Sales Report:Supplement No. 6 dated Nov 07, 2011 to Prospectus dated Oct 07, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Oct 07, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 07, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
492542
This series of Notes was issued and sold upon the funding of the borrower loan #55360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $665.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 67 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,903 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| autonomous-camaraderi4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt accrued for several unexpected home-related expenses (external and extensive plumbing issues) and purchase of a used truck.
My financial situation:
I am a good candidate for this loan because I have a solid credit history, have never made a late payment on any account, and my income is well into the 6-digit range (and I have worked for the same stable company for 11+ years).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:06:59 PM |
sjlender | $100.00 | 10/25/2011 5:22:03 PM |
imlosttoo | $25.00 | 10/25/2011 7:08:05 PM |
fcrick | $25.00 | 10/27/2011 10:57:55 AM |
thestartuplender | $100.00 | 10/27/2011 10:40:10 AM |
RussiaAC5M | $25.37 | 10/27/2011 12:03:51 PM |
CreditBuilder2 | $150.00 | 10/27/2011 11:49:58 AM |
bonus-seahorse | $50.00 | 10/27/2011 12:13:55 PM |
novice-speculator | $25.00 | 10/27/2011 12:20:45 PM |
WSTRDG | $25.00 | 10/27/2011 1:37:58 PM |
WSTRDG | $25.00 | 10/27/2011 1:39:00 PM |
cocopuffs | $25.00 | 10/27/2011 1:39:16 PM |
dollar-authority | $60.12 | 10/27/2011 1:40:52 PM |
30Sky | $35.00 | 10/27/2011 1:45:51 PM |
rapid-wealth7 | $25.00 | 10/27/2011 1:50:45 PM |
one2sojourn | $50.00 | 10/27/2011 1:51:57 PM |
financelover | $100.00 | 10/27/2011 1:58:55 PM |
GCInvestments | $27.00 | 10/27/2011 1:55:26 PM |
crdcteng | $50.00 | 10/27/2011 2:04:08 PM |
ndrak | $25.00 | 10/27/2011 2:18:42 PM |
Elefunt | $25.00 | 10/27/2011 2:22:20 PM |
thajr | $26.00 | 10/27/2011 2:32:06 PM |
reaction5 | $50.00 | 10/27/2011 2:47:53 PM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:41 PM |
debt-legend | $25.00 | 10/27/2011 3:58:53 PM |
Spaceman838 | $50.00 | 10/27/2011 4:16:38 PM |
rapid-loyalty1 | $25.00 | 10/27/2011 4:25:17 PM |
journey517 | $100.00 | 10/27/2011 4:31:17 PM |
Charmart | $25.00 | 10/27/2011 4:58:27 PM |
sushi537 | $25.00 | 10/27/2011 5:16:34 PM |
unequaled-pound | $25.00 | 10/27/2011 5:12:46 PM |
pie4 | $100.00 | 10/27/2011 5:48:15 PM |
Jofga | $25.00 | 10/27/2011 5:51:35 PM |
dime-historian | $25.00 | 10/27/2011 6:22:45 PM |
Skatingbear | $100.00 | 10/27/2011 6:28:16 PM |
director877 | $28.00 | 10/27/2011 7:04:19 PM |
mykkai | $25.00 | 10/27/2011 7:20:12 PM |
new-ore-venture | $150.00 | 10/27/2011 7:13:31 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:32:57 PM |
managedfund | $1,900.00 | 10/27/2011 7:39:06 PM |
willwc6 | $150.00 | 10/27/2011 7:51:12 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:46:17 PM |
green-unrivaled-felicity | $29.15 | 10/27/2011 8:35:53 PM |
courageous-yield7 | $25.00 | 10/27/2011 8:06:37 PM |
feiandasun | $25.00 | 10/27/2011 8:33:59 PM |
economy-popcorn | $25.00 | 10/27/2011 8:44:32 PM |
bellaquito | $1,344.34 | 10/27/2011 8:51:25 PM |
wigglesworth4 | $100.00 | 10/25/2011 5:21:50 PM |
Bank_Of_XL | $25.00 | 10/26/2011 12:02:30 AM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:40 AM |
scholarly-benefit5 | $50.00 | 10/26/2011 5:48:42 AM |
caring-hope2 | $100.00 | 10/26/2011 6:09:15 AM |
MM1207 | $25.00 | 10/26/2011 7:44:32 AM |
credit-coach118 | $40.18 | 10/26/2011 8:42:04 AM |
natural-trade7 | $29.82 | 10/26/2011 4:10:21 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:36 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:24 AM |
thoughtful-contract984 | $25.00 | 10/27/2011 11:32:30 AM |
tbrnet | $50.00 | 10/27/2011 11:47:25 AM |
zooom7 | $50.00 | 10/27/2011 12:07:16 PM |
capital-majesty7 | $300.00 | 10/27/2011 11:53:57 AM |
investment-comet | $25.00 | 10/27/2011 12:22:15 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:33:44 PM |
larrybird | $2,000.00 | 10/27/2011 12:52:02 PM |
cash-cymbal3 | $50.00 | 10/27/2011 1:19:46 PM |
scrappy-bonus2 | $25.00 | 10/27/2011 1:27:00 PM |
octoberfresh | $25.00 | 10/27/2011 1:35:00 PM |
Socorro_Capital_Partners | $25.01 | 10/27/2011 1:34:17 PM |
brandall | $100.00 | 10/27/2011 1:33:57 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:35:55 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:35:28 PM |
Grandmahoneybee | $35.00 | 10/27/2011 1:39:27 PM |
axl163 | $25.00 | 10/27/2011 1:44:31 PM |
the-silver-blaster | $75.00 | 10/27/2011 1:49:40 PM |
rajs | $253.82 | 10/27/2011 1:55:38 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:05:40 PM |
rawsports | $100.00 | 10/27/2011 2:16:24 PM |
Mad_Scientist | $50.00 | 10/27/2011 2:24:22 PM |
Mad_Scientist | $100.00 | 10/27/2011 2:26:18 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:31:41 PM |
harmonious-yield | $25.00 | 10/27/2011 2:35:17 PM |
Sierrahh | $25.00 | 10/27/2011 2:55:44 PM |
kinetic-yield4 | $25.00 | 10/27/2011 3:01:16 PM |
SolarMoonshine | $25.00 | 10/27/2011 3:37:14 PM |
j2ee | $25.00 | 10/27/2011 3:25:13 PM |
twerns | $40.00 | 10/27/2011 3:22:13 PM |
Rivervale_Westwood | $50.00 | 10/27/2011 4:19:01 PM |
Supernick | $100.00 | 10/27/2011 4:28:24 PM |
magnifico932 | $25.00 | 10/27/2011 4:42:30 PM |
mar97 | $50.00 | 10/27/2011 4:58:18 PM |
unconquerable-dedication | $25.00 | 10/27/2011 5:06:34 PM |
enticing-exchange3 | $25.00 | 10/27/2011 5:03:31 PM |
revenue-den | $75.00 | 10/27/2011 5:05:15 PM |
momentous-coin | $100.00 | 10/27/2011 5:05:47 PM |
umfan123 | $25.00 | 10/27/2011 5:09:46 PM |
managedfund | $2,000.00 | 10/27/2011 5:27:16 PM |
rcj1411 | $50.00 | 10/27/2011 5:40:50 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:24 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:08 PM |
mad-scientist418 | $25.00 | 10/27/2011 6:30:04 PM |
betterthanstock | $50.00 | 10/27/2011 6:25:17 PM |
32669 | $95.98 | 10/27/2011 6:26:20 PM |
northern_paddler | $25.00 | 10/27/2011 6:29:29 PM |
nekbet | $49.84 | 10/27/2011 6:48:22 PM |
powderbumps | $25.00 | 10/27/2011 7:30:24 PM |
janeybooboo | $51.76 | 10/27/2011 7:49:02 PM |
important-ore | $150.00 | 10/27/2011 7:55:49 PM |
platinum-admiral8 | $25.00 | 10/27/2011 7:44:16 PM |
platinum-czar | $45.66 | 10/27/2011 8:05:39 PM |
platinum-exec1 | $100.00 | 10/27/2011 7:58:27 PM |
SkyLoan | $25.00 | 10/27/2011 8:00:09 PM |
haghanian | $257.95 | 10/27/2011 8:23:42 PM |
worth-web5 | $100.00 | 10/27/2011 8:18:05 PM |
friendly-market5 | $25.00 | 10/27/2011 8:24:29 PM |
pure-loyalty6 | $25.00 | 10/27/2011 8:14:33 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
496732
This series of Notes was issued and sold upon the funding of the borrower loan #55634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Oct-31-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $374.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.83% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 25% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,683 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| keane3517 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 70 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2008)
660-679
(Oct-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 70 | | |
Description
One More to Go
Purpose of loan:
This loan will be used to payoff my last credit card
My financial situation:
I am a good candidate for this loan because I just receieved a consolidation loan from my bank for $10,000 and this loan will pay off the rest of my credit card balances. Currently I have aroud 14k in revolving balances and my minimal payments will be the same amount as the two loan payments so it is a very easy payment for me to make. I have also paid two prosper loans off in the past few years with no late payments on either.
Monthly net income: $4300
Monthly expenses:
Housing: $500
Insurance: $180
Car expenses: $325
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $731
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $30.00 | 10/31/2011 5:02:45 PM |
marinbb | $100.00 | 10/31/2011 5:19:29 PM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:19 PM |
vutah | $35.00 | 10/31/2011 5:28:08 PM |
Dusigrosz | $142.00 | 10/31/2011 5:01:34 PM |
cashhelp | $25.00 | 10/31/2011 5:03:59 PM |
balance-transformer3 | $40.00 | 10/31/2011 5:31:27 PM |
flexible-and-social | $25.00 | 10/31/2011 5:14:31 PM |
nisim5 | $50.00 | 10/31/2011 5:01:41 PM |
atlas-shrugged | $200.00 | 10/31/2011 5:10:37 PM |
Aberdeen | $2,937.00 | 10/31/2011 5:33:26 PM |
DHolly | $31.00 | 10/31/2011 5:14:36 PM |
the-adventurous-capital | $25.00 | 10/31/2011 5:29:19 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
513310
This series of Notes was issued and sold upon the funding of the borrower loan #55624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $152.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,889 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peachgal |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2010)
600-619
(Jun-2008)
680-699
(Mar-2008)
|
Principal balance:
| $3,422.14 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Putting It All Together
Purpose of loan:
This loan will be used to payoff a higher rate credit account.
My financial situation:
I am a good candidate for this loan because I always pay my loans on time and plan to do the same with this one.
Monthly net income: $3800.00
Monthly expenses: $
Housing: $1400.
Insurance: $150.
Car expenses: $545.
