Sales Report:Supplement No. 1 dated Dec 08, 2011 to Prospectus dated Dec 07, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Dec 07, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Dec 07, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
502875
This series of Notes was issued and sold upon the funding of the borrower loan #56921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.65% |
Listing Start date:
| Nov-24-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 14.46% |
Borrower rate/APR:
| 15.46% / 25.29% |
Monthly payment:
| $452.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.14% | | |
| |
Estimated return*:
| 6.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 24% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,143 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Majianlord |
Borrower's state:
| Colorado |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
600-619
(Sep-2007)
600-619
(Jul-2007)
|
Principal balance:
| $459.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Cleanup the Bills
This Loan will be used to Pay off the last of my first Prosper Loan and then to consolidate the Christmass purchases we just made. I expect to keep this Loan the full 1 year.
I am good candidite for this Loan as i have proven my ability to pay off my bills and my credit score shows my dedication to taking care of my obligations..
Thing being Paid off
Prosper 464.97
Discover 1250
Capital One 2015
Best Buy 1250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
missing-link | $25.00 | 11/24/2011 9:05:28 AM |
nisim5 | $50.00 | 11/24/2011 9:08:14 AM |
BankofRon | $25.00 | 11/24/2011 9:31:43 AM |
supernova719 | $25.00 | 11/24/2011 9:29:11 AM |
WxChem | $25.00 | 11/24/2011 10:32:45 AM |
Danylostefan | $25.00 | 11/24/2011 11:42:02 AM |
LittleMingo | $25.00 | 11/24/2011 4:11:53 PM |
credit-guard5 | $25.00 | 11/24/2011 4:41:14 PM |
contract-shakespeare | $55.70 | 11/24/2011 10:12:34 PM |
hidavehi | $26.00 | 11/24/2011 8:42:21 PM |
papaloha | $25.00 | 11/24/2011 9:26:22 AM |
r48 | $30.00 | 11/24/2011 9:27:53 AM |
fortytwo | $150.00 | 11/24/2011 9:31:28 AM |
Beechturner | $40.00 | 11/24/2011 10:46:38 AM |
dime-sapling | $25.00 | 11/25/2011 9:16:38 AM |
Ols744 | $35.00 | 11/25/2011 9:22:08 AM |
Leopoldine | $25.00 | 11/25/2011 11:33:25 AM |
goodhearted-generosity511 | $25.00 | 11/24/2011 6:53:01 PM |
1traveler | $25.00 | 11/25/2011 2:19:40 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:33 PM |
the-precious-bid | $25.00 | 11/25/2011 10:02:02 AM |
Sunshine2222 | $25.00 | 11/25/2011 10:55:05 AM |
favorite-commerce | $30.00 | 11/26/2011 5:55:21 AM |
dime-hot-rod7 | $25.00 | 11/25/2011 12:11:33 PM |
factcheck | $25.00 | 11/26/2011 11:45:44 AM |
CoolPlexer | $25.00 | 11/26/2011 12:22:43 PM |
capitalelstiltskin2 | $100.00 | 11/26/2011 1:03:24 AM |
rogue_monster | $50.00 | 11/26/2011 12:26:53 PM |
loanman2007 | $25.00 | 11/26/2011 6:16:17 AM |
wwwUniversal | $25.00 | 11/26/2011 12:39:01 PM |
bughead | $25.00 | 11/26/2011 5:56:47 PM |
appcoder | $40.00 | 11/26/2011 1:34:28 PM |
seabassx | $25.00 | 11/26/2011 8:25:40 AM |
Paddington922 | $25.00 | 11/26/2011 10:24:21 PM |
Digger85 | $50.00 | 11/26/2011 8:52:12 PM |
chef6 | $224.12 | 11/27/2011 6:45:55 AM |
tomdooley12520 | $50.00 | 11/27/2011 7:01:28 AM |
babybrother | $50.00 | 11/27/2011 5:50:17 AM |
martymaniaman | $25.00 | 11/27/2011 7:52:08 AM |
ready-vigilance3 | $50.00 | 11/27/2011 11:02:24 AM |
rautility | $50.00 | 11/27/2011 9:04:34 AM |
primed | $25.00 | 11/26/2011 2:17:33 PM |
Trimalchio12 | $25.00 | 11/27/2011 12:52:30 PM |
pie4 | $25.00 | 11/26/2011 9:25:51 PM |
loyalist1 | $200.00 | 11/26/2011 10:42:02 PM |
leverage-dolphin | $30.00 | 11/27/2011 7:15:33 PM |
CMDCO | $50.00 | 11/27/2011 11:24:27 AM |
brightest-friendly-interest | $100.00 | 11/28/2011 6:32:25 AM |
britches613 | $39.53 | 11/28/2011 7:01:03 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:41 AM |
num1irish | $100.00 | 11/28/2011 6:11:23 AM |
enterprising-credit2 | $7.07 | 11/28/2011 8:12:45 AM |
evergreen16 | $150.00 | 11/27/2011 3:15:33 PM |
Whitewall | $25.00 | 11/28/2011 6:02:15 AM |
icelander | $25.00 | 11/28/2011 7:46:05 AM |
LoanerPrincipal | $25.00 | 11/24/2011 9:09:38 AM |
janeybooboo | $75.00 | 11/24/2011 9:05:44 AM |
Comoparklender | $25.00 | 11/24/2011 9:15:41 AM |
plane450 | $25.00 | 11/24/2011 9:18:42 AM |
DoctorJoe | $30.00 | 11/24/2011 9:20:58 AM |
ingenious-deal6 | $25.00 | 11/24/2011 9:21:59 AM |
pound-mushroom3 | $25.00 | 11/24/2011 9:23:29 AM |
finance-prescription | $100.00 | 11/24/2011 9:32:52 AM |
golden-velocity9 | $35.00 | 11/24/2011 9:27:54 AM |
proud-pound4 | $25.00 | 11/24/2011 9:36:02 AM |
QuidWilson | $25.00 | 11/24/2011 4:19:40 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:30 PM |
economy-coup | $50.00 | 11/24/2011 9:13:02 AM |
rate-tower1 | $150.28 | 11/24/2011 9:15:17 PM |
StrongMonty | $53.80 | 11/24/2011 9:45:57 PM |
orange-preeminant-bill | $25.00 | 11/24/2011 9:15:14 AM |
brightest-dynamic-liberty | $25.00 | 11/24/2011 9:19:02 AM |
Feyenoord | $30.00 | 11/24/2011 9:26:16 AM |
350DGRZ | $25.00 | 11/24/2011 9:26:40 AM |
r48 | $25.00 | 11/24/2011 9:31:24 AM |
OldManP | $25.00 | 11/25/2011 8:50:18 AM |
real-return | $25.00 | 11/25/2011 10:00:43 AM |
wealth-prodigy1 | $68.50 | 11/25/2011 9:26:52 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:51 PM |
authentic-kindness1 | $50.00 | 11/25/2011 10:32:14 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:24 AM |
reflective-rupee | $25.00 | 11/25/2011 8:31:56 PM |
dollar-tornado3 | $50.00 | 11/26/2011 5:17:11 AM |
s270 | $25.00 | 11/25/2011 11:50:24 PM |
capitalelstiltskin2 | $100.00 | 11/26/2011 12:56:58 AM |
LiveNow | $25.00 | 11/26/2011 8:23:11 AM |
first-serene-credit | $25.00 | 11/26/2011 7:38:21 AM |
missoula | $25.00 | 11/26/2011 10:07:17 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:59 PM |
bonus-animal4 | $25.00 | 11/26/2011 1:41:15 PM |
just-loyalty643 | $50.00 | 11/26/2011 2:06:12 PM |
emphatic-bonus5 | $500.00 | 11/26/2011 1:17:18 AM |
iceman35 | $25.00 | 11/26/2011 12:32:35 PM |
asset-professor | $25.00 | 11/26/2011 12:43:04 PM |
grammaspurse | $25.00 | 11/26/2011 9:08:10 AM |
Bcs-cnc | $25.00 | 11/26/2011 7:16:38 PM |
careful-note | $50.00 | 11/27/2011 4:58:55 AM |
daekpon | $50.00 | 11/27/2011 9:35:53 AM |
greenwell | $25.00 | 11/27/2011 9:35:41 AM |
FinanceEngine | $40.00 | 11/26/2011 2:45:09 PM |
Bank42 | $25.00 | 11/27/2011 4:50:56 PM |
intrepid-loot | $25.00 | 11/27/2011 7:54:06 AM |
wlm3012 | $30.00 | 11/27/2011 5:08:30 PM |
social-heart | $25.00 | 11/27/2011 10:54:17 PM |
grotheik | $25.00 | 11/27/2011 6:44:42 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
503907
This series of Notes was issued and sold upon the funding of the borrower loan #56756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $570.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,572 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| FITN40 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 42 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
720-739
(Jan-2010)
700-719
(Sep-2009)
700-719
(Jul-2009)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 42 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to finish renovations on home and pay off credit cards.
My financial situation:
I am a good candidate for this loan because...I have had loans from Prosper in the past and have paid them all on time and in full.
This would be my 4th loan. I prefer to utilize the great investors of Prosper for my short term needs.
Please know this is a guaranteed return on your money....I am looking to pay off in 24 months.
Thanks in advance for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bullish2bearish | $42.42 | 11/26/2011 8:54:33 AM |
RoZu_Lending | $100.00 | 11/25/2011 5:04:22 PM |
fantastic-wampum1 | $100.00 | 11/25/2011 5:14:59 PM |
PLANECRASH | $75.00 | 11/25/2011 5:11:10 PM |
Comoparklender | $25.00 | 11/25/2011 5:22:46 PM |
riv701 | $25.00 | 11/25/2011 7:42:10 PM |
Mikale360 | $25.00 | 11/25/2011 11:00:12 PM |
MoneyForNothing | $50.00 | 11/26/2011 2:27:07 AM |
jmeasn | $26.33 | 11/26/2011 7:32:05 AM |
loanman2007 | $175.00 | 11/26/2011 6:00:07 AM |
atlas100 | $50.00 | 11/26/2011 7:20:44 AM |
amlu1988 | $25.00 | 11/26/2011 9:57:28 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:03 PM |
washboard1 | $25.00 | 11/26/2011 12:17:25 PM |
finance-prescription | $100.00 | 11/26/2011 12:07:10 PM |
350DGRZ | $25.00 | 11/25/2011 5:19:45 PM |
cashhelp | $25.00 | 11/25/2011 5:22:19 PM |
credit-missile | $125.00 | 11/25/2011 5:23:59 PM |
economy-coup | $50.00 | 11/26/2011 12:10:52 PM |
influential-benjamins0 | $100.00 | 11/25/2011 5:28:41 PM |
LittleMingo | $30.00 | 11/25/2011 5:58:43 PM |
SLN-10 | $25.00 | 11/25/2011 6:23:17 PM |
NekHoldings | $25.00 | 11/25/2011 7:00:25 PM |
real-return | $40.00 | 11/25/2011 8:55:19 PM |
janeybooboo | $75.00 | 11/26/2011 2:41:06 PM |
Christophe | $25.00 | 11/26/2011 4:44:21 PM |
justanothersushieater | $25.00 | 11/26/2011 11:58:09 AM |
tenacious-capital3 | $26.27 | 11/26/2011 12:12:53 PM |
WonByOne | $100.00 | 11/27/2011 3:52:03 AM |
thankful-nickel2 | $25.00 | 11/27/2011 10:59:09 AM |
whitegold24k | $100.00 | 11/26/2011 12:35:15 PM |
papaloha | $1,000.00 | 11/26/2011 1:30:48 PM |
five-star-note | $250.00 | 11/27/2011 12:46:22 PM |
friendly-principal76 | $25.00 | 11/27/2011 2:34:59 PM |
GoGalt | $50.00 | 11/27/2011 12:38:40 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:56 PM |
susurrus | $100.00 | 11/27/2011 2:07:40 PM |
wlm3012 | $30.00 | 11/27/2011 5:41:32 PM |
MoneyTree79 | $50.00 | 11/27/2011 8:03:21 PM |
sparkling-contract7 | $25.00 | 11/27/2011 4:24:36 PM |
hookUup | $34.20 | 11/27/2011 5:21:03 PM |
SolarMoonshine | $50.00 | 11/28/2011 3:37:11 AM |
Scotcha | $100.00 | 11/27/2011 7:23:35 PM |
payment-halo | $25.00 | 11/27/2011 7:28:38 PM |
Whatssofunnybout | $40.98 | 11/27/2011 11:01:44 AM |
worldly-investment333 | $50.00 | 11/27/2011 11:26:10 AM |
a-resplendent-commitment | $50.00 | 11/28/2011 6:51:21 AM |
glroark | $50.00 | 11/28/2011 7:04:49 AM |
Realty24 | $75.00 | 11/28/2011 7:57:58 AM |
first-serene-credit | $25.00 | 11/28/2011 8:06:43 AM |
just-loyalty643 | $50.00 | 11/27/2011 3:14:17 PM |
wwwUniversal | $25.00 | 11/28/2011 9:24:13 AM |
trustworthy-finance6 | $300.00 | 11/27/2011 4:17:44 PM |
leverage-dolphin | $25.00 | 11/27/2011 7:11:44 PM |
Macbethofscots | $25.00 | 11/28/2011 9:23:16 AM |
economy-popcorn | $25.00 | 11/27/2011 8:32:38 PM |
SnakeV | $25.00 | 11/28/2011 9:44:15 AM |
benefit-trident | $50.00 | 11/28/2011 11:00:11 AM |
fuzed | $50.00 | 11/28/2011 10:26:08 AM |
durability-halibut | $30.31 | 11/28/2011 1:50:35 PM |
leball | $29.18 | 11/28/2011 12:44:00 PM |
enterprising-credit2 | $50.00 | 11/28/2011 8:09:45 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:40 PM |
promise2 | $50.00 | 11/28/2011 5:08:39 PM |
brightest-income-hunter | $50.00 | 11/28/2011 5:06:37 PM |
rchissocol | $50.00 | 11/28/2011 10:55:11 AM |
villagers | $50.00 | 11/28/2011 5:24:36 PM |
the-precious-bid | $25.00 | 11/28/2011 5:21:59 PM |
dollar-tornado3 | $50.00 | 11/28/2011 12:14:10 PM |
well-mannered-income3 | $70.00 | 11/28/2011 5:34:57 PM |
managedfund | $3,000.00 | 11/28/2011 12:45:52 PM |
Lodrick | $31.64 | 11/28/2011 5:49:09 PM |
bluestarman08 | $25.70 | 11/28/2011 1:22:29 PM |
ursus | $50.00 | 11/28/2011 5:29:07 PM |
auction-seeker | $25.00 | 11/28/2011 6:38:05 PM |
Oak-Parker | $25.34 | 11/28/2011 6:47:45 PM |
zippy-greenback231 | $50.00 | 11/28/2011 5:45:40 PM |
exciting-fairness | $200.00 | 11/28/2011 6:28:58 PM |
Big_Lendin | $25.00 | 11/28/2011 7:04:13 PM |
econgineer | $75.00 | 11/28/2011 7:08:11 PM |
Petiza | $27.00 | 11/28/2011 4:26:46 PM |
refined-return922 | $25.00 | 11/28/2011 4:43:45 PM |
cnovak | $25.00 | 11/28/2011 5:10:35 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:02 PM |
Cory79 | $26.01 | 11/28/2011 5:41:59 PM |
skillful-asset5 | $25.00 | 11/28/2011 6:16:05 PM |
CASSHMAN | $150.00 | 11/28/2011 6:43:42 PM |
credit-bank-usa611 | $25.00 | 11/28/2011 6:51:01 PM |
Moe87 | $33.35 | 11/26/2011 7:08:49 AM |
AndChicksforFree | $25.00 | 11/25/2011 5:28:41 PM |
return-grizzly | $100.00 | 11/26/2011 4:57:27 PM |
lendstats_com | $200.00 | 11/27/2011 8:20:46 AM |
john0720 | $25.00 | 11/28/2011 7:16:16 AM |
investmentgroup | $25.00 | 11/25/2011 5:24:20 PM |
pdub | $75.00 | 11/25/2011 5:17:40 PM |
Kash2010lu | $25.00 | 11/25/2011 6:00:59 PM |
fcrick | $25.00 | 11/25/2011 5:21:29 PM |
atlas-shrugged | $200.00 | 11/25/2011 7:32:13 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:27 AM |
s270 | $175.00 | 11/25/2011 11:36:35 PM |
BigSkyFinancial | $26.00 | 11/26/2011 12:25:04 AM |
silver-breeze3 | $35.00 | 11/26/2011 6:54:36 AM |
shrewd-income | $150.00 | 11/26/2011 10:01:57 AM |
Bank_Of_XL | $25.00 | 11/26/2011 9:01:07 AM |
capitalelstiltskin2 | $25.00 | 11/26/2011 9:43:22 AM |
pound-mushroom3 | $25.00 | 11/25/2011 5:10:41 PM |
PatriotKnight | $25.00 | 11/26/2011 12:06:18 PM |
determined-revenue1 | $35.00 | 11/25/2011 5:20:00 PM |
loan-mammal | $100.00 | 11/25/2011 5:22:11 PM |
orange-preeminant-bill | $25.00 | 11/26/2011 12:27:55 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:35 PM |
fortytwo | $150.00 | 11/26/2011 12:16:44 PM |
Feyenoord | $30.00 | 11/25/2011 9:33:29 PM |
whitegold24k | $400.00 | 11/26/2011 12:57:01 PM |
Gladglide | $25.00 | 11/26/2011 12:26:04 PM |
trumpeter5 | $50.00 | 11/26/2011 4:07:20 PM |
Beechturner | $40.00 | 11/26/2011 4:46:28 AM |
chameleon125 | $50.00 | 11/26/2011 5:04:44 PM |
asset-professor | $25.00 | 11/26/2011 12:43:05 PM |
top-payout-fixer | $25.00 | 11/26/2011 6:33:59 PM |
loyalist1 | $250.00 | 11/26/2011 10:35:25 PM |
missing-link | $25.00 | 11/26/2011 12:16:21 PM |
ingenious-deal6 | $25.00 | 11/26/2011 12:17:06 PM |
careful-note | $50.00 | 11/27/2011 4:59:00 AM |
greenwell | $25.00 | 11/27/2011 9:35:43 AM |
rogue_monster | $50.00 | 11/26/2011 12:26:54 PM |
chererat | $100.00 | 11/26/2011 1:54:13 PM |
FinanceEngine | $50.00 | 11/26/2011 2:53:32 PM |
novice-speculator | $25.00 | 11/27/2011 2:01:57 PM |
yield-hut | $25.00 | 11/27/2011 3:16:15 PM |
Boxster968 | $100.00 | 11/27/2011 6:45:00 PM |
Toby1montana | $50.00 | 11/27/2011 9:06:47 PM |
calimanusa | $50.20 | 11/28/2011 1:43:22 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:44 AM |
graceful-investment | $44.72 | 11/27/2011 12:19:07 PM |
coin-investor | $25.00 | 11/27/2011 12:23:00 PM |
jpaulnyc | $50.00 | 11/27/2011 1:07:33 PM |
agalt | $150.00 | 11/28/2011 8:28:13 AM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:19:05 PM |
betterthanstock | $50.00 | 11/27/2011 5:11:53 PM |
RickColo | $320.00 | 11/28/2011 9:47:01 AM |
forthright-trade | $25.00 | 11/28/2011 9:50:03 AM |
mikeandcat | $100.00 | 11/27/2011 6:28:26 PM |
BlessedEveryDay | $25.00 | 11/28/2011 10:01:05 AM |
CatbirdBanking | $25.00 | 11/27/2011 8:34:10 PM |
industrious-currency | $25.00 | 11/28/2011 10:43:12 AM |
guardian3 | $25.00 | 11/28/2011 9:30:17 AM |
B-rad_the_Coug | $25.00 | 11/28/2011 1:14:40 AM |
VBPlayer | $28.97 | 11/28/2011 11:24:54 AM |
green28 | $300.00 | 11/28/2011 11:33:20 AM |
dsnybnd | $25.00 | 11/28/2011 12:45:38 PM |
investment-comet | $25.00 | 11/28/2011 11:50:56 AM |
barflyer | $25.00 | 11/28/2011 6:55:34 AM |
sunny-truth6 | $25.00 | 11/28/2011 2:07:56 PM |
jpac1066 | $100.00 | 11/28/2011 2:27:22 PM |
_NaLNaBB | $200.00 | 11/28/2011 1:20:38 PM |
authoritative-capital | $25.00 | 11/28/2011 2:18:36 PM |
intrepid-loot | $25.00 | 11/28/2011 4:28:51 PM |
orbital-dollar2 | $25.00 | 11/28/2011 4:58:07 PM |
factcheck | $30.00 | 11/28/2011 4:29:31 PM |
silver-birdie | $100.00 | 11/28/2011 5:10:13 PM |
dudebrah | $25.00 | 11/28/2011 5:58:44 PM |
enchanted-truth264 | $31.00 | 11/28/2011 6:12:10 PM |
irrelevant | $25.00 | 11/28/2011 2:06:17 PM |
transparency-river1 | $1,010.38 | 11/28/2011 7:11:01 PM |
165 Investments
|
Borrower Payment Dependent Notes Series
512573
This series of Notes was issued and sold upon the funding of the borrower loan #57003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 19.05% |
Borrower rate/APR:
| 20.05% / 21.99% |
Monthly payment:
| $397.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.71% | | |
| |
Estimated return*:
| 13.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,854 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Alphaone77 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,200.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
|
Principal balance:
| $1,673.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
More Home Improvements...
Purpose of loan:
This loan will be used to.. Continue some home improvement projects that I started last year, new windows and insulation etc..
I am a good candidate for this loan because:
This would be my second loan on prosper which is always paid on time. Also I have been employed at a major Florida university for over 10 years in the Information Technology area.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/29/2011 5:02:43 PM |
InChicago | $150.00 | 12/2/2011 7:09:05 AM |
igniter584 | $25.00 | 11/29/2011 5:05:20 PM |
OldManP | $25.00 | 11/29/2011 5:07:52 PM |
pound-mushroom3 | $25.00 | 11/29/2011 5:18:24 PM |
availableloan | $25.00 | 11/29/2011 8:04:01 PM |
tech310 | $50.00 | 11/30/2011 12:14:16 AM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:52 AM |
fcrick | $25.00 | 11/29/2011 5:16:39 PM |
IIP77 | $25.00 | 11/30/2011 3:20:45 AM |
Theodon | $25.00 | 11/30/2011 4:17:43 AM |
fervent-repayment | $50.00 | 11/30/2011 5:56:01 AM |
tacopants | $500.00 | 11/30/2011 8:25:16 AM |
Tradesmanlender | $25.00 | 11/30/2011 9:06:36 AM |
brainy-repayment5 | $50.00 | 11/30/2011 1:17:40 PM |
enterprising-credit2 | $25.00 | 11/30/2011 12:29:15 PM |
worthy-bid8 | $50.00 | 11/30/2011 9:18:25 AM |
AF-Chief | $25.00 | 11/30/2011 9:37:51 AM |
Billfred | $25.00 | 11/30/2011 6:19:40 PM |
SolarMoonshine | $25.00 | 11/30/2011 3:41:43 PM |
suave-dime6 | $25.00 | 11/30/2011 3:52:10 PM |
progressive-economy261 | $305.00 | 11/30/2011 5:06:37 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:24 AM |
Bob450 | $30.00 | 12/1/2011 7:13:20 AM |
smear87 | $25.00 | 11/30/2011 6:29:49 PM |
economy-popcorn | $25.00 | 11/30/2011 7:14:14 PM |
Leshan | $50.00 | 12/1/2011 8:20:48 AM |
kulender | $100.00 | 12/1/2011 9:13:49 AM |
houli123 | $50.00 | 12/1/2011 9:18:18 AM |
toblerone | $25.00 | 12/1/2011 9:11:40 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:37 PM |
euro-shrine | $50.00 | 12/1/2011 3:14:00 PM |
equitable-capital758 | $262.00 | 12/1/2011 9:31:44 AM |
jengachamp | $25.00 | 12/1/2011 4:06:26 PM |
the-precious-bid | $25.00 | 12/1/2011 5:11:27 PM |
beakerfish | $50.00 | 12/1/2011 8:43:14 PM |
NycDean | $25.00 | 12/1/2011 9:06:23 PM |
radforj22 | $25.00 | 12/2/2011 3:11:39 AM |
nikkiesgrandma | $25.00 | 12/2/2011 4:53:29 AM |
enriching-trade2 | $50.00 | 12/1/2011 5:18:43 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:23 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:47 AM |
careful-note | $55.00 | 12/2/2011 4:31:26 AM |
pani5ue | $25.00 | 12/2/2011 4:48:06 AM |
lostontheedge | $25.00 | 12/2/2011 7:03:42 AM |
Brainworm | $25.00 | 12/2/2011 9:22:54 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:45 PM |
Kaj | $25.00 | 12/2/2011 9:27:39 AM |
CashFlow13 | $100.00 | 12/2/2011 9:36:40 AM |
ready-interest9 | $25.00 | 12/2/2011 2:46:22 PM |
transparency-river1 | $250.00 | 12/2/2011 9:48:40 AM |
ursus | $50.00 | 12/2/2011 5:22:54 PM |
melodious-fairness | $25.00 | 12/2/2011 5:16:33 PM |
heart514 | $25.00 | 12/2/2011 7:52:51 PM |
frooogal | $25.00 | 12/2/2011 8:01:28 PM |
first-serene-credit | $25.00 | 12/2/2011 10:59:58 PM |
phenomenal-gain5 | $25.00 | 12/3/2011 6:41:14 AM |
credit-scout7 | $50.00 | 12/3/2011 7:50:05 AM |
javelin0 | $25.00 | 12/3/2011 9:32:41 AM |
AlternativeCashFlow | $25.00 | 12/2/2011 7:22:04 PM |
the-serene-transaction | $56.29 | 12/3/2011 3:30:58 PM |
Occhy | $25.00 | 12/3/2011 9:53:52 PM |
cablenews | $100.00 | 12/3/2011 10:27:05 AM |
ConcreteOne | $25.00 | 12/4/2011 8:11:30 AM |
PatriotKnight | $50.00 | 12/4/2011 12:06:59 PM |
be_wise | $25.00 | 12/4/2011 5:03:07 PM |
revenue-appraiser | $60.61 | 12/4/2011 6:47:33 PM |
prudent-bid3 | $25.00 | 12/4/2011 4:23:00 PM |
foxhunter | $25.00 | 12/4/2011 4:00:52 AM |
penny-plato | $25.00 | 12/4/2011 9:29:00 AM |
KrisKringle | $30.00 | 12/4/2011 9:04:54 PM |
atlvalet | $30.00 | 12/4/2011 9:38:22 PM |
jcw3rd | $25.00 | 12/4/2011 4:12:34 PM |
somebody32 | $25.00 | 12/4/2011 7:54:40 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:00 PM |
Weaverville | $25.00 | 12/5/2011 10:09:52 AM |
wwwUniversal | $25.00 | 12/5/2011 9:31:01 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:28 PM |
auction-architect7 | $50.00 | 12/5/2011 11:03:54 AM |
bill-expert | $36.00 | 12/5/2011 1:57:30 PM |
moola-gargantuan9 | $50.00 | 12/5/2011 6:45:39 AM |
lakrav | $25.00 | 12/5/2011 7:33:02 AM |
aesop56 | $100.00 | 12/5/2011 8:36:31 AM |
mtquan | $25.00 | 12/5/2011 1:41:20 PM |
MilitaryAV8R | $25.00 | 12/5/2011 9:37:01 AM |
ven | $30.00 | 12/5/2011 4:50:12 PM |
fund-tom-tom6 | $25.00 | 12/5/2011 11:51:05 AM |
williemc44 | $25.00 | 12/5/2011 2:16:18 PM |
wlm3012 | $30.00 | 12/5/2011 7:48:18 PM |
immaculate-compassion8 | $25.00 | 12/5/2011 7:25:30 PM |
corndog4000 | $100.00 | 12/6/2011 1:08:23 AM |
Elefunt | $25.00 | 12/5/2011 5:23:17 PM |
damage | $25.00 | 12/6/2011 9:14:33 AM |
market-assembler | $25.00 | 12/6/2011 9:23:31 AM |
economy-structure9 | $25.00 | 12/6/2011 3:57:33 AM |
repaymeplease | $25.00 | 12/6/2011 7:52:30 AM |
credit-coach118 | $25.27 | 12/6/2011 9:00:18 AM |
intelligent-repayment8 | $670.17 | 12/6/2011 12:09:34 PM |
wayman | $25.00 | 12/6/2011 9:35:17 AM |
moola-accelerator6 | $45.00 | 12/6/2011 10:52:13 AM |
market-pudding | $25.00 | 12/6/2011 12:10:33 PM |
the-discrete-income | $35.00 | 12/1/2011 5:37:17 AM |
bullish2bearish | $25.00 | 12/2/2011 1:03:00 PM |
careful-note | $50.00 | 11/29/2011 5:09:30 PM |
JustMee | $25.00 | 11/29/2011 5:13:56 PM |
whitegold24k | $100.00 | 11/29/2011 5:23:59 PM |
Feyenoord | $30.00 | 11/29/2011 7:06:28 PM |
AFairDeal | $25.00 | 11/29/2011 5:07:44 PM |
LittleMingo | $25.00 | 11/29/2011 6:09:45 PM |
graceful-investment | $25.00 | 11/30/2011 5:56:58 AM |
Bank_Of_XL | $25.00 | 11/30/2011 9:22:21 AM |
1stBankAndHal | $25.04 | 11/30/2011 6:01:36 AM |
mauge35 | $30.06 | 11/30/2011 12:10:56 PM |
just-loyalty643 | $50.00 | 11/30/2011 11:28:46 AM |
villagers | $25.00 | 11/30/2011 1:29:39 PM |
sensible-fund | $25.00 | 11/30/2011 1:46:31 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:11 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:40 PM |
CA-Lender | $25.00 | 11/30/2011 2:26:23 PM |
Investor_DP | $100.00 | 11/30/2011 5:14:00 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:11 PM |
Dignified-Market29 | $50.00 | 11/30/2011 12:51:03 PM |
brainy-greenback481 | $46.54 | 11/30/2011 1:34:54 PM |
debt-patriot | $34.06 | 11/30/2011 8:23:26 PM |
Supernick | $100.00 | 11/30/2011 4:42:33 PM |
graceful-IRAinvestment | $120.00 | 11/30/2011 10:40:17 PM |
sickid1 | $100.00 | 12/1/2011 12:15:43 AM |
JaceSpade | $25.00 | 12/1/2011 9:06:00 AM |
dukeiyer | $25.00 | 12/1/2011 7:44:20 AM |
fareast_man | $25.00 | 11/30/2011 10:26:39 PM |
valiant-note129 | $50.00 | 12/1/2011 2:12:41 PM |
principal-cooker2 | $100.00 | 12/1/2011 9:21:49 AM |
gjm6d | $25.00 | 12/1/2011 9:25:13 AM |
dime-sprout | $50.00 | 12/1/2011 5:24:44 PM |
income-buffalo1 | $100.00 | 12/1/2011 6:35:11 PM |
Weaverville | $25.00 | 12/1/2011 12:32:00 PM |
well-mannered-income3 | $60.00 | 12/1/2011 5:56:54 PM |
dinero-launcher | $25.00 | 12/1/2011 3:28:49 PM |
Erogan5877 | $28.73 | 12/1/2011 10:32:57 PM |
Whipster | $35.00 | 12/1/2011 5:31:43 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:36 AM |
valiant-money | $50.00 | 12/2/2011 8:18:57 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:56 AM |
moola-monger9 | $50.00 | 12/2/2011 9:08:25 AM |
friendinmoney | $25.00 | 12/2/2011 9:08:39 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:29 AM |
herbyman | $50.00 | 12/2/2011 6:05:01 AM |
blackstar | $25.00 | 12/2/2011 7:37:00 AM |
mad-scientist418 | $25.00 | 12/2/2011 8:36:05 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:00 AM |
investment-comet | $25.00 | 12/2/2011 11:12:55 AM |
mikrolown | $25.00 | 12/2/2011 9:27:58 AM |
Sixmil | $100.00 | 12/2/2011 1:41:02 PM |
rescue | $100.00 | 12/2/2011 9:30:44 AM |
genius520 | $50.00 | 12/2/2011 9:37:52 AM |
GoldenRule01 | $100.00 | 12/2/2011 4:04:55 PM |
graceful-IRAinvestment | $80.00 | 12/2/2011 5:25:29 PM |
Rivervale_Westwood | $25.00 | 12/2/2011 11:57:54 AM |
wampum-library4 | $25.00 | 12/2/2011 12:00:19 PM |
affluence-generator2 | $100.00 | 12/2/2011 12:15:30 PM |
new-social-economist | $100.00 | 12/2/2011 8:40:38 PM |
broker048 | $25.00 | 12/2/2011 9:00:51 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:42 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:04 PM |
loss-of-control | $125.00 | 12/2/2011 5:30:13 PM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:46 PM |
WLenders | $50.00 | 12/3/2011 11:20:06 AM |
goose026 | $80.00 | 12/3/2011 11:52:50 AM |
GrayStudio | $25.00 | 12/3/2011 12:53:34 PM |
SunriseTrader1 | $25.00 | 12/3/2011 1:37:28 PM |
InvestorPartners | $25.00 | 12/3/2011 12:43:20 AM |
hope-twister5 | $50.00 | 12/3/2011 11:29:12 AM |
dedicated-diversification5 | $100.00 | 12/3/2011 11:32:54 AM |
GoingFishing | $25.00 | 12/3/2011 12:52:08 PM |
freebush69 | $300.00 | 12/4/2011 1:48:50 PM |
yield-seeker | $25.00 | 12/4/2011 2:15:22 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:32 PM |
BleedPurple | $25.00 | 12/4/2011 6:31:28 PM |
msw_engr | $50.00 | 12/3/2011 7:23:41 PM |
matthewa | $25.00 | 12/3/2011 9:56:33 PM |
community-saver158 | $50.00 | 12/4/2011 10:43:05 AM |
red-benefit-ruler | $25.00 | 12/4/2011 11:52:52 AM |
awesome-benefit1 | $25.00 | 12/4/2011 12:50:59 PM |
durability-dreams3 | $25.00 | 12/5/2011 8:32:03 AM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:57:57 AM |
Interloper | $25.00 | 12/4/2011 3:29:45 PM |
managedfund | $1,027.00 | 12/5/2011 9:26:06 AM |
boske | $25.00 | 12/5/2011 10:02:59 AM |
treasure-pipeline | $25.00 | 12/5/2011 10:27:40 AM |
octoberfresh | $25.00 | 12/5/2011 12:07:32 PM |
Ven58 | $30.00 | 12/5/2011 1:22:32 PM |
hyrolln | $25.35 | 12/5/2011 2:53:06 PM |
ivadood | $50.00 | 12/5/2011 2:54:34 PM |
EJO | $25.00 | 12/5/2011 5:06:47 PM |
green-rate-futurist | $200.00 | 12/5/2011 4:14:38 PM |
silver-promise2 | $25.00 | 12/5/2011 9:36:54 AM |
1NiceLender | $26.45 | 12/5/2011 4:38:45 PM |
mrstender | $25.00 | 12/5/2011 10:02:52 AM |
gilbrear | $25.00 | 12/5/2011 10:46:43 AM |
exact-gold2 | $25.00 | 12/5/2011 10:56:49 AM |
BenR | $100.00 | 12/5/2011 5:14:22 PM |
tkr2 | $25.00 | 12/5/2011 5:15:01 PM |
fair-dollar | $25.00 | 12/5/2011 12:05:23 PM |
Sierrahh | $25.00 | 12/5/2011 5:31:39 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:45 PM |
rockhound84 | $39.00 | 12/5/2011 3:59:00 PM |
loyalty-circuitry | $50.00 | 12/5/2011 6:21:47 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:39 PM |
umfan123 | $25.00 | 12/5/2011 8:52:31 PM |
investorrr | $50.00 | 12/5/2011 10:24:24 PM |
rakey | $25.00 | 12/6/2011 6:01:31 AM |
marwadi-62 | $75.00 | 12/6/2011 6:17:08 AM |
TLW314 | $39.23 | 12/6/2011 7:04:47 AM |
chrisb1414 | $25.00 | 12/6/2011 7:19:54 AM |
spitzbergen | $25.00 | 12/6/2011 8:03:16 AM |
Rulea72 | $25.00 | 12/6/2011 8:24:29 AM |
timbob | $100.00 | 12/5/2011 6:00:28 PM |
s270 | $25.00 | 12/5/2011 6:29:29 PM |
Brisket_Bob | $27.37 | 12/6/2011 4:07:07 AM |
gold-commander0 | $25.00 | 12/6/2011 9:32:57 AM |
cropdust3r | $25.00 | 12/6/2011 6:38:04 AM |
CAGE-Investments | $25.00 | 12/6/2011 9:39:19 AM |
buffalobills | $25.00 | 12/6/2011 7:24:41 AM |
Zeenos | $25.11 | 12/6/2011 9:48:26 AM |
klinebarger | $25.00 | 12/6/2011 9:06:01 AM |
brandon612 | $45.88 | 12/6/2011 10:50:19 AM |
new-gold-wrangler | $2,000.00 | 12/6/2011 12:26:57 PM |
damanq | $25.00 | 12/6/2011 12:09:28 PM |
bellaquito | $368.57 | 12/6/2011 12:36:34 PM |
asmithj | $25.00 | 12/6/2011 9:32:41 AM |
samo102us | $25.00 | 12/6/2011 9:34:45 AM |
Mrs-Honeydew | $25.00 | 12/6/2011 10:36:28 AM |
232 Investments
|
Borrower Payment Dependent Notes Series
526389
This series of Notes was issued and sold upon the funding of the borrower loan #56842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $264.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $92,477 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hope-balance |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
680-699
(Oct-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...finish the attic to make it living space.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and ahead of schedule.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/24/2011 9:14:55 AM |
loan-mammal | $100.00 | 11/24/2011 9:15:06 AM |
tenacious-capital3 | $26.27 | 11/24/2011 9:28:44 AM |
r48 | $26.00 | 11/24/2011 9:31:45 AM |
brondero | $75.00 | 11/24/2011 11:52:51 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:31 PM |
determined-revenue1 | $35.00 | 11/24/2011 9:16:14 AM |
DoctorJoe | $30.00 | 11/24/2011 9:21:52 AM |
papaloha | $25.00 | 11/24/2011 9:26:23 AM |
silver-birdie | $100.00 | 11/25/2011 5:09:34 PM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:11 AM |
s270 | $25.00 | 11/25/2011 11:55:11 PM |
the-precious-bid | $25.00 | 11/25/2011 10:02:02 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:25 AM |
Theodon | $25.00 | 11/26/2011 4:21:18 AM |
AFairDeal | $25.00 | 11/25/2011 5:19:26 PM |
investmentgroup | $25.00 | 11/24/2011 9:15:59 AM |
fcrick | $25.00 | 11/24/2011 9:08:08 AM |
Tradesmanlender | $25.00 | 11/24/2011 9:33:26 AM |
Beechturner | $50.00 | 11/24/2011 10:47:20 AM |
evan | $25.00 | 11/24/2011 10:40:17 PM |
janeybooboo | $75.00 | 11/24/2011 9:06:29 AM |
C2Banking | $25.00 | 11/24/2011 8:07:57 PM |
igniter584 | $25.00 | 11/24/2011 9:31:02 AM |
Bank_Of_XL | $25.00 | 11/25/2011 7:50:18 AM |
LittleMingo | $25.21 | 11/25/2011 9:08:16 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:51 PM |
the-lean-bid | $25.00 | 11/25/2011 10:57:05 AM |
papaloha | $50.00 | 11/25/2011 4:35:05 PM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:15 AM |
worth-blanket2 | $6,200.00 | 11/26/2011 5:58:17 AM |
KrisKringle | $27.52 | 11/26/2011 6:51:18 AM |
GoingFishing | $25.00 | 11/25/2011 6:44:33 PM |
E_G | $50.00 | 11/25/2011 8:13:07 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
527313
This series of Notes was issued and sold upon the funding of the borrower loan #56731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Nov-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.76% |
Borrower rate/APR:
| 25.76% / 35.84% |
Monthly payment:
| $286.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 9.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,182 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-flexible-dime |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
1 Year Personal loan
A project for work is dragging on a little longer than expected and I'd like some extra cash for the next few months.
I've been very good about making monthly payments. Urban area so no car.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/22/2011 5:08:29 PM |
fortytwo | $150.00 | 11/22/2011 5:11:11 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:23 PM |
pound-mushroom3 | $25.00 | 11/22/2011 5:16:57 PM |
fantastic-wampum1 | $100.00 | 11/22/2011 5:38:38 PM |
tomdooley12520 | $25.00 | 11/23/2011 5:38:10 AM |
commerce-marauder | $25.00 | 11/23/2011 8:50:50 AM |
CashFlow13 | $100.00 | 11/23/2011 9:18:32 AM |
wealth-prodigy1 | $90.00 | 11/23/2011 12:45:20 PM |
mars2024 | $46.87 | 11/23/2011 8:13:33 PM |
bonus-animal4 | $50.00 | 11/23/2011 11:28:04 PM |
wwwUniversal | $25.00 | 11/24/2011 9:19:08 AM |
bailey7563 | $30.00 | 11/25/2011 11:38:45 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:52 PM |
emphatic-bonus5 | $150.00 | 11/26/2011 1:26:35 AM |
Bcs-cnc | $25.00 | 11/26/2011 6:37:40 PM |
greenwell | $25.00 | 11/27/2011 9:35:34 AM |
LendingLovers | $25.00 | 11/27/2011 3:16:01 PM |
rupee-universe | $25.00 | 11/27/2011 4:54:37 PM |
OLYVRC | $25.00 | 11/27/2011 11:45:33 PM |
octoberfresh | $25.00 | 11/28/2011 10:28:21 AM |
managedfund | $125.71 | 11/28/2011 12:38:06 PM |
enterprising-credit2 | $25.00 | 11/28/2011 8:13:15 AM |
heroic-compassion6 | $50.03 | 11/28/2011 8:27:51 AM |
bcsmith | $25.00 | 11/28/2011 8:53:47 AM |
finance-scout2 | $25.00 | 11/28/2011 11:47:56 AM |
108lender | $125.00 | 11/23/2011 9:43:23 AM |
AndChicksforFree | $25.00 | 11/27/2011 11:32:03 AM |
Evolver | $44.00 | 11/22/2011 5:09:00 PM |
papaloha | $25.00 | 11/22/2011 5:34:59 PM |
toblerone | $25.00 | 11/22/2011 5:18:37 PM |
transparency-universe8 | $25.00 | 11/23/2011 3:47:03 AM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:33 PM |
economy-coup | $50.00 | 11/22/2011 5:26:31 PM |
first-class-gold0 | $100.00 | 11/22/2011 5:36:21 PM |
Danjack_Capital | $25.00 | 11/22/2011 6:18:24 PM |
durability-chuckler | $100.00 | 11/23/2011 4:53:45 PM |
Dyre | $28.39 | 11/24/2011 3:13:23 AM |
Bank42 | $25.00 | 11/24/2011 4:09:37 AM |
well-rounded-payout0 | $50.00 | 11/24/2011 9:24:05 AM |
bav280 | $80.00 | 11/25/2011 4:26:15 AM |
r48 | $25.00 | 11/25/2011 12:47:49 PM |
durability-chuckler | $100.00 | 11/25/2011 4:23:28 PM |
emphatic-bonus5 | $200.00 | 11/26/2011 1:26:16 AM |
auction-seeker | $25.00 | 11/27/2011 6:08:26 AM |
speedy-silver3 | $25.00 | 11/27/2011 5:37:06 PM |
chef6 | $100.00 | 11/27/2011 6:51:05 AM |
nickel-hickory | $50.00 | 11/27/2011 11:44:21 PM |
LittleRhody07 | $25.00 | 11/28/2011 6:26:48 AM |
careful-note | $70.00 | 11/28/2011 4:36:44 AM |
generous-agreement | $25.00 | 11/28/2011 7:55:12 AM |
a-credit-rotation | $25.00 | 11/28/2011 3:42:31 AM |
britches613 | $25.00 | 11/28/2011 7:00:50 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:20 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
528233
This series of Notes was issued and sold upon the funding of the borrower loan #56570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $105.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
5 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Student - Community... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,091 | Stated income: | $0 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| myststix |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
660-679
(Mar-2010)
680-699
(Feb-2010)
660-679
(Jul-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Help me Eliminate Some Debt
Purpose of loan:
This loan will be used to pay off higher rate credit cards. I am paying off and HSBC account, and a Target Visa Account. I have closed both accounts (at my request) when they refused to lower my interest rate (about 22%). I refuse to pay such a high rate, especially with a perfect payment history.
My financial situation:
I am a good candidate for this loan because I currently pay $75 on each account. (Which is more than the minimum) for a total of $150. I have not missed a payment or been late. The estimate payment on this loan is $103 per month, along with a reduced interest rate, allowing me to pay off this loan within 36 months. It's a win-win situation, I would rather pay interest to you than to them! (HSBC and Target!)
I have a payed off a loan on Prosper, one of the earliest borrowers actually, and not missed a payment!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/22/2011 9:06:58 AM |
cnovak | $25.00 | 11/22/2011 9:08:22 AM |
cashhelp | $25.00 | 11/22/2011 9:17:04 AM |
influential-benjamins0 | $100.00 | 11/22/2011 9:26:30 AM |
loan-mammal | $100.00 | 11/22/2011 9:29:49 AM |
LoanerPrincipal | $25.00 | 11/22/2011 9:08:58 AM |
toblerone | $25.00 | 11/22/2011 9:09:04 AM |
OldManP | $35.00 | 11/22/2011 1:19:50 PM |
thajr | $25.00 | 11/22/2011 3:00:00 PM |
dollar-tornado3 | $50.00 | 11/22/2011 1:04:32 PM |
exchange-squirrel | $50.00 | 11/22/2011 1:08:37 PM |
credit-guard5 | $25.00 | 11/22/2011 3:12:01 PM |
Whatssofunnybout | $27.63 | 11/22/2011 3:56:09 PM |
factcheck | $40.00 | 11/22/2011 10:31:03 AM |
evnagelist | $25.00 | 11/22/2011 5:07:42 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:19 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:17 PM |
social-heart | $25.00 | 11/22/2011 5:30:17 PM |
yield-hut | $50.00 | 11/22/2011 12:38:11 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:49 PM |
DoctorJoe | $30.00 | 11/22/2011 12:51:10 PM |
famous-bill | $50.00 | 11/22/2011 2:02:34 PM |
ddog0224 | $25.00 | 11/22/2011 2:58:12 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:27 PM |
susurrus | $44.00 | 11/22/2011 3:30:55 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:46 PM |
hidavehi | $29.00 | 11/22/2011 4:46:14 PM |
kegs | $217.70 | 11/22/2011 6:07:05 PM |
brightest-dynamic-liberty | $25.00 | 11/22/2011 5:34:01 PM |
bullwink27 | $25.00 | 11/22/2011 5:07:19 PM |
auction-seeker4 | $25.00 | 11/22/2011 5:46:36 PM |
duckbill_1972 | $30.00 | 11/22/2011 6:02:28 PM |
damage | $25.00 | 11/22/2011 5:28:25 PM |
fascinating-benefit279 | $50.00 | 11/22/2011 5:35:31 PM |
Socorro_Capital_Partners | $25.01 | 11/22/2011 5:40:58 PM |
WeAlNe | $25.00 | 11/22/2011 5:51:33 PM |
leverage-oasis | $25.00 | 11/22/2011 5:53:48 PM |
ScottCapital | $25.00 | 11/22/2011 5:57:23 PM |
pound-mushroom3 | $25.00 | 11/22/2011 9:14:30 AM |
LittleMingo | $30.00 | 11/22/2011 9:21:59 AM |
Feyenoord | $30.00 | 11/22/2011 9:28:37 AM |
investment-artist | $28.01 | 11/22/2011 9:29:33 AM |
investmentgroup | $25.00 | 11/22/2011 9:33:56 AM |
determined-revenue1 | $35.00 | 11/22/2011 9:34:39 AM |
papaloha | $25.00 | 11/22/2011 9:20:13 AM |
nebula076 | $100.00 | 11/22/2011 12:26:27 PM |
CPADawg | $30.04 | 11/22/2011 1:49:11 PM |
novice-speculator | $25.00 | 11/22/2011 12:28:35 PM |
enterprising-credit2 | $50.00 | 11/22/2011 12:45:12 PM |
igniter584 | $25.00 | 11/22/2011 9:33:28 AM |
zippy-greenback231 | $25.00 | 11/22/2011 1:28:47 PM |
wwwUniversal | $25.00 | 11/22/2011 4:20:40 PM |
kind-magnificent-bid | $232.41 | 11/22/2011 2:35:53 PM |
setUup | $28.20 | 11/22/2011 4:26:49 PM |
durability-boomarang1 | $50.00 | 11/22/2011 4:51:12 PM |
KLCRAY | $25.00 | 11/22/2011 5:09:36 PM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:10 PM |
CashFlow13 | $100.00 | 11/22/2011 5:27:09 PM |
vestratech | $50.00 | 11/22/2011 12:45:10 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:59 PM |
favorite-commerce | $40.00 | 11/22/2011 1:58:43 PM |
r48 | $33.00 | 11/22/2011 4:44:45 PM |
keichi03 | $100.00 | 11/22/2011 5:46:40 PM |
vennp | $50.00 | 11/22/2011 5:54:56 PM |
AF-Chief | $25.00 | 11/22/2011 5:11:46 PM |
mindful-deal289 | $25.00 | 11/22/2011 6:02:42 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:44 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
530395
This series of Notes was issued and sold upon the funding of the borrower loan #56788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-16-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $216.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,329 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| funds-optimizer4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
looking for help with a loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $ 600
Insurance: $ 50
Car expenses: $ 0
Utilities: $
Phone, cable, internet: $ 80
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/7/2011 9:34:39 AM |
pound-mushroom3 | $25.00 | 11/7/2011 11:20:06 AM |
rescue | $100.00 | 11/7/2011 9:46:40 AM |
evnagelist | $25.00 | 11/7/2011 11:03:32 AM |
Tylerh | $500.00 | 11/7/2011 2:19:47 PM |
BxRealtor | $25.00 | 11/8/2011 5:04:09 AM |
Occhy | $30.00 | 11/7/2011 9:09:45 PM |
platinum-genetics | $25.00 | 11/8/2011 11:09:20 AM |
managedfund | $1,500.00 | 11/10/2011 2:45:28 PM |
CashFlow13 | $100.00 | 11/10/2011 2:57:48 PM |
lendersf | $50.00 | 11/10/2011 6:21:30 PM |
djh47a | $25.00 | 11/12/2011 9:43:45 AM |
robot777 | $50.00 | 11/12/2011 8:18:03 AM |
LendToCause | $25.00 | 11/12/2011 6:05:32 PM |
850 | $50.00 | 11/12/2011 8:22:20 PM |
impartial-benefit1 | $50.00 | 11/13/2011 3:48:38 AM |
jamiee73 | $25.00 | 11/13/2011 2:44:09 PM |
a-responsible-return | $50.00 | 11/13/2011 6:00:25 PM |
affluence-tambourine | $25.00 | 11/13/2011 10:19:15 PM |
coin-sonnet | $100.00 | 11/14/2011 12:06:15 AM |
Mendosurfire | $50.00 | 11/14/2011 12:35:24 PM |
Krozy | $25.00 | 11/14/2011 8:42:27 PM |
ccapital | $100.00 | 11/15/2011 5:21:18 AM |
trustworthy-hope189 | $25.00 | 11/15/2011 5:04:21 AM |
loyalty-sherpa | $25.00 | 11/15/2011 6:57:52 AM |
wlm3012 | $30.00 | 11/15/2011 7:51:55 AM |
charming-exchange7 | $25.00 | 11/15/2011 9:29:58 AM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:17 PM |
Money_Working | $25.00 | 11/15/2011 7:09:53 PM |
B12SE-r | $25.00 | 11/16/2011 9:32:27 AM |
green28 | $100.00 | 11/16/2011 5:31:38 AM |
upbeat-finance8 | $25.00 | 11/16/2011 1:55:04 PM |
seabassx | $25.00 | 11/16/2011 1:55:38 PM |
dordee | $60.00 | 11/16/2011 4:28:03 PM |
competent-market4 | $25.00 | 11/16/2011 5:11:15 PM |
duty-explosion9 | $50.00 | 11/16/2011 11:13:31 AM |
nickel-ferret | $50.00 | 11/7/2011 9:03:52 AM |
Bank_Of_XL | $25.00 | 11/7/2011 12:46:08 PM |
credit-coach118 | $25.00 | 11/7/2011 10:56:16 AM |
patriot897 | $25.00 | 11/8/2011 5:08:56 PM |
elegant-income3 | $50.00 | 11/8/2011 6:42:20 PM |
evan | $25.00 | 11/9/2011 7:45:19 PM |
Bendistraw | $25.00 | 11/10/2011 10:19:12 AM |
autonomous-basis | $26.31 | 11/10/2011 6:48:26 PM |
Sid-K | $25.00 | 11/11/2011 3:02:52 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:39 AM |
steven3333 | $25.00 | 11/12/2011 11:10:50 PM |
selector568 | $300.00 | 11/13/2011 10:07:48 AM |
FinDoc | $25.00 | 11/13/2011 5:14:54 AM |
lucrative-coin | $50.00 | 11/13/2011 5:12:26 PM |
reflective-rupee | $25.00 | 11/13/2011 1:32:37 PM |
fair-pound5 | $100.00 | 11/13/2011 8:22:13 PM |
well-mannered-income3 | $30.00 | 11/13/2011 8:02:50 PM |
GMPK_TLAS | $100.00 | 11/14/2011 2:20:57 AM |
Moneypenny6 | $25.00 | 11/14/2011 7:44:09 AM |
HamachiMan | $25.00 | 11/14/2011 2:38:53 PM |
fortytwo | $200.00 | 11/14/2011 2:26:29 PM |
astute-benjamins | $25.00 | 11/14/2011 3:03:26 PM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:28 AM |
innocent-deal | $25.00 | 11/14/2011 1:43:51 PM |
BlessedEveryDay | $25.00 | 11/15/2011 6:03:58 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:28:06 AM |
marwadi-62 | $50.00 | 11/15/2011 6:45:49 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:32 AM |
oldman68 | $25.00 | 11/16/2011 8:02:14 AM |
hektek22 | $600.00 | 11/16/2011 8:21:28 AM |
listing-reformation8 | $50.00 | 11/16/2011 12:12:28 PM |
GLDavis | $31.82 | 11/16/2011 9:08:08 AM |
orgy63 | $25.00 | 11/16/2011 3:38:07 PM |
imhandy | $191.87 | 11/16/2011 8:55:45 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
531483
This series of Notes was issued and sold upon the funding of the borrower loan #57067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 21y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,476 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| studious-peso7 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to consolidate
My financial situation:
I am a good candidate for this loan because I have a stable employment history and a good credit score.
Monthly net income: $6,400.00
Monthly expenses: $
Housing: $1,133.00
Insurance: $120.00
Car expenses: $430.00
Utilities: $150.00
Phone, cable, internet: $80.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $200.00 | 12/1/2011 7:18:39 AM |
papaloha | $25.00 | 11/23/2011 9:17:25 AM |
loanman2007 | $50.00 | 11/23/2011 9:26:43 AM |
SLN-10 | $50.00 | 11/23/2011 9:31:05 AM |
pound-mushroom3 | $25.00 | 11/23/2011 9:19:38 AM |
Tylerh | $255.00 | 11/23/2011 2:21:11 PM |
pdub | $75.00 | 11/28/2011 5:13:03 PM |
Whipster | $100.00 | 11/28/2011 6:16:42 PM |
EngineersAlliance | $125.00 | 11/28/2011 5:23:37 PM |
Thought | $30.46 | 11/29/2011 9:04:51 AM |
mlj0671 | $25.00 | 11/29/2011 12:42:51 PM |
fantastic-wampum1 | $100.00 | 11/29/2011 5:11:34 PM |
SmartConsolidation | $25.00 | 11/29/2011 11:05:33 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:21 AM |
IIP77 | $25.00 | 11/30/2011 3:20:12 AM |
wonder3 | $50.00 | 11/30/2011 6:23:13 AM |
treasure-bliss | $25.00 | 11/30/2011 6:56:23 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:47 AM |
dollar-tornado3 | $25.00 | 12/1/2011 6:43:20 AM |
valiant-money | $35.00 | 12/1/2011 8:21:33 AM |
graceful-IRAinvestment | $85.00 | 12/1/2011 10:28:58 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:35 PM |
enterprising-credit2 | $50.00 | 12/1/2011 2:45:06 PM |
appcoder | $40.00 | 12/1/2011 2:18:46 PM |
dinero-launcher | $25.00 | 12/1/2011 3:33:51 PM |
Ballybay | $50.00 | 12/1/2011 5:10:29 PM |
cognizant-rupee7 | $25.00 | 12/1/2011 5:11:45 PM |
toblerone | $25.00 | 12/1/2011 5:14:04 PM |
Comoparklender | $25.00 | 12/1/2011 5:06:11 PM |
coin-investor | $25.00 | 12/1/2011 5:14:43 PM |
silver-birdie | $100.00 | 12/1/2011 5:17:24 PM |
principal-cooker2 | $100.00 | 12/1/2011 5:26:11 PM |
diplomatic-wealth7 | $25.00 | 12/1/2011 5:27:23 PM |
top-asset-chemistry | $25.00 | 12/1/2011 5:27:33 PM |
engrossing-responsibility0 | $50.00 | 12/1/2011 5:30:24 PM |
just-loyalty643 | $50.00 | 12/1/2011 8:55:35 PM |
WindyKid | $25.00 | 12/1/2011 2:32:41 PM |
exciting-fairness | $200.00 | 12/1/2011 7:05:43 PM |
platinum-czar | $75.00 | 12/1/2011 7:22:18 PM |
one-midas | $50.00 | 12/1/2011 10:38:31 PM |
jengachamp | $25.00 | 12/1/2011 4:06:22 PM |
mercuriant | $25.00 | 12/1/2011 5:08:43 PM |
klend4 | $25.00 | 12/2/2011 3:51:51 AM |
Katburg | $25.00 | 12/1/2011 5:21:45 PM |
wojo | $25.00 | 12/2/2011 6:28:13 AM |
coin-cooker8 | $27.58 | 12/2/2011 6:58:33 AM |
well-mannered-income3 | $70.00 | 12/1/2011 5:41:40 PM |
Bob450 | $25.00 | 12/2/2011 7:16:56 AM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:36 PM |
buffalobills | $25.00 | 12/2/2011 7:33:45 AM |
Mrs-Honeydew | $25.00 | 12/2/2011 7:43:17 AM |
dsgfl1 | $200.00 | 12/2/2011 8:22:07 AM |
shrewd-peace7 | $25.00 | 12/2/2011 9:11:00 AM |
tremendous-payment | $25.00 | 12/2/2011 9:13:02 AM |
Ambassador | $25.00 | 12/2/2011 4:37:14 AM |
the-enthralling-coin | $25.00 | 12/2/2011 9:13:36 AM |
VmIE | $25.00 | 12/2/2011 9:07:33 AM |
ursus | $50.00 | 12/2/2011 9:17:12 AM |
vibraphone3 | $25.00 | 12/2/2011 9:17:41 AM |
best-charming-leverage | $38.00 | 12/2/2011 9:18:11 AM |
orange-preeminant-bill | $25.00 | 12/2/2011 9:10:49 AM |
Diamond_Jim | $25.00 | 12/2/2011 9:11:34 AM |
Mariner3605 | $25.00 | 12/2/2011 9:19:44 AM |
lillian27 | $25.00 | 12/2/2011 9:12:32 AM |
FASTIZIO_P | $25.00 | 12/2/2011 9:13:47 AM |
CAGE-Investments | $25.00 | 12/2/2011 9:16:54 AM |
KidSicily | $50.00 | 12/2/2011 6:40:04 AM |
melodious-fairness | $25.00 | 12/2/2011 9:18:15 AM |
chrisb1414 | $25.00 | 12/2/2011 6:55:52 AM |
EBITDA | $25.00 | 12/2/2011 9:19:03 AM |
nickel-acrobat | $25.00 | 12/2/2011 9:20:01 AM |
apostle901 | $25.00 | 12/2/2011 9:20:35 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:06 AM |
GCInvestments | $25.00 | 12/2/2011 9:24:29 AM |
worldly-community3 | $50.00 | 12/2/2011 9:30:32 AM |
foxtrot12 | $68.00 | 12/2/2011 9:25:16 AM |
zone8 | $100.00 | 12/2/2011 9:32:21 AM |
Miklot | $30.00 | 12/2/2011 9:26:14 AM |
Urban-MBA | $25.00 | 12/2/2011 9:33:59 AM |
symbiosis | $50.00 | 12/2/2011 9:34:38 AM |
marketplace-cello5 | $11.83 | 12/2/2011 9:37:02 AM |
desertoasis | $25.00 | 12/2/2011 9:33:19 AM |
leverage-monger | $25.00 | 12/2/2011 8:45:13 AM |
important-openness1 | $100.00 | 12/2/2011 9:09:12 AM |
payout-achievement | $50.00 | 12/2/2011 9:13:44 AM |
wwwUniversal | $25.00 | 12/2/2011 9:20:26 AM |
rovo | $25.00 | 12/2/2011 9:23:23 AM |
ah-long | $25.00 | 12/2/2011 9:28:12 AM |
MikeyZ2008 | $50.00 | 12/2/2011 9:31:27 AM |
108lender | $103.00 | 11/29/2011 7:29:21 PM |
golden-velocity9 | $35.00 | 11/23/2011 9:18:49 AM |
heavenly-interest9 | $500.00 | 11/23/2011 9:20:43 AM |
jjswanso | $50.00 | 11/23/2011 9:35:20 AM |
beaker | $25.00 | 11/23/2011 3:12:42 PM |
credit-coach118 | $40.47 | 11/24/2011 9:31:34 AM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:09 PM |
CashFlow13 | $1,000.00 | 11/27/2011 9:55:50 AM |
finance-investor3 | $25.00 | 11/27/2011 3:57:45 PM |
careful-note | $70.00 | 11/28/2011 4:36:50 AM |
fortytwo | $150.00 | 11/28/2011 5:21:39 PM |
ready-interest9 | $25.00 | 11/28/2011 4:10:24 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:21 AM |
bid-stockpiler1 | $50.00 | 11/29/2011 5:31:28 PM |
loss-of-control | $100.00 | 11/29/2011 7:21:09 PM |
LittleMingo | $25.00 | 11/29/2011 6:22:53 PM |
tech310 | $50.00 | 11/30/2011 12:15:31 AM |
nfx | $30.00 | 11/30/2011 5:45:36 AM |
profit-powerplant | $25.00 | 11/30/2011 9:11:36 AM |
courteous-platinum7 | $25.00 | 11/30/2011 11:39:14 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:43 AM |
frogperson | $75.00 | 11/30/2011 9:53:27 PM |
lowrater | $150.80 | 12/1/2011 6:20:25 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:48 AM |
computer758 | $25.00 | 12/1/2011 1:35:57 PM |
Dubbs360 | $39.00 | 12/1/2011 9:25:54 AM |
SolarMoonshine | $25.00 | 12/1/2011 3:33:16 PM |
MAKIN_IT_RAIN | $55.96 | 12/1/2011 4:24:33 PM |
terrific-dough6 | $50.00 | 12/1/2011 5:06:51 PM |
finance-prescription | $100.00 | 12/1/2011 5:07:54 PM |
enriching-trade2 | $50.00 | 12/1/2011 5:18:42 PM |
economy-coup | $50.00 | 12/1/2011 5:22:10 PM |
economy-producer | $25.00 | 12/1/2011 5:34:04 PM |
income-buffalo1 | $100.00 | 12/1/2011 6:13:01 PM |
brightest-fund-base | $25.00 | 12/1/2011 6:22:46 PM |
rewards | $25.00 | 12/1/2011 6:25:12 PM |
euro-shrine | $50.00 | 12/1/2011 3:13:57 PM |
jebber007 | $25.00 | 12/1/2011 9:27:20 PM |
bold-shrewd-duty | $87.00 | 12/1/2011 7:38:15 PM |
nyran20 | $50.00 | 12/1/2011 7:47:47 PM |
gold-miser9 | $65.39 | 12/1/2011 8:24:23 PM |
power-bluebird2 | $25.00 | 12/2/2011 3:28:06 AM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 4:41:05 PM |
pani5ue | $25.00 | 12/2/2011 4:16:23 AM |
Erogan5877 | $25.00 | 12/1/2011 10:30:09 PM |
ore-frontier | $75.00 | 12/1/2011 11:47:32 PM |
loan-fate | $43.00 | 12/1/2011 5:16:17 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:10 PM |
note-mad-scientist | $50.00 | 12/2/2011 4:07:51 AM |
rockhound84 | $25.00 | 12/2/2011 4:48:18 AM |
oreyedoc | $50.00 | 12/1/2011 5:32:57 PM |
nalaari | $78.83 | 12/2/2011 6:02:59 AM |
antlr | $50.00 | 12/1/2011 7:48:13 PM |
preventivepestcontrol | $50.00 | 12/2/2011 7:33:42 AM |
power-secret-agent | $30.00 | 12/2/2011 2:33:44 AM |
bancoroyal | $31.98 | 12/2/2011 8:58:10 AM |
careful-note | $55.00 | 12/2/2011 4:31:20 AM |
rhin0cerx | $50.00 | 12/2/2011 9:12:01 AM |
capital-renewal | $25.00 | 12/2/2011 9:06:33 AM |
cash-reaction2 | $50.00 | 12/2/2011 9:13:23 AM |
moola-monger9 | $50.00 | 12/2/2011 9:14:04 AM |
lagnisiruk | $25.00 | 12/2/2011 9:15:19 AM |
B2152 | $25.00 | 12/2/2011 5:06:06 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:14 AM |
Tradesmanlender | $25.00 | 12/2/2011 9:19:49 AM |
zorg77 | $50.00 | 12/2/2011 5:35:33 AM |
miked8303 | $25.00 | 12/2/2011 9:14:24 AM |
rutzebach | $52.43 | 12/2/2011 6:03:43 AM |
finance-mushroom | $200.00 | 12/2/2011 9:21:50 AM |
gilbrear | $25.00 | 12/2/2011 6:25:43 AM |
minddoc | $50.00 | 12/2/2011 9:23:54 AM |
roman2008 | $25.00 | 12/2/2011 9:18:37 AM |
CA-Lender | $75.00 | 12/2/2011 9:25:24 AM |
GInBaghdad | $25.00 | 12/2/2011 9:25:41 AM |
miamibeachloaner | $25.00 | 12/2/2011 9:28:25 AM |
rescue | $100.00 | 12/2/2011 9:30:42 AM |
bid-czar8 | $100.00 | 12/2/2011 9:33:22 AM |
truth-ceremony | $25.00 | 12/2/2011 9:26:59 AM |
money-surge1 | $25.00 | 12/2/2011 9:30:53 AM |
octoberfresh | $25.00 | 12/2/2011 8:05:24 AM |
friendinmoney | $25.00 | 12/2/2011 8:54:16 AM |
roxon | $25.00 | 12/2/2011 9:06:17 AM |
proud-pound4 | $25.00 | 12/2/2011 9:07:58 AM |
Angel_Investor_7 | $25.00 | 12/2/2011 9:16:26 AM |
a-resplendent-commitment | $25.00 | 12/2/2011 9:17:49 AM |
handshake5 | $100.00 | 12/2/2011 9:22:24 AM |
davisfl | $25.00 | 12/2/2011 9:26:54 AM |
Kaj | $25.00 | 12/2/2011 9:27:38 AM |
careful-vigilance4 | $30.00 | 12/2/2011 9:28:10 AM |
dedicated-transaction796 | $25.00 | 12/2/2011 9:30:20 AM |
asiaratt | $50.00 | 12/2/2011 9:30:50 AM |
180 Investments
|
Borrower Payment Dependent Notes Series
531757
This series of Notes was issued and sold upon the funding of the borrower loan #56626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $139.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 5m |
Amount delinquent:
| $100 |
Total credit lines:
| 15 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,939 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mrscoach5555 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Establish a home office
Purpose of loan: equip a home office. I've been invited to pursue a telecommuting position & need to establish a home office. I have room, experience working autonomously, references, etc. but need the technology. It'll also pay for the installation of cable internet, land lines & the first month's bill. My financial situation: Precarious. I was the top earner (husband's a teacher in a rural district; tenured = stable but not well paid.) I'm a good candidate for this loan b/c of personal ethics, proven by my record on prosper. The deal will be further cemented by my immense gratitude for the impact it'll have on my family.
Monthly net income: 3600; Housing: 1220, Insurance: 175, Car expenses: 700, Utilities: 140; heat primarily with wood, Phone, cable, internet: 185, Food, entertainment: 400, Clothing, household expenses: 200, Credit cards and other loans:375, Other expenses:Mandatory participation in the Teachers' Retirement Fund, & propane every 13-15 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 11/22/2011 2:58:32 AM |
greenback-amplifier | $25.00 | 11/21/2011 5:13:24 PM |
Feyenoord | $30.00 | 11/21/2011 5:24:26 PM |
SLN-10 | $100.00 | 11/21/2011 5:31:55 PM |
computer758 | $25.00 | 11/21/2011 8:26:25 PM |
mrxtravis | $25.00 | 11/22/2011 9:19:21 AM |
Comoparklender | $25.00 | 11/22/2011 9:17:59 AM |
factcheck | $40.00 | 11/22/2011 10:30:53 AM |
Katburg | $25.00 | 11/22/2011 12:44:49 PM |
vestratech | $50.00 | 11/22/2011 12:45:08 PM |
AndChicksforFree | $25.00 | 11/21/2011 5:16:34 PM |
investmentgroup | $25.00 | 11/21/2011 5:12:01 PM |
Mikale360 | $25.00 | 11/21/2011 5:19:51 PM |
papaloha | $25.00 | 11/21/2011 5:23:24 PM |
toblerone | $25.00 | 11/21/2011 5:32:43 PM |
Brisket_Bob | $25.15 | 11/21/2011 7:31:56 PM |
loan-mammal | $100.00 | 11/21/2011 5:06:58 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:51 PM |
SqueezeKing | $25.00 | 11/21/2011 8:10:11 PM |
enriching-trade2 | $50.00 | 11/21/2011 5:18:31 PM |
economy-coup | $50.00 | 11/21/2011 5:22:32 PM |
NekHoldings | $25.00 | 11/21/2011 7:01:23 PM |
susurrus | $50.00 | 11/21/2011 8:03:41 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 8:32:05 AM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:54:36 PM |
Frover | $25.00 | 11/22/2011 6:28:53 AM |
worth-blanket2 | $2,500.00 | 11/22/2011 12:10:34 PM |
Rollshaft | $4.85 | 11/22/2011 2:04:59 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
532001
This series of Notes was issued and sold upon the funding of the borrower loan #56786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,731 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-warrior |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation for Business
Purpose of loan:
This loan will be used to pay off a leasing company for equipment vital to my business. I'm currently paying an apr of 68%
My financial situation:
I am a good candidate for this loan because I pay all my bills on time and although the economy is slowing down, my business has remained steady with a slight increase in overall revenue from last year.
Monthly net income: $3,000
Monthly expenses: $ 1,250
Housing: $ 450
Insurance: $ 60
Car expenses: $ 80
Utilities: $ 45
Phone, cable, internet: $85.00
Food, entertainment: $150.
Clothing, household expenses: $20.
Credit cards and other loans: $200.
Other expenses: $160.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Starfin-Capital-Management | $200.00 | 11/28/2011 1:16:17 PM |
golden-velocity9 | $35.00 | 11/17/2011 9:06:43 AM |
fortytwo | $150.00 | 11/17/2011 9:23:56 AM |
orderly-leverage | $100.00 | 11/17/2011 3:45:04 PM |
fountain355 | $25.00 | 11/18/2011 5:05:45 AM |
toblerone | $25.00 | 11/18/2011 7:39:16 AM |
papaloha | $25.00 | 11/18/2011 10:29:32 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:54 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:12 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:10:49 AM |
fervent-repayment | $50.00 | 11/22/2011 5:17:26 PM |
oreyedoc | $50.00 | 11/22/2011 9:28:44 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:40 PM |
SolarMoonshine | $25.00 | 11/27/2011 11:45:27 AM |
CatbirdBanking | $25.00 | 11/27/2011 11:51:01 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:09 AM |
careful-note | $70.00 | 11/28/2011 4:36:32 AM |
loan-mammal | $100.00 | 11/27/2011 12:14:34 PM |
GGreg799 | $25.00 | 11/28/2011 5:00:47 AM |
tylerfd | $25.00 | 11/28/2011 7:37:58 AM |
the-hope-workhorse | $100.00 | 11/28/2011 1:43:08 PM |
finance-mushroom | $177.00 | 11/28/2011 9:08:35 AM |
scarlet-velvet | $25.08 | 11/28/2011 5:23:54 PM |
economy-huckleberry0 | $25.00 | 11/28/2011 1:09:49 PM |
dudebrah | $25.00 | 11/28/2011 6:15:45 PM |
agalt | $50.00 | 11/28/2011 2:37:02 PM |
money-fort | $25.00 | 11/28/2011 6:29:30 PM |
setUup | $25.20 | 11/28/2011 3:34:01 PM |
buffalobills | $25.00 | 11/28/2011 4:11:47 PM |
zone6 | $100.00 | 11/28/2011 8:18:42 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:23:34 PM |
impala6464 | $75.00 | 11/28/2011 9:52:46 PM |
heroic-interest259 | $61.76 | 11/28/2011 11:46:56 PM |
dough-souffle | $53.81 | 11/29/2011 12:02:20 AM |
Bob450 | $30.00 | 11/28/2011 9:55:43 PM |
brightest-gain-investor | $2,000.00 | 11/28/2011 10:25:25 PM |
cr8on | $48.00 | 11/29/2011 12:31:07 AM |
AndChicksforFree | $25.00 | 11/27/2011 11:26:41 AM |
loanman2007 | $25.00 | 11/17/2011 9:16:09 AM |
Something-Corporate | $25.00 | 11/18/2011 3:24:27 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:27 PM |
economy-coup | $50.00 | 11/20/2011 12:36:51 PM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:47 PM |
Mailmon | $50.00 | 11/21/2011 5:30:17 PM |
enterprising-credit2 | $25.00 | 11/21/2011 4:41:19 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:54 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:27 PM |
let_me_retire | $53.28 | 11/26/2011 9:11:43 PM |
greenwell | $25.00 | 11/27/2011 9:35:24 AM |
catamaran2024 | $25.00 | 11/27/2011 10:51:12 PM |
saxaphone6 | $25.00 | 11/27/2011 8:30:35 PM |
just-loyalty643 | $50.00 | 11/27/2011 11:29:43 AM |
Core-Marketing | $25.00 | 11/28/2011 4:10:34 AM |
rvfbroker | $25.00 | 11/28/2011 9:12:01 AM |
helpinghand63 | $25.00 | 11/28/2011 9:22:41 AM |
Toby1montana | $50.00 | 11/27/2011 9:06:43 PM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:15 AM |
dollar-tornado3 | $25.00 | 11/28/2011 12:01:38 PM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:24 AM |
future-baby-fund | $90.00 | 11/28/2011 2:45:34 PM |
Comoparklender | $25.00 | 11/28/2011 5:13:29 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:48 PM |
CA-Lender | $25.00 | 11/28/2011 7:17:21 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:28 PM |
graceful-investment | $30.00 | 11/28/2011 7:31:22 PM |
commitment-galaxy | $25.00 | 11/28/2011 7:12:35 PM |
wealth-fighter3 | $25.00 | 11/28/2011 9:07:15 PM |
benevolent1 | $25.00 | 11/28/2011 9:14:00 PM |
sweetlan | $25.00 | 11/28/2011 9:50:25 PM |
greenbfin | $0.84 | 11/29/2011 1:08:19 AM |
Binan | $25.00 | 11/28/2011 11:17:27 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
532089
This series of Notes was issued and sold upon the funding of the borrower loan #56746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-17-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $322.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,389 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| Help-A-Cop |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Officer in need of assistance...
Purpose of loan:
This loan will be used to pay my open revolving credit card accounts.
My financial situation:
I am a good candidate for this loan because I have a steady flow of income with an extremely secure government occupation in law enforcement where I have been employed for over 7 years.
Monthly net income: $4,000.+
Monthly expenses: $
Housing: $1,300
Insurance: $127
Car expenses: $370
Utilities: $120
Phone, cable, internet: $327
Food, entertainment: $250
Clothing, household expenses: $150-200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/17/2011 3:54:33 AM |
heavenly-interest9 | $600.00 | 11/16/2011 5:05:42 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:35 PM |
jjswanso | $25.00 | 11/16/2011 6:57:12 PM |
calmfunds | $500.00 | 11/16/2011 7:16:24 PM |
worth-blanket2 | $6,800.00 | 11/17/2011 3:34:38 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
532715
This series of Notes was issued and sold upon the funding of the borrower loan #56735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 24y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,062 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| forthright-finance5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Martie
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 2805
Monthly expenses:
Housing: $ 550
Insurance: $75
Car expenses: 75
Utilities: $135
Phone, cable, internet: $84
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $610
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/25/2011 5:20:03 PM |
papaloha | $25.00 | 11/25/2011 5:13:45 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:28 PM |
umfan123 | $25.00 | 11/26/2011 5:55:05 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:42 PM |
careful-note | $50.00 | 11/27/2011 4:59:00 AM |
Thunder08 | $25.00 | 11/27/2011 5:35:59 PM |
american6 | $100.00 | 11/27/2011 11:55:55 PM |
silver-birdie | $100.00 | 11/28/2011 9:24:33 AM |
GoGators01 | $25.00 | 11/28/2011 9:16:44 AM |
terrific-p2ploan | $25.00 | 11/28/2011 2:01:20 PM |
loan-mammal | $100.00 | 11/28/2011 9:09:49 AM |
Poker_Grandpa | $25.00 | 11/25/2011 6:02:05 PM |
BxRealtor | $25.00 | 11/25/2011 5:18:11 PM |
Bank_Of_XL | $25.00 | 11/26/2011 9:01:20 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:03 PM |
igniter584 | $25.00 | 11/27/2011 8:30:08 AM |
enterprising-credit2 | $25.00 | 11/27/2011 1:07:30 PM |
Tradesmanlender | $25.00 | 11/28/2011 9:10:58 AM |
social-heart | $25.00 | 11/28/2011 9:08:12 AM |
phenomenal-gain5 | $25.00 | 11/27/2011 6:58:34 PM |
organized-payment6 | $50.00 | 11/28/2011 5:36:39 AM |
worth-blanket2 | $4,100.00 | 11/28/2011 2:22:33 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
533049
This series of Notes was issued and sold upon the funding of the borrower loan #56855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $236.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,304 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| delicious-greenback169 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cowgirl Flair
Purpose of loan:
This loan will be used to...Expanding exsisting business.
My financial situation:
I am a good candidate for this loan because...I have never defaulted on a loan, I am 54 years old. My home is paid off along with my car. I have been married to the same man for 34 years and my business is growing very quickly.
Monthly net income: $
Monthly expenses: $
Housing: $0
Insurance: $90 per month
Car expenses: $0
Utilities: $140
Phone, cable, internet: $300
Food, entertainment: $50
Clothing, household expenses: $35
Credit cards and other loans: $35
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $18.00 | 11/29/2011 12:27:45 PM |
managedfund | $1,000.00 | 11/28/2011 12:53:33 PM |
pound-mushroom3 | $25.00 | 11/28/2011 5:11:56 PM |
Core-Marketing | $25.00 | 11/29/2011 4:54:06 AM |
loanman2007 | $25.00 | 11/29/2011 5:31:25 AM |
MissionMicroFinance | $25.00 | 11/29/2011 6:39:31 AM |
golden-velocity9 | $35.00 | 11/29/2011 9:34:31 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:05 AM |
GoldenRule01 | $500.00 | 11/29/2011 11:54:50 AM |
economy-coup | $50.00 | 11/29/2011 9:43:16 AM |
finance-prescription | $100.00 | 11/29/2011 9:48:04 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:37 AM |
113121 | $25.00 | 11/29/2011 11:55:01 AM |
fortytwo | $150.00 | 11/28/2011 5:21:44 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 6:59:53 PM |
awesome-silver | $100.00 | 11/28/2011 6:49:28 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:12 PM |
fantastic-wampum1 | $100.00 | 11/29/2011 9:11:24 AM |
nfx | $25.00 | 11/29/2011 4:18:45 AM |
fountain355 | $27.00 | 11/29/2011 4:56:36 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:34 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 12:07:40 PM |
social-trumpet | $25.00 | 11/29/2011 12:09:30 PM |
Bob450 | $30.00 | 11/29/2011 12:20:37 PM |
leverage-monger | $40.00 | 11/29/2011 10:37:12 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
533155
This series of Notes was issued and sold upon the funding of the borrower loan #56520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,891.82 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 11.76% |
Monthly payment:
| $393.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.53% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 17% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,448 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| asset-werewolf8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/9/2011 9:43:56 AM |
subtle-revenue0 | $25.00 | 11/9/2011 10:23:28 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:40 AM |
cnovak | $25.00 | 11/9/2011 11:01:42 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:51 AM |
responsibility-butterfly | $25.00 | 11/9/2011 12:00:00 PM |
platinum-genetics | $25.00 | 11/9/2011 12:18:44 PM |
finance-explosion6 | $25.00 | 11/9/2011 12:19:46 PM |
indomitable-coin | $25.00 | 11/9/2011 11:07:09 AM |
blot44 | $100.00 | 11/9/2011 9:08:50 PM |
luminous-marketplace5 | $25.00 | 11/11/2011 2:24:04 AM |
restless-balance9 | $50.00 | 11/11/2011 5:33:23 AM |
puifais | $50.00 | 11/11/2011 8:09:50 AM |
majestic-dedication | $50.00 | 11/11/2011 8:41:18 AM |
postalwhiz | $25.00 | 11/11/2011 9:00:52 AM |
vivacious-truth3 | $25.00 | 11/11/2011 9:47:51 AM |
trident9 | $50.00 | 11/11/2011 8:39:58 AM |
first-upright-payout | $25.00 | 11/11/2011 1:22:30 PM |
EmmaDog44 | $25.00 | 11/11/2011 2:09:12 PM |
healer199 | $46.00 | 11/11/2011 1:50:12 PM |
massuot | $25.00 | 11/11/2011 6:06:19 PM |
Cai8899 | $50.00 | 11/11/2011 6:23:30 PM |
MrDavid | $75.00 | 11/11/2011 7:27:58 PM |
vibrant-return1 | $50.00 | 11/11/2011 6:51:16 PM |
jasperpants | $25.00 | 11/11/2011 9:45:33 PM |
extraordinary-exchange4 | $25.00 | 11/11/2011 8:09:16 PM |
AmericanCredit | $50.00 | 11/11/2011 8:14:04 PM |
Raptorman | $25.00 | 11/11/2011 8:20:14 PM |
sngndnc | $25.00 | 11/11/2011 8:40:07 PM |
emphatic-responsibility | $50.00 | 11/12/2011 1:37:00 AM |
imagenki | $25.00 | 11/12/2011 2:12:31 AM |
preciousjeni | $25.00 | 11/12/2011 2:42:34 AM |
skuba | $75.00 | 11/11/2011 11:30:29 PM |
point-molecule9 | $51.00 | 11/12/2011 5:28:11 AM |
RusRobo | $25.00 | 11/12/2011 5:05:56 AM |
abasvram | $25.00 | 11/12/2011 5:49:33 AM |
LoanDMC | $25.00 | 11/12/2011 8:51:17 AM |
kyomoon | $50.00 | 11/12/2011 6:23:58 AM |
astute-moola | $25.00 | 11/12/2011 9:10:27 AM |
marketplace-achievement | $25.00 | 11/12/2011 9:51:31 AM |
Mookouw | $26.00 | 11/12/2011 9:55:37 AM |
helpful-dough | $50.00 | 11/12/2011 10:13:30 AM |
worth-engine5 | $50.00 | 11/12/2011 10:21:51 AM |
KASD | $25.00 | 11/12/2011 8:17:25 AM |
Serge2005 | $25.00 | 11/12/2011 12:20:25 PM |
Ragnar | $25.00 | 11/12/2011 12:28:37 PM |
trade-arch | $25.00 | 11/12/2011 9:02:11 AM |
community-pipeline | $25.00 | 11/12/2011 1:36:37 PM |
nofreelunch | $50.00 | 11/12/2011 2:43:46 PM |
adaptable-camaraderi | $25.00 | 11/12/2011 3:58:08 PM |
kevin314 | $50.00 | 11/12/2011 5:01:57 PM |
kid_dynamite15 | $56.00 | 11/12/2011 5:37:27 PM |
webclimber | $50.00 | 11/12/2011 3:04:23 PM |
saysana | $25.00 | 11/13/2011 6:40:54 AM |
Gorblum | $25.00 | 11/13/2011 6:41:28 AM |
tj1683 | $25.00 | 11/12/2011 5:27:31 PM |
SASBANK | $25.00 | 11/13/2011 10:15:02 AM |
jjb3 | $25.00 | 11/13/2011 1:22:16 PM |
SoCalRancher | $25.00 | 11/13/2011 8:38:33 AM |
safe-payment8 | $25.00 | 11/13/2011 2:19:48 PM |
29Palms | $50.00 | 11/13/2011 10:55:14 AM |
Iamthewalrus | $25.00 | 11/13/2011 5:48:48 PM |
lucrative-coin | $50.00 | 11/13/2011 5:12:30 PM |
GMPK_TLAS | $50.00 | 11/13/2011 9:09:54 PM |
Mendosurfire | $50.00 | 11/13/2011 9:52:26 PM |
silverloan | $50.00 | 11/13/2011 7:08:55 PM |
revmax | $25.00 | 11/13/2011 7:17:26 PM |
Mark090 | $25.00 | 11/14/2011 9:48:25 AM |
prosha | $25.00 | 11/14/2011 10:32:01 AM |
hard-working-rate3 | $100.00 | 11/14/2011 10:37:55 AM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:28:44 AM |
p123 | $50.00 | 11/14/2011 5:11:57 PM |
gt1687c | $50.00 | 11/15/2011 3:32:27 AM |
AFairDeal | $25.00 | 11/15/2011 3:59:39 AM |
rose88 | $25.00 | 11/15/2011 6:25:18 AM |
minista | $25.00 | 11/15/2011 4:55:38 AM |
money-explorer3 | $25.00 | 11/15/2011 7:56:35 AM |
1redfish | $29.00 | 11/14/2011 8:18:17 PM |
corphippie | $25.80 | 11/15/2011 8:43:06 AM |
Peer-to-PeerFunding | $25.00 | 11/14/2011 10:32:39 PM |
lanlie | $30.73 | 11/15/2011 5:27:00 AM |
jakesworld | $25.00 | 11/15/2011 11:40:35 AM |
productive-finance | $25.00 | 11/15/2011 8:14:43 AM |
jcjdingdong | $25.00 | 11/15/2011 11:56:10 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:41 AM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:23 PM |
SteadyOne | $25.00 | 11/15/2011 6:30:06 PM |
siege01 | $25.00 | 11/15/2011 6:31:56 PM |
Railbird | $25.00 | 11/16/2011 4:52:37 AM |
loan-mammal | $50.00 | 11/15/2011 6:27:44 PM |
imlosttoo | $25.00 | 11/15/2011 6:33:03 PM |
benefit-investor1 | $25.00 | 11/15/2011 10:45:55 PM |
restless-balance9 | $50.00 | 11/16/2011 5:43:10 AM |
wigglesworth4 | $100.00 | 11/16/2011 6:56:38 PM |
Tahoeguy | $50.00 | 11/16/2011 6:59:02 PM |
hrubinst | $50.00 | 11/16/2011 7:07:46 PM |
britgsb | $30.00 | 11/16/2011 7:09:27 PM |
paramjit | $42.00 | 11/16/2011 7:14:58 PM |
shur | $50.00 | 11/16/2011 7:26:00 PM |
Marathoner | $25.00 | 11/17/2011 7:36:35 AM |
bold-glowing-payment | $50.00 | 11/16/2011 9:15:55 PM |
mrpowers5531 | $25.00 | 11/17/2011 9:19:16 AM |
MadHun | $200.00 | 11/17/2011 9:21:27 AM |
get30inc | $50.00 | 11/17/2011 9:24:17 AM |
brazilofmux | $100.00 | 11/17/2011 9:29:22 AM |
IIP77 | $25.00 | 11/17/2011 9:26:34 AM |
slartibardfast | $25.00 | 11/17/2011 9:49:06 AM |
commitment-antioxidant8 | $25.00 | 11/17/2011 9:09:27 AM |
GodzillaLending | $25.00 | 11/17/2011 9:21:11 AM |
Willylump | $25.00 | 11/17/2011 1:31:07 PM |
nickel-burger | $50.00 | 11/17/2011 2:22:31 PM |
DrPalaber | $25.00 | 11/17/2011 9:30:07 AM |
wbahl | $25.00 | 11/17/2011 9:35:35 AM |
Kame | $25.00 | 11/17/2011 9:39:25 AM |
Preteur | $25.00 | 11/17/2011 9:42:50 AM |
JohnGalt94 | $25.00 | 11/17/2011 9:53:08 AM |
value-wind0 | $25.00 | 11/17/2011 5:36:04 PM |
goat361 | $37.23 | 11/18/2011 2:54:57 AM |
bid-papyrus | $25.00 | 11/17/2011 8:26:51 PM |
trade-watcher | $25.00 | 11/18/2011 11:02:47 AM |
Eastern | $33.00 | 11/18/2011 2:03:34 PM |
nsquared007 | $25.00 | 11/18/2011 1:33:03 PM |
Dawags1 | $25.00 | 11/18/2011 9:34:24 AM |
invincible-platinum9 | $25.00 | 11/18/2011 11:32:55 AM |
zippy-greenback231 | $25.00 | 11/18/2011 6:32:38 PM |
payout-panda | $25.00 | 11/18/2011 5:36:33 PM |
payout-harmony4 | $50.00 | 11/18/2011 8:54:38 PM |
jscope | $25.00 | 11/19/2011 4:01:26 AM |
Charmart | $25.00 | 11/19/2011 7:17:47 AM |
indomitable-coin | $25.00 | 11/18/2011 7:41:02 PM |
blue-fervent-pound | $25.00 | 11/19/2011 11:30:00 AM |
degster | $25.00 | 11/19/2011 11:31:23 AM |
houli123 | $50.00 | 11/18/2011 11:39:23 PM |
restless-balance9 | $50.00 | 11/19/2011 5:37:09 AM |
vigilance-revolutionary | $39.00 | 11/19/2011 12:27:06 PM |
compoundinterest | $50.00 | 11/19/2011 12:41:57 PM |
mnmcarve | $25.00 | 11/19/2011 12:37:59 PM |
SelectTrustLending | $25.00 | 11/19/2011 1:39:24 PM |
listing-drummer | $30.00 | 11/19/2011 1:21:07 PM |
Woodworker57 | $25.00 | 11/19/2011 5:14:56 PM |
the-magnetic-transaction | $50.00 | 11/19/2011 7:06:16 PM |
TW2000 | $25.00 | 11/19/2011 7:32:41 PM |
DadWarbucks | $50.00 | 11/20/2011 10:20:58 AM |
radforj22 | $25.00 | 11/20/2011 11:39:26 AM |
Bodyboard | $238.93 | 11/19/2011 5:23:13 PM |
p2pcapitalgroup | $25.00 | 11/20/2011 12:13:59 PM |
larslfe | $25.00 | 11/20/2011 12:21:22 PM |
riskreward | $250.00 | 11/20/2011 12:17:07 PM |
just-loyalty643 | $50.00 | 11/20/2011 3:28:29 PM |
newyork6264 | $25.00 | 11/20/2011 5:05:35 PM |
mizount | $25.00 | 11/20/2011 6:47:14 PM |
wicus | $49.94 | 11/20/2011 7:44:31 PM |
FAsAreDUMB | $25.00 | 11/20/2011 12:31:17 PM |
mighty-value | $38.00 | 11/20/2011 8:55:32 PM |
leverage-monger | $25.00 | 11/20/2011 12:56:12 PM |
compsciman | $25.00 | 11/20/2011 10:10:02 PM |
brutusbone | $25.00 | 11/21/2011 7:16:46 AM |
dimushan | $500.00 | 11/21/2011 7:34:26 AM |
loantigger | $25.00 | 11/21/2011 9:06:36 AM |
promise2 | $50.00 | 11/20/2011 9:59:24 PM |
faldska | $25.00 | 11/21/2011 10:29:05 AM |
wonderful-rupee | $25.00 | 11/21/2011 9:41:08 AM |
Woodworker57 | $25.00 | 11/21/2011 5:17:05 AM |
benjo | $50.00 | 11/21/2011 9:08:45 AM |
JTCorp | $25.00 | 11/21/2011 12:59:54 PM |
moola-linkage155 | $25.00 | 11/21/2011 3:53:01 PM |
bailey7563 | $40.00 | 11/21/2011 2:25:29 PM |
ZeLonewolf | $25.00 | 11/21/2011 9:36:30 AM |
bzanlo33 | $57.00 | 11/21/2011 12:57:10 PM |
tuffshorty | $30.00 | 11/21/2011 1:12:10 PM |
entertaining-greenback2 | $31.33 | 11/21/2011 5:38:12 PM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:11 PM |
Weaverville | $25.00 | 11/21/2011 9:21:12 PM |
kushka | $25.00 | 11/21/2011 10:49:55 PM |
don8ter | $100.00 | 11/22/2011 4:01:34 AM |
DadWarbucks | $50.00 | 11/22/2011 5:55:25 AM |
ccapital | $100.00 | 11/22/2011 6:27:50 AM |
Loan_shark718 | $50.00 | 11/22/2011 4:43:09 AM |
granitepk | $100.00 | 11/22/2011 10:53:30 AM |
nimble-revenue | $25.00 | 11/22/2011 11:38:57 AM |
gorhamics | $25.00 | 11/22/2011 11:51:48 AM |
onemanrevolution | $25.00 | 11/22/2011 11:24:47 AM |
Curly-Girly | $25.00 | 11/22/2011 5:32:39 PM |
islander1 | $37.30 | 11/22/2011 6:43:53 PM |
availableloan | $25.00 | 11/22/2011 8:48:44 PM |
engbusres | $61.00 | 11/23/2011 4:30:16 AM |
indomitable-coin | $25.00 | 11/23/2011 5:27:01 AM |
wildblue | $25.00 | 11/23/2011 8:00:28 AM |
pureprofit | $100.00 | 11/22/2011 10:33:20 PM |
Goddess-4-one | $44.79 | 11/23/2011 4:56:44 AM |
Oxbridge | $386.38 | 11/23/2011 6:25:11 AM |
Clambake | $25.00 | 11/9/2011 10:01:19 AM |
nickel-ferret | $50.00 | 11/9/2011 9:54:53 AM |
bb575 | $50.00 | 11/9/2011 10:19:44 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:30 AM |
encore06 | $25.00 | 11/9/2011 12:10:47 PM |
neighborly-hope6 | $100.00 | 11/9/2011 11:04:22 AM |
SB-Funding | $50.00 | 11/9/2011 2:26:08 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:32 PM |
Zeattle | $25.00 | 11/9/2011 12:56:02 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:06 PM |
BBL | $25.00 | 11/10/2011 6:47:52 AM |
gaiusceasar | $25.00 | 11/10/2011 12:59:05 PM |
exchange-pledge | $50.00 | 11/10/2011 1:30:04 PM |
lendersf | $100.00 | 11/10/2011 6:17:14 PM |
figs4u2 | $100.00 | 11/10/2011 6:12:10 PM |
77dowplace | $25.00 | 11/10/2011 5:42:29 PM |
Theodon | $25.00 | 11/11/2011 6:35:49 AM |
diversification-surge | $25.00 | 11/11/2011 7:28:35 AM |
Sid-K | $25.00 | 11/11/2011 3:03:06 PM |
extraordinary-silver5 | $25.00 | 11/11/2011 6:53:50 PM |
best-ingenious-funds | $25.00 | 11/11/2011 7:11:48 PM |
paddatjie | $25.00 | 11/11/2011 7:25:32 PM |
Tom579 | $50.00 | 11/11/2011 6:44:30 PM |
the-yield-surfer | $25.00 | 11/11/2011 8:52:45 PM |
sound | $50.00 | 11/11/2011 9:59:38 PM |
TCayce | $25.00 | 11/11/2011 11:34:53 PM |
five-star-nickel7 | $25.00 | 11/12/2011 12:26:56 AM |
BankOfBjoltus | $25.00 | 11/12/2011 1:21:04 AM |
Woodworker57 | $28.00 | 11/12/2011 2:47:58 AM |
guybyny | $25.00 | 11/12/2011 3:54:58 AM |
power-kin | $50.00 | 11/12/2011 5:17:40 AM |
GreenSun | $25.00 | 11/12/2011 5:56:22 AM |
EricLender | $25.00 | 11/12/2011 6:26:51 AM |
helpishere777 | $25.00 | 11/12/2011 7:05:40 AM |
virtualbank | $25.00 | 11/12/2011 7:07:38 AM |
PeterV | $25.00 | 11/12/2011 5:29:02 AM |
banker727 | $25.00 | 11/12/2011 8:37:18 AM |
transparency-atmosphere6 | $100.00 | 11/12/2011 7:41:51 AM |
sajitk | $25.00 | 11/12/2011 12:56:43 PM |
Jeffersonbank | $50.00 | 11/12/2011 1:24:20 PM |
HibbyD | $25.00 | 11/12/2011 1:38:32 PM |
trucklawyer | $25.00 | 11/12/2011 1:49:22 PM |
valiant-liberty4 | $25.00 | 11/12/2011 2:25:54 PM |
sweet-loan7 | $25.00 | 11/12/2011 2:52:43 PM |
ckatak | $50.00 | 11/12/2011 12:15:30 PM |
MightyZep | $25.00 | 11/12/2011 5:43:40 PM |
platinum-sorcerer6 | $50.00 | 11/12/2011 7:56:17 PM |
hope-amigo | $25.00 | 11/12/2011 7:49:13 PM |
JAVEHE | $25.00 | 11/12/2011 2:23:42 PM |
McGrufus | $28.00 | 11/12/2011 8:40:54 PM |
kanpur63 | $50.00 | 11/12/2011 9:28:00 PM |
NOLALEND | $25.00 | 11/13/2011 6:50:38 AM |
Daneistes | $50.00 | 11/13/2011 8:54:57 AM |
Warwick | $25.00 | 11/13/2011 9:03:02 AM |
interest-pudding4 | $25.00 | 11/13/2011 12:29:01 PM |
mr55262 | $25.00 | 11/13/2011 12:18:32 PM |
leeball | $50.00 | 11/13/2011 1:33:34 PM |
thedoctor | $100.00 | 11/13/2011 9:38:51 AM |
RankPaid | $25.00 | 11/13/2011 4:01:06 PM |
spenrod | $25.00 | 11/13/2011 4:27:38 PM |
jamschmidt | $30.00 | 11/13/2011 5:21:54 PM |
selo80 | $25.00 | 11/13/2011 6:55:00 PM |
the-magnetic-transaction | $50.00 | 11/13/2011 9:45:52 PM |
fortytwo | $150.00 | 11/13/2011 2:07:06 PM |
green-dedicated-transaction | $25.00 | 11/14/2011 2:44:47 AM |
efficient-marketplace | $25.00 | 11/14/2011 12:47:51 AM |
Chauncey_Gardener | $25.00 | 11/14/2011 5:12:34 AM |
camaraderi-popcorn | $25.00 | 11/13/2011 5:54:20 PM |
SFGuy | $25.00 | 11/14/2011 8:16:23 AM |
lenderme | $25.00 | 11/14/2011 8:27:22 AM |
adventurous-commerce | $25.00 | 11/13/2011 6:58:45 PM |
anyoi | $25.00 | 11/14/2011 8:38:54 AM |
wise-silver-wonder | $25.00 | 11/13/2011 8:50:14 PM |
ajst1 | $25.00 | 11/14/2011 10:17:26 AM |
dime-mangrove | $80.00 | 11/14/2011 10:01:06 AM |
cardguy | $25.00 | 11/14/2011 6:00:57 AM |
DadWarbucks | $50.00 | 11/14/2011 2:09:51 PM |
dthompso | $50.00 | 11/14/2011 5:09:28 PM |
astute-fairness0 | $25.00 | 11/14/2011 5:08:44 PM |
engaging-yield4 | $25.00 | 11/14/2011 6:35:59 PM |
first-favorite-bonus9 | $25.00 | 11/14/2011 8:27:55 PM |
tbati | $25.00 | 11/14/2011 9:04:38 PM |
chibear34 | $25.00 | 11/15/2011 6:11:20 AM |
pwkpwk | $25.00 | 11/15/2011 7:23:40 AM |
Phunder | $25.00 | 11/15/2011 11:31:13 AM |
ThomasC | $50.00 | 11/15/2011 6:53:28 AM |
soulful-income6 | $100.00 | 11/15/2011 8:01:28 AM |
undaunted-fairness0 | $25.00 | 11/15/2011 8:08:10 AM |
a-exponential-hope | $25.00 | 11/15/2011 8:14:35 AM |
shorthairedg | $25.00 | 11/15/2011 8:36:30 AM |
FordhamLaw | $25.00 | 11/15/2011 4:08:40 PM |
astute-benjamins | $100.00 | 11/15/2011 4:17:22 PM |
kaceymalone | $25.00 | 11/15/2011 12:34:32 PM |
murren | $25.00 | 11/15/2011 1:24:08 PM |
friendly-worth3 | $50.00 | 11/15/2011 5:04:38 PM |
wtrboy | $50.00 | 11/15/2011 10:32:16 PM |
lanlie | $112.75 | 11/16/2011 4:35:37 AM |
KLCRAY | $25.00 | 11/16/2011 5:24:56 AM |
doncm | $50.00 | 11/16/2011 9:40:36 AM |
rmachi | $25.00 | 11/16/2011 9:22:36 AM |
riproaringrapids | $25.00 | 11/16/2011 5:06:43 AM |
dawg25 | $25.00 | 11/16/2011 5:10:00 AM |
velocity-solo | $25.00 | 11/16/2011 7:40:05 AM |
nuclearmoose | $25.00 | 11/16/2011 7:48:18 AM |
power-rotation7 | $25.00 | 11/16/2011 2:19:26 PM |
nonukem | $25.00 | 11/16/2011 11:50:37 AM |
credit-serenity8 | $25.00 | 11/16/2011 4:17:47 PM |
competent-market4 | $25.00 | 11/16/2011 5:16:01 PM |
Cheburashka | $25.00 | 11/16/2011 7:12:56 PM |
impressive-loan | $100.00 | 11/16/2011 7:12:48 PM |
lanlie | $83.45 | 11/17/2011 5:13:47 AM |
gracej | $25.00 | 11/17/2011 9:10:47 AM |
NoCal | $25.00 | 11/17/2011 9:13:39 AM |
PK_USMC | $25.00 | 11/17/2011 9:29:01 AM |
adevadeh | $25.00 | 11/17/2011 9:31:51 AM |
bonus-tent | $25.00 | 11/17/2011 9:40:25 AM |
sunny-generosity9 | $250.00 | 11/17/2011 9:52:01 AM |
wildblue | $25.00 | 11/17/2011 10:03:58 AM |
zenchef | $25.00 | 11/17/2011 9:05:51 AM |
BaxterEvil | $25.00 | 11/17/2011 9:21:57 AM |
pujols8996 | $50.00 | 11/17/2011 9:40:43 AM |
marketplace-cello5 | $25.00 | 11/17/2011 9:42:45 AM |
Guiren | $100.00 | 11/18/2011 7:09:58 AM |
toblerone | $25.00 | 11/18/2011 7:38:32 AM |
aesop56 | $100.00 | 11/18/2011 8:59:26 AM |
orange-respectful-camaraderi | $25.00 | 11/18/2011 6:59:53 AM |
the-enterprising-leverage | $50.00 | 11/18/2011 1:09:53 PM |
anacent | $25.00 | 11/18/2011 5:09:15 PM |
tflood1967 | $50.00 | 11/18/2011 8:11:04 PM |
bouvierchamp | $25.00 | 11/18/2011 7:42:14 PM |
finance-symphony7 | $113.07 | 11/18/2011 3:49:41 PM |
diablorulz | $50.00 | 11/18/2011 5:35:30 PM |
lanlie | $1,456.35 | 11/19/2011 6:00:23 AM |
psbruce | $25.00 | 11/19/2011 7:31:35 AM |
lagnisiruk | $25.00 | 11/18/2011 11:53:18 PM |
Munnie | $50.00 | 11/19/2011 12:09:33 PM |
Natronpee | $25.00 | 11/19/2011 12:11:40 PM |
r5sweeties | $25.00 | 11/19/2011 5:49:44 AM |
fervent-repayment | $50.00 | 11/19/2011 12:18:25 PM |
indomitable-coin | $25.00 | 11/19/2011 11:55:58 AM |
sweet-loan8 | $25.00 | 11/19/2011 2:57:06 PM |
fantastico1988 | $25.00 | 11/19/2011 3:48:43 PM |
bold-dignified-payment | $25.00 | 11/19/2011 7:12:30 PM |
dharma1 | $25.00 | 11/19/2011 12:42:43 PM |
economics2011 | $25.00 | 11/19/2011 7:21:48 PM |
marcopolo10 | $25.00 | 11/20/2011 6:36:55 AM |
bouvierchamp | $30.00 | 11/19/2011 8:06:54 PM |
1phantom | $25.00 | 11/20/2011 12:24:42 PM |
ronkr | $25.00 | 11/19/2011 8:49:29 PM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:05 AM |
unrelenting-integrity | $25.00 | 11/20/2011 4:32:55 PM |
ianakacg | $25.00 | 11/20/2011 8:14:54 PM |
ianakacg | $25.00 | 11/20/2011 8:21:31 PM |
latestone | $25.00 | 11/20/2011 10:59:49 PM |
lincs | $25.00 | 11/21/2011 12:37:22 AM |
totoro | $25.00 | 11/20/2011 9:44:18 PM |
enterprising-credit2 | $25.00 | 11/20/2011 1:55:19 PM |
diversification-surge | $25.00 | 11/21/2011 4:33:42 AM |
lostontheedge | $25.00 | 11/20/2011 3:18:34 PM |
responsibility-butterfly | $25.00 | 11/21/2011 7:16:42 AM |
scholarly-benefit5 | $25.00 | 11/21/2011 6:03:35 AM |
passbook | $25.00 | 11/21/2011 7:36:43 AM |
SourDoughSteve | $25.00 | 11/21/2011 9:10:59 AM |
inspired-contract9 | $25.00 | 11/21/2011 8:07:24 AM |
BrandonW | $25.00 | 11/21/2011 9:17:51 AM |
recyclicated | $25.00 | 11/20/2011 9:24:04 PM |
igniter584 | $25.00 | 11/21/2011 12:12:06 PM |
igniter584 | $25.00 | 11/21/2011 12:20:30 PM |
mausolfe | $25.00 | 11/21/2011 1:10:02 PM |
brilliant-coin1 | $100.00 | 11/21/2011 3:03:25 PM |
timbob | $100.00 | 11/21/2011 9:38:13 AM |
dfealk | $25.00 | 11/21/2011 3:27:28 PM |
AgTiPinisher | $25.00 | 11/21/2011 9:51:21 AM |
Ocean713 | $75.00 | 11/21/2011 4:26:38 PM |
ajst1 | $25.00 | 11/21/2011 1:10:02 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:08 PM |
Bubbasnestegg | $25.00 | 11/21/2011 7:25:14 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:33 PM |
immaculate-compassion8 | $250.00 | 11/21/2011 10:46:04 PM |
radforj22 | $25.00 | 11/22/2011 4:18:08 AM |
restless-balance9 | $50.00 | 11/22/2011 3:49:39 AM |
BankofPete | $25.00 | 11/22/2011 6:53:19 AM |
igniter584 | $25.00 | 11/22/2011 7:41:57 AM |
fair-funds | $25.00 | 11/22/2011 9:38:50 AM |
gold-disk | $25.00 | 11/22/2011 9:47:32 AM |
enthralling-investment | $98.57 | 11/22/2011 9:51:23 AM |
wealthstar | $25.00 | 11/22/2011 9:13:38 AM |
exchange-pledge | $25.00 | 11/22/2011 4:49:28 PM |
URBANCAPITAL | $100.00 | 11/22/2011 4:59:07 PM |
Bodyboard | $106.75 | 11/22/2011 4:06:56 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:33 PM |
Sunshine2222 | $25.00 | 11/22/2011 4:50:39 PM |
the-loot-celebration | $50.00 | 11/22/2011 11:18:13 AM |
sportsmagic | $50.00 | 11/22/2011 6:59:40 PM |
AlwaysA-Chief | $55.95 | 11/22/2011 9:08:14 PM |
30Sky | $100.00 | 11/23/2011 12:56:38 AM |
GoldenGo4 | $50.00 | 11/23/2011 7:14:33 AM |
lanlie | $48.50 | 11/23/2011 6:02:23 AM |
speyer | $25.00 | 11/23/2011 6:41:33 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:02 AM |
391 Investments
|
Borrower Payment Dependent Notes Series
533291
This series of Notes was issued and sold upon the funding of the borrower loan #56784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,613 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| diversification-collector |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Web Development
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fortytwo | $150.00 | 11/17/2011 5:15:07 PM |
golden-velocity9 | $35.00 | 11/17/2011 5:19:10 PM |
toblerone | $25.00 | 11/18/2011 7:39:27 AM |
papaloha | $25.00 | 11/18/2011 10:29:37 AM |
worth-blanket2 | $4,600.00 | 11/19/2011 8:22:10 AM |
Something-Corporate | $25.00 | 11/18/2011 3:24:41 PM |
flaguynice | $10.00 | 11/19/2011 9:19:45 AM |
Bob450 | $30.00 | 11/19/2011 9:19:02 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:57 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
533345
This series of Notes was issued and sold upon the funding of the borrower loan #56957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-26-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 13.65% |
Borrower rate/APR:
| 14.65% / 16.49% |
Monthly payment:
| $354.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.60% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 12y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,577 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| futurebuild |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $30,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
760-779
(Apr-2008)
|
Principal balance:
| $5,549.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
High Interest gone
Purpose of loan:
This loan will be used to...pay off higher interest cards and to get rid of them forever
My financial situation:
I am a good candidate for this loan because...I never have late payments, I have always paid off my debts, and an striving to be debt free once this loan is paid for,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
influential-benjamins0 | $100.00 | 11/26/2011 12:08:03 PM |
contract-student2 | $60.00 | 11/26/2011 8:15:49 PM |
fcrick | $25.00 | 11/26/2011 12:07:07 PM |
bb575 | $50.00 | 11/26/2011 12:16:51 PM |
AFairDeal | $25.00 | 11/26/2011 12:25:25 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:42 PM |
s270 | $100.00 | 11/26/2011 6:49:04 PM |
tenacious-capital3 | $26.27 | 11/27/2011 12:25:19 PM |
careful-note | $50.00 | 11/27/2011 4:59:06 AM |
uberrific | $50.00 | 11/27/2011 10:08:40 PM |
susurrus | $50.00 | 11/27/2011 1:56:33 PM |
rchissocol | $50.00 | 11/28/2011 11:21:36 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:06 PM |
Mrs-Honeydew | $50.00 | 11/29/2011 7:04:40 AM |
chicagobanker | $75.00 | 11/29/2011 7:15:08 AM |
kenji4861 | $25.00 | 11/29/2011 9:30:10 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:02:38 AM |
danf2201 | $25.00 | 11/29/2011 2:49:21 PM |
cocopuffs | $25.00 | 11/29/2011 3:43:15 PM |
NYBIZ | $25.00 | 11/29/2011 3:56:00 PM |
natural-worth9 | $1,000.00 | 11/29/2011 2:58:32 PM |
Jayson85 | $150.00 | 11/29/2011 4:57:20 PM |
Clambake | $25.00 | 11/29/2011 5:28:22 PM |
CacheFloe | $50.00 | 11/29/2011 1:08:44 PM |
dime-saber | $25.00 | 11/29/2011 8:13:08 PM |
novice-speculator | $25.00 | 11/29/2011 3:00:44 PM |
just-loyalty643 | $50.00 | 11/29/2011 9:12:59 PM |
mizon291 | $50.00 | 11/29/2011 10:51:12 PM |
Gordon_Gekko1 | $25.00 | 11/29/2011 8:47:31 PM |
mad-scientist0 | $75.00 | 11/29/2011 3:55:41 PM |
enterprising-credit2 | $25.00 | 11/29/2011 4:30:03 PM |
promise2 | $92.38 | 11/29/2011 4:59:20 PM |
OldManP | $25.00 | 11/29/2011 5:07:34 PM |
enriching-trade2 | $50.00 | 11/29/2011 5:13:25 PM |
fervent-repayment | $50.00 | 11/30/2011 5:55:57 AM |
Castelj | $29.00 | 11/30/2011 5:01:48 AM |
bluefootedpig | $50.90 | 11/30/2011 7:41:02 AM |
Mailman2004 | $25.00 | 11/30/2011 7:56:56 AM |
kind-credit-nirvana | $38.30 | 11/30/2011 8:27:02 AM |
susurrus | $50.00 | 11/29/2011 5:54:13 PM |
Hidalgo2004 | $50.00 | 11/30/2011 6:56:43 AM |
LimaGuy | $90.00 | 11/30/2011 7:29:32 AM |
leverage-monger | $25.00 | 11/30/2011 7:41:01 AM |
Socorro_Capital_Partners | $25.01 | 11/29/2011 8:50:33 PM |
new-social-economist | $120.00 | 11/29/2011 8:54:01 PM |
jsak74 | $25.00 | 11/29/2011 9:23:20 PM |
Hexnut | $100.00 | 11/29/2011 10:02:28 PM |
awwaww | $25.00 | 11/30/2011 9:25:45 AM |
Trabey | $28.00 | 11/30/2011 7:25:47 AM |
don8ter | $30.00 | 11/30/2011 9:30:08 AM |
martymaniaman | $25.00 | 11/30/2011 7:57:22 AM |
bill-expert | $32.00 | 11/30/2011 11:03:02 AM |
clean-wealth7 | $250.00 | 11/30/2011 11:38:03 AM |
radforj22 | $25.00 | 11/30/2011 1:59:40 PM |
pthighs | $50.00 | 11/30/2011 12:07:00 PM |
justinology | $29.33 | 11/30/2011 3:01:28 PM |
auctionator1 | $25.00 | 11/30/2011 1:27:27 PM |
ingeborg77 | $50.00 | 11/30/2011 9:26:16 AM |
heerzaquestion | $100.00 | 11/30/2011 9:26:30 AM |
brightest-fund-base | $25.00 | 11/30/2011 4:19:02 PM |
Supernick | $100.00 | 11/30/2011 4:39:16 PM |
wwwUniversal | $25.00 | 11/30/2011 9:50:40 AM |
courteous-platinum7 | $25.00 | 11/30/2011 11:36:56 AM |
lokiswolf | $30.00 | 11/30/2011 11:38:18 AM |
mad-scientist418 | $25.00 | 11/30/2011 7:10:46 PM |
sportsmagic | $250.00 | 11/30/2011 7:57:32 PM |
money-bauble | $200.00 | 11/30/2011 5:33:42 PM |
newest-attractive-funds | $75.00 | 11/30/2011 1:57:30 PM |
balance-voyager | $50.00 | 11/30/2011 4:27:31 PM |
dough-hammock | $25.00 | 11/30/2011 9:19:03 PM |
graceful-IRAinvestment | $120.00 | 11/30/2011 10:35:50 PM |
nycfinance | $25.00 | 12/1/2011 7:00:12 AM |
autonomous-kindness8 | $25.00 | 11/30/2011 5:28:35 PM |
britgsb | $30.00 | 11/30/2011 5:31:18 PM |
thepillowsack | $25.00 | 12/1/2011 8:44:08 AM |
microfunder | $25.00 | 12/1/2011 8:05:48 AM |
buffalobills | $25.00 | 12/1/2011 8:27:59 AM |
graceful-IRAinvestment | $120.00 | 11/30/2011 10:40:15 PM |
damage | $25.00 | 12/1/2011 9:19:54 AM |
gjm6d | $25.00 | 12/1/2011 9:25:11 AM |
KLCRAY | $25.00 | 12/1/2011 9:19:24 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:16 AM |
smear87 | $25.00 | 12/1/2011 9:27:41 AM |
stollcm | $25.00 | 12/1/2011 5:08:31 AM |
GElender | $40.00 | 12/1/2011 5:57:45 AM |
Hillbilly_Banker | $25.00 | 12/1/2011 9:46:41 AM |
first-serene-credit | $25.00 | 12/1/2011 8:24:20 AM |
PlusUltra | $60.93 | 12/1/2011 11:39:23 AM |
HammerKnuckleLending | $25.00 | 12/1/2011 10:14:12 AM |
eclicknsave | $25.00 | 12/1/2011 11:11:27 AM |
AnnB8 | $25.00 | 12/1/2011 9:14:25 AM |
valiant-note129 | $50.00 | 12/1/2011 2:18:11 PM |
Peacepower | $25.00 | 12/1/2011 3:44:29 PM |
jhernand17 | $25.00 | 12/1/2011 9:36:13 AM |
minista | $25.00 | 12/1/2011 9:37:04 AM |
genius520 | $50.00 | 12/1/2011 9:42:22 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:50 PM |
Schwamie | $25.45 | 12/1/2011 1:57:15 PM |
jengachamp | $25.00 | 12/1/2011 4:06:24 PM |
Feyenoord | $30.00 | 11/26/2011 12:05:33 PM |
igniter584 | $25.00 | 11/26/2011 12:15:05 PM |
vinayski | $25.00 | 11/26/2011 12:08:58 PM |
FinanceEngine | $50.00 | 11/26/2011 2:57:24 PM |
umfan123 | $25.00 | 11/26/2011 5:55:07 PM |
BxRealtor | $25.00 | 11/26/2011 12:14:21 PM |
igniter584 | $25.00 | 11/27/2011 8:30:14 AM |
janeybooboo | $72.80 | 11/26/2011 2:51:11 PM |
credit-guard5 | $25.00 | 11/26/2011 7:33:30 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:44 PM |
ChoiceInvestments | $27.22 | 11/27/2011 11:20:26 PM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:11:52 PM |
thankful-nickel2 | $25.00 | 11/27/2011 11:02:19 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:46 AM |
BAJMP | $25.00 | 11/28/2011 1:22:11 PM |
roadtruck | $50.00 | 11/28/2011 8:26:32 AM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:00 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:38 AM |
virtuous-repayment | $50.00 | 11/29/2011 12:52:46 PM |
toblerone | $25.00 | 11/29/2011 9:49:03 AM |
yield-hut | $50.00 | 11/29/2011 2:10:14 PM |
bradny | $25.00 | 11/29/2011 3:06:06 PM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:10:53 PM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:01:00 PM |
DreDub | $50.00 | 11/29/2011 3:14:21 PM |
Big_Lendin | $25.00 | 11/29/2011 4:44:25 PM |
pure-loyalty6 | $44.18 | 11/29/2011 4:56:10 PM |
suave-dime6 | $25.00 | 11/29/2011 5:12:03 PM |
the-precious-bid | $25.00 | 11/29/2011 5:21:45 PM |
important-ore | $150.00 | 11/29/2011 5:17:53 PM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:44:53 PM |
BenR | $100.00 | 11/29/2011 5:34:46 PM |
wlm3012 | $30.00 | 11/29/2011 6:41:51 PM |
progressive-economy261 | $374.00 | 11/29/2011 5:36:53 PM |
Golfmoney | $115.92 | 11/29/2011 7:10:01 PM |
Earnest_Money | $25.00 | 11/29/2011 5:57:42 PM |
durban | $25.00 | 11/29/2011 8:49:46 PM |
seabass123 | $31.21 | 11/29/2011 7:42:03 PM |
jtc26 | $59.55 | 11/29/2011 3:25:03 PM |
Erogan5877 | $54.92 | 11/29/2011 8:27:11 PM |
viennese | $25.00 | 11/29/2011 10:12:08 PM |
diverse2 | $30.00 | 11/29/2011 3:45:29 PM |
vanderhp | $25.00 | 11/29/2011 11:11:01 PM |
hookUup | $36.20 | 11/29/2011 4:20:14 PM |
Longfellow20011 | $104.72 | 11/29/2011 4:27:33 PM |
meenan | $75.00 | 11/29/2011 4:31:49 PM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:47 AM |
gentle-transparency7 | $250.00 | 11/30/2011 3:54:57 AM |
zippy-greenback231 | $25.00 | 11/30/2011 6:10:34 AM |
indomitable-coin | $25.00 | 11/30/2011 4:27:41 AM |
bonus-poplar2 | $25.00 | 11/30/2011 6:52:10 AM |
green-interest-web | $32.51 | 11/30/2011 7:26:24 AM |
Rulea72 | $25.00 | 11/30/2011 7:36:48 AM |
Solid-Platinum | $25.00 | 11/29/2011 7:16:26 PM |
Leshan | $50.00 | 11/30/2011 8:16:17 AM |
prudent-bid3 | $100.00 | 11/29/2011 8:39:30 PM |
MONEYLENDER101 | $50.00 | 11/30/2011 8:45:42 AM |
DadWarbucks | $25.00 | 11/30/2011 9:19:01 AM |
IIP77 | $25.00 | 11/30/2011 3:20:28 AM |
anacent | $25.00 | 11/30/2011 9:23:17 AM |
Ven58 | $35.00 | 11/30/2011 5:28:26 AM |
mflawyer | $25.00 | 11/30/2011 9:21:31 AM |
Phatt-Daddy | $25.00 | 11/30/2011 6:17:38 AM |
markdental | $50.00 | 11/30/2011 11:09:19 AM |
JeffHoll | $100.00 | 11/30/2011 12:16:22 PM |
MRMCapital | $35.63 | 11/30/2011 12:25:11 PM |
helpful-loan245 | $25.00 | 11/30/2011 11:52:38 AM |
hope-twister5 | $25.00 | 11/30/2011 12:46:43 PM |
Nailman88 | $50.00 | 11/30/2011 2:49:02 PM |
ashishxpatel | $50.00 | 11/30/2011 6:15:21 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:01 PM |
Dignified-Market29 | $50.00 | 11/30/2011 12:51:01 PM |
UncleScroogeDMD | $195.89 | 11/30/2011 1:05:10 PM |
brainy-repayment5 | $75.00 | 11/30/2011 1:16:01 PM |
GrooveBiz | $25.00 | 11/30/2011 1:45:10 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:36 PM |
wise-benjamins-fortress | $25.00 | 11/30/2011 8:54:56 PM |
UBOtto186 | $100.00 | 11/30/2011 2:01:51 PM |
money_player | $25.00 | 11/30/2011 2:33:42 PM |
greentomato | $50.00 | 11/30/2011 7:23:50 PM |
sickid1 | $100.00 | 12/1/2011 12:15:34 AM |
mpatrick | $25.00 | 11/30/2011 5:12:08 PM |
Digs | $25.00 | 12/1/2011 6:55:50 AM |
goodhearted-gold3 | $53.75 | 12/1/2011 7:09:53 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:21 AM |
Billfred | $25.00 | 11/30/2011 6:08:39 PM |
octoberfresh | $25.00 | 12/1/2011 7:48:52 AM |
Zoramite | $25.00 | 12/1/2011 8:10:12 AM |
investment-comet | $25.00 | 11/30/2011 9:35:28 PM |
EretzCapital | $36.35 | 12/1/2011 9:07:19 AM |
compoundinterest | $50.00 | 12/1/2011 9:17:34 AM |
soccer_nut | $25.00 | 12/1/2011 12:42:13 AM |
riproaringrapids | $25.00 | 12/1/2011 9:33:00 AM |
god_is_great | $25.00 | 12/1/2011 6:04:08 AM |
transparency-river1 | $1,000.00 | 12/1/2011 9:32:22 AM |
life-is-great | $25.00 | 12/1/2011 9:39:47 AM |
Manta_Rai | $25.00 | 12/1/2011 6:48:10 AM |
loyalty-sherpa | $25.00 | 12/1/2011 9:37:06 AM |
tiger1818 | $25.00 | 12/1/2011 7:35:31 AM |
purvike | $25.00 | 12/1/2011 9:38:18 AM |
graceful-investment | $100.00 | 12/1/2011 10:59:12 AM |
gold-commander0 | $25.00 | 12/1/2011 9:08:58 AM |
SaratogaAccountant | $50.00 | 12/1/2011 12:54:21 PM |
orgy63 | $25.00 | 12/1/2011 9:27:49 AM |
tampa_cmc | $32.79 | 12/1/2011 4:20:46 PM |
rolltide09 | $25.00 | 12/1/2011 9:32:36 AM |
dexstjames | $25.00 | 12/1/2011 9:36:30 AM |
wampum-library4 | $25.00 | 12/1/2011 10:20:53 AM |
soulblest | $29.79 | 12/1/2011 12:55:31 PM |
doopers | $25.00 | 12/1/2011 3:32:56 PM |
djindepth | $50.00 | 12/1/2011 3:53:17 PM |
210 Investments
|
Borrower Payment Dependent Notes Series
533567
This series of Notes was issued and sold upon the funding of the borrower loan #56661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,510 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enticing-velocity9 |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses
Purpose of loan:
This loan will be used to pay off medical expenses.
My financial situation:
I am a good candidate for this loan because I have a steady job.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:25:07 AM |
jjswanso | $50.00 | 11/22/2011 9:38:13 AM |
pound-mushroom3 | $25.00 | 11/22/2011 9:14:31 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:16 AM |
worth-blanket2 | $9,600.00 | 11/23/2011 11:16:38 AM |
Tylerh | $125.00 | 11/23/2011 2:20:54 PM |
papaloha | $25.00 | 11/22/2011 9:20:14 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:59 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
533661
This series of Notes was issued and sold upon the funding of the borrower loan #56547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $172.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 34% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 20
/
17 | Length of status: | 11y 0m |
Amount delinquent:
| $10,961 |
Total credit lines:
| 42 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,247 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leverage-happiness |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: pay debt, fix items in house, fix care
This loan will be used to.do a little of everything, pay bills, fix car and plumbing in the house..
My financial situation: Employed paying on time
I am a good candidate for this loan because.I believe I can still make the payments and accomplish what I need to repair at this time...
Monthly net income: $4,340.
Monthly expenses: $
Housing: $706.00
Insurance: $364.00
Car expenses: $317.00
Utilities: $265.00
Phone, cable, internet: $140.00
Food, entertainment: $300.00
Clothing, household expenses: $50.00
Credit cards and other loans: $1004.00
Other expenses: $40.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/19/2011 12:16:02 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:23 PM |
secureincome | $29.00 | 11/21/2011 1:06:01 PM |
papaloha | $25.00 | 11/19/2011 12:53:05 PM |
managedfund | $1,000.00 | 11/21/2011 10:31:55 AM |
worth-blanket2 | $2,871.00 | 11/21/2011 12:43:25 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
533671
This series of Notes was issued and sold upon the funding of the borrower loan #57032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-04-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $140.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,552 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| greenback-wind |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 92% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 2
( 8% )
| 640-659
(Sep-2009)
|
Principal balance:
| $2,267.59 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6500.00
Monthly expenses: $1000.00
Housing: $1800.00
Insurance: $100
Car expenses: $400
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $1000
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 12/1/2011 9:10:05 AM |
superb-funds335 | $25.00 | 12/1/2011 9:16:30 AM |
ericgassercom | $25.00 | 12/1/2011 9:24:14 AM |
careful-note | $50.00 | 12/1/2011 9:36:54 AM |
GElender | $40.00 | 12/1/2011 9:41:04 AM |
LoanerPrincipal | $25.00 | 12/1/2011 9:44:06 AM |
AFairDeal | $25.00 | 12/1/2011 9:09:27 AM |
Feyenoord | $30.00 | 12/1/2011 12:43:46 PM |
bullwink27 | $25.00 | 12/1/2011 5:21:37 PM |
r48 | $25.00 | 12/1/2011 5:55:55 PM |
CFOGO | $25.00 | 12/2/2011 5:03:00 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:38 AM |
careful-note | $55.00 | 12/2/2011 4:31:36 AM |
serene-capital | $25.00 | 12/1/2011 10:32:05 PM |
friendinmoney | $31.68 | 12/2/2011 9:20:06 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:05 AM |
tenacious-capital3 | $26.27 | 12/2/2011 9:44:49 AM |
ILoveBearHats | $38.06 | 12/2/2011 9:20:09 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:06 PM |
samdog079 | $155.00 | 12/2/2011 12:57:51 PM |
DeltaComputerGuy | $30.00 | 12/2/2011 5:08:11 PM |
Eric_Gagne | $25.00 | 12/2/2011 5:36:40 PM |
heart514 | $25.00 | 12/2/2011 7:53:06 PM |
SudianX | $25.00 | 12/3/2011 5:55:21 AM |
graceful-IRAinvestment | $80.00 | 12/2/2011 5:25:30 PM |
wilmajean | $50.00 | 12/3/2011 3:46:22 AM |
chameleon125 | $25.00 | 12/3/2011 6:44:56 AM |
javelin0 | $25.00 | 12/3/2011 9:32:43 AM |
chicagobanker | $50.00 | 12/2/2011 8:17:38 PM |
silver-birdie | $100.00 | 12/3/2011 12:20:07 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:08 PM |
atbright | $25.00 | 12/2/2011 10:43:12 PM |
just-loyalty643 | $50.00 | 12/3/2011 3:12:36 PM |
euphoria8 | $25.00 | 12/3/2011 6:27:30 PM |
favorite-commerce | $35.00 | 12/3/2011 7:17:37 AM |
Scubadiver | $75.00 | 12/4/2011 9:11:30 AM |
penny-plato | $25.00 | 12/4/2011 8:57:33 AM |
Techne_Funds_LLC | $50.00 | 12/3/2011 2:10:18 PM |
self-reliant-currency34 | $25.00 | 12/4/2011 1:01:36 PM |
MAR_LLC | $25.00 | 12/4/2011 2:31:35 PM |
GolfPro2006 | $50.00 | 12/4/2011 5:43:27 PM |
SUZYQ | $3.22 | 12/4/2011 6:17:29 PM |
the-lean-bid | $25.00 | 12/4/2011 8:01:30 AM |
PatriotKnight | $50.00 | 12/4/2011 12:07:01 PM |
sportsmagic | $500.00 | 12/4/2011 12:37:39 PM |
radforj22 | $25.00 | 12/4/2011 12:55:37 PM |
hidavehi | $40.00 | 12/4/2011 2:45:18 PM |
gain-expert | $35.00 | 12/4/2011 5:25:00 PM |
myduck | $36.27 | 12/4/2011 5:48:47 PM |
AndChicksforFree | $25.00 | 12/1/2011 9:46:34 AM |
igniter584 | $25.00 | 12/1/2011 9:06:26 AM |
pound-mushroom3 | $25.00 | 12/1/2011 9:28:18 AM |
kind-lovely-marketplace | $100.00 | 12/1/2011 4:13:51 PM |
BxRealtor | $25.00 | 12/1/2011 9:42:11 AM |
Beechturner | $40.00 | 12/1/2011 11:22:52 AM |
patriot897 | $25.00 | 12/1/2011 5:30:07 PM |
dollar-tornado3 | $25.00 | 12/2/2011 4:57:27 AM |
Mrs-Honeydew | $25.00 | 12/2/2011 5:21:47 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:32 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:07 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:02 AM |
goodhearted-basis4 | $25.00 | 12/2/2011 10:39:12 AM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:02 AM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:49 PM |
graceful-IRAinvestment | $125.00 | 12/2/2011 3:25:39 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:49 PM |
first-serene-credit | $25.00 | 12/2/2011 10:59:23 PM |
SolarMoonshine | $25.00 | 12/3/2011 3:50:26 AM |
heerzaquestion | $25.00 | 12/3/2011 5:49:11 AM |
grotheik | $25.00 | 12/3/2011 6:29:43 AM |
wwwUniversal | $25.00 | 12/3/2011 12:27:58 PM |
social-heart | $25.00 | 12/3/2011 12:30:05 PM |
charming-exchange7 | $25.00 | 12/3/2011 12:33:22 PM |
thankful-nickel2 | $25.00 | 12/3/2011 12:45:53 PM |
the-serene-transaction | $50.00 | 12/3/2011 3:35:02 PM |
optionscashflow | $25.00 | 12/3/2011 12:49:08 AM |
credit-scout7 | $50.00 | 12/3/2011 7:50:08 AM |
sc5 | $25.00 | 12/3/2011 6:44:54 PM |
setUup | $29.50 | 12/3/2011 11:23:42 PM |
cablenews | $100.00 | 12/3/2011 10:27:08 AM |
new-point-bandit | $50.00 | 12/4/2011 2:42:29 AM |
One_Lolo | $25.00 | 12/4/2011 9:29:29 AM |
Galdis | $25.00 | 12/4/2011 10:12:55 AM |
Jayson85 | $100.00 | 12/3/2011 2:04:13 PM |
msw_engr | $50.00 | 12/3/2011 7:23:44 PM |
s270 | $25.00 | 12/4/2011 12:15:55 AM |
DoctorJoe | $25.00 | 12/4/2011 9:47:20 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:41 PM |
doopers | $25.00 | 12/4/2011 4:43:19 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
534331
This series of Notes was issued and sold upon the funding of the borrower loan #57250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
18 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 74 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,367 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| fervent-income75 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
This loan will be used to pay off credit card balances that went to default interest rates in excess of 30% while I was a medical student.
I am a good candidate for this loan because I am employed full time as a physician with a contract in place that guarantees me an income of at least $135,000 per year plus bonuses. Since starting my job in July I have made an effort to pay down as much of my debt as possible. However, I am not making much of a dent in the outstanding balances because of the high interest rates. If I was paying a lower interest rate than that of this loan request I would continue to pay it off piece by piece but I am paying a higher rate. Therefore, I am in a position to pay the loan off more quickly than I could the credit cards.
Monthly net income: $8154
Monthly expenses: $7000
Housing and utilities: $2200
Car expenses: $850 (with fuel and insurance)
Food, entertainment, clothing: $400
Credit cards and other loans: $2100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $9,500.00 | 12/6/2011 10:23:09 AM |
golden-velocity9 | $25.00 | 12/6/2011 9:45:46 AM |
heavenly-interest9 | $500.00 | 12/6/2011 9:42:29 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
534881
This series of Notes was issued and sold upon the funding of the borrower loan #56582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $539.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 0m |
Amount delinquent:
| $4,966 |
Total credit lines:
| 22 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $532 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-ore-blaster |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt payoff
Purpose of loan:
This loan will be used to... pay off back taxes and credit cards
My financial situation:
I am a good candidate for this loan because... I have good income and understand the importance of good credit and debt management. I didn't learn about credit until I became a finance manager at a car dealership. By that time my debts were high and I struggled to pay them. My income is twice what I used to make and now I'm in a position to use this loan to consolidate my debts into one loan and be a better manager of my money.
Monthly net income: $4000/monthly
Monthly expenses: $2465
Housing: $900
Insurance: $120
Car expenses: $370
Utilities: $50
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Nazbuster | $100.00 | 11/14/2011 6:23:35 PM |
evnagelist | $25.00 | 11/14/2011 7:18:34 PM |
cnovak | $25.00 | 11/15/2011 4:13:29 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:10 AM |
julijask | $25.00 | 11/17/2011 4:25:41 PM |
orderly-leverage | $25.00 | 11/17/2011 3:48:57 PM |
platinum-genetics | $25.00 | 11/17/2011 5:22:25 PM |
Bank42 | $26.16 | 11/17/2011 4:09:30 PM |
yield-hut | $25.00 | 11/17/2011 4:40:31 PM |
basis-wizard8 | $100.00 | 11/18/2011 7:47:16 AM |
mistertao | $25.00 | 11/18/2011 9:09:26 AM |
progressive-economy261 | $400.00 | 11/18/2011 9:06:39 AM |
marwadi-62 | $75.00 | 11/18/2011 7:05:51 AM |
principal-cooker2 | $100.00 | 11/18/2011 9:52:11 AM |
SFteacher | $25.00 | 11/18/2011 8:03:23 AM |
selector568 | $300.00 | 11/18/2011 11:06:17 AM |
the-enterprising-leverage | $50.00 | 11/18/2011 1:09:54 PM |
Lendosaurus | $100.00 | 11/18/2011 2:05:22 PM |
cmg891 | $25.00 | 11/18/2011 12:32:10 PM |
postalwhiz | $25.00 | 11/18/2011 5:14:07 PM |
fair-pound5 | $100.00 | 11/18/2011 5:24:33 PM |
loyalty-sherpa | $25.00 | 11/18/2011 5:31:23 PM |
lucrative-coin | $50.00 | 11/18/2011 5:27:41 PM |
yield-museum | $75.04 | 11/18/2011 11:21:03 AM |
worthy-bid8 | $50.00 | 11/18/2011 5:28:40 PM |
mammalian4 | $25.00 | 11/18/2011 6:29:14 PM |
tflood1967 | $50.00 | 11/18/2011 8:11:05 PM |
preeminant-generosity2 | $30.00 | 11/18/2011 10:02:58 PM |
Evan_Safe | $25.00 | 11/18/2011 3:53:05 PM |
Maetryx | $25.00 | 11/19/2011 9:36:19 AM |
gold-pudding6 | $60.00 | 11/19/2011 11:05:48 AM |
treasure-atmosphere | $25.00 | 11/19/2011 11:52:52 AM |
Trentsteel_98 | $25.00 | 11/19/2011 12:05:32 PM |
new-thrilling-principal | $25.00 | 11/19/2011 11:13:01 AM |
CapeDollars | $25.00 | 11/19/2011 12:07:31 PM |
best-phenomenal-treasure | $25.00 | 11/19/2011 12:07:55 PM |
genius520 | $50.00 | 11/19/2011 12:10:52 PM |
wise-alluring-penny | $47.00 | 11/19/2011 12:13:25 PM |
fmanjoo | $25.00 | 11/19/2011 12:08:56 PM |
TOCPI | $25.00 | 11/19/2011 12:09:05 PM |
TrixieD | $25.00 | 11/19/2011 12:16:15 PM |
flexible-value | $45.00 | 11/19/2011 12:16:17 PM |
dojo2 | $25.00 | 11/19/2011 12:16:21 PM |
duty-admiral | $40.00 | 11/19/2011 12:11:28 PM |
jpjones86 | $25.00 | 11/19/2011 12:17:09 PM |
rcm87 | $50.00 | 11/19/2011 12:17:33 PM |
Rick21 | $25.00 | 11/19/2011 12:13:22 PM |
currency-persimmon | $25.00 | 11/19/2011 6:09:38 AM |
wormdc | $25.00 | 11/19/2011 12:24:55 PM |
hrubinst | $26.00 | 11/19/2011 12:25:35 PM |
Ducatiman1978 | $25.00 | 11/19/2011 12:27:13 PM |
benefit-zoo | $50.00 | 11/19/2011 8:23:04 AM |
Ivan2007 | $25.00 | 11/19/2011 12:33:09 PM |
hunter1124 | $25.00 | 11/19/2011 12:30:30 PM |
dspmn | $25.00 | 11/19/2011 9:26:07 AM |
brightest-affluence-motivator | $50.00 | 11/19/2011 12:31:22 PM |
figs4u2 | $100.00 | 11/19/2011 12:06:08 PM |
the-transaction-stronghold | $25.00 | 11/19/2011 12:39:06 PM |
bid-czar8 | $100.00 | 11/19/2011 12:08:26 PM |
gizzywump | $25.00 | 11/19/2011 12:08:29 PM |
wayman | $25.00 | 11/19/2011 12:10:19 PM |
GCInvestments | $29.00 | 11/19/2011 12:44:12 PM |
innocent-income4 | $25.00 | 11/19/2011 12:14:35 PM |
IP | $25.00 | 11/19/2011 12:47:03 PM |
prohelper | $25.00 | 11/19/2011 12:47:59 PM |
deal-enrichment | $25.00 | 11/19/2011 12:49:16 PM |
TheCount | $25.00 | 11/19/2011 12:53:23 PM |
riproaringrapids | $25.00 | 11/19/2011 12:53:38 PM |
sensible-trade | $100.00 | 11/19/2011 12:21:05 PM |
gold-commander0 | $25.00 | 11/19/2011 12:54:41 PM |
agreement-guild | $50.00 | 11/19/2011 1:00:27 PM |
gold-sushi | $25.00 | 11/19/2011 12:56:01 PM |
sentry256 | $25.00 | 11/19/2011 1:01:12 PM |
life-is-great | $25.00 | 11/19/2011 12:25:49 PM |
hopethisworks | $25.00 | 11/19/2011 1:03:59 PM |
dynamic-money271 | $25.00 | 11/19/2011 1:04:46 PM |
slartibardfast | $50.00 | 11/19/2011 1:05:13 PM |
gracej | $25.00 | 11/19/2011 1:00:13 PM |
vigilance-revolutionary | $50.00 | 11/19/2011 12:27:07 PM |
bonafide-cash | $100.00 | 11/19/2011 1:29:25 PM |
successful-agreement7 | $100.00 | 11/19/2011 1:06:00 PM |
listing-vista | $50.00 | 11/19/2011 1:07:03 PM |
a-responsible-return | $50.00 | 11/19/2011 12:32:22 PM |
wampum-chorus3 | $25.00 | 11/19/2011 12:35:27 PM |
marketplace-cello5 | $25.00 | 11/19/2011 12:35:32 PM |
asmithj | $25.00 | 11/19/2011 12:35:34 PM |
orgy63 | $25.00 | 11/19/2011 4:24:05 PM |
shrewd-income | $25.00 | 11/19/2011 6:21:59 PM |
green-moola-sniffer | $25.00 | 11/19/2011 12:40:14 PM |
compoundinterest | $50.00 | 11/19/2011 12:41:58 PM |
spiff666 | $26.66 | 11/19/2011 6:47:43 PM |
melodious-fairness | $25.00 | 11/19/2011 12:43:24 PM |
TW2000 | $25.00 | 11/19/2011 7:32:43 PM |
tender-commerce8 | $50.00 | 11/19/2011 12:48:27 PM |
the-auction-firestarter | $25.00 | 11/19/2011 9:13:42 PM |
jazzlender | $50.00 | 11/19/2011 12:54:51 PM |
DaveG56313 | $25.00 | 11/19/2011 12:54:57 PM |
haplender | $50.00 | 11/19/2011 12:58:24 PM |
samo102us | $25.00 | 11/19/2011 1:07:27 PM |
emphatic-responsibility | $25.00 | 11/19/2011 2:29:01 PM |
DadWarbucks | $50.00 | 11/20/2011 10:21:00 AM |
Ven58 | $35.00 | 11/19/2011 3:25:54 PM |
riveting-credit5 | $50.00 | 11/20/2011 11:28:58 AM |
contract-lotus | $50.00 | 11/20/2011 12:23:49 PM |
marcopolo10 | $25.00 | 11/20/2011 6:36:55 AM |
Sixmil | $100.00 | 11/20/2011 12:52:32 PM |
RoyFauntleroy | $25.00 | 11/20/2011 1:10:01 PM |
HeroJason86 | $25.00 | 11/20/2011 1:13:55 PM |
EtaDuck | $25.00 | 11/20/2011 8:03:03 AM |
fishing533 | $25.00 | 11/20/2011 2:47:01 PM |
scholarly-velocity6 | $50.00 | 11/20/2011 4:02:52 PM |
lostontheedge | $25.00 | 11/20/2011 3:18:34 PM |
jamiee73 | $25.00 | 11/20/2011 12:21:43 PM |
IPlayOutsideTheBox | $25.00 | 11/20/2011 4:33:58 PM |
ianakacg | $25.00 | 11/20/2011 8:14:55 PM |
hard-working-rate3 | $72.00 | 11/20/2011 12:48:18 PM |
hawat | $25.00 | 11/20/2011 1:14:30 PM |
top-deal-achievement | $25.00 | 11/20/2011 9:37:19 PM |
cerebral-camaraderi | $90.85 | 11/20/2011 2:42:48 PM |
treasure-expert | $25.00 | 11/20/2011 3:14:09 PM |
Phatt-Daddy | $50.00 | 11/20/2011 3:15:49 PM |
market-trooper3 | $30.00 | 11/20/2011 3:44:03 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:20 PM |
inspired-contract9 | $25.00 | 11/21/2011 8:07:25 AM |
jblack01 | $25.00 | 11/21/2011 6:57:16 AM |
responsibility-butterfly | $25.00 | 11/21/2011 7:16:44 AM |
drkosh | $25.00 | 11/20/2011 5:48:31 PM |
point-promiser | $38.00 | 11/20/2011 5:56:42 PM |
newest-rate-relaxation | $50.00 | 11/21/2011 9:56:12 AM |
groovy-watanabe | $25.00 | 11/21/2011 10:58:22 AM |
Mark0135 | $50.00 | 11/21/2011 9:18:05 AM |
practical-expectations | $25.00 | 11/21/2011 2:10:57 PM |
majikthanos | $50.00 | 11/21/2011 11:03:28 AM |
cbllender | $25.00 | 11/21/2011 5:11:11 PM |
igniter584 | $25.00 | 11/21/2011 12:20:33 PM |
elfincove | $25.00 | 11/21/2011 6:27:59 PM |
Bubbasnestegg | $25.00 | 11/21/2011 7:25:15 PM |
wlm3012 | $30.00 | 11/21/2011 9:38:47 PM |
Yotaman | $25.00 | 11/21/2011 5:14:57 PM |
DadWarbucks | $50.00 | 11/22/2011 5:55:28 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:11 PM |
igniter584 | $25.00 | 11/22/2011 7:42:00 AM |
Amused1 | $50.00 | 11/22/2011 9:09:39 AM |
Tizzo27 | $68.00 | 11/21/2011 8:51:22 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:06 PM |
Mark-7 | $50.00 | 11/22/2011 9:17:56 AM |
rickp | $25.00 | 11/22/2011 9:14:19 AM |
Texas_lender | $25.00 | 11/22/2011 9:20:43 AM |
kjsfld | $25.00 | 11/22/2011 9:23:56 AM |
encore02 | $50.00 | 11/22/2011 6:17:12 AM |
nimble-revenue | $25.00 | 11/22/2011 11:38:58 AM |
oldman68 | $25.00 | 11/22/2011 3:09:26 PM |
gold-disk | $25.00 | 11/22/2011 9:47:50 AM |
ttnk62918 | $25.00 | 11/22/2011 5:16:36 PM |
rautility | $100.00 | 11/22/2011 11:54:38 AM |
cash-taxi7 | $25.00 | 11/22/2011 1:19:22 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:35 PM |
new-gold-wrangler | $272.94 | 11/22/2011 5:58:30 PM |
kegs | $966.30 | 11/22/2011 6:10:34 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:12 PM |
108lender | $101.00 | 11/18/2011 9:32:10 AM |
GMPK_TLAS | $50.00 | 11/14/2011 7:00:28 PM |
fortytwo | $200.00 | 11/14/2011 5:53:47 PM |
invincible-platinum9 | $25.00 | 11/15/2011 2:27:01 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:33 PM |
britgsb | $30.00 | 11/17/2011 9:37:22 AM |
appcoder | $40.00 | 11/17/2011 10:33:29 AM |
itskarma | $25.00 | 11/17/2011 11:04:33 AM |
SolarMoonshine | $25.00 | 11/17/2011 3:43:33 PM |
charming-exchange7 | $25.00 | 11/17/2011 5:06:32 PM |
ctgscott | $25.00 | 11/17/2011 5:19:46 PM |
BuffetRocks | $25.00 | 11/17/2011 5:32:49 PM |
Sid-K | $25.00 | 11/17/2011 5:36:52 PM |
rescue | $100.00 | 11/17/2011 5:40:39 PM |
nickel-ferret | $50.00 | 11/17/2011 5:47:01 PM |
Brisket_Bob | $25.00 | 11/17/2011 6:18:14 PM |
Zuzu | $25.00 | 11/17/2011 5:08:55 PM |
greentomato | $25.00 | 11/17/2011 7:05:47 PM |
kulender | $100.00 | 11/17/2011 5:27:29 PM |
CaboWaboRobo | $25.00 | 11/18/2011 5:30:06 AM |
loan-mammal | $100.00 | 11/17/2011 5:46:20 PM |
toblerone | $25.00 | 11/18/2011 7:38:48 AM |
bid-papyrus | $25.00 | 11/17/2011 8:26:54 PM |
WindyKid | $25.00 | 11/18/2011 4:00:27 AM |
region123 | $50.00 | 11/18/2011 6:05:56 AM |
income-champion | $25.00 | 11/18/2011 9:34:37 AM |
trade-watcher | $25.00 | 11/18/2011 11:02:48 AM |
janus_god | $25.00 | 11/18/2011 8:25:13 AM |
enterprising-credit2 | $25.00 | 11/18/2011 1:59:40 PM |
ddog0224 | $50.00 | 11/18/2011 12:55:53 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:54:06 PM |
julijask | $25.00 | 11/18/2011 1:43:16 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:28 PM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:35 AM |
funds-promiser | $50.00 | 11/18/2011 3:13:43 PM |
Cai8899 | $50.00 | 11/18/2011 5:18:03 PM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:52 AM |
buraky | $50.00 | 11/18/2011 5:22:57 PM |
diablorulz | $50.00 | 11/18/2011 5:35:31 PM |
Eastern | $50.00 | 11/18/2011 2:03:54 PM |
camaraderi-atmosphere | $50.00 | 11/18/2011 6:49:55 PM |
CAGE-Investments | $25.00 | 11/18/2011 5:05:51 PM |
lagnisiruk | $25.00 | 11/18/2011 11:53:21 PM |
Mendosurfire | $50.00 | 11/18/2011 5:23:25 PM |
brooklynjoe | $25.00 | 11/19/2011 6:12:37 AM |
Wowzer | $25.00 | 11/19/2011 9:03:06 AM |
payout-harmony4 | $50.00 | 11/18/2011 8:54:40 PM |
jcholloway831 | $25.00 | 11/19/2011 12:05:23 PM |
unrivaled-silver | $25.00 | 11/19/2011 12:05:34 PM |
blue-fervent-pound | $25.00 | 11/19/2011 11:30:01 AM |
financial-frenzy | $43.00 | 11/19/2011 12:10:56 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:05 AM |
wtrboy | $25.00 | 11/19/2011 12:11:52 PM |
robust-trade | $25.00 | 11/19/2011 12:07:46 PM |
market-assembler | $25.00 | 11/19/2011 12:16:13 PM |
IIP77 | $25.00 | 11/19/2011 12:17:55 PM |
cutter21 | $25.00 | 11/19/2011 12:21:45 PM |
reflective-cash0 | $50.00 | 11/19/2011 12:14:24 PM |
first-upright-payout | $25.00 | 11/19/2011 12:24:42 PM |
indomitable-dedication | $25.00 | 11/19/2011 12:25:01 PM |
JLMGroupFunds | $25.00 | 11/19/2011 12:20:03 PM |
calm-deal7 | $25.00 | 11/19/2011 12:27:42 PM |
psbruce | $25.00 | 11/19/2011 7:38:46 AM |
the-dollar-topper | $146.00 | 11/19/2011 12:31:46 PM |
credit-maple5 | $100.00 | 11/19/2011 12:29:09 PM |
Investor_DP | $100.00 | 11/19/2011 12:34:58 PM |
Kaj | $25.00 | 11/19/2011 12:35:40 PM |
Lam0nt | $25.00 | 11/19/2011 12:35:06 PM |
zippy-interest | $25.00 | 11/19/2011 12:39:19 PM |
wwwUniversal | $25.00 | 11/19/2011 12:39:58 PM |
mennleo | $50.00 | 11/19/2011 12:40:12 PM |
hostbank | $78.00 | 11/19/2011 12:40:16 PM |
escharfer | $25.00 | 11/19/2011 12:37:29 PM |
studious-bonus7 | $100.00 | 11/19/2011 12:09:17 PM |
nybanker85 | $35.00 | 11/19/2011 12:12:23 PM |
dedication-merman | $25.00 | 11/19/2011 12:43:04 PM |
skuba | $75.00 | 11/19/2011 12:44:40 PM |
cash-reaction2 | $50.00 | 11/19/2011 12:15:03 PM |
MadHun | $200.00 | 11/19/2011 12:51:19 PM |
loan-maximizer5 | $25.00 | 11/19/2011 12:19:19 PM |
velocity-solo | $25.00 | 11/19/2011 12:20:53 PM |
fairness-kayak | $25.00 | 11/19/2011 12:56:39 PM |
AFFlyboy | $25.00 | 11/19/2011 12:26:21 PM |
rakstar | $25.00 | 11/19/2011 1:05:48 PM |
yield-aurora4 | $25.00 | 11/19/2011 12:27:25 PM |
ideal-platinum1 | $25.00 | 11/19/2011 12:28:17 PM |
dansarkis | $25.00 | 11/19/2011 12:35:49 PM |
genuine-diversification5 | $30.00 | 11/19/2011 4:16:13 PM |
fantastico1988 | $25.00 | 11/19/2011 3:48:44 PM |
gulch | $25.00 | 11/19/2011 12:36:09 PM |
TheoProf | $25.00 | 11/19/2011 12:38:27 PM |
paladin847 | $25.00 | 11/19/2011 12:42:49 PM |
hanuman77 | $25.00 | 11/19/2011 12:45:00 PM |
spark548 | $50.00 | 11/19/2011 12:46:52 PM |
LBOregon | $25.00 | 11/19/2011 12:48:29 PM |
Anny-Disco | $40.00 | 11/19/2011 12:50:34 PM |
larslfe | $25.00 | 11/19/2011 12:53:21 PM |
husamk | $25.00 | 11/19/2011 10:28:59 PM |
investisure | $50.00 | 11/19/2011 1:00:52 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:44 AM |
simpy | $25.00 | 11/19/2011 1:07:36 PM |
SelectTrustLending | $25.00 | 11/19/2011 1:39:26 PM |
vineet | $25.00 | 11/20/2011 9:50:52 AM |
dime-selector | $25.00 | 11/20/2011 11:43:37 AM |
debt-patriot | $25.00 | 11/20/2011 12:15:11 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:43 PM |
orange-dollar-guild | $25.00 | 11/19/2011 9:07:18 PM |
CasaDeTomas | $100.00 | 11/20/2011 12:26:23 PM |
fantastic-wampum1 | $100.00 | 11/19/2011 10:33:52 PM |
silver-boots | $50.00 | 11/20/2011 4:36:11 AM |
djmgd790 | $50.00 | 11/20/2011 1:08:55 PM |
hayhelp | $25.00 | 11/20/2011 12:05:55 PM |
harperpotok | $28.00 | 11/20/2011 12:15:56 PM |
the-silver-blaster | $100.00 | 11/20/2011 4:35:38 PM |
1phantom | $25.00 | 11/20/2011 12:24:43 PM |
mizount | $25.00 | 11/20/2011 6:47:16 PM |
social-pizza5 | $25.00 | 11/20/2011 12:30:30 PM |
davidc314 | $50.00 | 11/20/2011 7:39:58 PM |
KLCRAY | $25.00 | 11/20/2011 12:42:07 PM |
ianakacg | $25.00 | 11/20/2011 8:21:34 PM |
antlr | $50.00 | 11/20/2011 2:43:00 PM |
dgallo | $25.00 | 11/21/2011 4:20:08 AM |
helpinghand63 | $25.00 | 11/21/2011 9:22:26 AM |
resource777 | $46.00 | 11/21/2011 9:09:16 AM |
ZeLonewolf | $25.00 | 11/21/2011 9:36:31 AM |
spotty | $50.00 | 11/21/2011 9:41:54 AM |
letsmakeitsuccessful | $25.00 | 11/21/2011 9:42:22 AM |
compsciman | $25.00 | 11/20/2011 10:10:03 PM |
rs999 | $25.00 | 11/21/2011 9:42:38 AM |
organized-payment6 | $50.00 | 11/21/2011 11:08:28 AM |
tuffshorty | $30.00 | 11/21/2011 1:12:11 PM |
astute-benjamins | $25.00 | 11/21/2011 3:15:00 PM |
credit-kahuna | $100.00 | 11/21/2011 1:27:29 PM |
moola-linkage155 | $25.00 | 11/21/2011 3:49:14 PM |
Fahrquar | $25.00 | 11/21/2011 9:39:58 AM |
blivet1970 | $25.00 | 11/21/2011 9:43:29 AM |
igniter584 | $25.00 | 11/21/2011 12:12:11 PM |
Ocean713 | $75.00 | 11/21/2011 4:31:15 PM |
Logan7 | $25.00 | 11/21/2011 7:15:28 PM |
IIP77 | $25.00 | 11/22/2011 3:05:18 AM |
bold-payment-guard | $25.00 | 11/22/2011 6:58:58 AM |
DDHMoney | $25.00 | 11/22/2011 9:07:33 AM |
green-tree-shake | $29.00 | 11/22/2011 8:29:37 AM |
kind-efficient-credit | $25.00 | 11/22/2011 9:09:40 AM |
Weaverville | $25.00 | 11/21/2011 9:21:12 PM |
wise-rupee-sanctuary | $50.00 | 11/22/2011 9:13:17 AM |
deal-secret-agent | $25.00 | 11/22/2011 9:14:14 AM |
spitzbergen | $25.00 | 11/22/2011 9:11:32 AM |
money-bauble | $195.00 | 11/22/2011 9:27:36 AM |
wise-balanced-moola | $25.00 | 11/22/2011 9:37:37 AM |
DreDub | $50.00 | 11/22/2011 7:43:59 AM |
duty-explosion9 | $100.00 | 11/22/2011 11:03:54 AM |
useful-p2ploan | $25.00 | 11/22/2011 9:15:15 AM |
buyrite334 | $25.00 | 11/22/2011 9:18:39 AM |
gavinfh | $25.00 | 11/22/2011 9:33:38 AM |
LeReve | $25.00 | 11/22/2011 9:35:35 AM |
LittlePiggyBank | $25.00 | 11/22/2011 3:31:31 PM |
factcheck | $40.00 | 11/22/2011 10:30:35 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:13 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:20 PM |
larrybird | $153.76 | 11/22/2011 5:56:22 PM |
the-profit-oracle | $25.00 | 11/22/2011 5:51:54 PM |
compassion-bauble4 | $25.00 | 11/22/2011 5:28:35 PM |
323 Investments
|
Borrower Payment Dependent Notes Series
534907
This series of Notes was issued and sold upon the funding of the borrower loan #56977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1977 |
Debt/Income ratio:
| 24% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,458 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| compatible-integrity9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
kevhghs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/18/2011 5:09:50 PM |
fortytwo | $150.00 | 11/18/2011 5:27:44 PM |
papaloha | $25.00 | 11/18/2011 5:36:00 PM |
LittleMingo | $25.00 | 11/19/2011 2:26:14 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:20 PM |
managedfund | $87.70 | 11/21/2011 1:02:41 PM |
golden-velocity9 | $25.00 | 11/18/2011 5:25:08 PM |
jjswanso | $25.00 | 11/18/2011 5:28:13 PM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:39 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:38 AM |
gotjack | $25.00 | 11/19/2011 5:42:58 AM |
reflective-rupee | $25.00 | 11/18/2011 6:35:35 PM |
beakerfish | $50.00 | 11/19/2011 5:55:00 PM |
well-mannered-income3 | $25.00 | 11/19/2011 7:39:42 PM |
nickel-jam | $705.00 | 11/20/2011 2:31:08 PM |
worth-blanket2 | $8,682.30 | 11/21/2011 12:42:52 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
535017
This series of Notes was issued and sold upon the funding of the borrower loan #56522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-10-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 16.44% |
Borrower rate/APR:
| 17.44% / 19.33% |
Monthly payment:
| $250.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.37% | | |
| |
Estimated return*:
| 12.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 17y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $111,613 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-bear9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Shrinking-Debt
Purpose of loan:
This loan will be used to pay off two credit cards that are charging 20+ interest.
My financial situation:
I am a good candidate for this loan because I am still employed as a designer after all the challenges the auto industry. I am single and do what is necessary to stay financially conservative. I own my vehicle and have not had a car loan in many years (15+ I think). I have residential rental properties that I keep occupied and I added the collected rental amounts to the job income on the data sheet. I am happy to verify the rental data. In addition to the income I am also invested in other assets besides rentals. The credit card charges were originally used to update the properties over the past 5 years and I have been paying an extra $100 per month regularly to reduce the outstanding balance.This new loan will be $30 less per month in payments and will payoff its balance much faster even if I do not pay the extra $100 as before.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $36.02 | 11/10/2011 5:02:16 PM |
lendersf | $100.00 | 11/10/2011 6:17:19 PM |
WalnutCreekguy | $100.00 | 11/10/2011 5:53:25 PM |
cnovak | $25.00 | 11/10/2011 7:03:07 PM |
Sid-K | $25.00 | 11/11/2011 3:03:26 PM |
Oakland | $50.00 | 11/12/2011 5:43:12 AM |
sweet-loan7 | $25.00 | 11/12/2011 2:52:46 PM |
elegant-income3 | $25.00 | 11/12/2011 6:32:14 PM |
thedoctor | $100.00 | 11/13/2011 9:39:32 AM |
GMPK_TLAS | $50.00 | 11/14/2011 2:21:17 AM |
lucrative-coin | $50.00 | 11/14/2011 10:43:46 AM |
blinkygab | $25.00 | 11/14/2011 2:31:05 PM |
auction-seeker | $25.00 | 11/14/2011 5:00:19 PM |
wealth-fields8 | $50.00 | 11/15/2011 11:32:16 AM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:27 PM |
top-radiant-funds | $50.00 | 11/15/2011 1:35:12 PM |
AFairDeal | $25.00 | 11/15/2011 5:36:14 PM |
KLCRAY | $25.00 | 11/16/2011 5:25:00 AM |
indomitable-coin | $25.00 | 11/16/2011 4:17:05 AM |
harperpotok | $100.00 | 11/16/2011 3:16:00 PM |
worth-rocket0 | $25.00 | 11/16/2011 8:44:58 PM |
britgsb | $30.00 | 11/17/2011 9:37:18 AM |
ctgscott | $25.00 | 11/17/2011 5:19:44 PM |
toblerone | $25.00 | 11/18/2011 7:38:39 AM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:48 AM |
invincible-platinum9 | $25.00 | 11/18/2011 11:36:31 AM |
astute-benjamins | $50.00 | 11/18/2011 2:58:00 PM |
payout-panda | $25.00 | 11/18/2011 5:36:34 PM |
zippy-greenback231 | $25.00 | 11/18/2011 7:11:22 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:04 PM |
dinero-elevator | $50.00 | 11/19/2011 12:56:59 AM |
wilmajean | $110.00 | 11/18/2011 10:10:55 PM |
houli123 | $25.00 | 11/19/2011 1:18:58 AM |
jjb3 | $25.00 | 11/19/2011 12:58:16 PM |
helpful-loan245 | $25.00 | 11/19/2011 10:36:28 PM |
value-wind0 | $50.00 | 11/21/2011 7:59:40 AM |
nickel-ferret | $50.00 | 11/21/2011 9:26:08 AM |
gold-commander0 | $25.00 | 11/21/2011 9:27:05 AM |
responsibility-cherry6 | $25.00 | 11/21/2011 9:31:26 AM |
ianakacg | $25.00 | 11/20/2011 8:21:32 PM |
narblark | $50.00 | 11/21/2011 9:35:37 AM |
mizount | $25.00 | 11/21/2011 9:38:45 AM |
tflood1967 | $50.00 | 11/21/2011 9:31:21 AM |
dansarkis | $25.00 | 11/21/2011 9:41:17 AM |
newest-rate-relaxation | $50.00 | 11/21/2011 9:56:12 AM |
kchen486 | $50.00 | 11/21/2011 9:37:19 AM |
awwaww | $25.00 | 11/21/2011 9:52:10 AM |
groovy-watanabe | $25.00 | 11/21/2011 10:58:21 AM |
igniter584 | $25.00 | 11/21/2011 12:20:31 PM |
zbfamwl | $25.00 | 11/21/2011 9:22:23 AM |
OregonDane | $25.00 | 11/21/2011 3:04:16 PM |
tuffshorty | $30.00 | 11/21/2011 1:12:10 PM |
misterhobbs | $25.00 | 11/21/2011 9:29:39 AM |
brilliant-coin1 | $50.00 | 11/21/2011 3:51:01 PM |
1phantom | $25.00 | 11/21/2011 9:40:35 AM |
majestic-dedication | $50.00 | 11/21/2011 9:42:47 AM |
Ocean713 | $75.00 | 11/21/2011 4:28:56 PM |
flexible-value | $50.00 | 11/21/2011 5:09:30 PM |
dparkhom | $50.00 | 11/21/2011 5:12:53 PM |
SolarMoonshine | $25.00 | 11/21/2011 5:14:42 PM |
Gorblum | $25.00 | 11/21/2011 5:16:39 PM |
jazzlender | $50.00 | 11/21/2011 5:18:55 PM |
gjm6d | $25.00 | 11/21/2011 5:21:14 PM |
Brittle | $25.00 | 11/21/2011 5:24:56 PM |
resource777 | $50.00 | 11/21/2011 5:27:15 PM |
buraky | $50.00 | 11/21/2011 5:31:35 PM |
Brisket_Bob | $66.30 | 11/21/2011 5:37:03 PM |
yield-hut | $25.00 | 11/21/2011 5:39:01 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:09 PM |
hidavehi | $26.00 | 11/21/2011 6:31:27 PM |
Bubbasnestegg | $25.00 | 11/21/2011 7:25:15 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:33 PM |
skuba | $75.00 | 11/21/2011 5:20:05 PM |
dochelp | $50.00 | 11/21/2011 5:20:44 PM |
important-ore | $150.00 | 11/21/2011 5:22:46 PM |
nhm | $25.00 | 11/21/2011 11:17:37 PM |
VikingInvestments | $25.00 | 11/21/2011 5:25:16 PM |
encore02 | $50.00 | 11/22/2011 6:17:11 AM |
radforj22 | $25.00 | 11/22/2011 4:18:08 AM |
AvPro | $50.00 | 11/21/2011 5:31:00 PM |
tenacious-capital3 | $26.27 | 11/21/2011 5:33:19 PM |
integrity-saver | $28.00 | 11/21/2011 5:34:26 PM |
scloans | $25.37 | 11/22/2011 7:16:12 AM |
bluefootedpig | $75.00 | 11/22/2011 8:14:20 AM |
sportsmagic | $50.00 | 11/21/2011 6:42:46 PM |
DreDub | $50.00 | 11/22/2011 7:43:59 AM |
wealthstar | $25.00 | 11/22/2011 9:13:38 AM |
successful-agreement7 | $100.00 | 11/22/2011 9:14:29 AM |
Mr_Marcus | $25.00 | 11/22/2011 9:18:45 AM |
IIP77 | $25.00 | 11/22/2011 3:05:17 AM |
hopethisworks | $25.00 | 11/22/2011 9:16:12 AM |
dajen1 | $40.00 | 11/22/2011 9:19:55 AM |
established-payout | $25.00 | 11/22/2011 9:25:47 AM |
JLMGroupFunds | $25.00 | 11/22/2011 9:25:57 AM |
sail120 | $25.00 | 11/22/2011 9:26:15 AM |
WorldlyWorker | $25.00 | 11/22/2011 9:20:28 AM |
cropdust3r | $25.00 | 11/22/2011 5:45:21 AM |
DadWarbucks | $50.00 | 11/22/2011 5:55:26 AM |
Wardog | $25.00 | 11/22/2011 9:30:40 AM |
hayhelp | $25.00 | 11/22/2011 9:25:28 AM |
skidoo99 | $25.00 | 11/22/2011 9:25:52 AM |
leverage-monger | $25.00 | 11/22/2011 9:33:25 AM |
compoundinterest | $50.00 | 11/22/2011 9:28:04 AM |
larslfe | $25.00 | 11/22/2011 9:34:27 AM |
JKEnterprises | $25.00 | 11/22/2011 9:35:21 AM |
MARSTUN | $27.00 | 11/22/2011 9:32:24 AM |
igniter584 | $25.00 | 11/22/2011 7:41:58 AM |
fair-funds | $25.00 | 11/22/2011 9:42:35 AM |
green-tree-shake | $30.00 | 11/22/2011 8:29:37 AM |
Cheburashka | $25.00 | 11/22/2011 9:39:22 AM |
victorcab | $25.00 | 11/22/2011 9:06:08 AM |
george_kaplan | $25.00 | 11/22/2011 9:10:23 AM |
valiant-liberty4 | $25.00 | 11/22/2011 9:11:38 AM |
nybanker85 | $50.00 | 11/22/2011 9:21:38 AM |
Fuzkaska__F_u_n_d_s | $25.00 | 11/22/2011 9:24:37 AM |
Ivan2007 | $25.00 | 11/22/2011 9:27:05 AM |
checkuto | $25.00 | 11/22/2011 9:28:49 AM |
MadHun | $200.00 | 11/22/2011 9:29:35 AM |
Tai | $25.00 | 11/22/2011 9:30:47 AM |
brightest-affluence-motivator | $50.00 | 11/22/2011 9:38:08 AM |
bb575 | $50.00 | 11/10/2011 5:55:25 PM |
evnagelist | $25.00 | 11/10/2011 5:44:04 PM |
platinum-genetics | $25.00 | 11/10/2011 6:13:38 PM |
Clambake | $25.00 | 11/10/2011 7:11:01 PM |
Investor_DP | $100.00 | 11/10/2011 7:23:43 PM |
green-trade-dolphin2 | $25.00 | 11/11/2011 4:43:13 AM |
umfan123 | $25.00 | 11/11/2011 8:32:21 AM |
Bank_Of_XL | $25.00 | 11/11/2011 10:09:34 AM |
kenji4861 | $25.00 | 11/11/2011 12:39:19 PM |
ore-leaper1 | $50.00 | 11/11/2011 7:22:16 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:48 AM |
AM2171 | $25.00 | 11/12/2011 5:15:23 PM |
frankdelraza | $25.00 | 11/12/2011 10:08:58 PM |
real-return | $25.00 | 11/13/2011 9:50:18 AM |
Mendosurfire | $50.00 | 11/14/2011 12:35:30 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:11 PM |
loyalty-sherpa | $25.00 | 11/15/2011 6:58:01 AM |
BAJMP | $25.00 | 11/15/2011 8:25:10 AM |
kaceymalone | $25.00 | 11/15/2011 12:30:26 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:49 AM |
iaffy | $25.00 | 11/16/2011 12:56:57 AM |
caseattle | $25.00 | 11/15/2011 6:35:31 PM |
worthy-bid8 | $50.00 | 11/16/2011 5:45:53 AM |
gentle-gain235 | $25.00 | 11/16/2011 7:16:03 AM |
DadWarbucks | $25.00 | 11/16/2011 6:08:42 AM |
finance-explosion6 | $25.00 | 11/16/2011 1:35:22 AM |
riproaringrapids | $25.00 | 11/16/2011 5:06:45 AM |
blazing-capital2 | $250.00 | 11/16/2011 8:38:41 AM |
BxRealtor | $25.00 | 11/16/2011 7:15:38 PM |
shur | $50.00 | 11/16/2011 7:26:02 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:28:58 PM |
sfmf | $25.00 | 11/17/2011 11:32:44 AM |
equallender | $56.00 | 11/18/2011 2:59:24 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:33 AM |
anacent | $25.00 | 11/18/2011 5:09:16 PM |
spy0 | $25.00 | 11/19/2011 6:25:14 AM |
phenomenal-gain5 | $25.00 | 11/19/2011 6:12:23 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:40 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:42 AM |
just-loyalty643 | $50.00 | 11/20/2011 4:45:18 PM |
dreamhope | $25.00 | 11/21/2011 7:54:12 AM |
green-moola-sniffer | $25.00 | 11/21/2011 9:26:40 AM |
velocity-solo | $25.00 | 11/21/2011 9:27:31 AM |
jamiee73 | $25.00 | 11/21/2011 9:31:57 AM |
trident9 | $50.00 | 11/21/2011 9:35:39 AM |
timbob | $69.00 | 11/21/2011 9:38:13 AM |
jasperpants | $25.00 | 11/21/2011 9:35:05 AM |
Sneezie | $100.00 | 11/21/2011 9:38:22 AM |
majikthanos | $50.00 | 11/21/2011 11:03:28 AM |
igniter584 | $25.00 | 11/21/2011 12:12:07 PM |
helpinghand63 | $25.00 | 11/21/2011 9:22:25 AM |
MrDavid | $75.00 | 11/21/2011 9:23:14 AM |
apollohipe | $25.00 | 11/21/2011 9:24:30 AM |
Rick21 | $25.00 | 11/21/2011 9:28:08 AM |
ranstlin | $25.00 | 11/21/2011 9:34:40 AM |
ZeLonewolf | $25.00 | 11/21/2011 9:36:30 AM |
chuckpats | $100.00 | 11/21/2011 3:25:43 PM |
historic-balance5 | $25.00 | 11/21/2011 9:44:24 AM |
paladin510 | $25.00 | 11/21/2011 4:52:18 PM |
Zuzu | $25.00 | 11/21/2011 5:18:47 PM |
w3alter | $50.00 | 11/21/2011 5:24:25 PM |
life-is-great | $25.00 | 11/21/2011 5:26:24 PM |
webclimber | $50.00 | 11/21/2011 5:27:16 PM |
Pman | $25.00 | 11/21/2011 5:27:39 PM |
kulender | $100.00 | 11/21/2011 5:33:09 PM |
progressive-economy261 | $400.00 | 11/21/2011 5:35:16 PM |
NDFIRTH | $50.00 | 11/21/2011 5:36:30 PM |
ddog0224 | $100.00 | 11/21/2011 6:12:17 PM |
doopers | $25.00 | 11/21/2011 7:12:53 PM |
Jaoe | $51.26 | 11/21/2011 7:24:41 PM |
xedex08 | $30.70 | 11/21/2011 6:43:10 PM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:11 PM |
Shoveldummy | $50.00 | 11/21/2011 5:07:59 PM |
fervent-repayment | $50.00 | 11/21/2011 5:11:04 PM |
marketplace-achievement | $25.00 | 11/21/2011 5:12:12 PM |
don8ter | $100.00 | 11/22/2011 4:01:35 AM |
lovelongandprosper | $50.00 | 11/21/2011 5:23:22 PM |
nsquared007 | $25.00 | 11/22/2011 3:46:22 AM |
diversification-gala1 | $25.00 | 11/21/2011 5:30:06 PM |
bold-payment-guard | $25.00 | 11/22/2011 6:58:57 AM |
icchok | $50.00 | 11/21/2011 5:31:25 PM |
postalwhiz | $25.00 | 11/21/2011 5:33:01 PM |
think-become | $25.00 | 11/22/2011 7:35:07 AM |
prudent-bid3 | $25.00 | 11/21/2011 6:37:09 PM |
nycfinance | $25.00 | 11/22/2011 8:22:55 AM |
genius520 | $50.00 | 11/22/2011 9:08:30 AM |
kindness-officer566 | $25.00 | 11/22/2011 8:33:35 AM |
ItsJustMe79 | $25.00 | 11/22/2011 9:06:22 AM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:10 PM |
the-enthralling-coin | $25.00 | 11/22/2011 9:18:44 AM |
gold-sushi | $25.00 | 11/22/2011 9:12:38 AM |
dignified-finance | $25.00 | 11/22/2011 9:21:03 AM |
Anny-Disco | $40.00 | 11/22/2011 9:22:12 AM |
marketplace-cello5 | $25.00 | 11/22/2011 9:23:08 AM |
wtrboy | $25.00 | 11/22/2011 9:23:50 AM |
ideal-platinum1 | $25.00 | 11/22/2011 9:17:01 AM |
gracej | $25.00 | 11/22/2011 9:31:10 AM |
ccapital | $100.00 | 11/22/2011 6:29:25 AM |
fair_rates | $25.00 | 11/22/2011 9:27:07 AM |
money-bauble | $200.00 | 11/22/2011 9:27:36 AM |
cash-sensai2 | $25.00 | 11/22/2011 9:33:19 AM |
jakdwak | $25.00 | 11/22/2011 9:30:07 AM |
dood2112 | $25.00 | 11/22/2011 9:33:35 AM |
flexible-return297 | $25.00 | 11/22/2011 9:36:26 AM |
grf1945 | $25.00 | 11/22/2011 9:11:26 AM |
studious-bonus7 | $100.00 | 11/22/2011 9:12:05 AM |
Cai8899 | $39.00 | 11/22/2011 9:12:35 AM |
dspmn | $25.00 | 11/22/2011 9:17:18 AM |
divedude | $25.00 | 11/22/2011 9:18:49 AM |
rupee-artisan | $25.00 | 11/22/2011 9:20:07 AM |
steamboatgal | $50.00 | 11/22/2011 9:26:57 AM |
opportunity85 | $25.00 | 11/22/2011 9:32:11 AM |
versatilenyguy | $50.00 | 11/22/2011 9:37:00 AM |
cosmof16 | $25.00 | 11/22/2011 9:37:52 AM |
rmachi | $25.00 | 11/22/2011 9:39:20 AM |
gold-disk | $24.08 | 11/22/2011 9:47:32 AM |
236 Investments
|
Borrower Payment Dependent Notes Series
535713
This series of Notes was issued and sold upon the funding of the borrower loan #56616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-18-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 11.64% |
Borrower rate/APR:
| 12.64% / 20.38% |
Monthly payment:
| $668.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,720 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-trade-liberator |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Startup Loan
Purpose of loan:
This loan will be used to fund a startup
My financial situation:
I am a good candidate for this loan because I have not of assets and need liquid cash
Monthly net income: $8000
Monthly expenses: $1500
Housing: $500
Insurance: $100
Car expenses: $200
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bendistraw | $25.00 | 11/18/2011 9:13:28 AM |
toblerone | $25.00 | 11/18/2011 9:21:38 AM |
cnovak | $25.00 | 11/18/2011 9:27:42 AM |
papaloha | $25.00 | 11/18/2011 10:29:45 AM |
iaffy | $25.00 | 11/18/2011 5:33:22 PM |
Tradesmanlender | $25.00 | 11/21/2011 9:30:14 AM |
managedfund | $1,500.00 | 11/21/2011 10:26:57 AM |
secureincome | $1,250.00 | 11/21/2011 10:58:54 AM |
worth-blanket2 | $4,207.23 | 11/21/2011 12:44:40 PM |
bailey7563 | $17.50 | 11/21/2011 12:55:57 PM |
enriching-trade2 | $50.00 | 11/18/2011 9:05:55 AM |
best-unbeatable-transaction | $25.00 | 11/18/2011 3:31:06 PM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:47 PM |
supernova719 | $25.00 | 11/18/2011 9:44:59 AM |
elvisloans | $25.27 | 11/18/2011 3:19:45 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:32 AM |
MicroLender357 | $25.00 | 11/20/2011 12:13:20 PM |
igniter584 | $25.00 | 11/21/2011 12:20:42 PM |
BenR | $100.00 | 11/21/2011 9:42:03 AM |
igniter584 | $25.00 | 11/21/2011 12:12:21 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
536015
This series of Notes was issued and sold upon the funding of the borrower loan #56708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.65% |
Listing Start date:
| Nov-27-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 14.46% |
Borrower rate/APR:
| 15.46% / 25.29% |
Monthly payment:
| $180.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.14% | | |
| |
Estimated return*:
| 6.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 34% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,794 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| cjnc218 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 34 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Dec-2009)
620-639
(Apr-2008)
600-619
(Mar-2008)
600-619
(Aug-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Payoff an old account.
Purpose of loan:
This loan will be used to pay off an older account that is charging a higher interest rate.
My financial situation: Currently employed and living with family. Housing and utility costs fluctuate but are no more then the estimates I have provided below.
I am a good candidate for this loan because as my prior loan history shows, my Prosper loans are paid off timely without any issues.
Monthly net income: $2100
Monthly expenses: $ 1545
Housing: $300.00
Insurance: $180.00
Car expenses: $360.00
Utilities: $ 75.00
Phone, cable, internet: $ 80.00
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $ 200.00
Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 11/27/2011 12:07:33 PM |
careful-note | $50.00 | 11/27/2011 12:13:34 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:35 PM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:46 PM |
thankful-nickel2 | $25.00 | 11/27/2011 12:05:42 PM |
twjh | $25.00 | 11/27/2011 12:11:40 PM |
fcrick | $25.00 | 11/27/2011 12:15:40 PM |
papaloha | $25.00 | 11/27/2011 12:16:32 PM |
investmentgroup | $25.00 | 11/27/2011 12:18:04 PM |
influential-benjamins0 | $100.00 | 11/27/2011 12:20:46 PM |
r48 | $102.00 | 11/27/2011 3:28:23 PM |
real-return | $30.00 | 11/27/2011 9:37:55 PM |
sharp-return7 | $25.00 | 11/27/2011 9:46:24 PM |
hookUup | $32.20 | 11/27/2011 5:23:26 PM |
social-heart | $25.00 | 11/27/2011 10:55:58 PM |
fuse290 | $35.00 | 11/27/2011 6:21:45 PM |
auction-seeker4 | $27.00 | 11/27/2011 6:42:09 PM |
economy-popcorn | $25.00 | 11/27/2011 8:21:40 PM |
1traveler | $25.00 | 11/27/2011 8:36:19 PM |
novice-speculator | $25.00 | 11/27/2011 10:39:56 PM |
loanman2007 | $50.00 | 11/28/2011 4:52:42 AM |
yield-hut | $50.00 | 11/28/2011 3:26:37 AM |
Beechturner | $40.00 | 11/27/2011 12:16:52 PM |
greenback-loyalist8 | $25.00 | 11/28/2011 4:48:41 AM |
kinetic-social | $25.00 | 11/27/2011 2:27:32 PM |
Mikale360 | $25.00 | 11/27/2011 6:24:32 PM |
justice-allocator3 | $25.00 | 11/27/2011 7:08:45 PM |
triumph246 | $99.00 | 11/28/2011 1:35:15 AM |
AndChicksforFree | $25.00 | 11/27/2011 1:02:25 PM |
113121 | $25.00 | 11/27/2011 7:29:25 PM |
Comoparklender | $25.00 | 11/27/2011 12:25:59 PM |
Boxster968 | $75.00 | 11/27/2011 6:43:46 PM |
Hartfelt | $25.00 | 11/27/2011 7:24:38 PM |
payment-halo | $25.00 | 11/27/2011 7:33:58 PM |
Feyenoord | $30.00 | 11/27/2011 3:44:48 PM |
Bank42 | $25.00 | 11/27/2011 4:45:02 PM |
calimanusa | $50.20 | 11/28/2011 1:31:38 AM |
just-loyalty643 | $50.00 | 11/27/2011 7:07:59 PM |
leverage-dolphin | $25.00 | 11/27/2011 7:09:49 PM |
Ray3486 | $25.00 | 11/27/2011 7:10:37 PM |
bonus-seahorse | $25.00 | 11/28/2011 2:41:00 AM |
unique-responsibility3 | $25.00 | 11/27/2011 7:12:11 PM |
RB_Double-A_Bravo | $25.00 | 11/28/2011 3:26:09 AM |
careful-note | $50.00 | 11/28/2011 4:05:55 AM |
CatbirdBanking | $25.00 | 11/27/2011 8:21:08 PM |
cdfinance | $78.26 | 11/28/2011 5:53:56 AM |
saraven01 | $40.88 | 11/28/2011 2:17:30 AM |
basejump0 | $25.00 | 11/28/2011 3:43:38 AM |
cashhelp | $25.00 | 11/27/2011 12:17:35 PM |
Rollshaft | $35.00 | 11/27/2011 1:07:55 PM |
credit-guard5 | $25.00 | 11/27/2011 1:30:07 PM |
B-rad_the_Coug | $25.00 | 11/28/2011 1:13:11 AM |
SolarMoonshine | $50.00 | 11/28/2011 3:38:42 AM |
durability-exchanger | $25.46 | 11/28/2011 5:48:10 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
536045
This series of Notes was issued and sold upon the funding of the borrower loan #56517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-27-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $179.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Executive |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $2,103 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| commerce-gazer2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
end of the year consolidation
Purpose of loan:
This loan will be used for debt consolidation, pay off big purchase.
My financial situation:
I am a good candidate for this loan because this is my 2nd loan, paid off balance on first one on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
aesop56 | $100.00 | 11/23/2011 9:07:20 AM |
don8ter | $50.00 | 11/23/2011 9:13:57 AM |
evnagelist | $25.00 | 11/23/2011 9:15:49 AM |
BxRealtor | $25.00 | 11/23/2011 9:21:35 AM |
subtle-revenue0 | $25.00 | 11/23/2011 9:36:14 AM |
toblerone | $25.00 | 11/23/2011 9:27:41 AM |
Phunder | $25.00 | 11/23/2011 10:34:15 AM |
Beechturner | $50.00 | 11/23/2011 11:01:05 AM |
kenji4861 | $25.00 | 11/23/2011 9:39:34 AM |
silver-birdie | $100.00 | 11/23/2011 9:07:21 AM |
fcrick | $25.00 | 11/23/2011 5:15:17 PM |
RainMakers | $25.00 | 11/23/2011 4:54:19 PM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:25 AM |
s270 | $75.00 | 11/23/2011 11:52:05 PM |
igniter584 | $25.00 | 11/24/2011 6:37:56 AM |
loan-eagle9 | $25.00 | 11/23/2011 4:25:59 PM |
elvisloans | $27.00 | 11/23/2011 4:49:11 PM |
focused-investment442 | $26.67 | 11/24/2011 1:19:16 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:40 AM |
blue-useful-auction | $25.00 | 11/24/2011 11:55:46 AM |
Leopoldine | $50.19 | 11/25/2011 11:35:11 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:28 PM |
skillful-diversification2 | $25.00 | 11/25/2011 2:02:21 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:22 AM |
TrustPlus | $50.00 | 11/26/2011 9:10:02 AM |
superstar449 | $25.00 | 11/26/2011 7:43:57 AM |
Jayson85 | $100.00 | 11/26/2011 10:10:53 AM |
scojo | $25.02 | 11/25/2011 10:52:54 PM |
just-loyalty643 | $50.00 | 11/26/2011 2:10:42 PM |
Mint_Man | $50.00 | 11/26/2011 2:05:19 PM |
primed | $25.00 | 11/26/2011 2:18:09 PM |
GINKO | $200.00 | 11/26/2011 8:20:38 PM |
djs81 | $25.00 | 11/26/2011 4:27:19 PM |
WonByOne | $100.00 | 11/27/2011 4:04:24 AM |
r48 | $44.00 | 11/27/2011 6:27:16 AM |
careful-note | $50.00 | 11/27/2011 4:58:50 AM |
CUBluejay23 | $28.10 | 11/27/2011 11:08:26 AM |
Spinnaker | $50.00 | 11/26/2011 2:14:18 PM |
dakoke | $100.00 | 11/27/2011 1:20:57 PM |
dudebrah | $25.00 | 11/27/2011 12:30:47 PM |
a2190b | $36.00 | 11/27/2011 3:53:44 PM |
Bank42 | $50.00 | 11/27/2011 4:41:39 PM |
Engineer44 | $0.32 | 11/27/2011 5:32:17 PM |
igniter584 | $25.00 | 11/27/2011 8:29:59 AM |
djh47a | $25.00 | 11/27/2011 9:19:52 AM |
themoneydoctor | $51.34 | 11/27/2011 1:40:32 PM |
susurrus | $100.00 | 11/27/2011 2:00:20 PM |
determined-revenue1 | $35.00 | 11/23/2011 9:13:38 AM |
Clambake | $25.00 | 11/23/2011 9:08:17 AM |
cashhelp | $25.00 | 11/23/2011 9:30:05 AM |
igniter584 | $25.00 | 11/23/2011 9:19:52 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:44 AM |
kinetic-social | $25.00 | 11/23/2011 9:49:23 AM |
AFairDeal | $25.00 | 11/23/2011 9:29:14 AM |
ingenious-deal6 | $25.00 | 11/23/2011 9:29:27 AM |
bb575 | $50.00 | 11/23/2011 9:36:02 AM |
Azonic21 | $25.00 | 11/23/2011 9:40:46 AM |
blot44 | $25.00 | 11/23/2011 10:39:31 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:49 AM |
LoanerPrincipal | $25.00 | 11/23/2011 9:05:52 AM |
enriching-trade2 | $50.00 | 11/23/2011 9:06:21 AM |
influential-benjamins0 | $100.00 | 11/23/2011 9:06:23 AM |
Tylerh | $255.00 | 11/23/2011 2:21:11 PM |
tenacious-capital3 | $26.27 | 11/23/2011 9:30:58 AM |
cnovak | $25.00 | 11/23/2011 9:36:17 AM |
anacent | $25.00 | 11/23/2011 9:38:10 AM |
sportsmagic | $250.00 | 11/23/2011 6:31:45 PM |
Oak-Parker | $26.89 | 11/24/2011 10:22:01 AM |
dime-sprout | $50.00 | 11/24/2011 2:51:14 PM |
BigMac1953 | $25.00 | 11/24/2011 4:25:39 PM |
groovychick | $25.00 | 11/24/2011 6:26:58 PM |
E-2 | $100.00 | 11/25/2011 6:35:57 AM |
first-serene-credit | $25.00 | 11/25/2011 8:28:36 AM |
availableloan | $25.00 | 11/24/2011 2:01:57 PM |
the-precious-bid | $25.00 | 11/25/2011 10:01:57 AM |
dime-hot-rod7 | $50.00 | 11/25/2011 1:25:04 PM |
yield-hut | $50.00 | 11/25/2011 2:16:17 PM |
njlw226 | $25.00 | 11/24/2011 11:27:17 PM |
damage | $25.00 | 11/26/2011 12:16:19 PM |
payout-panda | $25.00 | 11/26/2011 9:49:11 AM |
factcheck | $40.00 | 11/26/2011 11:44:05 AM |
thankful-nickel2 | $25.00 | 11/27/2011 11:03:27 AM |
misit | $25.00 | 11/27/2011 11:13:52 AM |
responsive-value4 | $25.00 | 11/27/2011 11:40:25 AM |
CatbirdBanking | $25.00 | 11/27/2011 11:42:19 AM |
enterprising-credit2 | $100.00 | 11/27/2011 1:11:24 PM |
novice-speculator | $25.00 | 11/27/2011 1:44:07 PM |
misohoni | $25.00 | 11/26/2011 7:47:36 PM |
missgina | $50.00 | 11/27/2011 1:05:54 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:40 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:40 PM |
trustworthy-finance6 | $300.00 | 11/27/2011 4:04:52 PM |
hookUup | $33.20 | 11/27/2011 5:15:25 PM |
yield-seeker | $25.00 | 11/27/2011 5:24:08 PM |
reinforced-velocity158 | $290.00 | 11/27/2011 5:27:54 PM |
SolarMoonshine | $25.00 | 11/27/2011 8:42:41 AM |
bullet-shark | $25.00 | 11/27/2011 10:53:18 AM |
itjunkie | $25.00 | 11/27/2011 1:51:30 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
536709
This series of Notes was issued and sold upon the funding of the borrower loan #56897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $283.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,004 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| subtle-money8 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off remaining c-section bill
Purpose:
This loan will be used to pay off the medical bills from my child's birth. The c-section bill came to 13,600, plus about 6000 for doctors bills and such. The payments are high (about 950/mo), but I have paid these bills down to 8000.
My finances:
I am a good candidate for this loan because I have never missed a payment and am in a great employment position.
I keep an emergency account and pay all bills on time, refinancing debt occasionally to save money.
I am a computer programmer, and started a real company with office space two years ago that keeps me very busy. Also, I am 3 semesters away from getting my masters degree.
currently:
Monthly after tax income: $3582
Monthly expenses: $2482
+950 hospital bill to be paid off with this loan
Housing: 596
Insurance: 441
Car expenses: 0
Utilities: 150
Phone, internet: 100
Food: 450
Household: 100
CC / loans: 345
- Student loans: 121
- CC min: 224
- CC balances: 11878
Other expenses: 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
elvisloans | $25.00 | 11/29/2011 7:35:59 AM |
Investor_DP | $100.00 | 11/29/2011 9:09:23 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:47 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:30 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:04:59 AM |
social-zebra | $25.00 | 11/29/2011 1:56:18 PM |
secureincome | $700.00 | 11/29/2011 1:23:30 PM |
careful-note | $50.00 | 11/29/2011 9:05:50 AM |
aabadabadoo | $25.00 | 11/29/2011 9:23:47 AM |
igniter584 | $25.00 | 11/29/2011 9:34:58 AM |
AFairDeal | $25.00 | 11/29/2011 9:42:26 AM |
LoanerPrincipal | $25.00 | 11/29/2011 9:44:01 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:35 AM |
pound-mushroom3 | $25.00 | 11/29/2011 9:41:03 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:42:56 PM |
designer_10 | $25.00 | 11/29/2011 1:07:18 PM |
worth-blanket2 | $4,300.00 | 11/29/2011 1:52:51 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
537113
This series of Notes was issued and sold upon the funding of the borrower loan #56984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 0y 1m |
Amount delinquent:
| $5,779 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $100,287 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adventurer228 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan: I have three credit card with a total balance of $4100. This loan will consolidate the three. It will allow me to close two accounts and streamline my finances.
This loan will be used to...
My financial situation: I am fully and gainfully employed after running my own business for the past 4 years.
I am a good candidate for this loan because...I have a tremendous history of paying my bills. I ran up some credit cards when I owned my own business and now I am righting the ship.
Monthly net income: $17,500
Monthly expenses: $14,219
Housing: $5779
Insurance: $750
Car expenses: $900
Utilities: $750
Phone, cable, internet: $190
Food, entertainment: $750
Clothing, household expenses: $800
Credit cards and other loans: $3300
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/29/2011 6:00:55 PM |
tech310 | $50.00 | 11/30/2011 12:07:38 AM |
fountain355 | $25.00 | 11/30/2011 3:52:11 AM |
enterprising-credit2 | $25.00 | 11/30/2011 1:59:42 PM |
cardminger | $25.00 | 11/30/2011 4:31:00 PM |
kind-credit-bear | $25.00 | 11/30/2011 5:08:12 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:03 AM |
the-hope-workhorse | $100.00 | 12/1/2011 3:35:25 PM |
worth-blanket2 | $3,600.00 | 12/2/2011 11:39:59 AM |
gain-expert | $15.00 | 12/2/2011 12:15:48 PM |
IIP77 | $25.00 | 11/30/2011 3:20:46 AM |
SolarMoonshine | $25.00 | 11/30/2011 3:39:45 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:46 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
537163
This series of Notes was issued and sold upon the funding of the borrower loan #57086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $133.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1980 |
Debt/Income ratio:
| 23% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 22y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,265 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cordial-finance0 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
dallas22
Purpose of loan:
This loan will be used to home ...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 12/1/2011 9:10:01 AM |
igniter584 | $25.00 | 12/1/2011 9:06:27 AM |
LoanerPrincipal | $25.00 | 12/1/2011 9:44:06 AM |
BxRealtor | $25.00 | 12/1/2011 9:42:11 AM |
aabadabadoo | $25.00 | 12/1/2011 9:06:47 AM |
AFairDeal | $25.00 | 12/1/2011 9:09:12 AM |
vine99 | $65.00 | 12/1/2011 5:28:38 PM |
patriot897 | $25.00 | 12/1/2011 5:30:08 PM |
vutah | $25.00 | 12/1/2011 4:19:18 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:07 AM |
oskizzle | $25.00 | 12/2/2011 8:10:07 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:57 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:05 AM |
chicagobanker | $50.00 | 12/2/2011 8:24:19 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:39 PM |
swissbanker | $25.00 | 12/3/2011 3:05:22 PM |
Money_Hog | $25.00 | 12/3/2011 7:10:40 PM |
Poker_Grandpa | $25.00 | 12/4/2011 12:12:18 AM |
auction-elvis | $25.00 | 12/3/2011 11:28:13 AM |
Scubadiver | $50.00 | 12/4/2011 9:14:42 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:41 PM |
thankful-nickel2 | $25.00 | 12/5/2011 9:40:21 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:35 PM |
RJN | $56.22 | 12/5/2011 10:43:32 AM |
D911ave | $50.00 | 12/5/2011 5:08:21 PM |
Weaverville | $25.00 | 12/5/2011 10:09:59 AM |
lancetc | $25.00 | 12/5/2011 10:42:02 AM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:43 PM |
bb575 | $50.00 | 12/5/2011 5:18:20 PM |
kenji4861 | $25.00 | 12/5/2011 5:23:58 PM |
britgsb | $30.00 | 12/5/2011 5:24:07 PM |
GoGators01 | $25.00 | 12/5/2011 5:27:09 PM |
gjm6d | $25.00 | 12/5/2011 5:36:55 PM |
rightwingliberal | $50.00 | 12/5/2011 2:21:55 PM |
grf1945 | $25.00 | 12/5/2011 5:41:36 PM |
ethicalhumanist | $100.00 | 12/5/2011 3:08:18 PM |
MissionMicroFinance | $25.00 | 12/5/2011 6:00:09 PM |
timbob | $100.00 | 12/5/2011 6:00:55 PM |
mad-scientist418 | $25.00 | 12/5/2011 6:16:18 PM |
sportsmagic | $300.58 | 12/5/2011 6:27:35 PM |
anacent | $25.00 | 12/5/2011 5:12:31 PM |
syounker | $25.00 | 12/5/2011 5:32:13 PM |
EJPiper | $53.12 | 12/5/2011 5:53:24 PM |
bold-enriching-capital | $41.72 | 12/5/2011 6:11:41 PM |
ericgassercom | $25.00 | 12/1/2011 9:24:15 AM |
careful-note | $50.00 | 12/1/2011 9:36:55 AM |
Bank_Of_XL | $25.00 | 12/1/2011 10:19:42 AM |
JustMee | $25.00 | 12/1/2011 12:06:09 PM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:58 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:55 PM |
blot44 | $25.00 | 12/2/2011 4:38:16 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:06 PM |
affluence-generator2 | $100.00 | 12/2/2011 3:45:06 PM |
heart514 | $25.00 | 12/2/2011 7:53:07 PM |
atbright | $25.00 | 12/2/2011 10:43:12 PM |
elvisloans | $25.00 | 12/3/2011 5:01:05 AM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:49 PM |
cablenews | $100.00 | 12/3/2011 12:33:47 PM |
wlm3012 | $30.00 | 12/3/2011 6:15:34 PM |
SudianX | $25.00 | 12/3/2011 5:56:52 AM |
Trapman13 | $50.00 | 12/4/2011 5:23:55 AM |
hidavehi | $50.00 | 12/4/2011 2:44:35 PM |
TXCapLeader | $43.17 | 12/3/2011 5:27:04 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:48 PM |
Bio-physicist | $25.00 | 12/4/2011 5:51:10 PM |
agalt | $100.00 | 12/5/2011 12:40:03 PM |
repaymeplease | $45.71 | 12/5/2011 11:11:43 AM |
funds-captain4 | $50.00 | 12/4/2011 11:40:12 PM |
mtquan | $25.00 | 12/5/2011 1:41:22 PM |
Zuzu | $48.21 | 12/5/2011 4:05:27 PM |
Clambake | $25.00 | 12/5/2011 5:12:56 PM |
tenacious-capital3 | $26.27 | 12/5/2011 5:05:57 PM |
BenR | $100.00 | 12/5/2011 5:14:24 PM |
E-2 | $100.00 | 12/5/2011 5:11:39 PM |
BankofPete | $25.00 | 12/5/2011 10:55:26 AM |
gain-mountain1 | $100.00 | 12/5/2011 11:46:46 AM |
Sneezie | $100.00 | 12/5/2011 5:28:00 PM |
subtle-revenue0 | $25.00 | 12/5/2011 5:35:21 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:51:36 PM |
DonaldColorado | $100.00 | 12/5/2011 6:15:32 PM |
loyalty-circuitry | $100.00 | 12/5/2011 6:19:02 PM |
awwaww | $25.00 | 12/5/2011 5:28:18 PM |
82 Investments
|
Borrower Payment Dependent Notes Series
537181
This series of Notes was issued and sold upon the funding of the borrower loan #57047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $227 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hopeful-affluence8 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2700
Monthly expenses: $
Housing: $715
Insurance: $55
Car expenses: $300
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
john0720 | $25.00 | 11/30/2011 7:48:43 AM |
pound-mushroom3 | $25.00 | 11/28/2011 5:12:00 PM |
igniter584 | $25.00 | 11/28/2011 5:12:24 PM |
careful-note | $50.00 | 11/28/2011 5:06:43 PM |
tedlo | $25.00 | 11/29/2011 7:43:04 AM |
Bank_Of_XL | $25.00 | 11/29/2011 9:12:28 AM |
credit-socrates648 | $2,500.00 | 11/29/2011 1:21:01 PM |
social-zebra | $30.00 | 11/29/2011 1:58:24 PM |
money-bauble | $200.00 | 11/29/2011 5:10:57 PM |
sensible-trade | $100.00 | 11/29/2011 5:20:30 PM |
wwwUniversal | $25.00 | 11/29/2011 5:30:04 PM |
tenacious-capital3 | $26.27 | 11/29/2011 5:31:18 PM |
intrepid-loot | $25.00 | 11/29/2011 5:30:16 PM |
wlm3012 | $30.00 | 11/29/2011 6:34:03 PM |
silvercertificate | $25.00 | 11/29/2011 2:31:03 PM |
durban | $25.00 | 11/29/2011 8:49:47 PM |
sharp-return7 | $25.00 | 11/29/2011 9:12:45 PM |
meenan | $75.00 | 11/29/2011 4:31:57 PM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:51 AM |
enterprising-credit2 | $50.00 | 11/29/2011 4:33:26 PM |
tech310 | $50.00 | 11/30/2011 12:15:35 AM |
credible-balance0 | $25.00 | 11/30/2011 5:28:01 AM |
worthy-bid8 | $50.00 | 11/29/2011 5:19:56 PM |
wise-deal-panda | $100.00 | 11/29/2011 5:22:53 PM |
unassailable-fund | $25.00 | 11/30/2011 5:22:40 AM |
vigorous-moola | $36.00 | 11/30/2011 6:37:33 AM |
HelpNeedy | $100.00 | 11/29/2011 5:40:31 PM |
bentonlending | $50.00 | 11/30/2011 8:40:59 AM |
Ravyn | $25.00 | 11/30/2011 7:24:15 AM |
thankful-nickel2 | $25.00 | 11/29/2011 8:55:15 PM |
GCInvestments | $25.00 | 11/29/2011 9:12:13 PM |
dontletmoneyfoolya | $25.00 | 11/30/2011 9:03:47 AM |
organized-payment6 | $50.00 | 11/30/2011 6:07:09 AM |
BxRealtor | $25.00 | 11/28/2011 5:06:24 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:32 PM |
pdub | $75.00 | 11/28/2011 5:13:06 PM |
weiyinsan | $25.00 | 11/29/2011 1:37:55 PM |
Ven58 | $25.00 | 11/29/2011 2:57:40 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:41 AM |
silver-birdie | $100.00 | 11/29/2011 5:16:31 PM |
toblerone | $25.00 | 11/29/2011 5:23:56 PM |
careful-money2 | $35.00 | 11/29/2011 5:56:10 PM |
first-intelligent-credit | $125.00 | 11/29/2011 6:46:51 PM |
rbgnr111 | $25.00 | 11/29/2011 7:47:52 PM |
diverse2 | $30.00 | 11/29/2011 3:45:31 PM |
Hexnut | $100.00 | 11/29/2011 9:56:27 PM |
IIP77 | $25.00 | 11/30/2011 3:20:38 AM |
dynamic-money271 | $25.00 | 11/29/2011 5:18:08 PM |
superb-funds335 | $25.00 | 11/29/2011 5:22:24 PM |
lokiswolf | $30.00 | 11/30/2011 7:15:36 AM |
unafraid-loan5 | $25.00 | 11/30/2011 8:15:17 AM |
credit-investor5 | $50.00 | 11/30/2011 6:43:10 AM |
return-smasher2 | $30.58 | 11/30/2011 8:31:15 AM |
reward-dynamo | $40.00 | 11/30/2011 7:18:54 AM |
vigorous-payment6 | $100.00 | 11/30/2011 7:45:56 AM |
bid-arrow9 | $35.00 | 11/30/2011 8:20:36 AM |
Investor_DP | $52.15 | 11/30/2011 9:10:26 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
537521
This series of Notes was issued and sold upon the funding of the borrower loan #56701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-16-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,242 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-shiny-generosity |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
House Improvements
Purpose of loan:
I am requesting a loan of $15,000 to perform some house improvements. The loan I qualified is to return the payment back within 3 years, but I will only need 1 year to do this. The reason I only say 1 year is that I do have $15,000 I my own money to do the house improvements but would rather save that in case any emergencies may appear within the year.
My financial situation:
My credit card companies hate me because I always pay the bill in full all the time. I live within my budget and have zero debt to pay.
Monthly net income: $3000
Monthly expenses: $950
Housing: $ I rent and fee is part of the monthly expenses of $950 above.
Insurance: $650 for the year.
Car expenses: $80 for gas per month and occasional oil change
Utilities: $ My utilities are included in my monthly rent.
Phone, cable, internet: $ 90
Credit cards and other loans: $900 is the average total payment for my credit cards per month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
john0720 | $25.00 | 11/7/2011 7:16:34 AM |
cnovak | $25.00 | 11/6/2011 12:08:53 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:19 PM |
evnagelist | $25.00 | 11/6/2011 1:16:33 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:42 PM |
janeybooboo | $100.00 | 11/6/2011 7:10:52 PM |
Bank_Of_XL | $25.00 | 11/6/2011 3:56:43 PM |
sociallender | $25.00 | 11/7/2011 4:03:37 AM |
kindness-jedi | $25.00 | 11/7/2011 9:17:12 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:57 AM |
jamiee73 | $25.00 | 11/7/2011 11:37:48 AM |
Tylerh | $500.00 | 11/7/2011 2:19:44 PM |
BxRealtor | $25.00 | 11/7/2011 4:16:45 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:32 PM |
terrific-p2ploan | $25.00 | 11/7/2011 6:39:33 PM |
organized-payment6 | $50.00 | 11/8/2011 5:43:36 AM |
enticing-exchange3 | $25.00 | 11/8/2011 8:31:50 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:34 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:57 PM |
rcm87 | $50.00 | 11/9/2011 6:27:22 AM |
triumph329 | $30.00 | 11/10/2011 5:29:46 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:16 AM |
antlr | $50.00 | 11/9/2011 9:17:59 PM |
Rick21 | $25.00 | 11/10/2011 9:58:25 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:11 AM |
golden-velocity9 | $25.00 | 11/10/2011 12:05:45 PM |
a-social-nebula | $25.00 | 11/10/2011 10:52:15 AM |
managedfund | $3,000.00 | 11/10/2011 2:55:11 PM |
circuitfive | $25.00 | 11/10/2011 5:57:55 PM |
SolarMoonshine | $25.00 | 11/11/2011 5:25:07 PM |
harperpotok | $100.00 | 11/11/2011 3:03:36 PM |
aabadabadoo | $50.00 | 11/11/2011 8:32:16 PM |
skuba | $75.00 | 11/11/2011 11:30:26 PM |
market-network | $25.00 | 11/12/2011 4:18:47 AM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:38 AM |
rvtbike | $50.00 | 11/12/2011 8:33:59 AM |
CasaDeTomas | $100.00 | 11/12/2011 9:20:30 AM |
paladin510 | $40.00 | 11/12/2011 8:02:43 AM |
Gibbyland | $100.00 | 11/12/2011 8:45:34 AM |
valiant-money | $35.00 | 11/12/2011 10:01:05 AM |
sincere-order5 | $100.00 | 11/12/2011 12:08:47 PM |
JustMee | $25.00 | 11/13/2011 5:35:35 AM |
bid-czar8 | $100.00 | 11/13/2011 3:14:22 AM |
simplelender80 | $250.00 | 11/13/2011 7:21:55 AM |
Daneistes | $50.00 | 11/13/2011 8:54:55 AM |
caring-basis0 | $300.00 | 11/12/2011 10:07:30 PM |
reflective-rupee | $25.00 | 11/13/2011 1:32:15 PM |
leeball | $50.00 | 11/13/2011 1:33:33 PM |
Trident-Fund | $50.00 | 11/13/2011 2:35:27 PM |
GCInvestments | $29.00 | 11/13/2011 2:38:00 PM |
elegant-loot | $25.00 | 11/13/2011 4:04:38 PM |
AvPro | $36.00 | 11/13/2011 11:31:16 AM |
friendinmoney | $30.63 | 11/13/2011 12:08:16 PM |
herbyman | $50.00 | 11/13/2011 1:38:09 PM |
GMPK_TLAS | $50.00 | 11/13/2011 9:09:53 PM |
well-mannered-income3 | $40.00 | 11/13/2011 8:01:40 PM |
buraky | $50.00 | 11/13/2011 10:52:15 PM |
top-magnificent-greenback | $25.00 | 11/13/2011 11:36:32 PM |
Winged_Inspirations | $200.00 | 11/14/2011 5:21:20 AM |
JustMee | $25.00 | 11/14/2011 6:23:30 AM |
lemontree | $50.00 | 11/14/2011 9:00:45 AM |
silverloan | $50.00 | 11/13/2011 7:08:54 PM |
Tknojnky | $25.00 | 11/14/2011 9:14:53 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:27 AM |
worth-arch | $25.00 | 11/14/2011 11:12:18 AM |
innocent-deal | $25.00 | 11/14/2011 1:43:51 PM |
fortytwo | $200.00 | 11/14/2011 2:26:29 PM |
principal-kung-fu | $25.00 | 11/14/2011 2:53:51 PM |
astute-benjamins | $25.00 | 11/14/2011 3:02:21 PM |
HamachiMan | $25.00 | 11/14/2011 2:38:52 PM |
Lam0nt | $25.00 | 11/14/2011 2:39:38 PM |
p123 | $50.00 | 11/14/2011 5:11:56 PM |
relentless-fund1 | $25.00 | 11/15/2011 3:38:52 AM |
Christophe | $50.00 | 11/15/2011 6:56:17 AM |
loyalty-sherpa | $25.00 | 11/15/2011 6:57:51 AM |
flexible-value | $50.00 | 11/14/2011 8:12:36 PM |
Shirts | $38.16 | 11/15/2011 9:37:14 AM |
Money_Working | $34.67 | 11/15/2011 10:57:18 AM |
marwadi-62 | $50.00 | 11/15/2011 6:45:49 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:31 AM |
Poncee | $25.00 | 11/15/2011 9:33:53 AM |
dordee | $60.00 | 11/15/2011 10:03:43 AM |
bughead | $25.00 | 11/15/2011 4:09:18 PM |
contract-lotus | $50.00 | 11/15/2011 3:49:55 PM |
zeelender | $25.00 | 11/15/2011 4:19:55 PM |
just-loyalty643 | $50.00 | 11/15/2011 8:29:04 PM |
the-enthralling-coin | $25.00 | 11/15/2011 11:09:04 PM |
benefit-investor1 | $25.00 | 11/15/2011 10:10:41 PM |
abnvette | $30.00 | 11/15/2011 11:30:19 PM |
cr8on | $100.00 | 11/15/2011 11:40:40 PM |
riproaringrapids | $25.00 | 11/16/2011 5:06:40 AM |
KLCRAY | $25.00 | 11/16/2011 5:24:49 AM |
whitegold24k | $239.76 | 11/15/2011 9:21:17 PM |
moola-monger9 | $50.00 | 11/16/2011 8:11:25 AM |
asset-reaction | $50.00 | 11/16/2011 8:46:30 AM |
MrUSC | $25.00 | 11/16/2011 4:50:36 AM |
pfh | $25.00 | 11/16/2011 5:15:49 AM |
helpful-loan245 | $25.00 | 11/16/2011 11:10:48 AM |
listing-reformation8 | $50.00 | 11/16/2011 12:11:57 PM |
palace2 | $171.59 | 11/16/2011 6:54:41 AM |
blazing-capital2 | $250.00 | 11/16/2011 8:42:59 AM |
katnmouse | $60.00 | 11/16/2011 2:46:57 PM |
BlueProteus | $25.00 | 11/16/2011 3:06:08 PM |
davidecl | $25.00 | 11/16/2011 10:15:38 AM |
penguino | $100.00 | 11/16/2011 6:22:56 PM |
seabassx | $25.00 | 11/16/2011 1:54:06 PM |
orgy63 | $25.00 | 11/16/2011 3:37:08 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:28:52 PM |
Bob450 | $1.56 | 11/16/2011 7:55:15 PM |
Weaverville | $25.00 | 11/16/2011 7:41:19 PM |
Comoparklender | $50.00 | 11/16/2011 7:05:25 PM |
shur | $50.00 | 11/16/2011 7:25:59 PM |
rescue | $100.00 | 11/6/2011 12:29:19 PM |
BenR | $100.00 | 11/6/2011 12:34:13 PM |
pound-mushroom3 | $25.00 | 11/6/2011 1:56:01 PM |
jescowa | $50.00 | 11/6/2011 2:20:34 PM |
riskreward | $250.00 | 11/6/2011 2:01:52 PM |
kulender | $50.00 | 11/6/2011 5:11:25 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:02 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:42 PM |
credit-coach118 | $65.27 | 11/7/2011 10:55:39 AM |
mikrolown | $25.00 | 11/7/2011 12:35:05 PM |
kchen486 | $50.00 | 11/7/2011 2:08:36 PM |
smear87 | $25.00 | 11/7/2011 6:48:53 PM |
SimpleChoice | $25.00 | 11/8/2011 8:51:58 AM |
Theodon | $25.00 | 11/8/2011 10:24:32 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:18 AM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:08 PM |
economy-sunrise | $30.00 | 11/8/2011 11:30:08 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:26 PM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:08 PM |
ingenious-deal6 | $25.00 | 11/9/2011 11:51:38 PM |
blueshound | $25.00 | 11/9/2011 8:23:05 PM |
CashFlow13 | $100.00 | 11/10/2011 2:57:36 PM |
lendersf | $50.00 | 11/10/2011 6:21:29 PM |
umfan123 | $25.00 | 11/11/2011 8:32:08 AM |
selector568 | $300.00 | 11/11/2011 9:46:15 AM |
colorfulgardener | $25.00 | 11/11/2011 1:39:44 PM |
Sid-K | $25.00 | 11/11/2011 3:02:50 PM |
houli123 | $25.00 | 11/11/2011 5:15:13 PM |
Asparagirl | $25.00 | 11/11/2011 11:21:47 PM |
bold-riveting-social | $25.00 | 11/11/2011 11:45:50 PM |
herman7 | $25.00 | 11/12/2011 5:35:53 AM |
courteous-fund9 | $100.00 | 11/12/2011 3:59:00 PM |
OzGuy609 | $25.00 | 11/12/2011 9:46:21 PM |
heerzaquestion | $50.00 | 11/13/2011 6:33:09 AM |
kevin314 | $50.00 | 11/12/2011 5:01:55 PM |
gain-mountain1 | $250.00 | 11/12/2011 5:44:52 PM |
objective-investor | $250.00 | 11/13/2011 10:59:32 AM |
Charmart | $25.00 | 11/13/2011 2:33:26 PM |
lucrative-coin | $50.00 | 11/13/2011 5:12:26 PM |
fair-pound5 | $100.00 | 11/13/2011 8:22:13 PM |
Mendosurfire | $50.00 | 11/13/2011 9:52:25 PM |
a-responsible-return | $50.00 | 11/13/2011 6:00:24 PM |
Nazbuster | $50.00 | 11/13/2011 6:56:07 PM |
ajst1 | $25.00 | 11/14/2011 10:17:23 AM |
coin-sonnet | $100.00 | 11/14/2011 12:06:14 AM |
rdrloan | $50.00 | 11/14/2011 7:13:30 AM |
lazyeye | $80.59 | 11/14/2011 3:26:38 PM |
sensible-trade | $100.00 | 11/14/2011 10:56:38 AM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:28:41 AM |
nycitynoodle | $100.00 | 11/14/2011 11:36:54 AM |
Watersports | $50.00 | 11/14/2011 8:15:32 PM |
fantastic-wampum1 | $100.00 | 11/14/2011 2:43:27 PM |
kbmin | $25.00 | 11/15/2011 8:45:23 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:28:05 AM |
reducereuserecycle | $47.77 | 11/15/2011 6:59:47 AM |
social-pizza5 | $25.00 | 11/15/2011 8:02:49 AM |
invincible-platinum9 | $25.00 | 11/15/2011 1:59:53 PM |
Mojo1 | $50.00 | 11/15/2011 1:49:51 PM |
wise-deal-panda | $100.00 | 11/15/2011 2:58:57 PM |
WalnutCreekguy | $100.00 | 11/15/2011 4:02:50 PM |
wwwUniversal | $25.00 | 11/15/2011 5:23:54 PM |
nyran20 | $50.00 | 11/15/2011 5:12:14 PM |
PaulW | $40.00 | 11/15/2011 11:49:03 AM |
money-vista | $50.00 | 11/15/2011 5:20:13 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:16 PM |
dime-sprout | $50.00 | 11/15/2011 5:46:05 PM |
worthy-bid8 | $50.00 | 11/16/2011 5:45:52 AM |
green28 | $150.00 | 11/16/2011 5:27:50 AM |
thorough-marketplace441 | $100.00 | 11/15/2011 8:39:44 PM |
whitegold24k | $100.00 | 11/15/2011 8:47:08 PM |
brightest-creative-leverage | $25.00 | 11/16/2011 6:04:30 AM |
oldman68 | $25.00 | 11/16/2011 8:00:54 AM |
golffish2 | $25.00 | 11/16/2011 4:09:30 AM |
rook1138 | $25.00 | 11/16/2011 9:56:39 AM |
duty-explosion9 | $50.00 | 11/16/2011 11:00:16 AM |
kenji4861 | $25.00 | 11/16/2011 12:20:31 PM |
feiandasun | $25.00 | 11/16/2011 1:15:53 PM |
ethicalhumanist | $100.00 | 11/16/2011 6:38:01 PM |
bold-direct-asset | $50.00 | 11/16/2011 6:43:21 PM |
191 Investments
|
Borrower Payment Dependent Notes Series
537529
This series of Notes was issued and sold upon the funding of the borrower loan #56942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-25-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 16.44% |
Borrower rate/APR:
| 17.44% / 19.33% |
Monthly payment:
| $326.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.37% | | |
| |
Estimated return*:
| 12.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 17% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,221 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| sensible-greenback545 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation 2011 Plan
Purpose of loan:
Consolidate revolving credit into fixed payment plan.
My financial situation:
Solid employment and no late payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/25/2011 5:30:06 PM |
bb575 | $50.00 | 11/25/2011 5:16:31 PM |
igniter584 | $25.00 | 11/25/2011 5:20:03 PM |
LoanerPrincipal | $25.00 | 11/25/2011 5:26:16 PM |
sfmf | $25.00 | 11/25/2011 5:17:45 PM |
blot44 | $25.00 | 11/25/2011 7:43:01 PM |
csak13 | $50.00 | 11/26/2011 8:42:56 AM |
igniter584 | $25.00 | 11/27/2011 8:30:09 AM |
Yaout | $100.00 | 11/26/2011 10:51:46 PM |
enriching-trade2 | $50.00 | 11/28/2011 5:24:42 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:04 PM |
the-precious-bid | $25.00 | 11/28/2011 5:22:00 PM |
enterprising-credit2 | $100.00 | 11/29/2011 6:44:38 AM |
Clambake | $25.00 | 11/29/2011 9:06:07 AM |
don8ter | $50.00 | 11/29/2011 9:35:54 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:02:11 AM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:44:28 PM |
yield-hut | $50.00 | 11/29/2011 2:08:16 PM |
novice-speculator | $25.00 | 11/29/2011 3:01:40 PM |
SolarMoonshine | $25.00 | 11/29/2011 3:45:37 PM |
well-mannered-income3 | $70.00 | 11/29/2011 5:06:15 PM |
susurrus | $100.00 | 11/29/2011 5:55:38 PM |
sharp-income2 | $25.00 | 11/29/2011 5:33:24 PM |
wlm3012 | $30.00 | 11/29/2011 6:44:21 PM |
dime-sprout | $50.00 | 11/29/2011 2:04:08 PM |
mpatrick | $35.00 | 11/29/2011 7:28:54 PM |
Indio92203 | $25.00 | 11/29/2011 3:02:10 PM |
LoanDMC | $25.00 | 11/29/2011 8:26:45 PM |
cocopuffs | $50.00 | 11/29/2011 3:42:32 PM |
Hexnut | $100.00 | 11/29/2011 10:02:28 PM |
awesome-benefit1 | $25.00 | 11/29/2011 10:58:20 PM |
durban | $25.00 | 11/29/2011 8:49:46 PM |
Calif-smo | $25.00 | 11/29/2011 11:24:49 PM |
viennese | $25.00 | 11/30/2011 5:56:09 AM |
Digger85 | $50.00 | 11/30/2011 3:45:35 AM |
new-moola-triangulation | $25.00 | 11/30/2011 7:00:44 AM |
economy-popcorn | $25.00 | 11/30/2011 7:06:34 AM |
LimaGuy | $78.00 | 11/30/2011 7:28:19 AM |
High-flyer | $50.00 | 11/30/2011 8:15:13 AM |
DHolly | $25.00 | 11/29/2011 5:38:16 PM |
panda14 | $25.00 | 11/30/2011 8:42:22 AM |
Mailman2004 | $25.00 | 11/30/2011 7:56:55 AM |
money-bauble | $200.00 | 11/30/2011 9:05:39 AM |
IIP77 | $25.00 | 11/30/2011 3:20:24 AM |
don'twannadance | $50.00 | 11/30/2011 9:28:39 AM |
jimbo29blue | $50.00 | 11/30/2011 9:22:25 AM |
jimbo29blue | $50.00 | 11/30/2011 9:22:46 AM |
new-moola-triangulation | $25.00 | 11/30/2011 7:02:17 AM |
wwwUniversal | $25.00 | 11/30/2011 9:50:40 AM |
gristle_mcthornbody | $25.00 | 11/30/2011 10:47:12 AM |
kind-credit-nirvana | $25.00 | 11/30/2011 8:23:42 AM |
loot-heart | $25.00 | 11/30/2011 8:42:18 AM |
Dignified-Market29 | $25.00 | 11/30/2011 12:10:40 PM |
JeffHoll | $40.00 | 11/30/2011 12:10:59 PM |
hope-twister5 | $75.00 | 11/30/2011 12:45:21 PM |
Captain88 | $25.00 | 11/30/2011 11:53:53 AM |
dinero-launcher | $27.58 | 11/30/2011 9:20:49 AM |
blackstar | $25.00 | 11/30/2011 4:04:48 PM |
platinum-cargo | $50.00 | 11/30/2011 4:24:52 PM |
Imperativity | $35.67 | 11/30/2011 4:27:48 PM |
Supernick | $100.00 | 11/30/2011 4:38:41 PM |
healthy-bonus6 | $25.00 | 11/30/2011 4:45:10 PM |
don'twannadance | $78.00 | 11/30/2011 9:29:03 AM |
trustworthy-finance6 | $300.00 | 11/30/2011 2:35:44 PM |
chicagoprosper | $50.00 | 11/30/2011 3:32:02 PM |
poolshark72 | $25.00 | 11/30/2011 4:09:55 PM |
brightest-fund-base | $25.00 | 11/30/2011 4:16:01 PM |
EretzCapital | $51.49 | 11/30/2011 4:23:45 PM |
thoughtful-contract984 | $41.03 | 11/30/2011 4:58:34 PM |
life-is-great | $25.00 | 11/30/2011 5:11:05 PM |
nimble-nickel | $50.00 | 11/30/2011 10:40:54 AM |
lokiswolf | $30.00 | 11/30/2011 11:35:59 AM |
courteous-platinum7 | $25.00 | 11/30/2011 11:36:29 AM |
CSUgrad08 | $50.00 | 11/30/2011 5:57:45 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:27:59 PM |
SkyLoan | $25.00 | 11/30/2011 6:43:40 PM |
daano15 | $25.00 | 11/30/2011 8:22:55 PM |
credit-high-five8 | $25.00 | 11/30/2011 8:34:18 PM |
intrepid-loot | $25.00 | 11/30/2011 8:39:34 PM |
UCSBGAUCHOS | $27.50 | 11/30/2011 8:45:32 PM |
RB_Double-A_Bravo | $28.72 | 11/30/2011 2:19:34 PM |
benefit-awakening9 | $99.97 | 11/30/2011 7:14:26 PM |
FLSmooth | $50.00 | 11/30/2011 10:19:42 PM |
direct-responsibility7 | $152.00 | 11/30/2011 8:14:50 PM |
fairness-saga2 | $100.00 | 11/30/2011 8:17:16 PM |
balance-voyager | $50.00 | 11/30/2011 4:27:31 PM |
dough-hammock | $25.00 | 11/30/2011 9:19:02 PM |
pureprofit | $100.00 | 11/30/2011 9:35:27 PM |
autonomous-kindness8 | $25.00 | 11/30/2011 5:28:34 PM |
coloradoadam | $25.00 | 11/30/2011 7:18:21 PM |
kilgore1311 | $25.00 | 11/30/2011 8:42:42 PM |
BxRealtor | $25.00 | 11/25/2011 5:18:11 PM |
EngineersAlliance | $100.00 | 11/25/2011 5:28:50 PM |
Bank_Of_XL | $25.00 | 11/26/2011 9:01:42 AM |
shrewd-income | $125.00 | 11/26/2011 10:23:13 AM |
subtle-revenue0 | $25.00 | 11/25/2011 5:15:26 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:03 PM |
ingenious-deal6 | $25.00 | 11/26/2011 12:17:06 PM |
Investor_DP | $100.00 | 11/26/2011 12:34:26 PM |
careful-note | $50.00 | 11/27/2011 4:59:01 AM |
availableloan | $25.00 | 11/26/2011 10:24:45 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:35 PM |
kenji4861 | $25.00 | 11/28/2011 5:12:35 PM |
PRGuyinVA | $25.00 | 11/29/2011 9:37:12 AM |
natural-affluence4 | $25.00 | 11/29/2011 9:15:01 AM |
toblerone | $25.00 | 11/29/2011 9:49:01 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:40 AM |
rchissocol | $50.00 | 11/29/2011 2:46:06 PM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:00:59 PM |
DreDub | $50.00 | 11/29/2011 3:16:16 PM |
meenan | $75.00 | 11/29/2011 4:31:47 PM |
suave-dime6 | $25.00 | 11/29/2011 5:16:04 PM |
important-ore | $150.00 | 11/29/2011 5:17:52 PM |
terminal-velocity34 | $37.00 | 11/29/2011 5:15:37 PM |
superb-funds335 | $25.00 | 11/29/2011 5:22:24 PM |
finance-symphony7 | $200.00 | 11/29/2011 5:26:58 PM |
theloanteacher | $25.00 | 11/29/2011 6:07:49 PM |
DadWarbucks | $25.00 | 11/29/2011 5:36:23 PM |
progressive-economy261 | $400.00 | 11/29/2011 5:36:52 PM |
liberty-thinker | $25.00 | 11/29/2011 7:04:48 PM |
green-rate-futurist | $50.00 | 11/29/2011 2:05:32 PM |
blissful-finance7 | $33.58 | 11/29/2011 7:39:32 PM |
new-social-economist | $100.00 | 11/29/2011 8:54:40 PM |
diverse2 | $30.00 | 11/29/2011 3:45:28 PM |
hookUup | $29.20 | 11/29/2011 4:24:33 PM |
Jay0507 | $33.04 | 11/30/2011 5:26:45 AM |
goodhearted-gold3 | $25.00 | 11/30/2011 5:34:57 AM |
Phatt-Daddy | $25.00 | 11/30/2011 6:18:13 AM |
indomitable-coin | $25.00 | 11/30/2011 4:27:40 AM |
agalt | $150.00 | 11/30/2011 7:01:47 AM |
ace330 | $29.30 | 11/30/2011 7:23:03 AM |
graceful-investment | $25.00 | 11/30/2011 5:58:29 AM |
Erogan5877 | $50.00 | 11/29/2011 8:28:03 PM |
MONEYLENDER101 | $50.00 | 11/30/2011 8:45:42 AM |
thankful-nickel2 | $25.00 | 11/29/2011 8:52:23 PM |
just-loyalty643 | $50.00 | 11/29/2011 9:19:12 PM |
kulender | $100.00 | 11/30/2011 9:14:13 AM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:46 AM |
anacent | $25.00 | 11/30/2011 9:23:15 AM |
roadtruck | $30.00 | 11/30/2011 9:25:07 AM |
britgsb | $30.00 | 11/30/2011 9:32:42 AM |
fervent-repayment | $50.00 | 11/30/2011 5:55:56 AM |
zippy-greenback231 | $25.00 | 11/30/2011 6:11:51 AM |
heerzaquestion | $75.00 | 11/30/2011 9:25:43 AM |
generalcamacho | $36.45 | 11/30/2011 10:14:56 AM |
Longfellow20011 | $401.76 | 11/30/2011 8:36:15 AM |
Dignified-Market29 | $100.00 | 11/30/2011 11:33:25 AM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:09 AM |
listing-reformation8 | $120.00 | 11/30/2011 11:59:19 AM |
credit-coach118 | $55.17 | 11/30/2011 9:55:16 AM |
refined-return922 | $25.00 | 11/30/2011 12:27:09 PM |
mnbud | $25.00 | 11/30/2011 12:34:36 PM |
skaught | $50.00 | 11/30/2011 1:14:12 PM |
UBOtto186 | $100.00 | 11/30/2011 1:59:10 PM |
radforj22 | $50.00 | 11/30/2011 2:00:51 PM |
reinforced-reward | $25.00 | 11/30/2011 9:13:49 AM |
gilbrear | $25.00 | 11/30/2011 3:40:56 PM |
GrooveBiz | $25.00 | 11/30/2011 1:44:34 PM |
Cory79 | $37.35 | 11/30/2011 4:48:12 PM |
MrSolution | $50.00 | 11/30/2011 2:32:31 PM |
nimble-money086 | $25.00 | 11/30/2011 5:05:12 PM |
CivlDX | $40.10 | 11/30/2011 3:01:02 PM |
listing-exchanger596 | $29.51 | 11/30/2011 10:54:55 AM |
justice-alert | $25.00 | 11/30/2011 10:58:05 AM |
markdental | $50.00 | 11/30/2011 11:09:18 AM |
the-enthralling-coin | $25.00 | 11/30/2011 5:19:23 PM |
jwstclair | $25.00 | 11/30/2011 12:08:04 PM |
pious-benjamins1 | $72.78 | 11/30/2011 12:16:55 PM |
ashishxpatel | $50.00 | 11/30/2011 6:15:21 PM |
bold-basis-supernova | $58.53 | 11/30/2011 1:08:13 PM |
brainy-repayment5 | $50.00 | 11/30/2011 1:16:51 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:36 PM |
weiyinsan | $40.00 | 11/30/2011 8:43:15 PM |
clean-dime1 | $25.00 | 11/30/2011 6:09:49 PM |
mystical-fairness4 | $50.00 | 11/30/2011 9:20:10 PM |
BigMonkey | $31.45 | 11/30/2011 6:36:57 PM |
Nailman88 | $50.00 | 11/30/2011 2:56:30 PM |
sportsmagic | $250.00 | 11/30/2011 7:53:18 PM |
thrilling-dedication4 | $90.00 | 11/30/2011 10:35:46 PM |
VASLENDING | $0.03 | 11/30/2011 10:39:53 PM |
KirosPOS | $59.00 | 11/30/2011 8:34:22 PM |
repaymeplease | $29.52 | 11/30/2011 9:01:42 PM |
investment-comet | $25.00 | 11/30/2011 9:34:58 PM |
Ratgirl | $25.00 | 11/30/2011 5:15:42 PM |
OldFriend | $25.00 | 11/30/2011 5:33:11 PM |
loyalty-sherpa | $25.00 | 11/30/2011 5:36:34 PM |
jdrez | $50.00 | 11/30/2011 6:05:54 PM |
greentomato | $50.00 | 11/30/2011 7:23:49 PM |
fairness-saga2 | $100.00 | 11/30/2011 8:15:56 PM |
wise-benjamins-fortress | $25.00 | 11/30/2011 8:49:40 PM |
roi-advantage | $25.00 | 11/30/2011 9:13:11 PM |
graceful-IRAinvestment | $120.00 | 11/30/2011 10:34:38 PM |
192 Investments
|
Borrower Payment Dependent Notes Series
537563
This series of Notes was issued and sold upon the funding of the borrower loan #56816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,519 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| order-carnival1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Expense Consolidation
Purpose of loan:
This loan will be used to...consolidate past wedding expenses into one monthly payment.
My financial situation: Sound financially and able to pay back loan on time due to stable career situation.
I am a good candidate for this loan because I have never missed or been late for an obligated debt payment, and I am a low risk borrower. I had all of my credit cards payed off prior to my wedding expenses, so my plan is to do the same within 3 years with the help of this loan.
Monthly net income: $ 2800.00
Monthly expenses: $ 2205.00
Housing: $ 500.00
Insurance: $ 75.00
Car expenses: $ 650.00
Utilities: $ 150.00
Phone, cable, internet: $ 130.00
Food, entertainment: $ 275.00
Clothing, household expenses: $ 0.00
Credit cards and other loans: $ 425.00 (student loan and credit cards to be consolidated so this payment will be offset when this loan is received)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $25.00 | 11/21/2011 5:12:42 PM |
worth-blanket2 | $9,800.00 | 11/22/2011 12:10:39 PM |
leverage-monger | $25.00 | 11/22/2011 2:33:49 PM |
beaker | $25.11 | 11/22/2011 2:04:28 PM |
Lilybell | $25.00 | 11/22/2011 3:22:44 PM |
papaloha | $25.00 | 11/21/2011 5:23:25 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:07:00 AM |
Rollshaft | $30.00 | 11/22/2011 2:11:08 PM |
secureincome | $19.89 | 11/22/2011 4:04:43 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
537695
This series of Notes was issued and sold upon the funding of the borrower loan #56585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,227 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-bassoon1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
John Mark
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation: decent just would like to pay one payment
I am a good candidate for this loan because... I have a job and have been with the company 5 plus years
Monthly net income: $ 2200
Monthly expenses: $none
Housing: $950
Insurance: $100
Car expenses: $139
Utilities: $100
Phone, cable, internet: $45
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $120 minimum payment
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nickel-ferret | $50.00 | 11/7/2011 9:03:54 AM |
Interloper | $29.00 | 11/7/2011 11:06:10 AM |
pound-mushroom3 | $25.00 | 11/7/2011 11:20:08 AM |
cnovak | $25.00 | 11/7/2011 9:34:41 AM |
mikrolown | $25.00 | 11/7/2011 12:35:06 PM |
pdub | $75.00 | 11/7/2011 11:39:20 AM |
riskreward | $250.00 | 11/7/2011 11:34:33 AM |
Bank_Of_XL | $25.00 | 11/7/2011 12:46:43 PM |
Tylerh | $500.00 | 11/7/2011 2:19:51 PM |
reflective-rupee | $25.00 | 11/7/2011 4:36:26 PM |
massuot | $25.00 | 11/7/2011 6:04:31 PM |
wildanne | $200.00 | 11/7/2011 6:29:15 PM |
superb-funds335 | $25.00 | 11/7/2011 8:04:50 PM |
wkeboarder21 | $50.00 | 11/8/2011 3:28:46 AM |
BxRealtor | $25.00 | 11/8/2011 5:04:11 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:35 PM |
commitment-antioxidant8 | $25.00 | 11/8/2011 11:21:04 AM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:08 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:26 PM |
enterprising-credit2 | $25.00 | 11/9/2011 4:20:05 PM |
LarWit1512 | $25.00 | 11/9/2011 6:17:00 PM |
blueshound | $25.00 | 11/9/2011 8:22:42 PM |
Bendistraw | $25.00 | 11/10/2011 10:19:13 AM |
a-social-nebula | $25.00 | 11/10/2011 10:52:16 AM |
golden-velocity9 | $25.00 | 11/10/2011 12:05:46 PM |
cello1 | $25.00 | 11/10/2011 5:18:25 PM |
managedfund | $1,500.00 | 11/10/2011 2:55:41 PM |
umfan123 | $25.00 | 11/11/2011 8:32:09 AM |
pythia | $25.00 | 11/11/2011 3:15:35 PM |
Sid-K | $25.00 | 11/11/2011 3:02:53 PM |
aabadabadoo | $25.00 | 11/11/2011 8:33:28 PM |
valiant-money | $35.00 | 11/12/2011 10:00:56 AM |
matt_2006 | $25.00 | 11/12/2011 11:16:35 AM |
kevin314 | $50.00 | 11/12/2011 5:01:55 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:23 AM |
CaptainBL | $25.00 | 11/13/2011 12:43:40 PM |
leeball | $50.00 | 11/13/2011 1:33:34 PM |
GCInvestments | $29.00 | 11/13/2011 2:38:00 PM |
selector568 | $300.00 | 11/13/2011 10:12:45 AM |
lucrative-coin | $50.00 | 11/13/2011 5:12:27 PM |
fair-pound5 | $100.00 | 11/13/2011 8:22:14 PM |
ajst1 | $25.00 | 11/14/2011 10:17:23 AM |
buraky | $50.00 | 11/13/2011 10:52:16 PM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:29 AM |
worth-arch | $25.00 | 11/14/2011 11:12:18 AM |
fortytwo | $200.00 | 11/14/2011 2:26:30 PM |
fantastic-wampum1 | $100.00 | 11/14/2011 2:43:27 PM |
HamachiMan | $25.00 | 11/14/2011 2:38:54 PM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:28:42 AM |
loyalty-sherpa | $25.00 | 11/15/2011 6:57:53 AM |
kbmin | $25.00 | 11/15/2011 8:45:23 AM |
social-pizza5 | $25.00 | 11/15/2011 8:02:50 AM |
marwadi-62 | $50.00 | 11/15/2011 6:45:50 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:28:06 AM |
PaulW | $40.00 | 11/15/2011 11:49:04 AM |
invincible-platinum9 | $25.00 | 11/15/2011 1:59:54 PM |
Sunshine2222 | $25.00 | 11/15/2011 2:04:25 PM |
contract-lotus | $50.00 | 11/15/2011 3:49:55 PM |
zeelender | $25.00 | 11/15/2011 4:19:56 PM |
wwwUniversal | $25.00 | 11/15/2011 5:23:55 PM |
wampum-chorus3 | $25.00 | 11/15/2011 2:18:37 PM |
caseattle | $25.00 | 11/15/2011 6:33:29 PM |
KLCRAY | $25.00 | 11/16/2011 5:24:49 AM |
green28 | $200.00 | 11/16/2011 5:29:27 AM |
kenji4861 | $25.00 | 11/16/2011 12:20:31 PM |
goal-dollar1 | $50.00 | 11/16/2011 11:01:48 AM |
wise-deal-panda | $100.00 | 11/16/2011 6:34:35 PM |
britgsb | $30.00 | 11/16/2011 7:09:26 PM |
antlr | $50.00 | 11/16/2011 7:10:08 PM |
shur | $50.00 | 11/16/2011 7:25:59 PM |
theboygenius | $46.00 | 11/16/2011 8:35:04 PM |
just-loyalty643 | $50.00 | 11/16/2011 9:51:29 PM |
money-bauble | $200.00 | 11/17/2011 9:43:41 AM |
ctgscott | $25.00 | 11/17/2011 5:19:41 PM |
toblerone | $25.00 | 11/18/2011 7:38:26 AM |
heroic-compassion6 | $100.03 | 11/18/2011 7:24:50 AM |
Hobson | $30.00 | 11/18/2011 6:12:31 AM |
appcoder | $40.00 | 11/18/2011 8:19:45 AM |
mbehounek | $100.00 | 11/18/2011 8:53:56 AM |
papaloha | $25.00 | 11/18/2011 10:29:22 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:39 PM |
TBONE2008 | $50.00 | 11/19/2011 5:09:55 AM |
Bamaman205 | $25.00 | 11/18/2011 6:17:01 PM |
responsive-value4 | $25.00 | 11/19/2011 7:40:44 AM |
Scubadiver | $25.00 | 11/19/2011 10:07:37 AM |
worth-blanket2 | $2,700.00 | 11/19/2011 11:27:26 AM |
wilmajean | $50.00 | 11/18/2011 9:24:53 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:44:43 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:50 AM |
progressive-economy261 | $400.00 | 11/7/2011 10:27:43 AM |
janeybooboo | $75.00 | 11/7/2011 9:12:17 AM |
rescue | $100.00 | 11/7/2011 9:46:45 AM |
BenR | $100.00 | 11/7/2011 9:50:59 AM |
evnagelist | $25.00 | 11/7/2011 11:03:34 AM |
kchen486 | $50.00 | 11/7/2011 2:08:37 PM |
terrific-p2ploan | $25.00 | 11/7/2011 6:41:18 PM |
well-mannered-income3 | $50.00 | 11/7/2011 7:49:43 PM |
treasure-panda5 | $25.00 | 11/8/2011 10:10:42 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:22 AM |
impressive-loan | $100.00 | 11/8/2011 5:24:39 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:58 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:52:58 PM |
organized-payment6 | $50.00 | 11/9/2011 6:17:24 AM |
kindness-jedi | $25.00 | 11/9/2011 9:05:07 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:08 PM |
truth-silo | $50.00 | 11/9/2011 4:30:18 PM |
iaffy | $50.00 | 11/9/2011 12:27:52 PM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:16 AM |
axl163 | $25.00 | 11/10/2011 9:21:48 AM |
Rick21 | $25.00 | 11/10/2011 9:58:25 AM |
lendersf | $50.00 | 11/10/2011 6:21:30 PM |
CashFlow13 | $100.00 | 11/10/2011 6:27:26 PM |
leball | $25.00 | 11/11/2011 9:18:56 AM |
harperpotok | $100.00 | 11/11/2011 3:03:36 PM |
skuba | $75.00 | 11/11/2011 11:30:26 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:40 AM |
LOML | $35.00 | 11/11/2011 9:11:04 PM |
investmentgroup | $25.00 | 11/12/2011 4:13:55 AM |
CasaDeTomas | $100.00 | 11/12/2011 9:20:30 AM |
Gibbyland | $100.00 | 11/12/2011 8:45:34 AM |
helpful-loan245 | $25.00 | 11/12/2011 4:39:34 PM |
happyinvallarta | $50.00 | 11/13/2011 6:00:39 AM |
simplelender80 | $250.00 | 11/13/2011 7:21:56 AM |
Daneistes | $50.00 | 11/13/2011 8:54:55 AM |
850 | $50.00 | 11/12/2011 8:28:28 PM |
jamiee73 | $25.00 | 11/13/2011 2:44:09 PM |
a-responsible-return | $50.00 | 11/13/2011 6:00:25 PM |
coin-sonnet | $100.00 | 11/14/2011 12:06:15 AM |
GoodScot | $25.00 | 11/13/2011 3:22:52 PM |
GMPK_TLAS | $100.00 | 11/14/2011 2:20:57 AM |
lemontree | $50.00 | 11/14/2011 9:00:46 AM |
Tknojnky | $25.00 | 11/14/2011 9:14:53 AM |
Mendosurfire | $50.00 | 11/13/2011 9:52:25 PM |
sensible-trade | $100.00 | 11/14/2011 10:56:38 AM |
nycitynoodle | $50.00 | 11/14/2011 11:42:06 AM |
bold-shrewd-dedication | $250.00 | 11/14/2011 7:38:58 AM |
innocent-deal | $25.00 | 11/14/2011 1:43:52 PM |
astute-benjamins | $25.00 | 11/14/2011 3:03:51 PM |
p123 | $50.00 | 11/14/2011 5:11:56 PM |
flexible-value | $50.00 | 11/14/2011 8:12:36 PM |
caring-basis0 | $100.00 | 11/14/2011 8:35:38 PM |
herbyman | $50.00 | 11/15/2011 6:09:26 AM |
Ripsaw4U | $50.00 | 11/14/2011 5:43:26 PM |
Watersports | $50.00 | 11/14/2011 8:16:52 PM |
WalnutCreekguy | $100.00 | 11/15/2011 4:02:51 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:33 AM |
money-vista | $50.00 | 11/15/2011 5:20:13 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:18 PM |
invincible-platinum9 | $25.00 | 11/15/2011 4:00:59 PM |
JustMee | $25.00 | 11/16/2011 6:23:50 AM |
oldman68 | $25.00 | 11/16/2011 8:08:10 AM |
riproaringrapids | $25.00 | 11/16/2011 5:06:41 AM |
Brainworm | $25.00 | 11/16/2011 10:18:58 AM |
jescowa | $50.00 | 11/16/2011 11:39:30 AM |
blazing-capital2 | $250.00 | 11/16/2011 8:42:59 AM |
seabassx | $25.00 | 11/16/2011 2:11:53 PM |
SnakeV | $25.00 | 11/16/2011 11:59:11 AM |
Comoparklender | $50.00 | 11/16/2011 7:05:25 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:28:53 PM |
Weaverville | $25.00 | 11/17/2011 8:58:15 AM |
trade-surge3 | $25.00 | 11/16/2011 10:37:21 PM |
nalaari | $25.00 | 11/17/2011 7:35:45 AM |
terrific-dough6 | $75.00 | 11/17/2011 12:47:04 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:32 PM |
derec | $25.00 | 11/17/2011 4:46:57 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:42 AM |
caseattle | $25.00 | 11/18/2011 8:15:38 AM |
calbertrand | $25.00 | 11/18/2011 8:52:36 AM |
aesop56 | $100.00 | 11/18/2011 8:59:23 AM |
bold-direct-asset | $50.00 | 11/18/2011 9:16:49 AM |
Ven58 | $25.00 | 11/18/2011 6:12:29 AM |
bill-expert | $49.00 | 11/18/2011 8:51:59 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:30 AM |
2Below | $25.00 | 11/18/2011 10:48:54 AM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:26 PM |
houli123 | $25.00 | 11/18/2011 11:32:26 PM |
theboat | $27.00 | 11/19/2011 7:40:37 AM |
skillful-finance | $25.00 | 11/19/2011 8:12:53 AM |
Charmart | $25.00 | 11/19/2011 7:11:58 AM |
credit-investor5 | $50.00 | 11/19/2011 6:10:07 AM |
Cashman10 | $100.00 | 11/19/2011 7:27:04 AM |
first-class-yield9 | $24.97 | 11/19/2011 12:34:41 PM |
182 Investments
|
Borrower Payment Dependent Notes Series
537801
This series of Notes was issued and sold upon the funding of the borrower loan #57098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $401.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 35% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,174 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sparkling-pound4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
1977 Stingray
Purpose of loan:
This loan will be used to buy a 1977 Chevy Corvette Stingray. My son is a senior in high school & has been wanting this car. If you are able to provide us this loan, he will be the happiest 17 year old in the world.
My financial situation:
I am a good candidate for this loan because I can assure you I can meet this financial obligation. I have an excellent payment history & very good credit rating but banks will not make any funds available because we recently purchased a new home. I have worked at current employer for just over 5 years & my wife has been a teacher for 8 years. Son started working this year & has perfect attendance with his employer. He has money saved to pay towards his dream car. We live in a West Texas town & we are experiencing growth despite the situation in most of our nation. Our family is very responsible & determined to meet our promise to pay back this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/26/2011 12:15:05 PM |
bb575 | $50.00 | 11/26/2011 12:16:51 PM |
igniter584 | $25.00 | 11/27/2011 8:30:14 AM |
BxRealtor | $25.00 | 11/29/2011 9:11:50 AM |
Indio92203 | $26.40 | 11/29/2011 5:10:33 AM |
Bank_Of_XL | $25.00 | 11/29/2011 9:06:44 AM |
meenan | $75.00 | 11/29/2011 4:31:49 PM |
IIP77 | $25.00 | 11/30/2011 3:20:29 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:01 PM |
cash-professor | $30.00 | 11/30/2011 6:19:39 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:16 AM |
bankdaddy | $50.00 | 11/30/2011 6:08:47 PM |
sickid1 | $100.00 | 12/1/2011 12:15:34 AM |
ToweringDan | $50.00 | 12/1/2011 12:20:33 AM |
indomitable-coin | $25.00 | 12/1/2011 9:26:43 PM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:43 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:19 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:18 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:54 AM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:38 PM |
broker048 | $25.00 | 12/2/2011 9:16:11 PM |
auction-elvis | $25.00 | 12/3/2011 11:28:05 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:25 PM |
funds-captain4 | $50.00 | 12/4/2011 11:40:06 PM |
frooogal | $25.00 | 12/4/2011 8:53:16 PM |
gain-mountain1 | $100.00 | 12/5/2011 12:05:43 PM |
WilliamLeeSims | $25.00 | 12/5/2011 11:15:24 AM |
TrustPlus | $50.00 | 12/5/2011 5:06:34 PM |
astute-benjamins | $50.00 | 12/5/2011 3:00:59 PM |
Daneistes | $50.00 | 12/5/2011 5:07:45 PM |
lendme2 | $50.00 | 12/5/2011 5:10:26 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:37 PM |
silver-birdie | $100.00 | 12/5/2011 5:13:08 PM |
Ivan2007 | $25.00 | 12/5/2011 5:09:29 PM |
the-precious-bid | $25.00 | 12/5/2011 5:18:47 PM |
Clambake | $25.00 | 12/5/2011 5:12:55 PM |
turbostar666 | $25.00 | 12/5/2011 5:20:32 PM |
jjb3 | $25.00 | 12/5/2011 5:25:25 PM |
kchen486 | $50.00 | 12/5/2011 5:25:33 PM |
papaman | $25.00 | 12/5/2011 5:25:56 PM |
stensonb | $25.00 | 12/5/2011 5:19:55 PM |
ski bum | $100.00 | 12/5/2011 5:28:25 PM |
Oupa-George | $25.00 | 12/5/2011 5:28:28 PM |
restech | $25.00 | 12/5/2011 5:22:11 PM |
MrDavid | $53.00 | 12/5/2011 5:22:20 PM |
brightest-income-hunter | $25.00 | 12/5/2011 5:22:35 PM |
KLCRAY | $25.00 | 12/5/2011 5:31:59 PM |
Medic05 | $25.00 | 12/5/2011 5:32:20 PM |
rmachi | $25.00 | 12/5/2011 5:24:58 PM |
biglender5 | $25.00 | 12/5/2011 5:33:39 PM |
DadWarbucks | $25.00 | 12/5/2011 5:34:24 PM |
dkjl | $25.00 | 12/5/2011 2:24:00 PM |
credit-scout7 | $26.00 | 12/5/2011 5:37:08 PM |
skiberdad | $50.00 | 12/5/2011 5:30:29 PM |
jrbill1998 | $50.00 | 12/5/2011 5:39:21 PM |
Slend49 | $25.00 | 12/5/2011 5:33:07 PM |
DublinCaLender | $26.00 | 12/5/2011 5:41:46 PM |
Anny-Disco | $40.00 | 12/5/2011 5:35:39 PM |
autonomous-kindness8 | $25.00 | 12/5/2011 5:38:03 PM |
minista | $25.00 | 12/5/2011 5:38:34 PM |
Cai8899 | $50.00 | 12/5/2011 5:42:03 PM |
enriching-trade2 | $50.00 | 12/5/2011 5:08:37 PM |
unger | $125.11 | 12/5/2011 7:08:21 PM |
BR2006007 | $25.00 | 12/5/2011 5:11:10 PM |
loyalty-circuitry | $100.00 | 12/5/2011 6:20:29 PM |
RyanTH9893 | $25.00 | 12/5/2011 7:33:43 PM |
loot-heart | $25.00 | 12/5/2011 8:42:14 PM |
the-magnetic-transaction | $50.00 | 12/5/2011 9:10:30 PM |
dfealk | $25.00 | 12/5/2011 9:49:55 PM |
helpinghand63 | $25.00 | 12/5/2011 5:15:09 PM |
mwl | $25.00 | 12/5/2011 5:17:03 PM |
enterprising-credit2 | $50.00 | 12/5/2011 9:40:38 PM |
mtquan | $25.00 | 12/5/2011 5:19:13 PM |
cash-spinner | $25.00 | 12/6/2011 3:41:10 AM |
ThomasC | $27.00 | 12/5/2011 5:21:53 PM |
bankofriverside | $25.00 | 12/6/2011 4:30:44 AM |
Edwin_Rae | $25.00 | 12/6/2011 4:42:57 AM |
wigglesworth4 | $500.00 | 12/5/2011 5:23:30 PM |
Preteur | $25.00 | 12/5/2011 5:23:54 PM |
hopethisworks | $25.00 | 12/5/2011 5:26:27 PM |
Spiv_51 | $25.00 | 12/6/2011 4:44:12 AM |
Trigirl23 | $25.00 | 12/6/2011 4:51:29 AM |
msw_engr | $50.00 | 12/5/2011 5:27:19 PM |
edsmoney | $100.00 | 12/6/2011 5:42:16 AM |
buraky | $50.00 | 12/5/2011 5:28:35 PM |
christifa | $25.00 | 12/5/2011 5:29:00 PM |
worthy-bid8 | $50.00 | 12/5/2011 5:30:06 PM |
prainvestment | $50.00 | 12/6/2011 6:32:53 AM |
revenue-appraiser | $25.00 | 12/6/2011 5:50:22 AM |
MONEYLENDER101 | $50.00 | 12/5/2011 5:32:25 PM |
skuba | $75.00 | 12/5/2011 5:32:51 PM |
Tasselhoff | $25.00 | 12/6/2011 6:39:02 AM |
Tai | $25.00 | 12/5/2011 5:32:54 PM |
Brain_m | $25.00 | 12/5/2011 5:33:32 PM |
steamboatgal | $50.00 | 12/5/2011 5:36:38 PM |
hoyasaxa | $25.00 | 12/6/2011 7:22:42 AM |
buffalobills | $25.00 | 12/6/2011 7:25:55 AM |
divedude | $25.00 | 12/5/2011 5:37:55 PM |
srilm | $25.00 | 12/6/2011 8:22:06 AM |
ctgscott | $25.00 | 12/6/2011 9:05:56 AM |
ets2011 | $25.00 | 12/6/2011 8:24:59 AM |
cpbreton | $25.00 | 12/6/2011 9:06:45 AM |
Queueball1 | $25.00 | 12/6/2011 9:06:53 AM |
E_G | $50.00 | 12/6/2011 9:07:04 AM |
kwan | $25.00 | 12/6/2011 8:54:13 AM |
figs4u2 | $100.00 | 12/6/2011 9:07:08 AM |
lizard_lips | $25.00 | 12/6/2011 9:08:19 AM |
wise-bonus-honker | $25.00 | 12/6/2011 9:08:29 AM |
loyalty-circuitry | $100.00 | 12/5/2011 6:18:59 PM |
ianakacg | $25.00 | 12/6/2011 9:13:35 AM |
SnE | $50.00 | 12/6/2011 9:09:07 AM |
Green_Bean | $25.00 | 12/6/2011 9:10:20 AM |
flexible-value | $50.00 | 12/6/2011 9:13:22 AM |
bid-papyrus | $25.00 | 12/6/2011 9:13:40 AM |
norcalsv | $25.00 | 12/6/2011 9:22:23 AM |
dubois31 | $25.00 | 12/5/2011 10:05:02 PM |
x32248 | $25.00 | 12/5/2011 10:54:01 PM |
the-profit-oracle | $25.00 | 12/6/2011 9:26:02 AM |
narblark | $50.00 | 12/6/2011 9:22:58 AM |
ckatak | $36.00 | 12/6/2011 9:27:51 AM |
aasx1108 | $25.00 | 12/6/2011 9:24:24 AM |
Charmart | $25.00 | 12/6/2011 3:37:05 AM |
AnxiousAirman | $50.00 | 12/6/2011 9:25:16 AM |
nosualcneas | $25.00 | 12/6/2011 9:25:38 AM |
QuinMccoy | $50.00 | 12/6/2011 4:26:25 AM |
p2p-allocator | $25.00 | 12/6/2011 9:26:47 AM |
AJIPrivateNotes | $25.00 | 12/6/2011 9:26:56 AM |
Lender0424 | $25.00 | 12/6/2011 9:27:15 AM |
encore02 | $43.00 | 12/6/2011 9:28:36 AM |
brandall | $100.00 | 12/6/2011 7:19:29 AM |
octoberfresh | $25.00 | 12/6/2011 7:23:14 AM |
fairwealth | $25.00 | 12/6/2011 7:45:42 AM |
otalon | $25.00 | 12/6/2011 7:49:39 AM |
credit-coach118 | $25.18 | 12/6/2011 8:51:09 AM |
slartibardfast | $25.00 | 12/6/2011 9:14:47 AM |
Fuzkaska__F_u_n_d_s | $25.00 | 12/6/2011 9:16:01 AM |
ecstatic-money064 | $25.00 | 12/6/2011 9:21:04 AM |
orange-courageous-dedication | $25.00 | 12/6/2011 9:23:41 AM |
credible-durability | $25.00 | 12/6/2011 9:24:21 AM |
JKEnterprises | $25.00 | 12/6/2011 9:25:58 AM |
debt-legend | $25.00 | 12/6/2011 9:27:02 AM |
Banker7371 | $25.00 | 12/6/2011 9:27:20 AM |
AFairDeal | $25.00 | 11/26/2011 12:25:26 PM |
LoanerPrincipal | $25.00 | 11/26/2011 12:27:29 PM |
Chosen-one | $25.00 | 11/26/2011 6:37:58 PM |
umfan123 | $25.00 | 11/26/2011 5:55:08 PM |
capital-star5 | $25.00 | 11/26/2011 11:36:00 PM |
careful-note | $50.00 | 11/27/2011 4:59:07 AM |
rdrloan | $50.00 | 11/28/2011 8:57:07 AM |
chicagobanker | $50.00 | 11/29/2011 7:15:59 AM |
pdub | $75.00 | 11/29/2011 9:51:05 AM |
aabadabadoo | $25.00 | 11/29/2011 9:23:47 AM |
availableloan | $25.00 | 11/29/2011 8:04:01 PM |
tacopants | $250.00 | 11/30/2011 8:24:23 AM |
ingenious-deal6 | $25.00 | 11/30/2011 9:17:11 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:21 AM |
Keystonekop | $100.00 | 11/30/2011 5:55:26 PM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:50 PM |
kenji4861 | $25.00 | 12/2/2011 9:25:26 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:36 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:48 AM |
heart514 | $25.00 | 12/2/2011 7:52:25 PM |
a2190b | $36.00 | 12/3/2011 8:55:28 AM |
indomitable-coin | $25.00 | 12/2/2011 8:47:30 PM |
finance-symphony7 | $100.00 | 12/4/2011 8:43:07 AM |
Indio92203 | $50.00 | 12/4/2011 10:17:56 AM |
mad-scientist418 | $25.00 | 12/3/2011 2:20:26 PM |
tenacious-capital3 | $26.27 | 12/4/2011 12:29:38 PM |
penguino | $100.00 | 12/4/2011 2:39:50 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:41 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:22 PM |
astute-fairness0 | $25.00 | 12/5/2011 1:15:55 PM |
rightwingliberal | $50.00 | 12/5/2011 2:29:10 PM |
Deuce | $26.00 | 12/5/2011 1:15:50 PM |
ujiba | $27.00 | 12/5/2011 5:07:11 PM |
HeroJason86 | $25.00 | 12/5/2011 5:08:04 PM |
roadtruck | $50.00 | 12/5/2011 5:10:53 PM |
green-rate-futurist | $400.00 | 12/5/2011 4:12:15 PM |
anacent | $25.00 | 12/5/2011 5:12:30 PM |
shellcollector | $25.00 | 12/5/2011 5:15:56 PM |
dhw1 | $25.00 | 12/5/2011 5:16:19 PM |
Rick21 | $25.00 | 12/5/2011 5:16:33 PM |
mistertao | $25.00 | 12/5/2011 5:10:01 PM |
selfmademan | $25.00 | 12/5/2011 5:11:35 PM |
IP | $25.00 | 12/5/2011 5:18:43 PM |
compoundinterest | $50.00 | 12/5/2011 5:19:39 PM |
BenR | $100.00 | 12/5/2011 5:14:21 PM |
THREE-POINTS-LENDING | $25.00 | 12/5/2011 5:15:28 PM |
cnovak | $25.00 | 12/5/2011 5:18:23 PM |
w3alter | $50.00 | 12/5/2011 5:21:30 PM |
awwaww | $25.00 | 12/5/2011 5:28:18 PM |
Cheburashka | $25.00 | 12/5/2011 5:30:01 PM |
green-tree-shake | $30.00 | 12/5/2011 5:22:42 PM |
asya | $25.00 | 12/5/2011 5:30:35 PM |
toblerone | $25.00 | 12/5/2011 5:23:37 PM |
kyomoon | $38.00 | 12/5/2011 5:28:07 PM |
Aimvest | $25.00 | 12/5/2011 5:30:17 PM |
dajen1 | $40.00 | 12/5/2011 5:40:14 PM |
cablenews | $34.00 | 12/5/2011 5:33:41 PM |
Tradesmanlender | $25.00 | 12/5/2011 5:35:32 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:52:09 PM |
gjm6d | $25.00 | 12/5/2011 5:36:53 PM |
timbob | $100.00 | 12/5/2011 6:00:18 PM |
wdove511 | $25.00 | 12/5/2011 5:38:47 PM |
larslfe | $25.00 | 12/5/2011 5:39:15 PM |
CaboWaboRobo | $25.00 | 12/5/2011 5:40:34 PM |
ahalls | $25.00 | 12/5/2011 5:05:53 PM |
Marathoner | $25.00 | 12/5/2011 5:06:36 PM |
don8ter | $50.00 | 12/5/2011 5:11:42 PM |
ZeLonewolf | $25.00 | 12/5/2011 5:14:14 PM |
MonkeyHero | $50.00 | 12/5/2011 9:09:47 PM |
rocker137 | $42.00 | 12/5/2011 5:14:45 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:04:16 PM |
PRGuyinVA | $25.00 | 12/5/2011 5:17:23 PM |
blissful-deal0 | $500.00 | 12/5/2011 10:47:34 PM |
CLoViq | $53.00 | 12/6/2011 12:16:29 AM |
repaymeplease | $25.80 | 12/6/2011 2:44:25 AM |
mtquan | $25.00 | 12/5/2011 5:19:07 PM |
Ven58 | $30.00 | 12/6/2011 4:34:36 AM |
IIP77 | $25.00 | 12/6/2011 3:51:55 AM |
CFOGO | $25.00 | 12/6/2011 5:19:51 AM |
Breakfast_Gypsy | $25.00 | 12/5/2011 5:27:55 PM |
bashar | $25.00 | 12/6/2011 5:36:31 AM |
Helios77 | $74.00 | 12/6/2011 5:43:54 AM |
diverse2 | $30.00 | 12/5/2011 5:32:02 PM |
Ready2Loan | $25.00 | 12/5/2011 5:32:41 PM |
vigorous-payment6 | $50.00 | 12/6/2011 7:16:46 AM |
nybanker85 | $50.00 | 12/5/2011 5:37:36 PM |
EJPiper | $50.00 | 12/5/2011 5:54:23 PM |
sjlnn | $25.00 | 12/6/2011 9:05:27 AM |
Phunder | $25.00 | 12/6/2011 8:30:13 AM |
DaveG56313 | $25.00 | 12/6/2011 9:07:06 AM |
klinebarger | $25.00 | 12/6/2011 9:05:58 AM |
Aljasa2008 | $25.00 | 12/6/2011 9:08:26 AM |
the-dollar-topper | $150.00 | 12/6/2011 9:06:47 AM |
reinforced-reward | $25.00 | 12/6/2011 9:10:54 AM |
dood2112 | $25.00 | 12/6/2011 9:15:04 AM |
rudyindc | $25.00 | 12/6/2011 9:15:20 AM |
standanddeliver | $50.00 | 12/6/2011 9:15:57 AM |
zbfamwl | $25.00 | 12/6/2011 9:10:42 AM |
impressive-loan | $30.00 | 12/6/2011 9:12:01 AM |
versatilenyguy | $50.00 | 12/6/2011 9:17:30 AM |
ashlil01 | $25.00 | 12/6/2011 9:18:56 AM |
HUNTER599673 | $25.00 | 12/6/2011 9:12:31 AM |
fishing533 | $25.00 | 12/6/2011 9:14:09 AM |
bonanza1973 | $25.00 | 12/6/2011 9:19:57 AM |
rulender | $25.00 | 12/6/2011 9:20:23 AM |
gold-tsunami | $27.00 | 12/6/2011 9:17:44 AM |
hons2000 | $25.00 | 12/6/2011 9:23:02 AM |
Anamorph | $25.00 | 12/5/2011 9:47:08 PM |
investorrr | $50.00 | 12/5/2011 10:19:47 PM |
adir1 | $25.00 | 12/6/2011 1:20:58 AM |
SolarMoonshine | $25.00 | 12/6/2011 3:36:34 AM |
cash-sensai2 | $25.00 | 12/6/2011 9:24:58 AM |
leeball | $50.00 | 12/6/2011 9:25:48 AM |
pious-market939 | $40.00 | 12/6/2011 4:14:13 AM |
Firescreek | $25.00 | 12/6/2011 4:22:29 AM |
mennleo | $50.00 | 12/6/2011 9:26:51 AM |
tentonhammer99 | $25.80 | 12/6/2011 9:28:00 AM |
Malkial | $25.00 | 12/6/2011 4:57:25 AM |
gustavholstopus32 | $25.00 | 12/6/2011 5:17:40 AM |
zwx1997 | $25.00 | 12/6/2011 6:13:48 AM |
marwadi-62 | $50.00 | 12/6/2011 6:17:41 AM |
Tasmir | $25.00 | 12/6/2011 7:03:10 AM |
mattpet | $25.00 | 12/6/2011 7:08:35 AM |
ferdberfel | $38.24 | 12/6/2011 7:09:09 AM |
Mindful7 | $25.00 | 12/6/2011 7:49:21 AM |
Weaverville | $50.00 | 12/6/2011 8:07:27 AM |
kulender | $100.00 | 12/6/2011 9:06:33 AM |
Azonic21 | $25.00 | 12/6/2011 9:09:12 AM |
calinno2 | $25.00 | 12/6/2011 9:15:10 AM |
harperpotok | $100.00 | 12/6/2011 9:18:03 AM |
new-truth-chuckler | $25.00 | 12/6/2011 9:24:12 AM |
Gabriel02 | $25.00 | 12/6/2011 9:27:41 AM |
274 Investments
|
Borrower Payment Dependent Notes Series
537907
This series of Notes was issued and sold upon the funding of the borrower loan #56555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-17-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $342.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,008 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reasonable-order268 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...pay off debts from credit cards and doctor bills
My financial situation: good
I am a good candidate for this loan because...I pay all my bills on time and will have no problem paying this loan in full.
Monthly net income: $4500
Monthly expenses: $500
Housing: $989
Insurance: $85
Car expenses: $0
Utilities: $600
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $90.00 | 11/8/2011 9:09:31 AM |
rescue | $100.00 | 11/8/2011 9:10:49 AM |
loanman2007 | $75.00 | 11/8/2011 9:22:06 AM |
finance-mushroom | $200.00 | 11/8/2011 9:42:22 AM |
loan-hacker | $25.00 | 11/8/2011 10:08:31 AM |
handy-justice | $50.00 | 11/8/2011 10:05:04 AM |
reflective-rupee | $25.00 | 11/8/2011 11:00:18 AM |
coin-investor | $25.00 | 11/8/2011 11:57:18 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:44 PM |
vutah | $50.00 | 11/8/2011 6:03:42 PM |
TackingWindward | $25.00 | 11/9/2011 6:18:26 AM |
iaffy | $50.00 | 11/9/2011 12:27:54 PM |
heavy_ax | $50.00 | 11/9/2011 3:07:14 PM |
abundant-one | $25.00 | 11/9/2011 1:01:17 PM |
evan | $25.00 | 11/9/2011 7:51:33 PM |
dsgfl1 | $25.00 | 11/10/2011 3:11:34 AM |
suave-dime6 | $25.00 | 11/10/2011 6:23:33 AM |
steven3333 | $25.00 | 11/10/2011 7:43:45 AM |
Dubbs360 | $50.00 | 11/10/2011 9:38:01 AM |
feiandasun | $25.00 | 11/10/2011 9:56:48 AM |
loss-of-control | $100.00 | 11/10/2011 4:46:41 PM |
moola-tulip1 | $55.00 | 11/11/2011 12:35:40 PM |
well-mannered-income3 | $50.00 | 11/11/2011 2:12:54 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:12 PM |
restless-currency | $50.00 | 11/11/2011 6:58:32 PM |
CASSHMAN | $100.00 | 11/11/2011 7:27:38 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:14:58 AM |
ASR3 | $35.00 | 11/12/2011 5:32:13 AM |
robot777 | $50.00 | 11/12/2011 8:18:05 AM |
tshurts | $25.00 | 11/12/2011 3:18:55 PM |
fair-pound5 | $100.00 | 11/13/2011 8:22:16 PM |
coin-sonnet | $100.00 | 11/14/2011 12:06:20 AM |
loan-fate | $50.00 | 11/14/2011 9:01:59 AM |
red-power-pecan | $50.00 | 11/14/2011 9:06:45 AM |
HamachiMan | $25.00 | 11/14/2011 2:38:58 PM |
credit-maverick1 | $50.00 | 11/15/2011 7:00:05 AM |
enterprising-credit2 | $25.00 | 11/15/2011 7:47:47 AM |
octoberfresh | $25.00 | 11/15/2011 10:40:02 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:37 AM |
friendinmoney | $25.00 | 11/15/2011 9:11:08 AM |
invincible-platinum9 | $25.00 | 11/15/2011 1:59:55 PM |
fortytwo | $150.00 | 11/15/2011 10:22:28 AM |
abnvette | $28.92 | 11/15/2011 11:25:14 PM |
Maximum_Investment | $28.11 | 11/16/2011 2:49:58 AM |
EBITDA | $25.00 | 11/16/2011 2:53:21 AM |
rockhound84 | $28.00 | 11/16/2011 6:27:45 AM |
intrepid-loot | $25.00 | 11/16/2011 6:10:46 AM |
Christophe | $25.00 | 11/16/2011 7:37:58 AM |
realtormoises | $25.00 | 11/16/2011 6:59:02 AM |
payout-alien6 | $25.00 | 11/16/2011 12:22:47 AM |
moola-monger9 | $50.00 | 11/16/2011 8:12:10 AM |
lagnisiruk | $25.00 | 11/16/2011 1:58:44 AM |
green28 | $150.00 | 11/16/2011 5:19:05 AM |
gold-pudding6 | $60.00 | 11/16/2011 7:28:54 PM |
CA-Lender | $50.00 | 11/16/2011 8:15:17 PM |
l2fp | $25.00 | 11/16/2011 9:04:15 PM |
appcoder | $25.00 | 11/16/2011 10:34:20 PM |
Bob450 | $25.00 | 11/17/2011 7:00:30 AM |
hellasow | $25.00 | 11/17/2011 2:31:43 AM |
enthralling-deal180 | $25.00 | 11/17/2011 4:41:06 AM |
168RichCapital | $25.11 | 11/17/2011 10:18:57 AM |
mpatrick | $40.00 | 11/17/2011 10:44:56 AM |
terrific-dough6 | $30.69 | 11/17/2011 12:39:28 PM |
wwwUniversal | $25.00 | 11/17/2011 10:39:56 AM |
NewOrleans2012 | $25.00 | 11/17/2011 12:35:47 PM |
heavenly-interest9 | $500.00 | 11/8/2011 9:15:18 AM |
silver-wonder278 | $25.00 | 11/8/2011 10:34:00 AM |
fervent-repayment | $50.00 | 11/8/2011 10:54:47 AM |
janeybooboo | $50.00 | 11/8/2011 9:12:51 AM |
evnagelist | $25.00 | 11/8/2011 9:39:05 AM |
economy-coup | $50.00 | 11/8/2011 11:19:36 AM |
SolarMoonshine | $25.00 | 11/8/2011 3:47:50 PM |
benefit-banshee | $25.00 | 11/8/2011 8:58:28 PM |
genuine-dime | $100.00 | 11/9/2011 6:02:04 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:08 PM |
dime-futurist | $25.00 | 11/8/2011 9:36:59 PM |
dws2380 | $25.00 | 11/9/2011 2:42:24 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:23 PM |
credit-coach118 | $45.00 | 11/9/2011 5:04:01 PM |
erowis | $75.00 | 11/9/2011 7:41:10 PM |
blueshound | $25.00 | 11/9/2011 7:50:04 PM |
bold-shrewd-dedication | $250.00 | 11/10/2011 5:42:56 AM |
golden-velocity9 | $25.00 | 11/10/2011 11:36:16 AM |
Sid-K | $25.00 | 11/11/2011 3:03:01 PM |
ore-leaper1 | $45.00 | 11/11/2011 7:20:01 PM |
qwsd12 | $50.00 | 11/11/2011 6:18:53 PM |
papaloha | $25.00 | 11/11/2011 8:03:19 PM |
investmentgroup | $25.00 | 11/12/2011 4:13:44 AM |
gain-mountain1 | $50.00 | 11/12/2011 5:41:41 PM |
asset-professor | $50.00 | 11/13/2011 9:37:31 AM |
simplelender80 | $250.00 | 11/13/2011 7:21:25 AM |
wlm3012 | $30.00 | 11/13/2011 10:41:21 AM |
helpful-loan245 | $25.00 | 11/13/2011 7:00:46 PM |
bid-stockpiler1 | $25.00 | 11/13/2011 5:02:26 PM |
money-surge1 | $25.00 | 11/13/2011 7:01:46 PM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:38 AM |
profit-powerplant | $25.00 | 11/14/2011 10:04:23 AM |
return-enthusiast1 | $25.00 | 11/14/2011 11:29:42 AM |
unconquerable-cash | $100.00 | 11/14/2011 10:17:06 PM |
wealth-fields8 | $50.00 | 11/15/2011 11:30:01 AM |
managedfund | $1,750.00 | 11/15/2011 1:49:45 PM |
Money_Working | $25.00 | 11/15/2011 7:08:42 PM |
just-loyalty643 | $50.00 | 11/15/2011 8:35:11 PM |
nethosters | $25.00 | 11/16/2011 12:17:20 AM |
LendingPimp | $50.00 | 11/16/2011 1:01:06 AM |
Reliance_Banker | $25.00 | 11/15/2011 6:21:27 PM |
market-pudding | $25.00 | 11/16/2011 5:15:38 AM |
KLCRAY | $25.00 | 11/16/2011 5:24:53 AM |
evergreen16 | $100.00 | 11/15/2011 8:06:03 PM |
hope-eagle6 | $25.00 | 11/15/2011 10:18:15 PM |
compassion-artisan9 | $35.00 | 11/16/2011 12:03:05 AM |
dedicated-transaction796 | $50.00 | 11/16/2011 9:13:19 AM |
palace2 | $119.17 | 11/16/2011 4:36:53 AM |
Rogelio48 | $25.00 | 11/16/2011 9:48:16 AM |
duty-explosion9 | $50.00 | 11/16/2011 10:58:02 AM |
brightest-creative-leverage | $25.00 | 11/16/2011 6:05:21 AM |
listing-reformation8 | $30.00 | 11/16/2011 12:12:49 PM |
nilonc1 | $25.00 | 11/16/2011 4:52:15 PM |
first-integrity-gravity | $50.00 | 11/16/2011 6:55:12 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:40 PM |
preventivepestcontrol | $50.00 | 11/17/2011 10:01:16 AM |
mlj0671 | $25.00 | 11/17/2011 12:01:23 PM |
122 Investments
|
Borrower Payment Dependent Notes Series
538121
This series of Notes was issued and sold upon the funding of the borrower loan #56540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $399.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 29y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,305 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| interest-burrito3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2011)
680-699
(Oct-2010)
680-699
(Jun-2010)
700-719
(May-2010)
|
Principal balance:
| $6,140.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Cooper
Purpose of loan:
This loan will be used to consolidate my debt.
My financial situation:
I am a good candidate for this loan because I earn a good salary but my credit is shot from my divorce.
Monthly net income: $6000
Monthly expenses: $3305
Housing: $2000
Insurance: $100
Car expenses: $255
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/21/2011 5:08:51 PM |
Comoparklender | $25.00 | 11/22/2011 9:17:59 AM |
Katburg | $25.00 | 11/22/2011 12:44:49 PM |
loan-mammal | $100.00 | 11/21/2011 5:06:59 PM |
toblerone | $25.00 | 11/21/2011 5:32:44 PM |
enriching-trade2 | $50.00 | 11/22/2011 9:12:32 AM |
factcheck | $40.00 | 11/22/2011 10:30:53 AM |
worth-blanket2 | $9,500.00 | 11/22/2011 12:11:08 PM |
enterprising-credit2 | $60.00 | 11/22/2011 12:48:35 PM |
vestratech | $50.00 | 11/22/2011 12:45:08 PM |
enterprising-credit2 | $25.00 | 11/22/2011 12:47:50 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
538219
This series of Notes was issued and sold upon the funding of the borrower loan #57146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,063 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| CouldUseYourHelp |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring
Purpose of loan:
This loan will be used to...
Purchase an engagement ring
My financial situation:
I am a good candidate for this loan because...
I have been working full time for 20+ years and can afford reasonable monthly payments
Monthly net income: 2,200 $
Monthly expenses: $235
Housing: $0
Insurance: $0
Car expenses: $300
Utilities: $0
Phone, cable, internet: $130
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 12/1/2011 9:06:27 AM |
ericgassercom | $25.00 | 12/1/2011 9:24:15 AM |
careful-note | $50.00 | 12/1/2011 9:36:55 AM |
vutah | $25.00 | 12/1/2011 4:20:37 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:38 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:07 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:57 AM |
worth-blanket2 | $4,700.00 | 12/2/2011 11:41:08 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
538245
This series of Notes was issued and sold upon the funding of the borrower loan #57010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $316.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Biologist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,829 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| turbine2 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2010)
680-699
(Nov-2009)
660-679
(Jul-2009)
|
Principal balance:
| $4,826.16 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my credit card debt
My financial situation:
I am a good candidate for this loan because i have a job and steady income
Monthly net income: $8000
Monthly expenses: $2000
Housing: $2000
Insurance: $500
Car expenses: $150
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $2000
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-mammal | $100.00 | 11/28/2011 9:09:51 AM |
AFairDeal | $25.00 | 11/28/2011 9:06:15 AM |
rchissocol | $25.00 | 11/28/2011 4:18:46 PM |
LittleMingo | $25.00 | 11/28/2011 9:11:40 AM |
careful-note | $50.00 | 11/28/2011 9:15:05 AM |
igniter584 | $25.00 | 11/28/2011 9:28:51 AM |
pound-mushroom3 | $25.00 | 11/28/2011 5:12:06 PM |
dollar-tornado3 | $25.00 | 11/28/2011 11:10:07 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:11 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:49 PM |
Hexnut | $100.00 | 11/28/2011 10:32:47 PM |
DoctorJoe | $30.00 | 11/29/2011 4:15:36 AM |
Investor_DP | $100.00 | 11/29/2011 9:09:21 AM |
principal-cooker2 | $100.00 | 11/29/2011 9:14:50 AM |
RgPro | $25.00 | 11/29/2011 9:24:50 AM |
randsenterprise | $25.00 | 11/29/2011 9:40:35 AM |
twjh | $25.00 | 11/29/2011 9:27:36 AM |
papaloha | $100.00 | 11/29/2011 11:00:16 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:34 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:05:09 AM |
djh47a | $25.00 | 11/29/2011 1:31:22 PM |
Feyenoord | $30.00 | 11/28/2011 9:17:44 AM |
PRGuyinVA | $25.00 | 11/28/2011 9:30:31 AM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:00 AM |
GElender | $40.00 | 11/29/2011 6:44:05 AM |
AF-Chief | $25.00 | 11/29/2011 9:10:14 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:39 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:32 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:18 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:42:33 PM |
fascinating-transparency6 | $25.00 | 11/29/2011 12:07:05 PM |
tenacious-capital3 | $26.27 | 11/29/2011 9:44:48 AM |
virtuous-repayment | $50.00 | 11/29/2011 12:59:21 PM |
worth-blanket2 | $4,900.00 | 11/29/2011 1:51:41 PM |
toblerone | $25.00 | 11/29/2011 9:49:05 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:43 AM |
ChrisProsper | $38.73 | 11/29/2011 1:51:54 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
538271
This series of Notes was issued and sold upon the funding of the borrower loan #56370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,880 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| cunning-bazaar4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My final debt
Purpose of loan: credit card debt
This loan will be used to... consolidate my credit card debt
My financial situation:
I am a good candidate for this loan because...Never been late for the monthly payment.
Monthly net income: $3500
Monthly expenses: $2000
Housing: $1366
Insurance: $0
Car expenses: $0
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $20000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $500.00 | 11/10/2011 9:16:36 AM |
golffish2 | $100.00 | 11/10/2011 9:10:20 AM |
jjswanso | $25.00 | 11/10/2011 10:24:08 AM |
finance-solo | $50.00 | 11/10/2011 10:39:28 AM |
beaker | $25.01 | 11/10/2011 6:38:56 PM |
papaloha | $25.00 | 11/11/2011 8:03:28 PM |
coin-investor | $25.00 | 11/11/2011 8:06:29 PM |
robot777 | $50.00 | 11/12/2011 8:18:08 AM |
corndog4000 | $160.00 | 11/12/2011 11:40:22 AM |
bazaar-festivity | $75.00 | 11/12/2011 1:10:17 PM |
worth-blanket2 | $5,500.00 | 11/13/2011 10:00:04 PM |
Flreap | $9.99 | 11/14/2011 6:24:02 AM |
grotheik | $25.00 | 11/13/2011 8:13:40 PM |
pound-mushroom3 | $25.00 | 11/10/2011 9:24:41 AM |
InChicago | $100.00 | 11/10/2011 9:34:01 AM |
golden-velocity9 | $50.00 | 11/10/2011 11:49:22 AM |
economy-coup | $50.00 | 11/10/2011 2:11:49 PM |
SolarMoonshine | $25.00 | 11/10/2011 3:39:59 PM |
Something-Corporate | $25.00 | 11/11/2011 8:10:56 AM |
Rogelio48 | $30.00 | 11/11/2011 6:31:41 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:15:02 AM |
helpful-loan245 | $25.00 | 11/12/2011 8:40:25 PM |
asset-professor | $50.00 | 11/13/2011 9:38:35 AM |
euphoria8 | $25.00 | 11/13/2011 10:06:49 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
538327
This series of Notes was issued and sold upon the funding of the borrower loan #56427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $85 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| focused-peso9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ELM 11/9/11 request
Purpose of loan:
This loan will be used to...
Moving Expenses after transfer to Florida from Alabama
My financial situation:
I am a good candidate for this loan because...
I have a steady job and have been employed for more than 5 years with the same company.
Monthly net income: $3300.00
Monthly expenses: $1410.00 total 41% DTI
Housing: $518.00
Insurance: $200.00
Car expenses: $262.00
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards and other loans: $30.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tcpfan | $25.00 | 11/9/2011 5:35:16 PM |
transaction-circuit | $50.00 | 11/9/2011 6:04:20 PM |
SolarMoonshine | $25.00 | 11/9/2011 5:24:48 PM |
wkeboarder21 | $50.00 | 11/10/2011 2:45:35 PM |
excellent-wealth6 | $25.00 | 11/10/2011 5:13:13 PM |
bluebouyz | $25.00 | 11/10/2011 3:30:49 PM |
coin-investor | $25.00 | 11/10/2011 7:47:12 PM |
dudebrah | $25.00 | 11/10/2011 10:02:52 PM |
enterprising-credit2 | $25.00 | 11/11/2011 1:44:46 PM |
Danjack_Capital | $25.00 | 11/11/2011 7:15:29 PM |
gain-dolphin | $25.00 | 11/11/2011 7:28:50 PM |
hidavehi | $26.00 | 11/11/2011 7:58:56 PM |
FinDoc | $25.00 | 11/12/2011 6:41:40 AM |
Mombo-5 | $50.00 | 11/12/2011 6:46:58 AM |
compassionate-payment9 | $25.00 | 11/12/2011 10:06:42 AM |
luzonct | $100.00 | 11/12/2011 11:01:53 AM |
boneill | $25.00 | 11/12/2011 12:49:23 PM |
liberty-magnate | $25.00 | 11/12/2011 1:47:27 PM |
FriendInSeattle | $100.00 | 11/12/2011 1:19:41 PM |
thankful-nickel2 | $25.00 | 11/12/2011 7:39:59 PM |
havok555 | $35.00 | 11/12/2011 8:57:27 PM |
checzwick | $25.00 | 11/13/2011 6:31:10 AM |
Banker_Joe | $25.00 | 11/13/2011 3:21:49 PM |
GoingFishing | $25.00 | 11/13/2011 9:45:10 AM |
sanfelice14 | $25.00 | 11/13/2011 6:38:56 PM |
Bookophile | $50.00 | 11/13/2011 8:49:07 PM |
jpac1066 | $150.00 | 11/14/2011 7:21:07 AM |
joefoolz | $9.00 | 11/14/2011 10:40:45 AM |
finance-investor3 | $25.00 | 11/14/2011 8:33:37 AM |
economy-coup | $50.00 | 11/9/2011 7:58:53 PM |
ingenious-deal6 | $25.00 | 11/9/2011 11:42:50 PM |
foothillender | $25.00 | 11/10/2011 6:52:48 AM |
managedfund | $750.00 | 11/10/2011 1:51:29 PM |
Scotcha | $50.00 | 11/11/2011 7:06:00 AM |
asiaratt | $100.00 | 11/12/2011 3:27:14 AM |
penguino | $100.00 | 11/12/2011 7:11:33 AM |
elvisloans | $25.00 | 11/12/2011 7:16:57 AM |
leverage-monger | $25.00 | 11/12/2011 7:56:18 AM |
Money_Working | $25.00 | 11/12/2011 1:47:33 PM |
850 | $50.00 | 11/12/2011 8:07:53 PM |
favorite-commerce | $30.00 | 11/13/2011 7:19:52 AM |
turbobunny | $50.00 | 11/13/2011 11:16:52 PM |
palace2 | $100.00 | 11/14/2011 6:14:49 AM |
43 Investments
|
Borrower Payment Dependent Notes Series
538393
This series of Notes was issued and sold upon the funding of the borrower loan #57103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $146.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,395 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| rate-fluffy-bunny |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Consolidating credit card debt
Purpose of loan:
This loan will be used to consolidate credit card debt into one, lower interest monthly payment.
My financial situation:
I am a good candidate for this loan because I have a stable job, and have never missed a payment on a loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 12/1/2011 9:09:13 AM |
pdub | $75.00 | 12/1/2011 9:10:01 AM |
igniter584 | $25.00 | 12/1/2011 9:06:27 AM |
kenji4861 | $25.00 | 12/1/2011 9:35:00 AM |
LoanerPrincipal | $25.00 | 12/1/2011 9:44:06 AM |
GElender | $40.00 | 12/1/2011 9:41:04 AM |
Beechturner | $50.00 | 12/1/2011 11:17:17 AM |
BxRealtor | $25.00 | 12/1/2011 9:42:12 AM |
aabadabadoo | $25.00 | 12/1/2011 9:06:48 AM |
cwegert | $48.59 | 12/1/2011 12:45:26 PM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:59 PM |
GoGators01 | $25.00 | 12/1/2011 9:28:51 AM |
Digger85 | $50.00 | 12/1/2011 4:51:31 PM |
bb575 | $50.00 | 12/1/2011 9:34:14 AM |
jengachamp | $25.00 | 12/1/2011 4:06:33 PM |
important-ore | $150.00 | 12/1/2011 5:08:34 PM |
patriot897 | $25.00 | 12/1/2011 5:30:08 PM |
Hexnut | $100.00 | 12/1/2011 7:38:29 PM |
alpinaut | $30.00 | 12/2/2011 5:02:36 AM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:13 PM |
dollar-tornado3 | $25.00 | 12/2/2011 4:58:38 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:08 AM |
thankful-nickel2 | $25.00 | 12/1/2011 8:25:43 PM |
Leshan | $100.00 | 12/2/2011 7:41:39 AM |
The-Lighthouse-Group | $25.00 | 12/2/2011 3:04:56 AM |
radforj22 | $25.00 | 12/2/2011 3:15:49 AM |
nikkiesgrandma | $25.00 | 12/2/2011 4:46:19 AM |
blissful-cash3 | $100.00 | 12/2/2011 9:37:24 AM |
oskizzle | $25.00 | 12/2/2011 8:10:25 AM |
Clambake | $25.00 | 12/2/2011 9:43:55 AM |
DreDub | $50.00 | 12/2/2011 8:35:03 AM |
kulender | $100.00 | 12/2/2011 9:44:43 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:58 AM |
TWGCJ | $25.00 | 12/2/2011 9:09:30 AM |
5kids5 | $44.18 | 12/2/2011 10:56:47 AM |
Rivervale_Westwood | $100.00 | 12/2/2011 11:57:04 AM |
appcoder | $80.00 | 12/2/2011 9:20:47 AM |
enterprising-credit2 | $25.00 | 12/2/2011 9:24:55 AM |
goldenretriever | $100.00 | 12/2/2011 12:46:10 PM |
gain-expert | $45.00 | 12/2/2011 12:32:40 PM |
SudianX | $25.00 | 12/2/2011 12:54:36 PM |
mickeyroi | $75.00 | 12/2/2011 1:54:24 PM |
john0720 | $25.00 | 12/2/2011 7:34:08 AM |
ericgassercom | $25.00 | 12/1/2011 9:24:15 AM |
riv701 | $25.00 | 12/1/2011 11:12:54 AM |
lowrater | $75.90 | 12/1/2011 10:53:48 AM |
determined-revenue1 | $35.00 | 12/1/2011 9:12:59 AM |
JustMee | $25.00 | 12/1/2011 12:05:35 PM |
listing-trapper3 | $50.00 | 12/1/2011 9:26:04 AM |
SolarMoonshine | $25.00 | 12/1/2011 3:35:31 PM |
careful-note | $50.00 | 12/1/2011 9:36:55 AM |
silver-birdie | $100.00 | 12/1/2011 5:17:28 PM |
irishcocacola | $25.00 | 12/1/2011 6:56:30 PM |
just-loyalty643 | $50.00 | 12/1/2011 9:24:52 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:55 PM |
nikkiesgrandma | $25.00 | 12/2/2011 4:45:13 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:32 AM |
CFOGO | $25.00 | 12/2/2011 5:05:06 AM |
Mrs-Honeydew | $30.00 | 12/2/2011 5:21:02 AM |
Attract | $39.13 | 12/2/2011 5:43:39 AM |
r48 | $26.00 | 12/1/2011 5:56:14 PM |
irishcocacola | $30.00 | 12/1/2011 6:56:14 PM |
Dignified-Market29 | $31.10 | 12/1/2011 9:31:33 PM |
yield-hut | $41.00 | 12/2/2011 9:05:24 AM |
Dan4703 | $25.00 | 12/2/2011 8:51:14 AM |
green28 | $100.00 | 12/2/2011 4:52:46 AM |
cerebral-dollar773 | $50.00 | 12/2/2011 6:29:39 AM |
majestic-repayment3 | $50.00 | 12/2/2011 6:57:38 AM |
progressive-economy261 | $400.00 | 12/2/2011 9:35:43 AM |
toblerone | $25.00 | 12/2/2011 9:40:13 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:02 AM |
ryan6853 | $25.00 | 12/2/2011 8:29:39 AM |
Integrity-Lending4U | $25.00 | 12/2/2011 9:47:06 AM |
mad-scientist418 | $25.00 | 12/2/2011 9:50:13 AM |
rcr549 | $25.00 | 12/2/2011 10:55:53 AM |
ExtraIncome | $25.00 | 12/2/2011 12:07:12 PM |
Mysticman | $45.00 | 12/2/2011 11:58:12 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:07 PM |
rush4life | $50.00 | 12/2/2011 2:03:09 PM |
Bank42 | $30.00 | 12/2/2011 1:39:38 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:06 AM |
damage | $50.00 | 12/2/2011 9:52:03 AM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:03 AM |
bughead | $25.00 | 12/2/2011 12:43:36 PM |
secureincome | $397.83 | 12/2/2011 2:03:39 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
538413
This series of Notes was issued and sold upon the funding of the borrower loan #56651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,840 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| sincere-gold311 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...support my move to be closer to my teen-age sons(3). Support includes mover expenses, deposits and furnishings.
My financial situation:
I am US Military retired after serving 23 years in both the Air Force and Army. I retired in 2006 and collect my Army retirement(E-7/SFC), a Veteran's Administration check for 100% disability, and a Social Security check for full disability. All 3 deposits are per month and are permanent. My credit is good and, I take my money commitments serious.
Monthly net income: $6000
Monthly expenses: $ 1916 (broken down below)
Housing: $1300
Insurance: $ 56
Car expenses: $ 50
Utilities: $ 70
Phone, cable, internet: $ 150
Food, entertainment: $ 100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 40
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/10/2011 5:09:14 PM |
transparency-universe8 | $25.00 | 11/11/2011 8:45:36 AM |
well-mannered-income3 | $40.00 | 11/13/2011 8:07:28 PM |
a-finance-nirvana | $25.00 | 11/15/2011 3:23:50 AM |
papaloha | $50.00 | 11/16/2011 10:55:59 AM |
Comoparklender | $50.00 | 11/16/2011 7:04:45 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:44:56 AM |
managedfund | $1,500.00 | 11/21/2011 10:33:07 AM |
wwwUniversal | $25.00 | 11/22/2011 4:20:36 PM |
factcheck | $150.00 | 11/23/2011 4:22:24 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:35 AM |
organic-responsibility60 | $50.00 | 11/23/2011 12:04:40 PM |
gothampark | $25.00 | 11/23/2011 12:46:35 PM |
branaa99 | $25.00 | 11/23/2011 1:55:01 PM |
majestic-repayment3 | $50.00 | 11/23/2011 11:47:54 AM |
duty-explosion9 | $25.00 | 11/23/2011 1:13:02 PM |
El_Profesional | $25.00 | 11/23/2011 1:24:09 PM |
payment-pursuit3 | $100.00 | 11/23/2011 5:06:54 PM |
restless-currency | $50.00 | 11/23/2011 5:13:30 PM |
qwsd12 | $50.00 | 11/23/2011 5:20:00 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:23 PM |
orange-preeminant-bill | $25.00 | 11/23/2011 5:25:59 PM |
finance-mushroom | $200.00 | 11/23/2011 5:27:48 PM |
best-charming-leverage | $46.00 | 11/23/2011 5:28:03 PM |
brightest-supreme-dollar | $45.00 | 11/23/2011 10:11:12 AM |
myduck | $30.00 | 11/23/2011 6:12:28 PM |
social-zebra | $30.00 | 11/23/2011 10:38:02 AM |
Elefunt | $25.00 | 11/23/2011 5:32:36 PM |
systematic-fairness1 | $9.99 | 11/23/2011 8:34:06 PM |
tender-ore | $25.00 | 11/23/2011 1:30:13 PM |
loss-of-control | $100.00 | 11/23/2011 4:48:00 PM |
finance-prescription | $100.00 | 11/23/2011 5:15:42 PM |
Bob450 | $25.00 | 11/23/2011 7:37:20 PM |
vutah | $35.00 | 11/10/2011 5:36:46 PM |
reflective-rupee | $25.00 | 11/12/2011 1:52:25 PM |
golffish2 | $25.00 | 11/14/2011 4:12:18 AM |
HamachiMan | $25.00 | 11/14/2011 2:39:12 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:50 AM |
toblerone | $25.00 | 11/18/2011 7:38:39 AM |
willinvest | $25.00 | 11/18/2011 3:59:09 PM |
zippy-greenback231 | $25.00 | 11/18/2011 8:51:09 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:32:09 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:07 PM |
revenue-serenity | $25.00 | 11/23/2011 10:10:15 AM |
ChrisProsper | $200.00 | 11/23/2011 10:30:05 AM |
basis-wizard8 | $100.00 | 11/23/2011 12:47:51 PM |
Tylerh | $255.00 | 11/23/2011 2:20:12 PM |
duty-explosion9 | $271.30 | 11/23/2011 12:37:32 PM |
green-rapid-openness | $100.00 | 11/23/2011 1:07:10 PM |
social-cocktail1 | $153.00 | 11/23/2011 5:23:41 PM |
reward-adventure | $40.00 | 11/23/2011 5:29:29 PM |
important-openness1 | $89.00 | 11/23/2011 5:29:58 PM |
RecoveryLender | $25.00 | 11/23/2011 5:48:41 PM |
careful-vigilance4 | $47.00 | 11/23/2011 5:26:18 PM |
Peacepower | $25.00 | 11/23/2011 10:47:24 AM |
ddog0224 | $183.71 | 11/23/2011 12:35:32 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
538477
This series of Notes was issued and sold upon the funding of the borrower loan #56400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $815.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $245 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Cluvnupe06 |
Borrower's state:
| Georgia |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 18 ( 95% )
| 700-719 (Latest)
|
Principal borrowed:
| $26,480.00 | < 31 days late:
| 1
( 5% )
| 700-719
(Apr-2011)
720-739
(Nov-2010)
720-739
(Aug-2009)
720-739
(Oct-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
Capital loan for holiday season.
Capital loan for business.
My financial situation:
I am a good candidate for this loan because...
We are 3 time prosper loan borrowers with perfect payment history. We value this source of capital and will slways pay on time. We have 3 franchise businesses and are looking to prep for the holiday season with inventory and employee training.
Stores combined gross 30-40k/ mo. Net around 6k/mo
We could go with other capital sources but want to share this opportunity with the prosper family.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$26.99.
"720+ Credit Score, West Point Grad and prior Army Officer! Also a lender with ~ $1.3k invested!"
elated-deal6 has invested a total of
$1,000.00.
"Only refer to your friend by their screen name Cluvnupe06."
2 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
john0720 | $25.00 | 11/15/2011 8:18:27 AM |
108lender | $101.00 | 11/18/2011 9:32:10 AM |
green-trade-dolphin2 | $50.02 | 11/14/2011 5:02:08 PM |
responsibility-butterfly | $25.00 | 11/14/2011 6:05:24 PM |
Wilhan | $100.00 | 11/14/2011 6:17:40 PM |
orange-impartial-asset | $75.00 | 11/14/2011 6:32:39 PM |
BxRealtor | $25.00 | 11/14/2011 5:28:21 PM |
CincyTex | $100.00 | 11/14/2011 5:50:05 PM |
mistertao | $25.00 | 11/14/2011 8:30:51 PM |
platinum-genetics | $25.00 | 11/14/2011 10:00:28 PM |
healer199 | $56.00 | 11/15/2011 5:44:08 AM |
fortytwo | $200.00 | 11/14/2011 5:53:48 PM |
JKEnterprises | $25.00 | 11/14/2011 7:02:47 PM |
elated-deal6 | $1,000.00 | 11/14/2011 8:04:21 PM |
beachfunder | $50.00 | 11/15/2011 7:10:09 AM |
flexible-value | $50.00 | 11/14/2011 8:12:41 PM |
Nitro-Gains | $50.00 | 11/14/2011 8:26:05 PM |
figs4u2 | $100.00 | 11/15/2011 9:07:39 AM |
saahilld | $25.00 | 11/14/2011 8:53:48 PM |
scholarly-benefit5 | $25.00 | 11/15/2011 8:46:33 AM |
a-unflappable-finance | $50.00 | 11/15/2011 11:12:04 AM |
jakesworld | $25.00 | 11/15/2011 11:40:37 AM |
robot777 | $56.00 | 11/15/2011 11:30:09 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:11 AM |
DadWarbucks | $25.00 | 11/15/2011 1:31:34 PM |
WZ3190 | $25.00 | 11/15/2011 2:33:33 PM |
dparkhom | $50.00 | 11/15/2011 4:55:14 PM |
Phunder | $50.00 | 11/15/2011 11:39:42 AM |
life-is-great | $25.00 | 11/15/2011 5:34:03 PM |
bargainbrain | $25.00 | 11/15/2011 5:55:11 PM |
loan-mammal | $50.00 | 11/15/2011 6:27:47 PM |
icchok | $50.00 | 11/15/2011 8:21:18 PM |
WalnutCreekguy | $100.00 | 11/15/2011 10:54:32 PM |
kenji4861 | $25.00 | 11/15/2011 10:03:39 PM |
kevin314 | $50.00 | 11/15/2011 11:02:40 PM |
KLCRAY | $25.00 | 11/16/2011 5:25:08 AM |
Brittle | $25.00 | 11/15/2011 7:26:09 PM |
worthy-bid8 | $50.00 | 11/16/2011 5:45:57 AM |
brightest-creative-leverage | $25.00 | 11/16/2011 5:46:19 AM |
tbrnet | $50.00 | 11/15/2011 9:08:01 PM |
progressive-economy261 | $400.00 | 11/15/2011 9:26:18 PM |
secret-santa | $37.00 | 11/16/2011 7:53:20 AM |
Wisc_investor | $30.00 | 11/16/2011 8:29:45 AM |
notyourdaddy | $25.00 | 11/16/2011 1:48:18 AM |
rmachi | $25.00 | 11/16/2011 9:22:38 AM |
CoolPlexer | $25.00 | 11/16/2011 3:36:36 AM |
affluence-tycoon | $25.00 | 11/16/2011 10:03:16 AM |
riproaringrapids | $25.00 | 11/16/2011 5:06:48 AM |
Cai8899 | $50.00 | 11/16/2011 5:34:40 AM |
Socorro_Capital_Partners | $25.01 | 11/16/2011 10:21:29 AM |
Oak-Parker | $27.20 | 11/16/2011 5:46:12 AM |
power-rotation7 | $25.00 | 11/16/2011 2:19:29 PM |
blazing-capital2 | $250.00 | 11/16/2011 8:38:42 AM |
SV-AZ | $30.35 | 11/16/2011 9:16:36 AM |
firewomin | $50.00 | 11/16/2011 11:06:52 AM |
minista | $25.00 | 11/16/2011 6:21:49 PM |
lucrative-coin | $50.00 | 11/16/2011 12:22:50 PM |
thedoctor | $35.00 | 11/16/2011 6:35:27 PM |
loyalty-circuitry | $100.00 | 11/16/2011 4:26:13 PM |
Mendosurfire | $50.00 | 11/16/2011 6:51:20 PM |
Clambake | $25.00 | 11/16/2011 7:00:10 PM |
NDFIRTH | $50.00 | 11/16/2011 7:06:45 PM |
britgsb | $30.00 | 11/16/2011 7:09:29 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:03 PM |
ChrisProsper | $25.00 | 11/16/2011 8:50:01 PM |
bold-glowing-payment | $50.00 | 11/16/2011 9:15:57 PM |
Rick21 | $25.00 | 11/16/2011 7:02:28 PM |
peace-cell2 | $41.89 | 11/17/2011 5:56:45 AM |
organized-payment6 | $50.00 | 11/17/2011 5:49:22 AM |
jazzlender | $50.00 | 11/17/2011 9:17:26 AM |
jamiee73 | $25.00 | 11/17/2011 9:19:36 AM |
basis-wizard8 | $100.00 | 11/17/2011 1:26:29 PM |
Willylump | $25.00 | 11/17/2011 1:31:09 PM |
gold-sushi | $25.00 | 11/17/2011 9:30:41 AM |
yield-hut | $50.00 | 11/17/2011 4:26:46 PM |
buraky | $50.00 | 11/17/2011 9:40:19 AM |
eagle1271 | $25.00 | 11/17/2011 4:59:57 PM |
Elbanko | $30.00 | 11/17/2011 5:05:32 PM |
clarkoa | $25.00 | 11/17/2011 5:06:28 PM |
Zuzu | $25.00 | 11/17/2011 5:08:56 PM |
cablenews | $33.00 | 11/17/2011 5:14:46 PM |
helpinghand63 | $25.00 | 11/17/2011 5:10:33 PM |
diversification-gala1 | $25.00 | 11/17/2011 5:15:46 PM |
responsibility-wind6 | $25.00 | 11/17/2011 5:12:41 PM |
mathomas3 | $25.00 | 11/17/2011 5:13:46 PM |
puifais | $50.00 | 11/17/2011 5:18:24 PM |
infinitykid | $50.00 | 11/17/2011 5:18:41 PM |
lizard_lips | $25.00 | 11/17/2011 5:22:02 PM |
newest-rate-relaxation | $50.00 | 11/17/2011 5:22:44 PM |
excellent-hope | $25.00 | 11/17/2011 5:21:34 PM |
Tom579 | $50.00 | 11/17/2011 5:26:04 PM |
extraordinary-exchange4 | $25.00 | 11/17/2011 5:26:51 PM |
friendinmoney | $25.00 | 11/17/2011 5:28:59 PM |
siesta100 | $25.00 | 11/17/2011 5:35:28 PM |
responsibility-cherry6 | $25.00 | 11/17/2011 5:36:11 PM |
marketplace-achievement | $25.00 | 11/17/2011 5:37:04 PM |
TCayce | $25.00 | 11/17/2011 5:40:20 PM |
fulfilling-market2 | $100.00 | 11/17/2011 5:41:33 PM |
AgTiPinisher | $25.00 | 11/17/2011 5:41:58 PM |
fund-bauble | $400.00 | 11/17/2011 3:54:39 PM |
PeterV | $25.00 | 11/17/2011 5:42:58 PM |
resource777 | $50.00 | 11/17/2011 5:44:04 PM |
Nishana | $25.00 | 11/17/2011 5:45:27 PM |
the-bill-gatherer | $25.00 | 11/17/2011 5:46:17 PM |
payment-halo | $25.00 | 11/17/2011 4:38:31 PM |
dime-explosion | $25.00 | 11/17/2011 5:47:19 PM |
RusRobo | $25.00 | 11/17/2011 5:47:34 PM |
misterhobbs | $25.00 | 11/17/2011 5:47:40 PM |
Insuredcash | $25.00 | 11/17/2011 4:57:25 PM |
exact-loan5 | $50.00 | 11/17/2011 5:49:59 PM |
paddatjie | $25.00 | 11/17/2011 5:08:16 PM |
icon7 | $40.00 | 11/17/2011 6:25:34 PM |
cloud8 | $50.00 | 11/17/2011 6:47:46 PM |
caring-basis0 | $100.00 | 11/17/2011 6:44:52 PM |
Howaboutsomemoney | $25.00 | 11/17/2011 6:50:36 PM |
apollohipe | $25.00 | 11/17/2011 5:10:28 PM |
invest-in-ed | $140.00 | 11/17/2011 7:02:45 PM |
greenback-ally | $100.00 | 11/17/2011 7:25:53 PM |
sound | $50.00 | 11/17/2011 5:19:09 PM |
newest-power-banker | $49.71 | 11/17/2011 8:51:49 PM |
setUup | $33.20 | 11/17/2011 8:17:08 PM |
abasvram | $25.00 | 11/17/2011 5:20:05 PM |
PrivateLenders | $50.00 | 11/17/2011 5:21:24 PM |
WindyKid | $25.00 | 11/18/2011 4:00:27 AM |
cashasaurus0 | $100.00 | 11/18/2011 4:31:53 AM |
resolute-justice413 | $100.00 | 11/17/2011 5:22:39 PM |
demszi1978 | $28.00 | 11/18/2011 3:23:27 AM |
opportunity85 | $25.00 | 11/17/2011 5:24:25 PM |
helpful-dough | $50.00 | 11/17/2011 5:28:34 PM |
ranstlin | $25.00 | 11/17/2011 5:28:39 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:52 AM |
pleasant-bid | $50.00 | 11/18/2011 6:29:49 AM |
F16Pilot | $25.00 | 11/17/2011 5:40:05 PM |
calm-deal7 | $25.00 | 11/18/2011 6:55:18 AM |
almar | $25.00 | 11/17/2011 5:40:28 PM |
White-Street-Lending | $25.00 | 11/17/2011 5:47:52 PM |
dollar-tornado3 | $25.00 | 11/18/2011 8:06:34 AM |
aesop56 | $500.00 | 11/18/2011 8:43:55 AM |
jpac1066 | $200.00 | 11/18/2011 8:26:14 AM |
ptjg | $100.00 | 11/18/2011 9:10:36 AM |
inspired-contract9 | $25.00 | 11/18/2011 2:18:37 AM |
martymaniaman | $25.00 | 11/18/2011 5:28:26 AM |
thinknovuu | $25.00 | 11/18/2011 5:58:48 AM |
rate-mogul | $50.00 | 11/18/2011 9:32:52 AM |
building-america | $25.00 | 11/18/2011 9:23:47 AM |
economy-popcorn | $25.00 | 11/18/2011 7:01:16 AM |
rneckfsu | $25.00 | 11/18/2011 9:28:51 AM |
dood2112 | $25.00 | 11/18/2011 9:37:16 AM |
El_Scubano | $25.00 | 11/18/2011 9:37:33 AM |
toblerone | $25.00 | 11/18/2011 7:38:49 AM |
financial-frenzy | $50.00 | 11/18/2011 9:34:57 AM |
irishcocacola | $26.00 | 11/18/2011 9:50:56 AM |
careful-note1 | $25.00 | 11/18/2011 7:46:29 AM |
investment-artist | $27.02 | 11/18/2011 7:48:47 AM |
Lendosaurus | $100.00 | 11/18/2011 10:29:14 AM |
zippy-greenback231 | $25.00 | 11/18/2011 12:09:23 PM |
Uberskiper | $25.00 | 11/18/2011 10:40:39 AM |
grf1945 | $25.00 | 11/18/2011 9:08:09 AM |
nsquared007 | $25.00 | 11/18/2011 1:33:03 PM |
green-astute-market | $25.00 | 11/18/2011 11:25:30 AM |
chestnut4 | $25.00 | 11/18/2011 9:14:14 AM |
eling99 | $50.00 | 11/18/2011 11:55:10 AM |
return-creature4 | $25.00 | 11/18/2011 2:51:20 PM |
kfi805 | $25.00 | 11/18/2011 9:17:43 AM |
open-wealth492 | $25.00 | 11/18/2011 4:02:46 PM |
Refugee | $25.00 | 11/18/2011 2:53:20 PM |
nosualcneas | $25.00 | 11/18/2011 9:38:14 AM |
wicker1 | $25.00 | 11/18/2011 9:41:42 AM |
george6791 | $25.00 | 11/18/2011 5:00:20 PM |
wampum-library4 | $28.37 | 11/18/2011 10:48:17 AM |
payout-panda | $25.00 | 11/18/2011 5:36:36 PM |
helping-out | $250.00 | 11/18/2011 11:15:05 AM |
curriculum3 | $26.02 | 11/18/2011 11:36:11 AM |
bjr01 | $25.00 | 11/18/2011 12:02:11 PM |
the-enterprising-leverage | $50.00 | 11/18/2011 1:09:54 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:06 PM |
anacent | $25.00 | 11/18/2011 5:09:19 PM |
jjb3 | $25.00 | 11/19/2011 6:36:45 AM |
r5sweeties | $25.00 | 11/19/2011 5:49:46 AM |
sportsmagic | $50.00 | 11/18/2011 6:17:14 PM |
floridahelper | $25.00 | 11/19/2011 7:32:01 AM |
benefit-zoo | $50.00 | 11/19/2011 8:23:04 AM |
dspmn | $25.00 | 11/19/2011 9:26:07 AM |
RgPro | $25.00 | 11/19/2011 12:14:13 PM |
mbf2234 | $25.00 | 11/19/2011 3:21:36 AM |
psbruce | $25.00 | 11/19/2011 7:36:14 AM |
Bait989 | $25.50 | 11/19/2011 9:24:02 AM |
thunderkiss | $25.00 | 11/19/2011 12:31:20 PM |
magnate570 | $100.00 | 11/19/2011 9:44:45 AM |
focused-benefit3 | $30.00 | 11/19/2011 12:48:31 PM |
sweet-loan8 | $25.00 | 11/19/2011 2:57:07 PM |
tolerant-dinero2 | $25.00 | 11/19/2011 4:37:56 PM |
blitm | $107.72 | 11/19/2011 5:02:21 PM |
economics2011 | $25.00 | 11/19/2011 7:18:19 PM |
money-bauble | $200.00 | 11/19/2011 12:44:30 PM |
p2pcapitalgroup | $25.00 | 11/20/2011 5:17:42 AM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:45 AM |
Only_Money | $25.00 | 11/20/2011 10:00:28 AM |
DadWarbucks | $50.00 | 11/20/2011 10:21:00 AM |
dime-selector | $25.00 | 11/20/2011 11:30:36 AM |
radforj22 | $25.00 | 11/20/2011 11:39:27 AM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:09 AM |
drkosh | $25.00 | 11/20/2011 5:48:32 PM |
ianakacg | $25.00 | 11/20/2011 8:14:56 PM |
brutusbone | $25.00 | 11/21/2011 7:16:48 AM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:20 PM |
value-wind0 | $50.00 | 11/21/2011 7:59:41 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:17 AM |
igniter584 | $25.00 | 11/21/2011 12:12:11 PM |
majikthanos | $50.00 | 11/21/2011 11:03:29 AM |
organized-payment6 | $50.00 | 11/21/2011 11:08:28 AM |
bailey7563 | $75.00 | 11/21/2011 11:57:39 AM |
w3alter | $50.00 | 11/21/2011 5:24:26 PM |
UD3230 | $25.00 | 11/21/2011 7:33:05 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:11 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:34 PM |
goffmt | $36.02 | 11/22/2011 4:33:07 AM |
igniter584 | $25.00 | 11/22/2011 7:42:00 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:01 AM |
wise-intelligent-duty | $39.60 | 11/22/2011 8:06:58 AM |
magnate570 | $100.00 | 11/22/2011 8:12:47 AM |
pious-benjamins1 | $29.26 | 11/21/2011 9:04:03 PM |
wealthstar | $25.00 | 11/22/2011 9:13:39 AM |
ChrisTJ | $25.00 | 11/22/2011 10:33:29 AM |
MrBadExample | $320.00 | 11/22/2011 10:47:47 AM |
BleedPurple | $66.28 | 11/22/2011 10:22:07 AM |
granitepk | $100.00 | 11/22/2011 10:53:31 AM |
nimble-revenue | $25.00 | 11/22/2011 11:38:58 AM |
WeshaTheLeopard | $30.00 | 11/22/2011 3:50:24 PM |
damage | $50.00 | 11/22/2011 11:17:56 AM |
golden-velocity9 | $25.00 | 11/22/2011 11:37:02 AM |
gorhamics | $25.00 | 11/22/2011 11:51:48 AM |
vestratech | $50.00 | 11/22/2011 12:45:05 PM |
oldman68 | $25.00 | 11/22/2011 3:08:12 PM |
secureincome | $125.00 | 11/22/2011 4:07:50 PM |
jump58 | $25.00 | 11/22/2011 5:08:10 PM |
indomitable-coin | $25.00 | 11/14/2011 5:50:01 PM |
p123 | $50.00 | 11/14/2011 5:12:01 PM |
GMPK_TLAS | $50.00 | 11/14/2011 7:00:28 PM |
finance-explosion6 | $25.00 | 11/14/2011 6:18:56 PM |
evnagelist | $25.00 | 11/14/2011 7:18:35 PM |
cnovak | $25.00 | 11/15/2011 4:13:30 AM |
nickel-ferret | $50.00 | 11/14/2011 10:54:44 PM |
Ripsaw4U | $50.00 | 11/14/2011 5:43:37 PM |
investmentgroup | $25.00 | 11/14/2011 5:54:56 PM |
Tscheddar | $25.00 | 11/14/2011 6:02:55 PM |
kbmin | $25.00 | 11/15/2011 8:45:25 AM |
JGuide | $26.99 | 11/15/2011 7:58:36 AM |
PrepWonder | $100.00 | 11/15/2011 10:17:25 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:32:18 AM |
loyalty-sherpa | $25.00 | 11/15/2011 6:58:07 AM |
jcjdingdong | $25.00 | 11/15/2011 11:56:11 AM |
lotuss4 | $25.00 | 11/15/2011 8:27:13 AM |
Sunshine2222 | $25.00 | 11/15/2011 2:09:47 PM |
wampum-chorus3 | $25.00 | 11/15/2011 2:18:47 PM |
enticing-capital6 | $50.00 | 11/15/2011 11:03:33 AM |
silktea | $25.00 | 11/15/2011 2:51:11 PM |
friendly-worth3 | $50.00 | 11/15/2011 5:04:42 PM |
zeelender | $25.00 | 11/15/2011 4:21:19 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:33 PM |
dime-sprout | $50.00 | 11/15/2011 5:46:10 PM |
exchange-pledge | $43.00 | 11/15/2011 5:48:38 PM |
riskreward | $250.00 | 11/15/2011 5:50:20 PM |
invincible-platinum9 | $250.00 | 11/15/2011 2:00:00 PM |
influential-benjamins0 | $100.00 | 11/15/2011 11:10:09 PM |
kchen486 | $50.00 | 11/16/2011 12:03:07 AM |
s270 | $32.90 | 11/16/2011 3:03:34 AM |
tenacious-capital3 | $26.27 | 11/15/2011 6:05:16 PM |
corporatejim | $52.74 | 11/16/2011 3:58:22 AM |
Railbird | $25.00 | 11/16/2011 4:52:39 AM |
aurorafinancial | $25.00 | 11/16/2011 4:33:28 AM |
siege01 | $25.00 | 11/15/2011 6:32:00 PM |
a-responsible-return | $50.00 | 11/16/2011 5:22:02 AM |
currency-apple729 | $25.00 | 11/16/2011 5:39:17 AM |
power-cell | $35.00 | 11/15/2011 8:37:06 PM |
first-funds-palace | $25.00 | 11/16/2011 6:06:31 AM |
velocity-solo | $25.00 | 11/16/2011 7:40:06 AM |
mattpet | $25.00 | 11/16/2011 8:38:22 AM |
MrDavid | $37.00 | 11/16/2011 3:53:36 AM |
rupeeasaurus7 | $100.00 | 11/16/2011 11:08:31 AM |
gaiusceasar | $25.00 | 11/16/2011 7:14:25 AM |
LenderOnWheels | $25.00 | 11/16/2011 2:18:14 PM |
harperpotok | $100.00 | 11/16/2011 3:16:04 PM |
postalwhiz | $25.00 | 11/16/2011 9:10:12 AM |
doncm | $50.00 | 11/16/2011 9:40:38 AM |
dammage | $25.00 | 11/16/2011 4:43:15 PM |
guard327 | $25.00 | 11/16/2011 10:39:43 AM |
WorldlyWorker | $25.00 | 11/16/2011 4:54:47 PM |
Zeattle | $25.00 | 11/16/2011 6:21:26 PM |
jescowa | $50.00 | 11/16/2011 11:39:31 AM |
gpuck | $100.00 | 11/16/2011 6:31:57 PM |
social-caravan | $25.00 | 11/16/2011 2:00:29 PM |
sympathetic-asset | $25.00 | 11/16/2011 4:00:53 PM |
gold-commander0 | $25.00 | 11/16/2011 6:44:58 PM |
Brisket_Bob | $244.61 | 11/16/2011 5:30:17 PM |
Syzygy | $25.00 | 11/16/2011 7:05:41 PM |
antlr | $50.00 | 11/16/2011 7:10:11 PM |
shur | $50.00 | 11/16/2011 7:26:05 PM |
fcrick | $25.00 | 11/16/2011 6:59:29 PM |
hellasow | $100.00 | 11/17/2011 2:02:01 AM |
tacologic | $50.00 | 11/16/2011 7:13:34 PM |
Marathoner | $25.00 | 11/17/2011 7:36:38 AM |
npokpr | $25.00 | 11/16/2011 7:23:13 PM |
awwaww | $25.00 | 11/17/2011 9:11:16 AM |
6moonbeams | $25.00 | 11/17/2011 9:23:54 AM |
skuba | $27.00 | 11/17/2011 9:22:54 AM |
JLMGroupFunds | $25.00 | 11/17/2011 9:33:12 AM |
wtrboy | $25.00 | 11/17/2011 9:45:47 AM |
wigglesworth4 | $100.00 | 11/17/2011 9:49:32 AM |
rudyindc | $25.00 | 11/17/2011 9:55:04 AM |
RoyFauntleroy | $50.00 | 11/17/2011 9:20:04 AM |
organic-responsibility60 | $50.00 | 11/17/2011 1:19:34 PM |
georgedorn | $46.33 | 11/17/2011 2:19:31 PM |
Unclejohn | $25.00 | 11/17/2011 2:50:17 PM |
Sid-K | $25.00 | 11/17/2011 9:36:43 AM |
Kqwik | $50.00 | 11/17/2011 4:09:01 PM |
marketplace-cello5 | $25.00 | 11/17/2011 9:42:45 AM |
radforj22 | $50.00 | 11/17/2011 4:11:30 PM |
undaunted-fairness0 | $37.85 | 11/17/2011 4:27:11 PM |
Finchy78 | $26.45 | 11/17/2011 5:06:04 PM |
first-genuine-bid | $81.44 | 11/17/2011 4:50:20 PM |
EricLender | $25.00 | 11/17/2011 5:07:32 PM |
benjo | $50.00 | 11/17/2011 5:14:21 PM |
ramsba | $50.00 | 11/17/2011 5:11:36 PM |
first-upright-payout | $25.00 | 11/17/2011 5:16:19 PM |
ctgscott | $25.00 | 11/17/2011 5:19:46 PM |
mtquan | $25.00 | 11/17/2011 5:17:25 PM |
loantigger | $25.00 | 11/17/2011 5:20:33 PM |
wonderful-rupee | $25.00 | 11/17/2011 5:19:57 PM |
preciousjeni | $25.00 | 11/17/2011 5:23:06 PM |
papaman | $25.00 | 11/17/2011 5:22:29 PM |
rose88 | $25.00 | 11/17/2011 5:25:34 PM |
well-rounded-liberty4 | $25.00 | 11/17/2011 1:30:10 PM |
lowrate | $50.00 | 11/17/2011 5:27:51 PM |
hard-working-rate3 | $100.00 | 11/17/2011 5:30:42 PM |
LogicalCC | $25.00 | 11/17/2011 5:32:38 PM |
green-moola-sniffer | $25.00 | 11/17/2011 5:33:56 PM |
the-dollar-topper | $150.00 | 11/17/2011 5:35:52 PM |
SolarMoonshine | $50.00 | 11/17/2011 3:37:54 PM |
historic-balance5 | $25.00 | 11/17/2011 5:41:28 PM |
zbfamwl | $25.00 | 11/17/2011 5:42:28 PM |
jazz619 | $25.00 | 11/17/2011 5:45:33 PM |
majestic-dedication | $50.00 | 11/17/2011 5:48:55 PM |
narblark | $50.00 | 11/17/2011 5:48:49 PM |
nimble-penny1 | $25.00 | 11/17/2011 5:50:45 PM |
kyomoon | $50.00 | 11/17/2011 5:53:11 PM |
soulful-income6 | $100.00 | 11/17/2011 5:09:27 PM |
treasure-hunter270 | $25.00 | 11/17/2011 5:10:54 PM |
UncleScroogeDMD | $65.92 | 11/17/2011 5:11:39 PM |
bonanza1973 | $25.00 | 11/17/2011 5:12:05 PM |
greentomato | $25.00 | 11/17/2011 7:05:47 PM |
rs999 | $25.00 | 11/17/2011 5:13:32 PM |
trident9 | $50.00 | 11/17/2011 5:15:35 PM |
bid-papyrus | $25.00 | 11/17/2011 8:26:54 PM |
mistertao | $25.00 | 11/17/2011 8:39:14 PM |
dansarkis | $25.00 | 11/17/2011 5:18:20 PM |
ahalls | $25.00 | 11/17/2011 5:18:57 PM |
funds-framework4 | $100.00 | 11/17/2011 8:52:45 PM |
timbob | $100.00 | 11/17/2011 5:25:45 PM |
kulender | $100.00 | 11/17/2011 5:27:29 PM |
methodical-basis822 | $48.06 | 11/18/2011 4:32:06 AM |
SnE | $50.00 | 11/17/2011 5:28:57 PM |
CaboWaboRobo | $25.00 | 11/18/2011 5:30:06 AM |
region123 | $50.00 | 11/18/2011 6:05:56 AM |
integrity-saver | $100.00 | 11/17/2011 5:34:20 PM |
mennleo | $33.00 | 11/17/2011 5:36:48 PM |
luminous-marketplace5 | $25.00 | 11/17/2011 5:37:31 PM |
CreditBuilder2 | $100.00 | 11/17/2011 5:39:37 PM |
orange-respectful-camaraderi | $25.00 | 11/18/2011 6:59:55 AM |
CasaDeTomas | $35.00 | 11/17/2011 5:43:10 PM |
Art818 | $33.95 | 11/18/2011 7:14:40 AM |
saihu | $25.00 | 11/17/2011 5:45:29 PM |
Pman | $25.00 | 11/17/2011 5:48:10 PM |
themoneydoctor | $100.00 | 11/17/2011 6:02:17 PM |
unafraid-loan5 | $25.00 | 11/18/2011 8:00:44 AM |
djmjkelso | $25.00 | 11/18/2011 7:55:05 AM |
thorough-marketplace441 | $75.00 | 11/18/2011 8:03:26 AM |
Tikibarman | $75.00 | 11/18/2011 8:43:43 AM |
cash-cymbal | $50.00 | 11/17/2011 8:37:06 PM |
asya | $25.00 | 11/18/2011 9:08:21 AM |
ToweringDan | $50.00 | 11/18/2011 12:35:00 AM |
Natronpee | $25.00 | 11/18/2011 9:12:47 AM |
Zoomie | $25.00 | 11/18/2011 9:15:08 AM |
blissful-ore5 | $25.00 | 11/18/2011 5:11:34 AM |
stinvest | $25.00 | 11/18/2011 9:16:27 AM |
compoundinterest | $36.00 | 11/18/2011 9:26:52 AM |
divedude | $25.00 | 11/18/2011 9:20:27 AM |
scholarly-benefit5 | $25.00 | 11/18/2011 6:18:52 AM |
IIP77 | $25.00 | 11/18/2011 9:22:27 AM |
reinforced-reward | $25.00 | 11/18/2011 9:25:24 AM |
lounges | $25.00 | 11/18/2011 9:29:03 AM |
duckbill_1972 | $67.68 | 11/18/2011 7:10:54 AM |
Christus_Victor | $159.29 | 11/18/2011 7:25:43 AM |
hons2000 | $25.00 | 11/18/2011 9:30:22 AM |
listing-meridian | $50.00 | 11/18/2011 9:44:40 AM |
indomart | $25.00 | 11/18/2011 9:55:11 AM |
houli123 | $25.00 | 11/18/2011 9:59:48 AM |
benjamin67 | $94.00 | 11/18/2011 10:08:07 AM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:52 AM |
treasure-generator | $25.00 | 11/18/2011 9:39:05 AM |
focused-wampum | $25.00 | 11/18/2011 9:57:41 AM |
trade-watcher | $25.00 | 11/18/2011 11:02:48 AM |
janus_god | $25.00 | 11/18/2011 8:25:14 AM |
Serp | $25.00 | 11/18/2011 8:27:38 AM |
ajst1 | $50.00 | 11/18/2011 8:37:45 AM |
wise-silver-wonder | $25.00 | 11/18/2011 8:44:55 AM |
ingeborg77 | $31.00 | 11/18/2011 10:25:52 AM |
responsive-value4 | $25.00 | 11/18/2011 12:10:45 PM |
genius520 | $50.00 | 11/18/2011 9:05:22 AM |
Leopoldine | $25.86 | 11/18/2011 11:44:19 AM |
Eastern | $50.00 | 11/18/2011 2:03:54 PM |
Boba1964 | $25.00 | 11/18/2011 11:58:54 AM |
victorcab | $25.00 | 11/18/2011 9:22:06 AM |
kmw | $50.00 | 11/18/2011 3:53:37 PM |
valiant-liberty4 | $25.00 | 11/18/2011 9:29:45 AM |
Eastern | $60.00 | 11/18/2011 2:56:05 PM |
tranquil-revenue | $25.00 | 11/18/2011 9:44:06 AM |
flwah | $25.00 | 11/18/2011 10:54:24 AM |
Jinja | $45.00 | 11/18/2011 11:05:28 AM |
cmg891 | $50.00 | 11/18/2011 12:29:21 PM |
Lendosaurus | $100.00 | 11/18/2011 2:02:26 PM |
funds-promiser | $50.00 | 11/18/2011 3:13:43 PM |
payout-harmony4 | $50.00 | 11/18/2011 8:54:40 PM |
tflood1967 | $50.00 | 11/18/2011 8:11:06 PM |
lendersf | $100.00 | 11/18/2011 8:13:04 PM |
coldfuzion | $66.73 | 11/18/2011 10:36:48 PM |
lagnisiruk | $25.00 | 11/18/2011 11:53:21 PM |
diablorulz | $50.00 | 11/18/2011 5:35:32 PM |
brooklynjoe | $25.00 | 11/19/2011 6:12:38 AM |
travels536 | $25.00 | 11/19/2011 8:38:11 AM |
OgOman | $25.00 | 11/19/2011 8:55:55 AM |
ajst1 | $28.28 | 11/19/2011 1:35:55 AM |
Munnie | $50.00 | 11/19/2011 12:09:35 PM |
UncleScroogeDMD | $76.86 | 11/19/2011 7:20:51 AM |
yennib | $25.00 | 11/19/2011 12:32:45 PM |
degster | $25.00 | 11/19/2011 11:31:25 AM |
indomitable-coin | $25.00 | 11/19/2011 11:55:59 AM |
greenback-seagull2 | $50.00 | 11/19/2011 12:41:53 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:48 PM |
rutzebach | $65.20 | 11/19/2011 4:01:45 PM |
Bodyboard | $150.00 | 11/19/2011 5:27:44 PM |
TW2000 | $25.00 | 11/19/2011 7:32:43 PM |
dadalou | $25.00 | 11/19/2011 12:47:18 PM |
enterprising-credit2 | $25.00 | 11/19/2011 10:22:13 PM |
Nasdaq | $25.00 | 11/20/2011 8:56:01 AM |
MrEville | $25.00 | 11/20/2011 4:46:46 AM |
antlr | $50.00 | 11/20/2011 2:43:00 PM |
1phantom | $25.00 | 11/20/2011 12:24:43 PM |
newyork6264 | $25.00 | 11/20/2011 5:05:36 PM |
mizount | $25.00 | 11/20/2011 6:47:16 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:43 PM |
davidc314 | $50.00 | 11/20/2011 7:43:05 PM |
slartibardfast | $25.00 | 11/20/2011 12:33:11 PM |
p2p-allocator | $25.00 | 11/20/2011 7:01:56 PM |
ianakacg | $25.00 | 11/20/2011 8:21:34 PM |
thankful-nickel2 | $25.00 | 11/20/2011 12:44:03 PM |
lincs | $25.00 | 11/21/2011 12:37:25 AM |
productive-ore | $25.00 | 11/21/2011 4:53:35 AM |
jonn834 | $100.00 | 11/20/2011 4:42:13 PM |
totoro | $25.00 | 11/20/2011 9:44:19 PM |
igniter584 | $25.00 | 11/21/2011 12:20:33 PM |
orbital-transparency | $29.50 | 11/21/2011 1:44:16 PM |
Ocean713 | $75.00 | 11/21/2011 4:33:42 PM |
astute-benjamins | $25.00 | 11/21/2011 3:15:18 PM |
indianoven | $25.00 | 11/21/2011 3:23:00 PM |
paladin510 | $50.00 | 11/21/2011 5:02:57 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:11 PM |
danf2201 | $100.00 | 11/21/2011 7:31:31 PM |
listing-planetarium | $50.00 | 11/21/2011 6:42:32 PM |
don8ter | $100.00 | 11/22/2011 4:01:36 AM |
wlm3012 | $50.00 | 11/21/2011 9:29:16 PM |
equitable-capital758 | $350.00 | 11/22/2011 9:35:00 AM |
blue-intuitive-order | $30.87 | 11/22/2011 10:24:50 AM |
skro | $25.00 | 11/22/2011 10:37:32 AM |
transparency-defender | $84.95 | 11/22/2011 10:54:23 AM |
just-loyalty643 | $50.00 | 11/22/2011 11:39:58 AM |
fair_rates | $25.00 | 11/22/2011 9:27:08 AM |
ethicalhumanist | $100.00 | 11/22/2011 12:34:19 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:35 PM |
Tkhalaska | $25.00 | 11/22/2011 4:52:27 PM |
Machbannai | $28.29 | 11/22/2011 3:11:06 PM |
exchange-pledge | $25.00 | 11/22/2011 4:49:29 PM |
ChrisJB | $25.00 | 11/22/2011 11:09:16 AM |
duty-explosion9 | $25.00 | 11/22/2011 11:10:29 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:14 PM |
balanceheart | $95.00 | 11/22/2011 1:02:22 PM |
orange-lucrative-dollar | $25.00 | 11/22/2011 2:16:37 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:20 PM |
susurrus | $100.00 | 11/22/2011 3:22:07 PM |
irishalaskan | $25.00 | 11/22/2011 4:36:08 PM |
ultimate-wealth7 | $25.00 | 11/22/2011 5:39:08 PM |
larrybird | $339.52 | 11/22/2011 5:55:21 PM |
492 Investments
|
Borrower Payment Dependent Notes Series
538501
This series of Notes was issued and sold upon the funding of the borrower loan #56472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 60% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-benjamins-gyration |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $125.00 | 11/23/2011 9:43:20 AM |
Rebelrick9 | $25.00 | 11/16/2011 5:59:31 PM |
mystical-fairness4 | $25.00 | 11/16/2011 9:29:57 PM |
nfx | $30.00 | 11/17/2011 8:31:29 AM |
finance-mushroom | $200.00 | 11/17/2011 9:16:16 AM |
ore-leaper1 | $55.00 | 11/17/2011 11:04:22 AM |
papaloha | $25.00 | 11/18/2011 10:29:27 AM |
let_me_retire | $25.00 | 11/18/2011 11:32:44 AM |
ready-interest9 | $25.00 | 11/18/2011 2:41:02 PM |
AlternativeCashFlow | $25.00 | 11/18/2011 6:50:46 PM |
bid-stockpiler1 | $50.00 | 11/20/2011 4:25:41 PM |
transformer855 | $25.00 | 11/21/2011 3:56:21 PM |
Sid-K | $25.00 | 11/22/2011 5:25:04 PM |
undergroundmike | $68.79 | 11/23/2011 2:09:16 AM |
factcheck | $25.00 | 11/23/2011 3:58:45 AM |
brightest-creative-leverage | $25.00 | 11/23/2011 5:34:30 AM |
basis-wizard8 | $100.00 | 11/23/2011 6:10:25 AM |
capital-galaxy | $75.00 | 11/23/2011 6:16:48 AM |
JPMorrisLegacyFund | $136.41 | 11/23/2011 4:36:52 AM |
melodious-openness | $50.00 | 11/23/2011 4:49:21 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:22 PM |
moola-monger9 | $50.00 | 11/23/2011 7:47:57 AM |
Silverling6 | $26.17 | 11/23/2011 8:19:53 AM |
engrossing-responsibility0 | $50.00 | 11/23/2011 9:13:17 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:28:29 AM |
Kids-College-Fund | $500.00 | 11/23/2011 9:48:06 AM |
Grandmahoneybee | $29.79 | 11/23/2011 11:57:04 AM |
SolarMoonshine | $25.00 | 11/23/2011 1:28:46 PM |
amor1962 | $25.00 | 11/23/2011 1:42:06 PM |
kind-diligent-coin | $27.00 | 11/23/2011 1:53:22 PM |
loss-of-control | $75.00 | 11/23/2011 4:41:31 PM |
commerce-marauder | $25.00 | 11/23/2011 9:39:55 AM |
ChrisProsper | $46.00 | 11/23/2011 10:30:06 AM |
Sunshine2222 | $25.00 | 11/23/2011 6:46:12 PM |
mighty-dedication223 | $25.00 | 11/23/2011 5:37:50 PM |
bailey7563 | $25.00 | 11/23/2011 6:06:51 PM |
sportsmagic | $45.21 | 11/23/2011 7:18:27 PM |
yungtiger | $43.68 | 11/23/2011 12:16:29 PM |
unfixer | $25.00 | 11/23/2011 2:21:33 PM |
gold-pudding6 | $79.22 | 11/23/2011 5:06:36 PM |
treasure-surge7 | $63.00 | 11/23/2011 5:30:28 PM |
Starfin-Capital-Management | $94.80 | 11/23/2011 4:39:44 PM |
ingenious-deal6 | $25.00 | 11/16/2011 7:05:23 PM |
realtormoises | $25.00 | 11/16/2011 7:29:27 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:17 PM |
secureincome | $400.00 | 11/21/2011 11:10:19 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:59:42 AM |
unequivocal-exchange | $25.00 | 11/22/2011 8:43:57 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:11:29 PM |
new-ore-venture | $75.00 | 11/22/2011 11:06:49 PM |
proper-loot3 | $25.00 | 11/23/2011 4:34:03 AM |
Dubbs360 | $100.00 | 11/23/2011 8:07:14 AM |
riveting-credit5 | $50.00 | 11/23/2011 8:15:33 AM |
well-mannered-income3 | $25.00 | 11/23/2011 8:56:16 AM |
diversification-maple1 | $28.06 | 11/22/2011 11:37:48 PM |
setUup | $26.20 | 11/23/2011 6:16:10 AM |
transparency-universe8 | $25.00 | 11/23/2011 10:41:57 AM |
organic-responsibility60 | $25.00 | 11/23/2011 11:59:53 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:04 AM |
market-giraffe7 | $76.24 | 11/23/2011 3:01:56 PM |
educationfirst | $27.00 | 11/23/2011 9:36:44 AM |
TRUST68 | $47.00 | 11/23/2011 7:04:32 PM |
hard-working-reward2 | $25.00 | 11/23/2011 5:39:02 PM |
RecoveryLender | $25.00 | 11/23/2011 5:39:42 PM |
coin-explorer | $25.00 | 11/23/2011 7:00:04 PM |
ddog0224 | $25.00 | 11/23/2011 12:35:51 PM |
the-dollar-honker | $25.00 | 11/23/2011 1:53:05 PM |
coyone | $25.43 | 11/23/2011 3:46:40 PM |
econgineer | $75.00 | 11/23/2011 4:46:40 PM |
droopie1 | $25.00 | 11/23/2011 5:38:28 PM |
money-fort | $25.00 | 11/23/2011 5:54:37 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
538617
This series of Notes was issued and sold upon the funding of the borrower loan #56361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 24% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,812 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loot-bauble |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit
Purpose of loan:
This loan will be used to consolidate loans
My financial situation: good
I am a good candidate for this loan because I am keeeping up with loans. Wanting to pay them off quicker by consolidating
Monthly net income: $ 6800
Monthly expenses: $300
Housing: $ 1100
Insurance: $ 200
Car expenses: $200
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $ 950 (Credit and auto)
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/12/2011 1:27:54 PM |
bazaar-festivity | $75.00 | 11/12/2011 1:10:24 PM |
vutah | $25.00 | 11/12/2011 5:44:37 PM |
papaloha | $25.00 | 11/12/2011 2:43:36 PM |
genuine-dime | $100.00 | 11/14/2011 5:40:44 AM |
worth-blanket2 | $7,200.00 | 11/15/2011 1:55:32 PM |
fountain355 | $25.00 | 11/13/2011 4:35:18 AM |
iaffy | $25.00 | 11/14/2011 12:19:32 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
538643
This series of Notes was issued and sold upon the funding of the borrower loan #56613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $6,422 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| note-virtuoso9 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Want to leave the big banks behind.
Purpose of loan: Debt consolidation
My financial situation: To pay off all credit cards.
I am a good candidate for this loan because... My monthly payment on prosper loan would be equivalent to my current monthly credit card payments.
Monthly net income: $ 1800
Monthly expenses: $ 1230
Housing: $ 500
Insurance: $ 80
Car expenses: $ 100
Utilities: $ 0
Phone, cable, internet: $ 140
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $50.00 | 11/12/2011 1:08:21 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:25 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:00 AM |
worth-blanket2 | $4,900.00 | 11/15/2011 1:54:12 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
538649
This series of Notes was issued and sold upon the funding of the borrower loan #56355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 11% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,898 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Mattastic |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $500.00 | 11/14/2011 5:24:57 PM |
careful-compassion | $25.00 | 11/14/2011 5:38:09 PM |
frogperson | $75.00 | 11/15/2011 7:58:24 AM |
worth-blanket2 | $6,700.00 | 11/15/2011 1:54:39 PM |
fortytwo | $150.00 | 11/15/2011 10:22:43 AM |
liberty-magnate | $25.00 | 11/15/2011 1:53:58 PM |
golffish2 | $25.00 | 11/15/2011 3:36:17 AM |
economy-coup | $50.00 | 11/14/2011 10:32:07 PM |
papaloha | $25.00 | 11/15/2011 8:53:02 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
538653
This series of Notes was issued and sold upon the funding of the borrower loan #56352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,400.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $241.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 10% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $598 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| nickel-acrobat |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
2nd Prosper loan for Business use
Purpose of loan:
This loan will be used to...
start a security guard company. I have qualified for a private patrol operator license with the California Bureau of Security and Investigative Services. Will start business with a friend who has 15 years experience in industry. This will be a side job for me and I won?t depend on it for any income. And about 20% of loan will be used for holiday spending.
My financial situation:
I am a good candidate for this loan because...
This will be my 2nd Prosper loan. I paid-off my first prosper loan early. I?ve also been investing in Prosper for 2 years. I will easily pay-off this loan. I have a big bonus coming at the end of February through my employer (I already reached my sales targets for 2011, so money is guaranteed).
I am financially responsible, and about 3 years ago I walked away from my mortgage, as it did not make financial sense for me to pay for a property that was 40% underwater.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/19/2011 12:16:04 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:54 PM |
cnovak | $25.00 | 11/19/2011 12:31:25 PM |
Clambake | $25.00 | 11/19/2011 12:32:17 PM |
investmentgroup | $25.00 | 11/19/2011 12:49:37 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:39 PM |
saahilld | $25.00 | 11/19/2011 12:57:00 PM |
kenji4861 | $25.00 | 11/19/2011 12:28:13 PM |
Zuzu | $25.00 | 11/20/2011 1:38:17 AM |
tflood1967 | $50.00 | 11/19/2011 12:55:34 PM |
jjb3 | $25.00 | 11/19/2011 12:58:22 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:59 AM |
Socorro_Capital_Partners | $25.01 | 11/20/2011 8:11:37 AM |
serene-capital | $25.00 | 11/19/2011 2:56:48 PM |
Oak-Parker | $25.00 | 11/19/2011 5:52:06 PM |
important-ore | $150.00 | 11/20/2011 12:19:41 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:57 PM |
novice-speculator | $25.00 | 11/20/2011 1:23:16 PM |
first-serene-credit | $25.00 | 11/20/2011 7:18:19 AM |
enriching-credit9 | $28.93 | 11/20/2011 1:03:42 PM |
Chosen-one | $25.00 | 11/20/2011 10:07:59 AM |
Brisket_Bob | $159.95 | 11/20/2011 1:52:46 PM |
just-loyalty643 | $50.00 | 11/20/2011 11:52:34 AM |
WorkingTA | $25.00 | 11/20/2011 3:02:17 PM |
Bank42 | $25.00 | 11/20/2011 3:40:08 PM |
susurrus | $50.00 | 11/20/2011 6:21:34 PM |
ianakacg | $25.00 | 11/20/2011 8:15:04 PM |
ianakacg | $25.00 | 11/20/2011 8:21:49 PM |
feb217 | $25.00 | 11/20/2011 9:28:27 PM |
green28 | $193.13 | 11/21/2011 4:45:44 AM |
a2190b | $36.00 | 11/20/2011 3:15:00 PM |
treasure-expert | $25.00 | 11/20/2011 3:21:35 PM |
Winged_Inspirations | $50.00 | 11/21/2011 6:44:20 AM |
Sneezie | $100.00 | 11/21/2011 9:38:22 AM |
Tscheddar | $25.00 | 11/21/2011 9:38:58 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:45 AM |
commitment-farm | $40.00 | 11/21/2011 11:17:18 AM |
igniter584 | $25.00 | 11/21/2011 12:12:28 PM |
HammerKnuckleLending | $50.00 | 11/21/2011 11:53:10 AM |
TMBank | $25.00 | 11/21/2011 8:49:08 AM |
igniter584 | $25.00 | 11/21/2011 12:20:48 PM |
Paxman84 | $25.00 | 11/21/2011 12:24:40 PM |
bailey7563 | $50.00 | 11/21/2011 1:09:40 PM |
sturdy-nickel4 | $25.00 | 11/21/2011 3:28:20 PM |
kindness-lesson1 | $25.00 | 11/21/2011 2:43:13 PM |
Ocean713 | $75.00 | 11/21/2011 5:05:14 PM |
Eric_Gagne | $25.00 | 11/21/2011 10:15:44 AM |
worthy-bid8 | $50.00 | 11/21/2011 5:08:27 PM |
w3alter | $50.00 | 11/21/2011 5:24:30 PM |
McDeeter | $75.00 | 11/21/2011 2:12:04 PM |
invincible-platinum9 | $25.00 | 11/21/2011 6:18:12 PM |
triumph246 | $25.11 | 11/21/2011 7:21:19 PM |
Tizzo27 | $60.00 | 11/21/2011 8:50:34 PM |
luminous-marketplace5 | $25.00 | 11/21/2011 5:07:44 PM |
sugybutt | $35.23 | 11/21/2011 10:25:03 PM |
ferocious-exchange3 | $100.00 | 11/22/2011 12:45:38 AM |
don8ter | $100.00 | 11/22/2011 4:01:42 AM |
BigBag | $25.00 | 11/22/2011 6:08:55 AM |
kind-cash-zone | $83.79 | 11/22/2011 6:54:19 AM |
nsquared007 | $25.00 | 11/22/2011 6:47:03 AM |
gothampark | $25.00 | 11/22/2011 6:50:19 AM |
enriching-trade2 | $50.00 | 11/19/2011 12:36:02 PM |
anacent | $25.00 | 11/19/2011 12:37:40 PM |
CincyTex | $150.00 | 11/19/2011 12:39:21 PM |
WalnutCreekguy | $100.00 | 11/19/2011 12:15:01 PM |
influential-benjamins0 | $100.00 | 11/19/2011 12:51:56 PM |
evnagelist | $25.00 | 11/19/2011 12:24:27 PM |
britgsb | $30.00 | 11/19/2011 12:33:12 PM |
lotuss4 | $25.00 | 11/19/2011 12:33:50 PM |
enterprising-credit2 | $50.00 | 11/19/2011 3:31:13 PM |
funds-framework4 | $70.23 | 11/19/2011 3:55:12 PM |
SV-AZ | $26.45 | 11/19/2011 4:42:19 PM |
lendersf | $100.00 | 11/19/2011 12:38:52 PM |
subtle-revenue0 | $25.00 | 11/19/2011 12:49:53 PM |
julijask | $25.00 | 11/19/2011 9:41:43 PM |
asset-expert0 | $25.00 | 11/19/2011 10:11:30 PM |
auction-seeker4 | $25.00 | 11/20/2011 4:41:54 AM |
tomdooley12520 | $25.00 | 11/20/2011 8:58:55 AM |
Nasdaq | $25.00 | 11/20/2011 9:08:01 AM |
yield-hut | $25.00 | 11/19/2011 3:27:10 PM |
Nazbuster | $50.00 | 11/20/2011 12:07:41 PM |
goodhearted-basis4 | $25.00 | 11/19/2011 5:59:04 PM |
s270 | $25.00 | 11/19/2011 7:37:08 PM |
GMPK_TLAS | $50.00 | 11/20/2011 12:36:19 PM |
jazzlender | $50.00 | 11/20/2011 12:49:28 PM |
seabass123 | $25.00 | 11/20/2011 1:56:41 PM |
beachfunder | $25.00 | 11/20/2011 8:47:18 AM |
NickRac | $25.00 | 11/20/2011 2:36:44 PM |
exchange-squirrel | $25.00 | 11/20/2011 11:49:55 AM |
upbeat-finance8 | $25.00 | 11/20/2011 12:00:03 PM |
Reddy_Capital | $36.00 | 11/20/2011 4:17:17 PM |
CreditBuilder2 | $50.00 | 11/20/2011 3:56:23 PM |
indomitable-coin | $25.00 | 11/20/2011 12:19:06 PM |
thajr | $25.00 | 11/20/2011 6:13:00 PM |
mizount | $25.00 | 11/20/2011 6:47:23 PM |
kind-forthright-repayment | $125.00 | 11/20/2011 7:30:36 PM |
entrepreneur99 | $30.00 | 11/20/2011 8:28:28 PM |
liberty-cocktail6 | $25.00 | 11/21/2011 9:01:32 AM |
IPlayOutsideTheBox | $25.00 | 11/20/2011 4:39:52 PM |
totoro | $25.00 | 11/20/2011 9:44:23 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:30 AM |
Bait989 | $35.00 | 11/21/2011 3:50:11 AM |
Freedomforme16 | $25.00 | 11/21/2011 10:39:52 AM |
basis-wizard8 | $100.00 | 11/21/2011 6:24:10 AM |
secureincome | $1,250.00 | 11/21/2011 11:04:25 AM |
oskizzle | $25.00 | 11/21/2011 1:18:06 PM |
supreme-dollar5 | $50.00 | 11/21/2011 12:48:01 PM |
OregonDane | $25.00 | 11/21/2011 2:59:26 PM |
djh47a | $25.00 | 11/21/2011 2:18:09 PM |
FL-Lender | $34.11 | 11/21/2011 3:32:33 PM |
DadWarbucks | $25.00 | 11/21/2011 5:07:29 PM |
gain-gourd | $100.00 | 11/21/2011 10:50:19 AM |
Schlawinzer | $27.73 | 11/21/2011 11:54:58 AM |
kevin314 | $25.00 | 11/21/2011 5:19:02 PM |
wealth-fields8 | $50.00 | 11/21/2011 5:26:31 PM |
loot-heart | $25.00 | 11/21/2011 1:42:36 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:34 PM |
benjamins-britches | $50.00 | 11/21/2011 6:39:48 PM |
priceless-cash5 | $25.00 | 11/21/2011 4:44:08 PM |
zippy-greenback231 | $25.00 | 11/21/2011 6:09:24 PM |
doopers | $25.00 | 11/21/2011 7:10:53 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:15 PM |
ferocious-exchange3 | $50.00 | 11/22/2011 12:41:40 AM |
RedRockLLC | $25.00 | 11/22/2011 4:40:44 AM |
spiritual-compassion3-16 | $25.00 | 11/22/2011 6:16:01 AM |
platinum-genetics | $25.00 | 11/21/2011 5:28:55 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:29 AM |
crw1950 | $25.90 | 11/22/2011 6:33:19 AM |
tranquil-economy4 | $50.00 | 11/22/2011 5:47:17 AM |
wampum-chorus3 | $31.80 | 11/22/2011 6:33:17 AM |
bold-payment-guard | $52.56 | 11/22/2011 6:57:19 AM |
danf2201 | $50.00 | 11/21/2011 7:23:59 PM |
dough-souffle | $63.07 | 11/21/2011 7:29:27 PM |
kinetic-yield4 | $25.00 | 11/21/2011 8:22:23 PM |
4palmtrees | $100.00 | 11/21/2011 8:50:15 PM |
thrifty-capital | $25.00 | 11/21/2011 9:37:52 PM |
136 Investments
|
Borrower Payment Dependent Notes Series
538683
This series of Notes was issued and sold upon the funding of the borrower loan #56557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $326.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 15y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,769 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| JTSRDS |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2010)
680-699
(Jun-2008)
|
Principal balance:
| $5,560.83 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 54 | | |
Description
Removing credit cards
I will use this loan to rid myself of one large credit institution. I have one card at $2,300 at a 29.99% rate and I will refinance a 23% rate on my last prosper loan. I will layer use the rest to finally eliminate debt from my wife's name.
You want in on this loan because you can view my last two Prosper experiences. I have been faithful for years and will continue to be as I work my family out of debt while I raise two young men, 13 & 11, to never go where I have gone in debt.
Thank you so much for helping a fellow slave make it out.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/19/2011 12:06:01 PM |
toblerone | $25.00 | 11/19/2011 12:16:04 PM |
determined-revenue1 | $35.00 | 11/19/2011 12:12:36 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:40 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:54 PM |
Clambake | $25.00 | 11/19/2011 12:32:17 PM |
iaffy | $25.00 | 11/19/2011 12:32:40 PM |
britgsb | $30.00 | 11/19/2011 12:33:12 PM |
cnovak | $25.00 | 11/19/2011 12:31:25 PM |
anacent | $25.00 | 11/19/2011 12:37:40 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:34 PM |
saahilld | $25.00 | 11/19/2011 12:57:01 PM |
kenji4861 | $25.00 | 11/19/2011 12:28:14 PM |
JustMee | $25.00 | 11/19/2011 2:29:43 PM |
AFairDeal | $25.00 | 11/19/2011 12:34:53 PM |
bill-booster5 | $25.00 | 11/19/2011 3:46:17 PM |
enriching-trade2 | $50.00 | 11/19/2011 12:36:03 PM |
phenomenal-gain5 | $25.00 | 11/19/2011 5:53:19 PM |
lucrative-durability | $25.00 | 11/20/2011 8:43:38 AM |
GoGalt | $50.00 | 11/20/2011 7:49:36 AM |
OldManP | $25.00 | 11/19/2011 5:15:20 PM |
cordial-bonus | $25.00 | 11/20/2011 12:28:55 PM |
Nasdaq | $25.00 | 11/20/2011 2:16:30 PM |
the-lean-bid | $25.00 | 11/20/2011 4:54:27 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:57 PM |
GMPK_TLAS | $50.00 | 11/20/2011 12:36:20 PM |
ianakacg | $25.00 | 11/20/2011 8:21:49 PM |
ianakacg | $25.00 | 11/20/2011 8:15:05 PM |
CFOGO | $25.00 | 11/21/2011 4:06:26 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:45 AM |
thankful-nickel2 | $25.00 | 11/20/2011 4:06:44 PM |
mizount | $25.00 | 11/20/2011 6:47:23 PM |
yield-hut | $50.00 | 11/21/2011 11:38:41 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:20 AM |
trustworthy-finance6 | $200.00 | 11/21/2011 11:17:08 AM |
CatbirdBanking | $25.00 | 11/21/2011 12:04:15 PM |
Ocean713 | $75.00 | 11/21/2011 5:07:16 PM |
benefit-investor1 | $25.00 | 11/21/2011 5:23:26 PM |
CreditBuilder2 | $150.00 | 11/21/2011 1:23:50 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:34 PM |
a-restless-dollar | $25.00 | 11/21/2011 6:05:31 PM |
spiff666 | $56.66 | 11/21/2011 7:31:46 PM |
jazzlender | $50.00 | 11/21/2011 5:18:56 PM |
wealth-fields8 | $50.00 | 11/21/2011 5:26:31 PM |
don8ter | $100.00 | 11/22/2011 4:01:42 AM |
Brisket_Bob | $70.05 | 11/21/2011 5:32:29 PM |
igniter584 | $25.00 | 11/22/2011 7:42:14 AM |
Leshan | $101.77 | 11/22/2011 7:59:29 AM |
setUup | $36.20 | 11/22/2011 8:01:21 AM |
heavy_ax | $50.00 | 11/22/2011 9:19:03 AM |
damage | $25.00 | 11/22/2011 9:14:59 AM |
371millwood | $300.00 | 11/22/2011 7:09:17 AM |
vigorous-velocity | $150.00 | 11/22/2011 8:56:36 AM |
Silver-Penny001 | $25.00 | 11/22/2011 10:46:37 AM |
Quizard | $25.01 | 11/22/2011 10:52:47 AM |
rautility | $200.00 | 11/22/2011 11:50:14 AM |
aztocas | $50.00 | 11/22/2011 11:03:26 AM |
orange-lucrative-dollar | $50.00 | 11/22/2011 1:53:26 PM |
ddog0224 | $75.00 | 11/22/2011 2:55:24 PM |
vestratech | $50.00 | 11/22/2011 12:45:07 PM |
Loan-Mart | $33.64 | 11/22/2011 12:53:38 PM |
Bankwithme | $500.00 | 11/22/2011 1:21:59 PM |
gain-expert | $34.19 | 11/22/2011 1:23:45 PM |
basis-wizard8 | $100.00 | 11/22/2011 2:40:05 PM |
Phunder | $25.00 | 11/22/2011 9:38:19 AM |
Phunder | $25.00 | 11/22/2011 9:39:12 AM |
debt-legend | $25.00 | 11/22/2011 3:11:09 PM |
euro-deployment | $25.00 | 11/22/2011 3:40:52 PM |
r48 | $25.00 | 11/22/2011 4:47:27 PM |
axl163 | $25.00 | 11/22/2011 11:58:17 AM |
ethicalhumanist | $100.00 | 11/22/2011 12:28:11 PM |
credit-investor5 | $50.00 | 11/22/2011 4:21:54 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:42 PM |
jcw3rd | $25.00 | 11/22/2011 4:33:47 PM |
Mad_Scientist | $65.00 | 11/22/2011 6:10:52 PM |
keichi03 | $50.00 | 11/22/2011 5:44:24 PM |
loyalty-sherpa | $25.00 | 11/22/2011 5:19:30 PM |
bb575 | $50.00 | 11/19/2011 12:28:00 PM |
WalnutCreekguy | $33.00 | 11/19/2011 12:15:01 PM |
influential-benjamins0 | $100.00 | 11/19/2011 12:51:56 PM |
Tradesmanlender | $25.00 | 11/19/2011 12:55:39 PM |
jjb3 | $25.00 | 11/19/2011 12:58:22 PM |
enterprising-credit2 | $25.00 | 11/19/2011 3:32:55 PM |
lendersf | $100.00 | 11/19/2011 12:38:52 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:59 AM |
evnagelist | $25.00 | 11/20/2011 12:09:29 PM |
investment-artist | $28.01 | 11/20/2011 12:31:05 PM |
dollar-tornado3 | $50.00 | 11/20/2011 4:30:51 AM |
indomitable-coin | $25.00 | 11/20/2011 12:19:07 PM |
susurrus | $100.00 | 11/20/2011 6:22:57 PM |
Reddy_Capital | $36.00 | 11/20/2011 5:20:04 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:30 AM |
Zuzu | $25.00 | 11/21/2011 10:58:25 AM |
einstein | $500.00 | 11/21/2011 10:50:51 AM |
novice-speculator | $25.00 | 11/21/2011 11:31:14 AM |
astute-fairness0 | $25.00 | 11/21/2011 12:44:28 PM |
Sneezie | $100.00 | 11/21/2011 9:38:23 AM |
BenR | $100.00 | 11/21/2011 9:42:04 AM |
paladin510 | $35.00 | 11/21/2011 5:02:59 PM |
Trondheim_Norway | $103.61 | 11/21/2011 11:23:01 AM |
igniter584 | $25.00 | 11/21/2011 12:12:28 PM |
important-ore | $150.00 | 11/21/2011 5:22:46 PM |
igniter584 | $25.00 | 11/21/2011 12:20:49 PM |
agalt | $125.00 | 11/21/2011 12:39:58 PM |
blackfur | $25.00 | 11/21/2011 5:29:20 PM |
trident9 | $70.24 | 11/21/2011 1:31:56 PM |
sturdy-nickel4 | $25.00 | 11/21/2011 3:18:13 PM |
bibliomania | $25.00 | 11/21/2011 8:01:57 PM |
ChristopherHS | $25.00 | 11/21/2011 9:57:55 PM |
principal-sensation | $25.00 | 11/21/2011 8:50:48 PM |
JustOneVoice | $25.00 | 11/22/2011 2:59:46 AM |
generator596 | $25.00 | 11/22/2011 3:17:27 AM |
w3alter | $50.00 | 11/21/2011 5:24:30 PM |
thajr | $25.00 | 11/22/2011 6:33:01 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:04 AM |
Malkial | $27.24 | 11/22/2011 7:13:38 AM |
brightest-creative-leverage | $25.00 | 11/22/2011 8:42:39 AM |
MrEville | $25.00 | 11/21/2011 8:49:05 PM |
wlm3012 | $50.00 | 11/21/2011 9:05:56 PM |
worthy-bid8 | $50.00 | 11/22/2011 9:06:52 AM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:16 PM |
ferocious-exchange3 | $50.00 | 11/22/2011 12:41:40 AM |
Biancs | $150.00 | 11/22/2011 9:30:50 AM |
blue-intuitive-order | $25.00 | 11/22/2011 10:45:21 AM |
educationfirst | $50.00 | 11/22/2011 10:47:55 AM |
Pickmar | $25.00 | 11/22/2011 11:27:23 AM |
daveseansworld | $32.93 | 11/22/2011 12:43:46 PM |
just-loyalty643 | $50.00 | 11/22/2011 11:30:48 AM |
rautility | $100.00 | 11/22/2011 11:44:11 AM |
FlexFunding | $50.00 | 11/22/2011 2:29:03 PM |
thorough-marketplace441 | $25.00 | 11/22/2011 1:04:52 PM |
UKloanfella | $50.64 | 11/22/2011 4:05:03 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:24 PM |
investment-plasma | $50.00 | 11/22/2011 10:04:37 AM |
BleedPurple | $25.00 | 11/22/2011 10:14:57 AM |
kevin314 | $25.00 | 11/22/2011 5:07:47 PM |
granitepk | $100.00 | 11/22/2011 10:53:36 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:45 AM |
platinum-genetics | $25.00 | 11/22/2011 5:20:26 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:40 PM |
kind-magnificent-bid | $100.00 | 11/22/2011 2:34:42 PM |
affluence-birdie7 | $148.90 | 11/22/2011 2:54:41 PM |
lagnisiruk | $25.00 | 11/22/2011 5:32:51 PM |
themoneydoctor | $286.69 | 11/22/2011 5:55:42 PM |
a2190b | $36.00 | 11/22/2011 6:08:59 PM |
nickel-ferret | $50.00 | 11/22/2011 5:35:29 PM |
kegs | $1,099.22 | 11/22/2011 6:11:04 PM |
147 Investments
|
Borrower Payment Dependent Notes Series
538739
This series of Notes was issued and sold upon the funding of the borrower loan #56397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,073 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| immaculate-openness8 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay bills and home repairs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/15/2011 11:42:12 AM |
papaloha | $50.00 | 11/16/2011 10:56:03 AM |
roux | $25.00 | 11/16/2011 6:27:26 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:51 PM |
toblerone | $25.00 | 11/18/2011 7:38:50 AM |
NewOrleans2012 | $25.00 | 11/18/2011 9:10:18 AM |
Angel_Investor_7 | $25.00 | 11/18/2011 9:20:58 AM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:53 AM |
davisfl | $25.00 | 11/18/2011 12:30:09 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:54:07 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:28 PM |
finance-mushroom | $200.00 | 11/18/2011 5:16:51 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:08 AM |
camaraderi-atmosphere | $50.00 | 11/18/2011 6:49:56 PM |
miked8303 | $25.00 | 11/19/2011 12:14:44 PM |
diplomatic-wealth7 | $25.00 | 11/19/2011 12:16:39 PM |
dedicated-transaction796 | $25.00 | 11/19/2011 12:28:26 PM |
hope-eagle6 | $25.00 | 11/19/2011 12:46:05 PM |
life-is-great | $25.00 | 11/19/2011 12:25:50 PM |
mlj0671 | $25.00 | 11/19/2011 1:38:18 PM |
rescue | $100.00 | 11/19/2011 12:58:06 PM |
niceville80 | $25.00 | 11/20/2011 5:21:02 AM |
antlr | $50.00 | 11/20/2011 2:43:08 PM |
p2p-allocator | $25.00 | 11/20/2011 7:01:56 PM |
new-social-economist | $50.00 | 11/20/2011 11:13:18 PM |
productive-ore | $25.00 | 11/21/2011 4:52:26 AM |
asiaratt | $50.00 | 11/21/2011 9:21:54 AM |
managedfund | $2,250.00 | 11/21/2011 10:34:02 AM |
Sid-K | $25.00 | 11/21/2011 9:06:59 AM |
qwsd12 | $50.00 | 11/21/2011 9:18:51 AM |
mlj0671 | $25.00 | 11/21/2011 2:15:53 PM |
benwalla | $25.00 | 11/21/2011 2:43:46 PM |
restless-currency | $50.00 | 11/21/2011 5:06:39 PM |
shiny-dollar9 | $50.00 | 11/21/2011 5:10:02 PM |
MikeyZ2008 | $50.00 | 11/21/2011 5:10:21 PM |
apostle901 | $25.00 | 11/21/2011 5:25:25 PM |
rhin0cerx | $50.00 | 11/21/2011 5:28:07 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:10 PM |
Weaverville | $25.00 | 11/21/2011 9:21:13 PM |
balanced-bill7 | $100.00 | 11/21/2011 5:16:32 PM |
fair-pound5 | $100.00 | 11/21/2011 5:17:56 PM |
tornandfrayed | $25.00 | 11/21/2011 5:25:44 PM |
treasure-bliss | $25.00 | 11/22/2011 7:25:54 AM |
orange-preeminant-bill | $25.00 | 11/22/2011 7:34:55 AM |
money-yeller | $50.00 | 11/21/2011 6:15:28 PM |
Learning2Lend | $25.00 | 11/22/2011 9:31:22 AM |
thelovebug | $100.00 | 11/22/2011 9:33:26 AM |
important-openness1 | $55.00 | 11/22/2011 9:34:50 AM |
Mariner3605 | $25.00 | 11/22/2011 9:32:43 AM |
EBITDA | $25.00 | 11/22/2011 9:23:27 AM |
minddoc | $25.00 | 11/22/2011 9:24:22 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:02 PM |
first-friendly-listing | $25.00 | 11/22/2011 3:45:15 PM |
reward-gala | $50.00 | 11/22/2011 3:50:05 PM |
income-buddy7 | $100.00 | 11/22/2011 9:36:29 AM |
help4u | $25.00 | 11/22/2011 9:46:21 AM |
social-zebra | $30.00 | 11/22/2011 10:26:44 AM |
factcheck | $40.00 | 11/22/2011 10:30:35 AM |
gold-pudding6 | $32.29 | 11/22/2011 5:10:08 PM |
nimble-revenue | $25.00 | 11/22/2011 11:38:58 AM |
exchange-pledge | $50.00 | 11/22/2011 4:48:59 PM |
enthralling-deal180 | $25.00 | 11/17/2011 4:41:13 AM |
loan-mammal | $100.00 | 11/18/2011 9:05:24 AM |
social-cocktail1 | $200.00 | 11/18/2011 9:38:23 AM |
silver-wonder278 | $25.00 | 11/18/2011 5:23:37 PM |
loyalist1 | $100.00 | 11/18/2011 11:32:42 PM |
lagnisiruk | $25.00 | 11/18/2011 11:53:23 PM |
finance-prescription | $100.00 | 11/19/2011 6:53:47 AM |
red-power-pecan | $50.00 | 11/19/2011 12:09:08 PM |
wildguy | $25.00 | 11/19/2011 7:47:54 AM |
tflood1967 | $50.00 | 11/19/2011 12:55:20 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:10 PM |
stanfordgrad05 | $25.00 | 11/19/2011 2:02:29 PM |
TW2000 | $25.00 | 11/19/2011 7:32:44 PM |
orange-preeminant-bill | $25.00 | 11/19/2011 1:02:02 PM |
principal-cooker2 | $100.00 | 11/20/2011 12:06:11 PM |
1phantom | $25.00 | 11/20/2011 12:21:28 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:44 PM |
realtormoises | $25.00 | 11/21/2011 5:51:21 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:16 AM |
rvfbroker | $25.00 | 11/21/2011 9:40:21 AM |
jamiee73 | $25.00 | 11/21/2011 9:31:58 AM |
progressive-economy261 | $400.00 | 11/21/2011 9:11:11 AM |
atcrain07 | $25.00 | 11/21/2011 12:33:21 PM |
tshurts | $25.00 | 11/21/2011 5:09:54 PM |
Wellman | $25.00 | 11/21/2011 5:10:06 PM |
Brisket_Bob | $25.50 | 11/21/2011 7:04:52 PM |
DadWarbucks | $50.00 | 11/22/2011 5:55:28 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:18 AM |
symbiosis | $38.00 | 11/22/2011 9:07:50 AM |
cotito | $25.00 | 11/22/2011 9:12:42 AM |
shrewd-peace7 | $25.00 | 11/22/2011 9:18:23 AM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:54:33 PM |
exciting-loyalty3 | $50.00 | 11/22/2011 9:23:02 AM |
zone8 | $100.00 | 11/22/2011 9:24:38 AM |
economy-producer | $25.00 | 11/22/2011 9:25:14 AM |
bsh297 | $26.06 | 11/22/2011 6:17:10 AM |
money-surge1 | $25.00 | 11/22/2011 9:30:13 AM |
golden-cat | $25.00 | 11/22/2011 9:30:18 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 10:03:38 AM |
buddy486 | $25.00 | 11/22/2011 10:43:45 AM |
stepatatime-together | $100.00 | 11/22/2011 9:22:38 AM |
a-resplendent-commitment | $25.00 | 11/22/2011 9:22:53 AM |
market-jam | $50.00 | 11/22/2011 9:25:24 AM |
wise-silver-wonder | $25.00 | 11/22/2011 12:40:13 PM |
Katburg | $25.00 | 11/22/2011 12:44:46 PM |
melodious-fairness | $25.00 | 11/22/2011 9:31:42 AM |
FASTIZIO_P | $25.00 | 11/22/2011 9:32:13 AM |
cash-taxi7 | $25.00 | 11/22/2011 1:19:22 PM |
vibraphone3 | $25.00 | 11/22/2011 9:37:49 AM |
handshake5 | $100.00 | 11/22/2011 5:05:41 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:51 PM |
miamibeachloaner | $25.00 | 11/22/2011 5:09:24 PM |
Weaverville | $25.00 | 11/22/2011 3:20:39 PM |
red-luminous-gain | $25.00 | 11/22/2011 4:49:36 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
538759
This series of Notes was issued and sold upon the funding of the borrower loan #56699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,883 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| penny-kitten6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating debt
Purpose of loan: Consolidating debt
This loan will be used for Consolidating Debt
My financial situation: I don't have that amount at this time.
I am a good candidate for this loan because... I pay all my bills on time, and my aunt plans to pay for half.
Monthly net income: $1300
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $120
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $125.00 | 11/23/2011 9:43:18 AM |
papaloha | $25.00 | 11/14/2011 9:03:28 AM |
pound-mushroom3 | $25.00 | 11/14/2011 10:06:51 AM |
economy-coup | $50.00 | 11/14/2011 9:41:20 AM |
CashFlow13 | $100.00 | 11/16/2011 7:09:49 PM |
realtormoises | $25.00 | 11/16/2011 7:34:05 PM |
finance-mushroom | $200.00 | 11/17/2011 9:16:12 AM |
alexgalt | $25.00 | 11/18/2011 11:00:03 AM |
DiligentiaLLC | $50.00 | 11/18/2011 8:19:04 AM |
reflective-rupee | $25.00 | 11/18/2011 10:23:36 AM |
well-mannered-income3 | $50.00 | 11/18/2011 8:25:45 PM |
wwwUniversal | $25.00 | 11/19/2011 12:39:57 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:36:58 PM |
Bob450 | $25.00 | 11/19/2011 10:09:32 PM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:45 PM |
loan-fate | $50.00 | 11/20/2011 12:30:09 PM |
enterprising-credit2 | $25.00 | 11/20/2011 2:02:04 PM |
PrincessGrace33 | $25.00 | 11/21/2011 2:57:34 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 10:06:57 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:50 PM |
saxaphone6 | $25.00 | 11/23/2011 10:03:38 AM |
Money_Working | $25.00 | 11/23/2011 10:11:36 AM |
ChrisProsper | $200.00 | 11/23/2011 10:30:06 AM |
social-zebra | $30.00 | 11/23/2011 10:32:54 AM |
virtuous-auction7 | $25.00 | 11/23/2011 10:36:41 AM |
2grindstones | $33.58 | 11/23/2011 10:16:45 AM |
credit-coach118 | $25.57 | 11/23/2011 10:12:37 AM |
SeaSkyGuy71 | $25.00 | 11/23/2011 5:34:27 PM |
Iwillhuntyoudown | $25.00 | 11/23/2011 8:09:00 PM |
topper480 | $50.00 | 11/24/2011 6:33:26 AM |
economy-sunrise | $25.00 | 11/24/2011 6:05:57 AM |
abundant-credit6 | $40.00 | 11/24/2011 8:39:16 AM |
gjm6d | $25.00 | 11/24/2011 7:32:32 AM |
CASSHMAN | $75.00 | 11/24/2011 9:11:24 AM |
nycfinance | $25.00 | 11/23/2011 6:43:31 PM |
proud-pound4 | $25.00 | 11/24/2011 9:35:58 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:38 PM |
Mariner3605 | $25.00 | 11/24/2011 9:07:12 AM |
jml3482 | $25.00 | 11/25/2011 12:27:18 AM |
leverage-monger | $25.00 | 11/24/2011 9:21:36 AM |
atlantafan | $25.00 | 11/25/2011 9:22:28 AM |
bailey7563 | $30.00 | 11/25/2011 11:38:22 AM |
VASLENDING | $25.00 | 11/25/2011 2:21:19 PM |
logical-capital0 | $25.00 | 11/25/2011 6:28:31 PM |
FASTIZIO_P | $25.00 | 11/25/2011 9:12:35 AM |
sturdy-peace9 | $100.00 | 11/25/2011 7:59:25 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:23 PM |
borquist | $25.00 | 11/26/2011 7:58:46 AM |
eronyc | $25.00 | 11/26/2011 12:05:18 PM |
lillian27 | $25.00 | 11/26/2011 12:20:16 PM |
asiaratt | $47.00 | 11/26/2011 12:36:20 PM |
gold-cluster | $50.00 | 11/26/2011 7:46:59 PM |
Ebanco | $52.69 | 11/26/2011 10:21:54 PM |
greenwell | $25.00 | 11/27/2011 9:35:20 AM |
itjunkie | $25.00 | 11/27/2011 1:53:02 PM |
irrelevant | $25.00 | 11/27/2011 2:30:34 PM |
wise-penny-protector | $50.00 | 11/26/2011 9:35:06 PM |
AndChicksforFree | $25.00 | 11/27/2011 11:28:49 AM |
golden-velocity9 | $35.00 | 11/14/2011 9:38:13 AM |
frogperson | $50.00 | 11/15/2011 7:56:35 AM |
fortytwo | $150.00 | 11/15/2011 10:22:40 AM |
managedfund | $1,500.00 | 11/15/2011 2:35:35 PM |
fantastic-wampum1 | $100.00 | 11/15/2011 8:15:23 PM |
blazing-capital2 | $250.00 | 11/16/2011 8:47:21 AM |
fervent-repayment | $50.00 | 11/16/2011 7:02:31 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:41 PM |
preventivepestcontrol | $50.00 | 11/17/2011 10:16:30 AM |
toblerone | $25.00 | 11/18/2011 7:38:45 AM |
LittleMingo | $25.00 | 11/18/2011 11:50:11 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:46 AM |
Bankwithme | $338.00 | 11/18/2011 10:58:37 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:18 PM |
patriot897 | $25.00 | 11/21/2011 5:51:54 PM |
ore-leaper1 | $32.90 | 11/22/2011 10:51:15 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:02 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:16 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:11 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:43:54 PM |
riveting-credit5 | $50.00 | 11/23/2011 8:03:07 AM |
oreyedoc | $50.00 | 11/22/2011 9:28:43 PM |
top-historic-peso | $25.00 | 11/23/2011 9:35:00 AM |
agalt | $75.00 | 11/23/2011 10:23:08 AM |
profde | $50.00 | 11/23/2011 9:47:52 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:24 PM |
green-capital-hornet | $25.00 | 11/23/2011 9:32:31 AM |
Kids-College-Fund | $500.00 | 11/23/2011 10:11:45 AM |
jonnysixgun | $25.00 | 11/24/2011 6:36:07 AM |
BlueProteus | $25.00 | 11/24/2011 9:11:27 AM |
atcrain07 | $25.00 | 11/25/2011 6:20:42 AM |
dedicated-transaction796 | $25.00 | 11/25/2011 9:12:23 AM |
168RichCapital | $25.11 | 11/25/2011 9:06:45 AM |
Rebelrick9 | $25.00 | 11/25/2011 1:23:07 PM |
RMI_Babylon | $25.00 | 11/25/2011 1:29:59 PM |
responsibility-blanket6 | $49.04 | 11/26/2011 1:04:53 AM |
Zingaro | $25.00 | 11/26/2011 12:59:49 AM |
productive-ore | $25.00 | 11/26/2011 10:26:32 AM |
wise-deal-panda | $69.00 | 11/26/2011 12:10:13 PM |
worldly-community3 | $50.00 | 11/26/2011 12:18:49 PM |
KLcapital | $50.00 | 11/26/2011 2:16:45 PM |
stepatatime-together | $100.00 | 11/26/2011 12:31:30 PM |
worthy-bid8 | $50.00 | 11/26/2011 12:35:07 PM |
rautility | $25.00 | 11/27/2011 9:04:04 AM |
balanced-bill7 | $39.00 | 11/26/2011 12:24:17 PM |
HHP | $100.00 | 11/26/2011 12:30:04 PM |
listing-reformation8 | $30.00 | 11/26/2011 1:55:36 PM |
Poohcho | $25.00 | 11/27/2011 1:34:29 PM |
CashFlow13 | $250.00 | 11/27/2011 9:53:19 AM |
107 Investments
|
Borrower Payment Dependent Notes Series
538801
This series of Notes was issued and sold upon the funding of the borrower loan #56418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,263 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-terrific-pound |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
National Milk Bank
Purpose of loan:
This loan will be used to..create capital for new marketing for my business.
My financial situation:
I am a good candidate for this loan because...I have been in business for 6 years with a profit every year. I have been able to always pay my bills on time and with the money that you lend me, I will be able to continue with my marketing plan.
Monthly net income: $5,000
Monthly expenses: $2,000
Housing: $ -0-
Insurance: $ paid thru business
Car expenses: $ -0-
Utilities: $ 50
Phone, cable, internet: $ 200
Food, entertainment: $ 500
Clothing, household expenses: $ 1,000
Credit cards and other loans: $ -0-
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/18/2011 5:36:00 PM |
worth-blanket2 | $3,638.25 | 11/21/2011 12:43:22 PM |
elvisloans | $25.00 | 11/21/2011 2:03:17 PM |
secureincome | $200.00 | 11/21/2011 11:10:46 AM |
let_me_retire | $100.00 | 11/21/2011 12:14:10 PM |
168RichCapital | $11.75 | 11/21/2011 2:06:57 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
538811
This series of Notes was issued and sold upon the funding of the borrower loan #56822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $70.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| forceful-bazaar1 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Music Project in Africa
Purpose of loan:
This loan will be used to pay for my trip expenses while I travel to Africa to teach music to children. I don't have the money to pay for the trip now but I have a steady income that will allow me to pay back the loan with no trouble at all.
My financial situation:
I am a good candidate for this loan because I have a business degree. I am professional. I cannot get a bank loan without a cosigner because I am young. I graduated from college in two and a half years. I am very smart and a very dedicated person. This trip to Africa is my dream. I want to teach music to kids and hopefully start my own non-profit business soon.
Monthly net income: $ 1,100
Housing: $800
Utilities: $30
Phone, cable, internet: $50
Food, entertainment: $200
Thank you so much for any help you can give me!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/21/2011 5:05:42 PM |
IPG1 | $25.00 | 11/21/2011 5:28:49 PM |
toblerone | $25.00 | 11/21/2011 5:32:45 PM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:51 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:14 PM |
Bank_Of_XL | $25.00 | 11/22/2011 10:45:55 AM |
CashFlow13 | $100.00 | 11/22/2011 5:26:59 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:54 PM |
Interloper | $25.00 | 11/22/2011 2:42:35 PM |
aesop56 | $100.00 | 11/22/2011 5:34:14 PM |
marwadi-62 | $25.00 | 11/23/2011 8:00:27 AM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:35:48 PM |
hidavehi | $26.00 | 11/23/2011 4:37:39 PM |
Moneypenny6 | $25.00 | 11/23/2011 7:45:15 PM |
Trust_13 | $25.00 | 11/23/2011 10:34:45 PM |
igniter584 | $25.00 | 11/24/2011 6:37:48 AM |
CoolPlexer | $25.00 | 11/24/2011 9:08:52 AM |
amaizblanco | $25.00 | 11/23/2011 5:14:22 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:39 AM |
engaging-worth | $25.00 | 11/24/2011 8:37:13 AM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:08 AM |
VASLENDING | $100.00 | 11/25/2011 2:25:10 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:20 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:47 PM |
entertaining-greenback2 | $29.60 | 11/25/2011 4:33:07 PM |
borquist | $25.00 | 11/26/2011 7:58:47 AM |
weiyinsan | $14.40 | 11/26/2011 1:46:24 PM |
papaloha | $25.00 | 11/21/2011 5:23:25 PM |
CK1 | $25.00 | 11/21/2011 5:27:57 PM |
LoanerPrincipal | $25.00 | 11/21/2011 5:16:25 PM |
ingenious-deal6 | $25.00 | 11/21/2011 5:24:37 PM |
TomDalonajay | $25.00 | 11/21/2011 5:33:00 PM |
patriot897 | $25.00 | 11/21/2011 5:52:02 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:41 PM |
igniter584 | $25.00 | 11/22/2011 7:42:21 AM |
factcheck | $40.00 | 11/22/2011 10:30:54 AM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:09 PM |
loan-tycoon0 | $25.00 | 11/22/2011 5:27:23 PM |
mattblizz | $50.00 | 11/23/2011 12:08:07 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:13 AM |
wwwUniversal | $25.00 | 11/23/2011 9:35:59 AM |
taurusco | $100.00 | 11/23/2011 12:48:43 PM |
goodhearted-basis4 | $25.00 | 11/24/2011 2:28:24 AM |
Tylerh | $255.00 | 11/23/2011 2:20:49 PM |
hunterMG | $50.00 | 11/26/2011 9:53:04 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
538827
This series of Notes was issued and sold upon the funding of the borrower loan #56523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 12.54% |
Borrower rate/APR:
| 13.54% / 16.39% |
Monthly payment:
| $407.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.50% | | |
| |
Estimated return*:
| 8.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 25% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,892 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Lionys110 |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DJ
Purpose of loan: Debt Consolidation
This loan will be used to pay off some credit cards with high interest rates.
My financial situation is good but it can be better if I only have one monthly payment.
I am a good candidate for this loan because I will be able to pay it off hopefully in two years...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WalnutCreekguy | $100.00 | 11/14/2011 9:31:18 AM |
Clambake | $25.00 | 11/14/2011 10:42:35 AM |
evnagelist | $25.00 | 11/14/2011 10:25:52 AM |
BxRealtor | $25.00 | 11/14/2011 11:07:34 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:49 AM |
cnovak | $25.00 | 11/14/2011 10:50:50 AM |
platinum-genetics | $25.00 | 11/14/2011 11:36:11 AM |
iaffy | $25.00 | 11/14/2011 12:19:33 PM |
kenji4861 | $25.00 | 11/14/2011 12:41:20 PM |
saahilld | $25.00 | 11/14/2011 11:37:18 AM |
a-unflappable-finance | $50.00 | 11/15/2011 11:12:03 AM |
kfinvest | $65.00 | 11/15/2011 6:38:00 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:06 AM |
enterprising-credit2 | $50.00 | 11/15/2011 7:46:30 AM |
indomitable-coin | $25.00 | 11/15/2011 2:37:08 PM |
wealth-fields8 | $50.00 | 11/15/2011 11:32:17 AM |
dime-sprout | $50.00 | 11/15/2011 5:46:09 PM |
aabadabadoo | $25.00 | 11/15/2011 7:41:12 PM |
nickel-ferret | $50.00 | 11/15/2011 3:48:15 PM |
tbrnet | $50.00 | 11/15/2011 9:08:01 PM |
AFairDeal | $25.00 | 11/15/2011 5:36:17 PM |
DadWarbucks | $50.00 | 11/16/2011 8:34:03 AM |
blazing-capital2 | $250.00 | 11/16/2011 8:38:42 AM |
KLCRAY | $25.00 | 11/16/2011 5:25:07 AM |
goal-dollar1 | $50.00 | 11/16/2011 11:01:53 AM |
ctgscott | $25.00 | 11/17/2011 5:19:45 PM |
payout-panda | $25.00 | 11/18/2011 5:36:35 PM |
zippy-greenback231 | $25.00 | 11/18/2011 7:25:19 PM |
anacent | $25.00 | 11/18/2011 5:09:19 PM |
lendersf | $100.00 | 11/18/2011 8:13:04 PM |
degster | $25.00 | 11/19/2011 11:31:25 AM |
Munnie | $50.00 | 11/19/2011 12:09:34 PM |
progressive-economy261 | $400.00 | 11/19/2011 12:06:29 PM |
janus_god | $25.00 | 11/19/2011 12:24:35 PM |
life-is-great | $25.00 | 11/19/2011 12:25:49 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:36 PM |
Charmart | $25.00 | 11/19/2011 7:28:21 AM |
77dowplace | $26.00 | 11/19/2011 11:08:52 AM |
skuba | $75.00 | 11/19/2011 12:44:40 PM |
JLMGroupFunds | $25.00 | 11/19/2011 12:20:02 PM |
payment-halo | $25.00 | 11/19/2011 3:56:01 PM |
jazz619 | $25.00 | 11/19/2011 12:37:49 PM |
TW2000 | $25.00 | 11/19/2011 7:32:43 PM |
ronkr | $25.00 | 11/19/2011 8:49:30 PM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:08 AM |
MrEville | $25.00 | 11/20/2011 4:44:43 AM |
sweet-loan8 | $25.00 | 11/19/2011 2:57:07 PM |
radforj22 | $25.00 | 11/20/2011 11:39:27 AM |
FredHead3 | $26.50 | 11/20/2011 10:52:45 AM |
NDFIRTH | $50.00 | 11/20/2011 12:16:42 PM |
economics2011 | $25.00 | 11/19/2011 7:18:18 PM |
1phantom | $25.00 | 11/20/2011 12:24:43 PM |
orange-dollar-guild | $25.00 | 11/19/2011 9:07:17 PM |
CasaDeTomas | $48.00 | 11/20/2011 12:26:23 PM |
icchok | $50.00 | 11/20/2011 12:33:24 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:44 AM |
figs4u2 | $100.00 | 11/20/2011 12:47:54 PM |
just-loyalty643 | $50.00 | 11/20/2011 3:53:11 PM |
newyork6264 | $25.00 | 11/20/2011 5:05:36 PM |
drkosh | $25.00 | 11/20/2011 5:48:31 PM |
LoanerPrincipal | $25.00 | 11/20/2011 6:02:26 PM |
mizount | $25.00 | 11/20/2011 6:47:15 PM |
brutusbone | $25.00 | 11/21/2011 7:16:48 AM |
riskreward | $250.00 | 11/21/2011 9:07:17 AM |
CashBank | $25.00 | 11/21/2011 8:51:59 AM |
ianakacg | $25.00 | 11/20/2011 8:14:55 PM |
ianakacg | $25.00 | 11/20/2011 8:21:34 PM |
Lendosaurus | $100.00 | 11/21/2011 6:24:33 AM |
organized-payment6 | $50.00 | 11/21/2011 11:08:28 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:41 AM |
return-commando5 | $50.00 | 11/21/2011 4:35:36 PM |
igniter584 | $25.00 | 11/21/2011 12:12:10 PM |
jamiee73 | $25.00 | 11/21/2011 5:13:05 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:34 PM |
narblark | $50.00 | 11/21/2011 5:24:05 PM |
jpblan11 | $25.00 | 11/22/2011 4:07:31 AM |
Brisket_Bob | $129.12 | 11/21/2011 7:02:05 PM |
wlm3012 | $30.00 | 11/21/2011 9:58:41 PM |
fair_rates | $25.00 | 11/22/2011 9:27:08 AM |
axl163 | $25.00 | 11/22/2011 12:02:19 PM |
dough-temple | $50.00 | 11/22/2011 10:00:04 AM |
granitepk | $100.00 | 11/22/2011 10:53:30 AM |
rautility | $25.00 | 11/22/2011 11:56:01 AM |
tenacious-capital3 | $26.27 | 11/22/2011 5:23:35 PM |
oldman68 | $25.00 | 11/22/2011 3:10:05 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:12 PM |
exchange-pledge | $25.00 | 11/22/2011 4:49:29 PM |
the-profit-oracle | $25.00 | 11/22/2011 5:51:54 PM |
caseattle | $25.00 | 11/22/2011 8:40:21 PM |
sportsmagic | $50.00 | 11/22/2011 7:01:10 PM |
finance-investor3 | $25.00 | 11/22/2011 9:27:39 PM |
availableloan | $25.00 | 11/22/2011 8:47:04 PM |
indomitable-coin | $25.00 | 11/23/2011 5:27:02 AM |
ajst1 | $25.00 | 11/23/2011 1:40:13 AM |
a-money-leader | $25.00 | 11/23/2011 6:56:02 AM |
credit-investor5 | $50.00 | 11/23/2011 6:59:17 AM |
marwadi-62 | $50.00 | 11/23/2011 8:01:09 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:41 AM |
hard-working-rate3 | $47.00 | 11/22/2011 5:39:21 PM |
IIP77 | $25.00 | 11/23/2011 9:15:03 AM |
otalon | $25.00 | 11/23/2011 9:21:14 AM |
financial-frenzy | $50.00 | 11/23/2011 9:14:43 AM |
rulender | $25.00 | 11/23/2011 9:27:06 AM |
gold-commander0 | $25.00 | 11/23/2011 9:16:13 AM |
Anny-Disco | $40.00 | 11/23/2011 9:17:34 AM |
studious-bonus7 | $100.00 | 11/23/2011 9:21:09 AM |
the-dollar-topper | $150.00 | 11/23/2011 9:35:30 AM |
no_agenda_lender | $26.00 | 11/23/2011 9:21:58 AM |
ItsJustMe79 | $25.00 | 11/23/2011 9:35:46 AM |
damage | $25.00 | 11/23/2011 9:23:19 AM |
mistertao | $25.00 | 11/23/2011 9:25:50 AM |
lovelongandprosper | $50.00 | 11/23/2011 9:26:21 AM |
taz007 | $25.00 | 11/23/2011 9:26:23 AM |
durable-investment8 | $40.00 | 11/23/2011 9:41:57 AM |
phillipd48 | $25.00 | 11/23/2011 9:30:21 AM |
brightest-supreme-dollar | $45.00 | 11/23/2011 10:11:13 AM |
gracej | $25.00 | 11/23/2011 9:31:17 AM |
open-minded-benjamins860 | $50.00 | 11/23/2011 9:32:49 AM |
Ivan2007 | $25.00 | 11/23/2011 9:34:38 AM |
orange-courageous-dedication | $25.00 | 11/23/2011 9:37:41 AM |
dsnybnd | $25.00 | 11/23/2011 8:07:28 AM |
nhm | $25.00 | 11/23/2011 11:27:05 AM |
the_winning_ticket | $439.58 | 11/23/2011 11:28:54 AM |
wroot | $25.00 | 11/23/2011 10:10:17 AM |
hayhelp | $25.00 | 11/23/2011 9:08:48 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:08:59 AM |
papaman | $25.00 | 11/23/2011 9:20:40 AM |
cablenews | $31.00 | 11/23/2011 9:23:10 AM |
aasx1108 | $25.00 | 11/23/2011 9:27:23 AM |
currency-apple729 | $25.00 | 11/23/2011 9:29:47 AM |
gold-sushi | $25.00 | 11/23/2011 9:31:46 AM |
larslfe | $25.00 | 11/23/2011 9:32:50 AM |
blissful-ore5 | $25.00 | 11/23/2011 9:38:57 AM |
payment-chief9 | $30.72 | 11/14/2011 9:36:53 AM |
BenR | $100.00 | 11/14/2011 9:40:14 AM |
GMPK_TLAS | $50.00 | 11/14/2011 10:34:49 AM |
lucrative-coin | $50.00 | 11/14/2011 10:43:47 AM |
bb575 | $50.00 | 11/14/2011 11:36:52 AM |
responsibility-butterfly | $25.00 | 11/14/2011 11:47:20 AM |
pdub | $75.00 | 11/14/2011 12:01:02 PM |
Mendosurfire | $50.00 | 11/14/2011 12:35:32 PM |
ajst1 | $25.00 | 11/14/2011 10:17:30 AM |
Bank_Of_XL | $25.00 | 11/14/2011 1:15:43 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:32 PM |
loyalty-sherpa | $25.00 | 11/15/2011 6:58:05 AM |
banker581 | $25.00 | 11/15/2011 11:04:14 AM |
wampum-chorus3 | $25.00 | 11/15/2011 2:18:46 PM |
dparkhom | $50.00 | 11/15/2011 4:55:14 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:32 PM |
invincible-platinum9 | $25.00 | 11/15/2011 2:00:00 PM |
riproaringrapids | $25.00 | 11/16/2011 5:06:47 AM |
impressive-loan | $100.00 | 11/15/2011 7:08:15 PM |
frankdelraza | $25.00 | 11/15/2011 10:15:24 PM |
harperpotok | $100.00 | 11/16/2011 3:16:03 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:02 PM |
shur | $50.00 | 11/16/2011 7:26:04 PM |
britgsb | $30.00 | 11/17/2011 9:37:21 AM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:51 AM |
MonopolyDred | $25.00 | 11/18/2011 5:46:30 AM |
toblerone | $25.00 | 11/18/2011 7:38:46 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:35 AM |
Cherrypicker | $35.00 | 11/18/2011 11:47:18 AM |
indomitable-coin | $25.00 | 11/18/2011 7:41:06 PM |
killdare | $25.00 | 11/19/2011 11:37:30 AM |
responsive-value4 | $25.00 | 11/19/2011 10:27:25 AM |
rich266 | $25.00 | 11/19/2011 12:06:18 PM |
velocity-solo | $25.00 | 11/19/2011 12:20:53 PM |
minista | $25.00 | 11/19/2011 12:21:56 PM |
rmachi | $25.00 | 11/19/2011 12:29:39 PM |
a-responsible-return | $39.00 | 11/19/2011 12:32:22 PM |
indomitable-coin | $25.00 | 11/19/2011 11:55:59 AM |
genius520 | $50.00 | 11/19/2011 12:10:52 PM |
LarWit1512 | $25.00 | 11/19/2011 12:13:14 PM |
lendme2 | $27.00 | 11/19/2011 1:07:52 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:09 PM |
heavy_ax | $50.00 | 11/19/2011 12:37:58 PM |
community-piccolo0 | $25.00 | 11/19/2011 12:46:36 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:19 PM |
jjb3 | $25.00 | 11/19/2011 12:58:18 PM |
marcopolo10 | $25.00 | 11/20/2011 6:36:55 AM |
DadWarbucks | $50.00 | 11/20/2011 10:21:00 AM |
phenomenal-gain5 | $25.00 | 11/19/2011 5:51:55 PM |
postalwhiz | $25.00 | 11/20/2011 12:17:27 PM |
Sid-K | $25.00 | 11/20/2011 12:20:40 PM |
MrDavid | $75.00 | 11/20/2011 12:22:38 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:42 PM |
buraky | $50.00 | 11/20/2011 12:32:28 PM |
steve33569 | $25.00 | 11/20/2011 3:53:13 AM |
FAsAreDUMB | $25.00 | 11/20/2011 12:31:17 PM |
p2pcapitalgroup | $25.00 | 11/20/2011 5:17:41 AM |
leeball | $50.00 | 11/20/2011 12:43:48 PM |
EtaDuck | $25.00 | 11/20/2011 8:03:02 AM |
wise-silver-wonder | $25.00 | 11/20/2011 8:18:28 AM |
pythia | $25.00 | 11/20/2011 12:59:28 PM |
antlr | $50.00 | 11/20/2011 2:42:59 PM |
slartibardfast | $25.00 | 11/20/2011 12:33:11 PM |
Cai8899 | $50.00 | 11/20/2011 12:34:10 PM |
totoro | $25.00 | 11/20/2011 9:44:19 PM |
lincs | $25.00 | 11/21/2011 12:37:24 AM |
astute-benjamins | $50.00 | 11/20/2011 1:50:53 PM |
productive-ore | $25.00 | 11/21/2011 4:53:34 AM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:20 PM |
Daneistes | $50.00 | 11/21/2011 9:05:34 AM |
p2p-allocator | $25.00 | 11/20/2011 7:01:55 PM |
mogul42 | $100.00 | 11/21/2011 8:21:30 AM |
fervent-repayment | $50.00 | 11/21/2011 9:11:17 AM |
Willylump | $25.00 | 11/21/2011 9:16:32 AM |
first-upright-payout | $25.00 | 11/21/2011 9:19:23 AM |
tuffshorty | $30.00 | 11/21/2011 1:12:11 PM |
Ocean713 | $75.00 | 11/21/2011 4:25:16 PM |
paladin510 | $25.00 | 11/21/2011 5:02:56 PM |
awwaww | $25.00 | 11/21/2011 9:52:11 AM |
rs999 | $25.00 | 11/21/2011 5:09:28 PM |
Rick21 | $25.00 | 11/21/2011 5:07:33 PM |
majikthanos | $50.00 | 11/21/2011 11:03:28 AM |
trustworthy-finance6 | $200.00 | 11/21/2011 11:29:14 AM |
igniter584 | $25.00 | 11/21/2011 12:20:33 PM |
w3alter | $50.00 | 11/21/2011 5:24:26 PM |
finance-explosion6 | $25.00 | 11/21/2011 5:31:23 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:11 PM |
don8ter | $100.00 | 11/22/2011 4:01:36 AM |
helpinghand63 | $25.00 | 11/21/2011 5:26:34 PM |
igniter584 | $25.00 | 11/22/2011 7:42:00 AM |
hidavehi | $33.00 | 11/21/2011 6:29:18 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:11 PM |
treasure-birdie3 | $50.00 | 11/22/2011 7:41:57 AM |
Phunder | $25.00 | 11/22/2011 10:12:24 AM |
flexible-value | $50.00 | 11/22/2011 9:08:19 AM |
ajst1 | $25.80 | 11/22/2011 10:39:14 AM |
wealthstar | $25.00 | 11/22/2011 9:13:39 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:34 PM |
j2ee | $25.00 | 11/22/2011 9:36:52 AM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:19 PM |
nimble-revenue | $25.00 | 11/22/2011 11:38:57 AM |
Quizard | $25.01 | 11/22/2011 12:06:42 PM |
newest-bountiful-basis | $25.00 | 11/22/2011 5:30:42 PM |
cash-taxi7 | $25.00 | 11/22/2011 1:19:21 PM |
wigglesworth4 | $36.00 | 11/22/2011 5:28:00 PM |
exchange-pledge | $50.00 | 11/22/2011 4:48:59 PM |
thundermustard | $25.00 | 11/22/2011 6:35:56 PM |
unequivocal-exchange | $30.00 | 11/22/2011 8:43:54 PM |
wtrboy | $25.00 | 11/22/2011 5:19:44 PM |
Hoov | $25.00 | 11/22/2011 11:05:23 PM |
30Sky | $25.00 | 11/23/2011 12:57:42 AM |
factcheck | $25.00 | 11/23/2011 4:11:23 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:04 AM |
Cheburashka | $25.00 | 11/23/2011 9:12:47 AM |
gangusron | $50.00 | 11/22/2011 8:17:34 PM |
sci_guy | $25.00 | 11/22/2011 8:17:57 PM |
octoberfresh | $25.00 | 11/23/2011 9:16:43 AM |
cash-sensai2 | $25.00 | 11/23/2011 9:20:42 AM |
Hexnut | $50.00 | 11/22/2011 9:54:23 PM |
MadHun | $200.00 | 11/23/2011 9:14:48 AM |
hopethisworks | $25.00 | 11/23/2011 9:25:43 AM |
HAVEANICEDAY | $25.00 | 11/23/2011 9:27:48 AM |
divedude | $25.00 | 11/23/2011 9:16:29 AM |
selfmademan | $25.00 | 11/23/2011 9:30:11 AM |
lagnisiruk | $25.00 | 11/23/2011 9:33:09 AM |
Breakfast_Gypsy | $25.00 | 11/23/2011 9:19:50 AM |
the-enthralling-coin | $25.00 | 11/23/2011 9:34:15 AM |
Marathoner | $25.00 | 11/23/2011 9:25:27 AM |
skiberdad | $50.00 | 11/23/2011 9:38:45 AM |
the-bill-gatherer | $25.00 | 11/23/2011 9:26:26 AM |
compoundinterest | $29.00 | 11/23/2011 9:27:09 AM |
Kame | $25.00 | 11/23/2011 9:29:11 AM |
asya | $25.00 | 11/23/2011 9:31:41 AM |
value-pole | $50.00 | 11/23/2011 10:35:03 AM |
Snoopylover | $25.00 | 11/23/2011 10:39:31 AM |
dmk2006 | $25.00 | 11/23/2011 11:06:24 AM |
nsquared007 | $25.00 | 11/23/2011 8:16:02 AM |
fishing533 | $25.00 | 11/23/2011 9:13:06 AM |
Tai | $25.00 | 11/23/2011 9:19:10 AM |
IP | $25.00 | 11/23/2011 9:32:05 AM |
Tasmir | $25.00 | 11/23/2011 9:33:04 AM |
marketplace-cello5 | $25.00 | 11/23/2011 9:34:20 AM |
grf1945 | $25.00 | 11/23/2011 9:36:10 AM |
dospapalotes | $25.00 | 11/23/2011 9:37:06 AM |
277 Investments
|
Borrower Payment Dependent Notes Series
538829
This series of Notes was issued and sold upon the funding of the borrower loan #56600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 15.19% |
Borrower rate/APR:
| 16.19% / 19.09% |
Monthly payment:
| $211.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.93% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,257 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| san988 |
Borrower's state:
| Florida |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2008)
680-699
(Feb-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Loan consolidation
Purpose of loan:
This loan will be used to consolidate and pay off some account
My financial situation:
I am a good candidate for this loan because I already demonstrated that I am responsible with my debt by paying off my first prosper loan about 1.5 years ago. I have never paid late any of my bills and I understand the power of budgeting to reach my goals.
Monthly net income: $5,200
Housing: $2120
Insurance: $160
Car expenses: $350
Utilities: $250
Phone, cable, internet: $200
Credit cards and other loans: $500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/14/2011 9:02:43 AM |
cashhelp | $25.00 | 11/14/2011 9:25:33 AM |
debt-legend | $25.00 | 11/14/2011 9:32:25 AM |
janeybooboo | $75.00 | 11/14/2011 9:06:50 AM |
influential-benjamins0 | $100.00 | 11/14/2011 9:08:25 AM |
determined-revenue1 | $35.00 | 11/14/2011 9:47:30 AM |
nickel-ferret | $50.00 | 11/14/2011 9:10:14 AM |
shellstar | $25.00 | 11/14/2011 9:55:08 AM |
rescue | $100.00 | 11/14/2011 9:15:49 AM |
MoneyForNothing | $29.06 | 11/14/2011 9:27:27 AM |
Beechturner | $40.00 | 11/14/2011 9:34:39 AM |
castlwizz | $25.69 | 11/14/2011 10:07:59 AM |
enticing-capital6 | $50.00 | 11/14/2011 10:14:38 AM |
currency-persimmon | $25.00 | 11/14/2011 9:42:19 AM |
Planecourage | $50.45 | 11/14/2011 10:19:22 AM |
A-Win-Win | $34.76 | 11/14/2011 9:55:28 AM |
tenacious-capital3 | $26.27 | 11/14/2011 9:58:46 AM |
GMPK_TLAS | $50.00 | 11/14/2011 10:34:49 AM |
letsmakeitsuccessful | $25.00 | 11/14/2011 10:06:21 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:50 AM |
cnovak | $25.00 | 11/14/2011 10:50:51 AM |
CreditBuilder2 | $150.00 | 11/14/2011 11:00:06 AM |
basis-wizard8 | $50.00 | 11/14/2011 11:02:40 AM |
wwwUniversal | $25.00 | 11/14/2011 11:17:28 AM |
fair-pound5 | $100.00 | 11/14/2011 11:18:02 AM |
NewYorkMoneyMan | $25.00 | 11/14/2011 11:27:39 AM |
investmentgroup | $25.00 | 11/14/2011 11:43:01 AM |
sassykatty | $50.00 | 11/14/2011 11:58:05 AM |
amf | $25.00 | 11/14/2011 11:10:59 AM |
cool_kubera | $100.00 | 11/14/2011 11:11:45 AM |
eloquent-money2 | $25.00 | 11/14/2011 12:18:12 PM |
kevin314 | $25.00 | 11/14/2011 12:21:37 PM |
elbastador | $25.00 | 11/14/2011 11:32:47 AM |
cmg891 | $50.00 | 11/14/2011 12:31:39 PM |
twjh | $25.00 | 11/14/2011 11:35:36 AM |
radiobuda | $50.00 | 11/14/2011 11:36:01 AM |
fervent-repayment | $50.00 | 11/14/2011 12:40:08 PM |
seabass123 | $25.00 | 11/14/2011 1:06:39 PM |
velocity-onator | $25.00 | 11/14/2011 12:10:10 PM |
Tknojnky | $25.00 | 11/14/2011 9:14:54 AM |
113121 | $200.00 | 11/14/2011 12:28:06 PM |
social-cocktail1 | $200.00 | 11/14/2011 9:26:42 AM |
tcpfan | $25.00 | 11/14/2011 9:33:10 AM |
ILoveBearHats | $25.00 | 11/14/2011 12:47:37 PM |
Winged_Inspirations | $200.00 | 11/14/2011 12:57:01 PM |
rs999 | $25.00 | 11/14/2011 9:51:17 AM |
SolarMoonshine | $25.00 | 11/14/2011 9:51:56 AM |
DscGlfn | $50.00 | 11/14/2011 9:55:46 AM |
jubilant-durability9 | $50.00 | 11/14/2011 1:14:48 PM |
ALANGREANSPAN | $250.00 | 11/14/2011 1:20:02 PM |
quarkyuzu | $37.54 | 11/14/2011 1:30:13 PM |
evnagelist | $25.00 | 11/14/2011 10:25:52 AM |
real-return | $30.00 | 11/14/2011 10:34:59 AM |
fcrick | $25.00 | 11/14/2011 10:49:53 AM |
fervent-revenue7 | $50.00 | 11/14/2011 11:04:27 AM |
ti22ring | $25.00 | 11/14/2011 11:05:38 AM |
reflective-greenback1 | $25.00 | 11/14/2011 11:12:57 AM |
velocity-aurora | $50.00 | 11/14/2011 11:20:18 AM |
ericsb | $26.68 | 11/14/2011 11:35:25 AM |
RecoveryLender | $25.00 | 11/14/2011 11:46:40 AM |
breadbroker | $25.00 | 11/14/2011 11:51:17 AM |
trumpeter5 | $50.00 | 11/14/2011 12:17:57 PM |
mtquan | $25.00 | 11/14/2011 12:30:59 PM |
Mendosurfire | $50.00 | 11/14/2011 12:35:32 PM |
The_Engineer | $29.85 | 11/14/2011 12:38:15 PM |
georgedorn | $100.00 | 11/14/2011 1:02:26 PM |
BigSkyFinancial | $25.00 | 11/14/2011 1:13:12 PM |
corporatejim | $30.74 | 11/14/2011 1:18:51 PM |
108lender | $104.00 | 11/14/2011 9:49:51 AM |
The-Helper | $25.00 | 11/14/2011 9:16:22 AM |
credit-guard5 | $25.00 | 11/14/2011 9:39:42 AM |
LittleMingo | $30.00 | 11/14/2011 9:35:20 AM |
pound-mushroom3 | $25.00 | 11/14/2011 10:07:10 AM |
economy-caper9 | $25.00 | 11/14/2011 9:39:02 AM |
fantastic-wampum1 | $100.00 | 11/14/2011 10:11:10 AM |
castlwizz | $30.00 | 11/14/2011 10:11:24 AM |
exchange-squirrel | $25.00 | 11/14/2011 9:55:49 AM |
kindness-jedi | $25.00 | 11/14/2011 10:37:04 AM |
lucrative-coin | $50.00 | 11/14/2011 10:43:48 AM |
novice-speculator | $25.00 | 11/14/2011 10:45:14 AM |
axl163 | $25.00 | 11/14/2011 10:47:07 AM |
ajst1 | $25.00 | 11/14/2011 10:17:30 AM |
kind-magnificent-bid | $100.00 | 11/14/2011 10:34:05 AM |
marwadi-62 | $100.00 | 11/14/2011 10:35:52 AM |
djh47a | $25.00 | 11/14/2011 11:02:34 AM |
vennp | $50.00 | 11/14/2011 11:10:05 AM |
tntmojave | $50.00 | 11/14/2011 10:47:20 AM |
worth-arch | $25.00 | 11/14/2011 11:12:20 AM |
kulender | $100.00 | 11/14/2011 11:39:41 AM |
jarf | $25.00 | 11/14/2011 11:18:20 AM |
agalt | $125.00 | 11/14/2011 12:09:21 PM |
cozy-gain023 | $50.14 | 11/14/2011 11:26:15 AM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:26:59 AM |
rajs | $95.92 | 11/14/2011 12:31:25 PM |
JeffHoll | $200.00 | 11/14/2011 12:32:00 PM |
Edwardtomo | $75.00 | 11/14/2011 12:34:41 PM |
platinum-genetics | $25.00 | 11/14/2011 11:36:12 AM |
888GoldIngots | $28.90 | 11/14/2011 11:39:52 AM |
FFStar | $50.00 | 11/14/2011 11:42:03 AM |
one2sojourn | $40.00 | 11/14/2011 11:47:59 AM |
NickRac | $50.00 | 11/14/2011 11:50:12 AM |
MNRealEstate | $25.00 | 11/14/2011 12:00:08 PM |
one-midas | $50.00 | 11/14/2011 12:56:05 PM |
trustworthy-hope189 | $25.00 | 11/14/2011 1:15:45 PM |
Hawkeyebank | $25.00 | 11/14/2011 1:28:14 PM |
Milonguero | $100.00 | 11/14/2011 10:17:05 AM |
horseshoelake | $50.00 | 11/14/2011 10:17:22 AM |
thankful-nickel2 | $25.00 | 11/14/2011 10:21:26 AM |
mad-scientist418 | $25.00 | 11/14/2011 10:25:15 AM |
OldManP | $25.00 | 11/14/2011 10:44:21 AM |
High-flyer | $50.00 | 11/14/2011 11:04:54 AM |
responsibility-butterfly | $25.00 | 11/14/2011 11:47:20 AM |
Loansforyou | $50.00 | 11/14/2011 11:52:30 AM |
income-buddy7 | $100.00 | 11/14/2011 12:03:39 PM |
Pebbles-Lending | $25.00 | 11/14/2011 12:25:53 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
538973
This series of Notes was issued and sold upon the funding of the borrower loan #56481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-14-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 20.51% |
Borrower rate/APR:
| 21.51% / 23.48% |
Monthly payment:
| $410.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.15% | | |
| |
Estimated return*:
| 14.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,622 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| tenacious-leverage3 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sunset
Purpose of loan:
This loan will be used to buy furniture + appliances
My financial situation:
I am a good candidate for this loan because i pay my bills on time and have a more than good income at a Fortune 500 company
Monthly net income: $12500
Monthly expenses: $250
Housing: $1000
Insurance: $150
Car expenses: $500
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $50.00 | 11/21/2011 7:53:24 PM |
113121 | $150.00 | 11/22/2011 11:12:05 AM |
Bank_Of_XL | $25.00 | 11/14/2011 5:16:49 PM |
Watersports | $50.00 | 11/14/2011 8:14:32 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:16 AM |
cnovak | $25.00 | 11/15/2011 7:27:32 PM |
mystical-fairness4 | $25.00 | 11/16/2011 9:29:03 PM |
EngineersAlliance | $100.00 | 11/17/2011 5:51:55 PM |
papaloha | $25.00 | 11/18/2011 10:29:25 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:10 AM |
tflood1967 | $50.00 | 11/19/2011 12:55:21 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:46 AM |
enterprising-credit2 | $25.00 | 11/20/2011 1:58:30 PM |
mizount | $25.00 | 11/20/2011 6:47:16 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:16 AM |
brutusbone | $25.00 | 11/21/2011 7:16:49 AM |
ddog0224 | $125.00 | 11/21/2011 3:05:57 PM |
sublime-liberty6 | $114.00 | 11/21/2011 2:03:01 PM |
flexible-value | $50.00 | 11/21/2011 5:09:30 PM |
matt_2006 | $25.00 | 11/21/2011 5:15:14 PM |
investisure | $50.00 | 11/21/2011 5:22:42 PM |
blivet1970 | $25.00 | 11/21/2011 5:30:37 PM |
rescue | $100.00 | 11/21/2011 5:31:21 PM |
yield-hut | $25.00 | 11/21/2011 3:28:16 PM |
SolarMoonshine | $25.00 | 11/21/2011 3:51:03 PM |
loyalty-sherpa | $25.00 | 11/21/2011 5:06:09 PM |
computer758 | $25.00 | 11/21/2011 8:31:01 PM |
investorrr | $50.00 | 11/21/2011 10:34:00 PM |
Sid-K | $25.00 | 11/21/2011 5:13:34 PM |
Weaverville | $25.00 | 11/21/2011 9:21:13 PM |
fmanjoo | $25.00 | 11/21/2011 5:20:01 PM |
DadWarbucks | $50.00 | 11/22/2011 5:55:28 AM |
principal-cooker2 | $100.00 | 11/21/2011 5:28:40 PM |
setUup | $30.20 | 11/22/2011 8:04:08 AM |
agalt | $100.00 | 11/22/2011 7:30:17 AM |
igniter584 | $25.00 | 11/22/2011 7:42:01 AM |
Brisket_Bob | $37.85 | 11/21/2011 6:06:08 PM |
elfincove | $25.00 | 11/21/2011 6:29:04 PM |
worthy-bid8 | $50.00 | 11/22/2011 9:06:51 AM |
prohelper | $25.00 | 11/22/2011 9:07:09 AM |
bluefootedpig | $50.00 | 11/22/2011 8:16:07 AM |
genius520 | $50.00 | 11/22/2011 9:08:31 AM |
studious-bonus7 | $74.00 | 11/22/2011 9:12:05 AM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:35 AM |
market-assembler | $25.00 | 11/22/2011 9:27:58 AM |
credit-maple5 | $25.00 | 11/22/2011 9:29:08 AM |
wojo | $25.00 | 11/22/2011 6:11:27 AM |
social-zebra | $58.01 | 11/22/2011 10:21:43 AM |
lemontree | $50.00 | 11/22/2011 9:05:17 AM |
dough-temple | $50.00 | 11/22/2011 10:00:05 AM |
Kaj | $25.00 | 11/22/2011 9:09:08 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:41 AM |
rickp | $25.00 | 11/22/2011 9:14:19 AM |
cash-reaction2 | $50.00 | 11/22/2011 9:21:02 AM |
wtrboy | $25.00 | 11/22/2011 9:23:51 AM |
nimble-revenue | $25.00 | 11/22/2011 11:38:58 AM |
asmithj | $25.00 | 11/22/2011 9:28:48 AM |
melodious-fairness | $25.00 | 11/22/2011 9:31:43 AM |
sk0514 | $40.00 | 11/22/2011 12:51:26 PM |
helpinghand63 | $25.00 | 11/22/2011 9:38:17 AM |
CAGE-Investments | $25.00 | 11/22/2011 9:39:39 AM |
Mendosurfire | $50.00 | 11/22/2011 5:08:31 PM |
julijask | $25.00 | 11/22/2011 10:13:42 AM |
BleedPurple | $25.00 | 11/22/2011 10:17:52 AM |
Interloper | $25.00 | 11/22/2011 4:57:28 PM |
friendly-money | $100.00 | 11/22/2011 2:23:51 PM |
social-pizza5 | $25.00 | 11/22/2011 5:37:52 PM |
kindness-jedi | $25.00 | 11/22/2011 5:13:04 PM |
relentless-fund1 | $25.00 | 11/23/2011 2:34:16 AM |
oreyedoc | $50.00 | 11/22/2011 9:31:21 PM |
helpful-loan245 | $25.00 | 11/22/2011 10:20:42 PM |
basis-wizard8 | $100.00 | 11/23/2011 6:07:01 AM |
compassion-bauble4 | $25.00 | 11/22/2011 5:28:36 PM |
glroark | $50.00 | 11/23/2011 6:13:55 AM |
blue-dollar-viking | $70.00 | 11/23/2011 6:19:03 AM |
buukyak | $25.00 | 11/23/2011 7:45:09 AM |
rockhound84 | $25.00 | 11/23/2011 5:33:42 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:19:25 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:44 AM |
thundermustard | $25.00 | 11/22/2011 6:35:56 PM |
vigorous-payment6 | $50.00 | 11/23/2011 9:08:59 AM |
iamricher | $25.00 | 11/23/2011 9:13:30 AM |
theshef | $25.00 | 11/23/2011 9:15:10 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:08 AM |
active-market | $50.00 | 11/23/2011 9:37:08 AM |
suave-dime6 | $25.00 | 11/23/2011 5:43:07 AM |
the-dollar-topper | $56.00 | 11/23/2011 9:35:31 AM |
wwwUniversal | $25.00 | 11/23/2011 9:35:54 AM |
rcm87 | $50.00 | 11/23/2011 9:36:08 AM |
dollardave | $100.00 | 11/23/2011 11:11:10 AM |
oplender | $25.00 | 11/23/2011 1:56:02 PM |
IIP77 | $25.00 | 11/23/2011 9:15:03 AM |
Anny-Disco | $38.00 | 11/23/2011 9:17:34 AM |
fairness-faire | $25.00 | 11/23/2011 3:40:48 PM |
calm-deal7 | $25.00 | 11/23/2011 9:18:59 AM |
brightest-creative-leverage | $25.00 | 11/23/2011 4:13:42 PM |
cutter21 | $25.00 | 11/23/2011 9:22:52 AM |
revenue-achievement | $25.00 | 11/23/2011 9:23:28 AM |
nestegg4e | $25.00 | 11/23/2011 5:06:44 PM |
Savings_EQ_Dignity | $50.00 | 11/23/2011 3:23:13 PM |
the-auction-firestarter | $25.00 | 11/23/2011 5:19:47 PM |
Bob450 | $25.00 | 11/23/2011 5:08:33 PM |
letsmakeitsuccessful | $25.00 | 11/23/2011 5:31:24 PM |
x27 | $25.00 | 11/23/2011 10:01:00 AM |
Aqua-rius | $25.00 | 11/23/2011 10:16:57 AM |
MyNestEgg | $25.00 | 11/23/2011 10:22:42 AM |
value-pole | $50.00 | 11/23/2011 10:35:03 AM |
dukeiyer | $25.00 | 11/23/2011 11:20:19 AM |
justasoldier | $50.00 | 11/23/2011 8:54:20 PM |
sportsmagic | $500.00 | 11/23/2011 6:58:42 PM |
hanuman77 | $25.00 | 11/24/2011 3:07:46 AM |
jackpotnav | $25.00 | 11/23/2011 12:46:23 PM |
taurusco | $100.00 | 11/23/2011 12:48:39 PM |
janeybooboo | $100.00 | 11/24/2011 5:44:37 AM |
mjdaking | $25.00 | 11/24/2011 5:13:08 AM |
gjm6d | $25.00 | 11/24/2011 7:32:32 AM |
fairwealth | $25.00 | 11/24/2011 6:26:12 AM |
jc33148 | $32.43 | 11/24/2011 9:02:24 AM |
successful-agreement7 | $73.00 | 11/24/2011 9:09:16 AM |
no_agenda_lender | $26.00 | 11/24/2011 9:09:34 AM |
dedicated-diversification5 | $100.00 | 11/24/2011 9:12:25 AM |
income-champion | $25.00 | 11/23/2011 5:27:46 PM |
systematic-fairness1 | $25.00 | 11/23/2011 8:42:26 PM |
bennycutts | $40.00 | 11/23/2011 10:24:56 PM |
commerce-financier4 | $100.93 | 11/24/2011 5:12:07 AM |
greenback-loyalist8 | $34.90 | 11/24/2011 6:43:59 AM |
ferdberfel | $33.43 | 11/24/2011 7:38:16 AM |
framework145 | $25.00 | 11/24/2011 7:58:44 AM |
daveseansworld | $25.00 | 11/24/2011 8:59:07 AM |
ChrisProsper | $1,623.20 | 11/24/2011 9:17:00 AM |
GMPK_TLAS | $50.00 | 11/14/2011 7:00:30 PM |
evnagelist | $25.00 | 11/14/2011 7:18:36 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:35 PM |
Rogelio48 | $30.00 | 11/16/2011 8:22:44 AM |
britgsb | $30.00 | 11/17/2011 9:37:24 AM |
elegant-loot | $25.00 | 11/17/2011 2:12:44 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:45 PM |
a-finance-nirvana | $25.00 | 11/17/2011 6:54:01 PM |
ctgscott | $25.00 | 11/17/2011 5:19:47 PM |
toblerone | $25.00 | 11/18/2011 7:38:52 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:36 AM |
robot777 | $72.00 | 11/18/2011 5:15:58 PM |
aesop56 | $50.00 | 11/19/2011 6:50:31 PM |
auction-seeker4 | $25.00 | 11/20/2011 4:52:59 AM |
gentle-gain235 | $25.00 | 11/20/2011 7:22:11 AM |
commerce-web5 | $25.00 | 11/20/2011 12:30:44 PM |
ianakacg | $25.00 | 11/20/2011 8:14:56 PM |
ianakacg | $25.00 | 11/20/2011 8:21:35 PM |
igniter584 | $25.00 | 11/21/2011 12:12:12 PM |
igniter584 | $25.00 | 11/21/2011 12:20:34 PM |
arete1m | $75.00 | 11/21/2011 2:12:35 PM |
chuckpats | $100.00 | 11/21/2011 3:25:43 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:47 PM |
sturdy-nickel4 | $25.00 | 11/21/2011 3:22:01 PM |
bid-czar8 | $100.00 | 11/21/2011 5:18:15 PM |
jazzlender | $50.00 | 11/21/2011 5:18:55 PM |
life-is-great | $25.00 | 11/21/2011 5:26:24 PM |
Mark0135 | $50.00 | 11/21/2011 5:32:58 PM |
kulender | $100.00 | 11/21/2011 5:33:10 PM |
astute-benjamins | $50.00 | 11/21/2011 3:16:06 PM |
progressive-economy261 | $400.00 | 11/21/2011 5:35:17 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:12 PM |
thankful-generosity5 | $40.94 | 11/21/2011 9:50:12 PM |
jamiee73 | $25.00 | 11/21/2011 5:13:05 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:07 PM |
fair-pound5 | $100.00 | 11/21/2011 5:17:57 PM |
Zuzu | $25.00 | 11/21/2011 5:18:47 PM |
nickel-ferret | $50.00 | 11/21/2011 5:24:13 PM |
Ambassador | $49.00 | 11/22/2011 5:17:20 AM |
Lam0nt | $25.00 | 11/21/2011 5:30:04 PM |
buraky | $44.00 | 11/21/2011 5:31:35 PM |
postalwhiz | $25.00 | 11/21/2011 5:33:02 PM |
breadbroker | $25.00 | 11/22/2011 6:45:51 AM |
Ducatiman1978 | $25.00 | 11/22/2011 9:09:52 AM |
indomitable-dedication | $25.00 | 11/22/2011 9:06:34 AM |
TheCount | $25.00 | 11/22/2011 9:11:04 AM |
riproaringrapids | $25.00 | 11/22/2011 9:18:35 AM |
basejump0 | $25.00 | 11/22/2011 2:50:08 AM |
hanuman77 | $25.00 | 11/22/2011 9:21:22 AM |
velocity-solo | $25.00 | 11/22/2011 9:15:49 AM |
yield-aurora4 | $25.00 | 11/22/2011 9:16:36 AM |
wormdc | $25.00 | 11/22/2011 9:27:41 AM |
samo102us | $25.00 | 11/22/2011 9:32:55 AM |
gizzywump | $25.00 | 11/22/2011 9:33:42 AM |
escharfer | $25.00 | 11/22/2011 9:28:28 AM |
Investor_DP | $100.00 | 11/22/2011 9:36:07 AM |
larslfe | $25.00 | 11/22/2011 9:34:28 AM |
jblack01 | $25.00 | 11/22/2011 9:09:28 AM |
educationfirst | $50.00 | 11/22/2011 10:47:51 AM |
factcheck | $40.00 | 11/22/2011 10:30:35 AM |
listing-vista | $50.00 | 11/22/2011 9:15:59 AM |
ideal-platinum1 | $25.00 | 11/22/2011 9:17:02 AM |
dollar-authority | $25.00 | 11/22/2011 9:20:37 AM |
damage | $25.00 | 11/22/2011 11:19:41 AM |
Nemo2001 | $25.00 | 11/22/2011 12:32:46 PM |
gold-disk | $25.00 | 11/22/2011 9:47:50 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:35 PM |
Cai8899 | $50.00 | 11/22/2011 5:16:41 PM |
platinum-genetics | $25.00 | 11/22/2011 5:20:24 PM |
the-profit-oracle | $25.00 | 11/22/2011 5:51:54 PM |
daveseansworld | $25.00 | 11/22/2011 6:14:18 PM |
loss-of-control | $100.00 | 11/22/2011 6:52:06 PM |
gold-pudding6 | $60.00 | 11/22/2011 5:10:16 PM |
lplender | $50.00 | 11/22/2011 8:25:48 PM |
lucrative-coin | $50.00 | 11/22/2011 5:11:48 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:12 PM |
BuffetRocks | $36.00 | 11/22/2011 5:23:08 PM |
Hexnut | $50.00 | 11/22/2011 9:35:04 PM |
pi31415 | $25.00 | 11/23/2011 6:12:14 AM |
a-money-leader | $25.00 | 11/23/2011 6:56:02 AM |
CashMoneyGNOME | $25.00 | 11/23/2011 5:57:57 AM |
JaceSpade | $25.00 | 11/23/2011 8:18:27 AM |
debtfreenow-82 | $50.00 | 11/23/2011 7:39:40 AM |
moola-monger9 | $50.00 | 11/23/2011 7:47:37 AM |
Gecko-man | $50.00 | 11/23/2011 7:50:18 AM |
wayman | $25.00 | 11/23/2011 9:09:06 AM |
bajaruss | $25.00 | 11/23/2011 9:17:55 AM |
availableloan | $25.00 | 11/22/2011 8:48:45 PM |
skuba | $52.00 | 11/23/2011 9:22:41 AM |
useful-p2ploan | $25.00 | 11/23/2011 9:24:02 AM |
haplender | $50.00 | 11/23/2011 9:28:29 AM |
shalofin | $25.00 | 11/23/2011 9:36:57 AM |
blackstar | $25.00 | 11/23/2011 5:04:34 AM |
Smallbear | $25.00 | 11/23/2011 5:38:53 AM |
lovelongandprosper | $36.00 | 11/23/2011 9:26:21 AM |
GoingFishing | $25.00 | 11/23/2011 10:04:34 AM |
GoldenGo4 | $50.00 | 11/23/2011 7:11:41 AM |
Dubbs360 | $100.00 | 11/23/2011 8:06:20 AM |
hanuman77 | $25.00 | 11/23/2011 8:41:27 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:28:56 AM |
brightest-supreme-dollar | $45.00 | 11/23/2011 10:11:13 AM |
Investing-in-you-2 | $30.87 | 11/23/2011 12:07:28 PM |
finance-mangrove4 | $51.87 | 11/23/2011 12:36:24 PM |
a-social-nebula | $25.00 | 11/23/2011 1:18:03 PM |
Tylerh | $255.00 | 11/23/2011 2:20:18 PM |
economy-molecule3 | $359.00 | 11/23/2011 9:12:53 AM |
bluefootedpig | $104.25 | 11/23/2011 1:58:34 PM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:31:54 PM |
Income-Scout | $200.00 | 11/23/2011 4:52:51 PM |
jybank | $50.00 | 11/23/2011 9:22:53 AM |
reaction5 | $25.00 | 11/23/2011 2:36:03 PM |
money-bauble | $61.00 | 11/23/2011 9:37:04 AM |
gulch | $25.00 | 11/23/2011 9:38:50 AM |
ChrisProsper | $200.00 | 11/23/2011 10:30:06 AM |
pilot1723 | $25.00 | 11/23/2011 6:37:41 PM |
dmk2006 | $25.00 | 11/23/2011 11:08:32 AM |
unger | $203.11 | 11/23/2011 7:05:44 PM |
gr8_r8 | $25.00 | 11/23/2011 7:10:12 PM |
TRUST68 | $25.00 | 11/23/2011 7:11:41 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:38 AM |
just-loyalty643 | $50.00 | 11/23/2011 11:49:30 AM |
practical-expectations | $25.00 | 11/23/2011 12:12:35 PM |
bsmtloan | $100.00 | 11/23/2011 7:49:53 PM |
SkyLoan | $28.00 | 11/23/2011 8:25:56 PM |
duty-explosion9 | $25.00 | 11/23/2011 1:13:03 PM |
forthright-loot7 | $50.00 | 11/24/2011 5:35:21 AM |
glimmering-point | $25.00 | 11/23/2011 11:15:56 PM |
EODLEGS | $25.00 | 11/24/2011 12:10:14 AM |
adir1 | $37.00 | 11/24/2011 1:00:04 AM |
igniter584 | $25.00 | 11/24/2011 6:37:35 AM |
intrepid-loot | $25.00 | 11/24/2011 7:14:25 AM |
rockerZ71 | $25.00 | 11/24/2011 5:48:18 AM |
buddy486 | $25.00 | 11/24/2011 7:40:27 AM |
umfan123 | $25.00 | 11/24/2011 8:32:00 AM |
jga516 | $25.00 | 11/24/2011 8:48:13 AM |
Eagledrop | $25.00 | 11/23/2011 5:12:33 PM |
loanman2007 | $50.00 | 11/24/2011 8:28:17 AM |
point-promiser | $25.00 | 11/24/2011 9:13:44 AM |
LeReve | $25.00 | 11/24/2011 9:15:45 AM |
brightest-affluence-motivator | $25.00 | 11/24/2011 9:13:10 AM |
harperpotok | $38.00 | 11/23/2011 5:27:14 PM |
best-phenomenal-treasure | $25.00 | 11/24/2011 9:14:57 AM |
TomProsper | $25.00 | 11/23/2011 8:14:08 PM |
keichi03 | $40.00 | 11/24/2011 4:22:34 AM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:34 AM |
travels536 | $25.01 | 11/24/2011 8:57:54 AM |
integrity-doctor | $100.00 | 11/24/2011 9:02:36 AM |
277 Investments
|
Borrower Payment Dependent Notes Series
538985
This series of Notes was issued and sold upon the funding of the borrower loan #56899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $161.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 4% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,807 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-basis-genetics |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
intended loanee
Purpose of loan:
This loan will be used to consolidate existing debt and pay some small medical balances..
My financial situation:
I am a good candidate for this loan because I have a steady job as a technical writer for strong company.
Monthly net income: $3600
Monthly expenses: $
Housing: $ 750
Insurance: $ 100
Car expenses: $50 maintenance of owned vehicle
Utilities: $65
Phone, cable, internet: $170
Food, entertainment: $650
Clothing, household expenses: $65
Credit cards and other loans: $105 will be paid
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
purposeful-treasure0 | $75.00 | 11/15/2011 9:34:32 AM |
fortytwo | $200.00 | 11/15/2011 10:23:06 AM |
weiyinsan | $45.00 | 11/15/2011 2:33:37 PM |
managedfund | $500.00 | 11/15/2011 1:46:35 PM |
goodhearted-basis4 | $25.00 | 11/16/2011 12:10:54 AM |
seabassx | $25.00 | 11/16/2011 2:32:22 PM |
competent-market4 | $25.00 | 11/16/2011 5:14:50 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:47 PM |
bullwink27 | $25.00 | 11/18/2011 6:32:06 AM |
appcoder | $25.00 | 11/18/2011 8:44:00 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:42 PM |
famous-bill | $50.00 | 11/18/2011 2:24:31 PM |
SudianX | $25.00 | 11/18/2011 3:11:42 PM |
engaging-worth | $25.00 | 11/19/2011 11:15:06 AM |
DannyPhantom | $50.00 | 11/19/2011 3:45:19 PM |
friendinmoney | $25.00 | 11/19/2011 5:49:05 PM |
aesop56 | $50.00 | 11/19/2011 6:50:31 PM |
thankful-nickel2 | $25.00 | 11/20/2011 6:10:33 PM |
financer1 | $30.00 | 11/20/2011 11:00:25 PM |
igniter584 | $25.00 | 11/21/2011 12:20:35 PM |
astute-benjamins | $25.00 | 11/21/2011 3:16:45 PM |
igniter584 | $25.00 | 11/22/2011 7:42:02 AM |
factcheck | $40.00 | 11/22/2011 10:30:35 AM |
duty-explosion9 | $250.00 | 11/22/2011 11:18:16 AM |
rautility | $50.00 | 11/22/2011 11:55:32 AM |
Interloper | $25.00 | 11/22/2011 4:57:28 PM |
shellstar | $25.00 | 11/23/2011 9:03:16 AM |
durable-investment8 | $40.00 | 11/23/2011 9:34:44 AM |
CoolPlexer | $25.00 | 11/23/2011 9:35:26 AM |
hope-twister5 | $50.00 | 11/23/2011 10:18:06 AM |
open-minded-benjamins860 | $50.00 | 11/23/2011 9:33:36 AM |
the_winning_ticket | $15.88 | 11/23/2011 11:28:57 AM |
Montiesholdings | $25.00 | 11/23/2011 11:10:34 AM |
elvisloans | $30.00 | 11/15/2011 11:28:55 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:21 AM |
marwadi-62 | $75.00 | 11/15/2011 4:18:36 PM |
invincible-platinum9 | $25.00 | 11/15/2011 2:28:09 PM |
cnovak | $25.00 | 11/15/2011 7:27:15 PM |
pound-mushroom3 | $25.00 | 11/15/2011 7:06:23 PM |
Uylsses | $62.84 | 11/15/2011 4:30:12 PM |
seadogs | $25.00 | 11/16/2011 4:11:25 PM |
CashFlow13 | $100.00 | 11/16/2011 7:10:06 PM |
benefit-investor1 | $25.00 | 11/16/2011 7:55:25 PM |
britgsb | $30.00 | 11/17/2011 9:37:25 AM |
a-finance-nirvana | $25.00 | 11/17/2011 6:54:02 PM |
bold-shrewd-dedication | $250.00 | 11/18/2011 5:42:54 AM |
toblerone | $25.00 | 11/18/2011 7:38:55 AM |
wwwUniversal | $25.00 | 11/18/2011 9:13:15 AM |
zippy-greenback231 | $25.00 | 11/18/2011 6:43:32 PM |
Bankwithme | $500.00 | 11/18/2011 10:58:39 PM |
friendinmoney | $25.00 | 11/19/2011 11:17:52 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:12 AM |
pythia | $25.00 | 11/20/2011 12:57:38 PM |
Trapman13 | $50.00 | 11/20/2011 3:12:26 PM |
newest-funds-powerplant | $25.00 | 11/20/2011 2:05:54 PM |
ianakacg | $25.00 | 11/20/2011 8:21:36 PM |
MBA_moneylender | $26.28 | 11/20/2011 11:18:15 PM |
LoanerPrincipal | $25.00 | 11/20/2011 6:02:27 PM |
enterprising-credit2 | $25.00 | 11/21/2011 5:04:31 PM |
igniter584 | $25.00 | 11/21/2011 12:12:13 PM |
tedlo | $25.00 | 11/21/2011 8:00:09 PM |
social-heart | $25.00 | 11/21/2011 9:37:14 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:07 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:13 PM |
wlm3012 | $30.00 | 11/21/2011 9:51:09 PM |
calimanusa | $50.00 | 11/21/2011 10:49:57 PM |
just-loyalty643 | $50.00 | 11/22/2011 11:44:55 AM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:21 PM |
tr-doc | $200.00 | 11/22/2011 4:56:26 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:19 PM |
ingenious-funds133 | $25.00 | 11/22/2011 7:26:56 PM |
velocity-warrior | $25.00 | 11/22/2011 9:16:40 PM |
xrycac | $25.00 | 11/23/2011 8:45:20 AM |
PAPAT | $25.00 | 11/23/2011 9:03:53 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:45 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:08 AM |
dmk2006 | $50.00 | 11/23/2011 11:09:19 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
538993
This series of Notes was issued and sold upon the funding of the borrower loan #56533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1976 |
Debt/Income ratio:
| 24% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 66 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $172,051 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-neighborly-gain |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan request - responsible borrower
Purpose of loan:
This loan will be used to... Reduce debt
My financial situation: temporary need funds
I am a good candidate for this loan because...