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $500.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $100.00 | 10/30/2011 12:19:17 PM |
important-openness1 | $100.00 | 10/30/2011 1:11:47 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:19 PM |
NekHoldings | $25.00 | 10/30/2011 1:23:29 PM |
pound-mushroom3 | $25.00 | 10/30/2011 1:25:14 PM |
Jordan1123 | $25.00 | 10/30/2011 1:57:00 PM |
money4free | $25.00 | 10/30/2011 2:23:05 PM |
progressive-economy261 | $400.00 | 10/30/2011 12:30:08 PM |
wise-deal-panda | $200.00 | 10/30/2011 1:10:53 PM |
figs4u2 | $100.00 | 10/30/2011 12:40:18 PM |
mikeandcat | $100.00 | 10/30/2011 3:26:55 PM |
prohelper | $25.00 | 10/30/2011 1:03:03 PM |
graceful-investment | $100.00 | 10/30/2011 1:27:59 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:24 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:17 PM |
Finchy78 | $25.00 | 10/30/2011 6:22:43 PM |
NoMoreDebt4Me | $25.00 | 10/30/2011 8:44:04 PM |
LoanerPrincipal | $25.00 | 10/30/2011 9:03:27 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:04 PM |
Tscheddar | $25.00 | 10/30/2011 6:58:26 PM |
economy-coup | $50.00 | 10/31/2011 12:30:27 AM |
Feyenoord | $30.00 | 10/30/2011 8:39:08 PM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:51 AM |
icanhasloanz | $50.00 | 10/31/2011 3:59:36 AM |
wonder3 | $35.00 | 10/30/2011 7:43:59 PM |
golffish2 | $25.00 | 10/31/2011 4:14:23 AM |
suave-dime6 | $25.00 | 10/31/2011 6:21:44 AM |
sjo1984111 | $25.00 | 10/31/2011 4:36:38 AM |
irrelevant | $25.00 | 10/31/2011 6:05:08 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:59 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:55 AM |
pdub | $75.00 | 10/30/2011 12:56:06 PM |
atlas-shrugged | $200.00 | 10/30/2011 12:56:17 PM |
Kash2010lu | $25.00 | 10/30/2011 12:19:28 PM |
caper945 | $100.00 | 10/30/2011 2:53:19 PM |
Beechturner | $40.00 | 10/30/2011 3:10:55 PM |
CaptainBL | $25.00 | 10/30/2011 1:17:17 PM |
labourclass | $25.00 | 10/30/2011 1:01:38 PM |
influential-benjamins0 | $100.00 | 10/30/2011 1:03:28 PM |
return-grizzly | $100.00 | 10/30/2011 1:52:49 PM |
Whipster | $60.00 | 10/30/2011 1:28:09 PM |
fairness-cell6 | $25.00 | 10/30/2011 1:29:03 PM |
amlu1988 | $25.00 | 10/30/2011 2:31:49 PM |
exciting-fairness | $200.00 | 10/30/2011 2:53:37 PM |
SolarMoonshine | $25.00 | 10/30/2011 3:13:28 PM |
Mikale360 | $25.00 | 10/30/2011 5:43:15 PM |
chemistry220 | $25.00 | 10/30/2011 5:57:44 PM |
sensible-fund | $25.00 | 10/30/2011 6:15:51 PM |
real-return | $30.00 | 10/30/2011 4:24:38 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:29 PM |
SLN-10 | $50.00 | 10/30/2011 7:09:21 PM |
rustysailor | $25.00 | 10/30/2011 9:43:07 PM |
s270 | $50.00 | 10/30/2011 8:35:27 PM |
vutah | $25.00 | 10/30/2011 8:42:56 PM |
daekpon | $40.00 | 10/30/2011 9:07:12 PM |
CashFlow13 | $500.00 | 10/31/2011 4:09:46 AM |
USMCR | $25.00 | 10/31/2011 6:26:17 AM |
five-star-justice | $25.00 | 10/31/2011 5:51:19 AM |
Gladglide | $25.00 | 10/31/2011 2:59:24 AM |
goodhearted-gold3 | $25.00 | 10/31/2011 6:01:19 AM |
c-gurista-5 | $25.00 | 10/31/2011 5:46:20 AM |
duty-monger | $50.00 | 10/31/2011 6:34:39 AM |
aurorafinancial | $25.00 | 10/31/2011 6:13:41 AM |
financial-frenzy | $50.00 | 10/31/2011 6:14:02 AM |
trustworthy-hope189 | $100.00 | 10/31/2011 6:19:31 AM |
finance-solo | $25.00 | 10/31/2011 6:31:01 AM |
66 Investments
|
Borrower Payment Dependent Notes Series
514972
This series of Notes was issued and sold upon the funding of the borrower loan #55467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 11% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
3 | Length of status: | 12y 3m |
Amount delinquent:
| $12,038 |
Total credit lines:
| 40 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,668 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bbabsbarbs |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 26 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
640-659
(Aug-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Pay off car
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,000
Monthly expenses: $
Housing: $1,150
Insurance: $200
Car expenses: $470
Utilities: $136
Phone, cable, internet: $170
Food, entertainment: $700
Clothing, household expenses: $400
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $30.02 | 10/28/2011 9:02:06 AM |
Weaverville | $25.00 | 10/28/2011 9:10:45 AM |
shrewd-peace7 | $25.00 | 10/28/2011 9:43:22 AM |
IIP77 | $25.00 | 10/28/2011 9:44:12 AM |
real-return | $25.00 | 10/28/2011 9:43:32 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:27 AM |
Learning2Lend | $25.00 | 10/28/2011 10:31:51 AM |
missile8 | $25.00 | 10/28/2011 11:22:03 AM |
marketplace-hut9 | $25.00 | 10/28/2011 11:27:08 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:29 AM |
compassion-artisan9 | $25.00 | 10/28/2011 11:16:46 AM |
handy-justice | $100.00 | 10/28/2011 11:17:33 AM |
bellaquito | $2,000.00 | 10/28/2011 11:41:21 AM |
ChrisProsper | $50.00 | 10/28/2011 12:02:36 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:46 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:55 PM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:58 PM |
important-openness1 | $100.00 | 10/28/2011 12:47:24 PM |
Katburg | $25.00 | 10/28/2011 1:39:02 PM |
ChrisProsper | $0.80 | 10/28/2011 2:11:38 PM |
coin-investor | $25.00 | 10/28/2011 9:08:49 AM |
MoneyForNothing | $43.18 | 10/28/2011 9:21:08 AM |
yield-trader | $25.00 | 10/28/2011 9:14:39 AM |
ah-long | $25.00 | 10/28/2011 9:17:51 AM |
amlu1988 | $25.00 | 10/28/2011 9:21:13 AM |
saffron4 | $25.00 | 10/28/2011 9:22:40 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:13 AM |
larrybird | $2,000.00 | 10/28/2011 10:52:14 AM |
wwwUniversal | $25.00 | 10/28/2011 12:09:16 PM |
diplomatic-wealth7 | $25.00 | 10/28/2011 12:12:40 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 12:38:08 PM |
rolltide09 | $25.00 | 10/28/2011 12:46:34 PM |
wise-deal-panda | $200.00 | 10/28/2011 12:41:15 PM |
Kash2010lu | $25.00 | 10/28/2011 1:16:35 PM |
fcrick | $25.00 | 10/28/2011 1:24:01 PM |
Chervianne | $50.00 | 10/28/2011 1:07:02 PM |
atlas100 | $100.00 | 10/28/2011 2:02:17 PM |
managedfund | $151.00 | 10/28/2011 2:11:23 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
522504
This series of Notes was issued and sold upon the funding of the borrower loan #55714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,800.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $294.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 50% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,034 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| luv2teach2011 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Mar-2010)
520-539
(Mar-2008)
520-539
(Jan-2008)
520-539
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Consolidating debt
Purpose of loan:
This loan will be used to consolidate high interest loans and credit cards.
My financial situation: I have a secure, full time job.
I am a good candidate for this loan because I have worked hard to improve my financial situation following divorce and bankruptcy a few years ago. My credit score history shows improvement by more than 100 points since my last loan with Prosper. I received a loan in March of 2008 from Prosper and paid it off by the end of that year.
Monthly net income: $2100
Monthly expenses: $1636
Housing: $0 (live with family)
Insurance: $80 (car)
Car expenses: $200 (gas for commute to work)
Utilities: $0 (live with family)
Phone, cable, internet: $60
Food, entertainment: $80
Clothing, household expenses: $50
Credit cards and other loans: $1166 (This amount will be $300 less with a loan from Prosper and another $220 less when my car is paid off within the next 2 years.)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pembull | $75.00 | 10/31/2011 5:03:30 PM |
312-Lender | $25.00 | 10/31/2011 5:02:27 PM |
greenwell | $100.00 | 10/31/2011 5:33:06 PM |
Kash2010lu | $50.00 | 10/31/2011 5:01:24 PM |
amlu1988 | $25.00 | 10/31/2011 8:27:33 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:09 PM |
CoolPlexer | $25.00 | 10/31/2011 9:16:46 PM |
Mikale360 | $25.00 | 10/31/2011 7:09:02 PM |
BigSkyFinancial | $30.00 | 11/1/2011 12:03:23 AM |
GElender | $30.00 | 11/1/2011 5:48:46 AM |
donlenboy | $28.86 | 11/1/2011 6:23:06 AM |
cerebral-deal353 | $25.00 | 11/1/2011 6:33:30 AM |
Lesterthelender | $25.00 | 11/1/2011 6:46:27 AM |
fabulous-community4 | $25.00 | 11/1/2011 5:59:47 AM |
Domgabriel | $25.00 | 11/1/2011 6:25:45 AM |
HHP | $100.00 | 11/1/2011 8:05:54 AM |
john0720 | $25.00 | 11/1/2011 7:48:56 AM |
the-discrete-income | $25.00 | 11/1/2011 9:03:20 AM |
moola-monger9 | $50.00 | 11/1/2011 1:33:04 PM |
TronMedici | $50.00 | 11/1/2011 3:41:20 PM |
please-repay | $50.00 | 11/1/2011 4:31:42 PM |
papaloha | $100.00 | 11/1/2011 5:05:37 PM |
loan-hacker | $25.00 | 11/1/2011 6:48:40 PM |
payout-bridge | $50.00 | 11/1/2011 7:15:00 PM |
suges | $37.82 | 11/1/2011 7:29:20 PM |
Loanstou | $93.77 | 11/1/2011 7:29:08 PM |
a-resplendent-commitment | $50.00 | 11/2/2011 5:44:50 AM |
zone6 | $111.77 | 11/2/2011 6:17:59 AM |
radiobuda | $50.00 | 11/2/2011 10:26:06 AM |
extraordinary-velocity6 | $50.00 | 11/2/2011 10:34:06 AM |
CA-Lender | $25.00 | 11/2/2011 10:08:26 AM |
social-zebra | $30.00 | 11/2/2011 10:18:37 AM |
graceful-investment | $50.00 | 11/2/2011 11:36:36 AM |
blissful-finance7 | $25.00 | 11/2/2011 11:07:35 AM |
ethical-truth211 | $200.00 | 11/2/2011 11:09:12 AM |
indomitable-camaraderi3 | $25.95 | 11/2/2011 2:28:08 PM |
well-mannered-income3 | $40.00 | 11/2/2011 12:38:41 PM |
profitable-return5 | $25.00 | 11/2/2011 12:57:54 PM |
Rabid_Dove | $25.00 | 11/2/2011 1:13:05 PM |
tacologic | $25.00 | 11/2/2011 1:21:00 PM |
revenue-associate | $25.00 | 11/2/2011 2:06:18 PM |
spaceboy033 | $25.24 | 11/2/2011 3:10:44 PM |
damage | $25.00 | 11/2/2011 4:22:46 PM |
commitment-farm | $25.00 | 11/2/2011 4:41:32 PM |
ivy-league-MBA | $25.00 | 11/2/2011 6:54:55 PM |
durability-ruler | $25.00 | 11/2/2011 6:58:11 PM |
kind-charming-value | $2,000.00 | 11/3/2011 12:32:06 AM |
bid-stockpiler1 | $25.00 | 11/2/2011 7:41:36 PM |
alexgalt | $100.00 | 11/2/2011 11:32:28 PM |
alexgalt | $25.00 | 11/3/2011 1:12:02 AM |
Starfin-Capital-Management | $55.94 | 11/3/2011 3:35:25 AM |
suave-dime6 | $25.00 | 11/3/2011 4:30:34 AM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:50 PM |
beaker | $25.01 | 10/31/2011 5:48:05 PM |
MilitaryLending | $100.02 | 10/31/2011 5:01:48 PM |
Zoramite | $25.00 | 10/31/2011 6:31:17 PM |
jgar_O | $25.00 | 10/31/2011 6:01:04 PM |
mikeandcat | $127.17 | 11/1/2011 5:49:08 AM |
skillful-asset5 | $25.00 | 11/1/2011 4:23:24 AM |
SecondChanceLendingSERV | $28.41 | 11/1/2011 8:33:47 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:35:53 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:30 AM |
Epiphanic | $25.00 | 11/1/2011 12:02:20 PM |
contract-lionheart | $265.82 | 11/1/2011 11:23:32 AM |
chameleon125 | $25.00 | 11/1/2011 3:59:37 PM |
SolarMoonshine | $25.00 | 11/1/2011 4:00:22 PM |
let_me_retire | $100.00 | 11/1/2011 1:31:23 PM |
Something-Corporate | $25.00 | 11/1/2011 4:25:40 PM |
melodious-openness | $25.00 | 11/1/2011 5:57:09 PM |
supreme-p2p9 | $25.00 | 11/1/2011 7:12:14 PM |
frogperson | $100.00 | 11/1/2011 8:57:36 PM |
Ananya | $25.00 | 11/2/2011 4:16:53 AM |
wealth-tremolo7 | $25.00 | 11/2/2011 4:29:48 AM |
proper-loot3 | $25.00 | 11/2/2011 5:03:22 AM |
nimble-nickel | $50.00 | 11/2/2011 8:23:07 AM |
economy-popcorn | $25.00 | 11/2/2011 7:02:36 AM |
best-dinero-balance | $25.00 | 11/2/2011 9:59:03 AM |
fountain355 | $25.00 | 11/2/2011 12:00:24 PM |
trustworthy-money2 | $25.00 | 11/2/2011 12:03:28 PM |
KADENA462 | $25.00 | 11/2/2011 1:38:35 PM |
icon7 | $40.00 | 11/2/2011 4:42:35 PM |
susurrus | $50.00 | 11/2/2011 5:06:20 PM |
Valley-of-the-Dollar | $25.00 | 11/2/2011 3:35:36 PM |
Bob450 | $25.00 | 11/2/2011 4:39:12 PM |
leball | $25.00 | 11/2/2011 5:35:30 PM |
bold-shrewd-duty | $50.00 | 11/2/2011 4:58:11 PM |
enterprising-credit2 | $25.00 | 11/2/2011 4:22:59 PM |
Land_on_your_feet | $50.35 | 11/2/2011 6:10:56 PM |
shrewd-income | $75.00 | 11/2/2011 6:51:43 PM |
ptjg | $100.00 | 11/2/2011 11:15:04 PM |
drg6289 | $25.00 | 11/2/2011 7:28:22 PM |
kind-credit-bear | $90.82 | 11/3/2011 4:43:39 AM |
zeeexsixare | $25.00 | 11/2/2011 7:59:52 PM |
gold-omatic | $25.00 | 11/3/2011 5:49:11 AM |
Truckie-FD | $60.00 | 11/3/2011 6:01:31 AM |
bazaar-festivity | $100.00 | 11/2/2011 9:37:18 PM |
realtormoises | $25.00 | 11/2/2011 9:57:45 PM |
dinero-philosopher1 | $25.00 | 11/2/2011 10:17:53 PM |
beachliving29 | $57.84 | 11/3/2011 5:24:07 AM |
mighty-payout1 | $25.00 | 11/3/2011 4:59:17 AM |
irrelevant | $25.00 | 11/3/2011 6:05:09 AM |
MoneyBadger | $20.21 | 11/3/2011 6:11:51 AM |
102 Investments
|
Borrower Payment Dependent Notes Series
525114
This series of Notes was issued and sold upon the funding of the borrower loan #55573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,910 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| upbeat-compassion6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical and Debt consolidation
Purpose of loan:
This loan will be used to pay for health insurance premium for my family and to consolidate credit card.
My financial situation:
I am a good candidate for this loan because I have great credit and have a history of paying back all my loans.
Monthly net income: $4000
Monthly expenses: $ 1600
Housing: $0
Insurance: $100
Car expenses: $ 700
Utilities: $ 200
Phone, cable, internet: $ 80
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 100
Other expenses: $ 220
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:36 AM |
CashFlow13 | $250.00 | 10/26/2011 5:43:17 PM |
power-corps8 | $40.00 | 10/27/2011 1:49:06 PM |
Something-Corporate | $25.00 | 10/27/2011 8:49:48 PM |
Girakul | $50.00 | 10/28/2011 5:45:04 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:13 AM |
managedfund | $1,400.00 | 10/28/2011 10:23:29 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:12:06 PM |
social-cocktail1 | $200.00 | 10/26/2011 9:19:30 AM |
reward-adventure | $45.00 | 10/27/2011 4:45:09 AM |
SpoonerPhan | $50.00 | 10/27/2011 10:48:42 AM |
108lender | $100.00 | 10/27/2011 2:09:11 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:37 AM |
handy-justice | $100.00 | 10/28/2011 11:42:53 AM |
bellaquito | $2,000.00 | 10/28/2011 2:10:23 PM |
new-gold-wrangler | $640.00 | 10/28/2011 2:13:48 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
525272
This series of Notes was issued and sold upon the funding of the borrower loan #55712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $283.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $439 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| nourishing-finance011 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 92% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 8% )
| 640-659
(Sep-2010)
|
Principal balance:
| $5,614.88 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Debt Consolidation and Relocation
Purpose of loan:
This loan will be used to help consolidate some debt and my relocation to New York.
My financial situation:
I am a good candidate for this loan because my current listed is in good standing. I pay my loan on time and on track with loan terms.
Monthly net income: $3000
Monthly expenses: $1825
Housing: $950
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $150-200
Clothing, household expenses: $50-100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prohelper | $25.00 | 10/30/2011 1:03:03 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:19 PM |
figs4u2 | $100.00 | 10/30/2011 12:40:18 PM |
progressive-economy261 | $400.00 | 10/30/2011 12:30:09 PM |
pound-mushroom3 | $25.00 | 10/30/2011 1:25:14 PM |
Tscheddar | $25.00 | 10/30/2011 6:58:27 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:17 AM |
financial-frenzy | $50.00 | 10/31/2011 6:14:02 AM |
SweatyBalls | $25.00 | 10/31/2011 8:03:04 AM |
DadWarbucks | $40.00 | 10/31/2011 8:39:26 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:59 AM |
zippy-interest | $25.00 | 10/31/2011 9:23:47 AM |
porter22 | $25.00 | 10/31/2011 8:29:33 AM |
mike_banker | $100.00 | 10/31/2011 9:35:29 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:17 AM |
loot-geyser1 | $25.00 | 10/31/2011 9:01:53 AM |
competitor119 | $25.00 | 10/31/2011 11:22:41 AM |
6moonbeams | $25.00 | 10/31/2011 1:56:53 PM |
ItsJustMe79 | $25.00 | 10/31/2011 12:49:39 PM |
lend2end | $25.00 | 10/31/2011 12:17:11 PM |
truth-silo | $50.00 | 10/31/2011 5:31:42 PM |
sensible-fund | $25.00 | 10/31/2011 3:43:43 PM |
heerzaquestion | $25.00 | 10/31/2011 7:34:34 PM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:03:17 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:36 AM |
fantastic-wampum1 | $100.00 | 11/1/2011 7:08:41 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:51 AM |
organized-payment6 | $50.00 | 11/1/2011 5:31:50 AM |
the-discrete-income | $25.00 | 11/1/2011 9:03:19 AM |
innocent-commerce9 | $300.00 | 11/1/2011 9:05:23 AM |
resolute-justice413 | $100.00 | 11/1/2011 9:41:00 AM |
wwwUniversal | $25.00 | 11/1/2011 10:43:42 AM |
fervent-repayment | $25.00 | 11/1/2011 10:00:15 AM |
cablenews | $100.00 | 11/1/2011 10:58:59 AM |
life-is-great | $25.00 | 11/1/2011 10:53:48 AM |
fcrick | $25.00 | 11/1/2011 11:07:56 AM |
thoughtful-contract984 | $25.00 | 11/1/2011 2:13:00 PM |
PCity-LOA15 | $30.00 | 11/1/2011 4:44:06 PM |
lappajj | $28.24 | 11/1/2011 2:48:18 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:30 PM |
Kaj | $25.00 | 11/1/2011 5:32:50 PM |
Brisket_Bob | $50.00 | 11/1/2011 6:53:22 PM |
integrity-starter | $25.00 | 11/1/2011 9:47:28 PM |
herbyman | $50.00 | 11/2/2011 6:45:53 AM |
agreement-guild | $50.00 | 11/2/2011 5:25:18 AM |
a-resplendent-commitment | $100.00 | 11/2/2011 5:37:52 AM |
beeper2 | $25.00 | 11/2/2011 7:52:36 AM |
Leshan | $67.57 | 11/2/2011 7:48:29 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:20 AM |
equitable-capital758 | $71.00 | 11/2/2011 9:11:13 AM |
melodious-fairness | $25.00 | 11/2/2011 9:52:18 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:46 AM |
cropdust3r | $25.00 | 11/2/2011 10:51:45 AM |
forthright-dedication | $50.00 | 11/2/2011 11:12:59 AM |
1NiceLender | $25.49 | 11/2/2011 12:38:48 PM |
escharfer | $25.00 | 11/2/2011 1:08:02 PM |
bizzzond | $25.00 | 11/2/2011 12:04:46 PM |
rogue_monster | $50.00 | 11/2/2011 12:35:47 PM |
Sierrahh | $25.00 | 11/2/2011 4:04:47 PM |
diablorulz | $75.00 | 11/2/2011 4:31:00 PM |
iaffy | $50.00 | 11/2/2011 2:54:35 PM |
oplender | $25.00 | 11/2/2011 3:02:05 PM |
compassion-bauble4 | $25.00 | 11/2/2011 3:56:19 PM |
wlm3012 | $30.00 | 11/2/2011 5:09:17 PM |
micro-lender0 | $25.00 | 11/2/2011 6:06:54 PM |
Weaverville | $25.00 | 11/2/2011 7:55:57 PM |
Eddy-2-Aces | $25.00 | 11/2/2011 6:47:40 PM |
digitaldan | $25.00 | 11/2/2011 8:40:18 PM |
money-bauble | $200.00 | 11/2/2011 6:52:58 PM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:50 PM |
durability-ruler | $25.00 | 11/2/2011 7:06:06 PM |
kenji4861 | $25.00 | 11/2/2011 7:16:02 PM |
the-dollar-topper | $150.00 | 11/2/2011 7:02:51 PM |
COguy | $25.00 | 11/2/2011 8:29:16 PM |
intrepid-loot | $25.00 | 11/2/2011 8:05:17 PM |
LuvToLend | $14.93 | 11/2/2011 9:59:40 PM |
whitegold24k | $100.00 | 10/30/2011 12:09:49 PM |
influential-benjamins0 | $100.00 | 10/30/2011 1:03:28 PM |
pdub | $75.00 | 10/30/2011 12:56:07 PM |
ivy-league-MBA | $25.00 | 10/30/2011 1:24:13 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:17 PM |
Lender75 | $25.00 | 10/30/2011 3:32:58 PM |
antlr | $50.00 | 10/30/2011 2:38:34 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:04 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:30 PM |
Feyenoord | $30.00 | 10/30/2011 8:46:55 PM |
simpy | $25.00 | 10/30/2011 8:52:42 PM |
dime-sprout | $25.00 | 10/31/2011 6:40:56 AM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:51 AM |
credit-maple5 | $25.00 | 10/31/2011 8:34:34 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:44 AM |
ILoveBearHats | $25.00 | 10/31/2011 8:49:16 AM |
ranstlin | $25.00 | 10/31/2011 9:29:39 AM |
riskreward | $250.00 | 10/31/2011 9:11:15 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:14 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:41 AM |
paladin847 | $50.00 | 10/31/2011 10:28:06 AM |
bright-investment | $25.00 | 10/31/2011 2:05:04 PM |
john0720 | $25.00 | 10/31/2011 12:32:24 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:38 PM |
useful-p2ploan | $25.00 | 10/31/2011 1:28:25 PM |
steamboatgal | $50.00 | 10/31/2011 3:59:31 PM |
supernova719 | $50.00 | 10/31/2011 2:29:48 PM |
valiant-money | $45.00 | 10/31/2011 1:21:54 PM |
hidavehi | $33.00 | 10/31/2011 4:50:15 PM |
bobby5832708 | $25.00 | 11/1/2011 4:07:52 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:45 AM |
Zoomie | $25.00 | 10/31/2011 9:03:11 PM |
market-assembler | $25.00 | 10/31/2011 9:47:23 PM |
wtrboy | $25.00 | 10/31/2011 10:23:18 PM |
Preteur | $25.00 | 11/1/2011 5:47:30 AM |
reward-motion | $46.97 | 11/1/2011 4:25:19 AM |
GElender | $40.00 | 11/1/2011 5:46:54 AM |
elfincove | $25.00 | 11/1/2011 7:23:09 AM |
evnagelist | $25.00 | 11/1/2011 9:04:55 AM |
moola-gargantuan9 | $50.00 | 11/1/2011 9:08:59 AM |
jescowa | $50.00 | 11/1/2011 9:42:32 AM |
AF-Chief | $50.00 | 11/1/2011 9:28:01 AM |
Investor_DP | $100.00 | 11/1/2011 9:36:26 AM |
whitegold24k | $200.00 | 11/1/2011 9:44:06 AM |
wise-deal-panda | $100.00 | 11/1/2011 10:13:29 AM |
victorcab | $25.00 | 11/1/2011 10:28:27 AM |
listing-vista | $50.00 | 11/1/2011 10:31:56 AM |
orange-courageous-dedication | $25.00 | 11/1/2011 11:21:20 AM |
revenue-appraiser | $30.00 | 11/1/2011 12:00:20 PM |
Kijib | $25.00 | 11/1/2011 2:45:54 PM |
rolltide09 | $25.00 | 11/1/2011 6:55:19 PM |
Viamin | $25.00 | 11/1/2011 11:07:40 PM |
festeringsnot | $25.00 | 11/2/2011 4:45:32 AM |
triumph329 | $25.00 | 11/2/2011 5:32:00 AM |
heavenly-treasure542 | $25.00 | 11/2/2011 4:24:56 AM |
mketelecom | $25.00 | 11/2/2011 5:28:32 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:45 AM |
brutusbone | $25.00 | 11/2/2011 6:47:59 AM |
nimble-nickel | $25.00 | 11/2/2011 8:25:01 AM |
Bigg_Lender | $25.00 | 11/2/2011 8:46:27 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:37 AM |