Monthly net income: $20000
Monthly expenses: $19000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/14/2011 10:32:13 PM |
fortytwo | $150.00 | 11/15/2011 10:22:45 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:16 AM |
papaloha | $25.00 | 11/15/2011 8:53:07 AM |
jjswanso | $25.00 | 11/15/2011 6:52:51 PM |
frankdelraza | $25.00 | 11/16/2011 5:41:47 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:52 PM |
CA-Lender | $125.00 | 11/17/2011 1:46:02 PM |
well-mannered-income3 | $40.00 | 11/17/2011 1:32:08 PM |
sweetlan | $50.00 | 11/17/2011 1:44:27 PM |
Zuzu | $25.00 | 11/17/2011 5:08:56 PM |
bonus-demon | $50.00 | 11/17/2011 5:16:28 PM |
kulender | $100.00 | 11/17/2011 5:27:31 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:45 PM |
loan-mammal | $100.00 | 11/17/2011 5:46:21 PM |
platinum-scientist9 | $25.00 | 11/17/2011 6:43:33 PM |
itskarma | $25.00 | 11/17/2011 7:45:39 PM |
toblerone | $25.00 | 11/18/2011 7:38:53 AM |
SFteacher | $50.00 | 11/18/2011 7:56:41 AM |
aesop56 | $1,000.00 | 11/18/2011 8:53:37 AM |
setUup | $25.20 | 11/17/2011 8:06:51 PM |
Something-Corporate | $25.00 | 11/17/2011 8:46:03 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:55 AM |
Dubbs360 | $38.00 | 11/18/2011 9:12:50 AM |
basis-wizard8 | $100.00 | 11/18/2011 7:46:21 AM |
DreDub | $50.00 | 11/18/2011 11:31:13 AM |
davisfl | $25.00 | 11/18/2011 12:30:09 PM |
intelligent-asset8 | $43.59 | 11/18/2011 1:03:37 PM |
julijask | $25.00 | 11/18/2011 1:47:42 PM |
indomitable-dedication790 | $25.00 | 11/18/2011 9:30:30 AM |
loss-of-control | $75.00 | 11/18/2011 6:14:03 PM |
orbital-dollar2 | $25.00 | 11/18/2011 8:45:08 PM |
bold-shrewd-duty | $59.00 | 11/18/2011 9:27:23 PM |
gilbrear | $25.00 | 11/18/2011 3:40:52 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:10 AM |
first-serene-credit | $25.00 | 11/19/2011 6:44:45 AM |
LaBamba | $50.00 | 11/19/2011 4:42:59 AM |
jebber007 | $35.00 | 11/19/2011 8:13:38 AM |
2grindstones | $34.84 | 11/19/2011 11:26:16 AM |
platinum-czar | $51.46 | 11/19/2011 11:31:05 AM |
mckhbnpc | $50.00 | 11/18/2011 9:59:45 PM |
killdare | $25.00 | 11/19/2011 11:39:26 AM |
revenue-associate | $25.00 | 11/19/2011 9:59:54 AM |
first-integrity-gravity | $50.00 | 11/19/2011 12:06:45 PM |
wkeboarder21 | $50.00 | 11/19/2011 11:42:58 AM |
luann199 | $25.00 | 11/19/2011 6:37:03 AM |
terrific-dough6 | $50.00 | 11/19/2011 12:21:52 PM |
finance-mushroom | $200.00 | 11/19/2011 12:27:31 PM |
Maetryx | $25.00 | 11/19/2011 9:33:07 AM |
wwwUniversal | $25.00 | 11/19/2011 12:39:59 PM |
durability-halibut | $26.00 | 11/19/2011 12:09:28 PM |
Jack55304 | $200.00 | 11/19/2011 12:41:03 PM |
mlj0671 | $25.00 | 11/19/2011 1:38:18 PM |
stanfordgrad05 | $25.00 | 11/19/2011 2:02:29 PM |
phenomenal-gain5 | $25.00 | 11/19/2011 6:08:10 PM |
hope-eagle6 | $25.00 | 11/20/2011 12:08:15 PM |
rescue | $100.00 | 11/20/2011 12:12:37 PM |
silver-wonder278 | $25.00 | 11/20/2011 12:18:19 PM |
blueshound | $25.00 | 11/20/2011 2:02:32 PM |
antlr | $50.00 | 11/20/2011 2:43:09 PM |
Elefunt | $25.00 | 11/20/2011 12:13:36 PM |
1phantom | $25.00 | 11/20/2011 12:21:28 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:40:56 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:45 PM |
radiant-peace | $25.00 | 11/20/2011 7:49:47 PM |
shrewd-income | $25.00 | 11/20/2011 8:12:45 PM |
social-cocktail1 | $200.00 | 11/20/2011 12:41:51 PM |
Robertd918 | $28.50 | 11/20/2011 1:27:17 PM |
equallender | $32.34 | 11/21/2011 12:09:15 AM |
bsh297 | $25.36 | 11/21/2011 7:17:58 AM |
worthy-bid8 | $50.00 | 11/21/2011 9:28:21 AM |
atcrain07 | $25.00 | 11/21/2011 11:44:16 AM |
chuckpats | $75.00 | 11/21/2011 3:25:43 PM |
MrRooster101 | $25.00 | 11/21/2011 4:50:15 PM |
ventureboy | $30.00 | 11/21/2011 5:07:46 PM |
Sid-K | $25.00 | 11/21/2011 5:13:34 PM |
birch2 | $25.00 | 11/21/2011 12:54:11 PM |
mlj0671 | $25.00 | 11/21/2011 2:15:53 PM |
money-yeller | $50.00 | 11/21/2011 6:15:28 PM |
SqueezeKing | $25.00 | 11/21/2011 8:11:17 PM |
kendigme | $25.00 | 11/22/2011 3:19:44 AM |
genuine-money | $100.00 | 11/22/2011 6:15:02 AM |
goodhearted-generosity511 | $25.00 | 11/22/2011 7:15:27 AM |
Weaverville | $25.00 | 11/21/2011 9:21:14 PM |
gbrbob | $61.00 | 11/22/2011 3:15:05 AM |
reflective-rupee | $25.00 | 11/15/2011 9:18:39 PM |
iaffy | $25.00 | 11/16/2011 12:57:01 AM |
golden-velocity9 | $25.00 | 11/16/2011 3:58:28 AM |
worth-shower8 | $100.00 | 11/17/2011 1:22:06 PM |
coin-investor | $25.00 | 11/17/2011 5:08:32 PM |
top-courteous-peso | $100.00 | 11/17/2011 5:08:09 PM |
Ballybay | $50.00 | 11/17/2011 5:14:10 PM |
Angel_Investor_7 | $25.00 | 11/17/2011 5:34:44 PM |
engrossing-responsibility0 | $50.00 | 11/17/2011 5:48:14 PM |
roux | $25.00 | 11/17/2011 5:32:12 PM |
steven3333 | $25.00 | 11/18/2011 7:13:40 AM |
careful-note1 | $25.00 | 11/18/2011 7:48:05 AM |
new-ore-venture | $50.00 | 11/17/2011 7:53:37 PM |
mercuriant | $25.00 | 11/18/2011 9:13:41 AM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:53 AM |
mebowl300 | $50.00 | 11/18/2011 11:04:35 AM |
sunny-truth6 | $25.00 | 11/18/2011 9:04:44 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:42 PM |
Christophe | $25.00 | 11/18/2011 2:36:41 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:54:07 PM |
camaraderi-atmosphere | $50.00 | 11/18/2011 6:49:56 PM |
glroark | $50.00 | 11/18/2011 1:38:34 PM |
enterprising-credit2 | $50.00 | 11/18/2011 1:57:56 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:29 PM |
Bankwithme | $500.00 | 11/18/2011 10:58:38 PM |
dudebrah | $25.00 | 11/19/2011 12:24:10 AM |
Brisket_Bob | $29.95 | 11/19/2011 7:13:38 AM |
erowis | $50.00 | 11/18/2011 7:10:06 PM |
finance-prescription | $100.00 | 11/19/2011 6:53:48 AM |
leverage-monger | $25.00 | 11/19/2011 7:33:12 AM |
wildguy | $25.00 | 11/19/2011 7:47:55 AM |
winegeek | $1,000.00 | 11/18/2011 8:35:16 PM |
Bob450 | $25.00 | 11/19/2011 9:22:07 AM |
Girakul | $50.00 | 11/19/2011 10:08:58 AM |
TigerForce | $25.00 | 11/19/2011 10:50:59 AM |
on_your_side | $25.00 | 11/19/2011 10:53:27 AM |
lagnisiruk | $25.00 | 11/18/2011 11:53:23 PM |
gbrbob | $25.00 | 11/19/2011 2:11:36 AM |
auction-seeker | $25.00 | 11/19/2011 11:59:09 AM |
diplomatic-wealth7 | $25.00 | 11/19/2011 12:16:39 PM |
life-is-great | $25.00 | 11/19/2011 12:25:50 PM |
dedicated-transaction796 | $25.00 | 11/19/2011 12:28:26 PM |
susurrus | $25.00 | 11/19/2011 7:57:22 AM |
Scubadiver | $50.00 | 11/19/2011 10:01:56 AM |
WSTRDG | $25.00 | 11/19/2011 10:23:13 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:01 PM |
red-power-pecan | $50.00 | 11/19/2011 12:09:09 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:21 PM |
orange-preeminant-bill | $25.00 | 11/19/2011 1:02:03 PM |
Mariner3605 | $25.00 | 11/19/2011 12:34:48 PM |
DannyPhantom | $25.00 | 11/19/2011 3:35:52 PM |
niceville80 | $25.00 | 11/20/2011 5:21:03 AM |
TW2000 | $25.00 | 11/19/2011 7:32:44 PM |
loan-fate | $50.00 | 11/20/2011 12:30:09 PM |
principal-cooker2 | $100.00 | 11/20/2011 12:06:11 PM |
plane450 | $25.00 | 11/20/2011 12:32:12 PM |
new-social-economist | $60.00 | 11/20/2011 11:06:41 PM |
productive-ore | $25.00 | 11/21/2011 4:52:27 AM |
bid-stockpiler1 | $50.00 | 11/20/2011 4:27:38 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:17 AM |
secureincome | $250.00 | 11/21/2011 11:02:13 AM |
asiaratt | $50.00 | 11/21/2011 9:21:55 AM |
benwalla | $25.00 | 11/21/2011 2:43:46 PM |
miked8303 | $25.00 | 11/21/2011 9:38:43 AM |
tornandfrayed | $25.00 | 11/21/2011 5:25:44 PM |
rhin0cerx | $50.00 | 11/21/2011 5:28:07 PM |
progressive-economy261 | $400.00 | 11/21/2011 5:35:17 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:54:33 PM |
Maximum_Investment | $29.90 | 11/22/2011 4:07:35 AM |
treasure-bliss | $25.00 | 11/22/2011 7:25:54 AM |
168RichCapital | $25.11 | 11/22/2011 5:51:36 AM |
qwsd12 | $50.00 | 11/21/2011 5:32:56 PM |
orange-preeminant-bill | $25.00 | 11/22/2011 7:34:55 AM |
treasure-birdie3 | $50.00 | 11/22/2011 8:01:41 AM |
computer758 | $25.00 | 11/21/2011 8:26:23 PM |
SecondChanceLendingSERV | $21.60 | 11/22/2011 8:49:18 AM |
octoberfresh | $25.00 | 11/22/2011 7:07:50 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:18 AM |
Tikibarman | $50.00 | 11/22/2011 8:23:37 AM |
164 Investments
|
Borrower Payment Dependent Notes Series
538995
This series of Notes was issued and sold upon the funding of the borrower loan #56484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $554.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,471 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-legend7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
|
Principal balance:
| $7,884.98 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Consolidate debt
Purpose of loan:
This loan will be used to consolidate the debt
My financial situation:
I am a good candidate for this loan because I do not have any other expenses other than to pay off the current debt. I have a steady income and emergeny funds to cover for unexpected expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fortytwo | $200.00 | 11/15/2011 10:23:06 AM |
axl163 | $25.00 | 11/15/2011 10:59:30 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:32:19 AM |
saahilld | $25.00 | 11/15/2011 1:40:16 PM |
invincible-platinum9 | $25.00 | 11/15/2011 12:18:12 PM |
economy-mulberry7 | $50.00 | 11/15/2011 10:41:32 AM |
Lender0010 | $50.00 | 11/15/2011 10:50:16 AM |
a-tranquil-liberty | $25.00 | 11/15/2011 10:52:30 AM |
javelin0 | $75.00 | 11/15/2011 2:10:04 PM |
indomitable-coin | $25.00 | 11/15/2011 2:37:09 PM |
money-animal3 | $180.00 | 11/15/2011 4:45:01 PM |
friendly-worth3 | $50.00 | 11/15/2011 5:04:43 PM |
Dubbs360 | $100.00 | 11/15/2011 5:21:49 PM |
dime-sprout | $50.00 | 11/15/2011 5:46:11 PM |
cnovak | $25.00 | 11/15/2011 7:27:15 PM |
julijask | $25.00 | 11/15/2011 3:47:19 PM |
thorough-marketplace441 | $50.00 | 11/15/2011 7:38:27 PM |
dparkhom | $50.00 | 11/15/2011 4:55:17 PM |
WalnutCreekguy | $100.00 | 11/15/2011 10:54:34 PM |
bargainbrain | $25.00 | 11/15/2011 5:55:12 PM |
flexible-value | $50.00 | 11/15/2011 6:30:02 PM |
aurorafinancial | $25.00 | 11/16/2011 4:33:30 AM |
Railbird | $25.00 | 11/16/2011 4:52:40 AM |
green28 | $300.00 | 11/16/2011 5:07:18 AM |
Cai8899 | $50.00 | 11/16/2011 5:34:42 AM |
worthy-bid8 | $50.00 | 11/16/2011 5:46:00 AM |
figs4u2 | $100.00 | 11/16/2011 7:17:59 AM |
influential-benjamins0 | $100.00 | 11/15/2011 11:10:11 PM |
finance-explosion6 | $25.00 | 11/16/2011 1:35:23 AM |
doncm | $50.00 | 11/16/2011 9:40:39 AM |
rmachi | $25.00 | 11/16/2011 9:22:39 AM |
scholarly-benefit5 | $25.00 | 11/16/2011 9:49:49 AM |
GElender | $25.00 | 11/16/2011 5:37:39 AM |
cmg891 | $50.00 | 11/16/2011 11:40:17 AM |
social-caravan | $25.00 | 11/16/2011 2:00:30 PM |
power-rotation7 | $25.00 | 11/16/2011 2:19:30 PM |
loan-mammal | $100.00 | 11/16/2011 12:54:01 PM |
blazing-capital2 | $250.00 | 11/16/2011 8:38:43 AM |
currency-persimmon | $25.00 | 11/16/2011 3:10:37 PM |
lucrative-coin | $50.00 | 11/16/2011 12:22:51 PM |
loyalty-sherpa | $25.00 | 11/16/2011 6:39:03 PM |
loyalty-circuitry | $50.00 | 11/16/2011 4:31:17 PM |
WorldlyWorker | $25.00 | 11/16/2011 4:54:48 PM |
kulender | $100.00 | 11/16/2011 7:02:59 PM |
platinum-genetics | $25.00 | 11/16/2011 6:48:11 PM |
ChrisProsper | $25.00 | 11/16/2011 8:50:01 PM |
britgsb | $70.00 | 11/16/2011 8:29:15 PM |
NDFIRTH | $50.00 | 11/16/2011 7:06:45 PM |
organized-payment6 | $50.00 | 11/17/2011 5:49:23 AM |
britgsb | $30.00 | 11/16/2011 7:09:29 PM |
BxRealtor | $25.00 | 11/16/2011 7:15:40 PM |
prudent-bid3 | $25.00 | 11/17/2011 7:05:47 AM |
dollar-tornado3 | $25.00 | 11/17/2011 7:19:58 AM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:04 PM |
Mendosurfire | $50.00 | 11/17/2011 9:14:23 AM |
minista | $25.00 | 11/17/2011 9:13:11 AM |
RoyFauntleroy | $25.00 | 11/17/2011 9:19:14 AM |
kchen486 | $50.00 | 11/17/2011 9:29:24 AM |
a-responsible-return | $50.00 | 11/17/2011 9:15:23 AM |
Willylump | $25.00 | 11/17/2011 1:31:09 PM |
mtquan | $25.00 | 11/17/2011 9:23:10 AM |
Unclejohn | $25.00 | 11/17/2011 2:50:17 PM |
Rick21 | $25.00 | 11/17/2011 9:39:45 AM |
postalwhiz | $25.00 | 11/17/2011 9:47:19 AM |
rudyindc | $25.00 | 11/17/2011 9:55:04 AM |
fcrick | $25.00 | 11/17/2011 5:10:39 PM |
trident9 | $50.00 | 11/17/2011 5:15:35 PM |
robot777 | $72.00 | 11/17/2011 5:13:24 PM |
MrDavid | $75.00 | 11/17/2011 5:36:31 PM |
icchok | $50.00 | 11/17/2011 5:08:23 PM |
ctgscott | $25.00 | 11/17/2011 5:19:47 PM |
bid-papyrus | $25.00 | 11/17/2011 8:26:55 PM |
WindyKid | $25.00 | 11/18/2011 4:00:27 AM |
newest-rate-relaxation | $50.00 | 11/17/2011 5:22:45 PM |
CaboWaboRobo | $25.00 | 11/18/2011 5:30:07 AM |
toblerone | $25.00 | 11/18/2011 7:38:57 AM |
aesop56 | $100.00 | 11/18/2011 8:59:33 AM |
Chux_Fun | $25.00 | 11/18/2011 4:51:49 AM |
jazzlender | $50.00 | 11/18/2011 9:27:56 AM |
paddatjie | $25.00 | 11/18/2011 9:31:16 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:36 AM |
tranquil-revenue | $25.00 | 11/18/2011 9:44:06 AM |
houli123 | $25.00 | 11/18/2011 10:04:13 AM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:55 AM |
mistertao | $25.00 | 11/18/2011 9:09:27 AM |
Refugee | $25.00 | 11/18/2011 2:53:20 PM |
kyomoon | $34.00 | 11/18/2011 9:19:26 AM |
the-enterprising-leverage | $50.00 | 11/18/2011 1:09:55 PM |
funds-promiser | $50.00 | 11/18/2011 3:13:44 PM |
narblark | $50.00 | 11/18/2011 9:35:45 AM |
gold-sushi | $25.00 | 11/18/2011 9:38:33 AM |
anacent | $25.00 | 11/18/2011 5:09:20 PM |
buraky | $50.00 | 11/18/2011 5:22:58 PM |
payout-panda | $25.00 | 11/18/2011 5:36:37 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:08 PM |
lendersf | $100.00 | 11/18/2011 8:13:05 PM |
jjb3 | $25.00 | 11/19/2011 6:36:45 AM |
KClender | $25.00 | 11/19/2011 7:56:55 AM |
susurrus | $25.00 | 11/19/2011 8:03:38 AM |
dspmn | $25.00 | 11/19/2011 9:26:08 AM |
commerce-yeller | $40.00 | 11/19/2011 9:55:20 AM |
lagnisiruk | $25.00 | 11/18/2011 11:53:23 PM |
Munnie | $34.00 | 11/19/2011 12:09:35 PM |
economics2011 | $25.00 | 11/19/2011 7:18:19 PM |
money-bauble | $200.00 | 11/19/2011 12:44:30 PM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:10 AM |
Nazbuster | $50.00 | 11/20/2011 12:09:19 PM |
TW2000 | $25.00 | 11/19/2011 7:32:45 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:45 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:46 AM |
Sixmil | $100.00 | 11/20/2011 12:54:02 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:21 PM |
ianakacg | $25.00 | 11/20/2011 8:14:56 PM |
ianakacg | $25.00 | 11/20/2011 8:21:36 PM |
lincs | $25.00 | 11/21/2011 12:37:25 AM |
totoro | $25.00 | 11/20/2011 9:44:20 PM |
brutusbone | $25.00 | 11/21/2011 7:16:49 AM |
drkosh | $25.00 | 11/20/2011 5:48:32 PM |
thunderkiss | $25.00 | 11/21/2011 9:14:00 AM |
mansel | $25.00 | 11/21/2011 9:32:38 AM |
focused-benefit3 | $30.00 | 11/21/2011 9:31:42 AM |
igniter584 | $25.00 | 11/21/2011 12:20:35 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:47 PM |
gjm6d | $25.00 | 11/21/2011 5:22:03 PM |
Brisket_Bob | $43.75 | 11/21/2011 5:33:26 PM |
astute-benjamins | $25.00 | 11/21/2011 3:17:00 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:12 PM |
igniter584 | $25.00 | 11/22/2011 7:42:02 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:01 AM |
ChrisTJ | $25.00 | 11/22/2011 10:33:30 AM |
fair_rates | $25.00 | 11/22/2011 9:27:09 AM |
FlexFunding | $50.00 | 11/22/2011 2:29:02 PM |
ChrisJB | $25.00 | 11/22/2011 5:13:54 PM |
skro | $25.00 | 11/22/2011 10:37:32 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:19 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:21 PM |
30Sky | $25.00 | 11/23/2011 12:57:43 AM |
indomitable-coin | $25.00 | 11/23/2011 5:27:02 AM |
gangusron | $50.00 | 11/22/2011 8:17:34 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:45 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:38 AM |
practical-expectations | $25.00 | 11/23/2011 12:12:36 PM |
Cheburashka | $25.00 | 11/23/2011 9:12:48 AM |
DackoDenk | $25.00 | 11/23/2011 2:36:05 PM |
lounges | $25.00 | 11/23/2011 5:07:26 PM |
a-money-leader | $25.00 | 11/23/2011 5:28:49 PM |
majikthanos | $50.00 | 11/23/2011 5:31:09 PM |
helpinghand63 | $25.00 | 11/23/2011 5:20:44 PM |
p2p-allocator | $25.00 | 11/23/2011 5:28:46 PM |
bankworth | $25.00 | 11/23/2011 7:02:05 PM |
igniter584 | $25.00 | 11/24/2011 6:37:35 AM |
rate-mogul | $50.00 | 11/24/2011 9:08:22 AM |
HRVRfunding | $51.28 | 11/24/2011 9:12:39 AM |
jga516 | $25.00 | 11/24/2011 8:48:13 AM |
investment-tempo | $25.00 | 11/24/2011 9:17:38 AM |
hopethisworks | $25.00 | 11/24/2011 9:12:12 AM |
innocent-income4 | $25.00 | 11/24/2011 9:19:42 AM |
brightest-affluence-motivator | $50.00 | 11/24/2011 9:13:10 AM |
yertle9 | $25.00 | 11/24/2011 9:20:20 AM |
green-moola-sniffer | $25.00 | 11/24/2011 9:23:35 AM |
Anny-Disco | $40.00 | 11/24/2011 9:25:23 AM |
rs999 | $25.00 | 11/24/2011 9:17:40 AM |
schnippy | $25.00 | 11/24/2011 9:22:15 AM |
ideal-penny8 | $25.00 | 11/24/2011 9:23:47 AM |
Slend49 | $25.00 | 11/24/2011 9:33:23 AM |
hard-working-rate3 | $44.00 | 11/24/2011 9:34:49 AM |
ideal-platinum1 | $25.00 | 11/24/2011 9:36:14 AM |
njlw226 | $25.00 | 11/24/2011 1:14:00 PM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:40 PM |
devin57 | $25.00 | 11/24/2011 5:30:41 PM |
duty-starfish8 | $25.00 | 11/24/2011 7:45:21 AM |
nhm | $25.00 | 11/24/2011 7:29:26 PM |
nosualcneas | $25.00 | 11/24/2011 9:06:24 AM |
inspired-duty5 | $25.00 | 11/25/2011 3:38:27 AM |
jrbill1998 | $50.00 | 11/24/2011 9:24:01 AM |
ski bum | $57.00 | 11/24/2011 9:37:43 AM |
dordee | $68.11 | 11/24/2011 12:54:58 PM |
Stafo | $25.00 | 11/25/2011 12:00:38 AM |
KonkoKid | $25.00 | 11/25/2011 1:17:36 AM |
108lender | $108.00 | 11/16/2011 2:10:18 PM |
a-unflappable-finance | $50.00 | 11/15/2011 11:12:07 AM |
GMPK_TLAS | $50.00 | 11/15/2011 11:30:27 AM |
yield-hut | $50.00 | 11/15/2011 11:37:37 AM |
basis-wizard8 | $100.00 | 11/15/2011 12:40:39 PM |
DadWarbucks | $25.00 | 11/15/2011 1:31:35 PM |
SolarMoonshine | $25.00 | 11/15/2011 10:00:44 AM |
javelin0 | $75.00 | 11/15/2011 2:09:18 PM |
pdub | $75.00 | 11/15/2011 4:23:14 PM |
theloanfiller | $25.00 | 11/15/2011 5:02:50 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:22 AM |
evnagelist | $25.00 | 11/15/2011 11:45:06 AM |
life-is-great | $25.00 | 11/15/2011 5:34:05 PM |
tenacious-capital3 | $26.27 | 11/15/2011 6:05:17 PM |
responsibility-butterfly | $25.00 | 11/15/2011 6:57:08 PM |
nickel-ferret | $50.00 | 11/15/2011 3:48:17 PM |
tbrnet | $50.00 | 11/15/2011 9:08:03 PM |
zeelender | $25.00 | 11/15/2011 4:21:20 PM |
kenji4861 | $25.00 | 11/15/2011 10:03:42 PM |
progressive-economy261 | $400.00 | 11/15/2011 9:26:19 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:37 PM |
KLCRAY | $25.00 | 11/16/2011 5:25:11 AM |
jarf | $25.00 | 11/16/2011 8:09:52 AM |
mattpet | $25.00 | 11/16/2011 8:38:23 AM |
riproaringrapids | $25.00 | 11/16/2011 5:06:50 AM |
brightest-creative-leverage | $25.00 | 11/16/2011 5:28:55 AM |
currency-apple729 | $25.00 | 11/16/2011 5:39:18 AM |
umfan123 | $25.00 | 11/16/2011 6:55:27 AM |
harperpotok | $100.00 | 11/16/2011 3:16:05 PM |
Socorro_Capital_Partners | $25.01 | 11/16/2011 10:01:01 AM |
jescowa | $50.00 | 11/16/2011 11:39:31 AM |
LenderOnWheels | $25.00 | 11/16/2011 2:18:14 PM |
gold-commander0 | $25.00 | 11/16/2011 6:44:58 PM |
kevin314 | $25.00 | 11/16/2011 6:23:44 PM |
enterprising-credit2 | $25.00 | 11/16/2011 7:05:47 PM |
nickel-position | $25.00 | 11/16/2011 7:12:59 PM |
antlr | $50.00 | 11/16/2011 7:10:12 PM |
shur | $50.00 | 11/16/2011 7:26:06 PM |
bold-glowing-payment | $50.00 | 11/16/2011 9:15:59 PM |
riskreward | $250.00 | 11/16/2011 7:00:05 PM |
Clambake | $25.00 | 11/16/2011 7:00:11 PM |
ferocious-exchange3 | $100.00 | 11/17/2011 12:37:54 AM |
mrsp2e | $25.00 | 11/17/2011 7:09:57 AM |
Marathoner | $25.00 | 11/17/2011 7:36:38 AM |
velocity-solo | $25.00 | 11/17/2011 9:22:33 AM |
affluence-tycoon | $25.00 | 11/17/2011 9:33:17 AM |
wigglesworth4 | $88.00 | 11/17/2011 9:49:32 AM |
benjo | $33.00 | 11/17/2011 5:14:21 PM |
F16Pilot | $25.00 | 11/17/2011 5:40:05 PM |
radforj22 | $25.00 | 11/17/2011 4:12:50 PM |
6moonbeams | $25.00 | 11/17/2011 5:45:50 PM |
Zuzu | $25.00 | 11/17/2011 5:08:57 PM |
greentomato | $25.00 | 11/17/2011 7:05:48 PM |
jamiee73 | $25.00 | 11/17/2011 5:21:27 PM |
skuba | $75.00 | 11/17/2011 5:22:14 PM |
scholarly-benefit5 | $25.00 | 11/18/2011 6:18:52 AM |
region123 | $50.00 | 11/18/2011 6:05:57 AM |
Sid-K | $25.00 | 11/17/2011 5:36:52 PM |
themoneydoctor | $100.00 | 11/17/2011 6:09:59 PM |
wise-silver-wonder | $25.00 | 11/18/2011 8:44:55 AM |
dansarkis | $25.00 | 11/18/2011 9:17:51 AM |
orange-respectful-camaraderi | $25.00 | 11/18/2011 6:59:56 AM |
nimble-penny1 | $25.00 | 11/18/2011 9:32:17 AM |
indomart | $25.00 | 11/18/2011 9:55:11 AM |
trade-watcher | $25.00 | 11/18/2011 11:02:49 AM |
first-upright-payout | $25.00 | 11/18/2011 9:09:32 AM |
Eastern | $50.00 | 11/18/2011 2:03:55 PM |
Eastern | $27.00 | 11/18/2011 2:56:06 PM |
ranstlin | $25.00 | 11/18/2011 9:35:47 AM |
nsquared007 | $25.00 | 11/18/2011 1:33:03 PM |
payout-harmony4 | $50.00 | 11/18/2011 8:54:40 PM |
kmw | $50.00 | 11/18/2011 3:53:37 PM |
tflood1967 | $50.00 | 11/18/2011 8:11:06 PM |
Brittle | $25.00 | 11/18/2011 5:08:05 PM |
diablorulz | $50.00 | 11/18/2011 5:35:32 PM |
psbruce | $25.00 | 11/19/2011 7:37:39 AM |
treasure-expert | $25.00 | 11/19/2011 8:15:02 AM |
r5sweeties | $25.00 | 11/19/2011 5:49:46 AM |
damage | $25.00 | 11/19/2011 12:19:39 PM |
benefit-zoo | $50.00 | 11/19/2011 8:23:05 AM |
Bankwithme | $500.00 | 11/19/2011 10:59:43 AM |
chestnut4 | $25.00 | 11/19/2011 12:36:13 PM |
indomitable-coin | $25.00 | 11/19/2011 11:56:00 AM |
slartibardfast | $25.00 | 11/19/2011 1:03:46 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:48 PM |
emphatic-responsibility | $25.00 | 11/19/2011 2:29:01 PM |
CatbirdBanking | $25.00 | 11/19/2011 4:25:50 PM |
tolerant-dinero2 | $25.00 | 11/19/2011 4:36:40 PM |
williamjames | $50.00 | 11/19/2011 8:32:42 PM |
asset-expert0 | $25.00 | 11/19/2011 10:14:23 PM |
silver-boots | $50.00 | 11/20/2011 4:38:49 AM |
p2pcapitalgroup | $25.00 | 11/20/2011 5:17:42 AM |
dcoggins | $25.00 | 11/20/2011 5:47:52 AM |
radforj22 | $25.00 | 11/20/2011 11:39:28 AM |
1phantom | $25.00 | 11/20/2011 12:24:44 PM |
antlr | $50.00 | 11/20/2011 2:43:10 PM |
tranquil-economy4 | $100.00 | 11/20/2011 12:29:23 PM |
kind-forthright-repayment | $100.00 | 11/20/2011 7:28:58 PM |
mizount | $25.00 | 11/20/2011 6:47:17 PM |
orange-coin-walnut | $50.00 | 11/21/2011 5:15:39 AM |
EarlyRiser | $208.00 | 11/21/2011 6:47:07 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:42 AM |
nickel-demon2 | $50.00 | 11/20/2011 6:16:34 PM |
director877 | $50.00 | 11/20/2011 7:29:06 PM |
JayKae | $100.00 | 11/21/2011 10:26:32 AM |
direct-asset | $25.00 | 11/21/2011 7:12:22 AM |
debt-legend | $25.00 | 11/21/2011 12:15:20 PM |
igniter584 | $25.00 | 11/21/2011 12:12:13 PM |
Longfellow20011 | $50.00 | 11/21/2011 1:16:46 PM |
BiggestG | $25.00 | 11/21/2011 1:50:08 PM |
gain-gourd | $100.00 | 11/21/2011 10:50:18 AM |
novice-speculator | $25.00 | 11/21/2011 11:31:01 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:16 PM |
paladin510 | $35.00 | 11/21/2011 5:02:57 PM |
w3alter | $50.00 | 11/21/2011 5:24:27 PM |
don8ter | $100.00 | 11/22/2011 4:01:38 AM |
george6791 | $25.00 | 11/22/2011 10:16:37 AM |
vestratech | $50.00 | 11/22/2011 12:45:05 PM |
exchange-pledge | $50.00 | 11/22/2011 4:48:59 PM |
granitepk | $100.00 | 11/22/2011 10:53:31 AM |
nimble-revenue | $25.00 | 11/22/2011 11:38:59 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:36 PM |
greenback-seagull2 | $30.00 | 11/22/2011 5:24:18 PM |
CasaDeTomas | $100.00 | 11/22/2011 5:32:30 PM |
thundermustard | $25.00 | 11/22/2011 6:35:57 PM |
Macbethofscots | $25.00 | 11/23/2011 9:25:32 AM |
Wilcat77 | $25.00 | 11/23/2011 11:04:46 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:28:57 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:00 AM |
jackpotnav | $25.00 | 11/23/2011 12:46:23 PM |
Auditman | $50.00 | 11/23/2011 1:05:32 PM |
fairness-faire | $25.00 | 11/23/2011 3:40:49 PM |
purvike | $25.00 | 11/23/2011 4:47:55 PM |
genius520 | $50.00 | 11/23/2011 9:23:41 AM |
encore02 | $50.00 | 11/23/2011 5:08:17 PM |
Savings_EQ_Dignity | $50.00 | 11/23/2011 3:23:13 PM |
nestegg4e | $25.00 | 11/23/2011 5:06:44 PM |
fishing533 | $25.00 | 11/23/2011 5:21:15 PM |
Eagledrop | $25.00 | 11/23/2011 5:12:33 PM |
cash-taxi7 | $25.00 | 11/23/2011 5:16:59 PM |
sportsmagic | $100.00 | 11/23/2011 6:19:57 PM |
value-pole | $50.00 | 11/23/2011 10:35:04 AM |
mster9ball | $25.00 | 11/23/2011 7:35:40 PM |
iwantmore | $25.00 | 11/24/2011 5:37:05 AM |
Tylerh | $255.00 | 11/23/2011 2:20:20 PM |
eling99 | $55.00 | 11/24/2011 3:08:55 AM |
mjdaking | $25.00 | 11/24/2011 5:13:09 AM |
framework145 | $25.00 | 11/24/2011 7:58:44 AM |
frobin | $25.00 | 11/24/2011 6:55:21 AM |
best-marketologist | $25.00 | 11/24/2011 9:08:24 AM |
successful-agreement7 | $100.00 | 11/24/2011 9:09:16 AM |
paladin847 | $50.00 | 11/24/2011 9:14:42 AM |
Pasagam | $41.00 | 11/24/2011 9:11:29 AM |
gjh37 | $50.00 | 11/24/2011 9:20:11 AM |
ijspence | $25.00 | 11/24/2011 9:22:04 AM |
platinum-yoga | $25.00 | 11/24/2011 9:16:09 AM |
dospapalotes | $25.00 | 11/24/2011 9:24:15 AM |
1redfish | $55.00 | 11/24/2011 9:19:23 AM |
SnE | $50.00 | 11/24/2011 9:29:43 AM |
victorcab | $25.00 | 11/24/2011 9:31:57 AM |
durable-pound5 | $25.00 | 11/24/2011 9:33:50 AM |
TRUST68 | $25.00 | 11/23/2011 7:11:41 PM |
Hutpit | $75.00 | 11/24/2011 9:26:51 AM |
commitment-jedi4 | $25.00 | 11/23/2011 10:34:01 PM |
IIP77 | $25.00 | 11/24/2011 9:36:54 AM |
shrewd-rupee | $100.00 | 11/24/2011 11:38:04 AM |
StPong | $25.00 | 11/24/2011 4:31:39 PM |
radforj22 | $25.00 | 11/24/2011 4:37:53 PM |
unique-responsibility3 | $25.00 | 11/24/2011 8:37:36 AM |
lizard_lips | $25.00 | 11/24/2011 9:05:50 AM |
williamdkit | $30.00 | 11/24/2011 9:08:47 AM |
no_agenda_lender | $26.00 | 11/24/2011 9:09:34 AM |
compoundinterest | $50.00 | 11/24/2011 9:10:29 AM |
restech | $25.00 | 11/24/2011 9:14:49 AM |
zbfamwl | $25.00 | 11/24/2011 9:23:27 AM |
dschaaf | $21.29 | 11/25/2011 5:08:52 AM |
syounker | $25.00 | 11/24/2011 9:34:26 AM |
fervent-currency5 | $50.00 | 11/24/2011 11:45:46 AM |
GoingFishing | $25.00 | 11/24/2011 4:33:28 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:12 PM |
order-gondola | $25.00 | 11/24/2011 9:01:34 PM |
LenderByDay | $25.00 | 11/25/2011 12:48:28 AM |
361 Investments
|
Borrower Payment Dependent Notes Series
539007
This series of Notes was issued and sold upon the funding of the borrower loan #56758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,826 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cmefnp |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Nurse Practitioner Needs Loan
Purpose of loan:
This loan will be used to pay off a new septic tank and a car transmission.
My financial situation:
I am a great candidate for this loan because I have a VERY secure job with the Federal Government as a Nurse Practitioner. I have worked without any gaps for over 25 years. I have never defaulted on anything in my life. I have paid off both my cars and all of my student loans.
This is a risk free venture for the lender!
Thank you for your consideration.
Monthly net income: $6,000
Monthly expenses: $ 4,600
Housing: $1,700
Insurance: $300
Car expenses: GAS $200
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/24/2011 9:14:35 AM |
mlj0671 | $25.00 | 11/24/2011 9:14:53 AM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:12 PM |
the-precious-bid | $25.00 | 11/25/2011 10:02:02 AM |
leverage-monger | $25.00 | 11/25/2011 7:31:43 AM |
value-rocket | $25.00 | 11/26/2011 8:35:25 AM |
loan-mammal | $100.00 | 11/24/2011 9:15:06 AM |
papaloha | $25.00 | 11/24/2011 9:26:23 AM |
SolarMoonshine | $25.00 | 11/24/2011 11:59:40 AM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:16 AM |
evan | $25.00 | 11/24/2011 10:44:36 PM |
tenacious-capital3 | $26.27 | 11/25/2011 5:25:59 PM |
Rollshaft | $23.73 | 11/26/2011 9:26:03 AM |
worth-blanket2 | $2,600.00 | 11/26/2011 5:58:06 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
539017
This series of Notes was issued and sold upon the funding of the borrower loan #56698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 40% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,674 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-benjamins-cocktail |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Gators
Purpose of loan: Debt Consolidation and Wedding
This loan will be used to pay some debt and save for my wedding
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $125.00 | 11/23/2011 9:43:19 AM |
InChicago | $100.00 | 11/24/2011 10:49:30 AM |
papaloha | $25.00 | 11/15/2011 8:53:07 AM |
vine99 | $50.00 | 11/15/2011 11:28:36 AM |
pound-mushroom3 | $25.00 | 11/15/2011 7:06:20 PM |
Megaton | $25.00 | 11/16/2011 8:30:21 AM |
toblerone | $25.00 | 11/18/2011 7:38:53 AM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:46 PM |
cognizant-rupee7 | $25.00 | 11/21/2011 9:32:39 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 10:02:12 AM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:16 PM |
pdub | $75.00 | 11/22/2011 5:26:14 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:18 PM |
fountain355 | $25.00 | 11/23/2011 4:44:17 AM |
market-pudding | $25.00 | 11/23/2011 2:18:53 PM |
basis-wizard8 | $100.00 | 11/23/2011 12:48:22 PM |
the-dollar-honker | $25.00 | 11/23/2011 2:42:14 PM |
maildude | $25.00 | 11/23/2011 4:56:26 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:24 PM |
contract-lionheart | $50.00 | 11/23/2011 8:24:12 PM |
SolarMoonshine | $25.00 | 11/23/2011 1:21:54 PM |
Comoparklender | $25.00 | 11/23/2011 5:18:24 PM |
leverage-monger | $25.00 | 11/24/2011 9:23:25 AM |
fundenstein | $25.00 | 11/23/2011 8:53:09 PM |
let_me_retire | $25.00 | 11/23/2011 10:50:30 PM |
LendingPimp | $150.00 | 11/24/2011 12:56:04 AM |
abundant-credit6 | $40.00 | 11/24/2011 8:33:18 AM |
StrongMonty | $53.80 | 11/24/2011 9:44:56 PM |
jml3482 | $25.00 | 11/25/2011 12:27:18 AM |
proud-pound4 | $25.00 | 11/24/2011 9:35:58 AM |
COCHINOBOY | $34.44 | 11/25/2011 3:50:14 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:23 PM |
social-zebra | $30.00 | 11/25/2011 11:36:18 AM |
2grindstones | $25.00 | 11/26/2011 9:54:36 AM |
Mariner3605 | $25.00 | 11/26/2011 12:26:01 PM |
Zingaro | $25.00 | 11/26/2011 1:01:16 AM |
productive-ore | $25.00 | 11/26/2011 10:26:33 AM |
Core-Marketing | $25.00 | 11/27/2011 4:45:41 AM |
top-historic-peso | $25.00 | 11/26/2011 12:25:44 PM |
greenwell | $25.00 | 11/27/2011 9:35:21 AM |
daekpon | $25.00 | 11/27/2011 9:40:05 AM |
irrelevant | $25.00 | 11/27/2011 2:30:55 PM |
evergreen16 | $150.00 | 11/27/2011 3:15:40 PM |
the-hope-workhorse | $150.00 | 11/27/2011 5:16:24 PM |
Toby1montana | $2.07 | 11/27/2011 9:06:34 PM |
Starfin-Capital-Management | $59.07 | 11/24/2011 4:54:52 AM |
AndChicksforFree | $25.00 | 11/27/2011 11:29:26 AM |
SFBank | $50.00 | 11/15/2011 8:32:57 PM |
BenR | $100.00 | 11/16/2011 6:51:42 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:46 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:02 PM |
managedfund | $1,500.00 | 11/21/2011 10:30:13 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:51 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:22 PM |
fantastic-wampum1 | $100.00 | 11/22/2011 5:38:36 PM |
loss-of-control | $100.00 | 11/22/2011 7:35:37 PM |
oreyedoc | $50.00 | 11/22/2011 9:28:43 PM |
finance-mangrove4 | $25.00 | 11/23/2011 12:38:59 PM |
setUup | $26.20 | 11/23/2011 4:03:47 PM |
wwwUniversal | $25.00 | 11/23/2011 9:35:55 AM |
finance-mushroom | $200.00 | 11/23/2011 5:27:48 PM |
melodious-openness | $50.00 | 11/23/2011 9:47:26 PM |
income-buffalo1 | $35.92 | 11/24/2011 7:17:08 AM |
velocity-aurora | $25.00 | 11/24/2011 5:54:16 AM |
Bob450 | $25.00 | 11/24/2011 7:40:32 AM |
topper480 | $50.00 | 11/24/2011 6:33:26 AM |
engrossing-responsibility0 | $50.00 | 11/23/2011 5:22:43 PM |
money-fort | $25.00 | 11/23/2011 5:55:03 PM |
well-mannered-income3 | $40.00 | 11/23/2011 6:11:20 PM |
bsmtloan | $75.00 | 11/23/2011 7:35:39 PM |
rate-sceptre | $25.00 | 11/23/2011 8:10:37 PM |
thomas16882004 | $25.00 | 11/24/2011 2:13:03 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:38 PM |
Peacepower | $26.36 | 11/24/2011 7:15:24 AM |
larryboy10 | $25.00 | 11/24/2011 6:22:16 PM |
PrincessGrace33 | $25.00 | 11/24/2011 8:17:36 AM |
Haribelle | $25.00 | 11/24/2011 7:37:44 PM |
168RichCapital | $25.11 | 11/25/2011 9:03:46 AM |
Rebelrick9 | $25.00 | 11/25/2011 1:21:52 PM |
VASLENDING | $25.00 | 11/25/2011 1:38:56 PM |
dynrep | $250.00 | 11/25/2011 8:38:10 AM |
rebeldog67 | $30.00 | 11/25/2011 7:51:58 PM |
loanman2007 | $25.00 | 11/26/2011 6:31:31 AM |
shrewd-rupee | $250.00 | 11/25/2011 5:26:22 PM |
HHP | $47.00 | 11/26/2011 12:30:04 PM |
Thought | $25.00 | 11/26/2011 9:20:47 PM |
mike2246s | $25.00 | 11/26/2011 11:02:57 PM |
saxaphone6 | $25.00 | 11/27/2011 8:29:07 PM |
88 Investments
|
Borrower Payment Dependent Notes Series
539027
This series of Notes was issued and sold upon the funding of the borrower loan #56493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 44 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| yield-tempo5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
yanmar
Purpose of loan:
This loan will be used to...dept consolodation
My financial situation:
I am a good candidate for this loan because...im paying my bills on time and have very good paying job6
Monthly net income: $6000
Monthly expenses: $4800
Housing: $560
Insurance: $60
Car expenses: $550
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $25
Credit cards and other loans: $none
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Legally_Blonde | $25.00 | 11/24/2011 3:44:22 PM |
InChicago | $100.00 | 11/24/2011 6:06:08 PM |
pound-mushroom3 | $25.00 | 11/17/2011 9:26:13 AM |
first-friendly-listing | $30.00 | 11/20/2011 3:11:07 PM |
finance-prescription | $100.00 | 11/20/2011 12:11:17 PM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:48 PM |
daekpon | $50.00 | 11/20/2011 4:06:11 PM |
fantastic-wampum1 | $100.00 | 11/21/2011 9:35:52 AM |
managedfund | $750.00 | 11/21/2011 10:31:06 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:54 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:28 PM |
enterprising-credit2 | $25.00 | 11/23/2011 7:38:50 AM |
SolarMoonshine | $25.00 | 11/23/2011 1:20:44 PM |
Comoparklender | $25.00 | 11/23/2011 5:18:24 PM |
finance-mushroom | $200.00 | 11/23/2011 5:27:49 PM |
av22 | $68.91 | 11/24/2011 6:15:30 AM |
engrossing-responsibility0 | $50.00 | 11/23/2011 5:22:43 PM |
new-social-economist | $60.00 | 11/24/2011 5:02:45 PM |
gokart83 | $25.00 | 11/24/2011 8:58:57 AM |
Bob450 | $25.00 | 11/24/2011 8:30:48 PM |
rlbbank | $25.00 | 11/25/2011 6:07:49 AM |
citytreker | $34.65 | 11/25/2011 7:34:47 AM |
likeable-hope | $25.00 | 11/25/2011 7:44:03 AM |
proud-pound4 | $25.00 | 11/24/2011 9:35:59 AM |
future-baby-fund | $100.00 | 11/25/2011 8:12:32 AM |
168RichCapital | $25.11 | 11/25/2011 8:56:41 AM |
jebber007 | $35.00 | 11/25/2011 12:13:37 PM |
social-zebra | $30.00 | 11/25/2011 11:05:09 AM |
VASLENDING | $25.00 | 11/25/2011 1:35:25 PM |
tremendous-yield8 | $75.00 | 11/25/2011 2:27:16 PM |
the-hope-workhorse | $100.00 | 11/25/2011 12:32:24 PM |
HammerSmith | $25.00 | 11/25/2011 4:44:03 PM |
koolhandwv | $60.69 | 11/25/2011 5:28:38 PM |
wbwill | $25.00 | 11/25/2011 8:37:57 AM |
NolockHolmes | $40.00 | 11/25/2011 9:49:20 AM |
toblerone | $25.00 | 11/18/2011 7:39:20 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:13 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:37:24 AM |
oreyedoc | $50.00 | 11/22/2011 9:28:45 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:25 PM |
well-mannered-income3 | $60.00 | 11/23/2011 6:19:26 PM |
wwwUniversal | $25.00 | 11/23/2011 5:28:29 PM |
melodious-openness | $50.00 | 11/23/2011 9:49:06 PM |
LendingPimp | $168.00 | 11/24/2011 12:57:57 AM |
basis-wizard8 | $100.00 | 11/23/2011 12:49:48 PM |
let_me_retire | $50.00 | 11/23/2011 10:51:13 PM |
principal-laser | $42.65 | 11/24/2011 6:07:33 AM |
topper480 | $50.00 | 11/24/2011 6:33:28 AM |
direct-compassion | $25.00 | 11/24/2011 8:44:34 AM |
PrincessGrace33 | $25.00 | 11/24/2011 8:20:41 AM |
kulender | $51.00 | 11/24/2011 9:34:07 AM |
shrewd-rupee | $150.00 | 11/24/2011 11:32:12 AM |
investment-cluster | $40.00 | 11/24/2011 6:00:19 AM |
StPong | $25.00 | 11/24/2011 4:39:58 PM |
helpinghand63 | $25.00 | 11/24/2011 5:19:39 PM |
jml3482 | $25.00 | 11/25/2011 12:27:21 AM |
Zoomzoom22 | $45.68 | 11/25/2011 6:51:36 AM |
rupee-universe | $25.00 | 11/25/2011 12:02:02 AM |
atcrain07 | $25.00 | 11/25/2011 6:19:55 AM |
leverage-monger | $25.00 | 11/24/2011 9:34:19 AM |
suave-dime6 | $25.00 | 11/25/2011 9:57:14 AM |
hard-working-reward2 | $25.00 | 11/25/2011 11:53:49 AM |
return-cluster991 | $50.00 | 11/25/2011 12:41:37 AM |
bailey7563 | $30.00 | 11/25/2011 7:21:05 AM |
alaskanbearcub | $3.28 | 11/25/2011 5:48:47 PM |
shrewd-rupee | $75.00 | 11/25/2011 5:20:25 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
539055
This series of Notes was issued and sold upon the funding of the borrower loan #56525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
2 | Length of status: | 0y 5m |
Amount delinquent:
| $20,779 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lucrative-leverage6 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...
My financial situation: Pay back account that I had to drain when I was out of work.
I am a good candidate for this loan because I work hard and I pay back my debts on time and in a timely manner.
Monthly net income: $4000
Monthly expenses: $
Housing: $1000
Insurance: $120
Car expenses: $300
Utilities: $150
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/16/2011 6:24:44 AM |
Longfellow20011 | $35.42 | 11/21/2011 3:56:55 AM |
engrossing-responsibility0 | $50.00 | 11/21/2011 9:10:33 AM |
Jonb6919 | $25.00 | 11/21/2011 8:37:03 AM |
340 | $25.00 | 11/21/2011 2:12:06 PM |
healer199 | $36.00 | 11/21/2011 4:55:44 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:48 PM |
capital-zeus | $50.00 | 11/21/2011 9:41:20 PM |
YellowJacket | $25.00 | 11/21/2011 6:22:05 PM |
Cliffie83 | $35.86 | 11/21/2011 8:08:33 PM |
jhernand17 | $25.00 | 11/22/2011 9:10:37 AM |
bill-expert | $30.00 | 11/22/2011 9:02:46 AM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:35 AM |
orange-astute-finance | $25.00 | 11/22/2011 9:17:45 AM |
fund-baker | $36.91 | 11/22/2011 9:35:55 AM |
JGB | $43.09 | 11/22/2011 9:55:46 AM |
copper | $50.00 | 11/22/2011 9:06:32 AM |
leverage-monger | $25.00 | 11/22/2011 9:39:46 AM |
mrxtravis | $25.00 | 11/16/2011 6:40:40 PM |
finance-mushroom | $200.00 | 11/17/2011 9:16:14 AM |
Sid-K | $25.00 | 11/20/2011 12:20:41 PM |
enterprising-credit2 | $25.00 | 11/19/2011 10:33:11 PM |
wealth-fighter3 | $25.00 | 11/21/2011 8:32:29 AM |
glroark | $50.00 | 11/21/2011 10:20:01 AM |
SolarMoonshine | $25.00 | 11/21/2011 9:47:35 AM |
managedfund | $750.00 | 11/21/2011 10:27:58 AM |
neorunner | $25.00 | 11/21/2011 5:32:26 PM |
Zuzu | $25.00 | 11/21/2011 6:19:26 PM |
sevenbridges | $32.47 | 11/21/2011 6:42:57 PM |
wealth-multiplier | $25.00 | 11/21/2011 7:13:23 PM |
new-social-economist | $60.00 | 11/22/2011 2:27:27 AM |
glenium | $25.00 | 11/22/2011 5:03:39 AM |
s_man1 | $25.00 | 11/22/2011 5:17:17 AM |
contract-paloverde1 | $25.00 | 11/22/2011 5:43:26 AM |
worthy-bid4 | $49.38 | 11/22/2011 9:09:25 AM |
vigorous-velocity | $150.00 | 11/22/2011 8:54:48 AM |
dariop | $30.01 | 11/22/2011 1:09:10 AM |
yield-seeker | $25.00 | 11/22/2011 9:16:18 AM |
HenryS | $30.00 | 11/22/2011 9:23:44 AM |
maildude | $25.00 | 11/22/2011 4:02:11 AM |
dedicated-transaction796 | $25.00 | 11/22/2011 9:28:24 AM |
Saulite | $25.00 | 11/22/2011 9:35:45 AM |
Biancs | $100.00 | 11/22/2011 9:35:58 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:19 AM |
dollar-authority | $25.00 | 11/22/2011 8:05:14 AM |
DaddyBill | $30.00 | 11/22/2011 9:01:37 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
539075
This series of Notes was issued and sold upon the funding of the borrower loan #56552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-16-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 42% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,517 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-marketplace-philosopher |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lot Loan
Purpose of loan:
This loan will be used to... Purchase a 1.3 acre lot to build a house on one day.
My financial situation: Excellent. 14 years with Caterpillar Inc this March
I am a good candidate for this loan because... I have excellent credit, a great job, and I alway pay my bills on time.
Monthly net income: $ 5121
Monthly expenses: $
Housing: $ 750
Insurance: $ 100
Car expenses: $ 633.25
Utilities: $ 100
Phone, cable, internet: $ 170
Food, entertainment: $ 500
Clothing, household expenses: $ 50
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fortytwo | $150.00 | 11/15/2011 10:22:51 AM |
ingenious-deal6 | $25.00 | 11/15/2011 11:12:15 AM |
SLN-10 | $50.00 | 11/15/2011 12:08:06 PM |
first-cash-producer | $25.00 | 11/15/2011 5:42:18 PM |
janeybooboo | $75.00 | 11/15/2011 7:43:07 PM |
vivid-p2ploan1 | $25.00 | 11/15/2011 10:52:24 PM |
vutah | $25.00 | 11/15/2011 7:10:27 PM |
worth-blanket2 | $9,300.00 | 11/16/2011 12:31:00 PM |
tolerant-truth2 | $32.55 | 11/16/2011 1:03:40 PM |
CA-Lender | $12.45 | 11/16/2011 3:23:55 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:24 AM |
AndChicksforFree | $25.00 | 11/15/2011 3:06:43 PM |
vine99 | $80.00 | 11/15/2011 11:39:35 AM |
golden-velocity9 | $25.00 | 11/16/2011 3:58:30 AM |
pound-mushroom3 | $25.00 | 11/15/2011 7:06:24 PM |
papaloha | $50.00 | 11/16/2011 10:56:09 AM |
upbeat-finance8 | $25.00 | 11/16/2011 2:14:39 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
539107
This series of Notes was issued and sold upon the funding of the borrower loan #56694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-16-2011 |
|
Lender yield:
| 15.19% |
Borrower rate/APR:
| 16.19% / 19.09% |
Monthly payment:
| $88.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.93% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
1 | Length of status: | 1y 9m |
Amount delinquent:
| $461 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| birmancat |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Car Repair - 2nd Prosper Loan!
The puropse of this loan request is that I bought a new car roughly 3 ago which was involved in a hit and run. I will need to replace back bumper, tail lights, and motor for the convertable top on my 350z Enthusiast. My father cosigned for me for my car loan at the credit union so my interest on my car loan is only 2.9%. Must get the repair as my car is not safe to drive and I need to get the state inspection.
My first Prosper loan was paid off a few years ago. I never missed payment. I am with the same bank for 20 years. Changed the checking account once due to divorce.
Alaso received my review at work 2 weeks ago and now have $360 more coming in each month.
Monthly net income: $2400
Monthly expeses- $2010
Housing: $825
Insurance: $150
Car loan: $225
Utilities: $100
Phone, cable, internet: $210
Food, entertainment: $500
I hope that you will consider my listing. Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $33.99 | 11/15/2011 5:16:24 PM |
LittleMingo | $25.00 | 11/15/2011 5:04:23 PM |
AndChicksforFree | $25.00 | 11/15/2011 5:26:38 PM |
tcpfan | $25.00 | 11/15/2011 5:33:48 PM |
weiyinsan | $25.00 | 11/15/2011 5:59:18 PM |
Moe87 | $25.00 | 11/15/2011 7:33:43 PM |
cnovak | $25.00 | 11/15/2011 7:27:17 PM |
lalene01 | $25.00 | 11/15/2011 9:31:33 PM |
enriching-trade2 | $50.00 | 11/16/2011 1:20:26 AM |
DoctorJoe | $30.00 | 11/16/2011 4:10:39 AM |
riv701 | $25.00 | 11/16/2011 5:15:51 AM |
five-star-note | $100.00 | 11/16/2011 6:43:37 AM |
papaloha | $400.00 | 11/16/2011 11:11:02 AM |
seabassx | $25.00 | 11/16/2011 2:10:29 PM |
upbeat-finance8 | $25.00 | 11/16/2011 2:20:18 PM |
chameleon125 | $25.00 | 11/16/2011 2:45:09 PM |
salizex | $50.00 | 11/16/2011 3:07:41 PM |
mighty-payout1 | $25.00 | 11/16/2011 12:46:37 PM |
invincible-platinum9 | $25.00 | 11/16/2011 6:29:45 PM |
bold-direct-asset | $50.00 | 11/16/2011 6:43:30 PM |
nyran20 | $25.00 | 11/15/2011 5:19:32 PM |
MoneyForNothing | $25.00 | 11/15/2011 5:26:12 PM |
ILoveBearHats | $25.00 | 11/15/2011 5:04:22 PM |
moola-accelerator6 | $30.00 | 11/15/2011 9:18:38 PM |
fortytwo | $200.00 | 11/16/2011 1:24:18 AM |
IPG1 | $25.00 | 11/16/2011 5:17:52 AM |
green-trade-dolphin2 | $25.00 | 11/16/2011 6:34:15 AM |
Feyenoord | $30.00 | 11/15/2011 9:23:10 PM |
benefit-investor1 | $25.00 | 11/15/2011 10:55:49 PM |
turbobunny | $50.00 | 11/15/2011 11:30:06 PM |
ColoradoLender82 | $25.00 | 11/16/2011 8:01:01 AM |
newest-generous-income | $25.00 | 11/16/2011 4:16:30 AM |
radforj22 | $25.00 | 11/16/2011 9:13:29 AM |
RLaumeyer | $29.11 | 11/16/2011 5:05:31 AM |
Socorro_Capital_Partners | $25.01 | 11/16/2011 10:20:28 AM |
investmentgroup | $25.00 | 11/16/2011 6:32:43 AM |
dammage | $25.00 | 11/16/2011 11:17:07 AM |
corndog4000 | $125.00 | 11/16/2011 12:57:13 PM |
thankful-nickel2 | $25.00 | 11/16/2011 12:30:20 PM |
brainy-greenback481 | $87.53 | 11/16/2011 2:21:39 PM |
ChoiceInvestments | $31.45 | 11/16/2011 9:17:04 AM |
seadogs | $25.00 | 11/16/2011 4:12:25 PM |
SolarMoonshine | $25.00 | 11/16/2011 10:19:05 AM |
exchange-squirrel | $25.00 | 11/16/2011 6:27:51 PM |
lamsabuy | $100.00 | 11/16/2011 6:34:05 PM |
r48 | $26.00 | 11/16/2011 4:48:05 PM |
competent-market4 | $25.00 | 11/16/2011 5:08:21 PM |
pound-mushroom3 | $25.00 | 11/16/2011 7:07:23 PM |
Aberdeen | $301.91 | 11/16/2011 7:08:30 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
539165
This series of Notes was issued and sold upon the funding of the borrower loan #56717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,593 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| elated-camaraderi7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mr
Purpose of loan:
This loan will be used to...
My financial situation:Safe
I am a good candidate for this loan because...
I am always pay my bills on time
Monthly net income: $3,542.00
Monthly expenses: $1,800.00
Housing: $400
Insurance: $100
Car expenses: $110
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/16/2011 1:20:28 AM |
golden-velocity9 | $25.00 | 11/16/2011 3:58:32 AM |
pound-mushroom3 | $25.00 | 11/15/2011 7:06:27 PM |
fantastic-wampum1 | $100.00 | 11/15/2011 8:15:25 PM |
papaloha | $50.00 | 11/16/2011 10:56:14 AM |
economy-coup | $50.00 | 11/16/2011 6:26:59 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:54 PM |
ingenious-deal6 | $25.00 | 11/16/2011 7:05:04 PM |
toblerone | $25.00 | 11/18/2011 7:39:01 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:06 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:40:57 PM |
missing-link | $25.00 | 11/22/2011 9:05:38 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 10:01:14 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:21 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:09 AM |
unequivocal-exchange | $25.00 | 11/22/2011 8:43:57 PM |
treasure-widget | $25.00 | 11/23/2011 11:02:55 PM |
topper480 | $50.00 | 11/24/2011 6:33:27 AM |
gjm6d | $25.00 | 11/24/2011 7:32:33 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:25 PM |
progressive-economy261 | $400.00 | 11/24/2011 9:07:50 AM |
shrewd-peace7 | $25.00 | 11/24/2011 9:08:54 AM |
mercuriant | $25.00 | 11/24/2011 9:14:29 AM |
dedicated-transaction796 | $25.00 | 11/24/2011 9:12:08 AM |
Wellman | $25.00 | 11/24/2011 9:13:20 AM |
finance-mushroom | $200.00 | 11/23/2011 5:27:48 PM |
NewOrleans2012 | $25.00 | 11/24/2011 9:22:50 AM |
asiaratt | $50.00 | 11/24/2011 9:16:37 AM |
Angel_Investor_7 | $25.00 | 11/24/2011 9:33:48 AM |
kulender | $100.00 | 11/24/2011 9:34:07 AM |
red-power-pecan | $50.00 | 11/24/2011 9:32:54 AM |
proud-pound4 | $25.00 | 11/24/2011 9:35:58 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:41 PM |
CatbirdBanking | $25.00 | 11/24/2011 3:26:18 PM |
framework145 | $25.00 | 11/24/2011 7:58:45 AM |
Katburg | $25.00 | 11/24/2011 9:06:06 AM |
handshake5 | $58.00 | 11/24/2011 9:14:24 AM |
officer8 | $25.00 | 11/25/2011 6:54:56 AM |
resolute-point5 | $25.00 | 11/25/2011 7:51:14 AM |
future-baby-fund | $40.00 | 11/25/2011 8:20:35 AM |
engrossing-responsibility0 | $50.00 | 11/24/2011 9:33:12 AM |
new-ore-venture | $50.00 | 11/24/2011 10:58:01 AM |
loss-of-control | $100.00 | 11/24/2011 1:55:50 PM |
bill-igloo | $25.00 | 11/25/2011 10:15:22 AM |
heerzaquestion | $25.00 | 11/25/2011 10:35:12 AM |
wanna-help | $50.00 | 11/25/2011 12:43:04 PM |
Haribelle | $25.00 | 11/24/2011 7:28:40 PM |
HammerSmith | $25.00 | 11/25/2011 4:51:39 PM |
cogent | $30.00 | 11/25/2011 5:14:33 PM |
rogue_monster | $50.00 | 11/25/2011 4:44:07 PM |
FASTIZIO_P | $25.00 | 11/25/2011 9:12:35 AM |
ddog0224 | $50.00 | 11/26/2011 3:26:19 AM |
NolockHolmes | $50.00 | 11/25/2011 9:44:49 AM |
orange-steady-payment | $25.00 | 11/25/2011 12:52:47 PM |
nalaari | $39.63 | 11/26/2011 7:27:17 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:37 PM |
chato2345 | $25.00 | 11/25/2011 3:45:23 PM |
vibraphone3 | $25.00 | 11/26/2011 12:11:57 PM |
triumphant-community | $25.00 | 11/26/2011 12:15:33 PM |
dough-bear | $25.00 | 11/26/2011 12:17:12 PM |
rhin0cerx | $50.00 | 11/26/2011 12:17:30 PM |
davisfl | $25.00 | 11/26/2011 12:17:38 PM |
loan-fate | $35.00 | 11/26/2011 12:07:52 PM |
a-resplendent-commitment | $25.00 | 11/26/2011 12:14:17 PM |
DeltaGambler | $50.00 | 11/26/2011 12:15:20 PM |
shmb6508 | $32.00 | 11/26/2011 12:15:25 PM |
zone8 | $100.00 | 11/26/2011 12:17:08 PM |
novice-speculator | $25.00 | 11/25/2011 7:47:02 PM |
jeff318 | $25.00 | 11/26/2011 1:35:58 PM |
balanced-bill7 | $100.00 | 11/26/2011 12:24:17 PM |
rescue | $100.00 | 11/26/2011 12:28:53 PM |
minddoc | $25.00 | 11/26/2011 12:35:21 PM |
saffron4 | $25.00 | 11/26/2011 12:38:20 PM |
bonafide-economy | $25.00 | 11/26/2011 2:17:25 PM |
gold-cluster | $50.00 | 11/26/2011 7:47:00 PM |
WMY-Investor | $100.00 | 11/26/2011 8:58:35 AM |
gustavzantanon | $25.00 | 11/26/2011 12:05:31 PM |
nodrivelpls | $25.00 | 11/26/2011 12:08:38 PM |
fund-tom-tom6 | $25.00 | 11/27/2011 7:08:22 AM |
cash-reaction2 | $50.00 | 11/26/2011 12:14:05 PM |
debt-force | $25.00 | 11/26/2011 12:15:35 PM |
melodious-fairness | $25.00 | 11/26/2011 12:17:51 PM |
DER | $25.00 | 11/26/2011 12:24:27 PM |
tremendous-payment | $25.00 | 11/26/2011 12:26:17 PM |
stock106 | $25.00 | 11/27/2011 8:38:55 AM |
suave-dime6 | $25.00 | 11/26/2011 3:43:53 PM |
irrelevant | $25.00 | 11/27/2011 2:31:02 PM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:16:52 PM |
awesome-benefit1 | $25.00 | 11/26/2011 10:13:16 PM |
onecooldrink | $25.00 | 11/27/2011 12:29:06 AM |
silver-enlightenment0 | $100.00 | 11/27/2011 3:16:32 PM |
platinum-admiral8 | $25.00 | 11/27/2011 6:08:20 AM |
vest_vortex | $50.00 | 11/27/2011 9:19:28 AM |
divemaster | $25.00 | 11/27/2011 8:33:56 PM |
gsd | $25.00 | 11/28/2011 5:10:38 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:08 AM |
jstefans | $25.00 | 11/28/2011 9:12:17 AM |
intelligent-benefit657 | $50.00 | 11/27/2011 4:34:34 PM |
p40thawk | $25.00 | 11/28/2011 11:38:41 AM |
octoberfresh | $25.00 | 11/28/2011 10:29:40 AM |
rchissocol | $25.00 | 11/28/2011 10:56:01 AM |
managedfund | $774.38 | 11/28/2011 12:40:09 PM |
green28 | $100.00 | 11/28/2011 11:23:43 AM |
ore-healer6 | $33.22 | 11/28/2011 11:35:47 AM |
buddy486 | $25.00 | 11/28/2011 11:49:21 AM |
profit-powerplant | $25.00 | 11/28/2011 8:41:01 AM |
BlueRoom | $25.00 | 11/28/2011 9:09:31 AM |
enchanted-diversification496 | $25.00 | 11/18/2011 9:28:47 AM |
fortytwo | $200.00 | 11/16/2011 1:24:19 AM |
orderly-leverage | $100.00 | 11/17/2011 3:44:49 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:56 AM |
the-lean-bid | $25.00 | 11/18/2011 10:41:33 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:13 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:50 AM |
coin-investor | $25.00 | 11/22/2011 5:26:55 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:47 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:04 AM |
Tylerh | $255.00 | 11/23/2011 2:20:22 PM |
jga516 | $25.00 | 11/24/2011 8:48:14 AM |
money-surge1 | $25.00 | 11/24/2011 9:08:37 AM |
miamibeachloaner | $25.00 | 11/24/2011 9:11:03 AM |
orange-preeminant-bill | $25.00 | 11/24/2011 9:15:13 AM |
Kaj | $25.00 | 11/24/2011 9:26:47 AM |
EBITDA | $25.00 | 11/24/2011 9:34:25 AM |
stepatatime-together | $100.00 | 11/24/2011 9:29:16 AM |
social-cocktail1 | $200.00 | 11/24/2011 9:35:21 AM |
hope-eagle6 | $25.00 | 11/24/2011 9:05:48 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:13 PM |
jml3482 | $25.00 | 11/25/2011 12:27:20 AM |
important-openness1 | $84.00 | 11/24/2011 9:11:31 AM |
well-mannered-income3 | $50.00 | 11/24/2011 9:35:18 PM |
worthy-bid8 | $50.00 | 11/24/2011 9:17:02 AM |
economy-producer | $25.00 | 11/24/2011 9:18:32 AM |
diplomatic-wealth7 | $25.00 | 11/24/2011 9:21:23 AM |
payment-pursuit3 | $25.00 | 11/24/2011 9:28:06 AM |
qwsd12 | $25.00 | 11/24/2011 9:34:41 AM |
karmarush | $25.00 | 11/25/2011 9:12:37 AM |
wwwUniversal | $25.00 | 11/25/2011 9:25:44 AM |
SolarMoonshine | $25.00 | 11/24/2011 11:49:27 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:42 AM |
social-zebra | $30.00 | 11/25/2011 11:15:20 AM |
renaissance168 | $25.00 | 11/25/2011 11:11:48 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:38 PM |
hookUup | $25.20 | 11/24/2011 5:28:30 PM |
agalt | $50.00 | 11/25/2011 3:35:32 PM |
return-cluster991 | $100.00 | 11/25/2011 12:44:25 AM |
PatriotKnight | $25.00 | 11/25/2011 5:03:50 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:24 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:11 AM |
CoffeyvilleKS | $25.00 | 11/25/2011 2:18:18 PM |
Weaverville | $25.00 | 11/26/2011 8:49:23 AM |
VASLENDING | $25.00 | 11/25/2011 2:36:27 PM |
jme5343 | $25.00 | 11/25/2011 3:32:50 PM |
five-star-justice | $32.00 | 11/25/2011 4:14:52 PM |
sentry256 | $25.00 | 11/25/2011 4:29:00 PM |
Dubbs360 | $100.00 | 11/26/2011 12:08:21 PM |
aader | $25.00 | 11/26/2011 12:10:11 PM |
capital-renewal | $25.00 | 11/26/2011 12:16:55 PM |
Learning2Lend | $25.00 | 11/26/2011 12:06:19 PM |
bassman2 | $25.00 | 11/26/2011 12:18:36 PM |
miked8303 | $25.00 | 11/26/2011 12:11:29 PM |
washboard1 | $25.00 | 11/25/2011 6:14:18 PM |
life-is-great | $25.00 | 11/26/2011 12:14:08 PM |
Miklot | $30.00 | 11/26/2011 12:18:18 PM |
worldly-community3 | $50.00 | 11/26/2011 12:18:49 PM |
Diamond_Jim | $25.00 | 11/26/2011 12:19:20 PM |
Jack55304 | $200.00 | 11/26/2011 12:20:43 PM |
Mariner3605 | $25.00 | 11/26/2011 12:26:02 PM |
reward-adventure | $50.00 | 11/26/2011 12:26:08 PM |
willinvest | $25.00 | 11/26/2011 4:35:37 PM |
jonathan10s | $25.00 | 11/26/2011 7:21:48 AM |
wise-deal-panda | $100.00 | 11/26/2011 12:10:13 PM |
lillian27 | $25.00 | 11/26/2011 12:20:16 PM |
roman2008 | $25.00 | 11/26/2011 12:21:02 PM |
careful-vigilance4 | $36.00 | 11/26/2011 12:21:22 PM |
greenwell | $25.00 | 11/27/2011 9:35:22 AM |
ChuckieG | $25.00 | 11/26/2011 12:24:02 PM |
rvfbroker | $25.00 | 11/26/2011 12:25:29 PM |
niceville80 | $25.00 | 11/26/2011 12:38:30 PM |
enterprising-credit2 | $50.00 | 11/27/2011 1:14:13 PM |
Zipcut | $25.00 | 11/27/2011 5:39:42 PM |
Toby1montana | $50.00 | 11/27/2011 9:06:42 PM |
reinforced-velocity158 | $100.00 | 11/27/2011 5:31:49 PM |
Imageloan | $25.00 | 11/27/2011 8:50:25 AM |
catamaran2024 | $25.00 | 11/27/2011 10:51:11 PM |
nickel-hickory | $50.00 | 11/27/2011 11:42:53 PM |
a-credit-rotation | $25.00 | 11/28/2011 3:42:30 AM |
bid-stockpiler1 | $50.00 | 11/28/2011 5:07:15 AM |
moola-monger9 | $50.00 | 11/28/2011 8:38:41 AM |
tylerfd | $25.00 | 11/28/2011 7:37:58 AM |
Poohcho | $25.00 | 11/27/2011 1:34:30 PM |
moola-man | $25.00 | 11/28/2011 8:12:57 AM |
vanderhp | $25.00 | 11/27/2011 6:11:15 PM |
finance-orchestra8 | $40.00 | 11/28/2011 10:16:01 AM |
investment-comet | $25.00 | 11/28/2011 11:45:52 AM |
careful-note | $70.00 | 11/28/2011 4:36:29 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:14 AM |
GGreg799 | $25.00 | 11/28/2011 5:00:47 AM |
C_M | $141.70 | 11/28/2011 5:51:31 AM |
MSLendingLLC | $68.87 | 11/28/2011 12:10:24 PM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:23 AM |
dordee | $40.00 | 11/28/2011 11:27:56 AM |
dublin063 | $50.00 | 11/28/2011 12:31:26 PM |
203 Investments
|
Borrower Payment Dependent Notes Series
539169
This series of Notes was issued and sold upon the funding of the borrower loan #56451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-17-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 10m |
Amount delinquent:
| $5,655 |
Total credit lines:
| 48 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,912 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peso-backer |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan:
This loan will be used to... I will consolidate some credit cards bills into one easy payment.
My financial situation:
I am a good candidate for this loan because...I am a past prosper customer who understands the importance of meeting my financial obligations. I also paid off my previous loan early.
Monthly net income: $3600
Monthly expenses: $
Housing: $1900
Insurance: $175
Car expenses: $100
Utilities: $43
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $50.00 | 11/16/2011 10:56:17 AM |
worth-blanket2 | $6,900.00 | 11/17/2011 3:32:35 PM |
SolarMoonshine | $25.00 | 11/17/2011 3:48:44 PM |
wwwUniversal | $25.00 | 11/17/2011 5:35:03 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
539173
This series of Notes was issued and sold upon the funding of the borrower loan #56590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 45% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 2m |
Amount delinquent:
| $7,227 |
Total credit lines:
| 18 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,693 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| nimble-economy169 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $101.00 | 11/18/2011 9:32:12 AM |
SecondChanceLendingSERV | $25.00 | 11/16/2011 5:56:26 AM |
invincible-platinum9 | $25.00 | 11/16/2011 6:15:47 PM |
worth-shower8 | $100.00 | 11/16/2011 8:30:34 PM |
kulender | $100.00 | 11/16/2011 7:03:00 PM |
ferocious-exchange3 | $25.00 | 11/17/2011 12:40:51 AM |
mrsp2e | $25.00 | 11/17/2011 6:42:17 AM |
evergreen16 | $50.00 | 11/17/2011 10:41:26 AM |
TheCount | $25.00 | 11/18/2011 9:19:44 AM |
papaloha | $25.00 | 11/18/2011 10:29:26 AM |
av22 | $50.00 | 11/18/2011 6:45:14 PM |
IIP77 | $25.00 | 11/19/2011 12:17:56 PM |
larslfe | $25.00 | 11/19/2011 12:53:21 PM |
careful-vigilance4 | $50.00 | 11/19/2011 12:45:38 PM |
new-social-economist | $60.00 | 11/20/2011 11:09:36 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:48 PM |
capital-galaxy | $125.00 | 11/22/2011 5:22:56 AM |
worth-philosopher9 | $30.53 | 11/22/2011 10:08:02 AM |
educationfirst | $50.00 | 11/22/2011 10:47:51 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:21 PM |
wampum-chorus3 | $50.95 | 11/23/2011 4:43:48 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:28:11 AM |
MusicandMedicine | $50.00 | 11/22/2011 6:02:51 PM |
fountain355 | $25.00 | 11/23/2011 4:43:20 AM |
enterprising-credit2 | $25.00 | 11/16/2011 4:21:47 PM |
engrossing-responsibility0 | $50.00 | 11/16/2011 6:51:16 PM |
Dubbs360 | $100.00 | 11/17/2011 9:08:54 AM |
wealth-fighter3 | $25.00 | 11/16/2011 9:51:13 PM |
finance-mushroom | $200.00 | 11/17/2011 9:16:15 AM |
340 | $25.00 | 11/17/2011 12:53:08 PM |
dedicated-transaction796 | $25.00 | 11/18/2011 9:18:53 AM |
basis-wizard8 | $100.00 | 11/18/2011 7:41:34 AM |
CA-Lender | $25.00 | 11/18/2011 1:03:34 PM |
platinum-quest8 | $25.00 | 11/18/2011 9:16:18 AM |
Sid-K | $25.00 | 11/18/2011 5:09:34 PM |
the-hope-workhorse | $100.00 | 11/18/2011 1:14:50 PM |
moneyhelp4u | $25.00 | 11/18/2011 8:30:53 PM |
Rebelrick9 | $25.00 | 11/19/2011 2:01:19 AM |
payout-harmony4 | $50.00 | 11/18/2011 8:54:41 PM |
Maetryx | $25.00 | 11/19/2011 9:36:02 AM |
capital-galaxy | $150.00 | 11/19/2011 10:37:26 AM |
kind-credit-bear | $25.00 | 11/19/2011 12:33:51 PM |
copper | $50.00 | 11/19/2011 12:33:55 PM |
jbloans | $25.00 | 11/19/2011 6:05:28 PM |
riveting-credit5 | $50.00 | 11/20/2011 11:23:30 AM |
well-mannered-income3 | $30.00 | 11/20/2011 5:44:16 PM |
wealth-fighter3 | $25.00 | 11/21/2011 8:31:22 AM |
newest-attractive-funds | $26.15 | 11/21/2011 5:31:15 PM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:35 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:41 AM |
Quizard | $25.01 | 11/22/2011 11:00:11 AM |
JGB | $615.00 | 11/22/2011 10:00:49 AM |
boss42 | $25.23 | 11/22/2011 12:15:55 PM |
ddog0224 | $25.00 | 11/22/2011 2:53:05 PM |
treasure-surge7 | $25.00 | 11/22/2011 10:14:06 PM |
capital-galaxy | $25.00 | 11/23/2011 6:16:03 AM |
BigBag | $25.00 | 11/23/2011 6:28:32 AM |
ecstatic-money064 | $25.00 | 11/23/2011 9:16:55 AM |
Gotogo | $53.78 | 11/23/2011 5:51:47 AM |
Kids-College-Fund | $632.35 | 11/23/2011 9:56:37 AM |
MrBrightEyes | $25.00 | 11/23/2011 9:24:02 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
539189
This series of Notes was issued and sold upon the funding of the borrower loan #57055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 35% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 14y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,528 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exchange-flower633 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cscorpio
Purpose of loan:
This loan will be used to...Consolidate debt
My financial situation:
I am a good candidate for this loan because...I am financially responsible always on time with my payments. I have been employeed on my job for over 14 years.
Monthly net income: 2200$
Monthly expenses: $
Housing: 450$
Insurance: $
Car expenses: 550$
Utilities: 100$
Phone, cable, internet: 100$
Food, entertainment: 100$
Clothing, household expenses: $
Credit cards and other loans: 600$
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $40.00 | 11/29/2011 5:06:55 PM |
SFBank | $50.00 | 11/29/2011 7:43:51 PM |
tech310 | $50.00 | 11/30/2011 12:07:38 AM |
fountain355 | $25.00 | 11/30/2011 3:49:28 AM |
bid-stockpiler1 | $50.00 | 11/29/2011 5:29:55 PM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 6:01:47 PM |
nfx | $50.00 | 11/30/2011 5:36:53 AM |
rchissocol | $40.53 | 11/30/2011 2:24:02 PM |
SolarMoonshine | $25.00 | 11/30/2011 3:50:00 PM |
proper-loot3 | $25.00 | 11/30/2011 6:05:27 PM |
goodhearted-generosity511 | $25.00 | 11/30/2011 5:27:04 PM |
PeterPsych | $116.00 | 11/30/2011 3:46:18 PM |
likeable-hope | $25.00 | 11/30/2011 8:28:49 PM |
social-heart | $25.00 | 11/30/2011 4:50:49 PM |
whirlingdervish | $25.00 | 12/1/2011 3:11:35 AM |
best-currency-exec | $50.00 | 12/1/2011 1:58:56 AM |
dinero-philosopher1 | $25.00 | 12/1/2011 2:50:21 AM |
penny-champ5 | $25.00 | 12/1/2011 8:03:32 AM |
dollar-tornado3 | $50.00 | 12/1/2011 6:39:55 AM |
kind-credit-bear | $25.00 | 12/1/2011 9:07:19 AM |
2grindstones | $30.00 | 12/1/2011 9:52:04 AM |
Dignified-Market29 | $40.00 | 12/1/2011 7:45:36 AM |
green28 | $50.00 | 12/1/2011 10:25:57 AM |
graceful-IRAinvestment | $80.00 | 12/1/2011 10:26:37 AM |
UD3230 | $25.00 | 12/1/2011 10:58:38 AM |
the-lean-bid | $25.00 | 12/1/2011 12:56:01 PM |
MJTimages_com | $40.00 | 12/1/2011 2:53:37 PM |
loss-of-control | $100.00 | 12/1/2011 4:54:29 PM |
euro-spark | $43.75 | 12/1/2011 4:57:14 PM |
first-friendly-listing | $30.00 | 12/1/2011 4:07:45 PM |
aesop56 | $390.00 | 12/1/2011 5:16:25 PM |
mhotchan | $100.00 | 12/1/2011 9:40:08 AM |
loanman2007 | $25.00 | 12/1/2011 12:27:17 PM |
trident8 | $25.00 | 12/1/2011 6:12:26 PM |
moneyhelp4u | $26.74 | 12/1/2011 8:37:22 PM |
carlos_chantana | $25.00 | 12/2/2011 6:49:34 AM |
Rebelrick9 | $25.00 | 12/1/2011 5:41:53 PM |
periko | $35.00 | 12/1/2011 7:51:32 PM |
Melander | $50.00 | 12/1/2011 9:35:48 PM |
pani5ue | $25.00 | 12/2/2011 4:16:25 AM |
gold-miser9 | $36.18 | 12/2/2011 5:25:03 AM |
Kids-College-Fund | $490.35 | 12/2/2011 7:15:27 AM |
108lender | $103.00 | 11/29/2011 7:29:25 PM |
Starfin-Capital-Management | $75.36 | 12/2/2011 5:10:56 AM |
Danjack_Capital | $25.00 | 11/29/2011 5:14:55 PM |
first-cash-producer | $25.00 | 11/29/2011 6:08:27 PM |
IIP77 | $25.00 | 11/30/2011 3:20:46 AM |
fairgirl | $25.00 | 11/30/2011 8:42:29 AM |
Dignified-Market29 | $50.00 | 11/30/2011 12:51:03 PM |
enterprising-credit2 | $50.00 | 11/30/2011 2:00:30 PM |
the-hope-workhorse | $50.00 | 11/30/2011 12:54:40 PM |
green-trade-dolphin | $25.00 | 11/30/2011 2:30:24 PM |
exchange-dreams | $25.00 | 11/30/2011 8:03:38 PM |
4mydaughterseducation | $25.97 | 11/30/2011 7:56:20 PM |
transformer855 | $25.00 | 11/30/2011 10:02:29 PM |
let_me_retire | $100.00 | 11/30/2011 10:37:59 PM |
revenue-associate | $25.00 | 12/1/2011 7:21:14 AM |
Richlaw | $400.00 | 12/1/2011 1:34:24 PM |
valiant-note129 | $50.00 | 12/1/2011 2:03:40 PM |
lowrater | $50.80 | 12/1/2011 11:49:25 AM |
agalt | $75.00 | 12/1/2011 11:58:33 AM |
wampum-chorus3 | $51.32 | 12/1/2011 12:08:49 PM |
income-buffalo1 | $50.00 | 12/1/2011 3:40:26 PM |
green-successful-note | $25.00 | 12/1/2011 11:14:12 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:03 AM |
drluong | $25.00 | 12/1/2011 7:31:57 PM |
nimble-money086 | $25.00 | 12/1/2011 6:42:59 PM |
kind-diligent-coin | $25.00 | 12/1/2011 3:26:11 PM |
Raoladin | $30.00 | 12/1/2011 3:53:55 PM |
thoughtful-economy1 | $25.00 | 12/1/2011 8:49:45 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
539197
This series of Notes was issued and sold upon the funding of the borrower loan #56660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $382.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,592 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| commitment-fox9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/16/2011 1:20:28 AM |
golden-velocity9 | $25.00 | 11/16/2011 3:58:32 AM |
papaloha | $50.00 | 11/16/2011 10:56:14 AM |
Comoparklender | $50.00 | 11/16/2011 7:04:54 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:49 PM |
Something-Corporate | $25.00 | 11/17/2011 8:44:56 PM |
kulender | $100.00 | 11/17/2011 5:27:31 PM |
NickRac | $25.00 | 11/18/2011 4:33:17 AM |
careful-note1 | $25.00 | 11/18/2011 7:48:33 AM |
julijask | $25.00 | 11/18/2011 1:44:49 PM |
janeybooboo | $50.00 | 11/19/2011 7:14:18 AM |
Girakul | $25.00 | 11/19/2011 10:10:01 AM |
jebber007 | $35.00 | 11/19/2011 8:15:27 AM |
susurrus | $25.00 | 11/19/2011 8:27:22 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:50 AM |
Bob450 | $25.00 | 11/19/2011 9:18:15 AM |
stock106 | $25.00 | 11/19/2011 10:28:25 AM |
enterprising-credit2 | $25.00 | 11/19/2011 3:31:46 PM |
CatbirdBanking | $25.00 | 11/19/2011 5:35:08 PM |
suave-dime6 | $25.00 | 11/20/2011 7:32:31 AM |
nickel-position | $25.00 | 11/19/2011 1:12:34 PM |
stanfordgrad05 | $25.00 | 11/19/2011 2:02:30 PM |
bonus-poplar2 | $25.00 | 11/20/2011 10:05:03 AM |
integrity-doctor | $100.00 | 11/19/2011 8:33:06 PM |
deal-banker | $30.42 | 11/20/2011 11:14:58 AM |
LoanerPrincipal | $25.00 | 11/20/2011 5:40:57 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:46 PM |
new-social-economist | $50.00 | 11/20/2011 11:42:09 PM |
cash-turbine1 | $25.00 | 11/21/2011 6:42:04 AM |
wealth-fighter3 | $25.00 | 11/21/2011 8:31:56 AM |
zone6 | $100.00 | 11/21/2011 8:07:53 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:18 AM |
red-power-pecan | $50.00 | 11/21/2011 9:24:07 AM |
heroic-compassion6 | $50.03 | 11/21/2011 9:25:43 AM |
loyalty-czar | $30.00 | 11/21/2011 2:48:04 PM |
lucky2 | $25.00 | 11/21/2011 10:57:54 AM |
vigorous-market5 | $200.00 | 11/21/2011 11:57:35 AM |
social-cocktail1 | $200.00 | 11/21/2011 5:16:12 PM |
bid-stockpiler1 | $25.00 | 11/21/2011 5:21:07 PM |
jybank | $50.00 | 11/21/2011 2:10:15 PM |
a-restless-dollar | $25.00 | 11/21/2011 6:03:53 PM |
miked8303 | $25.00 | 11/21/2011 5:14:29 PM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:36 AM |
generator596 | $25.00 | 11/22/2011 3:16:19 AM |
principal-cooker2 | $100.00 | 11/21/2011 5:28:40 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 8:59:31 AM |
Skatingbear | $100.00 | 11/21/2011 10:54:35 PM |
asiaratt | $50.00 | 11/22/2011 9:25:08 AM |
ibealion | $25.00 | 11/22/2011 9:28:54 AM |
vigorous-velocity | $150.00 | 11/22/2011 8:56:04 AM |
factcheck | $40.00 | 11/22/2011 10:30:36 AM |
educationfirst | $50.00 | 11/22/2011 10:47:51 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:41 AM |
Shawn95187 | $71.77 | 11/22/2011 10:33:39 AM |
creative-bill8 | $27.48 | 11/22/2011 11:13:28 AM |
immaculate-compassion8 | $25.00 | 11/22/2011 3:24:25 PM |
2grindstones | $25.00 | 11/22/2011 3:55:20 PM |
Weaverville | $25.00 | 11/22/2011 3:20:40 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:52 PM |
p2p-czar3 | $25.00 | 11/22/2011 10:53:00 AM |
MikeyZ2008 | $50.00 | 11/22/2011 5:20:56 PM |
boss42 | $30.00 | 11/22/2011 12:23:04 PM |
raisingophelia | $25.00 | 11/22/2011 1:16:03 PM |
rhin0cerx | $50.00 | 11/22/2011 5:30:40 PM |
dedicated-transaction796 | $25.00 | 11/22/2011 5:33:39 PM |
Lubava | $25.00 | 11/22/2011 7:57:58 PM |
loan-fate | $50.00 | 11/22/2011 5:12:01 PM |
URBANCAPITAL | $25.00 | 11/22/2011 6:14:34 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:07 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:09 AM |
midnight24 | $35.17 | 11/23/2011 5:15:59 AM |
bsh297 | $26.02 | 11/23/2011 6:30:42 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:21 PM |
Runegeld | $50.00 | 11/23/2011 5:13:59 AM |
restless-currency | $50.00 | 11/22/2011 5:32:58 PM |
MusicandMedicine | $50.00 | 11/22/2011 6:14:14 PM |
money-surge1 | $25.00 | 11/23/2011 9:07:34 AM |
tornandfrayed | $25.00 | 11/23/2011 9:07:45 AM |
stepatatime-together | $100.00 | 11/23/2011 9:09:20 AM |
Cotter | $50.00 | 11/22/2011 8:17:41 PM |
EBITDA | $25.00 | 11/23/2011 9:24:19 AM |
capital-zeus | $100.00 | 11/23/2011 9:35:03 AM |
first-serene-credit | $25.00 | 11/23/2011 6:57:55 AM |
transparency-universe8 | $25.00 | 11/23/2011 10:41:06 AM |
x-lender | $25.00 | 11/23/2011 2:17:23 PM |
Mariner3605 | $25.00 | 11/23/2011 9:13:41 AM |
Grandmahoneybee | $25.00 | 11/23/2011 11:56:11 AM |
bsmtloan | $75.00 | 11/23/2011 7:46:30 PM |
imoutdoorsy | $25.00 | 11/23/2011 10:22:00 PM |
zmaurides | $25.00 | 11/23/2011 3:16:35 PM |
framework145 | $25.00 | 11/24/2011 7:58:45 AM |
Hogan55 | $28.31 | 11/24/2011 6:44:23 AM |
GoingFishing | $25.00 | 11/24/2011 6:47:53 AM |
Kaj | $25.00 | 11/24/2011 9:26:48 AM |
Pitufo | $25.35 | 11/24/2011 9:50:43 AM |
shrewd-rupee | $50.00 | 11/24/2011 11:28:55 AM |
dordee | $40.00 | 11/24/2011 12:55:45 PM |
investment-cluster | $25.00 | 11/24/2011 5:53:59 AM |
hyrolln | $25.25 | 11/24/2011 2:28:20 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:13 PM |
a-helping-hand | $250.00 | 11/25/2011 1:05:07 AM |
cash-mussel | $47.58 | 11/25/2011 3:42:57 AM |
proud-pound4 | $25.00 | 11/24/2011 9:35:59 AM |
truth-poplar | $44.41 | 11/24/2011 6:53:03 PM |
fuse2 | $25.00 | 11/24/2011 8:12:24 PM |
vigilance-spinner3 | $25.00 | 11/24/2011 10:01:07 PM |
113121 | $25.00 | 11/23/2011 5:17:32 PM |
sweetlan | $25.00 | 11/17/2011 1:43:43 PM |
economy-coup | $35.00 | 11/17/2011 9:40:00 AM |
Zuzu | $25.00 | 11/17/2011 5:08:57 PM |
loan-mammal | $100.00 | 11/17/2011 5:46:21 PM |
coin-investor | $25.00 | 11/17/2011 5:08:32 PM |
engrossing-responsibility0 | $50.00 | 11/17/2011 5:48:14 PM |
toblerone | $25.00 | 11/18/2011 7:39:02 AM |
basis-wizard8 | $100.00 | 11/18/2011 7:50:56 AM |
platinum-scientist9 | $25.00 | 11/17/2011 6:41:26 PM |
joplinoz | $25.00 | 11/18/2011 2:54:01 AM |
CA-Lender | $25.00 | 11/18/2011 1:04:08 PM |
gjm6d | $25.00 | 11/18/2011 12:02:26 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:30 PM |
mckhbnpc | $50.00 | 11/18/2011 9:59:46 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:14 AM |
diplomatic-wealth7 | $25.00 | 11/19/2011 12:16:39 PM |
Jack55304 | $190.00 | 11/19/2011 12:41:04 PM |
Dubbs360 | $100.00 | 11/19/2011 12:22:55 PM |
mercuriant | $25.00 | 11/19/2011 12:23:10 PM |
catamaran2024 | $25.00 | 11/19/2011 1:13:13 PM |
loss-of-control | $75.00 | 11/19/2011 3:11:18 PM |
terrific-peace8 | $25.00 | 11/19/2011 8:34:56 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:23 PM |
well-mannered-income3 | $30.00 | 11/20/2011 5:33:44 AM |
riveting-credit5 | $50.00 | 11/20/2011 11:25:12 AM |
dudebrah | $25.00 | 11/19/2011 5:56:49 PM |
1phantom | $25.00 | 11/20/2011 12:21:30 PM |
scarlet-velvet | $25.08 | 11/19/2011 8:06:42 PM |
antlr | $50.00 | 11/20/2011 2:43:12 PM |
Angel_Investor_7 | $25.00 | 11/20/2011 12:11:57 PM |
unfixer | $25.00 | 11/21/2011 5:48:45 AM |
jazzlender | $25.00 | 11/21/2011 9:26:52 AM |
silver-wonder278 | $25.00 | 11/21/2011 9:37:30 AM |
octoberfresh | $25.00 | 11/21/2011 8:47:19 AM |
bailey7563 | $25.00 | 11/21/2011 2:19:48 PM |
ddog0224 | $50.00 | 11/21/2011 3:04:49 PM |
worldly-income2 | $25.00 | 11/21/2011 3:30:12 PM |
finance-mushroom | $200.00 | 11/21/2011 5:09:00 PM |
HammerKnuckleLending | $50.00 | 11/21/2011 11:53:41 AM |
wwwUniversal | $25.00 | 11/21/2011 5:28:11 PM |
rescue | $100.00 | 11/21/2011 5:31:21 PM |
danf2201 | $25.00 | 11/21/2011 7:25:02 PM |
computer758 | $25.00 | 11/21/2011 8:31:01 PM |
realtormoises | $25.00 | 11/21/2011 9:04:22 PM |
wlm3012 | $30.00 | 11/21/2011 9:13:02 PM |
1willray | $25.00 | 11/21/2011 9:18:42 PM |
Tikibarman | $50.00 | 11/22/2011 8:21:40 AM |
worthy-bid4 | $50.64 | 11/22/2011 9:09:47 AM |
Lanewest | $25.00 | 11/22/2011 7:35:00 AM |
Wellman | $25.00 | 11/22/2011 9:36:58 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:20 AM |
penny-surgeon | $25.00 | 11/22/2011 9:57:00 AM |
p2p-mushroom1 | $33.37 | 11/22/2011 10:33:49 AM |
Katburg | $25.00 | 11/22/2011 12:44:47 PM |
qwsd12 | $50.00 | 11/22/2011 5:21:40 PM |
duty-explosion9 | $25.00 | 11/22/2011 11:08:33 AM |
hope-eagle6 | $25.00 | 11/22/2011 5:35:53 PM |
tshurts | $25.00 | 11/22/2011 5:33:01 PM |
NewOrleans2012 | $25.00 | 11/22/2011 5:13:36 PM |
Helenska11 | $100.00 | 11/22/2011 7:41:20 PM |
apostle901 | $25.00 | 11/22/2011 5:21:00 PM |
Sid-K | $25.00 | 11/22/2011 5:25:03 PM |
top-payout-enclave | $25.00 | 11/22/2011 10:59:44 PM |
DENARA | $26.08 | 11/23/2011 5:25:42 AM |
dollar-ruler2 | $25.00 | 11/23/2011 12:26:10 AM |
mikenzane | $53.95 | 11/23/2011 6:09:18 AM |
flaguynice | $26.06 | 11/23/2011 2:38:49 AM |
arampata | $103.76 | 11/23/2011 7:02:33 AM |
KileNSmyth4 | $25.00 | 11/23/2011 8:46:36 AM |
orange-preeminant-bill | $25.00 | 11/23/2011 6:53:37 AM |
important-openness1 | $100.00 | 11/22/2011 5:33:17 PM |
nalaari | $29.36 | 11/23/2011 7:25:46 AM |
debtfreenow-82 | $50.00 | 11/23/2011 7:40:15 AM |
CashCow-Moooo-la | $26.62 | 11/22/2011 8:10:07 PM |
mbf2234 | $25.00 | 11/23/2011 2:41:36 AM |
worthy-bid8 | $28.00 | 11/23/2011 9:28:03 AM |
treasure-bliss | $25.00 | 11/23/2011 6:43:51 AM |
Diamond_Jim | $25.00 | 11/23/2011 9:32:56 AM |
virtuous-auction7 | $25.00 | 11/23/2011 10:31:20 AM |
draggon77 | $25.00 | 11/23/2011 7:01:44 AM |
dblakels | $25.00 | 11/23/2011 7:40:52 AM |
commerce-marauder | $25.00 | 11/23/2011 8:46:27 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:47 AM |
green28 | $100.00 | 11/23/2011 12:04:33 PM |
first-class-yield9 | $50.00 | 11/23/2011 3:45:14 PM |
unfixer | $25.00 | 11/23/2011 2:22:43 PM |
shrewd-peace7 | $25.00 | 11/23/2011 9:26:29 AM |
willinvest | $25.00 | 11/23/2011 5:14:47 PM |
revenue-serenity | $25.00 | 11/23/2011 10:10:16 AM |
rate-sceptre | $25.00 | 11/23/2011 8:13:54 PM |
upbeat-wealth | $25.00 | 11/23/2011 9:54:17 PM |
treasure-widget | $25.00 | 11/23/2011 11:02:55 PM |
Tylerh | $255.00 | 11/23/2011 2:20:22 PM |
toby1409 | $25.02 | 11/24/2011 5:44:55 AM |
gjm6d | $25.00 | 11/24/2011 7:23:44 AM |
topper480 | $50.00 | 11/24/2011 6:33:27 AM |
jga516 | $25.00 | 11/24/2011 8:48:14 AM |
travels536 | $25.01 | 11/24/2011 8:56:55 AM |
macotra4 | $36.00 | 11/23/2011 9:00:34 PM |
kwan | $25.00 | 11/24/2011 11:14:53 AM |
SudianX | $25.00 | 11/24/2011 11:29:01 AM |
jtc26 | $85.40 | 11/24/2011 11:26:48 AM |
dime-sprout | $50.00 | 11/24/2011 2:40:59 PM |
ready-vigilance3 | $49.00 | 11/24/2011 3:02:56 PM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:41 PM |
jml3482 | $25.00 | 11/25/2011 12:27:20 AM |
dollar-turtle | $33.43 | 11/25/2011 1:19:22 AM |
M_ERIC_CANE | $60.57 | 11/24/2011 11:07:52 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:39 PM |
216 Investments
|
Borrower Payment Dependent Notes Series
539223
This series of Notes was issued and sold upon the funding of the borrower loan #57184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
6 | Length of status: | 0y 2m |
Amount delinquent:
| $3,105 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,843 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flaborrower |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Started new job after 3 mo. unempl
Purpose of loan:
Debt consolidation. Cutting way back on gifts for my kids this Christmas, but I have a backlog of bills from my unemployment which has wrecked the credit rating that I worked hard to build. Thank you for your help.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/2/2011 5:23:14 PM |
graceful-IRAinvestment | $60.00 | 12/2/2011 5:43:02 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:54 AM |
nimble-revenue5 | $50.00 | 12/4/2011 12:18:01 PM |
worth-blanket2 | $7,000.00 | 12/5/2011 11:34:13 AM |
heart514 | $25.00 | 12/2/2011 7:53:30 PM |
the-hope-workhorse | $200.00 | 12/4/2011 12:14:23 PM |
Cambalache | $40.00 | 12/5/2011 12:04:10 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
539239
This series of Notes was issued and sold upon the funding of the borrower loan #56554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-20-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 23% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $803 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| gain-palm6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...replace carpet, paint, above ground swimming pool
My financial situation:
I am a good candidate for this loan because...Since my divorce i have been trying to rebuild my credit, I just bought a home and take pride in making it feel like home by doing some upgrading.
Monthly net income: $ 2184.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $50.00 | 11/16/2011 10:56:20 AM |
Something-Corporate | $25.00 | 11/17/2011 8:40:40 PM |
toblerone | $25.00 | 11/18/2011 7:39:05 AM |
Foothill-Paradise | $25.00 | 11/18/2011 11:31:11 AM |
loan-mammal | $100.00 | 11/19/2011 12:22:37 PM |
intrepid-loot | $25.00 | 11/20/2011 8:11:23 AM |
suave-dime6 | $25.00 | 11/20/2011 7:34:11 AM |
wwwUniversal | $25.00 | 11/20/2011 12:06:31 PM |
Mariner3605 | $25.00 | 11/20/2011 12:17:18 PM |
1phantom | $25.00 | 11/20/2011 12:21:30 PM |
Elefunt | $25.00 | 11/20/2011 12:13:36 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:30 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:56 PM |
finance-prescription | $100.00 | 11/19/2011 6:53:51 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:17 AM |
diplomatic-wealth7 | $25.00 | 11/19/2011 12:16:40 PM |
well-rounded-payout0 | $50.00 | 11/19/2011 12:43:00 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:25 PM |
lagnisiruk | $25.00 | 11/19/2011 1:05:29 PM |
stanfordgrad05 | $25.00 | 11/19/2011 2:02:30 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:08 PM |
scrappy-diversification7 | $2,000.00 | 11/19/2011 12:53:43 PM |
whitemountainhandyman | $50.00 | 11/20/2011 6:53:19 AM |
yurison | $25.00 | 11/20/2011 12:04:46 PM |
Angel_Investor_7 | $25.00 | 11/20/2011 12:11:57 PM |
myduck | $25.00 | 11/19/2011 6:26:43 PM |
Bob450 | $25.00 | 11/19/2011 10:06:43 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:47 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
539253
This series of Notes was issued and sold upon the funding of the borrower loan #56681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-17-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 25% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
4 | Length of status: | 6y 4m |
Amount delinquent:
| $21 |
Total credit lines:
| 10 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 6 |
Revolving credit balance:
| $133 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jroge1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 91% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 3
( 9% )
| 520-539
(Mar-2008)
520-539
(Feb-2008)
580-599
(Dec-2007)
520-539
(Nov-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
home improvment / car repaires.
My financial situation:
my 1st prosp loan was paid off in full a couple of months early.
my bills were paid in this order. first the house, second the car, third prosper, then everything else. i want to make sure that real people get paid before the banks do.. i was a lender on prosper before they stopped letting people from indiana invest. 3 of the 4 loans i finance were discharged. i know what its like to lose money, so i make sure my lenders get paid.
Monthly net income: $2000 without overtime... for the last 6 months i have been getting between 5 & 10 hours per week of overtime.
Monthly expenses: approx $1400
Housing: $480
Insurance: $84
Car expenses: $180
Utilities: $180
Phone, cable, internet: $85
Food, entertainment: $100
Clothing, household expenses: $75
Credit cards and other loans: $90
Other expenses: $100
i am also not married and have no kids, so my exspenses are very stable.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $40.00 | 11/16/2011 5:01:30 PM |
SFBank | $50.00 | 11/16/2011 5:14:07 PM |
Rebelrick9 | $25.00 | 11/16/2011 6:10:39 PM |
Scotcha | $50.00 | 11/16/2011 6:33:50 PM |
nodrivelpls | $25.00 | 11/16/2011 6:39:00 PM |
312-Lender | $25.00 | 11/16/2011 6:53:57 PM |
fabulous-community4 | $25.00 | 11/16/2011 5:01:46 PM |
jhouman | $50.00 | 11/16/2011 7:03:21 PM |
enticing-capital6 | $50.00 | 11/16/2011 7:05:12 PM |
Feyenoord | $30.00 | 11/16/2011 8:01:02 PM |
alexgalt | $25.00 | 11/17/2011 12:01:50 AM |
fountain355 | $25.00 | 11/17/2011 4:28:19 AM |
loanman2007 | $25.00 | 11/17/2011 4:39:12 AM |
pound-mushroom3 | $25.00 | 11/16/2011 7:07:24 PM |
realtormoises | $25.00 | 11/16/2011 7:32:24 PM |
engrossing-responsibility0 | $50.00 | 11/17/2011 9:11:06 AM |
mikeandcat | $100.00 | 11/17/2011 6:47:53 AM |
dollar-tornado3 | $25.00 | 11/17/2011 7:27:46 AM |
dudebrah | $25.00 | 11/17/2011 7:53:47 AM |
money-baron-roth-IRA | $50.00 | 11/17/2011 10:42:47 AM |
myutmost | $25.00 | 11/17/2011 1:42:27 PM |
papaloha | $50.00 | 11/17/2011 2:40:06 PM |
hidavehi | $26.00 | 11/17/2011 3:44:34 PM |
dedicated-transaction796 | $25.00 | 11/17/2011 9:44:25 AM |
return-grizzly | $100.00 | 11/17/2011 1:38:55 AM |
thankful-nickel2 | $25.00 | 11/16/2011 5:05:25 PM |
AndChicksforFree | $25.00 | 11/16/2011 5:27:29 PM |
loan-mammal | $100.00 | 11/16/2011 6:24:10 PM |
SLN-10 | $100.00 | 11/16/2011 6:30:30 PM |
atlas100 | $25.00 | 11/16/2011 8:24:49 PM |
reflective-rupee | $25.00 | 11/16/2011 11:45:15 PM |
kaceymalone | $25.00 | 11/17/2011 5:44:21 AM |
mrsp2e | $25.00 | 11/17/2011 6:49:56 AM |
blackstar | $25.00 | 11/17/2011 7:19:25 AM |
steven3333 | $25.00 | 11/17/2011 7:37:54 AM |
enterprising-credit2 | $25.00 | 11/17/2011 7:55:23 AM |
principal-cooker2 | $100.00 | 11/17/2011 9:09:38 AM |
top-historic-peso | $25.00 | 11/17/2011 9:12:45 AM |
Dubbs360 | $100.00 | 11/17/2011 9:06:44 AM |
benjamins-britches | $25.00 | 11/17/2011 9:08:41 AM |
finance-mushroom | $200.00 | 11/17/2011 9:16:18 AM |
kulender | $100.00 | 11/17/2011 9:13:03 AM |
green28 | $142.75 | 11/17/2011 5:13:11 AM |
melodious-openness | $50.00 | 11/17/2011 5:35:24 AM |
marwadi-62 | $50.00 | 11/17/2011 6:52:29 AM |
worth-blanket2 | $5,300.00 | 11/17/2011 3:34:33 PM |
intrepid-loot | $11.25 | 11/17/2011 3:47:26 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
539257
This series of Notes was issued and sold upon the funding of the borrower loan #56504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,149 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duty-maracas3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring
Purpose of loan:
This loan will be used to... purchase an engagement ring for my girlfriend (soon to be wife!)
My financial situation:
I am a good candidate for this loan because... I have steady income, and can easily afford the monthly payment. I just don't have the cash up front.
Monthly net income: $12,500
Monthly expenses: $6500 (approx. total)
Housing: $1650
Insurance: $215
Car expenses: $1250
Utilities: $50
Phone, cable, internet: $250
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $50.00 | 11/16/2011 10:56:20 AM |
janeybooboo | $75.00 | 11/16/2011 9:09:06 AM |
fortytwo | $150.00 | 11/16/2011 6:57:01 PM |
sevenbridges | $40.98 | 11/17/2011 4:13:36 PM |
Zuzu | $25.00 | 11/17/2011 5:08:58 PM |
platinum-scientist9 | $25.00 | 11/17/2011 6:37:41 PM |
economy-coup | $50.00 | 11/17/2011 5:13:12 PM |
new-ore-venture | $100.00 | 11/17/2011 7:54:49 PM |
blueshound | $25.00 | 11/17/2011 8:25:31 PM |
setUup | $27.20 | 11/17/2011 8:08:25 PM |
Something-Corporate | $25.00 | 11/17/2011 8:43:44 PM |
Comoparklender | $25.00 | 11/17/2011 5:31:22 PM |
iaffy | $25.00 | 11/17/2011 5:39:46 PM |
loan-mammal | $100.00 | 11/17/2011 5:46:22 PM |
engrossing-responsibility0 | $50.00 | 11/17/2011 5:48:14 PM |
CA-Lender | $50.00 | 11/17/2011 6:24:32 PM |
SFteacher | $25.00 | 11/18/2011 7:57:52 AM |
bullwink27 | $25.00 | 11/18/2011 9:06:43 AM |
money-fort | $25.00 | 11/17/2011 11:26:13 PM |
corporatejim | $25.00 | 11/18/2011 8:09:44 AM |
penny-surgeon | $25.00 | 11/18/2011 12:23:39 PM |
lotus6 | $25.00 | 11/18/2011 11:23:26 AM |
mebowl300 | $100.00 | 11/18/2011 11:07:22 AM |
zippy-greenback231 | $25.00 | 11/18/2011 7:19:27 PM |
glroark | $50.00 | 11/18/2011 1:39:02 PM |
AlternativeCashFlow | $25.00 | 11/18/2011 6:49:34 PM |
1willray | $25.00 | 11/18/2011 3:25:20 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:30 PM |
mckhbnpc | $50.00 | 11/18/2011 9:59:46 PM |
dudebrah | $25.00 | 11/19/2011 12:41:26 AM |
economy-sunrise | $25.00 | 11/19/2011 12:50:15 AM |
rockhound84 | $58.00 | 11/19/2011 5:43:27 AM |
luann199 | $25.00 | 11/19/2011 6:42:21 AM |
wildguy | $25.00 | 11/19/2011 7:47:55 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:17 AM |
Dubbs360 | $100.00 | 11/19/2011 12:22:55 PM |
kain11286 | $25.00 | 11/19/2011 8:29:57 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:08 PM |
diplomatic-wealth7 | $25.00 | 11/19/2011 12:16:40 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:26 PM |
mercuriant | $25.00 | 11/19/2011 12:23:10 PM |
karate2 | $400.00 | 11/19/2011 1:58:41 PM |
loss-of-control | $100.00 | 11/19/2011 3:10:14 PM |
vest_vortex | $37.84 | 11/19/2011 4:08:40 PM |
economy-popcorn | $25.00 | 11/19/2011 4:04:51 PM |
rebeldog67 | $30.00 | 11/19/2011 4:31:29 PM |
historic-loan1 | $37.70 | 11/19/2011 7:13:14 PM |
Mariner3605 | $25.00 | 11/20/2011 12:17:18 PM |
terrific-dough6 | $50.00 | 11/20/2011 12:42:28 PM |
Brisket_Bob | $50.00 | 11/20/2011 1:49:07 PM |
valiant-pound8 | $72.30 | 11/20/2011 8:26:42 AM |
NickRac | $25.00 | 11/20/2011 2:36:50 PM |
riveting-credit5 | $80.35 | 11/20/2011 11:22:34 AM |
bid-stockpiler1 | $50.00 | 11/20/2011 4:34:34 PM |
CreditBuilder2 | $50.00 | 11/20/2011 3:51:03 PM |
1phantom | $25.00 | 11/20/2011 12:21:31 PM |
djh47a | $25.00 | 11/20/2011 7:41:00 PM |
mammalian4 | $25.00 | 11/20/2011 7:44:58 PM |
onecooldrink | $25.00 | 11/20/2011 11:27:32 PM |
cash-turbine1 | $25.00 | 11/21/2011 6:42:27 AM |
prominence8 | $30.00 | 11/21/2011 8:03:42 AM |
newest-famous-velocity | $25.00 | 11/20/2011 4:40:34 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:40:57 PM |
jazzlender | $25.00 | 11/21/2011 9:26:53 AM |
mansel | $50.00 | 11/21/2011 9:33:12 AM |
partyplan | $45.00 | 11/21/2011 6:44:29 AM |
octoberfresh | $25.00 | 11/21/2011 8:46:32 AM |
debt-legend | $25.00 | 11/21/2011 12:15:54 PM |
felicity-genius | $27.78 | 11/21/2011 2:25:27 PM |
loyalty-czar | $53.00 | 11/21/2011 2:44:54 PM |
Fachim | $25.78 | 11/21/2011 1:41:46 PM |
jybank | $50.00 | 11/21/2011 2:08:20 PM |
youngster50 | $25.00 | 11/21/2011 3:47:43 PM |
p2p-czar3 | $25.00 | 11/21/2011 4:44:44 PM |
careful-return1 | $25.00 | 11/21/2011 3:40:11 PM |
wise-peaceful-p2ploan | $25.00 | 11/21/2011 4:48:48 PM |
finance-mushroom | $200.00 | 11/21/2011 5:09:00 PM |
secureincome | $1,250.00 | 11/21/2011 11:03:23 AM |
gjm6d | $25.00 | 11/21/2011 5:18:10 PM |
tu3717ch | $207.55 | 11/21/2011 12:20:47 PM |
worldly-income2 | $37.99 | 11/21/2011 3:07:59 PM |
MoneyTalksInc | $25.00 | 11/21/2011 6:50:27 PM |
genome865 | $34.00 | 11/21/2011 6:52:11 PM |
silver-wonder278 | $25.00 | 11/21/2011 5:06:11 PM |
kayakbleu | $25.00 | 11/21/2011 5:35:58 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:31 PM |
golden-velocity9 | $25.00 | 11/16/2011 6:36:52 PM |
jjswanso | $25.00 | 11/16/2011 6:57:11 PM |
SolarMoonshine | $50.00 | 11/17/2011 3:44:44 PM |
coin-investor | $25.00 | 11/17/2011 5:08:33 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:54 PM |
gotjack | $25.00 | 11/17/2011 5:53:45 PM |
master648 | $138.35 | 11/17/2011 7:02:47 PM |
Ballybay | $50.00 | 11/17/2011 5:14:10 PM |
kulender | $100.00 | 11/17/2011 5:27:32 PM |
saver266 | $25.00 | 11/17/2011 5:35:53 PM |
Peacepower | $25.00 | 11/18/2011 7:55:12 AM |
friendinmoney | $26.65 | 11/18/2011 8:37:47 AM |
NickRac | $25.00 | 11/18/2011 4:32:05 AM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:58 AM |
toblerone | $25.00 | 11/18/2011 7:39:06 AM |
basis-wizard8 | $100.00 | 11/18/2011 7:49:44 AM |
jpac1066 | $50.00 | 11/18/2011 8:31:51 AM |
helping-out | $40.00 | 11/18/2011 11:16:12 AM |
enterprising-credit2 | $25.00 | 11/18/2011 2:00:19 PM |
cmg891 | $25.00 | 11/18/2011 12:36:18 PM |
artisan369 | $300.00 | 11/18/2011 10:23:00 PM |
UBOtto186 | $50.00 | 11/19/2011 8:29:05 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:51 AM |
Bait989 | $25.00 | 11/19/2011 9:52:14 AM |
cerebral-dollar773 | $50.00 | 11/19/2011 11:55:00 AM |
catamaran2024 | $25.00 | 11/19/2011 1:15:56 PM |
credit-bliss8 | $25.00 | 11/19/2011 1:54:14 PM |
dollar-tornado3 | $25.00 | 11/20/2011 4:36:09 AM |
suave-dime6 | $25.00 | 11/20/2011 7:30:26 AM |
stanfordgrad05 | $25.00 | 11/19/2011 2:02:31 PM |
orange-pound-party | $35.00 | 11/20/2011 8:58:00 AM |
revenue-associate | $25.00 | 11/20/2011 11:16:04 AM |
Angel_Investor_7 | $25.00 | 11/20/2011 12:11:57 PM |
integrity-doctor | $100.00 | 11/19/2011 8:27:55 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:47 PM |
nickel-jam | $705.00 | 11/19/2011 9:59:40 PM |
smallbizrule | $25.00 | 11/19/2011 10:50:57 PM |
the-hope-workhorse | $200.00 | 11/20/2011 10:02:00 AM |
antlr | $50.00 | 11/20/2011 2:43:13 PM |
wwwUniversal | $25.00 | 11/20/2011 12:06:32 PM |
Lubava | $25.00 | 11/20/2011 12:09:50 PM |
forthright-trade | $25.00 | 11/20/2011 3:02:44 PM |
kind-forthright-repayment | $500.00 | 11/20/2011 7:38:24 PM |
bsh297 | $25.36 | 11/21/2011 7:27:11 AM |
CatbirdBanking | $25.00 | 11/21/2011 7:14:05 AM |
zone6 | $100.00 | 11/21/2011 8:06:20 AM |
deepblue34 | $25.00 | 11/20/2011 6:06:18 PM |
SomebodysMom | $30.00 | 11/20/2011 9:53:20 PM |
fund-javelin1 | $25.00 | 11/20/2011 11:50:35 PM |
loanman2007 | $25.00 | 11/21/2011 4:21:58 AM |
rbgnr111 | $25.00 | 11/21/2011 7:07:51 AM |
return-rocket9 | $25.00 | 11/21/2011 11:31:31 AM |
adir1 | $25.00 | 11/21/2011 7:43:45 AM |
refined-return922 | $25.00 | 11/21/2011 11:32:05 AM |
wealth-fighter3 | $25.00 | 11/21/2011 8:33:16 AM |
let_me_retire | $100.00 | 11/21/2011 11:48:00 AM |
Jack55304 | $200.00 | 11/21/2011 9:19:07 AM |
Paxman84 | $38.79 | 11/21/2011 12:25:19 PM |
drluong | $25.00 | 11/21/2011 1:33:23 PM |
thenadamgoes | $50.00 | 11/21/2011 12:31:28 PM |
Urban-MBA | $35.00 | 11/21/2011 1:52:13 PM |
mlj0671 | $25.00 | 11/21/2011 2:15:53 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:19 AM |
Located | $100.00 | 11/21/2011 3:40:12 PM |
unrelenting-generosity685 | $29.07 | 11/21/2011 3:23:16 PM |
red-power-pecan | $50.00 | 11/21/2011 5:12:07 PM |
agalt | $75.00 | 11/21/2011 12:40:49 PM |
stock106 | $25.00 | 11/21/2011 1:07:04 PM |
ddog0224 | $75.00 | 11/21/2011 3:02:51 PM |
economy-vault8 | $50.00 | 11/21/2011 4:09:56 PM |
danf2201 | $1.31 | 11/21/2011 7:19:31 PM |
157 Investments
|
Borrower Payment Dependent Notes Series
539315
This series of Notes was issued and sold upon the funding of the borrower loan #56924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-16-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-27-2011 |
|
Lender yield:
| 19.09% |
Borrower rate/APR:
| 20.09% / 22.03% |
Monthly payment:
| $265.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.75% | | |
| |
Estimated return*:
| 13.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 10% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 4y 5m |
Amount delinquent:
| $27,649 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,473 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balance-banker7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
|
Principal balance:
| $11,844.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Home Improvements
Purpose of loan: New Roof
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $25.00 | 11/17/2011 5:05:43 PM |
kenji4861 | $25.00 | 11/16/2011 12:20:36 PM |
Comoparklender | $50.00 | 11/16/2011 7:05:32 PM |
rescue | $100.00 | 11/16/2011 7:14:28 PM |
gold-commander0 | $25.00 | 11/16/2011 6:44:59 PM |
influential-benjamins0 | $100.00 | 11/16/2011 6:53:31 PM |
ChrisProsper | $25.00 | 11/16/2011 8:50:04 PM |
britgsb | $30.00 | 11/16/2011 7:09:30 PM |
jamiee73 | $25.00 | 11/17/2011 9:19:37 AM |
trade-surge3 | $25.00 | 11/16/2011 10:36:43 PM |
enthralling-deal180 | $25.00 | 11/17/2011 4:41:18 AM |
KLCRAY | $25.00 | 11/17/2011 9:35:12 AM |
riproaringrapids | $25.00 | 11/17/2011 9:41:58 AM |
AF-Chief | $25.00 | 11/17/2011 5:24:09 PM |
kevin314 | $25.00 | 11/17/2011 5:46:55 PM |
SunriseTrader1 | $50.00 | 11/17/2011 4:52:32 PM |
toblerone | $25.00 | 11/18/2011 7:39:08 AM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:56 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:39 AM |
nickel-ferret | $39.00 | 11/18/2011 5:15:47 PM |
diablorulz | $50.00 | 11/18/2011 5:35:34 PM |
progressive-economy261 | $86.00 | 11/19/2011 12:06:30 PM |
samo102us | $25.00 | 11/19/2011 1:07:28 PM |
credit-maple5 | $100.00 | 11/19/2011 12:29:10 PM |
Investor_DP | $100.00 | 11/19/2011 12:34:59 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:26 PM |
DadWarbucks | $50.00 | 11/20/2011 10:21:02 AM |
slartibardfast | $25.00 | 11/20/2011 12:33:12 PM |
CAGE-Investments | $25.00 | 11/20/2011 12:43:17 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:21 PM |
ianakacg | $25.00 | 11/20/2011 8:14:58 PM |
Mendosurfire | $50.00 | 11/20/2011 12:35:49 PM |
ianakacg | $25.00 | 11/20/2011 8:21:38 PM |
brutusbone | $25.00 | 11/21/2011 7:16:50 AM |
investisure | $50.00 | 11/21/2011 9:15:30 AM |
asmithj | $25.00 | 11/21/2011 9:22:05 AM |
mizount | $25.00 | 11/20/2011 6:47:18 PM |
bid-czar8 | $100.00 | 11/21/2011 9:31:55 AM |
fcrick | $25.00 | 11/21/2011 9:39:46 AM |
astute-benjamins | $50.00 | 11/21/2011 3:18:06 PM |
letsmakeitsuccessful | $25.00 | 11/21/2011 9:42:22 AM |
igniter584 | $25.00 | 11/21/2011 12:12:14 PM |
igniter584 | $25.00 | 11/21/2011 12:20:36 PM |
kinetic-yield4 | $25.00 | 11/21/2011 8:22:22 PM |
Weaverville | $25.00 | 11/21/2011 9:21:16 PM |
generous-deal6 | $25.00 | 11/22/2011 7:34:02 AM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:07 PM |
market-assembler | $25.00 | 11/22/2011 9:27:58 AM |
factcheck | $40.00 | 11/22/2011 10:30:37 AM |
skro | $25.00 | 11/22/2011 10:37:32 AM |
hanuman77 | $25.00 | 11/22/2011 9:21:24 AM |
blivet1970 | $25.00 | 11/22/2011 9:39:37 AM |
colorfulgardener | $25.00 | 11/22/2011 1:16:00 PM |
enterprising-credit2 | $25.00 | 11/22/2011 1:58:04 PM |
postalwhiz | $25.00 | 11/22/2011 5:12:24 PM |
thundermustard | $25.00 | 11/22/2011 6:35:57 PM |
oreyedoc | $50.00 | 11/22/2011 9:31:21 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:49 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:10 AM |
value-pole | $50.00 | 11/23/2011 10:35:04 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:00 AM |
practical-expectations | $25.00 | 11/23/2011 12:12:36 PM |
taurusco | $100.00 | 11/23/2011 12:48:40 PM |
duty-explosion9 | $25.00 | 11/23/2011 1:13:03 PM |
Savings_EQ_Dignity | $50.00 | 11/23/2011 3:23:14 PM |
cash-reaction2 | $25.00 | 11/23/2011 9:25:40 AM |
listing-vista | $50.00 | 11/23/2011 9:26:17 AM |
velocity-solo | $25.00 | 11/23/2011 9:28:44 AM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:36:29 PM |
larslfe | $25.00 | 11/23/2011 9:32:50 AM |
Mark0135 | $50.00 | 11/23/2011 5:09:58 PM |
mjdaking | $25.00 | 11/24/2011 5:13:09 AM |
igniter584 | $25.00 | 11/24/2011 6:37:36 AM |
five-star-note | $75.00 | 11/24/2011 7:02:13 AM |
Bob450 | $25.00 | 11/24/2011 7:33:02 AM |
nestegg4e | $25.00 | 11/23/2011 5:06:44 PM |
indomitable-dedication | $25.00 | 11/23/2011 5:11:29 PM |
framework145 | $25.00 | 11/24/2011 7:58:45 AM |
prohelper | $25.00 | 11/24/2011 9:16:36 AM |
wayman | $25.00 | 11/24/2011 9:17:53 AM |
fmanjoo | $25.00 | 11/24/2011 9:24:26 AM |
gulch | $25.00 | 11/24/2011 9:24:56 AM |
RetiredATC | $50.00 | 11/24/2011 9:25:01 AM |
rcm87 | $50.00 | 11/24/2011 9:26:28 AM |
fairness-kayak | $25.00 | 11/24/2011 9:22:14 AM |
robust-trade | $25.00 | 11/24/2011 9:31:26 AM |
TheoProf | $25.00 | 11/24/2011 9:32:32 AM |
hanuman77 | $25.00 | 11/24/2011 3:07:47 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:13 PM |
order-gondola | $25.00 | 11/24/2011 9:01:35 PM |
Stafo | $25.00 | 11/25/2011 12:00:39 AM |
312-Lender | $29.00 | 11/25/2011 12:36:35 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:41 PM |
x-bones | $25.00 | 11/25/2011 10:35:26 AM |
Ven58 | $25.00 | 11/25/2011 1:01:50 PM |
inspired-duty5 | $25.00 | 11/25/2011 3:38:28 AM |
dschaaf | $25.00 | 11/25/2011 5:09:20 AM |
soulwork | $50.00 | 11/25/2011 5:15:03 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:30 PM |
immaculate-compassion8 | $25.00 | 11/25/2011 6:46:25 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:12 AM |
hanuman77 | $25.00 | 11/26/2011 5:56:18 AM |
organic-commerce9 | $25.00 | 11/26/2011 9:15:38 AM |
smallcountry | $25.00 | 11/26/2011 9:43:41 AM |
sentry256 | $25.00 | 11/25/2011 4:29:00 PM |
DJC4 | $25.00 | 11/25/2011 4:44:47 PM |
MadHun | $149.00 | 11/26/2011 12:10:08 PM |
sgordon46 | $25.00 | 11/26/2011 12:16:57 PM |
IIP77 | $25.00 | 11/26/2011 12:22:32 PM |
useful-p2ploan | $25.00 | 11/26/2011 12:10:25 PM |
wise-rupee-sanctuary | $50.00 | 11/26/2011 12:15:04 PM |
murlirao2002 | $25.00 | 11/25/2011 6:32:27 PM |
E_G | $50.00 | 11/25/2011 8:13:00 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:24 PM |
best-phenomenal-treasure | $25.00 | 11/26/2011 12:21:59 PM |
kyomoon | $25.00 | 11/26/2011 12:33:43 PM |
riskreward | $60.00 | 11/26/2011 12:36:47 PM |
owhite2000 | $50.00 | 11/26/2011 3:34:29 PM |
compoundinterest | $50.00 | 11/26/2011 12:10:29 PM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:15 AM |
hanuman77 | $25.00 | 11/27/2011 3:51:37 AM |
treasure-gazer | $25.00 | 11/27/2011 9:12:52 AM |
drkosh | $25.00 | 11/27/2011 9:35:55 AM |
steiglends | $100.00 | 11/27/2011 9:49:31 AM |
kanewna | $25.00 | 11/26/2011 8:14:30 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:51 PM |
upbeat-marketplace | $25.00 | 11/27/2011 4:25:40 PM |
EastBayCapital | $25.00 | 11/27/2011 4:42:20 PM |
careful-note | $50.00 | 11/27/2011 4:58:32 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:36 PM |
basis-mate7 | $25.00 | 11/27/2011 5:46:15 AM |
solo423 | $75.00 | 11/27/2011 4:12:56 PM |
divemaster | $17.12 | 11/27/2011 8:33:57 PM |
harperpotok | $100.00 | 11/16/2011 3:16:10 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:33 PM |
evnagelist | $25.00 | 11/16/2011 6:32:01 PM |
platinum-genetics | $25.00 | 11/16/2011 6:48:13 PM |
fortytwo | $200.00 | 11/16/2011 6:57:19 PM |
cnovak | $25.00 | 11/16/2011 7:07:54 PM |
antlr | $50.00 | 11/16/2011 7:10:14 PM |
shur | $50.00 | 11/16/2011 7:26:11 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:09 PM |
Weaverville | $25.00 | 11/16/2011 7:41:23 PM |
principal-cooker2 | $100.00 | 11/17/2011 9:09:37 AM |
Cai8899 | $50.00 | 11/17/2011 9:22:59 AM |
income-carrier4 | $25.00 | 11/17/2011 2:46:31 PM |
GMPK_TLAS | $50.00 | 11/17/2011 5:21:49 PM |
ctgscott | $25.00 | 11/17/2011 5:19:49 PM |
infinitykid | $35.00 | 11/17/2011 5:18:41 PM |
a-finance-nirvana | $25.00 | 11/17/2011 6:54:04 PM |
benefit-investor1 | $25.00 | 11/18/2011 3:19:02 PM |
lagnisiruk | $25.00 | 11/18/2011 11:53:26 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:18 AM |
camaraderi-atmosphere | $50.00 | 11/18/2011 6:49:57 PM |
Sid-K | $25.00 | 11/19/2011 12:17:15 PM |
life-is-great | $25.00 | 11/19/2011 12:25:51 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:11 PM |
melodious-fairness | $25.00 | 11/19/2011 12:43:24 PM |
loyalty-sherpa | $25.00 | 11/19/2011 12:14:00 PM |
marwadi-62 | $25.00 | 11/19/2011 7:10:45 PM |
the-auction-firestarter | $25.00 | 11/19/2011 9:13:43 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:47 AM |
BuffetRocks | $50.00 | 11/20/2011 12:18:50 PM |
TW2000 | $25.00 | 11/19/2011 7:32:47 PM |
1phantom | $25.00 | 11/20/2011 12:24:45 PM |
social-pizza5 | $25.00 | 11/20/2011 12:30:31 PM |
buraky | $50.00 | 11/20/2011 12:32:29 PM |
lucrative-coin | $50.00 | 11/20/2011 12:37:28 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:48 PM |
antlr | $50.00 | 11/20/2011 2:43:13 PM |
lostontheedge | $25.00 | 11/20/2011 3:18:35 PM |
fair-pound5 | $100.00 | 11/21/2011 9:13:13 AM |
helpinghand63 | $25.00 | 11/21/2011 9:22:26 AM |
spotty | $50.00 | 11/21/2011 9:41:54 AM |
majikthanos | $50.00 | 11/21/2011 11:03:29 AM |
tuffshorty | $30.00 | 11/21/2011 1:12:12 PM |
danf2201 | $25.00 | 11/21/2011 7:32:48 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:18 PM |
Kaj | $25.00 | 11/22/2011 9:09:08 AM |
wwwUniversal | $25.00 | 11/22/2011 9:37:59 AM |
igniter584 | $25.00 | 11/22/2011 7:42:03 AM |
nimble-revenue | $25.00 | 11/22/2011 11:39:00 AM |
ChrisJB | $25.00 | 11/22/2011 11:09:17 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:36 PM |
ChrisTJ | $25.00 | 11/22/2011 10:33:30 AM |
ciscoparrot | $25.00 | 11/22/2011 5:19:13 PM |
Lam0nt | $25.00 | 11/22/2011 5:28:31 PM |
lplender | $50.00 | 11/22/2011 8:36:10 PM |
wormdc | $25.00 | 11/23/2011 9:21:28 AM |
hanuman77 | $25.00 | 11/23/2011 8:41:27 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:28:58 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:39 AM |
jackpotnav | $25.00 | 11/23/2011 12:46:23 PM |
yield-aurora4 | $25.00 | 11/23/2011 9:13:15 AM |
oplender | $25.00 | 11/23/2011 1:58:00 PM |
genius520 | $50.00 | 11/23/2011 9:23:41 AM |
Ducatiman1978 | $25.00 | 11/23/2011 9:34:28 AM |
Eagledrop | $25.00 | 11/23/2011 5:12:33 PM |
compassion-bauble4 | $25.00 | 11/23/2011 5:30:37 PM |
dollardave | $100.00 | 11/23/2011 11:11:11 AM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:34 AM |
fairness-faire | $25.00 | 11/23/2011 3:40:49 PM |
reflective-cash0 | $50.00 | 11/24/2011 9:18:04 AM |
PittsburghMark | $25.00 | 11/24/2011 9:31:38 AM |
Anny-Disco | $40.00 | 11/24/2011 9:25:24 AM |
figs4u2 | $35.00 | 11/24/2011 9:29:59 AM |
logical-investment4 | $25.00 | 11/24/2011 9:39:00 AM |
jga516 | $25.00 | 11/24/2011 8:48:14 AM |
no_agenda_lender | $26.00 | 11/24/2011 9:09:34 AM |
officer8 | $25.00 | 11/25/2011 6:54:56 AM |
rakstar | $25.00 | 11/24/2011 9:26:58 AM |
money-bauble | $84.00 | 11/24/2011 9:29:07 AM |
tender-commerce8 | $50.00 | 11/24/2011 9:31:09 AM |
Doodlemeyer | $25.00 | 11/24/2011 9:33:06 AM |
ranstlin | $25.00 | 11/25/2011 9:10:39 AM |
bill-igloo | $25.00 | 11/25/2011 10:15:22 AM |
PatriotKnight | $25.00 | 11/25/2011 5:03:50 PM |
rogue_monster | $50.00 | 11/25/2011 4:44:07 PM |
kid_dynamite15 | $25.00 | 11/25/2011 7:52:44 PM |
gold-sushi | $25.00 | 11/25/2011 9:20:02 AM |
CaliforniaSun | $25.00 | 11/25/2011 8:24:35 PM |
peace-cadence | $25.00 | 11/25/2011 9:25:19 AM |
spiritual-greenback | $25.00 | 11/26/2011 7:56:55 AM |
cklb | $50.00 | 11/26/2011 8:32:06 AM |
TrustPlus | $50.00 | 11/26/2011 9:09:56 AM |
josuae | $25.00 | 11/26/2011 12:06:42 PM |
zippy-interest | $25.00 | 11/26/2011 12:09:44 PM |
successful-generosity | $25.00 | 11/26/2011 12:10:02 PM |
studious-bonus7 | $80.00 | 11/26/2011 12:07:42 PM |
tapesor | $63.00 | 11/26/2011 12:10:33 PM |
successful-agreement7 | $55.00 | 11/26/2011 12:10:36 PM |
Weaverville | $50.00 | 11/25/2011 7:14:37 PM |
the-dollar-topper | $121.00 | 11/26/2011 12:17:45 PM |
skuba | $55.00 | 11/26/2011 12:28:57 PM |
DDHMoney | $25.00 | 11/26/2011 12:32:19 PM |
loan-warrior | $25.00 | 11/26/2011 5:17:25 PM |
kind-efficient-credit | $25.00 | 11/26/2011 12:37:18 PM |
bonafide-economy | $25.00 | 11/26/2011 2:17:25 PM |
donmacprosper | $25.00 | 11/26/2011 8:55:44 PM |
leverage-monger | $25.00 | 11/26/2011 10:14:37 AM |
linklady | $25.00 | 11/26/2011 12:09:47 PM |
igniter584 | $25.00 | 11/27/2011 8:29:45 AM |
calm-deal7 | $25.00 | 11/26/2011 12:19:45 PM |
rcflick | $25.00 | 11/27/2011 5:53:50 AM |
Ragestang | $25.00 | 11/27/2011 9:43:54 AM |
arcite | $33.59 | 11/27/2011 10:37:06 AM |
gizzywump | $25.00 | 11/26/2011 12:36:37 PM |
wise-silver-wonder | $25.00 | 11/27/2011 11:15:57 AM |
Poohcho | $25.00 | 11/27/2011 1:32:38 PM |
andypbe | $25.00 | 11/26/2011 6:35:39 PM |
Vinsonj | $25.00 | 11/27/2011 8:20:05 AM |
skidoo99 | $25.00 | 11/27/2011 12:09:35 PM |
252 Investments
|
Borrower Payment Dependent Notes Series
539317
This series of Notes was issued and sold upon the funding of the borrower loan #56647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 12.54% |
Borrower rate/APR:
| 13.54% / 16.39% |
Monthly payment:
| $492.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.50% | | |
| |
Estimated return*:
| 8.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1980 |
Debt/Income ratio:
| 15% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $85,400 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cash-optimization |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Real Estate: Buy + Improve
Purpose of loan:
This loan will be used to purchase a modest condominium unit in an older but very nice complex. After I complete a few mainly cosmetic improvements the property will be able to provide a steady rental income.
My financial situation:
I am a good candidate for this loan because I have always been reliable and prompt in repaying my obligations. The cash flow from rentals will provide for loan repayment. Additionally I have been a Prosper lender and do have other assets.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JustMee | $25.00 | 11/16/2011 10:19:57 AM |
goal-dollar1 | $50.00 | 11/16/2011 11:01:57 AM |
Socorro_Capital_Partners | $25.01 | 11/16/2011 10:42:24 AM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:34 PM |
Clambake | $25.00 | 11/16/2011 7:00:15 PM |
AFairDeal | $25.00 | 11/16/2011 6:50:25 PM |
cnovak | $25.00 | 11/16/2011 7:07:40 PM |
britgsb | $30.00 | 11/17/2011 9:37:29 AM |
indomitable-coin | $25.00 | 11/17/2011 12:34:23 PM |
a-finance-nirvana | $25.00 | 11/17/2011 6:54:05 PM |
iaffy | $25.00 | 11/17/2011 5:39:46 PM |
anacent | $25.00 | 11/18/2011 5:09:23 PM |
kenji4861 | $25.00 | 11/18/2011 5:28:36 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:12 PM |
Trapman13 | $50.00 | 11/20/2011 3:17:14 PM |
euro-deployment | $25.00 | 11/21/2011 7:41:40 AM |
igniter584 | $25.00 | 11/21/2011 12:12:15 PM |
astute-benjamins | $25.00 | 11/21/2011 3:18:23 PM |
Brisket_Bob | $95.98 | 11/21/2011 7:10:01 PM |
Bubbasnestegg | $25.00 | 11/21/2011 7:12:55 PM |
novice-speculator | $25.00 | 11/21/2011 7:25:05 PM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:12 PM |
investorrr | $50.00 | 11/21/2011 10:32:05 PM |
NolockHolmes | $50.00 | 11/21/2011 10:33:50 PM |
cxl9 | $49.27 | 11/21/2011 9:14:27 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:35 PM |
ferocious-exchange3 | $100.00 | 11/22/2011 12:41:36 AM |
UBOtto186 | $50.00 | 11/21/2011 11:00:34 PM |
SolarMoonshine | $25.00 | 11/22/2011 3:41:12 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:18 PM |
igniter584 | $25.00 | 11/22/2011 7:42:03 AM |
ianakacg | $25.00 | 11/22/2011 9:07:20 AM |
ChoiceInvestments | $30.39 | 11/22/2011 9:00:06 AM |
life-is-great | $25.00 | 11/22/2011 9:09:01 AM |
enterprising-credit2 | $25.00 | 11/22/2011 9:12:15 AM |
riproaringrapids | $25.00 | 11/22/2011 9:18:36 AM |
skuba | $29.00 | 11/22/2011 9:28:30 AM |
Sid-K | $25.00 | 11/22/2011 9:24:15 AM |
gold-pudding6 | $60.00 | 11/22/2011 9:30:02 AM |
awwaww | $25.00 | 11/22/2011 9:26:52 AM |
loyalty-sherpa | $25.00 | 11/22/2011 9:37:08 AM |
Robione | $50.00 | 11/22/2011 9:57:58 AM |
important-ore | $150.00 | 11/22/2011 9:38:40 AM |
w3alter | $50.00 | 11/22/2011 9:05:22 AM |
worthy-bid8 | $50.00 | 11/22/2011 9:06:52 AM |
dough-temple | $50.00 | 11/22/2011 10:00:05 AM |
investment-plasma | $50.00 | 11/22/2011 10:05:48 AM |
kulender | $100.00 | 11/22/2011 9:09:24 AM |
educationfirst | $50.00 | 11/22/2011 10:47:52 AM |
a-responsible-return | $50.00 | 11/22/2011 9:11:24 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:42 AM |
Silver-Penny001 | $25.00 | 11/22/2011 10:53:44 AM |
thorough-marketplace441 | $25.00 | 11/22/2011 1:07:28 PM |
aabadabadoo | $25.00 | 11/22/2011 9:37:46 AM |
Phunder | $25.00 | 11/22/2011 9:44:40 AM |
Mendosurfire | $50.00 | 11/22/2011 5:08:31 PM |
fervent-repayment | $50.00 | 11/22/2011 5:17:25 PM |
blue-intuitive-order | $25.00 | 11/22/2011 10:50:16 AM |
lucrative-coin | $50.00 | 11/22/2011 5:11:48 PM |
postalwhiz | $25.00 | 11/22/2011 5:12:25 PM |
Cai8899 | $50.00 | 11/22/2011 5:16:42 PM |
LarWit1512 | $25.00 | 11/22/2011 5:17:35 PM |
j2ee | $25.00 | 11/22/2011 5:27:18 PM |
Syzygy | $25.00 | 11/22/2011 5:32:42 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:21 PM |
reducereuserecycle | $32.26 | 11/22/2011 5:58:19 PM |
buraky | $50.00 | 11/22/2011 5:32:53 PM |
gangusron | $50.00 | 11/22/2011 8:17:34 PM |
MrDavid | $75.00 | 11/22/2011 5:18:32 PM |
platinum-genetics | $25.00 | 11/22/2011 5:20:25 PM |
30Sky | $25.00 | 11/23/2011 12:57:44 AM |
BenR | $100.00 | 11/22/2011 5:28:15 PM |
knowledgeable-payment7 | $30.00 | 11/23/2011 6:38:53 AM |
NDFIRTH | $50.00 | 11/22/2011 5:34:35 PM |
WalnutCreekguy | $100.00 | 11/22/2011 5:35:13 PM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:04 AM |
flexible-value | $50.00 | 11/23/2011 9:11:54 AM |
act943 | $100.00 | 11/23/2011 1:11:30 AM |
damage | $25.00 | 11/23/2011 9:23:19 AM |
spursdog | $30.00 | 11/23/2011 9:26:45 AM |
economy-popcorn | $25.00 | 11/23/2011 5:57:35 AM |
selector568 | $255.79 | 11/23/2011 10:11:09 AM |
ChrisProsper | $200.00 | 11/23/2011 10:30:07 AM |
Castelj | $36.00 | 11/23/2011 7:18:51 AM |
buukyak | $25.00 | 11/23/2011 7:45:09 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:39 AM |
practical-expectations | $25.00 | 11/23/2011 12:12:36 PM |
rmachi | $25.00 | 11/23/2011 9:05:22 AM |
minista | $25.00 | 11/23/2011 9:06:36 AM |
one2sojourn | $50.00 | 11/23/2011 3:28:57 PM |
nestegg4e | $25.00 | 11/23/2011 5:06:44 PM |
Poker_Grandpa | $25.00 | 11/23/2011 4:07:14 PM |
Henrylin | $30.00 | 11/23/2011 5:56:14 PM |
debt-system880 | $25.00 | 11/23/2011 8:46:11 PM |
nickel-demon2 | $56.23 | 11/23/2011 6:15:37 PM |
best-ingenious-funds | $25.00 | 11/23/2011 11:13:32 PM |
control137 | $200.00 | 11/23/2011 8:54:42 PM |
GoingFishing | $25.00 | 11/24/2011 6:48:19 AM |
autonomous-basis | $35.52 | 11/23/2011 2:40:46 PM |
Chosen-one | $50.00 | 11/24/2011 7:22:06 AM |
reward-dynamo | $40.00 | 11/24/2011 6:12:58 AM |
framework145 | $25.00 | 11/24/2011 7:58:45 AM |
igniter584 | $25.00 | 11/24/2011 6:37:37 AM |
jga516 | $25.00 | 11/24/2011 8:48:15 AM |
fantastic-bazaar2 | $100.00 | 11/24/2011 8:54:58 AM |
Bodyboard | $31.92 | 11/24/2011 7:25:48 AM |
HRVRfunding | $51.28 | 11/24/2011 9:09:40 AM |
umfan123 | $25.00 | 11/24/2011 8:32:58 AM |
leverage-dolphin | $25.00 | 11/23/2011 5:17:27 PM |
gold-sushi | $25.00 | 11/24/2011 9:09:43 AM |
the-enthralling-coin | $25.00 | 11/24/2011 9:30:35 AM |
currency-persimmon | $35.00 | 11/24/2011 10:30:26 AM |
novice-speculator | $25.00 | 11/23/2011 9:49:44 PM |
japerk | $25.00 | 11/24/2011 10:39:21 AM |
F16Pilot | $25.00 | 11/24/2011 9:34:51 AM |
bid-carrier0 | $25.00 | 11/23/2011 10:38:42 PM |
zippy-greenback231 | $25.00 | 11/23/2011 11:57:02 PM |
elevated-truth | $25.00 | 11/24/2011 2:16:22 PM |
VonAp | $130.00 | 11/24/2011 6:35:57 AM |
CatbirdBanking | $25.00 | 11/24/2011 3:20:55 PM |
nikebootie | $25.00 | 11/24/2011 3:37:36 PM |
profitable-money | $25.00 | 11/24/2011 4:06:18 PM |
frobin | $25.00 | 11/24/2011 6:55:21 AM |
Independenceday | $70.00 | 11/24/2011 7:45:36 PM |
five-star-order1 | $50.00 | 11/24/2011 11:59:20 PM |
a-helping-hand | $500.00 | 11/25/2011 1:06:05 AM |
ddog0224 | $200.00 | 11/25/2011 2:30:32 AM |
inspired-duty5 | $25.00 | 11/25/2011 3:38:28 AM |
helpinghand63 | $25.00 | 11/24/2011 9:12:59 AM |
dschaaf | $25.00 | 11/25/2011 5:09:21 AM |
bold-worth-vinyl | $44.49 | 11/24/2011 10:29:12 PM |
Rick21 | $25.00 | 11/24/2011 9:20:42 AM |
gold-commander0 | $25.00 | 11/24/2011 9:28:08 AM |
loot-keeper0 | $63.98 | 11/24/2011 10:38:23 AM |
balance-trailblazer | $110.80 | 11/24/2011 8:54:33 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:13 PM |
balance-proton | $25.00 | 11/24/2011 9:06:54 PM |
Supernick | $100.00 | 11/25/2011 5:39:27 AM |
Irolale | $15.87 | 11/25/2011 6:20:32 AM |
Bank_Of_XL | $25.00 | 11/16/2011 1:22:38 PM |
saahilld | $25.00 | 11/16/2011 6:58:43 PM |
bb575 | $50.00 | 11/16/2011 7:03:31 PM |
subtle-revenue0 | $25.00 | 11/16/2011 7:05:48 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:59 AM |
toblerone | $25.00 | 11/18/2011 7:39:08 AM |
lendersf | $100.00 | 11/18/2011 8:13:08 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:19 AM |
igniter584 | $25.00 | 11/21/2011 12:20:36 PM |
Ripsaw4U | $50.00 | 11/21/2011 7:02:21 PM |
reflective-rupee | $25.00 | 11/21/2011 9:35:11 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:13 PM |
yield-hut | $50.00 | 11/22/2011 4:29:14 AM |
don8ter | $100.00 | 11/22/2011 4:01:39 AM |
liberty-cocktail6 | $25.00 | 11/22/2011 6:16:06 AM |
einstein | $500.00 | 11/21/2011 7:50:16 PM |
1phantom | $25.00 | 11/22/2011 9:07:40 AM |
velocity-solo | $25.00 | 11/22/2011 9:15:49 AM |
evnagelist | $25.00 | 11/22/2011 9:16:38 AM |
pdub | $75.00 | 11/22/2011 9:16:56 AM |
harperpotok | $100.00 | 11/22/2011 9:25:59 AM |
nickel-ferret | $50.00 | 11/22/2011 9:26:22 AM |
BxRealtor | $25.00 | 11/22/2011 9:33:04 AM |
progressive-economy261 | $400.00 | 11/22/2011 9:38:37 AM |
dollar-tornado3 | $25.00 | 11/22/2011 9:42:31 AM |
granitepk | $100.00 | 11/22/2011 10:53:32 AM |
mizount | $25.00 | 11/22/2011 9:24:52 AM |
loan-mammal | $100.00 | 11/22/2011 9:29:48 AM |
jazzlender | $50.00 | 11/22/2011 9:36:39 AM |
wealth-fields8 | $50.00 | 11/22/2011 9:38:56 AM |
icchok | $50.00 | 11/22/2011 5:12:34 PM |
jjb3 | $25.00 | 11/22/2011 5:14:03 PM |
Quizard | $25.01 | 11/22/2011 10:55:05 AM |
value-wind0 | $25.00 | 11/22/2011 5:14:36 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:41 PM |
cocopuffs | $25.00 | 11/22/2011 2:18:12 PM |
figs4u2 | $78.00 | 11/22/2011 5:29:14 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:36 PM |
worth-victor6 | $27.00 | 11/22/2011 6:42:29 PM |
jamiee73 | $25.00 | 11/22/2011 5:34:47 PM |
DadWarbucks | $25.00 | 11/22/2011 5:10:46 PM |
Hexnut | $50.00 | 11/22/2011 9:55:53 PM |
top-payout-enclave | $25.00 | 11/22/2011 11:02:42 PM |
new-ore-venture | $150.00 | 11/22/2011 11:04:32 PM |
tflood1967 | $50.00 | 11/22/2011 5:30:44 PM |
madigan | $250.00 | 11/23/2011 7:00:06 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:24 PM |
tomdooley12520 | $25.00 | 11/23/2011 5:41:05 AM |
basis-wizard8 | $100.00 | 11/23/2011 6:07:51 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:49 AM |
debtfreenow-82 | $50.00 | 11/23/2011 7:41:00 AM |
Gecko-man | $500.00 | 11/23/2011 7:45:08 AM |
Cheburashka | $25.00 | 11/23/2011 9:12:48 AM |
leeball | $41.00 | 11/23/2011 9:18:13 AM |
jybank | $50.00 | 11/23/2011 9:23:48 AM |
factcheck | $150.00 | 11/23/2011 3:55:55 AM |
durable-investment8 | $30.00 | 11/23/2011 9:43:05 AM |
hope-twister5 | $50.00 | 11/23/2011 10:27:29 AM |
agalt | $60.00 | 11/23/2011 10:29:45 AM |
value-pole | $50.00 | 11/23/2011 10:35:05 AM |
daveseansworld | $50.00 | 11/23/2011 11:06:34 AM |
GoingFishing | $25.00 | 11/23/2011 10:03:28 AM |
transparency-universe8 | $25.00 | 11/23/2011 10:43:36 AM |
spruce212 | $25.00 | 11/23/2011 12:35:39 PM |
jackpotnav | $25.00 | 11/23/2011 12:46:23 PM |
the_winning_ticket | $500.00 | 11/23/2011 11:28:58 AM |
Tylerh | $255.00 | 11/23/2011 2:20:23 PM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:01 AM |
reaction5 | $25.00 | 11/23/2011 2:36:30 PM |
Eagledrop | $25.00 | 11/23/2011 5:12:34 PM |
fairness-faire | $25.00 | 11/23/2011 3:40:49 PM |
supersarah61 | $83.42 | 11/23/2011 4:17:36 PM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:32:34 PM |
purvike | $25.00 | 11/23/2011 4:47:55 PM |
dspmn | $25.00 | 11/23/2011 5:20:18 PM |
money-bauble | $200.00 | 11/23/2011 9:37:04 AM |
economics2011 | $25.00 | 11/23/2011 5:27:19 PM |
genius520 | $50.00 | 11/23/2011 5:29:25 PM |
dparkhom | $50.00 | 11/23/2011 5:19:22 PM |
well-mannered-income3 | $50.00 | 11/23/2011 6:14:14 PM |
sportsmagic | $250.00 | 11/23/2011 6:21:19 PM |
the-enterprising-leverage | $30.00 | 11/23/2011 5:31:05 PM |
gr8_r8 | $25.00 | 11/23/2011 7:10:12 PM |
novice-speculator | $25.00 | 11/23/2011 9:51:29 PM |
colorfulgardener | $25.00 | 11/23/2011 7:01:39 PM |
cloud8 | $50.00 | 11/23/2011 9:11:11 PM |
mjdaking | $25.00 | 11/24/2011 5:13:09 AM |
gjm6d | $25.00 | 11/24/2011 7:26:01 AM |
Savings_EQ_Dignity | $50.00 | 11/23/2011 3:23:14 PM |
duty-starfish8 | $25.00 | 11/24/2011 7:45:22 AM |
JustMee | $25.00 | 11/24/2011 7:07:33 AM |
no_agenda_lender | $26.00 | 11/24/2011 9:09:35 AM |
kchen486 | $50.00 | 11/24/2011 9:16:34 AM |
CaboWaboRobo | $25.00 | 11/24/2011 9:26:14 AM |
mtquan | $25.00 | 11/24/2011 9:29:39 AM |
pvmnt13 | $44.36 | 11/23/2011 8:04:12 PM |
frooogal | $25.00 | 11/24/2011 11:07:27 AM |
Pitufo | $25.00 | 11/24/2011 9:49:15 AM |
Lendomatic | $26.00 | 11/24/2011 12:09:16 AM |
dordee | $81.59 | 11/24/2011 12:56:17 PM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:42 PM |
enthralling-investment | $71.30 | 11/24/2011 2:15:48 PM |
mflawyer | $25.00 | 11/24/2011 2:03:46 PM |
exact-gold2 | $25.00 | 11/24/2011 3:37:01 PM |
radforj22 | $25.00 | 11/24/2011 4:37:53 PM |
32669 | $36.42 | 11/24/2011 6:08:28 PM |
deal-seagull7 | $30.00 | 11/25/2011 4:18:24 AM |
orbital-dollar2 | $25.00 | 11/24/2011 9:36:13 PM |
SurfaceTension | $50.00 | 11/25/2011 12:48:26 AM |
schnippy | $25.00 | 11/24/2011 9:22:16 AM |
starry2001 | $25.00 | 11/25/2011 4:33:27 AM |
market-solstice2 | $25.00 | 11/24/2011 9:35:07 AM |
maximizer | $25.00 | 11/24/2011 12:07:07 PM |
thankful-nickel2 | $25.00 | 11/24/2011 2:05:13 PM |
dime-sprout | $50.00 | 11/24/2011 2:40:37 PM |
new-social-economist | $100.00 | 11/24/2011 5:00:03 PM |
peace-guild2 | $50.00 | 11/24/2011 5:04:15 PM |
wampum-chorus3 | $25.00 | 11/24/2011 5:26:48 PM |
Jazzy503 | $25.05 | 11/24/2011 9:48:56 PM |
LenderByDay | $25.00 | 11/25/2011 12:48:29 AM |
LP_InvestmentGroup | $100.00 | 11/25/2011 4:57:41 AM |
LTR | $25.00 | 11/25/2011 5:17:05 AM |
Longstreet47 | $38.54 | 11/25/2011 6:05:47 AM |
ericsb | $37.52 | 11/25/2011 6:17:22 AM |
263 Investments
|
Borrower Payment Dependent Notes Series
539319
This series of Notes was issued and sold upon the funding of the borrower loan #56835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,508 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| blooming-loan482 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for paying off credit cards
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nfx | $30.00 | 11/30/2011 5:20:35 PM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 9:37:29 PM |
Danjack_Capital | $25.00 | 11/30/2011 5:14:30 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:14 AM |
SolarMoonshine | $25.00 | 12/2/2011 10:28:10 AM |
lendstats_com | $202.00 | 12/2/2011 10:35:51 AM |
Whipster | $40.00 | 11/30/2011 5:34:21 PM |
pdub | $75.00 | 11/30/2011 5:07:57 PM |
best-currency-exec | $50.00 | 12/1/2011 2:00:45 AM |
Something-Corporate | $25.00 | 11/30/2011 5:28:27 PM |
the-hope-workhorse | $50.00 | 12/1/2011 10:50:13 AM |
enterprising-credit2 | $25.00 | 12/1/2011 4:24:20 PM |
Rogelio48 | $25.00 | 12/2/2011 3:48:22 AM |
let_me_retire | $100.00 | 12/1/2011 10:58:48 PM |
worth-blanket2 | $3,300.00 | 12/2/2011 11:39:31 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
539325
This series of Notes was issued and sold upon the funding of the borrower loan #56669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 26% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,562 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| artofliving100 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free by 2013 would be HEAVENLY
Purpose of loan: Consolidate Credit Card Debt
This loan will be used to...Pay off credit cards
My financial situation:
I am a good candidate for this loan because...I have paid off my student loans, will pay off car loan early next year before the due date, and I have taken loans, twice, and paid them in full before the due dates
Monthly net income: $50,100.00
Monthly expenses: $1,850.00
Housing: $650.00
Insurance: $100.00
Car expenses: $300.00
Utilities: $ Included in rent
Phone, cable, internet: $Included in rent
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $400.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $200.00 | 11/21/2011 10:32:37 AM |
Whipster | $50.00 | 11/17/2011 9:14:50 AM |
orderly-leverage | $100.00 | 11/17/2011 3:45:05 PM |
nickel-jam | $705.00 | 11/19/2011 10:11:58 PM |
enterprising-credit2 | $25.00 | 11/20/2011 2:00:49 PM |
graceful-investment | $85.00 | 11/22/2011 10:47:32 AM |
factcheck | $40.00 | 11/22/2011 10:30:39 AM |
loanman2007 | $125.00 | 11/22/2011 1:11:11 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:54 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:16 PM |
SolarMoonshine | $25.00 | 11/22/2011 4:57:31 PM |
tflood1967 | $50.00 | 11/22/2011 5:30:44 PM |
coin-investor | $25.00 | 11/22/2011 5:26:56 PM |
ddog0224 | $25.00 | 11/22/2011 3:03:53 PM |
diplomatic-wealth7 | $25.00 | 11/22/2011 5:32:55 PM |
asiaratt | $50.00 | 11/22/2011 5:34:30 PM |
finance-mushroom | $200.00 | 11/22/2011 5:07:20 PM |
suave-dime6 | $25.00 | 11/23/2011 5:44:01 AM |
stable-bonus | $26.11 | 11/23/2011 5:59:10 AM |
treasure-bliss | $25.00 | 11/23/2011 6:43:52 AM |
Matt555555 | $45.74 | 11/23/2011 7:23:41 AM |
brightest-creative-leverage | $25.00 | 11/23/2011 5:35:49 AM |
silver-wonder278 | $25.00 | 11/22/2011 5:34:11 PM |
harmonious-contract5 | $25.00 | 11/23/2011 8:10:18 AM |
forthright-trade | $25.00 | 11/22/2011 7:31:10 PM |
Bankwithme | $500.00 | 11/22/2011 8:26:19 PM |
UBOtto186 | $50.00 | 11/22/2011 9:07:13 PM |
dollar-ruler2 | $25.00 | 11/23/2011 12:26:11 AM |
Dubbs360 | $100.00 | 11/23/2011 9:23:43 AM |
jybank | $50.00 | 11/23/2011 9:24:58 AM |
economy-popcorn | $25.00 | 11/23/2011 5:58:31 AM |
glroark | $50.00 | 11/23/2011 6:14:17 AM |
realtormoises | $25.00 | 11/23/2011 7:55:55 AM |
green-rapid-openness | $100.00 | 11/23/2011 1:08:36 PM |
the-dollar-honker | $25.00 | 11/23/2011 3:52:13 PM |
econgineer | $75.00 | 11/23/2011 4:47:24 PM |
wwwUniversal | $25.00 | 11/23/2011 9:35:56 AM |
treasure-widget | $25.00 | 11/23/2011 11:02:56 PM |
forthright-loot7 | $50.00 | 11/24/2011 5:41:21 AM |
calimanusa | $50.20 | 11/24/2011 2:13:59 AM |
exciting-fairness | $200.00 | 11/24/2011 8:50:01 AM |
proud-pound4 | $25.00 | 11/24/2011 9:36:00 AM |
susurrus | $25.00 | 11/24/2011 3:11:54 PM |
Peacepower | $25.00 | 11/24/2011 7:16:55 AM |
gusmon83 | $110.75 | 11/24/2011 9:04:21 AM |
ethical-truth211 | $400.00 | 11/24/2011 8:48:23 PM |
leverage-monger | $25.00 | 11/25/2011 6:58:59 AM |
catamaran2024 | $25.00 | 11/25/2011 12:43:48 AM |
atcrain07 | $25.00 | 11/25/2011 6:22:12 AM |
future-baby-fund | $100.00 | 11/25/2011 8:16:30 AM |
shrewd-rupee | $50.00 | 11/24/2011 11:33:01 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:42 PM |
B2152 | $25.00 | 11/25/2011 10:20:20 AM |
NolockHolmes | $50.00 | 11/25/2011 9:49:59 AM |
jhernand17 | $25.00 | 11/25/2011 10:29:34 AM |
1willray | $25.00 | 11/25/2011 11:32:39 AM |
wanna-help | $50.00 | 11/25/2011 12:43:05 PM |
jebber007 | $47.39 | 11/25/2011 12:14:28 PM |
Haribelle | $25.00 | 11/24/2011 7:25:20 PM |
VASLENDING | $25.00 | 11/25/2011 1:37:31 PM |
first-serene-credit | $25.00 | 11/25/2011 8:12:05 AM |
gold-channel2 | $50.00 | 11/25/2011 9:22:25 PM |
karmarush | $25.00 | 11/25/2011 9:12:38 AM |
euro-spark | $30.00 | 11/26/2011 5:07:18 AM |
gjm6d | $25.00 | 11/26/2011 6:23:44 AM |
nalaari | $25.00 | 11/26/2011 7:24:23 AM |
cycle198 | $30.00 | 11/26/2011 8:03:58 AM |
pembull | $25.99 | 11/26/2011 8:07:03 AM |
generator596 | $25.00 | 11/26/2011 10:25:01 AM |
HermanstadtKid | $25.00 | 11/26/2011 9:04:55 AM |
fund-fox4 | $50.00 | 11/25/2011 3:27:41 PM |
loanman2007 | $25.00 | 11/26/2011 12:05:41 PM |
organic-commerce9 | $100.00 | 11/26/2011 9:12:13 AM |
chato2345 | $25.00 | 11/25/2011 3:46:42 PM |
PatriotKnight | $25.00 | 11/25/2011 5:03:51 PM |
orange-preeminant-bill | $25.00 | 11/26/2011 12:27:53 PM |
KrisKringle | $30.00 | 11/26/2011 6:44:46 AM |
borquist | $25.00 | 11/26/2011 7:58:47 AM |
value-rocket | $27.18 | 11/26/2011 8:33:45 AM |
Weaverville | $25.00 | 11/26/2011 8:49:24 AM |
Bob450 | $30.00 | 11/26/2011 10:10:50 AM |
Workaholic79 | $34.04 | 11/26/2011 10:50:30 AM |
penny-infusion7 | $25.00 | 11/26/2011 10:55:19 AM |
InChicago | $100.00 | 11/21/2011 11:08:35 AM |
Comoparklender | $25.00 | 11/17/2011 9:07:01 AM |
enriching-trade2 | $50.00 | 11/17/2011 9:37:40 AM |
toblerone | $25.00 | 11/18/2011 7:39:21 AM |
papaloha | $25.00 | 11/18/2011 10:29:34 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:24 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:54 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:13 PM |
moola-tulip1 | $30.00 | 11/21/2011 11:12:06 AM |
Angel_Investor_7 | $25.00 | 11/22/2011 5:05:51 PM |
setUup | $26.20 | 11/22/2011 4:23:55 PM |
KLCRAY | $25.00 | 11/22/2011 5:09:35 PM |
Bank42 | $25.00 | 11/22/2011 5:15:51 PM |
miked8303 | $25.00 | 11/22/2011 5:19:56 PM |
engrossing-responsibility0 | $50.00 | 11/22/2011 5:30:54 PM |
red-power-pecan | $50.00 | 11/22/2011 5:23:39 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:28 PM |
Jack55304 | $200.00 | 11/22/2011 5:27:37 PM |
dedicated-transaction796 | $25.00 | 11/22/2011 5:33:40 PM |
Weaverville | $25.00 | 11/22/2011 3:20:40 PM |
Wellman | $25.00 | 11/22/2011 5:38:18 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 5:01:00 PM |
loss-of-control | $100.00 | 11/22/2011 6:53:45 PM |
social-cocktail1 | $200.00 | 11/22/2011 5:08:07 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:10 PM |
rescue | $100.00 | 11/22/2011 5:22:39 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:08 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:12 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:20:22 AM |
djkaiser | $26.10 | 11/23/2011 6:41:07 AM |
benefit-flow | $25.00 | 11/23/2011 8:58:13 AM |
basis-wizard8 | $100.00 | 11/23/2011 6:09:04 AM |
cerebral-dollar773 | $27.34 | 11/23/2011 6:18:45 AM |
appcoder | $40.00 | 11/23/2011 10:13:15 AM |
social-zebra | $30.00 | 11/23/2011 10:40:56 AM |
MusicandMedicine | $50.00 | 11/23/2011 9:38:11 AM |
barflyer | $25.00 | 11/23/2011 8:01:33 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:54 AM |
well-mannered-income3 | $60.00 | 11/23/2011 8:58:41 AM |
rate-hickory | $25.00 | 11/23/2011 3:02:54 PM |
Poker_Grandpa | $25.00 | 11/23/2011 4:33:39 PM |
bsmtloan | $100.00 | 11/23/2011 7:45:26 PM |
debt-system880 | $25.00 | 11/23/2011 8:56:47 PM |
Tylerh | $255.00 | 11/23/2011 2:20:29 PM |
itskarma | $25.00 | 11/24/2011 7:11:49 AM |
power-secret-agent | $35.00 | 11/24/2011 5:54:05 AM |
one2sojourn | $50.00 | 11/23/2011 3:25:46 PM |
gothampark | $25.00 | 11/24/2011 8:59:00 AM |
pembull | $49.01 | 11/24/2011 9:08:03 AM |
goodcents | $25.51 | 11/23/2011 7:19:24 PM |
natural-greenback6 | $25.00 | 11/23/2011 10:12:02 PM |
yield-hut | $25.00 | 11/24/2011 4:41:54 AM |
new-social-economist | $70.00 | 11/24/2011 5:03:32 PM |
Otagaini | $25.00 | 11/24/2011 6:54:47 PM |
wilmajean | $25.00 | 11/24/2011 8:41:59 PM |
jga516 | $25.00 | 11/24/2011 8:48:15 AM |
Christophe | $25.00 | 11/24/2011 7:31:05 PM |
Mariner3605 | $25.00 | 11/24/2011 9:07:13 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:14 PM |
jml3482 | $25.00 | 11/25/2011 12:27:21 AM |
stevekc1 | $25.00 | 11/24/2011 9:36:35 PM |
Petiza | $33.00 | 11/25/2011 6:57:27 AM |
a-helping-hand | $100.00 | 11/25/2011 1:09:32 AM |
CA-Lender | $25.00 | 11/24/2011 12:02:42 PM |
the-precious-bid | $25.00 | 11/25/2011 10:01:44 AM |
shrewd-income | $25.00 | 11/24/2011 3:45:21 PM |
StPong | $25.00 | 11/24/2011 4:35:37 PM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:05 PM |
rogue_monster | $25.00 | 11/25/2011 4:44:07 PM |
washboard1 | $25.00 | 11/25/2011 6:14:18 PM |
rockhound84 | $25.00 | 11/25/2011 8:46:14 AM |
Elefunt | $25.00 | 11/25/2011 9:29:38 AM |
reflective-rupee | $25.00 | 11/26/2011 5:38:28 AM |
bsmtloan | $175.00 | 11/26/2011 5:44:57 AM |
jumbonav | $200.00 | 11/25/2011 11:39:58 AM |
rockhound84 | $48.00 | 11/26/2011 10:00:17 AM |
investment-artist | $25.02 | 11/26/2011 8:15:07 AM |
Supernick | $50.00 | 11/25/2011 3:18:55 PM |
prominence8 | $30.00 | 11/25/2011 3:22:25 PM |
Craigopher | $25.00 | 11/26/2011 9:30:21 AM |
mammalian4 | $25.00 | 11/25/2011 4:03:23 PM |
sentry256 | $25.00 | 11/25/2011 4:29:01 PM |
triumphant-point5 | $50.00 | 11/26/2011 11:27:22 AM |
josuae | $50.00 | 11/26/2011 11:55:30 AM |
Miklot | $30.00 | 11/26/2011 12:18:19 PM |
lagnisiruk | $6.65 | 11/26/2011 12:28:29 PM |
EBITDA | $25.00 | 11/26/2011 12:16:53 PM |
kulender | $79.00 | 11/26/2011 12:19:34 PM |
power-bluebird2 | $25.00 | 11/25/2011 11:32:59 PM |
draggon77 | $25.00 | 11/26/2011 1:41:37 AM |
fate-amenable-to-change | $50.00 | 11/26/2011 2:02:06 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:12 AM |
credible-balance0 | $25.00 | 11/26/2011 3:08:18 AM |
income-buffalo1 | $51.77 | 11/26/2011 7:25:31 AM |
lone-lender | $100.00 | 11/26/2011 10:02:02 AM |
178 Investments
|
Borrower Payment Dependent Notes Series
539331
This series of Notes was issued and sold upon the funding of the borrower loan #57022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $86.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $770 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| keen-asset2 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting Over Financially
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I want to pay off my miscellaneous bills and have the ability to be financially responsible.
Monthly net income:
Monthly expenses: $
Housing:
Insurance: $
Car expenses: $
Utilities:
Phone, cable, internet:
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 11/16/2011 5:03:28 PM |
iaffy | $25.00 | 11/16/2011 6:27:18 PM |
fortytwo | $150.00 | 11/16/2011 6:57:06 PM |
Rogelio48 | $25.00 | 11/17/2011 8:14:24 AM |
GS-ROCK | $25.37 | 11/17/2011 1:30:41 PM |
Interloper | $25.00 | 11/17/2011 8:07:26 PM |
well-mannered-income3 | $40.00 | 11/17/2011 7:11:13 PM |
toblerone | $25.00 | 11/18/2011 7:39:10 AM |
zippy-greenback231 | $25.00 | 11/18/2011 6:50:30 PM |
wwwUniversal | $25.00 | 11/19/2011 12:40:00 PM |
Bob450 | $25.00 | 11/19/2011 10:06:03 PM |
tranquil-economy4 | $25.00 | 11/20/2011 12:56:27 PM |
Valley-of-the-Dollar | $25.00 | 11/20/2011 6:13:03 PM |
leverage-monger | $25.00 | 11/20/2011 1:00:01 PM |
heroic-compassion6 | $25.03 | 11/21/2011 9:55:49 AM |
payout-network1 | $25.00 | 11/21/2011 5:11:22 AM |
managedfund | $600.00 | 11/21/2011 10:30:56 AM |
Evolver | $44.00 | 11/16/2011 6:23:42 PM |
golden-velocity9 | $35.00 | 11/16/2011 6:37:09 PM |
nfx | $25.00 | 11/17/2011 8:33:19 AM |
reflective-rupee | $25.00 | 11/17/2011 9:21:53 AM |
alexgalt | $25.00 | 11/17/2011 10:00:59 AM |
transaction-circuit | $50.00 | 11/17/2011 5:37:12 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:57 PM |
DiligentiaLLC | $25.00 | 11/17/2011 6:03:03 PM |
Foothill-Paradise | $25.00 | 11/17/2011 6:43:32 PM |
papaloha | $25.00 | 11/18/2011 10:29:28 AM |
finance-investor3 | $25.00 | 11/18/2011 11:10:16 AM |
scarlet-velvet | $25.08 | 11/18/2011 8:17:08 PM |
SFBank | $50.00 | 11/19/2011 10:58:01 AM |
fishcreek | $25.00 | 11/19/2011 3:27:03 PM |
payment-halo | $25.00 | 11/19/2011 4:02:55 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:09 PM |
larryboy10 | $25.00 | 11/19/2011 6:18:29 PM |
the-hope-workhorse | $100.00 | 11/20/2011 10:16:08 AM |
periko | $25.00 | 11/19/2011 8:23:57 PM |
dsgfl1 | $25.00 | 11/21/2011 10:31:53 AM |
secureincome | $55.52 | 11/21/2011 11:00:21 AM |
economy-coup | $50.00 | 11/21/2011 9:29:51 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
539343
This series of Notes was issued and sold upon the funding of the borrower loan #56530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $489.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 15% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,900 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| studious-wampum |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Sep-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Medical Expenses
Purpose of loan:
The purpose of this loan is to pay off medical expenses that I needed to put on my credit card because the hospital would not perform my daughter's procedure without co-insurance payment up front.
My financial situation:
I am an excellent candidate for this loan because I am a fiscally responsible person with an excellent credit rating and a successful history with Prosper of applying for a loan and paying it off early. I pay all my bills on time, do not live beyond my means and do not like to be in debt so I take every measure possible to pay balances off ahead of schedule.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $26.00 | 11/17/2011 3:08:16 AM |
rich266 | $25.00 | 11/16/2011 6:22:08 PM |
loan-mammal | $100.00 | 11/16/2011 6:24:11 PM |
pdub | $75.00 | 11/16/2011 6:34:10 PM |
tntmojave | $50.00 | 11/16/2011 6:41:10 PM |
AFairDeal | $25.00 | 11/16/2011 6:50:27 PM |
best-ingenious-funds | $50.00 | 11/16/2011 5:06:43 PM |
determined-revenue1 | $35.00 | 11/16/2011 6:55:46 PM |
Pebbles-Lending | $25.00 | 11/16/2011 7:00:39 PM |
fortytwo | $200.00 | 11/16/2011 6:57:21 PM |
ingenious-deal6 | $25.00 | 11/16/2011 7:05:19 PM |
ingenious-deal6 | $25.00 | 11/16/2011 7:05:07 PM |
aabadabadoo | $25.00 | 11/16/2011 6:45:21 PM |
shur | $50.00 | 11/16/2011 7:26:11 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:10 PM |
bb575 | $50.00 | 11/16/2011 7:03:33 PM |
einstein | $500.00 | 11/17/2011 4:40:54 AM |
green28 | $300.00 | 11/17/2011 5:07:41 AM |
cnovak | $25.00 | 11/16/2011 7:07:42 PM |
dollar-tornado3 | $50.00 | 11/17/2011 7:22:51 AM |
Marathoner | $25.00 | 11/17/2011 7:36:41 AM |
novice-speculator | $25.00 | 11/16/2011 10:36:06 PM |
setUup | $38.20 | 11/17/2011 7:15:17 AM |
dudebrah | $25.00 | 11/17/2011 7:49:17 AM |
WalnutCreekguy | $100.00 | 11/17/2011 9:51:42 AM |
ajst1 | $25.00 | 11/17/2011 9:16:44 AM |
Azonic21 | $25.00 | 11/17/2011 9:29:26 AM |
jescowa | $50.00 | 11/17/2011 5:26:31 PM |
LarWit1512 | $25.00 | 11/17/2011 5:26:28 PM |
rmachi | $25.00 | 11/17/2011 5:39:52 PM |
radforj22 | $25.00 | 11/17/2011 4:19:32 PM |
harperpotok | $100.00 | 11/17/2011 5:53:09 PM |
finance-explosion6 | $25.00 | 11/17/2011 5:18:22 PM |
platinum-genetics | $25.00 | 11/17/2011 5:22:25 PM |
toblerone | $25.00 | 11/18/2011 7:39:11 AM |
mistertao | $25.00 | 11/18/2011 9:09:28 AM |
Millmanator | $25.00 | 11/18/2011 9:17:46 AM |
reward-force | $25.00 | 11/18/2011 3:02:24 PM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:40 AM |
kevin314 | $25.00 | 11/18/2011 9:35:22 AM |
arenangelchild | $200.00 | 11/18/2011 9:35:38 AM |
zippy-greenback231 | $25.00 | 11/18/2011 5:31:15 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:13 PM |
capital-blueberry | $25.00 | 11/18/2011 7:17:51 PM |
lendersf | $400.00 | 11/18/2011 8:11:10 PM |
Bank42 | $64.34 | 11/18/2011 4:28:41 PM |
anacent | $25.00 | 11/18/2011 5:09:24 PM |
Zuzu | $25.00 | 11/18/2011 5:30:45 PM |
loyalty-sherpa | $25.00 | 11/18/2011 5:31:24 PM |
skillful-finance | $25.00 | 11/19/2011 8:12:54 AM |
seabass123 | $29.34 | 11/19/2011 8:30:37 AM |
reward-cosmos | $60.92 | 11/19/2011 9:34:07 AM |
responsive-value4 | $25.00 | 11/19/2011 12:44:52 AM |
abundant-one | $25.00 | 11/19/2011 2:02:50 AM |
jpblan11 | $25.00 | 11/19/2011 4:48:56 AM |
Leshan | $50.00 | 11/19/2011 7:42:29 AM |
JackinGreen | $44.77 | 11/19/2011 8:14:24 AM |
payout-magician | $51.00 | 11/19/2011 8:36:45 AM |
unequaled-pound | $25.00 | 11/19/2011 11:50:23 AM |
riproaringrapids | $25.00 | 11/19/2011 12:53:39 PM |
life-is-great | $25.00 | 11/19/2011 12:25:52 PM |
northern_paddler | $25.00 | 11/19/2011 2:07:10 PM |
PurplePonchoMan | $25.00 | 11/19/2011 2:50:00 PM |
listing-trapper3 | $50.00 | 11/19/2011 12:36:33 PM |
phenomenal-gain5 | $25.00 | 11/19/2011 6:06:27 PM |
TW2000 | $25.00 | 11/19/2011 7:32:48 PM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:12 AM |
RyanTH9893 | $25.00 | 11/20/2011 4:32:40 AM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:49 AM |
HappyToLoan | $25.00 | 11/20/2011 6:51:16 AM |
Socorro_Capital_Partners | $25.01 | 11/20/2011 8:08:30 AM |
skorpious | $25.00 | 11/20/2011 10:23:53 AM |
commerce-web5 | $25.00 | 11/20/2011 12:30:49 PM |
a-responsible-return | $50.00 | 11/20/2011 12:38:41 PM |
KLCRAY | $25.00 | 11/20/2011 12:42:09 PM |
nickel-jam | $705.00 | 11/20/2011 1:30:20 PM |
Brisket_Bob | $193.00 | 11/20/2011 1:48:00 PM |
FoosMaster | $35.00 | 11/20/2011 4:16:50 PM |
IPlayOutsideTheBox | $25.00 | 11/20/2011 4:36:23 PM |
drkosh | $25.00 | 11/20/2011 5:48:33 PM |
kind-forthright-repayment | $400.00 | 11/20/2011 7:35:44 PM |
thankful-nickel2 | $25.00 | 11/20/2011 6:04:50 PM |
ianakacg | $25.00 | 11/20/2011 8:14:59 PM |
MonkeyHero | $25.00 | 11/20/2011 3:12:44 PM |
brutusbone | $25.00 | 11/21/2011 7:16:51 AM |
adir1 | $25.00 | 11/21/2011 7:42:29 AM |
ianakacg | $25.00 | 11/20/2011 8:21:39 PM |
totoro | $25.00 | 11/20/2011 9:44:21 PM |
SomebodysMom | $30.00 | 11/20/2011 9:55:28 PM |
lincs | $25.00 | 11/21/2011 12:37:28 AM |
loan-upholder4 | $25.00 | 11/21/2011 5:40:57 AM |
titan2 | $25.00 | 11/21/2011 11:08:56 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:43 AM |
peace-saber0 | $25.00 | 11/21/2011 11:20:14 AM |
ImaPutz | $25.00 | 11/21/2011 11:33:15 AM |
igniter584 | $25.00 | 11/21/2011 12:12:16 PM |
astute-fairness0 | $25.00 | 11/21/2011 12:42:17 PM |
corphippie | $25.83 | 11/21/2011 12:48:25 PM |
mybackyard | $26.86 | 11/21/2011 1:48:19 PM |
thrifty-greenback5 | $25.00 | 11/21/2011 3:32:42 PM |
conqueror359 | $50.00 | 11/21/2011 2:26:05 PM |
awwaww | $25.00 | 11/21/2011 9:52:12 AM |
first-class-yield9 | $50.00 | 11/21/2011 1:22:11 PM |
loot-heart | $25.00 | 11/21/2011 1:39:50 PM |
Christus_Victor | $104.42 | 11/21/2011 3:24:11 PM |
healer199 | $14.21 | 11/21/2011 5:04:10 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:38 PM |
evnagelist | $25.00 | 11/16/2011 6:32:02 PM |
blot44 | $25.00 | 11/16/2011 6:47:18 PM |
influential-benjamins0 | $100.00 | 11/16/2011 6:53:32 PM |
JustMee | $25.00 | 11/16/2011 6:16:00 PM |
Clambake | $25.00 | 11/16/2011 7:00:16 PM |
iaffy | $25.00 | 11/16/2011 6:27:18 PM |
Feyenoord | $30.00 | 11/16/2011 6:28:14 PM |
saahilld | $25.00 | 11/16/2011 6:58:44 PM |
yield-hut | $75.00 | 11/17/2011 3:53:03 AM |
enticing-capital6 | $50.00 | 11/16/2011 7:05:13 PM |
subtle-revenue0 | $25.00 | 11/16/2011 7:05:48 PM |
economy-mulberry7 | $50.00 | 11/17/2011 5:22:39 AM |
prudent-bid3 | $25.00 | 11/17/2011 7:05:49 AM |
BxRealtor | $25.00 | 11/16/2011 7:15:43 PM |
gentle-gain235 | $100.00 | 11/17/2011 7:10:20 AM |
enterprising-credit2 | $50.00 | 11/17/2011 7:54:43 AM |
kulender | $100.00 | 11/17/2011 9:13:03 AM |
indomitable-coin | $25.00 | 11/17/2011 9:13:08 AM |
jpac1066 | $300.00 | 11/17/2011 9:13:47 AM |
ferocious-exchange3 | $100.00 | 11/17/2011 12:37:58 AM |
zippy-revenue8 | $40.00 | 11/17/2011 4:49:46 AM |
mrsp2e | $25.00 | 11/17/2011 7:10:49 AM |
Phunder | $25.00 | 11/17/2011 8:26:00 AM |
kenji4861 | $25.00 | 11/17/2011 9:08:32 AM |
DadWarbucks | $25.00 | 11/17/2011 9:15:41 AM |
susurrus | $100.00 | 11/17/2011 11:29:00 AM |
BenR | $100.00 | 11/17/2011 9:18:21 AM |
GMPK_TLAS | $50.00 | 11/17/2011 9:28:23 AM |
britgsb | $30.00 | 11/17/2011 9:37:32 AM |
ctgscott | $25.00 | 11/17/2011 5:19:50 PM |
Bank_Of_XL | $25.00 | 11/17/2011 12:21:04 PM |
nickel-ferret | $50.00 | 11/17/2011 5:47:02 PM |
ect_2k20 | $35.00 | 11/17/2011 5:53:21 PM |
a-finance-nirvana | $25.00 | 11/17/2011 6:54:05 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:01 AM |
Cai8899 | $50.00 | 11/17/2011 5:30:50 PM |
progressive-economy261 | $400.00 | 11/18/2011 9:06:39 AM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:57 AM |
aesop56 | $100.00 | 11/18/2011 8:59:36 AM |
wealth-fields8 | $50.00 | 11/18/2011 9:09:03 AM |
worthy-bid8 | $50.00 | 11/18/2011 9:29:20 AM |
Refugee | $25.00 | 11/18/2011 2:53:22 PM |
_NaLNaBB | $300.00 | 11/18/2011 4:01:22 PM |
wampum-chorus3 | $25.00 | 11/18/2011 5:14:29 PM |
NDFIRTH | $50.00 | 11/18/2011 5:07:19 PM |
payout-panda | $25.00 | 11/18/2011 5:36:39 PM |
just-loyalty643 | $50.00 | 11/18/2011 7:45:10 PM |
basis-wizard8 | $100.00 | 11/18/2011 5:59:54 PM |
tflood1967 | $100.00 | 11/18/2011 8:25:27 PM |
lagnisiruk | $25.00 | 11/18/2011 11:53:28 PM |
artisan369 | $300.00 | 11/18/2011 10:20:00 PM |
Cashman10 | $100.00 | 11/19/2011 7:27:06 AM |
GrooveBiz | $25.00 | 11/19/2011 6:02:28 AM |
currency-persimmon | $50.00 | 11/19/2011 6:07:02 AM |
penguino | $100.00 | 11/19/2011 7:44:41 AM |
vine99 | $90.00 | 11/18/2011 7:20:03 PM |
floridahelper | $50.00 | 11/18/2011 8:10:28 PM |
navy_cash | $29.08 | 11/19/2011 8:26:25 AM |
starry2001 | $25.00 | 11/19/2011 10:56:42 AM |
Robert99 | $25.00 | 11/19/2011 1:15:13 AM |
RoyFauntleroy | $25.00 | 11/19/2011 11:37:30 AM |
buckeye55 | $26.50 | 11/19/2011 11:42:07 AM |
ptjg | $100.00 | 11/19/2011 12:12:41 PM |
jjb3 | $25.00 | 11/19/2011 6:36:46 AM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:50 PM |
RecoveryLender | $25.00 | 11/19/2011 10:19:17 AM |
Syzygy | $25.00 | 11/19/2011 12:27:38 PM |
emphatic-responsibility | $25.00 | 11/19/2011 2:29:03 PM |
WarmWeather | $40.00 | 11/19/2011 2:35:21 PM |
CatbirdBanking | $25.00 | 11/19/2011 4:34:13 PM |
Money_Working | $46.76 | 11/19/2011 7:45:25 PM |
lucrative-rate2 | $38.00 | 11/19/2011 10:05:13 PM |
p2pcapitalgroup | $25.00 | 11/20/2011 5:17:43 AM |
cudgeon | $25.00 | 11/20/2011 10:39:26 AM |
Nazbuster | $100.00 | 11/20/2011 12:04:46 PM |
important-ore | $150.00 | 11/20/2011 12:19:40 PM |
1phantom | $25.00 | 11/20/2011 12:24:47 PM |
sunny-dough9 | $200.00 | 11/20/2011 12:32:46 PM |
jazzlender | $50.00 | 11/20/2011 12:49:26 PM |
first-serene-credit | $25.00 | 11/20/2011 7:13:35 AM |
antlr | $50.00 | 11/20/2011 2:43:14 PM |
walkinsky | $378.00 | 11/20/2011 5:51:19 PM |
thajr | $25.00 | 11/20/2011 6:11:57 PM |
HenlopenCapital | $25.00 | 11/21/2011 3:39:33 AM |
treasure-expert | $25.00 | 11/20/2011 3:16:01 PM |
roben12 | $63.44 | 11/21/2011 7:23:21 AM |
liberty-cocktail6 | $25.00 | 11/21/2011 9:02:30 AM |
mizount | $25.00 | 11/20/2011 6:47:19 PM |
gain-gourd | $100.00 | 11/21/2011 10:50:18 AM |
bailey7563 | $75.00 | 11/21/2011 11:39:09 AM |
supreme-dollar5 | $50.00 | 11/21/2011 12:53:07 PM |
igniter584 | $25.00 | 11/21/2011 12:20:37 PM |
iamabby | $50.00 | 11/21/2011 1:01:00 PM |
secureincome | $1,188.00 | 11/21/2011 1:10:14 PM |
Green_Bay_Packers | $25.00 | 11/21/2011 4:44:42 PM |
paladin510 | $35.00 | 11/21/2011 5:02:58 PM |
worldly-income2 | $25.00 | 11/21/2011 3:28:54 PM |
fairness-booster9 | $200.00 | 11/21/2011 4:23:09 PM |
Trondheim_Norway | $125.00 | 11/21/2011 11:21:16 AM |
HammerKnuckleLending | $154.01 | 11/21/2011 11:51:20 AM |
debt-legend | $25.00 | 11/21/2011 12:16:29 PM |
CreditBuilder2 | $150.00 | 11/21/2011 1:19:26 PM |
elvisloans | $30.02 | 11/21/2011 2:05:19 PM |
loyalty-czar | $100.00 | 11/21/2011 2:53:17 PM |
sensible-order2 | $400.00 | 11/21/2011 3:05:04 PM |
sturdy-nickel4 | $25.00 | 11/21/2011 3:09:37 PM |
213 Investments
|
Borrower Payment Dependent Notes Series
539379
This series of Notes was issued and sold upon the funding of the borrower loan #56551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
13 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,146 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| witty-treasure3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Borrower with 705 Credit Score
Purpose of loan:
This loan will be used to finance emergency home repair before the winter.
My financial situation:
I am a good candidate for this loan because I have proven that I repay all loans in a timely manner. Most of my late payments happened when I was in the military and deployed in Iraq.
Monthly net income: $6900
Monthly expenses: $4500
Housing: $2100
Insurance: $200
Car expenses: $500
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DiligentiaLLC | $25.00 | 11/17/2011 6:04:27 PM |
SolarMoonshine | $25.00 | 11/17/2011 5:12:35 PM |
reflective-rupee | $25.00 | 11/18/2011 10:17:28 AM |
ore-leaper1 | $30.00 | 11/18/2011 2:47:27 PM |
alexgalt | $25.00 | 11/18/2011 11:00:52 AM |
well-mannered-income3 | $40.00 | 11/18/2011 8:30:44 PM |
dedicated-transaction796 | $25.00 | 11/19/2011 12:28:27 PM |
copper | $39.00 | 11/19/2011 12:33:56 PM |
creative-power3 | $50.00 | 11/20/2011 8:50:41 AM |
loss-of-control | $100.00 | 11/20/2011 3:59:10 PM |
new-social-economist | $80.00 | 11/20/2011 11:18:58 PM |
daekpon | $50.00 | 11/20/2011 4:07:46 PM |
secureincome | $500.00 | 11/21/2011 11:07:37 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:20 AM |
LuvToLend | $25.00 | 11/22/2011 10:43:10 AM |
factcheck | $40.00 | 11/22/2011 11:00:45 AM |
aztocas | $50.00 | 11/22/2011 11:04:15 AM |
keeper24 | $25.00 | 11/22/2011 11:06:52 AM |
educationfirst | $50.00 | 11/22/2011 10:47:53 AM |
responsive-value4 | $25.00 | 11/22/2011 11:56:31 AM |
coin-sphinx4 | $45.14 | 11/22/2011 10:51:30 AM |
gain-expert | $25.00 | 11/22/2011 1:23:01 PM |
x32248 | $33.06 | 11/22/2011 12:11:35 PM |
susurrus | $25.00 | 11/22/2011 3:23:41 PM |
rakem777 | $25.00 | 11/22/2011 1:08:33 PM |
paulpk | $200.00 | 11/22/2011 4:10:19 PM |
WakkaWakkaWakka | $25.00 | 11/22/2011 4:36:53 PM |
Bank42 | $25.00 | 11/22/2011 2:43:15 PM |
moneyhelp4u | $50.00 | 11/22/2011 4:50:48 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:51:00 AM |
feb217 | $25.00 | 11/22/2011 10:24:41 AM |
Sparchange | $29.88 | 11/22/2011 5:14:23 PM |
abundant-credit6 | $93.42 | 11/22/2011 4:56:12 PM |
Firescreek | $25.00 | 11/22/2011 10:54:46 AM |
Quizard | $25.01 | 11/22/2011 10:59:00 AM |
duty-explosion9 | $100.00 | 11/22/2011 11:17:17 AM |
rautility | $50.00 | 11/22/2011 11:47:18 AM |
found_funds | $100.00 | 11/22/2011 1:52:46 PM |
2grindstones | $25.00 | 11/22/2011 3:52:29 PM |
commerce-wildebeest2 | $13.12 | 11/22/2011 5:21:12 PM |
heavenly-interest9 | $500.00 | 11/17/2011 5:16:59 PM |
unassuming-market7 | $25.00 | 11/17/2011 5:58:16 PM |
fountain355 | $25.00 | 11/18/2011 5:10:44 AM |
Rogelio48 | $25.00 | 11/18/2011 7:17:03 AM |
let_me_retire | $25.00 | 11/18/2011 11:34:26 AM |
papaloha | $25.00 | 11/18/2011 10:29:39 AM |
finance-investor3 | $25.00 | 11/18/2011 11:11:52 AM |
SFBank | $50.00 | 11/19/2011 10:54:48 AM |
tranquil-economy4 | $25.00 | 11/20/2011 1:04:06 PM |
wise-peaceful-p2ploan | $25.00 | 11/21/2011 4:49:42 PM |
Sid-K | $25.00 | 11/21/2011 5:13:34 PM |
social-zebra | $30.00 | 11/22/2011 10:12:44 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:43 AM |
blue-goal-deal | $25.00 | 11/22/2011 11:10:27 AM |
enterprising-credit2 | $25.00 | 11/22/2011 12:43:58 PM |
oath163 | $25.00 | 11/22/2011 12:57:19 PM |
cash4closeoutsdotnet | $32.38 | 11/22/2011 11:58:19 AM |
funds-control3 | $25.98 | 11/22/2011 12:02:18 PM |
CincyTex | $25.00 | 11/22/2011 2:06:12 PM |
debt-legend | $25.00 | 11/22/2011 3:10:28 PM |
setUup | $26.20 | 11/22/2011 4:25:57 PM |
balance-warrior | $25.02 | 11/22/2011 2:22:17 PM |
ohmarkybaby | $30.63 | 11/22/2011 4:16:16 PM |
Bob450 | $30.00 | 11/22/2011 10:19:24 AM |
p2p-mushroom1 | $25.00 | 11/22/2011 10:35:01 AM |
StLME | $30.00 | 11/22/2011 10:39:26 AM |
p2p-czar3 | $25.00 | 11/22/2011 10:55:04 AM |
thomas16882004 | $25.00 | 11/22/2011 12:18:01 PM |
thorough-marketplace441 | $25.00 | 11/22/2011 1:05:49 PM |
awesome-silver | $50.00 | 11/22/2011 1:37:27 PM |
basis-wizard8 | $100.00 | 11/22/2011 2:40:41 PM |
ddog0224 | $125.30 | 11/22/2011 2:51:50 PM |
Lilybell | $25.00 | 11/22/2011 3:12:44 PM |
tr-doc | $200.00 | 11/22/2011 4:51:36 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
539425
This series of Notes was issued and sold upon the funding of the borrower loan #56689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $111,063 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| versatile-platinum |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
pay down credit card debt
My financial situation:
I am a good candidate for this loan because I make good money and have been working to pay this down over the past two years. I have a good credit rating - just had a unfortunate situation a couple years ago that required me to use my credit cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 9:05:55 AM |
golden-velocity9 | $25.00 | 11/18/2011 9:21:57 AM |
LittleMingo | $27.00 | 11/18/2011 9:29:26 AM |
fortytwo | $150.00 | 11/18/2011 9:38:47 AM |
papaloha | $25.00 | 11/18/2011 10:29:46 AM |
finance-prescription | $100.00 | 11/19/2011 12:13:37 PM |
iaffy | $25.00 | 11/19/2011 12:32:40 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:38 PM |
coin-investor | $25.00 | 11/20/2011 12:19:53 PM |
1phantom | $25.00 | 11/20/2011 12:24:48 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:25 AM |
managedfund | $89.98 | 11/21/2011 1:00:37 PM |
jjswanso | $25.00 | 11/18/2011 9:11:49 AM |
toblerone | $25.00 | 11/18/2011 9:21:39 AM |
SLN-10 | $50.00 | 11/18/2011 9:36:17 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:48 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:32 AM |
Comoparklender | $25.00 | 11/19/2011 12:07:18 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:16 PM |
roux | $25.00 | 11/19/2011 12:43:42 PM |
enterprising-credit2 | $25.00 | 11/19/2011 10:26:10 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:53 PM |
economy-coup | $50.00 | 11/20/2011 12:36:51 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:00 PM |
blueshound | $25.00 | 11/20/2011 2:09:29 PM |
worth-blanket2 | $8,908.02 | 11/21/2011 12:42:43 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
539453
This series of Notes was issued and sold upon the funding of the borrower loan #56560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-20-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $179.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 12% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,193 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| exact-deal3 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start up for business
Purpose of loan:
I am starting my own business and need a loan to help cover start up costs. I am partnering with a national company that has top rate marketing materials, mentoring, legal forms, etc. to help me get started.
My financial situation:
I am a good candidate for this loan because I have a very steady job at an international non-profit corporation that has continued to grow despite the recession.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/17/2011 5:06:15 PM |
aabadabadoo | $25.00 | 11/17/2011 5:34:37 PM |
pound-mushroom3 | $25.00 | 11/17/2011 5:12:53 PM |
principal-star | $25.00 | 11/17/2011 7:31:37 PM |
iaffy | $25.00 | 11/17/2011 5:39:48 PM |
terrific-dough6 | $50.00 | 11/17/2011 5:52:21 PM |
SoccoJoe | $25.00 | 11/17/2011 6:27:19 PM |
aesop56 | $100.00 | 11/18/2011 8:59:39 AM |
lagnisiruk | $25.00 | 11/18/2011 9:29:52 AM |
toblerone | $25.00 | 11/18/2011 7:39:30 AM |
CoolPlexer | $25.00 | 11/18/2011 9:09:42 AM |
credit-coach118 | $25.27 | 11/18/2011 3:47:49 PM |
SunriseTrader1 | $25.00 | 11/18/2011 4:47:17 PM |
payout-magician | $25.00 | 11/19/2011 8:32:03 AM |
Interloper | $25.00 | 11/19/2011 12:13:50 PM |
orange-camaraderi-galaxy | $120.94 | 11/20/2011 6:43:50 AM |
BxRealtor | $25.00 | 11/17/2011 5:10:25 PM |
cnovak | $25.00 | 11/17/2011 5:08:02 PM |
ingenious-deal6 | $25.00 | 11/17/2011 5:16:40 PM |
fortytwo | $200.00 | 11/17/2011 5:15:23 PM |
Aberdeen | $2,999.00 | 11/17/2011 5:27:18 PM |
wwwUniversal | $25.00 | 11/17/2011 5:35:07 PM |
a-finance-nirvana | $25.00 | 11/17/2011 6:54:07 PM |
weiyinsan | $25.00 | 11/17/2011 7:53:37 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:07 AM |
loanman2007 | $100.00 | 11/18/2011 5:40:55 AM |
bullwink27 | $25.00 | 11/18/2011 6:32:08 AM |
britgsb | $30.00 | 11/17/2011 5:41:15 PM |
GoGators01 | $25.00 | 11/17/2011 5:42:00 PM |
RebuildingAmerica | $26.95 | 11/17/2011 6:59:41 PM |
blLending | $25.00 | 11/18/2011 9:46:15 AM |
papaloha | $25.00 | 11/18/2011 10:29:39 AM |
elvisloans | $25.22 | 11/18/2011 9:00:23 AM |
bold-direct-asset | $50.00 | 11/18/2011 9:16:49 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:27 AM |
Bankwithme | $500.00 | 11/18/2011 10:58:45 PM |
brightest-fascinating-principal | $25.00 | 11/19/2011 8:11:11 PM |
EODLEGS | $25.00 | 11/19/2011 8:53:26 PM |
impeccable-duty7 | $25.00 | 11/20/2011 6:22:00 AM |
DannyPhantom | $72.62 | 11/19/2011 3:47:46 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
539455
This series of Notes was issued and sold upon the funding of the borrower loan #57026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $107.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 19y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,610 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gain-rancher8 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to repair my house. I have water entering my house through the garage and I need to get it fixed.
My financial situation: good and all bills are paid on time.
I am a good candidate for this loan because I have previously had a loan through prosper and I paid it off within a month.
Monthly net income: $5500
Monthly expenses: $
Housing: $2150
Insurance: $85
Car expenses: $700
Utilities: $150
Phone, cable, internet: $95
Food, entertainment: $60
Clothing, household expenses: $50
Credit cards and other loans: $1400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $50.00 | 12/3/2011 12:10:22 PM |
economy-shrubbery6 | $25.00 | 12/3/2011 12:15:48 PM |
SecondChanceLendingSERV | $25.00 | 12/3/2011 12:13:12 PM |
moola-flag4 | $25.00 | 12/3/2011 12:35:45 PM |
RoZu_Lending | $200.00 | 12/3/2011 1:03:10 PM |
r48 | $32.00 | 12/3/2011 1:45:21 PM |
Mikale360 | $25.00 | 12/3/2011 2:00:33 PM |
mad-scientist418 | $25.00 | 12/3/2011 2:10:22 PM |
SolarMoonshine | $25.00 | 12/3/2011 12:09:41 PM |
fabulous-community4 | $25.00 | 12/3/2011 12:13:03 PM |
silver-birdie | $100.00 | 12/3/2011 12:20:08 PM |
CoolPlexer | $25.00 | 12/3/2011 12:21:15 PM |
loanman2007 | $150.00 | 12/3/2011 12:56:53 PM |
RoZu_Lending | $800.00 | 12/3/2011 1:05:04 PM |
payout-bridge | $150.00 | 12/3/2011 1:02:03 PM |
lucrative-loan | $50.00 | 12/3/2011 12:31:51 PM |
DHolly | $31.00 | 12/3/2011 1:00:17 PM |
golden-velocity9 | $25.00 | 12/3/2011 12:20:44 PM |
sensible-fund | $25.00 | 12/3/2011 1:31:51 PM |
aesop56 | $210.00 | 12/3/2011 2:29:50 PM |
irrelevant | $25.00 | 12/3/2011 2:05:22 PM |
Kids-College-Fund | $237.00 | 12/3/2011 2:38:12 PM |
GElender | $40.00 | 12/3/2011 12:12:40 PM |
money-baron-roth-IRA | $50.00 | 12/3/2011 12:13:28 PM |
finance-prescription | $100.00 | 12/3/2011 12:13:52 PM |
thankful-nickel2 | $25.00 | 12/3/2011 12:42:52 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
539459
This series of Notes was issued and sold upon the funding of the borrower loan #56635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $301.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 37% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,569 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderous-p2ploan4 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 90% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 2
( 10% )
| 640-659
(Mar-2010)
|
Principal balance:
| $4,114.28 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Refinancing Old loan
I'll be paying off the old loan and using the money to help complete my daughter's VISA to enter the US. I'm US military and wife and daughter are Dominican. My wife has a completed VISA but my daughter is still in processing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $50.00 | 11/22/2011 9:05:22 AM |
return-grizzly | $100.00 | 11/22/2011 12:58:53 PM |
RoZu_Lending | $100.00 | 11/22/2011 9:07:00 AM |
Kash2010lu | $40.00 | 11/22/2011 9:05:04 AM |
DHolly | $31.00 | 11/22/2011 9:12:15 AM |
papaloha | $25.00 | 11/22/2011 9:20:14 AM |
312-Lender | $25.00 | 11/22/2011 9:30:11 AM |
finance-prescription | $100.00 | 11/22/2011 9:36:18 AM |
dollar-tornado3 | $25.00 | 11/22/2011 9:46:01 AM |
blackstar | $25.00 | 11/22/2011 10:10:26 AM |
educationfirst | $50.00 | 11/22/2011 10:47:56 AM |
jhouman | $50.00 | 11/22/2011 9:24:11 AM |
economy-coup | $50.00 | 11/22/2011 9:29:44 AM |
master648 | $93.35 | 11/22/2011 3:06:38 PM |
SFBank | $50.00 | 11/22/2011 3:10:19 PM |
Feyenoord | $30.00 | 11/22/2011 10:13:36 AM |
money-surge1 | $25.00 | 11/22/2011 5:10:01 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:59 PM |
Gregger | $25.00 | 11/22/2011 10:33:17 AM |
Sid-K | $25.00 | 11/22/2011 5:25:06 PM |
handy-justice | $50.00 | 11/22/2011 11:46:47 AM |
asiaratt | $50.00 | 11/22/2011 5:34:31 PM |
PrincessGrace33 | $25.00 | 11/22/2011 6:14:36 PM |
SolarMoonshine | $25.00 | 11/23/2011 4:07:17 AM |
WakkaWakkaWakka | $39.80 | 11/22/2011 5:27:47 PM |
myutmost | $25.00 | 11/23/2011 7:04:34 AM |
Mariner3605 | $25.00 | 11/23/2011 9:13:41 AM |
capital-halo1 | $1,000.00 | 11/23/2011 9:20:55 AM |
kendigme | $25.94 | 11/23/2011 4:52:05 AM |
Leshan | $100.00 | 11/23/2011 9:41:33 AM |
five-star-note | $75.00 | 11/23/2011 11:47:23 AM |
handshake5 | $100.00 | 11/23/2011 9:08:26 AM |
stepatatime-together | $100.00 | 11/23/2011 9:09:20 AM |
AF-Chief | $25.00 | 11/23/2011 9:09:25 AM |
bluehen00 | $25.00 | 11/23/2011 9:13:43 AM |
one-midas | $25.00 | 11/23/2011 1:34:23 PM |
bailey7563 | $30.00 | 11/23/2011 9:54:48 AM |
Kids-College-Fund | $1,000.00 | 11/23/2011 10:04:48 AM |
the-dollar-honker | $25.00 | 11/23/2011 1:35:22 PM |
x-lender | $25.00 | 11/23/2011 2:14:38 PM |
wlm3012 | $30.00 | 11/23/2011 3:00:50 PM |
orbital-dollar2 | $0.35 | 11/23/2011 3:16:18 PM |
Legally_Blonde | $25.48 | 11/22/2011 3:59:56 PM |
shawnw2 | $49.15 | 11/23/2011 2:44:12 AM |
luv4cycling | $100.00 | 11/22/2011 9:06:27 AM |
kind-credit-bear | $25.00 | 11/22/2011 9:19:58 AM |
pound-mushroom3 | $25.00 | 11/22/2011 9:14:39 AM |
SLN-10 | $50.00 | 11/22/2011 9:15:00 AM |
loanman2007 | $75.00 | 11/22/2011 9:20:22 AM |
fortytwo | $150.00 | 11/22/2011 9:31:33 AM |
loan-mammal | $100.00 | 11/22/2011 9:29:49 AM |
barefootpaul | $25.00 | 11/22/2011 10:04:03 AM |
toblerone | $25.00 | 11/22/2011 9:09:04 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:46 AM |
winmals | $25.00 | 11/22/2011 11:20:13 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:07 PM |
chameleon125 | $25.00 | 11/22/2011 1:47:42 PM |
enterprising-credit2 | $25.00 | 11/22/2011 1:53:34 PM |
servnyou | $25.00 | 11/22/2011 3:19:05 PM |
CincyTex | $25.00 | 11/22/2011 2:04:37 PM |
Rogelio48 | $30.00 | 11/22/2011 4:56:58 PM |
finance-mushroom | $200.00 | 11/22/2011 5:07:22 PM |
kevin314 | $25.00 | 11/22/2011 5:07:49 PM |
Bob450 | $25.00 | 11/22/2011 4:44:48 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:20 PM |
social-cocktail1 | $200.00 | 11/22/2011 5:08:08 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:00 PM |
papaloha | $100.00 | 11/22/2011 7:42:35 PM |
credit-elation1 | $25.00 | 11/22/2011 8:08:16 PM |
loan-fate | $50.00 | 11/22/2011 5:12:01 PM |
skillful-asset5 | $25.00 | 11/22/2011 8:38:46 PM |
well-rounded-dinero | $75.00 | 11/22/2011 8:43:55 PM |
MikeyZ2008 | $50.00 | 11/22/2011 5:20:57 PM |
Rip128 | $75.00 | 11/23/2011 5:17:11 AM |
EL_Papin | $25.00 | 11/23/2011 6:47:48 AM |
dedicated-transaction796 | $25.00 | 11/22/2011 5:33:41 PM |
riveting-credit5 | $50.00 | 11/23/2011 7:30:13 AM |
promise2 | $56.89 | 11/23/2011 7:54:09 AM |
innocent-deal | $450.00 | 11/22/2011 6:09:45 PM |
DiligentiaLLC | $25.00 | 11/22/2011 7:11:56 PM |
loss-of-control | $75.00 | 11/22/2011 7:22:00 PM |
oreyedoc | $50.00 | 11/22/2011 9:28:45 PM |
richboy56 | $25.00 | 11/23/2011 9:34:17 AM |
wwwUniversal | $25.00 | 11/23/2011 9:36:00 AM |
brightest-organized-balance | $25.00 | 11/23/2011 10:05:58 AM |
brainy-greenback481 | $100.00 | 11/23/2011 8:28:17 AM |
a-noble-coin | $54.69 | 11/23/2011 2:09:27 PM |
graceful-investment | $25.00 | 11/23/2011 11:43:43 AM |
sensible-fund | $26.54 | 11/23/2011 2:16:50 PM |
green-rapid-openness | $100.00 | 11/23/2011 12:59:29 PM |
El_Profesional | $25.00 | 11/23/2011 1:23:35 PM |
WSTRDG | $25.00 | 11/23/2011 9:24:45 AM |
CycleRyder | $36.81 | 11/23/2011 2:47:25 PM |
transparency-universe8 | $25.00 | 11/23/2011 2:18:35 PM |
CycleRyder | $25.00 | 11/23/2011 2:57:49 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
539463
This series of Notes was issued and sold upon the funding of the borrower loan #56391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $281.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
6 | Length of status: | 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,510 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| affluence-swashbuckler4 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
GR Loan
Purpose of loan: Consolidation
This loan will be used to...Consolidate
My financial situation: Very Stable
I am a good candidate for this loan because...I have a good credit history and make all my payments. I currenlty do not have any large bills.
Monthly net income: $2600.00
Monthly expenses: $870.00 = the amount below
Housing: $000.00
Insurance: $200.00
Car expenses: $000.00
Utilities: $200.00
Phone, cable, internet: $170.00
Food, entertainment: $50.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fortytwo | $150.00 | 11/17/2011 9:23:57 AM |
toblerone | $25.00 | 11/18/2011 7:39:24 AM |
fountain355 | $25.00 | 11/18/2011 5:14:01 AM |
orderly-leverage | $25.00 | 11/17/2011 3:49:00 PM |
nfx | $25.00 | 11/18/2011 7:28:03 AM |
papaloha | $25.00 | 11/18/2011 10:29:34 AM |
Something-Corporate | $25.00 | 11/18/2011 3:24:37 PM |
finance-prescription | $100.00 | 11/19/2011 6:53:55 AM |
worth-blanket2 | $6,100.00 | 11/19/2011 8:21:14 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
539489
This series of Notes was issued and sold upon the funding of the borrower loan #56808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $503.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,928 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payout-fir316 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
backyard loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 9,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
iaffy | $25.00 | 11/16/2011 6:27:19 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:42 PM |
britgsb | $30.00 | 11/17/2011 9:37:33 AM |
orderly-leverage | $100.00 | 11/17/2011 3:45:02 PM |
a-finance-nirvana | $25.00 | 11/17/2011 6:51:22 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:03 AM |
toblerone | $25.00 | 11/18/2011 7:39:15 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:22 AM |
CashFlow13 | $100.00 | 11/19/2011 12:56:54 PM |
cnovak | $25.00 | 11/16/2011 7:07:44 PM |
radforj22 | $25.00 | 11/17/2011 4:18:53 PM |
Bank_Of_XL | $25.00 | 11/17/2011 12:21:18 PM |
papaloha | $25.00 | 11/18/2011 10:29:31 AM |
worth-blanket2 | $13,400.00 | 11/19/2011 11:26:50 AM |
wwwUniversal | $25.00 | 11/19/2011 12:40:01 PM |
terrific-dough6 | $50.00 | 11/19/2011 12:21:52 PM |
SolarMoonshine | $20.00 | 11/19/2011 1:04:55 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
539507
This series of Notes was issued and sold upon the funding of the borrower loan #56376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 20y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,076 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| eagle359 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Debt Consolidation/Refi
Purpose of loan:
This loan will be used to pay-off a high interest loan and refinance it at a lower rate, the refinanced amount will pay off this loan as well as the the following bills:
Bill Me Later 2,657.09
J.C. Penney 4,176.13
Home Depot 968.15
GE Money 4,327.39
Vintners HOA C/O ASAP 2,123.07
I paid off my previous Prosper loan early and plan to do the same for this loan. All my bills are current.
Monthly net income: $6,500
Housing: $2,200
Car: $595
Visa: $555
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Legally_Blonde | $7.85 | 11/19/2011 6:28:22 PM |
loan-mammal | $100.00 | 11/18/2011 9:05:26 AM |
Milonguero | $100.00 | 11/18/2011 9:07:04 AM |
golden-velocity9 | $35.00 | 11/18/2011 9:22:08 AM |
alexgalt | $25.00 | 11/18/2011 11:02:46 AM |
DHolly | $31.00 | 11/18/2011 9:20:12 AM |
calmfunds | $500.00 | 11/18/2011 1:38:01 PM |
2grindstones | $25.00 | 11/18/2011 4:32:52 PM |
Bob450 | $30.00 | 11/18/2011 3:11:10 PM |
ronin4sale | $25.00 | 11/18/2011 5:17:04 PM |
finance-investor3 | $25.00 | 11/18/2011 11:09:20 AM |
credit-missile | $125.00 | 11/18/2011 11:14:05 AM |
CoolPlexer | $25.00 | 11/18/2011 6:24:28 PM |
economy-coup | $50.00 | 11/18/2011 5:38:55 PM |
periko | $25.00 | 11/18/2011 8:14:04 PM |
Christophe | $25.00 | 11/18/2011 9:12:16 PM |
DiligentiaLLC | $50.00 | 11/18/2011 9:31:49 PM |
greenback-amplifier | $25.00 | 11/18/2011 3:39:13 PM |
NekHoldings | $25.00 | 11/18/2011 8:10:03 PM |
social-hunter5 | $25.00 | 11/18/2011 4:39:46 PM |
thoughtful-economy1 | $50.00 | 11/18/2011 5:01:23 PM |
wwwUniversal | $25.00 | 11/18/2011 5:16:33 PM |
loss-of-control | $100.00 | 11/18/2011 6:22:40 PM |
weezy22 | $27.00 | 11/19/2011 6:35:51 AM |
Gobsek | $25.00 | 11/18/2011 7:28:55 PM |
flaguynice | $32.21 | 11/19/2011 8:07:12 AM |
money-fort | $25.00 | 11/18/2011 8:42:24 PM |
CA-Lender | $25.00 | 11/19/2011 11:01:27 AM |
asiaratt | $50.00 | 11/19/2011 12:28:46 PM |
finance-mushroom | $200.00 | 11/19/2011 12:27:31 PM |
travels536 | $25.00 | 11/19/2011 8:48:21 AM |
AF-Chief | $25.00 | 11/19/2011 12:42:40 PM |
amlu1988 | $25.00 | 11/19/2011 12:47:38 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:30 PM |
illinois_joe | $31.56 | 11/19/2011 5:19:23 PM |
promise2 | $32.31 | 11/19/2011 4:48:52 PM |
pfh | $25.00 | 11/19/2011 5:41:15 PM |
safe-kindness5 | $35.06 | 11/19/2011 3:20:13 PM |
brightest-organized-balance | $32.80 | 11/19/2011 3:43:30 PM |
penny-sergeant | $25.00 | 11/19/2011 4:18:04 PM |
genuine-dime | $100.00 | 11/19/2011 5:35:53 AM |
exchange-upholder0 | $25.00 | 11/18/2011 9:18:37 PM |
Legally_Blonde | $27.00 | 11/19/2011 7:02:34 AM |
Kash2010lu | $30.00 | 11/18/2011 9:07:03 AM |
loanman2007 | $25.00 | 11/18/2011 9:19:29 AM |
toblerone | $25.00 | 11/18/2011 9:21:40 AM |
thankful-nickel2 | $25.00 | 11/18/2011 9:26:38 AM |
fortytwo | $150.00 | 11/18/2011 9:38:47 AM |
papaloha | $25.00 | 11/18/2011 10:29:46 AM |
Gregger | $25.00 | 11/18/2011 12:28:27 PM |
Frover | $49.00 | 11/18/2011 1:33:03 PM |
enterprising-credit2 | $25.00 | 11/18/2011 2:12:17 PM |
Mariner3605 | $25.00 | 11/18/2011 5:11:59 PM |
reflective-rupee | $25.00 | 11/18/2011 10:04:47 AM |
Mikale360 | $25.00 | 11/18/2011 5:33:19 PM |
papaloha | $2,000.00 | 11/18/2011 10:39:31 AM |
restless-dime | $200.00 | 11/18/2011 10:51:46 AM |
zippy-greenback231 | $25.00 | 11/18/2011 6:16:35 PM |
commerce-rumbler0 | $1,000.00 | 11/18/2011 5:47:54 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:33 PM |
Bankwithme | $500.00 | 11/18/2011 10:58:47 PM |
fountain355 | $25.00 | 11/19/2011 3:21:06 AM |
rockhound84 | $25.00 | 11/19/2011 5:46:38 AM |
SolarMoonshine | $25.00 | 11/19/2011 3:50:09 AM |
PrincessGrace33 | $35.63 | 11/19/2011 8:21:29 AM |
Rogelio48 | $30.00 | 11/19/2011 9:42:19 AM |
sensible-fund | $30.10 | 11/19/2011 10:49:26 AM |
credit-missile | $25.00 | 11/19/2011 12:12:26 PM |
finance-prescription | $100.00 | 11/19/2011 6:54:02 AM |
HHP | $64.00 | 11/19/2011 12:22:09 PM |
168RichCapital | $25.11 | 11/19/2011 7:48:43 AM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:14 PM |
gothampark | $25.00 | 11/19/2011 8:53:48 AM |
revenue-associate | $30.00 | 11/19/2011 9:58:33 AM |
hillerod | $25.19 | 11/19/2011 10:51:39 AM |
SecondChanceLendingSERV | $25.00 | 11/19/2011 10:52:20 AM |
chameleon125 | $25.00 | 11/19/2011 11:19:56 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:17 PM |
fabulous-community4 | $25.00 | 11/19/2011 12:45:48 PM |
EL_Papin | $50.00 | 11/19/2011 12:14:51 PM |
richboy56 | $25.00 | 11/19/2011 12:52:50 PM |
loan-fate | $50.00 | 11/19/2011 12:22:57 PM |
dedicated-transaction796 | $25.00 | 11/19/2011 12:28:28 PM |
kind-credit-bear | $25.00 | 11/19/2011 12:33:52 PM |
ultimate-bid8 | $34.18 | 11/19/2011 3:11:57 PM |
payment-halo | $25.00 | 11/19/2011 4:08:53 PM |
handy-justice | $50.00 | 11/19/2011 5:41:29 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
539525
This series of Notes was issued and sold upon the funding of the borrower loan #56845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $106.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,862 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hard-working-euro0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rental Propery Investment
Purpose of loan:
This loan will be used to purchase an investment property.
My father has been purchasing and renting investment properties for 15+ years and is very successful with them. About 1.5 years ago we purchased 1 together and it is very successful also. I want to expand the business and create some more income for me and my family.
My financial situation:
I am a good candidate for this loan because me and my father are experienced in investments properties. This investment will create more income. I have my priorities in order and I have never been delinquent on a payment and I do not plan on starting now.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bullwink27 | $25.00 | 11/19/2011 12:19:32 PM |
BxRealtor | $25.00 | 11/19/2011 12:06:02 PM |
enriching-trade2 | $50.00 | 11/19/2011 12:36:04 PM |
Aberdeen | $2,850.00 | 11/19/2011 12:44:23 PM |
toblerone | $25.00 | 11/19/2011 12:16:05 PM |
cnovak | $25.00 | 11/19/2011 12:31:25 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
539561
This series of Notes was issued and sold upon the funding of the borrower loan #56597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-17-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $192.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 7m |
Amount delinquent:
| $351 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,032 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| DEFoss |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,300.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Apr-2007)
580-599
(Mar-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Looking to pay off last lost creditor. Scheduled for wage attachment. If I can pay them in full, they will release the order. I have paid off more than $25,000 of prior debt. Some of that debt was done via a Prosper loan in the past. My prior Prosper loan was paid on time even when unemployed. I am looking to the Prosper community for assistance.
I'm gainfully employed. My credit rating has improved greatly. Currently live at home to help minimize expenses & maximize debt removal. I admit to making prior financial mistakes and have taken ownership of my prior responsibilities. I would like to thank the Prosper community for taking the time to look at and consider my loan in advance. As the following will show I will have more than enough income to repay the Prosper loan. If you have any questions, please ask.
Monthly net income: $2860
Monthly expenses: $1418.46
Car expenses: $539
Phone & Misc Bills: 419.46
Food: $248
Credit cards and other loans: $212
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RLaumeyer | $29.11 | 11/17/2011 5:05:19 PM |
enriching-trade2 | $50.00 | 11/17/2011 5:06:16 PM |
lotuss4 | $25.00 | 11/17/2011 5:09:00 PM |
economy-coup | $50.00 | 11/17/2011 5:13:12 PM |
ivy-league-MBA | $25.00 | 11/17/2011 5:16:45 PM |
investmentgroup | $25.00 | 11/17/2011 5:25:13 PM |
pound-mushroom3 | $25.00 | 11/17/2011 5:13:09 PM |
fortytwo | $150.00 | 11/17/2011 5:15:09 PM |
SLN-10 | $50.00 | 11/17/2011 5:21:46 PM |
Aberdeen | $4,170.89 | 11/17/2011 5:28:28 PM |
atlas-shrugged | $200.00 | 11/17/2011 5:12:57 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
539571
This series of Notes was issued and sold upon the funding of the borrower loan #56715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,490 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| heavenly-justice4 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loulou
Purpose of loan:
This loan will be used to...
Pay off my credit card debt
My financial situation:
I am a good candidate for this loan because...I have a reliable source of income and can afford the monthly payments.
Monthly net income: $2200.00
Monthly expenses: $1610.00
Housing: $1350.00
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $ 85.00
Food, entertainment: $75.00
Clothing, household expenses: $ 25.00
Credit cards and other loans: $
Other expenses: $ 75.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Interloper | $25.00 | 11/19/2011 12:13:51 PM |
toblerone | $25.00 | 11/19/2011 12:16:05 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:23 PM |
fortytwo | $150.00 | 11/19/2011 12:53:15 PM |
iaffy | $25.00 | 11/20/2011 12:13:24 PM |
secureincome | $70.65 | 11/21/2011 1:04:47 PM |
CA-Lender | $25.00 | 11/19/2011 12:08:14 PM |
golden-velocity9 | $35.00 | 11/19/2011 12:45:17 PM |
papaloha | $25.00 | 11/19/2011 12:53:06 PM |
pound-mushroom3 | $25.00 | 11/19/2011 1:01:23 PM |
ingenious-deal6 | $25.00 | 11/19/2011 1:06:52 PM |
cognizant-rupee7 | $25.00 | 11/21/2011 9:32:41 AM |
worth-blanket2 | $6,994.35 | 11/21/2011 12:43:12 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
539579
This series of Notes was issued and sold upon the funding of the borrower loan #56563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $264.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 16y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,646 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HoosierColt |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 96% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 1
( 4% )
| 780-799
(Jul-2009)
|
Principal balance:
| $2,015.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Consolidation of debts
Purpose of loan:
This loan will be used to pay off some debts and allow us to budget our payoff.
My financial situation:
I am a good candidate for this loan because I have borrowed through Prosper for this purpose before, and it has worked our really well for me. I will have this loan automatically withdrawn from my account each month and the payments will always be assured of being made in a timely fashion. I am a responsible borrower with very stable employment with my employer of 16+ years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/18/2011 5:27:48 PM |
britgsb | $30.00 | 11/18/2011 5:07:27 PM |
LittleMingo | $25.00 | 11/18/2011 5:05:57 PM |
brightest-dynamic-liberty | $25.00 | 11/18/2011 5:20:46 PM |
toblerone | $25.00 | 11/18/2011 5:09:52 PM |
one-midas | $25.00 | 11/18/2011 7:39:20 PM |
Feyenoord | $30.00 | 11/18/2011 8:04:30 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:03 PM |
evnagelist | $25.00 | 11/18/2011 5:17:46 PM |
loan-mammal | $100.00 | 11/18/2011 5:27:24 PM |
cnovak | $25.00 | 11/18/2011 5:34:23 PM |
pound-mushroom3 | $25.00 | 11/18/2011 5:39:57 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:38 AM |
AF-Chief | $25.00 | 11/19/2011 12:42:41 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:52 PM |
dynamic-money271 | $25.00 | 11/19/2011 1:04:46 PM |
Investor_DP | $100.00 | 11/19/2011 12:35:00 PM |
twjh | $25.00 | 11/19/2011 12:41:22 PM |
TW2000 | $25.00 | 11/19/2011 7:32:50 PM |
FinanceEngine | $40.00 | 11/19/2011 8:39:02 PM |
dollar-tornado3 | $50.00 | 11/20/2011 4:28:57 AM |
Galdis | $25.00 | 11/20/2011 9:42:35 AM |
appcoder | $40.00 | 11/19/2011 5:01:36 PM |
phenomenal-gain5 | $30.00 | 11/19/2011 6:00:52 PM |
GMPK_TLAS | $50.00 | 11/20/2011 12:36:04 PM |
a-responsible-return | $50.00 | 11/20/2011 12:38:42 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:56 AM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:23 PM |
antlr | $50.00 | 11/20/2011 2:43:16 PM |
1phantom | $25.00 | 11/20/2011 12:24:49 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:55 PM |
wwwUniversal | $25.00 | 11/20/2011 10:22:51 PM |
papaloha | $100.00 | 11/20/2011 1:24:15 PM |
nickel-jam | $705.00 | 11/20/2011 2:41:05 PM |
brutusbone | $25.00 | 11/21/2011 7:16:52 AM |
progressive-economy261 | $400.00 | 11/21/2011 9:11:12 AM |
terrific-dough6 | $50.00 | 11/21/2011 9:16:37 AM |
drkosh | $25.00 | 11/20/2011 5:48:33 PM |
djh47a | $25.00 | 11/20/2011 7:39:23 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:28 AM |
matt_2006 | $25.00 | 11/21/2011 9:14:22 AM |
worth-blanket2 | $3,140.27 | 11/21/2011 12:44:18 PM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:40 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 5:25:04 PM |
papaloha | $25.00 | 11/18/2011 5:36:02 PM |
wonder3 | $25.00 | 11/19/2011 6:32:02 AM |
influential-benjamins0 | $100.00 | 11/18/2011 5:30:16 PM |
marwadi-62 | $100.00 | 11/18/2011 7:21:50 PM |
GoGalt | $50.00 | 11/19/2011 9:03:32 AM |
RgPro | $25.00 | 11/19/2011 12:14:13 PM |
janeybooboo | $75.00 | 11/19/2011 12:24:13 PM |
investment-artist | $28.01 | 11/19/2011 12:39:31 PM |
greenback-seagull2 | $50.00 | 11/19/2011 12:41:53 PM |
enterprising-credit2 | $25.00 | 11/19/2011 3:33:48 PM |
shellstar | $25.00 | 11/19/2011 12:53:57 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:32 PM |
HappyToLoan | $25.00 | 11/20/2011 6:51:16 AM |
kevin314 | $25.00 | 11/20/2011 12:14:41 PM |
good4loan | $50.00 | 11/19/2011 8:52:34 PM |
BigSkyFinancial | $25.00 | 11/19/2011 9:52:26 PM |
rescue | $100.00 | 11/20/2011 12:12:38 PM |
lightninghcky7 | $25.00 | 11/20/2011 6:51:56 PM |
ianakacg | $25.00 | 11/20/2011 8:15:03 PM |
mizount | $25.00 | 11/20/2011 6:47:22 PM |
ianakacg | $25.00 | 11/20/2011 8:21:47 PM |
promise2 | $50.00 | 11/20/2011 9:51:32 PM |
TWGCJ | $25.00 | 11/21/2011 5:43:57 AM |
scholarly-velocity6 | $50.00 | 11/20/2011 4:02:53 PM |
enticing-capital6 | $50.00 | 11/21/2011 9:11:53 AM |
CFOGO | $25.00 | 11/21/2011 4:04:15 AM |
wampum-chorus3 | $25.00 | 11/21/2011 9:41:32 AM |
principal-cooker2 | $100.00 | 11/21/2011 9:43:15 AM |
organized-payment6 | $50.00 | 11/21/2011 11:08:29 AM |
igniter584 | $25.00 | 11/21/2011 12:12:24 PM |
igniter584 | $25.00 | 11/21/2011 12:20:45 PM |
secureincome | $6.72 | 11/21/2011 1:05:25 PM |
worthy-bid8 | $50.00 | 11/21/2011 9:28:21 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
539581
This series of Notes was issued and sold upon the funding of the borrower loan #57164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $70.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 29% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 33y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,646 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| truth-enlistment |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
|
Principal balance:
| $641.06 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
grandpa7632
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
klinebarger | $25.00 | 12/6/2011 9:06:14 AM |
tenacious-capital3 | $26.27 | 12/6/2011 9:08:15 AM |
Feyenoord | $30.00 | 12/6/2011 9:22:52 AM |
trade-burrito4 | $35.00 | 12/6/2011 9:18:32 AM |
Tradesmanlender | $25.00 | 12/6/2011 9:28:34 AM |
LittleMingo | $25.00 | 12/6/2011 9:32:41 AM |
integrity-doctor | $100.00 | 12/6/2011 9:38:37 AM |
terrific-dough6 | $50.00 | 12/6/2011 9:37:13 AM |
wampum-chorus3 | $25.00 | 12/6/2011 9:44:41 AM |
determined-revenue1 | $35.00 | 12/6/2011 9:38:41 AM |
beachliving29 | $25.23 | 12/6/2011 9:42:54 AM |
gjm6d | $25.00 | 12/6/2011 9:44:00 AM |
careful-note | $50.00 | 12/6/2011 9:44:03 AM |
happy-loot3 | $100.00 | 12/6/2011 9:08:03 AM |
worth-blanket2 | $700.00 | 12/6/2011 10:23:06 AM |
IPG1 | $25.00 | 12/6/2011 9:05:23 AM |
AF-Chief | $25.00 | 12/6/2011 9:10:17 AM |
Investor_DP | $100.00 | 12/6/2011 9:18:07 AM |
GElender | $40.00 | 12/6/2011 9:22:04 AM |
bazaar-festivity | $50.00 | 12/6/2011 9:22:31 AM |
britgsb | $30.00 | 12/6/2011 9:22:08 AM |
brazilofmux | $100.00 | 12/6/2011 9:29:10 AM |
igniter584 | $25.00 | 12/6/2011 9:35:38 AM |
graceful-IRAinvestment | $60.00 | 12/6/2011 9:31:02 AM |
jcw3rd | $25.00 | 12/6/2011 10:03:12 AM |
AFairDeal | $25.00 | 12/6/2011 9:46:25 AM |
timbob | $100.00 | 12/6/2011 9:23:16 AM |
riproaringrapids | $25.00 | 12/6/2011 9:31:10 AM |
bullwink27 | $25.00 | 12/6/2011 9:34:28 AM |
new-point-bandit | $50.00 | 12/6/2011 9:40:30 AM |
spitzbergen | $25.00 | 12/6/2011 9:45:09 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
539589
This series of Notes was issued and sold upon the funding of the borrower loan #56630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 99% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,868 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bazaar-mole6 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jeter2
Purpose of loan:
This loan will be used to...paying off credit cards
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/22/2011 5:18:37 PM |
fortytwo | $150.00 | 11/22/2011 5:11:13 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:25 PM |
papaloha | $25.00 | 11/22/2011 5:35:00 PM |
fountain355 | $25.00 | 11/23/2011 4:53:06 AM |
Bob450 | $25.00 | 11/23/2011 12:07:49 PM |
market-giraffe7 | $15.00 | 11/23/2011 3:00:49 PM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:33 PM |
economy-coup | $50.00 | 11/22/2011 5:26:31 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:15 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 5:03:16 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:10 PM |
worth-blanket2 | $6,900.00 | 11/23/2011 11:19:12 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
539591
This series of Notes was issued and sold upon the funding of the borrower loan #56519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 65 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,835 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| se1979 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,375.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2008)
600-619
(Aug-2008)
600-619
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Debt Consolidation
Purpose of loan: I am looking to Consolidate Debt, this will help me reduce my monthly costs by almost 300 dollars
This loan will be used to Pay off my current card balances and have one monthly fixed payment, I used my various card to help furnish a new home I bought in Sept 2010.
My financial situation: Never had any late payments, always pay extra on everything each month and just have a fair to good credit score because my credit cards are above 50% of the credit line.
I am a good candidate for this loan I have great credit history, proven past Prosper Customer paid off my loan a year and a half early.
Monthly net income: $ 6100
Monthly expenses: $5730.42
Housing: $3029.42
Insurance: $355
Car expenses: $401
Utilities: $ 200
Phone, cable, internet: $ 175
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $575
Other expenses/Nanny: $1100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/17/2011 5:43:00 PM |
bullish2bearish | $52.46 | 11/17/2011 5:54:47 PM |
InChicago | $150.00 | 11/18/2011 8:56:54 AM |
exchange-upholder0 | $25.00 | 11/18/2011 9:17:25 PM |
pound-mushroom3 | $25.00 | 11/17/2011 5:13:10 PM |
economy-coup | $50.00 | 11/17/2011 5:13:13 PM |
DHolly | $31.00 | 11/17/2011 5:19:07 PM |
MilitaryLending | $100.02 | 11/17/2011 5:23:04 PM |
SLN-10 | $50.00 | 11/17/2011 5:21:46 PM |
jgar_O | $25.00 | 11/17/2011 5:22:31 PM |
investmentgroup | $25.00 | 11/17/2011 5:25:13 PM |
loan-mammal | $100.00 | 11/17/2011 5:46:22 PM |
luv4cycling | $100.00 | 11/17/2011 5:49:38 PM |
frogperson | $71.71 | 11/17/2011 8:42:43 PM |
312-Lender | $25.00 | 11/17/2011 11:23:23 PM |
fountain355 | $25.00 | 11/18/2011 5:10:08 AM |
SecondChanceLendingSERV | $25.00 | 11/18/2011 6:08:02 AM |
mikeandcat | $78.73 | 11/18/2011 6:20:59 AM |
CincyTex | $25.00 | 11/18/2011 6:06:59 AM |
toblerone | $25.00 | 11/18/2011 7:39:32 AM |
social-hunter5 | $30.00 | 11/17/2011 7:23:13 PM |
kendigme | $49.63 | 11/18/2011 2:28:04 AM |
Feyenoord | $30.00 | 11/18/2011 6:46:54 AM |
papaloha | $1,000.00 | 11/18/2011 10:37:36 AM |
papaloha | $25.00 | 11/18/2011 10:29:40 AM |
finance-mushroom | $110.00 | 11/18/2011 9:05:38 AM |
enterprising-credit2 | $25.00 | 11/18/2011 2:11:16 PM |
Gregger | $26.13 | 11/18/2011 12:30:52 PM |
fabulous-community4 | $25.00 | 11/18/2011 9:18:24 AM |
Frover | $25.25 | 11/18/2011 1:36:09 PM |
OldManP | $25.00 | 11/18/2011 2:22:54 PM |
thoughtful-economy1 | $100.00 | 11/18/2011 4:55:21 PM |
Mariner3605 | $25.00 | 11/18/2011 5:11:59 PM |
RLaumeyer | $30.00 | 11/18/2011 9:52:39 AM |
reflective-rupee | $25.00 | 11/18/2011 10:05:42 AM |
restless-dime | $100.00 | 11/18/2011 10:50:33 AM |
finance-investor3 | $25.00 | 11/18/2011 11:07:31 AM |
calmfunds | $500.00 | 11/18/2011 1:34:51 PM |
mighty-payout1 | $25.00 | 11/18/2011 3:12:05 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:32 PM |
well-mannered-income3 | $60.00 | 11/18/2011 8:35:40 PM |
Bankwithme | $500.00 | 11/18/2011 10:58:46 PM |
mikeandcat | $121.76 | 11/19/2011 5:20:05 AM |
klend4 | $25.01 | 11/19/2011 5:27:45 AM |
kendigme | $25.00 | 11/19/2011 6:37:32 AM |
farchoir | $25.00 | 11/19/2011 7:20:25 AM |
loss-of-control | $100.00 | 11/18/2011 6:21:42 PM |
CoolPlexer | $25.00 | 11/18/2011 6:24:28 PM |
worth-blanket2 | $1,100.00 | 11/19/2011 8:21:43 AM |
leverage-monger | $25.00 | 11/19/2011 6:59:36 AM |
money-fort | $25.00 | 11/18/2011 8:41:20 PM |
taetrade | $25.00 | 11/19/2011 5:22:05 AM |
intrepid-loot | $25.00 | 11/19/2011 6:19:50 AM |
Rulea72 | $25.00 | 11/19/2011 7:46:37 AM |
shawnw2 | $110.75 | 11/18/2011 6:29:50 AM |
shawnw2 | $75.00 | 11/18/2011 10:08:29 PM |
Legally_Blonde | $50.00 | 11/19/2011 6:52:19 AM |
golden-velocity9 | $35.00 | 11/17/2011 5:19:11 PM |
DiligentiaLLC | $100.00 | 11/17/2011 5:57:54 PM |
Kash2010lu | $30.00 | 11/17/2011 6:55:25 PM |
fortytwo | $150.00 | 11/17/2011 5:15:09 PM |
credit-elation1 | $25.00 | 11/17/2011 8:19:21 PM |
Bob450 | $27.00 | 11/18/2011 7:25:16 AM |
thorough-yield1 | $52.76 | 11/17/2011 6:09:35 PM |
pembull | $50.00 | 11/17/2011 6:23:41 PM |
Mrs-Honeydew | $35.00 | 11/18/2011 7:59:57 AM |
loanman2007 | $100.00 | 11/18/2011 5:28:41 AM |
cerebral-deal353 | $25.00 | 11/18/2011 6:19:55 AM |
exchange-squirrel | $25.00 | 11/18/2011 9:36:36 AM |
Christophe | $25.00 | 11/18/2011 7:15:31 AM |
BigSkyFinancial | $30.00 | 11/18/2011 9:49:44 AM |
vtrentster | $26.00 | 11/18/2011 10:23:20 AM |
alexgalt | $25.00 | 11/18/2011 11:01:14 AM |
chameleon125 | $25.00 | 11/18/2011 12:45:42 PM |
thankful-nickel2 | $25.00 | 11/18/2011 9:25:45 AM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:54:10 PM |
mrxtravis | $25.00 | 11/18/2011 3:55:48 PM |
ronin4sale | $25.00 | 11/18/2011 5:15:42 PM |
missoula | $25.00 | 11/18/2011 12:26:19 PM |
PXM-Financial | $50.00 | 11/18/2011 12:50:09 PM |
zippy-greenback231 | $25.00 | 11/18/2011 6:14:11 PM |
greenback-amplifier | $25.00 | 11/18/2011 3:39:13 PM |
SFBank | $50.00 | 11/18/2011 4:59:43 PM |
wwwUniversal | $25.00 | 11/18/2011 5:16:32 PM |
SolarMoonshine | $25.00 | 11/19/2011 3:49:33 AM |
commerce-rumbler0 | $500.00 | 11/18/2011 5:49:30 PM |
168RichCapital | $25.11 | 11/19/2011 7:46:32 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:58 AM |
travels536 | $11.68 | 11/19/2011 8:45:47 AM |
89 Investments
|
Borrower Payment Dependent Notes Series
539593
This series of Notes was issued and sold upon the funding of the borrower loan #56710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 23% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,877 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| goodhearted-trade565 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvment
Purpose of loan: home improment
This loan will be used to...homes
My financial situation:
I am a good candidate for this loan because...yes
Monthly net income: $1650
Monthly expenses: $725
Housing: $525
Insurance: $235 6 months
Car expenses: $20
Utilities: $120
Phone, cable, internet: $na
Food, entertainment: $100
Clothing, household expenses: $na
Credit cards and other loans: $na
Other expenses: $na
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enchanted-diversification496 | $25.00 | 11/19/2011 12:10:24 PM |
108lender | $125.00 | 11/23/2011 9:43:21 AM |
golden-velocity9 | $25.00 | 11/17/2011 9:06:29 AM |
reflective-rupee | $25.00 | 11/17/2011 9:09:47 AM |
Comoparklender | $25.00 | 11/17/2011 9:07:03 AM |
fantastic-wampum1 | $100.00 | 11/17/2011 9:20:47 AM |
fortytwo | $150.00 | 11/17/2011 9:23:58 AM |
top-courteous-peso | $100.00 | 11/17/2011 9:35:45 AM |
enriching-trade2 | $50.00 | 11/17/2011 9:37:42 AM |
one-midas | $25.00 | 11/17/2011 10:49:59 AM |
pdub | $75.00 | 11/17/2011 9:20:55 AM |
CA-Lender | $50.00 | 11/18/2011 1:09:00 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:37 PM |
economy-coup | $50.00 | 11/19/2011 12:07:11 PM |
stanfordgrad05 | $25.00 | 11/19/2011 2:02:31 PM |
beakerfish | $100.00 | 11/19/2011 6:02:19 PM |
1phantom | $25.00 | 11/20/2011 12:21:31 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:50 PM |
coin-investor | $25.00 | 11/20/2011 12:19:53 PM |
Something-Corporate | $25.00 | 11/20/2011 9:27:48 PM |
basis-wizard8 | $100.00 | 11/21/2011 6:27:38 AM |
jjswanso | $50.00 | 11/21/2011 8:22:03 AM |
Ballybay | $50.00 | 11/21/2011 9:12:10 AM |
LoanerPrincipal | $25.00 | 11/20/2011 5:40:59 PM |
Dubbs360 | $100.00 | 11/21/2011 9:23:25 AM |
Angel_Investor_7 | $25.00 | 11/21/2011 9:12:35 AM |
thomas16882004 | $25.00 | 11/21/2011 1:35:17 AM |
engrossing-responsibility0 | $50.00 | 11/21/2011 9:10:33 AM |
bailey7563 | $25.00 | 11/21/2011 2:19:49 PM |
loss-of-control | $100.00 | 11/21/2011 3:20:30 PM |
cognizant-rupee7 | $25.00 | 11/21/2011 9:32:39 AM |
mlj0671 | $25.00 | 11/21/2011 2:15:54 PM |
enterprising-credit2 | $25.00 | 11/21/2011 10:37:08 AM |
Zuzu | $25.00 | 11/21/2011 6:25:49 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:54:35 PM |
Fun54115 | $25.00 | 11/22/2011 8:48:38 AM |
Pitufo | $25.00 | 11/21/2011 9:02:57 PM |
NolockHolmes | $50.00 | 11/21/2011 10:28:24 PM |
finance-mushroom | $200.00 | 11/22/2011 9:16:09 AM |
zorg77 | $25.00 | 11/22/2011 4:33:44 AM |
suave-dime6 | $25.00 | 11/22/2011 5:43:58 AM |
open-dough6 | $25.00 | 11/22/2011 9:40:07 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 8:43:51 AM |
factcheck | $40.00 | 11/22/2011 10:30:40 AM |
social-zebra | $30.00 | 11/22/2011 10:13:59 AM |
silver-wonder278 | $25.00 | 11/22/2011 9:10:11 AM |
miked8303 | $25.00 | 11/22/2011 9:29:41 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:28 PM |
wwwUniversal | $25.00 | 11/22/2011 4:20:37 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:43:59 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:12 AM |
money-fort | $25.00 | 11/22/2011 7:55:50 PM |
social-zebra | $30.00 | 11/23/2011 10:39:43 AM |
capital-zeus | $100.00 | 11/23/2011 9:36:19 AM |
transformer855 | $25.00 | 11/23/2011 11:09:11 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:54 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:05 AM |
Tylerh | $255.00 | 11/23/2011 2:20:30 PM |
velocity-marble7 | $25.00 | 11/23/2011 5:25:47 PM |
credit-maverick1 | $50.00 | 11/24/2011 5:59:37 AM |
shrewd-rupee | $50.00 | 11/24/2011 11:33:58 AM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:05 PM |
Haribelle | $25.00 | 11/24/2011 7:26:43 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:15 PM |
future-baby-fund | $40.00 | 11/25/2011 8:18:33 AM |
NolockHolmes | $70.00 | 11/25/2011 9:31:22 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:44 AM |
wanna-help | $50.00 | 11/25/2011 12:43:05 PM |
gilbrear | $25.00 | 11/25/2011 6:06:55 PM |
scarlet-velvet | $25.08 | 11/25/2011 7:46:59 PM |
washboard1 | $25.00 | 11/25/2011 6:14:19 PM |
Interloper | $33.00 | 11/25/2011 7:42:43 PM |
blue-fund-flag | $43.12 | 11/25/2011 9:08:02 PM |
Madmigel | $50.00 | 11/25/2011 10:41:02 AM |
euro-spark | $32.82 | 11/26/2011 5:08:32 AM |
return-enthusiast1 | $25.00 | 11/25/2011 12:15:31 PM |
nalaari | $25.00 | 11/26/2011 7:25:59 AM |
meers2000 | $25.00 | 11/26/2011 7:50:55 AM |
Weaverville | $25.00 | 11/26/2011 8:49:24 AM |
chato2345 | $25.00 | 11/25/2011 3:44:02 PM |
sentry256 | $25.00 | 11/25/2011 4:29:01 PM |
Wellman | $25.00 | 11/26/2011 12:19:30 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:12 AM |
averagefore | $25.00 | 11/26/2011 4:09:46 PM |
loyalist1 | $100.00 | 11/26/2011 10:37:00 PM |
mckhbnpc | $50.00 | 11/26/2011 8:19:02 PM |
mystical-fairness4 | $25.00 | 11/26/2011 9:10:01 PM |
philantist | $30.00 | 11/26/2011 9:11:14 PM |
ktradtke | $25.00 | 11/27/2011 6:23:13 AM |
Miklot | $27.00 | 11/26/2011 12:18:19 PM |
the-silver-blaster | $50.00 | 11/27/2011 10:45:55 AM |
shellback13 | $35.39 | 11/26/2011 5:58:57 PM |
irrelevant | $25.00 | 11/27/2011 2:30:59 PM |
Solid-Platinum | $25.00 | 11/27/2011 1:26:46 AM |
greenwell | $25.00 | 11/27/2011 9:35:25 AM |
ideal-economy | $25.00 | 11/28/2011 8:08:52 AM |
greenback-loyalist8 | $25.00 | 11/28/2011 4:50:39 AM |
profit-powerplant | $25.00 | 11/28/2011 8:41:02 AM |
CACO_Lender | $25.00 | 11/27/2011 12:43:51 PM |
dinero-speaker | $25.00 | 11/28/2011 7:39:09 AM |
sturdy-nickel4 | $25.00 | 11/28/2011 7:41:16 AM |
jhernand17 | $25.00 | 11/28/2011 8:24:22 AM |
persistent-income2 | $62.20 | 11/27/2011 3:34:32 PM |
rvfbroker | $25.00 | 11/28/2011 9:12:01 AM |
finance-orchestra8 | $40.00 | 11/28/2011 10:16:01 AM |
MilitaryAV8R | $25.00 | 11/28/2011 10:18:26 AM |
fuzed | $50.00 | 11/28/2011 10:26:06 AM |
asset-sprout | $25.00 | 11/28/2011 4:19:18 AM |
rchissocol | $75.00 | 11/28/2011 10:50:41 AM |
cdfinance | $112.85 | 11/28/2011 6:02:55 AM |
jstefans | $25.00 | 11/28/2011 9:12:17 AM |
ChrisProsper | $42.88 | 11/28/2011 11:05:28 AM |
pound-mushroom3 | $25.00 | 11/17/2011 9:26:13 AM |
iaffy | $25.00 | 11/17/2011 9:48:40 AM |
ingenious-deal6 | $25.00 | 11/17/2011 9:21:54 AM |
the-lean-bid | $25.00 | 11/17/2011 4:55:02 PM |
orderly-leverage | $100.00 | 11/17/2011 3:45:06 PM |
well-mannered-income3 | $50.00 | 11/17/2011 7:43:02 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:06 AM |
toblerone | $25.00 | 11/18/2011 7:39:27 AM |
papaloha | $25.00 | 11/18/2011 10:29:36 AM |
aesop56 | $100.00 | 11/18/2011 8:59:38 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:26 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:57 AM |
diplomatic-wealth7 | $25.00 | 11/19/2011 12:16:41 PM |
missing-link | $25.00 | 11/19/2011 12:18:23 PM |
dynrep | $100.00 | 11/19/2011 3:08:55 PM |
payment-halo | $25.00 | 11/19/2011 3:36:26 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:14 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:28 PM |
silver-pumpkin8 | $30.00 | 11/20/2011 5:02:18 PM |
VAGweilo | $25.00 | 11/20/2011 11:49:14 PM |
new-social-economist | $40.00 | 11/20/2011 11:41:34 PM |
steven3333 | $25.00 | 11/21/2011 7:07:19 AM |
bid-stockpiler1 | $25.00 | 11/20/2011 4:38:19 PM |
wealth-fighter3 | $25.00 | 11/21/2011 8:32:14 AM |
octoberfresh | $25.00 | 11/21/2011 8:55:42 AM |
Jack55304 | $200.00 | 11/21/2011 9:19:08 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:22 AM |
credit-maverick1 | $50.00 | 11/21/2011 1:04:18 PM |
jazzlender | $25.00 | 11/21/2011 9:26:53 AM |
loyalty-czar | $30.00 | 11/21/2011 2:50:07 PM |
Brisket_Bob | $27.59 | 11/21/2011 5:55:25 PM |
computer758 | $25.00 | 11/21/2011 8:26:24 PM |
jebber007 | $50.00 | 11/21/2011 9:55:53 PM |
calimanusa | $50.00 | 11/21/2011 10:39:19 PM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:37 AM |
a-restless-dollar | $25.00 | 11/21/2011 6:06:03 PM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:20 AM |
mercuriant | $25.00 | 11/22/2011 9:15:26 AM |
generator596 | $25.00 | 11/22/2011 3:19:21 AM |
stock106 | $25.00 | 11/22/2011 6:30:16 AM |
wampum-chorus3 | $25.00 | 11/22/2011 6:37:15 AM |
educationfirst | $50.00 | 11/22/2011 10:47:53 AM |
Katburg | $25.00 | 11/22/2011 12:44:47 PM |
raisingophelia | $25.00 | 11/22/2011 1:16:05 PM |
red-power-pecan | $50.00 | 11/22/2011 9:37:16 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:55 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:17 PM |
social-cocktail1 | $200.00 | 11/22/2011 5:08:07 PM |
standanddeliver | $50.00 | 11/22/2011 10:55:42 AM |
rescue | $100.00 | 11/22/2011 5:22:39 PM |
droopie1 | $25.00 | 11/22/2011 7:11:54 PM |
Lubava | $28.88 | 11/22/2011 7:58:46 PM |
Girakul | $40.00 | 11/23/2011 5:42:39 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:28:20 AM |
economy-popcorn | $25.00 | 11/23/2011 5:55:30 AM |
oreyedoc | $50.00 | 11/22/2011 9:25:08 PM |
awesome-benefit1 | $25.00 | 11/22/2011 10:50:41 PM |
new-ore-venture | $50.00 | 11/22/2011 11:11:03 PM |
jybank | $50.00 | 11/23/2011 9:33:44 AM |
wise-deal-panda | $100.00 | 11/23/2011 9:23:02 AM |
treasure-bliss | $25.00 | 11/23/2011 6:43:53 AM |
the-dollar-honker | $25.00 | 11/23/2011 2:57:11 PM |
LaBamba | $55.00 | 11/24/2011 6:43:13 AM |
Mariner3605 | $25.00 | 11/24/2011 9:07:13 AM |
proud-pound4 | $25.00 | 11/24/2011 9:36:00 AM |
best-ingenious-funds | $25.00 | 11/23/2011 11:23:10 PM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:42 PM |
Indio92203 | $25.00 | 11/24/2011 5:28:35 AM |
dime-sprout | $50.00 | 11/24/2011 2:42:23 PM |
dedicated-transaction796 | $25.00 | 11/24/2011 5:10:14 PM |
karmarush | $25.00 | 11/25/2011 9:12:38 AM |
orange-steady-payment | $25.00 | 11/25/2011 12:50:17 PM |
PatriotKnight | $25.00 | 11/25/2011 5:03:51 PM |
return-cluster991 | $50.00 | 11/25/2011 12:43:20 AM |
gold-channel2 | $50.00 | 11/25/2011 9:22:25 PM |
Retirefunmoney | $27.55 | 11/25/2011 10:33:16 PM |
gothampark | $25.00 | 11/26/2011 7:58:50 AM |
Bob450 | $25.00 | 11/26/2011 10:12:38 AM |
HammerSmith | $37.71 | 11/25/2011 4:52:39 PM |
damasterwc | $100.00 | 11/26/2011 10:22:02 AM |
josuae | $25.00 | 11/26/2011 12:02:24 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:48 PM |
Elefunt | $25.00 | 11/26/2011 12:18:37 PM |
shrewd-peace7 | $25.00 | 11/26/2011 12:35:26 PM |
asiaratt | $50.00 | 11/26/2011 12:36:20 PM |
orange-preeminant-bill | $25.00 | 11/26/2011 12:27:54 PM |
stepatatime-together | $66.00 | 11/26/2011 12:31:31 PM |
Supernick | $50.00 | 11/26/2011 5:27:42 PM |
value-rocket | $25.00 | 11/26/2011 8:34:09 AM |
trail5 | $100.00 | 11/26/2011 10:45:32 PM |
jono9999 | $27.50 | 11/27/2011 1:26:40 AM |
CoyoteJack | $25.00 | 11/27/2011 7:58:17 AM |
Chewbaca | $25.00 | 11/27/2011 5:15:36 AM |
silver-enlightenment0 | $100.00 | 11/27/2011 3:16:33 PM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:18:46 PM |
reinforced-velocity158 | $100.00 | 11/27/2011 5:30:29 PM |
Zipcut | $25.00 | 11/27/2011 5:35:28 PM |
Toby1montana | $50.00 | 11/27/2011 9:06:44 PM |
fund-tom-tom6 | $25.00 | 11/27/2011 7:14:14 AM |
sharp-return7 | $25.00 | 11/27/2011 9:49:28 PM |
speedy-silver3 | $25.00 | 11/27/2011 5:05:09 PM |
nickel-hickory | $50.00 | 11/27/2011 11:41:54 PM |
grotheik | $25.00 | 11/27/2011 6:45:54 PM |
a-credit-rotation | $25.00 | 11/28/2011 3:42:31 AM |
careful-note | $70.00 | 11/28/2011 4:36:32 AM |
GGreg799 | $25.00 | 11/28/2011 5:00:48 AM |
a-resplendent-commitment | $100.00 | 11/28/2011 6:47:02 AM |
organized-dedication9 | $64.57 | 11/27/2011 12:51:00 PM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:24 AM |
helpinghand63 | $25.00 | 11/28/2011 9:22:41 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:15 AM |
catamaran2024 | $25.00 | 11/27/2011 10:51:12 PM |
Ruckus888 | $50.00 | 11/28/2011 9:48:37 AM |
225 Investments
|
Borrower Payment Dependent Notes Series
539623
This series of Notes was issued and sold upon the funding of the borrower loan #56795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $72 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-agreement-rotation |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
The future
Purpose of loan: To offset a business transaction
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I can pay it back.
Monthly net income: $3400
Monthly expenses: $
Housing: $ wife pays
Insurance: $282
Car expenses: $0
Utilities: $wife pays
Phone, cable, internet: $157
Food, entertainment: $150
Clothing, household expenses: $ wife
Credit cards and other loans: $1032
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/17/2011 5:06:18 PM |
pound-mushroom3 | $25.00 | 11/17/2011 5:12:54 PM |
iaffy | $25.00 | 11/17/2011 5:39:48 PM |
SolarMoonshine | $25.00 | 11/17/2011 5:11:19 PM |
orange-impartial-asset | $400.00 | 11/17/2011 8:13:55 PM |
terrific-dough6 | $50.00 | 11/18/2011 9:07:43 AM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:08 AM |
FriendInSeattle | $100.00 | 11/18/2011 9:37:03 AM |
reflective-rupee | $25.00 | 11/18/2011 10:16:49 AM |
papaloha | $25.00 | 11/18/2011 10:29:41 AM |
zippy-greenback231 | $25.00 | 11/18/2011 6:31:21 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:29 AM |
leverage-monger | $25.00 | 11/19/2011 7:08:11 AM |
Elefunt | $25.00 | 11/18/2011 11:39:50 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:15 PM |
first-integrity-gravity | $25.00 | 11/19/2011 12:06:46 PM |
fortytwo | $200.00 | 11/17/2011 5:15:25 PM |
fantastic-wampum1 | $100.00 | 11/17/2011 5:40:17 PM |
toblerone | $25.00 | 11/18/2011 7:39:33 AM |
newest-generous-income | $25.00 | 11/18/2011 8:44:39 AM |
aesop56 | $100.00 | 11/18/2011 8:59:40 AM |
wwwUniversal | $25.00 | 11/18/2011 9:13:16 AM |
loanman2007 | $25.00 | 11/18/2011 5:34:36 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:59 AM |
loss-of-control | $100.00 | 11/18/2011 6:31:00 PM |
Bankwithme | $500.00 | 11/18/2011 10:58:46 PM |
hidavehi | $44.00 | 11/19/2011 12:08:39 PM |
bold-direct-asset | $50.00 | 11/19/2011 12:34:22 PM |
Bob450 | $25.00 | 11/19/2011 9:21:25 AM |
revenue-associate | $25.00 | 11/19/2011 9:58:59 AM |
CA-Lender | $25.00 | 11/19/2011 12:10:19 PM |
Druidsoft | $25.00 | 11/19/2011 1:42:21 PM |
leverage-meteor | $63.51 | 11/19/2011 3:05:23 PM |
famous-bill | $50.00 | 11/19/2011 1:39:18 PM |
DannyPhantom | $67.49 | 11/19/2011 3:33:51 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
539651
This series of Notes was issued and sold upon the funding of the borrower loan #56487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $570.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1979 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $107,766 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kalessi |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 70 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2007)
640-659
(Nov-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 70 | | |
Description
Loan consolidation
Purpose of loan:
This loan will be used to...pay off loans at a higher interest rate.
My financial situation:
I am a good candidate for this loan because...I have a stable job and have never missed a payment on a loan in my lifetime of 58 years..
I have had 2 previous loans ($5,000 & $10,000) with Prosper and paid them off on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/17/2011 5:08:04 PM |
enriching-trade2 | $50.00 | 11/17/2011 5:06:20 PM |
indomitable-coin | $25.00 | 11/17/2011 5:11:20 PM |
AFairDeal | $25.00 | 11/17/2011 5:15:54 PM |
influential-benjamins0 | $100.00 | 11/17/2011 5:37:25 PM |
kenji4861 | $25.00 | 11/17/2011 5:38:00 PM |
iaffy | $25.00 | 11/17/2011 5:39:49 PM |
loan-mammal | $100.00 | 11/17/2011 5:46:24 PM |
Pebbles-Lending | $25.00 | 11/17/2011 5:51:43 PM |
cashhelp | $25.00 | 11/17/2011 5:31:18 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:08 AM |
GMPK_TLAS | $50.00 | 11/18/2011 5:19:24 PM |
platinum-genetics | $25.00 | 11/18/2011 5:19:51 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:16 PM |
ChristopherHS | $25.00 | 11/18/2011 5:58:24 PM |
lendersf | $100.00 | 11/18/2011 8:13:13 PM |
sportsmagic | $50.00 | 11/18/2011 6:23:46 PM |
return-phase9 | $25.00 | 11/19/2011 10:53:04 AM |
kevin314 | $25.00 | 11/19/2011 12:09:44 PM |
Syzygy | $25.00 | 11/19/2011 12:27:39 PM |
susurrus | $50.00 | 11/19/2011 7:44:10 AM |
responsive-value4 | $25.00 | 11/19/2011 9:49:19 AM |
tflood1967 | $50.00 | 11/19/2011 12:55:29 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:51 PM |
enterprising-credit2 | $100.00 | 11/19/2011 3:30:32 PM |
phenomenal-gain5 | $25.00 | 11/19/2011 5:54:01 PM |
hookUup | $37.20 | 11/20/2011 5:40:40 AM |
DadWarbucks | $25.00 | 11/19/2011 1:02:48 PM |
p2pcapitalgroup | $25.00 | 11/20/2011 12:14:00 PM |
nickel-ferret | $50.00 | 11/20/2011 12:22:31 PM |
WSTRDG | $25.00 | 11/19/2011 8:27:27 PM |
investment-artist | $28.01 | 11/20/2011 12:31:05 PM |
power-secret-agent | $25.00 | 11/20/2011 5:28:59 AM |
antlr | $30.00 | 11/20/2011 2:43:14 PM |
Brisket_Bob | $129.95 | 11/20/2011 2:02:05 PM |
IPlayOutsideTheBox | $25.00 | 11/20/2011 4:40:17 PM |
asset-cougar0 | $25.00 | 11/20/2011 6:07:41 PM |
promise2 | $50.00 | 11/20/2011 9:55:19 PM |
nickel-jam | $705.00 | 11/20/2011 1:45:23 PM |
jpac1066 | $150.00 | 11/21/2011 8:18:28 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:43 AM |
walkinsky | $400.00 | 11/20/2011 5:50:42 PM |
progressive-economy261 | $400.00 | 11/21/2011 9:11:11 AM |
ianakacg | $25.00 | 11/20/2011 8:15:00 PM |
awwaww | $25.00 | 11/21/2011 9:52:12 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:18 AM |
listing-trapper3 | $50.00 | 11/21/2011 9:13:33 AM |
CreditBuilder2 | $50.00 | 11/21/2011 1:23:13 PM |
wampum-chorus3 | $25.00 | 11/21/2011 9:41:31 AM |
Sid-K | $25.00 | 11/21/2011 5:13:34 PM |
gjm6d | $25.00 | 11/21/2011 5:22:34 PM |
supreme-dollar5 | $50.00 | 11/21/2011 12:43:14 PM |
astute-fairness0 | $25.00 | 11/21/2011 12:43:43 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:26 PM |
gold-pudding6 | $60.00 | 11/21/2011 5:13:37 PM |
Planecourage | $43.88 | 11/21/2011 10:37:38 PM |
ferocious-exchange3 | $100.00 | 11/22/2011 12:41:38 AM |
igniter584 | $25.00 | 11/22/2011 7:42:08 AM |
treasure-birdie3 | $50.00 | 11/22/2011 7:43:53 AM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:14 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:35 PM |
educationfirst | $50.00 | 11/22/2011 10:47:53 AM |
granitepk | $100.00 | 11/22/2011 10:53:33 AM |
damage | $25.00 | 11/22/2011 11:21:27 AM |
vestratech | $50.00 | 11/22/2011 12:45:05 PM |
Quizard | $25.01 | 11/22/2011 10:46:39 AM |
commerce-wildebeest2 | $25.00 | 11/22/2011 5:20:21 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:38 PM |
lplender | $100.00 | 11/22/2011 8:24:16 PM |
ChrisTJ | $25.00 | 11/22/2011 5:16:24 PM |
gangusron | $50.00 | 11/22/2011 8:17:35 PM |
justinology | $40.00 | 11/22/2011 8:28:09 PM |
fund-bauble | $200.00 | 11/23/2011 5:47:13 AM |
UBOtto186 | $100.00 | 11/23/2011 8:42:01 AM |
axl163 | $25.00 | 11/23/2011 8:44:47 AM |
buraky | $50.00 | 11/22/2011 5:32:53 PM |
s270 | $62.34 | 11/22/2011 6:28:53 PM |
frooogal | $50.00 | 11/22/2011 8:43:18 PM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:01 AM |
rolltide09 | $25.00 | 11/23/2011 9:16:36 AM |
30Sky | $25.00 | 11/23/2011 12:57:46 AM |
jamiee73 | $25.00 | 11/23/2011 9:38:33 AM |
Castelj | $47.00 | 11/23/2011 7:17:50 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:56 AM |
blissful-cash3 | $250.00 | 11/23/2011 9:03:03 AM |
x-lender | $25.00 | 11/23/2011 2:14:18 PM |
jackpotnav | $25.00 | 11/23/2011 12:46:25 PM |
innovator10 | $200.00 | 11/23/2011 9:12:59 AM |
Cai8899 | $50.00 | 11/23/2011 9:18:34 AM |
currency-persimmon | $25.00 | 11/23/2011 3:53:12 PM |
jcw3rd | $25.00 | 11/23/2011 4:30:53 PM |
Tylerh | $255.00 | 11/23/2011 2:20:31 PM |
Bucket219 | $25.00 | 11/23/2011 4:56:14 PM |
skuba | $75.00 | 11/23/2011 9:22:42 AM |
tolerant-dinero2 | $25.00 | 11/23/2011 9:24:56 AM |
Macbethofscots | $25.00 | 11/23/2011 9:25:33 AM |
Savings_EQ_Dignity | $50.00 | 11/23/2011 3:23:15 PM |
fervent-repayment | $39.00 | 11/23/2011 5:10:12 PM |
bullet-shark | $25.00 | 11/23/2011 9:36:50 AM |
Money_Working | $25.00 | 11/23/2011 10:14:40 AM |
MyNestEgg | $25.00 | 11/23/2011 10:21:29 AM |
value-pole | $50.00 | 11/23/2011 10:35:06 AM |
Henrylin | $30.00 | 11/23/2011 5:57:30 PM |
Ripsaw4U | $50.00 | 11/23/2011 8:00:09 PM |
auction-karate | $25.00 | 11/24/2011 6:21:21 AM |
dcfinancial | $50.00 | 11/23/2011 3:26:23 PM |
pietro_torna_indietro | $49.77 | 11/24/2011 6:31:30 AM |
trustworthy-finance6 | $300.00 | 11/23/2011 3:47:06 PM |
ChrisJB | $25.00 | 11/23/2011 5:12:01 PM |
framework145 | $25.00 | 11/24/2011 7:58:46 AM |
chestnut4 | $25.00 | 11/24/2011 9:30:18 AM |
best-ingenious-funds | $25.00 | 11/23/2011 11:10:32 PM |
shrewd-rupee | $50.00 | 11/24/2011 11:31:15 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:43 PM |
elevated-truth | $25.00 | 11/24/2011 2:21:38 PM |
StPong | $25.00 | 11/24/2011 4:31:40 PM |
CASSHMAN | $100.00 | 11/24/2011 7:19:02 AM |
Sixmil | $100.00 | 11/24/2011 7:47:45 PM |
balance-trailblazer | $100.00 | 11/24/2011 8:53:02 PM |
dschaaf | $25.00 | 11/25/2011 5:09:26 AM |
Iamatlast | $50.00 | 11/24/2011 11:35:03 PM |
meabandit | $26.08 | 11/25/2011 7:26:01 AM |
Supernick | $100.00 | 11/25/2011 5:40:59 AM |
orbital-dollar2 | $25.00 | 11/25/2011 8:08:58 AM |
figs4u2 | $100.00 | 11/24/2011 9:29:59 AM |
first-serene-credit | $25.00 | 11/25/2011 8:05:18 AM |
japerk | $25.00 | 11/24/2011 10:38:43 AM |
dime-sprout | $50.00 | 11/24/2011 2:39:39 PM |
profitable-money | $25.00 | 11/24/2011 4:11:29 PM |
helpinghand63 | $25.00 | 11/24/2011 5:19:40 PM |
inspired-duty5 | $25.00 | 11/25/2011 3:38:29 AM |
finance-symphony7 | $100.00 | 11/25/2011 7:20:29 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:29 AM |
BxRealtor | $25.00 | 11/17/2011 5:10:26 PM |
saahilld | $25.00 | 11/17/2011 5:14:29 PM |
ctgscott | $25.00 | 11/17/2011 5:19:53 PM |
evnagelist | $25.00 | 11/17/2011 5:29:06 PM |
Clambake | $25.00 | 11/17/2011 5:41:26 PM |
WalnutCreekguy | $100.00 | 11/17/2011 5:44:29 PM |
bb575 | $50.00 | 11/17/2011 5:46:02 PM |
determined-revenue1 | $35.00 | 11/17/2011 5:16:39 PM |
tntmojave | $50.00 | 11/17/2011 5:36:09 PM |
britgsb | $30.00 | 11/17/2011 5:41:16 PM |
Feyenoord | $30.00 | 11/18/2011 9:13:25 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:44 AM |
toblerone | $25.00 | 11/18/2011 7:39:35 AM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:59 AM |
enticing-capital6 | $50.00 | 11/18/2011 9:10:34 AM |
371millwood | $300.00 | 11/18/2011 1:43:13 PM |
OldManP | $45.00 | 11/18/2011 2:23:24 PM |
anacent | $25.00 | 11/18/2011 5:09:27 PM |
zippy-greenback231 | $50.00 | 11/18/2011 8:43:00 PM |
wealth-fields8 | $50.00 | 11/18/2011 5:11:31 PM |
jpblan11 | $25.00 | 11/19/2011 4:54:25 AM |
payout-panda | $25.00 | 11/18/2011 5:36:40 PM |
Zuzu | $25.00 | 11/19/2011 11:22:53 AM |
cerebral-dollar773 | $50.00 | 11/19/2011 11:57:16 AM |
john0720 | $50.00 | 11/19/2011 10:44:51 AM |
einstein | $500.00 | 11/19/2011 12:00:10 PM |
kulender | $100.00 | 11/19/2011 12:28:22 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:13 PM |
jjb3 | $25.00 | 11/19/2011 12:58:20 PM |
life-is-great | $25.00 | 11/19/2011 12:25:53 PM |
tomdooley12520 | $50.00 | 11/19/2011 2:18:53 PM |
seabass123 | $25.00 | 11/19/2011 2:20:25 PM |
yield-hut | $50.00 | 11/19/2011 3:30:11 PM |
groovychick | $25.00 | 11/19/2011 8:37:23 PM |
dollar-tornado3 | $50.00 | 11/20/2011 4:24:56 AM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:52 AM |
Bank_Of_XL | $25.00 | 11/20/2011 9:40:05 AM |
emphatic-responsibility | $25.00 | 11/19/2011 2:29:04 PM |
lucrative-durability | $25.00 | 11/20/2011 8:42:10 AM |
loyalty-sherpa | $25.00 | 11/20/2011 12:20:17 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:51 PM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:13 AM |
riproaringrapids | $25.00 | 11/20/2011 12:46:43 PM |
novice-speculator | $25.00 | 11/20/2011 1:24:26 PM |
thankful-nickel2 | $25.00 | 11/20/2011 4:04:20 PM |
MoneyForNothing | $25.00 | 11/20/2011 4:34:03 PM |
just-loyalty643 | $50.00 | 11/20/2011 4:52:02 PM |
mizount | $25.00 | 11/20/2011 6:47:20 PM |
lincs | $25.00 | 11/21/2011 12:37:29 AM |
basis-wizard8 | $100.00 | 11/21/2011 6:26:48 AM |
britgsb | $30.00 | 11/20/2011 3:14:36 PM |
treasure-expert | $25.00 | 11/20/2011 3:22:20 PM |
brutusbone | $25.00 | 11/21/2011 7:16:52 AM |
CatbirdBanking | $25.00 | 11/20/2011 3:49:54 PM |
important-ore | $150.00 | 11/21/2011 9:17:36 AM |
ianakacg | $25.00 | 11/20/2011 8:21:43 PM |
brainy-repayment5 | $120.21 | 11/21/2011 9:46:59 AM |
totoro | $25.00 | 11/20/2011 9:44:21 PM |
Phunder | $25.00 | 11/21/2011 9:59:00 AM |
wyogirllender | $50.00 | 11/21/2011 10:43:12 AM |
igniter584 | $25.00 | 11/21/2011 12:12:19 PM |
jazzlender | $50.00 | 11/21/2011 9:26:43 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:24 AM |
a-responsible-return | $50.00 | 11/21/2011 5:05:33 PM |
lucrative-coin | $50.00 | 11/21/2011 5:07:05 PM |
paladin510 | $45.00 | 11/21/2011 5:02:58 PM |
harperpotok | $100.00 | 11/21/2011 5:19:45 PM |
igniter584 | $25.00 | 11/21/2011 12:20:40 PM |
blackfur | $25.00 | 11/21/2011 5:24:09 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:49 PM |
Mendosurfire | $50.00 | 11/21/2011 5:07:55 PM |
generator596 | $25.00 | 11/22/2011 3:20:13 AM |
w3alter | $50.00 | 11/21/2011 5:24:28 PM |
RSB-VA | $116.63 | 11/22/2011 7:14:54 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:03 AM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:13 PM |
don8ter | $100.00 | 11/22/2011 4:01:40 AM |
agalt | $75.00 | 11/22/2011 7:32:42 AM |
dough-temple | $50.00 | 11/22/2011 10:00:05 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:43 AM |
FlexFunding | $50.00 | 11/22/2011 2:29:02 PM |
julijask | $25.00 | 11/22/2011 10:11:29 AM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:22 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:31 PM |
robot777 | $72.00 | 11/22/2011 5:32:26 PM |
thrilling-nickel5 | $25.00 | 11/22/2011 7:05:10 PM |
cerebral-dollar773 | $50.00 | 11/23/2011 6:17:09 AM |
factcheck | $75.00 | 11/23/2011 3:54:37 AM |
thajr | $25.93 | 11/23/2011 6:46:15 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:05 AM |
minista | $25.00 | 11/23/2011 9:06:37 AM |
new-ore-venture | $150.00 | 11/22/2011 11:02:04 PM |
velocity-solo | $25.00 | 11/23/2011 9:28:45 AM |
Leshan | $100.00 | 11/23/2011 9:35:03 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:00 AM |
transparency-universe8 | $36.00 | 11/23/2011 10:42:39 AM |
spruce212 | $25.00 | 11/23/2011 12:34:39 PM |
jazz619 | $25.00 | 11/23/2011 9:18:58 AM |
supersarah61 | $50.00 | 11/23/2011 4:21:51 PM |
icchok | $50.00 | 11/23/2011 9:21:19 AM |
postalwhiz | $25.00 | 11/23/2011 5:12:13 PM |
fairness-faire | $25.00 | 11/23/2011 3:40:50 PM |
JLMGroupFunds | $25.00 | 11/23/2011 9:27:53 AM |
lamsabuy | $100.00 | 11/23/2011 9:37:39 AM |
fcrick | $25.00 | 11/23/2011 5:15:13 PM |
Wilcat77 | $25.00 | 11/23/2011 11:03:15 AM |
transparency-universe8 | $36.00 | 11/23/2011 5:49:02 PM |
cloud8 | $50.00 | 11/23/2011 9:13:20 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:40 AM |
majestic-repayment3 | $50.00 | 11/23/2011 11:45:22 AM |
green28 | $200.00 | 11/23/2011 12:06:23 PM |
payout-harmony4 | $50.00 | 11/23/2011 8:41:28 PM |
coldfuzion | $74.41 | 11/23/2011 10:46:47 PM |
igniter584 | $25.00 | 11/24/2011 6:37:39 AM |
jdrez | $50.00 | 11/23/2011 3:06:33 PM |
jga516 | $25.00 | 11/24/2011 8:48:16 AM |
janeybooboo | $62.55 | 11/24/2011 9:02:40 AM |
daveseansworld | $25.00 | 11/24/2011 9:04:08 AM |
CASSHMAN | $100.00 | 11/24/2011 9:04:47 AM |
skro | $25.00 | 11/23/2011 5:12:11 PM |
umfan123 | $25.00 | 11/24/2011 8:32:47 AM |
sportsmagic | $650.00 | 11/23/2011 6:22:12 PM |
genius520 | $50.00 | 11/24/2011 9:27:14 AM |
Lendomatic | $25.00 | 11/24/2011 12:08:34 AM |
houli123 | $25.00 | 11/24/2011 2:22:24 AM |
crw1950 | $53.16 | 11/24/2011 3:45:42 AM |
keichi03 | $40.00 | 11/24/2011 4:20:33 AM |
exact-gold2 | $25.00 | 11/24/2011 3:35:42 PM |
Howaboutsomemoney | $55.00 | 11/24/2011 7:43:46 AM |
nimcha | $50.00 | 11/24/2011 6:48:34 PM |
Independenceday | $100.00 | 11/24/2011 7:36:54 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:16 PM |
DreDub | $50.00 | 11/24/2011 9:09:47 AM |
nsquared007 | $25.00 | 11/25/2011 6:19:21 AM |
uralrider | $30.80 | 11/25/2011 6:26:43 AM |
LenderByDay | $25.00 | 11/25/2011 12:48:30 AM |
devoider | $25.00 | 11/25/2011 6:47:25 AM |
officer8 | $25.00 | 11/25/2011 6:54:57 AM |
money-bauble | $200.00 | 11/24/2011 9:29:08 AM |
trade-arch | $25.00 | 11/25/2011 8:19:13 AM |
astute-benjamins | $50.00 | 11/25/2011 8:41:04 AM |
ChrisProsper | $441.78 | 11/25/2011 8:48:41 AM |
ommuruga | $50.00 | 11/24/2011 1:17:01 PM |
theloanteacher | $25.00 | 11/24/2011 6:12:34 PM |
new-affluence-piledriver | $100.00 | 11/25/2011 8:03:12 AM |
icon7 | $50.00 | 11/25/2011 8:16:26 AM |
279 Investments
|
Borrower Payment Dependent Notes Series
539653
This series of Notes was issued and sold upon the funding of the borrower loan #56549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 15.19% |
Borrower rate/APR:
| 16.19% / 19.09% |
Monthly payment:
| $528.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.93% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,866 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| epic-revenue5 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $5,882.55 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
azstarr
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/17/2011 3:13:31 PM |
fantastic-wampum1 | $100.00 | 11/17/2011 9:21:03 AM |
influential-benjamins0 | $100.00 | 11/17/2011 9:28:47 AM |
loan-mammal | $100.00 | 11/17/2011 9:31:38 AM |
orderly-leverage | $100.00 | 11/17/2011 3:45:06 PM |
enriching-trade2 | $50.00 | 11/17/2011 9:37:43 AM |
ctgscott | $25.00 | 11/17/2011 5:19:51 PM |
evnagelist | $25.00 | 11/17/2011 5:29:05 PM |
toblerone | $25.00 | 11/18/2011 7:39:27 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:42 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:45 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:54:09 PM |
camaraderi-atmosphere | $50.00 | 11/18/2011 6:49:59 PM |
enterprising-credit2 | $25.00 | 11/18/2011 2:02:37 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:26 AM |
Bob450 | $15.00 | 11/19/2011 9:08:59 AM |
worth-blanket2 | $13,600.00 | 11/19/2011 8:21:37 AM |
payout-magician | $25.00 | 11/19/2011 8:31:16 AM |
he-shoots-he-scores | $35.00 | 11/19/2011 8:54:05 AM |
the-discrete-income | $25.00 | 11/17/2011 5:05:45 PM |
BxRealtor | $25.00 | 11/17/2011 9:16:03 AM |
rescue | $100.00 | 11/17/2011 9:23:51 AM |
cnovak | $25.00 | 11/17/2011 9:27:19 AM |
LittleMingo | $25.00 | 11/17/2011 11:09:01 AM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:07 AM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:32 PM |
papaloha | $25.00 | 11/18/2011 10:29:36 AM |
GMPK_TLAS | $50.00 | 11/18/2011 5:19:23 PM |
gotjack | $100.00 | 11/19/2011 5:40:51 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
539661
This series of Notes was issued and sold upon the funding of the borrower loan #56831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-18-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 20.51% |
Borrower rate/APR:
| 21.51% / 23.48% |
Monthly payment:
| $355.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.15% | | |
| |
Estimated return*:
| 14.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 50% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,566 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agreement-thinker2 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate bills, baby on the way
Purpose of loan: to combine debts into one monthly payment to make room for new family addition
This loan will be used to...consolidate the debt
My financial situation: I have good credit, and i am currently up to date on my payments, I just am wanting one single payment
I am a good candidate for this loan because... I have never had a late payment.
Monthly net income: $ 2400
Monthly expenses: $1800
Housing: $580
Insurance: $150
Car expenses: $345
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 9:05:56 AM |
pound-mushroom3 | $25.00 | 11/18/2011 9:37:11 AM |
papaloha | $25.00 | 11/18/2011 10:29:47 AM |
abundant-one | $25.00 | 11/19/2011 2:03:21 AM |
commerce-web5 | $25.00 | 11/20/2011 12:30:53 PM |
enterprising-credit2 | $25.00 | 11/20/2011 1:59:21 PM |
LoanerPrincipal | $25.00 | 11/20/2011 6:02:29 PM |
blazing-capital2 | $69.00 | 11/21/2011 11:18:12 AM |
majikthanos | $50.00 | 11/21/2011 11:03:31 AM |
igniter584 | $25.00 | 11/21/2011 12:12:22 PM |
rich266 | $25.00 | 11/21/2011 5:24:39 PM |
chuckpats | $100.00 | 11/21/2011 3:25:44 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:24 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:10 PM |
worthy-bid8 | $33.00 | 11/22/2011 9:06:52 AM |
mizount | $25.00 | 11/22/2011 9:24:52 AM |
dough-temple | $50.00 | 11/22/2011 10:00:06 AM |
factcheck | $40.00 | 11/22/2011 10:30:43 AM |
ciscoparrot | $25.00 | 11/22/2011 5:19:15 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:58 AM |
nickel-ferret | $50.00 | 11/22/2011 5:35:28 PM |
feiandasun | $25.00 | 11/22/2011 6:35:48 PM |
value-pole | $50.00 | 11/23/2011 10:35:06 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:41 AM |
dollardave | $100.00 | 11/23/2011 11:11:12 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:06 AM |
taurusco | $100.00 | 11/23/2011 12:48:42 PM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:43:46 PM |
CAGE-Investments | $25.00 | 11/23/2011 5:12:17 PM |
mikrolown | $25.00 | 11/23/2011 9:35:34 AM |
CashFlow13 | $100.00 | 11/23/2011 5:26:43 PM |
sportsmagic | $250.00 | 11/23/2011 7:03:54 PM |
igniter584 | $25.00 | 11/24/2011 6:37:40 AM |
jga516 | $25.00 | 11/24/2011 8:48:18 AM |
Kaj | $25.00 | 11/24/2011 9:26:48 AM |
asmithj | $25.00 | 11/24/2011 9:38:05 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:44 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:17 PM |
credit-coach118 | $25.27 | 11/24/2011 9:30:03 AM |
melodious-fairness | $25.00 | 11/24/2011 9:37:00 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:46 AM |
sentry256 | $25.00 | 11/25/2011 4:29:03 PM |
Watersports | $50.00 | 11/25/2011 2:21:23 PM |
fair-pound5 | $100.00 | 11/25/2011 5:13:53 PM |
josuae | $25.00 | 11/26/2011 12:06:43 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:18 PM |
TrustPlus | $50.00 | 11/26/2011 9:09:57 AM |
Bcs-cnc | $25.00 | 11/26/2011 6:28:23 PM |
igniter584 | $25.00 | 11/27/2011 8:29:48 AM |
steiglends | $100.00 | 11/27/2011 9:49:32 AM |
drkosh | $25.00 | 11/27/2011 9:35:56 AM |
Trimalchio12 | $25.00 | 11/27/2011 12:52:28 PM |
elegant-market9 | $25.00 | 11/27/2011 5:41:51 AM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:17 AM |
wise-silver-wonder | $25.00 | 11/27/2011 11:15:58 AM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:25 AM |
wwwUniversal | $25.00 | 11/28/2011 9:24:11 AM |
letsmakeitsuccessful | $25.00 | 11/28/2011 9:26:56 AM |
economy-huckleberry0 | $25.00 | 11/28/2011 1:10:48 PM |
crawfingers | $25.00 | 11/28/2011 2:28:20 PM |
astute-benjamins | $50.00 | 11/28/2011 3:16:03 PM |
benefit-zoo | $50.00 | 11/28/2011 5:11:30 PM |
spenrod | $25.00 | 11/28/2011 5:17:48 PM |
Sierrahh | $25.00 | 11/28/2011 10:08:40 AM |
buraky | $50.00 | 11/28/2011 5:20:09 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:30 PM |
Banker7371 | $25.00 | 11/28/2011 5:29:09 PM |
duty-explosion9 | $50.00 | 11/28/2011 6:56:50 PM |
beans53 | $25.00 | 11/29/2011 6:52:49 AM |
flexible-return297 | $25.00 | 11/29/2011 8:26:26 AM |
Higheagle | $29.71 | 11/29/2011 7:58:53 AM |
jrbill1998 | $37.00 | 11/29/2011 9:06:13 AM |
ideal-platinum1 | $25.00 | 11/29/2011 9:07:28 AM |
Daneistes | $50.00 | 11/29/2011 9:09:53 AM |
1phantom | $25.00 | 11/29/2011 9:14:56 AM |
slartibardfast | $25.00 | 11/29/2011 9:17:36 AM |
kindness-jedi | $25.00 | 11/29/2011 9:14:08 AM |
CapeDollars | $25.00 | 11/29/2011 9:15:26 AM |
successful-agreement7 | $75.00 | 11/29/2011 9:21:02 AM |
the-transaction-stronghold | $25.00 | 11/29/2011 9:21:07 AM |
Maximum_Investment | $35.75 | 11/29/2011 5:12:56 AM |
useful-p2ploan | $25.00 | 11/29/2011 9:21:04 AM |
rakstar | $25.00 | 11/29/2011 9:21:21 AM |
wayman | $25.00 | 11/29/2011 9:23:33 AM |
larslfe | $25.00 | 11/29/2011 9:24:58 AM |
Money4Friends | $25.00 | 11/29/2011 9:29:57 AM |
gavinfh | $25.00 | 11/29/2011 9:25:52 AM |
tender-commerce8 | $50.00 | 11/29/2011 9:26:54 AM |
netrageouz | $40.00 | 11/29/2011 9:27:50 AM |
vigilance-revolutionary | $50.00 | 11/29/2011 9:28:07 AM |
lucrative-coin | $50.00 | 11/29/2011 9:33:44 AM |
puifais | $28.00 | 11/29/2011 9:28:58 AM |
ski bum | $64.00 | 11/29/2011 9:33:57 AM |
Erikdbp | $25.00 | 11/29/2011 9:29:51 AM |
gizzywump | $25.00 | 11/29/2011 9:35:40 AM |
ersheido | $35.00 | 11/29/2011 9:36:18 AM |
gold-commander0 | $25.00 | 11/29/2011 9:32:29 AM |
first-upright-payout | $25.00 | 11/29/2011 9:32:45 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:38:58 AM |
spark548 | $50.00 | 11/29/2011 9:35:51 AM |
haplender | $50.00 | 11/29/2011 9:10:19 AM |
compassion-bauble4 | $25.00 | 11/29/2011 9:38:36 AM |
divedude | $25.00 | 11/29/2011 9:44:35 AM |
orange-courageous-dedication | $25.00 | 11/29/2011 9:40:57 AM |
new-thrilling-principal | $25.00 | 11/29/2011 9:45:36 AM |
Victor-E-Lane | $25.00 | 11/29/2011 9:14:17 AM |
robust-trade | $25.00 | 11/29/2011 9:47:17 AM |
bold-direct-asset | $50.00 | 11/29/2011 9:48:20 AM |
durability-high-five | $25.00 | 11/29/2011 9:46:36 AM |
indomitable-dedication | $25.00 | 11/29/2011 9:23:02 AM |
flexible-value | $45.00 | 11/29/2011 9:23:11 AM |
LeReve | $25.00 | 11/29/2011 9:24:16 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:24 AM |
wormdc | $25.00 | 11/29/2011 9:26:05 AM |
compoundinterest | $50.00 | 11/29/2011 9:26:39 AM |
Rick21 | $25.00 | 11/29/2011 9:26:44 AM |
vestratech | $50.00 | 11/29/2011 10:26:16 AM |
unassassinable | $25.00 | 11/29/2011 9:28:12 AM |
hopethisworks | $25.00 | 11/29/2011 9:35:25 AM |
Ivan2007 | $25.00 | 11/29/2011 9:36:37 AM |
platinum-genetics | $25.00 | 11/29/2011 9:37:48 AM |
Logan7 | $25.00 | 11/29/2011 9:39:45 AM |
gracej | $25.00 | 11/29/2011 9:44:19 AM |
escharfer | $25.00 | 11/29/2011 9:46:09 AM |
credit-socrates648 | $1,074.32 | 11/29/2011 11:03:25 AM |
sfmf | $25.00 | 11/18/2011 9:15:24 AM |
Tradesmanlender | $25.00 | 11/18/2011 9:32:46 AM |
ingenious-deal6 | $25.00 | 11/18/2011 9:33:48 AM |
ready-interest9 | $25.00 | 11/18/2011 2:43:37 PM |
toblerone | $25.00 | 11/18/2011 9:21:41 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:48 PM |
cnovak | $25.00 | 11/18/2011 5:34:32 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:34 AM |
Bank_Of_XL | $25.00 | 11/20/2011 9:40:45 AM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:54 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:26 AM |
ianakacg | $25.00 | 11/20/2011 8:21:45 PM |
principal-cooker2 | $100.00 | 11/21/2011 9:43:15 AM |
evnagelist | $25.00 | 11/21/2011 5:05:18 PM |
GMPK_TLAS | $50.00 | 11/21/2011 5:08:29 PM |
tflood1967 | $50.00 | 11/21/2011 5:12:04 PM |
igniter584 | $25.00 | 11/21/2011 12:20:43 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:28 PM |
Brisket_Bob | $29.95 | 11/21/2011 7:16:38 PM |
enriching-payout | $30.00 | 11/22/2011 5:00:02 AM |
rescue | $100.00 | 11/21/2011 5:31:21 PM |
Weaverville | $25.00 | 11/21/2011 9:21:17 PM |
life-is-great | $25.00 | 11/22/2011 9:09:02 AM |
Sid-K | $25.00 | 11/22/2011 9:24:16 AM |
market-assembler | $25.00 | 11/22/2011 9:27:59 AM |
igniter584 | $25.00 | 11/22/2011 7:42:10 AM |
equitable-capital758 | $179.00 | 11/22/2011 9:35:01 AM |
loyalty-sherpa | $25.00 | 11/22/2011 9:37:08 AM |
calbertrand | $25.00 | 11/22/2011 1:24:05 PM |
Investor_DP | $100.00 | 11/22/2011 9:36:08 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:40 PM |
progressive-economy261 | $179.00 | 11/22/2011 9:38:37 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:02 AM |
lplender | $50.00 | 11/22/2011 8:36:11 PM |
oreyedoc | $50.00 | 11/22/2011 9:31:22 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:14 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:01 AM |
Tylerh | $255.00 | 11/23/2011 2:20:33 PM |
bid-czar8 | $100.00 | 11/23/2011 5:06:42 PM |
Smallbear | $25.00 | 11/23/2011 2:16:47 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:37 AM |
marwadi-62 | $25.00 | 11/24/2011 8:24:15 AM |
transaction-animal8 | $25.00 | 11/24/2011 9:31:07 AM |
credit-maple5 | $25.00 | 11/24/2011 9:26:00 AM |
fervent-repayment | $37.00 | 11/24/2011 9:35:29 AM |
gjm6d | $25.00 | 11/24/2011 7:32:34 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:41 PM |
houli123 | $25.00 | 11/25/2011 12:00:42 AM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:07 AM |
gold-channel2 | $50.00 | 11/25/2011 9:22:27 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:31 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:14 AM |
E_G | $50.00 | 11/25/2011 8:13:01 PM |
mmzero | $25.00 | 11/26/2011 6:51:02 AM |
Ven58 | $30.00 | 11/25/2011 12:58:40 PM |
hunterMG | $50.00 | 11/26/2011 9:51:42 AM |
Bob450 | $25.00 | 11/26/2011 10:24:20 AM |
PatriotKnight | $25.00 | 11/25/2011 5:03:53 PM |
Lam0nt | $25.00 | 11/26/2011 12:16:00 PM |
samo102us | $25.00 | 11/26/2011 12:30:30 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:49 PM |
kind-efficient-credit | $25.00 | 11/26/2011 12:37:19 PM |
smallcountry | $25.00 | 11/26/2011 9:43:43 AM |
loan-warrior | $25.00 | 11/26/2011 5:17:26 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:52 PM |
careful-note | $50.00 | 11/27/2011 4:58:36 AM |
loss-of-control | $100.00 | 11/27/2011 9:11:30 AM |
just-loyalty643 | $50.00 | 11/26/2011 2:19:36 PM |
umfan123 | $25.00 | 11/26/2011 5:54:51 PM |
firelender | $50.00 | 11/27/2011 3:35:53 PM |
american6 | $100.00 | 11/27/2011 11:55:42 PM |
nycitynoodle | $50.00 | 11/28/2011 8:17:33 AM |
BlueRoom | $25.00 | 11/28/2011 9:09:32 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:36 PM |
dordee | $50.00 | 11/28/2011 11:12:49 AM |
tylerfd | $25.00 | 11/28/2011 7:37:59 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:10 AM |
responsibility-wind6 | $25.00 | 11/28/2011 5:28:23 PM |
hanuman77 | $25.00 | 11/29/2011 2:37:50 AM |
IIP77 | $25.00 | 11/29/2011 2:36:14 AM |
ursus | $50.00 | 11/28/2011 5:29:04 PM |
herbyman | $50.00 | 11/29/2011 7:39:47 AM |
flexible-return297 | $40.00 | 11/29/2011 8:18:47 AM |
IP | $25.00 | 11/29/2011 9:08:27 AM |
DDHMoney | $25.00 | 11/29/2011 9:11:22 AM |
marketplace-cello5 | $25.00 | 11/29/2011 9:08:36 AM |
BuffetRocks | $27.00 | 11/29/2011 9:10:25 AM |
Anny-Disco | $40.00 | 11/29/2011 9:12:11 AM |
token34 | $25.00 | 11/29/2011 9:12:18 AM |
skidoo99 | $25.00 | 11/29/2011 9:12:52 AM |
RetiredATC | $50.00 | 11/29/2011 9:17:07 AM |
Contact911 | $25.00 | 11/29/2011 9:14:38 AM |
uncleharold | $25.00 | 11/29/2011 4:27:07 AM |
best-phenomenal-treasure | $25.00 | 11/29/2011 9:21:51 AM |
Weaverville | $25.00 | 11/29/2011 9:18:38 AM |
Tai | $25.00 | 11/29/2011 9:25:20 AM |
stolirocks01 | $50.00 | 11/29/2011 9:26:42 AM |
harperpotok | $25.00 | 11/29/2011 9:27:26 AM |
credit-sasquatch3 | $33.00 | 11/29/2011 9:29:19 AM |
studious-bonus7 | $100.00 | 11/29/2011 9:29:45 AM |
treasure-birdie3 | $100.00 | 11/29/2011 8:08:49 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:51 AM |
flexible-return297 | $40.00 | 11/29/2011 8:25:51 AM |
figs4u2 | $70.00 | 11/29/2011 9:33:28 AM |
gere-co | $25.00 | 11/29/2011 9:40:48 AM |
cutter21 | $25.00 | 11/29/2011 9:41:12 AM |
skuba | $75.00 | 11/29/2011 9:42:17 AM |
revenue-achievement | $25.00 | 11/29/2011 9:42:37 AM |
brightest-affluence-motivator | $50.00 | 11/29/2011 9:15:45 AM |
the-dollar-topper | $149.00 | 11/29/2011 9:45:06 AM |
wtrboy | $25.00 | 11/29/2011 9:18:02 AM |
calm-deal7 | $25.00 | 11/29/2011 9:45:26 AM |
nybanker85 | $50.00 | 11/29/2011 9:45:49 AM |
kyomoon | $50.00 | 11/29/2011 9:21:30 AM |
enriching-capital | $25.00 | 11/29/2011 9:49:47 AM |
money-bauble | $200.00 | 11/29/2011 9:24:02 AM |
ImagClaw | $25.00 | 11/29/2011 10:03:24 AM |
reflective-cash0 | $50.00 | 11/29/2011 9:25:03 AM |
buyrite334 | $25.00 | 11/29/2011 9:33:23 AM |
gulch | $25.00 | 11/29/2011 9:34:27 AM |
dominickf | $50.00 | 11/29/2011 9:36:34 AM |
prohelper | $25.00 | 11/29/2011 9:43:51 AM |
247 Investments
|
Borrower Payment Dependent Notes Series
539665
This series of Notes was issued and sold upon the funding of the borrower loan #56403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $273.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,044 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| hope-sceptre |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
|
Principal balance:
| $1,927.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Bill Consolidation-Home Improvement
Purpose of loan:
This loan will be used to payoff existing higher interest prosper loan, consolidate credit card payments, and provide for funds towards home improvements.
My financial situation:
I am a good candidate for this loan because I have a solid employment history and solid record of paying existing proper loan and other financial obligations in a timely manner.
Monthly net income: $4668
Monthly expenses: $3223
Housing: $1141
Insurance: $180
Car expenses: $727 (2 vehicles)
Utilities: $200
Phone, cable, internet: $75
Food, entertainment: $100
Clothing, household expenses: $300
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/17/2011 5:40:26 PM |
113121 | $25.00 | 11/22/2011 5:35:52 PM |
enriching-trade2 | $50.00 | 11/17/2011 5:06:21 PM |
CoolPlexer | $25.00 | 11/17/2011 5:10:56 PM |
jjswanso | $25.00 | 11/17/2011 5:45:08 PM |
luv4cycling | $100.00 | 11/17/2011 5:49:38 PM |
SLN-10 | $50.00 | 11/17/2011 5:21:47 PM |
Feyenoord | $30.00 | 11/18/2011 6:49:48 AM |
toblerone | $25.00 | 11/18/2011 7:39:35 AM |
dollar-tornado3 | $25.00 | 11/18/2011 8:10:07 AM |
grammaspurse | $25.00 | 11/18/2011 8:29:20 AM |
coin-investor | $25.00 | 11/18/2011 9:22:04 AM |
reflective-rupee | $25.00 | 11/18/2011 10:02:42 AM |
enterprising-credit2 | $25.00 | 11/18/2011 2:10:47 PM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:46 PM |
otto1939 | $101.00 | 11/18/2011 9:20:27 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:30 AM |
finance-prescription | $100.00 | 11/19/2011 6:54:00 AM |
Bob450 | $30.00 | 11/19/2011 9:06:06 AM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:51 PM |
AF-Chief | $25.00 | 11/19/2011 12:42:39 PM |
handy-justice | $50.00 | 11/19/2011 5:45:11 PM |
graceful-investment | $25.00 | 11/19/2011 6:29:53 PM |
good4loan | $50.00 | 11/19/2011 8:54:10 PM |
loss-of-control | $75.00 | 11/19/2011 3:51:39 PM |
daekpon | $100.00 | 11/20/2011 3:59:43 PM |
five-star-note | $60.00 | 11/21/2011 3:22:26 AM |
jjswanso | $50.00 | 11/21/2011 8:22:04 AM |
malomar66 | $45.17 | 11/20/2011 6:00:03 PM |
wwwUniversal | $25.00 | 11/21/2011 9:33:55 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:19 AM |
Rogelio48 | $25.00 | 11/21/2011 7:01:00 AM |
tnjohnso | $25.00 | 11/21/2011 11:51:21 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:24 AM |
Lender_1972 | $54.68 | 11/21/2011 12:14:44 PM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:21 AM |
red-power-pecan | $50.00 | 11/22/2011 9:37:16 AM |
skro | $25.00 | 11/22/2011 10:37:33 AM |
factcheck | $40.00 | 11/22/2011 10:30:41 AM |
rakem777 | $25.00 | 11/22/2011 1:09:45 PM |
raisingophelia | $25.00 | 11/22/2011 1:16:05 PM |
basis-wizard8 | $100.00 | 11/22/2011 2:42:20 PM |
debt-legend | $25.00 | 11/22/2011 3:11:46 PM |
chameleon125 | $25.00 | 11/22/2011 1:47:12 PM |
CincyTex | $25.00 | 11/22/2011 2:05:32 PM |
WakkaWakkaWakka | $25.00 | 11/22/2011 4:42:30 PM |
2grindstones | $46.60 | 11/22/2011 3:57:15 PM |
Dubbs360 | $100.00 | 11/22/2011 5:08:46 PM |
schoolchamp | $25.00 | 11/22/2011 10:35:37 AM |
Katburg | $25.00 | 11/22/2011 12:44:48 PM |
rescue | $100.00 | 11/22/2011 5:22:39 PM |
Bankwithme | $500.00 | 11/22/2011 1:21:59 PM |
Jack55304 | $200.00 | 11/22/2011 5:27:38 PM |
ddog0224 | $50.00 | 11/22/2011 2:52:39 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:31 PM |
URBANCAPITAL | $100.00 | 11/22/2011 6:04:40 PM |
social-cocktail1 | $80.00 | 11/22/2011 5:08:07 PM |
duckbill_1972 | $35.94 | 11/22/2011 6:01:49 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:17 PM |
thelovebug | $100.00 | 11/22/2011 5:26:49 PM |
intrepid-loot | $25.00 | 11/22/2011 5:36:18 PM |
loan-mammal | $100.00 | 11/17/2011 5:46:24 PM |
312-Lender | $25.00 | 11/17/2011 11:23:21 PM |
Kash2010lu | $25.00 | 11/18/2011 7:48:29 AM |
Comoparklender | $25.00 | 11/18/2011 9:09:00 AM |
jmeasn | $100.00 | 11/18/2011 12:15:27 AM |
twjh | $25.00 | 11/18/2011 9:27:11 AM |
economy-coup | $27.00 | 11/18/2011 9:36:15 AM |
CA-Lender | $50.00 | 11/18/2011 1:06:41 PM |
calmfunds | $500.00 | 11/18/2011 1:36:23 PM |
travels536 | $26.75 | 11/19/2011 8:46:41 AM |
diplomatic-wealth7 | $25.00 | 11/19/2011 12:16:41 PM |
sensible-fund | $25.00 | 11/19/2011 10:51:48 AM |
tflood1967 | $50.00 | 11/19/2011 12:55:29 PM |
kind-bill-supporter | $25.00 | 11/19/2011 12:34:33 PM |
shrewd-income | $100.00 | 11/19/2011 6:43:08 PM |
richboy56 | $25.00 | 11/19/2011 12:52:49 PM |
kevin314 | $25.00 | 11/20/2011 12:14:40 PM |
1phantom | $25.00 | 11/20/2011 12:21:32 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:51 PM |
VAGweilo | $25.00 | 11/20/2011 11:49:14 PM |
loanman2007 | $25.00 | 11/21/2011 4:49:47 AM |
managedfund | $500.00 | 11/21/2011 10:38:27 AM |
Angel_Investor_7 | $25.00 | 11/21/2011 9:12:36 AM |
McDeeter | $25.00 | 11/21/2011 2:10:36 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:21 PM |
Brisket_Bob | $25.12 | 11/21/2011 7:12:28 PM |
contract-victor5 | $30.00 | 11/21/2011 9:29:52 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:54:35 PM |
SolarMoonshine | $25.00 | 11/22/2011 4:03:57 AM |
silver-wonder278 | $25.00 | 11/22/2011 9:10:12 AM |
RoZu_Lending | $25.00 | 11/22/2011 9:21:56 AM |
genuine-money | $100.00 | 11/22/2011 6:22:59 AM |
ChrisJB | $25.00 | 11/22/2011 11:09:17 AM |
ChrisTJ | $25.00 | 11/22/2011 10:33:31 AM |
finance-mushroom | $200.00 | 11/22/2011 9:16:09 AM |
vestratech | $50.00 | 11/22/2011 12:45:05 PM |
CPADawg | $25.00 | 11/22/2011 1:50:36 PM |
DoctorJoe | $30.00 | 11/22/2011 12:42:47 PM |
durability-boomarang1 | $25.00 | 11/22/2011 4:53:29 PM |
durability-boomarang1 | $25.00 | 11/22/2011 4:58:18 PM |
setUup | $28.20 | 11/22/2011 4:19:00 PM |
truelumen | $25.00 | 11/22/2011 5:15:59 PM |
rautility | $50.00 | 11/22/2011 11:53:01 AM |
damage | $25.00 | 11/22/2011 5:28:24 PM |
lagnisiruk | $25.00 | 11/22/2011 5:32:51 PM |
engrossing-responsibility0 | $50.00 | 11/22/2011 5:30:55 PM |
WeshaTheLeopard | $25.00 | 11/22/2011 3:51:01 PM |
gilbrear | $25.00 | 11/22/2011 4:30:50 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:55 PM |
a-fund-doctor | $25.00 | 11/22/2011 5:06:43 PM |
jonnysixgun | $30.31 | 11/22/2011 5:53:49 PM |
kegs | $178.37 | 11/22/2011 6:07:45 PM |
commerce-wildebeest2 | $25.00 | 11/22/2011 5:32:23 PM |
114 Investments
|
Borrower Payment Dependent Notes Series
539669
This series of Notes was issued and sold upon the funding of the borrower loan #56567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $215.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 31% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,219 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| point-futurist |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Preparing for the future
Purpose of loan: To clean up some debt
This loan will be used to... pay off some bills
My financial situation: I have some miscellaneous debt
I am a good candidate for this loan because... I have good payment history
Monthly net income: $21,000
Monthly expenses: $2,085
Housing: $725
Insurance: $200
Car expenses: $380
Utilities: $145
Phone, cable, internet: $80
Food, entertainment: $140
Clothing, household expenses: 60
Credit cards and other loans: $ 305
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/17/2011 5:08:04 PM |
aabadabadoo | $25.00 | 11/17/2011 5:34:38 PM |
fortytwo | $200.00 | 11/17/2011 5:15:26 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:09 AM |
elvisloans | $25.00 | 11/18/2011 9:00:59 AM |
SudianX | $25.00 | 11/18/2011 3:15:24 PM |
axl163 | $25.00 | 11/18/2011 8:53:06 PM |
killdare | $25.00 | 11/19/2011 11:31:06 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:30 AM |
managedfund | $1,500.00 | 11/21/2011 10:48:08 AM |
igniter584 | $25.00 | 11/21/2011 12:20:41 PM |
silver-breeze3 | $30.00 | 11/21/2011 2:55:23 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:24 AM |
CashFlow13 | $100.00 | 11/21/2011 5:32:19 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:26 PM |
igniter584 | $25.00 | 11/22/2011 7:42:08 AM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:09 PM |
factcheck | $40.00 | 11/22/2011 10:30:41 AM |
novice-speculator | $25.00 | 11/22/2011 12:27:33 PM |
boss42 | $25.00 | 11/22/2011 12:16:53 PM |
Digs | $25.00 | 11/22/2011 1:11:27 PM |
mpatrick | $50.00 | 11/22/2011 2:03:12 PM |
gilbrear | $25.00 | 11/22/2011 4:32:19 PM |
basis-wizard8 | $100.00 | 11/22/2011 2:43:05 PM |
sensible-trade | $100.00 | 11/22/2011 5:05:20 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:39 PM |
hidavehi | $26.00 | 11/22/2011 4:44:59 PM |
the-enthralling-coin | $25.00 | 11/22/2011 5:11:24 PM |
evnagelist | $25.00 | 11/22/2011 5:07:39 PM |
jazzlender | $50.00 | 11/22/2011 5:16:17 PM |
progressive-economy261 | $86.06 | 11/22/2011 5:29:33 PM |
rescue | $100.00 | 11/22/2011 5:22:40 PM |
Sid-K | $25.00 | 11/22/2011 5:25:04 PM |
Mendosurfire | $50.00 | 11/22/2011 5:08:32 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:17 PM |
bid-czar8 | $100.00 | 11/22/2011 5:21:16 PM |
pound-mushroom3 | $25.00 | 11/17/2011 5:12:54 PM |
pdub | $75.00 | 11/17/2011 5:09:46 PM |
BxRealtor | $25.00 | 11/17/2011 5:10:26 PM |
ingenious-deal6 | $25.00 | 11/17/2011 5:16:41 PM |
enriching-trade2 | $50.00 | 11/17/2011 5:06:21 PM |
Whipster | $50.00 | 11/17/2011 6:04:12 PM |
toblerone | $25.00 | 11/18/2011 7:39:36 AM |
aesop56 | $100.00 | 11/18/2011 8:59:40 AM |
papaloha | $25.00 | 11/18/2011 10:29:42 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:47 PM |
ChoiceInvestments | $27.50 | 11/19/2011 3:25:59 AM |
commerce-web5 | $25.00 | 11/20/2011 12:30:51 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:53 AM |
creative-power3 | $50.00 | 11/20/2011 8:48:56 AM |
Reddy_Capital | $36.00 | 11/20/2011 5:17:58 PM |
LoanerPrincipal | $25.00 | 11/20/2011 6:02:28 PM |
just-loyalty643 | $50.00 | 11/20/2011 5:24:00 PM |
ianakacg | $25.00 | 11/20/2011 8:21:43 PM |
wonder3 | $25.00 | 11/21/2011 6:07:36 AM |
igniter584 | $25.00 | 11/21/2011 12:12:19 PM |
credit-kahuna | $100.00 | 11/21/2011 1:28:13 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:21 PM |
unbeatable-credit1 | $50.00 | 11/21/2011 3:58:37 PM |
enterprising-credit2 | $25.00 | 11/21/2011 4:39:39 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:14 PM |
rautility | $25.00 | 11/22/2011 11:44:46 AM |
dollar-tornado3 | $25.00 | 11/22/2011 1:05:49 PM |
Nemo2001 | $25.00 | 11/22/2011 12:31:06 PM |
selector568 | $442.24 | 11/22/2011 2:56:03 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:22 PM |
benefit-investor1 | $25.00 | 11/22/2011 4:48:34 PM |
Bank42 | $25.00 | 11/22/2011 2:47:20 PM |
fair-pound5 | $100.00 | 11/22/2011 5:09:41 PM |
a-responsible-return | $50.00 | 11/22/2011 5:16:50 PM |
melodious-fairness | $25.00 | 11/22/2011 5:17:07 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:41 PM |
life-is-great | $25.00 | 11/22/2011 5:10:19 PM |
lucrative-coin | $50.00 | 11/22/2011 5:11:48 PM |
rich266 | $25.00 | 11/22/2011 5:22:35 PM |
Investor_DP | $100.00 | 11/22/2011 5:16:45 PM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:08 PM |
bold-direct-asset | $50.00 | 11/22/2011 5:17:33 PM |
worthy-bid8 | $50.00 | 11/22/2011 5:22:58 PM |
ddog0224 | $25.00 | 11/22/2011 2:54:04 PM |
susurrus | $50.00 | 11/22/2011 3:24:55 PM |
setUup | $27.20 | 11/22/2011 4:42:48 PM |
fervent-repayment | $50.00 | 11/22/2011 5:17:26 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:14 PM |
loyalty-sherpa | $25.00 | 11/22/2011 5:19:29 PM |
platinum-genetics | $25.00 | 11/22/2011 5:20:25 PM |
lemontree | $50.00 | 11/22/2011 5:21:51 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:11 PM |
kulender | $50.00 | 11/22/2011 5:28:16 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
539685
This series of Notes was issued and sold upon the funding of the borrower loan #56609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $424.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1973 |
Debt/Income ratio:
| 29% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 17y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 | Stated income: | $75,000-$99,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,452 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Cousinjess |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 85 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2010)
800-819
(Aug-2008)
820-839
(Aug-2006)
|
Principal balance:
| $4,826.16 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 85 | | |
Description
Family Comes First
Purpose of loan:
This loan will be used to...consolidate credit card accts which have been used to help two of my sons through this tough economic period.
My financial situation:
I am a good candidate for this loan because...My income is assured and will increase 3.6% in Jan 2012. I have never missed a payment on any account. I am honest and expect the same from anyone I deal with. My record at prosper validates ability to make payments thru auto pay.
The monthly payment on this loan will be less than combined payments I now make.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/18/2011 9:18:01 AM |
john0720 | $25.00 | 11/23/2011 9:14:52 AM |
saahilld | $25.00 | 11/18/2011 9:12:28 AM |
evnagelist | $25.00 | 11/18/2011 9:21:50 AM |
aabadabadoo | $25.00 | 11/18/2011 9:23:26 AM |
LarWit1512 | $25.00 | 11/18/2011 9:37:44 AM |
JustMee | $25.00 | 11/18/2011 12:25:54 PM |
loan-mammal | $100.00 | 11/18/2011 9:05:26 AM |
rich266 | $25.00 | 11/18/2011 9:06:19 AM |
Feyenoord | $30.00 | 11/18/2011 9:13:25 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:45 AM |
GMPK_TLAS | $50.00 | 11/18/2011 5:19:24 PM |
payout-panda | $25.00 | 11/18/2011 5:36:41 PM |
371millwood | $300.00 | 11/18/2011 1:43:19 PM |
omegamon1 | $25.00 | 11/19/2011 10:43:22 AM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:15 PM |
BenR | $100.00 | 11/19/2011 12:36:16 PM |
enterprising-credit2 | $50.00 | 11/19/2011 10:22:43 PM |
investment-artist | $28.01 | 11/20/2011 12:31:05 PM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:14 AM |
just-loyalty643 | $50.00 | 11/20/2011 5:06:15 PM |
ianakacg | $25.00 | 11/20/2011 8:15:02 PM |
mizount | $25.00 | 11/20/2011 6:47:21 PM |
totoro | $25.00 | 11/20/2011 9:44:22 PM |
MoneyForNothing | $26.62 | 11/20/2011 3:35:44 PM |
enticing-capital6 | $50.00 | 11/21/2011 9:11:53 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:26 AM |
lincs | $25.00 | 11/21/2011 12:37:30 AM |
platinum-genetics | $25.00 | 11/21/2011 9:05:52 AM |
CreditBuilder2 | $200.00 | 11/21/2011 1:26:00 PM |
yield-hut | $50.00 | 11/21/2011 1:43:05 PM |
w3alter | $50.00 | 11/21/2011 5:24:29 PM |
Ripsaw4U | $50.00 | 11/21/2011 7:01:11 PM |
doopers | $25.00 | 11/21/2011 7:18:01 PM |
don8ter | $100.00 | 11/22/2011 4:01:41 AM |
Brisket_Bob | $178.95 | 11/21/2011 5:44:37 PM |
igniter584 | $25.00 | 11/22/2011 7:42:10 AM |
ferocious-exchange3 | $50.00 | 11/22/2011 12:41:39 AM |
jpblan11 | $25.00 | 11/22/2011 4:11:31 AM |
wampum-chorus3 | $30.00 | 11/22/2011 6:39:08 AM |
thajr | $25.00 | 11/22/2011 6:44:23 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:04 AM |
Longfellow20011 | $100.00 | 11/22/2011 12:42:04 PM |
rautility | $500.00 | 11/22/2011 11:49:16 AM |
axl163 | $25.00 | 11/22/2011 11:59:02 AM |
basis-wizard8 | $100.00 | 11/22/2011 2:45:04 PM |
UKloanfella | $56.00 | 11/22/2011 4:05:37 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:41 PM |
granitepk | $100.00 | 11/22/2011 10:53:33 AM |
rautility | $50.00 | 11/22/2011 11:45:34 AM |
boss42 | $30.00 | 11/22/2011 12:21:42 PM |
Sid-K | $25.00 | 11/22/2011 5:25:05 PM |
affluence-birdie7 | $100.00 | 11/22/2011 2:55:07 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:24 PM |
life-is-great | $25.00 | 11/22/2011 5:10:20 PM |
RecoveryLender | $25.00 | 11/22/2011 5:13:31 PM |
loyalty-sherpa | $25.00 | 11/22/2011 5:19:29 PM |
Art818 | $29.00 | 11/22/2011 10:37:28 PM |
pure-loyalty6 | $25.00 | 11/22/2011 8:46:21 PM |
scholarly-integrity | $25.00 | 11/23/2011 2:16:37 AM |
radforj22 | $25.00 | 11/23/2011 5:18:28 AM |
act943 | $100.00 | 11/23/2011 1:12:34 AM |
kulender | $100.00 | 11/22/2011 5:28:17 PM |
charming-exchange7 | $25.00 | 11/23/2011 7:23:32 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:34 PM |
1stBankAndHal | $25.06 | 11/23/2011 5:34:39 AM |
tomdooley12520 | $25.00 | 11/23/2011 5:39:52 AM |
UBOtto186 | $100.00 | 11/23/2011 8:41:12 AM |
Matt555555 | $67.00 | 11/23/2011 7:20:56 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:58 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:03 AM |
BOZO88 | $25.00 | 11/22/2011 7:11:53 PM |
DonaldColorado | $50.00 | 11/23/2011 8:59:48 AM |
sfd | $40.00 | 11/23/2011 9:18:38 AM |
factcheck | $50.00 | 11/23/2011 3:45:31 AM |
capital-zeus | $100.00 | 11/23/2011 9:35:26 AM |
Mendosurfire | $50.00 | 11/23/2011 9:23:14 AM |
GoingFishing | $25.00 | 11/23/2011 10:02:22 AM |
invincible-peso | $29.78 | 11/23/2011 10:07:34 AM |
GoldenGo4 | $50.00 | 11/23/2011 7:08:54 AM |
bizzzond | $1,000.00 | 11/23/2011 7:40:30 AM |
Manta_Rai | $25.00 | 11/23/2011 11:08:16 AM |
lucrative-coin | $50.00 | 11/23/2011 9:26:19 AM |
Leshan | $100.00 | 11/23/2011 9:33:21 AM |
transparency-universe8 | $36.00 | 11/23/2011 10:40:29 AM |
Moe87 | $27.00 | 11/19/2011 6:17:10 AM |
toblerone | $25.00 | 11/18/2011 9:21:42 AM |
cnovak | $25.00 | 11/18/2011 9:27:44 AM |
indomitable-coin | $25.00 | 11/18/2011 9:44:18 AM |
WalnutCreekguy | $100.00 | 11/18/2011 9:45:20 AM |
enriching-trade2 | $50.00 | 11/18/2011 9:05:57 AM |
AFairDeal | $25.00 | 11/18/2011 9:17:30 AM |
kenji4861 | $25.00 | 11/18/2011 9:17:37 AM |
pdub | $75.00 | 11/18/2011 9:19:03 AM |
OldManP | $35.00 | 11/18/2011 2:23:44 PM |
Clambake | $25.00 | 11/18/2011 9:36:53 AM |
anacent | $25.00 | 11/18/2011 5:09:28 PM |
influential-benjamins0 | $100.00 | 11/18/2011 9:44:49 AM |
wealth-fields8 | $50.00 | 11/18/2011 5:11:31 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:17 PM |
Bank42 | $41.47 | 11/19/2011 4:03:06 AM |
Brown98 | $25.00 | 11/19/2011 4:32:56 AM |
ChristopherHS | $25.00 | 11/18/2011 5:58:25 PM |
lendersf | $100.00 | 11/18/2011 8:13:14 PM |
zippy-greenback231 | $50.00 | 11/18/2011 8:27:26 PM |
susurrus | $100.00 | 11/19/2011 7:45:57 AM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:52 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:31 PM |
jjb3 | $25.00 | 11/19/2011 12:58:20 PM |
phaded | $25.00 | 11/19/2011 12:54:01 PM |
DadWarbucks | $25.00 | 11/19/2011 1:02:49 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:55 AM |
lucrative-durability | $25.00 | 11/20/2011 8:40:45 AM |
kevin314 | $25.00 | 11/20/2011 12:14:41 PM |
dollar-tornado3 | $50.00 | 11/20/2011 4:27:57 AM |
aesop56 | $100.00 | 11/20/2011 12:50:15 PM |
thankful-nickel2 | $50.00 | 11/20/2011 4:04:42 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:54 PM |
sjd2855 | $100.00 | 11/20/2011 8:09:40 PM |
ianakacg | $25.00 | 11/20/2011 8:21:45 PM |
social-comet7 | $25.00 | 11/21/2011 4:20:26 AM |
blue-useful-auction | $25.00 | 11/21/2011 6:40:50 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:44 AM |
Pickmar | $25.00 | 11/21/2011 7:06:29 AM |
igniter584 | $25.00 | 11/21/2011 12:20:43 PM |
supreme-dollar5 | $25.00 | 11/21/2011 12:51:43 PM |
paladin510 | $35.00 | 11/21/2011 5:02:59 PM |
novice-speculator | $25.00 | 11/21/2011 3:29:25 PM |
purposeful-pound5 | $26.90 | 11/21/2011 5:09:04 PM |
jazzlender | $50.00 | 11/21/2011 5:18:56 PM |
igniter584 | $25.00 | 11/21/2011 12:12:22 PM |
einstein | $500.00 | 11/21/2011 1:15:23 PM |
Ocean713 | $75.00 | 11/21/2011 4:53:16 PM |
Zuzu | $25.00 | 11/21/2011 5:18:48 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:14 PM |
ctgscott | $25.00 | 11/21/2011 5:20:09 PM |
important-ore | $150.00 | 11/21/2011 5:22:46 PM |
gjm6d | $25.00 | 11/21/2011 5:23:09 PM |
agalt | $100.00 | 11/22/2011 7:15:11 AM |
mrreynol | $25.00 | 11/22/2011 6:10:05 AM |
blackfur | $25.00 | 11/21/2011 5:32:57 PM |
treasure-birdie3 | $50.00 | 11/22/2011 7:45:22 AM |
setUup | $36.20 | 11/22/2011 8:01:58 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:29 PM |
vigorous-velocity | $111.55 | 11/22/2011 8:57:41 AM |
spiff666 | $26.66 | 11/21/2011 7:37:11 PM |
asset-expert0 | $25.00 | 11/21/2011 9:54:47 PM |
VTXRider | $25.00 | 11/22/2011 10:09:30 AM |
julijask | $25.00 | 11/22/2011 10:12:28 AM |
Phunder | $50.00 | 11/22/2011 9:40:34 AM |
Quizard | $25.01 | 11/22/2011 10:47:50 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:44 AM |
ddog0224 | $25.00 | 11/22/2011 2:54:27 PM |
educationfirst | $50.00 | 11/22/2011 10:47:54 AM |
Silver-Penny001 | $25.00 | 11/22/2011 10:51:51 AM |
damage | $25.00 | 11/22/2011 11:20:59 AM |
progressive-economy261 | $400.00 | 11/22/2011 5:29:38 PM |
vestratech | $50.00 | 11/22/2011 12:45:06 PM |
thorough-marketplace441 | $40.00 | 11/22/2011 1:06:49 PM |
Bankwithme | $500.00 | 11/22/2011 1:30:49 PM |
credit-investor5 | $50.00 | 11/22/2011 4:24:58 PM |
nickel-ferret | $50.00 | 11/22/2011 5:35:28 PM |
gold-pudding6 | $60.00 | 11/22/2011 5:10:18 PM |
gangusron | $50.00 | 11/22/2011 8:17:35 PM |
a-responsible-return | $50.00 | 11/22/2011 5:16:51 PM |
zico479 | $125.00 | 11/22/2011 8:36:45 PM |
dirkgently | $40.00 | 11/22/2011 8:42:53 PM |
new-ore-venture | $200.00 | 11/22/2011 11:09:07 PM |
JustMee | $25.00 | 11/23/2011 6:50:07 AM |
moneybags16 | $25.00 | 11/23/2011 7:28:04 AM |
Castelj | $45.00 | 11/23/2011 7:17:22 AM |
debtfreenow-82 | $100.00 | 11/23/2011 7:42:31 AM |
TechieLender | $50.00 | 11/22/2011 6:59:14 PM |
blissful-cash3 | $250.00 | 11/23/2011 9:01:54 AM |
trustworthy-finance6 | $200.00 | 11/23/2011 9:28:37 AM |
30Sky | $25.00 | 11/23/2011 12:57:47 AM |
repaymeplease | $34.03 | 11/23/2011 4:56:49 AM |
fund-bauble | $50.00 | 11/23/2011 5:43:36 AM |
cerebral-dollar773 | $50.00 | 11/23/2011 6:21:38 AM |
profitable-return5 | $37.23 | 11/23/2011 6:33:19 AM |
gjm6d | $25.00 | 11/23/2011 10:46:38 AM |
Gecko-man | $100.00 | 11/23/2011 7:48:13 AM |
beeper2 | $30.00 | 11/23/2011 8:03:44 AM |
nsquared007 | $25.00 | 11/23/2011 8:13:06 AM |
xrycac | $25.00 | 11/23/2011 8:42:40 AM |
MyNestEgg | $34.67 | 11/23/2011 10:20:38 AM |
mortikai | $150.00 | 11/23/2011 10:54:08 AM |
transaction-axis6 | $249.48 | 11/23/2011 11:17:20 AM |
durable-investment8 | $40.00 | 11/23/2011 9:37:16 AM |
blLending | $28.38 | 11/23/2011 9:44:07 AM |
appcoder | $40.00 | 11/23/2011 10:24:35 AM |
value-pole | $50.00 | 11/23/2011 10:35:07 AM |
invincible-platinum9 | $50.00 | 11/23/2011 10:55:01 AM |
Wilcat77 | $25.00 | 11/23/2011 11:01:25 AM |
daveseansworld | $25.00 | 11/23/2011 11:09:26 AM |
195 Investments
|
Borrower Payment Dependent Notes Series
539689
This series of Notes was issued and sold upon the funding of the borrower loan #56836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-17-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 19.09% |
Borrower rate/APR:
| 20.09% / 22.03% |
Monthly payment:
| $345.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.75% | | |
| |
Estimated return*:
| 13.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1976 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 33y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,378 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| ccpl386 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 33% )
| 700-719 (Latest)
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 16
( 44% )
| 740-759
(Nov-2010)
640-659
(Jul-2008)
640-659
(Sep-2007)
580-599
(Aug-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 8
( 22% )
|
Total payments billed:
| 36 | | |
Description
Consolidate Debt And Cut Up Credit
Purpose of loan: Consolidate Credit Cards
This loan will be used to...Consolidate Credit Cards
My financial situation:
I am a good candidate for this loan because...Have always paid my debts, retired after 33 years(truck driver), been sober 11 years, have had a loan with Prosper(paid off & never late), have cut up my credit cards(FOREVER), will re-pay this loan on time, have just got part-time job to supplement. Just need a little help. Thanks for reading and considering.
Monthly net income: $2750.00
Monthly expenses: $
Housing: $325.00
Insurance: $55.00
Car expenses: $100.00
Utilities: $145.00
Phone, cable, internet: $72.00
Food, entertainment: $150.00
Clothing, household expenses: $53.00
Credit cards and other loans: $720.00
Other expenses: $443.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $50.00 | 11/25/2011 10:04:33 PM |
cnovak | $25.00 | 11/17/2011 5:08:18 PM |
tntmojave | $50.00 | 11/17/2011 5:36:09 PM |
BenR | $100.00 | 11/17/2011 5:48:30 PM |
enriching-trade2 | $50.00 | 11/17/2011 5:06:22 PM |
ctgscott | $25.00 | 11/17/2011 5:19:53 PM |
evnagelist | $25.00 | 11/17/2011 5:29:06 PM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:44 AM |
thankful-nickel2 | $25.00 | 11/18/2011 9:29:52 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:30 AM |
principal-cooker2 | $26.00 | 11/19/2011 12:24:29 PM |
credit-maple5 | $52.00 | 11/19/2011 12:29:11 PM |
life-is-great | $25.00 | 11/19/2011 12:25:54 PM |
FinanceEngine | $40.00 | 11/19/2011 8:40:56 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:53 AM |
TW2000 | $25.00 | 11/19/2011 7:32:49 PM |
progressive-economy261 | $400.00 | 11/20/2011 12:31:57 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:52 PM |
GMPK_TLAS | $50.00 | 11/20/2011 12:36:02 PM |
slartibardfast | $25.00 | 11/20/2011 12:33:13 PM |
tntmojave | $50.00 | 11/20/2011 6:42:09 AM |
kindness-jedi | $25.00 | 11/20/2011 12:50:26 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:23 PM |
loyalty-sherpa | $25.00 | 11/20/2011 12:20:18 PM |
Sid-K | $25.00 | 11/20/2011 12:20:41 PM |
1phantom | $25.00 | 11/20/2011 12:24:47 PM |
ianakacg | $25.00 | 11/20/2011 8:15:01 PM |
mizount | $25.00 | 11/20/2011 6:47:20 PM |
Cai8899 | $50.00 | 11/20/2011 12:34:10 PM |
lucrative-coin | $50.00 | 11/20/2011 12:37:29 PM |
tntmojave | $50.00 | 11/21/2011 5:53:09 AM |
harperpotok | $100.00 | 11/21/2011 9:28:51 AM |
jamiee73 | $25.00 | 11/21/2011 9:31:58 AM |
wyogirllender | $25.00 | 11/21/2011 10:39:37 AM |
igniter584 | $25.00 | 11/21/2011 12:12:20 PM |
tenacious-capital3 | $25.00 | 11/21/2011 9:07:28 AM |
igniter584 | $25.00 | 11/21/2011 12:20:41 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:21 PM |
tuffshorty | $30.00 | 11/21/2011 1:12:12 PM |
Brisket_Bob | $54.95 | 11/21/2011 7:14:15 PM |
Weaverville | $25.00 | 11/21/2011 9:21:17 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:09 PM |
igniter584 | $25.00 | 11/22/2011 7:42:09 AM |
fair-pound5 | $100.00 | 11/22/2011 9:09:48 AM |
bid-czar8 | $100.00 | 11/22/2011 9:16:43 AM |
factcheck | $40.00 | 11/22/2011 10:30:42 AM |
randsenterprise | $25.00 | 11/22/2011 9:06:10 AM |
ChrisTJ | $25.00 | 11/22/2011 10:33:31 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:39 PM |
buraky | $50.00 | 11/22/2011 5:32:53 PM |
social-pizza5 | $25.00 | 11/22/2011 5:37:52 PM |
oreyedoc | $50.00 | 11/22/2011 9:31:22 PM |
Tylerh | $255.00 | 11/23/2011 2:20:32 PM |
wwwUniversal | $25.00 | 11/23/2011 5:28:29 PM |
dollardave | $100.00 | 11/23/2011 11:11:11 AM |
pythia | $25.00 | 11/24/2011 1:06:50 AM |
igniter584 | $25.00 | 11/24/2011 6:37:40 AM |
Kaj | $25.00 | 11/23/2011 5:09:54 PM |
fcrick | $25.00 | 11/23/2011 5:15:13 PM |
samo102us | $25.00 | 11/24/2011 9:10:54 AM |
jga516 | $25.00 | 11/24/2011 8:48:17 AM |
melodious-fairness | $25.00 | 11/23/2011 5:30:01 PM |
JLMGroupFunds | $25.00 | 11/24/2011 9:26:55 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:43 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:16 PM |
dschaaf | $25.00 | 11/25/2011 5:09:26 AM |
officer8 | $25.00 | 11/25/2011 6:54:57 AM |
StPong | $25.00 | 11/24/2011 4:31:40 PM |
PatriotKnight | $25.00 | 11/25/2011 5:03:52 PM |
murlirao2002 | $25.00 | 11/25/2011 6:32:29 PM |
PatriotKnight | $100.00 | 11/25/2011 8:20:54 AM |
listing-vista | $50.00 | 11/26/2011 12:06:27 PM |
innovator10 | $32.00 | 11/26/2011 12:27:11 PM |
TrustPlus | $50.00 | 11/26/2011 9:09:57 AM |
josuae | $25.00 | 11/26/2011 12:06:43 PM |
cash-reaction2 | $50.00 | 11/26/2011 12:14:06 PM |
genius520 | $50.00 | 11/26/2011 12:29:00 PM |
loan-warrior | $25.00 | 11/26/2011 5:17:26 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:36 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:52 PM |
solo423 | $25.00 | 11/27/2011 4:12:57 PM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:17 AM |
rautility | $25.00 | 11/27/2011 9:07:44 AM |
drkosh | $25.00 | 11/27/2011 9:35:56 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:10 AM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:24 AM |
moola-man | $25.00 | 11/28/2011 8:12:57 AM |
yogi1975 | $25.00 | 11/27/2011 7:05:13 PM |
divemaster | $25.00 | 11/27/2011 8:34:00 PM |
Sierrahh | $25.00 | 11/28/2011 10:08:39 AM |
Dillonmd58 | $25.00 | 11/28/2011 12:35:20 PM |
gethsemane4 | $75.00 | 11/28/2011 1:04:26 PM |
Zoramite | $25.00 | 11/28/2011 2:23:05 PM |
jpac1066 | $100.00 | 11/28/2011 2:29:21 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:29 PM |
tonic315 | $25.00 | 11/28/2011 3:37:08 PM |
benefit-zoo | $50.00 | 11/28/2011 5:11:30 PM |
tryitout | $31.34 | 11/28/2011 5:15:35 PM |
gotyourgear | $27.00 | 11/28/2011 5:22:24 PM |
Banker7371 | $25.00 | 11/28/2011 5:29:09 PM |
IslandParadise | $30.00 | 11/28/2011 5:32:05 PM |
dudebrah | $25.00 | 11/28/2011 6:03:36 PM |
umfan123 | $25.00 | 11/28/2011 6:05:56 PM |
gold-disk | $25.00 | 11/28/2011 1:21:16 PM |
crawfingers | $25.00 | 11/28/2011 2:28:20 PM |
yield-hut | $25.00 | 11/28/2011 4:03:42 PM |
mtquan | $25.00 | 11/28/2011 8:29:10 PM |
EJPiper | $90.00 | 11/28/2011 7:28:55 PM |
mystical-fairness4 | $25.00 | 11/28/2011 8:14:16 PM |
spenrod | $25.00 | 11/28/2011 5:17:47 PM |
Zeenos | $25.11 | 11/28/2011 5:26:19 PM |
aesop56 | $200.00 | 11/28/2011 9:06:37 PM |
AndChicksforFree | $25.00 | 11/17/2011 5:56:57 PM |
sfmf | $25.00 | 11/17/2011 5:12:23 PM |
ivy-league-MBA | $25.00 | 11/17/2011 5:16:46 PM |
influential-benjamins0 | $100.00 | 11/17/2011 5:37:26 PM |
Feyenoord | $30.00 | 11/18/2011 6:51:50 AM |
Pebbles-Lending | $25.00 | 11/17/2011 5:51:44 PM |
toblerone | $25.00 | 11/18/2011 7:39:36 AM |
papaloha | $25.00 | 11/18/2011 10:29:42 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:47 PM |
zippy-greenback231 | $25.00 | 11/18/2011 9:09:41 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:13 PM |
Investor_DP | $100.00 | 11/19/2011 12:34:59 PM |
kevin314 | $25.00 | 11/19/2011 12:09:44 PM |
AF-Chief | $25.00 | 11/19/2011 12:42:39 PM |
rescue | $100.00 | 11/19/2011 12:58:06 PM |
Bob450 | $25.00 | 11/19/2011 10:03:55 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:29 PM |
graceful-investment | $25.00 | 11/19/2011 6:27:20 PM |
nickel-ferret | $50.00 | 11/20/2011 12:22:31 PM |
Mendosurfire | $50.00 | 11/20/2011 12:35:49 PM |
antlr | $50.00 | 11/20/2011 2:43:15 PM |
lostontheedge | $25.00 | 11/20/2011 3:18:36 PM |
platinum-genetics | $25.00 | 11/20/2011 12:28:29 PM |
riproaringrapids | $25.00 | 11/20/2011 12:46:43 PM |
ianakacg | $25.00 | 11/20/2011 8:21:43 PM |
Christophe | $25.00 | 11/21/2011 7:13:51 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:24 AM |
majikthanos | $50.00 | 11/21/2011 11:03:30 AM |
blazing-capital2 | $250.00 | 11/21/2011 11:18:11 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:27 PM |
generous-deal6 | $25.00 | 11/22/2011 7:34:03 AM |
skro | $25.00 | 11/22/2011 10:37:33 AM |
Quizard | $25.01 | 11/22/2011 12:00:52 PM |
market-assembler | $25.00 | 11/22/2011 9:27:59 AM |
CAGE-Investments | $25.00 | 11/22/2011 5:30:08 PM |
lplender | $50.00 | 11/22/2011 8:36:11 PM |
frooogal | $25.00 | 11/22/2011 8:43:19 PM |
ChoiceInvestments | $30.00 | 11/22/2011 9:37:26 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:14 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:57 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:02 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:13 AM |
value-pole | $50.00 | 11/23/2011 10:35:06 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:01 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:41 AM |
Lam0nt | $25.00 | 11/23/2011 5:12:50 PM |
taurusco | $100.00 | 11/23/2011 12:48:41 PM |
Digs | $25.00 | 11/24/2011 6:22:01 AM |
framework145 | $25.00 | 11/24/2011 7:58:47 AM |
hookUup | $25.78 | 11/24/2011 8:13:24 AM |
asmithj | $25.00 | 11/23/2011 5:16:14 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:36 AM |
breadbroker | $25.00 | 11/24/2011 7:56:19 AM |
312-Lender | $29.00 | 11/25/2011 12:36:53 AM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:07 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:41 PM |
sentry256 | $25.00 | 11/25/2011 4:29:02 PM |
rogue_monster | $50.00 | 11/25/2011 4:44:08 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:18 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:31 PM |
E_G | $50.00 | 11/25/2011 8:13:01 PM |
the-precious-bid | $25.00 | 11/25/2011 10:01:45 AM |
smallcountry | $25.00 | 11/26/2011 9:43:43 AM |
gold-channel2 | $50.00 | 11/25/2011 9:22:26 PM |
kind-efficient-credit | $25.00 | 11/26/2011 12:37:18 PM |
andypbe | $25.00 | 11/26/2011 6:35:39 PM |
cklb | $50.00 | 11/26/2011 8:32:06 AM |
trumpeter5 | $25.00 | 11/26/2011 4:09:19 PM |
astute-benjamins | $50.00 | 11/26/2011 10:39:45 AM |
careful-note | $50.00 | 11/27/2011 4:58:36 AM |
mckhbnpc | $50.00 | 11/26/2011 8:21:30 PM |
basis-mate7 | $25.00 | 11/27/2011 5:46:16 AM |
igniter584 | $25.00 | 11/27/2011 8:29:47 AM |
rolltide09 | $25.00 | 11/26/2011 12:30:09 PM |
wise-silver-wonder | $25.00 | 11/27/2011 11:15:57 AM |
sgt-schultz | $25.00 | 11/28/2011 12:39:34 AM |
steiglends | $100.00 | 11/27/2011 9:49:32 AM |
renaissance168 | $50.00 | 11/28/2011 4:54:49 AM |
american6 | $100.00 | 11/27/2011 11:55:38 PM |
tylerfd | $25.00 | 11/28/2011 7:37:59 AM |
BlueRoom | $25.00 | 11/28/2011 9:09:32 AM |
Poohcho | $25.00 | 11/27/2011 1:32:38 PM |
letsmakeitsuccessful | $25.00 | 11/28/2011 9:26:56 AM |
inspired-ore6 | $50.00 | 11/28/2011 10:20:45 AM |
ouyangers | $25.00 | 11/28/2011 4:16:35 PM |
rocker137 | $50.00 | 11/28/2011 9:15:57 AM |
rchissocol | $25.00 | 11/28/2011 4:18:44 PM |
Relax27th | $75.00 | 11/28/2011 9:59:25 AM |
Relax27th | $25.00 | 11/28/2011 10:04:18 AM |
unassassinable | $25.00 | 11/28/2011 5:19:25 PM |
ursus | $50.00 | 11/28/2011 5:29:03 PM |
brazilofmux | $100.00 | 11/28/2011 5:33:26 PM |
green-moola-platoon | $25.00 | 11/28/2011 5:28:27 PM |
carlitos77 | $50.00 | 11/28/2011 6:34:50 PM |
duty-explosion9 | $50.00 | 11/28/2011 6:56:50 PM |
EverettFinancial | $25.00 | 11/28/2011 3:23:51 PM |
wesand22 | $118.45 | 11/28/2011 9:21:42 PM |
nevetsnosliw1 | $25.00 | 11/28/2011 9:35:56 PM |
enterprising-credit2 | $25.00 | 11/28/2011 9:44:50 PM |
jgwood | $28.14 | 11/28/2011 9:47:47 PM |
brightest-gain-investor | $1,218.22 | 11/28/2011 10:22:19 PM |
responsibility-wind6 | $25.00 | 11/28/2011 5:28:22 PM |
enchanted-truth264 | $32.00 | 11/28/2011 6:13:21 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:20:53 PM |
top-payout-enclave | $25.00 | 11/28/2011 9:27:34 PM |
217 Investments
|
Borrower Payment Dependent Notes Series
539693
This series of Notes was issued and sold upon the funding of the borrower loan #56569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
6 | Length of status: | 7y 5m |
Amount delinquent:
| $4,878 |
Total credit lines:
| 37 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,945 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 64 |
Bankcard utilization:
| 109% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| joeysmom |
Borrower's state:
| Tennessee |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mortgage Payment Catch-Up
Purpose of loan:
This loan will be used to pay the last two months of payments on my mortgage.
My financial situation:
I am a good candidate for this loan because I have had the same steady job and income for 7.5 yrs as an employed optometrist (not self-employed).
Monthly net income: $5600
Monthly expenses: $5500
Housing: $1700
Insurance: $550
Car expenses: $250
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1600
Student Loans: $500
Monthly income is barely enough to cover monthly expenses, esp. with anything unforeseen (two out-of-state funerals in 1 mo., car repairs, leaky roof). It has created a stress in paying other credit bills on time making it impossible to catch up. I have locked in a lower rate that will begin in Dec., decreasing the monthly pmt by $300/mo. That savings will be dedicated to debt and emergencies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 11/18/2011 9:04:31 AM |
SolarMoonshine | $25.00 | 11/18/2011 10:24:16 AM |
abundant-one | $25.00 | 11/19/2011 2:05:44 AM |
worth-blanket2 | $3,762.00 | 11/21/2011 12:42:57 PM |
bailey7563 | $38.00 | 11/21/2011 1:00:02 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
539695
This series of Notes was issued and sold upon the funding of the borrower loan #56589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 66% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 28y 8m |
Amount delinquent:
| $949 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,673 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-idol5 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $508.00
Monthly expenses: $
Housing: $000
Insurance: $000
Car expenses: $000
Utilities: $000
Phone, cable, internet: $000
Food, entertainment: $000
Clothing, household expenses: $000
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 11/17/2011 5:04:07 PM |
zone6 | $100.00 | 11/21/2011 8:08:27 AM |
wealth-fighter3 | $25.00 | 11/21/2011 8:32:43 AM |
engrossing-responsibility0 | $50.00 | 11/21/2011 9:10:34 AM |
enterprising-credit2 | $25.00 | 11/21/2011 10:37:49 AM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:38 AM |
a-restless-dollar | $25.00 | 11/21/2011 6:04:45 PM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:21 AM |
dedicated-transaction796 | $25.00 | 11/22/2011 9:28:25 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:48:41 AM |
educationfirst | $50.00 | 11/22/2011 10:47:54 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:32 PM |
basis-wizard8 | $100.00 | 11/23/2011 6:14:27 AM |
YeoLenderSource | $25.00 | 11/23/2011 11:28:55 AM |
transparency-universe8 | $25.00 | 11/23/2011 10:44:44 AM |
steven3333 | $25.00 | 11/24/2011 7:44:35 AM |
adaptable-capital | $237.35 | 11/24/2011 10:44:04 AM |
jeniwren | $25.00 | 11/26/2011 6:16:55 AM |
heerzaquestion | $25.00 | 11/25/2011 10:34:01 AM |
cycle198 | $30.00 | 11/26/2011 8:05:24 AM |
lone-lender | $25.00 | 11/26/2011 10:09:00 AM |
Zingaro | $25.00 | 11/26/2011 12:45:11 AM |
gothampark | $25.00 | 11/26/2011 8:02:48 AM |
copper | $50.00 | 11/26/2011 12:32:22 PM |
the-hope-workhorse | $50.00 | 11/27/2011 5:14:15 PM |
a-resplendent-commitment | $25.00 | 11/28/2011 6:57:34 AM |
managedfund | $500.00 | 11/28/2011 12:44:50 PM |
peace-birdie | $726.04 | 11/28/2011 4:55:56 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:29 PM |
reflective-rupee | $25.00 | 11/18/2011 10:13:51 AM |
papaloha | $25.00 | 11/18/2011 10:29:43 AM |
alexgalt | $25.00 | 11/18/2011 11:01:51 AM |
well-mannered-income3 | $25.00 | 11/19/2011 7:23:15 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:50 PM |
Brisket_Bob | $26.54 | 11/21/2011 6:07:49 PM |
maildude | $25.00 | 11/22/2011 4:03:30 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:44 AM |
Sid-K | $25.00 | 11/22/2011 5:25:04 PM |
social-heart | $25.00 | 11/22/2011 5:30:16 PM |
first-compassion-oak | $25.00 | 11/23/2011 6:56:29 AM |
Kids-College-Fund | $500.00 | 11/23/2011 10:00:01 AM |
topper480 | $50.00 | 11/24/2011 6:33:28 AM |
terrific-peace8 | $25.00 | 11/24/2011 8:30:16 AM |
shrewd-rupee | $25.00 | 11/24/2011 11:34:39 AM |
new-social-economist | $50.00 | 11/24/2011 5:06:36 PM |
DS84 | $25.00 | 11/24/2011 11:03:42 AM |
shrewd-income | $25.00 | 11/24/2011 3:45:55 PM |
HammerSmith | $25.00 | 11/25/2011 4:50:01 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:26 PM |
bill-igloo | $25.00 | 11/25/2011 10:15:23 AM |
ChefATL | $25.00 | 11/26/2011 7:21:46 AM |
taiko6 | $28.49 | 11/26/2011 7:40:35 AM |
yorcash | $25.00 | 11/26/2011 2:50:43 PM |
Lubava | $25.72 | 11/26/2011 3:52:57 PM |
silver-enlightenment0 | $100.00 | 11/27/2011 3:18:26 PM |
ds5184 | $25.00 | 11/27/2011 9:17:59 AM |
catamaran2024 | $25.00 | 11/27/2011 10:51:13 PM |
Dignified-Market29 | $25.00 | 11/28/2011 2:34:48 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
539721
This series of Notes was issued and sold upon the funding of the borrower loan #56559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 12.54% |
Borrower rate/APR:
| 13.54% / 16.39% |
Monthly payment:
| $67.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.50% | | |
| |
Estimated return*:
| 8.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 11% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $93 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| emblem422 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Employment Vehicle
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
anacent | $25.00 | 11/18/2011 5:09:29 PM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:41 PM |
cnovak | $25.00 | 11/18/2011 5:34:24 PM |
D911ave | $50.00 | 11/18/2011 5:24:05 PM |
TomDalonajay | $25.00 | 11/18/2011 5:31:00 PM |
vine99 | $50.00 | 11/18/2011 7:27:51 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:19 PM |
lendersf | $100.00 | 11/18/2011 8:13:15 PM |
cashhelp | $25.00 | 11/18/2011 5:10:49 PM |
Interloper | $25.00 | 11/19/2011 12:13:50 PM |
Moneypenny6 | $25.00 | 11/19/2011 12:55:30 PM |
tranquil-economy4 | $50.00 | 11/20/2011 12:36:58 PM |
LoanDMC | $25.00 | 11/20/2011 2:32:07 PM |
Ocean713 | $75.00 | 11/21/2011 5:01:34 PM |
igniter584 | $25.00 | 11/21/2011 12:12:25 PM |
igniter584 | $25.00 | 11/21/2011 12:20:45 PM |
value-wind0 | $38.00 | 11/21/2011 5:28:54 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:31 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:27 AM |
aabadabadoo | $25.00 | 11/22/2011 9:37:47 AM |
BxRealtor | $25.00 | 11/22/2011 9:33:05 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:36 PM |
lalene01 | $25.00 | 11/22/2011 5:26:44 PM |
kenji4861 | $25.00 | 11/22/2011 5:29:02 PM |
first-euro-rapture | $25.00 | 11/22/2011 5:35:10 PM |
kinetic-yield4 | $25.00 | 11/22/2011 5:41:34 PM |
Nusk | $25.00 | 11/22/2011 9:58:30 PM |
ColoradoLender82 | $7.00 | 11/23/2011 6:47:35 AM |
act943 | $100.00 | 11/23/2011 12:58:42 AM |
radforj22 | $25.00 | 11/23/2011 5:29:45 AM |
IPG1 | $25.00 | 11/18/2011 5:09:59 PM |
saahilld | $25.00 | 11/18/2011 5:21:47 PM |
indomitable-coin | $25.00 | 11/18/2011 5:23:22 PM |
Clambake | $25.00 | 11/18/2011 5:23:29 PM |
toblerone | $25.00 | 11/18/2011 5:09:52 PM |
ingenious-deal6 | $25.00 | 11/18/2011 5:17:04 PM |
subtle-revenue0 | $25.00 | 11/18/2011 5:36:12 PM |
blot44 | $25.00 | 11/18/2011 7:43:07 PM |
AFairDeal | $25.00 | 11/18/2011 5:18:46 PM |
E-2 | $100.00 | 11/18/2011 7:14:12 PM |
blindtaxidriver | $25.00 | 11/19/2011 11:10:02 AM |
elvisloans | $25.00 | 11/19/2011 12:07:24 PM |
kinetic-social | $25.00 | 11/19/2011 9:00:03 PM |
LoanerPrincipal | $25.00 | 11/20/2011 6:02:30 PM |
w3alter | $50.00 | 11/22/2011 9:05:23 AM |
igniter584 | $25.00 | 11/22/2011 7:42:12 AM |
granitepk | $100.00 | 11/22/2011 10:53:34 AM |
makosdJR02 | $30.00 | 11/22/2011 3:40:41 PM |
GoGators01 | $25.00 | 11/22/2011 5:13:21 PM |
BOZO88 | $25.00 | 11/22/2011 7:31:20 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:19:21 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:02 PM |
30Sky | $25.00 | 11/23/2011 12:57:47 AM |
mattblizz | $25.00 | 11/23/2011 12:15:21 AM |
BankofPete | $25.00 | 11/23/2011 6:18:07 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
539733
This series of Notes was issued and sold upon the funding of the borrower loan #56604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $70.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 52% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,491 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-maverick0 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
profwom
Purpose of loan:
This loan will be used to...Repair Vehicle
My financial situation:
I am a good candidate for this loan because...I am a hard working employee and works up to 70 hours to provide for myself and my grandkids. I need to keep my vehicle in working condition so that I can report to work everyday.
Monthly net income: $3000.00
Monthly expenses: $150.00
Housing: $o
Insurance: $200.00
Car expenses: $100.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $12,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
principal-cooker2 | $100.00 | 11/26/2011 12:06:10 PM |
aabadabadoo | $25.00 | 11/26/2011 12:07:11 PM |
ingenious-deal6 | $25.00 | 11/26/2011 12:17:06 PM |
pound-mushroom3 | $25.00 | 11/26/2011 12:23:10 PM |
kinetic-social | $25.00 | 11/27/2011 2:30:37 PM |
worth-blanket2 | $1,600.00 | 11/28/2011 2:22:38 PM |
AFairDeal | $25.00 | 11/26/2011 12:25:35 PM |
umfan123 | $25.00 | 11/26/2011 5:55:08 PM |
igniter584 | $25.00 | 11/26/2011 12:15:06 PM |
papaloha | $25.00 | 11/26/2011 12:19:07 PM |
careful-note | $50.00 | 11/27/2011 4:59:07 AM |
favorite-commerce | $35.00 | 11/27/2011 5:50:49 AM |
igniter584 | $25.00 | 11/27/2011 8:30:14 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
539755
This series of Notes was issued and sold upon the funding of the borrower loan #56736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
6 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,772 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| self-reliant-credit3 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation loan to pay debts
Purpose of loan:
This loan will be used to...
My financial situation: god
I am a good candidate for this loan because...pay debs well
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/17/2011 5:06:23 PM |
toblerone | $25.00 | 11/18/2011 7:39:38 AM |
papaloha | $25.00 | 11/18/2011 10:29:44 AM |
worth-blanket2 | $9,800.00 | 11/19/2011 8:21:44 AM |
reflective-rupee | $25.00 | 11/18/2011 10:07:26 AM |
vine99 | $75.00 | 11/18/2011 7:22:38 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:31 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
539771
This series of Notes was issued and sold upon the funding of the borrower loan #56950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 12.54% |
Borrower rate/APR:
| 13.54% / 16.39% |
Monthly payment:
| $848.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.50% | | |
| |
Estimated return*:
| 8.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $77,059 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| peaceful-community07 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Load
Purpose of loan:
This loan will be used to make improvements to my house.
My financial situation:
I am a good candidate for this loan because I have no mortgage and a very high salary. My credit rating shows that I always pay my bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 9:05:59 AM |
AFairDeal | $25.00 | 11/18/2011 9:17:31 AM |
lendersf | $100.00 | 11/18/2011 8:13:15 PM |
anacent | $25.00 | 11/18/2011 5:09:29 PM |
britgsb | $30.00 | 11/20/2011 12:06:02 PM |
iaffy | $25.00 | 11/20/2011 12:13:23 PM |
kenji4861 | $25.00 | 11/20/2011 12:50:40 PM |
BxRealtor | $25.00 | 11/20/2011 12:17:43 PM |
WalnutCreekguy | $100.00 | 11/20/2011 12:32:50 PM |
ianakacg | $25.00 | 11/20/2011 8:21:46 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:27 AM |
igniter584 | $25.00 | 11/21/2011 12:20:44 PM |
Ocean713 | $75.00 | 11/21/2011 5:20:32 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:30 PM |
don8ter | $100.00 | 11/22/2011 4:01:41 AM |
w3alter | $50.00 | 11/21/2011 5:24:29 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:15 PM |
Sid-K | $25.00 | 11/22/2011 5:25:06 PM |
progressive-economy261 | $313.00 | 11/22/2011 5:29:39 PM |
Theodon | $25.00 | 11/22/2011 6:23:59 PM |
DadWarbucks | $25.00 | 11/22/2011 5:10:47 PM |
platinum-genetics | $25.00 | 11/22/2011 5:20:26 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:11 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:22:12 PM |
worthy-bid8 | $50.00 | 11/22/2011 5:22:59 PM |
riproaringrapids | $25.00 | 11/22/2011 5:28:05 PM |
gangusron | $50.00 | 11/22/2011 8:17:35 PM |
jackpotnav | $25.00 | 11/23/2011 5:17:23 PM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:02 AM |
Tylerh | $255.00 | 11/23/2011 2:20:34 PM |
gold-pudding6 | $60.00 | 11/24/2011 9:25:49 AM |
colorfulgardener | $25.00 | 11/23/2011 7:02:52 PM |
officer8 | $25.00 | 11/25/2011 6:54:58 AM |
gold-sushi | $25.00 | 11/25/2011 9:20:02 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:44 PM |
umfan123 | $25.00 | 11/25/2011 10:39:18 AM |
aznatama | $50.00 | 11/25/2011 11:05:50 AM |
renaissance168 | $25.00 | 11/25/2011 11:11:48 AM |
GreenSun | $25.00 | 11/25/2011 10:18:20 AM |
heerzaquestion | $50.00 | 11/25/2011 10:44:25 AM |
-Tuxedo- | $25.00 | 11/25/2011 1:25:29 PM |
dime-hot-rod7 | $50.00 | 11/25/2011 1:27:15 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:17 PM |
important-ore | $150.00 | 11/25/2011 5:09:50 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:27 PM |
azali | $25.00 | 11/25/2011 11:34:02 PM |
Guiren | $150.00 | 11/26/2011 7:04:27 AM |
first-serene-credit | $25.00 | 11/26/2011 7:31:51 AM |
payout-panda | $25.00 | 11/26/2011 9:49:10 AM |
1stPlace | $25.00 | 11/25/2011 2:57:58 PM |
TrustPlus | $50.00 | 11/26/2011 9:09:57 AM |
organic-commerce9 | $25.00 | 11/26/2011 9:15:38 AM |
setUup | $30.20 | 11/25/2011 5:10:44 PM |
ctgscott | $25.00 | 11/25/2011 5:22:17 PM |
chemistry220 | $25.00 | 11/25/2011 7:05:23 PM |
Weaverville | $50.00 | 11/25/2011 7:14:37 PM |
CSAworker | $25.00 | 11/26/2011 12:33:53 PM |
Mint_Man | $50.00 | 11/26/2011 2:05:16 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:14 AM |
just-loyalty643 | $50.00 | 11/26/2011 1:48:20 PM |
bonafide-cash | $100.00 | 11/26/2011 2:50:57 PM |
djs81 | $25.00 | 11/26/2011 4:27:17 PM |
pie4 | $25.10 | 11/26/2011 9:20:31 PM |
Vinsonj | $25.00 | 11/27/2011 8:20:06 AM |
careful-note | $50.00 | 11/27/2011 4:58:37 AM |
kulender | $100.00 | 11/26/2011 12:19:35 PM |
rcflick | $25.00 | 11/27/2011 5:53:50 AM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:17 AM |
tibia | $25.00 | 11/27/2011 8:58:36 AM |
Poohcho | $25.00 | 11/27/2011 1:32:38 PM |
Supernick | $100.00 | 11/26/2011 5:29:47 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:37 PM |
77dowplace | $35.19 | 11/26/2011 6:52:03 PM |
orbital-dollar2 | $25.00 | 11/26/2011 7:37:00 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:53 PM |
immaculate-compassion8 | $25.00 | 11/27/2011 5:26:23 PM |
CSinvestments | $25.00 | 11/27/2011 5:32:55 PM |
mbraslav | $35.00 | 11/27/2011 2:48:17 PM |
Vinsonj | $25.00 | 11/27/2011 8:06:49 AM |
barchibald | $50.00 | 11/28/2011 3:23:30 AM |
thrilling-loyalty2 | $25.00 | 11/27/2011 9:59:28 AM |
oldman68 | $25.00 | 11/28/2011 6:37:59 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:11 AM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:25 AM |
moola-man | $25.00 | 11/28/2011 8:12:57 AM |
Medic05 | $25.00 | 11/28/2011 8:17:25 AM |
roadtruck | $50.00 | 11/28/2011 8:26:22 AM |
standanddeliver | $50.00 | 11/28/2011 9:16:02 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:37 PM |
currency-trophy | $25.00 | 11/28/2011 9:11:04 AM |
forceful-wealth4 | $25.00 | 11/28/2011 9:49:51 AM |
american6 | $100.00 | 11/27/2011 11:55:43 PM |
investment-comet | $25.00 | 11/28/2011 11:53:37 AM |
gold-disk | $25.00 | 11/28/2011 1:21:16 PM |
Dillonmd58 | $25.00 | 11/28/2011 12:35:20 PM |
tylerfd | $25.00 | 11/28/2011 7:38:00 AM |
loyalty-voyage | $50.00 | 11/28/2011 2:29:24 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:30 PM |
abkennedy | $25.00 | 11/28/2011 9:10:35 AM |
rapid-credit428 | $25.00 | 11/28/2011 5:12:04 PM |
tlp43 | $25.00 | 11/28/2011 5:20:14 PM |
finance-orchestra8 | $40.00 | 11/28/2011 10:16:01 AM |
gotyourgear | $29.00 | 11/28/2011 5:22:24 PM |
cocopuffs | $25.00 | 11/28/2011 5:46:01 PM |
responsibility-wind6 | $25.00 | 11/28/2011 5:28:23 PM |
geemel | $25.00 | 11/28/2011 5:28:36 PM |
Avid_Skier | $25.00 | 11/28/2011 7:19:02 PM |
saver266 | $200.00 | 11/28/2011 7:43:39 PM |
Hexnut | $100.00 | 11/28/2011 10:08:51 PM |
silver-metronome2 | $150.00 | 11/28/2011 8:42:25 PM |
currency-solo | $25.00 | 11/28/2011 5:16:33 PM |
IIP77 | $25.00 | 11/29/2011 2:36:14 AM |
money4u2use | $26.45 | 11/29/2011 3:27:58 AM |
spenrod | $25.00 | 11/28/2011 5:17:48 PM |
buraky | $50.00 | 11/28/2011 5:20:09 PM |
Brklyn01 | $25.00 | 11/29/2011 5:33:44 AM |
postalwhiz | $25.00 | 11/28/2011 5:26:17 PM |
icchok | $50.00 | 11/28/2011 5:30:48 PM |
brazilofmux | $100.00 | 11/28/2011 5:33:27 PM |
Fish_manager | $30.00 | 11/29/2011 7:38:32 AM |
buffalobills | $25.00 | 11/29/2011 7:46:43 AM |
siesta100 | $25.00 | 11/29/2011 9:05:39 AM |
flexible-return297 | $25.00 | 11/29/2011 8:26:26 AM |
ideal-platinum1 | $25.00 | 11/29/2011 9:07:29 AM |
Oupa-George | $25.00 | 11/29/2011 9:09:18 AM |
dspmn | $25.00 | 11/29/2011 9:05:40 AM |
leeball | $50.00 | 11/29/2011 9:06:31 AM |
AnxiousAirman | $50.00 | 11/29/2011 9:07:09 AM |
F16Pilot | $25.00 | 11/29/2011 9:12:21 AM |
marketplace-cello5 | $25.00 | 11/29/2011 9:08:37 AM |
ashik | $25.00 | 11/28/2011 10:22:16 PM |
hrubinst | $50.00 | 11/29/2011 9:14:52 AM |
Solid-Platinum | $25.00 | 11/28/2011 11:54:37 PM |
Anny-Disco | $40.00 | 11/29/2011 9:12:11 AM |
a-money-leader | $25.00 | 11/29/2011 9:16:00 AM |
gojackgo | $36.00 | 11/29/2011 9:12:24 AM |
Millmanator | $25.00 | 11/29/2011 9:16:36 AM |
johngaltline | $25.00 | 11/29/2011 3:11:45 AM |
fervent-repayment | $50.00 | 11/29/2011 9:17:43 AM |
HUNTER599673 | $25.00 | 11/29/2011 9:18:01 AM |
financial-frenzy | $50.00 | 11/29/2011 9:14:22 AM |
fair_rates | $25.00 | 11/29/2011 9:19:01 AM |
ckatak | $34.00 | 11/29/2011 9:23:06 AM |
flexible-value | $50.00 | 11/29/2011 9:23:12 AM |
MONEYLENDER101 | $250.00 | 11/29/2011 6:00:21 AM |
wdove511 | $25.00 | 11/29/2011 6:34:22 AM |
Rick21 | $25.00 | 11/29/2011 9:26:44 AM |
valiant-liberty4 | $25.00 | 11/29/2011 9:24:45 AM |
studious-bonus7 | $100.00 | 11/29/2011 9:29:45 AM |
ItsJustMe79 | $25.00 | 11/29/2011 9:29:49 AM |
mizount | $25.00 | 11/29/2011 9:30:20 AM |
gold-commander0 | $25.00 | 11/29/2011 9:32:29 AM |
Scubadiver | $31.90 | 11/29/2011 8:08:26 AM |
octoberfresh | $25.00 | 11/29/2011 8:48:24 AM |
bid-papyrus | $25.00 | 11/29/2011 9:37:16 AM |
rulender | $25.00 | 11/29/2011 9:32:50 AM |
figs4u2 | $100.00 | 11/29/2011 9:33:29 AM |
nosualcneas | $25.00 | 11/29/2011 9:34:18 AM |
IP | $25.00 | 11/29/2011 9:08:28 AM |
aasx1108 | $25.00 | 11/29/2011 9:35:58 AM |
paladin847 | $50.00 | 11/29/2011 9:10:43 AM |
brewman | $25.00 | 11/29/2011 9:11:26 AM |
innocent-income4 | $25.00 | 11/29/2011 9:40:40 AM |
Savings_EQ_Dignity | $28.00 | 11/29/2011 9:41:31 AM |
brightest-affluence-motivator | $50.00 | 11/29/2011 9:15:45 AM |
dedication-merman | $25.00 | 11/29/2011 9:47:33 AM |
gracej | $25.00 | 11/29/2011 9:44:20 AM |
bonus-tent | $25.00 | 11/29/2011 9:16:53 AM |
calinno2 | $25.00 | 11/29/2011 9:17:13 AM |
wtrboy | $25.00 | 11/29/2011 9:18:03 AM |
Kame | $25.00 | 11/29/2011 9:45:47 AM |
Preteur | $25.00 | 11/29/2011 9:50:23 AM |
GranCarol | $25.00 | 11/29/2011 9:51:08 AM |
ideal-penny8 | $25.00 | 11/29/2011 9:48:45 AM |
dajen1 | $40.00 | 11/29/2011 9:20:39 AM |
revmax | $25.00 | 11/29/2011 9:22:01 AM |
acropiloterau2002 | $25.00 | 11/29/2011 9:22:16 AM |
otalon | $25.00 | 11/29/2011 9:50:12 AM |
money-bauble | $200.00 | 11/29/2011 9:24:02 AM |
puifais | $50.00 | 11/29/2011 9:28:58 AM |
SpareChangeHero | $25.00 | 11/29/2011 9:32:39 AM |
first-upright-payout | $25.00 | 11/29/2011 9:32:46 AM |
gain-mountain1 | $50.00 | 11/29/2011 11:37:22 AM |
syounker | $25.00 | 11/29/2011 9:35:12 AM |
leodaguy | $500.00 | 11/29/2011 12:06:03 PM |
GetItRight | $25.00 | 11/29/2011 9:38:52 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:35 AM |
mistertao | $25.00 | 11/29/2011 9:39:22 AM |
green28 | $100.00 | 11/29/2011 9:39:36 AM |
brightest-gain-investor | $2,000.00 | 11/29/2011 11:52:16 AM |
platinum-sorcerer6 | $50.00 | 11/29/2011 9:42:03 AM |
social-trumpet | $25.00 | 11/29/2011 12:15:40 PM |
divedude | $25.00 | 11/29/2011 9:44:35 AM |
the-dollar-topper | $150.00 | 11/29/2011 9:45:06 AM |
inspired-duty5 | $25.00 | 11/29/2011 1:16:36 PM |
USCGC | $25.00 | 11/29/2011 9:47:58 AM |
Rdodson11 | $25.00 | 11/29/2011 9:49:23 AM |
loot-heart | $25.00 | 11/29/2011 10:28:53 AM |
Nco | $25.00 | 11/29/2011 10:45:36 AM |
ORteacher | $50.00 | 11/29/2011 11:38:37 AM |
coin-popcorn | $25.00 | 11/29/2011 11:50:21 AM |
generosity-battalion0 | $50.00 | 11/29/2011 1:16:56 PM |
YLlama | $25.00 | 11/29/2011 1:38:33 PM |
saahilld | $25.00 | 11/18/2011 9:12:30 AM |
toblerone | $25.00 | 11/18/2011 9:21:46 AM |
bb575 | $50.00 | 11/18/2011 9:37:31 AM |
Clambake | $25.00 | 11/18/2011 9:36:54 AM |
indomitable-coin | $25.00 | 11/18/2011 9:44:19 AM |
cnovak | $25.00 | 11/18/2011 9:27:45 AM |
indomitable-coin | $25.00 | 11/18/2011 7:41:18 PM |
Tradesmanlender | $25.00 | 11/20/2011 12:08:06 PM |
evnagelist | $25.00 | 11/21/2011 9:15:02 AM |
igniter584 | $25.00 | 11/21/2011 12:12:23 PM |
igniter584 | $25.00 | 11/22/2011 7:42:11 AM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:26 AM |
granitepk | $100.00 | 11/22/2011 10:53:34 AM |
loyalty-sherpa | $25.00 | 11/22/2011 5:19:30 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:35 PM |
nickel-ferret | $50.00 | 11/22/2011 5:35:29 PM |
jjb3 | $25.00 | 11/22/2011 5:14:04 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:42 PM |
factcheck | $50.00 | 11/23/2011 4:14:48 AM |
wealth-fields8 | $50.00 | 11/22/2011 5:25:58 PM |
30Sky | $25.00 | 11/23/2011 12:57:47 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:59 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:41 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:06 AM |
circuitfive | $25.00 | 11/23/2011 9:26:27 AM |
life-is-great | $25.00 | 11/23/2011 5:15:04 PM |
igniter584 | $25.00 | 11/24/2011 6:37:41 AM |
jga516 | $25.00 | 11/24/2011 8:48:18 AM |
Syzygy | $25.00 | 11/24/2011 9:24:44 AM |
gjm6d | $25.00 | 11/24/2011 9:27:09 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:41 PM |
jamiee73 | $25.00 | 11/24/2011 9:08:35 AM |
Aimvest | $25.00 | 11/25/2011 9:11:14 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:47 AM |
yield-hut | $50.00 | 11/25/2011 11:13:08 AM |
new-ore-venture | $50.00 | 11/25/2011 12:03:49 PM |
GoingFishing | $25.00 | 11/25/2011 3:10:36 PM |
sentry256 | $25.00 | 11/25/2011 4:29:03 PM |
rogue_monster | $50.00 | 11/25/2011 4:44:08 PM |
VASLENDING | $100.00 | 11/25/2011 2:34:22 PM |
harperpotok | $100.00 | 11/25/2011 5:12:06 PM |
lucrative-coin | $38.00 | 11/25/2011 5:24:08 PM |
tflood1967 | $30.00 | 11/25/2011 5:26:21 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:30 AM |
murlirao2002 | $25.00 | 11/25/2011 6:32:29 PM |
velocity-destiny7 | $25.00 | 11/25/2011 5:23:25 PM |
novice-speculator | $25.00 | 11/25/2011 11:35:54 AM |
engaging-yield4 | $25.00 | 11/26/2011 8:18:19 AM |
smallcountry | $25.00 | 11/26/2011 9:43:43 AM |
einstein | $500.00 | 11/26/2011 10:21:00 AM |
compoundinterest | $50.00 | 11/26/2011 12:10:30 PM |
techs | $25.00 | 11/26/2011 12:12:30 PM |
minista | $25.00 | 11/26/2011 12:09:30 PM |
E_G | $50.00 | 11/25/2011 8:13:02 PM |
a-responsible-return | $50.00 | 11/26/2011 12:39:26 PM |
genius520 | $32.00 | 11/26/2011 12:29:00 PM |
owhite2000 | $50.00 | 11/26/2011 3:34:30 PM |
ExiledSeraph | $25.00 | 11/26/2011 10:51:12 AM |
Corellia | $25.00 | 11/26/2011 6:27:31 PM |
velocity-solo | $25.00 | 11/26/2011 12:11:27 PM |
NDFIRTH | $40.00 | 11/26/2011 12:13:39 PM |
income-awakening6 | $25.00 | 11/27/2011 8:50:29 AM |
mogul42 | $100.00 | 11/27/2011 5:38:13 AM |
jazzlender | $50.00 | 11/26/2011 12:22:48 PM |
fund-tom-tom6 | $25.00 | 11/27/2011 6:56:20 AM |
Ragestang | $25.00 | 11/27/2011 9:43:55 AM |
steiglends | $100.00 | 11/27/2011 9:49:32 AM |
bonafide-economy | $25.00 | 11/26/2011 2:17:27 PM |
wach | $40.30 | 11/27/2011 11:49:29 AM |
Jayson85 | $50.69 | 11/27/2011 12:04:02 PM |
skidoo99 | $25.00 | 11/27/2011 12:09:35 PM |
solo423 | $75.00 | 11/27/2011 4:12:57 PM |
unassuming-note | $25.00 | 11/27/2011 4:13:09 AM |
ryuD | $25.00 | 11/27/2011 8:12:08 PM |
igniter584 | $25.00 | 11/27/2011 8:29:49 AM |
uberrific | $50.00 | 11/27/2011 10:08:33 PM |
currency-persimmon | $50.00 | 11/27/2011 10:42:29 AM |
wise-silver-wonder | $25.00 | 11/27/2011 11:15:58 AM |
Rzrwire | $25.00 | 11/28/2011 7:37:51 AM |
rocker137 | $50.00 | 11/28/2011 9:15:57 AM |
mbraslav | $35.00 | 11/27/2011 5:36:02 PM |
degster | $25.00 | 11/28/2011 10:21:13 AM |
fuzed | $50.00 | 11/28/2011 10:26:07 AM |
cpbreton | $25.00 | 11/28/2011 11:18:12 AM |
flyfisherman99 | $26.00 | 11/28/2011 12:24:01 PM |
iwantmore | $25.00 | 11/28/2011 5:14:28 AM |
roadtruck | $100.00 | 11/28/2011 8:23:13 AM |
benefit-zoo | $50.00 | 11/28/2011 5:11:30 PM |
cerebral-value4 | $50.00 | 11/28/2011 10:36:20 AM |
finance-negotiator2 | $25.00 | 11/28/2011 5:14:16 PM |
lost-money-so-far-on-these | $25.00 | 11/28/2011 5:28:48 PM |
green-moola-platoon | $25.00 | 11/28/2011 5:28:27 PM |
MrDavid | $75.00 | 11/28/2011 5:31:57 PM |
astute-benjamins | $50.00 | 11/28/2011 3:16:28 PM |
antlr | $50.00 | 11/28/2011 7:28:15 PM |
EJPiper | $50.00 | 11/28/2011 7:37:06 PM |
Brittle | $25.00 | 11/28/2011 5:08:50 PM |
mtquan | $25.00 | 11/28/2011 8:29:10 PM |
the-magnetic-transaction | $50.00 | 11/28/2011 5:15:56 PM |
Binan | $25.00 | 11/28/2011 11:21:27 PM |
Emgolda | $25.00 | 11/29/2011 5:00:36 AM |
top-sensible-yield | $25.00 | 11/29/2011 5:53:20 AM |
Banker7371 | $25.00 | 11/28/2011 5:29:10 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:39 PM |
EJO | $27.00 | 11/29/2011 7:50:13 AM |
indomitable-coin | $25.00 | 11/28/2011 7:17:35 PM |
vigorous-payment6 | $100.00 | 11/29/2011 8:14:23 AM |
transparency-river1 | $2,000.00 | 11/28/2011 7:41:02 PM |
a275ranger | $30.00 | 11/29/2011 9:05:30 AM |
jrbill1998 | $50.00 | 11/29/2011 9:06:13 AM |
versatilenyguy | $50.00 | 11/29/2011 9:09:29 AM |
vordo | $25.00 | 11/29/2011 9:09:58 AM |
hayhelp | $25.00 | 11/29/2011 9:09:52 AM |
Daneistes | $50.00 | 11/29/2011 9:09:54 AM |
Cheburashka | $25.00 | 11/29/2011 9:10:00 AM |
Cai8899 | $50.00 | 11/29/2011 9:10:05 AM |
1phantom | $25.00 | 11/29/2011 9:14:56 AM |
zbfamwl | $25.00 | 11/29/2011 9:13:10 AM |
nobuffett43 | $25.00 | 11/29/2011 9:13:16 AM |
rate-mogul | $50.00 | 11/29/2011 9:20:06 AM |
successful-agreement7 | $100.00 | 11/29/2011 9:21:02 AM |
Pman | $25.00 | 11/29/2011 9:22:45 AM |
RusRobo | $25.00 | 11/29/2011 9:17:25 AM |
slartibardfast | $25.00 | 11/29/2011 9:17:36 AM |
community-bee | $25.00 | 11/29/2011 9:18:49 AM |
brainy-dedication | $25.00 | 11/29/2011 9:19:10 AM |
the-transaction-stronghold | $25.00 | 11/29/2011 9:21:08 AM |
kyomoon | $50.00 | 11/29/2011 9:21:30 AM |
Quiddity | $25.00 | 11/29/2011 9:22:05 AM |
larslfe | $25.00 | 11/29/2011 9:24:59 AM |
Tai | $25.00 | 11/29/2011 9:25:20 AM |
dollars4debts | $25.00 | 11/29/2011 9:31:17 AM |
ujiba | $28.00 | 11/29/2011 9:31:39 AM |
titan1 | $25.00 | 11/29/2011 9:27:08 AM |
PaulW | $40.00 | 11/29/2011 9:27:30 AM |
vigilance-revolutionary | $50.00 | 11/29/2011 9:28:07 AM |
think-become | $25.00 | 11/29/2011 8:23:35 AM |
Mendosurfire | $25.00 | 11/29/2011 9:30:24 AM |
grf1945 | $25.00 | 11/29/2011 9:31:29 AM |
HeroJason86 | $25.00 | 11/29/2011 9:36:06 AM |
ski bum | $100.00 | 11/29/2011 9:33:57 AM |
mennleo | $50.00 | 11/29/2011 9:05:18 AM |
checkuto | $25.00 | 11/29/2011 9:05:21 AM |
ecstatic-money064 | $25.00 | 11/29/2011 9:35:10 AM |
hopethisworks | $25.00 | 11/29/2011 9:35:25 AM |
trapper569 | $25.00 | 11/29/2011 9:09:00 AM |
Ivan2007 | $25.00 | 11/29/2011 9:36:38 AM |
fishing533 | $25.00 | 11/29/2011 9:38:31 AM |
investment-tempo | $25.00 | 11/29/2011 9:39:33 AM |
orange-courageous-dedication | $25.00 | 11/29/2011 9:40:57 AM |
Railbird | $25.00 | 11/29/2011 9:14:15 AM |
the-professional-velocity | $25.00 | 11/29/2011 9:45:40 AM |
damage | $25.00 | 11/29/2011 9:46:25 AM |
narblark | $50.00 | 11/29/2011 9:44:59 AM |
p123 | $25.00 | 11/29/2011 9:18:12 AM |
sjlender | $54.00 | 11/29/2011 9:46:56 AM |
rmachi | $25.00 | 11/29/2011 9:51:39 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:24 AM |
majestic-dedication | $50.00 | 11/29/2011 9:21:42 AM |
treasure-generator | $25.00 | 11/29/2011 9:21:44 AM |
ramsba | $50.00 | 11/29/2011 9:50:52 AM |
Marathoner | $25.00 | 11/29/2011 9:24:39 AM |
bonanza1973 | $25.00 | 11/29/2011 9:25:33 AM |
ChicoBob | $25.00 | 11/29/2011 9:26:19 AM |
cablenews | $90.00 | 11/29/2011 9:26:50 AM |
amerfootballassn | $25.00 | 11/29/2011 10:55:11 AM |
selfmademan | $25.00 | 11/29/2011 9:34:50 AM |
mr55262 | $25.00 | 11/29/2011 9:35:04 AM |
JKEnterprises | $25.00 | 11/29/2011 9:35:35 AM |
ijspence | $25.00 | 11/29/2011 9:39:30 AM |
amijo | $25.00 | 11/29/2011 9:42:01 AM |
skuba | $75.00 | 11/29/2011 9:42:17 AM |
benjay25 | $25.00 | 11/29/2011 9:42:34 AM |
orderly-leverage | $100.00 | 11/29/2011 12:55:27 PM |
nybanker85 | $50.00 | 11/29/2011 9:45:50 AM |
YLlama | $100.00 | 11/29/2011 1:36:51 PM |
capital-investor8 | $250.00 | 11/29/2011 1:45:16 PM |
cash-sensai2 | $25.00 | 11/29/2011 9:47:12 AM |
value-pole | $25.00 | 11/29/2011 9:47:56 AM |
worth-blanket2 | $2,500.00 | 11/29/2011 1:52:56 PM |
wbahl | $25.00 | 11/29/2011 9:50:33 AM |
chicagobear23 | $25.00 | 11/29/2011 9:51:49 AM |
gogene2002 | $25.00 | 11/29/2011 11:55:13 AM |
WilsonFunds | $54.00 | 11/29/2011 12:18:49 PM |
managedfund | $1,000.00 | 11/29/2011 1:28:01 PM |
388 Investments
|
Borrower Payment Dependent Notes Series
539805
This series of Notes was issued and sold upon the funding of the borrower loan #56588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,944 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| fair-treasure6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Not sure what this means
Purpose of loan: To take my wife on a well deserved vacation.
This loan will be used to...
My financial situation: Is good.
I am a good candidate for this loan because... I have shown that I will payback my debts regardless of any bad situation.
Monthly net income: $3200
Monthly expenses: $
Housing: $650 my half
Insurance: $ paid by employer
Car expenses: $150 for gas on average
Utilities: $ wife pays
Phone, cable, internet: $ wife pays
Food, entertainment: $ wife pays
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/19/2011 12:54:30 PM |
SolarMoonshine | $25.00 | 11/19/2011 1:16:21 PM |
Danjack_Capital | $25.00 | 11/19/2011 8:15:19 PM |
papaloha | $25.00 | 11/19/2011 12:53:07 PM |
ingenious-deal6 | $25.00 | 11/19/2011 1:06:53 PM |
finance-investor3 | $25.00 | 11/20/2011 12:36:14 PM |
daekpon | $50.00 | 11/20/2011 4:08:34 PM |
managedfund | $700.00 | 11/21/2011 10:28:53 AM |
Whipster | $25.00 | 11/19/2011 4:05:44 PM |
let_me_retire | $50.00 | 11/21/2011 12:16:10 PM |
secureincome | $15.00 | 11/21/2011 1:06:16 PM |
dsgfl1 | $25.00 | 11/21/2011 10:30:38 AM |
worth-blanket2 | $1,485.00 | 11/21/2011 12:43:01 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
539811
This series of Notes was issued and sold upon the funding of the borrower loan #57058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $300.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,269 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 52 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| new-equitable-rupee |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bussines loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4525
Monthly expenses: $
Housing: $850
Insurance: $300
Car expenses: $392
Utilities: $200
Phone, cable, internet: $108
Food, entertainment: $220
Clothing, household expenses: $50
Credit cards and other loans: $95
Other expenses: $750
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 5:09:43 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:41 AM |
finance-prescription | $100.00 | 11/19/2011 12:13:37 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:27 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:36 PM |
Comoparklender | $25.00 | 11/22/2011 5:29:45 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:01 AM |
GCInvestments | $25.00 | 11/29/2011 9:14:27 PM |
IIP77 | $25.00 | 11/30/2011 3:19:58 AM |
treasure-bliss | $25.00 | 11/30/2011 6:56:19 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:14 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:36 AM |
cvlender | $25.00 | 11/30/2011 2:49:11 PM |
CSUgrad08 | $25.00 | 11/30/2011 5:59:31 PM |
social-cocktail1 | $200.00 | 11/30/2011 5:24:46 PM |
frogperson | $75.00 | 11/30/2011 9:53:25 PM |
GGreg799 | $25.00 | 12/1/2011 4:17:17 AM |
justice-economist | $25.00 | 12/1/2011 6:46:20 AM |
wise-silver-wonder | $25.00 | 11/30/2011 6:40:23 PM |
bslavin | $25.00 | 12/1/2011 9:11:06 AM |
ah-long | $25.00 | 12/1/2011 9:12:33 AM |
melodious-fairness | $25.00 | 12/1/2011 9:14:38 AM |
listing-candy | $25.00 | 12/1/2011 9:15:17 AM |
worthy-bid8 | $50.00 | 12/1/2011 9:13:51 AM |
spitzbergen | $25.00 | 12/1/2011 9:22:42 AM |
a-resplendent-commitment | $25.00 | 12/1/2011 9:17:08 AM |
cotito | $25.00 | 12/1/2011 9:17:37 AM |
SpareChangeHero | $25.00 | 12/1/2011 9:18:34 AM |
JLMGroupFunds | $25.00 | 12/1/2011 9:26:51 AM |
poetic-reward0 | $75.00 | 12/1/2011 9:23:46 AM |
dmh4880 | $125.00 | 12/1/2011 9:26:23 AM |
felicity-injector | $25.00 | 12/1/2011 9:36:39 AM |
Katburg | $25.00 | 12/1/2011 9:37:47 AM |
Kaj | $25.00 | 12/1/2011 9:32:04 AM |
top-asset-chemistry | $25.00 | 12/1/2011 9:39:57 AM |
vibraphone3 | $25.00 | 12/1/2011 9:41:51 AM |
Wellman | $25.00 | 12/1/2011 9:43:29 AM |
desertoasis | $25.00 | 12/1/2011 10:00:00 AM |
suave-dime6 | $25.00 | 12/1/2011 7:42:33 AM |
Diamond_Jim | $25.00 | 12/1/2011 9:40:23 AM |
rhin0cerx | $50.00 | 12/1/2011 9:41:20 AM |
orange-preeminant-bill | $25.00 | 12/1/2011 9:43:17 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:40 AM |
trade-beeper4 | $25.00 | 12/1/2011 9:12:00 AM |
miked8303 | $25.00 | 12/1/2011 9:12:41 AM |
Learning2Lend | $25.00 | 12/1/2011 9:19:12 AM |
p2ploan-charmer | $25.00 | 12/1/2011 9:20:14 AM |
Weaverville | $25.00 | 12/1/2011 12:31:56 PM |
tremendous-payment | $25.00 | 12/1/2011 9:26:40 AM |
WindyKid | $25.00 | 12/1/2011 2:32:41 PM |
reward-adventure | $50.00 | 12/1/2011 9:27:05 AM |
jengachamp | $25.00 | 12/1/2011 4:06:22 PM |
euro-shrine | $50.00 | 12/1/2011 3:13:57 PM |
Shtooie | $26.20 | 12/1/2011 3:13:59 PM |
dedicated-transaction796 | $25.00 | 12/1/2011 9:34:49 AM |
handshake5 | $66.00 | 12/1/2011 9:35:55 AM |
LateOneNight | $25.00 | 12/1/2011 5:05:42 PM |
ideal-platinum1 | $25.00 | 12/1/2011 9:40:20 AM |
renaissance168 | $50.00 | 12/1/2011 11:03:24 AM |
lagnisiruk | $25.00 | 12/1/2011 5:35:49 PM |
soulwork | $50.00 | 12/1/2011 5:39:50 PM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:36 PM |
wwwUniversal | $25.00 | 12/1/2011 5:16:26 PM |
loan-scientist8 | $25.00 | 12/2/2011 3:26:33 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:09 AM |
deal-searcher1 | $25.00 | 12/2/2011 5:55:52 AM |
auction-mastery | $31.60 | 12/1/2011 5:57:04 PM |
dinero-speaker | $25.00 | 12/2/2011 7:34:27 AM |
authentic-liberty7 | $25.00 | 12/2/2011 7:36:26 AM |
antlr | $50.00 | 12/1/2011 7:48:13 PM |
JohnWS | $25.00 | 12/2/2011 7:18:32 AM |
venture30 | $25.00 | 12/2/2011 4:03:27 AM |
careful-note | $55.00 | 12/2/2011 4:31:16 AM |
brazilofmux | $100.00 | 12/2/2011 7:12:52 AM |
moola-man | $25.00 | 12/2/2011 8:03:43 AM |
toblerone | $25.00 | 11/18/2011 5:09:53 PM |
managedfund | $1,000.00 | 11/21/2011 10:39:45 AM |
factcheck | $40.00 | 11/22/2011 10:30:45 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:53:52 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:43 PM |
greenwell | $25.00 | 11/27/2011 9:35:27 AM |
careful-note | $70.00 | 11/28/2011 4:36:35 AM |
tech310 | $50.00 | 11/30/2011 12:15:28 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:44 AM |
engrossing-responsibility0 | $50.00 | 11/30/2011 5:14:59 PM |
Dubbs360 | $50.00 | 11/30/2011 5:20:25 PM |
BankofMsEvans | $30.00 | 11/30/2011 5:48:23 PM |
economy-producer | $25.00 | 11/30/2011 5:29:05 PM |
ideal-yield5 | $25.00 | 11/30/2011 9:29:27 PM |
diplomatic-wealth7 | $25.00 | 12/1/2011 9:09:30 AM |
marketplace-hut9 | $25.00 | 12/1/2011 9:11:31 AM |
SkepticalBen | $25.00 | 12/1/2011 8:28:52 AM |
EBITDA | $25.00 | 12/1/2011 9:12:47 AM |
careful-vigilance4 | $34.00 | 12/1/2011 9:10:41 AM |
red-power-pecan | $50.00 | 12/1/2011 9:20:25 AM |
hope-eagle6 | $25.00 | 12/1/2011 9:13:07 AM |
CapitalismRocks | $25.00 | 12/1/2011 9:22:08 AM |
kulender | $100.00 | 12/1/2011 9:13:47 AM |
arsisi | $25.00 | 12/1/2011 9:14:58 AM |
kindness-hickory5 | $50.00 | 12/1/2011 9:21:44 AM |
shrewd-peace7 | $25.00 | 12/1/2011 9:22:13 AM |
asiaratt | $50.00 | 12/1/2011 9:23:39 AM |
fair-hope | $25.00 | 12/1/2011 9:32:39 AM |
rescue | $100.00 | 12/1/2011 9:35:37 AM |
transparency-river1 | $1,000.00 | 12/1/2011 9:32:07 AM |
finance-mushroom | $200.00 | 12/1/2011 9:36:51 AM |
bosloan26 | $26.50 | 12/1/2011 9:49:14 AM |
irrelevant | $25.00 | 12/1/2011 10:06:11 AM |
monster4 | $50.00 | 12/1/2011 9:08:41 AM |
worldly-community3 | $50.00 | 12/1/2011 9:14:53 AM |
dough-bear | $25.00 | 12/1/2011 9:18:22 AM |
MBIntl | $25.00 | 12/1/2011 9:24:21 AM |
progressive-economy261 | $400.00 | 12/1/2011 9:27:08 AM |
roman2008 | $25.00 | 12/1/2011 9:30:37 AM |
important-openness1 | $100.00 | 12/1/2011 9:32:57 AM |
oreyedoc | $50.00 | 12/1/2011 9:40:09 AM |
ursus | $43.00 | 12/1/2011 9:42:34 AM |
Luminous-P | $25.00 | 12/1/2011 8:15:06 PM |
Melander | $50.00 | 12/1/2011 9:33:35 PM |
shiny-leverage0 | $25.00 | 12/2/2011 12:01:20 AM |
money-bauble | $200.00 | 12/1/2011 5:31:10 PM |
unafraid-cash2 | $51.00 | 12/2/2011 8:23:12 AM |
tylerfd | $25.00 | 12/2/2011 7:32:48 AM |
benevolent-bonus | $25.00 | 12/2/2011 7:50:26 AM |
drg6289 | $25.00 | 12/2/2011 6:23:03 AM |
Richmp412 | $25.00 | 12/2/2011 7:13:54 AM |
shiny-gold5 | $16.70 | 12/2/2011 8:35:14 AM |
127 Investments
|
Borrower Payment Dependent Notes Series
539821
This series of Notes was issued and sold upon the funding of the borrower loan #56677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-27-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $554.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 31% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
23 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,201 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duty-chairman7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jan-2011)
|
Principal balance:
| $7,758.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Bluzkatz
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I always pay my debts and have a good job with the same employer for 15 years
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JustMee | $25.00 | 11/17/2011 5:07:50 PM |
rich266 | $25.00 | 11/17/2011 5:09:13 PM |
aabadabadoo | $25.00 | 11/17/2011 5:34:38 PM |
Clambake | $25.00 | 11/17/2011 5:41:26 PM |
loan-mammal | $100.00 | 11/17/2011 5:46:25 PM |
fortytwo | $200.00 | 11/17/2011 5:15:27 PM |
WalnutCreekguy | $100.00 | 11/17/2011 5:44:29 PM |
bb575 | $50.00 | 11/17/2011 5:46:03 PM |
aesop56 | $100.00 | 11/18/2011 8:59:41 AM |
wealth-fields8 | $50.00 | 11/18/2011 5:11:31 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:17 PM |
mad-scientist418 | $25.00 | 11/18/2011 1:39:41 PM |
anacent | $25.00 | 11/18/2011 5:09:28 PM |
yield-hut | $50.00 | 11/19/2011 9:26:38 AM |
Zuzu | $25.00 | 11/19/2011 11:04:25 AM |
RoyFauntleroy | $25.00 | 11/19/2011 11:39:48 AM |
GrooveBiz | $25.00 | 11/19/2011 6:04:41 AM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:52 PM |
cordial-bonus | $25.00 | 11/19/2011 12:43:48 PM |
SolarMoonshine | $25.00 | 11/19/2011 1:02:43 PM |
kulender | $100.00 | 11/19/2011 12:28:22 PM |
DadWarbucks | $25.00 | 11/19/2011 1:02:49 PM |
Nazbuster | $100.00 | 11/20/2011 12:06:21 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:53 AM |
ianakacg | $25.00 | 11/20/2011 8:15:01 PM |
basis-wizard8 | $100.00 | 11/21/2011 6:28:01 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:44 AM |
brittany | $100.00 | 11/21/2011 7:42:02 AM |
progressive-economy261 | $400.00 | 11/21/2011 9:11:11 AM |
_NaLNaBB | $90.00 | 11/20/2011 9:52:12 PM |
responsive-value4 | $25.00 | 11/21/2011 9:43:54 AM |
awwaww | $25.00 | 11/21/2011 9:52:12 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:19 AM |
igniter584 | $25.00 | 11/21/2011 12:12:20 PM |
ultimate-social | $25.00 | 11/21/2011 11:57:42 AM |
bailey7563 | $25.00 | 11/21/2011 2:19:50 PM |
wampum-chorus3 | $25.00 | 11/21/2011 5:06:21 PM |
loyalty-sherpa | $25.00 | 11/21/2011 5:06:10 PM |
Ocean713 | $75.00 | 11/21/2011 4:50:46 PM |
paladin510 | $25.00 | 11/21/2011 5:02:59 PM |
setUup | $36.20 | 11/22/2011 8:03:19 AM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:35 PM |
Phunder | $25.00 | 11/22/2011 9:41:39 AM |
granitepk | $100.00 | 11/22/2011 10:53:33 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:44 AM |
ddog0224 | $50.00 | 11/22/2011 3:07:19 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:23 PM |
Sid-K | $25.00 | 11/22/2011 5:25:05 PM |
a-responsible-return | $50.00 | 11/22/2011 5:16:51 PM |
gold-pudding6 | $60.00 | 11/22/2011 5:10:17 PM |
gangusron | $50.00 | 11/22/2011 8:17:35 PM |
factcheck | $25.00 | 11/23/2011 3:59:11 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:02 AM |
new-ore-venture | $250.00 | 11/22/2011 11:06:18 PM |
30Sky | $25.00 | 11/23/2011 12:57:46 AM |
act943 | $100.00 | 11/23/2011 1:10:14 AM |
spruce212 | $25.00 | 11/23/2011 12:36:15 PM |
jackpotnav | $25.00 | 11/23/2011 12:46:25 PM |
Savings_EQ_Dignity | $36.00 | 11/23/2011 3:23:15 PM |
ChrisTJ | $25.00 | 11/23/2011 5:09:34 PM |
Henrylin | $30.00 | 11/23/2011 5:54:21 PM |
value-pole | $50.00 | 11/23/2011 10:35:06 AM |
keichi03 | $50.00 | 11/24/2011 4:23:48 AM |
s270 | $50.00 | 11/24/2011 12:24:42 AM |
framework145 | $25.00 | 11/24/2011 7:58:47 AM |
LoanDMC | $39.47 | 11/24/2011 8:41:45 AM |
JLMGroupFunds | $25.00 | 11/24/2011 9:26:55 AM |
Poker_Grandpa | $25.00 | 11/24/2011 1:33:32 AM |
dime-sprout | $50.00 | 11/24/2011 2:43:08 PM |
elevated-truth | $40.00 | 11/24/2011 2:23:11 PM |
igniter584 | $25.00 | 11/24/2011 6:37:40 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:41 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:16 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:29 AM |
ranstlin | $25.00 | 11/25/2011 9:10:40 AM |
brightest-credit-engine | $25.00 | 11/24/2011 9:46:48 AM |
building-america | $25.00 | 11/25/2011 9:22:26 AM |
Jesuistom | $25.00 | 11/25/2011 9:06:23 AM |
StPong | $25.00 | 11/24/2011 4:31:40 PM |
bill-igloo | $25.00 | 11/25/2011 10:15:23 AM |
perlindc | $101.00 | 11/25/2011 12:58:08 PM |
value-den | $42.35 | 11/25/2011 1:45:05 PM |
buraky | $50.00 | 11/25/2011 5:17:15 PM |
dschaaf | $25.00 | 11/25/2011 5:09:27 AM |
finance-symphony7 | $200.00 | 11/25/2011 7:21:03 AM |
murlirao2002 | $25.00 | 11/25/2011 6:32:29 PM |
Lefty_the_Lender | $25.00 | 11/25/2011 5:49:04 PM |
valiant-liberty4 | $25.00 | 11/25/2011 9:07:03 AM |
chemistry220 | $25.00 | 11/25/2011 7:05:23 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:13 AM |
Weaverville | $50.00 | 11/25/2011 7:14:37 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:27 PM |
superstar449 | $25.00 | 11/26/2011 7:28:34 AM |
engaging-yield4 | $25.00 | 11/26/2011 8:18:19 AM |
Leopoldine | $25.00 | 11/25/2011 11:34:31 AM |
spiritual-greenback | $25.00 | 11/26/2011 7:56:56 AM |
OldestBrother | $50.00 | 11/26/2011 11:11:53 AM |
woohoo | $25.00 | 11/26/2011 11:37:34 AM |
zzztimbo | $25.00 | 11/26/2011 12:08:16 PM |
JKEnterprises | $25.00 | 11/26/2011 12:11:42 PM |
cash-sensai2 | $25.00 | 11/26/2011 12:13:26 PM |
social-caravan | $25.00 | 11/26/2011 12:13:58 PM |
gsd | $25.00 | 11/26/2011 12:07:17 PM |
studious-bonus7 | $100.00 | 11/26/2011 12:07:42 PM |
yennib | $25.00 | 11/26/2011 12:09:06 PM |
bid-papyrus | $25.00 | 11/26/2011 12:09:51 PM |
compoundinterest | $50.00 | 11/26/2011 12:10:29 PM |
tapesor | $200.00 | 11/26/2011 12:10:34 PM |
successful-agreement7 | $100.00 | 11/26/2011 12:10:37 PM |
transparency-river1 | $450.00 | 11/26/2011 12:25:17 PM |
Cai8899 | $35.00 | 11/26/2011 12:31:18 PM |
the-dollar-topper | $150.00 | 11/26/2011 12:17:45 PM |
jmart30702 | $25.00 | 11/26/2011 12:18:16 PM |
E_G | $50.00 | 11/25/2011 8:13:01 PM |
ahalls | $25.00 | 11/26/2011 12:20:14 PM |
mtquan | $25.00 | 11/26/2011 12:38:10 PM |
dayahn | $25.00 | 11/26/2011 12:23:29 PM |
Preteur | $25.00 | 11/26/2011 12:23:56 PM |
mennleo | $50.00 | 11/26/2011 12:24:05 PM |
Avicell | $25.00 | 11/26/2011 12:24:36 PM |
rudyindc | $25.00 | 11/26/2011 12:28:01 PM |
genius520 | $50.00 | 11/26/2011 12:29:00 PM |
hostbank | $92.00 | 11/26/2011 12:31:14 PM |
KDW08 | $25.00 | 11/26/2011 3:50:29 AM |
CaptainBL | $25.00 | 11/26/2011 12:32:07 PM |
grf1945 | $25.00 | 11/26/2011 12:34:10 PM |
hrubinst | $30.00 | 11/26/2011 12:36:14 PM |
no_agenda_lender | $25.00 | 11/26/2011 12:39:18 PM |
astute-benjamins | $50.00 | 11/26/2011 5:56:56 PM |
bonafide-economy | $25.00 | 11/26/2011 2:17:26 PM |
smallcountry | $25.00 | 11/26/2011 9:43:43 AM |
philantist | $30.00 | 11/26/2011 9:11:15 PM |
magee425 | $25.00 | 11/26/2011 9:21:18 PM |
vestratech | $55.01 | 11/26/2011 10:56:58 PM |
ExiledSeraph | $25.00 | 11/26/2011 10:51:11 AM |
WonByOne | $50.00 | 11/27/2011 3:56:48 AM |
ideal-platinum1 | $25.00 | 11/26/2011 12:10:15 PM |
kingbutthd | $25.00 | 11/26/2011 12:13:00 PM |
careful-note | $100.00 | 11/27/2011 4:29:35 AM |
hard-working-rate3 | $39.00 | 11/26/2011 12:14:40 PM |
SimonHova | $22.24 | 11/27/2011 4:56:05 AM |
victorcab | $25.00 | 11/26/2011 12:21:13 PM |
top-basis-majesty | $50.00 | 11/26/2011 12:21:50 PM |
the-enthralling-coin | $25.00 | 11/26/2011 12:22:19 PM |
asya | $25.00 | 11/26/2011 12:22:35 PM |
wise-alluring-penny | $50.00 | 11/26/2011 12:23:14 PM |
narblark | $50.00 | 11/26/2011 12:23:24 PM |
Queueball1 | $25.00 | 11/26/2011 12:29:07 PM |
christifa | $25.00 | 11/26/2011 12:29:27 PM |
betak | $25.00 | 11/26/2011 12:29:37 PM |
michaelwong | $46.00 | 11/26/2011 12:32:26 PM |
green28 | $150.00 | 11/26/2011 12:57:35 PM |
bonafide-cash | $100.00 | 11/26/2011 2:47:52 PM |
blissful-dollar3 | $50.00 | 11/26/2011 3:49:17 PM |
Lubava | $30.00 | 11/26/2011 3:56:09 PM |
djs81 | $25.00 | 11/26/2011 4:27:16 PM |
gearhead924 | $50.00 | 11/26/2011 11:27:13 PM |
pdub | $75.00 | 11/17/2011 5:09:47 PM |
saahilld | $25.00 | 11/17/2011 5:14:29 PM |
indomitable-coin | $25.00 | 11/17/2011 5:11:20 PM |
AFairDeal | $25.00 | 11/17/2011 5:15:54 PM |
ingenious-deal6 | $25.00 | 11/17/2011 5:16:42 PM |
determined-revenue1 | $35.00 | 11/17/2011 5:16:39 PM |
ctgscott | $25.00 | 11/17/2011 5:19:53 PM |
evnagelist | $25.00 | 11/17/2011 5:29:07 PM |
influential-benjamins0 | $100.00 | 11/17/2011 5:37:26 PM |
enriching-trade2 | $50.00 | 11/17/2011 5:06:23 PM |
imlosttoo | $25.00 | 11/17/2011 6:14:55 PM |
cnovak | $25.00 | 11/17/2011 5:08:05 PM |
BxRealtor | $25.00 | 11/17/2011 5:10:26 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:09 AM |
radforj22 | $25.00 | 11/18/2011 7:07:21 AM |
toblerone | $25.00 | 11/18/2011 7:39:39 AM |
kenji4861 | $25.00 | 11/18/2011 9:17:36 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:45 AM |
cmg891 | $25.00 | 11/18/2011 12:34:33 PM |
julijask | $25.00 | 11/18/2011 1:40:57 PM |
zippy-revenue8 | $25.00 | 11/18/2011 2:41:24 PM |
GMPK_TLAS | $50.00 | 11/18/2011 5:19:24 PM |
payout-panda | $25.00 | 11/18/2011 5:36:40 PM |
zippy-greenback231 | $25.00 | 11/18/2011 8:37:42 PM |
lendersf | $100.00 | 11/18/2011 8:13:14 PM |
platinum-genetics | $25.00 | 11/18/2011 5:19:51 PM |
Brisket_Bob | $199.95 | 11/19/2011 7:23:13 AM |
sportsmagic | $50.00 | 11/18/2011 6:21:57 PM |
currency-persimmon | $35.00 | 11/19/2011 6:10:21 AM |
tflood1967 | $50.00 | 11/19/2011 12:55:30 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:13 PM |
phenomenal-gain5 | $25.00 | 11/19/2011 5:54:59 PM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:14 AM |
jjb3 | $25.00 | 11/19/2011 12:58:20 PM |
enterprising-credit2 | $25.00 | 11/19/2011 3:33:56 PM |
kevin314 | $25.00 | 11/20/2011 12:14:40 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:52 PM |
CatbirdBanking | $25.00 | 11/20/2011 8:22:31 PM |
ianakacg | $25.00 | 11/20/2011 8:21:44 PM |
totoro | $25.00 | 11/20/2011 9:44:22 PM |
lincs | $25.00 | 11/21/2011 12:37:29 AM |
important-ore | $150.00 | 11/21/2011 9:17:37 AM |
mizount | $25.00 | 11/20/2011 6:47:20 PM |
seabass123 | $25.00 | 11/20/2011 7:21:35 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:25 AM |
novice-speculator | $25.00 | 11/21/2011 11:31:24 AM |
life-is-great | $25.00 | 11/21/2011 9:06:49 AM |
jazzlender | $50.00 | 11/21/2011 9:26:43 AM |
igniter584 | $25.00 | 11/21/2011 12:20:41 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:27 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:14 PM |
nickel-ferret | $50.00 | 11/21/2011 5:24:14 PM |
w3alter | $50.00 | 11/21/2011 5:24:29 PM |
don8ter | $100.00 | 11/22/2011 4:01:41 AM |
igniter584 | $25.00 | 11/22/2011 7:42:09 AM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:13 PM |
ferocious-exchange3 | $50.00 | 11/22/2011 12:41:38 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:03 AM |
educationfirst | $50.00 | 11/22/2011 10:47:54 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:40 PM |
susurrus | $50.00 | 11/22/2011 3:29:02 PM |
lucrative-coin | $50.00 | 11/22/2011 5:11:49 PM |
vestratech | $50.00 | 11/22/2011 12:45:06 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:32 PM |
Mendosurfire | $50.00 | 11/22/2011 5:08:32 PM |
bicyclist2270 | $25.00 | 11/22/2011 5:43:54 PM |
availableloan | $25.00 | 11/22/2011 8:48:45 PM |
GoldenGo4 | $50.00 | 11/23/2011 7:07:42 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:57 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:06 AM |
MyNestEgg | $25.00 | 11/23/2011 10:21:45 AM |
transparency-universe8 | $36.00 | 11/23/2011 10:44:22 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:41 AM |
supersarah61 | $50.00 | 11/23/2011 4:21:09 PM |
x-lender | $25.00 | 11/23/2011 2:31:40 PM |
dcfinancial | $25.00 | 11/23/2011 3:31:09 PM |
jdrez | $25.00 | 11/23/2011 3:35:52 PM |
fcrick | $25.00 | 11/23/2011 5:15:13 PM |
Howaboutsomemoney | $27.98 | 11/23/2011 10:33:17 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:01 AM |
sportsmagic | $200.00 | 11/23/2011 6:23:06 PM |
Tylerh | $255.00 | 11/23/2011 2:20:33 PM |
gjm6d | $25.00 | 11/24/2011 7:32:33 AM |
auction-karate | $25.00 | 11/24/2011 6:23:26 AM |
umfan123 | $25.00 | 11/24/2011 8:37:58 AM |
jga516 | $25.00 | 11/24/2011 8:48:18 AM |
jamiee73 | $25.00 | 11/23/2011 5:23:45 PM |
velocity-solo | $25.00 | 11/24/2011 9:13:28 AM |
harperpotok | $100.00 | 11/23/2011 5:27:14 PM |
vinayski | $25.00 | 11/23/2011 5:30:54 PM |
minista | $25.00 | 11/24/2011 9:19:48 AM |
skro | $25.00 | 11/24/2011 9:29:54 AM |
currency-persimmon | $35.00 | 11/24/2011 10:31:12 AM |
fervent-repayment | $50.00 | 11/24/2011 9:35:29 AM |
dedication-taxi | $106.03 | 11/24/2011 5:16:55 AM |
officer8 | $25.00 | 11/25/2011 6:54:58 AM |
first-serene-credit | $25.00 | 11/25/2011 8:12:32 AM |
ingenious-order783 | $25.00 | 11/25/2011 7:23:57 AM |
trade-arch | $25.00 | 11/25/2011 8:19:13 AM |
Aimvest | $25.00 | 11/25/2011 9:11:13 AM |
gold-sushi | $25.00 | 11/25/2011 9:20:02 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:43 PM |
the-precious-bid | $25.00 | 11/25/2011 10:01:46 AM |
renaissance168 | $25.00 | 11/25/2011 11:11:48 AM |
GreenSun | $25.00 | 11/25/2011 10:18:19 AM |
dime-hot-rod7 | $50.00 | 11/25/2011 12:56:09 PM |
Ven58 | $25.00 | 11/25/2011 1:01:35 PM |
sentry256 | $25.00 | 11/25/2011 4:29:03 PM |
rogue_monster | $50.00 | 11/25/2011 4:44:08 PM |
Supernick | $200.00 | 11/25/2011 5:43:00 AM |
soulwork | $50.00 | 11/25/2011 5:14:26 PM |
velocity-destiny7 | $25.00 | 11/25/2011 5:24:46 PM |
CaliforniaSun | $25.00 | 11/25/2011 8:24:36 PM |
icon7 | $50.00 | 11/25/2011 8:29:47 AM |
Jesuistom | $50.00 | 11/25/2011 9:03:54 AM |
Dawags1 | $25.00 | 11/25/2011 9:05:55 AM |
objective-investor | $250.00 | 11/25/2011 9:44:43 AM |
mmzero | $25.00 | 11/26/2011 6:47:54 AM |
sliqua | $32.77 | 11/25/2011 11:37:17 AM |
-Tuxedo- | $25.00 | 11/25/2011 1:25:29 PM |
Jayson85 | $100.00 | 11/26/2011 10:04:04 AM |
golden-velocity9 | $25.00 | 11/25/2011 3:05:52 PM |
misterhobbs | $25.00 | 11/26/2011 12:08:12 PM |
Futurero | $25.00 | 11/26/2011 11:28:33 AM |
NDFIRTH | $50.00 | 11/26/2011 12:13:39 PM |
damage | $25.00 | 11/26/2011 12:16:19 PM |
SeaDevil | $25.00 | 11/26/2011 12:17:40 PM |
calinno2 | $25.00 | 11/26/2011 12:07:21 PM |
nerdbomber | $25.00 | 11/26/2011 12:09:10 PM |
MadHun | $200.00 | 11/26/2011 12:10:08 PM |
marketplace-cello5 | $25.00 | 11/26/2011 12:14:37 PM |
skuba | $75.00 | 11/26/2011 12:28:58 PM |
TrustPlus | $50.00 | 11/26/2011 12:29:39 PM |
Anny-Disco | $40.00 | 11/26/2011 12:16:05 PM |
brightest-affluence-motivator | $50.00 | 11/26/2011 12:34:06 PM |
hopethisworks | $25.00 | 11/26/2011 12:18:53 PM |
IIP77 | $25.00 | 11/26/2011 12:22:32 PM |
dfealk | $25.00 | 11/25/2011 9:48:01 PM |
lendme2 | $50.00 | 11/26/2011 12:24:00 PM |
azali | $25.00 | 11/25/2011 11:34:01 PM |
Mint_Man | $50.00 | 11/26/2011 2:05:16 PM |
unique-responsibility3 | $25.00 | 11/26/2011 3:14:44 PM |
terrific-return | $25.00 | 11/26/2011 3:15:27 PM |
owhite2000 | $50.00 | 11/26/2011 3:34:30 PM |
reinforced-reward | $25.00 | 11/26/2011 12:29:41 PM |
wise-bonus-honker | $25.00 | 11/26/2011 12:31:47 PM |
responsibility-cherry6 | $25.00 | 11/26/2011 12:32:51 PM |
kyomoon | $50.00 | 11/26/2011 12:33:43 PM |
elfincove | $50.00 | 11/26/2011 5:24:06 PM |
jayvee169 | $25.00 | 11/26/2011 5:30:28 PM |
jazz619 | $25.00 | 11/26/2011 12:37:48 PM |
KrisKringle | $25.00 | 11/26/2011 6:44:03 AM |
scholarly-benefit5 | $25.00 | 11/26/2011 12:43:45 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:52 PM |
organic-commerce9 | $25.00 | 11/26/2011 9:15:38 AM |
lone-lender | $100.00 | 11/26/2011 10:08:11 AM |
Yaout | $200.00 | 11/26/2011 11:05:29 PM |
BankShark | $25.00 | 11/26/2011 11:58:46 PM |
divedude | $25.00 | 11/26/2011 12:06:30 PM |
donmacprosper | $25.00 | 11/26/2011 8:55:45 PM |
figs4u2 | $58.00 | 11/26/2011 12:09:34 PM |
THREE-POINTS-LENDING | $25.00 | 11/26/2011 12:10:27 PM |
miboymat | $25.00 | 11/26/2011 9:47:00 PM |
lounges | $25.00 | 11/26/2011 12:11:12 PM |
Paddington922 | $25.00 | 11/26/2011 10:20:14 PM |
Cheburashka | $25.00 | 11/26/2011 12:12:20 PM |
unassuming-note | $25.00 | 11/27/2011 4:13:08 AM |
johngaltline | $25.00 | 11/27/2011 4:19:10 AM |
WorldlyWorker | $25.00 | 11/26/2011 12:14:38 PM |
financial-frenzy | $50.00 | 11/26/2011 12:15:36 PM |
investment-tempo | $25.00 | 11/26/2011 12:21:47 PM |
rolltide09 | $25.00 | 11/26/2011 12:30:10 PM |
riskreward | $250.00 | 11/26/2011 12:36:47 PM |
money-bauble | $200.00 | 11/26/2011 12:37:28 PM |
platinum-czar | $25.00 | 11/26/2011 2:14:03 PM |
studious-revenue7 | $50.00 | 11/26/2011 4:23:52 PM |
kanewna | $25.00 | 11/26/2011 8:14:30 PM |
334 Investments
|
Borrower Payment Dependent Notes Series
539837
This series of Notes was issued and sold upon the funding of the borrower loan #56810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 7m |
Amount delinquent:
| $25 |
Total credit lines:
| 48 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,867 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-income-paddle |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate debt and lower payments
Purpose of loan:
This loan will be used to pay off some debt that is currently $600 a month.
My financial situation:
I am a good candidate for this loan because my husband and I both have full-time jobs. We just want to lower our monthly outflows to give us a bit of breathing room every month.
Monthly net income: $7,100
Monthly expenses: $
Housing: $1,500
Insurance: $300
Car expenses: $500
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 11/19/2011 12:44:26 PM |
loanman2007 | $25.00 | 11/19/2011 12:26:30 PM |
fountain355 | $25.00 | 11/20/2011 4:29:35 AM |
worth-blanket2 | $3,836.25 | 11/21/2011 12:42:07 PM |
AndChicksforFree | $25.00 | 11/19/2011 12:53:42 PM |
managedfund | $38.75 | 11/21/2011 1:03:04 PM |
let_me_retire | $25.00 | 11/21/2011 12:19:31 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
539849
This series of Notes was issued and sold upon the funding of the borrower loan #56528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $266.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1971 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,895 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-dough-superstar |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2010)
|
Principal balance:
| $861.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Empower AMM and More
Purpose of loan:
This loan will be used to.. Pay for marketing of internet marketing training for setup and marketing methods on and off the internet.
The busineses include weekly training saved on video on a different marketing method each week and access to a closer person to close the sales. Also one on one training is available for a more personalized marketing plan.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $1725
Housing: $700
Insurance: $100
Car expenses: $50
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $300
Clothing, household expenses: $25
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $25.00 | 11/20/2011 5:42:31 PM |
exchange-squirrel | $25.00 | 11/18/2011 5:21:58 PM |
toblerone | $25.00 | 11/18/2011 5:09:55 PM |
influential-benjamins0 | $100.00 | 11/18/2011 5:30:17 PM |
papaloha | $25.00 | 11/18/2011 5:36:04 PM |
payout-reaction740 | $25.00 | 11/18/2011 5:23:11 PM |
fortytwo | $150.00 | 11/18/2011 5:27:48 PM |
Feyenoord | $30.00 | 11/18/2011 5:29:42 PM |
loyalist1 | $100.00 | 11/18/2011 11:32:43 PM |
mckhbnpc | $50.00 | 11/18/2011 9:59:48 PM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:46 PM |
principal-cooker2 | $100.00 | 11/18/2011 5:22:53 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 5:25:04 PM |
CoolPlexer | $25.00 | 11/18/2011 6:24:28 PM |
finance-prescription | $100.00 | 11/19/2011 6:54:08 AM |
economy-coup | $50.00 | 11/19/2011 12:07:12 PM |
social-cocktail1 | $200.00 | 11/19/2011 12:24:24 PM |
twjh | $25.00 | 11/19/2011 12:41:23 PM |
wildguy | $25.00 | 11/19/2011 12:48:14 PM |
coin-investor | $25.00 | 11/19/2011 12:50:53 PM |
rescue | $100.00 | 11/19/2011 12:58:07 PM |
Gladglide | $25.00 | 11/19/2011 12:49:45 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:57 AM |
wwwUniversal | $25.00 | 11/20/2011 12:06:35 PM |
DiligentiaLLC | $25.00 | 11/19/2011 5:43:04 PM |
Sid-K | $25.00 | 11/20/2011 12:20:42 PM |
TW2000 | $25.00 | 11/19/2011 7:32:51 PM |
1phantom | $25.00 | 11/20/2011 12:24:50 PM |
Galdis | $25.00 | 11/20/2011 9:40:38 AM |
scholarly-velocity6 | $50.00 | 11/20/2011 4:02:53 PM |
eagle1271 | $25.00 | 11/20/2011 4:34:07 PM |
350DGRZ | $25.00 | 11/20/2011 2:37:38 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:24 PM |
progressive-economy261 | $400.00 | 11/21/2011 9:11:12 AM |
drkosh | $25.00 | 11/20/2011 5:48:34 PM |
money-surge1 | $25.00 | 11/21/2011 9:05:47 AM |
qwsd12 | $50.00 | 11/21/2011 9:18:51 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:29 AM |
rs999 | $25.00 | 11/21/2011 9:42:38 AM |
five-star-justice | $25.00 | 11/21/2011 5:25:32 AM |
FinanceEngine | $35.00 | 11/21/2011 10:21:06 AM |
special-responsibility | $25.00 | 11/21/2011 6:59:35 AM |
managedfund | $1,000.00 | 11/21/2011 10:40:07 AM |
vtrentster | $25.00 | 11/21/2011 12:58:50 PM |
moola-linkage155 | $25.00 | 11/21/2011 3:49:14 PM |
important-openness1 | $100.00 | 11/21/2011 5:23:12 PM |
money-yeller | $50.00 | 11/21/2011 6:15:30 PM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:40 AM |
careful-note1 | $34.23 | 11/22/2011 5:08:38 AM |
NeketanBank | $25.00 | 11/21/2011 6:16:36 PM |
Land_on_your_feet | $25.00 | 11/22/2011 8:29:33 AM |
revenue-associate | $25.00 | 11/22/2011 8:47:55 AM |
treasure-birdie3 | $80.00 | 11/22/2011 9:28:29 AM |
draggon77 | $25.00 | 11/22/2011 7:08:13 AM |
treasure-bliss | $25.00 | 11/22/2011 7:25:57 AM |
AF-Chief | $25.00 | 11/22/2011 9:26:17 AM |
AndChicksforFree | $25.00 | 11/19/2011 11:15:52 AM |
loan-mammal | $100.00 | 11/18/2011 5:27:25 PM |
loan-fate | $50.00 | 11/18/2011 5:22:04 PM |
pound-mushroom3 | $25.00 | 11/18/2011 5:39:57 PM |
determined-revenue1 | $35.00 | 11/18/2011 5:29:14 PM |
elvisloans | $27.00 | 11/19/2011 2:49:13 AM |
cnovak | $25.00 | 11/18/2011 5:34:25 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:42 AM |
golden-velocity9 | $25.00 | 11/18/2011 6:46:35 PM |
camaraderi-atmosphere | $50.00 | 11/18/2011 6:50:00 PM |
invincible-platinum9 | $100.00 | 11/19/2011 10:12:53 AM |
Comoparklender | $25.00 | 11/19/2011 12:07:18 PM |
TBONE2008 | $50.95 | 11/19/2011 5:10:49 AM |
life-is-great | $25.00 | 11/19/2011 12:25:55 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:16 PM |
sensible-fund | $25.00 | 11/19/2011 10:51:02 AM |
tflood1967 | $50.00 | 11/19/2011 12:55:33 PM |
foxtrot12 | $75.00 | 11/19/2011 12:58:39 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:53 PM |
enterprising-credit2 | $25.00 | 11/19/2011 3:33:31 PM |
phenomenal-gain5 | $25.00 | 11/19/2011 6:08:51 PM |
Bob450 | $25.00 | 11/19/2011 10:01:21 PM |
dollar-tornado3 | $50.00 | 11/20/2011 4:29:57 AM |
Moneypenny6 | $25.00 | 11/19/2011 12:57:23 PM |
orange-preeminant-bill | $25.00 | 11/19/2011 1:02:03 PM |
HappyToLoan | $25.00 | 11/20/2011 6:51:16 AM |
good4loan | $50.00 | 11/19/2011 8:47:59 PM |
Cai8899 | $50.00 | 11/20/2011 12:34:10 PM |
papaloha | $50.00 | 11/20/2011 1:23:20 PM |
lostontheedge | $25.00 | 11/20/2011 3:18:37 PM |
nickel-ferret | $50.00 | 11/20/2011 12:22:32 PM |
ianakacg | $25.00 | 11/20/2011 8:15:03 PM |
samberton | $25.00 | 11/20/2011 9:30:05 PM |
ianakacg | $25.00 | 11/20/2011 8:21:48 PM |
new-social-economist | $100.00 | 11/20/2011 11:10:01 PM |
jmeasn | $25.00 | 11/20/2011 11:50:40 PM |
enticing-capital6 | $50.00 | 11/21/2011 9:11:53 AM |
tomoe | $25.00 | 11/21/2011 9:39:48 AM |
87Marc | $25.00 | 11/21/2011 9:33:07 AM |
CA-Lender | $25.00 | 11/20/2011 11:26:34 PM |
blazing-capital2 | $250.00 | 11/21/2011 11:17:40 AM |
credit-kahuna | $75.00 | 11/21/2011 1:29:52 PM |
cropdust3r | $25.00 | 11/21/2011 1:07:11 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:28 PM |
Zuzu | $25.00 | 11/21/2011 10:58:24 AM |
bailey7563 | $50.00 | 11/21/2011 1:09:15 PM |
jcw3rd | $25.00 | 11/21/2011 6:18:19 PM |
restless-currency | $50.00 | 11/21/2011 5:06:40 PM |
novice-speculator | $25.00 | 11/21/2011 9:55:14 PM |
wlm3012 | $30.00 | 11/21/2011 9:32:40 PM |
paceme1 | $35.00 | 11/22/2011 6:19:11 AM |
loot-supporter2 | $33.10 | 11/22/2011 6:53:02 AM |
setUup | $27.20 | 11/22/2011 7:19:53 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:04 AM |
Brisket_Bob | $25.12 | 11/21/2011 7:20:46 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:50:34 PM |
handshake5 | $82.00 | 11/22/2011 9:14:43 AM |
corporatejim | $40.67 | 11/22/2011 3:59:41 AM |
Tscheddar | $25.00 | 11/22/2011 9:27:11 AM |
Live-Free-or-Die | $249.18 | 11/22/2011 5:43:49 AM |
duty-explosion9 | $0.55 | 11/22/2011 9:40:03 AM |
TennSquire | $25.00 | 11/22/2011 9:10:56 AM |
MAYBROOK | $35.00 | 11/22/2011 9:13:27 AM |
jazzlender | $50.00 | 11/22/2011 9:36:40 AM |
120 Investments
|
Borrower Payment Dependent Notes Series
539869
This series of Notes was issued and sold upon the funding of the borrower loan #56536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $246.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 41% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,300 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| cntrygirl63 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 42 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
680-699
(Sep-2009)
660-679
(Jul-2009)
660-679
(Apr-2008)
|
Principal balance:
| $6,576.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 42 | | |
Description
One Last Time
Purpose of loan:
This loan will be used to consolidate my payments into one and lower my monthly payment by approximately $200. My personal situation has changed so that it is a real struggle to work my part time job and also devote time to my mother who is in failing health.
My financial situation:
I am a good candidate for this loan because I have worked hard at paying off debt the past few years and am proud of what I have accomplished. There is also an increase in the process for me at my job, so that would make my monthly income increase.
Monthly net income: $2050
Monthly expenses: $
Housing: $550
Insurance: $77
Car expenses: $250 (commute to work)
Utilities: $81
Phone, cable, internet: $186
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $436
Other expenses: $
I have not included the amounts for the things I would pay off with this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rich266 | $25.00 | 11/19/2011 12:06:19 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:55 PM |
janeybooboo | $75.00 | 11/19/2011 12:22:21 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:40 PM |
cnovak | $25.00 | 11/19/2011 12:31:26 PM |
MoneyForNothing | $34.79 | 11/19/2011 12:34:14 PM |
enriching-trade2 | $50.00 | 11/19/2011 12:36:05 PM |
LittleMingo | $30.00 | 11/19/2011 12:05:09 PM |
payout-reaction740 | $25.00 | 11/19/2011 12:37:50 PM |
whitegold24k | $100.00 | 11/19/2011 12:07:37 PM |
brightest-dynamic-liberty | $25.00 | 11/19/2011 12:50:59 PM |
herbyman | $50.00 | 11/19/2011 2:24:58 PM |
sweety075 | $25.00 | 11/19/2011 5:11:12 PM |
TW2000 | $25.00 | 11/19/2011 7:32:52 PM |
FinanceEngine | $40.00 | 11/19/2011 8:38:16 PM |
influential-benjamins0 | $100.00 | 11/19/2011 12:51:57 PM |
good4loan | $50.00 | 11/19/2011 8:49:03 PM |
Tradesmanlender | $25.00 | 11/19/2011 12:55:40 PM |
OldManP | $25.00 | 11/19/2011 5:15:46 PM |
graceful-investment | $89.67 | 11/20/2011 1:39:23 PM |
lucrative-durability | $25.00 | 11/20/2011 8:41:19 AM |
antlr | $50.00 | 11/20/2011 2:43:16 PM |
evnagelist | $25.00 | 11/20/2011 12:09:30 PM |
drkosh | $25.00 | 11/20/2011 5:48:34 PM |
mizount | $25.00 | 11/20/2011 6:47:24 PM |
a-responsible-return | $50.00 | 11/20/2011 12:38:42 PM |
ianakacg | $25.00 | 11/20/2011 8:15:06 PM |
ianakacg | $25.00 | 11/20/2011 8:21:50 PM |
wwwUniversal | $25.00 | 11/20/2011 10:22:54 PM |
just-loyalty643 | $50.00 | 11/20/2011 4:27:43 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:04 PM |
kevin314 | $25.00 | 11/21/2011 9:31:34 AM |
CashFlow13 | $100.00 | 11/21/2011 9:15:09 AM |
promise2 | $50.00 | 11/20/2011 9:52:14 PM |
benefit-trident | $25.00 | 11/21/2011 10:05:49 AM |
VAGweilo | $25.00 | 11/20/2011 11:49:15 PM |
organized-payment6 | $50.00 | 11/21/2011 11:08:29 AM |
nikkiesgrandma | $25.00 | 11/21/2011 10:36:44 AM |
thajr | $25.00 | 11/21/2011 11:03:37 AM |
bailey7563 | $25.00 | 11/21/2011 2:19:50 PM |
mbcjk | $45.24 | 11/21/2011 1:11:19 PM |
arete1m | $75.00 | 11/21/2011 2:09:29 PM |
djh47a | $25.00 | 11/21/2011 2:18:09 PM |
loyalty-czar | $50.00 | 11/21/2011 2:47:08 PM |
Zuzu | $25.00 | 11/21/2011 10:58:25 AM |
novice-speculator | $25.00 | 11/21/2011 11:30:51 AM |
versatile-integrity8 | $31.58 | 11/21/2011 5:25:47 PM |
Brisket_Bob | $39.95 | 11/21/2011 5:38:56 PM |
ddog0224 | $100.00 | 11/21/2011 3:04:03 PM |
moola-linkage155 | $25.00 | 11/21/2011 3:49:14 PM |
bailey7563 | $50.00 | 11/21/2011 6:31:39 PM |
doopers | $25.00 | 11/21/2011 7:08:08 PM |
wlm3012 | $50.00 | 11/21/2011 9:01:01 PM |
NolockHolmes | $30.00 | 11/21/2011 10:30:43 PM |
jazzlender | $50.00 | 11/21/2011 5:18:56 PM |
gjm6d | $25.00 | 11/21/2011 5:19:10 PM |
OGS_Capital | $25.00 | 11/22/2011 4:41:27 AM |
Eddy-2-Aces | $25.00 | 11/22/2011 4:48:38 AM |
careful-penny | $25.00 | 11/22/2011 4:56:07 AM |
treasure-brigade | $25.00 | 11/22/2011 6:25:00 AM |
friendship9 | $25.01 | 11/22/2011 6:53:18 AM |
setUup | $32.20 | 11/22/2011 7:30:08 AM |
samseth | $50.00 | 11/22/2011 6:08:27 AM |
independent-listing796 | $42.98 | 11/22/2011 6:27:43 AM |
patriot897 | $25.00 | 11/21/2011 5:51:56 PM |
cordial-affluence2 | $27.36 | 11/22/2011 7:48:27 AM |
moola-accelerator6 | $30.84 | 11/22/2011 7:23:06 AM |
vigorous-velocity | $100.00 | 11/22/2011 8:55:39 AM |
triumph246 | $40.00 | 11/21/2011 7:25:55 PM |
dynamic-money271 | $25.00 | 11/22/2011 9:06:49 AM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:11 PM |
integrity-starter | $25.00 | 11/22/2011 9:15:29 AM |
EretzCapital | $10.25 | 11/22/2011 9:23:09 AM |
B2152 | $25.00 | 11/22/2011 5:20:26 AM |
herbyman | $50.00 | 11/22/2011 5:47:17 AM |
AndChicksforFree | $25.00 | 11/19/2011 12:52:26 PM |
determined-revenue1 | $35.00 | 11/19/2011 12:12:37 PM |
whitegold24k | $150.00 | 11/19/2011 12:48:14 PM |
toblerone | $25.00 | 11/19/2011 12:16:06 PM |
loanman2007 | $100.00 | 11/19/2011 12:19:44 PM |
pound-mushroom3 | $25.00 | 11/19/2011 1:01:24 PM |
Investor_DP | $100.00 | 11/19/2011 12:35:01 PM |
enterprising-credit2 | $25.00 | 11/19/2011 3:35:23 PM |
papaloha | $25.00 | 11/19/2011 12:53:08 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:35 PM |
dollar-tornado3 | $50.00 | 11/20/2011 4:31:48 AM |
auction-seeker4 | $25.00 | 11/20/2011 4:50:20 AM |
jayk63 | $25.00 | 11/20/2011 8:21:23 AM |
hidavehi | $26.00 | 11/20/2011 9:01:49 AM |
serene-capital | $30.00 | 11/19/2011 2:54:43 PM |
rescue | $100.00 | 11/20/2011 12:12:39 PM |
Feyenoord | $30.00 | 11/19/2011 9:53:44 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:58 PM |
GMPK_TLAS | $50.00 | 11/20/2011 12:36:20 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:44:00 AM |
papaloha | $100.00 | 11/20/2011 1:25:12 PM |
thankful-nickel2 | $25.00 | 11/20/2011 4:02:18 PM |
investment-artist | $28.01 | 11/20/2011 12:31:06 PM |
grammaspurse | $25.00 | 11/20/2011 8:43:27 PM |
jmeasn | $25.00 | 11/20/2011 11:51:37 PM |
scholarly-velocity6 | $50.00 | 11/20/2011 4:02:54 PM |
LoanerPrincipal | $25.00 | 11/20/2011 6:02:31 PM |
nycfinance | $25.00 | 11/21/2011 10:33:32 AM |
supreme-dollar5 | $25.00 | 11/21/2011 11:43:39 AM |
igniter584 | $25.00 | 11/21/2011 12:12:28 PM |
blissful-cash3 | $100.00 | 11/21/2011 12:48:32 PM |
vtrentster | $25.00 | 11/21/2011 12:58:13 PM |
igniter584 | $25.00 | 11/21/2011 12:20:49 PM |
finance-dandelion | $100.00 | 11/21/2011 2:31:45 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:31 AM |
appcoder | $40.00 | 11/21/2011 9:36:51 AM |
worldly-income2 | $25.00 | 11/21/2011 3:27:14 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:29 PM |
Eric_Gagne | $25.00 | 11/21/2011 10:16:16 AM |
Ocean713 | $75.00 | 11/21/2011 5:09:42 PM |
Freedomforme16 | $39.11 | 11/21/2011 10:41:56 AM |
Schlawinzer | $25.00 | 11/21/2011 11:55:38 AM |
principal-cooker2 | $100.00 | 11/21/2011 5:28:41 PM |
a-restless-dollar | $25.00 | 11/21/2011 6:02:52 PM |
jcw3rd | $25.00 | 11/21/2011 6:17:26 PM |
p2p-paradise | $29.22 | 11/21/2011 8:40:35 PM |
thrifty-capital | $25.00 | 11/21/2011 9:38:57 PM |
MilitaryAV8R | $25.00 | 11/22/2011 2:22:06 AM |
Malkial | $40.00 | 11/22/2011 7:16:21 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:05 AM |
371millwood | $300.00 | 11/22/2011 7:09:07 AM |
Leshan | $200.00 | 11/22/2011 7:57:46 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:35 PM |
Rider | $62.00 | 11/22/2011 8:30:09 AM |
wealth-tremolo7 | $26.61 | 11/22/2011 8:49:55 AM |
heavenly-social1 | $72.54 | 11/22/2011 8:53:44 AM |
DaddyBill | $30.64 | 11/22/2011 9:02:45 AM |
adir1 | $25.00 | 11/22/2011 9:05:57 AM |
kulender | $100.00 | 11/22/2011 9:09:25 AM |
Reddy_Capital | $36.00 | 11/21/2011 9:12:05 PM |
Weaverville | $25.00 | 11/21/2011 9:21:18 PM |
twjh | $25.00 | 11/22/2011 9:06:26 AM |
kwan | $25.00 | 11/22/2011 9:06:43 AM |
yield-seeker | $25.00 | 11/22/2011 9:15:36 AM |
TWGCJ | $25.00 | 11/22/2011 9:18:07 AM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:41 AM |
new-social-economist | $120.00 | 11/22/2011 2:26:32 AM |
generator596 | $25.00 | 11/22/2011 3:14:39 AM |
careful-note1 | $25.00 | 11/22/2011 5:09:44 AM |
loanasauras | $100.00 | 11/22/2011 6:02:54 AM |
igniter584 | $25.00 | 11/22/2011 7:42:14 AM |
dollar-authority | $75.00 | 11/22/2011 8:03:13 AM |
519dobber | $25.00 | 11/22/2011 8:35:56 AM |
Fun54115 | $25.00 | 11/22/2011 8:47:08 AM |
bill-expert | $30.00 | 11/22/2011 9:01:46 AM |
150 Investments
|
Borrower Payment Dependent Notes Series
539871
This series of Notes was issued and sold upon the funding of the borrower loan #56436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $552 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| honorable-camaraderi3 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off school loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/19/2011 12:13:54 PM |
toblerone | $25.00 | 11/19/2011 12:16:07 PM |
pound-mushroom3 | $25.00 | 11/19/2011 1:01:24 PM |
tranquil-economy4 | $25.00 | 11/20/2011 12:59:40 PM |
jjswanso | $50.00 | 11/21/2011 8:22:09 AM |
managedfund | $500.00 | 11/21/2011 10:41:15 AM |
loan-mammal | $100.00 | 11/21/2011 5:06:56 PM |
aesop56 | $100.00 | 11/21/2011 5:24:44 PM |
social-heart | $25.00 | 11/21/2011 9:31:12 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:54:36 PM |
bsh297 | $26.06 | 11/22/2011 6:17:57 AM |
Angel_Investor_7 | $25.00 | 11/22/2011 9:39:18 AM |
social-zebra | $30.00 | 11/22/2011 10:31:03 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:27:56 AM |
enterprising-credit2 | $50.00 | 11/22/2011 2:02:35 PM |
fantastic-wampum1 | $100.00 | 11/19/2011 12:24:58 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:24 PM |
enriching-trade2 | $50.00 | 11/19/2011 12:36:05 PM |
finance-prescription | $100.00 | 11/19/2011 12:13:41 PM |
SolarMoonshine | $25.00 | 11/19/2011 1:15:05 PM |
missing-link | $25.00 | 11/21/2011 5:15:38 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:16 PM |
4mydaughterseducation | $30.00 | 11/21/2011 7:42:23 PM |
Comoparklender | $25.00 | 11/22/2011 9:17:58 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:22 AM |
factcheck | $40.00 | 11/22/2011 10:30:46 AM |
Katburg | $25.00 | 11/22/2011 12:44:48 PM |
diplomatic-wealth7 | $25.00 | 11/22/2011 9:31:12 AM |
scrappy-diversification7 | $245.59 | 11/22/2011 5:08:24 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:57 PM |
moneyhelp4u | $27.49 | 11/22/2011 4:56:58 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
539875
This series of Notes was issued and sold upon the funding of the borrower loan #56592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,086 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Ziggy21nyc |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ziggy21nyc
Purpose of loan:
This loan will be used to... debt consolidation
My financial situation:
I am a good candidate for this loan because... i have a good credit history
Monthly net income: $ 4500.00
Monthly expenses: $
Housing: $ 1432.00
Insurance: $
Car expenses: $ 357.00
Utilities: $ 100.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 125.00
Clothing, household expenses: $
Credit cards and other loans: $ 500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
restless-dime | $100.00 | 11/18/2011 10:49:36 AM |
papaloha | $25.00 | 11/18/2011 10:29:52 AM |
social-hunter5 | $25.00 | 11/18/2011 4:30:54 PM |
SolarMoonshine | $25.00 | 11/18/2011 10:05:47 AM |
SFBank | $50.00 | 11/18/2011 5:14:09 PM |
let_me_retire | $50.00 | 11/21/2011 11:12:05 AM |
worth-blanket2 | $3,687.75 | 11/21/2011 12:45:10 PM |
managedfund | $37.25 | 11/21/2011 1:01:50 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
539877
This series of Notes was issued and sold upon the funding of the borrower loan #56546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $70.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 26% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,529 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| nokose451 |
Borrower's state:
| Arizona |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 97% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,300.00 | < 31 days late:
| 1
( 3% )
| 560-579
(Jul-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Need help paying off bills
This loan will be used to help pay off a high interest credit card. The monthly payment is eating away at the income I bring home for my family.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,000
Housing: $490
Insurance: $100
Car expenses: $400
Utilities: $100
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/21/2011 9:28:05 AM |
LittleMingo | $30.00 | 11/21/2011 9:06:02 AM |
influential-benjamins0 | $100.00 | 11/21/2011 9:11:44 AM |
cnovak | $25.00 | 11/21/2011 9:22:02 AM |
wonder3 | $30.00 | 11/21/2011 9:30:03 AM |
toblerone | $25.00 | 11/21/2011 9:33:45 AM |
ianakacg | $25.00 | 11/21/2011 9:05:31 AM |
Feyenoord | $30.00 | 11/21/2011 1:42:03 PM |
djh47a | $25.00 | 11/21/2011 2:18:10 PM |
oskizzle | $25.00 | 11/21/2011 1:18:30 PM |
FinanceEngine | $40.00 | 11/21/2011 10:32:16 AM |
neorunner | $25.00 | 11/21/2011 5:48:29 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:38 PM |
papaloha | $200.00 | 11/21/2011 7:30:30 PM |
kevin314 | $25.00 | 11/21/2011 5:19:02 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:13 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:18 PM |
igniter584 | $25.00 | 11/22/2011 7:42:18 AM |
Christophe | $25.00 | 11/22/2011 7:48:59 AM |
serene-capital | $25.00 | 11/22/2011 1:30:45 AM |
AF-Chief | $25.00 | 11/22/2011 9:26:18 AM |
thankful-nickel2 | $25.00 | 11/22/2011 6:10:21 AM |
Investor_DP | $100.00 | 11/22/2011 9:36:08 AM |
bailey7563 | $60.00 | 11/22/2011 9:49:35 AM |
lagnisiruk | $25.00 | 11/22/2011 9:37:20 AM |
rescue | $100.00 | 11/22/2011 9:38:11 AM |
loan-mammal | $100.00 | 11/21/2011 9:24:54 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:34 AM |
enriching-trade2 | $50.00 | 11/21/2011 9:40:31 AM |
IPG1 | $25.00 | 11/21/2011 9:47:30 AM |
RLaumeyer | $35.00 | 11/21/2011 11:49:52 AM |
igniter584 | $25.00 | 11/21/2011 12:20:53 PM |
loanman2007 | $100.00 | 11/21/2011 9:09:26 AM |
evnagelist | $25.00 | 11/21/2011 9:15:03 AM |
pound-mushroom3 | $25.00 | 11/21/2011 9:27:38 AM |
ILoveBearHats | $25.00 | 11/21/2011 9:29:46 AM |
credit-guard5 | $25.00 | 11/21/2011 4:44:39 PM |
igniter584 | $25.00 | 11/21/2011 12:12:32 PM |
GCLRWLoans | $25.00 | 11/21/2011 12:59:33 PM |
marwadi-62 | $100.00 | 11/22/2011 5:12:42 AM |
shellstar | $25.00 | 11/22/2011 9:11:06 AM |
matt_2006 | $25.00 | 11/22/2011 9:24:55 AM |
jsnryn | $25.00 | 11/22/2011 6:41:30 AM |
principal-cooker2 | $100.00 | 11/22/2011 9:28:10 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:05 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
539883
This series of Notes was issued and sold upon the funding of the borrower loan #56648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,105 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orbital-balance4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan: Consolidate credit cards
This loan will be used to... Consolidate cards
My financial situation: Good
I am a good candidate for this loan because...I pay all my debt on time. Im a responsible individual and place a high importance in getting my credit ranked higher. I'll definitely repay this loan as agreed. Thank you..
Monthly net income: $2900-salary, 1700-rental income, 1500-bonus'
Monthly expenses: $ 4934
Housing: $ 1705
Insurance: $ 235
Car expenses: $ 400- paying off next month
Utilities: $ 275
Phone, cable, internet: $ 40
Food, entertainment: $ 300
Clothing, household expenses: $ 200
Credit cards and other loans: $ 600
Other expenses: $ 750-rental mortgage, 429- Hoa
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $125.00 | 11/23/2011 9:43:23 AM |
113121 | $148.91 | 11/23/2011 5:16:12 PM |
jjswanso | $50.00 | 11/21/2011 5:15:45 PM |
papaloha | $25.00 | 11/21/2011 5:23:26 PM |
trippd6 | $25.00 | 11/21/2011 8:30:30 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:23 PM |
Starfin300 | $25.68 | 11/23/2011 4:37:30 AM |
glroark | $50.00 | 11/23/2011 6:17:40 AM |
moola-monger9 | $50.00 | 11/23/2011 7:49:14 AM |
realtormoises | $25.00 | 11/23/2011 7:56:29 AM |
suave-dime6 | $25.00 | 11/23/2011 5:43:46 AM |
economy-popcorn | $25.00 | 11/23/2011 6:02:35 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:13 AM |
well-mannered-income3 | $25.00 | 11/23/2011 8:57:02 AM |
revenue-associate | $25.00 | 11/23/2011 7:52:54 AM |
Ballybay | $50.00 | 11/23/2011 9:14:55 AM |
engrossing-responsibility0 | $50.00 | 11/23/2011 9:13:18 AM |
Dubbs360 | $100.00 | 11/23/2011 9:23:45 AM |
economy-coup | $50.00 | 11/23/2011 9:38:07 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:28:04 AM |
Money_Working | $25.00 | 11/23/2011 10:19:29 AM |
capital-zeus | $100.00 | 11/23/2011 9:37:03 AM |
majestic-repayment3 | $50.00 | 11/23/2011 11:48:21 AM |
green28 | $100.00 | 11/23/2011 12:08:58 PM |
seabass123 | $25.00 | 11/23/2011 1:18:14 PM |
x-lender | $25.00 | 11/23/2011 2:12:52 PM |
loss-of-control | $75.00 | 11/23/2011 4:40:52 PM |
kindness-sage | $30.32 | 11/23/2011 2:48:36 PM |
toblerone | $25.00 | 11/23/2011 9:27:40 AM |
taetrade | $25.00 | 11/23/2011 4:31:09 PM |
brightest-dynamic-liberty | $25.00 | 11/23/2011 9:32:54 AM |
SolarMoonshine | $25.00 | 11/23/2011 9:49:27 AM |
caper945 | $100.00 | 11/23/2011 10:11:40 AM |
ShadowLender | $100.00 | 11/23/2011 12:45:11 PM |
serene-capital | $25.00 | 11/23/2011 3:36:33 PM |
golden-velocity9 | $25.00 | 11/21/2011 5:12:42 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:06:13 AM |
social-heart | $25.00 | 11/21/2011 9:34:58 PM |
fortytwo | $150.00 | 11/22/2011 5:11:07 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:54 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:11 PM |
setUup | $27.20 | 11/23/2011 6:17:22 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:17 AM |
commerce-marauder | $50.00 | 11/23/2011 8:48:21 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:43 AM |
Comoparklender | $25.00 | 11/23/2011 9:22:49 AM |
rockhound84 | $30.00 | 11/23/2011 5:35:01 AM |
diplomatic-wealth7 | $25.00 | 11/23/2011 9:25:53 AM |
basis-wizard8 | $100.00 | 11/23/2011 6:14:59 AM |
social-zebra | $30.00 | 11/23/2011 10:39:01 AM |
wwwUniversal | $25.00 | 11/23/2011 9:35:59 AM |
sevenbridges | $37.89 | 11/23/2011 7:33:07 AM |
mlj0671 | $25.00 | 11/23/2011 9:36:26 AM |
UBOtto186 | $100.00 | 11/23/2011 8:44:47 AM |
factcheck | $70.00 | 11/23/2011 12:09:28 PM |
green-rapid-openness | $100.00 | 11/23/2011 1:16:43 PM |
ddog0224 | $275.00 | 11/23/2011 12:37:00 PM |
the-dollar-honker | $25.00 | 11/23/2011 12:48:04 PM |
finance-investor3 | $25.00 | 11/23/2011 12:55:13 PM |
wlm3012 | $30.00 | 11/23/2011 3:04:02 PM |
first-class-yield9 | $50.00 | 11/23/2011 3:44:23 PM |
hidavehi | $25.00 | 11/23/2011 4:38:15 PM |
Jack55304 | $200.00 | 11/23/2011 9:33:16 AM |
Milonguero | $100.00 | 11/23/2011 10:06:49 AM |
appcoder | $40.00 | 11/23/2011 10:27:32 AM |
amor1962 | $25.00 | 11/23/2011 1:41:19 PM |
Tylerh | $255.00 | 11/23/2011 2:20:50 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
539911
This series of Notes was issued and sold upon the funding of the borrower loan #56794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
9 | Length of status: | 9y 1m |
Amount delinquent:
| $33 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $214,703 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sentimental-affluence4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to make repairs to roof of house
My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan, I have a good job, and I have the financial resources to repay the loan
Monthly net income: $7000 (includes after tax basic salary only; annual bonus of about $35,000 before taxes paid in September)
Monthly expenses: $2500 (includes insurance, car expenses, utilities, phone, cable, internet, food, entertainment, clothing, household expenses, etc.)