orange-spiritual-contract | $50.00 | 11/2/2011 10:25:49 AM |
wise-silver-wonder | $25.00 | 11/2/2011 10:01:50 AM |
social-zebra | $30.00 | 11/2/2011 10:12:10 AM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:30 PM |
Gr8Deal | $50.00 | 11/2/2011 11:14:23 AM |
skiberdad | $50.00 | 11/2/2011 1:00:29 PM |
elegant-loot | $25.00 | 11/2/2011 2:10:32 PM |
social-pizza5 | $25.00 | 11/2/2011 2:31:11 PM |
rakstar | $25.00 | 11/2/2011 12:19:27 PM |
extraordinary-velocity6 | $50.00 | 11/2/2011 1:40:22 PM |
gracej | $25.00 | 11/2/2011 1:57:59 PM |
dpjd | $25.00 | 11/2/2011 3:52:01 PM |
tntmojave | $50.00 | 11/2/2011 4:54:56 PM |
prescription0 | $25.00 | 11/2/2011 3:51:56 PM |
damage | $25.00 | 11/2/2011 4:26:39 PM |
youthful-yield2 | $50.00 | 11/2/2011 6:46:17 PM |
genius520 | $50.00 | 11/2/2011 6:53:52 PM |
lifegrowth | $25.00 | 11/2/2011 6:56:08 PM |
ursus | $50.00 | 11/2/2011 6:09:09 PM |
KLCRAY | $25.00 | 11/2/2011 7:05:49 PM |
samo102us | $25.00 | 11/2/2011 7:13:46 PM |
kinetic-openness0 | $25.00 | 11/2/2011 7:16:35 PM |
PPlleeaasseePayMeBack | $25.00 | 11/2/2011 7:29:15 PM |
bratcher | $25.69 | 11/2/2011 7:37:10 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:38 PM |
robust-trade | $25.00 | 11/2/2011 6:38:24 PM |
JLMGroupFunds | $25.00 | 11/2/2011 6:59:00 PM |
wigglesworth4 | $500.00 | 11/2/2011 7:13:28 PM |
determined-order1 | $25.00 | 11/2/2011 8:07:01 PM |
crazyinjun | $35.84 | 11/2/2011 8:30:25 PM |
167 Investments
|
Borrower Payment Dependent Notes Series
529354
This series of Notes was issued and sold upon the funding of the borrower loan #55766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $321.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,194 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| Seeyaatthetop |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
700-719
(Jun-2008)
|
Principal balance:
| $6,022.77 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
My personal loan for my business
Purpose of loan:
This loan will be used to purchase retail products for the Christmas season which we resale over the internet. I have had very great success with internet sales of electronic products and accessories.
I purchase our products from wholesale suppliers directly.
My financial situation:
I am a good candidate for this loan because I have been rebuilding my credit for the last 7 years and have dramatically moved my credit score up to a new level. I have had a loan with Prosper for approximately 1 year now and have made my payment on time every month. I am dedicated to paying my debt as a man.
Monthly net income: $3513.00
Monthly expenses: $2263.00
Housing: $873.00
Insurance: $50.00
Car expenses: $125.00
Utilities: $225.00
Phone, cable, internet: $105.00
Food, entertainment: $170.00
Clothing, household expenses: $25.00
Credit cards and other loans: $690.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcrick | $25.00 | 10/29/2011 12:02:58 PM |
prohelper | $25.00 | 10/29/2011 12:07:06 PM |
Kash2010lu | $25.00 | 10/29/2011 12:17:54 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:19 PM |
DHolly | $31.00 | 10/29/2011 12:41:36 PM |
fervent-repayment | $25.00 | 10/29/2011 1:08:35 PM |
coin-investor | $25.00 | 10/29/2011 1:23:52 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:08 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:25 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:22 PM |
Mailmon | $25.00 | 10/29/2011 9:31:39 PM |
massuot | $25.00 | 10/30/2011 3:39:54 AM |
Dubbs360 | $50.00 | 10/30/2011 11:17:47 AM |
worldly-community3 | $50.00 | 10/30/2011 12:11:06 PM |
DER | $25.00 | 10/30/2011 4:38:58 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:23 PM |
LoanerPrincipal | $25.00 | 10/30/2011 9:10:20 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:02 PM |
economy-coup | $50.00 | 10/31/2011 12:30:23 AM |
financial-frenzy | $50.00 | 10/31/2011 6:14:01 AM |
suave-dime6 | $25.00 | 10/31/2011 6:20:09 AM |
wealth-builder57 | $25.00 | 10/31/2011 7:35:50 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:57 AM |
SweatyBalls | $25.00 | 10/31/2011 8:05:26 AM |
pleasant-nickel0 | $25.00 | 10/31/2011 9:20:14 AM |
e4gf8e | $50.00 | 10/31/2011 9:58:54 AM |
bnlforever | $50.00 | 10/31/2011 11:39:52 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:38 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:36 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:33 AM |
enthusiastic-ore5 | $30.00 | 10/31/2011 5:38:50 PM |
HammerSmith | $25.00 | 10/31/2011 2:34:42 PM |
steamboatgal | $50.00 | 10/31/2011 3:59:30 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:08 PM |
heerzaquestion | $25.00 | 10/31/2011 7:31:18 PM |
kindness-jedi | $25.00 | 11/1/2011 4:15:44 AM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:16 AM |
poetic-reward0 | $25.00 | 11/1/2011 4:49:47 AM |
payout-guru | $50.00 | 11/1/2011 6:23:07 AM |
MAYBROOK | $35.00 | 11/1/2011 5:28:58 AM |
floridass | $25.00 | 11/1/2011 8:02:19 AM |
dukeiyer | $25.00 | 11/1/2011 7:33:51 AM |
the-discrete-income | $25.00 | 11/1/2011 9:03:18 AM |
evnagelist | $25.00 | 11/1/2011 9:04:54 AM |
first-serene-credit | $25.00 | 11/1/2011 8:39:30 AM |
Angel_Investor_7 | $25.00 | 11/1/2011 9:35:19 AM |
bassman2 | $25.00 | 11/1/2011 9:53:59 AM |
mercuriant | $25.00 | 11/1/2011 10:07:41 AM |
wwwUniversal | $25.00 | 11/1/2011 10:43:41 AM |
twjh | $25.00 | 11/1/2011 10:48:31 AM |
JayIsABear | $50.00 | 11/1/2011 10:03:16 AM |
life-is-great | $25.00 | 11/1/2011 10:53:47 AM |
cablenews | $100.00 | 11/1/2011 10:58:57 AM |
shrewd-peace7 | $25.00 | 11/1/2011 11:07:02 AM |
rs999 | $25.00 | 11/1/2011 10:58:07 AM |
ruxpin1976 | $25.00 | 11/1/2011 12:22:13 PM |
Epiphanic | $25.00 | 11/1/2011 11:34:53 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:27 PM |
economy-producer | $25.00 | 11/1/2011 5:20:25 PM |
yield-trader | $25.00 | 11/1/2011 4:24:15 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:29 PM |
Kaj | $25.00 | 11/1/2011 5:32:49 PM |
nimble-revenue5 | $25.00 | 11/1/2011 7:02:24 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:17 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:18 AM |
lakehavasu88 | $25.00 | 11/2/2011 3:39:23 AM |
CalBear08 | $25.00 | 11/1/2011 11:28:03 PM |
festeringsnot | $25.00 | 11/2/2011 4:45:31 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:43 AM |
Leshan | $50.00 | 11/2/2011 7:45:07 AM |
silver-enlightenment0 | $100.00 | 11/2/2011 6:56:05 AM |
thelovebug | $100.00 | 11/2/2011 9:13:45 AM |
melodious-fairness | $25.00 | 11/2/2011 9:52:17 AM |
top-asset-chemistry | $25.00 | 11/2/2011 9:31:19 AM |
rutzebach | $111.76 | 11/2/2011 9:59:19 AM |
ttnk62918 | $25.00 | 11/2/2011 10:47:50 AM |
13nd3r | $25.00 | 11/2/2011 11:06:40 AM |
rakstar | $25.00 | 11/2/2011 12:19:27 PM |
forthright-dedication | $50.00 | 11/2/2011 11:12:56 AM |
brainy-greenback481 | $114.71 | 11/2/2011 1:40:23 PM |
hope-base | $25.00 | 11/2/2011 12:10:05 PM |
skiberdad | $50.00 | 11/2/2011 1:00:28 PM |
escharfer | $25.00 | 11/2/2011 1:08:01 PM |
proud-gold9 | $25.00 | 11/2/2011 4:44:33 PM |
iaffy | $50.00 | 11/2/2011 2:54:33 PM |
justice-allocator3 | $25.00 | 11/2/2011 4:48:26 PM |
justice-gourd | $100.00 | 11/2/2011 3:51:03 PM |
Reinadog9 | $25.00 | 11/2/2011 4:23:36 PM |
fund-companion4 | $25.00 | 11/2/2011 4:41:45 PM |
please-repay | $75.00 | 11/2/2011 4:12:18 PM |
Comoparklender | $25.00 | 11/2/2011 6:12:38 PM |
handshake5 | $100.00 | 11/2/2011 5:25:14 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:06 PM |
Investoman | $75.00 | 11/2/2011 6:51:57 PM |
pious-gold | $25.00 | 11/2/2011 6:42:07 PM |
Lender0424 | $25.00 | 11/2/2011 6:51:10 PM |
green-trade-dolphin | $35.02 | 10/29/2011 12:02:07 PM |
Weaverville | $25.00 | 10/29/2011 12:09:27 PM |
jjswanso | $25.00 | 10/29/2011 12:22:07 PM |
important-openness1 | $100.00 | 10/29/2011 12:59:45 PM |
treasure-bliss | $25.00 | 10/29/2011 12:56:58 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:28 PM |
orange-preeminant-bill | $25.00 | 10/29/2011 1:22:24 PM |
villagers | $25.00 | 10/29/2011 2:10:35 PM |
Vreet | $50.00 | 10/29/2011 2:44:14 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:36 PM |
EngineersAlliance | $100.00 | 10/29/2011 1:43:11 PM |
nex | $25.00 | 10/29/2011 4:13:02 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:15 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:29 PM |
SLN-10 | $50.00 | 10/30/2011 5:24:46 AM |
zippy-interest | $25.00 | 10/30/2011 8:06:01 AM |
real-return | $25.00 | 10/30/2011 9:22:00 AM |
drkosh | $25.00 | 10/30/2011 11:23:25 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:12 PM |
the-adventurous-capital | $25.00 | 10/30/2011 5:20:50 PM |
monster4 | $50.00 | 10/30/2011 5:25:29 PM |
jonmars | $25.00 | 10/30/2011 4:29:15 PM |
dollardave | $50.00 | 10/30/2011 4:35:24 PM |
bold-shrewd-duty | $28.00 | 10/30/2011 6:17:44 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:28 PM |
ktradtke | $25.00 | 10/30/2011 5:42:42 PM |
Tscheddar | $25.00 | 10/30/2011 6:58:26 PM |
sjo1984111 | $25.00 | 10/31/2011 4:36:37 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:52 AM |
shawnw2 | $50.00 | 10/31/2011 4:00:33 AM |
marketplace-hut9 | $25.00 | 10/31/2011 7:44:46 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:43 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:16 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:13 AM |
competitor119 | $25.00 | 10/31/2011 11:22:40 AM |
rvfbroker | $25.00 | 10/31/2011 11:59:52 AM |
6moonbeams | $25.00 | 10/31/2011 1:56:52 PM |
blue-agreement-officer | $50.00 | 10/31/2011 4:40:11 PM |
idastmerchants | $25.00 | 10/31/2011 6:22:10 PM |
Greenbak | $25.00 | 10/31/2011 6:58:46 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:09 PM |
Shawn95187 | $37.77 | 10/31/2011 10:50:32 PM |
divedude | $25.00 | 10/31/2011 11:57:59 PM |
imagic | $25.00 | 11/1/2011 4:24:39 AM |
bancoroyal | $25.00 | 11/1/2011 5:02:41 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:33 AM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:22 AM |
top-visionary-truth | $25.00 | 11/1/2011 5:01:56 AM |
auction-turtle0 | $25.00 | 11/1/2011 6:49:07 AM |
helpful-listing | $25.00 | 11/1/2011 5:58:07 AM |
miked8303 | $50.00 | 11/1/2011 8:15:25 AM |
moola-accelerator6 | $27.00 | 11/1/2011 8:16:41 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:20 AM |
SubmergedPilot | $25.00 | 11/1/2011 8:16:44 AM |
Jack55304 | $89.00 | 11/1/2011 9:23:50 AM |
AF-Chief | $50.00 | 11/1/2011 9:28:01 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:24 AM |
WilliamLeeSims | $25.00 | 11/1/2011 11:35:20 AM |
revenue-appraiser | $30.00 | 11/1/2011 11:58:45 AM |
TronMedici | $50.00 | 11/1/2011 3:41:14 PM |
arsisi | $25.00 | 11/1/2011 5:20:33 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:34 PM |
MrBailey | $25.00 | 11/1/2011 5:02:20 PM |
Diamond_Jim | $25.00 | 11/1/2011 5:20:43 PM |
smoothmoniker | $25.00 | 11/1/2011 5:26:46 PM |
income-buddy7 | $100.00 | 11/1/2011 5:56:30 PM |
matthewa | $25.00 | 11/1/2011 5:28:54 PM |
payout-achievement | $50.00 | 11/1/2011 5:44:04 PM |
saffron4 | $25.00 | 11/1/2011 5:49:16 PM |
trade-surge3 | $50.00 | 11/1/2011 6:35:44 PM |
rolltide09 | $25.00 | 11/1/2011 6:55:19 PM |
TheGeek | $25.00 | 11/1/2011 8:37:13 PM |
LendingPimp | $75.00 | 11/2/2011 3:10:41 AM |
tech310 | $50.00 | 11/1/2011 11:18:23 PM |
abnvette | $25.00 | 11/2/2011 2:33:18 AM |
Bob450 | $25.00 | 11/2/2011 6:57:57 AM |
heloswimmer | $25.00 | 11/2/2011 8:55:29 AM |
Mariner3605 | $25.00 | 11/2/2011 9:35:46 AM |
richboy56 | $25.00 | 11/2/2011 10:16:53 AM |
extraordinary-velocity6 | $50.00 | 11/2/2011 10:19:18 AM |
vegibenz | $25.00 | 11/2/2011 9:41:09 AM |
jmeasn | $50.00 | 11/2/2011 11:31:34 AM |
papaloha | $32.00 | 11/2/2011 11:32:53 AM |
income-rocker2 | $50.00 | 11/2/2011 10:56:23 AM |
handy-justice | $50.00 | 11/2/2011 12:07:04 PM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:29 PM |
camaraderi-catapult | $25.00 | 11/2/2011 12:37:06 PM |
rogue_monster | $50.00 | 11/2/2011 12:35:46 PM |
RockpointCapital | $100.00 | 11/2/2011 12:54:53 PM |
damage | $25.00 | 11/2/2011 4:22:45 PM |
Eddy-2-Aces | $25.00 | 11/2/2011 6:46:04 PM |
ursus | $50.00 | 11/2/2011 6:09:08 PM |
finance-prescription | $100.00 | 11/2/2011 6:21:11 PM |
Aariel | $25.00 | 11/2/2011 6:46:31 PM |
ore-den9 | $50.00 | 11/2/2011 7:01:21 PM |
the-dollar-topper | $122.47 | 11/2/2011 7:02:49 PM |
192 Investments
|
Borrower Payment Dependent Notes Series
529518
This series of Notes was issued and sold upon the funding of the borrower loan #55783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $382.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 37% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,621 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| 2babmon |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 60 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2009)
680-699
(Jun-2008)
640-659
(Apr-2006)
|
Principal balance:
| $550.72 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 60 | | |
Description
Improvements
Purpose of loan: To do some home improvements
This loan will be used to...do some home improvements
My financial situation:
I am a good candidate for this loan because... I am consistent in paying my bills & I have borrowed from prosper before without missing a payment.
Monthly net income: $1,700.00
Monthly expenses: $
Housing: $171.00
Insurance: $40.00
Car expenses: $
Utilities: $100
Phone, cable, internet: $65.00
Food, entertainment: $100
Clothing, household expenses: $75
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handshake5 | $100.00 | 11/2/2011 9:09:28 AM |
real-return | $30.00 | 11/2/2011 9:05:32 AM |
genius520 | $50.00 | 11/2/2011 9:15:24 AM |
6moonbeams | $25.00 | 11/2/2011 9:20:07 AM |
Comoparklender | $25.00 | 11/2/2011 9:24:52 AM |
friendly-nickel7 | $25.00 | 11/2/2011 9:29:08 AM |
finance-prescription | $100.00 | 11/2/2011 9:47:19 AM |
pound-mushroom3 | $25.00 | 11/2/2011 10:21:04 AM |
janeybooboo | $50.00 | 11/2/2011 9:44:55 AM |
reward-adventure | $50.00 | 11/2/2011 10:31:20 AM |
melodious-fairness | $25.00 | 11/2/2011 9:52:19 AM |
asmithj | $25.00 | 11/2/2011 10:19:48 AM |
social-hunter5 | $25.00 | 11/2/2011 10:58:16 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:52 AM |
IIP77 | $25.00 | 11/2/2011 10:27:47 AM |
finance-magma7 | $25.00 | 11/2/2011 10:30:37 AM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:11 AM |
treasure-bliss | $25.00 | 11/2/2011 11:28:14 AM |
progressive-economy261 | $400.00 | 11/2/2011 10:55:28 AM |
shmb6508 | $50.00 | 11/2/2011 11:01:25 AM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:32 PM |
rogue_monster | $50.00 | 11/2/2011 12:35:48 PM |
ursus | $50.00 | 11/2/2011 11:18:10 AM |
orange-preeminant-bill | $25.00 | 11/2/2011 11:21:58 AM |
AndChicksforFree | $107.00 | 11/2/2011 11:21:25 AM |
escharfer | $25.00 | 11/2/2011 1:08:05 PM |
bizzzond | $50.00 | 11/2/2011 12:00:17 PM |
LeadFoot | $25.00 | 11/2/2011 1:56:59 PM |
credit-coach118 | $85.36 | 11/2/2011 2:36:07 PM |
iaffy | $50.00 | 11/2/2011 2:54:58 PM |
wild_carrot | $25.00 | 11/2/2011 1:19:56 PM |
thankful-nickel2 | $25.00 | 11/2/2011 1:52:13 PM |
Whatssofunnybout | $27.74 | 11/2/2011 3:48:14 PM |
atlas-shrugged | $200.00 | 11/2/2011 2:23:43 PM |
fund-companion4 | $25.00 | 11/2/2011 4:41:45 PM |
enterprising-credit2 | $25.00 | 11/2/2011 3:41:36 PM |
nimble-revenue5 | $25.00 | 11/2/2011 5:08:44 PM |
scojo | $25.02 | 11/2/2011 5:10:15 PM |
jamiee73 | $25.00 | 11/2/2011 5:11:04 PM |
nimble-affluence4 | $25.00 | 11/2/2011 5:04:51 PM |
Anny-Disco | $25.00 | 11/2/2011 5:07:47 PM |
listing-vista | $50.00 | 11/2/2011 5:15:49 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:12 PM |
wigglesworth4 | $500.00 | 11/2/2011 7:13:29 PM |
coin-architect2 | $100.00 | 11/2/2011 7:27:42 PM |
Lender0424 | $25.00 | 11/2/2011 6:51:11 PM |
robust-trade | $25.00 | 11/2/2011 6:38:25 PM |
prohelper | $25.00 | 11/2/2011 6:45:53 PM |
clickbrain | $25.00 | 11/2/2011 6:59:43 PM |
rate-mogul | $50.00 | 11/2/2011 7:05:15 PM |
magnitude787 | $30.00 | 11/2/2011 7:06:57 PM |
elfincove | $50.00 | 11/2/2011 8:34:27 PM |
benefit-trident | $25.00 | 11/3/2011 4:09:34 AM |
Feyenoord | $30.00 | 11/2/2011 8:34:10 PM |
Mark-7 | $50.00 | 11/3/2011 2:35:08 AM |
money-bauble | $200.00 | 11/3/2011 4:17:48 AM |
uarewhatuthink | $25.00 | 11/3/2011 7:15:35 AM |
treasure-generator | $25.00 | 11/3/2011 5:11:54 AM |
mikeandcat | $100.00 | 11/3/2011 5:32:49 AM |
MoneyBadger | $25.00 | 11/3/2011 6:15:13 AM |
reward-system | $25.00 | 11/3/2011 9:03:08 AM |
jasonj72 | $25.00 | 11/3/2011 9:37:56 AM |
goal-benefit2 | $37.96 | 11/3/2011 8:38:09 AM |
the-discrete-income | $30.51 | 11/3/2011 9:01:44 AM |
irrelevant | $25.00 | 11/3/2011 10:05:07 AM |
cablenews | $31.00 | 11/3/2011 9:23:01 AM |
wise-rupee-sanctuary | $50.00 | 11/3/2011 9:32:03 AM |
panther757 | $25.00 | 11/3/2011 9:34:39 AM |
truth-vault4 | $25.00 | 11/3/2011 9:45:03 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:42 AM |
lobstahlender | $25.00 | 11/3/2011 10:26:04 AM |
LeReve | $50.00 | 11/3/2011 10:28:45 AM |
forthright-trade | $25.00 | 11/3/2011 10:31:12 AM |
desertoasis | $25.00 | 11/2/2011 12:43:06 PM |
MoneyForNothing | $25.00 | 11/2/2011 9:11:43 AM |
investment-tempo | $25.00 | 11/2/2011 9:03:49 AM |
yield-trader | $25.00 | 11/2/2011 9:35:49 AM |
vegibenz | $25.00 | 11/2/2011 9:41:10 AM |
lendstats_com | $200.00 | 11/2/2011 9:43:27 AM |
SLN-10 | $50.00 | 11/2/2011 9:24:24 AM |
RoZu_Lending | $100.00 | 11/2/2011 9:17:04 AM |
the-transaction-stronghold | $25.00 | 11/2/2011 9:33:11 AM |
important-openness1 | $100.00 | 11/2/2011 9:27:28 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:05 AM |
YLlama | $25.00 | 11/2/2011 9:51:05 AM |
Investoman | $75.00 | 11/2/2011 10:29:14 AM |
influential-benjamins0 | $100.00 | 11/2/2011 10:31:32 AM |
resolute-justice413 | $100.00 | 11/2/2011 10:17:29 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:13 AM |
life-is-great | $25.00 | 11/2/2011 10:44:35 AM |
dollar-authority | $61.10 | 11/2/2011 11:53:31 AM |
the-profit-oracle | $25.00 | 11/2/2011 12:06:52 PM |