Housing: $4000 (includes mortgage and home equity loan)
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 5:09:47 PM |
papaloha | $25.00 | 11/18/2011 5:36:05 PM |
worth-blanket2 | $9,620.82 | 11/21/2011 12:43:04 PM |
toblerone | $25.00 | 11/18/2011 5:09:57 PM |
jjswanso | $25.00 | 11/18/2011 5:28:14 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:43 AM |
fortytwo | $82.00 | 11/18/2011 5:27:48 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:22 PM |
managedfund | $97.18 | 11/21/2011 1:02:20 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
539919
This series of Notes was issued and sold upon the funding of the borrower loan #56819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $193.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,286 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| chalucas |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
580-599
(Jul-2008)
|
Principal balance:
| $601.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Loan for Debt Consolidation :)
Purpose of loan:
To consolidate my credit card debt.
My financial situation:
Hi, I am looking to consolidate my credit cards debt. I incurred these debt while I was in college. 4 years later, I am still paying for them! Please help me get rid of them. Thanks!
Monthly net income: $3120
Housing: $800
Insurance: $55
Car expenses: $0
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/21/2011 5:05:26 PM |
igniter584 | $25.00 | 11/21/2011 5:05:44 PM |
payout-reaction740 | $25.00 | 11/21/2011 5:06:18 PM |
influential-benjamins0 | $100.00 | 11/21/2011 5:12:39 PM |
determined-revenue1 | $35.00 | 11/21/2011 5:21:13 PM |
whitegold24k | $100.00 | 11/21/2011 5:24:42 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:18 PM |
toblerone | $25.00 | 11/21/2011 5:32:46 PM |
Ocean713 | $75.00 | 11/21/2011 5:44:53 PM |
whitegold24k | $170.80 | 11/21/2011 5:52:56 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:42 PM |
mpjg9 | $25.00 | 11/21/2011 6:50:45 PM |
grammaspurse | $25.00 | 11/21/2011 8:46:38 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:15 PM |
friendinmoney | $25.00 | 11/21/2011 10:14:55 PM |
brightest-dynamic-liberty | $25.00 | 11/21/2011 5:18:28 PM |
serene-capital | $40.00 | 11/22/2011 1:29:43 AM |
loanman2007 | $250.00 | 11/22/2011 4:51:40 AM |
PaulW | $40.00 | 11/22/2011 4:10:10 AM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:51 PM |
OldManP | $25.00 | 11/22/2011 7:45:09 AM |
RLaumeyer | $26.00 | 11/22/2011 7:11:48 AM |
revenue-associate | $25.00 | 11/22/2011 8:50:49 AM |
enriching-trade2 | $50.00 | 11/22/2011 9:12:33 AM |
evnagelist | $25.00 | 11/22/2011 9:16:38 AM |
Tradesmanlender | $25.00 | 11/22/2011 9:39:06 AM |
dough-temple | $46.00 | 11/22/2011 10:00:06 AM |
social-zebra | $30.00 | 11/22/2011 10:25:50 AM |
damage | $1.54 | 11/22/2011 11:17:56 AM |
dollar-tornado3 | $25.00 | 11/22/2011 9:43:30 AM |
factcheck | $40.00 | 11/22/2011 10:30:55 AM |
shellstar | $25.00 | 11/22/2011 10:35:45 AM |
transparency-defender | $100.00 | 11/22/2011 10:54:10 AM |
loan-mammal | $100.00 | 11/21/2011 5:06:59 PM |
whitegold24k | $100.00 | 11/21/2011 5:24:35 PM |
iaffy | $25.00 | 11/21/2011 5:24:47 PM |
SolarMoonshine | $25.00 | 11/21/2011 5:29:29 PM |
Feyenoord | $30.00 | 11/21/2011 5:29:41 PM |
CFOGO | $25.00 | 11/21/2011 5:38:54 PM |
spiff666 | $26.66 | 11/21/2011 7:39:42 PM |
LoanerPrincipal | $25.00 | 11/21/2011 5:16:25 PM |
Aberdeen | $3,000.00 | 11/21/2011 5:21:31 PM |
papaloha | $25.00 | 11/21/2011 5:23:26 PM |
Beechturner | $25.00 | 11/22/2011 4:25:15 AM |
rich266 | $25.00 | 11/21/2011 5:24:40 PM |
intrepid-loot | $25.00 | 11/22/2011 6:24:13 AM |
igniter584 | $25.00 | 11/22/2011 7:42:22 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:07 AM |
golden-velocity9 | $25.00 | 11/22/2011 8:22:25 AM |
Brisket_Bob | $25.18 | 11/21/2011 7:33:26 PM |
cwegert | $48.82 | 11/21/2011 8:04:47 PM |
heavy_ax | $25.00 | 11/22/2011 9:19:03 AM |
jpblan11 | $25.00 | 11/22/2011 4:09:46 AM |
goodhearted-basis4 | $25.00 | 11/22/2011 9:17:46 AM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:33 AM |
TWGCJ | $25.00 | 11/22/2011 9:24:09 AM |
FinanceEngine | $40.00 | 11/22/2011 8:28:23 AM |
ianakacg | $25.00 | 11/22/2011 9:07:20 AM |
KLCRAY | $25.00 | 11/22/2011 9:12:26 AM |
Aquanaut | $25.00 | 11/22/2011 10:57:23 AM |
Aquanaut | $25.00 | 11/22/2011 11:02:45 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
539941
This series of Notes was issued and sold upon the funding of the borrower loan #57194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
13 | Length of status: | 13y 1m |
Amount delinquent:
| $5,171 |
Total credit lines:
| 42 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,656 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| industrious-pound335 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal
Purpose of loan: personal
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i have been at my job for 13yrs. and make payments on time
Monthly net income: $1700
Monthly expenses: $767
Housing: $
Insurance: $75
Car expenses: $342
Utilities: $
Phone, cable, internet: $110
Food, entertainment: $130
Clothing, household expenses: $
Credit cards and other loans: $110
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/18/2011 5:09:57 PM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:48 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:50 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:33:40 AM |
factcheck | $40.00 | 11/22/2011 10:30:46 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:38 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:03 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:44 PM |
enterprising-credit2 | $25.00 | 11/28/2011 8:24:34 AM |
careful-note | $70.00 | 11/28/2011 4:36:37 AM |
GCInvestments | $11.00 | 11/29/2011 9:14:28 PM |
scrappy-diversification7 | $1,329.00 | 11/29/2011 5:28:54 PM |
ultimate-peace | $25.00 | 11/18/2011 5:04:01 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:44 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:22 PM |
jjswanso | $50.00 | 11/21/2011 8:22:09 AM |
managedfund | $750.00 | 11/21/2011 10:40:51 AM |
neorunner | $25.00 | 11/21/2011 5:58:22 PM |
wwwUniversal | $25.00 | 11/23/2011 9:35:58 AM |
well-rounded-payout0 | $50.00 | 11/26/2011 12:33:24 PM |
greenwell | $25.00 | 11/27/2011 9:35:29 AM |
CapricornLending | $25.00 | 11/29/2011 8:14:15 PM |
bazaar-orca | $25.00 | 11/29/2011 6:21:58 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
539985
This series of Notes was issued and sold upon the funding of the borrower loan #56591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $496.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
6 | Length of status: | 5y 10m |
Amount delinquent:
| $125 |
Total credit lines:
| 28 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 1/ 3 |
Revolving credit balance:
| $1,023 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| mushroom124 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card debt consolidation
Purpose of loan:
This loan will be used to payoff two credit cards with high interest.
My financial situation:
These are the current actions I am taking to reduce my debt:
a) All aid to my family members will terminated this December. They are all now self-sufficient, however I have made a particular point to make known that I will not be giving out any more financial aid.
b) I have reduced most of my credit card interest rates (4 out of 6) significantly and have all cards except for one closed such that they cannot be used.
c) I have moved in with my mother significantly reducing rent and other bills.
Monthly net income: $3353.94
Monthly expenses: $320
Housing: $0
Insurance: $108.55
Car expenses: $200
Utilities: $0
Phone, cable, internet: $119.29
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $36355.14
Other expenses: $459.12
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/20/2011 12:25:14 PM |
toblerone | $25.00 | 11/20/2011 12:28:13 PM |
enriching-trade2 | $50.00 | 11/20/2011 12:15:58 PM |
worth-blanket2 | $13,736.25 | 11/21/2011 12:44:52 PM |
igniter584 | $25.00 | 11/21/2011 12:12:29 PM |
igniter584 | $25.00 | 11/21/2011 12:20:50 PM |
secureincome | $113.75 | 11/21/2011 1:09:07 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
539991
This series of Notes was issued and sold upon the funding of the borrower loan #56857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1982 |
Debt/Income ratio:
| 24% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,533 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| glimmering-loot4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Son in Medical School
Purpose of loan:
This loan will be used to...furnish my son's apartment in late December. His current roomate and the furniture are leaving the apartment in late December.
My financial situation:
I am a good candidate for this loan because..I have been employed by various companies since July 1982. Most of my savings is in retirement accounts which would be costly to turn in. I have owned my current home since December 2001, but Texas only allows home equity loans on amounts under 80% of your home's current value. With the downturn in housing prices, I'm at about 79%.
Monthly net income: $8,000
Monthly expenses: $7,000
Housing: $3,300 including property taxes
Insurance: $50 for company health insurance
Car expenses: $500 for son's car
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $1000
Other expenses: $700 towards my son's medical school tuition
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/21/2011 5:05:44 PM |
papaloha | $25.00 | 11/21/2011 5:23:27 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:15 PM |
toblerone | $25.00 | 11/21/2011 5:32:46 PM |
factcheck | $40.00 | 11/22/2011 10:30:56 AM |
worth-blanket2 | $4,700.00 | 11/22/2011 12:11:17 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:42 PM |
igniter584 | $25.00 | 11/22/2011 7:42:22 AM |
secureincome | $35.00 | 11/22/2011 4:05:20 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
540003
This series of Notes was issued and sold upon the funding of the borrower loan #56682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 11.76% |
Monthly payment:
| $330.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.53% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1981 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 30y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,302 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| blooming-compassion2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car loan
Purpose of loan:
This loan will be used to help purchase a second vehicle for my family of my wife and I, we recently had our second vehicle break down and cost to repair outweighed worth a vehicle by wide margin. Buying a second car will make transportation for me and my wife more readily available for work and babysitting our 2 grandchildren.
My financial situation:
I am a good candidate for this loan because I am well established at Coastal Pet Products in Alliance, Ohio I have been there in excellent standing for 35 years in the purchasing and sales department, I have a great credit score along with paying all my creditors on time, with the curent rates through my personal bank and shopping around this loan would be a great option. I appreciate all investors and the time you have taken to read my profile.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/21/2011 5:05:44 PM |
vivacious-truth3 | $25.00 | 11/21/2011 5:07:27 PM |
GMPK_TLAS | $50.00 | 11/21/2011 5:08:30 PM |
first-favorite-bonus9 | $25.00 | 11/21/2011 5:10:46 PM |
jscope | $25.00 | 11/21/2011 5:08:12 PM |
five-star-nickel7 | $25.00 | 11/21/2011 5:08:17 PM |
subtle-revenue0 | $25.00 | 11/21/2011 5:18:00 PM |
enriching-trade2 | $50.00 | 11/21/2011 5:18:31 PM |
AFairDeal | $25.00 | 11/21/2011 5:19:00 PM |
lendersf | $100.00 | 11/21/2011 5:24:54 PM |
fortytwo | $150.00 | 11/21/2011 5:32:07 PM |
anacent | $25.00 | 11/21/2011 5:31:17 PM |
neighborly-hope6 | $100.00 | 11/21/2011 5:06:31 PM |
Weaverville | $25.00 | 11/21/2011 9:21:19 PM |
BenR | $100.00 | 11/21/2011 5:12:55 PM |
restless-balance9 | $50.00 | 11/22/2011 3:48:00 AM |
Clambake | $25.00 | 11/21/2011 5:28:29 PM |
toblerone | $25.00 | 11/21/2011 5:32:47 PM |
blot44 | $25.00 | 11/21/2011 6:26:43 PM |
wealthstar | $25.00 | 11/22/2011 9:13:40 AM |
mr55262 | $25.00 | 11/22/2011 9:14:16 AM |
fervent-repayment | $50.00 | 11/22/2011 9:14:57 AM |
velocity-solo | $25.00 | 11/22/2011 9:15:50 AM |
postalwhiz | $25.00 | 11/22/2011 9:10:49 AM |
KLCRAY | $25.00 | 11/22/2011 9:12:27 AM |
don8ter | $100.00 | 11/22/2011 4:01:47 AM |
Sid-K | $25.00 | 11/22/2011 9:24:16 AM |
nickel-ferret | $50.00 | 11/22/2011 9:26:22 AM |
paymaster4 | $45.00 | 11/22/2011 6:22:33 AM |
Tradesmanlender | $25.00 | 11/22/2011 9:39:06 AM |
worthy-bid8 | $50.00 | 11/22/2011 9:06:53 AM |
riproaringrapids | $25.00 | 11/22/2011 9:18:36 AM |
onemanrevolution | $25.00 | 11/22/2011 11:24:47 AM |
britgsb | $30.00 | 11/22/2011 9:23:59 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:45 PM |
tflood1967 | $50.00 | 11/22/2011 9:37:25 AM |
gt1687c | $25.00 | 11/22/2011 5:08:19 PM |
Railbird | $25.00 | 11/22/2011 5:09:27 PM |
kyomoon | $50.00 | 11/22/2011 5:06:20 PM |
JAVEHE | $25.00 | 11/22/2011 5:07:30 PM |
Gorblum | $25.00 | 11/22/2011 5:18:47 PM |
platinum-genetics | $25.00 | 11/22/2011 5:20:26 PM |
granitepk | $100.00 | 11/22/2011 10:53:38 AM |
AmericanCredit | $50.00 | 11/22/2011 5:29:57 PM |
Daneistes | $50.00 | 11/22/2011 5:33:00 PM |
puifais | $50.00 | 11/22/2011 5:33:19 PM |
1phantom | $25.00 | 11/22/2011 5:33:54 PM |
doncm | $50.00 | 11/22/2011 5:34:04 PM |
silverloan | $50.00 | 11/22/2011 5:33:56 PM |
lucrative-coin | $50.00 | 11/22/2011 5:11:50 PM |
camaraderi-popcorn | $25.00 | 11/22/2011 5:12:46 PM |
invincible-platinum9 | $25.00 | 11/22/2011 7:05:30 PM |
MrDavid | $75.00 | 11/22/2011 5:18:32 PM |
platinum-sorcerer6 | $50.00 | 11/22/2011 5:19:19 PM |
revmax | $25.00 | 11/22/2011 5:22:42 PM |
marketplace-achievement | $25.00 | 11/22/2011 5:23:11 PM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:09 AM |
valiant-liberty4 | $25.00 | 11/23/2011 9:08:05 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:04 AM |
Willylump | $25.00 | 11/23/2011 9:11:56 AM |
calbertrand | $25.00 | 11/22/2011 10:13:27 PM |
Preteur | $25.00 | 11/23/2011 9:28:01 AM |
value-pole | $50.00 | 11/23/2011 10:35:07 AM |
jasperpants | $25.00 | 11/23/2011 9:39:09 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:14 AM |
traghip6 | $25.00 | 11/23/2011 12:10:33 PM |
Savings_EQ_Dignity | $50.00 | 11/23/2011 3:23:15 PM |
fairness-faire | $25.00 | 11/23/2011 3:40:50 PM |
acropiloterau2002 | $25.00 | 11/23/2011 9:29:34 AM |
bid-papyrus | $25.00 | 11/23/2011 9:32:36 AM |
larslfe | $25.00 | 11/23/2011 9:32:50 AM |
slartibardfast | $25.00 | 11/23/2011 5:10:24 PM |
onegoodlender | $25.00 | 11/23/2011 5:13:59 PM |
pujols8996 | $50.00 | 11/23/2011 5:17:38 PM |
Eastern | $50.00 | 11/23/2011 5:29:07 PM |
TEAM-Jasper | $25.00 | 11/23/2011 12:00:22 PM |
taurusco | $100.00 | 11/23/2011 12:48:43 PM |
mjdaking | $25.00 | 11/24/2011 5:13:09 AM |
dsparrow | $26.61 | 11/23/2011 1:54:24 PM |
pwkpwk | $25.00 | 11/23/2011 2:04:51 PM |
FrayBentos | $25.00 | 11/24/2011 9:07:23 AM |
duty-starfish8 | $25.00 | 11/24/2011 7:45:23 AM |
compoundinterest | $50.00 | 11/24/2011 9:10:29 AM |
shaker348 | $25.00 | 11/23/2011 5:17:28 PM |
IIP77 | $25.00 | 11/23/2011 5:18:38 PM |
nicebank | $25.00 | 11/24/2011 9:14:16 AM |
NoCal | $25.00 | 11/24/2011 9:08:19 AM |
virtualbank | $25.00 | 11/24/2011 9:13:05 AM |
GodzillaLending | $25.00 | 11/24/2011 9:16:50 AM |
income-excellence1 | $25.00 | 11/24/2011 9:17:13 AM |
the-enterprising-leverage | $50.00 | 11/23/2011 5:31:05 PM |
ujiba | $50.00 | 11/24/2011 9:25:47 AM |
1redfish | $100.00 | 11/24/2011 9:19:23 AM |
gr8_r8 | $25.00 | 11/23/2011 7:10:13 PM |
biobulator | $25.00 | 11/24/2011 9:27:30 AM |
rose88 | $25.00 | 11/24/2011 9:32:30 AM |
hard-working-rate3 | $100.00 | 11/24/2011 9:34:49 AM |
responsive-peace7 | $100.00 | 11/24/2011 3:43:42 PM |
Bamaman205 | $25.00 | 11/24/2011 6:26:50 PM |
kcole10 | $25.00 | 11/24/2011 9:09:58 AM |
lanlie | $30.29 | 11/25/2011 5:08:58 AM |
mike_banker | $50.00 | 11/24/2011 9:15:43 AM |
Stafo | $25.00 | 11/25/2011 12:00:40 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:36 AM |
andyb9 | $25.00 | 11/24/2011 9:24:35 AM |
radforj22 | $25.00 | 11/24/2011 4:37:54 PM |
bill-igloo | $25.00 | 11/25/2011 10:15:23 AM |
sentry256 | $25.00 | 11/25/2011 4:29:05 PM |
bornsucka | $25.00 | 11/25/2011 5:51:14 PM |
Oakland | $50.00 | 11/25/2011 6:04:20 PM |
Weaverville | $50.00 | 11/25/2011 7:14:38 PM |
sb0453 | $25.00 | 11/25/2011 8:39:01 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:28 PM |
dfealk | $25.00 | 11/25/2011 9:48:01 PM |
fairness-saga2 | $100.00 | 11/25/2011 10:48:27 AM |
lanlie | $48.85 | 11/26/2011 5:41:54 AM |
organic-commerce9 | $25.00 | 11/26/2011 9:15:39 AM |
community-gyration7 | $25.00 | 11/26/2011 12:11:20 PM |
Rdodson11 | $25.00 | 11/26/2011 12:12:03 PM |
kalex752 | $25.00 | 11/26/2011 12:18:21 PM |
CornerKetch | $25.01 | 11/26/2011 12:19:59 PM |
transparency-river1 | $1,000.00 | 11/26/2011 12:25:17 PM |
L-vex | $25.00 | 11/26/2011 12:13:14 PM |
MTLoans | $25.00 | 11/26/2011 12:15:23 PM |
adamnash | $25.00 | 11/26/2011 12:29:15 PM |
sjlender | $100.00 | 11/26/2011 12:30:33 PM |
Serp | $25.00 | 11/26/2011 12:31:57 PM |
Natronpee | $25.00 | 11/26/2011 12:35:56 PM |
riskreward | $250.00 | 11/26/2011 12:36:48 PM |
bonus-tent | $25.00 | 11/26/2011 12:20:45 PM |
ATOHokie | $25.00 | 11/26/2011 12:24:15 PM |
listing-reformation8 | $50.00 | 11/26/2011 1:53:27 PM |
hostbank | $100.00 | 11/26/2011 12:31:14 PM |
br4444 | $25.00 | 11/26/2011 12:35:33 PM |
dharma1 | $25.00 | 11/26/2011 12:38:45 PM |
economy-acrobat4 | $25.00 | 11/26/2011 9:38:00 AM |
damage | $25.00 | 11/26/2011 12:16:29 PM |
Mr_Marcus | $25.00 | 11/26/2011 12:22:06 PM |
determined-deal7 | $25.00 | 11/26/2011 12:29:54 PM |
vb3jmg | $25.00 | 11/26/2011 12:30:47 PM |
banker727 | $25.00 | 11/26/2011 12:31:59 PM |
BuffetRocks | $50.00 | 11/26/2011 12:32:58 PM |
tolstoy00 | $25.00 | 11/26/2011 12:34:51 PM |
hrubinst | $50.00 | 11/26/2011 12:36:14 PM |
blissful-dollar3 | $50.00 | 11/26/2011 3:50:29 PM |
MarcusJames04 | $75.00 | 11/26/2011 4:01:02 PM |
evnagelist | $25.00 | 11/21/2011 5:05:19 PM |
indomitable-coin | $25.00 | 11/21/2011 5:09:10 PM |
Dollars4Rent | $50.00 | 11/21/2011 5:14:37 PM |
BxRealtor | $25.00 | 11/21/2011 5:15:07 PM |
aabadabadoo | $25.00 | 11/21/2011 5:17:50 PM |
SB-Funding | $50.00 | 11/21/2011 5:22:24 PM |
bb575 | $50.00 | 11/21/2011 5:27:00 PM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:14 PM |
immaculate-compassion8 | $250.00 | 11/21/2011 10:46:05 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:43 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:36 PM |
Cai8899 | $50.00 | 11/22/2011 9:12:36 AM |
wtrboy | $25.00 | 11/22/2011 9:23:51 AM |
jjb3 | $25.00 | 11/22/2011 9:24:48 AM |
skuba | $75.00 | 11/22/2011 9:28:31 AM |
minista | $25.00 | 11/22/2011 9:32:06 AM |
brutusbone | $25.00 | 11/22/2011 9:34:11 AM |
igniter584 | $25.00 | 11/22/2011 7:42:23 AM |
ianakacg | $25.00 | 11/22/2011 9:07:20 AM |
mizount | $25.00 | 11/22/2011 9:24:52 AM |
iaffy | $25.00 | 11/22/2011 9:26:39 AM |
fair-funds | $25.00 | 11/22/2011 9:38:51 AM |
Cheburashka | $25.00 | 11/22/2011 9:39:22 AM |
siege01 | $25.00 | 11/22/2011 5:06:01 PM |
competent-market4 | $25.00 | 11/22/2011 5:07:24 PM |
luminous-marketplace5 | $25.00 | 11/22/2011 5:12:19 PM |
first-upright-payout | $25.00 | 11/22/2011 5:17:16 PM |
ckatak | $50.00 | 11/22/2011 5:20:11 PM |
value-wind0 | $25.00 | 11/22/2011 5:14:38 PM |
nimble-revenue | $25.00 | 11/22/2011 11:39:01 AM |
finance-explosion6 | $25.00 | 11/22/2011 5:22:17 PM |
figs4u2 | $100.00 | 11/22/2011 5:29:14 PM |
rmachi | $25.00 | 11/22/2011 5:32:37 PM |
Marathoner | $25.00 | 11/22/2011 5:06:31 PM |
leeball | $50.00 | 11/22/2011 5:34:43 PM |
Mendosurfire | $50.00 | 11/22/2011 5:08:32 PM |
efficient-marketplace | $25.00 | 11/22/2011 5:11:31 PM |
cnovak | $25.00 | 11/22/2011 5:11:34 PM |
anyoi | $25.00 | 11/22/2011 5:13:19 PM |
fulfilling-market2 | $100.00 | 11/22/2011 5:16:06 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:21:12 PM |
30Sky | $100.00 | 11/23/2011 12:56:39 AM |
indomitable-coin | $25.00 | 11/23/2011 5:27:03 AM |
paddatjie | $25.00 | 11/22/2011 5:29:24 PM |
speyer | $25.00 | 11/23/2011 6:41:34 AM |
RusRobo | $25.00 | 11/23/2011 9:09:10 AM |
Warwick | $25.00 | 11/23/2011 9:18:55 AM |
mrpowers5531 | $25.00 | 11/23/2011 9:17:58 AM |
Ivan2007 | $25.00 | 11/23/2011 9:34:38 AM |
Octavian315 | $29.00 | 11/23/2011 9:29:21 AM |
GoingFishing | $25.00 | 11/23/2011 10:08:55 AM |
marketplace-cello5 | $25.00 | 11/23/2011 9:34:20 AM |
Lender50 | $25.00 | 11/23/2011 10:39:50 AM |
Tylerh | $255.00 | 11/23/2011 2:20:50 PM |
Kame | $25.00 | 11/23/2011 5:05:31 PM |
ZeLonewolf | $25.00 | 11/23/2011 9:25:16 AM |
Eagledrop | $25.00 | 11/23/2011 5:12:34 PM |
compsciman | $25.00 | 11/23/2011 5:13:54 PM |
daveseansworld | $90.79 | 11/23/2011 11:01:02 AM |
SFGuy | $25.00 | 11/23/2011 5:29:04 PM |
gracej | $25.00 | 11/23/2011 5:32:26 PM |
sportsmagic | $500.00 | 11/23/2011 6:30:46 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:44 AM |
TRUST68 | $25.00 | 11/23/2011 7:11:41 PM |
practical-expectations | $25.00 | 11/23/2011 12:12:37 PM |
restless-balance9 | $50.00 | 11/24/2011 2:53:42 AM |
igniter584 | $25.00 | 11/24/2011 6:37:48 AM |
purvike | $25.00 | 11/23/2011 4:47:55 PM |
loyalty-czar | $61.39 | 11/24/2011 8:49:04 AM |
indomitable-coin | $25.00 | 11/24/2011 8:14:53 AM |
preciousjeni | $25.00 | 11/24/2011 9:10:16 AM |
bailey7563 | $40.00 | 11/23/2011 5:18:26 PM |
AgTiPinisher | $25.00 | 11/24/2011 9:14:09 AM |
wigglesworth4 | $100.00 | 11/24/2011 9:07:44 AM |
g314 | $25.00 | 11/24/2011 9:10:20 AM |
silver-armada | $50.00 | 11/23/2011 5:23:13 PM |
openness-prospector | $25.00 | 11/24/2011 9:19:11 AM |
fwaguy | $25.00 | 11/23/2011 5:26:59 PM |
Chutney | $25.00 | 11/24/2011 9:21:36 AM |
orange-courageous-dedication | $25.00 | 11/24/2011 9:15:54 AM |
saihu | $25.00 | 11/23/2011 5:29:05 PM |
vigilance-revolutionary | $50.00 | 11/24/2011 9:18:40 AM |
xphile | $25.00 | 11/24/2011 9:26:53 AM |
Aimvest | $25.00 | 11/24/2011 9:32:37 AM |
flexiboy35 | $25.00 | 11/24/2011 9:27:32 AM |
JohnGalt94 | $25.00 | 11/24/2011 9:36:23 AM |
Emgolda | $25.00 | 11/24/2011 9:36:49 AM |
teega5 | $25.00 | 11/24/2011 9:30:03 AM |
autonomous-kindness8 | $25.00 | 11/24/2011 9:34:10 AM |
happyskippy0208 | $25.00 | 11/24/2011 9:35:27 AM |
frooogal | $25.00 | 11/24/2011 11:09:14 AM |
aviente | $25.00 | 11/24/2011 5:39:02 AM |
njlw226 | $25.00 | 11/24/2011 1:21:02 PM |
diversification-surge | $25.00 | 11/24/2011 6:27:58 AM |
dime-sprout | $50.00 | 11/24/2011 2:48:55 PM |
wise-brilliant-income | $50.00 | 11/24/2011 4:42:37 PM |
naniamo | $25.00 | 11/24/2011 5:26:05 PM |
Pasagam | $50.00 | 11/24/2011 9:11:30 AM |
TheYellowDart | $25.00 | 11/24/2011 9:13:59 AM |
lendersf | $75.00 | 11/24/2011 10:25:44 PM |
extraordinary-silver5 | $25.75 | 11/25/2011 6:47:23 AM |
invincible-dough | $25.00 | 11/24/2011 9:20:52 AM |
dblaz5 | $951.86 | 11/25/2011 8:09:25 AM |
a-exponential-hope | $25.00 | 11/25/2011 7:34:39 AM |
chlebie | $50.00 | 11/24/2011 9:29:41 AM |
Kijib | $25.00 | 11/24/2011 9:34:40 AM |
ski bum | $100.00 | 11/24/2011 9:37:43 AM |
unrivaled-silver | $25.00 | 11/24/2011 9:38:14 AM |
geekguy | $25.00 | 11/25/2011 9:17:41 AM |
building-america | $25.00 | 11/25/2011 9:22:27 AM |
rcflick | $25.00 | 11/25/2011 10:28:24 AM |
green-glowing-gain | $25.00 | 11/25/2011 10:15:54 AM |
Jibe | $45.06 | 11/25/2011 11:02:17 AM |
Leopoldine | $25.00 | 11/25/2011 11:29:53 AM |
rcr549 | $25.00 | 11/25/2011 3:35:15 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:22 PM |
new-affluence-piledriver | $100.00 | 11/25/2011 8:06:05 AM |
Dawags1 | $25.00 | 11/25/2011 9:06:05 AM |
GreenSun | $25.00 | 11/25/2011 10:18:21 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:16 AM |
Long-term2040 | $25.00 | 11/26/2011 4:43:19 AM |
enriching-velocity0 | $25.00 | 11/25/2011 11:40:25 AM |
superstar449 | $25.00 | 11/26/2011 7:22:16 AM |
-Tuxedo- | $25.00 | 11/25/2011 1:25:29 PM |
pbeach05 | $25.00 | 11/25/2011 1:33:05 PM |
TrustPlus | $50.00 | 11/26/2011 9:09:59 AM |
onlyinchicago | $50.00 | 11/26/2011 12:09:42 PM |
Harry | $50.00 | 11/26/2011 12:14:50 PM |
YLlama | $25.00 | 11/26/2011 12:16:35 PM |
dtrain5 | $50.00 | 11/26/2011 12:19:53 PM |
trident9 | $50.00 | 11/26/2011 12:21:10 PM |
wise-alluring-penny | $50.00 | 11/26/2011 12:23:14 PM |
ZeoInvestments | $25.00 | 11/26/2011 12:24:10 PM |
MARSTUN | $100.00 | 11/26/2011 12:24:57 PM |
Stollewood | $25.00 | 11/26/2011 12:27:13 PM |
texrob20 | $25.00 | 11/26/2011 12:14:03 PM |
kinetic-openness0 | $25.00 | 11/26/2011 12:28:56 PM |
TCayce | $25.00 | 11/26/2011 12:32:00 PM |
Contour | $25.00 | 11/26/2011 12:34:08 PM |
unequaled-loyalty7 | $25.00 | 11/26/2011 12:38:47 PM |
JazzFranchise | $25.00 | 11/26/2011 12:22:58 PM |
credit-flower | $25.00 | 11/26/2011 1:01:18 PM |
SoCalRancher | $25.00 | 11/26/2011 12:24:32 PM |
michaelwong | $50.00 | 11/26/2011 12:32:26 PM |
dpjd | $25.00 | 11/26/2011 12:37:54 PM |
umfan123 | $25.00 | 11/26/2011 5:54:56 PM |
just-loyalty643 | $50.00 | 11/26/2011 2:02:11 PM |
smallcountry | $25.00 | 11/26/2011 9:43:45 AM |
ProjectVenture | $25.00 | 11/26/2011 12:06:25 PM |
jo2y | $25.00 | 11/26/2011 12:06:36 PM |
Arg3998 | $25.00 | 11/26/2011 12:07:54 PM |
nerdbomber | $25.00 | 11/26/2011 12:09:11 PM |
MadHun | $200.00 | 11/26/2011 12:10:08 PM |
get30inc | $50.00 | 11/26/2011 12:14:26 PM |
wonderful-rupee | $25.00 | 11/26/2011 12:19:16 PM |
bobby5832708 | $25.00 | 11/26/2011 12:29:04 PM |
whistledicksmith | $25.00 | 11/26/2011 12:35:24 PM |
BaxterEvil | $25.00 | 11/26/2011 12:36:38 PM |
saver266 | $110.39 | 11/26/2011 6:43:00 PM |
305 Investments
|
Borrower Payment Dependent Notes Series
540005
This series of Notes was issued and sold upon the funding of the borrower loan #56581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $199.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 20% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,445 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| steady-bill3 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2011)
|
Principal balance:
| $1,659.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
medical
Purpose of loan: pay off my daughters medical bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2,120.00
Monthly expenses: $
Housing: $ 545.00
Insurance: $86.00
Car expenses: $0.00
Utilities: $115.00
Phone, cable, internet: $75.00
Food, entertainment: $125.00
Clothing, household expenses: $
Credit cards and other loans: $50.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/19/2011 12:13:43 PM |
finance-prescription | $100.00 | 11/19/2011 12:13:55 PM |
toblerone | $25.00 | 11/19/2011 12:16:11 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:59 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:32 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:20 AM |
ddog0224 | $25.00 | 11/21/2011 3:05:28 PM |
CreditBuilder2 | $25.00 | 11/21/2011 1:27:26 PM |
loss-of-control | $75.00 | 11/21/2011 3:21:41 PM |
managedfund | $401.00 | 11/21/2011 10:47:10 AM |
Jack55304 | $200.00 | 11/21/2011 5:19:41 PM |
wealth-fighter3 | $25.00 | 11/21/2011 8:13:26 PM |
jebber007 | $30.00 | 11/21/2011 9:57:05 PM |
engrossing-responsibility0 | $50.00 | 11/21/2011 5:29:42 PM |
vigorous-velocity | $150.00 | 11/22/2011 8:58:15 AM |
AF-Chief | $25.00 | 11/22/2011 9:26:18 AM |
diplomatic-wealth7 | $25.00 | 11/22/2011 9:31:13 AM |
wwwUniversal | $25.00 | 11/22/2011 9:38:01 AM |
Angel_Investor_7 | $25.00 | 11/22/2011 9:39:18 AM |
factcheck | $40.00 | 11/22/2011 10:30:47 AM |
damage | $25.00 | 11/22/2011 11:19:26 AM |
Katburg | $25.00 | 11/22/2011 12:44:48 PM |
vestratech | $50.00 | 11/22/2011 12:45:07 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:18 PM |
chameleon125 | $25.00 | 11/22/2011 1:46:33 PM |
kegs | $1,000.00 | 11/22/2011 6:12:06 PM |
forthright-loot7 | $50.00 | 11/23/2011 3:13:28 AM |
basis-wizard8 | $100.00 | 11/23/2011 5:57:45 AM |
bsh297 | $26.02 | 11/23/2011 6:30:03 AM |
nalaari | $30.00 | 11/23/2011 7:23:05 AM |
dblakels | $25.00 | 11/23/2011 7:39:35 AM |
Bankwithme | $500.00 | 11/22/2011 11:17:22 PM |
Silverling6 | $15.94 | 11/23/2011 8:11:29 AM |
AndChicksforFree | $25.00 | 11/19/2011 1:07:22 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:42 PM |
enriching-trade2 | $50.00 | 11/19/2011 12:36:07 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:56 PM |
Comoparklender | $25.00 | 11/20/2011 12:07:26 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:51 PM |
jazzlender | $25.00 | 11/21/2011 5:19:05 PM |
Dubbs360 | $100.00 | 11/21/2011 5:21:09 PM |
industrious-currency | $25.00 | 11/21/2011 1:33:37 PM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:41 AM |
suave-dime6 | $25.00 | 11/22/2011 5:43:03 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:22 AM |
setUup | $26.20 | 11/22/2011 8:09:12 AM |
well-mannered-income3 | $40.00 | 11/21/2011 8:00:54 PM |
El_Scubano | $25.00 | 11/21/2011 8:39:25 PM |
tremendous-yield8 | $50.00 | 11/22/2011 4:59:11 AM |
realtormoises | $25.00 | 11/22/2011 10:02:43 AM |
educationfirst | $50.00 | 11/22/2011 10:47:56 AM |
EretzCapital | $31.71 | 11/22/2011 9:24:50 AM |
Bank42 | $25.00 | 11/22/2011 2:48:20 PM |
the-balance-shepherd | $105.00 | 11/22/2011 3:22:35 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:56:05 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:57 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:42 PM |
zippy-greenback231 | $25.00 | 11/22/2011 6:24:53 PM |
velocity-warrior | $25.00 | 11/22/2011 9:16:41 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:09 PM |
skillful-asset5 | $25.00 | 11/22/2011 8:42:26 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:15 AM |
Bob450 | $25.00 | 11/23/2011 7:01:51 AM |
Rip128 | $50.00 | 11/23/2011 5:15:13 AM |
treasure-bliss | $25.00 | 11/23/2011 6:43:55 AM |
emosspot | $28.27 | 11/23/2011 7:29:40 AM |
debtfreenow-82 | $50.00 | 11/23/2011 7:34:41 AM |
67 Investments
|
Borrower Payment Dependent Notes Series
540023
This series of Notes was issued and sold upon the funding of the borrower loan #56514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $106.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,944 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| statesperson134 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baby Furniture and Accessories
Purpose of loan:
Purchase baby furniture and other items that we will need.
My financial situation:
I am a Bartender therefore, most of my income is cash tips. I can include bank statements for other proof of income
Monthly net income: $3175.00
Monthly expenses: $1600.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LoanerPrincipal | $25.00 | 11/21/2011 5:16:26 PM |
BxRealtor | $25.00 | 11/21/2011 5:15:08 PM |
toblerone | $25.00 | 11/21/2011 5:32:47 PM |
igniter584 | $25.00 | 11/22/2011 7:42:23 AM |
buddy486 | $25.00 | 11/22/2011 10:38:27 AM |
Bank_Of_XL | $25.00 | 11/22/2011 10:46:21 AM |
papaloha | $25.00 | 11/21/2011 5:23:27 PM |
igniter584 | $25.00 | 11/21/2011 5:05:44 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:43 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:15 PM |
factcheck | $40.00 | 11/22/2011 10:30:56 AM |
astro128 | $25.00 | 11/22/2011 1:25:18 PM |
favorite-commerce | $10.00 | 11/22/2011 1:56:07 PM |
worth-blanket2 | $2,600.00 | 11/22/2011 12:13:19 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
540037
This series of Notes was issued and sold upon the funding of the borrower loan #56678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $323.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $205 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Dehouse |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Dump Trailer Purchase
Purpose of loan:
This loan will be used to add to the monies that I have to purchase several roll off dump trailers from Texas Pride (http://www.texaspridetrailers.com/). The total amount of my purchase is $14,000. I have monies on hand but not enough for the total purchase of the trailers.
My financial situation: I currently own a business in Midland where I haul trash from new construction sites and the trailers will be used to expand my Business. I?m a retired police officer that receives a monthly pension.
I am a good candidate for this loan because I pay my bills on time and this would be my second Prosper loan that I have received and successfully paid off. I have loaned money to other Prosper members.
I have one credit card debt of $800 and one truck payment of $400. I own a house and my spouse and I make monthly payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-loan | $25.00 | 11/22/2011 6:09:20 AM |
loan-mammal | $100.00 | 11/21/2011 5:06:59 PM |
fabulous-community4 | $25.00 | 11/21/2011 5:08:43 PM |
greenback-amplifier | $25.00 | 11/21/2011 5:13:24 PM |
LittleMingo | $27.00 | 11/21/2011 5:11:45 PM |
DHolly | $31.00 | 11/21/2011 5:32:21 PM |
jhouman | $50.00 | 11/21/2011 5:33:03 PM |
papaloha | $100.00 | 11/21/2011 7:25:35 PM |
investmentgroup | $25.00 | 11/21/2011 5:12:02 PM |
Gregger | $25.00 | 11/21/2011 10:36:42 PM |
Feyenoord | $30.00 | 11/21/2011 5:14:15 PM |
jgar_O | $25.00 | 11/21/2011 5:17:27 PM |
loanman2007 | $75.00 | 11/22/2011 5:02:45 AM |
investment-cluster | $50.00 | 11/21/2011 5:29:16 PM |
cashhelp | $25.00 | 11/21/2011 5:29:44 PM |
SLN-10 | $50.00 | 11/21/2011 5:32:05 PM |
restless-dime | $100.00 | 11/22/2011 7:05:20 AM |
money-yeller | $50.00 | 11/21/2011 6:15:30 PM |
Christophe | $25.00 | 11/22/2011 7:48:07 AM |
gold-miser9 | $129.26 | 11/22/2011 4:23:24 AM |
atlas100 | $25.00 | 11/22/2011 5:21:54 AM |
apostle901 | $25.00 | 11/22/2011 9:23:23 AM |
independent-leverage6 | $25.00 | 11/22/2011 9:36:29 AM |
asiaratt | $25.00 | 11/22/2011 9:25:09 AM |
handy-justice | $50.00 | 11/22/2011 11:59:04 AM |
worth-blanket2 | $4,700.00 | 11/22/2011 12:11:34 PM |
AndChicksforFree | $25.00 | 11/21/2011 5:15:06 PM |
return-grizzly | $100.00 | 11/22/2011 5:14:50 AM |
Amber_Stone | $36.86 | 11/22/2011 12:38:57 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:52 PM |
finance-mushroom | $200.00 | 11/21/2011 5:09:01 PM |
Kash2010lu | $40.00 | 11/21/2011 5:13:06 PM |
Mikale360 | $25.00 | 11/21/2011 5:20:39 PM |
atlas-shrugged | $200.00 | 11/21/2011 5:33:18 PM |
toblerone | $25.00 | 11/21/2011 5:32:47 PM |
NekHoldings | $25.00 | 11/21/2011 6:59:34 PM |
DiligentiaLLC | $100.00 | 11/21/2011 6:31:04 PM |
gimincorp | $25.00 | 11/22/2011 4:34:36 AM |
marwadi-62 | $100.00 | 11/22/2011 5:12:43 AM |
principal-cooker2 | $100.00 | 11/21/2011 5:28:42 PM |
312-Lender | $25.00 | 11/21/2011 5:34:09 PM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:59 PM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:24 AM |
Bob450 | $25.00 | 11/21/2011 6:31:51 PM |
MikeyZ2008 | $50.00 | 11/22/2011 9:06:38 AM |
SouthernRemarketing | $29.32 | 11/22/2011 8:32:02 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 2:16:46 AM |
fountain355 | $25.00 | 11/22/2011 4:44:16 AM |
dedicated-transaction796 | $25.00 | 11/22/2011 9:28:25 AM |
ChrisJB | $25.00 | 11/22/2011 11:09:18 AM |
ChrisTJ | $25.00 | 11/22/2011 10:33:31 AM |
schoolchamp | $25.00 | 11/22/2011 10:35:38 AM |
graceful-investment | $50.00 | 11/22/2011 10:43:22 AM |
RoZu_Lending | $100.00 | 11/22/2011 9:19:17 AM |
bluestarman08 | $25.70 | 11/22/2011 11:00:01 AM |
AF-Chief | $25.00 | 11/22/2011 9:26:19 AM |
skro | $25.00 | 11/22/2011 10:37:34 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
540047
This series of Notes was issued and sold upon the funding of the borrower loan #56578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2010 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,514 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| ingenious-funds6 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
car repaire
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500
Monthly expenses: $500
Housing: $
Insurance: $120
Car expenses: $200
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/20/2011 12:11:18 PM |
fortytwo | $150.00 | 11/20/2011 12:23:08 PM |
toblerone | $25.00 | 11/20/2011 12:28:15 PM |
papaloha | $25.00 | 11/20/2011 12:11:06 PM |
managedfund | $400.00 | 11/21/2011 10:43:28 AM |
favorite-commerce | $30.00 | 11/21/2011 7:59:09 AM |
CashFlow13 | $100.00 | 11/21/2011 9:15:09 AM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:29 AM |
goodhearted-generosity511 | $25.00 | 11/22/2011 5:13:34 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:43 PM |
Onlyhappycustomers | $25.00 | 11/22/2011 5:26:39 PM |
mad-scientist418 | $25.00 | 11/22/2011 7:19:42 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:10 PM |
Engineer44 | $25.00 | 11/23/2011 4:50:15 AM |
assetmanager | $25.00 | 11/22/2011 8:41:02 PM |
UBOtto186 | $50.00 | 11/22/2011 9:06:30 PM |
big-lendin | $50.00 | 11/23/2011 4:50:17 AM |
SolarMoonshine | $25.00 | 11/20/2011 1:36:08 PM |
enterprising-credit2 | $25.00 | 11/20/2011 2:01:36 PM |
loss-of-control | $25.43 | 11/20/2011 4:05:40 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:07 PM |
golden-velocity9 | $25.00 | 11/20/2011 12:36:48 PM |
fantastic-wampum1 | $100.00 | 11/21/2011 9:35:53 AM |
jjswanso | $50.00 | 11/21/2011 8:22:11 AM |
Danjack_Capital | $25.00 | 11/21/2011 9:09:07 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:31 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:16 PM |
genuine-money | $100.00 | 11/22/2011 6:25:05 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 8:55:08 AM |
factcheck | $40.00 | 11/22/2011 10:30:48 AM |
social-zebra | $30.00 | 11/22/2011 10:32:03 AM |
Helenska11 | $50.00 | 11/22/2011 7:42:54 PM |
heroic-compassion6 | $50.03 | 11/22/2011 7:48:05 PM |
Drewkeeper | $25.00 | 11/22/2011 8:36:50 PM |
money-fort | $25.00 | 11/22/2011 7:54:11 PM |
transformer855 | $25.00 | 11/22/2011 10:08:52 PM |
glenium | $25.00 | 11/23/2011 2:32:28 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
540091
This series of Notes was issued and sold upon the funding of the borrower loan #57068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $100.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,323 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| commerce-dynamo8 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan:
This loan will be used to...
Pay on bills that I have accumulated before I was unemployed.
My financial situation:
I am a good candidate for this loan because...
I have excellent credit. I pay my bills on time. This loan is to get me through the holidays in hopes that I will have a full time job soon to pay this loan off and get back on track with my existing bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 11/20/2011 12:19:08 PM |
Clambake | $25.00 | 11/20/2011 12:16:58 PM |
tranquil-economy4 | $50.00 | 11/20/2011 12:39:33 PM |
anacent | $25.00 | 11/20/2011 12:22:10 PM |
cnovak | $25.00 | 11/20/2011 12:25:15 PM |
aabadabadoo | $25.00 | 11/20/2011 12:32:44 PM |
saahilld | $25.00 | 11/20/2011 12:41:36 PM |
ianakacg | $25.00 | 11/20/2011 8:21:52 PM |
kenji4861 | $25.00 | 11/20/2011 12:50:40 PM |
elvisloans | $25.00 | 11/21/2011 6:47:48 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:33 AM |
igniter584 | $25.00 | 11/21/2011 12:20:51 PM |
w3alter | $50.00 | 11/21/2011 5:24:30 PM |
igniter584 | $25.00 | 11/22/2011 7:42:16 AM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:16 PM |
don8ter | $100.00 | 11/22/2011 4:01:43 AM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:05 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:06 AM |
E-2 | $100.00 | 11/23/2011 2:25:32 PM |
WxChem | $25.00 | 11/24/2011 10:31:49 AM |
padewy | $76.77 | 11/24/2011 11:47:10 AM |
ToloUSN | $50.00 | 11/24/2011 5:31:38 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:33 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:50 AM |
FlexFunding | $50.00 | 11/26/2011 5:15:58 AM |
beachbum22 | $25.00 | 11/26/2011 7:52:58 AM |
djh47a | $25.00 | 11/27/2011 9:19:50 AM |
igniter584 | $25.00 | 11/27/2011 8:29:51 AM |
merciful-yield | $35.95 | 11/26/2011 9:31:00 PM |
Tabster | $25.00 | 11/27/2011 6:26:16 PM |
roadtruck | $50.00 | 11/28/2011 8:26:24 AM |
oldman68 | $25.00 | 11/28/2011 6:34:50 AM |
toblerone | $25.00 | 11/20/2011 12:28:16 PM |
D911ave | $50.00 | 11/20/2011 12:31:03 PM |
ingenious-deal6 | $25.00 | 11/20/2011 12:10:14 PM |
enriching-trade2 | $50.00 | 11/20/2011 12:15:59 PM |
AFairDeal | $25.00 | 11/20/2011 12:25:59 PM |
subtle-revenue0 | $25.00 | 11/20/2011 12:42:44 PM |
lendersf | $100.00 | 11/20/2011 12:43:07 PM |
igniter584 | $25.00 | 11/21/2011 12:12:30 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:36 PM |
granitepk | $100.00 | 11/22/2011 10:53:36 AM |
makosdJR02 | $33.93 | 11/22/2011 3:43:06 PM |
FlexFunding | $50.00 | 11/22/2011 2:29:03 PM |
loyalty-czar | $60.00 | 11/23/2011 10:30:06 AM |
igniter584 | $25.00 | 11/24/2011 6:37:44 AM |
Tylerh | $255.00 | 11/23/2011 2:20:43 PM |
dime-sprout | $50.00 | 11/24/2011 2:48:30 PM |
houli123 | $25.00 | 11/24/2011 11:56:05 PM |
RicheyRich | $25.00 | 11/25/2011 3:52:03 PM |
value-wind0 | $50.00 | 11/26/2011 12:21:27 PM |
careful-note | $50.00 | 11/27/2011 4:58:41 AM |
umfan123 | $25.00 | 11/26/2011 5:54:54 PM |
jazz619 | $25.00 | 11/27/2011 6:14:14 PM |
CoolPlexer | $25.00 | 11/27/2011 12:20:34 PM |
enterprising-credit2 | $25.00 | 11/28/2011 8:11:53 AM |
managedfund | $388.35 | 11/28/2011 12:40:37 PM |
nycitynoodle | $25.00 | 11/28/2011 8:10:09 AM |
dordee | $75.00 | 11/28/2011 11:16:19 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
540109
This series of Notes was issued and sold upon the funding of the borrower loan #56624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,859 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| unrelenting-treasure8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay my credit card balance
My financial situation:
I am a good candidate for this loan because I have a payment credit history. I make payments on time. I am a professional consultant who is trying to get rid of debt.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/20/2011 12:11:07 PM |
roux | $25.00 | 11/20/2011 12:20:03 PM |
toblerone | $25.00 | 11/20/2011 12:28:16 PM |
bonus-demon | $50.00 | 11/20/2011 12:26:31 PM |
Danjack_Capital | $25.00 | 11/21/2011 9:10:30 AM |
managedfund | $400.00 | 11/21/2011 10:44:24 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:32 PM |
exchange-dreams | $37.15 | 11/21/2011 7:46:37 PM |
loanman2007 | $25.00 | 11/22/2011 5:12:46 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:30:26 AM |
scho0590 | $25.00 | 11/22/2011 6:15:21 PM |
Rogelio48 | $30.00 | 11/22/2011 4:58:35 PM |
heroic-compassion6 | $100.03 | 11/22/2011 8:05:54 PM |
cwe424 | $25.00 | 11/23/2011 12:25:41 PM |
ShadowLender | $22.82 | 11/23/2011 12:43:36 PM |
n036939 | $26.00 | 11/23/2011 9:33:52 AM |
worth-blanket2 | $500.00 | 11/23/2011 11:16:36 AM |
pound-mushroom3 | $25.00 | 11/20/2011 12:31:10 PM |
SolarMoonshine | $25.00 | 11/20/2011 1:34:50 PM |
jjswanso | $50.00 | 11/21/2011 8:22:12 AM |
4mydaughterseducation | $34.00 | 11/21/2011 7:43:08 PM |
penny-surgeon | $25.00 | 11/22/2011 10:08:16 AM |
wwwUniversal | $25.00 | 11/22/2011 4:20:37 PM |
leverage-monger | $25.00 | 11/22/2011 10:07:04 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:44 PM |
loss-of-control | $75.00 | 11/22/2011 7:10:46 PM |
DiligentiaLLC | $25.00 | 11/23/2011 7:30:13 AM |
pdub | $75.00 | 11/23/2011 9:06:07 AM |
mrxtravis | $25.00 | 11/23/2011 9:06:53 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:07 AM |
Money_Working | $25.00 | 11/23/2011 12:09:38 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
540113
This series of Notes was issued and sold upon the funding of the borrower loan #56674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $368.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 8% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,032 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| 7elephants |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Payoff and Consolidation
Purpose of loan:
Paying credit card debt faster and less cost
My financial situation:
I am a good candidate for this loan because I have steady job (over 5 years) and make a good living. Also, the monthly payment for this loan is less than what I am currently paying to the credit card company.
This is to consolidate the payment of two credit cards.
I have no issues paying the credit card company, just want my money to work harder for me and invest for you in the process.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Clambake | $25.00 | 11/20/2011 12:16:59 PM |
anacent | $25.00 | 11/20/2011 12:22:10 PM |
AFairDeal | $25.00 | 11/20/2011 12:25:59 PM |
JustMee | $25.00 | 11/20/2011 12:35:07 PM |
subtle-revenue0 | $25.00 | 11/20/2011 12:42:45 PM |
cnovak | $25.00 | 11/20/2011 12:25:15 PM |
MonopolyDred | $25.00 | 11/21/2011 8:21:06 AM |
rdrloan | $50.00 | 11/21/2011 9:35:50 AM |
igniter584 | $25.00 | 11/21/2011 12:20:51 PM |
Ocean713 | $75.00 | 11/21/2011 5:40:31 PM |
BxRealtor | $25.00 | 11/22/2011 5:14:07 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:47 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:45 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:05 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:07 AM |
WalnutCreekguy | $100.00 | 11/23/2011 9:23:29 AM |
riproaringrapids | $25.00 | 11/23/2011 9:32:45 AM |
w3alter | $50.00 | 11/23/2011 9:34:13 AM |
nickel-ferret | $50.00 | 11/23/2011 9:37:55 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:03 AM |
majestic-repayment3 | $50.00 | 11/23/2011 11:46:32 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:43 AM |
Sid-K | $25.00 | 11/23/2011 9:19:19 AM |
superb-funds335 | $25.00 | 11/23/2011 9:23:59 AM |
Tradesmanlender | $25.00 | 11/23/2011 9:27:50 AM |
britgsb | $30.00 | 11/23/2011 9:33:40 AM |
DadWarbucks | $25.00 | 11/23/2011 5:20:23 PM |
Charmart | $25.00 | 11/23/2011 11:18:13 AM |
factcheck | $50.00 | 11/23/2011 12:06:37 PM |
platinum-genetics | $25.00 | 11/24/2011 9:09:56 AM |
wealth-fields8 | $50.00 | 11/24/2011 9:07:10 AM |
currency-persimmon | $50.00 | 11/24/2011 10:34:45 AM |
SolarMoonshine | $25.00 | 11/24/2011 11:49:06 AM |
ommuruga | $61.86 | 11/24/2011 1:21:14 PM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:46 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:20 PM |
progressive-economy261 | $400.00 | 11/24/2011 9:07:50 AM |
einstein | $500.00 | 11/24/2011 9:08:41 AM |
ddog0224 | $125.00 | 11/25/2011 2:34:18 AM |
evan | $25.00 | 11/24/2011 10:39:02 PM |
Ripsaw4U | $48.00 | 11/24/2011 9:19:26 AM |
responsive-value4 | $25.00 | 11/25/2011 1:08:22 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:33 AM |
orbital-dollar2 | $25.00 | 11/25/2011 8:10:04 AM |
Jesuistom | $50.00 | 11/25/2011 9:06:24 AM |
kulender | $100.00 | 11/24/2011 9:34:08 AM |
brightest-credit-engine | $25.00 | 11/24/2011 9:46:56 AM |
yield-hut | $75.00 | 11/24/2011 10:49:05 AM |
new-ore-venture | $125.00 | 11/24/2011 10:57:31 AM |
unafraid-loan5 | $25.00 | 11/25/2011 9:35:08 AM |
objective-investor | $250.00 | 11/25/2011 9:44:43 AM |
CatbirdBanking | $25.00 | 11/24/2011 3:25:23 PM |
hookUup | $31.20 | 11/24/2011 5:27:36 PM |
VASLENDING | $100.00 | 11/25/2011 2:39:04 PM |
adir1 | $25.00 | 11/25/2011 1:38:06 PM |
glc527 | $26.00 | 11/25/2011 1:51:25 PM |
agalt | $125.00 | 11/25/2011 3:32:33 PM |
mad-scientist418 | $25.00 | 11/25/2011 4:52:18 PM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:12 AM |
velocity-destiny7 | $25.00 | 11/25/2011 5:24:26 PM |
chrisb4745 | $27.25 | 11/25/2011 7:30:05 PM |
first-serene-credit | $25.00 | 11/25/2011 8:19:27 AM |
murlirao2002 | $25.00 | 11/25/2011 6:32:30 PM |
pluto2k8 | $50.00 | 11/26/2011 2:06:29 AM |
Aimvest | $25.00 | 11/25/2011 9:11:14 AM |
KDW08 | $25.00 | 11/26/2011 3:50:04 AM |
FlexFunding | $50.00 | 11/26/2011 5:15:59 AM |
NolockHolmes | $100.00 | 11/25/2011 9:34:07 AM |
gold-channel2 | $50.00 | 11/25/2011 9:22:28 PM |
trade-solo | $50.00 | 11/26/2011 12:18:53 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:51 AM |
bailey7563 | $40.00 | 11/26/2011 6:24:25 AM |
heerzaquestion | $40.00 | 11/25/2011 10:18:44 AM |
bazaar-flow6 | $150.00 | 11/25/2011 10:32:05 AM |
millionlender | $72.45 | 11/25/2011 11:22:15 AM |
TrustPlus | $50.00 | 11/26/2011 9:09:58 AM |
wa_boarder | $25.00 | 11/26/2011 9:10:30 AM |
trade-elm | $25.00 | 11/26/2011 6:58:12 AM |
perlindc | $101.00 | 11/25/2011 12:59:29 PM |
palmdelino | $25.00 | 11/26/2011 9:46:16 AM |
Daubertoo | $25.00 | 11/26/2011 10:00:51 AM |
bookher2washington | $25.00 | 11/25/2011 2:29:01 PM |
income-awakening6 | $25.00 | 11/26/2011 11:04:06 AM |
Brighton504 | $50.00 | 11/26/2011 9:41:44 AM |
ect_2k20 | $25.00 | 11/26/2011 12:06:17 PM |
i2amme | $106.04 | 11/26/2011 10:49:40 AM |
Snoopylover | $25.00 | 11/26/2011 11:08:43 AM |
doopers | $25.00 | 11/26/2011 11:11:39 AM |
life-is-great | $25.00 | 11/26/2011 12:14:09 PM |
CFOGO | $25.00 | 11/25/2011 5:18:19 PM |
gold-pudding6 | $60.00 | 11/25/2011 5:28:19 PM |
ateso | $26.09 | 11/25/2011 6:16:03 PM |
lagnisiruk | $25.00 | 11/26/2011 12:28:45 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:51 PM |
sturdy-nickel4 | $25.00 | 11/26/2011 1:44:25 AM |
blissful-dollar3 | $100.00 | 11/26/2011 3:48:42 PM |
averagefore | $25.00 | 11/26/2011 4:10:40 PM |
KrisKringle | $75.00 | 11/26/2011 6:39:50 AM |
allotment464 | $75.00 | 11/26/2011 6:59:25 AM |
social-zebra | $27.79 | 11/26/2011 12:53:40 PM |
sportsmagic | $250.00 | 11/26/2011 5:56:52 PM |
Corellia | $50.00 | 11/26/2011 6:21:27 PM |
auction-seeker | $25.00 | 11/26/2011 1:48:01 PM |
s270 | $86.89 | 11/26/2011 6:28:12 PM |
bullet-shark | $25.00 | 11/26/2011 1:56:23 PM |
selector568 | $367.56 | 11/26/2011 9:21:07 AM |
djs81 | $25.00 | 11/26/2011 4:27:17 PM |
sjvicker | $25.00 | 11/26/2011 10:24:34 AM |
woohoo | $25.00 | 11/26/2011 11:34:20 AM |
Lastavatar | $43.24 | 11/26/2011 6:15:19 PM |
appcoder | $40.00 | 11/26/2011 1:24:15 PM |
Mint_Man | $50.00 | 11/26/2011 2:05:17 PM |
credit-investor5 | $50.00 | 11/26/2011 3:46:49 PM |
toblerone | $25.00 | 11/20/2011 12:28:17 PM |
bb575 | $50.00 | 11/20/2011 12:31:46 PM |
lendersf | $100.00 | 11/20/2011 12:43:07 PM |
LoanerPrincipal | $25.00 | 11/20/2011 6:02:31 PM |
blot44 | $25.00 | 11/20/2011 7:38:26 PM |
igniter584 | $25.00 | 11/21/2011 12:12:30 PM |
igniter584 | $25.00 | 11/22/2011 7:42:16 AM |
axl163 | $25.00 | 11/22/2011 12:03:08 PM |
FlexFunding | $50.00 | 11/22/2011 2:29:04 PM |
indomitable-coin | $25.00 | 11/22/2011 5:30:11 PM |
aabadabadoo | $25.00 | 11/22/2011 5:33:58 PM |
availableloan | $25.00 | 11/22/2011 8:47:05 PM |
iaffy | $25.00 | 11/23/2011 9:20:25 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:43 AM |
KLCRAY | $25.00 | 11/23/2011 9:23:23 AM |
worthy-bid8 | $50.00 | 11/23/2011 9:28:04 AM |
value-wind0 | $25.00 | 11/23/2011 9:21:11 AM |
ianakacg | $25.00 | 11/23/2011 9:35:24 AM |
Tylerh | $255.00 | 11/23/2011 2:20:43 PM |
kenji4861 | $25.00 | 11/23/2011 9:39:33 AM |
BenR | $50.00 | 11/23/2011 5:28:18 PM |
gr8_r8 | $25.00 | 11/23/2011 7:10:13 PM |
golden-platinum7 | $25.00 | 11/23/2011 1:39:39 PM |
igniter584 | $25.00 | 11/24/2011 6:37:44 AM |
unique-responsibility3 | $25.00 | 11/24/2011 8:47:16 AM |
friendinmoney | $35.00 | 11/24/2011 7:23:28 AM |
loyalty-sherpa | $25.00 | 11/24/2011 9:11:42 AM |
important-ore | $150.00 | 11/24/2011 9:23:45 AM |
jazzlender | $50.00 | 11/24/2011 9:24:40 AM |
_NaLNaBB | $200.00 | 11/24/2011 10:23:11 AM |
elevated-truth | $25.00 | 11/24/2011 2:20:14 PM |
GoingFishing | $28.78 | 11/24/2011 4:34:53 PM |
new-social-economist | $80.00 | 11/24/2011 5:07:02 PM |
novice-speculator | $25.00 | 11/24/2011 6:22:49 PM |
helpinghand63 | $25.00 | 11/24/2011 5:19:42 PM |
finance-symphony7 | $100.00 | 11/25/2011 7:21:34 AM |
umfan123 | $25.00 | 11/25/2011 12:37:22 AM |
swissbanker | $50.00 | 11/25/2011 7:25:15 AM |
seabass123 | $25.00 | 11/25/2011 8:33:49 AM |
kindness-sage | $30.62 | 11/24/2011 11:30:00 AM |
SudianX | $25.00 | 11/24/2011 11:33:39 AM |
agile-loan0 | $25.00 | 11/25/2011 9:59:42 AM |
dime-sprout | $50.00 | 11/24/2011 2:40:14 PM |
GreenSun | $25.00 | 11/25/2011 10:18:20 AM |
katnmouse | $28.00 | 11/25/2011 12:32:24 PM |
dime-hot-rod7 | $50.00 | 11/25/2011 12:52:01 PM |
Occhy | $30.00 | 11/25/2011 2:28:40 PM |
golden-velocity9 | $50.00 | 11/25/2011 3:02:34 PM |
1stPlace | $25.00 | 11/25/2011 3:00:27 PM |
susurrus | $50.00 | 11/25/2011 3:48:03 PM |
sentry256 | $25.00 | 11/25/2011 4:29:04 PM |
Supernick | $100.00 | 11/25/2011 5:44:11 AM |
CaliforniaSun | $25.00 | 11/25/2011 8:24:36 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:15 AM |
Bio-physicist | $25.00 | 11/26/2011 1:45:14 AM |
superstar449 | $25.00 | 11/26/2011 7:19:33 AM |
beachbum22 | $25.00 | 11/26/2011 7:49:36 AM |
12Knocksinna | $25.00 | 11/26/2011 4:11:51 AM |
smallcountry | $25.00 | 11/26/2011 9:43:44 AM |
TigerForce | $25.00 | 11/26/2011 7:32:11 AM |
catnip007 | $30.05 | 11/26/2011 10:40:54 AM |
lone-lender | $100.00 | 11/26/2011 10:05:59 AM |
DaveTheWave | $39.80 | 11/26/2011 12:20:27 PM |
gilbrear | $25.00 | 11/25/2011 6:08:56 PM |
E_G | $50.00 | 11/25/2011 8:13:03 PM |
Reddy_Capital | $36.00 | 11/25/2011 9:41:16 PM |
azali | $25.00 | 11/25/2011 11:34:02 PM |
Lubava | $30.00 | 11/26/2011 3:56:23 PM |
Rulea72 | $31.68 | 11/26/2011 6:44:10 AM |
newest-return-wind | $60.00 | 11/26/2011 12:48:45 PM |
green28 | $69.30 | 11/26/2011 12:58:22 PM |
spiritual-greenback | $25.00 | 11/26/2011 7:56:56 AM |
platinum-czar | $25.00 | 11/26/2011 2:13:49 PM |
payout-panda | $25.00 | 11/26/2011 9:49:10 AM |
commitment-farm | $25.00 | 11/26/2011 5:37:38 PM |
SomebodysMom | $29.07 | 11/26/2011 12:12:16 PM |
EarlyRiser | $500.00 | 11/26/2011 4:15:42 PM |
bowl800 | $25.00 | 11/26/2011 5:27:31 PM |
myduck | $46.33 | 11/26/2011 6:34:19 PM |
192 Investments
|
Borrower Payment Dependent Notes Series
540119
This series of Notes was issued and sold upon the funding of the borrower loan #56680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $220.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 10m |
Amount delinquent:
| $10,478 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,031 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-flexible-value |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BJL
Purpose of loan:
This loan will be used for bills, yr end taxes until we receive SS back pay. A bench ruling by judge Brad Hannan on 11-10-11 but it can take 3 mos to rget paperwork. Steve will be retired as of 10-1-09 fr carpenters union. Back pay will be approx $100,000. Short term loan & all O/S debt except for home mtg w/b pd. Attorney, Jennifer Van Fossan can verify
My financial situation:
We are good candidate for this loan because.our past credit history has been good. We paid our bills monthly.My husband has been unemployed & we have lived on my income plus my pension.We used 95% of my pension.We have an agreement with M&I to pay in full with disability funds & will pay the 5th 3rd cr cd.
Monthly net income: 2400
Monthly expenses: 200
Housing: 2300
Insurance: 350
Car expenses: 500
Utilities: 200
Phone, cable, internet: 200
Food, entertainment: 500
Clothing, household expenses: 200
Credit cards and other loans: 200
Other expenses: 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/21/2011 5:08:53 PM |
toblerone | $25.00 | 11/21/2011 5:32:49 PM |
worth-blanket2 | $5,200.00 | 11/22/2011 12:10:32 PM |
factcheck | $40.00 | 11/22/2011 10:30:57 AM |
secureincome | $110.00 | 11/22/2011 4:06:10 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:31:35 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
540135
This series of Notes was issued and sold upon the funding of the borrower loan #56659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 19.05% |
Borrower rate/APR:
| 20.05% / 21.99% |
Monthly payment:
| $265.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.71% | | |
| |
Estimated return*:
| 13.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 14y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 65 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,902 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| neka622 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 97% )
| 720-739 (Latest)
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 2
( 3% )
| 660-679
(Aug-2009)
660-679
(Sep-2008)
640-659
(Aug-2008)
|
Principal balance:
| $719.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 61 | | |
Description
Debt Consolidation and Wedding
Purpose of loan: Debt Consolidation & Wedding
This loan will be used to pay off the remaining of my debt and my current prosper loan, the remaining will be used for wedding next year.
My financial situation: I can say is getting so much better with paying off my past Prosper loan I have been able to be financially steady. It has been a blessing.
I am a good candidate for this loan because of my current and past history with prosper, I have been able to get a promotion and will be getting another promotion in December.
Monthly net income: $3938
Monthly expenses: $200
Housing: $1867
Insurance: $120
Car expenses: $150
Utilities: $75
Phone, cable, internet: $75
Food, entertainment: $50
Clothing, household expenses: $75 (when needed)
Credit cards and other loans: $300
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
iaffy | $25.00 | 11/21/2011 9:13:25 AM |
LoanerPrincipal | $25.00 | 11/21/2011 9:11:15 AM |
1stBankAndHal | $50.07 | 11/21/2011 9:12:03 AM |
toblerone | $25.00 | 11/21/2011 9:33:46 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:35 AM |
thankful-nickel2 | $25.00 | 11/21/2011 10:53:25 AM |
janeybooboo | $75.00 | 11/21/2011 10:50:43 AM |
LittleMingo | $30.56 | 11/21/2011 9:03:13 AM |
igniter584 | $25.00 | 11/21/2011 12:12:33 PM |
evnagelist | $25.00 | 11/21/2011 9:15:04 AM |
Feyenoord | $30.00 | 11/21/2011 1:46:21 PM |
pound-mushroom3 | $25.00 | 11/21/2011 9:27:38 AM |
PLANECRASH | $25.00 | 11/21/2011 9:42:34 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:35 PM |
igniter584 | $25.00 | 11/21/2011 12:20:54 PM |
magnificent-euro543 | $25.00 | 11/21/2011 2:10:27 PM |
Ocean713 | $75.00 | 11/21/2011 5:33:13 PM |
genuine-integrity0 | $25.00 | 11/21/2011 3:26:07 PM |
MoneyForNothing | $59.75 | 11/22/2011 2:07:25 AM |
marwadi-62 | $100.00 | 11/22/2011 5:12:42 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:39 PM |
friendinmoney | $25.00 | 11/22/2011 9:25:06 AM |
Investor_DP | $100.00 | 11/22/2011 9:36:08 AM |
factcheck | $40.00 | 11/22/2011 10:30:52 AM |
DoctorJoe | $30.00 | 11/22/2011 12:48:16 PM |
nickel-ferret | $50.00 | 11/22/2011 5:35:29 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:19 PM |
ChrisTJ | $25.00 | 11/22/2011 5:16:25 PM |
oreyedoc | $50.00 | 11/22/2011 9:31:23 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:09 AM |
lplender | $50.00 | 11/22/2011 8:36:12 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:16 AM |
dollardave | $100.00 | 11/23/2011 11:11:12 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:12 AM |
green-trade-dolphin2 | $75.00 | 11/23/2011 11:29:04 AM |
jdrez | $25.00 | 11/23/2011 3:38:11 PM |
setUup | $34.20 | 11/23/2011 4:11:23 PM |
matt_2006 | $25.00 | 11/23/2011 5:08:07 PM |
britgsb | $30.00 | 11/23/2011 9:33:41 AM |
blackfur | $25.00 | 11/23/2011 5:21:09 PM |
sportsmagic | $500.00 | 11/23/2011 7:01:15 PM |
MoneyForNothing | $25.00 | 11/23/2011 6:04:18 PM |
natural-greenback6 | $25.00 | 11/23/2011 10:14:28 PM |
AJ6 | $34.17 | 11/23/2011 7:04:20 PM |
newest-funds-powerplant | $29.19 | 11/23/2011 12:59:20 PM |
AlfinityBank25 | $25.00 | 11/23/2011 10:17:01 PM |
real-return | $25.00 | 11/23/2011 2:43:44 PM |
Peacepower | $50.00 | 11/24/2011 7:20:29 AM |
gjm6d | $25.00 | 11/24/2011 7:24:48 AM |
life-is-great | $25.00 | 11/23/2011 5:15:05 PM |
worthy-bid8 | $50.00 | 11/24/2011 9:17:03 AM |
gr8_r8 | $25.00 | 11/23/2011 7:10:13 PM |
justasoldier | $200.00 | 11/23/2011 8:52:06 PM |
Leshan | $200.00 | 11/24/2011 10:21:17 AM |
DrNano | $50.00 | 11/24/2011 12:22:58 PM |
SudianX | $45.00 | 11/24/2011 11:31:32 AM |
888GoldIngots | $25.00 | 11/24/2011 4:13:07 PM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:47 PM |
new-social-economist | $100.00 | 11/24/2011 5:01:58 PM |
axl163 | $25.00 | 11/24/2011 6:19:05 PM |
Rivervale_Westwood | $25.29 | 11/24/2011 7:42:50 AM |
Enz0 | $245.58 | 11/24/2011 9:33:30 PM |
progressive-economy261 | $400.00 | 11/24/2011 9:07:51 AM |
312-Lender | $29.00 | 11/25/2011 12:36:23 AM |
martymaniaman | $25.00 | 11/24/2011 9:09:41 PM |
YosemiteSam | $25.00 | 11/25/2011 7:05:46 AM |
quickstep | $500.00 | 11/25/2011 3:27:31 AM |
first-serene-credit | $25.00 | 11/25/2011 8:06:51 AM |
leverage-monger | $25.00 | 11/24/2011 9:39:55 AM |
currency-persimmon | $25.00 | 11/24/2011 10:26:55 AM |
NolockHolmes | $40.00 | 11/25/2011 9:32:09 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:52 AM |
objective-investor | $250.00 | 11/25/2011 9:44:44 AM |
exact-gold2 | $25.00 | 11/24/2011 3:40:05 PM |
fair-gain8 | $25.00 | 11/24/2011 9:16:46 PM |
ingenious-funds133 | $25.00 | 11/24/2011 11:15:18 PM |
Socorro_Capital_Partners | $25.01 | 11/25/2011 7:45:29 AM |
ChrisProsper | $34.53 | 11/25/2011 10:05:39 AM |
AndChicksforFree | $50.00 | 11/21/2011 9:27:46 AM |
papaloha | $25.00 | 11/21/2011 9:24:26 AM |
Tradesmanlender | $25.00 | 11/21/2011 9:30:17 AM |
enriching-trade2 | $50.00 | 11/21/2011 9:40:31 AM |
FinanceEngine | $60.00 | 11/21/2011 10:35:43 AM |
wyogirllender | $25.00 | 11/21/2011 10:54:43 AM |
feiandasun | $25.00 | 11/21/2011 11:33:57 AM |
cnovak | $25.00 | 11/21/2011 9:22:11 AM |
NekHoldings | $25.00 | 11/21/2011 9:36:54 AM |
grammaspurse | $25.00 | 11/21/2011 3:45:27 PM |
ianakacg | $25.00 | 11/21/2011 5:21:34 PM |
credit-guard5 | $25.00 | 11/21/2011 4:45:29 PM |
Brisket_Bob | $89.78 | 11/21/2011 7:26:48 PM |
generous-deal6 | $25.00 | 11/22/2011 7:34:06 AM |
Christophe | $25.00 | 11/22/2011 7:48:31 AM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:13 PM |
AF-Chief | $25.00 | 11/22/2011 9:26:19 AM |
superb-funds335 | $25.00 | 11/22/2011 9:37:41 AM |
igniter584 | $25.00 | 11/22/2011 7:42:19 AM |
golden-velocity9 | $25.00 | 11/22/2011 8:02:59 AM |
dough-temple | $50.00 | 11/22/2011 10:00:06 AM |
enterprising-credit2 | $50.00 | 11/22/2011 1:51:13 PM |
Quest4euphoria | $25.00 | 11/22/2011 1:21:38 PM |
kevin314 | $25.00 | 11/22/2011 5:07:48 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:43 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:43 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:15 PM |
Sid-K | $25.00 | 11/22/2011 5:25:06 PM |
frooogal | $50.00 | 11/22/2011 8:43:19 PM |
rescue | $100.00 | 11/22/2011 5:22:40 PM |
vtrentster | $25.00 | 11/23/2011 6:27:02 AM |
availableloan | $25.00 | 11/22/2011 8:47:05 PM |
MoneyForNothing | $28.00 | 11/23/2011 1:51:49 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:43 AM |
taurusco | $100.00 | 11/23/2011 12:48:43 PM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:08 AM |
basis-wizard8 | $100.00 | 11/23/2011 12:51:54 PM |
seabass123 | $25.00 | 11/23/2011 1:21:44 PM |
Tylerh | $255.00 | 11/23/2011 2:20:45 PM |
ivy-league-MBA | $25.00 | 11/23/2011 9:12:10 AM |
SolarMoonshine | $25.00 | 11/23/2011 1:21:11 PM |
Scotcha | $100.00 | 11/23/2011 1:25:05 PM |
yield-hut | $25.00 | 11/23/2011 1:38:20 PM |
fcrick | $25.00 | 11/23/2011 5:15:15 PM |
mpatrick | $40.00 | 11/23/2011 5:39:37 PM |
MoneyForNothing | $25.00 | 11/23/2011 5:40:57 PM |
thomas16882004 | $25.00 | 11/24/2011 2:06:09 AM |
bsmtloan | $200.00 | 11/23/2011 7:43:26 PM |
drb4ever | $25.00 | 11/23/2011 8:25:53 PM |
bennycutts | $25.00 | 11/23/2011 10:12:08 PM |
s270 | $75.00 | 11/24/2011 12:10:29 AM |
igniter584 | $25.00 | 11/24/2011 6:37:46 AM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:39 AM |
the-dollar-honker | $25.00 | 11/23/2011 3:00:58 PM |
supersarah61 | $50.00 | 11/23/2011 4:20:00 PM |
umfan123 | $25.00 | 11/24/2011 8:33:50 AM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:33:22 PM |
Howaboutsomemoney | $25.00 | 11/24/2011 7:49:11 AM |
loyalty-sherpa | $25.00 | 11/24/2011 9:11:43 AM |
moola-accelerator6 | $50.00 | 11/24/2011 9:00:19 AM |
wwwUniversal | $25.00 | 11/23/2011 5:28:31 PM |
ddoneday | $25.00 | 11/23/2011 8:21:38 PM |
lm75 | $25.00 | 11/24/2011 10:02:47 AM |
gold-fluffy-bunny4 | $25.00 | 11/24/2011 9:43:54 AM |
Lendomatic | $25.00 | 11/24/2011 12:07:24 AM |
astute-moola | $43.00 | 11/24/2011 4:47:16 AM |
dime-sprout | $50.00 | 11/24/2011 2:41:13 PM |
herbyman | $50.00 | 11/24/2011 2:44:23 PM |
LivingInvestments00 | $49.68 | 11/24/2011 6:28:30 AM |
UHcougars | $29.34 | 11/24/2011 3:31:28 PM |
StPong | $25.00 | 11/24/2011 4:31:41 PM |
mighty-payout1 | $25.00 | 11/24/2011 7:49:27 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:43 PM |
Independenceday | $50.00 | 11/24/2011 7:28:08 PM |
integrity-doctor | $100.00 | 11/24/2011 9:05:37 AM |
evan | $25.00 | 11/24/2011 10:40:29 PM |
GL464 | $115.85 | 11/25/2011 12:29:48 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:20 PM |
a-helping-hand | $300.00 | 11/25/2011 1:07:46 AM |
catamaran2024 | $50.00 | 11/25/2011 12:47:14 AM |
note-mad-scientist | $72.00 | 11/25/2011 4:47:44 AM |
skro | $25.00 | 11/24/2011 9:29:54 AM |
theloanteacher | $25.00 | 11/25/2011 8:33:53 AM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:08 AM |
icon7 | $50.00 | 11/25/2011 8:16:59 AM |
MoneyForNothing | $25.00 | 11/24/2011 10:14:52 AM |
new-ore-venture | $150.00 | 11/24/2011 10:54:38 AM |
ScottCapital | $25.00 | 11/24/2011 11:11:15 AM |
CA-Lender | $25.00 | 11/24/2011 12:04:57 PM |
loss-of-control | $100.00 | 11/24/2011 1:53:44 PM |
Smalltimelender | $25.00 | 11/25/2011 9:34:23 AM |
Haribelle | $25.00 | 11/24/2011 7:36:03 PM |
ddog0224 | $100.00 | 11/25/2011 2:31:59 AM |
FoosMaster | $25.00 | 11/25/2011 9:31:14 AM |
tolerant-dinero2 | $25.00 | 11/25/2011 9:55:28 AM |
suave-dime6 | $25.00 | 11/25/2011 9:57:29 AM |
174 Investments
|
Borrower Payment Dependent Notes Series
540141
This series of Notes was issued and sold upon the funding of the borrower loan #56723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Nov-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 18.36% |
Borrower rate/APR:
| 19.36% / 29.29% |
Monthly payment:
| $461.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 7.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 19% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 14y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 5 |
Revolving credit balance:
| $561 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| worlds-best-coin4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan: home improvement
This loan will be used to...new furnace and insulation
My financial situation:
I am a good candidate for this loan because...all of my payments are upto date
Monthly net income: $32,000.00
Monthly expenses: $2,000.00
Housing: $0
Insurance: $100.00
Car expenses: $50.00
Utilities: $225.00
Phone, cable, internet: $50.00
Food, entertainment: $50.00
Clothing, household expenses: $25.00
Credit cards and other loans: $80.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $75.00 | 11/21/2011 9:12:50 AM |
finance-prescription | $100.00 | 11/21/2011 9:24:51 AM |
authentic-kindness1 | $25.00 | 11/21/2011 11:04:21 AM |
pdub | $75.00 | 11/21/2011 9:06:34 AM |
toblerone | $25.00 | 11/21/2011 9:33:46 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:35 PM |
fantastic-wampum1 | $100.00 | 11/21/2011 5:18:34 PM |
the-favorable-velocity | $25.00 | 11/21/2011 3:06:11 PM |
enterprising-credit2 | $50.00 | 11/21/2011 5:03:19 PM |
Live-Free-or-Die | $300.00 | 11/22/2011 5:42:48 AM |
r48 | $25.00 | 11/21/2011 6:45:40 PM |
velocity-healer6 | $25.00 | 11/22/2011 12:15:22 AM |
loanman2007 | $25.00 | 11/22/2011 9:31:14 AM |
wwwUniversal | $25.00 | 11/22/2011 9:38:03 AM |
ultimate-wealth7 | $25.00 | 11/22/2011 11:18:21 AM |
ingenious-deal6 | $25.00 | 11/21/2011 9:17:50 AM |
pound-mushroom3 | $25.00 | 11/21/2011 9:27:29 AM |
secureincome | $1,000.00 | 11/21/2011 10:59:46 AM |
managedfund | $1,500.00 | 11/21/2011 10:27:32 AM |
handy-justice | $50.00 | 11/21/2011 12:24:14 PM |
alert9 | $25.00 | 11/21/2011 4:55:50 PM |
whitegold24k | $100.00 | 11/21/2011 5:24:35 PM |
genuine-money | $100.00 | 11/22/2011 6:27:12 AM |
britches613 | $25.00 | 11/22/2011 7:26:25 AM |
factcheck | $40.00 | 11/22/2011 10:30:52 AM |
duty-explosion9 | $75.00 | 11/22/2011 11:11:22 AM |
worth-blanket2 | $1,100.00 | 11/22/2011 12:10:15 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
540147
This series of Notes was issued and sold upon the funding of the borrower loan #56469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,405 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| shrewd-point85 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Loan
Purpose of loan:
This loan will be used to...
Cover moving expenses.
My financial situation:
I am a good candidate for this loan because...
I am moving in order to accept a job promotion with a pay increase. I have never missed a payment to anyone in my life and I always pay on time, if not early.
Monthly net income: $2,400
Monthly expenses: $
Housing: $389
Insurance: $100
Car expenses: $200
Utilities: $125
Phone, cable, internet: $76
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/21/2011 9:36:30 AM |
ultimate-peace | $25.00 | 11/21/2011 9:09:31 AM |
jjswanso | $50.00 | 11/21/2011 9:12:58 AM |
papaloha | $25.00 | 11/21/2011 9:24:27 AM |
handy-justice | $50.00 | 11/21/2011 12:28:25 PM |
Danjack_Capital | $25.00 | 11/21/2011 9:22:01 AM |
pound-mushroom3 | $25.00 | 11/21/2011 9:27:29 AM |
toblerone | $25.00 | 11/21/2011 9:33:46 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:35 PM |
fortytwo | $150.00 | 11/21/2011 9:39:41 AM |
wwwUniversal | $25.00 | 11/22/2011 9:38:03 AM |
blueshound | $25.00 | 11/22/2011 4:28:37 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:49 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:06 PM |
credit-coach118 | $35.47 | 11/23/2011 10:33:02 AM |
the-dollar-honker | $25.00 | 11/23/2011 1:55:04 PM |
x-lender | $25.00 | 11/23/2011 2:17:00 PM |
Brisket_Bob | $31.38 | 11/23/2011 4:44:28 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:26 PM |
damasterwc | $100.00 | 11/23/2011 2:56:22 PM |
setUup | $27.20 | 11/23/2011 4:02:50 PM |
loan-kingdom162 | $50.00 | 11/23/2011 4:39:32 PM |
Elefunt | $25.00 | 11/23/2011 5:32:37 PM |
Scotcha | $40.00 | 11/23/2011 1:28:09 PM |
Tylerh | $255.00 | 11/23/2011 2:20:46 PM |
113121 | $25.00 | 11/23/2011 5:18:54 PM |
golden-velocity9 | $25.00 | 11/21/2011 9:20:08 AM |
loanman2007 | $25.00 | 11/21/2011 9:23:16 AM |
SolarMoonshine | $25.00 | 11/21/2011 3:54:51 PM |
managedfund | $1,200.00 | 11/21/2011 10:45:18 AM |
CashFlow13 | $100.00 | 11/21/2011 5:32:11 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:35:39 AM |
graceful-investment | $50.00 | 11/22/2011 10:44:27 AM |
loss-of-control | $75.00 | 11/22/2011 7:11:27 PM |
URBANCAPITAL | $25.00 | 11/22/2011 5:14:47 PM |
skillful-asset5 | $25.00 | 11/22/2011 8:39:54 PM |
Whipster | $100.00 | 11/23/2011 6:03:00 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:10 AM |
riveting-credit5 | $50.00 | 11/23/2011 7:47:22 AM |
pdub | $75.00 | 11/23/2011 9:06:07 AM |
basis-wizard8 | $100.00 | 11/23/2011 12:48:45 PM |
Onlyhappycustomers | $25.00 | 11/23/2011 5:06:48 PM |
Jack55304 | $200.00 | 11/23/2011 5:28:38 PM |
Comoparklender | $25.00 | 11/23/2011 5:18:24 PM |
transparency-universe8 | $25.00 | 11/23/2011 5:40:43 PM |
engrossing-responsibility0 | $50.00 | 11/23/2011 5:22:43 PM |
bailey7563 | $45.86 | 11/23/2011 6:04:28 PM |
carrinel | $109.09 | 11/23/2011 1:17:26 PM |
seabass123 | $25.00 | 11/23/2011 1:21:52 PM |
reaction5 | $25.00 | 11/23/2011 2:33:58 PM |
one2sojourn | $25.00 | 11/23/2011 2:46:13 PM |
terrific-dough6 | $31.00 | 11/23/2011 5:11:08 PM |
enriching-trade2 | $50.00 | 11/23/2011 5:19:55 PM |
Spaceman838 | $25.00 | 11/23/2011 5:23:00 PM |
CA-Lender | $25.00 | 11/23/2011 5:25:48 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
540175
This series of Notes was issued and sold upon the funding of the borrower loan #56388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $319.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 15% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,625 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| valiant-peso5 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2011)
|
Principal balance:
| $6,138.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Personal, Business, Moving Loan
The loan is to pay for moving personal belongings and business goods (inventory for an antiques business) across country to Nevada and into our new home from storage.
I am a well-employed individual with an employer who is known for keeping people. The move should be between $6 and $7k - but we're moving nearly $50k in inventory at auction prices so the additional investment is well worth it (we will probably make about $25k in sales this year despite the lack of inventory accessibility). The remainder will used to consolidate other debts. Even with servicing this loan, monthly expenses will actually be reduced as we will eliminate the expense of storage back east. In addition, we will then have accessibility to the inventory to grow our business and actually increase our income.
Monthly net income: $3,300 (does not include anything from the antiques business at this time)
Monthly expenses: $2,900 (after eliminating storage but includes servicing this loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/20/2011 12:11:09 PM |
toblerone | $25.00 | 11/20/2011 12:28:19 PM |
loan-mammal | $100.00 | 11/20/2011 12:24:58 PM |
jjswanso | $25.00 | 11/20/2011 12:39:46 PM |
Comoparklender | $25.00 | 11/20/2011 12:07:27 PM |
jjswanso | $50.00 | 11/21/2011 8:22:13 AM |
tnjohnso | $25.00 | 11/21/2011 11:51:22 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:33 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:21 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:33 PM |
computer758 | $25.00 | 11/21/2011 8:26:24 PM |
diplomatic-wealth7 | $25.00 | 11/22/2011 9:31:13 AM |
worth-blanket2 | $6,800.00 | 11/22/2011 12:12:10 PM |
Katburg | $25.00 | 11/22/2011 12:44:49 PM |
vestratech | $50.00 | 11/22/2011 12:45:07 PM |
enterprising-credit2 | $50.00 | 11/22/2011 12:47:13 PM |
determined-order1 | $9.14 | 11/22/2011 12:52:50 PM |
finance-prescription | $100.00 | 11/20/2011 12:11:19 PM |
enriching-trade2 | $50.00 | 11/20/2011 12:16:00 PM |
golden-velocity9 | $25.00 | 11/20/2011 12:36:49 PM |
DiligentiaLLC | $25.00 | 11/20/2011 2:12:23 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:08 PM |
fortytwo | $150.00 | 11/20/2011 12:23:09 PM |
VAGweilo | $25.00 | 11/20/2011 11:49:15 PM |
coin-investor | $25.00 | 11/21/2011 9:17:32 AM |
economy-coup | $50.00 | 11/21/2011 9:29:53 AM |
cognizant-rupee7 | $25.00 | 11/21/2011 9:32:41 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:23 AM |
factcheck | $40.00 | 11/22/2011 10:30:49 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
540177
This series of Notes was issued and sold upon the funding of the borrower loan #56778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $209.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 25% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
15 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,497 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-integrity-path |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2011)
|
Principal balance:
| $3,451.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/21/2011 5:12:25 PM |
finance-prescription | $100.00 | 11/21/2011 5:09:02 PM |
Sid-K | $25.00 | 11/21/2011 5:13:35 PM |
golden-velocity9 | $25.00 | 11/21/2011 5:12:30 PM |
influential-benjamins0 | $100.00 | 11/21/2011 5:12:40 PM |
social-cocktail1 | $200.00 | 11/21/2011 5:16:12 PM |
350DGRZ | $25.00 | 11/21/2011 5:27:58 PM |
principal-cooker2 | $100.00 | 11/21/2011 5:28:42 PM |
investment-cluster | $25.00 | 11/21/2011 5:30:27 PM |
toblerone | $25.00 | 11/21/2011 5:32:50 PM |
qwsd12 | $50.00 | 11/21/2011 5:32:56 PM |
DiligentiaLLC | $25.00 | 11/21/2011 6:28:11 PM |
cnovak | $25.00 | 11/21/2011 5:05:27 PM |
loan-mammal | $100.00 | 11/21/2011 5:07:00 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:50:34 PM |
loanman2007 | $25.00 | 11/22/2011 4:58:11 AM |
calbertrand | $25.00 | 11/22/2011 6:36:04 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:08 AM |
FinanceEngine | $30.00 | 11/22/2011 8:30:28 AM |
life-is-great | $25.00 | 11/22/2011 9:09:02 AM |
ianakacg | $25.00 | 11/22/2011 9:07:21 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:31:19 AM |
important-openness1 | $100.00 | 11/22/2011 9:34:51 AM |
Tradesmanlender | $25.00 | 11/22/2011 9:39:07 AM |
ryan6853 | $25.00 | 11/22/2011 9:07:55 AM |
KLCRAY | $25.00 | 11/22/2011 9:12:27 AM |
factcheck | $40.00 | 11/22/2011 10:30:58 AM |
Quizard | $25.01 | 11/22/2011 11:45:41 AM |
vestratech | $50.00 | 11/22/2011 12:45:09 PM |
finance-investor3 | $25.00 | 11/22/2011 11:50:47 AM |
wwwUniversal | $25.00 | 11/22/2011 9:38:04 AM |
Bob450 | $25.00 | 11/22/2011 4:50:11 PM |
kevin314 | $25.00 | 11/22/2011 5:07:48 PM |
SolarMoonshine | $25.00 | 11/22/2011 5:06:31 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:16 PM |
kindness-jedi | $25.00 | 11/22/2011 5:13:05 PM |
foxtrot12 | $75.00 | 11/22/2011 5:19:36 PM |
iaffy | $25.00 | 11/22/2011 5:19:51 PM |
platinum-genetics | $25.00 | 11/22/2011 5:20:27 PM |
Bankwithme | $500.00 | 11/22/2011 1:21:59 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:55 PM |
best-charming-leverage | $50.00 | 11/22/2011 5:37:44 PM |
s270 | $25.00 | 11/22/2011 6:39:56 PM |
orange-preeminant-bill | $25.00 | 11/22/2011 5:34:19 PM |
lplender | $50.00 | 11/22/2011 8:36:12 PM |
loss-of-control | $75.00 | 11/22/2011 7:00:40 PM |
dollar-ruler2 | $25.00 | 11/23/2011 12:26:13 AM |
Easystreet | $25.00 | 11/23/2011 4:52:35 AM |
bailey7563 | $0.96 | 11/23/2011 5:39:14 AM |
ingenious-funds133 | $25.00 | 11/22/2011 7:43:03 PM |
nashibaksi | $30.00 | 11/22/2011 7:55:38 PM |
heroic-compassion6 | $100.03 | 11/22/2011 7:56:34 PM |
tampa_cmc | $50.00 | 11/23/2011 4:38:23 AM |
brightest-dynamic-liberty | $25.00 | 11/21/2011 5:18:29 PM |
papaloha | $25.00 | 11/21/2011 5:23:29 PM |
money-surge1 | $25.00 | 11/21/2011 5:25:48 PM |
coin-investor | $25.00 | 11/21/2011 5:31:05 PM |
rescue | $100.00 | 11/21/2011 5:31:22 PM |
progressive-economy261 | $400.00 | 11/21/2011 5:35:17 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:53 PM |
tflood1967 | $25.00 | 11/21/2011 5:12:05 PM |
enriching-trade2 | $50.00 | 11/21/2011 5:18:32 PM |
economy-coup | $50.00 | 11/21/2011 5:22:32 PM |
fortytwo | $150.00 | 11/21/2011 5:32:08 PM |
goodhearted-generosity511 | $25.00 | 11/22/2011 7:11:22 AM |
treasure-bliss | $25.00 | 11/22/2011 7:25:57 AM |
worthy-bid8 | $50.00 | 11/22/2011 9:06:53 AM |
proud-gold9 | $25.00 | 11/22/2011 9:23:05 AM |
restless-currency | $50.00 | 11/22/2011 9:23:29 AM |
loan-fate | $50.00 | 11/22/2011 9:28:16 AM |
dough-temple | $50.00 | 11/22/2011 10:00:07 AM |
CA-Lender | $25.00 | 11/22/2011 9:43:31 AM |
wildguy | $25.00 | 11/22/2011 9:08:09 AM |
Comoparklender | $25.00 | 11/22/2011 9:17:59 AM |
rautility | $50.00 | 11/22/2011 11:51:37 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:07 PM |
fantastic-wampum1 | $100.00 | 11/22/2011 4:31:41 PM |
handshake5 | $100.00 | 11/22/2011 5:05:41 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:45 PM |
panther757 | $25.00 | 11/22/2011 5:09:55 PM |
lucrative-coin | $44.00 | 11/22/2011 5:11:50 PM |
damage | $25.00 | 11/22/2011 5:28:24 PM |
enterprising-credit2 | $25.00 | 11/22/2011 1:51:43 PM |
first-friendly-listing | $25.00 | 11/22/2011 3:45:16 PM |
nickel-ferret | $50.00 | 11/22/2011 5:35:30 PM |
Bankwithme | $500.00 | 11/22/2011 6:53:44 PM |
invincible-platinum9 | $50.00 | 11/22/2011 7:08:10 PM |
Cai8899 | $50.00 | 11/22/2011 5:16:43 PM |
melodious-fairness | $25.00 | 11/22/2011 5:17:07 PM |
loyalty-sherpa | $25.00 | 11/22/2011 5:19:31 PM |
new-ore-venture | $150.00 | 11/22/2011 11:14:06 PM |
bid-czar8 | $100.00 | 11/22/2011 5:21:16 PM |
velocity-warrior | $25.00 | 11/22/2011 9:16:42 PM |
LittleMingo | $30.00 | 11/23/2011 4:27:00 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
540183
This series of Notes was issued and sold upon the funding of the borrower loan #56657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1966 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,450 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| gold-mangrove5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
gold-mangroves
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1674
Monthly expenses: $800
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $85
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $850
Other expenses: $35
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/21/2011 5:08:54 PM |
golden-velocity9 | $25.00 | 11/21/2011 5:12:43 PM |
papaloha | $25.00 | 11/21/2011 5:23:29 PM |
social-heart | $25.00 | 11/21/2011 9:36:26 PM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:53 PM |
handy-justice | $50.00 | 11/22/2011 11:56:37 AM |
CashFlow13 | $100.00 | 11/22/2011 5:27:08 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:14 AM |
setUup | $27.20 | 11/23/2011 4:06:34 PM |
engrossing-responsibility0 | $50.00 | 11/23/2011 5:22:44 PM |
Comoparklender | $25.00 | 11/23/2011 5:18:25 PM |
Jack55304 | $39.00 | 11/23/2011 5:28:39 PM |
midnight24 | $53.50 | 11/24/2011 6:13:54 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:26 PM |
well-rounded-payout0 | $50.00 | 11/24/2011 9:24:05 AM |
diplomatic-wealth7 | $25.00 | 11/24/2011 9:21:24 AM |
well-mannered-income3 | $40.00 | 11/23/2011 6:15:01 PM |
Elefunt | $25.00 | 11/24/2011 9:38:26 AM |
Pitufo | $25.00 | 11/24/2011 9:43:44 AM |
finance-prescription | $100.00 | 11/21/2011 5:09:03 PM |
toblerone | $25.00 | 11/21/2011 5:32:50 PM |
social-heart | $25.00 | 11/21/2011 9:36:12 PM |
social-heart | $25.00 | 11/21/2011 9:36:00 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:30:47 AM |
factcheck | $40.00 | 11/22/2011 10:30:58 AM |
fantastic-wampum1 | $83.00 | 11/22/2011 9:07:27 AM |
poolshark72 | $25.00 | 11/22/2011 11:40:03 AM |
Tylerh | $255.00 | 11/23/2011 2:20:51 PM |
luann199 | $27.50 | 11/24/2011 6:35:51 AM |
fantastic-bazaar2 | $100.00 | 11/24/2011 8:52:10 AM |
mrxtravis | $25.00 | 11/24/2011 9:09:21 AM |
economy-coup | $50.00 | 11/24/2011 9:13:01 AM |
leverage-monger | $25.00 | 11/24/2011 9:20:07 AM |
wwwUniversal | $25.00 | 11/23/2011 5:28:32 PM |
note-mover9 | $34.80 | 11/24/2011 10:03:42 AM |
maildude | $25.00 | 11/24/2011 9:48:52 AM |
gjm6d | $25.00 | 11/24/2011 7:24:10 AM |
integrity-doctor | $100.00 | 11/24/2011 9:04:12 AM |
Dubbs360 | $100.00 | 11/24/2011 9:19:04 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
540185
This series of Notes was issued and sold upon the funding of the borrower loan #56650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,520 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| cunning-market0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Chamber
Purpose of loan:
This loan will be used to purchase an engagement ring
My financial situation:
I am a good candidate for this loan because I make decent money and am looking to rebuild my credit. I am dependable, and can repay my debt quicker than most.
Monthly net income: $3,200
Monthly expenses: $0
Housing: $700
Insurance: $ 100
Car expenses: $160
Utilities: $ 60
Phone, cable, internet: $90
Food, entertainment: $ 50
Clothing, household expenses: $ 0
Credit cards and other loans: $ 75
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $50.00 | 11/21/2011 9:12:59 AM |
factcheck | $40.00 | 11/22/2011 10:30:52 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:58 PM |
scrappy-diversification7 | $830.00 | 11/22/2011 5:08:29 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:39:39 AM |
missing-link | $25.00 | 11/22/2011 5:18:30 PM |
Comoparklender | $25.00 | 11/22/2011 5:29:46 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:47 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:49 PM |
I-Believe-In-You | $25.00 | 11/22/2011 8:07:46 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:11 PM |
loanman2007 | $25.00 | 11/23/2011 5:16:41 AM |
brightest-creative-leverage | $25.00 | 11/23/2011 5:32:45 AM |
tomdooley12520 | $25.00 | 11/23/2011 5:43:00 AM |
economy-popcorn | $25.00 | 11/23/2011 5:56:08 AM |
setUup | $25.20 | 11/23/2011 6:15:18 AM |
basis-wizard8 | $100.00 | 11/23/2011 6:06:24 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:19:17 AM |
treasure-bliss | $25.00 | 11/23/2011 6:43:56 AM |
engrossing-responsibility0 | $50.00 | 11/23/2011 9:13:18 AM |
Dubbs360 | $100.00 | 11/23/2011 9:23:44 AM |
jybank | $50.00 | 11/23/2011 9:30:33 AM |
SolarMoonshine | $25.00 | 11/23/2011 3:51:00 AM |
diplomatic-wealth7 | $25.00 | 11/23/2011 9:25:53 AM |
social-zebra | $30.00 | 11/23/2011 10:36:19 AM |
wwwUniversal | $25.00 | 11/23/2011 9:35:58 AM |
capital-zeus | $100.00 | 11/23/2011 9:42:25 AM |
commerce-marauder | $25.00 | 11/23/2011 8:47:56 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:10 AM |
well-mannered-income3 | $25.00 | 11/23/2011 8:55:25 AM |
market-pudding | $25.00 | 11/23/2011 2:15:41 PM |
bonus-demon | $50.00 | 11/23/2011 9:17:49 AM |
imoutdoorsy | $25.00 | 11/23/2011 10:22:00 PM |
Bank42 | $25.00 | 11/24/2011 4:07:12 AM |
Tylerh | $255.00 | 11/23/2011 2:20:46 PM |
forthright-loot7 | $50.00 | 11/24/2011 5:37:03 AM |
itskarma | $25.00 | 11/24/2011 7:10:27 AM |
corporatejim | $32.11 | 11/24/2011 6:24:12 AM |
CatbirdBanking | $25.00 | 11/24/2011 3:18:03 PM |
balance-trailblazer | $30.00 | 11/24/2011 6:42:49 AM |
Haribelle | $25.00 | 11/24/2011 7:22:18 PM |
diversification-maple1 | $25.00 | 11/24/2011 8:02:05 PM |
daveseansworld | $25.00 | 11/24/2011 9:00:45 AM |
rupee-universe | $25.00 | 11/25/2011 12:02:03 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:21 PM |
atcrain07 | $25.00 | 11/25/2011 6:16:39 AM |
principal-triumph | $50.00 | 11/24/2011 8:55:56 PM |
return-cluster991 | $50.00 | 11/25/2011 12:45:03 AM |
113121 | $25.00 | 11/24/2011 5:53:22 AM |
finance-prescription | $100.00 | 11/21/2011 9:24:51 AM |
toblerone | $25.00 | 11/21/2011 9:33:47 AM |
managedfund | $750.00 | 11/21/2011 10:45:49 AM |
pound-mushroom3 | $25.00 | 11/21/2011 9:27:29 AM |
fantastic-wampum1 | $100.00 | 11/22/2011 9:07:26 AM |
Angel_Investor_7 | $25.00 | 11/22/2011 5:05:51 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:12 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:11:03 PM |
money-fort | $25.00 | 11/22/2011 7:55:18 PM |
radforj22 | $28.60 | 11/23/2011 5:28:35 AM |
suave-dime6 | $25.00 | 11/23/2011 5:42:51 AM |
Christophe | $25.00 | 11/23/2011 7:44:45 AM |
Jack55304 | $200.00 | 11/23/2011 9:33:16 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:16 AM |
MrBrightEyes | $26.62 | 11/23/2011 9:24:50 AM |
stock106 | $25.00 | 11/23/2011 6:30:04 AM |
natural-greenback6 | $25.00 | 11/23/2011 10:08:28 PM |
ddoneday | $25.00 | 11/23/2011 8:12:45 PM |
wise-peaceful-p2ploan | $25.00 | 11/24/2011 5:29:53 AM |
Rollshaft | $30.00 | 11/24/2011 7:11:30 AM |
Peacepower | $25.00 | 11/24/2011 7:22:28 AM |
integrity-doctor | $100.00 | 11/24/2011 9:02:59 AM |
leverage-monger | $25.00 | 11/24/2011 9:12:58 AM |
new-social-economist | $50.00 | 11/24/2011 4:57:52 PM |
tranquil-ore4 | $26.36 | 11/24/2011 9:04:00 AM |
ddog0224 | $41.65 | 11/25/2011 2:24:27 AM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:12 AM |
shrewd-rupee | $50.00 | 11/24/2011 11:29:42 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:47 PM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:07 PM |
rutzebach | $45.27 | 11/25/2011 6:25:56 AM |
leverage-monger | $29.19 | 11/25/2011 6:50:18 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
540187
This series of Notes was issued and sold upon the funding of the borrower loan #56584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,400.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $156.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1977 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,843 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsible-liberty141 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ret.fed.corr.officer
Purpose of loan:
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because.i always pay my bills on time ann not late. i sometimes pay more than required..
Monthly net income: $ 1950.00
Monthly expenses: $
Housing: $ 443.04
Insurance: $ 100.00
Car expenses: $ various no car payments just maint. and gas 100.00
Utilities: $ 130.00
Phone, cable, internet: $under a present plan for 1 yr phone and internet 100.00 cable 65.00
Food, entertainment: $various no more than 250.00
Clothing, household expenses: $ various aprox. 50.00
Credit cards and other loans: $want to pay off and aprox 150.00
Other expenses: $ pay own property taxes and save between 100 and 150..00 per mo. medicine pres our share 50.00 to 75.00 2 cell phones about 70.00 per mo.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
john0720 | $25.00 | 11/23/2011 9:14:53 AM |
igniter584 | $25.00 | 11/21/2011 5:05:45 PM |
aabadabadoo | $25.00 | 11/21/2011 5:17:51 PM |
pdub | $75.00 | 11/21/2011 5:25:07 PM |
Whipster | $50.00 | 11/21/2011 5:46:07 PM |
JustMee | $25.00 | 11/21/2011 9:44:41 PM |
papaloha | $25.00 | 11/21/2011 5:23:29 PM |
toblerone | $25.00 | 11/21/2011 5:32:50 PM |
igniter584 | $25.00 | 11/22/2011 7:42:24 AM |
factcheck | $40.00 | 11/22/2011 10:30:58 AM |
Bank_Of_XL | $25.00 | 11/22/2011 10:46:45 AM |
DeltaComputerGuy | $30.00 | 11/22/2011 5:06:14 PM |
evnagelist | $25.00 | 11/22/2011 5:07:41 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:44 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:19 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:13 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:49 PM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:09 PM |
ianakacg | $25.00 | 11/22/2011 5:27:05 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:55 PM |
zippy-greenback231 | $25.00 | 11/22/2011 6:29:39 PM |
Drewkeeper | $25.00 | 11/22/2011 8:36:51 PM |
rdhfire | $25.00 | 11/22/2011 6:04:16 PM |
coin-wheel | $100.00 | 11/22/2011 6:55:04 PM |
just-loyalty643 | $50.00 | 11/22/2011 9:01:56 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:16 PM |
enterprising-credit2 | $50.00 | 11/22/2011 9:10:12 PM |
oreyedoc | $50.00 | 11/22/2011 9:31:24 PM |
OzGuy609 | $25.00 | 11/22/2011 10:04:40 PM |
radforj22 | $25.00 | 11/23/2011 5:20:20 AM |
Johnab | $25.02 | 11/23/2011 6:14:48 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:28:47 AM |
wampum-chorus3 | $40.00 | 11/23/2011 4:45:41 AM |
Josphine | $25.00 | 11/23/2011 5:39:31 AM |
coin-popcorn | $25.00 | 11/23/2011 8:04:48 AM |
basis-wizard8 | $100.00 | 11/23/2011 5:59:40 AM |
EretzCapital | $39.26 | 11/23/2011 8:21:51 AM |
setUup | $30.20 | 11/23/2011 6:12:03 AM |
baker31 | $37.09 | 11/23/2011 6:19:02 AM |
JustMee | $25.00 | 11/23/2011 6:51:06 AM |
debtfreenow-82 | $50.00 | 11/23/2011 7:36:03 AM |
moola-monger9 | $50.00 | 11/23/2011 7:49:35 AM |
trustworthy-hope189 | $100.00 | 11/23/2011 8:53:29 AM |
kegs | $68.87 | 11/22/2011 6:13:29 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:14 AM |
spursdog | $25.00 | 11/23/2011 9:13:49 AM |
DonaldColorado | $50.00 | 11/23/2011 8:59:29 AM |
factcheck | $40.00 | 11/22/2011 10:07:29 PM |
awesome-benefit1 | $25.00 | 11/22/2011 10:49:15 PM |
weiyinsan | $35.00 | 11/22/2011 11:38:25 PM |
tremendous-yield8 | $50.00 | 11/23/2011 4:56:13 AM |
ml13 | $25.00 | 11/23/2011 8:08:29 AM |
BuzzyBee336 | $75.00 | 11/23/2011 8:50:04 AM |
well-mannered-income3 | $25.00 | 11/23/2011 8:57:47 AM |
aesop56 | $100.00 | 11/21/2011 5:24:45 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:44 PM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:53 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:16 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:33 AM |
wonder3 | $35.00 | 11/22/2011 10:31:24 AM |
cleo1255 | $50.00 | 11/22/2011 4:01:31 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:45 PM |
Investor_DP | $100.00 | 11/22/2011 5:16:45 PM |
KLCRAY | $25.00 | 11/22/2011 5:09:36 PM |
iaffy | $25.00 | 11/22/2011 5:19:51 PM |
Nicedad72 | $25.00 | 11/22/2011 5:37:00 PM |
RecoveryLender | $25.00 | 11/22/2011 5:43:58 PM |
yield-hut | $25.00 | 11/22/2011 5:37:11 PM |
cnovak | $25.00 | 11/22/2011 5:11:26 PM |
travels536 | $25.01 | 11/22/2011 6:52:53 PM |
gustavholstopus32 | $25.00 | 11/22/2011 7:30:49 PM |
lplender | $50.00 | 11/22/2011 8:36:12 PM |
ChoiceInvestments | $32.00 | 11/22/2011 9:28:13 PM |
new-ore-venture | $100.00 | 11/22/2011 11:03:01 PM |
rich266 | $25.00 | 11/22/2011 5:22:37 PM |
rescue | $100.00 | 11/22/2011 5:22:41 PM |
loanman2007 | $25.00 | 11/23/2011 5:14:25 AM |
mindful-deal267 | $25.00 | 11/22/2011 11:32:49 PM |
CashFlow13 | $100.00 | 11/22/2011 5:27:09 PM |
nikkiesgrandma | $25.00 | 11/23/2011 4:46:23 AM |
Tikibarman | $73.19 | 11/23/2011 4:53:25 AM |
midnight24 | $35.17 | 11/23/2011 5:17:05 AM |
Dubbs360 | $100.00 | 11/23/2011 8:05:35 AM |
responsible-investment0 | $50.00 | 11/23/2011 6:11:40 AM |
organized-payment6 | $50.00 | 11/23/2011 6:12:10 AM |
B2152 | $25.00 | 11/23/2011 6:28:51 AM |
Digs | $25.00 | 11/23/2011 6:58:25 AM |
bold-deal-ringleader | $25.00 | 11/23/2011 7:33:10 AM |
Gecko-man | $200.00 | 11/23/2011 7:46:40 AM |
refined-return922 | $25.00 | 11/23/2011 8:31:15 AM |
steven3333 | $25.00 | 11/23/2011 8:34:07 AM |
KileNSmyth4 | $45.48 | 11/23/2011 8:49:29 AM |
Mad_Scientist | $25.00 | 11/22/2011 6:12:54 PM |
economy-caper9 | $8.71 | 11/23/2011 9:15:38 AM |
big-lendin | $25.00 | 11/23/2011 4:52:42 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:17 AM |
TigerForce | $25.00 | 11/23/2011 4:59:40 AM |
fund-bauble | $25.00 | 11/23/2011 5:42:51 AM |
xrycac | $25.00 | 11/23/2011 8:37:05 AM |
cberthiaume | $25.00 | 11/23/2011 8:50:04 AM |
NekHoldings | $25.00 | 11/23/2011 9:11:30 AM |
ttnk62918 | $25.00 | 11/23/2011 9:12:28 AM |
102 Investments
|
Borrower Payment Dependent Notes Series
540193
This series of Notes was issued and sold upon the funding of the borrower loan #56936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $337.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,129 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worlds-best-trade3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay down credit card
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 11/25/2011 5:19:29 PM |
LoanerPrincipal | $25.00 | 11/25/2011 5:26:16 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:04 PM |
TomDalonajay | $25.00 | 11/25/2011 5:20:33 PM |
umfan123 | $25.00 | 11/26/2011 5:55:05 PM |
axl163 | $25.00 | 11/27/2011 10:20:40 AM |
ChrisProsper | $1.00 | 11/28/2011 3:27:01 PM |
pound-mushroom3 | $25.00 | 11/25/2011 5:10:42 PM |
papaloha | $25.00 | 11/25/2011 5:13:46 PM |
igniter584 | $25.00 | 11/25/2011 5:20:04 PM |
careful-note | $50.00 | 11/27/2011 4:59:02 AM |
igniter584 | $25.00 | 11/27/2011 8:30:09 AM |
worth-blanket2 | $9,000.00 | 11/28/2011 2:22:11 PM |
Popular-Leaf | $45.37 | 11/28/2011 12:48:17 PM |
rdrloan | $50.00 | 11/28/2011 8:57:07 AM |
ChrisProsper | $28.63 | 11/28/2011 3:26:46 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
540219
This series of Notes was issued and sold upon the funding of the borrower loan #56620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $320.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
6 | Length of status: | 6y 5m |
Amount delinquent:
| $58 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,187 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-blooming-platinum |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Phoenix
Purpose of loan:
This loan will be used to pay off credit cards and a few incidentals
My financial situation: ok.
I am a good candidate for this loan because I have a good job for 6+ years and I do not have a lot of expenses
Monthly net income: $1800.00
Monthly expenses: $
Housing: $820
Insurance: $97
Car expenses: $80
Utilities: $-
Phone, cable, internet: $170
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $282
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/21/2011 5:09:03 PM |
jjswanso | $50.00 | 11/21/2011 5:15:46 PM |
toblerone | $25.00 | 11/21/2011 5:32:51 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:54 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 12:12:43 PM |
fortytwo | $115.00 | 11/22/2011 9:31:32 AM |
worth-blanket2 | $7,500.00 | 11/22/2011 12:11:01 PM |
leverage-monger | $45.00 | 11/22/2011 2:41:58 PM |
factcheck | $40.00 | 11/22/2011 10:30:59 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
540225
This series of Notes was issued and sold upon the funding of the borrower loan #56572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 34% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 11y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,127 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| investment-pillow5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
household
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/21/2011 5:23:30 PM |
goodhearted-generosity511 | $25.00 | 11/21/2011 5:22:57 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:28:11 AM |
let_me_retire | $73.64 | 11/22/2011 12:28:48 PM |
worth-blanket2 | $3,800.00 | 11/22/2011 12:10:28 PM |
fountain355 | $25.00 | 11/22/2011 4:50:19 AM |
bluehen00 | $26.36 | 11/22/2011 2:09:28 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
540229
This series of Notes was issued and sold upon the funding of the borrower loan #56406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $150.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,756 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| income-farm7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/21/2011 9:06:34 AM |
papaloha | $25.00 | 11/21/2011 9:24:28 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:58 PM |
setUup | $26.20 | 11/22/2011 4:21:33 PM |
wwwUniversal | $25.00 | 11/22/2011 5:08:55 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:34:59 AM |
Sid-K | $25.00 | 11/22/2011 5:25:06 PM |
Jack55304 | $200.00 | 11/22/2011 5:27:38 PM |
MikeyZ2008 | $50.00 | 11/22/2011 5:20:56 PM |
dedicated-transaction796 | $25.00 | 11/22/2011 5:33:41 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:19 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:12 PM |
engrossing-responsibility0 | $50.00 | 11/22/2011 5:30:55 PM |
Danjack_Capital | $25.00 | 11/21/2011 9:07:23 AM |
pound-mushroom3 | $25.00 | 11/21/2011 9:27:30 AM |
finance-prescription | $100.00 | 11/21/2011 9:24:51 AM |
toblerone | $25.00 | 11/21/2011 9:33:47 AM |
managedfund | $700.00 | 11/21/2011 10:32:48 AM |
SolarMoonshine | $25.00 | 11/21/2011 9:56:58 AM |
fantastic-wampum1 | $100.00 | 11/21/2011 5:18:34 PM |
whirlingdervish | $25.00 | 11/21/2011 6:03:19 PM |
social-cocktail1 | $200.00 | 11/22/2011 5:08:08 PM |
finance-mushroom | $200.00 | 11/22/2011 5:07:21 PM |
Comoparklender | $25.00 | 11/22/2011 5:29:43 PM |
apostle901 | $25.00 | 11/22/2011 5:21:01 PM |
worthy-bid8 | $50.00 | 11/22/2011 5:22:59 PM |
first-friendly-listing | $25.00 | 11/22/2011 3:45:16 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:50 PM |
drg6289 | $25.00 | 11/22/2011 6:02:44 PM |
money-surge1 | $25.00 | 11/22/2011 5:10:01 PM |
qwsd12 | $50.00 | 11/22/2011 5:21:41 PM |
restless-currency | $50.00 | 11/22/2011 5:32:58 PM |
asiaratt | $50.00 | 11/22/2011 5:34:30 PM |
kegs | $873.80 | 11/22/2011 6:09:31 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
540233
This series of Notes was issued and sold upon the funding of the borrower loan #56594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $124.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1981 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 28y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,058 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rocker622 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home
Purpose of loan: Home Improvement
This loan will be used for Home improvements
My financial situation: Good
I am a good candidate for this loan because I pay my loans off
Monthly net income: $ 5800.00
Monthly expenses: $ ApproX: 1500.00
Housing: $ 1034.00
Insurance: $
Car expenses: $ None
Utilities: $ 200.00
Phone, cable, internet: $ Part of my expenses above
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $Parts of my expensises above
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/22/2011 9:19:59 AM |
EngineersAlliance | $125.00 | 11/22/2011 9:05:48 AM |
factcheck | $40.00 | 11/22/2011 10:31:05 AM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:29 PM |
wonder3 | $35.00 | 11/22/2011 10:28:58 AM |
cnovak | $25.00 | 11/22/2011 5:11:27 PM |
iaffy | $25.00 | 11/22/2011 5:19:52 PM |
toblerone | $25.00 | 11/22/2011 5:18:35 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:02 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:47 PM |
robot777 | $72.00 | 11/22/2011 5:32:27 PM |
feiandasun | $25.00 | 11/22/2011 6:19:31 PM |
yield-hut | $50.00 | 11/22/2011 7:15:01 PM |
just-loyalty643 | $50.00 | 11/22/2011 8:52:20 PM |
oreyedoc | $50.00 | 11/22/2011 9:31:24 PM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:11 PM |
top-payout-enclave | $25.00 | 11/22/2011 10:58:51 PM |
Chrishu | $25.00 | 11/22/2011 11:32:49 PM |
justice-collector | $25.00 | 11/23/2011 3:29:02 AM |
transparency-universe8 | $36.00 | 11/23/2011 3:42:41 AM |
Engineer44 | $10.35 | 11/23/2011 4:47:54 AM |
elevated-finance | $32.58 | 11/22/2011 6:35:13 PM |
durability-halibut | $25.00 | 11/22/2011 8:08:53 PM |
lplender | $50.00 | 11/22/2011 8:27:41 PM |
favorite-commerce | $40.00 | 11/22/2011 8:49:35 PM |
finance-investor3 | $25.00 | 11/22/2011 9:49:30 PM |
Longfellow20011 | $450.00 | 11/23/2011 2:44:26 AM |
pdub | $75.00 | 11/22/2011 9:16:57 AM |
Whipster | $50.00 | 11/22/2011 10:21:34 AM |
Bank_Of_XL | $25.00 | 11/22/2011 10:47:22 AM |
papaloha | $25.00 | 11/22/2011 9:20:15 AM |
BxRealtor | $25.00 | 11/22/2011 9:33:07 AM |
igniter584 | $25.00 | 11/22/2011 9:33:29 AM |
hidavehi | $44.00 | 11/22/2011 4:43:49 PM |
Interloper | $25.00 | 11/22/2011 4:57:28 PM |
zippy-greenback231 | $25.00 | 11/22/2011 6:26:10 PM |
kegs | $1,000.00 | 11/22/2011 6:12:42 PM |
availableloan | $25.00 | 11/22/2011 8:48:46 PM |
enterprising-credit2 | $50.00 | 11/22/2011 9:08:56 PM |
Nusk | $25.00 | 11/22/2011 9:52:34 PM |
act943 | $100.00 | 11/23/2011 1:13:02 AM |
serene-capital | $35.00 | 11/23/2011 1:17:45 AM |
ajst1 | $50.00 | 11/23/2011 1:47:27 AM |
cjames84 | $25.00 | 11/23/2011 2:56:06 AM |
SudianX | $45.07 | 11/23/2011 4:00:43 AM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:50 PM |
jayk63 | $25.00 | 11/23/2011 3:29:59 AM |
bullwink27 | $25.00 | 11/23/2011 4:01:11 AM |
boomer5 | $25.00 | 11/23/2011 4:05:44 AM |
new-ore-venture | $200.00 | 11/22/2011 11:09:34 PM |
betterthanstock | $25.00 | 11/23/2011 4:10:37 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
540251
This series of Notes was issued and sold upon the funding of the borrower loan #56629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 16y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $117,318 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| zippy-nickel8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $25.00 | 11/21/2011 5:12:44 PM |
heavenly-interest9 | $500.00 | 11/21/2011 5:16:36 PM |
papaloha | $25.00 | 11/21/2011 5:23:31 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:05:13 AM |
favorite-commerce | $25.00 | 11/22/2011 1:57:30 PM |
worth-blanket2 | $4,400.00 | 11/22/2011 12:11:24 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
540255
This series of Notes was issued and sold upon the funding of the borrower loan #56848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $140.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 30% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,092 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| value-pouch132 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Start up capital.
This loan will be used to... Supplement out of pocket funds.
My financial situation: Stable
I am a good candidate for this loan because... My partner and I are previous small business owners. We have a good location, low start up costs, and are providing a product offering that appeals to a growing pool of consumers.
Monthly net income: $3200.00
Monthly expenses: $
Housing: $ 950.00
Insurance: $95.00
Car expenses: $510.00
Utilities: $125.00
Phone, cable, internet: $145.00
Food, entertainment: $ 420.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $230.00
Other expenses: $30.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 11/22/2011 9:09:56 AM |
papaloha | $25.00 | 11/22/2011 9:20:15 AM |
finance-prescription | $100.00 | 11/22/2011 9:36:19 AM |
factcheck | $40.00 | 11/22/2011 10:31:05 AM |
worth-blanket2 | $3,100.00 | 11/23/2011 11:16:28 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:19 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:57:40 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:03 PM |
WisconsinLiberal | $10.00 | 11/23/2011 12:13:40 PM |
associate36 | $25.00 | 11/23/2011 9:12:35 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
540261
This series of Notes was issued and sold upon the funding of the borrower loan #56545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $65.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,011 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| allmostdone |
Borrower's state:
| California |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2009)
580-599
(Jan-2008)
580-599
(Nov-2007)
460-479
(Dec-2006)
|
Principal balance:
| $588.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 58 | | |
Description
Helping the Daughter
I am in need of helping my daughter get a car. She is hard working and needs transportation to get to work. We just can?t get a lump sum for the down payment.
I am a good candidate for this loan because as you can see from my previous loans I have never been late on a payment, have paid off my first loan with no problem, and I have almost paid off my second loan.
My financial situation is solid. I make $2832.00 take home pay and my monthly bills are approximately $2000.00. My daughter will also be paying toward the monthly payment.
I am no risk for this loan. I will be an investment. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-mammal | $100.00 | 11/21/2011 5:07:02 PM |
influential-benjamins0 | $100.00 | 11/21/2011 5:12:40 PM |
BxRealtor | $25.00 | 11/21/2011 5:15:11 PM |
WalnutCreekguy | $100.00 | 11/21/2011 5:22:19 PM |
D911ave | $50.00 | 11/21/2011 5:28:44 PM |
anacent | $25.00 | 11/21/2011 5:31:18 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:45 PM |
einstein | $500.00 | 11/21/2011 7:52:07 PM |
igniter584 | $25.00 | 11/21/2011 5:05:47 PM |
therealjeremy | $51.78 | 11/21/2011 9:26:48 PM |
indomitable-coin | $25.00 | 11/21/2011 5:09:10 PM |
thajr | $25.00 | 11/21/2011 8:49:50 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:21 PM |
Beechturner | $13.22 | 11/22/2011 4:26:02 AM |
IPG1 | $25.00 | 11/21/2011 5:28:50 PM |
grammaspurse | $25.00 | 11/21/2011 8:48:52 PM |
novice-speculator | $25.00 | 11/21/2011 9:55:39 PM |
don8ter | $100.00 | 11/22/2011 4:01:47 AM |
cnovak | $25.00 | 11/21/2011 5:05:29 PM |
credit-guard5 | $25.00 | 11/21/2011 5:11:55 PM |
Clambake | $25.00 | 11/21/2011 5:28:30 PM |
toblerone | $25.00 | 11/21/2011 5:32:53 PM |
E-2 | $100.00 | 11/21/2011 6:57:23 PM |
evnagelist | $25.00 | 11/21/2011 5:05:20 PM |
Pitufo | $50.00 | 11/21/2011 9:03:51 PM |
Feyenoord | $30.00 | 11/21/2011 5:14:15 PM |
UBOtto186 | $50.00 | 11/21/2011 11:02:02 PM |
ferocious-exchange3 | $50.00 | 11/22/2011 12:41:41 AM |
serene-capital | $30.00 | 11/22/2011 1:32:29 AM |
w3alter | $50.00 | 11/21/2011 5:24:33 PM |
pdub | $75.00 | 11/21/2011 5:25:08 PM |
responsive-value4 | $25.00 | 11/22/2011 3:40:55 AM |
RKLFinancial | $25.00 | 11/21/2011 9:49:15 PM |
elvisloans | $25.00 | 11/22/2011 4:05:11 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
540289
This series of Notes was issued and sold upon the funding of the borrower loan #56813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $399.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 17% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 20y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,395 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| mukut |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2009)
700-719
(Jul-2009)
720-739
(Jul-2008)
|
Principal balance:
| $792.08 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 58 | | |
Description
Need to consolidate small loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 11/21/2011 9:03:04 AM |
finance-prescription | $100.00 | 11/21/2011 9:24:52 AM |
312-Lender | $25.00 | 11/21/2011 9:16:50 AM |
toblerone | $25.00 | 11/21/2011 9:33:48 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:36 AM |
papaloha | $25.00 | 11/21/2011 9:24:29 AM |
economy-coup | $50.00 | 11/21/2011 9:29:53 AM |
wwwUniversal | $25.00 | 11/21/2011 9:33:56 AM |
AndChicksforFree | $100.00 | 11/21/2011 9:27:09 AM |
credit-missile | $125.00 | 11/21/2011 9:20:37 AM |
Aberdeen | $9,000.00 | 11/21/2011 9:21:43 AM |
pound-mushroom3 | $25.00 | 11/21/2011 9:27:38 AM |
Beechturner | $25.00 | 11/21/2011 9:29:34 AM |
fortytwo | $45.00 | 11/21/2011 9:39:42 AM |
LittleMingo | $30.00 | 11/21/2011 9:02:12 AM |
atlas-shrugged | $200.00 | 11/21/2011 9:08:26 AM |
Comoparklender | $25.00 | 11/21/2011 9:10:16 AM |
Champion_Lending | $25.00 | 11/21/2011 9:16:50 AM |
loan-mammal | $100.00 | 11/21/2011 9:24:54 AM |
NekHoldings | $25.00 | 11/21/2011 9:36:25 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
540293
This series of Notes was issued and sold upon the funding of the borrower loan #56653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $689.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,480 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dough-infusion |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to payoff three higher rate credit cards
My financial situation:
I am a good candidate for this loan because I have never been late on my mortgage or any of my financial obligations along with having a previous loan through Prosper that I paid off early
Information in the Description is not verified.
Friends And Family Investments
slwholesales has invested a total of
$260.65.
"Safe Investment!"
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/21/2011 5:05:20 PM |
loan-mammal | $100.00 | 11/21/2011 5:07:02 PM |
lucrative-coin | $50.00 | 11/21/2011 5:07:05 PM |
indomitable-coin | $25.00 | 11/21/2011 5:09:11 PM |
brutusbone | $25.00 | 11/21/2011 5:06:33 PM |
JTCorp | $25.00 | 11/21/2011 5:10:40 PM |
vivacious-truth3 | $25.00 | 11/21/2011 5:07:27 PM |
p123 | $50.00 | 11/21/2011 5:11:22 PM |
marketplace-cello5 | $25.00 | 11/21/2011 5:11:57 PM |
GMPK_TLAS | $50.00 | 11/21/2011 5:08:30 PM |
tflood1967 | $50.00 | 11/21/2011 5:12:06 PM |
KLCRAY | $25.00 | 11/21/2011 5:12:34 PM |
platinum-sorcerer6 | $50.00 | 11/21/2011 5:08:58 PM |
rs999 | $25.00 | 11/21/2011 5:09:28 PM |
AmericanCredit | $50.00 | 11/21/2011 5:09:38 PM |
dime-mangrove | $80.00 | 11/21/2011 5:13:44 PM |
silverloan | $50.00 | 11/21/2011 5:14:27 PM |
marketplace-achievement | $25.00 | 11/21/2011 5:12:12 PM |
riproaringrapids | $25.00 | 11/21/2011 5:15:32 PM |
Gorblum | $25.00 | 11/21/2011 5:16:39 PM |
Dollars4Rent | $50.00 | 11/21/2011 5:14:37 PM |
SourDoughSteve | $25.00 | 11/21/2011 5:19:28 PM |
aabadabadoo | $25.00 | 11/21/2011 5:17:51 PM |
encore06 | $25.00 | 11/21/2011 5:20:16 PM |
determined-revenue1 | $35.00 | 11/21/2011 5:21:13 PM |
lending401 | $25.00 | 11/21/2011 5:20:18 PM |
SoCalRancher | $25.00 | 11/21/2011 5:23:37 PM |
nickel-ferret | $50.00 | 11/21/2011 5:24:14 PM |
competent-market4 | $25.00 | 11/21/2011 5:25:02 PM |
wtrboy | $25.00 | 11/21/2011 5:25:22 PM |
CasaDeTomas | $100.00 | 11/21/2011 5:26:29 PM |
aesop56 | $100.00 | 11/21/2011 5:24:45 PM |
platinum-genetics | $25.00 | 11/21/2011 5:28:55 PM |
Daneistes | $50.00 | 11/21/2011 5:32:16 PM |
fortytwo | $150.00 | 11/21/2011 5:32:09 PM |
postalwhiz | $25.00 | 11/21/2011 5:33:02 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:45 PM |
Bubbasnestegg | $25.00 | 11/21/2011 7:25:15 PM |
blot44 | $100.00 | 11/21/2011 6:17:07 PM |
susurrus | $200.00 | 11/21/2011 8:09:41 PM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:14 PM |
siege01 | $25.00 | 11/21/2011 5:10:23 PM |
onegoodlender | $25.00 | 11/21/2011 5:11:06 PM |
Mailmon | $68.85 | 11/21/2011 9:50:53 PM |
efficient-marketplace | $25.00 | 11/21/2011 5:17:14 PM |
immaculate-compassion8 | $250.00 | 11/21/2011 10:46:05 PM |
kevin314 | $25.00 | 11/21/2011 5:19:03 PM |
figs4u2 | $100.00 | 11/21/2011 5:20:53 PM |
SB-Funding | $50.00 | 11/21/2011 5:22:24 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:36 PM |
webclimber | $50.00 | 11/21/2011 5:27:17 PM |
anyoi | $25.00 | 11/21/2011 5:28:20 PM |
don8ter | $100.00 | 11/22/2011 4:01:48 AM |
cordial-bonus | $25.00 | 11/21/2011 5:29:11 PM |
DadWarbucks | $50.00 | 11/22/2011 5:55:30 AM |
integrity-saver | $100.00 | 11/21/2011 5:34:27 PM |
igniter584 | $25.00 | 11/22/2011 7:42:24 AM |
godspeed237 | $25.00 | 11/21/2011 7:23:02 PM |
caring-hope2 | $100.00 | 11/22/2011 8:02:16 AM |
setUup | $38.20 | 11/22/2011 8:06:03 AM |
green-tree-shake | $30.00 | 11/22/2011 8:29:38 AM |
Railbird | $25.00 | 11/22/2011 9:08:44 AM |
jazz619 | $25.00 | 11/22/2011 9:12:03 AM |
Weaverville | $25.00 | 11/21/2011 9:21:20 PM |
Marathoner | $25.00 | 11/22/2011 9:12:15 AM |
enterprising-credit2 | $25.00 | 11/22/2011 9:12:29 AM |
bobby5832708 | $25.00 | 11/22/2011 9:13:36 AM |
nuclearmoose | $25.00 | 11/22/2011 9:14:12 AM |
aasx1108 | $25.00 | 11/22/2011 9:16:27 AM |
whistledicksmith | $25.00 | 11/22/2011 9:09:22 AM |
kulender | $100.00 | 11/22/2011 9:09:25 AM |
turbostar666 | $25.00 | 11/22/2011 9:09:54 AM |
valiant-liberty4 | $25.00 | 11/22/2011 9:11:38 AM |
Strato | $25.02 | 11/22/2011 9:12:09 AM |
Mr_Marcus | $25.00 | 11/22/2011 9:18:46 AM |
pleasant-basis | $25.00 | 11/22/2011 9:13:58 AM |
get30inc | $50.00 | 11/22/2011 9:21:09 AM |
ZeoInvestments | $25.00 | 11/22/2011 9:17:11 AM |
Schuld66 | $25.00 | 11/22/2011 9:25:39 AM |
L-vex | $25.00 | 11/22/2011 9:25:53 AM |
radforj22 | $25.00 | 11/22/2011 4:18:09 AM |
paddatjie | $25.00 | 11/22/2011 9:21:44 AM |
MadHun | $200.00 | 11/22/2011 9:29:36 AM |
pipopirate | $25.00 | 11/22/2011 9:24:24 AM |
point-zebra | $25.00 | 11/22/2011 9:30:23 AM |
money-explorer3 | $25.00 | 11/22/2011 9:25:22 AM |
rulender | $25.00 | 11/22/2011 9:31:45 AM |
awwaww | $25.00 | 11/22/2011 9:26:52 AM |
ManhattanLender | $25.00 | 11/22/2011 9:35:19 AM |
ms48105 | $25.00 | 11/22/2011 9:30:58 AM |
diligent-leverage | $25.00 | 11/22/2011 9:36:35 AM |
leeball | $50.00 | 11/22/2011 9:32:28 AM |
Kame | $25.00 | 11/22/2011 9:33:11 AM |
RG | $25.00 | 11/22/2011 9:33:48 AM |
loantigger | $25.00 | 11/22/2011 9:36:04 AM |
einstein | $500.00 | 11/22/2011 7:55:38 AM |
frankdelraza | $50.00 | 11/22/2011 7:59:12 AM |
Phunder | $50.00 | 11/22/2011 9:53:33 AM |
impressive-loan | $100.00 | 11/22/2011 9:37:29 AM |
soular21804 | $25.00 | 11/22/2011 9:38:59 AM |
novice-speculator | $25.00 | 11/22/2011 8:41:03 AM |
tj1683 | $25.00 | 11/22/2011 9:08:47 AM |
funds-promiser | $50.00 | 11/22/2011 9:10:25 AM |
kyomoon | $50.00 | 11/22/2011 9:12:50 AM |
ZeLonewolf | $25.00 | 11/22/2011 9:12:57 AM |
Preteur | $25.00 | 11/22/2011 9:13:26 AM |
wealthstar | $25.00 | 11/22/2011 9:13:40 AM |
skro | $25.00 | 11/22/2011 10:37:35 AM |
just-loyalty643 | $50.00 | 11/22/2011 11:49:47 AM |
stensonb | $25.00 | 11/22/2011 9:22:14 AM |
ethicalhumanist | $100.00 | 11/22/2011 12:39:21 PM |
yennib | $25.00 | 11/22/2011 9:24:32 AM |
MiniBank998 | $25.00 | 11/22/2011 9:25:26 AM |
SMVM87 | $25.00 | 11/22/2011 9:26:02 AM |
bonus-tent | $25.00 | 11/22/2011 9:26:33 AM |
compoundinterest | $50.00 | 11/22/2011 9:28:04 AM |
ProjectVenture | $25.00 | 11/22/2011 9:29:01 AM |
gracej | $25.00 | 11/22/2011 9:31:10 AM |
acropiloterau2002 | $25.00 | 11/22/2011 9:31:54 AM |
investor7257 | $25.00 | 11/22/2011 9:33:45 AM |
Syzygy | $25.00 | 11/22/2011 9:34:15 AM |
ski bum | $100.00 | 11/22/2011 9:35:46 AM |
Chutney | $25.00 | 11/22/2011 9:38:28 AM |
Cheburashka | $25.00 | 11/22/2011 9:39:23 AM |
gold-disk | $25.00 | 11/22/2011 9:47:56 AM |
FAsAreDUMB | $25.00 | 11/22/2011 5:10:22 PM |
julijask | $49.21 | 11/22/2011 10:14:42 AM |
KASD | $25.00 | 11/22/2011 5:08:35 PM |
PeterV | $25.00 | 11/22/2011 5:09:05 PM |
educationfirst | $50.00 | 11/22/2011 10:47:56 AM |
lenderme | $25.00 | 11/22/2011 5:20:09 PM |
BuffetRocks | $50.00 | 11/22/2011 5:23:09 PM |
greenback-seagull2 | $50.00 | 11/22/2011 5:24:18 PM |
nimble-revenue | $25.00 | 11/22/2011 11:39:02 AM |
majestic-dedication | $50.00 | 11/22/2011 5:30:52 PM |
virtualbank | $25.00 | 11/22/2011 5:23:24 PM |
goldeneye777 | $51.00 | 11/22/2011 1:38:19 PM |
Tom579 | $50.00 | 11/22/2011 5:25:45 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:26 PM |
mizinc | $25.00 | 11/22/2011 5:36:01 PM |
Byrd24 | $100.00 | 11/22/2011 4:48:47 PM |
invincible-platinum9 | $100.00 | 11/22/2011 7:03:24 PM |
soulful-income6 | $100.00 | 11/22/2011 5:10:26 PM |
sci_guy | $25.00 | 11/22/2011 8:17:58 PM |
productive-finance | $25.00 | 11/22/2011 5:13:25 PM |
Willylump | $25.00 | 11/22/2011 5:14:59 PM |
jamschmidt | $25.00 | 11/22/2011 5:15:12 PM |
grove88 | $25.00 | 11/22/2011 9:08:40 PM |
shorthairedg | $25.00 | 11/22/2011 5:20:28 PM |
orderly-finance6 | $50.00 | 11/22/2011 5:27:24 PM |
ThomasC | $50.00 | 11/22/2011 5:28:02 PM |
sound | $50.00 | 11/22/2011 5:29:41 PM |
preciousjeni | $25.00 | 11/22/2011 5:29:50 PM |
PaulW | $40.00 | 11/23/2011 4:01:10 AM |
adaptable-camaraderi | $25.00 | 11/22/2011 5:32:49 PM |
bid-papyrus | $25.00 | 11/22/2011 5:34:33 PM |
arenangelchild | $100.00 | 11/22/2011 7:47:50 PM |
SanJoser | $25.00 | 11/23/2011 9:29:58 AM |
SeaLoans | $25.00 | 11/23/2011 9:33:50 AM |
The_Lending_Muscle | $25.00 | 11/23/2011 9:34:59 AM |
kbodendorf | $25.00 | 11/23/2011 9:39:22 AM |
Leshan | $100.00 | 11/23/2011 9:43:42 AM |
CoolPlexer | $25.00 | 11/23/2011 9:35:16 AM |
stikman | $25.00 | 11/23/2011 7:11:50 AM |
lowrate | $50.00 | 11/23/2011 9:40:07 AM |
value-pole | $50.00 | 11/23/2011 10:35:08 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:09 AM |
CalCollegeFund19 | $25.00 | 11/23/2011 11:58:46 AM |
practical-expectations | $25.00 | 11/23/2011 12:12:37 PM |
seabass123 | $43.10 | 11/23/2011 1:18:49 PM |
pwkpwk | $25.00 | 11/23/2011 2:04:51 PM |
x-lender | $25.00 | 11/23/2011 2:13:59 PM |
Poker_Grandpa | $25.00 | 11/23/2011 4:01:07 PM |
purvike | $25.00 | 11/23/2011 4:47:56 PM |
transparency-universe8 | $36.00 | 11/23/2011 2:21:30 PM |
Flatfoot | $25.00 | 11/23/2011 9:26:54 AM |
knark | $25.00 | 11/23/2011 5:04:34 PM |
chestnut4 | $25.00 | 11/23/2011 9:33:19 AM |
blackfur | $25.00 | 11/23/2011 5:24:36 PM |
orange-courageous-dedication | $25.00 | 11/23/2011 9:37:41 AM |
PK_USMC | $25.00 | 11/23/2011 9:40:36 AM |
sentimental-silver7 | $25.00 | 11/23/2011 7:22:04 PM |
cloud8 | $75.00 | 11/23/2011 9:10:05 PM |
sportsmagic | $1,250.00 | 11/23/2011 6:29:04 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:46 AM |
deal-dojo | $77.02 | 11/23/2011 6:50:42 PM |
restless-balance9 | $50.00 | 11/24/2011 2:53:06 AM |
best-ingenious-funds | $50.00 | 11/23/2011 11:06:19 PM |
s270 | $100.00 | 11/24/2011 12:07:40 AM |
restless-balance9 | $35.00 | 11/24/2011 2:54:55 AM |
sajitk | $25.00 | 11/23/2011 2:43:40 PM |
currency-persimmon | $50.00 | 11/23/2011 3:52:24 PM |
pietro_torna_indietro | $100.00 | 11/24/2011 6:34:59 AM |
justme4now | $25.00 | 11/23/2011 3:59:06 PM |
indomitable-coin | $25.00 | 11/24/2011 8:14:54 AM |
igniter584 | $25.00 | 11/24/2011 6:37:49 AM |
Eagledrop | $25.00 | 11/23/2011 5:12:34 PM |
umfan123 | $25.00 | 11/24/2011 8:31:12 AM |
Oak-Parker | $25.00 | 11/24/2011 8:33:32 AM |
mennleo | $50.00 | 11/24/2011 9:12:46 AM |
durable-pound5 | $25.00 | 11/24/2011 9:33:51 AM |
JeffGeorge | $50.00 | 11/24/2011 10:23:57 AM |
fervent-currency5 | $50.00 | 11/24/2011 11:46:55 AM |
LimaGuy | $42.88 | 11/24/2011 11:55:46 AM |
agbullet55443 | $200.00 | 11/24/2011 12:23:59 AM |
elated-wealth876 | $100.00 | 11/24/2011 12:17:42 PM |
green28 | $122.18 | 11/24/2011 1:25:22 PM |
japerk | $25.00 | 11/24/2011 10:38:06 AM |
Money_Working | $28.59 | 11/24/2011 11:45:19 AM |
focused-investment442 | $30.00 | 11/24/2011 1:20:42 PM |
investment-kingdom | $100.00 | 11/24/2011 4:08:20 PM |
wise-brilliant-income | $50.00 | 11/24/2011 4:42:37 PM |
ferocious-finance | $25.00 | 11/24/2011 5:09:06 PM |
duty-starfish8 | $25.00 | 11/24/2011 7:45:23 AM |
nimcha | $50.00 | 11/24/2011 6:49:54 PM |
YellowJacket | $25.00 | 11/24/2011 9:02:24 AM |
Sixmil | $100.00 | 11/24/2011 7:46:56 PM |
first-serene-credit | $25.00 | 11/25/2011 7:07:19 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:37 AM |
martymaniaman | $25.00 | 11/24/2011 9:09:14 PM |
responsive-value4 | $25.00 | 11/25/2011 4:16:48 AM |
Supernick | $100.00 | 11/25/2011 5:40:00 AM |
a-exponential-hope | $25.00 | 11/25/2011 7:34:39 AM |
Socorro_Capital_Partners | $25.01 | 11/25/2011 7:44:24 AM |
dblaz5 | $49.98 | 11/25/2011 7:50:08 AM |
john0720 | $25.00 | 11/23/2011 9:14:53 AM |
Mendosurfire | $50.00 | 11/21/2011 5:07:55 PM |
five-star-nickel7 | $25.00 | 11/21/2011 5:08:18 PM |
worthy-bid8 | $50.00 | 11/21/2011 5:08:28 PM |
cnovak | $25.00 | 11/21/2011 5:05:29 PM |
igniter584 | $25.00 | 11/21/2011 5:05:47 PM |
mistertao | $25.00 | 11/21/2011 5:06:46 PM |
ckatak | $50.00 | 11/21/2011 5:11:17 PM |
jscope | $25.00 | 11/21/2011 5:08:13 PM |
mizount | $25.00 | 11/21/2011 5:10:13 PM |
nofreelunch | $50.00 | 11/21/2011 5:11:34 PM |
safe-payment8 | $25.00 | 11/21/2011 5:12:36 PM |
JAVEHE | $25.00 | 11/21/2011 5:14:24 PM |
Cai8899 | $50.00 | 11/21/2011 5:15:42 PM |
AFairDeal | $25.00 | 11/21/2011 5:19:00 PM |
skuba | $75.00 | 11/21/2011 5:20:06 PM |
MarketInvestor | $25.00 | 11/21/2011 5:21:59 PM |
NOLALEND | $25.00 | 11/21/2011 5:22:10 PM |
doncm | $50.00 | 11/21/2011 5:23:35 PM |
larslfe | $25.00 | 11/21/2011 5:24:20 PM |
sweet-loan7 | $25.00 | 11/21/2011 5:25:17 PM |
britgsb | $30.00 | 11/21/2011 5:26:20 PM |
iaffy | $25.00 | 11/21/2011 5:24:47 PM |
puifais | $50.00 | 11/21/2011 5:26:09 PM |
Iamthewalrus | $25.00 | 11/21/2011 5:28:00 PM |
Clambake | $25.00 | 11/21/2011 5:28:30 PM |
power-rotation7 | $25.00 | 11/21/2011 5:30:50 PM |
fulfilling-market2 | $100.00 | 11/21/2011 5:29:40 PM |
Warwick | $50.00 | 11/21/2011 5:35:49 PM |
Ocean713 | $75.00 | 11/21/2011 5:46:38 PM |
slwholesales | $260.65 | 11/21/2011 6:42:54 PM |
a-responsible-return | $50.00 | 11/21/2011 5:05:33 PM |
neighborly-hope6 | $100.00 | 11/21/2011 5:06:31 PM |
luminous-marketplace5 | $25.00 | 11/21/2011 5:07:44 PM |
MrDavid | $75.00 | 11/21/2011 5:09:17 PM |
first-favorite-bonus9 | $25.00 | 11/21/2011 5:10:46 PM |
fervent-repayment | $50.00 | 11/21/2011 5:11:05 PM |
principal-sensation | $25.00 | 11/21/2011 8:52:26 PM |
Sid-K | $25.00 | 11/21/2011 5:13:35 PM |
riskreward | $250.00 | 11/21/2011 5:14:42 PM |
BxRealtor | $25.00 | 11/21/2011 5:15:11 PM |
Zeattle | $25.00 | 11/21/2011 5:16:34 PM |
subtle-revenue0 | $25.00 | 11/21/2011 5:18:00 PM |
enriching-trade2 | $50.00 | 11/21/2011 5:18:32 PM |
camaraderi-popcorn | $25.00 | 11/21/2011 5:20:30 PM |
jjb3 | $25.00 | 11/21/2011 5:21:07 PM |
IIP77 | $25.00 | 11/22/2011 3:05:18 AM |
mr55262 | $25.00 | 11/21/2011 5:21:18 PM |
ianakacg | $25.00 | 11/21/2011 5:21:35 PM |
restless-balance9 | $50.00 | 11/22/2011 3:47:18 AM |
Tradesmanlender | $25.00 | 11/21/2011 5:22:54 PM |
rich266 | $25.00 | 11/21/2011 5:24:40 PM |
lendersf | $100.00 | 11/21/2011 5:24:54 PM |
Zipperdu | $60.00 | 11/22/2011 3:45:04 AM |
minista | $25.00 | 11/21/2011 5:26:08 PM |
bb575 | $50.00 | 11/21/2011 5:27:01 PM |
stollcm | $25.00 | 11/22/2011 5:43:33 AM |
mrpowers5531 | $25.00 | 11/21/2011 5:28:22 PM |
ReallyGoodGuy | $25.00 | 11/22/2011 4:08:27 AM |
anacent | $25.00 | 11/21/2011 5:31:18 PM |
finance-explosion6 | $25.00 | 11/21/2011 5:31:24 PM |
toblerone | $25.00 | 11/21/2011 5:32:54 PM |
bailey7563 | $40.00 | 11/22/2011 7:50:23 AM |
1phantom | $25.00 | 11/22/2011 9:07:40 AM |
BBL | $25.00 | 11/22/2011 9:08:13 AM |
Arg3998 | $25.00 | 11/22/2011 9:09:30 AM |
g314 | $25.00 | 11/22/2011 9:11:16 AM |
ATOHokie | $25.00 | 11/22/2011 9:11:34 AM |
bradania | $25.00 | 11/22/2011 9:05:34 AM |
compsciman | $25.00 | 11/22/2011 9:07:29 AM |
fcrick | $25.00 | 11/22/2011 9:15:24 AM |
velocity-solo | $25.00 | 11/22/2011 9:15:50 AM |
productive-principal7 | $25.00 | 11/22/2011 9:16:25 AM |
jakesworld | $25.00 | 11/22/2011 9:12:53 AM |
Aimvest | $25.00 | 11/22/2011 9:19:23 AM |
Seriuqs | $25.00 | 11/22/2011 9:19:33 AM |
slartibardfast | $25.00 | 11/22/2011 9:15:02 AM |
mtquan | $25.00 | 11/22/2011 9:16:07 AM |
benefit-dreams | $25.00 | 11/22/2011 9:22:10 AM |
intuitive-camaraderi9 | $25.00 | 11/22/2011 9:24:13 AM |
hostbank | $100.00 | 11/22/2011 9:31:08 AM |
Panna | $25.00 | 11/22/2011 9:31:24 AM |
runner262 | $25.00 | 11/22/2011 9:26:28 AM |
MARSTUN | $100.00 | 11/22/2011 9:32:25 AM |
Ivan2007 | $25.00 | 11/22/2011 9:27:05 AM |
fair_rates | $25.00 | 11/22/2011 9:27:09 AM |
ramsbladder | $25.00 | 11/22/2011 6:53:25 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:09 AM |
important-ore | $150.00 | 11/22/2011 9:38:41 AM |
rmachi | $25.00 | 11/22/2011 9:39:20 AM |
TheReaderRabbit | $25.00 | 11/22/2011 9:35:33 AM |
Natronpee | $25.00 | 11/22/2011 9:35:59 AM |
fireboss | $43.27 | 11/22/2011 9:46:20 AM |
jazzlender | $50.00 | 11/22/2011 9:36:41 AM |
NoCal | $25.00 | 11/22/2011 9:37:11 AM |
first-upright-payout | $25.00 | 11/22/2011 9:38:23 AM |
fair-funds | $25.00 | 11/22/2011 9:38:51 AM |
gentle-gain235 | $50.00 | 11/22/2011 9:02:02 AM |
SolarMoonshine | $50.00 | 11/22/2011 9:52:14 AM |
ChicoBob | $25.00 | 11/22/2011 9:06:55 AM |
gzeo | $25.00 | 11/22/2011 9:08:34 AM |
Rdodson11 | $25.00 | 11/22/2011 9:09:13 AM |
vigilance-revolutionary | $50.00 | 11/22/2011 9:12:00 AM |
ti22ring | $25.00 | 11/22/2011 9:12:12 AM |
GodzillaLending | $25.00 | 11/22/2011 9:12:55 AM |
selfmademan | $25.00 | 11/22/2011 9:13:01 AM |
unrivaled-silver | $25.00 | 11/22/2011 9:13:20 AM |
yield-hut | $75.00 | 11/22/2011 10:58:37 AM |
drtexican | $50.00 | 11/22/2011 11:10:00 AM |
ChrisTJ | $25.00 | 11/22/2011 10:33:32 AM |
zhiguli | $25.00 | 11/22/2011 9:17:23 AM |
Eastern | $50.00 | 11/22/2011 9:18:26 AM |
revmax | $25.00 | 11/22/2011 9:19:41 AM |
damage | $25.00 | 11/22/2011 11:20:21 AM |
onemanrevolution | $25.00 | 11/22/2011 11:24:48 AM |
naniamo | $25.00 | 11/22/2011 9:24:25 AM |
daveseansworld | $30.00 | 11/22/2011 12:49:36 PM |
FCI | $25.00 | 11/22/2011 9:25:06 AM |
gorhamics | $29.00 | 11/22/2011 11:51:49 AM |
red-enthralling-justice | $25.00 | 11/22/2011 9:28:02 AM |
FlexFunding | $50.00 | 11/22/2011 2:20:34 PM |
guybyny | $25.00 | 11/22/2011 9:29:21 AM |
Curly-Girly | $25.00 | 11/22/2011 9:35:51 AM |
exchange-pledge | $25.00 | 11/22/2011 4:49:29 PM |
Wowzer | $25.00 | 11/22/2011 9:38:35 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:46 PM |
HibbyD | $30.00 | 11/22/2011 5:14:00 PM |
value-wind0 | $50.00 | 11/22/2011 5:14:26 PM |
trident9 | $50.00 | 11/22/2011 5:06:18 PM |
gt1687c | $50.00 | 11/22/2011 5:08:19 PM |
jasperpants | $25.00 | 11/22/2011 5:10:29 PM |
Holtavious | $25.00 | 11/22/2011 10:52:14 AM |
granitepk | $100.00 | 11/22/2011 10:53:38 AM |
RusRobo | $25.00 | 11/22/2011 5:13:40 PM |
standanddeliver | $50.00 | 11/22/2011 10:55:45 AM |
ChrisJB | $25.00 | 11/22/2011 11:09:18 AM |
vestratech | $50.00 | 11/22/2011 12:45:09 PM |
extraordinary-exchange4 | $25.00 | 11/22/2011 5:23:26 PM |
Raptorman | $25.00 | 11/22/2011 5:29:54 PM |
helpful-dough | $50.00 | 11/22/2011 5:35:36 PM |
exchange-pledge | $50.00 | 11/22/2011 4:49:01 PM |
r48 | $25.00 | 11/22/2011 4:50:13 PM |
dawg25 | $25.00 | 11/22/2011 5:07:45 PM |
syounker | $25.00 | 11/22/2011 5:35:50 PM |
trade-watcher | $25.00 | 11/22/2011 5:11:54 PM |
banker727 | $25.00 | 11/22/2011 5:14:46 PM |
sngndnc | $25.00 | 11/22/2011 5:18:54 PM |
tastytitan | $50.00 | 11/22/2011 5:19:25 PM |
30Sky | $100.00 | 11/23/2011 12:56:40 AM |
wigglesworth4 | $100.00 | 11/22/2011 5:28:01 PM |
scojo | $25.02 | 11/23/2011 1:29:30 AM |
speyer | $25.00 | 11/23/2011 6:41:34 AM |
indomitable-coin | $25.00 | 11/23/2011 5:27:03 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:58 PM |
elfincove | $25.00 | 11/23/2011 7:14:35 AM |
Peer-to-PeerFunding | $25.00 | 11/22/2011 5:39:04 PM |
hard-working-rate3 | $100.00 | 11/22/2011 5:39:22 PM |
zico479 | $300.00 | 11/22/2011 8:20:31 PM |
ecstatic-money064 | $25.00 | 11/23/2011 9:16:55 AM |
ptjg | $100.00 | 11/23/2011 9:17:22 AM |
kurg | $25.00 | 11/23/2011 9:07:36 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:04 AM |
Octavian315 | $35.00 | 11/23/2011 9:29:21 AM |
MoneySiles | $25.00 | 11/23/2011 9:31:44 AM |
Duchdad | $25.00 | 11/23/2011 9:38:31 AM |
Macbethofscots | $25.00 | 11/23/2011 9:25:34 AM |
a-commitment-brilliance | $25.00 | 11/23/2011 9:40:55 AM |
brightest-supreme-dollar | $45.00 | 11/23/2011 10:11:13 AM |
mar97 | $25.00 | 11/23/2011 9:32:47 AM |
Tahoeguy | $50.00 | 11/23/2011 9:33:26 AM |
trucklawyer | $25.00 | 11/23/2011 9:35:37 AM |
zenchef | $25.00 | 11/23/2011 9:36:07 AM |
lifegrowth | $25.00 | 11/23/2011 9:39:58 AM |
Emgolda | $25.00 | 11/23/2011 9:40:16 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:14 AM |
janus_god | $25.00 | 11/23/2011 9:08:36 AM |
Mantis75 | $25.00 | 11/23/2011 9:10:41 AM |
dsparrow | $26.62 | 11/23/2011 1:55:37 PM |
Savings_EQ_Dignity | $50.00 | 11/23/2011 3:23:15 PM |
fairness-faire | $25.00 | 11/23/2011 3:40:50 PM |
one2sojourn | $40.00 | 11/23/2011 3:47:00 PM |
trustworthy-finance6 | $300.00 | 11/23/2011 3:52:44 PM |
Tylerh | $255.00 | 11/23/2011 2:20:53 PM |
miket71 | $30.00 | 11/23/2011 5:07:24 PM |
littlemonkey | $25.00 | 11/23/2011 9:27:00 AM |
True_Believer | $75.00 | 11/23/2011 4:08:53 PM |
commitment-jedi4 | $25.00 | 11/23/2011 10:35:45 PM |
Lendomatic | $25.00 | 11/24/2011 12:08:01 AM |
houli123 | $100.00 | 11/24/2011 2:22:03 AM |
taurusco | $100.00 | 11/23/2011 12:48:44 PM |
diversification-surge | $25.00 | 11/24/2011 6:27:58 AM |
clbrka1962 | $250.00 | 11/24/2011 4:44:51 AM |
mjdaking | $25.00 | 11/24/2011 5:13:10 AM |
Howaboutsomemoney | $76.15 | 11/24/2011 7:41:26 AM |
tomdooley12520 | $25.00 | 11/24/2011 8:39:23 AM |
FrayBentos | $25.00 | 11/24/2011 9:07:23 AM |
wahoos20 | $100.00 | 11/24/2011 9:08:22 AM |
SFGuy | $40.46 | 11/23/2011 5:29:40 PM |
lagnisiruk | $25.00 | 11/24/2011 9:35:34 AM |
tlam168 | $25.00 | 11/24/2011 9:32:03 AM |
trade-structure | $25.00 | 11/23/2011 8:59:31 PM |
shrewd-rupee | $50.00 | 11/24/2011 11:28:02 AM |
wise-repayment-seeker | $25.00 | 11/24/2011 2:02:15 PM |
retiresecure | $25.00 | 11/24/2011 1:10:36 PM |
responsive-peace7 | $100.00 | 11/24/2011 3:39:51 PM |
cerebral-dollar773 | $60.23 | 11/24/2011 5:57:28 AM |
StPong | $25.00 | 11/24/2011 4:31:41 PM |
radforj22 | $25.00 | 11/24/2011 4:37:54 PM |
Bamaman205 | $50.00 | 11/24/2011 6:27:51 PM |
keichi03 | $30.00 | 11/24/2011 6:33:21 PM |
lendersf | $75.00 | 11/24/2011 10:25:45 PM |
control137 | $100.00 | 11/24/2011 10:25:51 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:23 PM |
fireboss | $43.63 | 11/24/2011 9:48:04 AM |
new-ore-venture | $100.00 | 11/24/2011 10:59:33 AM |
dime-sprout | $50.00 | 11/24/2011 2:39:23 PM |
peace-guild2 | $125.00 | 11/24/2011 4:57:48 PM |
roadtruck | $50.00 | 11/24/2011 6:32:24 PM |
finance-symphony7 | $52.93 | 11/25/2011 7:19:51 AM |
citytreker | $25.00 | 11/25/2011 7:32:59 AM |
445 Investments
|
Borrower Payment Dependent Notes Series
540297
This series of Notes was issued and sold upon the funding of the borrower loan #56593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $323.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 11% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 14
/
6 | Length of status: | 0y 4m |
Amount delinquent:
| $21,323 |
Total credit lines:
| 48 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,222 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-chef |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 95% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,300.00 | < 31 days late:
| 3
( 5% )
| 660-679
(Nov-2009)
660-679
(Sep-2008)
|
Principal balance:
| $654.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 58 | | |
Description
100% on time - Auto Loan
Purpose of loan:
This loan will be used to buy a car.
My financial situation:
I am a good candidate for this loan because I just received a 40,000 increase in my base pay. I have always paid my Prosper Loans on time.
Monthly net income: $11000
Monthly expenses: $8500
Housing: $3500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Amber_Stone | $25.00 | 11/22/2011 12:40:56 PM |
papaloha | $25.00 | 11/22/2011 9:20:17 AM |
loan-mammal | $100.00 | 11/22/2011 9:29:50 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:07 PM |
enterprising-credit2 | $25.00 | 11/22/2011 1:53:48 PM |
trumpeter5 | $30.00 | 11/22/2011 2:12:06 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:51:00 PM |
Bob450 | $29.00 | 11/22/2011 4:45:30 PM |
Feyenoord | $30.00 | 11/22/2011 10:17:13 AM |
dedicated-transaction796 | $25.00 | 11/22/2011 5:33:41 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:20 PM |
MoneyForNothing | $44.50 | 11/23/2011 1:57:25 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:05 PM |
bonus-quark4 | $25.00 | 11/23/2011 11:06:42 AM |
finance-mushroom | $98.00 | 11/23/2011 9:29:45 AM |
transparency-universe8 | $36.00 | 11/23/2011 10:45:10 AM |
jtc26 | $27.66 | 11/23/2011 11:20:16 AM |
AndChicksforFree | $25.00 | 11/22/2011 9:02:36 AM |
pound-mushroom3 | $25.00 | 11/22/2011 9:14:39 AM |
greenback-amplifier | $25.00 | 11/22/2011 9:27:28 AM |
economy-coup | $36.00 | 11/22/2011 9:29:46 AM |
NekHoldings | $25.00 | 11/22/2011 9:25:30 AM |
dollar-tornado3 | $50.00 | 11/22/2011 9:48:08 AM |
money-baron-roth-IRA | $46.84 | 11/22/2011 10:02:57 AM |
toblerone | $25.00 | 11/22/2011 9:09:06 AM |
312-Lender | $25.00 | 11/22/2011 9:30:44 AM |
servnyou | $45.00 | 11/22/2011 3:18:27 PM |
finance-prescription | $100.00 | 11/22/2011 9:36:20 AM |
myutmost | $40.00 | 11/22/2011 11:06:53 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:51:59 AM |
chameleon125 | $25.00 | 11/22/2011 1:47:52 PM |
papaloha | $100.00 | 11/22/2011 7:43:14 PM |
oreyedoc | $50.00 | 11/22/2011 9:28:45 PM |
Sid-K | $25.00 | 11/22/2011 5:25:07 PM |
Fire2 | $25.00 | 11/23/2011 8:46:05 AM |
AF-Chief | $25.00 | 11/23/2011 9:09:26 AM |
kind-credit-bear | $25.00 | 11/23/2011 9:22:18 AM |
fountain355 | $25.00 | 11/23/2011 4:52:15 AM |
thankful-nickel2 | $25.00 | 11/23/2011 11:19:21 AM |
worth-blanket2 | $4,800.00 | 11/23/2011 11:18:11 AM |
stepatatime-together | $62.00 | 11/23/2011 9:09:22 AM |
capital-halo1 | $1,000.00 | 11/23/2011 9:20:56 AM |
brightest-organized-balance | $25.00 | 11/23/2011 10:07:18 AM |
43 Investments
|
Borrower Payment Dependent Notes Series
540303
This series of Notes was issued and sold upon the funding of the borrower loan #56671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $407.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 21% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,131 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-pizza |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Make Sense Loan
Purpose of loan:
This loan will be used to consolidate loan and pay it off in 3 years! Awesome
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $99k
Monthly expenses: $1500
Housing: $1520
Insurance: $92
Car expenses: $150
Utilities: $0 (included in rent)
Phone, cable, internet: $200
Food, entertainment: $600 (mostly groceries)
Clothing, household expenses: $200
Own a home (mortgage: $1100 includes insurance) and other rental property ($425 a month in rent) in another state. Moved because of job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/22/2011 9:20:17 AM |
axl163 | $25.00 | 11/22/2011 12:03:00 PM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:11 PM |
igniter584 | $25.00 | 11/22/2011 9:33:30 AM |
factcheck | $40.00 | 11/22/2011 10:31:06 AM |
Bank_Of_XL | $25.00 | 11/22/2011 10:48:08 AM |
JustMee | $25.00 | 11/22/2011 5:15:44 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:08 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:05 PM |
worth-blanket2 | $11,000.00 | 11/23/2011 11:17:21 AM |
the_winning_ticket | $125.00 | 11/23/2011 11:29:15 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:20 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
540315
This series of Notes was issued and sold upon the funding of the borrower loan #56707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $532.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 14y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,822 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| persistent-transaction8 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate medical and consumer debt
My financial situation:
I am a good candidate for this loan because I have worked for the same company for over a decade and my housing, utilities, vehicle and phone are a part of my gross salary.
Monthly net income: $2200
Monthly expenses: $2000
Housing: $ Part of My Salary...
Insurance: $ 50
Car expenses: $ Part of My Salary...
Utilities: $ Part of My Salary...
Phone, cable, internet: $ Part of My Salary...
Food, entertainment: $800
Clothing, household expenses: $ 250
Credit cards and other loans: $600
Other expenses: $300
If the loan is received, my family will be cancelling all credit cards. We have recently established an emergency savings account and we are working on becoming debt free.
Thank you for considering this proposal.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/22/2011 9:20:18 AM |
igniter584 | $25.00 | 11/22/2011 9:33:30 AM |
JustMee | $25.00 | 11/22/2011 5:15:19 PM |
worth-blanket2 | $14,500.00 | 11/23/2011 11:17:18 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:21 AM |
Bank_Of_XL | $25.00 | 11/22/2011 10:48:24 AM |
axl163 | $25.00 | 11/22/2011 1:35:16 PM |
factcheck | $40.00 | 11/22/2011 10:31:07 AM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:11 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:06 PM |
wonderous-principal083 | $50.00 | 11/23/2011 11:55:28 AM |
taurusco | $100.00 | 11/23/2011 12:48:45 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
540331
This series of Notes was issued and sold upon the funding of the borrower loan #56827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,284 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-hootenanny7 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
divorced & drowning in debt
Purpose of loan: debt consolidation
This loan will be used to...pay off credit cards and have some extra money for the holidays so my 3 children can have a nice christmas. this will be their first since the divorce
My financial situation: is bleak
I am a good candidate for this loan because...
i am a hard worker and who always pays her bills. i am a single mom of 3 and want to show my children that it is possible to live comfortably and be responsible
Monthly net income: $2200
Monthly expenses: $1800
Housing: $0
Insurance: $0
Car expenses: $400
Utilities: $500
Phone, cable, internet: $350
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $0
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
silver-birdie | $100.00 | 11/22/2011 5:32:16 PM |
papaloha | $25.00 | 11/22/2011 5:35:01 PM |
MrDance123 | $59.00 | 11/22/2011 6:39:59 PM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:11 AM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:10 PM |
worth-blanket2 | $3,600.00 | 11/23/2011 11:18:05 AM |
loss-of-control | $66.00 | 11/23/2011 4:46:51 PM |
social-heart | $25.00 | 11/22/2011 5:30:19 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 5:02:28 PM |
flaguynice | $25.00 | 11/23/2011 2:42:17 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
540351
This series of Notes was issued and sold upon the funding of the borrower loan #56633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 7
/
5 | Length of status: | 2y 8m |
Amount delinquent:
| $4,611 |
Total credit lines:
| 23 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,899 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-magnate2 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Executive
Purpose of loan:
This loan will be used to...purchase engagement ring
My financial situation:
I am a good candidate for this loan because...i pay all bills on time, job stability...willingness and ability to pay
Monthly net income: $4500
Monthly expenses: $1400
Housing: $0
Insurance: $200
Car expenses: $200
Utilities: $0
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/22/2011 9:20:19 AM |
jjswanso | $50.00 | 11/22/2011 9:38:14 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:59:58 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:08 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:22 AM |
SolarMoonshine | $25.00 | 11/23/2011 1:24:16 PM |
flaguynice | $25.00 | 11/23/2011 3:08:41 PM |
worth-blanket2 | $6,700.00 | 11/23/2011 11:18:03 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
540357
This series of Notes was issued and sold upon the funding of the borrower loan #56744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $391.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,488 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| godoloju |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jul-2009)
|
Principal balance:
| $3,239.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Consolidating Debt
Purpose of loan:
This loan will be used to pay off my current prosper loan and a high interest credit card.
This will leave me with:
1) a mortgage (which I am not upside down in)
2) 2 balance transfer credit cards at below inflation rates (which I will pay off as slowly as possible)
3) minimal student debt (which is also at ridiculously low rates)
My financial situation:
I am a good candidate for this loan because I have a solid job, pay my bills and have been working towards paying off all my debt for a few years with the help of prosper.
About a year ago B of A made a clerical mistake that temporarily destroyed my credit. All of my credit cards canceled on me and jacked up the rates to astronomical amounts (which was never corrected). This has prompted me to pay off all of my debt in a short period (hence the 3 year terms on prosper).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 11/23/2011 3:09:32 AM |
igniter584 | $25.00 | 11/22/2011 5:05:25 PM |
subtle-revenue0 | $25.00 | 11/22/2011 5:10:23 PM |
toblerone | $25.00 | 11/22/2011 5:18:38 PM |
Pebbles-Lending | $33.00 | 11/22/2011 5:23:51 PM |
indomitable-coin | $25.00 | 11/22/2011 5:30:14 PM |
Feyenoord | $30.00 | 11/22/2011 5:25:36 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:16 PM |
don8ter | $50.00 | 11/22/2011 5:33:04 PM |
JustMee | $25.00 | 11/22/2011 5:14:03 PM |
anacent | $25.00 | 11/22/2011 5:16:48 PM |
blot44 | $25.00 | 11/22/2011 7:50:13 PM |
LoanerPrincipal | $25.00 | 11/22/2011 5:23:48 PM |
pdub | $75.00 | 11/22/2011 5:26:15 PM |
influential-benjamins0 | $100.00 | 11/22/2011 5:33:29 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:28 AM |
wealth-fields8 | $50.00 | 11/23/2011 9:05:32 AM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:10 PM |
availableloan | $25.00 | 11/22/2011 8:47:06 PM |
GoGalt | $50.00 | 11/22/2011 9:20:13 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:48 AM |
vinayski | $25.00 | 11/23/2011 5:30:55 PM |
s270 | $50.00 | 11/24/2011 12:39:42 AM |
igniter584 | $25.00 | 11/24/2011 6:37:52 AM |
sportsmagic | $500.00 | 11/23/2011 6:46:56 PM |
Tradesmanlender | $25.00 | 11/24/2011 9:33:25 AM |
houli123 | $25.00 | 11/25/2011 12:03:38 AM |
dime-sprout | $50.00 | 11/24/2011 2:52:18 PM |
888GoldIngots | $25.00 | 11/24/2011 4:16:28 PM |
ethicalhumanist | $100.00 | 11/25/2011 1:36:43 PM |
the-precious-bid | $25.00 | 11/25/2011 10:01:56 AM |
Ven58 | $25.00 | 11/25/2011 1:02:16 PM |
payout-panda | $25.00 | 11/26/2011 9:49:11 AM |
dime-hot-rod7 | $50.00 | 11/25/2011 1:06:01 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:21 AM |
TrustPlus | $50.00 | 11/26/2011 9:10:01 AM |
umfan123 | $25.00 | 11/26/2011 5:54:58 PM |
igniter584 | $25.00 | 11/27/2011 8:29:57 AM |
djs81 | $25.00 | 11/26/2011 4:27:18 PM |
PumpkinHead406 | $103.25 | 11/27/2011 12:57:54 PM |
misohoni | $50.00 | 11/26/2011 7:39:50 PM |
missgina | $40.00 | 11/27/2011 1:07:57 PM |
cash-cymbal | $25.00 | 11/27/2011 5:03:06 PM |
susurrus | $100.00 | 11/27/2011 2:09:18 PM |
WonByOne | $50.00 | 11/27/2011 4:05:04 AM |
Boxster968 | $32.26 | 11/27/2011 6:43:04 PM |
paladin510 | $30.00 | 11/27/2011 6:59:43 PM |
sign_here | $25.00 | 11/27/2011 9:10:58 PM |
hookUup | $36.20 | 11/27/2011 5:14:12 PM |
CSinvestments | $25.00 | 11/27/2011 5:26:26 PM |
phenomenal-gain5 | $25.00 | 11/27/2011 6:56:59 PM |
SolarMoonshine | $25.00 | 11/28/2011 3:37:40 AM |
Hartfelt | $30.00 | 11/27/2011 7:28:09 PM |
einstein | $500.00 | 11/27/2011 7:58:14 PM |
maj0508 | $100.00 | 11/28/2011 2:01:09 AM |
nycitynoodle | $100.00 | 11/28/2011 8:19:50 AM |
agalt | $125.00 | 11/28/2011 8:33:29 AM |
peso-fortress | $25.00 | 11/28/2011 7:09:18 AM |
just-loyalty643 | $50.00 | 11/27/2011 3:15:03 PM |
rogue_monster | $50.00 | 11/28/2011 9:21:00 AM |
rdrloan | $50.00 | 11/28/2011 8:57:06 AM |
jdrez | $47.66 | 11/27/2011 4:08:50 PM |
factcheck | $55.00 | 11/28/2011 10:05:19 AM |
CatbirdBanking | $25.00 | 11/27/2011 8:30:32 PM |
Reddy_Capital | $29.90 | 11/27/2011 9:48:21 PM |
uberrific | $50.00 | 11/27/2011 10:08:36 PM |
CacheFloe | $50.00 | 11/28/2011 9:38:54 AM |
B-rad_the_Coug | $25.00 | 11/28/2011 1:06:57 AM |
yield-hut | $50.00 | 11/28/2011 3:29:01 AM |
rokman | $100.00 | 11/28/2011 10:25:11 AM |
Rider | $204.00 | 11/28/2011 12:18:36 PM |
best-income-fertilizer | $97.45 | 11/28/2011 6:12:56 AM |
helpinghand105 | $25.00 | 11/28/2011 6:29:16 AM |
first-serene-credit | $25.00 | 11/28/2011 8:08:42 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:36 PM |
blissful-cash3 | $100.00 | 11/28/2011 3:28:18 PM |
EverettFinancial | $25.00 | 11/28/2011 3:19:43 PM |
gain-expert | $37.69 | 11/28/2011 3:37:22 PM |
awwaww | $25.00 | 11/28/2011 9:28:30 AM |
elbastador | $25.00 | 11/28/2011 10:09:13 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:55 PM |
green28 | $200.00 | 11/28/2011 11:29:29 AM |
britgsb | $30.00 | 11/28/2011 5:21:37 PM |
managedfund | $2,400.00 | 11/28/2011 12:42:50 PM |
orbital-dollar2 | $2.56 | 11/28/2011 5:29:32 PM |
Zoramite | $25.00 | 11/28/2011 2:24:10 PM |
nonstopcashflow | $25.00 | 11/28/2011 4:01:09 PM |
WalnutCreekguy | $100.00 | 11/28/2011 5:05:33 PM |
BxRealtor | $25.00 | 11/22/2011 5:14:08 PM |
Clambake | $25.00 | 11/22/2011 5:17:28 PM |
cnovak | $25.00 | 11/22/2011 5:11:28 PM |
bb575 | $50.00 | 11/22/2011 5:21:28 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:14 PM |
Brown98 | $25.00 | 11/22/2011 5:14:50 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:52 PM |
iaffy | $25.00 | 11/22/2011 5:19:53 PM |
cordial-bonus | $25.00 | 11/22/2011 5:24:47 PM |
aabadabadoo | $25.00 | 11/22/2011 5:33:59 PM |
arenangelchild | $54.56 | 11/22/2011 7:46:50 PM |
AFairDeal | $25.00 | 11/22/2011 5:21:24 PM |
30Sky | $25.00 | 11/23/2011 12:57:53 AM |
rich266 | $25.00 | 11/22/2011 5:22:37 PM |
kenji4861 | $25.00 | 11/22/2011 5:29:03 PM |
shrewd-dedication2 | $100.00 | 11/22/2011 5:29:07 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:12:39 PM |
evnagelist | $25.00 | 11/23/2011 9:15:49 AM |
economy-popcorn | $25.00 | 11/23/2011 6:08:20 AM |
gentle-gain235 | $50.00 | 11/23/2011 10:18:11 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:23 AM |
OldManP | $25.00 | 11/23/2011 9:41:07 AM |
fcrick | $25.00 | 11/23/2011 5:15:16 PM |
SCD | $25.00 | 11/23/2011 8:16:11 PM |
Tylerh | $255.00 | 11/23/2011 2:21:01 PM |
investment-artist | $28.01 | 11/24/2011 9:14:55 AM |
dollar-tornado3 | $50.00 | 11/24/2011 5:08:04 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:26 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:38 AM |
E_G | $50.00 | 11/25/2011 8:13:06 PM |
FlexFunding | $50.00 | 11/26/2011 5:16:00 AM |
Lo0se_mo0se | $25.00 | 11/25/2011 10:23:55 PM |
socal-lender | $25.00 | 11/26/2011 2:51:24 PM |
friendinmoney | $25.00 | 11/26/2011 3:42:33 PM |
w3alter | $50.00 | 11/26/2011 12:39:33 PM |
Mint_Man | $50.00 | 11/26/2011 2:05:19 PM |
careful-note | $50.00 | 11/27/2011 4:58:47 AM |
terrific-return | $25.00 | 11/27/2011 12:10:59 PM |
novice-speculator | $25.00 | 11/27/2011 1:36:33 PM |
trustworthy-finance6 | $300.00 | 11/27/2011 4:14:50 PM |
Bank42 | $25.00 | 11/27/2011 4:42:43 PM |
r48 | $25.00 | 11/27/2011 6:28:00 AM |
wlm3012 | $30.00 | 11/27/2011 5:42:20 PM |
american6 | $100.00 | 11/27/2011 11:55:50 PM |
justice-allocator3 | $50.00 | 11/27/2011 7:13:27 PM |
MoneyTree79 | $80.00 | 11/27/2011 8:03:43 PM |
a-reasonable-return | $25.00 | 11/28/2011 6:17:56 AM |
roadtruck | $50.00 | 11/28/2011 8:26:27 AM |
important-ore | $150.00 | 11/27/2011 12:27:55 PM |
payout-alien6 | $25.00 | 11/28/2011 7:10:38 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:40 AM |
cello1 | $25.00 | 11/27/2011 1:37:28 PM |
roadtruck | $50.00 | 11/28/2011 8:18:38 AM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:39 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:39 PM |
rchissocol | $100.00 | 11/28/2011 10:53:35 AM |
benefit-banshee | $25.00 | 11/28/2011 9:32:20 AM |
investment-comet | $25.00 | 11/28/2011 11:48:31 AM |
num1irish | $100.00 | 11/28/2011 6:10:27 AM |
brightest-friendly-interest | $100.00 | 11/28/2011 6:31:46 AM |
barflyer | $25.00 | 11/28/2011 6:54:21 AM |
coin-popcorn | $25.00 | 11/28/2011 7:47:56 AM |
Loan-Mart | $26.25 | 11/28/2011 2:28:04 PM |
loyalty-voyage | $50.00 | 11/28/2011 2:34:45 PM |
golden-velocity9 | $25.00 | 11/28/2011 1:54:12 PM |
sunny-truth6 | $38.69 | 11/28/2011 2:09:58 PM |
discrete-asset | $25.00 | 11/28/2011 3:16:44 PM |
corndog4000 | $42.21 | 11/28/2011 2:17:34 PM |
chicagobanker | $50.00 | 11/28/2011 4:13:33 PM |
studious-revenue7 | $50.00 | 11/28/2011 4:24:59 PM |
vutah | $25.00 | 11/28/2011 4:41:52 PM |
TechieLender | $50.00 | 11/28/2011 5:09:25 PM |
BlessedEveryDay | $25.00 | 11/28/2011 9:59:42 AM |
dordee | $75.00 | 11/28/2011 11:21:17 AM |
VBPlayer | $30.00 | 11/28/2011 11:23:57 AM |
moola-berserker | $41.31 | 11/28/2011 12:37:13 PM |
Dignified-Market29 | $50.00 | 11/28/2011 2:29:03 PM |
boxorox | $30.00 | 11/28/2011 2:29:42 PM |
QuincyCapital | $50.00 | 11/28/2011 2:40:52 PM |
right-there | $50.00 | 11/28/2011 2:49:41 PM |
URBANCAPITAL | $25.00 | 11/28/2011 3:47:24 PM |
riproaringrapids | $25.00 | 11/28/2011 5:11:02 PM |
170 Investments
|
Borrower Payment Dependent Notes Series
540359
This series of Notes was issued and sold upon the funding of the borrower loan #57173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 41% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 21y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,134 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| unconquerable-diversification142 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help
Purpose of loan:
This loan will be used to...pay off some bills
My financial situation:
I am a good candidate for this loan because...I pay my bills on time.
Monthly net income: $5035.58
Monthly expenses:
Housing: $500.00
Insurance: $109.00
Car expenses: $100.00
Utilities: $110
Phone, cable, internet: $115
Food, entertainment: $50
Clothing, household expenses: $100.00
Credit cards and other loans: $2457.56
Other expenses:$75.46
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 12/1/2011 9:23:48 AM |
pound-mushroom3 | $25.00 | 12/1/2011 9:28:10 AM |
profit-powerplant | $25.00 | 12/1/2011 9:33:13 AM |
lotuss4 | $25.00 | 12/1/2011 9:08:05 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:20 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:09 AM |
worth-blanket2 | $9,600.00 | 12/2/2011 11:40:33 AM |
courteous-platinum7 | $15.00 | 12/2/2011 12:21:13 PM |
SLN-10 | $50.00 | 12/1/2011 9:34:29 AM |
bazaar-festivity | $50.00 | 12/1/2011 9:28:48 AM |
enterprising-credit2 | $25.00 | 12/1/2011 4:18:33 PM |
vivid-p2ploan1 | $25.00 | 12/1/2011 11:39:08 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
540375
This series of Notes was issued and sold upon the funding of the borrower loan #56602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,905 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-enterprising-payout |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$10,000 personal loan details
Purpose of loan:1) Debt consolidation- We will consolidate three credit cards into one payment. 2) Home improvments- We need to replace the water heater and floor in our laundry room because of black mold. 3) Computer- we need to purchase a new computer because the one we had died and a friend has been allowing us to use an old computer of theirs until we get a new one. 4) Start a business - I want to start an online business selling my wedding and prom survivial kits. I will only need $1000 to start.
My financial situation: I am a good candidate for this loan because I am very organized, dependable and accept my responsibility. I will pay my bills on time and this will help me to consolidate and free up extra money. Monthly household income: $3112, Monthly expenses: $1600 (includes everything food, gas, cable, electric, phones, insurance, & garbage) Credit cards and other loans: $700
Thank you for your kind consideration of my request.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
coin-investor | $25.00 | 11/22/2011 5:26:56 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:52 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:22 AM |
worth-blanket2 | $9,300.00 | 11/23/2011 11:17:01 AM |
duty-explosion9 | $11.12 | 11/23/2011 11:39:28 AM |
loan-mammal | $100.00 | 11/22/2011 5:22:14 PM |
economy-coup | $50.00 | 11/22/2011 5:26:32 PM |
fantastic-wampum1 | $100.00 | 11/22/2011 5:38:39 PM |
toblerone | $25.00 | 11/22/2011 5:18:38 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:11 PM |
Comoparklender | $25.00 | 11/22/2011 5:29:47 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:25 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:14 PM |
cforell | $38.88 | 11/23/2011 11:37:40 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:29 AM |
zippy-greenback231 | $25.00 | 11/23/2011 11:30:47 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
540391
This series of Notes was issued and sold upon the funding of the borrower loan #56606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $119.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 25% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
10 | Length of status: | 5y 5m |
Amount delinquent:
| $230 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,980 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| spokanemom |
Borrower's state:
| Washington |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,800.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Oct-2009)
600-619
(Sep-2009)
620-639
(Jul-2009)
600-619
(Oct-2008)
|
Principal balance:
| $813.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 59 | | |
Description
Consolidate bills
Purpose of loan:
This loan will be used to...consolidate all my small bills into one payment.
My financial situation: Is very stable. I have been at this job for over 5 years now.
I am a good candidate for this loan because...I have already paid back one prosper loan. I went through a divorce that really messed up my credit. I will pay this loan back. I have the financial means and the moral integrity to do it.
Monthly net income: $2290+$900 child support
Monthly expenses: $1810 total of below
Housing: $350
Insurance: $95
Car expenses: $560
Utilities: $75
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $200 I would pay these off with the loan
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $30.00 | 11/22/2011 5:05:05 PM |
janeybooboo | $75.00 | 11/22/2011 5:04:30 PM |
atlas-shrugged | $200.00 | 11/22/2011 5:06:30 PM |
Aberdeen | $2,895.00 | 11/22/2011 5:06:54 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
540395
This series of Notes was issued and sold upon the funding of the borrower loan #56621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,127 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| hsking |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan
Purpose of loan:
This loan will be used to...purchase a used car.
My financial situation:
I am a good candidate for this loan because...I will pay back the money on time.
Monthly net income: $2850.00
Monthly expenses: $
Housing: $900.00
Insurance: $140.00
Car expenses: $150.00
Utilities: $50.00
Phone, cable, internet: $92.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/22/2011 9:14:32 AM |
Whipster | $50.00 | 11/22/2011 10:25:24 AM |
wonder3 | $35.00 | 11/22/2011 10:32:11 AM |
pdub | $75.00 | 11/22/2011 9:16:58 AM |
favorite-commerce | $30.00 | 11/22/2011 2:02:39 PM |
Interloper | $25.00 | 11/22/2011 4:57:29 PM |
factcheck | $40.00 | 11/22/2011 10:31:08 AM |
lplender | $50.00 | 11/22/2011 8:36:13 PM |
enterprising-credit2 | $50.00 | 11/22/2011 9:14:32 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:51 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:20 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:11 AM |
riproaringrapids | $25.00 | 11/23/2011 9:32:45 AM |
SunriseTrader1 | $25.00 | 11/23/2011 10:22:04 AM |
worth-blanket2 | $3,800.00 | 11/23/2011 11:16:49 AM |
yield-hut | $25.00 | 11/23/2011 11:23:30 AM |
Brainworm | $25.00 | 11/23/2011 9:10:39 AM |
toblerone | $25.00 | 11/23/2011 9:27:41 AM |
BxRealtor | $25.00 | 11/22/2011 9:33:08 AM |
igniter584 | $25.00 | 11/22/2011 9:33:31 AM |
LoanerPrincipal | $25.00 | 11/22/2011 9:08:59 AM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:29 PM |
cnovak | $25.00 | 11/22/2011 5:11:28 PM |
organized-payment6 | $50.00 | 11/23/2011 6:12:10 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:08 PM |
GMPK_TLAS | $28.00 | 11/23/2011 9:15:06 AM |
blinkygab | $50.00 | 11/23/2011 9:31:33 AM |
the_winning_ticket | $42.00 | 11/23/2011 11:29:16 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:23 AM |
the-dollar-honker | $25.00 | 11/23/2011 11:28:29 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:44 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
540399
This series of Notes was issued and sold upon the funding of the borrower loan #56556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Nov-23-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.76% |
Borrower rate/APR:
| 25.76% / 35.84% |
Monthly payment:
| $715.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 9.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 38% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 16y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,677 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| reflective-affluence9 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Montgent
Purpose of loan:
This loan will be used to...Debt consolidation
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3626
Monthly expenses: $300.00
Housing: $1060.00
Insurance: $68.00
Car expenses: $0
Utilities: $75.00
Phone, cable, internet: $120.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Other expenses: $)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/23/2011 5:17:48 PM |
pound-mushroom3 | $25.00 | 11/23/2011 5:31:42 PM |
Bank42 | $25.00 | 11/24/2011 4:13:32 AM |
tomdooley12520 | $25.00 | 11/24/2011 8:41:48 AM |
golden-velocity9 | $35.00 | 11/23/2011 5:21:24 PM |
calbertrand | $25.00 | 11/23/2011 10:02:34 PM |
pdub | $75.00 | 11/23/2011 5:26:32 PM |
emphatic-bonus5 | $350.00 | 11/26/2011 1:27:51 AM |
the-lean-bid | $25.00 | 11/25/2011 10:51:20 AM |
worth-blanket2 | $6,900.00 | 11/26/2011 5:59:05 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
540405
This series of Notes was issued and sold upon the funding of the borrower loan #56673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 4m |
Amount delinquent:
| $292 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,187 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| foxy-camaraderi3 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
AMSI
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...Good, secure monthly income. Considerable equity in real estate holdings. Using loan to help fund a small business (medical supply) I just purchased, and I have 30+ years successful executive management experience in that industry.
Monthly net income: $5200
Monthly expenses:
Housing: $1200
Insurance: $120
Car expenses: $400
Utilities: $200
Phone, cable, internet: $220
Food, entertainment: $350
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/22/2011 9:20:19 AM |
jjswanso | $50.00 | 11/22/2011 9:38:15 AM |
fortytwo | $150.00 | 11/22/2011 5:11:08 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:23 AM |
CA-Lender | $25.00 | 11/23/2011 5:25:29 PM |
wwwUniversal | $25.00 | 11/23/2011 5:28:33 PM |
houli123 | $25.00 | 11/24/2011 2:20:46 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:08 PM |
worth-blanket2 | $9,500.00 | 11/23/2011 11:18:25 AM |
myduck | $25.00 | 11/23/2011 6:17:57 PM |
imoutdoorsy | $25.00 | 11/23/2011 10:22:00 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
540409
This series of Notes was issued and sold upon the funding of the borrower loan #57001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 35y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $327 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enriched-loan7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Owner
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000
Monthly expenses: $4000
Housing: $1000
Insurance: $55
Car expenses: $900
Utilities: 200
Phone, cable, internet: $150
Food, entertainment: $1200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:18:15 AM |
SolarMoonshine | $25.00 | 11/22/2011 9:59:17 AM |
papaloha | $25.00 | 11/22/2011 9:20:20 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:09 PM |
orange-impartial-asset | $200.00 | 11/22/2011 11:06:44 PM |
kinetic-social | $25.00 | 11/23/2011 9:55:04 AM |
worth-blanket2 | $1,200.00 | 11/23/2011 11:17:32 AM |
Danjack_Capital | $25.00 | 11/22/2011 9:23:17 AM |
goodhearted-generosity511 | $25.00 | 11/22/2011 11:18:30 AM |
SFBank | $50.00 | 11/22/2011 3:13:43 PM |
fountain355 | $25.00 | 11/23/2011 4:46:15 AM |
orange-impartial-asset | $200.00 | 11/22/2011 8:42:23 PM |
transformer855 | $25.00 | 11/22/2011 10:01:24 PM |
orange-impartial-asset | $50.00 | 11/23/2011 11:43:41 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
540413
This series of Notes was issued and sold upon the funding of the borrower loan #56442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
28 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $8,331 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| autonomous-market492 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consistent payer
Purpose of loan: Debt Consolidation
This loan will be used to...pay off 2 large bills that have put me on a very limited budget. Once those 2 are paid off more of my extra money can be put towards paying off this loan.
My financial situation: I'm current with my payments and I bring in consistent income.
I am a good candidate for this loan because...I pay my bills on time and my main goal is to get all my bills paid off.
Monthly net income: $3400.00
Monthly expenses: $2500.00 (including items listed below)
Housing: $656.00
Insurance: $77.90month
Car expenses: $444.29/month
Utilities: $250.00/month
Phone, cable, internet: $160.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $ 400.00
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $75.00 | 11/22/2011 9:06:03 AM |
pdub | $75.00 | 11/22/2011 9:16:59 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:48:52 AM |
gold-miser9 | $166.54 | 11/22/2011 3:06:40 PM |
melodious-openness | $51.17 | 11/22/2011 7:53:10 PM |
I-Believe-In-You | $39.24 | 11/22/2011 8:04:26 PM |
serene-capital | $25.00 | 11/23/2011 1:19:11 AM |
nikkiesgrandma | $25.00 | 11/23/2011 4:50:01 AM |
big-lendin | $50.00 | 11/23/2011 4:55:06 AM |
tomdooley12520 | $25.00 | 11/23/2011 5:41:49 AM |
SolarMoonshine | $25.00 | 11/23/2011 3:56:03 AM |
Rebelrick9 | $25.00 | 11/23/2011 4:03:23 AM |
El_Profesional | $25.00 | 11/23/2011 6:39:48 AM |
COCHINOBOY | $50.24 | 11/23/2011 5:18:07 AM |
UBOtto186 | $50.00 | 11/23/2011 8:42:55 AM |
glroark | $100.00 | 11/23/2011 6:16:58 AM |
engrossing-responsibility0 | $50.00 | 11/23/2011 9:13:19 AM |
money-fort | $25.00 | 11/22/2011 7:51:52 PM |
taetrade | $25.00 | 11/23/2011 5:56:20 AM |
loanman2007 | $25.00 | 11/23/2011 9:30:51 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:27:40 AM |
knowledgeable-payment7 | $30.00 | 11/23/2011 6:42:54 AM |
velocity-flag | $25.00 | 11/23/2011 10:59:26 AM |
SFBank | $50.00 | 11/23/2011 11:10:11 AM |
realtormoises | $25.00 | 11/23/2011 7:57:59 AM |
bbt210 | $25.09 | 11/23/2011 9:45:58 AM |
Kids-College-Fund | $500.00 | 11/23/2011 9:54:12 AM |
AndChicksforFree | $25.00 | 11/22/2011 9:10:28 AM |
113121 | $30.00 | 11/23/2011 9:32:36 AM |
unassuming-market7 | $30.31 | 11/22/2011 4:19:26 PM |
crab-e-bill | $42.22 | 11/22/2011 5:50:01 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:09 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:14:01 PM |
skillful-asset5 | $30.00 | 11/22/2011 8:36:43 PM |
gold-miser9 | $48.48 | 11/22/2011 5:21:36 PM |
barefootpaul | $25.00 | 11/23/2011 6:20:43 AM |
social-heart | $25.00 | 11/22/2011 5:30:18 PM |
economy-popcorn | $25.00 | 11/23/2011 6:00:59 AM |
setUup | $26.20 | 11/23/2011 6:17:58 AM |
benefit-flow | $25.00 | 11/23/2011 8:59:50 AM |
Rogelio48 | $35.00 | 11/23/2011 9:05:36 AM |
fountain355 | $25.00 | 11/23/2011 4:49:25 AM |
DHolly | $31.00 | 11/23/2011 9:39:58 AM |
alexgalt | $25.00 | 11/23/2011 9:48:02 AM |
basis-wizard8 | $100.00 | 11/23/2011 6:12:15 AM |
agalt | $60.00 | 11/23/2011 10:28:41 AM |
moola-monger9 | $50.00 | 11/23/2011 7:48:24 AM |
worth-blanket2 | $1,400.00 | 11/23/2011 11:18:00 AM |
balance-warrior | $25.02 | 11/23/2011 9:54:27 AM |
bluestarman08 | $25.68 | 11/23/2011 8:41:36 AM |
Money_Working | $25.00 | 11/23/2011 10:16:45 AM |
the-lean-bid | $25.00 | 11/23/2011 10:24:26 AM |
the-hope-workhorse | $150.00 | 11/23/2011 10:14:25 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
540419
This series of Notes was issued and sold upon the funding of the borrower loan #56373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $79.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 29% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,433 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| pure-velocity |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2009)
|
Principal balance:
| $606.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Loan for auto body repair to car.
Purpose of loan:
This loan will be used to repair the driver side mirror on my Mercedes Benz c240 4matic and some minor front end damage that occured in a hit and run.
My financial situation:
I am a good candidate for this loan because i work full time and still live at home with my parents and have very few bills. i could afford to pay for the repairs myself in a month or two but cant wait until i save enough money because driving without a mirror is difficult for me. I hope to pay off the loan early I have another loan through prosper and i have made every payment on time for the last 2 years..
Monthly net income: $1800
Monthly expenses: $1224
Housing: $150
Insurance: $230
Car expenses: $300
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $386
Other expenses: $58
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/22/2011 9:09:32 AM |
luv4cycling | $100.00 | 11/22/2011 9:06:28 AM |
platinum-boss2 | $50.00 | 11/22/2011 9:07:42 AM |
ultimate-peace | $250.00 | 11/22/2011 9:10:32 AM |
golden-velocity9 | $25.00 | 11/22/2011 9:22:44 AM |
Danjack_Capital | $25.00 | 11/22/2011 9:27:05 AM |
RLaumeyer | $29.22 | 11/22/2011 9:23:15 AM |
enterprising-credit2 | $25.00 | 11/22/2011 9:56:38 AM |
real-return | $25.00 | 11/22/2011 10:00:32 AM |
CA-Lender | $25.00 | 11/22/2011 9:45:43 AM |
SolarMoonshine | $25.00 | 11/22/2011 9:55:16 AM |
Kash2010lu | $25.00 | 11/22/2011 9:11:53 AM |
DHolly | $31.00 | 11/22/2011 9:16:03 AM |
investment-artist | $28.01 | 11/22/2011 9:29:34 AM |
Jack55304 | $200.00 | 11/22/2011 9:30:25 AM |
RecoveryLender | $25.00 | 11/22/2011 9:32:27 AM |
Payout_Assured | $30.59 | 11/22/2011 9:44:57 AM |
money-baron | $38.97 | 11/22/2011 9:59:56 AM |
BigSkyFinancial | $17.21 | 11/22/2011 10:10:54 AM |
credit-missile | $125.00 | 11/22/2011 9:05:28 AM |
SLN-10 | $100.00 | 11/22/2011 9:14:50 AM |
Comoparklender | $25.00 | 11/22/2011 9:18:01 AM |
pound-mushroom3 | $25.00 | 11/22/2011 9:14:39 AM |
papaloha | $25.00 | 11/22/2011 9:20:20 AM |
Dubbs360 | $100.00 | 11/22/2011 9:35:49 AM |
finance-prescription | $100.00 | 11/22/2011 9:36:22 AM |
jazzlender | $25.00 | 11/22/2011 9:36:50 AM |
glenium | $25.00 | 11/22/2011 9:38:23 AM |
wwwUniversal | $25.00 | 11/22/2011 9:38:05 AM |
duty-explosion9 | $25.00 | 11/22/2011 9:45:02 AM |
dollar-tornado3 | $50.00 | 11/22/2011 9:49:20 AM |
loan-mammal | $100.00 | 11/22/2011 9:29:51 AM |
fortytwo | $150.00 | 11/22/2011 9:31:34 AM |
janeybooboo | $75.00 | 11/22/2011 9:53:32 AM |
penny-surgeon | $25.00 | 11/22/2011 9:58:28 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
540441
This series of Notes was issued and sold upon the funding of the borrower loan #56475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 26% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 12y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,392 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-aggresive-wampum |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan:
This loan will be used to... medical
My financial situation:
I am a good candidate for this loan because...never missed any loan obligation
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 11/22/2011 5:09:49 PM |
fortytwo | $150.00 | 11/22/2011 5:11:14 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 5:16:06 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:18 PM |
skillful-asset5 | $25.00 | 11/22/2011 8:30:39 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:30 AM |
wwwUniversal | $25.00 | 11/23/2011 5:28:33 PM |
engrossing-responsibility0 | $50.00 | 11/23/2011 5:22:44 PM |
SunriseTrader1 | $25.00 | 11/23/2011 10:17:40 AM |
justasoldier | $50.00 | 11/23/2011 6:07:41 PM |
well-mannered-income3 | $40.00 | 11/23/2011 6:12:11 PM |
periko | $25.00 | 11/23/2011 6:23:32 PM |
scarlet-velvet | $25.08 | 11/23/2011 7:19:32 PM |
spiff666 | $26.66 | 11/23/2011 6:51:30 PM |
upbeat-finance8 | $25.00 | 11/23/2011 7:26:58 PM |
Tylerh | $255.00 | 11/23/2011 2:21:03 PM |
the-dollar-honker | $25.00 | 11/23/2011 4:12:11 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:28 PM |
Ballybay | $50.00 | 11/23/2011 5:11:06 PM |
velocity-marble7 | $25.00 | 11/23/2011 5:25:48 PM |
bsmtloan | $50.00 | 11/23/2011 7:30:28 PM |
Green_Bay_Packers | $50.00 | 11/23/2011 7:42:30 PM |
social-heart | $25.00 | 11/22/2011 5:30:19 PM |
papaloha | $25.00 | 11/22/2011 5:35:01 PM |
golden-velocity9 | $25.00 | 11/23/2011 9:06:18 AM |
loss-of-control | $75.00 | 11/23/2011 4:42:46 PM |
Live-Free-or-Die | $400.00 | 11/23/2011 5:53:16 PM |
money-fort | $25.00 | 11/23/2011 5:56:49 PM |
Mostlycoins | $27.80 | 11/23/2011 7:39:24 PM |
Iwillhuntyoudown | $25.46 | 11/23/2011 7:51:32 PM |
Comoparklender | $25.00 | 11/23/2011 5:18:25 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
540453
This series of Notes was issued and sold upon the funding of the borrower loan #56656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $136 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| impressive-deal249 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to...travel out of country
My financial situation:
I am a good candidate for this loan because...
I am living with my parents and i dont pay for rent or anything live freely with them
Monthly net income: $1000
Monthly expenses: $
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $40
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $130
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 11/22/2011 5:09:55 PM |
SolarMoonshine | $25.00 | 11/22/2011 5:15:46 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:11 PM |
papaloha | $25.00 | 11/22/2011 5:35:01 PM |
golden-velocity9 | $35.00 | 11/23/2011 9:18:48 AM |
well-mannered-income3 | $40.00 | 11/23/2011 6:18:12 PM |
gilbrear | $25.00 | 11/24/2011 12:29:23 PM |
shrewd-rupee | $75.00 | 11/24/2011 11:35:16 AM |
new-social-economist | $40.00 | 11/24/2011 5:00:58 PM |
pietro_torna_indietro | $25.00 | 11/24/2011 6:58:14 AM |
Haribelle | $25.00 | 11/24/2011 7:34:55 PM |
return-cluster991 | $100.00 | 11/25/2011 1:02:52 AM |
SudianX | $25.00 | 11/24/2011 10:57:18 AM |
ddog0224 | $25.00 | 11/25/2011 2:31:12 AM |
citytreker | $25.00 | 11/25/2011 7:31:05 AM |
pound-mushroom3 | $25.00 | 11/22/2011 5:17:00 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:18 PM |
ingenious-deal6 | $25.00 | 11/22/2011 5:36:42 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:30 AM |
the-dollar-honker | $40.00 | 11/23/2011 3:53:41 PM |
Comoparklender | $25.00 | 11/23/2011 5:18:25 PM |
CashFlow13 | $100.00 | 11/23/2011 5:26:43 PM |
factcheck | $25.00 | 11/24/2011 4:50:33 AM |
Tylerh | $255.00 | 11/23/2011 2:21:04 PM |
economy-sunrise | $25.00 | 11/24/2011 6:04:06 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:28 PM |
tranquil-ore4 | $25.00 | 11/24/2011 9:05:04 AM |
Brisket_Bob | $25.37 | 11/24/2011 7:28:04 AM |
engrossing-responsibility0 | $50.00 | 11/23/2011 5:22:44 PM |
wwwUniversal | $25.00 | 11/23/2011 5:28:34 PM |
r48 | $26.00 | 11/24/2011 9:33:49 AM |
finance-prescription | $100.00 | 11/24/2011 9:32:50 AM |
SecondChanceLendingSERV | $25.00 | 11/24/2011 2:40:43 AM |
Hogan55 | $25.00 | 11/24/2011 6:42:32 AM |
peace-guild2 | $25.00 | 11/24/2011 5:05:24 PM |
atcrain07 | $50.00 | 11/25/2011 6:17:16 AM |
Dubbs360 | $100.00 | 11/24/2011 9:19:05 AM |
cajunguy | $25.00 | 11/24/2011 3:57:44 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:27 PM |
future-baby-fund | $33.63 | 11/25/2011 8:06:41 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
540471
This series of Notes was issued and sold upon the funding of the borrower loan #56879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 11.76% |
Monthly payment:
| $550.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.53% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 17% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,028 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| point-jet |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAY OFF
Purpose of loan:
This loan will be used to pay higher interest rates.
My financial situation:
I am a good candidate for this loan because my credit rating reflects paying on time and in full.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $28.07 | 11/22/2011 5:02:26 PM |
KLCRAY | $25.00 | 11/22/2011 5:09:37 PM |
MarketInvestor | $25.00 | 11/22/2011 5:09:56 PM |
anacent | $25.00 | 11/22/2011 5:16:49 PM |
Mendosurfire | $50.00 | 11/22/2011 5:08:33 PM |
skuba | $75.00 | 11/22/2011 5:08:39 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:45 PM |
subtle-revenue0 | $25.00 | 11/22/2011 5:10:24 PM |
lucrative-coin | $50.00 | 11/22/2011 5:11:50 PM |
JustMee | $25.00 | 11/22/2011 5:13:23 PM |
encore06 | $25.00 | 11/22/2011 5:23:37 PM |
first-favorite-bonus9 | $25.00 | 11/22/2011 5:25:57 PM |
SB-Funding | $50.00 | 11/22/2011 5:17:47 PM |
ianakacg | $25.00 | 11/22/2011 5:27:05 PM |
vivacious-truth3 | $25.00 | 11/22/2011 5:27:39 PM |
britgsb | $30.00 | 11/22/2011 5:33:25 PM |
nickel-ferret | $50.00 | 11/22/2011 5:35:30 PM |
don8ter | $50.00 | 11/22/2011 5:33:04 PM |
jjb3 | $25.00 | 11/22/2011 5:13:53 PM |
value-wind0 | $25.00 | 11/22/2011 5:14:39 PM |
toblerone | $25.00 | 11/22/2011 5:18:38 PM |
iaffy | $25.00 | 11/22/2011 5:19:54 PM |
platinum-genetics | $25.00 | 11/22/2011 5:20:27 PM |
Cheburashka | $25.00 | 11/22/2011 5:20:58 PM |
Hexnut | $50.00 | 11/22/2011 9:41:45 PM |
Pebbles-Lending | $50.00 | 11/22/2011 5:23:51 PM |
velocity-solo | $25.00 | 11/22/2011 5:25:00 PM |
Sid-K | $25.00 | 11/22/2011 5:25:07 PM |
restless-balance9 | $100.00 | 11/23/2011 3:51:08 AM |
tflood1967 | $50.00 | 11/22/2011 5:30:44 PM |
GoldenGo4 | $50.00 | 11/23/2011 7:17:04 AM |
five-star-nickel7 | $25.00 | 11/22/2011 5:38:08 PM |
Bank_Of_XL | $25.00 | 11/23/2011 9:13:32 AM |
1phantom | $25.00 | 11/23/2011 9:14:35 AM |
revmax | $25.00 | 11/23/2011 9:35:03 AM |
taurusco | $100.00 | 11/23/2011 12:48:47 PM |
leeball | $50.00 | 11/23/2011 9:18:13 AM |
Railbird | $25.00 | 11/23/2011 9:25:00 AM |
value-pole | $50.00 | 11/23/2011 10:35:08 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:24 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:49 AM |
sportsmagic | $500.00 | 11/23/2011 7:19:26 PM |
Zipperdu | $40.00 | 11/24/2011 2:49:32 AM |
wise-brilliant-income | $50.00 | 11/24/2011 4:42:37 PM |
igniter584 | $25.00 | 11/24/2011 6:37:54 AM |
Bamaman205 | $52.62 | 11/24/2011 6:28:37 PM |
GreenSun | $25.00 | 11/25/2011 10:18:22 AM |
sentry256 | $25.00 | 11/25/2011 4:29:05 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:29 PM |
smallcountry | $25.00 | 11/26/2011 9:43:46 AM |
gracej | $25.00 | 11/26/2011 12:13:37 PM |
ckatak | $50.00 | 11/26/2011 12:29:56 PM |
kanewna | $25.00 | 11/26/2011 8:14:31 PM |
networks4ever | $25.00 | 11/27/2011 7:45:10 AM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:19 AM |
unassuming-note | $25.00 | 11/27/2011 4:13:09 AM |
repayment-launcher | $25.00 | 11/27/2011 4:47:13 AM |
bradny | $25.00 | 11/27/2011 10:22:38 AM |
transaction-engine6 | $25.00 | 11/27/2011 2:49:15 PM |
Trimalchio12 | $25.00 | 11/27/2011 12:52:29 PM |
careful-note | $133.00 | 11/28/2011 4:15:53 AM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:39 PM |
roadtruck | $50.00 | 11/28/2011 8:26:27 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:40 PM |
wonderous-principal083 | $50.00 | 11/27/2011 5:36:11 PM |
finance-explosion6 | $25.00 | 11/28/2011 5:06:08 PM |
onegoodlender | $25.00 | 11/28/2011 5:08:11 PM |
TelegramSam | $25.00 | 11/28/2011 5:09:03 PM |
MassBile | $25.00 | 11/28/2011 5:10:33 PM |
Daneistes | $50.00 | 11/28/2011 5:10:51 PM |
finance-negotiator2 | $25.00 | 11/28/2011 5:14:16 PM |
sajitk | $25.00 | 11/28/2011 5:23:16 PM |
capital-dynamo0 | $25.00 | 11/28/2011 5:33:34 PM |
lrr34 | $25.00 | 11/28/2011 5:24:21 PM |
cocopuffs | $25.00 | 11/28/2011 5:46:19 PM |
first-economy-orbiter | $25.00 | 11/28/2011 6:25:24 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:36 PM |
brightest-gain-investor | $2,000.00 | 11/28/2011 8:30:09 PM |
bouvierchamp | $40.00 | 11/28/2011 9:54:24 PM |
CreditBuilder2 | $150.00 | 11/28/2011 11:11:40 PM |
attractive-rate | $48.85 | 11/29/2011 3:13:11 AM |
enterprising-integrity | $50.00 | 11/28/2011 5:22:49 PM |
safe-payment8 | $25.00 | 11/28/2011 5:23:09 PM |
yield-hut | $75.00 | 11/29/2011 4:23:51 AM |
MONEYLENDER101 | $250.00 | 11/29/2011 6:00:23 AM |
Mindful7 | $25.00 | 11/29/2011 5:10:18 AM |
stollcm | $25.00 | 11/29/2011 5:28:55 AM |
buffalobills | $25.00 | 11/29/2011 7:46:11 AM |
revenue-appraiser | $25.00 | 11/29/2011 7:05:16 AM |
mercuriant | $25.00 | 11/29/2011 7:53:27 AM |
vutah | $25.00 | 11/28/2011 7:29:44 PM |
silver-metronome2 | $100.00 | 11/28/2011 8:41:33 PM |
Bubbasnestegg | $25.00 | 11/29/2011 9:06:46 AM |
BuffetRocks | $50.00 | 11/29/2011 9:10:25 AM |
Natronpee | $25.00 | 11/29/2011 9:12:43 AM |
Trinkaloki | $25.00 | 11/29/2011 9:09:15 AM |
martinatime | $25.00 | 11/29/2011 9:10:52 AM |
sharp-income2 | $25.00 | 11/29/2011 9:15:36 AM |
income-excellence1 | $25.00 | 11/29/2011 9:11:58 AM |
IIP77 | $25.00 | 11/29/2011 2:36:16 AM |
Duchdad | $25.00 | 11/29/2011 9:18:58 AM |
Keebs | $25.00 | 11/29/2011 9:19:08 AM |
currency-persimmon | $35.00 | 11/29/2011 4:48:55 AM |
RusRobo | $25.00 | 11/29/2011 9:17:25 AM |
Mrs-Honeydew | $30.00 | 11/29/2011 5:24:00 AM |
Vans1975 | $25.73 | 11/29/2011 9:17:50 AM |
important-ore | $150.00 | 11/29/2011 9:24:31 AM |
sngndnc | $25.00 | 11/29/2011 9:25:22 AM |
Medops911 | $25.00 | 11/29/2011 9:25:38 AM |
pipopirate | $25.00 | 11/29/2011 9:20:43 AM |
ChicoBob | $25.00 | 11/29/2011 9:26:20 AM |
compoundinterest | $50.00 | 11/29/2011 9:26:40 AM |
acropiloterau2002 | $25.00 | 11/29/2011 9:22:16 AM |
PaulW | $40.00 | 11/29/2011 9:27:31 AM |
kulender | $100.00 | 11/29/2011 9:24:27 AM |
goodhearted-gold3 | $50.00 | 11/29/2011 9:29:40 AM |
larslfe | $25.00 | 11/29/2011 9:24:59 AM |
jazzlender | $50.00 | 11/29/2011 9:25:06 AM |
CalBear5 | $25.00 | 11/29/2011 9:31:51 AM |
EJO | $27.00 | 11/29/2011 7:50:13 AM |
taz007 | $25.00 | 11/29/2011 9:28:26 AM |
Gorblum | $25.00 | 11/29/2011 9:28:42 AM |
first-serene-credit | $25.00 | 11/29/2011 8:22:34 AM |
agalt | $125.00 | 11/29/2011 8:26:08 AM |
Namrok | $25.00 | 11/29/2011 9:36:02 AM |
SMVM87 | $25.00 | 11/29/2011 9:31:55 AM |
credible-durability | $25.00 | 11/29/2011 9:36:11 AM |
Arg3998 | $25.00 | 11/29/2011 9:38:05 AM |
mennleo | $50.00 | 11/29/2011 9:05:19 AM |
lounges | $40.00 | 11/29/2011 9:06:24 AM |
emo13 | $50.00 | 11/29/2011 9:35:06 AM |
Warwick | $25.00 | 11/29/2011 9:39:50 AM |
stensonb | $25.00 | 11/29/2011 9:40:02 AM |
lincs | $25.00 | 11/29/2011 9:40:37 AM |
marketplace-cello5 | $25.00 | 11/29/2011 9:08:37 AM |
ZeLonewolf | $25.00 | 11/29/2011 9:08:53 AM |
BBL | $25.00 | 11/29/2011 9:42:13 AM |
wealthstar | $25.00 | 11/29/2011 9:37:06 AM |
debt-fuse158 | $25.00 | 11/29/2011 9:42:46 AM |
virtualbank | $25.00 | 11/29/2011 9:10:33 AM |
jakesworld | $25.00 | 11/29/2011 9:11:02 AM |
tolstoy00 | $25.00 | 11/29/2011 9:43:18 AM |
building-america | $25.00 | 11/29/2011 9:39:48 AM |
orange-courageous-dedication | $25.00 | 11/29/2011 9:40:58 AM |
passbook | $25.00 | 11/29/2011 9:41:18 AM |
adventurous-cash | $25.00 | 11/29/2011 9:14:54 AM |
Panna | $25.00 | 11/29/2011 9:42:53 AM |
damage | $25.00 | 11/29/2011 9:46:25 AM |
fervent-repayment | $50.00 | 11/29/2011 9:17:43 AM |
Raptorman | $25.00 | 11/29/2011 9:17:46 AM |
Rdodson11 | $25.00 | 11/29/2011 9:49:23 AM |
saihu | $25.00 | 11/29/2011 9:47:01 AM |
yachtmaster45 | $25.00 | 11/29/2011 9:50:40 AM |
knitwit | $25.00 | 11/29/2011 9:20:33 AM |
fairness-faire | $25.00 | 11/29/2011 9:21:06 AM |
L-vex | $25.00 | 11/29/2011 9:21:33 AM |
majestic-dedication | $50.00 | 11/29/2011 9:21:42 AM |
sail120 | $50.00 | 11/29/2011 9:49:41 AM |
dartmouth99 | $25.00 | 11/29/2011 9:49:55 AM |
NoCal | $25.00 | 11/29/2011 9:25:09 AM |
competent-market4 | $25.00 | 11/29/2011 9:31:02 AM |
tuffshorty | $30.00 | 11/29/2011 9:32:21 AM |
exciting-greenback | $49.12 | 11/29/2011 11:25:43 AM |
ramsbladder | $25.00 | 11/29/2011 9:32:57 AM |
lysholm | $25.00 | 11/29/2011 9:34:03 AM |
workinghardoregon | $25.00 | 11/29/2011 9:35:02 AM |
investment-comet | $25.00 | 11/29/2011 11:21:53 AM |
gain-mountain1 | $50.00 | 11/29/2011 11:25:29 AM |
extraordinary-silver5 | $25.00 | 11/29/2011 9:39:08 AM |
rangers94 | $25.00 | 11/29/2011 9:41:43 AM |
kalex752 | $25.00 | 11/29/2011 9:43:04 AM |
lifegrowth | $25.00 | 11/29/2011 9:43:56 AM |
superstar449 | $40.27 | 11/29/2011 1:10:20 PM |
hostbank | $100.00 | 11/29/2011 9:44:30 AM |
ronkr | $25.00 | 11/29/2011 9:45:43 AM |
Kame | $25.00 | 11/29/2011 9:45:47 AM |
generosity-battalion0 | $50.00 | 11/29/2011 1:14:40 PM |
adevadeh | $25.00 | 11/29/2011 9:47:24 AM |
intuitive-worth7 | $50.00 | 11/29/2011 1:25:12 PM |
YLlama | $25.00 | 11/29/2011 1:38:33 PM |
wbahl | $25.00 | 11/29/2011 9:50:33 AM |
loot-heart | $25.00 | 11/29/2011 10:28:29 AM |
corphippie | $26.50 | 11/29/2011 11:11:25 AM |
larrybird | $1,398.32 | 11/29/2011 11:28:20 AM |
BigBag | $25.00 | 11/29/2011 12:36:14 PM |
LaXavier | $25.00 | 11/29/2011 1:22:25 PM |
greenventures | $25.00 | 11/29/2011 1:23:14 PM |
YLlama | $100.00 | 11/29/2011 1:35:50 PM |
sflawya | $25.00 | 11/24/2011 8:55:11 AM |
igniter584 | $25.00 | 11/22/2011 5:05:26 PM |
Tradesmanlender | $25.00 | 11/22/2011 5:15:59 PM |
Dollars4Rent | $50.00 | 11/22/2011 5:06:03 PM |
Cai8899 | $50.00 | 11/22/2011 5:16:43 PM |
fortytwo | $150.00 | 11/22/2011 5:11:14 PM |
neighborly-hope6 | $100.00 | 11/22/2011 5:20:39 PM |
bb575 | $50.00 | 11/22/2011 5:21:28 PM |
jscope | $25.00 | 11/22/2011 5:12:23 PM |
postalwhiz | $25.00 | 11/22/2011 5:12:25 PM |
MrDavid | $75.00 | 11/22/2011 5:18:32 PM |
wtrboy | $25.00 | 11/22/2011 5:19:45 PM |
AmericanCredit | $25.00 | 11/22/2011 5:29:57 PM |
imlosttoo | $25.00 | 11/22/2011 6:28:24 PM |
evnagelist | $25.00 | 11/22/2011 5:07:43 PM |
invincible-platinum9 | $25.00 | 11/22/2011 7:04:57 PM |
blot44 | $100.00 | 11/22/2011 7:48:11 PM |
Clambake | $25.00 | 11/22/2011 5:17:29 PM |
AFairDeal | $25.00 | 11/22/2011 5:21:25 PM |
minista | $25.00 | 11/22/2011 5:21:37 PM |
enterprising-credit2 | $50.00 | 11/22/2011 9:21:51 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:53 PM |
worthy-bid8 | $50.00 | 11/22/2011 5:22:59 PM |
SourDoughSteve | $25.00 | 11/22/2011 5:23:56 PM |
calbertrand | $25.00 | 11/22/2011 10:13:55 PM |
riproaringrapids | $25.00 | 11/22/2011 5:28:05 PM |
indomitable-coin | $25.00 | 11/22/2011 5:30:14 PM |
speyer | $25.00 | 11/23/2011 6:41:34 AM |
mr55262 | $25.00 | 11/22/2011 5:32:28 PM |
aesop56 | $100.00 | 11/22/2011 5:34:17 PM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:04 AM |
rmachi | $25.00 | 11/23/2011 9:05:24 AM |
first-upright-payout | $25.00 | 11/23/2011 9:30:32 AM |
Zipperdu | $50.00 | 11/23/2011 3:46:24 AM |
fair-funds | $25.00 | 11/23/2011 9:32:01 AM |
kyomoon | $50.00 | 11/23/2011 9:07:53 AM |
trustworthy-finance6 | $300.00 | 11/23/2011 3:55:02 PM |
Tylerh | $255.00 | 11/23/2011 2:21:04 PM |
Marathoner | $25.00 | 11/23/2011 9:25:27 AM |
brutusbone | $25.00 | 11/23/2011 9:26:38 AM |
restless-balance9 | $50.00 | 11/24/2011 2:52:26 AM |
Savings_EQ_Dignity | $50.00 | 11/23/2011 3:23:16 PM |
diversification-surge | $25.00 | 11/24/2011 6:27:59 AM |
slartibardfast | $25.00 | 11/24/2011 9:39:16 AM |
wahoos20 | $50.00 | 11/24/2011 11:21:12 AM |
bailey7563 | $40.00 | 11/24/2011 7:33:44 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:27 PM |
lendersf | $75.00 | 11/24/2011 10:25:45 PM |
a-exponential-hope | $25.00 | 11/25/2011 7:34:39 AM |
Aimvest | $25.00 | 11/25/2011 9:11:16 AM |
-Tuxedo- | $25.00 | 11/25/2011 1:25:29 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:39 AM |
bornsucka | $25.00 | 11/25/2011 5:51:14 PM |
valiant-liberty4 | $25.00 | 11/25/2011 9:07:03 AM |
organic-commerce9 | $25.00 | 11/26/2011 9:15:39 AM |
TrustPlus | $50.00 | 11/26/2011 9:10:01 AM |
figs4u2 | $100.00 | 11/26/2011 12:09:34 PM |
mizount | $25.00 | 11/26/2011 12:17:36 PM |
puifais | $50.00 | 11/26/2011 12:27:40 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:21 AM |
FlexFunding | $50.00 | 11/26/2011 5:16:00 AM |
hard-working-rate3 | $100.00 | 11/26/2011 12:14:40 PM |
IIP77 | $25.00 | 11/26/2011 12:22:33 PM |
igniter584 | $25.00 | 11/27/2011 8:29:58 AM |
steiglends | $100.00 | 11/27/2011 9:49:36 AM |
latestone | $25.00 | 11/27/2011 9:50:29 AM |
neighborly-hope6 | $100.00 | 11/27/2011 10:31:37 AM |
umfan123 | $25.00 | 11/26/2011 5:54:59 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:55 PM |
Poohcho | $25.00 | 11/27/2011 1:32:39 PM |
careful-note | $50.00 | 11/27/2011 4:58:48 AM |
benjay25 | $25.00 | 11/27/2011 4:33:53 PM |
careful-note | $70.00 | 11/28/2011 4:36:47 AM |
uberrific | $50.00 | 11/27/2011 10:08:36 PM |
american6 | $100.00 | 11/27/2011 11:55:50 PM |
nuclearmoose | $25.00 | 11/27/2011 12:15:03 PM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:14:25 PM |
cerebral-value4 | $50.00 | 11/28/2011 10:36:22 AM |
finance-orchestra8 | $40.00 | 11/28/2011 10:16:02 AM |
Ariesian1 | $25.00 | 11/28/2011 10:41:52 AM |
mrpowers5531 | $25.00 | 11/28/2011 9:20:34 AM |
the-magnetic-transaction | $50.00 | 11/28/2011 5:15:57 PM |
currency-solo | $25.00 | 11/28/2011 5:16:34 PM |
340 | $25.00 | 11/28/2011 5:13:11 PM |
SolarMoonshine | $25.00 | 11/28/2011 5:21:04 PM |
brightest-fearless-payout | $50.00 | 11/28/2011 5:15:39 PM |
tlp43 | $25.00 | 11/28/2011 5:20:15 PM |
luminous-marketplace5 | $25.00 | 11/28/2011 5:27:28 PM |
aabadabadoo | $25.00 | 11/28/2011 5:29:47 PM |
brazilofmux | $100.00 | 11/28/2011 5:33:27 PM |
impressive-loan | $100.00 | 11/28/2011 5:26:22 PM |
lost-money-so-far-on-these | $25.00 | 11/28/2011 5:28:49 PM |
just-loyalty643 | $50.00 | 11/28/2011 7:40:50 PM |
mtquan | $25.00 | 11/28/2011 8:29:12 PM |
BxRealtor | $25.00 | 11/28/2011 5:06:18 PM |
JAB | $25.00 | 11/28/2011 9:03:33 PM |
little_brother1 | $33.42 | 11/28/2011 9:08:45 PM |
transparency-river1 | $2,000.00 | 11/28/2011 10:28:38 PM |
spenrod | $25.00 | 11/28/2011 5:17:49 PM |
Solid-Platinum | $50.00 | 11/28/2011 11:53:22 PM |
cr8on | $100.00 | 11/29/2011 12:32:14 AM |
BCD | $25.00 | 11/29/2011 12:56:04 AM |
repaymeplease | $30.52 | 11/29/2011 4:50:58 AM |
China0813 | $25.00 | 11/29/2011 4:38:38 AM |
Registerednurse1 | $25.00 | 11/29/2011 5:24:13 AM |
Hobson | $25.00 | 11/29/2011 6:37:52 AM |
Schlawinzer | $25.00 | 11/29/2011 5:36:52 AM |
hookUup | $31.20 | 11/29/2011 6:18:40 AM |
Dignified-Market29 | $100.00 | 11/29/2011 6:37:50 AM |
GodzillaLending | $25.00 | 11/29/2011 7:16:30 AM |
InvestForWealth | $38.72 | 11/29/2011 8:06:50 AM |
indomitable-coin | $25.00 | 11/28/2011 7:17:37 PM |
Avid_Skier | $25.00 | 11/28/2011 7:19:03 PM |
CatbirdBanking | $25.00 | 11/28/2011 7:34:26 PM |
EJPiper | $250.00 | 11/28/2011 7:40:45 PM |
SeaLoans | $25.00 | 11/29/2011 9:06:37 AM |
robertmm25 | $75.00 | 11/29/2011 8:55:35 AM |
PA2LA | $25.00 | 11/29/2011 9:06:29 AM |
gojackgo | $50.00 | 11/29/2011 9:12:25 AM |
determined-deal7 | $25.00 | 11/29/2011 9:12:34 AM |
dtrain5 | $50.00 | 11/29/2011 9:12:48 AM |
doncm | $50.00 | 11/29/2011 9:08:47 AM |
efficient-marketplace | $25.00 | 11/29/2011 9:09:36 AM |
ashik | $25.00 | 11/28/2011 10:22:17 PM |
hrubinst | $50.00 | 11/29/2011 9:14:52 AM |
gzeo | $25.00 | 11/29/2011 9:10:59 AM |
Binan | $25.00 | 11/28/2011 11:25:32 PM |
Phunder | $25.00 | 11/29/2011 2:24:25 AM |
ms48105 | $25.00 | 11/29/2011 9:17:41 AM |
LogicalCC | $25.00 | 11/29/2011 9:14:06 AM |
turbostar666 | $25.00 | 11/29/2011 9:18:53 AM |
the-financier814 | $25.00 | 11/29/2011 9:18:59 AM |
fair_rates | $25.00 | 11/29/2011 9:19:01 AM |
serene-credit4 | $25.00 | 11/29/2011 9:19:59 AM |
timbob | $100.00 | 11/29/2011 9:15:38 AM |
new-truth-chuckler | $25.00 | 11/29/2011 9:22:30 AM |
p123 | $50.00 | 11/29/2011 9:18:12 AM |
gt1687c | $50.00 | 11/29/2011 9:24:08 AM |
chibear34 | $25.00 | 11/29/2011 9:24:31 AM |
cablenews | $100.00 | 11/29/2011 9:26:50 AM |
fiddlerzvi | $50.00 | 11/29/2011 9:27:18 AM |
silverloan | $50.00 | 11/29/2011 9:27:40 AM |
vigilance-revolutionary | $50.00 | 11/29/2011 9:28:07 AM |
r5sweeties | $25.00 | 11/29/2011 9:24:18 AM |
shorthairedg | $25.00 | 11/29/2011 9:29:59 AM |
andycheb | $25.00 | 11/29/2011 9:30:23 AM |
diligent-leverage | $25.00 | 11/29/2011 9:26:56 AM |
NJNY | $25.00 | 11/29/2011 9:32:33 AM |
nonukem | $25.00 | 11/29/2011 9:33:37 AM |
zenchef | $25.00 | 11/29/2011 9:34:44 AM |
flexible-return297 | $25.00 | 11/29/2011 8:26:26 AM |
ujiba | $50.00 | 11/29/2011 9:31:40 AM |
awwaww | $25.00 | 11/29/2011 9:31:48 AM |
silver-armada | $50.00 | 11/29/2011 9:36:12 AM |
CornerKetch | $25.01 | 11/29/2011 9:32:03 AM |
octoberfresh | $25.00 | 11/29/2011 8:47:22 AM |
bid-papyrus | $25.00 | 11/29/2011 9:37:16 AM |
rulender | $25.00 | 11/29/2011 9:32:51 AM |
dharma1 | $25.00 | 11/29/2011 9:38:01 AM |
moneynmotion | $25.00 | 11/29/2011 9:34:16 AM |
paddatjie | $25.00 | 11/29/2011 9:38:50 AM |
TheReaderRabbit | $25.00 | 11/29/2011 9:34:38 AM |
trident9 | $50.00 | 11/29/2011 9:39:32 AM |
littlemonkey | $25.00 | 11/29/2011 9:08:33 AM |
jfd287 | $25.00 | 11/29/2011 9:08:43 AM |
kbodendorf | $25.00 | 11/29/2011 9:42:32 AM |
jo2y | $25.00 | 11/29/2011 9:37:20 AM |
return-marsupial3 | $25.00 | 11/29/2011 9:42:42 AM |
Willylump | $25.00 | 11/29/2011 9:37:33 AM |
FoosMaster | $25.00 | 11/29/2011 9:44:08 AM |
whistledicksmith | $25.00 | 11/29/2011 9:39:36 AM |
yarg | $25.00 | 11/29/2011 9:16:13 AM |
bonus-tent | $25.00 | 11/29/2011 9:16:53 AM |
JohnW12 | $50.00 | 11/29/2011 9:48:29 AM |
nick5454 | $25.00 | 11/29/2011 9:45:16 AM |
JMJIluss | $25.00 | 11/29/2011 9:18:19 AM |
Preteur | $25.00 | 11/29/2011 9:50:23 AM |
Pasagam | $50.00 | 11/29/2011 9:20:27 AM |
money-explorer3 | $25.00 | 11/29/2011 9:48:46 AM |
LowLeftJim | $25.00 | 11/29/2011 9:21:23 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:27 AM |
SanJoser | $25.00 | 11/29/2011 9:24:15 AM |
chicagobear23 | $25.00 | 11/29/2011 9:51:50 AM |
Chutney | $25.00 | 11/29/2011 9:26:38 AM |
Schwamie | $25.00 | 11/29/2011 10:37:30 AM |
mosby | $25.00 | 11/29/2011 9:27:42 AM |
jenq0001 | $25.00 | 11/29/2011 9:28:05 AM |
Nco | $25.00 | 11/29/2011 10:45:37 AM |
responsive-value4 | $25.00 | 11/29/2011 10:45:45 AM |
causr08 | $25.00 | 11/29/2011 9:30:53 AM |
shrewd-nickel746 | $25.00 | 11/29/2011 9:31:21 AM |
Mantis75 | $25.00 | 11/29/2011 9:32:23 AM |
cclady | $500.00 | 11/29/2011 10:49:25 AM |
leverage-monger | $40.00 | 11/29/2011 10:57:12 AM |
ski bum | $100.00 | 11/29/2011 9:33:58 AM |
Ivan2007 | $25.00 | 11/29/2011 9:36:38 AM |
fascinating-transparency6 | $353.45 | 11/29/2011 11:51:17 AM |
jamschmidt | $25.00 | 11/29/2011 9:37:41 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:37 AM |
Integrity-Lending4U | $25.00 | 11/29/2011 12:24:51 PM |
platinum-sorcerer6 | $50.00 | 11/29/2011 9:42:03 AM |
ingenious-order783 | $50.00 | 11/29/2011 12:15:14 PM |
orderly-leverage | $250.00 | 11/29/2011 12:44:29 PM |
orange-penny-shooter | $25.00 | 11/29/2011 12:27:27 PM |
social-trumpet | $25.00 | 11/29/2011 12:31:46 PM |
payment-halo | $25.00 | 11/29/2011 1:27:52 PM |
extraordinary-exchange4 | $25.00 | 11/29/2011 9:46:04 AM |
managedfund | $1,123.20 | 11/29/2011 1:41:02 PM |
sjlender | $100.00 | 11/29/2011 9:46:56 AM |
friendinmoney | $25.00 | 11/29/2011 9:47:16 AM |
ThomasC | $50.00 | 11/29/2011 9:47:42 AM |
JTCorp | $25.00 | 11/29/2011 9:49:39 AM |
novice-speculator | $25.00 | 11/29/2011 10:26:10 AM |
ORteacher | $100.00 | 11/29/2011 11:41:53 AM |
leodaguy | $500.00 | 11/29/2011 12:04:53 PM |
403 Investments
|
Borrower Payment Dependent Notes Series
540477
This series of Notes was issued and sold upon the funding of the borrower loan #56978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,065 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| attractive-reward543 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Maldohern
Purpose of loan: Repair car
This loan will be used to...Fix engine
My financial situation:
I am a good candidate for this loan because...Payment amount is affordable
Monthly net income: $3000
Monthly expenses:
Housing: $1500
Insurance: $100
Car expenses: $217
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $170
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fortytwo | $150.00 | 11/22/2011 5:11:14 PM |
goodhearted-generosity511 | $25.00 | 11/22/2011 5:07:37 PM |
skillful-asset5 | $30.00 | 11/22/2011 8:28:46 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:11 PM |
SolarMoonshine | $25.00 | 11/22/2011 5:15:16 PM |
radforj22 | $25.00 | 11/23/2011 5:23:08 AM |
taltman | $25.00 | 11/23/2011 7:53:24 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:18 PM |
Danjack_Capital | $25.00 | 11/22/2011 6:13:51 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:30 AM |
favorite-commerce | $40.00 | 11/22/2011 8:48:53 PM |
Tylerh | $255.00 | 11/23/2011 2:21:05 PM |
periko | $25.00 | 11/23/2011 6:28:53 PM |
Foothill-Paradise | $25.00 | 11/23/2011 5:40:33 PM |
wwwUniversal | $25.00 | 11/23/2011 5:28:34 PM |
thankful-nickel2 | $25.00 | 11/24/2011 2:12:22 PM |
SecondChanceLendingSERV | $25.00 | 11/25/2011 8:19:22 AM |
orange-steady-payment | $25.00 | 11/25/2011 12:48:14 PM |
VASLENDING | $50.00 | 11/25/2011 2:23:14 PM |
first-dinero-igloo | $25.00 | 11/26/2011 6:32:11 AM |
fishcreek | $25.00 | 11/26/2011 2:14:24 AM |
bid-stockpiler1 | $100.00 | 11/26/2011 6:50:03 AM |
Kyileo | $25.00 | 11/25/2011 11:29:36 AM |
leverage-monger | $10.00 | 11/26/2011 9:58:05 AM |
2grindstones | $35.00 | 11/26/2011 9:57:17 AM |
jjswanso | $50.00 | 11/22/2011 5:24:29 PM |
pdub | $75.00 | 11/22/2011 5:26:16 PM |
ibndalight | $25.00 | 11/22/2011 5:41:22 PM |
golden-velocity9 | $25.00 | 11/23/2011 8:17:15 AM |
papaloha | $25.00 | 11/22/2011 5:35:02 PM |
newest-generous-income | $25.00 | 11/23/2011 9:24:03 AM |
Iwillhuntyoudown | $25.00 | 11/23/2011 8:19:00 PM |
rate-hickory | $25.00 | 11/23/2011 3:14:43 PM |
loss-of-control | $75.00 | 11/23/2011 4:51:18 PM |
famous-bill | $50.00 | 11/24/2011 2:12:20 PM |
Rogelio48 | $25.00 | 11/24/2011 7:30:12 AM |
Haribelle | $25.00 | 11/24/2011 7:41:18 PM |
atcrain07 | $25.00 | 11/25/2011 6:22:51 AM |
dsgfl1 | $100.00 | 11/25/2011 5:36:48 AM |
exchange-dreams | $30.00 | 11/25/2011 11:14:13 AM |
bizlending | $200.00 | 11/25/2011 11:56:01 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
540481
This series of Notes was issued and sold upon the funding of the borrower loan #56599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,432 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| revenue-processor240 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Travel
Purpose of loan:
This loan will be used to provide for business travel expenses through the end of 2011
My financial situation:
I am a good candidate for this loan because I have always been responsible with paying my bills, have never paid a bill late, and can easily afford to pay this loan off.
Monthly net income: $6300
Monthly expenses: $500
Housing: $1050
Insurance: $110
Car expenses: $485
Utilities: $125
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:04:24 AM |
SolarMoonshine | $25.00 | 11/22/2011 9:58:33 AM |
finance-prescription | $100.00 | 11/22/2011 9:36:23 AM |
radforj22 | $25.00 | 11/23/2011 5:24:42 AM |
worth-blanket2 | $1,200.00 | 11/23/2011 11:17:25 AM |
zippy-greenback231 | $25.00 | 11/23/2011 11:32:36 AM |
jjswanso | $50.00 | 11/22/2011 9:38:16 AM |
papaloha | $25.00 | 11/22/2011 9:20:22 AM |
golden-velocity9 | $25.00 | 11/22/2011 9:22:45 AM |
favorite-commerce | $30.00 | 11/22/2011 1:43:23 PM |
factcheck | $40.00 | 11/22/2011 10:31:09 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:12 PM |
LKCGICG | $25.00 | 11/22/2011 8:04:28 PM |
fortytwo | $150.00 | 11/22/2011 5:11:10 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:25 AM |
kinetic-social | $25.00 | 11/23/2011 9:57:27 AM |
radiobuda | $50.00 | 11/23/2011 11:29:22 AM |
wealth-renaissance5 | $25.00 | 11/23/2011 9:46:46 AM |
orbital-dollar2 | $5.00 | 11/23/2011 11:32:50 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
540487
This series of Notes was issued and sold upon the funding of the borrower loan #56798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,679 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| gold-network8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate and pay off card
Purpose of loan:
This loan will be used to...Debt consolidation and pay Lower rate through this loan.
My financial situation: full time RN looking to pay off debt.
I am a good candidate for this loan because... Never late and timely with payments.
Monthly net income: $ 3200
Monthly expenses: $
Housing: $ 815
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $ 130
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/22/2011 9:20:23 AM |
elvisloans | $30.00 | 11/22/2011 5:29:13 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:12 PM |
Tylerh | $255.00 | 11/23/2011 2:20:59 PM |
sportsmagic | $250.00 | 11/23/2011 7:36:17 PM |
igniter584 | $25.00 | 11/24/2011 6:37:51 AM |
loanman2007 | $25.00 | 11/26/2011 6:24:54 AM |
AndChicksforFree | $25.00 | 11/22/2011 9:24:15 AM |
igniter584 | $25.00 | 11/22/2011 9:33:31 AM |
factcheck | $40.00 | 11/22/2011 10:31:09 AM |
rautility | $150.00 | 11/22/2011 11:52:22 AM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:12 PM |
seadogs | $25.00 | 11/23/2011 2:33:28 AM |
social-heart | $25.00 | 11/22/2011 5:30:19 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:25 AM |
taurusco | $100.00 | 11/23/2011 12:48:46 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:40 AM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:09 AM |
dt_one | $25.00 | 11/25/2011 9:23:43 AM |
evan | $25.00 | 11/24/2011 10:42:24 PM |
worth-blanket2 | $3,600.00 | 11/26/2011 5:59:45 AM |
shellstar | $26.00 | 11/26/2011 9:19:47 AM |
Bob450 | $14.00 | 11/26/2011 10:17:59 AM |
seabassx | $25.00 | 11/26/2011 8:24:27 AM |
AFairDeal | $25.00 | 11/25/2011 5:19:21 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
540523
This series of Notes was issued and sold upon the funding of the borrower loan #56887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $260.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $36,087 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| spry-benefit2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HUSBAND
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
silver-birdie | $100.00 | 11/22/2011 5:32:19 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:32 AM |
Tylerh | $255.00 | 11/23/2011 2:21:06 PM |
the-precious-bid | $25.00 | 11/25/2011 10:01:57 AM |
social-zebra | $30.00 | 11/26/2011 8:52:51 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:55 PM |
setUup | $26.20 | 11/26/2011 9:21:34 PM |
Dubbs360 | $100.00 | 11/26/2011 12:08:22 PM |
careful-note | $70.00 | 11/28/2011 4:36:48 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:56 PM |
antlr | $50.00 | 11/28/2011 7:28:21 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:43 PM |
enterprising-credit2 | $25.00 | 11/29/2011 6:41:06 AM |
enriching-trade2 | $50.00 | 11/29/2011 9:35:14 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:00 AM |
Wellman | $25.00 | 11/29/2011 9:40:28 AM |
shrewd-peace7 | $25.00 | 11/29/2011 9:27:13 AM |
toblerone | $25.00 | 11/29/2011 9:48:58 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:11:50 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:56:30 AM |
brightest-gain-investor | $1,488.80 | 11/29/2011 11:46:43 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:29 PM |
Comoparklender | $25.00 | 11/24/2011 9:15:41 AM |
finance-prescription | $100.00 | 11/24/2011 9:32:50 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:27 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:21 AM |
diplomatic-wealth7 | $25.00 | 11/26/2011 12:18:39 PM |
greenwell | $25.00 | 11/27/2011 9:35:37 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:21 AM |
Something-Corporate | $25.00 | 11/28/2011 7:35:14 PM |
villagers | $50.00 | 11/28/2011 5:24:32 PM |
SimpleChoice | $25.00 | 11/29/2011 8:23:54 AM |
Weaverville | $25.00 | 11/29/2011 9:18:41 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:28 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:24 AM |
red-power-pecan | $50.00 | 11/29/2011 9:43:02 AM |
green28 | $25.00 | 11/29/2011 9:47:13 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
540531
This series of Notes was issued and sold upon the funding of the borrower loan #56672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $180.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $278 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| focused-penny1 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $250.00 | 11/25/2011 7:45:55 AM |
papaloha | $25.00 | 11/23/2011 9:17:27 AM |
goodhearted-generosity511 | $25.00 | 11/23/2011 12:11:21 PM |
golden-velocity9 | $35.00 | 11/23/2011 9:18:51 AM |
bold-gold-relaxation | $100.00 | 11/23/2011 5:48:08 PM |
favorite-commerce | $30.00 | 11/24/2011 5:59:53 AM |
mlj0671 | $25.00 | 11/24/2011 9:14:52 AM |
money-fort | $25.00 | 11/24/2011 12:11:47 PM |
shrewd-income | $25.00 | 11/24/2011 3:43:54 PM |
ethical-truth211 | $187.13 | 11/24/2011 8:51:59 PM |
SecondChanceLendingSERV | $25.00 | 11/24/2011 8:05:14 PM |
future-baby-fund | $40.00 | 11/25/2011 8:19:34 AM |
mpatrick | $50.00 | 11/25/2011 8:39:19 AM |
NolockHolmes | $40.00 | 11/25/2011 9:34:33 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:58 AM |
heerzaquestion | $25.00 | 11/25/2011 10:33:05 AM |
return-enthusiast1 | $25.00 | 11/25/2011 12:18:39 PM |
social-zebra | $30.00 | 11/25/2011 11:09:22 AM |
scarlet-velvet | $25.08 | 11/24/2011 5:50:05 PM |
VASLENDING | $50.00 | 11/25/2011 2:35:23 PM |
well-mannered-income3 | $40.00 | 11/24/2011 9:36:21 PM |
first-economy-orbiter | $25.00 | 11/25/2011 4:31:25 PM |
rockhound84 | $27.00 | 11/25/2011 8:48:20 AM |
fund-javelin1 | $25.00 | 11/26/2011 3:14:23 AM |
power-secret-agent | $35.00 | 11/26/2011 6:10:21 AM |
periko | $25.00 | 11/26/2011 9:32:39 AM |
balance-transformer3 | $40.00 | 11/26/2011 8:01:46 AM |
openness-confidant | $35.80 | 11/26/2011 8:11:00 AM |
ddoneday | $25.00 | 11/26/2011 11:20:53 AM |
one-midas | $25.00 | 11/25/2011 3:20:08 PM |
damasterwc | $100.00 | 11/26/2011 10:18:44 AM |
diplomatic-wealth7 | $25.00 | 11/26/2011 12:18:40 PM |
wampum-chorus3 | $34.87 | 11/26/2011 2:09:20 AM |
unger | $145.11 | 11/26/2011 3:58:26 PM |
Rico47 | $25.00 | 11/26/2011 4:13:31 PM |
Nicedad72 | $25.00 | 11/26/2011 8:03:02 AM |
northphoto | $25.00 | 11/26/2011 2:00:57 PM |
value-rocket | $25.00 | 11/26/2011 8:34:33 AM |
platinum-czar | $48.94 | 11/26/2011 2:17:20 PM |
social-investor5 | $25.00 | 11/26/2011 5:24:33 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:56 PM |
economy-coup | $50.00 | 11/26/2011 12:10:51 PM |
gilbrear | $25.00 | 11/26/2011 1:41:23 PM |
listing-reformation8 | $78.89 | 11/26/2011 1:59:41 PM |
EretzCapital | $63.12 | 11/26/2011 6:15:05 PM |
Tylerh | $255.00 | 11/23/2011 2:21:14 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:30 PM |
fortytwo | $150.00 | 11/23/2011 9:36:22 AM |
tenacious-capital3 | $26.27 | 11/23/2011 5:33:06 PM |
bold-gold-relaxation | $100.00 | 11/23/2011 5:48:16 PM |
SolarMoonshine | $25.00 | 11/24/2011 11:50:58 AM |
loss-of-control | $100.00 | 11/24/2011 1:57:07 PM |
StPong | $25.00 | 11/24/2011 4:37:05 PM |
susurrus | $25.00 | 11/24/2011 3:17:25 PM |
CatbirdBanking | $25.00 | 11/24/2011 3:28:59 PM |
Ballybay | $50.00 | 11/24/2011 5:10:11 PM |
revenue-associate | $25.00 | 11/24/2011 5:24:09 PM |
hookUup | $27.20 | 11/24/2011 5:29:33 PM |
evan | $25.00 | 11/24/2011 10:44:06 PM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:14 AM |
atlas100 | $25.00 | 11/25/2011 7:26:08 AM |
catamaran2024 | $25.00 | 11/25/2011 12:47:41 AM |
suave-dime6 | $25.00 | 11/25/2011 9:57:46 AM |
Comoparklender | $25.00 | 11/25/2011 9:23:43 AM |
forthright-trade | $25.00 | 11/25/2011 10:28:55 AM |
engrossing-responsibility0 | $50.00 | 11/24/2011 5:12:57 PM |
new-social-economist | $25.00 | 11/24/2011 5:13:35 PM |
agalt | $100.00 | 11/25/2011 3:34:16 PM |
erowis | $50.00 | 11/25/2011 4:15:34 AM |
mercuriant | $25.00 | 11/25/2011 5:08:23 PM |
factcheck | $25.00 | 11/25/2011 6:15:51 AM |
first-serene-credit | $25.00 | 11/25/2011 8:20:39 AM |
wwwUniversal | $25.00 | 11/25/2011 9:25:45 AM |
bsmtloan | $88.14 | 11/26/2011 5:48:10 AM |
gjm6d | $25.00 | 11/26/2011 6:23:07 AM |
millionaireat40 | $25.00 | 11/26/2011 7:24:18 AM |
wa_boarder | $25.00 | 11/26/2011 9:16:22 AM |
penny-infusion7 | $25.00 | 11/26/2011 10:56:50 AM |
Dubbs360 | $70.00 | 11/26/2011 12:08:23 PM |
cropdust3r | $25.00 | 11/26/2011 12:18:51 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:23 AM |
unconquerable-cash | $50.00 | 11/26/2011 4:13:30 PM |
bid-stockpiler1 | $50.00 | 11/26/2011 6:13:14 AM |
auction-seeker | $25.00 | 11/26/2011 1:50:41 PM |
EarlyRiser | $200.00 | 11/26/2011 4:16:01 PM |
Mr333 | $129.00 | 11/26/2011 5:20:36 PM |
Silverling6 | $28.45 | 11/26/2011 5:51:06 PM |
first-class-yield9 | $40.00 | 11/26/2011 4:54:46 PM |
88 Investments
|
Borrower Payment Dependent Notes Series
540533
This series of Notes was issued and sold upon the funding of the borrower loan #56959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $399.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,649 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| enticing-interest2 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 94% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 6% )
| 640-659
(May-2010)
680-699
(Apr-2010)
|
Principal balance:
| $1,238.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
jak4two
Purpose of loan:
This loan will be used to...pay off a small debt and continue to grow a business I started last spring. The business is running and maintaining pools around my community. It was a successful endeavor that needs a small push to get over the hump and grow to a point of self maintaining. I would love for this to be my full time job.
My financial situation:
I am a good candidate for this loan because...of my experience. I currently hold a full time pool management job to keep up with a budget while I grow my business. I also teach private swim lessons, do guitar lessons, and coach various youth sports.
Monthly net income: $5000
Monthly expenses: $4200
Housing: $900
Insurance: $300
Car expenses: $400
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $250
Credit cards and other loans: $400
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $25.00 | 11/23/2011 8:52:43 PM |
lucrative-loan | $25.00 | 11/25/2011 6:10:15 AM |
lendstats_com | $200.00 | 11/29/2011 9:48:59 AM |
AndChicksforFree | $25.00 | 11/29/2011 1:53:54 PM |
finance-prescription | $100.00 | 11/23/2011 9:14:25 AM |
Comoparklender | $25.00 | 11/23/2011 9:23:00 AM |
papaloha | $25.00 | 11/23/2011 9:17:28 AM |
Tylerh | $255.00 | 11/23/2011 2:21:14 PM |
loan-mammal | $100.00 | 11/23/2011 9:21:45 AM |
tenacious-capital3 | $26.27 | 11/23/2011 9:30:59 AM |
CoolPlexer | $25.00 | 11/23/2011 9:35:35 AM |
DHolly | $31.00 | 11/23/2011 9:45:43 AM |
EngineersAlliance | $125.00 | 11/23/2011 5:28:05 PM |
momoney2lend | $25.00 | 11/23/2011 7:21:03 PM |
dollar-tornado3 | $25.00 | 11/24/2011 5:07:07 AM |
Whipster | $100.00 | 11/24/2011 8:09:27 AM |
TennSquire | $25.00 | 11/24/2011 9:15:32 AM |
CA-Lender | $25.00 | 11/24/2011 12:07:52 PM |
graceful-investment | $25.00 | 11/25/2011 10:54:24 AM |
novice-speculator | $25.00 | 11/25/2011 2:42:40 PM |
chameleon125 | $25.00 | 11/25/2011 2:51:13 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:57 PM |
kind-bill-supporter | $25.00 | 11/26/2011 12:07:25 PM |
mercuriant | $25.00 | 11/26/2011 12:19:40 PM |
kendigme | $49.37 | 11/26/2011 6:47:48 AM |
profit-powerplant | $25.00 | 11/28/2011 8:41:04 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:23 AM |
rchissocol | $50.00 | 11/28/2011 11:21:33 AM |
villagers | $50.00 | 11/28/2011 5:24:34 PM |
CatbirdBanking | $25.00 | 11/28/2011 7:42:48 PM |
economy-coup | $50.00 | 11/28/2011 5:20:30 PM |
industrious-currency | $25.00 | 11/29/2011 6:55:17 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:55 AM |
first-serene-credit | $25.00 | 11/29/2011 8:38:08 AM |
deadzed | $29.00 | 11/29/2011 2:06:17 AM |
wodude | $25.00 | 11/29/2011 6:21:54 AM |
JJ-Loans | $50.00 | 11/29/2011 7:51:19 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:22 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:37 AM |
Dubbs360 | $100.00 | 11/29/2011 9:42:58 AM |
desertoasis | $25.00 | 11/29/2011 1:33:09 PM |
managedfund | $1,250.00 | 11/29/2011 1:29:26 PM |
toblerone | $25.00 | 11/29/2011 9:48:58 AM |
newest-justice-bear | $36.00 | 11/29/2011 12:48:10 PM |
virtuous-repayment | $50.00 | 11/29/2011 12:55:18 PM |
Vector | $25.00 | 11/29/2011 1:41:10 PM |
ChrisProsper | $24.45 | 11/29/2011 1:55:39 PM |
the-discrete-income | $30.00 | 11/25/2011 10:04:34 PM |
InChicago | $100.00 | 11/29/2011 10:09:22 AM |
silver-birdie | $25.00 | 11/23/2011 9:07:22 AM |
pound-mushroom3 | $25.00 | 11/23/2011 9:19:49 AM |
SLN-10 | $100.00 | 11/23/2011 9:31:30 AM |
Feyenoord | $30.00 | 11/23/2011 9:43:35 AM |
fortytwo | $150.00 | 11/23/2011 9:36:22 AM |
fcrick | $25.00 | 11/23/2011 5:15:18 PM |
jmeasn | $50.00 | 11/23/2011 5:42:35 PM |
wonder3 | $45.00 | 11/23/2011 11:05:31 AM |
kendigme | $50.00 | 11/24/2011 6:08:12 AM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:10 PM |
the-precious-bid | $25.00 | 11/25/2011 10:01:58 AM |
fabulous-community4 | $25.00 | 11/25/2011 3:26:32 PM |
StrongMonty | $53.80 | 11/24/2011 9:45:22 PM |
PatriotKnight | $25.00 | 11/25/2011 5:02:43 PM |
handy-justice | $40.00 | 11/26/2011 11:50:37 AM |
richboy56 | $25.00 | 11/26/2011 12:06:47 PM |
greenwell | $25.00 | 11/27/2011 9:35:39 AM |
enterprising-credit2 | $50.00 | 11/27/2011 1:09:22 PM |
careful-note | $70.00 | 11/28/2011 4:36:52 AM |
economy-huckleberry0 | $25.00 | 11/28/2011 1:19:53 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:57 PM |
Zeenos | $25.11 | 11/28/2011 5:26:20 PM |
susurrus | $25.00 | 11/28/2011 6:48:49 PM |
antlr | $50.00 | 11/28/2011 7:28:22 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:44 PM |
kendigme | $50.00 | 11/29/2011 4:18:31 AM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:37:57 AM |
Something-Corporate | $25.00 | 11/28/2011 7:34:57 PM |
social-hunter5 | $25.00 | 11/29/2011 8:49:56 AM |
AF-Chief | $25.00 | 11/29/2011 9:10:12 AM |
ChrisTJ | $25.00 | 11/29/2011 9:37:09 AM |
Easystreet | $25.00 | 11/29/2011 9:07:58 AM |
transparency-river1 | $195.00 | 11/29/2011 9:39:00 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:13 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:16 AM |
affluence-generator2 | $100.00 | 11/29/2011 1:15:38 PM |
worth-blanket2 | $4,200.00 | 11/29/2011 1:52:14 PM |
green28 | $100.00 | 11/29/2011 9:54:36 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:28 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:33 AM |
social-trumpet | $25.00 | 11/29/2011 12:22:56 PM |
mlj0671 | $25.00 | 11/29/2011 12:57:35 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
540545
This series of Notes was issued and sold upon the funding of the borrower loan #56719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 36% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,302 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worlds-best-duty8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
High interest Credit Cards
Purpose of loan:
This loan will be used to consoldite some high interest Credit Cards.
My financial situation:
I am a good candidate for this loan because I have good credit and the income to repay the loan.
Monthly net income: $6725
Monthly expenses: $
Housing: $1833
Insurance: $131
Car expenses: $997
Utilities: $166
Phone, cable, internet: $135
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $1500
Other expenses: $90
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
goodhearted-generosity511 | $25.00 | 11/22/2011 5:11:17 PM |
Something-Corporate | $25.00 | 11/22/2011 5:33:13 PM |
ultimate-peace | $250.00 | 11/22/2011 5:10:10 PM |
skillful-asset5 | $30.00 | 11/22/2011 8:26:17 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:12 PM |
flaguynice | $50.00 | 11/23/2011 2:44:17 AM |
SecondChanceLendingSERV | $25.00 | 11/23/2011 6:09:11 AM |
heavenly-interest9 | $500.00 | 11/22/2011 5:20:27 PM |
social-heart | $25.00 | 11/22/2011 5:30:20 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:21 PM |
papaloha | $25.00 | 11/22/2011 5:35:04 PM |
SLN-10 | $50.00 | 11/22/2011 5:32:34 PM |
fountain355 | $25.00 | 11/23/2011 4:48:10 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:12 AM |
restless-dime | $100.00 | 11/23/2011 9:30:00 AM |
SFBank | $50.00 | 11/23/2011 11:10:34 AM |
worth-blanket2 | $2,700.00 | 11/23/2011 11:18:49 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
540565
This series of Notes was issued and sold upon the funding of the borrower loan #56693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $194.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1977 |
Debt/Income ratio:
| 42% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 16 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 22
/
13 | Length of status: | 4y 10m |
Amount delinquent:
| $683 |
Total credit lines:
| 37 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,318 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rupee-octave |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,802.91 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Medical Expenses
Purpose of loan:
This loan will be used to...medical expenses
My financial situation:
I am a good candidate for this loan because...I paid off my previous loan in a timely manner
Monthly net income: $ 2222.84
Monthly expenses: $
Housing: $ 1623
Insurance: $
Car expenses: $ 100
Utilities: $ 100
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 11/22/2011 5:03:52 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:21 PM |
fortytwo | $150.00 | 11/22/2011 5:11:16 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:15 PM |
papaloha | $25.00 | 11/22/2011 5:35:05 PM |
NekHoldings | $25.00 | 11/22/2011 7:39:36 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:52:00 PM |
economy-coup | $50.00 | 11/22/2011 5:26:32 PM |
Bob450 | $25.00 | 11/23/2011 7:03:15 AM |
dedicated-transaction796 | $25.00 | 11/23/2011 9:08:43 AM |
Mikale360 | $25.00 | 11/22/2011 9:21:21 PM |
fountain355 | $25.00 | 11/23/2011 4:47:30 AM |
enterprising-credit2 | $25.00 | 11/23/2011 7:40:03 AM |
worth-blanket2 | $1,200.00 | 11/23/2011 11:17:57 AM |
AndChicksforFree | $25.00 | 11/22/2011 5:23:30 PM |
Legally_Blonde | $25.00 | 11/22/2011 6:16:43 PM |
toblerone | $25.00 | 11/22/2011 5:18:38 PM |
papaloha | $500.00 | 11/22/2011 7:43:56 PM |
oreyedoc | $50.00 | 11/22/2011 9:28:45 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:26 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:22 PM |
realtormoises | $25.00 | 11/23/2011 7:58:32 AM |
Kids-College-Fund | $1,058.14 | 11/23/2011 10:32:40 AM |
capital-halo1 | $710.00 | 11/23/2011 9:20:56 AM |
wwwUniversal | $25.00 | 11/23/2011 9:36:00 AM |
Newfoundcash | $25.00 | 11/23/2011 11:47:52 AM |
Rollshaft | $6.86 | 11/23/2011 12:15:01 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
540575
This series of Notes was issued and sold upon the funding of the borrower loan #56830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 45% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,757 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sympathetic-commitment2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to.. home improvement
My financial situation: stable
I am a good candidate for this loan because...I always make my payments
Monthly net income: $900
Monthly expenses: $500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/22/2011 5:17:03 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:27 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 5:06:43 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:13 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:30 PM |
dollar-tornado3 | $25.00 | 11/24/2011 5:21:47 AM |
Zingaro | $25.00 | 11/26/2011 12:49:33 AM |
farmn | $25.00 | 11/26/2011 7:12:25 PM |
scarlet-velvet | $25.08 | 11/26/2011 7:43:58 PM |
Girakul | $30.00 | 11/26/2011 3:33:31 PM |
setUup | $26.20 | 11/26/2011 9:19:36 PM |
2grindstones | $25.00 | 11/26/2011 9:51:42 AM |
larryboy10 | $25.00 | 11/26/2011 12:04:23 PM |
Comoparklender | $25.00 | 11/26/2011 12:24:23 PM |
vest_vortex | $33.98 | 11/27/2011 9:21:52 AM |
greenwell | $25.00 | 11/27/2011 9:35:39 AM |
enterprising-credit2 | $50.00 | 11/27/2011 1:14:28 PM |
catamaran2024 | $25.00 | 11/27/2011 10:51:14 PM |
heerzaquestion | $25.00 | 11/27/2011 9:30:32 AM |
asset-sprout | $25.00 | 11/28/2011 4:21:54 AM |
Toby1montana | $50.00 | 11/27/2011 9:06:46 PM |
Supernick | $50.00 | 11/28/2011 1:31:30 AM |
Rogelio48 | $25.00 | 11/28/2011 6:33:35 AM |
careful-note | $70.00 | 11/28/2011 4:36:49 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:22 AM |
GGreg799 | $25.00 | 11/28/2011 5:00:48 AM |
greencat | $50.00 | 11/28/2011 2:39:32 PM |
future-baby-fund | $80.00 | 11/28/2011 2:43:18 PM |
rvfbroker | $25.00 | 11/28/2011 9:12:02 AM |
investment-comet | $25.00 | 11/28/2011 11:52:59 AM |
planetibet | $42.45 | 11/28/2011 12:03:53 PM |
well-mannered-income3 | $40.00 | 11/28/2011 5:58:18 PM |
credit-bank-usa611 | $25.00 | 11/28/2011 6:54:34 PM |
Kaliafx | $258.45 | 11/28/2011 7:58:58 PM |
ph0rse | $50.00 | 11/28/2011 8:15:04 PM |
loyalty-czar | $25.00 | 11/28/2011 8:39:23 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:23:19 PM |
reward-pizza0 | $25.00 | 11/28/2011 9:54:18 PM |
Silverling6 | $25.00 | 11/28/2011 10:11:22 PM |
aesop56 | $50.00 | 11/28/2011 9:05:43 PM |
green-unrivaled-felicity | $25.00 | 11/28/2011 7:30:29 PM |
The_Phoenix_Company | $25.00 | 11/28/2011 7:32:34 PM |
zone6 | $100.00 | 11/28/2011 8:14:39 PM |
brightest-gain-investor | $353.58 | 11/28/2011 10:21:08 PM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:34 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:23 PM |
papaloha | $25.00 | 11/22/2011 5:35:06 PM |
fantastic-wampum1 | $100.00 | 11/22/2011 5:38:39 PM |
economy-coup | $50.00 | 11/22/2011 5:26:33 PM |
fountain355 | $25.00 | 11/23/2011 4:53:34 AM |
toblerone | $25.00 | 11/23/2011 5:11:31 PM |
gjm6d | $25.00 | 11/24/2011 7:32:35 AM |
proud-pound4 | $25.00 | 11/24/2011 9:36:01 AM |
finance-mushroom | $200.00 | 11/24/2011 9:21:48 AM |
Rogesparkguy | $25.00 | 11/26/2011 5:36:13 AM |
social-zebra | $30.00 | 11/26/2011 8:52:17 AM |
NolockHolmes | $50.00 | 11/26/2011 8:55:30 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:56 PM |
penny-infusion7 | $25.00 | 11/26/2011 11:03:26 AM |
Jack55304 | $200.00 | 11/26/2011 12:20:44 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:29 PM |
loss-of-control | $100.00 | 11/26/2011 4:45:40 PM |
WMY-Investor | $100.00 | 11/26/2011 9:02:41 AM |
Core-Marketing | $25.00 | 11/27/2011 5:01:46 AM |
suave-dime6 | $25.00 | 11/26/2011 3:45:07 PM |
Haribelle | $25.00 | 11/27/2011 12:46:11 PM |
return-cluster991 | $100.00 | 11/26/2011 6:02:56 PM |
saxaphone6 | $25.00 | 11/27/2011 8:29:47 PM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:26 AM |
the-hope-workhorse | $25.00 | 11/27/2011 5:28:58 PM |
Kids-College-Fund | $1,000.00 | 11/28/2011 9:24:38 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:15 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:38 PM |
buffalobills | $25.00 | 11/28/2011 4:08:26 PM |
wwwUniversal | $25.00 | 11/28/2011 5:11:09 PM |
cash-turbine1 | $25.00 | 11/28/2011 11:12:04 AM |
Madmigel | $50.00 | 11/28/2011 5:42:11 PM |
economy-huckleberry0 | $25.00 | 11/28/2011 1:18:42 PM |
money-fort | $25.00 | 11/28/2011 6:28:44 PM |
Something-Corporate | $25.00 | 11/28/2011 7:32:12 PM |
Coin-Toss | $40.00 | 11/28/2011 4:32:42 PM |
bsh297 | $25.26 | 11/28/2011 5:13:08 PM |
sweetlan | $25.00 | 11/28/2011 9:49:03 PM |
Bob450 | $30.00 | 11/28/2011 9:53:55 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:56 PM |
CA-Lender | $25.00 | 11/28/2011 7:16:16 PM |
wealth-fighter3 | $25.00 | 11/28/2011 9:06:14 PM |
impala6464 | $80.00 | 11/28/2011 9:53:43 PM |
88 Investments
|
Borrower Payment Dependent Notes Series
540579
This series of Notes was issued and sold upon the funding of the borrower loan #56759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $129.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,159 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| friendly-basis51 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term assistance needed
Purpose of loan: Proceeds of loan will be used to reconcile accounts until high volume business resumes at place of employment.
This loan will be used for short term needs until renters are in place in my home January 1. 2012
My financial situation is currently improving.
I am a good candidate for this loan because I have always paid bills on time and my recent change in marital status and the economy has taken a toll on me. I am currently back to work with my former employer and the outlook is excellent for my financial future into the New Year but need some assistance for the interim of the next couple of months.
Monthly net income: $1400-1600
Monthly expenses: $
Housing: $Currently Paid by former spouse
Insurance: $110
Car expenses: $0
Utilities: $150
Phone, cable, internet: $125
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
back-scratchers | $50.00 | 11/23/2011 6:41:31 PM |
fortytwo | $150.00 | 11/23/2011 5:21:54 PM |
Zingaro | $25.00 | 11/26/2011 1:02:31 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:05:11 AM |
dollar-tornado3 | $25.00 | 11/28/2011 12:07:12 PM |
the-hope-workhorse | $100.00 | 11/28/2011 1:48:35 PM |
transaction-circuit | $50.00 | 11/28/2011 3:37:56 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:54 PM |
scarlet-velvet | $25.08 | 11/28/2011 5:25:52 PM |
Cawse | $25.00 | 11/28/2011 6:22:04 PM |
credit-bank-usa611 | $25.00 | 11/28/2011 6:54:13 PM |
nickel-hickory | $37.00 | 11/28/2011 6:49:55 PM |
Evolver | $44.00 | 11/24/2011 9:21:03 AM |
Something-Corporate | $25.00 | 11/24/2011 12:25:18 PM |
economy-coup | $50.00 | 11/26/2011 12:10:51 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:58 PM |
let_me_retire | $25.00 | 11/26/2011 9:22:05 PM |
greenwell | $25.00 | 11/27/2011 9:35:40 AM |
careful-note | $70.00 | 11/28/2011 4:36:55 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:25 AM |
managedfund | $750.00 | 11/28/2011 12:50:39 PM |
accruer216 | $27.62 | 11/28/2011 3:58:31 PM |
wwwUniversal | $25.00 | 11/28/2011 5:11:09 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:00 PM |
nickel-acrobat | $25.00 | 11/28/2011 12:58:26 PM |
dudebrah | $25.00 | 11/28/2011 6:11:23 PM |
transparency-river1 | $996.30 | 11/28/2011 7:11:49 PM |
enterprising-credit2 | $25.00 | 11/28/2011 7:06:03 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
540593
This series of Notes was issued and sold upon the funding of the borrower loan #56679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 64% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,956 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| coin-wheel3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair
Purpose of loan: Auto Repair
This loan will be used to...I have a car that I am fixing up for
my son, I need the loan to cover the cost of the repairs, the
was not in an accident, its just an older model car that needs adjustments for updated safety requirements and make it look better
I would like to have it finished for a family who is need of a vehicle.
My financial situation: need to repair car
I am a good candidate for this loan because, I always pay my debts off in the required time if not ahead of time.
Monthly net income: $1800
Monthly expenses: $1054
Housing: $500
Insurance: $60
Car expenses: $Paid for
Utilities: $80
Phone, cable, internet: $114
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $NA
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 11/22/2011 5:10:25 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:24 PM |
papaloha | $25.00 | 11/22/2011 5:35:07 PM |
SecondChanceLendingSERV | $25.00 | 11/23/2011 5:23:44 AM |
worth-blanket2 | $1,400.00 | 11/23/2011 11:16:58 AM |
skillful-asset5 | $30.00 | 11/22/2011 8:22:18 PM |
fountain355 | $25.00 | 11/23/2011 4:50:07 AM |
balanced-balance6 | $25.00 | 11/23/2011 8:47:25 AM |
let_me_retire | $63.00 | 11/23/2011 11:57:15 AM |
DHolly | $31.00 | 11/23/2011 9:30:49 AM |
kinetic-social | $26.00 | 11/23/2011 10:02:23 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
540603
This series of Notes was issued and sold upon the funding of the borrower loan #56864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $384.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 23y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,306 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sophisticated-p2ploan8 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MINKEYSMOM
Purpose of loan:
This loan will be used to... PAY OFF HIGHER INTEREST CREDIT CARD DEBT
My financial situation:
DIAMOND VALLEY FEDERAL CREDIT UNION
EVANSVILLE, IN
I am a good candidate for this loan because...
I have been a member of DebtGoal/SavvyMoney since June 2009 and have been following their budget plan. I am commited to paying off my debt by the goal date calculated July 2017. I have been in my current job for 23 + years and in my home for 20+ years. I filed for bankruptcy 6 years ago and have worked hard to get my credit rating back up. It is currently 730, and I have not had a missed or late payment on any account since then. It is also my intent to close some of the accounts that will be paid off. I would prefer to pay through direct debit with my credit union if that is an option. Thank you for considering my application. I truly appreciate it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
capitalelstiltskin2 | $25.00 | 11/23/2011 9:15:58 AM |
Clambake | $25.00 | 11/23/2011 9:08:18 AM |
igniter584 | $25.00 | 11/23/2011 9:19:54 AM |
Tylerh | $255.00 | 11/23/2011 2:21:15 PM |
ingenious-deal6 | $25.00 | 11/23/2011 5:18:48 PM |
toblerone | $25.00 | 11/24/2011 9:18:38 AM |
tenacious-capital3 | $26.27 | 11/24/2011 9:28:43 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:58 AM |
dime-hot-rod7 | $50.00 | 11/25/2011 1:11:12 PM |
enriching-trade2 | $50.00 | 11/28/2011 9:09:15 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:47 AM |
awwaww | $25.00 | 11/28/2011 9:28:30 AM |
roadtruck | $50.00 | 11/28/2011 8:26:28 AM |
TrustPlus | $26.00 | 11/28/2011 5:14:18 PM |
E_G | $50.00 | 11/28/2011 5:19:20 PM |
rogue_monster | $50.00 | 11/28/2011 5:20:01 PM |
indomitable-coin | $25.00 | 11/28/2011 7:17:37 PM |
Hexnut | $100.00 | 11/28/2011 10:08:52 PM |
don8ter | $50.00 | 11/28/2011 5:24:54 PM |
GElender | $40.00 | 11/29/2011 6:36:25 AM |
hookUup | $29.20 | 11/29/2011 6:41:26 AM |
Rulea72 | $25.00 | 11/29/2011 7:22:07 AM |
Avid_Skier | $25.00 | 11/28/2011 7:19:03 PM |
natural-affluence4 | $25.00 | 11/29/2011 9:15:00 AM |
ianakacg | $25.00 | 11/29/2011 9:19:26 AM |
riproaringrapids | $25.00 | 11/29/2011 9:15:33 AM |
BMAInvest | $40.00 | 11/29/2011 9:18:49 AM |
gold-tsunami | $30.00 | 11/29/2011 9:20:23 AM |
GMPK_TLAS | $50.00 | 11/29/2011 9:24:12 AM |
Mrs-Honeydew | $30.00 | 11/29/2011 7:08:57 AM |
life-is-great | $25.00 | 11/29/2011 9:31:59 AM |
agalt | $150.00 | 11/29/2011 8:32:20 AM |
UBOtto186 | $100.00 | 11/29/2011 8:47:40 AM |
Gabriel02 | $25.00 | 11/29/2011 9:07:56 AM |
famous-ore2 | $200.00 | 11/29/2011 9:44:05 AM |
wampum-chorus3 | $25.00 | 11/29/2011 9:44:53 AM |
SolarMoonshine | $25.00 | 11/29/2011 9:52:28 AM |
KLCRAY | $25.00 | 11/29/2011 9:25:56 AM |
asset-expert0 | $25.00 | 11/29/2011 11:47:51 AM |
social-trumpet | $25.00 | 11/29/2011 12:15:17 PM |
majestic-repayment3 | $50.00 | 11/29/2011 12:16:03 PM |
a-restless-dollar | $25.00 | 11/29/2011 12:16:50 PM |
brightest-gain-investor | $2,000.00 | 11/29/2011 11:52:58 AM |
orderly-leverage | $219.53 | 11/29/2011 1:01:14 PM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:37:26 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:00:10 AM |
investment-comet | $25.00 | 11/29/2011 11:25:10 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:38 AM |
leodaguy | $100.00 | 11/29/2011 12:08:15 PM |
pdub | $75.00 | 11/23/2011 9:06:07 AM |
BxRealtor | $25.00 | 11/23/2011 9:21:36 AM |
bb575 | $50.00 | 11/23/2011 9:36:04 AM |
LoanerPrincipal | $25.00 | 11/23/2011 9:05:52 AM |
AFairDeal | $25.00 | 11/23/2011 9:29:15 AM |
sportsmagic | $250.00 | 11/23/2011 6:43:19 PM |
igniter584 | $25.00 | 11/24/2011 6:37:58 AM |
silver-birdie | $100.00 | 11/24/2011 9:34:36 AM |
cnovak | $25.00 | 11/24/2011 9:33:31 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:41 AM |
careful-note | $50.00 | 11/27/2011 4:58:51 AM |
igniter584 | $25.00 | 11/27/2011 8:30:00 AM |
wealth-fields8 | $50.00 | 11/28/2011 5:08:52 PM |
kenji4861 | $25.00 | 11/28/2011 5:12:31 PM |
PRGuyinVA | $25.00 | 11/28/2011 9:30:31 AM |
anacent | $25.00 | 11/28/2011 5:15:29 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:57 PM |
antlr | $50.00 | 11/28/2011 7:28:23 PM |
brightest-income-hunter | $25.00 | 11/28/2011 5:03:56 PM |
WalnutCreekguy | $100.00 | 11/28/2011 5:05:33 PM |
MONEYLENDER101 | $250.00 | 11/29/2011 6:00:23 AM |
enterprising-credit2 | $50.00 | 11/29/2011 6:41:28 AM |
revenue-appraiser | $25.00 | 11/29/2011 7:19:53 AM |
glroark | $50.00 | 11/29/2011 7:24:12 AM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:44 PM |
CatbirdBanking | $25.00 | 11/29/2011 7:20:39 AM |
credit-investor5 | $50.00 | 11/29/2011 7:39:04 AM |
first-serene-credit | $25.00 | 11/29/2011 8:40:33 AM |
helpinghand63 | $25.00 | 11/29/2011 9:10:57 AM |
smallcountry | $25.00 | 11/29/2011 9:34:25 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:00 AM |
Aimvest | $25.00 | 11/29/2011 9:12:31 AM |
steiglends | $62.00 | 11/29/2011 9:13:12 AM |
evnagelist | $25.00 | 11/29/2011 9:15:07 AM |
friendinmoney | $25.00 | 11/29/2011 9:44:30 AM |
DadWarbucks | $25.00 | 11/29/2011 9:46:29 AM |
w3alter | $50.00 | 11/29/2011 9:47:31 AM |
progressive-economy261 | $400.00 | 11/29/2011 9:20:20 AM |
green28 | $150.00 | 11/29/2011 10:00:55 AM |
important-ore | $150.00 | 11/29/2011 9:24:32 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:28 AM |
accelerator96 | $25.00 | 11/29/2011 10:17:29 AM |
gogene2002 | $25.00 | 11/29/2011 11:59:10 AM |
BobInWisconsin | $117.00 | 11/29/2011 12:15:45 PM |
just-loyalty643 | $50.00 | 11/29/2011 11:45:05 AM |
Banker7371 | $25.00 | 11/29/2011 9:45:22 AM |
novice-speculator | $25.00 | 11/29/2011 9:54:16 AM |
96 Investments
|
Borrower Payment Dependent Notes Series
540633
This series of Notes was issued and sold upon the funding of the borrower loan #56666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $323.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 78% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 13 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,487 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-order-innovator |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
home improvement loan
Purpose of loan: to fix up a house to sell
This loan will be used to...home renovation
My financial situation: full time job with min. debt
I am a good candidate for this loan because...i pay my bills on time every month, and i borrowed from prosper before and paid out early.
Monthly net income: $2300
Monthly expenses: $400
Housing: $361.18
Insurance: $100
Car expenses: $50
Utilities: $125
Phone, cable, internet: $39
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/23/2011 9:17:29 AM |
sensible-fund | $25.00 | 11/23/2011 2:19:15 PM |
SecondChanceLendingSERV | $25.00 | 11/23/2011 12:09:52 PM |
fountain355 | $25.00 | 11/24/2011 5:31:11 AM |
DiligentiaLLC | $41.86 | 11/24/2011 8:05:10 AM |
finance-mushroom | $61.00 | 11/24/2011 9:21:48 AM |
chameleon125 | $25.00 | 11/25/2011 2:50:21 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:30 PM |
worth-blanket2 | $6,500.00 | 11/26/2011 5:59:18 AM |
damanq | $25.00 | 11/26/2011 6:38:54 AM |
bancoroyal | $30.27 | 11/26/2011 7:01:58 AM |
finance-prescription | $63.00 | 11/23/2011 9:14:25 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:46 AM |
silver-birdie | $100.00 | 11/23/2011 5:13:41 PM |
Mikale360 | $25.00 | 11/23/2011 12:01:16 PM |
papaloha | $200.00 | 11/23/2011 8:07:25 PM |
skro | $25.00 | 11/24/2011 9:29:54 AM |
PatriotKnight | $100.00 | 11/25/2011 8:24:39 AM |
Rashanir | $25.00 | 11/25/2011 11:16:57 AM |
allotment464 | $28.87 | 11/26/2011 7:05:36 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
540635
This series of Notes was issued and sold upon the funding of the borrower loan #56615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $124.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,045 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| eloquent-peace460 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Majority CC Debt Payoff
Purpose of loan: To pay-off the loin-share of my debt and get my utilization rate to an acceptable rate (preferably below 20%)
This loan will be used to consolidate my monthly payment and hopefully lower the interest charged on the balance.
My financial situation:
I am a good candidate for this loan because I am making more than the minimum payments on each account, the amount requested is lower than the amount owed, I haven't maxed out any of my cards (although one account does have a high balance), and the utilization rate currently is at 35%.
Monthly net income: $1762
Monthly expenses: $
Housing: $535
Insurance: $50.33
Car expenses:
Utilities: $N/A Included in Rent
Phone, cable, internet: $54.55(Cell)
Food, entertainment: $150 (Monthly)
Clothing, household expenses: $
Credit cards and other loans: Auto Loan $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/22/2011 5:05:29 PM |
Tradesmanlender | $25.00 | 11/22/2011 5:16:00 PM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:12 PM |
pound-mushroom3 | $25.00 | 11/22/2011 5:17:05 PM |
papaloha | $25.00 | 11/22/2011 5:35:08 PM |
BxRealtor | $25.00 | 11/22/2011 5:14:08 PM |
mattblizz | $50.00 | 11/23/2011 12:17:20 AM |
Nusk | $25.00 | 11/22/2011 10:06:47 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:23 AM |
blue-useful-auction | $25.00 | 11/23/2011 7:03:42 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:24 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:34 AM |
favorite-commerce | $30.00 | 11/22/2011 8:50:47 PM |
Charmart | $25.00 | 11/23/2011 11:09:54 AM |
worth-blanket2 | $2,700.00 | 11/23/2011 11:17:28 AM |
gentle-gain235 | $25.00 | 11/23/2011 10:20:21 AM |
iaffy | $25.00 | 11/22/2011 5:19:54 PM |
LoanerPrincipal | $25.00 | 11/22/2011 5:23:49 PM |
cwegert | $25.00 | 11/22/2011 6:26:03 PM |
ChoiceInvestments | $29.00 | 11/22/2011 10:09:37 PM |
factcheck | $50.00 | 11/23/2011 4:19:38 AM |
elvisloans | $30.00 | 11/23/2011 5:26:34 AM |
axl163 | $25.00 | 11/23/2011 8:46:43 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:12 AM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:13 PM |
SunriseTrader1 | $25.00 | 11/23/2011 10:13:49 AM |
wonder3 | $30.00 | 11/23/2011 11:01:54 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
540647
This series of Notes was issued and sold upon the funding of the borrower loan #56833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,326 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| sunny-balance3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...help consolidate bills
My financial situation:
I am a good candidate for this loan because...I always pay my bills
Monthly net income: $1100.00
Monthly expenses: $ 750.00
Housing: $250.00
Insurance: $
Car expenses: $87.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-heart | $25.00 | 11/23/2011 9:07:26 AM |
golden-velocity9 | $35.00 | 11/23/2011 9:18:52 AM |
econgineer | $75.00 | 11/23/2011 4:50:51 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:31 PM |
fortytwo | $150.00 | 11/23/2011 9:36:23 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:58 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:57 PM |
mercuriant | $25.00 | 11/26/2011 12:19:40 PM |
enterprising-credit2 | $50.00 | 11/27/2011 1:09:44 PM |
loss-of-control | $100.00 | 11/26/2011 5:03:38 PM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:13:47 PM |
greenwell | $25.00 | 11/27/2011 9:35:40 AM |
sunny-truth6 | $25.00 | 11/28/2011 2:08:46 PM |
economy-huckleberry0 | $25.00 | 11/28/2011 1:20:55 PM |
agalt | $100.00 | 11/28/2011 2:37:38 PM |
iaffy | $25.00 | 11/28/2011 5:18:17 PM |
greencat | $50.00 | 11/28/2011 2:52:19 PM |
Something-Corporate | $25.00 | 11/28/2011 7:32:25 PM |
buffalobills | $25.00 | 11/28/2011 4:12:33 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:22:41 PM |
zone6 | $100.00 | 11/28/2011 8:15:28 PM |
brightest-gain-investor | $677.45 | 11/28/2011 10:21:43 PM |
papaloha | $25.00 | 11/23/2011 9:17:30 AM |
goodhearted-generosity511 | $25.00 | 11/23/2011 12:12:00 PM |
Tylerh | $255.00 | 11/23/2011 2:21:16 PM |
tenacious-capital3 | $26.27 | 11/24/2011 9:28:44 AM |
dollar-tornado3 | $25.00 | 11/24/2011 5:22:24 AM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:10 PM |
Comoparklender | $25.00 | 11/25/2011 5:22:45 PM |
gold-cluster | $50.00 | 11/26/2011 7:47:02 PM |
careful-note | $70.00 | 11/28/2011 4:36:53 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:24 AM |
Rogelio48 | $30.00 | 11/28/2011 6:41:53 AM |
leball | $25.00 | 11/28/2011 1:02:35 PM |
setUup | $26.20 | 11/28/2011 3:36:14 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:56:12 AM |
villagers | $50.00 | 11/28/2011 5:24:34 PM |
scarlet-velvet | $25.08 | 11/28/2011 5:23:09 PM |
well-mannered-income3 | $30.00 | 11/28/2011 6:01:55 PM |
first-economy-orbiter | $25.00 | 11/28/2011 6:22:08 PM |
dudebrah | $25.00 | 11/28/2011 6:16:19 PM |
penny-champ5 | $25.00 | 11/28/2011 2:36:40 PM |
wealth-fighter3 | $25.00 | 11/28/2011 9:06:37 PM |
sweetlan | $25.00 | 11/28/2011 9:49:21 PM |
impala6464 | $75.00 | 11/28/2011 9:56:10 PM |
S-Master | $100.00 | 11/28/2011 9:58:28 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:58 PM |
Christophe | $25.00 | 11/28/2011 7:38:06 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
540661
This series of Notes was issued and sold upon the funding of the borrower loan #56766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $220.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 57% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 1m |
Amount delinquent:
| $3,627 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,738 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| robust-cash5 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Monthly Net Income
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5833.33
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $50.00 | 11/22/2011 5:24:31 PM |
careful-note | $70.00 | 11/28/2011 4:36:50 AM |
social-trumpet | $25.00 | 11/29/2011 12:27:10 PM |
desertoasis | $25.00 | 11/29/2011 1:33:08 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:25 PM |
papaloha | $25.00 | 11/22/2011 5:35:08 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:35 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:24:11 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:39:56 PM |
ChrisProsper | $1,630.00 | 11/29/2011 2:04:40 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 12:07:51 PM |
managedfund | $1,000.00 | 11/29/2011 1:26:07 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
540681
This series of Notes was issued and sold upon the funding of the borrower loan #56761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 16y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,827 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| shrewd-treasure8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: complete home repairs
This loan will be used to...complete some home repairs and get some appliances
My financial situation: is good
I am a good candidate for this loan because...
I pay all my bills and on time
Monthly net income: $4200
Monthly expenses: $2350
Housing: $1700
Insurance: $50
Car expenses: $50
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fortytwo | $118.00 | 11/23/2011 5:21:54 PM |
papaloha | $25.00 | 11/23/2011 5:17:49 PM |
Leshan | $22.00 | 11/26/2011 7:56:10 AM |
golden-velocity9 | $35.00 | 11/23/2011 5:21:24 PM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:12 PM |
fountain355 | $25.00 | 11/25/2011 4:43:32 AM |
beakerfish | $50.00 | 11/25/2011 7:56:10 PM |
worth-blanket2 | $7,200.00 | 11/26/2011 5:59:10 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
540683
This series of Notes was issued and sold upon the funding of the borrower loan #56748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $228.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 22y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $513 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ethical-credit7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2011)
|
Principal balance:
| $5,178.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
My loan for home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/28/2011 5:06:39 PM |
LoanerPrincipal | $25.00 | 11/28/2011 5:18:42 PM |
smear87 | $25.00 | 11/28/2011 5:25:38 PM |
pound-mushroom3 | $25.00 | 11/28/2011 5:11:57 PM |
pdub | $75.00 | 11/28/2011 5:13:04 PM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:02 AM |
GElender | $40.00 | 11/29/2011 6:44:06 AM |
Dignified-Market29 | $25.00 | 11/29/2011 7:35:08 AM |
payout-reaction740 | $25.00 | 11/29/2011 9:32:35 AM |
LarWit1512 | $25.00 | 11/29/2011 9:06:26 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:37 AM |
iaffy | $25.00 | 11/29/2011 9:32:08 AM |
Brainworm | $25.00 | 11/29/2011 9:37:26 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:58:31 AM |
secureincome | $1,250.00 | 11/29/2011 1:22:09 PM |
goodhearted-basis4 | $25.00 | 11/29/2011 9:47:22 AM |
managedfund | $1,474.40 | 11/29/2011 1:37:20 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:04:25 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:40:09 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:56 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:12 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:51 PM |
JustMee | $25.00 | 11/28/2011 9:34:45 PM |
fcrick | $25.00 | 11/28/2011 5:11:39 PM |
igniter584 | $25.00 | 11/28/2011 5:12:19 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:29 PM |
lowrater | $50.60 | 11/29/2011 7:36:12 AM |
Earn_money | $25.00 | 11/29/2011 6:51:49 AM |
Investor_DP | $100.00 | 11/29/2011 9:09:22 AM |
toblerone | $25.00 | 11/29/2011 9:49:06 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:35 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:19 AM |
social-trumpet | $25.00 | 11/29/2011 12:26:34 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
540693
This series of Notes was issued and sold upon the funding of the borrower loan #56538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $133.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 14% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,227 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adaptable-p2ploan72 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cat family
Purpose of loan:
This loan will be used to fix the roof of our house
My financial situation:
I am a good candidate for this loan because we have a good great score. The only bad listing on our credit report is because we were going through a loan modification on our house and was the only way to be accepted. Never been late with our payment in the past and have always paid off our loans when we have gotten them
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LoanerPrincipal | $25.00 | 11/23/2011 5:10:15 PM |
D911ave | $50.00 | 11/23/2011 5:16:03 PM |
Clambake | $25.00 | 11/23/2011 5:31:54 PM |
JustMee | $25.00 | 11/23/2011 10:36:33 PM |
igniter584 | $25.00 | 11/24/2011 6:38:03 AM |
Poker_Grandpa | $25.00 | 11/24/2011 1:30:36 AM |
kinetic-social | $25.00 | 11/24/2011 10:13:06 AM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:15 AM |
ingenious-deal6 | $25.00 | 11/24/2011 9:21:58 AM |
dime-sprout | $50.00 | 11/24/2011 2:51:46 PM |
Leopoldine | $26.00 | 11/25/2011 11:39:23 AM |
skillful-diversification2 | $25.00 | 11/25/2011 2:02:21 PM |
Firescreek | $25.00 | 11/25/2011 12:48:45 PM |
GoingFishing | $25.00 | 11/25/2011 3:22:56 PM |
pinnacle10 | $50.00 | 11/26/2011 11:33:21 AM |
umfan123 | $25.00 | 11/26/2011 5:55:02 PM |
djh47a | $25.00 | 11/27/2011 9:19:53 AM |
studious-revenue7 | $50.00 | 11/26/2011 4:27:24 PM |
radforj22 | $25.00 | 11/27/2011 2:12:31 PM |
jazz619 | $25.00 | 11/27/2011 6:14:16 PM |
igniter584 | $25.00 | 11/27/2011 8:30:03 AM |
careful-note | $70.00 | 11/28/2011 4:22:44 AM |
ryan6853 | $25.00 | 11/28/2011 9:04:12 AM |
silver-birdie | $100.00 | 11/28/2011 9:24:33 AM |
awwaww | $25.00 | 11/28/2011 9:28:31 AM |
SolarMoonshine | $25.00 | 11/28/2011 9:48:51 AM |
GoGators01 | $25.00 | 11/28/2011 9:16:44 AM |
tenacious-capital3 | $26.27 | 11/28/2011 9:17:01 AM |
just-loyalty643 | $50.00 | 11/27/2011 7:27:13 PM |
octoberfresh | $25.00 | 11/28/2011 10:38:00 AM |
vinyl117 | $36.00 | 11/28/2011 10:28:56 AM |
Johnab | $25.02 | 11/28/2011 11:57:39 AM |
Rider | $212.00 | 11/28/2011 12:17:03 PM |
dordee | $75.00 | 11/28/2011 11:23:19 AM |
leverage-monger | $25.00 | 11/28/2011 12:28:13 PM |
einstein | $500.00 | 11/28/2011 10:17:22 AM |
bb575 | $50.00 | 11/23/2011 5:10:28 PM |
igniter584 | $25.00 | 11/23/2011 5:23:04 PM |
pdub | $75.00 | 11/23/2011 5:26:32 PM |
BxRealtor | $25.00 | 11/23/2011 5:19:43 PM |
sportsmagic | $500.00 | 11/23/2011 6:53:05 PM |
Chosen-one | $25.00 | 11/24/2011 7:28:45 AM |
AFairDeal | $25.00 | 11/23/2011 5:11:53 PM |
aabadabadoo | $25.00 | 11/23/2011 5:13:20 PM |
SudianX | $55.00 | 11/24/2011 11:20:15 AM |
cwegert | $25.00 | 11/24/2011 5:54:14 AM |
availableloan | $25.00 | 11/24/2011 2:01:58 PM |
elvisloans | $25.87 | 11/25/2011 6:25:46 AM |
riv701 | $25.00 | 11/25/2011 8:54:36 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:43 AM |
Ven58 | $25.00 | 11/25/2011 12:59:15 PM |
vine99 | $50.00 | 11/26/2011 10:13:24 AM |
careful-note | $50.00 | 11/27/2011 4:58:54 AM |
BigMac1953 | $25.00 | 11/28/2011 6:19:14 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:48 AM |
Tradesmanlender | $25.00 | 11/28/2011 9:10:58 AM |
iaffy | $25.00 | 11/28/2011 9:12:42 AM |
RecoveryLender | $25.00 | 11/28/2011 9:36:03 AM |
novice-speculator | $25.00 | 11/28/2011 10:14:00 AM |
green28 | $100.00 | 11/28/2011 11:27:02 AM |
elbastador | $25.00 | 11/28/2011 10:17:27 AM |
investment-comet | $25.00 | 11/28/2011 11:46:16 AM |
orbital-dollar2 | $25.00 | 11/28/2011 10:42:42 AM |
managedfund | $248.84 | 11/28/2011 12:39:52 PM |
toblerone | $25.00 | 11/28/2011 9:09:24 AM |
important-ore | $150.00 | 11/28/2011 9:27:09 AM |
Sneezie | $100.00 | 11/28/2011 10:23:01 AM |
rchissocol | $75.00 | 11/28/2011 10:52:24 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
540717
This series of Notes was issued and sold upon the funding of the borrower loan #56625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 20y 10m |
Amount delinquent:
| $356 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thoughtful-deal551 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt assistance
Purpose of loan:
This loan will be used to pay off a few medical bills and get through the holidays....
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-heart | $25.00 | 11/23/2011 5:15:51 PM |
papaloha | $25.00 | 11/23/2011 5:17:50 PM |
heavenly-interest9 | $500.00 | 11/23/2011 8:46:47 PM |
loss-of-control | $100.00 | 11/26/2011 5:01:51 PM |
careful-note | $70.00 | 11/28/2011 4:36:56 AM |
just-loyalty643 | $50.00 | 11/28/2011 1:17:12 PM |
Comoparklender | $25.00 | 11/28/2011 5:13:29 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:34 PM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:25 AM |
enterprising-credit2 | $50.00 | 11/28/2011 1:47:14 PM |
well-mannered-income3 | $30.00 | 11/28/2011 6:00:10 PM |
dudebrah | $25.00 | 11/28/2011 6:14:57 PM |
jjswanso | $50.00 | 11/23/2011 5:32:10 PM |
Danjack_Capital | $25.00 | 11/23/2011 8:09:52 PM |
loan-mammal | $100.00 | 11/28/2011 9:09:48 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:13:46 AM |
green28 | $25.00 | 11/28/2011 11:38:35 AM |
social-zebra | $30.00 | 11/28/2011 12:09:38 PM |
ore-leaper1 | $45.00 | 11/28/2011 5:19:33 PM |
credit-bank-usa611 | $25.00 | 11/28/2011 6:55:34 PM |
transparency-river1 | $1,548.73 | 11/28/2011 7:10:30 PM |
well-rounded-payout0 | $50.00 | 11/28/2011 5:11:36 PM |
Ballybay | $50.00 | 11/28/2011 5:26:16 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
540723
This series of Notes was issued and sold upon the funding of the borrower loan #57048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-thinker463 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Year-end bridge
Purpose of loan:
This loan will be used to...Cover year-end expenses
My financial situation:
I am a good candidate for this loan because...I am simply covering expenses prior to my January income. My sole purpose for this loan is to cover family expenses and feed my children.
Monthly net income: $2500
Monthly expenses: $
Housing: $0 (I have an arrangement where my partner pays rent and I cover food and utilities for us and our three children.)
Insurance: $ 300
Car expenses: $300
Utilities: $ 400
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $
Credit cards and other loans: $ 0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 11/26/2011 5:59:42 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
540729
This series of Notes was issued and sold upon the funding of the borrower loan #56807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $532.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 6% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 22y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,121 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-silver-palace |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Repair property and place as rental
Loan will be used to renovate vacant rental property and place into service as a rental.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/24/2011 9:23:19 AM |
worth-blanket2 | $14,900.00 | 11/26/2011 5:59:34 AM |
papaloha | $25.00 | 11/24/2011 9:26:24 AM |
igniter584 | $25.00 | 11/24/2011 9:31:03 AM |
evan | $25.00 | 11/24/2011 10:39:28 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
540741
This series of Notes was issued and sold upon the funding of the borrower loan #56526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $299.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 15% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $7,392 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tedfarmer |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $9,999.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2007)
620-639
(May-2007)
620-639
(Feb-2007)
620-639
(Feb-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Need to wind down revolving debt
Purpose of loan:
This loan will be used to...consolidate debt and eliminate the debt so that I can fund a larger portion of my daughter's anticipated college expenses. I am also anticipating being able to get a better rate on a home refinance as a result of a better anticipated credit score as a result of paying off the revolving credit balances.
My financial situation:
I am a good candidate for this loan because... I pay my bills on time. I also have steady, reliable income from a relatively stable job in the IT industry. In addition I also have had one previous load with Prosper that was paid on time, with no late or missed payments.
Monthly net income: $ 4000
Monthly expenses: $3991
Housing: $ 1430
Insurance: $ 200
Car expenses: $ 736
Utilities: $ 250
Phone, cable, internet: $ 145
Food, entertainment: $ 300
Clothing, household expenses: $ 120
Credit cards and other loans: $ 380
Other expenses: $ 430 private school tuition
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/24/2011 5:14:44 PM |
the-discrete-income | $25.00 | 11/25/2011 10:04:35 PM |
determined-revenue1 | $35.00 | 11/24/2011 5:06:14 PM |
influential-benjamins0 | $100.00 | 11/24/2011 5:06:59 PM |
investmentgroup | $25.00 | 11/24/2011 5:06:56 PM |
loan-mammal | $100.00 | 11/24/2011 5:15:55 PM |
Feyenoord | $30.00 | 11/24/2011 8:51:33 PM |
the-precious-bid | $25.00 | 11/25/2011 10:02:04 AM |
LittleMingo | $25.00 | 11/24/2011 5:04:32 PM |
cashhelp | $25.00 | 11/24/2011 5:16:13 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:32 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:26 PM |
worth-blanket2 | $7,300.00 | 11/26/2011 5:59:59 AM |
s270 | $100.00 | 11/25/2011 11:44:56 PM |
MoneyForNothing | $40.54 | 11/26/2011 2:24:19 AM |
LoanerPrincipal | $25.00 | 11/24/2011 5:20:11 PM |
evan | $25.00 | 11/24/2011 10:41:53 PM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:12 AM |
DoctorJoe | $30.00 | 11/25/2011 7:29:11 AM |
riv701 | $25.00 | 11/25/2011 8:35:05 AM |
pound-mushroom3 | $25.00 | 11/24/2011 5:11:49 PM |
igniter584 | $25.00 | 11/24/2011 5:17:11 PM |
clemclan | $50.00 | 11/24/2011 7:57:09 PM |
papaloha | $100.00 | 11/25/2011 4:36:03 PM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:16 AM |
tenacious-capital3 | $26.27 | 11/25/2011 5:26:00 PM |
twjh | $25.00 | 11/25/2011 9:05:49 AM |
GoingFishing | $25.00 | 11/25/2011 6:44:34 PM |
credit-guard5 | $25.00 | 11/25/2011 6:57:17 PM |
serene-capital | $25.00 | 11/25/2011 11:17:53 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:26 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
540763
This series of Notes was issued and sold upon the funding of the borrower loan #56920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Nov-23-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 7% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,856 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| understanding-pound5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to replace or repair a ceiling in the bathroom after a heavy leak.
My financial situation:
I am a good candidate for this loan because I have enough money set aside in a rainy day account to pay off the loan. However, I would like to take advantage of my good credit score and get this low APR loan without dipping into the emergency fund.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
iaffy | $25.00 | 11/23/2011 5:09:06 PM |
subtle-revenue0 | $25.00 | 11/23/2011 5:10:47 PM |
postalwhiz | $25.00 | 11/23/2011 5:12:13 PM |
cnovak | $25.00 | 11/23/2011 5:13:03 PM |
five-star-nickel7 | $25.00 | 11/23/2011 5:14:29 PM |
Gabriel02 | $25.00 | 11/23/2011 5:17:11 PM |
MarketInvestor | $25.00 | 11/23/2011 5:18:12 PM |
platinum-genetics | $25.00 | 11/23/2011 5:06:51 PM |
taurusco | $100.00 | 11/23/2011 5:21:39 PM |
bb575 | $50.00 | 11/23/2011 5:10:28 PM |
igniter584 | $25.00 | 11/23/2011 5:23:05 PM |
supernova719 | $25.00 | 11/23/2011 5:11:16 PM |
goal-dollar1 | $50.00 | 11/23/2011 5:23:38 PM |
1phantom | $25.00 | 11/23/2011 5:12:55 PM |
D911ave | $50.00 | 11/23/2011 5:16:03 PM |
aesop56 | $100.00 | 11/23/2011 5:16:37 PM |
BxRealtor | $25.00 | 11/23/2011 5:19:44 PM |
worthy-bid8 | $50.00 | 11/23/2011 5:24:44 PM |
competent-market4 | $25.00 | 11/23/2011 5:28:42 PM |
Sid-K | $25.00 | 11/23/2011 5:33:24 PM |
ZeLonewolf | $25.00 | 11/23/2011 5:11:27 PM |
AFairDeal | $25.00 | 11/23/2011 5:11:53 PM |
aabadabadoo | $25.00 | 11/23/2011 5:13:20 PM |
speyer | $25.00 | 11/23/2011 5:21:58 PM |
jonandmeg21 | $25.00 | 11/23/2011 5:24:17 PM |
vivacious-truth3 | $25.00 | 11/23/2011 5:27:08 PM |
bailey7563 | $40.00 | 11/23/2011 5:17:09 PM |
Tradesmanlender | $25.00 | 11/23/2011 5:08:30 PM |
sweet-loan7 | $25.00 | 11/23/2011 5:20:02 PM |
encore06 | $25.00 | 11/23/2011 5:20:31 PM |
fortytwo | $150.00 | 11/23/2011 5:21:55 PM |
IPG1 | $25.00 | 11/23/2011 5:11:38 PM |
SB-Funding | $50.00 | 11/23/2011 5:29:41 PM |
Cai8899 | $50.00 | 11/23/2011 5:30:27 PM |
tflood1967 | $50.00 | 11/23/2011 5:19:34 PM |
KLCRAY | $25.00 | 11/23/2011 5:20:37 PM |
Bendistraw | $25.00 | 11/23/2011 5:22:58 PM |
first-favorite-bonus9 | $25.00 | 11/23/2011 5:23:10 PM |
SourDoughSteve | $25.00 | 11/23/2011 5:25:24 PM |
neighborly-hope6 | $100.00 | 11/23/2011 5:29:35 PM |
Clambake | $25.00 | 11/23/2011 5:31:55 PM |
myduck | $30.00 | 11/23/2011 6:13:47 PM |
fervent-repayment | $50.00 | 11/23/2011 5:10:13 PM |
toblerone | $25.00 | 11/23/2011 5:11:32 PM |
riproaringrapids | $25.00 | 11/23/2011 5:12:36 PM |
enriching-trade2 | $50.00 | 11/23/2011 5:19:56 PM |
ianakacg | $25.00 | 11/23/2011 5:21:46 PM |
lucrative-coin | $50.00 | 11/23/2011 5:22:39 PM |
cashhelp | $25.00 | 11/23/2011 5:25:44 PM |
BenR | $100.00 | 11/23/2011 5:28:18 PM |
britgsb | $30.00 | 11/23/2011 5:31:46 PM |
jscope | $25.00 | 11/23/2011 5:32:27 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
540767
This series of Notes was issued and sold upon the funding of the borrower loan #57053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $359 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| sirjames |
Borrower's state:
| Missouri |
Borrower's group:
| Achieve Greatness |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto loan payoff.
Purpose of loan:
This loan will be used to pay off current auto loan and will result in a substantial savings each month.
My financial situation:
I am a good candidate for this loan because...I already have the ammount of the old loan budgetted each month and since the loan ammount sought will be much lower, regular monthly payment is ensured.
Monthly net income: $1800
Monthly expenses: $1639
Housing: $444
Insurance: $198
Car expenses: $240
Utilities: $175
Phone, cable, internet: $156
Food, entertainment: $170
Clothing, household expenses: $71
Credit cards and other loans: $125
Other expenses: $60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/23/2011 9:53:36 AM |
108lender | $103.00 | 11/29/2011 7:29:22 PM |
ultimate-peace | $25.00 | 11/23/2011 9:08:01 AM |
papaloha | $25.00 | 11/23/2011 9:17:33 AM |
let_me_retire | $31.20 | 11/23/2011 12:07:09 PM |
LittleHelp | $25.00 | 11/26/2011 1:57:41 PM |
graceful-investment | $25.00 | 11/27/2011 12:11:29 PM |
nfx | $25.00 | 11/28/2011 5:51:06 AM |
managedfund | $400.00 | 11/28/2011 12:48:31 PM |
Dignified-Market29 | $50.00 | 11/29/2011 7:08:40 AM |
DiligentiaLLC | $50.00 | 11/29/2011 4:10:06 PM |
melodious-openness | $300.00 | 11/29/2011 6:48:17 PM |
nickel-hickory | $80.00 | 11/29/2011 9:34:31 PM |
blkfroggy | $25.00 | 11/29/2011 3:43:33 PM |
reward-dynamo | $40.00 | 11/30/2011 7:20:29 AM |
melodious-openness | $58.81 | 11/29/2011 6:59:27 PM |
IIP77 | $25.00 | 11/30/2011 3:20:15 AM |
graceful-investment | $25.00 | 11/30/2011 5:59:10 AM |
Starfin-Capital-Management | $180.38 | 11/30/2011 4:38:01 AM |
Danjack_Capital | $25.00 | 11/23/2011 9:14:35 AM |
SolarMoonshine | $25.00 | 11/23/2011 9:55:17 AM |
loanman2007 | $25.00 | 11/23/2011 9:21:42 AM |
fountain355 | $25.00 | 11/24/2011 5:29:01 AM |
Something-Corporate | $25.00 | 11/24/2011 12:24:56 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:27:40 AM |
Core-Marketing | $26.00 | 11/28/2011 1:34:42 PM |
the-hope-workhorse | $50.00 | 11/28/2011 1:53:48 PM |
enterprising-credit2 | $25.00 | 11/28/2011 10:12:41 PM |
the-hope-workhorse | $50.00 | 11/29/2011 9:44:48 AM |
I-Believe-In-You | $28.38 | 11/29/2011 9:09:11 PM |
winmals | $25.00 | 11/29/2011 3:29:30 PM |
thoughtful-economy1 | $22.23 | 11/30/2011 8:41:42 AM |
bluehen00 | $25.00 | 11/30/2011 7:23:01 AM |
leverage-monger | $30.00 | 11/30/2011 7:24:21 AM |
bentonlending | $25.00 | 11/30/2011 8:38:31 AM |
viennese | $25.00 | 11/29/2011 10:02:21 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
540775
This series of Notes was issued and sold upon the funding of the borrower loan #56577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,619 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| scrappy-basis0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JMB Loan
Purpose of loan:
This loan will be used to...Paydown some loans
My financial situation:
I am a good candidate for this loan because...I make my payments and honor my word.
Monthly net income: $6000.00
Monthly expenses: $5000
Housing: $2200
Insurance: $150
Car expenses: $150
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $1500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/23/2011 5:17:51 PM |
golden-velocity9 | $35.00 | 11/23/2011 5:21:13 PM |
heavenly-interest9 | $500.00 | 11/23/2011 8:43:20 PM |
beest | $50.00 | 11/25/2011 10:23:43 AM |
goodhearted-generosity511 | $25.00 | 11/24/2011 12:45:56 PM |
worth-blanket2 | $6,400.00 | 11/26/2011 5:58:51 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
540779
This series of Notes was issued and sold upon the funding of the borrower loan #56568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 6m |
Amount delinquent:
| $175 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,239 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-sensational-auction |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacate Apartment
Purpose of loan:
This loan will be used to help pay for penalty fees (for terminating my lease early) and moving expenses. After 6 years on my own I will be moving back in with my parents for a year to cut cost and be able to save.
My financial situation:
I am a good candidate for this loan because I work full time with a decent pay. I've been financially independent & the head of my household for 6 years. Recently there was a rent increase. After much thought I have to decided the best move to make right now is to move back home to help me save. I will be cutting my expenses by more than half when I move back in with my parents giving me a chance to save and pay off this loan.
Monthly net income: $2600
Monthly expenses: $2400 (est)
Housing: $1000
Insurance: $175
Car expenses: $350
Utilities: $200.00
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/23/2011 5:17:52 PM |
ultimate-peace | $150.00 | 11/23/2011 5:08:46 PM |
SolarMoonshine | $25.00 | 11/23/2011 5:29:17 PM |
Whipster | $50.00 | 11/23/2011 6:23:16 PM |
newest-generous-income | $25.00 | 11/24/2011 10:44:39 AM |
jjswanso | $50.00 | 11/23/2011 5:32:11 PM |
Danjack_Capital | $25.00 | 11/23/2011 8:06:45 PM |
handy-justice | $50.00 | 11/24/2011 9:37:00 AM |
worth-blanket2 | $1,600.00 | 11/26/2011 5:59:30 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
540781
This series of Notes was issued and sold upon the funding of the borrower loan #56983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.89% |
Borrower rate/APR:
| 25.89% / 28.49% |
Monthly payment:
| $418.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.30% | | |
| |
Estimated return*:
| 15.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 12y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $189,860 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| funds-amplifier |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2011)
|
Principal balance:
| $10,786.74 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Real Estate Investment
Purpose of loan:
Continued purchases of income producing Real Estate and renovation purposes... I like to purchase fixer upper income producing Real Estate at the low end, renovate and either keep for positive rental income purposes or re-sell for continued investment in other properties.
My financial situation:
I am a good candidate for this loan because I am already a customer of Prosper and have a excellent history of repayment with Prosper.
As well as the purpose of this loan is for money making ventures in Real Estate that generate excess income to more then cover any loan costs I incur in the process...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
350DGRZ | $25.00 | 11/23/2011 5:22:35 PM |
LittleMingo | $25.00 | 11/23/2011 5:10:52 PM |
calbertrand | $25.00 | 11/23/2011 10:01:34 PM |
economy-coup | $50.00 | 11/24/2011 9:13:01 AM |
papaloha | $25.00 | 11/23/2011 5:17:52 PM |
Comoparklender | $25.00 | 11/24/2011 9:15:41 AM |
toblerone | $25.00 | 11/24/2011 9:18:38 AM |
Tradesmanlender | $25.00 | 11/24/2011 9:33:26 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:51 PM |
immaculate-compassion8 | $25.00 | 11/24/2011 1:15:01 PM |
helpinghand63 | $25.00 | 11/24/2011 5:19:43 PM |
evan | $25.00 | 11/24/2011 10:45:43 PM |
five-star-order1 | $50.00 | 11/24/2011 11:59:20 PM |
finance-prescription | $100.00 | 11/24/2011 9:32:52 AM |
coin-investor | $25.00 | 11/25/2011 9:22:15 AM |
PatriotKnight | $25.00 | 11/25/2011 5:03:54 PM |
fair-pound5 | $25.00 | 11/25/2011 5:13:54 PM |
officer8 | $25.00 | 11/25/2011 6:54:59 AM |
washboard1 | $25.00 | 11/25/2011 6:14:20 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:33 PM |
rogue_monster | $50.00 | 11/25/2011 4:44:09 PM |
velocity-solo | $25.00 | 11/26/2011 12:11:34 PM |
treasure-widget | $25.00 | 11/26/2011 12:08:36 PM |
best-charming-leverage | $50.00 | 11/26/2011 12:11:09 PM |
rescue | $100.00 | 11/26/2011 12:28:53 PM |
shmb6508 | $50.00 | 11/26/2011 12:15:25 PM |
AF-Chief | $25.00 | 11/26/2011 12:39:12 PM |
silver-buckeye | $25.00 | 11/26/2011 1:15:54 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:24 AM |
Easystreet | $25.00 | 11/26/2011 4:40:59 AM |
abnvette | $25.00 | 11/26/2011 12:38:01 PM |
bid-czar8 | $87.00 | 11/26/2011 12:24:38 PM |
credit-wheel7 | $25.00 | 11/26/2011 12:25:50 PM |
top-payout-fixer | $25.00 | 11/26/2011 6:33:58 PM |
basis-mate7 | $25.00 | 11/27/2011 5:46:17 AM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:19 AM |
Toby1montana | $50.00 | 11/27/2011 9:06:46 PM |
Sierrahh | $25.00 | 11/28/2011 10:08:41 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:38 PM |
kevin314 | $25.00 | 11/28/2011 5:11:48 PM |
ursus | $50.00 | 11/28/2011 5:29:06 PM |
right-there | $40.00 | 11/28/2011 2:56:53 PM |
Mavrck88 | $25.00 | 11/28/2011 7:46:10 PM |
IIP77 | $25.00 | 11/29/2011 2:36:16 AM |
enriching-trade2 | $50.00 | 11/28/2011 5:24:40 PM |
flexible-return297 | $40.00 | 11/29/2011 8:25:52 AM |
Reinadog9 | $25.00 | 11/28/2011 8:59:54 PM |
bnlforever | $25.00 | 11/29/2011 9:09:41 AM |
CalBear08 | $25.00 | 11/29/2011 9:09:50 AM |
nickel-ferret | $50.00 | 11/29/2011 9:07:20 AM |
vegibenz | $25.00 | 11/29/2011 9:12:13 AM |
kindness-jedi | $25.00 | 11/29/2011 9:14:09 AM |
Weaverville | $25.00 | 11/29/2011 9:18:42 AM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:37:58 AM |
asmithj | $25.00 | 11/29/2011 9:20:55 AM |
felipe65 | $25.00 | 11/29/2011 9:17:51 AM |
indomitable-dedication | $25.00 | 11/29/2011 9:23:02 AM |
wizard750 | $28.00 | 11/29/2011 9:29:47 AM |
larslfe | $25.00 | 11/29/2011 9:25:00 AM |
KLCRAY | $25.00 | 11/29/2011 9:25:56 AM |
unassassinable | $25.00 | 11/29/2011 9:28:12 AM |
lucrative-coin | $50.00 | 11/29/2011 9:33:44 AM |
MBIntl | $25.00 | 11/29/2011 8:36:07 AM |
Vreet | $25.00 | 11/29/2011 9:12:16 AM |
restless-currency | $50.00 | 11/29/2011 9:18:22 AM |
christmaslightpro | $25.00 | 11/29/2011 9:23:19 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:29 AM |
studious-bonus7 | $100.00 | 11/29/2011 9:29:45 AM |
mydogissocute | $25.00 | 11/29/2011 9:34:40 AM |
gizzywump | $25.00 | 11/29/2011 9:35:41 AM |
ChrisTJ | $25.00 | 11/29/2011 9:37:10 AM |
platinum-genetics | $25.00 | 11/29/2011 9:37:48 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:17 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:01 AM |
sjo1984111 | $25.00 | 11/29/2011 9:43:35 AM |
inspired-duty5 | $25.00 | 11/29/2011 1:16:37 PM |
elegant-loot | $242.11 | 11/29/2011 12:51:39 PM |
RKLFinancial | $25.00 | 11/29/2011 1:33:07 PM |
desertoasis | $25.00 | 11/29/2011 1:33:09 PM |
graceful-investment | $50.00 | 11/29/2011 2:13:44 PM |
gothampark | $25.00 | 11/29/2011 2:14:05 PM |
ChrisProsper | $4,570.24 | 11/29/2011 2:19:25 PM |
shawnw2 | $75.00 | 11/29/2011 5:29:46 AM |
jmeasn | $25.00 | 11/23/2011 5:37:25 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:48 AM |
orange-preeminant-bill | $25.00 | 11/24/2011 9:15:14 AM |
golden-velocity9 | $35.00 | 11/23/2011 5:21:03 PM |
fortytwo | $150.00 | 11/23/2011 5:21:55 PM |
tenacious-capital3 | $26.27 | 11/24/2011 9:28:44 AM |
proud-pound4 | $25.00 | 11/24/2011 9:36:01 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:30 PM |
Kaj | $25.00 | 11/24/2011 9:26:49 AM |
gjm6d | $25.00 | 11/24/2011 9:27:10 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:01 AM |
chameleon125 | $25.00 | 11/25/2011 2:50:49 PM |
sentry256 | $25.00 | 11/25/2011 4:29:05 PM |
social-cocktail1 | $200.00 | 11/25/2011 5:18:56 PM |
murlirao2002 | $25.00 | 11/25/2011 6:32:31 PM |
wanna-help | $50.00 | 11/25/2011 12:43:07 PM |
GoingFishing | $25.00 | 11/25/2011 3:32:26 PM |
loan-fate | $50.00 | 11/26/2011 12:07:52 PM |
CAGE-Investments | $25.00 | 11/26/2011 12:13:46 PM |
life-is-great | $25.00 | 11/26/2011 12:14:09 PM |
principal-cooker2 | $100.00 | 11/25/2011 5:18:19 PM |
handshake5 | $100.00 | 11/26/2011 12:19:49 PM |
progressive-economy261 | $109.00 | 11/26/2011 12:33:40 PM |
melodious-fairness | $25.00 | 11/26/2011 12:17:53 PM |
money-surge1 | $25.00 | 11/26/2011 12:33:34 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:55 PM |
worthy-bid8 | $50.00 | 11/26/2011 12:35:08 PM |
important-openness1 | $100.00 | 11/26/2011 12:38:09 PM |
greenwell | $25.00 | 11/27/2011 9:35:40 AM |
careful-note | $50.00 | 11/27/2011 4:58:54 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:16 AM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:26 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:41 AM |
villagers | $50.00 | 11/28/2011 5:24:35 PM |
USMC0311 | $25.00 | 11/28/2011 9:46:52 PM |
ianakacg | $25.00 | 11/28/2011 5:21:00 PM |
treasure-bliss | $25.00 | 11/29/2011 5:57:57 AM |
orange-preeminant-bill | $25.00 | 11/29/2011 6:08:50 AM |
fulfilling-investment4 | $25.00 | 11/29/2011 8:20:18 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:56 AM |
reward-adventure | $50.00 | 11/29/2011 9:11:04 AM |
inventive-exchange | $25.00 | 11/29/2011 9:09:25 AM |
Greenbak | $25.00 | 11/29/2011 9:15:56 AM |
rebelduke | $25.00 | 11/29/2011 9:17:01 AM |
wayman | $25.00 | 11/29/2011 9:23:34 AM |
Sid-K | $25.00 | 11/29/2011 9:26:07 AM |
Tasmir | $25.00 | 11/29/2011 7:54:03 AM |
oldmora | $50.00 | 11/29/2011 9:31:42 AM |
brainy-greenback481 | $40.51 | 11/29/2011 8:58:50 AM |
qwsd12 | $50.00 | 11/29/2011 9:06:57 AM |
suk200 | $25.00 | 11/29/2011 9:36:22 AM |
prohelper | $25.00 | 11/29/2011 9:43:51 AM |
escharfer | $25.00 | 11/29/2011 9:46:09 AM |
topper480 | $50.00 | 11/29/2011 9:24:34 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:24 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:54:24 AM |
GoldenRule01 | $25.00 | 11/29/2011 11:43:39 AM |
careful-vigilance4 | $50.00 | 11/29/2011 9:38:24 AM |
Bob450 | $30.00 | 11/29/2011 12:23:56 PM |
credit-socrates648 | $500.00 | 11/29/2011 12:43:10 PM |
industrious-transparency6 | $25.00 | 11/29/2011 9:45:32 AM |
durability-excellence | $25.00 | 11/29/2011 9:46:23 AM |
robust-trade | $25.00 | 11/29/2011 9:47:17 AM |
ImagClaw | $50.00 | 11/29/2011 10:22:45 AM |
mighty-value | $25.00 | 11/29/2011 12:11:46 PM |
Vector | $25.00 | 11/29/2011 1:41:29 PM |
benjamins-britches | $36.87 | 11/29/2011 2:12:57 PM |
150 Investments
|
Borrower Payment Dependent Notes Series
540785
This series of Notes was issued and sold upon the funding of the borrower loan #56586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,444 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| platinum-raccoon7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...
My financial situation: is a direct cause of a medical condition I was recently diagnosed with. (Crohn's Disease)
I am a good candidate for this loan because... I am up to date on my bills and would like to pay a chunk of the loan off with my income tax refund.
Monthly net income: $3336.00
Monthly expenses: $150.00
Housing: $1692.00
Insurance: $79.00 for car insurance home owner insurance included in house payment escrow account.
Car expenses: $263.00 (will be paid off with $2500.00 of this loan)
Utilities: $216.00
Phone, cable, internet: $0.00
Food, entertainment: $ included in monthly expenses (goroceries paid by boarder)
Clothing, household expenses: 50.00
Credit cards and other loans: $337.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-heart | $25.00 | 11/23/2011 5:15:52 PM |
worth-blanket2 | $4,000.00 | 11/26/2011 5:59:07 AM |
papaloha | $25.00 | 11/23/2011 5:17:52 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
540789
This series of Notes was issued and sold upon the funding of the borrower loan #56948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 8m |
Amount delinquent:
| $54 |
Total credit lines:
| 19 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,444 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| unconquerable-cash7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
federal and security debt
Purpose of loan: to pay off federal and state security debt.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $22500
Monthly expenses: $
Housing: 550
$Insurance: $79
Car expenses: $260
Utilities: $200
Phone, cable, internet: $70
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $110
Other expenses: $
pay off buisness affairs that have been going on for a while
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 11/26/2011 5:58:20 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
540819
This series of Notes was issued and sold upon the funding of the borrower loan #56847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $425.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,188 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-phase6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan - Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt between myself and my fiance. We are getting married in October of 2012 and we want to enter our new lives together as debt free as possible. We are paying for the wedding ourselves, so this loan will lower our monthly payments as I simultaneously save for my wedding.
My financial situation:
I am a good candidate for this loan because I have a stable job at a very stable company. I have been getting promoted consistently at this company since I started working here since college, and my boss has told me that within the next year or so I could become a manager. I work hard, spend thriftily, and want to get on track to start my married life.
Monthly net income: $3750
Monthly expenses: $1871
Student Loans: $550
Housing: $775
Insurance: $85
Car expenses: $200
Utilities: $100
Phone, cable, internet: $161
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 11/29/2011 5:07:44 PM |
careful-note | $50.00 | 11/29/2011 5:09:32 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:12 PM |
sickid1 | $100.00 | 12/1/2011 12:15:43 AM |
Weaverville | $25.00 | 12/1/2011 12:32:00 PM |
superb-funds335 | $25.00 | 12/1/2011 9:16:27 AM |
Ready2Loan | $25.00 | 12/1/2011 5:08:31 PM |
LateOneNight | $50.00 | 12/1/2011 4:54:52 PM |
toblerone | $25.00 | 12/1/2011 5:14:05 PM |
IIP77 | $25.00 | 12/1/2011 5:23:10 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:10 PM |
principal-cooker2 | $100.00 | 12/1/2011 5:26:11 PM |
euro-shrine | $50.00 | 12/1/2011 3:14:01 PM |
brightest-dynamic-liberty | $25.00 | 12/1/2011 5:12:31 PM |
cnovak | $25.00 | 12/1/2011 5:17:13 PM |
silver-birdie | $100.00 | 12/1/2011 5:17:26 PM |
careful-note | $55.00 | 12/2/2011 4:31:27 AM |
loan-mammal | $100.00 | 12/1/2011 5:33:26 PM |
deal-searcher1 | $25.00 | 12/2/2011 5:55:53 AM |
organized-payment6 | $50.00 | 12/2/2011 6:53:41 AM |
majestic-repayment3 | $50.00 | 12/2/2011 7:06:16 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:56 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:49 AM |
fervent-repayment | $40.00 | 12/2/2011 9:10:25 AM |
jcholloway831 | $25.00 | 12/2/2011 9:32:02 AM |
the-profit-oracle | $25.00 | 12/2/2011 9:34:10 AM |
vigorous-payment6 | $25.00 | 12/2/2011 7:28:28 AM |
Investor_DP | $100.00 | 12/2/2011 9:32:56 AM |
genius520 | $50.00 | 12/2/2011 9:37:53 AM |
red-penny-philosopher | $25.00 | 12/2/2011 8:44:25 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:00 AM |
cberthiaume | $25.00 | 12/2/2011 10:10:23 AM |
friendinmoney | $25.00 | 12/2/2011 9:58:18 AM |
igniter584 | $25.00 | 11/29/2011 5:05:22 PM |
LoanerPrincipal | $25.00 | 11/29/2011 5:26:52 PM |
HelpNeedy | $100.00 | 11/29/2011 5:40:31 PM |
tech310 | $50.00 | 11/30/2011 12:14:17 AM |
Bank_Of_XL | $25.00 | 11/30/2011 9:23:17 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:26 AM |
jengachamp | $25.00 | 12/1/2011 4:06:26 PM |
enriching-trade2 | $50.00 | 12/1/2011 5:18:43 PM |
GCInvestments | $25.00 | 12/1/2011 5:22:09 PM |
BxRealtor | $25.00 | 12/1/2011 5:22:29 PM |
green-successful-note | $26.89 | 12/1/2011 11:47:09 AM |
NycDean | $25.00 | 12/1/2011 9:06:24 PM |
LateOneNight | $25.00 | 12/1/2011 5:05:42 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:30 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:23 AM |
herbyman | $50.00 | 12/2/2011 6:05:01 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:39 AM |
lostontheedge | $25.00 | 12/2/2011 7:03:42 AM |
britgsb | $30.00 | 12/2/2011 9:31:03 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:52 AM |
worthy-bid8 | $50.00 | 12/2/2011 9:42:24 AM |
fareast_man | $25.00 | 12/2/2011 9:43:49 AM |
a-responsible-return | $35.00 | 12/2/2011 9:44:32 AM |
worth-blanket2 | $9,400.00 | 12/2/2011 11:40:20 AM |
sensible-trade | $100.00 | 12/2/2011 9:32:54 AM |
dynamic-money271 | $25.00 | 12/2/2011 9:47:44 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
540865
This series of Notes was issued and sold upon the funding of the borrower loan #56817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $399.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,858 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| market-hut4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
HOME IMPROVEMENT
Purpose of loan:
This loan will be used to...FOR HOME IMPROVEMENT
My financial situation:
I am a good candidate for this loan because...I HAVE A STABLE JOB AND ALSO I PAY MY BILLS ON TIME.I ALSO JUST PAID OFF A PREVIOUS PROSPER LOAN THIS YEAR IN EXCELLENT STANDARDS I AM A GREAT BORROWER.
Monthly net income: $3800.00
Monthly expenses: $1500.00
Housing: $0
Insurance: $144.36
Car expenses: $0
Utilities: $180.00
Phone, cable, internet: $180.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $50.00 | 11/24/2011 9:04:17 AM |
worldly-investment333 | $25.00 | 11/24/2011 10:39:01 AM |
loan-mammal | $100.00 | 11/24/2011 9:15:07 AM |
Kash2010lu | $30.00 | 11/24/2011 9:38:08 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:03 AM |
chameleon125 | $25.00 | 11/25/2011 2:51:56 PM |
the-lean-bid | $25.00 | 11/25/2011 10:54:03 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:00 PM |
social-zebra | $27.00 | 11/26/2011 12:57:52 PM |
first-serene-credit | $25.00 | 11/26/2011 3:01:19 PM |
dollar-tornado3 | $25.00 | 11/27/2011 5:57:30 AM |
hookUup | $37.20 | 11/26/2011 9:23:09 PM |
SolarMoonshine | $25.00 | 11/27/2011 7:54:38 AM |
loss-of-control | $100.00 | 11/27/2011 9:09:19 AM |
just-loyalty643 | $50.00 | 11/26/2011 1:52:01 PM |
rchissocol | $50.00 | 11/28/2011 11:21:34 AM |
terrific-p2ploan | $25.00 | 11/28/2011 1:59:16 PM |
rpd1211 | $25.00 | 11/29/2011 6:06:38 AM |
AF-Chief | $25.00 | 11/29/2011 9:10:12 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:14 AM |
GElender | $40.00 | 11/29/2011 6:44:05 AM |
Comoparklender | $25.00 | 11/29/2011 9:07:43 AM |
richboy56 | $25.00 | 11/29/2011 9:20:48 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:25 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:17 AM |
toblerone | $25.00 | 11/29/2011 9:49:00 AM |
suave-dime6 | $25.00 | 11/29/2011 5:07:02 PM |
economy-coup | $50.00 | 11/29/2011 5:18:58 PM |
dedicated-transaction796 | $25.00 | 11/29/2011 5:19:30 PM |
important-openness1 | $100.00 | 11/29/2011 5:34:16 PM |
Jack-Sparrow | $25.00 | 11/29/2011 1:22:37 PM |
payout-cello | $25.00 | 11/29/2011 5:31:11 PM |
finance-mushroom | $163.00 | 11/29/2011 5:33:09 PM |
new-social-economist | $50.00 | 11/29/2011 8:55:25 PM |
factcheck | $80.00 | 11/29/2011 3:01:53 PM |
DiligentiaLLC | $50.00 | 11/29/2011 4:08:48 PM |
IIP77 | $25.00 | 11/30/2011 3:20:21 AM |
monster4 | $47.00 | 11/29/2011 5:13:51 PM |
silver-birdie | $100.00 | 11/29/2011 5:16:30 PM |
cerebral-dollar773 | $25.00 | 11/30/2011 6:12:17 AM |
CoffeyvilleKS | $40.00 | 11/29/2011 5:26:00 PM |
COCHINOBOY | $40.00 | 11/30/2011 5:34:52 AM |
nfx | $25.00 | 11/30/2011 6:04:28 AM |
intrepid-repayment1 | $25.00 | 11/30/2011 8:09:15 AM |
treasure-bliss | $25.00 | 11/30/2011 6:56:24 AM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:09 AM |
prudent-bid3 | $25.00 | 11/29/2011 8:42:23 PM |
davisfl | $25.00 | 11/30/2011 9:09:06 AM |
shrewd-peace7 | $25.00 | 11/30/2011 9:16:48 AM |
coin-investor | $25.00 | 11/30/2011 9:10:46 AM |
Wellman | $25.00 | 11/30/2011 9:11:03 AM |
hope-candy1 | $100.00 | 11/30/2011 6:46:05 AM |
orange-preeminant-bill | $25.00 | 11/30/2011 7:05:44 AM |
Jack55304 | $200.00 | 11/30/2011 9:34:40 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:46 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:50 AM |
kulender | $57.00 | 11/30/2011 9:14:13 AM |
sensible-fund | $25.00 | 11/30/2011 1:41:20 PM |
factcheck | $80.00 | 11/30/2011 4:31:18 PM |
Supernick | $50.00 | 11/30/2011 4:38:58 PM |
balance-river | $25.00 | 11/30/2011 2:10:38 PM |
repcool | $25.00 | 11/30/2011 9:29:14 AM |
miked8303 | $25.00 | 11/30/2011 9:35:53 AM |
Dubbs360 | $100.00 | 11/30/2011 9:37:09 AM |
tshurts | $25.00 | 11/30/2011 9:38:11 AM |
dough-bear | $25.00 | 11/30/2011 9:39:39 AM |
warfiend | $75.00 | 11/30/2011 4:46:25 PM |
cash-reaction2 | $50.00 | 11/30/2011 9:43:31 AM |
irrelevant | $25.00 | 11/30/2011 10:05:48 AM |
money-bauble | $200.00 | 11/30/2011 5:33:42 PM |
green28 | $150.00 | 11/30/2011 11:54:10 AM |
listing-reformation8 | $50.00 | 11/30/2011 11:58:39 AM |
zeeexsixare | $50.00 | 11/30/2011 6:33:51 PM |
otto1939 | $101.00 | 11/30/2011 6:44:14 PM |
frogperson | $75.00 | 11/30/2011 9:53:29 PM |
interest-magnolia | $25.00 | 11/30/2011 10:20:26 PM |
mckhbnpc | $50.00 | 11/30/2011 4:28:09 PM |
pfh | $25.00 | 12/1/2011 5:41:50 AM |
matthewa | $25.00 | 11/30/2011 9:06:17 PM |
investment-comet | $25.00 | 11/30/2011 9:35:12 PM |
Shawn95187 | $29.78 | 11/30/2011 10:12:42 PM |
orderandprogress | $38.33 | 11/30/2011 11:06:46 PM |
orgy63 | $25.00 | 12/1/2011 9:25:31 AM |
transparency-river1 | $823.56 | 12/1/2011 9:32:07 AM |
thelovebug | $32.00 | 12/1/2011 9:07:01 AM |
CapitalismRocks | $25.00 | 12/1/2011 9:22:09 AM |
AndChicksforFree | $25.00 | 11/27/2011 11:27:57 AM |
108lender | $103.00 | 11/29/2011 7:29:23 PM |
fcrick | $25.00 | 11/24/2011 9:08:09 AM |
fortytwo | $150.00 | 11/24/2011 9:31:28 AM |
handy-justice | $50.00 | 11/24/2011 9:43:28 AM |
papaloha | $25.00 | 11/24/2011 9:26:25 AM |
golden-velocity9 | $35.00 | 11/24/2011 9:28:05 AM |
LittleMingo | $30.00 | 11/24/2011 5:06:31 PM |
cilynx | $30.21 | 11/25/2011 2:36:57 PM |
novice-speculator | $25.00 | 11/25/2011 2:42:07 PM |
papaloha | $200.00 | 11/25/2011 4:32:27 PM |
CatbirdBanking | $25.00 | 11/26/2011 5:04:10 PM |
mercuriant | $25.00 | 11/26/2011 12:19:41 PM |
greenwell | $25.00 | 11/27/2011 9:35:41 AM |
momoney2lend | $25.00 | 11/27/2011 10:53:04 AM |
bold-shrewd-duty | $36.00 | 11/26/2011 6:33:17 PM |
CoolPlexer | $25.00 | 11/27/2011 5:06:41 PM |
careful-note | $70.00 | 11/28/2011 4:36:58 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:26 AM |
kind-bill-supporter | $25.00 | 11/29/2011 9:11:37 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:26 AM |
tenacious-capital3 | $26.27 | 11/29/2011 9:44:46 AM |
finance-prescription | $100.00 | 11/29/2011 9:48:04 AM |
the-lean-bid | $30.00 | 11/29/2011 2:35:02 PM |
valiant-pound8 | $41.24 | 11/29/2011 3:00:44 PM |
well-mannered-income3 | $60.00 | 11/29/2011 3:42:15 PM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:06:42 PM |
income-buffalo1 | $63.00 | 11/29/2011 4:56:25 PM |
enterprising-credit2 | $50.00 | 11/29/2011 4:31:03 PM |
social-cocktail1 | $79.00 | 11/29/2011 5:06:24 PM |
new-intuitive-dime | $25.00 | 11/29/2011 5:00:59 PM |
enriching-trade2 | $50.00 | 11/29/2011 5:13:25 PM |
silver-wonder278 | $25.00 | 11/29/2011 5:21:24 PM |
handshake5 | $100.00 | 11/29/2011 5:29:42 PM |
morpholog | $40.00 | 11/29/2011 5:33:00 PM |
susurrus | $50.00 | 11/29/2011 5:53:04 PM |
moola-linkage155 | $25.00 | 11/29/2011 6:42:35 PM |
natural-worth9 | $500.00 | 11/29/2011 2:46:17 PM |
GCInvestments | $25.00 | 11/29/2011 9:12:12 PM |
tech310 | $50.00 | 11/30/2011 12:12:47 AM |
careful-note1 | $25.00 | 11/30/2011 5:58:00 AM |
worldly-income2 | $25.00 | 11/30/2011 6:55:48 AM |
red-power-pecan | $50.00 | 11/29/2011 5:26:46 PM |
progressive-economy261 | $400.00 | 11/29/2011 5:36:52 PM |
Leshan | $100.00 | 11/30/2011 8:18:04 AM |
Bob450 | $25.00 | 11/30/2011 6:55:22 AM |
hope-eagle6 | $25.00 | 11/30/2011 9:09:12 AM |
asiaratt | $50.00 | 11/30/2011 9:16:17 AM |
dtana | $25.00 | 11/30/2011 1:25:50 AM |
FASTIZIO_P | $25.00 | 11/30/2011 9:10:34 AM |
profit-powerplant | $25.00 | 11/30/2011 9:11:38 AM |
wwwUniversal | $25.00 | 11/30/2011 9:11:50 AM |
graceful-investment | $25.00 | 11/30/2011 5:58:48 AM |
tornandfrayed | $25.00 | 11/30/2011 9:23:02 AM |
zippy-greenback231 | $25.00 | 11/30/2011 6:15:35 AM |
GInBaghdad | $25.00 | 11/30/2011 9:38:46 AM |
Mariner3605 | $25.00 | 11/30/2011 9:40:12 AM |
samdog079 | $500.00 | 11/30/2011 8:02:35 AM |
five-star-justice | $25.00 | 11/30/2011 10:54:01 AM |
stepatatime-together | $100.00 | 11/30/2011 9:37:40 AM |
nickel-launcher | $25.00 | 11/30/2011 10:05:32 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:24 AM |
bill-expert | $25.00 | 11/30/2011 11:02:18 AM |
hope-twister5 | $50.00 | 11/30/2011 12:44:47 PM |
majestic-principal1 | $25.00 | 11/30/2011 11:26:28 AM |
treasure-brigade | $25.00 | 11/30/2011 3:13:41 PM |
nickel-acrobat | $25.00 | 11/30/2011 4:10:28 PM |
rvfbroker | $25.00 | 11/30/2011 9:24:57 AM |
aader | $25.00 | 11/30/2011 9:26:13 AM |
northphoto | $25.00 | 11/30/2011 4:47:49 PM |
dkhonda | $35.00 | 11/30/2011 11:01:39 AM |
Dignified-Market29 | $50.00 | 11/30/2011 11:54:51 AM |
coloradoadam | $25.00 | 11/30/2011 7:17:46 PM |
radforj22 | $25.00 | 11/30/2011 2:11:17 PM |
grafton | $100.00 | 11/30/2011 9:22:31 PM |
first-class-yield9 | $50.00 | 11/30/2011 7:47:10 PM |
cminus | $27.81 | 11/30/2011 10:39:58 PM |
VASLENDING | $27.00 | 11/30/2011 10:49:42 PM |
shrewd-income | $100.00 | 11/30/2011 4:03:44 PM |
dcshobby | $25.00 | 11/30/2011 4:49:34 PM |
economy-producer | $25.00 | 11/30/2011 5:29:05 PM |
octoberfresh | $25.00 | 12/1/2011 7:48:14 AM |
intrepid-loot | $25.00 | 12/1/2011 6:19:02 AM |
Frover | $25.00 | 12/1/2011 6:34:49 AM |
corporatejim | $25.00 | 12/1/2011 7:07:57 AM |
gjm6d | $25.00 | 12/1/2011 9:25:10 AM |
lowrater | $50.60 | 12/1/2011 5:57:10 AM |
dedicated-hope640 | $25.00 | 12/1/2011 6:49:04 AM |
Learning2Lend | $25.00 | 12/1/2011 9:19:12 AM |
jhernand17 | $25.00 | 12/1/2011 9:30:24 AM |
176 Investments
|
Borrower Payment Dependent Notes Series
540873
This series of Notes was issued and sold upon the funding of the borrower loan #56907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-25-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-04-2011 |
|
Lender yield:
| 20.51% |
Borrower rate/APR:
| 21.51% / 23.48% |
Monthly payment:
| $410.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.15% | | |
| |
Estimated return*:
| 14.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 36% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 17y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,779 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| Loantoyoume |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Solution15
Purpose of loan: This loan will be used to...Pay off my car and lower my credit card debt. I need releif from high credit card payments so I am not cutting it so close on my monthly liabilities.
My financial situation: I want to pay off my automobile and reduce my credit card monthly liability by paying down my debt.
I am a good candidate for this loan because...I am responsible and have a very good history of credit worthiness. I am secure in my job of 18years. I never pay any obligation late.
Monthly net income: $2103
Monthly expenses: $See itemization below
Housing: $434
Insurance: $102/including car insurance
Car expenses: $336 including car loan/not insurance
Utilities: $128
Phone, cable, internet: $187
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $487
Other expenses: $100 miscellaneous/ incl. some savings
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bullish2bearish | $25.36 | 11/29/2011 10:54:07 AM |
bullish2bearish | $40.00 | 12/2/2011 7:35:51 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:29 PM |
igniter584 | $25.00 | 11/25/2011 5:20:05 PM |
aabadabadoo | $25.00 | 11/25/2011 5:21:58 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:05 PM |
Investor_DP | $100.00 | 11/29/2011 9:09:21 AM |
Weaverville | $25.00 | 11/29/2011 9:18:45 AM |
Sierrahh | $25.00 | 11/29/2011 9:31:23 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:02 AM |
the-precious-bid | $25.00 | 11/29/2011 9:13:54 AM |
rescue | $100.00 | 11/29/2011 9:47:49 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:27 AM |
fascinating-transparency6 | $25.00 | 11/29/2011 12:07:04 PM |
GoldenRule01 | $125.00 | 11/29/2011 11:43:41 AM |
dollardave | $100.00 | 11/29/2011 11:51:58 AM |
tenacious-capital3 | $26.27 | 11/29/2011 9:44:46 AM |
diverse2 | $30.00 | 11/29/2011 3:45:29 PM |
PatriotKnight | $25.00 | 11/29/2011 5:25:06 PM |
genius520 | $25.00 | 11/29/2011 5:23:31 PM |
BenR | $72.00 | 11/29/2011 5:34:46 PM |
sportsmagic | $250.00 | 11/29/2011 5:48:41 PM |
durban | $25.00 | 11/29/2011 8:49:46 PM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:47 AM |
agreement-guild | $50.00 | 11/29/2011 5:08:35 PM |
Smallbear | $25.00 | 11/30/2011 6:00:28 AM |
reinforced-durability1 | $25.00 | 11/30/2011 6:33:25 AM |
compassion-bauble4 | $25.00 | 11/29/2011 5:27:10 PM |
kind-efficient-credit | $25.00 | 11/30/2011 9:07:17 AM |
Mailman2004 | $25.00 | 11/30/2011 7:56:55 AM |
PRGuyinVA | $25.00 | 11/30/2011 9:10:38 AM |
loyalty-sherpa | $25.00 | 11/30/2011 9:12:39 AM |
listing-vista | $50.00 | 11/30/2011 9:24:53 AM |
bid-czar8 | $100.00 | 11/30/2011 9:14:16 AM |
velocity-solo | $25.00 | 11/30/2011 9:26:04 AM |
GreedyLawyer | $50.00 | 11/30/2011 4:59:56 AM |
CAGE-Investments | $25.00 | 11/30/2011 9:30:10 AM |
yield-implementer8 | $35.86 | 11/30/2011 5:53:39 AM |
life-is-great | $25.00 | 11/30/2011 9:21:01 AM |
MadHun | $194.00 | 11/30/2011 9:24:48 AM |
worldly-income2 | $50.00 | 11/30/2011 6:59:20 AM |
riproaringrapids | $25.00 | 11/30/2011 9:35:21 AM |
Dignified-Market29 | $75.00 | 11/30/2011 12:51:01 PM |
samo102us | $25.00 | 11/30/2011 9:11:17 AM |
villagers | $25.00 | 11/30/2011 1:29:38 PM |
CA-Lender | $25.00 | 11/30/2011 2:28:04 PM |
cvlender | $25.00 | 11/30/2011 2:49:11 PM |
mnbud | $25.00 | 11/30/2011 12:34:36 PM |
melodious-fairness | $25.00 | 11/30/2011 9:22:13 AM |
whiterabbit1874 | $25.00 | 11/30/2011 2:01:24 PM |
nickel-ferret | $50.00 | 11/30/2011 9:25:29 AM |
Bob450 | $25.00 | 11/30/2011 4:49:28 PM |
wkeboarder21 | $50.00 | 11/30/2011 3:36:50 PM |
majestic-principal1 | $25.00 | 11/30/2011 11:26:29 AM |
courteous-platinum7 | $25.00 | 11/30/2011 11:39:38 AM |
taurusco | $100.00 | 11/30/2011 5:22:20 PM |
wise-silver-wonder | $25.00 | 11/30/2011 6:40:25 PM |
greentomato | $50.00 | 11/30/2011 7:23:50 PM |
power-rotation7 | $50.00 | 11/30/2011 7:41:02 PM |
A_mike | $25.00 | 11/30/2011 8:55:51 PM |
bid-lightning9 | $25.00 | 11/30/2011 8:58:28 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:15 AM |
valiant-money | $35.00 | 12/1/2011 8:21:24 AM |
SRK_FROM_WA | $80.49 | 12/1/2011 8:25:18 AM |
TrustPlus | $38.00 | 12/1/2011 9:09:48 AM |
useful-p2ploan | $25.00 | 12/1/2011 9:10:34 AM |
hostbank | $100.00 | 12/1/2011 9:31:03 AM |
Seriuqs | $25.00 | 12/1/2011 9:31:50 AM |
gjm6d | $25.00 | 12/1/2011 9:25:11 AM |
unassassinable | $25.00 | 12/1/2011 9:35:12 AM |
credit-solstice | $25.00 | 12/1/2011 9:36:03 AM |
dayahn | $25.00 | 12/1/2011 9:37:56 AM |
LeReve | $25.00 | 12/1/2011 9:32:55 AM |
wayman | $25.00 | 12/1/2011 9:41:57 AM |
ideal-platinum1 | $25.00 | 12/1/2011 9:40:21 AM |
green-successful-note | $50.00 | 12/1/2011 11:40:11 AM |
Weaverville | $25.00 | 12/1/2011 12:31:57 PM |
djindepth | $50.00 | 12/1/2011 3:53:17 PM |
jengachamp | $25.00 | 12/1/2011 4:06:24 PM |
skuba | $75.00 | 12/1/2011 9:36:41 AM |
indomitable-dedication | $25.00 | 12/1/2011 9:39:44 AM |
witty-credit467 | $25.00 | 12/1/2011 9:39:59 AM |
impartial-leverage2 | $25.00 | 12/1/2011 6:16:29 PM |
euro-shrine | $50.00 | 12/1/2011 3:13:58 PM |
power-defender7 | $50.00 | 12/1/2011 7:48:40 PM |
careful-note | $55.00 | 12/2/2011 4:31:22 AM |
zzztimbo | $25.00 | 12/1/2011 10:03:40 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:18 AM |
wdove511 | $25.00 | 12/2/2011 6:32:25 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:17 AM |
majestic-repayment3 | $50.00 | 12/2/2011 7:05:56 AM |
mistering | $30.00 | 12/1/2011 6:14:41 PM |
brightest-fund-base | $25.00 | 12/1/2011 6:34:26 PM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:54 AM |
NycDean | $25.00 | 12/1/2011 9:06:22 PM |
Bujinkan1 | $25.00 | 12/2/2011 7:42:31 AM |
moola-man | $25.00 | 12/2/2011 8:03:44 AM |
octoberfresh | $25.00 | 12/2/2011 8:06:11 AM |
mad-scientist418 | $25.00 | 12/2/2011 8:28:03 AM |
Doodlemeyer | $25.00 | 12/2/2011 9:09:24 AM |
jblack01 | $25.00 | 12/2/2011 9:11:44 AM |
haplender | $50.00 | 12/2/2011 9:06:21 AM |
pani5ue | $25.00 | 12/2/2011 4:48:06 AM |
rogue_monster | $50.00 | 12/2/2011 9:07:12 AM |
exciting-responsibility3 | $25.00 | 12/2/2011 9:13:16 AM |
jamiee73 | $25.00 | 12/2/2011 9:21:48 AM |
building-america | $25.00 | 12/2/2011 9:23:21 AM |
bessbird | $25.00 | 12/2/2011 9:17:32 AM |
successful-agreement7 | $45.00 | 12/2/2011 9:25:14 AM |
jrbill1998 | $34.00 | 12/2/2011 9:26:27 AM |
linklady | $25.00 | 12/2/2011 9:29:35 AM |
rakstar | $25.00 | 12/2/2011 9:34:46 AM |
peace-cadence | $25.00 | 12/2/2011 9:30:47 AM |
authentic-liberty7 | $25.00 | 12/2/2011 7:36:26 AM |
green-moola-sniffer | $25.00 | 12/2/2011 9:35:22 AM |
Elefunt | $25.00 | 12/2/2011 9:43:08 AM |
kjsfld | $25.00 | 12/2/2011 9:43:42 AM |
Lender75 | $25.00 | 12/2/2011 9:47:11 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:43 AM |
gizzywump | $25.00 | 12/2/2011 9:48:45 AM |
green-tree-shake | $60.00 | 12/2/2011 10:09:58 AM |
wormdc | $25.00 | 12/2/2011 9:10:46 AM |
credit-sasquatch3 | $33.00 | 12/2/2011 9:12:33 AM |
wigglesworth4 | $100.00 | 12/2/2011 9:20:05 AM |
gold-sushi | $25.00 | 12/2/2011 9:20:07 AM |
wonderful-dime | $25.00 | 12/2/2011 9:22:42 AM |
josuae | $25.00 | 12/2/2011 9:23:27 AM |
rate-mogul | $50.00 | 12/2/2011 9:26:11 AM |
yield-aurora4 | $25.00 | 12/2/2011 9:27:45 AM |
financial-frenzy | $28.00 | 12/2/2011 9:30:18 AM |
officer8 | $25.00 | 12/2/2011 1:53:20 PM |
Business_Happens | $25.00 | 12/2/2011 2:49:12 PM |
TrixieD | $25.00 | 12/2/2011 9:38:49 AM |
payout-paladin0 | $25.00 | 12/2/2011 4:37:44 PM |
wlm3012 | $30.00 | 12/2/2011 3:14:35 PM |
mammalian4 | $25.00 | 12/2/2011 3:22:28 PM |
caring-basis0 | $150.00 | 12/2/2011 3:24:01 PM |
flexible-return297 | $25.00 | 12/2/2011 5:09:13 PM |
brightest-income-hunter | $25.00 | 12/2/2011 4:09:26 PM |
KLCRAY | $25.00 | 12/2/2011 5:13:31 PM |
ranstlin | $25.00 | 12/2/2011 5:16:08 PM |
damage | $50.00 | 12/2/2011 9:52:02 AM |
credit-bliss8 | $25.00 | 12/2/2011 10:05:26 AM |
payout-alien6 | $25.00 | 12/2/2011 5:11:17 PM |
thankful-nickel2 | $25.00 | 12/2/2011 7:02:35 PM |
heart514 | $25.00 | 12/2/2011 7:52:24 PM |
Mont_Brinker | $100.00 | 12/2/2011 8:51:15 PM |
johannesfactotum | $30.00 | 12/2/2011 5:11:05 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:02 AM |
cordial-affluence2 | $50.00 | 12/3/2011 8:16:09 AM |
nytrnbow | $25.00 | 12/3/2011 5:21:04 AM |
loyalty-circuitry | $50.00 | 12/3/2011 8:59:53 AM |
Astyanax | $75.00 | 12/3/2011 10:20:26 AM |
Fireball27 | $76.00 | 12/3/2011 10:11:35 AM |
balance-computer9 | $25.00 | 12/3/2011 1:33:50 PM |
GenXInvestor | $26.07 | 12/3/2011 12:40:45 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:02 PM |
dinero-honker | $75.00 | 12/3/2011 4:31:39 PM |
jpac1066 | $50.00 | 12/3/2011 6:30:17 AM |
discostu | $25.00 | 12/3/2011 9:12:31 PM |
red-investment-ranch | $100.00 | 12/4/2011 2:52:48 AM |
Planecourage | $25.00 | 12/3/2011 9:09:03 AM |
javelin0 | $25.00 | 12/3/2011 9:32:38 AM |
cablenews | $100.00 | 12/3/2011 10:27:03 AM |
oplender | $25.00 | 12/4/2011 9:28:32 AM |
auction-elvis | $25.00 | 12/3/2011 11:28:04 AM |
income-planet0 | $25.00 | 12/4/2011 6:44:26 AM |
True-Patriot | $25.00 | 12/4/2011 10:16:22 AM |
GrayStudio | $25.00 | 12/3/2011 12:53:31 PM |
gold-disk | $25.00 | 12/3/2011 7:37:56 PM |
elloboverde | $40.00 | 12/3/2011 10:48:47 PM |
lean-dedication | $30.37 | 12/4/2011 10:00:06 AM |
community-saver158 | $15.03 | 12/4/2011 10:43:00 AM |
AndChicksforFree | $25.00 | 11/25/2011 5:32:02 PM |
pound-mushroom3 | $25.00 | 11/25/2011 5:10:42 PM |
Bank_Of_XL | $25.00 | 11/26/2011 9:02:03 AM |
papaloha | $25.00 | 11/25/2011 5:13:48 PM |
umfan123 | $25.00 | 11/26/2011 5:55:06 PM |
Whipster | $50.00 | 11/26/2011 11:36:55 AM |
careful-note | $50.00 | 11/27/2011 4:59:03 AM |
wonder3 | $35.00 | 11/27/2011 6:15:20 AM |
igniter584 | $25.00 | 11/27/2011 8:30:11 AM |
enterprising-credit2 | $25.00 | 11/29/2011 6:46:16 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:57 AM |
enriching-trade2 | $50.00 | 11/29/2011 9:35:15 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:37 AM |
toblerone | $25.00 | 11/29/2011 9:49:01 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:31 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:27 AM |
ursus | $50.00 | 11/29/2011 5:05:46 PM |
Kaj | $25.00 | 11/29/2011 5:15:45 PM |
chicagobanker | $50.00 | 11/29/2011 1:11:01 PM |
janeybooboo | $62.20 | 11/29/2011 7:06:29 PM |
generosity-giraffe0 | $50.00 | 11/29/2011 6:47:20 PM |
tech310 | $50.00 | 11/30/2011 12:14:12 AM |
meenan | $75.00 | 11/29/2011 4:31:48 PM |
IIP77 | $25.00 | 11/30/2011 3:20:25 AM |
fervent-repayment | $50.00 | 11/30/2011 5:55:56 AM |
deal-enrichment | $25.00 | 11/29/2011 5:25:30 PM |
brightest-dynamic-liberty | $25.00 | 11/29/2011 5:27:57 PM |
graceful-investment | $25.00 | 11/30/2011 5:58:07 AM |
suave-dime6 | $25.00 | 11/30/2011 7:10:50 AM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:10 AM |
famous-ore2 | $50.00 | 11/30/2011 9:06:22 AM |
evnagelist | $25.00 | 11/30/2011 9:09:08 AM |
market-assembler | $25.00 | 11/30/2011 9:26:43 AM |
duty-gusto6 | $75.00 | 11/30/2011 9:32:18 AM |
CashFlow13 | $100.00 | 11/30/2011 9:36:36 AM |
rcm87 | $30.00 | 11/30/2011 9:33:09 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:00 PM |
gold-commander0 | $25.00 | 11/30/2011 9:08:48 AM |
jjswanso | $75.00 | 11/30/2011 9:13:19 AM |
nhm | $30.00 | 11/30/2011 9:21:13 AM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:36 PM |
JLMGroupFunds | $25.00 | 11/30/2011 9:33:30 AM |
credit-maple5 | $25.00 | 11/30/2011 9:35:48 AM |
cash-reaction2 | $50.00 | 11/30/2011 9:43:31 AM |
brightest-fearless-payout | $50.00 | 11/30/2011 5:27:53 PM |
radforj22 | $25.00 | 11/30/2011 2:09:33 PM |
dough-hammock | $25.00 | 11/30/2011 9:19:03 PM |
unrivaled-capital322 | $100.00 | 12/1/2011 3:57:35 AM |
songbird98 | $25.00 | 12/1/2011 7:12:14 AM |
hanuman77 | $25.00 | 12/1/2011 6:53:19 AM |
fareast_man | $25.00 | 11/30/2011 10:26:37 PM |
the-dollar-topper | $94.00 | 12/1/2011 9:23:53 AM |
sickid1 | $100.00 | 12/1/2011 12:15:33 AM |
kindness-jedi | $25.00 | 12/1/2011 9:17:32 AM |
ciscoparrot | $25.00 | 12/1/2011 9:20:07 AM |
spitzbergen | $25.00 | 12/1/2011 9:22:42 AM |
zippy-interest | $25.00 | 12/1/2011 9:32:00 AM |
asmithj | $25.00 | 12/1/2011 9:32:43 AM |
studious-bonus7 | $40.00 | 12/1/2011 9:34:40 AM |
RetiredATC | $50.00 | 12/1/2011 9:30:23 AM |
brightest-affluence-motivator | $30.00 | 12/1/2011 9:30:29 AM |
SimonHova | $25.00 | 12/1/2011 6:12:40 AM |
best-phenomenal-treasure | $25.00 | 12/1/2011 9:35:43 AM |
money-bauble | $100.00 | 12/1/2011 9:40:32 AM |
spark548 | $50.00 | 12/1/2011 9:40:50 AM |
platinum-cargo | $50.00 | 12/1/2011 11:26:12 AM |
jalapeno2 | $25.00 | 12/1/2011 11:56:00 AM |
loyalty-circuitry | $50.00 | 12/1/2011 12:28:36 PM |
ItsJustMe79 | $25.00 | 12/1/2011 9:27:02 AM |
valiant-note129 | $250.00 | 12/1/2011 2:36:56 PM |
Peacepower | $25.00 | 12/1/2011 3:49:12 PM |
calm-deal7 | $25.00 | 12/1/2011 9:28:46 AM |
GMPK_TLAS | $50.00 | 12/1/2011 5:06:20 PM |
cash-fanatic | $25.00 | 12/1/2011 9:34:17 AM |
wise-rupee-sanctuary | $50.00 | 12/1/2011 9:35:32 AM |
Trimalchio12 | $25.00 | 12/1/2011 9:37:27 AM |
wwwUniversal | $25.00 | 12/1/2011 5:16:27 PM |
dospapalotes | $25.00 | 12/1/2011 5:24:11 PM |
dime-sprout | $50.00 | 12/1/2011 5:30:24 PM |
loyalty-circuitry | $50.00 | 12/1/2011 12:27:15 PM |
JTRADER056 | $90.00 | 12/1/2011 7:10:05 PM |
shiny-leverage0 | $25.00 | 12/2/2011 12:01:22 AM |
hanuman77 | $25.00 | 12/2/2011 2:18:24 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:23 AM |
Melander | $90.00 | 12/1/2011 9:44:37 PM |
abundant-power | $50.00 | 12/2/2011 12:49:17 AM |
harperpotok | $42.00 | 12/1/2011 5:28:35 PM |
rewards | $27.00 | 12/1/2011 6:25:14 PM |
tylerfd | $25.00 | 12/2/2011 7:32:49 AM |
Bujinkan1 | $25.00 | 12/2/2011 7:40:35 AM |
Luminous-P | $25.00 | 12/1/2011 8:15:07 PM |
immaculate-compassion8 | $50.00 | 12/1/2011 8:22:50 PM |
dinero-speaker | $25.00 | 12/2/2011 7:34:27 AM |
peaceful-wealth0 | $25.00 | 12/2/2011 7:41:45 AM |
E_G | $48.00 | 12/2/2011 9:05:20 AM |
Banker7371 | $25.00 | 12/2/2011 9:07:51 AM |
credit-meteor7 | $200.00 | 12/2/2011 9:11:23 AM |
figs4u2 | $100.00 | 12/2/2011 9:06:29 AM |
gracej | $25.00 | 12/2/2011 9:14:48 AM |
reflective-cash0 | $50.00 | 12/2/2011 9:15:04 AM |
compoundinterest | $50.00 | 12/2/2011 9:20:18 AM |
wise-silver-wonder | $25.00 | 12/2/2011 9:12:35 AM |
crawfingers | $25.00 | 12/2/2011 9:13:15 AM |
Lam0nt | $25.00 | 12/2/2011 9:14:15 AM |
gulch | $25.00 | 12/2/2011 9:17:35 AM |
lostontheedge | $25.00 | 12/2/2011 7:03:40 AM |
hopethisworks | $25.00 | 12/2/2011 9:27:26 AM |
AFFlyboy | $25.00 | 12/2/2011 9:29:33 AM |
orange-courageous-dedication | $25.00 | 12/2/2011 9:35:25 AM |
CapeDollars | $25.00 | 12/2/2011 9:37:00 AM |
buyrite334 | $25.00 | 12/2/2011 9:38:27 AM |
preventivepestcontrol | $75.00 | 12/2/2011 7:35:36 AM |
LBOregon | $25.00 | 12/2/2011 9:35:57 AM |
unafraid-cash2 | $51.00 | 12/2/2011 8:23:12 AM |
gavinfh | $25.00 | 12/2/2011 9:42:36 AM |
loot-castanets | $25.00 | 12/2/2011 9:43:46 AM |
revenue-achievement | $25.00 | 12/2/2011 9:45:44 AM |
prohelper | $25.00 | 12/2/2011 9:46:44 AM |
unrelenting-auction7 | $25.00 | 12/2/2011 10:14:26 AM |
tender-commerce8 | $50.00 | 12/2/2011 9:09:42 AM |
wampum-library4 | $25.00 | 12/2/2011 11:45:54 AM |
Red_b17 | $25.00 | 12/2/2011 9:20:47 AM |
Tai | $25.00 | 12/2/2011 9:21:22 AM |
Cai8899 | $50.00 | 12/2/2011 9:22:57 AM |
tooflets | $25.00 | 12/2/2011 1:29:11 PM |
logical-investment4 | $25.00 | 12/2/2011 9:32:45 AM |
marketplace-cello5 | $25.00 | 12/2/2011 9:37:16 AM |
logical-capital0 | $25.00 | 12/2/2011 3:09:41 PM |
the-professional-velocity | $25.00 | 12/2/2011 3:13:34 PM |
payment-zoomer8 | $25.00 | 12/2/2011 4:53:44 PM |
flexible-value | $50.00 | 12/2/2011 9:48:28 AM |
hard-working-rate3 | $100.00 | 12/2/2011 5:27:44 PM |
ianakacg | $25.00 | 12/2/2011 5:30:32 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:34 PM |
gain-expert | $45.00 | 12/2/2011 12:33:04 PM |
Kierf | $25.00 | 12/2/2011 3:31:44 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:37 PM |
loss-of-control | $100.00 | 12/2/2011 5:09:11 PM |
leverage-monger | $25.00 | 12/3/2011 8:21:26 AM |
hanuman77 | $25.00 | 12/3/2011 5:30:48 AM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:44 PM |
VonAp | $230.00 | 12/3/2011 10:57:29 AM |
WLenders | $50.00 | 12/3/2011 11:20:04 AM |
Techne_Funds_LLC | $25.00 | 12/3/2011 1:57:39 PM |
grotheik | $25.00 | 12/3/2011 6:20:00 AM |
happy-yield | $25.00 | 12/3/2011 7:55:54 PM |
payout-magician | $25.00 | 12/3/2011 5:15:26 PM |
immaculate-compassion8 | $25.00 | 12/3/2011 9:41:20 PM |
msw_engr | $50.00 | 12/3/2011 7:23:39 PM |
angelinvestor01 | $50.00 | 12/3/2011 8:34:14 PM |
FoosMaster | $30.00 | 12/3/2011 9:13:26 PM |
goffmt | $25.00 | 12/4/2011 7:29:46 AM |
Tighternbarkonatree | $25.00 | 12/4/2011 6:16:23 AM |
SimpleChoice | $25.00 | 12/3/2011 11:40:03 AM |
credit-statuette8 | $50.00 | 12/3/2011 1:10:50 PM |
bid-stockpiler1 | $71.35 | 12/3/2011 2:07:15 PM |
aztec | $80.00 | 12/3/2011 2:50:01 PM |
red-investment-ranch | $100.00 | 12/4/2011 2:37:15 AM |
lplender | $50.00 | 12/4/2011 5:07:29 AM |
ONECENTATATIME | $30.00 | 12/4/2011 10:29:57 AM |
333 Investments
|
Borrower Payment Dependent Notes Series
540877
This series of Notes was issued and sold upon the funding of the borrower loan #56505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $194.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 122% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
5 | Length of status: | 9y 3m |
Amount delinquent:
| $176 |
Total credit lines:
| 16 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,820 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| Boo1960 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 30 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,745.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
620-639
(Nov-2009)
640-659
(Sep-2008)
680-699
(Oct-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Great Prosper Investment
I have borrowed using Prosper on a number of ocassions and have never missed a payment. In addition I always pay back the loan entirely prior to the end of the loan cycle.
Thank you for you interest in this great Prosper Investment Opportunity.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $100.00 | 11/24/2011 9:12:33 AM |
investment-daydream | $75.00 | 11/24/2011 11:20:40 AM |
lendstats_com | $300.00 | 11/24/2011 1:44:33 PM |
mrxtravis | $25.00 | 11/24/2011 9:09:10 AM |
PLANECRASH | $75.00 | 11/24/2011 9:30:56 AM |
pound-mushroom3 | $25.00 | 11/24/2011 9:23:29 AM |
cashhelp | $25.00 | 11/24/2011 9:25:54 AM |
papaloha | $25.00 | 11/24/2011 9:26:26 AM |
Rollshaft | $25.00 | 11/24/2011 9:56:03 AM |
sweety075 | $25.00 | 11/24/2011 10:33:58 AM |
handy-justice | $50.00 | 11/24/2011 9:34:48 AM |
kinetic-social | $25.00 | 11/24/2011 9:45:41 AM |
NekHoldings | $25.00 | 11/24/2011 9:52:05 AM |
Ubiquinone | $100.00 | 11/24/2011 10:06:13 AM |
Gregger | $25.00 | 11/24/2011 10:36:12 AM |
brondero | $90.00 | 11/24/2011 11:32:51 AM |
SolarMoonshine | $25.00 | 11/24/2011 11:52:07 AM |
lean-trade178 | $25.00 | 11/24/2011 1:23:09 PM |
economy-coup | $50.00 | 11/24/2011 9:13:02 AM |
loan-mammal | $100.00 | 11/24/2011 9:15:07 AM |
finance-prescription | $58.00 | 11/24/2011 9:32:53 AM |
Kash2010lu | $40.00 | 11/24/2011 9:36:31 AM |
FarmersBank | $196.15 | 11/24/2011 10:10:46 AM |
myutmost | $30.00 | 11/24/2011 10:18:46 AM |
thankful-nickel2 | $25.00 | 11/24/2011 1:42:52 PM |
jhouman | $50.00 | 11/24/2011 9:09:18 AM |
investmentgroup | $25.00 | 11/24/2011 9:15:59 AM |
blitzen40 | $25.00 | 11/24/2011 9:14:38 AM |
fortytwo | $111.00 | 11/24/2011 9:31:29 AM |
kinetic-social | $25.00 | 11/24/2011 10:18:26 AM |
Beechturner | $40.00 | 11/24/2011 10:44:07 AM |
atlas-shrugged | $250.00 | 11/24/2011 9:54:48 AM |
commerce-rumbler0 | $2,000.00 | 11/24/2011 10:00:24 AM |
shrewd-rupee | $200.00 | 11/24/2011 11:39:16 AM |
loss-of-control | $59.85 | 11/24/2011 1:59:54 PM |
RoZu_Lending | $100.00 | 11/24/2011 9:05:55 AM |
fcrick | $25.00 | 11/24/2011 9:08:09 AM |
SecondChanceLendingSERV | $25.00 | 11/24/2011 10:36:48 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
540879
This series of Notes was issued and sold upon the funding of the borrower loan #56684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $86.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 18% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 15y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Flight Attendant |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,396 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| kcprice |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 48 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
660-679
(Jan-2010)
660-679
(Oct-2009)
640-659
(Jun-2008)
|
Principal balance:
| $620.59 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 48 | | |
Description
bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dusigrosz | $300.00 | 11/25/2011 5:04:04 PM |
PLANECRASH | $75.00 | 11/25/2011 5:11:11 PM |
pound-mushroom3 | $25.00 | 11/25/2011 5:10:52 PM |
jhouman | $50.00 | 11/25/2011 5:12:01 PM |
Aberdeen | $1,700.00 | 11/25/2011 5:13:03 PM |
RoZu_Lending | $100.00 | 11/25/2011 5:05:04 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
540883
This series of Notes was issued and sold upon the funding of the borrower loan #56732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,064 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| Zoramite |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Camera Lens And Christmas
Purpose of loan:
Using to purchase a new camera lens and to help with Christmas buying
My financial situation:
My income is the secondary income in the home. The only expense coming out of it is for daycare.
Monthly net income: $2000
Monthly expenses: $500
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 11/24/2011 5:08:18 PM |
Danjack_Capital | $25.00 | 11/24/2011 5:12:12 PM |
StrongMonty | $54.50 | 11/24/2011 9:46:12 PM |
SecondChanceLendingSERV | $25.00 | 11/25/2011 8:16:13 AM |
reflective-rupee | $200.00 | 11/25/2011 8:29:30 PM |
alexgalt | $25.00 | 11/25/2011 9:00:11 PM |
worth-blanket2 | $1,000.00 | 11/26/2011 5:58:39 AM |
lendstats_com | $300.00 | 11/25/2011 7:45:04 AM |
papaloha | $25.00 | 11/24/2011 5:17:15 PM |
Something-Corporate | $25.00 | 11/25/2011 10:45:40 AM |
blitzen40 | $25.00 | 11/25/2011 10:57:20 AM |
SolarMoonshine | $25.00 | 11/24/2011 6:19:10 PM |
loss-of-control | $75.00 | 11/25/2011 6:51:00 PM |
reflective-rupee | $100.00 | 11/25/2011 8:28:48 PM |
loanman2007 | $18.51 | 11/26/2011 6:12:00 AM |
Rebelrick9 | $25.00 | 11/25/2011 1:29:16 PM |
JGuide | $26.99 | 11/26/2011 5:59:23 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
540885
This series of Notes was issued and sold upon the funding of the borrower loan #56793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $199.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,557 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderful-note23 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
|
Principal balance:
| $1,159.55 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
qualified for adt dealership
Purpose of loan: coverage for dealership
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...my monthly bills are covered every month just want to provide my company with transitional income of about 10000 a month. need start up monies to do this
Monthly net income: $ 7500
Monthly expenses: $5000
Housing: $1000
Insurance: $300
Car expenses: $150
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $247
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $35.00 | 11/29/2011 2:28:46 PM |
golden-velocity9 | $35.00 | 11/25/2011 5:09:04 PM |
fcrick | $25.00 | 11/25/2011 5:21:30 PM |
loan-mammal | $100.00 | 11/25/2011 5:22:12 PM |
papaloha | $25.00 | 11/25/2011 5:13:48 PM |
Feyenoord | $30.00 | 11/25/2011 9:36:23 PM |
OldManP | $25.00 | 11/26/2011 11:09:59 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:06 PM |
fortytwo | $150.00 | 11/26/2011 12:16:45 PM |
chameleon125 | $25.00 | 11/26/2011 5:02:37 PM |
312-Lender | $25.00 | 11/26/2011 8:06:01 AM |
CatbirdBanking | $25.00 | 11/27/2011 11:46:55 AM |
terrific-p2ploan | $25.00 | 11/28/2011 2:04:27 PM |
nickel-acrobat | $25.00 | 11/28/2011 1:02:51 PM |
social-hunter5 | $25.00 | 11/29/2011 8:49:34 AM |
richboy56 | $25.00 | 11/29/2011 9:20:49 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:28 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:15 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:27 AM |
graceful-investment | $50.00 | 11/29/2011 2:18:50 PM |
Engineer44 | $25.00 | 11/29/2011 2:22:43 PM |
factcheck | $25.00 | 11/29/2011 3:02:11 PM |
well-mannered-income3 | $25.00 | 11/29/2011 5:03:07 PM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:17 AM |
toblerone | $25.00 | 11/29/2011 5:23:54 PM |
Kselr | $35.92 | 11/29/2011 8:02:27 PM |
sensible-fund | $25.00 | 11/29/2011 7:05:00 PM |
Raoladin | $60.00 | 11/29/2011 3:08:20 PM |
carlos_chantana | $25.00 | 11/29/2011 10:14:12 PM |
prudent-bid3 | $25.00 | 11/29/2011 8:42:24 PM |
sgt-schultz | $25.00 | 11/30/2011 4:51:54 AM |
suave-dime6 | $25.00 | 11/29/2011 5:14:28 PM |
IIP77 | $25.00 | 11/30/2011 3:20:26 AM |
economy-coup | $50.00 | 11/29/2011 5:18:59 PM |
kendigme | $25.00 | 11/30/2011 4:13:14 AM |
worldly-income2 | $25.99 | 11/30/2011 6:50:16 AM |
wwwUniversal | $25.00 | 11/29/2011 5:30:02 PM |
Comoparklender | $25.00 | 11/29/2011 5:31:37 PM |
silver-enlightenment0 | $105.45 | 11/30/2011 7:58:05 AM |
worldly-investment333 | $25.00 | 11/30/2011 8:01:51 AM |
Leshan | $50.00 | 11/30/2011 8:15:34 AM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:10 AM |
Wellman | $25.00 | 11/30/2011 9:11:04 AM |
profit-powerplant | $25.00 | 11/30/2011 9:11:40 AM |
Cluvnupe06 | $25.00 | 11/30/2011 4:07:19 AM |
stepatatime-together | $27.00 | 11/30/2011 9:37:40 AM |
Mariner3605 | $25.00 | 11/30/2011 9:40:12 AM |
quest0 | $25.00 | 11/30/2011 7:44:21 AM |
red-power-pecan | $50.00 | 11/30/2011 9:33:11 AM |
gristle_mcthornbody | $25.00 | 11/30/2011 10:46:47 AM |
five-star-justice | $25.00 | 11/30/2011 10:54:01 AM |
siuflightboy | $41.33 | 11/30/2011 11:38:12 AM |
clean-wealth7 | $250.00 | 11/30/2011 11:20:32 AM |
gogene2002 | $25.00 | 11/30/2011 11:25:46 AM |
listing-reformation8 | $50.00 | 11/30/2011 11:54:58 AM |
likeable-hope | $25.00 | 11/30/2011 10:09:54 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:51 AM |
bbt210 | $25.04 | 11/30/2011 10:41:50 AM |
dollar-tornado3 | $25.00 | 11/26/2011 5:18:15 AM |
grammaspurse | $25.00 | 11/26/2011 9:07:44 AM |
SLN-10 | $50.00 | 11/25/2011 5:28:57 PM |
skip6330 | $25.00 | 11/26/2011 1:08:21 AM |
handy-justice | $50.00 | 11/26/2011 11:46:24 AM |
r48 | $25.00 | 11/27/2011 6:18:07 AM |
WonByOne | $50.00 | 11/27/2011 3:59:02 AM |
greenwell | $25.00 | 11/27/2011 9:35:44 AM |
enticing-exchange3 | $25.00 | 11/27/2011 10:37:53 AM |
CoolPlexer | $25.00 | 11/27/2011 5:06:42 PM |
careful-note | $70.00 | 11/28/2011 4:37:02 AM |
AF-Chief | $25.00 | 11/29/2011 9:10:13 AM |
twjh | $25.00 | 11/29/2011 9:27:36 AM |
lowrater | $25.60 | 11/29/2011 9:33:21 AM |
stock106 | $25.00 | 11/29/2011 3:50:45 PM |
hopheadmike | $29.00 | 11/29/2011 3:55:41 PM |
enterprising-credit2 | $25.00 | 11/29/2011 4:33:04 PM |
income-buffalo1 | $60.00 | 11/29/2011 4:54:05 PM |
new-intuitive-dime | $25.00 | 11/29/2011 5:01:00 PM |
tenacious-capital3 | $26.27 | 11/29/2011 5:31:16 PM |
important-openness1 | $49.00 | 11/29/2011 5:34:16 PM |
graceful-investment | $50.00 | 11/29/2011 2:08:42 PM |
natural-worth9 | $500.00 | 11/29/2011 2:44:12 PM |
historic-loan1 | $25.00 | 11/29/2011 9:00:41 PM |
Johnab | $25.02 | 11/29/2011 8:05:42 PM |
DiligentiaLLC | $25.00 | 11/29/2011 4:08:22 PM |
hookUup | $32.20 | 11/29/2011 4:18:44 PM |
gilbrear | $25.00 | 11/29/2011 4:36:06 PM |
mercuriant | $25.00 | 11/29/2011 5:07:42 PM |
power-bluebird2 | $25.00 | 11/30/2011 3:43:30 AM |
first-friendly-listing | $30.00 | 11/30/2011 6:13:24 AM |
treasure-bliss | $25.00 | 11/30/2011 6:56:24 AM |
finance-prescription | $100.00 | 11/29/2011 5:27:11 PM |
whatreality | $25.00 | 11/30/2011 6:04:52 AM |
octoberfresh | $25.00 | 11/30/2011 7:59:50 AM |
Tscheddar | $25.00 | 11/29/2011 5:37:47 PM |
social-conductor4 | $25.00 | 11/30/2011 9:04:56 AM |
rutzebach | $48.98 | 11/30/2011 8:33:25 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:26 AM |
GCInvestments | $25.00 | 11/29/2011 9:12:13 PM |
coin-investor | $25.00 | 11/30/2011 9:10:47 AM |
tech310 | $50.00 | 11/30/2011 12:12:48 AM |
x32248 | $25.00 | 11/30/2011 2:31:30 AM |
dedicated-transaction796 | $25.00 | 11/30/2011 9:19:49 AM |
handshake5 | $100.00 | 11/30/2011 9:23:51 AM |
jgar_O | $25.00 | 11/30/2011 9:27:45 AM |
shrewd-peace7 | $25.00 | 11/30/2011 9:16:48 AM |
Bob450 | $25.00 | 11/30/2011 6:54:58 AM |
silver-birdie | $100.00 | 11/30/2011 9:31:51 AM |
irrelevant | $25.00 | 11/30/2011 10:05:33 AM |
Dubbs360 | $100.00 | 11/30/2011 9:37:09 AM |
bsmtloan | $28.48 | 11/30/2011 8:41:10 AM |
upbeat-finance8 | $25.00 | 11/30/2011 11:41:54 AM |
green28 | $79.72 | 11/30/2011 11:58:20 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:48 AM |
dkhonda | $50.00 | 11/30/2011 11:00:22 AM |
Dignified-Market29 | $25.00 | 11/30/2011 11:30:21 AM |
115 Investments
|
Borrower Payment Dependent Notes Series
540889
This series of Notes was issued and sold upon the funding of the borrower loan #56923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-24-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.89% |
Borrower rate/APR:
| 25.89% / 28.49% |
Monthly payment:
| $343.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.30% | | |
| |
Estimated return*:
| 15.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 40% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,156 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| El_Profesional |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 14 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2011)
800-819
(Aug-2010)
|
Principal balance:
| $6,544.33 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
3rd Prosper Loan - Debt Cons. Cont.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
frankiecooper has invested a total of
$100.00.
"Only refer to your friend by their screen name El_Profesional."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $200.00 | 11/25/2011 7:46:14 AM |
Amber_Stone | $33.97 | 11/24/2011 8:15:53 PM |
grnii78 | $169.02 | 11/26/2011 8:45:00 AM |
shawnw2 | $100.00 | 11/26/2011 12:33:14 PM |
AndChicksforFree | $25.00 | 11/27/2011 11:40:03 AM |
exchange-upholder0 | $25.00 | 11/28/2011 12:28:03 PM |
helpinghand63 | $25.00 | 11/24/2011 5:19:43 PM |
papaloha | $25.00 | 11/24/2011 5:17:15 PM |
tacologic | $75.00 | 11/24/2011 7:38:46 PM |
Feyenoord | $30.00 | 11/24/2011 8:53:04 PM |
RoZu_Lending | $1,000.00 | 11/25/2011 1:45:58 AM |
beachfunder | $25.00 | 11/25/2011 6:54:59 AM |
gpuck | $50.00 | 11/25/2011 7:02:49 AM |
finance-prescription | $100.00 | 11/25/2011 9:17:33 AM |
economy-coup | $50.00 | 11/25/2011 9:25:42 AM |
Kash2010lu | $25.00 | 11/24/2011 5:05:00 PM |
influential-benjamins0 | $100.00 | 11/24/2011 5:06:59 PM |
Eaglehigh | $25.00 | 11/24/2011 7:45:52 PM |
novice-speculator | $25.00 | 11/25/2011 2:41:12 PM |
hellasow | $50.00 | 11/24/2011 10:18:17 PM |
chameleon125 | $25.00 | 11/25/2011 2:51:02 PM |
fortytwo | $150.00 | 11/25/2011 5:15:22 PM |
dammage | $79.18 | 11/25/2011 6:48:28 AM |
well-mannered-income3 | $60.00 | 11/25/2011 7:47:14 AM |
loss-of-control | $100.00 | 11/25/2011 6:27:42 PM |
LittleMingo | $30.00 | 11/26/2011 1:43:26 AM |
hillerod | $25.25 | 11/25/2011 10:50:07 AM |
first-serene-credit | $25.00 | 11/26/2011 7:40:17 AM |
didibagle | $54.89 | 11/26/2011 8:27:53 AM |
1willray | $25.00 | 11/25/2011 11:43:29 AM |
corporatejim | $61.86 | 11/26/2011 6:07:46 AM |
riv701 | $25.00 | 11/25/2011 2:09:23 PM |
GoingFishing | $25.00 | 11/25/2011 3:23:53 PM |
velocity-solo | $25.00 | 11/26/2011 12:11:34 PM |
silver-buckeye | $25.00 | 11/26/2011 1:13:18 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:56 PM |
shrewd-income | $25.00 | 11/26/2011 10:08:05 AM |
Bob450 | $58.00 | 11/26/2011 10:21:10 AM |
DiligentiaLLC | $39.83 | 11/26/2011 5:49:18 PM |
top-payout-fixer | $25.00 | 11/26/2011 6:33:58 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:00 PM |
social-cocktail1 | $200.00 | 11/26/2011 12:24:44 PM |
lotuss4 | $25.00 | 11/26/2011 12:32:44 PM |
Macbethofscots | $25.00 | 11/27/2011 12:10:32 PM |
momoney2lend | $29.37 | 11/26/2011 12:53:39 PM |
viennese | $25.00 | 11/26/2011 4:24:22 PM |
well-mannered-truth3 | $25.00 | 11/26/2011 4:37:08 PM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:20 AM |
wlm3012 | $30.00 | 11/27/2011 5:24:15 PM |
Bomber | $30.00 | 11/28/2011 3:54:26 AM |
wise-intelligent-duty | $25.00 | 11/28/2011 6:29:58 AM |
beachfunder | $25.00 | 11/28/2011 7:20:25 AM |
enterprising-credit2 | $50.00 | 11/28/2011 8:23:14 AM |
calbertrand | $25.00 | 11/28/2011 12:09:28 PM |
Workaholic79 | $190.00 | 11/28/2011 12:35:15 PM |
chevy92 | $82.03 | 11/28/2011 5:40:06 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:42 AM |
Tradesmanlender | $25.00 | 11/28/2011 9:10:58 AM |
intrepid-loot | $25.00 | 11/28/2011 4:25:16 PM |
CoolPlexer | $25.00 | 11/28/2011 9:24:31 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:01 PM |
ursus | $50.00 | 11/28/2011 5:29:07 PM |
villagers | $50.00 | 11/28/2011 5:24:36 PM |
wroot | $31.15 | 11/28/2011 1:37:58 PM |
terrific-p2ploan | $25.00 | 11/28/2011 2:00:50 PM |
Reinadog9 | $25.00 | 11/28/2011 8:59:54 PM |
Rip128 | $200.00 | 11/29/2011 4:50:33 AM |
sgt-schultz | $39.52 | 11/29/2011 6:00:49 AM |
orange-preeminant-bill | $25.00 | 11/29/2011 6:08:50 AM |
devoider | $25.00 | 11/29/2011 6:37:36 AM |
GElender | $20.60 | 11/29/2011 6:40:51 AM |
LARRY4NY | $25.00 | 11/28/2011 7:13:22 PM |
radforj22 | $25.00 | 11/29/2011 5:00:04 AM |
InChicago | $100.00 | 11/25/2011 8:21:15 AM |
113121 | $100.00 | 11/27/2011 7:34:44 PM |
golden-velocity9 | $35.00 | 11/24/2011 5:25:12 PM |
matthewa | $25.00 | 11/24/2011 5:11:21 PM |
nimcha | $100.00 | 11/24/2011 6:47:03 PM |
JGuide | $67.45 | 11/24/2011 6:31:18 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:32 PM |
MilitaryLending | $500.05 | 11/24/2011 7:07:38 PM |
moola-flag4 | $25.00 | 11/25/2011 12:10:56 AM |
smart-gain | $50.00 | 11/25/2011 8:23:50 AM |
SV-AZ | $28.32 | 11/25/2011 8:12:47 AM |
graceful-investment | $85.00 | 11/25/2011 10:47:59 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:04 AM |
investmentgroup | $25.00 | 11/24/2011 5:06:45 PM |
wanna-help | $50.00 | 11/25/2011 12:43:07 PM |
fcrick | $25.00 | 11/24/2011 5:11:23 PM |
five-star-note | $100.00 | 11/25/2011 12:47:01 PM |
350DGRZ | $25.00 | 11/24/2011 5:15:21 PM |
CincyTex | $150.00 | 11/24/2011 5:20:47 PM |
bailey7563 | $45.00 | 11/25/2011 11:35:39 AM |
the-swashbuckler | $25.00 | 11/25/2011 1:26:29 PM |
catamaran2024 | $133.38 | 11/24/2011 8:59:57 PM |
sentry256 | $25.00 | 11/25/2011 4:29:05 PM |
CA-Lender | $50.00 | 11/24/2011 11:09:07 PM |
coin-investor | $25.00 | 11/25/2011 5:29:42 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:34 PM |
reflective-rupee | $25.00 | 11/25/2011 8:31:21 PM |
s270 | $25.00 | 11/25/2011 6:43:14 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:26 AM |
Brisket_Bob | $28.02 | 11/26/2011 5:53:02 AM |
Workaholic79 | $60.00 | 11/26/2011 10:49:19 AM |
PatriotKnight | $25.00 | 11/25/2011 5:03:55 PM |
Kaj | $25.00 | 11/26/2011 12:09:20 PM |
Comoparklender | $25.00 | 11/25/2011 5:22:46 PM |
tenacious-capital3 | $26.27 | 11/25/2011 5:26:00 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:53 PM |
Wilhan | $75.00 | 11/25/2011 6:11:04 PM |
washboard1 | $25.00 | 11/25/2011 6:14:20 PM |
orange-preeminant-bill | $25.00 | 11/26/2011 12:27:54 PM |
loanman2007 | $350.00 | 11/26/2011 6:10:30 AM |
wwwUniversal | $25.00 | 11/26/2011 12:39:01 PM |
FarmersBank | $49.08 | 11/26/2011 6:04:43 PM |
mckhbnpc | $50.00 | 11/26/2011 8:21:00 PM |
WonByOne | $100.00 | 11/27/2011 3:50:41 AM |
mikeandcat | $107.21 | 11/27/2011 7:45:26 AM |
otto1939 | $101.00 | 11/26/2011 12:51:11 PM |
promise2 | $38.17 | 11/26/2011 1:07:55 PM |
just-loyalty643 | $50.00 | 11/26/2011 2:16:17 PM |
bluestarman08 | $45.72 | 11/26/2011 2:30:03 PM |
FinanceEngine | $40.00 | 11/26/2011 2:52:43 PM |
careful-note | $50.00 | 11/27/2011 4:58:57 AM |
Toby1montana | $50.00 | 11/27/2011 9:06:47 PM |
vtrentster | $34.08 | 11/27/2011 6:44:46 AM |
greenwell | $25.00 | 11/27/2011 9:35:42 AM |
courteous-note1 | $31.58 | 11/28/2011 4:40:17 AM |
ronin4sale | $25.00 | 11/28/2011 7:25:13 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:16 AM |
plane450 | $25.00 | 11/27/2011 12:19:42 PM |
frankiecooper | $100.00 | 11/28/2011 8:47:55 AM |
beachfunder | $25.00 | 11/28/2011 9:20:41 AM |
toblerone | $25.00 | 11/28/2011 5:07:07 PM |
Sierrahh | $25.00 | 11/28/2011 10:08:41 AM |
dordee | $40.00 | 11/28/2011 11:24:59 AM |
enriching-trade2 | $50.00 | 11/28/2011 5:24:41 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:39 PM |
irrelevant | $25.00 | 11/28/2011 7:05:53 PM |
MilitaryLending | $500.00 | 11/28/2011 3:42:56 PM |
MilitaryLending | $1,500.00 | 11/28/2011 4:01:42 PM |
USMC0311 | $25.00 | 11/28/2011 9:48:13 PM |
MilitaryLending | $500.00 | 11/29/2011 5:35:02 AM |
mrreynol | $25.00 | 11/29/2011 5:49:40 AM |
social-conductor4 | $25.00 | 11/29/2011 6:15:15 AM |
bonus-quark4 | $25.00 | 11/29/2011 6:26:47 AM |
skillful-asset5 | $30.00 | 11/28/2011 6:15:13 PM |
Sturgee | $25.00 | 11/28/2011 7:12:07 PM |
Mavrck88 | $25.00 | 11/28/2011 7:46:10 PM |
rockhound84 | $25.00 | 11/29/2011 5:45:24 AM |
treasure-bliss | $25.00 | 11/29/2011 5:57:57 AM |
151 Investments
|
Borrower Payment Dependent Notes Series
540891
This series of Notes was issued and sold upon the funding of the borrower loan #56893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $133.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 4% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 17y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $291 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| smart-vigilance2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fish house
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/25/2011 5:20:05 PM |
cashhelp | $25.00 | 11/25/2011 5:22:00 PM |
subtle-revenue0 | $25.00 | 11/25/2011 5:15:26 PM |
BxRealtor | $25.00 | 11/25/2011 5:18:11 PM |
igniter584 | $25.00 | 11/27/2011 8:30:11 AM |
jazz619 | $25.00 | 11/27/2011 6:14:17 PM |
kenji4861 | $25.00 | 11/29/2011 9:30:09 AM |
loan-mammal | $100.00 | 11/29/2011 9:30:50 AM |
tenacious-capital3 | $26.27 | 11/29/2011 9:44:47 AM |
awwaww | $25.00 | 11/29/2011 9:31:48 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:39 AM |
brightest-gain-investor | $1,348.73 | 11/29/2011 11:49:41 AM |
Poker_Grandpa | $25.00 | 11/25/2011 6:00:55 PM |
goodhearted-basis4 | $25.00 | 11/26/2011 12:06:54 PM |
careful-note | $50.00 | 11/27/2011 4:59:04 AM |
toblerone | $25.00 | 11/29/2011 9:49:01 AM |
cnovak | $25.00 | 11/29/2011 9:50:00 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:59:15 AM |
enriching-trade2 | $50.00 | 11/29/2011 9:35:15 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:41 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
540893
This series of Notes was issued and sold upon the funding of the borrower loan #56962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Nov-24-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 3% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 11y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,834 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-graceful-deal |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan
Purpose of loan:
This loan will be used to do my car 60K maintenance.
My financial situation:
I am a good candidate for this loan because, I always pay my credit card on time and full. I have been conscious of money and saving. Right now, am little short of cash, hence the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/24/2011 9:11:53 AM |
Dollars4Rent | $50.00 | 11/24/2011 9:12:29 AM |
income-encore1 | $25.00 | 11/24/2011 9:03:19 AM |
five-star-nickel7 | $25.00 | 11/24/2011 9:16:04 AM |
worthy-bid8 | $30.00 | 11/24/2011 9:17:04 AM |
sweet-loan7 | $25.00 | 11/24/2011 9:16:27 AM |
cashhelp | $25.00 | 11/24/2011 9:25:40 AM |
neighborly-hope6 | $100.00 | 11/24/2011 9:27:02 AM |
Sid-K | $25.00 | 11/24/2011 9:29:09 AM |
sportsmagic | $1,250.00 | 11/24/2011 9:23:04 AM |
TikPmp1 | $25.00 | 11/24/2011 9:25:10 AM |
Gabriel02 | $25.00 | 11/24/2011 9:26:35 AM |
goal-dollar1 | $50.00 | 11/24/2011 9:24:37 AM |
jonandmeg21 | $25.00 | 11/24/2011 9:14:27 AM |
vivacious-truth3 | $25.00 | 11/24/2011 9:07:36 AM |
AFairDeal | $25.00 | 11/24/2011 9:24:59 AM |
Syzygy | $25.00 | 11/24/2011 9:24:45 AM |
1phantom | $25.00 | 11/24/2011 9:25:04 AM |
bb575 | $50.00 | 11/24/2011 9:28:36 AM |
aabadabadoo | $25.00 | 11/24/2011 9:06:04 AM |
subtle-revenue0 | $25.00 | 11/24/2011 9:10:11 AM |
Bendistraw | $25.00 | 11/24/2011 9:12:39 AM |
Clambake | $25.00 | 11/24/2011 9:14:19 AM |
first-favorite-bonus9 | $25.00 | 11/24/2011 9:16:19 AM |
speyer | $25.00 | 11/24/2011 9:28:22 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
540903
This series of Notes was issued and sold upon the funding of the borrower loan #56700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-25-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.89% |
Borrower rate/APR:
| 25.89% / 28.49% |
Monthly payment:
| $298.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.30% | | |
| |
Estimated return*:
| 15.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 27% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| ethical-euro3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2011)
|
Principal balance:
| $14,294.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
home repair
Purpose of loan:
This loan will be used to...we just got a new house that was a forclosed home it needed some repairs before we could move in we got most of it done and we ran out of money. we still need to replace the pluming and get the bathroom in working condistion
My financial situation:
I am a good candidate for this loan because...I have a good job and I can pay my bills
Monthly net income: $3000.00
Monthly expenses: $1500.00
Housing: $0
Insurance: $98.00
Car expenses: $200.00
Utilities: $210.00
Phone, cable, internet: $67.00
Food, entertainment: $400.00
Clothing, household expenses: $50.00
Credit cards and other loans: $476.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $75.00 | 11/29/2011 5:29:01 AM |
350DGRZ | $25.00 | 11/25/2011 5:19:46 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:06 PM |
Comoparklender | $25.00 | 11/26/2011 12:24:34 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:35 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:28 AM |
top-payout-fixer | $25.00 | 11/26/2011 6:33:59 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:57 PM |
greenwell | $25.00 | 11/27/2011 9:35:45 AM |
economy-coup | $50.00 | 11/27/2011 12:26:42 PM |
Toby1montana | $50.00 | 11/27/2011 9:06:48 PM |
finance-prescription | $100.00 | 11/27/2011 12:10:21 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:40 PM |
Reinadog9 | $25.00 | 11/28/2011 8:59:54 PM |
transparency-river1 | $2,000.00 | 11/28/2011 10:29:24 PM |
moola-flag4 | $25.00 | 11/29/2011 4:06:31 AM |
orange-preeminant-bill | $25.00 | 11/29/2011 6:08:51 AM |
mercuriant | $25.00 | 11/29/2011 7:52:49 AM |
integrity-reformer | $62.57 | 11/29/2011 7:59:19 AM |
Scubadiver | $50.00 | 11/29/2011 8:06:50 AM |
AF-Chief | $25.00 | 11/29/2011 9:10:13 AM |
the-precious-bid | $25.00 | 11/29/2011 9:13:55 AM |
melodious-fairness | $25.00 | 11/29/2011 9:14:42 AM |
Binan | $25.00 | 11/28/2011 11:20:14 PM |
zeeexsixare | $50.00 | 11/29/2011 5:07:55 AM |
kulender | $100.00 | 11/29/2011 9:24:27 AM |
KLCRAY | $25.00 | 11/29/2011 9:25:56 AM |
gold-tsunami | $30.00 | 11/29/2011 9:20:24 AM |
money-surge1 | $25.00 | 11/29/2011 9:22:55 AM |
goodhearted-gold3 | $25.00 | 11/29/2011 9:28:46 AM |
friendly-moola0 | $250.00 | 11/29/2011 8:12:26 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:58 AM |
life-is-great | $25.00 | 11/29/2011 9:32:01 AM |
worthy-bid4 | $149.74 | 11/29/2011 8:56:49 AM |
shmb6508 | $50.00 | 11/29/2011 9:07:01 AM |
MrBailey | $25.00 | 11/29/2011 9:39:57 AM |
enriching-trade2 | $50.00 | 11/29/2011 9:35:15 AM |
important-openness1 | $100.00 | 11/29/2011 9:10:31 AM |
87Marc | $25.00 | 11/29/2011 9:40:04 AM |
damage | $25.00 | 11/29/2011 9:46:18 AM |
FoosMaster | $25.00 | 11/29/2011 9:43:52 AM |
brockwwe777 | $25.00 | 11/29/2011 10:15:27 AM |
treasure-widget | $25.00 | 11/29/2011 9:23:51 AM |
ImagClaw | $25.00 | 11/29/2011 10:23:17 AM |
burgeoning-marketplace4 | $44.18 | 11/29/2011 10:07:09 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:31 AM |
cosmof16 | $25.00 | 11/29/2011 9:29:17 AM |
handshake5 | $100.00 | 11/29/2011 9:33:15 AM |
DaddyBill | $27.00 | 11/29/2011 10:19:53 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:28 AM |
fortytwo | $150.00 | 11/26/2011 12:16:45 PM |
LoanerPrincipal | $25.00 | 11/25/2011 5:26:17 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:54 PM |
careful-note | $50.00 | 11/27/2011 4:59:04 AM |
tenacious-capital3 | $26.27 | 11/27/2011 12:25:18 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:45 AM |
rchissocol | $50.00 | 11/28/2011 11:21:35 AM |
villagers | $50.00 | 11/28/2011 5:24:36 PM |
coin-investor | $25.00 | 11/28/2011 5:24:05 PM |
Mavrck88 | $25.00 | 11/28/2011 7:46:11 PM |
brightest-gain-investor | $2,000.00 | 11/28/2011 8:30:39 PM |
treasure-bliss | $25.00 | 11/29/2011 5:57:58 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:05 PM |
hookUup | $28.20 | 11/29/2011 6:20:30 AM |
revenue-appraiser | $25.00 | 11/29/2011 7:07:33 AM |
fulfilling-investment4 | $25.00 | 11/29/2011 8:20:18 AM |
first-serene-credit | $25.00 | 11/29/2011 8:23:38 AM |
robertmm25 | $25.00 | 11/29/2011 8:56:43 AM |
brainy-greenback481 | $50.00 | 11/29/2011 8:58:18 AM |
flexible-return297 | $40.00 | 11/29/2011 8:25:53 AM |
MBIntl | $25.00 | 11/29/2011 8:36:07 AM |
social-cocktail1 | $200.00 | 11/29/2011 9:08:29 AM |
bid-czar8 | $100.00 | 11/29/2011 9:07:34 AM |
Easystreet | $25.00 | 11/29/2011 9:07:59 AM |
helpinghand63 | $25.00 | 11/29/2011 9:10:57 AM |
Kaj | $25.00 | 11/29/2011 9:14:25 AM |
CAGE-Investments | $25.00 | 11/29/2011 9:16:22 AM |
proud-pound4 | $25.00 | 11/29/2011 9:22:47 AM |
best-charming-leverage | $50.00 | 11/29/2011 9:18:10 AM |
jazzlender | $50.00 | 11/29/2011 9:25:06 AM |
ianakacg | $25.00 | 11/29/2011 9:19:26 AM |
money-bauble | $200.00 | 11/29/2011 9:24:02 AM |
wwwUniversal | $25.00 | 11/29/2011 9:28:24 AM |
credit-wheel7 | $25.00 | 11/29/2011 9:28:10 AM |
zone6 | $100.00 | 11/29/2011 8:29:28 AM |
Sierrahh | $25.00 | 11/29/2011 9:31:24 AM |
Southbay96 | $30.00 | 11/29/2011 8:34:21 AM |
Macbethofscots | $25.00 | 11/29/2011 9:40:30 AM |
rescue | $100.00 | 11/29/2011 9:47:49 AM |
toblerone | $25.00 | 11/29/2011 9:49:01 AM |
Weaverville | $25.00 | 11/29/2011 9:18:45 AM |
lovely-order7 | $25.00 | 11/29/2011 9:48:54 AM |
irrelevant | $25.00 | 11/29/2011 10:05:23 AM |
ImagClaw | $25.00 | 11/29/2011 10:02:13 AM |
Dmatthewsftf | $54.44 | 11/29/2011 9:24:41 AM |
top-visionary-truth | $25.00 | 11/29/2011 10:47:20 AM |
credit-socrates648 | $1,282.60 | 11/29/2011 10:53:49 AM |
dynamic-capital | $25.00 | 11/29/2011 9:47:06 AM |
novice-speculator | $25.00 | 11/29/2011 10:25:52 AM |
reflective-rupee | $25.00 | 11/29/2011 10:50:39 AM |
100 Investments
|
Borrower Payment Dependent Notes Series
540907
This series of Notes was issued and sold upon the funding of the borrower loan #57046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 13y 7m |
Amount delinquent:
| $5,414 |
Total credit lines:
| 21 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,412 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dime-demon7 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
business
Purpose of loan:
This loan will be used to...business purpose
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,500.00 | 11/26/2011 5:58:36 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
540927
This series of Notes was issued and sold upon the funding of the borrower loan #57017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1979 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
23 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $409,183 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| charming-payout93 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 11/25/2011 5:09:04 PM |
bazaar-festivity | $25.00 | 11/25/2011 5:06:08 PM |
careful-note | $70.00 | 11/28/2011 4:37:03 AM |
ChrisProsper | $45.00 | 11/28/2011 3:29:11 PM |
papaloha | $25.00 | 11/25/2011 5:13:49 PM |
worth-blanket2 | $4,800.00 | 11/28/2011 2:23:11 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
540939
This series of Notes was issued and sold upon the funding of the borrower loan #57074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1975 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 40y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $97,187 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| greenback-champion811 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
business loan
Purpose of loan:
This loan will be used to..update our marketing by developing our website and placing selective web ads to drive specific classes of business accounts to our agency and to set our agency apart from the others.
My financial situation:
I am a good candidate for this loan because...I have always worked hard to make things happen..the new economy is here and change is a must. I have always met my obligations. Below is a breakdown of my income and expenses. I want to thank those who have taken the time
to consider my loan request.
Monthly net income: $8462.00
Monthly expenses: $7835.00
Housing: $1675
Insurance: $745
Car expenses: $540
Utilities: $320
Phone, cable, internet: $215
Food, entertainment: $435
Clothing, household expenses: $350
Credit cards and other loans: $2385
Other expenses: $1170
Business sales expense, IRA Contribution, repairs
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 11/29/2011 9:34:20 AM |
worth-blanket2 | $4,800.00 | 11/29/2011 1:59:29 PM |
fortytwo | $150.00 | 11/29/2011 9:49:18 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:48 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
540971
This series of Notes was issued and sold upon the funding of the borrower loan #56754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $180.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 15y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $354 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bonus-pragmatist4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3,500
Monthly expenses: $1700
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $50.00 | 11/25/2011 9:19:19 AM |
Comoparklender | $25.00 | 11/29/2011 9:07:43 AM |
wildguy | $25.00 | 11/29/2011 9:15:24 AM |
loan-mammal | $100.00 | 11/29/2011 9:30:50 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:15 AM |
tenacious-capital3 | $26.27 | 11/29/2011 9:44:46 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:27 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:57:20 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:38:02 PM |
managedfund | $750.00 | 11/29/2011 1:24:41 PM |
wampum-chorus3 | $25.00 | 11/29/2011 9:44:53 AM |
finance-prescription | $74.00 | 11/29/2011 9:48:04 AM |
ChrisProsper | $24.73 | 11/29/2011 1:55:57 PM |
dinhkevin_usa | $25.00 | 11/29/2011 11:21:37 AM |
careful-note | $70.00 | 11/28/2011 4:37:00 AM |
mlj0671 | $25.00 | 11/29/2011 8:36:40 AM |
toblerone | $25.00 | 11/29/2011 9:49:00 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:25:47 AM |
GoldenRule01 | $25.00 | 11/29/2011 12:05:48 PM |
social-zebra | $30.00 | 11/29/2011 1:49:15 PM |
worth-blanket2 | $600.00 | 11/29/2011 1:53:14 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
540973
This series of Notes was issued and sold upon the funding of the borrower loan #56737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $150.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 14y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,436 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| valiant-integrity422 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
H loan
Purpose of loan: Holiday loan
This loan will be used to...pay for airline tickets
My financial situation:
I am a good candidate for this loan because...
I am dependable for paying bills off
Monthly net income: $ 5500
Monthly expenses: $4000
Housing: $2200
Insurance: $90
Car expenses: $600
Utilities: $ 300
Phone, cable, internet: $ 100
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 11/25/2011 5:08:40 PM |
loanman2007 | $50.00 | 11/26/2011 6:01:51 AM |
LuvToLend | $25.00 | 11/26/2011 2:40:40 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:07 PM |
fountain355 | $25.00 | 11/26/2011 4:11:50 AM |
loss-of-control | $100.00 | 11/26/2011 4:57:37 PM |
vine99 | $65.00 | 11/26/2011 10:56:27 AM |
graceful-investment | $50.00 | 11/27/2011 12:09:58 PM |
the-hope-workhorse | $100.00 | 11/27/2011 5:27:32 PM |
just-loyalty643 | $50.00 | 11/27/2011 7:36:49 PM |
finance-investor3 | $25.00 | 11/27/2011 3:33:48 PM |
greenwell | $25.00 | 11/27/2011 9:35:45 AM |
ZOOOM | $25.00 | 11/27/2011 9:59:17 PM |
leball | $25.00 | 11/28/2011 1:04:30 PM |
enterprising-credit2 | $100.00 | 11/28/2011 1:46:33 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:06:17 AM |
patriot897 | $25.00 | 11/28/2011 10:44:20 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:27 AM |
kind-diligent-coin | $27.00 | 11/28/2011 1:34:35 PM |
benefit-molecule338 | $88.00 | 11/28/2011 2:03:22 PM |
AndChicksforFree | $25.00 | 11/25/2011 5:34:22 PM |
return-grizzly | $100.00 | 11/26/2011 4:49:20 PM |
InChicago | $100.00 | 11/26/2011 8:04:35 PM |
Starfin-Capital-Management | $500.00 | 11/28/2011 1:08:20 PM |
Danjack_Capital | $25.00 | 11/25/2011 6:25:38 PM |
Zingaro | $25.00 | 11/26/2011 1:04:49 AM |
SFBank | $50.00 | 11/26/2011 10:56:27 AM |
handy-justice | $50.00 | 11/26/2011 11:43:51 AM |
pound-mushroom3 | $25.00 | 11/25/2011 5:10:43 PM |
papaloha | $25.00 | 11/25/2011 5:13:49 PM |
SolarMoonshine | $25.00 | 11/25/2011 6:00:12 PM |
Core-Marketing | $25.00 | 11/27/2011 4:59:27 AM |
leverage-monger | $25.00 | 11/27/2011 8:48:24 AM |
let_me_retire | $100.00 | 11/26/2011 9:22:57 PM |
Iwillhuntyoudown | $25.00 | 11/27/2011 10:21:02 PM |
alpete7 | $25.00 | 11/28/2011 12:28:23 PM |
careful-note | $70.00 | 11/28/2011 4:37:03 AM |
CatbirdBanking | $25.00 | 11/28/2011 12:44:40 PM |
loan_doctor | $25.00 | 11/28/2011 1:05:04 PM |
nickel-acrobat | $25.00 | 11/28/2011 1:03:44 PM |
penny-champ5 | $25.00 | 11/28/2011 2:00:40 PM |
managedfund | $900.00 | 11/28/2011 12:47:29 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
540983
This series of Notes was issued and sold upon the funding of the borrower loan #57205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $237.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| 71% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,699 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| bmw020 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
|
Principal balance:
| $2,751.97 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Loan and credit card consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...
Consolidate my previous loans and credit cards
My financial situation:
I am a good candidate for this loan because... I'm always on time with payments.
Monthly net income: $ 1400
Monthly expenses: $ 100
Housing: $
Insurance: $
Car expenses: $ 270
Utilities: $
Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
1stBankAndHal | $25.04 | 11/29/2011 9:06:28 AM |
fcrick | $25.00 | 11/29/2011 9:18:30 AM |
five-star-note | $25.00 | 11/29/2011 9:40:55 AM |
fortytwo | $150.00 | 11/29/2011 9:49:20 AM |
handy-justice | $50.00 | 11/29/2011 10:17:35 AM |
papaloha | $50.00 | 11/29/2011 10:51:19 AM |
Bob450 | $30.00 | 11/29/2011 12:19:50 PM |
SLN-10 | $50.00 | 11/29/2011 9:07:38 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:32 AM |
golden-velocity9 | $35.00 | 11/29/2011 9:34:32 AM |
pound-mushroom3 | $25.00 | 11/29/2011 9:41:04 AM |
GElender | $40.00 | 11/29/2011 9:47:09 AM |
worth-blanket2 | $4,900.00 | 11/29/2011 2:00:11 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:51 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
540985
This series of Notes was issued and sold upon the funding of the borrower loan #56929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $267.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 13% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,154 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| felicity-blossom0 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to consolidate several smaller debts
My financial situation:
I am a good candidate for this loan because I am a current homeowner and have been at my job for 9 years. My payment history over the last 6 years has been exceptional.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LoanerPrincipal | $25.00 | 11/25/2011 5:26:18 PM |
bb575 | $50.00 | 11/25/2011 5:16:31 PM |
skillful-diversification2 | $25.00 | 11/25/2011 5:19:16 PM |
igniter584 | $25.00 | 11/27/2011 8:30:11 AM |
ingenious-deal6 | $25.00 | 11/29/2011 9:07:49 AM |
natural-affluence4 | $25.00 | 11/29/2011 9:15:01 AM |
silver-birdie | $85.00 | 11/29/2011 9:16:27 AM |
loan-mammal | $65.00 | 11/29/2011 9:30:50 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:39 AM |
tenacious-capital3 | $26.27 | 11/29/2011 9:44:47 AM |
toblerone | $25.00 | 11/29/2011 9:49:02 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:00:53 AM |
secureincome | $1,500.00 | 11/29/2011 1:23:08 PM |
elvisloans | $25.00 | 11/29/2011 1:24:14 PM |
pdub | $75.00 | 11/29/2011 9:51:04 AM |
credit-panda1 | $25.00 | 11/26/2011 12:51:40 AM |
AFairDeal | $25.00 | 11/25/2011 5:19:04 PM |
igniter584 | $25.00 | 11/25/2011 5:20:06 PM |
careful-note | $50.00 | 11/27/2011 4:59:05 AM |
oskizzle | $25.00 | 11/28/2011 8:10:45 PM |
Hexnut | $100.00 | 11/28/2011 10:08:54 PM |
Clambake | $25.00 | 11/29/2011 9:06:08 AM |
BxRealtor | $25.00 | 11/29/2011 9:11:50 AM |
Ripsaw4U | $50.00 | 11/29/2011 9:11:54 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:28 AM |
Dignified-Market29 | $25.00 | 11/29/2011 9:33:47 AM |
kenji4861 | $25.00 | 11/29/2011 9:30:09 AM |
enriching-trade2 | $50.00 | 11/29/2011 9:35:15 AM |
social-trumpet | $25.00 | 11/29/2011 12:29:31 PM |
majestic-repayment3 | $50.00 | 11/29/2011 12:31:12 PM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:42:21 PM |
generosity-battalion0 | $50.00 | 11/29/2011 1:25:13 PM |
payment-halo | $25.00 | 11/29/2011 1:31:00 PM |
managedfund | $2,348.73 | 11/29/2011 1:36:34 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
541001
This series of Notes was issued and sold upon the funding of the borrower loan #57061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 45% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
20 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,787 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| statuesque-truth134 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Good Credit - Responsible Borrower
Purpose of loan:
This loan will be used to Consolidate my Debt
My financial situation:
I am a good candidate for this loan because I have a great credit history and very stable employment/ and salary.
Monthly net income: $2500
Monthly expenses -
Housing: $800
Insurance: $100
Car expenses: $150
Utilities: $120
Phone, cable, internet: $80
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enchanted-diversification496 | $25.00 | 11/30/2011 5:16:19 PM |
SLN-10 | $50.00 | 11/25/2011 9:07:10 AM |
jjswanso | $50.00 | 11/25/2011 9:19:20 AM |
bazaar-festivity | $25.00 | 11/25/2011 9:29:07 AM |
Bcs-cnc | $25.00 | 11/26/2011 7:21:57 PM |
careful-note | $70.00 | 11/28/2011 4:37:01 AM |
dollar-tornado3 | $25.00 | 11/28/2011 12:08:57 PM |
ready-interest9 | $25.00 | 11/28/2011 4:10:05 PM |
IIP77 | $25.00 | 11/30/2011 3:20:23 AM |
tech310 | $50.00 | 11/30/2011 12:15:32 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:51 AM |
_NaLNaBB | $200.00 | 11/30/2011 1:10:30 PM |
principal-cooker2 | $100.00 | 11/30/2011 5:10:12 PM |
SolarMoonshine | $25.00 | 11/30/2011 3:50:37 PM |
mckhbnpc | $50.00 | 11/30/2011 4:28:38 PM |
enriching-trade2 | $50.00 | 11/30/2011 5:15:16 PM |
bonus-demon | $50.00 | 11/30/2011 5:24:53 PM |
Ballybay | $50.00 | 11/30/2011 5:26:14 PM |
finance-prescription | $100.00 | 11/30/2011 5:21:36 PM |
social-cocktail1 | $200.00 | 11/30/2011 5:24:47 PM |
cognizant-rupee7 | $25.00 | 11/30/2011 5:26:08 PM |
JeffHoll | $60.00 | 11/30/2011 12:34:56 PM |
ibealion | $25.00 | 11/30/2011 12:44:19 PM |
just-loyalty643 | $50.00 | 11/30/2011 8:06:09 PM |
missing-link | $25.00 | 11/30/2011 5:33:26 PM |
deepblue34 | $35.00 | 11/30/2011 8:18:46 PM |
the-lean-bid | $25.00 | 11/30/2011 5:53:49 PM |
Iwillhuntyoudown | $25.00 | 11/30/2011 8:59:58 PM |
trustworthy-finance6 | $100.00 | 11/30/2011 2:40:30 PM |
coloradoadam | $25.00 | 11/30/2011 7:27:58 PM |
new-social-economist | $80.00 | 11/30/2011 8:39:43 PM |
cardminger | $50.00 | 11/30/2011 4:27:33 PM |
Supernick | $100.00 | 11/30/2011 4:40:43 PM |
Dubbs360 | $50.00 | 11/30/2011 5:20:26 PM |
elegant-market9 | $50.00 | 12/1/2011 6:52:05 AM |
ferdberfel | $26.00 | 12/1/2011 6:53:56 AM |
suave-dime6 | $25.00 | 12/1/2011 7:41:55 AM |
CashFlow13 | $100.00 | 11/30/2011 5:32:30 PM |
wwwUniversal | $25.00 | 12/1/2011 9:05:26 AM |
diplomatic-wealth7 | $25.00 | 12/1/2011 9:09:31 AM |
frogperson | $75.00 | 11/30/2011 9:53:30 PM |
CapitalismRocks | $25.00 | 12/1/2011 9:22:09 AM |
shrewd-peace7 | $25.00 | 12/1/2011 9:22:13 AM |
credit-maverick1 | $50.00 | 12/1/2011 9:33:58 AM |
MrBailey | $25.00 | 12/1/2011 9:34:26 AM |
mhotchan | $100.00 | 12/1/2011 9:36:50 AM |
treasure-pipeline | $45.00 | 12/1/2011 6:11:34 AM |
orange-preeminant-bill | $25.00 | 12/1/2011 9:43:17 AM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 11:25:32 AM |
COCHINOBOY | $25.00 | 12/1/2011 8:56:41 AM |
bosloan26 | $48.70 | 12/1/2011 9:54:33 AM |
graceful-IRAinvestment | $80.00 | 12/1/2011 10:23:14 AM |
organic-responsibility60 | $25.00 | 12/1/2011 11:49:29 AM |
agalt | $100.00 | 12/1/2011 11:54:24 AM |
deal-banker | $42.43 | 12/1/2011 11:39:40 AM |
sunnygee | $27.41 | 12/1/2011 12:51:18 PM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:35 PM |
factcheck | $80.00 | 12/1/2011 1:03:42 PM |
famous-bill | $50.00 | 12/1/2011 1:57:11 PM |
computer758 | $25.00 | 12/1/2011 2:02:44 PM |
wise-deal-panda | $100.00 | 12/1/2011 9:26:21 AM |
Madmigel | $43.93 | 12/1/2011 3:35:27 PM |
mpatrick | $50.00 | 12/1/2011 10:57:25 AM |
leverage-monger | $25.00 | 12/1/2011 11:05:04 AM |
green-successful-note | $25.00 | 12/1/2011 11:15:00 AM |
rewards | $25.00 | 12/1/2011 6:25:13 PM |
CashFlow13 | $500.00 | 12/1/2011 6:51:35 PM |
MasterKey | $46.60 | 12/1/2011 1:09:01 PM |
Whipster | $50.00 | 12/1/2011 8:27:32 PM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:36 PM |
Bob450 | $28.00 | 12/1/2011 6:52:37 PM |
Melander | $50.00 | 12/1/2011 9:34:01 PM |
mlj0671 | $25.00 | 12/1/2011 5:19:18 PM |
bold-direct-asset | $28.00 | 12/1/2011 5:22:14 PM |
careful-note | $55.00 | 12/2/2011 4:31:22 AM |
icon7 | $50.00 | 12/2/2011 7:53:03 AM |
nycfinance | $25.00 | 12/2/2011 8:09:51 AM |
Corky1234 | $30.00 | 12/2/2011 7:31:39 AM |
lowrater | $150.80 | 12/2/2011 8:02:31 AM |
shiny-gold5 | $88.23 | 12/2/2011 8:35:56 AM |
pani5ue | $25.00 | 12/2/2011 4:16:23 AM |
transformer855 | $25.00 | 12/2/2011 7:03:25 AM |
Rulea72 | $25.00 | 12/2/2011 7:29:44 AM |
peaceful-wealth0 | $25.00 | 12/2/2011 7:40:29 AM |
mad-scientist418 | $25.00 | 12/2/2011 8:32:50 AM |
golden-velocity9 | $35.00 | 11/25/2011 9:20:46 AM |
papaloha | $25.00 | 11/25/2011 9:10:51 AM |
pound-mushroom3 | $25.00 | 11/25/2011 9:20:00 AM |
vine99 | $85.00 | 11/26/2011 10:23:24 AM |
wkeboarder21 | $50.00 | 11/27/2011 5:46:56 PM |
fortytwo | $150.00 | 11/28/2011 5:21:41 PM |
ingenious-deal6 | $25.00 | 11/28/2011 5:24:11 PM |
economy-sunrise | $25.00 | 11/29/2011 1:18:16 AM |
chicagobanker | $50.00 | 11/29/2011 1:11:38 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:26 AM |
bid-stockpiler1 | $100.00 | 11/29/2011 5:42:25 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:47 AM |
profit-powerplant | $25.00 | 11/30/2011 9:11:39 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:25 AM |
nfx | $30.00 | 11/30/2011 6:02:33 AM |
enterprising-credit2 | $100.00 | 11/30/2011 12:29:44 PM |
Dignified-Market29 | $75.00 | 11/30/2011 12:51:01 PM |
Joyflyer | $896.14 | 11/30/2011 12:27:05 PM |
UBOtto186 | $50.00 | 11/30/2011 2:01:17 PM |
dollar-authority | $50.00 | 11/30/2011 2:09:45 PM |
dsnybnd | $25.00 | 11/30/2011 2:37:27 PM |
toblerone | $25.00 | 11/30/2011 5:06:07 PM |
economy-coup | $50.00 | 11/30/2011 5:17:37 PM |
fantastic-wampum1 | $100.00 | 11/30/2011 5:08:18 PM |
economy-producer | $25.00 | 11/30/2011 5:29:06 PM |
Comoparklender | $25.00 | 11/30/2011 5:30:07 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:10 PM |
nimble-money086 | $25.00 | 11/30/2011 6:30:43 PM |
wlm3012 | $30.00 | 11/30/2011 6:37:10 PM |
blueshound | $25.00 | 11/30/2011 7:37:56 PM |
ibndalight | $25.00 | 11/30/2011 7:56:21 PM |
valiant-contract | $25.00 | 11/30/2011 1:58:30 PM |
worldly-income2 | $50.00 | 11/30/2011 2:07:29 PM |
investment-comet | $25.00 | 11/30/2011 9:37:01 PM |
bid-lightning9 | $25.00 | 11/30/2011 8:58:28 PM |
enlighter | $38.50 | 11/30/2011 9:32:14 PM |
Tradesmanlender | $25.00 | 11/30/2011 5:14:35 PM |
silver-birdie | $100.00 | 11/30/2011 5:25:47 PM |
Digs | $25.00 | 12/1/2011 6:57:21 AM |
GElender | $40.00 | 12/1/2011 5:53:20 AM |
top-visionary-truth | $25.00 | 12/1/2011 7:29:58 AM |
songbird98 | $25.00 | 12/1/2011 7:12:14 AM |
valiant-money | $35.00 | 12/1/2011 8:21:14 AM |
mercuriant | $25.00 | 12/1/2011 9:18:56 AM |
gjm6d | $25.00 | 12/1/2011 9:25:11 AM |
progressive-economy261 | $400.00 | 12/1/2011 9:27:08 AM |
Mariner3605 | $25.00 | 12/1/2011 9:26:12 AM |
Freedomforme16 | $37.22 | 12/1/2011 9:36:15 AM |
top-asset-chemistry | $25.00 | 12/1/2011 9:39:58 AM |
autonomous-dedication5 | $29.07 | 12/1/2011 9:57:41 AM |
slygorman | $35.00 | 12/1/2011 7:41:12 AM |
Gladglide | $25.00 | 12/1/2011 9:40:25 AM |
triumphant-point5 | $50.00 | 12/1/2011 8:27:40 AM |
funtwosay | $25.00 | 12/1/2011 11:21:28 AM |
bigb7 | $35.00 | 12/1/2011 10:24:52 AM |
happy-loyalty | $25.00 | 12/1/2011 10:41:27 AM |
Weaverville | $25.00 | 12/1/2011 12:31:56 PM |
irrelevant | $25.00 | 12/1/2011 2:05:48 PM |
WindyKid | $25.00 | 12/1/2011 2:32:42 PM |
jengachamp | $25.00 | 12/1/2011 4:06:23 PM |
GCInvestments | $25.00 | 12/1/2011 9:29:09 AM |
euro-shrine | $50.00 | 12/1/2011 3:13:58 PM |
loss-of-control | $100.00 | 12/1/2011 4:53:47 PM |
green28 | $100.00 | 12/1/2011 10:24:45 AM |
stanthecaddy | $33.32 | 12/1/2011 10:50:13 AM |
trident8 | $25.00 | 12/1/2011 11:03:34 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:52 AM |
antlr | $50.00 | 12/1/2011 7:48:14 PM |
valiant-note129 | $150.00 | 12/1/2011 2:25:36 PM |
saver266 | $300.00 | 12/1/2011 6:53:44 PM |
intrepid-loot | $25.00 | 12/1/2011 7:26:43 PM |
draggon77 | $25.00 | 12/2/2011 2:37:08 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:17 AM |
vivid-velocity7 | $150.00 | 12/2/2011 4:23:54 AM |
drg6289 | $25.00 | 12/2/2011 6:24:11 AM |
doomsday18 | $25.00 | 12/2/2011 6:42:01 AM |
chrisb1414 | $25.00 | 12/2/2011 6:56:15 AM |
rockhound84 | $25.00 | 12/2/2011 4:45:01 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:15 AM |
mistrmark | $50.00 | 12/2/2011 5:56:54 AM |
betterthanstock | $25.00 | 12/1/2011 5:52:13 PM |
preventivepestcontrol | $50.00 | 12/2/2011 7:31:17 AM |
exciting-fairness | $200.00 | 12/1/2011 7:16:55 PM |
nyran20 | $25.00 | 12/1/2011 7:48:24 PM |
systematic-fairness1 | $39.38 | 12/1/2011 8:42:31 PM |
octoberfresh | $25.00 | 12/2/2011 8:04:16 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:35 AM |
172 Investments
|
Borrower Payment Dependent Notes Series
541007
This series of Notes was issued and sold upon the funding of the borrower loan #56749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $316.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,671 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-appraiser2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2011)
|
Principal balance:
| $5,729.26 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
lower interest rates
Purpose of loan: lower interest rates
This loan will be used to...refinance
My financial situation:Huntington
I am a good candidate for this loan because...i am a current customer and have paid on time monthly
Monthly net income: $5600.00
Monthly expenses: $3100.00
Housing: $640.00
Insurance: $90.00
Car expenses: $400.00
Utilities: $200.00
Phone, cable, internet: $140.00
Food, entertainment: $800.00
Clothing, household expenses: $200.00
Credit cards and other loans: $500.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
susurrus | $25.00 | 11/27/2011 1:57:16 PM |
enterprising-credit2 | $50.00 | 11/27/2011 1:15:01 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:47 PM |
AFairDeal | $25.00 | 11/27/2011 12:13:05 PM |
fcrick | $25.00 | 11/27/2011 12:15:41 PM |
green-trade-dolphin2 | $25.00 | 11/27/2011 6:12:55 PM |
rchissocol | $50.00 | 11/28/2011 11:21:37 AM |
loan-mammal | $100.00 | 11/27/2011 12:14:36 PM |
LittleMingo | $30.00 | 11/27/2011 12:16:09 PM |
papaloha | $25.00 | 11/27/2011 12:16:33 PM |
determined-revenue1 | $35.00 | 11/27/2011 12:19:55 PM |
influential-benjamins0 | $100.00 | 11/27/2011 12:20:47 PM |
careful-note | $50.00 | 11/27/2011 12:13:35 PM |
igniter584 | $25.00 | 11/27/2011 12:24:33 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:48 AM |
worth-blanket2 | $8,400.00 | 11/28/2011 2:22:28 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
541025
This series of Notes was issued and sold upon the funding of the borrower loan #56712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $248.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 4% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 1
/
1 | Length of status: | 6y 4m |
Amount delinquent:
| $4,643 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $128 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-peso-cheetah |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need loan ASAP
Purpose of loan:
This loan will be used to...
Need funds to move into a less expensive apartment and have a safety net
My financial situation:
I am a good candidate for this loan because...
I have a very good salary and have been employed witht he same company almost 7 years
Monthly net income: $3240
Monthly expenses: $
Insurance: $39
Car expenses: $0
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/25/2011 9:17:19 AM |
careful-note | $50.00 | 11/27/2011 4:59:00 AM |
silver-birdie | $100.00 | 11/28/2011 5:10:13 PM |
cnovak | $25.00 | 11/28/2011 5:10:35 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:02 PM |
crawfingers | $25.00 | 11/28/2011 2:28:21 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:46 PM |
enterprising-credit2 | $25.00 | 11/28/2011 9:46:22 PM |
robertmm25 | $35.00 | 11/29/2011 8:59:33 AM |
bid-czar8 | $43.00 | 11/29/2011 9:07:34 AM |
samo102us | $25.00 | 11/29/2011 9:13:32 AM |
Investor_DP | $100.00 | 11/29/2011 9:09:20 AM |
SolarMoonshine | $25.00 | 11/29/2011 3:44:26 AM |
Kaj | $25.00 | 11/29/2011 9:14:25 AM |
EretzCapital | $25.00 | 11/29/2011 8:28:28 AM |
Kessler | $25.00 | 11/29/2011 8:59:15 AM |
green28 | $50.00 | 11/29/2011 9:40:48 AM |
melodious-fairness | $25.00 | 11/29/2011 9:14:41 AM |
life-is-great | $25.00 | 11/29/2011 9:32:00 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:25 AM |
rescue | $100.00 | 11/29/2011 9:47:49 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:03 PM |
igniter584 | $25.00 | 11/27/2011 8:30:08 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:39 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:55 PM |
enriching-trade2 | $50.00 | 11/28/2011 5:24:42 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:26:13 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:35 PM |
Hogan55 | $40.73 | 11/29/2011 5:12:15 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:57 AM |
friendly-moola0 | $100.00 | 11/29/2011 8:16:18 AM |
britgsb | $30.00 | 11/29/2011 9:14:12 AM |
Weaverville | $25.00 | 11/29/2011 9:18:45 AM |
Sierrahh | $25.00 | 11/29/2011 9:31:23 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:39 AM |
kegs | $557.08 | 11/29/2011 11:40:55 AM |
helping-out | $40.00 | 11/29/2011 11:03:54 AM |
GoldenRule01 | $25.00 | 11/29/2011 11:43:40 AM |
toblerone | $25.00 | 11/29/2011 9:49:00 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:30 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:03:52 AM |
brightest-gain-investor | $502.92 | 11/29/2011 11:46:07 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
541031
This series of Notes was issued and sold upon the funding of the borrower loan #56866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $100.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,202 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| useful-commitment592 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ctycwby loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 11/25/2011 9:08:46 AM |
SolarMoonshine | $25.00 | 11/25/2011 11:07:01 AM |
careful-note | $70.00 | 11/28/2011 4:37:01 AM |
social-heart | $25.00 | 11/28/2011 9:08:11 AM |
MrDance123 | $30.00 | 11/29/2011 9:31:52 AM |
debt_helper | $25.00 | 11/29/2011 9:35:02 AM |
dws2380 | $25.00 | 11/29/2011 10:40:13 AM |
reflective-rupee | $25.00 | 11/29/2011 10:52:57 AM |
Dubbs360 | $100.00 | 11/29/2011 9:42:59 AM |
fortytwo | $150.00 | 11/27/2011 12:18:54 PM |
transaction-circuit | $50.00 | 11/28/2011 3:37:57 PM |
enterprising-credit2 | $25.00 | 11/29/2011 6:47:19 AM |
mlj0671 | $25.00 | 11/29/2011 8:37:27 AM |
Comoparklender | $25.00 | 11/29/2011 9:07:44 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:27 AM |
mrxtravis | $25.00 | 11/29/2011 9:37:28 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:15 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:13:25 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:27 AM |
green28 | $50.00 | 11/29/2011 10:12:02 AM |
credit-socrates648 | $1,525.00 | 11/29/2011 10:54:39 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
541043
This series of Notes was issued and sold upon the funding of the borrower loan #56975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $779 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| breathtaking-payout824 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please consider this loan
I recently lost close to a full year of work because my dad had a stroke and I became his full time caregiver till he got better. I am now back to work but I could use a boost. My truck recently broke and requires close to two thousand dollars of repairs. And I need Money for the holidays and would like a security ''coushion'' in the bank.
I am currently working a temporary winter job as a cook. Soon is crabbing season however, and my main job is first mate on a succesfull boat.
I am a good candidate for this loan because... I have no serious debt and I pay all my bills on time, and you will make a profit.
Monthly net income: $ 1800 for now, 2500-3500 starting in feburary lasting till september.
Housing: $ 200 i live with family so i have minimal rent
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/26/2011 12:15:06 PM |
papaloha | $25.00 | 11/26/2011 12:19:09 PM |
umfan123 | $25.00 | 11/26/2011 5:55:09 PM |
AFairDeal | $25.00 | 11/26/2011 12:25:35 PM |
Thunder08 | $25.00 | 11/27/2011 5:36:01 PM |
Keystonekop | $100.00 | 11/27/2011 6:35:22 PM |
organized-payment6 | $50.00 | 11/28/2011 5:36:40 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:50 AM |
GoGators01 | $25.00 | 11/28/2011 9:16:45 AM |
iaffy | $25.00 | 11/28/2011 5:18:18 PM |
crawfingers | $25.00 | 11/28/2011 5:32:18 PM |
SimpleChoice | $25.00 | 11/29/2011 8:23:58 AM |
Investor_DP | $100.00 | 11/29/2011 9:09:21 AM |
Hexnut | $100.00 | 11/28/2011 10:14:48 PM |
silver-birdie | $100.00 | 11/29/2011 9:16:28 AM |
credit-investor5 | $50.00 | 11/29/2011 7:42:17 AM |
toblerone | $25.00 | 11/29/2011 9:49:03 AM |
cnovak | $25.00 | 11/29/2011 9:50:00 AM |
rescue | $100.00 | 11/29/2011 9:47:50 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:12 PM |
pound-mushroom3 | $25.00 | 11/26/2011 12:23:10 PM |
careful-note | $50.00 | 11/27/2011 4:59:08 AM |
BxRealtor | $25.00 | 11/26/2011 12:14:21 PM |
igniter584 | $25.00 | 11/27/2011 8:30:15 AM |
LoanerPrincipal | $25.00 | 11/26/2011 12:27:30 PM |
daekpon | $50.00 | 11/27/2011 9:35:30 AM |
econgineer | $75.00 | 11/26/2011 5:27:45 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:45 PM |
american6 | $100.00 | 11/27/2011 11:55:58 PM |
famous-ore2 | $97.00 | 11/28/2011 2:57:42 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:36 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:07 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:47 PM |
Weaverville | $25.00 | 11/29/2011 9:18:46 AM |
CashFlow13 | $100.00 | 11/29/2011 9:22:26 AM |
enriching-trade2 | $50.00 | 11/29/2011 9:35:16 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:03 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:32 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:30 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:40 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:34 AM |
credit-socrates648 | $1,876.73 | 11/29/2011 11:03:40 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
541049
This series of Notes was issued and sold upon the funding of the borrower loan #56706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,889 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agreement-broadcaster1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 5000
Monthly expenses: $ 400
Housing: $ 1394
Insurance: $ 220
Car expenses: $ 800
Utilities: $ 150
Phone, cable, internet: $ 150
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/25/2011 5:10:44 PM |
pdub | $75.00 | 11/25/2011 5:17:40 PM |
bazaar-festivity | $25.00 | 11/25/2011 5:06:08 PM |
Thought | $25.00 | 11/29/2011 9:05:50 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:16 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:25 AM |
CA-Lender | $25.00 | 11/29/2011 11:09:46 AM |
transparency-river1 | $455.00 | 11/29/2011 11:32:42 AM |
Red-Bull-One | $25.00 | 11/29/2011 11:20:01 AM |
dinhkevin_usa | $50.00 | 11/29/2011 11:22:20 AM |
jjswanso | $50.00 | 11/25/2011 5:16:23 PM |
careful-note | $70.00 | 11/28/2011 4:37:04 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:15:20 AM |
mlj0671 | $25.00 | 11/29/2011 8:38:06 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:55:33 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
541063
This series of Notes was issued and sold upon the funding of the borrower loan #56743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,057 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| safe-order1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Request
Purpose of loan: Medical Bills Surgery Not covered by Insurance
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I always pay my debts in a timely manner
Monthly net income: $ 8,200
Monthly expenses: $ 3,800
Housing: $ 2499
Insurance: $ 115
Car expenses: $0
Utilities: $ 200
Phone, cable, internet: $ 150
Food, entertainment: $250
Clothing, household expenses: $ 286
Credit cards and other loans: $ 300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $50.00 | 11/26/2011 12:34:22 PM |
heavenly-interest9 | $500.00 | 11/26/2011 3:03:46 PM |
Rogelio48 | $30.00 | 11/28/2011 6:47:34 AM |
mykkai | $25.00 | 11/28/2011 2:09:14 PM |
dollar-tornado3 | $25.00 | 11/28/2011 12:11:01 PM |
papaloha | $25.00 | 11/26/2011 12:19:09 PM |
golden-velocity9 | $35.00 | 11/26/2011 12:20:38 PM |
finance-investor3 | $25.00 | 11/27/2011 4:02:13 PM |
careful-note | $70.00 | 11/28/2011 4:37:06 AM |
nickel-acrobat | $25.00 | 11/28/2011 1:05:04 PM |
worth-blanket2 | $4,200.00 | 11/28/2011 2:23:20 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
541075
This series of Notes was issued and sold upon the funding of the borrower loan #56905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,341 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| kpeters853 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Credit Card Debt
My goal- Pay off Credit Cards and No Revolving Credit Card Debt.
I have 15-20 years? experience in my profession with a stable job as a Registered Nurse. My husband has been working as Respiratory Therapist for 10 years and a Paramedic for 15 years with a stable job.
Expense/ Income Monthly Report:
Housing:$1249
Insurance:$200
Car expenses:2010 Nissan Xterra $615+2007 Nissan Sentra -$382 =
$997
Phone, Cable, Internet and Wireless phones:$395
Food, entertainment:$1600
Credit cards-(Revolving Debt) Approx. $500 per month payment (all credit card payments combined)-$7200 Approximately Total to pay off all Credit cards with this loan.
Total Household Monthly Net income: $6500
Monthly expenses:$5291
= +1209.00
Why should you invest in us? We are working hard to be debt free; you will have a great return in your investment, my husband I and have stable jobs in health care with many years? experience. We won?t let you down.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/27/2011 12:16:34 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:52:04 AM |
ChrisProsper | $19.00 | 11/28/2011 3:32:32 PM |
calmfunds | $500.00 | 11/28/2011 12:38:52 PM |
heavenly-interest9 | $500.00 | 11/27/2011 3:32:49 PM |
finance-investor3 | $25.00 | 11/27/2011 3:40:39 PM |
Core-Marketing | $26.00 | 11/28/2011 4:13:00 AM |
careful-note | $70.00 | 11/28/2011 4:37:07 AM |
golden-velocity9 | $35.00 | 11/28/2011 9:14:02 AM |
patriot897 | $25.00 | 11/28/2011 10:44:21 AM |
ZOOOM | $25.00 | 11/27/2011 10:19:26 PM |
worth-blanket2 | $6,200.00 | 11/28/2011 2:21:51 PM |
TackingWindward | $25.00 | 11/28/2011 2:28:20 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
541077
This series of Notes was issued and sold upon the funding of the borrower loan #57133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $570.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 39% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 16y 10m |
Amount delinquent:
| $27,136 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,994 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| 1970cessna |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2009)
680-699
(Oct-2009)
680-699
(Sep-2008)
|
Principal balance:
| $1,111.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 58 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to.pay off loans I obtained to facilitate my move to Idaho from California as well as prior debts..
My financial situation:
I am a good candidate for this loan because.I have paid on time and in full my prior Prospect loan and am current on my present loan (which will also be paid by the proceeds of this loan)..
Monthly net income: $2690.00
Monthly expenses: $300.00
Housing: $600.00 (rent room from son and daughter-in-law)
Insurance: $100.00
Car expenses: $50.00
Utilities: $included in housing
Phone, cable, internet: $included in housing
Food, entertainment: $300.00
Clothing, household expenses: $150.00
Credit cards and other loans: $1000.00
Other expenses: $try not to have any
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/27/2011 12:13:36 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:36 PM |
fcrick | $25.00 | 11/27/2011 12:15:42 PM |
LittleMingo | $25.00 | 11/27/2011 12:03:21 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:49 AM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:47 PM |
Feyenoord | $30.00 | 11/27/2011 12:19:44 PM |
dollar-tornado3 | $50.00 | 11/28/2011 11:08:41 AM |
DoctorJoe | $30.00 | 11/28/2011 10:13:00 AM |
influential-benjamins0 | $100.00 | 11/27/2011 12:20:48 PM |
susurrus | $25.00 | 11/27/2011 1:58:07 PM |
trumpeter5 | $25.00 | 11/27/2011 2:00:27 PM |
Comoparklender | $25.00 | 11/28/2011 9:14:10 AM |
mikeandcat | $50.00 | 11/27/2011 6:34:37 PM |
worth-blanket2 | $14,400.00 | 11/28/2011 2:22:02 PM |
Zoramite | $25.00 | 11/28/2011 2:24:11 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
541093
This series of Notes was issued and sold upon the funding of the borrower loan #56806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $100.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 8% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $263,864 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-cypress |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
aabadabadoo | $25.00 | 11/26/2011 12:07:12 PM |
AFairDeal | $25.00 | 11/26/2011 12:25:27 PM |
BxRealtor | $25.00 | 11/26/2011 12:14:21 PM |
umfan123 | $25.00 | 11/26/2011 5:55:09 PM |
igniter584 | $25.00 | 11/26/2011 12:15:07 PM |
jazz619 | $25.00 | 11/27/2011 6:14:18 PM |
igniter584 | $25.00 | 11/27/2011 8:30:16 AM |
GoGators01 | $25.00 | 11/28/2011 9:16:45 AM |
iaffy | $25.00 | 11/28/2011 5:18:18 PM |
first-euro-rapture | $25.00 | 11/28/2011 5:19:09 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:55 PM |
ph0rse | $50.00 | 11/28/2011 8:10:53 PM |
bb575 | $50.00 | 11/26/2011 12:16:51 PM |
careful-note | $50.00 | 11/27/2011 4:59:08 AM |
chicagobanker | $50.00 | 11/28/2011 4:24:54 PM |
social-heart | $25.00 | 11/28/2011 9:08:13 AM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:36 PM |
transparency-river1 | $2,000.00 | 11/28/2011 7:42:16 PM |
mex_invests | $25.00 | 11/28/2011 8:28:22 PM |
mtquan | $25.00 | 11/28/2011 8:29:13 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:47 PM |
oskizzle | $25.00 | 11/28/2011 8:11:06 PM |
Supervark | $68.00 | 11/28/2011 8:29:03 PM |
brightest-gain-investor | $180.73 | 11/28/2011 8:32:30 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
541109
This series of Notes was issued and sold upon the funding of the borrower loan #56932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $532.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 39% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
19 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $79,747 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-thoughtful-fairness |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/26/2011 12:15:07 PM |
papaloha | $25.00 | 11/26/2011 12:19:09 PM |
umfan123 | $25.00 | 11/26/2011 5:55:10 PM |
careful-note | $50.00 | 11/27/2011 4:59:09 AM |
igniter584 | $25.00 | 11/27/2011 8:30:16 AM |
ChrisProsper | $25.00 | 11/28/2011 3:30:25 PM |
AFairDeal | $25.00 | 11/26/2011 12:25:36 PM |
worth-blanket2 | $14,800.00 | 11/28/2011 2:23:34 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
541121
This series of Notes was issued and sold upon the funding of the borrower loan #57100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,954 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-cannon4 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
buisness expenses
Purpose of loan:
This loan will be used to...pay for unexpected buisness expenses
My financial situation:
I am a good candidate for this loan because...i have a buisness that is already pulling in profit
Monthly net income: $25000
Monthly expenses: $10000
Housing: $
Insurance: $
Car expenses: $
Utilities: $1000
Phone, cable, internet: $500
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/25/2011 5:13:51 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:40 PM |
winmals | $25.00 | 11/29/2011 3:25:49 PM |
GoldenRule01 | $50.00 | 11/29/2011 11:43:41 AM |
coin-spinner3 | $25.00 | 11/29/2011 2:36:06 PM |
tech310 | $50.00 | 11/30/2011 12:07:35 AM |
IIP77 | $25.00 | 11/30/2011 3:20:27 AM |
rate-sceptre | $25.00 | 11/30/2011 8:05:23 AM |
Dignified-Market29 | $25.50 | 11/30/2011 12:16:15 PM |
silver-birdie | $100.00 | 11/30/2011 5:25:48 PM |
proper-loot3 | $25.00 | 11/30/2011 6:04:08 PM |
best-currency-exec | $50.00 | 12/1/2011 1:56:49 AM |
capital-galaxy | $75.00 | 12/1/2011 4:38:25 AM |
finance-mangrove4 | $25.86 | 12/1/2011 10:07:53 AM |
valiant-note129 | $50.00 | 12/1/2011 2:10:47 PM |
copper | $50.00 | 12/1/2011 5:31:01 PM |
bid-stockpiler1 | $25.00 | 12/1/2011 6:25:23 PM |
capital-galaxy | $150.00 | 12/2/2011 4:23:00 AM |
maildude | $25.00 | 12/1/2011 8:00:54 PM |
JohnWS | $50.00 | 12/2/2011 7:15:32 AM |
Kids-College-Fund | $700.00 | 12/2/2011 7:22:39 AM |
heroic-benefit | $200.00 | 12/2/2011 8:40:26 AM |
credit-fox3 | $30.00 | 12/2/2011 12:28:50 AM |
Saulite | $25.00 | 12/2/2011 9:09:16 AM |
Sunshine2222 | $25.00 | 12/2/2011 9:10:23 AM |
Bob450 | $25.00 | 12/2/2011 7:19:05 AM |
double22 | $100.00 | 12/2/2011 8:35:07 AM |
168RichCapital | $25.12 | 12/2/2011 10:45:54 AM |
gain-expert | $35.00 | 12/2/2011 12:21:19 PM |
lend4life13 | $195.01 | 12/2/2011 1:47:06 PM |
direct-peso1 | $25.00 | 12/2/2011 10:45:04 AM |
108lender | $103.00 | 11/29/2011 7:29:23 PM |
SecondChanceLendingSERV | $25.00 | 11/25/2011 11:55:53 PM |
let_me_retire | $25.00 | 11/26/2011 8:38:34 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:28 AM |
the-hope-workhorse | $50.00 | 11/29/2011 2:33:45 PM |
natural-worth9 | $50.00 | 11/29/2011 2:53:16 PM |
enterprising-credit2 | $25.00 | 11/29/2011 4:31:31 PM |
kind-credit-bear | $25.00 | 11/29/2011 5:13:47 PM |
gadget7 | $25.00 | 11/30/2011 6:09:33 AM |
worldly-income2 | $25.00 | 11/30/2011 6:54:18 AM |
chato2345 | $25.00 | 11/30/2011 8:27:40 AM |
capital-galaxy | $25.00 | 11/30/2011 4:33:29 AM |
orange-steady-payment | $25.00 | 11/30/2011 4:13:32 PM |
warfiend | $25.00 | 11/30/2011 4:36:41 PM |
Dignified-Market29 | $25.00 | 11/30/2011 12:18:03 PM |
lib5836 | $25.00 | 12/1/2011 11:13:37 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:53 AM |
ore-leaper1 | $46.09 | 12/1/2011 11:48:19 AM |
pani5ue | $25.00 | 12/2/2011 4:16:24 AM |
terrific-peace8 | $25.00 | 12/2/2011 6:21:39 AM |
Rebelrick9 | $25.00 | 12/1/2011 5:35:56 PM |
Kids-College-Fund | $209.65 | 12/2/2011 7:49:49 AM |
abundant-credit6 | $35.00 | 12/2/2011 8:29:26 AM |
windkid | $58.82 | 12/2/2011 8:07:40 AM |
the-hope-workhorse | $50.00 | 12/2/2011 11:32:22 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:35 PM |
dedicated-transaction796 | $25.00 | 12/2/2011 9:30:21 AM |
secureincome | $425.95 | 12/2/2011 2:00:08 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
541125
This series of Notes was issued and sold upon the funding of the borrower loan #56670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Nov-27-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 18.36% |
Borrower rate/APR:
| 19.36% / 29.29% |
Monthly payment:
| $923.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 7.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 13% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,617 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flexible-order863 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Maallaire
Purpose of loan:
This loan will be used to...Pay off medical bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 10000
Monthly expenses: $ 6000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/27/2011 12:16:40 PM |
jjswanso | $50.00 | 11/27/2011 12:08:39 PM |
bonus-animal4 | $25.00 | 11/27/2011 1:20:27 PM |
cashhelp | $25.00 | 11/27/2011 12:17:25 PM |
golden-velocity9 | $35.00 | 11/27/2011 12:23:26 PM |
capitalelstiltskin2 | $50.00 | 11/28/2011 12:55:08 AM |
smear87 | $25.00 | 11/27/2011 12:07:14 PM |
pdub | $75.00 | 11/28/2011 9:25:21 AM |
Bank42 | $25.00 | 11/27/2011 4:53:49 PM |
careful-note | $70.00 | 11/28/2011 4:37:08 AM |
ChrisProsper | $20.00 | 11/28/2011 3:33:28 PM |
managedfund | $3,000.00 | 11/28/2011 12:38:35 PM |
The_Lendor | $25.00 | 11/28/2011 2:18:54 AM |
papaloha | $25.00 | 11/27/2011 12:16:35 PM |
JHKL | $50.00 | 11/28/2011 10:32:55 AM |
secureincome | $1,250.00 | 11/28/2011 12:55:57 PM |
worth-blanket2 | $5,200.00 | 11/28/2011 2:22:59 PM |
beachfunder | $25.00 | 11/28/2011 2:27:12 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
541133
This series of Notes was issued and sold upon the funding of the borrower loan #56914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,772.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $351.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 15y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,964 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Piderman |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2009)
|
Principal balance:
| $1,523.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Getting ready to buy a house
Purpose of loan:
I'm wanting to consolidate credit cards. This will pay them off and is a lower rate than any of them. I'm giving myself 3 years to be debt-free so I can afford to buy a house.
My financial situation:
I have a stable government job that I've held for 15 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcrick | $25.00 | 11/25/2011 5:21:31 PM |
igniter584 | $25.00 | 11/25/2011 5:20:08 PM |
LoanerPrincipal | $25.00 | 11/25/2011 5:26:19 PM |
tenacious-capital3 | $26.27 | 11/26/2011 12:12:54 PM |
kenji4861 | $25.00 | 11/26/2011 12:34:32 PM |
r48 | $25.00 | 11/26/2011 12:04:28 PM |
WonByOne | $50.00 | 11/27/2011 4:01:13 AM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:42 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:44 PM |
careful-note | $50.00 | 11/27/2011 4:59:06 AM |
rchissocol | $50.00 | 11/28/2011 11:21:35 AM |
Zoramite | $25.00 | 11/28/2011 2:24:11 PM |
awwaww | $25.00 | 11/28/2011 9:28:31 AM |
mtquan | $25.00 | 11/28/2011 8:29:13 PM |
cr8on | $100.00 | 11/29/2011 12:31:41 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:06 PM |
revenue-appraiser | $25.00 | 11/29/2011 7:10:15 AM |
GElender | $40.00 | 11/29/2011 6:34:50 AM |
enterprising-credit2 | $25.00 | 11/28/2011 9:46:37 PM |
yield-hut | $75.00 | 11/29/2011 4:29:14 AM |
maildude | $25.00 | 11/29/2011 7:49:21 AM |
JJ-Loans | $50.00 | 11/29/2011 7:52:59 AM |
Clambake | $25.00 | 11/29/2011 9:06:08 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:40 AM |
lamsabuy | $100.00 | 11/29/2011 9:13:34 AM |
benjamins-britches | $25.00 | 11/29/2011 10:21:00 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:59:49 AM |
investment-comet | $25.00 | 11/29/2011 11:23:53 AM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:37:08 PM |
Integrity-Lending4U | $25.00 | 11/29/2011 12:24:25 PM |
SLIPCASTER | $26.13 | 11/29/2011 12:52:14 PM |
friendinmoney | $34.89 | 11/29/2011 9:52:52 AM |
Snoopylover | $25.00 | 11/29/2011 11:35:20 AM |
virtuous-repayment | $44.71 | 11/29/2011 12:53:16 PM |
Feyenoord | $30.00 | 11/25/2011 5:21:06 PM |
s270 | $75.00 | 11/25/2011 11:25:23 PM |
Aberdeen | $1,000.00 | 11/25/2011 5:11:59 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:05 PM |
loan-mammal | $100.00 | 11/25/2011 5:22:12 PM |
influential-benjamins0 | $100.00 | 11/25/2011 5:28:42 PM |
blue-useful-auction | $25.00 | 11/26/2011 7:48:38 PM |
igniter584 | $25.00 | 11/27/2011 8:30:13 AM |
silver-birdie | $100.00 | 11/27/2011 12:27:47 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:46 AM |
uberrific | $50.00 | 11/27/2011 10:08:40 PM |
roadtruck | $50.00 | 11/28/2011 8:26:31 AM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:47 PM |
transparency-river1 | $2,000.00 | 11/28/2011 7:42:27 PM |
little_brother1 | $30.00 | 11/28/2011 9:15:59 PM |
economy-popcorn | $25.00 | 11/28/2011 9:35:43 PM |
heroic-return5 | $50.00 | 11/28/2011 8:31:22 PM |
Hexnut | $100.00 | 11/28/2011 10:08:55 PM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:37:59 AM |
crw1950 | $30.00 | 11/29/2011 5:07:17 AM |
Leshan | $50.00 | 11/29/2011 8:05:11 AM |
first-serene-credit | $25.00 | 11/29/2011 8:34:14 AM |
SolarMoonshine | $25.00 | 11/29/2011 3:40:57 AM |
vigorous-payment6 | $100.00 | 11/29/2011 8:11:20 AM |
green28 | $200.00 | 11/29/2011 9:42:02 AM |
vutah | $25.00 | 11/29/2011 10:05:48 AM |
novice-speculator | $25.00 | 11/29/2011 10:26:45 AM |
social-trumpet | $25.00 | 11/29/2011 12:16:01 PM |
brightest-gain-investor | $2,000.00 | 11/29/2011 11:52:45 AM |
leodaguy | $100.00 | 11/29/2011 12:07:39 PM |
toblerone | $25.00 | 11/29/2011 9:49:02 AM |
just-loyalty643 | $50.00 | 11/29/2011 11:43:27 AM |
66 Investments
|
Borrower Payment Dependent Notes Series
541135
This series of Notes was issued and sold upon the funding of the borrower loan #56867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,545 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benjamins-dessert2 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Divorce
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
managedfund | $400.00 | 11/28/2011 12:49:53 PM |
let_me_retire | $25.00 | 11/28/2011 2:05:09 PM |
enterprising-credit2 | $25.00 | 11/28/2011 10:13:10 PM |
credit-socrates648 | $1,525.00 | 11/29/2011 12:23:57 PM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:17:41 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
541147
This series of Notes was issued and sold upon the funding of the borrower loan #57037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $86.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
0 | Length of status: | 19y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-productive-community |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan: Personal
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1249.35
Monthly expenses: $
Housing: $326
Insurance: $22.98
Car expenses: $0
Utilities: $0
Phone, cable, internet: $45
Food, entertainment: $50
Clothing, household expenses: $40
Credit cards and other loans: $139
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
favorite-commerce | $35.00 | 11/27/2011 12:44:01 PM |
careful-note | $70.00 | 11/28/2011 4:37:08 AM |
nfx | $25.00 | 11/28/2011 5:48:48 AM |
papaloha | $25.00 | 11/27/2011 12:16:35 PM |
golden-velocity9 | $35.00 | 11/28/2011 9:14:03 AM |
managedfund | $500.00 | 11/28/2011 12:49:26 PM |
greencat | $50.00 | 11/28/2011 2:41:43 PM |
transaction-circuit | $50.00 | 11/28/2011 3:37:57 PM |
economy-coup | $50.00 | 11/28/2011 5:20:31 PM |
Iwillhuntyoudown | $25.00 | 11/28/2011 8:02:23 PM |
Bob450 | $25.00 | 11/28/2011 9:56:15 PM |
CashFlow13 | $100.00 | 11/28/2011 5:17:24 PM |
iaffy | $25.00 | 11/28/2011 5:18:19 PM |
MissionMicroFinance | $50.00 | 11/29/2011 6:39:31 AM |
poorboy18 | $25.00 | 11/29/2011 8:17:10 AM |
enterprising-credit2 | $25.00 | 11/28/2011 9:52:37 PM |
Rogelio48 | $25.00 | 11/29/2011 7:49:58 AM |
mrxtravis | $25.00 | 11/29/2011 9:37:29 AM |
Evolver | $44.00 | 11/29/2011 9:36:26 AM |
transparency-river1 | $356.00 | 11/29/2011 9:39:04 AM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:40 PM |
grotheik | $25.00 | 11/27/2011 6:46:55 PM |
the-hope-workhorse | $50.00 | 11/28/2011 1:51:48 PM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:29 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:08 PM |
larryboy10 | $25.00 | 11/28/2011 7:16:02 PM |
glenium | $25.00 | 11/29/2011 2:14:15 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 12:57:36 AM |
fantastic-wampum1 | $60.00 | 11/28/2011 5:34:09 PM |
poorboy18 | $25.00 | 11/29/2011 8:09:10 AM |
wwwUniversal | $25.00 | 11/29/2011 9:28:24 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
541149
This series of Notes was issued and sold upon the funding of the borrower loan #56771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,800.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $165.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Student - College S... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| griffin662 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Auto Loan for Young Man
Purpose of loan: To purchase a motorcycle
My financial situation: I go to school using student loans but manage a recording & production studio that has low overhead and growing clients. The motorcycle will help me cut my commute time between school, work, and home.
I am a good candidate for this loan because: With a low cost life style and a growing business this will be a great starter loan that I can be sure to pay off. I am a young but ambitious man with safety nets put in place should anything happen.
Monthly net income: $2000
Monthly expenses: $1300
Housing: $500
Insurance: $75
Car expenses: $60
Utilities: $50
Phone, cable, internet: $30
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
let_me_retire | $25.00 | 11/28/2011 2:01:13 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:44 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:24:15 PM |
kind-diligent-coin | $25.00 | 11/28/2011 8:23:57 PM |
beachfunder | $25.00 | 11/28/2011 9:08:51 PM |
managedfund | $750.00 | 11/28/2011 12:51:24 PM |
CashFlow13 | $100.00 | 11/28/2011 5:17:25 PM |
DHolly | $25.00 | 11/28/2011 5:38:16 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 6:55:30 PM |
aesop56 | $475.00 | 11/28/2011 9:12:27 PM |
wealth-fighter3 | $25.00 | 11/28/2011 9:06:27 PM |
Something-Corporate | $25.00 | 11/28/2011 7:33:19 PM |
zone6 | $100.00 | 11/28/2011 8:18:01 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
541165
This series of Notes was issued and sold upon the funding of the borrower loan #56989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 5% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Blackberry9591 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Blackberry Cars
Purpose of loan:
This loan will be used to... Pay off car repairs and one car loan
My financial situation:
I am a good candidate for this loan because... I have an solid work history and excellent income.
Monthly net income: $9000
Monthly expenses: $500
Housing: $2200
Insurance: $450
Car expenses: $750
Utilities: $350
Phone, cable, internet: $125
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/28/2011 5:12:20 PM |
oskizzle | $25.00 | 11/28/2011 8:16:30 PM |
vutah | $25.00 | 11/28/2011 7:40:45 PM |
social-zebra | $30.00 | 11/29/2011 1:54:38 PM |
yield-hut | $25.00 | 11/29/2011 2:03:25 PM |
godzig | $25.00 | 11/29/2011 2:19:09 PM |
Engineer44 | $26.00 | 11/29/2011 2:23:38 PM |
worth-blanket2 | $2,245.00 | 11/29/2011 2:25:59 PM |
careful-note | $50.00 | 11/28/2011 5:06:39 PM |
credit-socrates648 | $2,500.00 | 11/29/2011 1:21:13 PM |
stuart791 | $25.00 | 11/29/2011 2:08:05 PM |
reward-juniper6 | $25.00 | 11/29/2011 2:13:08 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
541183
This series of Notes was issued and sold upon the funding of the borrower loan #56774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $323.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Apr-2008 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 8 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,152 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| logical-truth1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
720-739
(Apr-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Auto Loan
Purpose of loan: To buy a car
My financial situation:
I am a good candidate for this loan because i have a steady job "Family owned." Want to build credit and Prosper is great to do so!
I paid off a Motorcycle loan from Prosper last year. Made all my payments on time
Monthly net income: $6,800
Monthly expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
yield-lion2 | $25.00 | 11/27/2011 12:10:48 PM |
fabulous-community4 | $25.00 | 11/27/2011 12:18:45 PM |
money-baron-Roth401k | $50.00 | 11/27/2011 12:26:38 PM |
papaloha | $25.00 | 11/27/2011 12:16:36 PM |
NekHoldings | $25.00 | 11/27/2011 1:03:47 PM |
Toby1montana | $50.00 | 11/27/2011 9:06:49 PM |
papaloha | $500.00 | 11/27/2011 3:03:12 PM |
DHolly | $31.00 | 11/27/2011 5:22:43 PM |
Kids-College-Fund | $501.00 | 11/28/2011 9:26:33 AM |
Core-Marketing | $26.00 | 11/28/2011 4:12:23 AM |
fountain355 | $27.00 | 11/28/2011 4:16:57 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:29 AM |
golden-velocity9 | $35.00 | 11/28/2011 9:14:03 AM |
lucrative-loan | $50.00 | 11/27/2011 12:10:05 PM |
AndChicksforFree | $25.00 | 11/27/2011 12:04:41 PM |
Kash2010lu | $25.00 | 11/27/2011 2:17:01 PM |
ZOOOM | $25.00 | 11/27/2011 10:14:41 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:37 PM |
careful-note | $70.00 | 11/28/2011 4:37:08 AM |
Mikale360 | $25.00 | 11/27/2011 6:26:46 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:34:14 AM |
SLN-10 | $25.00 | 11/28/2011 8:03:03 AM |
worth-blanket2 | $5,700.00 | 11/28/2011 2:23:49 PM |
rchissocol | $25.00 | 11/28/2011 11:06:25 AM |
24 Investments
|
Borrower Payment Dependent Notes Series
541195
This series of Notes was issued and sold upon the funding of the borrower loan #56705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $86.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 41% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 19y 1m |
Amount delinquent:
| $37,919 |
Total credit lines:
| 18 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| srfreeze |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Car repairs
Purpose of loan:
This loan will be used to...Car repairs
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,400
Monthly expenses: $2,700
Housing: $1,100
Insurance: $155
Car expenses: $926.00
Utilities: $250
Phone, cable, internet: $270
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 11/27/2011 12:02:35 PM |
five-star-note | $150.00 | 11/27/2011 12:42:51 PM |
trumpeter5 | $50.00 | 11/27/2011 1:59:23 PM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:47 PM |
kinetic-social | $50.00 | 11/27/2011 2:20:33 PM |
investmentgroup | $25.00 | 11/27/2011 12:18:05 PM |
EEasyMoney | $25.00 | 11/27/2011 3:54:24 PM |
worth-shower8 | $100.00 | 11/27/2011 2:14:33 PM |
irrelevant | $25.00 | 11/27/2011 7:05:42 PM |
enticing-exchange3 | $25.00 | 11/27/2011 7:18:12 PM |
sharp-return7 | $27.05 | 11/27/2011 9:48:25 PM |
Mikale360 | $25.00 | 11/27/2011 6:25:35 PM |
amlu1988 | $25.00 | 11/27/2011 6:49:40 PM |
servnyou | $25.00 | 11/27/2011 11:46:57 PM |
LittleMingo | $25.00 | 11/27/2011 12:06:12 PM |
MilitaryLending | $100.02 | 11/27/2011 12:12:39 PM |
hillerod | $25.27 | 11/27/2011 12:48:06 PM |
papaloha | $200.00 | 11/27/2011 3:04:21 PM |
the-hope-workhorse | $100.00 | 11/27/2011 5:10:52 PM |
mikeandcat | $201.00 | 11/27/2011 6:23:18 PM |
CatbirdBanking | $25.00 | 11/27/2011 8:15:54 PM |
thisbucksforu | $25.58 | 11/27/2011 8:51:30 PM |
adamdroker | $25.00 | 11/27/2011 9:52:25 PM |
worldpower2 | $16.08 | 11/28/2011 12:06:43 AM |
AndChicksforFree | $50.00 | 11/27/2011 12:04:10 PM |
farchoir | $25.00 | 11/27/2011 12:47:49 PM |
Feyenoord | $30.00 | 11/27/2011 12:19:45 PM |
clemclan | $50.00 | 11/27/2011 2:59:39 PM |
thisbucksforu | $25.00 | 11/27/2011 8:30:39 PM |
Toby1montana | $50.00 | 11/27/2011 9:06:49 PM |
Bank42 | $25.00 | 11/27/2011 4:49:30 PM |
nickel-hickory | $50.00 | 11/27/2011 11:33:17 PM |
jhouman | $50.00 | 11/27/2011 12:07:56 PM |
312-Lender | $25.00 | 11/27/2011 12:12:35 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:37 PM |
NekHoldings | $25.00 | 11/27/2011 1:03:16 PM |
pembull | $25.00 | 11/27/2011 1:30:51 PM |
silver-enlightenment0 | $100.00 | 11/27/2011 3:16:33 PM |
chameleon125 | $25.00 | 11/27/2011 3:47:52 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
541197
This series of Notes was issued and sold upon the funding of the borrower loan #56992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $277.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $89 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| dritter |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $2,848.16 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Used Cars
Purpose of loan:
This loan will be used to... payoff car loan with higher interest
My financial situation:
I am a good candidate for this loan because of my previous Prosper loan experience and because I have the ability to pay this loan as agreed or soonner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
aabadabadoo | $25.00 | 11/27/2011 12:09:33 PM |
BxRealtor | $25.00 | 11/27/2011 12:06:53 PM |
careful-note | $50.00 | 11/27/2011 12:13:37 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:37 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:43 PM |
jazz619 | $25.00 | 11/27/2011 6:14:19 PM |
igniter584 | $25.00 | 11/27/2011 12:24:35 PM |
roadtruck | $50.00 | 11/28/2011 8:26:33 AM |
ingenious-deal6 | $25.00 | 11/28/2011 5:24:12 PM |
TomDalonajay | $25.00 | 11/28/2011 5:07:53 PM |
chicagobanker | $50.00 | 11/29/2011 7:23:10 AM |
heavy_ax | $50.00 | 11/29/2011 9:29:24 AM |
kenji4861 | $25.00 | 11/29/2011 9:30:11 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:39 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:41 AM |
yield-hut | $50.00 | 11/29/2011 2:18:05 PM |
worth-blanket2 | $7,355.00 | 11/29/2011 2:26:47 PM |
bb575 | $50.00 | 11/27/2011 12:14:03 PM |
LoanerPrincipal | $25.00 | 11/27/2011 12:16:57 PM |
skillful-diversification2 | $25.00 | 11/27/2011 12:05:25 PM |
vinayski | $25.00 | 11/27/2011 12:10:09 PM |
AFairDeal | $25.00 | 11/27/2011 12:12:56 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:49 AM |
determined-revenue1 | $35.00 | 11/27/2011 12:19:56 PM |
uberrific | $50.00 | 11/27/2011 10:08:42 PM |
rchissocol | $25.00 | 11/28/2011 4:18:45 PM |
Hexnut | $100.00 | 11/28/2011 10:08:56 PM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:00 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:29 AM |
iaffy | $25.00 | 11/29/2011 9:32:07 AM |
reward-juniper6 | $25.00 | 11/29/2011 2:16:26 PM |
Phunder | $25.00 | 11/29/2011 10:21:17 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
541201
This series of Notes was issued and sold upon the funding of the borrower loan #56565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
1 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| vigilance-fortress4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
private expenes
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1800.00
Monthly expenses: $525.00
Housing: $0
Insurance: $0
Car expenses: $125.00
Utilities: $0
Phone, cable, internet: $125.00
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/27/2011 1:31:36 PM |
papaloha | $25.00 | 11/27/2011 12:16:36 PM |
let_me_retire | $25.00 | 11/28/2011 2:06:39 PM |
finance-investor3 | $25.00 | 11/27/2011 3:29:57 PM |
worth-blanket2 | $3,900.00 | 11/28/2011 2:21:43 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
541211
This series of Notes was issued and sold upon the funding of the borrower loan #56704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 24% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,148 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| poetic-bazaar8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
unexpected expenses
Purpose of loan:
This loan will be used to cover unexpected auto repair and medical testing expenses.
My financial situation:
I am a good candidate for this loan because solidly employed, good income.
Monthly net income: $8,500
Monthly expenses: $
Housing: $1,500
Insurance: $
Car expenses: $350
Utilities: $500
Phone, cable, internet: $140
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1,500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/27/2011 1:02:57 PM |
Something-Corporate | $25.00 | 11/26/2011 12:35:02 PM |
loss-of-control | $75.00 | 11/26/2011 5:01:01 PM |
helvet | $28.07 | 11/27/2011 11:55:29 AM |
thankful-nickel2 | $25.00 | 11/27/2011 12:17:01 PM |
just-loyalty643 | $50.00 | 11/27/2011 3:18:18 PM |
melodious-openness | $50.00 | 11/27/2011 1:16:50 PM |
the-hope-workhorse | $150.00 | 11/27/2011 5:12:51 PM |
itjunkie | $25.00 | 11/27/2011 1:44:22 PM |
refined-penny | $25.00 | 11/27/2011 3:14:17 PM |
Ray3486 | $25.00 | 11/27/2011 7:11:26 PM |
green-trade-dolphin | $25.00 | 11/27/2011 6:06:37 PM |
sharp-return7 | $25.00 | 11/27/2011 9:45:47 PM |
triumph246 | $25.00 | 11/28/2011 1:35:43 AM |
agalt | $50.00 | 11/28/2011 8:25:44 AM |
dudebrah | $25.00 | 11/27/2011 12:41:39 PM |
heroic-compassion6 | $50.03 | 11/28/2011 8:16:02 AM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:15:56 PM |
Zipcut | $25.00 | 11/27/2011 5:41:45 PM |
fountain355 | $25.00 | 11/28/2011 4:15:34 AM |
schnatty | $74.43 | 11/28/2011 7:12:03 AM |
sturdy-nickel4 | $50.00 | 11/28/2011 7:45:22 AM |
hfpinc | $30.00 | 11/28/2011 8:08:33 AM |
bmw2 | $29.00 | 11/28/2011 8:37:27 AM |
evergreen16 | $17.27 | 11/28/2011 9:13:24 AM |
lendstats_com | $200.00 | 11/28/2011 7:50:01 AM |
SFBank | $50.00 | 11/26/2011 6:22:26 PM |
Core-Marketing | $25.00 | 11/27/2011 4:55:46 AM |
papaloha | $25.00 | 11/26/2011 12:19:11 PM |
leverage-monger | $25.00 | 11/27/2011 8:36:16 AM |
heavenly-interest9 | $500.00 | 11/26/2011 3:06:00 PM |
kttalamo | $120.00 | 11/26/2011 5:18:11 PM |
let_me_retire | $100.00 | 11/26/2011 8:30:28 PM |
enterprising-credit2 | $25.00 | 11/27/2011 1:10:19 PM |
sparkling-contract7 | $25.00 | 11/27/2011 4:25:46 PM |
hookUup | $26.20 | 11/27/2011 5:18:02 PM |
OLYVRC | $50.00 | 11/27/2011 11:41:07 PM |
Christophe | $25.00 | 11/27/2011 6:13:43 PM |
payment-halo | $25.00 | 11/27/2011 7:35:09 PM |
social-heart | $25.00 | 11/27/2011 10:57:18 PM |
a-resplendent-commitment | $50.00 | 11/28/2011 6:52:48 AM |
discrete-asset | $25.00 | 11/27/2011 1:43:34 PM |
bluehen00 | $25.00 | 11/28/2011 9:12:52 AM |
evergreen16 | $50.00 | 11/28/2011 9:13:02 AM |
justice-allocator3 | $25.00 | 11/27/2011 7:04:45 PM |
glroark | $50.00 | 11/28/2011 7:06:08 AM |
first-serene-credit | $25.00 | 11/28/2011 8:05:42 AM |
jhernand17 | $25.00 | 11/28/2011 8:25:01 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
541213
This series of Notes was issued and sold upon the funding of the borrower loan #56695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-27-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $86.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 24% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
15 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,318 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| focused-dedication8 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
|
Principal balance:
| $570.94 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
focused-dedication8
Purpose of loan:
This loan will be used to...pay off existing medical expenses and consolidate credit cards
My financial situation:
I am a good candidate for this loan because...I have never defaulted or been late on paying off debt. I am trying to consolidate my bills so that I can pay off the debt quicker. As I consolidate my credit cards I will be cancelling them so that I will not be tempted to use them again..
Monthly net income: $3000
Monthly expenses: $2100
Housing: $300.00
Insurance: $73.00
Car expenses: $
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $300.00 | 11/27/2011 12:06:06 PM |
luv4cycling | $30.00 | 11/27/2011 12:07:25 PM |
RoZu_Lending | $100.00 | 11/27/2011 12:07:49 PM |
papaloha | $25.00 | 11/27/2011 12:16:36 PM |
bazaar-festivity | $25.00 | 11/27/2011 12:22:18 PM |
312-Lender | $25.00 | 11/27/2011 12:12:12 PM |
MilitaryLending | $100.02 | 11/27/2011 12:12:39 PM |
trumpeter5 | $25.00 | 11/27/2011 1:57:41 PM |
LendingLovers | $50.00 | 11/27/2011 3:06:07 PM |
refined-penny | $25.00 | 11/27/2011 3:13:27 PM |
capital-deployment | $25.00 | 11/27/2011 3:26:48 PM |
intrepid-loot | $25.00 | 11/27/2011 4:26:40 PM |
DHolly | $31.00 | 11/27/2011 5:15:23 PM |
hookUup | $32.20 | 11/27/2011 5:22:27 PM |
Julzlmt | $10.71 | 11/27/2011 6:02:03 PM |
Bank42 | $25.00 | 11/27/2011 4:43:55 PM |
cilynx | $26.07 | 11/27/2011 4:51:19 PM |
CoolPlexer | $25.00 | 11/27/2011 5:06:42 PM |
SLN-10 | $50.00 | 11/27/2011 12:07:31 PM |
Rollshaft | $25.00 | 11/27/2011 1:01:08 PM |
pembull | $100.00 | 11/27/2011 1:31:11 PM |
silver-enlightenment0 | $100.00 | 11/27/2011 3:16:34 PM |
Engineer44 | $25.00 | 11/27/2011 5:35:51 PM |
lucrative-loan | $25.00 | 11/27/2011 2:06:06 PM |
five-star-note | $25.00 | 11/27/2011 12:28:43 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:38 PM |
susurrus | $40.00 | 11/27/2011 2:03:50 PM |
fcrick | $25.00 | 11/27/2011 12:15:42 PM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:47 PM |
fortytwo | $150.00 | 11/27/2011 12:18:55 PM |
vigilance-frontier | $25.00 | 11/27/2011 2:33:24 PM |
Feyenoord | $30.00 | 11/27/2011 3:45:59 PM |
ronin4sale | $25.00 | 11/27/2011 3:55:08 PM |
Rollshaft | $25.00 | 11/27/2011 1:00:04 PM |
the-hope-workhorse | $100.00 | 11/27/2011 5:08:42 PM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:15:39 PM |
reinforced-velocity158 | $100.00 | 11/27/2011 5:29:03 PM |
ultimate-peace | $25.00 | 11/27/2011 12:02:42 PM |
Zipcut | $25.00 | 11/27/2011 5:34:03 PM |
Alwayssail | $25.00 | 11/27/2011 6:00:47 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
541215
This series of Notes was issued and sold upon the funding of the borrower loan #56861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Nov-28-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 18.36% |
Borrower rate/APR:
| 19.36% / 29.29% |
Monthly payment:
| $276.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 7.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,009 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-virtuous-deal |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Turn in Vehicle Worth Less Than Owe
Purpose of loan:
I have 3 vehicles and would like to go down to 2. I've been trying to sell my Ford Focus since July. Carmax will give me $3000 less than I owe.
My financial situation:
I am a good candidate for this loan because I've NEVER defaulted on any payments or loans, I have had a government job in education since 2000, and am motivated. I also have more than $18,000 worth of credit card limit available to use, but I figured a) I'd give this a shot and b) the interest is slightly lest than cash advance.
You won't be disappointed.
Monthly net income: over $9000
After taxes and bills: left $2200
This loan monthly payment would be $276, and I'm already paying $269 on this car.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
managedfund | $1,000.00 | 11/28/2011 12:39:05 PM |
secureincome | $750.00 | 11/28/2011 12:56:46 PM |
nickel-acrobat | $100.00 | 11/28/2011 1:10:05 PM |
weiyinsan | $50.00 | 11/28/2011 2:14:53 PM |
vutah | $50.00 | 11/28/2011 4:29:08 PM |
chicagobanker | $50.00 | 11/28/2011 5:09:49 PM |
wwwUniversal | $25.00 | 11/28/2011 5:11:13 PM |
golden-velocity9 | $35.00 | 11/28/2011 1:37:42 PM |
towering-market9 | $27.60 | 11/28/2011 3:39:02 PM |
buffalobills | $25.00 | 11/28/2011 4:11:11 PM |
beachfunder | $25.00 | 11/28/2011 2:28:22 PM |
sonicpluto | $25.00 | 11/28/2011 2:41:34 PM |
pound-mushroom3 | $25.00 | 11/28/2011 5:11:58 PM |
pdub | $75.00 | 11/28/2011 5:13:04 PM |
bazaar-festivity | $25.00 | 11/28/2011 5:14:11 PM |
terrific-dough6 | $50.00 | 11/28/2011 5:14:38 PM |
scrappy-diversification7 | $612.40 | 11/28/2011 5:22:02 PM |
jjswanso | $50.00 | 11/28/2011 5:13:17 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
541227
This series of Notes was issued and sold upon the funding of the borrower loan #56762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Nov-28-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 18.36% |
Borrower rate/APR:
| 19.36% / 29.29% |
Monthly payment:
| $369.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 7.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,079 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| upbeat-greenback9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off my debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 11/28/2011 9:13:55 AM |
wwwUniversal | $25.00 | 11/28/2011 5:11:12 PM |
CashFlow13 | $100.00 | 11/28/2011 5:17:39 PM |
managedfund | $1,200.00 | 11/28/2011 12:38:45 PM |
fortytwo | $150.00 | 11/28/2011 5:21:42 PM |
pound-mushroom3 | $25.00 | 11/28/2011 9:28:10 AM |
secureincome | $750.00 | 11/28/2011 12:56:34 PM |
scrappy-diversification7 | $1,715.00 | 11/28/2011 5:22:01 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
541239
This series of Notes was issued and sold upon the funding of the borrower loan #56888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $602.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,415 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fairness-ladder |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation For Day Care
Purpose of loan:
This loan will be used to pay off our current cards to make day care costs more affordable for a new little ones.
My financial situation:
I am a good candidate for this loan because both my wife and I have very steady jobs. We are both tenured teachers with more than 5 years in our current school districts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/28/2011 5:12:21 PM |
BxRealtor | $25.00 | 11/28/2011 5:06:21 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:57 PM |
Hexnut | $100.00 | 11/28/2011 10:08:57 PM |
radforj22 | $25.00 | 11/29/2011 4:52:24 AM |
aabadabadoo | $25.00 | 11/28/2011 5:29:48 PM |
ingenious-deal6 | $25.00 | 11/29/2011 9:07:52 AM |
kenji4861 | $25.00 | 11/29/2011 9:30:13 AM |
worth-blanket2 | $14,300.00 | 11/29/2011 1:52:04 PM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:45:21 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:20 PM |
careful-note | $50.00 | 11/28/2011 5:06:40 PM |
pdub | $75.00 | 11/28/2011 5:13:05 PM |
bb575 | $50.00 | 11/28/2011 5:18:29 PM |
enterprising-credit2 | $100.00 | 11/29/2011 6:46:42 AM |
interest-competitor | $30.00 | 11/29/2011 6:57:23 AM |
Bank_Of_XL | $25.00 | 11/29/2011 9:11:15 AM |
Phunder | $25.00 | 11/29/2011 10:19:22 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:03:00 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
541269
This series of Notes was issued and sold upon the funding of the borrower loan #57155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $125,880 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| safe-principal20 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JoJoMike
Purpose of loan: Debt Consolidation
This loan will be used to...Consolidate high rate credit cards
My financial situation: Employed full-time; high salary
I am a good candidate for this loan because...long established credit history; I pay 100% of my debts on time; I have no collection accounts or negative public records listed in my credit report.
Monthly net income: $8883
Monthly expenses: $
Housing: $2646
Insurance: $Husband pays
Car expenses: $Husband pays
Utilities: $Husband pays
Phone, cable, internet: $Husband pays
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $2900
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $25.00 | 12/2/2011 5:22:26 PM |
economy-shrubbery6 | $25.00 | 12/2/2011 5:23:14 PM |
heart514 | $25.00 | 12/2/2011 7:53:30 PM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 5:22:35 PM |
bazaar-festivity | $50.00 | 12/4/2011 12:18:18 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:05 AM |
fortytwo | $50.00 | 12/2/2011 5:20:00 PM |
goodhearted-generosity511 | $30.00 | 12/2/2011 5:53:01 PM |
SFBank | $50.00 | 12/2/2011 6:42:30 PM |
vutah | $25.00 | 12/2/2011 5:53:20 PM |
graceful-IRAinvestment | $25.00 | 12/2/2011 5:16:30 PM |
fountain355 | $25.00 | 12/3/2011 3:44:18 AM |
worldly-gold | $50.00 | 12/3/2011 2:57:51 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:55 AM |
nimble-revenue5 | $50.00 | 12/4/2011 12:18:02 PM |
the-hope-workhorse | $200.00 | 12/4/2011 12:15:32 PM |
bid-stockpiler1 | $50.00 | 12/3/2011 1:46:01 PM |
PatriotKnight | $50.00 | 12/4/2011 6:15:31 PM |
Interloper | $25.00 | 12/4/2011 3:29:46 PM |
greencat | $50.00 | 12/5/2011 11:13:50 AM |
Tikibarman | $40.00 | 12/5/2011 1:38:56 PM |
worth-blanket2 | $6,500.00 | 12/5/2011 11:35:51 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
541301
This series of Notes was issued and sold upon the funding of the borrower loan #56610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $158.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 21% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $110 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| AnGeL_LoVeR |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 42 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $11,550.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
720-739
(Jul-2009)
720-739
(Jun-2008)
700-719
(Feb-2008)
|
Principal balance:
| $839.71 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 42 | | |
Description
Home Improvements NEEDED!
Purpose of loan:
This loan will be used to... Replace quite a few pipes in my home and replace the furnace.
My financial situation:
I am a good candidate for this loan because... I have had previous loans and have ALWAYS paid them on time (never delequint), this also includes ALL of my finances/living expenses. I have job security with a company I have been employed with for about 8 years and have no intestions of changing changing.
I my finace also lives with me and pays half of all the living expenses. He pays me a flat rate of $900 monthly. I bring approximately $2,200 home monthly.
Monthly net income: $ 3,200
Monthly expenses: $
Housing: $ 860
Insurance: $ 114
Car expenses: $ 40
Utilities: $ 100
Phone, cable, internet: $ 160
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 160
Other expenses: Varies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 11/27/2011 12:30:00 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:38 PM |
whitegold24k | $100.00 | 11/27/2011 12:15:32 PM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:42 PM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:47 PM |
Rollshaft | $35.00 | 11/27/2011 12:34:19 PM |
CA_Lender | $25.00 | 11/27/2011 12:49:33 PM |
AFairDeal | $25.00 | 11/27/2011 12:13:06 PM |
Feyenoord | $30.00 | 11/27/2011 12:19:45 PM |
igniter584 | $25.00 | 11/27/2011 12:24:36 PM |
enterprising-credit2 | $50.00 | 11/27/2011 1:08:29 PM |
cwegert | $25.00 | 11/27/2011 2:26:54 PM |
grammaspurse | $25.00 | 11/27/2011 3:10:27 PM |
dontletmoneyfoolya | $50.00 | 11/27/2011 6:29:27 PM |
Bank42 | $25.00 | 11/27/2011 5:02:38 PM |
thankful-nickel2 | $25.00 | 11/27/2011 12:06:49 PM |
loanman2007 | $50.00 | 11/28/2011 5:03:18 AM |
whitegold24k | $95.73 | 11/27/2011 12:27:29 PM |
r48 | $48.00 | 11/27/2011 3:29:33 PM |
janeybooboo | $50.00 | 11/27/2011 8:10:56 PM |
JustMee | $25.00 | 11/27/2011 9:43:08 PM |
dollar-tornado3 | $50.00 | 11/28/2011 11:09:24 AM |
DoctorJoe | $30.00 | 11/28/2011 10:14:50 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:50 AM |
Ven58 | $30.00 | 11/28/2011 3:53:15 PM |
Dutch66 | $965.71 | 11/28/2011 5:04:48 PM |
vutah | $50.00 | 11/28/2011 4:30:01 PM |
one-midas | $35.00 | 11/28/2011 9:24:13 AM |
wwwUniversal | $25.00 | 11/28/2011 5:11:11 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:09 PM |
dudebrah | $25.00 | 11/28/2011 6:00:43 PM |
penguino | $100.00 | 11/28/2011 6:16:21 PM |
exciting-fairness | $200.00 | 11/28/2011 6:35:20 PM |
rchissocol | $25.00 | 11/28/2011 4:18:45 PM |
radforj22 | $25.00 | 11/28/2011 5:53:54 PM |
carlitos77 | $140.00 | 11/28/2011 6:33:50 PM |
susurrus | $100.00 | 11/28/2011 6:40:26 PM |
fcrick | $25.00 | 11/27/2011 12:15:42 PM |
determined-revenue1 | $35.00 | 11/27/2011 12:19:56 PM |
influential-benjamins0 | $94.00 | 11/27/2011 12:20:48 PM |
investment-artist | $29.01 | 11/27/2011 12:29:16 PM |
favorite-commerce | $35.00 | 11/27/2011 12:42:44 PM |
credit-guard5 | $25.00 | 11/27/2011 1:32:33 PM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:20:49 PM |
shrewd-dedication2 | $50.00 | 11/27/2011 5:47:40 PM |
LittleMingo | $30.00 | 11/27/2011 12:05:06 PM |
SolarMoonshine | $25.00 | 11/28/2011 3:40:57 AM |
careful-note | $50.00 | 11/27/2011 12:13:38 PM |
papaloha | $25.00 | 11/27/2011 12:16:38 PM |
LoanerPrincipal | $25.00 | 11/27/2011 12:16:58 PM |
loanman2007 | $25.00 | 11/28/2011 5:03:47 AM |
Beechturner | $50.00 | 11/27/2011 12:24:20 PM |
papaloha | $233.00 | 11/27/2011 3:10:18 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:48 PM |
terrific-dough6 | $50.00 | 11/28/2011 9:31:16 AM |
patriot897 | $25.00 | 11/28/2011 10:44:22 AM |
HenlopenCapital | $37.50 | 11/28/2011 5:16:34 AM |
mykkai | $25.00 | 11/28/2011 2:13:35 PM |
KSPHoldings | $35.00 | 11/28/2011 8:39:00 AM |
chicagobanker | $75.00 | 11/28/2011 5:08:43 PM |
principal-cooker2 | $100.00 | 11/28/2011 5:30:46 PM |
ingenious-deal6 | $25.00 | 11/28/2011 5:24:13 PM |
hopeful-benjamins3 | $25.00 | 11/28/2011 5:55:23 PM |
umfan123 | $25.00 | 11/28/2011 6:05:07 PM |
cash-vault | $25.00 | 11/28/2011 5:27:12 PM |
UD3230 | $25.00 | 11/28/2011 6:13:13 PM |
Theodon | $25.00 | 11/28/2011 5:28:17 PM |
LiveNow | $50.00 | 11/28/2011 6:43:40 PM |
Oak-Parker | $31.05 | 11/28/2011 6:44:22 PM |
brightest-income-hunter | $100.00 | 11/28/2011 4:56:22 PM |
TechieLender | $50.00 | 11/28/2011 5:10:45 PM |
CashFlow13 | $100.00 | 11/28/2011 5:17:39 PM |
enchanted-truth264 | $31.00 | 11/28/2011 6:11:38 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
541307
This series of Notes was issued and sold upon the funding of the borrower loan #56607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Nov-27-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 7% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,616 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| profit-powerplant |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bathroom Remodel
Purpose of loan:
For remodeling the bathroom. I could have waited a month or two to get enough fund for the project but I want the project to start asap.
My financial situation:
I am a good candidate for this loan because:
1) I have excellent credit score
2) Never miss and never late on payments
3) Financially healthy and have stable job
4) Most likely to payoff the loan within 3 months
5) I, myself, have been a Proper lender for more than a year. This is my first small loan through Prosper just to get a feel on how convenient is the process.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/27/2011 12:06:54 PM |
subtle-revenue0 | $25.00 | 11/27/2011 12:11:30 PM |
AFairDeal | $25.00 | 11/27/2011 12:12:57 PM |
toblerone | $25.00 | 11/27/2011 12:29:49 PM |
Dollars4Rent | $50.00 | 11/27/2011 12:30:23 PM |
neighborly-hope6 | $100.00 | 11/27/2011 12:09:10 PM |
enriching-trade2 | $50.00 | 11/27/2011 12:10:38 PM |
velocity-solo | $25.00 | 11/27/2011 12:11:52 PM |
Poohcho | $25.00 | 11/27/2011 1:32:39 PM |
five-star-nickel7 | $25.00 | 11/27/2011 12:15:22 PM |
radforj22 | $25.00 | 11/27/2011 2:08:13 PM |
cashhelp | $25.00 | 11/27/2011 12:17:14 PM |
lendersf | $75.00 | 11/27/2011 12:24:05 PM |
sweet-loan7 | $25.00 | 11/27/2011 12:24:20 PM |
Bendistraw | $25.00 | 11/27/2011 12:24:39 PM |
networks4ever | $25.00 | 11/27/2011 12:25:57 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:43 PM |
cwegert | $25.00 | 11/27/2011 2:25:42 PM |
jazz619 | $25.00 | 11/27/2011 6:14:20 PM |
theogeer | $25.00 | 11/27/2011 8:13:52 PM |
practical-expectations | $25.00 | 11/27/2011 4:43:56 PM |
Bank42 | $25.00 | 11/27/2011 4:51:49 PM |
uberrific | $50.00 | 11/27/2011 10:08:42 PM |
kind-cash-zone | $53.63 | 11/28/2011 5:43:54 AM |
Rzrwire | $25.00 | 11/28/2011 7:37:51 AM |
Clambake | $25.00 | 11/27/2011 12:29:44 PM |
immaculate-compassion8 | $25.00 | 11/27/2011 5:26:24 PM |
supernova719 | $25.00 | 11/27/2011 12:08:13 PM |
Tradesmanlender | $25.00 | 11/27/2011 12:08:43 PM |
bb575 | $50.00 | 11/27/2011 12:14:03 PM |
goal-dollar1 | $50.00 | 11/27/2011 12:22:35 PM |
igniter584 | $25.00 | 11/27/2011 12:24:36 PM |
fortytwo | $150.00 | 11/27/2011 12:18:55 PM |
blot44 | $25.00 | 11/27/2011 12:28:23 PM |
Trimalchio12 | $25.00 | 11/27/2011 12:52:31 PM |
benjay25 | $25.00 | 11/27/2011 4:33:53 PM |
kinetic-social | $50.00 | 11/27/2011 2:01:55 PM |
kinetic-social | $50.00 | 11/27/2011 2:15:41 PM |
first-cordial-funds | $25.00 | 11/27/2011 9:52:16 PM |
Phunder | $25.00 | 11/28/2011 12:39:11 AM |
Chosen-one | $50.00 | 11/28/2011 6:21:41 AM |
LittleRhody07 | $50.00 | 11/28/2011 6:28:14 AM |
aabadabadoo | $25.00 | 11/27/2011 12:09:33 PM |
careful-note | $50.00 | 11/27/2011 12:13:39 PM |
first-favorite-bonus9 | $25.00 | 11/27/2011 12:14:45 PM |
jonandmeg21 | $25.00 | 11/27/2011 12:23:03 PM |
new-poetic-transaction | $85.27 | 11/28/2011 6:53:57 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:49 PM |
american6 | $100.00 | 11/27/2011 11:56:00 PM |
jcn12321 | $25.00 | 11/28/2011 4:11:45 AM |
careful-note | $70.00 | 11/28/2011 4:37:09 AM |
djh47a | $16.10 | 11/28/2011 7:46:03 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
541309
This series of Notes was issued and sold upon the funding of the borrower loan #57004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $279.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,306 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| Jorge69 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 91% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 3
( 9% )
| 620-639
(Apr-2010)
600-619
(Oct-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Deb consolidation
Purpose of loan: Deb Consolidation
My financial situation:
I am a good candidate for this loan because i have an esteady income and have never been late on payments.
Monthly net income: $ 6800
Monthly expenses: $
Housing: $2200
Insurance: $100
Car expenses: $300
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $2000
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-loan | $31.00 | 11/28/2011 9:26:35 AM |
investment-daydream | $75.00 | 11/28/2011 11:08:16 AM |
Kash2010lu | $25.00 | 11/28/2011 9:04:39 AM |
NekHoldings | $25.00 | 11/28/2011 9:10:17 AM |
SLN-10 | $50.00 | 11/28/2011 9:13:36 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:35:11 AM |
thrilling-nickel5 | $25.00 | 11/28/2011 9:49:39 AM |
trumpeter5 | $25.00 | 11/28/2011 1:38:30 PM |
LittleMingo | $30.00 | 11/28/2011 9:08:08 AM |
vutah | $25.00 | 11/28/2011 4:30:39 PM |
312-Lender | $25.00 | 11/28/2011 2:52:23 PM |
pound-mushroom3 | $25.00 | 11/28/2011 5:12:06 PM |
The-Helper | $25.00 | 11/28/2011 11:50:28 AM |
fortytwo | $150.00 | 11/28/2011 5:21:43 PM |
chicagobanker | $50.00 | 11/28/2011 5:44:06 PM |
Otagaini | $25.00 | 11/29/2011 2:44:27 AM |
mikeandcat | $112.39 | 11/29/2011 5:20:57 AM |
Mrs-Honeydew | $50.00 | 11/29/2011 5:49:20 AM |
Scotcha | $50.00 | 11/29/2011 7:13:58 AM |
Christophe | $25.00 | 11/29/2011 8:52:48 AM |
amlu1988 | $25.00 | 11/29/2011 8:49:21 AM |
kendigme | $25.00 | 11/29/2011 4:19:25 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:17 AM |
abradle2 | $25.00 | 11/29/2011 10:09:06 AM |
handy-justice | $50.00 | 11/29/2011 10:22:46 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:34 AM |
CoolPlexer | $25.00 | 11/29/2011 9:36:53 AM |
Vector | $25.00 | 11/29/2011 1:40:31 PM |
virtuous-repayment | $50.00 | 11/29/2011 12:59:21 PM |
AndChicksforFree | $25.00 | 11/28/2011 9:15:43 AM |
atlas-shrugged | $200.00 | 11/28/2011 9:31:05 AM |
rchissocol | $100.00 | 11/28/2011 11:21:37 AM |
luv4cycling | $30.00 | 11/28/2011 9:07:44 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:52 AM |
heavenly-interest9 | $500.00 | 11/28/2011 12:15:31 PM |
Mikale360 | $25.00 | 11/28/2011 12:27:48 PM |
Feyenoord | $30.00 | 11/28/2011 6:13:04 PM |
oskizzle | $25.00 | 11/28/2011 8:19:52 PM |
blackstar | $25.00 | 11/29/2011 5:09:58 AM |
GElender | $40.00 | 11/29/2011 6:44:05 AM |
goodhearted-generosity511 | $30.00 | 11/29/2011 6:48:44 AM |
Rogelio48 | $30.00 | 11/29/2011 7:55:46 AM |
vigorous-market5 | $200.00 | 11/29/2011 7:39:43 AM |
first-serene-credit | $25.00 | 11/29/2011 8:43:05 AM |
social-hunter5 | $25.00 | 11/29/2011 8:49:09 AM |
listing-trapper3 | $38.00 | 11/29/2011 9:05:24 AM |
DoctorJoe | $25.00 | 11/29/2011 4:17:11 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:18 AM |
FinanceEngine | $40.00 | 11/29/2011 1:10:06 PM |
worth-blanket2 | $4,100.00 | 11/29/2011 1:51:38 PM |
ChrisProsper | $13.61 | 11/29/2011 1:52:09 PM |
papaloha | $100.00 | 11/29/2011 10:52:40 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
541315
This series of Notes was issued and sold upon the funding of the borrower loan #56824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $299.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 9m |
Amount delinquent:
| $25 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,228 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| vi3tsk8erboi |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $9,750.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2011)
640-659
(Dec-2010)
620-639
(Jul-2010)
620-639
(Jul-2009)
|
Principal balance:
| $3,255.53 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
debt consolidation
Purpose of loan: to pay off my current loan that I have on Prosper.
I am currently working at waiter.com. (employed for about 6 years)
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $168.16 | 11/28/2011 9:15:24 AM |
Aberdeen | $6,876.84 | 11/28/2011 9:16:41 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:52 AM |
SLN-10 | $50.00 | 11/28/2011 9:13:36 AM |
frantic-retirement | $150.00 | 11/28/2011 9:06:17 AM |
RoZu_Lending | $100.00 | 11/28/2011 9:03:44 AM |
LittleMingo | $30.00 | 11/28/2011 9:04:18 AM |
NekHoldings | $25.00 | 11/28/2011 9:10:02 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
541319
This series of Notes was issued and sold upon the funding of the borrower loan #56703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $94.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 10% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 1y 2m |
Amount delinquent:
| $639 |
Total credit lines:
| 15 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,556 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| enthusiastic-contract110 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a credit card.
My financial situation:
I am a good candidate for this loan because I have an extremely stable and secure job. I work for my father's construction company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
neighborly-hope6 | $100.00 | 11/27/2011 12:09:10 PM |
first-favorite-bonus9 | $25.00 | 11/27/2011 12:14:46 PM |
sweet-loan7 | $25.00 | 11/27/2011 12:24:20 PM |
igniter584 | $25.00 | 11/27/2011 12:24:36 PM |
AFairDeal | $25.00 | 11/27/2011 12:12:57 PM |
careful-note | $50.00 | 11/27/2011 12:13:39 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:44 PM |
benjay25 | $25.00 | 11/27/2011 4:33:53 PM |
wonderous-principal083 | $50.00 | 11/27/2011 5:36:12 PM |
Boxster968 | $25.00 | 11/27/2011 6:49:30 PM |
careful-note | $70.00 | 11/28/2011 4:37:09 AM |
aabadabadoo | $25.00 | 11/27/2011 12:09:33 PM |
silver-birdie | $100.00 | 11/27/2011 12:27:48 PM |
britgsb | $30.00 | 11/28/2011 9:09:07 AM |
toblerone | $25.00 | 11/28/2011 9:09:24 AM |
revmax | $25.00 | 11/28/2011 9:11:30 AM |
Moneypenny6 | $25.00 | 11/27/2011 7:03:00 PM |
finance-orchestra8 | $40.00 | 11/28/2011 10:16:02 AM |
cerebral-value4 | $50.00 | 11/28/2011 10:36:22 AM |
faldska | $25.00 | 11/28/2011 10:49:03 AM |
SamuelChee | $97.14 | 11/28/2011 11:00:09 AM |
cpbreton | $25.00 | 11/28/2011 11:18:13 AM |
Rzrwire | $25.00 | 11/28/2011 7:37:52 AM |
moola-man | $25.00 | 11/28/2011 8:12:58 AM |
mrpowers5531 | $25.00 | 11/28/2011 9:20:34 AM |
cnovak | $25.00 | 11/28/2011 9:23:03 AM |
prosha | $25.00 | 11/28/2011 9:28:00 AM |
degster | $25.00 | 11/28/2011 10:21:14 AM |
Sneezie | $100.00 | 11/28/2011 10:23:02 AM |
subtle-revenue0 | $25.00 | 11/27/2011 12:11:31 PM |
fortytwo | $150.00 | 11/27/2011 12:18:55 PM |
lendersf | $75.00 | 11/27/2011 12:24:05 PM |
skillful-diversification2 | $25.00 | 11/27/2011 12:05:26 PM |
Poohcho | $25.00 | 11/27/2011 1:32:40 PM |
jazz619 | $25.00 | 11/27/2011 6:14:20 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:49 PM |
uberrific | $50.00 | 11/27/2011 10:08:42 PM |
american6 | $100.00 | 11/27/2011 11:56:00 PM |
roadtruck | $50.00 | 11/28/2011 8:26:33 AM |
enriching-trade2 | $50.00 | 11/28/2011 9:09:16 AM |
djh47a | $25.00 | 11/28/2011 7:46:04 AM |
abkennedy | $25.00 | 11/28/2011 9:10:35 AM |
kinetic-social | $25.00 | 11/27/2011 2:26:18 PM |
Tabster | $25.00 | 11/27/2011 6:32:47 PM |
rocker137 | $50.00 | 11/28/2011 9:15:58 AM |
Ariesian1 | $25.00 | 11/28/2011 10:41:52 AM |
patriot897 | $25.00 | 11/28/2011 10:44:22 AM |
managedfund | $912.86 | 11/28/2011 12:43:03 PM |
Sid-K | $25.00 | 11/28/2011 9:09:26 AM |
jscope | $25.00 | 11/28/2011 9:14:08 AM |
Clambake | $25.00 | 11/28/2011 9:19:25 AM |
productive-finance | $25.00 | 11/28/2011 9:23:43 AM |
anacent | $25.00 | 11/28/2011 9:29:51 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
541321
This series of Notes was issued and sold upon the funding of the borrower loan #56776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $65.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 5% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| Rowandoll |
Borrower's state:
| Illinois |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 63 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $14,800.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
760-779
(Nov-2009)
700-719
(Nov-2007)
660-679
(Jul-2006)
|
Principal balance:
| $265.86 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 63 | | |
Description
Merry Christmas!
Happy holidays, one and all!
With the holiday season upon us, I'm looking for a slightly better position financially to make sure the season is happy for me and mine. My present debts are:
Prosper: $267
Apple: $875
And I have a $225/Month student loan payment.
I'm looking to pay these into this debt, and have a buffer for holiday gifts. I have strong history with prosper, with multiple paid off debts and a sterling credit rating. I'm nine years with my job at a medical nonprofit.
I make $36,600
My share of rent is $625
My bills normally are:
$200 Utilities
$225 Student Loan
$3-400 food/entertainment
So help me make for a happy holidays for everyone.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/28/2011 5:06:41 PM |
Beechturner | $100.00 | 11/28/2011 5:15:52 PM |
riv701 | $25.00 | 11/28/2011 5:36:51 PM |
chicagobanker | $75.00 | 11/28/2011 4:04:05 PM |
green-forceful-openness | $25.00 | 11/28/2011 5:39:10 PM |
Aberdeen | $1,000.00 | 11/28/2011 5:07:26 PM |
igniter584 | $25.00 | 11/28/2011 5:12:22 PM |
skillful-diversification2 | $25.00 | 11/28/2011 5:17:17 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:20 PM |
RecoveryLender | $25.00 | 11/28/2011 5:12:00 PM |
vinayski | $25.00 | 11/28/2011 5:22:51 PM |
cashhelp | $25.00 | 11/28/2011 5:15:32 PM |
determined-revenue1 | $35.00 | 11/28/2011 5:24:19 PM |
bb575 | $50.00 | 11/28/2011 5:18:29 PM |
r48 | $66.00 | 11/28/2011 5:34:45 PM |
important-ore | $150.00 | 11/28/2011 5:29:56 PM |
SolarMoonshine | $25.00 | 11/28/2011 5:33:10 PM |
sportsmagic | $149.00 | 11/28/2011 5:42:36 PM |
BxRealtor | $25.00 | 11/28/2011 5:06:22 PM |
fcrick | $25.00 | 11/28/2011 5:11:41 PM |
LoanerPrincipal | $25.00 | 11/28/2011 5:18:43 PM |
aabadabadoo | $25.00 | 11/28/2011 5:29:49 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
541345
This series of Notes was issued and sold upon the funding of the borrower loan #56688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $260.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 15% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,609 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| daberdeen18 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 37 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Dec-2010)
680-699
(Aug-2009)
760-779
(Oct-2008)
700-719
(Jun-2007)
|
Principal balance:
| $0.53 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 37 | | |
Description
Loan to Consolidate Credit Cards
Purpose of loan:
This loan will be used to Consolidate 2 Credit Cards.
My financial situation:
I am a good candidate for this loan because I have had and paid back 2 Prosper loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/28/2011 9:15:08 AM |
igniter584 | $25.00 | 11/28/2011 9:28:56 AM |
bb575 | $50.00 | 11/28/2011 9:30:48 AM |
AFairDeal | $25.00 | 11/28/2011 9:06:06 AM |
BxRealtor | $25.00 | 11/28/2011 9:27:39 AM |
GoGalt | $50.00 | 11/28/2011 7:24:20 PM |
oskizzle | $25.00 | 11/28/2011 8:12:26 PM |
jcw3rd | $25.00 | 11/28/2011 9:31:19 PM |
novice-speculator | $25.00 | 11/28/2011 8:22:07 PM |
cr8on | $100.00 | 11/29/2011 12:29:23 AM |
cjames84 | $25.00 | 11/29/2011 2:42:55 AM |
Johnab | $25.02 | 11/29/2011 4:46:44 AM |
Mrs-Honeydew | $50.00 | 11/29/2011 5:00:41 AM |
crw1950 | $35.17 | 11/29/2011 5:04:11 AM |
hookUup | $34.20 | 11/29/2011 6:17:31 AM |
dynamic-platinum | $25.00 | 11/29/2011 5:09:06 AM |
dime-saber | $25.00 | 11/29/2011 5:48:54 AM |
jsnryn | $100.00 | 11/29/2011 6:58:43 AM |
chicagobanker | $75.00 | 11/29/2011 6:43:02 AM |
CatbirdBanking | $25.00 | 11/29/2011 6:53:11 AM |
MNJ | $25.00 | 11/29/2011 7:06:09 AM |
EJO | $25.00 | 11/29/2011 7:46:33 AM |
dsnybnd | $25.00 | 11/29/2011 7:52:36 AM |
InvestForWealth | $25.00 | 11/29/2011 8:00:35 AM |
kwan | $25.00 | 11/29/2011 8:53:05 AM |
agalt | $150.00 | 11/29/2011 8:26:30 AM |
JinNing | $75.00 | 11/28/2011 9:37:19 PM |
JBF_Investments | $25.00 | 11/28/2011 9:46:54 PM |
miket71 | $30.00 | 11/29/2011 9:15:58 AM |
LongDistance06 | $100.00 | 11/29/2011 1:03:10 AM |
lamsabuy | $28.00 | 11/29/2011 9:13:34 AM |
MoneyForNothing | $25.71 | 11/29/2011 4:00:08 AM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:01 AM |
baker31 | $46.65 | 11/29/2011 6:09:23 AM |
platinum-czar | $75.69 | 11/29/2011 7:05:36 AM |
Bamaman205 | $27.97 | 11/29/2011 7:29:00 AM |
influential-benjamins0 | $86.52 | 11/29/2011 9:27:54 AM |
vigorous-payment6 | $100.00 | 11/29/2011 8:08:06 AM |
friendly-moola0 | $250.00 | 11/29/2011 8:19:35 AM |
important-ore | $150.00 | 11/29/2011 9:24:33 AM |
fcrick | $25.00 | 11/28/2011 9:19:31 AM |
LoanerPrincipal | $25.00 | 11/28/2011 9:21:17 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:52 AM |
pdub | $75.00 | 11/28/2011 9:25:22 AM |
Aberdeen | $1,000.00 | 11/28/2011 9:15:45 AM |
cashhelp | $25.00 | 11/28/2011 9:18:06 AM |
Beechturner | $50.00 | 11/28/2011 10:01:13 AM |
transparency-river1 | $2,000.00 | 11/28/2011 7:42:38 PM |
einstein | $500.00 | 11/28/2011 8:58:35 PM |
Hexnut | $50.00 | 11/28/2011 9:42:31 PM |
justinology | $25.00 | 11/28/2011 11:37:28 PM |
serene-capital | $50.00 | 11/29/2011 12:32:40 AM |
Mrs-Honeydew | $40.00 | 11/29/2011 5:01:20 AM |
radforj22 | $50.00 | 11/29/2011 4:44:02 AM |
nikkiesgrandma | $30.81 | 11/29/2011 5:59:33 AM |
GElender | $50.00 | 11/29/2011 6:32:57 AM |
blue-useful-auction | $25.00 | 11/29/2011 6:49:00 AM |
revenue-appraiser | $50.00 | 11/29/2011 7:04:08 AM |
r48 | $26.00 | 11/28/2011 5:37:49 PM |
mflawyer | $25.00 | 11/29/2011 7:17:18 AM |
Airthus | $25.00 | 11/29/2011 6:51:37 AM |
first-serene-credit | $25.00 | 11/29/2011 8:22:09 AM |
Leshan | $79.88 | 11/29/2011 8:01:09 AM |
Scubadiver | $35.00 | 11/29/2011 8:06:23 AM |
Kessler | $25.00 | 11/29/2011 9:00:00 AM |
octoberfresh | $25.00 | 11/29/2011 8:45:25 AM |
lagnisiruk | $25.00 | 11/29/2011 9:07:41 AM |
mtquan | $25.00 | 11/28/2011 8:29:13 PM |
heroic-compassion6 | $50.03 | 11/29/2011 8:50:15 AM |
robertmm25 | $88.35 | 11/29/2011 8:54:52 AM |
bill-booster5 | $25.00 | 11/28/2011 8:48:20 PM |
whitegold24k | $100.00 | 11/29/2011 9:10:40 AM |
enterprising-credit2 | $100.00 | 11/28/2011 9:43:40 PM |
whitegold24k | $400.00 | 11/29/2011 9:14:18 AM |
CreditBuilder2 | $150.00 | 11/28/2011 11:09:06 PM |
Binan | $25.00 | 11/28/2011 11:19:28 PM |
SolarMoonshine | $50.00 | 11/29/2011 3:37:32 AM |
yield-hut | $75.00 | 11/29/2011 4:21:46 AM |
currency-persimmon | $50.00 | 11/29/2011 4:46:40 AM |
Lo0se_mo0se | $25.00 | 11/29/2011 6:05:56 AM |
MissionMicroFinance | $25.00 | 11/29/2011 6:26:44 AM |
jmb_lending | $100.00 | 11/29/2011 7:32:02 AM |
responsive-value4 | $25.00 | 11/29/2011 9:12:07 AM |
jhernand17 | $25.00 | 11/29/2011 9:17:30 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:30 AM |
85 Investments
|
Borrower Payment Dependent Notes Series
541357
This series of Notes was issued and sold upon the funding of the borrower loan #56734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $79.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1980 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,810 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| fishter |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2009)
600-619
(Sep-2008)
600-619
(Jul-2008)
|
Principal balance:
| $542.59 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 58 | | |
Description
Holiday Help
Purpose of loan:
This loan will be used to ease the burden of the holidays and provide a little better for my family
My financial situation:
I am a good candidate for this loan because I hold a full time job and repayment is not a problem
Monthly net income: $3200
Monthly expenses: $
Housing: $900
Insurance: $Paid
Car expenses: $0
Utilities: $100
Phone, cable, internet: $85
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $100.00 | 11/28/2011 9:05:23 AM |
luv4cycling | $30.00 | 11/28/2011 9:07:44 AM |
RoZu_Lending | $300.00 | 11/28/2011 9:06:59 AM |
Dusigrosz | $150.00 | 11/28/2011 9:09:24 AM |
NekHoldings | $25.00 | 11/28/2011 9:09:46 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:53 AM |
RoZu_Lending | $100.00 | 11/28/2011 9:03:26 AM |
Kash2010lu | $25.00 | 11/28/2011 9:05:08 AM |
RoZu_Lending | $361.43 | 11/28/2011 9:06:25 AM |
AndChicksforFree | $50.00 | 11/28/2011 9:10:35 AM |
lendstats_com | $200.00 | 11/28/2011 9:12:15 AM |
EngineersAlliance | $125.00 | 11/28/2011 9:06:18 AM |
Danjack_Capital | $25.00 | 11/28/2011 9:08:22 AM |
CA-Lender | $15.60 | 11/28/2011 9:14:53 AM |
platinum-boss2 | $50.00 | 11/28/2011 9:07:11 AM |
fascinating-generosity3 | $102.97 | 11/28/2011 9:03:28 AM |
LittleMingo | $40.00 | 11/28/2011 9:04:50 AM |
frantic-retirement | $200.00 | 11/28/2011 9:07:41 AM |
18 Investments
|
Borrower Payment Dependent Notes Series
541361
This series of Notes was issued and sold upon the funding of the borrower loan #56869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $100.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1983 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,056 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| organized-currency |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: home improvement
This loan will be used to finish bathroom before family visits and baby's first Christmas.
My financial situation:
I am a good candidate for this loan because I am employed and I also have a scheduled required beneficiary distribution with my custodian, Entrust in January 2012.
Monthly net income: $5,000 *plus required ira distribution
Monthly expenses: $2,750 *total of all items below
Housing: $820
Insurance: $140
Car expenses: $60
Utilities: $90
Phone, cable, internet: $190
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $900
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 11/28/2011 9:41:34 PM |
greencat | $50.00 | 11/28/2011 3:16:59 PM |
golden-velocity9 | $35.00 | 11/28/2011 5:35:50 PM |
enterprising-credit2 | $25.00 | 11/28/2011 10:15:04 PM |
chicagobanker | $50.00 | 11/29/2011 7:03:13 AM |
Rogelio48 | $25.00 | 11/29/2011 8:09:48 AM |
fortytwo | $150.00 | 11/29/2011 9:49:16 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:39 AM |
credit-socrates648 | $1,865.00 | 11/29/2011 10:54:55 AM |
vutah | $25.00 | 11/28/2011 7:40:25 PM |
vigorous-market5 | $100.00 | 11/29/2011 7:40:39 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:29:55 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
541381
This series of Notes was issued and sold upon the funding of the borrower loan #57232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $129.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1957 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 13 |
Current / open credit lines:
| 5
/
3 | Length of status: | 41y 5m |
Amount delinquent:
| $22,264 |
Total credit lines:
| 29 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $521 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 48 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| Winnie1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2009)
680-699
(Mar-2007)
680-699
(Mar-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Winnie 1
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because.I have borrowed before and paid on time..I have major projects I am involved with as a principal .One Co. is Terrabuilt International. We have contracts to build thousands of homes in Iraq. One Co. is BioMass Systems of Virginia.We take trash and compress to burnable pellets..I was a Jet pilot for the US Navy with 13 years of service..I am reliable..Thank you.....
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/28/2011 5:57:29 PM |
exchange-squirrel | $100.00 | 11/28/2011 5:07:30 PM |
USMC0311 | $25.00 | 11/28/2011 9:52:11 PM |
Mikale360 | $25.00 | 11/29/2011 6:58:41 AM |
312-Lender | $25.00 | 11/29/2011 7:33:38 AM |
mrxtravis | $25.00 | 11/29/2011 9:37:18 AM |
blitzen40 | $25.00 | 11/29/2011 9:21:24 AM |
myutmost | $25.00 | 11/29/2011 9:30:28 AM |
Jack-Sparrow | $25.00 | 11/29/2011 1:27:59 PM |
Bank42 | $25.00 | 11/29/2011 4:53:45 PM |
high_flyer | $250.00 | 11/29/2011 8:35:57 PM |
zeeexsixare | $100.00 | 11/29/2011 4:49:59 PM |
the-respectful-transaction | $25.00 | 11/30/2011 8:38:23 AM |
nickel-hickory | $50.00 | 11/29/2011 9:34:45 PM |
IIP77 | $25.00 | 11/30/2011 3:20:39 AM |
jhouman | $50.00 | 11/30/2011 9:32:45 AM |
Jack55304 | $200.00 | 11/30/2011 9:34:41 AM |
five-star-note | $100.00 | 11/30/2011 8:21:48 AM |
chererat | $100.00 | 11/30/2011 11:21:39 AM |
lowrater | $82.00 | 11/30/2011 1:37:41 PM |
AF-Chief | $25.00 | 11/30/2011 9:37:50 AM |
pound-mushroom3 | $25.00 | 11/28/2011 5:12:08 PM |
investmentgroup | $25.00 | 11/28/2011 5:28:25 PM |
Feyenoord | $30.00 | 11/28/2011 6:26:08 PM |
NekHoldings | $25.00 | 11/28/2011 7:50:34 PM |
glenium | $25.00 | 11/29/2011 2:16:27 AM |
tcpfan | $25.00 | 11/29/2011 8:21:30 AM |
eod_man | $60.00 | 11/29/2011 8:44:12 AM |
Bankwithme | $500.00 | 11/28/2011 10:04:10 PM |
money-baron-roth-IRA | $50.00 | 11/29/2011 11:03:54 AM |
alexgalt | $100.00 | 11/29/2011 11:06:51 AM |
Bob450 | $25.00 | 11/29/2011 12:19:11 PM |
trumpeter5 | $25.00 | 11/29/2011 1:38:15 PM |
winmals | $25.00 | 11/29/2011 3:34:16 PM |
graceful-investment | $100.00 | 11/29/2011 4:07:31 PM |
papaloha | $75.00 | 11/29/2011 10:50:06 AM |
wwwUniversal | $25.00 | 11/29/2011 5:30:04 PM |
chameleon125 | $25.00 | 11/29/2011 9:46:58 PM |
nfx | $25.00 | 11/30/2011 6:06:28 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:52 AM |
lamsabuy | $78.00 | 11/30/2011 9:34:04 AM |
fairgirl | $25.00 | 11/30/2011 8:07:11 AM |
forthright-trade | $25.00 | 11/30/2011 9:59:08 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:29 AM |
the-hope-workhorse | $200.00 | 11/30/2011 12:47:16 PM |
listing-reformation8 | $50.00 | 11/30/2011 11:55:59 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
541389
This series of Notes was issued and sold upon the funding of the borrower loan #56676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $190.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,905 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-benjamins-course |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $13,989.18 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2011)
|
Principal balance:
| $13,101.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Medical Bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Starfin-Capital-Management | $100.00 | 11/29/2011 3:14:03 AM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:52 PM |
enterprising-credit2 | $25.00 | 11/28/2011 9:45:35 PM |
seatown7 | $47.10 | 11/28/2011 11:40:19 PM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:03 AM |
Zuzu | $25.00 | 11/29/2011 2:48:46 AM |
MissionMicroFinance | $25.00 | 11/29/2011 6:30:07 AM |
ferdberfel | $37.25 | 11/29/2011 7:08:49 AM |
EJO | $25.00 | 11/29/2011 7:46:33 AM |
stock106 | $25.00 | 11/29/2011 7:34:57 AM |
gokart83 | $25.00 | 11/29/2011 2:59:13 AM |
rakey | $25.00 | 11/29/2011 6:01:24 AM |
Dignified-Market29 | $50.00 | 11/29/2011 6:36:15 AM |
Rider | $51.00 | 11/29/2011 7:36:04 AM |
shawnw2 | $50.00 | 11/29/2011 5:28:18 AM |
brightest-gain-investor | $2,000.00 | 11/28/2011 8:31:52 PM |
Reinadog9 | $25.00 | 11/28/2011 8:59:55 PM |
hidavehi | $35.00 | 11/29/2011 3:50:02 AM |
GElender | $25.00 | 11/29/2011 6:33:37 AM |
dime-saber | $25.00 | 11/29/2011 5:48:22 AM |
baker31 | $50.00 | 11/29/2011 6:08:31 AM |
draggon77 | $25.00 | 11/29/2011 7:20:16 AM |
ChewyZ | $25.00 | 11/29/2011 7:07:45 AM |
mercuriant | $25.00 | 11/29/2011 7:52:10 AM |
benefit-position | $16.39 | 11/29/2011 7:56:01 AM |
transparency-river1 | $2,000.00 | 11/28/2011 10:29:04 PM |
Soothsayer | $27.24 | 11/29/2011 4:17:37 AM |
Johnab | $26.02 | 11/29/2011 4:50:08 AM |
treasure-bliss | $25.00 | 11/29/2011 5:57:58 AM |
CatbirdBanking | $25.00 | 11/29/2011 6:49:48 AM |
revenue-appraiser | $25.00 | 11/29/2011 7:02:11 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
541391
This series of Notes was issued and sold upon the funding of the borrower loan #56730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $430 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| shrewd-integrity |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
work truck
Purpose of loan:
This loan will be used to...buy a work truck
My financial situation:
I am a good candidate for this loan because...I do not have any high payments
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/28/2011 9:28:11 AM |
glenium | $25.00 | 11/29/2011 2:24:14 AM |
Indio92203 | $25.00 | 11/29/2011 5:09:02 AM |
fortytwo | $150.00 | 11/29/2011 9:49:16 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 12:08:29 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:35 AM |
SolarMoonshine | $25.00 | 11/28/2011 10:00:25 AM |
ultimate-peace | $150.00 | 11/28/2011 10:03:23 AM |
ingenious-deal6 | $25.00 | 11/29/2011 9:07:51 AM |
social-trumpet | $25.00 | 11/29/2011 12:25:58 PM |
credit-socrates648 | $350.00 | 11/29/2011 12:36:52 PM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:28:53 AM |
GoldenRule01 | $100.00 | 11/29/2011 12:12:40 PM |
Bob450 | $25.00 | 11/29/2011 12:26:21 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
541401
This series of Notes was issued and sold upon the funding of the borrower loan #57015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
14 | Length of status: | 2y 2m |
Amount delinquent:
| $42,556 |
Total credit lines:
| 51 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,070 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| generosity-treaty5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay bills
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4300
Monthly expenses: $3500
Housing: $1068.42
Insurance: $
Car expenses: $575
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $250
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 11/29/2011 2:00:12 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
541403
This series of Notes was issued and sold upon the funding of the borrower loan #56980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $234.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Flight Attendant |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,938 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| benjamins-supergiant |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Polyglot Wanderlust
I have the month of January off work, in between semesters...would like to spend it in Europe (Grenoble). I speak German and French, and try to take advantage of time off to immerse myself in locations where I can practice and keep fluency.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 11/28/2011 9:06:07 AM |
skillful-diversification2 | $25.00 | 11/28/2011 9:19:43 AM |
BxRealtor | $25.00 | 11/28/2011 9:27:39 AM |
aabadabadoo | $25.00 | 11/28/2011 9:31:03 AM |
pdub | $75.00 | 11/28/2011 9:25:22 AM |
careful-note | $50.00 | 11/28/2011 9:15:08 AM |
bb575 | $50.00 | 11/28/2011 9:30:48 AM |
patriot897 | $25.00 | 11/28/2011 10:44:23 AM |
chicagobanker | $50.00 | 11/28/2011 5:41:48 PM |
blot44 | $25.00 | 11/28/2011 8:16:17 PM |
JustMee | $25.00 | 11/28/2011 9:36:10 PM |
kenji4861 | $25.00 | 11/29/2011 9:30:12 AM |
hunterMG | $50.00 | 11/29/2011 12:29:09 PM |
managedfund | $1,000.00 | 11/29/2011 1:25:53 PM |
orderly-leverage | $100.00 | 11/29/2011 1:08:10 PM |
yield-hut | $50.00 | 11/29/2011 2:01:33 PM |
JustMee | $25.00 | 11/29/2011 1:41:31 PM |
igniter584 | $25.00 | 11/28/2011 9:28:56 AM |
LoanerPrincipal | $25.00 | 11/28/2011 9:21:17 AM |
ingenious-deal6 | $25.00 | 11/29/2011 9:07:51 AM |
subtle-revenue0 | $25.00 | 11/29/2011 9:42:10 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:00:32 AM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:41:00 PM |
ChrisProsper | $2,250.00 | 11/29/2011 2:18:26 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
541413
This series of Notes was issued and sold upon the funding of the borrower loan #56940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 39% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,540 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orbital-commerce7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Holidays and Vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I can afford the payments which will be paid off early. I also haven't had any negative marks on my credit for over 4 years.
Monthly net income: $ 4300
Monthly expenses: $ 200
Housing: $ 1450
Insurance: 100
Car expenses: $ 600
Utilities: $ 100
Phone, cable, internet: 100
Food, entertainment: $ 300
Clothing, household expenses: 100
Credit cards and other loans: 150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
let_me_retire | $25.59 | 11/28/2011 2:04:25 PM |
the-hope-workhorse | $100.00 | 11/29/2011 2:47:57 PM |
IIP77 | $25.00 | 11/30/2011 3:20:36 AM |
dudebrah | $25.00 | 11/30/2011 12:20:10 PM |
kind-credit-bear | $26.64 | 12/1/2011 2:57:18 PM |
silver-birdie | $100.00 | 12/1/2011 5:17:25 PM |
enterprising-credit2 | $25.00 | 12/1/2011 2:47:03 PM |
kulender | $100.00 | 12/2/2011 9:44:41 AM |
Saulite | $25.00 | 12/2/2011 9:09:16 AM |
reflective-openness8 | $60.00 | 12/2/2011 5:14:44 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:40 PM |
Lubava | $36.40 | 12/2/2011 7:03:02 PM |
Mont_Brinker | $25.00 | 12/2/2011 8:41:33 PM |
gokart83 | $25.00 | 12/2/2011 4:48:45 PM |
thorough-capital799 | $100.00 | 12/3/2011 6:53:57 AM |
patriot0 | $50.00 | 12/3/2011 7:12:54 AM |
MilitaryAV8R | $25.00 | 12/3/2011 8:15:46 AM |
new-social-economist | $80.00 | 12/2/2011 6:03:37 PM |
SFBank | $50.00 | 12/3/2011 11:28:11 AM |
imoutdoorsy | $25.00 | 12/3/2011 10:36:29 PM |
orange-astute-finance | $25.00 | 12/3/2011 12:07:41 PM |
bid-caballero | $25.00 | 12/5/2011 11:12:13 AM |
economy-lotus | $50.00 | 12/5/2011 11:17:09 AM |
nickel-hickory | $50.00 | 12/5/2011 2:52:45 PM |
aesop56 | $100.00 | 12/5/2011 2:57:45 PM |
ven | $21.08 | 12/5/2011 4:50:04 PM |
aesop56 | $100.00 | 12/5/2011 4:21:19 PM |
nickel-acrobat | $25.00 | 11/28/2011 1:10:43 PM |
managedfund | $750.00 | 11/28/2011 12:51:08 PM |
SolarMoonshine | $25.00 | 11/28/2011 5:38:12 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 6:56:06 PM |
tech310 | $50.00 | 11/30/2011 12:07:36 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:56 AM |
rate-sceptre | $25.00 | 12/2/2011 4:39:56 AM |
well-mannered-income3 | $25.00 | 12/1/2011 5:52:56 PM |
Toastmaster007 | $30.00 | 12/2/2011 7:07:23 AM |
copper | $50.00 | 12/2/2011 9:30:28 AM |
Kids-College-Fund | $200.00 | 12/2/2011 7:39:19 AM |
GoldenRule01 | $50.00 | 12/2/2011 4:11:47 PM |
famous-ore2 | $50.00 | 12/2/2011 5:07:32 PM |
first-serene-credit | $25.00 | 12/2/2011 6:40:42 PM |
appetizing-duty8 | $27.00 | 12/2/2011 12:32:57 PM |
Dignified-Market29 | $25.46 | 12/2/2011 7:45:11 PM |
heart514 | $25.00 | 12/2/2011 7:52:32 PM |
credit-birch | $44.00 | 12/3/2011 9:42:54 AM |
leverage-monger | $25.00 | 12/3/2011 8:46:16 AM |
miggy5 | $25.00 | 12/3/2011 12:09:27 PM |
Kapitaal | $25.00 | 12/3/2011 7:17:11 AM |
Hummer-Guy | $50.00 | 12/3/2011 5:19:17 PM |
richrobe | $25.00 | 12/3/2011 7:19:01 PM |
enticing-exchange3 | $25.00 | 12/3/2011 8:46:59 AM |
five-star-note | $75.00 | 12/4/2011 9:14:46 AM |
point-didgeridoo | $25.00 | 12/4/2011 9:25:20 AM |
mindful-cash6 | $25.00 | 12/3/2011 12:09:45 PM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:51 AM |
droopie1 | $25.00 | 12/3/2011 6:45:37 PM |
Canidae | $108.80 | 12/4/2011 8:13:32 PM |
Core-Marketing | $25.00 | 12/4/2011 4:04:28 AM |
YeoLenderSource | $25.00 | 12/5/2011 2:44:44 PM |
Dodgehuh | $100.03 | 12/5/2011 3:59:17 PM |
graceful-IRAinvestment | $50.00 | 12/5/2011 10:52:25 AM |
mstar925 | $25.00 | 12/5/2011 11:18:04 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
541429
This series of Notes was issued and sold upon the funding of the borrower loan #56998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $217.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,786 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| phillyrox |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate debt
Purpose of loan:
This loan will be used to...consolidate debt on several credit cards.
My financial situation:
I am a good candidate for this loan because...I have a steady, full-time job and have not missed a mortgage, car, student loan or credit card payment in years. I am just trying to get my house in order after a year of paying off hospital bills due to the birth of my second son, who had to go back into the hospital a couple times early in 2010 because of respiratory issues.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
oskizzle | $25.00 | 11/28/2011 8:13:54 PM |
chicagobanker | $50.00 | 11/29/2011 6:54:19 AM |
BxRealtor | $25.00 | 11/29/2011 9:11:50 AM |
igniter584 | $25.00 | 11/29/2011 9:34:58 AM |
Bank_Of_XL | $25.00 | 11/29/2011 9:13:11 AM |
coin-spinner3 | $50.00 | 11/29/2011 2:31:08 PM |
jpac1066 | $100.00 | 11/29/2011 2:31:29 PM |
Rider | $202.50 | 11/29/2011 2:33:01 PM |
credit-socrates648 | $3,000.00 | 11/29/2011 2:06:02 PM |
cerebral-dollar773 | $47.39 | 11/29/2011 2:19:32 PM |
sushi537 | $25.00 | 11/29/2011 2:41:08 PM |
JustMee | $25.00 | 11/28/2011 9:31:19 PM |
careful-note | $50.00 | 11/29/2011 9:05:51 AM |
AFairDeal | $25.00 | 11/29/2011 9:42:20 AM |
pdub | $75.00 | 11/29/2011 9:51:05 AM |
bb575 | $50.00 | 11/29/2011 9:49:11 AM |
cerebral-dollar773 | $25.00 | 11/29/2011 2:23:03 PM |
daveinthecity | $50.00 | 11/29/2011 2:35:37 PM |
healthy-bonus6 | $25.00 | 11/29/2011 2:12:17 PM |
yield-hut | $29.00 | 11/29/2011 2:19:31 PM |
ChrisProsper | $2,571.11 | 11/29/2011 2:43:34 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
541447
This series of Notes was issued and sold upon the funding of the borrower loan #56826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,213 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 117% | | |
| |
Homeownership:
| No | | |
Screen name:
| progressive-kindness061 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Starfin-Capital-Management | $100.00 | 12/1/2011 2:07:37 AM |
Starfin-Capital-Management | $19.02 | 12/2/2011 4:30:54 AM |
iaffy | $25.00 | 11/28/2011 5:18:20 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 6:56:40 PM |
let_me_retire | $38.93 | 11/29/2011 3:48:29 AM |
worthy-commitment7 | $25.00 | 11/29/2011 2:08:01 PM |
winmals | $25.00 | 11/29/2011 3:22:28 PM |
hookUup | $26.20 | 11/29/2011 4:22:24 PM |
the-hope-workhorse | $100.00 | 11/29/2011 2:34:34 PM |
SolarMoonshine | $25.00 | 11/29/2011 3:49:50 PM |
jmvingeorgia | $25.00 | 11/30/2011 5:12:51 AM |
nfx | $35.00 | 11/30/2011 5:36:00 AM |
2grindstones | $25.83 | 11/30/2011 10:00:28 AM |
nickel-ninja2 | $100.00 | 11/30/2011 8:22:43 AM |
flexible-justice7 | $25.00 | 11/30/2011 1:52:08 PM |
aesop56 | $100.00 | 11/30/2011 5:10:39 PM |
platinum-czar | $41.86 | 11/30/2011 7:34:41 PM |
jerrymaguire | $25.00 | 11/30/2011 2:35:02 PM |
one-midas | $25.00 | 11/30/2011 8:16:57 PM |
treasure-pipeline | $25.00 | 12/1/2011 6:10:46 AM |
green-rate-futurist | $50.00 | 12/1/2011 4:45:05 AM |
168RichCapital | $25.12 | 12/1/2011 9:05:32 AM |
nimcha | $50.00 | 12/1/2011 7:04:10 AM |
best-currency-exec | $50.00 | 12/1/2011 1:57:03 AM |
BleedPurple | $25.00 | 12/1/2011 8:26:55 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:57 AM |
accruer216 | $51.07 | 12/1/2011 4:41:55 PM |
silver-birdie | $100.00 | 12/1/2011 5:17:25 PM |
Kids-College-Fund | $200.00 | 12/1/2011 7:02:58 PM |
periko | $31.55 | 12/1/2011 7:50:20 PM |
valiant-note129 | $50.00 | 12/1/2011 2:23:14 PM |
nhrma | $25.74 | 12/1/2011 6:31:10 PM |
bailey7563 | $25.00 | 12/2/2011 4:12:43 AM |
vine99 | $50.00 | 12/1/2011 5:31:03 PM |
PrincessGrace33 | $35.81 | 12/1/2011 5:48:39 PM |
draggon77 | $25.00 | 12/2/2011 2:33:07 AM |
bid-stockpiler1 | $100.00 | 11/28/2011 5:54:02 PM |
goodhearted-generosity511 | $30.00 | 11/29/2011 6:46:56 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:40 AM |
MrDance123 | $25.00 | 11/29/2011 9:33:38 AM |
well-mannered-income3 | $30.00 | 11/29/2011 5:01:01 PM |
enterprising-credit2 | $25.00 | 11/29/2011 4:31:50 PM |
kind-credit-bear | $25.00 | 11/29/2011 5:13:48 PM |
natural-worth9 | $50.00 | 11/29/2011 2:54:19 PM |
fountain355 | $25.00 | 11/30/2011 3:48:27 AM |
IIP77 | $25.00 | 11/30/2011 3:20:37 AM |
viennese | $25.00 | 11/30/2011 6:04:15 AM |
nickel-ninja2 | $158.53 | 11/30/2011 8:20:36 AM |
x32248 | $25.00 | 11/30/2011 2:43:19 AM |
responsible-vigilance8 | $30.00 | 11/30/2011 4:30:26 AM |
terrific-peace8 | $25.00 | 11/30/2011 6:22:30 AM |
managedfund | $500.00 | 11/30/2011 7:02:30 AM |
mflawyer | $25.00 | 11/30/2011 9:28:19 AM |
quest0 | $31.85 | 11/30/2011 7:45:20 AM |
green28 | $25.00 | 11/30/2011 11:57:22 AM |
joebob78 | $37.70 | 11/30/2011 2:46:37 PM |
independent-leverage6 | $25.00 | 11/30/2011 10:56:19 AM |
alexgalt | $100.00 | 11/30/2011 12:17:17 PM |
nickel_finder | $25.00 | 11/30/2011 6:55:09 PM |
sensible-fund | $25.00 | 11/30/2011 1:51:17 PM |
proper-loot3 | $25.00 | 11/30/2011 6:03:13 PM |
zippy-greenback231 | $25.00 | 11/30/2011 9:54:49 PM |
truelumen | $25.00 | 12/1/2011 4:19:03 AM |
Rusty3 | $26.00 | 11/30/2011 5:45:59 PM |
restless-dime | $100.00 | 12/1/2011 8:41:57 AM |
money4sale | $148.95 | 12/1/2011 1:59:46 AM |
lowrater | $75.50 | 12/1/2011 6:26:02 AM |
epic-transaction | $25.00 | 12/1/2011 8:05:10 AM |
rdav | $50.00 | 12/1/2011 10:47:49 AM |
social-heart | $25.00 | 12/1/2011 9:36:46 AM |
Druidsoft | $25.00 | 12/1/2011 4:41:18 PM |
loss-of-control | $100.00 | 12/1/2011 4:53:03 PM |
graceful-investment | $25.00 | 12/1/2011 11:12:28 AM |
pfh | $25.00 | 12/1/2011 6:16:46 PM |
Rebelrick9 | $25.00 | 12/1/2011 5:40:48 PM |
carlos_chantana | $25.34 | 12/1/2011 6:13:23 PM |
Melander | $50.00 | 12/1/2011 9:32:37 PM |
Core-Marketing | $25.00 | 12/2/2011 3:43:58 AM |
payout-network1 | $25.00 | 12/2/2011 4:03:59 AM |
moneyhelp4u | $25.00 | 12/1/2011 8:33:21 PM |
pani5ue | $25.00 | 12/2/2011 4:16:24 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
541455
This series of Notes was issued and sold upon the funding of the borrower loan #57019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $360.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 49% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,489 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| community-excellence1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consoladation
Purpose of loan:
This loan will be used to...Consolidate Bills
My financial situation:
I am a good candidate for this loan because I am motivated to ease my debt and am currently making important life decisions to further my life track into a positive direction.
Monthly net income: $3100
Monthly expenses: $
Housing: $325
Insurance: $125
Car expenses: $600
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/28/2011 5:11:59 PM |
SLN-10 | $50.00 | 11/28/2011 5:16:11 PM |
golden-velocity9 | $25.00 | 11/28/2011 1:41:03 PM |
Whipster | $100.00 | 11/28/2011 6:18:14 PM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:18 AM |
worth-blanket2 | $6,000.00 | 11/29/2011 1:51:33 PM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 1:31:10 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:40 AM |
jjswanso | $25.00 | 11/28/2011 5:13:18 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:58:20 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:43:52 PM |
ChrisProsper | $25.00 | 11/29/2011 1:52:20 PM |
fortytwo | $150.00 | 11/29/2011 9:49:17 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
541481
This series of Notes was issued and sold upon the funding of the borrower loan #56745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $167.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 7% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 11y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $100 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsibility-rumbler2 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lawyer fees
Purpose of loan:
This loan will be used to...pay lawyer fees to gain custody of daughter
My financial situation:
I am a good candidate for this loan because...im serious on trying to build credit
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sfmf | $25.00 | 11/28/2011 9:13:29 AM |
BxRealtor | $25.00 | 11/28/2011 9:27:40 AM |
social-heart | $25.00 | 11/29/2011 9:44:07 AM |
social-trumpet | $25.00 | 11/29/2011 12:27:48 PM |
secureincome | $1,000.00 | 11/29/2011 1:21:50 PM |
careful-note | $50.00 | 11/28/2011 9:15:09 AM |
igniter584 | $25.00 | 11/28/2011 9:28:57 AM |
cashhelp | $25.00 | 11/28/2011 9:17:30 AM |
subtle-revenue0 | $25.00 | 11/29/2011 9:42:10 AM |
kenji4861 | $25.00 | 11/29/2011 9:30:12 AM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:38:52 PM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:42 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:59:26 AM |
managedfund | $725.00 | 11/29/2011 1:36:55 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
541491
This series of Notes was issued and sold upon the funding of the borrower loan #56971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,979 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thorough-point0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to help payoff and consolidate debt
My financial situation:
I am a good candidate for this loan because I make all my payments timely and have had a a good credit history.
Monthly net income: $5500
Monthly expenses: $300
Housing: $2400
Insurance: $
Car expenses: $
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SFBank | $50.00 | 11/28/2011 7:00:37 PM |
finance-investor3 | $25.00 | 11/28/2011 11:11:36 PM |
larryboy10 | $25.00 | 11/29/2011 6:35:28 AM |
TackingWindward | $25.00 | 11/29/2011 8:36:35 AM |
goodhearted-generosity511 | $30.00 | 11/29/2011 6:46:30 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:44 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 12:43:15 PM |
desertoasis | $25.00 | 11/29/2011 1:33:11 PM |
green-rate-futurist | $10.00 | 11/29/2011 2:03:12 PM |
worth-blanket2 | $7,000.00 | 11/29/2011 1:59:34 PM |
fortytwo | $150.00 | 11/28/2011 5:21:45 PM |
back-scratchers | $50.00 | 11/28/2011 8:33:00 PM |
golden-velocity9 | $35.00 | 11/29/2011 9:34:31 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
541495
This series of Notes was issued and sold upon the funding of the borrower loan #57118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 15y 6m |
Amount delinquent:
| $16,592 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,173 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mystical-deal529 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected expenses!
Purpose of loan: to pay off unexpected expenses
My financial situation: is really good, but we had some unexpected expenses come up and could really use the help.
I am a good candidate for this loan because...I pay my bills on time as my credit report will show. The only delinquent bill on my credit is a previous mortgage with my ex-wife. I have the documentation in the final judgment decree showing where I am no longer responsible for the debt, but they will not take my name off until she sells or refinances the property.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Starfin-Capital-Management | $179.58 | 12/1/2011 2:11:36 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 6:58:45 PM |
fountain355 | $25.00 | 11/29/2011 5:11:20 AM |
cerebral-dollar773 | $25.00 | 11/29/2011 2:21:49 PM |
SolarMoonshine | $25.00 | 11/29/2011 3:51:01 PM |
master648 | $28.94 | 11/29/2011 4:04:21 PM |
kind-credit-bear | $25.00 | 11/29/2011 5:13:48 PM |
reward-juniper6 | $25.00 | 11/29/2011 2:07:10 PM |
rchissocol | $30.00 | 11/29/2011 2:47:34 PM |
worldly-income2 | $25.00 | 11/30/2011 6:52:41 AM |
tech310 | $50.00 | 11/30/2011 12:07:37 AM |
IIP77 | $25.00 | 11/30/2011 3:20:42 AM |
Hidalgo2004 | $58.58 | 11/30/2011 7:02:18 AM |
pthighs | $69.90 | 11/30/2011 12:08:07 PM |
Dignified-Market29 | $125.00 | 11/30/2011 12:20:01 PM |
thrifty-dedication | $25.00 | 12/1/2011 5:35:58 AM |
benefit-trident | $25.00 | 12/1/2011 6:35:18 AM |
loyalty-tambourine0 | $49.27 | 12/1/2011 8:10:21 AM |
openness-wind8 | $143.29 | 12/1/2011 10:02:31 AM |
finance-mangrove4 | $33.00 | 12/1/2011 10:08:51 AM |
CapricornLending | $25.00 | 12/1/2011 7:56:08 PM |
Loanstou | $83.05 | 12/1/2011 8:25:38 PM |
Bob450 | $25.00 | 12/2/2011 7:18:15 AM |
Lubava | $25.00 | 12/1/2011 6:11:20 PM |
340 | $25.00 | 12/1/2011 9:52:33 PM |
found_funds | $50.00 | 12/2/2011 11:47:55 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:43 PM |
YeoLenderSource | $25.00 | 12/2/2011 2:57:03 PM |
bailey7563 | $27.00 | 12/2/2011 3:33:05 PM |
fair-transparency1 | $210.96 | 12/2/2011 7:43:46 PM |
SFBank | $50.00 | 12/2/2011 6:50:17 PM |
heart514 | $20.55 | 12/2/2011 7:52:35 PM |
finance-investor3 | $25.00 | 11/28/2011 10:59:22 PM |
the-hope-workhorse | $100.00 | 11/29/2011 2:36:07 PM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:44 AM |
Calif-smo | $25.00 | 11/29/2011 11:20:17 PM |
x32248 | $25.00 | 11/30/2011 2:46:26 AM |
ace330 | $25.00 | 11/30/2011 7:14:10 AM |
nfx | $30.00 | 11/30/2011 5:36:39 AM |
alexgalt | $100.00 | 11/30/2011 12:18:30 PM |
nickel-acrobat | $25.00 | 11/30/2011 4:12:40 PM |
cardminger | $50.00 | 11/30/2011 4:28:19 PM |
let_me_retire | $100.00 | 11/30/2011 10:34:24 PM |
whirlingdervish | $25.00 | 12/1/2011 3:08:37 AM |
lowrater | $50.40 | 12/1/2011 6:29:45 AM |
direct-dinero2 | $33.09 | 12/1/2011 8:47:28 AM |
trustworthy-money2 | $25.00 | 11/30/2011 7:49:04 PM |
4mydaughterseducation | $25.00 | 11/30/2011 7:55:28 PM |
gold-pudding6 | $45.88 | 12/1/2011 3:59:33 PM |
wise-peaceful-p2ploan | $25.00 | 12/1/2011 3:13:41 PM |
loss-of-control | $100.00 | 12/1/2011 4:59:02 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:59 AM |
Rebelrick9 | $25.00 | 12/1/2011 5:32:25 PM |
well-mannered-income3 | $30.00 | 12/1/2011 5:43:24 PM |
silver-enlightenment0 | $100.00 | 12/2/2011 7:16:26 AM |
heroic-compassion6 | $50.03 | 12/2/2011 7:54:30 AM |
rebeldog67 | $25.00 | 12/1/2011 7:22:16 PM |
Land_on_your_feet | $25.00 | 12/2/2011 8:37:50 AM |
copper | $48.00 | 12/2/2011 9:30:28 AM |
JohnWS | $65.61 | 12/2/2011 7:14:43 AM |
Rulea72 | $25.00 | 12/2/2011 7:25:05 AM |
SerZav | $50.00 | 12/2/2011 7:41:32 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:36 AM |
sevenbridges | $25.00 | 12/2/2011 9:53:28 AM |
wise-funds-rocker | $27.10 | 12/2/2011 11:30:29 AM |
Sonihal | $66.77 | 12/2/2011 11:32:36 AM |
managedfund | $555.00 | 12/2/2011 2:37:38 PM |
mammalian4 | $25.00 | 12/2/2011 3:21:22 PM |
reward-pizza0 | $25.00 | 12/2/2011 4:05:29 PM |
graceful-IRAinvestment | $60.00 | 12/2/2011 5:42:53 PM |
silver-birdie | $100.00 | 12/2/2011 5:36:01 PM |
johnZ222 | $44.00 | 12/2/2011 12:11:55 PM |
dissector56958 | $25.00 | 12/2/2011 7:32:26 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
541519
This series of Notes was issued and sold upon the funding of the borrower loan #56838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1977 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,338 | Stated income: | $0 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ore-wildebeest |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Career Improvement
Purpose of Loan: Career Improvement
This loan will be used to provide for personal expenses while I grow my career as a "professionally licensed" private sector securities broker. Strong opportunities pending.
I was a successful Executive/Owner for 19 years of two companies with a combined workforce of over 300 people. I was faced with having to close these businesses as my customers procurred lower prices for the products that I produced from cheaper overseas imports. Settling my affairs consumed my assets except my home and cars.
I am a good candidate for this loan because of my many years of experience with full responsibility in making sound business decisions and handling my personal affairs with integrity, as my credit report shows.
Several adult family members live with me whom provide the funds for all monthly expenses. I sought reasonable employment for many years and ultimately trained and recently became "professionally licensed" as a securities broker.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 11/30/2011 9:08:04 AM |
profit-powerplant | $25.00 | 11/30/2011 9:11:45 AM |
enterprising-credit2 | $50.00 | 12/1/2011 4:22:08 PM |
IIP77 | $25.00 | 12/1/2011 5:23:21 PM |
rupee-master6 | $25.00 | 12/1/2011 5:23:36 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:10 AM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:37 PM |
computer758 | $25.00 | 12/1/2011 2:02:45 PM |
euro-shrine | $28.00 | 12/1/2011 3:14:02 PM |
jengachamp | $25.00 | 12/1/2011 4:06:30 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:11 PM |
pani5ue | $25.00 | 12/2/2011 4:16:25 AM |
Dubbs360 | $50.00 | 12/2/2011 9:18:54 AM |
mercuriant | $25.00 | 12/2/2011 9:23:47 AM |
progressive-economy261 | $400.00 | 12/2/2011 9:35:37 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:57 AM |
moola-monger9 | $50.00 | 12/2/2011 9:13:28 AM |
worth-blanket2 | $8,300.00 | 12/2/2011 11:39:47 AM |
affluence-generator2 | $100.00 | 12/2/2011 11:15:53 AM |
fortytwo | $150.00 | 11/30/2011 9:42:11 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:39 AM |
golden-velocity9 | $35.00 | 11/30/2011 9:36:48 AM |
antlr | $50.00 | 12/1/2011 7:48:19 PM |
careful-note | $55.00 | 12/2/2011 4:31:32 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:49 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:27 AM |
diplomatic-wealth7 | $25.00 | 12/2/2011 9:25:03 AM |
wampum-chorus3 | $25.00 | 12/2/2011 9:25:22 AM |
Ballybay | $50.00 | 12/2/2011 9:23:17 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:02 AM |
Comoparklender | $25.00 | 12/2/2011 9:36:01 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
541521
This series of Notes was issued and sold upon the funding of the borrower loan #56840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 10y 4m |
Amount delinquent:
| $22,776 |
Total credit lines:
| 20 |
Occupation: | Religious |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $551 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2ploan-party165 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
take care of childrens.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/28/2011 7:06:50 PM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:26 AM |
new-gold-wrangler | $144.65 | 11/29/2011 11:38:07 AM |
transparency-river1 | $730.35 | 11/29/2011 11:34:17 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:55:46 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
541547
This series of Notes was issued and sold upon the funding of the borrower loan #56841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $224.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,024 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| sharp-community9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PayOff
Purpose of loan:
This loan will be used to...
pay off all of my credit card debt with a bit extra for Xmas
My financial situation:
I am a good candidate for this loan because... I have a secure job with low monthly expenses.
Monthly net income: $2000
Monthly expenses: $1100
Housing: $375
Insurance: $65
Car expenses: $180
Utilities: $75
Phone, cable, internet: $67
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $
50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 12/1/2011 9:23:49 AM |
superb-funds335 | $25.00 | 12/1/2011 9:16:31 AM |
graceful-IRAinvestment | $80.00 | 12/1/2011 10:42:26 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:21 AM |
enterprising-credit2 | $25.00 | 12/1/2011 4:18:10 PM |
dollar-tornado3 | $25.00 | 12/2/2011 5:01:31 AM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:53 AM |
diplomatic-wealth7 | $25.00 | 12/2/2011 9:25:05 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:03 AM |
worth-blanket2 | $4,800.00 | 12/2/2011 11:39:54 AM |
Dubbs360 | $50.00 | 12/2/2011 9:18:56 AM |
profit-powerplant | $25.00 | 12/1/2011 9:33:14 AM |
nfx | $25.00 | 12/1/2011 12:22:40 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:11 AM |
IIP77 | $25.00 | 12/2/2011 9:09:03 AM |
mercuriant | $25.00 | 12/2/2011 9:23:49 AM |
fortytwo | $138.00 | 12/2/2011 9:24:11 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:43 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:06 AM |
SolarMoonshine | $25.00 | 12/2/2011 9:48:53 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
541551
This series of Notes was issued and sold upon the funding of the borrower loan #57021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-29-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 13.65% |
Borrower rate/APR:
| 14.65% / 16.49% |
Monthly payment:
| $188.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.60% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 23% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,067 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| important-investment4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
|
Principal balance:
| $4,052.85 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
After my first loan...
Purpose of loan:
This loan will be used to pay off the remainder of my credit cards. I already have a Prosper loan and pay more than required every month. Before, I wanted to make sure Prosper was legitimate. Now that I know that it is, I am not fearful of putting the entirety of my debt here.
My financial situation:
I am a good candidate for this loan because I already have a loan through Prosper that I am in great standing with and pay extra every month. I am a full time student along with a full time employee at the largest theme park in America. There, I am quickly advancing in the workforce.
Thank you very much for financing the loan. I know you will not regret it. Please message me if you have any questions!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/29/2011 5:07:05 PM |
green-trade-dolphin2 | $30.02 | 11/29/2011 5:02:52 PM |
AFairDeal | $25.00 | 11/29/2011 5:07:32 PM |
ingenious-deal6 | $25.00 | 11/29/2011 5:08:39 PM |
fcrick | $25.00 | 11/29/2011 5:16:40 PM |
tntmojave | $50.00 | 11/29/2011 5:18:55 PM |
LoanerPrincipal | $25.00 | 11/29/2011 5:26:53 PM |
vinayski | $25.00 | 11/29/2011 5:29:26 PM |
aabadabadoo | $25.00 | 11/29/2011 5:32:49 PM |
janeybooboo | $55.00 | 11/29/2011 7:04:25 PM |
igniter584 | $25.00 | 11/29/2011 5:05:23 PM |
bb575 | $50.00 | 11/29/2011 5:14:05 PM |
the-profit-oracle | $25.00 | 11/30/2011 9:27:09 AM |
indomitable-coin | $25.00 | 11/30/2011 4:27:44 AM |
MONEYLENDER101 | $50.00 | 11/30/2011 8:45:44 AM |
elvisloans | $25.00 | 11/30/2011 9:03:19 AM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:41 PM |
Tradesmanlender | $25.00 | 11/30/2011 5:14:35 PM |
compassionate-asset8 | $37.79 | 11/30/2011 4:52:00 PM |
enriching-trade2 | $50.00 | 11/30/2011 5:15:18 PM |
toblerone | $25.00 | 11/30/2011 5:06:08 PM |
markdental | $50.00 | 11/30/2011 11:09:22 AM |
BenR | $100.00 | 11/30/2011 5:23:21 PM |
greentomato | $50.00 | 11/30/2011 7:23:52 PM |
balance-voyager | $50.00 | 11/30/2011 4:27:35 PM |
serene-capital | $25.00 | 12/1/2011 1:31:40 AM |
Brisket_Bob | $26.07 | 12/1/2011 4:37:30 AM |
Clambake | $25.00 | 11/30/2011 5:31:55 PM |
booie | $50.00 | 12/1/2011 7:42:09 AM |
first-serene-credit | $25.00 | 12/1/2011 8:33:43 AM |
britgsb | $28.00 | 12/1/2011 9:31:17 AM |
gjm6d | $25.00 | 12/1/2011 9:25:13 AM |
houli123 | $50.00 | 12/1/2011 9:18:18 AM |
dlenz | $25.00 | 12/1/2011 2:35:32 PM |
purvike | $25.00 | 12/1/2011 9:38:19 AM |
brightest-fund-base | $25.00 | 12/1/2011 6:40:44 PM |
Cherrypicker | $30.00 | 12/1/2011 1:35:35 PM |
77dowplace | $41.60 | 12/1/2011 5:57:16 PM |
pure-loyalty6 | $25.00 | 12/1/2011 1:57:59 PM |
ProfPC | $25.00 | 12/1/2011 6:32:10 PM |
FmrEngr2Phd | $25.00 | 12/1/2011 9:47:50 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:24 AM |
lostontheedge | $25.00 | 12/2/2011 7:03:43 AM |
suave-dime6 | $25.00 | 12/2/2011 7:40:45 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:57 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:50 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:41 AM |
wise-brilliant-income | $25.00 | 12/2/2011 11:51:13 AM |
gain-expert | $50.00 | 12/2/2011 12:25:48 PM |
autonomous-kindness8 | $25.00 | 12/2/2011 5:08:09 PM |
yamahaRider | $25.00 | 12/2/2011 5:57:04 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:49 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:05 PM |
damage | $25.00 | 12/2/2011 5:15:08 PM |
rolltide09 | $25.00 | 12/2/2011 5:21:07 PM |
Barky52 | $25.00 | 12/3/2011 7:18:46 AM |
Planecourage | $29.56 | 12/3/2011 9:10:24 AM |
heart514 | $25.00 | 12/2/2011 7:52:55 PM |
WLenders | $50.00 | 12/3/2011 11:20:07 AM |
indomitable-coin | $25.00 | 12/2/2011 8:35:11 PM |
Christus_Victor | $25.33 | 12/2/2011 8:59:24 PM |
Pickmar | $25.00 | 12/3/2011 12:35:32 PM |
DS84 | $31.29 | 12/3/2011 3:45:54 PM |
degster | $25.00 | 12/3/2011 4:37:30 PM |
primed | $25.00 | 12/3/2011 6:38:05 PM |
msw_engr | $50.00 | 12/3/2011 7:23:41 PM |
Astyanax | $75.00 | 12/3/2011 10:36:36 AM |
auction-elvis | $25.00 | 12/3/2011 11:28:09 AM |
life-is-great | $25.00 | 12/3/2011 12:10:21 PM |
penny-plato | $50.00 | 12/4/2011 9:25:42 AM |
community-saver158 | $50.00 | 12/4/2011 10:43:05 AM |
johannesfactotum | $30.00 | 12/3/2011 12:29:44 PM |
WalnutCreekguy | $79.00 | 12/3/2011 12:31:49 PM |
GrayStudio | $25.00 | 12/3/2011 12:53:35 PM |
hidavehi | $35.00 | 12/4/2011 2:46:36 PM |
socalavi8tor | $25.00 | 12/4/2011 12:36:43 PM |
JCMC | $25.00 | 12/4/2011 8:17:53 PM |
FoosMaster | $25.00 | 12/3/2011 9:13:53 PM |
Bio-physicist | $25.00 | 12/4/2011 5:51:09 PM |
top-magnificent-agreement | $32.59 | 12/3/2011 11:42:00 PM |
compwhiz | $25.00 | 12/4/2011 11:54:21 AM |
PatriotKnight | $50.00 | 12/4/2011 12:06:59 PM |
allenerb | $25.00 | 12/5/2011 3:59:07 AM |
goodhearted-gold3 | $50.00 | 12/5/2011 5:51:38 AM |
p40thawk | $25.00 | 12/5/2011 7:47:41 AM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:57:58 AM |
djh47a | $25.00 | 12/5/2011 5:40:34 AM |
Ilyav | $61.12 | 12/5/2011 9:10:47 AM |
lawyerman | $25.00 | 12/5/2011 6:56:41 AM |
tntmojave | $50.00 | 12/5/2011 8:18:34 AM |
durability-dreams3 | $25.00 | 12/5/2011 8:28:19 AM |
vigilance-frontier | $25.00 | 12/4/2011 3:06:14 PM |
brilliant-coin1 | $100.00 | 12/5/2011 9:08:47 AM |
derec | $25.00 | 12/4/2011 10:07:16 PM |
sweetasmoney | $25.00 | 12/5/2011 3:25:44 AM |
Nerdster1 | $25.00 | 12/5/2011 4:59:07 AM |
BxRealtor | $25.00 | 11/29/2011 5:20:14 PM |
IIP77 | $25.00 | 11/30/2011 3:20:48 AM |
careful-note | $50.00 | 11/29/2011 5:09:33 PM |
peace-cell2 | $26.10 | 11/30/2011 5:47:32 AM |
fervent-repayment | $50.00 | 11/30/2011 5:56:01 AM |
susurrus | $100.00 | 11/29/2011 5:43:38 PM |
BlessedEveryDay | $25.83 | 11/30/2011 6:59:51 AM |
CFOGO | $25.00 | 11/30/2011 8:59:09 AM |
radforj22 | $25.00 | 11/30/2011 7:36:53 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:13 PM |
enterprising-credit2 | $25.00 | 11/30/2011 12:30:18 PM |
kenji4861 | $25.00 | 11/30/2011 9:20:09 AM |
brainy-greenback481 | $50.00 | 11/30/2011 1:34:21 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:11 PM |
ericgassercom | $25.00 | 11/30/2011 5:12:31 PM |
sportsmagic | $500.00 | 11/30/2011 7:59:03 PM |
frooogal | $25.00 | 11/30/2011 9:39:17 PM |
friendinmoney | $25.00 | 11/30/2011 10:32:17 PM |
sickid1 | $100.00 | 12/1/2011 12:15:45 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:27 AM |
worthy-bid8 | $50.00 | 12/1/2011 9:13:51 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:28 AM |
Mrs-Honeydew | $30.00 | 12/1/2011 8:51:39 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:54 PM |
jengachamp | $25.00 | 12/1/2011 4:06:27 PM |
antlr | $50.00 | 12/1/2011 7:48:16 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:50 PM |
shrewd-deal | $75.00 | 12/1/2011 3:55:52 PM |
3_boyz | $75.00 | 12/1/2011 5:12:21 PM |
soular21804 | $25.00 | 12/2/2011 4:45:51 AM |
majestic-repayment3 | $50.00 | 12/2/2011 7:06:50 AM |
mad-scientist418 | $25.00 | 12/2/2011 8:39:25 AM |
DadWarbucks | $25.00 | 12/2/2011 9:20:40 AM |
genius520 | $50.00 | 12/2/2011 9:37:53 AM |
credit-coach118 | $45.17 | 12/2/2011 8:57:14 AM |
minista | $25.00 | 12/2/2011 9:48:34 AM |
leverage-monger | $40.00 | 12/2/2011 9:06:41 AM |
asset-reaction | $25.00 | 12/2/2011 10:06:31 AM |
payout-paladin0 | $25.00 | 12/2/2011 4:37:46 PM |
a-satisfying-reward | $250.00 | 12/2/2011 4:40:07 PM |
whitegold24k | $100.00 | 12/2/2011 5:18:36 PM |
w3alter | $50.00 | 12/2/2011 5:24:09 PM |
goodcents | $35.00 | 12/2/2011 7:32:45 PM |
genuine-euro9 | $40.00 | 12/2/2011 3:14:12 PM |
caring-basis0 | $100.00 | 12/2/2011 3:31:06 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:36 PM |
atbright | $25.00 | 12/2/2011 10:43:09 PM |
iaffy | $25.00 | 12/2/2011 5:17:40 PM |
don8ter | $50.00 | 12/2/2011 5:24:41 PM |
wilmajean | $50.00 | 12/3/2011 3:24:59 AM |
Spiv_51 | $25.00 | 12/3/2011 4:41:40 AM |
peaceful-wealth0 | $50.00 | 12/3/2011 8:18:14 AM |
whitegold24k | $400.00 | 12/2/2011 5:31:03 PM |
Eric_Gagne | $25.00 | 12/2/2011 5:34:10 PM |
Guiren | $100.00 | 12/3/2011 7:38:26 AM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:43 PM |
anacent | $25.00 | 12/3/2011 12:29:47 PM |
Techne_Funds_LLC | $25.00 | 12/3/2011 2:02:24 PM |
phenomenal-gain5 | $25.00 | 12/3/2011 6:40:26 AM |
gold-disk | $25.00 | 12/3/2011 7:37:58 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:05 AM |
discostu | $25.00 | 12/3/2011 9:10:14 PM |
happy-yield | $25.00 | 12/3/2011 7:55:57 PM |
loyalty-circuitry | $100.00 | 12/3/2011 8:55:20 AM |
loyalty-circuitry | $100.00 | 12/3/2011 8:58:41 AM |
cablenews | $100.00 | 12/3/2011 10:27:05 AM |
the-precious-bid | $25.00 | 12/3/2011 12:09:31 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:34 PM |
doc1 | $100.00 | 12/4/2011 7:44:25 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:30 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:46 PM |
KCEnterprises | $50.00 | 12/4/2011 10:53:17 PM |
funds-captain4 | $50.00 | 12/4/2011 11:40:09 PM |
equitable-capital758 | $145.38 | 12/5/2011 9:17:01 AM |
170 Investments
|
Borrower Payment Dependent Notes Series
541591
This series of Notes was issued and sold upon the funding of the borrower loan #56995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $70.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 23% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,198 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| CateyeMama |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Pay off a high interest timeshare.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and truly care about maintaining good credit.
Monthly net income: $3186.46
Monthly expenses: $
Housing: $1000
Insurance: $100
Car expenses: $250
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/29/2011 9:31:04 AM |
careful-note | $50.00 | 11/29/2011 9:05:53 AM |
loanman2007 | $75.00 | 11/29/2011 9:14:59 AM |
BxRealtor | $25.00 | 11/29/2011 9:11:51 AM |
Bank_Of_XL | $25.00 | 11/29/2011 9:13:40 AM |
aabadabadoo | $25.00 | 11/29/2011 9:23:48 AM |
cwegert | $29.06 | 11/29/2011 9:35:44 AM |
ingenious-deal6 | $25.00 | 11/29/2011 9:07:55 AM |
pound-mushroom3 | $25.00 | 11/29/2011 9:41:06 AM |
EngineersAlliance | $125.00 | 11/29/2011 9:10:18 AM |
LoanerPrincipal | $25.00 | 11/29/2011 9:44:02 AM |
AFairDeal | $25.00 | 11/29/2011 9:42:28 AM |
UncleSafety | $227.41 | 11/29/2011 1:08:54 PM |
pdub | $75.00 | 11/29/2011 9:51:06 AM |
janeybooboo | $75.00 | 11/29/2011 10:28:10 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:53 AM |
wonder3 | $30.00 | 11/29/2011 9:23:00 AM |
social-heart | $25.00 | 11/29/2011 9:44:08 AM |
beachfunder | $25.00 | 11/29/2011 11:07:14 AM |
igniter584 | $25.00 | 11/29/2011 9:34:59 AM |
JustMee | $25.00 | 11/29/2011 1:39:41 PM |
jayk63 | $25.00 | 11/29/2011 2:23:45 PM |
SolarMoonshine | $25.00 | 11/29/2011 10:09:14 AM |
credit-socrates648 | $838.53 | 11/29/2011 2:28:17 PM |
one-midas | $50.00 | 11/29/2011 2:05:52 PM |
worthy-commitment7 | $25.00 | 11/29/2011 2:06:18 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
541607
This series of Notes was issued and sold upon the funding of the borrower loan #57229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $240.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 41% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,945 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blackcricket |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation loan
Purpose of loan: pay off Credit cards and some small bills
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...I have a great creidt score and my payments are always on time and I pay extra on them.
Monthly net income: $2000.00
Monthly expenses: $roughly 1500.00
Housing: $425.00
Insurance: $31.00 life insurance
Car expenses: $300.00 payment $73.00 insurance
Utilities: $100.00
Phone, cable, internet: $148.00
Food, entertainment: $75.00
Clothing, household expenses: $55.00
Credit cards and other loans: $394.00
Other expenses: $116.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:34 PM |
profit-powerplant | $25.00 | 12/1/2011 5:10:48 PM |
golden-velocity9 | $35.00 | 12/1/2011 5:25:15 PM |
goodhearted-generosity511 | $30.00 | 12/1/2011 5:47:28 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:23 AM |
sensible-fund | $25.00 | 12/2/2011 1:26:42 PM |
dinhkevin_usa | $25.00 | 12/2/2011 4:29:28 PM |
AlternativeCashFlow | $25.00 | 12/2/2011 6:54:58 PM |
managedfund | $777.00 | 12/2/2011 2:37:42 PM |
payment-gusto | $25.00 | 12/2/2011 4:43:50 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:10 PM |
bid-stockpiler1 | $122.00 | 12/3/2011 2:05:57 PM |
wlm3012 | $30.00 | 12/3/2011 6:21:35 PM |
discostu | $25.00 | 12/3/2011 10:11:38 PM |
worldly-gold | $50.00 | 12/3/2011 2:57:49 PM |
new-point-bandit | $50.00 | 12/4/2011 2:42:30 AM |
nimble-revenue5 | $50.00 | 12/4/2011 12:18:00 PM |
golden-cat | $25.00 | 12/4/2011 12:21:22 PM |
tenacious-capital3 | $26.27 | 12/4/2011 12:29:39 PM |
Rogelio48 | $30.00 | 12/5/2011 10:34:46 AM |
hellasow | $25.00 | 12/4/2011 9:58:14 PM |
economy-lotus | $50.00 | 12/5/2011 11:17:11 AM |
mlj0671 | $25.00 | 12/5/2011 11:43:58 AM |
transformer855 | $25.00 | 12/5/2011 3:13:28 PM |
scarlet-velvet | $25.08 | 12/5/2011 4:35:21 PM |
IIP77 | $25.00 | 12/5/2011 5:06:42 PM |
enterprising-credit2 | $26.00 | 12/5/2011 9:58:56 AM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:46 PM |
silver-birdie | $100.00 | 12/5/2011 5:13:11 PM |
leball | $26.15 | 12/5/2011 5:59:13 PM |
mercuriant | $25.00 | 12/5/2011 5:37:30 PM |
wkeboarder21 | $50.00 | 12/5/2011 3:57:05 PM |
museic1 | $200.00 | 12/6/2011 5:28:54 AM |
rockhound84 | $34.00 | 12/6/2011 4:48:19 AM |
Bob450 | $25.00 | 12/6/2011 6:56:17 AM |
octoberfresh | $25.00 | 12/6/2011 7:24:01 AM |
Eric_Gagne | $25.00 | 12/6/2011 8:10:24 AM |
Kaj | $25.00 | 12/6/2011 9:07:18 AM |
timbob | $100.00 | 12/5/2011 6:01:00 PM |
revenue-serenity | $25.00 | 12/6/2011 9:14:50 AM |
aprivatelender | $50.00 | 12/5/2011 11:08:36 PM |
Katburg | $25.00 | 12/6/2011 9:26:45 AM |
Diamond_Jim | $25.00 | 12/6/2011 9:34:47 AM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:26 AM |
credit-coach118 | $40.47 | 12/6/2011 8:53:35 AM |
billybragg | $25.00 | 12/6/2011 11:48:40 AM |
economy-producer | $25.00 | 12/6/2011 9:26:10 AM |
Mariner3605 | $25.00 | 12/6/2011 9:27:53 AM |
saffron4 | $25.00 | 12/6/2011 9:37:58 AM |
asiaratt | $50.00 | 12/6/2011 9:47:45 AM |
market-pudding | $25.00 | 12/6/2011 12:12:13 PM |
exchange-upholder0 | $25.00 | 12/5/2011 10:53:25 AM |
graceful-IRAinvestment | $25.00 | 12/1/2011 5:28:13 PM |
nfx | $30.00 | 12/2/2011 8:14:31 AM |
StrongMonty | $54.15 | 12/2/2011 1:26:52 PM |
Whipster | $50.00 | 12/2/2011 4:00:16 PM |
loss-of-control | $100.00 | 12/2/2011 6:08:00 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:12 PM |
caring-basis0 | $66.54 | 12/2/2011 3:37:01 PM |
heart514 | $25.00 | 12/2/2011 7:53:15 PM |
InvestorPartners | $25.00 | 12/3/2011 12:43:23 AM |
valiant-contract | $25.00 | 12/3/2011 11:09:33 AM |
kttalamo | $120.00 | 12/3/2011 8:36:11 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:50 AM |
richrobe | $25.00 | 12/3/2011 7:19:04 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:44 PM |
thankful-nickel2 | $25.00 | 12/5/2011 9:44:30 AM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 11:06:26 AM |
happy-return4 | $25.00 | 12/5/2011 1:25:33 PM |
ivadood | $50.00 | 12/5/2011 2:54:38 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:55 PM |
dbmurch | $25.00 | 12/5/2011 11:13:06 AM |
gjm6d | $25.00 | 12/5/2011 5:36:56 PM |
wwwUniversal | $25.00 | 12/5/2011 8:17:25 PM |
1willray | $25.00 | 12/5/2011 8:32:07 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:23:00 PM |
kendigme | $25.00 | 12/6/2011 3:04:03 AM |
SolarMoonshine | $25.00 | 12/6/2011 3:39:26 AM |
Wellman | $25.00 | 12/5/2011 5:31:01 PM |
Reliance_Banker | $25.00 | 12/5/2011 6:20:09 PM |
luzonct | $100.00 | 12/5/2011 7:17:43 PM |
rvfbroker | $25.00 | 12/6/2011 9:11:45 AM |
shrewd-peace7 | $25.00 | 12/6/2011 9:12:19 AM |
red-power-pecan | $50.00 | 12/6/2011 9:19:38 AM |
chrisb1414 | $25.00 | 12/6/2011 7:20:28 AM |
toblerone | $25.00 | 12/6/2011 9:11:26 AM |
thelovebug | $100.00 | 12/6/2011 9:19:59 AM |
keen-ore631 | $25.00 | 12/6/2011 9:24:36 AM |
spitzbergen | $25.00 | 12/6/2011 9:45:07 AM |
careful-note1 | $25.00 | 12/6/2011 11:18:42 AM |
credit-socrates648 | $1,542.34 | 12/6/2011 12:13:10 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
541613
This series of Notes was issued and sold upon the funding of the borrower loan #57214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $220.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 41% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 15y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,139 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| caring-deal9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan: Personal
This loan will be used to... for
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3500
Monthly expenses: $
Housing: $ 498.22 month
Insurance: $ 100 month
Car expenses: $ 433.10 month
Utilities: $200 month
Phone, cable, internet: $ 300 month
Food, entertainment: $ 250 month
Clothing, household expenses: $ 300 month
Credit cards and other loans: $ 25000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fortytwo | $150.00 | 11/29/2011 5:11:14 PM |
wonder3 | $35.00 | 11/29/2011 6:30:06 PM |
Whipster | $100.00 | 11/29/2011 5:08:14 PM |
janeybooboo | $50.00 | 11/29/2011 7:03:41 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:35 AM |
Dubbs360 | $50.00 | 11/30/2011 5:20:27 PM |
jjswanso | $75.00 | 11/30/2011 5:22:16 PM |
social-cocktail1 | $200.00 | 11/30/2011 5:24:50 PM |
economy-producer | $25.00 | 11/30/2011 5:29:08 PM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 3:56:39 PM |
frogperson | $75.00 | 11/30/2011 9:53:32 PM |
Comoparklender | $25.00 | 12/1/2011 9:26:47 AM |
computer758 | $25.00 | 12/1/2011 2:02:44 PM |
valiant-note129 | $150.00 | 12/1/2011 2:52:22 PM |
jengachamp | $25.00 | 12/1/2011 4:06:28 PM |
euro-shrine | $50.00 | 12/1/2011 3:14:01 PM |
mercuriant | $25.00 | 12/1/2011 5:08:43 PM |
graceful-IRAinvestment | $80.00 | 12/1/2011 10:25:15 AM |
radforj22 | $25.00 | 12/2/2011 3:13:13 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:25 AM |
preventivepestcontrol | $50.00 | 12/2/2011 7:43:38 AM |
antlr | $50.00 | 12/1/2011 7:48:17 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:42 AM |
Katburg | $25.00 | 12/2/2011 9:41:11 AM |
Wellman | $25.00 | 12/2/2011 9:49:37 AM |
toblerone | $25.00 | 12/2/2011 9:40:13 AM |
affluence-generator2 | $100.00 | 12/2/2011 11:44:21 AM |
golden-velocity9 | $35.00 | 11/29/2011 5:24:39 PM |
bazaar-festivity | $50.00 | 11/29/2011 5:17:30 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:59 AM |
tech310 | $50.00 | 11/30/2011 12:15:40 AM |
IIP77 | $25.00 | 11/30/2011 9:45:30 AM |
profit-powerplant | $25.00 | 11/30/2011 9:11:43 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:54 AM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:12 PM |
otto1939 | $101.00 | 11/30/2011 7:04:37 PM |
enterprising-credit2 | $25.00 | 11/30/2011 2:44:55 PM |
diplomatic-wealth7 | $25.00 | 12/1/2011 9:09:32 AM |
blueshound | $25.00 | 11/30/2011 7:38:13 PM |
finance-prescription | $100.00 | 12/1/2011 9:40:44 AM |
Weaverville | $25.00 | 12/1/2011 12:32:01 PM |
loss-of-control | $75.00 | 12/1/2011 5:17:21 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:05 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:37 PM |
careful-note | $55.00 | 12/2/2011 4:31:28 AM |
pani5ue | $25.00 | 12/2/2011 4:16:25 AM |
economy-coup | $50.00 | 12/2/2011 9:06:34 AM |
shrewd-peace7 | $25.00 | 12/2/2011 9:11:01 AM |
orange-preeminant-bill | $25.00 | 12/2/2011 9:10:51 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:53 AM |
stepatatime-together | $100.00 | 12/2/2011 9:50:25 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:00 AM |
worth-blanket2 | $2,800.00 | 12/2/2011 11:38:34 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
541615
This series of Notes was issued and sold upon the funding of the borrower loan #56739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $106.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 6% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 8m |
Amount delinquent:
| $158 |
Total credit lines:
| 23 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $204,736 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-scholarly-durability |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tax Anticipation Loan
Purpose of loan:
This loan will be used to allow my family to visit others during the Holidays. I need to get my vehicle fixed and cover the travel expenses.
My financial situation:
I am a good candidate for this loan because I have an anticiapated tax return of $15,000.
Monthly net income: $ 10,000
Monthly expenses: $ 9,500
Housing: $4500
Insurance: $ 300
Car expenses: $150
Utilities: $800
Phone, cable, internet: $500
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/29/2011 9:05:53 AM |
Bank_Of_XL | $25.00 | 11/29/2011 9:13:59 AM |
aabadabadoo | $25.00 | 11/29/2011 9:23:48 AM |
AFairDeal | $25.00 | 11/29/2011 9:42:28 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:43 AM |
elvisloans | $25.00 | 11/29/2011 1:22:45 PM |
managedfund | $300.00 | 11/29/2011 1:24:10 PM |
credit-socrates648 | $2,500.00 | 11/29/2011 1:07:08 PM |
igniter584 | $25.00 | 11/29/2011 9:35:00 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
541619
This series of Notes was issued and sold upon the funding of the borrower loan #56947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $323.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 7 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $337,034 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| golden-principal322 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 90% )
| 720-739 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 1
( 10% )
| 780-799
(Jan-2011)
|
Principal balance:
| $6,230.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Business Injection
Purpose of loan: Inventory and January bills
This loan will be used to buy inventory for December and also to oay bills in January whch is our very bad month for sales.
My financial situation: I am low in cash flow and I need the cash injection.
Our sales have increased, but we have only been in business for 18 months, it is growing. My husband pays for all of our household expenses including the mortgage. I can focus only on the store. I am hopping that by the second year I an make a salary for me. Right now I take a $100.00 owners withdrawl for my personal smll expenses per month.
Monthly store sales: $8,000 to $12,000
Monthly exp inventory: $1000.00
store rent: $3900.00
Insurance: $210.00
Car expenses: $none
Utilities: $350.00
Phone, cable, internet: $95.00
Food, entertainment: $200.00
Clothing, household expenses: $300.00
Credit cards and other loans: $1300.00
Other expenses: $650.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MissionMicroFinance | $25.00 | 11/29/2011 6:39:32 AM |
social-hunter5 | $25.00 | 11/29/2011 8:48:32 AM |
Rogesparkguy | $25.00 | 11/29/2011 8:49:13 AM |
Kash2010lu | $30.00 | 11/29/2011 9:02:57 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:32 AM |
hookUup | $28.20 | 11/29/2011 6:30:02 AM |
green28 | $50.00 | 11/29/2011 10:08:45 AM |
handy-justice | $50.00 | 11/29/2011 10:12:33 AM |
the-hope-workhorse | $50.00 | 11/29/2011 9:30:49 AM |
social-trumpet | $25.00 | 11/29/2011 12:11:40 PM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:45 AM |
Bob450 | $25.00 | 11/29/2011 12:18:11 PM |
Dubbs360 | $100.00 | 11/29/2011 1:48:31 PM |
finance-prescription | $100.00 | 11/29/2011 9:48:05 AM |
toblerone | $25.00 | 11/29/2011 9:49:08 AM |
fortytwo | $150.00 | 11/29/2011 9:49:20 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:50 AM |
Dignified-Market29 | $25.00 | 11/29/2011 7:31:26 AM |
312-Lender | $25.00 | 11/29/2011 7:33:47 AM |
Comoparklender | $25.00 | 11/29/2011 9:07:37 AM |
transparency-river1 | $2,000.00 | 11/28/2011 10:32:07 PM |
industrious-currency | $25.00 | 11/29/2011 6:53:24 AM |
RogueCFO | $54.29 | 11/29/2011 9:30:12 AM |
integrity-statue | $26.91 | 11/29/2011 9:05:05 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:34 AM |
economy-coup | $50.00 | 11/29/2011 9:43:16 AM |
managedfund | $750.00 | 11/29/2011 1:31:59 PM |
mlj0671 | $25.00 | 11/29/2011 1:10:11 PM |
worth-blanket2 | $3,600.00 | 11/29/2011 1:52:32 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
541629
This series of Notes was issued and sold upon the funding of the borrower loan #57088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $532.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 45% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,926 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-sundae4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
GG loan
Purpose of loan:
This loan will be used to consolidate my credit card debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,014.84
Monthly expenses: $1,000
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $1000
Clothing, household expenses: $
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
john0720 | $25.00 | 12/2/2011 7:57:10 AM |
igniter584 | $25.00 | 11/29/2011 5:05:24 PM |
AFairDeal | $25.00 | 11/29/2011 5:07:44 PM |
GCInvestments | $25.00 | 11/29/2011 9:14:31 PM |
IIP77 | $25.00 | 11/30/2011 3:20:50 AM |
Hexnut | $100.00 | 11/29/2011 9:56:28 PM |
Bank_Of_XL | $25.00 | 11/30/2011 9:24:12 AM |
Tradesmanlender | $25.00 | 11/30/2011 5:14:36 PM |
silver-birdie | $100.00 | 11/30/2011 5:25:49 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:27 AM |
dollar-tornado3 | $25.00 | 12/1/2011 6:48:12 AM |
sickid1 | $100.00 | 12/1/2011 12:15:46 AM |
gjm6d | $25.00 | 12/1/2011 9:25:13 AM |
treasure-pipeline | $75.00 | 12/1/2011 6:12:23 AM |
Ready2Loan | $25.00 | 12/1/2011 9:33:23 AM |
dukeiyer | $25.00 | 12/1/2011 7:39:54 AM |
just-loyalty643 | $50.00 | 12/1/2011 11:34:02 AM |
green-successful-note | $25.00 | 12/1/2011 11:37:37 AM |
LateOneNight | $50.00 | 12/1/2011 4:54:53 PM |
LateOneNight | $25.00 | 12/1/2011 5:05:43 PM |
selector568 | $300.00 | 12/1/2011 3:24:26 PM |
jengachamp | $25.00 | 12/1/2011 4:06:28 PM |
careful-note | $55.00 | 12/2/2011 4:31:29 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:30 AM |
majestic-repayment3 | $50.00 | 12/2/2011 7:07:19 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:43 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:57 AM |
vigorous-payment6 | $25.00 | 12/2/2011 7:28:28 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:51 AM |
moola-monger9 | $50.00 | 12/2/2011 9:11:05 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:25 AM |
power-persimmon5 | $3.73 | 12/2/2011 12:02:16 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:54 AM |
careful-note | $50.00 | 11/29/2011 5:09:34 PM |
tech310 | $50.00 | 11/30/2011 12:14:17 AM |
enterprising-credit2 | $25.00 | 11/30/2011 2:53:44 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:14 PM |
fareast_man | $25.00 | 11/30/2011 10:26:39 PM |
yield-hut | $26.00 | 12/1/2011 3:42:45 AM |
Investor_DP | $26.00 | 11/30/2011 5:14:00 PM |
green-rate-futurist | $50.00 | 12/1/2011 3:26:04 AM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:12 PM |
integrity-starter | $25.00 | 11/30/2011 5:32:28 PM |
a-leverage-investor | $25.00 | 12/1/2011 9:08:47 AM |
worthy-bid8 | $50.00 | 12/1/2011 9:13:52 AM |
the-profit-oracle | $25.00 | 12/1/2011 9:16:05 AM |
brightest-dynamic-liberty | $25.00 | 12/1/2011 9:09:21 AM |
toblerone | $25.00 | 12/1/2011 9:11:40 AM |
dynamic-money271 | $25.00 | 12/1/2011 9:17:19 AM |
fervent-repayment | $43.00 | 12/1/2011 9:19:05 AM |
progressive-economy261 | $400.00 | 12/1/2011 9:27:09 AM |
green28 | $50.00 | 12/1/2011 10:31:16 AM |
euro-shrine | $50.00 | 12/1/2011 3:14:01 PM |
Weaverville | $25.00 | 12/1/2011 12:32:01 PM |
NycDean | $25.00 | 12/1/2011 9:06:24 PM |
principal-cooker2 | $100.00 | 12/1/2011 5:26:12 PM |
worldly-income2 | $25.00 | 12/2/2011 7:26:31 AM |
FmrEngr2Phd | $25.00 | 12/1/2011 9:47:51 PM |
organized-payment6 | $50.00 | 12/2/2011 6:53:41 AM |
cnovak | $25.00 | 12/2/2011 9:28:14 AM |
asset-reaction | $25.00 | 12/2/2011 10:06:51 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:00 AM |
worth-blanket2 | $11,800.00 | 12/2/2011 11:41:15 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
541639
This series of Notes was issued and sold upon the funding of the borrower loan #56973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,390 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| truth-bluebird6 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
moving
Purpose of loan: move
This loan will be used to... I have a job waiting for me and need to move
My financial situation:
I am a good candidate for this loan because...
I always pay my debts. The job waiting for me will pay substantially more and I will also continue teaching for my current employer.
Monthly net income: $ 2200
Monthly expenses: $ 1200
Housing: $0
Insurance: $ 450 include in monthly total
Car expenses: $ 250 gas only included in monthly expenses
Utilities: $ included in monthly total
Phone, cable, internet: $ 175 included in monthly total
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 315 included in monthly total
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $202.00 | 12/3/2011 5:34:43 PM |
108lender | $150.00 | 12/5/2011 8:56:49 AM |
jjswanso | $50.00 | 11/29/2011 5:10:59 PM |
tech310 | $50.00 | 11/30/2011 12:15:40 AM |
nfx | $30.00 | 11/30/2011 5:56:08 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:00 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:38 AM |
Kierf | $25.00 | 12/2/2011 3:31:45 PM |
finance-prescription | $100.00 | 12/2/2011 5:06:41 PM |
dedicated-transaction796 | $25.00 | 12/2/2011 5:11:23 PM |
miked8303 | $25.00 | 12/2/2011 5:12:56 PM |
organic-order | $25.00 | 12/2/2011 5:16:57 PM |
tshurts | $25.00 | 12/2/2011 5:21:15 PM |
silver-wonder278 | $25.00 | 12/2/2011 5:13:35 PM |
toblerone | $25.00 | 12/2/2011 5:13:57 PM |
red-power-pecan | $50.00 | 12/2/2011 5:25:50 PM |
vibraphone3 | $25.00 | 12/2/2011 5:18:54 PM |
Wellman | $25.00 | 12/2/2011 5:27:48 PM |
finance-mushroom | $200.00 | 12/2/2011 5:28:09 PM |
enriching-trade2 | $50.00 | 12/2/2011 5:35:57 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:50 PM |
turbobrat | $25.00 | 12/2/2011 7:42:22 PM |
heart514 | $25.00 | 12/2/2011 7:52:56 PM |
SolarMoonshine | $25.00 | 12/2/2011 3:43:58 PM |
famous-ore2 | $50.00 | 12/2/2011 5:07:32 PM |
monster4 | $50.00 | 12/2/2011 5:11:30 PM |
saffron4 | $25.00 | 12/2/2011 5:19:08 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:20:45 PM |
economy-producer | $25.00 | 12/2/2011 5:21:09 PM |
Miklot | $30.00 | 12/2/2011 5:35:46 PM |
dough-bear | $25.00 | 12/2/2011 5:36:48 PM |
dcfinancial | $25.00 | 12/2/2011 7:45:03 PM |
cablenews | $100.00 | 12/3/2011 10:27:05 AM |
SimpleChoice | $25.00 | 12/3/2011 11:40:03 AM |
Executive23 | $25.00 | 12/3/2011 11:47:25 AM |
soccermom33 | $25.00 | 12/3/2011 7:58:31 AM |
caNative | $25.00 | 12/4/2011 8:27:30 AM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:52 AM |
imoutdoorsy | $25.00 | 12/3/2011 10:37:41 PM |
greenwell | $50.00 | 12/4/2011 10:59:17 AM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:38 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:57:58 AM |
AJ6 | $25.00 | 12/4/2011 2:18:57 PM |
Comoparklender | $25.00 | 12/5/2011 9:24:03 AM |
astute-asset7 | $25.00 | 12/5/2011 9:28:05 AM |
auction-architect7 | $50.00 | 12/5/2011 11:03:54 AM |
economy-lotus | $50.00 | 12/5/2011 11:17:09 AM |
jamiee73 | $25.00 | 12/5/2011 2:17:17 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:46 PM |
deal-marauder6 | $25.00 | 12/5/2011 3:34:03 PM |
CaliforniaSun | $25.00 | 12/5/2011 2:12:07 PM |
druidpoet | $26.00 | 12/5/2011 3:56:01 PM |
rvfbroker | $25.00 | 12/5/2011 9:26:30 AM |
stepatatime-together | $100.00 | 12/5/2011 5:06:39 PM |
gizzywump | $25.00 | 12/5/2011 5:10:30 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:40 PM |
ven | $50.00 | 12/5/2011 4:50:13 PM |
green28 | $100.00 | 12/5/2011 9:55:36 AM |
Mariner3605 | $25.00 | 12/5/2011 5:06:05 PM |
wwwUniversal | $25.00 | 12/5/2011 5:06:08 PM |
dbmurch | $25.00 | 12/5/2011 11:13:05 AM |
ITExec | $100.00 | 12/5/2011 11:26:54 AM |
ivadood | $50.00 | 12/5/2011 2:54:34 PM |
shmb6508 | $50.00 | 12/5/2011 5:33:05 PM |
nybanker85 | $32.00 | 12/5/2011 5:37:37 PM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 4:22:00 PM |
87Marc | $25.00 | 12/5/2011 5:11:31 PM |
tkr2 | $25.00 | 12/5/2011 5:15:01 PM |
DrewOdette | $25.00 | 12/5/2011 9:57:12 PM |
IIP77 | $25.00 | 12/6/2011 3:51:57 AM |
pious-market939 | $40.00 | 12/6/2011 4:14:13 AM |
gustavzantanon | $25.00 | 12/5/2011 5:26:52 PM |
rcm87 | $50.00 | 12/5/2011 5:28:55 PM |
five-star-justice | $25.00 | 12/6/2011 5:47:01 AM |
Mrs-Honeydew | $25.00 | 12/6/2011 7:14:48 AM |
Bob450 | $25.00 | 12/6/2011 6:55:50 AM |
benwalla | $25.00 | 12/5/2011 5:38:41 PM |
timbob | $100.00 | 12/5/2011 6:00:30 PM |
smoothmoniker | $25.00 | 12/6/2011 9:05:50 AM |
Ducatiman1978 | $25.00 | 12/6/2011 9:15:44 AM |
luzonct | $100.00 | 12/5/2011 7:18:47 PM |
apostle901 | $25.00 | 12/6/2011 9:10:41 AM |
1willray | $25.00 | 12/5/2011 8:45:48 PM |
thelovebug | $100.00 | 12/6/2011 9:19:59 AM |
MrMcduck | $25.00 | 12/6/2011 9:23:35 AM |
Toby1montana | $50.00 | 12/6/2011 9:24:27 AM |
ah-long | $25.00 | 12/6/2011 9:24:48 AM |
hope-eagle6 | $25.00 | 12/6/2011 9:27:09 AM |
Frenchynh | $25.00 | 12/6/2011 9:28:14 AM |
rockhound84 | $25.00 | 12/6/2011 4:47:26 AM |
Whipster | $50.00 | 12/6/2011 5:15:42 AM |
spitzbergen | $25.00 | 12/6/2011 9:45:03 AM |
jml3482 | $25.00 | 12/6/2011 9:38:20 AM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:24 AM |
Perksunlimited | $25.00 | 12/6/2011 9:44:58 AM |
irrelevant | $25.00 | 12/6/2011 8:19:32 AM |
top-unflappable-economy | $25.00 | 12/6/2011 9:45:44 AM |
green-discrete-responsibility | $25.00 | 12/6/2011 9:08:49 AM |
wise-balanced-moola | $25.00 | 12/6/2011 9:21:44 AM |
bnlforever | $25.00 | 12/6/2011 9:24:04 AM |
TrekTune | $25.00 | 12/6/2011 9:26:56 AM |
Crystalprop | $25.00 | 12/6/2011 9:43:09 AM |
daniel5075 | $25.00 | 12/6/2011 9:45:01 AM |
CalBear08 | $25.00 | 12/6/2011 9:47:34 AM |
gain-expert | $25.00 | 12/6/2011 10:02:28 AM |
ryanplays311 | $25.00 | 12/6/2011 9:24:42 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:35 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:55 AM |
IIP77 | $25.00 | 11/30/2011 5:28:05 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:05 AM |
enterprising-credit2 | $25.00 | 12/1/2011 4:25:32 PM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:10 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:43 AM |
payout-paladin0 | $25.00 | 12/2/2011 4:38:16 PM |
asiaratt | $50.00 | 12/2/2011 5:05:54 PM |
SKOAL | $25.00 | 12/2/2011 5:07:35 PM |
homebody26 | $25.00 | 12/2/2011 5:09:33 PM |
DER | $25.00 | 12/2/2011 5:12:03 PM |
birch2 | $25.00 | 12/2/2011 5:16:49 PM |
miamibeachloaner | $25.00 | 12/2/2011 5:15:06 PM |
tornandfrayed | $25.00 | 12/2/2011 5:23:23 PM |
Dubbs360 | $50.00 | 12/2/2011 5:24:19 PM |
payout-achievement | $50.00 | 12/2/2011 5:18:09 PM |
shrewd-peace7 | $25.00 | 12/2/2011 5:19:03 PM |
EBITDA | $25.00 | 12/2/2011 5:26:39 PM |
new-intuitive-dime | $25.00 | 12/2/2011 7:29:34 PM |
stock106 | $25.00 | 12/2/2011 1:44:29 PM |
well-mannered-income3 | $40.00 | 12/2/2011 7:51:22 PM |
payment-gusto | $25.00 | 12/2/2011 4:43:45 PM |
ouyangers | $25.00 | 12/2/2011 10:18:45 PM |
rhin0cerx | $50.00 | 12/2/2011 5:05:29 PM |
principal-cooker2 | $100.00 | 12/2/2011 5:09:30 PM |
trade-beeper4 | $25.00 | 12/2/2011 5:11:51 PM |
zone8 | $100.00 | 12/2/2011 5:13:00 PM |
Katburg | $25.00 | 12/2/2011 5:15:47 PM |
Angel_Investor_7 | $25.00 | 12/2/2011 5:23:41 PM |
hard-working-rate3 | $100.00 | 12/2/2011 5:27:45 PM |
oreyedoc | $50.00 | 12/2/2011 5:30:15 PM |
symbiosis | $50.00 | 12/2/2011 5:30:35 PM |
tenacious-capital3 | $26.27 | 12/2/2011 5:31:00 PM |
tremendous-payment | $25.00 | 12/2/2011 5:31:52 PM |
diplomatic-wealth7 | $25.00 | 12/2/2011 5:32:41 PM |
Diamond_Jim | $25.00 | 12/2/2011 5:33:56 PM |
social-cocktail1 | $142.00 | 12/2/2011 5:34:45 PM |
silver-birdie | $100.00 | 12/2/2011 5:36:01 PM |
commitment-galaxy | $25.00 | 12/3/2011 11:51:24 AM |
Anny-Disco | $50.00 | 12/2/2011 10:21:05 PM |
wonderous-truth6 | $50.00 | 12/3/2011 6:10:25 AM |
upright-commitment5 | $25.00 | 12/3/2011 6:57:42 PM |
richrobe | $25.00 | 12/3/2011 7:19:01 PM |
philantist | $30.00 | 12/3/2011 9:35:16 PM |
point-didgeridoo | $25.00 | 12/4/2011 9:25:20 AM |
coin-architect2 | $100.00 | 12/4/2011 9:50:02 AM |
graceful-IRAinvestment | $120.00 | 12/4/2011 8:29:15 AM |
investment-cluster | $25.00 | 12/4/2011 4:39:07 PM |
lplender | $75.00 | 12/4/2011 5:07:30 AM |
GElender | $35.00 | 12/5/2011 5:47:18 AM |
golden-cat | $25.00 | 12/4/2011 12:21:20 PM |
foothillender | $25.00 | 12/5/2011 8:46:39 AM |
ingenious-gold842 | $54.98 | 12/4/2011 5:01:20 PM |
helpinghand63 | $25.00 | 12/5/2011 9:38:29 AM |
solo423 | $75.90 | 12/5/2011 10:01:35 AM |
top-benefit-sequoia | $25.00 | 12/5/2011 10:39:45 AM |
nimble-economy863 | $25.00 | 12/5/2011 12:43:42 PM |
happy-return4 | $25.00 | 12/5/2011 1:25:32 PM |
courteous-platinum7 | $25.00 | 12/5/2011 4:13:04 PM |
rogue_monster | $50.00 | 12/5/2011 9:37:21 AM |
nowits10 | $25.00 | 12/5/2011 5:17:46 PM |
rescue | $100.00 | 12/5/2011 5:25:58 PM |
Rivervale_Westwood | $25.00 | 12/5/2011 1:37:25 PM |
davisfl | $25.00 | 12/5/2011 5:33:00 PM |
desertoasis | $25.00 | 12/5/2011 5:39:18 PM |
Kaj | $25.00 | 12/5/2011 5:12:13 PM |
economy-structure9 | $25.00 | 12/6/2011 3:57:33 AM |
Learning2Lend | $25.00 | 12/5/2011 5:21:12 PM |
lcole32 | $25.00 | 12/5/2011 5:36:00 PM |
nodrivelpls | $25.00 | 12/5/2011 5:36:31 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:51:16 PM |
lowlite6647 | $25.00 | 12/6/2011 9:05:52 AM |
kulender | $100.00 | 12/6/2011 9:06:34 AM |
peaceful-bazaar497 | $29.00 | 12/5/2011 6:12:45 PM |
revenue-serenity | $25.00 | 12/6/2011 9:14:49 AM |
marcomnzs | $25.00 | 12/6/2011 9:15:25 AM |
oldmora | $50.00 | 12/6/2011 9:17:20 AM |
moola-wildebeest3 | $50.00 | 12/6/2011 9:17:33 AM |
utukxul | $25.00 | 12/6/2011 9:12:48 AM |
GInBaghdad | $25.00 | 12/6/2011 9:14:54 AM |
FASTIZIO_P | $25.00 | 12/6/2011 9:32:01 AM |
renaissance168 | $25.00 | 12/6/2011 9:33:42 AM |
ChuckieG | $25.00 | 12/6/2011 9:39:30 AM |
triumphant-community | $25.00 | 12/6/2011 9:42:20 AM |
Eudyptes | $25.00 | 12/6/2011 9:42:59 AM |
JauaFlash | $25.00 | 12/6/2011 9:43:46 AM |
chrisb1414 | $25.00 | 12/6/2011 7:20:36 AM |
CAGE-Investments | $25.00 | 12/6/2011 9:39:20 AM |
juxtapose | $25.00 | 12/6/2011 7:59:39 AM |
minddoc | $50.00 | 12/6/2011 9:06:26 AM |
ErvLending | $25.00 | 12/6/2011 9:07:21 AM |
larrybird | $1,806.85 | 12/6/2011 10:51:26 AM |
SirJev | $50.00 | 12/6/2011 9:09:58 AM |
flexible-value | $50.00 | 12/6/2011 9:13:23 AM |
boybutter | $25.00 | 12/6/2011 9:21:40 AM |
lakehavasu88 | $25.00 | 12/6/2011 9:24:18 AM |
keen-ore631 | $25.00 | 12/6/2011 9:24:36 AM |
loanman2007 | $25.00 | 12/6/2011 9:25:10 AM |
debt-force | $25.00 | 12/6/2011 9:39:17 AM |
206 Investments
|
Borrower Payment Dependent Notes Series
541647
This series of Notes was issued and sold upon the funding of the borrower loan #56787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $159.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
13 | Length of status: | 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,617 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| serene-dinero8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2011)
660-679
(Feb-2010)
660-679
(Jan-2010)
|
Principal balance:
| $1,655.54 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Title Loan
Purpose of loan:
This loan will be used to...
Pay off an expensive Title Loan
My financial situation:
I am a good candidate for this loan because...
Good income, solid payment history
Monthly net income: $5000
Monthly expenses: $
Housing: $750
Insurance: $85
Car expenses: $
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $300.00 | 11/29/2011 5:29:39 PM |
exchange-upholder0 | $25.00 | 11/29/2011 10:18:15 PM |
AndChicksforFree | $25.00 | 11/29/2011 5:16:08 PM |
grnii78 | $29.71 | 11/30/2011 8:54:10 AM |
platinum-boss2 | $50.00 | 11/29/2011 5:06:19 PM |
pound-mushroom3 | $25.00 | 11/29/2011 5:18:35 PM |
sweety075 | $25.00 | 11/29/2011 5:21:08 PM |
tenacious-capital3 | $26.27 | 11/29/2011 5:31:19 PM |
Comoparklender | $25.00 | 11/29/2011 5:31:51 PM |
brightest-dynamic-liberty | $25.00 | 11/29/2011 5:27:58 PM |
SLN-10 | $100.00 | 11/29/2011 5:35:29 PM |
loss-of-control | $100.00 | 11/29/2011 7:07:07 PM |
vutah | $25.00 | 11/29/2011 6:35:55 PM |
focused-investment442 | $25.00 | 11/29/2011 7:03:48 PM |
GCInvestments | $25.00 | 11/29/2011 9:12:14 PM |
green-trade-dolphin | $35.02 | 11/29/2011 5:03:28 PM |
Milonguero | $100.00 | 11/29/2011 5:07:20 PM |
loanman2007 | $50.00 | 11/30/2011 5:18:17 AM |
nfx | $25.00 | 11/30/2011 5:33:10 AM |
lowrater | $200.80 | 11/30/2011 5:36:55 AM |
fcrick | $25.00 | 11/29/2011 5:16:42 PM |
sgt-schultz | $25.00 | 11/30/2011 4:52:17 AM |
treasure-bliss | $25.00 | 11/30/2011 6:56:25 AM |
ILoveBearHats | $30.34 | 11/29/2011 5:27:59 PM |
DiligentiaLLC | $100.00 | 11/30/2011 7:28:04 AM |
Leshan | $167.18 | 11/30/2011 8:24:56 AM |
RoZu_Lending | $200.00 | 11/29/2011 5:42:46 PM |
DHolly | $31.00 | 11/29/2011 5:45:20 PM |
trumpeter5 | $25.00 | 11/30/2011 8:43:11 AM |
SolarMoonshine | $25.00 | 11/30/2011 3:40:25 AM |
mlj0671 | $25.00 | 11/30/2011 7:48:48 AM |
halothane_logic | $50.00 | 11/30/2011 8:57:04 AM |
lucrative-loan | $25.00 | 11/30/2011 6:03:27 AM |
tnjohnso | $25.00 | 11/29/2011 5:06:32 PM |
Kash2010lu | $25.00 | 11/29/2011 5:09:41 PM |
economy-coup | $44.00 | 11/29/2011 5:18:59 PM |
caper945 | $100.00 | 11/29/2011 5:19:05 PM |
diplomatic-wealth7 | $25.00 | 11/29/2011 5:30:25 PM |
Feyenoord | $30.00 | 11/29/2011 5:30:47 PM |
GElender | $40.00 | 11/29/2011 5:23:49 PM |
investment-artist | $29.01 | 11/29/2011 5:32:27 PM |
fabulous-community4 | $25.00 | 11/29/2011 6:04:48 PM |
janeybooboo | $75.00 | 11/29/2011 6:58:14 PM |
atlas-shrugged | $195.00 | 11/29/2011 6:53:41 PM |
mystical-fairness4 | $25.00 | 11/29/2011 8:26:01 PM |
Socorro_Capital_Partners | $25.01 | 11/29/2011 8:54:52 PM |
Mikale360 | $25.00 | 11/29/2011 7:45:40 PM |
principal-cooker2 | $100.00 | 11/29/2011 5:14:26 PM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 5:38:59 AM |
IIP77 | $25.00 | 11/30/2011 3:20:50 AM |
toblerone | $25.00 | 11/29/2011 5:23:57 PM |
Bob450 | $30.00 | 11/30/2011 6:54:09 AM |
luv4cycling | $30.00 | 11/29/2011 5:25:55 PM |
finance-prescription | $100.00 | 11/29/2011 5:27:12 PM |
susurrus | $25.00 | 11/29/2011 5:49:02 PM |
LittleMingo | $25.00 | 11/29/2011 6:08:03 PM |
FinanceEngine | $35.00 | 11/30/2011 8:47:44 AM |
bentonlending | $25.00 | 11/30/2011 8:46:22 AM |
chameleon125 | $25.00 | 11/29/2011 9:48:51 PM |
american-investor | $50.00 | 11/30/2011 4:32:32 AM |
leverage-monger | $25.00 | 11/30/2011 7:35:37 AM |
frantic-retirement | $150.00 | 11/30/2011 7:53:47 AM |
tcpfan | $25.00 | 11/30/2011 8:19:13 AM |
papaloha | $596.66 | 11/30/2011 8:59:24 AM |
64 Investments
|
Borrower Payment Dependent Notes Series
541651
This series of Notes was issued and sold upon the funding of the borrower loan #57049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $190.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 36% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $80,758 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-venture9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $10,649.17 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2011)
|
Principal balance:
| $10,148.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
code-tlc-traffic
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fortytwo | $150.00 | 11/29/2011 5:11:15 PM |
Reinadog9 | $25.00 | 11/29/2011 5:13:14 PM |
careful-note | $50.00 | 11/29/2011 5:09:34 PM |
economy-coup | $50.00 | 11/29/2011 5:19:00 PM |
finance-prescription | $100.00 | 11/29/2011 5:27:12 PM |
tenacious-capital3 | $26.27 | 11/29/2011 5:31:20 PM |
important-openness1 | $100.00 | 11/29/2011 5:34:17 PM |
LittleMingo | $25.00 | 11/29/2011 6:09:00 PM |
chameleon125 | $25.00 | 11/29/2011 9:49:38 PM |
determined-revenue1 | $35.00 | 11/29/2011 5:08:28 PM |
GElender | $40.00 | 11/29/2011 5:23:50 PM |
toblerone | $25.00 | 11/29/2011 5:23:57 PM |
treasure-bliss | $25.00 | 11/30/2011 6:56:25 AM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:12 AM |
coin-investor | $25.00 | 11/30/2011 9:10:48 AM |
Zelphyr | $25.00 | 11/29/2011 10:48:05 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:01 AM |
tech310 | $50.00 | 11/30/2011 12:14:17 AM |
handshake5 | $100.00 | 11/30/2011 9:23:51 AM |
jjswanso | $32.00 | 11/30/2011 9:13:19 AM |
MAYBROOK | $35.00 | 11/30/2011 9:36:07 AM |
CalBear08 | $25.00 | 11/30/2011 9:39:10 AM |
orange-preeminant-bill | $25.00 | 11/30/2011 7:05:45 AM |
AF-Chief | $25.00 | 11/30/2011 9:37:52 AM |
shrewd-income | $25.00 | 11/30/2011 4:06:22 PM |
fareast_man | $25.00 | 11/30/2011 10:26:40 PM |
careful-vigilance4 | $50.00 | 12/1/2011 9:10:41 AM |
groundsquirrel | $25.00 | 11/30/2011 8:29:51 PM |
best-charming-leverage | $50.00 | 12/1/2011 9:09:38 AM |
bnlforever | $25.00 | 12/1/2011 9:19:07 AM |
ciscoparrot | $25.00 | 12/1/2011 9:20:07 AM |
melodious-fairness | $25.00 | 12/1/2011 9:14:39 AM |
gjm6d | $25.00 | 12/1/2011 9:25:14 AM |
kindness-jedi | $25.00 | 12/1/2011 9:17:32 AM |
reward-adventure | $50.00 | 12/1/2011 9:27:05 AM |
Kaj | $25.00 | 12/1/2011 9:32:05 AM |
SimonHova | $25.00 | 12/1/2011 6:12:41 AM |
transparency-river1 | $1,000.00 | 12/1/2011 9:32:27 AM |
five-star-justice | $36.00 | 12/1/2011 6:17:05 AM |
genius520 | $50.00 | 12/1/2011 9:42:23 AM |
ursus | $50.00 | 12/1/2011 9:42:34 AM |
special-rupee | $60.00 | 12/1/2011 9:44:44 AM |
songbird98 | $25.00 | 12/1/2011 7:12:15 AM |
graceful-IRAinvestment | $68.01 | 12/1/2011 10:11:13 AM |
CAGE-Investments | $25.00 | 12/1/2011 9:42:15 AM |
MBIntl | $25.00 | 12/1/2011 9:24:22 AM |
life-is-great | $25.00 | 12/1/2011 9:39:47 AM |
mhotchan | $100.00 | 12/1/2011 9:40:31 AM |
silver-birdie | $100.00 | 11/29/2011 5:16:32 PM |
enriching-trade2 | $50.00 | 11/29/2011 5:13:26 PM |
golden-velocity9 | $35.00 | 11/29/2011 5:24:29 PM |
GCInvestments | $25.00 | 11/29/2011 9:12:14 PM |
IIP77 | $25.00 | 11/30/2011 3:20:51 AM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:54 AM |
fcrick | $25.00 | 11/29/2011 5:16:42 PM |
social-heart | $25.00 | 11/29/2011 5:17:34 PM |
generosity-giraffe0 | $50.00 | 11/29/2011 6:47:22 PM |
booOST | $34.18 | 11/30/2011 8:44:37 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:37 AM |
BankofRon | $25.00 | 11/30/2011 9:15:55 AM |
worthy-bid8 | $50.00 | 11/30/2011 9:18:26 AM |
Comoparklender | $25.00 | 11/30/2011 9:30:16 AM |
CaptainBL | $25.00 | 11/30/2011 9:37:38 AM |
Tradesmanlender | $25.00 | 11/30/2011 9:06:36 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:56 AM |
social-cocktail1 | $200.00 | 11/30/2011 11:20:29 AM |
money-surge1 | $25.00 | 11/30/2011 9:08:59 AM |
majestic-principal1 | $25.00 | 11/30/2011 11:26:30 AM |
Relaxo | $50.00 | 11/30/2011 4:30:50 PM |
gold-cluster | $50.00 | 11/30/2011 4:01:25 PM |
brightest-dynamic-liberty | $25.00 | 11/30/2011 5:12:11 PM |
principal-cooker2 | $100.00 | 11/30/2011 5:10:13 PM |
famous-ore2 | $50.00 | 11/30/2011 5:29:25 PM |
pious-market939 | $40.00 | 11/30/2011 1:28:58 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:41 PM |
ericgassercom | $25.00 | 11/30/2011 3:25:13 PM |
Bob450 | $28.00 | 11/30/2011 4:50:38 PM |
cnovak | $25.00 | 11/30/2011 5:08:53 PM |
careful-note1 | $25.00 | 12/1/2011 6:04:02 AM |
social-zebra | $29.54 | 11/30/2011 7:32:27 PM |
power-rotation7 | $50.00 | 11/30/2011 7:41:03 PM |
SkepticalBen | $25.00 | 12/1/2011 8:28:56 AM |
dough-hammock | $25.00 | 11/30/2011 9:19:05 PM |
washboard1 | $25.00 | 12/1/2011 9:09:24 AM |
green-rate-futurist | $50.00 | 12/1/2011 3:21:27 AM |
Easystreet | $25.00 | 12/1/2011 9:27:47 AM |
cowboy1983 | $45.00 | 12/1/2011 9:20:27 AM |
nickel-ferret | $31.00 | 12/1/2011 9:37:19 AM |
bid-czar8 | $100.00 | 12/1/2011 9:38:33 AM |
wwwUniversal | $25.00 | 12/1/2011 9:05:28 AM |
yield-trader | $25.00 | 12/1/2011 9:05:38 AM |
irrelevant | $25.00 | 12/1/2011 10:05:31 AM |
restless-currency | $50.00 | 12/1/2011 9:08:24 AM |
listing-candy | $25.00 | 12/1/2011 9:15:17 AM |
rescue | $100.00 | 12/1/2011 9:35:37 AM |
proud-pound4 | $25.00 | 12/1/2011 9:43:38 AM |
96 Investments
|
Borrower Payment Dependent Notes Series
541663
This series of Notes was issued and sold upon the funding of the borrower loan #57092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 11% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $768 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 89 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-dinero-shooter |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan: This loan will be used to...My financial situation: I am a good candidate for this loan because...Monthly net income: $4,326Monthly expenses: $Housing: $1452Insurance: $198Car expenses: $80Utilities: $150Phone, cable, internet: $300Food, entertainment: $150Clothing, household expenses: $Credit cards and other loans: $200Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-festivity | $50.00 | 11/29/2011 5:17:30 PM |
beaker | $25.00 | 11/29/2011 6:05:22 PM |
nfx | $25.00 | 11/30/2011 6:08:16 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:01 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:06 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:38 AM |
worth-blanket2 | $6,400.00 | 12/2/2011 11:39:30 AM |
courteous-platinum7 | $25.00 | 12/2/2011 12:21:06 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:37 AM |
beakerfish | $150.00 | 12/1/2011 8:47:10 PM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:47 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:44 AM |
alluring-yield5 | $25.00 | 12/2/2011 12:16:26 PM |
ChrisProsper | $35.00 | 12/2/2011 12:25:52 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
541679
This series of Notes was issued and sold upon the funding of the borrower loan #57045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 16y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,256 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leverage-booster3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan: Pay off doctor bills
This loan will be used to...
My financial situation: Bank of America
I am a good candidate for this loan because... I have never been late on any loan payments and have always paid them off on time.
Monthly net income: $11000.00
Monthly expenses: $
Housing: $1100.00
Insurance: $236.00
Car expenses: $637.00
Utilities: $475.00
Phone, cable, internet: $132.00
Food, entertainment: $
Clothing, household expenses: $5000.00
Credit cards and other loans: $2000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 11/28/2011 5:35:52 PM |
fortytwo | $150.00 | 11/29/2011 9:49:17 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:47 AM |
worth-blanket2 | $9,800.00 | 11/29/2011 2:00:09 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
541755
This series of Notes was issued and sold upon the funding of the borrower loan #56889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $240.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,466 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| income-daydream8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rnmomma
Purpose of loan:
This loan will be used to consolidate credit card debt.
My financial situation extremely stable, and will have a $600 raise/month starting January 1, 2012.
I am a good candidate for this loan because I have financial stability as I am an RN working for the Federal Government.
Monthly net income: $3400
Housing: $600
Insurance: $100
Car expenses: $200
Utilities: $100
Phone, cable, internet: $300
Food, entertainment: $750
Clothing, household expenses: $100
Credit cards and other loans: $750
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:34 PM |
pdub | $75.00 | 12/1/2011 5:27:13 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:24 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:45 AM |
gain-expert | $25.00 | 12/2/2011 12:10:02 PM |
pound-mushroom3 | $25.00 | 12/1/2011 5:22:35 PM |
SLN-10 | $50.00 | 12/1/2011 5:29:12 PM |
bazaar-festivity | $50.00 | 12/1/2011 5:32:31 PM |
EngineersAlliance | $125.00 | 12/2/2011 9:25:47 AM |
worth-blanket2 | $5,500.00 | 12/2/2011 11:39:47 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
541761
This series of Notes was issued and sold upon the funding of the borrower loan #56802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,025 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-gravitas |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation: good
I am a good candidate for this loan because I am lawyer and make good money
Monthly net income: $ 5200
Monthly expenses:
Housing: $1600
Insurance: $200
Car expenses: $0
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 11/30/2011 10:18:48 AM |
credit-bank-usa611 | $25.00 | 11/30/2011 12:06:36 PM |
calmfunds | $500.00 | 11/30/2011 10:03:33 AM |
bmw2 | $28.00 | 11/30/2011 1:07:53 PM |
handy-justice | $50.00 | 11/30/2011 11:44:25 AM |
UBOtto186 | $50.00 | 11/30/2011 1:59:36 PM |
green28 | $100.00 | 11/30/2011 11:56:33 AM |
dudebrah | $25.00 | 11/30/2011 12:21:37 PM |
The-Lighthouse-Group | $25.00 | 11/30/2011 1:00:51 PM |
winmals | $25.00 | 11/30/2011 10:07:55 AM |
hope-twister5 | $50.00 | 11/30/2011 12:50:09 PM |
aesop56 | $88.65 | 11/30/2011 12:14:27 PM |
the-hope-workhorse | $100.00 | 11/30/2011 12:45:07 PM |
elegant-market9 | $50.00 | 11/30/2011 2:04:06 PM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 9:18:07 AM |
balance-river | $25.00 | 11/30/2011 2:11:29 PM |
payout-quark | $82.55 | 11/30/2011 2:15:07 PM |
SolarMoonshine | $500.00 | 11/30/2011 9:57:15 AM |
enterprising-credit2 | $100.00 | 11/30/2011 12:28:51 PM |
lowrater | $100.80 | 11/30/2011 1:40:15 PM |
Engineer44 | $25.00 | 11/30/2011 2:04:34 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
541775
This series of Notes was issued and sold upon the funding of the borrower loan #56865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $184.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 12y 6m |
Amount delinquent:
| $111 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,158 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| contract-holly6 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income:$
Monthly expenses: $
Housing:
Insurance:
Car expenses
Utilities:
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-festivity | $50.00 | 11/29/2011 9:28:56 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:06:47 AM |
vutah | $25.00 | 11/29/2011 4:39:50 PM |
IIP77 | $25.00 | 11/30/2011 3:20:45 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:53 AM |
bonus-demon | $50.00 | 11/30/2011 5:24:53 PM |
frogperson | $75.00 | 11/30/2011 9:53:32 PM |
jjswanso | $75.00 | 11/30/2011 5:22:15 PM |
progressive-economy261 | $400.00 | 12/1/2011 9:27:08 AM |
suave-dime6 | $25.00 | 12/1/2011 7:44:15 AM |
toblerone | $25.00 | 12/1/2011 9:11:40 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:36 PM |
Weaverville | $25.00 | 12/1/2011 12:32:00 PM |
euro-shrine | $50.00 | 12/1/2011 3:14:00 PM |
green-rate-futurist | $50.00 | 12/1/2011 4:24:00 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:02 AM |
antlr | $50.00 | 12/1/2011 7:48:15 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:22 AM |
well-mannered-income3 | $50.00 | 12/1/2011 5:46:03 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:36 AM |
historic-loan1 | $30.00 | 12/1/2011 7:28:48 PM |
careful-note | $55.00 | 12/2/2011 4:31:26 AM |
miked8303 | $25.00 | 12/2/2011 9:14:24 AM |
shrewd-peace7 | $25.00 | 12/2/2011 9:11:00 AM |
handshake5 | $74.00 | 12/2/2011 9:22:24 AM |
planetibet | $27.10 | 12/2/2011 7:02:37 AM |
Kaj | $25.00 | 12/2/2011 9:27:39 AM |
symbiosis | $40.00 | 12/2/2011 9:34:39 AM |
worthy-bid8 | $50.00 | 12/2/2011 9:42:23 AM |
life-is-great | $25.00 | 12/2/2011 9:43:58 AM |
stepatatime-together | $100.00 | 12/2/2011 9:50:24 AM |
Wellman | $25.00 | 12/2/2011 9:49:36 AM |
green-tree-shake | $60.00 | 12/2/2011 10:09:59 AM |
unrelenting-auction7 | $25.00 | 12/2/2011 10:14:28 AM |
zone8 | $40.00 | 12/2/2011 9:32:22 AM |
red-power-pecan | $50.00 | 12/2/2011 9:42:47 AM |
kulender | $100.00 | 12/2/2011 9:44:42 AM |
heroic-compassion6 | $50.03 | 12/2/2011 10:23:47 AM |
renaissance168 | $25.00 | 12/2/2011 11:10:59 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:45 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:57 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:32 AM |
Ballybay | $50.00 | 11/30/2011 5:26:14 PM |
economy-producer | $25.00 | 11/30/2011 5:29:07 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:11 PM |
Dubbs360 | $50.00 | 11/30/2011 5:20:27 PM |
social-cocktail1 | $200.00 | 11/30/2011 5:24:49 PM |
Comoparklender | $25.00 | 11/30/2011 5:30:08 PM |
finance-prescription | $100.00 | 12/1/2011 9:40:44 AM |
graceful-IRAinvestment | $80.00 | 12/1/2011 10:24:52 AM |
diplomatic-wealth7 | $25.00 | 12/1/2011 9:09:31 AM |
CapitalismRocks | $25.00 | 12/1/2011 9:22:10 AM |
silver-birdie | $100.00 | 12/1/2011 5:17:26 PM |
economy-coup | $50.00 | 12/1/2011 5:22:11 PM |
jengachamp | $25.00 | 12/1/2011 4:06:26 PM |
Dignified-Market29 | $25.00 | 12/1/2011 9:29:09 PM |
mlj0671 | $25.00 | 12/1/2011 5:19:18 PM |
SummitAdvisors | $25.00 | 12/2/2011 6:48:46 AM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:36 PM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:47 AM |
important-openness1 | $51.00 | 12/2/2011 9:09:13 AM |
MrBailey | $25.00 | 12/2/2011 9:12:42 AM |
Ambassador | $26.00 | 12/2/2011 4:38:35 AM |
payout-achievement | $34.00 | 12/2/2011 9:13:44 AM |
finance-mushroom | $59.00 | 12/2/2011 9:21:51 AM |
asiaratt | $46.00 | 12/2/2011 9:30:51 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:52 AM |
debt-force | $25.00 | 12/2/2011 9:44:37 AM |
ChuckieG | $25.00 | 12/2/2011 9:50:09 AM |
irrelevant | $25.00 | 12/2/2011 10:06:26 AM |
Foothill-Paradise | $25.00 | 12/2/2011 10:33:26 AM |
orange-preeminant-bill | $25.00 | 12/2/2011 9:10:50 AM |
FASTIZIO_P | $25.00 | 12/2/2011 9:13:47 AM |
wwwUniversal | $25.00 | 12/2/2011 9:20:26 AM |
social-zebra | $30.00 | 12/2/2011 1:08:23 PM |
rescue | $68.00 | 12/2/2011 9:30:44 AM |
secureincome | $768.60 | 12/2/2011 2:08:46 PM |
TronMedici | $50.00 | 12/2/2011 9:37:50 AM |
Katburg | $25.00 | 12/2/2011 9:41:10 AM |
roux | $25.00 | 12/2/2011 9:42:17 AM |
marketplace-hut9 | $25.00 | 12/2/2011 9:47:24 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
541779
This series of Notes was issued and sold upon the funding of the borrower loan #57154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,202 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| lionheart5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dudebrah | $25.00 | 11/30/2011 12:22:47 PM |
SolarMoonshine | $25.00 | 11/30/2011 9:55:45 AM |
nfx | $30.00 | 11/30/2011 4:55:06 PM |
let_me_retire | $100.00 | 11/30/2011 10:43:27 PM |
vigorous-market5 | $100.00 | 11/30/2011 10:46:13 PM |
loss-of-control | $100.00 | 12/1/2011 5:13:59 PM |
transformer855 | $25.00 | 12/2/2011 7:02:08 AM |
worth-blanket2 | $1,700.00 | 12/2/2011 11:40:13 AM |
the-hope-workhorse | $50.00 | 11/30/2011 12:52:42 PM |
heavenly-interest9 | $500.00 | 11/30/2011 9:26:46 AM |
fountain355 | $26.00 | 12/1/2011 4:37:49 AM |
lowrater | $100.80 | 12/1/2011 6:15:20 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:11 AM |
valiant-note129 | $100.00 | 12/1/2011 2:45:38 PM |
melodious-openness | $50.00 | 12/2/2011 4:43:28 AM |
finance-investor3 | $25.00 | 12/2/2011 1:43:40 AM |
nfx | $25.00 | 12/2/2011 9:01:47 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
541795
This series of Notes was issued and sold upon the funding of the borrower loan #57076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 22
/
20 | Length of status: | 32y 2m |
Amount delinquent:
| $2,815 |
Total credit lines:
| 69 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,944 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 56 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-abundant-rupee |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to...pay off my payday loans I have accumulated trying to help my daughter pay for her chemo meds
My financial situation:
I am a good candidate for this loan because..I am willing to payback ever dime to get out of this situation.So I can get my credit and life back on track.
Monthly net income: $ 3700
Monthly expenses: $ 2500
Housing: $0
Insurance: $135
Car expenses: $0
Utilities: $ not paid by me
Phone, cable, internet: $ not paid by me
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $varys due to being payday loans
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 12/1/2011 8:17:45 AM |
fountain355 | $25.00 | 12/1/2011 4:42:44 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:12 AM |
nfx | $25.00 | 12/2/2011 9:07:10 AM |
nfx | $25.00 | 12/2/2011 9:07:25 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:40 AM |
the-hope-workhorse | $100.00 | 12/2/2011 11:16:29 AM |
worth-blanket2 | $2,800.00 | 12/2/2011 11:41:37 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
541799
This series of Notes was issued and sold upon the funding of the borrower loan #57148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-04-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $220.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
1 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| startingoverblues |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help moving my family forward
I short sale'd a 100k+ home in Florida 3 yrs. ago, and then bought an owner finance home, near Greenville, SC. I then moved, with my wife and 5 yr. old daughter, and secured a job as a claim authorizer, for a home warranty company. I worked hard, played little, paid off the home, and 100% of my debt... no card's, auto loans..... zero debt. The neighborhood I had to move us into though.... is not the greatest, to say the least.... but we had to take drastic measures, to regroup financially. I have 15 yrs. of work history, in every aspect of remodeling, and have recently found a brick, 3/1 home, on 1+ acre, with privacy, but need approx. 5k more, to purchase. The home needs remodeling, but the framing, foundation, and property are incredible! My plan is to remodel, while living in our current home. I am commited to providing a safer place for my family, and have the skills to follow through with the remodel.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $50.00 | 11/29/2011 5:11:01 PM |
fantastic-wampum1 | $100.00 | 11/29/2011 5:11:34 PM |
pound-mushroom3 | $25.00 | 11/29/2011 5:18:26 PM |
treasure-bliss | $25.00 | 11/30/2011 6:56:25 AM |
EBITDA | $25.00 | 11/30/2011 9:05:22 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:39 AM |
toblerone | $25.00 | 11/30/2011 9:11:23 AM |
tech310 | $50.00 | 11/30/2011 12:15:40 AM |
worthy-bid8 | $50.00 | 11/30/2011 9:18:26 AM |
finance-prescription | $100.00 | 11/30/2011 9:17:26 AM |
nfx | $30.00 | 11/30/2011 5:56:08 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:56 AM |
red-power-pecan | $50.00 | 11/30/2011 9:33:11 AM |
five-star-justice | $25.00 | 11/30/2011 10:54:01 AM |
important-openness1 | $100.00 | 11/30/2011 9:09:42 AM |
shrewd-peace7 | $25.00 | 11/30/2011 9:16:48 AM |
Dignified-Market29 | $75.00 | 11/30/2011 12:51:04 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:13 PM |
Dubbs360 | $50.00 | 11/30/2011 5:20:27 PM |
frogperson | $75.00 | 11/30/2011 9:53:32 PM |
valiant-note129 | $100.00 | 12/1/2011 2:50:16 PM |
rate-hickory | $35.00 | 12/1/2011 1:26:14 PM |
euro-shrine | $50.00 | 12/1/2011 3:14:02 PM |
careful-note | $55.00 | 12/2/2011 4:31:31 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:26 AM |
thoughtful-economy1 | $25.00 | 12/1/2011 9:02:20 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:56 AM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:48 AM |
affluence-generator2 | $100.00 | 12/2/2011 11:44:22 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:54 PM |
Kierf | $25.00 | 12/2/2011 3:31:45 PM |
managedfund | $777.00 | 12/2/2011 2:37:40 PM |
monster4 | $26.00 | 12/2/2011 5:11:30 PM |
oreyedoc | $30.00 | 12/2/2011 5:30:15 PM |
Wellman | $25.00 | 12/2/2011 5:27:48 PM |
dinhkevin_usa | $83.04 | 12/2/2011 4:26:34 PM |
a-credit-rotation | $25.00 | 12/2/2011 5:19:51 PM |
leverage-monger | $25.00 | 12/3/2011 8:36:56 AM |
shellstar | $25.00 | 12/3/2011 7:42:21 AM |
cablenews | $100.00 | 12/3/2011 10:27:06 AM |
Executive23 | $25.00 | 12/3/2011 11:47:26 AM |
Astyanax | $75.00 | 12/3/2011 10:33:53 AM |
JJpeanut | $25.00 | 12/3/2011 1:48:33 PM |
riveting-credit5 | $50.00 | 12/3/2011 5:25:53 PM |
irrelevant | $25.00 | 12/3/2011 6:05:37 AM |
abundant-euro0 | $100.00 | 12/4/2011 4:54:03 AM |
first-friendly-listing | $25.00 | 12/4/2011 10:44:07 AM |
caNative | $25.00 | 12/4/2011 8:27:30 AM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:53 AM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:07 PM |
scabrendan | $35.48 | 12/4/2011 12:43:07 PM |
investment-cluster | $75.00 | 12/3/2011 4:50:52 PM |
point-didgeridoo | $25.00 | 12/4/2011 9:25:20 AM |
thisbucksforu | $33.48 | 12/4/2011 9:18:19 PM |
Flreap | $30.00 | 12/4/2011 12:34:37 PM |
first-dinero-igloo | $25.00 | 12/4/2011 8:51:22 PM |
sensible-trade | $82.00 | 11/29/2011 5:20:30 PM |
missing-link | $25.00 | 11/29/2011 5:25:12 PM |
roux | $25.00 | 11/29/2011 5:33:51 PM |
IIP77 | $25.00 | 11/30/2011 3:20:54 AM |
nfx | $25.00 | 11/30/2011 6:25:57 AM |
GCInvestments | $25.00 | 11/29/2011 9:14:31 PM |
Tradesmanlender | $25.00 | 11/30/2011 9:06:37 AM |
diplomatic-wealth7 | $25.00 | 11/30/2011 9:18:39 AM |
dedicated-transaction796 | $25.00 | 11/30/2011 9:19:50 AM |
Gladglide | $25.00 | 11/30/2011 9:36:31 AM |
Comoparklender | $25.00 | 11/30/2011 9:30:16 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:03 AM |
handshake5 | $52.00 | 11/30/2011 9:23:52 AM |
wise_investor | $42.24 | 11/30/2011 3:04:33 PM |
social-cocktail1 | $70.00 | 11/30/2011 5:24:50 PM |
economy-producer | $25.00 | 11/30/2011 5:29:08 PM |
impeccable-ore3 | $25.00 | 12/1/2011 7:32:08 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:09 AM |
Weaverville | $25.00 | 12/1/2011 12:32:01 PM |
jengachamp | $25.00 | 12/1/2011 4:06:29 PM |
antlr | $50.00 | 12/1/2011 7:48:18 PM |
loss-of-control | $75.00 | 12/1/2011 5:16:07 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:48 AM |
terrific-dough6 | $50.00 | 12/2/2011 9:18:26 AM |
Mrs-Honeydew | $25.00 | 12/2/2011 7:55:43 AM |
friendinmoney | $25.00 | 12/2/2011 9:05:42 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:01 AM |
orange-preeminant-bill | $25.00 | 12/2/2011 9:10:51 AM |
moola-tulip1 | $35.35 | 12/2/2011 1:09:06 PM |
payment-gusto | $25.00 | 12/2/2011 4:43:46 PM |
new-intuitive-dime | $25.00 | 12/2/2011 7:29:35 PM |
mammalian4 | $25.00 | 12/2/2011 3:28:17 PM |
tnjohnso | $25.00 | 12/2/2011 9:24:35 PM |
SolarMoonshine | $25.00 | 12/2/2011 4:06:24 PM |
platinum-cargo | $25.00 | 12/2/2011 4:18:21 PM |
payout-paladin0 | $25.00 | 12/2/2011 4:38:17 PM |
weiyinsan | $50.00 | 12/3/2011 4:33:17 AM |
Anny-Disco | $50.00 | 12/2/2011 10:21:06 PM |
wise-deal-panda | $29.00 | 12/2/2011 5:32:10 PM |
wwwUniversal | $25.00 | 12/2/2011 5:36:08 PM |
heart514 | $25.00 | 12/2/2011 7:52:59 PM |
CMDCO | $50.00 | 12/2/2011 8:30:49 PM |
silver-birdie | $100.00 | 12/3/2011 12:20:06 PM |
1willray | $25.34 | 12/2/2011 10:06:38 PM |
richrobe | $25.00 | 12/3/2011 7:19:02 PM |
goffmt | $25.00 | 12/4/2011 7:33:10 AM |
greenwell | $50.00 | 12/4/2011 10:59:18 AM |
One_Lolo | $25.00 | 12/4/2011 9:28:31 AM |
thelovebug | $100.00 | 12/3/2011 12:17:16 PM |
flibinite | $50.00 | 12/3/2011 1:53:23 PM |
golden-cat | $25.00 | 12/4/2011 12:21:20 PM |
hidavehi | $30.00 | 12/4/2011 2:48:39 PM |
Joyflyer | $72.80 | 12/4/2011 5:48:42 PM |
ecstatic-worth0 | $25.00 | 12/4/2011 8:29:46 AM |
ecstatic-worth0 | $25.00 | 12/4/2011 8:39:22 AM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:39 PM |
red-benefit-ruler | $50.00 | 12/4/2011 11:23:02 AM |
113 Investments
|
Borrower Payment Dependent Notes Series
541807
This series of Notes was issued and sold upon the funding of the borrower loan #56880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-04-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $200.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 840-859 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,246 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| equitable-peace9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
remodeling kitchen
Purpose of loan:
This loan will be used to remodel my kitchen.
My financial situation:
I am a good candidate for this loan because I have great credit. I have no car loans. I have an investment property that pays for itself, but my primary property needs some help.
I have always been employed, but I just started a new job that pays me more than my previous job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 12/1/2011 9:06:28 AM |
ericgassercom | $25.00 | 12/1/2011 9:24:16 AM |
BxRealtor | $25.00 | 12/1/2011 9:42:12 AM |
indomitable-coin | $25.00 | 12/1/2011 9:26:55 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:11 AM |
principal-star | $25.00 | 12/1/2011 7:39:21 PM |
oskizzle | $25.00 | 12/2/2011 8:10:52 AM |
silver-birdie | $100.00 | 12/2/2011 9:23:45 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:02 AM |
just-loyalty643 | $50.00 | 12/2/2011 11:46:21 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:08 PM |
JTHarris | $25.00 | 12/2/2011 2:21:26 PM |
five-star-order1 | $50.00 | 12/2/2011 4:45:02 PM |
IIP77 | $25.00 | 12/2/2011 5:21:40 PM |
important-ore | $150.00 | 12/2/2011 5:25:59 PM |
Tradesmanlender | $25.00 | 12/2/2011 5:27:55 PM |
chicagobanker | $50.00 | 12/2/2011 8:39:47 PM |
likeable-capital0 | $50.00 | 12/2/2011 4:44:17 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:08 PM |
Johnab | $25.02 | 12/2/2011 9:02:58 PM |
AlBRich | $25.00 | 12/2/2011 10:54:53 PM |
fairwealth | $25.00 | 12/3/2011 7:12:20 AM |
mogul42 | $100.00 | 12/3/2011 12:45:54 AM |
credit-scout7 | $50.00 | 12/3/2011 7:50:09 AM |
invincible-wampum3 | $50.00 | 12/3/2011 7:59:02 AM |
Socorro_Capital_Partners | $25.01 | 12/3/2011 8:50:19 AM |
ldinob | $300.00 | 12/3/2011 10:36:40 AM |
leverage-dolphin | $25.00 | 12/3/2011 10:51:09 AM |
zippy-revenue8 | $40.00 | 12/2/2011 7:21:02 PM |
enriching-trade2 | $50.00 | 12/3/2011 12:08:38 PM |
WLenders | $50.00 | 12/3/2011 11:20:09 AM |
GrayStudio | $25.00 | 12/3/2011 12:53:37 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:08 PM |
Techne_Funds_LLC | $25.00 | 12/3/2011 2:06:16 PM |
Kelwin_Capital_Corp | $50.00 | 12/3/2011 7:52:31 AM |
vigorous-payment6 | $25.00 | 12/3/2011 8:36:58 AM |
edts13 | $100.00 | 12/3/2011 8:10:44 PM |
selector568 | $300.00 | 12/3/2011 9:42:13 AM |
bid-carrier0 | $25.00 | 12/3/2011 11:08:30 AM |
auction-elvis | $25.00 | 12/3/2011 11:22:45 AM |
ecstatic-worth0 | $25.00 | 12/4/2011 8:29:46 AM |
Scubadiver | $75.00 | 12/4/2011 9:14:05 AM |
Eaglehigh | $25.00 | 12/3/2011 12:22:04 PM |
charming-exchange7 | $25.00 | 12/3/2011 12:33:22 PM |
Thunder08 | $28.00 | 12/3/2011 2:22:02 PM |
penguino | $100.00 | 12/3/2011 4:00:41 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:41 PM |
discostu | $25.00 | 12/3/2011 9:10:57 PM |
FoosMaster | $25.00 | 12/3/2011 9:14:15 PM |
point-monger5 | $296.11 | 12/4/2011 5:26:38 PM |
penny-plato | $25.00 | 12/4/2011 9:24:43 AM |
compwhiz | $25.00 | 12/4/2011 11:47:27 AM |
loyalty-czar | $52.93 | 12/4/2011 12:40:44 PM |
radforj22 | $50.00 | 12/4/2011 12:55:01 PM |
MAR_LLC | $25.00 | 12/4/2011 2:31:35 PM |
aabadabadoo | $25.00 | 12/1/2011 9:06:48 AM |
AFairDeal | $25.00 | 12/1/2011 9:09:13 AM |
cashhelp | $25.00 | 12/1/2011 9:22:11 AM |
superb-funds335 | $25.00 | 12/1/2011 9:16:32 AM |
careful-note | $50.00 | 12/1/2011 9:36:55 AM |
pdub | $75.00 | 12/1/2011 9:10:02 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:59 PM |
skillful-diversification2 | $25.00 | 12/1/2011 9:23:37 AM |
LoanerPrincipal | $25.00 | 12/1/2011 9:44:06 AM |
vine99 | $100.00 | 12/1/2011 5:14:58 PM |
Ripsaw4U | $50.00 | 12/2/2011 9:25:31 AM |
TomDalonajay | $25.00 | 12/2/2011 9:36:12 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:07 AM |
tenacious-capital3 | $26.27 | 12/2/2011 9:44:49 AM |
bb575 | $50.00 | 12/2/2011 9:48:04 AM |
benjamins-frontier2 | $25.00 | 12/2/2011 9:54:34 AM |
kenji4861 | $25.00 | 12/2/2011 9:25:27 AM |
wlm3012 | $30.00 | 12/2/2011 2:58:15 PM |
Clambake | $25.00 | 12/2/2011 9:43:55 AM |
Rivervale_Westwood | $25.00 | 12/2/2011 11:55:52 AM |
focused-wampum | $25.00 | 12/2/2011 7:29:22 PM |
finance-symphony7 | $100.00 | 12/2/2011 3:25:54 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:39 PM |
indomitable-coin | $25.00 | 12/2/2011 8:35:12 PM |
Mont_Brinker | $50.00 | 12/2/2011 8:46:11 PM |
OzGuy609 | $25.00 | 12/2/2011 10:14:05 PM |
12Knocksinna | $33.00 | 12/3/2011 2:53:12 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:20:45 PM |
atbright | $25.00 | 12/2/2011 10:43:12 PM |
lskarp | $40.00 | 12/3/2011 7:55:35 AM |
dc_lobster | $75.00 | 12/3/2011 5:09:22 AM |
Supernick | $100.00 | 12/3/2011 5:22:03 AM |
economy-popcorn | $25.00 | 12/3/2011 6:52:51 AM |
self-reliant-p2p2 | $25.00 | 12/3/2011 10:15:35 AM |
cablenews | $100.00 | 12/3/2011 10:27:09 AM |
heart514 | $25.00 | 12/2/2011 7:53:08 PM |
damage | $25.00 | 12/3/2011 12:33:44 PM |
Pickmar | $25.00 | 12/3/2011 12:41:21 PM |
spudbeach | $50.00 | 12/2/2011 9:46:00 PM |
toblerone | $25.00 | 12/3/2011 12:25:55 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:50 PM |
kulender | $100.00 | 12/3/2011 12:30:31 PM |
thankful-nickel2 | $25.00 | 12/3/2011 12:45:27 PM |
aztec | $100.00 | 12/3/2011 2:56:44 PM |
dollar-tornado3 | $25.00 | 12/3/2011 5:35:04 AM |
sportsmagic | $500.00 | 12/3/2011 4:36:32 PM |
MoneyInFlux | $33.76 | 12/3/2011 10:07:22 PM |
natural-greenback6 | $25.00 | 12/3/2011 9:40:33 AM |
Ready2Loan | $25.00 | 12/3/2011 12:19:32 PM |
cnovak | $25.00 | 12/3/2011 12:25:07 PM |
circuitfive | $25.00 | 12/4/2011 12:18:37 PM |
Earnest_Money | $25.00 | 12/3/2011 2:28:01 PM |
pathcrx | $25.00 | 12/3/2011 2:58:47 PM |
msw_engr | $50.00 | 12/3/2011 7:23:44 PM |
Scubadiver | $75.00 | 12/4/2011 9:12:05 AM |
rautility | $49.90 | 12/4/2011 8:28:06 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
541815
This series of Notes was issued and sold upon the funding of the borrower loan #56862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,635 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| historic-penny439 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan 2011
Purpose of loan:
This loan will be used to... pay off CC and Care Credit, start savings acct
My financial situation: good
I am a good candidate for this loan because... i have been at my job for several years, very stable income. trying to use the money in a positive way to keep my credit status in good standing
Monthly net income: $1720
Monthly expenses: $1035
Housing: $539
Insurance: $180
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $180
Clothing, household expenses: $80
Credit cards and other loans: $220
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 11/30/2011 9:08:07 AM |
pound-mushroom3 | $25.00 | 11/30/2011 9:17:42 AM |
one-midas | $25.00 | 11/30/2011 12:24:55 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:40 AM |
profit-powerplant | $25.00 | 11/30/2011 9:11:47 AM |
cwegert | $25.00 | 11/30/2011 9:13:18 AM |
DHolly | $31.00 | 11/30/2011 3:30:28 PM |
shrewd-income | $50.00 | 11/30/2011 5:10:28 PM |
golden-velocity9 | $35.00 | 11/30/2011 9:36:50 AM |
nfx | $30.00 | 11/30/2011 4:55:07 PM |
tech310 | $50.00 | 11/30/2011 11:51:59 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:13 AM |
loanman2007 | $25.00 | 12/1/2011 12:22:56 PM |
valiant-note129 | $100.00 | 12/1/2011 2:46:27 PM |
enterprising-credit2 | $25.00 | 12/1/2011 4:21:24 PM |
CashFlow13 | $100.00 | 12/1/2011 5:06:59 PM |
patriot897 | $25.00 | 12/1/2011 5:30:06 PM |
glenium | $25.00 | 12/2/2011 2:15:51 AM |
loss-of-control | $75.00 | 12/1/2011 5:04:27 PM |
whatreality | $25.00 | 12/2/2011 6:56:31 AM |
exciting-fairness | $200.00 | 12/1/2011 7:13:44 PM |
lowrater | $50.80 | 12/1/2011 7:23:17 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:53 AM |
AndChicksforFree | $25.00 | 11/30/2011 9:04:49 AM |
fortytwo | $150.00 | 11/30/2011 9:42:12 AM |
dudebrah | $25.00 | 11/30/2011 12:23:59 PM |
Danjack_Capital | $25.00 | 11/30/2011 10:21:35 AM |
LittleMingo | $25.00 | 11/30/2011 9:46:03 AM |
skillful-asset5 | $25.00 | 11/30/2011 6:59:09 PM |
duty-sundae1 | $25.00 | 11/30/2011 6:38:44 PM |
szetheli | $125.00 | 12/1/2011 10:04:50 AM |
graceful-IRAinvestment | $80.00 | 12/1/2011 10:32:46 AM |
superb-funds335 | $25.00 | 12/1/2011 9:16:29 AM |
CashFlow13 | $500.00 | 12/1/2011 6:51:12 PM |
Melander | $50.00 | 12/1/2011 9:40:27 PM |
radforj22 | $25.00 | 12/2/2011 3:13:59 AM |
carrinel | $75.00 | 12/2/2011 7:05:27 AM |
Rogelio48 | $35.00 | 12/2/2011 3:44:51 AM |
ssb | $613.20 | 12/2/2011 7:15:07 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
541817
This series of Notes was issued and sold upon the funding of the borrower loan #56930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $172.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 34% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
16 | Length of status: | 28y 3m |
Amount delinquent:
| $3,600 |
Total credit lines:
| 63 |
Occupation: | Chemist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,350 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| volcano7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2009)
640-659
(Nov-2009)
|
Principal balance:
| $463.94 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Car repairs and dog surgery
Purpose of loan: To pay for surgery on our dog and recent car repairs.
My financial situation: Fair to good
I am a good candidate for this loan because...I'm very committed to honoring my financial obligations. I work full time and will be soon working part time also. My wife has a full time job and two part time jobs.
Monthly net income: $ 6000
Monthly expenses: $5000
Housing: $1800
Insurance: $250
Car expenses: $200
Utilities: $250
Phone, cable, internet: $180
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/29/2011 5:14:28 PM |
Amber_Stone | $25.93 | 11/29/2011 8:14:39 PM |
capital-halo1 | $857.00 | 11/29/2011 5:09:38 PM |
dedicated-transaction796 | $25.00 | 11/29/2011 5:19:31 PM |
312-Lender | $25.00 | 11/29/2011 5:22:38 PM |
finance-prescription | $100.00 | 11/29/2011 5:27:12 PM |
Free-the-usa-1776 | $31.94 | 11/29/2011 6:02:39 PM |
melodious-openness | $50.00 | 11/29/2011 6:56:57 PM |
servnyou | $25.00 | 11/29/2011 9:56:13 PM |
Mr_Katana | $25.00 | 11/29/2011 8:37:41 PM |
tech310 | $50.00 | 11/30/2011 12:07:40 AM |
fortytwo | $150.00 | 11/29/2011 5:11:16 PM |
kind-credit-bear | $25.00 | 11/29/2011 5:13:49 PM |
economy-coup | $50.00 | 11/29/2011 5:19:00 PM |
GreedyLawyer | $45.44 | 11/30/2011 4:56:10 AM |
loanman2007 | $25.00 | 11/30/2011 5:16:16 AM |
bmw2 | $25.00 | 11/30/2011 8:04:05 AM |
halothane_logic | $50.00 | 11/30/2011 8:54:55 AM |
papaloha | $810.87 | 11/30/2011 8:58:08 AM |
jeffe43 | $25.00 | 11/29/2011 8:29:16 PM |
chameleon125 | $25.00 | 11/29/2011 9:47:07 PM |
fountain355 | $25.00 | 11/30/2011 3:46:06 AM |
lowrater | $100.80 | 11/30/2011 5:15:15 AM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 5:36:36 AM |
diverse2 | $30.00 | 11/29/2011 5:15:13 PM |
toblerone | $25.00 | 11/29/2011 5:23:57 PM |
pound-mushroom3 | $25.00 | 11/29/2011 5:18:35 PM |
Feyenoord | $30.00 | 11/29/2011 5:30:47 PM |
five-star-note | $25.00 | 11/29/2011 5:33:39 PM |
loss-of-control | $100.00 | 11/29/2011 7:08:12 PM |
SFBank | $50.00 | 11/29/2011 7:38:29 PM |
CaptainCrunch | $25.02 | 11/29/2011 5:14:23 PM |
silver-birdie | $100.00 | 11/29/2011 5:16:32 PM |
handshake5 | $80.00 | 11/29/2011 5:29:43 PM |
irrelevant | $25.00 | 11/30/2011 6:05:38 AM |
Bob450 | $30.00 | 11/30/2011 6:53:46 AM |
top-tolerant-loyalty | $25.00 | 11/30/2011 8:55:48 AM |
the-respectful-transaction | $25.00 | 11/30/2011 8:41:42 AM |
tidy-fairness3 | $25.00 | 11/30/2011 8:49:50 AM |
nickel-hickory | $100.00 | 11/29/2011 9:36:28 PM |
nickel-hickory | $33.00 | 11/29/2011 9:38:27 PM |
IIP77 | $25.00 | 11/30/2011 3:20:54 AM |
Bankwithme | $500.00 | 11/30/2011 4:24:40 AM |
american-investor | $50.00 | 11/30/2011 4:30:47 AM |
icon7 | $50.00 | 11/30/2011 7:25:11 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
541843
This series of Notes was issued and sold upon the funding of the borrower loan #57079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 36% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,588 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-jubilant-balance |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...
My financial situation: Compass Bank
I am a good candidate for this loan because...
Monthly net income: $ 5767.72
Monthly expenses: $ 3590
Housing: $ 900
Insurance: $ 1000 annualy
Car expenses: $ 640.00
Utilities: $ 300
Phone, cable, internet: $ 250
Food, entertainment: $ 600
Clothing, household expenses: $ 200
Credit cards and other loans: $ 600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/30/2011 9:31:27 AM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 3:59:41 PM |
Something-Corporate | $25.00 | 11/30/2011 9:29:24 AM |
Danjack_Capital | $25.00 | 11/30/2011 10:27:57 AM |
nfx | $25.00 | 12/1/2011 9:09:50 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:13 AM |
enterprising-credit2 | $25.00 | 12/1/2011 2:46:25 PM |
let_me_retire | $100.00 | 12/1/2011 10:51:23 PM |
the-hope-workhorse | $100.00 | 12/2/2011 11:17:02 AM |
just-loyalty643 | $25.00 | 12/2/2011 11:45:40 AM |
EngineersAlliance | $75.00 | 11/30/2011 9:40:52 AM |
tech310 | $50.00 | 11/30/2011 11:51:19 PM |
Whipster | $50.00 | 12/1/2011 9:25:51 AM |
moola-monger9 | $50.00 | 12/2/2011 9:10:24 AM |
Kids-College-Fund | $200.00 | 12/2/2011 7:44:41 AM |
2grindstones | $25.00 | 12/2/2011 10:06:20 AM |
worth-blanket2 | $3,100.00 | 12/2/2011 11:38:31 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
541847
This series of Notes was issued and sold upon the funding of the borrower loan #57071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $316.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 28y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,103 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| emphatic-repayment1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2011)
|
Principal balance:
| $3,683.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Lucy Lu
Purpose of loan:
This loan will be used to...improve the quality of my home.
My financial situation:
I am a good candidate for this loan because...I have a good history for always paying my bills.
Monthly net income: $4000
Monthly expenses: $2005
Housing: $600
Insurance: $55
Car expenses: $600
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/29/2011 5:05:26 PM |
determined-revenue1 | $35.00 | 11/29/2011 5:08:29 PM |
fcrick | $25.00 | 11/29/2011 5:16:42 PM |
pdub | $75.00 | 11/29/2011 5:36:12 PM |
careful-note | $50.00 | 11/29/2011 5:09:35 PM |
GElender | $40.00 | 11/29/2011 5:23:50 PM |
organized-payment6 | $50.00 | 11/30/2011 6:07:10 AM |
cerebral-dollar773 | $25.00 | 11/30/2011 6:13:01 AM |
tacopants | $500.00 | 11/30/2011 8:22:10 AM |
IIP77 | $25.00 | 11/30/2011 3:20:55 AM |
corporatejim | $38.36 | 11/30/2011 4:17:38 AM |
fervent-repayment | $50.00 | 11/30/2011 5:56:02 AM |
papaloha | $50.00 | 11/30/2011 9:01:00 AM |
worthy-bid8 | $50.00 | 11/30/2011 9:18:26 AM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:42 PM |
the-profit-oracle | $25.00 | 11/30/2011 9:27:09 AM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:13 PM |
FinanceEngine | $40.00 | 11/30/2011 10:14:39 AM |
nimble-money086 | $25.00 | 11/30/2011 6:15:52 PM |
fareast_man | $25.00 | 11/30/2011 10:26:40 PM |
investment-comet | $25.00 | 11/30/2011 9:37:37 PM |
Supernick | $100.00 | 11/30/2011 4:41:36 PM |
sickid1 | $100.00 | 12/1/2011 12:15:47 AM |
dollar-tornado3 | $25.00 | 12/1/2011 6:48:31 AM |
Leshan | $50.00 | 12/1/2011 8:18:43 AM |
ghinga | $25.00 | 11/30/2011 5:52:22 PM |
orange-brainy-return | $25.00 | 12/1/2011 8:41:14 AM |
pie4 | $25.00 | 11/30/2011 6:10:12 PM |
musososeki | $32.00 | 12/1/2011 3:33:18 AM |
Johnab | $25.02 | 12/1/2011 4:40:31 AM |
immaculate-treasure | $25.00 | 12/1/2011 4:57:06 AM |
treasure-pipeline | $75.00 | 12/1/2011 6:11:41 AM |
first-serene-credit | $25.00 | 12/1/2011 8:32:47 AM |
buddy486 | $25.00 | 12/1/2011 11:03:34 AM |
quick | $50.00 | 12/1/2011 3:06:01 PM |
jengachamp | $25.00 | 12/1/2011 4:06:29 PM |
kind-bid-antioxidant | $30.00 | 12/1/2011 5:14:01 PM |
NycDean | $25.00 | 12/1/2011 9:06:25 PM |
cake7 | $25.00 | 12/1/2011 6:46:15 PM |
dinero-launcher | $25.00 | 12/1/2011 3:23:21 PM |
return-point2 | $250.00 | 12/1/2011 9:45:32 PM |
power-bluebird2 | $25.00 | 12/2/2011 3:28:40 AM |
bullwink27 | $25.00 | 12/2/2011 3:32:41 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:26 AM |
mflawyer | $25.00 | 12/2/2011 6:57:49 AM |
credit-investor5 | $50.00 | 12/2/2011 7:07:03 AM |
responsive-value4 | $25.00 | 12/2/2011 7:50:16 AM |
vigorous-payment6 | $25.00 | 12/2/2011 7:28:29 AM |
worldly-income2 | $25.00 | 12/2/2011 7:30:11 AM |
StanTheMan | $25.00 | 12/1/2011 10:05:20 PM |
damage | $25.00 | 12/2/2011 9:09:00 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:32 AM |
wwwUniversal | $25.00 | 12/2/2011 9:20:28 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:56 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:01 AM |
carolinalending | $25.00 | 12/2/2011 11:11:57 AM |
TigerForce | $50.00 | 12/2/2011 11:20:47 AM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:00 AM |
GreedyLawyer | $39.00 | 12/2/2011 11:51:17 AM |
Mindful7 | $25.00 | 12/2/2011 9:26:44 AM |
gain-expert | $35.00 | 12/2/2011 12:15:04 PM |
gustavholstopus32 | $25.00 | 12/2/2011 1:52:41 PM |
DackoDenk | $25.00 | 12/2/2011 2:50:48 PM |
wlm3012 | $30.00 | 12/2/2011 2:39:26 PM |
mammalian4 | $25.00 | 12/2/2011 3:28:40 PM |
toblerone | $25.00 | 12/2/2011 5:13:58 PM |
heeeley | $25.00 | 12/2/2011 9:48:59 AM |
wise-deal-panda | $100.00 | 12/2/2011 9:49:49 AM |
Ready2Loan | $25.00 | 12/2/2011 5:20:48 PM |
secureincome | $46.00 | 12/2/2011 5:34:16 PM |
Eric_Gagne | $25.00 | 12/2/2011 5:34:28 PM |
chicagobanker | $50.00 | 12/2/2011 8:43:27 PM |
heart514 | $25.00 | 12/2/2011 7:52:59 PM |
caring-basis0 | $250.00 | 12/2/2011 3:28:32 PM |
platinum-cargo | $25.00 | 12/2/2011 4:15:26 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:44 PM |
likeable-capital0 | $100.00 | 12/2/2011 4:41:31 PM |
USMCR | $25.00 | 12/3/2011 8:46:42 AM |
Techne_Funds_LLC | $25.00 | 12/3/2011 2:03:30 PM |
atbright | $25.00 | 12/2/2011 10:43:10 PM |
msw_engr | $50.00 | 12/3/2011 7:23:42 PM |
chameleon125 | $25.00 | 12/3/2011 6:41:47 AM |
credit-scout7 | $50.00 | 12/3/2011 7:50:06 AM |
new-point-bandit | $50.00 | 12/4/2011 2:42:28 AM |
oplender | $25.00 | 12/4/2011 9:28:33 AM |
Interloper | $25.00 | 12/3/2011 2:30:38 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:01 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:31 PM |
enriching-trade2 | $50.00 | 12/4/2011 12:16:17 PM |
diceman19 | $25.00 | 12/5/2011 8:36:40 AM |
ore-jedi | $30.41 | 12/5/2011 9:03:39 AM |
MAR_LLC | $25.00 | 12/4/2011 2:31:34 PM |
moola-gargantuan9 | $50.00 | 12/5/2011 6:45:39 AM |
equitable-capital758 | $350.00 | 12/5/2011 9:17:02 AM |
LiveNow | $25.00 | 12/5/2011 2:47:31 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:48 PM |
dordee | $17.73 | 12/5/2011 4:43:35 PM |
ivadood | $50.00 | 12/5/2011 2:54:35 PM |
arkleseizure | $25.00 | 12/5/2011 3:24:05 PM |
AFairDeal | $25.00 | 11/29/2011 5:07:45 PM |
ingenious-deal6 | $25.00 | 11/29/2011 5:08:40 PM |
pound-mushroom3 | $25.00 | 11/29/2011 5:18:26 PM |
LoanerPrincipal | $25.00 | 11/29/2011 5:26:53 PM |
Hexnut | $100.00 | 11/29/2011 9:56:28 PM |
tech310 | $50.00 | 11/30/2011 12:14:18 AM |
Vector | $25.00 | 11/29/2011 5:13:31 PM |
dynamic-money271 | $25.00 | 11/29/2011 5:18:09 PM |
GCInvestments | $25.00 | 11/29/2011 9:12:15 PM |
silver-birdie | $100.00 | 11/30/2011 9:31:51 AM |
a2190b | $36.00 | 11/30/2011 2:09:46 PM |
enterprising-credit2 | $50.00 | 11/30/2011 1:58:31 PM |
AF-Chief | $25.00 | 11/30/2011 5:14:57 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:15 PM |
just-loyalty643 | $50.00 | 11/30/2011 8:12:44 PM |
villagers | $25.00 | 11/30/2011 1:29:40 PM |
ericgassercom | $25.00 | 11/30/2011 3:25:13 PM |
Billfred | $25.00 | 11/30/2011 3:59:46 PM |
SolarMoonshine | $25.00 | 12/1/2011 3:35:22 AM |
thrifty-dedication | $25.00 | 12/1/2011 5:33:13 AM |
corporatejim | $25.00 | 12/1/2011 7:12:29 AM |
dukeiyer | $25.00 | 12/1/2011 7:39:16 AM |
integrity-starter | $25.00 | 12/1/2011 9:07:18 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:29 AM |
nikkiesgrandma | $25.00 | 12/1/2011 5:15:45 AM |
payout-reaction740 | $25.00 | 12/1/2011 9:12:51 AM |
valiant-note129 | $50.00 | 12/1/2011 2:06:48 PM |
rate-optimizer0 | $25.00 | 12/1/2011 1:24:35 PM |
progressive-economy261 | $400.00 | 12/1/2011 9:27:09 AM |
exact-gold2 | $25.00 | 12/1/2011 5:17:46 PM |
Investor_DP | $100.00 | 12/1/2011 9:42:04 AM |
income-buffalo1 | $100.00 | 12/1/2011 3:39:37 PM |
dime-sprout | $50.00 | 12/1/2011 5:23:30 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:48 AM |
organized-payment6 | $50.00 | 12/2/2011 6:53:42 AM |
mad-scientist418 | $25.00 | 12/2/2011 8:33:55 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:58 AM |
careful-note | $55.00 | 12/2/2011 4:31:31 AM |
starry2001 | $25.00 | 12/2/2011 5:11:53 AM |
ScottCapital | $25.00 | 12/2/2011 5:31:37 AM |
Sibelius2 | $25.00 | 12/2/2011 9:35:55 AM |
selfmademan | $31.14 | 12/2/2011 8:28:56 AM |
moola-monger9 | $50.00 | 12/2/2011 9:05:49 AM |
benjamins-frontier2 | $25.00 | 12/2/2011 9:52:31 AM |
HappyToLoan | $30.00 | 12/2/2011 11:04:17 AM |
asset-fanatic | $25.00 | 12/2/2011 9:18:23 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:54 PM |
JTHarris | $25.00 | 12/2/2011 2:18:43 PM |
orbital-gain | $50.00 | 12/2/2011 3:34:31 PM |
sparkling-contract7 | $25.00 | 12/2/2011 11:27:37 AM |
Rivervale_Westwood | $50.00 | 12/2/2011 11:55:09 AM |
yamahaRider | $28.00 | 12/2/2011 5:57:04 PM |
new-social-economist | $80.00 | 12/2/2011 6:02:48 PM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:47 PM |
factcheck | $100.00 | 12/2/2011 3:59:26 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:06 PM |
Stockpicker | $50.00 | 12/2/2011 9:12:32 PM |
heerzaquestion | $30.00 | 12/3/2011 5:54:07 AM |
vigorous-payment6 | $25.00 | 12/3/2011 8:36:55 AM |
javelin0 | $25.00 | 12/3/2011 9:32:41 AM |
cablenews | $100.00 | 12/3/2011 10:27:06 AM |
dissector56958 | $25.00 | 12/2/2011 7:38:12 PM |
principal-cooker2 | $100.00 | 12/3/2011 12:05:37 PM |
Astyanax | $85.00 | 12/3/2011 10:31:38 AM |
cnovak | $25.00 | 12/3/2011 12:25:07 PM |
JJpeanut | $25.00 | 12/3/2011 1:29:55 PM |
penny-plato | $25.00 | 12/4/2011 8:56:28 AM |
PatriotKnight | $50.00 | 12/4/2011 12:07:00 PM |
be_wise | $25.00 | 12/4/2011 5:03:08 PM |
trufan49 | $25.00 | 12/4/2011 6:11:44 PM |
primed | $25.00 | 12/3/2011 6:39:32 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:36 PM |
wilchik | $40.00 | 12/3/2011 7:29:52 PM |
economy-popcorn | $25.00 | 12/4/2011 6:13:12 AM |
red-benefit-ruler | $50.00 | 12/4/2011 12:03:19 PM |
djh47a | $25.00 | 12/5/2011 5:40:35 AM |
RememberToForget | $50.00 | 12/5/2011 7:29:45 AM |
Skeeve42 | $25.00 | 12/5/2011 8:01:41 AM |
jcw3rd | $25.00 | 12/4/2011 4:11:32 PM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:02 AM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:46 AM |
cfig-llc | $25.00 | 12/5/2011 12:33:32 PM |
WilliamLeeSims | $25.00 | 12/5/2011 11:16:17 AM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:57:59 AM |
important-diversification620 | $25.00 | 12/5/2011 11:28:32 AM |
p40thawk | $25.00 | 12/5/2011 7:50:20 AM |
paqattack | $25.00 | 12/5/2011 1:15:42 PM |
williemc44 | $25.00 | 12/5/2011 2:16:19 PM |
EJO | $25.00 | 12/5/2011 9:26:49 AM |
shiny-gold5 | $45.07 | 12/5/2011 10:39:48 AM |
PaulW | $40.00 | 12/5/2011 11:54:55 AM |
dkjl | $25.00 | 12/5/2011 2:28:53 PM |
191 Investments
|
Borrower Payment Dependent Notes Series
541863
This series of Notes was issued and sold upon the funding of the borrower loan #57149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $211.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 6% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $226 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| unbelievable-transparency584 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2011)
|
Principal balance:
| $7,266.20 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt Consolidation
Purpose of loan: Pay off a small credit card debt, a 401k loan, and to buy job related equipment to aid in furthering my career.
This loan will be used to...payoff a 401k loan, pay off a small credit card debt, and for a captial expense to enhance a great employment opportunity
My financial situation: I have stable employment for past 3 plus years, growing my 401k, other investments, and have great employment opportinities in near future.
I am a good candidate for this loan because... I have good credit, I pay my rent, utilities, and all credit obligations on time, and have carefully planned for the use of the loan funds.
Monthly net income: $4294
Monthly expenses: $2320
Housing: $715
Insurance: $65
Car expenses: $390
Utilities: $110
Phone, cable, internet: $25
Food, entertainment: $245
Clothing, household expenses: $115
Credit cards and other loans: $515
Other expenses: $140
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 12/1/2011 5:22:30 PM |
pound-mushroom3 | $25.00 | 12/1/2011 5:22:35 PM |
responsible-investment0 | $28.00 | 12/1/2011 5:20:13 PM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:03 AM |
Ripsaw4U | $45.00 | 12/2/2011 9:25:32 AM |
careful-note | $50.00 | 12/1/2011 5:24:16 PM |
ericgassercom | $25.00 | 12/1/2011 5:24:31 PM |
LittleMingo | $25.00 | 12/1/2011 5:26:43 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:43 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:34 AM |
igniter584 | $25.00 | 12/1/2011 5:35:16 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:25 AM |
worth-blanket2 | $5,500.00 | 12/2/2011 11:41:45 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:09 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
541871
This series of Notes was issued and sold upon the funding of the borrower loan #56985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-29-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 16.44% |
Borrower rate/APR:
| 17.44% / 19.33% |
Monthly payment:
| $301.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.37% | | |
| |
Estimated return*:
| 12.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,707 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sweet-felicity0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
scottvillegirl1957
Purpose of loan:
This loan will be used to..purchase books for a home based book selling business..
My financial situation:
I am a good candidate for this loan because I have been able to pay all mybills each month including my credit card. And my home mortage is only 723.00 and my home still has 25% equity in it...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.02 | 11/29/2011 5:02:53 PM |
AFairDeal | $25.00 | 11/29/2011 5:07:33 PM |
careful-note | $50.00 | 11/29/2011 5:09:36 PM |
igniter584 | $25.00 | 11/29/2011 5:05:26 PM |
IIP77 | $25.00 | 11/30/2011 3:20:55 AM |
Investor_DP | $100.00 | 11/30/2011 9:10:19 AM |
Bank_Of_XL | $25.00 | 11/30/2011 9:24:24 AM |
toblerone | $25.00 | 11/30/2011 5:06:09 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:13 PM |
balance-voyager | $50.00 | 11/30/2011 4:27:35 PM |
sickid1 | $100.00 | 12/1/2011 12:15:48 AM |
MONEYLENDER101 | $50.00 | 11/30/2011 5:10:49 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:29 AM |
superb-funds335 | $25.00 | 12/1/2011 9:16:28 AM |
repaymeplease | $26.20 | 12/1/2011 5:36:37 AM |
jengachamp | $25.00 | 12/1/2011 4:06:29 PM |
purvike | $25.00 | 12/1/2011 9:38:19 AM |
antlr | $50.00 | 12/1/2011 7:48:18 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:26 AM |
lostontheedge | $25.00 | 12/2/2011 7:03:43 AM |
ProfPC | $25.00 | 12/1/2011 6:32:10 PM |
suave-dime6 | $25.00 | 12/2/2011 7:41:31 AM |
Guiren | $100.00 | 12/2/2011 6:47:28 AM |
worthy-bid8 | $50.00 | 12/2/2011 9:42:24 AM |
wise-brilliant-income | $25.00 | 12/2/2011 11:51:13 AM |
heart514 | $25.00 | 12/2/2011 7:53:00 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:45 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:37 PM |
auction-elvis | $25.00 | 12/3/2011 11:28:11 AM |
cablenews | $100.00 | 12/3/2011 12:33:41 PM |
jpblan11 | $25.00 | 12/3/2011 6:38:13 AM |
thebiggestnagger | $35.72 | 12/3/2011 6:57:31 AM |
w3alter | $50.00 | 12/3/2011 12:31:33 PM |
socalavi8tor | $25.00 | 12/4/2011 12:36:43 PM |
GrayStudio | $25.00 | 12/3/2011 12:53:36 PM |
msw_engr | $50.00 | 12/3/2011 7:23:42 PM |
famous-ore2 | $50.00 | 12/5/2011 9:34:08 AM |
helpinghand63 | $25.00 | 12/5/2011 9:38:30 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:31 PM |
Weaverville | $25.00 | 12/5/2011 10:09:53 AM |
jpac1066 | $25.00 | 12/5/2011 11:54:48 AM |
iaffy | $25.00 | 12/5/2011 9:30:11 AM |
DadWarbucks | $25.00 | 12/5/2011 9:30:30 AM |
compoundinterest | $42.00 | 12/5/2011 5:19:41 PM |
mtquan | $25.00 | 12/5/2011 1:41:21 PM |
loyalty-circuitry | $100.00 | 12/5/2011 6:19:00 PM |
Cash4U2also | $50.00 | 12/6/2011 12:55:31 AM |
minista | $25.00 | 12/5/2011 5:38:35 PM |
Weaverville | $50.00 | 12/6/2011 8:07:29 AM |
roadtruck | $46.00 | 12/6/2011 9:15:32 AM |
enterprising-credit2 | $25.00 | 12/5/2011 9:40:58 PM |
QuinMccoy | $50.00 | 12/6/2011 4:26:27 AM |
integrity-doctor | $100.00 | 12/6/2011 9:26:20 AM |
silverloan | $26.00 | 12/6/2011 9:32:34 AM |
jazzlender | $50.00 | 12/6/2011 9:34:17 AM |
Smallbear | $25.00 | 12/6/2011 6:00:37 AM |
techs | $25.00 | 12/6/2011 9:43:16 AM |
ore-seagull | $41.81 | 12/6/2011 9:43:32 AM |
balanced-agreement0 | $35.00 | 12/6/2011 10:23:38 AM |
intelligent-repayment8 | $909.27 | 12/6/2011 12:07:47 PM |
credit-socrates648 | $3,000.00 | 12/6/2011 11:02:03 AM |
JustMee | $25.00 | 11/29/2011 5:09:30 PM |
aabadabadoo | $25.00 | 11/29/2011 5:32:50 PM |
Chosen-one | $25.00 | 11/29/2011 6:54:49 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:15 PM |
ingenious-deal6 | $25.00 | 11/30/2011 5:35:22 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:42 PM |
thrilling-dedication4 | $175.00 | 11/30/2011 10:38:09 PM |
kenji4861 | $25.00 | 11/30/2011 5:27:15 PM |
the-profit-oracle | $25.00 | 11/30/2011 5:30:43 PM |
Clambake | $25.00 | 12/1/2011 9:18:00 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:29 AM |
credit-coach118 | $45.18 | 12/1/2011 10:11:53 AM |
enriching-trade2 | $50.00 | 12/1/2011 9:37:51 AM |
fervent-repayment | $50.00 | 12/1/2011 5:20:14 PM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:55 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:51 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:48 AM |
gjm6d | $25.00 | 12/2/2011 9:35:09 AM |
circuitfive | $25.00 | 12/2/2011 9:40:55 AM |
genius520 | $48.00 | 12/2/2011 9:37:54 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:55 PM |
indomitable-coin | $25.00 | 12/2/2011 8:35:11 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:06 PM |
Oakland | $50.00 | 12/3/2011 5:39:22 AM |
BankOfBjoltus | $25.00 | 12/2/2011 10:31:40 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:06 AM |
loyalty-circuitry | $100.00 | 12/3/2011 8:55:20 AM |
WLenders | $50.00 | 12/3/2011 11:20:07 AM |
community-saver158 | $50.00 | 12/4/2011 10:43:06 AM |
anacent | $25.00 | 12/4/2011 12:15:56 PM |
degster | $25.00 | 12/3/2011 4:37:30 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:37 PM |
happy-yield | $25.00 | 12/3/2011 7:55:57 PM |
Madmigel | $45.80 | 12/4/2011 4:09:05 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:47 PM |
frooogal | $25.00 | 12/4/2011 8:51:40 PM |
the-precious-bid | $25.00 | 12/4/2011 12:24:18 PM |
WalnutCreekguy | $100.00 | 12/5/2011 9:09:00 AM |
rogue_monster | $50.00 | 12/5/2011 9:37:21 AM |
lancetc | $25.00 | 12/5/2011 10:42:01 AM |
funds-captain4 | $50.00 | 12/4/2011 11:40:09 PM |
rightwingliberal | $50.00 | 12/5/2011 2:18:11 PM |
enlighter | $34.09 | 12/5/2011 2:31:48 PM |
lawyerman | $25.00 | 12/5/2011 6:56:41 AM |
agalt | $125.00 | 12/5/2011 12:50:30 PM |
SimonHova | $25.00 | 12/5/2011 9:32:58 AM |
BenR | $100.00 | 12/5/2011 5:14:23 PM |
SomebodysMom | $34.57 | 12/5/2011 10:29:43 AM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:41 PM |
timbob | $100.00 | 12/5/2011 6:00:34 PM |
spiritual-social3 | $35.00 | 12/5/2011 6:33:34 PM |
neoboy | $33.82 | 12/5/2011 7:53:39 PM |
umfan123 | $25.00 | 12/5/2011 8:52:33 PM |
dfealk | $25.00 | 12/5/2011 9:49:58 PM |
sjlender | $100.00 | 12/5/2011 5:19:28 PM |
Charmart | $25.00 | 12/6/2011 3:38:06 AM |
nalaari | $61.52 | 12/6/2011 6:05:22 AM |
URBANCAPITAL | $25.00 | 12/5/2011 5:36:19 PM |
klinebarger | $25.00 | 12/6/2011 9:06:03 AM |
kulender | $100.00 | 12/6/2011 9:06:35 AM |
dc4vlad | $38.14 | 12/5/2011 8:19:09 PM |
don8ter | $50.00 | 12/6/2011 9:20:11 AM |
gold-commander0 | $25.00 | 12/6/2011 9:32:58 AM |
MassBile | $29.93 | 12/6/2011 6:33:45 AM |
moola-gargantuan9 | $50.00 | 12/6/2011 9:36:22 AM |
fair_rates | $25.00 | 12/6/2011 9:45:32 AM |
fairwealth | $25.00 | 12/6/2011 7:47:02 AM |
larrybird | $2,000.00 | 12/6/2011 10:50:34 AM |
thankful-nickel2 | $25.00 | 12/6/2011 10:35:10 AM |
Christus_Victor | $44.66 | 12/6/2011 11:09:46 AM |
dpa24 | $25.00 | 12/6/2011 9:52:46 AM |
brandon612 | $25.00 | 12/6/2011 10:47:05 AM |
scrappy-bonus2 | $25.00 | 12/6/2011 10:55:12 AM |
leverage-monger | $111.00 | 12/6/2011 11:01:25 AM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:14 AM |
green-thrilling-dinero | $50.00 | 12/6/2011 11:52:13 AM |
137 Investments
|
Borrower Payment Dependent Notes Series
541885
This series of Notes was issued and sold upon the funding of the borrower loan #56859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $163.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 29% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,374 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| elevated-community8 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2010)
|
Principal balance:
| $2,093.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Consolidation Loan
Purpose of loan:
This loan will be used to..pay off a credit card balance whose regular instalment is a bit high and interest also higher
My financial situation:
I am a good candidate for this loan because I always pay my commitments. The credit card I want to retire has not follen behind in payments, I only want to reduce the payout I make monthly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
john0720 | $25.00 | 12/2/2011 7:57:10 AM |
pdub | $75.00 | 11/30/2011 5:07:58 PM |
GElender | $40.00 | 11/30/2011 5:10:55 PM |
ericgassercom | $25.00 | 11/30/2011 5:12:33 PM |
fcrick | $25.00 | 11/30/2011 5:34:12 PM |
igniter584 | $25.00 | 11/30/2011 5:34:40 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:15 PM |
careful-note | $50.00 | 11/30/2011 5:22:40 PM |
kenji4861 | $25.00 | 11/30/2011 5:27:16 PM |
AFairDeal | $25.00 | 11/30/2011 5:09:39 PM |
radforj22 | $25.00 | 12/1/2011 12:27:35 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:31 AM |
Feyenoord | $30.00 | 11/30/2011 5:24:27 PM |
investment-artist | $29.01 | 11/30/2011 5:25:13 PM |
vinayski | $25.00 | 11/30/2011 5:32:50 PM |
JustMee | $25.00 | 11/30/2011 6:22:19 PM |
Lo0se_mo0se | $25.00 | 11/30/2011 8:50:50 PM |
sickid1 | $100.00 | 12/1/2011 12:15:52 AM |
purvike | $25.00 | 12/1/2011 9:38:20 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:56 PM |
mhotchan | $100.00 | 12/1/2011 9:45:27 AM |
enterprising-credit2 | $50.00 | 12/1/2011 10:32:58 AM |
patriot897 | $25.00 | 12/1/2011 5:30:06 PM |
D911ave | $28.00 | 12/1/2011 5:34:46 PM |
irishcocacola | $30.00 | 12/1/2011 6:55:41 PM |
vivid-velocity7 | $46.66 | 12/2/2011 4:24:56 AM |
important-ore | $150.00 | 12/1/2011 5:08:34 PM |
Hogan55 | $30.27 | 12/2/2011 4:48:56 AM |
dollar-tornado3 | $50.00 | 12/2/2011 4:58:16 AM |
devoider | $25.00 | 12/2/2011 6:05:31 AM |
r48 | $26.00 | 12/1/2011 5:54:04 PM |
vigorous-payment6 | $25.00 | 12/2/2011 7:28:30 AM |
ProfPC | $25.00 | 12/1/2011 6:32:11 PM |
SerZav | $50.00 | 12/2/2011 7:38:41 AM |
spiff666 | $26.66 | 12/2/2011 8:26:03 AM |
scotty61 | $25.00 | 12/1/2011 9:15:32 PM |
FmrEngr2Phd | $25.00 | 12/1/2011 9:35:31 PM |
mad-scientist418 | $25.00 | 12/2/2011 8:22:44 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:54 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:29 AM |
MONEYLENDER101 | $40.00 | 12/2/2011 9:21:19 AM |
chicagobanker | $50.00 | 12/2/2011 7:36:37 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:00 AM |
damage | $50.00 | 12/2/2011 9:52:03 AM |
designer_10 | $25.00 | 12/2/2011 9:09:52 AM |
cosmof16 | $25.00 | 12/2/2011 9:12:10 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:03 PM |
debt-legend | $25.00 | 12/2/2011 1:11:50 PM |
gain-expert | $40.00 | 12/2/2011 12:32:21 PM |
Brown98 | $50.00 | 11/30/2011 5:19:25 PM |
BxRealtor | $25.00 | 11/30/2011 5:21:53 PM |
cha-ching7 | $25.00 | 11/30/2011 10:12:56 PM |
LoanerPrincipal | $25.00 | 11/30/2011 5:13:16 PM |
bb575 | $50.00 | 11/30/2011 5:25:54 PM |
nimble-money086 | $25.00 | 11/30/2011 7:12:04 PM |
toblerone | $25.00 | 12/1/2011 9:11:41 AM |
the-profit-oracle | $25.00 | 12/1/2011 9:16:06 AM |
agbullet55443 | $100.00 | 11/30/2011 9:52:22 PM |
IIP77 | $25.00 | 12/1/2011 9:20:42 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:32 AM |
silver-birdie | $100.00 | 12/1/2011 9:26:06 AM |
cerebral-dollar773 | $50.00 | 12/1/2011 5:56:37 AM |
diplomatic-capital | $25.00 | 12/1/2011 11:22:21 AM |
orange-brainy-return | $25.00 | 12/1/2011 8:41:15 AM |
just-loyalty643 | $50.00 | 12/1/2011 11:28:38 AM |
pure-loyalty6 | $28.79 | 12/1/2011 2:14:22 PM |
LateOneNight | $50.00 | 12/1/2011 4:36:52 PM |
cnovak | $25.00 | 12/1/2011 5:17:14 PM |
green28 | $150.00 | 12/1/2011 10:28:22 AM |
Tradesmanlender | $25.00 | 12/1/2011 5:18:56 PM |
investment-comet | $25.00 | 12/1/2011 11:43:22 AM |
Hexnut | $100.00 | 12/1/2011 7:35:01 PM |
Cherrypicker | $50.00 | 12/1/2011 1:36:46 PM |
rewards | $35.00 | 12/1/2011 6:25:14 PM |
dinero-launcher | $30.00 | 12/1/2011 3:26:04 PM |
jengachamp | $25.00 | 12/1/2011 4:06:31 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:53 PM |
alpinaut | $30.00 | 12/2/2011 4:55:37 AM |
starry2001 | $25.00 | 12/2/2011 5:06:03 AM |
enriching-trade2 | $50.00 | 12/1/2011 5:18:43 PM |
progressive-economy261 | $400.00 | 12/1/2011 5:19:20 PM |
exact-gold2 | $25.00 | 12/1/2011 5:19:58 PM |
gogrannygo | $25.00 | 12/2/2011 6:01:48 AM |
gilbrear | $25.00 | 12/2/2011 6:27:42 AM |
shrewd-deal3 | $148.42 | 12/2/2011 6:33:00 AM |
mflawyer | $25.00 | 12/2/2011 7:02:45 AM |
platinum-czar | $25.00 | 12/1/2011 7:21:49 PM |
antlr | $50.00 | 12/1/2011 7:48:19 PM |
Melander | $50.00 | 12/1/2011 9:44:01 PM |
Attract | $25.00 | 12/2/2011 5:41:51 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:58 AM |
innovator10 | $200.00 | 12/2/2011 9:35:03 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:02 AM |
Clambake | $25.00 | 12/2/2011 9:43:54 AM |
rokman | $50.00 | 12/2/2011 9:46:43 AM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:01 AM |
elevated-finance | $26.37 | 12/2/2011 12:34:18 PM |
awwaww | $25.00 | 12/2/2011 9:26:48 AM |
enticing-capital6 | $50.00 | 12/2/2011 9:27:28 AM |
secureincome | $278.55 | 12/2/2011 1:59:18 PM |
wampum-library4 | $25.00 | 12/2/2011 11:51:09 AM |
101 Investments
|
Borrower Payment Dependent Notes Series
541899
This series of Notes was issued and sold upon the funding of the borrower loan #57253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $277.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 28y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,953 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Yvette43 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 37 ( 60% )
| 740-759 (Latest)
|
Principal borrowed:
| $15,001.00 | < 31 days late:
| 25
( 40% )
| 780-799
(Jul-2009)
780-799
(Mar-2008)
|
Principal balance:
| $3,281.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 62 | | |
Description
Expansion of Vending Business
Purpose of loan:
I am a hardworking, professional woman that has been employed full-time for almost 30 years with a good income. In addition, I have owned a small vending business part-time for over 6 years. I have now been referred to another great location to expand my business again. This is a major company with over 300 employees that has been around since 1930. I would very much like to acquire this location.
My financial situation:
As you can see, I have a very good credit history. I have even received a loan in the past to expand my business and paid if off successfully. Currently, I?m in the process of paying off two more loans in early 2012. I really love my business and would like to take it to expand again. A loan from Prosper would enable me to do that as well as help others.
Monthly Net Income: Approximately $4,000 (Full-time)/approximately $600 from my vending business.
Monthly Expenses: Approximately $1160
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 11/30/2011 5:09:39 PM |
bb575 | $50.00 | 11/30/2011 5:25:54 PM |
BxRealtor | $25.00 | 11/30/2011 5:21:54 PM |
careful-note | $50.00 | 11/30/2011 5:22:41 PM |
igniter584 | $25.00 | 11/30/2011 5:34:41 PM |
ericgassercom | $25.00 | 11/30/2011 5:12:33 PM |
bubb_hans | $25.00 | 12/1/2011 6:13:31 AM |
Mrs-Honeydew | $25.00 | 12/1/2011 9:49:15 AM |
IIP77 | $25.00 | 12/1/2011 5:23:10 PM |
toblerone | $25.00 | 12/1/2011 5:14:06 PM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:54 AM |
Tradesmanlender | $25.00 | 12/2/2011 9:19:49 AM |
the-profit-oracle | $25.00 | 12/2/2011 9:34:11 AM |
secret-santa | $50.00 | 12/2/2011 9:35:04 AM |
Ready2Loan | $25.00 | 12/2/2011 5:20:48 PM |
resolute-justice413 | $100.00 | 12/2/2011 5:10:33 PM |
circuitfive | $25.00 | 12/2/2011 5:31:23 PM |
r48 | $25.00 | 12/2/2011 6:47:14 PM |
heart514 | $25.00 | 12/2/2011 7:53:04 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:47 PM |
auction-elvis | $25.00 | 12/3/2011 11:28:12 AM |
indomitable-coin | $25.00 | 12/2/2011 8:35:11 PM |
w3alter | $50.00 | 12/3/2011 12:31:33 PM |
Kelwin_Capital_Corp | $50.00 | 12/3/2011 8:00:51 AM |
msw_engr | $50.00 | 12/3/2011 7:23:43 PM |
vigorous-payment6 | $25.00 | 12/3/2011 8:36:57 AM |
WLenders | $50.00 | 12/3/2011 11:20:08 AM |
cablenews | $100.00 | 12/4/2011 12:25:32 PM |
PatriotKnight | $50.00 | 12/4/2011 12:07:00 PM |
Sneezie | $95.00 | 12/5/2011 9:19:36 AM |
MONEYLENDER101 | $50.00 | 12/5/2011 9:36:32 AM |
rogue_monster | $50.00 | 12/5/2011 9:37:21 AM |
loan-mammal | $100.00 | 12/5/2011 9:22:15 AM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:48 PM |
the-precious-bid | $25.00 | 12/5/2011 9:29:38 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:34 PM |
britgsb | $30.00 | 12/5/2011 9:24:24 AM |
BenR | $100.00 | 12/5/2011 5:14:24 PM |
DadWarbucks | $25.00 | 12/5/2011 5:34:26 PM |
minista | $25.00 | 12/5/2011 5:38:36 PM |
lamsabuy | $100.00 | 12/5/2011 5:38:22 PM |
timbob | $100.00 | 12/5/2011 6:00:36 PM |
CacheFloe | $53.90 | 12/5/2011 6:04:17 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:42 PM |
bughead | $25.00 | 12/5/2011 8:29:32 PM |
umfan123 | $25.00 | 12/5/2011 8:52:34 PM |
heavy_ax | $50.00 | 12/5/2011 5:15:48 PM |
gjm6d | $25.00 | 12/5/2011 5:36:54 PM |
Westerly | $50.00 | 12/6/2011 8:06:04 AM |
loyalty-circuitry | $100.00 | 12/5/2011 6:19:01 PM |
RyanTH9893 | $25.00 | 12/5/2011 7:38:52 PM |
don8ter | $50.00 | 12/6/2011 9:20:12 AM |
phaded | $25.00 | 12/6/2011 9:21:42 AM |
Leshan | $150.63 | 12/6/2011 7:59:49 AM |
Weaverville | $50.00 | 12/6/2011 8:07:32 AM |
income-safehouse9 | $250.00 | 12/6/2011 9:52:13 AM |
klinebarger | $25.00 | 12/6/2011 9:06:05 AM |
elasermd | $50.00 | 12/6/2011 1:31:24 PM |
gold-gazelle | $25.00 | 12/6/2011 1:47:16 PM |
sevenbridges | $25.00 | 12/6/2011 3:10:52 PM |
capital-web7 | $50.00 | 12/6/2011 3:39:59 PM |
loyalty-circuitry | $100.00 | 12/6/2011 3:50:45 PM |
unforgettable-wealth4 | $50.00 | 12/6/2011 4:24:34 PM |
exchange-grove | $25.00 | 12/6/2011 4:57:20 PM |
worthy-bid8 | $50.00 | 12/6/2011 5:07:00 PM |
wampum-chorus3 | $25.00 | 12/6/2011 9:44:40 AM |
genius520 | $50.00 | 12/6/2011 5:07:50 PM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:25 AM |
nickel-ferret | $50.00 | 12/6/2011 5:14:33 PM |
damanq | $25.00 | 12/6/2011 12:10:53 PM |
first-upright-payout | $25.00 | 12/6/2011 5:28:42 PM |
chestnut4 | $25.00 | 12/6/2011 5:25:35 PM |
jcttjg | $25.00 | 12/6/2011 2:29:54 PM |
greenback-seagull2 | $50.00 | 12/6/2011 5:32:22 PM |
JLMGroupFunds | $25.00 | 12/6/2011 5:32:43 PM |
Nicedad72 | $25.00 | 12/6/2011 5:34:46 PM |
secureincome | $1,333.00 | 12/6/2011 5:35:27 PM |
kochan123 | $25.00 | 12/6/2011 6:13:24 PM |
responsibility-cherry6 | $25.00 | 12/6/2011 5:16:00 PM |
studious-bonus7 | $100.00 | 12/6/2011 5:28:11 PM |
life-is-great | $25.00 | 12/6/2011 5:38:22 PM |
108lender | $114.00 | 12/6/2011 4:27:25 PM |
aabadabadoo | $25.00 | 11/30/2011 5:10:25 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:15 PM |
sickid1 | $100.00 | 12/1/2011 12:15:53 AM |
fcrick | $25.00 | 12/1/2011 9:14:32 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:33 AM |
kenji4861 | $25.00 | 12/1/2011 9:34:59 AM |
radforj22 | $25.00 | 12/1/2011 8:35:21 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:57 PM |
silver-birdie | $100.00 | 12/1/2011 5:17:27 PM |
ProfPC | $25.00 | 12/1/2011 6:32:11 PM |
antlr | $50.00 | 12/1/2011 7:48:20 PM |
jengachamp | $25.00 | 12/1/2011 4:06:32 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:53 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:30 AM |
enterprising-credit2 | $25.00 | 12/2/2011 6:37:45 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:59 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:02 AM |
Clambake | $25.00 | 12/2/2011 9:43:54 AM |
cnovak | $25.00 | 12/2/2011 9:28:14 AM |
enriching-trade2 | $50.00 | 12/2/2011 5:35:58 PM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:01 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:03 PM |
frooogal | $25.00 | 12/2/2011 8:04:03 PM |
TommyTucker | $50.00 | 12/2/2011 8:44:00 PM |
BankOfBjoltus | $25.00 | 12/2/2011 10:21:16 PM |
wilmajean | $50.00 | 12/3/2011 4:02:30 AM |
Anny-Disco | $50.00 | 12/2/2011 10:21:07 PM |
atbright | $25.00 | 12/2/2011 10:43:11 PM |
floridahelper | $25.00 | 12/3/2011 4:56:41 AM |
fervent-repayment | $50.00 | 12/2/2011 5:34:06 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:38 PM |
JJpeanut | $25.00 | 12/3/2011 1:37:41 PM |
GrayStudio | $25.00 | 12/3/2011 12:53:36 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:08 AM |
giftgold | $25.00 | 12/4/2011 11:45:42 AM |
socalavi8tor | $25.00 | 12/4/2011 12:36:44 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:39 PM |
caNative | $25.00 | 12/4/2011 8:27:31 AM |
community-saver158 | $30.00 | 12/4/2011 10:43:06 AM |
funds-captain4 | $50.00 | 12/4/2011 11:40:11 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:00 AM |
giftgold | $25.00 | 12/4/2011 12:13:54 PM |
anacent | $25.00 | 12/4/2011 12:15:56 PM |
jazz619 | $25.00 | 12/5/2011 9:05:30 AM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:03 AM |
Weaverville | $25.00 | 12/5/2011 10:09:58 AM |
lancetc | $25.00 | 12/5/2011 10:42:01 AM |
Darrkblu | $25.00 | 12/5/2011 9:29:27 AM |
awwaww | $25.00 | 12/5/2011 9:31:25 AM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:47 AM |
capital-relaxation9 | $100.00 | 12/5/2011 2:11:39 PM |
MissionMicroFinance | $25.00 | 12/5/2011 5:56:55 PM |
iaffy | $25.00 | 12/5/2011 5:25:53 PM |
vigorous-payment6 | $50.00 | 12/6/2011 7:16:48 AM |
loanman2007 | $25.00 | 12/6/2011 9:25:40 AM |
twjh | $25.00 | 12/6/2011 9:29:59 AM |
QuinMccoy | $48.00 | 12/6/2011 4:26:27 AM |
willinvest | $25.00 | 12/6/2011 3:42:38 PM |
mangas | $25.00 | 12/6/2011 4:30:00 PM |
power-companion7 | $75.00 | 12/6/2011 5:08:46 PM |
autonomous-kindness8 | $25.00 | 12/6/2011 5:10:29 PM |
natural-affluence4 | $25.00 | 12/6/2011 5:19:45 PM |
icchok | $47.00 | 12/6/2011 5:23:22 PM |
green-moola-sniffer | $25.00 | 12/6/2011 5:28:39 PM |
hard-working-rate3 | $100.00 | 12/6/2011 5:29:36 PM |
Tscheddar | $25.00 | 12/6/2011 5:30:59 PM |
money-bauble | $123.00 | 12/6/2011 5:31:07 PM |
rss197 | $25.00 | 12/6/2011 3:19:42 PM |
ideal-platinum1 | $25.00 | 12/6/2011 5:41:22 PM |
Ragnar | $25.00 | 12/6/2011 6:29:59 PM |
investment-cluster | $40.00 | 12/6/2011 4:41:58 PM |
social-pizza5 | $25.00 | 12/6/2011 4:48:04 PM |
Brisket_Bob | $24.20 | 12/6/2011 6:38:01 PM |
payout-motivator0 | $75.00 | 12/6/2011 5:32:46 PM |
CaptainBL | $25.00 | 12/6/2011 5:35:18 PM |
investment-tempo | $25.00 | 12/6/2011 5:36:04 PM |
velocity-solo | $25.00 | 12/6/2011 5:36:37 PM |
rolltide09 | $25.00 | 12/6/2011 5:39:07 PM |
myduck | $50.00 | 12/6/2011 5:54:39 PM |
credible-compassion6 | $25.00 | 12/6/2011 6:31:21 PM |
162 Investments
|
Borrower Payment Dependent Notes Series
541905
This series of Notes was issued and sold upon the funding of the borrower loan #57077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,270 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-historian4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAY BILLS
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:35 PM |
bid-stockpiler1 | $26.00 | 12/1/2011 6:35:15 PM |
goodhearted-generosity511 | $25.00 | 12/1/2011 5:45:28 PM |
nfx | $50.00 | 12/2/2011 5:02:13 AM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 5:41:43 PM |
Danjack_Capital | $25.00 | 12/2/2011 7:17:23 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:45 AM |
worth-blanket2 | $3,400.00 | 12/2/2011 11:40:38 AM |
Money_Working | $14.00 | 12/2/2011 12:11:01 PM |
Something-Corporate | $25.00 | 12/1/2011 5:19:38 PM |
graceful-IRAinvestment | $25.00 | 12/1/2011 5:28:14 PM |
Rebelrick9 | $25.00 | 12/1/2011 5:45:23 PM |
vutah | $35.00 | 12/1/2011 7:53:45 PM |
best-currency-exec | $25.00 | 12/1/2011 7:31:43 PM |
restless-dime | $100.00 | 12/2/2011 7:27:35 AM |
let_me_retire | $100.00 | 12/1/2011 10:57:58 PM |
ore-leaper1 | $50.00 | 12/2/2011 10:49:36 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
541913
This series of Notes was issued and sold upon the funding of the borrower loan #57028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $114.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| 15% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,510 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| julesh7002 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $10,400.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
760-779
(May-2008)
760-779
(Mar-2008)
|
Principal balance:
| $2,229.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 42 | | |
Description
Cleaning My Debt Slate
Purpose of loan:
This loan will be used to...
consolidate and clear out my last bit of debt.
My financial situation:
I am a good candidate for this loan because...I recently changed jobs, which included a decent raise; enabling me to revive my ailing savings account. I also recently paid off my car and am working to be debt free. This loan will help me clear the last of my debt, and add to my savings. After 3 years of just getting by, I'm so excited to see the light at the end of the tunnel, and it's getting brighter everyday!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-guard5 | $25.00 | 11/30/2011 9:02:45 AM |
Milonguero | $100.00 | 11/30/2011 9:09:11 AM |
Aberdeen | $1,000.00 | 11/30/2011 9:21:43 AM |
skillful-diversification2 | $25.00 | 11/30/2011 9:13:56 AM |
fcrick | $25.00 | 11/30/2011 9:32:57 AM |
MoneyForNothing | $32.12 | 11/30/2011 9:26:25 AM |
igniter584 | $25.00 | 11/30/2011 9:41:04 AM |
IIP77 | $25.00 | 11/30/2011 9:45:30 AM |
pdub | $75.00 | 11/30/2011 9:31:27 AM |
chicagobanker | $50.00 | 11/30/2011 10:55:47 AM |
markdental | $50.00 | 11/30/2011 11:09:22 AM |
just-loyalty643 | $50.00 | 11/30/2011 11:50:11 AM |
Bank42 | $59.03 | 11/30/2011 9:52:13 AM |
blue-useful-auction | $25.00 | 11/30/2011 11:13:48 AM |
radforj22 | $25.00 | 11/30/2011 2:00:05 PM |
dudebrah | $25.00 | 11/30/2011 12:26:24 PM |
whitegold24k | $100.00 | 11/30/2011 9:14:37 AM |
MrSolution | $25.00 | 11/30/2011 2:33:35 PM |
cnovak | $25.00 | 11/30/2011 5:08:53 PM |
BxRealtor | $25.00 | 11/30/2011 9:35:18 AM |
lagnisiruk | $25.00 | 11/30/2011 5:24:35 PM |
MONEYLENDER101 | $50.00 | 11/30/2011 5:10:49 PM |
Beechturner | $50.00 | 11/30/2011 10:36:17 AM |
s270 | $60.42 | 11/30/2011 6:39:31 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:17 PM |
thankful-nickel2 | $25.00 | 11/30/2011 12:48:48 PM |
majestic-income1 | $50.00 | 11/30/2011 8:14:25 PM |
lowrater | $22.67 | 11/30/2011 8:39:28 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:43 PM |
Ricajote | $25.00 | 11/30/2011 6:46:57 PM |
market-maximizer472 | $100.00 | 11/30/2011 3:20:28 PM |
nimble-money086 | $25.00 | 11/30/2011 4:48:03 PM |
social-heart | $25.00 | 11/30/2011 4:56:31 PM |
entertaining-greenback2 | $32.50 | 11/30/2011 6:04:59 PM |
focused-investment442 | $25.00 | 11/30/2011 7:38:47 PM |
AFairDeal | $25.00 | 11/30/2011 9:06:18 AM |
caper945 | $100.00 | 11/30/2011 9:12:35 AM |
careful-note | $50.00 | 11/30/2011 9:16:46 AM |
enterprising-credit2 | $100.00 | 11/30/2011 12:31:36 PM |
susurrus | $200.00 | 11/30/2011 12:12:20 PM |
kenji4861 | $25.00 | 11/30/2011 9:20:09 AM |
Elefunt | $25.00 | 11/30/2011 4:30:46 PM |
determined-revenue1 | $35.00 | 11/30/2011 9:27:17 AM |
investment-artist | $29.01 | 11/30/2011 9:31:54 AM |
Kennfusion | $50.00 | 11/30/2011 3:17:53 PM |
hope-solstice8 | $25.00 | 11/30/2011 4:06:26 PM |
ericgassercom | $25.00 | 11/30/2011 5:12:32 PM |
balance-voyager | $50.00 | 11/30/2011 4:27:35 PM |
kinetic-social | $28.00 | 11/30/2011 9:57:57 AM |
silver-birdie | $100.00 | 11/30/2011 5:25:49 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:15 PM |
duty-sundae1 | $25.00 | 11/30/2011 6:39:08 PM |
mex_invests | $25.00 | 11/30/2011 7:30:58 PM |
BANKIN | $25.14 | 11/30/2011 8:31:00 PM |
purposeful-pound5 | $26.84 | 11/30/2011 4:31:11 PM |
r48 | $48.00 | 11/30/2011 4:44:26 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
541919
This series of Notes was issued and sold upon the funding of the borrower loan #56853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $457.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 21% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,755 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| Young-CPA-funds |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2011)
|
Principal balance:
| $5,185.21 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Complete Debt Consolidation
Purpose of loan:
This loan will be used to consolidate all of my debt including credit cards and a previous prosper loan.
My financial situation:
I have two degrees: a Masters in Accounting Science and a Bachelors of Science in Accountancy. I recently passed the CPA exam approx. 1 year ago. I am a young professional and have credit card debt from college, since I paid my way through school without financial assisstance. I am very organized and have a great job with a mid sized accounting firm. Paying off all of my debt will be a great thing and I am a great candidate for this program, I look forward to utilizing Prosper as an investment in the future.
Monthly net income: $3,300
Housing: $1,220 (less after I obtain a roomate) Insurance: $60
Car expenses: $150 Utilities: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500 - less after consolidation. I have roughly $1,000 in savings, which is growing with every paycheck.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 11/30/2011 5:08:52 PM |
AFairDeal | $25.00 | 11/30/2011 5:09:48 PM |
LoanerPrincipal | $25.00 | 11/30/2011 5:13:16 PM |
fareast_man | $25.00 | 11/30/2011 10:26:42 PM |
corporatejim | $27.88 | 12/1/2011 4:38:51 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:33 AM |
igniter584 | $25.00 | 11/30/2011 5:34:41 PM |
sickid1 | $100.00 | 12/1/2011 12:15:53 AM |
GCInvestments | $25.00 | 12/1/2011 9:29:10 AM |
NycDean | $25.00 | 12/1/2011 9:06:27 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:34 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:30 AM |
whatreality | $25.00 | 12/2/2011 6:57:55 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:00 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:01 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:31 AM |
worth-blanket2 | $11,800.00 | 12/2/2011 11:41:17 AM |
gain-expert | $5.85 | 12/2/2011 12:08:21 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:03 AM |
the-discrete-income | $25.00 | 12/1/2011 5:37:19 AM |
careful-note | $50.00 | 11/30/2011 5:22:41 PM |
GElender | $40.00 | 11/30/2011 5:10:56 PM |
sensible-fund | $25.00 | 12/1/2011 7:59:00 AM |
nimble-money086 | $25.00 | 11/30/2011 8:49:10 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:12 PM |
CASSHMAN | $150.00 | 12/1/2011 7:14:03 PM |
careful-note | $55.00 | 12/2/2011 4:31:35 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:55 AM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:01 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
541923
This series of Notes was issued and sold upon the funding of the borrower loan #57040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $86.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 55% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,034 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-speedy-affluence |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
680-699
(Mar-2010)
|
Principal balance:
| $1,501.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
Trying to get better job....
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 12/1/2011 9:08:20 AM |
Feyenoord | $30.00 | 12/1/2011 9:11:05 AM |
DHolly | $31.00 | 12/1/2011 9:14:41 AM |
LittleMingo | $25.00 | 12/1/2011 9:12:55 AM |
golden-velocity9 | $35.00 | 12/1/2011 9:23:57 AM |
fortytwo | $150.00 | 12/1/2011 9:28:00 AM |
gjm6d | $25.00 | 12/1/2011 9:25:15 AM |
pound-mushroom3 | $25.00 | 12/1/2011 9:28:11 AM |
GElender | $40.00 | 12/1/2011 9:41:05 AM |
myutmost | $25.00 | 12/1/2011 9:36:24 AM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 9:36:54 AM |
BigSkyFinancial | $30.00 | 12/1/2011 10:00:06 AM |
blitzen40 | $25.00 | 12/1/2011 9:54:05 AM |
five-star-note | $25.00 | 12/1/2011 9:17:58 AM |
Jack55304 | $100.00 | 12/1/2011 9:18:52 AM |
fantastic-wampum1 | $34.00 | 12/1/2011 9:19:38 AM |
TennSquire | $25.00 | 12/1/2011 9:40:40 AM |
AndChicksforFree | $25.00 | 12/1/2011 9:44:41 AM |
ultimate-peace | $25.00 | 12/1/2011 9:09:25 AM |
toblerone | $25.00 | 12/1/2011 9:11:41 AM |
nfx | $25.00 | 12/1/2011 9:13:15 AM |
Kash2010lu | $25.00 | 12/1/2011 9:28:30 AM |
social-cocktail1 | $200.00 | 12/1/2011 9:39:35 AM |
whitegold24k | $100.00 | 12/1/2011 9:32:49 AM |
SLN-10 | $100.00 | 12/1/2011 9:34:54 AM |
luv4cycling | $30.00 | 12/1/2011 9:34:56 AM |
whitegold24k | $400.00 | 12/1/2011 9:38:17 AM |
SolarMoonshine | $25.00 | 12/1/2011 9:49:10 AM |
kind-credit-bear | $25.00 | 12/1/2011 9:07:20 AM |
nimble-revenue5 | $50.00 | 12/1/2011 9:18:25 AM |
mrxtravis | $25.00 | 12/1/2011 9:33:48 AM |
finance-prescription | $100.00 | 12/1/2011 9:40:44 AM |
graceful-IRAinvestment | $120.00 | 12/1/2011 9:41:55 AM |
312-Lender | $25.00 | 12/1/2011 9:42:27 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
541933
This series of Notes was issued and sold upon the funding of the borrower loan #56972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $70.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1977 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 33y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,062 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balanced-revenue5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repair, Medical Bill
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/30/2011 5:07:58 PM |
cashhelp | $25.00 | 11/30/2011 5:20:16 PM |
aabadabadoo | $25.00 | 11/30/2011 5:10:26 PM |
JustMee | $25.00 | 11/30/2011 6:21:43 PM |
green-rate-futurist | $50.00 | 12/1/2011 3:21:51 AM |
BxRealtor | $25.00 | 11/30/2011 5:21:54 PM |
Investor509 | $25.00 | 12/1/2011 9:11:34 AM |
serene-capital | $30.00 | 12/1/2011 1:27:36 AM |
Ven58 | $40.00 | 12/1/2011 3:05:48 PM |
ChoiceInvestments | $25.00 | 12/1/2011 3:37:29 PM |
selector568 | $300.00 | 12/1/2011 3:16:09 PM |
Horse-Lender | $25.01 | 12/1/2011 5:14:03 PM |
CoolPlexer | $25.00 | 12/1/2011 9:18:00 PM |
wwwUniversal | $25.00 | 12/1/2011 5:16:28 PM |
radforj22 | $25.00 | 12/2/2011 3:15:20 AM |
jc33148 | $46.82 | 12/2/2011 5:56:36 AM |
magee425 | $25.00 | 12/2/2011 6:29:45 AM |
AFairDeal | $25.00 | 11/30/2011 5:09:49 PM |
ericgassercom | $25.00 | 11/30/2011 5:12:34 PM |
LoanerPrincipal | $25.00 | 11/30/2011 5:13:16 PM |
igniter584 | $25.00 | 11/30/2011 5:34:42 PM |
sickid1 | $100.00 | 12/1/2011 12:15:54 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:34 AM |
social-heart | $25.00 | 11/30/2011 5:19:29 PM |
lowrater | $50.40 | 12/1/2011 6:12:22 AM |
careful-note | $50.00 | 11/30/2011 5:22:41 PM |
pound-mushroom3 | $25.00 | 11/30/2011 5:36:12 PM |
valiant-money | $35.00 | 12/1/2011 8:21:43 AM |
superb-funds335 | $25.00 | 12/1/2011 9:16:30 AM |
Ripsaw4U | $50.00 | 12/1/2011 9:25:21 AM |
kinetic-social | $50.00 | 12/1/2011 9:50:41 AM |
Bank_Of_XL | $25.00 | 12/1/2011 10:18:09 AM |
dime-sprout | $50.00 | 12/1/2011 5:28:29 PM |
nimble-money086 | $25.00 | 12/1/2011 6:44:41 PM |
weiyinsan | $25.00 | 12/1/2011 8:21:16 PM |
upbeat-finance8 | $25.00 | 12/1/2011 8:39:53 PM |
terrific-dough6 | $50.00 | 12/1/2011 5:06:51 PM |
FmrEngr2Phd | $25.00 | 12/1/2011 9:47:51 PM |
valiant-note129 | $50.00 | 12/1/2011 10:36:30 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:35 AM |
ssb | $147.77 | 12/2/2011 7:09:57 AM |
wkeboarder21 | $50.00 | 12/2/2011 7:03:00 AM |
dudebrah | $25.00 | 12/1/2011 9:07:25 PM |
Melander | $50.00 | 12/1/2011 9:37:54 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
541941
This series of Notes was issued and sold upon the funding of the borrower loan #57175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $228.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
7 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,210 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wutsupmaign |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt Conslidation
Purpose of loan:
This loan will be used to pay off high rate credit cards. I needed to get the money to pay for my masters and after the initial good rate my rate was increased without warning by credit cards.
My financial situation:
I am a good candidate for this loan because i have a stable job and never have ever been late on any of my payments. I have a very high FICO and have a stable job. I work in Information Technology and make very good income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vibrant-trade8 | $35.00 | 12/3/2011 12:08:19 PM |
trade-burrito4 | $35.00 | 12/3/2011 12:12:01 PM |
determined-revenue1 | $35.00 | 12/3/2011 12:14:35 PM |
igniter584 | $25.00 | 12/3/2011 12:24:54 PM |
green-trade-dolphin2 | $30.02 | 12/3/2011 12:02:53 PM |
brazilofmux | $100.00 | 12/3/2011 12:29:22 PM |
bazaar-festivity | $50.00 | 12/3/2011 12:32:14 PM |
pdub | $75.00 | 12/3/2011 12:18:36 PM |
careful-note | $50.00 | 12/3/2011 12:27:24 PM |
Beechturner | $50.00 | 12/3/2011 12:28:01 PM |
mad-scientist418 | $25.00 | 12/3/2011 2:21:06 PM |
Bank42 | $25.00 | 12/3/2011 1:29:29 PM |
JustMee | $25.00 | 12/3/2011 1:36:16 PM |
1stBankAndHal | $25.09 | 12/3/2011 4:45:02 PM |
setUup | $34.70 | 12/3/2011 11:42:32 PM |
principal-star | $50.00 | 12/3/2011 10:24:57 PM |
tender-ore | $25.00 | 12/3/2011 10:48:56 PM |
tenacious-capital3 | $26.27 | 12/3/2011 12:05:57 PM |
aabadabadoo | $25.00 | 12/3/2011 12:06:34 PM |
Feyenoord | $30.00 | 12/3/2011 12:07:02 PM |
cashhelp | $25.00 | 12/3/2011 12:30:16 PM |
chicagobanker | $75.00 | 12/3/2011 1:17:54 PM |
mikesdad101 | $25.00 | 12/4/2011 2:33:24 PM |
sunny-dough9 | $200.00 | 12/3/2011 6:04:36 PM |
lenderRXT | $100.00 | 12/3/2011 8:15:39 PM |
Bio-physicist | $69.00 | 12/4/2011 5:51:11 PM |
penny-plato | $50.00 | 12/4/2011 9:32:38 AM |
vt009 | $40.00 | 12/4/2011 11:34:11 AM |
371millwood | $300.00 | 12/5/2011 7:26:59 AM |
rdrloan | $50.00 | 12/5/2011 8:01:53 AM |
frankdelraza | $25.00 | 12/4/2011 7:07:07 PM |
repaymeplease | $25.00 | 12/5/2011 11:13:53 AM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:09 AM |
BankofPete | $25.00 | 12/5/2011 10:54:20 AM |
mtquan | $25.00 | 12/5/2011 1:41:24 PM |
friendinmoney | $25.00 | 12/5/2011 11:51:40 AM |
radforj22 | $25.00 | 12/5/2011 1:36:46 PM |
thorough-marketplace441 | $52.50 | 12/5/2011 2:02:58 PM |
awwaww | $25.00 | 12/5/2011 9:31:30 AM |
abundant-dinero5 | $25.00 | 12/5/2011 4:30:08 PM |
Socorro_Capital_Partners | $25.01 | 12/5/2011 9:44:36 AM |
oskizzle | $50.00 | 12/5/2011 10:05:58 AM |
BenR | $100.00 | 12/5/2011 5:14:27 PM |
gain-mountain1 | $100.00 | 12/5/2011 11:46:15 AM |
octoberfresh | $25.00 | 12/5/2011 12:09:15 PM |
miket71 | $30.00 | 12/5/2011 5:36:16 PM |
investor-007 | $200.00 | 12/5/2011 5:01:57 PM |
myduck | $75.00 | 12/5/2011 6:13:58 PM |
EJPiper | $50.00 | 12/5/2011 5:56:43 PM |
GElender | $40.00 | 12/3/2011 12:12:40 PM |
AFairDeal | $25.00 | 12/3/2011 12:18:24 PM |
kenji4861 | $25.00 | 12/3/2011 12:19:00 PM |
Azonic21 | $25.00 | 12/3/2011 12:21:33 PM |
auction-elvis | $25.00 | 12/3/2011 12:22:08 PM |
BxRealtor | $25.00 | 12/3/2011 12:22:30 PM |
wonderous-truth6 | $50.00 | 12/3/2011 12:19:15 PM |
investment-artist | $29.01 | 12/3/2011 12:28:57 PM |
r48 | $42.00 | 12/3/2011 1:46:40 PM |
3_boyz | $75.00 | 12/3/2011 2:46:53 PM |
arenangelchild | $200.00 | 12/3/2011 6:23:38 PM |
lowrater | $200.90 | 12/3/2011 6:30:45 PM |
penguino | $100.00 | 12/3/2011 4:02:53 PM |
msw_engr | $50.00 | 12/3/2011 7:23:48 PM |
first-serene-credit | $25.00 | 12/4/2011 6:24:45 AM |
purposeful-pound5 | $27.01 | 12/4/2011 8:01:56 AM |
LoanerPrincipal | $25.00 | 12/4/2011 12:06:55 PM |
PatriotKnight | $50.00 | 12/4/2011 12:07:03 PM |
indomitable-coin | $25.00 | 12/4/2011 12:10:29 PM |
whitegold24k | $100.00 | 12/3/2011 12:21:32 PM |
credit-statuette8 | $50.00 | 12/4/2011 12:25:50 PM |
ericgassercom | $25.00 | 12/4/2011 12:09:23 PM |
thankful-nickel2 | $25.00 | 12/3/2011 12:44:00 PM |
Bank_Of_XL | $25.00 | 12/4/2011 3:45:39 PM |
OldManP | $25.00 | 12/4/2011 2:13:34 PM |
vutah | $25.00 | 12/3/2011 4:41:51 PM |
TXCapLeader | $25.00 | 12/3/2011 5:24:20 PM |
gain-gourd | $100.00 | 12/4/2011 7:29:13 PM |
discostu | $25.00 | 12/3/2011 10:19:58 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:54 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:47 PM |
giftgold | $25.00 | 12/4/2011 11:45:44 AM |
giftgold | $25.00 | 12/4/2011 12:13:57 PM |
frooogal | $25.00 | 12/4/2011 9:06:05 PM |
djh47a | $25.00 | 12/5/2011 5:40:37 AM |
availableloan | $25.00 | 12/4/2011 10:28:51 PM |
funds-captain4 | $50.00 | 12/4/2011 11:40:18 PM |
ryan6853 | $25.00 | 12/5/2011 8:22:57 AM |
fund-bauble | $70.00 | 12/5/2011 6:09:31 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:57 PM |
George2384 | $25.00 | 12/5/2011 9:06:38 AM |
susurrus | $200.00 | 12/4/2011 6:40:36 PM |
Snoopylover | $25.00 | 12/5/2011 1:03:47 PM |
astute-fairness0 | $25.00 | 12/5/2011 1:24:27 PM |
bannybucks | $25.00 | 12/5/2011 11:58:33 AM |
bannybucks | $25.00 | 12/5/2011 11:59:34 AM |
basejump0 | $25.00 | 12/5/2011 12:24:23 PM |
LongTail | $31.00 | 12/5/2011 1:31:35 PM |
SolarMoonshine | $25.00 | 12/5/2011 4:37:12 PM |
Leshan | $100.00 | 12/5/2011 5:10:56 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:51 PM |
caper945 | $100.00 | 12/5/2011 9:50:41 AM |
southIT | $25.00 | 12/5/2011 11:30:17 AM |
yield-quest | $150.00 | 12/5/2011 12:02:44 PM |
agalt | $135.00 | 12/5/2011 12:39:05 PM |
Rivervale_Westwood | $60.00 | 12/5/2011 1:38:16 PM |
Ripsaw4U | $50.00 | 12/5/2011 5:35:08 PM |
FlexFunding | $50.00 | 12/5/2011 2:14:16 PM |
ethicalhumanist | $100.00 | 12/5/2011 3:05:21 PM |
yield-hut | $35.00 | 12/5/2011 4:21:02 PM |
MissionMicroFinance | $25.00 | 12/5/2011 5:58:26 PM |
asset-cougar0 | $25.00 | 12/5/2011 5:01:18 PM |
malomar66 | $45.00 | 12/5/2011 6:11:38 PM |
timbob | $100.00 | 12/5/2011 6:01:18 PM |
DonaldColorado | $100.00 | 12/5/2011 6:16:37 PM |
Clambake | $25.00 | 12/5/2011 5:12:58 PM |
bb575 | $50.00 | 12/5/2011 5:18:21 PM |
Elefunt | $25.00 | 12/5/2011 5:23:09 PM |
treasure-hunter270 | $50.00 | 12/5/2011 5:33:00 PM |
sportsmagic | $692.49 | 12/5/2011 6:28:29 PM |
119 Investments
|
Borrower Payment Dependent Notes Series
541967
This series of Notes was issued and sold upon the funding of the borrower loan #56874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,064 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-authentic-market |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
unexpected bills, christmas
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i will have no problem making payments i make good money. i had unexpected bills come my way
Monthly net income: $2500
Monthly expenses: $1200
Housing: $675
Insurance: $100
Car expenses: $none
Utilities: $250
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $25000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/30/2011 5:07:59 PM |
graceful-IRAinvestment | $25.00 | 12/1/2011 10:45:29 AM |
enterprising-credit2 | $25.00 | 12/1/2011 4:24:04 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:02 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:42 AM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:51 AM |
just-loyalty643 | $50.00 | 12/2/2011 11:47:19 AM |
payment-gusto | $25.00 | 12/2/2011 4:43:47 PM |
commitment-fort1 | $120.00 | 12/2/2011 5:31:30 PM |
loss-of-control | $100.00 | 12/2/2011 5:22:04 PM |
Dubbs360 | $50.00 | 12/2/2011 5:24:19 PM |
wwwUniversal | $25.00 | 12/2/2011 5:36:10 PM |
nimble-revenue5 | $50.00 | 12/2/2011 5:26:18 PM |
aesop56 | $300.00 | 12/2/2011 5:57:53 PM |
irrelevant | $25.00 | 12/2/2011 7:05:35 PM |
heart514 | $25.00 | 12/2/2011 7:53:05 PM |
likeable-capital0 | $100.00 | 12/2/2011 4:45:47 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:45 AM |
SudianX | $30.00 | 12/3/2011 5:49:27 AM |
new-intuitive-dime | $25.00 | 12/2/2011 7:29:35 PM |
umwol13 | $25.00 | 12/3/2011 11:34:27 AM |
thelovebug | $6.73 | 12/3/2011 12:17:17 PM |
Red-Bull-One | $25.00 | 12/2/2011 10:35:50 PM |
Whipster | $75.00 | 11/30/2011 5:30:31 PM |
social-heart | $25.00 | 11/30/2011 5:19:29 PM |
nfx | $30.00 | 11/30/2011 5:20:35 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:18 AM |
dudebrah | $25.00 | 12/1/2011 9:12:29 PM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:11 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:05 PM |
foothillender | $25.00 | 12/2/2011 1:16:31 PM |
managedfund | $777.00 | 12/2/2011 2:37:41 PM |
dinhkevin_usa | $25.00 | 12/2/2011 4:27:32 PM |
fantastic-wampum1 | $45.00 | 12/2/2011 5:25:24 PM |
tenacious-capital3 | $26.27 | 12/2/2011 5:31:00 PM |
terrific-dough6 | $50.00 | 12/2/2011 5:08:13 PM |
I-Believe-In-You | $25.00 | 12/2/2011 5:15:27 PM |
Ballybay | $50.00 | 12/2/2011 5:18:44 PM |
glroark | $50.00 | 12/3/2011 8:58:08 AM |
leverage-monger | $25.00 | 12/3/2011 8:13:21 AM |
new-social-economist | $40.00 | 12/2/2011 5:59:17 PM |
cablenews | $100.00 | 12/3/2011 10:27:08 AM |
GCInvestments | $25.00 | 12/3/2011 12:10:56 PM |
valiant-contract | $25.00 | 12/3/2011 11:11:21 AM |
Anny-Disco | $50.00 | 12/2/2011 10:21:07 PM |
grotheik | $25.00 | 12/3/2011 6:19:24 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
541979
This series of Notes was issued and sold upon the funding of the borrower loan #56946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $106.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $423 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-admirer7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a car
Purpose of loan:
I recently was a victim of fraud and in the process I lost $2500 and my car. I do have some money saved up; however, if I where to tap in to my savings I would be left with little to nothing and I want to avoid hitting a plateau.
My financial situation:
I am a student and a hard working young man that understand the value of money. I got my priorities in order and I am ready to get going with my life and diligently pay this loan.
Monthly net income: $1,100
Monthly expenses: $830
Housing: $300
Insurance: $291 every six months when i had a car.
Car expenses: $0
Utilities: $120
Phone, cable, internet: $130
Food, entertainment: $100 mostly on grocery shopping
Clothing, household expenses: $100 a year
Credit cards and other loans: $300 balance on a creditcard. never missed a payment and never just made the minimum payment. usually I pay $100 a month on it.
Other expenses: $80 a month on medication. I am a diabetic patient.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
houli123 | $50.00 | 12/1/2011 9:18:20 AM |
ericgassercom | $25.00 | 12/1/2011 9:24:16 AM |
careful-note | $50.00 | 12/1/2011 9:36:56 AM |
BxRealtor | $25.00 | 12/1/2011 9:42:12 AM |
Bank_Of_XL | $25.00 | 12/1/2011 10:22:30 AM |
igniter584 | $25.00 | 12/1/2011 9:06:28 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:39 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:09 PM |
atbright | $25.00 | 12/2/2011 10:43:12 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:09 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:36 PM |
moola-gargantuan9 | $50.00 | 12/5/2011 6:45:40 AM |
engaging-worth | $25.00 | 12/4/2011 8:15:46 PM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:05 AM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:04 PM |
fund-tom-tom6 | $25.00 | 12/5/2011 11:56:27 AM |
Rivervale_Westwood | $25.00 | 12/5/2011 1:36:24 PM |
mtquan | $25.00 | 12/5/2011 1:41:22 PM |
Riley2008 | $40.00 | 12/5/2011 4:07:21 PM |
green-rate-futurist | $300.00 | 12/5/2011 4:15:03 PM |
ivadood | $43.00 | 12/5/2011 2:54:37 PM |
tenacious-capital3 | $26.27 | 12/5/2011 5:05:57 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:52 PM |
new-point-bandit | $50.00 | 12/5/2011 5:07:27 PM |
tkr2 | $25.00 | 12/5/2011 5:15:03 PM |
silver-birdie | $100.00 | 12/5/2011 5:13:10 PM |
Investor_DP | $100.00 | 12/5/2011 5:18:52 PM |
bullwink27 | $25.00 | 12/5/2011 5:25:29 PM |
thenadamgoes | $50.00 | 12/5/2011 5:01:05 PM |
wwwUniversal | $25.00 | 12/5/2011 5:06:10 PM |
missile5 | $50.00 | 12/5/2011 6:53:25 PM |
Approved | $86.34 | 12/5/2011 8:04:49 PM |
corndog4000 | $39.39 | 12/6/2011 1:06:28 AM |
britgsb | $30.00 | 12/5/2011 5:24:07 PM |
pound-mushroom3 | $25.00 | 12/1/2011 9:28:12 AM |
AFairDeal | $25.00 | 12/1/2011 9:09:28 AM |
superb-funds335 | $25.00 | 12/1/2011 9:16:32 AM |
LoanerPrincipal | $25.00 | 12/1/2011 9:44:07 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:13 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:07 AM |
workwithchrisDOTbiz | $50.00 | 12/2/2011 4:56:29 PM |
managedfund | $150.00 | 12/2/2011 2:29:32 PM |
heart514 | $25.00 | 12/2/2011 7:53:08 PM |
auction-elvis | $25.00 | 12/3/2011 11:28:13 AM |
CashFlow13 | $100.00 | 12/3/2011 12:22:44 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:50 PM |
mad-scientist418 | $25.00 | 12/3/2011 2:16:04 PM |
javelin0 | $25.00 | 12/3/2011 9:32:43 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:42 PM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:49 AM |
determined-openness4 | $25.00 | 12/5/2011 11:00:54 AM |
CapStack | $50.00 | 12/5/2011 1:55:17 PM |
dime-sprout | $50.00 | 12/5/2011 1:04:41 PM |
williemc44 | $25.00 | 12/5/2011 2:16:20 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:44 PM |
buffalobills | $25.00 | 12/5/2011 5:28:37 PM |
timbob | $100.00 | 12/5/2011 6:00:57 PM |
MissionMicroFinance | $25.00 | 12/5/2011 6:00:10 PM |
borquist | $25.00 | 12/5/2011 7:44:12 PM |
abundant-dinero5 | $50.00 | 12/5/2011 7:22:09 PM |
GCInvestments | $25.00 | 12/5/2011 9:55:11 PM |
gjm6d | $25.00 | 12/5/2011 5:36:56 PM |
umfan123 | $25.00 | 12/5/2011 8:52:35 PM |
the-magnetic-transaction | $50.00 | 12/5/2011 8:55:41 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
541985
This series of Notes was issued and sold upon the funding of the borrower loan #57060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $422.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 40% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,916 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| dedication-ace |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 32 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2011)
720-739
(Jul-2010)
740-759
(Dec-2009)
|
Principal balance:
| $1,325.32 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Returning client, great company!!
Purpose of loan:
This loan will be used to...help pay off unexpected bills due to illness and death of mother.
My financial situation:
I am a good candidate for this loan because...I have had 3 loans with Prosper. Two loans were paid off early and the third is half paid off. My Prosper rating is an "A" and my prosper scores range 8-10. I plan to pay at least $500.00 a month if not more a month on this loan. I will pay this loan off early like the other loans I have had with Prosper. I am confident I am a good candidate, my history speaks for itself.
Monthly net income: $1700.00
Monthly expenses: $700.00
Housing: $0
Insurance: $100.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $100.
Credit cards and other loans: $50.
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
john0720 | $25.00 | 12/6/2011 8:21:06 AM |
LittleMingo | $25.00 | 11/30/2011 5:03:22 PM |
GElender | $40.00 | 11/30/2011 5:10:57 PM |
ingenious-deal6 | $25.00 | 11/30/2011 5:35:23 PM |
pound-mushroom3 | $25.00 | 11/30/2011 5:36:13 PM |
sickid1 | $100.00 | 12/1/2011 12:15:55 AM |
determined-revenue1 | $35.00 | 11/30/2011 5:13:07 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:35 AM |
igniter584 | $25.00 | 11/30/2011 5:34:43 PM |
Keystonekop | $100.00 | 11/30/2011 5:54:30 PM |
dollar-tornado3 | $50.00 | 12/1/2011 6:41:56 AM |
Billfred | $25.00 | 11/30/2011 6:16:00 PM |
the-lean-bid | $25.00 | 11/30/2011 7:50:31 PM |
Feyenoord | $30.00 | 11/30/2011 8:43:47 PM |
investment-artist | $29.01 | 12/1/2011 9:29:50 AM |
lowrater | $100.80 | 12/1/2011 5:59:39 AM |
FinanceEngine | $40.00 | 12/1/2011 10:27:47 AM |
selector568 | $300.00 | 12/1/2011 3:23:31 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:37 AM |
Mrs-Honeydew | $40.00 | 12/2/2011 5:18:30 AM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:12 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:30 AM |
careful-note | $55.00 | 12/2/2011 4:31:35 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:03 AM |
friendinmoney | $25.00 | 12/2/2011 9:59:27 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:05 PM |
Whipster | $50.00 | 12/2/2011 1:47:39 PM |
orbital-gain | $75.00 | 12/2/2011 3:36:30 PM |
enterprising-credit2 | $35.00 | 12/2/2011 3:49:49 PM |
Nicedad72 | $25.00 | 12/2/2011 4:58:41 PM |
graceful-IRAinvestment | $80.00 | 12/2/2011 5:25:29 PM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:02 AM |
susurrus | $200.00 | 12/2/2011 2:18:37 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:48 PM |
chameleon125 | $25.00 | 12/3/2011 6:44:17 AM |
loanman2007 | $150.00 | 12/3/2011 5:04:39 AM |
silver-birdie | $100.00 | 12/2/2011 5:36:01 PM |
javelin0 | $25.00 | 12/3/2011 9:32:43 AM |
vigorous-payment6 | $25.00 | 12/3/2011 8:36:57 AM |
Interloper | $25.00 | 12/3/2011 2:30:38 PM |
wlm3012 | $30.00 | 12/3/2011 6:10:48 PM |
msw_engr | $50.00 | 12/3/2011 7:23:43 PM |
new-point-bandit | $50.00 | 12/4/2011 2:42:28 AM |
GCInvestments | $25.00 | 12/3/2011 12:10:56 PM |
retirementlady | $25.00 | 12/4/2011 10:57:29 AM |
mad-scientist418 | $25.00 | 12/3/2011 2:14:05 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:40 PM |
discostu | $25.00 | 12/3/2011 10:10:43 PM |
mhammond | $50.00 | 12/4/2011 5:02:56 PM |
economy-popcorn | $25.00 | 12/4/2011 7:29:32 AM |
penny-plato | $25.00 | 12/4/2011 9:31:24 AM |
Ready2Loan | $25.00 | 12/4/2011 12:15:35 PM |
friendinmoney | $25.00 | 12/5/2011 7:56:05 AM |
moola-gargantuan9 | $50.00 | 12/5/2011 6:45:40 AM |
Sibelius2 | $25.00 | 12/5/2011 9:23:04 AM |
one-midas | $25.00 | 12/4/2011 8:18:10 PM |
toblerone | $25.00 | 12/5/2011 9:26:52 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:35 PM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:48 AM |
Bank42 | $25.00 | 12/5/2011 1:41:35 PM |
danf2201 | $28.24 | 12/5/2011 4:16:13 PM |
cnovak | $25.00 | 12/5/2011 9:27:26 AM |
deal-searcher1 | $100.00 | 12/5/2011 9:49:03 AM |
managedfund | $1,333.00 | 12/5/2011 5:17:14 PM |
Steffy1976 | $26.45 | 12/5/2011 12:35:00 PM |
williemc44 | $25.00 | 12/5/2011 2:16:20 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:50 PM |
gjm6d | $25.00 | 12/5/2011 5:36:54 PM |
timbob | $100.00 | 12/5/2011 6:00:54 PM |
abundant-dinero5 | $25.00 | 12/5/2011 4:37:56 PM |
s270 | $50.00 | 12/5/2011 6:33:03 PM |
reasonable-power | $25.00 | 12/5/2011 6:57:23 PM |
umfan123 | $25.00 | 12/5/2011 8:52:35 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:22:31 PM |
Investor_DP | $100.00 | 12/5/2011 5:18:51 PM |
museic1 | $200.00 | 12/6/2011 5:28:52 AM |
marwadi-62 | $100.00 | 12/6/2011 6:16:07 AM |
vigorous-payment6 | $50.00 | 12/6/2011 7:16:48 AM |
octoberfresh | $25.00 | 12/6/2011 7:23:40 AM |
treasure-hunter270 | $50.00 | 12/5/2011 5:55:01 PM |
klinebarger | $25.00 | 12/6/2011 9:06:05 AM |
Kaj | $25.00 | 12/6/2011 9:07:17 AM |
hidavehi | $40.00 | 12/5/2011 8:20:22 PM |
mikrolown | $25.00 | 12/6/2011 9:34:19 AM |
rescue | $96.00 | 12/6/2011 9:35:10 AM |
enriching-trade2 | $50.00 | 12/6/2011 9:40:06 AM |
Laxa | $25.00 | 12/6/2011 9:45:51 AM |
AF-Chief | $25.00 | 12/6/2011 9:10:11 AM |
market-pudding | $25.00 | 12/6/2011 12:11:35 PM |
smallbizrule | $25.00 | 12/6/2011 12:27:35 PM |
JRhino | $25.00 | 12/6/2011 11:20:27 AM |
papaloha | $374.03 | 12/6/2011 12:32:26 PM |
AndChicksforFree | $25.00 | 11/30/2011 5:59:04 PM |
the-discrete-income | $25.00 | 12/1/2011 5:37:19 AM |
AFairDeal | $25.00 | 11/30/2011 5:09:50 PM |
careful-note | $50.00 | 11/30/2011 5:22:42 PM |
LoanerPrincipal | $25.00 | 11/30/2011 5:13:17 PM |
whitegold24k | $100.00 | 11/30/2011 5:36:51 PM |
smear87 | $25.00 | 11/30/2011 6:27:49 PM |
majestic-income1 | $25.00 | 11/30/2011 8:30:27 PM |
whitegold24k | $339.60 | 11/30/2011 6:05:40 PM |
nimble-money086 | $25.00 | 11/30/2011 7:41:25 PM |
pdub | $75.00 | 11/30/2011 5:07:59 PM |
radforj22 | $50.27 | 12/1/2011 12:25:20 AM |
corporatejim | $27.88 | 12/1/2011 4:36:05 AM |
first-serene-credit | $25.00 | 12/1/2011 8:23:44 AM |
thankful-nickel2 | $25.00 | 11/30/2011 8:15:01 PM |
DoctorJoe | $30.00 | 12/1/2011 4:18:55 AM |
sensible-fund | $25.00 | 12/1/2011 7:57:55 AM |
OldManP | $25.00 | 12/1/2011 2:14:12 PM |
r48 | $25.00 | 12/1/2011 5:55:21 PM |
preventivepestcontrol | $25.00 | 12/2/2011 7:55:10 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:04 AM |
papaloha | $300.00 | 12/2/2011 1:16:20 PM |
caring-basis0 | $250.00 | 12/2/2011 3:35:00 PM |
heeeley | $25.00 | 12/2/2011 10:00:11 AM |
heart514 | $25.00 | 12/2/2011 7:53:05 PM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:49 PM |
SolarMoonshine | $25.00 | 12/3/2011 3:54:55 AM |
CashFlow13 | $100.00 | 12/2/2011 5:17:13 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:08 AM |
frooogal | $25.00 | 12/2/2011 8:07:39 PM |
IIP77 | $25.00 | 12/3/2011 12:23:24 PM |
cablenews | $100.00 | 12/3/2011 10:27:08 AM |
PatriotKnight | $50.00 | 12/4/2011 12:07:00 PM |
chicagobanker | $50.00 | 12/4/2011 1:47:11 PM |
setUup | $29.70 | 12/3/2011 11:21:11 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:04 PM |
wonder3 | $40.00 | 12/4/2011 8:21:25 AM |
Tradesmanlender | $25.00 | 12/5/2011 9:22:33 AM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:01 AM |
ivadood | $50.00 | 12/5/2011 2:54:36 PM |
a-reasonable-return | $25.00 | 12/5/2011 10:00:22 AM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:42 PM |
fcrick | $25.00 | 12/5/2011 5:36:49 PM |
MonkeyHero | $50.00 | 12/5/2011 9:11:28 PM |
GrowthAspirations | $35.36 | 12/5/2011 11:50:29 PM |
Scotcha | $50.00 | 12/6/2011 5:30:39 AM |
credit-investor5 | $50.00 | 12/6/2011 7:05:16 AM |
spitzbergen | $25.00 | 12/6/2011 8:03:18 AM |
wwwUniversal | $25.00 | 12/5/2011 8:17:25 PM |
the-profit-oracle | $25.00 | 12/6/2011 9:26:05 AM |
dgallo | $25.00 | 12/6/2011 4:07:04 AM |
Zeenos | $25.11 | 12/6/2011 9:48:27 AM |
Leshan | $150.64 | 12/6/2011 7:55:57 AM |
helynn | $25.00 | 12/6/2011 8:30:24 AM |
888GoldIngots | $32.64 | 12/6/2011 12:15:08 PM |
damage | $25.00 | 12/6/2011 9:14:33 AM |
The-Lighthouse-Group | $25.00 | 12/6/2011 11:31:38 AM |
payout-reaction740 | $25.00 | 12/6/2011 9:22:39 AM |
lamsabuy | $100.00 | 12/6/2011 9:37:06 AM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:15 AM |
credit-socrates648 | $2,500.00 | 12/6/2011 12:13:26 PM |
dime-mad-scientist | $25.00 | 12/6/2011 12:19:09 PM |
154 Investments
|
Borrower Payment Dependent Notes Series
541997
This series of Notes was issued and sold upon the funding of the borrower loan #57012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,300.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $239.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 14y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $943 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dedication-solstice5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 23 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2011)
660-679
(May-2010)
|
Principal balance:
| $3,844.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to...Dig a new well for my home.
My financial situation:
I am a good candidate for this loan because...I have had a prosper loan before and paid it off, and I havent missed a payment.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $100.00 | 12/1/2011 5:37:20 AM |
principal-cooker2 | $100.00 | 11/30/2011 5:10:13 PM |
nimble-revenue5 | $50.00 | 11/30/2011 5:09:23 PM |
fortytwo | $150.00 | 11/30/2011 5:09:28 PM |
coin-investor | $25.00 | 11/30/2011 5:12:01 PM |
flexible-and-social | $25.00 | 11/30/2011 5:24:55 PM |
thankful-nickel2 | $25.00 | 11/30/2011 8:14:36 PM |
rupee-master6 | $25.00 | 11/30/2011 5:34:30 PM |
dough-hammock | $25.00 | 11/30/2011 9:19:06 PM |
nimble-money086 | $25.00 | 11/30/2011 7:22:02 PM |
golden-velocity9 | $35.00 | 11/30/2011 5:09:43 PM |
LittleMingo | $30.00 | 11/30/2011 5:09:48 PM |
finance-prescription | $100.00 | 11/30/2011 5:21:37 PM |
jjswanso | $75.00 | 11/30/2011 5:22:16 PM |
JCM_MN | $33.00 | 12/1/2011 4:52:19 AM |
Kash2010lu | $25.00 | 11/30/2011 5:25:29 PM |
RoZu_Lending | $100.00 | 11/30/2011 5:25:56 PM |
careful-note1 | $25.00 | 12/1/2011 6:06:26 AM |
pound-mushroom3 | $25.00 | 11/30/2011 5:36:20 PM |
balanced-balance6 | $25.00 | 12/1/2011 6:25:30 AM |
jasonrun | $25.00 | 12/1/2011 6:35:52 AM |
dollar-tornado3 | $50.00 | 12/1/2011 6:42:18 AM |
Bob450 | $25.00 | 12/1/2011 7:11:39 AM |
the-profit-oracle | $25.00 | 12/1/2011 9:16:06 AM |
worthy-bid8 | $50.00 | 12/1/2011 9:13:53 AM |
GCInvestments | $25.00 | 12/1/2011 9:29:10 AM |
investment-artist | $29.01 | 12/1/2011 9:29:50 AM |
handshake5 | $100.00 | 12/1/2011 9:35:56 AM |
orange-preeminant-bill | $25.00 | 12/1/2011 9:43:18 AM |
durability-halibut | $30.00 | 12/1/2011 9:51:50 AM |
SolarMoonshine | $25.00 | 12/1/2011 9:53:52 AM |
irrelevant | $25.00 | 12/1/2011 10:06:22 AM |
nfx | $25.00 | 12/1/2011 8:56:49 AM |
radiant-return | $40.00 | 12/1/2011 1:21:32 PM |
Champion_Lending | $25.00 | 12/1/2011 9:20:56 AM |
shrewd-income | $50.00 | 12/1/2011 3:26:00 PM |
burgeoning-generosity9 | $25.00 | 12/1/2011 2:44:59 PM |
CA-Lender | $25.00 | 12/1/2011 2:46:05 PM |
money-surge1 | $25.00 | 12/1/2011 9:42:00 AM |
graceful-investment | $45.31 | 12/1/2011 11:15:28 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:38 PM |
moneybags16 | $25.00 | 12/1/2011 12:20:29 PM |
AndChicksforFree | $25.00 | 11/30/2011 5:57:01 PM |
ericgassercom | $25.00 | 11/30/2011 5:12:35 PM |
economy-coup | $50.00 | 11/30/2011 5:17:38 PM |
toblerone | $25.00 | 11/30/2011 5:06:12 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:16 PM |
silver-birdie | $100.00 | 11/30/2011 5:25:51 PM |
enriching-trade2 | $50.00 | 11/30/2011 5:15:19 PM |
shrewd-income | $25.00 | 11/30/2011 5:15:24 PM |
Reinadog9 | $25.00 | 11/30/2011 5:24:14 PM |
DiligentiaLLC | $74.14 | 11/30/2011 5:27:20 PM |
IIP77 | $25.00 | 11/30/2011 5:27:57 PM |
Bankwithme | $500.00 | 11/30/2011 8:20:12 PM |
Billfred | $25.00 | 11/30/2011 6:14:03 PM |
finagler | $25.00 | 11/30/2011 7:17:41 PM |
radforj22 | $25.00 | 12/1/2011 12:24:08 AM |
GElender | $40.00 | 11/30/2011 5:10:57 PM |
LoanerPrincipal | $25.00 | 11/30/2011 5:13:18 PM |
careful-note | $50.00 | 11/30/2011 5:22:43 PM |
Feyenoord | $30.00 | 11/30/2011 5:24:28 PM |
credit-investor5 | $50.00 | 12/1/2011 6:29:52 AM |
social-cocktail1 | $200.00 | 11/30/2011 5:24:51 PM |
important-openness1 | $100.00 | 11/30/2011 5:25:05 PM |
TennSquire | $25.00 | 11/30/2011 5:35:48 PM |
sensible-fund | $25.00 | 12/1/2011 7:56:10 AM |
MoneyBadger | $25.00 | 11/30/2011 8:06:47 PM |
SkepticalBen | $25.00 | 12/1/2011 8:28:57 AM |
lowrater | $100.70 | 11/30/2011 8:42:34 PM |
graceful-IRAinvestment | $25.00 | 11/30/2011 10:25:53 PM |
AF-Chief | $25.00 | 12/1/2011 9:10:19 AM |
fareast_man | $25.00 | 11/30/2011 10:26:42 PM |
vigorous-market5 | $200.00 | 11/30/2011 10:45:43 PM |
Comoparklender | $25.00 | 12/1/2011 9:26:47 AM |
MBIntl | $25.00 | 12/1/2011 9:24:22 AM |
innovator10 | $156.00 | 12/1/2011 9:28:08 AM |
dedicated-hope640 | $25.00 | 12/1/2011 6:47:52 AM |
moola-accelerator6 | $43.58 | 12/1/2011 9:50:55 AM |
twjh | $25.00 | 12/1/2011 9:38:50 AM |
eclicknsave | $25.00 | 12/1/2011 11:12:34 AM |
first-serene-credit | $25.00 | 12/1/2011 8:31:04 AM |
grammaspurse | $25.00 | 12/1/2011 8:57:43 AM |
wwwUniversal | $25.00 | 12/1/2011 9:05:29 AM |
social-conductor4 | $25.00 | 12/1/2011 11:42:17 AM |
loanman2007 | $50.00 | 12/1/2011 12:02:28 PM |
Weaverville | $25.00 | 12/1/2011 12:32:02 PM |
gjm6d | $25.00 | 12/1/2011 9:25:15 AM |
valiant-note129 | $50.00 | 12/1/2011 2:20:46 PM |
Peacepower | $25.00 | 12/1/2011 3:45:39 PM |
euro-shrine | $50.00 | 12/1/2011 3:14:03 PM |
transparency-river1 | $1,000.00 | 12/1/2011 9:32:35 AM |
papaloha | $706.99 | 12/1/2011 4:03:46 PM |
graceful-IRAinvestment | $55.00 | 12/1/2011 10:14:25 AM |
economy-shrubbery6 | $50.00 | 12/1/2011 11:51:31 AM |
OldManP | $25.00 | 12/1/2011 2:14:26 PM |
djindepth | $50.00 | 12/1/2011 3:53:19 PM |
96 Investments
|
Borrower Payment Dependent Notes Series
542005
This series of Notes was issued and sold upon the funding of the borrower loan #57119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $273.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 30% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
8 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,261 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| jmcombs3011 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2010)
700-719
(Jul-2008)
700-719
(Jul-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
My loan for debt consolidation
Purpose of loan: Pay off and consolidate my credit cards and never have a credit card again!!!
This loan will be used to...
My financial situation: GOOD
I am a good candidate for this loan because...
Monthly net income: $4400
Monthly expenses: $400
Housing: $550
Insurance: $290
Car expenses: $235
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $150
Clothing, household expenses: $400
Credit cards and other loans: $550
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 12/1/2011 9:44:18 AM |
Moe87 | $26.13 | 12/1/2011 3:22:48 PM |
determined-revenue1 | $35.00 | 12/1/2011 9:12:59 AM |
CoolPlexer | $25.00 | 12/1/2011 9:14:21 AM |
caper945 | $100.00 | 12/1/2011 9:18:13 AM |
Tradesmanlender | $25.00 | 12/1/2011 9:31:54 AM |
careful-note | $50.00 | 12/1/2011 9:36:57 AM |
RLaumeyer | $35.00 | 12/1/2011 9:38:06 AM |
social-cocktail1 | $200.00 | 12/1/2011 9:39:35 AM |
1stBankAndHal | $50.08 | 12/1/2011 10:09:15 AM |
janeybooboo | $100.00 | 12/1/2011 10:55:56 AM |
BigSkyFinancial | $35.00 | 12/1/2011 9:57:38 AM |
grammaspurse | $25.00 | 12/1/2011 9:08:08 AM |
atlas-shrugged | $195.00 | 12/1/2011 10:46:15 AM |
toblerone | $25.00 | 12/1/2011 9:11:41 AM |
vtrentster | $25.00 | 12/1/2011 11:11:47 AM |
riv701 | $25.00 | 12/1/2011 9:12:40 AM |
clemclan | $50.00 | 12/1/2011 11:34:25 AM |
thankful-nickel2 | $25.00 | 12/1/2011 12:38:28 PM |
leball | $25.30 | 12/1/2011 12:48:37 PM |
sensible-fund | $25.00 | 12/1/2011 1:48:55 PM |
nimble-revenue5 | $50.00 | 12/1/2011 9:18:25 AM |
OldManP | $25.00 | 12/1/2011 2:14:44 PM |
CA-Lender | $50.00 | 12/1/2011 2:45:42 PM |
Whipster | $100.00 | 12/1/2011 9:24:05 AM |
num1irish | $120.00 | 12/1/2011 12:47:35 PM |
pythia | $25.00 | 12/1/2011 3:03:54 PM |
radiant-return | $35.00 | 12/1/2011 1:22:55 PM |
enterprising-credit2 | $50.00 | 12/1/2011 3:21:24 PM |
nfx | $30.00 | 12/1/2011 9:25:41 AM |
gothampark | $25.00 | 12/1/2011 2:07:12 PM |
SolarMoonshine | $25.00 | 12/1/2011 3:36:40 PM |
nimble-money086 | $25.00 | 12/1/2011 2:49:09 PM |
economy-coup | $50.00 | 12/1/2011 9:29:28 AM |
euro-shrine | $50.00 | 12/1/2011 3:14:03 PM |
social-hunter5 | $25.00 | 12/1/2011 4:22:11 PM |
Byrd24 | $100.00 | 12/1/2011 4:49:30 PM |
adventure0 | $50.00 | 12/1/2011 4:57:41 PM |
papaloha | $200.00 | 12/1/2011 4:07:19 PM |
kind-lovely-marketplace | $100.00 | 12/1/2011 4:13:52 PM |
investmentgroup | $25.00 | 12/1/2011 9:39:11 AM |
LateOneNight | $25.00 | 12/1/2011 5:05:43 PM |
enriching-trade2 | $50.00 | 12/1/2011 5:18:44 PM |
orange-preeminant-bill | $25.00 | 12/1/2011 9:43:18 AM |
DHolly | $25.00 | 12/1/2011 5:23:54 PM |
cnovak | $25.00 | 12/1/2011 5:17:14 PM |
rupee-master6 | $25.00 | 12/1/2011 5:23:37 PM |
principal-cooker2 | $100.00 | 12/1/2011 5:26:12 PM |
green-grower | $78.34 | 12/1/2011 6:04:41 PM |
Scotcha | $45.00 | 12/1/2011 11:50:55 AM |
KryptonWare-com | $28.66 | 12/1/2011 5:56:02 PM |
famous-bill | $50.00 | 12/1/2011 1:54:50 PM |
valiant-note129 | $50.00 | 12/1/2011 2:27:32 PM |
silver-birdie | $100.00 | 12/1/2011 5:17:28 PM |
dospapalotes | $25.00 | 12/1/2011 5:24:13 PM |
CACO_Lender | $25.00 | 12/1/2011 5:57:52 PM |
lendstats_com | $200.00 | 12/1/2011 9:26:36 AM |
marinbb | $50.00 | 12/1/2011 9:06:16 AM |
RoZu_Lending | $200.00 | 12/1/2011 9:14:43 AM |
Reinadog9 | $25.00 | 12/1/2011 9:06:40 AM |
brightest-dynamic-liberty | $25.00 | 12/1/2011 9:09:22 AM |
graceful-investment | $100.00 | 12/1/2011 9:18:27 AM |
AF-Chief | $25.00 | 12/1/2011 9:10:19 AM |
ericgassercom | $25.00 | 12/1/2011 9:24:16 AM |
pound-mushroom3 | $25.00 | 12/1/2011 9:28:18 AM |
NekHoldings | $25.00 | 12/1/2011 9:29:39 AM |
Kash2010lu | $25.00 | 12/1/2011 9:31:59 AM |
gjm6d | $25.00 | 12/1/2011 9:25:15 AM |
finance-prescription | $100.00 | 12/1/2011 9:40:45 AM |
GElender | $40.00 | 12/1/2011 9:41:05 AM |
EngineersAlliance | $125.00 | 12/1/2011 9:44:09 AM |
szetheli | $125.00 | 12/1/2011 10:05:36 AM |
Bank_Of_XL | $25.00 | 12/1/2011 10:23:35 AM |
Gladglide | $25.00 | 12/1/2011 9:40:26 AM |
proud-gold9 | $25.00 | 12/1/2011 11:03:19 AM |
graceful-IRAinvestment | $120.00 | 12/1/2011 9:41:35 AM |
LoanerPrincipal | $25.00 | 12/1/2011 9:44:07 AM |
credit-missile | $135.00 | 12/1/2011 10:13:34 AM |
LittleMingo | $30.00 | 12/1/2011 9:08:29 AM |
Milonguero | $100.00 | 12/1/2011 9:09:00 AM |
Feyenoord | $30.00 | 12/1/2011 12:38:15 PM |
contract-student2 | $70.00 | 12/1/2011 1:28:00 PM |
tenacious-capital3 | $26.27 | 12/1/2011 9:19:33 AM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 2:16:42 PM |
IIP77 | $25.00 | 12/1/2011 9:20:43 AM |
jjswanso | $75.00 | 12/1/2011 9:21:02 AM |
wonder3 | $40.00 | 12/1/2011 9:22:16 AM |
golden-velocity9 | $35.00 | 12/1/2011 9:23:36 AM |
goodhearted-generosity511 | $30.00 | 12/1/2011 2:34:49 PM |
bluestarman08 | $35.72 | 12/1/2011 3:51:27 PM |
fortytwo | $150.00 | 12/1/2011 9:28:01 AM |
djindepth | $50.00 | 12/1/2011 3:53:19 PM |
ChoiceInvestments | $30.55 | 12/1/2011 3:36:10 PM |
important-openness1 | $100.00 | 12/1/2011 9:32:57 AM |
the-precious-bid | $25.00 | 12/1/2011 5:11:30 PM |
Mrs-Honeydew | $35.00 | 12/1/2011 9:39:02 AM |
loan-fate | $50.00 | 12/1/2011 5:16:17 PM |
TennSquire | $25.00 | 12/1/2011 9:40:40 AM |
SkepticalBen | $25.00 | 12/1/2011 5:07:46 PM |
ciscoparrot | $25.00 | 12/1/2011 5:23:39 PM |
durability-halibut | $30.00 | 12/1/2011 9:52:11 AM |
qwsd12 | $50.00 | 12/1/2011 5:15:51 PM |
FinanceEngine | $40.00 | 12/1/2011 10:26:34 AM |
lowrater | $200.90 | 12/1/2011 10:52:35 AM |
dime-sprout | $50.00 | 12/1/2011 5:29:53 PM |
restless-currency | $50.00 | 12/1/2011 5:25:49 PM |
saver266 | $209.61 | 12/1/2011 5:47:09 PM |
r48 | $28.00 | 12/1/2011 5:53:20 PM |
loanman2007 | $200.00 | 12/1/2011 12:00:00 PM |
Mikale360 | $25.00 | 12/1/2011 12:20:14 PM |
money-bauble | $200.00 | 12/1/2011 5:31:12 PM |
loan-mammal | $100.00 | 12/1/2011 5:33:26 PM |
MBIntl | $25.00 | 12/1/2011 5:33:34 PM |
Weaverville | $25.00 | 12/1/2011 12:32:02 PM |
rate-hickory | $25.00 | 12/1/2011 1:20:03 PM |
worthy-commitment7 | $25.44 | 12/1/2011 1:29:31 PM |
trumpeter5 | $25.00 | 12/1/2011 1:41:34 PM |
one-midas | $50.00 | 12/1/2011 1:52:26 PM |
shrewd-income | $75.00 | 12/1/2011 3:27:07 PM |
CashFlow13 | $100.00 | 12/1/2011 5:07:08 PM |
coin-investor | $25.00 | 12/1/2011 5:14:44 PM |
wwwUniversal | $25.00 | 12/1/2011 5:16:29 PM |
myduck | $30.00 | 12/1/2011 5:28:55 PM |
betterthanstock | $50.00 | 12/1/2011 5:42:44 PM |
Jerrys1951 | $40.00 | 12/1/2011 5:58:23 PM |
125 Investments
|
Borrower Payment Dependent Notes Series
542015
This series of Notes was issued and sold upon the funding of the borrower loan #56883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Nov-30-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 18.36% |
Borrower rate/APR:
| 19.36% / 29.29% |
Monthly payment:
| $369.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 7.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1978 |
Debt/Income ratio:
| 37% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 11m |
Amount delinquent:
| $1,459 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,816 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| healthy-bid0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan: Consolidate debt into one payment
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have increased my income by 40,000 in the last year and will continue to grow my income as time continues.
Monthly net income: $4000
Monthly expenses: $
Housing: $600
Insurance: $100
Car expenses: $400
Utilities: $200
Phone, cable, internet: $130
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $4000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enchanted-diversification496 | $25.00 | 12/1/2011 5:11:22 PM |
fortytwo | $150.00 | 11/30/2011 5:09:28 PM |
tech310 | $50.00 | 11/30/2011 11:52:01 PM |
jengachamp | $25.00 | 12/1/2011 4:06:32 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:18 AM |
shrewd-rupee | $100.00 | 12/1/2011 6:33:37 PM |
nimble-revenue5 | $50.00 | 12/1/2011 5:35:25 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:13 PM |
IIP77 | $25.00 | 12/1/2011 5:23:22 PM |
careful-note | $55.00 | 12/2/2011 4:31:36 AM |
TikPmp1 | $25.00 | 12/2/2011 9:10:19 AM |
Dubbs360 | $50.00 | 12/2/2011 9:18:55 AM |
mercuriant | $25.00 | 12/2/2011 9:23:48 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:05 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:43 AM |
Elefunt | $25.00 | 12/2/2011 9:43:36 AM |
irrelevant | $25.00 | 12/2/2011 10:06:16 AM |
Foothill-Paradise | $25.00 | 12/2/2011 10:31:47 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:03 AM |
Ols744 | $12.76 | 12/2/2011 11:43:12 AM |
wwwUniversal | $25.00 | 12/2/2011 9:20:29 AM |
worth-blanket2 | $600.00 | 12/2/2011 11:41:29 AM |
social-heart | $25.00 | 11/30/2011 5:19:29 PM |
wealth-renaissance5 | $25.97 | 12/1/2011 4:58:40 AM |
prudent-economy5 | $50.00 | 12/1/2011 3:55:37 PM |
missing-link | $25.00 | 12/1/2011 5:29:16 PM |
a-restless-dollar | $25.00 | 12/2/2011 7:10:08 AM |
first-class-gold0 | $50.00 | 12/1/2011 7:09:51 PM |
scrappy-diversification7 | $2,000.00 | 12/2/2011 9:16:45 AM |
nfx | $35.00 | 12/2/2011 9:10:14 AM |
fmanjoo | $25.00 | 12/2/2011 9:19:40 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:31 AM |
diplomatic-wealth7 | $25.00 | 12/2/2011 9:25:04 AM |
credit-wheel7 | $25.00 | 12/2/2011 9:34:05 AM |
theogeer | $25.00 | 12/2/2011 11:21:10 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:04 AM |
payout-hammock1 | $25.00 | 12/2/2011 9:52:56 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
542019
This series of Notes was issued and sold upon the funding of the borrower loan #56910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $86.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-2009 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,124 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| No | | |
Screen name:
| bountiful-dedication |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2011)
680-699
(Nov-2010)
640-659
(Oct-2010)
640-659
(Feb-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Need a new water heater for msalon
Purpose of loan:
This loan will be used to...buy a new 50 gal water heater for my salon
My financial situation:
I am a good candidate for this loan because...all my bills are paid on time. This will be my 3rd prosper loan , the previous 2 I paid them up in less than 7 months
Monthly net income: $5000
Monthly expenses: $2241
Housing: $602
Insurance: $86
Car expenses: 364
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $100.00 | 12/5/2011 10:23:26 AM |
bullish2bearish | $40.00 | 12/5/2011 9:46:22 AM |
Danjack_Capital | $25.00 | 12/5/2011 9:08:22 AM |
NekHoldings | $25.00 | 12/5/2011 9:08:58 AM |
toblerone | $25.00 | 12/5/2011 9:26:54 AM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 9:51:57 AM |
farchoir | $25.00 | 12/5/2011 9:53:16 AM |
ProsprousLender | $25.00 | 12/5/2011 10:20:54 AM |
fortytwo | $150.00 | 12/5/2011 9:31:49 AM |
DHolly | $31.00 | 12/5/2011 9:36:48 AM |
thoughtful-economy1 | $50.00 | 12/5/2011 9:54:43 AM |
atlas-shrugged | $250.00 | 12/5/2011 10:20:25 AM |
marinbb | $100.00 | 12/5/2011 9:02:46 AM |
Zipcut | $25.00 | 12/5/2011 9:24:39 AM |
silver-birdie | $100.00 | 12/5/2011 9:32:36 AM |
Kash2010lu | $25.00 | 12/5/2011 9:24:44 AM |
SolarMoonshine | $25.00 | 12/5/2011 9:51:36 AM |
finance-prescription | $100.00 | 12/5/2011 9:27:08 AM |
the-hope-workhorse | $98.09 | 12/5/2011 10:30:37 AM |
caper945 | $100.00 | 12/5/2011 9:39:07 AM |
Danylostefan | $125.00 | 12/5/2011 10:10:31 AM |
pembull | $75.00 | 12/5/2011 9:05:55 AM |
CoolPlexer | $25.00 | 12/5/2011 9:12:43 AM |
investmentgroup | $25.00 | 12/5/2011 9:19:49 AM |
nimble-revenue5 | $50.00 | 12/5/2011 9:21:01 AM |
Milonguero | $100.00 | 12/5/2011 9:33:30 AM |
lowrater | $150.90 | 12/5/2011 9:35:01 AM |
thankful-nickel2 | $25.00 | 12/5/2011 9:36:21 AM |
Socorro_Capital_Partners | $25.01 | 12/5/2011 9:44:05 AM |
goodhearted-generosity511 | $30.00 | 12/5/2011 9:54:19 AM |
nsquared007 | $25.00 | 12/5/2011 10:23:02 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
542035
This series of Notes was issued and sold upon the funding of the borrower loan #56970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $260.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 20% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $716 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| milliec50 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 70 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2008)
740-759
(Oct-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 70 | | |
Description
consolidate debt
Purpose of loan:
This loan will be used to...I have to change my father's body to another plot, when he died we buried him in a friends cemetery plot, after many years the family decided they need the spot empty in case some else dies.I bought a spot but the interest is pretty high, I also have to have at least 50% paid off before It can be done.
My financial situation:
I am a good candidate for this loan because...I can prove through you that I had two loans and I paid off on time, I paid off all my other debts... i HAVE STAYED AWAY FROM CREDIT CARDS AS i HAD PROMISE THE LENDERS FROM prosper BEFORE. i AM A HARD WORKER! i WILL BE ABLE TO PAY THIS LOAN WITHOUT ANY PROBLEMS.
THANKS FOR YOUR TRUST IN ME ONE MORE TIME .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 12/1/2011 9:06:30 AM |
houli123 | $50.00 | 12/1/2011 9:18:20 AM |
cashhelp | $25.00 | 12/1/2011 9:21:55 AM |
Beechturner | $40.00 | 12/1/2011 11:07:57 AM |
subtle-revenue0 | $25.00 | 12/1/2011 9:07:10 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:59 PM |
ericgassercom | $25.00 | 12/1/2011 9:24:17 AM |
kind-lovely-marketplace | $100.00 | 12/1/2011 4:13:52 PM |
careful-note | $50.00 | 12/1/2011 9:36:57 AM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:14 PM |
kind-lovely-marketplace | $250.00 | 12/1/2011 4:18:36 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:15 AM |
kc_dude | $30.00 | 12/1/2011 10:25:48 PM |
MoneyForNothing | $36.90 | 12/2/2011 5:25:48 AM |
Attract | $50.00 | 12/2/2011 5:56:42 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:07 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:09 PM |
friendinmoney | $25.00 | 12/2/2011 9:59:49 AM |
Clambake | $25.00 | 12/2/2011 5:25:37 PM |
silver-birdie | $100.00 | 12/2/2011 5:36:02 PM |
frooogal | $25.00 | 12/2/2011 8:06:03 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:09 PM |
atbright | $25.00 | 12/2/2011 10:43:13 PM |
ldinob | $300.00 | 12/3/2011 11:20:50 AM |
IIP77 | $25.00 | 12/3/2011 12:23:26 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:40 PM |
wlm3012 | $30.00 | 12/3/2011 5:52:37 PM |
auction-elvis | $25.00 | 12/3/2011 11:28:14 AM |
enriching-trade2 | $50.00 | 12/4/2011 12:16:17 PM |
toblerone | $25.00 | 12/3/2011 12:25:56 PM |
Jayson85 | $100.00 | 12/3/2011 2:06:14 PM |
gain-gourd | $100.00 | 12/4/2011 7:29:11 PM |
giftgold | $25.00 | 12/4/2011 11:45:43 AM |
giftgold | $25.00 | 12/4/2011 12:13:54 PM |
cnovak | $25.00 | 12/4/2011 12:21:18 PM |
371millwood | $300.00 | 12/5/2011 7:26:51 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:42 PM |
Tradesmanlender | $25.00 | 12/5/2011 9:22:34 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:36 PM |
jpac1066 | $50.00 | 12/5/2011 11:51:57 AM |
fund-tom-tom6 | $50.00 | 12/5/2011 12:02:44 PM |
fcrick | $25.00 | 12/5/2011 9:21:44 AM |
Darrkblu | $25.00 | 12/5/2011 9:29:28 AM |
Ripsaw4U | $50.00 | 12/5/2011 9:33:14 AM |
britgsb | $30.00 | 12/5/2011 5:24:07 PM |
FlexFunding | $50.00 | 12/5/2011 2:14:14 PM |
Syzygy | $25.00 | 12/5/2011 5:05:37 PM |
Leshan | $100.00 | 12/5/2011 5:10:14 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:44 PM |
the-magnetic-transaction | $50.00 | 12/5/2011 8:51:39 PM |
credit-investor5 | $50.00 | 12/6/2011 7:15:10 AM |
klinebarger | $25.00 | 12/6/2011 9:06:06 AM |
helynn | $25.00 | 12/6/2011 8:28:40 AM |
pure-loyalty6 | $25.00 | 12/6/2011 8:32:09 AM |
reinforced-reward | $25.00 | 12/6/2011 9:10:55 AM |
ptjg | $100.00 | 12/6/2011 9:17:22 AM |
damage | $25.00 | 12/6/2011 9:14:33 AM |
heroic-platinum | $25.00 | 12/6/2011 9:24:38 AM |
Hogan55 | $25.51 | 12/6/2011 12:55:06 AM |
twjh | $25.00 | 12/6/2011 9:30:00 AM |
minista | $25.00 | 12/6/2011 9:44:27 AM |
Hillbilly_Banker | $25.00 | 12/6/2011 8:18:06 AM |
larrybird | $463.05 | 12/6/2011 10:46:46 AM |
lamsabuy | $100.00 | 12/6/2011 9:37:07 AM |
heavy_ax | $50.00 | 12/6/2011 9:46:21 AM |
gain-expert | $25.00 | 12/6/2011 10:01:39 AM |
Moe87 | $25.00 | 12/1/2011 3:23:45 PM |
john0720 | $25.00 | 12/2/2011 7:34:09 AM |
whitegold24k | $100.00 | 12/1/2011 9:32:49 AM |
kenji4861 | $25.00 | 12/1/2011 9:35:00 AM |
thankful-nickel2 | $25.00 | 12/1/2011 12:37:35 PM |
BxRealtor | $25.00 | 12/1/2011 9:42:13 AM |
vine99 | $50.00 | 12/1/2011 5:29:42 PM |
r48 | $26.00 | 12/1/2011 5:56:54 PM |
Hexnut | $100.00 | 12/1/2011 7:36:01 PM |
jengachamp | $25.00 | 12/1/2011 4:06:33 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:56 PM |
oskizzle | $50.00 | 12/2/2011 8:11:06 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:33 AM |
cerebral-dollar773 | $50.00 | 12/2/2011 6:26:58 AM |
chicagobanker | $50.00 | 12/2/2011 7:56:08 AM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:03 AM |
susurrus | $200.00 | 12/2/2011 2:21:35 PM |
Bank42 | $79.76 | 12/2/2011 1:40:13 PM |
affluence-generator2 | $100.00 | 12/2/2011 3:45:06 PM |
five-star-order1 | $50.00 | 12/2/2011 4:45:03 PM |
indomitable-coin | $25.00 | 12/2/2011 8:35:13 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:51 PM |
cablenews | $100.00 | 12/3/2011 10:27:09 AM |
first-serene-credit | $25.00 | 12/3/2011 8:35:15 AM |
vigorous-payment6 | $25.00 | 12/3/2011 8:36:58 AM |
heart514 | $25.00 | 12/2/2011 7:53:09 PM |
WLenders | $50.00 | 12/3/2011 11:20:09 AM |
just-loyalty643 | $50.00 | 12/3/2011 3:34:58 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:09 AM |
msw_engr | $50.00 | 12/3/2011 7:23:44 PM |
penny-plato | $25.00 | 12/4/2011 9:02:45 AM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:49 PM |
funds-captain4 | $50.00 | 12/4/2011 11:40:13 PM |
djh47a | $25.00 | 12/5/2011 5:40:35 AM |
JinNing | $75.00 | 12/5/2011 9:44:41 AM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:50 AM |
WilliamLeeSims | $25.00 | 12/5/2011 11:16:18 AM |
money-bauble | $200.00 | 12/5/2011 9:24:50 AM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:05 AM |
friendinmoney | $25.00 | 12/5/2011 11:47:28 AM |
kind-bid-antioxidant | $50.62 | 12/5/2011 12:33:48 PM |
mtquan | $25.00 | 12/5/2011 1:41:23 PM |
treasure-hunter270 | $50.00 | 12/5/2011 5:30:58 PM |
sportsmagic | $156.93 | 12/5/2011 6:29:49 PM |
integrity-gadget | $100.00 | 12/5/2011 10:25:43 PM |
Brisket_Bob | $26.95 | 12/6/2011 4:10:04 AM |
TWGCJ | $25.00 | 12/6/2011 5:01:10 AM |
rakey | $25.00 | 12/6/2011 6:06:57 AM |
Weaverville | $50.00 | 12/6/2011 8:07:33 AM |
MissionMicroFinance | $25.00 | 12/5/2011 5:58:25 PM |
timbob | $100.00 | 12/5/2011 6:00:57 PM |
DonaldColorado | $118.01 | 12/5/2011 6:17:54 PM |
loyalty-circuitry | $100.00 | 12/5/2011 6:19:02 PM |
jms1983 | $25.00 | 12/5/2011 6:22:36 PM |
w3alter | $50.00 | 12/6/2011 9:21:57 AM |
benjamin67 | $25.00 | 12/6/2011 9:25:08 AM |
anacent | $25.00 | 12/6/2011 9:33:45 AM |
johannesfactotum | $30.00 | 12/6/2011 9:40:48 AM |
income-safehouse9 | $750.00 | 12/6/2011 10:38:40 AM |
DadWarbucks | $25.00 | 12/6/2011 9:48:16 AM |
don8ter | $50.00 | 12/6/2011 9:20:13 AM |
the-profit-oracle | $25.00 | 12/6/2011 9:26:06 AM |
128 Investments
|
Borrower Payment Dependent Notes Series
542055
This series of Notes was issued and sold upon the funding of the borrower loan #57191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $167.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,306 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| harmonious-peso3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
This is simply a loan to purchase an engagement ring. However, being recently divorced I have little cash on hand. I have a long-term and well-paying job in my career, and do not have any challenge in paying monthly bills, but due the costs associated with my recent divorce, I have little cash on hand.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
happy-loot3 | $100.00 | 12/6/2011 9:08:03 AM |
indomitable-coin | $25.00 | 12/6/2011 9:09:16 AM |
AFairDeal | $25.00 | 12/6/2011 9:46:18 AM |
green-trade-dolphin2 | $28.64 | 12/6/2011 9:03:55 AM |
rss197 | $25.00 | 12/6/2011 3:19:56 PM |
aabadabadoo | $25.00 | 12/6/2011 9:44:43 AM |
credit-statuette8 | $50.00 | 12/6/2011 5:10:37 PM |
kenji4861 | $25.00 | 12/6/2011 5:10:58 PM |
ericgassercom | $25.00 | 12/6/2011 5:12:13 PM |
funds-captain4 | $50.00 | 12/6/2011 5:10:04 PM |
brazilofmux | $100.00 | 12/6/2011 5:10:34 PM |
SolarMoonshine | $25.00 | 12/6/2011 5:13:33 PM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:42 AM |
progressive-economy261 | $400.00 | 12/6/2011 5:39:35 PM |
blue111 | $25.00 | 12/6/2011 6:06:11 PM |
mtquan | $25.00 | 12/6/2011 5:08:15 PM |
ricklip | $100.00 | 12/6/2011 6:54:48 PM |
engaging-worth | $25.00 | 12/6/2011 9:01:30 PM |
mapgirl | $25.00 | 12/6/2011 9:30:29 PM |
flexible-vigilance7 | $125.00 | 12/6/2011 8:11:43 PM |
a-helping-hand | $500.00 | 12/6/2011 8:58:18 PM |
Brisket_Bob | $27.69 | 12/7/2011 4:15:57 AM |
greenback-loyalist8 | $25.00 | 12/7/2011 4:58:14 AM |
Jibe | $25.00 | 12/7/2011 5:42:21 AM |
tenacious-capital3 | $26.27 | 12/6/2011 5:36:27 PM |
gustavholstopus32 | $25.00 | 12/7/2011 4:59:30 AM |
bakersfield1 | $25.00 | 12/7/2011 6:32:58 AM |
enterprising-credit2 | $25.00 | 12/7/2011 6:45:39 AM |
zxr | $25.00 | 12/7/2011 6:45:38 AM |
coin-popcorn | $25.00 | 12/7/2011 7:35:41 AM |
wealth-tremolo7 | $25.00 | 12/7/2011 7:49:18 AM |
High-flyer | $25.00 | 12/7/2011 7:58:38 AM |
lsx7 | $100.00 | 12/6/2011 8:10:28 PM |
DadWarbucks | $25.00 | 12/7/2011 9:08:10 AM |
important-ore | $67.00 | 12/7/2011 9:21:06 AM |
EatBeef | $25.00 | 12/7/2011 4:36:19 AM |
jarf | $25.00 | 12/7/2011 9:26:12 AM |
britgsb | $30.00 | 12/7/2011 9:26:30 AM |
wonderous-truth6 | $50.00 | 12/7/2011 9:25:35 AM |
impressive-justice6 | $50.00 | 12/7/2011 6:15:55 AM |
goodhearted-gold3 | $25.00 | 12/7/2011 6:37:07 AM |
heerzaquestion | $50.00 | 12/7/2011 8:49:44 AM |
selector568 | $300.00 | 12/7/2011 8:50:27 AM |
easylivin | $25.00 | 12/7/2011 9:02:33 AM |
vibrant-trade8 | $28.00 | 12/7/2011 9:41:29 AM |
kulender | $100.00 | 12/7/2011 9:51:07 AM |
income-safehouse9 | $250.00 | 12/7/2011 10:10:22 AM |
awwaww | $25.00 | 12/7/2011 9:51:16 AM |
the-cash-piano | $50.00 | 12/7/2011 9:55:16 AM |
FredHead3 | $32.82 | 12/7/2011 9:22:16 AM |
gr8heart | $25.00 | 12/7/2011 10:21:05 AM |
reward-dynamo | $40.00 | 12/7/2011 11:27:08 AM |
vutah | $25.00 | 12/7/2011 11:09:59 AM |
Mindful7 | $25.00 | 12/7/2011 11:26:57 AM |
ashishxpatel | $50.00 | 12/7/2011 11:44:37 AM |
stevonumber5 | $25.75 | 12/7/2011 2:12:01 PM |
exchange-triangulation | $46.95 | 12/7/2011 12:10:24 PM |
HPANTER311 | $35.00 | 12/7/2011 11:33:06 AM |
Relevance | $25.00 | 12/7/2011 11:53:36 AM |
bazaar-festivity | $50.00 | 12/6/2011 9:22:32 AM |
timbob | $100.00 | 12/6/2011 9:23:17 AM |
igniter584 | $25.00 | 12/6/2011 9:35:38 AM |
careful-note | $50.00 | 12/6/2011 9:44:04 AM |
radforj22 | $25.00 | 12/6/2011 2:18:05 PM |
unforgettable-wealth4 | $50.00 | 12/6/2011 4:24:55 PM |
subtle-revenue0 | $25.00 | 12/6/2011 5:17:57 PM |
Clambake | $25.00 | 12/6/2011 5:24:18 PM |
auction-elvis | $25.00 | 12/6/2011 5:31:32 PM |
riproaringrapids | $25.00 | 12/6/2011 5:41:36 PM |
reinforced-market3 | $25.00 | 12/6/2011 6:52:42 PM |
ctaylor15 | $115.19 | 12/6/2011 9:01:45 PM |
the-auction-bear | $25.00 | 12/6/2011 10:42:30 PM |
KLCRAY | $50.00 | 12/7/2011 5:31:09 AM |
Lender0010 | $50.00 | 12/7/2011 7:08:35 AM |
equitable-penny0 | $25.00 | 12/7/2011 6:52:48 AM |
elasermd | $29.00 | 12/7/2011 9:09:18 AM |
340 | $25.00 | 12/7/2011 1:48:46 AM |
jayk63 | $25.00 | 12/7/2011 3:22:51 AM |
Syzygy | $25.00 | 12/7/2011 9:19:12 AM |
FmrEngr2Phd | $25.00 | 12/7/2011 9:31:18 AM |
comicgeek | $25.00 | 12/7/2011 8:02:06 AM |
VTGunz | $25.00 | 12/7/2011 8:45:48 AM |
j2ee | $25.00 | 12/7/2011 9:07:28 AM |
doomsday18 | $25.00 | 12/7/2011 12:10:04 PM |
HelpNeedy | $100.00 | 12/7/2011 12:29:05 PM |
stoopidnoodle | $25.00 | 12/7/2011 10:50:06 AM |
apple757 | $25.00 | 12/7/2011 12:50:47 PM |
markdental | $25.00 | 12/7/2011 1:16:36 PM |
Schwamie | $26.19 | 12/7/2011 1:27:00 PM |
a-finance-nirvana | $25.00 | 12/7/2011 9:59:32 AM |
LoanAngel | $25.00 | 12/7/2011 10:24:31 AM |
LoanAngel | $25.00 | 12/7/2011 10:33:12 AM |
sturdy-nickel4 | $25.00 | 12/7/2011 10:55:47 AM |
loan-oasis4 | $41.50 | 12/7/2011 1:10:34 PM |
equallender | $25.00 | 12/7/2011 1:35:22 PM |
gold-gazelle | $50.00 | 12/7/2011 1:54:17 PM |
96 Investments
|
Borrower Payment Dependent Notes Series
542065
This series of Notes was issued and sold upon the funding of the borrower loan #56928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 20y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,987 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| progressive-economy0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
Purpose of loan:
This loan will be used to buy an engagement ring and save for wedding expenses.
My financial situation:
I am a good candidate for this loan because I am reliable, I always pay my bills with no problem. I make enough money to cover all my bills.
Monthly net income: $8,182
Monthly expenses: $5,748
Housing: $2800: $1000 (rent) + $1,800 (mortgage)
Insurance: $100
Car expenses: $0
Utilities: $60
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $2,388
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $500.00 | 12/1/2011 9:12:14 AM |
bazaar-festivity | $50.00 | 12/1/2011 9:28:49 AM |
janeybooboo | $100.00 | 12/1/2011 10:58:28 AM |
lotuss4 | $25.00 | 12/1/2011 5:30:41 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:17 AM |
preventivepestcontrol | $37.44 | 12/2/2011 7:57:35 AM |
MilitaryLending | $100.07 | 12/2/2011 12:30:24 AM |
lowrater | $50.60 | 12/2/2011 12:10:08 PM |
affluence-generator2 | $100.00 | 12/2/2011 11:44:22 AM |
gotjack | $25.00 | 12/2/2011 1:00:44 PM |
rustysailor | $26.00 | 12/2/2011 3:37:21 PM |
Horse-Lender | $26.00 | 12/2/2011 4:38:49 PM |
Horse-Lender | $25.00 | 12/2/2011 5:17:20 PM |
Stek7 | $25.00 | 12/3/2011 7:29:42 AM |
mednole | $29.67 | 12/3/2011 11:35:26 AM |
LendingPimp | $100.00 | 12/3/2011 3:58:03 PM |
dollar-tornado3 | $25.00 | 12/3/2011 5:36:28 AM |
jeffe43 | $39.74 | 12/3/2011 4:23:43 PM |
well-rounded-dinero | $100.00 | 12/3/2011 9:18:21 PM |
PatriotKnight | $50.00 | 12/4/2011 6:15:30 PM |
shrewd-asset | $50.00 | 12/4/2011 7:21:49 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:43 PM |
hellasow | $50.00 | 12/4/2011 9:38:43 PM |
LuvToLend | $25.00 | 12/5/2011 8:37:06 AM |
MilitaryAV8R | $25.00 | 12/5/2011 11:39:51 AM |
worth-blanket2 | $4,200.00 | 12/5/2011 11:35:16 AM |
hamster | $25.34 | 12/1/2011 12:36:01 PM |
golden-velocity9 | $35.00 | 12/1/2011 9:23:51 AM |
profit-powerplant | $25.00 | 12/1/2011 9:33:15 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:26 AM |
beakerfish | $50.00 | 12/1/2011 8:54:26 PM |
enterprising-credit2 | $50.00 | 12/1/2011 4:17:23 PM |
finance-investor3 | $25.00 | 12/2/2011 1:59:38 AM |
nfx | $30.00 | 12/2/2011 6:20:38 AM |
beaker | $25.00 | 12/2/2011 7:05:13 AM |
credit-coach118 | $45.47 | 12/2/2011 8:59:18 AM |
Mrs-Honeydew | $25.00 | 12/2/2011 11:06:45 AM |
mad-scientist0 | $45.00 | 12/2/2011 4:54:27 PM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 5:23:20 PM |
finagler | $25.00 | 12/2/2011 10:54:23 AM |
Whipster | $100.00 | 12/2/2011 5:32:45 PM |
heart514 | $25.00 | 12/2/2011 7:53:10 PM |
payment-gusto | $25.00 | 12/2/2011 4:43:48 PM |
InvestorPartners | $25.00 | 12/3/2011 12:43:22 AM |
finance-prescription | $100.00 | 12/3/2011 8:33:48 AM |
mad-scientist418 | $25.00 | 12/3/2011 2:18:23 PM |
SolarMoonshine | $25.00 | 12/4/2011 3:54:03 AM |
wonder3 | $50.00 | 12/4/2011 8:18:55 AM |
one-midas | $25.00 | 12/4/2011 8:26:37 PM |
fortytwo | $150.00 | 12/5/2011 9:31:49 AM |
thankful-nickel2 | $25.00 | 12/5/2011 9:43:47 AM |
Zipcut | $25.00 | 12/5/2011 9:16:32 AM |
gain-mountain1 | $9.67 | 12/5/2011 12:00:09 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
542109
This series of Notes was issued and sold upon the funding of the borrower loan #57085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,309 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| successful-listing8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start Up New Business Grant Writing
Purpose of loan:
This loan will be used to...subscriptions for grant directories, upgrade computer,marketing materials
My financial situation: okay
I am a good candidate for this loan because...I have tremendous experience in grant writing and can make this business succeed both with my contacts,experience, and writing skill
Monthly net income: 6000
Monthly expenses: $5000
Housing: $ 1600
Insurance: $220
Car expenses: $477.75
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: 1000
Clothing, household expenses: $ 100
Credit cards and other loans: $ 750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $37.50 | 12/1/2011 5:09:11 PM |
bid-stockpiler1 | $25.00 | 12/1/2011 6:29:35 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:38 PM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 5:44:40 PM |
worth-blanket2 | $3,900.00 | 12/2/2011 11:39:51 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
542113
This series of Notes was issued and sold upon the funding of the borrower loan #57188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $86.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,311 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-enterprising-commitment |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2010)
|
Principal balance:
| $1,950.67 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
New Home Buyer
Purpose of loan: For new house
This loan will be used to..down payment
My financial situation: excellent
I am a good candidate for this loan because...I already have a loan from prosper and have not missed or been a day late in payments.
Monthly net income: $4,500
Monthly expenses: $2,000
Housing: $455
Insurance: $236
Car expenses: $225
Utilities: $130
Phone, cable, internet: $80
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $175
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-loan | $25.00 | 12/1/2011 11:12:16 AM |
AndChicksforFree | $25.00 | 12/1/2011 9:43:35 AM |
Moe87 | $25.00 | 12/1/2011 3:13:27 PM |
InChicago | $100.00 | 12/1/2011 12:24:27 PM |
green-trade-dolphin | $31.03 | 12/1/2011 9:03:11 AM |
Milonguero | $100.00 | 12/1/2011 9:04:05 AM |
DHolly | $31.00 | 12/1/2011 9:16:42 AM |
ultimate-peace | $250.00 | 12/1/2011 9:09:33 AM |
Danjack_Capital | $25.00 | 12/1/2011 9:09:39 AM |
nimble-revenue5 | $47.00 | 12/1/2011 9:18:25 AM |
NekHoldings | $25.00 | 12/1/2011 9:28:19 AM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 9:37:51 AM |
312-Lender | $25.00 | 12/1/2011 9:42:28 AM |
credit-missile | $75.00 | 12/1/2011 10:12:42 AM |
kind-credit-bear | $25.00 | 12/1/2011 9:07:20 AM |
the-hope-workhorse | $100.00 | 12/1/2011 10:38:18 AM |
handy-justice | $50.00 | 12/1/2011 11:38:30 AM |
Mikale360 | $25.00 | 12/1/2011 12:20:58 PM |
platinum-boss2 | $25.00 | 12/1/2011 2:48:45 PM |
sensible-fund | $30.00 | 12/1/2011 1:47:38 PM |
pound-mushroom3 | $25.00 | 12/1/2011 9:28:20 AM |
papaloha | $164.53 | 12/1/2011 4:03:01 PM |
shrewd-income | $50.00 | 12/1/2011 3:21:17 PM |
nfx | $40.00 | 12/1/2011 9:57:58 AM |
five-star-note | $25.00 | 12/1/2011 9:17:58 AM |
Kash2010lu | $25.00 | 12/1/2011 9:29:22 AM |
SolarMoonshine | $25.00 | 12/1/2011 10:00:45 AM |
Iceman1347 | $25.00 | 12/1/2011 10:31:48 AM |
finance-prescription | $100.00 | 12/1/2011 9:40:45 AM |
graceful-IRAinvestment | $120.00 | 12/1/2011 9:40:51 AM |
CA-Lender | $25.00 | 12/1/2011 11:40:17 AM |
pembull | $48.44 | 12/1/2011 10:07:17 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:28 AM |
loanman2007 | $25.00 | 12/1/2011 11:56:11 AM |
LuvToLend | $25.00 | 12/1/2011 12:43:31 PM |
irrelevant | $25.00 | 12/1/2011 2:05:39 PM |
SLN-10 | $100.00 | 12/1/2011 9:34:54 AM |
social-cocktail1 | $33.00 | 12/1/2011 9:39:36 AM |
Feyenoord | $30.00 | 12/1/2011 12:32:17 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
542121
This series of Notes was issued and sold upon the funding of the borrower loan #57181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $461.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,304 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thoughtful-yield6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Done with credit cards
Purpose of loan:
This loan will be used to consolidate high interest rate credit cards
My financial situation:
I am a good candidate for this loan because I have been employed by the same company for six years. I make over six figures per year and pay all of my bills on time each month. It is critically important to me to maintain a strong credit rating. As well, I was raised to be morally responsible for my debts.
Monthly net income: $5562
Monthly expenses: $
Housing: $1660
Insurance: $62
Car expenses: $ company car
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 12/1/2011 5:24:18 PM |
worth-blanket2 | $12,800.00 | 12/2/2011 11:39:14 AM |
igniter584 | $25.00 | 12/1/2011 5:35:18 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:44 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:30 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:01 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
542127
This series of Notes was issued and sold upon the funding of the borrower loan #57125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 4
/
4 | Length of status: | 9y 11m |
Amount delinquent:
| $15,604 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $413 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bewitching-currency9 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Salon Loan Equipment
Purpose of loan:
This loan will be used to...for Salon Equipment for my wife Salon
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4400
MonthlyInsurance: $150
Car expenses: $640
Utilities: $125
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $260
Other expenses: $
Willing to pay this back over 12 months too.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:38 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:31 AM |
managedfund | $777.00 | 12/2/2011 2:37:42 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:51 AM |
vibrant-trade8 | $35.00 | 12/5/2011 5:20:53 PM |
horseshoelake | $50.00 | 12/5/2011 1:14:24 PM |
ivadood | $50.00 | 12/5/2011 2:54:38 PM |
timbob | $100.00 | 12/5/2011 6:01:02 PM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 4:23:07 PM |
Ballybay | $50.00 | 12/5/2011 5:16:29 PM |
Runegeld | $50.00 | 12/6/2011 7:35:53 AM |
red-power-pecan | $50.00 | 12/6/2011 9:19:39 AM |
the-hope-workhorse | $100.00 | 12/6/2011 9:18:25 AM |
Comoparklender | $25.00 | 12/6/2011 9:29:17 AM |
credit-socrates648 | $500.00 | 12/6/2011 11:00:48 AM |
intelligent-repayment8 | $236.73 | 12/6/2011 12:07:09 PM |
spitzbergen | $25.00 | 12/6/2011 9:45:07 AM |
orange-impartial-asset | $25.00 | 12/1/2011 8:18:04 PM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:56 AM |
payment-gusto | $25.00 | 12/2/2011 4:43:51 PM |
graceful-IRAinvestment | $60.00 | 12/2/2011 5:43:00 PM |
heart514 | $25.00 | 12/2/2011 7:53:18 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:45 PM |
tenacious-capital3 | $26.27 | 12/5/2011 5:05:58 PM |
IIP77 | $25.00 | 12/5/2011 5:06:53 PM |
roux | $25.00 | 12/5/2011 5:16:31 PM |
mlj0671 | $25.00 | 12/5/2011 11:43:59 AM |
happy-return4 | $25.00 | 12/5/2011 1:25:33 PM |
nimble-revenue5 | $50.00 | 12/5/2011 5:35:03 PM |
Wellman | $25.00 | 12/5/2011 5:31:02 PM |
shrewd-peace7 | $25.00 | 12/6/2011 9:12:19 AM |
silver-birdie | $100.00 | 12/6/2011 9:12:27 AM |
wildguy | $25.00 | 12/6/2011 9:41:48 AM |
credit-socrates648 | $2,000.00 | 12/6/2011 11:00:08 AM |
reward-juniper6 | $25.00 | 12/6/2011 11:30:28 AM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:20 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
542131
This series of Notes was issued and sold upon the funding of the borrower loan #57029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $66.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,738 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thrilling-p2ploan2 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help with an adoption
My husband and I brought home a baby girl in October after six years of dealing with infertility and the adoption process. We thought we had enough money to finish the adoption, but unexpected fees have come up, mostly due to a lawyer charging ridiculous amounts of money for non-legal work. This month we got a bill from the second lawyer who had said she could work with us on a payment plan saying that the bill is due immediately. This was unexpected. We only have one credit card and we have used it for adoption related expenses, so we don't have any room there.
My husband and I are both employed in very stable positions; I am in government and have an MBA, and he is a grad student TA with a teaching certificate in high school math. We feel that payments should be made on time and in full. This loan should be paid off early, as we will have the money coming in; we just don't have it right now.
I would be happy to provide more information if anyone needs it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.02 | 12/1/2011 5:03:16 PM |
BxRealtor | $25.00 | 12/1/2011 5:22:31 PM |
igniter584 | $25.00 | 12/1/2011 5:35:18 PM |
AFairDeal | $25.00 | 12/1/2011 5:30:01 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:32 AM |
kinetic-social | $50.00 | 12/2/2011 10:01:25 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:16 PM |
wlm3012 | $30.00 | 12/2/2011 3:30:25 PM |
dcfinancial | $29.16 | 12/2/2011 7:51:23 PM |
chicagobanker | $50.00 | 12/2/2011 3:25:22 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:43 PM |
heart514 | $25.00 | 12/2/2011 7:53:18 PM |
kushka | $25.00 | 12/2/2011 8:47:57 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:53 PM |
elvisloans | $25.50 | 12/3/2011 4:57:52 AM |
phenomenal-gain5 | $25.00 | 12/3/2011 6:38:55 AM |
stonewell | $37.25 | 12/3/2011 8:35:44 AM |
portfolio-turbine | $25.00 | 12/3/2011 10:24:05 AM |
gardenofeden | $25.00 | 12/3/2011 9:48:40 AM |
careful-note | $50.00 | 12/1/2011 5:24:18 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:59 PM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:01 AM |
friendinmoney | $25.00 | 12/2/2011 10:00:32 AM |
Bank_Of_XL | $25.00 | 12/2/2011 11:12:10 AM |
affluence-generator2 | $100.00 | 12/2/2011 3:45:08 PM |
bluebouyz | $40.00 | 12/2/2011 12:26:58 PM |
managedfund | $750.00 | 12/2/2011 2:22:22 PM |
damage | $25.00 | 12/2/2011 5:15:19 PM |
gain-dolphin | $25.00 | 12/2/2011 11:29:20 PM |
favorite-commerce | $35.00 | 12/3/2011 7:17:09 AM |
CoolPlexer | $25.00 | 12/3/2011 9:58:10 AM |
Christus_Victor | $25.32 | 12/2/2011 8:57:42 PM |
shellstar | $25.00 | 12/3/2011 8:01:17 AM |
4dlsmith | $68.14 | 12/3/2011 8:57:39 AM |
scottssm | $40.00 | 12/3/2011 9:45:28 AM |
portfolio-turbine | $4.61 | 12/3/2011 10:24:54 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
542161
This series of Notes was issued and sold upon the funding of the borrower loan #56931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $570.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 42% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,447 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Diplomat |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 98% )
| 700-719 (Latest)
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 1
( 2% )
| 780-799
(Jul-2009)
780-799
(May-2008)
|
Principal balance:
| $2,770.88 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 60 | | |
Description
Saying goodbye to Wedding Loan
Purpose of loan:
This loan will be used to pay off the remaining balance on a loan that my wife and I took out to pay for our wedding back in 2005. The loan was for a fixed amount from Bank of America but the terms have changed numerous times and even though we pay a significant amount each month, the changing terms and interest rates just keep us locked in.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4600
Monthly expenses: $3150
Housing: $1000
Insurance: $50
Car expenses: $450
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $ 400
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 12/1/2011 6:53:27 PM |
the-discrete-income | $30.00 | 12/2/2011 9:12:14 AM |
113121 | $25.00 | 12/2/2011 10:26:03 AM |
plane450 | $25.00 | 12/1/2011 5:05:57 PM |
GElender | $40.00 | 12/1/2011 5:11:20 PM |
brightest-dynamic-liberty | $25.00 | 12/1/2011 5:12:31 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:15 PM |
Feyenoord | $30.00 | 12/1/2011 6:59:26 PM |
RoZu_Lending | $100.00 | 12/1/2011 6:13:10 PM |
toblerone | $25.00 | 12/1/2011 5:14:07 PM |
five-star-justice | $25.00 | 12/2/2011 5:54:58 AM |
careful-note | $50.00 | 12/1/2011 5:24:20 PM |
fortytwo | $150.00 | 12/1/2011 5:25:32 PM |
graceful-IRAinvestment | $25.00 | 12/1/2011 5:28:14 PM |
nimble-revenue5 | $50.00 | 12/1/2011 5:35:27 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:33 AM |
credit-coach118 | $35.37 | 12/2/2011 9:00:39 AM |
careful-note | $55.00 | 12/2/2011 4:31:41 AM |
investment-artist | $29.01 | 12/2/2011 9:13:07 AM |
loanman2007 | $100.00 | 12/2/2011 5:25:34 AM |
melodious-fairness | $25.00 | 12/2/2011 9:18:17 AM |
orange-preeminant-bill | $25.00 | 12/2/2011 9:10:52 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:34 AM |
mikeandcat | $200.00 | 12/2/2011 5:52:23 AM |
TennSquire | $25.00 | 12/2/2011 9:22:12 AM |
handshake5 | $100.00 | 12/2/2011 9:22:25 AM |
silver-birdie | $100.00 | 12/2/2011 9:23:45 AM |
Kaj | $25.00 | 12/2/2011 9:27:40 AM |
rescue | $100.00 | 12/2/2011 9:30:45 AM |
Comoparklender | $25.00 | 12/2/2011 9:36:10 AM |
genius520 | $50.00 | 12/2/2011 9:37:54 AM |
graceful-investment | $50.00 | 12/2/2011 9:38:22 AM |
unafraid-cash2 | $51.00 | 12/2/2011 8:23:14 AM |
velocity-solo | $25.00 | 12/2/2011 9:44:45 AM |
unrelenting-auction7 | $25.00 | 12/2/2011 10:14:28 AM |
important-openness1 | $100.00 | 12/2/2011 9:09:13 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:34 AM |
HappyToLoan | $30.00 | 12/2/2011 11:04:17 AM |
special-responsibility | $25.00 | 12/2/2011 9:16:40 AM |
coin-investor | $25.00 | 12/2/2011 9:28:36 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:10 AM |
FinanceEngine | $45.00 | 12/2/2011 9:46:07 AM |
cberthiaume | $25.00 | 12/2/2011 10:10:23 AM |
benjamins-frontier2 | $25.00 | 12/2/2011 10:31:21 AM |
grnii78 | $125.24 | 12/2/2011 8:07:20 AM |
Tradesmanlender | $25.00 | 12/1/2011 5:18:56 PM |
pound-mushroom3 | $25.00 | 12/1/2011 5:22:42 PM |
economy-coup | $50.00 | 12/1/2011 5:22:11 PM |
nfx | $40.00 | 12/1/2011 5:31:27 PM |
LittleMingo | $40.00 | 12/1/2011 5:22:59 PM |
smontgom | $25.00 | 12/1/2011 7:26:20 PM |
CA-Lender | $25.00 | 12/1/2011 6:21:35 PM |
NekHoldings | $25.00 | 12/1/2011 6:26:31 PM |
WSTRDG | $25.00 | 12/1/2011 7:27:10 PM |
Mikale360 | $25.00 | 12/1/2011 10:29:48 PM |
Reinadog9 | $25.00 | 12/1/2011 5:06:17 PM |
finance-prescription | $84.00 | 12/1/2011 5:07:55 PM |
return-point2 | $250.00 | 12/1/2011 9:44:01 PM |
loan-hacker | $25.00 | 12/1/2011 5:13:03 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:46 AM |
dollar-tornado3 | $50.00 | 12/2/2011 4:56:18 AM |
MoneyForNothing | $48.07 | 12/2/2011 5:18:27 AM |
careful-note1 | $25.00 | 12/2/2011 5:21:40 AM |
DiligentiaLLC | $86.00 | 12/2/2011 6:56:01 AM |
Bob450 | $35.00 | 12/2/2011 7:12:10 AM |
immaculate-compassion8 | $25.00 | 12/1/2011 8:21:19 PM |
nimble-money086 | $25.00 | 12/1/2011 8:45:45 PM |
janeybooboo | $106.51 | 12/1/2011 8:56:37 PM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:05 AM |
IIP77 | $25.00 | 12/2/2011 9:08:55 AM |
trumpeter5 | $50.00 | 12/2/2011 9:23:48 AM |
GCInvestments | $25.00 | 12/2/2011 9:24:30 AM |
dollar-authority | $50.00 | 12/2/2011 9:33:25 AM |
kindness-jedi | $25.00 | 12/2/2011 9:38:39 AM |
blissful-cash3 | $125.00 | 12/2/2011 9:47:19 AM |
real-return | $25.00 | 12/2/2011 9:01:08 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:02 AM |
worth-blanket2 | $11,000.00 | 12/2/2011 11:39:22 AM |
bessbird | $25.00 | 12/2/2011 9:17:33 AM |
desertoasis | $25.00 | 12/2/2011 9:33:20 AM |
worthy-bid8 | $50.00 | 12/2/2011 9:42:26 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:04 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
542165
This series of Notes was issued and sold upon the funding of the borrower loan #56958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 30% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| Chefjkm |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to save some jobs.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:39 PM |
pound-mushroom3 | $25.00 | 12/1/2011 5:22:36 PM |
fortytwo | $150.00 | 12/1/2011 5:25:32 PM |
greencat | $50.00 | 12/2/2011 7:28:38 AM |
careful-note | $55.00 | 12/2/2011 4:31:41 AM |
patriot897 | $25.00 | 12/1/2011 5:30:10 PM |
worth-blanket2 | $7,200.00 | 12/2/2011 11:38:39 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
542185
This series of Notes was issued and sold upon the funding of the borrower loan #57220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,525 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| knowledgeable-principal565 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan: Debt Consolidation/Moving Expenses
This loan will be used to relocate to Arizona
My financial situation: Strong. I have a steady job and pay all of my bills on time. I have not been late on payments for anything in many years.
I am a good candidate for this loan because I always make sure I pay my obligations on time. Typically I can pay off a loan early, however, I tend to let them run the course to help build good credit. I know my debt to income ratio is high, but I have not been late/missed any payments. I have loans in good standing, and quite a few loans that have been satisfied and closed in good standing.
Monthly net income: $7100
Monthly expenses: $3500
Housing: $899
Insurance: $200
Car expenses: $836
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $635
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $25.00 | 12/6/2011 9:42:37 PM |
plane450 | $25.00 | 12/1/2011 5:05:57 PM |
vine99 | $50.00 | 12/1/2011 5:26:07 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:36 AM |
nfx | $75.00 | 12/2/2011 8:15:45 AM |
graceful-IRAinvestment | $60.00 | 12/2/2011 5:43:00 PM |
hellasow | $25.00 | 12/4/2011 10:01:37 PM |
social-heart | $25.00 | 12/4/2011 10:27:13 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:57 PM |
first-friendly-listing | $30.00 | 12/5/2011 1:57:56 PM |
finance-prescription | $100.00 | 12/5/2011 5:35:27 PM |
Land_on_your_feet | $25.00 | 12/6/2011 11:46:43 AM |
LuvToLend | $25.00 | 12/6/2011 12:06:13 PM |
power-secret-agent | $40.00 | 12/6/2011 3:00:02 PM |
duty-explosion9 | $50.00 | 12/6/2011 2:06:28 PM |
Requiem | $25.00 | 12/6/2011 10:19:23 AM |
LendToCause | $25.00 | 12/6/2011 6:26:47 PM |
SecondChanceLendingSERV | $25.00 | 12/6/2011 5:05:41 PM |
Reliance_Banker | $25.00 | 12/6/2011 7:08:17 PM |
platinum-czar | $25.00 | 12/6/2011 7:49:59 PM |
a-helping-hand | $250.00 | 12/6/2011 9:03:54 PM |
diplomatic-wealth7 | $25.00 | 12/6/2011 5:27:33 PM |
q4golf | $26.35 | 12/7/2011 4:20:23 AM |
KLCRAY | $50.00 | 12/7/2011 5:31:05 AM |
Mrs-Honeydew | $25.00 | 12/7/2011 4:14:24 AM |
suave-dime6 | $25.00 | 12/7/2011 5:50:06 AM |
draggon77 | $25.00 | 12/7/2011 6:25:52 AM |
felicity-daydream | $25.00 | 12/7/2011 7:10:32 AM |
broomfieldbucks | $25.00 | 12/7/2011 8:26:16 AM |
leverage-monger | $25.00 | 12/7/2011 8:55:52 AM |
best-charming-leverage | $50.00 | 12/7/2011 9:07:24 AM |
rvfbroker | $25.00 | 12/7/2011 9:05:34 AM |
Foothill-Paradise | $50.00 | 12/6/2011 8:23:07 PM |
a-leverage-investor | $25.00 | 12/6/2011 9:09:15 PM |
friendinmoney | $35.00 | 12/6/2011 10:01:33 PM |
DS84 | $31.70 | 12/6/2011 10:25:43 PM |
viennese | $25.00 | 12/7/2011 7:25:35 AM |
worldly-gold | $50.00 | 12/7/2011 9:06:00 AM |
richrobe | $25.00 | 12/7/2011 9:07:22 AM |
pound-mushroom3 | $25.00 | 12/1/2011 5:22:36 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:42 PM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:47 AM |
daekpon | $100.00 | 12/2/2011 2:36:31 PM |
managedfund | $777.00 | 12/2/2011 2:37:43 PM |
heart514 | $25.00 | 12/2/2011 7:53:21 PM |
social-heart | $25.00 | 12/4/2011 10:26:58 PM |
social-heart | $25.00 | 12/4/2011 10:27:27 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:45 PM |
SolarMoonshine | $25.00 | 12/5/2011 4:40:02 PM |
pdub | $75.00 | 12/5/2011 5:34:50 PM |
timbob | $100.00 | 12/5/2011 6:01:04 PM |
red-power-pecan | $50.00 | 12/6/2011 9:19:39 AM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:21 AM |
unforgettable-wealth4 | $50.00 | 12/6/2011 4:24:39 PM |
brightest-income-hunter | $25.00 | 12/6/2011 5:17:07 PM |
missing-link | $25.00 | 12/6/2011 5:36:08 PM |
nimble-revenue5 | $50.00 | 12/6/2011 5:39:24 PM |
green-rapid-openness | $150.00 | 12/6/2011 6:13:11 PM |
reinforced-market3 | $25.00 | 12/6/2011 6:52:32 PM |
platinum-czar | $150.00 | 12/6/2011 7:52:47 PM |
Top_Gun_Lender | $26.00 | 12/6/2011 9:22:46 PM |
awesome-benefit1 | $25.00 | 12/6/2011 8:09:13 PM |
bountiful-justice4 | $25.00 | 12/6/2011 10:14:18 PM |
reasonable-bonus6 | $50.00 | 12/6/2011 8:48:05 PM |
designer_10 | $25.00 | 12/6/2011 11:00:09 PM |
I-Believe-In-You | $25.00 | 12/6/2011 9:28:06 PM |
smart-note9 | $25.00 | 12/6/2011 9:41:18 PM |
erowis | $50.00 | 12/7/2011 2:01:55 AM |
roguewinner | $27.25 | 12/6/2011 10:15:46 PM |
silver-enlightenment0 | $100.00 | 12/7/2011 6:57:37 AM |
Bob450 | $25.00 | 12/7/2011 7:10:06 AM |
Rulea72 | $25.00 | 12/7/2011 7:38:44 AM |
revenue-associate | $25.00 | 12/7/2011 7:17:34 AM |
icon7 | $30.00 | 12/7/2011 8:54:07 AM |
beans53 | $25.00 | 12/7/2011 9:01:30 AM |
loyalist1 | $100.00 | 12/7/2011 7:36:59 AM |
heerzaquestion | $25.00 | 12/7/2011 8:19:41 AM |
trustworthy-money2 | $25.00 | 12/7/2011 8:24:42 AM |
gain-expert | $30.00 | 12/6/2011 7:08:45 PM |
lyndyn | $25.00 | 12/7/2011 9:06:08 AM |
unger | $115.11 | 12/6/2011 7:54:43 PM |
papaloha | $25.00 | 12/7/2011 9:06:25 AM |
new-social-economist | $50.00 | 12/6/2011 10:13:46 PM |
Scotcha | $45.00 | 12/7/2011 4:51:03 AM |
green-rate-futurist | $200.00 | 12/7/2011 5:14:23 AM |
intrepid-loot | $25.00 | 12/7/2011 6:05:27 AM |
mlj0671 | $25.00 | 12/7/2011 8:29:35 AM |
Tradesmanlender | $25.00 | 12/7/2011 9:05:39 AM |
finance-mushroom | $200.00 | 12/7/2011 9:05:51 AM |
careful-vigilance4 | $26.59 | 12/7/2011 9:07:36 AM |
90 Investments
|
Borrower Payment Dependent Notes Series
542187
This series of Notes was issued and sold upon the funding of the borrower loan #56913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $279.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 22y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $3,611 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| winchester |
Borrower's state:
| Michigan |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 78% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 8
( 22% )
| 540-559
(Jun-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Road to recovery
Purpose of loan: Consolidate debt
This loan will be used to...Pay off all credit cards and lines of credit. Last child is graduating in June, time to prepare for retirement. Tired of being nickle and dimed to death every month by credit cards.
My financial situation: Good.
I am a good candidate for this loan because... I have been employed with the state for 22 years. I am in law enforcement and am very trustworthy. My wife and I raised our kids and now its time for us to get ready for retirement and enjoy life together. Your help will be greatly appreciated !!
Monthly net income: $ 5,000
Monthly expenses: $
Housing: $ 565
Insurance: $ 183
Car expenses: $ 700
Utilities: $ 300
Phone, cable, internet: $ 140
Food, entertainment: $ 500
Clothing, household expenses: $ 200
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $40.00 | 12/2/2011 9:04:21 AM |
luv4cycling | $30.00 | 12/2/2011 9:39:52 AM |
brazilofmux | $100.00 | 12/2/2011 9:41:29 AM |
jgar_O | $25.00 | 12/2/2011 9:41:23 AM |
economy-shrubbery6 | $25.00 | 12/2/2011 9:47:47 AM |
CoolPlexer | $25.00 | 12/2/2011 9:12:18 AM |
thorough-yield1 | $143.88 | 12/2/2011 10:59:48 AM |
lendstats_com | $200.00 | 12/2/2011 10:02:39 AM |
kind-lovely-marketplace | $250.00 | 12/2/2011 9:15:47 AM |
Dubbs360 | $50.00 | 12/2/2011 9:18:57 AM |
Jack55304 | $200.00 | 12/2/2011 9:25:09 AM |
312-Lender | $25.00 | 12/2/2011 9:37:28 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:11 AM |
SouthernRemarketing | $33.48 | 12/2/2011 9:47:12 AM |
nfx | $40.00 | 12/2/2011 10:47:07 AM |
handy-justice | $50.00 | 12/2/2011 11:09:24 AM |
worth-blanket2 | $5,700.00 | 12/2/2011 11:39:58 AM |
Feyenoord | $30.00 | 12/2/2011 11:25:03 AM |
18 Investments
|
Borrower Payment Dependent Notes Series
542219
This series of Notes was issued and sold upon the funding of the borrower loan #57115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $76.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,575 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kenny3 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 98% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 2% )
| 660-679
(May-2010)
600-619
(May-2008)
540-559
(Nov-2006)
520-539
(Oct-2006)
|
Principal balance:
| $647.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 53 | | |
Description
Christmas loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
note-encourager5 | $98.00 | 12/1/2011 5:09:00 PM |
Reinadog9 | $25.00 | 12/1/2011 5:06:17 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:16 PM |
pdub | $75.00 | 12/1/2011 5:27:14 PM |
pound-mushroom3 | $25.00 | 12/1/2011 5:22:42 PM |
SolarMoonshine | $25.00 | 12/1/2011 5:23:02 PM |
careful-note | $50.00 | 12/1/2011 5:24:22 PM |
nimble-revenue5 | $50.00 | 12/1/2011 5:35:28 PM |
NekHoldings | $25.00 | 12/1/2011 6:26:05 PM |
thankful-nickel2 | $25.00 | 12/1/2011 8:07:55 PM |
velocity-winner | $25.00 | 12/1/2011 9:18:23 PM |
Mikale360 | $25.00 | 12/1/2011 10:25:31 PM |
LittleMingo | $30.00 | 12/1/2011 5:22:23 PM |
credit-missile | $125.00 | 12/1/2011 6:11:10 PM |
immaculate-compassion8 | $25.00 | 12/1/2011 8:21:19 PM |
CoolPlexer | $25.00 | 12/1/2011 9:17:11 PM |
dudebrah | $25.00 | 12/1/2011 9:26:16 PM |
shawnw2 | $60.00 | 12/1/2011 8:49:59 PM |
pound-mushroom3 | $25.00 | 12/1/2011 5:22:38 PM |
s270 | $25.00 | 12/1/2011 6:05:34 PM |
graceful-IRAinvestment | $120.00 | 12/1/2011 5:28:26 PM |
Feyenoord | $30.00 | 12/1/2011 6:58:25 PM |
nimble-money086 | $25.00 | 12/1/2011 8:38:39 PM |
beakerfish | $75.00 | 12/1/2011 8:57:30 PM |
r48 | $80.00 | 12/1/2011 6:00:13 PM |
RoZu_Lending | $100.00 | 12/1/2011 6:12:35 PM |
atlas-shrugged | $200.00 | 12/1/2011 7:16:05 PM |
Foothill-Paradise | $25.00 | 12/1/2011 7:30:11 PM |
vutah | $25.00 | 12/1/2011 8:02:18 PM |
moneyhelp4u | $25.00 | 12/1/2011 8:34:46 PM |
janeybooboo | $50.00 | 12/1/2011 8:55:50 PM |
Melander | $50.00 | 12/1/2011 9:38:31 PM |
serene-capital | $25.00 | 12/1/2011 10:28:44 PM |
kind-charming-value | $355.73 | 12/2/2011 12:19:27 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
542227
This series of Notes was issued and sold upon the funding of the borrower loan #56877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-04-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $494.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 60% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,805 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| risan78 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2007)
|
Principal balance:
| $0.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
I wish to consolidate my credit cards into one monthly payment
My financial situation:
I am a good candidate for this loan because...
I have not defaulted on any payments and I have used prosper before and paid off my loan.
Monthly net income: $ above 60,0000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 12/1/2011 6:52:14 PM |
grnii78 | $110.00 | 12/2/2011 8:08:54 AM |
bullish2bearish | $26.91 | 12/2/2011 1:02:05 PM |
icanhasloanz | $50.00 | 12/4/2011 12:23:24 AM |
icanhasloanz | $50.00 | 12/4/2011 12:23:34 AM |
kind-lovely-marketplace | $250.00 | 12/1/2011 5:16:15 PM |
Pebbles-Lending | $25.00 | 12/1/2011 5:21:23 PM |
loan-hacker | $25.00 | 12/1/2011 5:13:03 PM |
Feyenoord | $30.00 | 12/1/2011 5:23:25 PM |
golden-velocity9 | $35.00 | 12/1/2011 5:25:06 PM |
fortytwo | $150.00 | 12/1/2011 5:25:33 PM |
nfx | $40.00 | 12/1/2011 5:31:28 PM |
CA-Lender | $50.00 | 12/1/2011 6:25:34 PM |
CASSHMAN | $150.00 | 12/1/2011 7:06:34 PM |
r48 | $25.00 | 12/1/2011 6:01:06 PM |
atlas-shrugged | $200.00 | 12/1/2011 7:18:32 PM |
GElender | $40.00 | 12/1/2011 5:11:21 PM |
kendigme | $26.08 | 12/2/2011 3:22:24 AM |
careful-note1 | $25.00 | 12/2/2011 5:23:45 AM |
determined-revenue1 | $35.00 | 12/1/2011 5:19:21 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:35 AM |
Bob450 | $30.00 | 12/2/2011 7:10:36 AM |
five-star-justice | $25.00 | 12/2/2011 5:54:58 AM |
cerebral-dollar773 | $50.00 | 12/2/2011 6:32:14 AM |
NekHoldings | $25.00 | 12/1/2011 6:25:49 PM |
Mrs-Honeydew | $35.00 | 12/1/2011 8:01:46 PM |
thankful-nickel2 | $25.00 | 12/1/2011 8:10:47 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:40 AM |
Scotcha | $47.44 | 12/2/2011 7:43:34 AM |
worldly-investment333 | $25.00 | 12/2/2011 8:44:31 AM |
BigSkyFinancial | $26.00 | 12/2/2011 8:52:59 AM |
credit-guard5 | $25.00 | 12/2/2011 4:38:09 AM |
finance-prescription | $100.00 | 12/2/2011 9:16:02 AM |
Tradesmanlender | $25.00 | 12/2/2011 9:19:50 AM |
Christophe | $25.00 | 12/2/2011 7:12:53 AM |
nimble-revenue5 | $50.00 | 12/2/2011 9:34:58 AM |
groundsquirrel | $25.00 | 12/2/2011 8:06:46 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:11 AM |
chad-bro-chill | $25.00 | 12/2/2011 10:27:47 AM |
investment-artist | $29.01 | 12/2/2011 9:13:08 AM |
friendinmoney | $25.00 | 12/2/2011 9:13:28 AM |
The_Phantom | $25.00 | 12/2/2011 11:55:58 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:21 PM |
dollar-authority | $47.57 | 12/2/2011 9:35:09 AM |
Sixmil | $100.00 | 12/2/2011 1:42:19 PM |
caring-basis0 | $250.00 | 12/2/2011 3:19:42 PM |
genius520 | $50.00 | 12/2/2011 9:37:55 AM |
susurrus | $50.00 | 12/2/2011 2:24:41 PM |
toblerone | $25.00 | 12/2/2011 9:40:15 AM |
famous-bill | $50.00 | 12/2/2011 3:44:48 PM |
enterprising-credit2 | $25.00 | 12/2/2011 3:48:52 PM |
Bank42 | $25.00 | 12/2/2011 4:24:41 PM |
Bizyhusbandnfather | $26.56 | 12/2/2011 4:28:12 PM |
green-tree-shake | $60.00 | 12/2/2011 10:10:04 AM |
Bank_Of_XL | $25.00 | 12/2/2011 11:13:34 AM |
silver-birdie | $100.00 | 12/2/2011 5:36:02 PM |
credit-missile | $125.00 | 12/2/2011 11:50:37 AM |
graceful-IRAinvestment | $80.00 | 12/2/2011 5:25:30 PM |
Comoparklender | $25.00 | 12/2/2011 5:25:34 PM |
loss-of-control | $100.00 | 12/2/2011 5:28:21 PM |
hope-fortress753 | $25.00 | 12/2/2011 7:10:51 PM |
spiritual-fairness5 | $26.00 | 12/2/2011 12:25:24 PM |
amlu1988 | $25.00 | 12/2/2011 2:29:16 PM |
Kierf | $25.00 | 12/2/2011 3:31:46 PM |
heart514 | $25.00 | 12/2/2011 7:53:23 PM |
just-loyalty643 | $50.00 | 12/2/2011 9:05:56 PM |
1willray | $25.00 | 12/2/2011 10:01:06 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:11 PM |
famous-ore2 | $50.00 | 12/2/2011 5:07:33 PM |
dcshobby | $25.00 | 12/2/2011 11:57:38 PM |
abundant-euro0 | $50.00 | 12/3/2011 5:15:12 AM |
IIP77 | $25.00 | 12/2/2011 5:21:40 PM |
first-serene-credit | $25.00 | 12/2/2011 10:57:51 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:11 AM |
CincyTex | $25.00 | 12/3/2011 4:35:32 AM |
moola-accelerator6 | $50.00 | 12/2/2011 5:32:11 PM |
trustworthy-finance6 | $150.00 | 12/3/2011 5:38:52 AM |
wwwUniversal | $25.00 | 12/2/2011 5:36:10 PM |
hillerod | $25.03 | 12/3/2011 11:08:41 AM |
AlternativeCashFlow | $45.00 | 12/2/2011 7:19:06 PM |
DalCowboys | $25.00 | 12/2/2011 7:34:20 PM |
irrelevant | $25.00 | 12/3/2011 10:05:47 AM |
careful-vigilance4 | $50.00 | 12/3/2011 12:09:15 PM |
cnovak | $25.00 | 12/3/2011 12:25:08 PM |
vtrentster | $50.00 | 12/3/2011 2:29:46 PM |
mad-scientist418 | $25.00 | 12/3/2011 2:05:16 PM |
Techne_Funds_LLC | $25.00 | 12/3/2011 2:05:40 PM |
optionscashflow | $25.00 | 12/3/2011 12:51:19 AM |
Longfellow20011 | $32.72 | 12/3/2011 4:17:25 AM |
benefit-trident | $25.00 | 12/3/2011 5:29:32 AM |
exchange-squirrel | $100.00 | 12/3/2011 2:49:48 PM |
jpac1066 | $100.00 | 12/3/2011 6:25:10 AM |
msw_engr | $50.00 | 12/3/2011 7:23:46 PM |
gain-expert | $25.05 | 12/4/2011 1:10:49 AM |
Socorro_Capital_Partners | $25.01 | 12/3/2011 8:55:39 AM |
caNative | $25.00 | 12/4/2011 8:27:32 AM |
One_Lolo | $50.00 | 12/4/2011 9:19:03 AM |
new-point-bandit | $50.00 | 12/4/2011 2:42:30 AM |
Blue_HorseShoe | $25.00 | 12/4/2011 6:27:40 AM |
EretzCapital | $53.40 | 12/4/2011 7:52:05 AM |
the-lean-bid | $50.00 | 12/4/2011 8:00:09 AM |
ecstatic-worth0 | $25.00 | 12/4/2011 8:29:46 AM |
point-didgeridoo | $25.00 | 12/4/2011 9:25:21 AM |
GCInvestments | $25.00 | 12/3/2011 12:10:57 PM |
greenwell | $50.00 | 12/4/2011 10:59:19 AM |
MusicandMedicine | $50.00 | 12/4/2011 2:14:19 PM |
bid-stockpiler1 | $112.61 | 12/3/2011 1:30:08 PM |
trade-surge3 | $25.00 | 12/3/2011 2:08:44 PM |
clemclan | $50.00 | 12/3/2011 3:11:18 PM |
BankOfBjoltus | $25.00 | 12/3/2011 8:17:17 PM |
Rockymtnhi | $45.00 | 12/4/2011 3:32:22 PM |
freetimeskier | $1.99 | 12/4/2011 4:03:23 PM |
ecstatic-worth0 | $25.00 | 12/4/2011 8:39:22 AM |
red-benefit-ruler | $50.00 | 12/4/2011 11:52:55 AM |
persistent-value188 | $25.00 | 12/4/2011 12:45:04 PM |
radforj22 | $25.00 | 12/4/2011 12:54:02 PM |
the-discrete-income | $50.00 | 12/2/2011 9:12:15 AM |
john0720 | $25.00 | 12/2/2011 7:34:09 AM |
icanhasloanz | $50.00 | 12/4/2011 12:23:17 AM |
cashhelp | $25.00 | 12/1/2011 5:16:40 PM |
Reinadog9 | $25.00 | 12/1/2011 5:06:18 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:16 PM |
careful-note | $50.00 | 12/1/2011 5:24:22 PM |
investmentgroup | $25.00 | 12/1/2011 5:32:35 PM |
graceful-IRAinvestment | $25.00 | 12/1/2011 5:28:15 PM |
LoanerPrincipal | $25.00 | 12/1/2011 5:33:48 PM |
OldManP | $25.00 | 12/1/2011 10:14:55 PM |
careful-note | $55.00 | 12/2/2011 4:31:42 AM |
Mikale360 | $25.00 | 12/1/2011 10:28:37 PM |
beest | $75.53 | 12/2/2011 4:13:57 AM |
pound-mushroom3 | $25.00 | 12/1/2011 5:22:43 PM |
LittleMingo | $25.00 | 12/1/2011 5:25:03 PM |
dollar-tornado3 | $50.00 | 12/2/2011 5:00:16 AM |
loanman2007 | $100.00 | 12/2/2011 5:23:44 AM |
goodhearted-generosity511 | $30.00 | 12/1/2011 5:51:25 PM |
otto1939 | $101.00 | 12/1/2011 6:43:02 PM |
impeccable-ore3 | $25.00 | 12/2/2011 8:06:25 AM |
peaceful-wealth0 | $50.00 | 12/2/2011 8:11:15 AM |
Kash2010lu | $25.00 | 12/2/2011 8:40:36 AM |
lowrater | $150.90 | 12/2/2011 8:04:35 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:47 AM |
orange-preeminant-bill | $25.00 | 12/2/2011 9:10:52 AM |
economy-coup | $50.00 | 12/2/2011 9:06:35 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:35 AM |
Milonguero | $100.00 | 12/2/2011 9:09:51 AM |
DiligentiaLLC | $86.65 | 12/2/2011 6:56:37 AM |
brightest-dynamic-liberty | $25.00 | 12/2/2011 9:45:02 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:04 AM |
special-responsibility | $25.00 | 12/2/2011 9:16:41 AM |
MoneyBadger | $25.00 | 12/2/2011 12:05:07 PM |
hookUup | $28.00 | 12/2/2011 9:24:15 AM |
papaloha | $200.00 | 12/2/2011 1:12:39 PM |
Soulphoniks-Holdings | $35.23 | 12/2/2011 1:33:24 PM |
contract-student2 | $70.00 | 12/2/2011 1:53:56 PM |
foothillender | $25.00 | 12/2/2011 1:24:18 PM |
wlm3012 | $50.00 | 12/2/2011 2:44:10 PM |
five-star-note | $150.00 | 12/2/2011 3:23:01 PM |
cathmorcorvus | $50.00 | 12/2/2011 2:24:46 PM |
managedfund | $777.00 | 12/2/2011 2:39:40 PM |
factcheck | $40.00 | 12/2/2011 3:59:13 PM |
Business_Happens | $25.00 | 12/2/2011 2:49:13 PM |
principal-cooker2 | $100.00 | 12/2/2011 5:09:31 PM |
newfoundation | $25.00 | 12/2/2011 5:09:42 PM |
MBIntl | $25.00 | 12/2/2011 5:15:25 PM |
desertoasis | $25.00 | 12/2/2011 5:30:13 PM |
rolltide09 | $25.00 | 12/2/2011 5:21:08 PM |
rupee-master6 | $25.00 | 12/2/2011 5:33:07 PM |
friendship9 | $25.00 | 12/2/2011 5:45:27 PM |
nashibaksi | $30.00 | 12/2/2011 6:00:20 PM |
courteous-platinum7 | $50.00 | 12/2/2011 12:22:36 PM |
justasoldier | $75.00 | 12/2/2011 7:13:35 PM |
sensible-fund | $25.00 | 12/2/2011 1:24:43 PM |
sflash | $25.00 | 12/2/2011 1:37:52 PM |
trumpeter5 | $25.00 | 12/2/2011 2:11:48 PM |
well-mannered-income3 | $40.00 | 12/2/2011 7:36:13 PM |
economy-popcorn | $25.00 | 12/2/2011 8:04:46 PM |
gothampark | $25.00 | 12/2/2011 3:32:05 PM |
SolarMoonshine | $50.00 | 12/2/2011 3:50:58 PM |
awesome-benefit1 | $25.00 | 12/2/2011 10:04:16 PM |
forthright-trade | $25.00 | 12/2/2011 4:53:09 PM |
likeable-capital0 | $100.00 | 12/2/2011 4:57:26 PM |
one-midas | $35.00 | 12/2/2011 10:31:26 PM |
USMC0311 | $25.00 | 12/2/2011 11:29:32 PM |
chameleon125 | $50.00 | 12/3/2011 6:41:59 AM |
moola-linkage155 | $25.00 | 12/3/2011 4:19:50 AM |
kendigme | $25.00 | 12/3/2011 4:29:02 AM |
hard-working-rate3 | $100.00 | 12/2/2011 5:27:46 PM |
wonderous-truth6 | $50.00 | 12/3/2011 6:10:25 AM |
grotheik | $25.00 | 12/3/2011 6:28:20 AM |
social-cocktail1 | $200.00 | 12/2/2011 5:34:45 PM |
enriching-trade2 | $50.00 | 12/2/2011 5:35:59 PM |
houli123 | $410.63 | 12/3/2011 6:41:14 AM |
glroark | $100.00 | 12/3/2011 8:57:04 AM |
immaculate-compassion8 | $25.00 | 12/3/2011 10:03:02 AM |
auction-seeker4 | $25.00 | 12/2/2011 6:01:25 PM |
income-buffalo1 | $72.49 | 12/2/2011 6:40:47 PM |
dammage | $25.00 | 12/3/2011 11:05:07 AM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:50 PM |
cablenews | $100.00 | 12/3/2011 10:27:11 AM |
Astyanax | $90.00 | 12/3/2011 10:38:33 AM |
pious-market939 | $40.00 | 12/3/2011 12:19:02 PM |
frooogal | $25.00 | 12/2/2011 8:08:40 PM |
TommyTucker | $25.00 | 12/2/2011 8:45:16 PM |
SecondChanceLendingSERV | $25.00 | 12/3/2011 12:14:00 PM |
SkepticalBen | $25.00 | 12/3/2011 12:34:09 PM |
loanman2007 | $50.00 | 12/3/2011 1:05:32 PM |
Jayson85 | $338.33 | 12/3/2011 2:03:01 PM |
damage | $25.00 | 12/3/2011 12:33:32 PM |
chicagobanker | $50.00 | 12/3/2011 1:22:35 PM |
wealth-grasshopper0 | $158.62 | 12/3/2011 3:43:51 PM |
myduck | $50.00 | 12/3/2011 5:13:05 PM |
appcoder | $30.00 | 12/3/2011 5:47:20 AM |
dcm6276 | $25.00 | 12/3/2011 3:07:08 PM |
upright-commitment5 | $25.00 | 12/3/2011 6:57:42 PM |
wesleys | $40.00 | 12/3/2011 3:55:19 PM |
s270 | $75.00 | 12/4/2011 12:10:20 AM |
new-point-bandit | $100.00 | 12/4/2011 2:24:32 AM |
genuine-integrity0 | $25.00 | 12/3/2011 9:32:16 AM |
Laxa | $25.00 | 12/3/2011 9:41:42 PM |
javelin0 | $25.00 | 12/3/2011 9:32:45 AM |
imoutdoorsy | $25.00 | 12/3/2011 10:36:05 PM |
imoutdoorsy | $25.00 | 12/3/2011 10:37:42 PM |
setUup | $34.40 | 12/3/2011 11:03:38 PM |
red-investment-ranch | $75.00 | 12/4/2011 2:39:59 AM |
shrewd-income | $200.00 | 12/3/2011 10:28:46 AM |
lplender | $50.00 | 12/4/2011 5:07:30 AM |
compwhiz | $25.00 | 12/4/2011 11:28:32 AM |
DoctorJoe | $30.00 | 12/4/2011 9:48:11 AM |
community-saver158 | $50.00 | 12/4/2011 10:43:07 AM |
dcm6276 | $25.00 | 12/3/2011 3:07:27 PM |
Liam227 | $36.45 | 12/3/2011 3:36:03 PM |
Interloper | $25.00 | 12/4/2011 3:29:46 PM |
benevolent-asset | $27.12 | 12/4/2011 2:13:58 PM |
elegant-market9 | $25.00 | 12/3/2011 4:36:36 PM |
StarshineXL | $260.00 | 12/3/2011 8:24:25 PM |
erowis | $50.00 | 12/4/2011 4:59:57 AM |
236 Investments
|
Borrower Payment Dependent Notes Series
542231
This series of Notes was issued and sold upon the funding of the borrower loan #57121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $97.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 13y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,416 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| vigorous-moola |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2010)
|
Principal balance:
| $1,223.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Business Expansion
Purpose of loan:
This loan will be used to purchase supplies and pay for updating certifications and preparing for the upcoming tax season.
My financial situation:
I am a good candidate for this loan because I have an established client base and will not have any trouble making monthly payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Brown98 | $50.00 | 12/1/2011 5:27:48 PM |
ericgassercom | $25.00 | 12/1/2011 5:24:32 PM |
AFairDeal | $25.00 | 12/1/2011 5:30:03 PM |
igniter584 | $25.00 | 12/1/2011 5:35:22 PM |
nimble-money086 | $25.00 | 12/1/2011 9:07:29 PM |
lowrater | $50.40 | 12/1/2011 11:31:15 PM |
dollar-tornado3 | $25.00 | 12/2/2011 5:04:26 AM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:16 PM |
vinayski | $25.00 | 12/1/2011 5:19:56 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:41 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:04 AM |
dudebrah | $25.00 | 12/2/2011 11:37:59 AM |
likeable-capital0 | $100.00 | 12/2/2011 4:36:44 PM |
five-star-order1 | $50.00 | 12/2/2011 4:45:04 PM |
D911ave | $40.00 | 12/2/2011 5:28:05 PM |
commitment-fort1 | $75.00 | 12/2/2011 5:30:36 PM |
Iowa65 | $51.46 | 12/2/2011 7:20:15 PM |
focused-wampum | $25.00 | 12/2/2011 7:28:43 PM |
LimaGuy | $28.20 | 12/2/2011 7:48:15 PM |
Dignified-Market29 | $25.00 | 12/2/2011 7:43:07 PM |
jsak74 | $25.00 | 12/2/2011 7:56:06 PM |
new-social-economist | $120.00 | 12/2/2011 8:41:21 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:45 PM |
chicagobanker | $50.00 | 12/2/2011 4:07:22 PM |
broker048 | $25.00 | 12/2/2011 8:59:26 PM |
important-ore | $150.00 | 12/2/2011 5:25:59 PM |
E-2 | $100.00 | 12/2/2011 6:33:23 PM |
Johnab | $25.02 | 12/2/2011 9:04:22 PM |
keichi03 | $46.52 | 12/2/2011 9:13:39 PM |
BxRealtor | $25.00 | 12/1/2011 5:22:32 PM |
cloud8 | $25.00 | 12/1/2011 6:22:32 PM |
kenji4861 | $25.00 | 12/1/2011 5:34:17 PM |
indomitable-coin | $25.00 | 12/1/2011 9:27:01 PM |
green-trade-dolphin2 | $30.02 | 12/1/2011 5:03:02 PM |
Tscheddar | $25.00 | 12/2/2011 3:12:39 AM |
JustMee | $25.00 | 12/2/2011 6:17:39 AM |
careful-note | $50.00 | 12/1/2011 5:24:23 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:35 AM |
kinetic-social | $26.00 | 12/2/2011 9:58:13 AM |
friendinmoney | $25.00 | 12/2/2011 9:18:16 AM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:04 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:21 PM |
managedfund | $500.00 | 12/2/2011 2:30:50 PM |
finance-symphony7 | $97.16 | 12/2/2011 3:25:03 PM |
El_Scubano | $25.00 | 12/2/2011 2:51:40 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:11 AM |
equitable-funds8 | $50.00 | 12/2/2011 4:00:21 PM |
dproxima | $25.00 | 12/2/2011 4:15:10 PM |
Nicedad72 | $25.00 | 12/2/2011 5:33:33 PM |
liberty-point | $25.00 | 12/2/2011 6:16:54 PM |
betterthanstock | $100.00 | 12/2/2011 7:28:24 PM |
heart514 | $25.00 | 12/2/2011 7:53:24 PM |
BleedPurple | $25.00 | 12/2/2011 8:24:59 PM |
damage | $25.00 | 12/2/2011 5:15:09 PM |
Byrd24 | $100.00 | 12/2/2011 5:32:21 PM |
skifamily1992 | $25.00 | 12/2/2011 6:56:05 PM |
Lubava | $50.00 | 12/2/2011 7:03:26 PM |
giantfan19 | $28.95 | 12/2/2011 9:07:05 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
542245
This series of Notes was issued and sold upon the funding of the borrower loan #57113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $180.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 353% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,165 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-reflective-commerce4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card payment
Purpose of loan:
This loan will be used to... Pay some bills
My financial situation:
I am a good candidate for this loan because... I always
Pay on time. My other half pays almost everthing except
The ones that I listed below.
Monthly net income: $1000
Monthly expenses: $0
Housing: $0
Insurance: $163
Car expenses: $0
Utilities: $0
Phone: $0
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $150.00 | 12/5/2011 8:56:51 AM |
profit-powerplant | $25.00 | 12/2/2011 9:26:01 AM |
foothillender | $25.00 | 12/2/2011 1:13:33 PM |
brazilofmux | $100.00 | 12/2/2011 9:41:32 AM |
managedfund | $777.00 | 12/2/2011 2:37:45 PM |
golden-velocity9 | $25.00 | 12/2/2011 9:46:13 AM |
graceful-IRAinvestment | $60.00 | 12/2/2011 5:43:01 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:53 AM |
valiant-money | $35.00 | 12/3/2011 10:46:46 AM |
favorite-commerce | $35.00 | 12/3/2011 12:31:29 PM |
mad-scientist418 | $25.00 | 12/3/2011 2:17:40 PM |
the-lean-bid | $25.00 | 12/4/2011 7:55:27 AM |
discostu | $25.00 | 12/3/2011 10:42:06 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:47 PM |
fortytwo | $150.00 | 12/5/2011 5:26:38 PM |
museic1 | $200.00 | 12/6/2011 5:28:56 AM |
Bob450 | $25.00 | 12/6/2011 6:57:11 AM |
gjm6d | $25.00 | 12/5/2011 5:36:58 PM |
red-power-pecan | $50.00 | 12/6/2011 9:19:41 AM |
aprivatelender | $48.52 | 12/5/2011 11:09:12 PM |
intelligent-repayment8 | $2,000.00 | 12/6/2011 10:55:37 AM |
ChrisProsper | $43.68 | 12/6/2011 10:56:06 AM |
pound-mushroom3 | $25.00 | 12/2/2011 9:26:29 AM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 2:05:04 PM |
economy-shrubbery6 | $25.00 | 12/2/2011 9:47:49 AM |
heart514 | $25.00 | 12/2/2011 7:53:27 PM |
lowrater | $50.80 | 12/4/2011 7:34:07 AM |
wkeboarder21 | $50.00 | 12/5/2011 3:56:03 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:59 PM |
timbob | $100.00 | 12/5/2011 6:01:09 PM |
BenR | $100.00 | 12/5/2011 5:14:26 PM |
Eric_Gagne | $25.00 | 12/6/2011 8:11:25 AM |
wwwUniversal | $25.00 | 12/6/2011 9:15:40 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
542247
This series of Notes was issued and sold upon the funding of the borrower loan #57051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $100.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 2% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 10m |
Amount delinquent:
| $11,645 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thankful-wampum985 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To pay off a few high interest loans we have.
My financial situation:
I am a good candidate for this loan because...I have a good steady paying job and besides these few small high interest loans I want to get rid of I have no credit card debt, no car payments, no other loans besides my mortgage. which is deducted from my check weekly. We plan to pay the balance of this loan off with our tax return in march 2012.
Monthly net income: $6737.00
Monthly expenses: $63 union dues
Housing: $1582.00
Insurance: $57.00 (car only house is included in house payment along with taxes)
Car expenses: $300.00 (for gas, oil change)
Utilities: $220.00
Phone, cable, internet: $180.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $275.00 (this will be wiped out by this loan from prosper.leaving me with only the prosper loan)
Other expenses: $100.00 entertainment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 12/2/2011 5:25:49 PM |
heart514 | $25.00 | 12/2/2011 7:53:32 PM |
economy-shrubbery6 | $25.00 | 12/2/2011 5:23:15 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:55 AM |
first-friendly-listing | $25.00 | 12/4/2011 10:44:09 AM |
alliancecapital1 | $25.00 | 12/4/2011 7:33:32 AM |
slxvq | $47.19 | 12/5/2011 3:04:06 PM |
red-power-pecan | $50.00 | 12/6/2011 9:19:42 AM |
atcrain07 | $25.00 | 12/6/2011 8:19:29 AM |
duty-explosion9 | $50.00 | 12/6/2011 2:06:29 PM |
plane450 | $25.00 | 12/6/2011 5:33:41 PM |
credit-bliss8 | $25.00 | 12/6/2011 10:27:48 PM |
ChoiceInvestments | $30.00 | 12/7/2011 2:30:27 AM |
nimble-revenue5 | $44.00 | 12/6/2011 5:39:26 PM |
reward-adventure | $50.00 | 12/7/2011 9:22:31 AM |
KLCRAY | $25.00 | 12/7/2011 9:25:13 AM |
reasonable-bonus6 | $50.00 | 12/7/2011 9:27:41 AM |
worthy-bid8 | $50.00 | 12/7/2011 9:29:59 AM |
wwwUniversal | $25.00 | 12/7/2011 9:37:53 AM |
beans53 | $25.00 | 12/7/2011 9:05:25 AM |
shrewd-peace7 | $25.00 | 12/7/2011 9:42:28 AM |
yield-trader | $25.00 | 12/7/2011 9:13:45 AM |
JLMGroupFunds | $25.00 | 12/7/2011 9:14:47 AM |
tenacious-capital3 | $26.27 | 12/7/2011 9:51:33 AM |
wwwUniversal | $25.00 | 12/7/2011 9:39:29 AM |
stepatatime-together | $100.00 | 12/7/2011 9:44:56 AM |
kulender | $100.00 | 12/7/2011 9:51:06 AM |
graceful-IRAinvestment | $60.00 | 12/2/2011 5:43:03 PM |
brazilofmux | $100.00 | 12/2/2011 5:18:01 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:50 PM |
timbob | $100.00 | 12/5/2011 6:01:13 PM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:25 AM |
diplomatic-wealth7 | $25.00 | 12/6/2011 5:27:35 PM |
missing-link | $25.00 | 12/6/2011 5:36:09 PM |
suave-dime6 | $25.00 | 12/7/2011 5:58:06 AM |
well-rounded-payout0 | $50.00 | 12/6/2011 5:36:52 PM |
coin-architect2 | $135.00 | 12/6/2011 7:20:46 PM |
IIP77 | $25.00 | 12/7/2011 9:11:39 AM |
new-social-economist | $50.00 | 12/6/2011 10:22:02 PM |
ursus | $50.00 | 12/7/2011 9:15:57 AM |
melodious-fairness | $25.00 | 12/7/2011 9:24:26 AM |
dedicated-transaction796 | $25.00 | 12/7/2011 9:19:55 AM |
thelovebug | $100.00 | 12/7/2011 9:26:50 AM |
Mariner3605 | $25.00 | 12/7/2011 9:29:53 AM |
Wellman | $25.00 | 12/7/2011 9:38:20 AM |
handshake5 | $54.00 | 12/7/2011 9:41:53 AM |
papaloha | $25.00 | 12/7/2011 9:06:29 AM |
important-openness1 | $100.00 | 12/7/2011 9:38:48 AM |
wizardii | $25.00 | 12/7/2011 9:43:12 AM |
life-is-great | $25.00 | 12/7/2011 9:48:54 AM |
orange-preeminant-bill | $25.00 | 12/7/2011 9:30:42 AM |
social-cocktail1 | $200.00 | 12/7/2011 9:45:12 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
542279
This series of Notes was issued and sold upon the funding of the borrower loan #57158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $571 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| orderly-dough2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ms.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $150.00 | 12/5/2011 8:56:52 AM |
profit-powerplant | $25.00 | 12/2/2011 9:26:01 AM |
golden-velocity9 | $25.00 | 12/2/2011 9:46:13 AM |
economy-shrubbery6 | $25.00 | 12/2/2011 9:47:50 AM |
foothillender | $25.00 | 12/2/2011 1:12:42 PM |
taltman | $25.00 | 12/2/2011 12:44:01 PM |
loss-of-control | $50.00 | 12/2/2011 5:42:36 PM |
lowrater | $50.80 | 12/2/2011 11:32:33 PM |
LendingPimp | $50.00 | 12/3/2011 3:55:29 PM |
favorite-commerce | $35.00 | 12/3/2011 7:16:44 AM |
atcrain07 | $25.00 | 12/5/2011 5:10:59 AM |
grotheik | $25.00 | 12/4/2011 8:03:53 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:48 PM |
glenium | $25.00 | 12/5/2011 2:19:20 AM |
orderly-leverage | $50.00 | 12/5/2011 3:00:59 PM |
thelovebug | $100.00 | 12/5/2011 9:20:10 AM |
wwwUniversal | $25.00 | 12/5/2011 5:06:11 PM |
transaction-circuit | $50.00 | 12/5/2011 10:54:45 AM |
fortytwo | $150.00 | 12/5/2011 5:26:38 PM |
brazilofmux | $100.00 | 12/2/2011 9:41:33 AM |
managedfund | $500.00 | 12/2/2011 2:23:41 PM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 5:24:48 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:53 AM |
heart514 | $25.00 | 12/2/2011 7:53:27 PM |
riveting-credit5 | $50.00 | 12/3/2011 5:38:42 PM |
patriot0 | $25.00 | 12/3/2011 7:16:13 AM |
first-friendly-listing | $25.00 | 12/4/2011 10:44:09 AM |
atcrain07 | $25.00 | 12/5/2011 5:10:18 AM |
fishcreek | $25.00 | 12/5/2011 1:28:36 PM |
scarlet-velvet | $25.08 | 12/5/2011 3:52:46 PM |
lyndyn | $25.00 | 12/5/2011 5:17:26 PM |
buffalobills | $25.00 | 12/5/2011 5:27:14 PM |
Horse-Lender | $25.01 | 12/5/2011 5:20:50 PM |
ChrisProsper | $14.11 | 12/5/2011 5:28:43 PM |
tkr2 | $25.00 | 12/5/2011 5:15:04 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
542327
This series of Notes was issued and sold upon the funding of the borrower loan #57059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $189.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 6% |
Credit score:
| 820-839 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $600 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| witty-listing2 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to complete home improvement
Purpose of loan:
This loan will be used to...replace old siding on the house and purchase new hot water heater.
My financial situation:
I am a good candidate for this loan because...I have excellent credit. I have a history of paying on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
diversification-surge | $25.00 | 12/2/2011 9:06:19 AM |
houli123 | $50.00 | 12/2/2011 9:06:46 AM |
enriching-trade2 | $50.00 | 12/2/2011 9:07:06 AM |
ianakacg | $25.00 | 12/2/2011 9:10:21 AM |
natural-affluence4 | $25.00 | 12/2/2011 9:19:32 AM |
Railbird | $25.00 | 12/2/2011 9:19:09 AM |
atlacatl | $25.00 | 12/2/2011 9:29:22 AM |
skillful-diversification2 | $25.00 | 12/2/2011 9:23:56 AM |
riproaringrapids | $25.00 | 12/2/2011 9:31:15 AM |
Cheburashka | $25.00 | 12/2/2011 9:25:38 AM |
cnovak | $25.00 | 12/2/2011 9:28:15 AM |
brutusbone | $25.00 | 12/2/2011 9:29:47 AM |
britgsb | $30.00 | 12/2/2011 9:31:04 AM |
steiglends | $100.00 | 12/2/2011 9:35:46 AM |
Centerline15 | $25.00 | 12/2/2011 9:38:12 AM |
brazilofmux | $100.00 | 12/2/2011 9:41:36 AM |
heroic-platinum | $25.00 | 12/2/2011 9:39:49 AM |
mizount | $25.00 | 12/2/2011 9:42:51 AM |
a-responsible-return | $50.00 | 12/2/2011 9:44:32 AM |
velocity-solo | $25.00 | 12/2/2011 9:44:36 AM |
KLCRAY | $25.00 | 12/2/2011 9:46:10 AM |
ericgassercom | $25.00 | 12/2/2011 9:47:16 AM |
anacent | $25.00 | 12/2/2011 9:47:27 AM |
igniter584 | $25.00 | 12/2/2011 9:46:21 AM |
minista | $25.00 | 12/2/2011 9:48:34 AM |
kinetic-social | $25.00 | 12/2/2011 9:55:24 AM |
figs4u2 | $100.00 | 12/2/2011 9:06:31 AM |
cashhelp | $25.00 | 12/2/2011 9:09:37 AM |
careful-note | $50.00 | 12/2/2011 9:10:10 AM |
wise-brilliant-income | $25.00 | 12/2/2011 11:51:15 AM |
Cai8899 | $50.00 | 12/2/2011 9:22:58 AM |
silver-birdie | $100.00 | 12/2/2011 9:23:46 AM |
evnagelist | $25.00 | 12/2/2011 9:24:33 AM |
BiggestG | $25.00 | 12/2/2011 9:25:20 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:26 PM |
taurusco | $100.00 | 12/2/2011 9:37:39 AM |
chicagobanker | $50.00 | 12/2/2011 3:25:53 PM |
blot44 | $100.00 | 12/2/2011 2:32:19 PM |
sajitk | $25.00 | 12/2/2011 4:08:21 PM |
genuine-euro9 | $40.00 | 12/2/2011 3:28:08 PM |
kscc183 | $25.00 | 12/2/2011 9:42:28 AM |
1phantom | $25.00 | 12/2/2011 9:42:40 AM |
Clambake | $25.00 | 12/2/2011 9:43:56 AM |
famous-ore2 | $50.00 | 12/2/2011 5:07:34 PM |
autonomous-kindness8 | $25.00 | 12/2/2011 5:08:10 PM |
tlam168 | $25.00 | 12/2/2011 9:46:57 AM |
MarketInvestor | $25.00 | 12/2/2011 9:48:42 AM |
gavinsp | $25.00 | 12/2/2011 10:28:05 AM |
iaffy | $25.00 | 12/2/2011 5:17:40 PM |
roadtruck | $50.00 | 12/2/2011 5:24:23 PM |
CaptainBL | $25.00 | 12/2/2011 5:32:15 PM |
wonderous-principal083 | $50.00 | 12/2/2011 7:44:26 PM |
cwegert | $43.56 | 12/2/2011 12:46:21 PM |
sensible-fund | $25.00 | 12/2/2011 7:41:01 PM |
brightest-durability-chomper | $25.00 | 12/2/2011 4:12:47 PM |
BankOfBjoltus | $25.00 | 12/2/2011 8:16:39 PM |
likeable-capital0 | $25.00 | 12/2/2011 5:01:14 PM |
The_Third_Hand | $100.00 | 12/2/2011 9:47:37 PM |
wahoos20 | $100.00 | 12/3/2011 4:03:00 AM |
Spiv_51 | $25.00 | 12/3/2011 4:26:38 AM |
wam37 | $25.00 | 12/3/2011 5:51:38 AM |
houli123 | $198.24 | 12/3/2011 6:33:20 AM |
oskizzle | $25.00 | 12/3/2011 5:28:27 AM |
tomdooley12520 | $25.00 | 12/3/2011 6:22:39 AM |
bomdel | $25.00 | 12/2/2011 5:54:12 PM |
TommyTucker | $57.00 | 12/2/2011 8:49:25 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:11 PM |
subtle-revenue0 | $25.00 | 12/2/2011 9:07:31 AM |
IIP77 | $25.00 | 12/2/2011 9:08:55 AM |
FmrEngr2Phd | $25.00 | 12/2/2011 9:10:12 AM |
lendersf | $75.00 | 12/2/2011 9:11:30 AM |
quantumwellguy | $50.00 | 12/2/2011 9:19:38 AM |
Tradesmanlender | $25.00 | 12/2/2011 9:19:50 AM |
AFairDeal | $25.00 | 12/2/2011 9:16:58 AM |
fortytwo | $150.00 | 12/2/2011 9:24:12 AM |
nickel-ferret | $50.00 | 12/2/2011 9:24:35 AM |
Ripsaw4U | $50.00 | 12/2/2011 9:25:32 AM |
rmachi | $25.00 | 12/2/2011 9:37:31 AM |
Gabriel02 | $25.00 | 12/2/2011 9:36:34 AM |
Dollars4Rent | $50.00 | 12/2/2011 9:37:25 AM |
dharma1 | $25.00 | 12/2/2011 9:40:20 AM |
first-favorite-bonus9 | $25.00 | 12/2/2011 9:42:45 AM |
aabadabadoo | $25.00 | 12/2/2011 9:43:22 AM |
jjb3 | $25.00 | 12/2/2011 9:44:28 AM |
BxRealtor | $25.00 | 12/2/2011 9:42:22 AM |
AmericanCredit | $50.00 | 12/2/2011 9:47:38 AM |
bb575 | $50.00 | 12/2/2011 9:48:05 AM |
j2ee | $25.00 | 12/2/2011 9:47:58 AM |
don8ter | $50.00 | 12/2/2011 9:10:32 AM |
neighborly-hope6 | $100.00 | 12/2/2011 9:26:20 AM |
income-encore1 | $50.00 | 12/2/2011 1:32:05 PM |
sweet-loan7 | $25.00 | 12/2/2011 9:35:30 AM |
TomDalonajay | $25.00 | 12/2/2011 9:36:12 AM |
first-favorite-bonus9 | $25.00 | 12/2/2011 9:37:27 AM |
fireboss | $48.23 | 12/2/2011 9:37:43 AM |
Sid-K | $25.00 | 12/2/2011 9:40:44 AM |
payout-paladin0 | $25.00 | 12/2/2011 4:37:46 PM |
worthy-bid8 | $50.00 | 12/2/2011 9:42:26 AM |
smear87 | $25.00 | 12/2/2011 9:42:49 AM |
Ready2Loan | $25.00 | 12/2/2011 9:46:08 AM |
Syzygy | $25.00 | 12/2/2011 9:46:16 AM |
GMPK_TLAS | $50.00 | 12/2/2011 5:18:24 PM |
gold-tsunami | $30.00 | 12/2/2011 5:14:27 PM |
lowrater | $100.90 | 12/2/2011 10:25:04 AM |
transparency-river1 | $1,000.00 | 12/2/2011 5:23:31 PM |
brightest-fearless-payout | $50.00 | 12/2/2011 5:29:52 PM |
PRGuyinVA | $25.00 | 12/2/2011 5:32:00 PM |
fervent-repayment | $50.00 | 12/2/2011 5:34:07 PM |
Kredithai | $25.00 | 12/2/2011 11:43:45 AM |
hard-working-rate3 | $100.00 | 12/2/2011 5:27:46 PM |
nuclearmoose | $25.00 | 12/2/2011 5:32:13 PM |
DalCowboys | $25.00 | 12/2/2011 7:31:26 PM |
Firescreek | $25.00 | 12/2/2011 2:49:18 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:47 PM |
indomitable-coin | $25.00 | 12/2/2011 8:35:14 PM |
platinum-genetics | $25.00 | 12/2/2011 5:11:28 PM |
damage | $25.00 | 12/2/2011 5:15:19 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:57 PM |
dc_lobster | $67.07 | 12/3/2011 5:11:29 AM |
atbright | $25.00 | 12/2/2011 10:43:16 PM |
BankofPete | $25.00 | 12/3/2011 5:01:13 AM |
jpac1066 | $50.00 | 12/3/2011 6:29:20 AM |
kushka | $25.00 | 12/2/2011 8:46:06 PM |
fantastic-diversification1 | $25.00 | 12/2/2011 10:12:36 PM |
124 Investments
|
Borrower Payment Dependent Notes Series
542351
This series of Notes was issued and sold upon the funding of the borrower loan #57044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $199.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 12
/
5 | Length of status: | 24y 0m |
Amount delinquent:
| $2,178 |
Total credit lines:
| 45 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $71,202 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reinforced-durability1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $10,752.52 | < 31 days late:
| 0
( 0% )
| 780-799
(Jul-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Clean up Bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/2/2011 5:23:18 PM |
abundant-power | $50.00 | 12/2/2011 5:30:02 PM |
SolarMoonshine | $25.00 | 12/3/2011 8:31:07 AM |
Mikale360 | $25.00 | 12/2/2011 7:01:07 PM |
sensible-fund | $25.00 | 12/2/2011 7:38:05 PM |
worldly-gold | $50.00 | 12/3/2011 2:57:51 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:11 PM |
money-baron-roth-IRA | $57.70 | 12/3/2011 5:37:13 PM |
five-star-note | $150.00 | 12/3/2011 6:18:07 PM |
first-serene-credit | $25.00 | 12/4/2011 6:33:09 AM |
cablenews | $100.00 | 12/3/2011 10:27:12 AM |
nimble-revenue5 | $50.00 | 12/5/2011 9:21:00 AM |
managedfund | $1,333.00 | 12/5/2011 9:26:07 AM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:51 PM |
worth-blanket2 | $900.00 | 12/5/2011 11:35:10 AM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 5:19:33 PM |
nfx | $40.00 | 12/2/2011 5:27:57 PM |
heart514 | $25.00 | 12/2/2011 7:53:36 PM |
papaloha | $1,000.00 | 12/2/2011 9:31:46 PM |
Beechturner | $50.00 | 12/3/2011 4:29:39 AM |
brazilofmux | $100.00 | 12/2/2011 5:18:03 PM |
chameleon125 | $25.00 | 12/3/2011 6:40:11 AM |
money-baron-roth-IRA | $50.00 | 12/2/2011 5:26:25 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:56 AM |
LendingPimp | $25.00 | 12/3/2011 3:51:25 PM |
just-loyalty643 | $50.00 | 12/3/2011 3:56:41 PM |
tenacious-capital3 | $26.27 | 12/4/2011 12:29:40 PM |
MilitaryLending | $100.06 | 12/4/2011 4:35:44 PM |
lenderRXT | $45.00 | 12/3/2011 8:16:41 PM |
duty-monger | $50.00 | 12/5/2011 4:45:55 AM |
Jack55304 | $200.00 | 12/5/2011 9:17:46 AM |
gain-gourd | $100.00 | 12/4/2011 7:29:12 PM |
Rogelio48 | $25.00 | 12/5/2011 10:43:34 AM |
mlj0671 | $25.00 | 12/5/2011 11:43:59 AM |
irrelevant | $25.00 | 12/5/2011 10:06:02 AM |
Bob450 | $22.97 | 12/5/2011 12:09:17 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
542355
This series of Notes was issued and sold upon the funding of the borrower loan #56916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $65.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,267 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pbxguru |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Proud Father
Purpose of loan: Travel expenses
This loan will be used to...
Pay for airfare and lodging for my family to attend my sons bootcamp graduation
My financial situation: Solid I pay all of my bills/loans on time
I am a good candidate for this loan because...I had a previous Prosper loan for 5k which I paid off last summer I never missed or was late with any of those payments. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 12/2/2011 5:12:37 PM |
igniter584 | $25.00 | 12/2/2011 5:22:51 PM |
CA_Lender | $25.00 | 12/2/2011 5:21:22 PM |
BxRealtor | $25.00 | 12/2/2011 5:34:42 PM |
riv701 | $25.00 | 12/2/2011 6:13:15 PM |
heart514 | $25.00 | 12/2/2011 7:53:36 PM |
frooogal | $25.00 | 12/2/2011 8:09:24 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:59 PM |
first-serene-credit | $25.00 | 12/2/2011 10:55:53 PM |
careful-note | $50.00 | 12/2/2011 5:10:30 PM |
lowrater | $100.80 | 12/2/2011 5:13:19 PM |
ericgassercom | $25.00 | 12/2/2011 5:14:00 PM |
brazilofmux | $100.00 | 12/2/2011 5:18:04 PM |
trade-burrito4 | $35.00 | 12/2/2011 5:20:31 PM |
optionscashflow | $25.09 | 12/3/2011 12:53:54 AM |
bazaar-festivity | $50.00 | 12/2/2011 5:25:47 PM |
Spiv_51 | $25.00 | 12/3/2011 4:33:15 AM |
Eric_Gagne | $100.00 | 12/2/2011 5:37:53 PM |
Beechturner | $50.00 | 12/3/2011 4:27:10 AM |
vibrant-trade8 | $35.00 | 12/2/2011 5:19:35 PM |
cashhelp | $25.00 | 12/2/2011 5:15:42 PM |
GElender | $40.00 | 12/2/2011 5:25:09 PM |
tenacious-capital3 | $26.27 | 12/2/2011 5:31:02 PM |
E-2 | $100.00 | 12/2/2011 6:33:23 PM |
thankful-nickel2 | $25.00 | 12/2/2011 6:57:05 PM |
sportsmagic | $500.00 | 12/2/2011 10:01:24 PM |
green-trade-dolphin2 | $30.02 | 12/2/2011 5:03:14 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:48 PM |
Feyenoord | $30.00 | 12/2/2011 5:09:16 PM |
elvisloans | $25.00 | 12/3/2011 4:58:39 AM |
oskizzle | $50.00 | 12/3/2011 5:27:04 AM |
s270 | $35.37 | 12/3/2011 12:11:38 AM |
houli123 | $114.12 | 12/3/2011 6:34:50 AM |
chicagobanker | $50.00 | 12/2/2011 8:18:36 PM |
atbright | $25.00 | 12/2/2011 10:43:17 PM |
brginhuntr | $28.33 | 12/3/2011 2:47:52 AM |
SudianX | $25.00 | 12/3/2011 5:43:51 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
542369
This series of Notes was issued and sold upon the funding of the borrower loan #56979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $70.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,513 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| pious-loyalty334 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
counselor
Purpose of loan: pay bills and balance of rent
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1580
Monthly expenses: $100
Housing: $rent 531
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $125
Food, entertainment: $175
Clothing, household expenses: $150
Credit cards and other loans: $being paid off monthly pay directly from checking
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 12/2/2011 5:10:31 PM |
igniter584 | $25.00 | 12/2/2011 5:22:51 PM |
BxRealtor | $25.00 | 12/2/2011 5:34:42 PM |
elvisloans | $25.00 | 12/3/2011 4:59:15 AM |
pdub | $75.00 | 12/2/2011 5:21:54 PM |
favorite-commerce | $35.00 | 12/3/2011 7:18:23 AM |
mad-scientist418 | $25.00 | 12/3/2011 2:15:16 PM |
engaging-worth | $25.00 | 12/4/2011 8:14:02 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:11 PM |
moola-gargantuan9 | $50.00 | 12/5/2011 6:45:41 AM |
whitegold24k | $100.00 | 12/5/2011 9:33:35 AM |
whitegold24k | $150.00 | 12/5/2011 9:56:37 AM |
killdare | $25.00 | 12/4/2011 10:15:54 PM |
ethicalhumanist | $100.00 | 12/5/2011 3:11:25 PM |
radforj22 | $25.00 | 12/5/2011 9:55:52 AM |
timbob | $100.00 | 12/5/2011 6:01:15 PM |
sportsmagic | $159.30 | 12/5/2011 6:31:46 PM |
tkr2 | $25.00 | 12/5/2011 5:15:04 PM |
bold-direct-asset | $50.00 | 12/5/2011 5:31:26 PM |
gjm6d | $25.00 | 12/5/2011 5:37:01 PM |
AFairDeal | $25.00 | 12/2/2011 5:12:48 PM |
brazilofmux | $100.00 | 12/2/2011 5:18:05 PM |
bazaar-festivity | $50.00 | 12/2/2011 5:25:47 PM |
pound-mushroom3 | $25.00 | 12/2/2011 5:33:30 PM |
heart514 | $25.00 | 12/2/2011 7:53:37 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:55:00 PM |
javelin0 | $25.00 | 12/3/2011 9:32:47 AM |
Bank_Of_XL | $25.00 | 12/3/2011 9:50:17 AM |
lowrater | $50.70 | 12/4/2011 7:34:23 AM |
auction-elvis | $25.00 | 12/3/2011 11:28:20 AM |
superb-funds335 | $25.00 | 12/4/2011 12:14:56 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:55 PM |
alliancecapital1 | $25.00 | 12/4/2011 7:34:48 AM |
Brainworm | $25.00 | 12/5/2011 9:19:33 AM |
thankful-nickel2 | $25.00 | 12/5/2011 9:39:58 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:45 PM |
williemc44 | $25.00 | 12/5/2011 2:16:25 PM |
dudebrah | $25.00 | 12/5/2011 9:55:16 AM |
orderly-leverage | $50.00 | 12/5/2011 3:01:02 PM |
seabassx | $25.00 | 12/5/2011 4:22:44 PM |
CK1 | $25.00 | 12/5/2011 5:18:06 PM |
myduck | $30.00 | 12/5/2011 6:13:02 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
542373
This series of Notes was issued and sold upon the funding of the borrower loan #57143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $180.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 47% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,514 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-hercules |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reduce Credit Card Debt
I am employed full-time and had a part-time job too. However, the place I worked for my part-time job went out of business. I am seeking for another part-time job in order to reduce my credit card debt. This loan will help me pay off my credit cards and to keep my credit score from going lower. Thank you in advance for you help.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $150.00 | 12/5/2011 8:56:53 AM |
profit-powerplant | $25.00 | 12/2/2011 5:07:26 PM |
heart514 | $25.00 | 12/2/2011 7:53:38 PM |
graceful-IRAinvestment | $25.00 | 12/2/2011 5:16:31 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:56 AM |
fortytwo | $150.00 | 12/5/2011 5:26:39 PM |
gjm6d | $25.00 | 12/5/2011 5:37:01 PM |
CashFlow13 | $100.00 | 12/6/2011 9:27:02 AM |
museic1 | $200.00 | 12/6/2011 5:28:57 AM |
new-gold-wrangler | $600.00 | 12/6/2011 12:27:10 PM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:27 AM |
economy-shrubbery6 | $25.00 | 12/2/2011 5:23:19 PM |
brazilofmux | $100.00 | 12/2/2011 5:18:05 PM |
golden-velocity9 | $25.00 | 12/2/2011 5:22:20 PM |
pound-mushroom3 | $25.00 | 12/2/2011 5:33:31 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:52 PM |
bazaar-festivity | $50.00 | 12/4/2011 12:18:19 PM |
orderly-leverage | $50.00 | 12/5/2011 3:01:03 PM |
timbob | $100.00 | 12/5/2011 6:01:16 PM |
red-power-pecan | $50.00 | 12/6/2011 9:19:42 AM |
vivid-p2ploan1 | $25.00 | 12/5/2011 10:56:06 PM |
credit-socrates648 | $2,500.00 | 12/6/2011 12:13:44 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
542389
This series of Notes was issued and sold upon the funding of the borrower loan #57107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 38% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
6 | Length of status: | 21y 8m |
Amount delinquent:
| $120 |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,503 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| cj51250 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...consolidate my debts.
My financial situation:
I am a good candidate for this loan because...I am making less hours on the job due to the poor economy.
Monthly net income: $1,500
Monthly expenses: $0
Housing: $ (OWNED)
Insurance: $60.00
Car expenses: $ 20.00 (GAS)
Utilities: $250.00
Phone, cable, internet: $ (Paid by someone else)
Food, entertainment: $ (Paid by someone else)
Clothing, household expenses: $0
Credit cards and other loans: $500.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 12/2/2011 5:22:06 PM |
graceful-IRAinvestment | $25.00 | 12/2/2011 5:16:31 PM |
worth-blanket2 | $1,700.00 | 12/5/2011 11:37:06 AM |
social-heart | $25.00 | 12/4/2011 10:19:22 PM |
108lender | $150.00 | 12/5/2011 8:56:55 AM |
economy-shrubbery6 | $25.00 | 12/2/2011 5:23:20 PM |
heart514 | $25.00 | 12/2/2011 7:53:40 PM |
AdamsWay | $25.00 | 12/5/2011 11:51:04 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
542397
This series of Notes was issued and sold upon the funding of the borrower loan #57244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $285.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 22
/
20 | Length of status: | 16y 2m |
Amount delinquent:
| $3,875 |
Total credit lines:
| 55 |
Occupation: | Flight Attendant |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,374 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| capital-exchanger2 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,900.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2009)
660-679
(Sep-2009)
|
Principal balance:
| $2,055.66 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
2012 Jump Start
Purpose of loan:
This loan will be used to eleminate a few more credit cards to consolidate them faster than my current month to month plan, which has been declining...but slowly.
My financial situation:
I am a good candidate for this loan because I have been employed by the same company for the past 16 years and I do pay my bills ontime and even early when I am able to "get ahead".
Monthly net income: $4975
Monthly expenses:
Housing: $1563
Insurance: $70
Car expenses: $75
Utilities: $475
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $1175
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 12/3/2011 12:04:59 PM |
nfx | $40.00 | 12/3/2011 12:22:33 PM |
msw_engr | $50.00 | 12/3/2011 7:23:49 PM |
contract-student2 | $70.00 | 12/4/2011 12:02:48 PM |
vibrant-trade8 | $35.00 | 12/4/2011 12:24:07 PM |
trumpeter5 | $25.00 | 12/3/2011 4:57:48 PM |
somebody32 | $25.00 | 12/4/2011 7:54:42 PM |
susurrus | $50.00 | 12/4/2011 6:43:11 PM |
toblerone | $25.00 | 12/5/2011 9:26:53 AM |
silver-birdie | $100.00 | 12/5/2011 9:32:36 AM |
dbmurch | $25.00 | 12/5/2011 11:13:06 AM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:55 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:48 PM |
auction-architect7 | $50.00 | 12/5/2011 11:03:56 AM |
AndChicksforFree | $35.00 | 12/3/2011 12:24:15 PM |
rdhfire | $25.00 | 12/3/2011 12:05:33 PM |
graceful-IRAinvestment | $25.00 | 12/3/2011 12:08:10 PM |
Feyenoord | $30.00 | 12/3/2011 12:07:02 PM |
finance-prescription | $100.00 | 12/3/2011 12:13:53 PM |
RoZu_Lending | $200.00 | 12/3/2011 1:04:33 PM |
careful-note | $50.00 | 12/3/2011 12:27:25 PM |
enterprising-credit2 | $25.00 | 12/3/2011 3:15:27 PM |
r48 | $25.00 | 12/3/2011 1:49:30 PM |
exchange-squirrel | $100.00 | 12/3/2011 2:31:40 PM |
well-rounded-dinero | $100.00 | 12/3/2011 10:14:29 PM |
Galdis | $25.00 | 12/4/2011 10:12:07 AM |
DoctorJoe | $25.00 | 12/4/2011 9:53:45 AM |
nimble-revenue5 | $50.00 | 12/4/2011 12:18:02 PM |
tenacious-capital3 | $26.27 | 12/4/2011 12:29:41 PM |
loanman2007 | $25.00 | 12/4/2011 1:04:36 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:06 AM |
thrilling-nickel5 | $25.00 | 12/5/2011 4:30:50 AM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:09 AM |
managedfund | $1,333.00 | 12/5/2011 9:26:08 AM |
Weaverville | $25.00 | 12/5/2011 10:10:00 AM |
brazilofmux | $100.00 | 12/5/2011 9:10:57 AM |
worth-blanket2 | $4,500.00 | 12/5/2011 11:35:14 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
542405
This series of Notes was issued and sold upon the funding of the borrower loan #57187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $86.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-note-journey2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
holiday cash, pay off bills
Purpose of loan: holiday cash, payoff bills
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because... pay bills on time
Monthly net income: $1000
Monthly expenses: $500
Housing: $0
Insurance: $100
Car expenses: $0
Utilities: $120
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/2/2011 5:23:21 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:57 AM |
glenium | $25.00 | 12/5/2011 12:01:16 PM |
dudebrah | $25.00 | 12/5/2011 9:57:11 AM |
greencat | $50.00 | 12/5/2011 11:15:14 AM |
affluence-generator2 | $100.00 | 12/5/2011 1:02:39 PM |
nickel-hickory | $50.00 | 12/5/2011 2:55:34 PM |
nimble-revenue5 | $50.00 | 12/6/2011 9:36:48 AM |
credit-socrates648 | $1,306.00 | 12/6/2011 11:01:11 AM |
vutah | $25.00 | 12/2/2011 8:02:47 PM |
ultimate-peace | $25.00 | 12/2/2011 5:18:51 PM |
heart514 | $25.00 | 12/2/2011 7:53:40 PM |
atcrain07 | $50.00 | 12/5/2011 5:12:29 AM |
graceful-IRAinvestment | $25.00 | 12/5/2011 10:43:06 AM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 11:19:29 AM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:51 PM |
Evolver | $44.00 | 12/5/2011 5:20:49 PM |
Rogelio48 | $25.00 | 12/6/2011 8:43:52 AM |
18 Investments
|
Borrower Payment Dependent Notes Series
542415
This series of Notes was issued and sold upon the funding of the borrower loan #57193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-04-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $65.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,950 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| RichMCruz |
Borrower's state:
| NewYork |
Borrower's group:
| We the People |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2008)
580-599
(Nov-2006)
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Welcoming my eldery parent
Hello, folks! Hope all is well!
I am here to humbly ask for some help. I recently took in an elderly parent who will be living with me for the time being. I was not expecting this to take place, but have no problem doing so. However, my apartment layout and some of the furniture in my home is presenting comfort and mobility problems. My living room furniture presents problems when she gets up and down (too soft and deep), and the spare bed in the guest room is causing back pains due to its firmness. Also, I have to mini-renovate my bathroom to make it more ADA-friendly as I have to add railings along the walls and inside the shower area.
I am a good candidate for this loan because?
- I have a full-time job with a fixed income
- I am consistent with making monthly revolving payments to my debtors
- I have a perfect payment history with paying back my initial Proser.com loan
Please consider my request. Thank you for your time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 12/3/2011 12:18:37 PM |
whitegold24k | $100.00 | 12/3/2011 12:21:32 PM |
BxRealtor | $25.00 | 12/3/2011 12:22:31 PM |
kind-lovely-marketplace | $250.00 | 12/3/2011 12:25:33 PM |
cashhelp | $25.00 | 12/3/2011 12:30:26 PM |
bazaar-festivity | $50.00 | 12/3/2011 12:32:15 PM |
lowrater | $75.70 | 12/3/2011 6:38:46 PM |
msw_engr | $50.00 | 12/3/2011 7:23:49 PM |
first-serene-credit | $25.00 | 12/4/2011 6:24:02 AM |
Jayson85 | $200.00 | 12/4/2011 8:28:35 AM |
green-trade-dolphin2 | $30.02 | 12/3/2011 12:03:03 PM |
brazilofmux | $100.00 | 12/4/2011 12:05:54 PM |
igniter584 | $25.00 | 12/3/2011 12:24:56 PM |
wonderous-truth6 | $50.00 | 12/4/2011 12:06:33 PM |
Beechturner | $40.00 | 12/3/2011 12:33:04 PM |
thankful-nickel2 | $25.00 | 12/3/2011 12:44:46 PM |
tenacious-capital3 | $26.27 | 12/4/2011 12:29:41 PM |
mozzarella | $25.00 | 12/4/2011 5:12:18 PM |
s270 | $25.00 | 12/4/2011 6:14:49 PM |
Cliffie83 | $39.55 | 12/4/2011 8:25:01 PM |
market-orb | $150.00 | 12/4/2011 11:01:55 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:59 PM |
doopers | $25.00 | 12/4/2011 4:41:02 PM |
susurrus | $75.00 | 12/4/2011 6:45:30 PM |
gain-gourd | $100.00 | 12/4/2011 7:29:13 PM |
careful-note | $50.00 | 12/3/2011 12:27:25 PM |
r48 | $30.00 | 12/3/2011 1:42:32 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:12 PM |
trade-burrito4 | $35.00 | 12/3/2011 12:12:02 PM |
giftgold | $25.00 | 12/4/2011 11:45:45 AM |
indomitable-coin | $25.00 | 12/4/2011 12:10:30 PM |
MAR_LLC | $25.00 | 12/4/2011 2:31:35 PM |
discostu | $25.00 | 12/3/2011 9:11:22 PM |
otherwisedisposed | $48.46 | 12/4/2011 8:34:55 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
542421
This series of Notes was issued and sold upon the funding of the borrower loan #56961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 19y 2m |
Amount delinquent:
| $14,517 |
Total credit lines:
| 16 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,304 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-captain432 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BILL CONSOLIDATION
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities:
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/3/2011 12:15:51 PM |
ultimate-peace | $25.00 | 12/3/2011 12:19:20 PM |
NeketanBank | $25.00 | 12/5/2011 12:13:25 PM |
graceful-IRAinvestment | $25.00 | 12/5/2011 10:42:03 AM |
worth-blanket2 | $3,900.00 | 12/5/2011 11:37:50 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
542487
This series of Notes was issued and sold upon the funding of the borrower loan #57199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $99.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,634 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| fantastic-cash |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2011)
640-659
(Apr-2010)
640-659
(Nov-2009)
640-659
(Oct-2009)
|
Principal balance:
| $2,726.38 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
3rd Prosper Loan
Purpose of loan: Auto Loan
This loan will be used to... Lease an Auto and make the initial down payment on the lease, a Ford Fiesta 2011. Monthly payment will be $179 and my dad will pay gas and insurance. I will use the rest of the loan proceeds to pay down my second prosper loan.
My financial situation: I always pay all my bills on time, every payment from prosper is of the highest priority. I get paid $350 every two weeks from the family business. I still live with my parents and I pay no rent. I am a college graduate and am working on my masters degree.
I am a good candidate for this loan because... If you look at my previous loans from prosper I have paid them on time and when I can, I try to make advance payments.
Monthly net income: $ 700
Monthly expenses: $ 550 After taking this loan and leasing car. 150+ Surplus.
Car expenses: $170
entertainment: $ 100
Credit cards and other loans: $ 250
Other expenses: $ 25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $50.00 | 12/5/2011 5:12:57 PM |
shawnw2 | $300.00 | 12/5/2011 5:18:08 PM |
tenacious-capital3 | $26.27 | 12/5/2011 5:06:01 PM |
new-point-bandit | $50.00 | 12/5/2011 5:07:28 PM |
Kash2010lu | $25.00 | 12/5/2011 5:14:15 PM |
TennSquire | $25.00 | 12/5/2011 5:10:08 PM |
matthewa | $25.00 | 12/5/2011 5:13:03 PM |
investment-artist | $29.01 | 12/5/2011 5:15:32 PM |
profit-powerplant | $25.00 | 12/5/2011 5:15:54 PM |
the-lean-bid | $30.00 | 12/5/2011 5:26:15 PM |
money-baron | $50.00 | 12/5/2011 5:14:40 PM |
SDKiwi | $25.00 | 12/5/2011 5:24:34 PM |
abundant-power | $50.00 | 12/5/2011 5:11:11 PM |
managedfund | $1,333.00 | 12/5/2011 5:17:20 PM |
DHolly | $31.00 | 12/5/2011 5:14:13 PM |
fortytwo | $75.72 | 12/5/2011 5:26:41 PM |
graceful-IRAinvestment | $120.00 | 12/5/2011 5:26:10 PM |
LittleMingo | $30.00 | 12/5/2011 5:05:04 PM |
investmentgroup | $25.00 | 12/5/2011 5:08:57 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:53 PM |
SLN-10 | $100.00 | 12/5/2011 5:18:01 PM |
platinum-boss2 | $50.00 | 12/5/2011 5:20:02 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
542555
This series of Notes was issued and sold upon the funding of the borrower loan #56934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,268 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sincere-gold829 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday Cheer
Purpose of loan:
This loan will be used to purchase Christmas gifts for family members.
My financial situation:
I am a good candidate for this loan because I have been paying lenders as agreed since I have re-established credit.
Monthly net income: $10,000
Monthly expenses: $ 3,240
Housing: $ 1,450
Insurance: $ 86.00
Car expenses: $ 607.00
Utilities: $ 150.00
Phone, cable, internet: $ 200,00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 200.00
Other expenses: $ 40.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 12/4/2011 12:08:55 PM |
bazaar-festivity | $50.00 | 12/4/2011 12:18:21 PM |
loanman2007 | $25.00 | 12/4/2011 1:10:49 PM |
SolarMoonshine | $25.00 | 12/4/2011 2:22:52 PM |
graceful-IRAinvestment | $25.00 | 12/4/2011 4:46:19 PM |
leverage-monger | $73.00 | 12/5/2011 9:33:30 AM |
Requiem | $25.00 | 12/5/2011 10:00:38 AM |
dudebrah | $25.00 | 12/5/2011 10:23:40 AM |
Rogelio48 | $30.00 | 12/5/2011 10:37:46 AM |
atcrain07 | $50.00 | 12/5/2011 5:14:27 AM |
transaction-circuit | $50.00 | 12/5/2011 10:54:46 AM |
AndChicksforFree | $25.00 | 12/4/2011 1:48:30 PM |
patriot0 | $100.00 | 12/4/2011 12:44:47 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:58 PM |
Danjack_Capital | $25.00 | 12/5/2011 7:17:27 AM |
foothillender | $25.00 | 12/5/2011 8:44:23 AM |
worth-blanket2 | $1,300.00 | 12/5/2011 11:34:34 AM |
Tikibarman | $22.00 | 12/5/2011 1:41:34 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
542597
This series of Notes was issued and sold upon the funding of the borrower loan #57014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $146.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
9 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,541 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-treasure-storm |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Almost there...
Purpose of loan: Debt Consolidation
I have been working hard to become debt free. As you can see from my profile, my credit score has increased significantly since my last Prosper Loan. I have one last debt that I need to pay off. Right now, I make a $200 payment each month but get charged $170 in interest and penalties. This loan will give me a lower interest rate and remove all penalties so that I can pay off this final debt completely.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
1stBankAndHal | $75.09 | 12/4/2011 12:05:41 PM |
pdub | $75.00 | 12/4/2011 12:08:56 PM |
green-trade-dolphin2 | $30.02 | 12/4/2011 12:03:10 PM |
GElender | $40.00 | 12/4/2011 12:11:29 PM |
chicagobanker | $75.00 | 12/4/2011 1:40:45 PM |
careful-note | $50.00 | 12/4/2011 12:19:35 PM |
tenacious-capital3 | $26.27 | 12/4/2011 12:29:42 PM |
misit | $25.00 | 12/4/2011 1:15:23 PM |
peaceful-farmer | $100.00 | 12/4/2011 4:45:29 PM |
cwegert | $50.00 | 12/4/2011 5:22:51 PM |
Beechturner | $50.00 | 12/4/2011 3:18:09 PM |
vutah | $25.00 | 12/4/2011 6:26:02 PM |
engaging-worth | $25.00 | 12/4/2011 8:19:22 PM |
social-heart | $25.00 | 12/4/2011 10:24:02 PM |
trade-burrito4 | $35.00 | 12/4/2011 12:11:32 PM |
1traveler | $25.00 | 12/4/2011 9:26:39 PM |
AFairDeal | $25.00 | 12/4/2011 12:22:17 PM |
Reddy_Capital | $36.00 | 12/4/2011 9:39:50 PM |
agile-responsibility | $25.00 | 12/4/2011 9:54:33 PM |
cashhelp | $25.00 | 12/4/2011 12:24:27 PM |
TWGCJ | $25.00 | 12/5/2011 6:19:07 AM |
killdare | $25.00 | 12/4/2011 10:17:35 PM |
BxRealtor | $25.00 | 12/4/2011 12:29:10 PM |
Pickmar | $25.00 | 12/5/2011 7:05:56 AM |
371millwood | $252.26 | 12/5/2011 7:18:57 AM |
lowrater | $100.90 | 12/4/2011 12:33:52 PM |
whitegold24k | $400.00 | 12/4/2011 1:28:32 PM |
Jayson85 | $450.00 | 12/4/2011 2:39:30 PM |
rautility | $100.00 | 12/4/2011 8:33:02 PM |
KCEnterprises | $25.00 | 12/4/2011 10:48:59 PM |
TMBank | $43.45 | 12/5/2011 5:09:08 AM |
djh47a | $25.00 | 12/5/2011 5:40:38 AM |
whitegold24k | $100.00 | 12/4/2011 12:16:13 PM |
investment-artist | $29.01 | 12/4/2011 12:17:02 PM |
Aberdeen | $1,000.00 | 12/4/2011 12:05:52 PM |
igniter584 | $25.00 | 12/4/2011 12:30:16 PM |
determined-revenue1 | $35.00 | 12/4/2011 12:09:50 PM |
indomitable-coin | $25.00 | 12/4/2011 12:10:32 PM |
superb-funds335 | $25.00 | 12/4/2011 12:14:56 PM |
thankful-nickel2 | $25.00 | 12/4/2011 1:48:31 PM |
happy-loot3 | $100.00 | 12/4/2011 2:50:04 PM |
euro-trumpet | $25.00 | 12/4/2011 3:16:54 PM |
gogene2002 | $25.00 | 12/4/2011 3:50:46 PM |
OldManP | $25.00 | 12/4/2011 2:14:26 PM |
yield-seeker | $25.00 | 12/4/2011 2:15:53 PM |
favorite-commerce | $35.00 | 12/4/2011 4:15:05 PM |
SolarMoonshine | $25.00 | 12/4/2011 2:21:49 PM |
gain-gourd | $100.00 | 12/4/2011 7:29:13 PM |
doc1 | $100.00 | 12/4/2011 7:46:18 PM |
s270 | $75.00 | 12/4/2011 6:09:09 PM |
proton346 | $25.00 | 12/4/2011 6:28:23 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:35:00 PM |
funds-captain4 | $50.00 | 12/4/2011 11:40:20 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:53 PM |
Mrs-Honeydew | $30.00 | 12/5/2011 4:50:50 AM |
Nerdster1 | $25.00 | 12/5/2011 5:00:19 AM |
radforj22 | $50.00 | 12/4/2011 12:51:11 PM |
r48 | $32.00 | 12/4/2011 2:02:59 PM |
unafraid-loan5 | $25.00 | 12/5/2011 6:38:09 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
542607
This series of Notes was issued and sold upon the funding of the borrower loan #57131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $100.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 12% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,830 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blaster519 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
This loan will be used to...pay off my credit cards
My financial situation:
I am a good candidate for this loan because...