enticing-capital6 | $50.00 | 11/2/2011 11:03:45 AM |
Kaj | $25.00 | 11/2/2011 11:06:14 AM |
figs4u2 | $100.00 | 11/2/2011 11:12:03 AM |
worthy-bid8 | $50.00 | 11/2/2011 11:27:39 AM |
wise-deal-panda | $200.00 | 11/2/2011 11:30:37 AM |
rakstar | $25.00 | 11/2/2011 12:19:27 PM |
MoneyForNothing | $27.23 | 11/2/2011 12:38:34 PM |
RockpointCapital | $200.00 | 11/2/2011 12:51:06 PM |
skiberdad | $50.00 | 11/2/2011 1:00:34 PM |
FinanceEngine | $40.00 | 11/2/2011 5:02:59 PM |
dpjd | $25.00 | 11/2/2011 3:52:02 PM |
Sierrahh | $25.00 | 11/2/2011 4:04:49 PM |
proud-gold9 | $25.00 | 11/2/2011 4:43:45 PM |
susurrus | $50.00 | 11/2/2011 5:08:50 PM |
helpful-listing | $25.00 | 11/2/2011 6:33:38 PM |
fcrick | $25.00 | 11/2/2011 5:35:05 PM |
careful-vigilance4 | $50.00 | 11/2/2011 6:11:42 PM |
wwwUniversal | $25.00 | 11/2/2011 6:20:20 PM |
hard-working-rate3 | $100.00 | 11/2/2011 6:28:22 PM |
amlu1988 | $25.00 | 11/2/2011 6:24:28 PM |
trophy335 | $200.00 | 11/2/2011 8:01:37 PM |
the-dollar-topper | $150.00 | 11/2/2011 7:02:52 PM |
kinetic-openness0 | $25.00 | 11/2/2011 7:16:35 PM |
COguy | $25.00 | 11/2/2011 8:30:26 PM |
thrilling-nickel5 | $25.00 | 11/3/2011 4:11:06 AM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:53 PM |
mighty-payout1 | $25.00 | 11/3/2011 5:23:35 AM |
villagers | $35.00 | 11/2/2011 9:45:57 PM |
cnovak | $25.00 | 11/2/2011 9:55:26 PM |
kindness-hickory5 | $60.00 | 11/3/2011 4:21:08 AM |
Whipster | $60.00 | 11/3/2011 5:15:09 AM |
credit-investor5 | $50.00 | 11/3/2011 7:24:56 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:46 AM |
CalBear08 | $25.00 | 11/3/2011 9:00:48 AM |
Bob450 | $30.00 | 11/3/2011 7:11:00 AM |
marwadi-62 | $300.00 | 11/3/2011 7:10:50 AM |
moola-man | $25.00 | 11/3/2011 8:20:58 AM |
pshans | $25.00 | 11/3/2011 8:20:59 AM |
Epiphanic | $25.00 | 11/3/2011 9:17:54 AM |
green28 | $200.00 | 11/3/2011 9:43:24 AM |
foxtrot12 | $75.00 | 11/3/2011 9:59:13 AM |
listing-demon | $25.00 | 11/3/2011 10:07:37 AM |
worth-blanket2 | $2,200.00 | 11/3/2011 11:04:57 AM |
pi31415 | $2.08 | 11/3/2011 11:10:48 AM |
136 Investments
|
Borrower Payment Dependent Notes Series
529614
This series of Notes was issued and sold upon the funding of the borrower loan #55718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,199 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-diverse-camaraderi |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
To consolidate
My financial situation:
I am a good candidate for this loan because I make my current payments on time. My goal is to get a fixed rate to eliminate my debt.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
desertoasis | $25.00 | 10/28/2011 7:39:35 AM |
worthy-bid8 | $50.00 | 10/26/2011 9:06:36 AM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:08 AM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:19 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:10 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:22 AM |
money-bauble | $100.00 | 10/27/2011 11:33:34 AM |
important-openness1 | $100.00 | 10/27/2011 1:05:00 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:29:27 PM |
journey517 | $25.00 | 10/27/2011 4:47:48 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:57 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:40 PM |
ore-den9 | $50.00 | 10/27/2011 5:32:31 PM |
shrewd-peace7 | $25.00 | 10/27/2011 7:28:22 PM |
kind-finance-burrito | $37.50 | 10/27/2011 8:03:56 PM |
bulabula | $25.00 | 10/27/2011 8:36:53 PM |
sage4 | $25.00 | 10/27/2011 8:48:09 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:55 PM |
ah-long | $25.00 | 10/28/2011 12:01:04 AM |
green-dedicated-transaction | $50.00 | 10/28/2011 1:12:18 AM |
Gladglide | $25.00 | 10/28/2011 3:15:05 AM |
IIP77 | $25.00 | 10/28/2011 3:38:29 AM |
spikerjack | $50.00 | 10/28/2011 3:11:32 AM |
market-pudding | $25.00 | 10/28/2011 4:37:20 AM |
orange-preeminant-bill | $25.00 | 10/28/2011 4:41:15 AM |
loan_doctor | $25.00 | 10/28/2011 4:45:31 AM |
suave-dime6 | $25.00 | 10/28/2011 5:51:13 AM |
GElender | $25.00 | 10/28/2011 6:29:19 AM |
davisfl | $100.00 | 10/28/2011 6:35:06 AM |
five-star-justice | $25.00 | 10/28/2011 6:27:09 AM |
economy-popcorn | $25.00 | 10/28/2011 6:44:08 AM |
farbav | $25.00 | 10/28/2011 6:57:07 AM |
beaker | $25.01 | 10/28/2011 6:43:52 AM |
officer8 | $25.00 | 10/28/2011 7:10:24 AM |
well-mannered-income3 | $40.00 | 10/28/2011 7:36:06 AM |
haplender | $50.00 | 10/28/2011 8:12:26 AM |
realtormoises | $25.00 | 10/28/2011 8:14:21 AM |
social-zebra | $30.00 | 10/28/2011 8:15:47 AM |
Anny-Disco | $25.00 | 10/28/2011 8:46:43 AM |
coin-trajectory | $48.29 | 10/28/2011 8:36:48 AM |
graceful-investment | $25.00 | 10/28/2011 9:02:01 AM |
arsisi | $25.00 | 10/28/2011 9:09:30 AM |
MarxBoo | $25.00 | 10/28/2011 9:07:55 AM |
yield-trader | $25.00 | 10/28/2011 9:12:08 AM |
CA-Lender | $25.00 | 10/28/2011 9:14:56 AM |
bslavin | $25.00 | 10/28/2011 9:26:24 AM |
life-is-great | $25.00 | 10/28/2011 9:29:51 AM |
dedicated-transaction796 | $25.00 | 10/28/2011 9:30:52 AM |
brmar | $25.00 | 10/28/2011 9:27:16 AM |
GGreg799 | $25.00 | 10/28/2011 9:29:09 AM |
ttnk62918 | $25.00 | 10/28/2011 9:40:39 AM |
gustavzantanon | $25.00 | 10/28/2011 9:40:06 AM |
peruse | $25.00 | 10/28/2011 9:52:49 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:27 AM |
triumphant-community | $25.00 | 10/27/2011 1:38:00 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:15 PM |
Weaverville | $25.00 | 10/27/2011 5:03:22 PM |
silver-wonder278 | $25.00 | 10/27/2011 5:06:22 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:28 PM |
minddoc | $25.00 | 10/27/2011 6:26:42 PM |
mercuriant | $25.00 | 10/27/2011 7:32:20 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:50:30 PM |
coin-investor | $25.00 | 10/27/2011 8:39:20 PM |
saffron4 | $25.00 | 10/28/2011 12:10:23 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:38 AM |
nowits10 | $25.00 | 10/28/2011 4:00:12 AM |
truelumen | $25.00 | 10/28/2011 4:31:35 AM |
KLCRAY | $25.00 | 10/28/2011 4:55:01 AM |
debt-force | $27.74 | 10/28/2011 5:02:34 AM |
p2ploan-charmer | $25.00 | 10/28/2011 5:15:10 AM |
tornandfrayed | $25.00 | 10/28/2011 5:23:03 AM |
mad4wknds | $25.00 | 10/28/2011 5:33:21 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:16:17 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:55 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:10:05 AM |
managedfund | $1,000.00 | 10/28/2011 6:38:07 AM |
Rdodson11 | $25.00 | 10/28/2011 6:24:35 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:05:09 AM |
janus_god | $25.00 | 10/28/2011 6:56:39 AM |
friendly-social2 | $30.00 | 10/28/2011 7:16:39 AM |
Bob450 | $28.02 | 10/28/2011 7:23:55 AM |
SirJev | $50.00 | 10/28/2011 7:40:50 AM |
Wellman | $50.00 | 10/28/2011 7:29:30 AM |
Maggie3 | $25.00 | 10/28/2011 8:03:34 AM |
dime-historian | $25.00 | 10/28/2011 7:34:03 AM |
market-jam | $50.00 | 10/28/2011 7:45:35 AM |
Georgetastic | $25.00 | 10/28/2011 9:09:03 AM |
yield-aurora4 | $25.00 | 10/28/2011 8:55:36 AM |
Herluftrolle | $25.00 | 10/28/2011 9:25:40 AM |
handshake5 | $100.00 | 10/28/2011 9:26:13 AM |
ethical-truth211 | $501.00 | 10/28/2011 9:37:48 AM |
payout-carnival | $25.00 | 10/28/2011 9:40:47 AM |
fuzed | $50.00 | 10/28/2011 9:47:45 AM |
whitegold24k | $657.44 | 10/28/2011 10:00:13 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:13 AM |
95 Investments
|
Borrower Payment Dependent Notes Series
529798
This series of Notes was issued and sold upon the funding of the borrower loan #55551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $194.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 10y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,467 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2p-comforter8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MYSELF
Purpose of loan:
This loan will be used to...COVER OTHER EXPENSES
My financial situation:
I am a good candidate for this loan because...I HAVE A STABLE JOB
Monthly net income: $20000
Monthly expenses: $700
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: 25
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/27/2011 9:15:40 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:56 AM |
managedfund | $900.00 | 10/28/2011 10:15:58 AM |
top-historic-peso | $25.00 | 10/29/2011 4:26:54 PM |
nex | $25.00 | 10/29/2011 4:12:57 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:26 AM |
greenwell | $100.00 | 10/31/2011 5:32:55 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:05 PM |
inventive-exchange | $25.00 | 11/1/2011 4:36:25 AM |
poetic-reward0 | $25.00 | 11/1/2011 4:49:44 AM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:20 AM |
kind-credit-bear | $25.00 | 11/1/2011 5:04:16 AM |
red-enthralling-justice | $25.00 | 11/1/2011 7:00:20 AM |
supreme-benefit | $25.00 | 11/1/2011 7:41:13 AM |
the-credit-maker | $25.00 | 11/1/2011 7:54:25 AM |
Learning2Lend | $25.00 | 11/1/2011 9:23:32 AM |
realtormoises | $25.00 | 11/1/2011 8:23:38 AM |
wwwUniversal | $25.00 | 11/1/2011 10:43:37 AM |