I have a full time position with a company as a nurse for 6 years. I'm a hard working and dedicated employee and want to continue my good credit. I plan to cancel all but one credit card.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 12/5/2011 9:15:10 AM |
green-trade-dolphin2 | $28.56 | 12/5/2011 9:03:39 AM |
igniter584 | $25.00 | 12/5/2011 9:21:48 AM |
pdub | $75.00 | 12/5/2011 9:23:24 AM |
dudebrah | $25.00 | 12/5/2011 12:24:57 PM |
LongTail | $25.00 | 12/5/2011 1:31:35 PM |
gain-mountain1 | $100.00 | 12/5/2011 12:04:32 PM |
AFairDeal | $25.00 | 12/5/2011 9:25:33 AM |
careful-note | $50.00 | 12/5/2011 5:14:33 PM |
axl163 | $25.00 | 12/5/2011 11:42:06 AM |
radforj22 | $50.00 | 12/5/2011 1:35:46 PM |
blot44 | $25.00 | 12/5/2011 5:43:11 PM |
timbob | $100.00 | 12/5/2011 6:01:25 PM |
favorite-commerce | $35.00 | 12/5/2011 6:29:08 PM |
BlessedEveryDay | $25.00 | 12/5/2011 7:48:14 PM |
ncg1983 | $50.00 | 12/5/2011 6:53:33 PM |
chicagobanker | $50.00 | 12/5/2011 8:33:47 PM |
umfan123 | $25.00 | 12/5/2011 8:52:48 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:25:55 PM |
Recyclist | $34.00 | 12/6/2011 7:54:26 AM |
Eric_Gagne | $25.00 | 12/6/2011 8:11:51 AM |
finance-symphony7 | $150.00 | 12/5/2011 7:20:37 PM |
dpa24 | $38.21 | 12/6/2011 9:53:38 AM |
thankful-nickel2 | $25.00 | 12/6/2011 10:40:58 AM |
credit-socrates648 | $1,237.79 | 12/6/2011 12:14:23 PM |
auctionator1 | $25.00 | 12/6/2011 12:12:11 PM |
BxRealtor | $25.00 | 12/5/2011 9:21:41 AM |
aabadabadoo | $25.00 | 12/5/2011 9:22:39 AM |
happy-loot3 | $100.00 | 12/5/2011 9:15:01 AM |
bazaar-festivity | $50.00 | 12/5/2011 9:30:47 AM |
Jimmy_SoCal | $50.00 | 12/5/2011 3:37:13 PM |
SolarMoonshine | $25.00 | 12/5/2011 9:57:17 AM |
Bank_Of_XL | $25.00 | 12/5/2011 11:06:59 AM |
riproaringrapids | $25.00 | 12/5/2011 5:20:14 PM |
dproxima | $25.00 | 12/5/2011 4:37:39 PM |
mad-scientist418 | $25.00 | 12/5/2011 6:19:35 PM |
mattblizz | $50.00 | 12/5/2011 7:12:33 PM |
1traveler | $25.00 | 12/5/2011 10:49:43 PM |
donenzo | $25.00 | 12/6/2011 4:55:38 AM |
swissbanker | $25.00 | 12/6/2011 7:14:55 AM |
social-heart | $25.00 | 12/6/2011 9:26:27 AM |
Hogan55 | $26.44 | 12/6/2011 12:58:27 AM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:32 AM |
43 Investments
|
Borrower Payment Dependent Notes Series
542651
This series of Notes was issued and sold upon the funding of the borrower loan #57020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $119.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 16y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,090 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| elated-openness4 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2010)
|
Principal balance:
| $601.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
prancerboy
Purpose of loan:
This loan will be used to...I need to pay off some medical bills,debit consolidation, some home improvements, tires
My financial situation:
I am a good candidate for this loan because, I have been working for the same company for 10 plus years. Consolidating my debt would tremendously help me. I would also, when possible, pay more each month, to pay my debt down.
Monthly net income: $ 3,000 after taxes
Monthly expenses: $
Housing: $ (live w/boyfriend)
Insurance: $
Car expenses: $415.00 per month
Utilities: $
Phone, cable, internet: $
Food, entertainment: $ 300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 12/4/2011 2:26:29 PM |
InChicago | $149.00 | 12/4/2011 3:07:40 PM |
lendstats_com | $200.00 | 12/4/2011 9:40:19 PM |
green-trade-dolphin | $32.00 | 12/4/2011 12:02:56 PM |
graceful-IRAinvestment | $25.00 | 12/4/2011 12:09:38 PM |
finance-prescription | $100.00 | 12/4/2011 12:20:47 PM |
pdub | $75.00 | 12/4/2011 12:08:57 PM |
GElender | $40.00 | 12/4/2011 12:11:29 PM |
luv4cycling | $30.00 | 12/4/2011 12:21:35 PM |
loanman2007 | $100.00 | 12/4/2011 1:00:28 PM |
PleaseDontDefault | $50.00 | 12/4/2011 2:51:20 PM |
SFBank | $50.00 | 12/4/2011 3:35:58 PM |
platinum-boss2 | $25.00 | 12/4/2011 5:14:10 PM |
zeeexsixare | $200.00 | 12/4/2011 6:00:42 PM |
vutah | $30.00 | 12/4/2011 8:23:45 PM |
ronin4sale | $25.00 | 12/4/2011 4:28:27 PM |
EEasyMoney | $25.00 | 12/4/2011 7:43:19 PM |
beachfunder | $50.00 | 12/4/2011 11:02:09 PM |
SLN-10 | $50.00 | 12/4/2011 12:14:07 PM |
q4golf | $25.00 | 12/5/2011 4:10:47 AM |
bsh297 | $35.95 | 12/5/2011 6:17:27 AM |
nfx | $40.00 | 12/4/2011 12:30:04 PM |
jmeasn | $105.82 | 12/4/2011 11:15:03 PM |
SolarMoonshine | $25.00 | 12/4/2011 2:20:20 PM |
beachfunder | $0.86 | 12/5/2011 7:08:24 AM |
AndChicksforFree | $25.00 | 12/4/2011 1:34:58 PM |
lucrative-loan | $25.00 | 12/4/2011 4:10:25 PM |
bullish2bearish | $25.00 | 12/4/2011 12:05:04 PM |
shawnw2 | $118.37 | 12/5/2011 5:18:13 AM |
312-Lender | $25.00 | 12/4/2011 12:10:59 PM |
RoZu_Lending | $100.00 | 12/4/2011 12:24:36 PM |
Feyenoord | $30.00 | 12/4/2011 12:57:46 PM |
SecondChanceLendingSERV | $25.00 | 12/4/2011 1:40:08 PM |
bazaar-festivity | $50.00 | 12/4/2011 12:18:21 PM |
chicagobanker | $50.00 | 12/4/2011 1:40:19 PM |
fabulous-community4 | $25.00 | 12/4/2011 4:12:49 PM |
trumpeter5 | $25.00 | 12/4/2011 2:38:26 PM |
gain-gourd | $100.00 | 12/4/2011 7:29:15 PM |
doc1 | $100.00 | 12/4/2011 7:48:27 PM |
hellasow | $25.00 | 12/4/2011 9:42:08 PM |
beachfunder | $25.00 | 12/4/2011 11:03:16 PM |
Kash2010lu | $25.00 | 12/4/2011 12:07:52 PM |
abundant-power | $50.00 | 12/4/2011 12:10:10 PM |
irrelevant | $25.00 | 12/5/2011 6:06:10 AM |
worldly-gold | $50.00 | 12/4/2011 12:21:47 PM |
sharp518 | $100.00 | 12/5/2011 6:57:04 AM |
DHolly | $31.00 | 12/4/2011 1:04:52 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:08 AM |
duty-monger | $50.00 | 12/5/2011 4:42:19 AM |
fund-dragster | $25.00 | 12/5/2011 5:55:31 AM |
LittleMingo | $27.00 | 12/4/2011 4:52:02 PM |
towering-cash6 | $25.00 | 12/4/2011 7:04:12 PM |
exchange-squirrel | $100.00 | 12/4/2011 7:36:01 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:58 PM |
melodious-openness | $50.00 | 12/4/2011 10:45:19 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
542737
This series of Notes was issued and sold upon the funding of the borrower loan #57197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $172.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
9 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,893 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| safe-liberty2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...help with plane tickets to return to the United States for Christmas. We work for the DoD in Germany.
My financial situation:
I am a good candidate for this loan because...I am a responsible teacher who has worked for DoDEA for six years. I have a stable job and am paid well.
Monthly net income: $ 7,000
Monthly expenses: $ 800.00
Housing: $ Paid by my work
Insurance: $ 150.00
Car expenses: $ 175.00
Utilities: $ Paid by work
Phone, cable, internet: $ 60.00
Food, entertainment: $ 600.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 300.00
Other expenses: $
N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $31.00 | 12/5/2011 9:37:56 AM |
worth-blanket2 | $3,600.00 | 12/5/2011 11:36:27 AM |
transaction-circuit | $50.00 | 12/5/2011 10:54:47 AM |
loanman2007 | $150.00 | 12/5/2011 10:59:32 AM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 11:21:55 AM |
SolarMoonshine | $25.00 | 12/5/2011 9:54:35 AM |
greencat | $50.00 | 12/5/2011 11:15:48 AM |
finance-investor3 | $25.00 | 12/5/2011 11:32:06 AM |
graceful-IRAinvestment | $100.00 | 12/5/2011 10:31:57 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
542743
This series of Notes was issued and sold upon the funding of the borrower loan #57033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $259.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 12% |
Credit score:
| 620-639 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 0y 5m |
Amount delinquent:
| $5,857 |
Total credit lines:
| 10 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $3,766 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| SummerStar75 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,100.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2010)
|
Principal balance:
| $556.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
My gift to myself = clearing debt
Purpose of loan: start 2012 off right
This loan will be used to get ahead on my mortgage, pay off recent credit card debt (at a 31.99% APR).
My financial situation: I recently stopped working for myself and started working for a large company. That has lowered my total income but has put me in a great path moving forward.
I am a good candidate for this loan because I've never missed a payment with my existing Prosper loan and have no intentions on missing any with this one. My new job provide a lot of stability and security.
Monthly net income: $5,000 (approximately)
My expenses are as follows:
Housing: $1,500
Insurance: $150
Car expenses: $300
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $125
Credit cards and other loans: $350
Other expenses: $1500 (alimony to my ex-wife)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
abundant-power | $50.00 | 12/5/2011 5:11:12 PM |
Aberdeen | $6,450.00 | 12/5/2011 5:14:54 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
542773
This series of Notes was issued and sold upon the funding of the borrower loan #57211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,065 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| established-loyalty721 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation, auto repairs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 12/6/2011 10:22:28 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
542787
This series of Notes was issued and sold upon the funding of the borrower loan #57116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $105.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 16y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,093 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| transaction-apple |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Ford Expenses
Purpose of loan:
This loan will be used to...pay for transmission and other minor repairs
My financial situation:
I am a good candidate for this loan because...I have been employed at the same company for over 16 years. I had a Prosper Loan once before and paid it off early. My husband is also a full-time employee who has been there for 8 years.
Monthly net income: $2375
Monthly expenses: $
Housing: $1300
Insurance: $251
Car expenses: $0
Utilities: $180
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 12/6/2011 9:04:19 AM |
klinebarger | $25.00 | 12/6/2011 9:06:15 AM |
happy-loot3 | $100.00 | 12/6/2011 9:08:06 AM |
Whipster | $40.00 | 12/6/2011 9:10:05 AM |
trade-burrito4 | $35.00 | 12/6/2011 9:18:33 AM |
timbob | $25.00 | 12/6/2011 9:23:17 AM |
Socorro_Capital_Partners | $25.01 | 12/6/2011 9:27:08 AM |
determined-revenue1 | $35.00 | 12/6/2011 9:38:42 AM |
cwegert | $25.00 | 12/6/2011 10:47:30 AM |
Money_Working | $39.26 | 12/6/2011 10:50:09 AM |
JordansGood | $29.16 | 12/6/2011 9:44:52 AM |
AFairDeal | $25.00 | 12/6/2011 9:46:25 AM |
bazaar-festivity | $50.00 | 12/6/2011 9:22:32 AM |
ryan6853 | $25.00 | 12/6/2011 9:23:37 AM |
pdub | $75.00 | 12/6/2011 9:39:39 AM |
careful-note | $50.00 | 12/6/2011 9:44:04 AM |
Laxa | $25.00 | 12/6/2011 9:48:11 AM |
tenacious-capital3 | $26.27 | 12/6/2011 9:08:17 AM |
AF-Chief | $25.00 | 12/6/2011 9:10:18 AM |
loanman2007 | $25.00 | 12/6/2011 9:11:08 AM |
Investor_DP | $100.00 | 12/6/2011 9:18:08 AM |
investmentgroup | $25.00 | 12/6/2011 9:13:28 AM |
FutureLenderEC | $26.59 | 12/6/2011 9:21:00 AM |
Tradesmanlender | $25.00 | 12/6/2011 9:28:35 AM |
brazilofmux | $100.00 | 12/6/2011 9:29:10 AM |
igniter584 | $25.00 | 12/6/2011 9:35:40 AM |
BenR | $100.00 | 12/6/2011 9:34:50 AM |
wonder3 | $35.00 | 12/6/2011 9:40:36 AM |
pound-mushroom3 | $25.00 | 12/6/2011 9:42:22 AM |
spitzbergen | $25.00 | 12/6/2011 9:45:10 AM |
1stBankAndHal | $25.06 | 12/6/2011 9:41:16 AM |
thankful-nickel2 | $25.00 | 12/6/2011 10:32:42 AM |
credit-socrates648 | $1,598.65 | 12/6/2011 11:03:47 AM |
one-midas | $25.00 | 12/6/2011 9:35:23 AM |
mtquan | $25.00 | 12/6/2011 9:37:36 AM |
new-point-bandit | $50.00 | 12/6/2011 9:40:30 AM |
Mrs-Honeydew | $35.00 | 12/6/2011 10:33:27 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
542829
This series of Notes was issued and sold upon the funding of the borrower loan #57057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
5 | Length of status: | 26y 4m |
Amount delinquent:
| $4,951 |
Total credit lines:
| 22 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $217,352 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| efficient-basis479 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family7
Purpose of loan:
This loan will be used to pay some bills
My financial situation:
I am a good candidate for this loan because I have a steady income and am committed to gfetting out of debt as soon as possible by laddering my outstanding debts
Monthly net income: $7000
Monthly expenses: $6700
Housing: $3750
Insurance: $250
Car expenses: $400
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $1500
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 12/6/2011 10:23:56 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
542833
This series of Notes was issued and sold upon the funding of the borrower loan #57024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1975 |
Debt/Income ratio:
| 48% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,757 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| No | | |
Screen name:
| special-fund9 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
red bull
Purpose of loan:
This loan will be used to...pay IRS
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 12/5/2011 5:08:17 PM |
ultimate-peace | $150.00 | 12/5/2011 5:02:34 PM |
gotjack | $25.00 | 12/6/2011 9:07:45 AM |
worth-blanket2 | $3,800.00 | 12/6/2011 10:23:18 AM |
SLN-10 | $50.00 | 12/5/2011 5:17:38 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
542849
This series of Notes was issued and sold upon the funding of the borrower loan #57036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1992 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,569 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-fairness-deployment |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
taz
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5200
Monthly expenses: $600.00
Housing: $
Insurance: $131.00
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,600.00 | 12/6/2011 10:22:51 AM |
golden-velocity9 | $25.00 | 12/5/2011 5:34:30 PM |
timbob | $100.00 | 12/5/2011 6:01:32 PM |
profit-powerplant | $25.00 | 12/6/2011 9:44:09 AM |
ChrisProsper | $50.00 | 12/6/2011 10:55:24 AM |
museic1 | $200.00 | 12/6/2011 5:29:02 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
543025
This series of Notes was issued and sold upon the funding of the borrower loan #57176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $380.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 39% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,101 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| currency-hickory8 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Nurse
Purpose of loan:
This loan will be used to...
debt consolidation
My financial situation:
I am a good candidate for this loan because...
full time worker for over 30 yrs,28 yrs at previous job and 3 yrs and 5 months at present job.I always pay my debt.
Monthly net income: $2,700.00
Monthly expenses: $2,000.00
Housing: $1,100.00
Insurance: $55.00
Car expenses: $80.00
Utilities: $250.00
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $367.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $9,400.00 | 12/7/2011 10:48:09 AM |
papaloha | $25.00 | 12/7/2011 9:06:52 AM |
red-power-pecan | $50.00 | 12/7/2011 9:36:15 AM |
pdub | $75.00 | 12/7/2011 9:11:10 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
543051
This series of Notes was issued and sold upon the funding of the borrower loan #57241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-07-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 10.63% |
Borrower rate/APR:
| 11.63% / 19.35% |
Monthly payment:
| $177.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.46% | | |
| |
Estimated return*:
| 4.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
10 | Length of status: | 7y 8m |
Amount delinquent:
| $23,100 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,349 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agreement-mountain |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday loan
Purpose of loan:
This loan will be used to supplement my income during year-end.
My financial situation:
I am a good candidate for this loan because I will be able to pay back the loan with my upcoming bonuses. I have historically received at least $6,000 each in March and September. I am in need of additional income as I had unforeseen expenses this month.
Monthly net income: $9,700
Housing: $ 1456
Insurance: $ 211
Car expenses: $ 480
Utilities: $ 135
Phone, cable, internet: $ 180
Food, entertainment: $ 200
Clothing, household expenses: $ 300
Credit cards and other loans: $ 1881
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jarf | $25.00 | 12/7/2011 9:20:52 AM |
wealth-renaissance5 | $25.00 | 12/7/2011 9:43:08 AM |
IPG1 | $25.00 | 12/7/2011 9:10:00 AM |
transparency-universe8 | $25.00 | 12/7/2011 10:12:07 AM |
happy-loot3 | $100.00 | 12/7/2011 9:53:03 AM |
worth-blanket2 | $1,400.00 | 12/7/2011 10:49:50 AM |
careful-note | $50.00 | 12/7/2011 9:18:19 AM |
igniter584 | $25.00 | 12/7/2011 9:23:39 AM |
AFairDeal | $25.00 | 12/7/2011 9:33:32 AM |
newest-generous-income | $25.00 | 12/7/2011 9:45:17 AM |
a-finance-nirvana | $25.00 | 12/7/2011 9:59:34 AM |
income-safehouse9 | $250.00 | 12/7/2011 10:12:41 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
543101
This series of Notes was issued and sold upon the funding of the borrower loan #57223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Dec-07-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 18.12% |
Borrower rate/APR:
| 19.12% / 29.04% |
Monthly payment:
| $184.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.69% | | |
| |
Estimated return*:
| 8.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 43% |
Credit score:
| 600-619 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Landscaping |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,892 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-income-leather |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2011)
|
Principal balance:
| $5,169.28 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Auto Repair
Purpose of loan: Auto Repair
This loan will be used to... replace transmission
My financial situation: Good
I am a good candidate for this loan because...
Monthly net income: $ 2400
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 12/7/2011 9:06:54 AM |
nimble-revenue5 | $50.00 | 12/7/2011 9:12:29 AM |
fortytwo | $150.00 | 12/7/2011 9:09:28 AM |
DHolly | $31.00 | 12/7/2011 9:17:52 AM |
cognizant-rupee7 | $25.00 | 12/7/2011 9:14:39 AM |
graceful-investment | $50.00 | 12/7/2011 9:17:52 AM |
MoneyBadger | $25.00 | 12/7/2011 9:20:02 AM |
economy-coup | $50.00 | 12/7/2011 9:18:25 AM |
managedfund | $1,269.00 | 12/7/2011 9:29:35 AM |
Jack55304 | $200.00 | 12/7/2011 9:09:52 AM |
golden-velocity9 | $25.00 | 12/7/2011 9:26:05 AM |
dynamic-capital | $25.00 | 12/7/2011 9:22:29 AM |
pound-mushroom3 | $25.00 | 12/7/2011 9:09:57 AM |
IIP77 | $25.00 | 12/7/2011 9:11:40 AM |
richboy56 | $25.00 | 12/7/2011 9:17:28 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
543151
This series of Notes was issued and sold upon the funding of the borrower loan #57238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $95.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| 71% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,479 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| autonomous-integrity036 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2011)
|
Principal balance:
| $2,902.83 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Help with medical bills
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5100.00
Monthly expenses: $500.00
Housing: $950.
Insurance: $195.00
Car expenses: $1000.
Utilities: $300.
Phone, cable, internet: $165.
Food, entertainment: $500.
Clothing, household expenses: $250.
Credit cards and other loans: $1000.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 12/7/2011 9:03:01 AM |
papaloha | $25.00 | 12/7/2011 9:09:51 AM |
bnlforever | $25.00 | 12/7/2011 9:10:34 AM |
yield-trader | $25.00 | 12/7/2011 9:13:46 AM |
hard-working-rate3 | $100.00 | 12/7/2011 9:13:50 AM |
rate-mogul | $50.00 | 12/7/2011 9:10:19 AM |
genius520 | $50.00 | 12/7/2011 9:11:26 AM |
IIP77 | $25.00 | 12/7/2011 9:11:31 AM |
rcm87 | $50.00 | 12/7/2011 9:13:01 AM |
economy-coup | $50.00 | 12/7/2011 9:18:25 AM |
graceful-IRAinvestment | $25.00 | 12/7/2011 9:20:15 AM |
otto1939 | $103.00 | 12/7/2011 9:21:40 AM |
loyalty-sherpa | $25.00 | 12/7/2011 9:22:08 AM |
reward-adventure | $50.00 | 12/7/2011 9:22:32 AM |
careful-note | $50.00 | 12/7/2011 9:18:19 AM |
mad-scientist418 | $25.00 | 12/7/2011 9:26:11 AM |
chestnut4 | $25.00 | 12/7/2011 9:22:49 AM |
CAGE-Investments | $25.00 | 12/7/2011 9:23:47 AM |
Vreet | $25.00 | 12/7/2011 9:23:51 AM |
melodious-fairness | $25.00 | 12/7/2011 9:24:27 AM |
wigglesworth4 | $413.00 | 12/7/2011 9:27:08 AM |
enriching-credit9 | $25.00 | 12/7/2011 9:07:05 AM |
money-surge1 | $25.00 | 12/7/2011 9:07:54 AM |
fortytwo | $150.00 | 12/7/2011 9:09:28 AM |
SubmergedPilot | $25.00 | 12/7/2011 9:12:01 AM |
nimble-revenue5 | $50.00 | 12/7/2011 9:12:29 AM |
Greenbak | $25.00 | 12/7/2011 9:12:51 AM |
DHolly | $31.00 | 12/7/2011 9:13:18 AM |
ursus | $50.00 | 12/7/2011 9:15:59 AM |
MoneyBadger | $35.00 | 12/7/2011 9:19:06 AM |
bullwink27 | $25.00 | 12/7/2011 9:20:07 AM |
dajen1 | $28.00 | 12/7/2011 9:24:16 AM |
ideal-platinum1 | $25.00 | 12/7/2011 9:26:44 AM |
NeketanBank | $25.00 | 12/7/2011 9:06:32 AM |
niceguy777 | $25.00 | 12/7/2011 9:12:04 AM |
careful-vigilance4 | $50.00 | 12/7/2011 9:07:46 AM |
figs4u2 | $70.00 | 12/7/2011 9:09:31 AM |
JLMGroupFunds | $25.00 | 12/7/2011 9:14:48 AM |
nickel-ferret | $50.00 | 12/7/2011 9:12:21 AM |
Sierrahh | $25.00 | 12/7/2011 9:17:45 AM |
graceful-investment | $50.00 | 12/7/2011 9:17:53 AM |
CalBear08 | $25.00 | 12/7/2011 9:13:05 AM |
washboard1 | $25.00 | 12/7/2011 9:14:06 AM |
gotjack | $100.00 | 12/7/2011 9:19:09 AM |
vegibenz | $25.00 | 12/7/2011 9:19:57 AM |
wizard750 | $28.00 | 12/7/2011 9:20:42 AM |
proud-pound4 | $25.00 | 12/7/2011 9:16:00 AM |
studious-bonus7 | $100.00 | 12/7/2011 9:20:45 AM |
damage | $25.00 | 12/7/2011 9:22:20 AM |
shmb6508 | $50.00 | 12/7/2011 9:23:45 AM |
flexible-return297 | $25.00 | 12/7/2011 9:19:41 AM |
innocent-income4 | $25.00 | 12/7/2011 9:21:18 AM |
best-charming-leverage | $50.00 | 12/7/2011 9:07:25 AM |
the-precious-bid | $25.00 | 12/7/2011 9:18:45 AM |
determined-revenue1 | $35.00 | 12/7/2011 9:20:13 AM |
schlepper | $25.00 | 12/7/2011 9:20:36 AM |
wonderous-truth6 | $50.00 | 12/7/2011 9:25:35 AM |
golden-velocity9 | $25.00 | 12/7/2011 9:25:53 AM |
the-dollar-topper | $106.00 | 12/7/2011 9:26:52 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
517700
This series of Notes was issued and sold upon the funding of the borrower loan #56595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,100.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $68.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 20% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,405 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| darylt |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $1,400.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jan-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Last Credit Card Standing
Purpose of loan:
I want to pay off my one remaining credit card balance.
My financial situation:
Is good. I currently have regular freelance work online which supplements my full-time income by an average of $350/month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
goal-dollar1 | $50.00 | 11/28/2011 5:05:23 PM |
BxRealtor | $25.00 | 11/28/2011 5:06:20 PM |
careful-note | $50.00 | 11/28/2011 5:06:38 PM |
cordial-bonus | $25.00 | 11/28/2011 5:08:04 PM |
skillful-diversification2 | $25.00 | 11/28/2011 5:17:17 PM |
fcrick | $25.00 | 11/28/2011 5:11:38 PM |
LoanerPrincipal | $25.00 | 11/28/2011 5:18:42 PM |
GoGators01 | $25.00 | 11/28/2011 5:19:36 PM |
pdub | $75.00 | 11/28/2011 5:13:04 PM |
determined-revenue1 | $35.00 | 11/28/2011 5:24:19 PM |
cash-vault | $25.00 | 11/28/2011 5:27:12 PM |
SCD | $25.00 | 11/28/2011 2:30:43 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:19 PM |
social-heart | $25.00 | 11/28/2011 5:28:20 PM |
aabadabadoo | $25.00 | 11/28/2011 5:29:48 PM |
important-ore | $150.00 | 11/28/2011 5:29:56 PM |
SolarMoonshine | $25.00 | 11/28/2011 5:32:13 PM |
orbital-dollar2 | $9.00 | 11/28/2011 5:32:47 PM |
Brown98 | $25.00 | 11/28/2011 5:20:05 PM |
Feyenoord | $30.00 | 11/28/2011 5:09:39 PM |
chicagobanker | $75.00 | 11/28/2011 4:29:34 PM |
igniter584 | $25.00 | 11/28/2011 5:12:19 PM |
Aberdeen | $1,000.00 | 11/28/2011 5:07:25 PM |
bb575 | $50.00 | 11/28/2011 5:18:28 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:56 PM |
miket71 | $26.00 | 11/28/2011 5:32:01 PM |
Beechturner | $50.00 | 11/28/2011 5:11:08 PM |
RecoveryLender | $25.00 | 11/28/2011 5:11:27 PM |
IPG1 | $25.00 | 11/28/2011 5:32:23 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
527700
This series of Notes was issued and sold upon the funding of the borrower loan #56966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $279.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 52% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,776 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| silver-producer |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Dec-2010)
700-719
(Nov-2010)
640-659
(Nov-2009)
|
Principal balance:
| $869.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to... consolidate debt and improve cash flow
My financial situation:
I am a good candidate for this loan because... I have a flawless record of on time payments on all of my bills for the past 9 years. My first prosper loan is going on 24 straight months of on time payments. This loan will lower my debt payments by $240.00 a month.
Monthly net income: $2550.00
Monthly expenses: $1880.00, $1640 after this loan
Housing: $350.00
Insurance: $60.00
Car expenses: $285.00
Utilities: $100.00
Phone, cable, internet: $25.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $864.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 12/1/2011 9:05:32 AM |
lendstats_com | $200.00 | 12/1/2011 9:25:08 AM |
InChicago | $200.00 | 12/1/2011 10:09:40 AM |
shawnw2 | $100.00 | 12/1/2011 8:48:55 PM |
return-grizzly | $100.00 | 12/2/2011 12:39:57 AM |
AF-Chief | $25.00 | 12/1/2011 9:10:19 AM |
Jack55304 | $200.00 | 12/1/2011 9:18:51 AM |
jjswanso | $71.00 | 12/1/2011 9:21:02 AM |
tenacious-capital3 | $25.00 | 12/1/2011 9:19:33 AM |
missing-link | $25.00 | 12/1/2011 9:34:10 AM |
fortytwo | $150.00 | 12/1/2011 9:28:00 AM |
pound-mushroom3 | $25.00 | 12/1/2011 9:28:09 AM |
luv4cycling | $30.00 | 12/1/2011 9:34:56 AM |
SLN-10 | $50.00 | 12/1/2011 9:35:05 AM |
vtrentster | $25.00 | 12/1/2011 11:11:11 AM |
just-loyalty643 | $50.00 | 12/1/2011 11:33:30 AM |
handy-justice | $50.00 | 12/1/2011 11:40:38 AM |
economy-producer | $25.00 | 12/1/2011 9:08:37 AM |
green28 | $100.00 | 12/1/2011 10:27:15 AM |
economy-shrubbery6 | $50.00 | 12/1/2011 11:49:01 AM |
Scotcha | $45.00 | 12/1/2011 11:50:39 AM |
lowrater | $100.70 | 12/1/2011 11:51:11 AM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 11:26:49 AM |
RoZu_Lending | $100.00 | 12/1/2011 9:14:26 AM |
Feyenoord | $30.00 | 12/1/2011 12:39:27 PM |
valiant-note129 | $50.00 | 12/1/2011 2:04:51 PM |
shrewd-income | $150.00 | 12/1/2011 3:22:25 PM |
SolarMoonshine | $25.00 | 12/1/2011 3:32:50 PM |
GElender | $40.00 | 12/1/2011 9:41:04 AM |
graceful-IRAinvestment | $120.00 | 12/1/2011 9:42:20 AM |
wealth-tremolo7 | $25.00 | 12/1/2011 5:16:38 PM |
IIP77 | $25.00 | 12/1/2011 5:23:23 PM |
proper-revenue7 | $25.00 | 12/1/2011 5:45:33 PM |
rewards | $25.00 | 12/1/2011 6:25:15 PM |
loanman2007 | $200.00 | 12/1/2011 12:17:52 PM |
trumpeter5 | $25.00 | 12/1/2011 1:42:54 PM |
ronin4sale | $25.00 | 12/1/2011 3:18:39 PM |
moneyman369 | $62.13 | 12/1/2011 6:49:20 PM |
exciting-fairness | $200.00 | 12/1/2011 7:01:16 PM |
income-buffalo1 | $100.00 | 12/1/2011 3:37:24 PM |
scarlet-velvet | $25.08 | 12/1/2011 4:06:56 PM |
kind-lovely-marketplace | $100.00 | 12/1/2011 4:13:51 PM |
wwwUniversal | $25.00 | 12/1/2011 5:16:28 PM |
nfx | $35.00 | 12/2/2011 5:29:03 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:31 AM |
well-mannered-income3 | $60.00 | 12/1/2011 5:40:05 PM |
chicagobanker | $50.00 | 12/2/2011 7:34:39 AM |
icon7 | $50.00 | 12/2/2011 7:49:33 AM |
CASSHMAN | $150.00 | 12/1/2011 7:09:26 PM |
Bankwithme | $500.00 | 12/1/2011 8:12:04 PM |
rockhound84 | $29.00 | 12/2/2011 4:46:28 AM |
irrelevant | $25.00 | 12/2/2011 6:05:33 AM |
Rip128 | $100.00 | 12/2/2011 6:21:52 AM |
chrisb1414 | $25.00 | 12/2/2011 6:56:03 AM |
preventivepestcontrol | $75.00 | 12/2/2011 7:31:59 AM |
impeccable-ore3 | $25.00 | 12/2/2011 8:12:03 AM |
AndChicksforFree | $50.00 | 12/1/2011 9:46:11 AM |
bullish2bearish | $33.00 | 12/1/2011 12:12:08 PM |
john0720 | $25.00 | 12/2/2011 7:34:08 AM |
grammaspurse | $25.00 | 12/1/2011 9:08:44 AM |
nimble-revenue5 | $50.00 | 12/1/2011 9:18:24 AM |
Kash2010lu | $25.00 | 12/1/2011 9:29:50 AM |
credit-missile | $135.00 | 12/1/2011 10:14:50 AM |
enterprising-credit2 | $50.00 | 12/1/2011 10:32:36 AM |
green-trade-dolphin | $31.40 | 12/1/2011 9:03:02 AM |
BigSkyFinancial | $30.00 | 12/1/2011 9:58:28 AM |
organic-responsibility60 | $25.00 | 12/1/2011 11:52:13 AM |
computer758 | $25.00 | 12/1/2011 1:34:34 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:19 AM |
sensible-fund | $25.00 | 12/1/2011 1:50:21 PM |
Dubbs360 | $50.00 | 12/1/2011 9:25:54 AM |
Rollshaft | $29.00 | 12/1/2011 4:02:32 PM |
papaloha | $50.00 | 12/1/2011 4:04:56 PM |
bazaar-festivity | $50.00 | 12/1/2011 9:28:48 AM |
richboy56 | $25.00 | 12/1/2011 9:29:00 AM |
jengachamp | $25.00 | 12/1/2011 4:06:33 PM |
dinero-launcher | $25.00 | 12/1/2011 3:33:07 PM |
Byrd24 | $100.00 | 12/1/2011 4:48:41 PM |
whitegold24k | $100.00 | 12/1/2011 9:32:48 AM |
loss-of-control | $100.00 | 12/1/2011 4:57:07 PM |
312-Lender | $25.00 | 12/1/2011 5:18:44 PM |
RLaumeyer | $30.00 | 12/1/2011 9:42:16 AM |
whitegold24k | $150.00 | 12/1/2011 9:43:34 AM |
investment-comet | $25.00 | 12/1/2011 11:40:58 AM |
platinum-czar | $72.27 | 12/1/2011 7:21:29 PM |
appcoder | $40.00 | 12/1/2011 2:05:23 PM |
thoughtful-economy1 | $75.00 | 12/1/2011 8:53:59 PM |
nimble-money086 | $25.00 | 12/1/2011 2:45:31 PM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:38 PM |
cxl9 | $75.04 | 12/1/2011 6:51:33 PM |
Melander | $50.00 | 12/1/2011 9:36:16 PM |
worldly-investment333 | $25.00 | 12/1/2011 4:06:49 PM |
abundant-power | $50.00 | 12/2/2011 1:05:53 AM |
zeeexsixare | $150.00 | 12/2/2011 4:36:20 AM |
vivid-p2ploan1 | $25.00 | 12/1/2011 11:37:51 PM |
careful-note | $55.00 | 12/2/2011 4:31:36 AM |
dollar-tornado3 | $50.00 | 12/2/2011 4:55:04 AM |
patriot897 | $25.00 | 12/1/2011 5:30:07 PM |
Bob450 | $25.00 | 12/1/2011 6:51:29 PM |
jonnysixgun | $100.00 | 12/1/2011 6:56:21 PM |
first-liberty-duckling | $25.00 | 12/1/2011 7:13:18 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:06 AM |
CoolPlexer | $25.00 | 12/1/2011 9:17:10 PM |
conqueror048 | $25.00 | 12/2/2011 8:38:22 AM |
rkt88edmo | $26.26 | 12/2/2011 8:43:40 AM |
1willray | $10.12 | 12/2/2011 8:49:04 AM |
Champion_Lending | $25.00 | 12/2/2011 8:17:03 AM |
drg6289 | $25.00 | 12/2/2011 6:25:48 AM |
american-investor | $50.00 | 12/2/2011 6:33:47 AM |
worldly-income2 | $25.00 | 12/2/2011 7:32:52 AM |
high_flyer | $100.00 | 12/2/2011 7:45:38 AM |
Mrs-Honeydew | $25.00 | 12/2/2011 7:48:12 AM |
112 Investments
|
Borrower Payment Dependent Notes Series
528030
This series of Notes was issued and sold upon the funding of the borrower loan #56915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 25% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $122,795 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| punctual-affluence3 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 5 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2011)
640-659
(Feb-2011)
|
Principal balance:
| $0.35 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
My personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $29.06 | 11/18/2011 3:08:40 PM |
handy-justice | $25.00 | 11/18/2011 9:19:16 AM |
caper945 | $100.00 | 11/18/2011 9:12:49 AM |
economy-coup | $50.00 | 11/18/2011 9:36:15 AM |
papaloha | $500.00 | 11/18/2011 10:38:31 AM |
loan-mammal | $100.00 | 11/18/2011 9:05:25 AM |
312-Lender | $25.00 | 11/18/2011 9:13:22 AM |
greenback-amplifier | $25.00 | 11/18/2011 3:39:13 PM |
Beechturner | $25.00 | 11/18/2011 12:32:20 PM |
finance-mushroom | $200.00 | 11/18/2011 5:16:51 PM |
Mikale360 | $25.00 | 11/18/2011 5:41:52 PM |
travels536 | $25.00 | 11/19/2011 8:47:58 AM |
NekHoldings | $25.00 | 11/18/2011 8:11:28 PM |
SecondChanceLendingSERV | $25.00 | 11/19/2011 10:53:58 AM |
asiaratt | $50.00 | 11/19/2011 12:28:45 PM |
HHP | $100.00 | 11/19/2011 12:22:08 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:16 PM |
AF-Chief | $25.00 | 11/19/2011 12:42:40 PM |
well-mannered-income3 | $40.00 | 11/19/2011 7:27:29 PM |
handshake5 | $100.00 | 11/19/2011 12:45:13 PM |
wwwUniversal | $25.00 | 11/20/2011 12:06:33 PM |
good4loan | $50.00 | 11/19/2011 8:53:41 PM |
Socorro_Capital_Partners | $25.01 | 11/20/2011 8:15:05 AM |
graceful-investment | $50.00 | 11/20/2011 1:32:49 PM |
principal-cooker2 | $100.00 | 11/20/2011 12:06:11 PM |
Mariner3605 | $25.00 | 11/20/2011 12:17:18 PM |
Rogelio48 | $25.00 | 11/21/2011 6:33:49 AM |
productive-ore | $25.00 | 11/21/2011 4:51:20 AM |
goodhearted-generosity511 | $25.00 | 11/21/2011 6:56:23 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:19 AM |
vigorous-market5 | $200.00 | 11/21/2011 11:57:15 AM |
loanman2007 | $25.00 | 11/21/2011 9:19:42 AM |
let_me_retire | $75.00 | 11/21/2011 12:27:50 PM |
worth-blanket2 | $2,203.92 | 11/21/2011 12:44:23 PM |
icanhasloanz | $150.00 | 11/20/2011 4:22:45 PM |
toblerone | $25.00 | 11/18/2011 9:21:37 AM |
fortytwo | $150.00 | 11/18/2011 9:38:46 AM |
reflective-rupee | $25.00 | 11/18/2011 10:04:23 AM |
alexgalt | $25.00 | 11/18/2011 11:01:41 AM |
DHolly | $31.00 | 11/18/2011 9:21:58 AM |
thankful-nickel2 | $25.00 | 11/18/2011 9:24:27 AM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:54:10 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:33 PM |
enterprising-credit2 | $25.00 | 11/18/2011 2:11:56 PM |
CoolPlexer | $25.00 | 11/18/2011 6:24:28 PM |
Bob450 | $25.00 | 11/19/2011 9:06:39 AM |
finance-prescription | $100.00 | 11/19/2011 6:54:01 AM |
kind-credit-bear | $25.00 | 11/19/2011 12:33:51 PM |
shmb6508 | $30.00 | 11/19/2011 12:33:58 PM |
sensible-fund | $25.00 | 11/19/2011 10:52:57 AM |
chameleon125 | $25.00 | 11/19/2011 11:20:22 AM |
money-surge1 | $25.00 | 11/19/2011 12:45:26 PM |
capital-halo1 | $922.00 | 11/19/2011 12:47:00 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:30 PM |
social-cocktail1 | $186.00 | 11/19/2011 12:24:24 PM |
dedicated-transaction796 | $25.00 | 11/19/2011 12:28:27 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:14 PM |
shrewd-income | $75.00 | 11/19/2011 6:41:53 PM |
fabulous-community4 | $25.00 | 11/19/2011 12:45:48 PM |
kevin314 | $25.00 | 11/20/2011 12:14:41 PM |
money-baron-roth-IRA | $45.95 | 11/19/2011 8:53:16 PM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:48 PM |
ronin4sale | $25.00 | 11/20/2011 5:14:30 PM |
five-star-note | $350.00 | 11/21/2011 3:18:22 AM |
new-social-economist | $100.00 | 11/20/2011 11:09:06 PM |
verticalhorizon | $34.77 | 11/21/2011 5:10:19 AM |
matthewa | $25.00 | 11/21/2011 8:35:13 AM |
Mrs-Honeydew | $30.00 | 11/21/2011 6:49:39 AM |
dcshobby | $25.00 | 11/21/2011 11:46:45 AM |
the-hope-workhorse | $100.00 | 11/21/2011 10:43:13 AM |
70 Investments
|
Borrower Payment Dependent Notes Series
529158
This series of Notes was issued and sold upon the funding of the borrower loan #56860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 16y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,420 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-yield-gazelle |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
iaffy | $25.00 | 11/17/2011 5:39:47 PM |
fountain355 | $25.00 | 11/18/2011 5:14:48 AM |
reflective-rupee | $25.00 | 11/18/2011 10:18:26 AM |
Whipster | $25.00 | 11/19/2011 4:04:03 PM |
goodhearted-generosity511 | $25.00 | 11/19/2011 5:27:03 PM |
groundsquirrel | $25.00 | 11/20/2011 7:33:11 PM |
managedfund | $750.00 | 11/21/2011 10:28:21 AM |
let_me_retire | $100.00 | 11/21/2011 11:06:30 AM |
Robertd918 | $30.00 | 11/21/2011 2:17:34 PM |
loss-of-control | $100.00 | 11/21/2011 3:24:07 PM |
guild261 | $50.00 | 11/22/2011 5:17:28 AM |
genuine-money | $100.00 | 11/22/2011 6:21:30 AM |
SFBank | $50.00 | 11/22/2011 3:15:28 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:43:59 PM |
social-heart | $25.00 | 11/22/2011 5:30:16 PM |
Rebelrick9 | $25.00 | 11/23/2011 4:07:18 AM |
riveting-credit5 | $61.49 | 11/23/2011 7:33:50 AM |
capital-heaven5 | $200.00 | 11/22/2011 6:27:29 PM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:05 AM |
enterprising-credit2 | $50.00 | 11/22/2011 9:19:52 PM |
Something-Corporate | $25.00 | 11/17/2011 5:44:49 PM |
papaloha | $25.00 | 11/18/2011 10:29:37 AM |
alexgalt | $25.00 | 11/18/2011 11:01:25 AM |
ore-leaper1 | $45.00 | 11/18/2011 2:47:07 PM |
well-mannered-income3 | $25.00 | 11/18/2011 8:28:48 PM |
bid-stockpiler1 | $50.00 | 11/20/2011 4:32:39 PM |
MrDance123 | $50.00 | 11/21/2011 3:08:33 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:18 PM |
restless-dime | $100.00 | 11/22/2011 7:02:17 AM |
leverage-monger | $25.00 | 11/22/2011 3:19:25 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:52:53 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:29 PM |
DiligentiaLLC | $25.00 | 11/23/2011 7:28:13 AM |
pfh | $25.00 | 11/23/2011 9:27:45 AM |
Kids-College-Fund | $138.51 | 11/23/2011 9:39:30 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
529348
This series of Notes was issued and sold upon the funding of the borrower loan #57000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 16y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,075 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| gallant-capital4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off my high interest credit cards.
My financial situation:
I am a good candidate for this loan because I have already paid off the majority of my cards, but need help getting rid of the rest.
Monthly net income: $53,127
Monthly expenses: $0
Housing: $712
Insurance: $135
Car expenses: $530
Utilities: $105
Phone, cable, internet: $90
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
principal-cooker2 | $100.00 | 11/26/2011 12:06:09 PM |
Banker_Joe | $25.00 | 11/26/2011 7:01:23 PM |
daekpon | $50.00 | 11/27/2011 9:53:40 AM |
greenwell | $25.00 | 11/27/2011 9:35:46 AM |
beachfunder | $25.00 | 11/29/2011 6:10:52 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:29 AM |
pdub | $75.00 | 11/30/2011 5:07:57 PM |
social-cocktail1 | $200.00 | 11/30/2011 5:24:47 PM |
sparkling-basis0 | $40.90 | 11/30/2011 6:00:31 PM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 9:34:45 PM |
l2fp | $25.00 | 11/30/2011 10:11:42 PM |
graceful-IRAinvestment | $80.00 | 12/1/2011 10:35:43 AM |
valiant-note129 | $50.00 | 12/1/2011 3:05:07 PM |
careful-note | $55.00 | 12/2/2011 4:31:23 AM |
nfx | $25.00 | 12/2/2011 9:03:57 AM |
Rogelio48 | $40.00 | 12/2/2011 3:42:43 AM |
preventivepestcontrol | $50.00 | 12/2/2011 7:51:28 AM |
affluence-generator2 | $100.00 | 12/2/2011 12:07:07 PM |
nimble-money086 | $25.00 | 12/2/2011 9:14:07 PM |
let_me_retire | $100.00 | 12/5/2011 2:21:30 PM |
deal-marauder6 | $25.00 | 12/5/2011 3:34:02 PM |
asiaratt | $50.00 | 12/5/2011 5:08:54 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:36 PM |
silver-birdie | $100.00 | 12/5/2011 5:13:08 PM |
mighty-value | $30.00 | 12/5/2011 5:14:57 PM |
eronyc | $25.00 | 12/5/2011 5:22:56 PM |
historic-nickel | $25.00 | 12/5/2011 5:31:21 PM |
jamiee73 | $25.00 | 12/5/2011 2:17:16 PM |
top-historic-peso | $25.00 | 12/5/2011 5:41:07 PM |
DrewOdette | $25.00 | 12/5/2011 9:57:12 PM |
the-thrifty-commitment | $51.14 | 12/6/2011 4:22:21 AM |
pious-market939 | $40.00 | 12/6/2011 4:14:12 AM |
shmb6508 | $50.00 | 12/5/2011 5:33:05 PM |
sosleep | $25.00 | 12/6/2011 8:16:07 AM |
treasure-hunter270 | $25.00 | 12/5/2011 5:48:09 PM |
beachfunder | $25.00 | 12/6/2011 9:10:36 AM |
dough-bear | $25.00 | 12/6/2011 9:19:55 AM |
economy-lotus | $25.00 | 12/6/2011 9:18:49 AM |
ah-long | $25.00 | 12/6/2011 9:24:47 AM |
loanman2007 | $25.00 | 12/6/2011 9:25:10 AM |
Comoparklender | $25.00 | 12/6/2011 9:29:16 AM |
rakey | $25.00 | 12/6/2011 6:03:53 AM |
steven3333 | $25.00 | 12/6/2011 9:36:50 AM |
MrBailey | $25.00 | 12/6/2011 9:38:37 AM |
thankful-nickel2 | $25.00 | 12/6/2011 10:40:16 AM |
market-pudding | $25.00 | 12/6/2011 12:14:08 PM |
kegs | $759.55 | 12/6/2011 12:32:41 PM |
penny-bearer3 | $100.00 | 12/6/2011 11:25:16 AM |
bnlforever | $25.00 | 12/6/2011 9:24:04 AM |
loan-chorus4 | $26.93 | 12/6/2011 10:03:52 AM |
investment-comet | $25.00 | 12/6/2011 11:09:21 AM |
I-Believe-In-You | $32.19 | 12/6/2011 11:49:48 AM |
pound-mushroom3 | $25.00 | 11/26/2011 12:23:09 PM |
Bcs-cnc | $25.00 | 11/26/2011 7:27:38 PM |
Core-Marketing | $25.00 | 11/27/2011 4:40:50 AM |
careful-note | $70.00 | 11/28/2011 4:37:04 AM |
patriot897 | $25.00 | 11/28/2011 10:44:20 AM |
fortytwo | $150.00 | 11/28/2011 5:21:41 PM |
larryboy10 | $25.00 | 11/28/2011 7:16:54 PM |
bright-exchange | $25.00 | 11/29/2011 2:09:41 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:48 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:26 AM |
IIP77 | $25.00 | 11/30/2011 3:20:27 AM |
economy-producer | $25.00 | 11/30/2011 5:29:06 PM |
best-currency-exec | $50.00 | 12/1/2011 1:56:55 AM |
dollar-tornado3 | $25.00 | 12/1/2011 6:43:39 AM |
greencat | $50.00 | 12/1/2011 7:26:35 AM |
finance-prescription | $93.00 | 12/1/2011 9:40:43 AM |
enterprising-credit2 | $25.00 | 12/1/2011 4:28:18 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:53 AM |
vivid-p2ploan1 | $25.00 | 12/1/2011 11:30:24 PM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:35 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:35 PM |
ore-leaper1 | $45.00 | 12/2/2011 10:50:44 AM |
new-intuitive-dime | $25.00 | 12/2/2011 7:29:33 PM |
heart514 | $25.00 | 12/2/2011 7:52:24 PM |
red-benefit-ruler | $50.00 | 12/4/2011 11:52:51 AM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:57:56 AM |
agalt | $85.00 | 12/5/2011 2:05:28 PM |
fantastic-wampum1 | $100.00 | 12/5/2011 9:32:41 AM |
HHP | $100.00 | 12/5/2011 5:13:36 PM |
toblerone | $25.00 | 12/5/2011 5:23:36 PM |
first-friendly-listing | $25.00 | 12/5/2011 1:57:56 PM |
desertoasis | $25.00 | 12/5/2011 5:39:18 PM |
ven | $50.00 | 12/5/2011 4:50:03 PM |
Alpha-AssistU | $25.00 | 12/5/2011 5:17:41 PM |
klend4 | $25.00 | 12/6/2011 3:27:37 AM |
IIP77 | $25.00 | 12/6/2011 3:51:55 AM |
green28 | $100.00 | 12/6/2011 4:57:45 AM |
hopeful-deal7 | $25.00 | 12/5/2011 5:30:37 PM |
terrific-return | $30.00 | 12/6/2011 7:53:26 AM |
the-innovator331 | $50.00 | 12/6/2011 8:13:48 AM |
treasure-hunter270 | $25.00 | 12/5/2011 5:41:49 PM |
gtrplayer | $37.89 | 12/6/2011 9:00:12 AM |
wwwUniversal | $25.00 | 12/6/2011 9:15:38 AM |
oldmora | $31.00 | 12/6/2011 9:17:19 AM |
Mariner3605 | $25.00 | 12/6/2011 9:27:53 AM |
j3141592t | $25.00 | 12/6/2011 9:29:41 AM |
Malkial | $25.00 | 12/6/2011 4:57:55 AM |
Gladglide | $25.00 | 12/6/2011 9:30:03 AM |
Bob450 | $30.00 | 12/6/2011 6:54:26 AM |
repaymeplease | $25.00 | 12/6/2011 7:56:17 AM |
JauaFlash | $25.00 | 12/6/2011 9:43:45 AM |
mclilpaws | $25.00 | 12/6/2011 10:51:44 AM |
kulender | $100.00 | 12/6/2011 9:06:32 AM |
CA-Lender | $25.00 | 12/6/2011 11:22:18 AM |
cmg891 | $25.00 | 12/6/2011 11:46:09 AM |
rvfbroker | $25.00 | 12/6/2011 9:11:44 AM |
rutzebach | $49.52 | 12/6/2011 11:27:13 AM |
point-commando | $25.00 | 12/6/2011 12:20:54 PM |
dime-mad-scientist | $25.00 | 12/6/2011 12:27:07 PM |
repayment-pudding | $25.00 | 12/6/2011 9:36:02 AM |
ofern01 | $50.00 | 12/6/2011 9:54:21 AM |
treasure-birdie3 | $50.00 | 12/6/2011 9:57:12 AM |
PrincessGrace33 | $32.05 | 12/6/2011 10:19:06 AM |
a-community-aficionado | $25.83 | 12/6/2011 10:35:00 AM |
active-note7 | $25.00 | 12/6/2011 11:48:45 AM |
new-gold-wrangler | $2,000.00 | 12/6/2011 12:26:45 PM |
118 Investments
|
Borrower Payment Dependent Notes Series
529356
This series of Notes was issued and sold upon the funding of the borrower loan #56379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $70.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 15y 4m |
Amount delinquent:
| $90 |
Total credit lines:
| 7 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,250 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| detroitclaydog |
Borrower's state:
| Michigan |
Borrower's group:
| Desert Orchid Lending Group, Dedicated to You!! |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2010)
(Jan-2007)
|
Principal balance:
| $736.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 53 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation: Is comfortable
I am a good candidate for this loan because...Although I'm on a fixed income, I work part time for my son's wife's home car company (manage car fleet) which at times nets me as much as $1000.00 mo but always at least $300.00....I live a simple life, rarely travel far, mostly enjoy my family and watching my grand kids grow and change.
Monthly net income: $2567
Monthly expenses: $1904
Housing: $719.00 rent
Insurance: $91.00 car
Car expenses: $0.00 no car payment..gas=$200
Utilities: $32 elec..gas $0 in summer $30-50 winter
Phone, cable, internet: $120.00 (all three)
Food, entertainment: $400.00
Clothing, household expenses: $50.00
Credit cards and other loans: $150.00 this is what I'm consolidating
$52.00 for Prosper
Other expenses: $50.00 (?)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/21/2011 5:05:25 PM |
LittleMingo | $30.00 | 11/21/2011 5:10:43 PM |
KLCRAY | $25.00 | 11/21/2011 5:12:34 PM |
Feyenoord | $30.00 | 11/21/2011 5:21:17 PM |
Aberdeen | $1,620.00 | 11/21/2011 5:21:30 PM |
influential-benjamins0 | $100.00 | 11/21/2011 5:12:38 PM |
AndChicksforFree | $25.00 | 11/21/2011 5:17:12 PM |
igniter584 | $25.00 | 11/21/2011 5:05:41 PM |
loan-mammal | $100.00 | 11/21/2011 5:06:57 PM |
enriching-trade2 | $50.00 | 11/21/2011 5:18:31 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
533320
This series of Notes was issued and sold upon the funding of the borrower loan #56785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-27-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $66.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 27% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
5 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,885 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adaptable-peso1 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to make home repairs
Purpose of loan:
This loan will be used to...
Make minor repairs on our home. I have sent two rocks through a couple of our sunroom windows with the weed eater and need to make a small repair to fix some storm damage to gutters that wasn't covered by insurance.
My financial situation:
I am a good candidate for this loan because...my wife and I have worked in public education for over 20 yrs. Our jobs are very secure and not in jeopardy of being laid off. My credit rating is over 800!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LoanerPrincipal | $25.00 | 11/24/2011 9:09:38 AM |
aabadabadoo | $25.00 | 11/24/2011 9:06:03 AM |
D911ave | $39.00 | 11/24/2011 9:22:45 AM |
bb575 | $50.00 | 11/24/2011 9:28:35 AM |
kinetic-social | $50.00 | 11/24/2011 9:49:31 AM |
SolarMoonshine | $25.00 | 11/24/2011 6:20:24 PM |
BxRealtor | $25.00 | 11/24/2011 9:11:52 AM |
Poker_Grandpa | $25.00 | 11/24/2011 10:17:43 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:44 AM |
goal-dollar1 | $50.00 | 11/25/2011 9:34:43 AM |
focused-investment442 | $25.00 | 11/24/2011 1:14:37 PM |
Leopoldine | $25.00 | 11/25/2011 11:38:56 AM |
myworld701 | $25.00 | 11/25/2011 5:31:03 AM |
Bank_Of_XL | $25.00 | 11/25/2011 7:50:32 AM |
Theodon | $25.00 | 11/26/2011 4:12:42 AM |
cwegert | $25.00 | 11/26/2011 6:59:26 AM |
RicheyRich | $25.00 | 11/25/2011 3:52:31 PM |
vine99 | $90.00 | 11/26/2011 10:11:50 AM |
Yaout | $133.52 | 11/26/2011 11:06:21 PM |
pinnacle10 | $100.00 | 11/26/2011 11:29:41 AM |
favorite-commerce | $30.00 | 11/26/2011 8:44:00 PM |
SkonkeyGongo | $25.00 | 11/26/2011 9:58:03 PM |
careful-note | $50.00 | 11/27/2011 4:58:55 AM |
djh47a | $25.00 | 11/27/2011 9:19:54 AM |
Loan_Some_Money | $25.00 | 11/26/2011 1:52:30 PM |
just-loyalty643 | $50.00 | 11/26/2011 2:07:48 PM |
umfan123 | $25.00 | 11/26/2011 5:55:03 PM |
igniter584 | $25.00 | 11/27/2011 8:30:04 AM |
hidavehi | $100.00 | 11/27/2011 11:03:23 AM |
wealth-renaissance5 | $25.00 | 11/27/2011 11:26:56 AM |
thankful-nickel2 | $25.00 | 11/27/2011 12:12:50 PM |
Clambake | $25.00 | 11/24/2011 9:14:17 AM |
pdub | $75.00 | 11/24/2011 9:35:42 AM |
igniter584 | $25.00 | 11/24/2011 9:31:02 AM |
availableloan | $25.00 | 11/24/2011 2:01:58 PM |
cwegert | $25.00 | 11/24/2011 8:30:41 PM |
JustMee | $25.00 | 11/24/2011 11:57:15 PM |
AFairDeal | $25.00 | 11/24/2011 9:24:58 AM |
kinetic-social | $48.14 | 11/24/2011 10:21:01 AM |
fixer833 | $25.80 | 11/25/2011 1:59:01 PM |
dproxima | $25.00 | 11/25/2011 2:22:33 PM |
astute-moola | $25.00 | 11/26/2011 9:06:40 AM |
Ven58 | $25.00 | 11/25/2011 1:00:07 PM |
factcheck | $35.00 | 11/26/2011 11:45:28 AM |
GCLRWLoans | $50.36 | 11/25/2011 7:15:36 PM |
RyanTH9893 | $25.00 | 11/26/2011 8:35:50 PM |
JustMee | $25.00 | 11/27/2011 6:17:22 AM |
jpyrek | $25.00 | 11/27/2011 10:04:53 AM |
listing-dna6 | $141.73 | 11/26/2011 7:38:42 PM |
radforj22 | $6.45 | 11/27/2011 2:11:20 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
533506
This series of Notes was issued and sold upon the funding of the borrower loan #57066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $570.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 37% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 | Stated income: | $50,000-$74,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,331 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| boomer46 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $14,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2010)
760-779
(Dec-2009)
780-799
(Aug-2008)
760-779
(Jun-2007)
|
Principal balance:
| $3,017.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 53 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...buy windows for home
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5781.15
Monthly expenses: $
Housing: $1160.00
Insurance: $80.00
Car expenses: $0
Utilities: $252.00
Phone, cable, internet: $183.00
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards and other loans: $1573.00
Other expenses: $162.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 12/3/2011 9:17:12 PM |
lendstats_com | $200.00 | 12/3/2011 5:35:50 PM |
108lender | $114.00 | 12/6/2011 4:27:26 PM |
shawnw2 | $362.58 | 12/7/2011 3:00:10 AM |
nimble-revenue5 | $50.00 | 12/3/2011 12:06:54 PM |
GElender | $40.00 | 12/3/2011 12:12:39 PM |
golden-velocity9 | $25.00 | 12/3/2011 12:20:24 PM |
finance-prescription | $100.00 | 12/3/2011 12:13:52 PM |
MoneyForNothing | $57.05 | 12/3/2011 1:16:53 PM |
brazilofmux | $100.00 | 12/3/2011 12:29:21 PM |
DHolly | $31.00 | 12/3/2011 1:22:45 PM |
atlas-shrugged | $200.00 | 12/3/2011 2:38:27 PM |
five-star-note | $100.00 | 12/3/2011 6:00:38 PM |
otto1939 | $103.00 | 12/3/2011 6:02:08 PM |
lowrater | $75.80 | 12/3/2011 6:32:18 PM |
new-point-bandit | $50.00 | 12/4/2011 2:42:31 AM |
setUup | $29.60 | 12/3/2011 11:17:46 PM |
community-saver158 | $50.00 | 12/4/2011 10:43:07 AM |
graceful-IRAinvestment | $60.00 | 12/3/2011 12:08:21 PM |
bid-stockpiler1 | $100.00 | 12/3/2011 1:53:14 PM |
Mikale360 | $25.00 | 12/3/2011 2:01:29 PM |
somebody32 | $25.00 | 12/4/2011 7:54:41 PM |
the-lean-bid | $25.00 | 12/4/2011 7:58:34 AM |
contract-student2 | $70.00 | 12/4/2011 12:08:51 PM |
frooogal | $25.00 | 12/4/2011 9:06:04 PM |
briskdevl07 | $25.00 | 12/5/2011 7:44:14 AM |
OldManP | $52.00 | 12/4/2011 2:10:17 PM |
calbertrand | $25.00 | 12/5/2011 6:59:08 AM |
Stradivari | $25.00 | 12/5/2011 7:58:29 AM |
enriching-trade2 | $50.00 | 12/5/2011 9:16:29 AM |
helpinghand63 | $25.00 | 12/5/2011 9:38:32 AM |
dbmurch | $25.00 | 12/5/2011 11:13:06 AM |
Bank42 | $25.00 | 12/5/2011 1:39:28 PM |
mrreynol | $25.00 | 12/5/2011 11:31:10 AM |
allenerb | $25.00 | 12/5/2011 3:59:08 AM |
fund-dragster | $47.99 | 12/5/2011 5:55:58 AM |
abradle2 | $33.06 | 12/5/2011 12:08:13 PM |
happy-return4 | $25.00 | 12/5/2011 1:25:35 PM |
williemc44 | $25.00 | 12/5/2011 2:16:26 PM |
ven | $50.00 | 12/5/2011 4:50:15 PM |
ronin4sale | $25.00 | 12/5/2011 3:10:34 PM |
BenR | $100.00 | 12/5/2011 5:14:26 PM |
IIP77 | $25.00 | 12/5/2011 5:06:43 PM |
the-precious-bid | $25.00 | 12/5/2011 5:18:47 PM |
papaloha | $500.00 | 12/5/2011 12:59:02 PM |
desertoasis | $25.00 | 12/5/2011 5:39:20 PM |
lamsabuy | $75.00 | 12/5/2011 5:38:22 PM |
timbob | $100.00 | 12/5/2011 6:01:17 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:29:16 PM |
vigorous-market5 | $200.00 | 12/6/2011 12:17:46 AM |
wonderous-truth6 | $50.00 | 12/5/2011 5:22:44 PM |
rescue | $100.00 | 12/5/2011 5:25:59 PM |
Bob450 | $25.00 | 12/6/2011 6:46:45 AM |
credit-investor5 | $50.00 | 12/6/2011 7:07:29 AM |
repaymeplease | $25.00 | 12/6/2011 7:53:46 AM |
gold-pudding6 | $60.00 | 12/5/2011 5:36:46 PM |
gjm6d | $25.00 | 12/5/2011 5:37:02 PM |
Rogelio48 | $30.00 | 12/6/2011 8:55:27 AM |
AF-Chief | $25.00 | 12/6/2011 9:10:13 AM |
rcm87 | $50.00 | 12/6/2011 9:13:26 AM |
wwwUniversal | $25.00 | 12/6/2011 9:15:41 AM |
DrewOdette | $25.00 | 12/5/2011 9:58:58 PM |
IIP77 | $25.00 | 12/6/2011 3:51:59 AM |
the-profit-oracle | $25.00 | 12/6/2011 9:26:08 AM |
twjh | $25.00 | 12/6/2011 9:30:00 AM |
asmithj | $25.00 | 12/6/2011 9:32:42 AM |
moola-gargantuan9 | $50.00 | 12/6/2011 9:39:15 AM |
octoberfresh | $25.00 | 12/6/2011 7:25:16 AM |
gothampark | $25.00 | 12/6/2011 10:08:28 AM |
figs4u2 | $100.00 | 12/6/2011 9:07:14 AM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:28 AM |
shmb6508 | $50.00 | 12/6/2011 9:21:09 AM |
Reinadog9 | $25.00 | 12/6/2011 9:21:17 AM |
trumpeter5 | $25.00 | 12/6/2011 2:04:42 PM |
enthusiastic-ore5 | $31.06 | 12/6/2011 2:52:11 PM |
virtuous-auction7 | $25.00 | 12/6/2011 3:14:45 PM |
cerebral-dollar773 | $30.22 | 12/6/2011 3:30:31 PM |
promise2 | $129.61 | 12/6/2011 4:46:10 PM |
engaging-leverage823 | $25.00 | 12/6/2011 5:08:20 PM |
350DGRZ | $25.00 | 12/6/2011 9:47:22 AM |
wise-rupee-sanctuary | $50.00 | 12/6/2011 5:09:19 PM |
graceful-investment | $100.00 | 12/6/2011 5:06:42 PM |
zippy-interest | $25.00 | 12/6/2011 5:09:47 PM |
genius520 | $50.00 | 12/6/2011 5:07:51 PM |
important-openness1 | $100.00 | 12/6/2011 5:17:05 PM |
benjamins-britches | $49.42 | 12/6/2011 11:20:43 AM |
melodious-fairness | $25.00 | 12/6/2011 5:18:49 PM |
bid-czar8 | $100.00 | 12/6/2011 5:26:05 PM |
tender-commerce8 | $50.00 | 12/6/2011 5:26:59 PM |
magnitude787 | $30.00 | 12/6/2011 5:21:19 PM |
listing-vista | $50.00 | 12/6/2011 5:29:34 PM |
unassassinable | $25.00 | 12/6/2011 5:23:06 PM |
Mark0135 | $42.00 | 12/6/2011 5:23:50 PM |
money-bauble | $200.00 | 12/6/2011 5:31:08 PM |
robust-trade | $25.00 | 12/6/2011 5:32:59 PM |
nimble-money086 | $25.00 | 12/6/2011 1:59:28 PM |
hard-working-loot | $50.00 | 12/6/2011 5:34:40 PM |
secureincome | $1,333.00 | 12/6/2011 5:35:27 PM |
washboard1 | $25.00 | 12/6/2011 5:30:27 PM |
indomitable-dedication | $25.00 | 12/6/2011 5:37:16 PM |
treasure-widget | $25.00 | 12/6/2011 5:37:45 PM |
rolltide09 | $25.00 | 12/6/2011 5:39:09 PM |
CaptainBL | $25.00 | 12/6/2011 5:35:19 PM |
yield-trader | $25.00 | 12/6/2011 5:36:44 PM |
life-is-great | $25.00 | 12/6/2011 5:38:24 PM |
worthy-bid8 | $50.00 | 12/6/2011 5:07:06 PM |
MadHun | $200.00 | 12/6/2011 5:08:28 PM |
coin-architect2 | $100.00 | 12/6/2011 7:12:50 PM |
SkyLoan | $25.00 | 12/6/2011 7:44:05 PM |
JordansGood | $25.80 | 12/6/2011 7:09:56 PM |
safe-kindness5 | $33.27 | 12/6/2011 9:26:03 PM |
reinforced-market3 | $25.00 | 12/6/2011 10:36:56 PM |
proud-gold9 | $25.00 | 12/6/2011 5:20:12 PM |
ultimate-wealth7 | $25.00 | 12/7/2011 12:35:26 AM |
Zuzu | $31.90 | 12/7/2011 1:51:54 AM |
sportract05 | $25.00 | 12/6/2011 10:25:48 PM |
studious-bonus7 | $100.00 | 12/6/2011 5:28:12 PM |
social-cocktail1 | $200.00 | 12/6/2011 5:28:37 PM |
hard-working-rate3 | $100.00 | 12/6/2011 5:29:37 PM |
best-charming-leverage | $50.00 | 12/6/2011 5:30:11 PM |
velocity-solo | $25.00 | 12/6/2011 5:36:47 PM |
KrauseVentures | $25.00 | 12/6/2011 5:37:43 PM |
rogue_monster | $42.00 | 12/6/2011 5:40:44 PM |
ursus | $50.00 | 12/6/2011 5:42:46 PM |
nashibaksi | $30.00 | 12/6/2011 6:12:27 PM |
Leopoldine | $25.00 | 12/6/2011 8:02:29 PM |
designer_10 | $25.00 | 12/6/2011 10:57:32 PM |
namronmi2 | $25.00 | 12/6/2011 11:36:43 PM |
AndChicksforFree | $25.00 | 12/3/2011 12:13:42 PM |
bullish2bearish | $100.00 | 12/3/2011 3:46:09 PM |
grnii78 | $329.05 | 12/6/2011 6:46:32 AM |
vibrant-trade8 | $35.00 | 12/3/2011 12:08:19 PM |
LittleMingo | $40.00 | 12/3/2011 12:02:10 PM |
thankful-nickel2 | $25.00 | 12/3/2011 12:38:06 PM |
r48 | $25.00 | 12/3/2011 1:43:40 PM |
trumpeter5 | $25.00 | 12/3/2011 4:56:34 PM |
1stBankAndHal | $25.05 | 12/3/2011 4:44:39 PM |
graceful-IRAinvestment | $60.00 | 12/4/2011 8:29:32 AM |
first-serene-credit | $25.00 | 12/4/2011 6:29:06 AM |
Feyenoord | $30.00 | 12/3/2011 12:07:02 PM |
toblerone | $25.00 | 12/4/2011 12:16:11 PM |
careful-note | $50.00 | 12/3/2011 12:27:23 PM |
PatriotKnight | $50.00 | 12/4/2011 12:07:03 PM |
rupee-master6 | $25.00 | 12/4/2011 12:19:11 PM |
silver-birdie | $100.00 | 12/4/2011 12:23:12 PM |
tenacious-capital3 | $26.27 | 12/4/2011 12:29:40 PM |
enterprising-credit2 | $25.00 | 12/3/2011 3:15:11 PM |
msw_engr | $50.00 | 12/3/2011 7:23:47 PM |
exchange-squirrel | $100.00 | 12/4/2011 7:36:56 PM |
economy-popcorn | $25.00 | 12/4/2011 7:30:16 AM |
caNative | $25.00 | 12/4/2011 8:27:32 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:46 PM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:55 AM |
letsmakeitsuccessful | $25.00 | 12/5/2011 9:17:52 AM |
managedfund | $1,333.00 | 12/5/2011 9:26:08 AM |
principal-cooker2 | $100.00 | 12/5/2011 9:16:12 AM |
famous-ore2 | $50.00 | 12/5/2011 9:34:09 AM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:53 PM |
Socorro_Capital_Partners | $25.01 | 12/5/2011 9:59:26 AM |
Weaverville | $25.00 | 12/5/2011 10:10:00 AM |
dollar-tornado3 | $25.00 | 12/5/2011 12:31:09 PM |
auction-architect7 | $50.00 | 12/5/2011 11:03:56 AM |
jmeasn | $100.00 | 12/4/2011 11:14:06 PM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 4:31:03 PM |
economy-coup | $50.00 | 12/5/2011 9:23:41 AM |
Kaj | $25.00 | 12/5/2011 5:12:17 PM |
LondonCID | $25.00 | 12/5/2011 4:42:14 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:51 PM |
cnovak | $25.00 | 12/5/2011 5:18:25 PM |
Corky1234 | $50.00 | 12/5/2011 11:47:39 AM |
The_Phantom | $25.00 | 12/5/2011 1:20:19 PM |
orderly-leverage | $50.00 | 12/5/2011 3:01:04 PM |
immaculate-compassion8 | $25.00 | 12/5/2011 7:25:31 PM |
enriched-note6 | $25.00 | 12/5/2011 10:40:10 PM |
radforj22 | $25.00 | 12/6/2011 5:01:05 AM |
credit-kahuna | $100.00 | 12/6/2011 4:47:32 AM |
blackstar | $25.00 | 12/6/2011 5:40:36 AM |
irrelevant | $25.00 | 12/6/2011 8:19:49 AM |
valiant-money | $50.00 | 12/6/2011 9:03:07 AM |
NoMoreDebt4Me | $25.00 | 12/6/2011 9:07:46 AM |
chameleon125 | $50.00 | 12/5/2011 8:49:42 PM |
payout-reaction740 | $25.00 | 12/6/2011 9:22:39 AM |
loanman2007 | $25.00 | 12/6/2011 9:25:11 AM |
Gladglide | $25.00 | 12/6/2011 9:30:04 AM |
Comoparklender | $25.00 | 12/6/2011 9:29:22 AM |
Whatssofunnybout | $30.58 | 12/6/2011 7:34:52 AM |
american-investor | $50.00 | 12/6/2011 7:52:57 AM |
moola-accelerator6 | $60.00 | 12/6/2011 10:45:31 AM |
coin-investor | $25.00 | 12/6/2011 9:08:11 AM |
careful-note1 | $25.00 | 12/6/2011 11:14:58 AM |
duty-explosion9 | $50.00 | 12/6/2011 2:02:06 PM |
bonus-quark4 | $25.00 | 12/6/2011 1:15:40 PM |
GoCougs | $100.00 | 12/6/2011 1:51:05 PM |
Byrd24 | $100.00 | 12/6/2011 2:43:49 PM |
MBIntl | $25.00 | 12/6/2011 9:31:32 AM |
virtuous-repayment | $25.00 | 12/6/2011 3:34:15 PM |
CAGE-Investments | $25.00 | 12/6/2011 9:39:21 AM |
money-surge1 | $25.00 | 12/6/2011 5:07:16 PM |
nickel-ferret | $50.00 | 12/6/2011 5:14:33 PM |
CA-Lender | $75.00 | 12/6/2011 11:10:38 AM |
successful-agreement7 | $100.00 | 12/6/2011 5:16:19 PM |
enriching-credit9 | $25.00 | 12/6/2011 5:25:04 PM |
market-pudding | $25.00 | 12/6/2011 12:14:41 PM |
loyalty-sherpa | $25.00 | 12/6/2011 5:19:56 PM |
helpful-listing | $25.00 | 12/6/2011 5:21:26 PM |
bettndon | $75.00 | 12/6/2011 1:22:49 PM |
top-payout-fixer | $25.00 | 12/6/2011 5:31:35 PM |
greenback-seagull2 | $50.00 | 12/6/2011 5:32:22 PM |
deal-searcher1 | $25.00 | 12/6/2011 2:15:56 PM |
rae4sunshine | $25.00 | 12/6/2011 2:30:33 PM |
ttnk62918 | $25.00 | 12/6/2011 5:39:19 PM |
ideal-platinum1 | $25.00 | 12/6/2011 5:41:23 PM |
loan-fate | $50.00 | 12/6/2011 5:36:49 PM |
kind-credit-bear | $27.00 | 12/6/2011 6:21:48 PM |
JoePaNation | $75.00 | 12/6/2011 6:29:47 PM |
mangas | $25.00 | 12/6/2011 4:30:02 PM |
Brisket_Bob | $29.95 | 12/6/2011 6:36:20 PM |
anarchy1985 | $25.00 | 12/6/2011 6:41:37 PM |
proud-pound4 | $25.00 | 12/6/2011 5:07:30 PM |
credit-sunshine | $25.00 | 12/6/2011 7:03:35 PM |
travels536 | $25.00 | 12/6/2011 7:49:42 PM |
zeeexsixare | $200.00 | 12/6/2011 7:59:32 PM |
orange-preeminant-bill | $25.00 | 12/6/2011 5:13:32 PM |
amlu1988 | $25.00 | 12/6/2011 8:51:22 PM |
reward-adventure | $50.00 | 12/6/2011 5:15:41 PM |
GCInvestments | $29.00 | 12/6/2011 5:15:57 PM |
payout-paddle1 | $25.00 | 12/6/2011 5:18:14 PM |
intrepid-loot | $25.00 | 12/6/2011 8:40:42 PM |
first-class-yield9 | $51.78 | 12/6/2011 8:41:13 PM |
coldfuzion | $82.16 | 12/6/2011 9:40:20 PM |
Kennfusion | $50.00 | 12/7/2011 2:38:26 AM |
Located | $80.29 | 12/7/2011 2:51:42 AM |
handshake5 | $100.00 | 12/6/2011 5:34:07 PM |
careful-vigilance4 | $50.00 | 12/6/2011 5:37:29 PM |
Madmigel | $50.00 | 12/6/2011 6:15:55 PM |
turbolozano | $26.50 | 12/6/2011 6:51:34 PM |
jasonrun | $25.00 | 12/6/2011 8:02:48 PM |
commitment-mesh | $25.00 | 12/6/2011 8:25:02 PM |
new-social-economist | $100.00 | 12/6/2011 10:07:19 PM |
sushi537 | $25.00 | 12/7/2011 12:30:22 AM |
240 Investments
|
Borrower Payment Dependent Notes Series
533804
This series of Notes was issued and sold upon the funding of the borrower loan #56612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $88.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,467 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| Flealick |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Chase Credit Card
Purpose of loan:
This loan will be used to pay off my Chase credit card. I will save a small amount of interest, and I hope this installment loan will also improve my credit score.
My financial situation:
I am a good candidate for this loan because I am currently in a fairly stable financial situation. I have a steady government job, and overall my expenses are low. I made some mistakes with credit in the past, accumulating more debt than I should have, but never missed a payment or shirked from my obligations, and have cut my debt by about 40% over the last three years. I live with family rent-free, and hope to be debt-free in about three more years.
Monthly net income: $2000
Monthly expenses: $
Housing: $80
Insurance: $79
Car expenses: $75
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $120
Clothing, household expenses: $40
Credit cards and other loans: $775 (minimum payment)
Other expenses: $95
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/22/2011 9:16:57 AM |
papaloha | $25.00 | 11/22/2011 9:20:14 AM |
IPG1 | $25.00 | 11/22/2011 9:35:10 AM |
loanman2007 | $50.00 | 11/22/2011 9:25:09 AM |
favorite-commerce | $30.00 | 11/22/2011 2:03:45 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:46 PM |
factcheck | $40.00 | 11/22/2011 10:31:04 AM |
cnovak | $25.00 | 11/22/2011 5:11:27 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:49 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:59 PM |
mattblizz | $50.00 | 11/23/2011 12:10:24 AM |
radforj22 | $25.00 | 11/23/2011 5:25:52 AM |
dollardave | $100.00 | 11/23/2011 11:11:12 AM |
appcoder | $40.00 | 11/23/2011 10:42:06 AM |
brightest-dynamic-liberty | $25.00 | 11/23/2011 9:32:54 AM |
AndChicksforFree | $25.00 | 11/22/2011 9:22:23 AM |
igniter584 | $25.00 | 11/22/2011 9:33:28 AM |
JustMee | $25.00 | 11/22/2011 2:01:06 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:27 PM |
elvisloans | $25.00 | 11/22/2011 5:28:25 PM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:11 PM |
toblerone | $25.00 | 11/22/2011 5:18:35 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:17 AM |
worth-blanket2 | $1,600.00 | 11/23/2011 11:17:26 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:17 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
533962
This series of Notes was issued and sold upon the funding of the borrower loan #56623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 12y 5m |
Amount delinquent:
| $627 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,956 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adventure464 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen and Bath Remodel
Purpose of loan:
This loan will be used to complete remodeling of our kitchen and one bathroom. We started this project over a year ago but due to unexpected medical expenses we had to put it on hold. We had already removed the kitchen sink and tile in the tub surround so it's a bit of a mess and inconvenience. Fortunately, we have another bathroom so have been able to work it. It would be nice to have all rooms fully functional again.
My financial situation:
I am a good candidate for this loan because I have steady income having been with the same employer for over 11 years.
Monthly net income: $5,278
Monthly expenses: $4,576
Housing: $1,367
Insurance: $298
Car expenses: $300
Utilities: $370
Phone, cable, internet: $326
Food, entertainment: $500
Clothing, household expenses: $360
Credit cards and other loans: $770
Other expenses: $285
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $75.00 | 11/20/2011 12:12:17 PM |
bailey7563 | $36.00 | 11/21/2011 2:15:57 PM |
fountain355 | $25.00 | 11/21/2011 4:29:10 AM |
secureincome | $300.00 | 11/21/2011 11:08:09 AM |
worth-blanket2 | $3,564.00 | 11/21/2011 12:42:59 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
534432
This series of Notes was issued and sold upon the funding of the borrower loan #56885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $652.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,224 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| merlin405 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2008)
560-579
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to remodel my condo which will upgrade 2 bathrooms, and kitchen.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/21/2011 5:05:19 PM |
indomitable-coin | $25.00 | 11/21/2011 5:09:10 PM |
loan-mammal | $100.00 | 11/21/2011 5:06:58 PM |
BxRealtor | $25.00 | 11/21/2011 5:15:05 PM |
enriching-trade2 | $50.00 | 11/21/2011 5:18:31 PM |
circuitfive | $25.00 | 11/21/2011 5:20:37 PM |
iaffy | $25.00 | 11/21/2011 5:24:47 PM |
Clambake | $25.00 | 11/21/2011 5:28:27 PM |
anacent | $25.00 | 11/21/2011 5:31:15 PM |
Ripsaw4U | $50.00 | 11/21/2011 6:54:50 PM |
cnovak | $25.00 | 11/21/2011 5:05:25 PM |
igniter584 | $25.00 | 11/21/2011 5:05:41 PM |
WalnutCreekguy | $100.00 | 11/21/2011 5:22:18 PM |
don8ter | $100.00 | 11/22/2011 4:01:45 AM |
cordial-bonus | $25.00 | 11/21/2011 5:29:11 PM |
toblerone | $25.00 | 11/21/2011 5:32:43 PM |
Ocean713 | $75.00 | 11/21/2011 5:34:29 PM |
generous-deal6 | $25.00 | 11/22/2011 7:34:06 AM |
JustMee | $25.00 | 11/21/2011 9:48:05 PM |
britgsb | $30.00 | 11/22/2011 9:23:59 AM |
kenji4861 | $25.00 | 11/22/2011 9:34:25 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:44 PM |
granitepk | $100.00 | 11/22/2011 10:53:38 AM |
enterprising-credit2 | $100.00 | 11/22/2011 1:56:44 PM |
ianakacg | $25.00 | 11/22/2011 5:27:05 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:06 PM |
wealth-fields8 | $50.00 | 11/22/2011 5:25:59 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:50 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:11 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:08 AM |
jasonrun | $25.12 | 11/23/2011 8:11:41 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:44 AM |
Tylerh | $255.00 | 11/23/2011 2:20:48 PM |
kevin314 | $25.00 | 11/23/2011 5:14:31 PM |
fcrick | $25.00 | 11/23/2011 5:15:15 PM |
the-precious-bid | $25.00 | 11/25/2011 10:01:52 AM |
houli123 | $60.00 | 11/25/2011 12:02:42 AM |
payout-panda | $25.00 | 11/26/2011 9:49:11 AM |
listing-trapper3 | $50.00 | 11/26/2011 12:23:17 PM |
socal-lender | $25.00 | 11/26/2011 2:51:23 PM |
TrustPlus | $50.00 | 11/26/2011 9:09:59 AM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:54 PM |
mogul42 | $100.00 | 11/27/2011 5:38:14 AM |
ptjg | $100.00 | 11/26/2011 12:11:47 PM |
igniter584 | $25.00 | 11/27/2011 8:29:53 AM |
WonByOne | $50.00 | 11/27/2011 4:06:30 AM |
steiglends | $100.00 | 11/27/2011 9:49:34 AM |
fishman42 | $25.00 | 11/28/2011 6:01:19 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:14 AM |
roadtruck | $50.00 | 11/28/2011 8:26:25 AM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:38 PM |
truth-vault4 | $25.00 | 11/27/2011 5:06:17 PM |
unequivocal-exchange | $25.00 | 11/27/2011 7:12:20 PM |
rchissocol | $55.00 | 11/28/2011 11:21:33 AM |
Zoramite | $25.00 | 11/28/2011 2:23:05 PM |
chillware | $27.00 | 11/28/2011 1:08:56 PM |
SolarMoonshine | $25.00 | 11/28/2011 3:32:46 PM |
cerebral-value4 | $50.00 | 11/28/2011 10:36:21 AM |
nickel-ferret | $50.00 | 11/28/2011 5:24:24 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:51 PM |
life-is-great | $25.00 | 11/28/2011 5:26:57 PM |
Banker7371 | $25.00 | 11/28/2011 5:29:11 PM |
OzGuy609 | $25.00 | 11/28/2011 6:54:51 PM |
Poohcho | $25.00 | 11/28/2011 5:34:41 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:33 PM |
mtquan | $25.00 | 11/28/2011 8:29:11 PM |
honsbedh | $25.00 | 11/28/2011 9:59:32 PM |
little_brother1 | $30.00 | 11/28/2011 9:14:23 PM |
sgt-schultz | $25.00 | 11/29/2011 6:03:34 AM |
FredHead3 | $25.67 | 11/29/2011 7:17:00 AM |
Leshan | $50.00 | 11/29/2011 8:02:56 AM |
indomitable-coin | $25.00 | 11/28/2011 7:17:36 PM |
Avid_Skier | $25.00 | 11/28/2011 7:19:02 PM |
CatbirdBanking | $25.00 | 11/28/2011 7:32:37 PM |
octoberfresh | $25.00 | 11/29/2011 8:49:00 AM |
vigorous-payment6 | $100.00 | 11/29/2011 8:14:24 AM |
Binan | $25.00 | 11/28/2011 11:23:36 PM |
tranquil-economy4 | $50.00 | 11/29/2011 2:00:51 AM |
dime-saber | $25.00 | 11/29/2011 5:51:07 AM |
j2ee | $25.00 | 11/29/2011 9:18:35 AM |
kulender | $100.00 | 11/29/2011 9:24:26 AM |
goodhearted-gold3 | $50.00 | 11/29/2011 9:31:56 AM |
gjm6d | $25.00 | 11/29/2011 9:34:47 AM |
syounker | $25.00 | 11/29/2011 9:35:12 AM |
platinum-genetics | $25.00 | 11/29/2011 9:37:48 AM |
investment-tempo | $25.00 | 11/29/2011 9:39:34 AM |
chestnut4 | $25.00 | 11/29/2011 9:16:11 AM |
moneybags16 | $25.00 | 11/29/2011 9:56:32 AM |
Sid-K | $25.00 | 11/29/2011 9:26:07 AM |
Nco | $25.00 | 11/29/2011 10:45:37 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:35 AM |
ChrisTJ | $25.00 | 11/29/2011 9:37:09 AM |
chicagobanker | $50.00 | 11/29/2011 1:09:14 PM |
inspired-duty5 | $25.00 | 11/29/2011 1:16:36 PM |
HelpNeedy | $150.00 | 11/29/2011 1:47:22 PM |
helping-out | $25.00 | 11/29/2011 11:06:44 AM |
gain-mountain1 | $50.00 | 11/29/2011 11:12:08 AM |
leodaguy | $500.00 | 11/29/2011 12:06:21 PM |
managedfund | $1,000.00 | 11/29/2011 1:28:15 PM |
HelpNeedy | $100.00 | 11/29/2011 1:46:24 PM |
green-trade-dolphin2 | $30.02 | 11/21/2011 5:02:14 PM |
KLCRAY | $25.00 | 11/21/2011 5:12:34 PM |
influential-benjamins0 | $100.00 | 11/21/2011 5:12:38 PM |
aabadabadoo | $25.00 | 11/21/2011 5:17:49 PM |
AFairDeal | $25.00 | 11/21/2011 5:18:58 PM |
Tradesmanlender | $25.00 | 11/21/2011 5:22:54 PM |
determined-revenue1 | $35.00 | 11/21/2011 5:21:12 PM |
rich266 | $25.00 | 11/21/2011 5:24:40 PM |
bb575 | $50.00 | 11/21/2011 5:26:57 PM |
pdub | $75.00 | 11/21/2011 5:25:06 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:40 PM |
susurrus | $25.00 | 11/21/2011 8:04:37 PM |
w3alter | $50.00 | 11/21/2011 5:24:31 PM |
lendersf | $100.00 | 11/21/2011 5:24:54 PM |
igniter584 | $25.00 | 11/22/2011 7:42:20 AM |
gentle-gain235 | $50.00 | 11/22/2011 9:02:41 AM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:18 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:26 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:43 PM |
value-wind0 | $25.00 | 11/22/2011 5:14:38 PM |
availableloan | $25.00 | 11/22/2011 8:48:45 PM |
30Sky | $25.00 | 11/23/2011 12:57:51 AM |
sportsmagic | $250.00 | 11/23/2011 6:48:05 PM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:13 AM |
colorfulgardener | $25.00 | 11/23/2011 7:04:11 PM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:48 PM |
igniter584 | $25.00 | 11/24/2011 6:37:47 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:21 PM |
DadWarbucks | $25.00 | 11/24/2011 9:10:05 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:35 AM |
Aimvest | $25.00 | 11/25/2011 9:11:15 AM |
dime-hot-rod7 | $50.00 | 11/25/2011 1:18:34 PM |
GreenSun | $25.00 | 11/25/2011 10:18:21 AM |
rogue_monster | $50.00 | 11/26/2011 12:26:51 PM |
E_G | $50.00 | 11/25/2011 8:13:04 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:16 AM |
djs81 | $25.00 | 11/26/2011 4:27:17 PM |
progressive-economy261 | $400.00 | 11/26/2011 12:33:39 PM |
umfan123 | $25.00 | 11/26/2011 5:54:55 PM |
Mint_Man | $50.00 | 11/26/2011 2:05:17 PM |
smallcountry | $25.00 | 11/26/2011 9:43:45 AM |
careful-note | $50.00 | 11/27/2011 4:58:43 AM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:19 AM |
wise-silver-wonder | $25.00 | 11/27/2011 11:15:59 AM |
focused-benefit3 | $30.00 | 11/27/2011 12:28:39 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:38 PM |
uberrific | $50.00 | 11/27/2011 10:08:34 PM |
american6 | $100.00 | 11/27/2011 11:55:46 PM |
ti22ring | $25.00 | 11/27/2011 12:28:59 PM |
rdrloan | $50.00 | 11/28/2011 8:57:03 AM |
helpinghand63 | $25.00 | 11/28/2011 9:22:41 AM |
Bank42 | $25.00 | 11/27/2011 4:56:42 PM |
setUup | $38.20 | 11/28/2011 3:38:29 PM |
einstein | $500.00 | 11/28/2011 3:51:04 PM |
Zeenos | $25.11 | 11/28/2011 5:26:20 PM |
antlr | $50.00 | 11/28/2011 7:28:18 PM |
transparency-river1 | $2,000.00 | 11/28/2011 7:41:30 PM |
EJPiper | $75.00 | 11/28/2011 7:42:06 PM |
yield-hut | $50.00 | 11/28/2011 4:00:53 PM |
just-loyalty643 | $50.00 | 11/28/2011 7:40:23 PM |
loyalty-sherpa | $25.00 | 11/28/2011 5:06:47 PM |
Hexnut | $100.00 | 11/28/2011 10:08:51 PM |
currency-persimmon | $50.00 | 11/29/2011 4:50:08 AM |
GElender | $40.00 | 11/29/2011 6:44:04 AM |
important-ore | $150.00 | 11/28/2011 5:29:55 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:41 PM |
factcheck | $25.00 | 11/28/2011 7:14:41 PM |
novice-speculator | $25.00 | 11/28/2011 8:31:07 PM |
CreditBuilder2 | $100.00 | 11/28/2011 11:12:14 PM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:37:56 AM |
minista | $25.00 | 11/29/2011 9:24:04 AM |
MONEYLENDER101 | $250.00 | 11/29/2011 6:00:21 AM |
a-responsible-return | $50.00 | 11/29/2011 9:31:04 AM |
Syzygy | $25.00 | 11/29/2011 9:46:38 AM |
icchok | $32.00 | 11/29/2011 9:17:49 AM |
RgPro | $25.00 | 11/29/2011 9:24:50 AM |
jazzlender | $50.00 | 11/29/2011 9:25:05 AM |
amerfootballassn | $25.00 | 11/29/2011 10:55:12 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:01:49 AM |
investment-comet | $25.00 | 11/29/2011 11:25:31 AM |
invincible-platinum9 | $25.00 | 11/29/2011 11:35:49 AM |
Phunder | $25.00 | 11/29/2011 9:39:08 AM |
brightest-gain-investor | $2,000.00 | 11/29/2011 11:53:10 AM |
the-professional-velocity | $25.00 | 11/29/2011 9:45:40 AM |
orbital-gain | $50.00 | 11/29/2011 1:04:18 PM |
managedfund | $1,500.00 | 11/29/2011 1:34:39 PM |
ChrisJB | $25.00 | 11/29/2011 9:49:27 AM |
oldman68 | $25.00 | 11/29/2011 9:58:29 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:25 AM |
Integrity-Lending4U | $25.45 | 11/29/2011 12:25:21 PM |
social-trumpet | $25.00 | 11/29/2011 12:28:19 PM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:40:22 PM |
ChrisProsper | $21.43 | 11/29/2011 1:49:29 PM |
193 Investments
|
Borrower Payment Dependent Notes Series
534482
This series of Notes was issued and sold upon the funding of the borrower loan #56901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-04-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $88.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $13,462 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| goal-finance3 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
|
Principal balance:
| $2,600.75 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...pay off a medical bill a vet bill and 2 small credit cards with high interest rates, that will be raised higher in January, 2012.
My financial situation:
I am a good candidate for this loan because...I currently have a loan with Prosper which is always paid on time. I pay all of my bills on time and am trying to move and consolidate as much debt as possible, so that I can pay if off quicker and be "debt and plastic free"
Monthly net income: $4346 (does not include my husband's income)
Monthly expenses: $ 400
Housing: $ 1016
Insurance: $ 195
Car expenses: $0 - just gas
Utilities: $ 200
Phone, cable, internet: $180
Food, entertainment: $ 400
Clothing, household expenses: $300
Credit cards and other loans: $ 800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 12/3/2011 12:14:51 PM |
graceful-IRAinvestment | $60.00 | 12/3/2011 12:08:21 PM |
tenacious-capital3 | $26.27 | 12/3/2011 12:05:56 PM |
vibrant-trade8 | $35.00 | 12/3/2011 12:08:19 PM |
GElender | $40.00 | 12/3/2011 12:12:39 PM |
brazilofmux | $100.00 | 12/3/2011 12:29:21 PM |
penny-plato | $25.00 | 12/4/2011 9:04:24 AM |
determined-revenue1 | $35.00 | 12/3/2011 12:14:35 PM |
loanman2007 | $150.00 | 12/3/2011 12:54:07 PM |
r48 | $32.00 | 12/3/2011 1:44:40 PM |
wealth-grasshopper0 | $100.00 | 12/3/2011 3:47:17 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:57 PM |
doc1 | $100.00 | 12/4/2011 7:45:14 PM |
Feyenoord | $30.00 | 12/3/2011 7:47:48 PM |
rautility | $100.00 | 12/4/2011 8:23:52 PM |
optionscashflow | $25.00 | 12/4/2011 4:27:31 PM |
engaging-worth | $25.00 | 12/4/2011 8:15:17 PM |
GreenLender11 | $100.00 | 12/4/2011 8:00:51 AM |
radforj22 | $25.00 | 12/4/2011 12:52:14 PM |
thankful-nickel2 | $25.00 | 12/4/2011 1:56:25 PM |
doopers | $25.00 | 12/4/2011 4:40:14 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:13 PM |
AndChicksforFree | $25.00 | 12/3/2011 12:15:07 PM |
AFairDeal | $25.00 | 12/3/2011 12:18:34 PM |
green-trade-dolphin2 | $30.02 | 12/3/2011 12:03:24 PM |
LittleMingo | $30.00 | 12/3/2011 12:09:18 PM |
EngineersAlliance | $125.00 | 12/3/2011 12:27:54 PM |
trade-burrito4 | $35.00 | 12/3/2011 12:12:01 PM |
wonderous-truth6 | $50.00 | 12/3/2011 12:19:14 PM |
igniter584 | $25.00 | 12/3/2011 12:24:54 PM |
lenderRXT | $100.00 | 12/3/2011 8:11:02 PM |
lowrater | $50.80 | 12/3/2011 6:33:56 PM |
economy-beast | $25.00 | 12/3/2011 9:23:55 PM |
s270 | $25.00 | 12/4/2011 12:06:31 AM |
DoctorJoe | $30.00 | 12/4/2011 9:51:48 AM |
LoanerPrincipal | $25.00 | 12/4/2011 12:06:54 PM |
careful-note | $50.00 | 12/3/2011 12:27:23 PM |
PatriotKnight | $50.00 | 12/4/2011 12:07:03 PM |
favorite-commerce | $35.00 | 12/3/2011 12:30:56 PM |
MAR_LLC | $25.00 | 12/4/2011 2:31:35 PM |
just-loyalty643 | $50.00 | 12/3/2011 3:53:38 PM |
msw_engr | $50.00 | 12/3/2011 7:23:48 PM |
discostu | $25.00 | 12/3/2011 9:11:14 PM |
proton346 | $25.00 | 12/4/2011 6:25:00 PM |
new-point-bandit | $50.00 | 12/4/2011 2:42:31 AM |
first-serene-credit | $25.00 | 12/4/2011 6:22:49 AM |
riproaringrapids | $10.91 | 12/4/2011 9:03:47 PM |
adir1 | $25.00 | 12/4/2011 11:49:24 AM |
KirosPOS | $95.00 | 12/4/2011 8:49:05 PM |
susurrus | $100.00 | 12/4/2011 6:39:05 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
535302
This series of Notes was issued and sold upon the funding of the borrower loan #56645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,155.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-18-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $266.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
7 | Length of status: | 2y 8m |
Amount delinquent:
| $332 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,259 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| supreme-basis7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pro
Purpose of loan: Business
This loan will be used to help with business.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and I am credit worthy.
Monthly net income: $ 5000.00
Monthly expenses: $ As below
Housing: $ 700
Insurance: $ 100
Car expenses: $ 550
Utilities: $ 120
Phone, cable, internet: $ 100
Food, entertainment: $ 300
Clothing, household expenses: $ 50
Credit cards and other loans: $ 50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/4/2011 10:16:55 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:50 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:00 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:24 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:28 PM |
nimble-revenue5 | $41.00 | 11/8/2011 9:14:47 PM |
catamaran2024 | $25.00 | 11/9/2011 8:35:46 PM |
aesop56 | $50.00 | 11/10/2011 3:48:18 PM |
qwsd12 | $50.00 | 11/11/2011 9:13:05 AM |
first-friendly-listing | $30.00 | 11/11/2011 8:41:51 AM |
Sid-K | $25.00 | 11/11/2011 3:02:46 PM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:00 AM |
stolan | $50.00 | 11/12/2011 4:05:44 AM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:24 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:20 AM |
money-surge1 | $25.00 | 11/13/2011 7:01:42 PM |
apostle901 | $25.00 | 11/13/2011 1:54:39 PM |
worthy-bid8 | $50.00 | 11/14/2011 10:33:06 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:24 AM |
bluestarman08 | $25.68 | 11/14/2011 6:35:48 AM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:28:40 AM |
rvfbroker | $25.00 | 11/14/2011 11:49:19 AM |
tylerfd | $25.00 | 11/15/2011 4:37:45 AM |
stepatatime-together | $100.00 | 11/15/2011 8:08:51 AM |
asiaratt | $50.00 | 11/15/2011 10:41:22 AM |
trade-beeper4 | $25.00 | 11/15/2011 10:51:26 AM |
pujols8996 | $50.00 | 11/15/2011 10:53:56 AM |
desertoasis | $25.00 | 11/15/2011 3:12:46 PM |
finance-prescription | $100.00 | 11/15/2011 3:58:15 PM |
kindness-hickory5 | $44.00 | 11/15/2011 2:43:00 PM |
HHP | $100.00 | 11/15/2011 2:44:38 PM |
capital-halo1 | $1,000.00 | 11/15/2011 11:40:44 PM |
Alpha-AssistU | $25.00 | 11/16/2011 2:01:28 AM |
Investor_DP | $100.00 | 11/16/2011 3:22:28 AM |
eronyc | $25.00 | 11/16/2011 5:24:07 AM |
dough-bear | $25.00 | 11/16/2011 7:27:25 AM |
dedicated-transaction796 | $25.00 | 11/16/2011 9:12:25 AM |
capital-renewal | $25.00 | 11/16/2011 10:53:27 AM |
handshake5 | $100.00 | 11/16/2011 11:44:55 AM |
idastmerchants | $25.00 | 11/16/2011 9:07:50 AM |
BlueProteus | $25.00 | 11/16/2011 4:37:15 PM |
nodrivelpls | $25.00 | 11/16/2011 6:38:56 PM |
Mariner3605 | $25.00 | 11/16/2011 6:42:09 PM |
top-historic-peso | $25.00 | 11/16/2011 7:10:39 PM |
oldmora | $50.00 | 11/17/2011 6:37:25 AM |
WillBeFreeOfDebt | $25.11 | 11/17/2011 10:16:13 AM |
orderly-leverage | $25.00 | 11/17/2011 3:48:55 PM |
Corlei | $25.00 | 11/17/2011 6:03:02 PM |
bid-papyrus | $25.00 | 11/17/2011 8:26:51 PM |
nsquared007 | $25.00 | 11/18/2011 5:58:13 AM |
toblerone | $25.00 | 11/18/2011 7:38:22 AM |
frogperson | $75.00 | 11/17/2011 8:42:18 PM |
FASTIZIO_P | $25.00 | 11/18/2011 9:12:14 AM |
green-ore-expert | $25.00 | 11/18/2011 9:38:35 AM |
nickel-liberator | $56.12 | 11/18/2011 8:20:19 AM |
108lender | $125.00 | 11/9/2011 9:26:02 AM |
papaloha | $25.00 | 11/4/2011 12:05:26 PM |
fortytwo | $150.00 | 11/4/2011 6:39:19 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:52 PM |
shrewd-deal | $75.00 | 11/8/2011 4:46:31 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:28 PM |
lib5836 | $25.00 | 11/9/2011 8:06:09 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:22:58 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:09 PM |
restless-currency | $50.00 | 11/11/2011 6:58:27 PM |
kevin314 | $50.00 | 11/12/2011 5:01:52 PM |
ventureboy | $25.00 | 11/13/2011 11:42:18 AM |
balanced-bill7 | $100.00 | 11/14/2011 6:04:24 AM |
coin-sonnet | $100.00 | 11/14/2011 12:06:12 AM |
vigorous-market5 | $100.00 | 11/14/2011 11:49:04 AM |
yomanie | $25.00 | 11/14/2011 7:42:53 AM |
thetropics18 | $25.00 | 11/14/2011 3:14:53 PM |
realtormoises | $25.00 | 11/14/2011 3:30:35 PM |
vivid-p2ploan1 | $25.00 | 11/14/2011 11:40:36 PM |
dthompso | $50.00 | 11/14/2011 5:09:25 PM |
Weaverville | $25.00 | 11/15/2011 9:56:03 AM |
HenryS | $28.00 | 11/15/2011 4:00:50 AM |
invincible-platinum9 | $25.00 | 11/15/2011 1:23:32 PM |
managedfund | $350.00 | 11/15/2011 2:29:04 PM |
wwwUniversal | $25.00 | 11/15/2011 5:23:54 PM |
money-vista | $50.00 | 11/15/2011 5:39:32 PM |
affluence-tycoon | $25.00 | 11/15/2011 5:44:27 PM |
the-credit-maker | $25.00 | 11/15/2011 5:12:37 PM |
thefork | $25.00 | 11/16/2011 12:25:05 AM |
green-capital-hornet | $25.00 | 11/15/2011 6:26:37 PM |
justice-economist | $25.00 | 11/16/2011 5:44:43 AM |
muirheaj | $25.00 | 11/16/2011 7:21:34 AM |
rs999 | $25.00 | 11/16/2011 7:29:00 AM |
worldly-income2 | $25.00 | 11/16/2011 7:04:02 AM |
ah-long | $25.00 | 11/16/2011 8:21:06 AM |
km007 | $25.00 | 11/16/2011 4:19:25 AM |
leverage-monger | $25.00 | 11/16/2011 8:00:35 AM |
PrincessGrace33 | $25.00 | 11/16/2011 2:16:28 PM |
economy-producer | $25.00 | 11/16/2011 9:22:05 AM |
rook1138 | $25.00 | 11/16/2011 9:55:17 AM |
Rebelrick9 | $25.00 | 11/16/2011 4:53:40 PM |
loan-mammal | $100.00 | 11/16/2011 12:53:59 PM |
truth-companion | $25.00 | 11/16/2011 8:17:00 PM |
Bob450 | $25.00 | 11/17/2011 6:57:41 AM |
GenXInvestor | $25.00 | 11/17/2011 7:28:30 AM |
shmb6508 | $40.00 | 11/17/2011 9:09:56 AM |
wroot | $25.00 | 11/17/2011 2:06:52 PM |
itsmaj | $25.00 | 11/17/2011 11:39:51 PM |
168RichCapital | $25.11 | 11/18/2011 7:15:39 AM |
leverage-monger | $25.00 | 11/18/2011 7:37:22 AM |
ssgt95068 | $25.00 | 11/17/2011 8:02:48 PM |
Elevate2012 | $39.98 | 11/18/2011 9:35:41 AM |
107 Investments
|
Borrower Payment Dependent Notes Series
535416
This series of Notes was issued and sold upon the funding of the borrower loan #56752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $319.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,902 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-market-taxi |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Credit Cards
Purpose of loan:
This loan will be used to consolidate Credit Cards
My financial situation:
I am a good candidate for this loan because i have no expenses and a steady income and am shredding these cards when they are paid off.
Monthly net income: $3,000
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $500
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 11/23/2011 5:07:13 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:46 AM |
igniter584 | $25.00 | 11/24/2011 6:38:02 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:00 AM |
AFairDeal | $25.00 | 11/25/2011 5:19:25 PM |
igniter584 | $25.00 | 11/23/2011 5:23:03 PM |
BxRealtor | $25.00 | 11/23/2011 5:19:43 PM |
pdub | $75.00 | 11/23/2011 5:26:31 PM |
sportsmagic | $250.00 | 11/23/2011 7:11:27 PM |
LoanerPrincipal | $25.00 | 11/23/2011 5:10:14 PM |
Whipster | $50.00 | 11/24/2011 8:10:45 AM |
papaloha | $25.00 | 11/23/2011 5:17:47 PM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:11 AM |
worth-blanket2 | $8,400.00 | 11/26/2011 5:59:15 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
535894
This series of Notes was issued and sold upon the funding of the borrower loan #56986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-25-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 20.51% |
Borrower rate/APR:
| 21.51% / 23.48% |
Monthly payment:
| $382.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.15% | | |
| |
Estimated return*:
| 14.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $388 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| robmicgina |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Applicant
Purpose of loan:
This loan will be used to finance the purchase of a business franchise, Caring Transitions
My financial situation: Employed Full Time earning roughly 64,000 per year.
I am a good candidate for this loan because I WILL pay it back.
Monthly net income: $5435
Monthly expenses: $3000
Housing: $1565
Insurance: $200
Car expenses: $350
Utilities: $300
Phone, cable, internet: $112
Food, entertainment: $400
Clothing, household expenses: $250
Credit cards and other loans: $125
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/25/2011 9:19:57 AM |
igniter584 | $25.00 | 11/27/2011 8:30:07 AM |
BxRealtor | $25.00 | 11/28/2011 5:06:18 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:35 PM |
EngineersAlliance | $100.00 | 11/28/2011 5:23:47 PM |
enriching-trade2 | $50.00 | 11/28/2011 5:24:41 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:02 PM |
toblerone | $25.00 | 11/28/2011 5:07:08 PM |
yield-hut | $25.00 | 11/29/2011 4:33:14 AM |
britgsb | $30.00 | 11/28/2011 5:21:37 PM |
the-precious-bid | $25.00 | 11/28/2011 5:21:59 PM |
enterprising-credit2 | $25.00 | 11/29/2011 6:41:51 AM |
glroark | $50.00 | 11/29/2011 7:25:12 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:56 AM |
Weaverville | $25.00 | 11/29/2011 9:18:44 AM |
moola-flag4 | $25.00 | 11/29/2011 4:49:31 AM |
GMPK_TLAS | $50.00 | 11/29/2011 9:24:13 AM |
kulender | $100.00 | 11/29/2011 9:24:27 AM |
mikrolown | $25.00 | 11/29/2011 9:29:55 AM |
economy-popcorn | $25.00 | 11/29/2011 7:11:36 AM |
flexible-return297 | $40.00 | 11/29/2011 8:25:53 AM |
nickel-ferret | $50.00 | 11/29/2011 9:07:20 AM |
bid-czar8 | $100.00 | 11/29/2011 9:07:33 AM |
helpinghand63 | $25.00 | 11/29/2011 9:10:57 AM |
samo102us | $25.00 | 11/29/2011 9:13:31 AM |
Kaj | $25.00 | 11/29/2011 9:14:24 AM |
E_G | $50.00 | 11/29/2011 9:47:26 AM |
CAGE-Investments | $25.00 | 11/29/2011 9:16:22 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:05:33 AM |
dollardave | $100.00 | 11/29/2011 11:51:58 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:44:02 PM |
digitaldan | $50.00 | 11/29/2011 2:02:46 PM |
wise-deal-gravitas | $25.00 | 11/29/2011 2:19:00 PM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:30 AM |
diggingupward | $25.00 | 11/29/2011 2:16:51 PM |
igniter584 | $25.00 | 11/25/2011 9:17:18 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:01 PM |
careful-note | $50.00 | 11/27/2011 4:58:58 AM |
crawfingers | $25.00 | 11/28/2011 2:28:21 PM |
josuae | $25.00 | 11/28/2011 5:07:40 PM |
ursus | $33.00 | 11/28/2011 5:29:07 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:39 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:26:25 PM |
rescue | $100.00 | 11/28/2011 5:06:30 PM |
Sierrahh | $25.00 | 11/28/2011 5:09:52 PM |
hookUup | $29.20 | 11/29/2011 6:37:32 AM |
friendly-moola0 | $250.00 | 11/29/2011 8:15:25 AM |
first-serene-credit | $25.00 | 11/29/2011 8:40:59 AM |
kind-efficient-credit | $25.00 | 11/29/2011 9:09:27 AM |
ciscoparrot | $25.00 | 11/29/2011 9:09:48 AM |
melodious-fairness | $25.00 | 11/29/2011 9:14:41 AM |
gold-tsunami | $30.00 | 11/29/2011 9:20:24 AM |
rzlender | $25.00 | 11/29/2011 9:33:08 AM |
Investor_DP | $100.00 | 11/29/2011 9:09:20 AM |
PRGuyinVA | $25.00 | 11/29/2011 9:37:12 AM |
riproaringrapids | $25.00 | 11/29/2011 9:15:34 AM |
life-is-great | $25.00 | 11/29/2011 9:32:00 AM |
streak269 | $30.00 | 11/29/2011 11:05:12 AM |
fascinating-transparency6 | $25.00 | 11/29/2011 12:07:04 PM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:40 AM |
platinum-enlightenment | $25.00 | 11/29/2011 12:41:19 PM |
social-trumpet | $25.00 | 11/29/2011 12:18:03 PM |
intuitive-worth7 | $25.00 | 11/29/2011 1:27:42 PM |
YLlama | $100.00 | 11/29/2011 1:37:42 PM |
brightest-gain-investor | $687.61 | 11/29/2011 11:54:40 AM |
inspired-duty5 | $25.00 | 11/29/2011 1:16:37 PM |
ChrisProsper | $5,868.92 | 11/29/2011 2:20:33 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
535950
This series of Notes was issued and sold upon the funding of the borrower loan #56574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $528.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,181 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dedication-palm |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
660-679
(Jan-2010)
|
Principal balance:
| $5,451.97 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Need to get credit score up!
Purpose of loan:
This loan will be used to pay off credit cards.
My financial situation:
I am a good candidate for this loan because I always pay on time. The banks cut well over have my available credit even though I've never missed a payment. I now need to get that fixed by paying some of those down.
Monthly net income: $19,000
Monthly expenses: $11000
Housing: $4400
Insurance: $350
Car expenses: $1100
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $2000
Clothing, household expenses: $300
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/25/2011 5:20:03 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:29 PM |
determined-revenue1 | $35.00 | 11/25/2011 5:20:01 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:04 PM |
tenacious-capital3 | $26.27 | 11/26/2011 12:12:53 PM |
loan-mammal | $100.00 | 11/25/2011 5:22:11 PM |
britgsb | $30.00 | 11/26/2011 12:13:29 PM |
s270 | $25.00 | 11/26/2011 12:02:01 AM |
loan-warrior | $25.00 | 11/26/2011 5:17:27 PM |
josuae | $25.00 | 11/26/2011 12:06:45 PM |
Galdis | $25.00 | 11/27/2011 9:11:07 AM |
igniter584 | $25.00 | 11/27/2011 8:30:08 AM |
papaloha | $1,000.00 | 11/26/2011 1:32:05 PM |
umfan123 | $25.00 | 11/26/2011 5:55:05 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:42 PM |
loyalist1 | $200.00 | 11/26/2011 10:42:02 PM |
truth-vault4 | $25.00 | 11/27/2011 5:06:17 PM |
organized-payment6 | $50.00 | 11/28/2011 5:36:39 AM |
american6 | $100.00 | 11/27/2011 11:55:55 PM |
dollar-tornado3 | $25.00 | 11/28/2011 11:05:11 AM |
rchissocol | $100.00 | 11/28/2011 11:12:08 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:44 AM |
worth-blanket2 | $12,200.00 | 11/28/2011 2:23:14 PM |
papaloha | $25.00 | 11/25/2011 5:13:46 PM |
LittleMingo | $30.00 | 11/25/2011 6:15:05 PM |
Feyenoord | $30.00 | 11/25/2011 9:38:10 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:28 AM |
OldManP | $25.00 | 11/26/2011 11:09:22 AM |
fcrick | $25.00 | 11/25/2011 5:21:29 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:54 PM |
JustMee | $25.00 | 11/25/2011 6:47:49 PM |
matt_2006 | $25.00 | 11/26/2011 12:32:41 PM |
Tradesmanlender | $25.00 | 11/26/2011 12:28:03 PM |
TrustPlus | $50.00 | 11/26/2011 9:10:04 AM |
careful-note | $50.00 | 11/27/2011 4:59:01 AM |
WonByOne | $50.00 | 11/27/2011 3:54:34 AM |
Investor_DP | $100.00 | 11/26/2011 12:34:36 PM |
und-alum | $99.91 | 11/28/2011 8:19:45 AM |
terrific-p2ploan | $25.00 | 11/28/2011 2:02:17 PM |
crawfingers | $25.00 | 11/28/2011 2:28:22 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
536022
This series of Notes was issued and sold upon the funding of the borrower loan #56895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $79.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 21% |
Credit score:
| 620-639 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,794 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-urbane-reward |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Pay off Credit Card
Purpose of loan:
This loan will be used to pay off one credit card . .as well as provide an emergency fund.
My financial situation:
I am a good candidate for this loan because I paid my last Prosper loan as agreed. I was able to pay off a little early!
Monthly net income: $ 3166.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 12/5/2011 9:09:35 AM |
clemclan | $50.00 | 12/5/2011 9:03:35 AM |
NekHoldings | $25.00 | 12/5/2011 9:09:13 AM |
Aberdeen | $1,590.00 | 12/5/2011 9:11:39 AM |
marinbb | $100.00 | 12/5/2011 9:04:13 AM |
golden-velocity9 | $25.00 | 12/5/2011 9:06:44 AM |
fabulous-community4 | $25.00 | 12/5/2011 9:08:19 AM |
Danjack_Capital | $25.00 | 12/5/2011 9:09:47 AM |
brazilofmux | $100.00 | 12/5/2011 9:10:58 AM |
luv4cycling | $30.00 | 12/5/2011 9:07:25 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
536352
This series of Notes was issued and sold upon the funding of the borrower loan #56792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $721 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-volcano7 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit cards and other loans
Purpose of loan:
This loan will be used to...payoff high interst credit cards
My financial situation:
I am a good candidate for this loan because...ill pay it back ineed it
Monthly net income: $3000
Monthly expenses: $
Housing: $230
Insurance: $100
Car expenses: $200
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $
none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/21/2011 9:06:33 AM |
brightest-dynamic-liberty | $25.00 | 11/21/2011 9:14:33 AM |
cnovak | $25.00 | 11/21/2011 9:22:01 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:34 AM |
igniter584 | $25.00 | 11/21/2011 12:12:32 PM |
BxRealtor | $25.00 | 11/21/2011 9:31:53 AM |
toblerone | $25.00 | 11/21/2011 9:33:43 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:33 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:38 PM |
igniter584 | $25.00 | 11/22/2011 7:42:18 AM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:12 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:31 AM |
factcheck | $40.00 | 11/22/2011 10:30:50 AM |
bluehen00 | $10.00 | 11/22/2011 2:06:50 PM |
LoanerPrincipal | $25.00 | 11/21/2011 9:11:15 AM |
igniter584 | $25.00 | 11/21/2011 12:20:53 PM |
worth-blanket2 | $4,400.00 | 11/22/2011 12:11:40 PM |
gqrob | $25.00 | 11/22/2011 12:55:35 PM |
relentless-fund1 | $25.00 | 11/22/2011 1:25:03 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
536448
This series of Notes was issued and sold upon the funding of the borrower loan #56454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,437 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-payment-sceptre |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: consolidate bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ingenious-deal6 | $25.00 | 11/22/2011 9:23:54 AM |
papaloha | $25.00 | 11/22/2011 9:20:14 AM |
pound-mushroom3 | $25.00 | 11/22/2011 9:14:31 AM |
factcheck | $40.00 | 11/22/2011 10:31:04 AM |
pdub | $75.00 | 11/22/2011 9:16:57 AM |
golden-velocity9 | $25.00 | 11/22/2011 9:22:43 AM |
finance-prescription | $100.00 | 11/22/2011 9:36:18 AM |
oreyedoc | $50.00 | 11/22/2011 9:25:12 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:15:02 PM |
aesop56 | $100.00 | 11/22/2011 5:34:16 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:17 AM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:08 PM |
diplomatic-wealth7 | $25.00 | 11/23/2011 9:25:53 AM |
missing-link | $25.00 | 11/23/2011 9:37:21 AM |
Comoparklender | $25.00 | 11/23/2011 9:22:59 AM |
worth-blanket2 | $8,600.00 | 11/23/2011 11:16:51 AM |
Tylerh | $35.00 | 11/23/2011 2:20:55 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:24:43 AM |
jjswanso | $50.00 | 11/22/2011 9:38:13 AM |
Whipster | $100.00 | 11/22/2011 10:20:27 AM |
fortytwo | $150.00 | 11/22/2011 5:11:07 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:17 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:59 PM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:09 AM |
fantastic-wampum1 | $100.00 | 11/23/2011 9:37:57 AM |
SolarMoonshine | $25.00 | 11/23/2011 1:23:32 PM |
loan-mammal | $100.00 | 11/23/2011 9:21:44 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
536474
This series of Notes was issued and sold upon the funding of the borrower loan #57167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $301.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
0 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| enthusiastic-transparency4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
table of convience
Purpose of loan: register business business cards materials flyers
This loan will be used to...start up business
My financial situation: good
I am a good candidate for this loan because...our invention will be saught after by the medical proffesion hospitals handycapped ordinary people.table of the future
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/26/2011 12:23:10 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:10 PM |
careful-note | $70.00 | 11/28/2011 4:37:05 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:16 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:49 AM |
GGreg799 | $25.00 | 11/28/2011 5:00:49 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:07 PM |
economy-coup | $50.00 | 11/28/2011 5:20:31 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:41 PM |
MissionMicroFinance | $25.00 | 11/29/2011 6:39:30 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:02 AM |
toblerone | $25.00 | 11/29/2011 9:49:03 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:31 AM |
GoldenRule01 | $25.00 | 11/29/2011 11:43:41 AM |
winmals | $25.00 | 11/29/2011 3:27:34 PM |
diverse2 | $25.00 | 11/29/2011 3:45:29 PM |
kind-credit-bear | $25.00 | 11/29/2011 5:13:47 PM |
dedicated-transaction796 | $25.00 | 11/29/2011 5:19:30 PM |
wise-deal-panda | $73.00 | 11/29/2011 5:22:53 PM |
finance-mushroom | $200.00 | 11/29/2011 5:33:09 PM |
irrelevant | $25.00 | 11/29/2011 7:05:41 PM |
nickel-hickory | $80.00 | 11/29/2011 9:34:01 PM |
social-cocktail1 | $200.00 | 11/29/2011 5:06:24 PM |
tech310 | $50.00 | 11/30/2011 12:15:33 AM |
Mariner3605 | $25.00 | 11/29/2011 5:08:25 PM |
IIP77 | $25.00 | 11/30/2011 3:20:29 AM |
benefit-position | $26.29 | 11/30/2011 6:04:21 AM |
thorough-capital799 | $100.00 | 11/30/2011 6:43:28 AM |
handshake5 | $100.00 | 11/29/2011 5:29:43 PM |
nimble-revenue5 | $47.00 | 11/29/2011 5:30:18 PM |
stepatatime-together | $82.00 | 11/29/2011 5:35:23 PM |
abnvette | $25.00 | 11/30/2011 4:53:21 AM |
fervent-repayment | $50.00 | 11/30/2011 5:55:57 AM |
Starfin-Capital-Management | $100.00 | 11/29/2011 3:27:33 AM |
greenwell | $25.00 | 11/27/2011 9:35:46 AM |
Toby1montana | $50.00 | 11/27/2011 9:06:48 PM |
Kids-College-Fund | $1,000.00 | 11/28/2011 9:21:08 AM |
catamaran2024 | $25.00 | 11/27/2011 10:51:15 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:07:18 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:28 AM |
silver-birdie | $100.00 | 11/28/2011 5:10:14 PM |
finance-prescription | $100.00 | 11/28/2011 5:12:28 PM |
fantastic-wampum1 | $100.00 | 11/28/2011 5:34:09 PM |
MBIntl | $25.00 | 11/29/2011 8:36:07 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:29 AM |
Bob450 | $25.00 | 11/29/2011 12:22:38 PM |
new-intuitive-dime | $25.00 | 11/29/2011 5:01:00 PM |
capital-halo1 | $1,000.00 | 11/29/2011 5:09:37 PM |
wwwUniversal | $25.00 | 11/29/2011 5:30:02 PM |
jns48 | $25.00 | 11/29/2011 5:30:35 PM |
best-charming-leverage | $50.00 | 11/29/2011 5:26:14 PM |
desertoasis | $25.00 | 11/29/2011 1:33:10 PM |
the-hope-workhorse | $50.00 | 11/29/2011 2:40:26 PM |
nickel-hickory | $100.00 | 11/29/2011 9:35:32 PM |
high_flyer | $50.00 | 11/29/2011 8:34:37 PM |
enterprising-credit2 | $25.00 | 11/29/2011 4:34:50 PM |
shiny-dollar9 | $42.00 | 11/29/2011 5:07:54 PM |
careful-vigilance4 | $50.00 | 11/29/2011 5:20:38 PM |
bsh297 | $25.36 | 11/30/2011 5:23:10 AM |
leverage-monger | $25.00 | 11/30/2011 7:27:24 AM |
x32248 | $25.63 | 11/30/2011 3:00:10 AM |
secureincome | $703.72 | 11/30/2011 8:41:29 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
536480
This series of Notes was issued and sold upon the funding of the borrower loan #56548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,990.63 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $281.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1978 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 10m |
Amount delinquent:
| $125 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,362 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| note-caper2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New start in life
Purpose of loan: to consolidate all debt after moving and setting up housekeeping.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have income to handle this payment
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 10/31/2011 5:43:06 PM |
Dubbs360 | $50.00 | 11/1/2011 8:23:55 AM |
iaffy | $50.00 | 11/2/2011 2:54:49 PM |
papaloha | $25.00 | 11/3/2011 9:58:11 PM |
rescue | $100.00 | 11/5/2011 11:16:37 AM |
fervent-repayment | $25.00 | 11/5/2011 2:33:57 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:45 PM |
hard-working-loot | $50.00 | 11/6/2011 6:01:54 AM |
Miklot | $25.00 | 11/6/2011 6:58:32 AM |
kulender | $50.00 | 11/6/2011 6:22:25 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:41 AM |
treasure-bliss | $25.00 | 11/6/2011 1:02:43 PM |
evnagelist | $25.00 | 11/6/2011 1:16:43 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:35 PM |
fighter122 | $25.00 | 11/6/2011 10:03:36 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:04 PM |
vontuse | $25.00 | 11/7/2011 7:19:21 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:43 AM |
AdamsWay | $50.00 | 11/7/2011 11:41:11 AM |
kchen486 | $50.00 | 11/7/2011 2:08:24 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:00 PM |
lender4433 | $25.00 | 11/7/2011 8:31:20 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:02 PM |
nybanker85 | $50.00 | 11/8/2011 6:39:04 AM |
Katburg | $25.00 | 11/8/2011 7:12:44 AM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:01 PM |
Green_Bay_Packers | $25.00 | 11/8/2011 3:29:02 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:23 PM |
symbiosis | $50.00 | 11/9/2011 5:50:02 PM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:13 AM |
first-friendly-listing | $30.00 | 11/10/2011 1:31:55 PM |
jiftostada | $25.00 | 11/10/2011 1:03:09 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:01 PM |
Sid-K | $25.00 | 11/11/2011 3:02:37 PM |
a-restless-dollar | $25.00 | 11/11/2011 3:13:34 PM |
tolerant-income | $25.00 | 11/12/2011 5:12:57 AM |
tshurts | $25.00 | 11/12/2011 3:18:51 PM |
apostle901 | $25.00 | 11/13/2011 1:54:38 PM |
asset-professor | $50.00 | 11/13/2011 9:34:52 AM |
Vreet | $25.00 | 11/13/2011 6:49:06 PM |
coin-sonnet | $100.00 | 11/14/2011 12:06:07 AM |
jpac1066 | $100.00 | 11/14/2011 7:15:43 AM |
lemontree | $50.00 | 11/14/2011 8:59:49 AM |
orgy63 | $25.00 | 11/14/2011 9:54:18 AM |
return-enthusiast1 | $25.00 | 11/14/2011 11:26:52 AM |
HamachiMan | $25.00 | 11/14/2011 2:38:44 PM |
KLcapital | $25.00 | 11/14/2011 1:05:56 PM |
miked8303 | $50.00 | 11/1/2011 8:15:33 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:42 AM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:47 PM |
tech310 | $50.00 | 11/1/2011 11:18:26 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:37 AM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:03 PM |
orange-preeminant-bill | $25.00 | 11/5/2011 1:19:42 PM |
mercuriant | $25.00 | 11/5/2011 3:02:34 PM |
the-profit-oracle | $25.00 | 11/6/2011 8:26:16 AM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:14 PM |
Eudyptes | $25.00 | 11/6/2011 10:42:28 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:19 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:35:59 PM |
fcukciti | $35.00 | 11/7/2011 4:14:41 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:49 AM |
dollardave | $50.00 | 11/7/2011 10:44:04 AM |
EBITDA | $25.00 | 11/7/2011 1:17:26 PM |
SimpleChoice | $25.00 | 11/8/2011 8:51:55 AM |
BxRealtor | $25.00 | 11/8/2011 6:30:15 AM |
capital-majesty7 | $200.00 | 11/8/2011 9:00:59 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:23 PM |
shrewd-deal | $75.00 | 11/8/2011 4:46:30 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:08:53 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:42 PM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:03 AM |
suave-dime6 | $25.00 | 11/10/2011 6:23:30 AM |
tornandfrayed | $50.00 | 11/10/2011 5:49:10 AM |
managedfund | $1,400.00 | 11/10/2011 3:31:01 PM |
nalaari | $25.00 | 11/11/2011 5:50:03 AM |
sophisticated-return496 | $25.00 | 11/10/2011 8:22:56 PM |
SDKiwi | $33.00 | 11/11/2011 11:32:03 AM |
qwsd12 | $50.00 | 11/11/2011 9:13:02 AM |
restless-currency | $50.00 | 11/11/2011 6:58:23 PM |
asiaratt | $100.00 | 11/12/2011 3:27:09 AM |
ASR3 | $35.00 | 11/12/2011 5:32:10 AM |
birddogsb | $50.00 | 11/12/2011 6:05:56 AM |
MikeyZ2008 | $50.00 | 11/12/2011 3:35:58 AM |
SKOAL | $25.00 | 11/12/2011 9:24:06 AM |
yield-lion | $25.00 | 11/12/2011 9:52:58 AM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:22 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:17 AM |
kevin314 | $50.00 | 11/12/2011 5:01:48 PM |
lagnisiruk | $25.00 | 11/13/2011 12:16:42 PM |
fair-pound5 | $100.00 | 11/13/2011 8:22:09 PM |
balanced-bill7 | $100.00 | 11/14/2011 6:04:21 AM |
Isotope | $25.00 | 11/13/2011 6:30:35 PM |
money-surge1 | $25.00 | 11/13/2011 7:01:40 PM |
orgy63 | $25.00 | 11/14/2011 9:43:57 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:17 AM |
yomanie | $25.00 | 11/14/2011 7:42:50 AM |
Nazbuster | $50.00 | 11/14/2011 4:16:46 PM |
M_ERIC_CANE | $57.63 | 11/14/2011 4:48:53 PM |
NorthwestLoan1 | $100.00 | 11/14/2011 4:48:55 PM |
100 Investments
|
Borrower Payment Dependent Notes Series
536568
This series of Notes was issued and sold upon the funding of the borrower loan #56490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,680.03 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $245.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 13y 10m |
Amount delinquent:
| $11,277 |
Total credit lines:
| 22 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $200 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-cypress6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off loans.
My financial situation:
I am a good candidate for this loan because I'm employed.
Monthly net income: $8500.00
Monthly expenses: $
Housing: $2300.00
Insurance: $110.00
Car expenses: $
Utilities: $125.00
Phone, cable, internet: $30.00
Food, entertainment: $50.00
Clothing, household expenses: $100.00
Credit cards and other loans: $30.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
qwsd12 | $50.00 | 11/11/2011 6:19:00 PM |
restless-currency | $50.00 | 11/11/2011 6:58:39 PM |
coin-sonnet | $100.00 | 11/14/2011 12:06:27 AM |
MikeyZ2008 | $50.00 | 11/14/2011 7:48:28 AM |
managedfund | $1,500.00 | 11/15/2011 2:34:01 PM |
money-vista | $50.00 | 11/15/2011 5:39:33 PM |
papaloha | $50.00 | 11/16/2011 10:56:00 AM |
dedicated-transaction796 | $50.00 | 11/16/2011 9:13:21 AM |
finance-mushroom | $200.00 | 11/17/2011 9:16:10 AM |
toblerone | $25.00 | 11/18/2011 7:38:41 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:44 AM |
productive-ore | $25.00 | 11/21/2011 4:51:19 AM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:44 PM |
raisingophelia | $25.00 | 11/22/2011 1:16:02 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:09 PM |
engrossing-responsibility0 | $50.00 | 11/23/2011 5:22:42 PM |
Comoparklender | $25.00 | 11/23/2011 5:18:23 PM |
well-mannered-income3 | $40.00 | 11/23/2011 6:13:27 PM |
Jack55304 | $200.00 | 11/23/2011 5:28:38 PM |
benevolent1 | $25.00 | 11/24/2011 8:35:30 AM |
Mariner3605 | $25.00 | 11/24/2011 9:07:12 AM |
the-credit-maker | $25.00 | 11/23/2011 5:20:12 PM |
social-cocktail1 | $200.00 | 11/24/2011 9:35:20 AM |
proud-pound4 | $25.00 | 11/24/2011 9:35:58 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:37 PM |
worthy-bid8 | $50.00 | 11/24/2011 9:17:02 AM |
ChrisProsper | $1,150.00 | 11/24/2011 9:19:34 AM |
jml3482 | $25.00 | 11/25/2011 12:27:17 AM |
money-surge1 | $25.00 | 11/13/2011 7:01:49 PM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:46 AM |
Bankwithme | $500.00 | 11/18/2011 10:58:14 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:17 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:36:56 PM |
wwwUniversal | $25.00 | 11/19/2011 12:39:56 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 10:10:12 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:49 PM |
oreyedoc | $50.00 | 11/22/2011 9:28:43 PM |
HenryS | $30.00 | 11/23/2011 5:15:00 PM |
bailey7563 | $30.00 | 11/23/2011 6:05:37 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:24 PM |
careful-vigilance4 | $45.00 | 11/24/2011 9:13:40 AM |
kind-credit-bear | $25.00 | 11/24/2011 9:08:04 AM |
asiaratt | $32.00 | 11/24/2011 9:16:37 AM |
topper480 | $50.00 | 11/24/2011 6:33:26 AM |
stepatatime-together | $78.00 | 11/24/2011 9:29:16 AM |
FASTIZIO_P | $25.00 | 11/25/2011 9:12:34 AM |
bill-igloo | $25.00 | 11/25/2011 10:15:21 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
536824
This series of Notes was issued and sold upon the funding of the borrower loan #56501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 6m |
Amount delinquent:
| $51 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $292 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| elated-compassion6 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Becoming Debt Free
Purpose of loan:
This loan will be used to pay off all credit cards obligations to reduce monthly total payment and pay them off quicker.
My financial situation:
I am a good candidate for this loan because I have a stable job, I am not late on any payments and will actually have a lower payment than I have already been paying monthly.
Monthly net income: $ 1825.00
Monthly expenses: $
Housing: $ 575.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/2/2011 5:03:38 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:51 PM |
cnovak | $25.00 | 11/2/2011 9:55:28 PM |
Dubbs360 | $50.00 | 11/2/2011 7:19:27 PM |
SolarMoonshine | $25.00 | 11/3/2011 3:45:37 AM |
km007 | $25.00 | 11/3/2011 5:07:37 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:10 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:52 PM |
rescue | $100.00 | 11/5/2011 11:16:44 AM |
diplomatic-wealth7 | $25.00 | 11/5/2011 12:26:53 PM |
heerzaquestion | $25.00 | 11/6/2011 6:40:39 AM |
hard-working-loot | $50.00 | 11/6/2011 6:01:56 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:46 AM |
Cai8899 | $50.00 | 11/6/2011 9:21:13 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:01 PM |
fighter122 | $25.00 | 11/6/2011 10:03:38 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:48 AM |
miked8303 | $25.00 | 11/7/2011 10:36:43 AM |
kchen486 | $50.00 | 11/7/2011 2:08:29 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:02 PM |
lender4433 | $25.00 | 11/7/2011 8:31:22 PM |
BxRealtor | $25.00 | 11/8/2011 6:30:18 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:27 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:04 PM |
first-friendly-listing | $30.00 | 11/9/2011 11:49:03 AM |
tornandfrayed | $50.00 | 11/10/2011 5:49:10 AM |
CMDCO | $50.00 | 11/10/2011 8:35:46 AM |
managedfund | $1,500.00 | 11/10/2011 3:31:33 PM |
steven3333 | $25.00 | 11/11/2011 10:48:16 AM |
Kyileo | $25.00 | 11/11/2011 1:23:23 PM |
sosleep | $25.00 | 11/11/2011 3:38:27 PM |
restless-currency | $50.00 | 11/11/2011 6:58:25 PM |
bold-direct-asset | $50.00 | 11/11/2011 6:53:12 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:14:54 AM |
ASR3 | $35.00 | 11/12/2011 5:32:10 AM |
birddogsb | $50.00 | 11/12/2011 6:05:57 AM |
Branch95 | $50.00 | 11/12/2011 2:46:26 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:23 PM |
flaguynice | $25.00 | 11/13/2011 4:36:04 AM |
weWantToHelp | $50.00 | 11/13/2011 5:05:15 PM |
lagnisiruk | $25.00 | 11/13/2011 12:16:42 PM |
MikeyZ2008 | $50.00 | 11/14/2011 7:48:24 AM |
lucky2 | $25.00 | 11/14/2011 8:35:21 AM |
fair-pound5 | $100.00 | 11/13/2011 8:22:10 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:32 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:15 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:06 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:55 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:55 PM |
evnagelist | $25.00 | 11/4/2011 10:16:41 AM |
zone8 | $100.00 | 11/4/2011 10:57:28 AM |
revenue-achievement | $25.00 | 11/4/2011 3:23:02 PM |
1phantom | $25.00 | 11/5/2011 8:32:25 AM |
treasure-bliss | $25.00 | 11/5/2011 12:56:09 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:49 PM |
kulender | $50.00 | 11/6/2011 6:22:33 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:23 PM |
a-finance-nirvana | $25.00 | 11/7/2011 6:02:36 AM |
EBITDA | $25.00 | 11/7/2011 1:17:27 PM |
loss-of-control | $50.00 | 11/7/2011 6:17:23 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:04 PM |
Katburg | $25.00 | 11/8/2011 7:12:46 AM |
balance-trailblazer | $50.00 | 11/8/2011 9:57:15 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:25 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:45 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:08:55 PM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:03 AM |
friendinmoney | $25.00 | 11/9/2011 4:55:23 PM |
manatee21 | $100.00 | 11/10/2011 7:44:23 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:15 AM |
suave-dime6 | $25.00 | 11/10/2011 6:23:31 AM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:02 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:22:57 PM |
wlm3012 | $30.00 | 11/10/2011 10:25:40 PM |
qwsd12 | $50.00 | 11/11/2011 9:13:03 AM |
missing-link | $25.00 | 11/11/2011 10:35:29 AM |
hudget | $25.00 | 11/11/2011 1:51:23 PM |
palace2 | $143.84 | 11/11/2011 4:00:23 PM |
Sid-K | $25.00 | 11/11/2011 3:02:42 PM |
TravisMcGee | $25.00 | 11/11/2011 8:32:16 PM |
asiaratt | $100.00 | 11/12/2011 3:27:10 AM |
SKOAL | $25.00 | 11/12/2011 9:24:07 AM |
sharp-return7 | $25.00 | 11/12/2011 10:58:54 AM |
tshurts | $25.00 | 11/12/2011 3:18:52 PM |
kevin314 | $50.00 | 11/12/2011 5:01:50 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:18 AM |
apostle901 | $25.00 | 11/13/2011 1:54:38 PM |
asset-professor | $25.00 | 11/13/2011 9:32:51 AM |
money-surge1 | $25.00 | 11/13/2011 7:01:41 PM |
coin-sonnet | $100.00 | 11/14/2011 12:06:08 AM |
worldly-gold | $75.00 | 11/13/2011 10:40:09 PM |
balanced-bill7 | $100.00 | 11/14/2011 6:04:22 AM |
Flreap | $25.00 | 11/14/2011 6:26:15 AM |
Lastavatar | $37.41 | 11/14/2011 8:55:11 AM |
yomanie | $25.00 | 11/14/2011 7:42:51 AM |
rmpedi33 | $25.00 | 11/14/2011 9:26:22 AM |
orgy63 | $25.00 | 11/14/2011 9:42:11 AM |
SkiFastBadly | $100.00 | 11/13/2011 11:56:11 PM |
principal-cooker2 | $173.75 | 11/14/2011 10:49:19 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
536938
This series of Notes was issued and sold upon the funding of the borrower loan #57185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,800.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $344.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 49% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| hardneasylivin |
Borrower's state:
| Ohio |
Borrower's group:
| MONEY DIES |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 59 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $7,348.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2009)
720-739
(Aug-2007)
720-739
(Jul-2007)
|
Principal balance:
| $0.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 59 | | |
Description
3rd Loan with Prosper, LET'S GO!
Emergency Funds for a business I am acquiring.
I am a good candidate for this loan because I'm awesome! I pay my bills on time, every time. I've never had a late payment. EVER. Based on my track record I am a very low risk candidate despite what Prosper's rating system seems to think.
One week ago, I had a Prosper rating of A and a score of 8. Nothing has changed other than the fact that I paid off my second loan with Prosper in FULL and my credit score has improved 5 points. With that said, Prosper decided to lower my score and rating. Also I have a higher APR because of this. AMAZING! So if you want to make some money off me, great. If not, sorry for your loss. If this loan doesn't get funded I will relist for $5000 because that is the minimum amount I need. I have other funds that I didn't want to tap into but will if I have to.
MONEY LEFT OVER TO PAY OFF PROSPER LOAN: $500/month
Thanks and good luck!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $25.00 | 12/6/2011 5:06:55 PM |
113121 | $25.00 | 12/6/2011 5:08:34 PM |
pound-mushroom3 | $25.00 | 12/6/2011 5:08:58 PM |
igniter584 | $25.00 | 12/6/2011 5:06:00 PM |
brazilofmux | $100.00 | 12/6/2011 5:10:35 PM |
trumpeter5 | $25.00 | 12/6/2011 5:11:26 PM |
LittleMingo | $30.00 | 12/6/2011 5:17:43 PM |
managedfund | $926.00 | 12/6/2011 5:27:39 PM |
auction-seeker4 | $25.00 | 12/6/2011 5:35:30 PM |
Tscheddar | $25.00 | 12/6/2011 5:31:10 PM |
new-point-bandit | $50.00 | 12/6/2011 5:31:54 PM |
tenacious-capital3 | $26.27 | 12/6/2011 5:36:28 PM |
first-serene-credit | $25.00 | 12/6/2011 5:58:17 PM |
lowrater | $250.90 | 12/6/2011 6:01:55 PM |
dontletmoneyfoolya | $40.85 | 12/6/2011 6:04:38 PM |
radforj22 | $25.00 | 12/6/2011 6:10:40 PM |
vine99 | $50.00 | 12/6/2011 6:23:41 PM |
thankful-nickel2 | $25.00 | 12/6/2011 6:11:17 PM |
green-trade-dolphin2 | $30.02 | 12/6/2011 5:02:41 PM |
worthy-bid8 | $50.00 | 12/6/2011 5:07:09 PM |
ricklip | $100.00 | 12/6/2011 6:54:50 PM |
Nazbuster | $100.00 | 12/6/2011 8:11:23 PM |
boneill | $36.52 | 12/6/2011 9:58:30 PM |
credit-guard5 | $25.00 | 12/6/2011 8:14:25 PM |
new-social-economist | $120.00 | 12/6/2011 10:08:38 PM |
goodhearted-basis4 | $25.00 | 12/7/2011 1:01:25 AM |
nimble-money086 | $25.00 | 12/6/2011 10:11:13 PM |
social-comet7 | $42.85 | 12/7/2011 4:02:50 AM |
yield-hut | $50.00 | 12/7/2011 4:08:16 AM |
HenlopenCapital | $25.00 | 12/7/2011 12:38:00 AM |
investment-artist | $29.01 | 12/6/2011 5:30:08 PM |
powerful-finance7 | $25.00 | 12/7/2011 2:21:09 AM |
loanman2007 | $100.00 | 12/7/2011 5:22:50 AM |
Domgabriel | $30.00 | 12/7/2011 3:43:14 AM |
KLCRAY | $50.00 | 12/7/2011 5:31:10 AM |
The-Lighthouse-Group | $50.00 | 12/7/2011 4:16:50 AM |
corporatejim | $53.17 | 12/7/2011 4:21:16 AM |
Mrs-Honeydew | $30.00 | 12/7/2011 4:26:07 AM |
Hogan55 | $28.33 | 12/7/2011 4:51:13 AM |
intrepid-loot | $25.00 | 12/7/2011 6:10:48 AM |
determined-revenue1 | $35.00 | 12/6/2011 5:40:00 PM |
happy-loot3 | $100.00 | 12/6/2011 5:40:12 PM |
john0720 | $25.00 | 12/7/2011 7:04:25 AM |
goodhearted-gold3 | $25.00 | 12/7/2011 6:17:40 AM |
coin-popcorn | $34.14 | 12/7/2011 7:43:37 AM |
bakersfield1 | $25.00 | 12/7/2011 6:38:10 AM |
credit-investor5 | $50.00 | 12/7/2011 6:47:36 AM |
zxr | $25.00 | 12/7/2011 6:53:53 AM |
indianoven | $25.00 | 12/7/2011 7:51:50 AM |
FinanceEngine | $45.00 | 12/7/2011 8:56:11 AM |
icon7 | $30.00 | 12/7/2011 8:58:53 AM |
valiant-money | $50.00 | 12/7/2011 8:08:34 AM |
Onlyhappycustomers | $25.00 | 12/6/2011 7:04:06 PM |
Tradesmanlender | $25.00 | 12/7/2011 9:05:40 AM |
BigBag | $25.00 | 12/6/2011 7:20:59 PM |
innovator10 | $200.00 | 12/7/2011 9:09:12 AM |
payout-reaction740 | $25.00 | 12/7/2011 9:06:57 AM |
beachfunder | $25.00 | 12/7/2011 9:16:08 AM |
credit-maple5 | $100.00 | 12/7/2011 9:14:34 AM |
greenback-seagull2 | $50.00 | 12/7/2011 9:16:53 AM |
contract-student2 | $70.00 | 12/7/2011 4:48:48 AM |
biofred | $25.00 | 12/7/2011 4:50:07 AM |
Sierrahh | $25.00 | 12/7/2011 9:17:45 AM |
Income-Scout | $200.00 | 12/7/2011 5:27:36 AM |
williemc44 | $25.00 | 12/7/2011 9:30:30 AM |
Jinja | $75.00 | 12/7/2011 7:06:42 AM |
Investor_DP | $100.00 | 12/7/2011 9:32:51 AM |
loyalist1 | $300.00 | 12/7/2011 7:43:37 AM |
KADENA462 | $25.00 | 12/7/2011 8:57:00 AM |
bluehen00 | $25.00 | 12/7/2011 9:09:16 AM |
easylivin | $25.00 | 12/7/2011 9:14:51 AM |
Elefunt | $25.00 | 12/7/2011 9:24:39 AM |
MoneyForNothing | $31.43 | 12/6/2011 5:07:15 PM |
AndChicksforFree | $25.00 | 12/6/2011 5:07:29 PM |
timbob | $100.00 | 12/6/2011 5:15:24 PM |
investmentgroup | $25.00 | 12/6/2011 5:16:16 PM |
Moe87 | $25.13 | 12/6/2011 5:17:01 PM |
trade-burrito4 | $35.00 | 12/6/2011 5:13:38 PM |
dynamic-money271 | $25.00 | 12/6/2011 5:20:23 PM |
r48 | $32.00 | 12/6/2011 5:17:18 PM |
enticing-capital6 | $50.00 | 12/6/2011 5:18:37 PM |
houli123 | $50.00 | 12/6/2011 5:38:05 PM |
AFairDeal | $25.00 | 12/6/2011 5:43:26 PM |
cello1 | $25.00 | 12/6/2011 5:47:33 PM |
Feyenoord | $30.00 | 12/6/2011 6:01:56 PM |
wlm3012 | $30.00 | 12/6/2011 6:16:51 PM |
s270 | $48.34 | 12/6/2011 6:28:09 PM |
papaloha | $1,000.00 | 12/6/2011 7:26:50 PM |
travels536 | $25.00 | 12/6/2011 7:47:41 PM |
feb217 | $26.73 | 12/6/2011 7:58:11 PM |
Leopoldine | $25.00 | 12/6/2011 8:06:01 PM |
graceful-IRAinvestment | $120.00 | 12/6/2011 8:39:48 PM |
hidavehi | $40.00 | 12/6/2011 7:29:33 PM |
amlu1988 | $25.00 | 12/6/2011 8:52:18 PM |
orange-impartial-asset | $25.00 | 12/6/2011 8:55:20 PM |
dime-vista2 | $25.00 | 12/6/2011 10:09:27 PM |
loanman2007 | $25.00 | 12/6/2011 5:19:22 PM |
orange-impartial-asset | $250.00 | 12/6/2011 9:08:36 PM |
ericd523 | $25.00 | 12/6/2011 10:07:32 PM |
careful-note | $50.00 | 12/6/2011 5:27:15 PM |
worthy-commitment7 | $25.00 | 12/7/2011 4:05:31 AM |
sushi537 | $25.00 | 12/7/2011 12:31:06 AM |
ChoiceInvestments | $32.45 | 12/7/2011 2:01:29 AM |
Kennfusion | $50.00 | 12/7/2011 2:40:27 AM |
jayk63 | $25.00 | 12/7/2011 3:19:26 AM |
The-Helper | $25.00 | 12/7/2011 4:05:13 AM |
USMCR | $25.00 | 12/7/2011 4:33:28 AM |
brondero | $95.00 | 12/7/2011 6:05:30 AM |
rubylender | $25.00 | 12/7/2011 6:08:23 AM |
Sturgee | $25.00 | 12/7/2011 5:15:51 AM |
AF-Chief | $25.00 | 12/6/2011 5:39:21 PM |
Danylostefan | $75.00 | 12/6/2011 5:49:09 PM |
Leshan | $200.00 | 12/7/2011 7:34:31 AM |
Rulea72 | $25.00 | 12/7/2011 7:37:21 AM |
chicagobanker | $50.00 | 12/6/2011 6:44:52 PM |
he-shoots-he-scores | $127.72 | 12/7/2011 7:13:43 AM |
Land_on_your_feet | $46.40 | 12/7/2011 8:33:11 AM |
mad-scientist418 | $25.00 | 12/7/2011 7:25:05 AM |
drb4ever | $25.00 | 12/7/2011 8:14:40 AM |
Rider | $151.78 | 12/7/2011 8:35:57 AM |
ScottCapital | $25.00 | 12/7/2011 9:00:52 AM |
TackingWindward | $25.00 | 12/7/2011 9:02:10 AM |
designer_10 | $25.00 | 12/7/2011 9:13:00 AM |
OldManP | $35.00 | 12/7/2011 9:15:22 AM |
ursus | $50.00 | 12/7/2011 9:15:58 AM |
fund-dragster | $68.14 | 12/7/2011 5:29:35 AM |
economy-popcorn | $25.00 | 12/7/2011 6:34:11 AM |
credit-statuette8 | $50.00 | 12/7/2011 9:27:37 AM |
cerebral-dollar773 | $50.00 | 12/7/2011 6:55:08 AM |
benefit-trident | $50.00 | 12/7/2011 6:57:46 AM |
prudent-bid3 | $25.00 | 12/7/2011 7:00:44 AM |
rolltide09 | $25.00 | 12/7/2011 9:31:30 AM |
gothampark | $25.00 | 12/7/2011 7:42:56 AM |
Bank_Of_XL | $25.00 | 12/7/2011 7:48:09 AM |
brainy-greenback481 | $100.00 | 12/7/2011 9:01:56 AM |
enterprising-credit2 | $25.00 | 12/7/2011 9:16:09 AM |
MoneyBadger | $25.00 | 12/7/2011 9:17:45 AM |
bancoroyal | $31.11 | 12/7/2011 9:20:56 AM |
damage | $25.00 | 12/7/2011 9:22:20 AM |
secureincome | $1,130.71 | 12/7/2011 9:33:37 AM |
140 Investments
|
Borrower Payment Dependent Notes Series
537018
This series of Notes was issued and sold upon the funding of the borrower loan #56619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $539.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 27% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,015 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| visionary-silver3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debit consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/14/2011 10:25:51 AM |
GMPK_TLAS | $50.00 | 11/14/2011 10:34:48 AM |
pdub | $75.00 | 11/14/2011 12:01:02 PM |
JustMee | $25.00 | 11/14/2011 5:13:37 PM |
axl163 | $25.00 | 11/14/2011 10:52:13 AM |
HamachiMan | $25.00 | 11/14/2011 2:39:30 PM |
cnovak | $25.00 | 11/14/2011 10:50:49 AM |
fortytwo | $200.00 | 11/14/2011 2:26:52 PM |
wealth-fields8 | $50.00 | 11/15/2011 11:28:15 AM |
worth-blanket2 | $14,500.00 | 11/15/2011 1:56:38 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:05 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
537362
This series of Notes was issued and sold upon the funding of the borrower loan #56725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 33% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,136 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-encouraging-income |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit Card Consolidation
Purpose of loan:
This loan will be used to Consolidation credit Card
My financial situation:
I am a good candidate for this loan because, Full Time employment, seeking to establish my credit worthiness
Monthly net income: $ 4118.40
Monthly expenses: $ 150.00
Housing: $ 100.00
Insurance: $ 120.00
Car expenses: $ 600.00
Utilities: $ 120.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 120.00
Credit cards and other loans: $ 600.00
Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blitzen40 | $25.00 | 11/19/2011 12:26:38 PM |
SolarMoonshine | $25.00 | 11/19/2011 1:17:32 PM |
Danjack_Capital | $25.00 | 11/19/2011 8:19:13 PM |
let_me_retire | $75.00 | 11/21/2011 12:22:27 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:29 PM |
Rogelio48 | $25.00 | 11/24/2011 7:23:25 AM |
wealth-multiplier | $25.00 | 11/25/2011 6:18:32 PM |
revenue-associate | $25.00 | 11/26/2011 7:38:28 AM |
matthewa | $25.00 | 11/25/2011 11:01:38 AM |
cycle198 | $30.00 | 11/26/2011 8:02:27 AM |
Craigopher | $25.00 | 11/26/2011 9:46:22 AM |
HammerSmith | $25.00 | 11/25/2011 4:48:09 PM |
copper | $50.00 | 11/26/2011 12:32:22 PM |
Zingaro | $25.00 | 11/26/2011 12:49:57 AM |
the-hope-workhorse | $100.00 | 11/26/2011 10:21:50 AM |
Lubava | $26.00 | 11/26/2011 3:54:28 PM |
Christophe | $25.00 | 11/26/2011 4:39:17 PM |
market-pudding | $25.00 | 11/26/2011 6:30:55 PM |
dudebrah | $25.00 | 11/27/2011 12:34:19 PM |
thrifty-capital | $25.00 | 11/26/2011 8:31:21 PM |
enterprising-credit2 | $25.00 | 11/27/2011 1:11:50 PM |
economy-popcorn | $25.00 | 11/27/2011 8:25:48 PM |
OLYVRC | $25.00 | 11/27/2011 11:36:32 PM |
Whipster | $25.00 | 11/27/2011 9:46:02 AM |
catamaran2024 | $25.00 | 11/27/2011 10:51:13 PM |
loanman2007 | $25.00 | 11/28/2011 4:57:11 AM |
Land_on_your_feet | $35.64 | 11/28/2011 6:01:20 AM |
glroark | $50.00 | 11/28/2011 7:06:29 AM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:15:30 PM |
loyaltyologist | $25.00 | 11/27/2011 6:13:08 PM |
investment-comet | $25.00 | 11/28/2011 11:46:46 AM |
managedfund | $100.00 | 11/28/2011 12:39:36 PM |
moola-monger9 | $50.00 | 11/28/2011 8:39:10 AM |
evergreen16 | $40.00 | 11/28/2011 9:14:46 AM |
fuzed | $50.00 | 11/28/2011 10:26:07 AM |
dsnybnd | $31.72 | 11/28/2011 12:42:36 PM |
108lender | $118.00 | 11/23/2011 9:43:22 AM |
AndChicksforFree | $25.00 | 11/27/2011 11:14:46 AM |
papaloha | $25.00 | 11/19/2011 12:53:06 PM |
fountain355 | $27.00 | 11/22/2011 4:47:13 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:44:16 AM |
social-heart | $25.00 | 11/22/2011 5:30:16 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:39 PM |
topper480 | $50.00 | 11/24/2011 6:33:29 AM |
kind-credit-bear | $25.00 | 11/24/2011 9:08:04 AM |
first-serene-credit | $25.00 | 11/25/2011 8:17:28 AM |
NolockHolmes | $40.00 | 11/25/2011 9:48:19 AM |
aznatama | $50.00 | 11/25/2011 11:10:48 AM |
social-zebra | $30.00 | 11/25/2011 11:25:28 AM |
setUup | $26.20 | 11/25/2011 5:09:46 PM |
future-baby-fund | $100.00 | 11/25/2011 8:14:33 AM |
melodious-openness | $50.00 | 11/25/2011 8:22:51 PM |
engrossing-responsibility0 | $50.00 | 11/25/2011 9:27:57 AM |
SFBank | $50.00 | 11/25/2011 9:48:15 PM |
melodious-openness | $100.00 | 11/26/2011 6:28:25 AM |
return-cluster991 | $50.00 | 11/25/2011 4:29:56 PM |
Grisimal | $75.00 | 11/26/2011 12:11:30 PM |
loss-of-control | $75.00 | 11/25/2011 6:24:51 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:28 PM |
platinum-czar | $25.00 | 11/26/2011 2:15:03 PM |
ethical-truth211 | $53.59 | 11/26/2011 5:02:08 PM |
JobLowe | $26.95 | 11/26/2011 5:21:38 PM |
JPMorrisLegacyFund | $44.34 | 11/26/2011 6:18:07 AM |
ChefATL | $25.00 | 11/26/2011 7:21:46 AM |
droopie1 | $25.00 | 11/26/2011 11:54:57 PM |
interest-walnut | $25.00 | 11/27/2011 12:30:46 AM |
penny-infusion7 | $25.00 | 11/26/2011 10:53:45 AM |
suges | $25.00 | 11/26/2011 7:26:49 PM |
dollar-tornado3 | $25.00 | 11/27/2011 6:03:11 AM |
Yaout | $100.00 | 11/26/2011 11:02:00 PM |
enticing-exchange3 | $25.00 | 11/27/2011 10:33:07 AM |
CSAworker | $25.00 | 11/26/2011 12:30:33 PM |
PackFan13 | $25.00 | 11/27/2011 11:54:21 AM |
vest_vortex | $33.00 | 11/27/2011 9:20:59 AM |
ponytailacres | $31.53 | 11/27/2011 2:19:53 PM |
sparkling-contract7 | $25.00 | 11/27/2011 4:27:17 PM |
Zipcut | $25.00 | 11/27/2011 5:40:50 PM |
Ray3486 | $25.00 | 11/27/2011 7:11:49 PM |
UBOtto186 | $50.00 | 11/27/2011 8:29:36 AM |
daekpon | $50.00 | 11/27/2011 9:43:48 AM |
Core-Marketing | $26.00 | 11/28/2011 4:11:17 AM |
nfx | $25.00 | 11/28/2011 5:47:56 AM |
Haribelle | $25.00 | 11/27/2011 12:42:22 PM |
susurrus | $25.00 | 11/27/2011 2:01:25 PM |
Kids-College-Fund | $500.00 | 11/28/2011 9:15:22 AM |
Petiza | $25.00 | 11/28/2011 11:23:29 AM |
a-resplendent-commitment | $50.00 | 11/28/2011 6:50:13 AM |
heroic-compassion6 | $50.03 | 11/28/2011 8:25:24 AM |
rchissocol | $30.00 | 11/28/2011 11:23:23 AM |
green28 | $50.00 | 11/28/2011 11:24:41 AM |
firedoctor | $25.00 | 11/28/2011 12:29:14 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
537532
This series of Notes was issued and sold upon the funding of the borrower loan #56537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $260.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 7m |
Amount delinquent:
| $24,677 |
Total credit lines:
| 47 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,191 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| jegatliff |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 59 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2007)
680-699
(Dec-2006)
620-639
(Nov-2006)
680-699
(Jul-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 59 | | |
Description
2 Prior Prosper Loans Paid
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reflective-rupee | $25.00 | 11/7/2011 4:31:20 PM |
pound-mushroom3 | $25.00 | 11/7/2011 5:01:00 PM |
beer-gardener | $100.00 | 11/7/2011 4:51:48 PM |
Wellman | $25.00 | 11/7/2011 6:09:35 PM |
rescue | $100.00 | 11/7/2011 6:09:39 PM |
miked8303 | $25.00 | 11/7/2011 6:28:29 PM |
rs999 | $25.00 | 11/7/2011 6:29:00 PM |
skillful-asset5 | $25.00 | 11/7/2011 6:29:56 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:48 PM |
AF-Chief | $25.00 | 11/7/2011 7:29:04 PM |
well-mannered-income3 | $50.00 | 11/7/2011 7:51:45 PM |
Mikale360 | $25.00 | 11/7/2011 6:53:32 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:11 PM |
frooogal | $50.00 | 11/7/2011 9:12:29 PM |
brightest-organized-balance | $25.00 | 11/7/2011 9:19:29 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:45 PM |
justasoldier | $50.00 | 11/7/2011 9:37:53 PM |
marwadi-62 | $100.00 | 11/7/2011 9:38:43 PM |
AndChicksforFree | $25.00 | 11/7/2011 9:42:01 PM |
bellaquito | $2,000.00 | 11/7/2011 9:48:46 PM |
calimanusa | $50.00 | 11/7/2011 10:07:16 PM |
brightest-gain-investor | $1,925.00 | 11/7/2011 10:10:35 PM |
Dubbs360 | $50.00 | 11/7/2011 8:12:06 PM |
papaloha | $25.00 | 11/7/2011 9:51:13 PM |
SolarMoonshine | $25.00 | 11/7/2011 5:17:18 PM |
312-Lender | $25.00 | 11/7/2011 5:43:01 PM |
real-return | $30.00 | 11/7/2011 5:43:10 PM |
poisson17 | $65.00 | 11/7/2011 6:02:16 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:05 PM |
diplomatic-wealth7 | $25.00 | 11/7/2011 6:16:33 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:55 PM |
social-cocktail1 | $200.00 | 11/7/2011 6:54:15 PM |
five-star-note | $25.00 | 11/7/2011 7:06:49 PM |
important-openness1 | $100.00 | 11/7/2011 7:08:34 PM |
clemclan | $50.00 | 11/7/2011 7:04:07 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:36 PM |
oskizzle | $25.00 | 11/7/2011 6:42:16 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:46 PM |
lender4433 | $25.00 | 11/7/2011 8:31:24 PM |
amlu1988 | $25.00 | 11/7/2011 8:59:43 PM |
chameleon125 | $50.00 | 11/7/2011 9:19:28 PM |
enticing-capital6 | $50.00 | 11/7/2011 7:39:49 PM |
antlr | $50.00 | 11/7/2011 9:35:23 PM |
RockpointCapital | $100.00 | 11/7/2011 9:44:43 PM |
mistrmark | $50.00 | 11/7/2011 10:01:59 PM |
Feyenoord | $30.00 | 11/7/2011 8:19:30 PM |
NekHoldings | $25.00 | 11/7/2011 8:48:55 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
537594
This series of Notes was issued and sold upon the funding of the borrower loan #56575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,836.33 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $252.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,111 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commitment-gala |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
turbodol
Purpose of loan:
This loan will be used to...consolodate credit cards
My financial situation:
I am a good candidate for this loan because...i have a great repayment histort always on time
Monthly net income: $2500
Monthly expenses: $200
Housing: $636.75
Insurance: $128
Car expenses: $0
Utilities: $290
Phone, cable, internet: $51
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/7/2011 9:02:50 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:07 AM |
impressive-loan | $100.00 | 11/7/2011 5:33:55 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:33 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:30 PM |
let_me_retire | $44.16 | 11/8/2011 11:58:52 PM |
daekpon | $50.00 | 11/9/2011 10:38:27 AM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:00 PM |
qwsd12 | $50.00 | 11/11/2011 9:13:08 AM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:10 PM |
fortytwo | $150.00 | 11/11/2011 5:27:18 PM |
stolan | $50.00 | 11/12/2011 4:05:45 AM |
kevin314 | $50.00 | 11/12/2011 5:01:55 PM |
bid-czar8 | $92.00 | 11/13/2011 3:14:23 AM |
simplelender80 | $250.00 | 11/13/2011 7:21:23 AM |
money-surge1 | $25.00 | 11/13/2011 7:01:43 PM |
alexgalt | $25.00 | 11/13/2011 1:37:39 PM |
apostle901 | $25.00 | 11/13/2011 1:54:41 PM |
MikeyZ2008 | $50.00 | 11/14/2011 7:48:25 AM |
enterprising-credit2 | $25.00 | 11/15/2011 7:54:15 AM |
managedfund | $350.00 | 11/15/2011 2:29:27 PM |
invincible-platinum9 | $25.00 | 11/15/2011 1:59:53 PM |
money-vista | $50.00 | 11/15/2011 5:39:32 PM |
greencat | $50.00 | 11/16/2011 7:27:40 AM |
Investor_DP | $100.00 | 11/16/2011 3:22:30 AM |
dedicated-transaction796 | $50.00 | 11/16/2011 9:13:17 AM |
preventivepestcontrol | $25.00 | 11/17/2011 10:12:30 AM |
Rebelrick9 | $25.00 | 11/17/2011 3:07:57 PM |
bold-shrewd-dedication | $250.00 | 11/18/2011 5:36:21 AM |
bright-exchange | $25.00 | 11/18/2011 7:26:25 AM |
toblerone | $25.00 | 11/18/2011 7:38:25 AM |
heroic-compassion6 | $100.03 | 11/18/2011 7:39:27 AM |
zippy-greenback231 | $25.00 | 11/18/2011 6:28:00 PM |
loss-of-control | $75.00 | 11/18/2011 6:28:07 PM |
Bankwithme | $500.00 | 11/18/2011 10:57:44 PM |
leverage-monger | $25.00 | 11/19/2011 7:26:29 AM |
Rip128 | $75.00 | 11/19/2011 7:44:25 AM |
Bob450 | $25.00 | 11/19/2011 9:14:10 AM |
assetmanager | $25.00 | 11/19/2011 5:34:24 AM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:08 PM |
payment-halo | $25.00 | 11/19/2011 4:10:03 PM |
witness18 | $200.00 | 11/20/2011 3:41:20 AM |
dollar-tornado3 | $25.00 | 11/20/2011 5:20:46 AM |
kind-diligent-coin | $25.00 | 11/20/2011 5:16:24 AM |
graceful-investment | $100.00 | 11/20/2011 1:33:43 PM |
productive-ore | $25.00 | 11/21/2011 4:51:18 AM |
benevolent1 | $50.00 | 11/20/2011 3:20:18 PM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:41 PM |
sosleep | $25.00 | 11/21/2011 8:00:13 AM |
handy-justice | $50.00 | 11/7/2011 9:57:01 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:50 AM |
social-cocktail1 | $200.00 | 11/7/2011 6:54:15 PM |
fountain355 | $25.00 | 11/8/2011 5:07:21 AM |
Sid-K | $25.00 | 11/11/2011 3:02:53 PM |
restless-currency | $50.00 | 11/11/2011 6:58:30 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:14:56 AM |
larryboy10 | $25.00 | 11/12/2011 10:01:23 AM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:27 PM |
coin-sonnet | $100.00 | 11/14/2011 12:06:15 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:28 AM |
frogperson | $75.00 | 11/15/2011 8:02:34 AM |
wampum-chorus3 | $25.00 | 11/15/2011 2:18:36 PM |
brightest-creative-leverage | $25.00 | 11/16/2011 6:04:59 AM |
realtormoises | $25.00 | 11/16/2011 6:57:39 AM |
blazing-capital2 | $250.00 | 11/16/2011 8:47:19 AM |
papaloha | $50.00 | 11/16/2011 10:55:55 AM |
PrincessGrace33 | $25.00 | 11/16/2011 2:26:04 PM |
SolarMoonshine | $25.00 | 11/17/2011 10:13:55 AM |
wwwUniversal | $25.00 | 11/17/2011 10:39:54 AM |
orderly-leverage | $100.00 | 11/17/2011 3:44:32 PM |
atcrain07 | $25.00 | 11/18/2011 11:46:20 AM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:25 PM |
finance-prescription | $100.00 | 11/19/2011 6:53:41 AM |
Rogelio48 | $25.00 | 11/19/2011 9:43:23 AM |
DannyPhantom | $25.00 | 11/19/2011 3:41:13 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:36:50 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:14 PM |
168RichCapital | $25.11 | 11/20/2011 11:05:24 AM |
kttalamo | $120.00 | 11/19/2011 7:25:00 PM |
goat0 | $50.00 | 11/20/2011 4:38:07 PM |
new-social-economist | $30.00 | 11/20/2011 11:05:05 PM |
81 Investments
|
Borrower Payment Dependent Notes Series
537624
This series of Notes was issued and sold upon the funding of the borrower loan #56733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $86.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2010 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $238 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| brilliant-income3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Monthly expenses
Purpose of loan:
This loan will be used to purchase a multimedia computer which I will be using to read/write/play music and make a website to promote it.
My financial situation:
I am a good candidate for this loan because I currently live with my parents and do not pay any living expenses. I do not have a car and take public transportation which is all paid by my work. My monthly income is roughly $2000.00. $200.00 of it goes to basic everyday necessities.
Monthly net income: $2,000.00
Monthly expenses: $200.00
Housing: $0.00
Insurance: $0.00
Car expenses: No car. Take public transportation.
Utilities: $0.00
Phone, cable, internet: $60.00/month
Food, entertainment: $100.00/month
Clothing, household expenses: $0.00
Credit cards and other loans: $0.00
Other expenses: $40.00/month(gym membership)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blitzen40 | $25.00 | 11/18/2011 9:06:01 AM |
golden-velocity9 | $35.00 | 11/18/2011 9:22:08 AM |
fortytwo | $150.00 | 11/18/2011 9:38:47 AM |
alexgalt | $25.00 | 11/18/2011 11:03:02 AM |
toblerone | $25.00 | 11/18/2011 9:21:38 AM |
reflective-rupee | $25.00 | 11/18/2011 10:14:44 AM |
SolarMoonshine | $25.00 | 11/18/2011 10:25:49 AM |
papaloha | $25.00 | 11/18/2011 10:29:46 AM |
scarlet-velvet | $25.08 | 11/18/2011 8:28:15 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:16 PM |
cognizant-rupee7 | $25.00 | 11/21/2011 9:32:40 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:22 PM |
atcrain07 | $25.00 | 11/21/2011 12:33:40 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:14 PM |
enterprising-credit2 | $25.00 | 11/21/2011 5:03:53 PM |
rupee-universe | $25.00 | 11/21/2011 11:43:16 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:47:34 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:33 PM |
pfh | $25.00 | 11/22/2011 7:57:44 PM |
compassion-artisan9 | $65.95 | 11/22/2011 9:06:31 PM |
elvisloans | $0.66 | 11/23/2011 5:24:59 AM |
loanman2007 | $50.00 | 11/18/2011 9:25:54 AM |
pound-mushroom3 | $25.00 | 11/18/2011 9:37:10 AM |
Danjack_Capital | $25.00 | 11/18/2011 9:58:01 AM |
fountain355 | $25.00 | 11/19/2011 3:20:23 AM |
zippy-greenback231 | $25.00 | 11/18/2011 7:29:37 PM |
bluebouyz | $25.00 | 11/19/2011 2:59:45 PM |
well-mannered-income3 | $40.00 | 11/19/2011 7:28:42 PM |
CashFlow13 | $100.00 | 11/21/2011 9:15:07 AM |
managedfund | $500.00 | 11/21/2011 10:31:44 AM |
GS-ROCK | $28.31 | 11/21/2011 8:15:21 AM |
calimanusa | $30.00 | 11/21/2011 10:48:17 PM |
glenium | $25.00 | 11/22/2011 4:55:18 AM |
Bob450 | $25.00 | 11/22/2011 4:48:27 PM |
bold-direct-asset | $50.00 | 11/22/2011 5:17:33 PM |
elevated-finance | $25.00 | 11/22/2011 6:19:38 PM |
capital-heaven5 | $200.00 | 11/22/2011 6:25:51 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
537626
This series of Notes was issued and sold upon the funding of the borrower loan #56513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 28% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $205 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| active-return3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New business start-up
Purpose of loan:
This loan will be used to...start a new small business in the same field of work that my job is in and that I've been doing for 18 years. Just tired of working for other people.
My financial situation:
I am a good candidate for this loan because...I have near perfect credit, no debt and a relatively high paying job.
Monthly net income: $2300
Monthly expenses: $1295
Housing: $225
Insurance: $105
Car expenses: $425
Utilities: $100
Phone, cable, internet: $140
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fortytwo | $150.00 | 11/15/2011 10:22:47 AM |
ingenious-deal6 | $25.00 | 11/15/2011 11:12:14 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:18 AM |
invincible-platinum9 | $25.00 | 11/15/2011 2:00:01 PM |
thrilling-wealth556 | $25.00 | 11/15/2011 8:38:06 PM |
coin-investor | $25.00 | 11/16/2011 5:56:52 AM |
papaloha | $50.00 | 11/16/2011 10:56:03 AM |
enchanted-diversification496 | $25.00 | 11/16/2011 6:33:40 PM |
nodrivelpls | $25.00 | 11/16/2011 6:38:58 PM |
harperpotok | $100.00 | 11/16/2011 3:16:05 PM |
principal-cooker2 | $100.00 | 11/16/2011 6:50:30 PM |
mercuriant | $25.00 | 11/16/2011 6:57:27 PM |
Angel_Investor_7 | $25.00 | 11/16/2011 7:00:56 PM |
social-cocktail1 | $41.00 | 11/16/2011 6:29:55 PM |
shrewd-peace7 | $25.00 | 11/16/2011 7:08:59 PM |
important-openness1 | $100.00 | 11/16/2011 6:40:32 PM |
red-power-pecan | $50.00 | 11/16/2011 6:52:23 PM |
Iwillhuntyoudown | $25.00 | 11/16/2011 8:06:55 PM |
tenacious-capital3 | $26.27 | 11/16/2011 6:56:14 PM |
fervent-repayment | $50.00 | 11/16/2011 7:02:32 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:52 PM |
enthralling-deal180 | $25.00 | 11/17/2011 4:41:14 AM |
kindness-jedi | $25.00 | 11/17/2011 9:18:25 AM |
cognizant-rupee7 | $25.00 | 11/17/2011 9:23:07 AM |
diplomatic-wealth7 | $25.00 | 11/17/2011 9:16:26 AM |
orderly-leverage | $100.00 | 11/17/2011 3:44:46 PM |
wise-peaceful-p2ploan | $25.00 | 11/17/2011 5:01:45 PM |
NewOrleans2012 | $25.00 | 11/17/2011 12:35:49 PM |
ect_2k20 | $25.00 | 11/17/2011 5:54:34 PM |
setUup | $25.28 | 11/17/2011 8:05:57 PM |
lucrative-reward | $100.00 | 11/17/2011 8:39:20 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:55 AM |
NickRac | $25.00 | 11/18/2011 4:32:39 AM |
toblerone | $25.00 | 11/18/2011 7:38:53 AM |
engrossing-responsibility0 | $50.00 | 11/18/2011 9:33:58 AM |
basis-wizard8 | $100.00 | 11/18/2011 7:42:43 AM |
return-hugger | $25.00 | 11/18/2011 9:55:17 AM |
houli123 | $25.00 | 11/18/2011 10:02:09 AM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:54 AM |
nickel-position | $25.00 | 11/18/2011 1:39:19 PM |
money-fort | $25.00 | 11/18/2011 8:37:24 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:11 AM |
jebber007 | $50.00 | 11/19/2011 8:08:52 AM |
AlternativeCashFlow | $25.00 | 11/18/2011 6:55:20 PM |
luann199 | $28.20 | 11/19/2011 6:51:35 AM |
Bob450 | $25.00 | 11/19/2011 9:22:30 AM |
mckhbnpc | $50.00 | 11/18/2011 9:59:45 PM |
Maetryx | $25.00 | 11/19/2011 9:34:36 AM |
blue-dollar-viking | $50.00 | 11/19/2011 9:52:08 AM |
rockhound84 | $25.00 | 11/19/2011 5:40:51 AM |
Dubbs360 | $100.00 | 11/19/2011 12:22:54 PM |
Mariner3605 | $25.00 | 11/19/2011 12:34:48 PM |
2grindstones | $25.00 | 11/19/2011 11:27:38 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:02 PM |
Jack55304 | $200.00 | 11/19/2011 12:41:03 PM |
credit-birch | $44.00 | 11/19/2011 12:55:18 PM |
stanfordgrad05 | $25.00 | 11/19/2011 2:02:29 PM |
DannyPhantom | $25.00 | 11/19/2011 3:36:45 PM |
Brisket_Bob | $29.95 | 11/19/2011 6:27:00 PM |
jono9999 | $53.75 | 11/19/2011 6:24:33 PM |
credit-fox3 | $27.18 | 11/19/2011 7:15:23 PM |
TW2000 | $25.00 | 11/19/2011 7:32:45 PM |
scarlet-velvet | $25.08 | 11/19/2011 8:13:41 PM |
williamjames | $50.00 | 11/19/2011 8:30:53 PM |
transformer855 | $25.00 | 11/19/2011 10:56:22 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:21 PM |
Zuzu | $25.00 | 11/20/2011 1:38:52 AM |
dollar-tornado3 | $25.00 | 11/20/2011 4:34:45 AM |
niceville80 | $25.00 | 11/20/2011 5:21:03 AM |
suave-dime6 | $25.00 | 11/20/2011 7:28:54 AM |
dynrep | $50.00 | 11/19/2011 3:04:39 PM |
awesome-benefit1 | $25.00 | 11/20/2011 9:21:03 AM |
preeminant-generosity2 | $25.00 | 11/20/2011 11:17:18 AM |
riveting-credit5 | $100.00 | 11/20/2011 11:19:22 AM |
tranquil-economy4 | $100.00 | 11/20/2011 12:25:59 PM |
whitemountainhandyman | $50.00 | 11/20/2011 6:48:42 AM |
jonn834 | $100.00 | 11/20/2011 4:37:37 PM |
2011JACE | $26.05 | 11/20/2011 12:31:52 PM |
wise-deal-panda | $100.00 | 11/20/2011 12:37:49 PM |
top-deal-achievement | $25.00 | 11/20/2011 9:34:45 PM |
first-friendly-listing | $30.00 | 11/20/2011 3:11:06 PM |
nickel-acrobat | $25.00 | 11/20/2011 4:43:13 PM |
jjswanso | $50.00 | 11/21/2011 8:21:59 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:17 AM |
goal-income1 | $300.00 | 11/21/2011 10:28:43 AM |
birch2 | $25.00 | 11/21/2011 12:54:11 PM |
benwalla | $25.00 | 11/21/2011 2:43:46 PM |
chuckpats | $75.00 | 11/21/2011 3:25:43 PM |
money-yeller | $50.00 | 11/21/2011 6:15:28 PM |
pious-benjamins1 | $26.00 | 11/21/2011 9:02:55 PM |
Weaverville | $25.00 | 11/21/2011 9:21:15 PM |
SqueezeKing | $25.00 | 11/21/2011 8:11:53 PM |
calimanusa | $50.00 | 11/21/2011 10:44:45 PM |
ikeloans | $75.00 | 11/22/2011 12:29:33 AM |
kendigme | $50.00 | 11/22/2011 3:19:12 AM |
goodhearted-generosity511 | $25.00 | 11/22/2011 7:15:01 AM |
treasure-bliss | $25.00 | 11/22/2011 7:25:54 AM |
vine99 | $75.00 | 11/15/2011 11:38:52 AM |
economy-coup | $50.00 | 11/15/2011 3:24:39 PM |
fantastic-wampum1 | $100.00 | 11/15/2011 8:15:23 PM |
golden-velocity9 | $25.00 | 11/16/2011 3:58:28 AM |
pound-mushroom3 | $25.00 | 11/15/2011 7:06:21 PM |
LarWit1512 | $25.00 | 11/16/2011 5:47:02 AM |
loan-mammal | $100.00 | 11/16/2011 6:24:09 PM |
hope-eagle6 | $25.00 | 11/16/2011 6:26:00 PM |
Wellman | $25.00 | 11/16/2011 6:24:51 PM |
loan-fate | $50.00 | 11/16/2011 6:39:44 PM |
miked8303 | $25.00 | 11/16/2011 6:44:47 PM |
worthy-bid8 | $50.00 | 11/16/2011 6:53:13 PM |
rhin0cerx | $50.00 | 11/16/2011 6:55:20 PM |
missing-link | $25.00 | 11/16/2011 5:12:25 PM |
silver-wonder278 | $25.00 | 11/16/2011 6:57:30 PM |
progressive-economy261 | $400.00 | 11/16/2011 6:24:27 PM |
rescue | $100.00 | 11/16/2011 7:14:25 PM |
orange-preeminant-bill | $25.00 | 11/16/2011 7:16:14 PM |
top-courteous-peso | $100.00 | 11/16/2011 7:19:58 PM |
life-is-great | $25.00 | 11/16/2011 6:48:32 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:03 PM |
antlr | $50.00 | 11/16/2011 7:10:11 PM |
oldmora | $50.00 | 11/17/2011 6:37:26 AM |
finance-mushroom | $200.00 | 11/17/2011 9:16:13 AM |
zone8 | $35.00 | 11/17/2011 9:18:23 AM |
valiant-money | $35.00 | 11/17/2011 8:26:57 AM |
Cai8899 | $50.00 | 11/17/2011 9:22:57 AM |
LoanerPrincipal | $25.00 | 11/17/2011 8:00:58 PM |
funds-framework4 | $30.00 | 11/17/2011 8:55:02 PM |
Something-Corporate | $25.00 | 11/17/2011 8:46:32 PM |
careful-note1 | $25.00 | 11/18/2011 7:47:36 AM |
jpac1066 | $100.00 | 11/18/2011 8:29:58 AM |
kulender | $100.00 | 11/18/2011 9:13:01 AM |
aesop56 | $100.00 | 11/18/2011 8:59:33 AM |
penny-surgeon | $25.00 | 11/18/2011 12:28:10 PM |
droopie1 | $25.00 | 11/18/2011 11:42:04 AM |
gain-expert | $29.47 | 11/18/2011 9:28:41 AM |
enterprising-credit2 | $50.00 | 11/18/2011 1:56:54 PM |
tranquil-ore4 | $25.00 | 11/18/2011 2:29:34 PM |
flwah | $25.00 | 11/18/2011 10:56:01 AM |
camaraderi-atmosphere | $50.00 | 11/18/2011 6:49:56 PM |
CA-Lender | $25.00 | 11/18/2011 1:02:20 PM |
peaceful-transparency4 | $50.00 | 11/18/2011 5:56:51 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:29 PM |
bid-stockpiler1 | $25.00 | 11/18/2011 4:16:11 PM |
wwwUniversal | $25.00 | 11/18/2011 5:16:29 PM |
irishalaskan | $25.00 | 11/19/2011 2:49:04 AM |
dudebrah | $25.00 | 11/19/2011 12:28:10 AM |
triumph246 | $25.00 | 11/18/2011 6:30:49 PM |
armny | $61.81 | 11/19/2011 6:49:11 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:48 AM |
susurrus | $25.00 | 11/19/2011 8:02:18 AM |
loyalist1 | $100.00 | 11/18/2011 11:32:42 PM |
CO_Engineer | $53.00 | 11/19/2011 10:44:27 AM |
strong-roi | $25.00 | 11/19/2011 6:30:04 AM |
dedicated-transaction796 | $25.00 | 11/19/2011 12:28:26 PM |
becky30 | $25.00 | 11/19/2011 12:19:37 PM |
radiant-wealth0 | $50.00 | 11/19/2011 1:13:28 PM |
MrBailey | $25.00 | 11/19/2011 1:03:35 PM |
payment-halo | $25.00 | 11/19/2011 2:58:05 PM |
integrity-doctor | $100.00 | 11/19/2011 8:21:17 PM |
bold-shrewd-duty | $32.00 | 11/20/2011 2:04:02 AM |
well-mannered-income3 | $40.00 | 11/20/2011 5:35:26 AM |
marcopolo10 | $25.00 | 11/20/2011 6:40:44 AM |
radforj22 | $25.00 | 11/20/2011 11:37:45 AM |
q4golf | $25.00 | 11/19/2011 6:21:29 PM |
1phantom | $25.00 | 11/20/2011 12:21:29 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:45 PM |
mizon291 | $50.00 | 11/20/2011 12:38:25 PM |
antlr | $50.00 | 11/20/2011 2:43:10 PM |
productive-ore | $25.00 | 11/21/2011 4:52:27 AM |
bsh297 | $25.36 | 11/21/2011 7:23:40 AM |
Elefunt | $25.00 | 11/21/2011 9:13:46 AM |
erowis | $50.00 | 11/20/2011 10:15:02 PM |
new-social-economist | $80.00 | 11/20/2011 11:05:36 PM |
secureincome | $1,250.00 | 11/21/2011 11:02:44 AM |
asiaratt | $50.00 | 11/21/2011 9:21:55 AM |
bold-direct-asset | $50.00 | 11/21/2011 9:40:07 AM |
bailey7563 | $40.00 | 11/21/2011 11:48:56 AM |
atcrain07 | $25.00 | 11/21/2011 12:29:30 PM |
computer758 | $25.00 | 11/21/2011 8:26:23 PM |
realtormoises | $25.00 | 11/21/2011 9:03:40 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:54:34 PM |
octoberfresh | $25.00 | 11/22/2011 7:07:23 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:19 AM |
bailey7563 | $42.45 | 11/22/2011 8:45:12 AM |
genuine-money | $100.00 | 11/22/2011 6:14:35 AM |
184 Investments
|
Borrower Payment Dependent Notes Series
537828
This series of Notes was issued and sold upon the funding of the borrower loan #56424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Nov-08-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $570.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1982 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 11y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $121 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| loyalty-igloo |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment loan
Purpose of loan:
This loan will be used to...
Buy classic vehicles to resell on ebay
My financial situation:
I am a good candidate for this loan because...
I will be making money on these classic cars and you will be making money off of me.
Monthly net income: $4000.00
Monthly expenses: $400.00
Housing: $1095.55
Insurance: $55.60
Car expenses: $185.60
Utilities: $558.53
Phone, cable, internet: $300.00
Food, entertainment: $400.
Clothing, household expenses: $100.00
Credit cards and other loans: $
Other expenses: $216.95
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rescue | $100.00 | 11/8/2011 9:10:47 AM |
credit-wheel7 | $25.00 | 11/8/2011 11:28:08 AM |
DeltaComputerGuy | $30.00 | 11/8/2011 12:03:29 PM |
bonus-demon | $50.00 | 11/8/2011 12:02:20 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:07 PM |
managedfund | $1,800.00 | 11/9/2011 11:57:47 AM |
Corlei | $25.00 | 11/9/2011 4:22:48 PM |
stock106 | $25.00 | 11/10/2011 6:57:46 AM |
The_Collector | $30.69 | 11/10/2011 7:48:02 AM |
suave-dime6 | $25.00 | 11/10/2011 1:48:42 PM |
g-mak-fund | $25.00 | 11/10/2011 2:14:04 PM |
supernova719 | $25.00 | 11/11/2011 4:06:48 AM |
impressive-hope525 | $50.00 | 11/11/2011 12:54:51 PM |
finance-mangrove4 | $25.00 | 11/14/2011 5:43:23 PM |
fortytwo | $200.00 | 11/14/2011 2:26:33 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:36 AM |
gold-pudding6 | $60.00 | 11/16/2011 7:28:53 PM |
loan-hawk9 | $25.00 | 11/16/2011 11:17:48 PM |
magnetic-pound4 | $50.00 | 11/17/2011 7:57:49 AM |
finance-mushroom | $200.00 | 11/17/2011 9:16:07 AM |
NewOrleans2012 | $25.00 | 11/17/2011 12:35:46 PM |
cwe424 | $25.00 | 11/17/2011 11:09:55 AM |
aesop56 | $100.00 | 11/18/2011 8:59:24 AM |
missing-link | $25.00 | 11/18/2011 9:18:02 AM |
atcrain07 | $25.00 | 11/18/2011 12:57:55 PM |
Bankwithme | $500.00 | 11/18/2011 10:57:46 PM |
tremendous-yield8 | $22.43 | 11/19/2011 2:44:47 AM |
value-allocator1 | $33.00 | 11/8/2011 5:18:00 PM |
first-class-gold0 | $46.92 | 11/8/2011 8:19:24 PM |
loan-hawk9 | $25.00 | 11/9/2011 10:04:47 AM |
secureincome | $600.00 | 11/9/2011 12:04:52 PM |
secureincome | $300.00 | 11/9/2011 12:06:09 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:45 PM |
roux | $25.00 | 11/9/2011 5:47:49 PM |
rapid-wealth614 | $55.72 | 11/10/2011 5:01:04 AM |
palace2 | $200.00 | 11/10/2011 5:48:47 AM |
nimble-velocity3 | $75.00 | 11/10/2011 7:09:36 AM |
wealth-renaissance5 | $25.00 | 11/10/2011 5:06:47 AM |
Bendistraw | $25.00 | 11/10/2011 10:09:39 AM |
TikPmp1 | $25.00 | 11/10/2011 2:11:16 PM |
smart-platinum7 | $47.07 | 11/10/2011 5:00:25 PM |
A-ONE-INVESTMENTS | $42.00 | 11/10/2011 5:45:21 PM |
SnE | $50.00 | 11/10/2011 5:24:27 PM |
co98senior | $50.00 | 11/11/2011 5:08:00 AM |
durability-chuckler | $115.00 | 11/11/2011 8:33:02 AM |
asiaratt | $100.00 | 11/12/2011 3:27:12 AM |
johnnyldr | $40.00 | 11/12/2011 6:51:52 AM |
wlm3012 | $30.00 | 11/12/2011 12:28:15 PM |
HamachiMan | $25.00 | 11/14/2011 2:38:57 PM |
leverage-monger | $25.00 | 11/16/2011 7:48:17 AM |
superb-fund9 | $25.00 | 11/16/2011 10:43:12 AM |
papaloha | $50.00 | 11/16/2011 10:55:55 AM |
note-mover9 | $26.17 | 11/16/2011 7:13:55 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:40 PM |
enthralling-deal180 | $25.00 | 11/17/2011 4:41:05 AM |
nalaari | $25.00 | 11/17/2011 7:40:04 AM |
invincible-platinum9 | $25.00 | 11/17/2011 10:41:43 AM |
wwwUniversal | $25.00 | 11/17/2011 10:39:55 AM |
wise-deal-panda | $71.00 | 11/17/2011 5:20:37 PM |
toblerone | $25.00 | 11/18/2011 7:38:28 AM |
WilliamLeeSims | $50.00 | 11/18/2011 4:32:49 PM |
best-unbeatable-transaction | $25.00 | 11/18/2011 3:31:04 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
538018
This series of Notes was issued and sold upon the funding of the borrower loan #56720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,711 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| pure-fund468 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1390
Monthly expenses: $
Housing: $400
Insurance: $30
Car expenses: $168
Utilities: $40
Phone, cable, internet: $95
Food, entertainment: $
Clothing, household expenses: $30
Credit cards and other loans: $130
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $125.00 | 11/23/2011 9:43:20 AM |
fantastic-wampum1 | $100.00 | 11/16/2011 6:36:06 PM |
golden-velocity9 | $25.00 | 11/16/2011 6:36:53 PM |
fortytwo | $150.00 | 11/16/2011 6:57:04 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:36 PM |
ingenious-deal6 | $25.00 | 11/16/2011 7:05:06 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:57 PM |
reflective-rupee | $25.00 | 11/17/2011 9:22:28 AM |
well-mannered-income3 | $40.00 | 11/17/2011 2:42:15 PM |
roux | $25.00 | 11/17/2011 5:32:12 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:00 AM |
toblerone | $25.00 | 11/18/2011 7:39:09 AM |
papaloha | $25.00 | 11/18/2011 10:29:28 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:19 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:52 AM |
gotjack | $25.00 | 11/19/2011 12:27:19 PM |
economy-coup | $50.00 | 11/19/2011 12:07:11 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:37 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:26 PM |
stanfordgrad05 | $25.00 | 11/19/2011 2:02:31 PM |
enterprising-credit2 | $50.00 | 11/19/2011 3:36:49 PM |
Angel_Investor_7 | $25.00 | 11/20/2011 12:11:57 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:48 PM |
Something-Corporate | $25.00 | 11/20/2011 9:28:03 PM |
asset-sprout | $25.00 | 11/21/2011 4:08:15 AM |
Dubbs360 | $100.00 | 11/21/2011 9:23:25 AM |
jazzlender | $25.00 | 11/21/2011 9:26:53 AM |
bonus-demon | $50.00 | 11/21/2011 9:30:05 AM |
wealth-fighter3 | $25.00 | 11/21/2011 8:32:22 AM |
SFteacher | $50.00 | 11/21/2011 9:13:37 AM |
bailey7563 | $25.00 | 11/21/2011 2:19:48 PM |
finance-mushroom | $200.00 | 11/21/2011 5:09:00 PM |
ddog0224 | $50.00 | 11/21/2011 3:07:03 PM |
a-restless-dollar | $25.00 | 11/21/2011 6:08:11 PM |
red-power-pecan | $50.00 | 11/21/2011 5:12:08 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:54:34 PM |
kulender | $32.00 | 11/22/2011 9:09:24 AM |
CashFlow13 | $100.00 | 11/22/2011 9:22:41 AM |
miked8303 | $25.00 | 11/22/2011 9:29:41 AM |
factcheck | $40.00 | 11/22/2011 10:30:38 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:55:34 AM |
principal-cooker2 | $100.00 | 11/22/2011 9:28:09 AM |
Weaverville | $25.00 | 11/22/2011 3:20:40 PM |
social-zebra | $30.00 | 11/22/2011 10:15:40 AM |
MikeyZ2008 | $50.00 | 11/22/2011 5:20:56 PM |
standanddeliver | $50.00 | 11/22/2011 10:55:42 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:25 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:53 PM |
dedicated-transaction796 | $25.00 | 11/22/2011 5:33:40 PM |
loan-fate | $50.00 | 11/22/2011 5:12:01 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:07 PM |
realtormoises | $25.00 | 11/23/2011 7:55:22 AM |
dollar-ruler2 | $25.00 | 11/23/2011 12:26:11 AM |
brightest-creative-leverage | $25.00 | 11/23/2011 5:35:17 AM |
basis-wizard8 | $100.00 | 11/23/2011 6:09:45 AM |
x-lender | $25.00 | 11/23/2011 2:31:14 PM |
wwwUniversal | $25.00 | 11/23/2011 9:35:56 AM |
orange-preeminant-bill | $25.00 | 11/24/2011 9:15:14 AM |
proud-pound4 | $25.00 | 11/24/2011 9:35:59 AM |
shrewd-rupee | $100.00 | 11/24/2011 11:36:06 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:39 PM |
ethical-truth211 | $100.00 | 11/24/2011 8:49:38 PM |
officer8 | $25.00 | 11/25/2011 6:54:56 AM |
return-cluster991 | $50.00 | 11/25/2011 12:45:42 AM |
FASTIZIO_P | $25.00 | 11/25/2011 9:12:35 AM |
heerzaquestion | $30.00 | 11/25/2011 10:31:51 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:42 AM |
renaissance168 | $25.00 | 11/25/2011 11:11:48 AM |
five-star-justice | $32.00 | 11/25/2011 4:14:52 PM |
VASLENDING | $25.00 | 11/25/2011 2:34:59 PM |
PatriotKnight | $25.00 | 11/25/2011 5:03:50 PM |
future-baby-fund | $25.00 | 11/25/2011 8:17:31 AM |
novice-speculator | $25.00 | 11/25/2011 7:47:20 PM |
CaliforniaSun | $25.00 | 11/25/2011 8:24:36 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:25 PM |
gjm6d | $25.00 | 11/26/2011 6:24:13 AM |
Weaverville | $25.00 | 11/26/2011 8:49:24 AM |
Kaj | $25.00 | 11/26/2011 12:09:19 PM |
washboard1 | $25.00 | 11/25/2011 6:14:18 PM |
worthy-bid8 | $50.00 | 11/26/2011 12:35:07 PM |
handshake5 | $57.00 | 11/26/2011 12:19:48 PM |
thelovebug | $100.00 | 11/26/2011 12:15:54 PM |
miamibeachloaner | $25.00 | 11/26/2011 12:36:54 PM |
Poohcho | $25.00 | 11/27/2011 1:34:30 PM |
suges | $50.00 | 11/26/2011 7:25:35 PM |
mystical-fairness4 | $25.00 | 11/26/2011 9:10:33 PM |
catamaran2024 | $25.00 | 11/27/2011 10:51:11 PM |
careful-note | $70.00 | 11/28/2011 4:36:30 AM |
the-silver-blaster | $50.00 | 11/27/2011 10:47:14 AM |
finance-orchestra8 | $40.00 | 11/28/2011 10:16:01 AM |
Toby1montana | $50.00 | 11/27/2011 9:06:43 PM |
ore-healer6 | $33.22 | 11/28/2011 11:35:48 AM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:24 AM |
rvfbroker | $25.00 | 11/28/2011 9:12:01 AM |
jstefans | $25.00 | 11/28/2011 9:12:17 AM |
dordee | $40.00 | 11/28/2011 11:26:55 AM |
investment-comet | $25.00 | 11/28/2011 11:47:53 AM |
pound-mushroom3 | $25.00 | 11/16/2011 7:07:09 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:55 PM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:43 PM |
missing-link | $25.00 | 11/19/2011 12:18:22 PM |
diplomatic-wealth7 | $25.00 | 11/19/2011 12:16:40 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:09 PM |
coin-investor | $25.00 | 11/19/2011 12:50:53 PM |
1phantom | $25.00 | 11/20/2011 12:21:31 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:40:58 PM |
VAGweilo | $25.00 | 11/20/2011 11:49:13 PM |
steven3333 | $25.00 | 11/21/2011 7:07:43 AM |
engrossing-responsibility0 | $50.00 | 11/21/2011 9:10:33 AM |
Jack55304 | $200.00 | 11/21/2011 9:19:08 AM |
hawat | $25.00 | 11/21/2011 1:17:25 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:20 AM |
silver-wonder278 | $25.00 | 11/21/2011 5:06:12 PM |
Brisket_Bob | $28.79 | 11/21/2011 6:04:00 PM |
worldly-income2 | $25.00 | 11/21/2011 3:33:41 PM |
Zuzu | $25.00 | 11/21/2011 6:25:25 PM |
computer758 | $25.00 | 11/21/2011 8:22:02 PM |
suave-dime6 | $25.00 | 11/22/2011 5:44:35 AM |
mercuriant | $25.00 | 11/22/2011 9:15:26 AM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:36 AM |
Girakul | $30.00 | 11/22/2011 7:44:16 AM |
Wellman | $25.00 | 11/22/2011 9:36:59 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:20 AM |
Katburg | $25.00 | 11/22/2011 12:44:47 PM |
raisingophelia | $25.00 | 11/22/2011 1:16:04 PM |
rescue | $100.00 | 11/22/2011 9:38:10 AM |
social-cocktail1 | $200.00 | 11/22/2011 5:08:06 PM |
educationfirst | $50.00 | 11/22/2011 10:47:52 AM |
rhin0cerx | $37.00 | 11/22/2011 5:30:40 PM |
asiaratt | $50.00 | 11/22/2011 5:34:30 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:43:58 PM |
qwsd12 | $50.00 | 11/22/2011 5:21:41 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:10 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:20:32 AM |
treasure-bliss | $25.00 | 11/23/2011 6:43:52 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:50 AM |
awesome-benefit1 | $25.00 | 11/22/2011 10:51:51 PM |
green28 | $53.70 | 11/23/2011 12:13:02 PM |
Tylerh | $255.00 | 11/23/2011 2:20:25 PM |
gjm6d | $25.00 | 11/24/2011 7:25:12 AM |
jga516 | $25.00 | 11/24/2011 8:48:15 AM |
treasure-widget | $25.00 | 11/23/2011 11:02:56 PM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:42 PM |
topper480 | $50.00 | 11/24/2011 6:33:27 AM |
jml3482 | $25.00 | 11/25/2011 12:27:20 AM |
zydeco337 | $25.00 | 11/25/2011 7:38:28 AM |
karmarush | $25.00 | 11/25/2011 9:12:37 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:14 PM |
rogue_monster | $50.00 | 11/25/2011 4:44:07 PM |
jme5343 | $25.00 | 11/25/2011 3:32:50 PM |
dynrep | $100.00 | 11/25/2011 8:35:37 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:12 AM |
hope-eagle6 | $25.00 | 11/25/2011 9:19:29 AM |
gothampark | $25.00 | 11/26/2011 8:00:46 AM |
wanna-help | $50.00 | 11/25/2011 12:43:04 PM |
sentry256 | $25.00 | 11/25/2011 4:29:00 PM |
Miklot | $30.00 | 11/26/2011 12:18:18 PM |
economy-producer | $25.00 | 11/26/2011 12:23:40 PM |
EBITDA | $25.00 | 11/26/2011 12:16:53 PM |
important-openness1 | $85.00 | 11/26/2011 12:38:08 PM |
DER | $25.00 | 11/26/2011 12:24:27 PM |
bonafide-economy | $25.00 | 11/26/2011 2:17:25 PM |
stepatatime-together | $100.00 | 11/26/2011 12:31:31 PM |
cycle198 | $35.00 | 11/26/2011 8:12:38 AM |
zone8 | $80.00 | 11/26/2011 12:17:08 PM |
CC911 | $25.00 | 11/26/2011 12:32:42 PM |
shrewd-peace7 | $25.00 | 11/26/2011 12:35:26 PM |
greenwell | $25.00 | 11/27/2011 9:35:23 AM |
irrelevant | $25.00 | 11/27/2011 2:31:11 PM |
silver-enlightenment0 | $100.00 | 11/27/2011 3:16:33 PM |
gold-cluster | $50.00 | 11/26/2011 7:47:00 PM |
reinforced-velocity158 | $150.00 | 11/27/2011 5:32:38 PM |
a-credit-rotation | $25.00 | 11/28/2011 3:42:31 AM |
CashFlow13 | $250.00 | 11/27/2011 9:53:47 AM |
GGreg799 | $25.00 | 11/28/2011 5:00:47 AM |
a-resplendent-commitment | $100.00 | 11/28/2011 6:46:20 AM |
nickel-hickory | $50.00 | 11/27/2011 11:44:37 PM |
green28 | $50.00 | 11/28/2011 11:25:49 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:14 AM |
managedfund | $1,490.43 | 11/28/2011 12:41:20 PM |
dinero-speaker | $25.00 | 11/28/2011 7:39:08 AM |
profit-powerplant | $25.00 | 11/28/2011 8:41:02 AM |
BlueRoom | $25.00 | 11/28/2011 9:09:31 AM |
183 Investments
|
Borrower Payment Dependent Notes Series
538130
This series of Notes was issued and sold upon the funding of the borrower loan #56564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-18-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $215.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,510 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| reliable-ore1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
College Grad Consolidating Debt
This loan will be used to consolidate the credit card debt that I incurred in college. I would like to consolidate it and make one big payment instead of a lot of small payments to different credit cards.
I am a good candidate for this loan because I am a recent college grad with a job with a good company. I want to pay off the debt so that I can start clean. I am 23 years old and I am starting in the real world. My student loan payments will start soon and I would like to be able to pay those while still making larger payments to get rid of my credit card debt. I am also getting married in March and would like to take control of this situation before then.
Monthly net income: $3,750.00
Monthly expenses: $120.00
Housing: $1,000.00
Insurance: $115.00
Car expenses: $245.25
Utilities: $100.00
Phone, cable, internet: $78.00
Food, entertainment: $200.00
Credit cards and other loans: $200.00
Other expenses: $ Varies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LiveNow | $25.00 | 11/9/2011 5:03:53 PM |
cnovak | $25.00 | 11/9/2011 5:19:51 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:06 PM |
pdub | $75.00 | 11/9/2011 8:00:11 PM |
elvisloans | $27.00 | 11/10/2011 5:33:10 AM |
axl163 | $25.00 | 11/10/2011 9:24:19 AM |
friendinmoney | $25.00 | 11/10/2011 9:40:49 AM |
dgagli1 | $35.00 | 11/10/2011 1:00:37 PM |
SolarMoonshine | $25.00 | 11/10/2011 3:44:57 PM |
benefit-banshee | $25.00 | 11/10/2011 4:21:40 PM |
umfan123 | $25.00 | 11/11/2011 8:32:15 AM |
Sid-K | $25.00 | 11/11/2011 3:03:11 PM |
Asparagirl | $25.00 | 11/11/2011 11:23:26 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:43 AM |
liberty-magnate | $55.00 | 11/12/2011 2:13:16 PM |
impartial-benefit1 | $56.00 | 11/13/2011 3:49:38 AM |
lively-dedication4 | $50.00 | 11/13/2011 7:50:52 AM |
Nazbuster | $100.00 | 11/13/2011 7:03:12 PM |
Reddy_Capital | $36.00 | 11/13/2011 7:29:07 PM |
newgroom422 | $25.00 | 11/13/2011 9:59:04 PM |
affluence-tambourine | $25.00 | 11/13/2011 10:19:15 PM |
GMPK_TLAS | $100.00 | 11/14/2011 2:21:05 AM |
steven3333 | $25.00 | 11/13/2011 6:41:12 PM |
jarf | $25.00 | 11/13/2011 9:48:22 PM |
Edwardtomo | $75.00 | 11/14/2011 12:46:26 PM |
auction-seeker | $25.00 | 11/14/2011 5:08:07 PM |
innocent-deal | $25.00 | 11/14/2011 1:43:55 PM |
gain-mountain1 | $100.00 | 11/14/2011 7:23:28 PM |
jennifer55126 | $25.00 | 11/14/2011 7:37:28 PM |
principal-cooker2 | $25.00 | 11/15/2011 9:28:02 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:28:10 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:44 AM |
wwwUniversal | $25.00 | 11/15/2011 5:23:56 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:25 PM |
krajne | $26.00 | 11/15/2011 9:11:33 PM |
DannyPhantom | $75.00 | 11/15/2011 9:36:00 PM |
jamiee73 | $25.00 | 11/15/2011 11:45:01 PM |
riproaringrapids | $25.00 | 11/16/2011 5:06:44 AM |
KLCRAY | $25.00 | 11/16/2011 5:24:57 AM |
blazing-capital2 | $250.00 | 11/16/2011 8:43:00 AM |
kenji4861 | $25.00 | 11/16/2011 12:20:32 PM |
Money_Working | $25.00 | 11/16/2011 11:40:16 AM |
seabassx | $25.00 | 11/16/2011 2:08:48 PM |
upbeat-finance8 | $25.00 | 11/16/2011 2:23:57 PM |
Comoparklender | $50.00 | 11/16/2011 7:05:28 PM |
enthralling-deal180 | $25.00 | 11/17/2011 4:41:07 AM |
gold-pudding6 | $60.00 | 11/16/2011 7:28:57 PM |
merciful-yield | $33.68 | 11/16/2011 7:58:23 PM |
intrepid-loot | $25.00 | 11/17/2011 11:00:06 AM |
ctgscott | $25.00 | 11/17/2011 5:19:43 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:38 PM |
radforj22 | $25.00 | 11/17/2011 4:29:10 PM |
derec | $25.00 | 11/17/2011 4:45:34 PM |
astute-benjamins | $25.00 | 11/17/2011 4:48:28 PM |
aesop56 | $100.00 | 11/18/2011 8:59:26 AM |
JinNing | $75.00 | 11/17/2011 8:52:20 PM |
responsible-investment0 | $50.00 | 11/18/2011 6:44:35 AM |
toblerone | $25.00 | 11/18/2011 7:38:35 AM |
JeffHoll | $60.00 | 11/18/2011 9:32:42 AM |
nethawk00 | $5.88 | 11/18/2011 9:58:55 AM |
evnagelist | $25.00 | 11/9/2011 5:44:15 PM |
BxRealtor | $25.00 | 11/9/2011 7:15:16 PM |
platinum-genetics | $25.00 | 11/9/2011 7:40:36 PM |
ingenious-deal6 | $25.00 | 11/9/2011 11:42:48 PM |
Bendistraw | $25.00 | 11/10/2011 10:19:22 AM |
golden-velocity9 | $35.00 | 11/10/2011 12:05:49 PM |
managedfund | $1,200.01 | 11/10/2011 2:45:46 PM |
CashFlow13 | $100.00 | 11/10/2011 2:57:36 PM |
lendersf | $50.00 | 11/10/2011 6:21:37 PM |
respectful-integrity3 | $25.00 | 11/11/2011 10:20:23 AM |
CASSHMAN | $150.00 | 11/11/2011 7:20:14 PM |
robot777 | $50.00 | 11/12/2011 8:18:07 AM |
Branch95 | $25.00 | 11/12/2011 3:00:48 PM |
daekpon | $50.00 | 11/13/2011 9:41:15 AM |
Trident-Fund | $50.00 | 11/13/2011 2:38:47 PM |
golffish2 | $25.00 | 11/14/2011 4:07:17 AM |
fortytwo | $200.00 | 11/14/2011 2:26:39 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:05 PM |
vivid-p2ploan1 | $25.00 | 11/14/2011 11:48:35 PM |
market-aficionado3 | $25.74 | 11/15/2011 7:14:20 AM |
loyalty-sherpa | $25.00 | 11/15/2011 6:57:59 AM |
invincible-platinum9 | $25.00 | 11/15/2011 2:20:27 PM |
money-vista | $50.00 | 11/15/2011 5:20:14 PM |
friendinmoney | $25.00 | 11/15/2011 10:37:06 PM |
rescue | $46.00 | 11/16/2011 12:14:51 AM |
brightest-creative-leverage | $25.00 | 11/16/2011 5:53:25 AM |
unbeatable-credit1 | $50.00 | 11/15/2011 8:52:29 PM |
Kessler | $25.00 | 11/16/2011 8:01:28 AM |
compassionate-asset8 | $28.69 | 11/16/2011 11:31:32 AM |
harperpotok | $100.00 | 11/16/2011 3:15:59 PM |
pythia | $25.00 | 11/16/2011 5:50:31 PM |
djh47a | $25.00 | 11/16/2011 1:17:03 PM |
competent-market4 | $25.00 | 11/16/2011 5:07:29 PM |
shur | $50.00 | 11/16/2011 7:26:01 PM |
Watersports | $50.00 | 11/16/2011 8:37:42 PM |
Weaverville | $25.00 | 11/17/2011 8:58:16 AM |
credit-investor5 | $50.00 | 11/17/2011 8:24:17 AM |
VBPlayer | $30.00 | 11/17/2011 9:34:16 AM |
preventivepestcontrol | $50.00 | 11/17/2011 10:05:16 AM |
bold-direct-asset | $50.00 | 11/17/2011 9:36:12 AM |
britgsb | $30.00 | 11/17/2011 9:37:17 AM |
money-bauble | $200.00 | 11/17/2011 5:21:15 PM |
wise-deal-panda | $100.00 | 11/17/2011 5:20:38 PM |
SOP_Bank | $25.00 | 11/18/2011 6:51:31 AM |
SoccoJoe | $25.00 | 11/17/2011 6:16:42 PM |
appcoder | $25.00 | 11/18/2011 8:25:39 AM |
goat361 | $35.00 | 11/18/2011 2:53:46 AM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:45 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:32 AM |
109 Investments
|
Borrower Payment Dependent Notes Series
538172
This series of Notes was issued and sold upon the funding of the borrower loan #56562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $334.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 65% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
25 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,073 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| astepcloser1018 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2010)
700-719
(Aug-2008)
720-739
(Jun-2008)
|
Principal balance:
| $1,197.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Consolidating Debt
This loan will be used to consolidate credit card debt and pay the balance on my bulldog's vet bill.
I have a stable financial situation and have maintained my current job for the last 12 years. I have a good track record of making payments on time. I recently moved back home to get my finances on track again which is allowing me to save some money. This will be my second Prosper loan.
Monthly net income: $2,200
Car expenses: $390
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
principal-cooker2 | $100.00 | 11/27/2011 12:12:12 PM |
AFairDeal | $25.00 | 11/27/2011 12:13:05 PM |
fcrick | $25.00 | 11/27/2011 12:15:41 PM |
enterprising-credit2 | $50.00 | 11/27/2011 1:08:10 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:46 PM |
american6 | $74.00 | 11/27/2011 11:55:59 PM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:46 PM |
influential-benjamins0 | $100.00 | 11/27/2011 12:20:47 PM |
dollar-tornado3 | $50.00 | 11/28/2011 11:07:00 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:47 AM |
AndChicksforFree | $25.00 | 11/27/2011 1:04:05 PM |
careful-note | $50.00 | 11/27/2011 12:13:35 PM |
papaloha | $25.00 | 11/27/2011 12:16:32 PM |
igniter584 | $25.00 | 11/27/2011 12:24:33 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:36 PM |
Feyenoord | $30.00 | 11/27/2011 3:49:45 PM |
rchissocol | $50.00 | 11/28/2011 11:21:36 AM |
worth-blanket2 | $8,700.00 | 11/28/2011 2:21:57 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
538288
This series of Notes was issued and sold upon the funding of the borrower loan #56944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $399.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 20% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,310 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| glimmering-finance1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2011)
|
Principal balance:
| $5,730.69 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Start small business
Purpose of loan:
This loan will be used to...
Start small business
My financial situation: stable, bi-weekly
I am a good candidate for this loan because...I have proven that I am responsible in paying back debt. In addition I am investing in a proven and well established small business.
Monthly net income: $3550
Monthly expenses:
Housing: $0(own)
Insurance: $115
Car expenses: $150
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $386
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $50.00 | 11/28/2011 5:13:18 PM |
bazaar-festivity | $25.00 | 11/28/2011 5:14:12 PM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:20 AM |
fcrick | $25.00 | 11/28/2011 5:11:42 PM |
TennSquire | $25.00 | 11/29/2011 9:11:07 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:18 AM |
handy-justice | $50.00 | 11/29/2011 10:26:47 AM |
affluence-generator2 | $100.00 | 11/29/2011 1:15:39 PM |
worth-blanket2 | $9,600.00 | 11/29/2011 1:52:25 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
538378
This series of Notes was issued and sold upon the funding of the borrower loan #56642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $179.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 3% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enriching-affluence861 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home addition and improvements
Purpose of loan:
This loan will be used to add another bedroom onto our home.
Monthly net income: $3200
Monthly expenses: $
Housing: $365
Insurance: $285
Car expenses: $400
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/10/2011 9:10:48 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:30 AM |
capitalelstiltskin2 | $100.00 | 11/10/2011 2:03:30 PM |
gaiusceasar | $25.00 | 11/10/2011 12:54:14 PM |
managedfund | $1,500.00 | 11/10/2011 2:43:38 PM |
vutah | $25.00 | 11/11/2011 9:24:58 PM |
beakerfish | $50.00 | 11/11/2011 9:38:52 PM |
djh47a | $25.00 | 11/12/2011 9:43:45 AM |
innocent-deal | $25.00 | 11/14/2011 1:43:55 PM |
blinkygab | $25.00 | 11/14/2011 2:32:23 PM |
fortytwo | $200.00 | 11/14/2011 2:26:41 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:08 PM |
a-finance-nirvana | $25.00 | 11/15/2011 3:23:49 AM |
donenzo | $25.00 | 11/15/2011 6:47:25 AM |
ansky127 | $25.00 | 11/15/2011 7:13:40 AM |
Krozy | $25.00 | 11/14/2011 8:52:02 PM |
wealth-fields8 | $50.00 | 11/15/2011 11:28:11 AM |
invincible-platinum9 | $25.00 | 11/15/2011 2:21:53 PM |
bjr01 | $25.00 | 11/15/2011 11:04:30 AM |
WilliamLeeSims | $25.00 | 11/15/2011 4:17:14 PM |
brightest-creative-leverage | $25.00 | 11/16/2011 5:44:12 AM |
steven3333 | $25.00 | 11/17/2011 7:39:53 AM |
terrific-dough6 | $75.00 | 11/17/2011 12:45:13 PM |
SunriseTrader1 | $50.00 | 11/17/2011 5:00:48 PM |
aesop56 | $100.00 | 11/18/2011 8:59:27 AM |
astute-benjamins | $25.00 | 11/18/2011 2:57:26 PM |
Bankwithme | $500.00 | 11/18/2011 10:57:48 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:44:55 AM |
scottssm | $38.00 | 11/19/2011 7:17:42 AM |
Iloanyoumoney | $25.00 | 11/19/2011 6:59:02 AM |
pound-mushroom3 | $25.00 | 11/10/2011 9:24:42 AM |
evnagelist | $25.00 | 11/10/2011 9:38:59 AM |
SolarMoonshine | $25.00 | 11/10/2011 9:54:53 AM |
Pickmar | $25.00 | 11/10/2011 9:55:50 AM |
goodhearted-basis4 | $25.00 | 11/10/2011 10:28:15 AM |
platinum-genetics | $25.00 | 11/10/2011 2:44:00 PM |
lendersf | $50.00 | 11/10/2011 6:21:43 PM |
loanman2007 | $25.00 | 11/11/2011 5:47:56 AM |
Sid-K | $25.00 | 11/11/2011 3:03:21 PM |
Tradesmanlender | $25.00 | 11/11/2011 7:23:36 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:46 AM |
kinetic-yield4 | $25.00 | 11/11/2011 9:59:36 PM |
wlm3012 | $30.00 | 11/13/2011 10:35:34 AM |
selector568 | $300.00 | 11/13/2011 10:12:00 AM |
Nazbuster | $100.00 | 11/13/2011 7:09:17 PM |
GMPK_TLAS | $100.00 | 11/14/2011 2:21:06 AM |
gaiusceasar | $25.00 | 11/14/2011 7:13:16 AM |
bold-shrewd-dedication | $250.00 | 11/14/2011 7:36:09 AM |
loyalty-sherpa | $25.00 | 11/15/2011 6:58:00 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:47 AM |
Iza13 | $25.00 | 11/15/2011 5:08:08 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:26 PM |
Christophe | $25.00 | 11/16/2011 7:39:22 AM |
seabassx | $25.00 | 11/16/2011 2:06:11 PM |
seadogs | $25.00 | 11/16/2011 4:10:27 PM |
britgsb | $30.00 | 11/17/2011 9:37:17 AM |
John_Galt | $33.00 | 11/17/2011 4:01:59 PM |
dhinckley | $36.17 | 11/17/2011 5:04:39 PM |
wwwUniversal | $25.00 | 11/17/2011 10:39:57 AM |
enthralling-investment | $40.00 | 11/17/2011 1:33:56 PM |
radforj22 | $25.00 | 11/17/2011 4:28:05 PM |
ImaPutz | $25.00 | 11/17/2011 6:20:59 PM |
One_Lolo | $25.00 | 11/17/2011 6:27:43 PM |
bold-direct-asset | $50.00 | 11/17/2011 5:27:12 PM |
toblerone | $25.00 | 11/18/2011 7:38:37 AM |
silver-breeze3 | $25.00 | 11/18/2011 4:23:07 PM |
ghinga | $50.00 | 11/19/2011 5:43:05 AM |
zippy-greenback231 | $25.00 | 11/18/2011 5:56:27 PM |
WisconsinLiberal | $17.83 | 11/19/2011 8:10:53 AM |
colorfulgardener | $25.00 | 11/19/2011 5:19:59 AM |
open-minded-benjamins860 | $50.00 | 11/19/2011 5:47:39 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
538420
This series of Notes was issued and sold upon the funding of the borrower loan #56713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 1m |
Amount delinquent:
| $1,201 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,181 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| twister167 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for helping the family
This loan will be used to help my mom pay for debt
I am a good candidate for this loan because I have grown up to fully understand the financial obligations one has. I am wiser and admit I made mistakes. It was not until the economy was low that I realized what my mother had been going through. First my grandfather died of lung cancer. Months later my father had a heart attack and was unable to work anymore leaving the only working people in the household my mother and me. That time I was only employed at a retail store. I witnessed my mom push her limits trying to make ends meet and then some. She currently has three jobs and while I admire her strength it pains me to see her becoming unwell. I have now a well paying job and can stand on my own. I can promise that any loan I receive would be returned in good faith and gratitude. I appreciate any help and thank you.
Monthly net income: $3000
Monthly expenses:$100
Phone, cable, internet:$320
Credit cards and other loans:$230
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:23 PM |
toblerone | $25.00 | 11/19/2011 12:16:03 PM |
secureincome | $97.75 | 11/21/2011 1:04:30 PM |
worth-blanket2 | $9,677.25 | 11/21/2011 12:44:10 PM |
enriching-trade2 | $50.00 | 11/19/2011 12:36:02 PM |
finance-prescription | $100.00 | 11/19/2011 12:13:38 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
538496
This series of Notes was issued and sold upon the funding of the borrower loan #57050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $199.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 13% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,628 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| No | | |
Screen name:
| loan2007pd |
Borrower's state:
| NewYork |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Apr-2008)
580-599
(Jan-2008)
540-559
(Dec-2007)
520-539
(Oct-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Down payment on a home
Purpose of loan:
This loan will be used to help with the down payment to a home. I am currently living with my parents.
My financial situation:
I am a good candidate for this loan because I am a hard working individual. The loan will help me with my down payment.
Monthly net income: $ $3,052.00
Monthly expenses:
Rent: $ 300.00
Insurance: $9.25
Transportation: $ 104.00
Utilities: $ 200.00
Phone, cable, internet: $125.00
Food, entertainment: $ 200.00
Clothing, household expenses $100.00
Credit cards: $ 650.00
Storage: $ 500.00
Monthly exp.: $ 2,088.25 (leaving $964. to payoff loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
leball | $25.00 | 11/28/2011 12:49:28 PM |
golden-velocity9 | $35.00 | 11/28/2011 1:33:14 PM |
SLN-10 | $100.00 | 11/28/2011 5:16:39 PM |
loan-hacker | $25.00 | 11/28/2011 5:12:52 PM |
Feyenoord | $30.00 | 11/28/2011 6:17:08 PM |
DiligentiaLLC | $25.00 | 11/28/2011 7:03:46 PM |
oskizzle | $25.00 | 11/28/2011 8:20:05 PM |
Mikale360 | $25.00 | 11/28/2011 7:19:56 PM |
luv4cycling | $30.00 | 11/28/2011 5:09:27 PM |
MoneyForNothing | $34.05 | 11/29/2011 4:05:57 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 12:52:48 AM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:01 AM |
FutureLenderEC | $91.42 | 11/29/2011 6:17:51 AM |
social-hunter5 | $25.00 | 11/29/2011 8:48:52 AM |
GElender | $40.00 | 11/29/2011 6:44:06 AM |
chicagobanker | $50.00 | 11/29/2011 7:05:38 AM |
witty-openness | $25.00 | 11/29/2011 7:23:59 AM |
glroark | $50.00 | 11/29/2011 7:26:21 AM |
papaloha | $100.00 | 11/29/2011 10:53:47 AM |
CA_Lender | $25.00 | 11/29/2011 9:31:19 AM |
CA-Lender | $25.00 | 11/29/2011 11:19:29 AM |
fortytwo | $150.00 | 11/29/2011 9:49:16 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:19 AM |
worth-blanket2 | $2,300.00 | 11/29/2011 1:59:13 PM |
shawnw2 | $200.00 | 11/29/2011 5:26:49 AM |
lucrative-loan | $50.00 | 11/29/2011 9:45:03 AM |
Zoramite | $25.00 | 11/28/2011 2:24:12 PM |
trumpeter5 | $25.00 | 11/28/2011 4:46:09 PM |
LittleMingo | $30.00 | 11/28/2011 4:54:03 PM |
fcrick | $25.00 | 11/28/2011 5:11:39 PM |
gotjack | $25.00 | 11/28/2011 4:59:01 PM |
newfoundation | $25.00 | 11/28/2011 5:12:37 PM |
atlas-shrugged | $200.00 | 11/28/2011 5:23:59 PM |
mrxtravis | $25.00 | 11/28/2011 5:06:35 PM |
pound-mushroom3 | $25.00 | 11/28/2011 5:12:07 PM |
USMC0311 | $25.00 | 11/28/2011 9:49:43 PM |
loanman2007 | $25.00 | 11/29/2011 5:18:59 AM |
investmentgroup | $25.00 | 11/28/2011 5:28:25 PM |
lowrater | $50.70 | 11/29/2011 7:31:28 AM |
Christophe | $25.00 | 11/29/2011 8:52:14 AM |
brainy-greenback481 | $50.00 | 11/29/2011 8:56:41 AM |
mikeandcat | $300.00 | 11/29/2011 5:22:33 AM |
EL_Papin | $75.00 | 11/29/2011 6:50:47 AM |
paqattack | $34.98 | 11/29/2011 9:00:04 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:37 AM |
goodhearted-generosity511 | $25.00 | 11/29/2011 11:01:01 AM |
money-baron-roth-IRA | $50.00 | 11/29/2011 11:03:12 AM |
Bob450 | $30.00 | 11/29/2011 12:17:17 PM |
virtuous-repayment | $50.00 | 11/29/2011 12:59:22 PM |
affluence-generator2 | $100.00 | 11/29/2011 1:15:38 PM |
handy-justice | $50.00 | 11/29/2011 10:21:24 AM |
justbman | $25.00 | 11/29/2011 11:06:52 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
538554
This series of Notes was issued and sold upon the funding of the borrower loan #56346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 48% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 12y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,962 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| nicknameuf |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $90.00 | 11/12/2011 12:29:45 PM |
BenR | $100.00 | 11/12/2011 12:51:56 PM |
bazaar-festivity | $75.00 | 11/12/2011 1:10:23 PM |
golden-velocity9 | $25.00 | 11/12/2011 1:39:16 PM |
fantastic-wampum1 | $100.00 | 11/12/2011 2:19:23 PM |
progressive-economy261 | $400.00 | 11/12/2011 2:11:39 PM |
simplelender80 | $250.00 | 11/13/2011 7:21:36 AM |
well-mannered-income3 | $50.00 | 11/13/2011 8:24:06 PM |
loan-fate | $50.00 | 11/14/2011 9:02:05 AM |
sensible-trade | $93.00 | 11/14/2011 10:56:40 AM |
HamachiMan | $25.00 | 11/14/2011 2:39:24 PM |
coin-investor | $25.00 | 11/14/2011 11:55:16 AM |
enterprising-credit2 | $50.00 | 11/15/2011 7:49:55 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:58 AM |
pound-mushroom3 | $25.00 | 11/12/2011 1:05:28 PM |
SLN-10 | $50.00 | 11/12/2011 1:08:20 PM |
economy-coup | $50.00 | 11/12/2011 1:27:53 PM |
reflective-rupee | $25.00 | 11/12/2011 1:50:13 PM |
papaloha | $25.00 | 11/12/2011 2:43:36 PM |
evnagelist | $25.00 | 11/12/2011 2:56:20 PM |
AlternativeCashFlow | $25.00 | 11/13/2011 11:21:03 AM |
fortytwo | $200.00 | 11/14/2011 2:26:48 PM |
enchanted-diversification496 | $25.00 | 11/15/2011 9:15:40 AM |
worth-blanket2 | $8,200.00 | 11/15/2011 1:54:08 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
538572
This series of Notes was issued and sold upon the funding of the borrower loan #56726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 55% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
8 | Length of status: | 0y 1m |
Amount delinquent:
| $1,537 |
Total credit lines:
| 22 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,644 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| eloquent-rupee5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Alex's Loan
Purpose of loan: investing...bill consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/18/2011 5:36:00 PM |
managedfund | $39.75 | 11/21/2011 1:02:01 PM |
worth-blanket2 | $3,935.25 | 11/21/2011 12:43:09 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
538586
This series of Notes was issued and sold upon the funding of the borrower loan #56507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $215.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 8m |
Amount delinquent:
| $30,928 |
Total credit lines:
| 32 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| Standingtree5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 51 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,001.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2010)
600-619
(Jul-2007)
|
Principal balance:
| $2,015.67 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Thanks Prosper For Lower % Rates!
Purpose of loan:
I want to payoff my current loan with Prosper and small college loans I have left (started at 48!) with a new lower interest rate loan.
My financial situation:
I am an established Prosper borrower with a flawless payment history! My financial stability has improved since my first and second Prosper loans and my dramatically improved credit score (100+ points) reflects that. I am able to keep all of my monthly bills paid and current.
I sell cell phone accessories in a small town. The supply is low and the demand is high for these products in a constantly changing market. In an economy that has been suffering, I have actually maintained a level of success.
Monthly net income: $ 2100
Monthly expenses: $ 1037
Housing: $ 250
Insurance: $ 60
Car expenses: $ 25
Utilities: $ 60
Phone, cable, internet: $ 135
Food, entertainment: $ 300
Clothing, household expenses $ 50
Credit cards and other loans: $ 132
Other expenses: $ 25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/21/2011 9:24:50 AM |
LittleMingo | $30.00 | 11/21/2011 9:07:56 AM |
toblerone | $25.00 | 11/21/2011 9:33:44 AM |
dollar-tornado3 | $50.00 | 11/21/2011 10:11:07 AM |
Kash2010lu | $25.00 | 11/21/2011 10:34:42 AM |
wyogirllender | $25.00 | 11/21/2011 10:45:13 AM |
handy-justice | $50.00 | 11/21/2011 12:27:10 PM |
tender-ore | $25.00 | 11/21/2011 1:49:46 PM |
Aristocrat | $35.56 | 11/21/2011 2:15:16 PM |
loyalty-czar | $25.00 | 11/21/2011 2:52:21 PM |
168RichCapital | $25.11 | 11/21/2011 2:04:49 PM |
340 | $25.00 | 11/21/2011 2:11:46 PM |
Jeffro123456 | $30.19 | 11/21/2011 2:13:59 PM |
Mikale360 | $25.00 | 11/21/2011 2:21:59 PM |
SolarMoonshine | $25.00 | 11/21/2011 3:48:04 PM |
blitzen40 | $25.00 | 11/21/2011 9:55:47 AM |
Comoparklender | $25.00 | 11/21/2011 5:08:11 PM |
finance-mushroom | $200.00 | 11/21/2011 5:09:01 PM |
benjamins-rumbler | $50.00 | 11/21/2011 11:37:25 AM |
blackfur | $25.00 | 11/21/2011 5:19:05 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:17 PM |
engrossing-responsibility0 | $50.00 | 11/21/2011 5:29:42 PM |
principal-cooker2 | $100.00 | 11/21/2011 5:28:41 PM |
Brisket_Bob | $39.95 | 11/21/2011 5:34:34 PM |
benwalla | $25.00 | 11/21/2011 2:43:47 PM |
ddog0224 | $28.78 | 11/21/2011 3:02:00 PM |
impressive-dough4 | $102.14 | 11/21/2011 5:42:49 PM |
p2p-czar3 | $25.00 | 11/21/2011 4:46:33 PM |
contract-lionheart | $164.16 | 11/21/2011 6:08:38 PM |
papaloha | $105.40 | 11/21/2011 7:24:20 PM |
Zuzu | $25.00 | 11/21/2011 5:58:58 PM |
money-yeller | $50.00 | 11/21/2011 6:15:30 PM |
benjamins-britches | $50.00 | 11/21/2011 6:32:01 PM |
wealth-multiplier | $25.00 | 11/21/2011 7:09:40 PM |
AndChicksforFree | $57.00 | 11/21/2011 9:28:53 AM |
loan-mammal | $100.00 | 11/21/2011 9:24:54 AM |
DHolly | $31.00 | 11/21/2011 9:10:41 AM |
pound-mushroom3 | $25.00 | 11/21/2011 9:27:37 AM |
asiaratt | $50.00 | 11/21/2011 9:21:55 AM |
jhouman | $50.00 | 11/21/2011 9:24:02 AM |
NekHoldings | $25.00 | 11/21/2011 9:40:32 AM |
the-hope-workhorse | $100.00 | 11/21/2011 10:51:46 AM |
servnyou | $35.00 | 11/21/2011 10:16:40 AM |
glroark | $100.00 | 11/21/2011 10:22:57 AM |
managedfund | $1,500.00 | 11/21/2011 10:31:30 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:21 AM |
SLN-10 | $25.00 | 11/21/2011 12:12:16 PM |
loanman2007 | $100.00 | 11/21/2011 9:07:03 AM |
ChoiceInvestments | $33.55 | 11/21/2011 12:44:17 PM |
312-Lender | $25.00 | 11/21/2011 9:16:46 AM |
tdorren | $25.00 | 11/21/2011 12:27:20 PM |
TWGCJ | $25.00 | 11/21/2011 2:52:00 PM |
industrious-currency | $25.00 | 11/21/2011 1:32:34 PM |
jybank | $50.00 | 11/21/2011 2:09:29 PM |
hidavehi | $25.00 | 11/21/2011 3:46:16 PM |
atlas100 | $150.00 | 11/21/2011 11:02:24 AM |
ProsprousLender | $25.00 | 11/21/2011 1:28:28 PM |
Feyenoord | $30.00 | 11/21/2011 1:41:10 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:51 PM |
loss-of-control | $100.00 | 11/21/2011 3:17:49 PM |
Iceman1347 | $25.00 | 11/21/2011 3:21:15 PM |
worldly-income2 | $25.00 | 11/21/2011 3:28:25 PM |
Green_Bay_Packers | $52.16 | 11/21/2011 6:00:24 PM |
invincible-platinum9 | $100.00 | 11/21/2011 6:16:23 PM |
Bob450 | $25.00 | 11/21/2011 6:30:48 PM |
power-futurist5 | $25.00 | 11/21/2011 6:50:45 PM |
jazzlender | $25.00 | 11/21/2011 5:19:06 PM |
Jack55304 | $200.00 | 11/21/2011 5:19:42 PM |
zippy-greenback231 | $25.00 | 11/21/2011 6:08:32 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
538588
This series of Notes was issued and sold upon the funding of the borrower loan #56954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 12.54% |
Borrower rate/APR:
| 13.54% / 16.39% |
Monthly payment:
| $237.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.50% | | |
| |
Estimated return*:
| 8.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $724 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| unabashed-funds |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finish the basement + Rent it Out!
This loan will be used to finish my above-ground basement so that I can rent out the space. The basement is a three-bedroom in an upper middle class neighborhood with great business-district shopping and a couple Christian colleges. The rent market is good. The basement is nearly finished. I've had the space evaluated to make sure everything is code. This loan covers the finishing touches.
I have a credit score of 760, reflecting my commitment to paying debt timely and borrowing responsibly. I've done fixer-uppers and have run rental properties before. I am currently employed in government which tells you that I'm not risky enough to give up my day job and I am conservative about my finances. I've already listed this exact same loan and Prosper cancelled it because my phone number on file was old. Seriously, Prosper, you cancelled everybody's efforts and absolutely no warning?! Last chance. . . .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/11/2011 5:47:35 PM |
Clambake | $25.00 | 11/11/2011 7:03:41 PM |
E-2 | $100.00 | 11/12/2011 11:47:55 AM |
Nazbuster | $100.00 | 11/12/2011 8:32:23 PM |
jarf | $25.00 | 11/13/2011 9:50:24 PM |
newgroom422 | $25.00 | 11/13/2011 9:59:48 PM |
GMPK_TLAS | $100.00 | 11/14/2011 2:21:09 AM |
GMPK_TLAS | $50.00 | 11/14/2011 2:21:17 AM |
fortytwo | $200.00 | 11/14/2011 2:26:45 PM |
goal-dollar1 | $50.00 | 11/16/2011 11:01:52 AM |
vutah | $25.00 | 11/16/2011 7:18:16 PM |
jfreaksho | $38.28 | 11/17/2011 4:21:11 AM |
aesop56 | $100.00 | 11/18/2011 8:59:28 AM |
banker366 | $25.00 | 11/18/2011 4:49:01 PM |
lendersf | $100.00 | 11/18/2011 8:13:02 PM |
colorfulgardener | $25.00 | 11/19/2011 5:18:34 AM |
astute-benjamins | $50.00 | 11/19/2011 11:28:53 AM |
marwadi-62 | $100.00 | 11/19/2011 11:30:21 AM |
jjb3 | $25.00 | 11/19/2011 12:58:17 PM |
HomerdohNY | $25.00 | 11/20/2011 9:01:12 AM |
tontos | $35.00 | 11/20/2011 9:22:55 AM |
MonkeyHero | $100.00 | 11/20/2011 3:08:19 PM |
PalmerTheEmbalmer | $26.19 | 11/20/2011 4:55:43 PM |
ianakacg | $25.00 | 11/20/2011 8:21:32 PM |
ImaPutz | $25.00 | 11/21/2011 11:34:53 AM |
igniter584 | $25.00 | 11/21/2011 12:20:31 PM |
well-rounded-return3 | $31.57 | 11/21/2011 3:41:33 PM |
Ocean713 | $75.00 | 11/21/2011 4:20:44 PM |
TheBigLebowski | $40.00 | 11/21/2011 8:39:11 PM |
leverage-dolphin | $25.00 | 11/22/2011 4:33:26 AM |
BankofPete | $25.00 | 11/22/2011 6:54:42 AM |
igniter584 | $25.00 | 11/22/2011 7:41:58 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:09 PM |
wlm3012 | $30.00 | 11/21/2011 9:48:00 PM |
don8ter | $100.00 | 11/22/2011 4:01:35 AM |
oldman68 | $25.00 | 11/22/2011 3:06:24 PM |
myduck | $40.00 | 11/22/2011 6:18:49 PM |
ccapital | $100.00 | 11/22/2011 8:43:51 PM |
tampa_cmc | $50.00 | 11/23/2011 4:39:50 AM |
treasure-surge7 | $25.00 | 11/22/2011 10:14:57 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:09 PM |
durable-investment8 | $32.99 | 11/23/2011 9:23:44 AM |
act943 | $200.00 | 11/23/2011 12:59:31 AM |
dmk2006 | $50.00 | 11/23/2011 11:05:03 AM |
daveseansworld | $25.00 | 11/23/2011 11:05:19 AM |
GoingFishing | $25.00 | 11/23/2011 10:08:26 AM |
StarshipTrooper | $98.38 | 11/23/2011 11:48:28 AM |
Bank_of_E-Ville | $25.00 | 11/23/2011 1:17:28 PM |
GalileoBob | $5.60 | 11/23/2011 4:13:29 PM |
sfmf | $25.00 | 11/11/2011 5:43:57 PM |
kenji4861 | $25.00 | 11/11/2011 6:46:55 PM |
WalnutCreekguy | $100.00 | 11/11/2011 7:31:38 PM |
pdub | $75.00 | 11/11/2011 7:44:02 PM |
subtle-revenue0 | $25.00 | 11/11/2011 8:33:34 PM |
evnagelist | $25.00 | 11/11/2011 7:39:16 PM |
Asparagirl | $25.00 | 11/11/2011 11:24:25 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:51 AM |
saahilld | $25.00 | 11/12/2011 12:53:05 PM |
affluence-kitten6 | $31.53 | 11/13/2011 10:18:15 AM |
entrepreneur99 | $25.00 | 11/12/2011 9:29:42 PM |
blinkygab | $25.00 | 11/14/2011 2:31:05 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:20 PM |
lucrative-coin | $29.00 | 11/14/2011 10:43:47 AM |
Mendosurfire | $50.00 | 11/14/2011 12:35:31 PM |
loyalty-sherpa | $25.00 | 11/15/2011 6:58:03 AM |
lalene01 | $25.00 | 11/14/2011 8:44:17 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:55 AM |
managedfund | $1,500.00 | 11/15/2011 1:41:19 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:29 PM |
britgsb | $30.00 | 11/17/2011 9:37:19 AM |
indomitable-coin | $25.00 | 11/17/2011 12:34:20 PM |
seabassx | $25.00 | 11/17/2011 1:37:22 PM |
toblerone | $25.00 | 11/18/2011 7:38:42 AM |
a-finance-nirvana | $25.00 | 11/17/2011 6:53:59 PM |
payout-panda | $25.00 | 11/18/2011 5:36:35 PM |
zippy-greenback231 | $25.00 | 11/18/2011 6:37:52 PM |
anacent | $25.00 | 11/18/2011 5:09:17 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:05 PM |
Bankwithme | $500.00 | 11/18/2011 10:58:30 PM |
WarmWeather | $40.00 | 11/19/2011 3:14:56 PM |
Nasdaq | $25.00 | 11/20/2011 9:20:37 AM |
tranquil-economy4 | $200.00 | 11/20/2011 12:47:56 PM |
samberton | $31.95 | 11/20/2011 9:34:34 PM |
hopeful-benjamins3 | $25.00 | 11/21/2011 5:37:46 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:15 AM |
financer1 | $30.00 | 11/20/2011 10:52:23 PM |
congardner1 | $25.00 | 11/21/2011 11:36:25 AM |
igniter584 | $25.00 | 11/21/2011 12:12:08 PM |
direct-responsibility7 | $111.00 | 11/21/2011 6:25:54 PM |
platinum-rapture6 | $125.00 | 11/22/2011 11:29:02 AM |
astro128 | $26.37 | 11/22/2011 1:29:45 PM |
BOZO88 | $50.00 | 11/22/2011 7:03:22 PM |
elated-wealth876 | $100.00 | 11/22/2011 8:03:24 PM |
daveseansworld | $35.00 | 11/22/2011 6:55:59 PM |
enterprising-credit2 | $50.00 | 11/22/2011 9:18:53 PM |
Ristefo | $25.00 | 11/23/2011 5:25:11 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:36 AM |
aerobat | $52.14 | 11/23/2011 12:46:06 PM |
SolarMoonshine | $25.00 | 11/23/2011 1:28:11 PM |
Littlepeng | $25.00 | 11/23/2011 3:56:42 PM |
Auditman | $50.00 | 11/23/2011 1:04:17 PM |
Tylerh | $255.00 | 11/23/2011 2:20:14 PM |
102 Investments
|
Borrower Payment Dependent Notes Series
538614
This series of Notes was issued and sold upon the funding of the borrower loan #56430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 12.54% |
Borrower rate/APR:
| 13.54% / 16.39% |
Monthly payment:
| $509.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.50% | | |
| |
Estimated return*:
| 8.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $71,865 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| well-mannered-truth3 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper Lender Capital Request
Purpose of loan:
This loan will be used to...Reinvest in Prosper and the Market
My financial situation:
I am a good candidate for this loan because...I pay my financial obligations timely. I take my responsibility seriously and as a Prosper lender understand the risk you take. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $42.97 | 11/12/2011 12:02:08 PM |
bb575 | $50.00 | 11/12/2011 2:53:00 PM |
evnagelist | $25.00 | 11/12/2011 2:56:03 PM |
WalnutCreekguy | $100.00 | 11/12/2011 2:59:49 PM |
Bank_Of_XL | $25.00 | 11/13/2011 9:49:55 AM |
HamachiMan | $25.00 | 11/14/2011 2:39:25 PM |
kenji4861 | $25.00 | 11/14/2011 12:41:19 PM |
a-finance-nirvana | $25.00 | 11/15/2011 3:23:51 AM |
loyalty-sherpa | $25.00 | 11/15/2011 6:58:04 AM |
AFairDeal | $25.00 | 11/15/2011 5:36:16 PM |
iaffy | $25.00 | 11/16/2011 12:56:58 AM |
britgsb | $30.00 | 11/17/2011 9:37:20 AM |
toblerone | $25.00 | 11/18/2011 7:38:43 AM |
indomitable-coin | $25.00 | 11/18/2011 7:41:05 PM |
blue-fervent-pound | $25.00 | 11/19/2011 11:30:01 AM |
marwadi-62 | $100.00 | 11/19/2011 11:35:50 AM |
einstein | $500.00 | 11/19/2011 11:59:06 AM |
responsibility-cherry6 | $25.00 | 11/19/2011 12:12:13 PM |
first-upright-payout | $25.00 | 11/19/2011 12:24:42 PM |
Marathoner | $25.00 | 11/19/2011 12:25:41 PM |
awwaww | $25.00 | 11/19/2011 12:34:07 PM |
MrDavid | $75.00 | 11/19/2011 12:31:18 PM |
dansarkis | $25.00 | 11/19/2011 12:35:49 PM |
mennleo | $49.00 | 11/19/2011 12:40:11 PM |
studious-bonus7 | $33.00 | 11/19/2011 12:09:17 PM |
Cai8899 | $50.00 | 11/19/2011 12:47:56 PM |
newest-bountiful-basis | $25.00 | 11/19/2011 12:53:50 PM |
fervent-repayment | $50.00 | 11/19/2011 12:18:25 PM |
lendme2 | $50.00 | 11/19/2011 1:07:52 PM |
emphatic-responsibility | $25.00 | 11/19/2011 2:29:01 PM |
lucrative-coin | $50.00 | 11/19/2011 12:31:49 PM |
ctgscott | $25.00 | 11/19/2011 12:34:36 PM |
privatebankerva | $25.00 | 11/19/2011 4:21:24 PM |
invincible-platinum9 | $25.00 | 11/19/2011 6:11:20 PM |
the-magnetic-transaction | $50.00 | 11/19/2011 7:06:17 PM |
TW2000 | $25.00 | 11/19/2011 7:32:42 PM |
justice-allocator3 | $50.00 | 11/19/2011 8:07:03 PM |
ronkr | $25.00 | 11/19/2011 8:49:30 PM |
MrEville | $25.00 | 11/20/2011 4:43:34 AM |
leeball | $39.00 | 11/19/2011 12:59:09 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:43 AM |
EtaDuck | $25.00 | 11/20/2011 8:03:02 AM |
wise-silver-wonder | $25.00 | 11/20/2011 8:18:27 AM |
DadWarbucks | $50.00 | 11/20/2011 10:20:59 AM |
enterprising-credit2 | $100.00 | 11/19/2011 3:27:33 PM |
CatbirdBanking | $25.00 | 11/19/2011 5:14:33 PM |
helpful-dough | $34.00 | 11/20/2011 12:07:57 PM |
bid-papyrus | $25.00 | 11/20/2011 12:09:56 PM |
harperpotok | $100.00 | 11/20/2011 12:15:56 PM |
jamiee73 | $25.00 | 11/20/2011 12:21:43 PM |
dt_one | $25.00 | 11/19/2011 7:47:22 PM |
wise-repayment-seeker | $25.00 | 11/19/2011 9:16:24 PM |
slartibardfast | $25.00 | 11/20/2011 12:33:11 PM |
Mendosurfire | $50.00 | 11/20/2011 12:35:49 PM |
p2pcapitalgroup | $25.00 | 11/20/2011 5:17:41 AM |
hard-working-rate3 | $100.00 | 11/20/2011 12:48:17 PM |
wtrboy | $25.00 | 11/20/2011 12:36:59 PM |
Rick21 | $25.00 | 11/20/2011 12:39:22 PM |
trade-structure | $30.59 | 11/20/2011 1:41:47 PM |
janeybooboo | $75.00 | 11/20/2011 1:21:54 PM |
antlr | $50.00 | 11/20/2011 2:42:59 PM |
radforj22 | $25.00 | 11/20/2011 11:39:26 AM |
hayhelp | $25.00 | 11/20/2011 12:05:55 PM |
mhammond | $100.00 | 11/20/2011 3:43:07 PM |
nofreelunch | $42.00 | 11/20/2011 12:13:34 PM |
Brittle | $25.00 | 11/20/2011 12:16:10 PM |
mr55262 | $25.00 | 11/20/2011 12:17:47 PM |
damanq | $25.00 | 11/20/2011 7:12:03 PM |
sjd2855 | $200.00 | 11/20/2011 7:37:32 PM |
FAsAreDUMB | $25.00 | 11/20/2011 12:31:17 PM |
davidc314 | $50.00 | 11/20/2011 7:39:58 PM |
mammalian4 | $25.00 | 11/20/2011 7:42:08 PM |
totoro | $25.00 | 11/20/2011 9:44:18 PM |
scholarly-benefit5 | $34.00 | 11/21/2011 6:03:35 AM |
wdove511 | $30.00 | 11/21/2011 6:16:05 AM |
fishing533 | $25.00 | 11/20/2011 2:47:00 PM |
mddahlheim | $25.00 | 11/21/2011 5:22:26 AM |
basis-wizard8 | $100.00 | 11/21/2011 6:21:34 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:40 AM |
agalt | $75.00 | 11/21/2011 6:40:03 AM |
dkjl | $63.45 | 11/20/2011 4:55:17 PM |
lizard_lips | $25.00 | 11/21/2011 9:18:47 AM |
tenacious-capital3 | $26.27 | 11/21/2011 9:07:28 AM |
resource777 | $50.00 | 11/21/2011 9:09:15 AM |
mizount | $25.00 | 11/20/2011 6:47:15 PM |
p2p-allocator | $25.00 | 11/20/2011 7:01:55 PM |
SnE | $50.00 | 11/21/2011 9:15:54 AM |
ZeLonewolf | $25.00 | 11/21/2011 9:36:30 AM |
accelerator1 | $50.00 | 11/21/2011 7:28:30 AM |
groovy-watanabe | $25.00 | 11/21/2011 10:58:21 AM |
nimble-penny1 | $25.00 | 11/21/2011 9:05:29 AM |
igniter584 | $25.00 | 11/21/2011 12:12:09 PM |
the-dollar-topper | $150.00 | 11/21/2011 9:16:03 AM |
kyomoon | $50.00 | 11/21/2011 9:16:41 AM |
F16Pilot | $25.00 | 11/21/2011 9:17:13 AM |
tuffshorty | $30.00 | 11/21/2011 1:12:10 PM |
enthralling-wampum | $25.00 | 11/21/2011 9:31:36 AM |
rs999 | $25.00 | 11/21/2011 9:42:37 AM |
Ocean713 | $75.00 | 11/21/2011 4:22:55 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:10 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:10 PM |
radforj22 | $25.00 | 11/22/2011 4:18:09 AM |
encore02 | $37.00 | 11/22/2011 6:17:12 AM |
igniter584 | $25.00 | 11/22/2011 7:41:59 AM |
treasure-birdie3 | $50.00 | 11/22/2011 7:54:16 AM |
mistertao | $25.00 | 11/22/2011 9:07:14 AM |
syounker | $25.00 | 11/22/2011 9:08:46 AM |
wealthstar | $25.00 | 11/22/2011 9:13:38 AM |
DadWarbucks | $50.00 | 11/22/2011 5:55:27 AM |
Richmp412 | $25.00 | 11/22/2011 6:37:35 AM |
granitepk | $100.00 | 11/22/2011 10:53:30 AM |
nimble-revenue | $25.00 | 11/22/2011 11:38:57 AM |
gorhamics | $25.00 | 11/22/2011 11:51:48 AM |
cash-taxi7 | $25.00 | 11/22/2011 1:19:21 PM |
oldman68 | $25.00 | 11/22/2011 3:07:15 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:33 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:19 PM |
tastytitan | $50.00 | 11/22/2011 5:19:25 PM |
the-enthralling-coin | $25.00 | 11/22/2011 5:11:23 PM |
sound | $44.00 | 11/22/2011 5:29:41 PM |
ICHITECH | $25.00 | 11/22/2011 1:17:47 PM |
miket71 | $30.00 | 11/22/2011 5:25:31 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:09 PM |
URBANCAPITAL | $100.00 | 11/22/2011 5:02:02 PM |
doncm | $29.00 | 11/22/2011 5:34:04 PM |
thundermustard | $25.00 | 11/22/2011 6:35:56 PM |
THEBANKOFPAC | $50.00 | 11/22/2011 8:03:40 PM |
gangusron | $50.00 | 11/22/2011 8:17:34 PM |
ManhattanLender | $25.00 | 11/22/2011 5:13:06 PM |
Jarod213 | $25.00 | 11/22/2011 8:09:17 PM |
30Sky | $25.00 | 11/23/2011 12:57:41 AM |
engbusres | $40.00 | 11/23/2011 4:32:31 AM |
a-money-leader | $25.00 | 11/23/2011 6:56:01 AM |
puifais | $29.00 | 11/22/2011 5:33:19 PM |
the-profit-oracle | $25.00 | 11/22/2011 5:51:53 PM |
benefit-flow | $25.00 | 11/23/2011 9:03:21 AM |
point-xylophone | $25.00 | 11/23/2011 9:08:03 AM |
ideal-platinum1 | $25.00 | 11/23/2011 9:10:13 AM |
factcheck | $50.00 | 11/23/2011 4:10:32 AM |
scholarly-benefit5 | $28.31 | 11/23/2011 5:14:08 AM |
pi31415 | $25.00 | 11/23/2011 6:12:14 AM |
Theodon | $25.00 | 11/12/2011 12:03:26 PM |
saahilld | $25.00 | 11/12/2011 12:53:06 PM |
Clambake | $25.00 | 11/12/2011 2:44:16 PM |
cnovak | $25.00 | 11/12/2011 2:59:00 PM |
bonus-sensai825 | $25.00 | 11/12/2011 8:17:22 PM |
Socorro_Capital_Partners | $25.01 | 11/12/2011 9:39:37 PM |
robot777 | $72.00 | 11/13/2011 12:46:27 PM |
GMPK_TLAS | $50.00 | 11/14/2011 2:21:18 AM |
GMPK_TLAS | $100.00 | 11/14/2011 2:21:10 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:59 AM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:30 PM |
investmentgroup | $25.00 | 11/16/2011 4:03:04 AM |
indomitable-coin | $25.00 | 11/17/2011 12:34:21 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:49 AM |
anacent | $25.00 | 11/18/2011 5:09:18 PM |
lendersf | $100.00 | 11/18/2011 8:13:03 PM |
BxRealtor | $25.00 | 11/18/2011 5:27:56 PM |
payout-panda | $25.00 | 11/18/2011 5:36:35 PM |
77dowplace | $26.00 | 11/19/2011 11:08:40 AM |
genius520 | $50.00 | 11/19/2011 12:10:52 PM |
indomitable-coin | $25.00 | 11/19/2011 11:55:59 AM |
figs4u2 | $100.00 | 11/19/2011 12:06:07 PM |
postalwhiz | $25.00 | 11/19/2011 12:16:22 PM |
Sid-K | $25.00 | 11/19/2011 12:17:15 PM |
life-is-great | $25.00 | 11/19/2011 12:25:48 PM |
velocity-solo | $25.00 | 11/19/2011 12:20:53 PM |
minista | $25.00 | 11/19/2011 12:21:56 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:36 PM |
Cheburashka | $25.00 | 11/19/2011 12:25:57 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:09 PM |
Syzygy | $25.00 | 11/19/2011 12:27:37 PM |
kulender | $100.00 | 11/19/2011 12:28:20 PM |
CaptainBL | $25.00 | 11/19/2011 12:28:58 PM |
a-responsible-return | $50.00 | 11/19/2011 12:32:21 PM |
OgOman | $25.00 | 11/19/2011 12:35:20 PM |
wampum-chorus3 | $25.00 | 11/19/2011 12:35:26 PM |
Zuzu | $25.00 | 11/19/2011 11:23:41 AM |
degster | $25.00 | 11/19/2011 11:31:24 AM |
progressive-economy261 | $400.00 | 11/19/2011 12:06:29 PM |
skuba | $75.00 | 11/19/2011 12:44:39 PM |
Munnie | $50.00 | 11/19/2011 12:09:34 PM |
compoundinterest | $50.00 | 11/19/2011 12:41:58 PM |
riproaringrapids | $25.00 | 11/19/2011 12:53:38 PM |
platinum-genetics | $25.00 | 11/19/2011 12:18:44 PM |
nickel-ferret | $50.00 | 11/19/2011 12:20:07 PM |
KLCRAY | $25.00 | 11/19/2011 12:55:50 PM |
jjb3 | $25.00 | 11/19/2011 12:58:17 PM |
luminous-marketplace5 | $25.00 | 11/19/2011 12:59:21 PM |
rmachi | $25.00 | 11/19/2011 12:29:39 PM |
SelectTrustLending | $25.00 | 11/19/2011 1:39:25 PM |
icchok | $50.00 | 11/19/2011 12:32:52 PM |
astute-benjamins | $50.00 | 11/19/2011 4:18:36 PM |
SolarMoonshine | $25.00 | 11/19/2011 5:01:50 PM |
novice-speculator | $25.00 | 11/19/2011 5:29:09 PM |
j2ee | $25.00 | 11/19/2011 12:38:01 PM |
Brisket_Bob | $99.95 | 11/19/2011 6:14:43 PM |
fantastic-wampum1 | $100.00 | 11/19/2011 10:33:52 PM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:08 AM |
tflood1967 | $50.00 | 11/19/2011 12:55:17 PM |
steve33569 | $25.00 | 11/20/2011 3:53:13 AM |
DadWarbucks | $25.00 | 11/19/2011 1:02:48 PM |
first-serene-credit | $25.00 | 11/20/2011 7:14:49 AM |
sweet-loan8 | $25.00 | 11/19/2011 2:57:07 PM |
CatbirdBanking | $25.00 | 11/19/2011 5:12:47 PM |
gold-pudding6 | $60.00 | 11/19/2011 5:54:41 PM |
p123 | $50.00 | 11/20/2011 12:17:57 PM |
NDFIRTH | $50.00 | 11/20/2011 12:16:41 PM |
economics2011 | $25.00 | 11/19/2011 7:18:18 PM |
important-ore | $150.00 | 11/20/2011 12:19:39 PM |
flexible-value | $50.00 | 11/20/2011 12:22:42 PM |
1phantom | $25.00 | 11/20/2011 12:24:43 PM |
aasx1108 | $25.00 | 11/20/2011 12:23:02 PM |
williamjames | $50.00 | 11/19/2011 8:34:52 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:41 PM |
orange-dollar-guild | $25.00 | 11/19/2011 9:07:17 PM |
silver-boots | $44.83 | 11/20/2011 4:40:37 AM |
ckatak | $33.00 | 11/20/2011 12:39:50 PM |
Daneistes | $50.00 | 11/20/2011 12:37:39 PM |
ThomasC | $26.00 | 11/20/2011 12:39:10 PM |
jazzlender | $50.00 | 11/20/2011 12:49:25 PM |
HeroJason86 | $25.00 | 11/20/2011 1:13:54 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:19 PM |
jonn834 | $100.00 | 11/20/2011 4:30:13 PM |
riskreward | $198.00 | 11/20/2011 12:17:08 PM |
safe-payment8 | $25.00 | 11/20/2011 12:24:08 PM |
CasaDeTomas | $100.00 | 11/20/2011 12:26:23 PM |
kind-forthright-repayment | $150.00 | 11/20/2011 7:32:46 PM |
wealth-fields8 | $50.00 | 11/20/2011 12:31:39 PM |
ianakacg | $25.00 | 11/20/2011 8:14:54 PM |
buraky | $50.00 | 11/20/2011 12:32:28 PM |
ianakacg | $25.00 | 11/20/2011 8:21:33 PM |
wigglesworth4 | $73.00 | 11/20/2011 12:34:18 PM |
compsciman | $25.00 | 11/20/2011 10:10:02 PM |
fairness-swashbuckler | $50.00 | 11/20/2011 9:29:20 PM |
new-social-economist | $70.00 | 11/20/2011 11:39:34 PM |
NickRac | $25.00 | 11/20/2011 2:37:06 PM |
first-silver-bridge | $25.00 | 11/21/2011 6:43:02 AM |
treasure-expert | $25.00 | 11/20/2011 3:15:35 PM |
Christophe | $25.00 | 11/21/2011 7:11:03 AM |
quickstep | $250.00 | 11/21/2011 4:59:16 AM |
responsibility-butterfly | $25.00 | 11/21/2011 7:16:43 AM |
adir1 | $25.00 | 11/21/2011 7:41:31 AM |
mogul42 | $100.00 | 11/21/2011 8:21:05 AM |
IPlayOutsideTheBox | $25.00 | 11/20/2011 4:35:58 PM |
Westb | $50.00 | 11/21/2011 9:08:02 AM |
newyork6264 | $25.00 | 11/20/2011 5:05:36 PM |
inspired-contract9 | $25.00 | 11/21/2011 8:07:24 AM |
drkosh | $25.00 | 11/20/2011 5:48:31 PM |
loyalty-czar | $42.59 | 11/20/2011 6:50:35 PM |
justice-officer | $47.10 | 11/20/2011 6:59:32 PM |
Pman | $25.00 | 11/21/2011 9:14:48 AM |
Willylump | $25.00 | 11/21/2011 9:16:32 AM |
lincs | $25.00 | 11/21/2011 12:37:23 AM |
green28 | $300.00 | 11/21/2011 4:33:57 AM |
gsd | $25.00 | 11/21/2011 4:50:51 AM |
productive-ore | $25.00 | 11/21/2011 4:53:34 AM |
renaissance168 | $25.00 | 11/21/2011 6:00:21 AM |
thajr | $25.00 | 11/21/2011 6:23:04 AM |
majikthanos | $50.00 | 11/21/2011 11:03:28 AM |
brutusbone | $25.00 | 11/21/2011 7:16:47 AM |
organized-payment6 | $50.00 | 11/21/2011 11:08:28 AM |
octoberfresh | $25.00 | 11/21/2011 8:57:17 AM |
extraordinary-exchange4 | $25.00 | 11/21/2011 9:07:19 AM |
currency-trophy | $25.00 | 11/21/2011 9:09:44 AM |
igniter584 | $25.00 | 11/21/2011 12:20:32 PM |
finance-explosion6 | $25.00 | 11/21/2011 9:14:41 AM |
mtquan | $25.00 | 11/21/2011 9:19:57 AM |
helpinghand63 | $25.00 | 11/21/2011 9:22:25 AM |
narblark | $36.00 | 11/21/2011 9:35:38 AM |
paladin510 | $35.00 | 11/21/2011 5:02:56 PM |
misterhobbs | $25.00 | 11/21/2011 5:11:32 PM |
w3alter | $50.00 | 11/21/2011 5:24:26 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:33 PM |
don8ter | $100.00 | 11/22/2011 4:01:35 AM |
leverage-dolphin | $25.00 | 11/22/2011 4:42:20 AM |
scholarly-benefit5 | $30.46 | 11/22/2011 5:44:25 AM |
DreDub | $50.00 | 11/22/2011 7:43:59 AM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:11 PM |
wlm3012 | $30.00 | 11/21/2011 9:46:03 PM |
fair_rates | $25.00 | 11/22/2011 9:27:07 AM |
gold-disk | $25.00 | 11/22/2011 9:47:49 AM |
damage | $50.00 | 11/22/2011 11:17:56 AM |
exchange-pledge | $50.00 | 11/22/2011 4:48:58 PM |
dough-temple | $50.00 | 11/22/2011 10:00:04 AM |
money-bauble | $200.00 | 11/22/2011 5:05:43 PM |
dparkhom | $50.00 | 11/22/2011 5:20:43 PM |
silverloan | $25.00 | 11/22/2011 5:33:55 PM |
exchange-pledge | $25.00 | 11/22/2011 4:49:28 PM |
TechieLender | $50.00 | 11/22/2011 7:04:21 PM |
sci_guy | $25.00 | 11/22/2011 8:17:57 PM |
immaculate-compassion8 | $25.00 | 11/22/2011 8:26:29 PM |
kegs | $1,000.00 | 11/22/2011 6:11:43 PM |
hermosaloan | $30.00 | 11/23/2011 4:50:02 AM |
new-ore-venture | $100.00 | 11/22/2011 11:12:44 PM |
buukyak | $25.00 | 11/23/2011 7:45:08 AM |
lagnisiruk | $25.00 | 11/22/2011 5:32:51 PM |
valiant-liberty4 | $25.00 | 11/23/2011 9:08:05 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:03 AM |
reinforced-reward | $25.00 | 11/23/2011 9:08:11 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:08:59 AM |
indomitable-coin | $25.00 | 11/23/2011 5:27:02 AM |
utopia552 | $25.00 | 11/23/2011 6:29:05 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:37 AM |
egw | $50.00 | 11/23/2011 9:05:30 AM |
nybanker85 | $50.00 | 11/23/2011 9:05:50 AM |
306 Investments
|
Borrower Payment Dependent Notes Series
538626
This series of Notes was issued and sold upon the funding of the borrower loan #56583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Dentist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $97,176 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassionate-pound |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday Festivities
Purpose of loan:
This loan will be used to fund holiday spending and travel
My financial situation:
I am a good candidate for this loan because I have been a dentist for over 15 years and have stable employment and great job security. I will also be receiving a pay raise in 2012.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-festivity | $75.00 | 11/12/2011 1:10:24 PM |
golden-velocity9 | $25.00 | 11/12/2011 1:39:17 PM |
vutah | $25.00 | 11/12/2011 5:44:20 PM |
vigorous-market5 | $200.00 | 11/14/2011 11:48:43 AM |
HamachiMan | $25.00 | 11/14/2011 2:39:25 PM |
important-openness1 | $100.00 | 11/14/2011 5:58:41 PM |
wealth-fields8 | $50.00 | 11/15/2011 11:30:03 AM |
jjswanso | $25.00 | 11/12/2011 1:40:42 PM |
papaloha | $25.00 | 11/12/2011 2:43:37 PM |
SLN-10 | $50.00 | 11/12/2011 1:08:21 PM |
economy-coup | $50.00 | 11/12/2011 1:27:54 PM |
fantastic-wampum1 | $100.00 | 11/14/2011 2:41:41 PM |
coin-investor | $25.00 | 11/14/2011 5:36:02 PM |
diplomatic-wealth7 | $25.00 | 11/15/2011 6:23:54 AM |
responsibility-butterfly | $25.00 | 11/15/2011 7:08:09 AM |
principal-cooker2 | $25.00 | 11/15/2011 9:28:03 AM |
fortytwo | $150.00 | 11/15/2011 10:22:37 AM |
a-unflappable-finance | $50.00 | 11/15/2011 11:12:01 AM |
red-power-pecan | $50.00 | 11/15/2011 12:16:35 PM |
worth-blanket2 | $8,900.00 | 11/15/2011 1:56:15 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:00 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
538702
This series of Notes was issued and sold upon the funding of the borrower loan #56854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,663 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| vivacious-p2ploan7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding expenses
Purpose of loan: To pay down credit card bills from my wedding.
This loan will be used to... Pay off older credit cards.
My financial situation:
I am a good candidate for this loan because... I believe I am a good candidate for this loan because I have a great job that I will have been with for coming on 7 years with a long future. It a major company and I cary a lot of responsibility. I just got married and would love to pay down some of my credit cards with a much better interest rate. Again I am a very responsible person and believe to be a very responsible financial person as well.
Monthly net income: $2,693.36
Monthly expenses: $800.00
Housing: $
Insurance: $90.00
Car expenses: $
Utilities: $
Phone, cable, internet: $110.00
Food, entertainment: $100.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
roux | $25.00 | 11/12/2011 12:49:19 PM |
economy-coup | $50.00 | 11/12/2011 1:27:55 PM |
vutah | $25.00 | 11/12/2011 5:42:23 PM |
papaloha | $25.00 | 11/12/2011 2:43:38 PM |
foothillender | $25.00 | 11/15/2011 8:26:00 AM |
fortytwo | $150.00 | 11/15/2011 10:22:38 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:01 AM |
glroark | $40.00 | 11/15/2011 2:44:04 PM |
golden-velocity9 | $25.00 | 11/12/2011 1:39:17 PM |
JeffHoll | $60.00 | 11/14/2011 12:38:13 PM |
SLN-10 | $25.00 | 11/15/2011 9:34:33 AM |
worth-blanket2 | $4,500.00 | 11/15/2011 1:54:54 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
538732
This series of Notes was issued and sold upon the funding of the borrower loan #56801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,030 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| exact-order0 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to cover Christmas expenses and pay down/pay off credit cards.
My financial situation:
I am a good candidate for this loan because I have been working for the same company for over 11 years and have received merit pay increases and bonuses for each of those years. I have a small business on the side making and selling jewelry made from skeleton keys and parts from old watches and clocks. I have recently quit smoking, which has improved my cash flow as well as my health.
Monthly net income: $7650
Monthly expenses: $
Housing: $1375
Insurance: $150
Car expenses: $250
Utilities: $150
Phone, cable, internet: $70
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $434
Other expenses: $750 (child support)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Tylerh | $255.00 | 11/23/2011 2:21:12 PM |
SolarMoonshine | $25.00 | 11/23/2011 10:00:17 AM |
EngineersAlliance | $125.00 | 11/23/2011 5:28:04 PM |
roux | $25.00 | 11/24/2011 9:05:20 AM |
worth-blanket2 | $3,500.00 | 11/26/2011 5:58:22 AM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:09 PM |
loanman2007 | $45.00 | 11/26/2011 6:23:30 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
538792
This series of Notes was issued and sold upon the funding of the borrower loan #56576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 1m |
Amount delinquent:
| $1,547 |
Total credit lines:
| 18 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,257 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| suave-p2ploan6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Assistant Store Manager
Purpose of loan:
This loan will be used to... pay bills.
My financial situation:
I am a good candidate for this loan because... i have a savings of 10,000. good credit rating. employed.
Monthly net income: $ 1900
Monthly expenses: $
Housing: $300
Insurance: $100
Car expenses: $224
Utilities: $25
Phone, cable, internet: $
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/12/2011 1:27:56 PM |
fountain355 | $25.00 | 11/13/2011 4:37:49 AM |
fervent-repayment | $50.00 | 11/14/2011 12:40:08 PM |
patriot897 | $25.00 | 11/14/2011 4:39:14 PM |
FinDoc | $25.00 | 11/14/2011 4:29:48 PM |
dedicated-transaction796 | $50.00 | 11/16/2011 9:13:22 AM |
realtormoises | $25.00 | 11/16/2011 7:00:00 AM |
sdcc72 | $25.00 | 11/16/2011 3:15:52 PM |
finance-mushroom | $200.00 | 11/17/2011 9:16:10 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:36:56 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:18 PM |
flaguynice | $25.00 | 11/20/2011 6:27:09 PM |
Wyatte | $25.00 | 11/21/2011 11:40:08 AM |
worldly-income2 | $25.00 | 11/21/2011 3:32:13 PM |
loan-mammal | $100.00 | 11/21/2011 5:06:55 PM |
jazzlender | $25.00 | 11/21/2011 5:19:05 PM |
elated-deal6 | $50.00 | 11/21/2011 1:19:17 PM |
benwalla | $25.00 | 11/21/2011 2:43:45 PM |
money-yeller | $50.00 | 11/21/2011 6:15:27 PM |
wealth-fighter3 | $25.00 | 11/21/2011 8:12:54 PM |
the-credit-maker | $25.00 | 11/21/2011 5:13:15 PM |
capital-zeus | $50.00 | 11/21/2011 9:41:59 PM |
jebber007 | $25.00 | 11/21/2011 9:55:26 PM |
dariop | $30.01 | 11/22/2011 1:09:22 AM |
ingenious-interest096 | $25.00 | 11/22/2011 6:33:25 AM |
vigorous-velocity | $100.00 | 11/22/2011 8:57:11 AM |
eronyc | $25.00 | 11/22/2011 9:14:02 AM |
handshake5 | $100.00 | 11/22/2011 9:14:41 AM |
economy-producer | $25.00 | 11/22/2011 9:25:13 AM |
Rogelio48 | $25.00 | 11/22/2011 6:59:22 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:18 AM |
Land_on_your_feet | $25.00 | 11/22/2011 8:30:42 AM |
commerce-banker | $33.11 | 11/22/2011 9:54:10 AM |
worthy-bid8 | $50.00 | 11/22/2011 9:06:51 AM |
Bob450 | $25.00 | 11/22/2011 10:26:55 AM |
worldly-community3 | $40.00 | 11/22/2011 9:20:25 AM |
HenryS | $30.00 | 11/22/2011 9:23:43 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:02 PM |
WMY-Investor | $100.00 | 11/22/2011 9:55:28 AM |
qwsd12 | $50.00 | 11/22/2011 5:21:40 PM |
PrincessGrace33 | $25.00 | 11/22/2011 6:07:54 PM |
balanced-bill7 | $100.00 | 11/22/2011 5:14:44 PM |
bold-direct-asset | $50.00 | 11/22/2011 5:17:33 PM |
benevolent1 | $25.00 | 11/22/2011 5:31:49 PM |
kegs | $859.42 | 11/22/2011 6:08:55 PM |
papaloha | $25.00 | 11/12/2011 2:43:38 PM |
managedfund | $1,000.00 | 11/13/2011 6:41:44 PM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:47 AM |
fortytwo | $150.00 | 11/15/2011 10:22:39 AM |
Rebelrick9 | $25.00 | 11/17/2011 3:18:55 PM |
orderly-leverage | $25.00 | 11/17/2011 3:48:57 PM |
toblerone | $25.00 | 11/18/2011 7:38:44 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:44 AM |
Banker_Joe | $30.00 | 11/18/2011 8:19:41 PM |
loss-of-control | $75.00 | 11/19/2011 3:50:42 PM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:44 PM |
enterprising-credit2 | $25.00 | 11/21/2011 4:35:33 PM |
SolarMoonshine | $25.00 | 11/21/2011 3:48:52 PM |
moola-linkage155 | $25.00 | 11/21/2011 3:51:44 PM |
MikeyZ2008 | $50.00 | 11/21/2011 5:10:21 PM |
Comoparklender | $25.00 | 11/21/2011 5:08:11 PM |
Jack55304 | $200.00 | 11/21/2011 5:19:41 PM |
cotito | $25.00 | 11/21/2011 5:22:05 PM |
apostle901 | $25.00 | 11/21/2011 5:25:24 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:10 PM |
engrossing-responsibility0 | $50.00 | 11/21/2011 5:29:41 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:46 PM |
Brisket_Bob | $26.57 | 11/21/2011 5:41:06 PM |
Zuzu | $25.00 | 11/21/2011 6:19:01 PM |
well-mannered-income3 | $40.00 | 11/21/2011 8:04:44 PM |
computer758 | $25.00 | 11/21/2011 8:26:22 PM |
Sid-K | $25.00 | 11/21/2011 5:13:33 PM |
hopeful-deal7 | $25.00 | 11/22/2011 9:04:22 AM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:34 AM |
stepatatime-together | $100.00 | 11/22/2011 9:22:37 AM |
asiaratt | $50.00 | 11/22/2011 9:25:08 AM |
zorg77 | $50.00 | 11/22/2011 4:34:41 AM |
suave-dime6 | $25.00 | 11/22/2011 5:42:25 AM |
Mariner3605 | $25.00 | 11/22/2011 9:32:43 AM |
Alpha-AssistU | $25.00 | 11/22/2011 9:28:18 AM |
top-historic-peso | $25.00 | 11/22/2011 9:28:56 AM |
JGB | $615.00 | 11/22/2011 10:00:36 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 10:09:00 AM |
blue-goal-deal | $25.00 | 11/22/2011 11:15:19 AM |
yield-seeker | $25.00 | 11/22/2011 9:16:59 AM |
money-surge1 | $25.00 | 11/22/2011 9:30:12 AM |
HHP | $100.00 | 11/22/2011 9:31:56 AM |
Biancs | $100.00 | 11/22/2011 9:54:50 AM |
Biancs | $100.00 | 11/22/2011 9:55:21 AM |
social-cocktail1 | $200.00 | 11/22/2011 5:08:06 PM |
duty-explosion9 | $50.00 | 11/22/2011 11:05:20 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:10 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:50 PM |
best-charming-leverage | $45.00 | 11/22/2011 5:37:43 PM |
restless-currency | $50.00 | 11/22/2011 5:32:57 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
538844
This series of Notes was issued and sold upon the funding of the borrower loan #56605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Nov-23-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.76% |
Borrower rate/APR:
| 25.76% / 35.84% |
Monthly payment:
| $190.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 9.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 63% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 25
/
24 | Length of status: | 35y 2m |
Amount delinquent:
| $83 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,071 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| blaclkbutter |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 2
( 6% )
| 640-659
(Jun-2010)
600-619
(Jan-2010)
640-659
(Oct-2009)
640-659
(Sep-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
My loan for home improvement
Purpose of loan: is to have my mother kitchen remodel for christmas.
This loan will be used to...
My financial situation:is good but I dont have enough to fix her kitchen.
I am a good candidate for this loan because..I had a loan from prosper before and paid on time, I been on my job for over 34 years, and very trustworthy person..
Monthly net income:2,000
Monthly expenses: $900
Housing: $0
Insurance: $100
Car expenses: $300
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-loan | $25.00 | 11/23/2011 9:28:39 AM |
AndChicksforFree | $50.00 | 11/23/2011 9:34:35 AM |
jhouman | $50.00 | 11/23/2011 9:07:02 AM |
finance-prescription | $100.00 | 11/23/2011 9:14:24 AM |
LittleMingo | $25.00 | 11/23/2011 9:14:37 AM |
atlas-shrugged | $200.00 | 11/23/2011 9:10:50 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:44 AM |
RoZu_Lending | $100.00 | 11/23/2011 9:24:57 AM |
wwwUniversal | $25.00 | 11/23/2011 9:36:01 AM |
fortytwo | $150.00 | 11/23/2011 9:36:20 AM |
credit-missile | $125.00 | 11/23/2011 9:46:58 AM |
brightest-organized-balance | $25.00 | 11/23/2011 10:04:22 AM |
NekHoldings | $25.00 | 11/23/2011 10:28:57 AM |
debt-legend | $25.00 | 11/23/2011 11:40:01 AM |
brightest-organized-balance | $35.53 | 11/23/2011 11:06:31 AM |
the-dollar-honker | $25.00 | 11/23/2011 11:25:32 AM |
mrxtravis | $25.00 | 11/23/2011 9:06:54 AM |
papaloha | $25.00 | 11/23/2011 9:17:25 AM |
pound-mushroom3 | $25.00 | 11/23/2011 9:19:48 AM |
economy-coup | $50.00 | 11/23/2011 9:38:07 AM |
Leshan | $51.33 | 11/23/2011 9:44:31 AM |
agalt | $125.00 | 11/23/2011 10:25:15 AM |
312-Lender | $25.00 | 11/23/2011 9:11:43 AM |
SLN-10 | $100.00 | 11/23/2011 9:31:30 AM |
handy-justice | $50.00 | 11/23/2011 9:21:05 AM |
Feyenoord | $30.00 | 11/23/2011 9:40:04 AM |
toblerone | $25.00 | 11/23/2011 9:27:41 AM |
SunriseTrader1 | $25.00 | 11/23/2011 10:09:21 AM |
social-zebra | $30.00 | 11/23/2011 10:34:31 AM |
fabulous-community4 | $25.00 | 11/23/2011 9:38:19 AM |
credit-coach118 | $25.56 | 11/23/2011 10:14:36 AM |
industrious-currency | $25.00 | 11/23/2011 10:32:41 AM |
gjm6d | $25.00 | 11/23/2011 10:47:04 AM |
nisim5 | $50.00 | 11/23/2011 9:27:11 AM |
credit-missile | $25.00 | 11/23/2011 9:47:44 AM |
The-Helper | $25.00 | 11/23/2011 10:11:25 AM |
transparency-universe8 | $25.00 | 11/23/2011 10:41:31 AM |
thankful-nickel2 | $25.00 | 11/23/2011 11:21:45 AM |
duty-explosion9 | $77.58 | 11/23/2011 11:40:48 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
538858
This series of Notes was issued and sold upon the funding of the borrower loan #56510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,425 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| dissector53 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
Home improvement
My financial situation:
I am a good candidate for this loan because... I'm very reliable and I always pay my debts.
Monthly net income: $3850.00
Monthly expenses: $2300.00
Housing: $600.00
Insurance: 0
Car expenses: $707.00
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100.00
Clothing, household expenses: $200.00
Credit cards and other loans: $700.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/14/2011 9:03:32 AM |
fortytwo | $150.00 | 11/15/2011 10:22:41 AM |
managedfund | $350.00 | 11/15/2011 2:35:45 PM |
FinDoc | $25.00 | 11/15/2011 5:09:43 PM |
invincible-platinum9 | $25.00 | 11/15/2011 3:53:03 PM |
sdcc72 | $25.00 | 11/16/2011 3:18:08 PM |
fantastic-wampum1 | $100.00 | 11/16/2011 6:36:05 PM |
finance-mushroom | $200.00 | 11/17/2011 9:16:12 AM |
toblerone | $25.00 | 11/18/2011 7:38:47 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:36:58 PM |
SFBank | $50.00 | 11/19/2011 11:02:53 AM |
loss-of-control | $100.00 | 11/19/2011 3:55:25 PM |
transformer855 | $25.00 | 11/19/2011 10:49:12 PM |
bmw2 | $39.00 | 11/20/2011 9:10:41 PM |
productive-ore | $25.00 | 11/21/2011 4:51:19 AM |
basis-wizard8 | $100.00 | 11/21/2011 6:25:00 AM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:45 PM |
agalt | $60.00 | 11/21/2011 6:45:54 AM |
Jonb6919 | $25.00 | 11/21/2011 8:37:03 AM |
octoberfresh | $25.00 | 11/21/2011 8:45:40 AM |
social-cocktail1 | $200.00 | 11/21/2011 9:06:38 AM |
MJTimages_com | $36.98 | 11/21/2011 9:19:38 AM |
wealth-fighter3 | $25.00 | 11/21/2011 8:33:07 AM |
loan-mammal | $100.00 | 11/21/2011 9:24:53 AM |
SFteacher | $25.00 | 11/21/2011 9:10:35 AM |
kind-forthright-repayment | $300.00 | 11/20/2011 7:39:14 PM |
quickstep | $150.00 | 11/21/2011 4:57:27 AM |
zone6 | $100.00 | 11/21/2011 8:06:51 AM |
let_me_retire | $100.00 | 11/21/2011 11:01:26 AM |
duty-explosion9 | $75.00 | 11/21/2011 9:04:46 AM |
dlg | $25.37 | 11/21/2011 12:06:25 PM |
moola-monger9 | $50.00 | 11/21/2011 9:15:48 AM |
elated-deal6 | $100.00 | 11/21/2011 1:16:25 PM |
asiaratt | $50.00 | 11/21/2011 9:21:54 AM |
revenue-associate | $25.00 | 11/21/2011 11:41:07 AM |
gjm6d | $25.00 | 11/21/2011 5:18:39 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:47 PM |
worldly-income2 | $25.00 | 11/21/2011 3:25:52 PM |
Rebelrick9 | $25.00 | 11/21/2011 5:07:51 PM |
clean-dime1 | $25.00 | 11/21/2011 8:14:28 PM |
NickRac | $30.00 | 11/21/2011 9:32:38 PM |
thrifty-capital | $25.00 | 11/21/2011 9:38:20 PM |
ikeloans | $157.53 | 11/22/2011 12:38:27 AM |
klend4 | $25.01 | 11/22/2011 3:32:02 AM |
Engineer44 | $25.00 | 11/22/2011 4:13:10 AM |
melodious-openness | $42.23 | 11/22/2011 5:00:01 AM |
genuine-money | $100.00 | 11/22/2011 6:16:14 AM |
Whipster | $50.00 | 11/21/2011 7:39:43 PM |
C_M | $80.90 | 11/22/2011 3:14:36 AM |
Rollshaft | $25.00 | 11/22/2011 4:00:09 AM |
bazaar-festivity | $75.00 | 11/14/2011 10:32:19 AM |
finance-solo | $25.00 | 11/14/2011 10:34:59 AM |
golden-velocity9 | $35.00 | 11/14/2011 9:38:13 AM |
economy-coup | $50.00 | 11/14/2011 9:41:22 AM |
finance-investor3 | $25.00 | 11/14/2011 1:10:18 PM |
fountain355 | $25.00 | 11/15/2011 5:03:54 AM |
corndog4000 | $50.00 | 11/16/2011 1:07:22 PM |
Rogelio48 | $25.00 | 11/16/2011 9:46:51 AM |
pdub | $75.00 | 11/16/2011 6:34:10 PM |
fervent-repayment | $50.00 | 11/16/2011 7:02:31 PM |
realtormoises | $25.00 | 11/16/2011 7:34:24 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:42 PM |
finance-prescription | $100.00 | 11/19/2011 6:53:46 AM |
tflood1967 | $50.00 | 11/19/2011 12:55:19 PM |
kttalamo | $120.00 | 11/19/2011 7:28:02 PM |
enterprising-credit2 | $25.00 | 11/20/2011 1:50:56 PM |
Something-Corporate | $25.00 | 11/20/2011 2:50:25 PM |
RenovatioCapital | $25.00 | 11/20/2011 3:12:46 PM |
CatbirdBanking | $25.00 | 11/20/2011 3:47:26 PM |
unger | $125.11 | 11/20/2011 5:30:33 PM |
well-mannered-income3 | $40.00 | 11/20/2011 5:47:19 PM |
Christophe | $25.00 | 11/20/2011 6:26:25 PM |
Iwillhuntyoudown | $25.00 | 11/20/2011 8:23:44 PM |
money-fort | $25.00 | 11/20/2011 10:00:44 PM |
new-social-economist | $60.00 | 11/20/2011 11:17:18 PM |
natural-point1 | $25.00 | 11/20/2011 1:56:26 PM |
onecooldrink | $25.00 | 11/20/2011 11:24:02 PM |
suave-dime6 | $25.00 | 11/21/2011 6:02:01 AM |
340 | $25.00 | 11/20/2011 3:32:57 PM |
setUup | $26.20 | 11/20/2011 4:01:03 PM |
engrossing-responsibility0 | $50.00 | 11/21/2011 9:10:32 AM |
just-loyalty643 | $50.00 | 11/20/2011 4:48:49 PM |
SolarMoonshine | $25.00 | 11/20/2011 5:36:59 PM |
Jack55304 | $200.00 | 11/21/2011 9:19:07 AM |
Valley-of-the-Dollar | $25.00 | 11/20/2011 6:12:35 PM |
heroic-compassion6 | $100.03 | 11/21/2011 9:06:55 AM |
Requiem | $25.00 | 11/21/2011 9:09:46 AM |
km007 | $25.00 | 11/21/2011 9:30:24 AM |
qwsd12 | $50.00 | 11/21/2011 9:18:51 AM |
helpinghand63 | $25.00 | 11/21/2011 9:22:25 AM |
wwwUniversal | $25.00 | 11/20/2011 10:22:50 PM |
rvfbroker | $25.00 | 11/21/2011 9:40:20 AM |
principal-cooker2 | $100.00 | 11/21/2011 9:43:14 AM |
AndyT1999 | $25.00 | 11/21/2011 9:48:51 AM |
glroark | $50.00 | 11/21/2011 10:19:17 AM |
the-hope-workhorse | $100.00 | 11/21/2011 10:28:25 AM |
HammerKnuckleLending | $25.00 | 11/21/2011 11:44:47 AM |
CA-Lender | $25.00 | 11/21/2011 9:06:20 AM |
Sid-K | $25.00 | 11/21/2011 9:06:59 AM |
Comoparklender | $25.00 | 11/21/2011 9:10:03 AM |
YeoLenderSource | $25.00 | 11/21/2011 2:16:24 PM |
benwalla | $25.00 | 11/21/2011 2:43:45 PM |
loyalty-czar | $25.00 | 11/21/2011 2:45:38 PM |
jazzlender | $25.00 | 11/21/2011 9:26:52 AM |
168RichCapital | $25.11 | 11/21/2011 2:18:58 PM |
Robertd918 | $30.17 | 11/21/2011 2:19:52 PM |
LuckyDuck49 | $25.00 | 11/21/2011 2:24:06 PM |
bid-stockpiler1 | $25.00 | 11/21/2011 5:06:40 PM |
Wyatte | $25.00 | 11/21/2011 11:38:55 AM |
Zuzu | $25.00 | 11/21/2011 6:12:51 PM |
money-yeller | $50.00 | 11/21/2011 6:15:27 PM |
Green_Bay_Packers | $25.00 | 11/21/2011 4:46:06 PM |
-PokerNut | $60.00 | 11/21/2011 8:13:34 PM |
wlm3012 | $30.00 | 11/21/2011 8:54:47 PM |
computer758 | $25.00 | 11/21/2011 8:20:52 PM |
calimanusa | $50.00 | 11/21/2011 10:23:40 PM |
jebber007 | $30.00 | 11/21/2011 9:54:26 PM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:34 AM |
goldtreasure | $25.00 | 11/21/2011 11:18:32 PM |
likeable-hope | $25.00 | 11/22/2011 4:13:55 AM |
dariop | $30.01 | 11/22/2011 1:09:28 AM |
zorg77 | $50.00 | 11/22/2011 4:33:01 AM |
melodious-openness | $100.00 | 11/22/2011 4:49:06 AM |
curveylady | $32.00 | 11/22/2011 3:17:26 AM |
kendigme | $46.59 | 11/22/2011 3:20:04 AM |
thankful-nickel2 | $25.00 | 11/22/2011 6:14:02 AM |
paceme1 | $52.96 | 11/22/2011 6:17:41 AM |
independent-listing796 | $9.77 | 11/22/2011 6:22:42 AM |
calinno2 | $35.00 | 11/22/2011 5:12:53 AM |
discrete-dinero | $40.00 | 11/22/2011 6:16:26 AM |
capital-zeus | $100.00 | 11/21/2011 9:39:13 PM |
B2152 | $25.00 | 11/22/2011 5:15:04 AM |
132 Investments
|
Borrower Payment Dependent Notes Series
538870
This series of Notes was issued and sold upon the funding of the borrower loan #56511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $260.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
2 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,542 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Kobalos |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Reconsolidation and Simplification
Purpose of loan:
This loan will be used to reconsolidate and simplify my debt situation before going overseas for a six-month period. Taking this loan now enables me to finish off some debt from an earlier surgery and put all of my consumer debt in two accounts before I leave.
My financial situation:
I am a good candidate for this loan because the abovementioned overseas trip will entail bonus pay, and is an assignment from my current employer. So there will be no interruption in pay status, and with the additional income from bonus pay, I can pay off the loan ahead of schedule.
At am not at liberty to discuss the nature of my work or the special assignment, but other than a two-year stint as a contractor, I have been working with this employer since 1993.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $26.00 | 11/17/2011 3:09:05 AM |
Feyenoord | $30.00 | 11/16/2011 6:28:13 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:36 PM |
evnagelist | $25.00 | 11/16/2011 6:32:01 PM |
shellstar | $25.00 | 11/16/2011 6:40:01 PM |
cashhelp | $25.00 | 11/16/2011 6:42:00 PM |
AFairDeal | $25.00 | 11/16/2011 6:50:26 PM |
influential-benjamins0 | $100.00 | 11/16/2011 6:53:32 PM |
loan-mammal | $100.00 | 11/16/2011 6:24:10 PM |
Clambake | $25.00 | 11/16/2011 7:00:15 PM |
bb575 | $50.00 | 11/16/2011 7:03:32 PM |
enticing-capital6 | $50.00 | 11/16/2011 7:05:12 PM |
cnovak | $25.00 | 11/16/2011 7:07:41 PM |
BxRealtor | $25.00 | 11/16/2011 7:15:42 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:10 PM |
kenji4861 | $25.00 | 11/17/2011 9:08:31 AM |
DadWarbucks | $25.00 | 11/17/2011 9:15:41 AM |
GMPK_TLAS | $50.00 | 11/17/2011 9:28:23 AM |
platinum-genetics | $25.00 | 11/17/2011 9:44:59 AM |
Bank_Of_XL | $25.00 | 11/17/2011 12:19:13 PM |
radforj22 | $25.00 | 11/17/2011 4:20:08 PM |
sharp-income2 | $25.00 | 11/17/2011 5:14:43 PM |
listing-trapper3 | $50.00 | 11/17/2011 5:29:19 PM |
Cai8899 | $50.00 | 11/17/2011 5:30:49 PM |
rmachi | $25.00 | 11/17/2011 5:39:52 PM |
worthy-bid8 | $50.00 | 11/17/2011 5:05:55 PM |
greentomato | $25.00 | 11/17/2011 7:05:50 PM |
finance-explosion6 | $25.00 | 11/17/2011 5:18:22 PM |
r48 | $32.00 | 11/17/2011 5:18:56 PM |
Mrs-Honeydew | $50.00 | 11/18/2011 8:02:47 AM |
mistertao | $25.00 | 11/18/2011 9:09:27 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:40 AM |
heavy_ax | $50.00 | 11/18/2011 9:30:52 AM |
riproaringrapids | $25.00 | 11/18/2011 5:15:33 PM |
Mendosurfire | $50.00 | 11/18/2011 5:23:26 PM |
loyalty-sherpa | $25.00 | 11/18/2011 5:31:24 PM |
sportsmagic | $50.00 | 11/18/2011 6:12:36 PM |
Bankwithme | $500.00 | 11/18/2011 10:58:42 PM |
ChristopherHS | $25.00 | 11/18/2011 5:58:24 PM |
jjb3 | $25.00 | 11/19/2011 6:36:46 AM |
indomitable-coin | $25.00 | 11/18/2011 7:41:13 PM |
Cashman10 | $100.00 | 11/19/2011 7:27:06 AM |
minista | $25.00 | 11/19/2011 12:21:57 PM |
Syzygy | $25.00 | 11/19/2011 12:27:38 PM |
investment-artist | $28.01 | 11/19/2011 12:39:31 PM |
life-is-great | $25.00 | 11/19/2011 12:25:52 PM |
WSTRDG | $25.00 | 11/19/2011 8:26:37 PM |
justice-allocator3 | $25.00 | 11/19/2011 8:18:18 PM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:12 AM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:48 AM |
Socorro_Capital_Partners | $25.01 | 11/20/2011 8:13:59 AM |
radforj22 | $25.00 | 11/20/2011 11:39:29 AM |
a-responsible-return | $50.00 | 11/20/2011 12:38:41 PM |
p2pcapitalgroup | $25.00 | 11/20/2011 5:17:43 AM |
magnificent-income7 | $25.00 | 11/20/2011 9:39:11 AM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:22 PM |
robot777 | $72.00 | 11/20/2011 12:09:13 PM |
just-loyalty643 | $50.00 | 11/20/2011 3:23:58 PM |
djh47a | $25.00 | 11/20/2011 7:39:22 PM |
totoro | $25.00 | 11/20/2011 9:44:21 PM |
antlr | $50.00 | 11/20/2011 2:43:13 PM |
brutusbone | $25.00 | 11/21/2011 7:16:51 AM |
Sid-K | $25.00 | 11/21/2011 9:07:00 AM |
jazzlender | $50.00 | 11/21/2011 9:26:42 AM |
rbgnr111 | $26.00 | 11/21/2011 7:11:22 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:43 AM |
secureincome | $489.48 | 11/21/2011 11:00:32 AM |
infinitykid | $50.00 | 11/21/2011 9:27:33 AM |
dollar-tornado3 | $25.00 | 11/21/2011 10:09:25 AM |
wyogirllender | $25.00 | 11/21/2011 10:55:47 AM |
iaffy | $25.00 | 11/16/2011 6:27:18 PM |
WalnutCreekguy | $81.00 | 11/16/2011 6:46:11 PM |
shur | $50.00 | 11/16/2011 7:26:11 PM |
saahilld | $25.00 | 11/16/2011 6:58:43 PM |
cordial-bonus | $25.00 | 11/16/2011 7:01:43 PM |
jpblan11 | $25.00 | 11/17/2011 3:55:20 AM |
agalt | $75.00 | 11/17/2011 8:00:30 AM |
Marathoner | $25.00 | 11/17/2011 7:36:40 AM |
enterprising-credit2 | $50.00 | 11/17/2011 8:02:27 AM |
kulender | $100.00 | 11/17/2011 9:13:03 AM |
indomitable-coin | $25.00 | 11/17/2011 9:13:06 AM |
harperpotok | $100.00 | 11/17/2011 9:18:40 AM |
doncm | $50.00 | 11/17/2011 9:31:01 AM |
Domgabriel | $30.00 | 11/17/2011 11:08:28 AM |
Millmanator | $25.00 | 11/17/2011 1:17:20 PM |
britgsb | $30.00 | 11/17/2011 9:37:31 AM |
wealth-fields8 | $50.00 | 11/17/2011 5:06:44 PM |
ctgscott | $25.00 | 11/17/2011 5:19:49 PM |
progressive-economy261 | $400.00 | 11/17/2011 5:22:23 PM |
jescowa | $50.00 | 11/17/2011 5:26:30 PM |
NDFIRTH | $26.00 | 11/17/2011 5:35:54 PM |
spiff666 | $26.66 | 11/17/2011 5:48:03 PM |
ect_2k20 | $25.00 | 11/17/2011 5:54:13 PM |
themoneydoctor | $100.00 | 11/17/2011 6:19:49 PM |
a-finance-nirvana | $25.00 | 11/17/2011 6:51:21 PM |
CFOGO | $25.00 | 11/18/2011 5:22:25 AM |
kevin314 | $25.00 | 11/17/2011 5:46:55 PM |
nickel-ferret | $50.00 | 11/17/2011 5:47:02 PM |
toblerone | $25.00 | 11/18/2011 7:39:10 AM |
wampum-chorus3 | $25.00 | 11/18/2011 9:09:13 AM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:00 AM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:57 AM |
371millwood | $300.00 | 11/18/2011 1:42:22 PM |
GoGalt | $50.00 | 11/18/2011 9:26:36 AM |
KLCRAY | $25.00 | 11/18/2011 5:20:49 PM |
trade-watcher | $25.00 | 11/18/2011 11:02:52 AM |
payout-panda | $25.00 | 11/18/2011 5:36:38 PM |
Refugee | $25.00 | 11/18/2011 2:53:21 PM |
anacent | $25.00 | 11/18/2011 5:09:24 PM |
jdrez | $44.21 | 11/18/2011 6:49:29 PM |
Onlyhappycustomers | $25.00 | 11/19/2011 9:31:39 AM |
yield-hut | $50.00 | 11/19/2011 9:34:08 AM |
lendersf | $100.00 | 11/18/2011 8:13:10 PM |
houli123 | $25.00 | 11/18/2011 11:38:59 PM |
lagnisiruk | $25.00 | 11/18/2011 11:53:28 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:49 PM |
Sneezie | $42.00 | 11/19/2011 12:48:01 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:27 PM |
RJN | $35.00 | 11/19/2011 12:23:30 PM |
Gobsek | $25.00 | 11/19/2011 4:22:27 PM |
blitm | $100.00 | 11/19/2011 4:55:57 PM |
phenomenal-gain5 | $25.00 | 11/19/2011 5:56:01 PM |
TW2000 | $25.00 | 11/19/2011 7:32:48 PM |
unbeatable-credit1 | $50.00 | 11/19/2011 11:03:53 PM |
krajne | $50.00 | 11/20/2011 12:07:44 PM |
1phantom | $25.00 | 11/20/2011 12:24:46 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:49 PM |
lucrative-coin | $50.00 | 11/20/2011 12:37:28 PM |
bizzzond | $27.08 | 11/20/2011 3:19:12 PM |
drkosh | $25.00 | 11/20/2011 5:48:33 PM |
ianakacg | $25.00 | 11/20/2011 8:21:39 PM |
sjd2855 | $100.00 | 11/20/2011 7:57:00 PM |
lincs | $25.00 | 11/21/2011 12:37:27 AM |
corndog4000 | $62.00 | 11/21/2011 1:12:45 AM |
thankful-nickel2 | $25.00 | 11/20/2011 6:04:32 PM |
mizount | $25.00 | 11/20/2011 6:47:18 PM |
p40thawk | $25.00 | 11/21/2011 9:19:10 AM |
ianakacg | $25.00 | 11/20/2011 8:14:58 PM |
lamsabuy | $100.00 | 11/21/2011 9:36:51 AM |
SolarMoonshine | $50.00 | 11/21/2011 9:48:18 AM |
awwaww | $25.00 | 11/21/2011 9:52:11 AM |
einstein | $500.00 | 11/21/2011 10:52:04 AM |
wampum-library4 | $30.26 | 11/21/2011 10:57:16 AM |
Zuzu | $25.00 | 11/21/2011 10:58:24 AM |
SnakeV | $25.00 | 11/21/2011 8:01:36 AM |
fcrick | $25.00 | 11/21/2011 9:39:46 AM |
High-flyer | $25.00 | 11/21/2011 10:05:50 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:18 AM |
148 Investments
|
Borrower Payment Dependent Notes Series
538900
This series of Notes was issued and sold upon the funding of the borrower loan #56364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 12.54% |
Borrower rate/APR:
| 13.54% / 16.39% |
Monthly payment:
| $543.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.50% | | |
| |
Estimated return*:
| 8.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 24% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,490 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Wis-R-Money |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debts into one single monthly payment.
My financial situation:
I am a good candidate for this loan because I have a solid income and employment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 11/14/2011 5:17:24 PM |
saahilld | $25.00 | 11/14/2011 8:53:48 PM |
bb575 | $50.00 | 11/14/2011 9:33:06 PM |
blot44 | $25.00 | 11/15/2011 6:09:02 AM |
cnovak | $25.00 | 11/15/2011 4:13:31 AM |
ingenious-deal6 | $25.00 | 11/15/2011 11:11:15 AM |
Cherrypicker | $35.00 | 11/15/2011 3:47:13 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:34 PM |
AFairDeal | $25.00 | 11/15/2011 5:36:18 PM |
kenji4861 | $25.00 | 11/15/2011 10:03:40 PM |
frankdelraza | $25.00 | 11/15/2011 10:15:55 PM |
iaffy | $25.00 | 11/16/2011 12:57:01 AM |
britgsb | $30.00 | 11/17/2011 9:37:23 AM |
indomitable-coin | $25.00 | 11/17/2011 12:34:22 PM |
BxRealtor | $25.00 | 11/17/2011 5:10:24 PM |
evnagelist | $25.00 | 11/17/2011 5:29:04 PM |
ctgscott | $25.00 | 11/17/2011 5:19:46 PM |
toblerone | $25.00 | 11/18/2011 7:38:51 AM |
aesop56 | $100.00 | 11/18/2011 8:59:32 AM |
MonopolyDred | $25.00 | 11/18/2011 5:47:03 AM |
luminous-marketplace5 | $25.00 | 11/18/2011 9:33:36 AM |
WalnutCreekguy | $100.00 | 11/18/2011 9:45:19 AM |
invincible-platinum9 | $25.00 | 11/18/2011 11:37:25 AM |
indomitable-coin | $25.00 | 11/18/2011 7:41:07 PM |
Zuzu | $25.00 | 11/19/2011 11:23:07 AM |
indomitable-coin | $25.00 | 11/19/2011 11:56:00 AM |
marwadi-62 | $100.00 | 11/19/2011 11:36:11 AM |
RoyFauntleroy | $25.00 | 11/19/2011 11:38:36 AM |
minista | $25.00 | 11/19/2011 12:21:57 PM |
robot777 | $72.00 | 11/19/2011 12:27:47 PM |
kulender | $100.00 | 11/19/2011 12:28:21 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:11 PM |
einstein | $500.00 | 11/19/2011 11:59:33 AM |
rich266 | $25.00 | 11/19/2011 12:06:19 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:20 PM |
SolarMoonshine | $25.00 | 11/19/2011 12:59:31 PM |
DadWarbucks | $25.00 | 11/19/2011 1:02:48 PM |
seabass123 | $25.00 | 11/19/2011 2:20:42 PM |
emphatic-responsibility | $25.00 | 11/19/2011 2:29:01 PM |
SunsetCoastCapital | $25.00 | 11/19/2011 12:38:24 PM |
Brisket_Bob | $99.95 | 11/19/2011 6:03:21 PM |
imlosttoo | $25.00 | 11/19/2011 6:45:53 PM |
economics2011 | $25.00 | 11/19/2011 7:18:19 PM |
TW2000 | $25.00 | 11/19/2011 7:32:44 PM |
p2pcapitalgroup | $25.00 | 11/20/2011 5:17:42 AM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:45 AM |
economy-popcorn | $25.00 | 11/20/2011 7:19:33 AM |
_NaLNaBB | $400.00 | 11/19/2011 2:19:31 PM |
enterprising-credit2 | $50.00 | 11/19/2011 3:29:25 PM |
WSTRDG | $25.00 | 11/20/2011 10:30:03 AM |
novice-speculator | $25.00 | 11/19/2011 5:29:44 PM |
dudebrah | $25.00 | 11/19/2011 5:59:20 PM |
wampum-chorus3 | $25.00 | 11/20/2011 12:21:34 PM |
MrDavid | $75.00 | 11/20/2011 12:22:38 PM |
important-ore | $150.00 | 11/20/2011 12:19:39 PM |
1phantom | $25.00 | 11/20/2011 12:24:44 PM |
Phunder | $25.00 | 11/19/2011 10:16:06 PM |
wealth-fields8 | $50.00 | 11/20/2011 12:31:39 PM |
sunny-dough9 | $200.00 | 11/20/2011 12:34:17 PM |
shrewd-nickel746 | $25.00 | 11/20/2011 12:41:09 AM |
buraky | $50.00 | 11/20/2011 12:32:29 PM |
slartibardfast | $25.00 | 11/20/2011 12:33:12 PM |
power-secret-agent | $25.00 | 11/20/2011 5:23:46 AM |
gold-pudding6 | $60.00 | 11/20/2011 12:43:25 PM |
jazzlender | $50.00 | 11/20/2011 12:49:25 PM |
IPlayOutsideTheBox | $25.00 | 11/20/2011 4:38:58 PM |
just-loyalty643 | $50.00 | 11/20/2011 3:58:42 PM |
first-generosity-harmonica | $27.21 | 11/20/2011 5:03:35 PM |
skuba | $75.00 | 11/20/2011 12:27:49 PM |
platinum-genetics | $25.00 | 11/20/2011 12:28:28 PM |
mad-scientist418 | $25.00 | 11/20/2011 6:45:33 PM |
ianakacg | $25.00 | 11/20/2011 8:21:35 PM |
KLCRAY | $25.00 | 11/20/2011 12:42:09 PM |
JustMee | $25.00 | 11/20/2011 9:06:42 PM |
fairness-swashbuckler | $50.00 | 11/20/2011 9:29:58 PM |
productive-ore | $25.00 | 11/21/2011 4:53:35 AM |
new-social-economist | $120.00 | 11/20/2011 11:38:10 PM |
quickstep | $250.00 | 11/21/2011 4:58:53 AM |
basis-wizard8 | $100.00 | 11/21/2011 6:24:31 AM |
Reddy_Capital | $36.00 | 11/20/2011 4:13:44 PM |
value-wind0 | $50.00 | 11/21/2011 7:59:42 AM |
basejump0 | $25.00 | 11/21/2011 9:01:00 AM |
SFteacher | $25.00 | 11/21/2011 9:11:31 AM |
sjd2855 | $100.00 | 11/20/2011 7:45:52 PM |
CasaDeTomas | $100.00 | 11/21/2011 9:32:08 AM |
JayKae | $218.04 | 11/21/2011 10:27:24 AM |
lincs | $25.00 | 11/21/2011 12:37:25 AM |
responsive-value4 | $25.00 | 11/21/2011 9:45:17 AM |
Christophe | $25.00 | 11/21/2011 7:10:43 AM |
Trondheim_Norway | $100.00 | 11/21/2011 11:24:10 AM |
igniter584 | $25.00 | 11/21/2011 12:12:12 PM |
jpac1066 | $100.00 | 11/21/2011 8:16:28 AM |
trustworthy-finance6 | $200.00 | 11/21/2011 11:12:51 AM |
igniter584 | $25.00 | 11/21/2011 12:20:34 PM |
octoberfresh | $25.00 | 11/21/2011 8:57:41 AM |
NDFIRTH | $50.00 | 11/21/2011 9:09:56 AM |
supreme-dollar5 | $25.00 | 11/21/2011 12:55:10 PM |
passivesf | $29.05 | 11/21/2011 1:40:56 PM |
coin-popcorn | $25.00 | 11/21/2011 2:01:08 PM |
loyalty-czar | $35.00 | 11/21/2011 2:46:16 PM |
bailey7563 | $25.00 | 11/21/2011 2:19:47 PM |
SCD | $25.00 | 11/21/2011 4:19:14 PM |
rdrloan | $50.00 | 11/21/2011 9:35:49 AM |
astute-benjamins | $25.00 | 11/21/2011 3:15:51 PM |
kind-bid-antioxidant | $35.00 | 11/21/2011 4:03:56 PM |
powerful-greenback2 | $25.00 | 11/21/2011 10:43:54 AM |
organized-payment6 | $50.00 | 11/21/2011 11:08:29 AM |
maximizer | $35.00 | 11/21/2011 11:54:49 AM |
gjm6d | $25.00 | 11/21/2011 5:19:52 PM |
astute-fairness0 | $25.00 | 11/21/2011 12:42:39 PM |
loot-heart | $25.00 | 11/21/2011 1:41:50 PM |
cocopuffs | $25.00 | 11/21/2011 4:36:57 PM |
doopers | $25.00 | 11/21/2011 7:08:58 PM |
paladin510 | $35.00 | 11/21/2011 5:02:57 PM |
principal-sensation | $25.00 | 11/21/2011 6:18:48 PM |
wlm3012 | $30.00 | 11/21/2011 8:56:16 PM |
zooom7 | $50.00 | 11/21/2011 9:13:37 PM |
Skatingbear | $100.00 | 11/21/2011 10:52:37 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:34 PM |
ferocious-exchange3 | $100.00 | 11/22/2011 12:41:34 AM |
diversification-wildcat2 | $25.00 | 11/22/2011 1:56:04 AM |
don8ter | $100.00 | 11/22/2011 4:01:37 AM |
jms1983 | $25.00 | 11/22/2011 3:08:59 AM |
warrior246 | $36.19 | 11/22/2011 5:24:26 AM |
contract-paloverde1 | $25.00 | 11/22/2011 5:45:21 AM |
zippy-revenue8 | $25.00 | 11/22/2011 6:10:32 AM |
paceme1 | $35.00 | 11/22/2011 6:18:33 AM |
gustavholstopus32 | $25.00 | 11/22/2011 4:38:05 AM |
coin-lesson3 | $131.72 | 11/22/2011 8:19:14 AM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:12 PM |
MrEville | $25.00 | 11/21/2011 8:47:32 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:12 PM |
Biancs | $200.00 | 11/22/2011 9:29:23 AM |
RSB-VA | $100.00 | 11/22/2011 7:12:28 AM |
igniter584 | $25.00 | 11/22/2011 7:42:01 AM |
helpinghand63 | $25.00 | 11/22/2011 9:38:17 AM |
519dobber | $25.00 | 11/22/2011 8:36:56 AM |
velocity-solo | $25.00 | 11/22/2011 9:15:49 AM |
jamiee73 | $25.00 | 11/22/2011 9:21:31 AM |
dollar-authority | $50.00 | 11/22/2011 9:25:00 AM |
lagnisiruk | $25.00 | 11/22/2011 9:37:20 AM |
lamsabuy | $33.73 | 11/22/2011 9:53:16 AM |
JustMee | $25.00 | 11/14/2011 8:16:44 PM |
fortytwo | $200.00 | 11/14/2011 5:53:51 PM |
subtle-revenue0 | $25.00 | 11/15/2011 7:00:00 AM |
GMPK_TLAS | $50.00 | 11/14/2011 7:00:29 PM |
axl163 | $25.00 | 11/15/2011 11:00:28 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:14 AM |
goal-dollar1 | $50.00 | 11/16/2011 11:01:54 AM |
Clambake | $25.00 | 11/16/2011 7:00:11 PM |
pdub | $75.00 | 11/17/2011 5:09:45 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:54 AM |
aabadabadoo | $25.00 | 11/17/2011 5:34:37 PM |
anacent | $25.00 | 11/18/2011 5:09:19 PM |
payout-panda | $25.00 | 11/18/2011 5:36:36 PM |
Charmart | $25.00 | 11/19/2011 7:30:16 AM |
lendersf | $100.00 | 11/18/2011 8:13:05 PM |
zippy-greenback231 | $25.00 | 11/18/2011 8:46:58 PM |
Munnie | $50.00 | 11/19/2011 12:09:35 PM |
nickel-ferret | $50.00 | 11/19/2011 12:20:08 PM |
loyalty-sherpa | $25.00 | 11/19/2011 12:14:00 PM |
77dowplace | $27.00 | 11/19/2011 11:09:11 AM |
degster | $25.00 | 11/19/2011 11:31:25 AM |
riproaringrapids | $25.00 | 11/19/2011 12:53:38 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:36 PM |
jjb3 | $25.00 | 11/19/2011 12:58:18 PM |
life-is-great | $25.00 | 11/19/2011 12:25:50 PM |
toocautious | $50.00 | 11/19/2011 1:41:49 PM |
yield-hut | $50.00 | 11/19/2011 3:31:34 PM |
privatebankerva | $25.00 | 11/19/2011 4:25:07 PM |
CatbirdBanking | $25.00 | 11/19/2011 5:33:20 PM |
phenomenal-gain5 | $25.00 | 11/19/2011 6:01:58 PM |
peso-trailblazer0 | $58.24 | 11/19/2011 6:25:30 PM |
setUup | $31.20 | 11/19/2011 7:47:25 PM |
integrity-doctor | $100.00 | 11/19/2011 8:32:04 PM |
julijask | $25.00 | 11/19/2011 9:42:01 PM |
dollar-tornado3 | $25.00 | 11/20/2011 4:22:12 AM |
mjsk | $25.00 | 11/20/2011 10:22:49 AM |
payment-halo | $25.00 | 11/19/2011 3:57:05 PM |
dime-selector | $25.00 | 11/20/2011 11:46:45 AM |
commerce-web5 | $25.00 | 11/20/2011 12:30:44 PM |
Nazbuster | $50.00 | 11/20/2011 12:29:11 PM |
progressive-economy261 | $400.00 | 11/20/2011 12:31:57 PM |
Mendosurfire | $50.00 | 11/20/2011 12:35:49 PM |
janus_god | $25.00 | 11/20/2011 12:44:02 PM |
lucrative-coin | $50.00 | 11/20/2011 12:37:27 PM |
a-responsible-return | $50.00 | 11/20/2011 12:38:40 PM |
Sixmil | $100.00 | 11/20/2011 1:01:14 PM |
nickel-jam | $705.00 | 11/20/2011 1:46:50 PM |
radforj22 | $25.00 | 11/20/2011 11:39:27 AM |
antlr | $50.00 | 11/20/2011 2:43:09 PM |
CreditBuilder2 | $200.00 | 11/20/2011 3:56:44 PM |
newest-famous-velocity | $25.00 | 11/20/2011 4:38:39 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:20 PM |
Sid-K | $25.00 | 11/20/2011 12:20:40 PM |
p2p-allocator | $25.00 | 11/20/2011 7:01:56 PM |
kind-forthright-repayment | $200.00 | 11/20/2011 7:40:30 PM |
scuba-man | $25.00 | 11/20/2011 1:28:23 PM |
wise-honorable-rate | $31.81 | 11/21/2011 6:10:44 AM |
treasure-expert | $25.00 | 11/20/2011 3:19:16 PM |
agalt | $100.00 | 11/21/2011 6:44:01 AM |
mogul42 | $100.00 | 11/21/2011 8:21:18 AM |
steven3333 | $25.00 | 11/21/2011 7:09:56 AM |
brutusbone | $25.00 | 11/21/2011 7:16:49 AM |
unger | $135.11 | 11/20/2011 5:33:16 PM |
drkosh | $25.00 | 11/20/2011 5:48:32 PM |
nickel-demon2 | $62.65 | 11/20/2011 6:17:54 PM |
mizount | $25.00 | 11/20/2011 6:47:16 PM |
ianakacg | $25.00 | 11/20/2011 8:14:56 PM |
totoro | $25.00 | 11/20/2011 9:44:19 PM |
awwaww | $25.00 | 11/21/2011 9:52:11 AM |
JTHarris | $25.00 | 11/21/2011 1:51:25 AM |
mogul42 | $100.00 | 11/21/2011 8:22:03 AM |
Cai8899 | $50.00 | 11/21/2011 9:16:01 AM |
skaught | $50.00 | 11/21/2011 2:47:52 PM |
harperpotok | $100.00 | 11/21/2011 9:28:50 AM |
Ocean713 | $75.00 | 11/21/2011 4:40:57 PM |
Guiren | $100.00 | 11/21/2011 5:03:28 PM |
w3alter | $50.00 | 11/21/2011 5:24:27 PM |
TWGCJ | $29.93 | 11/21/2011 2:57:58 PM |
Moots | $25.00 | 11/21/2011 5:58:55 PM |
thoughtful-contract984 | $50.00 | 11/21/2011 4:40:01 PM |
spiff666 | $26.66 | 11/21/2011 7:28:28 PM |
Tsnark | $53.45 | 11/21/2011 6:46:46 PM |
power-futurist5 | $36.94 | 11/21/2011 6:52:16 PM |
Mindful7 | $25.00 | 11/22/2011 4:38:20 AM |
generator596 | $25.00 | 11/22/2011 3:13:57 AM |
principal-laser | $52.35 | 11/22/2011 4:54:16 AM |
Rivervale_Westwood | $66.16 | 11/22/2011 5:24:46 AM |
Longfellow20011 | $100.00 | 11/21/2011 5:29:38 PM |
Loan_shark718 | $50.00 | 11/22/2011 4:40:05 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:12 PM |
Veltliner | $25.00 | 11/22/2011 8:35:10 AM |
brightest-creative-leverage | $25.00 | 11/22/2011 8:41:12 AM |
Hidalgo2004 | $25.61 | 11/22/2011 7:43:29 AM |
genius520 | $39.00 | 11/22/2011 9:08:30 AM |
vigorous-velocity | $150.00 | 11/22/2011 8:54:06 AM |
thajr | $25.00 | 11/21/2011 8:52:07 PM |
Rick21 | $25.00 | 11/22/2011 9:14:04 AM |
icchok | $50.00 | 11/22/2011 9:21:08 AM |
novice-speculator | $25.00 | 11/22/2011 8:41:28 AM |
fair_rates | $25.00 | 11/22/2011 9:27:08 AM |
ChrisProsper | $2,480.00 | 11/22/2011 9:51:21 AM |
243 Investments
|
Borrower Payment Dependent Notes Series
538914
This series of Notes was issued and sold upon the funding of the borrower loan #56409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $129.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 103 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,127 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-kin |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Good Candidate
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $200
Housing: $
Insurance: $100
Car expenses: $
Utilities: $150
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/14/2011 5:08:04 PM |
iaffy | $25.00 | 11/15/2011 3:32:58 AM |
fantastic-wampum1 | $100.00 | 11/15/2011 5:21:45 AM |
foothillender | $25.00 | 11/15/2011 8:24:59 AM |
fountain355 | $25.00 | 11/15/2011 5:03:19 AM |
favorite-commerce | $30.00 | 11/15/2011 11:55:16 AM |
enterprising-credit2 | $25.00 | 11/15/2011 7:52:31 AM |
worth-blanket2 | $2,100.00 | 11/15/2011 1:55:18 PM |
MrDance123 | $71.98 | 11/15/2011 10:37:15 AM |
liberty-magnate | $25.00 | 11/15/2011 10:51:36 AM |
economy-coup | $50.00 | 11/14/2011 10:32:11 PM |
goodhearted-generosity511 | $25.00 | 11/14/2011 6:27:43 PM |
frogperson | $75.00 | 11/15/2011 7:59:31 AM |
loan-tycoon0 | $25.00 | 11/15/2011 7:47:07 AM |
papaloha | $25.00 | 11/15/2011 8:53:06 AM |
finance-investor3 | $25.00 | 11/15/2011 9:54:17 AM |
fortytwo | $150.00 | 11/15/2011 10:22:44 AM |
ingenious-deal6 | $25.00 | 11/15/2011 11:12:14 AM |
BenR | $100.00 | 11/15/2011 6:03:03 AM |
vine99 | $65.00 | 11/15/2011 11:46:23 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
538956
This series of Notes was issued and sold upon the funding of the borrower loan #56561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-16-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 8m |
Amount delinquent:
| $6,896 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| expectamiracle |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Miracle
Purpose of loan:
This loan will be used to...Pay Medical Expenses
My financial situation: Is poor at this time
I am a good candidate for this loan because...I am a honest hardworking individual that just needs someone to trust in me. Payments can come directly out of checking account. Biweekly if need be.My husband has been unemployed for 16 months and will be able to go back to work in January 2012. Thank God for this. Although I have major bills the medical bills are pressing on me.
Monthly net income: $1923
Monthly expenses: $
Housing: $1500
Insurance: $195
Car expenses: $355
Utilities: $150
Phone, cable, internet: $ 64
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
managedfund | $1,500.00 | 11/15/2011 2:36:00 PM |
myduck | $25.00 | 11/16/2011 3:54:11 PM |
papaloha | $50.00 | 11/16/2011 10:56:05 AM |
orgy63 | $25.00 | 11/16/2011 3:35:53 PM |
worth-blanket2 | $5,900.00 | 11/16/2011 12:31:23 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
538972
This series of Notes was issued and sold upon the funding of the borrower loan #56780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $413.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 14y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,176 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| industrious-capital |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home repairs
Purpose of loan: Home repair
This loan will be used to...
My financial situation: Stable
I am a good candidate for this loan because... I am a Soldier in the US Army currently on my third combat deployment to Afghanistan, I am looking for a loan for some home repair and credit card consolidation. I have always been extremely responsible when it comes to fullfilling my obligations and am also currently a Home owner with good credit.
Monthly net income: $6100
Monthly expenses: $1990
Housing: $1150
Insurance: $90
Car expenses: 0 Vehicle is owned outright
Utilities: $160
Phone, cable, internet: $50
Food, entertainment: $140
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/14/2011 10:25:53 AM |
GMPK_TLAS | $50.00 | 11/14/2011 10:34:50 AM |
Bank_Of_XL | $25.00 | 11/14/2011 1:16:33 PM |
well-rounded-dinero | $25.00 | 11/14/2011 11:03:20 PM |
Theodon | $25.00 | 11/15/2011 3:53:48 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:09 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:28:16 AM |
orderly-leverage | $100.00 | 11/17/2011 3:44:43 PM |
britgsb | $30.00 | 11/17/2011 9:37:22 AM |
colorfulgardener | $25.00 | 11/19/2011 5:17:27 AM |
pdub | $75.00 | 11/14/2011 12:01:03 PM |
pound-mushroom3 | $25.00 | 11/14/2011 10:06:53 AM |
HamachiMan | $25.00 | 11/14/2011 2:39:34 PM |
cnovak | $25.00 | 11/14/2011 10:50:51 AM |
payment-chief9 | $50.00 | 11/14/2011 4:59:56 PM |
invincible-platinum9 | $25.00 | 11/15/2011 2:25:42 PM |
efficient-treasure0 | $25.00 | 11/15/2011 5:34:32 PM |
toblerone | $25.00 | 11/18/2011 7:38:48 AM |
a-finance-nirvana | $25.00 | 11/17/2011 6:54:01 PM |
papaloha | $25.00 | 11/18/2011 10:29:25 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:05 AM |
worth-blanket2 | $10,600.00 | 11/19/2011 11:26:57 AM |
hidavehi | $55.00 | 11/19/2011 12:07:17 PM |
wwwUniversal | $25.00 | 11/19/2011 12:39:58 PM |
DannyPhantom | $65.00 | 11/19/2011 3:43:20 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
539024
This series of Notes was issued and sold upon the funding of the borrower loan #56611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2009 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $398 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| refined-interest5 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help my Wife
Purpose of loan:
This loan will be used to fix my wife's teeth. After 3 kids and cancer treatment she is in constant pain due to infection and broken teeth. We cannot afford to pay for a permanent solution on our own as temporary treatments have eaten up our savings.
My financial situation:
I am a good candidate for this loan because I have a steady history building my credit and (once her teeth are taken care of) will have plenty of disposable income available to make the loan payments.
Monthly net income: $3,100
Monthly expenses: $2,828
Housing: $850
Insurance: $115
Car expenses: $253
Utilities: $210
Phone, cable, internet: $150
Food: $400
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $600 (gas to get to work and her current dental treatments, pain management, and antibiotics--this will go down by $500 a month once her teeth are fixed)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/16/2011 1:20:24 AM |
gentle-gain235 | $47.00 | 11/16/2011 7:18:01 AM |
golden-velocity9 | $25.00 | 11/16/2011 3:58:31 AM |
coin-investor | $25.00 | 11/17/2011 9:25:37 AM |
a-finance-nirvana | $25.00 | 11/17/2011 6:51:20 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:29 PM |
mckhbnpc | $50.00 | 11/18/2011 9:59:46 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:12 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:05 PM |
wizardii | $25.00 | 11/19/2011 12:17:25 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:22 PM |
finance-mushroom | $200.00 | 11/19/2011 12:27:31 PM |
enterprising-credit2 | $25.00 | 11/19/2011 3:36:29 PM |
orange-preeminant-bill | $25.00 | 11/19/2011 1:02:03 PM |
rescue | $100.00 | 11/20/2011 12:12:37 PM |
1phantom | $25.00 | 11/20/2011 12:21:29 PM |
robot777 | $72.00 | 11/20/2011 12:09:13 PM |
shellstar | $25.00 | 11/20/2011 5:54:15 PM |
djh47a | $25.00 | 11/20/2011 7:39:22 PM |
antlr | $50.00 | 11/20/2011 2:43:11 PM |
wwwUniversal | $25.00 | 11/20/2011 10:22:50 PM |
dsgfl1 | $100.00 | 11/21/2011 10:33:40 AM |
loan-fate | $50.00 | 11/21/2011 9:07:07 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:17 AM |
principal-cooker2 | $100.00 | 11/21/2011 9:43:15 AM |
asiaratt | $50.00 | 11/21/2011 5:19:47 PM |
chuckpats | $50.00 | 11/21/2011 3:25:44 PM |
Weaverville | $25.00 | 11/21/2011 9:21:15 PM |
Mailmon | $50.00 | 11/21/2011 5:30:17 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:01:42 AM |
NewOrleans2012 | $25.00 | 11/22/2011 9:07:01 AM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:19 AM |
MikeyZ2008 | $50.00 | 11/22/2011 9:06:38 AM |
tornandfrayed | $25.00 | 11/22/2011 9:08:35 AM |
stepatatime-together | $32.00 | 11/22/2011 9:22:38 AM |
apostle901 | $25.00 | 11/22/2011 9:23:23 AM |
treasure-bliss | $25.00 | 11/22/2011 7:25:55 AM |
hope-eagle6 | $25.00 | 11/22/2011 9:30:35 AM |
help4u | $25.00 | 11/22/2011 9:46:22 AM |
factcheck | $40.00 | 11/22/2011 10:30:36 AM |
shrewd-peace7 | $25.00 | 11/22/2011 9:18:23 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:03 PM |
dedicated-transaction796 | $25.00 | 11/22/2011 9:28:24 AM |
wise-silver-wonder | $25.00 | 11/22/2011 12:40:13 PM |
qwsd12 | $50.00 | 11/22/2011 9:30:49 AM |
Wellman | $25.00 | 11/22/2011 9:36:57 AM |
red-luminous-gain | $25.00 | 11/22/2011 4:49:36 PM |
money-surge1 | $25.00 | 11/22/2011 5:10:00 PM |
exchange-pledge | $50.00 | 11/22/2011 4:48:59 PM |
monster4 | $50.00 | 11/22/2011 5:15:44 PM |
ventureboy | $30.00 | 11/22/2011 5:06:58 PM |
balanced-bill7 | $100.00 | 11/22/2011 5:14:44 PM |
Miklot | $30.00 | 11/22/2011 5:18:29 PM |
economy-producer | $25.00 | 11/22/2011 5:21:05 PM |
Sid-K | $23.14 | 11/22/2011 5:25:02 PM |
papaloha | $50.00 | 11/16/2011 10:56:11 AM |
roux | $25.00 | 11/16/2011 6:27:26 PM |
economy-coup | $50.00 | 11/16/2011 6:26:58 PM |
fortytwo | $150.00 | 11/16/2011 6:56:58 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:53 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:48 PM |
bullwink27 | $25.00 | 11/18/2011 6:32:06 AM |
toblerone | $25.00 | 11/18/2011 7:38:59 AM |
loan-mammal | $100.00 | 11/18/2011 9:05:25 AM |
Angel_Investor_7 | $25.00 | 11/18/2011 5:22:28 PM |
finance-prescription | $100.00 | 11/19/2011 6:53:49 AM |
mercuriant | $25.00 | 11/19/2011 12:23:10 PM |
diplomatic-wealth7 | $25.00 | 11/19/2011 12:16:39 PM |
CashFlow13 | $100.00 | 11/19/2011 12:56:53 PM |
BankofRon | $25.00 | 11/19/2011 12:24:43 PM |
stanfordgrad05 | $25.00 | 11/19/2011 2:02:29 PM |
silver-wonder278 | $25.00 | 11/20/2011 12:18:19 PM |
TW2000 | $25.00 | 11/19/2011 7:32:45 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:40:56 PM |
red-power-pecan | $50.00 | 11/20/2011 12:24:06 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:45 PM |
productive-ore | $25.00 | 11/21/2011 4:52:27 AM |
social-cocktail1 | $200.00 | 11/21/2011 9:06:38 AM |
managedfund | $500.00 | 11/21/2011 10:34:45 AM |
miked8303 | $25.00 | 11/21/2011 5:14:29 PM |
birch2 | $25.00 | 11/21/2011 5:36:44 PM |
Brisket_Bob | $25.00 | 11/21/2011 7:06:37 PM |
computer758 | $25.00 | 11/21/2011 8:26:23 PM |
money-yeller | $50.00 | 11/21/2011 6:15:28 PM |
tshurts | $25.00 | 11/22/2011 9:06:17 AM |
worthy-bid8 | $50.00 | 11/22/2011 9:06:51 AM |
rvfbroker | $25.00 | 11/22/2011 9:07:51 AM |
rhin0cerx | $50.00 | 11/22/2011 9:08:52 AM |
EBITDA | $25.00 | 11/22/2011 9:23:27 AM |
ibealion | $25.00 | 11/22/2011 9:25:12 AM |
minddoc | $25.00 | 11/22/2011 9:24:22 AM |
duty-explosion9 | $100.00 | 11/22/2011 9:43:42 AM |
davisfl | $25.00 | 11/22/2011 9:12:44 AM |
nimble-revenue | $25.00 | 11/22/2011 11:38:59 AM |
restless-currency | $50.00 | 11/22/2011 9:23:29 AM |
leverage-monger | $25.00 | 11/22/2011 3:07:48 PM |
Mariner3605 | $25.00 | 11/22/2011 9:32:44 AM |
immaculate-compassion8 | $25.00 | 11/22/2011 3:24:25 PM |
Weaverville | $25.00 | 11/22/2011 3:20:39 PM |
fund-ambrosia0 | $25.00 | 11/22/2011 5:10:41 PM |
saffron4 | $25.00 | 11/22/2011 5:11:21 PM |
Katburg | $25.00 | 11/22/2011 12:44:46 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:52 PM |
kindness-jedi | $25.00 | 11/22/2011 5:13:04 PM |
Cai8899 | $50.00 | 11/22/2011 5:16:42 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
539080
This series of Notes was issued and sold upon the funding of the borrower loan #56598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-16-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1985 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
12 | Length of status: | 2y 3m |
Amount delinquent:
| $183 |
Total credit lines:
| 35 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,437 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| suave-rupee5 |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
managedfund | $1,000.00 | 11/15/2011 2:36:25 PM |
papaloha | $50.00 | 11/16/2011 10:56:06 AM |
worth-blanket2 | $3,900.00 | 11/16/2011 12:30:55 PM |
creative-power3 | $50.00 | 11/16/2011 12:34:54 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
539204
This series of Notes was issued and sold upon the funding of the borrower loan #56439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,900.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $157.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $262 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| abundant-camaraderi4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
UrbanHistoricalBuildings
Purpose of loan:
This loan will be used to...
career startup
My financial situation:
I am a good candidate for this loan because...
I will pay it back.
Monthly net income: $1,250.00
Monthly expenses: $ 1000.00
Housing: $200.00
Insurance: $120.00
Car expenses: $190.00
Utilities: $160.00
Phone, cable, internet: $85.00
Food, entertainment: $175.00
Clothing, household expenses: $50.00
Credit cards and other loans: $15.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $50.00 | 11/16/2011 10:56:19 AM |
fortytwo | $200.00 | 11/16/2011 6:57:19 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:30 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:55 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:16 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:51 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:07 PM |
tranquil-economy4 | $25.00 | 11/20/2011 1:00:38 PM |
jjswanso | $50.00 | 11/21/2011 8:22:00 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:59:05 AM |
irishalaskan | $25.00 | 11/22/2011 4:40:15 PM |
factcheck | $40.00 | 11/22/2011 10:30:37 AM |
URBANCAPITAL | $25.00 | 11/22/2011 5:13:06 PM |
basis-wizard8 | $100.00 | 11/23/2011 6:04:47 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:48 AM |
dedicated-transaction796 | $25.00 | 11/23/2011 9:08:42 AM |
shrewd-peace7 | $25.00 | 11/23/2011 9:26:29 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:42 AM |
Dubbs360 | $100.00 | 11/23/2011 9:23:43 AM |
Angel_Investor_7 | $25.00 | 11/23/2011 9:37:18 AM |
EBITDA | $25.00 | 11/23/2011 9:24:19 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:19:08 AM |
orange-preeminant-bill | $25.00 | 11/23/2011 6:53:37 AM |
educationfirst | $50.00 | 11/23/2011 9:36:45 AM |
Kids-College-Fund | $171.00 | 11/23/2011 10:01:26 AM |
engrossing-responsibility0 | $50.00 | 11/23/2011 9:13:18 AM |
kulender | $64.00 | 11/23/2011 9:22:16 AM |
Wellman | $25.00 | 11/23/2011 9:24:48 AM |
toblerone | $25.00 | 11/18/2011 7:39:05 AM |
managedfund | $1,150.00 | 11/21/2011 10:35:24 AM |
wwwUniversal | $25.00 | 11/21/2011 5:28:11 PM |
missing-link | $25.00 | 11/22/2011 9:05:38 AM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:24 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:23 PM |
dollar-ruler2 | $25.00 | 11/23/2011 12:26:10 AM |
realtormoises | $25.00 | 11/23/2011 7:55:03 AM |
Foothill-Paradise | $50.00 | 11/23/2011 7:56:50 AM |
suave-dime6 | $25.00 | 11/23/2011 5:42:31 AM |
oreyedoc | $50.00 | 11/22/2011 9:25:07 PM |
jazzlender | $25.00 | 11/23/2011 9:24:56 AM |
diplomatic-wealth7 | $25.00 | 11/23/2011 9:25:52 AM |
miked8303 | $25.00 | 11/23/2011 9:17:57 AM |
rescue | $100.00 | 11/23/2011 9:35:17 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:09 AM |
treasure-bliss | $25.00 | 11/23/2011 6:43:51 AM |
Jack55304 | $200.00 | 11/23/2011 9:33:15 AM |
riveting-credit5 | $50.00 | 11/23/2011 7:41:54 AM |
power-bluebird2 | $25.00 | 11/23/2011 9:52:26 AM |
well-mannered-income3 | $40.00 | 11/23/2011 8:59:43 AM |
Katburg | $25.00 | 11/23/2011 9:09:37 AM |
finance-mushroom | $200.00 | 11/23/2011 9:29:45 AM |
bailey7563 | $35.00 | 11/23/2011 9:56:28 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
539238
This series of Notes was issued and sold upon the funding of the borrower loan #56690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $316.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 59% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,025 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| vigilance-storm1 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
|
Principal balance:
| $7,770.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...consolidate my debts
My financial situation:
I am a good candidate for this loan because...I have a job and I am always responsible when it comes to paying my bills-I take it seriously.
Monthly net income: $ 42,777.60
Monthly expenses: $1,000.00
Housing: $0.00
Insurance: $97.36
Car expenses: $200.00
Utilities: $80.00
Phone, cable, internet: $168.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $350.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $35.00 | 11/25/2011 10:04:35 PM |
fcrick | $25.00 | 11/24/2011 9:08:08 AM |
papaloha | $25.00 | 11/24/2011 9:26:24 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:51 PM |
influential-benjamins0 | $100.00 | 11/24/2011 9:10:39 AM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:12 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:31 PM |
dime-hot-rod7 | $25.00 | 11/25/2011 12:48:30 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:34 PM |
E_G | $50.00 | 11/25/2011 8:13:07 PM |
first-serene-credit | $25.00 | 11/26/2011 7:35:10 AM |
tenacious-capital3 | $26.27 | 11/24/2011 9:28:45 AM |
igniter584 | $25.00 | 11/24/2011 9:31:03 AM |
loan-mammal | $100.00 | 11/24/2011 9:15:07 AM |
pound-mushroom3 | $25.00 | 11/24/2011 9:23:18 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:02 AM |
spiritual-greenback | $8.73 | 11/26/2011 7:56:56 AM |
worth-blanket2 | $8,200.00 | 11/26/2011 6:00:46 AM |
AFairDeal | $25.00 | 11/25/2011 5:19:26 PM |
s270 | $25.00 | 11/25/2011 11:57:36 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:25 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
539240
This series of Notes was issued and sold upon the funding of the borrower loan #56539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-16-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 11.64% |
Borrower rate/APR:
| 12.64% / 20.38% |
Monthly payment:
| $356.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,097 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trade-surgeon3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Boat Loan
Purpose of loan:
This loan will be used to... Purchase used pontoon boat.
My financial situation:
I am a good candidate for this loan because... I can pay it off in 120 days.
Monthly net income: $ 10000
Monthly expenses: $ 7000
Housing: $ 1100
Insurance: $ 300
Car expenses: $270
Utilities: $170
Phone, cable, internet: $210
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
superb-fund9 | $25.00 | 11/16/2011 10:54:38 AM |
slxvq | $31.62 | 11/16/2011 5:27:44 PM |
evnagelist | $25.00 | 11/16/2011 6:32:00 PM |
iaffy | $25.00 | 11/16/2011 6:27:17 PM |
MicroLender357 | $25.00 | 11/16/2011 6:30:27 PM |
cnovak | $25.00 | 11/16/2011 7:07:39 PM |
BxRealtor | $25.00 | 11/16/2011 7:15:42 PM |
shur | $50.00 | 11/16/2011 7:26:10 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:08 PM |
britgsb | $30.00 | 11/17/2011 9:37:28 AM |
theogeer | $25.00 | 11/17/2011 4:33:07 PM |
a-finance-nirvana | $25.00 | 11/17/2011 6:54:04 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:58 AM |
blue-useful-auction | $25.00 | 11/18/2011 6:42:00 AM |
supreme-dollar5 | $25.00 | 11/18/2011 1:19:23 PM |
Ols744 | $25.00 | 11/19/2011 11:44:25 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:17 AM |
tflood1967 | $50.00 | 11/19/2011 12:55:25 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:47 AM |
bizzzond | $50.00 | 11/20/2011 3:38:18 PM |
mizount | $25.00 | 11/20/2011 6:47:18 PM |
organized-dough5 | $26.67 | 11/20/2011 9:45:04 PM |
ianakacg | $25.00 | 11/20/2011 8:14:57 PM |
secureincome | $750.00 | 11/21/2011 10:58:31 AM |
brutusbone | $25.00 | 11/21/2011 7:16:50 AM |
igniter584 | $25.00 | 11/21/2011 12:20:36 PM |
moola-linkage155 | $25.00 | 11/21/2011 3:47:02 PM |
enterprising-credit2 | $100.00 | 11/21/2011 4:59:16 PM |
PropertyInvest | $25.00 | 11/21/2011 3:42:50 PM |
MrRooster101 | $25.00 | 11/21/2011 4:50:15 PM |
terrific-dough6 | $50.00 | 11/21/2011 5:23:55 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:12 PM |
vigorous-payment6 | $51.29 | 11/21/2011 6:04:17 PM |
authentic-kindness1 | $25.00 | 11/16/2011 2:40:23 PM |
invincible-platinum9 | $25.00 | 11/16/2011 6:38:01 PM |
supernova719 | $25.00 | 11/16/2011 6:54:14 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:30 PM |
imdave4me | $35.00 | 11/17/2011 1:46:42 AM |
enthralling-deal180 | $25.00 | 11/17/2011 4:41:17 AM |
radforj22 | $25.00 | 11/17/2011 4:22:55 PM |
tomdooley12520 | $25.00 | 11/17/2011 10:52:32 AM |
orderly-leverage | $100.00 | 11/17/2011 3:44:53 PM |
kmw | $25.00 | 11/17/2011 11:19:51 PM |
toblerone | $25.00 | 11/18/2011 7:39:05 AM |
elvisloans | $25.00 | 11/18/2011 8:58:09 AM |
best-unbeatable-transaction | $25.00 | 11/18/2011 3:31:05 PM |
papaloha | $25.00 | 11/18/2011 10:29:27 AM |
zippy-greenback231 | $25.00 | 11/18/2011 7:21:00 PM |
friendinmoney | $25.00 | 11/19/2011 11:20:51 AM |
wealth-renaissance5 | $32.91 | 11/20/2011 11:55:48 AM |
commerce-web5 | $25.00 | 11/20/2011 12:30:47 PM |
ianakacg | $25.00 | 11/20/2011 8:21:37 PM |
managedfund | $1,200.00 | 11/21/2011 10:26:30 AM |
igniter584 | $25.00 | 11/21/2011 12:12:14 PM |
astute-benjamins | $25.00 | 11/21/2011 3:17:48 PM |
drluong | $25.00 | 11/21/2011 1:33:52 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:18 AM |
bailey7563 | $75.00 | 11/21/2011 11:55:03 AM |
Myboyticket | $57.51 | 11/21/2011 5:21:28 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
539246
This series of Notes was issued and sold upon the funding of the borrower loan #57139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $108.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 10y 7m |
Amount delinquent:
| $1,337 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,562 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| entertaining-investment347 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $50.00 | 11/16/2011 10:56:20 AM |
reflective-rupee | $25.00 | 11/16/2011 4:02:02 PM |
SolarMoonshine | $25.00 | 11/16/2011 10:23:18 AM |
top-courteous-peso | $100.00 | 11/16/2011 7:19:58 PM |
alexgalt | $25.00 | 11/17/2011 12:00:34 AM |
well-mannered-income3 | $30.00 | 11/17/2011 1:36:38 PM |
toblerone | $25.00 | 11/18/2011 7:39:06 AM |
Megaton | $25.00 | 11/20/2011 9:24:06 AM |
loss-of-control | $100.00 | 11/19/2011 3:54:23 PM |
managedfund | $750.00 | 11/21/2011 10:30:33 AM |
wwwUniversal | $25.00 | 11/21/2011 5:28:12 PM |
whirlingdervish | $25.00 | 11/21/2011 5:53:50 PM |
enterprising-credit2 | $25.00 | 11/21/2011 4:59:23 PM |
rupee-universe | $25.00 | 11/21/2011 11:43:16 PM |
leverage-monger | $25.00 | 11/22/2011 9:46:18 AM |
Bob450 | $25.00 | 11/22/2011 10:15:36 AM |
SFBank | $50.00 | 11/22/2011 3:18:53 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:58:04 AM |
principal-cooker2 | $25.00 | 11/22/2011 5:15:16 PM |
bailey7563 | $30.00 | 11/22/2011 2:46:38 PM |
PrincessGrace33 | $25.00 | 11/22/2011 6:10:07 PM |
riveting-credit5 | $70.97 | 11/23/2011 7:32:06 AM |
commitment-antioxidant8 | $25.00 | 11/16/2011 6:31:19 PM |
Evolver | $44.00 | 11/16/2011 6:23:42 PM |
fountain355 | $25.00 | 11/17/2011 4:27:26 AM |
orderly-leverage | $25.00 | 11/17/2011 3:48:59 PM |
mrxtravis | $25.00 | 11/17/2011 9:58:07 AM |
ohmarkybaby | $25.00 | 11/17/2011 6:00:04 PM |
social-heart | $25.00 | 11/18/2011 3:13:58 PM |
social-heart | $25.00 | 11/18/2011 3:13:38 PM |
finance-prescription | $100.00 | 11/19/2011 6:53:51 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:08 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:25 PM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:47 PM |
the-hope-workhorse | $200.00 | 11/21/2011 10:45:23 AM |
AVS | $25.00 | 11/21/2011 3:45:08 PM |
glenium | $25.00 | 11/22/2011 4:54:02 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:53 PM |
bold-direct-asset | $50.00 | 11/22/2011 5:17:33 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:23 PM |
raisingophelia | $25.00 | 11/22/2011 1:16:03 PM |
oreyedoc | $50.00 | 11/22/2011 9:28:44 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
539266
This series of Notes was issued and sold upon the funding of the borrower loan #56541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,991 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| elated-wampum |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
toothguy
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/23/2011 5:23:48 PM |
Starfin-Capital-Management | $225.00 | 11/28/2011 1:03:13 PM |
CA-Lender | $25.00 | 11/24/2011 12:04:04 PM |
bid-stockpiler1 | $25.00 | 11/27/2011 6:14:31 AM |
SecondChanceLendingSERV | $25.00 | 11/27/2011 12:24:54 PM |
let_me_retire | $25.00 | 11/26/2011 7:11:34 PM |
SolarMoonshine | $25.00 | 11/28/2011 9:49:29 AM |
investment-comet | $25.00 | 11/28/2011 11:51:42 AM |
papaloha | $25.00 | 11/23/2011 5:17:47 PM |
goodhearted-generosity511 | $25.00 | 11/24/2011 12:47:23 PM |
Kids-College-Fund | $1,500.00 | 11/28/2011 9:17:39 AM |
catamaran2024 | $25.00 | 11/27/2011 10:51:14 PM |
cash-turbine1 | $25.00 | 11/28/2011 11:10:30 AM |
managedfund | $1,000.00 | 11/28/2011 12:46:36 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
539270
This series of Notes was issued and sold upon the funding of the borrower loan #56902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,814 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| LimaGuy |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Immigration Expenses
Purpose of loan:
This loan will be used to pay attorney fees and other costs for my step-daughter to immigrate to the U.S.
My financial situation:
I am a good candidate for this loan because I pay all of my debts on time. Although I have a high credit balance and card utilization, my debt/income ration is very low and I have a perfect payment history.
Monthly net income: $ 9750
Monthly expenses: $ 300
Housing: $ 2915
Insurance: $ 150
Car expenses: $ 550
Utilities: $ 150
Phone, cable, internet: $ 200
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $300.00 | 11/23/2011 8:25:35 AM |
fortytwo | $50.00 | 11/22/2011 5:11:12 PM |
golden-velocity9 | $25.00 | 11/23/2011 8:42:31 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:15 PM |
SLN-10 | $50.00 | 11/22/2011 5:32:33 PM |
papaloha | $25.00 | 11/22/2011 5:35:00 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:27 AM |
five-star-note | $100.00 | 11/23/2011 11:54:35 AM |
worth-blanket2 | $6,300.00 | 11/23/2011 11:17:13 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
539296
This series of Notes was issued and sold upon the funding of the borrower loan #56544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-17-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $130.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,972 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dudebrah |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 24 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
760-779
(Sep-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
3rd Loan Re-Invest
Purpose of loan:
This loan will be used to re-invest
My financial situation:
I am a good candidate for this loan because I make plenty of money and im only taking this loan to invest with.
Income $5,000
Home $1,100
Cars $500
Food, ect 400
Credit payments- $300
Fun-$300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
best-ingenious-funds | $50.00 | 11/16/2011 5:05:08 PM |
johnny_x | $50.00 | 11/16/2011 6:09:55 PM |
loan-mammal | $100.00 | 11/16/2011 6:24:10 PM |
E-2 | $100.00 | 11/16/2011 5:48:20 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:37 PM |
evnagelist | $25.00 | 11/16/2011 6:32:02 PM |
tntmojave | $50.00 | 11/16/2011 6:41:09 PM |
aabadabadoo | $25.00 | 11/16/2011 6:45:20 PM |
saahilld | $25.00 | 11/16/2011 6:58:43 PM |
CA_Lender | $25.00 | 11/16/2011 7:03:15 PM |
shur | $50.00 | 11/16/2011 7:26:11 PM |
credit-guard5 | $25.00 | 11/16/2011 11:56:43 PM |
foldingbenny2 | $65.00 | 11/17/2011 1:34:24 AM |
hellasow | $50.00 | 11/17/2011 2:18:44 AM |
PXM-Financial | $70.00 | 11/16/2011 10:34:01 PM |
ingenious-deal6 | $25.00 | 11/16/2011 7:05:06 PM |
jpblan11 | $25.00 | 11/17/2011 3:58:32 AM |
einstein | $500.00 | 11/17/2011 4:46:43 AM |
trustworthy-hope189 | $50.00 | 11/17/2011 5:05:54 AM |
green28 | $200.00 | 11/17/2011 4:56:34 AM |
vigilance-searcher | $25.00 | 11/17/2011 6:45:48 AM |
mrsp2e | $25.00 | 11/17/2011 7:11:20 AM |
dollar-tornado3 | $50.00 | 11/17/2011 7:22:27 AM |
moneytolend72 | $50.00 | 11/17/2011 8:00:46 AM |
Marathoner | $25.00 | 11/17/2011 7:36:41 AM |
RecoveryLender | $25.00 | 11/17/2011 8:49:15 AM |
enterprising-credit2 | $100.00 | 11/17/2011 7:52:30 AM |
marketplace-kingdom | $50.00 | 11/17/2011 7:57:32 AM |
JedClampett | $125.00 | 11/17/2011 9:13:13 AM |
crw1950 | $40.29 | 11/17/2011 5:19:03 AM |
economy-mulberry7 | $50.00 | 11/17/2011 5:25:12 AM |
blue-useful-auction | $25.00 | 11/17/2011 6:26:25 AM |
setUup | $38.20 | 11/17/2011 7:16:05 AM |
BlessedEveryDay | $25.00 | 11/17/2011 9:00:07 AM |
D911ave | $50.00 | 11/16/2011 5:51:48 PM |
shellstar | $25.00 | 11/16/2011 6:40:01 PM |
cashhelp | $25.00 | 11/16/2011 6:42:15 PM |
influential-benjamins0 | $100.00 | 11/16/2011 6:53:32 PM |
determined-revenue1 | $35.00 | 11/16/2011 6:55:46 PM |
Clambake | $25.00 | 11/16/2011 7:00:16 PM |
cordial-bonus | $25.00 | 11/16/2011 7:01:43 PM |
Feyenoord | $30.00 | 11/16/2011 6:28:14 PM |
bb575 | $50.00 | 11/16/2011 7:03:32 PM |
enticing-capital6 | $50.00 | 11/16/2011 7:05:13 PM |
cnovak | $25.00 | 11/16/2011 7:07:41 PM |
AFairDeal | $25.00 | 11/16/2011 6:50:27 PM |
fortytwo | $200.00 | 11/16/2011 6:57:20 PM |
Pebbles-Lending | $25.00 | 11/16/2011 7:00:38 PM |
novice-speculator | $25.00 | 11/16/2011 10:36:37 PM |
lalene01 | $34.15 | 11/16/2011 10:00:02 PM |
Beechturner | $50.00 | 11/17/2011 4:25:04 AM |
cjames84 | $25.00 | 11/17/2011 2:46:47 AM |
NickRac | $25.00 | 11/17/2011 4:43:41 AM |
loan_doctor | $25.00 | 11/17/2011 5:45:20 AM |
contract-student2 | $60.00 | 11/17/2011 5:04:38 AM |
cwegert | $75.00 | 11/17/2011 5:58:03 AM |
LimaGuy | $34.98 | 11/17/2011 6:50:54 AM |
prudent-bid3 | $25.00 | 11/17/2011 7:05:49 AM |
investment-artist | $27.02 | 11/17/2011 7:28:49 AM |
mex_invests | $25.00 | 11/17/2011 8:16:23 AM |
Phunder | $25.00 | 11/17/2011 8:28:50 AM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:10 PM |
DS84 | $29.31 | 11/17/2011 8:31:30 AM |
kenji4861 | $25.00 | 11/17/2011 9:08:32 AM |
thankful-nickel2 | $25.00 | 11/17/2011 8:57:38 AM |
kulender | $100.00 | 11/17/2011 9:13:03 AM |
BlueSharp | $50.00 | 11/16/2011 8:32:06 PM |
nickel-quark | $25.00 | 11/16/2011 10:35:04 PM |
ferocious-exchange3 | $100.00 | 11/17/2011 12:37:58 AM |
Tscheddar | $25.00 | 11/17/2011 3:29:34 AM |
yield-hut | $25.00 | 11/17/2011 3:46:41 AM |
exact-peso2 | $25.00 | 11/17/2011 6:51:55 AM |
beachfunder | $25.00 | 11/17/2011 7:05:05 AM |
Christophe | $25.00 | 11/17/2011 7:14:15 AM |
agalt | $100.00 | 11/17/2011 7:58:35 AM |
indomitable-coin | $25.00 | 11/17/2011 9:13:08 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
539300
This series of Notes was issued and sold upon the funding of the borrower loan #56779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-17-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $342.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 0m |
Amount delinquent:
| $215,315 |
Total credit lines:
| 20 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| pound-numero-uno |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Clerical
Purpose of loan: Consolidate mostly medical and some other personal debt.
This loan will be used to...payoff and pay down debt mentioned above.
My financial situation: Is improving
I am a good candidate for this loan because...there are a number of positive opportunities that will assist in paying the loan back.
Monthly net income: $2,500
Monthly expenses: $
Housing: $ 2,500
Insurance: $ 1,420
Car expenses: $240
Utilities: $ 520
Phone, cable, internet: $180
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $7,300.00
Other expenses: $1,563
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $50.00 | 11/16/2011 10:56:22 AM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:32 PM |
fortytwo | $200.00 | 11/16/2011 6:57:19 PM |
worth-blanket2 | $8,200.00 | 11/17/2011 3:32:41 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
539340
This series of Notes was issued and sold upon the funding of the borrower loan #56543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $359.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,203 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wonderful-return655 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
cash fix
Purpose of loan:
This loan will be used to consolidate debt and provide short term cash needs
My financial situation:
I am a good candidate for this loan because I am employed and have been for 20 years and my income has gone up every year and will continue to do so.
Monthly net income: $ 15000
Monthly expenses: $ 10000
Housing: $ 4500
Insurance: $ 300
Car expenses: $ 600
Utilities: $ 400
Phone, cable, internet: $ 180
Food, entertainment: $ 1500
Clothing, household expenses: $ 500
Credit cards and other loans: $ 1200
Other expenses: $ 800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
iaffy | $25.00 | 11/16/2011 6:27:18 PM |
invincible-platinum9 | $25.00 | 11/16/2011 6:39:01 PM |
cnovak | $25.00 | 11/16/2011 7:07:42 PM |
britgsb | $30.00 | 11/17/2011 9:37:32 AM |
Bank_Of_XL | $25.00 | 11/17/2011 12:20:42 PM |
orderly-leverage | $100.00 | 11/17/2011 3:44:58 PM |
a-finance-nirvana | $25.00 | 11/17/2011 6:54:05 PM |
papaloha | $25.00 | 11/18/2011 10:29:28 AM |
worth-blanket2 | $9,500.00 | 11/19/2011 11:26:30 AM |
SolarMoonshine | $25.00 | 11/19/2011 1:04:28 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:38 PM |
SunriseTrader1 | $25.00 | 11/17/2011 4:51:19 PM |
toblerone | $25.00 | 11/18/2011 7:39:11 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:20 AM |
DannyPhantom | $25.00 | 11/19/2011 3:46:26 PM |
payment-halo | $20.00 | 11/19/2011 5:23:13 PM |
wwwUniversal | $25.00 | 11/19/2011 12:40:00 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
539356
This series of Notes was issued and sold upon the funding of the borrower loan #56632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $267.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 11% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,261 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-nirvana0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used to provide the money needed to pay for the total wedding venue, food and the rest of the wedding. It will be located at Granberry Hills wedding facility, granberryhills.com . My fiance and I loved the tour, it will be what she has always wanted.
My financial situation:
I am a good candidate for this loan because I have never made a late payment on any of my many credit cards.I am good and standing with any balances to credit accounts. Started my retirement account, which shows financial responsibility. I have had a long history of credit so I know this wont be a problem.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/21/2011 5:05:25 PM |
aabadabadoo | $25.00 | 11/21/2011 5:17:49 PM |
subtle-revenue0 | $25.00 | 11/21/2011 5:18:00 PM |
ingenious-deal6 | $25.00 | 11/21/2011 5:24:37 PM |
Ocean713 | $75.00 | 11/21/2011 5:42:26 PM |
blot44 | $25.00 | 11/21/2011 6:27:02 PM |
BxRealtor | $25.00 | 11/21/2011 5:15:05 PM |
JustMee | $25.00 | 11/21/2011 9:46:42 PM |
AFairDeal | $25.00 | 11/21/2011 5:18:59 PM |
Clambake | $25.00 | 11/21/2011 5:28:29 PM |
anacent | $25.00 | 11/21/2011 5:31:16 PM |
igniter584 | $25.00 | 11/22/2011 7:42:21 AM |
kinetic-yield4 | $25.00 | 11/21/2011 8:22:24 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:19 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:32 AM |
ddog0224 | $125.00 | 11/22/2011 3:04:43 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:26 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:44 PM |
einstein | $500.00 | 11/22/2011 5:04:34 PM |
rich266 | $25.00 | 11/22/2011 5:22:36 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:43 PM |
setUup | $30.20 | 11/22/2011 4:23:29 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:54 PM |
compassionate-asset8 | $25.00 | 11/22/2011 5:42:06 PM |
Theodon | $25.00 | 11/22/2011 6:19:21 PM |
aesop56 | $100.00 | 11/22/2011 5:34:15 PM |
important-ore | $150.00 | 11/22/2011 5:35:17 PM |
investment-appraiser | $50.00 | 11/22/2011 7:06:48 PM |
UBOtto186 | $100.00 | 11/22/2011 9:07:41 PM |
jazzlender | $50.00 | 11/22/2011 5:16:18 PM |
Hexnut | $50.00 | 11/22/2011 9:26:53 PM |
availableloan | $25.00 | 11/22/2011 8:47:06 PM |
Reddy_Capital | $36.00 | 11/22/2011 9:03:24 PM |
enterprising-credit2 | $50.00 | 11/22/2011 9:10:43 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:12 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:48 PM |
mattblizz | $50.00 | 11/23/2011 12:18:57 AM |
30Sky | $25.00 | 11/23/2011 12:57:51 AM |
dollar-tornado3 | $25.00 | 11/23/2011 6:48:06 AM |
first-serene-credit | $25.00 | 11/23/2011 6:59:03 AM |
radforj22 | $25.00 | 11/23/2011 5:19:12 AM |
economy-popcorn | $25.00 | 11/23/2011 5:53:36 AM |
BronxBomber79 | $25.00 | 11/23/2011 7:17:39 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:09 AM |
unforgettable-nickel2 | $25.00 | 11/22/2011 9:06:44 PM |
djkaiser | $26.10 | 11/23/2011 6:39:38 AM |
britgsb | $30.00 | 11/23/2011 9:33:41 AM |
Matt555555 | $50.00 | 11/23/2011 7:18:22 AM |
upbeat-finance8 | $25.00 | 11/23/2011 10:53:47 AM |
debtfreenow-82 | $50.00 | 11/23/2011 7:45:21 AM |
invincible-platinum9 | $25.00 | 11/23/2011 10:53:44 AM |
Grandmahoneybee | $25.00 | 11/23/2011 11:54:29 AM |
organic-responsibility60 | $50.00 | 11/23/2011 12:01:37 PM |
smear87 | $25.00 | 11/23/2011 1:39:34 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:44 AM |
majestic-repayment3 | $50.00 | 11/23/2011 11:44:46 AM |
spruce212 | $25.00 | 11/23/2011 12:32:55 PM |
Brisket_Bob | $50.00 | 11/23/2011 2:23:40 PM |
octoberfresh | $25.00 | 11/23/2011 9:17:16 AM |
loanman2007 | $50.00 | 11/23/2011 1:43:09 PM |
durable-investment8 | $40.00 | 11/23/2011 9:40:34 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:13 AM |
debt-legend | $25.00 | 11/23/2011 11:40:52 AM |
seabass123 | $25.00 | 11/23/2011 1:17:19 PM |
x-lender | $25.00 | 11/23/2011 2:12:09 PM |
loot-heart | $25.00 | 11/23/2011 2:21:17 PM |
LoanerPrincipal | $25.00 | 11/21/2011 5:16:25 PM |
Aberdeen | $999.00 | 11/21/2011 5:21:11 PM |
w3alter | $50.00 | 11/21/2011 5:24:32 PM |
bb575 | $50.00 | 11/21/2011 5:26:59 PM |
TomDalonajay | $25.00 | 11/21/2011 5:33:00 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:41 PM |
igniter584 | $25.00 | 11/21/2011 5:05:43 PM |
don8ter | $100.00 | 11/22/2011 4:01:46 AM |
toblerone | $25.00 | 11/21/2011 5:32:45 PM |
blue-useful-auction | $25.00 | 11/22/2011 6:29:54 AM |
gentle-gain235 | $50.00 | 11/22/2011 9:03:03 AM |
friendinmoney | $26.80 | 11/22/2011 9:29:17 AM |
superb-funds335 | $25.00 | 11/22/2011 5:09:20 PM |
iaffy | $25.00 | 11/22/2011 5:19:49 PM |
Tradesmanlender | $25.00 | 11/22/2011 5:15:59 PM |
wealth-fields8 | $50.00 | 11/22/2011 5:25:59 PM |
kenji4861 | $25.00 | 11/22/2011 5:29:02 PM |
SolarMoonshine | $25.00 | 11/22/2011 4:55:36 PM |
evnagelist | $25.00 | 11/22/2011 5:07:40 PM |
WalnutCreekguy | $100.00 | 11/22/2011 5:35:14 PM |
KLCRAY | $25.00 | 11/22/2011 5:09:35 PM |
yield-hut | $50.00 | 11/22/2011 5:35:48 PM |
pureprofit | $100.00 | 11/22/2011 10:31:15 PM |
new-ore-venture | $100.00 | 11/22/2011 11:04:58 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:07 PM |
SudianX | $40.00 | 11/23/2011 4:02:01 AM |
heroic-return5 | $49.00 | 11/22/2011 9:49:38 PM |
factcheck | $40.00 | 11/23/2011 3:40:16 AM |
indomitable-coin | $25.00 | 11/22/2011 5:30:12 PM |
madigan | $500.00 | 11/23/2011 6:56:53 AM |
basis-wizard8 | $100.00 | 11/23/2011 6:01:39 AM |
thajr | $25.00 | 11/23/2011 6:45:06 AM |
the-capital-shooter | $52.81 | 11/23/2011 7:19:53 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:13 AM |
NYBIZ | $25.00 | 11/22/2011 5:56:12 PM |
DonaldColorado | $50.00 | 11/23/2011 9:00:29 AM |
act943 | $100.00 | 11/23/2011 1:11:55 AM |
beachfunder | $25.00 | 11/23/2011 9:31:35 AM |
beachfunder | $25.00 | 11/23/2011 9:26:06 AM |
zwx1997 | $25.00 | 11/23/2011 6:16:27 AM |
jybank | $50.00 | 11/23/2011 9:32:33 AM |
Money_Working | $30.00 | 11/23/2011 10:24:02 AM |
GoldenGo4 | $50.00 | 11/23/2011 7:09:59 AM |
ScottCapital | $25.00 | 11/23/2011 8:23:21 AM |
blindtaxidriver | $25.00 | 11/23/2011 8:32:34 AM |
xrycac | $25.00 | 11/23/2011 8:39:50 AM |
power-cell | $35.00 | 11/23/2011 9:59:40 AM |
selector568 | $300.00 | 11/23/2011 10:09:51 AM |
Phunder | $25.00 | 11/23/2011 10:26:09 AM |
wonderous-principal083 | $100.00 | 11/23/2011 11:52:56 AM |
the-dollar-honker | $25.00 | 11/23/2011 11:57:48 AM |
asset-expert0 | $25.00 | 11/23/2011 12:50:07 PM |
reaction5 | $25.00 | 11/23/2011 2:33:06 PM |
one2sojourn | $50.00 | 11/23/2011 2:44:43 PM |
Tylerh | $255.00 | 11/23/2011 2:20:50 PM |
x-lender | $25.00 | 11/23/2011 2:23:25 PM |
CSAworker | $25.00 | 11/23/2011 12:05:12 PM |
duty-explosion9 | $50.00 | 11/23/2011 12:35:33 PM |
market-pudding | $25.00 | 11/23/2011 2:14:28 PM |
orbital-dollar2 | $10.09 | 11/23/2011 3:15:12 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
539372
This series of Notes was issued and sold upon the funding of the borrower loan #56783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $130.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 11% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 9y 0m |
Amount delinquent:
| $4,301 |
Total credit lines:
| 37 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,919 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gasconade |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 69% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 3
( 19% )
| 620-639
(Jul-2008)
640-659
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 2
( 13% )
|
Total payments billed:
| 16 | | |
Description
Medical Expenses 2011
Purpose of loan: Pay medical expenses
This loan will be used to...pay medical bill for eye, dental, lab work and primary care physician.
My financial situation: Good
I am a good candidate for this loan because I want to pay all my medical bills. My son will be out of college in May 2012, and I will be able to have a fresh start financially.
Monthly net income: $1310.00
Monthly expenses: $860.00
Housing: $0
Insurance: $150.00
Car expenses: $100.00
Utilities: $
Phone, cable, internet: $230.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $80.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jack55304 | $200.00 | 11/17/2011 9:22:10 AM |
bbt210 | $25.06 | 11/17/2011 9:55:20 AM |
ILoveBearHats | $25.00 | 11/17/2011 10:29:59 AM |
engrossing-responsibility0 | $50.00 | 11/18/2011 9:33:59 AM |
principal-cooker2 | $100.00 | 11/18/2011 9:52:12 AM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:57:31 PM |
greenback-amplifier | $25.00 | 11/18/2011 3:39:12 PM |
Bankwithme | $500.00 | 11/18/2011 10:58:44 PM |
Mariner3605 | $25.00 | 11/18/2011 5:11:59 PM |
loss-of-control | $75.00 | 11/18/2011 6:25:41 PM |
tflood1967 | $50.00 | 11/18/2011 8:11:09 PM |
worth-blanket2 | $500.00 | 11/19/2011 8:21:28 AM |
credit-elation1 | $12.03 | 11/19/2011 12:03:42 PM |
AndChicksforFree | $25.00 | 11/17/2011 2:58:14 PM |
loan-mammal | $100.00 | 11/17/2011 9:31:37 AM |
Evolver | $44.00 | 11/17/2011 9:40:30 AM |
money-baron-roth-IRA | $63.91 | 11/17/2011 10:44:17 AM |
finance-mushroom | $200.00 | 11/17/2011 9:16:21 AM |
Mikale360 | $25.00 | 11/17/2011 11:47:41 AM |
worth-shower8 | $100.00 | 11/17/2011 1:23:04 PM |
social-cocktail1 | $200.00 | 11/17/2011 5:33:12 PM |
Sid-K | $25.00 | 11/17/2011 5:36:54 PM |
Feyenoord | $30.00 | 11/18/2011 6:42:13 AM |
toblerone | $25.00 | 11/18/2011 7:39:22 AM |
the-hope-workhorse | $200.00 | 11/18/2011 1:17:39 PM |
fantastic-wampum1 | $100.00 | 11/18/2011 3:54:08 PM |
wwwUniversal | $25.00 | 11/18/2011 5:16:30 PM |
finance-prescription | $100.00 | 11/19/2011 6:53:54 AM |
payout-harmony4 | $50.00 | 11/18/2011 8:54:43 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
539424
This series of Notes was issued and sold upon the funding of the borrower loan #56349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $233.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 33% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,221 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| moneyarella0 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moneyarell0
Purpose of loan: bill consolidation
This loan will be used to...pay off credit card debt
My financial situation: ok
I am a good candidate for this loan because...I pay my bills
Monthly net income: $
Monthly expenses: $
Housing: $850.00
Insurance: $112.00
Car expenses: $
Utilities: $75.00
Phone, cable, internet: $55.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $175.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $50.00 | 11/16/2011 6:01:53 PM |
pdub | $75.00 | 11/16/2011 6:34:10 PM |
evnagelist | $25.00 | 11/16/2011 6:32:03 PM |
ingenious-deal6 | $25.00 | 11/16/2011 7:05:23 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:11 PM |
pound-mushroom3 | $25.00 | 11/16/2011 7:07:11 PM |
enthralling-deal180 | $25.00 | 11/17/2011 4:41:19 AM |
well-mannered-income3 | $40.00 | 11/17/2011 7:16:07 PM |
blueshound | $25.00 | 11/17/2011 8:43:57 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:03 AM |
toblerone | $25.00 | 11/18/2011 7:39:14 AM |
aesop56 | $100.00 | 11/18/2011 8:59:37 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:43 PM |
zippy-greenback231 | $25.00 | 11/18/2011 7:55:42 PM |
worth-blanket2 | $5,300.00 | 11/19/2011 11:26:17 AM |
nickel-ferret | $50.00 | 11/19/2011 12:20:08 PM |
elvisloans | $25.00 | 11/19/2011 12:01:00 PM |
fortytwo | $200.00 | 11/16/2011 6:57:22 PM |
enriching-trade2 | $50.00 | 11/16/2011 6:26:41 PM |
cnovak | $25.00 | 11/16/2011 7:07:43 PM |
BxRealtor | $25.00 | 11/16/2011 7:15:43 PM |
shur | $50.00 | 11/16/2011 7:26:12 PM |
reflective-rupee | $25.00 | 11/16/2011 11:42:05 PM |
orderly-leverage | $100.00 | 11/17/2011 3:45:01 PM |
papaloha | $25.00 | 11/18/2011 10:29:30 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:21 AM |
platinum-genetics | $25.00 | 11/19/2011 12:18:44 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
539458
This series of Notes was issued and sold upon the funding of the borrower loan #56640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1958 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 15
/
13 | Length of status: | 8y 1m |
Amount delinquent:
| $15,899 |
Total credit lines:
| 46 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,251 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 41 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| grump42 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Good heart
Purpose of loan:
This loan will be used to...Help financially my wife who is in a nursing home, the expenses have increased.
My financial situation:
I am a good candidate for this loan because. I try to do my best for my wife and myself and never was a person who had a lot in life. i never asked for much and always tried to make ends meet in todays world it is very hard....
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/18/2011 7:39:23 AM |
invincible-platinum9 | $25.00 | 11/19/2011 10:08:28 AM |
leverage-monger | $25.00 | 11/19/2011 11:53:31 AM |
emphatic-bonus5 | $25.00 | 11/19/2011 12:37:13 PM |
worth-blanket2 | $4,800.00 | 11/19/2011 8:21:34 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:55 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
539470
This series of Notes was issued and sold upon the funding of the borrower loan #56767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,750.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $206.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,618 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| platinum-superstar1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lawyer payment
Purpose of loan:
This loan will be used to...pay for lawyer services
My financial situation:
I am a good candidate for this loan because...I am always willing to pay my bills on time even if its the minimum balance.
Monthly net income: $2500
Monthly expenses: $0
Housing: $750
Insurance: $35.00
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/16/2011 6:26:42 PM |
aabadabadoo | $25.00 | 11/16/2011 6:45:21 PM |
ingenious-deal6 | $25.00 | 11/16/2011 7:05:07 PM |
cnovak | $25.00 | 11/16/2011 7:07:43 PM |
orderly-leverage | $100.00 | 11/17/2011 3:45:01 PM |
toblerone | $25.00 | 11/18/2011 7:39:14 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:22 AM |
worth-blanket2 | $5,000.00 | 11/19/2011 11:25:34 AM |
wwwUniversal | $25.00 | 11/19/2011 12:40:01 PM |
CashFlow13 | $90.00 | 11/19/2011 12:56:54 PM |
evnagelist | $25.00 | 11/16/2011 6:32:03 PM |
pound-mushroom3 | $25.00 | 11/16/2011 7:07:11 PM |
gold-pudding6 | $60.00 | 11/16/2011 7:29:12 PM |
fortytwo | $200.00 | 11/16/2011 6:57:23 PM |
enthralling-deal180 | $25.00 | 11/17/2011 4:41:20 AM |
papaloha | $25.00 | 11/18/2011 10:29:30 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
539472
This series of Notes was issued and sold upon the funding of the borrower loan #56654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-17-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $389.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 71% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,505 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Priceless1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $12,504.29 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2011)
|
Principal balance:
| $11,033.16 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Pay Credit Card Debt
Purpose of loan:
This loan will be used to pay off debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3,500
Monthly expenses: $ 800
Housing: $600
Insurance: $80
Car expenses: $200
Utilities: $150
Phone, cable, internet: $ 50
Food, entertainment: $100
Clothing, household expenses: $ 200
Credit cards and other loans: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $30.00 | 11/17/2011 9:06:41 AM |
finance-mushroom | $200.00 | 11/17/2011 9:16:22 AM |
melodious-fairness | $25.00 | 11/17/2011 9:19:12 AM |
kindness-jedi | $25.00 | 11/17/2011 9:18:26 AM |
fortytwo | $150.00 | 11/17/2011 9:23:58 AM |
platinum-genetics | $25.00 | 11/17/2011 9:44:59 AM |
economy-mulberry7 | $50.00 | 11/17/2011 10:16:29 AM |
invincible-platinum9 | $25.00 | 11/17/2011 10:36:27 AM |
blazing-capital2 | $250.00 | 11/17/2011 9:18:38 AM |
pound-mushroom3 | $25.00 | 11/17/2011 9:26:13 AM |
jules3304 | $25.00 | 11/17/2011 10:35:13 AM |
Cai8899 | $50.00 | 11/17/2011 5:30:50 PM |
moola-flag4 | $100.00 | 11/17/2011 4:28:00 PM |
help4u | $25.00 | 11/17/2011 6:56:32 PM |
LoanerPrincipal | $25.00 | 11/17/2011 7:55:47 PM |
Bob450 | $25.00 | 11/18/2011 7:26:59 AM |
DiligentiaLLC | $25.00 | 11/17/2011 5:57:23 PM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:45 PM |
the-enterprising-leverage | $34.00 | 11/18/2011 1:09:57 PM |
money-surge1 | $25.00 | 11/18/2011 9:29:11 AM |
setUup | $27.20 | 11/18/2011 4:03:45 PM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:58 AM |
qwsd12 | $50.00 | 11/18/2011 5:26:58 PM |
papaloha | $25.00 | 11/18/2011 10:29:35 AM |
loss-of-control | $125.00 | 11/18/2011 6:16:13 PM |
lagnisiruk | $25.00 | 11/18/2011 11:53:29 PM |
camaraderi-atmosphere | $50.00 | 11/18/2011 6:49:59 PM |
Easystreet | $25.00 | 11/19/2011 7:20:52 AM |
killdare | $25.00 | 11/19/2011 11:40:51 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:25 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:56 AM |
life-is-great | $25.00 | 11/19/2011 12:25:53 PM |
jebber007 | $50.00 | 11/19/2011 8:11:06 AM |
Lam0nt | $25.00 | 11/19/2011 12:35:08 PM |
Kaj | $25.00 | 11/19/2011 12:35:41 PM |
fair-pound5 | $41.00 | 11/19/2011 12:38:42 PM |
credit-wheel7 | $25.00 | 11/19/2011 12:06:12 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:28 PM |
emphatic-responsibility | $25.00 | 11/19/2011 2:29:03 PM |
shmb6508 | $50.00 | 11/19/2011 12:33:58 PM |
shrewd-income | $25.00 | 11/19/2011 6:24:56 PM |
economics2011 | $25.00 | 11/19/2011 7:20:42 PM |
SFteacher | $25.00 | 11/19/2011 12:44:19 PM |
kevin314 | $25.00 | 11/20/2011 12:14:40 PM |
1phantom | $25.00 | 11/20/2011 12:24:47 PM |
slartibardfast | $25.00 | 11/20/2011 12:33:13 PM |
well-mannered-income3 | $60.00 | 11/20/2011 5:36:43 AM |
VGitane25 | $25.00 | 11/20/2011 10:55:53 AM |
fishing533 | $25.00 | 11/20/2011 2:47:02 PM |
newest-famous-velocity | $25.00 | 11/20/2011 4:43:16 PM |
wwwUniversal | $25.00 | 11/20/2011 10:22:51 PM |
new-social-economist | $100.00 | 11/20/2011 11:10:42 PM |
350DGRZ | $25.00 | 11/20/2011 2:37:37 PM |
special-responsibility | $25.00 | 11/21/2011 6:59:34 AM |
wealth-fighter3 | $25.00 | 11/21/2011 8:31:44 AM |
fcrick | $25.00 | 11/21/2011 9:39:46 AM |
onecooldrink | $25.00 | 11/20/2011 11:26:16 PM |
letsmakeitsuccessful | $25.00 | 11/21/2011 9:42:23 AM |
majikthanos | $50.00 | 11/21/2011 11:03:30 AM |
124SpiderMan | $50.00 | 11/21/2011 11:25:59 AM |
zone6 | $100.00 | 11/21/2011 8:04:45 AM |
bailey7563 | $25.00 | 11/21/2011 2:19:49 PM |
point | $50.00 | 11/21/2011 5:07:09 PM |
artisan369 | $300.00 | 11/21/2011 12:37:59 PM |
money-yeller | $50.00 | 11/21/2011 6:15:29 PM |
thankful-generosity5 | $50.00 | 11/21/2011 9:43:42 PM |
Weaverville | $25.00 | 11/21/2011 9:18:49 PM |
treasure-bliss | $25.00 | 11/22/2011 7:25:56 AM |
orange-preeminant-bill | $25.00 | 11/22/2011 7:34:56 AM |
a-restless-dollar | $25.00 | 11/21/2011 6:03:17 PM |
Brisket_Bob | $26.85 | 11/21/2011 6:10:17 PM |
wise-eloquent-yield | $25.00 | 11/22/2011 9:03:52 AM |
worthy-bid4 | $106.35 | 11/22/2011 9:07:29 AM |
computer758 | $25.00 | 11/21/2011 8:31:02 PM |
RKLFinancial | $25.00 | 11/21/2011 9:47:34 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:50:33 PM |
unafraid-cash2 | $25.00 | 11/22/2011 9:20:35 AM |
DadWarbucks | $50.00 | 11/22/2011 5:55:29 AM |
dough-temple | $50.00 | 11/22/2011 10:00:05 AM |
orionn1 | $30.00 | 11/22/2011 8:25:44 AM |
ChrisTJ | $25.00 | 11/22/2011 10:33:30 AM |
rautility | $50.00 | 11/22/2011 11:43:49 AM |
Shanester | $25.00 | 11/22/2011 11:09:30 AM |
payout-paddle1 | $25.00 | 11/22/2011 9:34:43 AM |
exchange-pledge | $50.00 | 11/22/2011 4:49:00 PM |
standanddeliver | $50.00 | 11/22/2011 10:55:42 AM |
nimble-revenue | $25.00 | 11/22/2011 11:39:00 AM |
Vreet | $25.00 | 11/22/2011 5:26:08 PM |
fantastic-wampum1 | $100.00 | 11/22/2011 4:31:40 PM |
red-luminous-gain | $25.00 | 11/22/2011 4:49:36 PM |
justinology | $31.03 | 11/22/2011 8:27:30 PM |
lplender | $50.00 | 11/22/2011 8:28:59 PM |
velocity-warrior | $25.00 | 11/22/2011 9:16:41 PM |
WSTRDG | $25.00 | 11/22/2011 9:53:16 PM |
Engineer44 | $25.00 | 11/23/2011 5:07:50 AM |
dollar-ruler2 | $25.00 | 11/23/2011 12:26:12 AM |
damage | $25.00 | 11/22/2011 5:28:24 PM |
debtfreenow-82 | $50.00 | 11/23/2011 7:36:37 AM |
attractive-fund | $50.00 | 11/23/2011 6:36:56 AM |
brainy-greenback481 | $50.00 | 11/23/2011 8:30:49 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:54 AM |
skillful-asset5 | $25.00 | 11/22/2011 8:19:20 PM |
platinum-czar | $103.07 | 11/22/2011 8:34:10 PM |
Weaverville | $25.00 | 11/23/2011 9:08:07 AM |
goodhearted-gold3 | $29.71 | 11/23/2011 9:25:21 AM |
genius520 | $50.00 | 11/23/2011 9:23:41 AM |
Josphine | $25.00 | 11/23/2011 5:46:46 AM |
inventive-exchange | $25.00 | 11/23/2011 9:28:47 AM |
forthright-loot7 | $50.00 | 11/23/2011 6:19:01 AM |
ChrisProsper | $200.00 | 11/23/2011 10:30:07 AM |
jtc26 | $80.84 | 11/23/2011 11:22:51 AM |
organic-responsibility60 | $25.00 | 11/23/2011 11:54:52 AM |
x-lender | $25.00 | 11/23/2011 2:17:49 PM |
unfixer | $25.00 | 11/23/2011 2:19:45 PM |
wlm3012 | $30.00 | 11/23/2011 3:02:34 PM |
loan-kingdom162 | $25.00 | 11/23/2011 4:40:11 PM |
mydogissocute | $25.00 | 11/23/2011 5:12:47 PM |
careful-vigilance4 | $50.00 | 11/23/2011 5:26:18 PM |
reward-adventure | $50.00 | 11/23/2011 5:29:29 PM |
kind-p2p-legend | $25.00 | 11/23/2011 5:25:50 PM |
kind-bid-maverick | $25.00 | 11/23/2011 9:42:42 PM |
AJ6 | $25.00 | 11/23/2011 6:52:33 PM |
practical-expectations | $25.00 | 11/23/2011 12:12:36 PM |
msh345 | $25.00 | 11/23/2011 12:33:39 PM |
finance-mangrove4 | $25.00 | 11/23/2011 12:38:08 PM |
Indio92203 | $25.00 | 11/24/2011 5:25:27 AM |
duty-explosion9 | $25.00 | 11/23/2011 1:13:03 PM |
groovy-watanabe | $25.00 | 11/23/2011 9:16:08 PM |
treasure-widget | $25.00 | 11/23/2011 11:02:56 PM |
kendigme | $47.28 | 11/24/2011 6:09:10 AM |
velocity-aurora | $25.00 | 11/24/2011 5:52:38 AM |
framework145 | $25.00 | 11/24/2011 7:58:45 AM |
unique-responsibility3 | $25.00 | 11/24/2011 8:48:00 AM |
CalBear08 | $25.00 | 11/23/2011 5:05:45 PM |
jga516 | $25.00 | 11/24/2011 8:48:15 AM |
dime-fighter | $25.00 | 11/23/2011 5:12:15 PM |
vegibenz | $25.00 | 11/23/2011 5:16:16 PM |
tranquil-ore4 | $17.49 | 11/24/2011 9:02:03 AM |
wizard750 | $28.00 | 11/23/2011 5:26:02 PM |
TRUST68 | $25.00 | 11/23/2011 7:11:41 PM |
goodcents | $25.65 | 11/23/2011 7:24:57 PM |
Rogesparkguy | $25.00 | 11/24/2011 5:25:15 AM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:35 AM |
abundant-marketplace436 | $25.00 | 11/24/2011 6:01:29 AM |
pietro_torna_indietro | $25.00 | 11/24/2011 6:36:37 AM |
108lender | $125.00 | 11/23/2011 9:43:20 AM |
shawnw2 | $35.00 | 11/24/2011 8:04:08 AM |
orange-preeminant-bill | $25.00 | 11/17/2011 9:07:35 AM |
social-cocktail1 | $200.00 | 11/17/2011 9:07:52 AM |
Comoparklender | $25.00 | 11/17/2011 9:07:03 AM |
principal-cooker2 | $100.00 | 11/17/2011 9:09:38 AM |
rescue | $100.00 | 11/17/2011 9:23:50 AM |
economy-coup | $50.00 | 11/17/2011 9:40:01 AM |
gold-pudding6 | $60.00 | 11/17/2011 9:47:22 AM |
tenacious-capital3 | $26.27 | 11/17/2011 9:54:05 AM |
SolarMoonshine | $25.00 | 11/17/2011 10:06:40 AM |
coin-investor | $25.00 | 11/17/2011 9:25:38 AM |
enriching-trade2 | $50.00 | 11/17/2011 9:37:41 AM |
integrity-doctor | $100.00 | 11/17/2011 10:07:37 AM |
progressive-economy261 | $400.00 | 11/17/2011 5:22:23 PM |
Sid-K | $25.00 | 11/17/2011 5:36:54 PM |
nickel-ferret | $50.00 | 11/17/2011 5:47:03 PM |
smart-gain | $50.00 | 11/18/2011 12:39:12 AM |
loan-fate | $50.00 | 11/17/2011 5:42:18 PM |
toblerone | $25.00 | 11/18/2011 7:39:25 AM |
important-openness1 | $100.00 | 11/18/2011 9:06:32 AM |
chameleon125 | $25.00 | 11/18/2011 12:41:43 PM |
1willray | $28.21 | 11/18/2011 3:24:16 PM |
julijask | $25.00 | 11/18/2011 1:39:30 PM |
real-return | $25.00 | 11/18/2011 4:30:47 PM |
kulender | $100.00 | 11/18/2011 5:22:50 PM |
Zuzu | $25.00 | 11/18/2011 11:19:33 AM |
lucrative-coin | $50.00 | 11/18/2011 5:27:43 PM |
basis-wizard8 | $100.00 | 11/18/2011 5:58:57 PM |
diablorulz | $50.00 | 11/18/2011 5:35:34 PM |
enterprising-credit2 | $25.00 | 11/18/2011 2:00:00 PM |
compassion-bauble4 | $50.00 | 11/18/2011 10:33:48 PM |
mckhbnpc | $50.00 | 11/18/2011 9:59:47 PM |
auction-seeker | $25.00 | 11/19/2011 12:06:01 PM |
loyalty-sherpa | $25.00 | 11/19/2011 12:14:01 PM |
authoritative-capital | $25.00 | 11/19/2011 12:27:19 PM |
CAGE-Investments | $25.00 | 11/19/2011 12:32:01 PM |
gold-colonel8 | $37.80 | 11/19/2011 10:07:41 AM |
AF-Chief | $25.00 | 11/19/2011 12:42:38 PM |
bid-czar8 | $50.00 | 11/19/2011 12:08:28 PM |
handshake5 | $100.00 | 11/19/2011 12:45:12 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:12 PM |
oldmora | $50.00 | 11/19/2011 12:31:31 PM |
TW2000 | $25.00 | 11/19/2011 7:32:49 PM |
hawat | $25.00 | 11/19/2011 10:56:28 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:50 AM |
restless-currency | $50.00 | 11/19/2011 1:09:07 PM |
abnvette | $25.00 | 11/20/2011 12:14:49 PM |
postalwhiz | $25.00 | 11/20/2011 12:17:28 PM |
suave-dime6 | $25.00 | 11/20/2011 7:31:35 AM |
a-social-nebula | $25.00 | 11/20/2011 8:28:51 AM |
EEasyMoney | $25.00 | 11/20/2011 2:12:16 PM |
riveting-credit5 | $50.00 | 11/20/2011 11:24:11 AM |
treasure-expert | $25.00 | 11/20/2011 3:23:24 PM |
CatbirdBanking | $25.00 | 11/20/2011 3:43:11 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:22 PM |
LendToCause | $25.00 | 11/20/2011 6:41:47 PM |
ianakacg | $25.00 | 11/20/2011 8:15:00 PM |
jazzlender | $50.00 | 11/20/2011 12:49:26 PM |
lostontheedge | $25.00 | 11/20/2011 3:18:36 PM |
adir1 | $35.00 | 11/21/2011 7:44:40 AM |
fervent-repayment | $50.00 | 11/21/2011 9:11:18 AM |
heroic-compassion6 | $100.03 | 11/21/2011 9:21:25 AM |
friendly-principal76 | $25.00 | 11/20/2011 6:34:18 PM |
p2p-allocator | $25.00 | 11/20/2011 7:01:57 PM |
jamiee73 | $25.00 | 11/21/2011 9:31:58 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:22 AM |
ianakacg | $25.00 | 11/20/2011 8:21:41 PM |
VAGweilo | $25.00 | 11/20/2011 11:49:14 PM |
best-charming-leverage | $50.00 | 11/21/2011 9:42:13 AM |
quickstep | $200.00 | 11/21/2011 4:56:53 AM |
helpful-credit156 | $25.00 | 11/21/2011 10:58:57 AM |
helpinghand63 | $25.00 | 11/21/2011 9:22:26 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:18 PM |
Sugarmama21 | $50.00 | 11/21/2011 1:38:38 PM |
worldly-income2 | $25.00 | 11/21/2011 3:30:47 PM |
Dubbs360 | $100.00 | 11/21/2011 10:00:36 AM |
p2p-czar3 | $25.00 | 11/21/2011 4:47:44 PM |
gjm6d | $25.00 | 11/21/2011 5:20:17 PM |
yield-hut | $25.00 | 11/21/2011 12:39:31 PM |
meteoric-yield0 | $25.00 | 11/21/2011 5:29:21 PM |
friendship9 | $25.00 | 11/22/2011 6:54:23 AM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:37 AM |
Ambassador | $50.00 | 11/22/2011 5:16:11 AM |
Mathon | $25.00 | 11/22/2011 9:29:17 AM |
rhino-investing-eagle | $40.00 | 11/22/2011 6:48:30 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:02 AM |
factcheck | $40.00 | 11/22/2011 10:30:39 AM |
schoolchamp | $25.00 | 11/22/2011 10:35:37 AM |
skro | $25.00 | 11/22/2011 10:37:33 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:28:49 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:04 PM |
money-vista | $50.00 | 11/22/2011 9:34:06 AM |
mpatrick | $100.00 | 11/22/2011 2:02:00 PM |
educationfirst | $50.00 | 11/22/2011 10:47:52 AM |
ciscoparrot | $25.00 | 11/22/2011 5:19:13 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:37 PM |
triguy | $65.13 | 11/22/2011 6:00:05 PM |
new-ore-venture | $150.00 | 11/22/2011 11:00:53 PM |
treasure-bliss | $25.00 | 11/23/2011 6:43:53 AM |
bellaquito | $60.48 | 11/22/2011 6:01:33 PM |
golden-velocity9 | $35.00 | 11/23/2011 9:18:36 AM |
Rip128 | $100.00 | 11/23/2011 5:18:41 AM |
profitable-return5 | $35.00 | 11/23/2011 6:30:54 AM |
orange-preeminant-bill | $25.00 | 11/23/2011 6:53:38 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:40 AM |
fair-peace7 | $25.00 | 11/23/2011 10:35:09 AM |
Grandmahoneybee | $25.00 | 11/23/2011 11:55:15 AM |
Tylerh | $255.00 | 11/23/2011 2:20:29 PM |
lovely-order7 | $25.00 | 11/23/2011 3:18:17 PM |
Macbethofscots | $25.00 | 11/23/2011 9:25:32 AM |
beer-gardener | $28.52 | 11/23/2011 2:44:29 PM |
compoundinterest | $25.00 | 11/23/2011 9:27:17 AM |
proud-pound4 | $25.00 | 11/23/2011 5:14:16 PM |
niceguy777 | $25.00 | 11/23/2011 5:23:02 PM |
restless-fund5 | $25.00 | 11/23/2011 5:15:40 PM |
persevering | $25.00 | 11/23/2011 5:31:23 PM |
virtuous-auction7 | $25.00 | 11/23/2011 10:33:13 AM |
moola-wildebeest3 | $50.00 | 11/23/2011 5:30:12 PM |
GoBigRed97 | $30.00 | 11/23/2011 5:32:45 PM |
trade-structure | $49.33 | 11/23/2011 8:58:11 PM |
kind-lovely-marketplace | $32.21 | 11/23/2011 9:41:55 PM |
platinum-czar | $35.57 | 11/23/2011 7:03:06 PM |
sportsmagic | $250.00 | 11/23/2011 7:43:10 PM |
the-dollar-honker | $25.00 | 11/23/2011 12:45:30 PM |
jackpotnav | $25.00 | 11/23/2011 12:46:24 PM |
BookPublisher | $31.93 | 11/24/2011 5:25:00 AM |
bennycutts | $50.00 | 11/23/2011 10:06:49 PM |
Peacepower | $25.00 | 11/24/2011 7:17:38 AM |
Augiebball | $25.00 | 11/23/2011 3:33:05 PM |
podosphero | $30.59 | 11/24/2011 7:54:52 AM |
RedSoxZealot | $58.17 | 11/24/2011 8:44:48 AM |
Rivervale_Westwood | $25.00 | 11/24/2011 7:45:55 AM |
smloanbigresult | $25.00 | 11/24/2011 8:10:22 AM |
astute-asset7 | $25.00 | 11/23/2011 5:16:01 PM |
bnlforever | $25.00 | 11/23/2011 5:26:20 PM |
nimble-revenue5 | $50.00 | 11/23/2011 5:27:34 PM |
s270 | $25.00 | 11/24/2011 12:21:03 AM |
jonnysixgun | $25.00 | 11/24/2011 6:32:31 AM |
topper480 | $50.00 | 11/24/2011 6:33:28 AM |
tomdooley12520 | $25.00 | 11/24/2011 8:38:51 AM |
fantastic-bazaar2 | $50.00 | 11/24/2011 8:53:54 AM |
287 Investments
|
Borrower Payment Dependent Notes Series
539474
This series of Notes was issued and sold upon the funding of the borrower loan #56741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
6 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $847 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill99874 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding loan
Purpose of loan: This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I make enough money to afford the loan.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 9:05:56 AM |
toblerone | $25.00 | 11/18/2011 9:21:40 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:33 AM |
jjswanso | $50.00 | 11/21/2011 8:22:05 AM |
worth-blanket2 | $9,677.25 | 11/21/2011 12:43:27 PM |
reflective-rupee | $25.00 | 11/18/2011 10:12:32 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:16 PM |
managedfund | $97.75 | 11/21/2011 1:00:51 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
539494
This series of Notes was issued and sold upon the funding of the borrower loan #56516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-17-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $260.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 30% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 25y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,737 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| myfoursons4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 59 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
560-579
(Jan-2008)
660-679
(Nov-2007)
680-699
(Sep-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 59 | | |
Description
2 previous loans paid in full
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6000
Monthly expenses: $4000
Housing: $2000
Insurance: $188.00
Car expenses: $270.00
Utilities: $100.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $88.23 | 11/16/2011 5:05:09 PM |
DHolly | $31.00 | 11/16/2011 5:17:21 PM |
bullish2bearish | $25.00 | 11/16/2011 5:54:41 PM |
SFBank | $50.00 | 11/16/2011 5:14:38 PM |
loan-mammal | $100.00 | 11/16/2011 6:24:13 PM |
credit-missile | $125.00 | 11/16/2011 6:14:34 PM |
fabulous-community4 | $25.00 | 11/16/2011 5:02:33 PM |
LittleMingo | $30.74 | 11/16/2011 5:04:04 PM |
Dusigrosz | $150.00 | 11/16/2011 5:09:10 PM |
AndChicksforFree | $50.00 | 11/16/2011 5:20:46 PM |
innovator2 | $78.59 | 11/16/2011 6:06:21 PM |
luv4cycling | $100.00 | 11/16/2011 6:26:55 PM |
janeybooboo | $75.00 | 11/16/2011 6:33:08 PM |
realtormoises | $25.00 | 11/16/2011 7:32:52 PM |
NekHoldings | $25.00 | 11/16/2011 7:45:52 PM |
Feyenoord | $30.00 | 11/16/2011 7:53:12 PM |
justice-allocator3 | $25.00 | 11/16/2011 9:14:58 PM |
appcoder | $25.00 | 11/16/2011 9:53:21 PM |
let_me_retire | $250.00 | 11/16/2011 10:51:12 PM |
credit-guard5 | $25.00 | 11/16/2011 11:56:03 PM |
jgar_O | $25.00 | 11/16/2011 7:03:28 PM |
alexgalt | $25.00 | 11/17/2011 12:00:28 AM |
Hogan55 | $25.86 | 11/17/2011 4:36:19 AM |
foldingbenny2 | $65.00 | 11/17/2011 1:52:13 AM |
Core-Marketing | $25.00 | 11/17/2011 4:23:48 AM |
careful-note1 | $29.19 | 11/17/2011 5:30:34 AM |
The-Lighthouse-Group | $25.00 | 11/17/2011 6:05:44 AM |
Land_on_your_feet | $45.35 | 11/17/2011 6:14:38 AM |
Sturgee | $25.00 | 11/17/2011 5:53:37 AM |
itskarma | $25.25 | 11/17/2011 6:02:58 AM |
vigilance-searcher | $25.00 | 11/17/2011 6:44:10 AM |
chameleon125 | $50.00 | 11/17/2011 7:11:44 AM |
Christophe | $25.00 | 11/17/2011 7:13:53 AM |
proper-revenue7 | $25.00 | 11/17/2011 7:03:15 AM |
EEasyMoney | $25.00 | 11/17/2011 7:15:20 AM |
greencat | $50.00 | 11/17/2011 7:17:45 AM |
GenXInvestor | $25.00 | 11/17/2011 7:45:35 AM |
silver-enlightenment0 | $65.56 | 11/17/2011 7:25:44 AM |
dudebrah | $25.00 | 11/17/2011 7:47:45 AM |
setUup | $37.20 | 11/17/2011 7:27:33 AM |
jonnysixgun | $25.00 | 11/17/2011 8:12:01 AM |
enterprising-credit2 | $50.00 | 11/17/2011 7:55:51 AM |
312-Lender | $26.00 | 11/16/2011 8:39:49 PM |
reflective-rupee | $25.00 | 11/16/2011 11:43:19 PM |
ferocious-exchange3 | $25.00 | 11/17/2011 12:40:56 AM |
Moe87 | $26.00 | 11/17/2011 3:07:22 AM |
painterflipper | $27.85 | 11/17/2011 3:25:28 AM |
loanman2007 | $75.00 | 11/17/2011 4:30:13 AM |
melodious-openness | $100.00 | 11/17/2011 5:31:45 AM |
sensible-fund | $33.56 | 11/16/2011 5:25:08 PM |
Kash2010lu | $40.00 | 11/16/2011 5:03:02 PM |
tcpfan | $25.00 | 11/16/2011 5:04:43 PM |
cashhelp | $25.00 | 11/16/2011 6:42:01 PM |
trumpeter5 | $50.00 | 11/16/2011 6:42:55 PM |
thankful-nickel2 | $25.00 | 11/16/2011 5:03:15 PM |
investment-daydream | $225.00 | 11/16/2011 5:04:17 PM |
investmentgroup | $25.00 | 11/16/2011 6:58:01 PM |
vutah | $25.00 | 11/16/2011 6:17:26 PM |
jhouman | $50.00 | 11/16/2011 7:03:21 PM |
enticing-capital6 | $50.00 | 11/16/2011 7:05:13 PM |
MilitaryLending | $100.01 | 11/16/2011 7:09:57 PM |
frantic-retirement | $225.00 | 11/16/2011 7:12:47 PM |
fascinating-generosity3 | $250.00 | 11/16/2011 7:10:48 PM |
CaptainCrunch | $25.01 | 11/16/2011 6:50:40 PM |
Mikale360 | $25.00 | 11/16/2011 8:12:52 PM |
SecondChanceLendingSERV | $25.00 | 11/17/2011 1:50:33 AM |
elvisloans | $25.00 | 11/17/2011 2:11:46 AM |
power-secret-agent | $35.00 | 11/17/2011 3:19:23 AM |
Gregger | $25.00 | 11/17/2011 3:31:22 AM |
fountain355 | $25.00 | 11/17/2011 4:24:52 AM |
Beechturner | $25.00 | 11/17/2011 4:32:03 AM |
draggon77 | $25.00 | 11/17/2011 1:51:37 AM |
StrongMonty | $80.00 | 11/17/2011 1:55:50 AM |
cjames84 | $25.00 | 11/17/2011 3:26:04 AM |
SolarMoonshine | $25.00 | 11/17/2011 3:38:54 AM |
pound-mushroom3 | $25.00 | 11/16/2011 7:07:25 PM |
NickRac | $75.00 | 11/17/2011 4:43:22 AM |
maildude | $25.00 | 11/17/2011 5:51:04 AM |
green28 | $150.00 | 11/17/2011 5:02:23 AM |
radforj22 | $27.73 | 11/17/2011 5:53:47 AM |
economy-mulberry7 | $50.00 | 11/17/2011 5:24:30 AM |
loan_doctor | $25.00 | 11/17/2011 5:43:17 AM |
mrsp2e | $100.00 | 11/17/2011 6:43:54 AM |
mikeandcat | $201.00 | 11/17/2011 6:46:03 AM |
Rip128 | $50.00 | 11/17/2011 6:18:26 AM |
goodhearted-generosity511 | $25.00 | 11/17/2011 6:53:16 AM |
geophreigh | $71.54 | 11/17/2011 6:55:14 AM |
foothillender | $25.00 | 11/17/2011 7:01:35 AM |
FarmersBank | $33.63 | 11/17/2011 7:04:45 AM |
dollar-tornado3 | $50.00 | 11/17/2011 7:28:37 AM |
VA-RedBeast | $220.71 | 11/17/2011 8:14:50 AM |
agalt | $75.00 | 11/17/2011 7:55:54 AM |
moneytolend72 | $50.00 | 11/17/2011 8:00:10 AM |
icanhasloanz | $100.00 | 11/16/2011 8:43:54 PM |
hellasow | $25.00 | 11/17/2011 2:27:39 AM |
golffish2 | $50.00 | 11/17/2011 3:53:32 AM |
Starfin-Capital-Management | $120.18 | 11/17/2011 4:03:28 AM |
mikeandcat | $112.97 | 11/17/2011 4:18:47 AM |
contract-student2 | $60.00 | 11/17/2011 5:03:22 AM |
trustworthy-hope189 | $100.00 | 11/17/2011 5:08:33 AM |
Soulphoniks-Holdings | $51.84 | 11/17/2011 5:59:32 AM |
irrelevant | $25.00 | 11/17/2011 6:05:48 AM |
redwraith | $100.00 | 11/17/2011 6:17:51 AM |
Bob450 | $30.00 | 11/17/2011 6:56:50 AM |
steven3333 | $25.00 | 11/17/2011 7:36:38 AM |
oath163 | $25.00 | 11/17/2011 7:58:12 AM |
106 Investments
|
Borrower Payment Dependent Notes Series
539538
This series of Notes was issued and sold upon the funding of the borrower loan #56421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $323.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 17y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,745 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| priceless-note075 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
the plan
Purpose of loan: pay off bills
This loan will be used to...fix my car and pay some bills to increase my credit score
My financial situation: is good
I am a good candidate for this loan because...i want to buy a house with in 3 years
Monthly net income: $4000
Monthly expenses: $3200
Housing: $1000
Insurance: $120
Car expenses: $250
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 9:05:56 AM |
cnovak | $25.00 | 11/18/2011 9:27:43 AM |
penguino | $100.00 | 11/19/2011 7:39:31 AM |
zippy-greenback231 | $25.00 | 11/18/2011 9:17:46 PM |
EngineersAlliance | $125.00 | 11/19/2011 12:31:29 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:54 AM |
robot777 | $72.00 | 11/20/2011 12:09:13 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:53 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:25 AM |
igniter584 | $25.00 | 11/21/2011 12:20:42 PM |
CashFlow13 | $100.00 | 11/21/2011 5:32:19 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:28 PM |
Brainworm | $25.00 | 11/22/2011 9:33:01 AM |
igniter584 | $25.00 | 11/22/2011 7:42:10 AM |
ddog0224 | $200.00 | 11/22/2011 3:06:35 PM |
susurrus | $50.00 | 11/22/2011 3:25:45 PM |
dinero-launcher | $25.00 | 11/22/2011 1:44:42 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:40 PM |
selector568 | $300.00 | 11/22/2011 2:56:57 PM |
Interloper | $25.00 | 11/22/2011 4:57:28 PM |
witty-compassion | $25.00 | 11/22/2011 5:02:52 PM |
transparency-universe8 | $36.00 | 11/22/2011 5:15:25 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:42 PM |
RoyFauntleroy | $25.00 | 11/22/2011 5:11:17 PM |
rescue | $100.00 | 11/22/2011 5:22:40 PM |
Investor_DP | $100.00 | 11/22/2011 5:16:45 PM |
loyalty-sherpa | $25.00 | 11/22/2011 5:19:29 PM |
platinum-genetics | $25.00 | 11/22/2011 5:20:25 PM |
rich266 | $25.00 | 11/22/2011 5:22:36 PM |
tflood1967 | $50.00 | 11/22/2011 5:30:44 PM |
weiyinsan | $25.00 | 11/22/2011 3:57:30 PM |
nickel-ferret | $50.00 | 11/22/2011 5:35:28 PM |
intrepid-loot | $25.00 | 11/22/2011 5:53:18 PM |
britgsb | $30.00 | 11/22/2011 5:33:24 PM |
durability-halibut | $25.00 | 11/22/2011 8:09:22 PM |
first-class-yield9 | $60.00 | 11/22/2011 8:39:02 PM |
Stingray8a | $32.25 | 11/22/2011 8:52:42 PM |
unger | $121.11 | 11/22/2011 7:18:30 PM |
jarf | $34.10 | 11/22/2011 7:36:35 PM |
whitegold24k | $100.92 | 11/22/2011 9:17:34 PM |
orangetrust | $92.42 | 11/22/2011 9:30:11 PM |
pythia | $25.00 | 11/22/2011 5:32:41 PM |
kegs | $1,000.00 | 11/22/2011 6:12:27 PM |
ingenious-funds133 | $25.00 | 11/22/2011 7:24:29 PM |
gustavholstopus32 | $25.00 | 11/22/2011 7:29:52 PM |
unflappable-pound3 | $150.00 | 11/22/2011 7:34:56 PM |
assetmanager | $25.00 | 11/22/2011 8:39:40 PM |
Hexnut | $50.00 | 11/22/2011 9:23:17 PM |
toblerone | $25.00 | 11/18/2011 9:21:41 AM |
pound-mushroom3 | $25.00 | 11/18/2011 9:37:11 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:48 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:33 AM |
pdub | $75.00 | 11/19/2011 12:06:55 PM |
BxRealtor | $25.00 | 11/19/2011 12:06:00 PM |
aesop56 | $50.00 | 11/19/2011 6:50:32 PM |
newest-funds-powerplant | $25.00 | 11/20/2011 2:07:06 PM |
ianakacg | $25.00 | 11/20/2011 8:21:44 PM |
enterprising-credit2 | $25.00 | 11/20/2011 1:58:53 PM |
LoanerPrincipal | $25.00 | 11/20/2011 6:02:29 PM |
managedfund | $2,500.00 | 11/21/2011 10:48:32 AM |
igniter584 | $25.00 | 11/21/2011 12:12:22 PM |
credit-kahuna | $100.00 | 11/21/2011 1:28:53 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:23 PM |
wwwUniversal | $25.00 | 11/21/2011 5:28:15 PM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:13 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:26 AM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:10 PM |
factcheck | $40.00 | 11/22/2011 10:30:42 AM |
rautility | $50.00 | 11/22/2011 11:58:18 AM |
basis-wizard8 | $100.00 | 11/22/2011 2:46:06 PM |
einstein | $500.00 | 11/22/2011 1:03:51 PM |
Bank42 | $25.00 | 11/22/2011 2:45:27 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:23 PM |
credit-investor5 | $50.00 | 11/22/2011 4:18:49 PM |
evnagelist | $25.00 | 11/22/2011 5:07:39 PM |
jazzlender | $50.00 | 11/22/2011 5:16:17 PM |
Sid-K | $25.00 | 11/22/2011 5:25:05 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:14 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:11 PM |
whitegold24k | $100.00 | 11/22/2011 5:32:32 PM |
setUup | $29.20 | 11/22/2011 4:27:20 PM |
Money_Working | $30.00 | 11/22/2011 6:07:33 PM |
SolarMoonshine | $25.00 | 11/22/2011 4:54:03 PM |
Mad_Scientist | $25.00 | 11/22/2011 6:14:37 PM |
terrific-dough6 | $50.00 | 11/22/2011 5:33:12 PM |
superb-funds335 | $25.00 | 11/22/2011 5:09:20 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:01 PM |
gold-pudding6 | $60.00 | 11/22/2011 6:56:44 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:18 PM |
yield-hut | $25.00 | 11/22/2011 7:13:08 PM |
finance-investor3 | $25.00 | 11/22/2011 9:16:50 PM |
treasure-surge7 | $50.00 | 11/22/2011 9:23:44 PM |
frooogal | $25.00 | 11/22/2011 8:32:52 PM |
UBOtto186 | $100.00 | 11/22/2011 9:06:09 PM |
velocity-warrior | $25.00 | 11/22/2011 9:16:41 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:34 PM |
CasaDeTomas | $27.00 | 11/22/2011 5:32:30 PM |
nashibaksi | $30.00 | 11/22/2011 7:55:04 PM |
lplender | $50.00 | 11/22/2011 8:23:19 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
539542
This series of Notes was issued and sold upon the funding of the borrower loan #56685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1965 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,447 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| asset-announcer |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Saving a little bit of interest
The title basically sums it up. I'm trying to pay off a little bit of credit card debt (Only around $3,500 or so), and I can fund that from here more cheaply than the interest rates that my creditors are charging me. My cost of living here in the Southeast is relatively low, and making my monthly obligations to you, my lenders, should be fairly effortless, but you're doing me a favor when I project my payments out over the next couple of years. Thanks in advance for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/16/2011 6:26:43 PM |
Comoparklender | $50.00 | 11/16/2011 7:04:58 PM |
pound-mushroom3 | $25.00 | 11/16/2011 7:07:12 PM |
StrongMonty | $62.28 | 11/17/2011 2:04:43 AM |
reflective-rupee | $25.00 | 11/17/2011 9:17:44 AM |
Tradesmanlender | $25.00 | 11/18/2011 5:11:04 AM |
toblerone | $25.00 | 11/18/2011 7:39:16 AM |
social-heart | $25.00 | 11/18/2011 3:10:42 PM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:44 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:23 AM |
loss-of-control | $100.00 | 11/20/2011 3:53:16 PM |
enterprising-credit2 | $50.00 | 11/21/2011 4:39:23 PM |
calimanusa | $50.00 | 11/21/2011 10:47:12 PM |
genuine-money | $100.00 | 11/22/2011 6:19:54 AM |
Bob450 | $30.00 | 11/22/2011 10:16:47 AM |
mlj0671 | $25.00 | 11/22/2011 9:21:54 AM |
golden-velocity9 | $25.00 | 11/22/2011 11:48:23 AM |
Elefunt | $25.00 | 11/22/2011 9:30:37 AM |
cti11 | $27.45 | 11/22/2011 1:20:15 PM |
astro128 | $25.00 | 11/22/2011 1:27:06 PM |
factcheck | $40.00 | 11/22/2011 10:30:38 AM |
secureincome | $366.52 | 11/22/2011 4:05:58 PM |
fantastic-wampum1 | $100.00 | 11/16/2011 6:36:07 PM |
top-courteous-peso | $100.00 | 11/16/2011 7:19:59 PM |
erowis | $50.00 | 11/17/2011 12:58:36 PM |
orderly-leverage | $100.00 | 11/17/2011 3:45:02 PM |
wise-peaceful-p2ploan | $25.00 | 11/17/2011 5:03:31 PM |
well-mannered-income3 | $40.00 | 11/17/2011 7:40:34 PM |
papaloha | $25.00 | 11/18/2011 10:29:31 AM |
social-heart | $25.00 | 11/18/2011 3:11:51 PM |
social-heart | $25.00 | 11/18/2011 3:11:22 PM |
zippy-greenback231 | $25.00 | 11/18/2011 7:35:27 PM |
finance-prescription | $100.00 | 11/19/2011 6:53:53 AM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:12 PM |
wwwUniversal | $25.00 | 11/20/2011 12:06:32 PM |
nickel-jam | $705.00 | 11/19/2011 10:17:38 PM |
managedfund | $1,200.00 | 11/21/2011 10:36:54 AM |
famous-bill | $50.00 | 11/21/2011 2:12:02 PM |
atcrain07 | $25.00 | 11/21/2011 12:30:53 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:53:25 AM |
Tikibarman | $48.75 | 11/22/2011 8:35:37 AM |
social-zebra | $30.00 | 11/22/2011 10:29:25 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
539544
This series of Notes was issued and sold upon the funding of the borrower loan #56702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-27-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $359.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 9% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $820 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-durability-maverick |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Money for cosmetic surgery
Purpose of loan:
This loan will be used to pay for cosmetic surgery not covered by insuance. I had a couple od surgeries that have left my body ackward looking and I would like to look like myself again. The surgery is 20k and I have enough savings for only half the bill.
My financial situation:
I am a good candidate for this loan because...I have been at the same job for 6 years. I am an award winning sales person and make a good income. Live in Houston, one of the best economies in the country so my income will continue or possibly even improve in the coming months.
My fianc? lives with me and even though I don't need his income he pays half the bills and has a great job.
Monthly net income: $ 5280
Monthly expenses: $ 4120
Housing: $ 1980
Insurance: $ 95
Car expenses: $ 200 (2 payments remain)
Utilities: $320
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/17/2011 5:08:02 PM |
enriching-trade2 | $50.00 | 11/17/2011 5:06:15 PM |
britgsb | $30.00 | 11/17/2011 5:41:15 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:28 AM |
beakerfish | $50.00 | 11/19/2011 6:06:50 PM |
igniter584 | $25.00 | 11/21/2011 12:20:39 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:08 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:38 PM |
factcheck | $40.00 | 11/22/2011 10:30:40 AM |
cberthiaume | $25.00 | 11/23/2011 8:50:04 AM |
Theodon | $25.00 | 11/22/2011 6:27:35 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:55 AM |
evnagelist | $25.00 | 11/23/2011 9:15:48 AM |
lplender | $50.00 | 11/22/2011 8:36:10 PM |
Cai8899 | $49.00 | 11/23/2011 9:18:34 AM |
Kaj | $25.00 | 11/23/2011 9:09:16 AM |
oreyedoc | $50.00 | 11/22/2011 9:31:22 PM |
Sid-K | $25.00 | 11/23/2011 9:19:19 AM |
rescue | $100.00 | 11/23/2011 9:35:18 AM |
asmithj | $25.00 | 11/23/2011 9:24:40 AM |
ciscoparrot | $25.00 | 11/23/2011 9:30:26 AM |
nickel-ferret | $50.00 | 11/23/2011 9:37:55 AM |
yield-hut | $25.00 | 11/23/2011 11:25:25 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:01 AM |
life-is-great | $25.00 | 11/23/2011 9:13:20 AM |
melodious-fairness | $25.00 | 11/23/2011 9:16:11 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:43 AM |
KLCRAY | $25.00 | 11/23/2011 9:23:23 AM |
dcfinancial | $50.00 | 11/23/2011 3:28:09 PM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:42:47 PM |
progressive-economy261 | $295.00 | 11/23/2011 5:10:38 PM |
compassion-bauble4 | $25.00 | 11/23/2011 5:30:38 PM |
SolarMoonshine | $25.00 | 11/23/2011 9:51:02 AM |
dollardave | $100.00 | 11/23/2011 11:11:11 AM |
natural-greenback6 | $25.00 | 11/23/2011 10:18:43 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:36 AM |
janeybooboo | $75.00 | 11/24/2011 5:48:32 AM |
astute-benjamins | $50.00 | 11/23/2011 2:27:43 PM |
Savings_EQ_Dignity | $50.00 | 11/23/2011 3:23:14 PM |
loyalty-sherpa | $25.00 | 11/23/2011 5:11:25 PM |
marwadi-62 | $50.00 | 11/24/2011 8:24:15 AM |
umfan123 | $25.00 | 11/24/2011 8:47:32 AM |
jga516 | $25.00 | 11/24/2011 8:48:16 AM |
listing-vista | $50.00 | 11/24/2011 9:12:23 AM |
genius520 | $44.00 | 11/24/2011 9:27:14 AM |
gulch | $25.00 | 11/24/2011 9:24:56 AM |
cash-reaction2 | $25.00 | 11/24/2011 9:29:29 AM |
dollar-tornado3 | $25.00 | 11/24/2011 5:10:06 AM |
cerebral-dollar773 | $50.00 | 11/24/2011 6:02:50 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:43 PM |
Haribelle | $25.00 | 11/24/2011 7:28:01 PM |
Supernick | $50.00 | 11/25/2011 5:43:37 AM |
reflective-cash0 | $50.00 | 11/24/2011 9:18:04 AM |
inspired-duty5 | $25.00 | 11/25/2011 3:38:28 AM |
indomitable-dedication | $25.00 | 11/24/2011 9:26:17 AM |
kulender | $100.00 | 11/24/2011 9:34:08 AM |
dynamic-money271 | $25.00 | 11/24/2011 9:35:09 AM |
first-serene-credit | $25.00 | 11/25/2011 8:14:34 AM |
Ponies88 | $25.00 | 11/25/2011 9:24:30 AM |
investment-kingdom | $100.00 | 11/24/2011 4:07:18 PM |
adir1 | $25.00 | 11/25/2011 1:41:38 PM |
Ven58 | $25.00 | 11/25/2011 1:01:20 PM |
sentry256 | $25.00 | 11/25/2011 4:29:01 PM |
ddog0224 | $50.00 | 11/25/2011 2:33:08 AM |
officer8 | $25.00 | 11/25/2011 6:54:57 AM |
chemistry220 | $25.00 | 11/25/2011 7:05:22 PM |
Weaverville | $50.00 | 11/25/2011 7:14:37 PM |
well-rounded-investment | $25.00 | 11/25/2011 6:52:45 PM |
objective-investor | $250.00 | 11/25/2011 9:44:43 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:13 AM |
social-zebra | $30.00 | 11/25/2011 11:08:33 AM |
cklb | $50.00 | 11/26/2011 8:32:06 AM |
selector568 | $300.00 | 11/26/2011 9:18:41 AM |
rogue_monster | $50.00 | 11/25/2011 4:44:07 PM |
rcm87 | $50.00 | 11/26/2011 12:08:43 PM |
social-pizza5 | $25.00 | 11/25/2011 5:24:18 PM |
mennleo | $44.00 | 11/26/2011 12:24:04 PM |
sensible-trade | $100.00 | 11/26/2011 12:13:13 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:30 PM |
money-bauble | $200.00 | 11/26/2011 12:37:27 PM |
prohelper | $25.00 | 11/26/2011 12:39:36 PM |
TheCount | $25.00 | 11/26/2011 12:23:54 PM |
unique-responsibility3 | $25.00 | 11/26/2011 3:15:24 PM |
oops24 | $25.00 | 11/26/2011 7:54:33 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:51 PM |
organic-commerce9 | $25.00 | 11/26/2011 9:15:38 AM |
Corellia | $50.00 | 11/26/2011 6:26:35 PM |
andypbe | $25.00 | 11/26/2011 6:35:39 PM |
pbo922 | $25.00 | 11/27/2011 4:59:11 AM |
yield-aurora4 | $25.00 | 11/26/2011 12:06:29 PM |
discrete-asset | $25.00 | 11/27/2011 6:01:21 AM |
fund-tom-tom6 | $25.00 | 11/27/2011 6:47:48 AM |
velocity-solo | $25.00 | 11/26/2011 12:11:26 PM |
Imageloan | $50.00 | 11/27/2011 8:49:46 AM |
basis-mate7 | $25.00 | 11/27/2011 5:46:16 AM |
compassion-burrito | $25.00 | 11/26/2011 12:27:27 PM |
bonafide-economy | $25.00 | 11/26/2011 2:17:26 PM |
superb-fund9 | $28.00 | 11/26/2011 2:26:45 PM |
owhite2000 | $50.00 | 11/26/2011 3:34:30 PM |
loan-warrior | $25.00 | 11/26/2011 5:17:26 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:36 PM |
solo423 | $75.00 | 11/27/2011 4:12:56 PM |
hanuman77 | $25.00 | 11/27/2011 3:51:37 AM |
igniter584 | $25.00 | 11/27/2011 8:29:47 AM |
moola-economist | $333.03 | 11/27/2011 11:11:27 PM |
drkosh | $25.00 | 11/27/2011 9:35:55 AM |
sensible-interest2 | $51.87 | 11/27/2011 4:15:43 PM |
fairness-saga2 | $75.00 | 11/27/2011 8:11:37 PM |
a-finance-nirvana | $25.00 | 11/17/2011 6:51:23 PM |
toblerone | $25.00 | 11/18/2011 7:39:30 AM |
ianakacg | $25.00 | 11/20/2011 8:21:41 PM |
igniter584 | $25.00 | 11/21/2011 12:12:18 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:24 PM |
igniter584 | $25.00 | 11/22/2011 7:42:06 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:30 PM |
EngineersAlliance | $125.00 | 11/22/2011 5:35:19 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:22:59 PM |
organized-payment6 | $50.00 | 11/23/2011 6:12:10 AM |
Lam0nt | $25.00 | 11/23/2011 9:13:13 AM |
CAGE-Investments | $25.00 | 11/23/2011 9:22:44 AM |
bid-czar8 | $100.00 | 11/23/2011 9:29:04 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:13 AM |
Mendosurfire | $50.00 | 11/23/2011 9:23:13 AM |
worthy-bid8 | $50.00 | 11/23/2011 9:28:03 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:40 AM |
value-pole | $50.00 | 11/23/2011 10:35:05 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:00 AM |
credit-maple5 | $25.00 | 11/23/2011 9:10:53 AM |
samo102us | $25.00 | 11/23/2011 9:14:27 AM |
GMPK_TLAS | $50.00 | 11/23/2011 9:15:05 AM |
fair-pound5 | $100.00 | 11/23/2011 5:08:24 PM |
lucrative-coin | $50.00 | 11/23/2011 9:26:19 AM |
Investor_DP | $100.00 | 11/23/2011 9:30:54 AM |
principal-cooker2 | $100.00 | 11/23/2011 5:14:59 PM |
jackpotnav | $25.00 | 11/23/2011 12:46:24 PM |
taurusco | $100.00 | 11/23/2011 12:48:41 PM |
hookUup | $29.20 | 11/24/2011 7:06:08 AM |
wwwUniversal | $25.00 | 11/24/2011 9:19:06 AM |
Mark0135 | $50.00 | 11/24/2011 9:18:18 AM |
currency-persimmon | $25.00 | 11/24/2011 10:35:47 AM |
mflawyer | $25.00 | 11/24/2011 2:05:35 PM |
new-social-economist | $60.00 | 11/24/2011 5:06:03 PM |
igniter584 | $25.00 | 11/24/2011 6:37:38 AM |
dime-sprout | $50.00 | 11/24/2011 2:44:03 PM |
helpinghand63 | $25.00 | 11/24/2011 5:19:40 PM |
framework145 | $25.00 | 11/24/2011 7:58:46 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:15 PM |
market-assembler | $25.00 | 11/24/2011 9:06:10 AM |
jazzlender | $30.00 | 11/24/2011 9:24:39 AM |
orbital-dollar2 | $25.00 | 11/25/2011 8:09:43 AM |
gold-commander0 | $25.00 | 11/24/2011 9:28:08 AM |
aznatama | $50.00 | 11/25/2011 11:07:15 AM |
mammalian4 | $25.00 | 11/25/2011 4:06:42 PM |
catamaran2024 | $25.00 | 11/25/2011 12:45:27 AM |
PatriotKnight | $25.00 | 11/25/2011 5:03:52 PM |
dschaaf | $25.00 | 11/25/2011 5:09:21 AM |
mike279766 | $29.64 | 11/25/2011 8:11:21 PM |
integrity-doctor | $100.00 | 11/25/2011 8:22:34 AM |
murlirao2002 | $25.00 | 11/25/2011 6:32:28 PM |
revenue-youngster | $25.00 | 11/26/2011 4:13:32 AM |
hanuman77 | $25.00 | 11/26/2011 5:56:18 AM |
TrustPlus | $50.00 | 11/26/2011 9:09:56 AM |
smallcountry | $25.00 | 11/26/2011 9:43:42 AM |
alaskakid | $27.50 | 11/26/2011 11:28:29 AM |
lone-lender | $50.00 | 11/26/2011 10:03:01 AM |
buraky | $33.00 | 11/25/2011 5:17:15 PM |
josuae | $25.00 | 11/26/2011 12:06:43 PM |
compoundinterest | $31.00 | 11/26/2011 12:10:29 PM |
E_G | $50.00 | 11/25/2011 8:13:01 PM |
blue-fund-flag | $38.31 | 11/25/2011 9:10:46 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:26 PM |
worlds-best-worth2 | $25.00 | 11/26/2011 11:31:57 PM |
s270 | $25.00 | 11/26/2011 6:34:37 PM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:16 AM |
investisure | $50.00 | 11/26/2011 12:26:15 PM |
steiglends | $100.00 | 11/27/2011 9:49:31 AM |
wise-silver-wonder | $25.00 | 11/27/2011 11:15:57 AM |
fairness-cell6 | $25.00 | 11/27/2011 8:30:41 AM |
velvetsmog | $25.00 | 11/27/2011 8:40:49 AM |
rautility | $25.00 | 11/27/2011 8:59:32 AM |
kind-efficient-credit | $25.00 | 11/26/2011 12:37:18 PM |
dudebrah | $25.00 | 11/27/2011 12:27:01 PM |
philantist | $30.00 | 11/26/2011 9:11:15 PM |
Poohcho | $25.00 | 11/27/2011 1:32:38 PM |
reinforced-velocity158 | $500.00 | 11/27/2011 5:26:29 PM |
careful-note | $50.00 | 11/27/2011 4:58:35 AM |
LanceLink | $25.00 | 11/27/2011 3:04:51 PM |
gator98 | $66.45 | 11/27/2011 6:30:58 PM |
Boxster968 | $25.00 | 11/27/2011 6:31:25 PM |
divemaster | $25.00 | 11/27/2011 8:33:59 PM |
Nummus | $25.00 | 11/27/2011 4:32:50 PM |
chef6 | $300.00 | 11/27/2011 6:53:20 AM |
witty-compassion | $25.00 | 11/27/2011 10:13:13 PM |
yield-seeker | $25.00 | 11/27/2011 5:24:32 PM |
194 Investments
|
Borrower Payment Dependent Notes Series
539564
This series of Notes was issued and sold upon the funding of the borrower loan #56601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-18-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 20.51% |
Borrower rate/APR:
| 21.51% / 23.48% |
Monthly payment:
| $410.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.15% | | |
| |
Estimated return*:
| 14.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,414 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-wealth-nebula |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge Loan
Purpose of loan:
This loan will be used to cover business expenses (primarily utility bills) just for the month of Nov - Dec 2011.
My financial situation:
I am a good candidate for this loan because my FICO score is excellent; I always pay back on time; anticipate paying back in full as soon as possible within the first quarter 2012. The company has definitive income in January.
Personal...
Monthly net income: $5,000
Monthly expenses: $2,000
Housing: $0
Insurance: $500
Car expenses: $0
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/18/2011 5:09:51 PM |
aabadabadoo | $25.00 | 11/18/2011 5:17:08 PM |
papaloha | $25.00 | 11/18/2011 5:36:01 PM |
cnovak | $25.00 | 11/18/2011 5:34:33 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:38 AM |
evnagelist | $25.00 | 11/19/2011 12:24:26 PM |
Investor_DP | $100.00 | 11/19/2011 12:35:00 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:15 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:32 PM |
rescue | $25.00 | 11/19/2011 12:58:07 PM |
1phantom | $25.00 | 11/20/2011 12:24:49 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:55 PM |
slartibardfast | $25.00 | 11/20/2011 12:33:14 PM |
life-is-great | $25.00 | 11/20/2011 12:49:20 PM |
jonn834 | $100.00 | 11/20/2011 4:46:00 PM |
mizount | $25.00 | 11/20/2011 6:47:22 PM |
antlr | $50.00 | 11/20/2011 2:43:15 PM |
barchibald | $50.00 | 11/21/2011 6:34:51 AM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:23 PM |
platinum-genetics | $25.00 | 11/21/2011 9:05:53 AM |
ianakacg | $25.00 | 11/20/2011 8:21:46 PM |
kulender | $100.00 | 11/21/2011 9:41:44 AM |
igniter584 | $25.00 | 11/21/2011 12:12:24 PM |
igniter584 | $25.00 | 11/21/2011 12:20:44 PM |
Sid-K | $25.00 | 11/21/2011 9:07:00 AM |
CreditBuilder2 | $100.00 | 11/21/2011 1:30:54 PM |
jybank | $50.00 | 11/21/2011 2:10:57 PM |
nickel-ferret | $50.00 | 11/21/2011 9:26:08 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:27 AM |
economy-vault8 | $100.00 | 11/21/2011 4:02:56 PM |
sturdy-nickel4 | $25.00 | 11/21/2011 3:15:29 PM |
Brisket_Bob | $59.95 | 11/21/2011 6:12:10 PM |
1willray | $25.00 | 11/21/2011 9:23:13 PM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:13 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:11 PM |
investorrr | $43.69 | 11/21/2011 10:34:52 PM |
ferocious-exchange3 | $50.00 | 11/22/2011 12:41:39 AM |
suave-dime6 | $25.00 | 11/22/2011 5:45:15 AM |
igniter584 | $25.00 | 11/22/2011 7:42:12 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:30 PM |
computer758 | $25.00 | 11/21/2011 8:31:02 PM |
vigorous-velocity | $150.00 | 11/22/2011 8:58:38 AM |
wlm3012 | $30.00 | 11/21/2011 9:23:17 PM |
NolockHolmes | $50.00 | 11/21/2011 10:29:05 PM |
standanddeliver | $50.00 | 11/22/2011 10:55:44 AM |
dollar-authority | $25.00 | 11/22/2011 9:21:57 AM |
orange-lucrative-dollar | $25.00 | 11/22/2011 1:32:35 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:41 PM |
rdhfire | $25.00 | 11/22/2011 6:03:59 PM |
Josphine | $25.00 | 11/23/2011 5:42:10 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:00 AM |
well-mannered-income3 | $60.00 | 11/23/2011 9:01:19 AM |
oreyedoc | $50.00 | 11/22/2011 9:31:23 PM |
new-ore-venture | $100.00 | 11/22/2011 11:07:33 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:14 AM |
invincible-peso | $25.00 | 11/23/2011 10:09:40 AM |
just-loyalty643 | $50.00 | 11/23/2011 11:56:38 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:02 AM |
taurusco | $100.00 | 11/23/2011 12:48:42 PM |
reaction5 | $25.00 | 11/23/2011 2:35:24 PM |
Tylerh | $255.00 | 11/23/2011 2:20:35 PM |
wwwUniversal | $25.00 | 11/23/2011 5:28:30 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:38 AM |
natural-greenback6 | $25.00 | 11/23/2011 10:16:45 PM |
the-dollar-honker | $25.00 | 11/23/2011 3:55:57 PM |
bid-czar8 | $100.00 | 11/24/2011 9:05:36 AM |
CAGE-Investments | $25.00 | 11/24/2011 9:33:09 AM |
melodious-fairness | $25.00 | 11/24/2011 9:37:00 AM |
enriching-credit9 | $31.97 | 11/23/2011 9:29:10 PM |
igniter584 | $25.00 | 11/24/2011 6:37:41 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:42 PM |
gjm6d | $25.00 | 11/24/2011 7:32:34 AM |
Independenceday | $50.00 | 11/24/2011 8:03:47 PM |
nsquared007 | $25.00 | 11/25/2011 6:21:07 AM |
moola-flag4 | $25.00 | 11/25/2011 2:11:16 AM |
brightest-credit-engine | $50.00 | 11/24/2011 9:45:53 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:47 AM |
new-social-economist | $50.00 | 11/24/2011 5:11:31 PM |
GoingFishing | $25.00 | 11/25/2011 3:10:52 PM |
BishEl | $25.00 | 11/24/2011 8:02:40 PM |
PatriotKnight | $25.00 | 11/25/2011 5:03:54 PM |
Jazzy503 | $25.05 | 11/24/2011 9:50:00 PM |
a-helping-hand | $555.36 | 11/25/2011 1:10:39 AM |
golden-velocity9 | $25.00 | 11/25/2011 5:20:00 PM |
E_G | $50.00 | 11/25/2011 8:13:02 PM |
macgeek | $25.93 | 11/25/2011 9:57:27 AM |
BigBag | $25.00 | 11/26/2011 9:23:24 AM |
buddy486 | $25.00 | 11/25/2011 12:57:15 PM |
Watersports | $50.00 | 11/25/2011 2:17:31 PM |
Hummer-Guy | $50.00 | 11/26/2011 9:06:03 AM |
smallcountry | $25.00 | 11/26/2011 9:43:44 AM |
damasterwc | $100.00 | 11/26/2011 10:20:03 AM |
josuae | $25.00 | 11/26/2011 12:06:44 PM |
samo102us | $25.00 | 11/26/2011 12:30:30 PM |
kind-efficient-credit | $25.00 | 11/26/2011 12:37:19 PM |
blue-fund-flag | $25.00 | 11/25/2011 9:09:28 PM |
wss438 | $25.00 | 11/26/2011 3:52:53 PM |
unconquerable-cash | $50.00 | 11/26/2011 4:15:13 PM |
oplender | $25.00 | 11/26/2011 8:51:23 AM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:53 PM |
SkyLoan | $30.00 | 11/26/2011 4:30:27 PM |
newegg | $86.35 | 11/26/2011 9:55:48 PM |
loan-warrior | $25.00 | 11/26/2011 5:17:26 PM |
trail5 | $100.00 | 11/26/2011 10:46:40 PM |
mystical-fairness4 | $25.00 | 11/26/2011 9:10:56 PM |
exciting-responsibility3 | $25.00 | 11/26/2011 12:11:55 PM |
the-unequivocal-pound | $250.00 | 11/26/2011 11:40:36 PM |
blissful-dollar3 | $75.00 | 11/26/2011 3:53:35 PM |
dakoke | $75.00 | 11/27/2011 1:44:42 PM |
rustysailor | $25.00 | 11/27/2011 4:54:25 PM |
blitm | $100.00 | 11/27/2011 2:28:29 PM |
careful-note | $50.00 | 11/27/2011 4:58:38 AM |
LanceLink | $39.20 | 11/27/2011 3:05:53 PM |
five-star-investment8 | $76.51 | 11/27/2011 6:42:15 AM |
cash-cymbal | $25.00 | 11/27/2011 5:20:57 PM |
velvetsmog | $25.00 | 11/27/2011 8:41:44 AM |
quarkyuzu | $50.00 | 11/28/2011 12:08:30 AM |
fairness-saga2 | $75.00 | 11/27/2011 8:20:25 PM |
american6 | $100.00 | 11/27/2011 11:55:44 PM |
kain11286 | $50.00 | 11/28/2011 8:41:53 AM |
msw_engr | $50.00 | 11/28/2011 7:45:10 AM |
nycitynoodle | $50.00 | 11/28/2011 8:03:47 AM |
Sierrahh | $25.00 | 11/28/2011 10:08:40 AM |
investment-comet | $25.00 | 11/28/2011 11:47:08 AM |
managedfund | $150.00 | 11/28/2011 12:40:56 PM |
gethsemane4 | $75.00 | 11/28/2011 1:02:45 PM |
B2152 | $25.00 | 11/28/2011 6:07:19 AM |
Caidin | $25.00 | 11/28/2011 6:45:24 AM |
rchissocol | $55.00 | 11/28/2011 12:16:05 PM |
kukubird | $40.00 | 11/28/2011 7:15:23 AM |
Dignified-Market29 | $100.00 | 11/28/2011 2:36:32 PM |
BlueRoom | $25.00 | 11/28/2011 9:09:33 AM |
URBANCAPITAL | $25.00 | 11/28/2011 3:39:57 PM |
buffalobills | $25.00 | 11/28/2011 4:05:06 PM |
Richmp412 | $25.00 | 11/28/2011 5:11:23 PM |
madigan | $250.00 | 11/28/2011 5:28:18 PM |
planetibet | $45.00 | 11/28/2011 11:55:23 AM |
Jazzy503 | $25.05 | 11/28/2011 12:27:13 PM |
madigan | $200.00 | 11/28/2011 5:31:56 PM |
Madmigel | $26.21 | 11/28/2011 5:41:22 PM |
astute-benjamins | $50.00 | 11/28/2011 3:16:44 PM |
mnguy8484 | $25.00 | 11/28/2011 4:22:21 PM |
LP_InvestmentGroup | $29.71 | 11/28/2011 4:59:00 PM |
benefit-zoo | $50.00 | 11/28/2011 5:11:31 PM |
Banker7371 | $25.00 | 11/28/2011 5:29:10 PM |
pound-mushroom3 | $25.00 | 11/18/2011 5:39:48 PM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:40 PM |
circuitfive | $25.00 | 11/19/2011 12:31:01 PM |
TW2000 | $25.00 | 11/19/2011 7:32:50 PM |
enterprising-credit2 | $25.00 | 11/19/2011 10:23:28 PM |
GMPK_TLAS | $50.00 | 11/20/2011 12:36:03 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:56 AM |
lostontheedge | $25.00 | 11/20/2011 3:18:37 PM |
principal-cooker2 | $100.00 | 11/20/2011 12:06:12 PM |
adir1 | $25.00 | 11/21/2011 7:46:27 AM |
fervent-repayment | $50.00 | 11/21/2011 9:11:18 AM |
moola-monger9 | $50.00 | 11/21/2011 9:17:59 AM |
Zuzu | $25.00 | 11/21/2011 9:09:42 AM |
progressive-economy261 | $400.00 | 11/21/2011 9:11:12 AM |
ianakacg | $25.00 | 11/20/2011 8:15:02 PM |
jazzlender | $50.00 | 11/21/2011 9:26:43 AM |
Ponies88 | $25.00 | 11/21/2011 9:40:57 AM |
JayKae | $200.00 | 11/21/2011 10:29:23 AM |
Christophe | $25.00 | 11/21/2011 7:11:53 AM |
wealth-fighter3 | $25.00 | 11/21/2011 8:32:36 AM |
yield-hut | $25.00 | 11/21/2011 11:40:40 AM |
bailey7563 | $25.00 | 11/21/2011 2:19:50 PM |
loyalty-czar | $50.00 | 11/21/2011 2:51:07 PM |
ddog0224 | $150.00 | 11/21/2011 3:08:03 PM |
supreme-dollar5 | $25.00 | 11/21/2011 12:00:41 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:26 PM |
4palmtrees | $100.00 | 11/21/2011 8:48:10 PM |
Weaverville | $25.00 | 11/21/2011 9:21:18 PM |
calimanusa | $40.20 | 11/21/2011 10:41:01 PM |
The_Lendor | $25.02 | 11/21/2011 11:20:02 PM |
tranquil-economy4 | $50.00 | 11/22/2011 5:48:51 AM |
PurplePonchoMan | $25.00 | 11/22/2011 9:15:41 AM |
social-zebra | $30.00 | 11/22/2011 10:17:45 AM |
educationfirst | $50.00 | 11/22/2011 10:47:55 AM |
factcheck | $40.00 | 11/22/2011 10:30:44 AM |
ciscoparrot | $25.00 | 11/22/2011 5:19:15 PM |
lplender | $50.00 | 11/22/2011 8:36:11 PM |
loyalty-sherpa | $25.00 | 11/22/2011 5:19:30 PM |
awesome-benefit1 | $25.00 | 11/22/2011 10:52:43 PM |
factcheck | $200.00 | 11/23/2011 3:53:19 AM |
friendly-principal76 | $25.00 | 11/23/2011 6:51:51 AM |
wildblue | $30.83 | 11/23/2011 8:07:20 AM |
basis-wizard8 | $100.00 | 11/23/2011 6:11:39 AM |
dollardave | $100.00 | 11/23/2011 11:11:12 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:03 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:42 AM |
alluring-yield5 | $25.00 | 11/23/2011 11:48:13 AM |
sportsmagic | $500.00 | 11/23/2011 7:03:09 PM |
treasure-expert | $25.00 | 11/23/2011 9:01:26 PM |
Bob450 | $25.00 | 11/24/2011 7:33:48 AM |
supersarah61 | $50.00 | 11/23/2011 4:20:23 PM |
umfan123 | $25.00 | 11/24/2011 8:47:05 AM |
GoingFishing | $25.00 | 11/24/2011 6:56:12 AM |
daveseansworld | $25.00 | 11/24/2011 9:02:59 AM |
debt-system880 | $25.00 | 11/23/2011 8:59:32 PM |
currency-persimmon | $25.00 | 11/24/2011 10:32:29 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:45 PM |
UHcougars | $30.00 | 11/24/2011 3:33:17 PM |
peace-guild2 | $50.00 | 11/24/2011 5:02:21 PM |
dime-sprout | $50.00 | 11/24/2011 2:42:46 PM |
structure250 | $25.00 | 11/24/2011 4:45:20 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:17 PM |
Kaj | $25.00 | 11/24/2011 9:26:48 AM |
leverage-monger | $25.00 | 11/25/2011 7:04:23 AM |
integrity-doctor | $100.00 | 11/25/2011 8:23:47 AM |
jumbonav | $300.00 | 11/25/2011 11:42:58 AM |
dime-hot-rod7 | $50.00 | 11/25/2011 12:13:46 PM |
heerzaquestion | $30.00 | 11/25/2011 10:20:26 AM |
real-return | $25.00 | 11/25/2011 12:24:33 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:19 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:31 PM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:07 AM |
first-serene-credit | $25.00 | 11/25/2011 8:13:24 AM |
Ambassador | $28.00 | 11/26/2011 5:39:01 AM |
reflective-greenback1 | $45.00 | 11/25/2011 12:25:33 PM |
loan-lionheart6 | $25.00 | 11/26/2011 10:40:49 AM |
TrustPlus | $50.00 | 11/26/2011 9:09:58 AM |
dime-vista2 | $25.00 | 11/25/2011 4:24:25 PM |
lone-lender | $50.00 | 11/26/2011 10:11:53 AM |
powerlifter275 | $25.00 | 11/26/2011 11:53:40 AM |
ect_2k20 | $25.00 | 11/26/2011 12:04:29 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:50 PM |
credit-maple5 | $25.00 | 11/26/2011 12:40:10 PM |
mckhbnpc | $50.00 | 11/26/2011 8:20:03 PM |
averagefore | $25.00 | 11/26/2011 4:14:01 PM |
jodilee31 | $94.89 | 11/26/2011 11:02:35 PM |
discrete-asset | $25.00 | 11/27/2011 6:03:17 AM |
tomdooley12520 | $25.00 | 11/27/2011 7:00:34 AM |
mighty-payout1 | $25.00 | 11/27/2011 4:54:37 AM |
fund-tom-tom6 | $25.00 | 11/27/2011 6:49:19 AM |
igniter584 | $25.00 | 11/27/2011 8:29:49 AM |
mad-scientist418 | $25.00 | 11/27/2011 10:33:07 AM |
drkosh | $25.00 | 11/27/2011 9:35:56 AM |
bowler252 | $25.00 | 11/27/2011 3:20:08 PM |
thrifty-capital | $25.00 | 11/26/2011 8:30:23 PM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:16:37 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:37 PM |
milo1000 | $32.98 | 11/27/2011 11:41:25 PM |
steiglends | $100.00 | 11/27/2011 9:49:33 AM |
the-silver-blaster | $100.00 | 11/27/2011 10:47:39 AM |
justinology | $34.29 | 11/27/2011 11:32:43 PM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:25 AM |
und-alum | $100.00 | 11/28/2011 8:18:30 AM |
jhernand17 | $25.00 | 11/28/2011 8:26:32 AM |
worth-sanctuary9 | $56.61 | 11/28/2011 6:50:20 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:11 AM |
BleedPurple | $25.00 | 11/28/2011 9:17:39 AM |
asmithj | $25.00 | 11/28/2011 9:30:11 AM |
RickColo | $126.20 | 11/28/2011 9:41:12 AM |
octoberfresh | $25.00 | 11/28/2011 10:30:55 AM |
a-resplendent-commitment | $100.00 | 11/28/2011 6:48:53 AM |
crawfingers | $25.00 | 11/28/2011 2:28:20 PM |
dordee | $50.00 | 11/28/2011 11:13:41 AM |
Petiza | $25.00 | 11/28/2011 11:42:20 AM |
Icon_88 | $31.00 | 11/28/2011 5:21:40 PM |
ursus | $50.00 | 11/28/2011 5:29:04 PM |
NorthwestLoan1 | $500.00 | 11/28/2011 5:36:41 PM |
economy-huckleberry0 | $25.00 | 11/28/2011 1:12:04 PM |
bonus-seahorse | $50.00 | 11/28/2011 2:36:47 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:30 PM |
platinum-cargo | $50.00 | 11/28/2011 5:34:34 PM |
266 Investments
|
Borrower Payment Dependent Notes Series
539578
This series of Notes was issued and sold upon the funding of the borrower loan #56750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $100.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 24y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,183 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kinetic-worth5 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
OBD
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 5:09:40 PM |
fortytwo | $150.00 | 11/18/2011 5:27:45 PM |
finance-prescription | $100.00 | 11/19/2011 6:54:05 AM |
transaction-circuit | $50.00 | 11/19/2011 12:19:43 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:20 PM |
wwwUniversal | $25.00 | 11/20/2011 12:06:35 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:02 PM |
favorite-commerce | $30.00 | 11/21/2011 7:49:23 AM |
leverage-monger | $25.00 | 11/21/2011 7:51:08 AM |
SolarMoonshine | $25.00 | 11/18/2011 5:21:31 PM |
jjswanso | $25.00 | 11/18/2011 5:28:13 PM |
zippy-greenback231 | $25.00 | 11/18/2011 8:16:55 PM |
toblerone | $25.00 | 11/18/2011 5:09:51 PM |
brightest-dynamic-liberty | $25.00 | 11/18/2011 5:20:45 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:38 AM |
nickel-jam | $705.00 | 11/19/2011 8:22:48 PM |
promise2 | $50.00 | 11/20/2011 10:03:51 PM |
managedfund | $750.00 | 11/21/2011 10:39:04 AM |
secureincome | $340.00 | 11/21/2011 11:01:12 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
539582
This series of Notes was issued and sold upon the funding of the borrower loan #56747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-22-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 13.65% |
Borrower rate/APR:
| 14.65% / 16.49% |
Monthly payment:
| $247.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.60% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Pilot - Private/Com... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,689 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| freedomflyer |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 31 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
780-799
(Sep-2008)
|
Principal balance:
| $11,652.47 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
More home improvements...