bassman2 | $25.00 | 11/1/2011 9:53:57 AM |
capital-halo1 | $450.00 | 11/1/2011 9:56:40 AM |
JayIsABear | $25.00 | 11/1/2011 10:03:11 AM |
rs999 | $25.00 | 11/1/2011 10:58:03 AM |
Alpha-AssistU | $25.00 | 11/1/2011 12:57:57 PM |
transparency-river1 | $1,000.00 | 11/1/2011 5:03:27 PM |
lillian27 | $25.00 | 11/1/2011 5:47:39 PM |
euro-spark | $31.55 | 11/1/2011 5:43:45 PM |
jebber007 | $31.00 | 11/1/2011 5:51:23 PM |
market-jam | $50.00 | 11/1/2011 6:05:21 PM |
finance-prescription | $33.45 | 11/1/2011 6:20:31 PM |
idastmerchants | $25.00 | 10/28/2011 9:54:18 AM |
handy-justice | $50.00 | 10/28/2011 11:46:18 AM |
exchange-pledge | $100.00 | 10/28/2011 2:51:06 PM |
money-yeller | $41.00 | 10/28/2011 4:41:20 PM |
HHP | $100.00 | 10/28/2011 8:37:07 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:22 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:16 PM |
suave-dime6 | $25.00 | 10/31/2011 4:40:54 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:08 PM |
Greenbak | $25.00 | 10/31/2011 6:58:44 PM |
indomitable-dedication | $25.00 | 11/1/2011 12:47:38 AM |
floridass | $25.00 | 11/1/2011 8:02:17 AM |
Investoman | $75.00 | 11/1/2011 9:02:57 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:18 AM |
TronMedici | $50.00 | 11/1/2011 3:41:10 PM |
let_me_retire | $25.00 | 11/1/2011 1:51:40 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:31 PM |
ah-long | $25.00 | 11/1/2011 5:11:42 PM |
dedicated-transaction796 | $25.00 | 11/1/2011 5:19:49 PM |
SirJev | $37.00 | 11/1/2011 5:21:15 PM |
economy-producer | $25.00 | 11/1/2011 5:20:23 PM |
stepatatime-together | $51.00 | 11/1/2011 5:36:02 PM |
nowits10 | $25.00 | 11/1/2011 5:41:23 PM |
income-buddy7 | $100.00 | 11/1/2011 5:56:28 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
530136
This series of Notes was issued and sold upon the funding of the borrower loan #55687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $443.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,918 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dough-saber6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Land Owners
Purpose of loan:
This loan will be used to...Invest in some land and do home improvements on our house
My financial situation:
I am a good candidate for this loan because...I work hard and pay my bills every month. I am just trying to get on lump sum and only have to pay one bill monthly
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-pledge | $100.00 | 10/28/2011 2:51:17 PM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:22 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 6:02:25 PM |
jescowa | $50.00 | 10/29/2011 5:09:18 AM |
radforj22 | $25.00 | 10/29/2011 7:22:56 AM |
credit-coach118 | $25.17 | 10/29/2011 8:33:55 AM |
rolltide09 | $25.00 | 10/29/2011 12:23:56 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:08 PM |
skuba | $50.00 | 10/30/2011 6:42:56 AM |
Theodon | $25.00 | 10/30/2011 6:51:54 PM |
bb575 | $50.00 | 10/30/2011 7:45:22 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:12 AM |
riskreward | $250.00 | 10/31/2011 9:11:12 AM |
PaulW | $40.00 | 10/31/2011 10:08:28 AM |
supernova719 | $50.00 | 10/31/2011 2:29:46 PM |
greenwell | $100.00 | 10/31/2011 5:32:59 PM |
caring-hope2 | $50.00 | 10/31/2011 4:16:42 PM |
balance-voyager | $50.00 | 10/31/2011 4:15:24 PM |
rmachi | $25.00 | 10/31/2011 6:23:19 PM |
Ripsaw4U | $50.00 | 11/1/2011 2:35:45 AM |
bobby5832708 | $25.00 | 11/1/2011 4:07:50 AM |
organized-payment6 | $50.00 | 11/1/2011 5:31:50 AM |
stollcm | $25.00 | 11/1/2011 5:37:06 AM |
Preteur | $25.00 | 11/1/2011 5:47:30 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:49 AM |
alpinaut | $25.00 | 11/1/2011 6:24:12 AM |
subtle-revenue0 | $25.00 | 11/1/2011 6:50:37 AM |
Infinity_Financial | $400.00 | 11/1/2011 7:21:57 AM |
genius520 | $50.00 | 11/1/2011 9:05:23 AM |
steamboatgal | $50.00 | 11/1/2011 10:19:24 AM |
victorcab | $25.00 | 11/1/2011 10:28:26 AM |
indomitable-coin | $25.00 | 11/1/2011 10:05:06 AM |
rate-mogul | $50.00 | 11/1/2011 11:04:32 AM |
equitable-capital758 | $350.00 | 11/1/2011 10:39:05 AM |
Marathoner | $25.00 | 11/1/2011 11:52:56 AM |
five-star-order1 | $50.00 | 11/1/2011 12:42:45 PM |
Ven58 | $45.00 | 11/1/2011 12:43:00 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:29 PM |
the-elated-bid | $36.25 | 11/1/2011 4:06:48 PM |
YellowJacket | $25.00 | 11/1/2011 4:40:46 PM |
Bank42 | $25.00 | 11/1/2011 4:50:58 PM |
Kijib | $25.00 | 11/1/2011 2:45:52 PM |
peso-windmill | $25.00 | 11/1/2011 3:06:37 PM |
Cbank05 | $25.00 | 11/1/2011 3:24:26 PM |
selector568 | $500.00 | 11/1/2011 3:49:44 PM |
Aimvest | $25.00 | 11/1/2011 4:34:30 PM |
NYBIZ | $25.00 | 11/1/2011 5:31:48 PM |
sensible-order2 | $400.00 | 11/1/2011 4:53:17 PM |
gold-sushi | $25.00 | 11/1/2011 5:33:53 PM |
brandon612 | $34.86 | 11/1/2011 5:04:12 PM |
hopethisworks | $25.00 | 11/1/2011 5:54:08 PM |
youthful-yield2 | $171.00 | 11/1/2011 5:54:32 PM |
the-loyalty-wildebeest | $30.00 | 11/1/2011 5:58:37 PM |
j2ee | $25.00 | 11/1/2011 7:13:58 PM |
money-bauble | $200.00 | 11/1/2011 7:22:41 PM |
payment-halo | $25.00 | 11/1/2011 8:11:33 PM |
msh345 | $25.00 | 11/1/2011 9:59:18 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:24 PM |
pbandjb | $25.00 | 11/1/2011 7:49:46 PM |
minista | $26.00 | 11/1/2011 10:49:28 PM |
Rivervale_Westwood | $25.00 | 11/2/2011 4:56:45 AM |
managedfund | $2,600.00 | 11/2/2011 5:57:05 AM |
secureincome | $448.53 | 11/2/2011 6:23:16 AM |
blot44 | $25.00 | 10/28/2011 5:09:09 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:35 PM |
JustMee | $25.00 | 10/29/2011 6:13:16 AM |
figs4u2 | $100.00 | 10/29/2011 12:12:58 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:08 PM |
wigglesworth4 | $500.00 | 10/29/2011 12:31:55 PM |
coin-investor | $25.00 | 10/29/2011 7:53:09 PM |
Mailmon | $100.00 | 10/29/2011 9:16:51 PM |
gentle-gain235 | $50.00 | 10/30/2011 9:00:17 AM |
1redfish | $100.00 | 10/30/2011 8:14:26 AM |
LarWit1512 | $25.00 | 10/30/2011 9:23:17 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:07 PM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:56 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:34 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:31 AM |
bright-investment | $25.00 | 10/31/2011 2:05:01 PM |
the-dollar-topper | $150.00 | 10/31/2011 6:08:45 PM |
benefit-dreams | $25.00 | 10/31/2011 7:57:28 PM |
Zoomie | $25.00 | 10/31/2011 9:03:10 PM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:07:15 PM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:04 AM |
wtrboy | $25.00 | 10/31/2011 10:23:13 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:30 AM |
noble-leverage035 | $27.80 | 11/1/2011 4:09:31 AM |
Clambake | $25.00 | 11/1/2011 9:04:30 AM |
velocity-solo | $25.00 | 11/1/2011 9:30:49 AM |
6moonbeams | $25.00 | 11/1/2011 10:03:14 AM |
compoundinterest | $50.00 | 11/1/2011 9:18:32 AM |
kenji4861 | $25.00 | 11/1/2011 10:30:50 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:11 AM |
superb-funds335 | $25.00 | 11/1/2011 10:40:32 AM |
life-is-great | $25.00 | 11/1/2011 10:53:46 AM |
rs999 | $25.00 | 11/1/2011 10:58:06 AM |
cablenews | $100.00 | 11/1/2011 10:58:54 AM |
magnetic-pound4 | $50.00 | 11/1/2011 11:15:58 AM |
orange-courageous-dedication | $25.00 | 11/1/2011 11:21:18 AM |
truth-umbrella3 | $25.00 | 11/1/2011 3:25:07 PM |
coin-trumpet | $25.00 | 11/1/2011 12:14:27 PM |
EODCAP | $25.00 | 11/1/2011 3:33:11 PM |
nimble-nickel | $25.00 | 11/1/2011 12:53:17 PM |
enterprising-integrity | $50.00 | 11/1/2011 5:34:41 PM |
Cheburashka | $25.00 | 11/1/2011 5:37:16 PM |
BaxterEvil | $25.00 | 11/1/2011 5:43:35 PM |
Syzygy | $25.00 | 11/1/2011 5:49:57 PM |
newest-bountiful-basis | $25.00 | 11/1/2011 5:23:22 PM |
cash-sensai2 | $25.00 | 11/1/2011 6:04:17 PM |
Tai | $50.00 | 11/1/2011 5:36:32 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:46:23 PM |
trade-surge3 | $50.00 | 11/1/2011 6:33:12 PM |
sjlender | $100.00 | 11/1/2011 6:03:30 PM |
mar97 | $25.00 | 11/1/2011 7:08:42 PM |
bonus-tent | $25.00 | 11/1/2011 7:13:17 PM |
Brisket_Bob | $100.00 | 11/1/2011 6:29:47 PM |
paladin510 | $25.00 | 11/1/2011 6:41:13 PM |
rajs | $400.00 | 11/1/2011 8:28:11 PM |
chrisb4745 | $25.37 | 11/1/2011 7:22:03 PM |
integrity-starter | $25.00 | 11/1/2011 9:47:00 PM |
johnZ222 | $65.02 | 11/2/2011 5:18:06 AM |
abnvette | $25.00 | 11/2/2011 2:20:44 AM |
Railbird | $25.00 | 11/2/2011 4:59:42 AM |
123 Investments
|
Borrower Payment Dependent Notes Series
530568
This series of Notes was issued and sold upon the funding of the borrower loan #55315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 8% |
Credit score:
| 860-879 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $777 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-fervent-commitment |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mortgage refinancing
Purpose of loan:
This loan will be used to...position me to convert my current mortgage from a jumbo loan to a conforming loan. this will lower my interest rate from 7% to 3%.