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I've borrowed and loaned in the past.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 11/23/2011 3:08:59 AM |
the-discrete-income | $35.00 | 11/25/2011 10:04:33 PM |
113121 | $25.00 | 11/27/2011 7:36:34 PM |
green-trade-dolphin2 | $30.02 | 11/22/2011 5:02:21 PM |
igniter584 | $25.00 | 11/22/2011 5:05:25 PM |
anacent | $25.00 | 11/22/2011 5:16:48 PM |
Clambake | $25.00 | 11/22/2011 5:17:28 PM |
toblerone | $25.00 | 11/22/2011 5:18:37 PM |
indomitable-coin | $25.00 | 11/22/2011 5:30:13 PM |
bb575 | $50.00 | 11/22/2011 5:21:27 PM |
rich266 | $25.00 | 11/22/2011 5:22:37 PM |
Feyenoord | $30.00 | 11/22/2011 5:25:35 PM |
aabadabadoo | $25.00 | 11/22/2011 5:33:59 PM |
aesop56 | $100.00 | 11/22/2011 5:34:17 PM |
danf2201 | $25.00 | 11/22/2011 6:53:23 PM |
Tradesmanlender | $25.00 | 11/22/2011 5:15:59 PM |
GoGalt | $50.00 | 11/22/2011 9:18:44 PM |
LoanerPrincipal | $25.00 | 11/22/2011 5:23:48 PM |
finance-investor3 | $25.00 | 11/22/2011 9:45:10 PM |
30Sky | $25.00 | 11/23/2011 12:57:53 AM |
brainy-greenback481 | $64.34 | 11/23/2011 8:28:53 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:27 AM |
investment-artist | $28.01 | 11/23/2011 9:28:32 AM |
RainMakers | $25.00 | 11/23/2011 5:01:34 PM |
EngineersAlliance | $100.00 | 11/23/2011 5:28:14 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:48 AM |
s270 | $50.00 | 11/23/2011 11:58:49 PM |
beachfunder | $25.00 | 11/24/2011 7:27:20 AM |
Barky52 | $25.00 | 11/24/2011 6:11:24 AM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:41:26 PM |
fcrick | $25.00 | 11/23/2011 5:15:16 PM |
iamdoug | $25.00 | 11/24/2011 7:56:50 PM |
leverage-monger | $25.00 | 11/25/2011 7:13:20 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:56 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:20 AM |
Guiren | $127.49 | 11/26/2011 7:08:47 AM |
Ven58 | $25.00 | 11/25/2011 1:00:46 PM |
clean-dime1 | $25.00 | 11/25/2011 6:58:31 PM |
TrustPlus | $50.00 | 11/26/2011 9:10:00 AM |
miboymat | $25.00 | 11/26/2011 9:48:02 PM |
Supernick | $100.00 | 11/27/2011 4:05:33 AM |
careful-note | $175.00 | 11/27/2011 4:39:35 AM |
igniter584 | $25.00 | 11/27/2011 8:29:56 AM |
coin-architect2 | $96.00 | 11/27/2011 9:19:28 AM |
Imageloan | $100.00 | 11/27/2011 8:48:51 AM |
Mint_Man | $50.00 | 11/26/2011 2:05:18 PM |
studious-revenue7 | $50.00 | 11/26/2011 4:26:22 PM |
djs81 | $25.00 | 11/26/2011 4:27:18 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:39 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:39 PM |
Trimalchio12 | $25.00 | 11/27/2011 12:52:29 PM |
careful-note | $50.00 | 11/27/2011 4:58:47 AM |
mogul42 | $100.00 | 11/27/2011 5:38:14 AM |
wlm3012 | $30.00 | 11/27/2011 5:18:41 PM |
heerzaquestion | $150.00 | 11/27/2011 9:34:23 AM |
wealth-carrier | $25.00 | 11/28/2011 7:16:19 AM |
roadtruck | $50.00 | 11/28/2011 8:26:27 AM |
Bluebanker | $100.00 | 11/27/2011 5:32:56 PM |
rogue_monster | $50.00 | 11/28/2011 9:21:00 AM |
uberrific | $50.00 | 11/27/2011 10:08:35 PM |
loan-oasis4 | $26.05 | 11/28/2011 12:57:44 AM |
mpatrick | $50.00 | 11/28/2011 10:11:41 AM |
ore-historian5 | $50.00 | 11/28/2011 2:47:15 AM |
novice-speculator | $25.00 | 11/28/2011 10:38:57 AM |
vivid-gold9 | $25.00 | 11/28/2011 1:24:51 PM |
helpinghand105 | $25.00 | 11/28/2011 6:27:58 AM |
MassBile | $34.32 | 11/28/2011 1:40:37 PM |
managedfund | $100.00 | 11/28/2011 12:41:07 PM |
orangetrust | $70.00 | 11/28/2011 2:16:17 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:39 AM |
the-fairness-orbiter | $50.00 | 11/28/2011 1:16:02 PM |
nycitynoodle | $75.00 | 11/28/2011 8:10:58 AM |
right-there | $50.00 | 11/28/2011 2:49:07 PM |
roadtruck | $50.00 | 11/28/2011 8:24:48 AM |
EverettFinancial | $25.00 | 11/28/2011 3:21:24 PM |
jpac1066 | $100.00 | 11/28/2011 2:26:16 PM |
buffalobills | $25.00 | 11/28/2011 4:03:35 PM |
katnmouse | $30.00 | 11/28/2011 4:06:02 PM |
KLCRAY | $25.00 | 11/28/2011 5:10:40 PM |
yield-quest | $150.00 | 11/28/2011 9:27:27 AM |
BlessedEveryDay | $30.00 | 11/28/2011 9:58:57 AM |
elbastador | $25.00 | 11/28/2011 10:05:49 AM |
ianakacg | $25.00 | 11/28/2011 5:21:00 PM |
malomar66 | $75.00 | 11/28/2011 11:45:37 AM |
investment-comet | $25.00 | 11/28/2011 11:47:23 AM |
orbital-dollar2 | $15.19 | 11/28/2011 5:44:49 PM |
economy-huckleberry0 | $25.00 | 11/28/2011 1:17:40 PM |
golden-velocity9 | $25.00 | 11/28/2011 1:56:34 PM |
intrepid-loot | $25.00 | 11/28/2011 4:23:08 PM |
Aaron_Oz | $25.00 | 11/28/2011 5:09:30 PM |
BenR | $100.00 | 11/28/2011 5:18:46 PM |
the-enthralling-coin | $25.00 | 11/28/2011 5:24:45 PM |
BOZO88 | $50.00 | 11/28/2011 5:28:01 PM |
BxRealtor | $25.00 | 11/22/2011 5:14:07 PM |
iaffy | $25.00 | 11/22/2011 5:19:53 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:52 PM |
w3alter | $50.00 | 11/22/2011 5:18:19 PM |
influential-benjamins0 | $100.00 | 11/22/2011 5:33:29 PM |
Aberdeen | $1,000.00 | 11/22/2011 5:05:59 PM |
ingenious-deal6 | $25.00 | 11/22/2011 5:36:41 PM |
one-midas | $25.00 | 11/22/2011 9:22:28 PM |
AFairDeal | $25.00 | 11/22/2011 5:21:24 PM |
MoneyForNothing | $35.99 | 11/23/2011 1:53:47 AM |
wealth-fields8 | $50.00 | 11/22/2011 5:26:00 PM |
kenji4861 | $25.00 | 11/22/2011 5:29:03 PM |
beachfunder | $25.00 | 11/23/2011 7:26:39 AM |
don8ter | $50.00 | 11/22/2011 5:33:04 PM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:11 AM |
LittleMingo | $30.00 | 11/22/2011 6:14:32 PM |
TechieLender | $50.00 | 11/22/2011 7:01:29 PM |
enterprising-credit2 | $50.00 | 11/22/2011 9:13:09 PM |
tntmojave | $50.00 | 11/23/2011 9:24:39 AM |
jpblan11 | $25.00 | 11/23/2011 3:25:26 AM |
SunriseTrader1 | $25.00 | 11/23/2011 10:19:15 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:23 AM |
evnagelist | $25.00 | 11/23/2011 9:15:49 AM |
loanman2007 | $125.00 | 11/23/2011 1:41:24 PM |
WalnutCreekguy | $45.00 | 11/23/2011 9:23:30 AM |
riproaringrapids | $25.00 | 11/23/2011 9:32:45 AM |
OldManP | $25.00 | 11/23/2011 9:40:47 AM |
friendinmoney | $39.53 | 11/23/2011 6:29:48 PM |
thankful-nickel2 | $25.00 | 11/23/2011 11:20:33 AM |
igniter584 | $25.00 | 11/24/2011 6:37:52 AM |
Tylerh | $255.00 | 11/23/2011 2:21:01 PM |
Chosen-one | $25.00 | 11/24/2011 7:26:53 AM |
vinayski | $25.00 | 11/23/2011 5:30:55 PM |
sportsmagic | $500.00 | 11/23/2011 6:25:52 PM |
phaded | $25.00 | 11/24/2011 9:26:02 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:38 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:26 PM |
first-serene-credit | $25.00 | 11/25/2011 8:29:02 AM |
E_G | $50.00 | 11/25/2011 8:13:06 PM |
astute-moola | $25.28 | 11/26/2011 9:11:28 AM |
just-loyalty643 | $50.00 | 11/26/2011 2:18:21 PM |
superb-funds335 | $25.00 | 11/26/2011 12:35:38 PM |
Johnab | $25.02 | 11/26/2011 7:10:54 PM |
Thought | $25.00 | 11/26/2011 9:31:20 PM |
r48 | $25.00 | 11/27/2011 6:28:33 AM |
gaiusceasar | $25.00 | 11/27/2011 10:00:29 AM |
enthralling-investment | $41.20 | 11/27/2011 9:11:33 AM |
RecoveryLender | $25.00 | 11/27/2011 12:26:57 PM |
important-ore | $150.00 | 11/27/2011 12:27:55 PM |
umfan123 | $25.00 | 11/26/2011 5:54:58 PM |
yield-hut | $75.00 | 11/26/2011 6:47:02 PM |
real-return | $25.00 | 11/27/2011 3:52:17 PM |
MoneyTree79 | $52.35 | 11/27/2011 8:02:16 PM |
payment-halo | $25.00 | 11/27/2011 8:28:11 PM |
A-Win-Win | $29.53 | 11/27/2011 4:58:26 PM |
SolarMoonshine | $25.00 | 11/27/2011 8:01:02 AM |
bobycat | $25.00 | 11/27/2011 10:14:38 PM |
income-awakening6 | $25.00 | 11/27/2011 8:49:55 AM |
tibia | $60.77 | 11/27/2011 8:59:15 AM |
conqueror359 | $50.00 | 11/27/2011 9:07:15 AM |
auctionator1 | $25.00 | 11/27/2011 9:47:51 PM |
steiglends | $100.00 | 11/27/2011 9:49:35 AM |
responsive-value4 | $25.00 | 11/28/2011 12:17:04 AM |
B-rad_the_Coug | $25.00 | 11/28/2011 1:15:11 AM |
greenback-loyalist8 | $25.00 | 11/28/2011 4:58:07 AM |
mlender | $25.00 | 11/27/2011 12:42:54 PM |
reinforced-velocity158 | $321.00 | 11/27/2011 5:36:14 PM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:20:06 PM |
economy-popcorn | $25.00 | 11/27/2011 8:19:25 PM |
awwaww | $25.00 | 11/28/2011 9:28:29 AM |
dordee | $75.00 | 11/28/2011 11:19:58 AM |
american6 | $100.00 | 11/27/2011 11:55:49 PM |
The_Lendor | $25.02 | 11/28/2011 2:17:36 AM |
nickel-banshee | $100.00 | 11/28/2011 1:40:16 PM |
High-flyer | $29.00 | 11/28/2011 2:50:38 PM |
roadtruck | $50.00 | 11/28/2011 8:17:49 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:35 PM |
FinanceEngine | $40.00 | 11/28/2011 9:13:23 AM |
evergreen16 | $60.00 | 11/28/2011 9:16:51 AM |
Brighton504 | $50.00 | 11/28/2011 4:15:34 PM |
kevin314 | $25.00 | 11/28/2011 5:11:48 PM |
TechieLender | $50.00 | 11/28/2011 5:09:57 PM |
britgsb | $30.00 | 11/28/2011 5:21:36 PM |
rchissocol | $50.00 | 11/28/2011 11:21:33 AM |
leverage-monger | $72.89 | 11/28/2011 12:15:17 PM |
zippy-greenback231 | $50.00 | 11/28/2011 5:44:04 PM |
zbanker | $31.00 | 11/28/2011 3:17:20 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:54 PM |
181 Investments
|
Borrower Payment Dependent Notes Series
539588
This series of Notes was issued and sold upon the funding of the borrower loan #56643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-17-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $449.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 53% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 15y 10m |
Amount delinquent:
| $112 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| treasure-platoon7 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Debt Consuladation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1700 to 1800
Monthly expenses: $
Housing: $215
Insurance: $89
Car expenses: $100
Utilities: $1185
Phone, cable, internet: $80
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
principal-cooker2 | $100.00 | 11/17/2011 5:05:25 PM |
Cai8899 | $50.00 | 11/17/2011 5:30:50 PM |
rescue | $100.00 | 11/17/2011 5:40:40 PM |
Comoparklender | $25.00 | 11/17/2011 5:31:35 PM |
social-cocktail1 | $200.00 | 11/17/2011 5:33:13 PM |
influential-benjamins0 | $100.00 | 11/17/2011 5:37:25 PM |
orange-preeminant-bill | $25.00 | 11/18/2011 9:44:29 AM |
blazing-capital2 | $250.00 | 11/18/2011 10:03:16 AM |
Sid-K | $25.00 | 11/18/2011 5:09:37 PM |
money-surge1 | $25.00 | 11/18/2011 5:10:18 PM |
lagnisiruk | $25.00 | 11/18/2011 11:53:30 PM |
well-mannered-income3 | $50.00 | 11/18/2011 8:32:21 PM |
momoney2lend | $25.00 | 11/18/2011 10:39:03 PM |
life-is-great | $25.00 | 11/19/2011 12:25:53 PM |
TennSquire | $25.00 | 11/19/2011 12:44:46 PM |
handshake5 | $100.00 | 11/19/2011 12:45:13 PM |
a-social-nebula | $25.00 | 11/20/2011 8:28:52 AM |
loyalty-sherpa | $25.00 | 11/20/2011 12:20:17 PM |
TW2000 | $25.00 | 11/19/2011 7:32:49 PM |
lucrative-coin | $50.00 | 11/20/2011 12:37:28 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:51 AM |
lostontheedge | $25.00 | 11/20/2011 3:18:36 PM |
1phantom | $25.00 | 11/20/2011 12:24:47 PM |
Zuzu | $25.00 | 11/20/2011 7:55:45 PM |
new-social-economist | $50.00 | 11/20/2011 11:11:36 PM |
350DGRZ | $25.00 | 11/20/2011 2:37:37 PM |
special-responsibility | $25.00 | 11/21/2011 6:59:34 AM |
suave-dime6 | $25.00 | 11/21/2011 6:03:24 AM |
basis-wizard8 | $100.00 | 11/21/2011 6:26:20 AM |
steven3333 | $25.00 | 11/21/2011 7:07:01 AM |
Something-Corporate | $25.00 | 11/20/2011 9:27:30 PM |
supreme-dollar5 | $25.00 | 11/21/2011 11:59:14 AM |
zone6 | $80.86 | 11/21/2011 8:03:54 AM |
bailey7563 | $25.00 | 11/21/2011 2:19:49 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:23 AM |
economy-vault8 | $50.00 | 11/21/2011 4:07:02 PM |
majikthanos | $50.00 | 11/21/2011 11:03:30 AM |
jamiee73 | $25.00 | 11/21/2011 5:13:05 PM |
money-yeller | $50.00 | 11/21/2011 6:15:29 PM |
Weaverville | $25.00 | 11/21/2011 9:18:49 PM |
zorg77 | $25.00 | 11/22/2011 4:35:13 AM |
best-charming-leverage | $50.00 | 11/21/2011 5:27:04 PM |
treasure-bliss | $25.00 | 11/22/2011 7:25:57 AM |
shmb6508 | $50.00 | 11/22/2011 9:07:06 AM |
Kaj | $25.00 | 11/22/2011 9:09:09 AM |
abnvette | $25.00 | 11/22/2011 9:15:40 AM |
educationfirst | $50.00 | 11/22/2011 10:47:53 AM |
chameleon125 | $25.00 | 11/22/2011 1:46:40 PM |
susurrus | $25.00 | 11/22/2011 3:27:34 PM |
exchange-pledge | $50.00 | 11/22/2011 4:49:00 PM |
red-luminous-gain | $25.00 | 11/22/2011 4:49:37 PM |
schoolchamp | $25.00 | 11/22/2011 10:35:37 AM |
nimble-revenue | $25.00 | 11/22/2011 11:39:01 AM |
ddog0224 | $50.00 | 11/22/2011 3:02:55 PM |
Bankwithme | $500.00 | 11/22/2011 8:35:24 PM |
lplender | $50.00 | 11/22/2011 8:36:11 PM |
dollar-ruler2 | $25.00 | 11/23/2011 12:26:12 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:53:55 AM |
duty-explosion9 | $25.00 | 11/23/2011 1:13:04 PM |
Weaverville | $25.00 | 11/23/2011 9:08:08 AM |
jackpotnav | $25.00 | 11/23/2011 12:46:25 PM |
CAGE-Investments | $25.00 | 11/23/2011 9:22:45 AM |
payout-paddle1 | $50.00 | 11/23/2011 5:06:52 PM |
Vreet | $25.00 | 11/23/2011 9:29:09 AM |
fcrick | $25.00 | 11/23/2011 5:15:12 PM |
wwwUniversal | $25.00 | 11/23/2011 9:35:57 AM |
Mathon | $25.00 | 11/23/2011 5:27:56 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:36 AM |
x-lender | $35.00 | 11/23/2011 2:32:17 PM |
loan-kingdom162 | $25.00 | 11/23/2011 4:40:11 PM |
MrBailey | $25.00 | 11/24/2011 9:08:48 AM |
bnlforever | $25.00 | 11/24/2011 9:21:13 AM |
yield-trader | $25.00 | 11/24/2011 9:34:58 AM |
skro | $25.00 | 11/24/2011 9:29:53 AM |
CalBear08 | $25.00 | 11/24/2011 9:30:54 AM |
gss_000 | $25.00 | 11/24/2011 9:35:49 AM |
treasure-widget | $25.00 | 11/23/2011 11:02:57 PM |
jman78 | $28.96 | 11/24/2011 9:55:22 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:40 PM |
framework145 | $25.00 | 11/24/2011 7:58:46 AM |
magnitude787 | $30.00 | 11/24/2011 9:07:38 AM |
Jesuistom | $25.00 | 11/25/2011 9:06:23 AM |
integrity-doctor | $100.00 | 11/25/2011 8:21:15 AM |
enriching-credit9 | $25.00 | 11/25/2011 9:15:39 AM |
Jesuistom | $50.00 | 11/25/2011 9:03:54 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:43 PM |
soulwork | $50.00 | 11/25/2011 5:15:45 PM |
HammerSmith | $25.00 | 11/25/2011 4:51:08 PM |
PatriotKnight | $100.00 | 11/25/2011 8:23:17 AM |
washboard1 | $25.00 | 11/25/2011 6:14:19 PM |
murlirao2002 | $25.00 | 11/25/2011 6:32:28 PM |
bill-igloo | $25.00 | 11/25/2011 10:15:22 AM |
heerzaquestion | $25.00 | 11/25/2011 10:25:15 AM |
wanna-help | $50.00 | 11/25/2011 12:43:06 PM |
truth-companion | $25.00 | 11/26/2011 12:08:10 PM |
PatriotKnight | $25.00 | 11/25/2011 5:03:52 PM |
nimble-revenue5 | $50.00 | 11/26/2011 12:12:37 PM |
JSCharter | $25.00 | 11/26/2011 12:19:02 PM |
prudent-hope7 | $54.00 | 11/26/2011 12:20:22 PM |
vegibenz | $25.00 | 11/26/2011 12:22:12 PM |
bonafide-economy | $25.00 | 11/26/2011 2:17:26 PM |
principal-flow9 | $25.00 | 11/26/2011 12:29:02 PM |
money-bauble | $92.00 | 11/26/2011 12:37:28 PM |
lovely-order7 | $25.00 | 11/26/2011 6:50:13 AM |
Supernick | $100.00 | 11/26/2011 5:28:26 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:52 PM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:16 AM |
flexible-fund6 | $40.00 | 11/26/2011 12:16:40 PM |
Ragestang | $25.00 | 11/27/2011 9:43:54 AM |
genius520 | $50.00 | 11/26/2011 12:29:00 PM |
rautility | $25.00 | 11/27/2011 9:02:29 AM |
flexible-income7 | $25.00 | 11/27/2011 12:40:02 PM |
moola-man | $25.00 | 11/28/2011 8:12:57 AM |
rocker137 | $50.00 | 11/28/2011 9:15:56 AM |
mydogissocute | $25.00 | 11/28/2011 9:20:57 AM |
asmithj | $25.00 | 11/28/2011 9:30:11 AM |
gethsemane4 | $50.00 | 11/28/2011 1:05:05 PM |
managedfund | $150.00 | 11/28/2011 12:43:36 PM |
dinero-speaker | $25.00 | 11/28/2011 7:39:09 AM |
gold-disk | $25.00 | 11/28/2011 1:21:15 PM |
authoritative-capital | $25.00 | 11/28/2011 2:10:33 PM |
social-conductor4 | $25.00 | 11/28/2011 9:33:51 AM |
Dillonmd58 | $25.00 | 11/28/2011 12:35:19 PM |
duty-explosion9 | $50.00 | 11/28/2011 6:56:49 PM |
irrelevant | $25.00 | 11/28/2011 7:06:14 PM |
Jonb6919 | $25.00 | 11/28/2011 7:41:29 PM |
new-gold-wrangler | $1,640.68 | 11/28/2011 7:53:57 PM |
ursus | $50.00 | 11/28/2011 5:29:03 PM |
graceful-investment | $30.00 | 11/28/2011 7:31:23 PM |
Mavrck88 | $25.00 | 11/28/2011 7:46:10 PM |
the-discrete-income | $75.00 | 11/25/2011 10:04:32 PM |
platinum-genetics | $25.00 | 11/17/2011 5:22:27 PM |
nickel-ferret | $50.00 | 11/17/2011 5:47:03 PM |
enriching-trade2 | $50.00 | 11/17/2011 5:06:16 PM |
tenacious-capital3 | $26.27 | 11/17/2011 5:09:07 PM |
fortytwo | $200.00 | 11/17/2011 5:15:24 PM |
invincible-platinum9 | $25.00 | 11/17/2011 6:26:13 PM |
toblerone | $25.00 | 11/18/2011 7:39:31 AM |
reflective-rupee | $25.00 | 11/18/2011 10:06:07 AM |
tenacious-capital3 | $27.29 | 11/18/2011 10:11:59 AM |
progressive-economy261 | $183.00 | 11/18/2011 9:06:39 AM |
camaraderi-atmosphere | $50.00 | 11/18/2011 6:49:59 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:28 AM |
finance-prescription | $100.00 | 11/19/2011 6:53:58 AM |
compassion-bauble4 | $50.00 | 11/18/2011 10:33:48 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:13 PM |
AF-Chief | $25.00 | 11/19/2011 12:42:38 PM |
melodious-fairness | $25.00 | 11/19/2011 12:43:24 PM |
important-openness1 | $100.00 | 11/19/2011 12:50:50 PM |
qwsd12 | $50.00 | 11/19/2011 12:42:00 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:28 PM |
fair-pound5 | $100.00 | 11/20/2011 12:24:40 PM |
restless-currency | $50.00 | 11/20/2011 12:26:44 PM |
treasure-expert | $25.00 | 11/20/2011 3:22:52 PM |
benefit-catalyst | $128.50 | 11/20/2011 3:36:49 PM |
ianakacg | $25.00 | 11/20/2011 8:15:00 PM |
ianakacg | $25.00 | 11/20/2011 8:21:42 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:22 PM |
hookUup | $25.20 | 11/20/2011 4:02:40 PM |
jazzlender | $50.00 | 11/21/2011 9:26:43 AM |
kevin314 | $25.00 | 11/21/2011 9:31:34 AM |
p2p-allocator | $25.00 | 11/20/2011 7:01:57 PM |
bid-czar8 | $100.00 | 11/21/2011 9:31:55 AM |
alluring-yield5 | $25.00 | 11/21/2011 9:51:21 AM |
Dubbs360 | $100.00 | 11/21/2011 10:00:51 AM |
wealth-fighter3 | $25.00 | 11/21/2011 8:32:05 AM |
vigorous-market5 | $200.00 | 11/21/2011 11:58:42 AM |
Brisket_Bob | $34.95 | 11/21/2011 6:01:48 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:50:33 PM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:38 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:02 AM |
orange-preeminant-bill | $25.00 | 11/22/2011 7:34:56 AM |
kulender | $100.00 | 11/22/2011 9:09:24 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:43 AM |
credit-wheel7 | $25.00 | 11/22/2011 9:21:56 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:05 PM |
money-vista | $50.00 | 11/22/2011 5:07:58 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:38 PM |
peso-miser | $25.00 | 11/22/2011 10:00:54 AM |
factcheck | $40.00 | 11/22/2011 10:30:40 AM |
ChrisTJ | $25.00 | 11/22/2011 5:16:23 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:14 PM |
gold-pudding6 | $60.00 | 11/22/2011 5:10:17 PM |
realtormoises | $25.00 | 11/23/2011 7:55:37 AM |
LivingInvestments01 | $26.41 | 11/23/2011 9:06:50 AM |
treasure-bliss | $25.00 | 11/23/2011 6:43:53 AM |
orange-preeminant-bill | $25.00 | 11/23/2011 6:53:38 AM |
oldmora | $50.00 | 11/23/2011 9:15:38 AM |
inventive-exchange | $25.00 | 11/23/2011 5:14:13 PM |
unafraid-cash2 | $25.00 | 11/23/2011 5:16:27 PM |
Bob450 | $25.00 | 11/23/2011 5:09:44 PM |
transparency-universe8 | $25.00 | 11/23/2011 10:45:37 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:40 AM |
compoundinterest | $25.00 | 11/23/2011 5:21:52 PM |
Mark0135 | $34.00 | 11/24/2011 9:18:18 AM |
engaging-leverage823 | $25.00 | 11/24/2011 9:23:05 AM |
proud-pound4 | $25.00 | 11/24/2011 9:36:00 AM |
topper480 | $50.00 | 11/24/2011 6:33:28 AM |
jga516 | $25.00 | 11/24/2011 8:48:16 AM |
careful-vigilance4 | $50.00 | 11/24/2011 9:13:40 AM |
LivingInvestments00 | $27.00 | 11/25/2011 3:21:59 AM |
reward-adventure | $50.00 | 11/24/2011 9:25:16 AM |
indomitable-dedication | $25.00 | 11/24/2011 9:26:18 AM |
rcm87 | $45.00 | 11/24/2011 9:26:28 AM |
soccermom33 | $25.00 | 11/24/2011 9:28:33 AM |
orbital-dollar2 | $25.00 | 11/25/2011 8:18:17 AM |
niceguy777 | $25.00 | 11/24/2011 9:33:17 AM |
valiant-liberty4 | $25.00 | 11/25/2011 9:07:26 AM |
durability-excellence | $25.00 | 11/25/2011 7:42:23 AM |
x-bones | $25.00 | 11/25/2011 10:36:43 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:15 PM |
order-gondola | $25.00 | 11/24/2011 9:01:35 PM |
sentry256 | $25.00 | 11/25/2011 4:29:02 PM |
officer8 | $25.00 | 11/25/2011 6:54:57 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:13 AM |
Passionate_Nurse | $25.00 | 11/25/2011 1:06:25 PM |
rogue_monster | $50.00 | 11/25/2011 4:44:08 PM |
LeReve | $50.00 | 11/26/2011 12:18:24 PM |
dime-fighter | $25.00 | 11/26/2011 12:23:15 PM |
velocity-solo | $25.00 | 11/26/2011 12:11:33 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:30 PM |
moola-wildebeest3 | $50.00 | 11/26/2011 12:22:10 PM |
point | $50.00 | 11/26/2011 12:23:26 PM |
benefit-pro | $50.00 | 11/26/2011 5:29:04 AM |
silver-buckeye | $25.00 | 11/26/2011 1:11:08 PM |
careful-note | $50.00 | 11/27/2011 4:58:35 AM |
listing-vista | $48.00 | 11/26/2011 12:06:26 PM |
cognizant-responsibility9 | $57.00 | 11/26/2011 8:52:08 PM |
hard-working-loot | $50.00 | 11/26/2011 12:19:12 PM |
basis-mate7 | $25.00 | 11/27/2011 5:46:16 AM |
fund-tom-tom6 | $25.00 | 11/27/2011 7:17:42 AM |
nellaelyob | $25.00 | 11/26/2011 12:32:24 PM |
the-silver-blaster | $60.00 | 11/27/2011 10:48:09 AM |
top-payout-fixer | $25.00 | 11/26/2011 6:33:57 PM |
Poohcho | $25.00 | 11/27/2011 1:34:30 PM |
sgt-schultz | $25.00 | 11/28/2011 12:39:03 AM |
greenwell | $25.00 | 11/27/2011 9:35:25 AM |
divemaster | $25.00 | 11/27/2011 8:34:00 PM |
Toby1montana | $50.00 | 11/27/2011 9:06:44 PM |
renaissance168 | $50.00 | 11/28/2011 4:54:49 AM |
tylerfd | $25.00 | 11/28/2011 7:37:59 AM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:24 AM |
87Marc | $25.00 | 11/28/2011 9:15:17 AM |
letsmakeitsuccessful | $25.00 | 11/28/2011 9:26:56 AM |
BlueRoom | $25.00 | 11/28/2011 9:09:32 AM |
Relax27th | $25.00 | 11/28/2011 10:04:18 AM |
Sierrahh | $25.00 | 11/28/2011 10:08:39 AM |
right-there | $40.00 | 11/28/2011 2:56:06 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:29 PM |
villagers | $50.00 | 11/28/2011 5:24:27 PM |
unassassinable | $25.00 | 11/28/2011 5:19:24 PM |
Oak-Parker | $25.00 | 11/28/2011 6:55:48 PM |
EJPiper | $75.00 | 11/28/2011 7:39:21 PM |
intelligent-repayment8 | $1,264.93 | 11/28/2011 7:51:40 PM |
responsibility-wind6 | $25.00 | 11/28/2011 5:28:22 PM |
brazilofmux | $100.00 | 11/28/2011 5:33:26 PM |
larrybird | $835.95 | 11/28/2011 7:49:09 PM |
257 Investments
|
Borrower Payment Dependent Notes Series
539634
This series of Notes was issued and sold upon the funding of the borrower loan #56608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $106.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 21y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,857 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reasonable-justice996 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
happy man
Purpose of loan:
This loan will be used to... xmas gifts
My financial situation:
I am a good candidate for this loan because...i pay all my bills on time everytime!!!
Monthly net income: $4400-5500 more if there is overtime
Monthly expenses: 3900
Housing: $945
Insurance: $300
Car expenses: $200
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $1000
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/18/2011 5:21:11 PM |
brightest-dynamic-liberty | $25.00 | 11/18/2011 5:20:46 PM |
pdub | $75.00 | 11/18/2011 5:25:54 PM |
papaloha | $25.00 | 11/18/2011 5:36:02 PM |
bullwink27 | $25.00 | 11/19/2011 3:51:07 AM |
engaging-worth | $25.00 | 11/19/2011 11:12:21 AM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:57 AM |
marwadi-62 | $100.00 | 11/20/2011 7:46:45 AM |
elvisloans | $25.00 | 11/21/2011 6:46:52 AM |
CashFlow13 | $100.00 | 11/21/2011 9:15:09 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:26 PM |
golden-velocity9 | $25.00 | 11/21/2011 11:27:17 AM |
wwwUniversal | $25.00 | 11/21/2011 5:28:15 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:26 AM |
igniter584 | $25.00 | 11/22/2011 7:42:12 AM |
a_salt_miner | $31.65 | 11/22/2011 11:52:32 AM |
rautility | $100.00 | 11/22/2011 11:56:52 AM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:24 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:36 PM |
xrycac | $25.00 | 11/23/2011 8:49:19 AM |
radiobuda | $50.00 | 11/23/2011 11:34:12 AM |
organic-responsibility60 | $100.00 | 11/23/2011 11:52:40 AM |
superb-funds335 | $25.00 | 11/23/2011 9:23:59 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:42 AM |
kind-blissful-p2ploan | $30.20 | 11/23/2011 11:56:42 AM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:41 PM |
toblerone | $25.00 | 11/18/2011 5:09:52 PM |
zippy-greenback231 | $25.00 | 11/18/2011 8:14:32 PM |
cnovak | $25.00 | 11/18/2011 5:34:23 PM |
EngineersAlliance | $125.00 | 11/18/2011 5:41:25 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:39 AM |
phenomenal-gain5 | $25.00 | 11/19/2011 6:11:10 PM |
enterprising-credit2 | $50.00 | 11/20/2011 1:59:45 PM |
Bank_Of_XL | $25.00 | 11/20/2011 9:46:28 AM |
LoanerPrincipal | $25.00 | 11/20/2011 6:02:30 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:55 PM |
promise2 | $50.00 | 11/20/2011 10:04:24 PM |
ianakacg | $25.00 | 11/20/2011 8:21:47 PM |
just-loyalty643 | $50.00 | 11/20/2011 4:50:07 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:28 AM |
igniter584 | $25.00 | 11/21/2011 12:12:25 PM |
igniter584 | $25.00 | 11/21/2011 12:20:45 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:31 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:11 PM |
frankdelraza | $50.00 | 11/22/2011 7:56:52 AM |
factcheck | $40.00 | 11/22/2011 10:30:44 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:41 PM |
frooogal | $25.00 | 11/22/2011 8:46:15 PM |
Nusk | $25.00 | 11/22/2011 9:57:02 PM |
credit-investor5 | $50.00 | 11/23/2011 7:02:14 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:00 AM |
damage | $25.00 | 11/23/2011 9:23:19 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:14 AM |
troubleman50 | $50.00 | 11/23/2011 11:08:13 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:02 AM |
Grandmahoneybee | $25.00 | 11/23/2011 11:53:01 AM |
the-dollar-honker | $25.00 | 11/23/2011 11:42:26 AM |
green28 | $48.15 | 11/23/2011 12:02:26 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
539666
This series of Notes was issued and sold upon the funding of the borrower loan #56566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-19-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Judge |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $206,301 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| persimmon939 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trustworthy
Purpose of loan:
This loan will be used to...
My financial situation: I have had a bad year but am getting through it
I am a good candidate for this loan because...I have steady employment and have held this job for 8 years and will likely have it much longer. I bought a car which I have paid off in 2 1/2 years (it will be finished in February) because I paid at an accelerated rate. I had some unexpected and not likely to be duplicated expenses this year including a daughter's ruptured appendix and a dog running herself into a stake. However, this is an aberration I have a long history of paying all of my bills on time and this money will help me consolidate some of these expenses.
Monthly net income: $7750
Monthly expenses: $400
Housing: $2385
Insurance: $200
Car expenses: $708
Utilities: $250
Phone, cable, internet: $174
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/17/2011 5:56:07 PM |
golden-velocity9 | $35.00 | 11/17/2011 5:19:11 PM |
reflective-rupee | $25.00 | 11/18/2011 10:02:05 AM |
alexgalt | $25.00 | 11/18/2011 11:02:24 AM |
social-hunter5 | $25.00 | 11/18/2011 4:44:20 PM |
papaloha | $25.00 | 11/18/2011 10:29:42 AM |
fortytwo | $150.00 | 11/17/2011 5:15:10 PM |
toblerone | $25.00 | 11/18/2011 7:39:36 AM |
worth-blanket2 | $4,700.00 | 11/19/2011 8:21:24 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
539706
This series of Notes was issued and sold upon the funding of the borrower loan #56358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-20-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $86.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1979 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 21y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,526 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unassailable-funds079 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need home & auto repair
Purpose of loan: Consolidate my bills
This loan will be used to...
repair my vehicle, pay medical bills, and pay home repair bills
My financial situation: I am a single mother with a good income, but currently have a lot of home and vehicle repair bills, and medical bills.
I am a good candidate for this loan because...
I have had the same stable job at the same place for 20 years, I have a good credit rating, and I always pay my bills. I am also in training for a second part-time job that I will be starting next week.
Monthly net income: $3,180
Monthly expenses: the sum of what is listed below
Housing: $515
Insurance: $Included in housing payment
Car expenses: $550 for monthly payment and insurance
Utilities: $375
Phone, cable, internet: $280
Food, entertainment: $300 per month
Clothing, household expenses: $150
Credit cards and other loans: $641
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $100.00 | 11/18/2011 5:03:37 PM |
newequity | $25.00 | 11/18/2011 8:18:29 PM |
fountain355 | $25.00 | 11/19/2011 3:26:28 AM |
fortytwo | $150.00 | 11/18/2011 5:27:45 PM |
master648 | $44.96 | 11/19/2011 6:47:07 AM |
papaloha | $25.00 | 11/18/2011 5:36:02 PM |
finance-prescription | $100.00 | 11/19/2011 6:54:05 AM |
leverage-monger | $25.00 | 11/19/2011 12:02:59 PM |
Danjack_Capital | $25.00 | 11/19/2011 5:48:21 AM |
loanman2007 | $25.00 | 11/19/2011 6:43:57 AM |
transaction-circuit | $42.00 | 11/19/2011 12:19:43 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:21 PM |
golden-velocity9 | $35.00 | 11/19/2011 12:45:17 PM |
DannyPhantom | $50.00 | 11/19/2011 3:49:27 PM |
loss-of-control | $100.00 | 11/19/2011 3:39:27 PM |
DiligentiaLLC | $25.00 | 11/19/2011 5:47:58 PM |
periko | $33.70 | 11/19/2011 8:27:33 PM |
dollar-tornado3 | $25.00 | 11/20/2011 5:11:21 AM |
maximus76 | $25.00 | 11/20/2011 10:42:07 AM |
beakerfish | $50.00 | 11/19/2011 5:56:29 PM |
tranquil-economy4 | $100.00 | 11/20/2011 12:57:28 PM |
famous-bill | $50.00 | 11/20/2011 4:03:54 PM |
SunriseTrader1 | $25.00 | 11/20/2011 2:47:27 PM |
toblerone | $25.00 | 11/18/2011 5:09:52 PM |
wonder3 | $35.00 | 11/19/2011 6:19:16 AM |
EngineersAlliance | $125.00 | 11/18/2011 5:41:25 PM |
Rogelio48 | $30.00 | 11/19/2011 9:44:19 AM |
kk-gp | $100.00 | 11/19/2011 10:31:55 AM |
durability-halibut | $25.00 | 11/19/2011 12:09:03 PM |
SFBank | $50.00 | 11/19/2011 11:04:16 AM |
wwwUniversal | $25.00 | 11/19/2011 12:40:04 PM |
favorite-commerce | $30.00 | 11/20/2011 5:46:35 AM |
Math_Physics | $28.71 | 11/20/2011 8:50:36 AM |
Bob450 | $25.00 | 11/19/2011 10:08:37 PM |
natural-point1 | $33.39 | 11/20/2011 1:21:50 PM |
revenue-associate | $25.00 | 11/20/2011 11:17:33 AM |
back-scratchers | $50.00 | 11/20/2011 7:03:13 PM |
enterprising-credit2 | $50.00 | 11/20/2011 2:03:19 PM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:49 PM |
scarecrow4188 | $75.24 | 11/20/2011 6:00:50 PM |
Valley-of-the-Dollar | $25.00 | 11/20/2011 6:13:30 PM |
flaguynice | $40.00 | 11/20/2011 6:23:30 PM |
intrepid-loot | $21.97 | 11/20/2011 7:44:47 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
539708
This series of Notes was issued and sold upon the funding of the borrower loan #56412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
18 | Length of status: | 18y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $113,885 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| determined-vigilance7 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mollyjohn
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 9:05:58 AM |
bullwink27 | $25.00 | 11/18/2011 9:29:36 AM |
fortytwo | $150.00 | 11/18/2011 9:38:48 AM |
brightest-dynamic-liberty | $50.00 | 11/18/2011 3:18:49 PM |
iaffy | $25.00 | 11/18/2011 5:33:23 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:35 AM |
finance-prescription | $100.00 | 11/19/2011 6:54:02 AM |
well-mannered-income3 | $25.00 | 11/19/2011 7:31:30 PM |
goodhearted-generosity511 | $25.00 | 11/19/2011 5:26:45 PM |
plane450 | $25.00 | 11/20/2011 12:32:13 PM |
power-secret-agent | $35.00 | 11/20/2011 4:57:35 AM |
wwwUniversal | $25.00 | 11/20/2011 12:06:33 PM |
bid-stockpiler1 | $50.00 | 11/20/2011 4:36:59 PM |
GS-ROCK | $28.31 | 11/21/2011 8:15:41 AM |
leverage-monger | $25.00 | 11/21/2011 12:07:06 PM |
atcrain07 | $25.00 | 11/21/2011 12:32:45 PM |
managedfund | $250.00 | 11/21/2011 10:37:36 AM |
worth-blanket2 | $575.87 | 11/21/2011 12:42:33 PM |
jjswanso | $25.00 | 11/18/2011 9:11:49 AM |
golden-velocity9 | $25.00 | 11/18/2011 9:21:58 AM |
Tradesmanlender | $25.00 | 11/18/2011 9:32:47 AM |
favorite-commerce | $30.00 | 11/18/2011 9:30:30 AM |
reflective-rupee | $25.00 | 11/18/2011 10:12:03 AM |
toblerone | $25.00 | 11/18/2011 9:21:43 AM |
papaloha | $25.00 | 11/18/2011 10:29:48 AM |
SecondChanceLendingSERV | $25.00 | 11/19/2011 11:04:39 AM |
leverage-monger | $25.00 | 11/19/2011 12:05:16 PM |
loss-of-control | $75.00 | 11/19/2011 3:45:20 PM |
emphatic-bonus5 | $50.00 | 11/19/2011 12:37:17 PM |
shrewd-income | $100.00 | 11/19/2011 6:37:51 PM |
gain-dolphin | $25.00 | 11/20/2011 9:39:07 AM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:00 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
539712
This series of Notes was issued and sold upon the funding of the borrower loan #56618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 40y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,019 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| robust-velocity369 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
edew83
Purpose of loan: consolidate debt
This loan will be used to... consolidate debt
My financial situation: good
I am a good candidate for this loan because...take home 5500 a month and have the finances to pay back this loan
Monthly net income: $5500
Monthly expenses: $
Housing: $1400
Insurance: $132
Car expenses: $414
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reflective-rupee | $25.00 | 11/18/2011 10:09:21 AM |
alexgalt | $25.00 | 11/18/2011 11:02:30 AM |
toblerone | $25.00 | 11/18/2011 9:21:44 AM |
well-mannered-income3 | $40.00 | 11/19/2011 7:32:24 PM |
CreditBuilder2 | $25.03 | 11/20/2011 3:58:49 PM |
worth-blanket2 | $7,162.62 | 11/21/2011 12:43:35 PM |
managedfund | $72.35 | 11/21/2011 1:01:23 PM |
fountain355 | $25.00 | 11/19/2011 3:22:48 AM |
finance-prescription | $100.00 | 11/19/2011 6:54:03 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
539714
This series of Notes was issued and sold upon the funding of the borrower loan #56466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $425.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 24y 0m |
Amount delinquent:
| $143 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,682 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bluestonebob |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
VP Sales
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/21/2011 5:05:43 PM |
papaloha | $25.00 | 11/21/2011 5:23:25 PM |
toblerone | $25.00 | 11/21/2011 5:32:46 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:42 PM |
factcheck | $40.00 | 11/22/2011 10:30:55 AM |
worth-blanket2 | $11,600.00 | 11/22/2011 12:09:37 PM |
secureincome | $135.00 | 11/22/2011 4:07:05 PM |
igniter584 | $25.00 | 11/22/2011 7:42:22 AM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:15 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
539736
This series of Notes was issued and sold upon the funding of the borrower loan #56818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-18-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.89% |
Borrower rate/APR:
| 25.89% / 28.49% |
Monthly payment:
| $448.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.30% | | |
| |
Estimated return*:
| 15.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 36% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
12 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,330 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sportfury |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 48 ( 75% )
| 700-719 (Latest)
|
Principal borrowed:
| $25,500.00 | < 31 days late:
| 12
( 19% )
| 660-679
(Jan-2011)
640-659
(Nov-2010)
660-679
(Oct-2010)
700-719
(Apr-2008)
|
Principal balance:
| $6,192.59 |
31+ days late:
| 4
( 6% )
|
Total payments billed:
| 64 | | |
Description
Eliminating high interest CC
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $50.00 | 11/23/2011 7:17:04 PM |
payout-bridge | $25.00 | 11/24/2011 9:02:21 PM |
lendstats_com | $200.00 | 11/28/2011 7:52:23 AM |
rescue | $100.00 | 11/18/2011 5:08:41 PM |
fortytwo | $150.00 | 11/18/2011 5:27:45 PM |
papaloha | $25.00 | 11/18/2011 5:36:03 PM |
tntmojave | $50.00 | 11/18/2011 5:42:45 PM |
Kash2010lu | $25.00 | 11/18/2011 6:23:50 PM |
economy-coup | $50.00 | 11/18/2011 5:38:55 PM |
Feyenoord | $30.00 | 11/18/2011 8:06:25 PM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:42 PM |
toblerone | $25.00 | 11/18/2011 5:09:53 PM |
Tradesmanlender | $25.00 | 11/18/2011 5:10:04 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:40 AM |
Mikale360 | $25.00 | 11/18/2011 11:40:55 PM |
brightest-dynamic-liberty | $25.00 | 11/18/2011 5:20:47 PM |
kendigme | $25.00 | 11/19/2011 6:38:06 AM |
thankful-nickel2 | $25.00 | 11/19/2011 9:47:05 AM |
invincible-platinum9 | $25.00 | 11/19/2011 10:11:45 AM |
sweety075 | $25.00 | 11/19/2011 8:21:29 AM |
lagnisiruk | $25.00 | 11/18/2011 11:53:30 PM |
Comoparklender | $25.00 | 11/19/2011 12:07:18 PM |
finance-prescription | $100.00 | 11/19/2011 6:54:06 AM |
nickel-ferret | $50.00 | 11/19/2011 12:20:09 PM |
life-is-great | $25.00 | 11/19/2011 12:25:54 PM |
worthy-bid8 | $50.00 | 11/19/2011 12:31:16 PM |
orange-preeminant-bill | $25.00 | 11/19/2011 1:02:03 PM |
Bob450 | $35.00 | 11/19/2011 10:02:47 PM |
BigSkyFinancial | $30.00 | 11/19/2011 9:54:55 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:43:57 AM |
a-social-nebula | $25.00 | 11/20/2011 8:28:52 AM |
trumpeter5 | $50.00 | 11/19/2011 2:53:11 PM |
qwsd12 | $50.00 | 11/20/2011 12:06:06 PM |
shrewd-income | $150.00 | 11/19/2011 6:33:50 PM |
FinanceEngine | $40.00 | 11/19/2011 8:41:36 PM |
platinum-genetics | $25.00 | 11/20/2011 12:28:29 PM |
graceful-investment | $50.00 | 11/20/2011 1:37:04 PM |
lostontheedge | $25.00 | 11/20/2011 3:18:37 PM |
loss-of-control | $75.00 | 11/20/2011 4:04:06 PM |
1phantom | $25.00 | 11/20/2011 12:24:50 PM |
progressive-economy261 | $400.00 | 11/20/2011 12:31:57 PM |
new-social-economist | $120.00 | 11/20/2011 11:12:28 PM |
special-responsibility | $25.00 | 11/21/2011 6:59:35 AM |
restless-currency | $50.00 | 11/21/2011 9:09:50 AM |
ianakacg | $25.00 | 11/20/2011 8:21:47 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:28 AM |
loanman2007 | $25.00 | 11/21/2011 4:30:24 AM |
blazing-capital2 | $250.00 | 11/21/2011 11:17:39 AM |
majikthanos | $41.00 | 11/21/2011 11:03:31 AM |
kevin314 | $25.00 | 11/21/2011 5:19:02 PM |
well-mannered-income3 | $50.00 | 11/21/2011 8:03:28 PM |
Brisket_Bob | $34.57 | 11/21/2011 7:19:11 PM |
Weaverville | $25.00 | 11/21/2011 9:18:50 PM |
computer758 | $25.00 | 11/21/2011 8:31:02 PM |
NolockHolmes | $49.72 | 11/21/2011 10:33:01 PM |
UBOtto186 | $100.00 | 11/21/2011 11:03:56 PM |
Easystreet | $25.00 | 11/22/2011 4:09:26 AM |
ferocious-exchange3 | $25.00 | 11/22/2011 12:41:39 AM |
power-secret-agent | $25.00 | 11/22/2011 2:17:00 AM |
kendigme | $59.00 | 11/22/2011 3:18:11 AM |
contract-student2 | $60.00 | 11/22/2011 4:52:15 AM |
SolarMoonshine | $25.00 | 11/22/2011 3:43:22 AM |
thrifty-capital | $25.00 | 11/22/2011 7:18:57 AM |
suave-dime6 | $25.00 | 11/22/2011 5:45:33 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:04 AM |
Land_on_your_feet | $25.00 | 11/22/2011 8:30:06 AM |
1willray | $25.00 | 11/21/2011 9:17:31 PM |
handshake5 | $100.00 | 11/22/2011 9:14:42 AM |
zorg77 | $50.00 | 11/22/2011 4:36:54 AM |
best-charming-leverage | $50.00 | 11/22/2011 9:21:20 AM |
dough-temple | $50.00 | 11/22/2011 10:00:06 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:42 PM |
money-vista | $50.00 | 11/22/2011 5:07:59 PM |
standanddeliver | $50.00 | 11/22/2011 10:55:45 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:05 PM |
abnvette | $25.00 | 11/22/2011 5:33:06 PM |
lplender | $50.00 | 11/22/2011 8:36:12 PM |
dollar-ruler2 | $25.00 | 11/23/2011 12:26:13 AM |
treasure-bliss | $25.00 | 11/23/2011 6:43:54 AM |
Kaj | $25.00 | 11/23/2011 9:09:17 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:07 AM |
TCR3 | $25.00 | 11/23/2011 9:20:39 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:00 AM |
Tylerh | $255.00 | 11/23/2011 2:20:35 PM |
schoolchamp | $25.00 | 11/23/2011 5:26:15 PM |
framework145 | $25.00 | 11/24/2011 7:58:47 AM |
gjm6d | $25.00 | 11/24/2011 7:32:34 AM |
bailey7563 | $25.00 | 11/23/2011 5:19:18 PM |
87Marc | $25.00 | 11/24/2011 9:09:49 AM |
credit-wheel7 | $25.00 | 11/23/2011 5:25:33 PM |
CAGE-Investments | $25.00 | 11/24/2011 9:33:09 AM |
proud-pound4 | $25.00 | 11/24/2011 9:36:00 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:45 PM |
mighty-payout1 | $25.00 | 11/24/2011 7:43:01 AM |
rich329 | $25.00 | 11/25/2011 10:28:15 AM |
dime-sprout | $50.00 | 11/24/2011 2:49:22 PM |
helpinghand63 | $25.00 | 11/24/2011 5:19:42 PM |
Passionate_Nurse | $25.00 | 11/25/2011 1:06:26 PM |
PatriotKnight | $25.00 | 11/25/2011 5:03:54 PM |
smart-gain | $50.00 | 11/25/2011 8:23:19 AM |
PatriotKnight | $100.00 | 11/25/2011 8:26:20 AM |
superstar449 | $25.00 | 11/26/2011 7:29:37 AM |
murlirao2002 | $25.00 | 11/25/2011 6:32:30 PM |
bonafide-economy | $25.00 | 11/26/2011 2:17:27 PM |
fate-amenable-to-change | $25.00 | 11/26/2011 2:16:54 AM |
s270 | $50.00 | 11/26/2011 6:31:29 PM |
basis-mate7 | $25.00 | 11/27/2011 5:46:17 AM |
investment-artist | $25.02 | 11/27/2011 7:41:52 AM |
greenwell | $25.00 | 11/27/2011 9:35:27 AM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:17 AM |
rautility | $100.00 | 11/27/2011 9:03:14 AM |
terrific-return | $42.19 | 11/27/2011 12:09:23 PM |
susurrus | $25.00 | 11/27/2011 2:02:27 PM |
market-pudding | $25.00 | 11/26/2011 6:32:42 PM |
friendly-principal76 | $25.00 | 11/27/2011 2:40:47 PM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:17:24 PM |
auction-seeker | $25.00 | 11/27/2011 6:05:07 AM |
auction-seeker4 | $25.00 | 11/27/2011 6:41:02 PM |
durability-halibut | $30.00 | 11/28/2011 7:53:51 AM |
tylerfd | $25.00 | 11/28/2011 7:38:00 AM |
wlm3012 | $30.00 | 11/27/2011 5:20:46 PM |
inspired-ore6 | $25.00 | 11/28/2011 10:19:54 AM |
letsmakeitsuccessful | $25.00 | 11/28/2011 9:26:57 AM |
payout-alien6 | $25.00 | 11/28/2011 1:17:41 AM |
BlueRoom | $25.00 | 11/28/2011 9:09:33 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:31 PM |
social-conductor4 | $25.00 | 11/28/2011 9:33:51 AM |
gold-pudding6 | $60.00 | 11/28/2011 5:16:53 PM |
Sierrahh | $25.00 | 11/28/2011 10:08:40 AM |
rbgnr111 | $25.00 | 11/28/2011 12:49:50 PM |
duty-explosion9 | $50.00 | 11/28/2011 6:56:51 PM |
Oak-Parker | $25.00 | 11/28/2011 6:48:46 PM |
irrelevant | $25.00 | 11/28/2011 7:06:38 PM |
Mavrck88 | $25.00 | 11/28/2011 7:46:10 PM |
zone6 | $100.00 | 11/28/2011 8:14:08 PM |
Charlie0084 | $25.00 | 11/28/2011 8:36:46 PM |
prominence8 | $30.00 | 11/28/2011 8:45:27 PM |
triguy | $25.71 | 11/28/2011 7:59:28 PM |
brightest-gain-investor | $2,000.00 | 11/28/2011 8:29:52 PM |
creative-power3 | $44.08 | 11/28/2011 8:55:39 PM |
EJPiper | $50.00 | 11/28/2011 7:36:13 PM |
payout-bridge | $75.00 | 11/20/2011 5:41:54 PM |
exchange-upholder0 | $25.00 | 11/28/2011 12:28:26 PM |
principal-cooker2 | $100.00 | 11/18/2011 5:22:53 PM |
social-cocktail1 | $200.00 | 11/18/2011 5:26:17 PM |
influential-benjamins0 | $100.00 | 11/18/2011 5:30:16 PM |
camaraderi-atmosphere | $50.00 | 11/18/2011 6:50:00 PM |
mckhbnpc | $50.00 | 11/18/2011 9:59:47 PM |
Rogesparkguy | $25.00 | 11/19/2011 5:12:40 AM |
coin-investor | $25.00 | 11/18/2011 5:28:16 PM |
frooogal | $25.00 | 11/18/2011 8:18:09 PM |
momoney2lend | $43.66 | 11/19/2011 8:36:21 AM |
kindness-jedi | $25.00 | 11/19/2011 12:29:34 PM |
money-surge1 | $25.00 | 11/19/2011 12:45:26 PM |
Cai8899 | $50.00 | 11/19/2011 12:47:56 PM |
DiligentiaLLC | $25.00 | 11/19/2011 5:42:22 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:32 PM |
tntmojave | $50.00 | 11/20/2011 6:42:09 AM |
enterprising-credit2 | $25.00 | 11/19/2011 3:35:41 PM |
TW2000 | $25.00 | 11/19/2011 7:32:51 PM |
plane450 | $25.00 | 11/20/2011 12:32:13 PM |
350DGRZ | $25.00 | 11/20/2011 2:37:37 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:24 PM |
Sid-K | $25.00 | 11/20/2011 12:20:42 PM |
ianakacg | $25.00 | 11/20/2011 8:15:03 PM |
kendigme | $26.72 | 11/21/2011 2:49:13 AM |
tntmojave | $50.00 | 11/21/2011 5:53:09 AM |
important-openness1 | $100.00 | 11/21/2011 9:48:43 AM |
Zuzu | $25.00 | 11/21/2011 10:58:24 AM |
glroark | $50.00 | 11/21/2011 10:21:32 AM |
vigorous-market5 | $200.00 | 11/21/2011 11:52:53 AM |
TennSquire | $25.00 | 11/21/2011 9:10:22 AM |
fair-pound5 | $100.00 | 11/21/2011 5:17:57 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:27 PM |
money-yeller | $50.00 | 11/21/2011 6:15:30 PM |
WakkaWakkaWakka | $39.47 | 11/21/2011 11:02:23 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:50:33 PM |
danf2201 | $50.00 | 11/21/2011 7:33:51 PM |
setUup | $27.20 | 11/22/2011 8:08:23 AM |
bid-czar8 | $100.00 | 11/22/2011 9:16:43 AM |
AF-Chief | $25.00 | 11/22/2011 9:26:17 AM |
treasure-bliss | $25.00 | 11/22/2011 7:25:57 AM |
jazzlender | $50.00 | 11/22/2011 9:36:39 AM |
educationfirst | $50.00 | 11/22/2011 10:47:55 AM |
rautility | $50.00 | 11/22/2011 11:59:58 AM |
melodious-fairness | $25.00 | 11/22/2011 9:31:43 AM |
wwwUniversal | $25.00 | 11/22/2011 4:20:37 PM |
chameleon125 | $25.00 | 11/22/2011 1:48:11 PM |
factcheck | $40.00 | 11/22/2011 10:30:44 AM |
loyalty-sherpa | $25.00 | 11/22/2011 5:19:30 PM |
lucrative-coin | $50.00 | 11/22/2011 5:11:49 PM |
ciscoparrot | $25.00 | 11/22/2011 5:19:15 PM |
shmb6508 | $50.00 | 11/22/2011 5:10:37 PM |
Weaverville | $25.00 | 11/23/2011 9:08:08 AM |
lamsabuy | $46.00 | 11/23/2011 9:37:39 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:42 AM |
innovator10 | $200.00 | 11/23/2011 9:12:59 AM |
loan-kingdom162 | $25.00 | 11/23/2011 4:40:11 PM |
oldmora | $50.00 | 11/23/2011 5:28:44 PM |
treasure-widget | $25.00 | 11/23/2011 11:02:57 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:38 AM |
topper480 | $50.00 | 11/24/2011 6:33:29 AM |
jga516 | $25.00 | 11/24/2011 8:48:19 AM |
Vreet | $25.00 | 11/23/2011 5:11:57 PM |
fcrick | $25.00 | 11/23/2011 5:15:14 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:18 PM |
wanna-help | $50.00 | 11/25/2011 12:43:07 PM |
rogue_monster | $50.00 | 11/25/2011 4:44:09 PM |
officer8 | $25.00 | 11/25/2011 6:54:58 AM |
washboard1 | $25.00 | 11/25/2011 6:14:19 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:31 PM |
valiant-liberty4 | $25.00 | 11/25/2011 9:07:26 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:48 AM |
sentry256 | $25.00 | 11/25/2011 4:29:03 PM |
LeReve | $50.00 | 11/26/2011 12:18:24 PM |
reward-adventure | $50.00 | 11/26/2011 12:26:08 PM |
moola-flag4 | $50.00 | 11/25/2011 11:52:19 PM |
Corellia | $25.00 | 11/26/2011 6:28:12 PM |
careful-note | $50.00 | 11/27/2011 4:58:38 AM |
yield-hut | $25.00 | 11/26/2011 6:49:04 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:53 PM |
velocity-solo | $25.00 | 11/26/2011 12:11:33 PM |
Supernick | $100.00 | 11/27/2011 4:05:51 AM |
careful-vigilance4 | $50.00 | 11/26/2011 12:21:22 PM |
silver-buckeye | $28.12 | 11/26/2011 1:11:00 PM |
top-payout-fixer | $25.00 | 11/26/2011 6:33:58 PM |
Whipster | $50.00 | 11/27/2011 2:15:24 PM |
Toby1montana | $50.00 | 11/27/2011 9:06:45 PM |
coin-amigo | $26.54 | 11/28/2011 6:12:36 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:12 AM |
Poohcho | $25.00 | 11/27/2011 1:34:31 PM |
helpful-loan245 | $25.00 | 11/28/2011 10:05:59 AM |
wild_carrot | $25.00 | 11/28/2011 10:13:36 AM |
JBG | $25.00 | 11/28/2011 10:08:29 AM |
investment-comet | $25.00 | 11/28/2011 11:49:57 AM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:25 AM |
Amped | $25.00 | 11/28/2011 2:27:58 PM |
dordee | $50.00 | 11/28/2011 11:14:26 AM |
authoritative-capital | $25.00 | 11/28/2011 2:17:37 PM |
ph0rse | $50.00 | 11/28/2011 7:50:06 PM |
bellaquito | $1,800.00 | 11/28/2011 8:14:01 PM |
villagers | $66.00 | 11/28/2011 5:24:28 PM |
Girakul | $35.00 | 11/28/2011 5:28:31 PM |
ursus | $50.00 | 11/28/2011 5:29:04 PM |
dudebrah | $25.00 | 11/28/2011 6:02:53 PM |
Something-Corporate | $25.00 | 11/28/2011 7:31:58 PM |
silver-metronome2 | $75.00 | 11/28/2011 8:34:36 PM |
247 Investments
|
Borrower Payment Dependent Notes Series
539802
This series of Notes was issued and sold upon the funding of the borrower loan #56385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $190.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 62% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ryegrass |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 32 ( 48% )
| 700-719 (Latest)
|
Principal borrowed:
| $14,500.00 | < 31 days late:
| 17
( 25% )
| 680-699
(Jul-2008)
680-699
(Jun-2008)
660-679
(Dec-2007)
620-639
(Jan-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 18
( 27% )
|
Total payments billed:
| 67 | | |
Description
New Career
Purpose of loan:
This loan will be used to...To attend IITR, a Truck Driving School in Clackamas, Or. This four week course will allow me to acheive a CDL to apply for a large variety of truck driving positions in my area.
My financial situation:
I am a good candidate for this loan because...I already have a steady source of income and I'm looking to double my bring home amount in two months.
Monthly net income: $2500
Monthly expenses: $
Housing: $750
Insurance: $78
Car expenses: $130
Utilities: $58
Phone, cable, internet: $200
Food, entertainment: $275
Clothing, household expenses: $75
Credit cards and other loans: $80
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/19/2011 12:13:53 PM |
enriching-trade2 | $50.00 | 11/19/2011 12:36:04 PM |
serene-capital | $25.00 | 11/19/2011 2:56:07 PM |
Mikale360 | $25.00 | 11/19/2011 4:03:56 PM |
MissionMicroFinance | $25.00 | 11/19/2011 4:27:48 PM |
influential-benjamins0 | $100.00 | 11/19/2011 12:51:57 PM |
orange-camaraderi-galaxy | $200.00 | 11/20/2011 6:44:00 AM |
principal-cooker2 | $100.00 | 11/20/2011 12:06:12 PM |
coin-investor | $25.00 | 11/20/2011 12:19:54 PM |
Feyenoord | $30.00 | 11/19/2011 9:47:04 PM |
social-cocktail1 | $200.00 | 11/20/2011 12:41:52 PM |
fairness-booster9 | $100.00 | 11/20/2011 11:20:29 AM |
scholarly-velocity6 | $50.00 | 11/20/2011 4:02:54 PM |
1phantom | $25.00 | 11/20/2011 12:24:51 PM |
drkosh | $25.00 | 11/20/2011 5:48:34 PM |
ianakacg | $25.00 | 11/20/2011 8:15:05 PM |
loanman2007 | $25.00 | 11/21/2011 4:26:41 AM |
five-star-justice | $25.00 | 11/21/2011 5:25:32 AM |
worthy-bid8 | $50.00 | 11/21/2011 9:28:22 AM |
wwwUniversal | $25.00 | 11/20/2011 10:22:53 PM |
worth-blanket2 | $722.70 | 11/21/2011 12:43:37 PM |
AndChicksforFree | $50.00 | 11/19/2011 12:56:43 PM |
finance-prescription | $100.00 | 11/19/2011 12:13:40 PM |
toblerone | $25.00 | 11/19/2011 12:16:05 PM |
rescue | $100.00 | 11/19/2011 12:58:08 PM |
tflood1967 | $50.00 | 11/19/2011 12:55:34 PM |
fantastic-wampum1 | $100.00 | 11/19/2011 12:24:57 PM |
orange-preeminant-bill | $25.00 | 11/19/2011 1:02:04 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:55 PM |
cnovak | $25.00 | 11/19/2011 12:31:25 PM |
Christophe | $25.00 | 11/19/2011 3:43:04 PM |
TW2000 | $25.00 | 11/19/2011 7:32:51 PM |
FinanceEngine | $40.00 | 11/19/2011 8:37:43 PM |
Bob450 | $25.00 | 11/19/2011 10:02:10 PM |
pound-mushroom3 | $25.00 | 11/19/2011 1:01:23 PM |
appcoder | $25.00 | 11/19/2011 4:56:49 PM |
350DGRZ | $25.00 | 11/20/2011 2:37:38 PM |
Comoparklender | $25.00 | 11/20/2011 12:07:26 PM |
sophisticated-return496 | $25.00 | 11/20/2011 3:51:24 PM |
ianakacg | $25.00 | 11/20/2011 8:21:50 PM |
jsnryn | $25.00 | 11/21/2011 7:40:29 AM |
thankful-nickel2 | $25.00 | 11/20/2011 4:04:00 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:31 AM |
ILoveBearHats | $25.00 | 11/21/2011 9:30:58 AM |
managedfund | $1,500.00 | 11/21/2011 10:40:19 AM |
loanman2007 | $25.00 | 11/21/2011 4:28:14 AM |
blazing-capital2 | $250.00 | 11/21/2011 11:17:40 AM |
vigorous-market5 | $200.00 | 11/21/2011 11:53:34 AM |
Sid-K | $25.00 | 11/21/2011 9:07:00 AM |
bailey7563 | $50.00 | 11/21/2011 12:32:42 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
539816
This series of Notes was issued and sold upon the funding of the borrower loan #56937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,037 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| treasure-berserker |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/28/2011 7:05:59 PM |
worth-blanket2 | $7,000.00 | 11/29/2011 2:00:27 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
539840
This series of Notes was issued and sold upon the funding of the borrower loan #56729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $285.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 51% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
28 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $23,055 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| velocity-speaker |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
740-759
(Sep-2009)
|
Principal balance:
| $4,495.46 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
blondetp
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/25/2011 9:05:18 AM |
atlas-shrugged | $200.00 | 11/25/2011 9:07:17 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:05 AM |
SecondChanceLendingSERV | $25.00 | 11/25/2011 10:22:47 AM |
PatriotKnight | $25.00 | 11/25/2011 5:03:55 PM |
finance-prescription | $100.00 | 11/25/2011 5:11:25 PM |
washboard1 | $25.00 | 11/25/2011 6:14:20 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:35 PM |
Comoparklender | $25.00 | 11/25/2011 5:22:35 PM |
deal-banker | $44.16 | 11/25/2011 9:32:02 PM |
NekHoldings | $25.00 | 11/25/2011 9:38:25 AM |
trumpeter5 | $25.00 | 11/26/2011 5:13:40 AM |
Leopoldine | $25.00 | 11/25/2011 11:33:26 AM |
cerebral-dollar773 | $50.00 | 11/26/2011 5:44:54 AM |
agalt | $50.00 | 11/26/2011 8:38:07 AM |
jmeasn | $25.00 | 11/26/2011 7:31:00 AM |
Champion_Lending | $25.00 | 11/26/2011 9:10:26 AM |
contract-student2 | $53.67 | 11/25/2011 4:01:07 PM |
factcheck | $25.00 | 11/26/2011 11:42:05 AM |
yield-hut | $25.00 | 11/25/2011 7:00:09 PM |
CatbirdBanking | $25.00 | 11/25/2011 8:37:49 PM |
tomoe | $25.00 | 11/26/2011 1:53:07 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:27 AM |
hoonio | $28.18 | 11/26/2011 8:16:09 AM |
justbman | $25.00 | 11/26/2011 9:20:12 AM |
thrifty-capital | $25.00 | 11/26/2011 8:34:05 PM |
invincible-platinum9 | $50.00 | 11/26/2011 9:46:41 AM |
suges | $25.00 | 11/26/2011 7:27:58 PM |
careful-note | $50.00 | 11/27/2011 4:58:59 AM |
USMCR | $25.00 | 11/27/2011 8:28:25 AM |
orange-preeminant-bill | $25.00 | 11/26/2011 12:27:55 PM |
twjh | $25.00 | 11/26/2011 12:34:28 PM |
asset-professor | $25.00 | 11/26/2011 12:43:04 PM |
Jayson85 | $100.00 | 11/27/2011 12:00:39 PM |
Macbethofscots | $25.00 | 11/27/2011 12:10:33 PM |
market-pudding | $25.00 | 11/26/2011 6:32:14 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:56 PM |
mckhbnpc | $50.00 | 11/26/2011 8:16:16 PM |
Bank42 | $25.00 | 11/27/2011 4:48:19 PM |
enterprising-credit2 | $25.00 | 11/27/2011 1:13:28 PM |
WonByOne | $100.00 | 11/27/2011 3:53:59 AM |
wlm3012 | $30.00 | 11/27/2011 5:26:10 PM |
greenwell | $25.00 | 11/27/2011 9:35:42 AM |
Toby1montana | $50.00 | 11/27/2011 9:06:47 PM |
the-silver-blaster | $75.00 | 11/27/2011 10:55:16 AM |
wwwUniversal | $25.00 | 11/27/2011 12:27:46 PM |
heroic-compassion6 | $100.03 | 11/28/2011 8:18:09 AM |
standanddeliver | $28.00 | 11/28/2011 9:16:02 AM |
farchoir | $25.00 | 11/28/2011 5:14:52 AM |
Tikibarman | $76.27 | 11/28/2011 1:49:43 PM |
irrelevant | $25.00 | 11/28/2011 2:05:47 PM |
371millwood | $300.00 | 11/28/2011 12:57:32 PM |
gethsemane4 | $75.00 | 11/28/2011 1:03:38 PM |
capital-zeus | $100.00 | 11/28/2011 9:47:33 AM |
mbcjk | $28.21 | 11/28/2011 1:23:25 PM |
return-grizzly | $100.00 | 11/26/2011 4:19:30 PM |
loan-mammal | $100.00 | 11/25/2011 9:21:18 AM |
LittleMingo | $25.00 | 11/25/2011 9:03:10 AM |
350DGRZ | $25.00 | 11/25/2011 9:23:35 AM |
pound-mushroom3 | $25.00 | 11/25/2011 9:20:07 AM |
Mikale360 | $25.00 | 11/25/2011 11:29:15 AM |
five-star-note | $250.00 | 11/25/2011 12:05:00 PM |
novice-speculator | $25.00 | 11/25/2011 2:41:35 PM |
wanna-help | $50.00 | 11/25/2011 12:43:07 PM |
economy-coup | $50.00 | 11/25/2011 5:13:35 PM |
papaloha | $100.00 | 11/25/2011 4:34:23 PM |
chemistry220 | $25.00 | 11/25/2011 7:05:24 PM |
determined-revenue1 | $35.00 | 11/25/2011 9:11:47 AM |
KrisKringle | $25.00 | 11/26/2011 6:42:54 AM |
dollar-tornado3 | $25.00 | 11/26/2011 5:19:08 AM |
lone-lender | $25.00 | 11/26/2011 10:09:58 AM |
chameleon125 | $25.00 | 11/25/2011 2:52:49 PM |
ddoneday | $25.00 | 11/26/2011 11:20:07 AM |
setUup | $36.20 | 11/25/2011 5:13:19 PM |
tenacious-capital3 | $26.27 | 11/25/2011 5:26:01 PM |
fortytwo | $150.00 | 11/26/2011 12:16:43 PM |
kulender | $100.00 | 11/26/2011 12:19:35 PM |
s270 | $25.00 | 11/25/2011 11:39:22 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:54 PM |
ddog0224 | $25.00 | 11/26/2011 3:25:24 AM |
first-serene-credit | $25.00 | 11/26/2011 7:31:23 AM |
Leshan | $110.32 | 11/26/2011 7:53:15 AM |
platinum-czar | $25.00 | 11/26/2011 2:16:34 PM |
social-zebra | $30.00 | 11/26/2011 8:54:21 AM |
FinanceEngine | $48.00 | 11/26/2011 2:46:29 PM |
thomas16882004 | $25.00 | 11/26/2011 10:46:01 PM |
top-payout-fixer | $25.00 | 11/26/2011 6:33:59 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:01 PM |
velocity-solo | $25.00 | 11/26/2011 12:11:34 PM |
mikeandcat | $100.00 | 11/27/2011 7:47:24 AM |
loyalist1 | $100.00 | 11/26/2011 10:37:02 PM |
careful-note1 | $25.00 | 11/27/2011 9:05:23 AM |
tomdooley12520 | $25.00 | 11/27/2011 7:02:38 AM |
fund-tom-tom6 | $25.00 | 11/27/2011 7:12:32 AM |
just-loyalty643 | $50.00 | 11/26/2011 1:54:40 PM |
Whatssofunnybout | $41.00 | 11/27/2011 10:59:05 AM |
terrific-return | $65.00 | 11/26/2011 3:14:10 PM |
EEasyMoney | $25.00 | 11/26/2011 5:19:30 PM |
susurrus | $25.00 | 11/27/2011 2:04:57 PM |
forthright-trade | $25.00 | 11/27/2011 12:25:13 PM |
dough-rocket | $40.00 | 11/27/2011 3:54:54 AM |
auction-seeker4 | $25.00 | 11/27/2011 6:39:52 PM |
heerzaquestion | $30.00 | 11/27/2011 9:24:19 AM |
ready-vigilance3 | $57.00 | 11/27/2011 11:02:57 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:44 AM |
ronin4sale | $25.00 | 11/27/2011 3:56:52 PM |
truth-vault4 | $25.00 | 11/27/2011 5:06:17 PM |
Sierrahh | $25.00 | 11/28/2011 10:08:42 AM |
orbital-dollar2 | $25.00 | 11/28/2011 1:09:02 PM |
investment-comet | $25.00 | 11/28/2011 11:50:17 AM |
helpinghand63 | $25.00 | 11/28/2011 9:22:43 AM |
green28 | $150.00 | 11/28/2011 11:31:07 AM |
managedfund | $2,100.00 | 11/28/2011 12:44:35 PM |
113 Investments
|
Borrower Payment Dependent Notes Series
539842
This series of Notes was issued and sold upon the funding of the borrower loan #56617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $287.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,272 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| yield-accordion |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Loan
Purpose of loan:
This loan will be used to purchase a car.
My financial situation is very stable, we have a lot of work in the pipelines.
I am a good candidate for this loan because I have a good paying job, with minimum expenses. I am single and I do not have kids.
Monthly net income: $3,100
Housing: $600.00
Insurance: $132
Car expenses: $50
Utilities: included in rent
Phone, cable, internet: $86
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $100
Total Monthly Expense: $1,468
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/18/2011 5:45:45 PM |
toblerone | $25.00 | 11/18/2011 5:09:54 PM |
cnovak | $25.00 | 11/18/2011 5:34:25 PM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:45 PM |
houli123 | $150.00 | 11/19/2011 1:18:05 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:41 AM |
pound-mushroom3 | $25.00 | 11/18/2011 5:39:49 PM |
penguino | $100.00 | 11/19/2011 7:39:57 AM |
beakerfish | $50.00 | 11/19/2011 5:51:56 PM |
loanman2007 | $50.00 | 11/21/2011 4:52:11 AM |
igniter584 | $25.00 | 11/21/2011 12:20:46 PM |
managedfund | $1,605.41 | 11/21/2011 10:49:23 AM |
LoanerPrincipal | $25.00 | 11/20/2011 6:02:30 PM |
igniter584 | $25.00 | 11/21/2011 12:12:26 PM |
worth-blanket2 | $5,761.39 | 11/21/2011 12:44:45 PM |
secureincome | $33.20 | 11/21/2011 1:05:51 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
539844
This series of Notes was issued and sold upon the funding of the borrower loan #56664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $399.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 48% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,484 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-transaction-clipper |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 3 ( 33% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 6
( 67% )
| 660-679
(Feb-2011)
|
Principal balance:
| $2,930.95 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Consolidation loan 1
Purpose of loan:
This loan will be used to for debt consolidation
My financial situation:
I am a good candidate for this loan because I have decent credit and pay all of my bills on time monthly.
Monthly net income: $ 2100
Monthly expenses: $860 (total)
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/18/2011 5:09:55 PM |
fortytwo | $150.00 | 11/18/2011 5:27:47 PM |
brightest-dynamic-liberty | $25.00 | 11/18/2011 5:20:47 PM |
loan-mammal | $100.00 | 11/18/2011 5:27:24 PM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:46 PM |
312-Lender | $25.00 | 11/19/2011 7:21:00 AM |
finance-prescription | $100.00 | 11/19/2011 6:54:07 AM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:42 AM |
DiligentiaLLC | $25.00 | 11/19/2011 5:43:51 PM |
1phantom | $25.00 | 11/20/2011 12:24:50 PM |
enterprising-credit2 | $25.00 | 11/19/2011 10:26:46 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:56 PM |
coin-investor | $25.00 | 11/21/2011 9:17:31 AM |
KLCRAY | $25.00 | 11/21/2011 9:35:29 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:28 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:54:35 PM |
engrossing-responsibility0 | $50.00 | 11/22/2011 9:08:25 AM |
richboy56 | $25.00 | 11/22/2011 9:20:37 AM |
diplomatic-wealth7 | $25.00 | 11/22/2011 9:31:12 AM |
factcheck | $40.00 | 11/22/2011 10:30:45 AM |
mercuriant | $25.00 | 11/22/2011 9:15:26 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:55 PM |
ChrisTJ | $25.00 | 11/22/2011 5:16:24 PM |
educationfirst | $50.00 | 11/22/2011 10:47:55 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:45 AM |
raisingophelia | $25.00 | 11/22/2011 1:16:06 PM |
chameleon125 | $25.00 | 11/22/2011 1:46:49 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:37 PM |
loss-of-control | $100.00 | 11/22/2011 6:58:35 PM |
durability-halibut | $25.00 | 11/22/2011 8:08:24 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:09 PM |
well-mannered-income3 | $25.00 | 11/23/2011 9:02:13 AM |
Dubbs360 | $100.00 | 11/23/2011 9:23:44 AM |
setUup | $26.20 | 11/23/2011 6:16:40 AM |
Jack55304 | $200.00 | 11/23/2011 9:33:16 AM |
transparency-universe8 | $25.00 | 11/24/2011 3:40:38 AM |
the-dollar-honker | $35.00 | 11/23/2011 3:50:20 PM |
skro | $25.00 | 11/24/2011 9:29:54 AM |
shrewd-income | $25.00 | 11/24/2011 3:47:27 PM |
new-social-economist | $25.00 | 11/24/2011 5:09:05 PM |
return-cluster991 | $50.00 | 11/25/2011 12:58:55 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:48 AM |
cycle198 | $30.00 | 11/26/2011 8:06:39 AM |
Weaverville | $25.00 | 11/26/2011 8:49:25 AM |
HammerSmith | $25.00 | 11/25/2011 4:46:34 PM |
kind-bill-supporter | $25.00 | 11/26/2011 12:07:25 PM |
clean-dime1 | $25.00 | 11/25/2011 6:58:16 PM |
asset-professor | $25.00 | 11/26/2011 12:43:03 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:50 PM |
trade-elm | $25.00 | 11/26/2011 6:59:09 AM |
EarlyRiser | $252.00 | 11/26/2011 4:18:28 PM |
loyalist1 | $100.00 | 11/26/2011 10:37:01 PM |
the-silver-blaster | $75.00 | 11/27/2011 10:55:44 AM |
worth-shower8 | $100.00 | 11/27/2011 2:14:39 PM |
Toby1montana | $50.00 | 11/27/2011 9:06:45 PM |
green28 | $25.00 | 11/28/2011 11:36:04 AM |
investment-comet | $25.00 | 11/28/2011 11:52:23 AM |
careful-note | $70.00 | 11/28/2011 4:36:36 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:31 PM |
wwwUniversal | $25.00 | 11/28/2011 9:24:11 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:16 AM |
ursus | $50.00 | 11/28/2011 5:29:05 PM |
duty-explosion9 | $50.00 | 11/28/2011 6:56:52 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:39 PM |
rysil | $51.15 | 11/28/2011 11:23:53 PM |
antlr | $50.00 | 11/28/2011 7:28:15 PM |
zone6 | $55.77 | 11/28/2011 8:15:05 PM |
brightest-gain-investor | $2,000.00 | 11/28/2011 10:24:31 PM |
108lender | $125.00 | 11/23/2011 9:43:22 AM |
missing-link | $25.00 | 11/18/2011 5:28:07 PM |
papaloha | $25.00 | 11/18/2011 5:36:04 PM |
Bob450 | $25.00 | 11/19/2011 9:07:54 AM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:53 PM |
handy-justice | $50.00 | 11/19/2011 5:50:56 PM |
AF-Chief | $25.00 | 11/19/2011 12:42:41 PM |
Comoparklender | $25.00 | 11/20/2011 12:07:25 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:03 PM |
cognizant-rupee7 | $25.00 | 11/21/2011 9:32:40 AM |
jjswanso | $50.00 | 11/21/2011 8:22:08 AM |
economy-coup | $50.00 | 11/21/2011 9:29:51 AM |
Angel_Investor_7 | $25.00 | 11/21/2011 5:23:47 PM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:22 AM |
computer758 | $25.00 | 11/21/2011 8:26:24 PM |
Katburg | $25.00 | 11/22/2011 12:44:48 PM |
vestratech | $50.00 | 11/22/2011 12:45:06 PM |
finance-mushroom | $200.00 | 11/22/2011 5:07:21 PM |
principal-cooker2 | $100.00 | 11/22/2011 5:15:18 PM |
rautility | $25.00 | 11/22/2011 11:48:40 AM |
red-power-pecan | $50.00 | 11/22/2011 5:23:39 PM |
silver-wonder278 | $25.00 | 11/22/2011 5:34:12 PM |
treasure-bliss | $25.00 | 11/23/2011 6:43:54 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:15 AM |
wealth-fighter3 | $25.00 | 11/23/2011 6:28:36 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:02 AM |
Leshan | $100.00 | 11/23/2011 9:38:22 AM |
rescue | $42.00 | 11/23/2011 9:35:18 AM |
rlaboy | $25.00 | 11/24/2011 2:34:54 AM |
Tylerh | $255.00 | 11/23/2011 2:20:37 PM |
SolarMoonshine | $25.00 | 11/24/2011 11:50:24 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:45 PM |
ethical-truth211 | $100.00 | 11/24/2011 8:52:35 PM |
mammalian4 | $25.00 | 11/25/2011 4:10:57 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:18 PM |
PatriotKnight | $25.00 | 11/26/2011 12:06:17 PM |
dedicated-transaction796 | $25.00 | 11/26/2011 12:13:10 PM |
platinum-czar | $25.00 | 11/26/2011 2:15:24 PM |
suave-dime6 | $25.00 | 11/26/2011 3:44:10 PM |
gold-cluster | $50.00 | 11/26/2011 7:47:01 PM |
Wellman | $25.00 | 11/26/2011 12:19:30 PM |
greenwell | $25.00 | 11/27/2011 9:35:28 AM |
Alwayssail | $25.00 | 11/27/2011 6:34:48 PM |
novice-speculator | $25.00 | 11/27/2011 2:01:01 PM |
profit-powerplant | $25.00 | 11/28/2011 8:41:02 AM |
dudebrah | $25.00 | 11/28/2011 6:12:42 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:21:59 PM |
wealth-fighter3 | $25.00 | 11/28/2011 9:06:51 PM |
Binan | $32.02 | 11/28/2011 11:13:43 PM |
villagers | $50.00 | 11/28/2011 5:24:28 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:49 PM |
graceful-investment | $30.00 | 11/28/2011 7:31:23 PM |
120 Investments
|
Borrower Payment Dependent Notes Series
539852
This series of Notes was issued and sold upon the funding of the borrower loan #56823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $585.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,108 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bluepenguin |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Seeking debt-consolidation loan
Purpose of loan:
I'm looking to consolidate the debt from 3 credit cards into one monthly payment at a lower rate than what I'm currently paying.
My financial situation:
I'm a 33-year-old manager at a growing Health care organization making over $85,000 per year. I have no car payment and have plenty of income left over each month after my expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bb575 | $50.00 | 11/18/2011 5:05:21 PM |
enriching-trade2 | $50.00 | 11/18/2011 5:09:46 PM |
indomitable-coin | $25.00 | 11/18/2011 5:23:23 PM |
saahilld | $25.00 | 11/18/2011 5:21:47 PM |
subtle-revenue0 | $25.00 | 11/18/2011 5:36:13 PM |
Clambake | $25.00 | 11/18/2011 5:23:30 PM |
indomitable-coin | $25.00 | 11/18/2011 7:41:20 PM |
blot44 | $25.00 | 11/18/2011 7:43:25 PM |
toblerone | $25.00 | 11/18/2011 5:09:55 PM |
AFairDeal | $25.00 | 11/18/2011 5:18:47 PM |
JustMee | $25.00 | 11/19/2011 6:21:44 AM |
lendersf | $100.00 | 11/18/2011 8:13:16 PM |
imlosttoo | $25.00 | 11/19/2011 6:46:37 PM |
Bank_Of_XL | $25.00 | 11/20/2011 9:48:53 AM |
igniter584 | $25.00 | 11/21/2011 12:20:46 PM |
Ocean713 | $75.00 | 11/21/2011 4:57:32 PM |
frankdelraza | $25.00 | 11/22/2011 7:57:24 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:38 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:03 PM |
Charmart | $25.00 | 11/23/2011 11:16:09 AM |
Tylerh | $255.00 | 11/23/2011 2:20:37 PM |
PatriotKnight | $100.00 | 11/25/2011 8:18:02 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:31 AM |
Firescreek | $25.00 | 11/25/2011 12:41:11 PM |
astute-benjamins | $50.00 | 11/28/2011 3:17:46 PM |
chicagobanker | $50.00 | 11/28/2011 5:21:00 PM |
bold-sensible-basis | $25.00 | 11/29/2011 5:22:34 AM |
green28 | $150.00 | 11/29/2011 10:23:02 AM |
finance-symphony7 | $200.00 | 11/29/2011 5:40:51 PM |
indomitable-coin | $25.00 | 11/30/2011 4:27:36 AM |
HelpNeedy | $100.00 | 11/29/2011 5:40:27 PM |
MONEYLENDER101 | $50.00 | 11/30/2011 8:45:41 AM |
famous-ore2 | $50.00 | 11/30/2011 9:06:22 AM |
dospapalotes | $25.00 | 11/30/2011 9:08:12 AM |
buraky | $50.00 | 11/30/2011 9:07:32 AM |
iaffy | $25.00 | 11/30/2011 9:15:44 AM |
kchen486 | $50.00 | 11/30/2011 9:15:49 AM |
hard-working-rate3 | $28.00 | 11/30/2011 9:18:06 AM |
worthy-bid8 | $50.00 | 11/30/2011 9:18:24 AM |
valiant-liberty4 | $25.00 | 11/30/2011 9:10:16 AM |
emo13 | $27.00 | 11/30/2011 9:11:10 AM |
Banker7371 | $25.00 | 11/30/2011 9:21:41 AM |
helpinghand63 | $25.00 | 11/30/2011 9:23:11 AM |
ndhookman | $25.00 | 11/30/2011 9:23:29 AM |
economy-molecule3 | $64.00 | 11/30/2011 9:23:40 AM |
Aimvest | $25.00 | 11/30/2011 9:23:54 AM |
Sid-K | $25.00 | 11/30/2011 9:24:09 AM |
rogue_monster | $50.00 | 11/30/2011 9:25:03 AM |
restech | $25.00 | 11/30/2011 9:13:58 AM |
rmachi | $25.00 | 11/30/2011 9:25:26 AM |
trident9 | $50.00 | 11/30/2011 9:25:40 AM |
velocity-solo | $25.00 | 11/30/2011 9:26:03 AM |
a-responsible-return | $50.00 | 11/30/2011 9:27:38 AM |
ranstlin | $25.00 | 11/30/2011 9:27:50 AM |
vigilance-revolutionary | $44.00 | 11/30/2011 9:16:59 AM |
genius520 | $50.00 | 11/30/2011 9:31:03 AM |
studious-bonus7 | $100.00 | 11/30/2011 9:31:41 AM |
papaman | $25.00 | 11/30/2011 9:18:41 AM |
duty-gusto6 | $75.00 | 11/30/2011 9:32:17 AM |
ecstatic-money064 | $25.00 | 11/30/2011 9:32:26 AM |
JLMGroupFunds | $25.00 | 11/30/2011 9:33:30 AM |
lucrative-coin | $25.00 | 11/30/2011 9:33:48 AM |
hostbank | $100.00 | 11/30/2011 9:21:15 AM |
diversification-viking | $25.00 | 11/30/2011 9:36:16 AM |
autonomous-kindness8 | $25.00 | 11/30/2011 9:23:12 AM |
Ripsaw4U | $50.00 | 11/30/2011 9:24:25 AM |
gold-sushi | $25.00 | 11/30/2011 9:24:27 AM |
Syzygy | $25.00 | 11/30/2011 9:38:30 AM |
MadHun | $200.00 | 11/30/2011 9:24:47 AM |
roadtruck | $50.00 | 11/30/2011 9:25:06 AM |
Anny-Disco | $40.00 | 11/30/2011 9:39:12 AM |
successful-agreement7 | $100.00 | 11/30/2011 9:39:35 AM |
Fuzkaska__F_u_n_d_s | $25.00 | 11/30/2011 9:29:40 AM |
Cheburashka | $25.00 | 11/30/2011 9:43:41 AM |
OgOman | $25.00 | 11/30/2011 9:30:22 AM |
unrivaled-silver | $25.00 | 11/30/2011 9:31:29 AM |
currency-trophy | $25.00 | 11/30/2011 9:32:24 AM |
icchok | $50.00 | 11/30/2011 9:32:39 AM |
mistrmark | $50.00 | 11/30/2011 11:02:34 AM |
riskreward | $250.00 | 11/30/2011 9:35:46 AM |
markdental | $50.00 | 11/30/2011 11:09:17 AM |
GodzillaLending | $25.00 | 11/30/2011 9:37:54 AM |
clean-wealth7 | $400.00 | 11/30/2011 11:53:55 AM |
equitable-capital758 | $350.00 | 11/30/2011 9:40:49 AM |
majestic-dedication | $50.00 | 11/30/2011 9:41:19 AM |
lounges | $25.00 | 11/30/2011 9:45:19 AM |
mnbud | $25.00 | 11/30/2011 12:34:35 PM |
superb-funds335 | $25.00 | 11/30/2011 9:08:54 AM |
mr55262 | $25.00 | 11/30/2011 9:13:48 AM |
JeffHoll | $80.00 | 11/30/2011 12:24:46 PM |
microlender67 | $25.00 | 11/30/2011 9:14:29 AM |
wampum-chorus3 | $25.00 | 11/30/2011 9:14:57 AM |
jjb3 | $25.00 | 11/30/2011 9:15:41 AM |
DadWarbucks | $25.00 | 11/30/2011 9:19:01 AM |
compoundinterest | $50.00 | 11/30/2011 9:20:36 AM |
theluce | $25.00 | 11/30/2011 3:56:47 PM |
SanJoser | $25.00 | 11/30/2011 9:22:03 AM |
balance-voyager | $50.00 | 11/30/2011 4:27:29 PM |
nickel-ferret | $50.00 | 11/30/2011 9:25:29 AM |
awwaww | $25.00 | 11/30/2011 9:25:45 AM |
Zoomie | $25.00 | 11/30/2011 9:27:57 AM |
gracej | $25.00 | 11/30/2011 9:28:16 AM |
hopethisworks | $25.00 | 11/30/2011 9:28:35 AM |
don8ter | $50.00 | 11/30/2011 9:30:08 AM |
techs | $25.00 | 11/30/2011 9:32:10 AM |
wise_investor | $25.00 | 11/30/2011 3:07:27 PM |
donmacprosper | $25.00 | 11/30/2011 3:41:28 PM |
wbahl | $25.00 | 11/30/2011 9:35:12 AM |
hope-solstice8 | $50.00 | 11/30/2011 3:53:03 PM |
platinum-genetics | $25.00 | 11/30/2011 9:36:10 AM |
JAVEHE | $25.00 | 11/30/2011 9:37:16 AM |
brutusbone | $25.00 | 11/30/2011 9:38:06 AM |
nimble-money086 | $25.00 | 11/30/2011 5:13:17 PM |
ianakacg | $25.00 | 11/30/2011 5:14:47 PM |
kyomoon | $50.00 | 11/30/2011 9:39:55 AM |
TeamAmerica | $25.00 | 11/30/2011 9:43:06 AM |
brazilofmux | $39.00 | 11/30/2011 5:07:51 PM |
ctgscott | $25.00 | 11/30/2011 5:19:43 PM |
w3alter | $50.00 | 11/30/2011 5:08:44 PM |
responsibility-wind6 | $25.00 | 11/30/2011 5:19:57 PM |
green-moola-platoon | $25.00 | 11/30/2011 5:28:58 PM |
wealth-fields8 | $50.00 | 11/30/2011 5:30:36 PM |
nimble-penny1 | $25.00 | 11/30/2011 5:15:40 PM |
bankdaddy | $50.00 | 11/30/2011 6:03:36 PM |
wise-silver-wonder | $25.00 | 11/30/2011 6:40:24 PM |
iwantmore | $25.00 | 11/30/2011 5:26:46 PM |
SimonHova | $25.00 | 11/30/2011 8:13:26 PM |
money-bauble | $200.00 | 11/30/2011 5:33:41 PM |
durban | $25.00 | 11/30/2011 5:34:13 PM |
Mint_Man | $50.00 | 11/30/2011 5:36:00 PM |
whiterabbit1874 | $25.00 | 11/30/2011 2:01:23 PM |
ballz694 | $25.00 | 11/30/2011 8:35:19 PM |
dough-hammock | $25.00 | 11/30/2011 9:19:02 PM |
smear87 | $25.00 | 11/30/2011 6:48:36 PM |
wdove511 | $25.00 | 11/30/2011 10:15:39 PM |
sickid1 | $100.00 | 12/1/2011 12:15:18 AM |
pwkpwk | $25.00 | 11/30/2011 8:58:48 PM |
robust-payout1 | $25.00 | 11/30/2011 5:05:49 PM |
benefit-zoo | $50.00 | 11/30/2011 5:07:47 PM |
jamiee73 | $25.00 | 11/30/2011 5:08:55 PM |
sensible-interest2 | $41.70 | 12/1/2011 12:14:37 AM |
skidoo99 | $25.00 | 11/30/2011 5:10:59 PM |
Business_Happens | $25.00 | 11/30/2011 5:19:07 PM |
wise-deal-gravitas | $25.00 | 11/30/2011 5:23:15 PM |
chesterCFO | $50.00 | 12/1/2011 6:20:24 AM |
organic-responsibility530 | $25.00 | 11/30/2011 5:28:48 PM |
gotyourgear | $29.00 | 11/30/2011 5:29:41 PM |
GMPK_TLAS | $50.00 | 11/30/2011 5:31:20 PM |
think-become | $25.00 | 12/1/2011 8:03:14 AM |
microfunder | $25.00 | 12/1/2011 8:05:47 AM |
the-capital-shooter | $42.26 | 12/1/2011 6:23:25 AM |
finance-orchestra8 | $25.00 | 12/1/2011 8:54:35 AM |
mwl | $25.00 | 12/1/2011 9:05:23 AM |
ashishxpatel | $50.00 | 11/30/2011 6:15:20 PM |
cash-professor | $65.00 | 11/30/2011 6:17:23 PM |
treasure-birdie3 | $50.00 | 11/30/2011 6:35:35 PM |
bejfishing | $25.00 | 11/30/2011 7:39:32 PM |
rupee-artisan | $25.00 | 12/1/2011 9:09:53 AM |
orange-courageous-dedication | $25.00 | 12/1/2011 9:10:52 AM |
miket71 | $30.00 | 12/1/2011 9:12:17 AM |
listing-candy | $25.00 | 12/1/2011 9:15:17 AM |
Mantis75 | $25.00 | 12/1/2011 9:06:21 AM |
exact-loan5 | $50.00 | 12/1/2011 9:16:36 AM |
skiberdad | $50.00 | 12/1/2011 9:16:39 AM |
mad4wknds | $25.00 | 12/1/2011 9:07:16 AM |
whipone | $25.00 | 12/1/2011 9:17:03 AM |
mala54 | $25.00 | 12/1/2011 9:08:21 AM |
Pennywize | $25.00 | 12/1/2011 9:18:29 AM |
JKEnterprises | $25.00 | 12/1/2011 9:19:20 AM |
sail120 | $25.00 | 12/1/2011 9:24:24 AM |
EJO | $25.00 | 12/1/2011 9:17:05 AM |
ktradtke | $25.00 | 12/1/2011 9:25:22 AM |
Mailmon | $50.00 | 12/1/2011 1:55:23 AM |
orgy63 | $25.00 | 12/1/2011 9:26:27 AM |
SpareChangeHero | $25.00 | 12/1/2011 9:18:35 AM |
diligent-leverage | $25.00 | 12/1/2011 9:21:17 AM |
the-dollar-topper | $150.00 | 12/1/2011 9:23:53 AM |
otalon | $25.00 | 12/1/2011 9:24:45 AM |
kmcolo | $25.00 | 12/1/2011 4:14:41 AM |
ItsJustMe79 | $25.00 | 12/1/2011 9:27:02 AM |
taylor883 | $50.00 | 12/1/2011 9:35:10 AM |
purvike | $25.00 | 12/1/2011 9:35:15 AM |
ChrisTiff | $25.00 | 12/1/2011 9:29:23 AM |
GElender | $50.00 | 12/1/2011 5:58:28 AM |
mathomas3 | $25.00 | 12/1/2011 9:38:47 AM |
lendme2 | $50.00 | 12/1/2011 9:33:20 AM |
zbfamwl | $25.00 | 12/1/2011 9:33:27 AM |
mhotchan | $100.00 | 12/1/2011 9:42:08 AM |
vigorous-payment6 | $50.00 | 12/1/2011 7:31:43 AM |
dayahn | $25.00 | 12/1/2011 9:37:56 AM |
trapper569 | $25.00 | 12/1/2011 9:39:02 AM |
SolarMoonshine | $25.00 | 12/1/2011 9:49:56 AM |
ujiba | $50.00 | 12/1/2011 9:06:16 AM |
mostlynice | $50.00 | 12/1/2011 10:09:30 AM |
seju | $26.30 | 12/1/2011 10:13:35 AM |
mizount | $25.00 | 12/1/2011 9:09:00 AM |
lagnisiruk | $25.00 | 12/1/2011 9:10:29 AM |
durability-ruler | $25.00 | 12/1/2011 9:12:07 AM |
gain-expert | $43.26 | 12/1/2011 12:18:04 PM |
pragmatic-camaraderi | $25.00 | 12/1/2011 9:15:59 AM |
Money_Working | $25.00 | 12/1/2011 1:14:22 PM |
satisfying-deal5 | $50.00 | 12/1/2011 9:25:58 AM |
El_Maestro | $25.00 | 12/1/2011 3:01:01 PM |
reinforced-reward | $25.00 | 12/1/2011 9:33:08 AM |
yertle9 | $25.00 | 12/1/2011 9:35:03 AM |
michaelwong | $45.00 | 12/1/2011 9:37:10 AM |
impressive-loan | $54.00 | 12/1/2011 9:39:37 AM |
sinner_c5 | $25.28 | 12/1/2011 10:52:41 AM |
just-loyalty643 | $50.00 | 12/1/2011 11:38:58 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:47 PM |
pure-loyalty6 | $25.00 | 12/1/2011 1:39:34 PM |
diverse-capital3 | $27.50 | 12/1/2011 2:55:59 PM |
natural-trade7 | $40.00 | 11/18/2011 7:44:58 PM |
anacent | $25.00 | 11/18/2011 5:09:30 PM |
cnovak | $25.00 | 11/18/2011 5:34:25 PM |
MonopolyDred | $25.00 | 11/19/2011 9:40:28 AM |
phenomenal-gain5 | $25.00 | 11/19/2011 6:14:15 PM |
rdrloan | $50.00 | 11/21/2011 9:35:50 AM |
igniter584 | $25.00 | 11/21/2011 12:12:26 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:27 AM |
igniter584 | $25.00 | 11/22/2011 7:42:13 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:32 PM |
axl163 | $25.00 | 11/23/2011 8:47:51 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:02 AM |
Cherrypicker | $30.00 | 11/23/2011 10:44:32 AM |
sportsmagic | $500.00 | 11/23/2011 6:52:00 PM |
igniter584 | $25.00 | 11/24/2011 6:37:42 AM |
houli123 | $50.00 | 11/25/2011 12:01:42 AM |
umfan123 | $25.00 | 11/26/2011 5:54:52 PM |
careful-note | $50.00 | 11/27/2011 4:58:39 AM |
igniter584 | $25.00 | 11/27/2011 8:29:50 AM |
aabadabadoo | $25.00 | 11/28/2011 5:29:47 PM |
BxRealtor | $25.00 | 11/29/2011 9:11:49 AM |
enterprising-credit2 | $50.00 | 11/28/2011 10:17:48 PM |
kenji4861 | $25.00 | 11/29/2011 9:30:08 AM |
pdub | $75.00 | 11/29/2011 9:51:04 AM |
gentle-gain235 | $50.00 | 11/29/2011 11:33:56 AM |
marshallmanhattan | $25.10 | 11/29/2011 4:50:01 PM |
meenan | $75.00 | 11/29/2011 4:31:38 PM |
engaging-yield4 | $25.00 | 11/30/2011 9:06:01 AM |
availableloan | $25.00 | 11/29/2011 8:04:32 PM |
Gabriel02 | $25.00 | 11/30/2011 9:05:25 AM |
fishing533 | $25.00 | 11/30/2011 9:06:07 AM |
aasx1108 | $25.00 | 11/30/2011 9:08:43 AM |
oneeighty | $25.00 | 11/30/2011 9:06:50 AM |
leeball | $47.00 | 11/30/2011 9:07:04 AM |
wigglesworth4 | $87.00 | 11/30/2011 9:12:00 AM |
efficient-marketplace | $25.00 | 11/30/2011 9:12:02 AM |
integrity-saver | $32.00 | 11/30/2011 9:13:33 AM |
E_G | $50.00 | 11/30/2011 9:17:10 AM |
cash-sensai2 | $25.00 | 11/30/2011 9:17:57 AM |
ZeLonewolf | $25.00 | 11/30/2011 9:09:10 AM |
IIP77 | $25.00 | 11/30/2011 3:20:01 AM |
PRGuyinVA | $25.00 | 11/30/2011 9:10:38 AM |
resource777 | $50.00 | 11/30/2011 9:20:57 AM |
Railbird | $25.00 | 11/30/2011 9:21:07 AM |
fiddlerzvi | $34.00 | 11/30/2011 9:12:50 AM |
1phantom | $25.00 | 11/30/2011 9:14:33 AM |
the-profit-oracle | $25.00 | 11/30/2011 9:27:08 AM |
first-upright-payout | $25.00 | 11/30/2011 9:17:28 AM |
Marathoner | $25.00 | 11/30/2011 9:30:54 AM |
marketplace-cello5 | $25.00 | 11/30/2011 9:18:33 AM |
divedude | $25.00 | 11/30/2011 9:31:39 AM |
robot777 | $72.00 | 11/30/2011 9:33:06 AM |
life-is-great | $25.00 | 11/30/2011 9:21:00 AM |
j2ee | $25.00 | 11/30/2011 9:34:21 AM |
loot-castanets | $25.00 | 11/30/2011 9:34:25 AM |
treasure-generator | $25.00 | 11/30/2011 9:22:29 AM |
WorldlyWorker | $25.00 | 11/30/2011 9:22:45 AM |
dparkhom | $50.00 | 11/30/2011 9:27:06 AM |
SeaDevil | $25.00 | 11/30/2011 9:30:44 AM |
larslfe | $25.00 | 11/30/2011 9:34:18 AM |
CaptainBL | $25.00 | 11/30/2011 9:37:37 AM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:08 AM |
knowledgeable-note6 | $145.00 | 11/30/2011 11:44:36 AM |
bonus-tent | $25.00 | 11/30/2011 9:40:22 AM |
Tradesmanlender | $25.00 | 11/30/2011 9:06:35 AM |
OldFriend | $25.00 | 11/30/2011 12:10:36 PM |
no_agenda_lender | $25.00 | 11/30/2011 9:06:39 AM |
gold-commander0 | $25.00 | 11/30/2011 9:08:46 AM |
evnagelist | $25.00 | 11/30/2011 9:09:08 AM |
majestic-principal1 | $25.00 | 11/30/2011 11:26:27 AM |
green-moola-sniffer | $25.00 | 11/30/2011 9:10:00 AM |
HelpNeedy | $75.00 | 11/30/2011 11:44:47 AM |
ahalls | $25.00 | 11/30/2011 9:12:04 AM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:35 PM |
loyalty-sherpa | $25.00 | 11/30/2011 9:12:39 AM |
natural-affluence4 | $25.00 | 11/30/2011 9:16:11 AM |
MrSolution | $50.00 | 11/30/2011 2:35:18 PM |
wtrboy | $25.00 | 11/30/2011 9:19:07 AM |
slartibardfast | $25.00 | 11/30/2011 9:19:26 AM |
currency-balancer | $25.00 | 11/30/2011 9:20:52 AM |
rate-mogul | $50.00 | 11/30/2011 9:22:09 AM |
brightest-fund-base | $25.00 | 11/30/2011 4:19:56 PM |
minista | $25.00 | 11/30/2011 9:27:27 AM |
trustworthy-finance6 | $300.00 | 11/30/2011 2:49:51 PM |
the-precious-bid | $25.00 | 11/30/2011 5:08:01 PM |
britgsb | $30.00 | 11/30/2011 9:32:42 AM |
gold-pudding6 | $60.00 | 11/30/2011 9:33:57 AM |
riproaringrapids | $25.00 | 11/30/2011 9:35:20 AM |
figs4u2 | $100.00 | 11/30/2011 9:35:35 AM |
Cai8899 | $50.00 | 11/30/2011 9:36:12 AM |
ideal-platinum1 | $25.00 | 11/30/2011 9:37:45 AM |
WalnutCreekguy | $100.00 | 11/30/2011 5:17:36 PM |
skuba | $75.00 | 11/30/2011 9:44:09 AM |
transparency-river1 | $270.00 | 11/30/2011 5:23:06 PM |
yield-aurora | $25.00 | 11/30/2011 11:04:44 AM |
p2p-allocator | $25.00 | 11/30/2011 5:15:49 PM |
loan-mammal | $100.00 | 11/30/2011 5:21:45 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:27:45 PM |
Ratgirl | $25.00 | 11/30/2011 5:25:30 PM |
brightest-fearless-payout | $50.00 | 11/30/2011 5:27:53 PM |
Aqua-rius | $25.00 | 11/30/2011 7:52:07 PM |
Dignified-Market29 | $50.00 | 11/30/2011 12:51:00 PM |
AnnB8 | $25.00 | 11/30/2011 8:30:43 PM |
caseattle | $25.00 | 11/30/2011 9:37:05 PM |
benjay25 | $25.00 | 11/30/2011 9:27:25 PM |
Yodasbrthr | $25.00 | 12/1/2011 1:04:55 AM |
nobuffett43 | $25.00 | 11/30/2011 5:05:57 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:06 AM |
amerfootballassn | $25.00 | 11/30/2011 5:09:42 PM |
Medic05 | $25.00 | 11/30/2011 5:13:50 PM |
stollcm | $25.00 | 12/1/2011 5:08:31 AM |
judo150 | $500.00 | 12/1/2011 5:29:30 AM |
gjm6d | $25.00 | 11/30/2011 5:16:29 PM |
NDFIRTH | $50.00 | 11/30/2011 5:18:23 PM |
Finla | $80.24 | 12/1/2011 5:58:20 AM |
harperpotok | $100.00 | 11/30/2011 5:23:58 PM |
investment-tempo | $25.00 | 11/30/2011 5:25:40 PM |
diverse2 | $30.00 | 11/30/2011 5:26:54 PM |
songbird98 | $25.00 | 12/1/2011 7:12:12 AM |
KLCRAY | $25.00 | 11/30/2011 5:28:50 PM |
Rulea72 | $25.00 | 12/1/2011 7:18:32 AM |
god_is_great | $25.00 | 12/1/2011 6:05:08 AM |
lokiswolf | $30.00 | 12/1/2011 7:51:00 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:14 AM |
buffalobills | $25.00 | 12/1/2011 8:28:16 AM |
FredHead3 | $29.22 | 12/1/2011 6:51:13 AM |
TrustPlus | $50.00 | 12/1/2011 9:09:47 AM |
power-rotation7 | $50.00 | 11/30/2011 7:41:01 PM |
skurfa | $25.00 | 12/1/2011 9:17:24 AM |
flexible-value | $50.00 | 12/1/2011 9:13:27 AM |
rudyindc | $25.00 | 12/1/2011 9:15:46 AM |
listing-meridian | $50.00 | 12/1/2011 9:18:44 AM |
fervent-repayment | $50.00 | 12/1/2011 9:19:05 AM |
wi-cook | $50.00 | 12/1/2011 3:35:54 AM |
hayhelp | $25.00 | 12/1/2011 9:21:04 AM |
mistertao | $25.00 | 12/1/2011 9:21:11 AM |
the-enthralling-coin | $25.00 | 12/1/2011 9:21:30 AM |
jazz619 | $25.00 | 12/1/2011 9:32:41 AM |
Unclejohn | $25.00 | 12/1/2011 9:32:45 AM |
PaulW | $40.00 | 12/1/2011 4:55:58 AM |
Queueball1 | $25.00 | 12/1/2011 9:27:51 AM |
TBCapitol | $110.76 | 12/1/2011 5:50:33 AM |
brightest-affluence-motivator | $50.00 | 12/1/2011 9:30:28 AM |
superpuppy | $35.00 | 12/1/2011 9:31:38 AM |
Tai | $25.00 | 12/1/2011 9:38:35 AM |
nybanker85 | $50.00 | 12/1/2011 9:32:51 AM |
Ready2Loan | $25.00 | 12/1/2011 9:33:22 AM |
cash-fanatic | $25.00 | 12/1/2011 9:34:16 AM |
wampum-library4 | $25.00 | 12/1/2011 10:24:40 AM |
listing-reformation8 | $35.32 | 12/1/2011 10:58:40 AM |
the-transaction-stronghold | $25.00 | 12/1/2011 9:05:43 AM |
syounker | $25.00 | 12/1/2011 9:06:35 AM |
Opportunity4you | $26.86 | 12/1/2011 10:49:47 AM |
renaissance168 | $50.00 | 12/1/2011 11:03:25 AM |
timbob | $28.00 | 12/1/2011 9:11:45 AM |
sun818 | $25.00 | 12/1/2011 9:17:07 AM |
pbandjb | $25.00 | 12/1/2011 2:04:27 PM |
hrubinst | $42.00 | 12/1/2011 9:19:27 AM |
ideal-penny8 | $25.00 | 12/1/2011 9:23:06 AM |
Daneistes | $30.00 | 12/1/2011 9:25:18 AM |
KeepOnRunning | $32.00 | 12/1/2011 9:26:59 AM |
selector568 | $272.20 | 12/1/2011 3:11:53 PM |
amijo | $25.00 | 12/1/2011 9:29:40 AM |
janus_god | $25.00 | 12/1/2011 9:30:59 AM |
Seriuqs | $25.00 | 12/1/2011 9:31:50 AM |
historic-balance5 | $25.00 | 12/1/2011 9:35:23 AM |
narblark | $50.00 | 12/1/2011 9:36:34 AM |
fair_rates | $25.00 | 12/1/2011 9:41:07 AM |
Tahoeguy | $25.00 | 12/1/2011 9:41:29 AM |
marketplace-emperor6 | $25.00 | 12/1/2011 10:09:44 AM |
382 Investments
|
Borrower Payment Dependent Notes Series
539864
This series of Notes was issued and sold upon the funding of the borrower loan #56825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,733 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| exec664 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to acquire extra equipment for our fitness program.
My financial situation:
I am a good candidate for this loan because the existing revenue generated by the business is enough to honor our debt obligations without the purchase of new equipment, but we wish to have a larger client base and this takes more equipment.
Monthly net income: $4333
Total monthly expenses: $2606
Housing: $
Insurance: $137
Car expenses: $1020
Utilities: $335
Phone, cable, internet: $156
Food, entertainment: $900
Clothing, household expenses: $
Credit cards and other loans: $58
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 5:09:47 PM |
toblerone | $25.00 | 11/18/2011 5:09:56 PM |
papaloha | $25.00 | 11/18/2011 5:36:05 PM |
tremendous-yield8 | $25.00 | 11/19/2011 2:45:43 AM |
fantastic-wampum1 | $100.00 | 11/21/2011 5:18:33 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:03 PM |
finance-mushroom | $200.00 | 11/24/2011 9:21:47 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:45 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:18 PM |
Comoparklender | $25.00 | 11/24/2011 9:15:40 AM |
diplomatic-wealth7 | $25.00 | 11/24/2011 9:21:24 AM |
yield-hut | $25.00 | 11/25/2011 11:15:05 AM |
invincible-peso | $50.00 | 11/25/2011 12:22:06 PM |
setUup | $25.20 | 11/25/2011 5:11:21 PM |
novice-speculator | $25.00 | 11/25/2011 7:47:40 PM |
HammerSmith | $25.00 | 11/25/2011 4:50:29 PM |
Dubbs360 | $100.00 | 11/26/2011 12:08:21 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:43 PM |
engrossing-responsibility0 | $50.00 | 11/25/2011 5:15:17 PM |
Katburg | $25.00 | 11/26/2011 12:29:29 PM |
suave-dime6 | $25.00 | 11/26/2011 3:45:36 PM |
gold-cluster | $50.00 | 11/26/2011 7:47:01 PM |
Jack55304 | $200.00 | 11/26/2011 12:20:43 PM |
greenwell | $25.00 | 11/27/2011 9:35:28 AM |
dollar-tornado3 | $25.00 | 11/27/2011 6:01:50 AM |
Toby1montana | $50.00 | 11/27/2011 9:06:45 PM |
enterprising-credit2 | $50.00 | 11/27/2011 1:14:02 PM |
dedicated-transaction796 | $25.00 | 11/28/2011 9:27:06 AM |
profit-powerplant | $25.00 | 11/28/2011 8:41:03 AM |
buffalobills | $25.00 | 11/28/2011 4:13:00 PM |
antlr | $50.00 | 11/28/2011 7:28:16 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:25:19 PM |
nycfinance | $25.00 | 11/29/2011 1:58:10 AM |
mclilpaws | $25.00 | 11/29/2011 3:53:48 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:49 PM |
balanced-balance6 | $25.00 | 11/29/2011 6:22:03 AM |
ingenious-interest096 | $28.39 | 11/29/2011 7:08:46 AM |
justice-economist | $25.00 | 11/29/2011 7:53:13 AM |
draggon77 | $25.00 | 11/29/2011 7:19:31 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:52 AM |
flexible-return297 | $40.00 | 11/29/2011 8:25:51 AM |
qwsd12 | $33.00 | 11/29/2011 9:06:57 AM |
shmb6508 | $50.00 | 11/29/2011 9:07:00 AM |
aesop56 | $50.00 | 11/28/2011 9:10:53 PM |
aader | $25.00 | 11/29/2011 9:09:43 AM |
skybolt4 | $25.00 | 11/29/2011 9:11:30 AM |
MrMcduck | $25.00 | 11/29/2011 9:11:10 AM |
reward-gala | $36.00 | 11/29/2011 9:16:24 AM |
vibraphone3 | $25.00 | 11/29/2011 9:16:59 AM |
ibealion | $25.00 | 11/29/2011 9:13:35 AM |
SKOAL | $25.00 | 11/29/2011 9:13:40 AM |
stepatatime-together | $100.00 | 11/29/2011 9:20:05 AM |
DER | $25.00 | 11/29/2011 9:23:59 AM |
kindness-hickory5 | $50.00 | 11/29/2011 9:19:20 AM |
orange-preeminant-bill | $25.00 | 11/29/2011 6:08:49 AM |
northphoto | $25.00 | 11/29/2011 6:18:56 AM |
market-jam | $50.00 | 11/29/2011 9:26:48 AM |
money-surge1 | $25.00 | 11/29/2011 9:22:55 AM |
lillian27 | $25.00 | 11/29/2011 9:24:36 AM |
payout-achievement | $50.00 | 11/29/2011 9:27:06 AM |
trade-beeper4 | $25.00 | 11/29/2011 7:57:08 AM |
thelovebug | $100.00 | 11/29/2011 9:33:12 AM |
golden-cat | $25.00 | 11/29/2011 9:32:14 AM |
duty-explosion9 | $49.00 | 11/29/2011 8:51:42 AM |
rvfbroker | $25.00 | 11/29/2011 9:34:05 AM |
rhin0cerx | $50.00 | 11/29/2011 9:38:43 AM |
Miklot | $30.00 | 11/29/2011 9:41:54 AM |
Vreet | $25.00 | 11/29/2011 9:12:15 AM |
kindness-jedi | $25.00 | 11/29/2011 9:14:09 AM |
NeketanBank | $25.00 | 11/29/2011 9:45:50 AM |
lcole32 | $25.00 | 11/29/2011 9:41:52 AM |
oreyedoc | $50.00 | 11/29/2011 9:48:18 AM |
debt-force | $25.00 | 11/29/2011 9:45:01 AM |
davisfl | $25.00 | 11/29/2011 9:17:53 AM |
bonus-zone | $25.00 | 11/29/2011 9:45:18 AM |
ah-long | $25.00 | 11/29/2011 9:18:17 AM |
restless-currency | $50.00 | 11/29/2011 9:18:21 AM |
tshurts | $25.00 | 11/29/2011 9:18:56 AM |
payment-pursuit3 | $100.00 | 11/29/2011 9:19:07 AM |
pleasant-bid | $50.00 | 11/29/2011 9:21:14 AM |
larslfe | $25.00 | 11/29/2011 9:24:59 AM |
jml3482 | $25.00 | 11/29/2011 9:26:18 AM |
wealth-builder57 | $25.00 | 11/29/2011 9:27:39 AM |
goodhearted-gold3 | $25.00 | 11/29/2011 9:29:20 AM |
Mariner3605 | $25.00 | 11/29/2011 9:30:47 AM |
top-unflappable-economy | $25.00 | 11/29/2011 9:33:42 AM |
gizzywump | $25.00 | 11/29/2011 9:35:41 AM |
BBL | $25.00 | 11/29/2011 9:42:13 AM |
LSUGuy | $75.00 | 11/29/2011 9:42:38 AM |
marketplace-hut9 | $25.00 | 11/29/2011 9:45:53 AM |
fabulous-revenue7 | $25.00 | 11/29/2011 9:46:54 AM |
rescue | $100.00 | 11/29/2011 9:47:48 AM |
tremendous-payment | $25.00 | 11/29/2011 9:48:15 AM |
Petiza | $35.21 | 11/29/2011 10:00:49 AM |
ingenious-deal6 | $25.00 | 11/18/2011 5:17:06 PM |
pound-mushroom3 | $25.00 | 11/18/2011 5:39:49 PM |
golden-velocity9 | $25.00 | 11/18/2011 5:25:10 PM |
orderly-leverage | $50.00 | 11/21/2011 3:29:28 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:50 PM |
factcheck | $40.00 | 11/22/2011 10:30:45 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:02 AM |
Tylerh | $255.00 | 11/23/2011 2:20:38 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:25 PM |
economy-coup | $50.00 | 11/23/2011 5:30:34 PM |
mercuriant | $25.00 | 11/24/2011 9:14:29 AM |
coin-investor | $25.00 | 11/24/2011 9:29:00 AM |
red-power-pecan | $50.00 | 11/24/2011 9:32:55 AM |
Angel_Investor_7 | $25.00 | 11/25/2011 9:16:57 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:49 AM |
NolockHolmes | $40.00 | 11/25/2011 4:40:34 PM |
VASLENDING | $25.00 | 11/25/2011 2:40:13 PM |
return-cluster991 | $50.00 | 11/25/2011 12:58:56 AM |
social-zebra | $30.00 | 11/26/2011 8:54:48 AM |
roux | $25.00 | 11/26/2011 12:15:22 PM |
Weaverville | $25.00 | 11/26/2011 8:49:25 AM |
UBOtto186 | $50.00 | 11/27/2011 8:24:58 AM |
rogue_monster | $50.00 | 11/26/2011 12:26:50 PM |
terrific-return | $25.00 | 11/26/2011 3:19:20 PM |
deepblue34 | $30.00 | 11/27/2011 1:25:17 PM |
loyalist1 | $100.00 | 11/26/2011 10:37:01 PM |
careful-note | $70.00 | 11/28/2011 4:36:37 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:31 PM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:16 AM |
gold-pudding6 | $45.56 | 11/28/2011 5:21:48 PM |
villagers | $50.00 | 11/28/2011 5:24:29 PM |
ursus | $50.00 | 11/28/2011 5:29:05 PM |
dublin063 | $50.00 | 11/28/2011 2:37:14 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:40 PM |
lockstock | $25.00 | 11/28/2011 9:23:02 PM |
economy-sunrise | $25.00 | 11/29/2011 12:57:44 AM |
bsh297 | $30.39 | 11/29/2011 6:23:26 AM |
asiaratt | $50.00 | 11/29/2011 9:06:10 AM |
zone6 | $60.00 | 11/29/2011 8:31:20 AM |
bid-czar8 | $100.00 | 11/29/2011 9:07:33 AM |
awesome-benefit1 | $25.00 | 11/28/2011 10:48:10 PM |
economy-producer | $25.00 | 11/29/2011 9:15:47 AM |
Greenbak | $25.00 | 11/29/2011 9:15:56 AM |
CAGE-Investments | $25.00 | 11/29/2011 9:16:21 AM |
monster4 | $50.00 | 11/29/2011 9:13:37 AM |
Crystalprop | $25.00 | 11/29/2011 9:13:58 AM |
Kaj | $25.00 | 11/29/2011 9:14:24 AM |
hope-eagle6 | $25.00 | 11/29/2011 9:15:21 AM |
TrekTune | $25.00 | 11/29/2011 9:16:32 AM |
worldly-community3 | $50.00 | 11/29/2011 9:23:04 AM |
treasure-bliss | $25.00 | 11/29/2011 5:57:55 AM |
JauaFlash | $25.00 | 11/29/2011 9:18:33 AM |
KLCRAY | $25.00 | 11/29/2011 9:25:55 AM |
fighter122 | $25.00 | 11/29/2011 9:25:59 AM |
roman2008 | $25.00 | 11/29/2011 9:20:53 AM |
money-bauble | $89.00 | 11/29/2011 9:24:02 AM |
saffron4 | $25.00 | 11/29/2011 9:29:34 AM |
GInBaghdad | $25.00 | 11/29/2011 9:24:52 AM |
lowlite6647 | $27.78 | 11/29/2011 7:59:18 AM |
handshake5 | $100.00 | 11/29/2011 9:33:14 AM |
wwwUniversal | $25.00 | 11/29/2011 9:28:22 AM |
Frenchynh | $25.00 | 11/29/2011 9:33:17 AM |
MBIntl | $25.00 | 11/29/2011 8:36:05 AM |
life-is-great | $25.00 | 11/29/2011 9:31:58 AM |
zone8 | $100.00 | 11/29/2011 9:38:13 AM |
whatknows | $25.00 | 11/29/2011 9:05:58 AM |
Wellman | $25.00 | 11/29/2011 9:40:25 AM |
miked8303 | $25.00 | 11/29/2011 9:35:56 AM |
bnlforever | $25.00 | 11/29/2011 9:09:41 AM |
haplender | $46.00 | 11/29/2011 9:10:20 AM |
reward-adventure | $50.00 | 11/29/2011 9:11:03 AM |
apostle901 | $25.00 | 11/29/2011 9:44:23 AM |
nowits10 | $25.00 | 11/29/2011 9:13:02 AM |
silver-wonder278 | $25.00 | 11/29/2011 9:13:48 AM |
organic-order | $25.00 | 11/29/2011 9:45:38 AM |
melodious-fairness | $25.00 | 11/29/2011 9:14:40 AM |
ILWTC | $50.00 | 11/29/2011 9:41:44 AM |
nodrivelpls | $25.00 | 11/29/2011 9:15:43 AM |
symbiosis | $50.00 | 11/29/2011 9:46:32 AM |
revenue-serenity | $29.00 | 11/29/2011 9:48:00 AM |
NewOrleans2012 | $25.00 | 11/29/2011 9:48:07 AM |
miamibeachloaner | $25.00 | 11/29/2011 9:49:29 AM |
Diamond_Jim | $25.00 | 11/29/2011 9:49:34 AM |
Weaverville | $25.00 | 11/29/2011 9:18:39 AM |
exciting-loyalty3 | $50.00 | 11/29/2011 9:18:51 AM |
credit-coach118 | $25.47 | 11/29/2011 9:56:49 AM |
jstefans | $25.00 | 11/29/2011 9:20:34 AM |
EBITDA | $25.00 | 11/29/2011 9:21:12 AM |
kulender | $100.00 | 11/29/2011 9:24:25 AM |
daniel5075 | $25.00 | 11/29/2011 9:26:16 AM |
shrewd-peace7 | $25.00 | 11/29/2011 9:27:10 AM |
tornandfrayed | $25.00 | 11/29/2011 9:30:37 AM |
MikeyZ2008 | $50.00 | 11/29/2011 9:30:40 AM |
ChuckieG | $25.00 | 11/29/2011 9:32:53 AM |
green28 | $100.00 | 11/29/2011 9:33:39 AM |
compassion-expert | $25.00 | 11/29/2011 9:39:39 AM |
190 Investments
|
Borrower Payment Dependent Notes Series
539868
This series of Notes was issued and sold upon the funding of the borrower loan #56834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 7
/
6 | Length of status: | 12y 0m |
Amount delinquent:
| $45,059 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $9,554 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Beach_Ballers |
Borrower's state:
| Virginia |
Borrower's group:
| Caphill Consulting, LLC |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $50.00 | 11/24/2011 9:05:22 AM |
worth-blanket2 | $5,000.00 | 11/26/2011 6:00:35 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
539876
This series of Notes was issued and sold upon the funding of the borrower loan #56809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $502.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 8% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,317 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-basis-escalator |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kilted Kod
The Kilted Kod Business Plan
Executive Summary
Company history
The Kilted Kod is a family owned and operated fast food concession business that really enjoys serving people and providing a value. While traveling to Scotland and eating traditional Fish and Chips on a daily basis they created a real taste for the traditional preparation of this meal. They could not find the same thing in the Treasure Valley so almost 4 years ago they started The Kilted Kod concession stand to offer the Treasure Valley patrons traditional Hand Battered, British style Fish and Chips.
I am projecting this business to generate $120,000.00 minimum annual gross income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/18/2011 5:09:47 PM |
AFairDeal | $25.00 | 11/18/2011 5:18:47 PM |
cnovak | $25.00 | 11/18/2011 5:34:26 PM |
lendersf | $100.00 | 11/18/2011 8:13:17 PM |
anacent | $25.00 | 11/18/2011 5:09:30 PM |
igniter584 | $25.00 | 11/21/2011 12:12:26 PM |
igniter584 | $25.00 | 11/22/2011 7:42:13 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:33 PM |
granitepk | $100.00 | 11/22/2011 10:53:35 AM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:03 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:02 AM |
DadWarbucks | $25.00 | 11/23/2011 5:20:23 PM |
ianakacg | $25.00 | 11/23/2011 5:21:46 PM |
loyalty-sherpa | $25.00 | 11/23/2011 5:11:25 PM |
worthy-bid8 | $50.00 | 11/23/2011 5:24:43 PM |
jpblan11 | $25.00 | 11/24/2011 4:38:54 AM |
Tylerh | $255.00 | 11/23/2011 2:20:38 PM |
progressive-economy261 | $400.00 | 11/23/2011 5:10:39 PM |
nickel-ferret | $50.00 | 11/24/2011 9:18:07 AM |
brightest-fearless-payout | $50.00 | 11/24/2011 9:20:08 AM |
britgsb | $30.00 | 11/24/2011 9:21:53 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:46 PM |
evnagelist | $25.00 | 11/24/2011 9:17:24 AM |
Aimvest | $25.00 | 11/25/2011 9:11:14 AM |
first-serene-credit | $25.00 | 11/25/2011 8:23:19 AM |
heerzaquestion | $25.00 | 11/25/2011 10:36:59 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:49 AM |
umfan123 | $25.00 | 11/25/2011 10:36:58 AM |
yield-hut | $50.00 | 11/25/2011 11:11:36 AM |
helpinghand63 | $25.00 | 11/24/2011 5:19:42 PM |
novice-speculator | $25.00 | 11/25/2011 11:35:41 AM |
SomebodysMom | $26.70 | 11/25/2011 3:59:32 PM |
riproaringrapids | $25.00 | 11/25/2011 5:13:27 PM |
shrewd-rupee | $125.00 | 11/25/2011 5:22:58 PM |
E_G | $50.00 | 11/25/2011 8:13:02 PM |
gold-pudding6 | $60.00 | 11/25/2011 9:21:49 AM |
NolockHolmes | $50.00 | 11/25/2011 9:47:57 AM |
azali | $25.00 | 11/25/2011 11:34:02 PM |
SolarMoonshine | $25.00 | 11/25/2011 11:03:31 AM |
TrustPlus | $50.00 | 11/26/2011 9:09:58 AM |
rogue_monster | $50.00 | 11/25/2011 4:44:09 PM |
velocity-destiny7 | $25.00 | 11/25/2011 5:24:11 PM |
WalnutCreekguy | $100.00 | 11/26/2011 12:14:01 PM |
murlirao2002 | $25.00 | 11/25/2011 6:32:30 PM |
gold-sushi | $25.00 | 11/26/2011 12:15:51 PM |
appcoder | $40.00 | 11/26/2011 1:19:51 PM |
rodaku | $40.80 | 11/26/2011 3:06:49 PM |
w3alter | $50.00 | 11/26/2011 12:39:33 PM |
northern_paddler | $25.00 | 11/26/2011 1:45:31 PM |
Ven58 | $30.00 | 11/26/2011 3:36:09 PM |
careful-note | $100.00 | 11/27/2011 4:34:00 AM |
fund-tom-tom6 | $25.00 | 11/27/2011 6:43:14 AM |
agbullet55443 | $200.00 | 11/26/2011 9:48:36 PM |
sweet-capital7 | $50.00 | 11/27/2011 7:49:15 AM |
don8ter | $50.00 | 11/26/2011 12:16:10 PM |
careful-note | $50.00 | 11/27/2011 4:58:39 AM |
awwaww | $25.00 | 11/26/2011 12:28:51 PM |
j2ee | $25.00 | 11/26/2011 12:30:08 PM |
conqueror359 | $50.00 | 11/27/2011 9:10:35 AM |
Mint_Man | $50.00 | 11/26/2011 2:05:17 PM |
wise-silver-wonder | $25.00 | 11/27/2011 11:15:58 AM |
blissful-dollar3 | $50.00 | 11/26/2011 3:51:34 PM |
Corellia | $50.00 | 11/26/2011 6:25:20 PM |
misohoni | $75.00 | 11/26/2011 7:42:48 PM |
Poohcho | $25.00 | 11/27/2011 1:32:39 PM |
Freedom_One | $50.00 | 11/27/2011 2:39:34 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:37 PM |
mogul42 | $100.00 | 11/27/2011 5:38:13 AM |
solo423 | $75.00 | 11/27/2011 4:12:57 PM |
rustysailor | $25.00 | 11/27/2011 4:55:56 PM |
igniter584 | $25.00 | 11/27/2011 8:29:50 AM |
Bank42 | $25.00 | 11/27/2011 8:55:05 AM |
uberrific | $50.00 | 11/27/2011 10:08:33 PM |
currency-persimmon | $50.00 | 11/27/2011 10:41:26 AM |
HolJenks | $25.00 | 11/28/2011 4:58:13 AM |
a-resplendent-commitment | $25.00 | 11/28/2011 6:56:56 AM |
nycitynoodle | $100.00 | 11/28/2011 8:20:48 AM |
enterprising-credit2 | $50.00 | 11/27/2011 1:12:53 PM |
Medic05 | $25.00 | 11/28/2011 8:17:25 AM |
hyla15 | $25.00 | 11/28/2011 9:37:58 AM |
fuzed | $50.00 | 11/28/2011 10:26:07 AM |
dordee | $60.00 | 11/28/2011 11:15:27 AM |
unafraid-loan5 | $25.00 | 11/28/2011 7:05:17 AM |
Christus_Victor | $31.58 | 11/28/2011 3:05:27 PM |
benefit-zoo | $50.00 | 11/28/2011 5:11:31 PM |
gold-pudding6 | $30.00 | 11/28/2011 5:20:20 PM |
factcheck | $25.00 | 11/28/2011 10:21:14 AM |
spenrod | $25.00 | 11/28/2011 5:17:49 PM |
investment-comet | $25.00 | 11/28/2011 11:51:58 AM |
Banker7371 | $25.00 | 11/28/2011 5:29:10 PM |
indomitable-coin | $25.00 | 11/28/2011 7:17:35 PM |
Oak-Parker | $25.00 | 11/28/2011 6:50:49 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:32 PM |
transparency-river1 | $2,000.00 | 11/28/2011 7:40:50 PM |
kegs | $586.75 | 11/28/2011 7:57:28 PM |
bellaquito | $218.61 | 11/28/2011 8:14:36 PM |
NDFIRTH | $50.00 | 11/28/2011 5:07:55 PM |
circuitfive | $25.00 | 11/28/2011 5:17:14 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:40 PM |
toblerone | $25.00 | 11/18/2011 5:09:56 PM |
Clambake | $25.00 | 11/18/2011 5:23:31 PM |
bb575 | $50.00 | 11/18/2011 5:05:21 PM |
saahilld | $25.00 | 11/18/2011 5:21:48 PM |
indomitable-coin | $25.00 | 11/18/2011 5:23:23 PM |
igniter584 | $25.00 | 11/21/2011 12:20:46 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:28 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:38 PM |
BxRealtor | $25.00 | 11/22/2011 5:14:06 PM |
availableloan | $25.00 | 11/22/2011 8:47:04 PM |
30Sky | $25.00 | 11/23/2011 12:57:49 AM |
kenji4861 | $25.00 | 11/23/2011 9:39:33 AM |
Sid-K | $25.00 | 11/23/2011 5:33:23 PM |
colorfulgardener | $25.00 | 11/23/2011 7:03:34 PM |
Ripsaw4U | $50.00 | 11/23/2011 8:00:10 PM |
igniter584 | $25.00 | 11/24/2011 6:37:43 AM |
platinum-genetics | $25.00 | 11/23/2011 5:06:50 PM |
wealth-fields8 | $50.00 | 11/23/2011 5:07:06 PM |
jga516 | $25.00 | 11/24/2011 8:48:19 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:26 PM |
life-is-great | $25.00 | 11/24/2011 9:15:20 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:19 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:31 AM |
orbital-dollar2 | $25.00 | 11/25/2011 8:10:37 AM |
KLCRAY | $25.00 | 11/24/2011 9:30:33 AM |
einstein | $500.00 | 11/25/2011 8:02:31 AM |
important-ore | $150.00 | 11/25/2011 9:27:19 AM |
new-ore-venture | $50.00 | 11/25/2011 12:03:12 PM |
GreenSun | $25.00 | 11/25/2011 10:18:20 AM |
-Tuxedo- | $25.00 | 11/25/2011 1:25:29 PM |
setUup | $29.20 | 11/25/2011 5:08:29 PM |
Jesuistom | $50.00 | 11/25/2011 9:06:24 AM |
ddog0224 | $68.84 | 11/26/2011 3:24:49 AM |
revenue-youngster | $25.00 | 11/26/2011 4:07:24 AM |
invincible-peso | $25.00 | 11/25/2011 12:17:45 PM |
smallcountry | $25.00 | 11/26/2011 9:43:44 AM |
superstar449 | $25.00 | 11/26/2011 7:31:20 AM |
adir1 | $25.00 | 11/25/2011 1:43:33 PM |
VASLENDING | $50.00 | 11/25/2011 2:41:22 PM |
sentry256 | $25.00 | 11/25/2011 4:29:04 PM |
lone-lender | $50.00 | 11/26/2011 10:11:24 AM |
jamiee73 | $25.00 | 11/25/2011 5:12:21 PM |
ctgscott | $25.00 | 11/26/2011 12:13:52 PM |
janus_god | $25.00 | 11/26/2011 12:31:17 PM |
CatbirdBanking | $25.00 | 11/25/2011 8:30:12 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:27 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:14 AM |
CSAworker | $25.00 | 11/26/2011 12:29:07 PM |
newest-bountiful-basis | $25.00 | 11/26/2011 12:34:16 PM |
payout-panda | $25.00 | 11/26/2011 9:49:10 AM |
unassuming-note | $25.00 | 11/27/2011 4:13:09 AM |
cash-spinner | $27.00 | 11/27/2011 8:01:50 AM |
beezler | $50.00 | 11/26/2011 11:14:56 PM |
vigorous-payment6 | $25.00 | 11/27/2011 8:27:18 AM |
steiglends | $100.00 | 11/27/2011 9:49:33 AM |
averagefore | $25.00 | 11/26/2011 4:13:33 PM |
Supernick | $100.00 | 11/26/2011 5:29:25 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:37 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:53 PM |
speedy-silver3 | $50.00 | 11/27/2011 4:53:22 PM |
Indio92203 | $25.00 | 11/27/2011 6:26:05 AM |
donlenboy | $38.70 | 11/27/2011 8:30:57 AM |
Supp0rter | $50.00 | 11/27/2011 8:53:57 AM |
B-rad_the_Coug | $25.00 | 11/28/2011 1:18:47 AM |
tylerfd | $25.00 | 11/28/2011 7:38:00 AM |
dinero-speaker | $25.00 | 11/28/2011 7:39:13 AM |
roadtruck | $50.00 | 11/28/2011 8:26:23 AM |
wlm3012 | $30.00 | 11/27/2011 5:39:13 PM |
wampum-chorus3 | $25.00 | 11/28/2011 9:14:52 AM |
cerebral-value4 | $50.00 | 11/28/2011 10:36:20 AM |
american6 | $100.00 | 11/27/2011 11:55:45 PM |
green28 | $150.00 | 11/28/2011 11:34:37 AM |
rchissocol | $25.00 | 11/28/2011 11:00:01 AM |
Rzrwire | $25.00 | 11/28/2011 7:37:51 AM |
authentic-liberty7 | $25.00 | 11/28/2011 7:40:26 AM |
roadtruck | $100.00 | 11/28/2011 8:22:11 AM |
gold-disk | $25.00 | 11/28/2011 1:21:16 PM |
astute-benjamins | $50.00 | 11/28/2011 3:18:05 PM |
abkennedy | $25.00 | 11/28/2011 9:10:35 AM |
rapid-credit428 | $25.00 | 11/28/2011 5:12:04 PM |
finance-orchestra8 | $40.00 | 11/28/2011 10:16:02 AM |
degster | $25.00 | 11/28/2011 10:21:14 AM |
impressive-loan | $31.00 | 11/28/2011 5:26:22 PM |
responsibility-wind6 | $25.00 | 11/28/2011 5:28:23 PM |
icchok | $37.00 | 11/28/2011 5:30:49 PM |
Dillonmd58 | $25.00 | 11/28/2011 12:35:20 PM |
BOZO88 | $25.00 | 11/28/2011 5:25:39 PM |
managedfund | $1,500.00 | 11/28/2011 12:47:09 PM |
a-responsible-return | $50.00 | 11/28/2011 5:27:18 PM |
dudebrah | $25.00 | 11/28/2011 6:02:21 PM |
Bodyboard | $111.17 | 11/28/2011 6:15:09 PM |
Avid_Skier | $25.00 | 11/28/2011 7:19:02 PM |
antlr | $50.00 | 11/28/2011 7:28:16 PM |
ph0rse | $50.00 | 11/28/2011 7:49:29 PM |
new-gold-wrangler | $462.50 | 11/28/2011 7:55:10 PM |
GMPK_TLAS | $50.00 | 11/28/2011 5:07:27 PM |
DeltaComputerGuy | $50.00 | 11/28/2011 5:15:58 PM |
value-wind0 | $50.00 | 11/28/2011 5:22:53 PM |
lucrative-coin | $50.00 | 11/28/2011 5:31:17 PM |
EJPiper | $50.00 | 11/28/2011 7:34:51 PM |
mystical-fairness4 | $50.00 | 11/28/2011 8:13:42 PM |
mtquan | $25.00 | 11/28/2011 8:29:11 PM |
brightest-gain-investor | $735.15 | 11/28/2011 8:32:45 PM |
202 Investments
|
Borrower Payment Dependent Notes Series
539882
This series of Notes was issued and sold upon the funding of the borrower loan #56917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $337.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 4% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 2y 10m |
Amount delinquent:
| $1,140 |
Total credit lines:
| 8 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $204 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-helpful-loan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Jeff ISU
Purpose of loan:
This loan will be used to assist with the purchase of a used Auto/Motorcycle for economic transportation. I will also place a cash deposit of 3K - 5K with the approved loan.
My financial situation has been solid for the past three years. I am an accountant by trade with steady employment. My credit score is fair because I have not carried any sizeable debt for the past 7 years showing a steady payment history.
I am a good candidate for this loan because I carry little debt and have steady employment.
Monthly net income: $8,000
Monthly expenses: $ Please see below detail of monthly expenses
Housing: $ 1,800
Insurance: $ 300
Car expenses: $ NA
Utilities: $ 125
Phone, cable, internet: $ 125
Food, entertainment: $ 2000 per month - Single no dependent
Clothing, household expenses: $500
Credit cards and other loans: $500 (total line)
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/19/2011 12:16:07 PM |
cnovak | $25.00 | 11/19/2011 12:31:26 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:05 PM |
igniter584 | $25.00 | 11/21/2011 12:12:29 PM |
secureincome | $68.00 | 11/21/2011 1:06:35 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:32 AM |
worth-blanket2 | $9,207.00 | 11/21/2011 12:42:46 PM |
enriching-trade2 | $50.00 | 11/19/2011 12:36:06 PM |
ianakacg | $25.00 | 11/20/2011 8:21:51 PM |
igniter584 | $25.00 | 11/21/2011 12:20:49 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
539900
This series of Notes was issued and sold upon the funding of the borrower loan #56896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,584 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| friendly-camaraderi828 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment Loan
Purpose of loan:
This loan will be used to... Invest in Nasdaq, NYSE and otcbb stocks.
My financial situation:
I am a good candidate for this loan because... I have always paid my previous loans on time often before their expiration. Also, I have been making at least 10% on my daily investments so with this loan amount properly broken apart into three trading days at 3k a day, I would make 300 dollars a day minimum with the extra 1k to hedge that days amount. This would allow me to pay off the loan in a minimal time frame.
Monthly net income: $1,000
Monthly expenses: $
Housing: $350
Insurance: $30
Car expenses: $50
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $830
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $25.00 | 11/21/2011 5:12:43 PM |
papaloha | $25.00 | 11/21/2011 5:23:26 PM |
worth-blanket2 | $9,800.00 | 11/22/2011 12:09:53 PM |
secureincome | $75.00 | 11/22/2011 4:05:08 PM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:51 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:33:03 AM |
leverage-monger | $25.00 | 11/22/2011 2:38:49 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
539910
This series of Notes was issued and sold upon the funding of the borrower loan #56496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,515 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loan-aficionado |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to cover expenses for a brief period, as I have just paid off over $40K in debt all at once.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time
Monthly net income: 8000
Monthly expenses: $
Housing: $1850
Insurance: $100
Car expenses: $600
Utilities: $700
Phone, cable, internet: $200
Food, entertainment: $Varies
Clothing, household expenses: $N/A
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $125.00 | 11/23/2011 9:43:24 AM |
bullish2bearish | $29.07 | 11/24/2011 3:18:15 PM |
papaloha | $25.00 | 11/23/2011 9:17:26 AM |
let_me_retire | $100.00 | 11/23/2011 12:00:08 PM |
Rogelio48 | $28.00 | 11/23/2011 3:18:39 PM |
kk-gp | $100.00 | 11/23/2011 9:51:06 AM |
beachfunder | $25.00 | 11/23/2011 11:00:16 PM |
finance-investor3 | $25.00 | 11/23/2011 1:09:31 PM |
silver-birdie | $100.00 | 11/23/2011 5:13:40 PM |
StrongMonty | $53.80 | 11/24/2011 9:45:09 PM |
ohmarkybaby | $31.87 | 11/24/2011 8:39:36 PM |
likeable-hope | $25.00 | 11/25/2011 7:49:29 AM |
RMI_Babylon | $25.00 | 11/25/2011 1:29:48 PM |
agalt | $50.00 | 11/25/2011 3:39:19 PM |
wealth-multiplier | $25.00 | 11/25/2011 6:13:07 PM |
dynrep | $200.00 | 11/25/2011 8:36:33 AM |
SFBank | $50.00 | 11/25/2011 9:45:18 PM |
NolockHolmes | $50.00 | 11/25/2011 9:48:48 AM |
principal-laser | $34.22 | 11/26/2011 2:47:02 AM |
millionlender | $50.00 | 11/25/2011 11:02:52 AM |
Brisket_Bob | $27.00 | 11/26/2011 5:57:46 AM |
worth-blanket2 | $1,600.00 | 11/26/2011 5:58:14 AM |
HammerSmith | $25.00 | 11/25/2011 4:46:03 PM |
sturdy-peace9 | $100.00 | 11/25/2011 8:04:35 PM |
gold-channel2 | $50.00 | 11/25/2011 9:22:30 PM |
stormtrooper72 | $41.33 | 11/25/2011 11:23:43 PM |
capital-galaxy | $75.00 | 11/26/2011 5:05:07 AM |
brightest-creative-leverage | $25.00 | 11/26/2011 5:09:55 AM |
Starfin-Capital-Management | $156.62 | 11/26/2011 5:08:43 AM |
CA-Lender | $39.40 | 11/23/2011 9:32:24 AM |
SolarMoonshine | $25.00 | 11/23/2011 9:59:48 AM |
supreme-p2p9 | $25.00 | 11/23/2011 11:32:56 AM |
goodhearted-generosity511 | $25.00 | 11/23/2011 12:10:50 PM |
fountain355 | $25.00 | 11/24/2011 5:26:45 AM |
jmvingeorgia | $25.00 | 11/24/2011 5:17:48 AM |
topper480 | $50.00 | 11/24/2011 6:33:29 AM |
leverage-monger | $25.33 | 11/25/2011 7:21:49 AM |
melodious-openness | $100.00 | 11/25/2011 7:06:28 AM |
heerzaquestion | $30.00 | 11/25/2011 10:46:34 AM |
new-ore-venture | $75.00 | 11/25/2011 12:01:50 PM |
2grindstones | $30.29 | 11/25/2011 10:40:03 AM |
VASLENDING | $25.00 | 11/25/2011 2:33:52 PM |
Rebelrick9 | $25.00 | 11/25/2011 1:27:13 PM |
setUup | $27.20 | 11/25/2011 7:01:41 AM |
bailey7563 | $25.00 | 11/25/2011 7:22:13 AM |
SecondChanceLendingSERV | $25.00 | 11/25/2011 8:12:56 AM |
first-serene-credit | $25.00 | 11/25/2011 8:15:00 AM |
alaskanbearcub | $25.00 | 11/25/2011 5:58:07 PM |
bmodman | $29.13 | 11/25/2011 9:44:45 PM |
Zingaro | $25.00 | 11/26/2011 12:46:14 AM |
autonomous-dedication5 | $28.59 | 11/25/2011 10:44:26 AM |
cerebral-dollar773 | $25.00 | 11/26/2011 5:50:30 AM |
loss-of-control | $75.00 | 11/25/2011 6:23:06 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
539928
This series of Notes was issued and sold upon the funding of the borrower loan #56956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,931 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-enriched-yield |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Squirt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $850
Housing: $0
Insurance: $89
Car expenses: $440
Utilities: $0
Phone, cable, internet: 59
Food, entertainment: $200
Clothing, household expenses: 0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/23/2011 5:17:48 PM |
pound-mushroom3 | $25.00 | 11/23/2011 5:31:42 PM |
tenacious-capital3 | $25.00 | 11/28/2011 9:17:01 AM |
careful-note | $70.00 | 11/28/2011 4:36:55 AM |
terrific-p2ploan | $25.00 | 11/28/2011 1:57:02 PM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:14 AM |
fantastic-wampum1 | $100.00 | 11/29/2011 9:11:23 AM |
toblerone | $25.00 | 11/29/2011 9:48:59 AM |
finance-prescription | $100.00 | 11/29/2011 9:48:03 AM |
ChrisProsper | $20.00 | 11/29/2011 1:53:30 PM |
golden-velocity9 | $35.00 | 11/23/2011 5:21:13 PM |
fortytwo | $150.00 | 11/26/2011 12:16:42 PM |
loan-mammal | $100.00 | 11/28/2011 9:09:48 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:25 AM |
Comoparklender | $25.00 | 11/29/2011 9:07:43 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:26 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:23 AM |
economy-coup | $50.00 | 11/29/2011 9:43:15 AM |
worth-blanket2 | $9,000.00 | 11/29/2011 1:52:16 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
539934
This series of Notes was issued and sold upon the funding of the borrower loan #56796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $300.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 25% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,829 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| unbelievable-bid6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off unexpected a family emergency that needed to be charged on the credit card.
My financial situation: I was employed as a home-school teacher for over two years. I had the opportunity to work for a public school in September as a 6th grade special education teacher, and switched. Due to an emergency with my significant other that occurred right when I began my new job, there were two separate large charges placed on the credit card.
I am a good candidate for this loan because...I have a credit score rating of 700, and never missed a payment on a bill.
Monthly net income: $2450
Monthly expenses: $0
Housing: $0 - currently living with parents and not paying rent.
Insurance: $300
Car expenses: $550
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $350
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $25.00 | 11/21/2011 5:12:43 PM |
papaloha | $25.00 | 11/21/2011 5:23:27 PM |
ingenious-deal6 | $25.00 | 11/21/2011 5:24:37 PM |
toblerone | $25.00 | 11/21/2011 5:32:46 PM |
fortytwo | $150.00 | 11/21/2011 5:32:07 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:52 PM |
jjswanso | $50.00 | 11/21/2011 5:15:45 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 8:38:16 AM |
factcheck | $40.00 | 11/22/2011 10:30:55 AM |
brightest-dynamic-liberty | $25.00 | 11/21/2011 5:18:29 PM |
worth-blanket2 | $6,900.00 | 11/22/2011 12:11:37 PM |
leverage-monger | $25.18 | 11/22/2011 2:54:20 PM |
secureincome | $84.82 | 11/22/2011 4:06:55 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
539946
This series of Notes was issued and sold upon the funding of the borrower loan #56367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $319.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 19% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,238 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| transaction-labyrinth9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Loan Consolidation
Purpose of loan:
I'd like to consolidate any outstanding balances into one payment.
I had a great experience with my previous Prosper loan, made all of my payments on time and paid off the loan without any issues.
I am a good candidate for this loan because I make a good salary, have no dependents or mortgages (or neg. equity). In a pinch, I always have the option to borrow from my retirement but am preferring to keep as much as possible in the market right now.
Monthly net income: $ 3696.33; Housing plus Util: $790.00; Insurance: $125.00; Car expenses: $482.25; Roughly $8,000 in credit cards i'd like to consolidate using a Prosper loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 11/20/2011 1:29:44 AM |
bullish2bearish | $31.42 | 11/20/2011 5:35:29 AM |
credit-missile | $125.00 | 11/19/2011 12:05:15 PM |
CoolPlexer | $25.00 | 11/19/2011 12:07:36 PM |
finance-prescription | $100.00 | 11/19/2011 12:13:55 PM |
mrxtravis | $25.00 | 11/19/2011 12:18:52 PM |
LittleMingo | $25.00 | 11/19/2011 3:22:53 PM |
Mikale360 | $25.00 | 11/19/2011 4:05:05 PM |
goodhearted-generosity511 | $25.00 | 11/19/2011 5:29:17 PM |
investmentgroup | $25.00 | 11/19/2011 12:49:48 PM |
brightest-dynamic-liberty | $25.00 | 11/19/2011 12:50:59 PM |
enterprising-credit2 | $25.00 | 11/19/2011 10:28:47 PM |
Rogelio48 | $25.00 | 11/20/2011 11:20:39 AM |
dime-selector | $25.00 | 11/20/2011 11:32:17 AM |
vtrentster | $25.00 | 11/19/2011 4:23:26 PM |
handy-justice | $50.00 | 11/19/2011 5:47:40 PM |
good4loan | $50.00 | 11/19/2011 8:57:42 PM |
commerce-web5 | $25.00 | 11/20/2011 12:30:59 PM |
graceful-investment | $50.00 | 11/20/2011 1:38:22 PM |
loan-master1 | $25.00 | 11/20/2011 1:51:24 PM |
the-lean-bid | $25.00 | 11/20/2011 4:51:03 PM |
daekpon | $100.00 | 11/20/2011 4:03:00 PM |
promise2 | $50.00 | 11/20/2011 9:54:26 PM |
jmeasn | $50.00 | 11/20/2011 11:53:18 PM |
corndog4000 | $200.00 | 11/21/2011 1:08:28 AM |
Pickmar | $25.00 | 11/21/2011 6:58:37 AM |
Scottyd911 | $50.00 | 11/21/2011 7:59:09 AM |
coin-investor | $25.00 | 11/21/2011 9:17:31 AM |
wwwUniversal | $25.00 | 11/21/2011 9:33:55 AM |
economy-coup | $50.00 | 11/21/2011 9:29:52 AM |
gain-gourd | $100.00 | 11/21/2011 10:50:20 AM |
seabassx | $25.00 | 11/21/2011 7:54:31 AM |
worth-blanket2 | $2,638.81 | 11/21/2011 12:42:30 PM |
managedfund | $401.00 | 11/21/2011 10:47:01 AM |
AndChicksforFree | $25.00 | 11/19/2011 12:45:11 PM |
genuine-dime | $100.00 | 11/20/2011 11:38:34 AM |
icanhasloanz | $100.00 | 11/20/2011 4:34:38 PM |
finance-prescription | $100.00 | 11/19/2011 12:13:42 PM |
emphatic-bonus5 | $200.00 | 11/19/2011 12:26:56 PM |
Kash2010lu | $30.00 | 11/19/2011 12:35:29 PM |
enriching-trade2 | $50.00 | 11/19/2011 12:36:06 PM |
loanman2007 | $50.00 | 11/19/2011 12:06:21 PM |
golden-velocity9 | $25.00 | 11/19/2011 12:45:06 PM |
jjswanso | $25.00 | 11/19/2011 12:46:25 PM |
toblerone | $25.00 | 11/19/2011 12:16:08 PM |
fortytwo | $150.00 | 11/19/2011 12:53:16 PM |
SLN-10 | $50.00 | 11/19/2011 12:53:41 PM |
loan-mammal | $100.00 | 11/19/2011 12:22:41 PM |
NekHoldings | $25.00 | 11/19/2011 4:33:13 PM |
DiligentiaLLC | $75.00 | 11/19/2011 5:41:34 PM |
social-hunter5 | $25.00 | 11/19/2011 5:36:22 PM |
FinanceEngine | $40.00 | 11/19/2011 8:39:48 PM |
scarlet-velvet | $25.08 | 11/19/2011 8:27:30 PM |
papaloha | $25.00 | 11/19/2011 12:53:09 PM |
clemclan | $50.00 | 11/19/2011 1:14:13 PM |
reflective-rupee | $25.00 | 11/19/2011 1:44:23 PM |
cgoca | $25.00 | 11/20/2011 8:43:55 AM |
Comoparklender | $25.00 | 11/20/2011 12:07:26 PM |
impeccable-ore3 | $25.00 | 11/19/2011 7:00:34 PM |
well-mannered-income3 | $40.00 | 11/19/2011 7:44:08 PM |
Bob450 | $30.00 | 11/19/2011 9:58:53 PM |
finance-investor3 | $25.00 | 11/19/2011 11:08:40 PM |
1stBankAndHal | $25.07 | 11/20/2011 7:11:22 AM |
papaloha | $300.00 | 11/20/2011 1:19:51 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:06 PM |
Christophe | $25.00 | 11/20/2011 6:33:24 PM |
jpaulnyc | $48.49 | 11/21/2011 2:42:02 AM |
contract-student2 | $60.00 | 11/21/2011 4:58:50 AM |
loss-of-control | $100.00 | 11/20/2011 3:57:00 PM |
matthewa | $25.00 | 11/21/2011 8:35:13 AM |
thankful-nickel2 | $25.00 | 11/20/2011 6:06:11 PM |
exciting-fairness | $200.00 | 11/21/2011 9:18:27 AM |
Frover | $25.00 | 11/20/2011 9:57:03 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:32 AM |
dsgfl1 | $100.00 | 11/21/2011 10:36:07 AM |
high_flyer | $150.00 | 11/21/2011 5:30:00 AM |
SecondChanceLendingSERV | $25.00 | 11/21/2011 7:45:54 AM |
Mrs-Honeydew | $30.00 | 11/21/2011 7:51:08 AM |
dcshobby | $25.00 | 11/21/2011 11:47:57 AM |
first-class-yield9 | $26.65 | 11/21/2011 1:23:32 PM |
gold-miser9 | $148.48 | 11/21/2011 10:12:44 AM |
tnjohnso | $25.00 | 11/21/2011 11:51:22 AM |
calmfunds | $500.00 | 11/21/2011 11:51:42 AM |
83 Investments
|
Borrower Payment Dependent Notes Series
539956
This series of Notes was issued and sold upon the funding of the borrower loan #56603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-20-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 11.76% |
Monthly payment:
| $220.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.53% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 8% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 20y 1m |
Amount delinquent:
| $344 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,366 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| receptive-transaction6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Persloan
Purpose of loan:
This loan will be used to...do necessary things
My financial situation:
I am a good candidate for this loan because...I have no record of suspect liability.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-upright-payout | $25.00 | 11/20/2011 12:05:44 PM |
evnagelist | $25.00 | 11/20/2011 12:09:30 PM |
five-star-nickel7 | $25.00 | 11/20/2011 12:09:47 PM |
bid-papyrus | $25.00 | 11/20/2011 12:09:57 PM |
p2pcapitalgroup | $25.00 | 11/20/2011 12:14:00 PM |
Clambake | $25.00 | 11/20/2011 12:16:57 PM |
finance-explosion6 | $25.00 | 11/20/2011 12:17:46 PM |
siege01 | $25.00 | 11/20/2011 12:18:15 PM |
anacent | $25.00 | 11/20/2011 12:22:10 PM |
indomitable-coin | $25.00 | 11/20/2011 12:19:07 PM |
nickel-ferret | $50.00 | 11/20/2011 12:22:32 PM |
MrDavid | $75.00 | 11/20/2011 12:22:38 PM |
fortytwo | $150.00 | 11/20/2011 12:23:06 PM |
first-favorite-bonus9 | $25.00 | 11/20/2011 12:21:08 PM |
JAVEHE | $25.00 | 11/20/2011 12:25:47 PM |
efficient-marketplace | $25.00 | 11/20/2011 12:27:06 PM |
skuba | $75.00 | 11/20/2011 12:27:49 PM |
Marathoner | $25.00 | 11/20/2011 12:29:54 PM |
SB-Funding | $50.00 | 11/20/2011 12:36:22 PM |
valiant-liberty4 | $25.00 | 11/20/2011 12:40:23 PM |
r5sweeties | $25.00 | 11/20/2011 12:34:49 PM |
doncm | $50.00 | 11/20/2011 12:46:30 PM |
KLCRAY | $25.00 | 11/20/2011 12:42:10 PM |
subtle-revenue0 | $25.00 | 11/20/2011 12:42:44 PM |
extraordinary-exchange4 | $25.00 | 11/20/2011 12:42:57 PM |
fairness-booster9 | $100.00 | 11/20/2011 3:16:08 PM |
trident9 | $50.00 | 11/20/2011 12:08:55 PM |
Railbird | $25.00 | 11/20/2011 12:11:21 PM |
lostontheedge | $25.00 | 11/20/2011 3:18:38 PM |
gracej | $25.00 | 11/20/2011 12:14:23 PM |
postalwhiz | $25.00 | 11/20/2011 12:17:28 PM |
puifais | $50.00 | 11/20/2011 12:18:36 PM |
worthy-bid8 | $50.00 | 11/20/2011 12:19:23 PM |
tflood1967 | $50.00 | 11/20/2011 12:22:27 PM |
virtualbank | $25.00 | 11/20/2011 12:28:21 PM |
wtrboy | $25.00 | 11/20/2011 12:36:59 PM |
lucrative-coin | $50.00 | 11/20/2011 12:37:29 PM |
latestone | $25.00 | 11/20/2011 10:59:50 PM |
mrpowers5531 | $25.00 | 11/21/2011 9:17:39 AM |
ianakacg | $25.00 | 11/20/2011 8:15:06 PM |
ZeLonewolf | $25.00 | 11/21/2011 9:36:31 AM |
EngineersAlliance | $100.00 | 11/21/2011 9:39:29 AM |
wildblue | $25.94 | 11/21/2011 9:51:05 AM |
Sneezie | $100.00 | 11/21/2011 9:38:23 AM |
tuffshorty | $30.00 | 11/21/2011 1:12:12 PM |
dfealk | $25.00 | 11/21/2011 3:27:29 PM |
trucklawyer | $25.00 | 11/21/2011 9:45:06 AM |
checkers38 | $25.00 | 11/21/2011 5:08:46 PM |
Weaverville | $25.00 | 11/21/2011 9:21:18 PM |
immaculate-compassion8 | $250.00 | 11/21/2011 10:46:04 PM |
Aggie88 | $50.00 | 11/22/2011 3:42:42 AM |
radforj22 | $25.00 | 11/22/2011 4:18:09 AM |
restless-balance9 | $50.00 | 11/22/2011 3:48:38 AM |
igniter584 | $25.00 | 11/22/2011 7:42:15 AM |
marketplace-cello5 | $25.00 | 11/22/2011 9:23:08 AM |
DadWarbucks | $45.00 | 11/22/2011 5:55:29 AM |
anyoi | $25.00 | 11/22/2011 9:33:03 AM |
larslfe | $25.00 | 11/22/2011 9:34:28 AM |
riproaringrapids | $25.00 | 11/22/2011 4:26:42 PM |
bailey7563 | $40.00 | 11/22/2011 2:45:40 PM |
tj1683 | $25.00 | 11/22/2011 5:06:29 PM |
Iamthewalrus | $25.00 | 11/22/2011 5:10:57 PM |
exchange-pledge | $25.00 | 11/22/2011 4:49:29 PM |
competent-market4 | $25.00 | 11/22/2011 5:07:24 PM |
NOLALEND | $25.00 | 11/22/2011 5:09:06 PM |
safe-payment8 | $25.00 | 11/22/2011 5:22:32 PM |
BBL | $25.00 | 11/22/2011 5:23:06 PM |
yield-hut | $50.00 | 11/22/2011 7:56:03 PM |
jamschmidt | $25.00 | 11/22/2011 5:15:12 PM |
NightGhost | $50.00 | 11/22/2011 9:56:06 PM |
SolarMoonshine | $25.00 | 11/23/2011 3:42:08 AM |
skunkor2 | $38.00 | 11/23/2011 6:29:00 AM |
first-serene-credit | $25.00 | 11/23/2011 6:57:01 AM |
idriveajeep | $43.00 | 11/23/2011 7:28:27 AM |
debtfreenow-82 | $50.00 | 11/23/2011 7:37:59 AM |
axl163 | $25.00 | 11/23/2011 8:44:19 AM |
bullet-shark | $25.00 | 11/23/2011 7:58:27 AM |
moneynmotion | $25.00 | 11/23/2011 9:07:32 AM |
jtrue71 | $25.00 | 11/23/2011 9:08:33 AM |
FAsAreDUMB | $25.00 | 11/23/2011 9:10:51 AM |
jfd287 | $25.00 | 11/23/2011 9:11:31 AM |
economy-molecule3 | $500.00 | 11/23/2011 9:12:53 AM |
BlindSquirrel | $25.00 | 11/23/2011 9:13:51 AM |
hope-amigo | $25.00 | 11/23/2011 9:17:41 AM |
TCayce | $25.00 | 11/23/2011 9:20:07 AM |
grove88 | $25.00 | 11/22/2011 9:08:39 PM |
shortstop21 | $25.00 | 11/23/2011 9:09:57 AM |
cablenews | $100.00 | 11/23/2011 9:23:11 AM |
Turkish101 | $25.00 | 11/23/2011 9:12:38 AM |
bonus-tent | $25.00 | 11/23/2011 9:24:13 AM |
MTLoans | $25.00 | 11/23/2011 9:24:55 AM |
TruckerGuy | $50.00 | 11/23/2011 9:17:12 AM |
kulender | $100.00 | 11/23/2011 9:22:16 AM |
wealth-influencer | $25.00 | 11/23/2011 9:22:24 AM |
Josphine | $25.00 | 11/23/2011 5:43:35 AM |
basis-wizard8 | $100.00 | 11/23/2011 6:00:47 AM |
zwx1997 | $25.00 | 11/23/2011 6:14:34 AM |
elfincove | $25.00 | 11/23/2011 7:12:37 AM |
REITRUST | $180.25 | 11/23/2011 7:51:49 AM |
DonaldColorado | $50.00 | 11/23/2011 9:00:11 AM |
vigorous-payment6 | $50.00 | 11/23/2011 9:09:03 AM |
RayEarth | $25.00 | 11/23/2011 9:10:55 AM |
emo13 | $50.00 | 11/23/2011 9:11:39 AM |
IIP77 | $25.00 | 11/23/2011 9:15:03 AM |
gojackgo | $50.00 | 11/23/2011 9:16:59 AM |
point-zebra | $25.00 | 11/23/2011 9:20:09 AM |
britgsb | $30.00 | 11/20/2011 12:06:02 PM |
jjb3 | $25.00 | 11/20/2011 12:06:16 PM |
Gorblum | $25.00 | 11/20/2011 12:09:32 PM |
trade-watcher | $25.00 | 11/20/2011 12:16:29 PM |
fervent-repayment | $50.00 | 11/20/2011 12:15:02 PM |
rmachi | $25.00 | 11/20/2011 12:16:23 PM |
mr55262 | $25.00 | 11/20/2011 12:17:48 PM |
gt1687c | $50.00 | 11/20/2011 12:22:44 PM |
turbostar666 | $25.00 | 11/20/2011 12:23:00 PM |
GodzillaLending | $25.00 | 11/20/2011 12:20:08 PM |
Sid-K | $25.00 | 11/20/2011 12:20:43 PM |
Cheburashka | $25.00 | 11/20/2011 12:22:07 PM |
cnovak | $25.00 | 11/20/2011 12:25:23 PM |
Munnie | $50.00 | 11/20/2011 12:26:01 PM |
1phantom | $25.00 | 11/20/2011 12:24:51 PM |
minista | $25.00 | 11/20/2011 12:24:55 PM |
platinum-genetics | $25.00 | 11/20/2011 12:28:29 PM |
kyomoon | $50.00 | 11/20/2011 12:29:18 PM |
AFairDeal | $25.00 | 11/20/2011 12:25:58 PM |
velocity-solo | $25.00 | 11/20/2011 12:29:52 PM |
NoCal | $25.00 | 11/20/2011 12:34:56 PM |
RusRobo | $25.00 | 11/20/2011 12:40:12 PM |
jscope | $25.00 | 11/20/2011 12:41:05 PM |
platinum-sorcerer6 | $50.00 | 11/20/2011 12:33:52 PM |
Cai8899 | $50.00 | 11/20/2011 12:34:11 PM |
Mendosurfire | $50.00 | 11/20/2011 12:35:50 PM |
GMPK_TLAS | $50.00 | 11/20/2011 12:36:20 PM |
figs4u2 | $100.00 | 11/20/2011 12:47:55 PM |
Daneistes | $50.00 | 11/20/2011 12:37:39 PM |
preciousjeni | $25.00 | 11/20/2011 12:38:23 PM |
lendersf | $100.00 | 11/20/2011 12:43:06 PM |
riproaringrapids | $25.00 | 11/20/2011 12:46:44 PM |
green-trade-dolphin2 | $28.07 | 11/20/2011 12:02:21 PM |
enriching-trade2 | $50.00 | 11/20/2011 12:15:58 PM |
BuffetRocks | $50.00 | 11/20/2011 12:18:51 PM |
sngndnc | $25.00 | 11/20/2011 12:21:15 PM |
toblerone | $25.00 | 11/20/2011 12:28:13 PM |
jasperpants | $25.00 | 11/20/2011 12:28:41 PM |
aabadabadoo | $25.00 | 11/20/2011 12:32:44 PM |
slartibardfast | $25.00 | 11/20/2011 12:33:14 PM |
AmericanCredit | $50.00 | 11/20/2011 12:33:45 PM |
majestic-dedication | $50.00 | 11/20/2011 12:34:38 PM |
ianakacg | $25.00 | 11/20/2011 8:21:51 PM |
luminous-marketplace5 | $25.00 | 11/20/2011 12:37:47 PM |
vivacious-truth3 | $25.00 | 11/20/2011 12:40:46 PM |
neighborly-hope6 | $100.00 | 11/20/2011 12:42:26 PM |
leeball | $50.00 | 11/20/2011 12:43:51 PM |
revmax | $25.00 | 11/20/2011 12:48:33 PM |
totoro | $25.00 | 11/20/2011 9:44:24 PM |
lincs | $25.00 | 11/21/2011 12:37:31 AM |
brutusbone | $25.00 | 11/21/2011 7:16:52 AM |
passbook | $25.00 | 11/21/2011 7:36:44 AM |
value-wind0 | $50.00 | 11/21/2011 7:59:45 AM |
paddatjie | $25.00 | 11/21/2011 9:05:19 AM |
productive-finance | $25.00 | 11/21/2011 9:06:11 AM |
riskreward | $250.00 | 11/21/2011 9:07:18 AM |
ckatak | $50.00 | 11/21/2011 9:25:35 AM |
mizount | $25.00 | 11/20/2011 6:47:24 PM |
Willylump | $25.00 | 11/21/2011 9:16:33 AM |
marketplace-achievement | $25.00 | 11/21/2011 9:34:06 AM |
fulfilling-market2 | $100.00 | 11/21/2011 9:51:03 AM |
diversification-surge | $25.00 | 11/21/2011 4:33:44 AM |
Woodworker57 | $25.00 | 11/21/2011 5:17:07 AM |
igniter584 | $25.00 | 11/21/2011 12:12:29 PM |
igniter584 | $25.00 | 11/21/2011 12:20:50 PM |
Ocean713 | $75.00 | 11/21/2011 5:13:46 PM |
camaraderi-popcorn | $25.00 | 11/21/2011 5:20:29 PM |
JTCorp | $25.00 | 11/21/2011 12:59:55 PM |
kinetic-yield4 | $25.00 | 11/21/2011 8:22:23 PM |
don8ter | $100.00 | 11/22/2011 4:01:43 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:35 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:55:35 PM |
wealthstar | $25.00 | 11/22/2011 9:13:39 AM |
granitepk | $100.00 | 11/22/2011 10:53:36 AM |
fair-funds | $25.00 | 11/22/2011 9:38:50 AM |
Warwick | $25.00 | 11/22/2011 5:10:39 PM |
money-explorer3 | $25.00 | 11/22/2011 5:21:54 PM |
onemanrevolution | $25.00 | 11/22/2011 11:24:47 AM |
nofreelunch | $50.00 | 11/22/2011 5:16:29 PM |
nimble-revenue | $25.00 | 11/22/2011 11:39:01 AM |
p123 | $50.00 | 11/22/2011 5:25:49 PM |
webclimber | $50.00 | 11/22/2011 5:17:45 PM |
dime-mangrove | $80.00 | 11/22/2011 5:26:51 PM |
immaculate-compassion8 | $25.00 | 11/22/2011 8:26:29 PM |
Hexnut | $50.00 | 11/22/2011 9:25:15 PM |
30Sky | $100.00 | 11/23/2011 12:56:39 AM |
power-rotation7 | $25.00 | 11/22/2011 5:27:55 PM |
GoldenGo4 | $50.00 | 11/23/2011 7:03:54 AM |
xrycac | $25.00 | 11/23/2011 8:38:26 AM |
speyer | $25.00 | 11/23/2011 6:41:33 AM |
SoCalRancher | $25.00 | 11/22/2011 5:32:46 PM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:07 AM |
LogicalCC | $25.00 | 11/23/2011 9:06:01 AM |
mnmcarve | $25.00 | 11/23/2011 9:06:44 AM |
bnordman | $25.00 | 11/23/2011 9:07:10 AM |
reinforced-revenue069 | $25.00 | 11/23/2011 9:07:28 AM |
invincible-platinum9 | $25.00 | 11/22/2011 7:06:04 PM |
jt530 | $25.00 | 11/23/2011 9:11:15 AM |
roymckenzie | $25.00 | 11/23/2011 9:14:16 AM |
MadHun | $200.00 | 11/23/2011 9:14:49 AM |
KeepOnRunning | $100.00 | 11/23/2011 9:15:34 AM |
best-deal-banker | $50.00 | 11/23/2011 9:15:39 AM |
paramjit | $50.00 | 11/23/2011 9:15:59 AM |
ecstatic-money064 | $25.00 | 11/23/2011 9:16:55 AM |
exuberant-dime | $25.00 | 11/23/2011 9:17:08 AM |
mosby | $25.00 | 11/23/2011 9:19:12 AM |
fair_rates | $25.00 | 11/23/2011 9:08:28 AM |
sun818 | $25.00 | 11/23/2011 9:20:20 AM |
awwaww | $25.00 | 11/23/2011 9:20:30 AM |
amsterq | $25.00 | 11/23/2011 9:09:12 AM |
ChicoBob | $25.00 | 11/23/2011 9:12:50 AM |
jazzlender | $50.00 | 11/23/2011 9:24:45 AM |
adaptable-camaraderi | $9.74 | 11/23/2011 9:25:57 AM |
hrubinst | $50.00 | 11/23/2011 9:18:08 AM |
Rdodson11 | $25.00 | 11/23/2011 9:18:27 AM |
dharma1 | $25.00 | 11/23/2011 9:19:21 AM |
factcheck | $25.00 | 11/23/2011 4:13:23 AM |
BaxterEvil | $25.00 | 11/23/2011 9:24:24 AM |
indomitable-coin | $25.00 | 11/23/2011 5:27:03 AM |
fairness-transporter6 | $25.00 | 11/23/2011 9:25:37 AM |
tomdooley12520 | $25.00 | 11/23/2011 5:40:27 AM |
buukyak | $25.00 | 11/23/2011 7:45:09 AM |
thezfunk | $25.00 | 11/23/2011 9:05:45 AM |
bobby4u3 | $25.00 | 11/23/2011 9:06:05 AM |
Yankeeeagle | $25.00 | 11/23/2011 9:06:26 AM |
a-truth-upholder | $25.00 | 11/23/2011 9:12:30 AM |
srilm | $25.00 | 11/23/2011 9:15:27 AM |
lenderme | $25.00 | 11/23/2011 9:16:15 AM |
ProjectVenture | $25.00 | 11/23/2011 9:17:11 AM |
new-truth-chuckler | $25.00 | 11/23/2011 9:20:59 AM |
important-ore | $150.00 | 11/23/2011 9:22:29 AM |
helpu88 | $25.00 | 11/23/2011 9:23:31 AM |
Aimvest | $25.00 | 11/23/2011 9:25:02 AM |
239 Investments
|
Borrower Payment Dependent Notes Series
539986
This series of Notes was issued and sold upon the funding of the borrower loan #56697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $299.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 4% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 6m |
Amount delinquent:
| $1,174 |
Total credit lines:
| 8 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $210 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sublime-openness6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2010)
|
Principal balance:
| $1,876.87 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Repair and Replace Damaged Floors
Purpose of loan:
My financial situation:
I am a good candidate for this loan because I am employed fulltime by an established company, driving my own Mack truck, pulling their tank trailer. Within the company I am 4th in seniority among the inependent drivers, and have a reputation of reliability. I have been married to the same woman for 41 years. We have 2 children and 3 grandchildren. We have lived in the same home for 36 years.
Monthly net income: $8,000.00
Monthly expenses: $
Housing: $2,700.00 (includes insurance and taxes)
Insurance: $695.00 (car, truck and medical)
Car expenses: $150.00
Utilities: $275.00 (gas and electric)
Phone, cable, internet: $210.00
Food, entertainment: $600.00
Clothing, household expenses: $250.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $125.00 | 11/22/2011 9:05:48 AM |
toblerone | $25.00 | 11/22/2011 9:09:04 AM |
mlj0671 | $25.00 | 11/22/2011 9:21:54 AM |
loan-mammal | $100.00 | 11/22/2011 9:29:49 AM |
Feyenoord | $30.00 | 11/22/2011 10:15:14 AM |
jjswanso | $50.00 | 11/22/2011 9:38:13 AM |
dollar-tornado3 | $50.00 | 11/22/2011 9:46:46 AM |
factcheck | $40.00 | 11/22/2011 10:31:04 AM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:49 PM |
enterprising-credit2 | $25.00 | 11/22/2011 1:52:17 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:01 PM |
Angel_Investor_7 | $25.00 | 11/22/2011 5:05:52 PM |
Bob450 | $25.00 | 11/23/2011 7:04:04 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:18 AM |
AF-Chief | $25.00 | 11/23/2011 9:09:25 AM |
worth-blanket2 | $6,000.00 | 11/23/2011 11:16:54 AM |
green-rapid-openness | $70.00 | 11/23/2011 12:58:53 PM |
AndChicksforFree | $50.00 | 11/22/2011 9:04:45 AM |
RoZu_Lending | $100.00 | 11/22/2011 9:08:19 AM |
Comoparklender | $25.00 | 11/22/2011 9:18:00 AM |
economy-coup | $50.00 | 11/22/2011 9:29:44 AM |
finance-prescription | $100.00 | 11/22/2011 9:36:18 AM |
loanman2007 | $50.00 | 11/22/2011 9:08:34 AM |
greenback-amplifier | $25.00 | 11/22/2011 9:27:28 AM |
Katburg | $25.00 | 11/22/2011 12:44:49 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 12:00:52 PM |
DoctorJoe | $30.00 | 11/22/2011 12:45:05 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:59 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:12 PM |
twjh | $25.00 | 11/23/2011 9:19:27 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:18 AM |
richboy56 | $25.00 | 11/23/2011 9:34:18 AM |
Rollshaft | $30.00 | 11/23/2011 12:18:08 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
540000
This series of Notes was issued and sold upon the funding of the borrower loan #56627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $180.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1973 |
Debt/Income ratio:
| 23% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,030 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| yield-escalator9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Loan Request
Purpose of loan:
This loan will be used to...pay my property taxes and pay down my credit card.
My financial situation:
I am a good candidate for this loan because... I always pay my bills on time.
Monthly net income: $4753.84
Monthly expenses: $100.00
Housing: $1879.05
Insurance: $861.00
Car expenses: $0
Utilities: $260.00
Phone, cable, internet: $175.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $5,600
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/20/2011 12:11:05 PM |
SLN-10 | $50.00 | 11/20/2011 12:30:32 PM |
loanman2007 | $25.00 | 11/20/2011 1:46:08 PM |
toblerone | $25.00 | 11/20/2011 12:28:14 PM |
Whipster | $100.00 | 11/20/2011 12:34:15 PM |
enterprising-credit2 | $25.00 | 11/20/2011 2:01:16 PM |
goodhearted-generosity511 | $25.00 | 11/21/2011 6:53:06 AM |
scarlet-velvet | $25.08 | 11/20/2011 4:03:44 PM |
favorite-commerce | $40.00 | 11/21/2011 8:09:44 AM |
worth-blanket2 | $2,410.57 | 11/21/2011 12:44:43 PM |
LittleMingo | $25.00 | 11/20/2011 12:09:20 PM |
finance-prescription | $100.00 | 11/20/2011 12:11:17 PM |
brightest-dynamic-liberty | $25.00 | 11/20/2011 12:12:35 PM |
fortytwo | $150.00 | 11/20/2011 12:23:07 PM |
golden-velocity9 | $25.00 | 11/20/2011 12:36:48 PM |
jjswanso | $25.00 | 11/20/2011 12:39:45 PM |
janeybooboo | $75.00 | 11/20/2011 1:19:02 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:07 PM |
Tradesmanlender | $25.00 | 11/21/2011 9:30:15 AM |
managedfund | $1,250.00 | 11/21/2011 10:43:05 AM |
secureincome | $24.35 | 11/21/2011 1:09:19 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
540012
This series of Notes was issued and sold upon the funding of the borrower loan #56579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,700.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $123.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 19% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $17,085 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| systematic-transaction1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to purchase a used automobile.
My financial situation:
I am a good candidate for this loan because it is a small loan which will be paid back on a timely basis.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.27 | 11/20/2011 12:02:22 PM |
BxRealtor | $25.00 | 11/20/2011 12:17:44 PM |
WalnutCreekguy | $100.00 | 11/20/2011 12:32:51 PM |
saahilld | $25.00 | 11/20/2011 12:41:36 PM |
first-euro-rapture | $25.00 | 11/20/2011 12:47:38 PM |
kenji4861 | $25.00 | 11/20/2011 12:50:40 PM |
Clambake | $25.00 | 11/20/2011 12:16:58 PM |
bb575 | $50.00 | 11/20/2011 12:31:46 PM |
evnagelist | $25.00 | 11/21/2011 9:15:03 AM |
ianakacg | $25.00 | 11/20/2011 8:21:52 PM |
Rammuel | $25.00 | 11/21/2011 10:25:38 AM |
igniter584 | $25.00 | 11/21/2011 12:20:50 PM |
igniter584 | $25.00 | 11/21/2011 12:12:30 PM |
w3alter | $50.00 | 11/21/2011 5:24:30 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:36 PM |
don8ter | $100.00 | 11/22/2011 4:01:43 AM |
granitepk | $100.00 | 11/22/2011 10:53:36 AM |
bullwink27 | $25.00 | 11/22/2011 1:08:03 PM |
novice-speculator | $25.00 | 11/22/2011 12:27:50 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:25 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:42 PM |
jazzlender | $50.00 | 11/22/2011 5:16:17 PM |
value-wind0 | $25.00 | 11/22/2011 5:14:37 PM |
wealth-fields8 | $50.00 | 11/22/2011 5:25:58 PM |
britgsb | $30.00 | 11/22/2011 5:33:24 PM |
nickel-ferret | $50.00 | 11/22/2011 5:35:29 PM |
felicity-octave | $25.00 | 11/22/2011 4:36:09 PM |
kegs | $1,090.72 | 11/22/2011 6:10:10 PM |
Money_Working | $25.00 | 11/22/2011 6:08:49 PM |
jjb3 | $25.00 | 11/22/2011 5:14:04 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:42 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:43 PM |
orbital-dollar2 | $25.00 | 11/22/2011 5:46:39 PM |
enriching-trade2 | $50.00 | 11/20/2011 12:15:59 PM |
indomitable-coin | $25.00 | 11/20/2011 12:19:08 PM |
anacent | $25.00 | 11/20/2011 12:22:10 PM |
toblerone | $25.00 | 11/20/2011 12:28:14 PM |
lendersf | $100.00 | 11/20/2011 12:43:07 PM |
kinetic-social | $25.00 | 11/20/2011 2:27:34 PM |
cnovak | $25.00 | 11/20/2011 12:25:15 PM |
AFairDeal | $25.00 | 11/20/2011 12:25:58 PM |
D911ave | $50.00 | 11/20/2011 12:31:03 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:33 AM |
elvisloans | $25.00 | 11/21/2011 6:48:38 AM |
enterprising-credit2 | $25.00 | 11/21/2011 4:38:38 PM |
Ocean713 | $75.00 | 11/21/2011 5:14:54 PM |
Ripsaw4U | $50.00 | 11/21/2011 6:54:49 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:16 PM |
igniter584 | $25.00 | 11/22/2011 7:42:15 AM |
Quizard | $25.01 | 11/22/2011 11:48:01 AM |
healthy-bonus6 | $25.00 | 11/22/2011 1:44:28 PM |
refined-return922 | $25.00 | 11/22/2011 12:09:52 PM |
susurrus | $50.00 | 11/22/2011 3:26:38 PM |
nsquared007 | $25.00 | 11/22/2011 4:39:08 PM |
worthy-bid8 | $50.00 | 11/22/2011 5:22:59 PM |
blinkygab | $100.00 | 11/22/2011 5:19:03 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:12 PM |
credit-investor5 | $50.00 | 11/22/2011 4:28:49 PM |
SolarMoonshine | $25.00 | 11/22/2011 4:54:40 PM |
yield-hut | $50.00 | 11/22/2011 5:38:42 PM |
platinum-genetics | $25.00 | 11/22/2011 5:20:26 PM |
Longfellow20011 | $100.00 | 11/22/2011 5:35:27 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
540042
This series of Notes was issued and sold upon the funding of the borrower loan #56772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1978 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 24y 5m |
Amount delinquent:
| $5,289 |
Total credit lines:
| 23 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $26,754 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| rupee-refresher5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Depot Maintenance PM
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $50.00 | 11/20/2011 12:30:33 PM |
fortytwo | $150.00 | 11/20/2011 12:23:07 PM |
jjswanso | $25.00 | 11/20/2011 12:39:45 PM |
worth-blanket2 | $5,791.50 | 11/21/2011 12:44:01 PM |
secureincome | $58.50 | 11/21/2011 1:09:30 PM |
toblerone | $25.00 | 11/20/2011 12:28:14 PM |
managedfund | $700.00 | 11/21/2011 10:43:17 AM |
vigorous-market5 | $200.00 | 11/21/2011 11:57:49 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
540044
This series of Notes was issued and sold upon the funding of the borrower loan #56415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Nov-20-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-21-2011 |
|
Lender yield:
| 18.36% |
Borrower rate/APR:
| 19.36% / 29.29% |
Monthly payment:
| $184.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 7.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 15y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $138,649 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| understanding-leverage336 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Property Taxes
Purpose of loan:
This loan will be used to... Pay Property Taxes
My financial situation:
I am a good candidate for this loan because I have a good credit rating, I pay my bills on time and I have a long history of employment with the same employer.
Yearly Income: $ 92,000
Housing: $ 800
Insurance: $ 109.00
Car expenses: $ 300.00
Utilities: $ 150.00
Phone, cable, internet: $ 75.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 75.00
Credit cards and other loans: $ 500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/20/2011 12:11:17 PM |
value-allocator1 | $100.00 | 11/20/2011 12:26:21 PM |
toblerone | $25.00 | 11/20/2011 12:28:15 PM |
golden-velocity9 | $25.00 | 11/20/2011 12:36:48 PM |
loanman2007 | $50.00 | 11/20/2011 1:45:04 PM |
papaloha | $25.00 | 11/20/2011 12:11:06 PM |
wwwUniversal | $25.00 | 11/20/2011 10:22:54 PM |
goodhearted-generosity511 | $25.00 | 11/21/2011 7:27:48 AM |
favorite-commerce | $40.00 | 11/21/2011 7:48:38 AM |
leverage-monger | $39.02 | 11/21/2011 12:01:36 PM |
Schlawinzer | $25.00 | 11/21/2011 11:59:59 AM |
elvisloans | $5.00 | 11/21/2011 2:04:37 PM |
Tradesmanlender | $25.00 | 11/21/2011 9:30:15 AM |
secureincome | $100.00 | 11/21/2011 10:59:26 AM |
SLN-10 | $50.00 | 11/20/2011 12:30:33 PM |
LittleMingo | $30.00 | 11/20/2011 12:10:02 PM |
ultimate-peace | $150.00 | 11/20/2011 12:11:36 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:07 PM |
fortytwo | $150.00 | 11/20/2011 12:23:07 PM |
jjswanso | $25.00 | 11/20/2011 12:39:45 PM |
bizzzond | $100.00 | 11/20/2011 3:36:08 PM |
havok555 | $40.85 | 11/21/2011 7:27:57 AM |
managedfund | $300.00 | 11/21/2011 10:27:24 AM |
worth-blanket2 | $495.13 | 11/21/2011 12:43:29 PM |
transaction-detective70 | $25.00 | 11/21/2011 12:02:24 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
540064
This series of Notes was issued and sold upon the funding of the borrower loan #56740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $215.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 10m |
Amount delinquent:
| $2,431 |
Total credit lines:
| 48 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| la_liona |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 28% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 26
( 72% )
| 600-619
(Apr-2010)
560-579
(Dec-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Used car loan
Purpose of loan:
Purchase a used car to replace 9 year old car
My financial situation:
- I work for the Fed Gov't securely w/10 years in with the Gov't in Jan
(FAA) I'm due for a small raise in Jan.
- Starting 2nd job Dec 1 as a Nail Tech at a 5 star Barber Spa. Pay will be $19.00 hr plus 50% com + tips for 20 hrs wk.
I'm debt free except for FedStudent loans & I am current. I rcvd a small inheritance & I paid all debts took care of my wardrobe and car and other financial issues prepaid for year ahead.
I split everything with roommate, keeping monthly living costs down.
My score has not improved much despite being debt free due to one issue I am disputing..
Monthly net income: $ 34,887
Monthly expenses: $ 1,500
Housing: $ 900
Insurance: $ 110
Car expenses: $ 100
Utilities: $ 40
Phone, cable, internet: $ 100
Food, entertainment: $ 250
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-mammal | $100.00 | 11/21/2011 5:07:00 PM |
Mikale360 | $25.00 | 11/21/2011 5:21:33 PM |
jhouman | $50.00 | 11/21/2011 5:33:11 PM |
Kash2010lu | $30.00 | 11/22/2011 9:08:06 AM |
principal-cooker2 | $100.00 | 11/22/2011 9:28:10 AM |
dedicated-transaction796 | $25.00 | 11/22/2011 9:28:25 AM |
skro | $25.00 | 11/22/2011 10:37:34 AM |
graceful-investment | $50.00 | 11/22/2011 10:41:54 AM |
AndChicksforFree | $25.00 | 11/21/2011 5:14:15 PM |
Feyenoord | $30.00 | 11/21/2011 5:27:26 PM |
toblerone | $25.00 | 11/21/2011 5:32:48 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:52 PM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:24 AM |
finance-mushroom | $200.00 | 11/22/2011 9:16:09 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 2:13:42 AM |
AF-Chief | $25.00 | 11/22/2011 9:26:19 AM |
schoolchamp | $25.00 | 11/22/2011 10:35:38 AM |
worth-blanket2 | $4,100.00 | 11/22/2011 12:11:33 PM |
raisingophelia | $14.14 | 11/22/2011 1:16:06 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
540090
This series of Notes was issued and sold upon the funding of the borrower loan #56873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $359.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 48% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,348 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| abcezas123 |
Borrower's state:
| Arkansas |
Borrower's group:
| Debt Consolidation & Friends |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2008)
600-619
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
My loan for debt consolidation
This loan will be used to consolidate all my credit card debt into one easy monthly payment so my wife and I can start planning to have children. My wife is debt free but I have my own debt. I am going to use this loan to pay off my debt so that I only have one easy monthly payment. I am currently in the Air Force, E-4. My wife and I live in Arkansas and we just got here. She is looking for work so I am supporting her and myself. I am a good candidate for this loan because not only was my last loan paid off in full but I never had a late payment. This loan will easily be paid off easily since I am also cross-training and will receive a bonus which will pay off this loan.
Monthly net income:$3489 (Before Taxes)
Monthly expenses:$2800 (Est.)
Housing:$973
Insurance:$205
Car expenses:$300 (Fuel)
Utilities:$206
Phone, cable, internet:$236
Credit cards and other loans:My credit cards consolidated is 7,850
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 11/22/2011 5:16:44 AM |
payout-reaction740 | $25.00 | 11/21/2011 5:06:19 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:53 PM |
atlas-shrugged | $200.00 | 11/21/2011 5:08:19 PM |
investmentgroup | $25.00 | 11/21/2011 5:12:02 PM |
LittleMingo | $28.00 | 11/21/2011 5:13:14 PM |
golden-velocity9 | $25.00 | 11/21/2011 5:12:43 PM |
fortytwo | $75.00 | 11/21/2011 5:32:08 PM |
NekHoldings | $25.00 | 11/21/2011 6:58:24 PM |
kendigme | $50.00 | 11/22/2011 3:18:43 AM |
papaloha | $25.00 | 11/21/2011 5:23:28 PM |
loanman2007 | $50.00 | 11/22/2011 5:04:50 AM |
RLaumeyer | $30.00 | 11/22/2011 7:06:29 AM |
mikeandcat | $152.02 | 11/22/2011 5:02:56 AM |
toblerone | $25.00 | 11/21/2011 5:32:49 PM |
DiligentiaLLC | $100.00 | 11/21/2011 6:32:13 PM |
papaloha | $100.00 | 11/21/2011 7:28:28 PM |
RoZu_Lending | $100.00 | 11/22/2011 8:03:47 AM |
susurrus | $50.00 | 11/21/2011 8:07:39 PM |
lotuss4 | $25.00 | 11/22/2011 9:19:11 AM |
thankful-nickel2 | $25.00 | 11/22/2011 6:11:40 AM |
investment-artist | $28.01 | 11/22/2011 9:29:33 AM |
Brown98 | $25.00 | 11/22/2011 7:13:27 AM |
CA-Lender | $25.00 | 11/22/2011 9:45:56 AM |
factcheck | $40.00 | 11/22/2011 10:30:57 AM |
chameleon125 | $15.12 | 11/22/2011 1:48:40 PM |
BigSkyFinancial | $30.00 | 11/22/2011 10:14:46 AM |
worth-blanket2 | $6,200.00 | 11/22/2011 12:09:56 PM |
AndChicksforFree | $25.00 | 11/21/2011 5:20:43 PM |
shawnw2 | $81.83 | 11/22/2011 2:47:07 AM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:52 PM |
whitegold24k | $400.00 | 11/21/2011 5:51:25 PM |
shrewd-asset | $25.00 | 11/21/2011 5:51:02 PM |
graceful-investment | $25.00 | 11/21/2011 7:57:54 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 2:16:00 AM |
whitegold24k | $100.00 | 11/21/2011 5:24:43 PM |
goodhearted-generosity511 | $25.00 | 11/21/2011 5:25:15 PM |
Feyenoord | $30.00 | 11/21/2011 5:26:01 PM |
Frover | $25.00 | 11/22/2011 6:30:27 AM |
cashhelp | $25.00 | 11/21/2011 5:29:44 PM |
SLN-10 | $100.00 | 11/21/2011 5:31:55 PM |
dollar-authority | $100.00 | 11/22/2011 8:00:32 AM |
OldManP | $35.00 | 11/22/2011 7:45:31 AM |
beaker | $25.02 | 11/21/2011 8:32:31 PM |
CashFlow13 | $100.00 | 11/22/2011 9:22:41 AM |
fantastic-wampum1 | $100.00 | 11/22/2011 9:07:27 AM |
DoctorJoe | $30.00 | 11/22/2011 12:50:08 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
540094
This series of Notes was issued and sold upon the funding of the borrower loan #56542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $339.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $711 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| scottrobinson25 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 69 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Oct-2007)
540-559
(Apr-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 69 | | |
Description
Determined professional seeks boost
Purpose of loan:
This loan will be used to...
Pay off my current credit card, cover security deposit to move into a new place with my girlfriend and her son, and to cover the initial expenses to propose to the woman of my dreams sooner than later.
My financial situation:
I am a good candidate for this loan because... I have recently paid off one of my car loans, paid down my credit card, successful paid off two(2) Prosper loans in the past 100% on time, which have all allowed me to grow in my young career at a fast rate. The monthly payments will an easily handled addition to my monthly expenses and I look forward to the ability to showcase increased credit worthiness.
Monthly net income: $5200 net
Monthly expenses: $2200
Housing: $870.00
Insurance: $200
Car expenses: $580.00
Utilities: $125
Phone, cable, internet: $130
Food, entertainment: $120
Clothing, household expenses: $100
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
icanhasloanz | $300.00 | 11/20/2011 4:27:23 PM |
AndChicksforFree | $50.00 | 11/20/2011 12:25:01 PM |
marinbb | $150.00 | 11/20/2011 1:36:26 PM |
investment-daydream | $50.00 | 11/20/2011 7:24:40 PM |
shawnw2 | $75.00 | 11/22/2011 2:46:31 AM |
Comoparklender | $25.00 | 11/20/2011 12:07:27 PM |
jgar_O | $25.00 | 11/20/2011 12:09:18 PM |
finance-prescription | $100.00 | 11/20/2011 12:11:18 PM |
enriching-trade2 | $50.00 | 11/20/2011 12:15:59 PM |
cashhelp | $25.00 | 11/20/2011 12:18:58 PM |
toblerone | $25.00 | 11/20/2011 12:28:16 PM |
SLN-10 | $100.00 | 11/20/2011 12:31:59 PM |
pound-mushroom3 | $25.00 | 11/20/2011 12:31:19 PM |
mrxtravis | $25.00 | 11/20/2011 12:38:26 PM |
finance-investor3 | $25.00 | 11/20/2011 12:52:21 PM |
real-return | $25.00 | 11/20/2011 1:01:39 PM |
MoneyForNothing | $132.43 | 11/20/2011 1:09:54 PM |
MoneyForNothing | $100.00 | 11/20/2011 1:22:10 PM |
trumpeter5 | $25.00 | 11/20/2011 1:42:02 PM |
atlas-shrugged | $200.00 | 11/20/2011 12:21:07 PM |
exchange-squirrel | $100.00 | 11/20/2011 4:35:24 PM |
beaker | $25.00 | 11/20/2011 12:24:20 PM |
seadrg | $25.00 | 11/20/2011 5:22:34 PM |
malomar66 | $75.00 | 11/20/2011 5:55:56 PM |
lotuss4 | $25.00 | 11/20/2011 6:02:49 PM |
luv4cycling | $100.00 | 11/20/2011 12:34:40 PM |
handy-justice | $50.00 | 11/20/2011 8:12:10 PM |
mikeandcat | $300.00 | 11/20/2011 12:43:55 PM |
thankful-nickel2 | $25.00 | 11/20/2011 12:57:02 PM |
jmeasn | $51.63 | 11/21/2011 12:02:42 AM |
jmeasn | $500.00 | 11/21/2011 12:05:35 AM |
corndog4000 | $100.00 | 11/21/2011 1:12:00 AM |
contract-student2 | $60.00 | 11/21/2011 4:56:26 AM |
leball | $25.00 | 11/21/2011 6:45:42 AM |
courteous-note1 | $36.45 | 11/21/2011 6:57:46 AM |
just-loyalty643 | $50.00 | 11/20/2011 4:22:43 PM |
NekHoldings | $25.00 | 11/20/2011 4:33:02 PM |
Bob450 | $25.00 | 11/20/2011 5:19:35 PM |
Feyenoord | $30.00 | 11/20/2011 8:34:38 PM |
fascinating-generosity3 | $42.58 | 11/20/2011 8:52:31 PM |
glroark | $100.00 | 11/21/2011 10:24:39 AM |
Beechturner | $25.00 | 11/21/2011 4:10:23 AM |
managedfund | $401.00 | 11/21/2011 10:47:21 AM |
CoolPlexer | $70.12 | 11/21/2011 8:14:53 AM |
RLaumeyer | $30.00 | 11/21/2011 11:53:26 AM |
BigSkyFinancial | $30.00 | 11/21/2011 11:55:18 AM |
oskizzle | $25.00 | 11/21/2011 1:19:03 PM |
tnjohnso | $25.00 | 11/21/2011 11:51:22 AM |
dime-selector | $25.00 | 11/21/2011 6:19:36 PM |
intrepid-loot | $25.00 | 11/21/2011 7:55:50 PM |
Brisket_Bob | $50.95 | 11/21/2011 7:23:11 PM |
purposeful-pound5 | $36.43 | 11/21/2011 5:13:02 PM |
american-investor | $51.83 | 11/22/2011 4:28:01 AM |
Tikibarman | $50.00 | 11/22/2011 8:25:07 AM |
treasure-birdie3 | $50.00 | 11/22/2011 9:24:16 AM |
Rip128 | $45.00 | 11/22/2011 5:52:27 AM |
diplomatic-wealth7 | $25.00 | 11/22/2011 9:31:13 AM |
duty-explosion9 | $300.00 | 11/22/2011 9:41:19 AM |
dollar-authority | $137.21 | 11/22/2011 7:56:38 AM |
Land_on_your_feet | $44.02 | 11/22/2011 8:33:26 AM |
AF-Chief | $25.00 | 11/22/2011 9:26:18 AM |
AngusFarmer | $25.00 | 11/22/2011 10:20:53 AM |
social-zebra | $30.00 | 11/22/2011 10:25:00 AM |
factcheck | $40.00 | 11/22/2011 10:30:48 AM |
InChicago | $200.00 | 11/20/2011 2:17:24 PM |
LittleMingo | $30.00 | 11/20/2011 12:01:11 PM |
loanman2007 | $150.00 | 11/20/2011 12:06:48 PM |
janeybooboo | $75.00 | 11/20/2011 12:24:33 PM |
PLANECRASH | $25.00 | 11/20/2011 12:21:04 PM |
Kash2010lu | $30.00 | 11/20/2011 1:56:08 PM |
mikeandcat | $100.00 | 11/20/2011 12:57:57 PM |
papaloha | $500.00 | 11/20/2011 1:21:10 PM |
marwadi-62 | $61.00 | 11/20/2011 2:31:44 PM |
Mikale360 | $25.00 | 11/20/2011 1:44:37 PM |
sensible-fund | $25.00 | 11/20/2011 4:30:20 PM |
312-Lender | $25.00 | 11/20/2011 12:14:00 PM |
DHolly | $31.00 | 11/20/2011 12:18:05 PM |
CA-Lender | $25.00 | 11/20/2011 12:21:00 PM |
loan-mammal | $100.00 | 11/20/2011 12:24:57 PM |
susurrus | $50.00 | 11/20/2011 6:24:59 PM |
investmentgroup | $25.00 | 11/20/2011 12:35:04 PM |
frantic-retirement | $150.00 | 11/20/2011 8:56:02 PM |
Dusigrosz | $57.00 | 11/20/2011 12:52:37 PM |
wwwUniversal | $25.00 | 11/20/2011 10:22:55 PM |
jmeasn | $200.00 | 11/20/2011 11:54:01 PM |
natural-point1 | $25.00 | 11/20/2011 1:44:49 PM |
loan-master1 | $25.00 | 11/20/2011 1:52:32 PM |
Rogelio48 | $25.00 | 11/21/2011 7:05:07 AM |
impeccable-ore3 | $25.00 | 11/21/2011 7:59:30 AM |
Lendosaurus | $100.00 | 11/21/2011 6:38:06 AM |
loss-of-control | $100.00 | 11/20/2011 3:54:36 PM |
bsh297 | $25.36 | 11/21/2011 7:25:58 AM |
SecondChanceLendingSERV | $25.00 | 11/21/2011 7:44:34 AM |
Christophe | $25.00 | 11/20/2011 6:35:30 PM |
shrewd-income | $150.00 | 11/20/2011 8:18:36 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:33 AM |
grammaspurse | $25.00 | 11/20/2011 8:42:27 PM |
promise2 | $50.00 | 11/20/2011 9:58:02 PM |
SolarMoonshine | $25.00 | 11/21/2011 3:54:13 AM |
market-pudding | $25.00 | 11/21/2011 4:29:16 AM |
FinanceEngine | $45.00 | 11/21/2011 10:20:00 AM |
dcshobby | $25.00 | 11/21/2011 11:46:02 AM |
enterprising-credit2 | $25.00 | 11/21/2011 4:57:43 PM |
gain-gourd | $100.00 | 11/21/2011 10:50:21 AM |
fascinating-generosity3 | $100.00 | 11/21/2011 8:18:33 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:29 AM |
high_flyer | $138.50 | 11/22/2011 6:55:02 AM |
freefly67 | $25.34 | 11/22/2011 7:10:24 AM |
RoZu_Lending | $100.00 | 11/22/2011 8:15:01 AM |
danf2201 | $100.00 | 11/21/2011 7:35:46 PM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:23 AM |
revenue-associate | $25.00 | 11/22/2011 8:50:22 AM |
wlm3012 | $50.00 | 11/21/2011 9:36:04 PM |
calimanusa | $50.00 | 11/21/2011 10:45:02 PM |
RoZu_Lending | $100.00 | 11/22/2011 9:15:31 AM |
proper-revenue7 | $25.00 | 11/22/2011 7:37:46 AM |
bughead | $25.00 | 11/22/2011 10:35:22 AM |
graceful-investment | $36.29 | 11/22/2011 10:46:09 AM |
loanman2007 | $25.00 | 11/22/2011 9:30:10 AM |
119 Investments
|
Borrower Payment Dependent Notes Series
540100
This series of Notes was issued and sold upon the funding of the borrower loan #56939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 44% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,187 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| inspiring-euro0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/21/2011 5:23:28 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:31:58 AM |
worth-blanket2 | $3,400.00 | 11/22/2011 12:10:50 PM |
let_me_retire | $25.00 | 11/22/2011 12:27:03 PM |
Danjack_Capital | $25.00 | 11/21/2011 6:02:11 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
540108
This series of Notes was issued and sold upon the funding of the borrower loan #56769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $552.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 35% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,731 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-pious-listing |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
D-I-V-O-R-C-E
She stole my heart. Then divorced me anyway. And took the dog. While trying to reorganize my life into one that no longer resembles a country song, I incurred some debt I would like to consolidate into a convenient monthly payment.
For what it's worth, I'm actually see much more of my paycheck now that I am once again single and have complete confidence paying off this loan will be no problem whatsoever.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/21/2011 5:05:45 PM |
bb575 | $50.00 | 11/21/2011 5:27:00 PM |
BxRealtor | $25.00 | 11/21/2011 5:15:08 PM |
subtle-revenue0 | $25.00 | 11/21/2011 5:18:00 PM |
anacent | $25.00 | 11/21/2011 5:31:17 PM |
toblerone | $25.00 | 11/21/2011 5:32:49 PM |
JustMee | $25.00 | 11/21/2011 9:45:32 PM |
ingenious-deal6 | $25.00 | 11/22/2011 9:23:53 AM |
Mailmon | $50.00 | 11/22/2011 8:11:31 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:55 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:07 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:45 AM |
Tylerh | $255.00 | 11/23/2011 2:20:51 PM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:14 AM |
igniter584 | $25.00 | 11/24/2011 6:37:48 AM |
houli123 | $50.00 | 11/25/2011 12:03:16 AM |
Aimvest | $25.00 | 11/25/2011 9:11:15 AM |
GreenSun | $25.00 | 11/25/2011 10:18:22 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:22 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:36 AM |
ianakacg | $25.00 | 11/25/2011 5:27:59 PM |
E_G | $50.00 | 11/25/2011 8:13:04 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:17 AM |
TrustPlus | $50.00 | 11/26/2011 9:09:59 AM |
smallcountry | $25.00 | 11/26/2011 9:43:45 AM |
payout-panda | $25.00 | 11/26/2011 9:49:11 AM |
wealth-fields8 | $50.00 | 11/25/2011 5:21:48 PM |
WalnutCreekguy | $48.00 | 11/26/2011 12:14:02 PM |
blissful-dollar3 | $50.00 | 11/26/2011 3:52:33 PM |
mordecei | $25.00 | 11/26/2011 10:16:46 AM |
umfan123 | $25.00 | 11/26/2011 5:54:57 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:54 PM |
KLCRAY | $25.00 | 11/26/2011 12:12:00 PM |
Mint_Man | $50.00 | 11/26/2011 2:05:18 PM |
Trimalchio12 | $25.00 | 11/27/2011 12:52:29 PM |
enterprising-credit2 | $25.00 | 11/27/2011 1:03:05 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:38 PM |
careful-note | $50.00 | 11/27/2011 4:58:44 AM |
roadtruck | $50.00 | 11/28/2011 8:26:26 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:38 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:51 PM |
evnagelist | $25.00 | 11/28/2011 5:24:56 PM |
indomitable-coin | $25.00 | 11/28/2011 7:17:36 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:33 PM |
CatbirdBanking | $25.00 | 11/28/2011 7:41:23 PM |
chicagobanker | $50.00 | 11/28/2011 5:16:46 PM |
first-serene-credit | $25.00 | 11/29/2011 7:09:32 AM |
EJPiper | $75.00 | 11/28/2011 7:44:29 PM |
ph0rse | $50.00 | 11/28/2011 7:47:34 PM |
kulender | $100.00 | 11/29/2011 9:24:26 AM |
life-is-great | $25.00 | 11/29/2011 9:31:59 AM |
jazz619 | $25.00 | 11/29/2011 9:28:32 AM |
The-Lighthouse-Group | $25.00 | 11/29/2011 8:38:36 AM |
green28 | $150.00 | 11/29/2011 9:43:07 AM |
janus_god | $25.00 | 11/29/2011 9:19:45 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:25 AM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:40:48 PM |
orderly-leverage | $50.00 | 11/29/2011 1:03:20 PM |
managedfund | $2,000.00 | 11/29/2011 1:28:52 PM |
investment-comet | $25.00 | 11/29/2011 11:28:54 AM |
a-restless-dollar | $25.00 | 11/29/2011 12:18:00 PM |
JustMee | $25.00 | 11/29/2011 1:40:54 PM |
digitaldan | $30.00 | 11/29/2011 1:59:22 PM |
AFairDeal | $25.00 | 11/21/2011 5:19:00 PM |
pdub | $75.00 | 11/21/2011 5:25:06 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:43 PM |
aabadabadoo | $25.00 | 11/21/2011 5:17:50 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:20 PM |
don8ter | $100.00 | 11/22/2011 4:01:47 AM |
w3alter | $50.00 | 11/21/2011 5:24:33 PM |
Clambake | $25.00 | 11/21/2011 5:28:29 PM |
igniter584 | $25.00 | 11/22/2011 7:42:23 AM |
cnovak | $25.00 | 11/22/2011 5:11:26 PM |
indomitable-coin | $25.00 | 11/22/2011 5:30:12 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:14 AM |
enriching-trade2 | $50.00 | 11/23/2011 5:19:55 PM |
Tradesmanlender | $25.00 | 11/23/2011 5:08:29 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:26 PM |
kenji4861 | $25.00 | 11/24/2011 9:19:39 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:48 PM |
the-precious-bid | $25.00 | 11/25/2011 10:01:53 AM |
riproaringrapids | $25.00 | 11/26/2011 12:12:47 PM |
DadWarbucks | $25.00 | 11/26/2011 12:23:44 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:51 PM |
igniter584 | $25.00 | 11/27/2011 8:29:54 AM |
steiglends | $100.00 | 11/27/2011 9:49:34 AM |
wise-silver-wonder | $25.00 | 11/27/2011 11:15:59 AM |
uberrific | $50.00 | 11/27/2011 10:08:34 PM |
helpinghand63 | $25.00 | 11/28/2011 9:22:42 AM |
cerebral-value4 | $50.00 | 11/28/2011 10:36:21 AM |
american6 | $100.00 | 11/27/2011 11:55:46 PM |
GMPK_TLAS | $50.00 | 11/28/2011 5:07:28 PM |
progressive-economy261 | $400.00 | 11/28/2011 5:15:33 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:41 PM |
Avid_Skier | $25.00 | 11/28/2011 7:19:03 PM |
just-loyalty643 | $51.00 | 11/28/2011 7:45:18 PM |
factcheck | $25.00 | 11/28/2011 7:13:23 PM |
antlr | $50.00 | 11/28/2011 7:28:19 PM |
novice-speculator | $25.00 | 11/28/2011 8:21:58 PM |
mtquan | $25.00 | 11/28/2011 8:29:11 PM |
GElender | $25.00 | 11/29/2011 6:38:57 AM |
MONEYLENDER101 | $250.00 | 11/29/2011 6:00:22 AM |
hookUup | $29.20 | 11/29/2011 6:40:33 AM |
transparency-river1 | $2,000.00 | 11/28/2011 7:41:43 PM |
GalileoBob | $25.00 | 11/28/2011 7:43:27 PM |
robertmm25 | $45.00 | 11/29/2011 9:00:41 AM |
nickel-ferret | $50.00 | 11/29/2011 9:07:20 AM |
Hexnut | $100.00 | 11/28/2011 10:08:52 PM |
yield-hut | $50.00 | 11/29/2011 4:27:09 AM |
minista | $25.00 | 11/29/2011 9:24:05 AM |
Banker7371 | $25.00 | 11/29/2011 9:45:20 AM |
the-professional-velocity | $25.00 | 11/29/2011 9:45:41 AM |
friendinmoney | $25.00 | 11/29/2011 9:46:21 AM |
important-ore | $150.00 | 11/29/2011 9:24:31 AM |
loyalty-sherpa | $25.00 | 11/29/2011 9:34:11 AM |
gain-mountain1 | $50.00 | 11/29/2011 11:46:42 AM |
brightest-gain-investor | $2,000.00 | 11/29/2011 11:54:08 AM |
majestic-repayment3 | $50.00 | 11/29/2011 12:49:08 PM |
orderly-leverage | $50.00 | 11/29/2011 1:03:27 PM |
HammerKnuckleLending | $25.00 | 11/29/2011 1:53:23 PM |
noble-yield136 | $25.00 | 11/29/2011 1:44:24 PM |
green-rate-futurist | $40.00 | 11/29/2011 2:04:29 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:01:38 AM |
social-trumpet | $25.00 | 11/29/2011 12:25:22 PM |
enthralling-investment | $25.00 | 11/29/2011 1:53:07 PM |
ChrisProsper | $971.80 | 11/29/2011 2:05:32 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
540112
This series of Notes was issued and sold upon the funding of the borrower loan #56839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 20y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,384 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| euro-statue4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
to invest in inventory and equipmen
Purpose of loan: to purchase inventory and equipment
This loan will be used to buy inventory and equipment for a retail holiday christmas store in an upscale high end store in a high traffic area.
My financial situation:
I am a good candidate for this loan because.. i have good credit, all my bills are paid on time, i keep my debts low, i have been in businesss along time and i am an expert at my trade.
Monthly net income: $4,000.00
Monthly expenses: $700.00
Housing: $150.00
Insurance: $60.00
Car expenses: $50.00
Utilities: $75.00
Phone, cable, internet: $75.00
Food, entertainment: $125.00
Clothing, household expenses: $30.00
Credit cards and other loans: $200.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/20/2011 12:11:07 PM |
fortytwo | $150.00 | 11/20/2011 12:23:08 PM |
golden-velocity9 | $25.00 | 11/20/2011 12:36:49 PM |
LoanerPrincipal | $25.00 | 11/20/2011 5:41:08 PM |
janeybooboo | $75.00 | 11/20/2011 1:18:21 PM |
orange-impartial-asset | $25.00 | 11/21/2011 7:31:46 AM |
Tradesmanlender | $25.00 | 11/21/2011 9:30:16 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:32 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:40:07 AM |
factcheck | $120.00 | 11/22/2011 10:30:49 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:44 PM |
cognizant-rupee7 | $25.00 | 11/23/2011 9:14:03 AM |
mercuriant | $25.00 | 11/23/2011 9:19:25 AM |
diplomatic-wealth7 | $25.00 | 11/23/2011 9:25:53 AM |
coin-investor | $25.00 | 11/23/2011 9:31:11 AM |
enriching-trade2 | $50.00 | 11/23/2011 5:19:54 PM |
Tylerh | $255.00 | 11/23/2011 2:20:43 PM |
return-cluster991 | $50.00 | 11/25/2011 12:58:57 AM |
first-serene-credit | $25.00 | 11/25/2011 8:18:25 AM |
CatbirdBanking | $25.00 | 11/25/2011 7:42:52 AM |
NolockHolmes | $80.00 | 11/25/2011 9:47:16 AM |
heerzaquestion | $30.00 | 11/25/2011 10:43:41 AM |
invincible-peso | $25.00 | 11/25/2011 12:25:23 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:19 PM |
loss-of-control | $75.00 | 11/25/2011 6:24:17 PM |
druidpoet | $29.85 | 11/25/2011 10:52:10 AM |
Weaverville | $25.00 | 11/26/2011 8:49:26 AM |
VASLENDING | $25.00 | 11/25/2011 2:38:07 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:45 PM |
coin-architect2 | $100.00 | 11/26/2011 7:44:24 PM |
loyalist1 | $100.00 | 11/26/2011 10:37:01 PM |
return-cluster991 | $50.00 | 11/26/2011 6:04:11 PM |
Bcs-cnc | $25.00 | 11/26/2011 6:34:10 PM |
supreme-dollar5 | $25.00 | 11/26/2011 12:34:59 PM |
just-loyalty643 | $50.00 | 11/26/2011 1:47:00 PM |
deepblue34 | $30.00 | 11/27/2011 1:24:15 PM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:18:24 PM |
impressive-fund0 | $29.07 | 11/27/2011 7:31:15 PM |
payment-halo | $25.00 | 11/27/2011 7:31:10 PM |
calimanusa | $50.20 | 11/28/2011 1:34:10 AM |
careful-note | $70.00 | 11/28/2011 4:36:39 AM |
profit-powerplant | $25.00 | 11/28/2011 8:41:03 AM |
Haribelle | $25.00 | 11/27/2011 12:44:21 PM |
elbastador | $25.00 | 11/28/2011 10:12:48 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:17 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:50 PM |
economy-huckleberry0 | $25.00 | 11/28/2011 1:14:08 PM |
dudebrah | $25.00 | 11/28/2011 6:13:35 PM |
CA-Lender | $75.00 | 11/28/2011 7:17:01 PM |
antlr | $50.00 | 11/28/2011 7:28:17 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:41 PM |
ph0rse | $50.00 | 11/28/2011 7:51:05 PM |
URBANCAPITAL | $25.00 | 11/28/2011 3:45:21 PM |
zone6 | $100.00 | 11/28/2011 8:17:13 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:22:11 PM |
sweetlan | $25.00 | 11/28/2011 9:51:13 PM |
loyalty-czar | $48.54 | 11/28/2011 8:40:33 PM |
pinballwizard | $27.73 | 11/28/2011 10:25:02 PM |
cattlebaron | $30.00 | 11/28/2011 10:23:41 PM |
CreditBuilder2 | $25.00 | 11/28/2011 10:57:35 PM |
ursus | $50.00 | 11/28/2011 5:29:05 PM |
wealth-fighter3 | $25.00 | 11/28/2011 9:07:03 PM |
justice-gourd | $131.44 | 11/28/2011 11:26:19 PM |
108lender | $125.00 | 11/23/2011 9:43:23 AM |
pound-mushroom3 | $25.00 | 11/20/2011 12:31:10 PM |
finance-prescription | $100.00 | 11/20/2011 12:11:18 PM |
the-lean-bid | $25.00 | 11/20/2011 4:27:02 PM |
toblerone | $25.00 | 11/20/2011 12:28:16 PM |
fantastic-wampum1 | $100.00 | 11/21/2011 9:35:53 AM |
enterprising-credit2 | $25.00 | 11/21/2011 4:41:28 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:11 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:16 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:43 AM |
missing-link | $25.00 | 11/23/2011 9:37:20 AM |
treasure-bliss | $25.00 | 11/23/2011 6:43:55 AM |
economy-coup | $50.00 | 11/23/2011 9:38:07 AM |
AEH_Now | $25.00 | 11/23/2011 10:19:19 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:07 AM |
Comoparklender | $25.00 | 11/23/2011 9:22:59 AM |
gotjack | $25.00 | 11/23/2011 5:32:09 PM |
dollar-tornado3 | $25.00 | 11/24/2011 5:18:58 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:46 PM |
finance-mushroom | $200.00 | 11/24/2011 5:24:54 PM |
setUup | $25.20 | 11/25/2011 7:00:58 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:50 AM |
social-zebra | $30.00 | 11/25/2011 11:20:37 AM |
HammerSmith | $25.00 | 11/25/2011 4:47:06 PM |
engrossing-responsibility0 | $50.00 | 11/25/2011 9:27:58 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:15 AM |
cerebral-dollar773 | $46.85 | 11/26/2011 5:49:46 AM |
Ellendra | $25.00 | 11/25/2011 4:51:03 PM |
Dubbs360 | $100.00 | 11/26/2011 12:08:21 PM |
Jack55304 | $82.00 | 11/26/2011 12:20:43 PM |
red-power-pecan | $50.00 | 11/26/2011 12:31:33 PM |
mobius_titan | $25.00 | 11/26/2011 2:55:54 PM |
trail5 | $100.00 | 11/26/2011 10:50:02 PM |
greenwell | $25.00 | 11/27/2011 9:35:30 AM |
Angel_Investor_7 | $25.00 | 11/26/2011 12:36:56 PM |
suave-dime6 | $25.00 | 11/26/2011 3:44:54 PM |
bowler252 | $25.00 | 11/27/2011 3:27:53 PM |
rustysailor | $25.00 | 11/27/2011 4:53:10 PM |
economy-popcorn | $25.00 | 11/27/2011 8:38:09 PM |
helvet | $35.00 | 11/27/2011 11:53:17 AM |
kain11286 | $50.00 | 11/28/2011 8:36:01 AM |
rogue_monster | $50.00 | 11/28/2011 9:20:59 AM |
investment-comet | $25.00 | 11/28/2011 11:53:19 AM |
rchissocol | $25.00 | 11/28/2011 10:57:19 AM |
nickel-acrobat | $25.00 | 11/28/2011 12:52:41 PM |
bid-stockpiler1 | $25.00 | 11/28/2011 5:05:32 AM |
dublin063 | $50.00 | 11/28/2011 12:49:13 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:32 PM |
buffalobills | $25.00 | 11/28/2011 4:08:55 PM |
villagers | $50.00 | 11/28/2011 5:24:30 PM |
BenR | $100.00 | 11/28/2011 5:18:46 PM |
nickel-banshee | $109.12 | 11/28/2011 1:42:20 PM |
Something-Corporate | $25.00 | 11/28/2011 7:34:02 PM |
silver-metronome2 | $40.00 | 11/28/2011 8:43:57 PM |
Binan | $25.00 | 11/28/2011 11:14:45 PM |
Image68 | $45.00 | 11/28/2011 8:29:51 PM |
brightest-gain-investor | $2,000.00 | 11/28/2011 10:25:03 PM |
120 Investments
|
Borrower Payment Dependent Notes Series
540130
This series of Notes was issued and sold upon the funding of the borrower loan #56912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $669.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 5% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 4y 5m |
Amount delinquent:
| $650 |
Total credit lines:
| 29 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,602 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-network979 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Real Estate
Purpose of loan:Real Estate investment
This loan will be used to...I am investing in Real Estate properties and this money will be used in conjuction to my other savings to purchase Real Estate
My financial situation: My financial situation is stable
I am a good candidate for this loan because...I am a partner at the Real Estate company that I work at. I have a stable income and Real Estate experience. This loan with the money that I have saved up will facilate my investments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Clambake | $25.00 | 11/20/2011 12:16:59 PM |
anacent | $25.00 | 11/20/2011 12:22:11 PM |
AFairDeal | $25.00 | 11/20/2011 12:25:59 PM |
cnovak | $25.00 | 11/20/2011 12:25:16 PM |
toblerone | $25.00 | 11/20/2011 12:28:17 PM |
igniter584 | $25.00 | 11/22/2011 7:42:17 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:07 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:33 AM |
careful-note | $50.00 | 11/27/2011 4:58:41 AM |
igniter584 | $25.00 | 11/27/2011 8:29:51 AM |
astute-benjamins | $50.00 | 11/28/2011 9:03:00 PM |
loan-kingdom162 | $25.00 | 11/29/2011 2:15:39 PM |
yield-hut | $50.00 | 11/29/2011 2:14:25 PM |
lendersf | $100.00 | 11/20/2011 12:43:08 PM |
igniter584 | $25.00 | 11/21/2011 12:12:31 PM |
igniter584 | $25.00 | 11/21/2011 12:20:51 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:45 PM |
igniter584 | $25.00 | 11/24/2011 6:37:45 AM |
GoingFishing | $25.00 | 11/25/2011 3:34:50 PM |
firelender | $25.00 | 11/27/2011 3:31:52 PM |
roadtruck | $50.00 | 11/28/2011 8:26:24 AM |
enterprising-credit2 | $25.00 | 11/28/2011 10:20:53 PM |
worth-blanket2 | $16,075.00 | 11/29/2011 2:27:00 PM |
credit-socrates648 | $3,000.00 | 11/29/2011 2:05:51 PM |
wise-deal-gravitas | $25.00 | 11/29/2011 2:18:59 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
540132
This series of Notes was issued and sold upon the funding of the borrower loan #56394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 5m |
Amount delinquent:
| $179 |
Total credit lines:
| 12 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $758 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| interest-chuckler0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
funds for short term illness
Purpose of loan:
This loan will be used to...cover days of work missed
My financial situation:
I am a good candidate for this loan because...i have a steady job and dependable income!
Monthly net income: $2200
Monthly expenses: $300
Housing: $350
Insurance: $120
Car expenses: $200
Utilities: $130
Phone, cable, internet: $89
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/21/2011 9:24:51 AM |
ultimate-peace | $150.00 | 11/21/2011 9:09:25 AM |
managedfund | $400.00 | 11/21/2011 10:45:07 AM |
jjswanso | $50.00 | 11/21/2011 9:12:58 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:31:26 AM |
Angel_Investor_7 | $25.00 | 11/22/2011 5:05:51 PM |
toblerone | $25.00 | 11/21/2011 9:33:46 AM |
papaloha | $25.00 | 11/21/2011 9:24:26 AM |
SolarMoonshine | $25.00 | 11/21/2011 9:54:17 AM |
factcheck | $40.00 | 11/22/2011 10:30:51 AM |
wwwUniversal | $25.00 | 11/22/2011 4:20:38 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:57 PM |
scrappy-diversification7 | $1,060.00 | 11/22/2011 5:08:25 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
540150
This series of Notes was issued and sold upon the funding of the borrower loan #57095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $220.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,020 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| obedient-wampum1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
medical needs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/21/2011 9:33:47 AM |
papaloha | $25.00 | 11/21/2011 9:24:27 AM |
orderly-leverage | $50.00 | 11/21/2011 3:29:36 PM |
leverage-monger | $20.00 | 11/22/2011 2:26:20 PM |
fortytwo | $105.00 | 11/21/2011 9:39:41 AM |
managedfund | $1,000.00 | 11/21/2011 10:45:38 AM |
golden-velocity9 | $25.00 | 11/21/2011 9:20:09 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 8:54:41 AM |
CPADawg | $25.00 | 11/22/2011 1:52:34 PM |
worth-blanket2 | $4,200.00 | 11/22/2011 12:09:47 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
540174
This series of Notes was issued and sold upon the funding of the borrower loan #56911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $281.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 25% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 20y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,051 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bettybam |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 14 ( 78% )
| 740-759 (Latest)
|
Principal borrowed:
| $18,500.00 | < 31 days late:
| 4
( 22% )
| 760-779
(Oct-2009)
740-759
(Aug-2009)
740-759
(Jul-2009)
700-719
(May-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
debt consolidation
Purpose of loan: pay off credit card
This loan will be used to... pay off credit card
My financial situation:
I am a good candidate for this loan because... i have had 2 prior loans with Prosper and have paid off both loans before the due dates. this loan will be paid
Monthly net income: $ 5,500.00
Monthly expenses: $
Housing: $ 2,200
Insurance: $ 151
Car expenses: $ 445
Utilities: $ 300
Phone, cable, internet: $ 100
Food, entertainment: $ 100
Clothing, household expenses: $ 60
Credit cards and other loans: $ 250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/21/2011 5:12:58 PM |
igniter584 | $25.00 | 11/21/2011 5:05:45 PM |
LoanerPrincipal | $25.00 | 11/21/2011 5:16:26 PM |
determined-revenue1 | $35.00 | 11/21/2011 5:21:13 PM |
papaloha | $25.00 | 11/21/2011 5:23:29 PM |
generous-deal6 | $25.00 | 11/22/2011 7:34:08 AM |
toblerone | $25.00 | 11/21/2011 5:32:49 PM |
thankful-nickel2 | $25.00 | 11/22/2011 6:08:46 AM |
FinanceEngine | $45.00 | 11/22/2011 8:37:50 AM |
listing-trapper3 | $50.00 | 11/22/2011 9:13:42 AM |
Quizard | $25.01 | 11/22/2011 11:58:26 AM |
worth-blanket2 | $6,900.00 | 11/22/2011 12:10:03 PM |
shellstar | $30.00 | 11/22/2011 10:42:27 AM |
Feyenoord | $30.00 | 11/21/2011 5:28:34 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:43 PM |
cnovak | $25.00 | 11/21/2011 5:05:26 PM |
credit-guard5 | $25.00 | 11/21/2011 5:06:35 PM |
loan-mammal | $100.00 | 11/21/2011 5:07:00 PM |
papaloha | $50.00 | 11/21/2011 7:31:56 PM |
influential-benjamins0 | $100.00 | 11/21/2011 5:12:39 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:16 PM |
Beechturner | $50.00 | 11/22/2011 4:32:02 AM |
igniter584 | $25.00 | 11/22/2011 7:42:24 AM |
golden-velocity9 | $25.00 | 11/22/2011 8:09:13 AM |
enriching-trade2 | $50.00 | 11/22/2011 9:12:33 AM |
brightest-dynamic-liberty | $25.00 | 11/22/2011 9:12:01 AM |
factcheck | $40.00 | 11/22/2011 10:30:58 AM |
vestratech | $44.99 | 11/22/2011 12:45:08 PM |
iaffy | $25.00 | 11/22/2011 9:26:39 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
540178
This series of Notes was issued and sold upon the funding of the borrower loan #56558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $141.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,319 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| principal-walnut |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paint inside of home, gifts.
Purpose of loan: Home improvements, gifts for Christmas
This loan will be used to... improve home, and buy gifts.
My financial situation: sI am a good candidate for this loan because...
Monthly net income: $ 6,700
Monthly expenses: $
Housing: $ 1,094
Insurance: $ Car expenses: $ 398.94
Phone, cable, internet: $ 129.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 75.00
Credit cards and other loans: $ 500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/20/2011 12:11:09 PM |
EngineersAlliance | $125.00 | 11/20/2011 12:11:36 PM |
newest-funds-powerplant | $25.00 | 11/20/2011 2:18:37 PM |
ianakacg | $25.00 | 11/20/2011 8:21:52 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:34 AM |
wampum-chorus3 | $25.00 | 11/21/2011 5:06:21 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:12 PM |
Investor_DP | $100.00 | 11/22/2011 9:36:08 AM |
rescue | $100.00 | 11/22/2011 9:38:10 AM |
igniter584 | $25.00 | 11/22/2011 7:42:17 AM |
basis-wizard8 | $70.99 | 11/22/2011 2:44:12 PM |
enriching-trade2 | $50.00 | 11/20/2011 12:16:00 PM |
cnovak | $25.00 | 11/20/2011 12:25:17 PM |
toblerone | $25.00 | 11/20/2011 12:28:19 PM |
tranquil-economy4 | $100.00 | 11/20/2011 12:40:46 PM |
igniter584 | $25.00 | 11/21/2011 12:12:31 PM |
loan-mammal | $100.00 | 11/21/2011 5:06:57 PM |
igniter584 | $25.00 | 11/21/2011 12:20:52 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:37 PM |
MrRooster101 | $25.00 | 11/21/2011 4:50:15 PM |
Brisket_Bob | $59.00 | 11/21/2011 7:24:39 PM |
evnagelist | $25.00 | 11/21/2011 5:05:19 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:30 AM |
marwadi-62 | $75.00 | 11/22/2011 5:14:22 AM |
principal-cooker2 | $50.00 | 11/21/2011 5:28:41 PM |
dynamic-money271 | $25.00 | 11/22/2011 9:06:49 AM |
factcheck | $40.00 | 11/22/2011 10:30:50 AM |
Quizard | $25.01 | 11/22/2011 11:56:54 AM |
worth-blanket2 | $2,600.00 | 11/22/2011 12:11:52 PM |
britgsb | $30.00 | 11/22/2011 9:23:58 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
540184
This series of Notes was issued and sold upon the funding of the borrower loan #56596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $167.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 6% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,038 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-defender5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay down debt, landscape project
Purpose of loan:
I will use this loan to finish a landscape project in the backyard. I will also be using whatever is left over to pay down a high interest credit card.
My financial situation:
I am a good candidate for this loan because the payments are well within my means. My credit history over the last 6-7 years has been very strong. There are a couple late payments in my report but they are several years ago. I have a steady job with an employer whom I've been with for several years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-trade2 | $50.00 | 11/20/2011 12:16:00 PM |
D911ave | $50.00 | 11/20/2011 12:31:03 PM |
tranquil-economy4 | $100.00 | 11/20/2011 12:41:38 PM |
cashhelp | $25.00 | 11/20/2011 12:17:25 PM |
indomitable-coin | $25.00 | 11/20/2011 12:19:08 PM |
KLCRAY | $25.00 | 11/21/2011 9:35:34 AM |
igniter584 | $25.00 | 11/21/2011 12:20:52 PM |
immaculate-compassion8 | $50.00 | 11/21/2011 10:48:17 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:37 PM |
igniter584 | $25.00 | 11/22/2011 7:42:18 AM |
Quizard | $25.01 | 11/22/2011 11:49:20 AM |
CirC | $83.16 | 11/22/2011 11:47:54 AM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:25 PM |
evnagelist | $25.00 | 11/22/2011 5:07:40 PM |
SolarMoonshine | $25.00 | 11/22/2011 4:55:12 PM |
granitepk | $100.00 | 11/22/2011 10:53:37 AM |
loan-mammal | $100.00 | 11/22/2011 5:22:12 PM |
GMPK_TLAS | $50.00 | 11/22/2011 5:18:43 PM |
yield-hut | $50.00 | 11/22/2011 12:39:50 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:46 PM |
wealth-fields8 | $50.00 | 11/22/2011 5:25:59 PM |
important-ore | $150.00 | 11/22/2011 5:35:17 PM |
WalnutCreekguy | $100.00 | 11/22/2011 5:35:13 PM |
Drewkeeper | $25.00 | 11/22/2011 8:36:50 PM |
lplender | $50.00 | 11/22/2011 8:26:54 PM |
Hexnut | $50.00 | 11/22/2011 9:28:56 PM |
Josphine | $25.00 | 11/23/2011 5:45:43 AM |
transparency-universe8 | $25.00 | 11/23/2011 3:44:44 AM |
worth-sanctuary9 | $45.20 | 11/23/2011 6:50:48 AM |
aesop56 | $100.00 | 11/22/2011 5:34:14 PM |
Gecko-man | $100.00 | 11/23/2011 7:48:54 AM |
DadWarbucks | $25.00 | 11/23/2011 9:09:59 AM |
giantfan19 | $36.39 | 11/22/2011 9:36:33 PM |
kaceymalone | $25.00 | 11/23/2011 6:56:47 AM |
kinetic-social | $25.00 | 11/23/2011 9:51:04 AM |
caper945 | $100.00 | 11/23/2011 10:13:56 AM |
MyNestEgg | $25.00 | 11/23/2011 10:21:06 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:08 AM |
Wilcat77 | $25.00 | 11/23/2011 11:02:23 AM |
GoingFishing | $25.00 | 11/23/2011 10:07:05 AM |
selector568 | $300.00 | 11/23/2011 10:08:42 AM |
invincible-peso | $30.00 | 11/23/2011 10:11:10 AM |
jtc26 | $100.00 | 11/23/2011 11:21:50 AM |
the-dollar-honker | $25.00 | 11/23/2011 11:26:04 AM |
Clambake | $25.00 | 11/20/2011 12:17:00 PM |
BxRealtor | $25.00 | 11/20/2011 12:17:44 PM |
anacent | $25.00 | 11/20/2011 12:22:11 PM |
cnovak | $25.00 | 11/20/2011 12:25:17 PM |
saahilld | $25.00 | 11/20/2011 12:41:36 PM |
lendersf | $100.00 | 11/20/2011 12:43:08 PM |
kenji4861 | $25.00 | 11/20/2011 12:50:41 PM |
toblerone | $25.00 | 11/20/2011 12:28:19 PM |
ianakacg | $25.00 | 11/20/2011 8:21:53 PM |
Tradesmanlender | $25.00 | 11/21/2011 9:30:16 AM |
blue-useful-auction | $25.00 | 11/21/2011 6:36:44 AM |
igniter584 | $25.00 | 11/21/2011 12:12:32 PM |
Ocean713 | $75.00 | 11/21/2011 5:18:52 PM |
w3alter | $50.00 | 11/21/2011 5:24:31 PM |
don8ter | $100.00 | 11/22/2011 4:01:44 AM |
Ripsaw4U | $50.00 | 11/21/2011 6:54:49 PM |
a-finance-nirvana | $25.00 | 11/22/2011 4:12:30 AM |
ddog0224 | $25.00 | 11/22/2011 3:00:01 PM |
value-wind0 | $25.00 | 11/22/2011 5:14:37 PM |
RoyFauntleroy | $25.00 | 11/22/2011 5:10:47 PM |
enterprising-credit2 | $25.00 | 11/22/2011 12:44:45 PM |
britgsb | $30.00 | 11/22/2011 5:33:25 PM |
setUup | $29.20 | 11/22/2011 4:23:07 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:43 PM |
blue-note-relaxation | $25.00 | 11/22/2011 6:39:32 PM |
jazzlender | $50.00 | 11/22/2011 5:16:18 PM |
basis-wizard8 | $100.00 | 11/23/2011 6:05:20 AM |
factcheck | $25.00 | 11/23/2011 3:48:04 AM |
economy-popcorn | $25.00 | 11/23/2011 5:54:28 AM |
credit-investor5 | $50.00 | 11/23/2011 6:54:38 AM |
GoldenGo4 | $50.00 | 11/23/2011 7:05:26 AM |
friendinmoney | $25.00 | 11/23/2011 8:00:00 AM |
marwadi-62 | $50.00 | 11/23/2011 8:01:34 AM |
DonaldColorado | $67.71 | 11/23/2011 9:00:50 AM |
Syzygy | $25.00 | 11/23/2011 9:09:08 AM |
goodhearted-gold3 | $25.00 | 11/23/2011 9:24:09 AM |
30Sky | $25.00 | 11/23/2011 12:57:49 AM |
act943 | $100.00 | 11/23/2011 1:11:15 AM |
JGONZ13850 | $25.00 | 11/23/2011 3:34:04 AM |
kulender | $100.00 | 11/23/2011 9:22:16 AM |
Milonguero | $100.00 | 11/23/2011 10:15:31 AM |
Castelj | $40.00 | 11/23/2011 7:18:23 AM |
educationfirst | $50.00 | 11/23/2011 9:36:45 AM |
power-cell | $35.00 | 11/23/2011 10:00:29 AM |
social-zebra | $41.67 | 11/23/2011 10:30:39 AM |
mortikai | $50.00 | 11/23/2011 10:52:50 AM |
liberty-grizzly | $178.98 | 11/23/2011 9:06:49 AM |
loyalty-sherpa | $25.00 | 11/23/2011 9:07:05 AM |
spursdog | $40.00 | 11/23/2011 9:16:59 AM |
GoingFishing | $25.00 | 11/23/2011 10:10:21 AM |
gilbrear | $25.00 | 11/23/2011 11:22:24 AM |
the_winning_ticket | $217.68 | 11/23/2011 11:29:03 AM |
96 Investments
|
Borrower Payment Dependent Notes Series
540186
This series of Notes was issued and sold upon the funding of the borrower loan #56922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $128,478 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| point-entrepreneur |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tax Advance
Purpose of loan: Cash Flow
This loan will be used to pay monthly bills
My financial situation:
I am a good candidate for this loan because I have over $200k in equity in my house, two paid for cars (16k total value), and a $25k income tax refund that will hit in the 1st quarter.
Monthly net income: $ 1,900
Monthly expenses: $ 5,400
Housing: $ 2,700
Insurance: $ 150
Car expenses: $ 0
Utilities: $ 500
Phone, cable, internet: $ 100
Food, entertainment: $ 150
Clothing, household expenses: $ 0
Credit cards and other loans: $ 1,500
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:32 PM |
golden-velocity9 | $25.00 | 12/2/2011 9:46:22 AM |
worth-blanket2 | $7,400.00 | 12/2/2011 11:40:08 AM |
careful-note | $55.00 | 12/2/2011 4:31:39 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
540204
This series of Notes was issued and sold upon the funding of the borrower loan #56573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $97.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 9% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $667 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 61 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| dragonshrike |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $1,600.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to combine my current debt payments into one lower monthly payment.
My financial situation:
I am a good candidate for this loan because I pay all my bills and debts on time. I have only two current debt payments - my car loan and a small amount of credit card debt. I have enough disposable income from my job to meet any payment a 3-year, $3,000 loan may have. I also have a business selling Italian Ice that nets $5,000 annually that will subsidize any loan payments I have.
Please note the bankruptcy on my credit report was due to my divorce. I took all the debt myself so my ex-wife wouldn't have that issue while supporting our kids knowing it meant bankruptcy. That bankruptcy has been discharged for years now and I've had perfect credit since.
Have faith in me and you'll see the rest of my life with 100% on-time payments and any and all Prosper loans will be among the first of those.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 11/22/2011 9:07:45 AM |
Clambake | $25.00 | 11/22/2011 9:10:43 AM |
w3alter | $50.00 | 11/22/2011 9:05:24 AM |
enriching-trade2 | $50.00 | 11/22/2011 9:12:33 AM |
cnovak | $25.00 | 11/22/2011 9:08:22 AM |
toblerone | $25.00 | 11/22/2011 9:09:05 AM |
evnagelist | $25.00 | 11/22/2011 9:16:39 AM |
anacent | $25.00 | 11/22/2011 9:20:40 AM |
loan-mammal | $100.00 | 11/22/2011 9:29:49 AM |
influential-benjamins0 | $100.00 | 11/22/2011 9:26:31 AM |
aesop56 | $100.00 | 11/22/2011 9:05:32 AM |
loot-heart | $25.00 | 11/22/2011 10:20:48 AM |
cashhelp | $25.00 | 11/22/2011 9:17:25 AM |
yield-hut | $50.00 | 11/22/2011 11:04:06 AM |
D911ave | $50.00 | 11/22/2011 9:22:03 AM |
Beechturner | $50.00 | 11/22/2011 12:38:31 PM |
Longfellow20011 | $100.00 | 11/22/2011 12:43:46 PM |
BxRealtor | $25.00 | 11/22/2011 9:33:07 AM |
igniter584 | $25.00 | 11/22/2011 9:33:28 AM |
euro-deployment | $25.00 | 11/22/2011 3:42:17 PM |
kenji4861 | $25.00 | 11/22/2011 9:34:25 AM |
orange-lucrative-dollar | $100.00 | 11/22/2011 1:22:44 PM |
heroic-platinum | $25.00 | 11/22/2011 5:07:08 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:47 PM |
r48 | $33.00 | 11/22/2011 4:45:05 PM |
granitepk | $100.00 | 11/22/2011 10:53:38 AM |
Pickmar | $25.00 | 11/22/2011 11:29:15 AM |
trustworthy-finance6 | $200.00 | 11/22/2011 12:34:44 PM |
ddog0224 | $50.00 | 11/22/2011 2:56:43 PM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:28 PM |
fascinating-benefit279 | $50.00 | 11/22/2011 5:35:32 PM |
kinetic-yield4 | $25.00 | 11/22/2011 5:43:20 PM |
whitegold24k | $100.00 | 11/22/2011 5:32:35 PM |
WalnutCreekguy | $100.00 | 11/22/2011 5:35:14 PM |
damage | $25.00 | 11/22/2011 5:28:25 PM |
important-ore | $150.00 | 11/22/2011 5:35:17 PM |
KLCRAY | $25.00 | 11/22/2011 9:12:27 AM |
subtle-revenue0 | $25.00 | 11/22/2011 9:23:48 AM |
SolarMoonshine | $25.00 | 11/22/2011 9:54:02 AM |
enterprising-credit2 | $25.00 | 11/22/2011 9:57:32 AM |
Phunder | $25.00 | 11/22/2011 9:57:52 AM |
axl163 | $25.00 | 11/22/2011 11:59:38 AM |
FlexFunding | $50.00 | 11/22/2011 2:29:04 PM |
susurrus | $25.00 | 11/22/2011 3:18:57 PM |
Bank42 | $49.46 | 11/22/2011 5:16:57 PM |
wealth-fields8 | $50.00 | 11/22/2011 5:25:59 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:02 PM |
don8ter | $50.00 | 11/22/2011 5:33:03 PM |
kegs | $542.54 | 11/22/2011 6:08:22 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
540206
This series of Notes was issued and sold upon the funding of the borrower loan #56631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $172.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 8m |
Amount delinquent:
| $51 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| repayment-patriot2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to build a concrete slab
My financial situation:
I am a good candidate for this loan because I'm in school & certified through the VA to be paid for 24 months plus the ROTC will bring in another source of income in January.
Monthly net income: $ 1045
Monthly expenses: $140
Housing: $350
Insurance: $37.92
Car expenses: $0
Utilities: $100
Phone, cable, internet: $29.87
Food, entertainment: $included above
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $50.00 | 11/28/2011 2:15:11 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:11 PM |
Core-Marketing | $25.00 | 11/27/2011 5:05:55 AM |
greenwell | $25.00 | 11/27/2011 9:35:46 AM |
catamaran2024 | $25.00 | 11/27/2011 10:51:15 PM |
Toby1montana | $50.00 | 11/27/2011 9:06:48 PM |
managedfund | $1,000.00 | 11/28/2011 12:51:45 PM |
future-baby-fund | $80.00 | 11/28/2011 2:42:16 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:41 PM |
trustworthy-currency1 | $63.49 | 11/28/2011 4:29:56 PM |
wwwUniversal | $25.00 | 11/28/2011 5:11:11 PM |
340 | $25.00 | 11/28/2011 5:13:27 PM |
well-mannered-income3 | $50.00 | 11/28/2011 5:36:10 PM |
nickel-acrobat | $100.00 | 11/28/2011 1:04:32 PM |
the-hope-workhorse | $100.00 | 11/28/2011 1:49:33 PM |
SFBank | $50.00 | 11/28/2011 6:59:35 PM |
Catalina_Enterprises | $100.00 | 11/28/2011 4:48:53 PM |
bsh297 | $25.26 | 11/28/2011 5:12:38 PM |
economy-coup | $50.00 | 11/28/2011 5:20:31 PM |
nickel-hickory | $25.00 | 11/28/2011 6:49:10 PM |
enterprising-credit2 | $25.00 | 11/28/2011 7:05:45 PM |
irrelevant | $25.00 | 11/28/2011 7:06:33 PM |
Starfin-Capital-Management | $225.00 | 11/28/2011 1:19:43 PM |
papaloha | $25.00 | 11/26/2011 12:19:07 PM |
careful-note | $70.00 | 11/28/2011 4:37:05 AM |
GGreg799 | $25.00 | 11/28/2011 5:00:49 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:50 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:08:12 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:28 AM |
transparency-river1 | $1,086.25 | 11/28/2011 7:11:23 PM |
dudebrah | $25.00 | 11/28/2011 6:10:29 PM |
credit-bank-usa611 | $25.00 | 11/28/2011 6:53:00 PM |
Comoparklender | $25.00 | 11/28/2011 5:13:30 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:07 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
540216
This series of Notes was issued and sold upon the funding of the borrower loan #56900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,361 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| camaraderi-victor3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of Loan:
This loan will be used to conduct several upgrades to my home in Brooklyn NY. To include my master bathroom and to finish my basement. The will increase the value of my home that already has 100k plus in equity.
My financial situation:
I am a good candidate for this loan because I am a retired individual with minimal debt, good cashflow and a great home in New York City that is valued at over 200k and currently has over 100k in equity.
Monthly net income: $4600
Monthly expenses: $
Housing: $0.00
Insurance: $65.00
Car expenses: $80.00
Utilities: $180.00
Phone, cable, internet: $120.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $350.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/21/2011 5:09:03 PM |
toblerone | $25.00 | 11/21/2011 5:32:51 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:30:09 AM |
the-lean-bid | $25.00 | 11/22/2011 5:59:11 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:15 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:47 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:34 PM |
finance-mushroom | $200.00 | 11/28/2011 9:08:35 AM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:41 PM |
treasure-bliss | $25.00 | 11/29/2011 5:57:56 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:52 AM |
flexible-return297 | $40.00 | 11/29/2011 8:25:52 AM |
Jack55304 | $200.00 | 11/29/2011 9:46:06 AM |
Dubbs360 | $100.00 | 11/29/2011 9:42:57 AM |
Angel_Investor_7 | $25.00 | 11/29/2011 9:44:03 AM |
symbiosis | $37.00 | 11/29/2011 9:46:33 AM |
Diamond_Jim | $25.00 | 11/29/2011 9:49:35 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:15 AM |
zone8 | $77.00 | 11/29/2011 9:38:13 AM |
S-Master | $500.00 | 11/29/2011 12:06:24 PM |
transparency-river1 | $1,000.00 | 11/29/2011 9:38:59 AM |
social-trumpet | $25.00 | 11/29/2011 12:23:41 PM |
orbital-gain | $50.00 | 11/29/2011 1:06:19 PM |
hunterMG | $25.00 | 11/29/2011 12:28:20 PM |
desertoasis | $25.00 | 11/29/2011 1:33:07 PM |
social-zebra | $30.00 | 11/29/2011 1:50:53 PM |
generosity-battalion0 | $25.00 | 11/29/2011 1:30:19 PM |
AndChicksforFree | $25.00 | 11/29/2011 1:52:25 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:54 PM |
golden-velocity9 | $25.00 | 11/21/2011 5:12:44 PM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:53 PM |
papaloha | $25.00 | 11/21/2011 5:23:30 PM |
factcheck | $40.00 | 11/22/2011 10:30:59 AM |
fantastic-wampum1 | $100.00 | 11/22/2011 5:38:37 PM |
Tylerh | $255.00 | 11/23/2011 2:20:52 PM |
dollar-tornado3 | $25.00 | 11/24/2011 5:20:14 AM |
greenwell | $25.00 | 11/27/2011 9:35:32 AM |
economy-coup | $50.00 | 11/27/2011 12:26:42 PM |
careful-note | $70.00 | 11/28/2011 4:36:41 AM |
Comoparklender | $25.00 | 11/27/2011 12:25:59 PM |
profit-powerplant | $25.00 | 11/28/2011 8:41:03 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:17 AM |
nickel-acrobat | $50.00 | 11/28/2011 12:54:13 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:34 PM |
villagers | $50.00 | 11/28/2011 5:24:31 PM |
enriching-trade2 | $50.00 | 11/28/2011 5:24:39 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:52 PM |
antlr | $50.00 | 11/28/2011 7:28:19 PM |
trade-beeper4 | $25.00 | 11/29/2011 7:57:09 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:12 AM |
EBITDA | $25.00 | 11/29/2011 9:21:13 AM |
rockhound84 | $25.00 | 11/29/2011 5:44:11 AM |
Weaverville | $25.00 | 11/29/2011 9:18:40 AM |
DER | $25.00 | 11/29/2011 9:24:00 AM |
coin-investor | $25.00 | 11/29/2011 9:30:16 AM |
shrewd-peace7 | $25.00 | 11/29/2011 9:27:11 AM |
miked8303 | $25.00 | 11/29/2011 9:35:57 AM |
MBIntl | $25.00 | 11/29/2011 8:36:06 AM |
Katburg | $25.00 | 11/29/2011 9:41:28 AM |
Wellman | $25.00 | 11/29/2011 9:40:26 AM |
red-power-pecan | $50.00 | 11/29/2011 9:43:01 AM |
oreyedoc | $50.00 | 11/29/2011 9:48:18 AM |
green28 | $100.00 | 11/29/2011 10:06:57 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:26 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:32 AM |
orange-preeminant-bill | $25.00 | 11/29/2011 9:31:44 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:36 AM |
worth-blanket2 | $1,800.00 | 11/29/2011 1:52:06 PM |
revenue-serenity | $29.00 | 11/29/2011 9:48:01 AM |
ChrisProsper | $22.00 | 11/29/2011 1:56:58 PM |
miamibeachloaner | $25.00 | 11/29/2011 9:49:29 AM |
managedfund | $3,000.00 | 11/29/2011 1:30:12 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
540220
This series of Notes was issued and sold upon the funding of the borrower loan #56906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 39% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,244 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-aviary |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Law Mom
Purpose of loan: Supplement income while studying for bar exam
This loan will be used to... pay for living expenses for my child and me while I study for the bar exam and drop to part-time employment.
My financial situation: I have secured a job for after the bar exam (I will be making $82,000.00) and am currently making about $40,000 but need to work part-time to study for the bar exam.
I am a good candidate for this loan because... I have secured a job for after the bar exam and will be able to repay my student loans and this loan. My daughter and I live with my mother, so I have no housing related expenses.
Monthly net income: $
Monthly expenses: $
Housing: $0
Insurance: $300
Car expenses: $260
Utilities: $0
Phone, cable, internet: $65
Food, entertainment: $550
Clothing, household expenses: $100
Credit cards and other loans: $260
Other expenses: $350 (child care)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/21/2011 5:08:55 PM |
finance-prescription | $100.00 | 11/21/2011 5:09:04 PM |
fortytwo | $150.00 | 11/21/2011 5:32:08 PM |
Rogesparkguy | $25.00 | 11/22/2011 7:16:29 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:29:12 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:09 AM |
amaizblanco | $30.00 | 11/23/2011 5:33:24 PM |
maverick32 | $50.00 | 11/24/2011 9:36:01 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:47 PM |
let_me_retire | $100.00 | 11/26/2011 9:13:08 PM |
dollar-tornado3 | $25.00 | 11/28/2011 12:02:45 PM |
greencat | $50.00 | 11/28/2011 2:46:04 PM |
MissionMicroFinance | $25.00 | 11/29/2011 6:39:30 AM |
kind-credit-bear | $25.00 | 11/29/2011 9:06:16 AM |
nowits10 | $25.00 | 11/29/2011 9:13:03 AM |
restless-currency | $26.00 | 11/29/2011 9:18:22 AM |
loan-mammal | $100.00 | 11/29/2011 9:30:49 AM |
handshake5 | $53.00 | 11/29/2011 9:33:15 AM |
asiaratt | $50.00 | 11/29/2011 9:06:11 AM |
bid-czar8 | $100.00 | 11/29/2011 9:07:33 AM |
money-vista | $25.00 | 11/29/2011 9:35:39 AM |
apostle901 | $25.00 | 11/29/2011 9:44:23 AM |
nodrivelpls | $25.00 | 11/29/2011 9:15:43 AM |
economy-producer | $25.00 | 11/29/2011 9:15:48 AM |
2grindstones | $25.00 | 11/29/2011 10:33:22 AM |
oath163 | $25.00 | 11/29/2011 11:38:23 AM |
bonus-seahorse | $30.00 | 11/29/2011 11:42:31 AM |
top-historic-peso | $25.00 | 11/29/2011 9:45:57 AM |
jono9999 | $34.68 | 11/29/2011 1:46:30 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:15 AM |
sevenbridges | $30.62 | 11/29/2011 10:47:04 AM |
alexgalt | $25.00 | 11/29/2011 11:00:25 AM |
investment-comet | $25.00 | 11/29/2011 11:30:08 AM |
agalt | $75.00 | 11/29/2011 11:41:01 AM |
social-trumpet | $25.00 | 11/29/2011 12:17:37 PM |
newest-justice-bear | $25.00 | 11/29/2011 12:47:00 PM |
generosity-battalion0 | $50.00 | 11/29/2011 1:27:28 PM |
Dubbs360 | $100.00 | 11/29/2011 1:49:01 PM |
toblerone | $25.00 | 11/21/2011 5:32:52 PM |
fountain355 | $25.00 | 11/22/2011 4:48:12 AM |
economy-coup | $50.00 | 11/22/2011 5:26:31 PM |
Something-Corporate | $25.00 | 11/22/2011 3:42:35 PM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:58 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:07 PM |
silver-birdie | $100.00 | 11/22/2011 5:31:57 PM |
enterprising-credit2 | $25.00 | 11/23/2011 7:40:36 AM |
daekpon | $125.00 | 11/27/2011 9:41:15 AM |
greenwell | $25.00 | 11/27/2011 9:35:32 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:18 AM |
careful-note | $70.00 | 11/28/2011 4:36:41 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:52 PM |
MBIntl | $25.00 | 11/29/2011 8:36:06 AM |
shmb6508 | $37.00 | 11/29/2011 9:07:00 AM |
ah-long | $25.00 | 11/29/2011 9:18:18 AM |
JauaFlash | $25.00 | 11/29/2011 9:18:33 AM |
vibraphone3 | $25.00 | 11/29/2011 9:17:00 AM |
kindness-hickory5 | $50.00 | 11/29/2011 9:19:20 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:38:59 AM |
the-hope-workhorse | $100.00 | 11/29/2011 9:43:41 AM |
HenryS | $30.00 | 11/29/2011 9:44:51 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:26 AM |
CashFlow13 | $100.00 | 11/29/2011 9:22:25 AM |
money-surge1 | $25.00 | 11/29/2011 9:22:55 AM |
worldly-community3 | $50.00 | 11/29/2011 9:23:05 AM |
slgilligan | $50.00 | 11/29/2011 10:29:14 AM |
reflective-rupee | $25.00 | 11/29/2011 10:52:11 AM |
green28 | $150.00 | 11/29/2011 10:39:20 AM |
alexgalt | $100.00 | 11/29/2011 11:11:08 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:36 AM |
cleo1255 | $50.00 | 11/29/2011 11:45:38 AM |
a-restless-dollar | $25.00 | 11/29/2011 12:15:15 PM |
eronyc | $25.00 | 11/29/2011 9:39:10 AM |
Bob450 | $30.00 | 11/29/2011 12:21:49 PM |
calmfunds | $500.00 | 11/29/2011 1:10:38 PM |
impeccable-note0 | $25.00 | 11/29/2011 1:31:58 PM |
winmals | $25.00 | 11/29/2011 1:55:49 PM |
ChrisProsper | $1,603.70 | 11/29/2011 2:03:22 PM |
first-restless-payout | $50.00 | 11/29/2011 10:40:32 AM |
CA-Lender | $25.00 | 11/29/2011 11:12:33 AM |
Tikibarman | $50.00 | 11/29/2011 12:53:28 PM |
managedfund | $500.00 | 11/29/2011 1:24:54 PM |
desertoasis | $25.00 | 11/29/2011 1:33:08 PM |
82 Investments
|
Borrower Payment Dependent Notes Series
540234
This series of Notes was issued and sold upon the funding of the borrower loan #56728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 10.63% |
Borrower rate/APR:
| 11.63% / 19.35% |
Monthly payment:
| $266.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.46% | | |
| |
Estimated return*:
| 4.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 20% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 26y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,548 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| recman |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
recman
Purpose of loan: debt consolidtion
This loan will be used to...pay off high interest loan
My financial situation: good
I am a good candidate for this loan because..i pay all my bills on time,do not miss payments.
Monthly net income: $5000
Monthly expenses: $1500
Housing: $400
Insurance: $80.00
Car expenses: $268
Utilities: $70
Phone, cable, internet: $85
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/21/2011 5:05:46 PM |
BxRealtor | $25.00 | 11/21/2011 5:15:10 PM |
EngineersAlliance | $75.00 | 11/21/2011 5:15:34 PM |
ingenious-deal6 | $25.00 | 11/21/2011 5:24:38 PM |
pdub | $75.00 | 11/21/2011 5:25:07 PM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:53 PM |
spaceborne | $30.00 | 11/22/2011 7:06:19 AM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:44 PM |
BigMac1953 | $25.00 | 11/22/2011 7:50:14 AM |
alert9 | $25.00 | 11/21/2011 10:18:24 PM |
worth-blanket2 | $2,300.00 | 11/22/2011 12:11:59 PM |
supernova719 | $25.00 | 11/21/2011 5:15:22 PM |
toblerone | $25.00 | 11/21/2011 5:32:52 PM |
Bendistraw | $25.00 | 11/21/2011 5:33:49 PM |
LoanerPrincipal | $25.00 | 11/21/2011 5:16:26 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:17 PM |
igniter584 | $25.00 | 11/22/2011 7:42:24 AM |
newest-generous-income | $30.03 | 11/22/2011 8:57:41 AM |
appcoder | $25.00 | 11/22/2011 8:26:31 AM |
TikPmp1 | $25.00 | 11/22/2011 9:38:25 AM |
factcheck | $40.00 | 11/22/2011 10:30:59 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
540240
This series of Notes was issued and sold upon the funding of the borrower loan #56531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Nov-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.76% |
Borrower rate/APR:
| 25.76% / 35.84% |
Monthly payment:
| $238.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 9.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 50% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,429 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| exchanger383 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
660-679
(Oct-2010)
620-639
(Oct-2008)
|
Principal balance:
| $3,181.06 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-mammal | $100.00 | 11/21/2011 5:07:01 PM |
SLN-10 | $50.00 | 11/21/2011 5:32:05 PM |
fortytwo | $150.00 | 11/21/2011 5:32:09 PM |
312-Lender | $25.00 | 11/21/2011 5:33:36 PM |
toblerone | $25.00 | 11/21/2011 5:32:52 PM |
hidavehi | $25.00 | 11/21/2011 6:28:38 PM |
kind-credit-bear | $25.86 | 11/22/2011 8:04:24 AM |
hubs032 | $46.43 | 11/22/2011 8:07:30 AM |
Nemo2001 | $6.71 | 11/22/2011 12:21:26 PM |
rautility | $25.00 | 11/22/2011 11:43:21 AM |
golden-velocity9 | $35.00 | 11/21/2011 5:12:51 PM |
finance-prescription | $100.00 | 11/21/2011 5:09:04 PM |
economy-coup | $50.00 | 11/21/2011 5:22:33 PM |
papaloha | $25.00 | 11/21/2011 5:23:30 PM |
DHolly | $31.00 | 11/21/2011 5:28:03 PM |
nisim5 | $50.00 | 11/21/2011 5:29:46 PM |
DiligentiaLLC | $25.00 | 11/21/2011 6:29:06 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:55 PM |
vtrentster | $26.00 | 11/22/2011 6:51:55 AM |
the-lean-bid | $25.00 | 11/22/2011 5:55:02 AM |
hubs032 | $350.00 | 11/22/2011 8:10:59 AM |
finance-mushroom | $200.00 | 11/22/2011 9:16:10 AM |
Mariner3605 | $25.00 | 11/22/2011 9:32:44 AM |
FinanceEngine | $35.00 | 11/22/2011 8:29:37 AM |
Evolver | $44.00 | 11/22/2011 9:27:46 AM |
wwwUniversal | $25.00 | 11/22/2011 9:38:04 AM |
dollar-tornado3 | $25.00 | 11/22/2011 9:44:28 AM |
handy-justice | $50.00 | 11/22/2011 11:45:08 AM |
worth-blanket2 | $800.00 | 11/22/2011 12:10:18 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
540252
This series of Notes was issued and sold upon the funding of the borrower loan #56821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 51% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,370 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-enjoyment5 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan: Home improvement
This loan will be used to...Up keep my house with new refrigerator, microwave, and bed.
My financial situation:
I am a good candidate for this loan because...I have a good, steady job.
Monthly net income: $2500
Monthly expenses: $1614
Housing: $500
Insurance: $134
Car expenses: $200
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 11/21/2011 5:09:48 PM |
papaloha | $25.00 | 11/21/2011 5:23:31 PM |
Danjack_Capital | $25.00 | 11/21/2011 6:12:05 PM |
restless-dime | $100.00 | 11/22/2011 6:50:21 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 8:53:34 AM |
worth-blanket2 | $3,500.00 | 11/22/2011 12:11:22 PM |
let_me_retire | $48.00 | 11/22/2011 12:29:37 PM |
fountain355 | $27.00 | 11/22/2011 4:46:22 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
540260
This series of Notes was issued and sold upon the funding of the borrower loan #56448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $399.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 6m |
Amount delinquent:
| $1,060 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,799 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| CAdaninNV |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $13,775.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
700-719
(Nov-2009)
|
Principal balance:
| $10,944.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
STOP! INVEST HERE... 700+ FICO
Purpose of loan:
This loan will be used to pay off high interest credit cards and personal loans.
My financial situation:
I been with the same company for almost 3 years. My credit is great. And I've paid off a Prosper loan early in the past.
Monthly net income: $4,500
Housing: $1,100
Insurance: $150
Car expenses: $650
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 11/22/2011 9:02:33 AM |
toblerone | $25.00 | 11/22/2011 9:09:05 AM |
finance-prescription | $100.00 | 11/22/2011 9:36:19 AM |
Feyenoord | $30.00 | 11/22/2011 10:16:25 AM |
factcheck | $40.00 | 11/22/2011 10:31:05 AM |
SLN-10 | $100.00 | 11/22/2011 9:14:50 AM |
enterprising-credit2 | $25.00 | 11/22/2011 1:53:07 PM |
economy-coup | $50.00 | 11/22/2011 9:29:45 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:59 PM |
mercuriant | $25.00 | 11/22/2011 5:24:11 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:03 PM |
Angel_Investor_7 | $25.00 | 11/22/2011 5:05:52 PM |
loss-of-control | $75.00 | 11/22/2011 6:57:13 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:50 PM |
AF-Chief | $25.00 | 11/23/2011 9:09:25 AM |
Dubbs360 | $95.00 | 11/23/2011 9:23:46 AM |
worth-blanket2 | $7,800.00 | 11/23/2011 11:17:39 AM |
debt-legend | $25.00 | 11/23/2011 11:37:18 AM |
jybank | $50.00 | 11/23/2011 9:28:47 AM |
Comoparklender | $25.00 | 11/22/2011 9:18:00 AM |
pound-mushroom3 | $25.00 | 11/22/2011 9:14:39 AM |
fortytwo | $150.00 | 11/22/2011 9:31:33 AM |
papaloha | $25.00 | 11/22/2011 9:20:16 AM |
DoctorJoe | $30.00 | 11/22/2011 12:51:43 PM |
loan-mammal | $100.00 | 11/22/2011 9:29:50 AM |
Katburg | $25.00 | 11/22/2011 12:44:50 PM |
durability-boomarang1 | $25.00 | 11/22/2011 4:51:59 PM |
CA-Lender | $25.00 | 11/22/2011 9:46:20 AM |
dollar-tornado3 | $50.00 | 11/22/2011 9:47:10 AM |
Bob450 | $25.00 | 11/22/2011 4:46:23 PM |
realtormoises | $25.00 | 11/23/2011 7:57:01 AM |
brainy-greenback481 | $25.00 | 11/23/2011 8:26:58 AM |
papaloha | $200.00 | 11/22/2011 7:45:01 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:13 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:18 AM |
Leshan | $100.00 | 11/23/2011 9:39:01 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:19 AM |
jetsons6866 | $69.98 | 11/23/2011 11:38:21 AM |
Jack55304 | $200.00 | 11/23/2011 9:33:16 AM |
SolarMoonshine | $25.00 | 11/23/2011 9:51:35 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
540264
This series of Notes was issued and sold upon the funding of the borrower loan #56881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $220.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $2,870 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 51 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| forthright-p2p1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate debts
My financial situation:
I am a good candidate for this loan because...I am a hard worker, and a good employee. My strong faith has gotten me through some tough times earlier and my financial future looks good now.
Monthly net income: $2650.00
Monthly expenses: see below
Housing: $0.00(my husband pays the monthly rent)
Insurance: $68.00
Car expenses: $260.00
Utilities: $120.00
Phone, cable, internet: $145.00
Food, entertainment: $300.00
Clothing, household expenses: $50.00
Credit cards and other loans: $240.00(dental bill)
Other expenses: $25.00(medical bill)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/22/2011 9:36:19 AM |
factcheck | $40.00 | 11/22/2011 10:31:05 AM |
new-intuitive-dime | $50.00 | 11/22/2011 4:50:59 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:13 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:03 PM |
Comoparklender | $25.00 | 11/22/2011 5:29:47 PM |
oreyedoc | $50.00 | 11/22/2011 9:25:13 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:18 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:19 AM |
diplomatic-wealth7 | $25.00 | 11/25/2011 5:26:48 PM |
first-serene-credit | $25.00 | 11/26/2011 7:33:53 AM |
cycle198 | $40.00 | 11/26/2011 8:09:30 AM |
social-zebra | $30.00 | 11/26/2011 8:55:06 AM |
Dubbs360 | $100.00 | 11/26/2011 12:08:22 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:49 PM |
appcoder | $25.00 | 11/26/2011 1:14:18 PM |
gold-cluster | $50.00 | 11/26/2011 7:47:01 PM |
careful-note | $70.00 | 11/28/2011 4:36:42 AM |
engrossing-responsibility0 | $50.00 | 11/28/2011 5:20:18 PM |
antlr | $50.00 | 11/28/2011 7:28:20 PM |
enterprising-credit2 | $25.00 | 11/28/2011 7:07:25 PM |
villagers | $50.00 | 11/28/2011 5:24:31 PM |
Oak-Parker | $25.00 | 11/28/2011 6:54:00 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:42 PM |
SimpleChoice | $25.00 | 11/29/2011 8:23:53 AM |
garnetchik | $25.00 | 11/29/2011 8:48:08 AM |
Weaverville | $25.00 | 11/29/2011 9:18:40 AM |
treasure-bliss | $25.00 | 11/29/2011 5:57:56 AM |
Jack55304 | $200.00 | 11/29/2011 9:46:07 AM |
green28 | $100.00 | 11/29/2011 9:45:11 AM |
miamibeachloaner | $25.00 | 11/29/2011 9:49:30 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:26 AM |
zydeco337 | $25.00 | 11/29/2011 10:15:33 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:55:08 AM |
Petiza | $25.00 | 11/29/2011 11:13:00 AM |
transparency-river1 | $402.43 | 11/29/2011 11:32:11 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:58:27 AM |
toblerone | $25.00 | 11/22/2011 5:18:36 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:50 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:24 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:18 AM |
shrewd-income | $25.00 | 11/26/2011 9:59:25 AM |
Weaverville | $25.00 | 11/26/2011 8:49:27 AM |
greenwell | $25.00 | 11/27/2011 9:35:33 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:18 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:34 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:53 PM |
dudebrah | $25.00 | 11/28/2011 6:19:18 PM |
beans53 | $25.00 | 11/29/2011 6:46:25 AM |
Land_on_your_feet | $33.57 | 11/29/2011 8:23:25 AM |
1willray | $25.00 | 11/29/2011 9:06:46 AM |
shrewd-peace7 | $25.00 | 11/29/2011 9:27:11 AM |
finance-mushroom | $200.00 | 11/29/2011 9:10:36 AM |
Katburg | $25.00 | 11/29/2011 9:41:29 AM |
red-power-pecan | $50.00 | 11/29/2011 9:43:01 AM |
revenue-serenity | $29.00 | 11/29/2011 9:48:01 AM |
alexgalt | $100.00 | 11/29/2011 11:13:07 AM |
goodhearted-gold3 | $25.00 | 11/29/2011 9:36:00 AM |
Wellman | $25.00 | 11/29/2011 9:40:26 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
540278
This series of Notes was issued and sold upon the funding of the borrower loan #56668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| natural-social9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
purchase a 2002 nitro nx750 boat
Purpose of loan:try to re-establish credit
This loan will be used to...purchase a 2002 nitro nx750 bass boat
My financial situation: I have no debt except living expences
I am a good candidate for this loan because... We need to establish our credit again. I have no debt my house and cars are all paid for and I will have no problem paying back this loan.
Monthly net income: $2000.00
Monthly expenses: 725.00
Housing: $0.00
Insurance: $85.00
Car expenses: $120.00
Utilities: $75.00
Phone, cable, internet: $160.00
Food, entertainment: $300.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 11/21/2011 5:09:04 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:55 PM |
jjswanso | $50.00 | 11/21/2011 5:15:46 PM |
toblerone | $25.00 | 11/21/2011 5:32:54 PM |
factcheck | $40.00 | 11/22/2011 10:31:00 AM |
silver-birdie | $100.00 | 11/22/2011 5:31:57 PM |
aesop56 | $100.00 | 11/22/2011 5:34:15 PM |
Tylerh | $255.00 | 11/23/2011 2:20:52 PM |
Comoparklender | $25.00 | 11/24/2011 9:15:40 AM |
Christophe | $25.00 | 11/24/2011 7:32:25 PM |
hookUup | $26.20 | 11/24/2011 5:29:09 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:23 PM |
Dubbs360 | $100.00 | 11/24/2011 9:19:04 AM |
catamaran2024 | $25.00 | 11/25/2011 12:52:53 AM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:13 AM |
integrity-doctor | $100.00 | 11/25/2011 8:20:23 AM |
forthright-trade | $25.00 | 11/25/2011 10:30:34 AM |
social-zebra | $30.00 | 11/25/2011 11:11:09 AM |
well-mannered-income3 | $25.00 | 11/24/2011 9:37:27 PM |
ddog0224 | $50.00 | 11/25/2011 2:35:10 AM |
wwwUniversal | $25.00 | 11/25/2011 9:25:45 AM |
cerebral-dollar773 | $50.00 | 11/26/2011 5:46:35 AM |
finance-mushroom | $200.00 | 11/25/2011 5:10:24 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:48 PM |
economy-popcorn | $25.00 | 11/26/2011 5:58:38 AM |
113121 | $250.00 | 11/25/2011 7:41:56 AM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:54 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:56:18 AM |
fantastic-wampum1 | $100.00 | 11/22/2011 5:38:38 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:15 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:27 PM |
missing-link | $25.00 | 11/24/2011 9:05:26 AM |
diplomatic-wealth7 | $25.00 | 11/24/2011 9:21:24 AM |
engrossing-responsibility0 | $50.00 | 11/24/2011 9:33:12 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:48 PM |
Indio92203 | $25.00 | 11/24/2011 5:35:02 AM |
SolarMoonshine | $25.00 | 11/24/2011 11:50:44 AM |
future-baby-fund | $34.08 | 11/25/2011 8:21:33 AM |
NolockHolmes | $40.00 | 11/25/2011 9:35:20 AM |
new-social-economist | $80.00 | 11/24/2011 5:09:54 PM |
bonus-demon | $50.00 | 11/24/2011 5:26:55 PM |
HammerSmith | $25.00 | 11/25/2011 4:45:38 PM |
blue-fund-flag | $50.00 | 11/25/2011 9:14:19 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:17 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:54 AM |
Jrbgood | $50.00 | 11/26/2011 9:34:04 AM |
cycle198 | $35.00 | 11/26/2011 8:11:33 AM |
agalt | $50.00 | 11/25/2011 3:36:38 PM |
penny-infusion7 | $25.00 | 11/26/2011 11:08:14 AM |
red-power-pecan | $50.00 | 11/26/2011 12:31:33 PM |
Weaverville | $25.00 | 11/26/2011 8:49:26 AM |
scrappy-diversification7 | $1,954.72 | 11/26/2011 12:31:50 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
540304
This series of Notes was issued and sold upon the funding of the borrower loan #56508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $570.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,392 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| self-reliant-reward |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2009)
|
Principal balance:
| $2,779.93 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Moving my money - and my debt
Purpose of loan:
This loan will be used to consolidate credit card debt and get out of the clutches of the big banks.
My financial situation:
I am a good candidate for this loan because I have a good income and pay my bills on time.
Monthly net income: $200,000
Monthly expenses: $9600
Housing: $2300
Insurance: $840
Car expenses: $500
Utilities: $340
Phone, cable, internet: $120
Food, entertainment: $600
Clothing, household expenses: $1000
Credit cards and other loans: $2300
Other expenses: $1600
My other expenses are private school and therapy for my special needs child.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/21/2011 5:28:42 PM |
cnovak | $25.00 | 11/21/2011 5:05:29 PM |
investment-artist | $28.01 | 11/21/2011 5:07:42 PM |
golden-velocity9 | $25.00 | 11/21/2011 5:12:30 PM |
Feyenoord | $30.00 | 11/21/2011 5:14:15 PM |
determined-revenue1 | $35.00 | 11/21/2011 5:21:14 PM |
papaloha | $25.00 | 11/21/2011 5:23:32 PM |
350DGRZ | $25.00 | 11/21/2011 5:27:59 PM |
loan-mammal | $100.00 | 11/21/2011 5:07:02 PM |
Whipster | $75.00 | 11/21/2011 7:30:23 PM |
finance-prescription | $100.00 | 11/21/2011 5:09:05 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:50:34 PM |
fortytwo | $150.00 | 11/21/2011 5:32:09 PM |
generous-deal6 | $25.00 | 11/22/2011 7:34:09 AM |
toblerone | $25.00 | 11/21/2011 5:32:54 PM |
FinanceEngine | $29.62 | 11/22/2011 8:38:22 AM |
fund-fox4 | $50.00 | 11/21/2011 8:16:06 PM |
money-surge1 | $25.00 | 11/22/2011 9:30:13 AM |
coin-investor | $25.00 | 11/22/2011 9:38:48 AM |
dollar-tornado3 | $50.00 | 11/22/2011 9:45:15 AM |
janeybooboo | $75.00 | 11/22/2011 9:56:42 AM |
factcheck | $40.00 | 11/22/2011 10:31:02 AM |
Beechturner | $33.37 | 11/22/2011 12:42:07 PM |
rescue | $100.00 | 11/22/2011 9:38:11 AM |
worth-blanket2 | $12,800.00 | 11/22/2011 12:10:42 PM |
finance-prescription | $100.00 | 11/21/2011 5:08:56 PM |
economy-coup | $50.00 | 11/21/2011 5:22:33 PM |
principal-cooker2 | $100.00 | 11/21/2011 5:28:42 PM |
DiligentiaLLC | $50.00 | 11/21/2011 6:33:24 PM |
papaloha | $100.00 | 11/21/2011 7:29:57 PM |
influential-benjamins0 | $100.00 | 11/21/2011 5:12:40 PM |
the-lean-bid | $25.00 | 11/22/2011 6:02:27 AM |
pound-mushroom3 | $25.00 | 11/21/2011 5:35:00 PM |
OldManP | $25.00 | 11/22/2011 7:45:52 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 8:35:56 AM |
enriching-trade2 | $50.00 | 11/22/2011 9:12:33 AM |
Comoparklender | $25.00 | 11/22/2011 9:17:59 AM |
CA-Lender | $75.00 | 11/22/2011 9:44:28 AM |
brightest-dynamic-liberty | $25.00 | 11/22/2011 9:12:01 AM |
atlas-shrugged | $200.00 | 11/22/2011 12:38:35 PM |
qwsd12 | $50.00 | 11/22/2011 9:30:49 AM |
Bob450 | $29.00 | 11/22/2011 10:24:16 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
540308
This series of Notes was issued and sold upon the funding of the borrower loan #56445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 49% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,059 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benefit-buckeye3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt/pay medical bills
My financial situation:
I am a good candidate for this loan because...have a solid history of making ontime payments and been at same employer for almost 10 years. Would like to consolidate debt to one payment a month.
Monthly net income: $ 2250.00
Monthly expenses: $ 1350.00
Housing: $ 0 (Husband pays)
Insurance: $ 0 (Husband pays)
Car expenses: $ 0 (Husband pays)
Utilities: $ 200.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 500.00
Other expenses: $ 250.00 (Daycare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 11/22/2011 9:05:20 AM |
papaloha | $25.00 | 11/22/2011 9:20:17 AM |
ultimate-peace | $150.00 | 11/22/2011 9:10:08 AM |
Danjack_Capital | $25.00 | 11/22/2011 9:24:49 AM |
social-heart | $25.00 | 11/22/2011 5:30:17 PM |
capital-zeus | $100.00 | 11/23/2011 9:36:42 AM |
engrossing-responsibility0 | $50.00 | 11/23/2011 9:13:18 AM |
loanman2007 | $25.00 | 11/22/2011 9:22:59 AM |
SOP_Bank | $25.00 | 11/22/2011 3:44:28 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:47:50 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:06 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:14:50 PM |
MusicandMedicine | $50.00 | 11/22/2011 6:22:13 PM |
loss-of-control | $100.00 | 11/22/2011 6:55:23 PM |
realtormoises | $25.00 | 11/23/2011 7:57:25 AM |
UBOtto186 | $50.00 | 11/23/2011 8:43:57 AM |
agalt | $60.00 | 11/23/2011 10:30:29 AM |
worth-blanket2 | $3,100.00 | 11/23/2011 11:18:30 AM |
bbt210 | $25.06 | 11/23/2011 9:45:49 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
540332
This series of Notes was issued and sold upon the funding of the borrower loan #56382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $176.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 30% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 22y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,609 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cinnamon_bear |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,250.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
640-659
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
PAYOFF 2 HIGH INTEREST LOANS
Purpose of loan:
This loan will be used to...payoff 2 highinterest loans that I aquired as a result of dentalwork that the insurance did not cover. I was told that it would be covered and because it wasn't was rooked into loans that are high interest.
My financial situation:
I am a good candidate for this loan because...I have paid off 1 Prosper Loan and $15,000 in debt this past year. I am determined to pay off my debt and should be able to do so in the next couple of years. I work full time at $54,000 a year and my job has been stable. I would greatly appreciate your help.
Monthly net income: $2,825
Monthly expenses: $1,566
Housing: $ 250
Insurance: $75
Car expenses: $0
Utilities: $125
Phone, cable, internet: $70
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $800
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $54.00 | 11/21/2011 5:11:08 PM |
cnovak | $25.00 | 11/21/2011 5:05:30 PM |
credit-guard5 | $25.00 | 11/21/2011 5:04:39 PM |
Feyenoord | $30.00 | 11/21/2011 5:14:16 PM |
CA_Lender | $25.00 | 11/21/2011 5:23:00 PM |
cashhelp | $25.00 | 11/21/2011 5:29:44 PM |
pound-mushroom3 | $25.00 | 11/21/2011 5:35:00 PM |
mpjg9 | $25.00 | 11/21/2011 7:01:45 PM |
payout-reaction740 | $25.00 | 11/21/2011 5:06:19 PM |
loan-mammal | $100.00 | 11/21/2011 5:07:03 PM |
investment-artist | $28.01 | 11/21/2011 5:07:42 PM |
papaloha | $100.00 | 11/21/2011 7:32:41 PM |
pdub | $75.00 | 11/21/2011 5:25:08 PM |
gotjack | $41.00 | 11/22/2011 3:37:22 AM |
SDD123 | $25.00 | 11/22/2011 5:54:15 AM |
cerebral-dollar773 | $36.35 | 11/22/2011 6:07:10 AM |
1stBankAndHal | $38.09 | 11/22/2011 6:50:17 AM |
thrifty-capital | $35.00 | 11/22/2011 7:19:27 AM |
toblerone | $25.00 | 11/21/2011 5:32:54 PM |
thankful-nickel2 | $25.00 | 11/22/2011 6:11:12 AM |
Ven58 | $40.00 | 11/22/2011 6:39:31 AM |
einstein | $500.00 | 11/22/2011 7:54:31 AM |
promise2 | $42.55 | 11/22/2011 8:19:18 AM |
FinanceEngine | $40.00 | 11/22/2011 8:29:08 AM |
bailey7563 | $75.00 | 11/22/2011 8:43:09 AM |
revenue-associate | $30.00 | 11/22/2011 8:48:22 AM |
bluehen00 | $25.00 | 11/22/2011 9:01:24 AM |
one-midas | $50.00 | 11/21/2011 7:03:56 PM |
Christophe | $25.00 | 11/22/2011 7:45:52 AM |
duckbill_1972 | $30.00 | 11/21/2011 8:12:14 PM |
JustMee | $25.00 | 11/21/2011 9:43:43 PM |
enterprising-credit2 | $25.00 | 11/22/2011 9:11:56 AM |
NolockHolmes | $53.58 | 11/22/2011 9:17:16 AM |
marwadi-62 | $100.00 | 11/22/2011 5:12:43 AM |
371millwood | $300.00 | 11/22/2011 7:08:47 AM |
RecoveryLender | $25.00 | 11/22/2011 9:38:01 AM |
golden-velocity9 | $25.00 | 11/22/2011 7:51:42 AM |
Biancs | $150.00 | 11/22/2011 9:37:35 AM |
wwwUniversal | $25.00 | 11/22/2011 9:38:05 AM |
social-zebra | $25.83 | 11/22/2011 10:18:13 AM |
ryan6853 | $25.00 | 11/22/2011 9:09:07 AM |
BigSkyFinancial | $35.00 | 11/22/2011 10:11:43 AM |
julijask | $25.00 | 11/22/2011 10:14:14 AM |
feiandasun | $25.00 | 11/22/2011 9:14:43 AM |
igniter584 | $25.00 | 11/21/2011 5:05:48 PM |
influential-benjamins0 | $100.00 | 11/21/2011 5:12:41 PM |
investmentgroup | $25.00 | 11/21/2011 5:12:02 PM |
BxRealtor | $25.00 | 11/21/2011 5:15:12 PM |
Pebbles-Lending | $25.00 | 11/21/2011 5:30:35 PM |
vigorous-payment6 | $100.00 | 11/21/2011 6:04:46 PM |
wonder3 | $35.00 | 11/21/2011 7:11:48 PM |
LittleMingo | $30.00 | 11/21/2011 5:18:08 PM |
determined-revenue1 | $35.00 | 11/21/2011 5:21:14 PM |
immaculate-compassion8 | $25.00 | 11/21/2011 10:49:18 PM |
papaloha | $25.00 | 11/21/2011 5:23:33 PM |
serene-capital | $50.00 | 11/22/2011 1:28:04 AM |
Beechturner | $50.00 | 11/22/2011 4:36:52 AM |
bullwink27 | $25.00 | 11/22/2011 3:51:38 AM |
rockhound84 | $37.00 | 11/22/2011 5:57:41 AM |
Rollshaft | $50.00 | 11/22/2011 4:09:54 AM |
yield-hut | $50.00 | 11/22/2011 4:27:26 AM |
Johnab | $25.02 | 11/22/2011 4:40:38 AM |
mindful-deal289 | $25.00 | 11/22/2011 6:44:54 AM |
shrewd-dedication2 | $50.00 | 11/21/2011 5:41:22 PM |
Ocean713 | $75.00 | 11/21/2011 5:49:40 PM |
frankdelraza | $25.00 | 11/22/2011 7:58:35 AM |
agalt | $150.00 | 11/22/2011 7:18:43 AM |
novice-speculator | $25.00 | 11/22/2011 8:40:15 AM |
OldManP | $25.00 | 11/22/2011 7:46:11 AM |
setUup | $37.20 | 11/22/2011 8:07:36 AM |
susurrus | $200.00 | 11/21/2011 8:10:50 PM |
jhernand17 | $25.00 | 11/22/2011 9:11:23 AM |
social-heart | $25.00 | 11/21/2011 9:39:12 PM |
MoneyForNothing | $30.13 | 11/22/2011 2:05:42 AM |
dollar-authority | $100.00 | 11/22/2011 9:18:53 AM |
loanman2007 | $150.00 | 11/22/2011 4:55:12 AM |
CashFlow13 | $100.00 | 11/22/2011 9:22:41 AM |
the-lean-bid | $25.00 | 11/22/2011 6:03:26 AM |
a-reasonable-return | $25.00 | 11/22/2011 6:34:51 AM |
High-flyer | $25.00 | 11/22/2011 9:33:38 AM |
nikkiesgrandma | $50.00 | 11/22/2011 6:57:09 AM |
Malkial | $25.00 | 11/22/2011 7:14:25 AM |
generous-deal6 | $25.00 | 11/22/2011 7:34:09 AM |
yield-museum | $125.97 | 11/22/2011 9:32:10 AM |
credit-coach118 | $35.27 | 11/22/2011 9:44:26 AM |
igniter584 | $25.00 | 11/22/2011 7:42:25 AM |
treasure-birdie3 | $50.00 | 11/22/2011 7:50:33 AM |
jazzlender | $50.00 | 11/22/2011 9:36:41 AM |
_NaLNaBB | $175.00 | 11/22/2011 9:44:44 AM |
dollar-tornado3 | $50.00 | 11/22/2011 9:41:23 AM |
SolarMoonshine | $25.00 | 11/22/2011 9:51:38 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
540348
This series of Notes was issued and sold upon the funding of the borrower loan #56738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-22-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 13.65% |
Borrower rate/APR:
| 14.65% / 16.49% |
Monthly payment:
| $236.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.60% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 25y 0m |
Amount delinquent:
| $52 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,631 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| mamadeesf |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 83 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $17,450.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
580-599
(Mar-2008)
620-639
(Sep-2007)
|
Principal balance:
| $5,616.68 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 83 | | |
Description
A very special wedding.....
Purpose of loan:
This loan will be used to... give my well deserved daughter a beautiful wedding. She made me a proud parent by graduating from UCSC with a degree in Molecular Cellular Biology. It wasn't easy as she always was there for me helping to care for my Stage 4 Cancer mother till the end. She is in a very stable relationship and I would love to be able to give her a memorable wedding with the help of my Prosper family.
My financial situation:
I am a good candidate for this loan because... I have always been in good standing with Prosper with my previous loans. Always have my payments automatically deducted from my account. I have worked at my firm for 25 years and have a stable income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
w3alter | $50.00 | 11/22/2011 9:05:24 AM |
AndChicksforFree | $25.00 | 11/22/2011 9:12:39 AM |
indomitable-coin | $25.00 | 11/22/2011 9:07:46 AM |
Clambake | $25.00 | 11/22/2011 9:10:43 AM |
thomas16882004 | $25.00 | 11/22/2011 12:16:18 PM |
igniter584 | $25.00 | 11/22/2011 9:33:30 AM |
kenji4861 | $25.00 | 11/22/2011 9:34:26 AM |
susurrus | $75.00 | 11/22/2011 3:20:06 PM |
anacent | $25.00 | 11/22/2011 5:16:47 PM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:51 PM |
orange-lucrative-dollar | $25.00 | 11/22/2011 2:05:26 PM |
WalnutCreekguy | $100.00 | 11/22/2011 5:35:15 PM |
don8ter | $50.00 | 11/22/2011 5:33:03 PM |
danf2201 | $50.00 | 11/22/2011 6:49:04 PM |
toblerone | $25.00 | 11/22/2011 5:18:36 PM |
wealth-fields8 | $50.00 | 11/22/2011 5:26:00 PM |
act943 | $100.00 | 11/23/2011 1:17:18 AM |
MoneyForNothing | $31.95 | 11/23/2011 1:59:49 AM |
Moe87 | $25.32 | 11/23/2011 3:08:20 AM |
daveseansworld | $50.00 | 11/22/2011 6:15:27 PM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:15 AM |
MoneyForNothing | $25.00 | 11/23/2011 5:42:52 PM |
s270 | $25.00 | 11/24/2011 12:02:07 AM |
igniter584 | $25.00 | 11/24/2011 6:37:51 AM |
umfan123 | $25.00 | 11/24/2011 8:52:47 AM |
seabass123 | $25.00 | 11/24/2011 8:39:09 AM |
MoneyForNothing | $50.00 | 11/24/2011 10:27:05 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:49 PM |
shrewd-income | $100.00 | 11/24/2011 3:48:20 PM |
new-social-economist | $100.00 | 11/24/2011 5:15:11 PM |
jdragon | $30.05 | 11/25/2011 7:21:36 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:38 AM |
new-ore-venture | $100.00 | 11/24/2011 10:58:54 AM |
heerzaquestion | $100.00 | 11/25/2011 10:42:24 AM |
viennese | $25.00 | 11/25/2011 12:51:27 PM |
clean-dime1 | $25.00 | 11/25/2011 6:58:23 PM |
real-return | $30.00 | 11/25/2011 8:59:56 PM |
mednole | $52.84 | 11/25/2011 9:40:30 AM |
NolockHolmes | $50.00 | 11/25/2011 9:45:36 AM |
KrisKringle | $50.00 | 11/26/2011 6:46:11 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:19 AM |
rockerZ71 | $25.00 | 11/26/2011 5:51:14 AM |
weiyinsan | $50.00 | 11/25/2011 5:14:06 PM |
velocity-destiny7 | $25.00 | 11/25/2011 5:21:07 PM |
Sneezie | $31.00 | 11/26/2011 12:24:59 PM |
Spinnaker | $50.00 | 11/26/2011 2:20:36 PM |
Lubava | $50.00 | 11/26/2011 3:55:05 PM |
dkjl | $59.88 | 11/26/2011 5:04:39 PM |
suges | $25.00 | 11/26/2011 7:30:19 PM |
FinanceEngine | $50.00 | 11/26/2011 2:51:33 PM |
lucrative-worth | $95.00 | 11/26/2011 7:41:10 PM |
Gordon_Gekko1 | $30.00 | 11/26/2011 7:57:30 PM |
heerzaquestion | $25.00 | 11/27/2011 9:32:26 AM |
Pendruce | $35.00 | 11/27/2011 7:38:32 AM |
steiglends | $100.00 | 11/27/2011 9:49:35 AM |
oops24 | $25.00 | 11/26/2011 7:39:10 PM |
gokart83 | $25.00 | 11/27/2011 3:37:43 AM |
jazz619 | $25.00 | 11/27/2011 6:14:15 PM |
careful-note | $50.00 | 11/27/2011 4:58:46 AM |
AJ6 | $25.91 | 11/27/2011 9:24:12 PM |
roadtruck | $50.00 | 11/27/2011 9:53:48 PM |
TMBank | $40.73 | 11/28/2011 6:15:09 AM |
BankofPete | $25.00 | 11/28/2011 8:57:16 AM |
mlender | $25.00 | 11/27/2011 12:42:54 PM |
itjunkie | $25.00 | 11/27/2011 1:41:45 PM |
rchissocol | $25.00 | 11/28/2011 11:22:43 AM |
principal-duckling | $50.00 | 11/28/2011 12:22:05 PM |
firedoctor | $37.90 | 11/28/2011 12:30:47 PM |
loanman2007 | $150.00 | 11/28/2011 5:15:52 AM |
dordee | $75.00 | 11/28/2011 11:18:28 AM |
Hybodant | $90.00 | 11/28/2011 5:27:54 AM |
gethsemane4 | $40.00 | 11/28/2011 1:05:36 PM |
boxorox | $32.54 | 11/28/2011 2:25:29 PM |
jhernand17 | $25.00 | 11/28/2011 8:25:28 AM |
BleedPurple | $25.00 | 11/28/2011 9:15:11 AM |
nickel-banshee | $100.00 | 11/28/2011 1:38:54 PM |
corndog4000 | $42.00 | 11/28/2011 2:01:12 PM |
LittleMingo | $30.00 | 11/22/2011 9:20:31 AM |
AFairDeal | $25.00 | 11/22/2011 9:27:16 AM |
Feyenoord | $30.00 | 11/22/2011 10:19:11 AM |
janeybooboo | $47.18 | 11/22/2011 9:17:51 AM |
yield-hut | $50.00 | 11/22/2011 12:35:56 PM |
influential-benjamins0 | $100.00 | 11/22/2011 9:26:31 AM |
enterprising-credit2 | $25.00 | 11/22/2011 12:46:19 PM |
granitepk | $100.00 | 11/22/2011 10:53:39 AM |
cocopuffs | $25.00 | 11/22/2011 2:19:55 PM |
riproaringrapids | $25.00 | 11/22/2011 4:26:48 PM |
evnagelist | $25.00 | 11/22/2011 5:07:43 PM |
30Sky | $25.00 | 11/23/2011 12:57:52 AM |
GMPK_TLAS | $50.00 | 11/23/2011 9:15:05 AM |
Leshan | $200.00 | 11/23/2011 9:39:24 AM |
thankful-nickel2 | $25.00 | 11/23/2011 11:19:47 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:22 AM |
basis-wizard8 | $100.00 | 11/23/2011 12:52:31 PM |
sportsmagic | $250.00 | 11/23/2011 6:25:05 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:47 AM |
fcrick | $25.00 | 11/23/2011 5:15:16 PM |
SudianX | $25.00 | 11/24/2011 11:33:01 AM |
dime-sprout | $50.00 | 11/24/2011 2:43:48 PM |
Howaboutsomemoney | $25.00 | 11/24/2011 7:46:10 AM |
SolarMoonshine | $25.00 | 11/24/2011 8:27:56 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:25 PM |
first-serene-credit | $25.00 | 11/25/2011 8:16:27 AM |
currency-persimmon | $50.00 | 11/24/2011 10:37:13 AM |
Aimvest | $25.00 | 11/25/2011 9:11:16 AM |
mflawyer | $25.00 | 11/24/2011 2:06:28 PM |
hookUup | $33.20 | 11/24/2011 5:31:11 PM |
mammalian4 | $50.00 | 11/25/2011 4:10:00 PM |
betterthanstock | $50.00 | 11/25/2011 1:37:39 PM |
ltcypress | $83.04 | 11/25/2011 4:47:55 PM |
Chillito | $31.86 | 11/25/2011 1:24:12 AM |
Lo0se_mo0se | $38.94 | 11/25/2011 9:55:36 PM |
MoneyForNothing | $25.00 | 11/26/2011 2:22:36 AM |
just-loyalty643 | $50.00 | 11/25/2011 8:48:19 PM |
peace-sorcerer | $25.00 | 11/25/2011 11:25:07 PM |
sflash | $25.00 | 11/25/2011 10:01:30 AM |
Troutfinder | $32.00 | 11/26/2011 3:53:32 AM |
TrustPlus | $50.00 | 11/26/2011 9:10:00 AM |
five-star-note | $500.00 | 11/25/2011 12:50:56 PM |
adir1 | $32.00 | 11/25/2011 1:31:14 PM |
woohoo | $25.00 | 11/26/2011 12:04:56 PM |
E_G | $50.00 | 11/25/2011 8:13:05 PM |
innovator10 | $200.00 | 11/26/2011 12:27:12 PM |
djs81 | $25.00 | 11/26/2011 4:27:18 PM |
cycle198 | $25.00 | 11/26/2011 8:03:17 AM |
terrific-return | $50.00 | 11/26/2011 3:17:04 PM |
refined-return922 | $25.00 | 11/26/2011 4:46:36 PM |
auction-seeker | $25.00 | 11/27/2011 6:04:17 AM |
mystical-fairness4 | $25.00 | 11/26/2011 9:12:38 PM |
britgsb | $30.00 | 11/26/2011 12:13:29 PM |
mogul42 | $100.00 | 11/27/2011 5:38:14 AM |
contract-student2 | $70.00 | 11/27/2011 6:48:11 AM |
ore-historian5 | $50.00 | 11/27/2011 6:53:59 AM |
dynamic-platinum | $25.00 | 11/27/2011 7:15:20 AM |
rogue_monster | $50.00 | 11/26/2011 12:26:52 PM |
igniter584 | $25.00 | 11/27/2011 8:29:56 AM |
velvetsmog | $45.23 | 11/27/2011 8:42:51 AM |
Mint_Man | $50.00 | 11/26/2011 2:05:18 PM |
kevin314 | $25.00 | 11/27/2011 12:09:31 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:39 PM |
missgina | $45.00 | 11/27/2011 1:07:05 PM |
ChristopherHS | $25.00 | 11/27/2011 1:33:31 AM |
careful-note | $100.00 | 11/27/2011 4:31:49 AM |
Boxster968 | $100.00 | 11/27/2011 6:39:36 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:39 PM |
Chewbaca | $25.00 | 11/27/2011 5:18:20 AM |
fund-tom-tom6 | $25.00 | 11/27/2011 6:59:08 AM |
rustysailor | $25.00 | 11/27/2011 4:54:01 PM |
roadtruck | $50.00 | 11/27/2011 9:59:47 PM |
uberrific | $50.00 | 11/27/2011 10:08:35 PM |
reinforced-velocity158 | $600.00 | 11/27/2011 5:34:11 PM |
american6 | $100.00 | 11/27/2011 11:55:48 PM |
B-rad_the_Coug | $25.00 | 11/28/2011 1:05:15 AM |
justice-allocator3 | $25.00 | 11/27/2011 7:01:54 PM |
jguerrajr | $54.54 | 11/28/2011 6:28:56 AM |
order-pony8 | $55.57 | 11/28/2011 7:49:52 AM |
ideal-economy | $31.07 | 11/28/2011 8:09:36 AM |
greenback-loyalist8 | $25.00 | 11/28/2011 4:52:59 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:39 AM |
roadtruck | $50.00 | 11/28/2011 8:16:43 AM |
roadtruck | $50.00 | 11/28/2011 8:26:27 AM |
loot-heart | $25.00 | 11/28/2011 9:18:25 AM |
loan-upholder4 | $25.00 | 11/28/2011 8:44:23 AM |
market-cocktail | $25.00 | 11/28/2011 9:04:50 AM |
paladin510 | $30.00 | 11/27/2011 6:57:40 PM |
elbastador | $25.00 | 11/28/2011 10:04:59 AM |
intrepid-loot | $25.00 | 11/27/2011 11:45:39 PM |
BlessedEveryDay | $30.00 | 11/28/2011 9:58:09 AM |
investment-comet | $25.00 | 11/28/2011 11:45:33 AM |
leverage-monger | $25.00 | 11/28/2011 12:22:53 PM |
durability-dreams3 | $25.00 | 11/28/2011 11:23:00 AM |
finance-mangrove4 | $90.23 | 11/28/2011 11:33:32 AM |
economy-caper9 | $25.00 | 11/28/2011 7:55:27 AM |
Zoramite | $25.00 | 11/28/2011 2:24:10 PM |
nycitynoodle | $100.00 | 11/28/2011 8:02:24 AM |
the-fairness-orbiter | $25.00 | 11/28/2011 1:10:23 PM |
VAMUSIC | $40.00 | 11/28/2011 2:16:13 PM |
cordial-affluence2 | $40.02 | 11/28/2011 9:15:10 AM |
novice-speculator | $25.00 | 11/28/2011 10:17:23 AM |
BankShark | $25.00 | 11/28/2011 11:43:27 AM |
Rider | $220.00 | 11/28/2011 12:15:48 PM |
feb217 | $25.00 | 11/28/2011 2:22:42 PM |
182 Investments
|
Borrower Payment Dependent Notes Series
540354
This series of Notes was issued and sold upon the funding of the borrower loan #56534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $133.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 25% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,071 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| powerful-loyalty |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2009)
|
Principal balance:
| $1,254.06 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
year end expences
I am a good candidate for this loan, as it is my second year paying a loan without any delay, and a perfect credit history. I always make my payments on time.
The loan will be used to repay the remaining balance of the first loan, and use the remaining balance for year-end expenses.
My situation
Monthly income $2217
Monthly expenses $1800 (including Prosper 129.53)
I have a stable job, even in these difficult times, 2 years ago I was warehouse clerk, 6 months ago I was promoted to account executive.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
grnii78 | $100.00 | 11/22/2011 9:28:40 AM |
113121 | $75.00 | 11/22/2011 11:09:11 AM |
cnovak | $25.00 | 11/22/2011 9:08:23 AM |
BankofRon | $25.00 | 11/22/2011 9:10:28 AM |
pound-mushroom3 | $25.00 | 11/22/2011 9:14:32 AM |
LoanerPrincipal | $25.00 | 11/22/2011 9:08:58 AM |
loanman2007 | $50.00 | 11/22/2011 9:16:30 AM |
toblerone | $25.00 | 11/22/2011 9:09:06 AM |
dime-sapling | $25.00 | 11/22/2011 9:20:46 AM |
principal-cooker2 | $100.00 | 11/22/2011 9:28:10 AM |
RLaumeyer | $29.22 | 11/22/2011 9:23:15 AM |
investment-artist | $28.01 | 11/22/2011 9:29:34 AM |
NekHoldings | $25.00 | 11/22/2011 9:25:04 AM |
influential-benjamins0 | $100.00 | 11/22/2011 9:26:31 AM |
determined-revenue1 | $35.00 | 11/22/2011 9:34:39 AM |
rescue | $100.00 | 11/22/2011 9:38:11 AM |
finance-prescription | $100.00 | 11/22/2011 9:36:21 AM |
SolarMoonshine | $25.00 | 11/22/2011 9:53:14 AM |
credit-coach118 | $45.37 | 11/22/2011 9:53:31 AM |
penny-surgeon | $25.00 | 11/22/2011 9:59:21 AM |
BigSkyFinancial | $30.00 | 11/22/2011 10:13:50 AM |
credit-missile | $100.00 | 11/22/2011 9:07:31 AM |
Bob450 | $25.00 | 11/22/2011 10:28:19 AM |
enriching-trade2 | $50.00 | 11/22/2011 9:12:34 AM |
duty-explosion9 | $75.00 | 11/22/2011 11:06:15 AM |
Phatt-Daddy | $50.00 | 11/22/2011 11:07:26 AM |
just-loyalty643 | $50.00 | 11/22/2011 11:25:22 AM |
doomsday18 | $25.00 | 11/22/2011 11:54:35 AM |
Silver-Penny001 | $25.00 | 11/22/2011 10:49:05 AM |
standanddeliver | $50.00 | 11/22/2011 10:55:46 AM |
LittleMingo | $30.00 | 11/22/2011 9:23:50 AM |
income-buffalo1 | $56.59 | 11/22/2011 11:43:27 AM |
economy-coup | $50.00 | 11/22/2011 9:29:47 AM |
wadkuzma | $26.61 | 11/22/2011 10:44:45 AM |
educationfirst | $50.00 | 11/22/2011 10:47:57 AM |
Bank_Of_XL | $25.00 | 11/22/2011 10:48:43 AM |
damage | $25.00 | 11/22/2011 11:20:01 AM |
one-midas | $25.00 | 11/22/2011 11:41:43 AM |
LendingLovers | $25.00 | 11/22/2011 12:00:29 PM |
ethicalhumanist | $100.00 | 11/22/2011 12:26:35 PM |
bullish2bearish | $31.53 | 11/22/2011 9:32:35 AM |
AndChicksforFree | $25.00 | 11/22/2011 9:01:51 AM |
marinbb | $22.95 | 11/22/2011 12:37:07 PM |
fantastic-wampum1 | $100.00 | 11/22/2011 9:07:27 AM |
Comoparklender | $25.00 | 11/22/2011 9:18:01 AM |
Kash2010lu | $25.00 | 11/22/2011 9:13:11 AM |
payout-reaction740 | $25.00 | 11/22/2011 9:17:39 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:19:40 AM |
papaloha | $25.00 | 11/22/2011 9:20:19 AM |
rich266 | $25.00 | 11/22/2011 9:26:09 AM |
loan-mammal | $100.00 | 11/22/2011 9:29:51 AM |
jazzlender | $50.00 | 11/22/2011 9:36:41 AM |
dollar-tornado3 | $50.00 | 11/22/2011 9:48:47 AM |
credit-coach118 | $25.00 | 11/22/2011 9:53:43 AM |
wwwUniversal | $25.00 | 11/22/2011 9:38:05 AM |
social-zebra | $30.00 | 11/22/2011 10:19:00 AM |
missing-link | $25.00 | 11/22/2011 9:05:39 AM |
enterprising-credit2 | $25.00 | 11/22/2011 9:57:40 AM |
peso-miser | $28.00 | 11/22/2011 10:01:16 AM |
factcheck | $40.00 | 11/22/2011 10:31:07 AM |
coin-sphinx4 | $30.26 | 11/22/2011 10:53:13 AM |
350DGRZ | $25.00 | 11/22/2011 9:13:15 AM |
cognizant-rupee7 | $25.00 | 11/22/2011 9:15:53 AM |
Pebbles-Lending | $25.00 | 11/22/2011 9:16:53 AM |
Quizard | $25.01 | 11/22/2011 11:45:41 AM |
cake7 | $26.45 | 11/22/2011 11:52:49 AM |
atlas-shrugged | $200.00 | 11/22/2011 12:34:41 PM |
golden-velocity9 | $25.00 | 11/22/2011 9:22:31 AM |
upbeat-finance8 | $25.00 | 11/22/2011 11:33:35 AM |
jgar_O | $25.00 | 11/22/2011 9:28:01 AM |
fortytwo | $150.00 | 11/22/2011 9:31:34 AM |
_NaLNaBB | $100.00 | 11/22/2011 9:43:14 AM |
janeybooboo | $50.00 | 11/22/2011 9:54:38 AM |
Feyenoord | $30.00 | 11/22/2011 10:12:05 AM |
loot-heart | $25.00 | 11/22/2011 10:21:41 AM |
spursdog | $30.00 | 11/22/2011 10:34:46 AM |
finance-investor3 | $25.00 | 11/22/2011 11:43:18 AM |
rautility | $25.00 | 11/22/2011 11:46:39 AM |
novice-speculator | $25.00 | 11/22/2011 12:27:12 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
540370
This series of Notes was issued and sold upon the funding of the borrower loan #56687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $239.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 41% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,136 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| nicoleshannon73 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2010)
620-639
(Feb-2010)
620-639
(Jan-2010)
620-639
(Aug-2009)
|
Principal balance:
| $1,495.45 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 54 | | |
Description
Auto Use
Purpose of loan:
This loan will be used to...I need a new car. Mine is on its last leg. The car dealers want to do a 5 to 6 year loan and ive been with Prosper for almost 4 years.
My financial situation: Im in a good financial state. I have a very safe, secure job being a nurse.
I am a good candidate for this loan because... I always repay my debts on time and off.
Monthly net income: $ 2800.00
Monthly expenses: $
Housing: $ 200.00
Insurance: $100.00
Car expenses: $250.00
Utilities: $150.00
Phone, cable, internet: $ 100.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $ 125.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $50.00 | 11/21/2011 5:10:39 PM |
marinbb | $100.00 | 11/22/2011 12:43:46 AM |
finance-prescription | $100.00 | 11/21/2011 5:08:56 PM |
loan-mammal | $100.00 | 11/21/2011 5:07:03 PM |
atlas-shrugged | $200.00 | 11/21/2011 5:12:53 PM |
Kash2010lu | $30.00 | 11/21/2011 5:15:35 PM |
jjswanso | $50.00 | 11/21/2011 5:15:47 PM |
jgar_O | $25.00 | 11/21/2011 5:17:28 PM |
pound-mushroom3 | $25.00 | 11/21/2011 5:34:55 PM |
frantic-retirement | $150.00 | 11/21/2011 8:12:19 PM |
MoneyForNothing | $36.43 | 11/22/2011 1:55:33 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 2:14:56 AM |
loanman2007 | $50.00 | 11/22/2011 4:57:22 AM |
atlas100 | $50.00 | 11/22/2011 5:22:55 AM |
marwadi-62 | $100.00 | 11/22/2011 5:12:44 AM |
thankful-nickel2 | $25.00 | 11/22/2011 6:08:26 AM |
dollar-tornado3 | $50.00 | 11/22/2011 9:45:37 AM |
janeybooboo | $75.00 | 11/22/2011 9:15:53 AM |
handy-justice | $100.00 | 11/22/2011 11:54:57 AM |
Bob450 | $25.00 | 11/22/2011 10:24:52 AM |
investment-daydream | $50.00 | 11/21/2011 5:09:14 PM |
return-grizzly | $100.00 | 11/22/2011 5:15:35 AM |
credit-guard5 | $25.00 | 11/21/2011 5:11:13 PM |
luv4cycling | $100.00 | 11/21/2011 5:09:49 PM |
Mikale360 | $25.00 | 11/21/2011 5:18:53 PM |
Feyenoord | $30.00 | 11/21/2011 5:22:18 PM |
SLN-10 | $50.00 | 11/21/2011 5:32:05 PM |
312-Lender | $25.00 | 11/21/2011 5:33:56 PM |
sweety075 | $25.00 | 11/21/2011 5:40:05 PM |
NekHoldings | $25.00 | 11/21/2011 6:54:32 PM |
papaloha | $200.00 | 11/21/2011 7:29:08 PM |
LittleMingo | $30.00 | 11/21/2011 5:07:38 PM |
finance-prescription | $100.00 | 11/21/2011 5:09:05 PM |
fantastic-wampum1 | $100.00 | 11/21/2011 5:18:34 PM |
Rollshaft | $30.00 | 11/22/2011 4:11:28 AM |
toblerone | $25.00 | 11/21/2011 5:32:55 PM |
FinanceEngine | $35.00 | 11/22/2011 8:31:18 AM |
dime-selector | $30.57 | 11/21/2011 6:22:43 PM |
missing-link | $25.00 | 11/22/2011 9:05:39 AM |
Comoparklender | $25.00 | 11/22/2011 9:18:00 AM |
Dusigrosz | $50.00 | 11/22/2011 9:03:35 AM |
worth-blanket2 | $3,500.00 | 11/22/2011 12:10:54 PM |
factcheck | $40.00 | 11/22/2011 10:31:03 AM |
43 Investments
|
Borrower Payment Dependent Notes Series
540372
This series of Notes was issued and sold upon the funding of the borrower loan #57145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $195.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 6% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 5m |
Amount delinquent:
| $1,068 |
Total credit lines:
| 25 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| friendly-generosity216 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Surgery Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/22/2011 5:05:25 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:16 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:49 AM |
taurusco | $100.00 | 11/23/2011 12:48:47 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:42 AM |
igniter584 | $25.00 | 11/24/2011 6:37:53 AM |
AFairDeal | $25.00 | 11/25/2011 5:19:22 PM |
Ven58 | $25.00 | 11/29/2011 5:13:18 AM |
SomebodysMom | $37.98 | 11/29/2011 10:48:48 PM |
organized-payment6 | $50.00 | 11/30/2011 6:07:09 AM |
booOST | $25.00 | 11/30/2011 8:46:02 AM |
GCInvestments | $25.00 | 11/29/2011 9:14:29 PM |
Mailman2004 | $25.00 | 11/30/2011 4:21:10 PM |
toblerone | $25.00 | 11/30/2011 5:06:07 PM |
jamiee73 | $25.00 | 11/30/2011 5:08:56 PM |
sthomasg | $31.20 | 11/30/2011 5:13:13 PM |
Investor_DP | $100.00 | 11/30/2011 5:14:00 PM |
ianakacg | $25.00 | 11/30/2011 5:14:47 PM |
fair-pound5 | $100.00 | 11/30/2011 5:33:54 PM |
harperpotok | $25.00 | 11/30/2011 5:23:59 PM |
britgsb | $30.00 | 11/30/2011 5:31:17 PM |
loyalty-sherpa | $25.00 | 11/30/2011 5:36:34 PM |
dough-hammock | $25.00 | 11/30/2011 9:19:02 PM |
greentomato | $50.00 | 11/30/2011 7:23:49 PM |
wdove511 | $25.00 | 11/30/2011 10:15:40 PM |
A_mike | $25.00 | 11/30/2011 8:55:51 PM |
sickid1 | $100.00 | 12/1/2011 12:15:23 AM |
ideal-yield5 | $25.00 | 11/30/2011 9:29:27 PM |
unrivaled-capital322 | $100.00 | 12/1/2011 3:57:35 AM |
autonomous-kindness8 | $25.00 | 11/30/2011 5:28:34 PM |
hanuman77 | $25.00 | 12/1/2011 6:53:18 AM |
successful-agreement7 | $67.00 | 12/1/2011 9:09:08 AM |
djh47a | $25.00 | 12/1/2011 8:07:27 AM |
orange-courageous-dedication | $25.00 | 12/1/2011 9:10:53 AM |
listing-vista | $50.00 | 12/1/2011 9:14:12 AM |
active-market | $50.00 | 12/1/2011 9:14:23 AM |
listing-candy | $25.00 | 12/1/2011 9:15:17 AM |
mwl | $25.00 | 12/1/2011 9:05:23 AM |
deal-secret-agent | $25.00 | 12/1/2011 9:05:31 AM |
wigglesworth4 | $189.00 | 12/1/2011 9:07:03 AM |
gizzywump | $25.00 | 12/1/2011 9:18:05 AM |
SpareChangeHero | $5.82 | 12/1/2011 9:18:35 AM |
cutter21 | $25.00 | 12/1/2011 9:12:21 AM |
songbird98 | $25.00 | 12/1/2011 7:12:13 AM |
motivator796 | $25.00 | 12/1/2011 7:51:41 AM |
gold-commander0 | $25.00 | 12/1/2011 9:08:57 AM |
reflective-cash0 | $50.00 | 12/1/2011 9:15:50 AM |
investisure | $50.00 | 12/1/2011 9:17:48 AM |
market-assembler | $25.00 | 12/1/2011 9:18:12 AM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:22 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:24 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:28 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:27 PM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:13 AM |
TrustPlus | $50.00 | 11/26/2011 9:10:01 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:53 PM |
Thought | $25.00 | 11/26/2011 9:30:45 PM |
careful-note | $50.00 | 11/27/2011 4:58:47 AM |
igniter584 | $25.00 | 11/27/2011 8:29:57 AM |
patriot897 | $25.00 | 11/28/2011 10:44:16 AM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:43 PM |
meenan | $75.00 | 11/29/2011 4:31:41 PM |
Hexnut | $100.00 | 11/29/2011 9:56:26 PM |
tech310 | $50.00 | 11/30/2011 12:15:31 AM |
dynamic-money271 | $25.00 | 11/30/2011 9:10:07 AM |
IIP77 | $25.00 | 11/30/2011 3:20:10 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:27:51 PM |
cvlender | $25.00 | 11/30/2011 2:49:11 PM |
cnovak | $25.00 | 11/30/2011 5:08:51 PM |
ericgassercom | $25.00 | 11/30/2011 3:25:11 PM |
worthy-bid8 | $50.00 | 11/30/2011 5:10:28 PM |
enriching-trade2 | $50.00 | 11/30/2011 5:15:15 PM |
rescue | $100.00 | 11/30/2011 5:24:30 PM |
GMPK_TLAS | $50.00 | 11/30/2011 5:31:20 PM |
power-rotation7 | $50.00 | 11/30/2011 7:41:01 PM |
BankofMsEvans | $30.00 | 11/30/2011 5:48:24 PM |
wise-silver-wonder | $25.00 | 11/30/2011 6:40:24 PM |
fareast_man | $25.00 | 11/30/2011 10:26:37 PM |
SimonHova | $25.00 | 11/30/2011 8:13:26 PM |
bankofriverside | $25.00 | 12/1/2011 4:26:24 AM |
jjswanso | $75.00 | 11/30/2011 5:22:14 PM |
diverse2 | $25.00 | 11/30/2011 5:26:54 PM |
KLCRAY | $25.00 | 11/30/2011 5:28:51 PM |
famous-ore2 | $50.00 | 11/30/2011 5:29:24 PM |
god_is_great | $25.00 | 12/1/2011 6:10:03 AM |
hektek22 | $600.00 | 12/1/2011 8:06:14 AM |
CSUgrad08 | $25.00 | 11/30/2011 5:59:31 PM |
nalaari | $25.00 | 12/1/2011 6:45:05 AM |
breadbroker | $25.00 | 12/1/2011 6:48:58 AM |
tender-commerce8 | $50.00 | 12/1/2011 9:09:40 AM |
jasonj72 | $25.00 | 12/1/2011 8:56:11 AM |
wwwUniversal | $25.00 | 12/1/2011 9:05:25 AM |
figs4u2 | $100.00 | 12/1/2011 9:17:29 AM |
lagnisiruk | $25.00 | 12/1/2011 9:10:29 AM |
useful-p2ploan | $25.00 | 12/1/2011 9:10:34 AM |
CaliforniaSun | $25.00 | 11/30/2011 11:01:48 PM |
hebergee | $25.00 | 12/1/2011 9:13:16 AM |
flexible-value | $29.00 | 12/1/2011 9:13:27 AM |
cbllender | $25.00 | 12/1/2011 9:14:34 AM |
the-profit-oracle | $25.00 | 12/1/2011 9:16:05 AM |
Quiddity | $25.00 | 12/1/2011 2:13:27 AM |
wi-cook | $50.00 | 12/1/2011 3:35:54 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:09 AM |
vigorous-payment6 | $50.00 | 12/1/2011 7:32:38 AM |
rakstar | $25.00 | 12/1/2011 9:06:57 AM |
gulch | $25.00 | 12/1/2011 9:11:18 AM |
melodious-fairness | $25.00 | 12/1/2011 9:14:39 AM |
compoundinterest | $50.00 | 12/1/2011 9:17:34 AM |
108 Investments
|
Borrower Payment Dependent Notes Series
540380
This series of Notes was issued and sold upon the funding of the borrower loan #56828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $247.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,743 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-hut |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $8,300.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2009)
|
Principal balance:
| $3,084.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Money for Brothers adoption
Purpose of loan: Provide financial assistance to my brother who is adopting a child from Africa.
I am a good candidate for this loan because I have good credit (700+). I have a successful high-income job. I am the GM of sales for the Cintas Corp and have been there 9+ years. My base salary is 96k, with a max compensation of 156k. Over the last 3 years, I have averaged around 120k annually. My credit history shows no missed or late payments and like I mentioned earlier a good credit score. I have roughly 10k in investments that I could use for funding or payment if I have to, however cashing out investments now with the economy is not wise.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
grnii78 | $150.00 | 11/23/2011 10:44:01 AM |
enriching-trade2 | $50.00 | 11/23/2011 9:06:21 AM |
money-surge1 | $25.00 | 11/23/2011 9:07:34 AM |
papaloha | $25.00 | 11/23/2011 9:17:26 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:45 AM |
atlas-shrugged | $200.00 | 11/23/2011 9:15:29 AM |
melodious-fairness | $25.00 | 11/23/2011 9:16:12 AM |
bid-czar8 | $100.00 | 11/23/2011 9:29:04 AM |
coin-investor | $25.00 | 11/23/2011 9:31:12 AM |
twjh | $25.00 | 11/23/2011 9:19:27 AM |
Comoparklender | $25.00 | 11/23/2011 9:23:00 AM |
cnovak | $25.00 | 11/23/2011 9:36:17 AM |
nickel-ferret | $43.00 | 11/23/2011 9:37:56 AM |
economy-coup | $50.00 | 11/23/2011 9:38:08 AM |
lucrative-coin | $33.00 | 11/23/2011 9:26:19 AM |
toblerone | $25.00 | 11/23/2011 9:27:41 AM |
CA-Lender | $75.00 | 11/23/2011 9:30:20 AM |
SunriseTrader1 | $50.00 | 11/23/2011 10:12:50 AM |
invincible-platinum9 | $50.00 | 11/23/2011 10:51:04 AM |
kind-bid-genome | $25.00 | 11/23/2011 10:54:31 AM |
ShadowLender | $53.51 | 11/23/2011 12:50:07 PM |
loanman2007 | $50.00 | 11/23/2011 9:03:26 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:50 AM |
Feyenoord | $30.00 | 11/23/2011 9:09:40 AM |
Ubiquinone | $25.00 | 11/23/2011 1:22:35 PM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:47:03 PM |
LittleMingo | $30.00 | 11/23/2011 9:22:37 AM |
amlu1988 | $25.00 | 11/23/2011 5:01:42 PM |
hillerod | $25.23 | 11/23/2011 3:16:00 PM |
loan-fate | $50.00 | 11/23/2011 9:26:50 AM |
special-responsibility | $25.00 | 11/23/2011 5:11:36 PM |
Tradesmanlender | $25.00 | 11/23/2011 9:27:50 AM |
serene-capital | $25.00 | 11/23/2011 3:44:35 PM |
principal-cooker2 | $50.00 | 11/23/2011 5:14:59 PM |
tenacious-capital3 | $26.27 | 11/23/2011 9:30:58 AM |
loss-of-control | $75.00 | 11/23/2011 4:49:19 PM |
fortytwo | $150.00 | 11/23/2011 9:36:20 AM |
bailey7563 | $45.00 | 11/23/2011 5:12:38 PM |
orange-preeminant-bill | $25.00 | 11/23/2011 5:25:59 PM |
Milonguero | $100.00 | 11/23/2011 9:59:57 AM |
NekHoldings | $25.00 | 11/23/2011 10:28:41 AM |
TCR3 | $25.00 | 11/23/2011 5:28:40 PM |
janeybooboo | $75.00 | 11/23/2011 6:57:47 PM |
momoney2lend | $25.00 | 11/23/2011 7:21:58 PM |
papaloha | $500.00 | 11/23/2011 8:10:15 PM |
mystical-fairness4 | $25.00 | 11/23/2011 8:39:23 PM |
calbertrand | $25.00 | 11/23/2011 10:03:38 PM |
dollar-ruler2 | $25.00 | 11/24/2011 1:59:03 AM |
five-star-note | $350.00 | 11/23/2011 12:27:41 PM |
sensible-fund | $25.00 | 11/24/2011 4:27:13 AM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:44 AM |
Trust_13 | $50.00 | 11/23/2011 10:35:53 PM |
treasure-widget | $25.00 | 11/23/2011 11:02:58 PM |
euphoria8 | $25.00 | 11/24/2011 4:16:28 AM |
american-investor | $52.94 | 11/24/2011 5:35:16 AM |
Tylerh | $255.00 | 11/23/2011 2:21:13 PM |
DackoDenk | $25.00 | 11/23/2011 2:37:58 PM |
durability-boomarang1 | $25.00 | 11/23/2011 3:14:49 PM |
mighty-payout1 | $25.00 | 11/24/2011 7:46:38 AM |
DiligentiaLLC | $35.05 | 11/24/2011 8:02:00 AM |
Easystreet | $25.00 | 11/24/2011 6:47:39 AM |
restless-currency | $50.00 | 11/23/2011 5:13:30 PM |
fcrick | $25.00 | 11/23/2011 5:15:17 PM |
Macbethofscots | $25.00 | 11/23/2011 5:19:02 PM |
money-vista | $50.00 | 11/23/2011 5:30:40 PM |
r48 | $26.00 | 11/23/2011 6:10:43 PM |
sportsmagic | $500.00 | 11/23/2011 7:41:38 PM |
AndChicksforFree | $50.00 | 11/23/2011 9:33:53 AM |
grnii78 | $100.00 | 11/23/2011 9:15:52 AM |
RoZu_Lending | $100.00 | 11/23/2011 9:08:10 AM |
finance-prescription | $100.00 | 11/23/2011 9:14:24 AM |
plane450 | $25.00 | 11/23/2011 9:06:56 AM |
silver-birdie | $100.00 | 11/23/2011 9:07:22 AM |
golden-velocity9 | $35.00 | 11/23/2011 9:18:36 AM |
Weaverville | $25.00 | 11/23/2011 9:08:08 AM |
AF-Chief | $25.00 | 11/23/2011 9:09:28 AM |
350DGRZ | $25.00 | 11/23/2011 9:11:09 AM |
life-is-great | $25.00 | 11/23/2011 9:13:20 AM |
worthy-bid8 | $50.00 | 11/23/2011 9:28:04 AM |
abnvette | $25.00 | 11/23/2011 9:17:02 AM |
shmb6508 | $50.00 | 11/23/2011 9:32:13 AM |
pound-mushroom3 | $25.00 | 11/23/2011 9:19:48 AM |
caper945 | $100.00 | 11/23/2011 10:10:36 AM |
brightest-dynamic-liberty | $25.00 | 11/23/2011 9:32:55 AM |
handshake5 | $100.00 | 11/23/2011 9:08:26 AM |
velocity-marble7 | $25.00 | 11/23/2011 3:09:15 PM |
rate-hickory | $25.00 | 11/23/2011 2:49:43 PM |
rescue | $100.00 | 11/23/2011 9:35:19 AM |
proud-gold9 | $25.00 | 11/23/2011 5:13:07 PM |
OldManP | $25.00 | 11/23/2011 9:41:34 AM |
important-openness1 | $100.00 | 11/23/2011 5:29:58 PM |
feiandasun | $25.00 | 11/23/2011 9:50:29 AM |
damage | $25.00 | 11/23/2011 5:24:34 PM |
wwwUniversal | $25.00 | 11/23/2011 5:28:35 PM |
Beechturner | $40.00 | 11/23/2011 11:06:05 AM |
Mikale360 | $25.00 | 11/23/2011 11:59:06 AM |
CA_Lender | $25.00 | 11/24/2011 4:19:21 AM |
ddoneday | $25.00 | 11/23/2011 8:19:39 PM |
pietro_torna_indietro | $75.00 | 11/24/2011 6:39:17 AM |
jcw3rd | $25.00 | 11/23/2011 4:29:09 PM |
FinanceEngine | $40.00 | 11/24/2011 7:14:39 AM |
Bob450 | $30.00 | 11/24/2011 7:30:32 AM |
qwsd12 | $50.00 | 11/23/2011 5:20:00 PM |
social-cocktail1 | $200.00 | 11/23/2011 5:23:41 PM |
best-charming-leverage | $50.00 | 11/23/2011 5:28:03 PM |
Sid-K | $25.00 | 11/23/2011 5:33:24 PM |
imoutdoorsy | $25.00 | 11/23/2011 10:22:01 PM |
imoutdoorsy | $25.00 | 11/23/2011 10:28:28 PM |
klend4 | $25.00 | 11/24/2011 4:21:07 AM |
dollar-tornado3 | $50.00 | 11/24/2011 5:03:20 AM |
topper480 | $50.00 | 11/24/2011 6:33:30 AM |
111 Investments
|
Borrower Payment Dependent Notes Series
540388
This series of Notes was issued and sold upon the funding of the borrower loan #56478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $106.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,530 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-invincible-income |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
couple bills, take few days off
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3,000
Monthly expenses: $120
Housing: $750
Insurance: $82
Car expenses: $0
Utilities: $45
Phone, cable, internet: $45
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $62
Other expenses: $gas 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $125.00 | 11/22/2011 9:05:48 AM |
BxRealtor | $25.00 | 11/22/2011 9:33:08 AM |
igniter584 | $25.00 | 11/22/2011 9:33:30 AM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:29 PM |
cnovak | $25.00 | 11/22/2011 5:11:27 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:08 PM |
Interloper | $25.00 | 11/22/2011 4:57:29 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:20 AM |
golden-velocity9 | $35.00 | 11/22/2011 5:25:11 PM |
taurusco | $100.00 | 11/23/2011 12:48:46 PM |
currency-persimmon | $25.00 | 11/23/2011 3:53:43 PM |
the-dollar-honker | $25.00 | 11/23/2011 4:15:43 PM |
rescue | $100.00 | 11/23/2011 5:28:08 PM |
sturdy-responsibility7 | $28.67 | 11/23/2011 8:50:10 PM |
novice-speculator | $25.00 | 11/23/2011 9:50:20 PM |
Jazzy503 | $25.05 | 11/23/2011 6:39:22 PM |
zippy-greenback231 | $25.00 | 11/24/2011 12:01:20 AM |
Poker_Grandpa | $25.00 | 11/24/2011 1:32:19 AM |
ddoneday | $25.00 | 11/23/2011 8:11:24 PM |
cloud8 | $42.15 | 11/23/2011 9:09:17 PM |
heroic-vigilance1 | $25.00 | 11/23/2011 9:39:41 PM |
factcheck | $40.00 | 11/23/2011 1:24:46 PM |
Bank42 | $12.93 | 11/24/2011 4:05:29 AM |
yield-hut | $50.00 | 11/23/2011 4:20:13 PM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:31:07 PM |
ciscoparrot | $25.00 | 11/23/2011 5:06:12 PM |
toblerone | $25.00 | 11/23/2011 5:11:31 PM |
just-loyalty643 | $50.00 | 11/23/2011 10:23:04 PM |
LoanerPrincipal | $25.00 | 11/22/2011 9:08:59 AM |
factcheck | $40.00 | 11/22/2011 10:31:08 AM |
papaloha | $25.00 | 11/22/2011 9:20:19 AM |
Bank_Of_XL | $25.00 | 11/22/2011 10:48:58 AM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:51 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:47 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:22 AM |
amor1962 | $25.00 | 11/23/2011 1:39:50 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:27 PM |
einstein | $500.00 | 11/23/2011 3:02:04 PM |
wwwUniversal | $25.00 | 11/23/2011 5:28:32 PM |
upbeat-finance8 | $25.00 | 11/23/2011 7:23:47 PM |
new-auction-neutron | $30.00 | 11/23/2011 6:11:01 PM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:16 AM |
goldsun | $25.00 | 11/23/2011 6:37:37 PM |
imoutdoorsy | $25.00 | 11/23/2011 10:28:28 PM |
pinballeffect | $56.00 | 11/24/2011 1:53:40 AM |
houli123 | $25.00 | 11/24/2011 2:21:07 AM |
Domgabriel | $30.00 | 11/24/2011 3:32:36 AM |
Tylerh | $255.00 | 11/23/2011 2:20:58 PM |
setUup | $30.20 | 11/23/2011 4:05:02 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
540394
This series of Notes was issued and sold upon the funding of the borrower loan #56781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 17y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,503 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brilliant-duty784 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Jazzcop
Purpose of loan:
This loan will be used to...Consolidate some smaller bills into one payment
My financial situation:
I am a good candidate for this loan because I have not never defaulted on a loan and I'm currently attempting to rebuild my credit.
Monthly net income: $4500.00
Monthly expenses: $2500.00
Housing: $600.00
Insurance: $45.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $240.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $250.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $500.00 | 11/21/2011 5:18:04 PM |
Something-Corporate | $25.00 | 11/22/2011 9:05:20 AM |
papaloha | $25.00 | 11/21/2011 5:23:33 PM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 8:52:41 AM |
let_me_retire | $25.00 | 11/22/2011 12:30:10 PM |
worth-blanket2 | $3,400.00 | 11/22/2011 12:10:31 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
540400
This series of Notes was issued and sold upon the funding of the borrower loan #56870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| unequivocal-power1 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
rebuild credit
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/22/2011 5:04:14 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:17 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:25 PM |
toblerone | $25.00 | 11/28/2011 5:07:07 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:23:46 PM |
vutah | $25.00 | 11/28/2011 7:47:28 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:53 PM |
fountain355 | $25.00 | 11/29/2011 4:57:49 AM |
capital-galaxy | $150.00 | 11/29/2011 4:40:02 AM |
hookUup | $25.20 | 11/29/2011 6:21:17 AM |
Dignified-Market29 | $25.00 | 11/29/2011 6:39:27 AM |
Rogesparkguy | $25.00 | 11/29/2011 7:58:49 AM |
Dignified-Market29 | $25.00 | 11/29/2011 7:35:07 AM |
RenovatioCapital | $25.00 | 11/29/2011 8:50:30 AM |
friendly-moola0 | $150.00 | 11/29/2011 8:17:48 AM |
first-serene-credit | $25.00 | 11/29/2011 8:24:03 AM |
CreditBuilder2 | $25.00 | 11/28/2011 11:12:39 PM |
economy-producer | $25.00 | 11/29/2011 9:15:48 AM |
Mariner3605 | $25.00 | 11/29/2011 9:30:47 AM |
the-hope-workhorse | $100.00 | 11/29/2011 9:31:31 AM |
leverage-monger | $44.46 | 11/29/2011 10:14:50 AM |
DaddyBill | $27.33 | 11/29/2011 10:22:20 AM |
kulender | $100.00 | 11/29/2011 9:24:26 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:27 AM |
reflective-rupee | $25.00 | 11/29/2011 10:51:21 AM |
alexgalt | $25.00 | 11/29/2011 11:00:14 AM |
GoldenRule01 | $25.00 | 11/29/2011 11:43:37 AM |
x32248 | $27.12 | 11/29/2011 11:50:42 AM |
brightest-gain-investor | $2,000.00 | 11/29/2011 11:51:32 AM |
secureincome | $263.93 | 11/29/2011 1:19:55 PM |
social-trumpet | $25.00 | 11/29/2011 12:14:26 PM |
Starfin-Capital-Management | $100.53 | 11/29/2011 3:20:50 AM |
fantastic-wampum1 | $100.00 | 11/22/2011 5:38:39 PM |
pound-mushroom3 | $25.00 | 11/22/2011 5:16:59 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:53 PM |
greenwell | $25.00 | 11/27/2011 9:35:36 AM |
let_me_retire | $50.00 | 11/26/2011 9:17:31 PM |
careful-note | $70.00 | 11/28/2011 4:36:46 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:36 PM |
greencat | $50.00 | 11/28/2011 2:43:30 PM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:20 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:55 PM |
sweetlan | $25.00 | 11/28/2011 9:51:56 PM |
SolarMoonshine | $25.00 | 11/29/2011 3:40:00 AM |
Alpha-AssistU | $25.00 | 11/29/2011 7:26:57 AM |
MBIntl | $25.00 | 11/29/2011 8:36:06 AM |
enterprising-credit2 | $25.00 | 11/28/2011 9:45:49 PM |
Comoparklender | $25.00 | 11/29/2011 9:07:35 AM |
impala6464 | $50.00 | 11/28/2011 9:55:00 PM |
IIP77 | $25.00 | 11/29/2011 2:36:15 AM |
wwwUniversal | $25.00 | 11/29/2011 9:28:23 AM |
CatbirdBanking | $100.00 | 11/29/2011 6:59:00 AM |
zone6 | $52.50 | 11/29/2011 8:30:57 AM |
green28 | $50.00 | 11/29/2011 9:36:03 AM |
asiaratt | $37.00 | 11/29/2011 9:06:11 AM |
Jack55304 | $200.00 | 11/29/2011 9:46:07 AM |
jebber007 | $36.93 | 11/29/2011 10:48:28 AM |
leverage-monger | $40.00 | 11/29/2011 11:02:27 AM |
amra | $25.00 | 11/29/2011 11:41:01 AM |
Bob450 | $25.00 | 11/29/2011 12:21:11 PM |
CA-Lender | $25.00 | 11/29/2011 11:11:26 AM |
Tikibarman | $50.00 | 11/29/2011 12:52:25 PM |
generosity-battalion0 | $50.00 | 11/29/2011 1:13:04 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
540402
This series of Notes was issued and sold upon the funding of the borrower loan #56755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1976 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 20y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,249 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| sympathetic-felicity8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
djs
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5200
Monthly expenses: Housing: $0
Insurance: $210
Car expenses: $262
Utilities: $150
Phone, cable, internet: $49
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $850
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 11/25/2011 9:12:11 AM |
let_me_retire | $50.00 | 11/26/2011 7:30:13 PM |
social-heart | $25.00 | 11/27/2011 10:50:38 PM |
papaloha | $25.00 | 11/25/2011 9:10:47 AM |
Whipster | $50.00 | 11/27/2011 9:45:12 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:28:35 AM |
worth-blanket2 | $1,600.00 | 11/28/2011 2:22:16 PM |
managedfund | $200.00 | 11/28/2011 12:49:01 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
540406
This series of Notes was issued and sold upon the funding of the borrower loan #57007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,837 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| charmer890 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Procedure
Purpose of loan:
This loan will be used to... to pay for a medical procedure
My financial situation: fair
I am a good candidate for this loan because...I pay my bills on time, have been discharged from a bankruptcy I filed to protect myself during my divorce for 3 years on 12/9/11.
Monthly net income: $ 4700
Monthly expenses: $
Housing: $ 1270
Insurance: $190
Car expenses: $ 200
Utilities: $200
Phone, cable, internet: $70
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $2500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 11/26/2011 5:59:01 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
540416
This series of Notes was issued and sold upon the funding of the borrower loan #56614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $123.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,598 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| kcleaner |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2009)
640-659
(Oct-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Looking to consolidate
Purpose of loan:
This loan will be used to... Going to pay off last 2 credit cards which is approx. $2,000.00 Going to pay-off some other no secure debt.. Help with X-mas Gifts!!! I plan on paying this loan off within 18 months...
My financial situation: Is excellent... I have will no other loans after paying off Credit Cards(Cards are not max out) except car loan.. I have no other expenses as I live at home taking care of my elderly mom...
I am a good candidate for this loan because...I am responsible and mature...Never miss work and always payoff my bills on time... If you look at my last Prosper loan i paid it off early...
Monthly net income: $2,940.00
Monthly expenses: $
Housing: $0
Insurance: $100.00
Car expenses: $326.00
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $300
Clothing, household expenses: $25
Credit cards and other loans: $50
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/22/2011 9:14:32 AM |
LoanerPrincipal | $25.00 | 11/22/2011 9:08:59 AM |
cashhelp | $25.00 | 11/22/2011 9:17:25 AM |
loanman2007 | $200.00 | 11/22/2011 9:14:54 AM |
pdub | $75.00 | 11/22/2011 9:16:59 AM |
treasure-birdie3 | $20.00 | 11/22/2011 9:26:16 AM |
Aberdeen | $3,000.00 | 11/22/2011 9:19:39 AM |
AndChicksforFree | $25.00 | 11/22/2011 9:09:51 AM |
NekHoldings | $25.00 | 11/22/2011 9:24:16 AM |
clemclan | $25.00 | 11/22/2011 9:17:45 AM |
loanman2007 | $25.00 | 11/22/2011 9:21:36 AM |
EretzCapital | $30.00 | 11/22/2011 9:25:26 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
540418
This series of Notes was issued and sold upon the funding of the borrower loan #56714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,419 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-gold-historian |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/22/2011 5:14:57 PM |
CA-Lender | $50.00 | 11/22/2011 5:25:58 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:17 PM |
social-heart | $25.00 | 11/22/2011 5:30:19 PM |
fortytwo | $150.00 | 11/22/2011 5:11:13 PM |
jjswanso | $50.00 | 11/22/2011 5:24:28 PM |
pdub | $75.00 | 11/22/2011 5:26:15 PM |
Whipster | $100.00 | 11/23/2011 6:05:05 AM |
mlj0671 | $25.00 | 11/26/2011 12:12:49 PM |
Comoparklender | $25.00 | 11/27/2011 12:25:47 PM |
susurrus | $25.00 | 11/27/2011 2:05:56 PM |
missing-link | $25.00 | 11/27/2011 12:22:37 PM |
just-loyalty643 | $50.00 | 11/27/2011 3:16:07 PM |
silver-enlightenment0 | $100.00 | 11/27/2011 3:16:33 PM |
hookUup | $27.20 | 11/27/2011 5:17:37 PM |
return-cluster991 | $50.00 | 11/27/2011 5:33:32 PM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:17:37 PM |
interest-walnut | $25.00 | 11/27/2011 9:45:29 PM |
economy-popcorn | $25.00 | 11/27/2011 8:26:54 PM |
coin-amigo | $25.00 | 11/28/2011 6:10:03 AM |
intrepid-loot | $25.00 | 11/28/2011 6:31:28 AM |
profit-powerplant | $25.00 | 11/28/2011 8:41:04 AM |
enterprising-credit2 | $50.00 | 11/27/2011 1:12:05 PM |
first-serene-credit | $25.00 | 11/28/2011 8:04:59 AM |
economy-coup | $50.00 | 11/28/2011 9:08:45 AM |
Tradesmanlender | $25.00 | 11/28/2011 9:10:57 AM |
grotheik | $25.00 | 11/27/2011 6:43:25 PM |
zippy-market5 | $25.00 | 11/27/2011 10:19:00 PM |
nickel-hickory | $50.00 | 11/27/2011 11:46:43 PM |
diplomatic-euro | $25.00 | 11/28/2011 10:58:01 AM |
mpatrick | $50.00 | 11/28/2011 10:10:57 AM |
goodhearted-generosity511 | $25.00 | 11/22/2011 5:07:17 PM |
papaloha | $25.00 | 11/22/2011 5:35:01 PM |
SolarMoonshine | $25.00 | 11/22/2011 5:16:43 PM |
pound-mushroom3 | $25.00 | 11/22/2011 5:16:59 PM |
golden-velocity9 | $50.00 | 11/23/2011 8:19:59 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:29 AM |
transformer855 | $25.00 | 11/23/2011 11:11:08 AM |
Tylerh | $255.00 | 11/23/2011 2:21:02 PM |
CashFlow13 | $100.00 | 11/23/2011 9:18:32 AM |
favorite-commerce | $40.00 | 11/24/2011 6:03:26 AM |
wwwUniversal | $25.00 | 11/24/2011 9:19:08 AM |
jmvingeorgia | $25.00 | 11/24/2011 5:16:50 AM |
shrewd-income | $25.00 | 11/26/2011 10:11:44 AM |
greenwell | $25.00 | 11/27/2011 9:35:36 AM |
dudebrah | $25.00 | 11/27/2011 12:36:41 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:35 PM |
Haribelle | $25.00 | 11/27/2011 12:44:29 PM |
pembull | $45.74 | 11/27/2011 1:41:04 PM |
nickel-hickory | $50.00 | 11/27/2011 11:46:27 PM |
payment-halo | $25.00 | 11/27/2011 7:36:45 PM |
nfx | $25.00 | 11/28/2011 5:49:44 AM |
calimanusa | $50.00 | 11/28/2011 1:31:06 AM |
careful-note | $70.00 | 11/28/2011 4:36:46 AM |
jhernand17 | $25.00 | 11/28/2011 8:25:56 AM |
irrelevant | $25.00 | 11/28/2011 6:05:37 AM |
Ballybay | $50.00 | 11/27/2011 12:23:57 PM |
Bank42 | $25.00 | 11/27/2011 4:46:39 PM |
evergreen16 | $100.00 | 11/28/2011 9:14:18 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:21 AM |
bid-stockpiler1 | $25.00 | 11/28/2011 5:09:37 AM |
VBPlayer | $25.00 | 11/28/2011 11:18:04 AM |
polka2002 | $27.00 | 11/28/2011 6:27:51 AM |
sturdy-nickel4 | $25.00 | 11/28/2011 7:42:42 AM |
atcrain07 | $25.00 | 11/28/2011 8:20:29 AM |
Petiza | $35.06 | 11/28/2011 11:21:08 AM |
66 Investments
|
Borrower Payment Dependent Notes Series
540420
This series of Notes was issued and sold upon the funding of the borrower loan #56580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $457.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 21y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,579 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| coin-bridge |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2010)
780-799
(Aug-2010)
780-799
(Jan-2010)
|
Principal balance:
| $1,231.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate credit cards
My financial situation:
I am a good candidate for this loan because... I have the income to make regular payments
Monthly net income: $ 4,000.00
Monthly expenses: $250.00
Housing: $1,400
Insurance: $
Car expenses: $ 0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 23,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/27/2011 1:05:10 PM |
AFairDeal | $25.00 | 11/27/2011 12:13:05 PM |
fcrick | $25.00 | 11/27/2011 12:15:41 PM |
influential-benjamins0 | $100.00 | 11/27/2011 12:20:47 PM |
investment-artist | $29.01 | 11/27/2011 12:29:15 PM |
payout-reaction740 | $25.00 | 11/27/2011 12:05:36 PM |
GoGalt | $50.00 | 11/27/2011 12:39:59 PM |
whitegold24k | $100.00 | 11/27/2011 12:15:32 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:47 PM |
LittleMingo | $25.00 | 11/27/2011 12:08:28 PM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:39 PM |
worth-blanket2 | $12,000.00 | 11/28/2011 2:22:57 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:47 AM |
discrete-asset | $15.99 | 11/28/2011 3:12:42 PM |
papaloha | $25.00 | 11/27/2011 12:16:32 PM |
igniter584 | $25.00 | 11/27/2011 12:24:33 PM |
JustMee | $25.00 | 11/27/2011 9:43:48 PM |
BxRealtor | $25.00 | 11/27/2011 12:06:51 PM |
careful-note | $50.00 | 11/27/2011 12:13:35 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:36 PM |
Feyenoord | $30.00 | 11/27/2011 12:19:44 PM |
pdub | $75.00 | 11/27/2011 12:19:53 PM |
Trimalchio12 | $25.00 | 11/27/2011 12:52:31 PM |
dollar-tornado3 | $50.00 | 11/28/2011 11:07:36 AM |
rchissocol | $50.00 | 11/28/2011 11:21:36 AM |
Dignified-Market29 | $25.00 | 11/28/2011 2:47:51 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
540430
This series of Notes was issued and sold upon the funding of the borrower loan #56863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 36% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,843 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| transparency-upholder7 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off a couple small bills
My financial situation:
I am a good candidate for this loan because...I am pretty financially responsible. However, I could use a little money just pay off a couple small bills.
Monthly net income: $3667
Monthly expenses: $2399
Housing: $350
Insurance: $95
Car expenses: $200
Utilities: $31
Phone, cable, internet: $65
Food, entertainment: $50
Clothing, household expenses: $120
Credit cards and other loans: $1288
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 11/26/2011 12:20:38 PM |
jjswanso | $50.00 | 11/26/2011 12:34:22 PM |
bazaar-festivity | $25.00 | 11/26/2011 12:36:34 PM |
daekpon | $75.00 | 11/27/2011 9:53:25 AM |
grotheik | $25.00 | 11/27/2011 6:48:09 PM |
social-heart | $25.00 | 11/28/2011 9:08:13 AM |
worth-blanket2 | $3,500.00 | 11/28/2011 2:22:22 PM |
marinbb | $51.00 | 11/26/2011 1:25:29 PM |
papaloha | $25.00 | 11/26/2011 12:19:07 PM |
pdub | $75.00 | 11/26/2011 12:10:53 PM |
pound-mushroom3 | $25.00 | 11/26/2011 12:23:10 PM |
Bcs-cnc | $25.00 | 11/26/2011 7:29:34 PM |
careful-note | $70.00 | 11/28/2011 4:37:05 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:25:12 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
540434
This series of Notes was issued and sold upon the funding of the borrower loan #56872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-27-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 64% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 3m |
Amount delinquent:
| $13,807 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| philnfla |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
phil's loan request
Purpose of loan:
This loan will be used to repair two vehicles so that they can pass state inspection and be registered in the state of Maryland. Since moving to Maryland in June 2011 both vehicle have developed mechanical problems which would cause them not to pass state inspection.
My financial situation:
My wife and I have made every attempt to pay back our debit. We moved to Maryland in hope of receiving better medical care for out daughter and I had hoped to be employed sooner then August 2011. Because I was unemployed for several months we were unable to maintain our vehicle so they could pass inspection.
Monthly net income: $3800.00
Monthly expenses: $
Housing: $1980.00
Insurance: $100.00
Car expenses: $330.00
Utilities: $200.00
Phone, cable, internet: $250.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $0
Other expenses: Gas $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/23/2011 5:42:54 PM |
blue-silver-ruler | $25.00 | 11/26/2011 10:08:29 PM |
worth-blanket2 | $3,900.00 | 11/26/2011 5:59:37 AM |
value-rocket | $25.00 | 11/26/2011 8:35:59 AM |
verblender | $25.00 | 11/27/2011 7:09:37 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
540436
This series of Notes was issued and sold upon the funding of the borrower loan #56974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $532.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 31% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
16 | Length of status: | 22y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,339 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| B-Right |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
B-Right
Purpose of loan: Debt consolidation
This loan will be used to pay off credit card debt and to assist with the Christmas Holiday
My financial situation: Is good
I am a good candidate for this loan because I regardless of my situation, I make sure I pay my bills. I have been serving in the Military for over 22 yrs and will continue to serve for a few more years. There is no threat of me losing my job and being over 20 years makes me eligible for retirement which guarantees I will always have an income. Also I wanted to point out that I am reliable and understand what my responsibilities are.
Monthly net income: $4500.00
Monthly expenses: $3500.00
Housing: $
Insurance: $98.00
Car expenses: $553.00
Utilities: $
Phone, cable, internet: $200.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1700.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
factcheck | $40.00 | 11/22/2011 10:31:08 AM |
papaloha | $25.00 | 11/22/2011 9:20:21 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:24 AM |
Gabriel02 | $25.00 | 11/23/2011 11:38:48 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:28 PM |
taurusco | $100.00 | 11/23/2011 12:48:46 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:40 AM |
Investor_DP | $100.00 | 11/24/2011 9:12:00 AM |
sportsmagic | $250.00 | 11/23/2011 7:06:14 PM |
immaculate-compassion8 | $25.00 | 11/24/2011 1:15:01 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:25 PM |
Occhy | $30.00 | 11/25/2011 2:32:21 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:20 AM |
dime-hot-rod7 | $50.00 | 11/25/2011 12:24:35 PM |
balance-transformer3 | $25.00 | 11/26/2011 8:01:02 AM |
Kaj | $25.00 | 11/26/2011 12:09:19 PM |
kulender | $100.00 | 11/26/2011 12:19:35 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:52 PM |
nickel-ferret | $40.00 | 11/26/2011 12:26:58 PM |
umfan123 | $25.00 | 11/26/2011 2:35:49 PM |
terrific-return | $25.98 | 11/26/2011 3:12:13 PM |
Ven58 | $30.00 | 11/26/2011 3:36:53 PM |
credit-investor5 | $50.00 | 11/26/2011 3:50:23 PM |
CSAworker | $25.00 | 11/26/2011 12:32:48 PM |
Supernick | $100.00 | 11/26/2011 5:28:57 PM |
loan-warrior | $25.00 | 11/26/2011 5:17:27 PM |
PatriotKnight | $25.00 | 11/26/2011 12:06:17 PM |
mystical-fairness4 | $25.00 | 11/26/2011 9:11:32 PM |
Wilhan | $35.63 | 11/27/2011 6:30:49 AM |
riproaringrapids | $25.00 | 11/26/2011 12:12:47 PM |
UBOtto186 | $100.00 | 11/27/2011 8:26:56 AM |
currency-persimmon | $35.00 | 11/27/2011 10:43:16 AM |
heerzaquestion | $40.00 | 11/27/2011 9:26:38 AM |
kind-efficient-credit | $25.00 | 11/26/2011 12:37:20 PM |
steiglends | $100.00 | 11/27/2011 9:49:35 AM |
enterprising-credit2 | $50.00 | 11/27/2011 1:13:17 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:39 PM |
sophisticated-return496 | $25.00 | 11/26/2011 8:14:55 PM |
pie4 | $25.00 | 11/26/2011 9:19:59 PM |
careful-note | $50.00 | 11/27/2011 4:58:46 AM |
Indio92203 | $25.00 | 11/27/2011 6:30:47 AM |
organized-payment6 | $50.00 | 11/28/2011 5:36:38 AM |
american6 | $100.00 | 11/27/2011 11:55:48 PM |
helpinghand63 | $25.00 | 11/28/2011 9:22:42 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:35 PM |
melodious-fairness | $25.00 | 11/28/2011 5:07:20 PM |
Sierrahh | $25.00 | 11/28/2011 10:08:41 AM |
fuzed | $50.00 | 11/28/2011 10:26:07 AM |
ianakacg | $25.00 | 11/28/2011 5:20:59 PM |
CAGE-Investments | $25.00 | 11/28/2011 5:25:32 PM |
crawfingers | $25.00 | 11/28/2011 2:28:21 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:42 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:21:29 PM |
determined-order1 | $27.08 | 11/28/2011 8:45:21 PM |
CreditBuilder2 | $75.00 | 11/28/2011 11:14:02 PM |
xlnt-loans | $25.00 | 11/29/2011 4:48:19 AM |
hanuman77 | $25.00 | 11/29/2011 2:37:51 AM |
gustavholstopus32 | $25.00 | 11/29/2011 5:05:40 AM |
treasure-brigade | $25.00 | 11/29/2011 6:47:57 AM |
dudebrah | $25.00 | 11/28/2011 6:18:04 PM |
vigorous-payment6 | $100.00 | 11/29/2011 8:14:24 AM |
flexible-return297 | $40.00 | 11/29/2011 8:25:52 AM |
generator596 | $25.00 | 11/29/2011 8:41:02 AM |
mtquan | $25.00 | 11/28/2011 8:29:12 PM |
mennleo | $48.00 | 11/29/2011 9:05:18 AM |
TheCount | $25.00 | 11/29/2011 9:12:08 AM |
asmithj | $25.00 | 11/29/2011 9:20:55 AM |
KLCRAY | $25.00 | 11/29/2011 9:25:55 AM |
wwwUniversal | $25.00 | 11/29/2011 9:28:23 AM |
sentry256 | $25.00 | 11/29/2011 9:26:10 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:53 AM |
syounker | $25.00 | 11/29/2011 9:35:13 AM |
brian4571 | $25.00 | 11/29/2011 9:18:31 AM |
Weaverville | $25.00 | 11/29/2011 9:18:40 AM |
oldman68 | $25.00 | 11/29/2011 9:59:41 AM |
loot-heart | $25.00 | 11/29/2011 10:29:25 AM |
reflective-cash0 | $31.00 | 11/29/2011 9:25:03 AM |
jazz619 | $25.00 | 11/29/2011 9:28:33 AM |
mizount | $25.00 | 11/29/2011 9:30:20 AM |
letsmakeitsuccessful | $25.00 | 11/29/2011 9:30:35 AM |
a-responsible-return | $39.00 | 11/29/2011 9:31:05 AM |
gulch | $25.00 | 11/29/2011 9:34:28 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:36 AM |
dollardave | $100.00 | 11/29/2011 11:51:57 AM |
brightest-gain-investor | $2,000.00 | 11/29/2011 11:53:38 AM |
fascinating-transparency6 | $25.00 | 11/29/2011 12:07:04 PM |
social-trumpet | $25.00 | 11/29/2011 12:16:59 PM |
dinero-launcher | $28.57 | 11/29/2011 12:48:09 PM |
market-assembler | $25.00 | 11/29/2011 9:43:41 AM |
majestic-repayment3 | $50.00 | 11/29/2011 12:32:44 PM |
inspired-duty5 | $25.00 | 11/29/2011 1:16:36 PM |
generosity-battalion0 | $25.00 | 11/29/2011 1:31:51 PM |
managedfund | $500.00 | 11/29/2011 1:35:11 PM |
managedfund | $1,000.00 | 11/29/2011 1:31:24 PM |
dime-sprout | $50.00 | 11/29/2011 2:03:14 PM |
vestratech | $50.00 | 11/29/2011 10:26:16 AM |
mlj0671 | $25.00 | 11/29/2011 1:20:13 PM |
igniter584 | $25.00 | 11/22/2011 9:33:31 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:10 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:21 AM |
cnovak | $25.00 | 11/23/2011 9:36:16 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:21 AM |
toblerone | $25.00 | 11/23/2011 5:11:31 PM |
enriching-trade2 | $50.00 | 11/23/2011 5:19:55 PM |
igniter584 | $25.00 | 11/24/2011 6:37:51 AM |
dynamic-money271 | $25.00 | 11/24/2011 9:35:09 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:49 PM |
rescue | $100.00 | 11/24/2011 9:36:40 AM |
principal-cooker2 | $100.00 | 11/25/2011 5:18:19 PM |
theloanteacher | $25.00 | 11/25/2011 6:21:00 PM |
yield-hut | $50.00 | 11/25/2011 7:02:13 PM |
chemistry220 | $25.00 | 11/25/2011 7:05:23 PM |
cerebral-dollar773 | $50.00 | 11/26/2011 5:47:29 AM |
responsive-value4 | $25.00 | 11/25/2011 11:35:13 PM |
fate-amenable-to-change | $50.00 | 11/26/2011 2:14:07 AM |
seabass123 | $28.06 | 11/26/2011 8:52:15 AM |
smallcountry | $25.00 | 11/26/2011 9:43:46 AM |
first-serene-credit | $25.00 | 11/26/2011 7:32:38 AM |
NolockHolmes | $37.01 | 11/26/2011 8:56:35 AM |
quad | $100.00 | 11/26/2011 9:52:12 AM |
josuae | $25.00 | 11/26/2011 12:06:44 PM |
ciscoparrot | $25.00 | 11/25/2011 5:18:02 PM |
SolarMoonshine | $25.00 | 11/25/2011 5:42:27 PM |
GoingFishing | $25.00 | 11/25/2011 6:44:32 PM |
novice-speculator | $25.00 | 11/25/2011 7:46:13 PM |
E_G | $50.00 | 11/25/2011 8:13:06 PM |
bid-czar8 | $100.00 | 11/26/2011 12:24:37 PM |
careful-note | $81.22 | 11/27/2011 4:36:57 AM |
life-is-great | $25.00 | 11/26/2011 12:14:09 PM |
discrete-asset | $25.00 | 11/27/2011 6:11:10 AM |
igniter584 | $25.00 | 11/27/2011 8:29:56 AM |
thrilling-loyalty2 | $25.00 | 11/27/2011 9:59:57 AM |
fund-tom-tom6 | $45.30 | 11/27/2011 6:39:28 AM |
Bank42 | $32.48 | 11/27/2011 8:57:27 AM |
standanddeliver | $50.00 | 11/28/2011 9:16:02 AM |
leball | $25.00 | 11/28/2011 1:01:21 PM |
GMPK_TLAS | $50.00 | 11/28/2011 5:07:28 PM |
loyalty-sherpa | $25.00 | 11/28/2011 5:06:48 PM |
samo102us | $25.00 | 11/28/2011 5:08:23 PM |
wop310 | $50.00 | 11/28/2011 5:19:10 PM |
Sid-K | $25.00 | 11/28/2011 5:14:45 PM |
evnagelist | $25.00 | 11/28/2011 5:24:56 PM |
ursus | $50.00 | 11/28/2011 5:29:06 PM |
chrisah | $50.00 | 11/28/2011 5:40:08 PM |
BabyCollegeFund | $29.10 | 11/29/2011 5:37:19 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:53 PM |
GElender | $40.00 | 11/29/2011 6:34:15 AM |
selector568 | $300.00 | 11/29/2011 8:40:47 AM |
EJPiper | $50.00 | 11/28/2011 7:37:57 PM |
leeball | $50.00 | 11/29/2011 9:06:31 AM |
invest-in-ed | $175.00 | 11/29/2011 8:50:03 AM |
payment-chief9 | $100.00 | 11/29/2011 9:13:29 AM |
progressive-economy261 | $185.00 | 11/29/2011 9:20:19 AM |
wayman | $25.00 | 11/29/2011 9:23:34 AM |
Sibelius2 | $25.00 | 11/29/2011 9:25:36 AM |
transparency-universe8 | $25.00 | 11/29/2011 6:25:14 AM |
jazzlender | $50.00 | 11/29/2011 9:25:05 AM |
TrustPlus | $27.00 | 11/29/2011 9:26:35 AM |
aasx1108 | $25.00 | 11/29/2011 9:35:59 AM |
castlwizz | $32.41 | 11/29/2011 9:43:18 AM |
wampum-chorus3 | $25.00 | 11/29/2011 9:44:52 AM |
Banker7371 | $25.00 | 11/29/2011 9:45:21 AM |
credit-maple5 | $100.00 | 11/29/2011 9:46:00 AM |
wormdc | $25.00 | 11/29/2011 9:26:05 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:23 AM |
tflood1967 | $50.00 | 11/29/2011 9:33:49 AM |
green28 | $150.00 | 11/29/2011 9:38:22 AM |
FinanceEngine | $40.00 | 11/29/2011 1:08:00 PM |
attentive-vigilance1 | $45.00 | 11/29/2011 1:30:40 PM |
donloah | $25.00 | 11/29/2011 2:02:15 PM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:27 AM |
benjamins-britches | $25.00 | 11/29/2011 10:14:05 AM |
p2p-czar3 | $25.00 | 11/29/2011 10:33:04 AM |
investment-comet | $25.00 | 11/29/2011 11:27:05 AM |
YLlama | $25.00 | 11/29/2011 1:38:33 PM |
digitaldan | $26.72 | 11/29/2011 2:04:44 PM |
ChrisProsper | $955.44 | 11/29/2011 2:05:56 PM |
177 Investments
|
Borrower Payment Dependent Notes Series
540440
This series of Notes was issued and sold upon the funding of the borrower loan #56990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Nov-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 18.36% |
Borrower rate/APR:
| 19.36% / 29.29% |
Monthly payment:
| $923.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 7.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1978 |
Debt/Income ratio:
| 29% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 50y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $129,225 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-brainy-durability |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business operations
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $25.00 | 11/22/2011 9:22:44 AM |
worth-blanket2 | $9,000.00 | 11/23/2011 11:18:28 AM |
bonus-animal4 | $25.00 | 11/23/2011 12:19:20 PM |
value-allocator1 | $100.00 | 11/22/2011 9:39:50 AM |
papaloha | $25.00 | 11/22/2011 9:20:21 AM |
secureincome | $500.00 | 11/22/2011 3:55:51 PM |
fortytwo | $150.00 | 11/22/2011 5:11:09 PM |
tomdooley12520 | $25.00 | 11/22/2011 4:11:01 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:24 AM |
hope-twister5 | $50.00 | 11/23/2011 10:22:45 AM |
CapitanVald | $50.00 | 11/23/2011 1:52:43 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
540442
This series of Notes was issued and sold upon the funding of the borrower loan #56663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $168.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1974 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,140 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-fuse |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...debt consolidation- credit cards
My financial situation:
I am a good candidate for this loan because... I pay my bills as agreed
Monthly net income: $1550.00
Monthly expenses: $
Housing: $1005
Insurance: $
Car expenses: $0
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/22/2011 9:16:59 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:17:04 AM |
pound-mushroom3 | $25.00 | 11/22/2011 9:14:32 AM |
factcheck | $40.00 | 11/22/2011 10:31:08 AM |
SOP_Bank | $25.00 | 11/22/2011 3:43:26 PM |
fortytwo | $150.00 | 11/22/2011 5:11:10 PM |
favorite-commerce | $40.00 | 11/22/2011 1:59:21 PM |
CA-Lender | $25.00 | 11/22/2011 5:26:37 PM |
skillful-asset5 | $40.00 | 11/22/2011 8:35:51 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:10 PM |
power-secret-agent | $25.00 | 11/24/2011 5:43:48 AM |
cerebral-dollar773 | $50.00 | 11/24/2011 5:59:40 AM |
bsmtloan | $150.00 | 11/24/2011 6:28:45 AM |
engrossing-responsibility0 | $50.00 | 11/24/2011 9:33:12 AM |
new-ore-venture | $50.00 | 11/24/2011 10:56:26 AM |
susurrus | $25.00 | 11/24/2011 3:12:28 PM |
gjm6d | $25.00 | 11/24/2011 7:26:31 AM |
ethical-truth211 | $400.00 | 11/24/2011 8:48:50 PM |
Haribelle | $25.00 | 11/24/2011 7:26:05 PM |
integrity-doctor | $100.00 | 11/24/2011 9:06:22 AM |
well-mannered-income3 | $40.00 | 11/24/2011 9:33:18 PM |
Comoparklender | $25.00 | 11/24/2011 9:15:30 AM |
Dubbs360 | $100.00 | 11/24/2011 9:19:04 AM |
wwwUniversal | $25.00 | 11/24/2011 9:19:07 AM |
rupee-universe | $25.00 | 11/25/2011 12:02:03 AM |
millionaireat40 | $25.00 | 11/25/2011 7:44:19 AM |
first-serene-credit | $25.00 | 11/25/2011 8:09:52 AM |
dynrep | $100.00 | 11/25/2011 8:35:00 AM |
Tradesmanlender | $25.00 | 11/24/2011 9:33:25 AM |
Elefunt | $25.00 | 11/25/2011 9:29:38 AM |
best-friendly-fairness | $50.00 | 11/25/2011 10:27:45 AM |
suave-dime6 | $25.00 | 11/25/2011 9:53:44 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:56 AM |
new-social-economist | $60.00 | 11/24/2011 5:03:59 PM |
revenue-associate | $25.00 | 11/24/2011 5:23:54 PM |
Otagaini | $25.00 | 11/24/2011 6:56:07 PM |
Supernick | $50.00 | 11/25/2011 5:41:18 AM |
atcrain07 | $50.00 | 11/25/2011 6:18:37 AM |
UBOtto186 | $100.00 | 11/25/2011 10:28:57 AM |
113121 | $85.00 | 11/24/2011 5:54:48 AM |
papaloha | $25.00 | 11/22/2011 9:20:21 AM |
finance-prescription | $100.00 | 11/22/2011 9:36:22 AM |
jjswanso | $50.00 | 11/22/2011 9:38:15 AM |
goodhearted-generosity511 | $25.00 | 11/22/2011 11:17:49 AM |
golden-velocity9 | $25.00 | 11/22/2011 9:22:45 AM |
principal-star | $25.00 | 11/22/2011 9:39:09 PM |
social-heart | $25.00 | 11/22/2011 5:30:18 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:24 AM |
Tylerh | $255.00 | 11/23/2011 2:20:58 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:28 PM |
Maximum_Investment | $34.10 | 11/24/2011 4:26:48 AM |
janeybooboo | $50.00 | 11/24/2011 5:47:39 AM |
Peacepower | $25.00 | 11/24/2011 7:21:42 AM |
setUup | $27.20 | 11/24/2011 7:02:14 AM |
exciting-fairness | $200.00 | 11/24/2011 8:42:48 AM |
missing-link | $25.00 | 11/24/2011 9:05:27 AM |
fantastic-wampum1 | $100.00 | 11/24/2011 9:30:25 AM |
vertigo2x | $25.00 | 11/24/2011 10:21:57 AM |
refined-return922 | $25.00 | 11/24/2011 12:40:16 PM |
sensible-fund | $25.00 | 11/24/2011 4:28:28 AM |
dollar-tornado3 | $25.00 | 11/24/2011 5:14:28 AM |
scarlet-velvet | $25.08 | 11/24/2011 5:48:58 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:26 PM |
Christophe | $25.00 | 11/24/2011 7:31:57 PM |
LiveNow | $50.00 | 11/25/2011 6:56:38 AM |
nickel-universe2 | $25.00 | 11/25/2011 6:54:33 AM |
icon7 | $50.00 | 11/25/2011 8:17:42 AM |
bsh297 | $25.64 | 11/25/2011 7:43:31 AM |
mercuriant | $25.00 | 11/25/2011 9:21:07 AM |
heerzaquestion | $25.00 | 11/25/2011 10:09:13 AM |
thankful-nickel2 | $25.00 | 11/24/2011 2:15:50 PM |
fairness-saga2 | $50.00 | 11/25/2011 10:50:03 AM |
shrewd-income | $50.00 | 11/24/2011 3:43:14 PM |
wesleys | $25.00 | 11/25/2011 10:16:22 AM |
Madmigel | $50.00 | 11/25/2011 10:40:07 AM |
social-zebra | $32.98 | 11/25/2011 11:02:52 AM |
erowis | $50.00 | 11/25/2011 4:13:52 AM |
future-baby-fund | $40.00 | 11/25/2011 8:11:00 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
540452
This series of Notes was issued and sold upon the funding of the borrower loan #56777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 30% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,455 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| note-builder1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/22/2011 9:17:00 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 11:49:27 AM |
topper480 | $50.00 | 11/24/2011 6:33:29 AM |
gold-channel2 | $50.00 | 11/25/2011 9:22:29 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:35 PM |
brightest-gain-investor | $1,398.80 | 11/28/2011 10:23:18 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:10 PM |
hookUup | $26.20 | 11/26/2011 9:23:46 PM |
catamaran2024 | $25.00 | 11/27/2011 10:51:14 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:24:28 PM |
enterprising-credit2 | $25.00 | 11/28/2011 9:45:21 PM |
impala6464 | $25.00 | 11/28/2011 9:54:20 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
540456
This series of Notes was issued and sold upon the funding of the borrower loan #56856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 1m |
Amount delinquent:
| $670 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $211 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| orbital-p2p2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Start Up
Purpose of loan: Business
This loan will be used to... Purchase an established business.
My financial situation: I have no debt, and I have low fiscal obligations. I work as a work study for my college, and I also receive monthly VA benefits.
I am a good candidate for this loan because... I am an Army Veteran of foreign wars. I am currently attending Rasmussen College, receiving a bachelor degree in Business Management. With my experience and knowledge I will make this business venture profitable.
Monthly net income: $2100
Monthly expenses: $1100
Housing: $725
Insurance: $50
Car expenses: $0
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $125
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $50.00 | 11/23/2011 9:35:21 AM |
papaloha | $25.00 | 11/23/2011 9:17:27 AM |
fortytwo | $150.00 | 11/23/2011 9:36:20 AM |
silver-birdie | $100.00 | 11/23/2011 5:13:40 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:30 PM |
economy-coup | $50.00 | 11/25/2011 5:13:34 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:23 AM |
diplomatic-wealth7 | $25.00 | 11/26/2011 12:18:40 PM |
greenwell | $25.00 | 11/27/2011 9:35:39 AM |
careful-note | $70.00 | 11/28/2011 4:36:51 AM |
villagers | $50.00 | 11/28/2011 5:24:33 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:56 PM |
SimpleChoice | $25.00 | 11/29/2011 8:23:54 AM |
Weaverville | $25.00 | 11/29/2011 9:18:41 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:33 AM |
red-power-pecan | $28.00 | 11/29/2011 9:43:03 AM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:06:42 PM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:28 AM |
new-intuitive-dime | $25.00 | 11/29/2011 5:00:59 PM |
the-adventurous-capital | $25.00 | 11/29/2011 5:05:35 PM |
social-cocktail1 | $200.00 | 11/29/2011 5:06:24 PM |
RL_Lending | $25.00 | 11/29/2011 4:55:56 PM |
ursus | $50.00 | 11/29/2011 5:05:46 PM |
km007 | $25.00 | 11/29/2011 5:11:08 PM |
apostle901 | $25.00 | 11/29/2011 5:05:55 PM |
shiny-dollar9 | $50.00 | 11/29/2011 5:07:54 PM |
hard-working-rate3 | $100.00 | 11/29/2011 5:16:22 PM |
golden-cat | $25.00 | 11/29/2011 5:17:32 PM |
repcool | $25.00 | 11/29/2011 5:13:52 PM |
GoldenRule01 | $50.00 | 11/29/2011 11:43:37 AM |
capital-renewal | $25.00 | 11/29/2011 5:26:18 PM |
tornandfrayed | $25.00 | 11/29/2011 5:19:59 PM |
EBITDA | $25.00 | 11/29/2011 5:21:26 PM |
renaissance168 | $25.00 | 11/29/2011 5:23:24 PM |
morpholog | $50.00 | 11/29/2011 5:33:00 PM |
niceville80 | $25.00 | 11/29/2011 5:34:39 PM |
progressive-economy261 | $400.00 | 11/29/2011 5:36:51 PM |
nimble-revenue5 | $50.00 | 11/29/2011 5:30:18 PM |
tshurts | $25.00 | 11/29/2011 5:32:45 PM |
GInBaghdad | $25.00 | 11/29/2011 5:33:11 PM |
cash-reaction2 | $25.00 | 11/29/2011 5:36:00 PM |
historic-loan1 | $26.00 | 11/29/2011 9:00:20 PM |
new-social-economist | $30.00 | 11/29/2011 8:59:22 PM |
Jonb6919 | $25.00 | 11/29/2011 4:20:21 PM |
davisfl | $25.00 | 11/29/2011 5:09:52 PM |
boybutter | $25.00 | 11/29/2011 5:13:01 PM |
IIP77 | $25.00 | 11/30/2011 3:20:13 AM |
trajectory8 | $50.00 | 11/29/2011 5:16:59 PM |
SKOAL | $25.00 | 11/29/2011 5:19:15 PM |
investtor | $25.00 | 11/29/2011 5:20:59 PM |
Angel_Investor_7 | $25.00 | 11/29/2011 5:21:56 PM |
PatriotKnight | $25.00 | 11/29/2011 5:25:06 PM |
treasure-bliss | $25.00 | 11/30/2011 6:56:23 AM |
best-charming-leverage | $50.00 | 11/29/2011 5:26:14 PM |
important-openness1 | $100.00 | 11/29/2011 5:34:15 PM |
gold-enclave165 | $100.00 | 11/30/2011 8:15:11 AM |
exciting-loyalty3 | $50.00 | 11/29/2011 5:38:06 PM |
famous-ore2 | $50.00 | 11/30/2011 9:06:22 AM |
meteoric-asset4 | $25.00 | 11/30/2011 9:11:56 AM |
tech310 | $50.00 | 11/30/2011 12:12:45 AM |
bassman2 | $25.00 | 11/30/2011 9:08:52 AM |
Kaj | $25.00 | 11/30/2011 9:19:35 AM |
Learning2Lend | $25.00 | 11/30/2011 9:14:01 AM |
orange-coin-walnut | $50.00 | 11/30/2011 4:28:27 AM |
vontuse | $25.00 | 11/30/2011 9:17:29 AM |
larslfe | $25.00 | 11/30/2011 9:34:19 AM |
debt-force | $25.00 | 11/30/2011 9:38:43 AM |
marketplace-hut9 | $25.00 | 11/30/2011 9:40:09 AM |
ecstatic-money064 | $25.00 | 11/30/2011 9:32:27 AM |
payout-achievement | $50.00 | 11/30/2011 9:38:49 AM |
top-tolerant-loyalty | $25.00 | 11/30/2011 8:55:48 AM |
Georgetastic | $25.00 | 11/30/2011 9:42:47 AM |
Dignified-Market29 | $25.00 | 11/30/2011 12:21:40 PM |
wwwUniversal | $25.00 | 11/30/2011 9:11:49 AM |
worldly-community3 | $50.00 | 11/30/2011 9:25:51 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:48 AM |
green28 | $100.00 | 11/30/2011 11:55:34 AM |
irrelevant | $25.00 | 11/30/2011 7:05:23 PM |
frogperson | $75.00 | 11/30/2011 9:53:28 PM |
thelovebug | $100.00 | 12/1/2011 9:07:01 AM |
Weaverville | $25.00 | 12/1/2011 12:31:56 PM |
euro-shrine | $50.00 | 12/1/2011 3:13:58 PM |
bold-direct-asset | $50.00 | 12/1/2011 5:22:14 PM |
green-grower | $174.22 | 12/1/2011 6:08:08 PM |
rewards | $25.00 | 12/1/2011 6:25:13 PM |
Melander | $50.00 | 12/1/2011 9:35:22 PM |
antlr | $50.00 | 12/1/2011 7:48:13 PM |
icon7 | $50.00 | 12/2/2011 7:54:15 AM |
careful-note | $55.00 | 12/2/2011 4:31:21 AM |
saffron4 | $25.00 | 12/2/2011 9:38:52 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:44 AM |
market-jam | $50.00 | 12/2/2011 9:40:17 AM |
unafraid-cash2 | $50.00 | 12/2/2011 8:23:12 AM |
flexible-value | $34.00 | 12/2/2011 9:48:27 AM |
gizzywump | $25.00 | 12/2/2011 9:48:45 AM |
ChuckieG | $25.00 | 12/2/2011 9:50:08 AM |
cberthiaume | $25.00 | 12/2/2011 10:10:22 AM |
renaissance168 | $25.00 | 12/2/2011 11:10:58 AM |
Frenchynh | $25.00 | 12/2/2011 9:41:21 AM |
homebody26 | $25.00 | 12/2/2011 9:45:49 AM |
Perksunlimited | $25.00 | 12/2/2011 9:47:03 AM |
inkplj | $25.00 | 12/2/2011 11:50:03 AM |
tenacious-capital3 | $26.27 | 11/23/2011 5:33:05 PM |
mercuriant | $25.00 | 11/25/2011 9:21:07 AM |
Comoparklender | $25.00 | 11/25/2011 5:22:45 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:56 PM |
finance-prescription | $100.00 | 11/26/2011 12:07:09 PM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:22 AM |
antlr | $50.00 | 11/28/2011 7:28:21 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:43 PM |
toblerone | $25.00 | 11/29/2011 9:48:58 AM |
lakehavasu88 | $25.00 | 11/29/2011 3:48:00 PM |
enterprising-credit2 | $25.00 | 11/29/2011 4:31:17 PM |
rhin0cerx | $50.00 | 11/29/2011 5:08:23 PM |
MikeyZ2008 | $50.00 | 11/29/2011 5:10:36 PM |
enriching-trade2 | $50.00 | 11/29/2011 5:13:24 PM |
kindness-hickory5 | $50.00 | 11/29/2011 5:08:04 PM |
cotito | $25.00 | 11/29/2011 5:13:34 PM |
monster4 | $50.00 | 11/29/2011 5:13:50 PM |
fighter122 | $25.00 | 11/29/2011 5:18:41 PM |
Wellman | $25.00 | 11/29/2011 5:22:55 PM |
asiaratt | $50.00 | 11/29/2011 5:17:12 PM |
symbiosis | $50.00 | 11/29/2011 5:24:35 PM |
missing-link | $25.00 | 11/29/2011 5:25:12 PM |
CoffeyvilleKS | $40.00 | 11/29/2011 5:26:00 PM |
yield-trader | $25.00 | 11/29/2011 5:19:17 PM |
dedicated-transaction796 | $25.00 | 11/29/2011 5:19:30 PM |
miked8303 | $25.00 | 11/29/2011 5:26:38 PM |
benwalla | $25.00 | 11/29/2011 5:19:39 PM |
careful-vigilance4 | $50.00 | 11/29/2011 5:20:38 PM |
handshake5 | $100.00 | 11/29/2011 5:29:42 PM |
skybolt4 | $25.00 | 11/29/2011 5:29:45 PM |
auction-javelin | $25.00 | 11/29/2011 5:21:49 PM |
trade-beeper4 | $25.00 | 11/29/2011 5:34:29 PM |
stepatatime-together | $100.00 | 11/29/2011 5:35:23 PM |
p2ploan-charmer | $25.00 | 11/29/2011 5:35:56 PM |
rvfbroker | $25.00 | 11/29/2011 5:28:37 PM |
orange-preeminant-bill | $25.00 | 11/29/2011 5:29:01 PM |
dough-bear | $25.00 | 11/29/2011 5:32:10 PM |
finance-mushroom | $200.00 | 11/29/2011 5:33:09 PM |
desertoasis | $25.00 | 11/29/2011 1:33:09 PM |
interest-coyote | $27.00 | 11/29/2011 5:34:43 PM |
GCInvestments | $25.00 | 11/29/2011 9:13:12 PM |
TronMedici | $50.00 | 11/29/2011 5:08:07 PM |
hope-eagle6 | $25.00 | 11/29/2011 5:09:01 PM |
FASTIZIO_P | $25.00 | 11/29/2011 5:09:28 PM |
minddoc | $50.00 | 11/29/2011 5:12:21 PM |
xlnt-loans | $25.00 | 11/30/2011 5:11:03 AM |
top-unflappable-economy | $25.00 | 11/29/2011 5:13:44 PM |
suave-dime6 | $25.00 | 11/29/2011 5:16:30 PM |
Urban-MBA | $25.00 | 11/29/2011 5:18:43 PM |
silver-wonder278 | $25.00 | 11/29/2011 5:21:24 PM |
shrewd-peace7 | $25.00 | 11/29/2011 5:22:29 PM |
NewOrleans2012 | $25.00 | 11/29/2011 5:31:24 PM |
duty-explosion9 | $25.00 | 11/29/2011 6:18:05 PM |
orange-preeminant-bill | $25.00 | 11/30/2011 7:05:44 AM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:08 AM |
dollar-doughnut6 | $26.00 | 11/29/2011 8:09:30 PM |
vibraphone3 | $25.00 | 11/30/2011 9:09:01 AM |
kulender | $100.00 | 11/30/2011 9:14:12 AM |
payment-pursuit3 | $25.00 | 11/30/2011 9:20:00 AM |
moola-wildebeest3 | $31.00 | 11/30/2011 9:21:54 AM |
whatknows | $25.00 | 11/30/2011 9:19:18 AM |
fervent-repayment | $50.00 | 11/30/2011 5:55:55 AM |
life-is-great | $25.00 | 11/30/2011 9:21:01 AM |
economy-producer | $25.00 | 11/30/2011 9:22:36 AM |
aader | $25.00 | 11/30/2011 9:26:13 AM |
stable-bonus | $27.06 | 11/30/2011 7:07:48 AM |
rcm87 | $50.00 | 11/30/2011 9:33:08 AM |
DER | $25.00 | 11/30/2011 9:35:00 AM |
CalBear08 | $25.00 | 11/30/2011 9:39:10 AM |
Katburg | $25.00 | 11/30/2011 9:39:43 AM |
Mariner3605 | $25.00 | 11/30/2011 9:40:12 AM |
five-star-justice | $25.00 | 11/30/2011 10:53:59 AM |
majestic-principal1 | $25.00 | 11/30/2011 11:26:28 AM |
pious-market939 | $40.00 | 11/30/2011 1:28:57 PM |
rescue | $58.00 | 11/30/2011 9:12:29 AM |
bid-czar8 | $62.00 | 11/30/2011 9:14:16 AM |
lakehavasu88 | $25.00 | 11/30/2011 9:14:32 AM |
balance-river | $25.00 | 11/30/2011 2:11:02 PM |
reward-adventure | $42.00 | 11/30/2011 9:28:14 AM |
Dubbs360 | $100.00 | 11/30/2011 9:37:09 AM |
Located | $55.47 | 11/30/2011 4:27:29 PM |
Relaxo | $75.00 | 11/30/2011 4:31:49 PM |
bullwink27 | $25.00 | 11/30/2011 4:38:48 PM |
money-bauble | $200.00 | 11/30/2011 5:33:42 PM |
top-deal-achievement | $25.00 | 11/30/2011 5:37:05 PM |
irishalaskan | $25.00 | 11/30/2011 8:39:15 PM |
CaliforniaSun | $25.00 | 11/30/2011 11:01:48 PM |
SkepticalBen | $25.00 | 12/1/2011 8:28:55 AM |
forthright-loot7 | $50.00 | 11/30/2011 6:04:50 PM |
newest-power-banker | $88.97 | 11/30/2011 9:11:30 PM |
MBIntl | $25.00 | 12/1/2011 9:24:21 AM |
CapitalismRocks | $25.00 | 12/1/2011 9:22:09 AM |
orgy63 | $25.00 | 12/1/2011 9:29:14 AM |
songbird98 | $25.00 | 12/1/2011 7:12:13 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:49 AM |
WindyKid | $25.00 | 12/1/2011 2:32:41 PM |
computer758 | $25.00 | 12/1/2011 2:02:43 PM |
valiant-note129 | $100.00 | 12/1/2011 2:21:43 PM |
top-asset-chemistry | $25.00 | 12/1/2011 9:39:57 AM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:36 PM |
irishalaskan | $25.00 | 12/1/2011 10:00:14 PM |
shrewd-deal | $75.00 | 12/1/2011 3:55:50 PM |
jengachamp | $25.00 | 12/1/2011 4:06:22 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:15 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:06 AM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:43 AM |
melodious-fairness | $25.00 | 12/2/2011 9:18:15 AM |
Diamond_Jim | $25.00 | 12/2/2011 9:11:34 AM |
nickel-acrobat | $25.00 | 12/2/2011 9:20:51 AM |
zone8 | $100.00 | 12/2/2011 9:32:22 AM |
miamibeachloaner | $25.00 | 12/2/2011 9:28:25 AM |
PadreAyudate | $25.00 | 12/2/2011 9:02:52 AM |
green-tree-shake | $60.00 | 12/2/2011 10:09:57 AM |
lagnisiruk | $25.00 | 12/2/2011 9:15:20 AM |
secureincome | $239.01 | 12/2/2011 1:58:37 PM |
nodrivelpls | $25.00 | 12/2/2011 9:46:32 AM |
unrelenting-auction7 | $25.00 | 12/2/2011 10:14:26 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:29 PM |
officer8 | $25.00 | 12/2/2011 1:53:19 PM |
221 Investments
|
Borrower Payment Dependent Notes Series
540474
This series of Notes was issued and sold upon the funding of the borrower loan #56691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Nov-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.76% |
Borrower rate/APR:
| 25.76% / 35.84% |
Monthly payment:
| $715.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 9.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 6m |
Amount delinquent:
| $10,573 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,950 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| revenue-strawberry |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2011)
740-759
(Oct-2010)
|
Principal balance:
| $2,631.67 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Business Acquisition
Purpose of loan:
Contract Consultants in building application in the financial industry.
My financial situation:
I am a good candidate for this loan because i can repay it.
Monthly net income: $10,000
Monthly expenses: $3000
Housing: $0
Insurance: $0
Car expenses: $600
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $50.00 | 11/22/2011 5:32:44 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:25 PM |
fairness-booster9 | $50.00 | 11/22/2011 5:53:07 PM |
commerce-marauder | $25.00 | 11/23/2011 8:51:14 AM |
transparency-universe8 | $25.00 | 11/23/2011 10:49:11 AM |
worth-blanket2 | $7,100.00 | 11/23/2011 11:19:01 AM |
Feyenoord | $30.00 | 11/22/2011 6:15:19 PM |
nisim5 | $50.00 | 11/22/2011 5:32:47 PM |
rapid-wealth614 | $45.00 | 11/23/2011 3:31:26 PM |
five-star-note | $25.00 | 11/23/2011 12:03:41 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
540484
This series of Notes was issued and sold upon the funding of the borrower loan #56433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $99.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
8 | Length of status: | 0y 4m |
Amount delinquent:
| $172 |
Total credit lines:
| 26 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,835 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| bearer524 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 21 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2009)
580-599
(Aug-2008)
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
High APR's and Money for Christmas
Purpose of loan:
This loan will be used to...I have a few credit cards that I would love to pay off. The APR's are so high it makes each month tight. I would also love to be able to purchase Christmas gifts for the family this year.
My financial situation:I have regular employment and make good money as a waitress each week.
I am a good candidate for this loan because...I pay all of my bills and am a very responsible adult. I am a straight A student while getting my nursing degree in college. I have also had a prosper loan in the past, and had no problem paying that bill each month through direct payment.
Monthly net income: $1108
Monthly expenses: $
Housing: $0
Insurance: $77
Car expenses: $202
Utilities: $0
Phone, cable, internet: $65
Food, entertainment: $35
Clothing, household expenses: $25
Credit cards and other loans: $386
Other expenses: $100 (gas)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 11/23/2011 3:06:14 AM |
mrxtravis | $25.00 | 11/22/2011 5:08:52 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:26 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:14 PM |
SLN-10 | $25.00 | 11/22/2011 7:06:59 PM |
NekHoldings | $25.00 | 11/22/2011 7:40:14 PM |
SolarMoonshine | $25.00 | 11/22/2011 5:14:51 PM |
skillful-asset5 | $30.00 | 11/22/2011 8:28:01 PM |
american-investor | $50.00 | 11/23/2011 3:49:05 AM |
vanklein | $25.00 | 11/23/2011 4:19:44 AM |
loanman2007 | $50.00 | 11/23/2011 4:58:08 AM |
fabulous-community4 | $25.00 | 11/23/2011 5:58:45 AM |
bsh297 | $26.02 | 11/23/2011 6:30:22 AM |
mikeandcat | $205.83 | 11/23/2011 4:18:37 AM |
DoctorJoe | $30.00 | 11/23/2011 5:14:29 AM |
SecondChanceLendingSERV | $25.00 | 11/23/2011 5:22:02 AM |
first-dinero-paladin | $25.00 | 11/23/2011 7:06:50 AM |
Feyenoord | $30.00 | 11/22/2011 6:10:59 PM |
aultraman | $25.00 | 11/23/2011 8:53:59 AM |
AF-Chief | $25.00 | 11/23/2011 9:09:28 AM |
innovator10 | $53.00 | 11/23/2011 9:12:59 AM |
trumpeter5 | $25.00 | 11/23/2011 9:02:53 AM |
oreyedoc | $50.00 | 11/23/2011 9:21:07 AM |
ColoradoLender82 | $25.00 | 11/23/2011 6:49:03 AM |
brainy-greenback481 | $25.00 | 11/23/2011 8:24:15 AM |
AndChicksforFree | $57.00 | 11/22/2011 5:24:40 PM |
return-grizzly | $100.00 | 11/23/2011 12:48:49 AM |
lucrative-loan | $25.00 | 11/23/2011 5:57:40 AM |
enriching-trade2 | $50.00 | 11/22/2011 5:22:53 PM |
Comoparklender | $25.00 | 11/22/2011 5:29:48 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:19 PM |
papaloha | $25.00 | 11/22/2011 5:35:02 PM |
investmentgroup | $25.00 | 11/22/2011 5:37:19 PM |
atlas-shrugged | $200.00 | 11/22/2011 5:11:00 PM |
pound-mushroom3 | $25.00 | 11/22/2011 5:17:09 PM |
Mikale360 | $25.00 | 11/22/2011 9:20:29 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:22 AM |
Rollshaft | $35.00 | 11/23/2011 5:47:50 AM |
Bob450 | $29.00 | 11/23/2011 7:02:33 AM |
benefit-trident | $25.00 | 11/23/2011 6:43:43 AM |
momoney2lend | $25.00 | 11/22/2011 5:33:00 PM |
brondero | $250.00 | 11/22/2011 6:21:41 PM |
arenangelchild | $25.00 | 11/22/2011 7:43:08 PM |
papaloha | $200.00 | 11/22/2011 7:45:43 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:31 AM |
kinetic-social | $4.15 | 11/23/2011 9:27:04 AM |
glroark | $50.00 | 11/23/2011 6:10:39 AM |
Rulea72 | $25.00 | 11/23/2011 7:01:51 AM |
The_Phantom | $25.00 | 11/23/2011 7:24:25 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
540486
This series of Notes was issued and sold upon the funding of the borrower loan #56851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $228.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 24% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 9y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 | Stated income: | $50,000-$74,999 |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $14,699 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| 7and11is18 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2010)
680-699
(Apr-2008)
|
Principal balance:
| $707.95 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 48 | | |
Description
Debt consolidation loan
Purpose of loan:
Pay off the credit card that we have used to finish the addition to our house. Was hoping to do that with home equity, but housing prices have collapsed here in Michigan. This is no real problem, though, because both my wife and I are retired, and we plan to stay here the rest of our lives.
My financial situation:
I am a good candidate for this loan because I paid off my previous loan to prosper in full and perfectly on time.
Monthly net income: $4192.00
Monthly expenses: $1900, which includes housing, insurance, car expenses, utilities, phone, cable, internet, and all other loans and/or credit cards.
Food, entertainment: $500.00
Clothing, household expenses: $120.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 11/23/2011 4:54:08 PM |
AndChicksforFree | $50.00 | 11/23/2011 9:33:10 AM |
shawnw2 | $100.00 | 11/24/2011 8:04:34 AM |
atlas-shrugged | $200.00 | 11/23/2011 9:04:58 AM |
influential-benjamins0 | $100.00 | 11/23/2011 9:06:24 AM |
AF-Chief | $25.00 | 11/23/2011 9:09:29 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:45 AM |
loanman2007 | $100.00 | 11/23/2011 9:16:09 AM |
Comoparklender | $25.00 | 11/23/2011 9:23:00 AM |
invincible-platinum9 | $100.00 | 11/23/2011 10:51:48 AM |
fabulous-community4 | $25.00 | 11/23/2011 10:13:47 AM |
JCM_MN | $33.00 | 11/23/2011 10:58:45 AM |
LittleMingo | $30.00 | 11/23/2011 9:05:13 AM |
Dusigrosz | $100.00 | 11/23/2011 9:05:29 AM |
Scotcha | $50.00 | 11/23/2011 1:33:28 PM |
five-star-note | $350.00 | 11/23/2011 12:29:29 PM |
sweety075 | $25.00 | 11/23/2011 2:05:59 PM |
pound-mushroom3 | $25.00 | 11/23/2011 9:19:48 AM |
beaker | $25.02 | 11/23/2011 3:13:57 PM |
hillerod | $25.23 | 11/23/2011 3:17:21 PM |
durability-boomarang1 | $25.00 | 11/23/2011 3:23:18 PM |
RainMakers | $25.00 | 11/23/2011 4:53:07 PM |
enriching-trade2 | $50.00 | 11/23/2011 5:19:55 PM |
handshake5 | $100.00 | 11/23/2011 5:27:51 PM |
shmb6508 | $50.00 | 11/23/2011 5:29:44 PM |
dime-sapling | $25.00 | 11/23/2011 5:33:54 PM |
money-surge1 | $25.00 | 11/23/2011 5:22:46 PM |
Beechturner | $40.00 | 11/23/2011 11:05:29 AM |
tenacious-capital3 | $26.27 | 11/23/2011 5:33:05 PM |
thankful-nickel2 | $25.00 | 11/23/2011 11:20:13 AM |
SecondChanceLendingSERV | $25.00 | 11/23/2011 8:44:42 PM |
Gabriel02 | $25.00 | 11/23/2011 11:38:50 AM |
treasure-widget | $25.00 | 11/23/2011 11:02:58 PM |
sportsmagic | $250.00 | 11/23/2011 7:40:07 PM |
justasoldier | $100.00 | 11/23/2011 9:06:41 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:44 AM |
Bank42 | $25.00 | 11/24/2011 4:16:22 AM |
Tylerh | $255.00 | 11/23/2011 2:21:13 PM |
worldly-investment333 | $25.00 | 11/23/2011 2:40:11 PM |
mighty-payout1 | $25.00 | 11/24/2011 7:53:17 AM |
credit-guard5 | $25.00 | 11/23/2011 3:35:15 PM |
topper480 | $40.00 | 11/24/2011 6:33:30 AM |
CASSHMAN | $100.00 | 11/24/2011 7:24:26 AM |
progressive-economy261 | $400.00 | 11/24/2011 9:07:51 AM |
gothampark | $25.00 | 11/24/2011 8:47:15 AM |
important-openness1 | $100.00 | 11/24/2011 9:11:31 AM |
blackfur | $25.00 | 11/23/2011 5:29:33 PM |
spiff666 | $26.66 | 11/23/2011 7:01:01 PM |
thoughtful-economy1 | $50.00 | 11/23/2011 8:54:09 PM |
TennSquire | $5.76 | 11/24/2011 9:15:32 AM |
lucrative-loan | $25.00 | 11/23/2011 10:13:26 AM |
Moe87 | $27.00 | 11/23/2011 12:59:21 PM |
RoZu_Lending | $100.00 | 11/23/2011 9:06:42 AM |
finance-prescription | $100.00 | 11/23/2011 9:14:24 AM |
350DGRZ | $25.00 | 11/23/2011 9:11:10 AM |
WSTRDG | $25.00 | 11/23/2011 9:24:28 AM |
Feyenoord | $30.00 | 11/23/2011 9:42:02 AM |
rescue | $100.00 | 11/23/2011 9:35:19 AM |
ChoiceInvestments | $29.00 | 11/23/2011 11:05:13 AM |
economy-coup | $50.00 | 11/23/2011 9:38:08 AM |
Ubiquinone | $35.00 | 11/23/2011 1:23:17 PM |
serene-capital | $25.00 | 11/23/2011 3:43:20 PM |
NekHoldings | $25.00 | 11/23/2011 9:19:31 AM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:37:20 PM |
abnvette | $25.00 | 11/23/2011 5:07:17 PM |
toblerone | $25.00 | 11/23/2011 5:11:31 PM |
proud-gold9 | $25.00 | 11/23/2011 5:13:08 PM |
Jerrys1951 | $50.00 | 11/23/2011 5:19:37 PM |
silver-birdie | $100.00 | 11/23/2011 5:13:40 PM |
bailey7563 | $45.00 | 11/23/2011 5:14:59 PM |
jmeasn | $112.30 | 11/23/2011 5:43:00 PM |
wwwUniversal | $25.00 | 11/23/2011 5:28:35 PM |
BigSkyFinancial | $26.00 | 11/23/2011 8:14:12 PM |
MoneyForNothing | $33.12 | 11/23/2011 5:46:28 PM |
janeybooboo | $75.00 | 11/23/2011 6:55:37 PM |
real-return | $25.00 | 11/23/2011 7:02:03 PM |
Mikale360 | $25.00 | 11/23/2011 11:59:56 AM |
silver-buckeye | $25.00 | 11/23/2011 7:38:20 PM |
SolarMoonshine | $25.00 | 11/24/2011 4:58:53 AM |
travels536 | $25.00 | 11/23/2011 8:19:36 PM |
sensible-fund | $25.00 | 11/23/2011 2:17:51 PM |
pietro_torna_indietro | $25.00 | 11/24/2011 6:42:37 AM |
rate-hickory | $25.00 | 11/23/2011 2:57:15 PM |
investment-cluster | $100.00 | 11/24/2011 6:04:18 AM |
promise2 | $89.84 | 11/24/2011 8:17:37 AM |
moola-accelerator6 | $55.80 | 11/24/2011 9:04:01 AM |
bid-czar8 | $45.00 | 11/24/2011 9:05:36 AM |
life-is-great | $25.00 | 11/24/2011 9:15:21 AM |
orange-preeminant-bill | $25.00 | 11/23/2011 5:26:00 PM |
MoneyForNothing | $25.00 | 11/23/2011 5:56:50 PM |
SLN-10 | $25.00 | 11/23/2011 6:17:55 PM |
papaloha | $500.00 | 11/23/2011 8:11:01 PM |
imoutdoorsy | $25.00 | 11/23/2011 10:22:01 PM |
houli123 | $25.00 | 11/24/2011 2:23:28 AM |
dollar-tornado3 | $50.00 | 11/24/2011 5:04:16 AM |
FinanceEngine | $40.00 | 11/24/2011 7:15:51 AM |
Bob450 | $25.00 | 11/24/2011 7:31:11 AM |
jga516 | $25.00 | 11/24/2011 8:48:19 AM |
98 Investments
|
Borrower Payment Dependent Notes Series
540506
This series of Notes was issued and sold upon the funding of the borrower loan #56655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $180.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,697 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| jozak |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Jozak
Purpose of loan: To pay off all credit card and a loan balance
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income$2300.00
Housing: $311.00
Insurance: $75.00
Car expenses: $586.00
Utilities: $200.00
Phone, cable, internet: $54.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $450.00
Other expenses: $100.00
All household bills are split with my fiancee
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/23/2011 9:17:27 AM |
jjswanso | $50.00 | 11/23/2011 9:35:21 AM |
favorite-commerce | $30.00 | 11/24/2011 6:01:58 AM |
daekpon | $125.00 | 11/27/2011 9:50:02 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:54:52 AM |
loan-mammal | $100.00 | 11/28/2011 5:21:54 PM |
villagers | $50.00 | 11/28/2011 5:24:33 PM |
factcheck | $45.00 | 11/28/2011 7:16:29 PM |
Something-Corporate | $25.00 | 11/28/2011 7:34:18 PM |
saver266 | $175.00 | 11/28/2011 8:01:42 PM |
just-loyalty643 | $50.00 | 11/28/2011 7:37:33 PM |
economy-popcorn | $25.00 | 11/28/2011 8:56:47 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:22:29 PM |
bill-booster5 | $25.00 | 11/28/2011 8:46:48 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:57 PM |
dudebrah | $25.00 | 11/28/2011 6:17:16 PM |
CA-Lender | $25.00 | 11/28/2011 7:17:52 PM |
antlr | $50.00 | 11/28/2011 7:28:22 PM |
engaging-worth | $25.00 | 11/28/2011 7:47:39 PM |
ph0rse | $50.00 | 11/28/2011 8:22:50 PM |
golden-velocity9 | $35.00 | 11/23/2011 9:18:51 AM |
pound-mushroom3 | $25.00 | 11/23/2011 9:19:38 AM |
fortytwo | $150.00 | 11/23/2011 9:36:21 AM |
Tylerh | $255.00 | 11/23/2011 2:21:13 PM |
careful-note | $70.00 | 11/28/2011 4:36:52 AM |
greencat | $50.00 | 11/28/2011 2:58:38 PM |
finance-prescription | $100.00 | 11/28/2011 5:12:28 PM |
bid-stockpiler1 | $25.00 | 11/28/2011 5:17:27 PM |
economy-coup | $50.00 | 11/28/2011 5:20:30 PM |
principal-cooker2 | $100.00 | 11/28/2011 5:30:45 PM |
fantastic-wampum1 | $100.00 | 11/28/2011 5:34:08 PM |
first-economy-orbiter | $25.00 | 11/28/2011 6:18:14 PM |
enterprising-credit2 | $25.00 | 11/28/2011 7:07:09 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:43 PM |
scarlet-velvet | $25.08 | 11/28/2011 7:12:04 PM |
money-fort | $25.00 | 11/28/2011 6:30:02 PM |
heroic-return5 | $50.00 | 11/28/2011 8:29:49 PM |
wealth-fighter3 | $25.00 | 11/28/2011 9:06:07 PM |
JBF_Investments | $22.19 | 11/28/2011 9:45:19 PM |
silver-birdie | $100.00 | 11/28/2011 5:10:12 PM |
beachfunder | $25.00 | 11/28/2011 9:01:10 PM |
high_flyer | $91.46 | 11/28/2011 9:11:08 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:34 PM |
radiant-return | $25.00 | 11/28/2011 7:18:35 PM |
CatbirdBanking | $25.00 | 11/28/2011 7:28:31 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
540520
This series of Notes was issued and sold upon the funding of the borrower loan #56658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 32% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,292 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| efficient-penny9 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Loan
Purpose of loan: Legal Bill and Car Repair
This loan will be used to pay Legal Bill and Repair Car
My financial situation: Legal Bill and Car Repair
I am a good candidate for this loan because...
I have a salary of 57k a year and will make 90k this year with commission
Monthly net income: $3400
Monthly expenses: $400
Housing: $600
Insurance: $100
Car expenses: $300
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $Included in monthly expenses
Clothing, household expenses: $0
Credit cards and other loans: $800
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/22/2011 9:14:33 AM |
SecondChanceLendingSERV | $25.00 | 11/22/2011 9:14:30 AM |
fortytwo | $150.00 | 11/22/2011 5:11:11 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:09 PM |
Banker_Joe | $25.00 | 11/23/2011 7:26:44 AM |
worth-blanket2 | $6,900.00 | 11/23/2011 11:16:32 AM |
AndChicksforFree | $25.00 | 11/22/2011 9:15:21 AM |
golden-velocity9 | $35.00 | 11/22/2011 9:22:52 AM |
papaloha | $25.00 | 11/22/2011 9:20:23 AM |
SFBank | $50.00 | 11/22/2011 3:12:27 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:13 PM |
moola-flag4 | $50.00 | 11/23/2011 3:45:46 PM |
loss-of-control | $40.00 | 11/23/2011 4:44:13 PM |
pfh | $25.00 | 11/23/2011 4:07:55 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
540524
This series of Notes was issued and sold upon the funding of the borrower loan #56662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,900.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $418.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,405 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| databaseguy |
Borrower's state:
| NewHampshire |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 61 ( 97% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,740.00 | < 31 days late:
| 2
( 3% )
| 620-639
(Sep-2010)
640-659
(Sep-2009)
600-619
(Aug-2009)
520-539
(Jun-2008)
|
Principal balance:
| $3,199.31 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 63 | | |
Description
Proven Prosper borrower
My financial situation:
Previous Prosper loans all paid off early
More than adequate income to cover payments
22 years continuous employment in my field
In current job over six years, converted from contract to perm in 2010
Purpose of Loan:
Pay off credit card balances - $ 1405
Pay off prior prosper loan - $ 3199
Acquire hardware/software/books for training lab to enable agressive career advancement - remaining amount after fees
Monthly net income: $ 5140
Monthly expenses:
Housing: $ 900
Car expenses: $ 485
Utilities: $ 149
Food, entertainment: $ 380
Clothing, household $ 135
Insurance $ 94
Total expenses: $ 2143
Amount remaining: $ 2997
Thank you very much for reviewing my loan request!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/22/2011 5:14:08 PM |
determined-revenue1 | $35.00 | 11/22/2011 5:22:01 PM |
pdub | $75.00 | 11/22/2011 5:26:16 PM |
wonder3 | $25.00 | 11/23/2011 7:03:06 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:20 PM |
vtrentster | $25.00 | 11/23/2011 6:27:36 AM |
bizzzond | $506.54 | 11/23/2011 7:41:04 AM |
BigSkyFinancial | $26.00 | 11/23/2011 8:51:57 AM |
TechieLender | $50.00 | 11/22/2011 7:00:54 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:32 AM |
WSTRDG | $25.00 | 11/23/2011 9:24:57 AM |
MoneyForNothing | $47.49 | 11/23/2011 2:07:18 AM |
Whipster | $50.00 | 11/23/2011 6:07:47 AM |
appcoder | $40.00 | 11/23/2011 10:45:01 AM |
brightest-fearless-payout | $50.00 | 11/23/2011 8:57:11 AM |
durability-boomarang1 | $25.00 | 11/23/2011 3:22:56 PM |
fcrick | $25.00 | 11/23/2011 5:15:17 PM |
Ripsaw4U | $50.00 | 11/23/2011 8:00:10 PM |
travels536 | $25.00 | 11/23/2011 8:22:07 PM |
justasoldier | $150.00 | 11/23/2011 8:57:45 PM |
novice-speculator | $25.00 | 11/23/2011 9:48:47 PM |
ddoneday | $25.00 | 11/23/2011 8:14:32 PM |
taurusco | $100.00 | 11/23/2011 12:48:48 PM |
Digs | $25.00 | 11/24/2011 6:22:43 AM |
factcheck | $40.00 | 11/24/2011 4:51:48 AM |
SolarMoonshine | $25.00 | 11/24/2011 4:56:13 AM |
pietro_torna_indietro | $25.00 | 11/24/2011 6:34:15 AM |
integrity-doctor | $100.00 | 11/24/2011 9:06:52 AM |
RainyDayFunds | $25.00 | 11/24/2011 8:38:53 AM |
exciting-fairness | $200.00 | 11/24/2011 8:45:41 AM |
enriching-trade2 | $50.00 | 11/23/2011 5:19:55 PM |
AF-Chief | $25.00 | 11/23/2011 5:23:43 PM |
britgsb | $30.00 | 11/24/2011 9:21:54 AM |
blackfur | $25.00 | 11/23/2011 5:34:57 PM |
CashFlow13 | $100.00 | 11/24/2011 9:22:22 AM |
MoneyForNothing | $25.00 | 11/24/2011 10:19:43 AM |
_NaLNaBB | $133.77 | 11/24/2011 10:25:07 AM |
SudianX | $35.00 | 11/24/2011 11:03:12 AM |
Money_Working | $25.00 | 11/24/2011 11:48:00 AM |
Leshan | $200.00 | 11/24/2011 10:22:58 AM |
mflawyer | $25.00 | 11/24/2011 2:04:30 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:43 AM |
janeybooboo | $100.00 | 11/24/2011 5:50:06 AM |
structure250 | $25.00 | 11/24/2011 4:43:09 PM |
famous-bill | $50.00 | 11/24/2011 2:10:28 PM |
herbyman | $50.00 | 11/24/2011 2:44:24 PM |
trumpeter5 | $25.00 | 11/24/2011 7:04:21 AM |
PurplePonchoMan | $25.00 | 11/24/2011 8:19:31 AM |
logical-durability2 | $50.00 | 11/24/2011 8:33:31 PM |
cjames84 | $25.00 | 11/24/2011 6:06:35 PM |
umfan123 | $25.00 | 11/24/2011 8:50:28 AM |
houli123 | $25.00 | 11/24/2011 11:53:35 PM |
Zoomzoom22 | $50.00 | 11/25/2011 6:45:14 AM |
brightest-dynamic-liberty | $25.00 | 11/24/2011 9:19:02 AM |
ddog0224 | $400.00 | 11/25/2011 2:38:02 AM |
first-serene-credit | $25.00 | 11/25/2011 8:11:15 AM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:10 AM |
jsak74 | $25.00 | 11/25/2011 9:19:47 AM |
currency-persimmon | $25.00 | 11/24/2011 10:33:37 AM |
SAMCRO | $50.00 | 11/25/2011 9:28:05 AM |
El_Scubano | $25.00 | 11/25/2011 9:34:19 AM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:50 PM |
return-enthusiast1 | $30.00 | 11/25/2011 12:14:20 PM |
LimaGuy | $25.00 | 11/25/2011 11:06:55 AM |
VASLENDING | $100.00 | 11/25/2011 2:04:31 PM |
hard-working-reward2 | $25.00 | 11/25/2011 11:55:42 AM |
Rider | $160.00 | 11/25/2011 12:09:15 PM |
Corky1234 | $100.00 | 11/25/2011 12:15:00 PM |
chameleon125 | $50.00 | 11/25/2011 2:49:30 PM |
ethicalhumanist | $75.00 | 11/25/2011 1:41:34 PM |
goal-power5 | $25.81 | 11/25/2011 5:04:42 PM |
rcr549 | $25.00 | 11/25/2011 3:32:38 PM |
first-economy-orbiter | $25.00 | 11/25/2011 4:25:55 PM |
catamaran2024 | $25.00 | 11/25/2011 12:51:48 AM |
Engineer44 | $25.00 | 11/25/2011 5:21:00 PM |
koolhandwv | $1.34 | 11/25/2011 5:26:40 PM |
icon7 | $50.00 | 11/25/2011 8:19:50 AM |
real-return | $25.00 | 11/25/2011 8:30:01 AM |
Jesuistom | $50.00 | 11/25/2011 9:03:55 AM |
NolockHolmes | $100.00 | 11/25/2011 9:33:09 AM |
KADENA462 | $37.27 | 11/25/2011 12:17:11 PM |
dime-hot-rod7 | $50.00 | 11/25/2011 12:19:49 PM |
credit-investor5 | $50.00 | 11/25/2011 1:40:07 PM |
value-den | $25.00 | 11/25/2011 1:46:46 PM |
diversification-pilot | $25.00 | 11/25/2011 2:46:59 PM |
Independenttools | $25.00 | 11/25/2011 3:31:56 PM |
rescue | $100.00 | 11/25/2011 5:15:24 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:23 PM |
AndChicksforFree | $25.00 | 11/22/2011 5:48:35 PM |
john0720 | $25.00 | 11/23/2011 9:14:53 AM |
influential-benjamins0 | $100.00 | 11/22/2011 5:33:29 PM |
aesop56 | $100.00 | 11/22/2011 5:34:17 PM |
ingenious-deal6 | $25.00 | 11/22/2011 5:36:43 PM |
Feyenoord | $30.00 | 11/22/2011 6:13:47 PM |
igniter584 | $25.00 | 11/22/2011 5:05:28 PM |
LittleMingo | $30.00 | 11/22/2011 5:45:48 PM |
papaloha | $300.00 | 11/22/2011 7:47:49 PM |
pound-mushroom3 | $25.00 | 11/22/2011 5:17:01 PM |
GoGalt | $50.00 | 11/22/2011 9:21:41 PM |
LoanerPrincipal | $25.00 | 11/22/2011 5:23:49 PM |
dollar-tornado3 | $50.00 | 11/23/2011 6:46:02 AM |
DoctorJoe | $30.00 | 11/23/2011 5:15:43 AM |
availableloan | $25.00 | 11/22/2011 8:47:07 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:22 AM |
loanman2007 | $200.00 | 11/23/2011 5:02:33 AM |
beachfunder | $25.00 | 11/23/2011 7:27:27 AM |
RLaumeyer | $26.00 | 11/23/2011 8:52:12 AM |
green-trade-dolphin2 | $25.00 | 11/23/2011 11:26:34 AM |
Tscheddar | $25.00 | 11/23/2011 9:13:59 AM |
Tylerh | $255.00 | 11/23/2011 2:21:07 PM |
serene-capital | $30.00 | 11/23/2011 3:41:28 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:29 PM |
sportsmagic | $250.00 | 11/23/2011 7:04:48 PM |
ChoiceInvestments | $31.34 | 11/23/2011 11:13:16 AM |
thankful-nickel2 | $25.00 | 11/23/2011 11:20:56 AM |
debt-system880 | $25.00 | 11/23/2011 8:57:50 PM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:25 AM |
natural-greenback6 | $25.00 | 11/23/2011 10:21:03 PM |
Bank42 | $25.00 | 11/24/2011 3:57:56 AM |
RB_Double-A_Bravo | $29.62 | 11/23/2011 8:34:08 PM |
yield-hut | $50.00 | 11/24/2011 2:38:48 AM |
igniter584 | $25.00 | 11/24/2011 6:37:55 AM |
purposeful-pound5 | $28.01 | 11/24/2011 6:54:39 AM |
gjm6d | $25.00 | 11/24/2011 7:25:38 AM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:44:49 PM |
seabass123 | $33.29 | 11/24/2011 8:35:05 AM |
Investor_DP | $100.00 | 11/24/2011 9:12:00 AM |
moola-accelerator6 | $50.00 | 11/24/2011 8:57:08 AM |
toblerone | $25.00 | 11/24/2011 9:18:37 AM |
wwwUniversal | $25.00 | 11/24/2011 9:19:09 AM |
terrific-dough6 | $50.00 | 11/24/2011 9:21:46 AM |
amaizblanco | $40.00 | 11/23/2011 5:28:09 PM |
MoneyForNothing | $25.00 | 11/23/2011 5:44:57 PM |
gentle-transparency7 | $250.00 | 11/24/2011 11:23:46 AM |
gold-fluffy-bunny4 | $30.00 | 11/24/2011 9:46:26 AM |
s270 | $75.00 | 11/23/2011 11:56:01 PM |
transparency-universe8 | $25.00 | 11/24/2011 3:38:25 AM |
a2190b | $36.00 | 11/24/2011 1:28:12 PM |
new-ore-venture | $100.00 | 11/24/2011 10:55:35 AM |
dime-sprout | $50.00 | 11/24/2011 2:39:56 PM |
JGuide | $26.00 | 11/24/2011 12:40:08 PM |
cerebral-dollar773 | $50.00 | 11/24/2011 5:58:49 AM |
vigilance-accruer | $25.00 | 11/24/2011 4:37:34 PM |
basis-viking | $100.00 | 11/24/2011 2:22:44 PM |
susurrus | $100.00 | 11/24/2011 3:13:14 PM |
Eaglehigh | $25.00 | 11/24/2011 3:28:51 PM |
setUup | $34.20 | 11/24/2011 7:03:45 AM |
Rivervale_Westwood | $25.00 | 11/24/2011 7:43:41 AM |
ethical-truth211 | $500.00 | 11/24/2011 8:50:56 PM |
dlenz | $25.00 | 11/24/2011 8:28:25 AM |
zippy-greenback231 | $50.00 | 11/24/2011 5:48:09 PM |
martymaniaman | $25.00 | 11/24/2011 9:16:33 PM |
well-mannered-income3 | $40.00 | 11/24/2011 9:34:19 PM |
hidavehi | $26.00 | 11/24/2011 8:43:21 PM |
312-Lender | $29.00 | 11/25/2011 12:36:42 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:28 PM |
Supernick | $100.00 | 11/25/2011 5:41:53 AM |
Jazzy503 | $25.05 | 11/24/2011 9:52:16 PM |
evan | $25.00 | 11/24/2011 10:42:09 PM |
citytreker | $25.00 | 11/25/2011 7:34:04 AM |
Chillito | $30.00 | 11/25/2011 1:25:22 AM |
twerns | $49.16 | 11/25/2011 8:05:12 AM |
cymbal097 | $32.86 | 11/25/2011 6:46:30 AM |
theloanteacher | $25.00 | 11/25/2011 8:35:27 AM |
rockhound84 | $25.00 | 11/25/2011 8:47:09 AM |
Jesuistom | $50.00 | 11/25/2011 9:06:24 AM |
FoosMaster | $25.00 | 11/25/2011 9:31:46 AM |
sflash | $25.00 | 11/25/2011 9:59:16 AM |
matthewa | $25.00 | 11/25/2011 10:58:26 AM |
investment-kingdom | $100.00 | 11/24/2011 4:09:20 PM |
Poker_Grandpa | $25.00 | 11/25/2011 11:17:31 AM |
StPong | $25.00 | 11/24/2011 4:31:41 PM |
heerzaquestion | $25.00 | 11/25/2011 10:07:32 AM |
new-social-economist | $100.00 | 11/24/2011 5:04:40 PM |
velocity-winner | $25.00 | 11/25/2011 12:26:03 PM |
social-zebra | $30.00 | 11/25/2011 11:06:54 AM |
adir1 | $25.00 | 11/25/2011 1:44:31 PM |
Jubael | $100.00 | 11/25/2011 11:34:00 AM |
32669 | $30.00 | 11/24/2011 6:09:50 PM |
myduck | $60.00 | 11/25/2011 5:10:18 PM |
the-silver-blaster | $100.00 | 11/25/2011 4:10:36 PM |
responsive-value4 | $25.00 | 11/25/2011 1:04:04 AM |
a-helping-hand | $250.00 | 11/25/2011 1:08:50 AM |
HomerdohNY | $25.00 | 11/25/2011 6:18:48 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:57 AM |
bazaar-flow6 | $150.00 | 11/25/2011 10:28:46 AM |
danf2201 | $50.00 | 11/25/2011 12:23:49 PM |
dough-destiny | $30.25 | 11/25/2011 12:56:29 PM |
benefit-investor1 | $25.00 | 11/25/2011 1:14:30 PM |
SomebodysMom | $50.00 | 11/25/2011 3:22:44 PM |
jybank | $50.00 | 11/25/2011 3:24:48 PM |
agalt | $100.00 | 11/25/2011 3:32:01 PM |
mammalian4 | $25.00 | 11/25/2011 4:01:54 PM |
shrewd-rupee | $250.00 | 11/25/2011 5:25:23 PM |
194 Investments
|
Borrower Payment Dependent Notes Series
540526
This series of Notes was issued and sold upon the funding of the borrower loan #56457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $70.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| 3% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
2 | Length of status: | 22y 8m |
Amount delinquent:
| $7,852 |
Total credit lines:
| 28 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $572 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-zenith |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
vehicle repair
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1900.00
Monthly expenses: $1180.00
Housing: $620.00
Insurance: $117.00
Car expenses: $
Utilities: $125.00
Phone, cable, internet: $194.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $25.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/22/2011 9:33:32 AM |
IPG1 | $25.00 | 11/22/2011 9:35:10 AM |
silver-birdie | $100.00 | 11/22/2011 5:32:13 PM |
tremendous-yield8 | $25.00 | 11/23/2011 4:58:21 AM |
the_winning_ticket | $60.00 | 11/23/2011 11:29:22 AM |
worth-blanket2 | $1,600.00 | 11/23/2011 11:16:34 AM |
deal-searcher1 | $25.00 | 11/22/2011 3:07:30 PM |
factcheck | $40.00 | 11/22/2011 10:31:09 AM |
cnovak | $25.00 | 11/23/2011 9:36:16 AM |
wealth-renaissance5 | $25.00 | 11/23/2011 9:53:03 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:25 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
540534
This series of Notes was issued and sold upon the funding of the borrower loan #56587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $119.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,256 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bee098 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
|
Principal balance:
| $573.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Car dying - getting a replacement
Purpose of loan:
This loan will be used to purchase a low-cost replacement for my car that is currently on its last legs.
My financial situation:
I am a good candidate for this loan because I have a great history of paying my bills on time. I've worked very hard in the last 10 years to improve my credit (though some of those old mistakes still haunt me). I take my credit rating very seriously and I am very careful to be sure that it keeps improving.
Monthly net income: $7500
Housing: $1800
Insurance: $350
Car expenses: $50
Utilities: $325
Phone, cable, internet: $270
Food, entertainment: $750
Clothing, household expenses: $450
Credit cards and other loans: $2100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/22/2011 5:24:20 PM |
InChicago | $100.00 | 11/22/2011 7:22:32 PM |
luv4cycling | $100.00 | 11/22/2011 5:07:57 PM |
loan-mammal | $100.00 | 11/22/2011 5:22:15 PM |
Feyenoord | $30.00 | 11/22/2011 5:25:36 PM |
CA-Lender | $25.00 | 11/22/2011 5:25:41 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:20 PM |
DiligentiaLLC | $75.00 | 11/22/2011 7:11:08 PM |
fortytwo | $150.00 | 11/22/2011 5:11:15 PM |
brondero | $90.00 | 11/22/2011 6:19:12 PM |
sweety075 | $25.00 | 11/22/2011 6:46:39 PM |
Bankwithme | $500.00 | 11/22/2011 6:53:45 PM |
coin-investor | $25.00 | 11/22/2011 5:26:57 PM |
Comoparklender | $25.00 | 11/22/2011 5:29:48 PM |
Danjack_Capital | $25.00 | 11/22/2011 5:59:35 PM |
papaloha | $50.00 | 11/22/2011 7:46:24 PM |
Mikale360 | $25.00 | 11/22/2011 9:19:48 PM |
shawnw2 | $25.00 | 11/23/2011 1:17:32 AM |
investment-daydream | $50.00 | 11/22/2011 11:52:53 PM |
lucrative-loan | $25.00 | 11/22/2011 7:01:01 PM |
marinbb | $88.97 | 11/23/2011 2:19:17 AM |
goodhearted-generosity511 | $25.00 | 11/22/2011 5:12:15 PM |
DHolly | $31.00 | 11/22/2011 5:22:21 PM |
pound-mushroom3 | $25.00 | 11/22/2011 5:17:09 PM |
heavenly-interest9 | $500.00 | 11/22/2011 5:17:56 PM |
economy-coup | $50.00 | 11/22/2011 5:26:32 PM |
tnjohnso | $25.00 | 11/22/2011 5:22:25 PM |
momoney2lend | $25.00 | 11/22/2011 5:32:38 PM |
SLN-10 | $100.00 | 11/22/2011 5:32:41 PM |
Kash2010lu | $25.00 | 11/22/2011 5:02:44 PM |
loss-of-control | $100.00 | 11/22/2011 7:02:17 PM |
NeketanBank | $25.00 | 11/22/2011 8:01:02 PM |
SolarMoonshine | $25.00 | 11/22/2011 5:13:57 PM |
skillful-asset5 | $30.00 | 11/22/2011 8:27:14 PM |
favorite-commerce | $30.00 | 11/22/2011 8:48:37 PM |
bughead | $25.00 | 11/23/2011 1:49:25 AM |
enterprising-credit2 | $25.00 | 11/22/2011 9:12:25 PM |
finance-prescription | $100.00 | 11/22/2011 5:30:26 PM |
papaloha | $25.00 | 11/22/2011 5:35:03 PM |
heroic-compassion6 | $100.03 | 11/22/2011 7:59:54 PM |
amlu1988 | $25.00 | 11/22/2011 8:12:55 PM |
The-Lighthouse-Group | $25.00 | 11/22/2011 9:35:08 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
540544
This series of Notes was issued and sold upon the funding of the borrower loan #57109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,112 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| phenomenal-gold1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for 2 honeymoon
Purpose of loan:
This loan will be used to...2 honey moon and set up scorp
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2625
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/27/2011 11:54:44 AM |
fortytwo | $150.00 | 11/22/2011 5:11:16 PM |
ultimate-peace | $150.00 | 11/22/2011 5:10:03 PM |
SolarMoonshine | $25.00 | 11/22/2011 5:12:48 PM |
unequivocal-exchange | $25.00 | 11/22/2011 8:44:12 PM |
Tylerh | $255.00 | 11/23/2011 2:21:07 PM |
favorite-commerce | $30.00 | 11/24/2011 6:21:12 AM |
leverage-monger | $25.30 | 11/27/2011 8:44:44 AM |
greenwell | $25.00 | 11/27/2011 9:35:37 AM |
careful-note | $70.00 | 11/28/2011 4:36:48 AM |
just-loyalty643 | $50.00 | 11/27/2011 7:38:27 PM |
vutah | $50.00 | 11/28/2011 4:25:04 PM |
terrific-dough6 | $50.00 | 11/28/2011 9:31:16 AM |
iaffy | $25.00 | 11/28/2011 5:18:16 PM |
well-rounded-payout0 | $50.00 | 11/29/2011 5:26:16 PM |
wwwUniversal | $25.00 | 11/29/2011 5:30:01 PM |
bid-stockpiler1 | $42.50 | 11/29/2011 5:56:30 PM |
the-credit-bauble | $25.00 | 11/29/2011 7:36:47 PM |
IIP77 | $25.00 | 11/30/2011 3:20:11 AM |
nfx | $25.00 | 11/30/2011 5:42:19 AM |
treasure-bliss | $25.00 | 11/30/2011 6:56:23 AM |
dudebrah | $25.00 | 11/29/2011 6:32:02 PM |
profit-powerplant | $25.00 | 11/30/2011 9:11:32 AM |
jjswanso | $75.00 | 11/30/2011 9:13:18 AM |
KrauseVentures | $25.00 | 11/30/2011 9:26:55 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:47 AM |
CA-Lender | $50.00 | 11/30/2011 2:28:31 PM |
listing-reformation8 | $50.00 | 11/30/2011 11:58:15 AM |
frogperson | $75.00 | 11/30/2011 9:53:27 PM |
glroark | $50.00 | 11/30/2011 3:20:19 PM |
Dubbs360 | $50.00 | 12/1/2011 9:25:53 AM |
lowrater | $100.80 | 12/1/2011 6:06:51 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:47 AM |
wampum-library4 | $25.00 | 12/1/2011 10:22:03 AM |
rate-allocator | $25.00 | 12/1/2011 11:52:20 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:35 PM |
sensational-worth7 | $64.86 | 12/1/2011 3:42:20 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:21 PM |
papaloha | $25.00 | 11/22/2011 5:35:04 PM |
golden-velocity9 | $50.00 | 11/23/2011 8:21:27 AM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:32 AM |
credit-coach118 | $35.47 | 11/24/2011 9:28:51 AM |
evan | $25.00 | 11/24/2011 10:44:55 PM |
loss-of-control | $100.00 | 11/25/2011 6:47:38 PM |
mlj0671 | $25.00 | 11/26/2011 12:12:50 PM |
Rogelio48 | $25.00 | 11/28/2011 6:39:47 AM |
transaction-circuit | $50.00 | 11/28/2011 3:37:56 PM |
enterprising-credit2 | $25.00 | 11/28/2011 9:54:06 PM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:37 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:19 AM |
evergreen16 | $100.00 | 11/30/2011 8:49:54 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:21 AM |
graceful-investment | $25.00 | 11/30/2011 6:00:19 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:42 AM |
MTF | $50.00 | 11/30/2011 12:37:46 PM |
Elefunt | $25.00 | 11/30/2011 9:33:44 AM |
Reliance_Banker | $25.00 | 11/30/2011 5:29:59 PM |
carlos_chantana | $26.07 | 12/1/2011 6:34:42 AM |
buffalobills | $25.00 | 12/1/2011 8:25:29 AM |
lagnisiruk | $25.00 | 12/1/2011 9:10:29 AM |
orgy63 | $25.00 | 12/1/2011 9:26:02 AM |
leverage-monger | $25.00 | 12/1/2011 10:48:51 AM |
t2smoney | $25.00 | 12/1/2011 3:30:04 PM |
valiant-note129 | $50.00 | 12/1/2011 2:19:09 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
540566
This series of Notes was issued and sold upon the funding of the borrower loan #56649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $260.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1960 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 39y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $78,011 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-transaction-miser |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
shasha
Purpose of loan: Debt consolidation
This loan will be used to..Debt Consolidation.
My financial situation:
I am a good candidate for this loan because...I try to pay all bills on time, but had recent medical bills.
Monthly net income: $2800.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
silver-birdie | $100.00 | 11/22/2011 5:32:22 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:33 AM |
worth-blanket2 | $6,200.00 | 11/23/2011 11:17:05 AM |
Midg | $25.00 | 11/23/2011 2:17:42 PM |
papaloha | $25.00 | 11/22/2011 5:35:06 PM |
golden-velocity9 | $35.00 | 11/23/2011 9:18:49 AM |
Tylerh | $90.00 | 11/23/2011 2:21:09 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
540574
This series of Notes was issued and sold upon the funding of the borrower loan #56770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-mate1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan: Inventory
This loan will be used to...Buy Inventory
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 4200
Monthly expenses: $500
Housing: $900
Insurance: $280
Car expenses: $500
Utilities: $50
Phone, cable, internet: $60
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Starfin-Capital-Management | $350.00 | 11/28/2011 1:13:41 PM |
ultimate-peace | $25.00 | 11/22/2011 5:10:18 PM |
pound-mushroom3 | $25.00 | 11/22/2011 5:17:03 PM |
jjswanso | $50.00 | 11/22/2011 5:24:30 PM |
Tylerh | $255.00 | 11/23/2011 2:21:10 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:29 PM |
engrossing-responsibility0 | $50.00 | 11/25/2011 9:27:58 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:57 AM |
setUup | $25.20 | 11/25/2011 5:10:16 PM |
SolarMoonshine | $25.00 | 11/25/2011 11:02:41 AM |
social-zebra | $30.00 | 11/25/2011 11:21:21 AM |
carrinel | $86.03 | 11/26/2011 8:03:41 AM |
missing-link | $25.00 | 11/26/2011 12:16:21 PM |
CatbirdBanking | $25.00 | 11/25/2011 8:26:04 PM |
suave-dime6 | $25.00 | 11/26/2011 3:44:26 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:55 PM |
greenwell | $25.00 | 11/27/2011 9:35:38 AM |
dudebrah | $25.00 | 11/27/2011 12:38:15 PM |
thrifty-capital | $25.00 | 11/26/2011 8:31:53 PM |
careful-note | $70.00 | 11/28/2011 4:36:49 AM |
Christophe | $25.00 | 11/28/2011 7:50:08 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:22 AM |
irrelevant | $25.00 | 11/28/2011 2:06:07 PM |
penny-champ5 | $25.00 | 11/28/2011 2:39:10 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:22 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:33 AM |
NolockHolmes | $40.00 | 11/25/2011 9:50:28 AM |
Comoparklender | $25.00 | 11/25/2011 9:23:42 AM |
HammerSmith | $25.00 | 11/25/2011 4:48:54 PM |
finance-prescription | $100.00 | 11/25/2011 5:11:24 PM |
shrewd-rupee | $100.00 | 11/25/2011 5:21:17 PM |
fantastic-wampum1 | $100.00 | 11/25/2011 9:25:57 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:22 AM |
first-serene-credit | $25.00 | 11/26/2011 7:31:01 AM |
pembull | $50.00 | 11/26/2011 8:14:03 AM |
Dubbs360 | $100.00 | 11/26/2011 12:08:22 PM |
diplomatic-wealth7 | $25.00 | 11/26/2011 12:18:40 PM |
trail5 | $100.00 | 11/26/2011 10:48:07 PM |
enterprising-credit2 | $25.00 | 11/27/2011 1:13:47 PM |
capital-zeus | $100.00 | 11/28/2011 9:38:57 AM |
green28 | $50.00 | 11/28/2011 11:32:03 AM |
glroark | $100.00 | 11/28/2011 7:05:11 AM |
managedfund | $750.00 | 11/28/2011 12:46:01 PM |
wwwUniversal | $25.00 | 11/28/2011 9:24:12 AM |
vutah | $25.00 | 11/28/2011 4:25:29 PM |
peace-birdie | $443.77 | 11/28/2011 5:01:23 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
540576
This series of Notes was issued and sold upon the funding of the borrower loan #56652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $70.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 9y 2m |
Amount delinquent:
| $140 |
Total credit lines:
| 12 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $429 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| currency-leader820 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 33 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Nov-2010)
560-579
(Oct-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Building My Business
Purpose of loan:
This loan will be used to pay for supplies to build my Make-Up Artist/Modeling business. Just need some supplies to get ready for a shoot in L.A. in February. Don't even need the whole $2000, only about $600 or so...so I will be paying back $1400 immediately. Prosper just didn't give me an option to get a lower loan. :)
My financial situation:
I am a good candidate for this loan because I have no debt and am up to date on all my expenses/bills, etc. I have paid back my other two prosper loans on a timely basis as well.
Monthly net income: $2300
Monthly expenses: $1600
Housing: $800
Insurance: $44
Car expenses: $80
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
influential-benjamins0 | $100.00 | 11/23/2011 9:06:24 AM |
AF-Chief | $25.00 | 11/23/2011 9:09:30 AM |
enriching-trade2 | $50.00 | 11/23/2011 9:06:21 AM |
silver-birdie | $100.00 | 11/23/2011 9:07:23 AM |
Aberdeen | $1,725.00 | 11/23/2011 9:11:18 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
540580
This series of Notes was issued and sold upon the funding of the borrower loan #56716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-23-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1980 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
6 | Length of status: | 13y 7m |
Amount delinquent:
| $1,561 |
Total credit lines:
| 18 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,398 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| karate159 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tret
Purpose of loan: car
This loan will be used to...down payment
My financial situation: good
I am a good candidate for this loan because...i am able to pay might
Monthly net income: $3000
Monthly expenses: $1700
Housing: $700
Insurance: $27
Car expenses: $0
Utilities: $55
Phone, cable, internet: $121
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $580
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/22/2011 5:05:28 PM |
silver-birdie | $100.00 | 11/22/2011 5:32:23 PM |
taurusco | $25.00 | 11/23/2011 12:48:49 PM |
tenacious-capital3 | $50.00 | 11/23/2011 8:54:33 AM |
worth-blanket2 | $4,800.00 | 11/23/2011 11:17:42 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
540582
This series of Notes was issued and sold upon the funding of the borrower loan #56875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,872 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| pasco33 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business expense
Purpose of loan: Start-up cost for business
This loan will be used to... pay for advertising and software
Promote B-Coder is a full service medical billing and coding company which makes every effort to meet all medical billing needs. We are strongly committed to optimizing the collections process for doctor's practices.
My financial situation:
I am a good candidate for this loan because... I am starting a new business in medical billing and coding would love to have the opportunity to provide quantity and quality service for doctors who are in need of a medical billing service.
Monthly net income: $ 1600
Monthly expenses: $ 730.91
Housing: $ 150.00
Insurance: $
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 80
Food, entertainment: $ 150
Clothing, household expenses: $ 120.00
Credit cards and other loans: $ 159.00 month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 11/23/2011 9:23:47 AM |
let_me_retire | $32.07 | 11/24/2011 11:06:35 PM |
WisconsinLiberal | $3.93 | 11/26/2011 7:40:27 AM |
scottssm | $39.00 | 11/26/2011 6:26:33 AM |
worth-blanket2 | $3,900.00 | 11/26/2011 6:00:54 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
540592
This series of Notes was issued and sold upon the funding of the borrower loan #56727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-22-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $76.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 3% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 15y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| bmk1jmk2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Fridge
Purpose of loan:
This loan will be used to...Buy a new fridge. Your last loan provided me with the revolving credit required to purchase a home, my new home came with new appliances with the exception of a new refridgerator, the one currently in there has already died and to the best of my knowledge there is no warranty on it as i believe it was purchased second hand.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1902
Monthly expenses: $1678
Housing: $685.43
Insurance: $153.00
Car expenses: $160.00
Utilities: $250
Phone, cable, internet: $180
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cognizant-rupee7 | $25.00 | 11/22/2011 5:06:38 PM |
Aberdeen | $2,000.00 | 11/22/2011 5:06:40 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
540612
This series of Notes was issued and sold upon the funding of the borrower loan #56843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,093 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-dollar-vault |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
YC - Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $125.00 | 11/28/2011 8:02:29 PM |
papaloha | $25.00 | 11/23/2011 9:17:28 AM |
golden-velocity9 | $35.00 | 11/23/2011 9:18:51 AM |
heavenly-interest9 | $500.00 | 11/23/2011 9:23:17 AM |
careful-note | $70.00 | 11/28/2011 4:36:52 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:23 AM |
economy-coup | $50.00 | 11/28/2011 5:20:30 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:44 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:34 PM |
principal-cooker2 | $100.00 | 11/28/2011 5:30:45 PM |
MissionMicroFinance | $25.00 | 11/29/2011 6:31:18 AM |
vigorous-market5 | $200.00 | 11/29/2011 7:39:26 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:55 AM |
agalt | $75.00 | 11/29/2011 8:30:14 AM |
vutah | $25.00 | 11/28/2011 7:47:02 PM |
revenue-associate | $25.00 | 11/29/2011 8:34:29 AM |
Otagaini | $25.00 | 11/29/2011 2:28:38 AM |
Dignified-Market29 | $25.00 | 11/29/2011 9:13:12 AM |
SolarMoonshine | $25.00 | 11/29/2011 4:03:09 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:13 AM |
hookUup | $26.20 | 11/29/2011 6:29:14 AM |
GElender | $25.00 | 11/29/2011 6:37:24 AM |
glroark | $50.00 | 11/29/2011 7:22:06 AM |
CatbirdBanking | $25.00 | 11/29/2011 7:29:39 AM |
Comoparklender | $25.00 | 11/29/2011 9:07:36 AM |
green28 | $100.00 | 11/29/2011 9:48:05 AM |
just-loyalty643 | $50.00 | 11/29/2011 11:39:34 AM |
CA-Lender | $25.00 | 11/29/2011 11:10:42 AM |
GoldenRule01 | $50.00 | 11/29/2011 11:43:38 AM |
toblerone | $25.00 | 11/29/2011 9:48:59 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:22 AM |
investment-comet | $25.00 | 11/29/2011 11:23:03 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:24 AM |
Tylerh | $255.00 | 11/23/2011 2:21:16 PM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:10 PM |
evan | $25.00 | 11/24/2011 10:47:44 PM |
villagers | $50.00 | 11/28/2011 5:24:34 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:54 PM |
fortytwo | $150.00 | 11/28/2011 5:21:40 PM |
principal-laser | $54.16 | 11/29/2011 4:30:32 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:58 PM |
enterprising-credit2 | $25.00 | 11/29/2011 6:47:11 AM |
first-serene-credit | $25.00 | 11/29/2011 7:12:42 AM |
Rogelio48 | $25.00 | 11/29/2011 8:03:32 AM |
loot-supporter2 | $28.72 | 11/29/2011 7:46:15 AM |
silver-birdie | $100.00 | 11/29/2011 9:16:27 AM |
Dubbs360 | $100.00 | 11/29/2011 9:42:58 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:38 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:12:27 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:33 AM |
brightest-gain-investor | $1,569.65 | 11/29/2011 11:47:33 AM |
finance-prescription | $100.00 | 11/29/2011 9:48:03 AM |
dsgfl1 | $60.00 | 11/29/2011 10:09:56 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:57:05 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
540624
This series of Notes was issued and sold upon the funding of the borrower loan #56665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
8 | Length of status: | 3y 0m |
Amount delinquent:
| $572 |
Total credit lines:
| 18 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,016 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 103% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-sturdy-integrity |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need help to get ahead
Due to negligence at my children's daycare, I had to unexpectedly place them into a new daycare. This caused me to pay for two daycares at once, which was really outside of my budget. (The average daycare in DC is $1200 a month). I have been paying all of my bills. However, due to my pay schedule, I have been paying after the due date (never more than 30 days late) causing my to accrue late fees.
I am a good candidate for this loan because I am a federal employee I will also receive a large tax refund this year due to the interest in my home, which will be used towards my bills.
Monthly net income: $5650
Monthly expenses: $5195
Housing: $3300
Insurance: $95
Car expenses: $200
Utilities: $350
Phone, cable, internet: $100
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 11/23/2011 9:07:52 AM |
loanman2007 | $25.00 | 11/23/2011 9:20:06 AM |
SolarMoonshine | $25.00 | 11/23/2011 9:57:47 AM |
let_me_retire | $100.00 | 11/23/2011 12:03:58 PM |
Danjack_Capital | $25.00 | 11/23/2011 9:19:44 AM |
worth-blanket2 | $3,600.00 | 11/26/2011 5:58:32 AM |
pfh | $25.00 | 11/26/2011 6:17:13 AM |
papaloha | $25.00 | 11/23/2011 9:17:28 AM |
fountain355 | $25.00 | 11/24/2011 5:30:32 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
540630
This series of Notes was issued and sold upon the funding of the borrower loan #56918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $334.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 26y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,771 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| Seattle_skies |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2007)
|
Principal balance:
| $0.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Paying down high interest debt
Purpose of loan:
This loan will be used to pay down the balance on a credit card with an interest rate of 24%. I no longer use this card, but it has a high balance. This loan will allow me to pay less interest in the long run and get this card paid off more quickly so I can close it.
My financial situation:
I am a good candidate for this loan because I am employed in a stable industry by a large company, providing smart grid software solutions for public utilities. I used my last Prosper loan to pay off another high interest card, and was able to close 2 additional cards in the interim. I paid my last Prosper loan off on time and never missed or was late with a payment.
Monthly net income: $5820
Monthly expenses: $5690
Housing: $1350
Insurance: $200
Car expenses: $610
Utilities: $280
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $2500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/25/2011 5:27:17 PM |
john0720 | $25.00 | 11/28/2011 7:16:16 AM |
pound-mushroom3 | $25.00 | 11/25/2011 5:10:51 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:29 PM |
fcrick | $25.00 | 11/25/2011 5:21:30 PM |
clemclan | $50.00 | 11/25/2011 6:12:45 PM |
loan-mammal | $100.00 | 11/25/2011 5:22:11 PM |
josuae | $25.00 | 11/26/2011 12:06:45 PM |
papaloha | $25.00 | 11/25/2011 5:13:47 PM |
igniter584 | $25.00 | 11/25/2011 5:20:04 PM |
OldManP | $25.00 | 11/26/2011 11:09:33 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:04 PM |
janeybooboo | $100.00 | 11/26/2011 2:43:51 PM |
loan-warrior | $25.00 | 11/26/2011 5:17:28 PM |
umfan123 | $25.00 | 11/26/2011 5:55:06 PM |
Gordon_Gekko1 | $25.00 | 11/26/2011 8:00:41 PM |
careful-note | $50.00 | 11/27/2011 4:59:03 AM |
CSinvestments | $25.00 | 11/27/2011 5:31:11 PM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:09:46 PM |
leball | $25.00 | 11/28/2011 12:45:13 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:45 AM |
benefit-banshee | $25.54 | 11/28/2011 9:40:26 AM |
diplomatic-euro | $25.00 | 11/28/2011 11:08:24 AM |
rchissocol | $50.00 | 11/28/2011 11:21:35 AM |
the-discrete-income | $35.00 | 11/25/2011 10:04:36 PM |
influential-benjamins0 | $100.00 | 11/25/2011 5:28:41 PM |
cashhelp | $25.00 | 11/25/2011 5:22:29 PM |
investmentgroup | $25.00 | 11/25/2011 5:24:20 PM |
LittleMingo | $30.00 | 11/25/2011 6:00:06 PM |
s270 | $75.00 | 11/25/2011 11:31:02 PM |
credit-guard5 | $25.00 | 11/25/2011 6:52:16 PM |
britgsb | $30.00 | 11/26/2011 12:13:30 PM |
investment-artist | $29.01 | 11/26/2011 12:19:51 PM |
Investor_DP | $100.00 | 11/26/2011 12:34:37 PM |
Feyenoord | $30.00 | 11/25/2011 9:34:54 PM |
MoneyForNothing | $42.18 | 11/26/2011 2:29:28 AM |
papaloha | $300.00 | 11/26/2011 1:32:45 PM |
TrustPlus | $50.00 | 11/26/2011 9:10:05 AM |
Christophe | $25.00 | 11/26/2011 4:43:50 PM |
WonByOne | $100.00 | 11/27/2011 4:00:43 AM |
igniter584 | $25.00 | 11/27/2011 8:30:10 AM |
FinanceEngine | $40.00 | 11/26/2011 2:54:50 PM |
enterprising-credit2 | $50.00 | 11/27/2011 1:07:57 PM |
babybrother | $75.00 | 11/27/2011 5:35:09 AM |
r48 | $33.00 | 11/27/2011 6:19:37 AM |
american6 | $100.00 | 11/27/2011 11:55:56 PM |
thankful-nickel2 | $25.00 | 11/27/2011 11:04:00 AM |
organized-payment6 | $50.00 | 11/28/2011 5:36:40 AM |
tenacious-capital3 | $26.27 | 11/27/2011 12:25:18 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:43 PM |
Tradesmanlender | $25.00 | 11/28/2011 9:10:59 AM |
crawfingers | $25.00 | 11/28/2011 2:28:22 PM |
worth-blanket2 | $7,100.00 | 11/28/2011 2:22:24 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
540636
This series of Notes was issued and sold upon the funding of the borrower loan #56790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $66.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $213 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| LSTLOAN51 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
TYLINO
Purpose of loan:
This loan will be used to... Home Improvemrnt
My financial situation:
I am a good candidate for this loan because...
I always pay my debts on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
subtle-revenue0 | $25.00 | 11/23/2011 5:10:46 PM |
Moneypenny6 | $25.00 | 11/23/2011 7:44:00 PM |
engaging-worth | $25.00 | 11/24/2011 8:39:10 AM |
sportsmagic | $250.00 | 11/23/2011 7:27:38 PM |
igniter584 | $25.00 | 11/24/2011 6:38:03 AM |
blot44 | $25.00 | 11/24/2011 7:35:55 AM |
umfan123 | $25.00 | 11/26/2011 5:55:02 PM |
igniter584 | $25.00 | 11/27/2011 8:30:03 AM |
djh47a | $25.00 | 11/27/2011 9:19:53 AM |
Approved | $45.00 | 11/27/2011 2:13:01 PM |
stevenm8 | $25.00 | 11/28/2011 10:47:54 PM |
Indio92203 | $25.00 | 11/29/2011 3:09:22 PM |
meenan | $75.00 | 11/29/2011 4:31:43 PM |
Dan4703 | $25.00 | 11/29/2011 11:21:43 AM |
aabadabadoo | $25.00 | 11/29/2011 5:32:49 PM |
CapricornLending | $30.00 | 11/29/2011 8:12:39 PM |
mster9ball | $25.33 | 11/30/2011 12:18:18 AM |
bankojerry | $25.00 | 11/30/2011 5:05:28 AM |
silver-ectasy1 | $30.43 | 11/29/2011 6:26:30 PM |
favorite-commerce | $50.00 | 11/29/2011 7:09:56 PM |
JustMee | $25.00 | 11/29/2011 8:51:50 PM |
AFairDeal | $25.00 | 11/23/2011 5:11:52 PM |
cashhelp | $25.00 | 11/23/2011 5:25:35 PM |
igniter584 | $25.00 | 11/23/2011 5:23:03 PM |
kinetic-social | $25.00 | 11/23/2011 9:22:30 PM |
D911ave | $50.00 | 11/23/2011 5:16:03 PM |
Clambake | $25.00 | 11/23/2011 5:31:54 PM |
JustMee | $25.00 | 11/23/2011 10:36:54 PM |
SudianX | $25.00 | 11/24/2011 11:07:58 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:43 AM |
RicheyRich | $25.00 | 11/25/2011 3:51:29 PM |
careful-note | $50.00 | 11/27/2011 4:58:53 AM |
radforj22 | $35.21 | 11/27/2011 2:13:18 PM |
klemer | $25.00 | 11/28/2011 4:02:06 AM |
chicagobanker | $50.00 | 11/28/2011 5:53:52 PM |
enterprising-credit2 | $50.00 | 11/28/2011 9:53:32 PM |
JRhino | $25.00 | 11/29/2011 7:41:53 AM |
E-2 | $100.00 | 11/29/2011 3:06:17 PM |
Quiz18 | $25.00 | 11/29/2011 10:55:12 AM |
whitegold24k | $100.00 | 11/29/2011 5:23:53 PM |
HelpNeedy | $100.00 | 11/29/2011 5:40:28 PM |
2Below | $25.00 | 11/29/2011 5:42:09 PM |
hidavehi | $25.00 | 11/29/2011 6:54:39 PM |
mystical-fairness4 | $50.00 | 11/29/2011 8:26:43 PM |
viennese | $25.00 | 11/29/2011 9:59:36 PM |
IIP77 | $25.00 | 11/30/2011 3:20:15 AM |
revenue-associate | $4.03 | 11/30/2011 6:39:03 AM |
Jay0507 | $30.00 | 11/30/2011 5:22:30 AM |
dudebrah | $25.00 | 11/29/2011 6:39:39 PM |
prudent-bid3 | $25.00 | 11/29/2011 8:47:09 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
540638
This series of Notes was issued and sold upon the funding of the borrower loan #56765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 33y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $83,017 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| methodical-rate0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BILLY
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6000.00
Monthly expenses: $5000.00
Housing: $1000.41
Insurance: $155.00 PER MONTH
Car expenses: $376.25
Utilities: $288.00
Phone, cable, internet: $196.00
Food, entertainment: $800.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-heart | $25.00 | 11/23/2011 9:07:26 AM |
papaloha | $25.00 | 11/23/2011 9:17:30 AM |
SecondChanceLendingSERV | $25.00 | 11/23/2011 5:47:01 PM |
let_me_retire | $25.00 | 11/24/2011 11:04:14 PM |
worth-blanket2 | $1,900.00 | 11/26/2011 5:59:28 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
540654
This series of Notes was issued and sold upon the funding of the borrower loan #56646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $339.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
18 | Length of status: | 29y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,385 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Raisemyscore77 |
Borrower's state:
| NewMexico |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 94% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 3
( 6% )
| 620-639
(Nov-2010)
560-579
(Feb-2008)
|
Principal balance:
| $3,863.25 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
Kill last of high interest debt
Purpose of loan:
This loan will be used to...Payoff the last high interest debt that I have. With this loan I will be able to rid myself of some nagging debt, and know that in 3 years it will be gone instead of 10.
My financial situation:
I am a good candidate for this loan because... I have had a previous Prosper loan that was paid off. My current Prosper loan is in great standing, and I have been employed with the same company for 30 years. Fortunately, I was recently promoted to an IT Healthcare Technical Director that has a skillset called Epic and the demand for these skills are high.
Monthly net income: $6500
Monthly expenses: $
Housing: $2100
Insurance: $200
Car expenses: $400
Utilities: $180
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-daydream | $75.00 | 11/23/2011 5:05:35 PM |
marinbb | $100.00 | 11/23/2011 5:05:20 PM |
AndChicksforFree | $100.00 | 11/23/2011 5:22:16 PM |
shawnw2 | $104.42 | 11/24/2011 8:05:04 AM |
return-grizzly | $100.00 | 11/24/2011 7:42:17 PM |
InChicago | $200.00 | 11/24/2011 10:51:49 AM |
the-discrete-income | $75.00 | 11/25/2011 10:04:34 PM |
LittleMingo | $30.00 | 11/23/2011 5:02:24 PM |
312-Lender | $25.00 | 11/23/2011 5:13:27 PM |
RoZu_Lending | $100.00 | 11/23/2011 5:04:02 PM |
atlas-shrugged | $200.00 | 11/23/2011 5:16:22 PM |
Gregger | $25.00 | 11/23/2011 5:18:24 PM |
fortytwo | $150.00 | 11/23/2011 5:21:54 PM |
Kash2010lu | $30.00 | 11/23/2011 5:58:23 PM |
wonder3 | $50.00 | 11/23/2011 6:15:43 PM |
platinum-boss2 | $50.00 | 11/23/2011 5:26:58 PM |
pound-mushroom3 | $25.00 | 11/23/2011 5:31:51 PM |
RLaumeyer | $30.00 | 11/23/2011 7:32:03 PM |
papaloha | $200.00 | 11/23/2011 8:09:18 PM |
BigSkyFinancial | $30.00 | 11/23/2011 8:12:50 PM |
jmeasn | $100.00 | 11/23/2011 5:41:26 PM |
Whipster | $100.00 | 11/23/2011 6:22:13 PM |
credit-missile | $60.00 | 11/24/2011 3:00:23 AM |
dollar-tornado3 | $50.00 | 11/24/2011 5:06:05 AM |
bluestarman08 | $35.66 | 11/24/2011 5:35:39 AM |
kendigme | $50.00 | 11/24/2011 6:07:45 AM |
marwadi-62 | $100.00 | 11/24/2011 8:21:38 AM |
trumpeter5 | $33.00 | 11/24/2011 7:07:57 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:31 PM |
Frover | $30.00 | 11/24/2011 7:52:04 AM |
grammaspurse | $25.00 | 11/24/2011 7:58:10 AM |
DiligentiaLLC | $75.00 | 11/24/2011 8:03:24 AM |
CA-Lender | $50.00 | 11/23/2011 5:20:25 PM |
DoctorJoe | $30.00 | 11/24/2011 9:18:34 AM |
mlj0671 | $25.00 | 11/24/2011 9:14:52 AM |
EngineersAlliance | $125.00 | 11/23/2011 5:28:05 PM |
thorough-yield1 | $29.53 | 11/23/2011 6:11:48 PM |
janeybooboo | $75.00 | 11/23/2011 6:56:13 PM |
credit-coach118 | $40.96 | 11/24/2011 9:34:33 AM |
SolarMoonshine | $50.00 | 11/24/2011 5:03:05 AM |
goodhearted-generosity511 | $25.00 | 11/24/2011 12:52:10 PM |
loss-of-control | $132.55 | 11/24/2011 2:01:24 PM |
pietro_torna_indietro | $50.00 | 11/24/2011 6:46:45 AM |
Otagaini | $50.00 | 11/24/2011 6:58:21 PM |
moola-accelerator6 | $50.00 | 11/24/2011 9:06:01 AM |
StrongMonty | $53.80 | 11/24/2011 9:45:37 PM |
atcrain07 | $25.00 | 11/25/2011 6:23:55 AM |
nickel-universe2 | $25.00 | 11/25/2011 6:52:08 AM |
PatriotKnight | $100.00 | 11/25/2011 8:25:26 AM |
real-return | $25.00 | 11/25/2011 10:05:04 AM |
1willray | $25.00 | 11/25/2011 11:38:07 AM |
social-zebra | $30.00 | 11/25/2011 11:40:36 AM |
houli123 | $25.00 | 11/24/2011 11:53:55 PM |
return-cluster991 | $100.00 | 11/25/2011 1:04:38 AM |
fascinating-generosity3 | $25.28 | 11/25/2011 6:31:45 PM |
blueshound | $50.00 | 11/25/2011 8:09:44 AM |
beachliving29 | $25.83 | 11/26/2011 5:07:57 AM |
skip6330 | $25.00 | 11/26/2011 1:04:37 AM |
blackstar | $25.00 | 11/26/2011 5:24:49 AM |
payout-bridge | $150.00 | 11/23/2011 8:52:23 PM |
payout-bridge | $35.00 | 11/24/2011 7:44:28 AM |
credit-guard5 | $25.00 | 11/23/2011 5:03:36 PM |
SLN-10 | $100.00 | 11/23/2011 5:14:45 PM |
papaloha | $25.00 | 11/23/2011 5:17:48 PM |
credit-missile | $60.00 | 11/23/2011 5:02:22 PM |
lotuss4 | $25.00 | 11/23/2011 5:05:57 PM |
the-respectful-transaction | $25.00 | 11/23/2011 6:34:49 PM |
travels536 | $30.00 | 11/23/2011 8:13:42 PM |
Feyenoord | $30.00 | 11/23/2011 8:23:56 PM |
fascinating-generosity3 | $106.69 | 11/23/2011 8:57:03 PM |
justasoldier | $100.00 | 11/23/2011 9:04:22 PM |
s270 | $75.00 | 11/23/2011 11:44:12 PM |
geophreigh | $41.87 | 11/24/2011 6:26:38 AM |
Bank42 | $25.00 | 11/24/2011 4:17:09 AM |
mighty-payout1 | $25.00 | 11/24/2011 7:57:38 AM |
loanman2007 | $200.00 | 11/24/2011 8:16:48 AM |
fcrick | $25.00 | 11/23/2011 5:15:19 PM |
luv4cycling | $100.00 | 11/23/2011 5:20:14 PM |
wwwUniversal | $25.00 | 11/24/2011 9:19:10 AM |
CashFlow13 | $100.00 | 11/24/2011 9:22:23 AM |
sportsmagic | $500.00 | 11/23/2011 7:10:02 PM |
five-star-note | $50.00 | 11/23/2011 7:39:05 PM |
frantic-retirement | $150.00 | 11/23/2011 8:51:09 PM |
farchoir | $25.00 | 11/24/2011 11:11:29 AM |
Mikale360 | $25.00 | 11/23/2011 10:48:22 PM |
MoneyForNothing | $25.65 | 11/24/2011 10:05:40 AM |
graceful-investment | $50.00 | 11/24/2011 12:25:34 PM |
Galdis | $25.00 | 11/24/2011 5:40:16 AM |
888GoldIngots | $25.00 | 11/24/2011 4:14:07 PM |
Rollshaft | $30.00 | 11/24/2011 7:24:00 AM |
C2Banking | $25.00 | 11/24/2011 8:19:58 PM |
Bob450 | $25.00 | 11/24/2011 8:33:35 PM |
smalltown_mn | $25.00 | 11/24/2011 10:50:09 PM |
hellasow | $50.00 | 11/24/2011 10:20:02 PM |
GoGalt | $50.00 | 11/25/2011 6:45:42 AM |
genuine-integrity0 | $25.00 | 11/24/2011 9:19:42 AM |
kendigme | $26.97 | 11/25/2011 4:24:24 AM |
handy-justice | $50.00 | 11/24/2011 9:46:04 AM |
first-serene-credit | $25.00 | 11/25/2011 8:25:45 AM |
brondero | $85.00 | 11/24/2011 11:38:30 AM |
dime-sapling | $25.00 | 11/25/2011 9:16:37 AM |
thankful-nickel2 | $25.00 | 11/24/2011 1:44:08 PM |
the-precious-bid | $25.00 | 11/25/2011 10:02:00 AM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:11 PM |
chameleon125 | $50.00 | 11/25/2011 2:51:44 PM |
Haribelle | $25.00 | 11/24/2011 7:42:40 PM |
first-dinero-paladin | $44.92 | 11/25/2011 4:03:26 PM |
ethicalhumanist | $50.00 | 11/25/2011 1:35:11 PM |
VASLENDING | $50.00 | 11/25/2011 2:28:39 PM |
tenacious-capital3 | $26.27 | 11/25/2011 5:25:59 PM |
credit-missile | $25.00 | 11/25/2011 8:41:54 AM |
cgoca | $25.00 | 11/26/2011 3:40:58 AM |
worth-blanket2 | $1,600.00 | 11/26/2011 5:59:56 AM |
Payout_Assured | $25.00 | 11/25/2011 10:15:13 AM |
Kyileo | $25.00 | 11/25/2011 11:31:31 AM |
velocity-winner | $25.00 | 11/25/2011 12:28:34 PM |
money-hot-rod | $29.08 | 11/25/2011 6:25:36 PM |
KrisKringle | $27.52 | 11/26/2011 6:49:31 AM |
118 Investments
|
Borrower Payment Dependent Notes Series
540666
This series of Notes was issued and sold upon the funding of the borrower loan #56968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 3% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 25y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $106 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| handy-order0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 6200
Monthly expenses: $ 4000
Housing: $ 2500
Insurance: $ 200
Car expenses: $0
Utilities: $300
Phone, cable, internet: $ 200
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/29/2011 1:50:29 PM |
jjswanso | $50.00 | 11/23/2011 5:32:10 PM |
beakerfish | $50.00 | 11/25/2011 7:57:36 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 12:23:43 PM |
credit-socrates648 | $500.00 | 11/29/2011 12:41:56 PM |
social-zebra | $30.00 | 11/29/2011 1:50:17 PM |
digitaldan | $30.00 | 11/29/2011 2:00:52 PM |
Tikibarman | $83.65 | 11/29/2011 12:54:23 PM |
pound-mushroom3 | $25.00 | 11/23/2011 5:31:43 PM |
careful-note | $70.00 | 11/28/2011 4:36:56 AM |
mlj0671 | $25.00 | 11/29/2011 12:43:30 PM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 12:45:39 PM |
managedfund | $1,250.00 | 11/29/2011 1:25:36 PM |
evergreen16 | $29.00 | 11/29/2011 1:47:50 PM |
ChrisProsper | $807.35 | 11/29/2011 2:02:17 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
540668
This series of Notes was issued and sold upon the funding of the borrower loan #56502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $323.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 19% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,433 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| visionary-dinero2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2010)
|
Principal balance:
| $2,995.45 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Looking to Consolidate Debt
Purpose of loan:
Second Time Prosper Borrower will use this loan to consolidate higher interest credit cards and medical bills.
My financial situation:
I am a good candidate for this loan because I am a home owner and have a stable work history where I make a great income.
Monthly net income: $6500
Monthly expenses: $4250
Housing: $ 1850
Insurance: $100
Car expenses: $500
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/23/2011 9:49:52 AM |
loanman2007 | $25.00 | 11/23/2011 9:07:19 AM |
DHolly | $31.00 | 11/23/2011 9:25:56 AM |
moola-flag4 | $50.00 | 11/23/2011 3:45:27 PM |
Bob450 | $25.00 | 11/23/2011 5:06:51 PM |
Rashanir | $25.00 | 11/25/2011 11:16:47 AM |
worth-blanket2 | $6,600.00 | 11/26/2011 6:00:16 AM |
eod_man | $50.00 | 11/25/2011 9:12:02 PM |
Legally_Blonde | $36.05 | 11/23/2011 6:13:50 PM |
SLN-10 | $50.00 | 11/23/2011 9:31:39 AM |
Feyenoord | $30.00 | 11/23/2011 9:44:57 AM |
five-star-note | $25.00 | 11/23/2011 12:03:41 PM |
312-Lender | $25.00 | 11/23/2011 9:11:33 AM |
loan-mammal | $100.00 | 11/23/2011 9:21:46 AM |
luv4cycling | $100.00 | 11/23/2011 9:22:09 AM |
fcrick | $25.00 | 11/23/2011 5:15:18 PM |
brightest-organized-balance | $25.00 | 11/23/2011 10:04:45 AM |
dollar-tornado3 | $25.00 | 11/24/2011 5:05:09 AM |
green-rapid-openness | $100.00 | 11/23/2011 1:00:18 PM |
finance-prescription | $100.00 | 11/24/2011 9:32:51 AM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:11 PM |
graceful-investment | $25.00 | 11/25/2011 10:49:54 AM |
chameleon125 | $25.00 | 11/25/2011 2:50:34 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
540676
This series of Notes was issued and sold upon the funding of the borrower loan #56535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,208 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-kung-fu |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3300
Monthly expenses: $2000
Housing: $1600
Insurance: $35
Car expenses: $0
Utilities: $60
Phone, cable, internet: $25
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/23/2011 9:17:31 AM |
goodhearted-generosity511 | $25.00 | 11/24/2011 12:48:06 PM |
Something-Corporate | $25.00 | 11/24/2011 12:24:34 PM |
worth-blanket2 | $3,800.00 | 11/26/2011 5:59:51 AM |
SecondChanceLendingSERV | $25.00 | 11/25/2011 8:17:16 AM |
fountain355 | $25.00 | 11/25/2011 4:44:25 AM |
bid-stockpiler1 | $75.00 | 11/26/2011 6:48:42 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
540678
This series of Notes was issued and sold upon the funding of the borrower loan #56553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $380.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,591 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leverage-hugger0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
yeah us 2
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-festivity | $25.00 | 11/24/2011 5:06:11 PM |
worth-blanket2 | $9,500.00 | 11/26/2011 5:58:56 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
540680
This series of Notes was issued and sold upon the funding of the borrower loan #56644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $106.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,118 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| respectful-yield0 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/23/2011 9:19:55 AM |
taurusco | $100.00 | 11/23/2011 12:48:50 PM |
papaloha | $25.00 | 11/23/2011 9:17:31 AM |
Tylerh | $255.00 | 11/23/2011 2:21:18 PM |
silver-birdie | $100.00 | 11/23/2011 5:13:41 PM |
sportsmagic | $500.00 | 11/23/2011 6:59:54 PM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:25 AM |
shrewd-dedication2 | $50.00 | 11/24/2011 4:07:41 AM |
factcheck | $25.00 | 11/24/2011 4:49:27 AM |
Bank42 | $25.00 | 11/24/2011 4:03:25 AM |
gustavholstopus32 | $25.00 | 11/24/2011 5:16:52 AM |
janeybooboo | $75.00 | 11/24/2011 5:46:14 AM |
engaging-worth | $25.00 | 11/24/2011 8:32:51 AM |
integrity-doctor | $100.00 | 11/24/2011 9:03:30 AM |
djmgd790 | $50.00 | 11/24/2011 9:04:53 AM |
wwwUniversal | $25.00 | 11/23/2011 5:28:36 PM |
yield-hut | $25.00 | 11/23/2011 5:37:48 PM |
palpbert | $25.00 | 11/24/2011 5:59:27 AM |
elvisloans | $25.00 | 11/24/2011 8:20:46 AM |
fantastic-bazaar2 | $100.00 | 11/24/2011 8:49:08 AM |
travels536 | $30.01 | 11/24/2011 8:58:49 AM |
CoolPlexer | $25.00 | 11/24/2011 9:08:52 AM |
Investor_DP | $91.00 | 11/24/2011 9:12:01 AM |
LoanerPrincipal | $25.00 | 11/23/2011 9:05:53 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:31 PM |
tenacious-capital3 | $26.27 | 11/23/2011 9:30:59 AM |
enriching-trade2 | $50.00 | 11/23/2011 5:19:56 PM |
radforj22 | $50.00 | 11/23/2011 6:47:54 PM |
bsmtloan | $50.00 | 11/23/2011 7:34:13 PM |
charming-exchange7 | $25.00 | 11/24/2011 5:17:25 AM |
igniter584 | $25.00 | 11/24/2011 6:37:59 AM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:45 AM |
Brisket_Bob | $25.99 | 11/24/2011 7:25:49 AM |
pietro_torna_indietro | $25.00 | 11/24/2011 6:32:01 AM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:41:59 PM |
setUup | $29.20 | 11/24/2011 7:01:16 AM |
Tahoeman | $25.00 | 11/24/2011 8:15:56 AM |
umfan123 | $25.00 | 11/24/2011 8:34:13 AM |
daveseansworld | $50.00 | 11/24/2011 9:01:22 AM |
LKN2RTR | $55.81 | 11/24/2011 9:05:19 AM |
jmvingeorgia | $25.00 | 11/24/2011 5:12:11 AM |
favorite-commerce | $30.00 | 11/24/2011 5:59:02 AM |
cerebral-dollar773 | $50.00 | 11/24/2011 6:01:14 AM |
gjm6d | $25.00 | 11/24/2011 7:27:13 AM |
unique-responsibility3 | $25.00 | 11/24/2011 8:48:39 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
540692
This series of Notes was issued and sold upon the funding of the borrower loan #56675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $124.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $643 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| chorus44 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Assist with debt-elimination
Purpose of loan:
This loan will be used to...consolidate several credit cards into 1 easy payment. paying off all these is tough, especially around the holidays so this loan would make my situation (and life in general) a lot easier. Thank you!
My financial situation:
I am a good candidate for this loan because...my credit score indicates I am never late paying bills and have a proven track record of meeting financial obligations.
Monthly net income: ~$2600
Monthly expenses: $2322
Housing: $850
Insurance: $120
Car expenses: $140
Utilities: $190
Phone, cable, internet: $282
Food, entertainment: $180
Clothing, household expenses: $120
Credit cards and other loans: $440 ($320 is a car loan and the rest is paying just above the credit card minimums which this loan could eliminate)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/23/2011 9:06:08 AM |
social-heart | $25.00 | 11/23/2011 9:07:26 AM |
papaloha | $25.00 | 11/23/2011 9:17:31 AM |
PAPAT | $25.00 | 11/23/2011 9:08:01 AM |
igniter584 | $25.00 | 11/23/2011 9:19:56 AM |
loanman2007 | $50.00 | 11/23/2011 9:18:16 AM |
pound-mushroom3 | $25.00 | 11/23/2011 9:19:39 AM |
cwegert | $25.00 | 11/23/2011 10:16:03 AM |
the_winning_ticket | $500.00 | 11/23/2011 11:29:26 AM |
one-midas | $25.00 | 11/23/2011 1:45:39 PM |
taurusco | $100.00 | 11/23/2011 12:48:51 PM |
Tylerh | $255.00 | 11/23/2011 2:21:19 PM |
elvisloans | $25.00 | 11/23/2011 4:48:04 PM |
ingenious-deal6 | $25.00 | 11/23/2011 9:29:29 AM |
aabadabadoo | $25.00 | 11/23/2011 9:30:56 AM |
Techne_Funds_LLC | $25.00 | 11/23/2011 4:40:16 PM |
terrific-dough6 | $50.00 | 11/23/2011 5:11:08 PM |
SolarMoonshine | $25.00 | 11/23/2011 5:32:02 PM |
sportsmagic | $250.00 | 11/23/2011 7:08:32 PM |
Investor509 | $25.00 | 11/24/2011 9:09:36 AM |
goodhearted-basis4 | $25.00 | 11/24/2011 2:25:25 AM |
dime-sprout | $50.00 | 11/24/2011 2:47:32 PM |
focused-investment442 | $25.00 | 11/24/2011 1:17:09 PM |
Kyileo | $25.00 | 11/24/2011 3:26:23 PM |
igniter584 | $25.00 | 11/24/2011 6:38:01 AM |
hidavehi | $39.00 | 11/24/2011 8:44:16 PM |
dsgfl1 | $100.00 | 11/25/2011 5:28:12 AM |
houli123 | $50.00 | 11/24/2011 11:52:10 PM |
JustMee | $25.00 | 11/24/2011 11:58:45 PM |
shellstar | $27.00 | 11/24/2011 9:20:16 AM |
myworld701 | $25.00 | 11/25/2011 5:32:23 AM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:11 AM |
social-zebra | $30.00 | 11/25/2011 11:38:56 AM |
axl163 | $25.00 | 11/24/2011 6:20:06 PM |
elevated-finance | $34.43 | 11/25/2011 3:27:27 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:24 PM |
Lefty_the_Lender | $28.00 | 11/25/2011 6:00:19 PM |
orange-steady-payment | $25.00 | 11/25/2011 6:02:01 PM |
auction-chomper4 | $25.00 | 11/26/2011 1:30:01 AM |
worth-blanket2 | $100.00 | 11/26/2011 5:59:47 AM |
weiyinsan | $25.00 | 11/25/2011 5:03:12 PM |
credit-panda1 | $25.00 | 11/26/2011 12:52:20 AM |
LoanerPrincipal | $25.00 | 11/23/2011 9:05:53 AM |
BxRealtor | $25.00 | 11/23/2011 9:21:36 AM |
weiyinsan | $35.00 | 11/23/2011 3:23:49 PM |
Tradesmanlender | $25.00 | 11/23/2011 9:27:51 AM |
tenacious-capital3 | $26.27 | 11/23/2011 9:31:00 AM |
wwwUniversal | $25.00 | 11/23/2011 5:28:36 PM |
favorite-commerce | $40.00 | 11/24/2011 5:58:40 AM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:46 AM |
serene-capital | $25.00 | 11/23/2011 3:38:37 PM |
whitegold24k | $100.00 | 11/24/2011 9:19:44 AM |
CashFlow13 | $100.00 | 11/24/2011 9:22:23 AM |
wise-deal-panda | $100.00 | 11/24/2011 9:32:01 AM |
loan-tycoon0 | $25.00 | 11/24/2011 9:29:28 AM |
JustMee | $25.00 | 11/23/2011 10:38:34 PM |
WxChem | $25.06 | 11/24/2011 10:29:28 AM |
availableloan | $25.00 | 11/24/2011 2:01:57 PM |
QsDad | $25.00 | 11/24/2011 6:12:18 AM |
marwadi-62 | $75.00 | 11/24/2011 8:24:16 AM |
whitegold24k | $126.60 | 11/24/2011 9:22:59 AM |
Pickmar | $25.00 | 11/25/2011 8:28:32 AM |
TomDalonajay | $25.00 | 11/24/2011 9:32:08 AM |
Interloper | $25.00 | 11/24/2011 1:28:07 PM |
jubilant-finance3 | $25.00 | 11/25/2011 11:20:15 AM |
smart-gold | $25.00 | 11/24/2011 6:46:42 PM |
myduck | $25.00 | 11/25/2011 5:11:09 PM |
the-precious-bid | $25.00 | 11/25/2011 10:01:59 AM |
VASLENDING | $50.00 | 11/25/2011 2:09:25 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
540696
This series of Notes was issued and sold upon the funding of the borrower loan #56892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
7 | Length of status: | 4y 1m |
Amount delinquent:
| $9,300 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,795 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| durable-payment89 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
Pay off multiple lines of credit. Creditor: GE Money
My financial situation:
I am a good candidate for this loan because...
I am making the the payments that the creditor(s) request, but the balance never goes down!
Monthly net income: $6800
Monthly expenses: $4421.77(Expenses listed below)
Housing: $1677.01
Insurance: $130
Car expenses: $442.86
Utilities: $260.
Phone, cable, internet: $111.00
Food, entertainment: $440
Clothing, household expenses: $75.00
Credit cards and other loans: $409(This is the target of the loan)
Other expenses: $361.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/27/2011 12:16:33 PM |
careful-note | $60.00 | 11/28/2011 4:37:07 AM |
worth-blanket2 | $9,900.00 | 11/28/2011 2:21:59 PM |
ChrisProsper | $15.00 | 11/28/2011 3:31:14 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
540698
This series of Notes was issued and sold upon the funding of the borrower loan #56696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $158.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,977 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| jednhec |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 40 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,700.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2009)
600-619
(May-2008)
|
Principal balance:
| $0.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 40 | | |
Description
You Cant Loose with ME :)
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 11/23/2011 5:03:24 PM |
credit-guard5 | $25.00 | 11/23/2011 5:02:11 PM |
LoanerPrincipal | $25.00 | 11/23/2011 5:10:15 PM |
tenacious-capital3 | $26.27 | 11/23/2011 5:33:06 PM |
determined-revenue1 | $35.00 | 11/23/2011 5:21:02 PM |
igniter584 | $25.00 | 11/23/2011 5:23:04 PM |
travels536 | $25.00 | 11/23/2011 8:18:30 PM |
r48 | $28.00 | 11/23/2011 6:05:28 PM |
Feyenoord | $30.00 | 11/23/2011 8:25:24 PM |
favorite-commerce | $30.00 | 11/24/2011 5:56:10 AM |
fcrick | $25.00 | 11/23/2011 5:15:19 PM |
papaloha | $25.00 | 11/23/2011 5:17:49 PM |
investment-artist | $28.01 | 11/24/2011 9:14:56 AM |
investmentgroup | $25.00 | 11/23/2011 5:24:09 PM |
AF-Chief | $25.00 | 11/24/2011 9:16:54 AM |
SudianX | $45.00 | 11/24/2011 11:23:00 AM |
leball | $27.88 | 11/24/2011 4:04:28 PM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:50 PM |
wwwUniversal | $25.00 | 11/24/2011 5:09:32 PM |
moola-accelerator6 | $50.00 | 11/24/2011 9:08:21 AM |
elvisloans | $25.00 | 11/25/2011 6:25:09 AM |
enriching-trade2 | $50.00 | 11/24/2011 9:33:34 AM |
first-serene-credit | $25.00 | 11/25/2011 8:29:19 AM |
PatriotKnight | $100.00 | 11/25/2011 8:22:16 AM |
riv701 | $25.00 | 11/25/2011 8:50:42 AM |
GoingFishing | $25.00 | 11/25/2011 6:44:32 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:23 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:00 AM |
dime-hot-rod7 | $25.00 | 11/25/2011 12:28:11 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:25 PM |
AndChicksforFree | $25.00 | 11/23/2011 5:21:30 PM |
Moe87 | $31.00 | 11/24/2011 6:38:00 AM |
influential-benjamins0 | $100.00 | 11/23/2011 5:07:22 PM |
pound-mushroom3 | $25.00 | 11/23/2011 5:31:51 PM |
s270 | $36.40 | 11/23/2011 11:34:13 PM |
SolarMoonshine | $25.00 | 11/24/2011 5:04:29 AM |
pietro_torna_indietro | $25.00 | 11/24/2011 6:58:49 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:31 PM |
OldManP | $30.00 | 11/24/2011 8:15:22 AM |
twjh | $25.00 | 11/24/2011 9:13:42 AM |
payout-reaction740 | $25.00 | 11/23/2011 5:20:35 PM |
taurusco | $46.00 | 11/23/2011 5:21:39 PM |
DeltaComputerGuy | $30.00 | 11/24/2011 9:19:28 AM |
cashhelp | $25.00 | 11/23/2011 5:25:53 PM |
MoneyForNothing | $30.78 | 11/23/2011 5:50:58 PM |
sportsmagic | $250.00 | 11/23/2011 7:05:16 PM |
papaloha | $50.00 | 11/23/2011 8:12:02 PM |
silver-birdie | $100.00 | 11/24/2011 9:34:37 AM |
Bank42 | $43.65 | 11/24/2011 4:18:16 AM |
thankful-nickel2 | $25.00 | 11/24/2011 1:44:48 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:47 AM |
888GoldIngots | $25.51 | 11/24/2011 4:12:27 PM |
igniter584 | $25.00 | 11/24/2011 6:38:03 AM |
grammaspurse | $25.00 | 11/24/2011 7:59:02 AM |
loanman2007 | $25.00 | 11/24/2011 8:22:34 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:29 PM |
worldly-investment333 | $25.00 | 11/24/2011 10:37:35 AM |
social-zebra | $30.00 | 11/25/2011 11:44:16 AM |
toblerone | $25.00 | 11/25/2011 5:25:48 PM |
E_G | $50.00 | 11/25/2011 8:13:06 PM |
skip6330 | $36.52 | 11/26/2011 1:12:33 AM |
worth-blanket2 | $2,100.00 | 11/26/2011 6:00:18 AM |
illinois_joe | $49.90 | 11/25/2011 2:04:15 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
540706
This series of Notes was issued and sold upon the funding of the borrower loan #56773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $66.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 5% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $60 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| magical-credit539 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
In need
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because..I am a good hard working person who's come down to some hard time things just keep happening for the worse this lone will help me out ,with my meds, catch a couple bills .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Clambake | $25.00 | 11/23/2011 9:08:19 AM |
E-2 | $100.00 | 11/23/2011 2:25:33 PM |
BxRealtor | $25.00 | 11/23/2011 9:21:37 AM |
Tylerh | $255.00 | 11/23/2011 2:21:19 PM |
tenacious-capital3 | $26.27 | 11/24/2011 9:28:44 AM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:42 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:59 AM |
goal-dollar1 | $50.00 | 11/26/2011 12:28:14 PM |
djh47a | $25.00 | 11/27/2011 9:19:52 AM |
careful-note | $50.00 | 11/27/2011 4:58:52 AM |
roadtruck | $31.00 | 11/28/2011 8:26:30 AM |
managedfund | $750.00 | 11/28/2011 12:46:54 PM |
cnovak | $25.00 | 11/28/2011 5:10:35 PM |
IPG1 | $25.00 | 11/23/2011 9:13:26 AM |
D911ave | $50.00 | 11/23/2011 9:19:30 AM |
cashhelp | $25.00 | 11/23/2011 9:29:32 AM |
igniter584 | $25.00 | 11/23/2011 9:19:56 AM |
igniter584 | $25.00 | 11/24/2011 6:38:01 AM |
silver-birdie | $100.00 | 11/24/2011 5:06:22 PM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:14 AM |
igniter584 | $25.00 | 11/27/2011 8:30:01 AM |
jazz619 | $25.00 | 11/27/2011 6:14:15 PM |
dordee | $60.00 | 11/28/2011 11:22:25 AM |
Eeshabala | $50.00 | 11/28/2011 3:58:05 PM |
right-there | $50.00 | 11/28/2011 2:53:24 PM |
toblerone | $25.00 | 11/28/2011 5:07:07 PM |
kenji4861 | $2.73 | 11/28/2011 5:12:31 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
540708
This series of Notes was issued and sold upon the funding of the borrower loan #56683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $285.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 16y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,085 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| webuyhosts |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 4 |
On-time:
| 56 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
740-759
(Nov-2009)
740-759
(Oct-2009)
660-679
(Jul-2009)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 56 | | |
Description
Buying another hosting business
Purpose of loan: We are borrowing again for our 5th time , to buy another hosting business. We have always paid the loans off early and never ever been late once.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...We are financially sound and have had 4 loans thru prosper and always paid them off early and never missed one payment .
Monthly net income: $ 6500.00
Monthly expenses: $2800
Housing: $ 1200.00
Insurance: $ 125.00
Car expenses: $350.00
Utilities: $ 300.00
Phone, cable, internet: $75.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 250.00
Credit cards and other loans: $ 200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $50.00 | 11/23/2011 5:21:10 PM |
lucrative-loan | $25.00 | 11/24/2011 8:40:44 AM |
RoZu_Lending | $100.00 | 11/23/2011 5:01:52 PM |
credit-guard5 | $25.00 | 11/23/2011 5:02:38 PM |
influential-benjamins0 | $100.00 | 11/23/2011 5:07:22 PM |
determined-revenue1 | $35.00 | 11/23/2011 5:21:02 PM |
fortytwo | $150.00 | 11/23/2011 5:21:55 PM |
fantastic-wampum1 | $100.00 | 11/23/2011 5:21:59 PM |
finance-prescription | $100.00 | 11/23/2011 5:15:42 PM |
enriching-trade2 | $50.00 | 11/23/2011 5:19:56 PM |
janeybooboo | $59.19 | 11/23/2011 6:57:05 PM |
jmeasn | $100.00 | 11/23/2011 5:40:10 PM |
papaloha | $1,000.00 | 11/23/2011 8:11:38 PM |
ddoneday | $25.00 | 11/23/2011 8:17:55 PM |
RLaumeyer | $26.00 | 11/23/2011 7:29:21 PM |
mrreynol | $30.00 | 11/23/2011 7:36:55 PM |
travels536 | $30.00 | 11/23/2011 8:14:26 PM |
grammaspurse | $25.00 | 11/24/2011 7:58:37 AM |
missing-link | $25.00 | 11/24/2011 9:05:27 AM |
toblerone | $25.00 | 11/23/2011 5:11:32 PM |
mighty-payout1 | $50.00 | 11/24/2011 8:00:22 AM |
atlas-shrugged | $200.00 | 11/23/2011 5:13:05 PM |
orange-preeminant-bill | $25.00 | 11/24/2011 9:15:14 AM |
Beechturner | $50.00 | 11/23/2011 5:28:19 PM |
Milonguero | $100.00 | 11/24/2011 9:16:21 AM |
AF-Chief | $25.00 | 11/24/2011 9:16:54 AM |
tenacious-capital3 | $26.27 | 11/23/2011 5:33:07 PM |
invincible-platinum9 | $50.00 | 11/23/2011 6:21:26 PM |
Mikale360 | $25.00 | 11/23/2011 6:24:34 PM |
Kaj | $25.00 | 11/24/2011 9:26:49 AM |
sportsmagic | $500.00 | 11/23/2011 7:42:22 PM |
rescue | $100.00 | 11/24/2011 9:36:40 AM |
wise-deal-panda | $88.00 | 11/24/2011 9:32:01 AM |
mizon291 | $50.00 | 11/24/2011 10:55:21 AM |
frooogal | $50.00 | 11/24/2011 11:06:06 AM |
brondero | $65.37 | 11/24/2011 11:25:48 AM |
atlas100 | $200.00 | 11/24/2011 6:23:25 AM |
pietro_torna_indietro | $25.00 | 11/24/2011 6:47:46 AM |
bailey7563 | $45.00 | 11/24/2011 7:27:12 AM |
jga516 | $25.00 | 11/24/2011 8:48:20 AM |
handshake5 | $100.00 | 11/24/2011 9:14:25 AM |
worthy-bid8 | $50.00 | 11/24/2011 9:17:03 AM |
genuine-integrity0 | $37.09 | 11/24/2011 9:20:45 AM |
caper945 | $100.00 | 11/24/2011 9:33:35 AM |
silver-birdie | $100.00 | 11/24/2011 9:34:37 AM |
social-cocktail1 | $200.00 | 11/24/2011 9:35:21 AM |
proud-pound4 | $25.00 | 11/24/2011 9:36:01 AM |
real-return | $30.00 | 11/24/2011 9:38:28 AM |
investment-daydream | $50.00 | 11/23/2011 5:06:37 PM |
AndChicksforFree | $100.00 | 11/23/2011 5:28:26 PM |
Moe87 | $28.47 | 11/24/2011 6:37:23 AM |
Comoparklender | $25.00 | 11/23/2011 5:18:35 PM |
350DGRZ | $25.00 | 11/23/2011 5:22:35 PM |
investmentgroup | $25.00 | 11/23/2011 5:24:10 PM |
PLANECRASH | $75.00 | 11/23/2011 5:27:37 PM |
fcrick | $25.00 | 11/23/2011 5:15:20 PM |
ingenious-deal6 | $25.00 | 11/23/2011 5:18:48 PM |
MoneyForNothing | $138.35 | 11/23/2011 5:53:12 PM |
cashhelp | $25.00 | 11/23/2011 5:26:09 PM |
economy-coup | $50.00 | 11/23/2011 5:30:34 PM |
pound-mushroom3 | $25.00 | 11/23/2011 5:31:43 PM |
r48 | $32.00 | 11/23/2011 6:07:43 PM |
BigSkyFinancial | $26.00 | 11/23/2011 8:13:16 PM |
justasoldier | $150.00 | 11/23/2011 9:03:03 PM |
NekHoldings | $25.00 | 11/23/2011 9:12:29 PM |
The-Lighthouse-Group | $25.00 | 11/24/2011 2:38:17 AM |
SolarMoonshine | $50.00 | 11/24/2011 5:01:32 AM |
five-star-note | $750.00 | 11/24/2011 6:50:55 AM |
trumpeter5 | $25.00 | 11/24/2011 7:07:10 AM |
loanman2007 | $200.00 | 11/24/2011 8:10:18 AM |
convergentthinker | $197.54 | 11/24/2011 8:29:37 AM |
LittleMingo | $30.00 | 11/23/2011 5:04:27 PM |
FinanceEngine | $60.00 | 11/24/2011 7:16:42 AM |
loan-mammal | $100.00 | 11/23/2011 5:09:32 PM |
LoanerPrincipal | $25.00 | 11/23/2011 5:10:15 PM |
Bob450 | $30.00 | 11/24/2011 7:32:13 AM |
DoctorJoe | $30.00 | 11/24/2011 9:12:57 AM |
jgar_O | $25.00 | 11/24/2011 9:07:09 AM |
goodhearted-basis4 | $25.00 | 11/23/2011 5:30:16 PM |
SLN-10 | $50.00 | 11/23/2011 6:19:29 PM |
Feyenoord | $30.00 | 11/23/2011 8:26:41 PM |
worldly-investment333 | $50.00 | 11/24/2011 10:38:07 AM |
Macbethofscots | $25.00 | 11/24/2011 9:34:30 AM |
melodious-fairness | $25.00 | 11/24/2011 9:37:00 AM |
s270 | $75.00 | 11/23/2011 11:39:29 PM |
kinetic-social | $75.00 | 11/24/2011 10:01:14 AM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:47 AM |
hookUup | $25.72 | 11/24/2011 8:12:24 AM |
marwadi-62 | $100.00 | 11/24/2011 8:21:55 AM |
money-surge1 | $25.00 | 11/24/2011 9:08:37 AM |
wwwUniversal | $25.00 | 11/24/2011 9:19:10 AM |
kinetic-social | $25.00 | 11/24/2011 9:24:40 AM |
coin-investor | $25.00 | 11/24/2011 9:29:01 AM |
qwsd12 | $50.00 | 11/24/2011 9:34:41 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
540736
This series of Notes was issued and sold upon the funding of the borrower loan #57008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $163.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 3% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 22y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| FatherBear |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Mar-2008)
680-699
(Jun-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Family man needs a car
Purpose of loan:
This loan will be used to purchase a family vehicle.
My financial situation:
I am a good candidate for this loan because I have had a prosper loan in the past and successfully paid it in full. When the housing market took a downfall, I used the prosper loan to consolidate and pay a few house payments till my job stabalized. I continue to work full time but am now in need of a family vehicle. Prosper came through for me and my family then and hope you will do it again now. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Clambake | $25.00 | 11/23/2011 9:08:20 AM |
influential-benjamins0 | $100.00 | 11/23/2011 9:06:25 AM |
fcrick | $25.00 | 11/23/2011 5:15:19 PM |
sportsmagic | $250.00 | 11/23/2011 7:24:09 PM |
susurrus | $50.00 | 11/24/2011 2:48:00 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:42 AM |
silver-birdie | $100.00 | 11/25/2011 9:14:06 AM |
jazz619 | $25.00 | 11/27/2011 6:14:15 PM |
igniter584 | $25.00 | 11/27/2011 8:30:02 AM |
careful-note | $50.00 | 11/28/2011 4:20:56 AM |
Lo0se_mo0se | $25.00 | 11/29/2011 6:15:35 AM |
loan-eagle9 | $25.00 | 11/29/2011 7:02:59 AM |
jsnryn | $25.00 | 11/29/2011 6:53:58 AM |
JJ-Loans | $80.00 | 11/29/2011 7:51:55 AM |
blue-useful-auction | $25.00 | 11/29/2011 11:21:24 AM |
vutah | $25.00 | 11/29/2011 9:42:17 PM |
Ocean713 | $75.00 | 11/30/2011 12:09:35 PM |
sickid1 | $100.00 | 12/1/2011 12:15:29 AM |
ToweringDan | $25.00 | 12/1/2011 12:19:48 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:19 AM |
first-serene-credit | $25.00 | 12/1/2011 8:26:07 AM |
vigorous-payment6 | $100.00 | 12/1/2011 7:37:33 AM |
houli123 | $50.00 | 12/1/2011 9:18:14 AM |
dime-sprout | $50.00 | 12/1/2011 5:31:21 PM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:49 PM |
Melander | $57.00 | 12/1/2011 9:42:46 PM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:52 AM |
active-benjamins4 | $35.00 | 12/2/2011 8:51:06 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:09 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:45 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:30 PM |
trade-burrito4 | $35.00 | 12/2/2011 11:57:59 AM |
officer8 | $25.00 | 12/2/2011 1:53:19 PM |
Jubael | $50.00 | 12/2/2011 3:50:21 PM |
five-star-order1 | $50.00 | 12/2/2011 4:45:01 PM |
autonomous-kindness8 | $25.00 | 12/2/2011 5:08:07 PM |
flexible-return297 | $25.00 | 12/2/2011 5:09:12 PM |
worthy-bid8 | $50.00 | 12/2/2011 5:12:39 PM |
wampum-chorus3 | $25.00 | 12/2/2011 5:11:00 PM |
toblerone | $25.00 | 12/2/2011 5:13:57 PM |
gavinsp | $25.00 | 12/2/2011 10:31:44 AM |
renaissance168 | $25.00 | 12/2/2011 11:10:59 AM |
GMPK_TLAS | $50.00 | 12/2/2011 5:18:23 PM |
famous-ore2 | $50.00 | 12/2/2011 5:07:31 PM |
lagnisiruk | $25.00 | 12/2/2011 5:22:21 PM |
D911ave | $50.00 | 11/23/2011 9:19:30 AM |
Feyenoord | $30.00 | 11/23/2011 9:09:41 AM |
cashhelp | $25.00 | 11/23/2011 9:29:56 AM |
igniter584 | $25.00 | 11/23/2011 9:19:56 AM |
r48 | $28.00 | 11/23/2011 6:09:11 PM |
s270 | $25.00 | 11/24/2011 12:31:43 AM |
igniter584 | $25.00 | 11/24/2011 6:38:01 AM |
SudianX | $25.00 | 11/24/2011 11:25:15 AM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:14 AM |
careful-note | $50.00 | 11/27/2011 4:58:52 AM |
WonByOne | $100.00 | 11/27/2011 4:03:18 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:40 AM |
oskizzle | $25.00 | 11/28/2011 8:08:52 PM |
meenan | $75.00 | 11/29/2011 4:31:43 PM |
Bank42 | $25.00 | 11/29/2011 4:54:41 PM |
indomitable-coin | $25.00 | 11/30/2011 4:27:39 AM |
IIP77 | $25.00 | 11/30/2011 3:20:15 AM |
fernor | $25.00 | 11/30/2011 4:56:36 AM |
dreamhope | $25.00 | 11/30/2011 8:02:10 AM |
tacopants | $500.00 | 11/30/2011 8:17:37 AM |
The-Lighthouse-Group | $25.00 | 11/30/2011 9:29:26 AM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:09 PM |
Billfred | $25.00 | 11/30/2011 6:12:48 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:27:56 PM |
sundaisybabie | $37.00 | 11/30/2011 12:31:24 PM |
ericgassercom | $25.00 | 11/30/2011 5:12:28 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:12 AM |
friendinmoney | $25.00 | 12/1/2011 6:36:56 AM |
djh47a | $25.00 | 12/1/2011 8:07:27 AM |
DKSArt | $25.00 | 12/1/2011 8:40:16 AM |
pja138 | $50.00 | 12/1/2011 4:30:08 PM |
alpinaut | $30.00 | 12/2/2011 4:53:49 AM |
indomitable-coin | $25.00 | 12/1/2011 9:26:39 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:16 AM |
Attract | $25.00 | 12/2/2011 5:51:43 AM |
kenji4861 | $25.00 | 12/2/2011 9:25:25 AM |
Money_Working | $25.00 | 12/2/2011 12:53:42 PM |
Business_Happens | $25.00 | 12/2/2011 2:49:11 PM |
payout-paladin0 | $25.00 | 12/2/2011 4:38:16 PM |
johannesfactotum | $30.00 | 12/2/2011 5:11:04 PM |
payout-paladin0 | $25.00 | 12/2/2011 4:37:43 PM |
anacent | $25.00 | 12/2/2011 5:17:33 PM |
KLCRAY | $25.00 | 12/2/2011 5:13:31 PM |
loan-mammal | $100.00 | 12/2/2011 5:22:58 PM |
transparency-river1 | $490.36 | 12/2/2011 5:23:25 PM |
principal-exec | $25.00 | 12/2/2011 11:17:30 AM |
heroic-platinum | $25.00 | 12/2/2011 5:19:05 PM |
evnagelist | $25.00 | 12/2/2011 5:20:20 PM |
wise-brilliant-income | $25.00 | 12/2/2011 11:51:10 AM |
integrity-palm9 | $51.37 | 12/2/2011 4:26:55 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
540740
This series of Notes was issued and sold upon the funding of the borrower loan #56837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 35% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,186 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| profitable-treasure0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
After Wedding expenses
Purpose of loan:
This loan will be used to pay off after wedding expenses (Credit cards, moving costs)
My financial situation:
I am a good candidate for this loan because I have never been late in any of my payments and I am responsible about my financial obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $200.00 | 11/29/2011 9:31:24 AM |
loanman2007 | $25.00 | 11/23/2011 9:05:07 AM |
LittleMingo | $25.00 | 11/23/2011 9:19:21 AM |
fortytwo | $150.00 | 11/23/2011 9:36:24 AM |
papaloha | $25.00 | 11/23/2011 9:17:32 AM |
enterprising-credit2 | $25.00 | 11/27/2011 1:09:59 PM |
tenacious-capital3 | $26.27 | 11/27/2011 12:25:18 PM |
careful-note | $70.00 | 11/28/2011 4:36:54 AM |
agalt | $100.00 | 11/28/2011 2:38:46 PM |
greencat | $50.00 | 11/28/2011 2:50:30 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:25:59 PM |
CA-Lender | $25.00 | 11/28/2011 7:18:19 PM |
B2152 | $25.00 | 11/29/2011 5:00:35 AM |
hookUup | $26.20 | 11/29/2011 6:28:12 AM |
stock106 | $25.00 | 11/29/2011 7:35:46 AM |
scarlet-velvet | $25.08 | 11/28/2011 7:10:53 PM |
buffalobills | $25.00 | 11/29/2011 7:48:28 AM |
revenue-appraiser | $25.00 | 11/29/2011 7:11:34 AM |
CatbirdBanking | $25.00 | 11/28/2011 7:37:12 PM |
1willray | $25.00 | 11/29/2011 9:05:58 AM |
EretzCapital | $50.00 | 11/29/2011 8:28:54 AM |
principal-cooker2 | $100.00 | 11/29/2011 9:14:49 AM |
pleasant-bid | $50.00 | 11/29/2011 9:19:53 AM |
first-serene-credit | $25.00 | 11/29/2011 8:35:25 AM |
green28 | $50.00 | 11/29/2011 9:36:54 AM |
finance-prescription | $100.00 | 11/29/2011 9:48:03 AM |
credit-coach118 | $25.00 | 11/29/2011 9:58:19 AM |
wizardii | $25.00 | 11/29/2011 9:49:10 AM |
irrelevant | $25.00 | 11/29/2011 10:05:42 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:33 AM |
thelovebug | $100.00 | 11/29/2011 9:33:13 AM |
transparency-river1 | $654.92 | 11/29/2011 11:33:29 AM |
leverage-monger | $25.00 | 11/29/2011 10:59:33 AM |
Dubbs360 | $100.00 | 11/29/2011 9:42:59 AM |
credit-coach118 | $30.46 | 11/29/2011 9:57:48 AM |
brockwwe777 | $25.00 | 11/29/2011 10:20:28 AM |
2grindstones | $25.00 | 11/29/2011 10:35:30 AM |
basejump0 | $25.00 | 11/29/2011 10:42:14 AM |
SLN-10 | $50.00 | 11/23/2011 9:31:06 AM |
golden-velocity9 | $25.00 | 11/23/2011 9:13:05 AM |
Tylerh | $255.00 | 11/23/2011 2:21:20 PM |
Whipster | $65.00 | 11/23/2011 6:24:42 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:35 PM |
terrific-p2ploan | $25.00 | 11/28/2011 1:54:51 PM |
Comoparklender | $25.00 | 11/28/2011 5:13:29 PM |
SolarMoonshine | $25.00 | 11/28/2011 5:22:44 PM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:24 AM |
just-loyalty643 | $50.00 | 11/28/2011 7:41:45 PM |
rockhound84 | $25.00 | 11/29/2011 5:41:57 AM |
yield-hut | $25.00 | 11/29/2011 4:40:33 AM |
GElender | $35.00 | 11/29/2011 6:36:57 AM |
Something-Corporate | $25.00 | 11/28/2011 7:32:37 PM |
GS-ROCK | $62.07 | 11/29/2011 9:00:10 AM |
ph0rse | $50.00 | 11/28/2011 8:21:36 PM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:13 AM |
glroark | $50.00 | 11/29/2011 7:21:44 AM |
Mariner3605 | $25.00 | 11/29/2011 9:30:47 AM |
zone6 | $100.00 | 11/29/2011 8:32:08 AM |
revenue-associate | $25.00 | 11/29/2011 8:34:43 AM |
the-hope-workhorse | $50.00 | 11/29/2011 9:32:24 AM |
octoberfresh | $25.00 | 11/29/2011 8:50:26 AM |
economy-coup | $50.00 | 11/29/2011 9:43:15 AM |
toblerone | $25.00 | 11/29/2011 9:48:59 AM |
wwwUniversal | $25.00 | 11/29/2011 9:28:23 AM |
investment-comet | $25.00 | 11/29/2011 11:22:11 AM |
income-vault6 | $25.00 | 11/29/2011 10:29:29 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:23 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:24 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
540742
This series of Notes was issued and sold upon the funding of the borrower loan #56852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,864 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| economy-sequoia |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
REAL ESTATE INVESTMENT
This loan will be used to purchase a foreclosure, fix up & rent to a happy family. Provide affordable housing, Clean up neighborhood, Get loan off bank's books, Create cashflow for our family. And, YOU get the best ROI available today!
We are great candidates for this loan, we've done this 10 times. We know how to get the deal done. But, this loan is backed by real estate! There is no chance this loan will not be repaid, none. Don't let our credit card balance scare you... we bought an asset that generates over twice the monthly payment! Credit scores over 700. This will be our first Prosper Loan, help us join the community. Thanks.
Monthly net income: $8500
Monthly expenses: $5000(includes all listed below)
Housing: $350
Insurance: $150
Car expenses: $no payments!
Utilities: $150
Phone, cable, internet: $160
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $500
GIVING to Charity: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/23/2011 9:17:32 AM |
fountain355 | $25.00 | 11/25/2011 4:46:37 AM |
worth-blanket2 | $3,900.00 | 11/26/2011 5:59:40 AM |
Something-Corporate | $25.00 | 11/24/2011 12:24:47 PM |
loanman2007 | $25.00 | 11/26/2011 6:19:41 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
540750
This series of Notes was issued and sold upon the funding of the borrower loan #56933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-24-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 19.05% |
Borrower rate/APR:
| 20.05% / 21.99% |
Monthly payment:
| $397.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.71% | | |
| |
Estimated return*:
| 13.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,252 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lean-listing |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2011)
|
Principal balance:
| $5,399.21 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
consolidation of 33% interest cards
Purpose of loan:
This loan will be used to consolidate more credit card debt off 33% cards that were raised over past 2 years when credit card regulations changed.
My financial situation:
I am a good candidate for this loan because I have a stable job,repeat borrower and have a demonstrated history of paying all my obligations on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $50.00 | 11/25/2011 10:04:35 PM |
fcrick | $25.00 | 11/24/2011 9:08:08 AM |
papaloha | $25.00 | 11/24/2011 9:26:24 AM |
DoctorJoe | $30.00 | 11/24/2011 9:23:01 AM |
susurrus | $100.00 | 11/24/2011 2:49:00 PM |
tenacious-capital3 | $26.27 | 11/24/2011 5:25:23 PM |
wonder3 | $40.00 | 11/25/2011 6:35:30 AM |
igniter584 | $25.00 | 11/24/2011 9:31:03 AM |
Whipster | $50.00 | 11/24/2011 7:00:58 PM |
GoingFishing | $25.00 | 11/25/2011 3:33:52 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:26 PM |
josuae | $25.00 | 11/26/2011 12:06:44 PM |
s270 | $25.00 | 11/25/2011 11:48:04 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:53 PM |
rescue | $100.00 | 11/26/2011 12:28:54 PM |
igniter584 | $25.00 | 11/27/2011 8:30:05 AM |
enriching-trade2 | $50.00 | 11/27/2011 12:10:37 PM |
toblerone | $25.00 | 11/27/2011 12:29:48 PM |
dinero-elevator | $50.00 | 11/27/2011 1:04:59 PM |
american6 | $100.00 | 11/27/2011 11:55:52 PM |
enterprising-credit2 | $25.00 | 11/27/2011 1:07:19 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:41 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:42 AM |
crawfingers | $25.00 | 11/28/2011 2:28:21 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:38 PM |
kind-efficient-credit | $25.00 | 11/28/2011 5:05:31 PM |
brightest-income-hunter | $25.00 | 11/28/2011 5:05:32 PM |
nickel-ferret | $39.00 | 11/28/2011 5:24:24 PM |
bid-czar8 | $100.00 | 11/28/2011 5:22:26 PM |
Kaj | $25.00 | 11/28/2011 5:31:48 PM |
kevin314 | $25.00 | 11/28/2011 5:11:49 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:01 PM |
taurusco | $100.00 | 11/28/2011 5:28:32 PM |
ursus | $50.00 | 11/28/2011 5:29:06 PM |
ciscoparrot | $25.00 | 11/28/2011 5:30:15 PM |
SimpleChoice | $25.00 | 11/29/2011 8:23:56 AM |
riproaringrapids | $25.00 | 11/29/2011 9:15:33 AM |
Ven58 | $25.00 | 11/29/2011 5:12:30 AM |
Sid-K | $25.00 | 11/29/2011 9:26:07 AM |
gjm6d | $25.00 | 11/29/2011 9:34:48 AM |
brightest-dynamic-liberty | $25.00 | 11/29/2011 9:36:41 AM |
ChrisTJ | $25.00 | 11/29/2011 9:37:10 AM |
ptjg | $33.00 | 11/29/2011 9:36:56 AM |
fervent-repayment | $50.00 | 11/29/2011 9:17:44 AM |
life-is-great | $25.00 | 11/29/2011 9:32:00 AM |
transaction-animal8 | $25.00 | 11/29/2011 9:34:29 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:39 AM |
fascinating-transparency6 | $25.00 | 11/29/2011 12:07:04 PM |
DreDub | $50.00 | 11/29/2011 3:13:43 PM |
SolarMoonshine | $25.00 | 11/29/2011 3:40:07 PM |
diverse2 | $30.00 | 11/29/2011 3:45:28 PM |
novice-speculator | $25.00 | 11/29/2011 3:01:05 PM |
factcheck | $55.00 | 11/29/2011 3:03:59 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:25 AM |
Jayson85 | $200.00 | 11/29/2011 4:55:07 PM |
wonderful-dime | $25.00 | 11/29/2011 5:05:18 PM |
ScottCapital | $25.00 | 11/29/2011 5:10:30 PM |
bid-plato6 | $25.00 | 11/29/2011 5:15:15 PM |
compassion-bauble4 | $25.00 | 11/29/2011 5:27:09 PM |
inspired-duty5 | $25.00 | 11/29/2011 1:16:37 PM |
wwwUniversal | $25.00 | 11/29/2011 5:30:02 PM |
oyster767 | $30.00 | 11/29/2011 6:32:32 PM |
tender-commerce8 | $50.00 | 11/29/2011 5:34:13 PM |
money-banker867 | $25.00 | 11/29/2011 6:36:19 PM |
HelpNeedy | $200.00 | 11/29/2011 2:01:02 PM |
wampum-library4 | $25.00 | 11/29/2011 6:04:36 PM |
yield-seeker | $25.00 | 11/29/2011 7:22:35 PM |
yield-hut | $25.00 | 11/29/2011 2:11:53 PM |
generosity-giraffe0 | $50.00 | 11/29/2011 6:47:19 PM |
Engineer44 | $30.00 | 11/29/2011 2:25:57 PM |
the-lean-bid | $34.39 | 11/29/2011 2:36:37 PM |
mpatrick | $100.00 | 11/29/2011 7:28:16 PM |
fund-widget | $35.00 | 11/29/2011 2:53:31 PM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:10:53 PM |
TW2000 | $25.00 | 11/29/2011 3:28:53 PM |
reward-dynamo | $40.00 | 11/29/2011 8:18:29 PM |
viennese | $25.00 | 11/29/2011 9:52:55 PM |
Calif-smo | $25.00 | 11/29/2011 11:22:17 PM |
hookUup | $32.28 | 11/29/2011 4:19:48 PM |
Anamorph | $25.00 | 11/29/2011 11:10:05 PM |
dollar-ruler2 | $25.00 | 11/29/2011 11:27:50 PM |
emosspot | $26.57 | 11/29/2011 5:01:19 PM |
credit-birch | $40.00 | 11/30/2011 2:39:56 AM |
ethical-truth211 | $122.04 | 11/30/2011 4:46:38 AM |
listing-vista | $50.00 | 11/29/2011 5:15:34 PM |
bullwink27 | $25.00 | 11/30/2011 3:42:10 AM |
intrepid-loot | $25.00 | 11/30/2011 6:01:47 AM |
currency-persimmon | $25.00 | 11/30/2011 4:25:12 AM |
sparkling-contract7 | $25.00 | 11/30/2011 4:46:35 AM |
green-rate-futurist | $50.00 | 11/30/2011 7:27:18 AM |
yield-implementer8 | $35.86 | 11/30/2011 5:51:45 AM |
Art818 | $55.00 | 11/30/2011 7:36:52 AM |
treasure-expert | $25.00 | 11/30/2011 6:12:19 AM |
cash-reaction2 | $50.00 | 11/29/2011 5:36:01 PM |
coin-popcorn | $25.00 | 11/30/2011 8:40:07 AM |
breadbroker | $25.00 | 11/30/2011 7:02:33 AM |
blue-dollar-viking | $50.00 | 11/29/2011 6:32:18 PM |
icon7 | $50.00 | 11/30/2011 7:26:11 AM |
Lilybell | $50.00 | 11/30/2011 9:05:34 AM |
money-bauble | $67.00 | 11/30/2011 9:05:39 AM |
leverage-monger | $25.00 | 11/30/2011 7:33:59 AM |
trade-meridian9 | $50.00 | 11/30/2011 7:48:38 AM |
Mailman2004 | $25.00 | 11/30/2011 7:56:54 AM |
Lubava | $49.39 | 11/29/2011 8:05:40 PM |
durban | $25.00 | 11/29/2011 8:49:45 PM |
BuzzyBee336 | $25.00 | 11/29/2011 9:28:31 PM |
gold-commander0 | $25.00 | 11/30/2011 9:08:47 AM |
tech310 | $50.00 | 11/30/2011 12:14:11 AM |
jazzlender | $48.00 | 11/30/2011 9:13:16 AM |
zippy-interest | $25.00 | 11/30/2011 9:15:27 AM |
buffalobills | $25.00 | 11/30/2011 9:09:06 AM |
green-moola-sniffer | $25.00 | 11/30/2011 9:10:00 AM |
SanJoser | $25.00 | 11/30/2011 9:22:03 AM |
wayman | $25.00 | 11/30/2011 9:23:43 AM |
rakstar | $25.00 | 11/30/2011 9:12:17 AM |
lovely-order7 | $25.00 | 11/30/2011 9:24:03 AM |
gold-fluffy-bunny4 | $33.00 | 11/30/2011 4:47:11 AM |
Mark-7 | $50.00 | 11/30/2011 9:31:31 AM |
compoundinterest | $50.00 | 11/30/2011 9:20:36 AM |
hostbank | $53.00 | 11/30/2011 9:21:15 AM |
Hidalgo2004 | $50.00 | 11/30/2011 6:56:00 AM |
kyomoon | $50.00 | 11/30/2011 9:39:55 AM |
CatbirdBanking | $25.00 | 11/30/2011 7:08:20 AM |
enriched-truth | $34.66 | 11/30/2011 9:32:46 AM |
BuffetRocks | $38.00 | 11/30/2011 9:32:59 AM |
rcm87 | $50.00 | 11/30/2011 9:33:09 AM |
gristle_mcthornbody | $25.00 | 11/30/2011 10:46:32 AM |
John73 | $25.00 | 11/30/2011 9:36:34 AM |
fund-capo | $110.00 | 11/30/2011 11:11:07 AM |
ideal-platinum1 | $25.00 | 11/30/2011 9:37:45 AM |
coin-sphinx4 | $41.05 | 11/30/2011 11:40:33 AM |
social-conductor4 | $25.00 | 11/30/2011 9:03:26 AM |
majestic-dedication | $50.00 | 11/30/2011 9:41:19 AM |
Dignified-Market29 | $25.00 | 11/30/2011 12:08:07 PM |
pious-benjamins1 | $51.00 | 11/30/2011 12:16:02 PM |
MRMCapital | $19.00 | 11/30/2011 12:23:05 PM |
community-oracle | $25.00 | 11/30/2011 10:40:41 AM |
SUZYQ | $26.11 | 11/30/2011 11:02:56 AM |
Dignified-Market29 | $100.00 | 11/30/2011 11:20:01 AM |
treasure-surge7 | $50.00 | 11/30/2011 12:20:04 PM |
SB94114 | $25.00 | 11/30/2011 9:16:51 AM |
nhm | $30.00 | 11/30/2011 9:21:12 AM |
dedicated-diversification5 | $100.00 | 11/30/2011 9:28:03 AM |
escharfer | $25.00 | 11/30/2011 9:29:59 AM |
duty-gusto6 | $75.00 | 11/30/2011 9:32:17 AM |
linklady | $25.00 | 11/30/2011 9:33:28 AM |
courteous-platinum7 | $25.00 | 11/30/2011 11:35:53 AM |
green28 | $150.00 | 11/30/2011 11:52:05 AM |
influential-benjamins0 | $100.00 | 11/24/2011 9:10:39 AM |
BxRealtor | $25.00 | 11/24/2011 9:11:52 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:31 PM |
janeybooboo | $75.00 | 11/24/2011 9:04:52 AM |
availableloan | $25.00 | 11/24/2011 2:03:16 PM |
the-precious-bid | $25.00 | 11/25/2011 10:02:03 AM |
LittleMingo | $25.00 | 11/24/2011 4:10:50 PM |
JustMee | $25.00 | 11/24/2011 11:56:31 PM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:12 AM |
BigSkyFinancial | $26.00 | 11/25/2011 8:26:22 AM |
GoingFishing | $25.00 | 11/25/2011 6:44:34 PM |
lekkerguy | $100.00 | 11/26/2011 3:06:25 AM |
gotjack | $40.00 | 11/26/2011 8:22:54 AM |
Watersports | $50.00 | 11/25/2011 2:29:06 PM |
TrustPlus | $50.00 | 11/26/2011 9:10:03 AM |
Investor_DP | $100.00 | 11/26/2011 12:34:36 PM |
AF-Chief | $25.00 | 11/26/2011 12:39:13 PM |
loan-warrior | $25.00 | 11/26/2011 5:17:27 PM |
312-Lender | $30.76 | 11/26/2011 8:08:26 AM |
FinanceEngine | $40.00 | 11/26/2011 2:55:47 PM |
umfan123 | $25.00 | 11/26/2011 5:55:04 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:59 PM |
randsenterprise | $25.00 | 11/26/2011 12:29:43 PM |
careful-note | $50.00 | 11/27/2011 4:58:56 AM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:08:38 PM |
tntmojave | $50.00 | 11/28/2011 9:18:12 AM |
rchissocol | $50.00 | 11/28/2011 11:21:34 AM |
Sierrahh | $25.00 | 11/28/2011 10:08:41 AM |
fuzed | $32.00 | 11/28/2011 10:26:08 AM |
terrific-p2ploan | $25.00 | 11/28/2011 1:58:13 PM |
Zoramite | $25.00 | 11/28/2011 2:24:10 PM |
helpinghand63 | $25.00 | 11/28/2011 9:22:42 AM |
PatriotKnight | $25.00 | 11/28/2011 5:09:42 PM |
GMPK_TLAS | $50.00 | 11/28/2011 5:07:28 PM |
E_G | $35.00 | 11/28/2011 5:19:20 PM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:37:59 AM |
herbyman | $35.00 | 11/29/2011 7:39:48 AM |
melodious-fairness | $25.00 | 11/29/2011 9:14:40 AM |
samo102us | $25.00 | 11/29/2011 9:13:31 AM |
Weaverville | $25.00 | 11/29/2011 9:18:44 AM |
KLCRAY | $25.00 | 11/29/2011 9:25:56 AM |
flexible-return297 | $40.00 | 11/29/2011 8:25:53 AM |
credit-maple5 | $44.00 | 11/29/2011 9:46:01 AM |
evnagelist | $25.00 | 11/29/2011 9:15:08 AM |
market-assembler | $25.00 | 11/29/2011 9:43:41 AM |
CAGE-Investments | $25.00 | 11/29/2011 9:16:21 AM |
ianakacg | $25.00 | 11/29/2011 9:19:26 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:30 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:17 AM |
RLaumeyer | $26.00 | 11/29/2011 11:53:48 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:01 AM |
Dubbs360 | $100.00 | 11/29/2011 1:49:36 PM |
green-rate-futurist | $50.00 | 11/29/2011 2:02:18 PM |
moola-monger9 | $50.00 | 11/29/2011 2:06:28 PM |
well-mannered-income3 | $60.00 | 11/29/2011 5:04:16 PM |
terminal-velocity34 | $36.00 | 11/29/2011 5:15:15 PM |
suave-dime6 | $25.00 | 11/29/2011 5:15:35 PM |
CashFlow13 | $100.00 | 11/29/2011 5:16:49 PM |
dollardave | $100.00 | 11/29/2011 11:51:58 AM |
deal-enrichment | $25.00 | 11/29/2011 5:25:30 PM |
Mark0135 | $50.00 | 11/29/2011 5:22:10 PM |
genius520 | $50.00 | 11/29/2011 5:23:30 PM |
sportsmagic | $300.00 | 11/29/2011 5:31:00 PM |
velocity-solo | $25.00 | 11/29/2011 5:25:53 PM |
rolltide09 | $25.00 | 11/29/2011 5:34:59 PM |
JLMGroupFunds | $25.00 | 11/29/2011 5:28:09 PM |
progressive-economy261 | $400.00 | 11/29/2011 5:36:51 PM |
susurrus | $50.00 | 11/29/2011 5:51:15 PM |
curveylady | $26.00 | 11/29/2011 7:21:36 PM |
1willray | $25.00 | 11/29/2011 6:35:23 PM |
wlm3012 | $30.00 | 11/29/2011 6:37:03 PM |
UncleSteve3000 | $50.00 | 11/29/2011 6:40:28 PM |
420limo | $25.00 | 11/29/2011 7:44:30 PM |
wise-deal-gravitas | $25.00 | 11/29/2011 2:19:00 PM |
handy-point5 | $25.00 | 11/29/2011 8:02:46 PM |
worldly-income2 | $29.25 | 11/29/2011 2:33:27 PM |
Golfmoney | $100.00 | 11/29/2011 7:08:10 PM |
swerve1317 | $50.00 | 11/29/2011 2:58:45 PM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:00:59 PM |
LoanDMC | $25.00 | 11/29/2011 8:28:52 PM |
martymaniaman | $25.00 | 11/29/2011 9:05:15 PM |
just-loyalty643 | $50.00 | 11/29/2011 9:11:25 PM |
meenan | $75.00 | 11/29/2011 4:31:44 PM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:45 AM |
daveinthecity | $25.00 | 11/29/2011 11:30:08 PM |
agreement-guild | $50.00 | 11/29/2011 5:08:34 PM |
Ambassador | $29.00 | 11/30/2011 4:35:14 AM |
goodhearted-gold3 | $50.00 | 11/30/2011 5:34:17 AM |
IIP77 | $25.00 | 11/30/2011 3:20:20 AM |
hard-working-rate3 | $100.00 | 11/29/2011 5:16:23 PM |
fair-pound5 | $100.00 | 11/29/2011 5:17:27 PM |
loyalty-sherpa | $25.00 | 11/29/2011 5:18:11 PM |
witty-credit467 | $25.00 | 11/29/2011 5:20:23 PM |
responsible-vigilance8 | $25.00 | 11/30/2011 4:28:47 AM |
partyplan | $25.00 | 11/30/2011 4:45:22 AM |
MadHun | $164.00 | 11/29/2011 5:26:25 PM |
nri22 | $125.00 | 11/30/2011 5:51:24 AM |
Madmigel | $56.75 | 11/29/2011 5:29:48 PM |
rockerZ71 | $27.00 | 11/30/2011 7:42:03 AM |
devoider | $25.00 | 11/30/2011 6:06:11 AM |
zippy-greenback231 | $25.00 | 11/30/2011 6:06:48 AM |
rockhound84 | $33.00 | 11/30/2011 6:53:54 AM |
Bob450 | $30.00 | 11/30/2011 6:57:47 AM |
Business_Happens | $25.00 | 11/29/2011 6:14:38 PM |
cropdust3r | $25.00 | 11/30/2011 8:52:37 AM |
jcw3rd | $25.00 | 11/30/2011 7:29:27 AM |
cpblue79 | $150.00 | 11/30/2011 7:31:00 AM |
BookPublisher | $26.97 | 11/30/2011 7:41:07 AM |
Loan-Finders | $25.00 | 11/30/2011 8:21:44 AM |
prudent-bid3 | $50.00 | 11/29/2011 8:36:45 PM |
panda14 | $25.00 | 11/30/2011 8:41:13 AM |
smallbizrule | $25.00 | 11/30/2011 8:48:44 AM |
new-social-economist | $100.00 | 11/29/2011 8:53:29 PM |
sharp-return7 | $25.00 | 11/29/2011 9:08:53 PM |
bravos33 | $25.00 | 11/30/2011 9:10:43 AM |
fairness-kayak | $25.00 | 11/30/2011 9:12:53 AM |
jjswanso | $75.00 | 11/30/2011 9:13:18 AM |
prohelper | $25.00 | 11/30/2011 9:12:49 AM |
power-bluebird2 | $25.00 | 11/30/2011 3:42:36 AM |
microlender67 | $25.00 | 11/30/2011 9:14:29 AM |
sgt-schultz | $25.00 | 11/30/2011 4:50:06 AM |
GreedyLawyer | $25.00 | 11/30/2011 4:59:03 AM |
TheCount | $25.00 | 11/30/2011 9:29:49 AM |
Washington_Loan | $25.00 | 11/30/2011 9:18:59 AM |
larslfe | $25.00 | 11/30/2011 9:34:19 AM |
riskreward | $168.00 | 11/30/2011 9:35:47 AM |
first-friendly-listing | $30.00 | 11/30/2011 6:11:00 AM |
Phatt-Daddy | $25.00 | 11/30/2011 6:17:06 AM |
indomitable-dedication | $25.00 | 11/30/2011 9:24:14 AM |
reinforced-durability1 | $25.00 | 11/30/2011 6:33:24 AM |
trident9 | $50.00 | 11/30/2011 9:25:40 AM |
simpy | $25.00 | 11/30/2011 9:39:57 AM |
gizzywump | $25.00 | 11/30/2011 9:25:59 AM |
LimaGuy | $50.64 | 11/30/2011 7:25:30 AM |
skuba | $58.00 | 11/30/2011 9:44:09 AM |
vigorous-payment6 | $200.00 | 11/30/2011 7:48:28 AM |
wise-balanced-moola | $25.00 | 11/30/2011 9:33:04 AM |
Quentin8002 | $25.00 | 11/30/2011 9:33:21 AM |
wadkuzma | $31.01 | 11/30/2011 10:46:40 AM |
asmithj | $25.00 | 11/30/2011 9:34:13 AM |
yield-aurora | $25.00 | 11/30/2011 11:04:45 AM |
kind-credit-nirvana | $50.00 | 11/30/2011 8:24:50 AM |
DDHMoney | $25.00 | 11/30/2011 9:36:21 AM |
chrisb1414 | $25.00 | 11/30/2011 11:14:10 AM |
stu6703 | $25.00 | 11/30/2011 11:23:08 AM |
majestic-principal1 | $25.00 | 11/30/2011 11:26:28 AM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:09 AM |
educationfirst | $50.00 | 11/30/2011 9:40:30 AM |
TheoProf | $25.00 | 11/30/2011 9:06:52 AM |
a-dough-plato | $25.00 | 11/30/2011 12:12:55 PM |
forthright-trade | $50.00 | 11/30/2011 10:01:00 AM |
bill-expert | $25.00 | 11/30/2011 11:01:22 AM |
Ocean713 | $75.00 | 11/30/2011 11:55:50 AM |
restech | $25.00 | 11/30/2011 9:13:58 AM |
kulender | $100.00 | 11/30/2011 9:14:12 AM |
rytrearc | $25.00 | 11/30/2011 9:21:11 AM |
Lam0nt | $25.00 | 11/30/2011 9:27:26 AM |
Cai8899 | $31.00 | 11/30/2011 9:36:12 AM |
calm-deal7 | $25.00 | 11/30/2011 9:38:58 AM |
sentry256 | $25.00 | 11/30/2011 9:41:06 AM |
yield-aurora4 | $25.00 | 11/30/2011 9:44:41 AM |
generalcamacho | $25.00 | 11/30/2011 10:12:23 AM |
sosleep | $25.00 | 11/30/2011 10:36:05 AM |
pthighs | $50.00 | 11/30/2011 12:07:24 PM |
JeffHoll | $60.00 | 11/30/2011 12:10:30 PM |
KramericaIndustries | $25.00 | 11/30/2011 12:16:50 PM |
314 Investments
|
Borrower Payment Dependent Notes Series
540754
This series of Notes was issued and sold upon the funding of the borrower loan #56532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2008 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,008 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| genuine-return345 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Seeking Loan to enhance my life.
Purpose of loan:
This loan will be used to...Surgery
My financial situation:
I am a good candidate for this loan because...I am more than able to make my monthly payment on any loan given to me.
Monthly net income: $28000.00
Monthly expenses: $400.00
Housing: $400.00
Insurance: $
Car expenses: $
Utilities: $300.00
Phone, cable, internet: $90.00
Food, entertainment: $150.00
Clothing, household expenses: $150.00
Credit cards and other loans: $110.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LoanerPrincipal | $25.00 | 11/23/2011 5:10:15 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:47 AM |
pound-mushroom3 | $25.00 | 11/23/2011 5:31:43 PM |
evan | $25.00 | 11/24/2011 10:40:52 PM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:11 AM |
worth-blanket2 | $4,700.00 | 11/26/2011 5:58:30 AM |
papaloha | $25.00 | 11/23/2011 5:17:50 PM |
igniter584 | $25.00 | 11/24/2011 6:38:04 AM |
igniter584 | $25.00 | 11/23/2011 5:23:04 PM |
elvisloans | $25.00 | 11/25/2011 6:24:33 AM |
AFairDeal | $25.00 | 11/25/2011 5:19:25 PM |
the-precious-bid | $25.00 | 11/25/2011 10:02:00 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
540758
This series of Notes was issued and sold upon the funding of the borrower loan #56908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-23-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 16.44% |
Borrower rate/APR:
| 17.44% / 19.33% |
Monthly payment:
| $313.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.37% | | |
| |
Estimated return*:
| 12.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,430 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| penny-powerplant1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan... Debt Consolidation
This loan will be used to...pay off existing debt.
My financial situation: Stable
I am a good candidate for this loan because...I have maintained my current job for the last 12 years and have a good track record in regard to making payments on my existing debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 11/23/2011 9:12:59 AM |
bb575 | $50.00 | 11/23/2011 9:36:05 AM |
Clambake | $25.00 | 11/23/2011 9:08:20 AM |
Tylerh | $255.00 | 11/23/2011 2:21:21 PM |
toblerone | $25.00 | 11/23/2011 5:11:32 PM |
Investor_DP | $100.00 | 11/23/2011 9:30:42 AM |
tenacious-capital3 | $26.27 | 11/23/2011 5:33:06 PM |
igniter584 | $25.00 | 11/24/2011 6:38:02 AM |
Watersports | $50.00 | 11/25/2011 2:33:36 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:29 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:42 AM |
FlexFunding | $50.00 | 11/26/2011 5:16:01 AM |
vine99 | $50.00 | 11/26/2011 10:33:18 AM |
umfan123 | $25.00 | 11/26/2011 5:55:02 PM |
misohoni | $62.40 | 11/26/2011 7:32:09 PM |
enterprising-credit2 | $25.00 | 11/27/2011 1:03:50 PM |
back-scratchers | $50.00 | 11/26/2011 8:54:22 PM |
careful-note | $50.00 | 11/27/2011 4:58:53 AM |
uberrific | $50.00 | 11/27/2011 10:08:37 PM |
ChoiceInvestments | $27.22 | 11/27/2011 11:09:37 PM |
Tingali | $25.00 | 11/28/2011 12:14:02 PM |
the-fairness-orbiter | $32.20 | 11/28/2011 1:20:01 PM |
BAJMP | $25.00 | 11/28/2011 1:23:51 PM |
roadtruck | $50.00 | 11/28/2011 8:26:30 AM |
omegamon1 | $30.00 | 11/28/2011 4:24:32 PM |
awwaww | $25.00 | 11/28/2011 9:28:30 AM |
superb-funds335 | $25.00 | 11/28/2011 5:21:13 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:00 PM |
antlr | $50.00 | 11/28/2011 7:28:24 PM |
just-loyalty643 | $50.00 | 11/28/2011 7:49:16 PM |
ph0rse | $50.00 | 11/28/2011 8:16:27 PM |
mtquan | $25.00 | 11/28/2011 8:29:12 PM |
SolarMoonshine | $25.00 | 11/29/2011 3:48:40 AM |
CreditBuilder2 | $25.00 | 11/28/2011 11:19:10 PM |
Ven58 | $25.00 | 11/29/2011 5:12:47 AM |
beans53 | $25.00 | 11/29/2011 6:49:56 AM |
terrific-return | $29.17 | 11/29/2011 6:16:37 AM |
Gamblor | $55.52 | 11/29/2011 6:17:43 AM |
mercuriant | $25.00 | 11/29/2011 7:53:53 AM |
friendly-moola0 | $75.00 | 11/29/2011 8:21:09 AM |
UBOtto186 | $100.00 | 11/29/2011 8:46:17 AM |
maximizer | $25.00 | 11/29/2011 8:52:16 AM |
little_brother1 | $30.00 | 11/28/2011 9:20:23 PM |
britgsb | $30.00 | 11/29/2011 9:14:11 AM |
ericsb | $65.59 | 11/29/2011 9:14:19 AM |
wojo | $25.00 | 11/29/2011 6:06:27 AM |
goodhearted-gold3 | $50.00 | 11/29/2011 9:30:42 AM |
happy-loyalty | $25.00 | 11/29/2011 7:29:51 AM |
buffalobills | $25.00 | 11/29/2011 7:47:41 AM |
don8ter | $50.00 | 11/29/2011 9:35:53 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:29 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:59:59 AM |
investment-comet | $25.00 | 11/29/2011 11:23:29 AM |
powerlifter275 | $25.00 | 11/29/2011 10:56:06 AM |
rchissocol | $7.51 | 11/29/2011 12:26:34 PM |
fascinating-transparency6 | $100.00 | 11/29/2011 12:06:23 PM |
novice-speculator | $25.00 | 11/29/2011 10:26:53 AM |
ethical-truth211 | $265.61 | 11/29/2011 11:37:24 AM |
leodaguy | $500.00 | 11/29/2011 12:06:53 PM |
majestic-repayment3 | $50.00 | 11/29/2011 12:14:55 PM |
bsmtloan | $50.70 | 11/29/2011 12:25:44 PM |
LoanerPrincipal | $25.00 | 11/23/2011 9:05:53 AM |
DHolly | $25.00 | 11/23/2011 9:21:41 AM |
igniter584 | $25.00 | 11/23/2011 9:19:57 AM |
aabadabadoo | $25.00 | 11/23/2011 9:30:56 AM |
BxRealtor | $25.00 | 11/23/2011 9:21:37 AM |
iaffy | $25.00 | 11/23/2011 5:09:06 PM |
wbahl | $25.59 | 11/23/2011 4:05:51 PM |
AFairDeal | $25.00 | 11/23/2011 9:29:16 AM |
enriching-trade2 | $50.00 | 11/23/2011 5:19:56 PM |
sportsmagic | $250.00 | 11/23/2011 6:44:12 PM |
JustMee | $25.00 | 11/23/2011 10:37:35 PM |
Barky52 | $25.00 | 11/24/2011 6:11:24 AM |
feiandasun | $25.00 | 11/24/2011 11:06:17 AM |
the-precious-bid | $25.00 | 11/25/2011 10:01:59 AM |
kenji4861 | $25.00 | 11/26/2011 12:34:30 PM |
TrustPlus | $50.00 | 11/26/2011 9:10:02 AM |
Daubertoo | $25.00 | 11/26/2011 10:09:19 AM |
shrewd-income | $125.00 | 11/26/2011 10:22:13 AM |
firelender | $50.00 | 11/27/2011 1:06:33 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:40 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:40 PM |
igniter584 | $25.00 | 11/27/2011 8:30:02 AM |
american6 | $100.00 | 11/27/2011 11:55:51 PM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:12:32 PM |
Tradesmanlender | $25.00 | 11/28/2011 9:10:57 AM |
terrific-p2ploan | $25.00 | 11/28/2011 1:56:11 PM |
anacent | $25.00 | 11/28/2011 5:15:30 PM |
leverage-monger | $50.00 | 11/28/2011 12:54:50 PM |
transparency-river1 | $2,000.00 | 11/28/2011 7:42:01 PM |
economy-popcorn | $25.00 | 11/28/2011 9:37:54 PM |
chicagobanker | $75.00 | 11/28/2011 5:17:59 PM |
Schlawinzer | $25.00 | 11/29/2011 5:40:06 AM |
radforj22 | $40.20 | 11/29/2011 5:02:08 AM |
hookUup | $30.20 | 11/29/2011 6:25:03 AM |
treasure-birdie3 | $50.00 | 11/29/2011 8:12:12 AM |
indomitable-coin | $25.00 | 11/28/2011 7:17:37 PM |
first-serene-credit | $25.00 | 11/29/2011 8:33:38 AM |
fairness-swashbuckler | $50.00 | 11/28/2011 10:11:25 PM |
MONEYLENDER101 | $250.00 | 11/29/2011 6:00:23 AM |
calbertrand | $25.00 | 11/29/2011 6:58:43 AM |
revenue-appraiser | $25.00 | 11/29/2011 7:06:25 AM |
agalt | $100.00 | 11/29/2011 8:28:09 AM |
octoberfresh | $25.00 | 11/29/2011 8:49:50 AM |
GS-ROCK | $62.00 | 11/29/2011 8:59:26 AM |
reinforced-funds4 | $25.00 | 11/29/2011 9:06:40 AM |
FoosMaster | $25.00 | 11/29/2011 9:44:47 AM |
DadWarbucks | $25.00 | 11/29/2011 9:46:30 AM |
important-ore | $150.00 | 11/29/2011 9:24:32 AM |
helping-out | $80.00 | 11/29/2011 11:03:27 AM |
leverage-monger | $25.00 | 11/29/2011 11:06:00 AM |
responsive-value4 | $25.00 | 11/29/2011 10:47:08 AM |
WalnutCreekguy | $100.00 | 11/29/2011 9:37:44 AM |
coin-lesson3 | $116.29 | 11/29/2011 12:01:49 PM |
bbt210 | $25.09 | 11/29/2011 12:15:05 PM |
a-restless-dollar | $25.00 | 11/29/2011 12:16:01 PM |
ORteacher | $50.00 | 11/29/2011 11:47:38 AM |
Integrity-Lending4U | $25.00 | 11/29/2011 12:22:46 PM |
social-trumpet | $25.00 | 11/29/2011 12:14:57 PM |
w3alter | $50.00 | 11/29/2011 9:47:31 AM |
Digs | $25.00 | 11/29/2011 10:25:08 AM |
loot-heart | $25.00 | 11/29/2011 10:29:58 AM |
moola-cell3 | $48.44 | 11/29/2011 10:32:24 AM |
gain-mountain1 | $100.00 | 11/29/2011 11:37:05 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:38 AM |
brightest-gain-investor | $2,000.00 | 11/29/2011 11:48:03 AM |
126 Investments
|
Borrower Payment Dependent Notes Series
540760
This series of Notes was issued and sold upon the funding of the borrower loan #56760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,347 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-musician0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Artist123
Purpose of loan: Decrease credit card debt
This loan will be used to... pay utilities and combine some credit card debt
My financial situation: I have a lot of credit card debt
I am a good candidate for this loan because...I work full time and pay may obligations timely and as agreed
Monthly net income: $3120
Monthly expenses: $
Housing: $ 1200
Insurance: $134
Car expenses: $401
Utilities: $300
Phone, cable, internet: $80
Food, entertainment: $ 250
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Student loan $117
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $50.00 | 11/28/2011 5:16:11 PM |
Whipster | $25.00 | 11/28/2011 6:15:41 PM |
Something-Corporate | $25.00 | 11/28/2011 5:14:08 PM |
worth-blanket2 | $3,800.00 | 11/29/2011 2:00:39 PM |
let_me_retire | $75.00 | 11/29/2011 3:42:47 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:38 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:16:58 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
540770
This series of Notes was issued and sold upon the funding of the borrower loan #56499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $88.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,141 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| inthedraft |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
inthedraft
Purpose of loan:
This loan will be used to...pay down some bills and have money for christmas and new years.
My financial situation:
I am a good candidate for this loan because...I really care about paying off my bills.I am doing this for my family not just for myself.Thanks to everyone that contributes to this loan and Merry Christmas
Monthly net income: $3000
Monthly expenses: $2500
Housing: $580.00
Insurance: $100
Car expenses: $75.00
Utilities: $120.00
Phone, cable, internet: $125
Food, entertainment: $150
Clothing, household expenses: $75.00
Credit cards and other loans: $100
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-heart | $25.00 | 11/23/2011 5:15:51 PM |
loan-mammal | $100.00 | 11/23/2011 5:09:32 PM |
SolarMoonshine | $25.00 | 11/23/2011 5:29:44 PM |
tenacious-capital3 | $26.27 | 11/23/2011 5:33:07 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:47 AM |
IPG1 | $25.00 | 11/23/2011 5:11:39 PM |
pdub | $75.00 | 11/23/2011 5:26:32 PM |
newest-generous-income | $25.00 | 11/24/2011 10:47:41 AM |
silver-birdie | $100.00 | 11/24/2011 5:06:23 PM |
CatbirdBanking | $25.00 | 11/25/2011 7:39:02 AM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:15 AM |
DeltaComputerGuy | $30.00 | 11/25/2011 9:14:39 AM |
NolockHolmes | $72.31 | 11/25/2011 9:46:26 AM |
novice-speculator | $25.00 | 11/25/2011 11:36:07 AM |
UBOtto186 | $50.00 | 11/25/2011 10:35:33 AM |
umfan123 | $25.00 | 11/25/2011 10:38:20 AM |
social-zebra | $30.00 | 11/25/2011 11:14:10 AM |
VASLENDING | $50.00 | 11/25/2011 2:31:07 PM |
dime-hot-rod7 | $50.00 | 11/25/2011 12:31:30 PM |
Ven58 | $25.00 | 11/25/2011 1:01:00 PM |
first-serene-credit | $25.00 | 11/25/2011 8:16:55 AM |
GoingFishing | $25.00 | 11/25/2011 6:44:32 PM |
worth-blanket2 | $800.00 | 11/26/2011 5:58:42 AM |
adir1 | $25.00 | 11/25/2011 1:39:29 PM |
wwwUniversal | $25.00 | 11/25/2011 5:24:15 PM |
BxRealtor | $25.00 | 11/23/2011 5:19:45 PM |
igniter584 | $25.00 | 11/23/2011 5:23:05 PM |
a-unflappable-finance | $50.00 | 11/24/2011 2:06:50 PM |
igniter584 | $25.00 | 11/24/2011 6:38:04 AM |
yield-hut | $25.00 | 11/25/2011 4:01:24 AM |
currency-persimmon | $25.00 | 11/25/2011 5:43:28 AM |
factcheck | $25.00 | 11/25/2011 6:46:26 AM |
orbital-dollar2 | $25.00 | 11/25/2011 8:12:56 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:01 AM |
benefit-investor1 | $25.00 | 11/25/2011 1:18:22 PM |
Poker_Grandpa | $25.00 | 11/25/2011 11:20:27 AM |
AM2008 | $25.00 | 11/25/2011 11:50:27 AM |
gold-tsunami | $30.00 | 11/24/2011 9:01:29 PM |
SomebodysMom | $50.00 | 11/25/2011 3:34:57 PM |
velocity-destiny7 | $25.00 | 11/25/2011 5:20:04 PM |
E_G | $50.00 | 11/25/2011 8:13:07 PM |
BankOfBjoltus | $25.00 | 11/25/2011 6:58:09 PM |
bullwink27 | $25.00 | 11/26/2011 3:48:09 AM |
SAMCRO | $50.00 | 11/25/2011 9:25:01 AM |
cjames84 | $25.00 | 11/26/2011 4:47:30 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:24 AM |
ddog0224 | $25.00 | 11/26/2011 3:25:45 AM |
bankojerry | $25.00 | 11/26/2011 5:49:35 AM |
bsmtloan | $60.00 | 11/26/2011 5:46:27 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
540778
This series of Notes was issued and sold upon the funding of the borrower loan #57016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 37% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,564 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| principal-vinyl3 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation loan
Purpose of loan: Consolidate bills
This loan will be used to...
My financial situation: steady
I am a good candidate for this loan because... Good credit
Monthly net income: $ 3302.40
Monthly expenses: $1420.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $450.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $100.00 | 11/28/2011 9:32:59 AM |
wonder3 | $45.00 | 11/28/2011 10:59:08 AM |
bazaar-festivity | $25.00 | 11/28/2011 9:14:44 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:32 AM |
fortytwo | $150.00 | 11/29/2011 9:49:15 AM |
SaratogaAccountant | $30.00 | 11/29/2011 2:53:48 PM |
worth-blanket2 | $9,600.00 | 11/29/2011 1:59:20 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
540782
This series of Notes was issued and sold upon the funding of the borrower loan #56753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 4m |
Amount delinquent:
| $740 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $603 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| truth-demon8 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to...repair of auto
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3800
Monthly expenses: $3252
Housing: $1352
Insurance: $180
Car expenses: $150
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $420
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/23/2011 5:28:46 PM |
fountain355 | $25.00 | 11/25/2011 4:47:30 AM |
transparency-river1 | $1,625.00 | 11/28/2011 7:10:14 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:29:28 AM |
managedfund | $300.00 | 11/28/2011 12:48:46 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
540826
This series of Notes was issued and sold upon the funding of the borrower loan #56722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-24-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 10.63% |
Borrower rate/APR:
| 11.63% / 19.35% |
Monthly payment:
| $177.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.46% | | |
| |
Estimated return*:
| 4.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 7% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,359 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| No | | |
Screen name:
| penny-protector9 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help for Christmas
Purpose of loan:
This loan will be used to...fund Christmas for gifts to our 3 children. Just found out on a 1 week furlough, and unpaid Thanksgiving Holiday time. Our shopping fund is now gone, and difficult to make all the bills this next month. Help me be the Santa I was planning on being to my children.
I am a good candidate for this loan because...our income exceeds living expenses by $475/mo. Therefore my family will be able to pay the loan off on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/24/2011 9:11:52 AM |
MicroLender357 | $25.00 | 11/24/2011 9:11:57 AM |
supernova719 | $25.00 | 11/24/2011 9:29:11 AM |
igniter584 | $25.00 | 11/24/2011 9:31:04 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:03 AM |
TrustPlus | $50.00 | 11/26/2011 9:10:04 AM |
Loan_Some_Money | $25.00 | 11/26/2011 1:52:41 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:05:59 PM |
chef6 | $100.00 | 11/27/2011 6:47:23 AM |
igniter584 | $25.00 | 11/27/2011 8:30:05 AM |
careful-note | $50.00 | 11/27/2011 4:58:57 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:42 PM |
Thunder08 | $25.00 | 11/27/2011 5:35:58 PM |
umfan123 | $25.00 | 11/27/2011 6:46:41 PM |
britches613 | $25.00 | 11/28/2011 7:00:00 AM |
dordee | $60.00 | 11/28/2011 11:23:44 AM |
green28 | $50.00 | 11/28/2011 11:28:33 AM |
bullet-shark | $25.00 | 11/28/2011 11:36:15 AM |
finance-scout2 | $25.00 | 11/28/2011 11:50:50 AM |
bcsmith | $25.00 | 11/28/2011 8:57:05 AM |
orbital-dollar2 | $25.00 | 11/28/2011 10:41:49 AM |
liberty-saber3 | $50.00 | 11/28/2011 11:22:42 AM |
r48 | $25.00 | 11/25/2011 12:47:06 PM |
best-lean-yield | $25.00 | 11/26/2011 12:27:37 PM |
daekpon | $50.00 | 11/27/2011 9:33:28 AM |
pie4 | $25.00 | 11/26/2011 9:22:41 PM |
B-rad_the_Coug | $25.00 | 11/28/2011 1:16:32 AM |
Supernick | $100.00 | 11/28/2011 1:31:44 AM |
yield-hut | $25.00 | 11/28/2011 3:31:27 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:48 AM |
tenacious-capital3 | $26.27 | 11/28/2011 9:17:02 AM |
rogue_monster | $50.00 | 11/28/2011 9:21:00 AM |
wwwUniversal | $25.00 | 11/28/2011 9:24:12 AM |
liberty-saber3 | $100.00 | 11/28/2011 9:40:38 AM |
american6 | $100.00 | 11/27/2011 11:55:53 PM |
wise-eloquent-yield | $25.00 | 11/28/2011 10:12:01 AM |
Johnab | $26.02 | 11/28/2011 11:59:02 AM |
organized-payment6 | $50.00 | 11/28/2011 5:36:39 AM |
enterprising-credit2 | $25.00 | 11/28/2011 8:10:24 AM |
managedfund | $362.71 | 11/28/2011 12:38:17 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
540844
This series of Notes was issued and sold upon the funding of the borrower loan #56814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Nov-24-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 4% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 15y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,134 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tamer261 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
My financial situation:
I am a good candidate for this loan because I have excellent credit and have sufficient disposable income to make the monthly payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
daveseansworld | $50.00 | 11/24/2011 9:05:28 AM |
aabadabadoo | $25.00 | 11/24/2011 9:06:03 AM |
Cheburashka | $25.00 | 11/24/2011 9:06:52 AM |
wtrboy | $25.00 | 11/24/2011 9:07:26 AM |
IPG1 | $25.00 | 11/24/2011 9:08:57 AM |
ianakacg | $25.00 | 11/24/2011 9:14:01 AM |
first-euro-rapture | $25.00 | 11/24/2011 9:05:25 AM |
sweet-loan7 | $25.00 | 11/24/2011 9:16:27 AM |
worthy-bid8 | $50.00 | 11/24/2011 9:17:04 AM |
brightest-fearless-payout | $50.00 | 11/24/2011 9:20:09 AM |
britgsb | $30.00 | 11/24/2011 9:21:54 AM |
Ivan2007 | $25.00 | 11/24/2011 9:22:49 AM |
five-star-nickel7 | $25.00 | 11/24/2011 9:16:04 AM |
evnagelist | $25.00 | 11/24/2011 9:17:24 AM |
goal-dollar1 | $20.00 | 11/24/2011 9:24:37 AM |
Figure4 | $25.00 | 11/24/2011 9:07:19 AM |
aasx1108 | $25.00 | 11/24/2011 9:11:28 AM |
CIC | $25.00 | 11/24/2011 9:17:47 AM |
a-responsible-return | $50.00 | 11/24/2011 9:19:57 AM |
platinum-genetics | $25.00 | 11/24/2011 9:09:56 AM |
anyoi | $25.00 | 11/24/2011 9:10:55 AM |
vivacious-truth3 | $25.00 | 11/24/2011 9:07:36 AM |
first-favorite-bonus9 | $25.00 | 11/24/2011 9:16:19 AM |
nuclearmoose | $25.00 | 11/24/2011 9:17:00 AM |
nickel-ferret | $50.00 | 11/24/2011 9:18:08 AM |
BxRealtor | $25.00 | 11/24/2011 9:11:52 AM |
toblerone | $25.00 | 11/24/2011 9:18:38 AM |
Dollars4Rent | $50.00 | 11/24/2011 9:12:29 AM |
velocity-solo | $25.00 | 11/24/2011 9:13:29 AM |
jonandmeg21 | $25.00 | 11/24/2011 9:14:27 AM |
fulfilling-market2 | $100.00 | 11/24/2011 9:21:56 AM |
bid-papyrus | $25.00 | 11/24/2011 9:15:28 AM |
SourDoughSteve | $25.00 | 11/24/2011 9:23:23 AM |
Daneistes | $50.00 | 11/24/2011 9:17:20 AM |
marketplace-cello5 | $25.00 | 11/24/2011 9:17:26 AM |
Ripsaw4U | $50.00 | 11/24/2011 9:19:27 AM |
D911ave | $50.00 | 11/24/2011 9:22:45 AM |
j2ee | $25.00 | 11/24/2011 9:23:07 AM |
riproaringrapids | $25.00 | 11/24/2011 9:24:13 AM |
mizount | $25.00 | 11/24/2011 9:05:38 AM |
GMPK_TLAS | $50.00 | 11/24/2011 9:10:03 AM |
subtle-revenue0 | $25.00 | 11/24/2011 9:10:10 AM |
Clambake | $25.00 | 11/24/2011 9:14:18 AM |
minista | $25.00 | 11/24/2011 9:19:48 AM |
rmachi | $25.00 | 11/24/2011 9:21:19 AM |
don8ter | $50.00 | 11/24/2011 9:22:12 AM |
sportsmagic | $500.00 | 11/24/2011 9:24:00 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
540850
This series of Notes was issued and sold upon the funding of the borrower loan #56724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,559 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Nurse-RN |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Energy Efficient Upgrades
Purpose of loan:
This loan will be used to puchase a new propane tankless water heater and repalce and old inefficient furnace with a 95% efficient furnace.
My financial situation:
I am an excellent candidate for this loan because I have never made a late payment or defaulted on any financial obligation. I have a secure job(Registered Nurse) that is not affected by the poor economy and have little to no chance of being laid-off or unemployed. I have been employed as a nurse since 1999 and have always had a full-time job.
Monthly net income: $3500.00
Monthly expenses: $2925.93
Housing: $1000.00
Insurance: $117.00
Car expenses: $158.93
Utilities: $175.00
Phone, cable, internet: $125.00
Food, entertainment: $400.00
Clothing, household expenses: $250.00
Credit cards and other loans: $500.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/24/2011 5:18:01 PM |
SLN-10 | $50.00 | 11/24/2011 9:28:20 AM |
favorite-commerce | $30.00 | 11/25/2011 8:10:30 AM |
loss-of-control | $75.00 | 11/25/2011 6:52:04 PM |
worth-blanket2 | $2,100.00 | 11/26/2011 5:58:09 AM |
loanman2007 | $35.00 | 11/26/2011 6:13:22 AM |
beaker | $25.00 | 11/25/2011 4:27:24 PM |
SolarMoonshine | $25.00 | 11/24/2011 11:57:56 AM |
heavenly-interest9 | $500.00 | 11/24/2011 3:04:01 PM |
papaloha | $25.00 | 11/24/2011 9:26:25 AM |
golden-velocity9 | $35.00 | 11/24/2011 9:28:05 AM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:13 PM |
beakerfish | $50.00 | 11/25/2011 7:44:34 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
540854
This series of Notes was issued and sold upon the funding of the borrower loan #56529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $532.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $288 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| abundant-investment7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
We are creating USA Jobs!
Purpose of loan:
This loan will be used to...
Expand and promote our paperless bookkeeping business. We use only U.S.A. Based labor and help small businesses complete their bookkeeping in realtime by using our own proprietary software to manage the workflow, track the billable time spent at 5 levels of bookkeeping and to monitor our at home employees. We provide the systems, procedures, technology and trained staff for small businesses to use as they scalable grow their companies.
My financial situation:
I am a good candidate for this loan because...
I expect repayment to occur in one year because repayment will be made from a portion of each new client that signs up, not from my personal salary.
I am currently debt free. I am personally taking a lower salary as part of my commitment to launching this platform nationwide.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/24/2011 6:38:05 AM |
igniter584 | $25.00 | 11/23/2011 5:23:06 PM |
pound-mushroom3 | $25.00 | 11/23/2011 5:31:44 PM |
enthralling-deal180 | $25.00 | 11/24/2011 5:35:48 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:02 AM |
loanman2007 | $25.00 | 11/26/2011 6:17:59 AM |
worth-blanket2 | $14,800.00 | 11/26/2011 6:00:02 AM |
dime-hot-rod7 | $50.00 | 11/25/2011 12:43:06 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
540864
This series of Notes was issued and sold upon the funding of the borrower loan #56764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $319.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-asset-coup |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 18 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2011)
740-759
(Jul-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Purchase of a new car
Purpose of loan: Purchase a new car
This loan will be used to...puchase a car
My financial situation:
I am a good candidate for this loan because...I live rent free with famility, and I have low debt.
Monthly net income: $3668.00
Monthly expenses: $1014.00
Housing: $0
Insurance: $100
Car expenses: $300
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $514
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/25/2011 5:26:53 PM |
shawnw2 | $38.77 | 11/27/2011 1:15:44 AM |
investment-daydream | $25.00 | 11/28/2011 11:07:09 AM |
jjswanso | $50.00 | 11/25/2011 5:16:22 PM |
pound-mushroom3 | $25.00 | 11/25/2011 5:10:42 PM |
fortytwo | $50.00 | 11/25/2011 5:15:23 PM |
fcrick | $25.00 | 11/25/2011 5:21:30 PM |
loan-mammal | $100.00 | 11/25/2011 5:22:11 PM |
Kash2010lu | $30.00 | 11/25/2011 5:58:54 PM |
Feyenoord | $30.00 | 11/25/2011 9:30:50 PM |
BigSkyFinancial | $30.00 | 11/26/2011 12:26:54 AM |
grammaspurse | $25.00 | 11/26/2011 9:07:14 AM |
golden-velocity9 | $35.00 | 11/25/2011 5:09:03 PM |
papaloha | $25.00 | 11/25/2011 5:13:48 PM |
credit-guard5 | $25.00 | 11/25/2011 6:52:42 PM |
the-lean-bid | $30.00 | 11/26/2011 12:44:45 PM |
Mikale360 | $25.00 | 11/25/2011 11:01:01 PM |
credit-missile | $85.00 | 11/26/2011 12:24:35 PM |
jpaulnyc | $50.00 | 11/26/2011 3:59:57 AM |
loanman2007 | $150.00 | 11/26/2011 5:54:48 AM |
payout-reaction740 | $25.00 | 11/26/2011 12:34:33 PM |
OldManP | $25.00 | 11/26/2011 11:09:44 AM |
handy-justice | $50.00 | 11/26/2011 11:48:09 AM |
Bcs-cnc | $25.00 | 11/26/2011 7:24:03 PM |
WonByOne | $100.00 | 11/27/2011 3:54:55 AM |
greenwell | $25.00 | 11/27/2011 9:35:44 AM |
daekpon | $100.00 | 11/27/2011 9:38:59 AM |
worldly-investment333 | $25.00 | 11/27/2011 11:26:46 AM |
penny-sergeant | $25.00 | 11/26/2011 2:55:46 PM |
loss-of-control | $100.00 | 11/26/2011 4:55:18 PM |
chameleon125 | $25.00 | 11/26/2011 4:59:54 PM |
babybrother | $50.00 | 11/27/2011 5:42:26 AM |
B-rad_the_Coug | $25.00 | 11/28/2011 1:08:52 AM |
Supernick | $50.00 | 11/28/2011 1:32:05 AM |
cilynx | $25.00 | 11/28/2011 3:32:18 AM |
wheel184 | $25.00 | 11/28/2011 4:55:43 AM |
CatbirdBanking | $25.00 | 11/27/2011 8:26:53 PM |
economy-popcorn | $25.00 | 11/27/2011 8:36:40 PM |
octoberfresh | $25.00 | 11/28/2011 10:42:55 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:27 AM |
malomar66 | $42.17 | 11/28/2011 11:44:28 AM |
industrious-currency | $25.00 | 11/28/2011 10:41:07 AM |
careful-note | $70.00 | 11/28/2011 4:37:01 AM |
terrific-p2ploan | $25.00 | 11/28/2011 2:03:13 PM |
glroark | $50.00 | 11/28/2011 7:05:27 AM |
irrelevant | $25.00 | 11/28/2011 2:06:04 PM |
vutah | $25.00 | 11/28/2011 4:38:02 PM |
greencat | $50.00 | 11/28/2011 2:56:27 PM |
DoctorJoe | $30.00 | 11/28/2011 10:11:36 AM |
dollar-tornado3 | $50.00 | 11/28/2011 11:02:22 AM |
investment-comet | $25.00 | 11/28/2011 11:51:19 AM |
future-baby-fund | $50.00 | 11/28/2011 2:43:52 PM |
katnmouse | $25.00 | 11/28/2011 4:04:59 PM |
investment-daydream | $75.00 | 11/25/2011 9:01:06 PM |
InChicago | $100.00 | 11/25/2011 9:26:38 PM |
marinbb | $100.00 | 11/26/2011 11:09:58 AM |
grnii78 | $100.00 | 11/28/2011 5:00:47 AM |
RoZu_Lending | $100.00 | 11/25/2011 5:06:25 PM |
SLN-10 | $50.00 | 11/25/2011 5:28:57 PM |
NekHoldings | $25.00 | 11/25/2011 6:59:58 PM |
investmentgroup | $25.00 | 11/25/2011 5:24:20 PM |
Interloper | $33.00 | 11/25/2011 7:42:43 PM |
SecondChanceLendingSERV | $25.00 | 11/25/2011 11:54:35 PM |
EL_Papin | $25.00 | 11/26/2011 6:25:41 AM |
LiveNow | $50.00 | 11/26/2011 8:24:44 AM |
atlas100 | $25.00 | 11/26/2011 7:19:55 AM |
goodhearted-generosity511 | $25.00 | 11/26/2011 11:15:42 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:05 PM |
DHolly | $31.00 | 11/26/2011 12:18:21 PM |
atlas-shrugged | $200.00 | 11/25/2011 7:27:15 PM |
trumpeter5 | $25.00 | 11/26/2011 5:13:11 AM |
Christophe | $25.00 | 11/26/2011 4:43:27 PM |
papaloha | $200.00 | 11/26/2011 1:29:39 PM |
The-Lighthouse-Group | $25.00 | 11/27/2011 5:48:24 AM |
r48 | $33.00 | 11/27/2011 6:18:37 AM |
mrxtravis | $25.00 | 11/26/2011 12:35:44 PM |
thankful-nickel2 | $25.00 | 11/27/2011 10:47:23 AM |
Digger85 | $50.00 | 11/26/2011 8:50:38 PM |
hookUup | $37.20 | 11/27/2011 5:24:24 PM |
novice-speculator | $25.00 | 11/27/2011 2:03:19 PM |
mikeandcat | $50.00 | 11/27/2011 6:31:17 PM |
just-loyalty643 | $50.00 | 11/27/2011 3:17:06 PM |
thrilling-wealth556 | $25.00 | 11/27/2011 3:18:35 PM |
MoneyTree79 | $75.00 | 11/27/2011 8:04:39 PM |
economy-popcorn | $25.00 | 11/27/2011 8:35:52 PM |
payment-halo | $25.00 | 11/27/2011 7:10:27 PM |
SolarMoonshine | $50.00 | 11/28/2011 3:35:58 AM |
momoney2lend | $25.00 | 11/27/2011 10:52:04 AM |
farchoir | $25.00 | 11/28/2011 5:11:04 AM |
agalt | $100.00 | 11/28/2011 8:36:16 AM |
kain11286 | $25.00 | 11/28/2011 8:39:55 AM |
FutureLenderEC | $70.90 | 11/28/2011 6:18:03 AM |
dsgfl1 | $105.00 | 11/28/2011 7:05:02 AM |
enterprising-credit2 | $50.00 | 11/28/2011 8:10:37 AM |
transaction-engine6 | $25.00 | 11/27/2011 2:48:09 PM |
wwwUniversal | $25.00 | 11/28/2011 9:24:13 AM |
ronin4sale | $25.00 | 11/27/2011 3:57:37 PM |
CoolPlexer | $25.00 | 11/27/2011 5:06:42 PM |
Comoparklender | $25.00 | 11/28/2011 9:14:01 AM |
wroot | $25.00 | 11/28/2011 1:28:47 PM |
Soulphoniks-Holdings | $28.12 | 11/28/2011 11:56:44 AM |
social-zebra | $30.00 | 11/28/2011 12:08:09 PM |
nickel-acrobat | $100.00 | 11/28/2011 1:01:52 PM |
first-serene-credit | $25.00 | 11/28/2011 8:09:59 AM |
clean-dime1 | $30.00 | 11/28/2011 3:20:54 PM |
URBANCAPITAL | $25.00 | 11/28/2011 3:23:35 PM |
weiyinsan | $80.00 | 11/28/2011 2:16:54 PM |
jpac1066 | $100.00 | 11/28/2011 2:25:54 PM |
durable-hope0 | $30.00 | 11/28/2011 4:18:54 PM |
Impact_Vector | $25.00 | 11/28/2011 4:41:56 PM |
peace-birdie | $51.70 | 11/28/2011 4:49:59 PM |
Coin-Toss | $43.13 | 11/28/2011 4:32:01 PM |
BlessedEveryDay | $26.01 | 11/28/2011 10:03:12 AM |
elbastador | $25.00 | 11/28/2011 10:11:16 AM |
rchissocol | $100.00 | 11/28/2011 11:18:02 AM |
green28 | $200.00 | 11/28/2011 11:37:12 AM |
managedfund | $1,750.00 | 11/28/2011 12:45:34 PM |
leball | $25.00 | 11/28/2011 12:46:17 PM |
calmfunds | $500.00 | 11/28/2011 12:47:09 PM |
bonus-seahorse | $25.00 | 11/28/2011 2:29:06 PM |
discrete-asset | $25.00 | 11/28/2011 3:10:51 PM |
buffalobills | $25.00 | 11/28/2011 4:03:11 PM |
suave-dime6 | $25.00 | 11/28/2011 4:23:10 PM |
factcheck | $50.00 | 11/28/2011 4:28:00 PM |
124 Investments
|
Borrower Payment Dependent Notes Series
540876
This series of Notes was issued and sold upon the funding of the borrower loan #57202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $215.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 41% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,482 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| adventurer790 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation loan
Purpose of loan:
This loan will be used to...
Consolidate bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $
Housing: $500
Insurance: $70
Car expenses: $600
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/25/2011 5:10:42 PM |
bazaar-festivity | $25.00 | 11/25/2011 5:06:08 PM |
ultimate-peace | $25.00 | 11/25/2011 5:08:48 PM |
fortytwo | $150.00 | 11/26/2011 12:16:44 PM |
wonder3 | $35.00 | 11/25/2011 8:34:44 PM |
greenwell | $25.00 | 11/27/2011 9:35:44 AM |
managedfund | $750.00 | 11/28/2011 12:52:48 PM |
patriot897 | $25.00 | 11/28/2011 10:44:18 AM |
SLN-10 | $50.00 | 11/25/2011 5:28:25 PM |
Whipster | $100.00 | 11/25/2011 5:59:09 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:05 PM |
Something-Corporate | $25.00 | 11/26/2011 12:00:19 PM |
social-heart | $25.00 | 11/28/2011 9:08:12 AM |
careful-note | $70.00 | 11/28/2011 4:37:02 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:27 AM |
Rogelio48 | $25.00 | 11/28/2011 6:34:10 AM |
ChrisProsper | $45.00 | 11/28/2011 3:28:05 PM |
worth-blanket2 | $3,400.00 | 11/28/2011 2:23:43 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
540898
This series of Notes was issued and sold upon the funding of the borrower loan #56890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,809 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| bazaar-chosen-one4 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
simo
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/25/2011 5:10:43 PM |
papaloha | $25.00 | 11/25/2011 5:13:48 PM |
transaction-circuit | $50.00 | 11/28/2011 3:37:57 PM |
enterprising-credit2 | $25.00 | 11/29/2011 6:47:29 AM |
worthy-bid8 | $46.00 | 11/29/2011 9:26:28 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:16 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:28 AM |
investment-comet | $25.00 | 11/29/2011 11:24:24 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:56:02 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:25 AM |
agalt | $100.00 | 11/29/2011 11:35:22 AM |
CA-Lender | $25.00 | 11/29/2011 11:11:05 AM |
gain-mountain1 | $50.00 | 11/29/2011 11:39:55 AM |
golden-velocity9 | $35.00 | 11/25/2011 5:09:04 PM |
careful-note | $70.00 | 11/28/2011 4:37:02 AM |
fortytwo | $65.00 | 11/27/2011 12:18:54 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:58:18 AM |
patriot897 | $25.00 | 11/28/2011 10:44:19 AM |
ingenious-deal6 | $25.00 | 11/28/2011 5:24:12 PM |
Dignified-Market29 | $25.00 | 11/29/2011 7:35:07 AM |
fantastic-wampum1 | $100.00 | 11/29/2011 9:11:24 AM |
dinhkevin_usa | $54.51 | 11/29/2011 11:23:59 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:37 AM |
brightest-gain-investor | $1,004.49 | 11/29/2011 11:48:28 AM |
24 Investments
|
Borrower Payment Dependent Notes Series
540900
This series of Notes was issued and sold upon the funding of the borrower loan #56935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $180.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| bonaza845 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Max
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/25/2011 5:13:49 PM |
golden-velocity9 | $35.00 | 11/25/2011 5:09:04 PM |
pound-mushroom3 | $25.00 | 11/25/2011 5:10:43 PM |
CA-Lender | $50.00 | 11/27/2011 9:05:50 PM |
patriot897 | $25.00 | 11/28/2011 10:44:19 AM |
LiveNow | $50.00 | 11/26/2011 8:27:00 AM |
jjswanso | $50.00 | 11/25/2011 5:16:22 PM |
gentle-gain235 | $25.00 | 11/26/2011 9:28:25 AM |
weiyinsan | $25.00 | 11/27/2011 1:31:58 AM |
finance-investor3 | $25.00 | 11/27/2011 4:07:00 PM |
careful-note | $70.00 | 11/28/2011 4:37:03 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:59:00 AM |
worth-blanket2 | $4,100.00 | 11/28/2011 2:24:09 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
540914
This series of Notes was issued and sold upon the funding of the borrower loan #56634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
5 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,883 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| cognizant-payout2 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Various Bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 11/28/2011 3:34:21 PM |
bazaar-festivity | $25.00 | 11/24/2011 5:06:13 PM |
ultimate-peace | $250.00 | 11/24/2011 5:08:29 PM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:26 AM |
green28 | $25.00 | 11/28/2011 11:40:09 AM |
setUup | $25.20 | 11/28/2011 3:28:28 PM |
Comoparklender | $25.00 | 11/28/2011 5:13:30 PM |
social-zebra | $30.00 | 11/28/2011 12:10:41 PM |
enterprising-credit2 | $25.00 | 11/28/2011 1:47:40 PM |
loan-mammal | $69.00 | 11/28/2011 5:21:55 PM |
dudebrah | $25.00 | 11/28/2011 6:14:12 PM |
EngineersAlliance | $125.00 | 11/24/2011 5:26:49 PM |
SolarMoonshine | $25.00 | 11/24/2011 6:18:29 PM |
shrewd-income | $25.00 | 11/26/2011 10:06:51 AM |
careful-note | $70.00 | 11/28/2011 4:36:58 AM |
atcrain07 | $50.00 | 11/28/2011 1:07:41 PM |
greencat | $50.00 | 11/28/2011 2:54:44 PM |
CatbirdBanking | $25.00 | 11/28/2011 12:47:44 PM |
transparency-river1 | $955.80 | 11/28/2011 7:12:02 PM |
vutah | $25.00 | 11/28/2011 4:26:35 PM |
excellent-wealth6 | $25.00 | 11/28/2011 5:59:12 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
540926
This series of Notes was issued and sold upon the funding of the borrower loan #56803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $246.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,373 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-booster0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
640-659
(Feb-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
A leaky roof!
Purpose of loan:
This loan will be used to repair the roof on our rental property. It has come to our attention that this roof won't wait for us to save money up to replace it. It needs immediate attention.
My financial situation:
I am a good candidate for this loan because I have paid off my previous prosper loan in full. I recently received a raise for more than the amount of the monthly payments, so it should be no problem to make payments.
In any case, thanks for funding the loan!
Monthly net income: $ 5400
Housing: $ 1500
Insurance: $ 200
Car expenses: $ 500
Utilities: $ 200
Phone, cable, internet: $ 250
Food, entertainment: $ 500
Clothing, household expenses: $ 200
Credit cards and other loans: $ 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evan | $25.00 | 11/24/2011 10:46:25 PM |
LittleMingo | $25.00 | 11/25/2011 9:06:40 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:04 AM |
igniter584 | $25.00 | 11/24/2011 5:17:11 PM |
papaloha | $25.00 | 11/24/2011 5:17:15 PM |
Beechturner | $40.00 | 11/24/2011 5:25:47 PM |
papaloha | $500.00 | 11/25/2011 4:36:53 PM |
JustMee | $25.00 | 11/25/2011 12:23:16 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:27 PM |
tenacious-capital3 | $26.27 | 11/25/2011 5:26:00 PM |
RecoveryLender | $25.00 | 11/26/2011 6:46:57 AM |
AndChicksforFree | $25.00 | 11/24/2011 5:13:31 PM |
gold-tsunami | $30.00 | 11/24/2011 9:01:32 PM |
loan-mammal | $100.00 | 11/24/2011 5:15:56 PM |
Bank_Of_XL | $25.00 | 11/25/2011 7:49:34 AM |
loyalty-circuitry | $50.00 | 11/25/2011 7:51:13 AM |
lekkerguy | $100.00 | 11/26/2011 3:06:27 AM |
spiritual-greenback | $3.73 | 11/26/2011 7:56:57 AM |
worth-blanket2 | $5,900.00 | 11/26/2011 5:58:59 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
540928
This series of Notes was issued and sold upon the funding of the borrower loan #56709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
24 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,201 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pure-marketplace7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Worthy Great Payment History
Purpose of loan: Debt Consolidation
Thank you for considering funding my loan. In my entire life, I have never been late on a payment and I have an utmost sense of personal responsibility and reliability. My employment is very stable and my Company is doing very well even in this rough economy. This loan will really help me pay down my consumer debt. I am working to optimize my finances. Please feel free to contact me with any questions at all.
Thank you very much for checking my listing
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4466.67
Housing: $1567 includes tax and insurance
Insurance Life and Health: I pay $250 - company pays half
Car expenses: $ 250 fuel and insurance - car is owned outright
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $650
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/25/2011 9:19:59 AM |
DHolly | $31.00 | 11/25/2011 9:26:30 AM |
golden-velocity9 | $35.00 | 11/25/2011 9:20:56 AM |
heavenly-interest9 | $500.00 | 11/25/2011 4:08:53 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:02 PM |
SecondChanceLendingSERV | $25.00 | 11/26/2011 9:23:52 AM |
Core-Marketing | $25.00 | 11/27/2011 5:04:01 AM |
grotheik | $25.00 | 11/27/2011 6:49:27 PM |
careful-note | $70.00 | 11/28/2011 4:36:59 AM |
patriot897 | $25.00 | 11/28/2011 10:44:18 AM |
nickel-acrobat | $25.00 | 11/28/2011 1:00:04 PM |
papaloha | $25.00 | 11/25/2011 9:10:50 AM |
fountain355 | $25.00 | 11/26/2011 4:12:33 AM |
goodhearted-generosity511 | $25.00 | 11/26/2011 11:14:16 AM |
Rogelio48 | $30.00 | 11/26/2011 8:36:49 PM |
greenwell | $25.00 | 11/27/2011 9:35:43 AM |
finance-investor3 | $25.00 | 11/27/2011 3:35:45 PM |
ZOOOM | $25.00 | 11/27/2011 10:12:17 PM |
CA-Lender | $25.00 | 11/27/2011 9:06:18 PM |
daekpon | $75.00 | 11/27/2011 9:42:39 AM |
worth-blanket2 | $6,300.00 | 11/28/2011 2:21:48 PM |
Dignified-Market29 | $34.00 | 11/28/2011 2:51:21 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
540932
This series of Notes was issued and sold upon the funding of the borrower loan #57002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $228.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
1 | Length of status: | 2y 0m |
Amount delinquent:
| $61 |
Total credit lines:
| 15 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| trackskinz |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2008)
800-819
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt consolidation for business
Purpose of loan: Pay off a high interest line of credit.
This loan will be used to...Pay of a line of credit which my credit raised to 16.75%
My financial situation: Good paying steady job. Very low expenses as my job takes me on the road and my company pays my living expenses.
I am a good candidate for this loan because...I have paid off a previous similar loan and have not borrowed any money for anything in three years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $25.00 | 11/24/2011 5:16:13 PM |
fcrick | $25.00 | 11/24/2011 5:11:24 PM |
a-finance-nirvana | $25.00 | 11/25/2011 5:55:17 AM |
igniter584 | $25.00 | 11/27/2011 8:30:06 AM |
WonByOne | $50.00 | 11/27/2011 4:01:53 AM |
careful-note | $50.00 | 11/27/2011 4:58:58 AM |
r48 | $33.00 | 11/27/2011 6:22:48 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:43 AM |
kenji4861 | $25.00 | 11/28/2011 5:12:35 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:01 PM |
silver-birdie | $100.00 | 11/28/2011 5:10:13 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:55 PM |
enriching-trade2 | $50.00 | 11/28/2011 5:24:41 PM |
Lo0se_mo0se | $25.00 | 11/29/2011 6:14:27 AM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:45 PM |
antlr | $50.00 | 11/28/2011 7:28:24 PM |
oskizzle | $25.00 | 11/28/2011 8:09:06 PM |
Hexnut | $100.00 | 11/28/2011 10:08:54 PM |
natural-affluence4 | $25.00 | 11/29/2011 9:15:01 AM |
WalnutCreekguy | $100.00 | 11/29/2011 9:37:44 AM |
don8ter | $50.00 | 11/29/2011 9:35:53 AM |
roadtruck | $50.00 | 11/29/2011 9:11:56 AM |
DadWarbucks | $25.00 | 11/29/2011 9:46:30 AM |
Zoramite | $25.00 | 11/29/2011 9:29:32 AM |
diverse2 | $30.00 | 11/29/2011 3:45:28 PM |
meenan | $10.73 | 11/29/2011 4:31:45 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:45 AM |
influential-benjamins0 | $100.00 | 11/24/2011 5:06:59 PM |
igniter584 | $25.00 | 11/24/2011 5:17:12 PM |
jazz619 | $25.00 | 11/27/2011 6:14:16 PM |
toblerone | $25.00 | 11/28/2011 5:07:08 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:35 PM |
Clambake | $25.00 | 11/28/2011 5:21:09 PM |
indomitable-coin | $25.00 | 11/28/2011 7:17:38 PM |
MONEYLENDER101 | $206.00 | 11/29/2011 6:00:24 AM |
TrustPlus | $50.00 | 11/29/2011 9:26:36 AM |
PRGuyinVA | $25.00 | 11/29/2011 9:37:11 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:01 AM |
anacent | $25.00 | 11/29/2011 9:44:17 AM |
djh47a | $25.00 | 11/29/2011 1:31:22 PM |
w3alter | $44.00 | 11/29/2011 9:47:32 AM |
worth-blanket2 | $3,900.00 | 11/29/2011 1:53:28 PM |
bbrelo | $25.00 | 11/29/2011 9:48:31 AM |
cnovak | $25.00 | 11/29/2011 9:49:59 AM |
SaratogaAccountant | $50.00 | 11/29/2011 3:03:23 PM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:39 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
540938
This series of Notes was issued and sold upon the funding of the borrower loan #56800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Nov-24-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-24-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 3% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,456 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| truth-monster2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen remodel
Purpose of loan:
This loan will be used to remodel the kitchen in our house.
My financial situation:
I am a good candidate for this loan because I have a steady job (I am a university professor) and can pay back the loan within a short period of time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
taurusco | $100.00 | 11/24/2011 5:07:29 PM |
five-star-nickel7 | $25.00 | 11/24/2011 5:15:14 PM |
figs4u2 | $100.00 | 11/24/2011 5:19:30 PM |
first-favorite-bonus9 | $25.00 | 11/24/2011 5:22:03 PM |
subtle-revenue0 | $25.00 | 11/24/2011 5:22:46 PM |
sweet-loan7 | $25.00 | 11/24/2011 5:06:03 PM |
jscope | $25.00 | 11/24/2011 5:25:11 PM |
bb575 | $50.00 | 11/24/2011 5:26:27 PM |
gracej | $25.00 | 11/24/2011 5:28:46 PM |
quantumwellguy | $50.00 | 11/24/2011 5:12:49 PM |
BxRealtor | $25.00 | 11/24/2011 5:14:01 PM |
platinum-sorcerer6 | $50.00 | 11/24/2011 5:19:24 PM |
transaction-axis6 | $650.00 | 11/24/2011 5:33:23 PM |
cashhelp | $25.00 | 11/24/2011 5:15:45 PM |
vivacious-truth3 | $25.00 | 11/24/2011 5:18:30 PM |
cnovak | $25.00 | 11/24/2011 5:20:22 PM |
Dollars4Rent | $50.00 | 11/24/2011 5:21:03 PM |
speyer | $25.00 | 11/24/2011 5:27:00 PM |
goal-dollar1 | $50.00 | 11/24/2011 5:07:40 PM |
fortytwo | $150.00 | 11/24/2011 5:14:21 PM |
KLCRAY | $25.00 | 11/24/2011 5:17:57 PM |
naniamo | $25.00 | 11/24/2011 5:26:06 PM |
AFairDeal | $25.00 | 11/24/2011 5:27:49 PM |
Bendistraw | $25.00 | 11/24/2011 5:09:48 PM |
igniter584 | $25.00 | 11/24/2011 5:17:12 PM |
nuclearmoose | $25.00 | 11/24/2011 5:17:17 PM |
SB-Funding | $50.00 | 11/24/2011 5:19:36 PM |
neighborly-hope6 | $100.00 | 11/24/2011 5:20:51 PM |
efficient-marketplace | $25.00 | 11/24/2011 5:24:11 PM |
jonandmeg21 | $25.00 | 11/24/2011 5:25:51 PM |
supernova719 | $25.00 | 11/24/2011 5:09:30 PM |
Sid-K | $25.00 | 11/24/2011 5:17:59 PM |
aabadabadoo | $25.00 | 11/24/2011 5:19:50 PM |
enriching-trade2 | $50.00 | 11/24/2011 5:25:39 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
540942
This series of Notes was issued and sold upon the funding of the borrower loan #56891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $334.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 26% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,450 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-famous-rate |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate credit cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bb575 | $50.00 | 11/25/2011 5:16:31 PM |
aabadabadoo | $25.00 | 11/25/2011 5:21:58 PM |
LoanerPrincipal | $25.00 | 11/25/2011 5:26:17 PM |
igniter584 | $25.00 | 11/25/2011 5:20:06 PM |
umfan123 | $25.00 | 11/26/2011 5:55:06 PM |
careful-note | $50.00 | 11/27/2011 4:59:04 AM |
axl163 | $25.00 | 11/27/2011 10:20:24 AM |
jazz619 | $25.00 | 11/27/2011 6:14:18 PM |
american6 | $100.00 | 11/27/2011 11:55:57 PM |
loan-mammal | $100.00 | 11/28/2011 9:09:49 AM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:41 PM |
Bank42 | $25.00 | 11/27/2011 5:04:16 PM |
ingenious-deal6 | $25.00 | 11/28/2011 9:17:47 AM |
Sneezie | $100.00 | 11/28/2011 10:23:01 AM |
uberrific | $50.00 | 11/27/2011 10:08:39 PM |
enriching-trade2 | $50.00 | 11/28/2011 5:24:42 PM |
enterprising-credit2 | $100.00 | 11/29/2011 6:44:51 AM |
Clambake | $25.00 | 11/29/2011 9:06:07 AM |
LarWit1512 | $25.00 | 11/29/2011 9:06:26 AM |
Hexnut | $100.00 | 11/28/2011 10:08:54 PM |
silver-birdie | $100.00 | 11/29/2011 9:16:27 AM |
toblerone | $25.00 | 11/29/2011 9:49:02 AM |
chicagobanker | $50.00 | 11/29/2011 1:13:16 PM |
worth-blanket2 | $3,100.00 | 11/29/2011 1:51:31 PM |
social-trumpet | $25.00 | 11/29/2011 12:30:01 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:04 PM |
vine99 | $75.00 | 11/26/2011 10:35:20 AM |
subtle-revenue0 | $25.00 | 11/25/2011 5:15:27 PM |
pdub | $75.00 | 11/25/2011 5:17:40 PM |
BxRealtor | $25.00 | 11/25/2011 5:18:12 PM |
skillful-diversification2 | $25.00 | 11/25/2011 5:19:15 PM |
JustMee | $25.00 | 11/25/2011 6:46:48 PM |
availableloan | $25.00 | 11/26/2011 10:24:45 PM |
igniter584 | $25.00 | 11/27/2011 8:30:11 AM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:07:21 PM |
roadtruck | $50.00 | 11/28/2011 8:26:31 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:43 PM |
kenji4861 | $25.00 | 11/28/2011 5:12:36 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:36 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:05 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:46 PM |
Dignified-Market29 | $25.00 | 11/29/2011 7:35:07 AM |
the-precious-bid | $25.00 | 11/29/2011 9:13:55 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:01:28 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:38 AM |
fascinating-transparency6 | $75.00 | 11/29/2011 12:03:08 PM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:43:36 PM |
UncleSafety | $200.00 | 11/29/2011 1:01:44 PM |
orderly-leverage | $100.00 | 11/29/2011 1:05:01 PM |
generosity-battalion0 | $65.00 | 11/29/2011 1:33:58 PM |
YLlama | $50.00 | 11/29/2011 1:37:55 PM |
managedfund | $1,500.00 | 11/29/2011 1:29:13 PM |
ChrisProsper | $58.73 | 11/29/2011 1:53:47 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
540946
This series of Notes was issued and sold upon the funding of the borrower loan #56686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Nov-25-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-25-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 3% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,367 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| exchange-mason |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to make home improvements
My financial situation:
I am a good candidate for this loan because I am financially responsible per my credit rating and live within my means.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
five-star-nickel7 | $25.00 | 11/25/2011 9:05:28 AM |
toblerone | $25.00 | 11/25/2011 9:11:00 AM |
jonandmeg21 | $25.00 | 11/25/2011 9:13:29 AM |
bb575 | $50.00 | 11/25/2011 9:05:38 AM |
valiant-liberty4 | $25.00 | 11/25/2011 9:07:03 AM |
lendersf | $75.00 | 11/25/2011 9:28:22 AM |
igniter584 | $25.00 | 11/25/2011 9:17:19 AM |
vivacious-truth3 | $25.00 | 11/25/2011 9:18:08 AM |
encore06 | $25.00 | 11/25/2011 9:22:02 AM |
neighborly-hope6 | $100.00 | 11/25/2011 9:24:07 AM |
nuclearmoose | $25.00 | 11/25/2011 5:11:13 PM |
Tradesmanlender | $25.00 | 11/25/2011 5:22:43 PM |
taurusco | $100.00 | 11/25/2011 5:18:58 PM |
Bendistraw | $25.00 | 11/25/2011 9:07:54 AM |
SB-Funding | $50.00 | 11/25/2011 9:16:19 AM |
cashhelp | $25.00 | 11/25/2011 9:20:59 AM |
MarketInvestor | $25.00 | 11/25/2011 9:22:13 AM |
first-favorite-bonus9 | $25.00 | 11/25/2011 9:22:21 AM |
bonus-animal4 | $50.00 | 11/25/2011 3:58:59 PM |
riproaringrapids | $25.00 | 11/25/2011 5:13:28 PM |
platinum-genetics | $20.00 | 11/25/2011 5:26:06 PM |
Dollars4Rent | $50.00 | 11/25/2011 9:08:20 AM |
enriching-trade2 | $50.00 | 11/25/2011 9:11:49 AM |
fortytwo | $150.00 | 11/25/2011 9:13:25 AM |
jjb3 | $25.00 | 11/25/2011 9:13:57 AM |
supernova719 | $25.00 | 11/25/2011 9:17:12 AM |
aabadabadoo | $25.00 | 11/25/2011 9:23:09 AM |
AFairDeal | $25.00 | 11/25/2011 9:08:47 AM |
subtle-revenue0 | $25.00 | 11/25/2011 9:28:24 AM |
Aimvest | $25.00 | 11/25/2011 9:11:17 AM |
sweet-loan7 | $25.00 | 11/25/2011 9:15:45 AM |
goal-dollar1 | $50.00 | 11/25/2011 9:18:24 AM |
TomDalonajay | $25.00 | 11/25/2011 9:28:17 AM |
bill-igloo | $25.00 | 11/25/2011 10:15:24 AM |
goal-dollar1 | $50.00 | 11/25/2011 9:34:43 AM |
GreenSun | $25.00 | 11/25/2011 10:18:23 AM |
Leopoldine | $25.00 | 11/25/2011 11:29:54 AM |
r48 | $25.00 | 11/25/2011 12:46:04 PM |
CIC | $25.00 | 11/25/2011 1:17:50 PM |
-Tuxedo- | $25.00 | 11/25/2011 1:25:30 PM |
sentry256 | $25.00 | 11/25/2011 4:29:06 PM |
skillful-diversification2 | $25.00 | 11/25/2011 2:02:23 PM |
Mendosurfire | $50.00 | 11/25/2011 5:11:28 PM |
cwegert | $50.00 | 11/25/2011 3:54:25 PM |
mizount | $25.00 | 11/25/2011 5:16:40 PM |
Gabriel02 | $25.00 | 11/25/2011 5:18:25 PM |
cnovak | $25.00 | 11/25/2011 5:12:52 PM |
GMPK_TLAS | $50.00 | 11/25/2011 5:22:21 PM |
lucrative-coin | $50.00 | 11/25/2011 5:24:08 PM |
BxRealtor | $25.00 | 11/25/2011 9:18:45 AM |
KLCRAY | $25.00 | 11/25/2011 9:25:24 AM |
evnagelist | $25.00 | 11/25/2011 5:09:01 PM |
nickel-ferret | $50.00 | 11/25/2011 5:13:22 PM |
luminous-marketplace5 | $25.00 | 11/25/2011 5:21:33 PM |
gold-tsunami | $30.00 | 11/25/2011 5:23:54 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
540956
This series of Notes was issued and sold upon the funding of the borrower loan #57124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-24-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-03-2011 |
|
Lender yield:
| 13.65% |
Borrower rate/APR:
| 14.65% / 16.49% |
Monthly payment:
| $354.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.60% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,316 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| silver-planet0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
|
Principal balance:
| $1,480.32 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Consolidate High Interest Debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 11/24/2011 5:12:17 PM |
fcrick | $25.00 | 11/24/2011 5:11:24 PM |
EngineersAlliance | $100.00 | 11/24/2011 5:26:58 PM |
PatriotKnight | $100.00 | 11/25/2011 8:20:06 AM |
kenji4861 | $25.00 | 11/26/2011 12:34:31 PM |
igniter584 | $25.00 | 11/27/2011 8:30:06 AM |
careful-note | $50.00 | 11/27/2011 4:58:58 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:43 AM |
Zoramite | $25.00 | 11/28/2011 2:24:11 PM |
Clambake | $25.00 | 11/28/2011 5:21:09 PM |
don8ter | $50.00 | 11/29/2011 9:35:53 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:39 AM |
WalnutCreekguy | $32.00 | 11/29/2011 9:37:44 AM |
diggingupward | $25.00 | 11/29/2011 2:15:54 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:02:24 AM |
riproaringrapids | $25.00 | 11/29/2011 5:12:38 PM |
fervent-revenue7 | $50.00 | 11/29/2011 5:16:03 PM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:44:40 PM |
generosity-giraffe0 | $50.00 | 11/29/2011 6:47:19 PM |
new-social-economist | $100.00 | 11/29/2011 8:57:19 PM |
cocopuffs | $25.00 | 11/29/2011 3:43:31 PM |
durban | $25.00 | 11/29/2011 8:49:46 PM |
meenan | $75.00 | 11/29/2011 4:31:46 PM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:46 AM |
indomitable-coin | $25.00 | 11/30/2011 4:27:40 AM |
IIP77 | $25.00 | 11/30/2011 3:20:22 AM |
finance-symphony7 | $200.00 | 11/29/2011 5:27:27 PM |
Erogan5877 | $50.00 | 11/29/2011 8:29:32 PM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:09 AM |
ti22ring | $25.00 | 11/30/2011 9:27:43 AM |
autonomous-kindness8 | $25.00 | 11/30/2011 9:23:13 AM |
Hidalgo2004 | $50.00 | 11/30/2011 7:02:51 AM |
wwwUniversal | $25.00 | 11/30/2011 9:50:39 AM |
Mailman2004 | $25.00 | 11/30/2011 7:56:54 AM |
mennleo | $50.00 | 11/30/2011 9:35:04 AM |
MONEYLENDER101 | $50.00 | 11/30/2011 8:45:41 AM |
damage | $25.00 | 11/30/2011 9:39:25 AM |
GrooveBiz | $25.00 | 11/30/2011 1:43:34 PM |
whiterabbit1874 | $25.00 | 11/30/2011 2:01:24 PM |
helpinghand63 | $25.00 | 11/30/2011 5:19:45 PM |
w3alter | $48.00 | 11/30/2011 5:08:44 PM |
rogue_monster | $50.00 | 11/30/2011 5:14:14 PM |
DreDub | $50.00 | 11/30/2011 11:47:51 AM |
OldFriend | $25.00 | 11/30/2011 12:10:37 PM |
radforj22 | $25.00 | 11/30/2011 2:10:00 PM |
Nailman88 | $25.00 | 11/30/2011 2:47:38 PM |
balance-voyager | $50.00 | 11/30/2011 4:27:30 PM |
sickid1 | $100.00 | 12/1/2011 12:15:31 AM |
stollcm | $25.00 | 12/1/2011 5:08:31 AM |
oyster767 | $30.00 | 12/1/2011 6:40:21 AM |
lokiswolf | $30.00 | 12/1/2011 7:51:51 AM |
money-bauble | $200.00 | 11/30/2011 5:33:42 PM |
icchok | $50.00 | 11/30/2011 5:34:45 PM |
first-serene-credit | $25.00 | 12/1/2011 8:22:52 AM |
zippy-greenback231 | $25.00 | 11/30/2011 9:53:43 PM |
SimonHova | $25.00 | 12/1/2011 6:12:40 AM |
nickel-ferret | $50.00 | 12/1/2011 9:37:19 AM |
Banker7371 | $25.00 | 12/1/2011 9:13:17 AM |
ianakacg | $25.00 | 12/1/2011 9:17:17 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:49 PM |
orgy63 | $25.00 | 12/1/2011 9:31:35 AM |
Leading-Lender | $25.00 | 12/1/2011 9:33:05 AM |
jengachamp | $25.00 | 12/1/2011 4:06:23 PM |
GMPK_TLAS | $50.00 | 12/1/2011 5:06:20 PM |
gold-sushi | $25.00 | 12/1/2011 9:34:19 AM |
dospapalotes | $25.00 | 12/1/2011 5:24:11 PM |
dime-sprout | $50.00 | 12/1/2011 5:27:58 PM |
antlr | $50.00 | 12/1/2011 7:48:14 PM |
Tizzo27 | $56.00 | 12/1/2011 6:25:56 PM |
Melander | $50.00 | 12/1/2011 9:37:27 PM |
abundant-power | $50.00 | 12/2/2011 12:49:16 AM |
vivid-velocity7 | $100.00 | 12/2/2011 4:24:25 AM |
lostontheedge | $25.00 | 12/2/2011 7:03:40 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:13 AM |
77dowplace | $35.00 | 12/1/2011 5:55:59 PM |
no_agenda_lender | $25.00 | 12/2/2011 9:09:39 AM |
lendme2 | $50.00 | 12/2/2011 9:10:42 AM |
johngaltline | $25.00 | 12/2/2011 5:03:39 AM |
wigglesworth4 | $100.00 | 12/2/2011 9:20:04 AM |
wise-silver-wonder | $25.00 | 12/2/2011 9:12:35 AM |
MadHun | $200.00 | 12/2/2011 9:12:59 AM |
cash-sensai2 | $25.00 | 12/2/2011 9:31:10 AM |
studious-bonus7 | $100.00 | 12/2/2011 9:25:49 AM |
WorldlyWorker | $25.00 | 12/2/2011 9:32:26 AM |
riskreward | $74.00 | 12/2/2011 9:34:55 AM |
yennib | $25.00 | 12/2/2011 9:39:35 AM |
lounges | $25.00 | 12/2/2011 9:40:47 AM |
rmachi | $25.00 | 12/2/2011 9:37:30 AM |
1phantom | $25.00 | 12/2/2011 9:42:40 AM |
loot-castanets | $25.00 | 12/2/2011 9:43:45 AM |
divedude | $25.00 | 12/2/2011 9:07:38 AM |
vigilance-revolutionary | $50.00 | 12/2/2011 9:11:40 AM |
skuba | $75.00 | 12/2/2011 9:17:29 AM |
Aimvest | $25.00 | 12/2/2011 9:28:30 AM |
Sid-K | $25.00 | 12/2/2011 9:40:44 AM |
sportsmagic | $50.00 | 12/2/2011 4:45:32 PM |
mcabery | $200.00 | 12/2/2011 4:29:13 PM |
hard-working-rate3 | $100.00 | 12/2/2011 5:27:44 PM |
heart514 | $25.00 | 12/2/2011 7:52:22 PM |
Mont_Brinker | $100.00 | 12/2/2011 8:48:42 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:36 PM |
BankOfBjoltus | $25.00 | 12/2/2011 10:19:18 PM |
Anacomical | $25.00 | 12/2/2011 6:11:39 PM |
Spiv_51 | $25.00 | 12/3/2011 4:22:30 AM |
tenacious-capital3 | $26.27 | 11/24/2011 5:25:24 PM |
loyalty-circuitry | $100.00 | 11/25/2011 7:36:45 AM |
influential-benjamins0 | $100.00 | 11/24/2011 5:06:59 PM |
igniter584 | $25.00 | 11/24/2011 5:17:13 PM |
enriching-trade2 | $50.00 | 11/25/2011 5:11:45 PM |
gold-tsunami | $30.00 | 11/25/2011 5:23:53 PM |
FlexFunding | $50.00 | 11/26/2011 5:16:02 AM |
the-precious-bid | $25.00 | 11/25/2011 10:02:05 AM |
toblerone | $25.00 | 11/25/2011 5:25:48 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:42 PM |
american6 | $100.00 | 11/27/2011 11:55:54 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:41 PM |
uberrific | $50.00 | 11/27/2011 10:08:38 PM |
roadtruck | $50.00 | 11/28/2011 8:26:31 AM |
rchissocol | $25.00 | 11/28/2011 4:18:45 PM |
indomitable-coin | $25.00 | 11/28/2011 7:17:39 PM |
antlr | $50.00 | 11/28/2011 7:28:25 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:01 PM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:02 AM |
anacent | $25.00 | 11/29/2011 9:44:17 AM |
enterprising-credit2 | $25.00 | 11/29/2011 4:30:15 PM |
novice-speculator | $25.00 | 11/29/2011 3:02:17 PM |
SolarMoonshine | $25.00 | 11/29/2011 3:43:12 PM |
suave-dime6 | $25.00 | 11/29/2011 5:18:07 PM |
loyalty-sherpa | $25.00 | 11/29/2011 5:18:11 PM |
britgsb | $30.00 | 11/29/2011 5:27:38 PM |
KLCRAY | $25.00 | 11/29/2011 5:21:28 PM |
life-is-great | $25.00 | 11/29/2011 5:30:23 PM |
DadWarbucks | $25.00 | 11/29/2011 5:36:23 PM |
progressive-economy261 | $400.00 | 11/29/2011 5:36:52 PM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:10:53 PM |
diverse2 | $30.00 | 11/29/2011 3:45:28 PM |
hookUup | $33.30 | 11/29/2011 4:20:43 PM |
Phatt-Daddy | $25.00 | 11/30/2011 6:18:47 AM |
Loan-Finders | $25.00 | 11/30/2011 8:21:45 AM |
prudent-bid3 | $25.00 | 11/29/2011 8:42:24 PM |
just-loyalty643 | $50.00 | 11/29/2011 9:20:26 PM |
Hexnut | $100.00 | 11/29/2011 10:02:27 PM |
gold-commander0 | $25.00 | 11/30/2011 9:08:47 AM |
kulender | $100.00 | 11/30/2011 9:14:13 AM |
minista | $25.00 | 11/30/2011 9:27:28 AM |
Leshan | $50.00 | 11/30/2011 8:18:32 AM |
Ocean713 | $75.00 | 11/30/2011 11:59:29 AM |
markdental | $50.00 | 11/30/2011 11:09:18 AM |
clean-wealth7 | $250.00 | 11/30/2011 11:42:43 AM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:35 PM |
jazzlender | $50.00 | 11/30/2011 9:13:16 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:27:59 PM |
brainy-repayment5 | $56.74 | 11/30/2011 1:18:46 PM |
JLMGroupFunds | $25.00 | 11/30/2011 5:07:19 PM |
duty-gusto6 | $50.00 | 11/30/2011 9:32:18 AM |
educationfirst | $50.00 | 11/30/2011 9:40:30 AM |
genius520 | $50.00 | 11/30/2011 5:17:54 PM |
mnbud | $25.00 | 11/30/2011 12:34:35 PM |
wealth-fields8 | $50.00 | 11/30/2011 5:30:36 PM |
ashishxpatel | $50.00 | 11/30/2011 6:15:21 PM |
benjay25 | $25.00 | 11/30/2011 9:27:26 PM |
wlm3012 | $30.00 | 11/30/2011 6:34:03 PM |
mystical-fairness4 | $50.00 | 11/30/2011 9:19:41 PM |
Supernick | $100.00 | 11/30/2011 4:39:32 PM |
graceful-IRAinvestment | $120.00 | 11/30/2011 10:38:02 PM |
E_G | $50.00 | 11/30/2011 5:17:53 PM |
cash-spinner | $25.00 | 12/1/2011 3:38:57 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:14 AM |
green-moola-sniffer | $25.00 | 11/30/2011 5:20:42 PM |
damanq | $25.00 | 12/1/2011 4:38:04 AM |
Isanpankki | $64.71 | 12/1/2011 6:40:10 AM |
martymaniaman | $25.00 | 12/1/2011 7:56:04 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:20 AM |
power-rotation7 | $50.00 | 11/30/2011 7:41:01 PM |
AnnB8 | $25.00 | 11/30/2011 8:30:44 PM |
bid-lightning9 | $25.00 | 11/30/2011 8:58:28 PM |
compoundinterest | $50.00 | 12/1/2011 9:17:34 AM |
hostbank | $55.00 | 12/1/2011 9:31:03 AM |
gustavholstopus32 | $25.00 | 12/1/2011 5:26:40 AM |
equitable-capital758 | $350.00 | 12/1/2011 9:31:44 AM |
treasure-pipeline | $65.00 | 12/1/2011 6:10:29 AM |
chestnut4 | $25.00 | 12/1/2011 9:40:05 AM |
eldorado71 | $25.00 | 12/1/2011 6:44:39 AM |
velocity-solo | $25.00 | 12/1/2011 9:39:13 AM |
microfunder | $25.00 | 12/1/2011 8:05:48 AM |
fishing533 | $25.00 | 12/1/2011 9:40:34 AM |
lucrative-coin | $39.00 | 12/1/2011 9:05:50 AM |
djindepth | $50.00 | 12/1/2011 3:53:16 PM |
evnagelist | $25.00 | 12/1/2011 9:28:32 AM |
purvike | $25.00 | 12/1/2011 9:35:16 AM |
NDFIRTH | $30.00 | 12/1/2011 5:19:32 PM |
ProfPC | $25.00 | 12/1/2011 6:32:08 PM |
Focus-On-Yield | $25.00 | 12/1/2011 12:41:37 PM |
rewards | $41.68 | 12/1/2011 10:37:00 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:40 PM |
LenderByDay | $25.00 | 12/2/2011 4:24:40 AM |
systematic0 | $25.00 | 12/2/2011 4:18:22 AM |
intrepid-loot | $25.00 | 12/2/2011 6:17:30 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:17 AM |
skro | $25.00 | 12/1/2011 5:34:24 PM |
orbital-transparency | $28.37 | 12/1/2011 6:46:15 PM |
diverse-capital3 | $25.00 | 12/2/2011 8:37:36 AM |
Digs | $25.00 | 12/2/2011 8:55:12 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:53 AM |
moola-man | $25.00 | 12/2/2011 8:03:43 AM |
figs4u2 | $100.00 | 12/2/2011 9:06:29 AM |
kyomoon | $40.00 | 12/2/2011 9:12:21 AM |
PaulW | $31.00 | 12/2/2011 9:17:16 AM |
jamiee73 | $25.00 | 12/2/2011 9:21:48 AM |
successful-agreement7 | $100.00 | 12/2/2011 9:25:13 AM |
Cheburashka | $25.00 | 12/2/2011 9:25:36 AM |
Anny-Disco | $40.00 | 12/2/2011 9:29:43 AM |
benjamin67 | $25.00 | 12/2/2011 9:30:23 AM |
dinero-speaker | $25.00 | 12/2/2011 7:34:27 AM |
ideal-platinum1 | $25.00 | 12/2/2011 9:44:26 AM |
leverage-monger | $40.00 | 12/2/2011 8:47:26 AM |
songbird98 | $25.00 | 12/2/2011 9:46:30 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:43 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:33 PM |
hopethisworks | $25.00 | 12/2/2011 9:27:25 AM |
investment-tempo | $25.00 | 12/2/2011 9:31:57 AM |
Business_Happens | $25.00 | 12/2/2011 2:49:12 PM |
forthright-trade | $25.00 | 12/2/2011 4:57:57 PM |
johannesfactotum | $30.00 | 12/2/2011 5:11:04 PM |
payout-paladin0 | $25.00 | 12/2/2011 4:37:44 PM |
wise-brilliant-income | $25.00 | 12/2/2011 11:51:10 AM |
rustysailor | $25.00 | 12/2/2011 6:42:08 PM |
indomitable-coin | $25.00 | 12/2/2011 8:35:09 PM |
broker048 | $25.00 | 12/2/2011 9:17:21 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:29 PM |
nytrnbow | $25.00 | 12/3/2011 5:21:04 AM |
Woodworker57 | $29.00 | 12/3/2011 5:50:59 AM |
mogul42 | $100.00 | 12/3/2011 12:48:21 AM |
Anny-Disco | $50.00 | 12/2/2011 10:21:02 PM |
grotheik | $9.93 | 12/3/2011 6:16:50 AM |
235 Investments
|
Borrower Payment Dependent Notes Series
540966
This series of Notes was issued and sold upon the funding of the borrower loan #56782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-26-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $76.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,874 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| rate-goose |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
|
Principal balance:
| $2,295.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
perfect pay history..money for xmas
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
r48 | $26.00 | 11/26/2011 12:03:40 PM |
loanman2007 | $25.00 | 11/26/2011 12:01:21 PM |
papaloha | $25.00 | 11/26/2011 12:19:08 PM |
influential-benjamins0 | $100.00 | 11/26/2011 12:08:03 PM |
loan-mammal | $100.00 | 11/26/2011 12:38:31 PM |
Kash2010lu | $25.00 | 11/26/2011 12:25:13 PM |
bonafide-cash | $100.00 | 11/26/2011 2:54:53 PM |
LoanerPrincipal | $25.00 | 11/26/2011 12:27:29 PM |
first-serene-credit | $25.00 | 11/26/2011 3:00:14 PM |
Jordan1123 | $25.00 | 11/26/2011 3:09:48 PM |
chameleon125 | $25.00 | 11/26/2011 5:05:25 PM |
econgineer | $75.00 | 11/26/2011 5:28:41 PM |
Mikale360 | $25.00 | 11/26/2011 5:52:07 PM |
Free-the-usa-1776 | $25.00 | 11/26/2011 7:54:37 PM |
Feyenoord | $30.00 | 11/26/2011 4:16:35 PM |
favorite-commerce | $43.51 | 11/26/2011 8:43:09 PM |
loss-of-control | $75.00 | 11/26/2011 4:50:12 PM |
bughead | $25.00 | 11/26/2011 5:40:47 PM |
Rollshaft | $30.00 | 11/26/2011 5:49:38 PM |
LittleMingo | $30.00 | 11/26/2011 12:09:18 PM |
pound-mushroom3 | $25.00 | 11/26/2011 12:23:19 PM |
rogue_monster | $50.00 | 11/26/2011 12:26:55 PM |
determined-revenue1 | $35.00 | 11/26/2011 12:29:31 PM |
atlas-shrugged | $200.00 | 11/26/2011 12:54:58 PM |
well-mannered-truth3 | $25.00 | 11/26/2011 4:34:01 PM |
DiligentiaLLC | $75.00 | 11/26/2011 5:48:02 PM |
s270 | $50.00 | 11/26/2011 6:41:49 PM |
mckhbnpc | $50.00 | 11/26/2011 8:17:47 PM |
AndChicksforFree | $25.00 | 11/26/2011 1:43:16 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:12 PM |
350DGRZ | $25.00 | 11/26/2011 12:06:15 PM |
Evolver | $44.00 | 11/26/2011 12:15:12 PM |
TennSquire | $25.00 | 11/26/2011 12:06:21 PM |
yerkster1 | $25.00 | 11/26/2011 5:31:09 PM |
scho0590 | $26.49 | 11/26/2011 6:26:22 PM |
just-loyalty643 | $50.00 | 11/26/2011 2:16:43 PM |
janeybooboo | $50.00 | 11/26/2011 2:45:31 PM |
trumpeter5 | $25.00 | 11/26/2011 4:12:37 PM |
jeffe43 | $25.00 | 11/26/2011 6:20:24 PM |
grammaspurse | $25.00 | 11/26/2011 7:43:49 PM |
fcrick | $25.00 | 11/26/2011 12:07:07 PM |
golden-velocity9 | $35.00 | 11/26/2011 12:20:27 PM |
papaloha | $100.00 | 11/26/2011 1:31:20 PM |
SolarMoonshine | $25.00 | 11/26/2011 3:18:25 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
540992
This series of Notes was issued and sold upon the funding of the borrower loan #56811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 20y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 7 |
Revolving credit balance:
| $459 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| platinum-fountain8 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement/debt consolidation
Purpose of loan:
This loan will be used to...Make minor repairs on my home as well and consolidate debt
My financial situation:
I am a good candidate for this loan because...I work hard, have a steady income and have increased my income staring 2012
Monthly net income: $4800
Monthly expenses: $400
Housing: $1500
Insurance: $116
Car expenses: $200
Utilities: $125
Phone, cable, internet: $185
Food, entertainment: $275
Clothing, household expenses: $75
Credit cards and other loans: $0
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 11/25/2011 9:08:37 AM |
-PokerNut | $58.56 | 11/27/2011 7:53:24 PM |
n2fitns | $115.00 | 11/29/2011 2:21:07 PM |
SolarMoonshine | $25.00 | 11/29/2011 3:46:27 PM |
enterprising-credit2 | $25.00 | 11/29/2011 4:30:34 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:26 AM |
well-mannered-income3 | $30.00 | 11/29/2011 5:07:14 PM |
alaskanbearcub | $25.00 | 11/29/2011 8:15:23 PM |
Indio92203 | $25.00 | 11/29/2011 3:02:59 PM |
zodiac100 | $25.00 | 11/29/2011 7:46:42 PM |
winmals | $25.00 | 11/29/2011 3:23:37 PM |
mystical-fairness4 | $25.00 | 11/29/2011 8:28:16 PM |
johnZ222 | $73.49 | 11/30/2011 6:07:35 AM |
jmvingeorgia | $25.00 | 11/30/2011 5:11:50 AM |
melodious-openness | $50.00 | 11/29/2011 6:56:32 PM |
quest0 | $50.00 | 11/30/2011 7:44:37 AM |
sharp-return7 | $25.00 | 11/29/2011 9:08:10 PM |
x32248 | $25.00 | 11/30/2011 2:27:42 AM |
dedicated-transaction796 | $25.00 | 11/30/2011 9:19:47 AM |
COCHINOBOY | $37.27 | 11/30/2011 5:42:34 AM |
nfx | $25.00 | 11/30/2011 5:59:02 AM |
heerzaquestion | $25.00 | 11/30/2011 9:29:33 AM |
green28 | $59.04 | 11/30/2011 11:59:49 AM |
aesop56 | $300.00 | 11/30/2011 12:12:12 PM |
undergroundmike | $29.06 | 11/30/2011 12:46:00 PM |
Dignified-Market29 | $50.00 | 11/30/2011 11:53:24 AM |
nalaari | $25.00 | 11/30/2011 2:53:44 PM |
TheArtOfLogic | $39.84 | 11/30/2011 3:34:58 PM |
independent-payout7 | $30.00 | 11/30/2011 4:03:52 PM |
glroark | $50.00 | 11/30/2011 3:19:30 PM |
pghtiny | $25.00 | 11/30/2011 3:42:42 PM |
hope-solstice8 | $39.53 | 11/30/2011 4:10:07 PM |
Located | $16.66 | 11/30/2011 4:24:51 PM |
2grindstones | $25.00 | 11/30/2011 9:58:14 AM |
droopie1 | $25.00 | 11/30/2011 11:46:34 AM |
Danjack_Capital | $25.00 | 11/25/2011 10:33:35 AM |
fountain355 | $25.00 | 11/26/2011 4:13:26 AM |
Bcs-cnc | $25.00 | 11/26/2011 7:20:48 PM |
let_me_retire | $100.00 | 11/26/2011 7:38:48 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:01:11 AM |
MBIntl | $25.00 | 11/29/2011 8:36:07 AM |
silver-birdie | $100.00 | 11/29/2011 9:16:27 AM |
commerce-gazer6 | $125.00 | 11/29/2011 2:12:30 PM |
merciful-return164 | $35.00 | 11/29/2011 3:16:17 PM |
kind-credit-bear | $25.00 | 11/29/2011 5:13:46 PM |
GoldenRule01 | $50.00 | 11/29/2011 11:43:40 AM |
bid-stockpiler1 | $25.00 | 11/29/2011 5:26:05 PM |
impeccable-ore3 | $25.00 | 11/29/2011 7:32:41 PM |
the-hope-workhorse | $50.00 | 11/29/2011 2:30:00 PM |
PrincessGrace33 | $46.75 | 11/29/2011 2:39:15 PM |
lend4life13 | $252.14 | 11/29/2011 2:53:10 PM |
Rebelrick9 | $25.00 | 11/29/2011 2:53:34 PM |
new-social-economist | $25.00 | 11/29/2011 9:00:10 PM |
blissful-finance7 | $25.00 | 11/29/2011 7:38:38 PM |
I-Believe-In-You | $25.00 | 11/29/2011 9:17:50 PM |
IIP77 | $25.00 | 11/30/2011 3:20:23 AM |
Hidalgo2004 | $50.00 | 11/30/2011 7:04:18 AM |
Retiredsailor65 | $25.00 | 11/30/2011 8:40:08 AM |
open-dough6 | $25.00 | 11/30/2011 9:03:03 AM |
KileNSmyth4 | $37.10 | 11/30/2011 9:06:27 AM |
leverage-monger | $25.00 | 11/30/2011 7:45:35 AM |
Lubava | $50.00 | 11/29/2011 8:05:29 PM |
chato2345 | $25.00 | 11/30/2011 8:26:48 AM |
nickel-hickory | $50.00 | 11/29/2011 9:36:55 PM |
nri22 | $50.00 | 11/30/2011 5:49:12 AM |
mflawyer | $25.00 | 11/30/2011 9:26:20 AM |
nickel-launcher | $25.00 | 11/30/2011 10:02:15 AM |
silver-enlightenment0 | $100.00 | 11/30/2011 7:58:27 AM |
sturdy-nickel4 | $50.00 | 11/30/2011 8:40:55 AM |
alexgalt | $100.00 | 11/30/2011 12:15:35 PM |
diversification-maple1 | $25.00 | 11/30/2011 1:59:14 PM |
hulkamaniac | $25.00 | 11/30/2011 3:29:19 PM |
payout-quark | $73.42 | 11/30/2011 2:16:01 PM |
CA-Lender | $50.00 | 11/30/2011 2:24:16 PM |
jerrymaguire | $25.00 | 11/30/2011 2:33:26 PM |
joebob78 | $50.00 | 11/30/2011 2:46:15 PM |
golden-marketplace599 | $27.14 | 11/30/2011 3:00:08 PM |
nickel-acrobat | $25.00 | 11/30/2011 4:10:58 PM |
arkleseizure | $25.00 | 11/30/2011 4:18:55 PM |
clean-wealth7 | $200.00 | 11/30/2011 11:46:36 AM |
80 Investments
|
Borrower Payment Dependent Notes Series
541000
This series of Notes was issued and sold upon the funding of the borrower loan #57006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $106.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 16y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $270 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-dedicated-economy |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tie up loose ends
Purpose of loan:
This loan will be used to...pay off in full a few smaller balance credit cards
My financial situation: better and more stable than last attempt
I am a good candidate for this loan because...i have worked hard over the last year to clean up and stay on top of my financial situation.
Monthly net income: $2200.00
Monthly expenses: $
Housing: $550.00
Insurance: $200.00
Car expenses: $0.00
Utilities: $350.00
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/25/2011 5:10:44 PM |
igniter584 | $25.00 | 11/27/2011 8:30:12 AM |
careful-note | $50.00 | 11/27/2011 4:59:05 AM |
BxRealtor | $25.00 | 11/28/2011 5:06:19 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:46 PM |
Kessler | $25.00 | 11/29/2011 8:59:31 AM |
chicagobanker | $50.00 | 11/29/2011 6:58:10 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:40 AM |
dudebrah | $25.00 | 11/29/2011 6:41:40 PM |
meenan | $75.00 | 11/29/2011 4:31:48 PM |
IIP77 | $25.00 | 11/30/2011 3:20:26 AM |
booOST | $25.00 | 11/30/2011 8:45:46 AM |
GCInvestments | $25.00 | 11/29/2011 9:12:13 PM |
Hexnut | $100.00 | 11/29/2011 9:56:26 PM |
blinkygab | $50.00 | 11/30/2011 9:27:48 AM |
organized-dough5 | $25.00 | 11/30/2011 10:12:41 AM |
kinetic-social | $25.00 | 11/30/2011 10:02:29 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:01 PM |
mcs86d | $25.00 | 11/30/2011 12:48:23 PM |
ericgassercom | $25.00 | 11/30/2011 3:25:12 PM |
sickid1 | $100.00 | 12/1/2011 12:15:33 AM |
djh47a | $25.00 | 12/1/2011 8:07:28 AM |
credit-investor5 | $50.00 | 12/1/2011 6:29:19 AM |
houli123 | $50.00 | 12/1/2011 9:18:15 AM |
selector568 | $300.00 | 12/1/2011 3:15:07 PM |
wampum-chorus3 | $25.00 | 12/1/2011 5:27:31 PM |
money-bauble | $200.00 | 12/1/2011 5:31:11 PM |
beach_bum | $25.00 | 12/2/2011 7:47:33 AM |
lagnisiruk | $25.00 | 12/2/2011 9:15:20 AM |
SudianX | $27.84 | 12/2/2011 12:59:04 PM |
abundant-marketplace436 | $24.71 | 12/2/2011 1:39:44 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:48 AM |
JBG | $25.00 | 12/2/2011 9:46:11 AM |
social-zebra | $37.45 | 12/2/2011 1:05:27 PM |
AndChicksforFree | $25.00 | 11/25/2011 5:37:06 PM |
igniter584 | $25.00 | 11/25/2011 5:20:06 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:08 PM |
goodhearted-basis4 | $25.00 | 11/26/2011 12:06:54 PM |
Tabster | $25.00 | 11/27/2011 6:29:31 PM |
daekpon | $100.00 | 11/27/2011 9:34:02 AM |
organized-payment6 | $50.00 | 11/30/2011 6:07:09 AM |
dynamic-money271 | $25.00 | 11/30/2011 9:10:08 AM |
courteous-platinum7 | $25.00 | 11/30/2011 11:39:04 AM |
wwwUniversal | $25.00 | 12/1/2011 9:05:26 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:15 AM |
wise-deal-panda | $100.00 | 12/1/2011 9:26:21 AM |
ttnk62918 | $25.00 | 12/1/2011 5:19:41 PM |
Melander | $50.00 | 12/1/2011 9:39:05 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:23 AM |
WisconsinLiberal | $25.00 | 12/1/2011 5:23:20 PM |
magee425 | $25.00 | 12/2/2011 6:31:30 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:17 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:54 AM |
ghinga | $30.00 | 12/2/2011 4:23:40 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:19 AM |
attractive-value | $25.00 | 12/2/2011 11:12:52 AM |
affluence-generator2 | $100.00 | 12/2/2011 12:15:29 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:35 PM |
gain-expert | $35.00 | 12/2/2011 12:31:35 PM |
debt-legend | $25.00 | 12/2/2011 1:10:42 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
541016
This series of Notes was issued and sold upon the funding of the borrower loan #56571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 19y 5m |
Amount delinquent:
| $13 |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $83,381 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| healthy-money6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mr
Purpose of loan: home improvment
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $10000.00
Monthly expenses: $1500
Housing: $1500
Insurance: $100
Car expenses: $300
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $500.00 | 11/25/2011 4:05:48 PM |
papaloha | $25.00 | 11/25/2011 9:10:51 AM |
Core-Marketing | $25.00 | 11/27/2011 5:03:09 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 10:27:01 AM |
worth-blanket2 | $2,700.00 | 11/28/2011 2:22:13 PM |
fountain355 | $25.00 | 11/26/2011 4:11:26 AM |
let_me_retire | $50.00 | 11/26/2011 7:41:04 PM |
Kids-College-Fund | $500.00 | 11/28/2011 9:19:32 AM |
social-heart | $25.00 | 11/28/2011 9:08:11 AM |
the-hope-workhorse | $50.00 | 11/28/2011 1:39:48 PM |
enterprising-credit2 | $25.00 | 11/28/2011 1:48:01 PM |
Dignified-Market29 | $50.00 | 11/28/2011 2:32:09 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
541024
This series of Notes was issued and sold upon the funding of the borrower loan #56692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-25-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-27-2011 |
|
Lender yield:
| 6.00% |
Borrower rate/APR:
| 7.00% / 14.63% |
Monthly payment:
| $216.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.99% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,495 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| bid-searcher0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
|
Principal balance:
| $3,037.68 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Business Capital
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
goal-dollar1 | $50.00 | 11/25/2011 5:05:40 PM |
supernova719 | $25.00 | 11/25/2011 5:16:42 PM |
BxRealtor | $25.00 | 11/25/2011 5:18:12 PM |
igniter584 | $25.00 | 11/25/2011 5:20:06 PM |
ingenious-deal6 | $25.00 | 11/25/2011 5:24:04 PM |
emphatic-bonus5 | $200.00 | 11/26/2011 1:29:22 AM |
blue-shiny-revenue | $25.00 | 11/25/2011 5:18:22 PM |
s270 | $38.97 | 11/25/2011 6:37:29 PM |
just-loyalty643 | $50.00 | 11/26/2011 2:14:05 PM |
misohoni | $50.00 | 11/26/2011 7:27:03 PM |
chef6 | $100.00 | 11/27/2011 6:43:59 AM |
availableloan | $25.00 | 11/26/2011 10:24:45 PM |
djh47a | $25.00 | 11/27/2011 9:19:54 AM |
antomi | $25.00 | 11/26/2011 12:29:11 PM |
igniter584 | $25.00 | 11/27/2011 8:30:12 AM |
kenji4861 | $25.00 | 11/26/2011 12:34:31 PM |
enriching-trade2 | $50.00 | 11/27/2011 12:10:38 PM |
bullet-shark | $25.00 | 11/27/2011 11:45:51 AM |
important-ore | $150.00 | 11/27/2011 12:27:55 PM |
missgina | $40.00 | 11/27/2011 1:05:02 PM |
umfan123 | $25.00 | 11/26/2011 5:55:07 PM |
Bank42 | $25.00 | 11/27/2011 4:40:39 PM |
pie4 | $30.00 | 11/26/2011 9:22:16 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:42 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:43 PM |
Freedom_One | $50.00 | 11/27/2011 4:40:20 PM |
hookUup | $30.76 | 11/27/2011 5:14:43 PM |
golden-velocity9 | $25.00 | 11/25/2011 5:08:34 PM |
Bendistraw | $25.00 | 11/25/2011 5:10:27 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:04 PM |
loan-mammal | $100.00 | 11/25/2011 5:22:12 PM |
LoanerPrincipal | $25.00 | 11/25/2011 5:26:18 PM |
influential-benjamins0 | $100.00 | 11/25/2011 5:28:41 PM |
determined-revenue1 | $35.00 | 11/25/2011 5:20:01 PM |
fcrick | $25.00 | 11/25/2011 5:21:30 PM |
well-rounded-investment | $60.00 | 11/25/2011 6:54:31 PM |
shrewd-dedication2 | $50.00 | 11/25/2011 7:27:42 PM |
bonus-animal4 | $50.00 | 11/25/2011 8:50:19 PM |
authentic-kindness1 | $25.00 | 11/25/2011 10:31:04 PM |
QuidWilson | $36.00 | 11/26/2011 8:53:57 AM |
the-precious-bid | $25.00 | 11/25/2011 5:05:52 PM |
vinayski | $25.00 | 11/25/2011 5:08:13 PM |
bb575 | $50.00 | 11/25/2011 5:16:32 PM |
cordial-bonus | $25.00 | 11/25/2011 5:18:05 PM |
skillful-diversification2 | $25.00 | 11/25/2011 5:19:16 PM |
tenacious-capital3 | $26.27 | 11/25/2011 5:26:01 PM |
TikPmp1 | $25.00 | 11/26/2011 12:28:47 PM |
cnovak | $25.00 | 11/26/2011 12:30:44 PM |
best-lean-yield | $25.00 | 11/26/2011 12:27:37 PM |
r48 | $28.00 | 11/26/2011 6:01:33 AM |
unique-responsibility3 | $25.00 | 11/26/2011 6:47:59 AM |
first-serene-credit | $25.00 | 11/26/2011 7:38:42 AM |
careful-note | $50.00 | 11/27/2011 4:59:05 AM |
tomdooley12520 | $25.00 | 11/27/2011 7:01:55 AM |
toblerone | $25.00 | 11/26/2011 12:30:18 PM |
socal-lender | $25.00 | 11/26/2011 2:51:25 PM |
dudebrah | $25.00 | 11/27/2011 12:28:26 PM |
novice-speculator | $25.00 | 11/27/2011 1:39:25 PM |
radforj22 | $25.00 | 11/27/2011 2:05:51 PM |
enterprising-credit2 | $25.00 | 11/27/2011 1:04:40 PM |
firelender | $50.00 | 11/27/2011 1:27:06 PM |
yield-hut | $75.00 | 11/27/2011 3:14:07 PM |
transparency-universe8 | $25.00 | 11/27/2011 3:17:32 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
541026
This series of Notes was issued and sold upon the funding of the borrower loan #57052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $234.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 38% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
24 | Length of status: | 14y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,415 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ES2012 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Additional Capital needed
Purpose of loan:
I will be using this loan to continue to develop a market timing algorithm that uses order flow of financial instruments to determine short term direction of specific markets. Lenders will be sent finished product when complete.
My financial situation:
I am a good candidate for this loan because...
Steady income from Job plus several other business ventures.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/27/2011 12:24:33 PM |
AFairDeal | $25.00 | 11/27/2011 12:12:55 PM |
careful-note | $50.00 | 11/27/2011 12:13:35 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:56 PM |
Hexnut | $100.00 | 11/28/2011 10:08:55 PM |
Earn_money | $25.00 | 11/29/2011 6:46:36 AM |
Bank_Of_XL | $25.00 | 11/29/2011 9:07:57 AM |
circuitfive | $25.00 | 11/29/2011 9:29:38 AM |
kenji4861 | $25.00 | 11/29/2011 9:30:10 AM |
kindness-party | $29.00 | 11/29/2011 4:11:32 PM |
meenan | $75.00 | 11/29/2011 4:31:51 PM |
apr | $25.00 | 11/29/2011 3:34:42 PM |
value-wind0 | $50.00 | 11/29/2011 5:12:31 PM |
Clambake | $25.00 | 11/29/2011 5:28:23 PM |
cnovak | $25.00 | 11/29/2011 5:30:37 PM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:40:34 PM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:48 AM |
silver-birdie | $100.00 | 11/29/2011 5:16:31 PM |
gentle-transparency7 | $250.00 | 11/30/2011 3:59:50 AM |
icon7 | $50.00 | 11/30/2011 7:23:57 AM |
fervent-repayment | $50.00 | 11/30/2011 5:55:58 AM |
MONEYLENDER101 | $50.00 | 11/30/2011 8:45:42 AM |
lokiswolf | $30.00 | 11/30/2011 7:15:48 AM |
Ravyn | $25.00 | 11/30/2011 7:25:01 AM |
indomitable-coin | $25.00 | 11/30/2011 4:27:41 AM |
lowrater | $50.70 | 11/30/2011 5:11:36 AM |
unafraid-loan5 | $25.00 | 11/30/2011 8:13:57 AM |
Captain88 | $25.00 | 11/30/2011 12:01:03 PM |
Abetterinvestor | $32.44 | 11/30/2011 9:47:52 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:03 PM |
jwstclair | $25.00 | 11/30/2011 12:07:28 PM |
JGDonovan | $25.00 | 11/30/2011 2:28:51 PM |
hope-solstice8 | $25.00 | 11/30/2011 3:45:57 PM |
theluce | $25.00 | 11/30/2011 3:54:05 PM |
radforj22 | $50.00 | 11/30/2011 1:58:46 PM |
Sneezie | $100.00 | 11/30/2011 9:26:19 AM |
wwwUniversal | $25.00 | 11/30/2011 9:50:41 AM |
markdental | $50.00 | 11/30/2011 11:09:20 AM |
just-loyalty643 | $50.00 | 11/30/2011 11:43:08 AM |
MTF | $50.00 | 11/30/2011 12:35:36 PM |
Nailman88 | $50.00 | 11/30/2011 2:51:54 PM |
aabadabadoo | $25.00 | 11/27/2011 12:09:32 PM |
Bank42 | $25.00 | 11/27/2011 5:07:17 PM |
bb575 | $50.00 | 11/27/2011 12:14:01 PM |
jazz619 | $25.00 | 11/27/2011 6:14:19 PM |
rdrloan | $50.00 | 11/28/2011 8:57:08 AM |
ingenious-deal6 | $25.00 | 11/28/2011 5:24:12 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:48 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:37 PM |
enterprising-credit2 | $25.00 | 11/29/2011 6:45:04 AM |
natural-affluence4 | $25.00 | 11/29/2011 9:15:02 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:28 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:38 AM |
toblerone | $25.00 | 11/29/2011 9:49:04 AM |
coin-spinner3 | $25.00 | 11/29/2011 2:41:43 PM |
diverse2 | $30.00 | 11/29/2011 3:45:30 PM |
money-bauble | $200.00 | 11/29/2011 5:10:57 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:00:22 AM |
enriching-trade2 | $50.00 | 11/29/2011 5:13:26 PM |
finance-symphony7 | $200.00 | 11/29/2011 5:30:28 PM |
principal-star | $25.00 | 11/29/2011 3:31:49 PM |
IIP77 | $25.00 | 11/30/2011 3:20:31 AM |
sportsmagic | $250.00 | 11/29/2011 5:39:18 PM |
wlm3012 | $30.00 | 11/29/2011 6:35:16 PM |
reward-dynamo | $40.00 | 11/30/2011 7:21:27 AM |
Gobsek | $25.00 | 11/29/2011 8:24:45 PM |
Erogan5877 | $50.00 | 11/29/2011 8:36:46 PM |
durban | $25.00 | 11/29/2011 8:49:47 PM |
thankful-nickel2 | $25.00 | 11/29/2011 8:51:46 PM |
evergreen16 | $50.00 | 11/30/2011 8:47:51 AM |
jc33148 | $30.61 | 11/30/2011 6:02:54 AM |
syounker | $25.00 | 11/30/2011 9:43:26 AM |
vigorous-payment6 | $100.00 | 11/30/2011 7:47:52 AM |
dime-vista2 | $25.00 | 11/30/2011 8:20:03 AM |
kinetic-social | $25.00 | 11/30/2011 10:00:51 AM |
hope-solstice8 | $85.47 | 11/30/2011 3:54:44 PM |
Ocean713 | $75.00 | 11/30/2011 12:20:52 PM |
logical-capital0 | $25.00 | 11/30/2011 1:31:20 PM |
GrooveBiz | $25.00 | 11/30/2011 1:46:40 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:37 PM |
Mikules | $40.51 | 11/30/2011 3:27:08 PM |
loyalty-czar | $50.00 | 11/30/2011 3:34:59 PM |
82 Investments
|
Borrower Payment Dependent Notes Series
541030
This series of Notes was issued and sold upon the funding of the borrower loan #56791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $177.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 16y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,162 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassion-shrine |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Borrower /Emergency Help Please
Purpose of loan: Debt Consolidation/Distress Family Mem.
This loan will be used to...consolidation credit card and help distress family relative.
My financial situation:20 plus years of continious service in the social health field.
I am a good candidate for this loan because...I'm a reliable person who like to help people. This time it is a family member who is in need of financial help. I will pledge now to be a life time member of prosper, to help other members in need as I faithfully believe prosper members will come to my rescue.
Monthly net income: $2873.34
Monthly expenses: $745.89
Housing: $276.89
Insurance: $60.00
Car expenses: $0
Utilities: $53.00
Phone, cable, internet: $81.00
Food, entertainment: $200.00
Clothing, household expenses: $75.00
Credit cards and other loans: $3,500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/25/2011 5:38:13 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:30 PM |
pound-mushroom3 | $25.00 | 11/25/2011 5:10:44 PM |
BxRealtor | $25.00 | 11/25/2011 5:18:12 PM |
papaloha | $25.00 | 11/25/2011 5:13:50 PM |
Bcs-cnc | $25.00 | 11/26/2011 7:26:15 PM |
igniter584 | $25.00 | 11/27/2011 8:30:12 AM |
daekpon | $100.00 | 11/27/2011 9:34:36 AM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:22:18 PM |
social-heart | $25.00 | 11/28/2011 9:08:12 AM |
worth-blanket2 | $4,300.00 | 11/28/2011 2:22:36 PM |
igniter584 | $25.00 | 11/25/2011 5:20:07 PM |
JustMee | $25.00 | 11/25/2011 6:46:31 PM |
elvisloans | $25.22 | 11/26/2011 5:26:50 AM |
gentle-gain235 | $50.00 | 11/26/2011 9:27:24 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:08 PM |
LoanerPrincipal | $25.00 | 11/25/2011 5:26:18 PM |
umfan123 | $25.00 | 11/26/2011 5:55:07 PM |
careful-note | $50.00 | 11/27/2011 4:59:05 AM |
Moneypenny6 | $25.00 | 11/27/2011 7:05:16 PM |
GoGators01 | $25.00 | 11/28/2011 9:16:44 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
541044
This series of Notes was issued and sold upon the funding of the borrower loan #56849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,482 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| fairness-driver5 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to pay off credit cards and other high interest loans.
My financial situation is average.
I am a good candidate for this loan because I will make payments on time and pay off this loan. I have determined a monthly budget, but need to consolidate my credit cards into one manageable payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-investor3 | $25.00 | 11/27/2011 4:14:28 PM |
jjswanso | $50.00 | 11/27/2011 12:08:38 PM |
worth-blanket2 | $9,900.00 | 11/28/2011 2:22:30 PM |
ChrisProsper | $25.00 | 11/28/2011 3:31:43 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
541048
This series of Notes was issued and sold upon the funding of the borrower loan #56882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,911 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loan-mirth3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Credit Card
Purpose of loan:
This loan will be used to...Consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...excellent credit history...very stable professional job
Monthly net income: $5500
Monthly expenses: $3000
Housing: $750
Insurance: $
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 11/25/2011 5:09:12 PM |
papaloha | $25.00 | 11/25/2011 5:13:50 PM |
fountain355 | $25.00 | 11/26/2011 4:12:56 AM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:08 PM |
CA-Lender | $50.00 | 11/27/2011 9:05:07 PM |
greenwell | $25.00 | 11/27/2011 9:35:45 AM |
ChrisProsper | $40.00 | 11/28/2011 3:29:39 PM |
worth-blanket2 | $6,100.00 | 11/28/2011 2:23:58 PM |
bazaar-festivity | $25.00 | 11/25/2011 5:06:08 PM |
heavenly-interest9 | $500.00 | 11/25/2011 6:04:28 PM |
SFBank | $50.00 | 11/26/2011 10:54:25 AM |
goodhearted-generosity511 | $25.00 | 11/26/2011 11:13:25 AM |
daekpon | $25.00 | 11/27/2011 9:43:04 AM |
pdub | $75.00 | 11/27/2011 12:19:53 PM |
ZOOOM | $25.00 | 11/27/2011 10:13:22 PM |
fortytwo | $100.00 | 11/28/2011 9:08:42 AM |
Rogelio48 | $30.00 | 11/27/2011 1:31:42 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:51:20 AM |
credit-sycamore4 | $100.00 | 11/28/2011 10:57:28 AM |
bright-exchange | $25.00 | 11/28/2011 10:31:58 AM |
dollar-tornado3 | $25.00 | 11/28/2011 12:09:42 PM |
careful-note | $70.00 | 11/28/2011 4:37:04 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
541050
This series of Notes was issued and sold upon the funding of the borrower loan #56768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $76.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 5m |
Amount delinquent:
| $1,568 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,863 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| treasure-britches2 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2011)
660-679
(Jun-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Reliable Prosper Lendee
The prime purpose of this loan is to consolidate credit card debt. I have nearly $1500 debt on three cards. I intend to pay those off and reduce my monthly payment. A small portion of what's remaining of the loan will be used for holiday gifts for family.
I am a proven prosper borrower, having gotten a similar loan in the past which was paid in full and in good standing. I have reliable income and multiple income streams.
Monthly net income: $2,000+
Rent: $375/mo
Car: $60/mo for ins. and gas
Utilities: $35/mo
Phone, internet: $60/mo
Food, entertainment: $150-$200/mo
Credit cards: $95/mo
Thanks for your interest and support.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/27/2011 12:13:36 PM |
mikeandcat | $50.00 | 11/27/2011 6:25:48 PM |
social-heart | $25.00 | 11/27/2011 11:00:28 PM |
social-heart | $25.00 | 11/27/2011 10:58:54 PM |
glroark | $100.00 | 11/28/2011 7:07:56 AM |
fcrick | $25.00 | 11/27/2011 12:15:42 PM |
loanman2007 | $25.00 | 11/28/2011 4:59:50 AM |
influential-benjamins0 | $100.00 | 11/27/2011 12:20:47 PM |
tenacious-capital3 | $26.27 | 11/28/2011 9:17:02 AM |
irrelevant | $25.00 | 11/28/2011 10:05:27 AM |
social-heart | $25.00 | 11/27/2011 11:00:57 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:42:38 AM |
AndChicksforFree | $25.00 | 11/27/2011 1:01:50 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:36 PM |
papaloha | $25.00 | 11/27/2011 12:16:33 PM |
kinetic-social | $26.00 | 11/27/2011 2:29:50 PM |
papaloha | $400.00 | 11/27/2011 3:06:41 PM |
Comoparklender | $25.00 | 11/27/2011 12:25:59 PM |
Mikale360 | $25.00 | 11/27/2011 6:25:03 PM |
klemer | $25.00 | 11/28/2011 4:03:44 AM |
generous-deal6 | $25.00 | 11/28/2011 7:55:48 AM |
just-loyalty643 | $50.00 | 11/27/2011 7:28:36 PM |
thisbucksforu | $25.00 | 11/27/2011 8:46:17 PM |
social-heart | $25.00 | 11/27/2011 11:01:32 PM |
SolarMoonshine | $25.00 | 11/28/2011 3:40:12 AM |
managedfund | $500.00 | 11/28/2011 12:42:26 PM |
enterprising-credit2 | $50.00 | 11/28/2011 8:24:02 AM |
famous-ore2 | $72.73 | 11/28/2011 2:57:42 PM |
rogue_monster | $50.00 | 11/28/2011 9:21:01 AM |
wwwUniversal | $25.00 | 11/28/2011 9:24:13 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
541056
This series of Notes was issued and sold upon the funding of the borrower loan #56926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $200.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 7% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,241 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| courteous-hope355 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan: Home Improvement
This loan will be used to...Replace decking/deck
My financial situation: Employed 12 years at same company and still employed.
I am a good candidate for this loan because...Money going back into home investment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
skillful-diversification2 | $25.00 | 11/27/2011 12:05:25 PM |
careful-note | $50.00 | 11/27/2011 12:13:36 PM |
sfmf | $25.00 | 11/27/2011 12:23:09 PM |
blot44 | $25.00 | 11/27/2011 12:28:40 PM |
jazz619 | $25.00 | 11/27/2011 6:14:19 PM |
enterprising-credit2 | $50.00 | 11/29/2011 6:45:19 AM |
toblerone | $25.00 | 11/29/2011 9:49:05 AM |
hunterMG | $50.00 | 11/29/2011 12:28:04 PM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:41 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:59:42 AM |
social-trumpet | $25.00 | 11/29/2011 12:28:55 PM |
designer_10 | $25.00 | 11/29/2011 1:04:04 PM |
subtle-revenue0 | $25.00 | 11/27/2011 12:11:30 PM |
bb575 | $50.00 | 11/27/2011 12:14:01 PM |
igniter584 | $25.00 | 11/27/2011 12:24:34 PM |
BxRealtor | $25.00 | 11/27/2011 12:06:52 PM |
AFairDeal | $25.00 | 11/27/2011 12:12:55 PM |
LoanerPrincipal | $25.00 | 11/27/2011 12:16:57 PM |
pdub | $75.00 | 11/27/2011 12:19:53 PM |
patriot897 | $25.00 | 11/28/2011 10:44:21 AM |
Chosen-one | $50.00 | 11/28/2011 6:19:22 AM |
Hexnut | $100.00 | 11/28/2011 10:08:55 PM |
goodhearted-basis4 | $25.00 | 11/29/2011 12:31:28 AM |
oskizzle | $25.00 | 11/28/2011 8:11:41 PM |
ingenious-deal6 | $25.00 | 11/29/2011 9:07:50 AM |
kenji4861 | $25.00 | 11/29/2011 9:30:10 AM |
tenacious-capital3 | $26.27 | 11/29/2011 9:44:48 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:29 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:59:38 AM |
gaiusceasar | $25.00 | 11/29/2011 10:53:31 AM |
agalt | $125.00 | 11/29/2011 11:46:13 AM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:39:18 PM |
bughead | $25.00 | 11/29/2011 12:53:04 PM |
generosity-battalion0 | $50.00 | 11/29/2011 1:32:43 PM |
secureincome | $1,200.00 | 11/29/2011 1:21:24 PM |
Phunder | $25.00 | 11/29/2011 11:50:04 AM |
mlj0671 | $25.00 | 11/29/2011 1:21:18 PM |
managedfund | $473.73 | 11/29/2011 1:35:28 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
541058
This series of Notes was issued and sold upon the funding of the borrower loan #56927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $300.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 100% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 10m |
Amount delinquent:
| $133 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,142 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| preeminant-yield0 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation loan
Purpose of loan:
This loan will be used to.
My financial situation: well managed
I am a good candidate for this loan because...I pay my bills on time and the requested amount is within by budget.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sfmf | $25.00 | 11/29/2011 9:25:01 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:05:08 AM |
worth-blanket2 | $7,500.00 | 11/29/2011 1:58:54 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
541076
This series of Notes was issued and sold upon the funding of the borrower loan #56812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $163.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1963 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 16y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,449 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| bazaar-deployment |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
|
Principal balance:
| $3,447.38 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
THUMPER54
Purpose of loan:
This loan will be used to...Get dentures. EMy financial situation:
I am a good candidate for this loan because...I already have a loan with Prosper and have my account always paid on time and up to date. my credit is in good standing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/25/2011 5:18:12 PM |
igniter584 | $25.00 | 11/25/2011 5:20:07 PM |
tenacious-capital3 | $26.27 | 11/25/2011 5:26:01 PM |
shellstar | $25.00 | 11/26/2011 9:16:05 AM |
silver-birdie | $100.00 | 11/25/2011 5:09:34 PM |
loan-mammal | $100.00 | 11/25/2011 5:22:12 PM |
s270 | $25.00 | 11/25/2011 11:23:27 PM |
careful-note | $50.00 | 11/27/2011 4:59:06 AM |
igniter584 | $25.00 | 11/27/2011 8:30:12 AM |
toblerone | $25.00 | 11/27/2011 12:29:48 PM |
enterprising-credit2 | $25.00 | 11/27/2011 1:05:21 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:42 PM |
jazz619 | $25.00 | 11/27/2011 6:14:18 PM |
susurrus | $25.00 | 11/27/2011 1:55:35 PM |
patriot897 | $25.00 | 11/28/2011 10:44:20 AM |
uberrific | $50.00 | 11/27/2011 10:08:39 PM |
TechieLender | $46.00 | 11/28/2011 5:11:07 PM |
iaffy | $25.00 | 11/28/2011 5:18:17 PM |
sportsmagic | $101.00 | 11/28/2011 5:45:32 PM |
umfan123 | $25.00 | 11/28/2011 6:07:53 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:47 PM |
transparency-river1 | $2,000.00 | 11/28/2011 7:41:16 PM |
ph0rse | $50.00 | 11/28/2011 8:09:18 PM |
D911ave | $50.00 | 11/28/2011 5:21:04 PM |
penguino | $100.00 | 11/28/2011 6:15:51 PM |
determined-revenue1 | $35.00 | 11/25/2011 5:20:01 PM |
pdub | $75.00 | 11/25/2011 5:17:41 PM |
influential-benjamins0 | $100.00 | 11/25/2011 5:28:41 PM |
AFairDeal | $25.00 | 11/25/2011 5:19:04 PM |
fcrick | $25.00 | 11/25/2011 5:21:31 PM |
the-precious-bid | $25.00 | 11/26/2011 12:22:25 PM |
kenji4861 | $25.00 | 11/26/2011 12:34:31 PM |
whitegold24k | $100.00 | 11/26/2011 12:35:15 PM |
availableloan | $25.00 | 11/26/2011 10:24:46 PM |
r48 | $25.00 | 11/26/2011 12:05:09 PM |
CatbirdBanking | $25.00 | 11/27/2011 11:52:24 AM |
Thunder08 | $25.00 | 11/27/2011 5:35:59 PM |
roadtruck | $50.00 | 11/28/2011 8:26:31 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:44 PM |
Zoramite | $25.00 | 11/28/2011 2:24:11 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:45 AM |
rchissocol | $25.00 | 11/28/2011 4:18:45 PM |
chicagobanker | $50.00 | 11/28/2011 5:12:45 PM |
Sneezie | $100.00 | 11/28/2011 10:23:02 AM |
dudebrah | $25.00 | 11/28/2011 6:18:54 PM |
just-loyalty643 | $50.00 | 11/28/2011 7:39:36 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:06 PM |
mtquan | $25.00 | 11/28/2011 8:29:12 PM |
brightest-gain-investor | $966.73 | 11/28/2011 8:33:06 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
541104
This series of Notes was issued and sold upon the funding of the borrower loan #56789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $119.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 26y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,517 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| stjresources |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Oct-2010)
600-619
(May-2010)
600-619
(Apr-2010)
600-619
(May-2008)
|
Principal balance:
| $1,478.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 40 | | |
Description
Increas credit scores
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I paid down all my credit cards previously, BUT after being engaged for 30 years, I got married in June on the 30th anniversary of our first date. Credit cards were used to pay for the wedding. The wedding was catered by us and friends and was held in our backyard. My credit cards are between 250.00 and 1000.00.I would use the loan to pay off the credit cards and increase my credit scores. My current loan with Prosper is in good standing.
Monthly net income: $6,084
Monthly expenses: $
Housing: $1489.
Insurance: $52.
Car expenses: $70.00 gas
Utilities: $400
Phone, cable, internet: $350
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $75.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $1,061.09 | 11/29/2011 4:54:33 AM |
Starfin-Capital-Management | $100.00 | 11/29/2011 3:22:45 AM |
312-Lender | $25.00 | 11/28/2011 2:52:28 PM |
tnjohnso | $25.00 | 11/28/2011 5:14:34 PM |
fcrick | $25.00 | 11/28/2011 5:11:39 PM |
Kash2010lu | $25.00 | 11/28/2011 6:21:22 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 6:51:01 PM |
Mikale360 | $25.00 | 11/28/2011 7:19:15 PM |
serene-capital | $25.00 | 11/29/2011 12:33:51 AM |
big-lendin | $25.00 | 11/29/2011 3:29:02 AM |
unger | $191.11 | 11/29/2011 3:50:30 AM |
q4golf | $27.35 | 11/29/2011 4:51:27 AM |
MoneyForNothing | $51.22 | 11/29/2011 3:54:47 AM |
transparency-universe8 | $25.00 | 11/29/2011 4:18:45 AM |
corporatejim | $33.45 | 11/29/2011 4:19:30 AM |
Brisket_Bob | $25.78 | 11/29/2011 4:27:31 AM |
Mrs-Honeydew | $50.00 | 11/29/2011 4:47:30 AM |
marinbb | $100.00 | 11/28/2011 9:36:35 PM |
trumpeter5 | $25.00 | 11/28/2011 1:36:30 PM |
LittleMingo | $30.00 | 11/28/2011 4:51:37 PM |
luv4cycling | $30.00 | 11/28/2011 5:09:28 PM |
SLN-10 | $50.00 | 11/28/2011 5:16:49 PM |
atlas-shrugged | $200.00 | 11/28/2011 5:11:29 PM |
bazaar-festivity | $25.00 | 11/28/2011 5:14:10 PM |
Feyenoord | $30.00 | 11/28/2011 6:18:20 PM |
Danjack_Capital | $25.00 | 11/28/2011 5:36:20 PM |
SolarMoonshine | $25.00 | 11/28/2011 5:39:44 PM |
Cessna172 | $25.00 | 11/28/2011 7:22:50 PM |
contract-student2 | $70.00 | 11/28/2011 7:33:21 PM |
pound-mushroom3 | $25.00 | 11/28/2011 5:12:07 PM |
Bankwithme | $500.00 | 11/28/2011 10:10:32 PM |
klend4 | $25.00 | 11/29/2011 3:34:53 AM |
gokart83 | $25.00 | 11/29/2011 3:01:24 AM |
DoctorJoe | $25.00 | 11/29/2011 4:19:25 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
541118
This series of Notes was issued and sold upon the funding of the borrower loan #56797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,824 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Secure-Borrower |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ersonal Loan/ Never a delinquency
My financial situation is good.
I will be receiving bonus from work in April which I will be using to pay off all of my debt (excluding my home loan).
I am a good candidate for this loan because I have never defaulted on anything lent to me. I have significant income w/ paystubs and W2's to verify. I need a short term loan until I receive funds from work I've completed with my employer, however these funds won't be due to me until April 2012. The limits on my credit cards are high due to the great credit history I have built. I have been with my current employer for 2 years and worked in the same capacity with another firm for 4 years prior to 12/2009. By lending me money you will be earning a much higher interest rate than is reflective of the risk you are taking...I'm more than happy to discuss my situation over the phone or in person as well.
Monthly net income: $ 13,583
Monthly expenses: $ 6875
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/25/2011 5:13:51 PM |
let_me_retire | $100.00 | 11/26/2011 8:35:54 PM |
ChrisProsper | $25.00 | 11/28/2011 3:30:01 PM |
fountain355 | $25.00 | 11/26/2011 4:16:06 AM |
Core-Marketing | $25.00 | 11/27/2011 5:06:22 AM |
worth-blanket2 | $3,800.00 | 11/28/2011 2:21:47 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
541124
This series of Notes was issued and sold upon the funding of the borrower loan #56804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $248.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
2 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $325 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| gain-library |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help us upgrade our apartment
Purpose of loan:
This loan will be used to upgrade a few furnishings in our apartment which is pretty old such as carpet, counter top and some cabinets.
My financial situation:
I am a good candidate for this loan because I have a solid job at JP Morgan chase as a personal banker and have a steady income. I do not have mortgage payment and any other loans except for 2 small balanced credit cards that I pay in full every month. I take public transportation and my work place is right by my apartment thus saving a lot of money. I just came short of some money for the upgrade process, hence the loan.
Monthly net income: $3000+commission
Monthly expenses: $1500
Utilities: $50
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/25/2011 5:18:13 PM |
weiyinsan | $30.00 | 11/25/2011 5:07:39 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:09 PM |
pound-mushroom3 | $25.00 | 11/25/2011 5:10:44 PM |
pdub | $75.00 | 11/25/2011 5:17:41 PM |
igniter584 | $25.00 | 11/25/2011 5:20:07 PM |
careful-note | $50.00 | 11/27/2011 4:59:06 AM |
daekpon | $100.00 | 11/27/2011 9:35:02 AM |
crawfingers | $25.00 | 11/28/2011 2:28:23 PM |
famous-ore2 | $20.00 | 11/28/2011 2:57:40 PM |
igniter584 | $25.00 | 11/27/2011 8:30:13 AM |
worth-blanket2 | $6,500.00 | 11/28/2011 2:23:05 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
541130
This series of Notes was issued and sold upon the funding of the borrower loan #56919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,375 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| worthy-truth0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-festivity | $25.00 | 11/25/2011 5:06:09 PM |
papaloha | $25.00 | 11/25/2011 5:13:52 PM |
jjswanso | $50.00 | 11/25/2011 5:16:23 PM |
careful-note | $70.00 | 11/28/2011 4:37:04 AM |
GoldenRule01 | $25.00 | 11/29/2011 12:06:58 PM |
pdub | $75.00 | 11/25/2011 5:17:42 PM |
golden-velocity9 | $35.00 | 11/25/2011 5:09:05 PM |
wonder3 | $50.00 | 11/25/2011 8:33:45 PM |
Whipster | $100.00 | 11/25/2011 5:59:53 PM |
social-heart | $25.00 | 11/27/2011 11:05:27 PM |
fortytwo | $100.00 | 11/28/2011 5:21:41 PM |
Otagaini | $25.00 | 11/29/2011 2:50:53 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:16 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:28 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:38:12 PM |
worth-blanket2 | $1,800.00 | 11/29/2011 1:52:18 PM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:26:40 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:57:36 AM |
18 Investments
|
Borrower Payment Dependent Notes Series
541164
This series of Notes was issued and sold upon the funding of the borrower loan #56711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-27-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 6.53% |
Borrower rate/APR:
| 7.53% / 15.17% |
Monthly payment:
| $173.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.52% | | |
| |
Estimated return*:
| 2.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 50% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,748 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| class90 |
Borrower's state:
| Connecticut |
Borrower's group:
| P2P Financial |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Reduction
Purpose of loan:
This loan will be used to pay off higher rate credit card debt..
My financial situation:
I am a good candidate for this loan because.I have never been late on any payments and have been steadily employed for over 10 years..
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blue-shiny-revenue | $25.00 | 11/27/2011 12:08:10 PM |
aabadabadoo | $25.00 | 11/27/2011 12:09:33 PM |
loan-mammal | $100.00 | 11/27/2011 12:14:37 PM |
goal-dollar1 | $50.00 | 11/27/2011 12:22:35 PM |
careful-note | $50.00 | 11/27/2011 12:13:37 PM |
kinetic-social | $30.00 | 11/27/2011 2:16:28 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:47 PM |
Bank42 | $25.00 | 11/27/2011 4:52:36 PM |
shrewd-dedication2 | $50.00 | 11/27/2011 5:51:04 PM |
jazz619 | $25.00 | 11/27/2011 6:14:19 PM |
just-loyalty643 | $50.00 | 11/27/2011 7:16:02 PM |
MoneyTree79 | $25.00 | 11/27/2011 8:04:22 PM |
BronxBomber79 | $25.00 | 11/27/2011 9:54:20 PM |
igniter584 | $25.00 | 11/27/2011 12:24:34 PM |
LittleRhody07 | $75.00 | 11/28/2011 6:23:15 AM |
Bendistraw | $25.00 | 11/27/2011 12:24:39 PM |
enterprising-credit2 | $50.00 | 11/27/2011 1:06:59 PM |
first-serene-credit | $25.00 | 11/28/2011 8:06:02 AM |
roadtruck | $50.00 | 11/28/2011 8:26:32 AM |
bcsmith | $25.00 | 11/28/2011 8:55:44 AM |
Thunder08 | $25.00 | 11/27/2011 5:36:01 PM |
broomfieldbucks | $25.00 | 11/28/2011 9:50:35 AM |
Danylostefan | $50.00 | 11/28/2011 8:49:14 AM |
loot-heart | $25.00 | 11/28/2011 9:19:18 AM |
CoolPlexer | $25.00 | 11/28/2011 9:24:40 AM |
AFairDeal | $25.00 | 11/27/2011 12:12:56 PM |
bb575 | $50.00 | 11/27/2011 12:14:02 PM |
Boxster968 | $25.00 | 11/27/2011 6:45:50 PM |
yield-hut | $50.00 | 11/28/2011 3:32:32 AM |
bullet-shark | $25.00 | 11/27/2011 7:36:54 PM |
theogeer | $25.00 | 11/27/2011 8:13:52 PM |
uberrific | $50.00 | 11/27/2011 10:08:41 PM |
joffco | $44.77 | 11/28/2011 7:48:21 AM |
golden-velocity9 | $25.00 | 11/27/2011 12:22:55 PM |
polka2002 | $30.01 | 11/28/2011 6:18:40 AM |
CycleRyder | $25.00 | 11/28/2011 7:54:07 AM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:43 PM |
social-heart | $25.00 | 11/28/2011 9:08:13 AM |
liberty-saber3 | $250.00 | 11/28/2011 9:37:16 AM |
BlessedEveryDay | $11.73 | 11/28/2011 9:56:59 AM |
umfan123 | $25.00 | 11/27/2011 6:45:41 PM |
justice-allocator3 | $25.00 | 11/27/2011 7:11:00 PM |
important-ore | $150.00 | 11/28/2011 9:27:09 AM |
novice-speculator | $25.00 | 11/27/2011 10:41:10 PM |
chinolatino | $25.00 | 11/28/2011 5:39:15 AM |
dollarboy | $25.00 | 11/28/2011 6:59:46 AM |
roadtruck | $50.00 | 11/28/2011 8:20:02 AM |
itsokrelax | $58.49 | 11/28/2011 9:08:17 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
541178
This series of Notes was issued and sold upon the funding of the borrower loan #56742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $457.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 59% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,805 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| puddingc |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 87 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $19,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2010)
740-759
(Dec-2007)
740-759
(Feb-2007)
|
Principal balance:
| $4,662.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 87 | | |
Description
Debt consolidation lower interest
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/26/2011 1:57:42 PM |
Moe87 | $25.00 | 11/27/2011 11:14:05 AM |
Feyenoord | $30.00 | 11/26/2011 12:05:34 PM |
josuae | $25.00 | 11/26/2011 12:06:45 PM |
papaloha | $25.00 | 11/26/2011 12:19:10 PM |
pound-mushroom3 | $25.00 | 11/26/2011 12:23:11 PM |
credit-guard5 | $25.00 | 11/26/2011 7:32:32 PM |
contract-student2 | $60.00 | 11/26/2011 8:14:16 PM |
thankful-nickel2 | $25.00 | 11/27/2011 10:59:56 AM |
FinanceEngine | $60.00 | 11/26/2011 2:56:11 PM |
MoneyForNothing | $35.25 | 11/27/2011 12:04:24 PM |
american6 | $100.00 | 11/27/2011 11:55:58 PM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:36 PM |
dollar-tornado3 | $50.00 | 11/28/2011 11:06:18 AM |
BenR | $100.00 | 11/28/2011 5:18:46 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:48 PM |
enterprising-credit2 | $50.00 | 11/28/2011 9:47:18 PM |
fairness-swashbuckler | $38.15 | 11/28/2011 10:13:15 PM |
DoctorJoe | $30.00 | 11/29/2011 4:14:40 AM |
yield-hut | $50.00 | 11/29/2011 4:35:00 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:08 PM |
rockhound84 | $25.00 | 11/29/2011 5:41:31 AM |
CatbirdBanking | $25.00 | 11/29/2011 7:25:25 AM |
mercuriant | $25.00 | 11/29/2011 7:54:15 AM |
agalt | $100.00 | 11/29/2011 8:29:40 AM |
Sturgee | $25.00 | 11/29/2011 2:14:12 AM |
Leshan | $200.00 | 11/29/2011 8:06:26 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:30 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:34 AM |
investment-comet | $25.00 | 11/29/2011 11:27:37 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:25 AM |
invincible-platinum9 | $50.00 | 11/29/2011 11:35:16 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:04:36 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:42 AM |
green28 | $200.00 | 11/29/2011 9:44:11 AM |
bughead | $25.00 | 11/29/2011 12:51:30 PM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:18 AM |
fascinating-transparency6 | $25.00 | 11/29/2011 12:07:04 PM |
credit-socrates648 | $500.00 | 11/29/2011 12:38:26 PM |
principal-cooker2 | $100.00 | 11/26/2011 12:06:13 PM |
igniter584 | $25.00 | 11/26/2011 12:15:08 PM |
papaloha | $500.00 | 11/26/2011 1:33:22 PM |
1stBankAndHal | $32.09 | 11/26/2011 4:59:41 PM |
umfan123 | $25.00 | 11/26/2011 5:55:10 PM |
janeybooboo | $50.00 | 11/26/2011 2:42:26 PM |
s270 | $50.00 | 11/26/2011 6:39:27 PM |
r48 | $25.00 | 11/26/2011 12:05:50 PM |
LittleMingo | $100.00 | 11/26/2011 12:06:24 PM |
fcrick | $25.00 | 11/26/2011 12:07:07 PM |
RainyDayFunds | $25.00 | 11/26/2011 9:56:58 PM |
careful-note | $50.00 | 11/27/2011 4:59:09 AM |
AFairDeal | $25.00 | 11/26/2011 12:25:36 PM |
igniter584 | $25.00 | 11/27/2011 8:30:17 AM |
Investor_DP | $100.00 | 11/26/2011 12:34:38 PM |
loan-mammal | $100.00 | 11/26/2011 12:38:32 PM |
loan-warrior | $25.00 | 11/26/2011 5:17:28 PM |
WonByOne | $100.00 | 11/27/2011 3:52:54 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:45 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:46 AM |
Trimalchio12 | $25.00 | 11/27/2011 12:52:30 PM |
rchissocol | $50.00 | 11/28/2011 11:21:36 AM |
AF-Chief | $25.00 | 11/28/2011 5:14:31 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:25:39 PM |
Hexnut | $100.00 | 11/28/2011 10:31:32 PM |
CreditBuilder2 | $200.00 | 11/28/2011 11:25:40 PM |
SolarMoonshine | $25.00 | 11/29/2011 3:55:37 AM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:00 AM |
radforj22 | $25.00 | 11/29/2011 4:57:53 AM |
Lo0se_mo0se | $36.60 | 11/29/2011 6:13:31 AM |
loanman2007 | $25.00 | 11/29/2011 5:20:08 AM |
GElender | $50.00 | 11/29/2011 6:35:13 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:58 AM |
first-serene-credit | $25.00 | 11/29/2011 8:34:56 AM |
top-payout-enclave | $25.00 | 11/28/2011 9:36:28 PM |
MoneyForNothing | $71.17 | 11/29/2011 3:58:20 AM |
terrific-return | $25.00 | 11/29/2011 6:17:42 AM |
hookUup | $32.20 | 11/29/2011 6:27:01 AM |
kevin314 | $25.00 | 11/29/2011 9:24:42 AM |
UBOtto186 | $50.00 | 11/29/2011 8:49:11 AM |
lamsabuy | $100.00 | 11/29/2011 9:13:34 AM |
Weaverville | $25.00 | 11/29/2011 9:18:46 AM |
toblerone | $25.00 | 11/29/2011 9:49:04 AM |
cnovak | $25.00 | 11/29/2011 9:50:00 AM |
novice-speculator | $25.00 | 11/29/2011 9:53:59 AM |
coldfuzion | $65.37 | 11/29/2011 10:40:54 AM |
Peacepower | $25.00 | 11/29/2011 10:47:10 AM |
brightest-gain-investor | $2,000.00 | 11/29/2011 11:53:53 AM |
gogene2002 | $25.00 | 11/29/2011 12:02:16 PM |
social-trumpet | $25.00 | 11/29/2011 12:16:29 PM |
friendly-principal76 | $25.00 | 11/29/2011 12:45:47 PM |
basis-wizard8 | $67.79 | 11/29/2011 12:48:21 PM |
virtuous-repayment | $50.00 | 11/29/2011 12:52:32 PM |
managedfund | $1,580.11 | 11/29/2011 1:26:52 PM |
BigBag | $25.00 | 11/29/2011 12:39:16 PM |
freest8r | $50.00 | 11/29/2011 1:18:27 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
541194
This series of Notes was issued and sold upon the funding of the borrower loan #56622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $104.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 11% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,797 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-eclipse |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
640-659
(Oct-2010)
700-719
(Jul-2010)
|
Principal balance:
| $2,401.37 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Consolidate CC's
Purpose of loan:
This loan will be used to payoff credit cards with higher interest rates than those offered here.
My financial situation:
I am a good candidate for this loan because I make my payments on time and have steady income. I've made my 8 loan payments to Prosper on time and will continue to do so. With the $ I save on interest, I will send extra payments to the principal.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
determined-revenue1 | $35.00 | 11/28/2011 9:09:02 AM |
careful-note | $50.00 | 11/28/2011 9:15:06 AM |
vinayski | $25.00 | 11/28/2011 9:07:27 AM |
subtle-revenue0 | $25.00 | 11/28/2011 9:25:03 AM |
igniter584 | $25.00 | 11/28/2011 9:28:53 AM |
fcrick | $25.00 | 11/28/2011 9:19:31 AM |
BxRealtor | $25.00 | 11/28/2011 9:27:38 AM |
cordial-bonus | $25.00 | 11/28/2011 9:22:52 AM |
cash-vault | $25.00 | 11/28/2011 5:27:12 PM |
influential-benjamins0 | $100.00 | 11/28/2011 5:33:44 PM |
r48 | $25.00 | 11/28/2011 5:38:24 PM |
umfan123 | $25.00 | 11/28/2011 6:06:44 PM |
enterprising-credit2 | $25.00 | 11/28/2011 7:06:21 PM |
loan-mammal | $100.00 | 11/28/2011 9:09:51 AM |
LoanerPrincipal | $25.00 | 11/28/2011 9:21:16 AM |
AFairDeal | $25.00 | 11/28/2011 9:06:05 AM |
pdub | $75.00 | 11/28/2011 9:25:21 AM |
bb575 | $50.00 | 11/28/2011 9:30:46 AM |
Beechturner | $50.00 | 11/28/2011 9:57:46 AM |
chicagobanker | $50.00 | 11/28/2011 4:23:52 PM |
aabadabadoo | $25.00 | 11/28/2011 9:31:02 AM |
sportsmagic | $500.00 | 11/28/2011 5:48:48 PM |
penguino | $100.00 | 11/28/2011 6:14:49 PM |
dudebrah | $25.00 | 11/28/2011 6:15:18 PM |
transparency-river1 | $1,654.92 | 11/28/2011 7:09:57 PM |
market-aficionado3 | $35.08 | 11/28/2011 4:17:46 PM |
susurrus | $50.00 | 11/28/2011 6:41:10 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
541216
This series of Notes was issued and sold upon the funding of the borrower loan #57152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-27-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-04-2011 |
|
Lender yield:
| 24.89% |
Borrower rate/APR:
| 25.89% / 28.49% |
Monthly payment:
| $448.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.30% | | |
| |
Estimated return*:
| 15.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $960 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| CUTigers86 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2010)
640-659
(Aug-2010)
660-679
(Jul-2010)
640-659
(Jun-2010)
|
Principal balance:
| $5,664.98 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Second Prosper Loan-multiple uses
Purpose: Consolidate/Dental
Loan to-pay off 1st Prosper loan ($5700)-pay $6000(2011/12) dental(me/daughter)-pay credit cards.
Financial situation:Good
I am a good candidate for this loan-income in excess of 33% of expenses & I've been a responsible Prosper borrower.
I received my 1st loan 13 months ago(scholastic program for daughter). Payments on time every month. This loan repays the 1st & gets dental work done. Our Dentist/Ortho require payment prior to insurance.
This loan creates a payment of $450/mo. Payoff 1st loan($320) & credit cards($90) leaves an extra expense of $40/mo.
Thank you to everyone for my 1st loan & to all reading this post. Last listing was erroneously cancelled by Prosper. Please ask any questions & I'll respond quickly.
Monthly net inc.:$3520
Monthly exp.:$2260
Housing: $1300
Insur:$45
Car exp.:$0
Util.:$125
Phone/cable/internet:$95
Food/enter.:$100
Clothing/household exp.:$100
Credit cards/other loans:$410
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $100.00 | 11/27/2011 12:06:16 PM |
icanhasloanz | $100.00 | 12/4/2011 12:25:52 AM |
careful-note | $50.00 | 11/27/2011 12:13:38 PM |
mikeandcat | $50.00 | 11/27/2011 6:33:32 PM |
RoZu_Lending | $100.00 | 11/27/2011 12:10:37 PM |
generous-deal6 | $25.00 | 11/28/2011 7:55:49 AM |
Comoparklender | $25.00 | 11/28/2011 5:13:40 PM |
SimpleChoice | $25.00 | 11/29/2011 8:23:59 AM |
MBIntl | $25.00 | 11/29/2011 8:36:08 AM |
Reinadog9 | $25.00 | 11/28/2011 8:59:55 PM |
AF-Chief | $25.00 | 11/29/2011 9:10:14 AM |
Weaverville | $25.00 | 11/29/2011 9:18:46 AM |
money-surge1 | $25.00 | 11/29/2011 9:22:56 AM |
life-is-great | $25.00 | 11/29/2011 9:32:01 AM |
enriching-trade2 | $50.00 | 11/29/2011 9:35:16 AM |
melodious-fairness | $25.00 | 11/29/2011 9:14:42 AM |
toblerone | $25.00 | 11/29/2011 9:49:05 AM |
350DGRZ | $25.00 | 11/29/2011 9:47:45 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:32 AM |
GoldenRule01 | $200.00 | 11/29/2011 11:43:42 AM |
desertoasis | $25.00 | 11/29/2011 1:33:10 PM |
qwsd12 | $50.00 | 11/29/2011 5:07:07 PM |
hard-working-rate3 | $100.00 | 11/29/2011 5:16:24 PM |
tender-commerce8 | $26.00 | 11/29/2011 5:34:13 PM |
loss-of-control | $100.00 | 11/29/2011 7:22:23 PM |
graceful-investment | $50.00 | 11/29/2011 3:50:12 PM |
moola-flag4 | $25.00 | 11/29/2011 9:00:35 PM |
tech310 | $50.00 | 11/30/2011 12:15:34 AM |
new-intuitive-dime | $25.00 | 11/29/2011 5:01:00 PM |
IIP77 | $25.00 | 11/30/2011 3:20:32 AM |
goodhearted-gold3 | $98.38 | 11/30/2011 5:47:59 AM |
PatriotKnight | $25.00 | 11/29/2011 5:25:07 PM |
GreedyLawyer | $25.00 | 11/30/2011 5:01:30 AM |
suave-dime6 | $25.00 | 11/30/2011 7:05:48 AM |
important-openness1 | $100.00 | 11/29/2011 5:34:17 PM |
impeccable-ore3 | $25.00 | 11/30/2011 8:18:52 AM |
treasure-bliss | $25.00 | 11/30/2011 6:56:24 AM |
money-banker867 | $25.00 | 11/29/2011 6:36:19 PM |
hard-working-loot | $50.00 | 11/30/2011 9:14:20 AM |
helpful-listing | $25.00 | 11/30/2011 9:12:34 AM |
rcm87 | $50.00 | 11/30/2011 9:33:09 AM |
asmithj | $25.00 | 11/30/2011 9:34:13 AM |
nellaelyob | $25.00 | 11/30/2011 9:34:55 AM |
nickel-ferret | $50.00 | 11/30/2011 9:25:29 AM |
social-cocktail1 | $200.00 | 11/30/2011 11:20:28 AM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:11 AM |
bonFire8 | $28.00 | 11/30/2011 9:41:55 AM |
cospilot | $25.00 | 11/30/2011 9:42:45 AM |
Live-Free-or-Die | $238.35 | 11/30/2011 12:46:04 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:37 PM |
GoldenRule01 | $50.00 | 11/30/2011 2:26:50 PM |
wild_carrot | $25.00 | 11/30/2011 2:38:25 PM |
cvlender | $25.00 | 11/30/2011 2:49:11 PM |
Bob450 | $35.00 | 11/30/2011 4:47:59 PM |
CalBear08 | $25.00 | 11/30/2011 9:39:10 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:52 AM |
blackstar | $25.00 | 11/30/2011 12:02:01 PM |
ideal-yield5 | $25.00 | 11/30/2011 9:29:27 PM |
graceful-IRAinvestment | $25.00 | 11/30/2011 10:25:52 PM |
salegalaxy | $25.00 | 11/30/2011 10:35:28 PM |
fareast_man | $25.00 | 11/30/2011 10:26:38 PM |
bailey7563 | $47.00 | 12/1/2011 4:54:04 AM |
ianakacg | $25.00 | 11/30/2011 5:14:47 PM |
EL_Papin | $25.00 | 12/1/2011 7:16:24 AM |
Rogesparkguy | $25.00 | 12/1/2011 5:58:52 AM |
first-serene-credit | $25.00 | 12/1/2011 8:29:08 AM |
figs4u2 | $98.00 | 12/1/2011 9:17:30 AM |
gizzywump | $25.00 | 12/1/2011 9:18:05 AM |
SpareChangeHero | $25.00 | 12/1/2011 9:18:36 AM |
ciscoparrot | $25.00 | 12/1/2011 9:20:07 AM |
restless-fund5 | $25.00 | 12/1/2011 9:15:28 AM |
treasure-widget | $25.00 | 12/1/2011 9:25:44 AM |
industrious-transparency6 | $25.00 | 12/1/2011 9:37:31 AM |
ideal-platinum1 | $25.00 | 12/1/2011 9:40:21 AM |
trimwork99 | $25.00 | 12/1/2011 9:09:50 AM |
eclicknsave | $25.00 | 12/1/2011 11:14:42 AM |
social-conductor4 | $25.00 | 12/1/2011 11:42:17 AM |
euro-shrine | $50.00 | 12/1/2011 3:13:59 PM |
chestnut4 | $25.00 | 12/1/2011 9:40:05 AM |
Weaverville | $25.00 | 12/1/2011 12:31:58 PM |
immaculate-compassion8 | $50.00 | 12/1/2011 8:21:18 PM |
nyran20 | $50.00 | 12/1/2011 7:49:31 PM |
Luminous-P | $25.00 | 12/1/2011 8:15:07 PM |
venture30 | $25.00 | 12/2/2011 4:03:28 AM |
dinero-speaker | $25.00 | 12/2/2011 7:34:28 AM |
authentic-liberty7 | $25.00 | 12/2/2011 7:36:26 AM |
unafraid-cash2 | $51.00 | 12/2/2011 8:23:13 AM |
tstaub1234 | $25.00 | 12/2/2011 9:06:15 AM |
vivid-velocity7 | $100.00 | 12/2/2011 4:25:49 AM |
wise-silver-wonder | $25.00 | 12/2/2011 9:12:36 AM |
mikeandcat | $108.49 | 12/2/2011 4:44:00 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:22 AM |
rate-mogul | $33.00 | 12/2/2011 9:26:12 AM |
payout-paddle1 | $25.00 | 12/2/2011 9:38:41 AM |
Bujinkan1 | $25.00 | 12/2/2011 7:40:36 AM |
satanichammy | $25.00 | 12/2/2011 9:41:07 AM |
credit-coach118 | $25.36 | 12/2/2011 9:05:11 AM |
indomitable-dedication | $25.00 | 12/2/2011 9:47:04 AM |
Vreet | $25.00 | 12/2/2011 9:49:35 AM |
enriching-credit9 | $25.00 | 12/2/2011 9:11:29 AM |
principal-exec | $25.00 | 12/2/2011 11:19:21 AM |
gain-expert | $45.00 | 12/2/2011 12:21:58 PM |
Nickle-and-Dime-Loans | $25.00 | 12/2/2011 9:27:51 AM |
officer8 | $25.00 | 12/2/2011 1:53:20 PM |
YosemiteSam | $25.00 | 12/2/2011 12:49:44 PM |
schoolchamp | $25.00 | 12/2/2011 9:31:41 AM |
moola-tulip1 | $60.00 | 12/2/2011 1:12:10 PM |
RMI_Babylon | $25.00 | 12/2/2011 3:59:02 PM |
mammalian4 | $25.00 | 12/2/2011 3:23:40 PM |
velocity-solo | $25.00 | 12/2/2011 9:44:44 AM |
KLCRAY | $25.00 | 12/2/2011 5:13:32 PM |
wizard750 | $28.00 | 12/2/2011 9:48:16 AM |
unrelenting-auction7 | $25.00 | 12/2/2011 10:14:27 AM |
mittio | $33.00 | 12/2/2011 12:17:15 PM |
wlm3012 | $30.00 | 12/2/2011 3:17:50 PM |
MTF | $70.00 | 12/2/2011 4:19:26 PM |
five-star-order1 | $50.00 | 12/2/2011 4:45:01 PM |
forthright-trade | $25.00 | 12/2/2011 4:55:46 PM |
Mont_Brinker | $100.00 | 12/2/2011 8:50:32 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:03 AM |
leverage-monger | $25.00 | 12/3/2011 8:08:20 AM |
cablenews | $100.00 | 12/3/2011 10:27:04 AM |
SimpleChoice | $25.00 | 12/3/2011 11:40:03 AM |
Charlie0084 | $30.00 | 12/3/2011 6:55:20 PM |
grotheik | $25.00 | 12/3/2011 6:18:46 AM |
msw_engr | $50.00 | 12/3/2011 7:23:40 PM |
orderly-wampum | $100.00 | 12/3/2011 5:12:58 PM |
s270 | $75.00 | 12/3/2011 11:56:45 PM |
goffmt | $25.00 | 12/4/2011 7:31:00 AM |
red-benefit-ruler | $42.16 | 12/4/2011 11:19:19 AM |
I-Believe-In-You | $25.00 | 12/4/2011 9:48:12 AM |
greenwell | $50.00 | 12/4/2011 10:59:16 AM |
LendingPimp | $100.00 | 12/3/2011 3:48:15 PM |
master648 | $42.05 | 12/3/2011 10:36:41 PM |
orgy63 | $25.00 | 12/4/2011 4:19:36 AM |
payout-bridge | $75.00 | 11/29/2011 2:30:08 PM |
payout-bridge | $25.00 | 12/3/2011 1:03:48 PM |
LittleMingo | $25.00 | 11/27/2011 12:13:03 PM |
Feyenoord | $30.00 | 11/27/2011 3:52:15 PM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:41 PM |
thrilling-nickel5 | $25.00 | 11/28/2011 9:51:06 AM |
tenacious-capital3 | $26.27 | 11/28/2011 5:17:37 PM |
DoctorJoe | $30.00 | 11/28/2011 10:14:25 AM |
villagers | $50.00 | 11/28/2011 5:24:37 PM |
finance-prescription | $100.00 | 11/28/2011 5:12:29 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:09 PM |
treasure-bliss | $25.00 | 11/29/2011 5:57:58 AM |
principal-cooker2 | $100.00 | 11/28/2011 5:30:46 PM |
flexible-return297 | $40.00 | 11/29/2011 8:25:53 AM |
Kaj | $25.00 | 11/29/2011 9:14:26 AM |
CAGE-Investments | $25.00 | 11/29/2011 9:16:22 AM |
orange-preeminant-bill | $25.00 | 11/29/2011 6:08:51 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:05 AM |
rescue | $100.00 | 11/29/2011 9:47:50 AM |
streak269 | $35.20 | 11/29/2011 11:08:09 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:18 AM |
inspired-duty5 | $25.00 | 11/29/2011 1:16:37 PM |
TW2000 | $25.00 | 11/29/2011 3:28:54 PM |
meenan | $75.00 | 11/29/2011 4:31:51 PM |
bold-joyful-exchange | $25.00 | 11/29/2011 3:55:14 PM |
ursus | $50.00 | 11/29/2011 5:05:47 PM |
social-cocktail1 | $200.00 | 11/29/2011 5:06:25 PM |
fair-pound5 | $27.00 | 11/29/2011 5:17:27 PM |
magnitude787 | $30.00 | 11/29/2011 5:11:42 PM |
restless-currency | $50.00 | 11/29/2011 5:14:39 PM |
yield-trader | $25.00 | 11/29/2011 5:19:18 PM |
genius520 | $50.00 | 11/29/2011 5:23:31 PM |
loyalty-sherpa | $25.00 | 11/29/2011 5:18:11 PM |
best-charming-leverage | $50.00 | 11/29/2011 5:26:14 PM |
careful-vigilance4 | $50.00 | 11/29/2011 5:20:38 PM |
proud-pound4 | $25.00 | 11/29/2011 5:29:30 PM |
fund-jedi3 | $25.00 | 11/29/2011 5:21:09 PM |
handshake5 | $100.00 | 11/29/2011 5:29:43 PM |
nimble-revenue5 | $50.00 | 11/29/2011 5:30:19 PM |
red-fearless-investment | $50.00 | 11/29/2011 6:14:57 PM |
generosity-giraffe0 | $50.00 | 11/29/2011 6:47:21 PM |
UncleSteve3000 | $25.00 | 11/29/2011 6:48:56 PM |
quiksilver180 | $45.90 | 11/29/2011 9:15:32 PM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:48 AM |
dime-sapling | $25.00 | 11/29/2011 5:12:27 PM |
orange-preeminant-bill | $25.00 | 11/30/2011 7:05:44 AM |
desertoasis | $25.00 | 11/30/2011 8:05:17 AM |
supreme-dollar5 | $25.00 | 11/30/2011 8:18:43 AM |
Business_Happens | $25.00 | 11/29/2011 6:14:39 PM |
famous-ore2 | $50.00 | 11/30/2011 9:06:23 AM |
chameleon125 | $25.00 | 11/29/2011 9:47:32 PM |
inventive-exchange | $25.00 | 11/30/2011 9:16:06 AM |
zippy-interest | $25.00 | 11/30/2011 9:15:28 AM |
AJaye2006 | $45.48 | 11/30/2011 5:18:35 AM |
duty-gusto6 | $75.00 | 11/30/2011 9:32:18 AM |
linklady | $25.00 | 11/30/2011 9:33:28 AM |
listing-vista | $50.00 | 11/30/2011 9:24:54 AM |
credit-wheel7 | $25.00 | 11/30/2011 9:26:57 AM |
truth-companion | $25.00 | 11/30/2011 9:28:48 AM |
FarmersBank | $59.70 | 11/30/2011 10:04:43 AM |
justice-alert | $25.00 | 11/30/2011 11:01:55 AM |
majestic-principal1 | $25.00 | 11/30/2011 11:26:29 AM |
bid-czar8 | $100.00 | 11/30/2011 9:14:17 AM |
elfincove | $25.00 | 11/30/2011 9:15:35 AM |
gold-cluster | $50.00 | 11/30/2011 4:01:25 PM |
moola-wildebeest3 | $50.00 | 11/30/2011 9:21:55 AM |
sensible-fund | $25.00 | 11/30/2011 1:39:53 PM |
NoMoreDebt4Me | $25.00 | 11/30/2011 9:25:08 AM |
Relaxo | $50.00 | 11/30/2011 4:30:50 PM |
reward-adventure | $50.00 | 11/30/2011 9:28:14 AM |
washboard1 | $25.00 | 11/30/2011 9:28:29 AM |
bnlforever | $25.00 | 11/30/2011 9:32:05 AM |
Nailman88 | $59.97 | 11/30/2011 3:07:01 PM |
larslfe | $25.00 | 11/30/2011 9:34:19 AM |
moola-buddy | $25.00 | 11/30/2011 9:47:44 AM |
careful-compassion | $25.00 | 11/30/2011 11:12:42 AM |
Billfred | $25.00 | 11/30/2011 6:17:56 PM |
pious-market939 | $40.00 | 11/30/2011 1:28:58 PM |
SimonHova | $25.00 | 11/30/2011 8:13:26 PM |
deepblue34 | $30.00 | 11/30/2011 8:21:33 PM |
dough-hammock | $25.00 | 11/30/2011 9:19:04 PM |
graceful-IRAinvestment | $120.00 | 11/30/2011 10:40:16 PM |
the-precious-bid | $25.00 | 11/30/2011 5:08:02 PM |
songbird98 | $25.00 | 12/1/2011 7:12:14 AM |
BankofMsEvans | $30.00 | 11/30/2011 5:48:24 PM |
CSUgrad08 | $25.00 | 11/30/2011 5:59:31 PM |
jasonj72 | $25.00 | 12/1/2011 8:56:12 AM |
wwwUniversal | $25.00 | 12/1/2011 9:05:27 AM |
roxon | $25.00 | 12/1/2011 9:08:20 AM |
power-rotation7 | $50.00 | 11/30/2011 7:41:02 PM |
87Marc | $25.00 | 12/1/2011 9:12:54 AM |
top-payout-fixer | $25.00 | 12/1/2011 9:22:15 AM |
damage | $25.00 | 12/1/2011 9:19:55 AM |
unassassinable | $25.00 | 12/1/2011 9:35:12 AM |
money-bauble | $66.00 | 12/1/2011 9:40:33 AM |
SkepticalBen | $25.00 | 12/1/2011 8:28:55 AM |
green-successful-note | $25.00 | 12/1/2011 11:43:29 AM |
nfx | $25.00 | 12/1/2011 12:22:31 PM |
loanman2007 | $125.00 | 12/1/2011 12:39:23 PM |
sjo1984111 | $25.00 | 12/1/2011 9:19:52 AM |
biz20 | $25.00 | 12/1/2011 9:26:34 AM |
shmb6508 | $50.00 | 12/1/2011 9:29:03 AM |
oldmora | $50.00 | 12/1/2011 9:30:55 AM |
hostbank | $100.00 | 12/1/2011 9:31:04 AM |
Byrd24 | $100.00 | 12/1/2011 4:46:19 PM |
djindepth | $50.00 | 12/1/2011 3:53:17 PM |
skro | $25.00 | 12/1/2011 9:38:07 AM |
wayman | $25.00 | 12/1/2011 9:41:58 AM |
desertoasis | $25.00 | 12/1/2011 10:00:01 AM |
trade-pine2 | $25.00 | 12/1/2011 10:15:48 AM |
travels536 | $35.00 | 12/1/2011 6:27:50 PM |
thesage | $27.03 | 12/1/2011 6:23:08 PM |
Peacepower | $25.00 | 12/1/2011 3:51:24 PM |
shiny-leverage0 | $25.00 | 12/2/2011 12:01:22 AM |
MilitaryLending | $100.05 | 12/2/2011 12:27:18 AM |
careful-note | $55.00 | 12/2/2011 4:31:23 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:24 AM |
dospapalotes | $25.00 | 12/1/2011 5:24:12 PM |
lokiswolf | $25.00 | 12/2/2011 7:03:23 AM |
tylerfd | $25.00 | 12/2/2011 7:32:49 AM |
moola-man | $25.00 | 12/2/2011 8:03:44 AM |
vigilance-frontier | $25.00 | 12/1/2011 8:41:38 PM |
LeReve | $50.00 | 12/2/2011 9:06:08 AM |
Mrs-Honeydew | $30.00 | 12/2/2011 4:33:41 AM |
zorg77 | $50.00 | 12/2/2011 5:30:50 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:20 AM |
Tasmir | $25.00 | 12/2/2011 9:16:13 AM |
bessbird | $25.00 | 12/2/2011 9:17:32 AM |
fund-kazoo | $100.00 | 12/2/2011 9:20:47 AM |
GoBigRed97 | $30.00 | 12/2/2011 9:22:59 AM |
wise-rupee-sanctuary | $50.00 | 12/2/2011 9:31:47 AM |
hopethisworks | $25.00 | 12/2/2011 9:27:26 AM |
peaceful-wealth0 | $50.00 | 12/2/2011 7:52:05 AM |
Elefunt | $25.00 | 12/2/2011 9:43:19 AM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:45 AM |
vegibenz | $25.00 | 12/2/2011 9:47:53 AM |
irrelevant | $25.00 | 12/2/2011 10:06:37 AM |
green-tree-shake | $60.00 | 12/2/2011 10:09:58 AM |
flexible-fund6 | $40.00 | 12/2/2011 9:11:27 AM |
gallant-market5 | $175.93 | 12/2/2011 10:55:36 AM |
special-responsibility | $25.00 | 12/2/2011 9:16:40 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:37 PM |
nex | $25.00 | 12/2/2011 9:22:16 AM |
scoobiedoo | $50.00 | 12/2/2011 1:47:30 PM |
Kierf | $25.00 | 12/2/2011 3:31:45 PM |
managedfund | $848.00 | 12/2/2011 5:14:56 PM |
sushi537 | $25.00 | 12/2/2011 12:06:52 PM |
heart514 | $25.00 | 12/2/2011 7:52:28 PM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:44 PM |
broker048 | $25.00 | 12/2/2011 9:10:55 PM |
orderly-wampum | $100.00 | 12/2/2011 8:37:43 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:03 PM |
graceful-IRAinvestment | $80.00 | 12/2/2011 5:25:28 PM |
burgeoning-marketplace4 | $48.68 | 12/3/2011 9:54:41 AM |
Astyanax | $100.00 | 12/3/2011 10:17:58 AM |
SFBank | $50.00 | 12/3/2011 11:17:28 AM |
javelin0 | $25.00 | 12/3/2011 9:32:39 AM |
trade-surge3 | $25.00 | 12/3/2011 2:07:18 PM |
Dairyboy | $25.00 | 12/3/2011 1:09:22 PM |
first-friendly-listing | $80.00 | 12/3/2011 1:39:57 PM |
Techne_Funds_LLC | $25.00 | 12/3/2011 2:00:57 PM |
wilchik | $40.00 | 12/3/2011 7:37:48 PM |
upright-commitment5 | $25.00 | 12/3/2011 6:57:41 PM |
deepinvegas | $90.00 | 12/3/2011 8:53:16 PM |
community-saver158 | $50.00 | 12/4/2011 10:43:03 AM |
One_Lolo | $25.00 | 12/4/2011 9:16:39 AM |
Rider | $101.00 | 12/4/2011 9:23:01 AM |
point-didgeridoo | $25.00 | 12/4/2011 9:25:20 AM |
just-loyalty643 | $50.00 | 12/3/2011 2:55:29 PM |
lplender | $75.00 | 12/4/2011 5:07:30 AM |
first-friendly-listing | $25.00 | 12/4/2011 10:44:06 AM |
306 Investments
|
Borrower Payment Dependent Notes Series
541218
This series of Notes was issued and sold upon the funding of the borrower loan #56805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $83.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $929 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| momentous-finance0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for Auto Payoff
Purpose of loan:
This loan will be used to...
Pay off the balance of my car, pay off a small amounty on a credit card.
My financial situation:
I am a good candidate for this loan because...
I have great credit and a great job and can repay the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/28/2011 9:15:06 AM |
igniter584 | $25.00 | 11/28/2011 9:28:53 AM |
GoGators01 | $25.00 | 11/28/2011 9:16:45 AM |
cwegert | $28.49 | 11/28/2011 9:41:01 AM |
SolarMoonshine | $25.00 | 11/28/2011 10:09:21 AM |
freetolive | $25.00 | 11/28/2011 12:14:30 PM |
skillful-diversification2 | $25.00 | 11/28/2011 9:19:42 AM |
BxRealtor | $25.00 | 11/28/2011 9:27:38 AM |
bb575 | $50.00 | 11/28/2011 9:30:47 AM |
engaging-worth | $25.00 | 11/28/2011 7:51:13 PM |
LongDistance06 | $200.00 | 11/29/2011 1:02:50 AM |
oskizzle | $25.00 | 11/28/2011 8:12:03 PM |
IPG1 | $25.00 | 11/29/2011 9:28:51 AM |
Rammuel | $25.00 | 11/29/2011 11:57:00 AM |
market-doctor | $29.83 | 11/29/2011 12:18:18 PM |
penguino | $100.00 | 11/29/2011 7:14:42 PM |
E-2 | $100.00 | 11/29/2011 3:06:17 PM |
principal-star | $25.00 | 11/29/2011 3:30:28 PM |
meenan | $75.00 | 11/29/2011 4:31:52 PM |
solarwind | $25.00 | 11/30/2011 2:11:49 AM |
IIP77 | $25.00 | 11/30/2011 3:20:33 AM |
SOP_Bank | $25.00 | 11/30/2011 6:18:18 AM |
credit-investor5 | $50.00 | 11/30/2011 6:44:14 AM |
dudebrah | $25.00 | 11/29/2011 6:45:31 PM |
reward-dynamo | $40.00 | 11/30/2011 7:22:43 AM |
thankful-nickel2 | $25.00 | 11/29/2011 8:51:10 PM |
addlending | $70.00 | 11/30/2011 8:59:47 AM |
cwegert | $25.00 | 11/30/2011 9:15:38 AM |
CoolPlexer | $25.00 | 11/30/2011 9:38:33 AM |
lokiswolf | $30.00 | 11/30/2011 7:16:07 AM |
rjglender | $25.00 | 11/30/2011 11:09:48 AM |
viennese | $25.00 | 11/30/2011 11:35:32 AM |
kinetic-social | $30.00 | 11/30/2011 9:56:22 AM |
sescubed | $25.00 | 11/30/2011 10:37:00 AM |
Money_Working | $25.00 | 11/30/2011 11:50:59 AM |
LoanerPrincipal | $25.00 | 11/28/2011 9:21:16 AM |
AFairDeal | $25.00 | 11/28/2011 9:06:05 AM |
goal-dollar1 | $50.00 | 11/28/2011 9:20:13 AM |
aabadabadoo | $25.00 | 11/28/2011 9:31:03 AM |
chicagobanker | $50.00 | 11/28/2011 4:30:15 PM |
pdub | $75.00 | 11/28/2011 9:25:21 AM |
enterprising-credit2 | $50.00 | 11/28/2011 10:14:28 PM |
radforj22 | $25.00 | 11/29/2011 4:55:53 AM |
Moneypenny6 | $25.00 | 11/29/2011 8:03:10 AM |
market-aficionado3 | $29.51 | 11/29/2011 10:31:51 AM |
tigercat | $50.00 | 11/29/2011 3:28:29 PM |
elvisloans | $25.00 | 11/29/2011 1:16:39 PM |
HelpNeedy | $100.00 | 11/29/2011 5:40:30 PM |
Solid-Platinum | $30.00 | 11/29/2011 7:21:21 PM |
favorite-commerce | $50.00 | 11/29/2011 7:11:43 PM |
Erogan5877 | $50.00 | 11/29/2011 8:37:13 PM |
LenderMatt | $25.00 | 11/29/2011 10:14:48 PM |
Dan4703 | $25.00 | 11/30/2011 5:56:37 AM |
lowrater | $50.60 | 11/30/2011 5:14:24 AM |
peter79130 | $25.00 | 11/30/2011 7:46:24 AM |
entertaining-greenback2 | $25.00 | 11/29/2011 5:49:33 PM |
shellstar | $26.00 | 11/30/2011 6:57:06 AM |
hidavehi | $25.00 | 11/29/2011 6:58:28 PM |
lagnisiruk | $25.00 | 11/30/2011 9:28:31 AM |
bentonlending | $50.00 | 11/30/2011 8:43:22 AM |
jwstclair | $5.33 | 11/30/2011 12:06:28 PM |
cr55595 | $30.24 | 11/30/2011 9:46:28 AM |
just-loyalty643 | $50.00 | 11/30/2011 11:32:39 AM |
wwwUniversal | $25.00 | 11/30/2011 9:50:42 AM |
mlaner92 | $25.00 | 11/30/2011 11:17:16 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
541230
This series of Notes was issued and sold upon the funding of the borrower loan #56876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,700.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $131.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1975 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 28y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,862 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| open-value469 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/28/2011 5:06:20 PM |
careful-note | $50.00 | 11/28/2011 5:06:40 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:30 PM |
Integrity1st | $25.44 | 11/28/2011 8:06:04 PM |
igniter584 | $25.00 | 11/28/2011 5:12:21 PM |
serene-capital | $25.00 | 11/29/2011 12:31:14 AM |
Moneypenny6 | $25.00 | 11/29/2011 8:03:33 AM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:51 PM |
chicagobanker | $50.00 | 11/29/2011 7:04:24 AM |
janeybooboo | $100.00 | 11/29/2011 10:28:53 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:39:42 PM |
UncleSafety | $100.00 | 11/29/2011 1:07:12 PM |
elvisloans | $25.00 | 11/29/2011 1:23:23 PM |
impeccable-note0 | $25.00 | 11/29/2011 1:30:10 PM |
intuitive-worth7 | $25.00 | 11/29/2011 1:32:28 PM |
managedfund | $4.56 | 11/29/2011 1:40:35 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:38 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 12:24:10 PM |
managedfund | $370.00 | 11/29/2011 1:24:24 PM |
Integrity-Lending4U | $25.00 | 11/29/2011 1:31:06 PM |
pdub | $75.00 | 11/28/2011 5:13:05 PM |
Bank_Of_XL | $25.00 | 11/29/2011 9:11:02 AM |
YLlama | $50.00 | 11/29/2011 1:36:22 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
541240
This series of Notes was issued and sold upon the funding of the borrower loan #57130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-04-2011 |
|
Lender yield:
| 19.05% |
Borrower rate/APR:
| 20.05% / 21.99% |
Monthly payment:
| $238.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.71% | | |
| |
Estimated return*:
| 13.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 44% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
13 | Length of status: | 6y 8m |
Amount delinquent:
| $214 |
Total credit lines:
| 23 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,611 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commitmentenstein1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2011)
660-679
(Oct-2010)
|
Principal balance:
| $4,901.51 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Roof Replacement
Purpose of loan: Necessary Home Improvement
This loan will be used to..Replace existing Roof.
My financial situation: Good
I am a good candidate for this loan because. My Wife and I have always payed back all loans.
Monthly net income: $6800
Monthly expenses: $100
Housing: $875
Insurance: $450
Car expenses: $658
Utilities: $230
Phone, cable, internet: $390
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $1330
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $100.00 | 12/3/2011 4:50:17 PM |
Zoramite | $25.00 | 11/28/2011 2:24:12 PM |
careful-note | $50.00 | 11/28/2011 5:06:41 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:30 PM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:02 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:20 AM |
meenan | $75.00 | 11/29/2011 4:31:55 PM |
principal-cooker2 | $100.00 | 11/29/2011 5:14:25 PM |
durban | $25.00 | 11/29/2011 8:49:47 PM |
toblerone | $25.00 | 11/29/2011 5:23:55 PM |
fervent-repayment | $50.00 | 11/30/2011 5:55:58 AM |
KINGDOMVENDING | $35.00 | 11/29/2011 7:16:48 PM |
chameleon125 | $25.00 | 11/29/2011 9:50:30 PM |
tech310 | $50.00 | 11/30/2011 12:14:13 AM |
Kaj | $25.00 | 11/30/2011 9:19:36 AM |
IIP77 | $25.00 | 11/30/2011 3:20:35 AM |
first-pragmatic-note | $30.00 | 11/30/2011 8:52:11 AM |
mnbud | $25.00 | 11/30/2011 12:34:38 PM |
sensible-fund | $25.00 | 11/30/2011 1:47:32 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:39 PM |
ursus | $50.00 | 11/30/2011 9:34:53 AM |
ericgassercom | $25.00 | 11/30/2011 5:12:30 PM |
courteous-platinum7 | $25.00 | 11/30/2011 11:41:15 AM |
villagers | $25.00 | 11/30/2011 1:29:38 PM |
fareast_man | $25.00 | 11/30/2011 10:26:38 PM |
sickid1 | $100.00 | 12/1/2011 12:15:39 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:20 AM |
A_mike | $25.00 | 11/30/2011 8:55:52 PM |
unrivaled-capital322 | $100.00 | 12/1/2011 3:57:35 AM |
witty-credit467 | $25.00 | 12/1/2011 9:40:00 AM |
maximizer | $25.00 | 12/1/2011 7:57:59 AM |
jengachamp | $25.00 | 12/1/2011 4:06:25 PM |
green-rate-futurist | $50.00 | 12/1/2011 4:24:22 PM |
dime-sprout | $50.00 | 12/1/2011 5:21:20 PM |
ciscoparrot | $25.00 | 12/1/2011 5:23:38 PM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:35 PM |
Weaverville | $25.00 | 12/1/2011 12:31:58 PM |
dospapalotes | $25.00 | 12/1/2011 5:24:13 PM |
lostontheedge | $25.00 | 12/2/2011 7:03:41 AM |
Leshan | $61.11 | 12/2/2011 7:39:35 AM |
unafraid-cash2 | $51.00 | 12/2/2011 8:23:13 AM |
Lastavatar | $35.17 | 12/2/2011 8:24:45 AM |
moola-monger9 | $50.00 | 12/2/2011 9:06:15 AM |
careful-note | $55.00 | 12/2/2011 4:31:24 AM |
cash-reaction2 | $50.00 | 12/2/2011 9:13:23 AM |
melodious-fairness | $25.00 | 12/2/2011 9:18:15 AM |
platinum-czar | $65.87 | 12/2/2011 7:12:07 AM |
samo102us | $25.00 | 12/2/2011 9:26:04 AM |
bid-czar8 | $100.00 | 12/2/2011 9:33:22 AM |
credit-maple5 | $100.00 | 12/2/2011 9:38:54 AM |
progressive-economy261 | $400.00 | 12/2/2011 9:35:36 AM |
market-assembler | $25.00 | 12/2/2011 9:36:36 AM |
loyalty-sherpa | $25.00 | 12/2/2011 9:40:22 AM |
kulender | $100.00 | 12/2/2011 9:44:41 AM |
unrelenting-auction7 | $25.00 | 12/2/2011 10:14:27 AM |
Ponies88 | $25.00 | 12/2/2011 11:55:14 AM |
jazzlender | $50.00 | 12/2/2011 9:17:51 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:39 PM |
autonomous-kindness8 | $25.00 | 12/2/2011 5:08:07 PM |
heart514 | $25.00 | 12/2/2011 7:52:32 PM |
pound-puppy | $25.04 | 12/2/2011 2:15:01 PM |
mammalian4 | $25.00 | 12/2/2011 3:25:57 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:04 AM |
cablenews | $100.00 | 12/3/2011 10:27:04 AM |
WLenders | $50.00 | 12/3/2011 11:20:06 AM |
trade-surge3 | $25.00 | 12/3/2011 2:07:45 PM |
Techne_Funds_LLC | $25.00 | 12/3/2011 1:59:34 PM |
happy-yield | $25.00 | 12/3/2011 7:55:55 PM |
msw_engr | $50.00 | 12/3/2011 7:23:40 PM |
zeeexsixare | $25.00 | 12/3/2011 8:39:53 AM |
Ruckus888 | $50.00 | 12/3/2011 8:57:26 PM |
elloboverde | $30.00 | 12/3/2011 10:51:44 PM |
pioneer580 | $50.00 | 12/3/2011 12:00:05 PM |
the-discrete-income | $30.00 | 12/1/2011 5:37:16 AM |
LittleMingo | $28.00 | 11/28/2011 4:59:23 PM |
fcrick | $25.00 | 11/28/2011 5:11:40 PM |
igniter584 | $25.00 | 11/28/2011 5:12:21 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:12 PM |
Investor_DP | $100.00 | 11/29/2011 9:09:22 AM |
godzig | $25.00 | 11/29/2011 2:20:29 PM |
diverse2 | $30.00 | 11/29/2011 3:45:31 PM |
tenacious-capital3 | $26.27 | 11/29/2011 5:31:18 PM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:50 AM |
enriching-trade2 | $50.00 | 11/29/2011 5:13:26 PM |
rescue | $100.00 | 11/30/2011 9:12:30 AM |
AF-Chief | $25.00 | 11/30/2011 9:37:49 AM |
Mailman2004 | $25.00 | 11/30/2011 7:56:56 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:07 PM |
jjswanso | $75.00 | 11/30/2011 5:22:15 PM |
transparency-river1 | $1,000.00 | 12/1/2011 9:32:25 AM |
Sierrahh | $25.00 | 12/1/2011 9:35:57 AM |
chestnut4 | $25.00 | 12/1/2011 9:40:06 AM |
genius520 | $50.00 | 12/1/2011 9:42:23 AM |
valiant-note129 | $50.00 | 12/1/2011 2:09:27 PM |
jalapeno2 | $25.00 | 12/1/2011 11:56:01 AM |
well-mannered-income3 | $40.00 | 12/1/2011 5:49:38 PM |
careful-note | $50.00 | 12/1/2011 7:49:05 PM |
euro-shrine | $50.00 | 12/1/2011 3:13:59 PM |
dinero-launcher | $25.00 | 12/1/2011 3:34:34 PM |
djindepth | $50.00 | 12/1/2011 3:53:18 PM |
vigilance-frontier | $25.00 | 12/1/2011 8:38:26 PM |
Bob450 | $25.00 | 12/1/2011 4:37:39 PM |
abundant-power | $50.00 | 12/2/2011 12:49:20 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:25 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:21 AM |
preventivepestcontrol | $50.00 | 12/2/2011 7:28:24 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:28 AM |
suave-dime6 | $25.00 | 12/2/2011 7:27:35 AM |
NycDean | $25.00 | 12/1/2011 9:06:22 PM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:55 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:46 AM |
radforj22 | $34.67 | 12/2/2011 3:10:31 AM |
bessbird | $25.00 | 12/2/2011 9:17:33 AM |
CAGE-Investments | $25.00 | 12/2/2011 9:16:54 AM |
wwwUniversal | $25.00 | 12/2/2011 9:20:26 AM |
listing-vista | $50.00 | 12/2/2011 9:24:46 AM |
treasure-expert | $25.00 | 12/2/2011 7:28:53 AM |
loot-castanets | $25.00 | 12/2/2011 9:43:46 AM |
velocity-solo | $25.00 | 12/2/2011 9:44:35 AM |
green-tree-shake | $60.00 | 12/2/2011 10:09:59 AM |
GS-ROCK | $41.54 | 12/2/2011 10:53:11 AM |
gold-commander0 | $25.00 | 12/2/2011 9:21:05 AM |
money-bauble | $200.00 | 12/2/2011 9:22:51 AM |
nickel-ferret | $50.00 | 12/2/2011 9:24:34 AM |
MrOglesby | $25.00 | 12/2/2011 12:18:36 PM |
agreement-guild | $29.00 | 12/2/2011 9:34:07 AM |
taurusco | $33.00 | 12/2/2011 9:37:39 AM |
wlm3012 | $30.00 | 12/2/2011 2:36:47 PM |
Business_Happens | $25.00 | 12/2/2011 2:49:12 PM |
Kierf | $25.00 | 12/2/2011 3:31:45 PM |
life-is-great | $25.00 | 12/2/2011 9:43:58 AM |
rolltide09 | $25.00 | 12/2/2011 5:21:07 PM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:45 PM |
InvestorPartners | $25.00 | 12/3/2011 12:43:19 AM |
javelin0 | $25.00 | 12/3/2011 9:32:39 AM |
famous-ore2 | $50.00 | 12/3/2011 12:07:56 PM |
GrayStudio | $25.00 | 12/3/2011 12:53:33 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:40 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:03 PM |
atbright | $25.00 | 12/2/2011 10:43:08 PM |
gold-disk | $25.00 | 12/3/2011 7:37:57 PM |
getreadyloans | $40.00 | 12/3/2011 11:20:37 PM |
goffmt | $25.30 | 12/4/2011 7:28:58 AM |
lplender | $50.00 | 12/4/2011 5:07:30 AM |
managedfund | $1,333.00 | 12/3/2011 12:32:31 PM |
sportsmagic | $239.77 | 12/3/2011 4:42:35 PM |
TMac | $21.26 | 12/4/2011 9:01:50 AM |
147 Investments
|
Borrower Payment Dependent Notes Series
541242
This series of Notes was issued and sold upon the funding of the borrower loan #56871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $234.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $222 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| blazing-durability6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Grow Side Business
I have great credit and a stable day job. I plan on using the funds to expand a small business I have on the side to increase my inventory to meet a growing demand.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
john0720 | $25.00 | 11/30/2011 7:48:42 AM |
careful-note | $50.00 | 11/28/2011 9:15:07 AM |
chicagobanker | $50.00 | 11/28/2011 5:41:05 PM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:29 AM |
power-cell | $35.00 | 11/29/2011 3:49:18 PM |
meenan | $75.00 | 11/29/2011 4:31:52 PM |
Tradesmanlender | $25.00 | 11/29/2011 5:08:12 PM |
diverse2 | $30.00 | 11/29/2011 5:15:12 PM |
tenacious-capital3 | $26.27 | 11/29/2011 5:31:17 PM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:41:31 PM |
gain-expert | $56.24 | 11/29/2011 6:18:43 PM |
Hexnut | $100.00 | 11/29/2011 10:02:28 PM |
IIP77 | $25.00 | 11/30/2011 3:20:34 AM |
natural-affluence4 | $25.00 | 11/29/2011 5:10:40 PM |
indomitable-coin | $25.00 | 11/30/2011 4:27:42 AM |
credit-investor5 | $50.00 | 11/30/2011 6:45:55 AM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:49 AM |
Ripsaw4U | $50.00 | 11/30/2011 9:24:25 AM |
ImaPutz | $25.00 | 11/30/2011 8:34:08 AM |
MONEYLENDER101 | $50.00 | 11/30/2011 8:45:43 AM |
Clambake | $25.00 | 11/30/2011 9:38:03 AM |
MrSolution | $50.00 | 11/30/2011 2:34:25 PM |
unbeatable-credit1 | $50.00 | 11/30/2011 4:16:25 PM |
anacent | $25.00 | 11/30/2011 5:30:47 PM |
britgsb | $30.00 | 11/30/2011 5:31:18 PM |
radforj22 | $50.00 | 11/30/2011 2:01:13 PM |
designer_10 | $25.00 | 11/30/2011 8:58:25 PM |
dime-vista2 | $25.00 | 11/30/2011 11:06:33 PM |
sickid1 | $100.00 | 12/1/2011 12:15:37 AM |
bankdaddy | $43.00 | 11/30/2011 6:12:00 PM |
ashishxpatel | $50.00 | 11/30/2011 6:15:21 PM |
greentomato | $50.00 | 11/30/2011 7:23:51 PM |
RiskAdverse | $25.00 | 11/30/2011 8:13:41 PM |
the-precious-bid | $25.00 | 12/1/2011 9:26:26 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:24 AM |
vigorous-payment6 | $125.00 | 12/1/2011 7:31:00 AM |
gold-commander0 | $25.00 | 12/1/2011 9:08:58 AM |
kind-durability-battalion | $50.00 | 12/1/2011 9:12:30 AM |
transparency-river1 | $815.49 | 12/1/2011 9:32:23 AM |
BxRealtor | $25.00 | 11/28/2011 9:27:38 AM |
orange-impartial-asset | $175.00 | 11/28/2011 10:19:22 AM |
igniter584 | $25.00 | 11/28/2011 9:28:54 AM |
kenji4861 | $25.00 | 11/29/2011 9:30:11 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:00:43 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:41 AM |
enterprising-credit2 | $50.00 | 11/29/2011 4:35:15 PM |
loan-mammal | $100.00 | 11/29/2011 5:14:09 PM |
silver-birdie | $100.00 | 11/29/2011 5:16:31 PM |
toblerone | $25.00 | 11/29/2011 5:23:55 PM |
durability-ruler | $25.00 | 11/29/2011 5:26:55 PM |
wlm3012 | $30.00 | 11/29/2011 6:38:06 PM |
availableloan | $25.00 | 11/29/2011 8:04:01 PM |
cnovak | $25.00 | 11/30/2011 9:16:42 AM |
reward-dynamo | $40.00 | 11/30/2011 7:24:02 AM |
martymaniaman | $25.00 | 11/30/2011 7:59:42 AM |
j2ee | $25.00 | 11/30/2011 9:34:22 AM |
CFOGO | $25.00 | 11/30/2011 8:56:26 AM |
markdental | $50.00 | 11/30/2011 11:09:20 AM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:38 PM |
enriching-trade2 | $50.00 | 11/30/2011 9:27:14 AM |
wwwUniversal | $25.00 | 11/30/2011 9:50:42 AM |
don8ter | $50.00 | 11/30/2011 5:10:37 PM |
benjamin67 | $75.00 | 11/30/2011 10:20:21 AM |
DadWarbucks | $25.00 | 11/30/2011 5:15:22 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:05 PM |
cash-professor | $39.00 | 11/30/2011 6:21:20 PM |
majestic-income1 | $25.00 | 11/30/2011 8:21:03 PM |
balance-voyager | $50.00 | 11/30/2011 4:27:32 PM |
dough-hammock | $25.00 | 11/30/2011 9:19:04 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:19 AM |
ericgassercom | $25.00 | 11/30/2011 5:12:29 PM |
fernor | $25.00 | 12/1/2011 4:44:24 AM |
FredHead3 | $25.00 | 12/1/2011 6:53:44 AM |
lokiswolf | $30.00 | 12/1/2011 7:48:32 AM |
djh47a | $25.00 | 12/1/2011 8:07:29 AM |
JLMGroupFunds | $25.00 | 12/1/2011 9:26:52 AM |
stollcm | $25.00 | 12/1/2011 5:08:32 AM |
orgy63 | $25.00 | 12/1/2011 9:26:48 AM |
Syzygy | $25.00 | 12/1/2011 9:31:11 AM |
79 Investments
|
Borrower Payment Dependent Notes Series
541244
This series of Notes was issued and sold upon the funding of the borrower loan #56969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1983 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,258 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| special-community2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...Consolidate Bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4500.00
Monthly expenses:
Housing: $500.00
Insurance: $200.00
Car expenses: $550.00
Utilities: $250.00
Phone, cable, internet: $150.00
Food, entertainment: $ 600.00
Clothing, household expenses: $200.00
Credit cards and other loans: $800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $500.00 | 11/28/2011 12:15:41 PM |
golden-velocity9 | $35.00 | 11/28/2011 9:13:55 AM |
vutah | $25.00 | 11/28/2011 7:42:08 PM |
safe-kindness5 | $26.17 | 11/29/2011 2:58:14 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:33 AM |
SolarMoonshine | $25.00 | 11/29/2011 3:54:27 PM |
wwwUniversal | $25.00 | 11/29/2011 5:30:03 PM |
careful-money2 | $13.83 | 11/29/2011 5:54:05 PM |
vigorous-market5 | $100.00 | 11/29/2011 7:40:15 AM |
worth-blanket2 | $6,200.00 | 11/29/2011 1:59:57 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
541250
This series of Notes was issued and sold upon the funding of the borrower loan #57140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $323.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 6 | Employment status: | Self-employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 9m |
Amount delinquent:
| $15,155 |
Total credit lines:
| 18 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $118 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| ultimate-loan5 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Business Inventory/Assets
Purpose of loan:
This loan will be used for my GIA certified loose diamond inventory for my business as I am a licensed and certified Diamond dealer/retailer
My financial situation:
I am a good candidate for this loan because I follow through with obligations and always keep my word. Please check my borrow history for referrence.
Monthly net income: $6500
Monthly expenses: $600
Housing: $
Insurance: $300
Car expenses: $200
Utilities: $
Phone, cable, internet: $
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:33 PM |
nimble-revenue5 | $50.00 | 12/1/2011 5:35:26 PM |
silver-birdie | $100.00 | 12/1/2011 5:17:29 PM |
careful-note | $55.00 | 12/2/2011 4:31:39 AM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 6:03:11 AM |
Mikale360 | $25.00 | 12/1/2011 10:32:48 PM |
finance-prescription | $57.00 | 12/2/2011 9:16:02 AM |
SolarMoonshine | $50.00 | 12/2/2011 10:31:58 AM |
capital-halo1 | $1,000.00 | 12/2/2011 9:08:57 AM |
the-hope-workhorse | $200.00 | 12/2/2011 11:29:29 AM |
Jack55304 | $200.00 | 12/2/2011 9:25:08 AM |
sensible-fund | $25.00 | 12/2/2011 1:23:18 PM |
economy-producer | $25.00 | 12/2/2011 9:30:16 AM |
five-star-note | $150.00 | 12/2/2011 3:23:49 PM |
toblerone | $25.00 | 12/2/2011 5:13:58 PM |
finance-mushroom | $200.00 | 12/2/2011 5:28:09 PM |
papaloha | $100.00 | 12/2/2011 1:10:42 PM |
well-mannered-income3 | $50.00 | 12/2/2011 7:45:39 PM |
rustysailor | $25.00 | 12/2/2011 2:38:33 PM |
Mont_Brinker | $50.00 | 12/2/2011 8:44:12 PM |
spudbeach | $57.34 | 12/2/2011 9:48:25 PM |
principal-cooker2 | $100.00 | 12/2/2011 5:09:31 PM |
CoyoteJack | $25.00 | 12/3/2011 5:22:33 AM |
new-intuitive-dime | $25.00 | 12/2/2011 7:29:37 PM |
worldly-gold | $50.00 | 12/3/2011 2:57:49 PM |
Core-Marketing | $25.00 | 12/3/2011 3:54:27 AM |
point-didgeridoo | $25.00 | 12/4/2011 9:25:21 AM |
greenwell | $50.00 | 12/4/2011 10:59:18 AM |
enderak | $25.00 | 12/4/2011 3:49:48 PM |
Comoparklender | $25.00 | 12/5/2011 9:24:03 AM |
ITExec | $100.00 | 12/5/2011 11:26:55 AM |
Rashanir | $25.00 | 12/4/2011 10:06:06 PM |
eronyc | $25.00 | 12/5/2011 5:22:56 PM |
desertoasis | $25.00 | 12/5/2011 5:39:19 PM |
ven | $50.00 | 12/5/2011 4:50:14 PM |
Bob450 | $25.00 | 12/6/2011 6:51:32 AM |
kulender | $100.00 | 12/6/2011 9:06:36 AM |
zeeexsixare | $25.00 | 12/6/2011 9:16:59 AM |
Alpha-AssistU | $25.00 | 12/6/2011 9:23:50 AM |
DrewOdette | $25.00 | 12/5/2011 9:58:58 PM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:19 AM |
HHP | $91.00 | 12/2/2011 9:07:03 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:33 AM |
FASTIZIO_P | $25.00 | 12/2/2011 9:13:48 AM |
richboy56 | $25.00 | 12/2/2011 9:39:06 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:12 PM |
worthy-bid8 | $50.00 | 12/2/2011 9:42:25 AM |
GoldenRule01 | $50.00 | 12/2/2011 4:10:01 PM |
fair-dollar | $67.35 | 12/2/2011 4:37:38 PM |
stepatatime-together | $44.00 | 12/2/2011 9:50:25 AM |
famous-ore2 | $50.00 | 12/2/2011 5:07:33 PM |
money-baron-roth-IRA | $50.00 | 12/2/2011 5:26:25 PM |
heart514 | $25.00 | 12/2/2011 7:53:14 PM |
new-social-economist | $70.00 | 12/2/2011 8:38:42 PM |
fountain355 | $25.00 | 12/3/2011 3:42:12 AM |
the-hope-workhorse | $150.00 | 12/3/2011 12:10:37 PM |
msh345 | $25.00 | 12/3/2011 11:24:22 AM |
economy-shrubbery6 | $25.00 | 12/3/2011 1:42:53 PM |
money-baron-roth-IRA | $25.00 | 12/3/2011 5:36:19 PM |
LendingPimp | $25.00 | 12/3/2011 3:50:16 PM |
imoutdoorsy | $25.00 | 12/3/2011 10:37:41 PM |
kind-credit-bear | $25.00 | 12/3/2011 12:21:55 PM |
keeminn | $30.00 | 12/4/2011 12:26:29 PM |
maildude | $25.00 | 12/3/2011 4:49:05 PM |
gain-gourd | $100.00 | 12/4/2011 7:29:11 PM |
zxr | $25.00 | 12/5/2011 7:49:46 AM |
helpinghand63 | $25.00 | 12/5/2011 9:38:31 AM |
economy-lotus | $50.00 | 12/5/2011 11:17:11 AM |
commerce-banker | $40.00 | 12/5/2011 11:32:32 AM |
fairness-monger | $90.00 | 12/5/2011 12:27:48 PM |
rvfbroker | $25.00 | 12/5/2011 9:26:31 AM |
Mariner3605 | $25.00 | 12/5/2011 5:06:06 PM |
wwwUniversal | $25.00 | 12/5/2011 9:31:01 AM |
340 | $25.00 | 12/5/2011 4:13:51 PM |
asiaratt | $50.00 | 12/5/2011 5:08:55 PM |
nickel-hickory | $100.00 | 12/5/2011 2:53:06 PM |
zippy-greenback231 | $25.00 | 12/5/2011 5:39:09 PM |
Leshan | $139.28 | 12/5/2011 5:17:35 PM |
s_man1 | $25.00 | 12/6/2011 5:00:58 AM |
capital-galaxy | $275.00 | 12/6/2011 4:14:33 AM |
bsh297 | $28.06 | 12/6/2011 7:56:30 AM |
treasure-brigade | $25.00 | 12/6/2011 8:30:32 AM |
loanman2007 | $25.00 | 12/6/2011 9:25:41 AM |
top-historic-peso | $25.00 | 12/6/2011 9:37:45 AM |
PrincessGrace33 | $25.00 | 12/6/2011 10:17:29 AM |
benjamins-britches | $25.00 | 12/6/2011 11:18:53 AM |
new-gold-wrangler | $1,945.97 | 12/6/2011 12:26:10 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
541252
This series of Notes was issued and sold upon the funding of the borrower loan #56550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $79.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 45% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,383 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| socal100 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2010)
620-639
(Jul-2009)
640-659
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Bridge Loan
Purpose of loan:
This loan will be used to.pay my bills to the middle of January. I work straight commission at a tax office and this time of year is tough!
My financial situation:
I am a good candidate for this loan because I have had Prosper loan before and it was paid back on time with no late payments.
Monthly net income: $3300
Monthly expenses: $ 2803
Housing: $ 338
Insurance: $150
Car expenses: $300
Utilities: $ 250
Phone, cable, internet: $265
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $1400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/28/2011 9:19:37 AM |
LittleMingo | $30.00 | 11/28/2011 9:07:26 AM |
luv4cycling | $30.00 | 11/28/2011 9:07:44 AM |
fortytwo | $150.00 | 11/28/2011 9:08:42 AM |
bazaar-festivity | $25.00 | 11/28/2011 9:14:45 AM |
ultimate-peace | $25.00 | 11/28/2011 10:03:08 AM |
Feyenoord | $30.00 | 11/28/2011 9:17:45 AM |
cashhelp | $25.00 | 11/28/2011 9:17:49 AM |
octoberfresh | $25.00 | 11/28/2011 10:41:17 AM |
SolarMoonshine | $25.00 | 11/28/2011 10:07:00 AM |
The_Phantom | $25.00 | 11/28/2011 12:26:11 PM |
Kash2010lu | $25.00 | 11/28/2011 9:03:56 AM |
lotuss4 | $25.00 | 11/28/2011 9:27:27 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:34:52 AM |
The-Helper | $90.00 | 11/28/2011 11:46:28 AM |
dollar-tornado3 | $50.00 | 11/28/2011 12:12:34 PM |
lucrative-loan | $50.00 | 11/28/2011 9:26:35 AM |
marinbb | $100.00 | 11/28/2011 9:58:05 AM |
InChicago | $100.00 | 11/28/2011 10:13:26 AM |
loan-mammal | $100.00 | 11/28/2011 9:09:52 AM |
NekHoldings | $25.00 | 11/28/2011 9:10:40 AM |
fabulous-community4 | $25.00 | 11/28/2011 9:12:33 AM |
SLN-10 | $50.00 | 11/28/2011 9:13:36 AM |
DHolly | $31.00 | 11/28/2011 9:18:19 AM |
fcrick | $25.00 | 11/28/2011 9:19:31 AM |
atlas-shrugged | $200.00 | 11/28/2011 9:22:17 AM |
tnjohnso | $25.00 | 11/28/2011 9:09:05 AM |
investmentgroup | $25.00 | 11/28/2011 9:21:44 AM |
loanman2007 | $25.00 | 11/28/2011 9:24:44 AM |
sweety075 | $25.00 | 11/28/2011 9:42:31 AM |
leball | $25.00 | 11/28/2011 12:48:20 PM |
papaloha | $50.00 | 11/28/2011 11:17:21 AM |
atcrain07 | $4.00 | 11/28/2011 1:08:39 PM |
golden-velocity9 | $35.00 | 11/28/2011 9:13:56 AM |
yield-lion2 | $25.00 | 11/28/2011 9:27:50 AM |
Mikale360 | $25.00 | 11/28/2011 12:26:24 PM |
managedfund | $400.00 | 11/28/2011 12:41:58 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
541254
This series of Notes was issued and sold upon the funding of the borrower loan #56878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,403 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fairness-chime782 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Jomac
Purpose of loan:
This loan will be used to...emergency
My financial situation:
I am a good candidate for this loan because...I am an employed nurse that has had some unforeseen expenses.
Monthly net income: $72000.00
Monthly expenses:
Housing: $1439.00
Insurance: $239.00
Car expenses: $588.00
Utilities: $300.00
Phone, cable, internet: $150.00
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-festivity | $25.00 | 11/28/2011 9:14:45 AM |
heavenly-interest9 | $500.00 | 11/28/2011 12:15:20 PM |
golden-velocity9 | $35.00 | 11/28/2011 9:13:56 AM |
leball | $25.00 | 11/28/2011 12:51:54 PM |
mlj0671 | $25.00 | 11/29/2011 8:38:37 AM |
gotjack | $25.00 | 11/29/2011 9:13:29 AM |
Rogelio48 | $40.00 | 11/29/2011 8:11:39 AM |
MrDance123 | $25.00 | 11/29/2011 9:34:36 AM |
green28 | $100.00 | 11/29/2011 10:13:49 AM |
CA-Lender | $25.00 | 11/29/2011 11:10:13 AM |
reflective-rupee | $25.00 | 11/29/2011 10:53:16 AM |
CatbirdBanking | $25.00 | 11/29/2011 10:59:14 AM |
dws2380 | $25.00 | 11/29/2011 10:39:04 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:55:22 AM |
thenadamgoes | $100.00 | 11/29/2011 11:08:10 AM |
vutah | $50.00 | 11/28/2011 4:27:14 PM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:17 AM |
iaffy | $25.00 | 11/29/2011 9:32:07 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:41 AM |
fortytwo | $150.00 | 11/29/2011 9:49:16 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:14:18 AM |
dsgfl1 | $203.00 | 11/29/2011 10:12:22 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:33 AM |
ImagClaw | $25.00 | 11/29/2011 11:26:37 AM |
Petiza | $25.00 | 11/29/2011 11:19:41 AM |
investment-comet | $25.00 | 11/29/2011 11:21:39 AM |
ryan6853 | $25.10 | 11/29/2011 9:41:24 AM |
transparency-river1 | $346.90 | 11/29/2011 11:31:42 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
541274
This series of Notes was issued and sold upon the funding of the borrower loan #56858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $120.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,464 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wealth-journey9 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 11/27/2011 12:23:26 PM |
SLN-10 | $50.00 | 11/27/2011 12:07:00 PM |
papaloha | $25.00 | 11/27/2011 12:16:37 PM |
careful-note | $70.00 | 11/28/2011 4:37:09 AM |
bazaar-festivity | $25.00 | 11/27/2011 12:22:18 PM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:11:14 PM |
social-heart | $25.00 | 11/27/2011 10:52:43 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:59:46 AM |
Otagaini | $25.00 | 11/29/2011 2:46:53 AM |
credit-coach118 | $30.47 | 11/29/2011 10:07:43 AM |
Bob450 | $25.00 | 11/29/2011 12:25:00 PM |
AngusFarmer | $25.00 | 11/29/2011 12:30:34 PM |
ultimate-peace | $150.00 | 11/27/2011 12:02:14 PM |
favorite-commerce | $35.00 | 11/27/2011 12:43:11 PM |
Whipster | $100.00 | 11/27/2011 2:01:37 PM |
wonder3 | $50.00 | 11/27/2011 2:44:33 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 12:08:12 PM |
credit-socrates648 | $29.53 | 11/29/2011 12:36:38 PM |
fortytwo | $150.00 | 11/29/2011 9:49:14 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:31 AM |
social-trumpet | $25.00 | 11/29/2011 12:24:39 PM |
marcomnzs | $25.00 | 11/29/2011 12:30:41 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
541286
This series of Notes was issued and sold upon the funding of the borrower loan #56815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $106.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $86 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2ploan-portait3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
funds for wedding
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4800
Monthly expenses: $
Housing: $400
Insurance: $170
Car expenses: $410
Utilities: $50
Phone, cable, internet: $170
Food, entertainment: $200
Clothing, household expenses: $50.
Credit cards and other loans: $0
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/27/2011 12:06:53 PM |
careful-note | $50.00 | 11/27/2011 12:13:38 PM |
LoanerPrincipal | $25.00 | 11/27/2011 12:16:58 PM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:48 PM |
fascinating-benefit279 | $50.00 | 11/28/2011 5:14:06 PM |
just-loyalty643 | $50.00 | 11/28/2011 7:44:05 PM |
factcheck | $25.00 | 11/28/2011 7:13:37 PM |
transparency-river1 | $2,000.00 | 11/28/2011 8:20:37 PM |
novice-speculator | $25.00 | 11/28/2011 8:24:47 PM |
silver-metronome2 | $50.00 | 11/28/2011 8:38:48 PM |
pound-mushroom3 | $25.00 | 11/27/2011 12:16:41 PM |
AFairDeal | $25.00 | 11/27/2011 12:13:06 PM |
igniter584 | $25.00 | 11/27/2011 12:24:36 PM |
smear87 | $25.00 | 11/27/2011 12:07:14 PM |
rustysailor | $25.00 | 11/27/2011 4:58:22 PM |
loan-mammal | $100.00 | 11/28/2011 9:09:50 AM |
patriot897 | $25.00 | 11/28/2011 10:44:22 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:09 PM |
penguino | $100.00 | 11/28/2011 6:17:51 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:48 PM |
CatbirdBanking | $25.00 | 11/28/2011 7:39:34 PM |
engaging-worth | $25.00 | 11/28/2011 7:49:15 PM |
ingenious-deal6 | $25.00 | 11/28/2011 5:24:13 PM |
cash-vault | $25.00 | 11/28/2011 5:27:11 PM |
principal-cooker2 | $100.00 | 11/28/2011 5:30:46 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
541294
This series of Notes was issued and sold upon the funding of the borrower loan #56982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| authoritative-credit793 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
hardwood flooring business
Purpose of loan:
This loan will be used to...purchase tools for my hardwood flooring business
My financial situation:
I am a good candidate for this loan because...i have paid on time all my bills, from smallest to largest.And I am a hard worker, always with busy schedule and good references at work.
Monthly net income: $4000
Monthly expenses: $
Housing: $850
Insurance: $85
Car expenses: $100
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 11/28/2011 9:19:14 AM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 9:50:24 AM |
let_me_retire | $50.00 | 11/28/2011 2:03:31 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:34 AM |
orange-impartial-asset | $375.00 | 11/28/2011 10:20:07 AM |
DHolly | $25.00 | 11/28/2011 5:35:43 PM |
awesome-silver | $100.00 | 11/28/2011 6:40:32 PM |
fountain355 | $25.00 | 11/29/2011 5:05:04 AM |
worth-blanket2 | $3,300.00 | 11/29/2011 2:00:50 PM |
bailey7563 | $25.00 | 11/29/2011 2:04:55 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
541300
This series of Notes was issued and sold upon the funding of the borrower loan #56799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $425.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $74,376 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diplomatic-principal6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MrFPug
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/28/2011 9:28:54 AM |
careful-note | $50.00 | 11/28/2011 9:15:07 AM |
worth-blanket2 | $11,900.00 | 11/29/2011 1:59:02 PM |
buddycat | $25.00 | 11/29/2011 2:13:28 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
541308
This series of Notes was issued and sold upon the funding of the borrower loan #56894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $260.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 29% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 18y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,975 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| chemmstr1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $10,600.40 | < 31 days late:
| 0
( 0% )
| 800-819
(Mar-2011)
|
Principal balance:
| $8,874.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Business equipment purchase
Purpose of loan:
This loan will be used to help us purchase a computer controlled wax mill to make custom jewelry. This service has been asked for by our existing customers and will allow us to offer the service to new clientele. .
My financial situation:
I am a good candidate for this loan because my business profits cover the loan payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/28/2011 5:06:21 PM |
careful-note | $50.00 | 11/28/2011 5:06:41 PM |
Earn_money | $25.00 | 11/29/2011 6:48:11 AM |
enterprising-credit2 | $25.00 | 11/29/2011 6:45:32 AM |
cordial-bonus | $25.00 | 11/29/2011 9:30:57 AM |
kenji4861 | $25.00 | 11/29/2011 9:30:14 AM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:42:44 PM |
managedfund | $1,500.00 | 11/29/2011 1:32:18 PM |
ChrisProsper | $15.00 | 11/29/2011 1:54:03 PM |
fcrick | $25.00 | 11/28/2011 5:11:40 PM |
igniter584 | $25.00 | 11/28/2011 5:12:22 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:20 PM |
vinayski | $25.00 | 11/28/2011 5:22:50 PM |
bb575 | $50.00 | 11/28/2011 5:18:29 PM |
Hexnut | $100.00 | 11/28/2011 10:08:57 PM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:02 AM |
aabadabadoo | $25.00 | 11/28/2011 5:29:49 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:01:18 AM |
worth-blanket2 | $3,000.00 | 11/29/2011 1:52:23 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
541338
This series of Notes was issued and sold upon the funding of the borrower loan #56997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $789.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 12% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,078 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| openness-tambourine |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Down Payment
Purpose of loan:
This loan will be used to make a down payment on our first home.
My financial situation:
I am a good candidate for this loan because I have a secure job in healthcare and can readily meet the terms of the loan. The monthly payment amount will be approximately 12% of my monthly income. I live within my means and have no major expenses other than rent.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sweet-loan7 | $25.00 | 11/28/2011 9:07:58 AM |
AFairDeal | $25.00 | 11/28/2011 9:06:06 AM |
careful-note | $50.00 | 11/28/2011 9:15:07 AM |
skillful-diversification2 | $25.00 | 11/28/2011 9:19:43 AM |
CIC | $25.00 | 11/28/2011 11:36:44 AM |
neighborly-hope6 | $100.00 | 11/28/2011 9:11:23 AM |
famous-ore2 | $200.00 | 11/28/2011 2:57:43 PM |
bb575 | $50.00 | 11/28/2011 9:30:47 AM |
cnovak | $25.00 | 11/28/2011 5:10:36 PM |
Clambake | $25.00 | 11/28/2011 5:21:10 PM |
natural-affluence4 | $25.00 | 11/28/2011 5:27:24 PM |
enterprising-credit2 | $50.00 | 11/28/2011 10:16:37 PM |
Hexnut | $100.00 | 11/28/2011 10:08:57 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:11 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:49 PM |
silver-birdie | $100.00 | 11/29/2011 9:16:28 AM |
meenan | $75.00 | 11/29/2011 4:31:52 PM |
HelpNeedy | $100.00 | 11/29/2011 5:40:31 PM |
Chosen-one | $25.00 | 11/29/2011 6:51:36 PM |
authoritative-loot | $25.00 | 11/29/2011 7:06:18 PM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:11 AM |
steiglends | $100.00 | 11/30/2011 9:12:12 AM |
evnagelist | $25.00 | 11/30/2011 9:09:08 AM |
ianakacg | $25.00 | 11/30/2011 9:20:48 AM |
cerebral-value4 | $50.00 | 11/30/2011 9:25:21 AM |
Syzygy | $25.00 | 11/30/2011 9:38:32 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:05 PM |
whiterabbit1874 | $25.00 | 11/30/2011 2:01:25 PM |
Dignified-Market29 | $25.00 | 11/30/2011 12:51:02 PM |
Aimvest | $25.00 | 11/30/2011 9:23:54 AM |
Cai8899 | $50.00 | 11/30/2011 5:30:58 PM |
mnbud | $25.00 | 11/30/2011 12:34:37 PM |
kmcolo | $25.00 | 12/1/2011 4:14:42 AM |
stollcm | $25.00 | 12/1/2011 5:06:22 AM |
daveinthecity | $25.00 | 11/30/2011 5:27:35 PM |
tender-fund1 | $100.00 | 12/1/2011 7:44:55 AM |
1phantom | $25.00 | 11/30/2011 5:31:29 PM |
BleedPurple | $25.00 | 12/1/2011 8:28:40 AM |
fsalzer | $25.00 | 12/1/2011 8:49:42 AM |
mizount | $25.00 | 12/1/2011 9:09:00 AM |
aasx1108 | $25.00 | 12/1/2011 9:20:50 AM |
Cheburashka | $25.00 | 12/1/2011 9:31:14 AM |
restless-balance9 | $50.00 | 12/1/2011 3:58:58 AM |
Ivan2007 | $25.00 | 12/1/2011 9:37:36 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:24 AM |
Ready2Loan | $25.00 | 12/1/2011 9:33:22 AM |
purvike | $25.00 | 12/1/2011 9:35:17 AM |
rmachi | $25.00 | 12/1/2011 9:41:23 AM |
valiant-liberty4 | $25.00 | 12/1/2011 9:06:19 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:51 PM |
iaffy | $25.00 | 12/1/2011 9:26:35 AM |
kunger | $25.00 | 12/1/2011 3:36:20 PM |
shrewd-deal | $75.00 | 12/1/2011 3:55:51 PM |
riproaringrapids | $25.00 | 12/1/2011 9:33:01 AM |
finance-explosion6 | $25.00 | 12/1/2011 5:16:43 PM |
tflood1967 | $50.00 | 12/1/2011 5:18:46 PM |
MrDavid | $75.00 | 12/1/2011 9:41:56 AM |
taurusco | $100.00 | 12/1/2011 5:20:34 PM |
BxRealtor | $25.00 | 12/1/2011 5:22:29 PM |
aabadabadoo | $25.00 | 12/1/2011 5:14:35 PM |
Marathoner | $25.00 | 12/1/2011 5:27:01 PM |
fervent-repayment | $50.00 | 12/1/2011 5:20:14 PM |
brightest-fearless-payout | $50.00 | 12/1/2011 5:31:20 PM |
AmericanCredit | $50.00 | 12/1/2011 5:33:31 PM |
competent-market4 | $25.00 | 12/1/2011 5:28:25 PM |
figs4u2 | $100.00 | 12/1/2011 5:32:15 PM |
NycDean | $50.00 | 12/1/2011 9:03:53 PM |
Bladewil | $25.00 | 12/1/2011 7:55:03 PM |
LateOneNight | $50.00 | 12/1/2011 4:54:52 PM |
doncm | $50.00 | 12/1/2011 5:28:09 PM |
vigorous-payment6 | $25.00 | 12/2/2011 7:28:27 AM |
moola-man | $25.00 | 12/2/2011 8:03:44 AM |
alverado | $100.00 | 12/2/2011 8:35:27 AM |
gt5149c | $25.00 | 12/2/2011 8:51:45 AM |
FunInSun | $25.00 | 12/2/2011 9:05:35 AM |
abundant-power | $50.00 | 12/2/2011 12:49:19 AM |
leeball | $50.00 | 12/2/2011 9:08:38 AM |
RusRobo | $25.00 | 12/2/2011 9:10:36 AM |
vigilance-revolutionary | $50.00 | 12/2/2011 9:11:41 AM |
diversification-surge | $25.00 | 12/2/2011 4:35:19 AM |
first-upright-payout | $25.00 | 12/2/2011 9:06:25 AM |
MadHun | $200.00 | 12/2/2011 9:13:00 AM |
spqrxxi | $25.00 | 12/2/2011 9:13:28 AM |
littlemonkey | $25.00 | 12/2/2011 9:13:43 AM |
mrpowers5531 | $25.00 | 12/2/2011 9:13:50 AM |
goldeneye777 | $51.00 | 12/2/2011 9:08:34 AM |
Kame | $25.00 | 12/2/2011 9:15:22 AM |
Curly-Girly | $25.00 | 12/2/2011 9:09:10 AM |
HH123 | $25.00 | 12/2/2011 9:17:40 AM |
lost-money-so-far-on-these | $25.00 | 12/2/2011 9:12:12 AM |
Tenfutta | $25.00 | 12/2/2011 9:13:26 AM |
naniamo | $25.00 | 12/2/2011 9:21:36 AM |
jakesworld | $25.00 | 12/2/2011 9:23:11 AM |
capital-dynamo0 | $25.00 | 12/2/2011 9:19:17 AM |
9boag | $25.00 | 12/2/2011 9:20:37 AM |
Duchdad | $25.00 | 12/2/2011 9:27:11 AM |
TW2000 | $25.00 | 12/2/2011 9:28:48 AM |
awe53 | $25.00 | 12/2/2011 9:24:06 AM |
Crewhippie | $25.00 | 12/2/2011 9:31:12 AM |
serene-credit4 | $25.00 | 12/2/2011 9:32:48 AM |
Poohcho | $25.00 | 12/2/2011 9:26:22 AM |
passbook | $25.00 | 12/2/2011 9:33:29 AM |
Namrok | $25.00 | 12/2/2011 9:33:56 AM |
pawsitive | $25.00 | 12/2/2011 9:29:25 AM |
Preteur | $25.00 | 12/2/2011 9:34:45 AM |
JohnGalt94 | $25.00 | 12/2/2011 9:35:20 AM |
zenchef | $25.00 | 12/2/2011 9:31:35 AM |
speyer | $25.00 | 12/2/2011 9:32:14 AM |
jeffc92 | $50.00 | 12/2/2011 9:33:02 AM |
hostbank | $100.00 | 12/2/2011 9:34:36 AM |
ThomasC | $50.00 | 12/2/2011 9:40:33 AM |
marketplace-cello5 | $25.00 | 12/2/2011 9:37:20 AM |
Iamthewalrus | $25.00 | 12/2/2011 9:38:10 AM |
trucklawyer | $25.00 | 12/2/2011 9:39:04 AM |
geekguy | $25.00 | 12/2/2011 9:39:18 AM |
wonderful-rupee | $25.00 | 12/2/2011 9:39:37 AM |
Turkish101 | $25.00 | 12/2/2011 9:40:31 AM |
fiddlerzvi | $50.00 | 12/2/2011 9:42:42 AM |
bonus-tent | $25.00 | 12/2/2011 9:43:03 AM |
Mr_Marcus | $25.00 | 12/2/2011 9:43:09 AM |
McGrufus | $35.00 | 12/2/2011 9:44:52 AM |
kinetic-openness0 | $25.00 | 12/2/2011 9:45:33 AM |
pcwrangler | $25.00 | 12/2/2011 9:44:06 AM |
vicumn | $25.00 | 12/2/2011 9:46:40 AM |
transparency-river1 | $1,000.00 | 12/2/2011 9:48:38 AM |
funds-promiser | $50.00 | 12/2/2011 9:49:40 AM |
MTLoans | $25.00 | 12/2/2011 9:48:09 AM |
jo2y | $25.00 | 12/2/2011 9:48:43 AM |
competent-commitment1 | $50.00 | 12/2/2011 9:48:59 AM |
Natronpee | $25.00 | 12/2/2011 9:06:49 AM |
jasperpants | $25.00 | 12/2/2011 9:07:15 AM |
puifais | $50.00 | 12/2/2011 9:08:01 AM |
ZeLonewolf | $25.00 | 12/2/2011 9:11:57 AM |
mr55262 | $25.00 | 12/2/2011 9:12:17 AM |
kyomoon | $50.00 | 12/2/2011 9:12:21 AM |
larslfe | $25.00 | 12/2/2011 9:16:35 AM |
PaulW | $40.00 | 12/2/2011 9:17:17 AM |
CasaDeTomas | $100.00 | 12/2/2011 9:18:06 AM |
OldFriend | $25.00 | 12/2/2011 9:19:29 AM |
wigglesworth4 | $100.00 | 12/2/2011 9:20:05 AM |
tj1683 | $25.00 | 12/2/2011 9:20:24 AM |
BuffetRocks | $50.00 | 12/2/2011 9:22:38 AM |
building-america | $25.00 | 12/2/2011 9:23:22 AM |
gain-expert | $50.00 | 12/2/2011 12:26:41 PM |
diligent-leverage | $25.00 | 12/2/2011 9:29:24 AM |
wbahl | $25.00 | 12/2/2011 9:31:17 AM |
income-excellence1 | $25.00 | 12/2/2011 9:34:48 AM |
Crusader88 | $25.00 | 12/2/2011 9:35:00 AM |
productive-principal7 | $25.00 | 12/2/2011 9:40:42 AM |
GreenLender11 | $100.00 | 12/2/2011 3:27:25 PM |
hrubinst | $50.00 | 12/2/2011 9:44:16 AM |
peso-windmill | $25.00 | 12/2/2011 9:45:31 AM |
best-deal-banker | $50.00 | 12/2/2011 9:47:31 AM |
damage | $25.00 | 12/2/2011 5:15:18 PM |
L-vex | $25.00 | 12/2/2011 9:48:20 AM |
value-wind0 | $25.00 | 12/2/2011 5:17:31 PM |
green-tree-shake | $30.00 | 12/2/2011 9:49:10 AM |
Rivervale_Westwood | $25.00 | 12/2/2011 12:04:17 PM |
income-encore1 | $25.00 | 12/2/2011 1:32:37 PM |
turbobrat | $28.83 | 12/2/2011 7:40:51 PM |
affluence-viking | $25.00 | 12/2/2011 3:52:46 PM |
alpal | $89.63 | 12/2/2011 3:59:52 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:39 PM |
BankOfBjoltus | $25.00 | 12/2/2011 10:11:53 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:03 PM |
lendsalot | $86.00 | 12/2/2011 5:01:20 PM |
jswanso2 | $25.00 | 12/2/2011 9:48:19 PM |
vigorous-payment6 | $25.00 | 12/3/2011 8:36:54 AM |
epwait56 | $40.00 | 12/3/2011 7:29:40 AM |
ldinob | $300.00 | 12/3/2011 11:16:21 AM |
DalCowboys | $25.00 | 12/2/2011 7:27:47 PM |
x27 | $40.00 | 12/3/2011 10:14:40 AM |
majestic-principal1 | $25.00 | 12/3/2011 12:22:17 PM |
cablenews | $100.00 | 12/3/2011 12:33:39 PM |
GrayStudio | $25.00 | 12/3/2011 12:53:33 PM |
angelinvestor01 | $50.00 | 12/3/2011 8:34:14 PM |
WLenders | $50.00 | 12/3/2011 11:20:05 AM |
auction-elvis | $25.00 | 12/3/2011 11:28:06 AM |
community-saver158 | $50.00 | 12/4/2011 10:43:04 AM |
FirePro22 | $25.00 | 12/4/2011 7:03:59 AM |
greenwell | $50.00 | 12/4/2011 10:59:17 AM |
just-loyalty643 | $50.00 | 12/3/2011 3:18:59 PM |
badgermom | $25.00 | 12/4/2011 4:32:58 PM |
framework145 | $25.00 | 12/3/2011 6:56:23 PM |
happy-yield | $25.00 | 12/3/2011 7:55:55 PM |
caNative | $25.00 | 12/4/2011 8:27:29 AM |
availableloan | $25.00 | 12/4/2011 10:29:29 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:28 PM |
prosha | $25.00 | 12/5/2011 9:19:54 AM |
Rockymtnhi | $50.00 | 12/4/2011 3:33:12 PM |
jscope | $25.00 | 12/5/2011 9:13:08 AM |
money-hunter6 | $25.00 | 12/5/2011 9:34:31 AM |
WilliamLeeSims | $25.00 | 12/5/2011 11:16:17 AM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:45 AM |
mlender | $25.00 | 12/4/2011 9:57:55 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:57:56 AM |
allenerb | $25.00 | 12/5/2011 3:59:06 AM |
stollcm | $25.00 | 12/5/2011 2:14:46 PM |
CornerKetch | $25.01 | 12/5/2011 5:10:14 PM |
ujiba | $50.00 | 12/5/2011 5:07:11 PM |
g314 | $25.00 | 12/5/2011 5:15:43 PM |
bold-sensible-basis | $25.00 | 12/5/2011 10:37:06 AM |
helpu88 | $25.00 | 12/5/2011 5:18:29 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:38 PM |
rocker137 | $50.00 | 12/5/2011 5:14:45 PM |
gzeo | $25.00 | 12/5/2011 5:15:37 PM |
AgTiPinisher | $25.00 | 12/5/2011 5:24:11 PM |
emo13 | $50.00 | 12/5/2011 5:27:29 PM |
MiniBank998 | $25.00 | 12/5/2011 5:33:20 PM |
YLlama | $25.00 | 12/5/2011 5:34:12 PM |
kanewna | $25.00 | 12/5/2011 5:34:47 PM |
Octavian315 | $35.00 | 12/5/2011 5:28:45 PM |
Harry | $50.00 | 12/5/2011 5:36:02 PM |
yarg | $25.00 | 12/5/2011 5:40:00 PM |
pipopirate | $25.00 | 12/5/2011 5:06:24 PM |
Jesuistom | $25.00 | 12/5/2011 6:11:57 PM |
Maccs55 | $25.00 | 12/5/2011 5:11:06 PM |
pbeach05 | $25.00 | 12/5/2011 7:35:22 PM |
umfan123 | $25.00 | 12/5/2011 8:52:28 PM |
mar97 | $25.00 | 12/5/2011 5:13:06 PM |
thezfunk | $25.00 | 12/5/2011 5:16:06 PM |
dfealk | $25.00 | 12/5/2011 9:49:56 PM |
IIP77 | $25.00 | 12/6/2011 3:51:56 AM |
dpjd | $25.00 | 12/5/2011 5:21:08 PM |
Edwin_Rae | $25.00 | 12/6/2011 4:42:58 AM |
abkennedy | $25.00 | 12/5/2011 5:32:56 PM |
Tasmir | $25.00 | 12/6/2011 7:03:11 AM |
tenacious-payout | $50.00 | 12/6/2011 7:32:24 AM |
PK_USMC | $25.00 | 12/5/2011 5:37:49 PM |
robvtec | $25.00 | 12/6/2011 7:44:39 AM |
lowrate | $50.00 | 12/5/2011 5:39:58 PM |
Svigel | $27.42 | 12/6/2011 8:19:33 AM |
jam96 | $25.00 | 12/6/2011 8:22:31 AM |
timbob | $100.00 | 12/5/2011 6:00:21 PM |
klinebarger | $25.00 | 12/6/2011 9:06:00 AM |
SMVM87 | $25.00 | 12/6/2011 9:06:19 AM |
onlyinchicago | $50.00 | 12/6/2011 9:08:42 AM |
xphile | $25.00 | 12/6/2011 9:13:51 AM |
kbguru | $25.00 | 12/6/2011 9:09:22 AM |
atlantic51 | $25.00 | 12/6/2011 9:10:28 AM |
moneynmotion | $25.00 | 12/6/2011 9:12:08 AM |
KarmaBum77 | $25.00 | 12/6/2011 9:20:05 AM |
frobin | $50.00 | 12/6/2011 9:15:55 AM |
ckatak | $50.00 | 12/6/2011 9:27:51 AM |
credible-durability | $25.00 | 12/6/2011 9:24:21 AM |
point-zebra | $25.00 | 12/6/2011 9:30:39 AM |
QuinMccoy | $50.00 | 12/6/2011 4:26:26 AM |
miket71 | $30.00 | 12/6/2011 9:32:28 AM |
chlebie | $50.00 | 12/6/2011 9:29:24 AM |
ProjectVenture | $25.00 | 12/6/2011 9:31:22 AM |
silver-armada | $50.00 | 12/6/2011 9:31:35 AM |
BCD | $25.00 | 12/6/2011 9:34:40 AM |
paramjit | $50.00 | 12/6/2011 9:41:26 AM |
dadancincowz | $25.70 | 12/6/2011 8:08:20 AM |
LogicalCC | $25.00 | 12/6/2011 9:45:42 AM |
scrappy-bonus2 | $25.00 | 12/6/2011 10:55:11 AM |
cpbreton | $25.00 | 12/6/2011 9:06:45 AM |
LowLeftJim | $25.00 | 12/6/2011 9:08:21 AM |
Keebs | $25.00 | 12/6/2011 9:09:26 AM |
FrayBentos | $25.00 | 12/6/2011 9:09:49 AM |
new-gold-wrangler | $1,493.47 | 12/6/2011 12:27:42 PM |
tbati | $25.00 | 12/6/2011 9:20:01 AM |
ceg451 | $25.00 | 12/6/2011 9:27:25 AM |
bradania | $25.00 | 12/6/2011 9:31:24 AM |
SeaLoans | $25.00 | 12/6/2011 9:32:52 AM |
wealthstar | $25.00 | 12/6/2011 9:34:00 AM |
shorthairedg | $25.00 | 12/6/2011 9:41:12 AM |
biobulator | $25.00 | 12/6/2011 9:41:30 AM |
Strato | $25.02 | 12/6/2011 9:45:15 AM |
buukyak | $25.00 | 12/6/2011 9:55:12 AM |
damanq | $25.00 | 12/6/2011 12:06:26 PM |
lendersf | $75.00 | 11/28/2011 9:25:59 AM |
igniter584 | $25.00 | 11/28/2011 9:28:56 AM |
subtle-revenue0 | $25.00 | 11/28/2011 5:10:04 PM |
fortytwo | $150.00 | 11/28/2011 5:21:43 PM |
enriching-trade2 | $50.00 | 11/28/2011 5:24:43 PM |
blot44 | $100.00 | 11/28/2011 8:14:34 PM |
indomitable-coin | $25.00 | 11/28/2011 7:17:41 PM |
PRGuyinVA | $25.00 | 11/28/2011 5:13:15 PM |
blue-useful-auction | $25.00 | 11/29/2011 6:46:37 AM |
MONEYLENDER101 | $250.00 | 11/29/2011 6:00:26 AM |
don8ter | $50.00 | 11/29/2011 9:35:54 AM |
britgsb | $30.00 | 11/29/2011 9:14:12 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:39 AM |
jjb3 | $25.00 | 11/29/2011 9:45:44 AM |
first-favorite-bonus9 | $25.00 | 11/29/2011 5:19:23 PM |
velocity-solo | $25.00 | 11/29/2011 5:25:53 PM |
roadtruck | $50.00 | 11/29/2011 5:28:28 PM |
IIP77 | $25.00 | 11/30/2011 3:20:34 AM |
indomitable-coin | $25.00 | 11/30/2011 4:27:43 AM |
tacopants | $100.00 | 11/30/2011 8:21:46 AM |
MONEYLENDER101 | $50.00 | 11/30/2011 8:45:43 AM |
anacent | $25.00 | 11/30/2011 9:23:17 AM |
minista | $25.00 | 11/30/2011 9:27:29 AM |
a-responsible-return | $50.00 | 11/30/2011 9:27:38 AM |
networks4ever | $25.00 | 11/30/2011 9:33:46 AM |
autonomous-kindness8 | $25.00 | 11/30/2011 9:23:13 AM |
fireboss | $85.28 | 11/30/2011 9:39:10 AM |
BenefactorX | $25.00 | 11/30/2011 11:53:15 AM |
KLCRAY | $25.00 | 11/30/2011 9:15:21 AM |
hope-solstice8 | $50.00 | 11/30/2011 3:51:29 PM |
markdental | $50.00 | 11/30/2011 11:09:21 AM |
TrustPlus | $50.00 | 11/30/2011 5:31:00 PM |
GMPK_TLAS | $50.00 | 11/30/2011 5:31:21 PM |
nickel-ferret | $50.00 | 11/30/2011 5:34:17 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:38 PM |
power-rotation7 | $50.00 | 11/30/2011 7:41:03 PM |
balance-voyager | $50.00 | 11/30/2011 4:27:32 PM |
benjay25 | $25.00 | 11/30/2011 9:27:27 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:19 AM |
Railbird | $25.00 | 12/1/2011 9:34:05 AM |
Gabriel02 | $25.00 | 12/1/2011 9:36:22 AM |
suave-dollar | $40.00 | 12/1/2011 5:44:23 AM |
coolcreditor | $132.84 | 12/1/2011 7:29:43 AM |
wonderous-principal083 | $100.00 | 12/1/2011 10:06:53 AM |
dharma1 | $25.00 | 12/1/2011 9:08:01 AM |
pbandjb | $25.00 | 12/1/2011 2:05:34 PM |
Trimalchio12 | $25.00 | 12/1/2011 9:37:27 AM |
lucrative-coin | $50.00 | 12/1/2011 5:10:51 PM |
riskreward | $250.00 | 12/1/2011 5:26:01 PM |
platinum-genetics | $25.00 | 12/1/2011 5:28:32 PM |
ProfPC | $25.00 | 12/1/2011 6:32:09 PM |
BiggestG | $25.00 | 12/1/2011 5:32:09 PM |
impartial-leverage2 | $25.00 | 12/1/2011 6:16:29 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:45 PM |
Luminous-P | $25.00 | 12/1/2011 8:15:08 PM |
kind-cash-zone | $80.14 | 12/2/2011 4:57:47 AM |
systematic0 | $25.00 | 12/2/2011 4:18:23 AM |
deal-searcher1 | $25.00 | 12/2/2011 5:55:53 AM |
ingenious-order783 | $25.00 | 12/2/2011 6:42:49 AM |
gold-tsunami | $30.00 | 12/1/2011 5:26:55 PM |
Sid-K | $25.00 | 12/1/2011 5:34:35 PM |
Emgolda | $25.00 | 12/2/2011 5:38:13 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:25 AM |
atlacatl | $25.00 | 12/2/2011 8:35:32 AM |
silverloan | $50.00 | 12/2/2011 9:05:22 AM |
shiny-leverage0 | $25.00 | 12/2/2011 12:01:23 AM |
SoCalRancher | $25.00 | 12/2/2011 9:12:40 AM |
GodzillaLending | $25.00 | 12/2/2011 9:06:23 AM |
mike_banker | $50.00 | 12/2/2011 9:06:39 AM |
srilm | $25.00 | 12/2/2011 9:13:57 AM |
gracej | $25.00 | 12/2/2011 9:14:49 AM |
sjlender | $100.00 | 12/2/2011 9:08:21 AM |
unrivaled-silver | $25.00 | 12/2/2011 9:09:44 AM |
Warwick | $25.00 | 12/2/2011 9:10:01 AM |
bobby5832708 | $25.00 | 12/2/2011 9:19:21 AM |
kcole10 | $25.00 | 12/2/2011 9:11:39 AM |
compoundinterest | $50.00 | 12/2/2011 9:20:18 AM |
virtualbank | $25.00 | 12/2/2011 9:20:53 AM |
wealth-influencer | $25.00 | 12/2/2011 9:21:26 AM |
mausolfe | $25.00 | 12/2/2011 9:13:54 AM |
value-pole | $25.00 | 12/2/2011 9:14:21 AM |
trident9 | $50.00 | 12/2/2011 9:21:38 AM |
vivacious-truth3 | $25.00 | 12/2/2011 9:21:56 AM |
postalwhiz | $25.00 | 12/2/2011 9:15:43 AM |
drtrimmers | $25.00 | 12/2/2011 9:22:31 AM |
kbodendorf | $25.00 | 12/2/2011 9:16:29 AM |
skuba | $75.00 | 12/2/2011 9:17:30 AM |
ski bum | $100.00 | 12/2/2011 9:18:44 AM |
wise-alluring-penny | $50.00 | 12/2/2011 9:19:52 AM |
Rdodson11 | $25.00 | 12/2/2011 9:26:35 AM |
br4444 | $25.00 | 12/2/2011 9:21:24 AM |
slartibardfast | $25.00 | 12/2/2011 9:21:40 AM |
abasvram | $25.00 | 12/2/2011 9:27:35 AM |
calessabay | $25.00 | 12/2/2011 9:27:59 AM |
BBL | $25.00 | 12/2/2011 9:22:44 AM |
tolstoy00 | $25.00 | 12/2/2011 9:23:33 AM |
mrfixerupper | $25.00 | 12/2/2011 9:28:46 AM |
BaxterEvil | $25.00 | 12/2/2011 9:29:36 AM |
bid-papyrus | $25.00 | 12/2/2011 9:30:02 AM |
rose88 | $25.00 | 12/2/2011 9:24:48 AM |
dawg25 | $25.00 | 12/2/2011 9:32:46 AM |
jfd287 | $25.00 | 12/2/2011 9:34:20 AM |
whistledicksmith | $25.00 | 12/2/2011 9:35:11 AM |
lenderme | $25.00 | 12/2/2011 9:32:09 AM |
rulender | $25.00 | 12/2/2011 9:36:59 AM |
intuitive-camaraderi9 | $25.00 | 12/2/2011 9:34:27 AM |
ChicoBob | $25.00 | 12/2/2011 9:41:02 AM |
funnymoney1 | $25.00 | 12/2/2011 9:41:38 AM |
first-favorite-bonus9 | $25.00 | 12/2/2011 9:42:45 AM |
get30inc | $50.00 | 12/2/2011 9:43:01 AM |
californiakhan | $25.00 | 12/2/2011 9:42:32 AM |
JTCorp | $25.00 | 12/2/2011 9:44:47 AM |
ronkr | $25.00 | 12/2/2011 9:47:14 AM |
Thelonius98 | $25.00 | 12/2/2011 9:45:56 AM |
region123 | $50.00 | 12/2/2011 9:47:40 AM |
ms48105 | $25.00 | 12/2/2011 9:49:22 AM |
Panna | $25.00 | 12/2/2011 9:07:04 AM |
mnmcarve | $25.00 | 12/2/2011 9:08:16 AM |
MARSTUN | $100.00 | 12/2/2011 9:12:03 AM |
wise-silver-wonder | $25.00 | 12/2/2011 9:12:36 AM |
texrob20 | $25.00 | 12/2/2011 9:14:10 AM |
revmax | $25.00 | 12/2/2011 9:14:59 AM |
productive-finance | $25.00 | 12/2/2011 9:15:56 AM |
anyoi | $25.00 | 12/2/2011 9:16:32 AM |
wise-brilliant-income | $25.00 | 12/2/2011 11:51:12 AM |
compsciman | $25.00 | 12/2/2011 9:19:19 AM |
Arg3998 | $25.00 | 12/2/2011 9:20:14 AM |
OCedHrt | $25.00 | 12/2/2011 9:24:36 AM |
wtrboy | $25.00 | 12/2/2011 9:27:23 AM |
openness-prospector | $25.00 | 12/2/2011 9:35:16 AM |
orange-courageous-dedication | $25.00 | 12/2/2011 9:35:25 AM |
andyb9 | $25.00 | 12/2/2011 9:35:50 AM |
platinum-sorcerer6 | $50.00 | 12/2/2011 9:39:20 AM |
Mantis75 | $25.00 | 12/2/2011 9:40:56 AM |
fair-funds | $25.00 | 12/2/2011 9:45:25 AM |
payout-paladin0 | $25.00 | 12/2/2011 4:37:45 PM |
luminous-marketplace5 | $25.00 | 12/2/2011 5:14:13 PM |
acropiloterau2002 | $25.00 | 12/2/2011 9:48:18 AM |
ManhattanLender | $25.00 | 12/2/2011 5:21:31 PM |
fascinating-transparency6 | $50.00 | 12/2/2011 11:43:59 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:38 PM |
sb0453 | $25.00 | 12/2/2011 7:41:34 PM |
ndwayno | $31.00 | 12/2/2011 2:36:48 PM |
The_Third_Hand | $50.00 | 12/2/2011 9:49:31 PM |
TommyTucker | $50.00 | 12/2/2011 8:48:49 PM |
budyzr | $25.00 | 12/2/2011 5:08:27 PM |
orange-penny-shooter | $25.00 | 12/2/2011 5:13:38 PM |
JeffGeorge | $100.00 | 12/3/2011 7:43:42 AM |
hard-working-rate3 | $100.00 | 12/2/2011 5:27:45 PM |
latestone | $25.00 | 12/3/2011 8:51:46 AM |
chesterCFO | $25.00 | 12/3/2011 9:14:46 AM |
indomitable-coin | $25.00 | 12/2/2011 8:35:10 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:33 PM |
credit-statuette8 | $50.00 | 12/3/2011 1:10:50 PM |
gentle-gain235 | $50.00 | 12/3/2011 2:29:16 PM |
degster | $25.00 | 12/3/2011 4:37:29 PM |
gold-disk | $25.00 | 12/3/2011 7:37:57 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:04 AM |
bouvierchamp | $26.07 | 12/3/2011 6:28:31 PM |
DreamQuestFunding | $29.00 | 12/3/2011 11:14:50 PM |
houli123 | $250.00 | 12/4/2011 6:00:37 AM |
Tighternbarkonatree | $25.00 | 12/4/2011 6:16:24 AM |
daisuke | $25.00 | 12/3/2011 11:17:55 PM |
ecstatic-worth0 | $50.00 | 12/4/2011 8:39:21 AM |
pbeach05 | $25.00 | 12/3/2011 1:07:27 PM |
trade-surge3 | $25.00 | 12/3/2011 2:07:26 PM |
GottaWearShades | $32.00 | 12/4/2011 3:14:56 PM |
fmvaulter | $25.00 | 12/3/2011 4:44:39 PM |
discostu | $25.00 | 12/3/2011 9:09:51 PM |
otherwisedisposed | $250.00 | 12/4/2011 8:31:27 PM |
HelpNeedy | $100.00 | 12/4/2011 10:35:09 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:24 PM |
just-benefit | $25.00 | 12/4/2011 9:16:25 PM |
funds-captain4 | $50.00 | 12/4/2011 11:40:08 PM |
soular21804 | $25.00 | 12/5/2011 9:09:21 AM |
RememberToForget | $50.00 | 12/5/2011 7:32:15 AM |
buckeye9 | $25.00 | 12/5/2011 9:30:00 AM |
gain-mountain1 | $50.00 | 12/5/2011 11:55:34 AM |
investment-star | $25.00 | 12/4/2011 9:10:00 PM |
epic-interest0 | $25.00 | 12/5/2011 6:24:20 AM |
lawyerman | $25.00 | 12/5/2011 6:56:40 AM |
UncleTupelo2 | $25.00 | 12/5/2011 7:03:07 AM |
cmg891 | $50.00 | 12/5/2011 12:30:04 PM |
drtexican | $40.00 | 12/5/2011 9:35:56 AM |
ZeoInvestments | $25.00 | 12/5/2011 5:06:57 PM |
RayEarth | $25.00 | 12/5/2011 5:08:10 PM |
dtrain5 | $50.00 | 12/5/2011 5:09:52 PM |
lancetc | $25.00 | 12/5/2011 10:42:00 AM |
SanJoser | $25.00 | 12/5/2011 5:13:23 PM |
JohnW12 | $50.00 | 12/5/2011 5:16:52 PM |
kalex752 | $25.00 | 12/5/2011 5:30:20 PM |
syounker | $25.00 | 12/5/2011 5:32:13 PM |
Stollewood | $25.00 | 12/5/2011 5:24:09 PM |
tlp43 | $25.00 | 12/5/2011 5:36:22 PM |
TelegramSam | $25.00 | 12/5/2011 5:28:03 PM |
Kijib | $25.00 | 12/5/2011 5:28:50 PM |
spenrod | $25.00 | 12/5/2011 5:29:04 PM |
adamnash | $25.00 | 12/5/2011 5:38:59 PM |
Pasagam | $50.00 | 12/5/2011 5:31:57 PM |
BanqueDeD | $25.00 | 12/5/2011 5:36:32 PM |
RG | $25.00 | 12/5/2011 5:40:52 PM |
Daneistes | $50.00 | 12/5/2011 5:07:46 PM |
selfmademan | $25.00 | 12/5/2011 5:11:35 PM |
Kyjamune | $25.59 | 12/5/2011 6:25:41 PM |
pulmdoc | $25.00 | 12/6/2011 3:04:28 AM |
mosby | $25.00 | 12/5/2011 5:21:22 PM |
BlindSquirrel | $25.00 | 12/5/2011 5:26:14 PM |
bashar | $25.00 | 12/6/2011 5:36:32 AM |
mattpet | $25.00 | 12/6/2011 7:08:35 AM |
martinatime | $25.00 | 12/5/2011 5:34:03 PM |
vigorous-payment6 | $50.00 | 12/6/2011 7:16:46 AM |
skunkor2 | $36.00 | 12/6/2011 7:58:28 AM |
Weaverville | $50.00 | 12/6/2011 8:07:28 AM |
bobby4u3 | $25.00 | 12/6/2011 9:07:54 AM |
Azonic21 | $25.00 | 12/6/2011 9:09:13 AM |
phillipd48 | $25.00 | 12/6/2011 9:06:21 AM |
lifegrowth | $25.00 | 12/6/2011 9:15:15 AM |
schmegs | $25.00 | 12/6/2011 9:16:39 AM |
teega5 | $25.00 | 12/6/2011 9:12:12 AM |
The_Lending_Muscle | $25.00 | 12/6/2011 9:12:33 AM |
RR2441 | $25.00 | 12/6/2011 9:19:20 AM |
surfnav | $25.00 | 12/6/2011 9:19:53 AM |
andycheb | $25.00 | 12/6/2011 9:23:28 AM |
thunderkiss | $25.00 | 12/6/2011 9:25:05 AM |
bnordman | $25.00 | 12/6/2011 9:29:56 AM |
community-gyration7 | $25.00 | 12/6/2011 9:30:15 AM |
matt84003 | $25.00 | 12/6/2011 9:31:54 AM |
p2pcapitalgroup | $25.00 | 12/6/2011 9:28:07 AM |
paddatjie | $25.00 | 12/6/2011 9:32:21 AM |
sturdy-rate3 | $25.00 | 12/6/2011 9:36:55 AM |
jamschmidt | $25.00 | 12/6/2011 9:33:43 AM |
saihu | $25.00 | 12/6/2011 9:42:15 AM |
guybyny | $25.00 | 12/6/2011 9:37:24 AM |
Chuck9802 | $25.00 | 12/6/2011 9:40:43 AM |
lounges | $40.00 | 12/6/2011 9:07:52 AM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:23 AM |
flexiboy35 | $25.00 | 12/6/2011 9:09:41 AM |
green-thrilling-dinero | $50.00 | 12/6/2011 11:51:34 AM |
loantigger | $25.00 | 12/6/2011 9:10:34 AM |
NoCal | $25.00 | 12/6/2011 9:11:21 AM |
ramsbladder | $25.00 | 12/6/2011 9:16:22 AM |
new-truth-chuckler | $25.00 | 12/6/2011 9:24:12 AM |
vb3jmg | $25.00 | 12/6/2011 9:27:55 AM |
NJNY | $25.00 | 12/6/2011 9:28:12 AM |
bba11er45 | $25.00 | 12/6/2011 9:32:50 AM |
gojackgo | $50.00 | 12/6/2011 9:35:50 AM |
zhiguli | $25.00 | 12/6/2011 9:38:00 AM |
MoneySiles | $25.00 | 12/6/2011 9:40:54 AM |
income-safehouse9 | $500.00 | 12/6/2011 9:48:34 AM |
repayment-launcher | $25.00 | 12/6/2011 11:30:36 AM |
intelligent-repayment8 | $2,000.00 | 12/6/2011 12:06:24 PM |
gold-disk | $25.00 | 12/6/2011 12:21:44 PM |
523 Investments
|
Borrower Payment Dependent Notes Series
541348
This series of Notes was issued and sold upon the funding of the borrower loan #56991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $554.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,452 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HoshiToshi2000 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2008)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Consumer Credit Streamline
Purpose of loan:
This bulk of your investment (about $13,000) will be used to condense my revolving consumer credit payments into one convenient monthly payment. The remainder (roughly $4,000) will go towards some much needed auto repairs (transmission and a/c).
My financial situation:
I am an excellent candidate for this loan because I have steady income and reliable employment. I have a good credit history and my record of debt repayment is solid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
john0720 | $25.00 | 11/30/2011 7:40:45 AM |
igniter584 | $25.00 | 11/29/2011 5:05:23 PM |
fcrick | $25.00 | 11/29/2011 5:16:39 PM |
BxRealtor | $25.00 | 11/29/2011 5:20:14 PM |
thankful-nickel2 | $25.00 | 11/29/2011 8:29:45 PM |
Hexnut | $100.00 | 11/29/2011 10:02:29 PM |
careful-note | $50.00 | 11/29/2011 5:09:32 PM |
IIP77 | $25.00 | 11/30/2011 3:20:47 AM |
blue-useful-auction | $25.00 | 11/30/2011 6:34:49 AM |
pdub | $75.00 | 11/29/2011 5:36:11 PM |
MONEYLENDER101 | $50.00 | 11/30/2011 8:45:44 AM |
tenacious-capital3 | $26.27 | 11/30/2011 9:12:13 AM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:53 AM |
toblerone | $25.00 | 11/30/2011 9:11:23 AM |
Ripsaw4U | $34.00 | 11/30/2011 9:24:26 AM |
kenji4861 | $25.00 | 11/30/2011 9:20:08 AM |
markdental | $50.00 | 11/30/2011 11:09:22 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:12 PM |
cnovak | $25.00 | 11/30/2011 5:08:52 PM |
Tradesmanlender | $25.00 | 11/30/2011 5:14:35 PM |
bubb_hans | $25.00 | 12/1/2011 6:13:27 AM |
TWGCJ | $25.00 | 12/1/2011 7:17:50 AM |
sickid1 | $100.00 | 12/1/2011 12:15:44 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:26 AM |
Mrs-Honeydew | $40.00 | 12/1/2011 8:50:59 AM |
jengachamp | $25.00 | 12/1/2011 4:06:27 PM |
ProfPC | $25.00 | 12/1/2011 6:32:10 PM |
antlr | $50.00 | 12/1/2011 7:48:15 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:50 PM |
iaffy | $25.00 | 12/1/2011 5:17:51 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:23 AM |
w3alter | $50.00 | 12/2/2011 9:33:42 AM |
aasx1108 | $25.00 | 12/2/2011 9:33:38 AM |
life-is-great | $25.00 | 12/2/2011 9:43:58 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:49 AM |
wise-brilliant-income | $25.00 | 12/2/2011 11:51:12 AM |
a-responsible-return | $50.00 | 12/2/2011 9:44:32 AM |
don8ter | $50.00 | 12/2/2011 5:24:41 PM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:00 AM |
heart514 | $25.00 | 12/2/2011 7:52:54 PM |
affluence-generator2 | $100.00 | 12/2/2011 3:45:05 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:43 PM |
indomitable-coin | $25.00 | 12/2/2011 8:35:10 PM |
chicagobanker | $50.00 | 12/2/2011 8:47:01 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:35 PM |
autonomous-kindness8 | $25.00 | 12/2/2011 5:08:08 PM |
loyalty-circuitry | $100.00 | 12/3/2011 8:55:20 AM |
roadtruck | $50.00 | 12/3/2011 12:14:09 PM |
WalnutCreekguy | $100.00 | 12/3/2011 12:31:49 PM |
GrayStudio | $25.00 | 12/3/2011 12:53:35 PM |
happy-yield | $25.00 | 12/3/2011 7:55:56 PM |
Tighternbarkonatree | $25.00 | 12/4/2011 6:16:24 AM |
famous-ore2 | $50.00 | 12/3/2011 12:07:56 PM |
giftgold | $25.00 | 12/4/2011 12:13:53 PM |
giftgold | $25.00 | 12/4/2011 11:45:42 AM |
msw_engr | $50.00 | 12/3/2011 7:23:41 PM |
gain-gourd | $100.00 | 12/4/2011 7:29:10 PM |
first-serene-credit | $25.00 | 12/4/2011 6:27:02 AM |
frooogal | $25.00 | 12/4/2011 9:06:02 PM |
investment-star | $25.00 | 12/4/2011 9:10:00 PM |
lawyerman | $25.00 | 12/5/2011 6:56:40 AM |
TrustPlus | $41.00 | 12/5/2011 9:23:57 AM |
kevin314 | $25.00 | 12/5/2011 9:14:20 AM |
Mint_Man | $50.00 | 12/5/2011 9:23:49 AM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:45 PM |
influential-benjamins0 | $100.00 | 12/5/2011 9:28:37 AM |
money-hunter6 | $25.00 | 12/5/2011 9:34:31 AM |
Weaverville | $25.00 | 12/5/2011 10:09:52 AM |
RSV | $25.00 | 12/4/2011 11:33:57 PM |
currency-trophy | $25.00 | 12/5/2011 9:11:13 AM |
peaceful-farmer | $30.00 | 12/5/2011 4:01:12 PM |
helpinghand63 | $25.00 | 12/5/2011 9:38:29 AM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:45 AM |
wigglesworth4 | $57.00 | 12/5/2011 5:23:30 PM |
timbob | $100.00 | 12/5/2011 6:00:30 PM |
loyalty-circuitry | $100.00 | 12/5/2011 6:19:00 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:39 PM |
dfealk | $25.00 | 12/5/2011 9:49:57 PM |
Brisket_Bob | $25.35 | 12/6/2011 4:08:53 AM |
green28 | $90.95 | 12/6/2011 5:02:39 AM |
QuinMccoy | $50.00 | 12/6/2011 4:26:26 AM |
skro | $25.00 | 12/5/2011 5:27:32 PM |
finance-symphony7 | $50.00 | 12/5/2011 7:21:13 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:09:31 PM |
loanman2007 | $25.00 | 12/6/2011 9:24:59 AM |
mennleo | $50.00 | 12/6/2011 9:26:51 AM |
j2ee | $25.00 | 12/6/2011 9:34:38 AM |
crw1950 | $52.02 | 12/6/2011 6:59:47 AM |
vigorous-payment6 | $50.00 | 12/6/2011 7:16:47 AM |
yennib | $25.00 | 12/6/2011 9:46:50 AM |
green28 | $100.00 | 12/6/2011 11:07:45 AM |
figs4u2 | $100.00 | 12/6/2011 9:07:10 AM |
JRhino | $25.00 | 12/6/2011 11:23:21 AM |
intelligent-repayment8 | $1,706.90 | 12/6/2011 10:57:09 AM |
intelligent-repayment8 | $293.10 | 12/6/2011 12:09:16 PM |
new-gold-wrangler | $1,922.22 | 12/6/2011 12:26:28 PM |
jazzlender | $50.00 | 12/6/2011 9:34:17 AM |
dadalou | $25.00 | 12/6/2011 9:38:05 AM |
LimaGuy | $32.37 | 12/6/2011 9:57:31 AM |
pugmalion | $51.22 | 12/6/2011 10:33:16 AM |
income-safehouse9 | $250.00 | 12/6/2011 11:09:05 AM |
indomitable-coin | $25.00 | 11/30/2011 4:27:44 AM |
silver-birdie | $100.00 | 11/30/2011 9:31:51 AM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:41 PM |
greenback-seagull2 | $50.00 | 11/30/2011 9:24:07 AM |
balance-voyager | $50.00 | 11/30/2011 4:27:34 PM |
worthy-bid8 | $50.00 | 11/30/2011 5:10:28 PM |
enriching-trade2 | $50.00 | 11/30/2011 5:15:17 PM |
Bank42 | $25.00 | 12/1/2011 6:56:03 AM |
Clambake | $25.00 | 11/30/2011 5:31:54 PM |
awwaww | $25.00 | 12/1/2011 9:07:33 AM |
purvike | $25.00 | 12/1/2011 9:38:19 AM |
CaptainBL | $25.00 | 12/1/2011 9:36:26 AM |
red-penny-philosopher | $25.00 | 12/1/2011 11:09:17 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:53 PM |
britgsb | $30.00 | 12/1/2011 9:31:17 AM |
LateOneNight | $50.00 | 12/1/2011 4:54:53 PM |
loan-mammal | $100.00 | 12/1/2011 5:33:26 PM |
wampum-chorus3 | $25.00 | 12/1/2011 5:27:31 PM |
lostontheedge | $25.00 | 12/2/2011 7:03:43 AM |
LenderByDay | $25.00 | 12/2/2011 4:24:41 AM |
icchok | $27.00 | 12/2/2011 9:16:06 AM |
gold-sushi | $25.00 | 12/2/2011 9:20:08 AM |
majestic-repayment3 | $50.00 | 12/2/2011 7:06:36 AM |
gold-commander0 | $25.00 | 12/2/2011 9:21:06 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:40 AM |
vigorous-payment6 | $25.00 | 12/2/2011 7:28:28 AM |
jazz619 | $25.00 | 12/2/2011 9:38:31 AM |
genius520 | $50.00 | 12/2/2011 9:37:53 AM |
asset-reaction | $50.00 | 12/2/2011 10:05:01 AM |
compoundinterest | $42.00 | 12/2/2011 9:20:19 AM |
DadWarbucks | $25.00 | 12/2/2011 9:20:40 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:48 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:52 AM |
Syzygy | $25.00 | 12/2/2011 9:46:15 AM |
anacent | $25.00 | 12/2/2011 9:47:27 AM |
minista | $25.00 | 12/2/2011 9:48:33 AM |
the-precious-bid | $25.00 | 12/2/2011 5:26:06 PM |
TommyTucker | $50.00 | 12/2/2011 8:42:29 PM |
five-star-order1 | $50.00 | 12/2/2011 4:45:01 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:05 PM |
BankOfBjoltus | $50.00 | 12/2/2011 10:23:15 PM |
Woodworker57 | $29.00 | 12/3/2011 5:51:00 AM |
credit-scout7 | $50.00 | 12/3/2011 7:50:05 AM |
auction-elvis | $25.00 | 12/3/2011 11:28:09 AM |
cablenews | $100.00 | 12/3/2011 12:33:40 PM |
degster | $25.00 | 12/3/2011 4:37:30 PM |
vigorous-payment6 | $25.00 | 12/3/2011 8:36:55 AM |
gold-disk | $25.00 | 12/3/2011 7:37:57 PM |
economy-popcorn | $25.00 | 12/4/2011 7:29:21 AM |
WLenders | $50.00 | 12/3/2011 11:20:07 AM |
rogue_monster | $50.00 | 12/3/2011 12:05:30 PM |
community-saver158 | $50.00 | 12/4/2011 10:43:05 AM |
socalavi8tor | $25.00 | 12/4/2011 12:36:43 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:34 PM |
caNative | $25.00 | 12/4/2011 8:27:30 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:29 PM |
funds-captain4 | $50.00 | 12/4/2011 11:40:08 PM |
rdrloan | $50.00 | 12/5/2011 8:01:51 AM |
allenerb | $25.00 | 12/5/2011 3:59:07 AM |
compatible-diversification | $25.00 | 12/5/2011 9:11:43 AM |
E_G | $50.00 | 12/5/2011 9:32:23 AM |
eg192 | $25.00 | 12/4/2011 8:42:47 PM |
mlender | $25.00 | 12/4/2011 9:57:55 PM |
mtquan | $25.00 | 12/5/2011 1:41:20 PM |
wealth-fields8 | $50.00 | 12/5/2011 9:14:22 AM |
SimonHova | $25.00 | 12/5/2011 9:32:57 AM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:01 AM |
treasure-hunter270 | $50.00 | 12/5/2011 5:48:55 PM |
Edwin_Rae | $25.00 | 12/6/2011 4:42:59 AM |
Spkthewrd3 | $25.00 | 12/6/2011 5:01:59 AM |
mattpet | $25.00 | 12/6/2011 7:08:36 AM |
Weaverville | $50.00 | 12/6/2011 8:07:29 AM |
congardner1 | $25.00 | 12/6/2011 8:49:26 AM |
klinebarger | $25.00 | 12/6/2011 9:06:02 AM |
PRGuyinVA | $25.00 | 12/6/2011 9:21:35 AM |
JKEnterprises | $25.00 | 12/6/2011 9:25:59 AM |
Banker7371 | $25.00 | 12/6/2011 9:27:21 AM |
BankOfBjoltus | $25.00 | 12/6/2011 6:09:03 AM |
prainvestment | $50.00 | 12/6/2011 6:32:35 AM |
economics2011 | $25.00 | 12/6/2011 9:39:12 AM |
hostbank | $100.00 | 12/6/2011 9:36:34 AM |
robertmm25 | $64.60 | 12/6/2011 7:33:33 AM |
ti22ring | $25.00 | 12/6/2011 9:41:29 AM |
evnagelist | $25.00 | 12/6/2011 9:41:51 AM |
fair_rates | $25.00 | 12/6/2011 9:45:31 AM |
credit-socrates648 | $3,000.00 | 12/6/2011 11:01:53 AM |
kulender | $100.00 | 12/6/2011 9:06:33 AM |
larrybird | $2,000.00 | 12/6/2011 10:51:00 AM |
ChrisTJ | $25.00 | 12/6/2011 9:09:46 AM |
gold-disk | $25.00 | 12/6/2011 12:21:45 PM |
ChrisJB | $25.00 | 12/6/2011 9:29:13 AM |
SolarMoonshine | $25.00 | 12/6/2011 9:52:50 AM |
193 Investments
|
Borrower Payment Dependent Notes Series
541372
This series of Notes was issued and sold upon the funding of the borrower loan #57031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $159.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,973 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-exchange-bassoon |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
|
Principal balance:
| $1,812.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Consolidate debt/repair car
Hi. This loan will be used to consolidate some debt as well as make a much-needed repair to my vehicle. The "credit cards and other loans" amount will be decreased to $236 a month with this consolidation.
My financial situation:
I am a good candidate for this loan because I have very steady monthly income, budget wisely and am never late on my monthly payments. I also hold a security clearance for my job and paying my bills on time is a key component of keeping that clearance.
Monthly net income: $6090
Monthly expenses: $807
Housing: $2450 (I rent[$1000] and required to pay my ex-wife's housing expenses[$1450])
Insurance: $120
Car expenses: $420
Utilities: $308
Phone, cable, internet: $114
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-loan | $25.00 | 11/29/2011 10:27:51 AM |
312-Lender | $25.00 | 11/28/2011 2:52:35 PM |
pound-mushroom3 | $25.00 | 11/28/2011 5:12:07 PM |
SLN-10 | $100.00 | 11/28/2011 5:16:39 PM |
susurrus | $25.00 | 11/28/2011 6:31:15 PM |
bazaar-festivity | $25.00 | 11/28/2011 5:14:11 PM |
taetrade | $25.00 | 11/29/2011 5:45:31 AM |
glroark | $50.00 | 11/29/2011 7:27:16 AM |
graceful-investment | $100.00 | 11/29/2011 4:06:41 PM |
r48 | $25.00 | 11/29/2011 4:54:52 PM |
dime-sapling | $25.00 | 11/29/2011 5:12:27 PM |
amlu1988 | $25.00 | 11/29/2011 1:31:23 PM |
loss-of-control | $100.00 | 11/29/2011 7:20:32 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:28 AM |
TennSquire | $25.00 | 11/30/2011 9:36:54 AM |
AF-Chief | $25.00 | 11/30/2011 9:37:49 AM |
Billfred | $25.00 | 11/30/2011 3:40:23 PM |
kinetic-social | $25.00 | 11/30/2011 3:50:21 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:10 PM |
Dubbs360 | $50.00 | 11/30/2011 5:20:26 PM |
Mariner3605 | $25.00 | 11/30/2011 5:31:45 PM |
finance-prescription | $100.00 | 11/30/2011 5:21:36 PM |
thrilling-nickel5 | $25.00 | 11/30/2011 7:25:46 PM |
Bankwithme | $500.00 | 11/30/2011 8:20:47 PM |
sensible-fund | $25.00 | 11/30/2011 1:39:05 PM |
nickel-acrobat | $25.00 | 11/30/2011 4:11:49 PM |
brightest-organized-balance | $32.92 | 11/30/2011 4:21:56 PM |
frogperson | $75.00 | 11/30/2011 9:53:31 PM |
toblerone | $25.00 | 11/30/2011 5:06:08 PM |
mikeandcat | $131.59 | 12/1/2011 4:59:57 AM |
enriching-trade2 | $50.00 | 11/30/2011 5:15:16 PM |
forthright-trade | $25.00 | 11/30/2011 8:12:55 PM |
Rip128 | $60.00 | 12/1/2011 5:07:01 AM |
fabulous-community4 | $25.00 | 12/1/2011 7:30:42 AM |
djh47a | $25.00 | 12/1/2011 8:07:29 AM |
payout-bridge | $25.00 | 11/29/2011 2:31:11 PM |
fcrick | $25.00 | 11/28/2011 5:11:41 PM |
Feyenoord | $30.00 | 11/28/2011 6:23:11 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 6:52:08 PM |
LittleMingo | $25.00 | 11/28/2011 4:58:36 PM |
Otagaini | $48.95 | 11/29/2011 2:53:46 AM |
loanman2007 | $25.00 | 11/29/2011 5:17:00 AM |
Scotcha | $50.00 | 11/29/2011 7:12:59 AM |
Kash2010lu | $25.00 | 11/28/2011 6:26:00 PM |
witty-openness | $25.00 | 11/29/2011 7:24:49 AM |
papaloha | $150.00 | 11/29/2011 10:54:52 AM |
CA-Lender | $25.00 | 11/29/2011 11:20:08 AM |
Bank42 | $25.00 | 11/29/2011 4:45:25 PM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:20 AM |
affluence-generator2 | $100.00 | 11/29/2011 1:15:39 PM |
chameleon125 | $25.00 | 11/29/2011 9:48:36 PM |
helpful-credit156 | $30.46 | 11/29/2011 11:15:39 PM |
zeeexsixare | $100.00 | 11/29/2011 4:51:51 PM |
IIP77 | $25.00 | 11/30/2011 3:20:36 AM |
nfx | $25.00 | 11/30/2011 5:32:46 AM |
Bob450 | $30.00 | 11/30/2011 6:56:02 AM |
green-rate-futurist | $50.00 | 11/30/2011 7:30:10 AM |
thoughtful-economy1 | $25.00 | 11/30/2011 9:02:53 AM |
twjh | $25.00 | 11/30/2011 9:44:07 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:51 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:52 AM |
shrewd-income | $50.00 | 11/30/2011 4:05:00 PM |
richboy56 | $25.00 | 11/30/2011 9:28:36 AM |
farchoir | $25.00 | 11/30/2011 4:15:40 PM |
SolarMoonshine | $25.00 | 11/30/2011 10:13:36 AM |
social-cocktail1 | $200.00 | 11/30/2011 5:24:47 PM |
hillerod | $25.30 | 11/30/2011 11:27:45 AM |
silver-birdie | $100.00 | 11/30/2011 5:25:48 PM |
top-deal-achievement | $25.00 | 11/30/2011 3:17:05 PM |
graceful-IRAinvestment | $25.00 | 11/30/2011 10:25:53 PM |
GElender | $40.00 | 12/1/2011 5:56:33 AM |
irrelevant | $25.00 | 12/1/2011 6:06:09 AM |
economy-producer | $25.00 | 11/30/2011 5:29:06 PM |
high_flyer | $60.92 | 12/1/2011 8:13:51 AM |
wwwUniversal | $25.00 | 11/30/2011 5:36:15 PM |
Hobson | $25.00 | 12/1/2011 7:42:10 AM |
lokiswolf | $25.00 | 12/1/2011 7:47:28 AM |
DoctorJoe | $30.00 | 12/1/2011 4:21:41 AM |
corporatejim | $27.89 | 12/1/2011 4:41:19 AM |
pfh | $25.00 | 12/1/2011 5:41:28 AM |
lowrater | $75.70 | 12/1/2011 6:05:50 AM |
dollar-tornado3 | $25.00 | 12/1/2011 6:41:01 AM |
Rulea72 | $25.00 | 12/1/2011 7:16:30 AM |
83 Investments
|
Borrower Payment Dependent Notes Series
541376
This series of Notes was issued and sold upon the funding of the borrower loan #56751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,200.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-27-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 11.76% |
Monthly payment:
| $444.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.53% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 6% |
Credit score:
| 840-859 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,805 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| principal-laser |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off 401k Loan
Purpose of loan:
This loan will be used to...pay back my loan on a 401k plan.
My financial situation:
I am a good candidate for this loan because...I should be paying this loan off early. Thanks for your support
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 11/27/2011 12:12:58 PM |
subtle-revenue0 | $25.00 | 11/27/2011 12:11:31 PM |
igniter584 | $25.00 | 11/27/2011 12:24:37 PM |
blot44 | $100.00 | 11/27/2011 12:26:14 PM |
Dollars4Rent | $50.00 | 11/27/2011 12:30:24 PM |
wonderous-principal083 | $50.00 | 11/27/2011 5:36:12 PM |
transaction-engine6 | $25.00 | 11/27/2011 2:50:21 PM |
JustMee | $25.00 | 11/27/2011 9:42:41 PM |
uberrific | $50.00 | 11/27/2011 10:08:43 PM |
MarketInvestor | $25.00 | 11/27/2011 12:11:03 PM |
bb575 | $50.00 | 11/27/2011 12:14:04 PM |
lendersf | $75.00 | 11/27/2011 12:24:06 PM |
Chosen-one | $50.00 | 11/28/2011 6:22:36 AM |
enterprising-credit2 | $50.00 | 11/28/2011 8:19:46 AM |
CIC | $25.00 | 11/27/2011 2:53:47 PM |
Boxster968 | $50.00 | 11/27/2011 6:48:13 PM |
finance-negotiator2 | $25.00 | 11/28/2011 5:14:16 PM |
TrustPlus | $50.00 | 11/28/2011 5:14:18 PM |
Cai8899 | $50.00 | 11/28/2011 5:09:53 PM |
Sid-K | $25.00 | 11/28/2011 5:14:45 PM |
KLCRAY | $25.00 | 11/28/2011 5:10:41 PM |
spenrod | $25.00 | 11/28/2011 5:17:49 PM |
gold-tsunami | $30.00 | 11/28/2011 5:15:21 PM |
Mendosurfire | $50.00 | 11/28/2011 5:18:01 PM |
steiglends | $100.00 | 11/28/2011 5:25:04 PM |
cpbreton | $25.00 | 11/28/2011 11:18:13 AM |
britgsb | $30.00 | 11/28/2011 5:21:38 PM |
platinum-genetics | $25.00 | 11/28/2011 5:24:10 PM |
mykkai | $25.00 | 11/28/2011 2:14:50 PM |
indomitable-coin | $25.00 | 11/28/2011 7:17:40 PM |
Tradesmanlender | $25.00 | 11/28/2011 5:06:26 PM |
bouvierchamp | $40.00 | 11/28/2011 9:54:25 PM |
meers2000 | $45.00 | 11/28/2011 8:34:01 PM |
BCD | $25.00 | 11/29/2011 12:56:04 AM |
transparency-universe8 | $25.00 | 11/29/2011 4:26:26 AM |
ianakacg | $25.00 | 11/28/2011 5:21:02 PM |
serene-capital | $100.00 | 11/29/2011 12:35:58 AM |
fortytwo | $150.00 | 11/28/2011 5:21:42 PM |
Phunder | $25.00 | 11/29/2011 2:23:28 AM |
Mrs-Honeydew | $30.00 | 11/29/2011 5:04:01 AM |
nickel-ferret | $50.00 | 11/28/2011 5:24:25 PM |
evnagelist | $25.00 | 11/28/2011 5:24:57 PM |
radforj22 | $50.00 | 11/29/2011 4:56:58 AM |
MissionMicroFinance | $25.00 | 11/29/2011 6:29:36 AM |
chicagobanker | $75.00 | 11/29/2011 7:21:16 AM |
flexible-return297 | $25.00 | 11/29/2011 8:26:27 AM |
buffalobills | $25.00 | 11/29/2011 7:48:04 AM |
RecoveryLender | $25.00 | 11/29/2011 8:46:17 AM |
goal-dollar1 | $50.00 | 11/29/2011 8:25:43 AM |
agalt | $100.00 | 11/29/2011 8:29:12 AM |
brutusbone | $25.00 | 11/29/2011 9:05:56 AM |
AmericanCredit | $50.00 | 11/29/2011 9:06:48 AM |
Railbird | $25.00 | 11/29/2011 9:14:15 AM |
transparency-river1 | $2,000.00 | 11/28/2011 10:28:50 PM |
brightest-fearless-payout | $50.00 | 11/29/2011 9:21:19 AM |
ckatak | $50.00 | 11/29/2011 9:23:07 AM |
zippy-revenue8 | $45.00 | 11/29/2011 5:33:26 AM |
important-ore | $150.00 | 11/29/2011 9:24:32 AM |
value-wind0 | $25.00 | 11/29/2011 9:19:30 AM |
revmax | $25.00 | 11/29/2011 9:22:01 AM |
puifais | $50.00 | 11/29/2011 9:28:59 AM |
ingenious-interest096 | $30.00 | 11/29/2011 7:05:42 AM |
finance-explosion6 | $25.00 | 11/29/2011 9:25:49 AM |
vivacious-truth3 | $25.00 | 11/29/2011 9:32:11 AM |
friendly-moola0 | $250.00 | 11/29/2011 8:14:15 AM |
shrewd-dedication2 | $150.00 | 11/29/2011 9:34:18 AM |
goodhearted-gold3 | $100.00 | 11/29/2011 9:32:47 AM |
whistledicksmith | $25.00 | 11/29/2011 9:39:37 AM |
Savings_EQ_Dignity | $50.00 | 11/29/2011 9:41:31 AM |
buukyak | $25.00 | 11/29/2011 9:42:48 AM |
dharma1 | $25.00 | 11/29/2011 9:38:01 AM |
five-star-nickel7 | $25.00 | 11/29/2011 9:41:09 AM |
lost-money-so-far-on-these | $25.00 | 11/29/2011 9:45:13 AM |
payment-chief9 | $106.11 | 11/29/2011 9:16:07 AM |
slartibardfast | $25.00 | 11/29/2011 9:17:36 AM |
turbostar666 | $25.00 | 11/29/2011 9:18:54 AM |
minista | $25.00 | 11/29/2011 9:24:05 AM |
brazilofmux | $100.00 | 11/29/2011 9:26:03 AM |
unassuming-note | $25.00 | 11/29/2011 9:29:26 AM |
mizount | $25.00 | 11/29/2011 9:30:21 AM |
cerebral-value4 | $50.00 | 11/29/2011 9:33:02 AM |
ORteacher | $100.00 | 11/29/2011 11:43:18 AM |
investment-comet | $25.00 | 11/29/2011 11:25:55 AM |
djmjkelso | $30.00 | 11/29/2011 11:33:31 AM |
invincible-platinum9 | $25.00 | 11/29/2011 11:34:22 AM |
velocity-solo | $25.00 | 11/29/2011 9:40:18 AM |
fascinating-transparency6 | $150.00 | 11/29/2011 11:58:55 AM |
leodaguy | $500.00 | 11/29/2011 12:05:14 PM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:41:44 PM |
nuclearmoose | $25.00 | 11/29/2011 9:43:28 AM |
majestic-repayment3 | $50.00 | 11/29/2011 12:30:38 PM |
generosity-battalion0 | $50.00 | 11/29/2011 1:23:58 PM |
YLlama | $25.00 | 11/29/2011 1:38:35 PM |
ChrisProsper | $973.89 | 11/29/2011 1:50:20 PM |
novice-speculator | $25.00 | 11/29/2011 10:26:21 AM |
Nco | $25.00 | 11/29/2011 10:45:37 AM |
helping-out | $350.00 | 11/29/2011 11:03:03 AM |
just-loyalty643 | $50.00 | 11/29/2011 11:41:25 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:43 AM |
managedfund | $2,000.00 | 11/29/2011 1:28:33 PM |
113121 | $500.00 | 11/29/2011 4:56:18 AM |
PRGuyinVA | $25.00 | 11/27/2011 3:23:50 PM |
phenomenal-gain5 | $25.00 | 11/27/2011 7:15:02 PM |
neighborly-hope6 | $100.00 | 11/27/2011 12:09:11 PM |
careful-note | $50.00 | 11/27/2011 12:13:40 PM |
first-favorite-bonus9 | $25.00 | 11/27/2011 12:14:46 PM |
natural-affluence4 | $25.00 | 11/27/2011 2:16:45 PM |
american6 | $100.00 | 11/27/2011 11:56:01 PM |
careful-note | $70.00 | 11/28/2011 4:37:10 AM |
roadtruck | $50.00 | 11/28/2011 8:26:33 AM |
toblerone | $25.00 | 11/28/2011 5:07:09 PM |
Clambake | $25.00 | 11/28/2011 5:21:10 PM |
anacent | $25.00 | 11/28/2011 5:15:30 PM |
Trimalchio12 | $25.00 | 11/28/2011 5:18:02 PM |
Gabriel02 | $25.00 | 11/28/2011 5:25:08 PM |
mr55262 | $25.00 | 11/28/2011 5:27:30 PM |
taurusco | $100.00 | 11/28/2011 5:28:32 PM |
smallcountry | $25.00 | 11/28/2011 5:22:12 PM |
figs4u2 | $100.00 | 11/28/2011 5:30:25 PM |
jjb3 | $25.00 | 11/28/2011 5:23:27 PM |
lucrative-coin | $50.00 | 11/28/2011 5:31:18 PM |
MrDavid | $75.00 | 11/28/2011 5:31:57 PM |
Poohcho | $25.00 | 11/28/2011 5:34:41 PM |
don8ter | $50.00 | 11/28/2011 5:24:54 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:10 PM |
postalwhiz | $25.00 | 11/28/2011 5:26:18 PM |
gold-disk | $25.00 | 11/28/2011 1:21:17 PM |
aabadabadoo | $25.00 | 11/28/2011 5:29:48 PM |
Avid_Skier | $25.00 | 11/28/2011 7:19:05 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:43 PM |
BxRealtor | $25.00 | 11/28/2011 5:06:19 PM |
JAB | $36.79 | 11/28/2011 9:08:11 PM |
GMPK_TLAS | $50.00 | 11/28/2011 5:07:29 PM |
riproaringrapids | $25.00 | 11/28/2011 5:11:02 PM |
the-magnetic-transaction | $50.00 | 11/28/2011 5:15:57 PM |
iaffy | $25.00 | 11/28/2011 5:18:19 PM |
CreditBuilder2 | $200.00 | 11/28/2011 11:20:09 PM |
yield-hut | $75.00 | 11/29/2011 4:30:49 AM |
SolarMoonshine | $25.00 | 11/29/2011 3:50:20 AM |
enriching-trade2 | $50.00 | 11/28/2011 5:24:43 PM |
birchbark86 | $25.00 | 11/29/2011 6:40:54 AM |
economy-popcorn | $25.00 | 11/29/2011 7:15:36 AM |
leeball | $50.00 | 11/29/2011 9:06:31 AM |
brightest-gain-investor | $2,000.00 | 11/28/2011 8:30:24 PM |
Bank_Of_XL | $25.00 | 11/29/2011 9:09:34 AM |
Daneistes | $50.00 | 11/29/2011 9:09:54 AM |
Aimvest | $25.00 | 11/29/2011 9:12:32 AM |
ashik | $25.00 | 11/28/2011 10:22:17 PM |
Cheburashka | $25.00 | 11/29/2011 9:10:01 AM |
1phantom | $25.00 | 11/29/2011 9:14:56 AM |
Zipperdu | $30.00 | 11/29/2011 3:49:11 AM |
kanewna | $50.00 | 11/29/2011 9:22:44 AM |
wtrboy | $25.00 | 11/29/2011 9:18:03 AM |
kulender | $100.00 | 11/29/2011 9:24:28 AM |
MONEYLENDER101 | $250.00 | 11/29/2011 6:00:25 AM |
Lo0se_mo0se | $25.00 | 11/29/2011 6:08:12 AM |
chibear34 | $25.00 | 11/29/2011 9:25:59 AM |
hookUup | $31.20 | 11/29/2011 6:23:53 AM |
kyomoon | $50.00 | 11/29/2011 9:21:31 AM |
vigilance-revolutionary | $50.00 | 11/29/2011 9:28:08 AM |
Marathoner | $25.00 | 11/29/2011 9:24:40 AM |
first-serene-credit | $25.00 | 11/29/2011 7:11:02 AM |
first-upright-payout | $25.00 | 11/29/2011 9:32:46 AM |
-Tuxedo- | $25.00 | 11/29/2011 9:32:59 AM |
friendinmoney | $25.00 | 11/29/2011 9:39:02 AM |
networks4ever | $25.00 | 11/29/2011 9:40:16 AM |
mrpowers5531 | $25.00 | 11/29/2011 9:40:32 AM |
Ivan2007 | $25.00 | 11/29/2011 9:36:38 AM |
gracej | $25.00 | 11/29/2011 9:44:20 AM |
responsive-value4 | $25.00 | 11/29/2011 9:12:59 AM |
SB-Funding | $50.00 | 11/29/2011 9:43:11 AM |
value-pole | $25.00 | 11/29/2011 9:47:57 AM |
fair-funds | $25.00 | 11/29/2011 9:17:23 AM |
jscope | $25.00 | 11/29/2011 9:48:51 AM |
rmachi | $25.00 | 11/29/2011 9:51:39 AM |
first-funds-palace | $25.00 | 11/29/2011 9:23:37 AM |
valiant-liberty4 | $25.00 | 11/29/2011 9:24:45 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:33 AM |
CornerKetch | $25.01 | 11/29/2011 9:32:03 AM |
tflood1967 | $50.00 | 11/29/2011 9:33:49 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:03:11 AM |
robot777 | $72.00 | 11/29/2011 9:38:03 AM |
IIP77 | $25.00 | 11/29/2011 9:41:26 AM |
social-trumpet | $25.00 | 11/29/2011 12:30:47 PM |
skuba | $75.00 | 11/29/2011 9:42:18 AM |
orderly-leverage | $500.00 | 11/29/2011 12:48:39 PM |
mlj0671 | $25.00 | 11/29/2011 1:19:28 PM |
luminous-marketplace5 | $25.00 | 11/29/2011 9:47:35 AM |
gain-mountain1 | $100.00 | 11/29/2011 11:41:34 AM |
BigBag | $25.00 | 11/29/2011 12:40:16 PM |
190 Investments
|
Borrower Payment Dependent Notes Series
541392
This series of Notes was issued and sold upon the funding of the borrower loan #56941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $323.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 37% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 11 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,277 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| economy-frog6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 78% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 22% )
| 660-679
(Feb-2011)
|
Principal balance:
| $4,043.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
CONSOLIDATION
Purpose of loan:
This loan will be used to...pay off two remaining credit cards
My financial situation:
I am a good candidate for this loan because I have been consistantly employed and have always made payments on time.
Monthly net income: $2600
Monthly expenses: $1500
Housing: $800
Insurance: $0
Car expenses: $0
Utilities: $75
Phone, cable, internet: $included
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 11/28/2011 2:52:41 PM |
rchissocol | $25.00 | 11/28/2011 4:18:46 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:57 PM |
barefootpaul | $25.00 | 11/29/2011 6:23:53 AM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:13 PM |
principal-cooker2 | $100.00 | 11/28/2011 5:30:47 PM |
beans53 | $25.00 | 11/29/2011 6:47:41 AM |
transparency-river1 | $2,000.00 | 11/28/2011 10:31:53 PM |
silver-birdie | $100.00 | 11/29/2011 9:16:28 AM |
JPMorrisLegacyFund | $98.12 | 11/29/2011 3:48:18 AM |
hookUup | $28.20 | 11/29/2011 6:28:44 AM |
zone6 | $100.00 | 11/29/2011 8:33:02 AM |
AF-Chief | $25.00 | 11/29/2011 9:10:15 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:33 AM |
green28 | $25.00 | 11/29/2011 9:45:54 AM |
Dubbs360 | $100.00 | 11/29/2011 1:49:18 PM |
finance-prescription | $100.00 | 11/29/2011 9:48:04 AM |
toblerone | $25.00 | 11/29/2011 9:49:06 AM |
worth-blanket2 | $3,500.00 | 11/29/2011 1:52:09 PM |
social-trumpet | $25.00 | 11/29/2011 12:11:00 PM |
Bob450 | $25.00 | 11/29/2011 12:16:07 PM |
famous-ore2 | $200.00 | 11/28/2011 2:57:44 PM |
Rogesparkguy | $25.00 | 11/29/2011 8:43:22 AM |
Comoparklender | $25.00 | 11/29/2011 9:07:36 AM |
SolarMoonshine | $25.00 | 11/29/2011 3:59:54 AM |
richboy56 | $25.00 | 11/29/2011 9:20:49 AM |
the-hope-workhorse | $100.00 | 11/29/2011 9:29:32 AM |
Jack55304 | $166.00 | 11/29/2011 9:46:07 AM |
helping-out | $30.00 | 11/29/2011 11:05:58 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:43 AM |
managedfund | $250.00 | 11/29/2011 1:26:17 PM |
desertoasis | $25.00 | 11/29/2011 1:33:10 PM |
handy-justice | $50.00 | 11/29/2011 10:19:41 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
541398
This series of Notes was issued and sold upon the funding of the borrower loan #56718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $159.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 8% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $509 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| No | | |
Screen name:
| majestic-dinero7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2011)
|
Principal balance:
| $1,626.42 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Christmas for my son & car repairs
Purpose of loan: Buy Christmas gifts for family & car repairs
This loan will be used to buy christmas gifts & repair car
My financial situation:
I am a good candidate for this loan because I always pay my payments on time and am an honest hardworking single mom.
Monthly net income: $3000.00
Monthly expenses: $2000.00
Housing: $300.00
Insurance: $68.00
Car expenses: $100.00
Utilities: $80.00
Phone, cable, internet: $100.00
Food, entertainment: $50.00
Clothing, household expenses: $300.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:03 AM |
GElender | $40.00 | 11/29/2011 6:44:06 AM |
handy-justice | $50.00 | 11/29/2011 10:16:01 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:56:17 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:48 AM |
papaloha | $25.00 | 11/29/2011 10:56:44 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:26 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:21 AM |
enterprising-credit2 | $25.00 | 11/29/2011 6:47:41 AM |
brainy-greenback481 | $50.00 | 11/29/2011 8:57:29 AM |
fcrick | $25.00 | 11/29/2011 9:18:30 AM |
312-Lender | $25.00 | 11/29/2011 7:33:20 AM |
CoolPlexer | $25.00 | 11/29/2011 9:36:54 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:42 AM |
fortytwo | $150.00 | 11/29/2011 9:49:18 AM |
agalt | $75.00 | 11/29/2011 11:39:39 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:48:51 AM |
investment-comet | $25.00 | 11/29/2011 11:28:05 AM |
return-rocket9 | $25.00 | 11/29/2011 11:42:46 AM |
brightest-gain-investor | $1,050.00 | 11/29/2011 11:48:59 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
541404
This series of Notes was issued and sold upon the funding of the borrower loan #56938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $212.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,957 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| duty-spilunker |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate existing debt.
I am a good candidate for this loan because I have never been late on a payment and I feel this loan will help me improve my credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
chicagobanker | $50.00 | 11/28/2011 4:27:32 PM |
careful-note | $50.00 | 11/28/2011 5:06:41 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:31 PM |
LoanerPrincipal | $25.00 | 11/28/2011 5:18:43 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:51 PM |
oskizzle | $25.00 | 11/28/2011 8:16:57 PM |
Investor_DP | $100.00 | 11/29/2011 9:09:22 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:30 AM |
Bank_Of_XL | $25.00 | 11/29/2011 9:11:27 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:39 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:04:14 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:57:28 AM |
a-restless-dollar | $50.00 | 11/29/2011 12:14:27 PM |
first-restless-payout | $50.00 | 11/29/2011 10:40:35 AM |
gentle-gain235 | $50.00 | 11/29/2011 11:32:17 AM |
designer_10 | $25.00 | 11/29/2011 1:03:01 PM |
BxRealtor | $25.00 | 11/28/2011 5:06:22 PM |
igniter584 | $25.00 | 11/28/2011 5:12:22 PM |
Whipster | $50.00 | 11/28/2011 6:21:25 PM |
loan-mammal | $100.00 | 11/29/2011 9:30:51 AM |
social-trumpet | $25.00 | 11/29/2011 12:24:09 PM |
generosity-battalion0 | $50.00 | 11/29/2011 1:41:26 PM |
contributor897 | $25.00 | 11/29/2011 1:33:07 PM |
managedfund | $300.00 | 11/29/2011 1:35:54 PM |
majestic-repayment3 | $50.00 | 11/29/2011 12:32:14 PM |
credit-socrates648 | $500.00 | 11/29/2011 12:39:30 PM |
worth-blanket2 | $2,200.00 | 11/29/2011 1:51:47 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
541414
This series of Notes was issued and sold upon the funding of the borrower loan #57101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 19.05% |
Borrower rate/APR:
| 20.05% / 21.99% |
Monthly payment:
| $344.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.71% | | |
| |
Estimated return*:
| 13.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 57% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,913 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| oakman1216 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 93% )
| 680-699 (Latest)
|
Principal borrowed:
| $24,000.00 | < 31 days late:
| 3
( 5% )
| 680-699
(Aug-2011)
720-739
(Feb-2010)
720-739
(Jan-2010)
740-759
(Jul-2009)
|
Principal balance:
| $4,254.69 |
31+ days late:
| 1
( 2% )
|
Total payments billed:
| 56 | | |
Description
Much needed home repair!
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $30.00 | 12/1/2011 5:37:17 AM |
bazaar-festivity | $50.00 | 11/28/2011 9:46:16 PM |
careful-note | $50.00 | 11/29/2011 9:05:50 AM |
igniter584 | $25.00 | 11/29/2011 9:34:58 AM |
Investor_DP | $100.00 | 11/29/2011 9:09:23 AM |
pound-mushroom3 | $25.00 | 11/29/2011 9:41:14 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:48 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:21 AM |
hookUup | $34.20 | 11/29/2011 4:23:35 PM |
immaculate-compassion8 | $25.00 | 11/29/2011 3:10:54 PM |
investment-artist | $29.01 | 11/29/2011 5:32:27 PM |
progressive-economy261 | $400.00 | 11/29/2011 5:36:53 PM |
seabass123 | $25.00 | 11/29/2011 7:39:27 PM |
thankful-nickel2 | $25.00 | 11/29/2011 7:52:06 PM |
chameleon125 | $25.00 | 11/29/2011 9:50:10 PM |
tech310 | $50.00 | 11/30/2011 12:14:15 AM |
IIP77 | $25.00 | 11/30/2011 3:20:41 AM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:51 AM |
suave-dime6 | $25.00 | 11/29/2011 5:17:42 PM |
Leshan | $200.00 | 11/30/2011 8:20:41 AM |
toblerone | $25.00 | 11/30/2011 9:11:23 AM |
fervent-repayment | $50.00 | 11/30/2011 5:55:59 AM |
AF-Chief | $25.00 | 11/30/2011 9:37:50 AM |
tidy-fairness3 | $25.00 | 11/30/2011 9:27:17 AM |
Peacepower | $30.55 | 11/30/2011 5:15:39 PM |
FinanceEngine | $40.00 | 11/30/2011 10:15:20 AM |
justice-alert | $25.00 | 11/30/2011 10:30:23 AM |
CSUgrad08 | $25.00 | 11/30/2011 5:58:25 PM |
fareast_man | $25.00 | 11/30/2011 10:26:38 PM |
glimmering-point | $25.00 | 12/1/2011 2:34:54 AM |
principal-cooker2 | $100.00 | 11/30/2011 5:10:12 PM |
brightest-dynamic-liberty | $25.00 | 11/30/2011 5:12:11 PM |
unrivaled-capital322 | $32.00 | 12/1/2011 3:57:36 AM |
investment-comet | $25.00 | 11/30/2011 9:38:01 PM |
jjswanso | $75.00 | 12/1/2011 9:21:02 AM |
rescue | $100.00 | 12/1/2011 9:35:37 AM |
ursus | $50.00 | 12/1/2011 9:42:34 AM |
bluebird343 | $30.00 | 12/1/2011 12:19:11 PM |
gjm6d | $25.00 | 12/1/2011 9:25:12 AM |
jazzlender | $27.00 | 12/1/2011 9:27:16 AM |
jengachamp | $25.00 | 12/1/2011 4:06:25 PM |
Kaj | $25.00 | 12/1/2011 9:32:04 AM |
djindepth | $50.00 | 12/1/2011 3:53:18 PM |
mhotchan | $100.00 | 12/1/2011 9:38:47 AM |
witty-credit467 | $25.00 | 12/1/2011 9:40:00 AM |
valiant-note129 | $50.00 | 12/1/2011 2:05:50 PM |
NycDean | $25.00 | 12/1/2011 9:06:23 PM |
euro-shrine | $50.00 | 12/1/2011 3:14:00 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:27 AM |
income-buffalo1 | $100.00 | 12/1/2011 6:28:46 PM |
suave-dime6 | $25.00 | 12/2/2011 7:29:24 AM |
skaught | $30.00 | 12/2/2011 8:53:45 AM |
coasterman | $25.00 | 12/2/2011 8:11:47 AM |
ciscoparrot | $25.00 | 12/2/2011 9:08:28 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:32 AM |
innovator10 | $200.00 | 12/2/2011 9:35:02 AM |
dospapalotes | $25.00 | 12/2/2011 9:47:01 AM |
damage | $25.00 | 12/2/2011 5:15:18 PM |
green-tree-shake | $60.00 | 12/2/2011 10:09:59 AM |
life-is-great | $25.00 | 12/2/2011 5:23:53 PM |
hyrolln | $25.25 | 12/2/2011 3:55:49 PM |
autonomous-kindness8 | $25.00 | 12/2/2011 5:08:08 PM |
javelin0 | $25.00 | 12/3/2011 9:32:40 AM |
cablenews | $100.00 | 12/3/2011 10:27:04 AM |
gardenofeden | $25.00 | 12/3/2011 9:49:07 AM |
green-rate-futurist | $50.00 | 12/3/2011 11:55:01 AM |
UHcougars | $25.00 | 12/3/2011 11:32:08 AM |
GrayStudio | $25.00 | 12/3/2011 12:53:34 PM |
trade-surge3 | $25.00 | 12/3/2011 2:08:59 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:04 PM |
noodles932 | $88.48 | 12/3/2011 3:30:06 PM |
msw_engr | $50.00 | 12/3/2011 7:23:40 PM |
enticing-exchange3 | $25.00 | 12/3/2011 8:50:32 AM |
community-saver158 | $50.00 | 12/4/2011 10:43:04 AM |
dedicated-diversification5 | $100.00 | 12/3/2011 11:31:29 AM |
Scubadiver | $75.00 | 12/4/2011 9:18:40 AM |
Gandalf0001 | $25.00 | 12/4/2011 9:48:57 AM |
forthright-trade | $25.00 | 12/3/2011 12:22:16 PM |
happy-yield | $25.00 | 12/3/2011 7:55:56 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:36:59 PM |
RSV | $25.00 | 12/4/2011 11:33:57 PM |
asmithj | $25.00 | 12/5/2011 9:08:34 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:31 PM |
managedfund | $1,333.00 | 12/5/2011 9:26:05 AM |
Weaverville | $25.00 | 12/5/2011 10:09:51 AM |
rogue_monster | $50.00 | 12/5/2011 9:37:20 AM |
top-benefit-sequoia | $25.00 | 12/5/2011 10:39:45 AM |
allenerb | $25.00 | 12/5/2011 3:59:06 AM |
aesop56 | $100.00 | 12/5/2011 8:00:40 AM |
Cluvnupe06 | $53.00 | 12/5/2011 8:38:26 AM |
blLending | $25.00 | 12/5/2011 3:59:50 PM |
williemc44 | $25.00 | 12/5/2011 2:16:18 PM |
scientists | $25.00 | 12/5/2011 9:23:12 AM |
omegamon1 | $30.00 | 12/5/2011 3:22:42 PM |
helpinghand63 | $25.00 | 12/5/2011 9:38:28 AM |
ven | $50.00 | 12/5/2011 4:50:10 PM |
tkr2 | $25.00 | 12/5/2011 5:15:00 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:38 PM |
auction-architect7 | $50.00 | 12/5/2011 11:03:53 AM |
grabtakeout | $25.00 | 12/5/2011 5:19:32 PM |
taurusco | $100.00 | 12/5/2011 5:36:06 PM |
aesop56 | $100.00 | 12/5/2011 4:25:57 PM |
timbob | $100.00 | 12/5/2011 6:00:25 PM |
peaceful-bazaar497 | $29.00 | 12/5/2011 6:12:44 PM |
loan-oath0 | $33.13 | 12/5/2011 7:16:18 PM |
PRGuyinVA | $25.00 | 12/5/2011 5:17:23 PM |
economy-structure9 | $25.00 | 12/6/2011 3:57:33 AM |
JJ-Loans | $75.00 | 12/6/2011 5:35:59 AM |
bashar | $25.00 | 12/6/2011 5:36:32 AM |
breadbroker | $25.00 | 12/6/2011 6:51:51 AM |
Zoramite | $25.00 | 12/5/2011 5:36:48 PM |
LittleMingo | $25.00 | 12/6/2011 8:46:28 AM |
klinebarger | $25.00 | 12/6/2011 9:06:00 AM |
umfan123 | $25.00 | 12/5/2011 8:52:30 PM |
RetiredATC | $48.00 | 12/6/2011 9:20:26 AM |
IIP77 | $25.00 | 12/6/2011 3:51:56 AM |
cfig-llc | $25.00 | 12/6/2011 9:30:57 AM |
eg192 | $6.83 | 12/6/2011 9:33:20 AM |
gold-commander0 | $25.00 | 12/6/2011 9:32:56 AM |
SouthCoast | $25.00 | 12/6/2011 7:07:58 AM |
mattpet | $25.00 | 12/6/2011 7:08:36 AM |
pure-loyalty6 | $25.00 | 12/6/2011 8:30:22 AM |
figs4u2 | $100.00 | 12/6/2011 9:07:09 AM |
Logan7 | $25.00 | 12/6/2011 9:22:37 AM |
gold-sushi | $25.00 | 12/6/2011 9:32:05 AM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:03 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:31 AM |
fcrick | $25.00 | 11/29/2011 9:18:30 AM |
AFairDeal | $25.00 | 11/29/2011 9:42:26 AM |
virtuous-repayment | $50.00 | 11/29/2011 12:54:17 PM |
danf2201 | $34.92 | 11/29/2011 2:56:19 PM |
novice-speculator | $25.00 | 11/29/2011 2:59:54 PM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:01:00 PM |
terminal-velocity34 | $36.40 | 11/29/2011 5:16:00 PM |
tenacious-capital3 | $26.27 | 11/29/2011 5:31:19 PM |
trumpeter5 | $25.00 | 11/29/2011 1:41:09 PM |
prudent-bid3 | $25.00 | 11/29/2011 8:42:24 PM |
new-social-economist | $80.00 | 11/29/2011 8:56:56 PM |
diverse2 | $30.00 | 11/29/2011 3:45:32 PM |
Socorro_Capital_Partners | $25.01 | 11/29/2011 8:49:19 PM |
mizon291 | $30.00 | 11/29/2011 10:51:50 PM |
meenan | $75.00 | 11/29/2011 4:31:58 PM |
kulender | $100.00 | 11/30/2011 9:14:14 AM |
yield-hut | $36.00 | 11/30/2011 3:09:38 AM |
heerzaquestion | $25.00 | 11/30/2011 9:27:33 AM |
enriching-trade2 | $50.00 | 11/30/2011 9:27:15 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:09 PM |
Supernick | $100.00 | 11/30/2011 4:43:39 PM |
villagers | $25.00 | 11/30/2011 1:29:38 PM |
Feyenoord | $30.00 | 11/30/2011 8:33:08 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:39 PM |
greentomato | $50.00 | 11/30/2011 7:23:52 PM |
sickid1 | $100.00 | 12/1/2011 12:15:41 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:23 AM |
keeper24 | $25.00 | 12/1/2011 4:54:00 AM |
dukeiyer | $25.00 | 12/1/2011 7:43:25 AM |
Bob450 | $30.00 | 12/1/2011 7:16:31 AM |
A_mike | $25.00 | 11/30/2011 8:55:52 PM |
transparency-river1 | $1,000.00 | 12/1/2011 9:32:26 AM |
the-precious-bid | $25.00 | 12/1/2011 9:26:26 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:36 PM |
Weaverville | $25.00 | 12/1/2011 12:31:58 PM |
SunriseTrader1 | $50.00 | 12/1/2011 3:06:00 PM |
genius520 | $27.00 | 12/1/2011 9:42:23 AM |
well-mannered-income3 | $70.00 | 12/1/2011 5:47:42 PM |
dime-sprout | $50.00 | 12/1/2011 5:33:36 PM |
dinero-launcher | $25.00 | 12/1/2011 3:24:33 PM |
careful-note | $55.00 | 12/2/2011 4:31:25 AM |
lostontheedge | $25.00 | 12/2/2011 7:03:42 AM |
loot-heart | $25.00 | 12/1/2011 7:13:22 PM |
unafraid-cash2 | $51.00 | 12/2/2011 8:23:14 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:22 AM |
JW-From-SoCal | $25.00 | 12/2/2011 6:41:36 AM |
enticing-capital6 | $50.00 | 12/2/2011 9:27:28 AM |
Sierrahh | $25.00 | 12/2/2011 9:38:35 AM |
moola-monger9 | $50.00 | 12/2/2011 9:07:39 AM |
melodious-fairness | $25.00 | 12/2/2011 9:18:16 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:42 PM |
samo102us | $25.00 | 12/2/2011 9:26:04 AM |
wlm3012 | $50.00 | 12/2/2011 2:40:45 PM |
randsenterprise | $25.00 | 12/2/2011 9:42:30 AM |
payout-paladin0 | $25.00 | 12/2/2011 4:37:46 PM |
wwwUniversal | $25.00 | 12/2/2011 5:36:07 PM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:45 PM |
heart514 | $25.00 | 12/2/2011 7:52:35 PM |
AlternativeCashFlow | $25.00 | 12/2/2011 7:20:04 PM |
Ven58 | $25.00 | 12/2/2011 2:15:31 PM |
p2p-mover0 | $30.54 | 12/2/2011 7:45:34 PM |
frooogal | $25.00 | 12/2/2011 8:12:40 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:41 PM |
InvestorPartners | $25.00 | 12/3/2011 12:43:19 AM |
credit-scout7 | $50.00 | 12/3/2011 7:50:04 AM |
natural-greenback6 | $25.00 | 12/3/2011 9:39:58 AM |
adir1 | $25.00 | 12/3/2011 9:53:35 AM |
WLenders | $50.00 | 12/3/2011 11:20:06 AM |
mckhbnpc | $50.00 | 12/3/2011 11:52:06 AM |
aztec | $100.00 | 12/3/2011 2:48:38 PM |
FLSmooth | $50.00 | 12/4/2011 5:09:12 AM |
oplender | $25.00 | 12/4/2011 9:28:33 AM |
Dopplerbob | $37.51 | 12/4/2011 9:58:05 AM |
PatriotKnight | $50.00 | 12/4/2011 12:06:59 PM |
GoingFishing | $25.00 | 12/3/2011 12:51:55 PM |
Techne_Funds_LLC | $25.00 | 12/3/2011 2:13:03 PM |
be_wise | $25.00 | 12/4/2011 5:03:06 PM |
monkeydew | $35.90 | 12/4/2011 4:05:45 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:27 PM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:51 AM |
letsmakeitsuccessful | $25.00 | 12/5/2011 9:17:51 AM |
responsive-value4 | $25.00 | 12/5/2011 9:28:09 AM |
famous-ore2 | $50.00 | 12/5/2011 9:34:08 AM |
somebody32 | $25.00 | 12/4/2011 7:54:40 PM |
boske | $25.00 | 12/5/2011 10:02:59 AM |
investment-star | $25.00 | 12/4/2011 9:10:00 PM |
CaliforniaSun | $25.00 | 12/5/2011 2:12:07 PM |
mbf2234 | $25.00 | 12/5/2011 3:23:32 PM |
dordee | $60.00 | 12/5/2011 4:41:47 PM |
paqattack | $25.00 | 12/5/2011 1:16:40 PM |
ivadood | $50.00 | 12/5/2011 2:54:33 PM |
aesop56 | $100.00 | 12/5/2011 5:32:06 PM |
lamsabuy | $100.00 | 12/5/2011 5:38:21 PM |
loyalty-circuitry | $50.00 | 12/5/2011 6:21:45 PM |
s270 | $50.00 | 12/5/2011 6:25:54 PM |
compoundinterest | $50.00 | 12/5/2011 5:19:40 PM |
goodhearted-gold3 | $50.00 | 12/6/2011 5:22:38 AM |
rcm87 | $50.00 | 12/5/2011 5:28:54 PM |
marwadi-62 | $100.00 | 12/6/2011 6:16:06 AM |
skuba | $75.00 | 12/5/2011 5:32:52 PM |
Richmp412 | $25.00 | 12/6/2011 6:40:02 AM |
Mrs-Honeydew | $35.00 | 12/6/2011 7:21:54 AM |
spitzbergen | $25.00 | 12/6/2011 8:03:15 AM |
omegamon1 | $25.00 | 12/6/2011 8:51:46 AM |
the-dollar-topper | $150.00 | 12/6/2011 9:06:48 AM |
gulch | $25.00 | 12/6/2011 9:14:05 AM |
Ducatiman1978 | $25.00 | 12/6/2011 9:15:44 AM |
market-assembler | $25.00 | 12/6/2011 9:23:30 AM |
wise-balanced-moola | $25.00 | 12/6/2011 9:21:43 AM |
JKEnterprises | $25.00 | 12/6/2011 9:25:59 AM |
Edwin_Rae | $25.00 | 12/6/2011 4:42:59 AM |
cassperr | $25.00 | 12/6/2011 5:08:07 AM |
rakstar | $25.00 | 12/6/2011 9:32:15 AM |
hanuman77 | $25.00 | 12/6/2011 9:06:49 AM |
kindness-jedi | $25.00 | 12/6/2011 9:13:42 AM |
prohelper | $25.00 | 12/6/2011 9:16:07 AM |
jtc26 | $50.00 | 12/6/2011 9:23:19 AM |
Banker7371 | $25.00 | 12/6/2011 9:27:20 AM |
twjh | $25.00 | 12/6/2011 9:29:59 AM |
246 Investments
|
Borrower Payment Dependent Notes Series
541422
This series of Notes was issued and sold upon the funding of the borrower loan #56829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,953 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exchange-mole |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
IRS Payoff
Purpose of loan:
This loan will be used to pay off most of a debt to the IRS.
My financial situation:
I am a good candidate for this loan because I plan to set up auto-payments to ensure it is paid each month. When able, I will pay an additional amount in order to pay off sooner.
Monthly net income: $2786
Monthly expenses:
Housing: $1150
Insurance: $100
Car expenses: $342
Utilities: $150
Phone, cable, internet: $160
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 11/28/2011 5:14:08 PM |
Something-Corporate | $25.00 | 11/29/2011 4:08:37 PM |
tech310 | $50.00 | 11/30/2011 12:07:36 AM |
LiveNow | $50.00 | 11/29/2011 4:38:02 PM |
IIP77 | $25.00 | 11/30/2011 3:20:37 AM |
nfx | $35.00 | 11/30/2011 5:36:13 AM |
fountain355 | $25.00 | 11/30/2011 3:48:58 AM |
beachfunder | $25.00 | 11/30/2011 9:17:06 AM |
flexible-justice7 | $25.00 | 11/30/2011 1:52:59 PM |
kind-credit-bear | $25.00 | 11/30/2011 5:08:11 PM |
Rebelrick9 | $34.00 | 11/30/2011 11:37:37 AM |
silver-birdie | $55.00 | 11/30/2011 5:25:49 PM |
exchange-dreams | $31.00 | 11/30/2011 8:04:47 PM |
bid-lightning9 | $25.00 | 11/30/2011 8:58:29 PM |
The_Phoenix_Company | $30.00 | 12/1/2011 2:26:37 AM |
JPMorrisLegacyFund | $173.55 | 12/1/2011 5:44:20 AM |
truelumen | $25.00 | 12/1/2011 4:18:14 AM |
proper-loot3 | $25.00 | 11/30/2011 6:05:44 PM |
benefit-trident | $25.00 | 12/1/2011 6:37:11 AM |
restless-dime | $100.00 | 12/1/2011 8:42:34 AM |
graceful-IRAinvestment | $80.00 | 12/1/2011 10:26:08 AM |
green-rate-futurist | $50.00 | 12/1/2011 4:24:43 PM |
loss-of-control | $100.00 | 12/1/2011 4:55:31 PM |
djmgd790 | $49.00 | 12/1/2011 10:57:55 AM |
sportsmagic | $250.00 | 12/1/2011 6:24:05 PM |
Loanstou | $100.00 | 12/1/2011 8:22:55 PM |
moneyhelp4u | $25.00 | 12/1/2011 8:32:00 PM |
well-mannered-income3 | $25.00 | 12/1/2011 5:53:55 PM |
rebeldog67 | $25.00 | 12/1/2011 7:20:24 PM |
best-currency-exec | $25.00 | 12/1/2011 7:33:47 PM |
systematic-fairness1 | $25.00 | 12/1/2011 8:38:01 PM |
droopie1 | $25.00 | 12/1/2011 9:47:57 PM |
ghinga | $30.00 | 12/2/2011 3:50:26 AM |
108lender | $103.00 | 11/29/2011 7:29:24 PM |
finance-investor3 | $25.00 | 11/28/2011 3:28:52 PM |
let_me_retire | $100.00 | 11/29/2011 3:44:01 AM |
beachfunder | $25.00 | 11/29/2011 11:06:33 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:40 AM |
beachfunder | $50.00 | 11/29/2011 11:10:56 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 3:18:34 PM |
Dignified-Market29 | $75.00 | 11/30/2011 12:51:02 PM |
bassman46 | $98.61 | 11/30/2011 4:14:46 PM |
enterprising-credit2 | $50.00 | 11/30/2011 1:58:06 PM |
SolarMoonshine | $25.00 | 11/30/2011 3:48:25 PM |
periko | $49.99 | 11/30/2011 8:41:06 PM |
nikkiesgrandma | $25.00 | 12/1/2011 5:18:09 AM |
transformer855 | $25.00 | 11/30/2011 10:02:13 PM |
beachfunder | $25.00 | 11/30/2011 10:11:10 PM |
dariop | $30.01 | 12/1/2011 3:23:26 AM |
terrific-peace8 | $25.00 | 12/1/2011 5:06:58 AM |
dollar-tornado3 | $50.00 | 12/1/2011 6:39:32 AM |
2grindstones | $30.22 | 12/1/2011 9:55:07 AM |
the-hope-workhorse | $200.00 | 12/1/2011 10:33:08 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:10:21 PM |
winmals | $35.00 | 12/1/2011 12:11:58 PM |
valiant-note129 | $50.00 | 12/1/2011 2:08:06 PM |
deepblue34 | $25.00 | 12/1/2011 5:09:37 PM |
betterthanstock | $25.00 | 12/1/2011 5:31:01 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:45:57 AM |
asset-pine | $31.83 | 12/1/2011 6:41:55 PM |
Lubava | $50.00 | 12/1/2011 6:11:43 PM |
nimble-money086 | $25.00 | 12/1/2011 6:45:46 PM |
whirlingdervish | $44.00 | 12/1/2011 11:48:44 PM |
340 | $25.00 | 12/1/2011 9:52:18 PM |
x32248 | $25.88 | 12/1/2011 11:57:23 PM |
kind-diligent-coin | $25.00 | 12/2/2011 1:58:12 AM |
q4golf | $25.00 | 12/2/2011 4:23:14 AM |
VA-RedBeast | $374.86 | 12/2/2011 4:33:29 AM |
income-buffalo1 | $46.51 | 12/1/2011 6:16:47 PM |
Tizzo27 | $62.64 | 12/1/2011 6:26:49 PM |
maildude | $25.00 | 12/1/2011 7:59:52 PM |
melodious-openness | $100.00 | 12/1/2011 8:05:55 PM |
Melander | $50.00 | 12/1/2011 9:36:43 PM |
lowrater | $100.90 | 12/1/2011 11:24:42 PM |
B1-Lancer | $49.00 | 12/1/2011 11:50:35 PM |
bullwink27 | $25.00 | 12/2/2011 3:36:16 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
541432
This series of Notes was issued and sold upon the funding of the borrower loan #56763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Nov-28-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $601.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 9% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,148 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finance-spruce |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to update the electrical service to an older home I recently purchased (we own it outright) to 200 amp service and update some electrical outlets inside, update the plumbing, put on a new roof.
My financial situation:
I am a good candidate for this loan because I'm in a stable job with the Federal Government (been there since 2003). Credit cards get paid off monthly. The only loans I have outstanding are a school loan I took to pay for my MBA and a mortgage I have on the duplex I currently live in on one side. While I've got cash on hand I could use, I'd rather maintain my cash cushion and I'd rather not liquidate some of my stock positions in the current market situation.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exponential-truth6 | $75.00 | 11/28/2011 7:11:53 PM |
Avid_Skier | $25.00 | 11/28/2011 7:19:05 PM |
CIC | $25.00 | 11/29/2011 2:37:46 AM |
LittleRhody07 | $25.00 | 11/29/2011 2:56:08 AM |
blue-useful-auction | $25.00 | 11/29/2011 6:46:50 AM |
indomitable-coin | $25.00 | 11/28/2011 7:17:41 PM |
vigorous-payment6 | $100.00 | 11/29/2011 8:14:24 AM |
nickel-ferret | $50.00 | 11/29/2011 9:07:21 AM |
BxRealtor | $25.00 | 11/29/2011 9:11:51 AM |
roadtruck | $50.00 | 11/29/2011 9:11:56 AM |
Gabriel02 | $25.00 | 11/29/2011 9:07:57 AM |
MarketInvestor | $25.00 | 11/29/2011 9:11:14 AM |
riproaringrapids | $25.00 | 11/29/2011 9:15:34 AM |
Ripsaw4U | $50.00 | 11/29/2011 9:11:54 AM |
Railbird | $25.00 | 11/29/2011 9:14:16 AM |
wtrboy | $25.00 | 11/29/2011 9:18:03 AM |
OCedHrt | $25.00 | 11/29/2011 9:20:21 AM |
Sid-K | $25.00 | 11/29/2011 9:26:08 AM |
TikPmp1 | $25.00 | 11/29/2011 9:26:47 AM |
aabadabadoo | $25.00 | 11/29/2011 9:23:48 AM |
chicagobanker | $50.00 | 11/29/2011 6:55:31 AM |
mr55262 | $25.00 | 11/29/2011 9:35:04 AM |
aasx1108 | $25.00 | 11/29/2011 9:35:59 AM |
figs4u2 | $100.00 | 11/29/2011 9:33:29 AM |
Clambake | $25.00 | 11/29/2011 9:06:08 AM |
enriching-trade2 | $50.00 | 11/29/2011 9:35:16 AM |
don8ter | $50.00 | 11/29/2011 9:35:54 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:41 AM |
goal-dollar1 | $50.00 | 11/29/2011 9:12:50 AM |
mrpowers5531 | $25.00 | 11/29/2011 9:40:32 AM |
jjb3 | $25.00 | 11/29/2011 9:45:45 AM |
Aaron_Oz | $25.00 | 11/29/2011 9:42:22 AM |
anacent | $25.00 | 11/29/2011 9:44:17 AM |
TeamN | $25.00 | 11/29/2011 9:16:51 AM |
fair-funds | $25.00 | 11/29/2011 9:17:23 AM |
Poohcho | $25.00 | 11/29/2011 9:17:29 AM |
fortytwo | $150.00 | 11/29/2011 9:49:19 AM |
cnovak | $25.00 | 11/29/2011 9:50:00 AM |
ianakacg | $25.00 | 11/29/2011 9:19:27 AM |
Dollars4Rent | $50.00 | 11/29/2011 9:24:29 AM |
a-responsible-return | $50.00 | 11/29/2011 9:31:05 AM |
first-favorite-bonus9 | $25.00 | 11/29/2011 9:31:37 AM |
supernova719 | $25.00 | 11/29/2011 9:37:04 AM |
famous-ore2 | $200.00 | 11/29/2011 9:44:05 AM |
gracej | $25.00 | 11/29/2011 9:44:21 AM |
managedfund | $70.00 | 11/29/2011 1:40:08 PM |
fascinating-transparency6 | $50.00 | 11/29/2011 11:58:55 AM |
CacheFloe | $50.00 | 11/29/2011 1:05:08 PM |
djh47a | $25.00 | 11/29/2011 1:31:23 PM |
blot44 | $100.00 | 11/28/2011 8:14:58 PM |
oskizzle | $25.00 | 11/28/2011 8:07:32 PM |
the-loyalty-wildebeest | $29.00 | 11/28/2011 10:35:22 PM |
mbever10 | $25.00 | 11/29/2011 5:41:59 AM |
bold-sensible-basis | $25.00 | 11/29/2011 5:16:22 AM |
fireboss | $55.75 | 11/29/2011 8:04:46 AM |
careful-note | $50.00 | 11/29/2011 9:05:51 AM |
Cheburashka | $25.00 | 11/29/2011 9:10:01 AM |
evnagelist | $25.00 | 11/29/2011 9:15:08 AM |
j2ee | $25.00 | 11/29/2011 9:18:35 AM |
mar97 | $25.00 | 11/29/2011 9:17:19 AM |
Marathoner | $25.00 | 11/29/2011 9:24:40 AM |
MONEYLENDER101 | $250.00 | 11/29/2011 6:00:26 AM |
KLCRAY | $25.00 | 11/29/2011 9:25:57 AM |
minista | $25.00 | 11/29/2011 9:24:06 AM |
GMPK_TLAS | $50.00 | 11/29/2011 9:24:13 AM |
postalwhiz | $25.00 | 11/29/2011 9:29:07 AM |
Dignified-Market29 | $25.00 | 11/29/2011 7:35:08 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:31 AM |
RJN | $35.00 | 11/29/2011 9:31:07 AM |
TrustPlus | $50.00 | 11/29/2011 9:26:36 AM |
iaffy | $25.00 | 11/29/2011 9:32:08 AM |
liberty-saber3 | $50.00 | 11/29/2011 8:19:16 AM |
sweet-loan7 | $25.00 | 11/29/2011 9:29:08 AM |
smallcountry | $25.00 | 11/29/2011 9:34:26 AM |
selfmademan | $25.00 | 11/29/2011 9:34:50 AM |
Mendosurfire | $50.00 | 11/29/2011 9:30:26 AM |
SunsetCoastCapital | $25.00 | 11/29/2011 9:37:35 AM |
cwegert | $25.00 | 11/29/2011 8:57:33 AM |
lucrative-coin | $50.00 | 11/29/2011 9:33:44 AM |
skuba | $75.00 | 11/29/2011 9:42:18 AM |
Cai8899 | $50.00 | 11/29/2011 9:10:05 AM |
PRGuyinVA | $25.00 | 11/29/2011 9:37:12 AM |
Trimalchio12 | $25.00 | 11/29/2011 9:42:49 AM |
nuclearmoose | $25.00 | 11/29/2011 9:43:28 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:06 AM |
steiglends | $100.00 | 11/29/2011 9:13:12 AM |
skillful-diversification2 | $25.00 | 11/29/2011 9:41:10 AM |
britgsb | $30.00 | 11/29/2011 9:14:13 AM |
Bendistraw | $25.00 | 11/29/2011 9:14:36 AM |
subtle-revenue0 | $25.00 | 11/29/2011 9:42:11 AM |
natural-affluence4 | $25.00 | 11/29/2011 9:15:02 AM |
AFairDeal | $25.00 | 11/29/2011 9:42:20 AM |
neighborly-hope6 | $100.00 | 11/29/2011 9:46:20 AM |
Syzygy | $25.00 | 11/29/2011 9:46:38 AM |
gold-tsunami | $30.00 | 11/29/2011 9:20:25 AM |
igniter584 | $25.00 | 11/29/2011 9:34:58 AM |
platinum-genetics | $25.00 | 11/29/2011 9:37:49 AM |
a-restless-dollar | $25.00 | 11/29/2011 12:21:00 PM |
gentle-gold | $25.00 | 11/29/2011 9:43:33 AM |
HammerKnuckleLending | $25.00 | 11/29/2011 1:54:23 PM |
yield-hut | $75.00 | 11/29/2011 2:00:14 PM |
donloah | $100.00 | 11/29/2011 2:01:04 PM |
bb575 | $50.00 | 11/29/2011 9:49:12 AM |
lendersf | $75.00 | 11/29/2011 9:51:27 AM |
rmachi | $25.00 | 11/29/2011 9:51:40 AM |
bailey7563 | $40.00 | 11/29/2011 2:01:37 PM |
ChrisProsper | $1,460.25 | 11/29/2011 2:03:49 PM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:34 AM |
Nco | $25.00 | 11/29/2011 10:45:38 AM |
109 Investments
|
Borrower Payment Dependent Notes Series
541436
This series of Notes was issued and sold upon the funding of the borrower loan #56628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $99.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,596 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| paulieusmc |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 35 ( 81% )
| 640-659 (Latest)
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 7
( 16% )
| 700-719
(Feb-2011)
680-699
(Jun-2008)
|
Principal balance:
| $3,241.71 |
31+ days late:
| 1
( 2% )
|
Total payments billed:
| 43 | | |
Description
Holiday Loan 2011
Purpose of loan: Holidays
This loan will be used to... Provide Christmas for family w/out having to use credit cards
My financial situation: Very good
I am a good candidate for this loan because... I always pay my loans. I prefer to obtain a loan through Prosper rather than use credit cards this holiday season.
Monthly net income: $5000
Monthly expenses: $
Housing: $600
Insurance: $95
Car expenses: $850
Utilities: $100
Phone, cable, internet: $250
Food, entertainment: $650
Clothing, household expenses: $150
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-mammal | $100.00 | 11/28/2011 9:09:53 AM |
bazaar-festivity | $25.00 | 11/28/2011 9:14:46 AM |
SolarMoonshine | $25.00 | 11/28/2011 9:59:36 AM |
loanman2007 | $25.00 | 11/28/2011 9:40:55 AM |
papaloha | $25.00 | 11/28/2011 11:18:32 AM |
Mikale360 | $25.00 | 11/28/2011 12:27:08 PM |
312-Lender | $25.00 | 11/28/2011 2:52:53 PM |
fcrick | $25.00 | 11/28/2011 9:19:32 AM |
lotuss4 | $25.00 | 11/28/2011 9:27:28 AM |
ultimate-peace | $150.00 | 11/28/2011 10:03:14 AM |
Feyenoord | $30.00 | 11/28/2011 6:14:24 PM |
transparency-river1 | $1,360.80 | 11/28/2011 7:10:47 PM |
AndChicksforFree | $25.00 | 11/28/2011 9:21:52 AM |
return-grizzly | $100.00 | 11/28/2011 3:03:38 PM |
trumpeter5 | $25.00 | 11/28/2011 12:06:32 PM |
setUup | $34.20 | 11/28/2011 3:40:54 PM |
Zoramite | $25.00 | 11/28/2011 2:24:12 PM |
EngineersAlliance | $125.00 | 11/28/2011 9:06:19 AM |
dudebrah | $25.00 | 11/28/2011 5:51:47 PM |
atlas-shrugged | $200.00 | 11/28/2011 5:29:05 PM |
chicagobanker | $50.00 | 11/28/2011 5:30:02 PM |
enterprising-credit2 | $25.00 | 11/28/2011 7:06:47 PM |
Comoparklender | $25.00 | 11/28/2011 5:13:30 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
541444
This series of Notes was issued and sold upon the funding of the borrower loan #56846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,961 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-bluebird9 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate some debt
Purpose of loan:
This loan will be used to... Consolidate Debt and catch up on bills so I have one payment
My financial situation: I work part-full time as a Network administrator. I live with my fiance and we split all expenses.
Monthly net income: $1200.00 - $2400.00
Housing: $400.00
Insurance: $37.00
Car expenses: $100.00
Utilities: $60.00
Phone, cable, internet: $85.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-festivity | $50.00 | 11/29/2011 9:28:55 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:49 AM |
alexgalt | $100.00 | 11/29/2011 11:10:13 AM |
brightest-gain-investor | $1,600.00 | 11/29/2011 11:50:07 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:26 AM |
Danjack_Capital | $25.00 | 11/29/2011 9:43:11 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:56:54 AM |
CA-Lender | $25.00 | 11/29/2011 11:12:11 AM |
investment-comet | $25.00 | 11/29/2011 11:29:30 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:30:49 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
541446
This series of Notes was issued and sold upon the funding of the borrower loan #56721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $158.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,540 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| majestic-kindness810 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,100.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
|
Principal balance:
| $1,688.08 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
medical bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/28/2011 5:06:44 PM |
igniter584 | $25.00 | 11/28/2011 5:12:25 PM |
determined-revenue1 | $35.00 | 11/28/2011 5:24:19 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:14 PM |
susurrus | $25.00 | 11/28/2011 6:32:46 PM |
brightest-gain-investor | $1,865.00 | 11/29/2011 11:51:03 AM |
fcrick | $25.00 | 11/28/2011 5:11:43 PM |
loan-mammal | $100.00 | 11/28/2011 5:21:57 PM |
enterprising-credit2 | $25.00 | 11/29/2011 6:46:01 AM |
Investor_DP | $100.00 | 11/29/2011 9:09:23 AM |
Zoramite | $25.00 | 11/29/2011 9:29:32 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:42 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:04:03 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:20 AM |
GoldenRule01 | $50.00 | 11/29/2011 11:50:40 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
541458
This series of Notes was issued and sold upon the funding of the borrower loan #56667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $159.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,343 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| blessedmommy |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 66 ( 93% )
| 640-659 (Latest)
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 5
( 7% )
| 640-659
(Sep-2008)
660-679
(Dec-2006)
640-659
(Nov-2006)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 71 | | |
Description
Erasing debt is my best bet
This loan will be used to pay off revolving credit cards in a faster time span & better interest rate.
I pay my bills on time, never late w/ rent & work 40+ hours a week with the same employer for the last 7+ years.
I am a good candidate for this loan because I have paid off 2 Propsper loans in the past on time. I havent had a deliniquent fee ;only being days off because of pay date conflicts.
Monthly net income: $4160 not incl child support
Monthly expenses: $ 2098
Housing: $ 1265
Insurance: $ 875 annually
Car expenses: $ 120
Utilities: $ 80
Phone, cable, internet: $ 90
Food, entertainment: $ 80
Clothing, household expenses: $ 40
Credit cards and other loans: $303
Other expenses: $120 cell phone plan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 11/28/2011 5:02:35 PM |
fcrick | $25.00 | 11/28/2011 5:11:43 PM |
bazaar-festivity | $25.00 | 11/28/2011 5:14:12 PM |
luv4cycling | $30.00 | 11/28/2011 5:09:28 PM |
SLN-10 | $100.00 | 11/28/2011 5:16:39 PM |
atlas-shrugged | $200.00 | 11/28/2011 5:19:36 PM |
CASSHMAN | $100.00 | 11/28/2011 6:40:42 PM |
chicagobanker | $75.00 | 11/28/2011 5:44:54 PM |
Reddy_Capital | $25.00 | 11/28/2011 8:26:48 PM |
justasoldier | $50.00 | 11/28/2011 8:41:54 PM |
CreditBuilder2 | $50.00 | 11/28/2011 11:03:54 PM |
justice-gourd | $42.62 | 11/28/2011 11:28:06 PM |
Cessna172 | $25.00 | 11/28/2011 7:26:28 PM |
one-midas | $25.00 | 11/28/2011 10:30:43 PM |
Money_Working | $41.22 | 11/28/2011 10:53:58 PM |
AndChicksforFree | $50.00 | 11/28/2011 5:52:51 PM |
investment-daydream | $75.00 | 11/28/2011 5:02:20 PM |
pound-mushroom3 | $25.00 | 11/28/2011 5:12:08 PM |
Dusigrosz | $50.00 | 11/28/2011 5:08:38 PM |
Beechturner | $40.00 | 11/28/2011 5:24:25 PM |
fortytwo | $150.00 | 11/28/2011 5:21:45 PM |
SolarMoonshine | $25.00 | 11/28/2011 5:34:54 PM |
DHolly | $31.00 | 11/28/2011 5:41:46 PM |
Whipster | $100.00 | 11/28/2011 6:19:29 PM |
Feyenoord | $30.00 | 11/28/2011 6:28:04 PM |
janeybooboo | $75.00 | 11/28/2011 6:19:42 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 6:53:06 PM |
credit-guard5 | $25.00 | 11/28/2011 6:56:01 PM |
Iwillhuntyoudown | $25.00 | 11/28/2011 8:14:21 PM |
Kash2010lu | $30.00 | 11/28/2011 5:03:38 PM |
creative-power3 | $35.00 | 11/28/2011 9:04:35 PM |
enterprising-credit2 | $25.00 | 11/28/2011 9:46:05 PM |
JBF_Investments | $25.84 | 11/28/2011 9:48:33 PM |
Binan | $25.00 | 11/28/2011 11:18:25 PM |
gain-doughnut | $43.56 | 11/28/2011 11:18:04 PM |
brightest-organized-balance | $20.76 | 11/28/2011 11:40:27 PM |
Danjack_Capital | $25.00 | 11/28/2011 5:51:48 PM |
susurrus | $100.00 | 11/28/2011 6:50:49 PM |
Mikale360 | $25.00 | 11/28/2011 7:18:41 PM |
NekHoldings | $25.00 | 11/28/2011 7:50:23 PM |
transparency-river1 | $2,000.00 | 11/28/2011 10:30:55 PM |
Frover | $50.00 | 11/28/2011 10:52:19 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
541468
This series of Notes was issued and sold upon the funding of the borrower loan #57011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $528.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 32% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,783 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tomnbeverly |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 61 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Aug-2008)
720-739
(Jul-2006)
740-759
(Jun-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 61 | | |
Description
Consolidation
Purpose of loan: To consolidate credit card and some consumer debt
This loan will be used to... Consolidate debt.
My financial situation:
I am a good candidate for this loan because... I am never late on payments, I always completely pay off my debts. My job requires a security clearance which requires my credit to be monitored for delinquency, therefore my credit must remain impeccable in order to maintain my job, I have had this security clearance continuously for the past 28 years.
Monthly net income: $6,600
Monthly expenses: $
Housing: $2260
Insurance: $200
Car expenses: $550 (paying off with loan proceeds)
Utilities: $ 300
Phone, cable, internet: $300
Food, entertainment: $1000
Clothing, household expenses: $300
Credit cards and other loans: $500 (paying off with loan proceeds)
Other expenses: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $50.00 | 11/30/2011 9:13:28 AM |
marinbb | $100.00 | 11/30/2011 9:07:44 AM |
Moe87 | $26.87 | 12/2/2011 3:10:46 AM |
AFairDeal | $25.00 | 11/30/2011 9:06:27 AM |
credit-guard5 | $25.00 | 11/30/2011 9:04:02 AM |
GCInvestments | $25.00 | 11/30/2011 9:05:37 AM |
pound-mushroom3 | $25.00 | 11/30/2011 9:17:41 AM |
dynamic-money271 | $25.00 | 11/30/2011 9:10:08 AM |
The-Lighthouse-Group | $50.00 | 11/30/2011 9:23:40 AM |
MoneyForNothing | $64.70 | 11/30/2011 9:15:53 AM |
riv701 | $25.00 | 11/30/2011 9:26:13 AM |
determined-revenue1 | $35.00 | 11/30/2011 9:27:16 AM |
1stBankAndHal | $25.09 | 11/30/2011 10:05:51 AM |
investmentgroup | $25.00 | 11/30/2011 9:35:28 AM |
moola-buddy | $25.00 | 11/30/2011 9:45:24 AM |
Beechturner | $50.00 | 11/30/2011 10:39:24 AM |
Hillbilly_Banker | $50.00 | 11/30/2011 10:54:01 AM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:42 PM |
1stBankAndHal | $175.00 | 11/30/2011 2:07:41 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:16 PM |
JeffHoll | $200.00 | 11/30/2011 12:32:59 PM |
the-profit-oracle | $25.00 | 11/30/2011 9:27:10 AM |
r48 | $25.00 | 11/30/2011 4:45:33 PM |
trumpeter5 | $25.00 | 11/30/2011 2:25:47 PM |
thankful-nickel2 | $50.00 | 11/30/2011 12:50:35 PM |
the-lean-bid | $30.00 | 11/30/2011 7:54:05 PM |
Lo0se_mo0se | $25.00 | 11/30/2011 8:30:03 PM |
designer_10 | $25.00 | 11/30/2011 8:52:54 PM |
JustMee | $25.00 | 11/30/2011 6:25:04 PM |
WSTRDG | $25.00 | 12/1/2011 5:33:36 AM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:14 PM |
DoctorJoe | $30.00 | 12/1/2011 4:27:53 AM |
cerebral-dollar773 | $50.00 | 12/1/2011 5:58:30 AM |
BigBag | $25.00 | 12/1/2011 6:08:11 AM |
radforj22 | $46.80 | 12/1/2011 8:38:14 AM |
valiant-money | $50.00 | 12/1/2011 8:20:27 AM |
orange-brainy-return | $25.00 | 12/1/2011 8:41:14 AM |
Mrs-Honeydew | $50.00 | 12/1/2011 8:54:43 AM |
wampum-chorus3 | $25.00 | 12/1/2011 9:30:35 AM |
lowrater | $200.80 | 12/1/2011 6:02:31 AM |
convergentthinker | $33.66 | 12/1/2011 6:07:19 AM |
janeybooboo | $100.00 | 12/1/2011 10:55:19 AM |
Investor_DP | $44.00 | 12/1/2011 9:42:04 AM |
szetheli | $250.00 | 12/1/2011 10:05:17 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:37 PM |
loanman2007 | $300.00 | 12/1/2011 12:15:39 PM |
jpblan11 | $25.00 | 12/1/2011 2:45:52 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:32 AM |
silver-birdie | $100.00 | 12/1/2011 5:17:27 PM |
careful-note | $55.00 | 12/2/2011 4:31:32 AM |
Brisket_Bob | $26.95 | 12/2/2011 4:58:07 AM |
cgoca | $25.00 | 12/2/2011 5:00:54 AM |
credit-investor5 | $50.00 | 12/2/2011 7:09:11 AM |
freefly67 | $29.67 | 12/2/2011 7:30:23 AM |
preventivepestcontrol | $50.00 | 12/2/2011 7:40:48 AM |
NycDean | $25.00 | 12/1/2011 9:06:25 PM |
credit-coach118 | $45.28 | 12/2/2011 8:51:11 AM |
LittleMingo | $25.00 | 12/2/2011 8:58:23 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:27 AM |
organized-payment6 | $50.00 | 12/2/2011 6:53:42 AM |
blissful-cash3 | $100.00 | 12/2/2011 9:36:20 AM |
FinanceEngine | $45.00 | 12/2/2011 8:51:35 AM |
wampum-library4 | $34.89 | 12/2/2011 11:35:19 AM |
lucrative-durability | $25.00 | 12/2/2011 2:24:11 PM |
mickeyroi | $100.00 | 12/2/2011 1:52:00 PM |
famous-bill | $50.00 | 12/2/2011 3:49:17 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:56 AM |
Money_Working | $25.00 | 12/2/2011 3:31:25 PM |
payout-reaction740 | $25.00 | 12/2/2011 9:44:21 AM |
SolarMoonshine | $25.00 | 12/2/2011 3:53:15 PM |
top-deal-achievement | $46.83 | 12/2/2011 5:09:10 PM |
prudent-bid3 | $150.00 | 12/2/2011 3:55:27 PM |
damage | $25.00 | 12/2/2011 5:15:09 PM |
moola-accelerator6 | $50.00 | 12/2/2011 5:34:24 PM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:00 AM |
wwwUniversal | $25.00 | 12/2/2011 5:36:09 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:55 PM |
unger | $155.11 | 12/2/2011 7:19:33 PM |
one-midas | $50.00 | 12/2/2011 12:44:04 PM |
heart514 | $25.00 | 12/2/2011 7:53:00 PM |
trade-elm | $40.00 | 12/2/2011 2:17:51 PM |
cathmorcorvus | $50.00 | 12/2/2011 2:24:13 PM |
frooogal | $25.00 | 12/2/2011 8:02:06 PM |
economy-popcorn | $25.00 | 12/2/2011 8:04:00 PM |
vigilance-accruer | $40.11 | 12/2/2011 9:18:11 PM |
pghtiny | $25.00 | 12/2/2011 8:46:40 PM |
seabass123 | $46.42 | 12/2/2011 10:25:02 PM |
peaceful-wealth0 | $150.00 | 12/3/2011 8:14:12 AM |
enticing-exchange3 | $25.00 | 12/3/2011 8:48:26 AM |
RecoveryLender | $25.00 | 12/3/2011 7:29:05 AM |
credit-scout7 | $50.00 | 12/3/2011 7:50:07 AM |
Astyanax | $150.00 | 12/3/2011 10:13:46 AM |
purposeful-pound5 | $32.85 | 12/3/2011 8:24:40 AM |
liberty-point | $25.00 | 12/2/2011 6:18:01 PM |
Ready2Loan | $25.00 | 12/3/2011 12:19:31 PM |
vutah | $25.00 | 12/2/2011 7:54:24 PM |
Trondheim_Norway | $100.00 | 12/3/2011 11:51:59 AM |
helpful-fund8 | $79.26 | 12/3/2011 11:56:38 AM |
GoingFishing | $25.00 | 12/3/2011 12:51:37 PM |
bonafide-cash | $100.00 | 12/3/2011 1:17:47 PM |
credit-bank-usa611 | $25.00 | 12/3/2011 1:37:11 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:45 PM |
Jayson85 | $61.67 | 12/3/2011 1:49:42 PM |
Pickmar | $25.00 | 12/3/2011 12:36:59 PM |
jdrez | $50.00 | 12/3/2011 1:35:28 PM |
dollar-tornado3 | $50.00 | 12/3/2011 5:33:47 AM |
jpac1066 | $100.00 | 12/3/2011 6:25:50 AM |
vigorous-payment6 | $25.00 | 12/3/2011 8:36:56 AM |
natural-greenback6 | $25.00 | 12/3/2011 9:31:06 AM |
javelin0 | $25.00 | 12/3/2011 9:32:42 AM |
youngster50 | $25.00 | 12/3/2011 12:23:58 PM |
mlpinz | $63.52 | 12/3/2011 1:19:45 PM |
MusicandMedicine | $50.00 | 12/3/2011 1:33:14 PM |
note-encourager5 | $98.00 | 11/30/2011 9:25:43 AM |
john0720 | $25.00 | 12/2/2011 7:34:07 AM |
Tradesmanlender | $25.00 | 11/30/2011 9:06:37 AM |
Feyenoord | $30.00 | 11/30/2011 9:10:51 AM |
Bank_Of_XL | $25.00 | 11/30/2011 9:24:50 AM |
careful-note | $50.00 | 11/30/2011 9:16:44 AM |
cashhelp | $25.00 | 11/30/2011 9:29:07 AM |
MoneyForNothing | $50.00 | 11/30/2011 9:23:15 AM |
IIP77 | $25.00 | 11/30/2011 9:45:30 AM |
pdub | $75.00 | 11/30/2011 9:31:27 AM |
fcrick | $25.00 | 11/30/2011 9:32:57 AM |
papaloha | $2,000.00 | 11/30/2011 9:02:51 AM |
igniter584 | $25.00 | 11/30/2011 9:41:03 AM |
Bank42 | $50.00 | 11/30/2011 9:51:41 AM |
contract-student2 | $70.00 | 11/30/2011 3:50:33 PM |
bluestarman08 | $45.82 | 11/30/2011 1:28:06 PM |
OldManP | $61.00 | 11/30/2011 4:52:54 PM |
GElender | $40.00 | 11/30/2011 9:31:25 AM |
LittleMingo | $43.98 | 11/30/2011 9:38:36 AM |
villagers | $25.00 | 11/30/2011 1:29:40 PM |
Billfred | $25.00 | 11/30/2011 3:45:40 PM |
cha-ching7 | $25.00 | 11/30/2011 8:29:29 PM |
sickid1 | $100.00 | 12/1/2011 12:15:48 AM |
nimble-money086 | $25.00 | 11/30/2011 5:20:16 PM |
sensible-fund | $25.00 | 12/1/2011 8:00:38 AM |
MoneyBadger | $25.00 | 12/1/2011 8:52:02 AM |
first-serene-credit | $25.00 | 12/1/2011 8:32:20 AM |
AF-Chief | $25.00 | 12/1/2011 9:10:18 AM |
fareast_man | $25.00 | 11/30/2011 10:26:41 PM |
friendinmoney | $25.00 | 11/30/2011 10:30:18 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:30 AM |
CaptainBL | $25.00 | 12/1/2011 9:36:26 AM |
mhotchan | $100.00 | 12/1/2011 9:44:53 AM |
zippy-revenue8 | $50.00 | 12/1/2011 12:15:46 PM |
jengachamp | $25.00 | 12/1/2011 4:06:30 PM |
velocity-marble7 | $25.00 | 12/1/2011 5:11:42 PM |
Hexnut | $100.00 | 12/1/2011 7:37:31 PM |
kind-lovely-marketplace | $100.00 | 12/1/2011 4:13:50 PM |
Melander | $50.00 | 12/1/2011 9:45:45 PM |
valiant-note129 | $50.00 | 12/1/2011 10:39:11 PM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:58 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:49 AM |
bonus-quark4 | $25.00 | 12/2/2011 7:27:58 AM |
mad-scientist418 | $25.00 | 12/2/2011 8:34:43 AM |
just-loyalty643 | $50.00 | 12/2/2011 11:51:42 AM |
High-flyer | $50.00 | 12/2/2011 1:42:52 PM |
point-monger5 | $300.00 | 12/2/2011 1:59:16 PM |
katnmouse | $85.00 | 12/2/2011 2:46:01 PM |
blitm | $100.00 | 12/2/2011 5:00:48 PM |
green-tree-shake | $60.00 | 12/2/2011 10:10:02 AM |
graceful-IRAinvestment | $80.00 | 12/2/2011 5:25:29 PM |
wise-deal-panda | $100.00 | 12/2/2011 5:32:10 PM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:47 PM |
well-mannered-income3 | $50.00 | 12/2/2011 7:37:15 PM |
affluence-generator2 | $100.00 | 12/2/2011 12:15:31 PM |
gustavholstopus32 | $25.00 | 12/2/2011 1:54:03 PM |
amlu1988 | $25.00 | 12/2/2011 2:31:27 PM |
caring-basis0 | $500.00 | 12/2/2011 3:20:35 PM |
wlm3012 | $50.00 | 12/2/2011 3:32:46 PM |
SolarMoonshine | $25.00 | 12/2/2011 3:51:27 PM |
Jerrys1951 | $47.00 | 12/2/2011 8:27:17 PM |
chicagobanker | $75.00 | 12/2/2011 8:48:26 PM |
scuba-man | $50.00 | 12/3/2011 4:06:05 AM |
zippy-greenback231 | $50.00 | 12/2/2011 9:56:07 PM |
appcoder | $40.00 | 12/3/2011 5:45:55 AM |
beeper2 | $40.00 | 12/3/2011 12:27:04 AM |
chameleon125 | $50.00 | 12/3/2011 6:43:40 AM |
InvestorPartners | $25.00 | 12/3/2011 12:43:20 AM |
blackfur | $25.00 | 12/3/2011 2:22:37 AM |
privatebankerva | $25.00 | 12/3/2011 7:38:46 AM |
cordial-affluence2 | $27.90 | 12/3/2011 8:17:13 AM |
trustworthy-finance6 | $300.00 | 12/3/2011 5:41:59 AM |
houli123 | $100.00 | 12/3/2011 6:38:43 AM |
ethical-truth211 | $663.86 | 12/3/2011 8:59:34 AM |
transaction-engine6 | $25.00 | 12/3/2011 9:09:25 AM |
theloanteacher | $25.00 | 12/3/2011 8:10:39 AM |
goodhearted-gold3 | $50.00 | 12/3/2011 9:16:16 AM |
green28 | $150.00 | 12/3/2011 9:40:55 AM |
historic-balance5 | $100.00 | 12/3/2011 9:49:20 AM |
UBOtto186 | $100.00 | 12/3/2011 10:36:37 AM |
cymbal097 | $45.37 | 12/3/2011 11:17:12 AM |
hope-twister5 | $25.00 | 12/3/2011 11:31:08 AM |
jelly1126 | $50.00 | 12/3/2011 12:56:45 PM |
Dignified-Market29 | $25.00 | 12/3/2011 1:11:30 PM |
cashasaurus0 | $700.00 | 12/3/2011 5:06:10 AM |
grotheik | $25.00 | 12/3/2011 6:27:04 AM |
VitaminFunk | $40.00 | 12/3/2011 6:58:39 AM |
fairwealth | $25.00 | 12/3/2011 7:13:52 AM |
agalt | $150.00 | 12/3/2011 7:53:27 AM |
invincible-wampum3 | $50.00 | 12/3/2011 8:00:59 AM |
Socorro_Capital_Partners | $25.01 | 12/3/2011 8:42:55 AM |
cablenews | $100.00 | 12/3/2011 10:27:06 AM |
moose-capital-funding | $46.31 | 12/3/2011 11:08:52 AM |
toblerone | $25.00 | 12/3/2011 12:25:55 PM |
Corky1234 | $75.00 | 12/3/2011 1:36:55 PM |
JJpeanut | $25.00 | 12/3/2011 1:45:48 PM |
209 Investments
|
Borrower Payment Dependent Notes Series
541484
This series of Notes was issued and sold upon the funding of the borrower loan #56637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-28-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-28-2011 |
|
Lender yield:
| 10.63% |
Borrower rate/APR:
| 11.63% / 19.35% |
Monthly payment:
| $177.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.46% | | |
| |
Estimated return*:
| 4.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,055 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| happy-power |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
First time, great credit
Purpose of loan:
This loan will be used to...Pay off some bills
My financial situation:
I am a good candidate for this loan because...
I have great credit.
I have a stable job and I need some help to get me through the holiday.
Monthly net income: $2400
Monthly expenses: $1500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 11/28/2011 9:06:16 AM |
LittleRhody07 | $50.00 | 11/28/2011 9:04:58 AM |
pdub | $75.00 | 11/28/2011 9:25:23 AM |
BxRealtor | $25.00 | 11/28/2011 9:27:40 AM |
pound-mushroom3 | $25.00 | 11/28/2011 9:28:11 AM |
igniter584 | $25.00 | 11/28/2011 9:28:57 AM |
LoanerPrincipal | $25.00 | 11/28/2011 9:21:18 AM |
singletrck | $25.00 | 11/28/2011 11:20:40 AM |
liberty-saber3 | $50.00 | 11/28/2011 11:22:42 AM |
forthright-bonus4 | $25.00 | 11/28/2011 5:05:22 PM |
wwwUniversal | $25.00 | 11/28/2011 5:11:12 PM |
MicroLender357 | $25.00 | 11/28/2011 5:20:20 PM |
terrific-dough6 | $50.00 | 11/28/2011 5:14:38 PM |
CashFlow13 | $100.00 | 11/28/2011 5:17:40 PM |
enterprising-credit2 | $30.00 | 11/28/2011 7:07:54 PM |
careful-note | $50.00 | 11/28/2011 9:15:10 AM |
JHKL | $25.00 | 11/28/2011 10:28:46 AM |
managedfund | $600.00 | 11/28/2011 12:38:54 PM |
secureincome | $500.00 | 11/28/2011 12:56:23 PM |
newest-generous-income | $25.00 | 11/28/2011 1:53:59 PM |
Bendistraw | $25.00 | 11/28/2011 9:22:44 AM |
TikPmp1 | $25.00 | 11/28/2011 5:15:04 PM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:50 PM |
first-class-gold0 | $95.00 | 11/28/2011 7:19:19 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
541488
This series of Notes was issued and sold upon the funding of the borrower loan #56884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $456.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 65% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,870 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| shorty842001 |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 46 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
640-659
(Mar-2010)
600-619
(Aug-2009)
600-619
(Nov-2007)
|
Principal balance:
| $6,131.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 46 | | |
Description
No more debt!
This loan will be used to consolidate debt, including my current prosper loan. As well as leave me with some spending money for Christmas and to prepare for our new arrival in February, a baby boy.
I am very responsible and stay on top of paying my bills. It is very important to me to provide for my family as well as maintain financial responsibility. Its that time of year when I like to consolidate what I have as well as provide a good Christmas for my family and then use my tax return to pay as much, if not all, of my new prosper loan off.
Monthly net income: $2,672
Monthly expenses: $0
Housing: $425
Insurance: $128
Car expenses: $383
Utilities: $200
Phone, cable, internet: $115
Food, entertainment: $
Clothing, household expenses: $150
Credit cards and other loans: $820, this includes everything that will be paid off with new prosper loan. Getting a new prosper loan will cut this payment in half.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 11/29/2011 3:07:17 AM |
AndChicksforFree | $25.00 | 11/29/2011 9:21:34 AM |
exponential-truth6 | $75.00 | 11/28/2011 7:11:53 PM |
susurrus | $100.00 | 11/28/2011 6:51:35 PM |
serene-capital | $30.00 | 11/29/2011 12:34:41 AM |
Bankwithme | $320.00 | 11/28/2011 10:13:56 PM |
transparency-river1 | $2,000.00 | 11/28/2011 10:29:35 PM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:04 AM |
loanman2007 | $25.00 | 11/29/2011 5:13:29 AM |
SolarMoonshine | $25.00 | 11/29/2011 4:04:12 AM |
riv701 | $25.00 | 11/29/2011 4:56:02 AM |
bonus-quark4 | $25.00 | 11/29/2011 6:28:12 AM |
economy-popcorn | $25.00 | 11/29/2011 7:14:09 AM |
beans53 | $25.00 | 11/29/2011 6:48:58 AM |
Mikale360 | $25.00 | 11/29/2011 7:00:01 AM |
credit-investor5 | $50.00 | 11/29/2011 7:39:57 AM |
contract-student2 | $70.00 | 11/28/2011 7:34:34 PM |
Leshan | $100.00 | 11/29/2011 8:07:53 AM |
agalt | $150.00 | 11/29/2011 8:31:03 AM |
TennSquire | $25.00 | 11/29/2011 9:11:08 AM |
atlas-shrugged | $200.00 | 11/29/2011 9:11:01 AM |
fantastic-wampum1 | $100.00 | 11/29/2011 9:11:24 AM |
fcrick | $25.00 | 11/29/2011 9:18:30 AM |
jarf | $42.83 | 11/29/2011 9:20:06 AM |
reward-gala | $50.00 | 11/29/2011 9:16:24 AM |
MoneyBadger | $25.00 | 11/29/2011 6:08:58 AM |
foofightee | $25.00 | 11/29/2011 6:42:02 AM |
influential-benjamins0 | $100.00 | 11/29/2011 9:28:01 AM |
SimpleChoice | $25.00 | 11/29/2011 8:23:59 AM |
EretzCapital | $39.81 | 11/29/2011 8:30:58 AM |
MoneyForNothing | $25.11 | 11/29/2011 9:31:37 AM |
careful-note | $50.00 | 11/29/2011 9:05:52 AM |
foxtrot12 | $75.00 | 11/29/2011 9:42:40 AM |
cognizant-rupee7 | $25.00 | 11/29/2011 9:39:20 AM |
silver-birdie | $100.00 | 11/29/2011 9:16:29 AM |
pposFUNDing | $31.55 | 11/29/2011 9:17:26 AM |
tenacious-capital3 | $26.27 | 11/29/2011 9:44:49 AM |
fortytwo | $150.00 | 11/29/2011 9:49:19 AM |
cnovak | $25.00 | 11/29/2011 9:50:01 AM |
Weaverville | $25.00 | 11/29/2011 9:18:47 AM |
novice-speculator | $25.00 | 11/29/2011 9:55:10 AM |
green28 | $200.00 | 11/29/2011 9:56:20 AM |
TigerForce | $25.00 | 11/29/2011 10:06:15 AM |
CashFlow13 | $100.00 | 11/29/2011 9:22:26 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:31 AM |
janeybooboo | $75.00 | 11/29/2011 10:27:01 AM |
basejump0 | $25.00 | 11/29/2011 10:43:06 AM |
coin-investor | $25.00 | 11/29/2011 9:30:17 AM |
loan-mammal | $100.00 | 11/29/2011 9:30:51 AM |
helping-out | $30.00 | 11/29/2011 11:04:42 AM |
CA-Lender | $50.00 | 11/29/2011 11:08:57 AM |
investment-comet | $25.00 | 11/29/2011 11:21:23 AM |
gjm6d | $25.00 | 11/29/2011 9:34:48 AM |
loan-fate | $50.00 | 11/29/2011 9:36:30 AM |
superb-fund9 | $29.00 | 11/29/2011 11:27:35 AM |
xthread | $25.00 | 11/29/2011 11:33:39 AM |
just-loyalty643 | $50.00 | 11/29/2011 11:37:56 AM |
rescue | $80.00 | 11/29/2011 9:47:51 AM |
finance-prescription | $100.00 | 11/29/2011 9:48:05 AM |
toblerone | $25.00 | 11/29/2011 9:49:07 AM |
upbeat-finance8 | $25.00 | 11/29/2011 10:10:38 AM |
Petiza | $25.00 | 11/29/2011 10:31:47 AM |
papaloha | $1,000.00 | 11/29/2011 10:58:23 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:32:27 AM |
amra | $25.00 | 11/29/2011 11:36:07 AM |
bellaquito | $64.63 | 11/29/2011 11:42:31 AM |
grnii78 | $200.51 | 11/29/2011 7:07:47 AM |
bullish2bearish | $40.00 | 11/29/2011 10:51:50 AM |
tranquil-economy4 | $50.00 | 11/29/2011 2:00:03 AM |
yield-hut | $50.00 | 11/29/2011 4:38:30 AM |
treasure-bliss | $25.00 | 11/29/2011 5:57:58 AM |
terrific-return | $25.00 | 11/29/2011 6:20:31 AM |
terrific-return | $25.00 | 11/29/2011 6:33:08 AM |
rockhound84 | $25.00 | 11/29/2011 5:43:14 AM |
hookUup | $32.20 | 11/29/2011 6:30:47 AM |
enterprising-credit2 | $50.00 | 11/29/2011 6:40:49 AM |
greencat | $50.00 | 11/29/2011 7:22:58 AM |
vigorous-market5 | $200.00 | 11/29/2011 7:38:59 AM |
CatbirdBanking | $25.00 | 11/29/2011 7:17:56 AM |
zone6 | $100.00 | 11/29/2011 8:30:08 AM |
DiligentiaLLC | $25.00 | 11/29/2011 7:55:27 AM |
TackingWindward | $25.00 | 11/29/2011 8:37:36 AM |
Reinadog9 | $25.00 | 11/28/2011 8:59:55 PM |
AF-Chief | $25.00 | 11/29/2011 9:10:16 AM |
kendigme | $29.95 | 11/29/2011 4:19:55 AM |
principal-cooker2 | $100.00 | 11/29/2011 9:14:50 AM |
Mrs-Honeydew | $50.00 | 11/29/2011 4:45:23 AM |
GElender | $40.00 | 11/29/2011 6:38:00 AM |
goodhearted-gold3 | $200.00 | 11/29/2011 9:34:26 AM |
first-serene-credit | $25.00 | 11/29/2011 8:37:04 AM |
UBOtto186 | $100.00 | 11/29/2011 8:48:09 AM |
brainy-greenback481 | $50.00 | 11/29/2011 8:58:33 AM |
benjamins-britches | $25.00 | 11/29/2011 9:40:03 AM |
Comoparklender | $25.00 | 11/29/2011 9:07:36 AM |
pound-mushroom3 | $25.00 | 11/29/2011 9:41:04 AM |
1willray | $32.80 | 11/29/2011 9:07:58 AM |
friendinmoney | $25.00 | 11/29/2011 9:41:00 AM |
melodious-fairness | $25.00 | 11/29/2011 9:14:43 AM |
panther757 | $25.00 | 11/29/2011 9:46:44 AM |
LoanerPrincipal | $25.00 | 11/29/2011 9:44:01 AM |
castlwizz | $31.00 | 11/29/2011 9:47:34 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 10:54:08 AM |
MAYBROOK | $35.00 | 11/29/2011 9:30:18 AM |
roguewinner | $25.00 | 11/29/2011 10:36:19 AM |
orange-preeminant-bill | $25.00 | 11/29/2011 9:31:44 AM |
first-restless-payout | $50.00 | 11/29/2011 10:40:35 AM |
versatile-integrity8 | $25.00 | 11/29/2011 9:32:45 AM |
golden-velocity9 | $35.00 | 11/29/2011 9:34:09 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:21 AM |
economy-coup | $50.00 | 11/29/2011 9:43:16 AM |
determined-revenue1 | $35.00 | 11/29/2011 9:44:33 AM |
damage | $25.00 | 11/29/2011 9:46:18 AM |
ImagClaw | $50.00 | 11/29/2011 10:12:07 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:34 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:49 AM |
finance-mangrove4 | $59.42 | 11/29/2011 10:31:49 AM |
Aristocrat | $40.03 | 11/29/2011 10:55:27 AM |
moola-accelerator6 | $54.44 | 11/29/2011 11:01:20 AM |
radforj22 | $25.00 | 11/29/2011 11:23:06 AM |
intelligent-repayment8 | $151.26 | 11/29/2011 11:36:10 AM |
new-gold-wrangler | $157.54 | 11/29/2011 11:38:46 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:44 AM |
brightest-gain-investor | $276.65 | 11/29/2011 11:44:01 AM |
123 Investments
|
Borrower Payment Dependent Notes Series
541510
This series of Notes was issued and sold upon the funding of the borrower loan #56965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 57% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
17 | Length of status: | 1y 10m |
Amount delinquent:
| $80 |
Total credit lines:
| 55 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,275 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Mcapplex3 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan - Debt Consolidation
Purpose of loan:
This loan will be used to pay off an existing personal loan and a few small credit card bills.
My financial situation:
I am a good candidate for this loan because I have had many personal loans in the past and I make it a top priority to pay loan obligations before anything else.
Monthly net income: $3550
Monthly expenses: $0 (See credit card bills below)
Housing: $2200 (Mortgage)
Insurance: $105 (State Farm)
Car expenses: $1000 (Two vehicle loans)
Utilities: $300
Phone, cable, internet: $75
Food, entertainment: $ Usually not much is left after bills, maybe $50 per pay period for "play"
Clothing, household expenses: $200
Credit cards and other loans: $20,000 (Two loans and all combined credit cards)
Other expenses: $180 (Furniture loan)
I am also open to automatic withdrawal from my account each month for the payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 11/28/2011 5:03:08 PM |
SFBank | $50.00 | 11/28/2011 6:57:52 PM |
GoldenRule01 | $25.00 | 11/29/2011 11:43:44 AM |
worth-blanket2 | $3,800.00 | 11/29/2011 1:59:59 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 6:57:20 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
541516
This series of Notes was issued and sold upon the funding of the borrower loan #56953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 33y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $169,255 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-transparency-formula |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
De Luna
Purpose of loan:
This loan will be used to...Survive temporary cash flow problem
My financial situation:
I am a good candidate for this loan because...
Homeowner 25 years
Always exc credit
Monthly net income: $6000
Monthly expenses:
Housing: $2000
Insurance: $200
Car expenses: $375
Utilities: $70
Phone, cable, internet: $104
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $2500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 11/28/2011 5:35:51 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:44 AM |
worth-blanket2 | $9,700.00 | 11/29/2011 1:53:17 PM |
mlj0671 | $25.00 | 11/29/2011 8:39:10 AM |
diplomatic-wealth7 | $25.00 | 11/29/2011 9:15:19 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:40 AM |
fortytwo | $150.00 | 11/29/2011 9:49:17 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
541530
This series of Notes was issued and sold upon the funding of the borrower loan #56903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $236.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,222 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leverage-pro3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6200
Monthly expenses: $1200
Housing: $1550
Insurance: $163
Car expenses: $280.00
Utilities: $260.00
Phone, cable, internet: $ 175.00
Food, entertainment: $250.00
Clothing, household expenses: $ 200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/28/2011 5:12:01 PM |
worthy-bid8 | $50.00 | 11/28/2011 5:26:14 PM |
Whipster | $100.00 | 11/28/2011 6:17:40 PM |
bazaar-festivity | $25.00 | 11/28/2011 5:14:13 PM |
fountain355 | $25.00 | 11/29/2011 4:57:02 AM |
Requiem | $25.00 | 11/29/2011 7:00:35 AM |
credit-bank-usa611 | $25.00 | 11/29/2011 1:45:42 PM |
Dubbs360 | $100.00 | 11/29/2011 1:48:47 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 12:08:41 PM |
Bob450 | $30.00 | 11/29/2011 12:23:05 PM |
social-zebra | $30.00 | 11/29/2011 1:51:50 PM |
pdub | $75.00 | 11/28/2011 5:13:06 PM |
SecondChanceLendingSERV | $25.00 | 11/28/2011 7:02:06 PM |
EngineersAlliance | $125.00 | 11/28/2011 5:23:38 PM |
loanman2007 | $25.00 | 11/29/2011 5:22:31 AM |
wonder3 | $40.00 | 11/29/2011 5:58:41 AM |
Thought | $25.00 | 11/29/2011 9:02:49 AM |
Core-Marketing | $25.00 | 11/29/2011 4:54:43 AM |
greencat | $50.00 | 11/29/2011 7:18:37 AM |
Champ3295 | $25.00 | 11/29/2011 1:42:42 PM |
worth-blanket2 | $1,300.00 | 11/29/2011 1:58:51 PM |
KindCharmingReflective-affluence | $25.00 | 11/29/2011 1:51:52 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:45 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:39:04 PM |
managedfund | $1,000.00 | 11/29/2011 1:25:11 PM |
PrincessGrace33 | $25.00 | 11/29/2011 1:57:13 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
541532
This series of Notes was issued and sold upon the funding of the borrower loan #56951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $117.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,280 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-surge |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wanting a Wrangler!
I'm looking for a used vehicle loan to buy a early 90s Jeep Wrangler.
I've always wanted a Jeep so I thought I would give Prosper a try. I drive a 2001 Sunfire and with the winter coming this is a good time to buy. Plus, I'd love to take the Jeep out 4-wheeling!
I am a good candidate for this loan because have always payed back all my debts. My credit score reflects that.
Monthly net Income: 6144.00
Monthly bills: Mortgage:550.00
Truck payment: 500.00
Credit cards: 150.00
Utilities: 300.00
Insurance: 180.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SCD | $25.00 | 11/28/2011 2:32:08 PM |
BxRealtor | $25.00 | 11/28/2011 5:06:22 PM |
bb575 | $50.00 | 11/28/2011 5:18:30 PM |
LoanerPrincipal | $25.00 | 11/28/2011 5:18:44 PM |
elvisloans | $26.00 | 11/28/2011 3:39:11 PM |
engaging-worth | $25.00 | 11/28/2011 7:53:28 PM |
blot44 | $25.00 | 11/28/2011 8:15:29 PM |
radforj22 | $25.00 | 11/29/2011 4:50:53 AM |
aabadabadoo | $25.00 | 11/28/2011 5:29:49 PM |
cwegert | $25.00 | 11/29/2011 8:57:56 AM |
gentle-gain235 | $50.00 | 11/29/2011 11:32:55 AM |
tigercat | $50.00 | 11/29/2011 3:28:56 PM |
meenan | $75.00 | 11/29/2011 4:31:56 PM |
dudebrah | $25.00 | 11/29/2011 6:46:55 PM |
fascinating-benefit279 | $50.00 | 11/29/2011 5:15:39 PM |
cash-vault | $25.00 | 11/30/2011 9:38:09 AM |
kinetic-social | $26.00 | 11/30/2011 9:59:14 AM |
otherwisedisposed | $300.00 | 11/30/2011 12:20:01 PM |
ericgassercom | $25.00 | 11/30/2011 5:12:30 PM |
hidavehi | $50.00 | 11/30/2011 3:53:39 PM |
sickid1 | $100.00 | 12/1/2011 12:15:39 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:21 AM |
Cliffie83 | $25.00 | 12/1/2011 8:27:40 AM |
friendinmoney | $25.00 | 11/30/2011 10:17:58 PM |
enterprising-credit2 | $100.00 | 12/1/2011 10:32:04 AM |
wampum-library4 | $25.00 | 12/1/2011 10:24:02 AM |
agalt | $125.00 | 12/1/2011 11:57:39 AM |
investment-comet | $25.00 | 12/1/2011 11:40:09 AM |
the-loyalty-wildebeest | $47.00 | 12/1/2011 11:42:32 AM |
superb-funds335 | $25.00 | 12/1/2011 9:16:26 AM |
orgy63 | $25.00 | 12/1/2011 9:32:11 AM |
BigMac1953 | $25.00 | 12/1/2011 9:51:10 AM |
heroic-vigilance1 | $25.00 | 12/1/2011 10:26:00 AM |
careful-note | $50.00 | 11/28/2011 5:06:42 PM |
pdub | $75.00 | 11/28/2011 5:13:05 PM |
chicagobanker | $50.00 | 11/28/2011 5:42:30 PM |
igniter584 | $25.00 | 11/28/2011 5:12:23 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:21 PM |
swissbanker | $25.00 | 11/28/2011 8:43:56 PM |
JustMee | $25.00 | 11/28/2011 9:32:48 PM |
Bank_Of_XL | $25.00 | 11/29/2011 9:11:54 AM |
subtle-revenue0 | $25.00 | 11/29/2011 5:20:52 PM |
vutah | $25.00 | 11/29/2011 6:39:49 PM |
Mrgiggleswic | $210.63 | 11/30/2011 4:58:26 AM |
cerebral-dollar773 | $46.23 | 11/30/2011 6:09:06 AM |
tacopants | $250.00 | 11/30/2011 8:17:08 AM |
IIP77 | $25.00 | 11/30/2011 3:20:37 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:07 PM |
charming-exchange7 | $25.00 | 11/30/2011 3:20:33 PM |
El_Maestro | $25.00 | 11/30/2011 4:55:41 PM |
hope-solstice8 | $25.00 | 11/30/2011 4:01:10 PM |
Indio92203 | $29.89 | 12/1/2011 5:38:46 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:25 AM |
SolarMoonshine | $25.00 | 11/30/2011 5:39:42 PM |
just-loyalty643 | $50.00 | 12/1/2011 11:32:25 AM |
organic-responsibility60 | $50.00 | 12/1/2011 11:50:59 AM |
Investing-in-you-2 | $28.83 | 12/1/2011 10:59:15 AM |
Bucket219 | $29.80 | 12/1/2011 11:17:07 AM |
houli123 | $50.00 | 12/1/2011 9:18:17 AM |
lowrater | $100.90 | 12/1/2011 11:48:53 AM |
JedClampett | $125.00 | 12/1/2011 10:42:34 AM |
commitment-fort1 | $304.72 | 12/1/2011 12:07:19 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
541534
This series of Notes was issued and sold upon the funding of the borrower loan #56820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-29-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-30-2011 |
|
Lender yield:
| 24.89% |
Borrower rate/APR:
| 25.89% / 28.49% |
Monthly payment:
| $239.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.30% | | |
| |
Estimated return*:
| 15.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 24% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,195 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| bumble-beetle-bee |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
bill consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/29/2011 5:01:53 PM |
lendstats_com | $200.00 | 11/29/2011 8:41:07 PM |
return-grizzly | $100.00 | 11/30/2011 5:59:29 AM |
InChicago | $100.00 | 11/29/2011 6:58:22 PM |
Kash2010lu | $30.00 | 11/29/2011 5:06:22 PM |
fortytwo | $150.00 | 11/29/2011 5:11:14 PM |
enriching-trade2 | $50.00 | 11/29/2011 5:13:26 PM |
careful-note | $50.00 | 11/29/2011 5:09:33 PM |
investmentgroup | $25.00 | 11/29/2011 5:10:48 PM |
pound-mushroom3 | $25.00 | 11/29/2011 5:18:25 PM |
careful-vigilance4 | $48.00 | 11/29/2011 5:20:38 PM |
toblerone | $25.00 | 11/29/2011 5:23:56 PM |
important-openness1 | $100.00 | 11/29/2011 5:34:17 PM |
LoanerPrincipal | $25.00 | 11/29/2011 5:26:53 PM |
finance-prescription | $100.00 | 11/29/2011 5:27:12 PM |
brightest-dynamic-liberty | $25.00 | 11/29/2011 5:27:57 PM |
coin-investor | $25.00 | 11/29/2011 5:28:01 PM |
Feyenoord | $30.00 | 11/29/2011 7:07:39 PM |
generosity-giraffe0 | $50.00 | 11/29/2011 6:47:21 PM |
janeybooboo | $100.00 | 11/29/2011 6:58:55 PM |
Ubiquinone | $50.00 | 11/29/2011 7:47:00 PM |
thankful-nickel2 | $25.00 | 11/29/2011 7:55:30 PM |
chameleon125 | $25.00 | 11/29/2011 9:47:47 PM |
IIP77 | $25.00 | 11/30/2011 3:20:48 AM |
MoneyForNothing | $25.00 | 11/29/2011 5:10:17 PM |
Vector | $25.00 | 11/29/2011 5:12:57 PM |
money-surge1 | $25.00 | 11/29/2011 5:14:54 PM |
tensalis | $25.00 | 11/30/2011 4:58:13 AM |
power-secret-agent | $40.00 | 11/30/2011 5:23:13 AM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 5:37:53 AM |
jcw3rd | $25.00 | 11/30/2011 7:29:01 AM |
Comoparklender | $25.00 | 11/29/2011 5:31:50 PM |
Ubiquinone | $25.00 | 11/30/2011 7:46:03 AM |
samdog079 | $1,540.00 | 11/30/2011 8:05:09 AM |
thoughtful-economy1 | $25.00 | 11/30/2011 8:44:15 AM |
social-conductor4 | $25.00 | 11/30/2011 9:02:40 AM |
fascinating-generosity3 | $100.00 | 11/30/2011 9:07:17 AM |
frantic-retirement | $75.00 | 11/30/2011 7:57:02 AM |
worldly-investment333 | $25.00 | 11/30/2011 8:03:32 AM |
five-star-note | $75.00 | 11/30/2011 8:29:30 AM |
moola-flag4 | $25.00 | 11/29/2011 9:00:17 PM |
Dusigrosz | $70.00 | 11/30/2011 9:02:43 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:34 AM |
sharp-return7 | $46.42 | 11/29/2011 9:14:57 PM |
Lilybell | $50.00 | 11/30/2011 9:07:52 AM |
wwwUniversal | $25.00 | 11/30/2011 9:11:52 AM |
dime-sapling | $25.00 | 11/30/2011 9:13:38 AM |
BigSkyFinancial | $30.00 | 11/30/2011 12:32:54 AM |
x32248 | $25.00 | 11/30/2011 3:07:33 AM |
life-is-great | $25.00 | 11/30/2011 9:21:01 AM |
riv701 | $25.00 | 11/30/2011 5:00:55 AM |
mflawyer | $30.00 | 11/30/2011 9:30:43 AM |
lamsabuy | $100.00 | 11/30/2011 9:34:04 AM |
EL_Papin | $100.00 | 11/30/2011 6:51:50 AM |
treasure-bliss | $25.00 | 11/30/2011 6:56:24 AM |
orange-preeminant-bill | $25.00 | 11/30/2011 7:05:45 AM |
best-charming-leverage | $50.00 | 11/30/2011 9:10:21 AM |
350DGRZ | $25.00 | 11/30/2011 9:16:08 AM |
Kaj | $25.00 | 11/30/2011 9:19:36 AM |
melodious-fairness | $25.00 | 11/30/2011 9:22:14 AM |
Bank_Of_XL | $25.00 | 11/30/2011 9:23:46 AM |
investment-daydream | $25.00 | 11/29/2011 5:16:14 PM |
shawnw2 | $204.51 | 11/30/2011 3:00:03 AM |
113121 | $300.00 | 11/29/2011 7:33:24 PM |
Reinadog9 | $25.00 | 11/29/2011 5:13:14 PM |
fund-dragster | $25.00 | 11/29/2011 5:13:42 PM |
tntmojave | $36.00 | 11/29/2011 5:18:54 PM |
principal-cooker2 | $100.00 | 11/29/2011 5:14:25 PM |
fcrick | $25.00 | 11/29/2011 5:16:40 PM |
economy-coup | $50.00 | 11/29/2011 5:18:59 PM |
orange-preeminant-bill | $25.00 | 11/29/2011 5:29:02 PM |
handshake5 | $100.00 | 11/29/2011 5:29:43 PM |
first-cash-producer | $25.00 | 11/29/2011 6:01:53 PM |
LittleMingo | $25.00 | 11/29/2011 6:06:18 PM |
RoZu_Lending | $200.00 | 11/29/2011 5:42:33 PM |
ronin4sale | $25.00 | 11/29/2011 7:15:01 PM |
atlas-shrugged | $200.00 | 11/29/2011 6:59:17 PM |
focused-investment442 | $25.00 | 11/29/2011 7:06:09 PM |
Frover | $25.00 | 11/29/2011 8:44:24 PM |
tech310 | $50.00 | 11/30/2011 12:12:52 AM |
social-cocktail1 | $200.00 | 11/29/2011 5:06:25 PM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:53 AM |
graceful-investment | $100.00 | 11/30/2011 5:50:47 AM |
nfx | $30.00 | 11/30/2011 6:04:01 AM |
DoctorJoe | $25.00 | 11/30/2011 4:06:30 AM |
suave-dime6 | $25.00 | 11/30/2011 7:01:25 AM |
tenacious-capital3 | $26.27 | 11/29/2011 5:31:19 PM |
The-Helper | $25.00 | 11/30/2011 7:42:19 AM |
RainyDayFunds | $25.00 | 11/30/2011 8:04:29 AM |
jsnryn | $25.00 | 11/30/2011 7:10:01 AM |
promise2 | $26.74 | 11/30/2011 7:13:09 AM |
first-pragmatic-note | $50.00 | 11/30/2011 8:52:12 AM |
Milonguero | $100.00 | 11/30/2011 9:03:57 AM |
loss-of-control | $100.00 | 11/29/2011 7:24:15 PM |
FinanceEngine | $40.00 | 11/30/2011 8:44:24 AM |
vutah | $25.00 | 11/29/2011 9:52:00 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:58 AM |
RLaumeyer | $35.00 | 11/30/2011 12:46:14 AM |
x32248 | $25.00 | 11/30/2011 3:08:42 AM |
rescue | $100.00 | 11/30/2011 9:12:30 AM |
mikeandcat | $242.94 | 11/30/2011 5:03:56 AM |
loanman2007 | $300.00 | 11/30/2011 5:30:25 AM |
SB94114 | $49.01 | 11/30/2011 9:18:52 AM |
real-return | $27.44 | 11/30/2011 9:20:26 AM |
proud-pound4 | $25.00 | 11/30/2011 9:33:19 AM |
Leshan | $200.00 | 11/30/2011 8:23:45 AM |
blackfur | $25.00 | 11/30/2011 8:59:32 AM |
jjswanso | $75.00 | 11/30/2011 9:13:19 AM |
bnoble09 | $25.00 | 11/30/2011 9:17:52 AM |
worthy-bid8 | $50.00 | 11/30/2011 9:18:25 AM |
CAGE-Investments | $25.00 | 11/30/2011 9:30:11 AM |
duty-gusto6 | $75.00 | 11/30/2011 9:32:19 AM |
112 Investments
|
Borrower Payment Dependent Notes Series
541536
This series of Notes was issued and sold upon the funding of the borrower loan #57030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 19.05% |
Borrower rate/APR:
| 20.05% / 21.99% |
Monthly payment:
| $397.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.71% | | |
| |
Estimated return*:
| 13.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 3m |
Amount delinquent:
| $472 |
Total credit lines:
| 34 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,803 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bezebe |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,001.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2009)
780-799
(Jan-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
My personal loan for my business
Purpose of loan:
This loan will be used to..fund the purchase/repair of a condominium that will be sold and placed on the market.
My financial situation:
I am a good candidate for this loan because.I am serious and committed about it.
Monthly net income: $4,000
Monthly expenses: $3,500
Housing: $1,875
Insurance: $120
Car expenses: $150
Utilities: $225
Phone, cable, internet: $126
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 11/29/2011 9:26:32 AM |
Investor_DP | $96.00 | 11/29/2011 9:09:23 AM |
AFairDeal | $25.00 | 11/29/2011 9:42:27 AM |
Bank42 | $25.00 | 11/29/2011 4:55:25 PM |
diverse2 | $30.00 | 11/29/2011 5:15:12 PM |
IIP77 | $25.00 | 11/30/2011 3:20:43 AM |
chameleon125 | $25.00 | 11/29/2011 9:50:41 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:09 PM |
bonus-quark4 | $25.00 | 11/30/2011 10:39:25 AM |
sensible-fund | $25.00 | 11/30/2011 1:46:59 PM |
villagers | $25.00 | 11/30/2011 1:29:39 PM |
enriching-trade2 | $50.00 | 11/30/2011 5:15:17 PM |
fareast_man | $25.00 | 11/30/2011 10:26:38 PM |
principal-cooker2 | $100.00 | 11/30/2011 5:10:12 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:23 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:36 PM |
euro-shrine | $50.00 | 12/1/2011 3:14:00 PM |
graceful-IRAinvestment | $80.00 | 12/1/2011 10:13:06 AM |
thesage | $25.00 | 12/1/2011 6:16:44 PM |
NycDean | $25.00 | 12/1/2011 9:06:23 PM |
careful-note | $55.00 | 12/2/2011 4:31:25 AM |
Bob450 | $35.00 | 12/2/2011 7:11:13 AM |
worldly-income2 | $25.00 | 12/2/2011 7:25:49 AM |
just-loyalty643 | $50.00 | 12/1/2011 9:36:25 PM |
note-mad-scientist | $25.00 | 12/2/2011 4:09:06 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:28 AM |
melodious-fairness | $25.00 | 12/2/2011 9:18:16 AM |
green-tree-shake | $60.00 | 12/2/2011 10:09:59 AM |
ursus | $50.00 | 12/2/2011 9:17:13 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:44 PM |
kulender | $100.00 | 12/2/2011 9:44:41 AM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:45 PM |
SolarMoonshine | $25.00 | 12/2/2011 3:48:42 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:04 PM |
WLenders | $50.00 | 12/3/2011 11:20:06 AM |
GrayStudio | $25.00 | 12/3/2011 12:53:34 PM |
InvestorPartners | $25.00 | 12/3/2011 12:43:20 AM |
msw_engr | $50.00 | 12/3/2011 7:23:40 PM |
dime-vista2 | $25.00 | 12/3/2011 7:04:24 AM |
credit-scout7 | $50.00 | 12/3/2011 7:50:04 AM |
hope-twister5 | $25.00 | 12/3/2011 11:30:21 AM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:51 AM |
lenderRXT | $30.00 | 12/3/2011 8:12:13 PM |
alluring-bonus4 | $150.00 | 12/4/2011 7:23:02 AM |
otherwisedisposed | $100.00 | 12/4/2011 8:36:59 PM |
community-saver158 | $50.00 | 12/4/2011 10:43:05 AM |
allenerb | $25.00 | 12/5/2011 3:59:07 AM |
brightest-fearless-payout | $50.00 | 12/5/2011 9:19:18 AM |
responsive-value4 | $25.00 | 12/5/2011 9:23:09 AM |
williemc44 | $25.00 | 12/5/2011 2:16:18 PM |
ivadood | $50.00 | 12/5/2011 2:54:34 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:38 PM |
Weaverville | $25.00 | 12/5/2011 10:09:51 AM |
auction-architect7 | $50.00 | 12/5/2011 11:03:53 AM |
helpinghand63 | $25.00 | 12/5/2011 5:15:10 PM |
PatriotKnight | $25.00 | 12/5/2011 5:24:51 PM |
timbob | $100.00 | 12/5/2011 6:00:26 PM |
umfan123 | $25.00 | 12/5/2011 8:52:31 PM |
Ambassador | $26.00 | 12/6/2011 4:58:02 AM |
sirpher | $26.73 | 12/6/2011 7:39:54 AM |
figs4u2 | $83.00 | 12/6/2011 9:07:09 AM |
klinebarger | $25.00 | 12/6/2011 9:06:01 AM |
Cash4U2also | $50.00 | 12/6/2011 12:54:53 AM |
gracej | $25.00 | 12/6/2011 9:33:53 AM |
dedicated-diversification5 | $100.00 | 12/6/2011 7:49:49 AM |
evnagelist | $25.00 | 12/6/2011 9:41:50 AM |
JRhino | $25.00 | 12/6/2011 11:18:27 AM |
wwwUniversal | $25.00 | 12/6/2011 9:15:38 AM |
bellaquito | $2,000.00 | 12/6/2011 12:36:51 PM |
duty-explosion9 | $50.00 | 12/6/2011 2:02:00 PM |
DreDub | $50.00 | 12/6/2011 2:18:43 PM |
gold-gazelle | $25.00 | 12/6/2011 1:47:14 PM |
gold-commander0 | $25.00 | 12/6/2011 9:32:57 AM |
rss197 | $25.00 | 12/6/2011 3:19:39 PM |
gizzywump | $25.00 | 12/6/2011 9:35:45 AM |
katnmouse | $35.00 | 12/6/2011 4:23:41 PM |
rate-mogul | $50.00 | 12/6/2011 9:47:13 AM |
entertaining-loot | $25.00 | 12/6/2011 9:55:22 AM |
wise-rupee-sanctuary | $50.00 | 12/6/2011 5:09:18 PM |
oplender | $25.00 | 12/6/2011 5:12:16 PM |
calm-deal7 | $25.00 | 12/6/2011 5:08:50 PM |
zippy-interest | $25.00 | 12/6/2011 5:09:47 PM |
income-safehouse9 | $500.00 | 12/6/2011 11:00:16 AM |
IIP77 | $25.00 | 12/6/2011 5:19:08 PM |
reflective-cash0 | $50.00 | 12/6/2011 5:15:01 PM |
economy-molecule3 | $169.00 | 12/6/2011 5:15:36 PM |
wlm3012 | $30.00 | 12/6/2011 5:17:00 PM |
prescription0 | $25.00 | 12/6/2011 5:21:45 PM |
gold-disk | $25.00 | 12/6/2011 12:21:45 PM |
fairness-kayak | $25.00 | 12/6/2011 5:20:58 PM |
brightest-affluence-motivator | $50.00 | 12/6/2011 5:22:23 PM |
integrity-saver | $25.00 | 12/6/2011 2:59:08 PM |
mangas | $25.00 | 12/6/2011 4:29:58 PM |
MadHun | $200.00 | 12/6/2011 5:08:26 PM |
compassion-bauble4 | $25.00 | 12/6/2011 5:11:54 PM |
yield-aurora4 | $25.00 | 12/6/2011 5:12:02 PM |
valiant-liberty4 | $25.00 | 12/6/2011 5:18:44 PM |
PPlleeaasseePayMeBack | $25.00 | 12/6/2011 5:22:37 PM |
Moe87 | $25.00 | 11/29/2011 4:07:53 PM |
listing-trapper3 | $50.00 | 11/29/2011 9:05:25 AM |
careful-note | $50.00 | 11/29/2011 9:05:52 AM |
investmentgroup | $25.00 | 11/29/2011 9:17:14 AM |
igniter584 | $25.00 | 11/29/2011 9:34:59 AM |
meenan | $75.00 | 11/29/2011 4:31:58 PM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:21 AM |
tech310 | $50.00 | 11/30/2011 12:14:15 AM |
Tscheddar | $25.00 | 11/30/2011 9:06:30 AM |
tenacious-capital3 | $26.27 | 11/30/2011 9:12:13 AM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:51 AM |
fervent-repayment | $50.00 | 11/30/2011 5:56:00 AM |
robot777 | $25.00 | 11/30/2011 9:33:07 AM |
AF-Chief | $25.00 | 11/30/2011 9:37:51 AM |
toblerone | $25.00 | 11/30/2011 5:06:08 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:40 PM |
greentomato | $50.00 | 11/30/2011 7:23:52 PM |
sickid1 | $100.00 | 12/1/2011 12:15:42 AM |
eagle1271 | $25.00 | 11/30/2011 9:24:24 PM |
britgsb | $30.00 | 12/1/2011 9:31:17 AM |
Weaverville | $25.00 | 12/1/2011 12:31:59 PM |
shrewd-deal | $75.00 | 12/1/2011 3:55:51 PM |
graceful-IRAinvestment | $80.00 | 12/1/2011 5:55:21 PM |
jengachamp | $25.00 | 12/1/2011 4:06:26 PM |
lostontheedge | $25.00 | 12/2/2011 7:03:42 AM |
suave-dime6 | $25.00 | 12/2/2011 7:38:05 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:34 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:22 AM |
progressive-economy261 | $400.00 | 12/2/2011 9:35:36 AM |
Riccous | $255.72 | 12/2/2011 9:31:34 AM |
genius520 | $50.00 | 12/2/2011 9:37:52 AM |
samo102us | $25.00 | 12/2/2011 9:26:04 AM |
Kaj | $25.00 | 12/2/2011 9:27:39 AM |
rescue | $100.00 | 12/2/2011 9:30:43 AM |
ub3b143 | $25.00 | 12/2/2011 1:35:58 PM |
frooogal | $25.00 | 12/2/2011 8:00:34 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:41 PM |
loss-of-control | $87.00 | 12/2/2011 6:04:58 PM |
invest-in-ed | $75.00 | 12/3/2011 9:28:50 AM |
javelin0 | $25.00 | 12/3/2011 9:32:40 AM |
heart514 | $25.00 | 12/2/2011 7:52:49 PM |
cablenews | $100.00 | 12/3/2011 12:33:40 PM |
indianoven | $25.00 | 12/3/2011 6:40:49 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:31 PM |
first-serene-credit | $25.00 | 12/4/2011 6:25:21 AM |
cash-daisy | $27.50 | 12/5/2011 7:09:28 AM |
be_wise | $25.00 | 12/4/2011 5:03:06 PM |
standanddeliver | $50.00 | 12/5/2011 9:32:18 AM |
somebody32 | $25.00 | 12/4/2011 7:54:40 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:27 PM |
mtquan | $25.00 | 12/5/2011 1:41:20 PM |
ven | $50.00 | 12/5/2011 4:50:12 PM |
managedfund | $1,333.00 | 12/5/2011 9:26:06 AM |
boske | $25.00 | 12/5/2011 10:02:59 AM |
PRGuyinVA | $25.00 | 12/5/2011 5:17:24 PM |
Sierrahh | $25.00 | 12/5/2011 5:31:38 PM |
autonomous-kindness8 | $25.00 | 12/5/2011 5:38:03 PM |
TheCount | $25.00 | 12/5/2011 5:39:00 PM |
spiritual-social3 | $50.00 | 12/5/2011 6:26:15 PM |
Leshan | $100.00 | 12/5/2011 5:11:44 PM |
immaculate-compassion8 | $25.00 | 12/5/2011 7:25:30 PM |
loot-heart | $25.00 | 12/5/2011 8:42:58 PM |
Hexnut | $100.00 | 12/5/2011 9:52:16 PM |
economy-structure9 | $25.00 | 12/6/2011 3:57:33 AM |
Edwin_Rae | $25.00 | 12/6/2011 4:42:59 AM |
marwadi-62 | $75.00 | 12/6/2011 6:17:08 AM |
treasure-hunter270 | $50.00 | 12/5/2011 5:34:46 PM |
jderek01 | $25.00 | 12/6/2011 7:26:44 AM |
spitzbergen | $25.00 | 12/6/2011 8:03:15 AM |
compoundinterest | $50.00 | 12/6/2011 9:13:59 AM |
gulch | $25.00 | 12/6/2011 9:14:06 AM |
market-assembler | $25.00 | 12/6/2011 9:23:30 AM |
leeball | $50.00 | 12/6/2011 9:25:48 AM |
mennleo | $50.00 | 12/6/2011 9:26:51 AM |
asmithj | $25.00 | 12/6/2011 9:32:41 AM |
CAGE-Investments | $25.00 | 12/6/2011 9:39:19 AM |
larrybird | $2,000.00 | 12/6/2011 10:49:46 AM |
rcm87 | $50.00 | 12/6/2011 9:13:25 AM |
GoCougs | $100.00 | 12/6/2011 1:51:02 PM |
sgt-schultz | $32.78 | 12/6/2011 1:04:36 PM |
italisvital | $27.15 | 12/6/2011 2:16:00 PM |
capital-web7 | $50.00 | 12/6/2011 3:39:57 PM |
jazzlender | $50.00 | 12/6/2011 9:34:16 AM |
wayman | $25.00 | 12/6/2011 9:35:17 AM |
hostbank | $90.00 | 12/6/2011 9:36:32 AM |
unforgettable-wealth4 | $50.00 | 12/6/2011 4:24:28 PM |
social-pizza5 | $25.00 | 12/6/2011 4:48:03 PM |
wonderful-currency | $30.00 | 12/6/2011 5:05:30 PM |
clean-finance1 | $35.00 | 12/6/2011 5:16:09 PM |
nickel-ferret | $50.00 | 12/6/2011 5:14:31 PM |
kinetic-openness0 | $25.00 | 12/6/2011 5:15:32 PM |
dime-explosion | $25.00 | 12/6/2011 5:16:53 PM |
stylish-generosity6 | $25.00 | 12/6/2011 5:19:03 PM |
loyalty-sherpa | $25.00 | 12/6/2011 5:19:55 PM |
no_agenda_lender | $25.00 | 12/6/2011 5:20:51 PM |
TheoProf | $25.00 | 12/6/2011 5:21:00 PM |
unassassinable | $25.00 | 12/6/2011 5:23:06 PM |
Mark0135 | $50.00 | 12/6/2011 5:23:37 PM |
Quiddity | $25.00 | 12/6/2011 1:40:37 PM |
urbane-benefit9 | $25.00 | 12/6/2011 3:29:41 PM |
feiandasun | $25.00 | 12/6/2011 3:51:57 PM |
marketplace-cello5 | $25.00 | 12/6/2011 5:05:41 PM |
cash-reaction2 | $50.00 | 12/6/2011 5:08:37 PM |
crawfingers | $25.00 | 12/6/2011 5:10:21 PM |
successful-agreement7 | $100.00 | 12/6/2011 5:16:18 PM |
kind-efficient-credit | $25.00 | 12/6/2011 5:18:02 PM |
dospapalotes | $25.00 | 12/6/2011 5:20:43 PM |
205 Investments
|
Borrower Payment Dependent Notes Series
541542
This series of Notes was issued and sold upon the funding of the borrower loan #57106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $299.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,932 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dhenryg |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2009)
660-679
(Jun-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Royal Peacock
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/29/2011 9:05:52 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:33 AM |
pound-mushroom3 | $25.00 | 11/29/2011 9:41:05 AM |
GElender | $40.00 | 11/29/2011 9:47:10 AM |
LoanerPrincipal | $25.00 | 11/29/2011 9:44:01 AM |
pdub | $75.00 | 11/29/2011 9:51:06 AM |
credit-socrates648 | $500.00 | 11/29/2011 12:43:24 PM |
ivy-league-MBA | $25.00 | 11/29/2011 9:43:13 AM |
elvisloans | $25.00 | 11/29/2011 1:22:09 PM |
cerebral-dollar773 | $50.00 | 11/29/2011 2:22:44 PM |
silvercertificate | $25.00 | 11/29/2011 2:31:28 PM |
meenan | $75.00 | 11/29/2011 4:31:58 PM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:22 AM |
finance-symphony7 | $112.36 | 11/29/2011 5:35:05 PM |
spiritual-money299 | $50.00 | 11/29/2011 3:29:20 PM |
vutah | $25.00 | 11/29/2011 9:50:58 PM |
Hexnut | $100.00 | 11/29/2011 9:56:27 PM |
Brisket_Bob | $25.27 | 11/29/2011 4:07:22 PM |
tech310 | $50.00 | 11/30/2011 12:14:16 AM |
titan2 | $25.00 | 11/29/2011 10:24:24 PM |
greenback-seagull2 | $50.00 | 11/29/2011 5:15:59 PM |
Ven58 | $30.00 | 11/30/2011 5:27:59 AM |
a-reasonable-return | $25.00 | 11/30/2011 6:10:15 AM |
martymaniaman | $25.00 | 11/30/2011 8:00:13 AM |
Investor_DP | $96.00 | 11/30/2011 9:10:27 AM |
Zelphyr | $25.00 | 11/29/2011 10:48:04 PM |
Reddy_Capital | $36.00 | 11/29/2011 11:03:48 PM |
wise-deal-panda | $100.00 | 11/30/2011 9:11:58 AM |
durability-revelry2 | $25.00 | 11/30/2011 3:31:43 AM |
a-responsible-return | $50.00 | 11/30/2011 9:27:39 AM |
lowrater | $100.80 | 11/30/2011 5:25:20 AM |
AF-Chief | $25.00 | 11/30/2011 9:37:51 AM |
icelander | $29.63 | 11/30/2011 7:05:36 AM |
radforj22 | $48.30 | 11/30/2011 7:38:26 AM |
just-loyalty643 | $50.00 | 11/30/2011 11:46:05 AM |
ericgassercom | $25.00 | 11/30/2011 3:25:13 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:40 PM |
selector568 | $300.00 | 11/30/2011 2:19:57 PM |
ttnk62918 | $25.00 | 11/30/2011 5:11:40 PM |
CaptainBL | $25.00 | 11/30/2011 9:37:38 AM |
shrewd-income | $100.00 | 11/30/2011 5:03:14 PM |
twjh | $25.00 | 11/30/2011 9:44:07 AM |
cnovak | $25.00 | 11/30/2011 5:08:52 PM |
SolarMoonshine | $25.00 | 11/30/2011 10:11:00 AM |
money-bauble | $200.00 | 11/30/2011 5:33:43 PM |
listing-reformation8 | $87.25 | 11/30/2011 11:59:54 AM |
lagnisiruk | $25.00 | 11/30/2011 5:24:34 PM |
brainy-greenback481 | $50.00 | 11/30/2011 1:33:33 PM |
intrepid-loot | $25.00 | 11/30/2011 8:48:15 PM |
nimble-money086 | $25.00 | 11/30/2011 6:13:53 PM |
Kennfusion | $83.06 | 11/30/2011 3:17:09 PM |
social-zebra | $30.05 | 11/30/2011 7:27:23 PM |
GrowthAspirations | $72.60 | 11/30/2011 9:02:56 PM |
CFOGO | $25.00 | 12/1/2011 5:30:58 AM |
enthralling-investment | $83.14 | 12/1/2011 5:38:47 AM |
god_is_great | $25.00 | 12/1/2011 5:57:33 AM |
WSTRDG | $25.00 | 12/1/2011 5:32:24 AM |
pfh | $25.00 | 12/1/2011 5:41:17 AM |
careful-note1 | $25.00 | 12/1/2011 6:00:47 AM |
s270 | $50.00 | 11/30/2011 6:46:28 PM |
fareast_man | $25.00 | 11/30/2011 10:26:39 PM |
DoctorJoe | $30.00 | 12/1/2011 4:23:28 AM |
AndChicksforFree | $25.00 | 11/29/2011 9:22:30 AM |
john0720 | $25.00 | 11/30/2011 7:40:44 AM |
Bank_Of_XL | $25.00 | 11/29/2011 9:13:29 AM |
investmentgroup | $25.00 | 11/29/2011 9:17:15 AM |
igniter584 | $25.00 | 11/29/2011 9:34:59 AM |
loanman2007 | $75.00 | 11/29/2011 9:12:12 AM |
determined-revenue1 | $35.00 | 11/29/2011 9:44:33 AM |
AFairDeal | $25.00 | 11/29/2011 9:42:27 AM |
fcrick | $25.00 | 11/29/2011 9:18:31 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:51 AM |
papaloha | $100.00 | 11/29/2011 11:03:01 AM |
Bank42 | $28.03 | 11/29/2011 4:53:03 PM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:05:19 AM |
Beechturner | $40.00 | 11/29/2011 11:11:08 AM |
silver-birdie | $100.00 | 11/29/2011 5:16:32 PM |
dynamic-money271 | $25.00 | 11/29/2011 5:18:09 PM |
wlm3012 | $30.00 | 11/29/2011 6:42:55 PM |
gothampark | $25.00 | 11/29/2011 2:15:20 PM |
focused-investment442 | $25.00 | 11/29/2011 6:58:30 PM |
sensible-interest2 | $151.86 | 11/29/2011 9:31:06 PM |
thankful-nickel2 | $25.00 | 11/29/2011 8:03:19 PM |
novice-speculator | $25.00 | 11/29/2011 10:10:19 PM |
mad-scientist0 | $50.00 | 11/29/2011 3:51:44 PM |
Socorro_Capital_Partners | $25.01 | 11/29/2011 9:02:23 PM |
GCInvestments | $25.00 | 11/29/2011 9:12:14 PM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:52 AM |
enterprising-credit2 | $100.00 | 11/29/2011 4:36:21 PM |
terrific-dough6 | $50.00 | 11/29/2011 5:06:08 PM |
IIP77 | $25.00 | 11/30/2011 3:20:44 AM |
fervent-repayment | $50.00 | 11/30/2011 5:56:01 AM |
loanman2007 | $25.00 | 11/30/2011 5:36:53 AM |
organized-payment6 | $50.00 | 11/30/2011 6:07:10 AM |
goodhearted-basis4 | $25.00 | 11/30/2011 8:40:34 AM |
hidavehi | $40.00 | 11/29/2011 6:43:31 PM |
wwwUniversal | $25.00 | 11/30/2011 9:11:51 AM |
JustOneVoice | $25.00 | 11/30/2011 3:28:29 AM |
BigBag | $25.00 | 11/30/2011 6:10:49 AM |
equitable-capital758 | $113.00 | 11/30/2011 9:40:49 AM |
worldly-investment333 | $25.00 | 11/30/2011 8:02:36 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:10 PM |
MTF | $50.00 | 11/30/2011 12:38:20 PM |
wampum-chorus3 | $25.00 | 11/30/2011 9:14:57 AM |
pythia | $25.00 | 11/30/2011 3:18:21 PM |
Dignified-Market29 | $50.00 | 11/30/2011 12:51:03 PM |
villagers | $42.00 | 11/30/2011 1:29:39 PM |
Nailman88 | $25.00 | 11/30/2011 2:54:44 PM |
Billfred | $25.00 | 11/30/2011 3:48:30 PM |
enriching-trade2 | $50.00 | 11/30/2011 5:15:17 PM |
ready-agreement5 | $100.00 | 11/30/2011 12:34:19 PM |
feiandasun | $25.00 | 11/30/2011 5:38:53 PM |
sportsmagic | $250.00 | 11/30/2011 8:04:38 PM |
dough-hammock | $25.00 | 11/30/2011 9:19:05 PM |
jayk63 | $25.00 | 12/1/2011 3:12:26 AM |
CaliforniaSun | $25.00 | 11/30/2011 11:01:49 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:10 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:23 AM |
VASLENDING | $26.94 | 11/30/2011 10:58:36 PM |
sickid1 | $100.00 | 12/1/2011 12:15:42 AM |
Zuzu | $34.39 | 12/1/2011 12:30:52 AM |
crw1950 | $36.11 | 12/1/2011 4:37:23 AM |
Tscheddar | $25.00 | 12/1/2011 5:18:36 AM |
the-cash-allotment | $16.93 | 12/1/2011 6:22:11 AM |
124 Investments
|
Borrower Payment Dependent Notes Series
541552
This series of Notes was issued and sold upon the funding of the borrower loan #56850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Nov-29-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 18.12% |
Borrower rate/APR:
| 19.12% / 29.04% |
Monthly payment:
| $553.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.69% | | |
| |
Estimated return*:
| 8.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 39% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,409 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| tumiguy |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 3% )
| 620-639
(Sep-2009)
620-639
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
I want to go to school.
This loan will be used to pay off my debt so that I can afford to go to school. I want a career in pharmacy and be able to provide for the family I will have in the future. I am a responsible professional who is hungry to be debt free and striving to start living the rest of my life. I have an amazing and secure job in management at West Elm, where I am up for a promotion in the upcoming month, so my pay rate will be even better. I am very capable of paying off my debt, but all the credit card interests and hidden/annual fees make it seem like the balance never drops. My credit score is a frustrating situation since BofA charged me late fees on an account that had been closed three years prior to the incident, dropping my score more than 70 points, making it hard to get approved for a loan.
Monthly net income: $2500 (after taxes)
Monthly expenses and housing: $1200
Utilities: $160 electric (utilities are included in rent)
Credit cards and other loans: $800 monthly
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-loan | $50.00 | 11/29/2011 5:31:00 PM |
the-discrete-income | $25.00 | 12/1/2011 5:37:17 AM |
green-trade-dolphin | $35.02 | 11/29/2011 5:03:12 PM |
bazaar-festivity | $50.00 | 11/29/2011 5:17:30 PM |
pound-mushroom3 | $25.00 | 11/29/2011 5:18:35 PM |
LittleMingo | $25.00 | 11/29/2011 6:06:55 PM |
nisim5 | $50.00 | 11/29/2011 5:34:07 PM |
atlas-shrugged | $195.00 | 11/29/2011 6:57:03 PM |
authentic-kindness1 | $25.00 | 11/29/2011 5:59:26 PM |
first-class-gold0 | $50.00 | 11/29/2011 7:43:47 PM |
IIP77 | $25.00 | 11/30/2011 3:20:49 AM |
loanman2007 | $25.00 | 11/30/2011 5:31:56 AM |
peace-cell2 | $26.11 | 11/30/2011 5:41:14 AM |
nfx | $25.00 | 11/30/2011 6:03:46 AM |
nickel-ninja2 | $100.00 | 11/30/2011 8:21:27 AM |
secureincome | $600.00 | 11/30/2011 8:40:32 AM |
lowrater | $100.80 | 11/30/2011 4:45:15 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:54 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:59 AM |
dollar-authority | $57.90 | 11/30/2011 2:06:09 PM |
sensible-fund | $25.00 | 11/30/2011 1:40:49 PM |
handy-justice | $50.00 | 11/30/2011 11:52:57 AM |
youngster50 | $25.00 | 11/30/2011 1:27:26 PM |
first-serene-credit | $25.00 | 12/1/2011 8:30:35 AM |
Mrs-Honeydew | $30.00 | 12/1/2011 8:47:33 AM |
oskizzle | $25.00 | 12/1/2011 7:44:00 AM |
Suenhos_de_Lucre | $25.00 | 12/1/2011 10:56:21 AM |
jengachamp | $25.00 | 12/1/2011 4:06:27 PM |
marauder763 | $25.00 | 12/1/2011 5:08:52 PM |
LivingInvestments01 | $36.05 | 12/1/2011 10:28:54 AM |
diplomatic-wealth7 | $25.00 | 12/1/2011 5:27:23 PM |
antlr | $50.00 | 12/1/2011 7:48:16 PM |
toblerone | $25.00 | 12/1/2011 5:14:05 PM |
Dubbs360 | $50.00 | 12/1/2011 5:15:20 PM |
a-restless-dollar | $25.00 | 12/2/2011 7:07:00 AM |
CMDCO | $50.00 | 12/2/2011 8:01:52 AM |
kind-bill-supporter | $25.00 | 12/2/2011 9:06:37 AM |
orange-preeminant-bill | $25.00 | 12/2/2011 9:10:50 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:25 AM |
coin-investor | $25.00 | 12/2/2011 9:28:35 AM |
economy-producer | $25.00 | 12/2/2011 9:30:16 AM |
innovator10 | $27.00 | 12/2/2011 9:35:02 AM |
dime-sapling | $25.00 | 12/2/2011 9:36:27 AM |
bizzzond | $219.16 | 12/2/2011 9:34:56 AM |
Katburg | $25.00 | 12/2/2011 9:41:11 AM |
worthy-bid8 | $50.00 | 12/2/2011 9:42:24 AM |
Wellman | $25.00 | 12/2/2011 9:49:36 AM |
shrewd-peace7 | $25.00 | 12/2/2011 9:11:01 AM |
finance-prescription | $100.00 | 12/2/2011 9:16:02 AM |
tender-ore | $25.00 | 12/2/2011 9:18:31 AM |
Jack55304 | $200.00 | 12/2/2011 9:25:07 AM |
AndChicksforFree | $25.00 | 11/29/2011 5:10:11 PM |
john0720 | $25.00 | 11/30/2011 7:40:45 AM |
the-discrete-income | $25.00 | 12/2/2011 9:30:49 AM |
fcrick | $25.00 | 11/29/2011 5:16:40 PM |
yield-lion2 | $25.00 | 11/29/2011 5:21:47 PM |
luv4cycling | $30.00 | 11/29/2011 5:25:55 PM |
susurrus | $50.00 | 11/29/2011 5:47:54 PM |
marauder763 | $25.00 | 11/29/2011 9:32:02 PM |
prudent-economy5 | $75.00 | 11/30/2011 7:06:32 AM |
value-allocator1 | $100.00 | 11/29/2011 5:27:44 PM |
DiligentiaLLC | $25.00 | 11/30/2011 7:28:47 AM |
brightest-organized-balance | $33.04 | 11/30/2011 7:35:43 AM |
SLN-10 | $100.00 | 11/29/2011 5:35:29 PM |
fabulous-community4 | $25.00 | 11/29/2011 5:35:46 PM |
intrepid-repayment1 | $25.00 | 11/30/2011 8:07:55 AM |
TikPmp1 | $25.00 | 11/30/2011 9:05:20 AM |
Feyenoord | $30.00 | 11/29/2011 7:09:55 PM |
money-baron-Roth401k | $50.00 | 11/30/2011 9:10:43 AM |
tech310 | $50.00 | 11/30/2011 12:15:39 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:34 AM |
mrxtravis | $25.00 | 11/30/2011 9:09:03 AM |
gothampark | $25.00 | 11/30/2011 9:24:13 AM |
312-Lender | $25.00 | 11/30/2011 9:41:26 AM |
r48 | $30.00 | 11/30/2011 4:41:45 PM |
AF-Chief | $25.00 | 11/30/2011 9:37:52 AM |
CoolPlexer | $25.00 | 11/30/2011 9:38:41 AM |
note-mover9 | $44.53 | 11/30/2011 5:41:35 PM |
JeffHoll | $80.00 | 11/30/2011 12:26:29 PM |
fmanjoo | $25.00 | 11/30/2011 5:33:06 PM |
graceful-IRAinvestment | $50.00 | 11/30/2011 10:29:03 PM |
chicagobanker | $50.00 | 11/30/2011 7:54:56 PM |
missoula | $25.00 | 11/30/2011 3:57:37 PM |
dcshobby | $25.00 | 11/30/2011 4:50:30 PM |
theogeer | $25.00 | 12/1/2011 5:59:21 AM |
britches613 | $25.00 | 12/1/2011 8:01:25 AM |
grammaspurse | $25.00 | 12/1/2011 8:58:51 AM |
wwwUniversal | $25.00 | 12/1/2011 9:05:27 AM |
credit-wheel7 | $25.00 | 12/1/2011 9:30:43 AM |
DoctorJoe | $25.00 | 12/1/2011 4:26:25 AM |
LivingInvestments00 | $25.09 | 12/1/2011 10:22:05 AM |
FinanceEngine | $40.00 | 12/1/2011 10:25:31 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:04 AM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:10 PM |
BigNetLending | $100.00 | 12/1/2011 5:19:54 PM |
betterthanstock | $25.00 | 12/1/2011 6:02:59 PM |
shrewd-rupee | $50.00 | 12/1/2011 6:25:05 PM |
euro-shrine | $50.00 | 12/1/2011 3:14:01 PM |
social-comet7 | $25.00 | 12/2/2011 4:20:28 AM |
careful-note | $55.00 | 12/2/2011 4:31:28 AM |
rockhound84 | $25.00 | 12/2/2011 4:49:21 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:41 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:38 AM |
1willray | $25.00 | 12/2/2011 8:50:47 AM |
zeeexsixare | $50.00 | 12/2/2011 4:39:34 AM |
chrisb1414 | $25.00 | 12/2/2011 6:55:31 AM |
Comoparklender | $25.00 | 12/2/2011 9:36:09 AM |
richboy56 | $25.00 | 12/2/2011 9:39:06 AM |
red-power-pecan | $50.00 | 12/2/2011 9:42:47 AM |
bizzzond | $750.00 | 12/2/2011 9:41:55 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:53 AM |
twjh | $25.00 | 12/2/2011 9:42:14 AM |
CapitalismRocks | $25.00 | 12/2/2011 9:49:04 AM |
113 Investments
|
Borrower Payment Dependent Notes Series
541554
This series of Notes was issued and sold upon the funding of the borrower loan #56976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $103 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-interest-socrates |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to
Consolidate debt, Purchase a used vehicle and business equipment
My financial situation:
I am a good candidate for this loan because...
I have excellent payment history and low debt ratio
Monthly net income: $2800
Monthly expenses: $1165
Housing: $500
Insurance: $80
Car expenses: $80
Utilities: $50
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $180
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enchanted-diversification496 | $25.00 | 12/2/2011 5:28:07 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:33 PM |
daekpon | $75.00 | 12/2/2011 2:36:04 PM |
payment-gusto | $25.00 | 12/2/2011 4:43:49 PM |
fortytwo | $150.00 | 12/2/2011 5:19:59 PM |
vibrant-trade8 | $35.00 | 12/2/2011 5:19:34 PM |
dinhkevin_usa | $25.00 | 12/2/2011 4:28:29 PM |
dollar-tornado3 | $25.00 | 12/3/2011 5:32:51 AM |
foothillender | $25.00 | 12/3/2011 8:42:03 AM |
heart514 | $25.00 | 12/2/2011 7:53:14 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:10 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:10 PM |
gold-pudding6 | $67.12 | 12/3/2011 3:37:34 PM |
new-point-bandit | $50.00 | 12/4/2011 2:42:29 AM |
knowledgeable-payment7 | $30.00 | 12/4/2011 4:09:41 AM |
first-friendly-listing | $25.00 | 12/4/2011 10:44:08 AM |
IIP77 | $25.00 | 12/3/2011 12:23:36 PM |
richrobe | $25.00 | 12/3/2011 7:19:03 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:44 PM |
red-benefit-ruler | $50.00 | 12/4/2011 11:52:54 AM |
Dubbs360 | $50.00 | 12/4/2011 12:20:14 PM |
QuoProQuid | $29.57 | 12/4/2011 10:46:55 PM |
equitable-capital758 | $66.00 | 12/5/2011 9:17:03 AM |
missing-link | $25.00 | 12/5/2011 9:35:18 AM |
Katburg | $25.00 | 12/5/2011 5:11:56 PM |
dbmurch | $25.00 | 12/5/2011 11:13:05 AM |
agalt | $100.00 | 12/5/2011 12:48:18 PM |
oreyedoc | $27.00 | 12/5/2011 5:29:21 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:54 PM |
angel879 | $29.99 | 12/5/2011 8:07:50 PM |
Cluvnupe06 | $25.00 | 12/6/2011 4:00:55 AM |
Tiffies3 | $26.00 | 12/6/2011 3:45:51 AM |
economy-structure9 | $25.00 | 12/6/2011 3:57:34 AM |
GElender | $40.00 | 12/6/2011 6:15:29 AM |
repaymeplease | $25.00 | 12/6/2011 7:55:13 AM |
Miklot | $30.00 | 12/5/2011 5:37:58 PM |
coin-investor | $25.00 | 12/6/2011 9:08:10 AM |
spiritual-social3 | $33.02 | 12/5/2011 6:28:48 PM |
tshurts | $25.00 | 12/6/2011 9:11:50 AM |
shrewd-peace7 | $25.00 | 12/6/2011 9:12:18 AM |
wwwUniversal | $25.00 | 12/6/2011 9:15:39 AM |
GCInvestments | $25.00 | 12/5/2011 9:55:12 PM |
zone8 | $49.00 | 12/6/2011 9:32:13 AM |
HermanstadtKid | $25.00 | 12/6/2011 4:51:18 AM |
blackstar | $25.00 | 12/6/2011 5:30:08 AM |
Gladglide | $25.00 | 12/6/2011 9:30:04 AM |
terrific-dough6 | $50.00 | 12/6/2011 9:37:12 AM |
wonderous-truth6 | $50.00 | 12/6/2011 9:44:37 AM |
spitzbergen | $25.00 | 12/6/2011 9:45:06 AM |
ets2011 | $25.00 | 12/6/2011 8:26:38 AM |
Rogelio48 | $25.00 | 12/6/2011 8:47:25 AM |
kulender | $100.00 | 12/6/2011 9:06:37 AM |
larrybird | $2,000.00 | 12/6/2011 10:50:06 AM |
rvfbroker | $25.00 | 12/6/2011 9:11:45 AM |
credit-socrates648 | $315.39 | 12/6/2011 10:59:36 AM |
integrity-doctor | $100.00 | 12/6/2011 9:23:33 AM |
rescue | $100.00 | 12/6/2011 9:35:10 AM |
pound-mushroom3 | $25.00 | 12/1/2011 5:22:34 PM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:55 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:23 AM |
scarlet-velvet | $25.08 | 12/2/2011 5:06:01 PM |
tenacious-capital3 | $26.27 | 12/2/2011 5:31:01 PM |
new-intuitive-dime | $25.00 | 12/2/2011 7:29:37 PM |
enlighter | $37.80 | 12/2/2011 7:31:54 PM |
Mont_Brinker | $50.00 | 12/2/2011 8:47:11 PM |
five-star-order1 | $50.00 | 12/2/2011 4:45:03 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:49 AM |
nimble-revenue5 | $50.00 | 12/3/2011 12:06:53 PM |
well-mannered-income3 | $40.00 | 12/3/2011 7:05:22 AM |
penny-surgeon | $25.00 | 12/3/2011 5:58:41 PM |
n2fitns | $40.00 | 12/3/2011 10:19:48 PM |
fantastic-wampum1 | $100.00 | 12/3/2011 12:28:55 PM |
cablenews | $100.00 | 12/3/2011 12:33:41 PM |
autonomous-dedication5 | $25.76 | 12/3/2011 4:19:10 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:02 AM |
golden-cat | $25.00 | 12/4/2011 12:21:21 PM |
WilliamLeeSims | $25.00 | 12/5/2011 11:16:18 AM |
enterprising-credit2 | $25.00 | 12/5/2011 9:56:32 AM |
green28 | $75.00 | 12/5/2011 9:57:50 AM |
economy-lotus | $50.00 | 12/5/2011 11:17:11 AM |
happy-return4 | $25.00 | 12/5/2011 1:25:33 PM |
ivadood | $50.00 | 12/5/2011 2:54:38 PM |
Kaj | $25.00 | 12/5/2011 5:12:16 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:46 PM |
silver-birdie | $100.00 | 12/5/2011 5:13:10 PM |
toblerone | $25.00 | 12/5/2011 5:23:38 PM |
Wellman | $25.00 | 12/5/2011 5:31:01 PM |
rhin0cerx | $42.00 | 12/5/2011 5:33:18 PM |
EBITDA | $25.00 | 12/5/2011 5:35:25 PM |
mercuriant | $25.00 | 12/5/2011 5:37:30 PM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 3:13:02 PM |
timbob | $100.00 | 12/5/2011 6:01:00 PM |
adir1 | $25.00 | 12/6/2011 1:23:05 AM |
revenue-appraiser | $25.00 | 12/6/2011 5:51:32 AM |
museic1 | $200.00 | 12/6/2011 5:28:54 AM |
treasure-hunter270 | $25.00 | 12/5/2011 5:35:40 PM |
revenue-serenity | $25.00 | 12/6/2011 9:14:50 AM |
standanddeliver | $50.00 | 12/6/2011 9:15:57 AM |
red-power-pecan | $50.00 | 12/6/2011 9:19:38 AM |
keen-ore631 | $25.00 | 12/6/2011 9:24:36 AM |
Comoparklender | $25.00 | 12/6/2011 9:29:16 AM |
principal-cooker2 | $100.00 | 12/6/2011 9:37:15 AM |
Diamond_Jim | $25.00 | 12/6/2011 9:34:47 AM |
desertoasis | $25.00 | 12/6/2011 9:42:40 AM |
saffron4 | $25.00 | 12/6/2011 9:37:57 AM |
MrBailey | $25.00 | 12/6/2011 9:38:37 AM |
whatreality | $25.00 | 12/6/2011 7:37:26 AM |
Money_Working | $30.00 | 12/6/2011 10:57:21 AM |
COCHINOBOY | $35.00 | 12/6/2011 10:58:29 AM |
kindness-jedi | $25.00 | 12/6/2011 9:13:42 AM |
economy-producer | $25.00 | 12/6/2011 9:26:10 AM |
Mariner3605 | $25.00 | 12/6/2011 9:27:53 AM |
DER | $25.00 | 12/6/2011 9:39:35 AM |
asiaratt | $50.00 | 12/6/2011 9:47:45 AM |
114 Investments
|
Borrower Payment Dependent Notes Series
541558
This series of Notes was issued and sold upon the funding of the borrower loan #57136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,700.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $148.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 7m |
Amount delinquent:
| $85,065 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $549 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-deal-ladder |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt and Personal
Purpose of loan:
This loan will be used to...pay of debt and give me a little cushion.
My financial situation:
I am a good candidate for this loan because...I am employed now and have a monthly income to cover my loan. Just need to get out of the little bills each month and consolidate to one.
Monthly net income: $ 37,200
Monthly expenses:
Housing: $1100
Insurance: $114
Car expenses: $ just gas $120/own car
Utilities: $300
Phone, cable, internet: $ 330
Food, entertainment: $ 550
Clothing, household expenses: $50
Credit cards and other loans: $ 2836 debt to pay off with loan
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 11/30/2011 9:08:40 AM |
IIP77 | $25.00 | 11/30/2011 5:28:05 PM |
frogperson | $75.00 | 11/30/2011 9:53:33 PM |
Dubbs360 | $31.00 | 11/30/2011 5:20:27 PM |
Ballybay | $50.00 | 12/1/2011 9:13:31 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:37 PM |
antlr | $50.00 | 12/1/2011 7:48:19 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:27 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:49 AM |
worldly-income2 | $25.00 | 12/2/2011 7:28:14 AM |
suave-dime6 | $25.00 | 12/2/2011 7:32:46 AM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:48 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:57 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:02 AM |
gain-expert | $50.00 | 12/2/2011 12:36:39 PM |
Mont_Brinker | $50.00 | 12/2/2011 8:45:25 PM |
payment-gusto | $25.00 | 12/2/2011 4:43:46 PM |
mlj0671 | $25.00 | 12/2/2011 5:17:19 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:44 AM |
rupee-master6 | $25.00 | 12/2/2011 5:33:07 PM |
toblerone | $25.00 | 12/3/2011 12:25:55 PM |
thelovebug | $100.00 | 12/3/2011 12:17:17 PM |
discostu | $25.00 | 12/3/2011 9:10:39 PM |
natural-greenback6 | $25.00 | 12/3/2011 9:37:26 AM |
green-rate-futurist | $200.00 | 12/4/2011 7:40:15 AM |
cablenews | $100.00 | 12/3/2011 10:27:07 AM |
yield-seeker | $25.00 | 12/4/2011 2:15:42 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:07 PM |
WeAlNe | $25.00 | 12/3/2011 2:31:38 PM |
Nojukbong | $50.00 | 12/4/2011 1:13:08 PM |
richrobe | $25.00 | 12/3/2011 7:19:02 PM |
Scubadiver | $50.91 | 12/4/2011 9:19:12 AM |
sturdy-nickel4 | $25.00 | 12/4/2011 10:21:33 PM |
bsh297 | $35.95 | 12/5/2011 6:17:48 AM |
income-ecstasy | $31.42 | 12/5/2011 9:12:21 AM |
sharp518 | $50.00 | 12/5/2011 6:54:32 AM |
ChrisProsper | $23.58 | 12/5/2011 9:15:32 AM |
jhernand17 | $25.00 | 12/5/2011 8:54:13 AM |
a-credit-rotation | $25.00 | 12/5/2011 9:08:48 AM |
Dskillz | $150.00 | 12/4/2011 8:20:06 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:39 PM |
sweetasmoney | $25.00 | 12/5/2011 3:15:48 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:04 AM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:14 PM |
thrifty-dedication | $25.00 | 12/1/2011 5:36:38 AM |
economy-producer | $25.00 | 11/30/2011 5:29:09 PM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 8:15:32 AM |
Comoparklender | $25.00 | 12/1/2011 9:26:37 AM |
social-cocktail1 | $200.00 | 12/1/2011 9:39:35 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:10 AM |
progressive-economy261 | $252.00 | 12/1/2011 9:27:09 AM |
bonus-demon | $50.00 | 12/1/2011 9:28:57 AM |
well-mannered-income3 | $25.00 | 12/1/2011 6:00:37 PM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:37 PM |
jengachamp | $25.00 | 12/1/2011 4:06:30 PM |
careful-note | $55.00 | 12/2/2011 4:31:32 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:40 AM |
diplomatic-wealth7 | $25.00 | 12/2/2011 9:25:03 AM |
Ponies88 | $25.00 | 12/2/2011 11:55:14 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:56 PM |
GoldenRule01 | $25.00 | 12/2/2011 4:07:42 PM |
red-power-pecan | $27.00 | 12/2/2011 5:25:50 PM |
affluence-generator2 | $100.00 | 12/2/2011 11:15:53 AM |
wwwUniversal | $25.00 | 12/2/2011 5:36:09 PM |
new-intuitive-dime | $25.00 | 12/2/2011 7:29:35 PM |
heart514 | $25.00 | 12/2/2011 7:53:01 PM |
dedicated-transaction796 | $25.00 | 12/3/2011 12:26:45 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:07 PM |
caNative | $25.00 | 12/4/2011 8:27:31 AM |
commitment-galaxy | $25.00 | 12/3/2011 11:49:49 AM |
irrelevant | $25.00 | 12/4/2011 10:06:19 AM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:54 AM |
golden-cat | $25.00 | 12/4/2011 12:21:21 PM |
Speedfreak | $25.00 | 12/4/2011 4:54:15 PM |
sportcraft18 | $45.00 | 12/4/2011 8:18:19 PM |
greenwell | $50.00 | 12/4/2011 10:59:18 AM |
planetibet | $30.00 | 12/5/2011 6:11:49 AM |
order-maestro | $41.88 | 12/5/2011 8:04:11 AM |
goodhearted-gold3 | $25.00 | 12/5/2011 5:54:11 AM |
worthy-bid4 | $49.99 | 12/5/2011 9:06:16 AM |
80 Investments
|
Borrower Payment Dependent Notes Series
541562
This series of Notes was issued and sold upon the funding of the borrower loan #57043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $200.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 13y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $161 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| delicious-liberty2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need loan for home improvement
Purpose of loan: to buy a storage building
This loan will be used to...purchase a storage building and to make improvement on home
My financial situation: stable
I am a good candidate for this loan because...I pay my bills on time and will pay back as soon as possible
Monthly net income: $ 2500.00
Monthly expenses: $ 2000.00 total
Housing: $ 600.00
Insurance: $ 75.00
Car expenses: $ 472.86
Utilities: $ 125.00
Phone, cable, internet: $ 99.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 75.00
Credit cards and other loans: $ 25.00
Other expenses: $ 25.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
one-midas | $35.00 | 11/28/2011 10:39:29 PM |
jjswanso | $50.00 | 11/29/2011 9:46:15 AM |
nfx | $35.00 | 11/30/2011 5:46:05 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:54 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:30 AM |
lowrater | $100.60 | 11/30/2011 5:26:56 AM |
careful-compassion | $25.00 | 11/30/2011 11:52:21 AM |
profit-powerplant | $25.00 | 11/30/2011 9:11:42 AM |
economy-producer | $25.00 | 11/30/2011 5:29:06 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:10 PM |
Dubbs360 | $50.00 | 11/30/2011 5:20:26 PM |
otto1939 | $101.00 | 11/30/2011 6:35:31 PM |
terrific-dough6 | $50.00 | 11/30/2011 5:26:22 PM |
coloradoadam | $25.00 | 11/30/2011 7:24:13 PM |
Comoparklender | $25.00 | 11/30/2011 5:30:08 PM |
just-loyalty643 | $50.00 | 11/30/2011 8:04:13 PM |
ghinga | $25.00 | 11/30/2011 5:50:42 PM |
first-class-yield9 | $63.00 | 11/30/2011 7:48:57 PM |
SolarMoonshine | $25.00 | 11/30/2011 3:51:18 PM |
goat0 | $50.00 | 11/30/2011 11:58:35 PM |
Smalltimelender | $25.00 | 11/30/2011 9:03:04 PM |
Land_on_your_feet | $25.00 | 12/1/2011 4:05:45 AM |
pound-puppy | $25.00 | 12/1/2011 5:01:17 AM |
treasure-pipeline | $35.00 | 12/1/2011 6:10:21 AM |
Foothill-Paradise | $25.00 | 12/1/2011 8:06:03 AM |
benefit-trident | $25.00 | 12/1/2011 6:35:50 AM |
wlm3012 | $30.00 | 11/30/2011 6:35:10 PM |
designer_10 | $25.00 | 11/30/2011 8:56:33 PM |
fantastic-wampum1 | $100.00 | 12/1/2011 9:19:38 AM |
CapitalismRocks | $25.00 | 12/1/2011 9:22:10 AM |
Tradesmanlender | $25.00 | 12/1/2011 9:31:52 AM |
economy-coup | $50.00 | 12/1/2011 9:29:28 AM |
durability-halibut | $25.00 | 12/1/2011 9:49:59 AM |
branaa99 | $25.00 | 12/1/2011 9:39:31 AM |
leverage-monger | $25.00 | 12/1/2011 10:51:08 AM |
kain11286 | $25.00 | 12/1/2011 8:45:09 AM |
graceful-IRAinvestment | $80.00 | 12/1/2011 10:24:11 AM |
diplomatic-wealth7 | $25.00 | 12/1/2011 9:09:31 AM |
superb-funds335 | $25.00 | 12/1/2011 9:16:26 AM |
Elefunt | $25.00 | 12/1/2011 9:16:43 AM |
capital_projects_investor | $25.00 | 12/1/2011 1:00:10 PM |
burgeoning-generosity9 | $56.20 | 12/1/2011 2:42:18 PM |
sparkling-interest1 | $50.00 | 12/1/2011 2:51:23 PM |
orgy63 | $25.00 | 12/1/2011 9:28:40 AM |
euro-shrine | $50.00 | 12/1/2011 3:14:00 PM |
cognizant-rupee7 | $25.00 | 12/1/2011 9:29:55 AM |
wampum-library4 | $25.00 | 12/1/2011 10:19:59 AM |
sensational-worth7 | $3.11 | 12/1/2011 3:42:46 PM |
golden-velocity9 | $35.00 | 11/29/2011 9:34:21 AM |
pound-mushroom3 | $25.00 | 11/29/2011 9:41:04 AM |
fortytwo | $150.00 | 11/29/2011 9:49:19 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:50 AM |
freedom3 | $1,200.00 | 11/30/2011 3:33:54 AM |
radforj22 | $25.00 | 11/30/2011 7:39:06 AM |
tech310 | $50.00 | 11/30/2011 12:12:51 AM |
IIP77 | $25.00 | 11/30/2011 3:20:42 AM |
CA-Lender | $50.00 | 11/30/2011 2:22:05 PM |
enterprising-credit2 | $50.00 | 11/30/2011 2:54:40 PM |
cajunguy | $25.00 | 11/30/2011 4:40:02 PM |
scarlet-velvet | $25.08 | 11/30/2011 3:56:47 PM |
rupee-master6 | $25.00 | 11/30/2011 10:13:53 AM |
enriching-trade2 | $50.00 | 11/30/2011 5:15:17 PM |
nimble-money086 | $25.00 | 11/30/2011 6:23:55 PM |
bonus-demon | $50.00 | 11/30/2011 5:24:53 PM |
Mariner3605 | $25.00 | 11/30/2011 5:31:45 PM |
sisepuede | $25.00 | 11/30/2011 7:39:15 PM |
nickel-acrobat | $50.00 | 11/30/2011 4:13:07 PM |
glimmering-point | $25.00 | 12/1/2011 2:33:51 AM |
attractive-fund | $50.00 | 12/1/2011 6:15:35 AM |
social-cocktail1 | $200.00 | 11/30/2011 5:24:47 PM |
high_flyer | $50.00 | 12/1/2011 8:14:46 AM |
wwwUniversal | $25.00 | 11/30/2011 5:36:15 PM |
nalaari | $85.80 | 12/1/2011 6:33:32 AM |
COCHINOBOY | $32.07 | 12/1/2011 9:00:04 AM |
first-dinero-igloo | $25.00 | 12/1/2011 8:37:12 AM |
investment-comet | $25.00 | 11/30/2011 9:36:10 PM |
frogperson | $75.00 | 11/30/2011 9:53:31 PM |
green-rate-futurist | $50.00 | 12/1/2011 4:46:01 AM |
taetrade | $25.00 | 12/1/2011 5:43:03 AM |
Bob450 | $25.00 | 12/1/2011 7:15:06 AM |
octoberfresh | $25.00 | 12/1/2011 7:49:20 AM |
martymaniaman | $25.00 | 12/1/2011 7:55:32 AM |
toblerone | $25.00 | 12/1/2011 9:11:39 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:00 AM |
computer758 | $25.00 | 12/1/2011 2:02:44 PM |
evergreen16 | $81.00 | 12/1/2011 2:33:42 PM |
atlrealtor | $25.87 | 12/1/2011 3:00:23 PM |
gjm6d | $25.00 | 12/1/2011 9:25:12 AM |
finance-prescription | $100.00 | 12/1/2011 9:40:44 AM |
irrelevant | $25.00 | 12/1/2011 10:06:00 AM |
Weaverville | $25.00 | 12/1/2011 12:31:59 PM |
Money_Working | $25.00 | 12/1/2011 1:18:06 PM |
valiant-note129 | $100.00 | 12/1/2011 2:19:49 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
541574
This series of Notes was issued and sold upon the funding of the borrower loan #57112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-28-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 13.65% |
Borrower rate/APR:
| 14.65% / 16.49% |
Monthly payment:
| $354.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.60% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,020 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| transparency-liberator4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2011)
|
Principal balance:
| $928.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
finish it up
Purpose of loan: pay off credit card
This loan will be used to...pay off credit card
My financial situation:
I am a good candidate for this loan because... I always make my payments on time. responsible, and hard working person.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/28/2011 5:06:42 PM |
fcrick | $25.00 | 11/28/2011 5:11:42 PM |
BxRealtor | $25.00 | 11/28/2011 5:06:23 PM |
igniter584 | $25.00 | 11/28/2011 5:12:23 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:21 PM |
ingenious-deal6 | $25.00 | 11/29/2011 9:07:53 AM |
kenji4861 | $25.00 | 11/29/2011 9:30:14 AM |
credit-socrates648 | $2,000.00 | 11/29/2011 11:02:49 AM |
credit-socrates648 | $1,000.00 | 11/29/2011 12:45:04 PM |
godzig | $25.00 | 11/29/2011 2:22:04 PM |
cocopuffs | $25.00 | 11/29/2011 3:43:40 PM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:10:53 PM |
NYBIZ | $25.00 | 11/29/2011 3:56:51 PM |
hookUup | $36.20 | 11/29/2011 4:21:26 PM |
toblerone | $25.00 | 11/29/2011 5:23:56 PM |
sportsmagic | $250.00 | 11/29/2011 5:48:10 PM |
rchissocol | $25.00 | 11/29/2011 2:49:43 PM |
prudent-bid3 | $25.00 | 11/29/2011 8:42:24 PM |
enterprising-credit2 | $50.00 | 11/29/2011 4:30:46 PM |
Jayson85 | $150.00 | 11/29/2011 4:59:42 PM |
indomitable-coin | $25.00 | 11/30/2011 4:27:43 AM |
fervent-repayment | $50.00 | 11/30/2011 5:55:59 AM |
suave-dime6 | $25.00 | 11/29/2011 5:20:56 PM |
gold-enclave165 | $149.51 | 11/30/2011 8:13:53 AM |
Tradesmanlender | $25.00 | 11/30/2011 9:06:35 AM |
the-profit-oracle | $25.00 | 11/30/2011 12:20:50 AM |
crw1950 | $32.19 | 11/30/2011 6:39:42 AM |
LimaGuy | $50.00 | 11/30/2011 7:27:20 AM |
radforj22 | $25.00 | 11/30/2011 7:41:21 AM |
markdental | $50.00 | 11/30/2011 11:09:21 AM |
Clambake | $25.00 | 11/30/2011 9:38:04 AM |
GrooveBiz | $25.00 | 11/30/2011 1:44:07 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:39 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:08 PM |
Supernick | $100.00 | 11/30/2011 4:39:49 PM |
clean-wealth7 | $250.00 | 11/30/2011 11:41:11 AM |
dough-hammock | $25.00 | 11/30/2011 9:19:05 PM |
interest-magnolia | $26.13 | 11/30/2011 10:22:08 PM |
iaffy | $25.00 | 11/30/2011 5:18:30 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:21 AM |
treasure-pipeline | $75.00 | 12/1/2011 6:11:16 AM |
selfmademan | $42.48 | 12/1/2011 8:09:58 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:25 AM |
first-serene-credit | $25.00 | 12/1/2011 8:26:32 AM |
cha-ching7 | $25.00 | 11/30/2011 9:56:41 PM |
gjm6d | $25.00 | 12/1/2011 9:25:12 AM |
jazzlender | $50.00 | 12/1/2011 9:27:16 AM |
purvike | $25.00 | 12/1/2011 9:38:18 AM |
mennleo | $50.00 | 12/1/2011 9:16:54 AM |
organic-responsibility60 | $50.00 | 12/1/2011 11:48:23 AM |
pure-loyalty6 | $25.00 | 12/1/2011 1:49:13 PM |
responsive-value4 | $25.00 | 12/1/2011 2:18:36 PM |
eretro | $34.02 | 12/1/2011 2:19:15 PM |
djindepth | $50.00 | 12/1/2011 3:53:18 PM |
jengachamp | $25.00 | 12/1/2011 4:06:25 PM |
LateOneNight | $25.00 | 12/1/2011 4:31:02 PM |
gold-pudding6 | $40.00 | 12/1/2011 3:58:21 PM |
mhotchan | $100.00 | 12/1/2011 9:36:09 AM |
exact-gold2 | $25.00 | 12/1/2011 5:16:26 PM |
leverage-monger | $25.00 | 12/1/2011 10:59:08 AM |
donicurioso | $50.00 | 12/1/2011 7:42:19 PM |
77dowplace | $37.00 | 12/1/2011 5:56:59 PM |
rewards | $35.00 | 12/1/2011 6:25:14 PM |
RebuildingAmerica | $30.55 | 12/1/2011 7:03:00 PM |
HomerdohNY | $25.00 | 12/1/2011 5:05:20 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:21 AM |
Guiren | $111.78 | 12/2/2011 6:53:49 AM |
intrepid-loot | $25.00 | 12/2/2011 6:18:19 AM |
mflawyer | $25.00 | 12/2/2011 7:01:47 AM |
lostontheedge | $25.00 | 12/2/2011 7:03:41 AM |
ProfPC | $25.00 | 12/1/2011 6:32:10 PM |
loot-heart | $25.00 | 12/1/2011 7:11:29 PM |
power-defender7 | $40.00 | 12/1/2011 7:15:49 PM |
nyran20 | $25.00 | 12/1/2011 7:44:30 PM |
careful-note | $100.00 | 12/1/2011 7:47:04 PM |
antlr | $50.00 | 12/1/2011 7:48:15 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:47 PM |
Melander | $50.00 | 12/1/2011 9:39:51 PM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:46 AM |
octoberfresh | $25.00 | 12/2/2011 8:05:04 AM |
leverage-monger | $40.00 | 12/2/2011 8:49:50 AM |
sjlender | $100.00 | 12/2/2011 9:08:21 AM |
helpinghand63 | $25.00 | 12/2/2011 9:11:06 AM |
compoundinterest | $50.00 | 12/2/2011 9:20:18 AM |
DadWarbucks | $25.00 | 12/2/2011 9:20:39 AM |
majestic-repayment3 | $50.00 | 12/2/2011 7:01:21 AM |
wigglesworth4 | $97.00 | 12/2/2011 9:20:05 AM |
nickel-ferret | $50.00 | 12/2/2011 9:24:34 AM |
the-precious-bid | $25.00 | 12/2/2011 9:29:38 AM |
genius520 | $50.00 | 12/2/2011 9:37:52 AM |
chestnut4 | $25.00 | 12/2/2011 9:36:44 AM |
smear87 | $25.00 | 12/2/2011 9:42:49 AM |
velocity-solo | $25.00 | 12/2/2011 9:44:35 AM |
minista | $25.00 | 12/2/2011 9:48:33 AM |
figs4u2 | $29.00 | 12/2/2011 9:06:30 AM |
evnagelist | $25.00 | 12/2/2011 9:24:33 AM |
royboy0292 | $50.00 | 12/2/2011 12:16:30 PM |
auctionator1 | $25.00 | 12/2/2011 1:26:28 PM |
dugly2ugly | $25.00 | 12/2/2011 1:35:41 PM |
green-moola-sniffer | $25.00 | 12/2/2011 9:35:22 AM |
Elefunt | $25.00 | 12/2/2011 9:42:59 AM |
loot-castanets | $25.00 | 12/2/2011 9:43:46 AM |
dospapalotes | $25.00 | 12/2/2011 9:46:58 AM |
5kids5 | $40.00 | 12/2/2011 11:01:35 AM |
debt-legend | $25.00 | 12/2/2011 1:11:15 PM |
caring-basis0 | $255.24 | 12/2/2011 3:21:44 PM |
bb575 | $50.00 | 11/28/2011 5:18:30 PM |
vinayski | $25.00 | 11/28/2011 5:22:51 PM |
new-marketplace-lyrics | $35.00 | 11/29/2011 4:38:02 AM |
natural-worth9 | $1,000.00 | 11/29/2011 2:57:36 PM |
novice-speculator | $25.00 | 11/29/2011 3:00:18 PM |
immaculate-compassion8 | $50.00 | 11/29/2011 3:01:00 PM |
jpac1066 | $100.00 | 11/29/2011 2:32:35 PM |
SolarMoonshine | $25.00 | 11/29/2011 3:48:06 PM |
meenan | $75.00 | 11/29/2011 4:31:56 PM |
important-ore | $150.00 | 11/29/2011 5:17:53 PM |
tenacious-capital3 | $26.27 | 11/29/2011 5:31:18 PM |
susurrus | $25.00 | 11/29/2011 5:57:34 PM |
yield-hut | $50.00 | 11/29/2011 2:06:05 PM |
Hexnut | $100.00 | 11/29/2011 10:02:29 PM |
IIP77 | $25.00 | 11/30/2011 3:20:38 AM |
Leshan | $50.00 | 11/30/2011 8:19:00 AM |
MONEYLENDER101 | $50.00 | 11/30/2011 8:45:44 AM |
Solid-Platinum | $25.00 | 11/29/2011 7:17:22 PM |
new-social-economist | $80.00 | 11/29/2011 8:58:19 PM |
viennese | $25.00 | 11/29/2011 9:54:23 PM |
worthy-bid8 | $50.00 | 11/30/2011 9:18:25 AM |
SB94114 | $25.00 | 11/30/2011 9:15:58 AM |
Zeenos | $25.11 | 11/30/2011 9:36:52 AM |
organic-commerce9 | $30.00 | 11/30/2011 6:22:28 AM |
heerzaquestion | $50.00 | 11/30/2011 9:28:05 AM |
hidavehi | $25.00 | 11/30/2011 3:57:52 PM |
brightest-fund-base | $25.00 | 11/30/2011 4:13:15 PM |
balance-voyager | $50.00 | 11/30/2011 4:27:33 PM |
enriching-trade2 | $50.00 | 11/30/2011 5:15:16 PM |
awesome-benefit1 | $25.00 | 11/30/2011 9:14:45 PM |
ashishxpatel | $26.00 | 11/30/2011 6:15:22 PM |
s270 | $25.00 | 11/30/2011 6:52:00 PM |
greentomato | $50.00 | 11/30/2011 7:23:51 PM |
progressive-economy261 | $400.00 | 11/30/2011 5:06:37 PM |
friendinmoney | $26.70 | 12/1/2011 6:19:35 AM |
stollcm | $25.00 | 12/1/2011 5:08:32 AM |
volcano494 | $28.18 | 12/1/2011 7:41:55 AM |
jdrez | $25.00 | 11/30/2011 6:07:21 PM |
investment-comet | $25.00 | 11/30/2011 9:36:42 PM |
kulender | $100.00 | 12/1/2011 9:13:48 AM |
sickid1 | $100.00 | 12/1/2011 12:15:40 AM |
britgsb | $30.00 | 12/1/2011 9:31:16 AM |
orange-brainy-return | $25.00 | 12/1/2011 8:49:42 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:52 PM |
anacent | $25.00 | 12/1/2011 9:15:11 AM |
dinero-launcher | $25.00 | 12/1/2011 3:32:05 PM |
valiant-note129 | $50.00 | 12/1/2011 2:31:18 PM |
shrewd-deal | $75.00 | 12/1/2011 3:55:51 PM |
WeAlNe | $25.00 | 12/1/2011 5:00:54 PM |
WalnutCreekguy | $69.00 | 12/1/2011 5:13:50 PM |
sportsmagic | $250.00 | 12/1/2011 6:22:37 PM |
nimble-money086 | $25.00 | 12/1/2011 6:47:19 PM |
irishcocacola | $25.00 | 12/1/2011 6:55:28 PM |
FmrEngr2Phd | $25.00 | 12/1/2011 9:47:50 PM |
systematic0 | $25.00 | 12/2/2011 4:18:23 AM |
LenderByDay | $25.00 | 12/2/2011 4:24:40 AM |
goodhearted-gold3 | $25.00 | 12/2/2011 5:13:56 AM |
dime-sprout | $50.00 | 12/1/2011 5:21:01 PM |
brightest-fearless-payout | $50.00 | 12/1/2011 5:31:21 PM |
Attract | $25.00 | 12/2/2011 5:49:00 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:29 AM |
platinum-czar | $25.00 | 12/1/2011 7:20:10 PM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:55 AM |
HelpNeedy | $100.00 | 12/1/2011 8:10:53 PM |
rogue_monster | $50.00 | 12/2/2011 9:07:12 AM |
Banker7371 | $25.00 | 12/2/2011 9:07:51 AM |
E_G | $50.00 | 12/2/2011 9:05:20 AM |
lucrative-coin | $26.00 | 12/2/2011 9:11:17 AM |
Mrs-Honeydew | $35.00 | 12/2/2011 5:25:32 AM |
microfunder | $25.00 | 12/2/2011 9:13:31 AM |
gold-commander0 | $25.00 | 12/2/2011 9:21:06 AM |
icchok | $50.00 | 12/2/2011 9:16:06 AM |
influential-benjamins0 | $100.00 | 12/2/2011 9:23:18 AM |
Cheburashka | $25.00 | 12/2/2011 9:25:37 AM |
gold-sushi | $25.00 | 12/2/2011 9:20:08 AM |
w3alter | $50.00 | 12/2/2011 9:33:41 AM |
PRGuyinVA | $25.00 | 12/2/2011 9:34:14 AM |
mad-scientist418 | $25.00 | 12/2/2011 8:24:40 AM |
JLMGroupFunds | $25.00 | 12/2/2011 9:45:41 AM |
transparency-river1 | $1,000.00 | 12/2/2011 9:48:38 AM |
damage | $25.00 | 12/2/2011 9:09:00 AM |
don8ter | $50.00 | 12/2/2011 9:10:31 AM |
cclady | $500.00 | 12/2/2011 10:27:35 AM |
money-bauble | $200.00 | 12/2/2011 9:22:52 AM |
payout-carnival | $41.64 | 12/2/2011 12:25:30 PM |
gain-expert | $50.00 | 12/2/2011 12:31:06 PM |
riproaringrapids | $25.00 | 12/2/2011 9:31:14 AM |
hostbank | $100.00 | 12/2/2011 9:34:36 AM |
buffalobills | $25.00 | 12/2/2011 1:42:04 PM |
phaded | $25.00 | 12/2/2011 9:37:23 AM |
JTHarris | $25.00 | 12/2/2011 2:09:45 PM |
mammalian4 | $25.00 | 12/2/2011 3:20:02 PM |
loyalty-sherpa | $25.00 | 12/2/2011 9:40:23 AM |
life-is-great | $25.00 | 12/2/2011 9:43:58 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:40 PM |
Business_Happens | $25.00 | 12/2/2011 2:49:13 PM |
202 Investments
|
Borrower Payment Dependent Notes Series
541580
This series of Notes was issued and sold upon the funding of the borrower loan #57034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,103 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| loot-platoon0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
chase
Purpose of loan:
Pay off credit card debt that has accrued over last 5 years.
My financial situation:
I am a good candidate for this loan because I am employed full time in a stable position.
Monthly net income: $3000
Monthly expenses: $300
Housing: $ $950
Insurance: $0
Car expenses: $0
Utilities: $ 80
Phone, cable, internet: $ 110
Food, entertainment: $ 500
Credit cards and other loans: $400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/29/2011 9:30:34 AM |
loanman2007 | $50.00 | 11/29/2011 9:20:50 AM |
bazaar-festivity | $50.00 | 11/29/2011 9:28:55 AM |
golden-velocity9 | $35.00 | 11/29/2011 9:34:22 AM |
fortytwo | $150.00 | 11/29/2011 9:49:21 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:53 AM |
SolarMoonshine | $25.00 | 11/29/2011 10:10:03 AM |
leverage-monger | $40.00 | 11/29/2011 10:46:05 AM |
ingenious-deal6 | $25.00 | 11/29/2011 9:07:54 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:06:13 AM |
goodhearted-generosity511 | $30.00 | 11/29/2011 10:57:32 AM |
pound-mushroom3 | $25.00 | 11/29/2011 9:41:06 AM |
jjswanso | $50.00 | 11/29/2011 9:46:15 AM |
worth-blanket2 | $1,300.00 | 11/29/2011 1:59:37 PM |
pdub | $75.00 | 11/29/2011 9:51:06 AM |
handy-justice | $50.00 | 11/29/2011 10:09:58 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
541602
This series of Notes was issued and sold upon the funding of the borrower loan #57163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,029 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| courteous-economy928 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan:
This loan will be used to make some small landscaping and outer improvements to the home to prepare for a sale.
My financial situation:
I am a good candidate for this loan because I have good credit and will make steady monthly payments. I need cash short term as most of my salary comes in defered investment in a fund, the first comes due in June 2012. The fund has 20 year track record of positive performance.
Monthly net income: $8200
Monthly expenses: $4500
Housing: $2600
Insurance: $100
Car expenses: $1000
Utilities: $500
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-festivity | $50.00 | 11/29/2011 9:28:56 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:54 AM |
golden-velocity9 | $35.00 | 11/29/2011 9:34:22 AM |
worth-blanket2 | $9,900.00 | 11/29/2011 1:58:35 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
541612
This series of Notes was issued and sold upon the funding of the borrower loan #57013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $400.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,632 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| silver-pursuit70 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bills/Debt Consolidation
Purpose of loan:
This loan will be used to pay off medical bills and credit cards so I can get them closed and making one simple monthly payment.
My financial situation:
I am a good candidate for this loan because, I have never been late on payments and always pay off early.
Monthly net income: $3581
Monthly expenses: $2058
Housing: $1,398
Insurance: $50
Car expenses: $0.00
Utilities: $130
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $280
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $50.00 | 11/29/2011 9:46:15 AM |
bazaar-festivity | $50.00 | 11/29/2011 9:28:56 AM |
worth-blanket2 | $9,800.00 | 11/29/2011 2:00:05 PM |
janeybooboo | $50.00 | 11/29/2011 10:30:03 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:54 AM |
golden-velocity9 | $35.00 | 11/29/2011 9:34:23 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
541618
This series of Notes was issued and sold upon the funding of the borrower loan #56999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 73% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,039 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| income-dogwood2 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to.pay for x-mas..
My financial situation:
I am a good candidate for this loan because.I know I am responsible for paying my bills..
Monthly net income: $5000
Monthly expenses: $500/mo-husband's camp activities
Housing: $928/mth
Insurance: $470/mo
Car expenses: $600/mo
Utilities: $375
Phone, cable, internet: $240/mo
Food, entertainment: $450/mo
Clothing, household expenses: $100/mo
Credit cards and other loans: $700/mo
Other expenses: $
life insurance pmt of $221/mo
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/29/2011 5:13:05 PM |
carlos_chantana | $25.00 | 11/29/2011 10:17:28 PM |
fortytwo | $150.00 | 11/29/2011 5:11:15 PM |
dudebrah | $25.00 | 11/29/2011 6:49:40 PM |
favorite-commerce | $35.00 | 11/29/2011 6:55:25 PM |
nimble-revenue5 | $50.00 | 11/30/2011 9:07:59 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:35 AM |
newest-generous-income | $25.00 | 11/30/2011 2:08:24 PM |
CA-Lender | $25.00 | 11/30/2011 2:25:59 PM |
mrxtravis | $25.00 | 11/30/2011 5:16:02 PM |
IIP77 | $25.00 | 11/30/2011 5:28:04 PM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 3:57:53 PM |
loss-of-control | $100.00 | 12/1/2011 5:03:13 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:42 AM |
preventivepestcontrol | $75.00 | 12/2/2011 7:38:01 AM |
Foothill-Paradise | $50.00 | 12/2/2011 10:39:17 AM |
GODSWORDONIT | $30.75 | 12/2/2011 11:56:52 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:50 PM |
gotjack | $25.00 | 12/2/2011 12:59:45 PM |
MusicandMedicine | $70.55 | 12/2/2011 2:56:11 PM |
attractive-value | $25.00 | 12/2/2011 11:14:31 AM |
affluence-generator2 | $100.00 | 12/2/2011 11:44:22 AM |
courteous-platinum7 | $25.00 | 12/2/2011 12:22:01 PM |
golden-velocity9 | $35.00 | 11/29/2011 5:24:39 PM |
SLN-10 | $50.00 | 11/29/2011 5:35:05 PM |
fishcreek | $25.00 | 11/29/2011 10:17:42 PM |
profit-powerplant | $25.00 | 11/30/2011 9:11:43 AM |
rupee-master6 | $25.00 | 11/30/2011 10:13:55 AM |
dollar-tornado3 | $25.00 | 12/1/2011 6:44:11 AM |
valiant-note129 | $42.71 | 12/1/2011 2:47:09 PM |
enterprising-credit2 | $25.00 | 12/1/2011 4:25:39 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:05 AM |
graceful-IRAinvestment | $25.00 | 12/1/2011 5:53:57 PM |
wwwUniversal | $25.00 | 12/2/2011 9:20:27 AM |
bluebouyz | $25.00 | 12/2/2011 12:24:41 PM |
secureincome | $500.00 | 12/2/2011 2:11:08 PM |
LKN2RTR | $25.99 | 12/2/2011 2:30:21 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
541622
This series of Notes was issued and sold upon the funding of the borrower loan #56775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $836.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 14% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $289 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| riveting-fund1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
careful-note | $50.00 | 11/28/2011 5:06:45 PM |
AFairDeal | $25.00 | 11/28/2011 5:17:22 PM |
bb575 | $50.00 | 11/28/2011 5:18:30 PM |
blot44 | $25.00 | 11/28/2011 8:16:58 PM |
igniter584 | $25.00 | 11/28/2011 5:12:26 PM |
yield-hut | $25.00 | 11/29/2011 2:16:04 PM |
quantumwellguy | $50.00 | 11/28/2011 5:21:23 PM |
skillful-diversification2 | $25.00 | 11/28/2011 5:17:17 PM |
radforj22 | $25.00 | 11/29/2011 4:47:15 AM |
gain-mountain1 | $100.00 | 11/29/2011 11:38:29 AM |
worth-blanket2 | $24,600.00 | 11/29/2011 2:26:09 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
541632
This series of Notes was issued and sold upon the funding of the borrower loan #56996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $107.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $742 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| shiny-yield8 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto repair for transportation
Purpose of loan:
Looking to purchase & fix up a car for transportation to and from work the Vehicle Need's new tires front windshield, Fuel pump, battery & paint
2000 Mitsubishi eclipse with 110,000 miles.
The Purchase price is 500.00 (Current owner is a family member)
The remaining 2000.00 is for repair title license and any other expenses
My financial situation:
Currently living with family the helps keep my expenses low
Monthly net income: 700.00
Housing: 0.00
Car expenses: 65.00
Utilities: 0.00
Phone, cable, internet: 10.00
Food, entertainment: 100.00
Clothing, household expenses: 50.00
Credit cards and other loans: 50.00
Other expenses: None
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fortytwo | $150.00 | 11/30/2011 5:09:25 PM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 9:32:58 PM |
CA-Lender | $25.00 | 11/30/2011 5:03:32 PM |
Danjack_Capital | $25.00 | 11/30/2011 5:08:33 PM |
kain11286 | $25.00 | 12/1/2011 8:46:08 AM |
lowrater | $25.40 | 11/30/2011 10:43:43 PM |
golden-velocity9 | $35.00 | 12/1/2011 9:23:56 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:15 AM |
power-grid134 | $25.00 | 12/1/2011 3:46:42 PM |
the-hope-workhorse | $50.00 | 12/1/2011 10:45:06 AM |
zorg77 | $50.00 | 12/2/2011 5:27:19 AM |
careful-note | $55.00 | 12/2/2011 4:31:34 AM |
dsgfl1 | $60.00 | 12/2/2011 8:21:19 AM |
rdav | $50.00 | 12/2/2011 10:26:04 AM |
courteous-platinum7 | $25.00 | 12/2/2011 12:20:32 PM |
managedfund | $325.87 | 12/2/2011 2:34:35 PM |
CashFlow13 | $100.00 | 12/2/2011 9:36:30 AM |
economy-producer | $25.00 | 11/30/2011 5:29:09 PM |
sfmf | $25.00 | 11/30/2011 5:31:04 PM |
economy-sunrise | $25.00 | 12/1/2011 12:49:48 AM |
nfx | $30.00 | 11/30/2011 5:20:35 PM |
balanced-balance6 | $25.00 | 12/1/2011 6:28:26 AM |
dollar-tornado3 | $25.00 | 12/1/2011 6:46:53 AM |
periko | $27.63 | 11/30/2011 8:42:28 PM |
beakerfish | $50.00 | 12/1/2011 8:50:44 PM |
valiant-note129 | $75.00 | 12/1/2011 10:39:58 PM |
thoughtful-economy1 | $25.00 | 12/1/2011 9:09:24 PM |
preventivepestcontrol | $50.00 | 12/2/2011 7:47:13 AM |
valiant-money | $25.00 | 12/2/2011 8:19:17 AM |
affluence-generator2 | $100.00 | 12/2/2011 12:07:09 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:02 PM |
let_me_retire | $80.10 | 12/2/2011 2:05:40 PM |
secureincome | $700.00 | 12/2/2011 2:12:18 PM |
kind-diligent-coin | $25.00 | 12/2/2011 2:22:41 PM |
merciful-return164 | $76.00 | 12/2/2011 2:00:51 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
541646
This series of Notes was issued and sold upon the funding of the borrower loan #56909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
9 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,562 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-adorable-bill |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Bills
Purpose of loan:
This loan will be used to pay back remaining medical bills I have been paying on for over a year, want to get them wrapped up. Also for a ticket home to see a family member.
My financial situation:
I am a good candidate for this loan because I support a family of 5, and need to take care of the above over the holidays.
Monthly net income: $5200
Monthly expenses: $4500 (total from below)
Housing: $1600
Insurance: $80
Car expenses: $500
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/28/2011 5:12:02 PM |
golden-velocity9 | $35.00 | 11/28/2011 5:35:51 PM |
orderly-leverage | $50.00 | 11/29/2011 10:30:46 AM |
bazaar-festivity | $25.00 | 11/28/2011 5:14:14 PM |
vigorous-market5 | $200.00 | 11/29/2011 7:39:55 AM |
jjswanso | $50.00 | 11/29/2011 9:46:14 AM |
worth-blanket2 | $3,600.00 | 11/29/2011 1:59:43 PM |
bluestarman08 | $15.00 | 11/29/2011 2:20:05 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
541648
This series of Notes was issued and sold upon the funding of the borrower loan #56844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Nov-29-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.76% |
Borrower rate/APR:
| 25.76% / 35.84% |
Monthly payment:
| $715.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 9.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,798 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| equitable-bazaar572 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DSW
Purpose of loan:
This loan will be used to...
My financial situation: I was recently let go from my VP position of a company and am looking to take a job in another field while my noncompete plays out. This will allow me to do that.
I am a good candidate for this loan because...
I will be able to pay this back in a year rather than 3 and I will be taking a job in my field again shortly.
Monthly net income: $4500
Monthly expenses: $2800
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $35.00 | 11/29/2011 5:24:48 PM |
tech310 | $50.00 | 11/30/2011 12:07:39 AM |
elegant-dedication8 | $25.00 | 11/29/2011 5:07:17 PM |
fervent-repayment | $50.00 | 11/30/2011 5:56:02 AM |
influential-payment6 | $268.34 | 11/29/2011 6:41:36 PM |
note-mover9 | $35.00 | 11/30/2011 5:38:59 PM |
asset-trajectory | $25.00 | 11/30/2011 10:34:43 PM |
prudent-economy5 | $500.00 | 12/1/2011 3:55:02 PM |
shrewd-rupee | $100.00 | 12/1/2011 6:26:20 PM |
polka2002 | $26.81 | 12/1/2011 9:36:20 PM |
marauder763 | $25.00 | 12/1/2011 5:07:34 PM |
a-restless-dollar | $25.00 | 12/2/2011 7:07:48 AM |
impartial-leverage2 | $25.00 | 12/1/2011 6:16:30 PM |
benevolent-bonus | $25.00 | 12/2/2011 7:50:27 AM |
shiny-leverage0 | $25.00 | 12/2/2011 12:01:23 AM |
HHP | $100.00 | 12/2/2011 9:07:02 AM |
enterprising-credit2 | $25.00 | 12/2/2011 6:39:15 AM |
handshake5 | $100.00 | 12/2/2011 9:22:24 AM |
desertoasis | $25.00 | 12/2/2011 9:33:19 AM |
j3141592t | $25.00 | 12/2/2011 9:39:39 AM |
marketplace-hut9 | $25.00 | 12/2/2011 9:47:24 AM |
irrelevant | $25.00 | 12/2/2011 10:06:48 AM |
vibraphone3 | $25.00 | 12/2/2011 9:17:42 AM |
HenryS | $30.00 | 12/2/2011 9:19:14 AM |
worldly-community3 | $50.00 | 12/2/2011 9:30:33 AM |
bid-czar8 | $38.00 | 12/2/2011 9:33:23 AM |
gizzywump | $25.00 | 12/2/2011 9:48:46 AM |
theogeer | $25.00 | 12/2/2011 11:21:10 AM |
first-class-gold0 | $50.00 | 11/29/2011 7:42:20 PM |
IIP77 | $25.00 | 11/30/2011 3:20:51 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:00 AM |
secureincome | $750.00 | 11/30/2011 8:40:47 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:36 AM |
worthy-bid8 | $50.00 | 11/30/2011 9:18:26 AM |
economy-producer | $25.00 | 11/30/2011 5:29:08 PM |
wealth-prodigy1 | $101.00 | 11/30/2011 2:42:28 PM |
bowler252 | $27.41 | 11/30/2011 4:12:04 PM |
philgreen | $300.00 | 11/30/2011 4:52:41 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:06 AM |
valiant-note129 | $50.00 | 12/1/2011 2:56:28 PM |
Comoparklender | $25.00 | 12/1/2011 5:06:11 PM |
principal-cooker2 | $100.00 | 12/1/2011 5:26:12 PM |
finance-prescription | $100.00 | 12/1/2011 5:07:54 PM |
toblerone | $25.00 | 12/1/2011 5:14:05 PM |
KMB78 | $25.00 | 12/2/2011 12:50:14 AM |
venture30 | $25.00 | 12/2/2011 4:03:28 AM |
economy-coup | $50.00 | 12/1/2011 5:22:11 PM |
dinero-speaker | $25.00 | 12/2/2011 7:34:28 AM |
proud-pound4 | $25.00 | 12/2/2011 9:07:58 AM |
capital-halo1 | $1,000.00 | 12/2/2011 9:08:57 AM |
careful-note | $55.00 | 12/2/2011 4:31:29 AM |
FASTIZIO_P | $25.00 | 12/2/2011 9:13:48 AM |
bazaar-tiramisu4 | $25.00 | 12/2/2011 7:04:37 AM |
finance-mushroom | $200.00 | 12/2/2011 9:21:53 AM |
dedicated-transaction796 | $25.00 | 12/2/2011 9:30:21 AM |
MikeyZ2008 | $30.00 | 12/2/2011 9:31:28 AM |
asiaratt | $50.00 | 12/2/2011 9:30:51 AM |
kulender | $100.00 | 12/2/2011 9:44:42 AM |
kind-credit-bear | $25.00 | 12/2/2011 9:48:58 AM |
durability-chuckler | $35.00 | 12/2/2011 10:52:14 AM |
MrBailey | $25.00 | 12/2/2011 9:12:42 AM |
worth-blanket2 | $2,000.00 | 12/2/2011 11:40:16 AM |
eronyc | $25.00 | 12/2/2011 9:19:59 AM |
wwwUniversal | $25.00 | 12/2/2011 9:20:27 AM |
top-historic-peso | $25.00 | 12/2/2011 9:24:00 AM |
income-buddy7 | $89.00 | 12/2/2011 9:37:36 AM |
dough-bear | $25.00 | 12/2/2011 9:37:49 AM |
stepatatime-together | $100.00 | 12/2/2011 9:50:25 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
541654
This series of Notes was issued and sold upon the funding of the borrower loan #57170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $532.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,385 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-friend9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student Loan debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 11/29/2011 5:05:24 PM |
careful-note | $50.00 | 11/29/2011 5:09:34 PM |
BxRealtor | $25.00 | 11/29/2011 5:20:15 PM |
GCInvestments | $25.00 | 11/29/2011 9:14:31 PM |
Hexnut | $100.00 | 11/29/2011 9:56:28 PM |
AFairDeal | $25.00 | 11/29/2011 5:07:45 PM |
tech310 | $50.00 | 11/30/2011 12:14:18 AM |
villagers | $25.00 | 11/30/2011 1:29:39 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:28 AM |
sickid1 | $100.00 | 12/1/2011 12:15:46 AM |
Tradesmanlender | $25.00 | 12/1/2011 9:31:53 AM |
Investor_DP | $100.00 | 12/1/2011 9:42:03 AM |
LateOneNight | $50.00 | 12/1/2011 4:54:53 PM |
toblerone | $25.00 | 12/1/2011 5:14:05 PM |
jengachamp | $25.00 | 12/1/2011 4:06:28 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:30 AM |
organized-payment6 | $50.00 | 12/2/2011 6:53:42 AM |
careful-note | $55.00 | 12/2/2011 4:31:30 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:25 AM |
vigorous-payment6 | $25.00 | 12/2/2011 7:28:29 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:41:56 AM |
worthy-bid8 | $50.00 | 12/2/2011 9:42:24 AM |
orbital-gain | $50.00 | 12/2/2011 3:33:33 PM |
Kaj | $25.00 | 12/2/2011 5:11:41 PM |
rescue | $100.00 | 12/2/2011 5:25:26 PM |
enriching-trade2 | $50.00 | 12/2/2011 5:35:57 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:51 PM |
heart514 | $25.00 | 12/2/2011 7:52:56 PM |
brightest-income-hunter | $25.00 | 12/2/2011 4:11:03 PM |
javelin0 | $25.00 | 12/3/2011 9:32:41 AM |
cablenews | $100.00 | 12/3/2011 12:33:40 PM |
vigorous-payment6 | $25.00 | 12/3/2011 8:36:55 AM |
new-point-bandit | $50.00 | 12/4/2011 2:42:27 AM |
penny-plato | $25.00 | 12/4/2011 9:34:50 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:35 PM |
Interloper | $25.00 | 12/4/2011 3:29:46 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:57:58 AM |
rdrloan | $50.00 | 12/5/2011 8:01:51 AM |
PatriotKnight | $50.00 | 12/4/2011 6:15:28 PM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:46 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:30 PM |
mtquan | $25.00 | 12/5/2011 1:41:21 PM |
abundant-dinero5 | $25.00 | 12/5/2011 4:39:25 PM |
gjm6d | $25.00 | 12/5/2011 5:36:53 PM |
janus_god | $25.00 | 12/5/2011 5:10:39 PM |
unger | $111.11 | 12/5/2011 7:11:30 PM |
Chembro783 | $25.00 | 12/5/2011 7:18:23 PM |
umfan123 | $25.00 | 12/5/2011 8:52:32 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:10:02 PM |
investorrr | $50.31 | 12/5/2011 10:16:31 PM |
cash-spinner | $25.00 | 12/6/2011 3:45:23 AM |
wigglesworth4 | $500.00 | 12/5/2011 5:23:30 PM |
credit-kahuna | $100.00 | 12/6/2011 4:49:49 AM |
green28 | $100.00 | 12/6/2011 4:55:47 AM |
five-star-justice | $25.00 | 12/6/2011 5:45:41 AM |
GElender | $40.00 | 12/6/2011 6:17:19 AM |
terrific-return | $28.41 | 12/6/2011 7:48:39 AM |
klinebarger | $25.00 | 12/6/2011 9:06:02 AM |
TheCount | $25.00 | 12/6/2011 9:09:20 AM |
immaculate-compassion8 | $25.00 | 12/5/2011 7:25:31 PM |
aasx1108 | $25.00 | 12/6/2011 9:24:24 AM |
asmithj | $25.00 | 12/6/2011 9:32:42 AM |
a-responsible-return | $50.00 | 12/6/2011 9:37:02 AM |
jcholloway831 | $25.00 | 12/6/2011 9:42:25 AM |
terrific-dough6 | $50.00 | 12/6/2011 9:37:11 AM |
thankful-nickel2 | $25.00 | 12/6/2011 10:36:25 AM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:24 AM |
kulender | $100.00 | 12/6/2011 9:06:34 AM |
affluence-generator2 | $100.00 | 12/6/2011 12:41:06 PM |
standanddeliver | $50.00 | 12/6/2011 9:15:57 AM |
deal-searcher1 | $25.00 | 12/6/2011 2:15:54 PM |
mennleo | $25.00 | 12/6/2011 9:26:51 AM |
integrity-saver | $25.00 | 12/6/2011 2:59:08 PM |
fervent-repayment | $48.00 | 12/6/2011 9:29:20 AM |
samo102us | $25.00 | 12/6/2011 9:34:45 AM |
rss197 | $25.00 | 12/6/2011 3:19:40 PM |
social-pizza5 | $25.00 | 12/6/2011 4:48:03 PM |
NorthwestLoan1 | $25.00 | 12/6/2011 4:46:11 PM |
autonomous-kindness8 | $25.00 | 12/6/2011 5:10:28 PM |
loan-mammal | $30.00 | 12/6/2011 5:11:10 PM |
mpatrick | $50.00 | 12/6/2011 11:14:45 AM |
damanq | $25.00 | 12/6/2011 12:02:06 PM |
melodious-fairness | $25.00 | 12/6/2011 5:18:47 PM |
taurusco | $100.00 | 12/6/2011 5:27:40 PM |
income-safehouse9 | $250.00 | 12/6/2011 12:49:59 PM |
agreement-guild | $50.00 | 12/6/2011 5:32:29 PM |
listing-vista | $50.00 | 12/6/2011 5:29:33 PM |
pythia | $25.00 | 12/6/2011 3:15:08 PM |
rogue_monster | $50.00 | 12/6/2011 5:40:43 PM |
indomitable-dedication | $25.00 | 12/6/2011 5:37:16 PM |
capital-web7 | $50.00 | 12/6/2011 3:39:58 PM |
ttnk62918 | $25.00 | 12/6/2011 5:39:19 PM |
DreDub | $50.00 | 12/6/2011 5:50:37 PM |
active-market | $50.00 | 12/6/2011 5:39:40 PM |
girlwithglasses | $200.00 | 12/6/2011 5:57:55 PM |
Cory79 | $29.47 | 12/6/2011 8:20:32 PM |
integrity-starter | $25.00 | 12/6/2011 5:14:17 PM |
loyalty-sherpa | $25.00 | 12/6/2011 5:19:55 PM |
appastk | $25.00 | 12/6/2011 9:26:50 PM |
bid-czar8 | $100.00 | 12/6/2011 5:26:04 PM |
hanuman77 | $25.00 | 12/7/2011 2:41:18 AM |
money-bauble | $200.00 | 12/6/2011 5:31:07 PM |
credit-maple5 | $100.00 | 12/6/2011 5:31:50 PM |
JLMGroupFunds | $25.00 | 12/6/2011 5:32:42 PM |
wwwUniversal | $25.00 | 12/6/2011 5:33:18 PM |
intrepid-loot | $25.00 | 12/7/2011 6:06:57 AM |
flexible-funds3 | $25.00 | 12/7/2011 5:41:55 AM |
investment-tempo | $25.00 | 12/7/2011 6:51:19 AM |
ideal-platinum1 | $25.00 | 12/6/2011 5:41:21 PM |
trustworthy-finance6 | $200.00 | 12/7/2011 7:21:38 AM |
dsnybnd | $25.00 | 12/7/2011 7:53:04 AM |
desertoasis | $25.00 | 12/7/2011 8:56:36 AM |
ricklip | $100.00 | 12/6/2011 6:54:21 PM |
credit-coach118 | $25.27 | 12/7/2011 8:44:08 AM |
Sibelius2 | $25.00 | 12/7/2011 9:07:32 AM |
the-enthralling-coin | $25.00 | 12/7/2011 9:08:54 AM |
jblack01 | $25.00 | 12/7/2011 9:08:56 AM |
kindness-jedi | $25.00 | 12/7/2011 9:11:33 AM |
flexible-value | $50.00 | 12/7/2011 9:14:16 AM |
green-moola-sniffer | $25.00 | 12/7/2011 9:15:01 AM |
CO_Engineer | $50.00 | 12/7/2011 9:19:51 AM |
tapesor | $87.00 | 12/7/2011 9:20:04 AM |
ramsba | $50.00 | 12/7/2011 9:20:40 AM |
Erileb | $25.00 | 12/7/2011 9:22:47 AM |
lovelongandprosper | $38.00 | 12/7/2011 9:25:29 AM |
gracej | $25.00 | 12/7/2011 9:21:24 AM |
Doodlemeyer | $25.00 | 12/7/2011 9:21:48 AM |
wayman | $25.00 | 12/7/2011 9:22:16 AM |
the-dollar-topper | $150.00 | 12/7/2011 9:26:51 AM |
leeball | $50.00 | 12/7/2011 9:25:40 AM |
shalofin | $25.00 | 12/7/2011 9:26:19 AM |
harperpotok | $32.00 | 12/7/2011 9:30:07 AM |
responsibility-wind6 | $25.00 | 12/7/2011 9:31:08 AM |
nybanker85 | $50.00 | 12/7/2011 9:27:58 AM |
revenue-achievement | $25.00 | 12/7/2011 9:28:00 AM |
abundant-euro0 | $30.00 | 12/7/2011 7:15:12 AM |
productive-principal7 | $25.00 | 12/7/2011 9:30:22 AM |
Cai8899 | $50.00 | 12/7/2011 9:30:33 AM |
dinero-speaker | $25.00 | 12/7/2011 9:31:20 AM |
cozy-gain023 | $50.00 | 12/7/2011 8:25:03 AM |
selector568 | $300.00 | 12/7/2011 8:40:14 AM |
thryn | $25.00 | 12/7/2011 9:09:07 AM |
crawfingers | $25.00 | 12/7/2011 9:10:21 AM |
Nascar1 | $37.00 | 12/7/2011 9:16:44 AM |
no_agenda_lender | $25.00 | 12/7/2011 9:18:38 AM |
deal-enrichment | $25.00 | 12/7/2011 9:19:20 AM |
brightest-affluence-motivator | $50.00 | 12/7/2011 9:19:35 AM |
vigorous-payment6 | $100.00 | 12/7/2011 9:21:04 AM |
innocent-income4 | $25.00 | 12/7/2011 9:21:17 AM |
wtrboy | $25.00 | 12/7/2011 9:24:55 AM |
WorldlyWorker | $25.00 | 12/7/2011 9:26:07 AM |
market-assembler | $25.00 | 12/7/2011 9:28:40 AM |
successful-agreement7 | $100.00 | 12/7/2011 9:32:08 AM |
108lender | $114.00 | 12/6/2011 4:27:24 PM |
pound-mushroom3 | $25.00 | 11/29/2011 5:18:25 PM |
pdub | $75.00 | 11/29/2011 5:36:11 PM |
IIP77 | $25.00 | 11/30/2011 3:20:51 AM |
enterprising-credit2 | $50.00 | 11/30/2011 2:45:18 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:14 PM |
axl163 | $25.00 | 11/30/2011 9:27:39 AM |
silver-birdie | $100.00 | 11/30/2011 5:25:49 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:12 PM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:41 PM |
fareast_man | $25.00 | 11/30/2011 10:26:40 PM |
dynamic-money271 | $25.00 | 12/1/2011 9:17:19 AM |
euro-shrine | $50.00 | 12/1/2011 3:14:02 PM |
NycDean | $25.00 | 12/1/2011 9:06:24 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:43 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:51 AM |
the-profit-oracle | $25.00 | 12/2/2011 9:34:10 AM |
principal-cooker2 | $100.00 | 12/2/2011 9:37:37 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:57 AM |
brightest-dynamic-liberty | $25.00 | 12/2/2011 9:45:02 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:01 AM |
Ready2Loan | $25.00 | 12/2/2011 9:46:08 AM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:46 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:44 PM |
transparency-river1 | $509.00 | 12/2/2011 5:23:31 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:05 AM |
the-precious-bid | $25.00 | 12/2/2011 5:26:06 PM |
cnovak | $25.00 | 12/2/2011 5:33:37 PM |
WLenders | $50.00 | 12/3/2011 11:20:07 AM |
auction-elvis | $25.00 | 12/3/2011 11:28:10 AM |
Anny-Disco | $50.00 | 12/2/2011 10:21:05 PM |
wonderous-truth6 | $50.00 | 12/3/2011 6:10:25 AM |
msw_engr | $50.00 | 12/3/2011 7:23:42 PM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:52 AM |
be_wise | $25.00 | 12/4/2011 5:03:07 PM |
frooogal | $25.00 | 12/4/2011 9:06:02 PM |
CashFlow13 | $100.00 | 12/5/2011 9:24:26 AM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:01 PM |
ivadood | $50.00 | 12/5/2011 2:54:34 PM |
SolarMoonshine | $25.00 | 12/5/2011 4:36:10 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:46 PM |
mistertao | $25.00 | 12/5/2011 5:10:01 PM |
gain-mountain1 | $100.00 | 12/5/2011 12:03:44 PM |
williemc44 | $25.00 | 12/5/2011 2:16:19 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:40:57 PM |
timbob | $100.00 | 12/5/2011 6:00:31 PM |
helpful-loan245 | $25.00 | 12/5/2011 4:42:40 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:40 PM |
DrNano | $50.00 | 12/5/2011 9:32:41 PM |
vigorous-payment6 | $50.00 | 12/6/2011 7:16:47 AM |
spitzbergen | $25.00 | 12/6/2011 8:03:16 AM |
valiant-money | $35.00 | 12/6/2011 9:03:37 AM |
Sierrahh | $25.00 | 12/6/2011 9:15:49 AM |
adir1 | $35.00 | 12/6/2011 1:19:48 AM |
Cluvnupe06 | $25.00 | 12/6/2011 4:01:49 AM |
herbyman | $50.00 | 12/6/2011 9:32:24 AM |
museic1 | $200.00 | 12/6/2011 5:28:51 AM |
VonKeebler | $25.14 | 12/6/2011 12:42:12 PM |
duckbill_1972 | $25.00 | 12/6/2011 12:51:08 PM |
worth-sanctuary9 | $70.01 | 12/6/2011 1:43:55 PM |
gold-gazelle | $25.00 | 12/6/2011 1:47:15 PM |
itskarma | $25.00 | 12/6/2011 1:43:43 PM |
jazzlender | $50.00 | 12/6/2011 9:34:17 AM |
unforgettable-wealth4 | $50.00 | 12/6/2011 4:24:31 PM |
mangas | $25.00 | 12/6/2011 4:29:59 PM |
genius520 | $50.00 | 12/6/2011 5:07:50 PM |
power-companion7 | $75.00 | 12/6/2011 5:08:45 PM |
wise-deal-panda | $100.00 | 12/6/2011 5:10:42 PM |
reflective-cash0 | $50.00 | 12/6/2011 5:15:01 PM |
investment-comet | $25.00 | 12/6/2011 11:07:34 AM |
nickel-ferret | $50.00 | 12/6/2011 5:14:32 PM |
valiant-liberty4 | $25.00 | 12/6/2011 5:18:44 PM |
kind-efficient-credit | $25.00 | 12/6/2011 5:18:03 PM |
first-upright-payout | $25.00 | 12/6/2011 5:28:41 PM |
bonus-tent | $25.00 | 12/6/2011 5:32:31 PM |
GoCougs | $100.00 | 12/6/2011 1:51:02 PM |
duty-explosion9 | $50.00 | 12/6/2011 2:02:01 PM |
hard-working-rate3 | $100.00 | 12/6/2011 5:29:36 PM |
velocity-solo | $25.00 | 12/6/2011 5:36:37 PM |
life-is-great | $25.00 | 12/6/2011 5:38:21 PM |
CAGE-Investments | $25.00 | 12/6/2011 5:39:38 PM |
credit-sunshine | $25.00 | 12/6/2011 7:03:35 PM |
fairness-kayak | $25.00 | 12/6/2011 5:20:58 PM |
new-social-economist | $80.00 | 12/6/2011 10:12:43 PM |
studious-bonus7 | $100.00 | 12/6/2011 5:28:10 PM |
loan-maximizer5 | $25.00 | 12/6/2011 5:31:24 PM |
robust-trade | $25.00 | 12/6/2011 5:32:59 PM |
best-phenomenal-treasure | $25.00 | 12/6/2011 5:33:36 PM |
green-rate-futurist | $300.00 | 12/7/2011 5:15:47 AM |
progressive-economy261 | $400.00 | 12/6/2011 5:39:32 PM |
useful-p2ploan | $25.00 | 12/6/2011 5:40:04 PM |
ursus | $50.00 | 12/6/2011 5:42:44 PM |
impressive-justice6 | $50.00 | 12/7/2011 6:15:36 AM |
All_Wins | $50.00 | 12/6/2011 5:50:44 PM |
Ragnar | $25.00 | 12/6/2011 6:29:59 PM |
turbolozano | $26.50 | 12/6/2011 6:51:33 PM |
turbolozano | $25.00 | 12/6/2011 6:52:20 PM |
Brisket_Bob | $58.19 | 12/6/2011 6:52:38 PM |
integrity-broker | $25.00 | 12/7/2011 8:22:12 AM |
Lam0nt | $25.00 | 12/7/2011 9:07:34 AM |
egw | $26.00 | 12/7/2011 9:05:21 AM |
figs4u2 | $100.00 | 12/7/2011 9:09:30 AM |
sugarhoof | $25.00 | 12/7/2011 9:13:32 AM |
syounker | $25.00 | 12/7/2011 9:14:18 AM |
rate-mogul | $50.00 | 12/7/2011 9:10:18 AM |
sportract05 | $25.00 | 12/6/2011 10:25:45 PM |
rcm87 | $50.00 | 12/7/2011 9:13:00 AM |
wicker1 | $25.00 | 12/7/2011 9:13:11 AM |
riskreward | $28.00 | 12/7/2011 9:14:10 AM |
unassassinable | $25.00 | 12/7/2011 9:14:57 AM |
exciting-responsibility3 | $25.00 | 12/7/2011 9:15:28 AM |
gold-sushi | $25.00 | 12/7/2011 9:23:49 AM |
dajen1 | $40.00 | 12/7/2011 9:24:16 AM |
KLCRAY | $50.00 | 12/7/2011 5:31:02 AM |
TrustPlus | $45.00 | 12/7/2011 9:20:57 AM |
120933 | $25.00 | 12/7/2011 6:05:06 AM |
compoundinterest | $50.00 | 12/7/2011 9:22:51 AM |
zippy-interest | $25.00 | 12/7/2011 9:26:46 AM |
ItsJustMe79 | $25.00 | 12/7/2011 9:24:14 AM |
Elefunt | $25.00 | 12/7/2011 9:24:38 AM |
jazz619 | $25.00 | 12/7/2011 9:26:00 AM |
blooming-kindness | $50.00 | 12/7/2011 9:26:21 AM |
diverse2 | $30.00 | 12/7/2011 9:30:45 AM |
wonder3 | $30.00 | 12/7/2011 6:51:33 AM |
helpinghand63 | $25.00 | 12/7/2011 9:28:12 AM |
economy-molecule3 | $375.32 | 12/7/2011 9:32:54 AM |
tylerfd | $25.00 | 12/7/2011 9:30:38 AM |
flexible-return297 | $25.00 | 12/7/2011 9:19:40 AM |
dospapalotes | $25.00 | 12/7/2011 9:23:21 AM |
rakstar | $25.00 | 12/7/2011 9:26:08 AM |
rickp | $25.00 | 12/7/2011 9:27:26 AM |
Herluftrolle | $25.00 | 12/7/2011 9:31:16 AM |
285 Investments
|
Borrower Payment Dependent Notes Series
541668
This series of Notes was issued and sold upon the funding of the borrower loan #57151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 9m |
Amount delinquent:
| $237 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,579 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| proud-contract363 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Aggie#1
Purpose of loan: Debt Consolidation
This loan will be used to...Make some roof repairs, pay some medical bills and some credit expenses.
My financial situation:
I am a good candidate for this loan because I retired from the school system in June 2010 and have had some set backs due to decreased income. I went back to work March 2011 part time and now am at full time. This gives me the added income to cover this loan. I need this assistance to get back on track.
Monthly net income: $ 3,250.00
Monthly expenses: $ 2,143.00 (total for items listed below)
Housing: $ 600.00
Insurance: $ 198.00
Car expenses: $ 330.00
Utilities: $ 200.00
Phone, cable, internet: $ 160.00
Food, entertainment: $ 25.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 455.00
Other expenses: $ 75.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/3/2011 12:15:49 PM |
Something-Corporate | $25.00 | 12/3/2011 12:28:58 PM |
worth-blanket2 | $4,000.00 | 12/5/2011 11:34:25 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
541676
This series of Notes was issued and sold upon the funding of the borrower loan #57097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1981 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 28
/
29 | Length of status: | 9y 3m |
Amount delinquent:
| $18,288 |
Total credit lines:
| 52 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $235,653 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loyalty-reactor |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
KLR
Purpose of loan: debt consolidation
This loan will be used to... consolidate some credit cards
My financial situation:
I am a good candidate for this loan because... I have never defaulted on a debt (had good credit for more than 30 yeras). Plus my salary is high ($+300k)
Monthly net income: $28,000
Monthly expenses: $500
Housing: $4,000
Insurance: $250
Car expenses: $240
Utilities: $800
Phone, cable, internet: $120
Food, entertainment: $1200
Clothing, household expenses: $200
Credit cards and other loans: $3,000
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SecondChanceLendingSERV | $25.00 | 11/29/2011 6:03:02 PM |
mystical-fairness4 | $25.00 | 11/29/2011 8:24:17 PM |
tech310 | $50.00 | 11/30/2011 12:07:40 AM |
the-hope-workhorse | $100.00 | 12/1/2011 3:40:01 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:07 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:39 AM |
2grindstones | $25.00 | 12/2/2011 10:07:43 AM |
gain-expert | $15.00 | 12/2/2011 12:16:50 PM |
IIP77 | $25.00 | 11/30/2011 3:20:52 AM |
SolarMoonshine | $25.00 | 11/30/2011 5:34:06 PM |
benjamins-frontier2 | $25.00 | 12/2/2011 9:57:32 AM |
worth-blanket2 | $3,600.00 | 12/2/2011 11:39:20 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:52 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
541694
This series of Notes was issued and sold upon the funding of the borrower loan #56757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 39% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,237 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-fabulous-interest |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan:
This loan will be used to...Consolidate bills
My financial situation: Good
I am a good candidate for this loan because...I am a responsible person and pay my bills on time.
Monthly net income: $2,9913
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $40.00 | 11/29/2011 5:19:16 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:18:35 AM |
orderly-leverage | $50.00 | 11/29/2011 10:30:51 AM |
Something-Corporate | $25.00 | 11/29/2011 9:32:48 AM |
pdub | $75.00 | 11/29/2011 9:51:05 AM |
Danjack_Capital | $25.00 | 11/29/2011 9:41:43 AM |
worth-blanket2 | $3,800.00 | 11/29/2011 2:00:01 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
541696
This series of Notes was issued and sold upon the funding of the borrower loan #56943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $352.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,780 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| FusionFrog1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 43 ( 93% )
| 680-699 (Latest)
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 3
( 7% )
| 600-619
(Nov-2009)
540-559
(Aug-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 46 | | |
Description
Citicard Debt Refinancing
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $25.00 | 12/1/2011 5:37:18 AM |
papaloha | $100.00 | 11/30/2011 9:03:53 AM |
GCInvestments | $25.00 | 11/30/2011 9:05:37 AM |
AFairDeal | $25.00 | 11/30/2011 9:06:28 AM |
Pebbles-Lending | $25.00 | 11/30/2011 9:11:15 AM |
investment-artist | $29.01 | 11/30/2011 9:31:53 AM |
susurrus | $25.00 | 11/30/2011 12:10:24 PM |
one-midas | $25.00 | 11/30/2011 12:15:25 PM |
trumpeter5 | $25.00 | 11/30/2011 2:25:21 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:16 PM |
thankful-nickel2 | $50.00 | 11/30/2011 12:52:53 PM |
fcrick | $25.00 | 11/30/2011 9:32:57 AM |
r48 | $28.00 | 11/30/2011 4:45:02 PM |
igniter584 | $25.00 | 11/30/2011 9:41:03 AM |
pound-mushroom3 | $25.00 | 11/30/2011 5:36:19 PM |
ericgassercom | $25.00 | 11/30/2011 3:25:14 PM |
chicagobanker | $50.00 | 11/30/2011 3:46:22 PM |
Bank42 | $30.00 | 12/1/2011 6:56:42 AM |
kind-lovely-marketplace | $100.00 | 12/1/2011 4:13:50 PM |
jengachamp | $25.00 | 12/1/2011 4:06:30 PM |
seabass123 | $49.73 | 12/1/2011 5:28:12 PM |
AF-Chief | $25.00 | 12/1/2011 5:30:20 PM |
dinero-launcher | $25.00 | 12/1/2011 3:29:39 PM |
Mrs-Honeydew | $50.00 | 12/2/2011 4:20:34 AM |
nikkiesgrandma | $25.00 | 12/2/2011 4:51:55 AM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:11 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:28 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:32 AM |
JW-From-SoCal | $25.00 | 12/2/2011 6:43:28 AM |
green28 | $100.00 | 12/2/2011 4:53:46 AM |
dollar-tornado3 | $25.00 | 12/2/2011 4:57:53 AM |
Christophe | $25.00 | 12/2/2011 7:12:30 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:59 AM |
NycDean | $25.00 | 12/1/2011 9:06:25 PM |
return-owner | $25.00 | 12/1/2011 10:08:49 PM |
deal-gazer | $104.00 | 12/1/2011 11:57:47 PM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:52 AM |
sunny-dough9 | $200.00 | 12/2/2011 1:33:26 AM |
promise2 | $88.31 | 12/2/2011 9:11:08 AM |
Investor_DP | $100.00 | 12/2/2011 9:32:56 AM |
TrustOne | $50.00 | 12/2/2011 9:39:13 AM |
preventivepestcontrol | $50.00 | 12/2/2011 7:48:18 AM |
LittleMingo | $25.00 | 12/2/2011 9:00:05 AM |
ivy-league-MBA | $25.00 | 12/2/2011 9:49:19 AM |
slp264 | $55.96 | 12/2/2011 12:51:56 PM |
gustavholstopus32 | $25.00 | 12/2/2011 1:53:29 PM |
prudent-bid3 | $25.00 | 12/2/2011 3:57:02 PM |
factcheck | $45.00 | 12/2/2011 4:01:35 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:00 AM |
five-star-order1 | $50.00 | 12/2/2011 4:45:02 PM |
IIP77 | $25.00 | 12/2/2011 5:21:39 PM |
CashBank | $25.00 | 12/2/2011 10:29:06 AM |
graceful-IRAinvestment | $80.00 | 12/2/2011 5:25:29 PM |
investment-comet | $25.00 | 12/2/2011 11:13:12 AM |
wlm3012 | $50.00 | 12/2/2011 2:45:26 PM |
wilmajean | $50.00 | 12/3/2011 3:42:07 AM |
phenomenal-gain5 | $25.00 | 12/3/2011 6:40:51 AM |
javelin0 | $25.00 | 12/3/2011 9:32:42 AM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:47 PM |
frooogal | $25.00 | 12/2/2011 8:02:57 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:45 PM |
Jayson85 | $100.00 | 12/3/2011 1:56:29 PM |
first-serene-credit | $25.00 | 12/2/2011 10:59:01 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:07 PM |
chameleon125 | $50.00 | 12/3/2011 6:45:36 AM |
privatebankerva | $25.00 | 12/3/2011 7:39:51 AM |
discostu | $25.00 | 12/3/2011 9:10:47 PM |
vigorous-payment6 | $25.00 | 12/3/2011 8:36:56 AM |
enticing-exchange3 | $25.00 | 12/3/2011 8:53:24 AM |
natural-greenback6 | $25.00 | 12/3/2011 9:35:25 AM |
green-unrivaled-felicity | $84.65 | 12/3/2011 10:33:49 PM |
red-investment-ranch | $62.82 | 12/4/2011 2:44:24 AM |
Scubadiver | $75.00 | 12/4/2011 9:18:12 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:37 PM |
Chewbaca | $25.00 | 12/4/2011 12:30:19 PM |
Hartfelt | $26.00 | 12/3/2011 6:22:09 PM |
msw_engr | $50.00 | 12/3/2011 7:23:42 PM |
rautility | $25.00 | 12/4/2011 8:31:37 PM |
PositiveCarry | $50.00 | 12/3/2011 10:11:08 PM |
be_wise | $25.00 | 12/4/2011 5:03:08 PM |
setUup | $31.80 | 12/3/2011 11:07:07 PM |
new-point-bandit | $50.00 | 12/4/2011 2:42:28 AM |
Gandalf0001 | $25.00 | 12/4/2011 9:47:59 AM |
killdare | $25.00 | 12/4/2011 10:18:34 PM |
fund-bauble | $60.00 | 12/5/2011 6:08:05 AM |
wampum-library4 | $25.00 | 12/4/2011 12:24:38 PM |
renaissance168 | $58.47 | 12/5/2011 7:34:06 AM |
doopers | $25.00 | 12/4/2011 4:39:23 PM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:02 AM |
important-diversification620 | $25.00 | 12/5/2011 11:28:32 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:32 PM |
williemc44 | $25.00 | 12/5/2011 2:16:19 PM |
goodhearted-gold3 | $100.00 | 12/5/2011 5:50:26 AM |
ivadood | $50.00 | 12/5/2011 2:54:35 PM |
rockhound84 | $25.00 | 12/5/2011 3:56:59 PM |
asset-cougar0 | $25.00 | 12/5/2011 4:59:34 PM |
dissector56958 | $25.00 | 12/5/2011 11:55:36 AM |
octoberfresh | $25.00 | 12/5/2011 12:05:06 PM |
HomerdohNY | $25.00 | 12/5/2011 3:28:23 PM |
drluong | $25.00 | 12/5/2011 4:22:24 PM |
tkr2 | $25.00 | 12/5/2011 5:15:02 PM |
AndChicksforFree | $50.00 | 11/30/2011 9:17:12 AM |
john0720 | $25.00 | 12/2/2011 7:34:08 AM |
determined-revenue1 | $35.00 | 11/30/2011 9:27:17 AM |
careful-note | $50.00 | 11/30/2011 9:16:44 AM |
GElender | $40.00 | 11/30/2011 9:31:25 AM |
iaffy | $25.00 | 11/30/2011 9:15:45 AM |
MoneyForNothing | $61.20 | 11/30/2011 9:23:58 AM |
sickid1 | $100.00 | 12/1/2011 12:15:49 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:30 AM |
The-Helper | $25.00 | 12/1/2011 8:29:33 AM |
vutah | $25.00 | 11/30/2011 7:53:58 PM |
Feyenoord | $30.00 | 11/30/2011 8:39:53 PM |
FinanceEngine | $31.00 | 12/1/2011 10:29:18 AM |
sensible-fund | $25.00 | 12/1/2011 8:00:12 AM |
janeybooboo | $75.00 | 12/1/2011 10:54:12 AM |
enterprising-credit2 | $50.00 | 12/1/2011 2:46:11 PM |
SolarMoonshine | $25.00 | 12/1/2011 3:35:18 PM |
silver-birdie | $100.00 | 12/1/2011 5:17:27 PM |
suges | $25.00 | 12/1/2011 7:45:02 PM |
just-loyalty643 | $50.00 | 12/1/2011 9:29:47 PM |
careful-note | $55.00 | 12/2/2011 4:31:33 AM |
Domgabriel | $35.00 | 12/2/2011 4:01:38 AM |
organized-payment6 | $50.00 | 12/2/2011 6:53:43 AM |
Leshan | $200.00 | 12/2/2011 7:42:14 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:50 AM |
exponential-affluence4 | $25.23 | 12/2/2011 7:39:54 AM |
easylivin | $25.00 | 12/2/2011 6:22:50 AM |
dynamic-platinum | $25.00 | 12/2/2011 6:28:44 AM |
worldly-income2 | $25.00 | 12/2/2011 7:30:38 AM |
moola-monger9 | $50.00 | 12/2/2011 9:07:58 AM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:00 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:56 PM |
trade-elm | $40.00 | 12/2/2011 2:18:17 PM |
blue-relay | $25.00 | 12/2/2011 7:21:08 PM |
Mont_Brinker | $25.00 | 12/2/2011 8:40:08 PM |
likeable-capital0 | $100.00 | 12/2/2011 5:03:45 PM |
blackfur | $25.00 | 12/3/2011 2:25:44 AM |
atbright | $25.00 | 12/2/2011 10:43:10 PM |
jpac1066 | $50.00 | 12/3/2011 6:27:01 AM |
intuitive-worth7 | $25.00 | 12/3/2011 4:34:03 AM |
Socorro_Capital_Partners | $27.01 | 12/3/2011 8:45:14 AM |
agalt | $150.00 | 12/3/2011 8:55:55 AM |
enlighter | $41.50 | 12/2/2011 7:24:24 PM |
adir1 | $35.00 | 12/3/2011 9:54:23 AM |
cablenews | $100.00 | 12/3/2011 10:27:07 AM |
heart514 | $25.00 | 12/2/2011 7:53:01 PM |
wwwUniversal | $25.00 | 12/3/2011 12:27:57 PM |
zippy-greenback231 | $25.00 | 12/2/2011 10:01:48 PM |
ChoiceInvestments | $35.00 | 12/3/2011 12:17:19 AM |
crw1950 | $49.28 | 12/3/2011 5:13:49 AM |
BankerBoy414 | $50.00 | 12/3/2011 3:03:50 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:07 AM |
Scubadiver | $50.00 | 12/4/2011 9:03:26 AM |
Aqua-rius | $25.00 | 12/4/2011 9:38:13 AM |
llequire1 | $100.00 | 12/4/2011 6:59:08 AM |
compwhiz | $25.00 | 12/4/2011 11:21:35 AM |
green-rate-futurist | $200.00 | 12/4/2011 8:47:58 AM |
lean-dedication | $25.00 | 12/4/2011 9:58:00 AM |
Ready2Loan | $25.00 | 12/3/2011 12:19:32 PM |
cnovak | $25.00 | 12/4/2011 12:21:18 PM |
PatriotKnight | $50.00 | 12/4/2011 12:07:00 PM |
principal-cooker2 | $100.00 | 12/4/2011 12:09:12 PM |
freebush69 | $300.00 | 12/4/2011 1:50:13 PM |
MAR_LLC | $25.00 | 12/4/2011 2:31:34 PM |
loanman2007 | $50.00 | 12/4/2011 1:08:17 PM |
spiritual-compassion3-16 | $25.00 | 12/4/2011 7:05:13 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:02 PM |
alluring-bonus4 | $100.00 | 12/4/2011 7:20:24 AM |
penny-plato | $25.00 | 12/4/2011 8:58:24 AM |
oplender | $25.00 | 12/4/2011 9:28:33 AM |
profitable-money | $25.00 | 12/4/2011 10:44:10 AM |
KCEnterprises | $25.00 | 12/4/2011 10:46:59 PM |
toblerone | $25.00 | 12/4/2011 12:16:10 PM |
sharp518 | $75.00 | 12/5/2011 7:34:56 AM |
p40thawk | $25.00 | 12/5/2011 7:46:24 AM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:57:59 AM |
enriching-trade2 | $50.00 | 12/5/2011 9:16:29 AM |
lagnisiruk | $25.00 | 12/5/2011 9:28:11 AM |
KirosPOS | $27.00 | 12/4/2011 8:51:15 PM |
contract-student2 | $70.00 | 12/5/2011 4:58:59 AM |
dkjl | $50.00 | 12/5/2011 2:29:25 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:48 PM |
dordee | $50.00 | 12/5/2011 4:44:28 PM |
ethicalhumanist | $100.00 | 12/5/2011 3:04:19 PM |
courteous-platinum7 | $37.27 | 12/5/2011 4:03:00 PM |
seabassx | $25.00 | 12/5/2011 4:22:25 PM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:47 AM |
Kaj | $25.00 | 12/5/2011 5:12:14 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:41 PM |
managedfund | $1,165.49 | 12/5/2011 5:17:04 PM |
191 Investments
|
Borrower Payment Dependent Notes Series
541698
This series of Notes was issued and sold upon the funding of the borrower loan #57134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 8m |
Amount delinquent:
| $532 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,139 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| inventive-compassion5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
working capital
Purpose of loan: a little working capital
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6000
Monthly expenses: $
Housing: $800
Insurance: $18
Car expenses: $474
Utilities: $150
Phone, cable, internet: $168
Food, entertainment: $650
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $103.00 | 11/29/2011 7:29:25 PM |
Starfin-Capital-Management | $75.00 | 12/6/2011 4:23:35 AM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 9:17:10 AM |
JPMorrisLegacyFund | $90.49 | 12/2/2011 1:02:48 PM |
kind-diligent-coin | $25.00 | 12/2/2011 2:24:26 PM |
well-mannered-income3 | $40.00 | 12/2/2011 7:49:32 PM |
heart514 | $25.00 | 12/2/2011 7:52:57 PM |
silver-birdie | $100.00 | 12/3/2011 12:20:06 PM |
new-social-economist | $50.00 | 12/2/2011 8:44:01 PM |
Saulite | $25.00 | 12/3/2011 12:11:19 PM |
SFBank | $50.00 | 12/3/2011 11:29:46 AM |
nickel-hickory | $50.00 | 12/5/2011 2:53:16 PM |
whirlingdervish | $25.00 | 12/5/2011 3:16:50 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:47 PM |
VASLENDING | $25.00 | 12/5/2011 5:14:03 PM |
blissful-deal0 | $40.00 | 12/5/2011 10:23:04 PM |
s_man1 | $25.00 | 12/6/2011 4:59:48 AM |
goodhearted-finance2 | $25.00 | 12/5/2011 8:03:24 PM |
CLoViq | $35.00 | 12/6/2011 12:22:27 AM |
new-gold-wrangler | $447.05 | 12/6/2011 12:16:56 PM |
loanman2007 | $25.00 | 12/6/2011 9:25:11 AM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:14 AM |
IIP77 | $25.00 | 11/30/2011 3:20:53 AM |
the-hope-workhorse | $100.00 | 12/1/2011 3:39:14 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:07 AM |
2grindstones | $25.00 | 12/2/2011 10:09:31 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:53 PM |
managedfund | $555.00 | 12/2/2011 2:37:39 PM |
OLYVRC | $50.00 | 12/2/2011 8:20:56 PM |
graceful-IRAinvestment | $60.00 | 12/2/2011 5:42:56 PM |
loss-of-control | $100.00 | 12/2/2011 5:59:59 PM |
enticing-exchange3 | $25.00 | 12/3/2011 8:57:07 AM |
copper | $50.00 | 12/3/2011 12:17:37 PM |
Kids-College-Fund | $263.00 | 12/3/2011 2:44:49 PM |
elfincove | $25.00 | 12/3/2011 6:44:38 PM |
richrobe | $25.00 | 12/3/2011 7:19:02 PM |
tremendous-dough2 | $100.00 | 12/4/2011 7:03:58 PM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:53 AM |
nickel-demon2 | $50.00 | 12/5/2011 6:59:46 AM |
sharp518 | $25.00 | 12/5/2011 7:18:33 AM |
order-maestro | $50.00 | 12/5/2011 8:10:37 AM |
economy-lotus | $50.00 | 12/5/2011 11:17:10 AM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:57:59 AM |
wealth-equilibrium0 | $40.20 | 12/5/2011 11:30:22 AM |
ven | $50.00 | 12/5/2011 4:50:13 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:30:32 PM |
awesome-silver | $100.00 | 12/5/2011 4:57:52 PM |
DrewOdette | $25.00 | 12/5/2011 9:58:58 PM |
iaffy | $25.00 | 12/6/2011 3:19:34 AM |
IIP77 | $25.00 | 12/6/2011 3:51:58 AM |
Core-Marketing | $25.00 | 12/6/2011 4:26:15 AM |
Eric_Gagne | $25.00 | 12/6/2011 8:09:51 AM |
larrybird | $472.03 | 12/6/2011 10:52:17 AM |
coyone | $34.23 | 12/6/2011 9:36:55 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
541752
This series of Notes was issued and sold upon the funding of the borrower loan #57190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-30-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 20.51% |
Borrower rate/APR:
| 21.51% / 23.48% |
Monthly payment:
| $355.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.15% | | |
| |
Estimated return*:
| 14.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 12y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,463 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impressive-bonus5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I pay my payments on time and want to become debt free.
Monthly net income: $
Monthly expenses: $
Housing: $800.
Insurance: $
Car expenses: $
Utilities: $400
Phone, cable, internet: $200.
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $200.00 | 12/1/2011 7:16:28 AM |
bullish2bearish | $25.00 | 12/2/2011 7:37:42 PM |
AFairDeal | $25.00 | 11/30/2011 9:06:28 AM |
careful-note | $50.00 | 11/30/2011 9:16:45 AM |
Bank_Of_XL | $25.00 | 11/30/2011 9:25:12 AM |
LittleMingo | $30.00 | 11/30/2011 9:45:10 AM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:42 PM |
enterprising-credit2 | $25.00 | 11/30/2011 2:44:43 PM |
Supernick | $100.00 | 11/30/2011 4:44:01 PM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:14 PM |
frooogal | $25.00 | 11/30/2011 9:35:46 PM |
treasure-pipeline | $75.00 | 12/1/2011 6:12:29 AM |
nikkiesgrandma | $25.00 | 12/1/2011 5:23:19 AM |
fareast_man | $25.00 | 11/30/2011 10:26:41 PM |
sickid1 | $100.00 | 12/1/2011 12:15:49 AM |
progressive-economy261 | $400.00 | 12/1/2011 9:27:10 AM |
Whipster | $100.00 | 12/1/2011 9:25:06 AM |
WeAlNe | $25.00 | 12/1/2011 5:01:29 PM |
jengachamp | $25.00 | 12/1/2011 4:06:31 PM |
wonder3 | $50.00 | 12/1/2011 10:45:33 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:38 PM |
Tradesmanlender | $25.00 | 12/1/2011 5:18:55 PM |
mflawyer | $25.00 | 12/2/2011 6:59:47 AM |
preventivepestcontrol | $50.00 | 12/2/2011 7:50:25 AM |
mad-scientist418 | $25.00 | 12/2/2011 8:37:24 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:59 AM |
DreDub | $50.00 | 12/2/2011 8:35:33 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:33 AM |
majestic-repayment3 | $50.00 | 12/2/2011 6:58:02 AM |
Investor_DP | $66.00 | 12/2/2011 9:32:57 AM |
worldly-income2 | $48.43 | 12/2/2011 7:24:31 AM |
lovely-order7 | $25.00 | 12/2/2011 9:32:51 AM |
triumphant-point5 | $50.00 | 12/2/2011 8:16:38 AM |
investment-comet | $25.00 | 12/2/2011 11:13:33 AM |
courteous-platinum7 | $25.00 | 12/2/2011 12:22:45 PM |
ready-interest9 | $25.00 | 12/2/2011 2:47:31 PM |
steven3333 | $25.00 | 12/2/2011 9:47:21 AM |
zooom7 | $50.00 | 12/2/2011 10:43:36 AM |
ore-leaper1 | $42.88 | 12/2/2011 10:51:25 AM |
AlternativeCashFlow | $25.01 | 12/2/2011 7:27:10 PM |
graceful-IRAinvestment | $85.00 | 12/2/2011 3:19:33 PM |
InvestorPartners | $25.00 | 12/3/2011 12:43:21 AM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:46 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:07 AM |
loss-of-control | $100.00 | 12/2/2011 5:45:35 PM |
javelin0 | $25.00 | 12/3/2011 9:32:42 AM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:47 PM |
wealth-grasshopper0 | $100.00 | 12/3/2011 3:50:37 PM |
investorguy3000 | $50.00 | 12/3/2011 11:36:39 PM |
adir1 | $25.00 | 12/3/2011 9:53:10 AM |
coin-architect2 | $100.00 | 12/4/2011 9:53:45 AM |
yield-seeker | $25.00 | 12/4/2011 2:16:04 PM |
ajst1 | $33.29 | 12/4/2011 4:28:37 PM |
AJ6 | $30.42 | 12/4/2011 2:23:32 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:32 PM |
atlvalet | $30.00 | 12/4/2011 9:39:04 PM |
ethical-income2 | $25.00 | 12/4/2011 9:48:31 PM |
jtn4148 | $25.00 | 12/4/2011 11:52:35 AM |
Ven58 | $25.00 | 12/5/2011 4:57:46 AM |
LesErin600 | $25.00 | 12/5/2011 6:33:06 AM |
calbertrand | $25.00 | 12/5/2011 7:02:17 AM |
goodhearted-gold3 | $25.00 | 12/5/2011 5:52:41 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:38 PM |
be_wise | $25.00 | 12/4/2011 5:03:08 PM |
frankdelraza | $25.00 | 12/4/2011 7:07:27 PM |
revenue-spa8 | $25.00 | 12/4/2011 8:11:50 PM |
KCEnterprises | $25.00 | 12/4/2011 10:55:19 PM |
bill-expert | $36.00 | 12/5/2011 1:58:30 PM |
williemc44 | $25.00 | 12/5/2011 2:16:19 PM |
octoberfresh | $25.00 | 12/5/2011 12:10:33 PM |
mtquan | $25.00 | 12/5/2011 1:41:22 PM |
ivadood | $50.00 | 12/5/2011 2:54:36 PM |
wwwUniversal | $25.00 | 12/5/2011 5:06:09 PM |
1NiceLender | $26.45 | 12/5/2011 4:41:57 PM |
tkr2 | $25.00 | 12/5/2011 5:15:02 PM |
VASLENDING | $50.00 | 12/5/2011 5:17:33 PM |
dissector56958 | $25.00 | 12/5/2011 11:49:45 AM |
NorthwestLoan1 | $550.00 | 12/5/2011 5:30:16 PM |
gjm6d | $25.00 | 12/5/2011 5:36:53 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:48 PM |
timbob | $100.00 | 12/5/2011 6:00:35 PM |
jodilee31 | $33.40 | 12/5/2011 7:28:43 PM |
Kaj | $25.00 | 12/5/2011 5:12:14 PM |
Maximum_Investment | $25.02 | 12/6/2011 4:09:59 AM |
Hillbilly_Banker | $25.00 | 12/6/2011 4:34:22 AM |
Digs | $25.00 | 12/6/2011 6:40:50 AM |
Icon_88 | $25.00 | 12/5/2011 6:46:36 PM |
missile5 | $50.00 | 12/5/2011 6:49:42 PM |
immaculate-compassion8 | $25.00 | 12/5/2011 7:25:31 PM |
five-star-note | $75.00 | 12/5/2011 7:47:28 PM |
kendigme | $25.00 | 12/6/2011 3:03:39 AM |
irrelevant | $25.00 | 12/6/2011 8:19:06 AM |
AM2008 | $25.00 | 12/6/2011 11:11:00 AM |
repaymeplease | $25.00 | 12/6/2011 9:23:19 AM |
AndChicksforFree | $25.00 | 11/30/2011 9:11:47 AM |
InChicago | $100.00 | 12/5/2011 5:48:46 AM |
igniter584 | $25.00 | 11/30/2011 9:41:04 AM |
sfmf | $25.00 | 11/30/2011 9:39:23 AM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:16 PM |
villagers | $25.00 | 11/30/2011 1:29:40 PM |
BxRealtor | $25.00 | 11/30/2011 9:35:18 AM |
IIP77 | $25.00 | 11/30/2011 5:27:56 PM |
jdtrip03 | $26.09 | 11/30/2011 6:18:39 PM |
Karey | $25.00 | 11/30/2011 10:44:44 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:30 AM |
B2152 | $25.00 | 12/1/2011 5:34:27 AM |
JustMee | $25.00 | 11/30/2011 6:24:05 PM |
just-loyalty643 | $50.00 | 11/30/2011 8:18:52 PM |
winger66 | $25.00 | 12/1/2011 6:39:10 AM |
suave-dime6 | $25.00 | 12/1/2011 7:45:21 AM |
Longfellow20011 | $50.00 | 12/1/2011 10:58:43 AM |
valiant-note129 | $50.00 | 12/1/2011 2:13:28 PM |
dinero-launcher | $25.00 | 12/1/2011 3:30:27 PM |
income-buffalo1 | $100.00 | 12/1/2011 6:36:40 PM |
unger | $195.11 | 12/1/2011 7:23:36 PM |
leverage-galleon | $33.14 | 12/1/2011 3:40:29 PM |
suges | $25.00 | 12/1/2011 7:43:16 PM |
sunny-dough9 | $200.00 | 12/2/2011 1:36:59 AM |
NycDean | $25.00 | 12/1/2011 9:06:26 PM |
Bob450 | $35.00 | 12/2/2011 7:09:57 AM |
78 | $25.00 | 12/1/2011 6:38:06 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:51 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:53 AM |
careful-note | $55.00 | 12/2/2011 4:31:33 AM |
moola-monger9 | $50.00 | 12/2/2011 9:09:12 AM |
yield-implementer8 | $56.69 | 12/2/2011 5:31:01 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:28 AM |
SummitAdvisors | $71.00 | 12/2/2011 6:55:46 AM |
CA-Lender | $50.00 | 12/2/2011 9:25:15 AM |
loan-upholder4 | $25.00 | 12/2/2011 8:56:43 AM |
truth-lyrics7 | $39.25 | 12/2/2011 10:05:56 AM |
wampum-library4 | $25.00 | 12/2/2011 11:53:24 AM |
affluence-generator2 | $100.00 | 12/2/2011 12:15:31 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:57 PM |
yield-blanket | $25.00 | 12/2/2011 5:43:06 PM |
heart514 | $25.00 | 12/2/2011 7:53:02 PM |
well-mannered-income3 | $70.00 | 12/3/2011 7:00:33 AM |
jubilant-fund6 | $29.38 | 12/2/2011 5:56:11 PM |
cablenews | $100.00 | 12/3/2011 10:27:07 AM |
auction-elvis | $25.00 | 12/3/2011 11:28:11 AM |
new-social-economist | $80.00 | 12/2/2011 8:43:03 PM |
phenomenal-gain5 | $25.00 | 12/3/2011 6:39:29 AM |
wlm3012 | $30.00 | 12/3/2011 5:57:19 PM |
msw_engr | $50.00 | 12/3/2011 7:23:43 PM |
agalt | $100.00 | 12/3/2011 8:59:21 AM |
graceful-IRAinvestment | $120.00 | 12/4/2011 8:29:52 AM |
profitable-money | $25.00 | 12/4/2011 10:45:29 AM |
liberty-point | $25.00 | 12/3/2011 3:46:40 PM |
thankful-nickel2 | $25.00 | 12/4/2011 1:58:04 PM |
PatriotKnight | $50.00 | 12/4/2011 6:15:29 PM |
Dskillz | $112.00 | 12/4/2011 8:21:53 PM |
rautility | $50.00 | 12/4/2011 8:21:29 PM |
penny-plato | $25.00 | 12/4/2011 9:20:01 AM |
KrisKringle | $54.00 | 12/4/2011 9:07:28 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:00 AM |
coin-popcorn | $25.00 | 12/5/2011 7:09:37 AM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:02 PM |
economy-caper9 | $25.00 | 12/5/2011 9:39:57 AM |
dime-sprout | $50.00 | 12/5/2011 12:57:23 PM |
gain-mountain1 | $100.00 | 12/5/2011 11:45:17 AM |
friendinmoney | $25.00 | 12/5/2011 11:49:05 AM |
principal-cooker2 | $100.00 | 12/5/2011 9:16:11 AM |
green-rate-futurist | $250.00 | 12/5/2011 4:16:31 PM |
toblerone | $25.00 | 12/5/2011 9:26:51 AM |
enriching-trade2 | $50.00 | 12/5/2011 5:08:37 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:41 PM |
BenR | $100.00 | 12/5/2011 5:14:23 PM |
dedicated-diversification5 | $30.00 | 12/5/2011 11:33:10 AM |
brightest-dynamic-liberty | $25.00 | 12/5/2011 5:23:44 PM |
economy-taco2 | $25.00 | 12/5/2011 1:49:46 PM |
mpatrick | $75.00 | 12/5/2011 2:25:40 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:32:29 PM |
rockhound84 | $25.00 | 12/5/2011 3:59:43 PM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 4:28:01 PM |
seanickson | $25.00 | 12/5/2011 7:27:28 PM |
the-loyalty-wildebeest | $26.00 | 12/5/2011 6:31:31 PM |
1point21gigawatts | $25.00 | 12/5/2011 7:45:00 PM |
daveseansworld | $34.73 | 12/5/2011 7:34:27 PM |
peregrine | $92.02 | 12/5/2011 9:12:37 PM |
the-precious-bid | $25.00 | 12/5/2011 5:18:47 PM |
rescue | $100.00 | 12/5/2011 5:25:58 PM |
buffalobills | $25.00 | 12/6/2011 7:27:37 AM |
Anny-Disco | $25.00 | 12/5/2011 5:35:40 PM |
spitzbergen | $25.00 | 12/6/2011 8:03:17 AM |
klinebarger | $25.00 | 12/6/2011 9:06:04 AM |
EretzCapital | $25.00 | 12/6/2011 8:49:18 AM |
1willray | $25.00 | 12/6/2011 9:07:21 AM |
umfan123 | $25.00 | 12/5/2011 8:52:33 PM |
corndog4000 | $65.10 | 12/6/2011 1:10:12 AM |
LP_InvestmentGroup | $33.95 | 12/6/2011 5:57:47 AM |
Mrs-Honeydew | $25.00 | 12/6/2011 7:19:25 AM |
chrisb1414 | $25.00 | 12/6/2011 7:20:13 AM |
omegamon1 | $25.00 | 12/6/2011 8:52:36 AM |
credit-coach118 | $25.27 | 12/6/2011 9:02:03 AM |
mpatrick | $75.00 | 12/6/2011 11:20:19 AM |
nycfinance | $25.00 | 12/6/2011 9:09:46 AM |
platinum-cargo | $48.43 | 12/6/2011 11:31:14 AM |
credit-socrates648 | $2,500.00 | 12/6/2011 11:03:18 AM |
the-profit-oracle | $25.00 | 12/6/2011 9:26:04 AM |
kind-charming-value | $609.67 | 12/6/2011 11:38:19 AM |
200 Investments
|
Borrower Payment Dependent Notes Series
541754
This series of Notes was issued and sold upon the funding of the borrower loan #57025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $228.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 18y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $515 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| EatBeef |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 92% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 8% )
| 660-679
(Sep-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Pay off high interest loan
Purpose of loan:
This loan will be used to pay off high interest loan
My financial situation:
I am a good candidate for this loan because this is my only revolving debt. I also paid off my previous Prosper loan in less than one year, with no late payments.
Monthly net income: $6500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $100.00 | 11/29/2011 9:08:10 AM |
Reinadog9 | $25.00 | 11/29/2011 9:16:43 AM |
wildguy | $25.00 | 11/29/2011 9:15:24 AM |
ivy-league-MBA | $25.00 | 11/29/2011 9:43:13 AM |
cnovak | $25.00 | 11/29/2011 9:50:01 AM |
finance-prescription | $100.00 | 11/29/2011 9:48:06 AM |
SecondChanceLendingSERV | $25.00 | 11/29/2011 10:01:01 AM |
SLN-10 | $50.00 | 11/29/2011 10:03:20 AM |
SolarMoonshine | $25.00 | 11/29/2011 10:06:30 AM |
autonomous-kindness8 | $100.00 | 11/29/2011 10:12:35 AM |
affluence-generator2 | $100.00 | 11/29/2011 11:37:22 AM |
Tradesmanlender | $25.00 | 11/29/2011 9:41:41 AM |
a-finance-nirvana | $25.00 | 11/29/2011 9:44:43 AM |
credit-missile | $125.00 | 11/29/2011 12:56:27 PM |
desertoasis | $25.00 | 11/29/2011 1:33:11 PM |
worth-blanket2 | $3,300.00 | 11/29/2011 1:52:41 PM |
RoZu_Lending | $200.00 | 11/29/2011 9:55:15 AM |
djh47a | $25.00 | 11/29/2011 1:31:23 PM |
AndChicksforFree | $25.00 | 11/29/2011 9:22:03 AM |
careful-note | $50.00 | 11/29/2011 9:05:54 AM |
Weaverville | $25.00 | 11/29/2011 9:18:47 AM |
worthy-bid8 | $50.00 | 11/29/2011 9:26:34 AM |
CoolPlexer | $25.00 | 11/29/2011 9:36:54 AM |
Comoparklender | $25.00 | 11/29/2011 9:07:44 AM |
tenacious-capital3 | $26.27 | 11/29/2011 9:44:49 AM |
goodhearted-basis4 | $25.00 | 11/29/2011 9:47:22 AM |
papaloha | $200.00 | 11/29/2011 10:59:16 AM |
Beechturner | $50.00 | 11/29/2011 11:07:45 AM |
CA-Lender | $25.00 | 11/29/2011 11:15:16 AM |
transparency-river1 | $1,000.00 | 11/29/2011 9:39:06 AM |
GoldenRule01 | $100.00 | 11/29/2011 11:43:45 AM |
toblerone | $25.00 | 11/29/2011 9:49:08 AM |
mlj0671 | $25.00 | 11/29/2011 12:51:30 PM |
trumpeter5 | $25.00 | 11/29/2011 1:39:34 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
541776
This series of Notes was issued and sold upon the funding of the borrower loan #57038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1982 |
Debt/Income ratio:
| 9% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $82,557 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-understanding-loot |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
repaying 401K plan
Purpose of loan: repaying 401k plan
This loan will be used to... repaying 401k plan
My financial situation: fair to good.
I am a good candidate for this loan because... own a home and always pay mortgage on time.
Monthly net income: $55,000.00 single combined $135,000.00
Monthly expenses: $200.00
Housing: $2700.00
Insurance: $400.00
Car expenses: $ 0
Utilities: $500.00
Phone, cable, internet: $ 225.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 4500.00
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:34 PM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:56 AM |
penny-surgeon | $25.00 | 12/2/2011 10:41:51 AM |
bazaar-festivity | $50.00 | 12/1/2011 5:32:31 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:24 AM |
worth-blanket2 | $3,800.00 | 12/2/2011 11:39:17 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
541780
This series of Notes was issued and sold upon the funding of the borrower loan #57005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $237.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 36% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
19 | Length of status: | 11y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,309 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Angelbaby1027 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2011)
680-699
(Feb-2010)
|
Principal balance:
| $5,919.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Current borrower seeking new loan!
Purpose of loan:
This loan will be used to...pay some medical bills and revolving debt.
My financial situation:
I am a good candidate for this loan because...I have a stable job/steady income and an excellent repayment history. Never late. Existing prosper loan is current
Monthly net income: $3500
Monthly expenses: $
Housing: $ 541
Insurance: $100
Car expenses: $100
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $28.09 | 12/2/2011 9:02:45 AM |
fascinating-generosity3 | $111.33 | 12/2/2011 9:03:55 AM |
jhouman | $50.00 | 12/2/2011 9:05:37 AM |
caper945 | $100.00 | 12/2/2011 9:11:36 AM |
frantic-retirement | $175.00 | 12/2/2011 9:06:27 AM |
nfx | $45.00 | 12/2/2011 9:07:57 AM |
capital-halo1 | $651.00 | 12/2/2011 9:08:58 AM |
let_me_retire | $42.66 | 12/2/2011 9:28:52 AM |
myutmost | $25.00 | 12/2/2011 9:39:54 AM |
Milonguero | $100.00 | 12/2/2011 9:05:07 AM |
economy-shrubbery6 | $25.00 | 12/2/2011 9:47:46 AM |
Fire2 | $25.00 | 12/2/2011 10:08:48 AM |
alexgalt | $25.00 | 12/2/2011 10:48:13 AM |
Ubiquinone | $37.00 | 12/2/2011 10:20:32 AM |
Gladglide | $25.00 | 12/2/2011 9:40:25 AM |
twjh | $25.00 | 12/2/2011 9:42:15 AM |
GElender | $40.00 | 12/2/2011 9:42:18 AM |
113121 | $30.00 | 12/2/2011 10:21:01 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:35 AM |
Feyenoord | $30.00 | 12/2/2011 9:16:20 AM |
friendinmoney | $25.00 | 12/2/2011 9:16:06 AM |
SLN-10 | $50.00 | 12/2/2011 9:16:24 AM |
312-Lender | $25.00 | 12/2/2011 9:37:33 AM |
graceful-investment | $50.00 | 12/2/2011 9:38:22 AM |
luv4cycling | $30.00 | 12/2/2011 9:39:51 AM |
golden-velocity9 | $25.00 | 12/2/2011 9:46:23 AM |
economy-coup | $50.00 | 12/2/2011 9:06:35 AM |
168RichCapital | $25.12 | 12/2/2011 10:47:52 AM |
DHolly | $31.00 | 12/2/2011 10:23:05 AM |
lowrater | $200.90 | 12/2/2011 10:27:33 AM |
worth-blanket2 | $3,000.00 | 12/2/2011 11:39:41 AM |
wampum-library4 | $22.90 | 12/2/2011 11:42:49 AM |
Jack55304 | $200.00 | 12/2/2011 9:25:09 AM |
five-star-note | $25.00 | 12/2/2011 9:39:16 AM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 9:51:26 AM |
handy-justice | $100.00 | 12/2/2011 10:51:00 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
541782
This series of Notes was issued and sold upon the funding of the borrower loan #57070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Nov-30-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 18.36% |
Borrower rate/APR:
| 19.36% / 29.29% |
Monthly payment:
| $369.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 7.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 51% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $123 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| heavenly-return650 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
freddie
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 11/30/2011 9:08:06 AM |
scrappy-diversification7 | $2,000.00 | 11/30/2011 9:11:05 AM |
handy-justice | $50.00 | 11/30/2011 11:46:30 AM |
Reliance_Banker | $25.00 | 11/30/2011 5:31:05 PM |
Dignified-Market29 | $25.00 | 11/30/2011 12:32:14 PM |
smooothymon | $25.00 | 11/30/2011 7:57:33 PM |
bonus-animal4 | $25.00 | 11/30/2011 9:55:13 PM |
green-rate-futurist | $50.00 | 12/1/2011 3:18:01 AM |
calahan | $168.17 | 12/1/2011 6:59:10 AM |
Cliffie83 | $25.00 | 12/1/2011 8:26:54 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:11 AM |
shrewd-rupee | $25.00 | 12/1/2011 6:28:41 PM |
Melander | $50.00 | 12/1/2011 9:34:36 PM |
independent-listing796 | $25.00 | 12/2/2011 4:06:32 AM |
mlj0671 | $25.00 | 12/2/2011 8:42:12 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:52 AM |
payout-hammock1 | $25.00 | 12/2/2011 9:53:06 AM |
kwan | $25.00 | 12/2/2011 10:00:22 AM |
heroic-compassion6 | $25.03 | 12/2/2011 10:11:40 AM |
djkaiser | $7.17 | 12/2/2011 10:20:54 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:40 AM |
pound-mushroom3 | $25.00 | 11/30/2011 9:17:41 AM |
wwwUniversal | $25.00 | 11/30/2011 9:11:53 AM |
thankful-nickel2 | $25.00 | 11/30/2011 12:53:58 PM |
Relaxo | $200.00 | 11/30/2011 4:29:38 PM |
wealth-prodigy1 | $30.00 | 11/30/2011 2:43:37 PM |
sharp-bill2 | $50.00 | 11/30/2011 9:56:31 PM |
lowrater | $25.70 | 12/1/2011 6:30:55 AM |
nfx | $25.00 | 12/1/2011 9:13:31 AM |
orgy63 | $25.00 | 12/1/2011 9:30:15 AM |
BigNetLending | $100.00 | 12/1/2011 5:21:26 PM |
johnnyldr | $45.93 | 12/1/2011 6:21:43 PM |
first-class-gold0 | $100.00 | 12/1/2011 7:10:45 PM |
prudent-economy5 | $200.00 | 12/1/2011 3:53:57 PM |
CapricornLending | $25.00 | 12/1/2011 8:07:41 PM |
WxChem | $25.00 | 12/1/2011 4:16:26 PM |
healer199 | $38.00 | 12/2/2011 4:05:25 AM |
wise-deal-panda | $100.00 | 12/2/2011 9:49:49 AM |
irrelevant | $25.00 | 12/2/2011 10:06:06 AM |
TikPmp1 | $25.00 | 12/2/2011 9:10:19 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:02 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
541798
This series of Notes was issued and sold upon the funding of the borrower loan #57080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $199.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $445 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderous-worth |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 96% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 4% )
| 660-679
(Nov-2009)
|
Principal balance:
| $926.98 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Loan to pay off car & dentist
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 12/2/2011 1:06:16 PM |
shawnw2 | $100.00 | 12/4/2011 12:06:20 AM |
nimble-revenue5 | $50.00 | 12/1/2011 9:18:24 AM |
pound-mushroom3 | $25.00 | 12/1/2011 9:28:18 AM |
papaloha | $25.00 | 12/1/2011 4:05:45 PM |
SLN-10 | $100.00 | 12/1/2011 9:34:53 AM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:13 PM |
computer758 | $25.00 | 12/1/2011 2:02:45 PM |
jebber007 | $26.59 | 12/1/2011 9:28:28 PM |
careful-note | $55.00 | 12/2/2011 4:31:37 AM |
green28 | $98.88 | 12/2/2011 4:55:08 AM |
dollar-tornado3 | $25.00 | 12/2/2011 4:55:25 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:11 AM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:38 PM |
mercuriant | $25.00 | 12/2/2011 9:23:49 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:07 AM |
FinanceEngine | $40.00 | 12/2/2011 9:45:35 AM |
sparkling-contract7 | $25.00 | 12/2/2011 11:25:36 AM |
dough-rocket | $40.00 | 12/2/2011 1:01:40 PM |
dime-sapling | $25.00 | 12/2/2011 9:36:27 AM |
green-tree-shake | $60.00 | 12/2/2011 10:10:04 AM |
well-mannered-income3 | $25.00 | 12/2/2011 7:39:04 PM |
wlm3012 | $30.00 | 12/2/2011 2:42:41 PM |
gothampark | $25.00 | 12/2/2011 3:27:05 PM |
chameleon125 | $25.00 | 12/3/2011 6:38:59 AM |
Eric_Gagne | $25.00 | 12/2/2011 5:37:04 PM |
wwwUniversal | $25.00 | 12/3/2011 12:27:58 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:08 PM |
noodles932 | $25.00 | 12/3/2011 3:28:55 PM |
4mydaughterseducation | $34.00 | 12/3/2011 4:29:09 PM |
exchange-squirrel | $100.00 | 12/3/2011 2:28:56 PM |
clean-dime1 | $25.00 | 12/4/2011 7:24:14 AM |
factcheck | $40.00 | 12/3/2011 9:06:35 PM |
matthewa | $25.00 | 12/3/2011 9:55:21 PM |
EEasyMoney | $25.00 | 12/4/2011 7:43:51 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:42 PM |
thelovebug | $100.00 | 12/4/2011 12:19:32 PM |
the-precious-bid | $25.00 | 12/5/2011 9:29:39 AM |
1NiceLender | $26.45 | 12/5/2011 4:33:23 PM |
toblerone | $25.00 | 12/5/2011 5:23:38 PM |
happy-return4 | $25.00 | 12/5/2011 1:25:32 PM |
Kaj | $25.00 | 12/5/2011 5:12:15 PM |
money-baron | $50.00 | 12/5/2011 5:14:40 PM |
the-discrete-income | $25.00 | 12/2/2011 9:12:14 AM |
Jack55304 | $200.00 | 12/1/2011 9:18:51 AM |
LittleMingo | $27.00 | 12/1/2011 9:14:07 AM |
Dubbs360 | $50.00 | 12/1/2011 9:25:54 AM |
TennSquire | $25.00 | 12/1/2011 9:40:40 AM |
investment-artist | $29.01 | 12/1/2011 9:29:51 AM |
shrewd-income | $25.00 | 12/1/2011 3:23:14 PM |
profit-powerplant | $25.00 | 12/1/2011 9:33:15 AM |
nfx | $40.00 | 12/1/2011 9:56:40 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:21 AM |
income-buffalo1 | $50.00 | 12/1/2011 6:39:39 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:32 AM |
IIP77 | $25.00 | 12/2/2011 9:09:03 AM |
diplomatic-wealth7 | $25.00 | 12/2/2011 9:25:05 AM |
enterprising-credit2 | $25.00 | 12/2/2011 9:25:19 AM |
suave-dime6 | $25.00 | 12/2/2011 7:36:03 AM |
Comoparklender | $25.00 | 12/2/2011 9:36:01 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:32 AM |
affluence-generator2 | $100.00 | 12/2/2011 11:08:36 AM |
The_Phantom | $25.00 | 12/2/2011 11:55:49 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:08 PM |
first-friendly-listing | $40.00 | 12/2/2011 1:58:34 PM |
likeable-capital0 | $25.00 | 12/2/2011 4:48:20 PM |
sevenbridges | $25.00 | 12/2/2011 9:56:49 AM |
money-baron-roth-IRA | $50.00 | 12/2/2011 5:26:25 PM |
new-intuitive-dime | $25.00 | 12/2/2011 7:29:36 PM |
lowrater | $50.40 | 12/2/2011 1:44:11 PM |
payment-gusto | $25.00 | 12/2/2011 4:43:48 PM |
graceful-IRAinvestment | $80.00 | 12/2/2011 5:25:30 PM |
zeeexsixare | $150.00 | 12/3/2011 9:46:45 AM |
finance-prescription | $100.00 | 12/3/2011 8:33:47 AM |
cablenews | $100.00 | 12/3/2011 10:27:08 AM |
skip6330 | $34.00 | 12/3/2011 11:17:25 AM |
heart514 | $25.00 | 12/2/2011 7:53:07 PM |
worldly-gold | $50.00 | 12/3/2011 2:57:49 PM |
richrobe | $25.00 | 12/3/2011 7:19:03 PM |
irrelevant | $25.00 | 12/4/2011 6:05:24 AM |
PatriotKnight | $50.00 | 12/4/2011 12:07:01 PM |
golden-cat | $25.00 | 12/4/2011 12:21:21 PM |
managedfund | $418.00 | 12/3/2011 12:32:32 PM |
new-point-bandit | $50.00 | 12/4/2011 2:42:29 AM |
red-benefit-ruler | $25.00 | 12/4/2011 11:52:54 AM |
Mrs-Honeydew | $25.00 | 12/5/2011 10:29:27 AM |
RSV | $25.00 | 12/4/2011 11:33:57 PM |
ITExec | $81.00 | 12/5/2011 11:26:54 AM |
orderly-leverage | $50.00 | 12/5/2011 3:00:51 PM |
richboy56 | $25.00 | 12/5/2011 5:07:59 PM |
asiaratt | $50.00 | 12/5/2011 5:08:54 PM |
ven | $50.00 | 12/5/2011 4:50:14 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:43 PM |
auction-architect7 | $50.00 | 12/5/2011 11:03:55 AM |
dbmurch | $25.00 | 12/5/2011 11:13:05 AM |
economy-lotus | $50.00 | 12/5/2011 11:17:11 AM |
brightest-dynamic-liberty | $14.12 | 12/5/2011 5:23:45 PM |
NeketanBank | $25.00 | 12/5/2011 12:56:57 PM |
ivadood | $50.00 | 12/5/2011 2:54:37 PM |
Mariner3605 | $25.00 | 12/5/2011 5:06:06 PM |
principal-cooker2 | $100.00 | 12/5/2011 5:09:25 PM |
Katburg | $25.00 | 12/5/2011 5:11:56 PM |
Leshan | $139.28 | 12/5/2011 5:13:06 PM |
tkr2 | $25.00 | 12/5/2011 5:15:03 PM |
104 Investments
|
Borrower Payment Dependent Notes Series
541822
This series of Notes was issued and sold upon the funding of the borrower loan #56904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $140.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 11m |
Amount delinquent:
| $570 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $1,186 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 49 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cardinal77 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Auto Repairs and Medical Bills
Purpose of loan:
This loan will be used to make some much needed auto repairs and pay off some medical bills.
My financial situation:
I am current on all monthly bills and have already received and paid off a larger Prosper loan several years ago. I was never late on a payment and received good feedback from several lenders. I have plenty of income to cover all monthly expenses, but have not been able to build up a good savings due to medical bills, repairs, etc. that take it up every few months. The listing shows a few delinquent accounts, but they are not current and I can provide details to whoever requests. You can expect every payment on time.
Monthly net income: $3600
Monthly expenses: see below
Housing: $825.00
Insurance: $50.00
Car expenses: $250.00 for fuel
Utilities: $225.00
Phone, cable, internet: $175.00
Food, entertainment: $400.00
Clothing, household expenses: $150.00
Credit cards and other loans: $250.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ericgassercom | $25.00 | 11/30/2011 5:12:32 PM |
investmentgroup | $25.00 | 11/30/2011 5:25:58 PM |
MoneyForNothing | $27.45 | 11/30/2011 5:19:54 PM |
igniter584 | $25.00 | 11/30/2011 5:34:39 PM |
sickid1 | $100.00 | 12/1/2011 12:15:51 AM |
fareast_man | $25.00 | 11/30/2011 10:26:41 PM |
SRPT | $25.78 | 12/1/2011 3:24:05 AM |
Billfred | $25.00 | 11/30/2011 6:06:55 PM |
oskizzle | $25.00 | 12/1/2011 7:38:42 AM |
vutah | $25.00 | 11/30/2011 7:47:22 PM |
IIP77 | $25.00 | 12/1/2011 9:20:42 AM |
britgsb | $30.00 | 12/1/2011 9:31:18 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:38 PM |
tenacious-capital3 | $26.27 | 12/1/2011 9:19:33 AM |
Byrd24 | $100.00 | 12/1/2011 4:47:07 PM |
twjh | $25.00 | 12/1/2011 9:38:49 AM |
blinkygab | $50.00 | 12/1/2011 5:17:37 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:33 AM |
careful-note | $55.00 | 12/2/2011 4:31:34 AM |
organized-payment6 | $50.00 | 12/2/2011 6:53:43 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:56 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:01 AM |
worth-blanket2 | $2,200.00 | 12/2/2011 11:40:54 AM |
silver-birdie | $100.00 | 12/2/2011 9:23:45 AM |
AndChicksforFree | $25.00 | 11/30/2011 6:06:03 PM |
pound-mushroom3 | $25.00 | 11/30/2011 5:36:19 PM |
careful-note | $50.00 | 11/30/2011 5:22:39 PM |
Feyenoord | $30.00 | 11/30/2011 8:34:50 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:31 AM |
Bank42 | $33.88 | 12/1/2011 6:57:11 AM |
DKSArt | $25.00 | 12/1/2011 8:41:41 AM |
AF-Chief | $25.00 | 12/1/2011 9:10:18 AM |
DoctorJoe | $30.00 | 12/1/2011 4:16:32 AM |
selector568 | $300.00 | 12/1/2011 3:21:47 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:29 AM |
r48 | $25.00 | 12/1/2011 5:54:27 PM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:59 AM |
NycDean | $25.00 | 12/1/2011 9:06:26 PM |
Hogan55 | $29.35 | 12/2/2011 4:51:32 AM |
DeltaComputerGuy | $30.00 | 12/2/2011 9:42:33 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
541828
This series of Notes was issued and sold upon the funding of the borrower loan #57064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,300.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $92.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 11% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,817 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dedicated-balance1 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto repair
Purpose of loan:
This loan will be used to...pay for repair to my car
My financial situation:
I am a good candidate for this loan because...i receive a pension through Public Employees Retirement System
Monthly net income: $1655
Monthly expenses: $
Housing: $944
Insurance: $50
Car expenses: $?
Utilities: $400
Phone, cable, internet: $70
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 11/30/2011 9:08:08 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:41 AM |
profit-powerplant | $25.00 | 11/30/2011 9:11:47 AM |
LittleMingo | $25.00 | 11/30/2011 9:48:17 AM |
newest-generous-income | $25.00 | 11/30/2011 2:09:25 PM |
DHolly | $31.00 | 11/30/2011 3:31:24 PM |
golden-velocity9 | $35.00 | 11/30/2011 9:36:50 AM |
dudebrah | $25.00 | 11/30/2011 12:25:22 PM |
superb-funds335 | $25.00 | 12/1/2011 9:16:29 AM |
Comoparklender | $25.00 | 12/1/2011 5:06:12 PM |
scarlet-velvet | $25.08 | 12/1/2011 4:08:29 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:11 PM |
orbital-dollar2 | $25.00 | 12/1/2011 6:22:31 PM |
enterprising-credit2 | $50.00 | 12/1/2011 2:45:20 PM |
Dignified-Market29 | $40.00 | 12/1/2011 9:30:28 PM |
Ballybay | $50.00 | 12/1/2011 5:10:29 PM |
Rogelio48 | $25.00 | 12/2/2011 3:45:34 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:53 AM |
well-mannered-income3 | $30.00 | 12/1/2011 5:58:25 PM |
buffalobills | $25.00 | 12/2/2011 7:33:17 AM |
chicagobanker | $50.00 | 12/2/2011 7:41:21 AM |
income-buffalo1 | $50.00 | 12/1/2011 6:41:43 PM |
periko | $35.00 | 12/1/2011 7:54:43 PM |
Scotcha | $35.00 | 12/2/2011 7:43:00 AM |
skaught | $25.00 | 12/2/2011 8:51:56 AM |
evergreen16 | $43.00 | 12/2/2011 9:03:44 AM |
TheDigitalMan | $25.00 | 12/2/2011 9:09:54 AM |
wwwUniversal | $25.00 | 12/2/2011 9:20:29 AM |
mercuriant | $25.00 | 12/2/2011 9:23:48 AM |
progressive-economy261 | $299.33 | 12/2/2011 9:35:37 AM |
self-reliant-p2p2 | $25.00 | 12/2/2011 7:29:54 AM |
bsmtloan | $73.54 | 12/2/2011 8:16:15 AM |
balanced-balance6 | $25.00 | 12/2/2011 8:22:01 AM |
Silverling6 | $30.69 | 12/2/2011 8:38:36 AM |
leverage-monger | $25.00 | 12/2/2011 8:53:26 AM |
diplomatic-wealth7 | $25.00 | 12/2/2011 9:25:04 AM |
sfmf | $25.00 | 11/30/2011 9:38:54 AM |
Danjack_Capital | $25.00 | 11/30/2011 10:19:30 AM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 10:31:38 AM |
nfx | $30.00 | 11/30/2011 4:55:07 PM |
dollar-tornado3 | $25.00 | 12/1/2011 6:46:06 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:13 AM |
computer758 | $25.00 | 12/1/2011 1:35:58 PM |
valiant-note129 | $50.00 | 12/1/2011 2:13:58 PM |
dinero-launcher | $26.06 | 12/1/2011 3:36:36 PM |
jengachamp | $25.00 | 12/1/2011 4:06:31 PM |
just-loyalty643 | $50.00 | 12/1/2011 9:22:10 PM |
mrxtravis | $25.00 | 12/1/2011 5:09:55 PM |
IIP77 | $25.00 | 12/1/2011 5:23:22 PM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:37 PM |
heroic-compassion6 | $50.03 | 12/2/2011 7:56:38 AM |
hope-fortress753 | $25.00 | 12/1/2011 8:01:35 PM |
suave-dime6 | $25.00 | 12/2/2011 7:30:05 AM |
careful-note | $55.00 | 12/2/2011 4:31:33 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:28 AM |
SummitAdvisors | $25.00 | 12/2/2011 6:53:32 AM |
octoberfresh | $25.00 | 12/2/2011 8:05:50 AM |
moola-monger9 | $50.00 | 12/2/2011 9:05:12 AM |
Dubbs360 | $50.00 | 12/2/2011 9:18:55 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
541848
This series of Notes was issued and sold upon the funding of the borrower loan #56886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $228.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 17y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,524 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| coin-dreamer0 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2010)
760-779
(Jul-2009)
|
Principal balance:
| $6,334.06 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Used Auto Needed
This loan will be used to purchase a reliable used vehicle as the Nissan Pathfinder that I have had for the last 7 years is heading to the auto graveyard. It has been an awesome vehicle but is nearing 300,000 miles and is failing faster than I can keep up. I am not interested in a new vehicle but interested in getting another reliable used Nissan.
I am a good candidate for this loan as I have had a Propser loan since August 2010 and have made my payments without fail. In addition I have taken a new position within my current agency as IT Division Director which has given me an increase in salary. I have some funds stowed for the purchase but the amount I'm asking for would help immensely.
I really like the Prosper loan process and appreciate what it has done for me. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $25.00 | 12/1/2011 5:37:18 AM |
pdub | $75.00 | 11/30/2011 5:07:57 PM |
careful-note | $50.00 | 11/30/2011 5:22:39 PM |
igniter584 | $25.00 | 11/30/2011 5:34:39 PM |
Feyenoord | $30.00 | 11/30/2011 8:37:58 PM |
sickid1 | $100.00 | 12/1/2011 12:15:51 AM |
ericgassercom | $25.00 | 11/30/2011 5:12:32 PM |
EngineersAlliance | $125.00 | 11/30/2011 5:22:18 PM |
JustMee | $25.00 | 11/30/2011 6:22:54 PM |
sensible-fund | $25.00 | 12/1/2011 8:01:23 AM |
OldManP | $25.00 | 12/1/2011 2:13:39 PM |
GCInvestments | $25.00 | 12/1/2011 9:29:10 AM |
Byrd24 | $100.00 | 12/1/2011 4:47:44 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:12 PM |
JordansGood | $25.16 | 12/1/2011 12:23:27 PM |
CashFlow13 | $1,000.00 | 12/1/2011 6:50:23 PM |
NycDean | $25.00 | 12/1/2011 9:06:26 PM |
careful-note | $55.00 | 12/2/2011 4:31:35 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:29 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:34 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:53 AM |
credit-coach118 | $35.27 | 12/2/2011 8:55:24 AM |
Tradesmanlender | $25.00 | 12/2/2011 9:19:49 AM |
wwwUniversal | $25.00 | 12/2/2011 9:20:29 AM |
credit-investor5 | $50.00 | 12/2/2011 7:08:32 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:01 AM |
mad-scientist418 | $25.00 | 12/2/2011 8:35:11 AM |
heeeley | $25.00 | 12/2/2011 9:53:57 AM |
rdav | $50.00 | 12/2/2011 10:14:26 AM |
promise2 | $50.00 | 12/2/2011 9:09:46 AM |
feiandasun | $25.00 | 12/2/2011 11:00:54 AM |
wampum-library4 | $11.65 | 12/2/2011 11:42:12 AM |
tacopants | $100.00 | 12/2/2011 11:05:09 AM |
Brown98 | $50.00 | 11/30/2011 5:19:25 PM |
AndChicksforFree | $25.00 | 11/30/2011 6:08:24 PM |
AFairDeal | $25.00 | 11/30/2011 5:09:47 PM |
LoanerPrincipal | $25.00 | 11/30/2011 5:13:15 PM |
BxRealtor | $25.00 | 11/30/2011 5:21:53 PM |
Billfred | $25.00 | 11/30/2011 6:10:07 PM |
pound-mushroom3 | $25.00 | 11/30/2011 5:36:10 PM |
Keystonekop | $100.00 | 11/30/2011 5:55:01 PM |
LittleMingo | $25.00 | 11/30/2011 5:05:25 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:32 AM |
friendinmoney | $25.00 | 12/1/2011 6:47:54 AM |
Whipster | $50.00 | 11/30/2011 5:33:34 PM |
vigorous-payment6 | $150.00 | 12/1/2011 7:44:07 AM |
wonder3 | $35.00 | 11/30/2011 8:39:09 PM |
fareast_man | $25.00 | 11/30/2011 10:26:41 PM |
radforj22 | $25.00 | 12/1/2011 12:28:18 AM |
dollar-tornado3 | $25.00 | 12/1/2011 6:41:32 AM |
janeybooboo | $100.00 | 12/1/2011 11:01:03 AM |
wampum-chorus3 | $25.00 | 12/1/2011 12:11:38 PM |
responsible-investment0 | $50.00 | 12/1/2011 5:20:12 PM |
graceful-IRAinvestment | $25.00 | 12/1/2011 5:53:22 PM |
goodhearted-basis4 | $25.00 | 12/1/2011 3:56:15 PM |
brazilofmux | $100.00 | 12/2/2011 7:13:57 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:00 AM |
one-midas | $35.00 | 12/1/2011 10:54:36 PM |
AF-Chief | $25.00 | 12/2/2011 9:09:31 AM |
Mrs-Honeydew | $25.00 | 12/2/2011 5:24:30 AM |
terrific-dough6 | $50.00 | 12/2/2011 9:18:26 AM |
designer_10 | $25.00 | 12/2/2011 9:18:56 AM |
organized-payment6 | $50.00 | 12/2/2011 6:53:43 AM |
preventivepestcontrol | $50.00 | 12/2/2011 7:39:36 AM |
twjh | $25.00 | 12/2/2011 9:42:14 AM |
shellstar | $38.95 | 12/2/2011 9:51:03 AM |
Kennfusion | $72.70 | 12/2/2011 9:58:14 AM |
worth-blanket2 | $2,600.00 | 12/2/2011 11:38:45 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
541854
This series of Notes was issued and sold upon the funding of the borrower loan #57063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $323.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 44% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
21 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,764 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| bksfinest |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 96% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 1
( 4% )
| 680-699
(Mar-2010)
620-639
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because I have a very low debt to income ratio with very little expenses. I have no negative accounts. My credit is in very good standing.
Monthly net income: $ 2448
Monthly expenses: $
Housing: $ 0 (live with parents)
Insurance: $ 125
Car expenses: $ 170
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 0
Clothing, household expenses: $ 0
Credit cards and other loans: approx $ 250
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-loan | $50.00 | 11/30/2011 5:27:48 PM |
return-grizzly | $100.00 | 12/1/2011 2:55:29 AM |
investment-daydream | $75.00 | 11/30/2011 5:10:06 PM |
green-trade-dolphin | $29.47 | 11/30/2011 5:02:47 PM |
toblerone | $25.00 | 11/30/2011 5:06:12 PM |
frantic-retirement | $50.00 | 11/30/2011 5:17:34 PM |
Kash2010lu | $30.00 | 11/30/2011 5:24:09 PM |
social-cocktail1 | $200.00 | 11/30/2011 5:24:51 PM |
DHolly | $31.00 | 11/30/2011 5:29:23 PM |
SLN-10 | $50.00 | 11/30/2011 5:23:10 PM |
myutmost | $25.00 | 11/30/2011 5:32:33 PM |
thankful-nickel2 | $25.00 | 11/30/2011 8:18:57 PM |
industrious-currency | $25.00 | 11/30/2011 9:08:20 PM |
Ubiquinone | $130.00 | 11/30/2011 6:24:06 PM |
sturdy-peace9 | $111.00 | 11/30/2011 6:50:02 PM |
graceful-IRAinvestment | $85.00 | 11/30/2011 10:31:44 PM |
USMC0311 | $25.00 | 11/30/2011 11:51:46 PM |
pembull | $25.00 | 11/30/2011 5:02:55 PM |
kendigme | $37.85 | 12/1/2011 3:12:23 AM |
fortytwo | $150.00 | 11/30/2011 5:09:26 PM |
fountain355 | $25.00 | 12/1/2011 4:37:22 AM |
geophreigh | $35.85 | 12/1/2011 5:21:37 AM |
312-Lender | $25.00 | 11/30/2011 5:16:14 PM |
lowrater | $150.70 | 12/1/2011 6:08:12 AM |
melodious-openness | $88.45 | 12/1/2011 5:06:22 AM |
verticalhorizon | $43.49 | 12/1/2011 6:02:20 AM |
zeeexsixare | $50.00 | 12/1/2011 7:41:55 AM |
Mrs-Honeydew | $30.00 | 12/1/2011 8:42:55 AM |
genuine-integrity0 | $25.00 | 11/30/2011 6:13:57 PM |
blackstar | $25.00 | 12/1/2011 7:21:01 AM |
octoberfresh | $25.00 | 12/1/2011 7:49:56 AM |
first-serene-credit | $25.00 | 12/1/2011 8:25:21 AM |
wwwUniversal | $25.00 | 12/1/2011 9:05:29 AM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 9:31:36 PM |
transformer855 | $25.00 | 11/30/2011 10:02:46 PM |
engaging-repayment8 | $25.00 | 11/30/2011 10:22:58 PM |
AF-Chief | $25.00 | 12/1/2011 9:10:18 AM |
let_me_retire | $50.00 | 11/30/2011 10:44:46 PM |
Jack55304 | $200.00 | 12/1/2011 9:18:51 AM |
Learning2Lend | $25.00 | 12/1/2011 9:19:12 AM |
taetrade | $25.00 | 12/1/2011 5:46:28 AM |
Frover | $30.00 | 12/1/2011 6:33:19 AM |
impeccable-ore3 | $25.00 | 12/1/2011 7:28:05 AM |
Iceman1347 | $25.00 | 12/1/2011 10:31:24 AM |
FarmersBank | $75.48 | 12/1/2011 8:00:14 AM |
just-loyalty643 | $50.00 | 12/1/2011 11:40:14 AM |
loanman2007 | $150.00 | 12/1/2011 12:04:36 PM |
gjm6d | $25.00 | 12/1/2011 9:25:14 AM |
gothampark | $25.00 | 12/1/2011 1:50:29 PM |
transparency-river1 | $1,000.00 | 12/1/2011 9:32:34 AM |
jhouman | $50.00 | 12/1/2011 9:37:54 AM |
desertoasis | $25.00 | 12/1/2011 10:00:01 AM |
servnyou | $25.00 | 12/1/2011 10:27:41 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:16 AM |
phenomenal-power6 | $147.97 | 12/1/2011 12:41:24 PM |
valiant-note129 | $7.29 | 12/1/2011 2:17:33 PM |
lendstats_com | $200.00 | 11/30/2011 5:27:52 PM |
payout-bridge | $100.00 | 11/30/2011 8:33:57 PM |
Amber_Stone | $25.82 | 11/30/2011 6:19:15 PM |
grnii78 | $93.23 | 12/1/2011 7:48:17 AM |
AndChicksforFree | $25.00 | 11/30/2011 6:02:58 PM |
kind-credit-bear | $25.00 | 11/30/2011 5:08:12 PM |
GElender | $40.00 | 11/30/2011 5:10:55 PM |
shrewd-income | $150.00 | 11/30/2011 5:13:15 PM |
LittleMingo | $25.00 | 11/30/2011 5:04:24 PM |
Vector | $25.00 | 11/30/2011 5:08:21 PM |
finance-prescription | $100.00 | 11/30/2011 5:21:37 PM |
yield-lion2 | $25.00 | 11/30/2011 5:23:23 PM |
fascinating-generosity3 | $49.89 | 11/30/2011 5:12:29 PM |
economy-producer | $25.00 | 11/30/2011 5:29:10 PM |
silver-birdie | $100.00 | 11/30/2011 5:25:51 PM |
skillful-asset5 | $25.00 | 11/30/2011 6:55:38 PM |
the-lean-bid | $25.00 | 11/30/2011 7:44:53 PM |
fabulous-community4 | $25.00 | 11/30/2011 5:35:27 PM |
credit-elation1 | $25.00 | 11/30/2011 8:46:58 PM |
Feyenoord | $30.00 | 11/30/2011 8:29:33 PM |
nimble-revenue5 | $50.00 | 11/30/2011 5:09:22 PM |
mighty-payout1 | $25.00 | 12/1/2011 2:19:17 AM |
nfx | $30.00 | 11/30/2011 5:21:21 PM |
luv4cycling | $30.00 | 11/30/2011 5:25:15 PM |
melodious-openness | $200.00 | 12/1/2011 5:00:59 AM |
greencat | $50.00 | 12/1/2011 7:24:29 AM |
Danylostefan | $100.00 | 12/1/2011 7:48:00 AM |
DiligentiaLLC | $156.57 | 12/1/2011 6:11:10 AM |
sensible-fund | $28.15 | 12/1/2011 7:59:27 AM |
Leshan | $121.04 | 12/1/2011 8:26:12 AM |
pound-mushroom3 | $25.00 | 11/30/2011 5:36:19 PM |
SkepticalBen | $25.00 | 12/1/2011 8:28:56 AM |
calbertrand | $25.00 | 12/1/2011 6:48:12 AM |
Bob450 | $30.00 | 12/1/2011 7:10:44 AM |
atlas-shrugged | $195.00 | 11/30/2011 6:29:10 PM |
zeeexsixare | $25.00 | 11/30/2011 6:46:38 PM |
168RichCapital | $25.12 | 12/1/2011 9:08:55 AM |
nimble-money086 | $25.00 | 11/30/2011 7:17:59 PM |
high_flyer | $100.00 | 12/1/2011 8:15:34 AM |
best-currency-exec | $50.00 | 12/1/2011 2:01:24 AM |
rjcoutur2001 | $42.22 | 12/1/2011 3:03:01 AM |
mikeandcat | $100.00 | 12/1/2011 5:01:47 AM |
wheel184 | $212.22 | 12/1/2011 5:14:32 AM |
1stBankAndHal | $25.04 | 12/1/2011 6:30:46 AM |
finance-mushroom | $188.00 | 12/1/2011 9:36:52 AM |
geophreigh | $50.00 | 12/1/2011 7:35:51 AM |
SolarMoonshine | $25.00 | 12/1/2011 9:51:16 AM |
irrelevant | $25.00 | 12/1/2011 10:05:48 AM |
LivingInvestments00 | $25.09 | 12/1/2011 10:22:27 AM |
handy-justice | $50.00 | 12/1/2011 11:45:01 AM |
trumpeter5 | $25.00 | 12/1/2011 1:43:50 PM |
influential-wealth2 | $56.84 | 12/1/2011 1:48:50 PM |
FinanceEngine | $35.00 | 12/1/2011 10:23:16 AM |
LivingInvestments01 | $36.05 | 12/1/2011 10:29:18 AM |
enterprising-credit2 | $25.00 | 12/1/2011 10:35:36 AM |
the-hope-workhorse | $100.00 | 12/1/2011 10:36:57 AM |
compassion-artisan9 | $86.17 | 12/1/2011 1:25:12 PM |
113 Investments
|
Borrower Payment Dependent Notes Series
541878
This series of Notes was issued and sold upon the funding of the borrower loan #57247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $215.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
7 | Length of status: | 35y 7m |
Amount delinquent:
| $24,981 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,353 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worldly-trade3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hard Worker
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4640.10
Monthly expenses: $3,000.00
Housing: $1800.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tech310 | $50.00 | 11/30/2011 11:51:22 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:16 AM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:50 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:41 AM |
worth-blanket2 | $4,900.00 | 12/2/2011 11:40:24 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
541910
This series of Notes was issued and sold upon the funding of the borrower loan #57157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 18
/
15 | Length of status: | 19y 8m |
Amount delinquent:
| $5,342 |
Total credit lines:
| 46 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $879,785 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-acrobat562 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repair
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 12/5/2011 11:34:43 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
541916
This series of Notes was issued and sold upon the funding of the borrower loan #56868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $217.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 11% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $110,693 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-shooter |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected home repair
Purpose of loan:
This loan will be used to pay for recent unexpected repairs to my home.
My financial situation:
I am a good candidate for this loan because I have steady long term employment and pay all of my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bb575 | $50.00 | 11/30/2011 9:28:51 AM |
aabadabadoo | $25.00 | 11/30/2011 9:32:29 AM |
Bank_Of_XL | $25.00 | 11/30/2011 9:22:01 AM |
subtle-revenue0 | $25.00 | 11/30/2011 9:39:34 AM |
asset-expert0 | $25.00 | 11/30/2011 12:02:54 PM |
tomdooley12520 | $25.00 | 11/30/2011 1:59:31 PM |
careful-note | $50.00 | 11/30/2011 9:16:46 AM |
rchissocol | $25.00 | 11/30/2011 2:22:45 PM |
hope-solstice8 | $25.00 | 11/30/2011 4:07:29 PM |
ericgassercom | $25.00 | 11/30/2011 5:12:32 PM |
igniter584 | $25.00 | 11/30/2011 9:41:05 AM |
tenacious-capital3 | $26.27 | 11/30/2011 5:19:15 PM |
important-ore | $150.00 | 11/30/2011 5:26:37 PM |
zippy-greenback231 | $25.00 | 11/30/2011 10:01:57 PM |
SolarMoonshine | $25.00 | 11/30/2011 3:44:59 PM |
investment-comet | $25.00 | 11/30/2011 9:38:21 PM |
silver-birdie | $100.00 | 11/30/2011 5:25:50 PM |
kenji4861 | $25.00 | 11/30/2011 5:27:15 PM |
IIP77 | $25.00 | 11/30/2011 5:27:56 PM |
treasure-pipeline | $75.00 | 12/1/2011 6:12:15 AM |
oskizzle | $25.00 | 12/1/2011 7:38:04 AM |
the-profit-oracle | $25.00 | 12/1/2011 9:16:05 AM |
Ripsaw4U | $50.00 | 12/1/2011 9:25:20 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:31 AM |
Johnab | $25.02 | 12/1/2011 4:43:44 AM |
bubb_hans | $25.00 | 12/1/2011 6:13:30 AM |
lowrater | $100.60 | 12/1/2011 6:28:29 AM |
dollar-tornado3 | $25.00 | 12/1/2011 6:48:51 AM |
think-become | $25.00 | 12/1/2011 8:14:03 AM |
integrity-starter | $25.00 | 12/1/2011 9:07:26 AM |
toblerone | $25.00 | 12/1/2011 9:11:40 AM |
cnovak | $25.00 | 12/1/2011 9:26:00 AM |
LateOneNight | $50.00 | 12/1/2011 4:54:54 PM |
dime-sprout | $50.00 | 12/1/2011 5:22:10 PM |
krajne | $50.00 | 12/1/2011 5:17:35 PM |
enriching-trade2 | $50.00 | 12/1/2011 5:18:43 PM |
ProfPC | $25.00 | 12/1/2011 6:32:10 PM |
responsive-value4 | $25.00 | 12/1/2011 2:20:17 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:52 PM |
enthusiastic-ore5 | $45.81 | 12/1/2011 3:30:17 PM |
return-point2 | $250.00 | 12/1/2011 9:51:03 PM |
OzGuy609 | $25.00 | 12/1/2011 10:38:55 PM |
ghinga | $30.00 | 12/2/2011 3:52:14 AM |
helpwithoutbanks | $25.00 | 12/2/2011 6:09:22 AM |
platinum-czar | $25.00 | 12/2/2011 7:09:51 AM |
Earn_money | $25.33 | 12/2/2011 6:37:26 AM |
irishcocacola | $30.00 | 12/1/2011 6:55:57 PM |
Income-Scout | $200.00 | 12/1/2011 7:02:12 PM |
mad-scientist418 | $25.00 | 12/2/2011 8:27:17 AM |
StanTheMan | $28.22 | 12/1/2011 10:06:23 PM |
active-benjamins4 | $34.48 | 12/2/2011 8:48:35 AM |
alpinaut | $30.00 | 12/2/2011 4:54:41 AM |
fervent-repayment | $50.00 | 12/2/2011 9:10:26 AM |
jazzlender | $50.00 | 12/2/2011 9:17:51 AM |
awwaww | $25.00 | 12/2/2011 9:26:48 AM |
damage | $50.00 | 12/2/2011 9:52:02 AM |
durability-ruler | $25.00 | 12/2/2011 9:25:30 AM |
gain-expert | $45.00 | 12/2/2011 12:20:02 PM |
trade-elm | $30.00 | 12/2/2011 2:16:52 PM |
secureincome | $650.00 | 12/2/2011 2:08:13 PM |
wlm3012 | $30.00 | 12/2/2011 2:37:54 PM |
established-hope5 | $78.14 | 12/2/2011 10:36:17 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:10:57 PM |
gustavholstopus32 | $25.00 | 12/2/2011 1:53:08 PM |
rush4life | $100.00 | 12/2/2011 2:08:37 PM |
Champ3295 | $25.00 | 12/2/2011 2:31:47 PM |
sfmf | $25.00 | 11/30/2011 9:39:08 AM |
AFairDeal | $25.00 | 11/30/2011 9:06:18 AM |
truth-crusader7 | $50.00 | 11/30/2011 2:01:43 PM |
cello1 | $25.00 | 11/30/2011 3:05:15 PM |
enterprising-credit2 | $25.00 | 11/30/2011 12:33:33 PM |
Chosen-one | $25.00 | 11/30/2011 4:14:50 PM |
BxRealtor | $25.00 | 11/30/2011 9:35:19 AM |
MONEYLENDER101 | $50.00 | 11/30/2011 5:10:50 PM |
otherwisedisposed | $100.00 | 11/30/2011 12:28:17 PM |
just-loyalty643 | $50.00 | 11/30/2011 8:13:48 PM |
pie4 | $25.00 | 11/30/2011 6:10:06 PM |
radforj22 | $25.00 | 11/30/2011 4:21:05 PM |
balance-voyager | $50.00 | 11/30/2011 4:27:36 PM |
gentle-gain235 | $50.00 | 12/1/2011 3:52:01 AM |
sickid1 | $100.00 | 12/1/2011 12:15:50 AM |
GElender | $40.00 | 12/1/2011 5:55:09 AM |
leverage-dolphin | $25.00 | 11/30/2011 5:23:38 PM |
nikkiesgrandma | $25.00 | 12/1/2011 5:19:16 AM |
RuleOf70 | $31.00 | 12/1/2011 7:23:15 AM |
progressive-economy261 | $400.00 | 12/1/2011 9:27:10 AM |
purvike | $25.00 | 12/1/2011 9:38:19 AM |
green-successful-note | $25.00 | 12/1/2011 11:35:55 AM |
green28 | $100.00 | 12/1/2011 10:29:14 AM |
green-rate-futurist | $50.00 | 12/1/2011 11:47:25 AM |
loyalty-circuitry | $100.00 | 12/1/2011 12:25:55 PM |
dinero-launcher | $25.00 | 12/1/2011 3:27:00 PM |
jengachamp | $25.00 | 12/1/2011 4:06:31 PM |
Tradesmanlender | $25.00 | 12/1/2011 9:31:53 AM |
red-penny-philosopher | $25.00 | 12/1/2011 11:06:07 AM |
MonkeyHero | $50.00 | 12/1/2011 7:47:52 PM |
llequire1 | $50.00 | 12/1/2011 8:06:37 PM |
pure-loyalty6 | $25.00 | 12/1/2011 2:11:52 PM |
Clambake | $25.00 | 12/1/2011 5:20:55 PM |
lostontheedge | $25.00 | 12/2/2011 7:03:44 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:28 AM |
brazilofmux | $100.00 | 12/2/2011 7:13:54 AM |
antlr | $50.00 | 12/1/2011 7:48:19 PM |
vigorous-payment6 | $25.00 | 12/2/2011 7:28:29 AM |
coin-popcorn | $25.00 | 12/2/2011 7:34:31 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:00:59 AM |
octoberfresh | $25.00 | 12/2/2011 8:07:18 AM |
market-solstice2 | $25.00 | 12/2/2011 9:12:34 AM |
rcj1411 | $50.00 | 12/2/2011 5:55:02 AM |
moola-cell3 | $46.64 | 12/2/2011 6:49:45 AM |
heavy_ax | $50.00 | 12/2/2011 9:30:04 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:00 AM |
spiff666 | $26.66 | 12/2/2011 8:27:15 AM |
worthy-bid8 | $50.00 | 12/2/2011 9:42:25 AM |
Ready2Loan | $25.00 | 12/2/2011 9:46:08 AM |
kulender | $100.00 | 12/2/2011 9:44:42 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:53 AM |
asset-reaction | $25.00 | 12/2/2011 10:08:02 AM |
the-enthralling-coin | $25.00 | 12/2/2011 9:13:37 AM |
wampum-chorus3 | $25.00 | 12/2/2011 9:25:23 AM |
p2p-mogul | $40.00 | 12/2/2011 1:25:02 PM |
open-minded-loot6 | $120.00 | 12/2/2011 1:36:48 PM |
britgsb | $30.00 | 12/2/2011 9:31:04 AM |
Ven58 | $30.00 | 12/2/2011 2:15:55 PM |
ChrisProsper | $56.83 | 12/2/2011 3:01:33 PM |
Integrity-Lending4U | $25.00 | 12/2/2011 9:46:14 AM |
djmjkelso | $25.00 | 12/2/2011 2:23:55 PM |
Groggy | $25.00 | 12/2/2011 2:49:12 PM |
128 Investments
|
Borrower Payment Dependent Notes Series
541922
This series of Notes was issued and sold upon the funding of the borrower loan #56945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $150.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 24% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,357 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-point-anteater |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 11/30/2011 9:08:41 AM |
nimble-revenue5 | $50.00 | 11/30/2011 9:08:08 AM |
fortytwo | $150.00 | 11/30/2011 9:42:12 AM |
goodhearted-generosity511 | $30.00 | 11/30/2011 9:44:08 AM |
the-hope-workhorse | $100.00 | 11/30/2011 12:55:26 PM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 3:54:26 PM |
pious-market939 | $40.00 | 11/30/2011 1:28:58 PM |
pdub | $75.00 | 11/30/2011 9:31:28 AM |
fantastic-wampum1 | $37.00 | 11/30/2011 5:08:18 PM |
golden-velocity9 | $35.00 | 11/30/2011 9:36:57 AM |
IIP77 | $25.00 | 11/30/2011 9:45:31 AM |
kind-credit-bear | $25.00 | 11/30/2011 5:08:12 PM |
principal-cooker2 | $100.00 | 11/30/2011 5:10:13 PM |
Comoparklender | $25.00 | 11/30/2011 5:30:09 PM |
dudebrah | $25.00 | 11/30/2011 12:27:55 PM |
Rogelio48 | $30.00 | 11/30/2011 6:34:24 PM |
steven3333 | $25.00 | 11/30/2011 6:59:51 PM |
shrewd-income | $50.00 | 11/30/2011 5:08:54 PM |
fountain355 | $26.00 | 12/1/2011 4:36:30 AM |
economy-producer | $25.00 | 11/30/2011 5:29:09 PM |
suave-dime6 | $25.00 | 12/1/2011 7:37:02 AM |
valiant-money | $25.00 | 12/1/2011 8:21:03 AM |
ideal-yield5 | $25.00 | 11/30/2011 9:29:27 PM |
let_me_retire | $100.00 | 11/30/2011 10:35:16 PM |
goat0 | $50.00 | 11/30/2011 11:56:50 PM |
MBIntl | $25.00 | 12/1/2011 9:24:22 AM |
Learning2Lend | $25.00 | 12/1/2011 9:19:12 AM |
transparency-river1 | $1,000.00 | 12/1/2011 9:32:27 AM |
reward-adventure | $25.00 | 12/1/2011 9:27:06 AM |
Bob450 | $30.00 | 12/1/2011 7:13:58 AM |
revenue-associate | $25.00 | 12/1/2011 7:21:42 AM |
marketplace-hut9 | $25.00 | 12/1/2011 9:11:31 AM |
worthy-bid8 | $50.00 | 12/1/2011 9:13:52 AM |
SpareChangeHero | $25.00 | 12/1/2011 9:18:36 AM |
enterprising-credit2 | $50.00 | 11/30/2011 1:59:05 PM |
sensible-fund | $25.00 | 11/30/2011 1:49:45 PM |
toblerone | $25.00 | 11/30/2011 5:06:12 PM |
finance-prescription | $100.00 | 11/30/2011 5:21:37 PM |
Iwillhuntyoudown | $25.00 | 11/30/2011 9:03:05 PM |
orange-pound-party | $35.00 | 11/30/2011 6:35:39 PM |
investment-comet | $25.00 | 11/30/2011 9:37:15 PM |
4mydaughterseducation | $25.00 | 11/30/2011 7:54:28 PM |
tech310 | $50.00 | 11/30/2011 11:51:19 PM |
new-social-economist | $40.00 | 11/30/2011 8:40:25 PM |
social-cocktail1 | $200.00 | 11/30/2011 5:24:50 PM |
silver-birdie | $100.00 | 11/30/2011 5:25:50 PM |
treasure-pipeline | $30.00 | 12/1/2011 6:11:01 AM |
SkepticalBen | $25.00 | 12/1/2011 8:28:56 AM |
restless-dime | $100.00 | 12/1/2011 8:35:40 AM |
wwwUniversal | $25.00 | 12/1/2011 9:05:28 AM |
master648 | $44.47 | 11/30/2011 7:09:20 PM |
thomas16882004 | $25.00 | 11/30/2011 11:09:56 PM |
kulender | $58.00 | 12/1/2011 9:13:49 AM |
HenryS | $30.00 | 12/1/2011 9:22:46 AM |
gjm6d | $25.00 | 12/1/2011 9:25:14 AM |
poetic-reward0 | $51.00 | 12/1/2011 9:23:46 AM |
Core-Marketing | $25.00 | 12/1/2011 4:34:55 AM |
dollar-tornado3 | $25.00 | 12/1/2011 6:40:11 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
541936
This series of Notes was issued and sold upon the funding of the borrower loan #57062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $532.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $3,205 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| nature0524 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
I will be using this loan to payoff a 'special assessment' maintenance charge assessed to every unit in my condo association. I will also use the money to pay off some short term/high interest debts.
My financial situation:
I am a good candidate for this loan because I have not missed or been late too any of my financial obligations for over 4 years. The only time I had trouble paying my bills was when I first graduated college and was without a job (6 years ago). I now have a good career in a stable financial services company. I actually plan on paying off a good amount of this loan when I receive my annual bonus next spring.
Monthly net income: $4200
Mortgage: $1700
Condo Fee: $400
Educational Debt: $200
Utilities: $50
Phone, cable, internet: $150
Food, entertainment: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 12/1/2011 5:35:17 PM |
houli123 | $50.00 | 12/1/2011 5:25:45 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:43 AM |
careful-note | $50.00 | 12/1/2011 5:24:16 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:25 AM |
worth-blanket2 | $14,800.00 | 12/2/2011 11:41:49 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
541940
This series of Notes was issued and sold upon the funding of the borrower loan #56952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,700.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $235.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,674 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| social-accelerator |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
640-659
(Jul-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Round 2!
Simple explanation: I am a federal employee with an essential position and mission. My job is not going anywhere. I need to pay off the rest of my Thrift Savings Plan loan and pull out one giant one when I am eligible again in 60 days after its payoff. The amount in it will be over triple what I am borrowing, so the Prosper loan gets paid right back guaranteed and I can pay all of my debt off and then pay back the TSP loan to myself at a reasonable rate. You are helping me help me. Please ask if you need more explanation.
My Prosper record is 100% by the way...
Net income: $2871/mo.
House: $587
Car: $239
Camper: $199
Insurances: $172
Motorcycle: $110
Natural Gas: $15 to $75
Water, Sewer, Trash: $40 to $55
Electricity: $30 to $60
Phones: $110
Internet: $25 to $60
Credit Card 1: $60
Credit Card 2: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 11/30/2011 5:09:49 PM |
GElender | $40.00 | 11/30/2011 5:10:56 PM |
jarf | $25.00 | 11/30/2011 5:17:39 PM |
balance-transformer3 | $27.00 | 11/30/2011 5:43:58 PM |
EngineersAlliance | $125.00 | 11/30/2011 5:22:18 PM |
RecoveryLender | $25.00 | 11/30/2011 5:24:14 PM |
nimble-money086 | $25.00 | 11/30/2011 7:46:29 PM |
sickid1 | $100.00 | 12/1/2011 12:15:54 AM |
lowrater | $50.90 | 12/1/2011 5:59:07 AM |
igniter584 | $25.00 | 11/30/2011 5:34:42 PM |
oskizzle | $25.00 | 12/1/2011 7:44:40 AM |
vutah | $50.00 | 11/30/2011 7:46:21 PM |
serene-capital | $25.00 | 12/1/2011 1:26:57 AM |
houli123 | $50.00 | 12/1/2011 9:18:19 AM |
Mrs-Honeydew | $35.00 | 12/1/2011 9:26:23 AM |
cerebral-dollar773 | $45.05 | 12/1/2011 5:55:45 AM |
sensible-fund | $25.00 | 12/1/2011 7:58:22 AM |
proud-gold9 | $25.00 | 12/1/2011 11:06:25 AM |
worldly-investment333 | $25.00 | 12/1/2011 8:29:21 AM |
Bank_Of_XL | $25.00 | 12/1/2011 10:18:25 AM |
janeybooboo | $100.00 | 12/1/2011 11:00:09 AM |
travels536 | $40.00 | 12/1/2011 6:33:17 PM |
NycDean | $25.00 | 12/1/2011 9:06:27 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:30 AM |
chicagobanker | $50.00 | 12/2/2011 7:56:44 AM |
loanman2007 | $200.00 | 12/2/2011 5:30:50 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:32 AM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:02 AM |
JTHarris | $25.00 | 12/2/2011 2:17:28 PM |
susurrus | $100.00 | 12/2/2011 2:16:45 PM |
mammalian4 | $25.00 | 12/2/2011 3:25:21 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:04 PM |
shrewd-asset | $50.00 | 12/2/2011 8:30:04 PM |
wlm3012 | $50.00 | 12/2/2011 3:23:33 PM |
caring-basis0 | $500.00 | 12/2/2011 3:26:01 PM |
platinum-cargo | $25.00 | 12/2/2011 4:12:43 PM |
blitm | $100.00 | 12/2/2011 4:58:21 PM |
atbright | $25.00 | 12/2/2011 10:43:11 PM |
prohousebuyer | $35.00 | 12/3/2011 1:17:11 AM |
Eric_Gagne | $25.00 | 12/2/2011 5:35:12 PM |
houli123 | $348.74 | 12/3/2011 6:33:52 AM |
first-serene-credit | $25.00 | 12/2/2011 6:42:39 PM |
heart514 | $25.00 | 12/2/2011 7:53:04 PM |
Whitey | $30.46 | 12/2/2011 8:21:46 PM |
optionscashflow | $25.00 | 12/3/2011 12:47:14 AM |
the-discrete-income | $25.00 | 12/1/2011 5:37:19 AM |
ericgassercom | $25.00 | 11/30/2011 5:12:34 PM |
determined-revenue1 | $35.00 | 11/30/2011 5:13:07 PM |
LoanerPrincipal | $25.00 | 11/30/2011 5:13:17 PM |
vivid-loot1 | $26.15 | 11/30/2011 5:47:05 PM |
Whipster | $50.00 | 11/30/2011 5:32:32 PM |
majestic-income1 | $25.00 | 11/30/2011 8:31:06 PM |
fareast_man | $25.00 | 11/30/2011 10:26:42 PM |
pdub | $75.00 | 11/30/2011 5:07:58 PM |
green-rate-futurist | $50.00 | 12/1/2011 3:23:06 AM |
happy-loot3 | $100.00 | 12/1/2011 3:50:34 AM |
DoctorJoe | $25.00 | 12/1/2011 4:31:59 AM |
radforj22 | $25.00 | 12/1/2011 12:26:31 AM |
careful-note | $50.00 | 11/30/2011 5:22:42 PM |
Beechturner | $40.00 | 12/1/2011 4:52:28 AM |
TWGCJ | $25.00 | 12/1/2011 7:14:38 AM |
vigorous-payment6 | $100.00 | 12/1/2011 7:35:29 AM |
pound-mushroom3 | $25.00 | 11/30/2011 5:36:12 PM |
vutah | $25.00 | 11/30/2011 7:47:44 PM |
wonder3 | $35.00 | 11/30/2011 8:40:32 PM |
valiant-note129 | $100.00 | 12/1/2011 2:57:26 PM |
CashFlow13 | $100.00 | 12/1/2011 5:07:08 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:12 PM |
thankful-nickel2 | $25.00 | 12/1/2011 12:40:01 PM |
leball | $25.00 | 12/1/2011 12:50:04 PM |
betterthanstock | $25.00 | 12/1/2011 6:16:55 PM |
selector568 | $300.00 | 12/1/2011 3:19:10 PM |
LadyAnne | $25.00 | 12/1/2011 6:53:53 PM |
Iza13 | $25.00 | 12/1/2011 4:09:34 PM |
kind-lovely-marketplace | $100.00 | 12/1/2011 4:13:51 PM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:36 AM |
beachliving29 | $28.59 | 12/2/2011 5:08:42 AM |
credit-investor5 | $50.00 | 12/2/2011 7:10:39 AM |
Christophe | $25.00 | 12/2/2011 7:12:06 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:00 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:01 AM |
vivid-p2ploan1 | $25.00 | 12/1/2011 11:36:40 PM |
mad-scientist418 | $25.00 | 12/2/2011 8:32:06 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:55 AM |
careful-note | $55.00 | 12/2/2011 4:31:35 AM |
preventivepestcontrol | $50.00 | 12/2/2011 7:41:30 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:03 AM |
wampum-library4 | $25.00 | 12/2/2011 11:43:55 AM |
GCInvestments | $25.00 | 12/2/2011 9:24:29 AM |
papaloha | $1,000.00 | 12/2/2011 1:14:49 PM |
gain-expert | $50.00 | 12/2/2011 12:35:58 PM |
coin-architect2 | $91.00 | 12/2/2011 2:15:16 PM |
SolarMoonshine | $25.00 | 12/2/2011 3:59:00 PM |
payout-alien6 | $25.00 | 12/2/2011 5:01:03 PM |
credit-bliss8 | $25.00 | 12/2/2011 10:20:46 AM |
silver-birdie | $100.00 | 12/2/2011 5:36:01 PM |
wwwUniversal | $25.00 | 12/2/2011 5:36:09 PM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:48 PM |
DaddyBill | $28.58 | 12/2/2011 2:12:16 PM |
enterprising-credit2 | $25.00 | 12/2/2011 3:48:35 PM |
Bank42 | $25.00 | 12/2/2011 4:23:21 PM |
payment-zoomer8 | $26.26 | 12/2/2011 4:41:37 PM |
Reddy_Capital | $36.00 | 12/2/2011 10:28:34 PM |
Makemony | $50.00 | 12/3/2011 5:32:01 AM |
heerzaquestion | $50.00 | 12/3/2011 5:55:52 AM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:47 PM |
zippy-greenback231 | $25.00 | 12/2/2011 10:12:03 PM |
babybrother | $75.00 | 12/3/2011 12:36:38 AM |
grotheik | $25.00 | 12/3/2011 6:17:45 AM |
109 Investments
|
Borrower Payment Dependent Notes Series
541954
This series of Notes was issued and sold upon the funding of the borrower loan #57094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 7m |
Amount delinquent:
| $144 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $76,337 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tucker211 |
Borrower's state:
| Kansas |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan: Business Purposes
This loan will be used to... I buy and sell antiques for a living and have a chance to purchase some items that I can make good money on.
My financial situation:
I am a good candidate for this loan because... I will pay it back sooner than required
Monthly net income: $3500
Monthly expenses: $1883
Housing: $1038
Insurance: $100
Car expenses: $100
Utilities: $95
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:35 PM |
Something-Corporate | $25.00 | 12/1/2011 5:19:38 PM |
worth-blanket2 | $3,900.00 | 12/2/2011 11:38:50 AM |
vibrant-trade8 | $25.00 | 12/2/2011 12:11:13 PM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 5:42:42 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
541958
This series of Notes was issued and sold upon the funding of the borrower loan #57091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1977 |
Debt/Income ratio:
| 24% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 24y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,141 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-supreme-liberty |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
california-homesic
Purpose of loan: This loan will be used to...to pay down/off existing loans/debits
My financial situation: I have been employed for going on 25 years and I pay all my debits
I am a good candidate for this loan because...
Monthly net income: $3500.00
Monthly expenses: $2100.00
Housing: $671.00
Insurance: $350.00
Car expenses: $511
Utilities: $219
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $20.00
Credit cards and other loans: $300.00
Other expenses: $20.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 11/30/2011 9:02:36 AM |
best-currency-exec | $50.00 | 12/1/2011 2:00:29 AM |
SolarMoonshine | $25.00 | 12/1/2011 3:35:04 PM |
graceful-IRAinvestment | $25.00 | 12/1/2011 10:45:29 AM |
careful-note | $51.00 | 12/2/2011 4:27:35 AM |
credit-driver9 | $51.33 | 12/1/2011 5:33:25 PM |
worth-blanket2 | $2,900.00 | 12/2/2011 11:40:01 AM |
vibrant-trade8 | $17.67 | 12/2/2011 12:10:58 PM |
Something-Corporate | $25.00 | 11/30/2011 9:29:25 AM |
Danjack_Capital | $25.00 | 11/30/2011 10:29:01 AM |
nfx | $30.00 | 11/30/2011 4:55:07 PM |
SecondChanceLendingSERV | $25.00 | 11/30/2011 4:00:45 PM |
social-heart | $25.00 | 11/30/2011 4:52:34 PM |
tech310 | $50.00 | 11/30/2011 11:51:21 PM |
fountain355 | $25.00 | 12/1/2011 4:41:18 AM |
the-hope-workhorse | $200.00 | 12/1/2011 10:49:31 AM |
CA-Lender | $25.00 | 12/1/2011 2:48:05 PM |
enterprising-credit2 | $25.00 | 12/1/2011 2:45:42 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:14 AM |
loanman2007 | $25.00 | 12/1/2011 12:35:31 PM |
let_me_retire | $100.00 | 12/1/2011 10:54:21 PM |
Rebelrick9 | $25.00 | 12/1/2011 5:34:09 PM |
Kids-College-Fund | $100.00 | 12/2/2011 7:43:33 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:41 AM |
moola-monger9 | $50.00 | 12/2/2011 9:09:51 AM |
2grindstones | $25.00 | 12/2/2011 10:04:50 AM |
sparkling-contract7 | $25.00 | 12/2/2011 11:21:25 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
541960
This series of Notes was issued and sold upon the funding of the borrower loan #57172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $88.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 4% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $723 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| dough-fan9 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/30/2011 5:21:54 PM |
igniter584 | $25.00 | 11/30/2011 5:34:42 PM |
careful-note | $50.00 | 11/30/2011 5:22:42 PM |
pound-mushroom3 | $25.00 | 11/30/2011 5:36:12 PM |
sickid1 | $100.00 | 12/1/2011 12:15:55 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:36 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:01 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:01 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:03 AM |
alliancecapital1 | $25.00 | 12/2/2011 2:09:53 PM |
cablenews | $100.00 | 12/3/2011 10:27:07 AM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:47 PM |
javelin0 | $25.00 | 12/3/2011 9:32:42 AM |
tenacious-capital3 | $26.27 | 12/5/2011 9:05:55 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:34 PM |
KCEnterprises | $50.00 | 12/4/2011 10:49:52 PM |
mtquan | $25.00 | 12/5/2011 1:41:22 PM |
seabassx | $25.00 | 12/5/2011 4:23:09 PM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:03 AM |
wwwUniversal | $25.00 | 12/5/2011 5:06:09 PM |
syounker | $25.00 | 12/5/2011 5:32:13 PM |
williemc44 | $25.00 | 12/5/2011 2:16:20 PM |
UD3230 | $25.00 | 12/5/2011 5:47:41 PM |
MrRooster101 | $25.00 | 12/5/2011 4:45:28 PM |
principal-cooker2 | $100.00 | 12/5/2011 5:09:24 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:42 PM |
cnovak | $25.00 | 12/5/2011 5:18:24 PM |
ericgassercom | $25.00 | 11/30/2011 5:12:35 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:34 AM |
CK1 | $25.00 | 12/1/2011 9:17:21 AM |
dudebrah | $25.00 | 12/1/2011 9:08:31 PM |
GODSWORDONIT | $30.75 | 12/2/2011 11:59:00 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:04 PM |
managedfund | $250.00 | 12/2/2011 2:28:56 PM |
atbright | $25.00 | 12/2/2011 10:43:11 PM |
heart514 | $25.00 | 12/2/2011 7:53:04 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:08 PM |
auction-elvis | $25.00 | 12/3/2011 11:28:12 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:39 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:03 PM |
djh47a | $25.00 | 12/5/2011 5:40:35 AM |
ivadood | $50.00 | 12/5/2011 2:54:36 PM |
Kaj | $25.00 | 12/5/2011 5:12:15 PM |
tkr2 | $25.00 | 12/5/2011 5:15:02 PM |
Investor_DP | $100.00 | 12/5/2011 5:18:50 PM |
toblerone | $25.00 | 12/5/2011 5:23:37 PM |
britgsb | $30.00 | 12/5/2011 5:24:06 PM |
msw_engr | $50.00 | 12/5/2011 5:27:19 PM |
gold-pudding6 | $60.00 | 12/5/2011 5:36:46 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:47:00 PM |
IIP77 | $25.00 | 12/5/2011 5:06:42 PM |
Sibelius2 | $25.00 | 12/5/2011 5:12:19 PM |
silver-birdie | $100.00 | 12/5/2011 5:13:09 PM |
IPG1 | $25.00 | 12/5/2011 5:39:53 PM |
MissionMicroFinance | $25.00 | 12/5/2011 6:00:09 PM |
timbob | $42.98 | 12/5/2011 6:00:37 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
541962
This series of Notes was issued and sold upon the funding of the borrower loan #57073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1980 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
23 | Length of status: | 21y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 72 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,654 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rrobertg88 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $8500
Monthly expenses: $
Housing: $1132
Insurance: $200
Car expenses: $820
Utilities: $250
Phone, cable, internet: $175
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tech310 | $50.00 | 11/30/2011 11:51:22 PM |
fountain355 | $25.00 | 12/1/2011 4:39:41 AM |
SecondChanceLendingSERV | $25.00 | 12/1/2011 8:18:28 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:18 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:42 AM |
dudebrah | $25.00 | 12/1/2011 9:09:22 PM |
nfx | $25.00 | 12/2/2011 9:09:56 AM |
the-hope-workhorse | $100.00 | 12/1/2011 3:36:11 PM |
worth-blanket2 | $1,700.00 | 12/2/2011 11:41:20 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
541972
This series of Notes was issued and sold upon the funding of the borrower loan #57054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $669.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 39% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,113 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-proud-truth |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation after School
Purpose of loan:
This loan will be used to...consolidate a few items (credit card, medical bills, loan, etc) and close the accounts.
My financial situation:
I am a good candidate for this loan because...I have great credit (as a credit analyst that is extremely important to me), I always pay my bills on time or early, I have been with the same company for 11+ years in an extremely stable industry and am finishing up my MBA that will allow me to maximize my earning potential. I have money in a money market savings account, 401(k) and Roth IRA, but I find it harder and harder to put large sums back especially with small children and finishing up paying for school. I currently have no car loan, just a mortgage and my home is 52% paid off so I have a significant amount of equity.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.02 | 12/1/2011 5:03:12 PM |
aabadabadoo | $25.00 | 12/1/2011 5:14:35 PM |
AFairDeal | $25.00 | 12/1/2011 5:30:00 PM |
careful-note | $50.00 | 12/1/2011 5:24:17 PM |
igniter584 | $25.00 | 12/1/2011 5:35:17 PM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:00 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:26 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:09 AM |
Bank_Of_XL | $25.00 | 12/2/2011 11:11:20 AM |
indomitable-coin | $25.00 | 12/2/2011 8:35:14 PM |
the-unequivocal-pound | $250.00 | 12/2/2011 8:18:26 PM |
mogul42 | $100.00 | 12/3/2011 12:46:43 AM |
bb575 | $50.00 | 12/2/2011 5:13:17 PM |
fairwealth | $25.00 | 12/3/2011 7:15:14 AM |
invincible-wampum3 | $50.00 | 12/3/2011 8:06:33 AM |
wonderlandkat | $50.00 | 12/3/2011 9:16:41 AM |
auction-elvis | $25.00 | 12/3/2011 11:23:43 AM |
heart514 | $25.00 | 12/2/2011 7:53:16 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:42 PM |
careful-note | $75.00 | 12/3/2011 1:24:29 AM |
Supernick | $100.00 | 12/3/2011 5:23:05 AM |
dollar-tornado3 | $25.00 | 12/3/2011 5:35:59 AM |
credit-scout7 | $50.00 | 12/3/2011 7:50:10 AM |
finance-symphony7 | $122.07 | 12/4/2011 8:39:05 AM |
capital-star5 | $27.00 | 12/4/2011 11:48:42 AM |
giftgold | $25.00 | 12/4/2011 12:13:54 PM |
just-loyalty643 | $50.00 | 12/3/2011 2:43:28 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:45 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:50 PM |
frooogal | $25.00 | 12/4/2011 9:06:03 PM |
KrisKringle | $50.00 | 12/4/2011 9:08:19 PM |
jtn4148 | $25.00 | 12/4/2011 11:55:30 AM |
IIP77 | $25.00 | 12/5/2011 9:20:06 AM |
green28 | $150.00 | 12/5/2011 9:59:07 AM |
awwaww | $25.00 | 12/5/2011 9:31:28 AM |
standanddeliver | $50.00 | 12/5/2011 9:32:18 AM |
gain-mountain1 | $50.00 | 12/5/2011 11:49:57 AM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:47 PM |
lancetc | $25.00 | 12/5/2011 10:42:03 AM |
mtquan | $25.00 | 12/5/2011 5:19:13 PM |
repaymeplease | $25.00 | 12/5/2011 11:12:40 AM |
pthighs | $65.84 | 12/5/2011 11:15:53 AM |
JackinGreen | $85.45 | 12/6/2011 4:28:01 AM |
timbob | $100.00 | 12/5/2011 6:01:01 PM |
klinebarger | $25.00 | 12/6/2011 9:06:08 AM |
MonkeyHero | $39.86 | 12/5/2011 9:04:35 PM |
Anamorph | $25.00 | 12/5/2011 9:49:42 PM |
w3alter | $50.00 | 12/6/2011 9:21:57 AM |
anacent | $25.00 | 12/6/2011 9:33:45 AM |
moola-gargantuan9 | $50.00 | 12/6/2011 9:36:23 AM |
Weaverville | $50.00 | 12/6/2011 8:07:33 AM |
bold-investment-glider | $87.64 | 12/6/2011 8:57:29 AM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:27 AM |
Loan-trust25 | $40.00 | 12/6/2011 12:58:14 PM |
damanq | $25.00 | 12/6/2011 12:00:09 PM |
the-profit-oracle | $25.00 | 12/6/2011 9:26:06 AM |
rss197 | $25.00 | 12/6/2011 3:19:43 PM |
Traderman | $41.04 | 12/6/2011 4:37:24 PM |
unforgettable-wealth4 | $50.00 | 12/6/2011 4:24:36 PM |
treasure-hunter270 | $25.00 | 12/6/2011 4:57:54 PM |
minista | $25.00 | 12/6/2011 9:44:28 AM |
mangas | $25.00 | 12/6/2011 4:30:00 PM |
social-pizza5 | $25.00 | 12/6/2011 4:48:04 PM |
worthy-bid8 | $50.00 | 12/6/2011 5:07:01 PM |
intelligent-repayment8 | $2,000.00 | 12/6/2011 10:56:30 AM |
investment-comet | $25.00 | 12/6/2011 11:08:53 AM |
justme4now | $25.00 | 12/6/2011 5:16:32 PM |
elasermd | $50.00 | 12/6/2011 1:31:24 PM |
velocity-solo | $25.00 | 12/6/2011 5:36:58 PM |
tranquil-capital9 | $25.00 | 12/6/2011 2:19:47 PM |
wlm3012 | $30.00 | 12/6/2011 5:37:46 PM |
SAMCRO | $50.85 | 12/6/2011 2:51:41 PM |
loyalty-circuitry | $100.00 | 12/6/2011 3:50:46 PM |
kochan123 | $25.00 | 12/6/2011 6:13:24 PM |
Brisket_Bob | $225.00 | 12/6/2011 6:55:33 PM |
bonus-poplar2 | $25.00 | 12/6/2011 7:00:03 PM |
roadtruck | $50.00 | 12/6/2011 8:00:17 PM |
reinforced-market3 | $25.00 | 12/6/2011 10:36:16 PM |
jms1983 | $25.00 | 12/6/2011 9:05:05 PM |
important-ore | $125.00 | 12/6/2011 5:23:11 PM |
green-rate-futurist | $500.00 | 12/7/2011 5:15:24 AM |
KLCRAY | $50.00 | 12/7/2011 5:31:04 AM |
degster | $25.00 | 12/7/2011 6:19:09 AM |
Anny-Disco | $25.00 | 12/6/2011 5:42:49 PM |
trustworthy-finance6 | $300.00 | 12/7/2011 7:27:49 AM |
credit-panda1 | $25.00 | 12/6/2011 6:44:48 PM |
upbeat-coin937 | $25.00 | 12/7/2011 7:39:30 AM |
gain-expert | $30.00 | 12/6/2011 7:11:04 PM |
Lubava | $50.00 | 12/6/2011 7:18:19 PM |
the-enthralling-coin | $25.00 | 12/7/2011 9:08:54 AM |
a-helping-hand | $500.00 | 12/6/2011 8:53:07 PM |
JLMGroupFunds | $25.00 | 12/7/2011 9:14:47 AM |
friendinmoney | $35.00 | 12/6/2011 10:08:31 PM |
factcheck | $150.00 | 12/6/2011 10:29:01 PM |
market-enthusiast | $25.00 | 12/7/2011 12:54:45 AM |
brightest-affluence-motivator | $50.00 | 12/7/2011 9:19:36 AM |
RyanTH9893 | $25.00 | 12/7/2011 3:40:03 AM |
studious-bonus7 | $58.00 | 12/7/2011 9:20:44 AM |
NDFIRTH | $50.00 | 12/7/2011 9:23:01 AM |
impressive-justice6 | $50.00 | 12/7/2011 6:15:39 AM |
Aimvest | $25.00 | 12/7/2011 9:31:01 AM |
successful-agreement7 | $100.00 | 12/7/2011 9:32:10 AM |
unafraid-loan5 | $25.00 | 12/7/2011 7:10:54 AM |
turbostar666 | $25.00 | 12/7/2011 9:35:39 AM |
dinero-speaker | $25.00 | 12/7/2011 9:31:21 AM |
MadHun | $200.00 | 12/7/2011 9:37:42 AM |
rajs | $250.00 | 12/7/2011 8:39:30 AM |
selector568 | $300.00 | 12/7/2011 8:42:22 AM |
autonomous-kindness8 | $25.00 | 12/7/2011 9:36:24 AM |
Shoveldummy | $50.00 | 12/7/2011 9:41:15 AM |
djindepth | $50.00 | 12/7/2011 9:43:08 AM |
jrbill1998 | $34.00 | 12/7/2011 9:40:21 AM |
Cheburashka | $25.00 | 12/7/2011 9:07:12 AM |
ktradtke | $25.00 | 12/7/2011 9:48:26 AM |
DadWarbucks | $25.00 | 12/7/2011 9:08:04 AM |
payout-paladin0 | $25.00 | 12/7/2011 9:46:09 AM |
Marathoner | $25.00 | 12/7/2011 9:47:35 AM |
MONEYLENDER101 | $50.00 | 12/7/2011 9:12:37 AM |
top-sensible-yield | $25.00 | 12/7/2011 9:12:40 AM |
truth-crusader7 | $39.00 | 12/7/2011 9:47:58 AM |
iwantmore | $25.00 | 12/7/2011 9:55:49 AM |
natural-affluence4 | $25.00 | 12/7/2011 9:13:56 AM |
wise-deal-gravitas | $25.00 | 12/7/2011 9:56:35 AM |
wealth-fields8 | $50.00 | 12/7/2011 9:49:31 AM |
tenacious-affluence | $47.00 | 12/7/2011 9:50:06 AM |
ahalls | $25.00 | 12/7/2011 9:51:11 AM |
E_G | $50.00 | 12/7/2011 9:51:44 AM |
moola-rose8 | $50.00 | 12/7/2011 9:52:19 AM |
ZeLonewolf | $25.00 | 12/7/2011 9:52:54 AM |
duty-explosion9 | $45.00 | 12/7/2011 11:02:21 AM |
ideal-platinum1 | $25.00 | 12/7/2011 9:26:44 AM |
JustOneVoice | $25.00 | 12/7/2011 11:01:01 AM |
Tai | $25.00 | 12/7/2011 9:44:17 AM |
compatible-diversification | $25.00 | 12/7/2011 9:45:16 AM |
selfmademan | $25.00 | 12/7/2011 9:45:33 AM |
ranstlin | $25.00 | 12/7/2011 9:45:44 AM |
rmachi | $25.00 | 12/7/2011 9:46:23 AM |
Banker7371 | $25.00 | 12/7/2011 9:46:40 AM |
restech | $25.00 | 12/7/2011 9:47:23 AM |
icchok | $50.00 | 12/7/2011 9:47:29 AM |
jengachamp | $25.00 | 12/7/2011 9:48:02 AM |
skuba | $75.00 | 12/7/2011 9:48:21 AM |
platinum-genetics | $25.00 | 12/7/2011 9:49:29 AM |
Preteur | $25.00 | 12/7/2011 9:49:59 AM |
investment-tempo | $25.00 | 12/7/2011 9:50:25 AM |
first-upright-payout | $25.00 | 12/7/2011 9:52:47 AM |
thankful-nickel2 | $25.00 | 12/7/2011 9:53:19 AM |
dollars4debts | $25.00 | 12/7/2011 9:53:55 AM |
betak | $25.00 | 12/7/2011 9:54:30 AM |
fishing533 | $25.00 | 12/7/2011 9:55:01 AM |
Popcorn_Shrimper | $50.00 | 12/7/2011 10:17:54 AM |
octoberfresh | $25.00 | 12/7/2011 10:19:06 AM |
john0720 | $25.00 | 12/6/2011 8:21:07 AM |
chapman18 | $25.00 | 12/7/2011 9:49:53 AM |
indomitable-coin | $25.00 | 12/1/2011 9:26:58 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:14 PM |
kenji4861 | $25.00 | 12/2/2011 5:22:43 PM |
tenacious-capital3 | $26.27 | 12/2/2011 5:31:01 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:52 PM |
Emperor_of_Banking | $50.00 | 12/2/2011 11:30:52 PM |
invest-in-ed | $130.00 | 12/3/2011 9:30:16 AM |
worth-victor6 | $29.00 | 12/2/2011 7:46:34 PM |
gold-pudding6 | $60.00 | 12/3/2011 12:12:25 PM |
silver-birdie | $100.00 | 12/3/2011 12:20:07 PM |
Mont_Brinker | $50.00 | 12/2/2011 8:48:08 PM |
mad-scientist418 | $25.00 | 12/3/2011 2:03:54 PM |
jdrez | $47.07 | 12/3/2011 1:41:08 PM |
msw_engr | $50.00 | 12/3/2011 7:23:45 PM |
compwhiz | $25.00 | 12/4/2011 11:25:28 AM |
penny-plato | $25.00 | 12/4/2011 9:21:42 AM |
toblerone | $25.00 | 12/4/2011 12:16:10 PM |
Ready2Loan | $25.00 | 12/4/2011 12:15:35 PM |
Clambake | $25.00 | 12/4/2011 12:16:37 PM |
enterprising-credit2 | $30.00 | 12/3/2011 3:16:12 PM |
giftgold | $25.00 | 12/4/2011 11:45:43 AM |
funds-captain4 | $50.00 | 12/4/2011 11:40:14 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:37 PM |
atlvalet | $33.16 | 12/4/2011 9:39:35 PM |
generosity-pizza | $25.00 | 12/5/2011 8:42:19 AM |
enriching-trade2 | $50.00 | 12/5/2011 9:16:29 AM |
silver-promise2 | $25.00 | 12/5/2011 9:39:54 AM |
Tradesmanlender | $25.00 | 12/5/2011 9:22:34 AM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:50 AM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:06 AM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:03 AM |
southIT | $25.00 | 12/5/2011 11:29:36 AM |
cnovak | $25.00 | 12/5/2011 9:27:26 AM |
barchibald | $50.00 | 12/5/2011 9:28:16 AM |
mtquan | $25.00 | 12/5/2011 5:19:08 PM |
gjm6d | $25.00 | 12/5/2011 5:36:56 PM |
loyalty-circuitry | $100.00 | 12/5/2011 6:19:02 PM |
umfan123 | $25.00 | 12/5/2011 8:52:36 PM |
Azonic21 | $25.00 | 12/6/2011 9:09:15 AM |
don8ter | $50.00 | 12/6/2011 9:20:13 AM |
wampum-chorus3 | $25.00 | 12/6/2011 9:44:40 AM |
nsquared007 | $25.00 | 12/6/2011 11:51:57 AM |
cake7 | $25.00 | 12/6/2011 1:39:40 PM |
buddy486 | $25.00 | 12/6/2011 2:01:56 PM |
brainy-repayment5 | $64.74 | 12/6/2011 2:35:03 PM |
cerebral-dollar773 | $50.00 | 12/6/2011 3:37:23 PM |
jazz619 | $25.00 | 12/6/2011 5:06:30 PM |
power-companion7 | $75.00 | 12/6/2011 5:08:46 PM |
treasure-birdie3 | $50.00 | 12/6/2011 10:07:40 AM |
credit-socrates648 | $3,000.00 | 12/6/2011 11:02:19 AM |
agalt | $150.00 | 12/6/2011 11:44:30 AM |
income-safehouse9 | $750.00 | 12/6/2011 1:20:52 PM |
gold-gazelle | $25.00 | 12/6/2011 1:47:17 PM |
CaptainBL | $25.00 | 12/6/2011 5:35:19 PM |
Hoov | $25.00 | 12/6/2011 2:32:48 PM |
life-is-great | $25.00 | 12/6/2011 5:38:23 PM |
progressive-economy261 | $400.00 | 12/6/2011 5:39:32 PM |
radforj22 | $57.48 | 12/6/2011 6:07:54 PM |
peer2peer-goodness | $25.33 | 12/6/2011 4:59:15 PM |
credit-sunshine | $25.00 | 12/6/2011 7:06:34 PM |
Granddad | $90.00 | 12/6/2011 8:00:50 PM |
Nazbuster | $200.00 | 12/6/2011 8:03:12 PM |
flexible-vigilance7 | $250.00 | 12/6/2011 7:45:13 PM |
eloquent-bill6 | $25.00 | 12/6/2011 9:51:40 PM |
well-rounded-liberty4 | $25.00 | 12/6/2011 10:13:58 PM |
profitable-money | $25.00 | 12/6/2011 8:33:33 PM |
sportract05 | $25.00 | 12/6/2011 10:25:47 PM |
Reddy_Capital | $36.00 | 12/6/2011 9:41:14 PM |
wise-repayment-seeker | $25.00 | 12/6/2011 10:11:20 PM |
nourishing-trade7 | $25.00 | 12/7/2011 6:00:24 AM |
BigBag | $25.00 | 12/7/2011 6:12:56 AM |
lokiswolf | $30.00 | 12/7/2011 6:36:21 AM |
abundant-euro0 | $30.00 | 12/7/2011 7:18:48 AM |
Rulea72 | $25.00 | 12/7/2011 7:42:00 AM |
capital-web7 | $41.00 | 12/7/2011 9:05:54 AM |
ricklip | $100.00 | 12/6/2011 6:54:25 PM |
platinum-czar | $25.00 | 12/6/2011 7:48:49 PM |
equitable-capital758 | $350.00 | 12/7/2011 9:08:22 AM |
lendme2 | $50.00 | 12/7/2011 9:16:31 AM |
the-auction-bear | $25.00 | 12/6/2011 10:42:24 PM |
green-moola-sniffer | $25.00 | 12/7/2011 9:15:02 AM |
BR-549 | $25.00 | 12/7/2011 4:42:15 AM |
TommyTucker | $60.00 | 12/7/2011 9:23:32 AM |
no_agenda_lender | $25.00 | 12/7/2011 9:18:39 AM |
wtrboy | $25.00 | 12/7/2011 9:24:56 AM |
authentic-liberty7 | $25.00 | 12/7/2011 9:32:00 AM |
responsibility-cherry6 | $25.00 | 12/7/2011 9:34:51 AM |
opportunity85 | $25.00 | 12/7/2011 9:41:07 AM |
value-wind0 | $50.00 | 12/7/2011 9:41:55 AM |
TheYellowDart | $25.00 | 12/7/2011 9:43:58 AM |
WalnutCreekguy | $100.00 | 12/7/2011 9:45:08 AM |
ecstatic-money064 | $25.00 | 12/7/2011 9:45:41 AM |
nosualcneas | $25.00 | 12/7/2011 9:46:29 AM |
WLenders | $32.00 | 12/7/2011 9:47:07 AM |
BaxterEvil | $25.00 | 12/7/2011 9:47:49 AM |
ski bum | $68.00 | 12/7/2011 9:41:38 AM |
AnnB8 | $25.00 | 12/7/2011 9:48:13 AM |
Sid-K | $25.00 | 12/7/2011 9:49:17 AM |
first-pragmatic-note | $50.00 | 12/7/2011 9:49:19 AM |
gold-commander0 | $25.00 | 12/7/2011 9:51:41 AM |
genius520 | $50.00 | 12/7/2011 9:11:24 AM |
nickel-ferret | $38.00 | 12/7/2011 9:12:20 AM |
green-moola-platoon | $25.00 | 12/7/2011 9:48:07 AM |
kchen486 | $50.00 | 12/7/2011 9:55:19 AM |
1phantom | $25.00 | 12/7/2011 9:49:06 AM |
Aljasa2008 | $25.00 | 12/7/2011 9:56:47 AM |
platinum-dojo | $25.00 | 12/7/2011 9:15:40 AM |
fervent-currency5 | $75.00 | 12/7/2011 10:17:15 AM |
a-responsible-return | $50.00 | 12/7/2011 9:52:11 AM |
gr8heart | $25.00 | 12/7/2011 10:29:27 AM |
brewman | $25.00 | 12/7/2011 9:53:38 AM |
loyalty-sherpa | $25.00 | 12/7/2011 9:22:07 AM |
market-solstice2 | $25.00 | 12/7/2011 10:18:40 AM |
compoundinterest | $50.00 | 12/7/2011 9:22:52 AM |
gold-sushi | $25.00 | 12/7/2011 9:23:49 AM |
ChrisProsper | $158.18 | 12/7/2011 11:13:58 AM |
Snoopylover | $25.00 | 12/7/2011 10:44:08 AM |
stoopidnoodle | $25.00 | 12/7/2011 10:50:03 AM |
slartibardfast | $25.00 | 12/7/2011 9:41:58 AM |
Worldskiboy | $50.00 | 12/7/2011 9:49:22 AM |
PRGuyinVA | $25.00 | 12/7/2011 9:50:30 AM |
gotyourgear | $29.00 | 12/7/2011 9:52:37 AM |
competent-commitment1 | $37.00 | 12/7/2011 9:52:57 AM |
zzztimbo | $25.00 | 12/7/2011 9:56:14 AM |
278 Investments
|
Borrower Payment Dependent Notes Series
541980
This series of Notes was issued and sold upon the funding of the borrower loan #57110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $140.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,761 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| funds-confidant6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I just got a temp job today and will be making $25.00 an hour.The position is confirmed and I will begin work on Monday 12/5/11.
Monthly net income: $
Monthly expenses: $
Housing: $550.00
Insurance: $223.00
Car expenses: $
Utilities: $60.00
Phone, cable, internet: $90.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
profit-powerplant | $25.00 | 12/1/2011 5:10:49 PM |
golden-velocity9 | $35.00 | 12/1/2011 5:25:16 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:35 PM |
payment-gusto | $25.00 | 12/2/2011 4:43:50 PM |
heart514 | $25.00 | 12/2/2011 7:53:16 PM |
new-point-bandit | $50.00 | 12/5/2011 9:19:05 AM |
nimble-revenue5 | $50.00 | 12/5/2011 9:21:00 AM |
Haribelle | $25.00 | 12/5/2011 4:33:39 PM |
aabadabadoo | $25.00 | 12/5/2011 4:56:53 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:55 PM |
gjm6d | $25.00 | 12/5/2011 5:36:57 PM |
museic1 | $200.00 | 12/6/2011 5:28:55 AM |
mercuriant | $25.00 | 12/5/2011 5:37:30 PM |
economy-lotus | $50.00 | 12/6/2011 9:18:50 AM |
Comoparklender | $25.00 | 12/6/2011 9:29:17 AM |
golden-cat | $25.00 | 12/6/2011 9:29:29 AM |
spitzbergen | $25.00 | 12/6/2011 9:45:07 AM |
Eric_Gagne | $50.00 | 12/6/2011 8:07:39 AM |
kulender | $100.00 | 12/6/2011 9:06:37 AM |
richrobe | $25.00 | 12/6/2011 9:24:34 AM |
wizardii | $25.00 | 12/6/2011 9:27:31 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:27 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:14 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:50 AM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:44 PM |
green28 | $75.00 | 12/5/2011 9:56:54 AM |
ivadood | $50.00 | 12/5/2011 2:54:38 PM |
tenacious-capital3 | $26.27 | 12/5/2011 9:05:56 AM |
happy-return4 | $25.00 | 12/5/2011 1:25:33 PM |
IIP77 | $25.00 | 12/5/2011 5:06:53 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:47 PM |
worldly-gold | $50.00 | 12/5/2011 5:15:34 PM |
Wellman | $25.00 | 12/5/2011 5:31:01 PM |
BankofRon | $25.00 | 12/5/2011 5:40:31 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:43:08 PM |
timbob | $100.00 | 12/5/2011 6:01:01 PM |
shrewd-peace7 | $25.00 | 12/6/2011 9:12:19 AM |
red-power-pecan | $50.00 | 12/6/2011 9:19:38 AM |
EBITDA | $25.00 | 12/6/2011 9:41:15 AM |
intelligent-repayment8 | $1,628.73 | 12/6/2011 10:55:09 AM |
revenue-serenity | $25.00 | 12/6/2011 9:14:51 AM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:27 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
541990
This series of Notes was issued and sold upon the funding of the borrower loan #57128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $212.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,888 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| point-coup7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SHG Investment
Purpose of loan:
This loan will be used to...
as capital for my trading business
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $1700
Housing: $0
Insurance: $100
Car expenses: $0
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ericgassercom | $25.00 | 11/30/2011 5:12:35 PM |
happy-loot3 | $100.00 | 12/1/2011 3:50:36 AM |
pound-mushroom3 | $25.00 | 11/30/2011 5:36:13 PM |
patriot897 | $25.00 | 12/1/2011 5:30:06 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:03 AM |
happy-loot3 | $100.00 | 12/4/2011 2:49:40 PM |
BxRealtor | $25.00 | 12/5/2011 9:21:39 AM |
southIT | $25.00 | 12/5/2011 11:29:07 AM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:48 AM |
williemc44 | $25.00 | 12/5/2011 2:16:20 PM |
orderly-leverage | $50.00 | 12/5/2011 3:00:50 PM |
GCInvestments | $25.00 | 12/5/2011 9:29:02 AM |
tenacious-capital3 | $26.27 | 12/5/2011 5:05:57 PM |
mtquan | $25.00 | 12/5/2011 5:19:13 PM |
credit-statuette8 | $50.00 | 12/5/2011 5:21:06 PM |
credit-kahuna | $100.00 | 12/6/2011 4:50:56 AM |
vigorous-payment6 | $50.00 | 12/6/2011 7:16:48 AM |
Eric_Gagne | $25.00 | 12/6/2011 8:07:31 AM |
MissionMicroFinance | $25.00 | 12/5/2011 6:00:09 PM |
kulender | $100.00 | 12/6/2011 9:06:36 AM |
klinebarger | $25.00 | 12/6/2011 9:06:06 AM |
wonderous-truth6 | $50.00 | 12/6/2011 9:44:37 AM |
igniter584 | $25.00 | 11/30/2011 5:34:43 PM |
careful-note | $50.00 | 11/30/2011 5:22:43 PM |
AFairDeal | $25.00 | 11/30/2011 5:09:50 PM |
superb-funds335 | $25.00 | 12/1/2011 9:16:30 AM |
sickid1 | $100.00 | 12/1/2011 12:15:56 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:37 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:05:56 AM |
heart514 | $25.00 | 12/2/2011 7:53:06 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:04 PM |
iaffy | $25.00 | 12/5/2011 9:30:12 AM |
IIP77 | $25.00 | 12/5/2011 9:20:05 AM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:04 AM |
silver-birdie | $100.00 | 12/5/2011 9:32:35 AM |
riproaringrapids | $25.00 | 12/5/2011 9:33:10 AM |
auction-elvis | $25.00 | 12/5/2011 5:05:30 PM |
Investor_DP | $100.00 | 12/5/2011 5:18:51 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:43 PM |
ivadood | $50.00 | 12/5/2011 2:54:36 PM |
mtquan | $25.00 | 12/5/2011 5:19:07 PM |
britgsb | $30.00 | 12/5/2011 5:24:06 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:43:55 PM |
Kaj | $25.00 | 12/6/2011 9:07:18 AM |
timbob | $100.00 | 12/5/2011 6:00:55 PM |
vibrant-trade8 | $35.00 | 12/6/2011 9:14:29 AM |
toblerone | $25.00 | 12/6/2011 9:11:24 AM |
janus_god | $25.00 | 12/6/2011 9:16:19 AM |
the-profit-oracle | $25.00 | 12/6/2011 9:26:05 AM |
spitzbergen | $25.00 | 12/6/2011 8:03:18 AM |
credit-socrates648 | $2,500.00 | 12/6/2011 11:03:29 AM |
careful-note1 | $25.00 | 12/6/2011 11:18:19 AM |
intelligent-repayment8 | $1,123.73 | 12/6/2011 12:08:19 PM |
gold-pudding6 | $60.00 | 12/6/2011 9:23:11 AM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:16 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
542046
This series of Notes was issued and sold upon the funding of the borrower loan #57169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $159.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $860 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| courteous-gold725 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Payoff
Purpose of loan: Debt consolodation
This loan will be used to pay off 4 payday loans and 2 credit cards.
My financial situation: I have gotten into excess payday loans due to a surgery I had earlier this year. This loan will pay off all debt from that surgery.
I am a good candidate for this loan because I am a homeowner with stable employment. I will have been in my home for 1 year and at my place of employment for 2 years in January 2012.
Monthly net income: $ 2500
Monthly expenses: $1490, this includes all of the stuff below and credit cards that I am planning on paying off, it does not include the payday loans
Housing: $ 850
Insurance: $ 98
Car expenses: $0
Utilities: $ 250
Phone, cable, internet: $ 190
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 2200 in payday loans, 1300 in credit cards
Other expenses: $ 262
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 12/1/2011 10:02:25 AM |
ericgassercom | $25.00 | 12/1/2011 9:24:17 AM |
careful-note | $50.00 | 12/1/2011 9:36:57 AM |
igniter584 | $25.00 | 12/1/2011 9:06:30 AM |
pound-mushroom3 | $25.00 | 12/1/2011 9:28:13 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:16 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:40 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:08 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:03 AM |
mlj0671 | $25.00 | 12/2/2011 8:41:12 AM |
Sixmil | $100.00 | 12/2/2011 1:48:11 PM |
SolarMoonshine | $25.00 | 12/2/2011 3:49:23 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:20:45 PM |
tenacious-capital3 | $26.27 | 12/2/2011 5:31:00 PM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:49 PM |
heart514 | $25.00 | 12/2/2011 7:53:10 PM |
factcheck | $25.00 | 12/2/2011 4:01:44 PM |
wilmajean | $50.00 | 12/3/2011 3:56:00 AM |
javelin0 | $25.00 | 12/3/2011 9:32:44 AM |
green28 | $75.00 | 12/3/2011 9:45:15 AM |
auction-elvis | $25.00 | 12/3/2011 11:28:14 AM |
new-social-economist | $100.00 | 12/2/2011 8:44:38 PM |
equitable-peace9 | $26.71 | 12/2/2011 8:54:08 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:51 PM |
wlm3012 | $30.00 | 12/3/2011 5:54:35 PM |
SIGLLC | $25.00 | 12/4/2011 6:27:27 AM |
jtn4148 | $25.00 | 12/4/2011 11:47:58 AM |
money-elation4 | $25.00 | 12/4/2011 8:49:54 PM |
frooogal | $25.00 | 12/4/2011 9:06:02 PM |
djh47a | $25.00 | 12/5/2011 5:40:36 AM |
silver-birdie | $100.00 | 12/4/2011 12:23:12 PM |
wise-deal-panda | $100.00 | 12/5/2011 9:12:47 AM |
Fun54115 | $25.00 | 12/5/2011 7:17:31 AM |
SomebodysMom | $30.00 | 12/5/2011 10:54:44 AM |
treasure-pipeline | $25.00 | 12/5/2011 10:27:45 AM |
williemc44 | $25.00 | 12/5/2011 2:16:21 PM |
Rx-Ace | $57.93 | 12/5/2011 5:18:26 AM |
rockerZ71 | $25.00 | 12/5/2011 5:26:54 AM |
ethicalhumanist | $100.00 | 12/5/2011 3:09:30 PM |
seabassx | $25.00 | 12/5/2011 4:22:14 PM |
llequire1 | $50.00 | 12/5/2011 9:38:51 AM |
MilitaryAV8R | $25.00 | 12/5/2011 9:39:08 AM |
Earn_money | $25.00 | 12/5/2011 5:17:03 PM |
Rivervale_Westwood | $26.31 | 12/5/2011 1:35:41 PM |
courteous-platinum7 | $25.00 | 12/5/2011 4:04:13 PM |
Rider | $102.00 | 12/5/2011 4:51:30 PM |
jarevack | $25.29 | 12/5/2011 5:11:34 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:45 PM |
tkr2 | $25.00 | 12/5/2011 5:15:03 PM |
Investor_DP | $28.23 | 12/5/2011 5:18:52 PM |
BxRealtor | $25.00 | 12/1/2011 9:42:13 AM |
wampum-chorus3 | $25.00 | 12/2/2011 9:25:23 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:10 PM |
affluence-generator2 | $100.00 | 12/2/2011 12:15:31 PM |
viennese | $25.00 | 12/2/2011 1:37:30 PM |
dedication-taxi | $50.00 | 12/2/2011 2:52:20 PM |
dollar-tornado3 | $25.00 | 12/3/2011 5:34:34 AM |
cablenews | $100.00 | 12/3/2011 10:27:09 AM |
selector568 | $300.00 | 12/3/2011 9:40:08 AM |
unbeatable-credit1 | $50.00 | 12/3/2011 12:12:42 PM |
atbright | $25.00 | 12/2/2011 10:43:13 PM |
discostu | $25.00 | 12/3/2011 9:11:05 PM |
msw_engr | $50.00 | 12/3/2011 7:23:44 PM |
shellback13 | $69.96 | 12/4/2011 4:53:49 AM |
alluring-bonus4 | $100.00 | 12/4/2011 7:21:43 AM |
etraboulay | $42.06 | 12/4/2011 12:30:05 AM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:09 PM |
liberty-point | $25.00 | 12/3/2011 3:44:42 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:43 PM |
revenue-spa8 | $25.00 | 12/4/2011 8:15:01 PM |
capital-zeus | $100.00 | 12/4/2011 8:29:45 PM |
green-rate-futurist | $200.00 | 12/4/2011 8:48:27 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:37 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:05 PM |
KrisKringle | $25.00 | 12/4/2011 9:05:52 PM |
nalaari | $50.00 | 12/5/2011 8:51:23 AM |
GElender | $40.00 | 12/5/2011 5:45:41 AM |
nickel-demon2 | $109.87 | 12/5/2011 6:58:56 AM |
gilbrear | $25.00 | 12/5/2011 10:44:20 AM |
fund-tom-tom6 | $25.37 | 12/5/2011 11:16:38 AM |
friendinmoney | $25.00 | 12/5/2011 12:03:33 PM |
KCEnterprises | $25.00 | 12/5/2011 1:21:46 PM |
thenadamgoes | $50.00 | 12/5/2011 5:00:31 PM |
green-rate-futurist | $300.00 | 12/5/2011 4:13:02 PM |
bonus-seahorse | $25.00 | 12/5/2011 4:32:52 PM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:05 AM |
lagnisiruk | $25.00 | 12/5/2011 5:14:37 PM |
pythia | $25.00 | 12/5/2011 5:16:39 PM |
mtquan | $25.00 | 12/5/2011 1:41:23 PM |
LawyerLoan | $25.00 | 12/5/2011 3:20:28 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
542082
This series of Notes was issued and sold upon the funding of the borrower loan #57041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $169.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,497 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| feywill95 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
640-659
(Nov-2010)
640-659
(Oct-2010)
|
Principal balance:
| $5,910.51 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Closing Costs and Moving Expenses
Purpose of loan: The purpose of this loan is for closing costs on a new home purchase and moving expenses. The closing date on my new home is tentatively scheduled for 12/30/2011.
I still own my first home which is being rented by tenants who will be purchasing the home in 2012. I will be moving from my apartment into the new home.
My financial situation:
I am a good candidate for this loan because my Prosper Rating has gone from E to A. I have been at the same job for almost 3.5 years. I have never been late on my current Prosper loan. Thank you for your time.
Monthly net income: $ 3800
Monthly expenses:
Apt Rent: $805
Rental House: $ 950 (Receive $1022 month from renters)
Home & Car Insurance: $ 130
Car expenses: $254 (3 payments left)
Utilities: $ 60
Phone, cable, internet: $ 90
Food, entertainment: $ 50
Clothing, household expenses $ 75
Credit cards and other loans: $ 50
Other expenses: $ 75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
superb-funds335 | $25.00 | 12/1/2011 9:16:33 AM |
goodhearted-basis4 | $25.00 | 12/1/2011 9:06:50 AM |
vinayski | $25.00 | 12/1/2011 9:17:12 AM |
houli123 | $50.00 | 12/1/2011 9:18:20 AM |
heroic-payout9 | $25.72 | 12/1/2011 9:26:50 AM |
lowrater | $100.90 | 12/1/2011 10:52:54 AM |
BxRealtor | $25.00 | 12/1/2011 9:42:13 AM |
LoanerPrincipal | $25.00 | 12/1/2011 9:44:07 AM |
Pebbles-Lending | $25.00 | 12/1/2011 9:06:11 AM |
igniter584 | $25.00 | 12/1/2011 9:06:31 AM |
radforj22 | $25.00 | 12/1/2011 12:15:13 PM |
Aberdeen | $999.00 | 12/1/2011 9:23:08 AM |
ericgassercom | $25.00 | 12/1/2011 9:24:19 AM |
kind-lovely-marketplace | $100.00 | 12/1/2011 4:13:52 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:14 PM |
JustMee | $25.00 | 12/1/2011 12:03:38 PM |
loyalty-circuitry | $100.00 | 12/1/2011 12:26:00 PM |
dime-sprout | $50.00 | 12/1/2011 5:34:32 PM |
alpinaut | $30.00 | 12/2/2011 4:58:22 AM |
gentle-transparency7 | $250.00 | 12/2/2011 5:22:11 AM |
patriot897 | $25.00 | 12/1/2011 5:30:09 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:33 AM |
s270 | $25.00 | 12/1/2011 6:10:29 PM |
chicagobanker | $50.00 | 12/2/2011 7:42:09 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:18 AM |
jengachamp | $25.00 | 12/2/2011 9:18:22 AM |
gain-expert | $45.00 | 12/2/2011 12:24:41 PM |
susurrus | $200.00 | 12/2/2011 2:23:27 PM |
Nicedad72 | $27.00 | 12/2/2011 5:01:54 PM |
silver-birdie | $100.00 | 12/2/2011 5:36:02 PM |
five-star-order1 | $50.00 | 12/2/2011 4:45:03 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:52 PM |
BankOfBjoltus | $25.00 | 12/2/2011 10:22:08 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:10 AM |
phenomenal-gain5 | $25.00 | 12/3/2011 6:36:49 AM |
adir1 | $25.00 | 12/3/2011 9:55:25 AM |
ldinob | $300.00 | 12/3/2011 10:44:31 AM |
Clambake | $25.00 | 12/3/2011 12:13:07 PM |
auction-elvis | $25.00 | 12/3/2011 11:28:14 AM |
RecoveryLender | $25.00 | 12/3/2011 11:56:22 AM |
Ready2Loan | $25.00 | 12/3/2011 12:19:32 PM |
conductor49 | $25.00 | 12/3/2011 1:05:18 PM |
JustMee | $25.00 | 12/3/2011 1:33:27 PM |
sjd2855 | $100.00 | 12/3/2011 10:25:44 AM |
WLenders | $30.00 | 12/3/2011 11:20:09 AM |
charming-exchange7 | $25.00 | 12/3/2011 12:33:23 PM |
just-loyalty643 | $50.00 | 12/3/2011 2:52:44 PM |
john0720 | $25.00 | 12/2/2011 7:57:11 AM |
Aaron_Oz | $25.00 | 12/1/2011 9:16:37 AM |
pdub | $75.00 | 12/1/2011 9:10:02 AM |
determined-revenue1 | $35.00 | 12/1/2011 9:12:59 AM |
skillful-diversification2 | $25.00 | 12/1/2011 9:23:38 AM |
careful-note | $50.00 | 12/1/2011 9:36:58 AM |
kenji4861 | $25.00 | 12/1/2011 9:35:01 AM |
AFairDeal | $25.00 | 12/1/2011 9:09:14 AM |
ingenious-deal6 | $25.00 | 12/1/2011 9:36:05 AM |
GElender | $40.00 | 12/1/2011 9:41:05 AM |
bb575 | $50.00 | 12/1/2011 5:08:02 PM |
r48 | $25.00 | 12/1/2011 5:57:28 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:56 PM |
Brisket_Bob | $26.09 | 12/2/2011 5:00:26 AM |
dollar-tornado3 | $25.00 | 12/2/2011 5:03:34 AM |
friendinmoney | $25.00 | 12/2/2011 8:59:55 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:11 PM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:08 AM |
damage | $25.00 | 12/2/2011 5:15:09 PM |
Centerline15 | $25.00 | 12/2/2011 5:25:32 PM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:03 AM |
enterprising-credit2 | $25.00 | 12/2/2011 3:48:43 PM |
indomitable-coin | $25.00 | 12/2/2011 8:35:13 PM |
sportsmagic | $250.00 | 12/2/2011 4:48:11 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:41 PM |
Spiv_51 | $25.00 | 12/3/2011 4:37:31 AM |
heerzaquestion | $75.00 | 12/3/2011 5:47:55 AM |
atbright | $25.00 | 12/2/2011 10:43:13 PM |
Barky52 | $25.00 | 12/3/2011 7:18:46 AM |
jpblan11 | $25.00 | 12/3/2011 6:57:47 AM |
platinum-ectasy | $25.00 | 12/2/2011 5:55:35 PM |
heart514 | $25.00 | 12/2/2011 7:53:11 PM |
jump58 | $25.00 | 12/3/2011 12:24:16 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:09 PM |
mizon291 | $40.00 | 12/3/2011 2:32:39 PM |
first-serene-credit | $25.00 | 12/2/2011 10:56:45 PM |
credit-bank-usa611 | $25.00 | 12/3/2011 1:41:01 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:10 PM |
gentle-gain235 | $50.00 | 12/3/2011 2:28:03 PM |
sportsmagic | $65.02 | 12/3/2011 4:39:57 PM |
cablenews | $100.00 | 12/3/2011 10:27:10 AM |
johannesfactotum | $30.00 | 12/3/2011 12:29:45 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
542088
This series of Notes was issued and sold upon the funding of the borrower loan #57208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Dec-01-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 18.36% |
Borrower rate/APR:
| 19.36% / 29.29% |
Monthly payment:
| $369.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 7.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 27% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,039 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| contract-officer6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving
Purpose of loan:
This loan will be used to...Move. I?m downsizing to reduce monthly expenses.
My financial situation:
I am a good candidate for this loan because...I?m responsible, have a secure job and pay my bills. I have paid off several loans.
Monthly net income: $9000.00
Monthly expenses: $3505.00
Housing: $1300.00
Insurance: $250.00
Car expenses: $750.00
Utilities: $275.00
Phone, cable, internet: $180.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:36 PM |
first-class-gold0 | $100.00 | 12/1/2011 7:12:36 PM |
bazaar-festivity | $50.00 | 12/1/2011 5:32:32 PM |
beaker | $25.00 | 12/2/2011 7:06:51 AM |
worth-blanket2 | $1,600.00 | 12/2/2011 11:40:34 AM |
authentic-kindness1 | $25.00 | 12/1/2011 10:55:52 PM |
janeybooboo | $79.79 | 12/2/2011 4:20:04 AM |
a-restless-dollar | $25.00 | 12/2/2011 7:12:11 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:28 AM |
scrappy-diversification7 | $1,975.00 | 12/2/2011 9:16:45 AM |
TikPmp1 | $25.00 | 12/2/2011 9:10:20 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
542090
This series of Notes was issued and sold upon the funding of the borrower loan #56832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $152.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 6y 4m |
Amount delinquent:
| $75 |
Total credit lines:
| 26 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,388 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| influential-dedication9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Mar-2011)
|
Principal balance:
| $13,676.92 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
bathroom remodel
Purpose of loan: Remodel bathroom
This loan will be used to...Finish our bathroom project, half finished bathroom, need to do tub area now.
My financial situation: I am A small business owner
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 12/1/2011 5:14:06 PM |
ericgassercom | $25.00 | 12/1/2011 5:24:32 PM |
silver-birdie | $100.00 | 12/1/2011 5:17:29 PM |
fortytwo | $150.00 | 12/1/2011 5:25:31 PM |
principal-cooker2 | $100.00 | 12/1/2011 5:26:12 PM |
dime-sprout | $50.00 | 12/1/2011 5:37:41 PM |
LittleMingo | $25.00 | 12/1/2011 5:27:57 PM |
social-cocktail1 | $200.00 | 12/1/2011 5:31:07 PM |
Reinadog9 | $25.00 | 12/1/2011 5:06:17 PM |
finance-prescription | $100.00 | 12/1/2011 5:07:55 PM |
BankofRon | $25.00 | 12/1/2011 5:09:35 PM |
economy-coup | $50.00 | 12/1/2011 5:22:11 PM |
careful-note | $55.00 | 12/2/2011 4:31:39 AM |
nimble-revenue5 | $50.00 | 12/1/2011 5:35:26 PM |
tcpfan | $25.00 | 12/2/2011 7:52:42 AM |
SerZav | $100.00 | 12/2/2011 7:48:28 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:03 AM |
proud-pound4 | $25.00 | 12/2/2011 9:07:59 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:33 AM |
enthralling-deal180 | $25.00 | 12/2/2011 4:21:43 AM |
LeReve | $25.00 | 12/2/2011 9:06:09 AM |
magnitude787 | $25.00 | 12/2/2011 9:07:53 AM |
special-responsibility | $25.00 | 12/2/2011 9:16:40 AM |
CAGE-Investments | $25.00 | 12/2/2011 9:16:55 AM |
tender-commerce8 | $50.00 | 12/2/2011 9:09:43 AM |
helpful-listing | $25.00 | 12/2/2011 9:09:46 AM |
rcm87 | $38.00 | 12/2/2011 9:17:44 AM |
deal-searcher1 | $25.00 | 12/2/2011 5:55:54 AM |
money-bauble | $65.00 | 12/2/2011 9:22:52 AM |
hard-working-loot | $50.00 | 12/2/2011 9:23:29 AM |
best-charming-leverage | $50.00 | 12/2/2011 9:18:12 AM |
lokiswolf | $25.00 | 12/2/2011 7:03:09 AM |
Bob450 | $25.00 | 12/2/2011 7:09:10 AM |
Kaj | $25.00 | 12/2/2011 9:27:40 AM |
foxtrot12 | $75.00 | 12/2/2011 9:25:16 AM |
bid-czar8 | $100.00 | 12/2/2011 9:33:23 AM |
careful-vigilance4 | $50.00 | 12/2/2011 9:28:10 AM |
moola-wildebeest3 | $50.00 | 12/2/2011 9:34:17 AM |
yield-trader | $25.00 | 12/2/2011 9:31:33 AM |
worthy-bid8 | $50.00 | 12/2/2011 9:42:26 AM |
washboard1 | $25.00 | 12/2/2011 9:42:53 AM |
gizzywump | $25.00 | 12/2/2011 9:48:46 AM |
wayman | $25.00 | 12/2/2011 9:08:53 AM |
wise-silver-wonder | $25.00 | 12/2/2011 9:12:36 AM |
loyalty-sherpa | $25.00 | 12/2/2011 9:40:23 AM |
shmb6508 | $50.00 | 12/2/2011 9:44:05 AM |
SolarMoonshine | $25.00 | 12/2/2011 9:54:20 AM |
irrelevant | $25.00 | 12/2/2011 10:05:56 AM |
missing-link | $25.00 | 12/1/2011 5:29:17 PM |
IIP77 | $25.00 | 12/1/2011 5:23:11 PM |
otto1939 | $101.00 | 12/1/2011 6:37:51 PM |
immaculate-compassion8 | $25.00 | 12/1/2011 8:21:19 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:15 PM |
careful-note | $50.00 | 12/1/2011 5:24:17 PM |
patriot897 | $25.00 | 12/1/2011 5:30:10 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:34 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:29 AM |
Easystreet | $25.00 | 12/2/2011 9:05:33 AM |
figs4u2 | $100.00 | 12/2/2011 9:06:30 AM |
important-openness1 | $100.00 | 12/2/2011 9:09:13 AM |
bnlforever | $25.00 | 12/2/2011 9:09:19 AM |
panther757 | $25.00 | 12/2/2011 9:08:41 AM |
bessbird | $25.00 | 12/2/2011 9:17:33 AM |
orange-preeminant-bill | $25.00 | 12/2/2011 9:10:51 AM |
five-star-justice | $25.00 | 12/2/2011 5:54:57 AM |
proud-gold9 | $25.00 | 12/2/2011 9:24:10 AM |
listing-vista | $37.00 | 12/2/2011 9:24:46 AM |
melodious-fairness | $25.00 | 12/2/2011 9:18:16 AM |
wild_carrot | $25.00 | 12/2/2011 9:28:16 AM |
nickel-ferret | $36.00 | 12/2/2011 9:24:35 AM |
desertoasis | $25.00 | 12/2/2011 9:33:20 AM |
rescue | $100.00 | 12/2/2011 9:30:44 AM |
graceful-investment | $50.00 | 12/2/2011 9:38:21 AM |
dinero-speaker | $25.00 | 12/2/2011 7:34:28 AM |
genius520 | $50.00 | 12/2/2011 9:37:54 AM |
reward-adventure | $50.00 | 12/2/2011 9:40:41 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:09 AM |
unafraid-cash2 | $51.00 | 12/2/2011 8:23:14 AM |
life-is-great | $25.00 | 12/2/2011 9:43:59 AM |
velocity-solo | $25.00 | 12/2/2011 9:44:45 AM |
ursus | $50.00 | 12/2/2011 9:17:13 AM |
wwwUniversal | $25.00 | 12/2/2011 9:20:30 AM |
handshake5 | $100.00 | 12/2/2011 9:22:25 AM |
cnovak | $25.00 | 12/2/2011 9:28:15 AM |
asmithj | $25.00 | 12/2/2011 9:28:27 AM |
money-surge1 | $25.00 | 12/2/2011 9:30:53 AM |
restless-currency | $50.00 | 12/2/2011 9:33:26 AM |
the-profit-oracle | $25.00 | 12/2/2011 9:34:11 AM |
Comoparklender | $25.00 | 12/2/2011 9:36:10 AM |
fareast_man | $25.00 | 12/2/2011 9:43:49 AM |
90 Investments
|
Borrower Payment Dependent Notes Series
542092
This series of Notes was issued and sold upon the funding of the borrower loan #56981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $399.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 10 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
14 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,460 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| sublime-treasure1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2011)
760-779
(Dec-2009)
|
Principal balance:
| $4,137.21 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 12/1/2011 9:11:31 AM |
Kash2010lu | $25.00 | 12/1/2011 9:31:32 AM |
Dubbs360 | $50.00 | 12/1/2011 9:25:55 AM |
312-Lender | $25.00 | 12/1/2011 9:34:52 AM |
lowrater | $50.70 | 12/1/2011 10:56:37 AM |
graceful-IRAinvestment | $120.00 | 12/1/2011 9:41:14 AM |
Ubiquinone | $25.00 | 12/1/2011 11:23:56 AM |
computer758 | $25.00 | 12/1/2011 2:02:45 PM |
OldManP | $25.00 | 12/1/2011 2:14:55 PM |
dime-sapling | $25.00 | 12/1/2011 9:40:56 AM |
GElender | $40.00 | 12/1/2011 9:41:05 AM |
nimble-revenue5 | $50.00 | 12/1/2011 5:35:26 PM |
nfx | $25.00 | 12/1/2011 12:22:58 PM |
papaloha | $100.00 | 12/1/2011 4:06:19 PM |
USMC0311 | $25.00 | 12/1/2011 11:18:40 PM |
MilitaryLending | $100.05 | 12/1/2011 11:45:19 PM |
abundant-power | $50.00 | 12/2/2011 1:05:54 AM |
Bob450 | $30.00 | 12/2/2011 7:14:25 AM |
careful-note | $55.00 | 12/2/2011 4:31:38 AM |
dollar-tornado3 | $25.00 | 12/2/2011 4:55:45 AM |
EL_Papin | $100.00 | 12/2/2011 6:36:09 AM |
mercuriant | $25.00 | 12/2/2011 9:23:49 AM |
Jack55304 | $200.00 | 12/2/2011 9:25:07 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:08 AM |
IIP77 | $25.00 | 12/2/2011 9:09:03 AM |
fortytwo | $150.00 | 12/1/2011 9:28:01 AM |
golden-velocity9 | $35.00 | 12/1/2011 9:23:51 AM |
luv4cycling | $30.00 | 12/1/2011 9:34:57 AM |
profit-powerplant | $25.00 | 12/1/2011 9:33:16 AM |
stock106 | $25.00 | 12/1/2011 10:08:38 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 11:46:27 AM |
sensible-fund | $25.00 | 12/1/2011 1:48:18 PM |
Feyenoord | $30.00 | 12/1/2011 12:42:55 PM |
shrewd-income | $100.00 | 12/1/2011 3:24:22 PM |
pound-mushroom3 | $25.00 | 12/1/2011 9:28:19 AM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:14 PM |
atlas-shrugged | $195.00 | 12/1/2011 10:41:05 AM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:38 PM |
farchoir | $25.00 | 12/1/2011 5:46:29 PM |
DiligentiaLLC | $50.00 | 12/2/2011 6:54:25 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:19 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:44 AM |
matthewa | $25.00 | 12/2/2011 7:50:21 AM |
first-friendly-listing | $40.00 | 12/2/2011 8:53:54 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:32 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:33 AM |
worth-blanket2 | $7,600.00 | 12/2/2011 11:41:43 AM |
graceful-investment | $50.00 | 12/2/2011 9:38:21 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
542094
This series of Notes was issued and sold upon the funding of the borrower loan #57235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $323.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 26% |
Credit score:
| 620-639 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,286 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-fairness-protector |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2011)
|
Principal balance:
| $6,138.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Debt Consolidation
My financial situation:
I am a good candidate for this loan because...I have a great steady job, over $100K open year, and over 4+ years with the same company.
Monthly net income: $5,200
Monthly expenses: $2,000
Housing: $900
Insurance: $175
Car expenses: $900
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $250
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $64.60 | 12/1/2011 8:50:35 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:37 PM |
DHolly | $31.00 | 12/1/2011 5:13:00 PM |
silver-birdie | $100.00 | 12/1/2011 5:17:29 PM |
careful-note | $55.00 | 12/2/2011 4:31:40 AM |
nimble-revenue5 | $50.00 | 12/1/2011 5:35:27 PM |
bright-exchange | $25.00 | 12/2/2011 7:14:54 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:34 AM |
Jack55304 | $200.00 | 12/2/2011 9:25:08 AM |
Bob450 | $25.00 | 12/2/2011 7:15:01 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:14 PM |
Something-Corporate | $25.00 | 12/2/2011 3:06:57 PM |
heavenly-interest9 | $500.00 | 12/2/2011 5:52:06 PM |
affluence-generator2 | $100.00 | 12/2/2011 12:07:10 PM |
papaloha | $50.00 | 12/2/2011 1:11:31 PM |
loanman2007 | $25.00 | 12/3/2011 5:06:37 AM |
moola-flag4 | $25.00 | 12/3/2011 1:08:07 AM |
chameleon125 | $25.00 | 12/3/2011 6:38:45 AM |
first-serene-credit | $25.00 | 12/2/2011 11:00:44 PM |
shrewd-income | $25.00 | 12/3/2011 10:26:42 AM |
greenwell | $50.00 | 12/4/2011 10:59:19 AM |
LendingPimp | $50.00 | 12/3/2011 3:50:55 PM |
EEasyMoney | $25.00 | 12/4/2011 7:42:28 PM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:54 AM |
rvfbroker | $25.00 | 12/5/2011 9:26:31 AM |
gain-gourd | $100.00 | 12/4/2011 7:29:11 PM |
economy-lotus | $50.00 | 12/5/2011 11:17:12 AM |
Iceman1347 | $25.00 | 12/5/2011 11:30:33 AM |
ven | $50.00 | 12/5/2011 4:50:15 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:47 PM |
1NiceLender | $26.44 | 12/5/2011 4:54:36 PM |
enterprising-credit2 | $25.00 | 12/5/2011 9:59:43 AM |
wwwUniversal | $25.00 | 12/5/2011 5:06:10 PM |
principal-cooker2 | $100.00 | 12/5/2011 5:09:25 PM |
the-hope-workhorse | $200.00 | 12/5/2011 10:34:05 AM |
TennSquire | $25.00 | 12/5/2011 5:10:07 PM |
draggon77 | $25.00 | 12/6/2011 7:45:21 AM |
integrity-doctor | $100.00 | 12/6/2011 9:36:43 AM |
industrious-currency | $25.00 | 12/6/2011 12:47:39 PM |
Alpha-AssistU | $25.00 | 12/6/2011 9:23:50 AM |
suave-dime6 | $25.00 | 12/6/2011 3:16:12 PM |
unforgettable-wealth4 | $50.00 | 12/6/2011 4:24:37 PM |
desertoasis | $25.00 | 12/6/2011 9:42:40 AM |
finance-mushroom | $200.00 | 12/6/2011 5:05:45 PM |
vibraphone3 | $25.00 | 12/6/2011 5:06:11 PM |
asiaratt | $50.00 | 12/6/2011 9:47:46 AM |
marketplace-hut9 | $25.00 | 12/6/2011 5:10:06 PM |
MadHun | $200.00 | 12/6/2011 5:08:27 PM |
green-capital-hornet | $25.00 | 12/6/2011 5:15:21 PM |
IIP77 | $25.00 | 12/6/2011 5:17:20 PM |
green-ore-expert | $25.00 | 12/6/2011 5:23:25 PM |
careful-vigilance4 | $50.00 | 12/6/2011 5:37:29 PM |
drg6289 | $25.00 | 12/6/2011 3:43:44 PM |
money-surge1 | $25.00 | 12/6/2011 5:07:15 PM |
stepatatime-together | $100.00 | 12/6/2011 5:09:55 PM |
SFBank | $50.00 | 12/6/2011 5:12:10 PM |
best-charming-leverage | $50.00 | 12/6/2011 5:30:11 PM |
Decent | $58.00 | 12/7/2011 4:04:47 AM |
jguerrajr | $30.91 | 12/7/2011 6:02:36 AM |
Rogelio48 | $25.00 | 12/6/2011 5:37:56 PM |
rubylender | $11.78 | 12/7/2011 6:09:36 AM |
income-buddy7 | $79.00 | 12/6/2011 5:43:42 PM |
girlwithglasses | $56.00 | 12/6/2011 5:58:23 PM |
productive-ore | $25.00 | 12/6/2011 8:46:02 PM |
KramericaIndustries | $40.90 | 12/6/2011 11:13:54 PM |
Rip128 | $75.00 | 12/7/2011 5:10:16 AM |
120933 | $25.00 | 12/7/2011 6:05:06 AM |
the-discrete-income | $35.00 | 12/2/2011 5:06:26 PM |
green-trade-dolphin | $27.43 | 12/1/2011 5:03:02 PM |
312-Lender | $25.00 | 12/1/2011 5:08:26 PM |
graceful-IRAinvestment | $25.00 | 12/1/2011 5:28:14 PM |
USMC0311 | $25.00 | 12/1/2011 11:23:17 PM |
EL_Papin | $50.00 | 12/2/2011 6:39:45 AM |
bazaar-festivity | $50.00 | 12/1/2011 5:32:32 PM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:46 AM |
capital-halo1 | $1,000.00 | 12/2/2011 9:08:58 AM |
168RichCapital | $25.12 | 12/2/2011 10:49:15 AM |
sensible-fund | $25.00 | 12/2/2011 1:24:03 PM |
dammage | $28.58 | 12/2/2011 12:27:43 PM |
loss-of-control | $100.00 | 12/2/2011 5:57:52 PM |
new-intuitive-dime | $25.00 | 12/2/2011 7:29:37 PM |
heart514 | $25.00 | 12/2/2011 7:53:16 PM |
SolarMoonshine | $25.00 | 12/3/2011 3:52:27 AM |
finance-prescription | $100.00 | 12/3/2011 8:33:50 AM |
toblerone | $25.00 | 12/3/2011 12:25:56 PM |
PrincessGrace33 | $44.23 | 12/3/2011 1:28:45 PM |
worldly-gold | $50.00 | 12/3/2011 2:57:50 PM |
well-rounded-dinero | $50.00 | 12/3/2011 10:07:38 PM |
ITExec | $100.00 | 12/5/2011 11:26:55 AM |
HHP | $28.00 | 12/5/2011 5:13:36 PM |
Mariner3605 | $25.00 | 12/5/2011 5:06:07 PM |
nickel-hickory | $100.00 | 12/5/2011 2:54:06 PM |
nextar | $38.00 | 12/5/2011 8:35:23 PM |
Mrs-Honeydew | $25.00 | 12/6/2011 7:36:54 AM |
high_flyer | $100.00 | 12/6/2011 6:57:40 AM |
economy-producer | $25.00 | 12/6/2011 9:26:11 AM |
eronyc | $25.00 | 12/6/2011 9:43:28 AM |
benjamins-britches | $50.00 | 12/6/2011 11:08:05 AM |
verticalhorizon | $47.42 | 12/6/2011 1:26:12 PM |
zeeexsixare | $25.00 | 12/6/2011 2:32:05 PM |
let_me_retire | $100.00 | 12/6/2011 2:40:56 PM |
top-historic-peso | $25.00 | 12/6/2011 9:37:45 AM |
cash-reaction2 | $43.00 | 12/6/2011 5:08:37 PM |
reward-adventure | $50.00 | 12/6/2011 5:15:40 PM |
bid-czar8 | $100.00 | 12/6/2011 5:26:05 PM |
dedicated-transaction796 | $25.00 | 12/6/2011 5:26:17 PM |
social-cocktail1 | $200.00 | 12/6/2011 5:28:36 PM |
handshake5 | $100.00 | 12/6/2011 5:34:06 PM |
worthy-bid8 | $50.00 | 12/6/2011 5:07:02 PM |
proud-pound4 | $25.00 | 12/6/2011 5:07:30 PM |
CJLENDER | $30.28 | 12/6/2011 8:31:40 PM |
worldly-community3 | $50.00 | 12/6/2011 5:16:23 PM |
friendinmoney | $25.00 | 12/6/2011 10:05:16 PM |
periko | $25.00 | 12/6/2011 8:39:27 PM |
new-social-economist | $50.00 | 12/6/2011 10:09:18 PM |
kind-credit-bear | $25.00 | 12/6/2011 5:26:39 PM |
green-rate-futurist | $50.00 | 12/7/2011 5:10:15 AM |
GoldenRule01 | $125.00 | 12/6/2011 8:12:57 PM |
reasonable-bonus6 | $50.00 | 12/6/2011 8:48:05 PM |
new-social-economist | $30.00 | 12/6/2011 10:09:34 PM |
abundant-credit6 | $79.00 | 12/7/2011 4:50:22 AM |
geophreigh | $25.31 | 12/7/2011 5:00:02 AM |
122 Investments
|
Borrower Payment Dependent Notes Series
542120
This series of Notes was issued and sold upon the funding of the borrower loan #56960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $66.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,475 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| interest-haven3 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation loan
Purpose of loan:
This loan will be used to start consolidating debt. My goal is to be out of debt in 18 months.
My financial situation:
I am a good candidate for this loan because I have not missed a payment on my current obligations and I am trying to consolidate and pay down debt. I am current on everything and have a great payment record. I have worked at my current job over 11 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
igniter584 | $25.00 | 12/1/2011 9:06:32 AM |
aabadabadoo | $25.00 | 12/1/2011 9:06:48 AM |
AFairDeal | $25.00 | 12/1/2011 9:09:14 AM |
ericgassercom | $25.00 | 12/1/2011 9:24:19 AM |
kenji4861 | $25.00 | 12/1/2011 9:35:01 AM |
careful-note | $50.00 | 12/1/2011 9:36:59 AM |
JustMee | $25.00 | 12/1/2011 12:02:58 PM |
radforj22 | $25.00 | 12/1/2011 12:13:58 PM |
vutah | $25.00 | 12/1/2011 4:18:41 PM |
trustworthy-finance6 | $300.00 | 12/1/2011 4:18:29 PM |
dime-sprout | $50.00 | 12/1/2011 5:22:34 PM |
JedClampett | $125.00 | 12/1/2011 5:33:34 PM |
rewards | $35.00 | 12/1/2011 6:25:15 PM |
loyalty-circuitry | $100.00 | 12/1/2011 12:26:00 PM |
nimble-money086 | $25.00 | 12/1/2011 6:07:08 PM |
power-defender7 | $60.00 | 12/1/2011 7:18:16 PM |
cello1 | $25.00 | 12/1/2011 4:25:04 PM |
orbital-dollar2 | $25.00 | 12/1/2011 6:23:40 PM |
mhotchan | $100.00 | 12/1/2011 9:45:55 AM |
Bank_Of_XL | $25.00 | 12/1/2011 10:23:52 AM |
kinetic-social | $50.00 | 12/1/2011 2:53:32 PM |
corphippie | $28.18 | 12/1/2011 3:43:56 PM |
social-heart | $25.00 | 12/1/2011 5:09:45 PM |
kinetic-social | $50.00 | 12/1/2011 9:40:03 AM |
important-ore | $150.00 | 12/1/2011 5:08:35 PM |
lowrater | $150.90 | 12/1/2011 5:22:03 PM |
BxRealtor | $25.00 | 12/1/2011 9:42:13 AM |
platinum-czar | $70.79 | 12/1/2011 7:20:46 PM |
Money_Working | $25.00 | 12/1/2011 6:21:39 PM |
Paddington922 | $25.00 | 12/1/2011 6:54:54 PM |
dinero-launcher | $30.00 | 12/1/2011 3:27:46 PM |
IPG1 | $25.00 | 12/1/2011 5:11:06 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:14 PM |
vine99 | $95.00 | 12/1/2011 5:21:51 PM |
SolarMoonshine | $25.00 | 12/1/2011 5:29:06 PM |
rbgnr111 | $25.00 | 12/1/2011 5:30:52 PM |
BigBizBuilder | $28.86 | 12/1/2011 6:05:15 PM |
cloud8 | $25.00 | 12/1/2011 6:21:33 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
542130
This series of Notes was issued and sold upon the funding of the borrower loan #57161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $401.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 21% |
Credit score:
| 760-779 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 14y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,509 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-poetic-finance |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Is to consolidate some high interest credit card debt.
My financial situation:
I am a good candidate for this loan because I have excellent credit. I always pay my bills on time and I have a very good income. This loan will actually reduce my monthly budget.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
aabadabadoo | $25.00 | 12/1/2011 5:14:36 PM |
careful-note | $50.00 | 12/1/2011 5:24:18 PM |
igniter584 | $25.00 | 12/1/2011 5:35:18 PM |
green-trade-dolphin2 | $30.02 | 12/1/2011 5:03:25 PM |
LoanerPrincipal | $25.00 | 12/1/2011 5:33:47 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:31 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:01 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:09 AM |
affluence-generator2 | $100.00 | 12/2/2011 3:45:07 PM |
subtle-revenue0 | $25.00 | 12/2/2011 5:15:13 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:15 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:42 PM |
BankOfBjoltus | $25.00 | 12/2/2011 10:23:54 PM |
mogul42 | $100.00 | 12/3/2011 12:47:16 AM |
bb575 | $50.00 | 12/3/2011 12:16:13 PM |
retirementlady | $25.00 | 12/4/2011 10:45:17 AM |
gold-pudding6 | $60.00 | 12/4/2011 12:17:04 PM |
giftgold | $25.00 | 12/4/2011 12:13:55 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:51 PM |
economy-popcorn | $25.00 | 12/4/2011 7:29:42 AM |
toblerone | $25.00 | 12/5/2011 9:26:53 AM |
frankdelraza | $25.00 | 12/4/2011 7:08:22 PM |
frooogal | $25.00 | 12/4/2011 9:06:03 PM |
lucrative-rate2 | $50.00 | 12/5/2011 12:31:49 PM |
rdrloan | $50.00 | 12/5/2011 8:01:52 AM |
rightwingliberal | $50.00 | 12/5/2011 2:28:05 PM |
SolarMoonshine | $25.00 | 12/5/2011 4:36:28 PM |
BenR | $100.00 | 12/5/2011 5:14:25 PM |
vigorous-payment6 | $25.00 | 12/5/2011 10:06:50 AM |
gain-mountain1 | $100.00 | 12/5/2011 12:06:08 PM |
astute-fairness0 | $25.00 | 12/5/2011 1:22:14 PM |
loyalty-circuitry | $100.00 | 12/5/2011 6:19:02 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:48 PM |
imlosttoo | $25.00 | 12/5/2011 9:17:18 PM |
friendinmoney | $35.00 | 12/5/2011 9:38:05 PM |
CLoViq | $35.00 | 12/6/2011 12:20:06 AM |
blissful-deal0 | $200.00 | 12/5/2011 10:44:24 PM |
green28 | $150.00 | 12/6/2011 4:56:27 AM |
wojo | $25.00 | 12/6/2011 6:19:23 AM |
gjm6d | $25.00 | 12/5/2011 5:36:57 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:42:27 PM |
Debdebwildwoman | $25.00 | 12/6/2011 8:44:43 AM |
britgsb | $30.00 | 12/6/2011 9:22:07 AM |
Charmart | $25.00 | 12/6/2011 3:40:38 AM |
integrity-doctor | $100.00 | 12/6/2011 9:28:36 AM |
klinebarger | $25.00 | 12/6/2011 9:06:08 AM |
thankful-nickel2 | $25.00 | 12/6/2011 10:44:34 AM |
damanq | $25.00 | 12/6/2011 11:13:30 AM |
accelerator96 | $25.00 | 12/6/2011 11:28:22 AM |
nsquared007 | $25.00 | 12/6/2011 11:47:06 AM |
LOML | $29.92 | 12/6/2011 12:11:29 PM |
OKPapa | $49.76 | 12/6/2011 12:25:56 PM |
contract-lava0 | $25.00 | 12/6/2011 11:20:07 AM |
elasermd | $50.00 | 12/6/2011 1:31:25 PM |
megich06 | $50.00 | 12/6/2011 11:40:51 AM |
bentonlending | $50.00 | 12/6/2011 11:55:49 AM |
discrete-asset | $25.00 | 12/6/2011 12:31:14 PM |
income-safehouse9 | $750.00 | 12/6/2011 1:02:22 PM |
Bank42 | $25.00 | 12/6/2011 3:14:13 PM |
unforgettable-wealth4 | $50.00 | 12/6/2011 4:24:38 PM |
nycuw | $100.00 | 12/6/2011 3:55:22 PM |
BlessedEveryDay | $32.92 | 12/6/2011 4:17:27 PM |
mangas | $25.00 | 12/6/2011 4:30:01 PM |
minista | $25.00 | 12/6/2011 9:44:28 AM |
keeper24 | $25.00 | 12/6/2011 10:11:21 AM |
LianaB | $70.00 | 12/6/2011 11:31:18 AM |
anacent | $25.00 | 12/6/2011 5:24:41 PM |
coin-amigo | $25.71 | 12/6/2011 12:30:06 PM |
nethawk00 | $25.00 | 12/6/2011 1:49:49 PM |
velocity-solo | $25.00 | 12/6/2011 5:36:59 PM |
rss197 | $25.00 | 12/6/2011 3:19:44 PM |
icon7 | $50.00 | 12/6/2011 4:19:59 PM |
Brisket_Bob | $121.25 | 12/6/2011 6:49:34 PM |
BxRealtor | $25.00 | 12/1/2011 5:22:30 PM |
pdub | $75.00 | 12/1/2011 5:27:13 PM |
indomitable-coin | $25.00 | 12/1/2011 9:26:58 PM |
blot44 | $25.00 | 12/2/2011 5:14:33 AM |
AFairDeal | $25.00 | 12/1/2011 5:30:01 PM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:04 AM |
axl163 | $25.00 | 12/2/2011 10:31:20 AM |
Bank_Of_XL | $25.00 | 12/2/2011 11:11:50 AM |
Rivervale_Westwood | $25.00 | 12/2/2011 12:02:40 PM |
kenji4861 | $25.00 | 12/2/2011 5:22:43 PM |
heart514 | $25.00 | 12/2/2011 7:53:18 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:53 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:11 AM |
tenacious-capital3 | $26.27 | 12/2/2011 5:31:01 PM |
phenomenal-gain5 | $25.00 | 12/3/2011 6:37:55 AM |
peaceful-wealth0 | $32.65 | 12/3/2011 10:00:51 AM |
silver-birdie | $100.00 | 12/3/2011 12:20:07 PM |
sunny-dough9 | $200.00 | 12/3/2011 6:01:54 PM |
auction-elvis | $25.00 | 12/3/2011 11:28:15 AM |
giftgold | $25.00 | 12/4/2011 11:45:43 AM |
Ready2Loan | $25.00 | 12/4/2011 12:15:35 PM |
Clambake | $25.00 | 12/4/2011 12:16:38 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:46 PM |
msw_engr | $50.00 | 12/3/2011 7:23:45 PM |
Bio-physicist | $25.00 | 12/4/2011 5:51:10 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:38 PM |
penguino | $100.00 | 12/4/2011 2:40:25 PM |
SCD | $25.00 | 12/5/2011 7:58:12 AM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:06 AM |
ect_2k20 | $25.00 | 12/5/2011 12:25:54 PM |
funds-captain4 | $50.00 | 12/4/2011 11:40:14 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:03 AM |
dlenz | $25.00 | 12/5/2011 2:28:00 PM |
mtquan | $25.00 | 12/5/2011 1:41:23 PM |
FlexFunding | $50.00 | 12/5/2011 2:14:15 PM |
dkjl | $29.97 | 12/5/2011 2:20:44 PM |
Tradesmanlender | $25.00 | 12/5/2011 9:22:35 AM |
awwaww | $25.00 | 12/5/2011 9:31:29 AM |
agalt | $150.00 | 12/5/2011 12:49:22 PM |
timbob | $100.00 | 12/5/2011 6:01:02 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:12:03 PM |
finance-symphony7 | $150.00 | 12/5/2011 7:21:50 PM |
umfan123 | $25.00 | 12/5/2011 8:52:37 PM |
IIP77 | $25.00 | 12/6/2011 9:25:02 AM |
crw1950 | $50.00 | 12/6/2011 7:02:05 AM |
moola-gargantuan9 | $50.00 | 12/6/2011 9:36:24 AM |
repaymeplease | $27.00 | 12/6/2011 7:48:47 AM |
TigerForce | $25.00 | 12/6/2011 10:19:27 AM |
CSAworker | $25.00 | 12/6/2011 11:39:42 AM |
marwadi-62 | $50.00 | 12/6/2011 12:01:17 PM |
investment-comet | $25.00 | 12/6/2011 11:07:15 AM |
enterprising-credit2 | $25.00 | 12/6/2011 12:05:47 PM |
cnovak | $25.00 | 12/6/2011 9:19:51 AM |
don8ter | $46.00 | 12/6/2011 9:20:13 AM |
w3alter | $50.00 | 12/6/2011 9:21:57 AM |
Vans1975 | $38.22 | 12/6/2011 2:09:01 PM |
gold-gazelle | $25.00 | 12/6/2011 1:47:17 PM |
pythia | $25.00 | 12/6/2011 3:16:51 PM |
the-capital-shooter | $35.69 | 12/6/2011 3:04:35 PM |
rdav | $50.00 | 12/6/2011 3:13:39 PM |
pfh | $25.00 | 12/6/2011 3:22:36 PM |
la_tim | $75.00 | 12/6/2011 4:45:16 PM |
power-companion7 | $75.00 | 12/6/2011 5:08:47 PM |
Rider | $200.63 | 12/6/2011 5:05:42 PM |
credit-socrates648 | $3,000.00 | 12/6/2011 11:02:35 AM |
wlm3012 | $30.00 | 12/6/2011 5:18:58 PM |
penny-bearer3 | $100.00 | 12/6/2011 11:23:38 AM |
market-pudding | $25.00 | 12/6/2011 12:13:26 PM |
dime-mad-scientist | $26.19 | 12/6/2011 12:15:57 PM |
brightest-gain-investor | $613.03 | 12/6/2011 12:38:29 PM |
lagnisiruk | $25.00 | 12/6/2011 5:27:48 PM |
elegant-market9 | $25.00 | 12/6/2011 4:01:44 PM |
sportsmagic | $500.00 | 12/6/2011 6:08:21 PM |
Accountant83 | $25.00 | 12/6/2011 6:32:31 PM |
anarchy1985 | $34.77 | 12/6/2011 6:39:07 PM |
social-pizza5 | $25.00 | 12/6/2011 4:48:05 PM |
independent-payout7 | $25.00 | 12/6/2011 6:31:46 PM |
20mule | $400.00 | 12/6/2011 5:00:53 PM |
worthy-bid8 | $50.00 | 12/6/2011 5:07:02 PM |
kochan123 | $25.00 | 12/6/2011 6:13:25 PM |
153 Investments
|
Borrower Payment Dependent Notes Series
542136
This series of Notes was issued and sold upon the funding of the borrower loan #56994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 63% |
Credit score:
| 760-779 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $570 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| famous-velocity550 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
moving
Purpose of loan: To relocate for a better job that pays 5 dollars a hour more
This loan will be used to...pay for moving expenses
My financial situation: tight until i start my new job on 1/9
I am a good candidate for this loan because...I need to re-locate for a job that is a kind that is hard to find these days
Monthly net income: $will be around 1600
Monthly expenses: $ about 400 or so
Housing: $0...living w boyfriend
Insurance: $50
Car expenses: $150
Utilities:
Phone, cable, internet: 45
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $47
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
profit-powerplant | $25.00 | 12/2/2011 9:26:00 AM |
pound-mushroom3 | $25.00 | 12/2/2011 9:26:29 AM |
brazilofmux | $100.00 | 12/2/2011 9:41:28 AM |
golden-velocity9 | $25.00 | 12/2/2011 9:46:12 AM |
economy-shrubbery6 | $25.00 | 12/2/2011 9:47:47 AM |
SolarMoonshine | $25.00 | 12/2/2011 10:05:58 AM |
taltman | $25.00 | 12/2/2011 12:44:57 PM |
bid-stockpiler1 | $25.00 | 12/2/2011 7:12:54 PM |
managedfund | $700.00 | 12/2/2011 2:22:53 PM |
lowrater | $50.60 | 12/2/2011 5:17:46 PM |
patriot0 | $25.00 | 12/3/2011 7:15:30 AM |
finance-prescription | $100.00 | 12/3/2011 8:33:52 AM |
principal-star | $25.00 | 12/2/2011 7:58:20 PM |
cattlebaron | $34.33 | 12/3/2011 12:26:07 PM |
MusicandMedicine | $5.07 | 12/3/2011 12:43:08 PM |
ultimate-peace | $250.00 | 12/2/2011 10:18:17 AM |
affluence-generator2 | $100.00 | 12/2/2011 11:44:23 AM |
favorite-commerce | $35.00 | 12/2/2011 7:09:22 PM |
heart514 | $25.00 | 12/2/2011 7:53:25 PM |
mammalian4 | $25.00 | 12/2/2011 3:26:51 PM |
CashFlow13 | $100.00 | 12/2/2011 5:17:03 PM |
SudianX | $40.00 | 12/3/2011 5:39:45 AM |
loss-of-control | $50.00 | 12/2/2011 5:20:02 PM |
wwwUniversal | $25.00 | 12/2/2011 5:36:11 PM |
valiant-money | $35.00 | 12/3/2011 10:43:33 AM |
thelovebug | $100.00 | 12/3/2011 12:17:34 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
542174
This series of Notes was issued and sold upon the funding of the borrower loan #56993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 19
/
14 | Length of status: | 18y 8m |
Amount delinquent:
| $25 |
Total credit lines:
| 45 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,525 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| btbowen1 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Responsible person
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:41 PM |
ultimate-peace | $25.00 | 12/1/2011 5:26:33 PM |
lokiswolf | $25.00 | 12/2/2011 6:58:06 AM |
brazilofmux | $50.00 | 12/2/2011 7:14:34 AM |
SolarMoonshine | $25.00 | 12/1/2011 5:26:27 PM |
Whipster | $100.00 | 12/1/2011 5:28:56 PM |
patriot897 | $25.00 | 12/1/2011 5:30:10 PM |
dudebrah | $25.00 | 12/1/2011 9:27:51 PM |
vutah | $50.00 | 12/1/2011 7:52:12 PM |
Rogelio48 | $25.00 | 12/2/2011 3:44:16 AM |
unafraid-loan5 | $25.00 | 12/2/2011 6:39:58 AM |
bazaar-festivity | $50.00 | 12/1/2011 5:32:32 PM |
heavenly-interest9 | $500.00 | 12/1/2011 10:40:14 PM |
kind-charming-value | $1,000.00 | 12/2/2011 12:21:55 AM |
loanman2007 | $25.00 | 12/2/2011 5:32:17 AM |
taetrade | $25.00 | 12/2/2011 6:02:56 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
542188
This series of Notes was issued and sold upon the funding of the borrower loan #57127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-04-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $180.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 17y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,258 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| leverage-futurist |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Will Someone Say "YES"??
Purpose of loan: Debit Consolidation
This loan will be used to...Pay off High Interest Payday Loans and credit cards to consolidate on one payment!
My financial situation: Anchor Bank
I am a good candidate for this loan because...
Monthly net income: $2200
Monthly expenses: $
Housing: $600
Insurance: $90
Car expenses: $
Utilities: $75
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:42 PM |
golden-velocity9 | $35.00 | 12/1/2011 5:25:17 PM |
graceful-IRAinvestment | $25.00 | 12/1/2011 5:28:14 PM |
SLN-10 | $50.00 | 12/1/2011 5:29:13 PM |
Whipster | $100.00 | 12/1/2011 5:29:25 PM |
nfx | $30.00 | 12/2/2011 6:06:49 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:47 AM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 6:13:20 AM |
affluence-generator2 | $100.00 | 12/2/2011 11:44:23 AM |
managedfund | $777.00 | 12/2/2011 2:37:43 PM |
factcheck | $40.00 | 12/2/2011 3:59:48 PM |
wlm3012 | $30.00 | 12/2/2011 2:48:47 PM |
payment-gusto | $25.00 | 12/2/2011 4:43:51 PM |
I-Believe-In-You | $28.08 | 12/2/2011 5:16:17 PM |
well-mannered-income3 | $40.00 | 12/2/2011 7:41:38 PM |
AlternativeCashFlow | $25.00 | 12/2/2011 7:23:07 PM |
new-social-economist | $40.00 | 12/2/2011 8:40:16 PM |
SolarMoonshine | $25.00 | 12/2/2011 3:40:03 PM |
heart514 | $25.00 | 12/2/2011 7:53:21 PM |
enterprising-credit2 | $25.00 | 12/2/2011 3:49:27 PM |
just-loyalty643 | $50.00 | 12/2/2011 9:08:48 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:10 PM |
dollar-tornado3 | $25.00 | 12/3/2011 5:33:12 AM |
one-midas | $35.00 | 12/2/2011 10:33:02 PM |
investment-artist | $25.00 | 12/3/2011 8:48:25 AM |
agalt | $100.00 | 12/3/2011 8:49:52 AM |
phenomenal-gain5 | $25.00 | 12/3/2011 6:41:28 AM |
erowis | $85.00 | 12/3/2011 10:18:13 AM |
valiant-contract | $25.00 | 12/3/2011 11:10:24 AM |
thelovebug | $100.00 | 12/3/2011 12:17:25 PM |
worldly-gold | $50.00 | 12/3/2011 2:57:50 PM |
StarshineXL | $225.00 | 12/3/2011 8:14:21 PM |
enticing-exchange3 | $25.00 | 12/3/2011 8:49:14 AM |
rupee-universe | $25.00 | 12/4/2011 1:57:47 AM |
cablenews | $100.00 | 12/3/2011 10:27:10 AM |
thankful-nickel2 | $25.00 | 12/3/2011 12:52:41 PM |
irrelevant | $25.00 | 12/3/2011 2:05:41 PM |
vine99 | $50.00 | 12/3/2011 2:41:17 PM |
LendingPimp | $50.00 | 12/3/2011 3:54:42 PM |
loss-of-control | $100.00 | 12/3/2011 4:35:00 PM |
riveting-credit5 | $50.00 | 12/3/2011 5:28:40 PM |
kttalamo | $120.00 | 12/3/2011 8:33:30 PM |
tigercat | $50.00 | 12/3/2011 9:29:52 PM |
orgy63 | $25.00 | 12/4/2011 4:17:24 AM |
profit-powerplant | $25.00 | 12/1/2011 5:10:50 PM |
goodhearted-generosity511 | $25.00 | 12/1/2011 5:44:53 PM |
bazaar-festivity | $50.00 | 12/1/2011 5:32:32 PM |
LittleMingo | $25.12 | 12/1/2011 5:34:19 PM |
brazilofmux | $100.00 | 12/2/2011 7:14:36 AM |
wampum-library4 | $25.00 | 12/2/2011 11:58:43 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:18 PM |
StrongMonty | $54.15 | 12/2/2011 1:24:42 PM |
Mont_Brinker | $25.00 | 12/2/2011 8:42:30 PM |
dinhkevin_usa | $25.00 | 12/2/2011 4:29:01 PM |
1willray | $25.00 | 12/2/2011 10:00:20 PM |
historic-loan1 | $25.68 | 12/2/2011 9:19:05 PM |
lowrater | $100.90 | 12/2/2011 11:38:12 PM |
fortytwo | $150.00 | 12/2/2011 5:20:00 PM |
favorite-commerce | $35.00 | 12/3/2011 7:18:59 AM |
JustOneVoice | $25.00 | 12/3/2011 2:24:23 AM |
Coin-Toss | $35.03 | 12/3/2011 8:04:59 AM |
finance-prescription | $100.00 | 12/3/2011 8:33:51 AM |
glroark | $50.00 | 12/3/2011 8:59:22 AM |
green28 | $75.00 | 12/3/2011 9:42:57 AM |
erowis | $85.00 | 12/3/2011 10:16:21 AM |
UBOtto186 | $50.00 | 12/3/2011 10:36:02 AM |
wwwUniversal | $25.00 | 12/3/2011 12:27:59 PM |
bid-stockpiler1 | $50.00 | 12/3/2011 1:29:09 PM |
tomjeff | $50.00 | 12/3/2011 4:27:27 PM |
grotheik | $25.00 | 12/3/2011 6:29:05 AM |
gain-expert | $25.00 | 12/4/2011 1:08:47 AM |
scarlet-velvet | $25.08 | 12/3/2011 8:03:46 PM |
Mrs-Honeydew | $25.00 | 12/3/2011 9:02:16 PM |
terrific-dough6 | $50.00 | 12/3/2011 12:07:50 PM |
mad-scientist418 | $25.00 | 12/3/2011 2:10:49 PM |
red-investment-ranch | $50.00 | 12/4/2011 2:38:29 AM |
new-point-bandit | $50.00 | 12/4/2011 2:42:30 AM |
thisbucksforu | $18.96 | 12/4/2011 4:18:57 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
542194
This series of Notes was issued and sold upon the funding of the borrower loan #57042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $293.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 48% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
24 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,953 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| naganakal |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2011)
|
Principal balance:
| $7,490.75 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Further debt consolidation; step 2
Purpose of loan:
This loan will be used to further consolidate debt accounts from multiple lenders into fewer, as well as to lower the interest rates that the banks have been charging us lately, that had gone up to unacceptable levels.
My financial situation:
I am a good candidate for this loan because 1) I have shown my creditworthiness with my first loan here at Prosper, 2) the above-mentioned purpose will allow me to make faster progress on eradicating what Robert Kiyosaki from Rich Dad fame calls "bad debt" from my life, 3) I have a good-paying position, therefore making these payments will not be a problem, and most of all 4) I am running my life more like a CEO/CFO, than like a consumer now.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
GElender | $40.00 | 12/1/2011 5:11:20 PM |
green-trade-dolphin2 | $30.02 | 12/1/2011 5:03:14 PM |
vinayski | $25.00 | 12/1/2011 5:19:55 PM |
tenacious-capital3 | $26.27 | 12/1/2011 5:19:15 PM |
AFairDeal | $25.00 | 12/1/2011 5:30:02 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:34 AM |
Pulchritudinous | $25.00 | 12/2/2011 8:01:06 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:37 AM |
trade-burrito4 | $35.00 | 12/2/2011 11:58:04 AM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:55 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:44 PM |
auction-elvis | $25.00 | 12/3/2011 11:28:17 AM |
PatriotKnight | $50.00 | 12/4/2011 12:07:02 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:03 AM |
mikesdad101 | $25.00 | 12/4/2011 2:31:14 PM |
toblerone | $25.00 | 12/5/2011 9:26:53 AM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:07 AM |
funds-captain4 | $50.00 | 12/4/2011 11:40:15 PM |
gjm6d | $25.00 | 12/5/2011 5:36:58 PM |
fcrick | $25.00 | 12/5/2011 5:36:50 PM |
loyalty-circuitry | $100.00 | 12/5/2011 6:19:03 PM |
umfan123 | $25.00 | 12/5/2011 8:52:39 PM |
Anamorph | $25.00 | 12/5/2011 9:46:04 PM |
discrete-asset | $25.00 | 12/6/2011 5:45:33 AM |
treasure-hunter270 | $50.00 | 12/5/2011 5:46:34 PM |
timbob | $100.00 | 12/5/2011 6:01:06 PM |
w3alter | $50.00 | 12/6/2011 9:21:58 AM |
just-loyalty643 | $50.00 | 12/5/2011 9:16:54 PM |
green28 | $150.00 | 12/6/2011 5:01:15 AM |
asset-expert0 | $25.00 | 12/6/2011 11:53:01 AM |
damanq | $25.00 | 12/6/2011 11:12:59 AM |
gold-gazelle | $25.00 | 12/6/2011 1:47:18 PM |
exchange-grove | $25.00 | 12/6/2011 4:57:21 PM |
loanman2007 | $25.00 | 12/6/2011 5:19:21 PM |
kochan123 | $25.00 | 12/6/2011 6:13:25 PM |
ricklip | $100.00 | 12/6/2011 6:54:27 PM |
KLCRAY | $50.00 | 12/7/2011 5:31:05 AM |
Captain88 | $25.00 | 12/7/2011 5:58:55 AM |
Income-Scout | $200.00 | 12/7/2011 5:20:33 AM |
maximizer | $30.00 | 12/7/2011 5:37:12 AM |
unafraid-loan5 | $25.00 | 12/7/2011 7:05:14 AM |
lokiswolf | $25.00 | 12/7/2011 6:35:41 AM |
dastdx1847 | $25.00 | 12/7/2011 8:17:51 AM |
loyalist1 | $250.00 | 12/7/2011 7:46:31 AM |
the-auction-bear | $25.00 | 12/6/2011 10:42:17 PM |
Long-term2040 | $25.00 | 12/7/2011 4:08:30 AM |
soular21804 | $25.00 | 12/7/2011 4:32:33 AM |
prudent-bid3 | $25.00 | 12/7/2011 7:00:42 AM |
firelender | $50.00 | 12/7/2011 8:13:48 AM |
careful-note | $50.00 | 12/1/2011 5:24:21 PM |
igniter584 | $25.00 | 12/1/2011 5:35:20 PM |
kenji4861 | $25.00 | 12/1/2011 5:34:17 PM |
indomitable-coin | $25.00 | 12/1/2011 9:27:00 PM |
ericgassercom | $25.00 | 12/1/2011 5:24:32 PM |
Mrs-Honeydew | $40.00 | 12/2/2011 5:16:28 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:03 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:10 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:19 PM |
heart514 | $25.00 | 12/2/2011 7:53:22 PM |
heerzaquestion | $25.00 | 12/3/2011 5:52:44 AM |
credit-scout7 | $50.00 | 12/3/2011 7:50:11 AM |
atbright | $25.00 | 12/2/2011 10:43:15 PM |
first-serene-credit | $25.00 | 12/4/2011 6:30:43 AM |
giftgold | $25.00 | 12/4/2011 12:13:56 PM |
giftgold | $25.00 | 12/4/2011 11:45:43 AM |
bb575 | $50.00 | 12/4/2011 12:29:25 PM |
Clambake | $25.00 | 12/4/2011 12:16:38 PM |
silver-birdie | $100.00 | 12/4/2011 12:23:12 PM |
msw_engr | $50.00 | 12/3/2011 7:23:46 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:40 PM |
frooogal | $25.00 | 12/4/2011 9:06:03 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:48 PM |
gain-gourd | $100.00 | 12/4/2011 7:29:12 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:51 PM |
FlexFunding | $50.00 | 12/5/2011 2:14:15 PM |
mtquan | $25.00 | 12/5/2011 1:41:24 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:48 PM |
MissionMicroFinance | $25.00 | 12/5/2011 5:58:26 PM |
finance-symphony7 | $50.00 | 12/5/2011 7:19:43 PM |
klinebarger | $25.00 | 12/6/2011 9:06:08 AM |
spiritual-social3 | $25.00 | 12/5/2011 6:36:46 PM |
Castelj | $25.00 | 12/6/2011 6:23:52 AM |
crw1950 | $50.00 | 12/6/2011 7:03:59 AM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:28 AM |
credit-socrates648 | $3,000.00 | 12/6/2011 11:02:54 AM |
p2p-czar3 | $25.00 | 12/6/2011 11:40:48 AM |
investment-comet | $25.00 | 12/6/2011 11:06:57 AM |
skaught | $50.00 | 12/6/2011 12:13:09 PM |
income-safehouse9 | $750.00 | 12/6/2011 1:11:36 PM |
elasermd | $50.00 | 12/6/2011 1:31:25 PM |
jcttjg | $25.00 | 12/6/2011 2:29:55 PM |
rss197 | $25.00 | 12/6/2011 3:19:47 PM |
IIP77 | $25.00 | 12/6/2011 5:17:21 PM |
wlm3012 | $30.00 | 12/6/2011 5:25:55 PM |
don8ter | $50.00 | 12/6/2011 5:30:16 PM |
Tscheddar | $25.00 | 12/6/2011 6:12:48 PM |
LendToCause | $25.00 | 12/6/2011 6:25:06 PM |
worthy-bid8 | $50.00 | 12/6/2011 5:07:03 PM |
power-companion7 | $75.00 | 12/6/2011 5:08:47 PM |
sportract05 | $25.00 | 12/6/2011 10:25:47 PM |
cnovak | $25.00 | 12/6/2011 5:20:41 PM |
tidy-cash1 | $33.60 | 12/7/2011 4:26:39 AM |
degster | $25.00 | 12/7/2011 6:19:10 AM |
mad-scientist418 | $25.00 | 12/7/2011 7:23:42 AM |
s270 | $50.00 | 12/6/2011 6:22:44 PM |
KwonEnterprises | $50.00 | 12/7/2011 8:04:39 AM |
Rider | $53.23 | 12/7/2011 8:19:29 AM |
upbeat-coin937 | $25.00 | 12/7/2011 7:39:30 AM |
viennese | $25.00 | 12/7/2011 7:43:17 AM |
vannabanana | $31.88 | 12/7/2011 7:52:43 AM |
dreamhope | $25.00 | 12/7/2011 7:53:29 AM |
sign_here | $25.00 | 12/6/2011 8:41:47 PM |
market-enthusiast | $25.00 | 12/7/2011 12:54:46 AM |
tampa_cmc | $50.00 | 12/7/2011 4:35:42 AM |
green-rate-futurist | $400.00 | 12/7/2011 6:05:27 AM |
impressive-justice6 | $50.00 | 12/7/2011 6:15:42 AM |
116 Investments
|
Borrower Payment Dependent Notes Series
542214
This series of Notes was issued and sold upon the funding of the borrower loan #56988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $570.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 40% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 24y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,113 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-gain-photon |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
|
Principal balance:
| $3,852.06 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Credit Cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $202.00 | 12/6/2011 9:28:01 AM |
LittleMingo | $25.00 | 12/2/2011 9:03:13 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:06 AM |
orange-preeminant-bill | $25.00 | 12/2/2011 9:10:52 AM |
Reinadog9 | $25.00 | 12/2/2011 9:47:17 AM |
janeybooboo | $75.00 | 12/2/2011 10:19:45 AM |
determined-revenue1 | $35.00 | 12/2/2011 9:22:10 AM |
fortytwo | $150.00 | 12/2/2011 9:24:12 AM |
Whipster | $75.00 | 12/2/2011 9:33:00 AM |
Business_Happens | $25.00 | 12/2/2011 2:49:13 PM |
GElender | $40.00 | 12/2/2011 9:42:19 AM |
DiligentiaLLC | $25.00 | 12/2/2011 3:53:23 PM |
toblerone | $25.00 | 12/2/2011 5:13:58 PM |
wonder3 | $30.00 | 12/2/2011 7:08:32 PM |
managedfund | $777.00 | 12/2/2011 2:39:40 PM |
finance-prescription | $100.00 | 12/2/2011 5:06:42 PM |
kendigme | $25.04 | 12/3/2011 4:29:33 AM |
javelin0 | $25.00 | 12/3/2011 9:32:45 AM |
immaculate-compassion8 | $25.00 | 12/3/2011 10:03:03 AM |
shrewd-income | $25.00 | 12/3/2011 10:29:54 AM |
the-magnetic-transaction | $40.00 | 12/2/2011 7:34:50 PM |
cablenews | $100.00 | 12/3/2011 12:33:42 PM |
lplender | $50.00 | 12/4/2011 5:07:31 AM |
greenwell | $50.00 | 12/4/2011 10:59:19 AM |
red-benefit-ruler | $30.00 | 12/4/2011 11:52:55 AM |
community-saver158 | $50.00 | 12/4/2011 10:43:07 AM |
principal-cooker2 | $100.00 | 12/4/2011 12:09:12 PM |
mad-scientist418 | $25.00 | 12/4/2011 1:24:56 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:41 PM |
RSV | $25.00 | 12/4/2011 11:33:58 PM |
new-marketplace-lyrics | $30.00 | 12/5/2011 1:58:04 AM |
compatible-diversification | $25.00 | 12/5/2011 9:11:43 AM |
coin-investor | $25.00 | 12/5/2011 9:30:28 AM |
SimonHova | $25.00 | 12/5/2011 9:32:59 AM |
rogue_monster | $50.00 | 12/5/2011 9:37:22 AM |
orderly-leverage | $50.00 | 12/5/2011 3:00:58 PM |
asmithj | $25.00 | 12/5/2011 9:08:35 AM |
FinanceEngine | $35.00 | 12/5/2011 3:36:45 PM |
williemc44 | $25.00 | 12/5/2011 2:16:23 PM |
astute-asset7 | $25.00 | 12/5/2011 9:28:05 AM |
Easystreet | $25.00 | 12/5/2011 4:07:29 PM |
Kaj | $25.00 | 12/5/2011 5:12:16 PM |
LondonCID | $25.00 | 12/5/2011 4:42:14 PM |
ven | $50.00 | 12/5/2011 4:50:15 PM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:08 AM |
auction-architect7 | $50.00 | 12/5/2011 11:03:56 AM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:49 PM |
wigglesworth4 | $500.00 | 12/5/2011 5:23:30 PM |
brightest-dynamic-liberty | $25.00 | 12/5/2011 5:23:53 PM |
happy-return4 | $25.00 | 12/5/2011 1:25:34 PM |
gjm6d | $25.00 | 12/5/2011 5:36:58 PM |
rcm87 | $50.00 | 12/5/2011 5:28:55 PM |
Sierrahh | $25.00 | 12/5/2011 5:31:39 PM |
larslfe | $25.00 | 12/5/2011 5:39:16 PM |
SkepticalBen | $25.00 | 12/5/2011 5:39:47 PM |
shmb6508 | $50.00 | 12/5/2011 5:33:05 PM |
fcrick | $25.00 | 12/5/2011 5:36:50 PM |
divedude | $25.00 | 12/5/2011 5:37:55 PM |
desertoasis | $25.00 | 12/5/2011 5:39:19 PM |
vegibenz | $25.00 | 12/5/2011 5:39:31 PM |
TennSquire | $25.00 | 12/5/2011 5:10:07 PM |
social-cocktail1 | $200.00 | 12/5/2011 5:12:28 PM |
GCInvestments | $25.00 | 12/5/2011 9:55:12 PM |
blissful-deal0 | $38.16 | 12/5/2011 10:22:11 PM |
EmpireInvestments | $100.00 | 12/6/2011 4:46:36 AM |
George2384 | $25.00 | 12/6/2011 5:57:28 AM |
rakstar | $25.00 | 12/5/2011 5:29:23 PM |
handshake5 | $100.00 | 12/5/2011 5:41:31 PM |
congardner1 | $25.00 | 12/6/2011 8:50:33 AM |
ChrisTJ | $25.00 | 12/6/2011 9:09:47 AM |
kulender | $100.00 | 12/6/2011 9:06:38 AM |
87Marc | $25.00 | 12/6/2011 9:07:42 AM |
damage | $25.00 | 12/6/2011 9:14:33 AM |
standanddeliver | $50.00 | 12/6/2011 9:15:58 AM |
burntxsoul | $25.00 | 12/6/2011 9:20:36 AM |
Macbethofscots | $25.00 | 12/6/2011 9:27:57 AM |
Comoparklender | $25.00 | 12/6/2011 9:29:17 AM |
Comoparklender | $25.00 | 12/6/2011 9:29:22 AM |
jazzlender | $50.00 | 12/6/2011 9:34:18 AM |
MAYBROOK | $35.00 | 12/6/2011 9:38:24 AM |
whatreality | $25.00 | 12/6/2011 7:37:55 AM |
moola-gargantuan9 | $50.00 | 12/6/2011 9:39:15 AM |
irrelevant | $25.00 | 12/6/2011 10:05:35 AM |
graceful-investment | $50.00 | 12/6/2011 9:43:52 AM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:29 AM |
panther757 | $25.00 | 12/6/2011 9:48:04 AM |
AF-Chief | $25.00 | 12/6/2011 9:10:12 AM |
kindness-jedi | $25.00 | 12/6/2011 9:13:43 AM |
loanman2007 | $25.00 | 12/6/2011 9:25:00 AM |
the-profit-oracle | $25.00 | 12/6/2011 9:26:07 AM |
schoolchamp | $25.00 | 12/6/2011 9:34:05 AM |
MrBailey | $25.00 | 12/6/2011 9:38:37 AM |
CalBear08 | $25.00 | 12/6/2011 9:47:34 AM |
transparency-river1 | $198.53 | 12/6/2011 12:03:50 PM |
the-discrete-income | $25.00 | 12/2/2011 9:12:15 AM |
shawnw2 | $30.00 | 12/4/2011 12:06:40 AM |
economy-coup | $50.00 | 12/2/2011 9:06:35 AM |
careful-note | $50.00 | 12/2/2011 9:10:09 AM |
nfx | $40.00 | 12/2/2011 9:27:21 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:12 AM |
tenacious-capital3 | $26.27 | 12/2/2011 9:44:50 AM |
golden-velocity9 | $25.00 | 12/2/2011 9:46:00 AM |
graceful-IRAinvestment | $25.00 | 12/2/2011 9:15:41 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:21 PM |
brazilofmux | $100.00 | 12/2/2011 9:41:30 AM |
enterprising-credit2 | $25.00 | 12/2/2011 3:50:06 PM |
newfoundation | $25.00 | 12/2/2011 5:09:42 PM |
green-tree-shake | $60.00 | 12/2/2011 10:10:05 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:20:46 PM |
nimble-revenue5 | $50.00 | 12/2/2011 5:26:19 PM |
sensible-fund | $25.00 | 12/2/2011 1:22:30 PM |
Anny-Disco | $50.00 | 12/2/2011 10:21:11 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:12 AM |
MBIntl | $25.00 | 12/3/2011 12:17:03 PM |
heart514 | $25.00 | 12/2/2011 7:53:26 PM |
famous-ore2 | $50.00 | 12/3/2011 12:07:57 PM |
rupee-master6 | $25.00 | 12/3/2011 12:32:07 PM |
IIP77 | $25.00 | 12/3/2011 12:23:26 PM |
chameleon125 | $25.00 | 12/3/2011 6:42:30 AM |
msw_engr | $50.00 | 12/3/2011 7:23:46 PM |
lplender | $25.00 | 12/4/2011 5:09:08 AM |
caNative | $25.00 | 12/4/2011 8:27:32 AM |
new-point-bandit | $50.00 | 12/4/2011 2:42:30 AM |
silver-birdie | $100.00 | 12/3/2011 12:20:07 PM |
enriching-trade2 | $50.00 | 12/4/2011 12:16:18 PM |
trade-surge3 | $25.00 | 12/3/2011 2:08:45 PM |
freetimeskier | $71.00 | 12/4/2011 4:03:45 PM |
setUup | $30.20 | 12/3/2011 11:16:23 PM |
note-force387 | $25.00 | 12/4/2011 5:48:02 PM |
susurrus | $25.00 | 12/4/2011 6:36:24 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:47 PM |
eg192 | $25.00 | 12/4/2011 8:42:47 PM |
PatriotKnight | $50.00 | 12/4/2011 12:07:02 PM |
allenerb | $25.00 | 12/5/2011 3:59:08 AM |
EtaDuck | $25.00 | 12/4/2011 9:05:56 PM |
frooogal | $25.00 | 12/4/2011 9:06:03 PM |
keeminn | $30.00 | 12/4/2011 12:24:09 PM |
letsmakeitsuccessful | $25.00 | 12/5/2011 9:17:51 AM |
somebody32 | $25.00 | 12/4/2011 7:54:41 PM |
helpinghand63 | $25.00 | 12/5/2011 9:38:32 AM |
top-benefit-sequoia | $25.00 | 12/5/2011 10:39:46 AM |
dbmurch | $25.00 | 12/5/2011 11:13:06 AM |
mtquan | $25.00 | 12/5/2011 1:41:24 PM |
Sugarmama21 | $50.00 | 12/5/2011 4:01:57 PM |
mydogissocute | $25.00 | 12/5/2011 9:18:06 AM |
the-precious-bid | $25.00 | 12/5/2011 9:29:39 AM |
Weaverville | $25.00 | 12/5/2011 10:09:59 AM |
escharfer | $25.00 | 12/5/2011 5:20:00 PM |
NoMoreDebt4Me | $25.00 | 12/5/2011 5:34:10 PM |
chairsitter | $25.00 | 12/5/2011 5:31:09 PM |
foxtrot12 | $75.00 | 12/5/2011 5:38:38 PM |
persevering | $25.00 | 12/5/2011 5:39:34 PM |
timbob | $100.00 | 12/5/2011 6:01:09 PM |
aabadabadoo | $25.00 | 12/5/2011 4:52:19 PM |
prohelper | $25.00 | 12/5/2011 5:06:18 PM |
gizzywump | $25.00 | 12/5/2011 5:10:31 PM |
Vreet | $25.00 | 12/5/2011 5:10:48 PM |
rbgnr111 | $25.00 | 12/5/2011 8:05:38 PM |
350DGRZ | $25.00 | 12/5/2011 5:13:48 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:07:23 PM |
DrewOdette | $25.00 | 12/5/2011 9:57:13 PM |
cnovak | $25.00 | 12/5/2011 5:18:24 PM |
kendigme | $50.00 | 12/6/2011 3:01:14 AM |
green28 | $150.00 | 12/6/2011 4:54:53 AM |
rescue | $100.00 | 12/5/2011 5:25:59 PM |
five-star-justice | $25.00 | 12/6/2011 5:46:26 AM |
Tasmir | $25.00 | 12/6/2011 7:03:12 AM |
Bob450 | $25.00 | 12/6/2011 6:46:15 AM |
LeReve | $50.00 | 12/5/2011 5:33:22 PM |
treasure-hunter270 | $50.00 | 12/5/2011 5:39:04 PM |
oldmora | $50.00 | 12/6/2011 9:17:20 AM |
cospilot | $25.00 | 12/6/2011 9:20:15 AM |
wwwUniversal | $25.00 | 12/6/2011 9:15:40 AM |
moola-wildebeest3 | $50.00 | 12/6/2011 9:17:34 AM |
bnlforever | $25.00 | 12/6/2011 9:24:04 AM |
Toby1montana | $50.00 | 12/6/2011 9:24:27 AM |
IIP77 | $25.00 | 12/6/2011 3:51:59 AM |
pious-market939 | $40.00 | 12/6/2011 4:14:14 AM |
credit-kahuna | $100.00 | 12/6/2011 4:48:00 AM |
Ambassador | $25.00 | 12/6/2011 4:57:23 AM |
wayman | $25.00 | 12/6/2011 9:35:18 AM |
integrity-doctor | $100.00 | 12/6/2011 9:33:22 AM |
JSCharter | $25.00 | 12/6/2011 9:37:38 AM |
CAGE-Investments | $25.00 | 12/6/2011 9:39:20 AM |
truth-companion | $25.00 | 12/6/2011 9:35:32 AM |
hostbank | $100.00 | 12/6/2011 9:36:35 AM |
rate-mogul | $35.00 | 12/6/2011 9:47:13 AM |
intelligent-repayment8 | $2,000.00 | 12/6/2011 10:54:11 AM |
the-dollar-topper | $150.00 | 12/6/2011 9:06:48 AM |
figs4u2 | $100.00 | 12/6/2011 9:07:11 AM |
a-community-aficionado | $49.50 | 12/6/2011 10:37:17 AM |
larrybird | $2,000.00 | 12/6/2011 10:48:07 AM |
hope-twister5 | $25.00 | 12/6/2011 11:30:52 AM |
new-gold-wrangler | $1,527.30 | 12/6/2011 12:25:42 PM |
inventive-exchange | $25.00 | 12/6/2011 9:21:22 AM |
special-responsibility | $25.00 | 12/6/2011 9:32:54 AM |
elfincove | $25.00 | 12/6/2011 9:37:20 AM |
ijspence | $25.00 | 12/6/2011 9:42:50 AM |
Greenbak | $25.00 | 12/6/2011 9:43:47 AM |
careful-note1 | $25.00 | 12/6/2011 11:14:09 AM |
200 Investments
|
Borrower Payment Dependent Notes Series
542216
This series of Notes was issued and sold upon the funding of the borrower loan #57039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $279.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 45% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 18y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,077 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kindness-wicket |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
720-739
(May-2010)
780-799
(Jan-2010)
|
Principal balance:
| $6,705.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
May
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 12/1/2011 5:08:17 PM |
fortytwo | $150.00 | 12/1/2011 5:25:33 PM |
nimble-revenue5 | $50.00 | 12/1/2011 5:35:27 PM |
USMC0311 | $25.00 | 12/1/2011 11:20:59 PM |
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:44 PM |
tnjohnso | $25.00 | 12/1/2011 5:06:57 PM |
GElender | $40.00 | 12/1/2011 5:11:20 PM |
careful-note | $55.00 | 12/2/2011 4:31:42 AM |
AF-Chief | $25.00 | 12/2/2011 9:09:34 AM |
mercuriant | $25.00 | 12/2/2011 9:23:50 AM |
Jack55304 | $200.00 | 12/2/2011 9:25:08 AM |
graceful-investment | $35.00 | 12/2/2011 9:38:22 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:10 AM |
Dubbs360 | $50.00 | 12/2/2011 9:18:56 AM |
vibrant-trade8 | $15.00 | 12/2/2011 12:11:20 PM |
profit-powerplant | $25.00 | 12/1/2011 5:10:50 PM |
Mrs-Honeydew | $35.00 | 12/1/2011 8:00:38 PM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:38 PM |
abundant-power | $50.00 | 12/2/2011 1:05:54 AM |
golden-velocity9 | $35.00 | 12/1/2011 5:25:17 PM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:35 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:39 AM |
Pulchritudinous | $25.00 | 12/2/2011 7:59:49 AM |
handy-justice | $50.00 | 12/2/2011 11:13:24 AM |
worth-blanket2 | $5,800.00 | 12/2/2011 11:41:00 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
542220
This series of Notes was issued and sold upon the funding of the borrower loan #57082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $79.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 23% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 7
/
7 | Length of status: | 23y 1m |
Amount delinquent:
| $89,523 |
Total credit lines:
| 42 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,098 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| community-enjoyment |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Funds for December
Purpose of loan:
This loan will be used to move my sister
My financial situation:
I am a good candidate for this loan because I have used prosper before and paid the loan off early
Monthly net income: $4200
Monthly expenses: $
Housing: $1023
Insurance: $ 250
Car expenses: $ 150
Utilities: $ 335
Phone, cable, internet: $240
Food, entertainment: $400
Clothing, household expenses: $250
Credit cards and other loans: $ 1050
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
abundant-power | $50.00 | 12/2/2011 9:13:10 AM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 9:50:43 AM |
worth-blanket2 | $1,400.00 | 12/2/2011 11:38:58 AM |
mrxtravis | $25.00 | 12/2/2011 9:29:12 AM |
money-baron-roth-IRA | $50.00 | 12/2/2011 9:24:52 AM |
well-rounded-payout0 | $50.00 | 12/2/2011 9:41:13 AM |
brazilofmux | $100.00 | 12/2/2011 9:41:30 AM |
economy-shrubbery6 | $25.00 | 12/2/2011 9:47:48 AM |
Mrs-Honeydew | $30.00 | 12/2/2011 10:37:49 AM |
Beechturner | $25.00 | 12/2/2011 11:49:19 AM |
Dubbs360 | $50.00 | 12/2/2011 9:18:57 AM |
nfx | $40.00 | 12/2/2011 9:27:21 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:12 AM |
SolarMoonshine | $25.00 | 12/2/2011 10:04:09 AM |
handy-justice | $50.00 | 12/2/2011 10:47:12 AM |
Beechturner | $5.00 | 12/2/2011 11:50:01 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
542222
This series of Notes was issued and sold upon the funding of the borrower loan #57166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $160.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 4 |
Current / open credit lines:
| 11
/
7 | Length of status: | 24y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $141 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-lean-greenback |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My way
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:44 PM |
sfmf | $25.00 | 12/1/2011 5:05:19 PM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:39 PM |
careful-note | $55.00 | 12/2/2011 4:31:42 AM |
foothillender | $25.00 | 12/2/2011 1:14:41 PM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:20 PM |
auction-seeker4 | $25.00 | 12/2/2011 6:02:28 PM |
weiyinsan | $25.00 | 12/2/2011 7:09:40 PM |
stock106 | $25.00 | 12/2/2011 1:43:15 PM |
payment-gusto | $25.00 | 12/2/2011 4:43:51 PM |
InvestorPartners | $25.00 | 12/3/2011 12:43:23 AM |
SolarMoonshine | $25.00 | 12/3/2011 3:41:37 AM |
nalaari | $25.00 | 12/4/2011 6:29:10 AM |
houli123 | $25.00 | 12/4/2011 6:02:00 AM |
green-rate-futurist | $200.00 | 12/4/2011 8:49:25 AM |
tenacious-capital3 | $26.27 | 12/4/2011 12:29:39 PM |
thelovebug | $100.00 | 12/4/2011 12:19:33 PM |
Nojukbong | $50.00 | 12/4/2011 1:13:57 PM |
upbeat-finance8 | $25.00 | 12/4/2011 3:03:15 PM |
capital-zeus | $100.00 | 12/4/2011 8:26:58 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:46 PM |
Engineer44 | $25.00 | 12/5/2011 1:00:11 AM |
duty-monger | $50.00 | 12/5/2011 4:44:54 AM |
irrelevant | $25.00 | 12/5/2011 6:06:33 AM |
social-heart | $25.00 | 12/4/2011 10:24:40 PM |
dsnybnd | $25.00 | 12/5/2011 8:04:33 AM |
top-benefit-sequoia | $25.00 | 12/5/2011 10:40:46 AM |
happy-return4 | $25.00 | 12/5/2011 1:25:34 PM |
dissector56958 | $25.00 | 12/5/2011 11:58:57 AM |
worthy-bid4 | $55.58 | 12/5/2011 9:07:01 AM |
Haribelle | $25.00 | 12/5/2011 4:32:01 PM |
courteous-platinum7 | $25.00 | 12/5/2011 4:01:48 PM |
GreedyLawyer | $25.00 | 12/5/2011 5:00:46 PM |
healthy-worth5 | $25.00 | 12/5/2011 12:44:14 PM |
VASLENDING | $25.00 | 12/5/2011 5:13:16 PM |
nfx | $25.00 | 12/2/2011 6:06:43 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:35 AM |
Dubbs360 | $50.00 | 12/2/2011 9:18:56 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:40 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:11 AM |
affluence-generator2 | $100.00 | 12/2/2011 11:44:23 AM |
managedfund | $777.00 | 12/2/2011 2:37:44 PM |
Ballybay | $50.00 | 12/2/2011 5:18:44 PM |
well-mannered-income3 | $30.00 | 12/3/2011 7:03:12 AM |
heart514 | $25.00 | 12/2/2011 7:53:23 PM |
sensible-interest2 | $42.53 | 12/2/2011 8:03:10 PM |
enterprising-credit2 | $25.00 | 12/3/2011 3:14:03 PM |
4mydaughterseducation | $37.50 | 12/3/2011 4:29:49 PM |
bizlending | $200.00 | 12/3/2011 6:10:17 PM |
finance-prescription | $100.00 | 12/3/2011 8:33:52 AM |
cablenews | $100.00 | 12/3/2011 10:27:10 AM |
SIGLLC | $25.00 | 12/4/2011 6:26:12 AM |
green28 | $50.00 | 12/4/2011 8:45:07 AM |
thankful-nickel2 | $25.00 | 12/3/2011 12:55:59 PM |
golden-cat | $25.00 | 12/4/2011 12:21:22 PM |
a-finance-nirvana | $25.00 | 12/3/2011 2:18:11 PM |
revenue-appraiser | $25.00 | 12/4/2011 6:44:47 PM |
nimble-revenue5 | $50.00 | 12/4/2011 12:18:01 PM |
social-heart | $25.00 | 12/4/2011 10:24:29 PM |
social-heart | $25.00 | 12/4/2011 10:24:50 PM |
mlj0671 | $25.00 | 12/5/2011 11:43:59 AM |
Tikibarman | $50.00 | 12/5/2011 1:37:09 PM |
PeterPsych | $126.00 | 12/5/2011 2:10:23 PM |
asset-sprout | $25.00 | 12/5/2011 4:37:37 AM |
sharp518 | $25.00 | 12/5/2011 6:55:36 AM |
friendinmoney | $25.00 | 12/5/2011 11:48:07 AM |
wealth-tremolo7 | $28.86 | 12/5/2011 1:26:49 PM |
IIP77 | $25.00 | 12/5/2011 5:06:53 PM |
wwwUniversal | $25.00 | 12/5/2011 9:31:02 AM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 4:20:56 PM |
silver-promise2 | $25.00 | 12/5/2011 9:38:40 AM |
Rider | $51.26 | 12/5/2011 5:14:05 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:48 PM |
Corky1234 | $75.00 | 12/5/2011 11:22:01 AM |
ivadood | $50.00 | 12/5/2011 2:54:39 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
542226
This series of Notes was issued and sold upon the funding of the borrower loan #57069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $215.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 15y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,588 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| inventive-velocity2 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
streetplayer29
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $89.00 | 12/2/2011 9:25:47 AM |
bazaar-festivity | $50.00 | 12/2/2011 9:06:12 AM |
the-hope-workhorse | $200.00 | 12/2/2011 11:26:57 AM |
worth-blanket2 | $4,500.00 | 12/2/2011 11:40:46 AM |
vibrant-trade8 | $11.00 | 12/2/2011 12:11:22 PM |
golden-velocity9 | $25.00 | 12/2/2011 9:46:23 AM |
economy-shrubbery6 | $25.00 | 12/2/2011 9:47:48 AM |
Whipster | $100.00 | 12/2/2011 10:45:20 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
542246
This series of Notes was issued and sold upon the funding of the borrower loan #57178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 9y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $138,092 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loot-flamenco |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tax loan
Purpose of loan:
This loan will be used to pay down debt .
My financial situation:
I am a good candidate for this loan because...I pay it off ahead of time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:44 PM |
careful-note | $55.00 | 12/2/2011 4:31:43 AM |
fortytwo | $150.00 | 12/1/2011 5:25:33 PM |
goodhearted-generosity511 | $30.00 | 12/1/2011 5:46:18 PM |
heavenly-interest9 | $500.00 | 12/1/2011 10:44:31 PM |
the-hope-workhorse | $100.00 | 12/2/2011 11:27:49 AM |
Core-Marketing | $25.00 | 12/2/2011 3:42:14 AM |
graceful-IRAinvestment | $25.00 | 12/1/2011 5:28:15 PM |
graceful-investment | $25.00 | 12/1/2011 6:05:57 PM |
vutah | $25.00 | 12/1/2011 7:54:41 PM |
restless-dime | $100.00 | 12/2/2011 7:26:45 AM |
fountain355 | $26.00 | 12/2/2011 3:46:13 AM |
dollar-tornado3 | $25.00 | 12/2/2011 4:59:28 AM |
golden-velocity9 | $25.00 | 12/2/2011 9:46:23 AM |
worth-blanket2 | $6,400.00 | 12/2/2011 11:39:24 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
542258
This series of Notes was issued and sold upon the funding of the borrower loan #56963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $79.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1979 |
Debt/Income ratio:
| 13% |
Credit score:
| 600-619 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
5 | Length of status: | 0y 4m |
Amount delinquent:
| $254 |
Total credit lines:
| 17 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,074 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| robob48 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
|
Principal balance:
| $1,952.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Teacher in need
Purpose of loan:
This loan will be used to...pay off hospital bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3300
Monthly expenses: 500
Housing: $800
Insurance: $150
Car expenses: $350
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $27.52 | 12/1/2011 5:03:01 PM |
return-point2 | $250.00 | 12/1/2011 9:55:30 PM |
SummitAdvisors | $35.00 | 12/2/2011 6:52:00 AM |
ultimate-peace | $250.00 | 12/1/2011 5:26:42 PM |
dollar-tornado3 | $25.00 | 12/2/2011 4:56:36 AM |
nfx | $40.00 | 12/1/2011 5:31:28 PM |
gilbrear | $25.00 | 12/2/2011 6:29:28 AM |
worldly-income2 | $25.00 | 12/2/2011 7:20:41 AM |
itskarma | $25.00 | 12/2/2011 7:23:27 AM |
Leshan | $100.00 | 12/2/2011 7:38:59 AM |
Cawse | $25.00 | 12/2/2011 7:45:05 AM |
silver-enlightenment0 | $101.26 | 12/2/2011 7:16:42 AM |
Mrs-Honeydew | $25.00 | 12/2/2011 4:17:03 AM |
careful-note | $55.00 | 12/2/2011 4:31:43 AM |
gold-pudding6 | $60.00 | 12/2/2011 5:32:36 AM |
mikeandcat | $100.00 | 12/2/2011 5:48:47 AM |
Bob450 | $25.00 | 12/2/2011 7:13:31 AM |
JohnWS | $25.00 | 12/2/2011 7:17:45 AM |
jhernand17 | $25.00 | 12/2/2011 7:45:29 AM |
matthewa | $7.91 | 12/2/2011 7:48:06 AM |
lucrative-loan | $50.00 | 12/2/2011 6:48:27 AM |
graceful-IRAinvestment | $80.00 | 12/1/2011 5:59:31 PM |
LittleMingo | $25.50 | 12/1/2011 5:28:56 PM |
radforj22 | $25.00 | 12/1/2011 9:19:42 PM |
shrewd-rupee | $25.00 | 12/1/2011 6:33:39 PM |
1willray | $25.00 | 12/1/2011 9:29:26 PM |
bold-shrewd-duty | $25.00 | 12/1/2011 7:37:41 PM |
abundant-power | $50.00 | 12/2/2011 1:05:55 AM |
economy-shrubbery6 | $25.00 | 12/1/2011 5:06:45 PM |
jebber007 | $25.00 | 12/1/2011 9:28:03 PM |
green28 | $50.00 | 12/2/2011 4:51:28 AM |
newest-generous-income | $30.00 | 12/2/2011 2:07:29 AM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 6:02:22 AM |
ultimate-dough0 | $25.00 | 12/2/2011 6:52:50 AM |
fabulous-community4 | $50.00 | 12/2/2011 6:54:27 AM |
suave-dime6 | $25.00 | 12/2/2011 7:22:19 AM |
helpful-credit156 | $37.81 | 12/2/2011 7:45:01 AM |
B2152 | $25.00 | 12/2/2011 5:09:01 AM |
top-visionary-truth | $25.00 | 12/2/2011 6:08:47 AM |
brazilofmux | $100.00 | 12/2/2011 7:14:42 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
542294
This series of Notes was issued and sold upon the funding of the borrower loan #56949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $167.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,930 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| scholarly-trade9 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help some family members
This loan will be to help a couple of family members. My niece recently lost significant hours at work and though that?s not good news any time of year, it?s often harder to take this time of year. And my grandson was diagnosed with Guillain Barre syndrome about a year ago; thankfully he?s been released from the hospital and is almost 100% again, but he has some pretty significant medical bills.
I am a good candidate for this loan because I always pay my bills on time and have a secure job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.02 | 12/2/2011 9:03:09 AM |
kenji4861 | $25.00 | 12/2/2011 9:25:28 AM |
kinetic-social | $25.00 | 12/2/2011 9:56:57 AM |
AFairDeal | $25.00 | 12/2/2011 9:16:57 AM |
Sixmil | $100.00 | 12/2/2011 1:47:04 PM |
affluence-generator2 | $100.00 | 12/2/2011 3:45:08 PM |
heart514 | $25.00 | 12/2/2011 7:53:28 PM |
indomitable-coin | $25.00 | 12/2/2011 8:47:46 PM |
dollar-tornado3 | $25.00 | 12/3/2011 5:35:34 AM |
atbright | $25.00 | 12/2/2011 10:43:15 PM |
mogul42 | $100.00 | 12/3/2011 12:47:48 AM |
mad-scientist418 | $25.00 | 12/3/2011 2:04:29 PM |
just-loyalty643 | $50.00 | 12/3/2011 2:42:43 PM |
liberty-point | $25.00 | 12/3/2011 3:43:36 PM |
credit-scout7 | $50.00 | 12/3/2011 7:50:12 AM |
giftgold | $25.00 | 12/4/2011 11:45:44 AM |
coin-entrepreneur | $25.00 | 12/4/2011 11:01:48 AM |
upbeat-finance8 | $25.00 | 12/4/2011 3:01:52 PM |
oceanside | $25.00 | 12/4/2011 6:08:37 PM |
healthy-bonus6 | $25.00 | 12/4/2011 8:06:14 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:42 PM |
KrisKringle | $50.00 | 12/4/2011 9:04:03 PM |
agile-responsibility | $25.00 | 12/4/2011 10:02:46 PM |
funds-captain4 | $50.00 | 12/4/2011 11:40:17 PM |
frooogal | $25.00 | 12/4/2011 9:06:04 PM |
doc1 | $100.00 | 12/4/2011 7:49:05 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:53 PM |
bb575 | $50.00 | 12/5/2011 9:28:23 AM |
atlvalet | $30.00 | 12/4/2011 9:36:52 PM |
sharp518 | $100.00 | 12/5/2011 6:59:25 AM |
ethicalhumanist | $100.00 | 12/5/2011 3:10:58 PM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:08 AM |
palpbert | $25.00 | 12/5/2011 5:13:05 PM |
BenR | $100.00 | 12/5/2011 5:14:26 PM |
MilitaryAV8R | $25.00 | 12/5/2011 11:44:59 AM |
timbob | $100.00 | 12/5/2011 6:01:10 PM |
lokiswolf | $30.00 | 12/6/2011 6:17:22 AM |
EretzCapital | $41.49 | 12/6/2011 8:47:58 AM |
EJPiper | $50.00 | 12/5/2011 5:56:05 PM |
klinebarger | $25.00 | 12/6/2011 9:06:09 AM |
ChrisProsper | $9.22 | 12/6/2011 9:07:29 AM |
Tlk2drew | $50.00 | 12/6/2011 8:06:54 AM |
sfmf | $25.00 | 12/2/2011 9:31:40 AM |
brazilofmux | $100.00 | 12/2/2011 9:41:34 AM |
aabadabadoo | $25.00 | 12/2/2011 9:43:21 AM |
wonderous-truth6 | $50.00 | 12/2/2011 9:42:12 AM |
ericgassercom | $25.00 | 12/2/2011 9:47:15 AM |
vibrant-trade8 | $35.00 | 12/2/2011 12:11:25 PM |
tenacious-capital3 | $26.27 | 12/2/2011 9:44:50 AM |
igniter584 | $25.00 | 12/2/2011 9:46:20 AM |
important-ore | $150.00 | 12/2/2011 5:25:59 PM |
debbymcc | $25.00 | 12/2/2011 6:49:32 PM |
careful-note | $50.00 | 12/2/2011 5:10:27 PM |
Supernick | $100.00 | 12/3/2011 5:22:43 AM |
chicagobanker | $50.00 | 12/3/2011 9:36:21 AM |
cablenews | $100.00 | 12/3/2011 10:27:11 AM |
auction-elvis | $25.00 | 12/3/2011 11:23:26 AM |
subtle-revenue0 | $25.00 | 12/3/2011 12:15:20 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:54:57 PM |
Thunder08 | $28.00 | 12/3/2011 2:24:01 PM |
jdrez | $25.00 | 12/3/2011 1:37:38 PM |
msw_engr | $50.00 | 12/3/2011 7:23:47 PM |
factcheck | $40.00 | 12/3/2011 9:09:02 PM |
selector568 | $300.00 | 12/3/2011 9:43:22 AM |
retirementlady | $25.00 | 12/4/2011 10:41:38 AM |
alluring-bonus4 | $130.00 | 12/4/2011 7:23:51 AM |
hope-twister5 | $25.00 | 12/3/2011 11:32:02 AM |
green28 | $100.00 | 12/4/2011 8:46:36 AM |
vt009 | $25.00 | 12/4/2011 11:32:49 AM |
jtn4148 | $25.00 | 12/4/2011 11:50:05 AM |
Pickmar | $25.00 | 12/3/2011 12:24:11 PM |
D911ave | $50.00 | 12/3/2011 12:27:01 PM |
charming-exchange7 | $25.00 | 12/3/2011 12:36:46 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:51 PM |
HIRAM357 | $50.00 | 12/4/2011 6:06:47 PM |
capital-zeus | $100.00 | 12/4/2011 8:26:20 PM |
alluring-bonus4 | $200.00 | 12/4/2011 7:18:52 AM |
ethical-income2 | $25.00 | 12/4/2011 9:47:16 PM |
profitable-money | $25.00 | 12/4/2011 10:49:33 AM |
social-heart | $25.00 | 12/4/2011 10:25:47 PM |
thankful-nickel2 | $25.00 | 12/4/2011 1:53:11 PM |
penguino | $100.00 | 12/4/2011 2:37:55 PM |
octoberfresh | $25.00 | 12/5/2011 12:06:19 PM |
ect_2k20 | $25.00 | 12/5/2011 12:24:26 PM |
djh47a | $25.00 | 12/5/2011 5:40:36 AM |
rightwingliberal | $50.00 | 12/5/2011 2:21:08 PM |
silver-birdie | $100.00 | 12/5/2011 9:32:36 AM |
wkeboarder21 | $50.00 | 12/5/2011 3:55:16 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:50 PM |
Clambake | $25.00 | 12/5/2011 5:12:57 PM |
repaymeplease | $25.00 | 12/5/2011 11:13:08 AM |
gjm6d | $25.00 | 12/5/2011 5:36:59 PM |
bold-enriching-capital | $50.00 | 12/5/2011 6:11:00 PM |
CoolPlexer | $25.00 | 12/5/2011 5:13:54 PM |
umfan123 | $25.00 | 12/5/2011 8:52:42 PM |
Spiv_51 | $25.00 | 12/6/2011 4:45:32 AM |
devoider | $25.00 | 12/6/2011 6:38:28 AM |
Manta_Rai | $25.00 | 12/5/2011 5:33:25 PM |
Westerly | $50.00 | 12/6/2011 8:07:09 AM |
Tahoeman | $25.00 | 12/6/2011 7:37:17 AM |
Ravyn | $25.00 | 12/6/2011 8:21:46 AM |
Schwamie | $25.00 | 12/6/2011 7:08:14 AM |
102 Investments
|
Borrower Payment Dependent Notes Series
542310
This series of Notes was issued and sold upon the funding of the borrower loan #57142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $194.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 22y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,699 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mytaxadvisor |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Tax Year 2012
Purpose of loan: Business
This loan will be used to...purchases office software, books, print advertisement.courses,exam,and offfice supplies
My financial situation: Grreat! Cash is needed
I am a good candidate for this loan because...I have 2 home businesses my first home base business is tax preparation. This is my 6th year in business as a tax preparer. My second home base business is I work as a bankruptcy preparer. These 2 businesses revenue will help my pay back this loan.
Monthly net income: $7,101.00
Monthly expenses: $6,760.00
Housing: $3,552.48
Insurance: $1,075.00
Car expenses: $255.40
Utilities: $472.75
Phone, cable, internet: $289.64
Food, entertainment: $265
Clothing, household expenses: $
Credit cards and other loans: $768.81
Other expenses: $177.82
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 12/2/2011 6:13:29 PM |
exchange-upholder0 | $25.00 | 12/2/2011 7:32:20 PM |
fabulous-community4 | $25.00 | 12/2/2011 5:14:37 PM |
DHolly | $31.00 | 12/2/2011 5:02:51 PM |
MilitaryLending | $100.02 | 12/2/2011 5:17:21 PM |
RoZu_Lending | $100.00 | 12/2/2011 5:08:34 PM |
golden-velocity9 | $25.00 | 12/2/2011 5:22:26 PM |
lowrater | $100.80 | 12/2/2011 5:13:56 PM |
investmentgroup | $25.00 | 12/2/2011 5:24:20 PM |
commerce-rumbler0 | $1,000.00 | 12/2/2011 5:25:40 PM |
vibrant-trade8 | $35.00 | 12/2/2011 5:19:34 PM |
silver-birdie | $100.00 | 12/2/2011 5:36:02 PM |
SolarMoonshine | $50.00 | 12/2/2011 5:25:25 PM |
money-baron-roth-IRA | $50.00 | 12/2/2011 5:26:16 PM |
pembull | $71.85 | 12/2/2011 5:45:12 PM |
irrelevant | $25.00 | 12/2/2011 7:05:19 PM |
justasoldier | $100.00 | 12/2/2011 7:08:44 PM |
credit-elation1 | $25.00 | 12/2/2011 5:40:56 PM |
eboomer2611 | $25.00 | 12/2/2011 7:34:52 PM |
Danjack_Capital | $25.00 | 12/2/2011 5:43:28 PM |
first-serene-credit | $25.00 | 12/2/2011 6:41:41 PM |
thankful-nickel2 | $25.00 | 12/2/2011 6:49:05 PM |
312-Lender | $25.00 | 12/2/2011 7:33:39 PM |
sensible-fund | $7.33 | 12/2/2011 7:35:10 PM |
commerce-rumbler0 | $1,000.00 | 12/2/2011 5:16:01 PM |
yield-lion2 | $25.00 | 12/2/2011 5:26:36 PM |
Eric_Gagne | $25.00 | 12/2/2011 5:37:34 PM |
graceful-IRAinvestment | $60.00 | 12/2/2011 5:43:03 PM |
carlos_chantana | $25.00 | 12/2/2011 6:19:03 PM |
the-discrete-income | $35.00 | 12/2/2011 5:06:26 PM |
lucrative-loan | $50.00 | 12/2/2011 5:08:48 PM |
InChicago | $100.00 | 12/2/2011 6:51:09 PM |
AndChicksforFree | $50.00 | 12/2/2011 5:40:27 PM |
kind-lovely-marketplace | $250.00 | 12/2/2011 5:14:42 PM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 5:17:45 PM |
LittleMingo | $25.00 | 12/2/2011 5:12:30 PM |
economy-shrubbery6 | $25.00 | 12/2/2011 5:23:16 PM |
Kash2010lu | $30.00 | 12/2/2011 5:15:34 PM |
fortytwo | $150.00 | 12/2/2011 5:20:01 PM |
vutah | $25.00 | 12/2/2011 5:45:34 PM |
credit-missile | $100.00 | 12/2/2011 6:04:58 PM |
SFBank | $50.00 | 12/2/2011 6:37:24 PM |
wwwUniversal | $25.00 | 12/2/2011 5:36:12 PM |
vest_vortex | $44.00 | 12/2/2011 6:16:52 PM |
Mikale360 | $25.00 | 12/2/2011 6:58:02 PM |
bid-stockpiler1 | $100.00 | 12/2/2011 7:11:16 PM |
nimble-revenue5 | $50.00 | 12/2/2011 5:26:19 PM |
credit-missile | $25.00 | 12/2/2011 6:05:40 PM |
favorite-commerce | $35.00 | 12/2/2011 7:08:26 PM |
new-intuitive-dime | $25.00 | 12/2/2011 7:29:37 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
542328
This series of Notes was issued and sold upon the funding of the borrower loan #57226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Dec-03-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 18.36% |
Borrower rate/APR:
| 19.36% / 29.29% |
Monthly payment:
| $553.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 7.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 29% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,953 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| loot-chihuahua4 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need a short terms loan
Purpose of loan:
This loan will be used to pay off $6000 a very high interest loan that I have
My financial situation:
I am a good candidate for this loan because I have a full time job and my credit is very good. As you can see on my credit report, I am never late and pay my debts on time. I was foolish when I took out that other loan and just need to pay it off. I have been paying $600 month for a while and cant seem to pay it down. I didnt tell my husband about it and dont want to ask him for the money, I want to pay it off on my own.
Monthly net income: $2900
Monthly expenses: $
Housing: $0, i live with husband, house in his name and he makes full payments
Insurance: husband pays
Car expenses: $200 gas
Utilities: $0 husband pays
Phone, cable, internet: $0 husband pays
Food, entertainment: $200
Clothing, household expenses: $0 husband pays
Credit cards and other loans: $700
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 12/3/2011 12:18:06 PM |
economy-shrubbery6 | $25.00 | 12/3/2011 12:15:50 PM |
first-class-gold0 | $222.00 | 12/3/2011 6:50:40 PM |
lowrater | $50.70 | 12/4/2011 7:38:11 AM |
authentic-kindness1 | $25.00 | 12/4/2011 10:40:25 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:54 PM |
forceful-auction4 | $25.00 | 12/5/2011 8:48:34 AM |
r48 | $25.00 | 12/3/2011 1:52:28 PM |
vutah | $25.00 | 12/3/2011 4:44:20 PM |
bazaar-festivity | $50.00 | 12/4/2011 12:18:19 PM |
worth-blanket2 | $5,500.00 | 12/5/2011 11:36:03 AM |
graceful-IRAinvestment | $25.00 | 12/5/2011 10:50:06 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
542332
This series of Notes was issued and sold upon the funding of the borrower loan #57009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $105.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 5% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,091 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jandel |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
660-679
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt consolidation and car repair
Purpose of loan:
This loan will be used to...Consolidate bills and do car repairs
My financial situation:
I am a good candidate for this loan because...I am employed full time and I have been at my job for over 6 years.
Monthly net income: $3218
Monthly expenses: $2420
Housing: $835
Insurance: $130
Car expenses: $200
Utilities: $180
Phone, cable, internet: $225
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 12/2/2011 5:02:39 PM |
cashhelp | $25.00 | 12/2/2011 5:15:42 PM |
investmentgroup | $25.00 | 12/2/2011 5:24:21 PM |
graceful-IRAinvestment | $80.00 | 12/2/2011 5:25:31 PM |
AFairDeal | $25.00 | 12/2/2011 5:12:47 PM |
GElender | $40.00 | 12/2/2011 5:25:09 PM |
green-trade-dolphin2 | $30.02 | 12/2/2011 5:03:30 PM |
igniter584 | $25.00 | 12/2/2011 5:22:50 PM |
determined-revenue1 | $35.00 | 12/2/2011 5:27:59 PM |
Aberdeen | $2,844.98 | 12/2/2011 5:33:59 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
542346
This series of Notes was issued and sold upon the funding of the borrower loan #57122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 20y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,566 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-progressive-dough |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt recovery
Purpose of loan:
This loan will be used to... Debt consolidation
My financial situation:
I am a good candidate for this loan because... I always pay my bills on time and would like to reduce some debt.
Monthly net income: $ 9,969
Monthly expenses: $
Housing: $ 1311
Insurance: $ 112
Car expenses: $ 800
Utilities: $ 350
Phone, cable, internet: $ 250
Food, entertainment: $ 300
Clothing, household expenses: $ 200
Credit cards and other loans: $ 400
Other expenses: $
Child Support: 1600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 12/2/2011 5:09:31 PM |
SolarMoonshine | $25.00 | 12/2/2011 5:23:01 PM |
economy-shrubbery6 | $25.00 | 12/2/2011 5:23:18 PM |
SFBank | $50.00 | 12/2/2011 6:40:34 PM |
blitzen40 | $25.00 | 12/2/2011 5:32:53 PM |
eboomer2611 | $25.00 | 12/2/2011 7:34:13 PM |
heart514 | $25.00 | 12/2/2011 7:53:35 PM |
graceful-IRAinvestment | $50.00 | 12/2/2011 5:08:15 PM |
SecondChanceLendingSERV | $25.00 | 12/2/2011 5:21:27 PM |
Something-Corporate | $25.00 | 12/2/2011 5:22:06 PM |
goodhearted-generosity511 | $30.00 | 12/2/2011 5:52:34 PM |
vutah | $25.00 | 12/2/2011 8:03:20 PM |
finance-investor3 | $25.00 | 12/2/2011 10:17:22 PM |
mad-scientist418 | $25.00 | 12/3/2011 2:13:32 PM |
elfincove | $25.00 | 12/3/2011 6:46:44 PM |
trustworthy-money2 | $25.00 | 12/3/2011 4:10:48 PM |
wyobeads | $25.00 | 12/3/2011 9:01:11 PM |
periko | $30.00 | 12/4/2011 10:01:22 AM |
social-hunter5 | $35.00 | 12/4/2011 6:57:37 AM |
kinetic-social | $25.00 | 12/4/2011 11:06:52 AM |
Kids-College-Fund | $200.00 | 12/3/2011 2:46:27 PM |
PatriotKnight | $50.00 | 12/4/2011 6:15:32 PM |
MrDance123 | $28.00 | 12/4/2011 12:12:00 AM |
social-heart | $25.00 | 12/4/2011 10:15:30 PM |
q4golf | $32.59 | 12/5/2011 4:17:19 AM |
goodhearted-gold3 | $6.27 | 12/5/2011 5:57:20 AM |
marinbb | $26.00 | 12/2/2011 6:15:06 PM |
EngineersAlliance | $75.00 | 12/2/2011 5:09:14 PM |
Whipster | $25.00 | 12/2/2011 5:30:28 PM |
Danjack_Capital | $25.00 | 12/2/2011 5:38:01 PM |
let_me_retire | $38.23 | 12/3/2011 3:41:25 AM |
fountain355 | $25.00 | 12/3/2011 3:42:41 AM |
Core-Marketing | $25.00 | 12/3/2011 3:56:12 AM |
loanman2007 | $25.00 | 12/3/2011 5:10:10 AM |
lowrater | $50.80 | 12/3/2011 6:56:04 PM |
loss-of-control | $100.57 | 12/3/2011 4:36:49 PM |
balance-point0 | $31.54 | 12/4/2011 6:14:26 AM |
p2p-sunshine4 | $25.00 | 12/3/2011 10:42:47 PM |
penny-plato | $25.00 | 12/4/2011 9:26:20 AM |
carlos_chantana | $25.00 | 12/4/2011 11:56:19 AM |
bid-stockpiler1 | $100.00 | 12/3/2011 1:42:06 PM |
vine99 | $40.00 | 12/3/2011 2:41:52 PM |
DHolly | $31.00 | 12/4/2011 1:01:11 PM |
restless-dime | $100.00 | 12/3/2011 3:17:48 PM |
riveting-credit5 | $50.00 | 12/3/2011 5:36:39 PM |
kttalamo | $120.00 | 12/3/2011 8:32:41 PM |
Interloper | $25.00 | 12/4/2011 3:47:18 PM |
social-heart | $25.00 | 12/4/2011 10:15:18 PM |
social-heart | $25.00 | 12/4/2011 10:16:05 PM |
thankful-nickel2 | $25.00 | 12/4/2011 1:53:56 PM |
rautility | $25.00 | 12/4/2011 8:25:06 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
542352
This series of Notes was issued and sold upon the funding of the borrower loan #57160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,400.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $176.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 15y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,992 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cunning-dollar3 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Very Short Term Loan (1 month)
Purpose of loan: To pay off existing 401k loand
This loan will be used to...pay of existing 401k loan to take a new one and pay off most of my credit card debt
My financial situation:
I am a good candidate for this loan because...I honor my financial obligations and have no late payment history, bankruptcies, etc.
Monthly net income: $4400
Monthly expenses: $
Housing: $1700
Insurance: $90
Car expenses: $0
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 12/3/2011 12:19:41 PM |
brazilofmux | $100.00 | 12/3/2011 12:29:22 PM |
vutah | $75.00 | 12/3/2011 4:36:49 PM |
economy-shrubbery6 | $25.00 | 12/3/2011 12:15:50 PM |
loanman2007 | $25.00 | 12/4/2011 1:14:45 PM |
profit-powerplant | $25.00 | 12/3/2011 12:10:42 PM |
finance-prescription | $100.00 | 12/3/2011 12:13:53 PM |
DHolly | $31.00 | 12/3/2011 1:04:59 PM |
SolarMoonshine | $25.00 | 12/3/2011 6:27:24 PM |
golden-velocity9 | $25.00 | 12/3/2011 12:20:34 PM |
bazaar-festivity | $50.00 | 12/4/2011 12:18:20 PM |
PatriotKnight | $50.00 | 12/4/2011 6:15:34 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:55 PM |
graceful-IRAinvestment | $25.00 | 12/5/2011 10:42:38 AM |
worth-blanket2 | $3,800.00 | 12/5/2011 11:38:07 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
542380
This series of Notes was issued and sold upon the funding of the borrower loan #57104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 15.64% |
Borrower rate/APR:
| 16.64% / 19.55% |
Monthly payment:
| $141.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.37% | | |
| |
Estimated return*:
| 9.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| 6% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $403 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| careful-currency8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
motorcycle loan
Purpose of loan: auto loan
This loan will be used to...buy a used motorcycle
My financial situation: no debt
I am a good candidate for this loan because...i have no debt and i always make my payments on time.
Monthly net income: $2500
Monthly expenses: $1025
Housing: $0
Insurance: $85
Car expenses: $300
Utilities: $70
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 12/2/2011 5:12:49 PM |
igniter584 | $25.00 | 12/2/2011 5:22:52 PM |
auction-elvis | $25.00 | 12/3/2011 11:28:21 AM |
Pickmar | $25.00 | 12/3/2011 12:34:04 PM |
credit-statuette8 | $50.00 | 12/2/2011 9:55:00 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:12 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:46 PM |
careful-note | $45.00 | 12/4/2011 12:19:35 PM |
availableloan | $25.00 | 12/4/2011 10:28:50 PM |
happy-loot3 | $100.00 | 12/4/2011 2:49:56 PM |
williemc44 | $25.00 | 12/5/2011 2:16:26 PM |
sjlender | $50.00 | 12/5/2011 5:19:29 PM |
LoanerPrincipal | $25.00 | 12/5/2011 5:32:40 PM |
CapStack | $50.00 | 12/5/2011 1:55:17 PM |
Ripsaw4U | $50.00 | 12/5/2011 5:35:08 PM |
gjm6d | $25.00 | 12/5/2011 5:37:02 PM |
pound-mushroom3 | $25.00 | 12/5/2011 5:32:04 PM |
orderly-leverage | $50.00 | 12/5/2011 3:01:04 PM |
new-point-bandit | $50.00 | 12/5/2011 5:07:27 PM |
favorite-commerce | $35.00 | 12/5/2011 6:28:40 PM |
CashFlow13 | $100.00 | 12/5/2011 5:26:58 PM |
museic1 | $200.00 | 12/6/2011 5:28:58 AM |
air55 | $31.24 | 12/6/2011 6:13:08 AM |
diggingupward | $25.00 | 12/6/2011 7:29:38 AM |
Eric_Gagne | $25.00 | 12/6/2011 8:07:18 AM |
treasure-hunter270 | $25.00 | 12/5/2011 5:50:38 PM |
duty-monger | $50.00 | 12/6/2011 8:27:46 AM |
timbob | $100.00 | 12/5/2011 6:01:17 PM |
vibrant-trade8 | $35.00 | 12/6/2011 9:14:30 AM |
umfan123 | $25.00 | 12/5/2011 8:52:44 PM |
GCInvestments | $25.00 | 12/5/2011 9:55:13 PM |
integrity-doctor | $100.00 | 12/6/2011 9:25:17 AM |
CoolPlexer | $25.00 | 12/6/2011 9:29:52 AM |
partyplan | $25.00 | 12/6/2011 6:57:34 AM |
credit-investor5 | $50.00 | 12/6/2011 7:05:41 AM |
octoberfresh | $25.00 | 12/6/2011 7:24:33 AM |
treasure-expert | $25.00 | 12/6/2011 9:51:40 AM |
diverse-capital3 | $50.00 | 12/6/2011 9:53:45 AM |
jcw3rd | $25.00 | 12/6/2011 10:07:43 AM |
valiant-money | $35.00 | 12/6/2011 9:03:50 AM |
larrybird | $649.44 | 12/6/2011 10:47:23 AM |
britgsb | $30.00 | 12/6/2011 9:22:08 AM |
brazilofmux | $100.00 | 12/2/2011 5:18:07 PM |
heart514 | $25.00 | 12/2/2011 7:53:39 PM |
houli123 | $50.00 | 12/2/2011 5:26:51 PM |
BxRealtor | $25.00 | 12/2/2011 5:34:43 PM |
elvisloans | $25.00 | 12/3/2011 5:01:43 AM |
penguino | $100.00 | 12/4/2011 2:44:01 PM |
frooogal | $25.00 | 12/4/2011 8:56:56 PM |
moola-gargantuan9 | $50.00 | 12/5/2011 6:45:41 AM |
a2190b | $25.00 | 12/5/2011 12:07:18 PM |
tenacious-capital3 | $26.27 | 12/5/2011 5:05:59 PM |
Investor_DP | $100.00 | 12/5/2011 5:19:02 PM |
iaffy | $25.00 | 12/5/2011 5:25:54 PM |
Tradesmanlender | $25.00 | 12/5/2011 5:35:33 PM |
MissionMicroFinance | $25.00 | 12/5/2011 6:00:10 PM |
Nusk | $25.00 | 12/5/2011 10:06:45 PM |
optionscashflow | $25.00 | 12/5/2011 10:16:52 PM |
blissful-deal0 | $100.00 | 12/5/2011 10:45:39 PM |
credit-kahuna | $100.00 | 12/6/2011 4:56:36 AM |
spitzbergen | $25.00 | 12/6/2011 8:03:21 AM |
buffalobills | $25.00 | 12/6/2011 7:36:05 AM |
exuberant-economy2 | $50.00 | 12/6/2011 8:20:25 AM |
ericgassercom | $25.00 | 12/5/2011 5:41:18 PM |
klinebarger | $25.00 | 12/6/2011 9:06:11 AM |
DeltaComputerGuy | $30.00 | 12/6/2011 9:08:54 AM |
ivadood | $50.00 | 12/6/2011 9:10:59 AM |
thankful-nickel2 | $25.00 | 12/5/2011 6:12:08 PM |
wwwUniversal | $25.00 | 12/6/2011 9:15:41 AM |
silver-birdie | $100.00 | 12/6/2011 9:12:28 AM |
bullwink27 | $25.00 | 12/6/2011 3:40:23 AM |
Brisket_Bob | $28.05 | 12/6/2011 4:13:57 AM |
CashBank | $25.00 | 12/6/2011 9:27:34 AM |
interact | $25.00 | 12/6/2011 10:06:13 AM |
Hillbilly_Banker | $25.00 | 12/6/2011 8:37:48 AM |
social-zebra | $30.00 | 12/6/2011 10:01:25 AM |
Integrity-Lending4U | $25.00 | 12/6/2011 10:44:50 AM |
mtquan | $25.00 | 12/6/2011 9:37:35 AM |
Money_Working | $25.00 | 12/6/2011 10:47:07 AM |
79 Investments
|
Borrower Payment Dependent Notes Series
542460
This series of Notes was issued and sold upon the funding of the borrower loan #57089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 11.54% |
Borrower rate/APR:
| 12.54% / 15.38% |
Monthly payment:
| $133.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.50% | | |
| |
Estimated return*:
| 7.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,987 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| valiant-wampum2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me consolodate & pay off CCs
Purpose of loan:
This loan will be used to...
Pay off about $3800 in high interest credit cards.
My financial situation:
I am a good candidate for this loan because...
I am financially stable and have been gainfully employed at a highly successful technology firm. I have been paying my CC's every month and not putting much additional purchases on them, but the high (29%) interest has made it very difficult for me to get these balances down.
I got into this situation 4 years ago when I was layed off and had to rely on credit cards for 3 months until I found a new job. The new job I found after that just covered my monthly expenses, so I was unable to pay down the debt much. My income has been rising since I have moved to a new company (almost 3 years ago) and have been promoted 4 times in those 3 years.
I just need a little help getting these CC's paid off, and reducing my interest rate will be a great help.
Thank you for your time!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 12/4/2011 12:10:31 PM |
giftgold | $25.00 | 12/4/2011 12:13:58 PM |
bazaar-festivity | $50.00 | 12/4/2011 12:18:05 PM |
BxRealtor | $25.00 | 12/4/2011 12:29:09 PM |
chicagobanker | $50.00 | 12/4/2011 1:42:34 PM |
green-trade-dolphin2 | $30.02 | 12/4/2011 12:03:38 PM |
1traveler | $25.00 | 12/4/2011 9:33:13 PM |
igniter584 | $25.00 | 12/4/2011 12:30:12 PM |
SolarMoonshine | $25.00 | 12/4/2011 2:24:24 PM |
penguino | $100.00 | 12/4/2011 2:42:34 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:34:58 PM |
oskizzle | $25.00 | 12/5/2011 10:06:26 AM |
agile-loan0 | $25.00 | 12/5/2011 9:51:47 AM |
KCEnterprises | $25.00 | 12/4/2011 10:56:55 PM |
rdrloan | $50.00 | 12/5/2011 8:01:54 AM |
Firescreek | $25.00 | 12/5/2011 3:26:20 PM |
JGONZ13850 | $25.00 | 12/5/2011 2:50:43 PM |
superb-funds335 | $25.00 | 12/5/2011 9:32:55 AM |
credit-statuette8 | $50.00 | 12/5/2011 5:21:06 PM |
dissector56958 | $25.00 | 12/5/2011 11:48:11 AM |
kenji4861 | $25.00 | 12/5/2011 5:24:01 PM |
Rivervale_Westwood | $50.00 | 12/5/2011 1:39:15 PM |
mtquan | $25.00 | 12/5/2011 1:41:25 PM |
ChoiceInvestments | $31.00 | 12/5/2011 2:01:35 PM |
whitegold24k | $400.00 | 12/5/2011 5:43:14 PM |
El_Maestro | $25.00 | 12/5/2011 3:19:17 PM |
green-rate-futurist | $300.00 | 12/5/2011 4:13:39 PM |
tenacious-capital3 | $26.27 | 12/5/2011 5:06:00 PM |
bradny | $25.00 | 12/5/2011 6:05:54 PM |
p2p-paradise | $67.10 | 12/5/2011 6:08:55 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:21:45 PM |
treasure-hunter270 | $25.00 | 12/5/2011 5:33:57 PM |
myduck | $50.00 | 12/5/2011 6:14:55 PM |
wlm3012 | $30.00 | 12/5/2011 7:43:08 PM |
BlessedEveryDay | $29.64 | 12/5/2011 7:49:44 PM |
Approved | $100.00 | 12/5/2011 8:02:33 PM |
houli123 | $50.00 | 12/4/2011 12:17:20 PM |
AFairDeal | $25.00 | 12/4/2011 12:22:16 PM |
happy-loot3 | $100.00 | 12/4/2011 2:50:01 PM |
mhammond | $100.00 | 12/4/2011 5:11:24 PM |
riproaringrapids | $25.00 | 12/4/2011 9:03:50 PM |
skillful-diversification2 | $25.00 | 12/4/2011 12:14:44 PM |
social-heart | $25.00 | 12/4/2011 10:28:40 PM |
careful-note | $50.00 | 12/5/2011 9:17:39 AM |
compassionate-asset8 | $25.00 | 12/5/2011 10:01:14 AM |
klend4 | $25.00 | 12/5/2011 12:51:05 PM |
funds-captain4 | $50.00 | 12/4/2011 11:40:19 PM |
dkjl | $25.00 | 12/5/2011 2:13:27 PM |
FlexFunding | $50.00 | 12/5/2011 2:14:16 PM |
rightwingliberal | $50.00 | 12/5/2011 2:24:51 PM |
D911ave | $50.00 | 12/5/2011 5:08:22 PM |
Clambake | $25.00 | 12/5/2011 5:12:58 PM |
brazilofmux | $100.00 | 12/5/2011 5:07:22 PM |
vibrant-trade8 | $35.00 | 12/5/2011 5:20:53 PM |
whitegold24k | $100.00 | 12/5/2011 5:28:24 PM |
ericgassercom | $25.00 | 12/5/2011 5:41:18 PM |
sportsmagic | $340.70 | 12/5/2011 6:33:36 PM |
mattblizz | $50.00 | 12/5/2011 7:05:51 PM |
jarf | $25.00 | 12/5/2011 7:59:07 PM |
mex_invests | $25.00 | 12/5/2011 9:34:08 PM |
Skatingbear | $100.00 | 12/5/2011 10:01:34 PM |
Hogan55 | $13.38 | 12/6/2011 12:50:04 AM |
blissful-deal0 | $200.00 | 12/5/2011 10:48:49 PM |
SudianX | $25.00 | 12/5/2011 5:49:11 PM |
EJPiper | $50.00 | 12/5/2011 5:51:02 PM |
timbob | $100.00 | 12/5/2011 6:01:21 PM |
malomar66 | $46.89 | 12/5/2011 6:11:01 PM |
the-magnetic-transaction | $50.00 | 12/5/2011 8:50:08 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
542462
This series of Notes was issued and sold upon the funding of the borrower loan #57056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,250.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $90.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 47% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,185 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| glowing-nickel6 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for tractor trailer equipment
Purpose of loan:
This loan will be used to help fund purchase of a semi tractor alternator for business use.
My financial situation:
I am a good candidate for this loan because I have been employed long-term at two jobs, manufacturing and retail, and expect to be so for the foreseeable future
..
Monthly net income: $2,560
Monthly expenses: $1,970
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
profit-powerplant | $25.00 | 12/3/2011 12:10:43 PM |
economy-shrubbery6 | $25.00 | 12/3/2011 12:15:53 PM |
golden-velocity9 | $25.00 | 12/3/2011 12:20:34 PM |
Whipster | $60.00 | 12/3/2011 1:35:31 PM |
bid-stockpiler1 | $111.11 | 12/3/2011 2:02:19 PM |
LendingPimp | $75.00 | 12/3/2011 3:58:42 PM |
gardenofeden | $39.59 | 12/3/2011 8:48:19 PM |
finance-prescription | $100.00 | 12/3/2011 12:13:54 PM |
thankful-nickel2 | $25.00 | 12/4/2011 1:59:09 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:56 PM |
bazaar-festivity | $50.00 | 12/4/2011 12:18:20 PM |
atcrain07 | $25.00 | 12/5/2011 5:16:13 AM |
chicagobanker | $50.00 | 12/4/2011 1:54:18 PM |
dudebrah | $25.00 | 12/5/2011 10:04:17 AM |
hellasow | $25.00 | 12/4/2011 9:36:30 PM |
graceful-IRAinvestment | $50.00 | 12/5/2011 10:49:00 AM |
Bomber | $30.00 | 12/5/2011 11:12:56 AM |
ultimate-peace | $25.00 | 12/3/2011 12:19:11 PM |
mad-scientist418 | $25.00 | 12/3/2011 2:19:33 PM |
capital_projects_investor | $25.00 | 12/3/2011 2:56:17 PM |
tigercat | $50.00 | 12/3/2011 9:25:25 PM |
green-rate-futurist | $200.00 | 12/4/2011 8:55:02 AM |
favorite-commerce | $35.00 | 12/3/2011 12:30:24 PM |
wonder3 | $40.00 | 12/4/2011 8:16:47 AM |
lowrater | $50.70 | 12/5/2011 9:34:29 AM |
worth-blanket2 | $1,000.00 | 12/5/2011 11:35:29 AM |
bluehen00 | $25.00 | 12/5/2011 6:17:01 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
542470
This series of Notes was issued and sold upon the funding of the borrower loan #57018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
6 | Length of status: | 5y 3m |
Amount delinquent:
| $11,331 |
Total credit lines:
| 22 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,778 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| zebra749 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household living expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/3/2011 12:15:54 PM |
worth-blanket2 | $4,000.00 | 12/5/2011 11:35:48 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
542510
This series of Notes was issued and sold upon the funding of the borrower loan #57217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1984 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 2
/
3 | Length of status: | 2y 9m |
Amount delinquent:
| $27,106 |
Total credit lines:
| 51 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| burgeoning-marketplace4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
car purchase
Purpose of loan:
This loan will be used to... I am in need of a replacement car in order to continue my mobile auto repair business. The car I have now is about to give up its motor.
My financial situation:
I am a good candidate for this loan because...
I am technically unemployed but I have been an auto mechanic for 40 years and have been picking up repair jobs for people in my community for thirty plus months and have not had any difficulty in paying my bills, but I can prove my income since I get paid in cash. I will not fail to pay this loan off and on time. Yes my credit score is poor due to my divorce a few years ago, but I am back on my feet and business is good and growing.
Monthly net income: $2000.00
Monthly expenses: $1200
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
irrelevant | $25.00 | 12/6/2011 8:20:25 AM |
NekHoldings | $25.00 | 12/6/2011 1:43:39 PM |
168RichCapital | $25.12 | 12/6/2011 6:39:56 PM |
direct-dinero2 | $30.66 | 12/6/2011 6:54:26 PM |
bonus-poplar2 | $25.00 | 12/6/2011 7:00:20 PM |
order-supernova6 | $35.00 | 12/6/2011 7:00:55 PM |
lotuss4 | $25.00 | 12/6/2011 7:25:48 PM |
Granddad | $59.34 | 12/6/2011 7:55:17 PM |
lendstats_com | $200.00 | 12/6/2011 7:03:37 AM |
MilitaryLending | $1,000.06 | 12/6/2011 4:23:27 PM |
MilitaryLending | $700.00 | 12/6/2011 4:40:16 PM |
coyone | $25.00 | 12/6/2011 5:15:48 PM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:38 AM |
kind-credit-bear | $25.00 | 12/6/2011 5:26:39 PM |
mittman43 | $58.51 | 12/6/2011 4:52:38 PM |
gold-pudding6 | $60.31 | 12/6/2011 7:27:25 PM |
DHolly | $31.00 | 12/6/2011 5:11:13 PM |
Lubava | $25.00 | 12/6/2011 7:16:41 PM |
upbeat-wealth | $25.00 | 12/6/2011 7:44:53 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
542554
This series of Notes was issued and sold upon the funding of the borrower loan #56967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $194.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 38% |
Credit score:
| 620-639 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 29y 3m |
Amount delinquent:
| $1,551 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,783 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peso-electron |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2009)
|
Principal balance:
| $684.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Christmas vacation & consolidation
Purpose of loan:
This loan will be used to...I will donsolidate the few credit cards I have and take my family on cruise for holidays!!!
My financial situation:
I am a good candidate for this loan because...I currently have a loan through prosper that I will payoff if I get this loan. My husband pays for all household bills and loans so I only have my credit cards.
Monthly net income: $1200
Monthly expenses: $350
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 12/5/2011 6:29:58 PM |
worth-blanket2 | $2,300.00 | 12/6/2011 10:22:14 AM |
five-star-note | $25.00 | 12/5/2011 5:09:42 PM |
Feyenoord | $30.00 | 12/5/2011 5:17:34 PM |
pembull | $50.00 | 12/5/2011 5:22:30 PM |
affluence-generator2 | $100.00 | 12/5/2011 5:25:07 PM |
nimble-revenue5 | $50.00 | 12/5/2011 5:35:04 PM |
RoZu_Lending | $100.00 | 12/5/2011 7:58:36 PM |
jhouman | $50.00 | 12/5/2011 5:16:49 PM |
exchange-squirrel | $100.00 | 12/5/2011 10:47:28 PM |
loanman2007 | $100.00 | 12/6/2011 6:00:43 AM |
312-Lender | $25.00 | 12/5/2011 5:28:58 PM |
Bob450 | $30.00 | 12/6/2011 6:52:11 AM |
impeccable-ore3 | $25.00 | 12/6/2011 8:04:20 AM |
kulender | $28.00 | 12/6/2011 9:06:39 AM |
farchoir | $25.00 | 12/6/2011 8:46:21 AM |
Jack55304 | $200.00 | 12/6/2011 9:07:16 AM |
chameleon125 | $25.00 | 12/5/2011 8:35:33 PM |
TennSquire | $25.00 | 12/6/2011 9:17:14 AM |
mikeandcat | $100.00 | 12/6/2011 4:47:31 AM |
HHP | $50.00 | 12/6/2011 9:35:13 AM |
Comoparklender | $25.00 | 12/6/2011 9:29:18 AM |
lamsabuy | $100.00 | 12/6/2011 9:37:08 AM |
blitzen40 | $25.00 | 12/6/2011 9:44:03 AM |
wampum-chorus3 | $25.00 | 12/6/2011 9:44:41 AM |
Mrs-Honeydew | $7.99 | 12/6/2011 10:41:32 AM |
AndChicksforFree | $27.00 | 12/5/2011 6:30:05 PM |
SLN-10 | $100.00 | 12/5/2011 5:18:01 PM |
Easystreet | $25.00 | 12/5/2011 5:24:49 PM |
lotuss4 | $25.00 | 12/5/2011 5:30:33 PM |
graceful-IRAinvestment | $25.00 | 12/5/2011 5:25:49 PM |
SFBank | $50.00 | 12/5/2011 5:02:19 PM |
DHolly | $31.00 | 12/5/2011 5:05:53 PM |
atlas-shrugged | $195.00 | 12/5/2011 6:38:11 PM |
five-star-note | $75.00 | 12/5/2011 7:46:50 PM |
Whatssofunnybout | $31.00 | 12/6/2011 7:33:08 AM |
shrewd-income | $100.00 | 12/5/2011 6:01:19 PM |
myutmost | $25.00 | 12/6/2011 9:17:42 AM |
Socorro_Capital_Partners | $25.01 | 12/6/2011 9:14:53 AM |
LendingPimp | $25.00 | 12/5/2011 9:43:27 PM |
winmals | $45.00 | 12/6/2011 10:17:26 AM |
AF-Chief | $25.00 | 12/6/2011 9:10:15 AM |
eboomer2611 | $25.00 | 12/6/2011 9:23:34 AM |
43 Investments
|
Borrower Payment Dependent Notes Series
542572
This series of Notes was issued and sold upon the funding of the borrower loan #57035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $105.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 36% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,766 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| fund-balance988 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2010)
620-639
(Sep-2009)
640-659
(Sep-2008)
|
Principal balance:
| $1,459.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 48 | | |
Description
To consolidate credit card balances
Purpose of loan:
This loan will be used to pay off my credit card balances. These balances are high because the interest on them is too high.
My financial situation:
I am a good candidate for this loan because my credit status is in good standing even though I carry many balances. I paid off all the loans I took with prosper. Their payment system and low interest rate are very helpful. Besides I share apartments with my brother. That helps bring down my expenses.
Monthly net income: $2000
Monthly expenses: $
Housing: $304
Insurance: $45
Car expenses: $25
Utilities: $70
Phone, cable, internet: $30
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $10000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 12/4/2011 1:37:23 PM |
green-trade-dolphin2 | $30.02 | 12/4/2011 12:02:51 PM |
determined-revenue1 | $35.00 | 12/4/2011 12:09:50 PM |
brazilofmux | $100.00 | 12/4/2011 12:05:55 PM |
pdub | $75.00 | 12/4/2011 12:08:55 PM |
tenacious-capital3 | $26.27 | 12/4/2011 12:29:42 PM |
graceful-IRAinvestment | $60.00 | 12/4/2011 12:09:48 PM |
trade-burrito4 | $35.00 | 12/4/2011 12:11:32 PM |
mad-scientist418 | $25.00 | 12/4/2011 1:23:27 PM |
investment-artist | $29.01 | 12/4/2011 12:17:02 PM |
Feyenoord | $30.00 | 12/4/2011 1:00:04 PM |
credit-guard5 | $25.00 | 12/4/2011 1:59:54 PM |
SOP_Bank | $25.00 | 12/4/2011 4:39:58 PM |
LittleMingo | $30.00 | 12/4/2011 4:47:07 PM |
proton346 | $25.00 | 12/4/2011 6:40:58 PM |
371millwood | $300.00 | 12/5/2011 7:23:24 AM |
worldly-investment333 | $25.00 | 12/5/2011 8:02:01 AM |
loanman2007 | $50.00 | 12/4/2011 1:02:34 PM |
r48 | $25.00 | 12/4/2011 2:04:29 PM |
cwegert | $25.00 | 12/4/2011 5:23:00 PM |
Milonguero | $100.00 | 12/5/2011 9:52:38 AM |
ansky127 | $28.50 | 12/5/2011 9:42:41 AM |
DoctorJoe | $30.00 | 12/5/2011 11:32:26 AM |
riproaringrapids | $25.00 | 12/4/2011 9:03:52 PM |
deal-searcher1 | $25.00 | 12/5/2011 9:49:10 AM |
havok555 | $28.41 | 12/5/2011 11:02:43 AM |
new-point-bandit | $50.00 | 12/4/2011 12:17:45 PM |
careful-note | $50.00 | 12/4/2011 12:19:35 PM |
lowrater | $100.80 | 12/4/2011 12:35:59 PM |
MoneyForNothing | $25.00 | 12/4/2011 12:11:34 PM |
radforj22 | $25.00 | 12/4/2011 12:51:43 PM |
thankful-nickel2 | $25.00 | 12/4/2011 1:47:54 PM |
houli123 | $50.00 | 12/4/2011 12:17:20 PM |
AFairDeal | $25.00 | 12/4/2011 12:22:29 PM |
igniter584 | $25.00 | 12/4/2011 12:30:16 PM |
OldManP | $48.00 | 12/4/2011 2:11:14 PM |
happy-loot3 | $100.00 | 12/4/2011 2:50:03 PM |
engaging-worth | $25.00 | 12/4/2011 8:16:45 PM |
favorite-commerce | $50.00 | 12/4/2011 4:15:21 PM |
s270 | $25.00 | 12/4/2011 6:20:09 PM |
doc1 | $100.00 | 12/4/2011 7:50:40 PM |
contract-student2 | $70.00 | 12/4/2011 12:06:38 PM |
GElender | $40.00 | 12/4/2011 12:11:29 PM |
derec | $25.00 | 12/4/2011 10:09:04 PM |
Stradivari | $25.00 | 12/5/2011 7:58:04 AM |
chicagobanker | $75.00 | 12/4/2011 1:41:44 PM |
djh47a | $25.00 | 12/5/2011 5:40:37 AM |
moola-gargantuan9 | $50.00 | 12/5/2011 6:45:42 AM |
Pickmar | $25.00 | 12/5/2011 7:06:49 AM |
briskdevl07 | $25.00 | 12/5/2011 7:38:56 AM |
social-heart | $25.00 | 12/5/2011 9:20:31 AM |
LoanerPrincipal | $25.00 | 12/5/2011 9:20:45 AM |
CashFlow13 | $100.00 | 12/5/2011 9:24:27 AM |
susurrus | $50.00 | 12/4/2011 6:48:15 PM |
otherwisedisposed | $100.00 | 12/4/2011 8:37:16 PM |
Digs | $25.00 | 12/5/2011 11:30:28 AM |
worth-blanket2 | $200.00 | 12/5/2011 11:35:21 AM |
optionscashflow | $25.00 | 12/4/2011 10:23:03 PM |
KCEnterprises | $50.00 | 12/4/2011 10:54:31 PM |
Mrs-Honeydew | $30.00 | 12/5/2011 10:58:31 AM |
caper945 | $100.00 | 12/5/2011 9:41:37 AM |
important-diversification620 | $25.00 | 12/5/2011 11:28:32 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
542586
This series of Notes was issued and sold upon the funding of the borrower loan #57065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $80.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 20y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,587 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-asset-mountain |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Very responsible and reliable
Purpose of loan:
This loan will be used to...Christmas expense
My financial situation: I work fulltime and have been at my job for 20 years
I am a good candidate for this loan because...I always pay my bills on time
Monthly net income: $3,848.00
Monthly expenses: $2,847.00
Housing: $1002.00
Insurance: $93.00
Car expenses: $268.00
Utilities: $300.00
Phone, cable, internet: $184.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $100.00 fuel
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-festivity | $50.00 | 12/4/2011 12:18:21 PM |
SolarMoonshine | $25.00 | 12/4/2011 2:22:05 PM |
atcrain07 | $25.00 | 12/5/2011 5:15:28 AM |
AndChicksforFree | $25.00 | 12/4/2011 1:50:40 PM |
ultimate-peace | $150.00 | 12/4/2011 12:02:37 PM |
otherwisedisposed | $50.00 | 12/4/2011 8:39:58 PM |
MilitaryAV8R | $25.00 | 12/5/2011 11:43:23 AM |
graceful-IRAinvestment | $25.00 | 12/5/2011 10:39:33 AM |
worth-blanket2 | $1,600.00 | 12/5/2011 11:36:25 AM |
Rogelio48 | $25.00 | 12/5/2011 10:40:19 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
542674
This series of Notes was issued and sold upon the funding of the borrower loan #56964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $322.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 5y 4m |
Amount delinquent:
| $250 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,047 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ingenious-peso443 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
0985
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
graceful-IRAinvestment | $25.00 | 12/5/2011 9:19:08 AM |
worth-blanket2 | $7,500.00 | 12/5/2011 11:34:04 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
542700
This series of Notes was issued and sold upon the funding of the borrower loan #57072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 30.08% |
Borrower rate/APR:
| 31.08% / 35.09% |
Monthly payment:
| $107.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.70% | | |
| |
Estimated return*:
| 14.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1968 |
Debt/Income ratio:
| 38% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 35
/
25 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 84 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,967 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| spiritual-dinero6 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,900
Monthly expenses: $
Housing: $950
Insurance: $360
Car expenses: $100
Utilities: 200
Phone, cable, internet: $203
Food, entertainment: $400
Clothing, household expenses: $250
Credit cards and other loans: $1400/monthly
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 12/5/2011 5:02:41 PM |
gjm6d | $25.00 | 12/5/2011 5:37:04 PM |
SLN-10 | $50.00 | 12/5/2011 5:17:37 PM |
sfmf | $25.00 | 12/5/2011 5:19:11 PM |
larryboy10 | $25.00 | 12/6/2011 6:35:02 AM |
ChrisProsper | $25.00 | 12/6/2011 10:55:21 AM |
eboomer2611 | $25.00 | 12/6/2011 9:24:34 AM |
worth-blanket2 | $1,900.00 | 12/6/2011 10:24:15 AM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:53 PM |
affluence-generator2 | $100.00 | 12/5/2011 5:25:07 PM |
Core-Marketing | $25.00 | 12/6/2011 4:27:01 AM |
golden-velocity9 | $25.00 | 12/6/2011 9:45:55 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
542720
This series of Notes was issued and sold upon the funding of the borrower loan #57083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 30.23% |
Borrower rate/APR:
| 31.23% / 35.24% |
Monthly payment:
| $280.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.84% | | |
| |
Estimated return*:
| 13.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 0m |
Amount delinquent:
| $1,661 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $246 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| Workaholic79 |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 75 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $17,961.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
740-759
(Oct-2010)
700-719
(Nov-2009)
680-699
(Dec-2007)
|
Principal balance:
| $398.45 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 75 | | |
Description
4x Borrower - Pay Medical Bills
Purpose of loan: Loan to pay for outstanding medical bills related to multiple auto accidents (totaling 4 - not my fault, police reports validate). Got 5 MRIs, chiropractic treatment (still ongoing), head injections, etc. So medical bills piled up. Medpay payed some and on payment plans for others.
Financial situation: Excellent loan candidate because I am a 3x borrower with perfect payment history on Prosper loans.Also, have part-time side business decorating cakes generating additional income stream of $250-$500/month.
Monthly net income: $2200 + cake income
Monthly expenses: $(1665)
Housing & Utilities: $750
Insurance: $45
Car expenses: $200
Phone, cable, internet: $70
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $100
$$$ PAY PROSPER: $535 + cake income
Thank you for taking the time to review my listing.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$75.00.
"A group member and past Prosper borrower - she has about $500 currently invested! A good bet - I am bidding!"
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
note-encourager5 | $98.00 | 12/5/2011 9:11:07 AM |
Moe87 | $25.00 | 12/5/2011 1:21:22 PM |
InChicago | $100.00 | 12/5/2011 2:15:48 PM |
investment-daydream | $75.00 | 12/5/2011 2:41:19 PM |
Legally_Blonde | $38.48 | 12/5/2011 4:03:29 PM |
Champion_Lending | $30.00 | 12/5/2011 9:03:36 AM |
NekHoldings | $25.00 | 12/5/2011 9:07:52 AM |
Dusigrosz | $75.00 | 12/5/2011 9:10:30 AM |
MoneyForNothing | $28.65 | 12/5/2011 9:19:15 AM |
nimble-revenue5 | $50.00 | 12/5/2011 9:21:01 AM |
RoZu_Lending | $129.73 | 12/5/2011 9:04:34 AM |
pembull | $100.00 | 12/5/2011 9:05:42 AM |
Zipcut | $25.00 | 12/5/2011 9:29:49 AM |
thankful-nickel2 | $25.00 | 12/5/2011 9:37:33 AM |
farchoir | $25.00 | 12/5/2011 9:51:14 AM |
SolarMoonshine | $25.00 | 12/5/2011 9:56:16 AM |
Socorro_Capital_Partners | $25.01 | 12/5/2011 10:03:06 AM |
beachfunder | $100.00 | 12/5/2011 11:57:41 AM |
atlas-shrugged | $250.00 | 12/5/2011 10:29:52 AM |
papaloha | $1,000.00 | 12/5/2011 12:57:11 PM |
Iceman1347 | $25.00 | 12/5/2011 11:29:45 AM |
commerce-banker | $38.19 | 12/5/2011 11:33:28 AM |
dkjl | $25.00 | 12/5/2011 2:14:57 PM |
klend4 | $25.00 | 12/5/2011 12:46:43 PM |
LittleMingo | $30.00 | 12/5/2011 9:07:13 AM |
jhouman | $50.00 | 12/5/2011 9:08:02 AM |
aultraman | $25.00 | 12/5/2011 1:35:35 PM |
ustfu | $39.73 | 12/5/2011 3:45:37 PM |
seabassx | $25.00 | 12/5/2011 4:18:58 PM |
dime-mad-scientist | $43.30 | 12/5/2011 4:32:39 PM |
platinum-boss2 | $100.00 | 12/5/2011 2:29:18 PM |
purposeful-pound5 | $26.88 | 12/5/2011 4:13:11 PM |
DHolly | $31.00 | 12/5/2011 9:39:07 AM |
Rollshaft | $25.00 | 12/5/2011 4:34:34 PM |
Haribelle | $25.00 | 12/5/2011 4:37:33 PM |
bmw2 | $40.00 | 12/5/2011 9:46:22 AM |
SFBank | $50.00 | 12/5/2011 4:59:43 PM |
clean-dime1 | $26.96 | 12/5/2011 5:04:10 PM |
equitable-p2ploan8 | $25.00 | 12/5/2011 10:38:56 AM |
dollar-tornado3 | $50.00 | 12/5/2011 12:30:39 PM |
beachfunder | $75.00 | 12/5/2011 1:14:42 PM |
JGuide | $75.00 | 12/5/2011 1:32:40 PM |
PeePaw | $25.00 | 12/5/2011 2:02:10 PM |
finance-prescription | $100.00 | 12/5/2011 5:35:28 PM |
Fire2 | $35.00 | 12/5/2011 2:18:59 PM |
gpuck | $100.00 | 12/5/2011 2:32:53 PM |
bold-direct-asset | $50.00 | 12/5/2011 5:31:27 PM |
MoneyForNothing | $130.99 | 12/5/2011 3:24:40 PM |
sweety075 | $25.00 | 12/5/2011 4:58:58 PM |
Leshan | $200.00 | 12/5/2011 5:14:16 PM |
toblerone | $25.00 | 12/5/2011 5:23:38 PM |
seadrg | $25.00 | 12/5/2011 5:32:11 PM |
return-grizzly | $100.00 | 12/5/2011 2:58:28 PM |
CincyTex | $150.00 | 12/5/2011 9:16:19 AM |
frantic-retirement | $150.00 | 12/5/2011 9:27:55 AM |
five-star-note | $25.00 | 12/5/2011 9:14:43 AM |
312-Lender | $25.00 | 12/5/2011 9:17:53 AM |
matthewa | $25.00 | 12/5/2011 9:35:34 AM |
Kash2010lu | $30.00 | 12/5/2011 9:27:42 AM |
Bait989 | $27.41 | 12/5/2011 10:29:13 AM |
loanman2007 | $25.00 | 12/5/2011 10:47:09 AM |
lotuss4 | $25.00 | 12/5/2011 9:34:11 AM |
Mikale360 | $25.00 | 12/5/2011 11:02:47 AM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 9:53:01 AM |
trumpeter5 | $75.00 | 12/5/2011 12:53:01 PM |
Bank42 | $30.00 | 12/5/2011 1:38:25 PM |
Eaglehigh | $25.00 | 12/5/2011 2:02:42 PM |
chererat | $100.00 | 12/5/2011 2:09:31 PM |
blitzen40 | $30.00 | 12/5/2011 9:02:25 AM |
green-trade-dolphin | $35.02 | 12/5/2011 9:02:55 AM |
affluence-generator2 | $100.00 | 12/5/2011 1:02:40 PM |
brightest-organized-balance | $60.98 | 12/5/2011 1:18:38 PM |
gothampark | $25.00 | 12/5/2011 3:52:24 PM |
graceful-IRAinvestment | $60.00 | 12/5/2011 9:19:20 AM |
investmentgroup | $25.00 | 12/5/2011 9:19:38 AM |
PLANECRASH | $75.00 | 12/5/2011 9:22:28 AM |
futurechef11 | $25.00 | 12/5/2011 2:43:54 PM |
zeeexsixare | $250.00 | 12/5/2011 4:41:18 PM |
wwwUniversal | $25.00 | 12/5/2011 5:06:12 PM |
responsive-value4 | $25.00 | 12/5/2011 9:29:52 AM |
Only_Money | $25.00 | 12/5/2011 3:49:13 PM |
betterthanstock | $50.00 | 12/5/2011 4:16:47 PM |
silver-birdie | $100.00 | 12/5/2011 5:13:11 PM |
benjamins-rumbler | $100.00 | 12/5/2011 10:10:17 AM |
ProsprousLender | $25.00 | 12/5/2011 10:22:10 AM |
Mrs-Honeydew | $25.00 | 12/5/2011 10:56:19 AM |
witty-openness | $25.00 | 12/5/2011 11:08:03 AM |
vibrant-trade8 | $35.00 | 12/5/2011 5:20:54 PM |
economy-lotus | $50.00 | 12/5/2011 11:17:12 AM |
Beechturner | $40.00 | 12/5/2011 12:10:49 PM |
first-serene-credit | $25.00 | 12/5/2011 12:50:11 PM |
Impact_Vector | $27.93 | 12/5/2011 2:27:56 PM |
ammasv | $25.00 | 12/5/2011 2:32:50 PM |
benjamins-britches | $50.00 | 12/5/2011 2:34:39 PM |
sincerlyyours | $100.00 | 12/5/2011 2:42:04 PM |
benefit-flow | $50.00 | 12/5/2011 5:45:57 PM |
bluestarman08 | $75.62 | 12/5/2011 5:50:19 PM |
shrewd-income | $73.75 | 12/5/2011 5:56:47 PM |
insrq | $25.00 | 12/5/2011 3:20:00 PM |
FinanceEngine | $35.00 | 12/5/2011 3:34:05 PM |
Rider | $97.37 | 12/5/2011 5:18:17 PM |
101 Investments
|
Borrower Payment Dependent Notes Series
542732
This series of Notes was issued and sold upon the funding of the borrower loan #57196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-05-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.89% |
Borrower rate/APR:
| 25.89% / 28.49% |
Monthly payment:
| $448.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.30% | | |
| |
Estimated return*:
| 15.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,621 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| restaurantuer |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $14,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Apr-2011)
800-819
(Nov-2010)
800-819
(Feb-2010)
|
Principal balance:
| $8,434.87 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Pay Off Credit Cards (one payment)
My financial situation: Great
I am a good candidate for this loan because... I have other loans through Prosper and have always paid on time and also paid off 12 month early. I plan to pay off this loan with some of this money and then continue to make loan payments on this one. I have NO expenses other than normal living expenses like home and utilities.
Monthly net income: $ 4580.00
Total Monthly expenses: $2611.00
Housing: $1170.00 (Cut interest rate by 2.25 points, Kept same payment but cut 8 yrs off loan) this effected my score due to refinacing.
Insurance: $ 100.00
Car expenses: $120.
Utilities: $135.00
Phone, cable, internet: $236.00
Food, entertainment: $350.00
Credit cards and other loans: $500.00
I have a great credit history. I take pride in my high credit score and I am trying to get debt consolidated.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 12/5/2011 2:59:32 PM |
bullish2bearish | $50.00 | 12/5/2011 9:50:29 AM |
113121 | $125.00 | 12/5/2011 2:14:08 PM |
AndChicksforFree | $25.00 | 12/5/2011 6:40:14 PM |
shawnw2 | $250.00 | 12/6/2011 3:38:18 AM |
tenacious-capital3 | $26.27 | 12/5/2011 9:05:57 AM |
graceful-IRAinvestment | $120.00 | 12/5/2011 9:18:56 AM |
golden-velocity9 | $25.00 | 12/5/2011 9:06:34 AM |
Comoparklender | $25.00 | 12/5/2011 9:24:04 AM |
Feyenoord | $30.00 | 12/5/2011 9:15:17 AM |
nimble-revenue5 | $50.00 | 12/5/2011 9:21:02 AM |
impeccable-ore3 | $25.00 | 12/5/2011 10:33:20 AM |
standanddeliver | $46.00 | 12/5/2011 9:32:18 AM |
dbmurch | $25.00 | 12/5/2011 11:13:07 AM |
DHolly | $31.00 | 12/5/2011 9:48:07 AM |
happy-return4 | $25.00 | 12/5/2011 1:25:35 PM |
orderly-leverage | $50.00 | 12/5/2011 3:01:10 PM |
pound-mushroom3 | $25.00 | 12/5/2011 9:27:22 AM |
Kaj | $25.00 | 12/5/2011 5:12:17 PM |
SFBank | $50.00 | 12/5/2011 5:04:22 PM |
brazilofmux | $100.00 | 12/5/2011 5:07:23 PM |
principal-cooker2 | $100.00 | 12/5/2011 5:09:26 PM |
rupee-cymbal | $25.00 | 12/5/2011 5:12:53 PM |
rupee-master6 | $25.00 | 12/5/2011 5:20:10 PM |
msw_engr | $45.00 | 12/5/2011 5:27:19 PM |
whitegold24k | $100.00 | 12/5/2011 5:28:33 PM |
treasure-hunter270 | $50.00 | 12/5/2011 5:53:24 PM |
zeeexsixare | $150.00 | 12/5/2011 4:42:28 PM |
five-star-note | $75.00 | 12/5/2011 7:48:12 PM |
BenR | $100.00 | 12/5/2011 5:14:28 PM |
LendingPimp | $50.00 | 12/5/2011 9:43:01 PM |
optionscashflow | $25.00 | 12/5/2011 10:06:35 PM |
managedfund | $1,333.00 | 12/5/2011 5:17:15 PM |
frooogal | $25.00 | 12/5/2011 9:24:12 PM |
Anamorph | $25.00 | 12/5/2011 9:44:39 PM |
moola-flag4 | $25.00 | 12/6/2011 3:39:07 AM |
vibrant-trade8 | $35.00 | 12/5/2011 5:20:54 PM |
toblerone | $25.00 | 12/5/2011 5:23:38 PM |
economy-popcorn | $25.00 | 12/6/2011 6:59:50 AM |
Bob450 | $35.00 | 12/6/2011 6:47:21 AM |
timbob | $100.00 | 12/5/2011 6:01:27 PM |
shrewd-income | $150.00 | 12/5/2011 6:06:52 PM |
immaculate-compassion8 | $25.00 | 12/5/2011 7:25:32 PM |
benjamins-britches | $50.00 | 12/5/2011 7:41:10 PM |
1willray | $25.00 | 12/5/2011 8:58:14 PM |
blackstar | $25.00 | 12/6/2011 5:32:35 AM |
lamsabuy | $100.00 | 12/6/2011 9:37:07 AM |
Wangchuk | $25.01 | 12/6/2011 6:38:19 AM |
rescue | $100.00 | 12/6/2011 9:35:11 AM |
dedicated-diversification5 | $30.00 | 12/6/2011 7:51:27 AM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:37 AM |
bluestarman08 | $25.74 | 12/6/2011 10:41:27 AM |
coin-investor | $25.00 | 12/6/2011 9:08:11 AM |
CA-Lender | $25.00 | 12/6/2011 11:11:20 AM |
I-Believe-In-You | $25.00 | 12/6/2011 11:56:49 AM |
integrity-doctor | $100.00 | 12/6/2011 9:27:49 AM |
asmithj | $25.00 | 12/6/2011 9:32:43 AM |
mtquan | $25.00 | 12/6/2011 9:37:36 AM |
desertoasis | $25.00 | 12/6/2011 9:42:41 AM |
larrybird | $2,000.00 | 12/6/2011 10:48:22 AM |
active-note7 | $75.00 | 12/6/2011 11:48:32 AM |
bellaquito | $503.41 | 12/6/2011 12:35:34 PM |
InChicago | $100.00 | 12/5/2011 3:06:13 PM |
careful-note | $50.00 | 12/5/2011 9:17:42 AM |
Tradesmanlender | $25.00 | 12/5/2011 9:22:37 AM |
finance-prescription | $100.00 | 12/5/2011 9:27:09 AM |
Weaverville | $25.00 | 12/5/2011 10:10:00 AM |
KileNSmyth4 | $25.24 | 12/5/2011 9:49:50 AM |
williemc44 | $25.00 | 12/5/2011 2:16:27 PM |
fund-tom-tom6 | $40.00 | 12/5/2011 11:45:30 AM |
social-hunter5 | $51.00 | 12/5/2011 3:02:35 PM |
OldManP | $25.00 | 12/5/2011 9:17:02 AM |
abundant-dinero5 | $25.00 | 12/5/2011 4:43:30 PM |
fortytwo | $150.00 | 12/5/2011 9:31:50 AM |
enriching-trade2 | $50.00 | 12/5/2011 5:08:38 PM |
ven | $50.00 | 12/5/2011 4:50:16 PM |
enterprising-credit2 | $25.00 | 12/5/2011 9:57:37 AM |
DoctorJoe | $25.00 | 12/5/2011 11:38:56 AM |
paqattack | $36.93 | 12/5/2011 1:17:11 PM |
treasure-hunter270 | $50.00 | 12/5/2011 5:52:53 PM |
gjm6d | $25.00 | 12/5/2011 5:37:03 PM |
chameleon125 | $50.00 | 12/5/2011 8:36:22 PM |
just-loyalty643 | $50.00 | 12/5/2011 9:15:48 PM |
vigorous-market5 | $200.00 | 12/6/2011 12:18:30 AM |
tender-ore | $25.00 | 12/6/2011 5:40:45 AM |
attractive-fund | $50.00 | 12/6/2011 6:22:55 AM |
valiant-money | $50.00 | 12/6/2011 9:02:54 AM |
kulender | $100.00 | 12/6/2011 9:06:38 AM |
AF-Chief | $25.00 | 12/6/2011 9:10:15 AM |
the-profit-oracle | $25.00 | 12/6/2011 9:26:08 AM |
mikeandcat | $482.12 | 12/6/2011 4:45:29 AM |
investment-comet | $25.00 | 12/6/2011 11:08:00 AM |
intelligent-repayment8 | $2,000.00 | 12/6/2011 10:54:23 AM |
triguy | $1,166.39 | 12/6/2011 12:34:24 PM |
transparency-river1 | $2,000.00 | 12/6/2011 12:03:35 PM |
IIP77 | $25.00 | 12/6/2011 9:25:04 AM |
LondonCID | $25.00 | 12/6/2011 9:37:09 AM |
TigerForce | $25.00 | 12/6/2011 10:15:55 AM |
reinforced-gain7 | $687.89 | 12/6/2011 12:30:14 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
542740
This series of Notes was issued and sold upon the funding of the borrower loan #56925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2011 |
|
Lender yield:
| 24.37% |
Borrower rate/APR:
| 25.37% / 29.24% |
Monthly payment:
| $319.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.77% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,543 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| Heartwood |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Sep-2009)
680-699
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
2nd Prosper loan
Purpose of loan:
This loan will be used for general operating expenses
My financial situation:
I am a good candidate for this loan because I just paid off my first Prosper loan and I am ready to get a new one.
Monthly net income: $8000
Monthly expenses: $6000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
NekHoldings | $25.00 | 12/5/2011 9:06:56 AM |
new-point-bandit | $50.00 | 12/5/2011 9:19:06 AM |
thankful-nickel2 | $25.00 | 12/5/2011 9:38:36 AM |
Beechturner | $5.99 | 12/5/2011 12:03:03 PM |
SecondChanceLendingSERV | $25.00 | 12/5/2011 9:54:30 AM |
atlas-shrugged | $200.00 | 12/5/2011 10:23:14 AM |
loanman2007 | $150.00 | 12/5/2011 10:50:36 AM |
worth-blanket2 | $6,800.00 | 12/5/2011 11:35:38 AM |
lendstats_com | $200.00 | 12/5/2011 9:16:05 AM |
LittleMingo | $30.00 | 12/5/2011 9:08:30 AM |
CoolPlexer | $25.00 | 12/5/2011 9:12:44 AM |
investment-artist | $29.01 | 12/5/2011 9:33:54 AM |
fortytwo | $150.00 | 12/5/2011 9:31:50 AM |
profit-powerplant | $25.00 | 12/5/2011 9:35:54 AM |
Mikale360 | $25.00 | 12/5/2011 11:04:47 AM |
southIT | $25.00 | 12/5/2011 11:30:02 AM |
SolarMoonshine | $25.00 | 12/5/2011 9:54:03 AM |
CA-Lender | $25.00 | 12/5/2011 9:56:47 AM |
SLN-10 | $100.00 | 12/5/2011 9:16:03 AM |
graceful-IRAinvestment | $60.00 | 12/5/2011 9:19:20 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
542770
This series of Notes was issued and sold upon the funding of the borrower loan #57182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $100.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1983 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 20y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,696 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| order-baron943 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mandelay
Purpose of loan: I need to buy out of my lease in order to relocate closer to work
This loan will be used to...
My financial situation: I have adequate income to cover expenses and my monthly expenses will be lower when I move
I am a good candidate for this loan because...I have never not paid my debts
Monthly net income: $4,100.00
Monthly expenses: $
Housing: $ 1,020 (this will change if I can cancel lease)
Insurance: $
Car expenses: $ 347.00
Utilities: $ 120.00
Phone, cable, internet: $ 80.00
Food, entertainment: $ 80.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 10,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $125.00 | 12/5/2011 5:07:30 PM |
loanman2007 | $75.00 | 12/6/2011 5:52:30 AM |
BansirOfBabylon | $25.00 | 12/6/2011 6:06:03 AM |
goodhearted-generosity511 | $30.00 | 12/6/2011 7:04:15 AM |
buffalobills | $25.00 | 12/6/2011 7:43:23 AM |
fortytwo | $150.00 | 12/6/2011 9:09:01 AM |
ChrisProsper | $8.00 | 12/6/2011 10:55:22 AM |
worth-blanket2 | $1,200.00 | 12/6/2011 10:24:59 AM |
golden-velocity9 | $25.00 | 12/5/2011 5:34:29 PM |
Danjack_Capital | $25.00 | 12/5/2011 6:01:31 PM |
wonder3 | $45.00 | 12/6/2011 6:06:56 AM |
atcrain07 | $50.00 | 12/6/2011 8:24:15 AM |
foothillender | $25.00 | 12/6/2011 8:57:41 AM |
Rogelio48 | $30.00 | 12/6/2011 8:45:40 AM |
timbob | $100.00 | 12/5/2011 6:01:30 PM |
Whipster | $80.00 | 12/5/2011 6:17:58 PM |
favorite-commerce | $50.00 | 12/5/2011 6:26:48 PM |
red-power-pecan | $50.00 | 12/6/2011 9:19:46 AM |
kain11286 | $50.00 | 12/6/2011 9:23:42 AM |
museic1 | $200.00 | 12/6/2011 5:29:01 AM |
one-midas | $25.00 | 12/6/2011 9:37:06 AM |
profit-powerplant | $25.00 | 12/6/2011 9:44:09 AM |
thankful-nickel2 | $25.00 | 12/6/2011 10:39:17 AM |
balanced-balance6 | $32.00 | 12/6/2011 10:31:25 AM |
Iwillhuntyoudown | $25.00 | 12/6/2011 10:34:02 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
542828
This series of Notes was issued and sold upon the funding of the borrower loan #57137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 15.09% |
Borrower rate/APR:
| 16.09% / 18.99% |
Monthly payment:
| $211.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.83% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $946 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| PeerValue |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(May-2011)
|
Principal balance:
| $5,981.83 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Payoff higher interest loan
Purpose of loan:
This loan will be used to payoff a higher interest loan.
My financial situation:
I am a good candidate for this loan because I have a great history of on time payments and will continue to do so for this loan.
I would be grateful to lower my interest expense, payoff debt faster and build up my savings.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 12/5/2011 6:21:51 PM |
trade-burrito4 | $35.00 | 12/5/2011 5:08:07 PM |
careful-note | $50.00 | 12/5/2011 5:14:35 PM |
new-point-bandit | $50.00 | 12/5/2011 5:07:28 PM |
happy-loot3 | $100.00 | 12/5/2011 5:19:53 PM |
gjm6d | $25.00 | 12/5/2011 5:37:05 PM |
tenacious-capital3 | $26.27 | 12/5/2011 5:06:02 PM |
umfan123 | $25.00 | 12/5/2011 8:52:49 PM |
enterprising-credit2 | $25.00 | 12/5/2011 9:41:38 PM |
Kosme | $54.52 | 12/5/2011 10:06:15 PM |
GElender | $40.00 | 12/5/2011 5:20:19 PM |
houli123 | $50.00 | 12/5/2011 5:23:27 PM |
wkeboarder21 | $50.00 | 12/6/2011 5:24:05 AM |
treasure-trader | $25.00 | 12/6/2011 5:42:13 AM |
museic1 | $200.00 | 12/6/2011 5:29:01 AM |
HammerKnuckleLending | $25.00 | 12/6/2011 7:34:07 AM |
valiant-money | $50.00 | 12/6/2011 9:03:17 AM |
AF-Chief | $25.00 | 12/6/2011 9:10:16 AM |
LoanerPrincipal | $25.00 | 12/6/2011 9:16:52 AM |
williemc44 | $25.00 | 12/6/2011 9:19:48 AM |
GCInvestments | $25.00 | 12/5/2011 9:55:15 PM |
Tradesmanlender | $25.00 | 12/6/2011 9:28:34 AM |
marwadi-62 | $75.00 | 12/6/2011 6:17:10 AM |
mtquan | $25.00 | 12/6/2011 9:37:36 AM |
repayment-pudding | $25.00 | 12/6/2011 9:38:37 AM |
spitzbergen | $25.00 | 12/6/2011 8:03:24 AM |
integrity-doctor | $100.00 | 12/6/2011 9:29:40 AM |
credit-socrates648 | $2,500.00 | 12/6/2011 11:03:58 AM |
riproaringrapids | $25.00 | 12/5/2011 5:20:17 PM |
AFairDeal | $25.00 | 12/5/2011 5:22:18 PM |
Investor_DP | $100.00 | 12/5/2011 5:19:03 PM |
pound-mushroom3 | $25.00 | 12/5/2011 5:32:07 PM |
brazilofmux | $100.00 | 12/5/2011 5:07:25 PM |
LittleMingo | $25.00 | 12/5/2011 5:09:02 PM |
timbob | $100.00 | 12/5/2011 6:01:32 PM |
xlnt-loans | $25.00 | 12/6/2011 4:36:54 AM |
igniter584 | $25.00 | 12/5/2011 5:27:53 PM |
revenue-appraiser | $25.00 | 12/6/2011 5:54:09 AM |
economy-popcorn | $25.00 | 12/6/2011 7:02:34 AM |
terrific-return | $30.00 | 12/6/2011 7:51:49 AM |
klinebarger | $25.00 | 12/6/2011 9:06:14 AM |
radforj22 | $25.00 | 12/5/2011 6:54:39 PM |
Socorro_Capital_Partners | $25.01 | 12/6/2011 9:17:19 AM |
loanman2007 | $25.00 | 12/6/2011 9:25:41 AM |
CashFlow13 | $100.00 | 12/6/2011 9:27:03 AM |
corporatejim | $32.20 | 12/6/2011 4:14:29 AM |
dough-rocket | $50.00 | 12/6/2011 5:05:01 AM |
Eric_Gagne | $25.00 | 12/6/2011 7:51:43 AM |
TigerForce | $25.00 | 12/6/2011 10:18:02 AM |
affluence-generator2 | $100.00 | 12/6/2011 11:09:41 AM |
chameleon125 | $25.00 | 12/6/2011 12:12:25 PM |
new-gold-wrangler | $1,257.00 | 12/6/2011 12:25:17 PM |
SolarMoonshine | $25.00 | 12/6/2011 9:50:53 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
542844
This series of Notes was issued and sold upon the funding of the borrower loan #57179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 24.61% |
Borrower rate/APR:
| 25.61% / 29.49% |
Monthly payment:
| $280.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.00% | | |
| |
Estimated return*:
| 12.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 11y 10m |
Amount delinquent:
| $33,154 |
Total credit lines:
| 16 |
Occupation: | Student - College F... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,588 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2ploan-tent0 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bills
Purpose of loan:
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $6,900.00 | 12/7/2011 10:50:02 AM |
papaloha | $25.00 | 12/7/2011 9:06:51 AM |
red-power-pecan | $50.00 | 12/7/2011 9:36:14 AM |
a-finance-nirvana | $25.00 | 12/7/2011 9:59:33 AM |
first-friendly-listing | $30.00 | 12/7/2011 10:39:42 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
542896
This series of Notes was issued and sold upon the funding of the borrower loan #56955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Dec-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 20.71% |
Borrower rate/APR:
| 21.71% / 25.49% |
Monthly payment:
| $121.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.22% | | |
| |
Estimated return*:
| 11.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 39% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 13y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,186 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| danry1 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 14 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,100.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
700-719
(Feb-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Continued Debt Consolodation
Purpose of loan:
This loan will be used to...pay off revolving debt and secure a term loan with an actual end in sight.
My financial situation:
I am a good candidate for this loan because...I am never, ever late or default on a loan or a payment. I have a secure job of 13+ years and understand the value of a decent credit rating.
Monthly net income: $4,500
Monthly expenses: $
Housing: $n/a (I pay utilities only)
Insurance: $
Car expenses: $700
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $1,522.73 | 12/6/2011 9:15:34 AM |
AndChicksforFree | $25.00 | 12/6/2011 9:03:01 AM |
RoZu_Lending | $100.00 | 12/6/2011 9:04:17 AM |
DHolly | $31.00 | 12/6/2011 9:05:26 AM |
Kaj | $25.00 | 12/6/2011 9:07:19 AM |
BigSkyFinancial | $35.00 | 12/6/2011 9:08:01 AM |
RecoveryLender | $25.00 | 12/6/2011 9:06:02 AM |
silver-birdie | $100.00 | 12/6/2011 9:12:28 AM |
NekHoldings | $25.00 | 12/6/2011 9:08:51 AM |
Whipster | $40.00 | 12/6/2011 9:09:21 AM |
Kash2010lu | $25.00 | 12/6/2011 9:02:17 AM |
Mikale360 | $25.00 | 12/6/2011 9:04:23 AM |
clemclan | $60.00 | 12/6/2011 9:08:20 AM |
loanman2007 | $200.00 | 12/6/2011 9:09:21 AM |
EngineersAlliance | $125.00 | 12/6/2011 9:14:02 AM |
marinbb | $100.00 | 12/6/2011 9:05:42 AM |
Milonguero | $100.00 | 12/6/2011 9:04:18 AM |
tenacious-capital3 | $26.27 | 12/6/2011 9:08:17 AM |
cashhelp | $25.00 | 12/6/2011 9:06:56 AM |
AF-Chief | $25.00 | 12/6/2011 9:10:18 AM |
SecondChanceLendingSERV | $25.00 | 12/6/2011 9:09:46 AM |
toblerone | $25.00 | 12/6/2011 9:11:26 AM |
atlas-shrugged | $200.00 | 12/6/2011 9:14:02 AM |
vibrant-trade8 | $35.00 | 12/6/2011 9:14:31 AM |
caper945 | $100.00 | 12/6/2011 9:07:56 AM |
fortytwo | $150.00 | 12/6/2011 9:09:03 AM |
investmentgroup | $25.00 | 12/6/2011 9:13:28 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
542912
This series of Notes was issued and sold upon the funding of the borrower loan #57027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $163.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1976 |
Debt/Income ratio:
| 23% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,174 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Ohio_U_MBA |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 57 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $15,600.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Apr-2011)
820-839
(Apr-2009)
820-839
(Feb-2008)
|
Principal balance:
| $3,890.50 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 57 | | |
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to finance downpayment for a car loan.
My financial situation:
I am a good candidate for this loan because:(1.) previously paid approx $10K in Prosper loans on time, (2.) Been a borrower 40+ yrs and have always paid on time, (3.) a home owner with a good credit rating, (4.) excellent credit history always responsibly handling debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $196.00 | 12/6/2011 4:26:50 PM |
indomitable-coin | $25.00 | 12/6/2011 9:09:17 AM |
vibrant-trade8 | $35.00 | 12/6/2011 9:14:31 AM |
trade-burrito4 | $35.00 | 12/6/2011 9:18:33 AM |
bazaar-festivity | $50.00 | 12/6/2011 9:22:33 AM |
timbob | $100.00 | 12/6/2011 9:23:17 AM |
brazilofmux | $100.00 | 12/6/2011 9:29:11 AM |
pdub | $75.00 | 12/6/2011 9:39:40 AM |
igniter584 | $25.00 | 12/6/2011 9:35:41 AM |
wonderous-truth6 | $50.00 | 12/6/2011 9:44:37 AM |
Clambake | $25.00 | 12/6/2011 9:38:23 AM |
AFairDeal | $25.00 | 12/6/2011 9:46:19 AM |
aabadabadoo | $25.00 | 12/6/2011 9:44:44 AM |
green-trade-dolphin2 | $30.02 | 12/6/2011 9:02:47 AM |
happy-loot3 | $100.00 | 12/6/2011 9:08:07 AM |
credit-statuette8 | $50.00 | 12/6/2011 9:14:52 AM |
sgt-schultz | $32.00 | 12/6/2011 1:04:49 PM |
elasermd | $50.00 | 12/6/2011 1:31:28 PM |
OldManP | $25.00 | 12/6/2011 1:12:29 PM |
Feyenoord | $30.00 | 12/6/2011 9:22:52 AM |
lowrater | $150.90 | 12/6/2011 2:35:27 PM |
twjh | $25.00 | 12/6/2011 9:30:01 AM |
rss197 | $25.00 | 12/6/2011 3:19:56 PM |
cerebral-dollar773 | $50.00 | 12/6/2011 3:32:34 PM |
icon7 | $50.00 | 12/6/2011 4:17:34 PM |
investment-artist | $29.01 | 12/6/2011 9:38:39 AM |
baker31 | $50.00 | 12/6/2011 4:50:09 PM |
cwegert | $25.00 | 12/6/2011 10:45:50 AM |
radforj22 | $25.00 | 12/6/2011 2:17:09 PM |
r48 | $25.00 | 12/6/2011 5:14:33 PM |
Moe87 | $21.91 | 12/6/2011 5:17:47 PM |
D911ave | $50.00 | 12/6/2011 9:11:33 AM |
MoneyForNothing | $45.89 | 12/6/2011 9:29:39 AM |
riproaringrapids | $25.00 | 12/6/2011 9:31:11 AM |
auction-elvis | $25.00 | 12/6/2011 9:40:13 AM |
funds-captain4 | $50.00 | 12/6/2011 9:41:05 AM |
thankful-nickel2 | $25.00 | 12/6/2011 10:31:38 AM |
careful-note | $50.00 | 12/6/2011 9:44:05 AM |
tenacious-capital3 | $26.27 | 12/6/2011 9:08:17 AM |
affluence-generator2 | $100.00 | 12/6/2011 10:50:33 AM |
E-2 | $100.00 | 12/6/2011 12:36:13 PM |
aliasqalias | $25.00 | 12/6/2011 1:32:37 PM |
credit-socrates648 | $2,000.00 | 12/6/2011 12:14:37 PM |
kenji4861 | $25.00 | 12/6/2011 9:21:02 AM |
income-safehouse9 | $500.00 | 12/6/2011 1:04:54 PM |
JustMee | $25.00 | 12/6/2011 1:07:41 PM |
gold-gazelle | $25.00 | 12/6/2011 1:47:22 PM |
the-lean-bid | $25.00 | 12/6/2011 2:55:52 PM |
market-enthusiast | $50.00 | 12/6/2011 4:38:43 PM |
Mrs-Honeydew | $30.00 | 12/6/2011 10:34:12 AM |
r48 | $38.00 | 12/6/2011 5:14:59 PM |
OldManP | $25.00 | 12/6/2011 1:13:43 PM |
viennese | $25.00 | 12/6/2011 1:34:49 PM |
jeevs10 | $50.00 | 12/6/2011 3:26:54 PM |
virtuous-repayment | $50.00 | 12/6/2011 3:34:16 PM |
enterprising-credit2 | $25.00 | 12/6/2011 4:21:57 PM |
Wilhan | $25.00 | 12/6/2011 5:01:43 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
543030
This series of Notes was issued and sold upon the funding of the borrower loan #57256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2011 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,246 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| platinum-hot-rod8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income:12,500.00
Monthly expenses: $10,000.00
Housing: $1400.00
Insurance: $
Car expenses: $220.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $1000.00
Credit cards and other loans: $300.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-upholder0 | $25.00 | 12/7/2011 9:15:41 AM |
SolarMoonshine | $25.00 | 12/7/2011 10:29:58 AM |
worth-blanket2 | $3,500.00 | 12/7/2011 10:49:06 AM |
heavenly-interest9 | $500.00 | 12/7/2011 9:18:55 AM |
4 Investments
|