My financial situation:
I am a good candidate for this loan because..I have ample income to support this servicing of this debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $39.75 | 10/19/2011 5:01:03 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:27 PM |
The_Lendor | $25.00 | 10/20/2011 6:34:20 AM |
fcrick | $25.00 | 10/20/2011 9:42:46 AM |
natural-trade7 | $25.25 | 10/20/2011 7:51:01 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:21 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:50 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:05:13 PM |
friendinmoney | $25.00 | 10/22/2011 7:22:53 AM |
credit-coach118 | $45.18 | 10/23/2011 5:12:24 PM |
Rivervale_Westwood | $100.00 | 10/24/2011 5:23:19 AM |
Ocean713 | $75.00 | 10/24/2011 12:03:23 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:00 PM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:28 PM |
awwaww | $25.00 | 10/25/2011 7:19:13 AM |
delivery | $25.00 | 10/25/2011 11:33:30 AM |
Chosen-one | $28.13 | 10/25/2011 2:25:54 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:29 PM |
orbital-dollar2 | $25.00 | 10/26/2011 3:09:24 PM |
shrewd-dedication2 | $50.00 | 10/26/2011 3:33:40 PM |
SolarMoonshine | $25.00 | 10/26/2011 5:05:34 PM |
GCInvestments | $30.00 | 10/26/2011 5:12:24 PM |
please-repay | $100.00 | 10/26/2011 5:12:55 PM |
cloud8 | $50.00 | 10/26/2011 7:05:55 PM |
bnl42 | $37.50 | 10/26/2011 7:08:26 PM |
MoneyTree79 | $35.00 | 10/26/2011 7:18:01 PM |
novice-speculator | $25.00 | 10/26/2011 7:09:49 PM |
GrowthAspirations | $39.52 | 10/26/2011 8:50:16 PM |
important-ore | $150.00 | 10/26/2011 9:33:32 PM |
benefit-catalyst | $100.00 | 10/26/2011 8:49:00 PM |
mgking007 | $25.00 | 10/26/2011 10:08:14 PM |
srspank24 | $50.00 | 10/26/2011 9:09:57 PM |
fund-fox4 | $50.00 | 10/26/2011 9:15:31 PM |
Lo0se_mo0se | $25.00 | 10/26/2011 10:06:27 PM |
ogmanny | $50.00 | 10/26/2011 10:27:17 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 3:08:27 AM |
transparency-universe8 | $25.00 | 10/27/2011 4:14:20 AM |
kenji4861 | $50.00 | 10/27/2011 4:46:13 AM |
income-buffalo1 | $167.00 | 10/27/2011 4:51:14 AM |
charming-exchange7 | $25.00 | 10/27/2011 5:58:59 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:47 AM |
seabass123 | $26.08 | 10/27/2011 7:56:26 AM |
currency-persimmon | $50.00 | 10/27/2011 8:38:09 AM |
rokman | $100.00 | 10/27/2011 9:15:49 AM |
unconquerable-dedication | $25.00 | 10/27/2011 9:21:25 AM |
a-transaction-flute | $25.00 | 10/27/2011 9:22:09 AM |
_NaLNaBB | $400.00 | 10/27/2011 9:59:24 AM |
thestartuplender | $250.00 | 10/27/2011 10:38:06 AM |
friendly-market5 | $25.00 | 10/27/2011 10:06:55 AM |
forthright-trade | $25.00 | 10/27/2011 11:15:27 AM |
A-Win-Win | $30.00 | 10/27/2011 11:33:46 AM |
green28 | $100.00 | 10/27/2011 11:42:03 AM |
tbrnet | $50.00 | 10/27/2011 11:47:19 AM |
BigBag | $25.00 | 10/27/2011 11:54:41 AM |
bonus-seahorse | $100.00 | 10/27/2011 12:12:17 PM |
life-is-great | $25.00 | 10/27/2011 12:36:46 PM |
jmeasn | $25.00 | 10/27/2011 12:33:12 PM |
cash-cymbal3 | $50.00 | 10/27/2011 1:14:05 PM |
scrappy-bonus2 | $25.00 | 10/27/2011 1:26:57 PM |
CPA-Banker | $25.00 | 10/27/2011 1:24:07 PM |
MrCoffee | $47.40 | 10/27/2011 1:32:11 PM |
pacifictime86 | $25.00 | 10/27/2011 1:34:10 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:34:39 PM |
cocopuffs | $25.00 | 10/27/2011 1:39:08 PM |
jpsmith1981 | $148.56 | 10/27/2011 1:45:24 PM |
the-silver-blaster | $100.00 | 10/27/2011 1:48:45 PM |
one2sojourn | $50.00 | 10/27/2011 1:49:24 PM |
xlnt-loans | $25.00 | 10/27/2011 2:03:30 PM |
JASON_ALFUND | $50.00 | 10/27/2011 2:05:39 PM |
kinetic-generosity9 | $49.99 | 10/27/2011 2:09:44 PM |
lah20 | $50.00 | 10/27/2011 2:14:42 PM |
Elefunt | $25.00 | 10/27/2011 2:21:24 PM |
gojackgo | $50.00 | 10/27/2011 2:30:46 PM |
orangetrust | $100.00 | 10/27/2011 2:29:54 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:30:45 PM |
reaction5 | $50.00 | 10/27/2011 2:49:51 PM |
get30inc | $50.00 | 10/27/2011 2:49:18 PM |
B1-Lancer | $33.64 | 10/27/2011 2:58:45 PM |
Gibbyland | $200.00 | 10/27/2011 3:23:36 PM |
The_Engineer | $25.00 | 10/27/2011 3:17:55 PM |
gilbrear | $25.00 | 10/27/2011 4:01:45 PM |
reward-rancher | $25.00 | 10/27/2011 3:43:18 PM |
Nicedad72 | $25.39 | 10/27/2011 4:04:10 PM |
Supernick | $100.00 | 10/27/2011 4:27:24 PM |
Macbethofscots | $61.60 | 10/27/2011 4:27:30 PM |
judo150 | $1,000.00 | 10/27/2011 4:38:58 PM |
elated-kindness8 | $100.00 | 10/27/2011 4:45:28 PM |
red-dime-solo | $25.00 | 10/27/2011 4:44:48 PM |
sjlender | $100.00 | 10/19/2011 5:16:21 PM |
blot44 | $25.00 | 10/20/2011 4:56:42 AM |
ansset | $25.00 | 10/20/2011 6:44:55 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:24 PM |
scholarly-benefit5 | $50.00 | 10/20/2011 7:45:35 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:33 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:07 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:46 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:28 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:52 PM |
john0720 | $25.00 | 10/23/2011 6:17:23 PM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:54:03 AM |
transparency-river1 | $1,000.00 | 10/25/2011 9:20:25 AM |
best-ingenious-funds | $25.00 | 10/25/2011 1:14:27 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:37 PM |
maldok1 | $25.00 | 10/25/2011 5:06:17 PM |
indomitable-coin | $25.00 | 10/26/2011 2:37:14 AM |
MM1207 | $25.00 | 10/26/2011 7:44:09 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:24 AM |
blooming-market | $25.00 | 10/26/2011 12:39:18 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:17 PM |
rajs | $250.00 | 10/26/2011 5:02:33 PM |
larrybird | $2,000.00 | 10/26/2011 4:36:04 PM |
brightest-dynamic-peace | $30.00 | 10/26/2011 5:00:39 PM |
CatbirdBanking | $25.00 | 10/26/2011 7:50:53 PM |
first-finance-multiplier | $100.00 | 10/26/2011 8:51:13 PM |
economy-popcorn | $25.00 | 10/26/2011 8:57:34 PM |
BxRealtor | $25.00 | 10/27/2011 6:31:24 AM |
astute-fairness0 | $25.00 | 10/27/2011 6:43:38 AM |
cake7 | $25.00 | 10/27/2011 6:35:04 AM |
MoneyBadger | $25.00 | 10/27/2011 6:49:58 AM |
JTRADER056 | $75.00 | 10/27/2011 7:49:29 AM |
citytreker | $25.00 | 10/27/2011 8:22:49 AM |
Leshan | $25.00 | 10/27/2011 8:34:42 AM |
trumpeter5 | $40.00 | 10/27/2011 9:21:39 AM |
janeybooboo | $100.00 | 10/27/2011 9:40:17 AM |
credit-banker6 | $300.00 | 10/27/2011 10:21:08 AM |
NoCal | $391.38 | 10/27/2011 10:44:01 AM |
CreditBuilder2 | $100.00 | 10/27/2011 11:44:08 AM |
investment-comet | $25.00 | 10/27/2011 12:20:08 PM |
george9960 | $33.00 | 10/27/2011 12:56:08 PM |
yennib | $100.00 | 10/27/2011 1:23:38 PM |
brandall | $250.00 | 10/27/2011 1:31:47 PM |
30Sky | $35.00 | 10/27/2011 1:45:41 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:57 PM |
crdcteng | $50.00 | 10/27/2011 1:55:10 PM |
financelover | $100.00 | 10/27/2011 2:00:33 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:06:14 PM |
ndrak | $25.00 | 10/27/2011 2:18:37 PM |
Mad_Scientist | $226.15 | 10/27/2011 2:21:35 PM |
Global_Lender | $25.00 | 10/27/2011 2:25:47 PM |
quintilian | $50.00 | 10/27/2011 2:44:49 PM |
deal-gazer | $124.00 | 10/27/2011 2:53:18 PM |
Lender2895a | $475.00 | 10/27/2011 2:51:12 PM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:37 PM |
StarshineXL | $500.00 | 10/27/2011 2:59:06 PM |
kdkennedy | $40.00 | 10/27/2011 3:10:03 PM |
kinetic-yield4 | $25.00 | 10/27/2011 2:58:51 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:19:45 PM |
thajr | $35.00 | 10/27/2011 3:18:24 PM |
Spaceman838 | $50.00 | 10/27/2011 4:10:23 PM |
cunning-truth6 | $80.00 | 10/27/2011 3:41:57 PM |
baseballfan111 | $50.00 | 10/27/2011 3:29:18 PM |
RememberToForget | $50.00 | 10/27/2011 4:02:25 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:17:04 PM |
ok | $50.00 | 10/27/2011 4:38:24 PM |
historic-loan1 | $32.19 | 10/27/2011 4:25:42 PM |
tranquil-diversification8 | $77.45 | 10/27/2011 4:45:11 PM |
rapid-loyalty1 | $25.00 | 10/27/2011 4:28:24 PM |
journey517 | $25.00 | 10/27/2011 4:32:27 PM |
magnifico932 | $25.00 | 10/27/2011 4:41:56 PM |
mar97 | $50.00 | 10/27/2011 4:58:15 PM |
momentous-coin | $100.00 | 10/27/2011 4:56:50 PM |
managedfund | $1,660.84 | 10/27/2011 4:58:40 PM |
162 Investments
|
Borrower Payment Dependent Notes Series
530606
This series of Notes was issued and sold upon the funding of the borrower loan #55604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1978 |
Debt/Income ratio:
| 49% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,083 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2p-revelry |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $30.00 | 10/29/2011 12:05:41 PM |
312-Lender | $25.00 | 10/29/2011 12:01:36 PM |
fcrick | $25.00 | 10/29/2011 12:02:58 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:28 PM |
nex | $25.00 | 10/29/2011 4:13:02 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:43 PM |
Mikale360 | $25.00 | 10/29/2011 5:22:03 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:57 PM |
AndChicksforFree | $57.00 | 10/29/2011 5:34:50 PM |
well-mannered-income3 | $50.00 | 10/29/2011 5:44:00 PM |
grotheik | $30.00 | 10/29/2011 6:55:35 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:23 PM |
drkosh | $25.00 | 10/30/2011 11:23:25 AM |
Tscheddar | $25.00 | 10/30/2011 6:58:26 PM |
s270 | $25.00 | 10/30/2011 8:37:10 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:28 PM |
DiligentiaLLC | $100.00 | 10/30/2011 8:48:55 PM |
worldly-investment333 | $25.00 | 10/30/2011 9:09:53 PM |
financial-frenzy | $50.00 | 10/31/2011 6:14:01 AM |
suave-dime6 | $25.00 | 10/31/2011 6:27:51 AM |
SweatyBalls | $25.00 | 10/31/2011 8:04:35 AM |
e4gf8e | $25.00 | 10/31/2011 9:55:08 AM |
ronin4sale | $25.00 | 10/31/2011 11:22:01 AM |
rvfbroker | $25.00 | 10/31/2011 11:59:53 AM |
bnlforever | $29.00 | 10/31/2011 11:39:52 AM |
sevenbridges | $44.97 | 10/31/2011 11:59:34 AM |
HammerSmith | $25.00 | 10/31/2011 2:33:37 PM |
money-baron-roth-IRA | $56.44 | 10/29/2011 12:17:15 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:19 PM |
HHP | $100.00 | 10/29/2011 12:44:39 PM |
pembull | $50.00 | 10/29/2011 1:56:02 PM |
poisson17 | $25.00 | 10/29/2011 3:06:40 PM |
EEasyMoney | $25.00 | 10/29/2011 4:44:48 PM |
NekHoldings | $25.00 | 10/29/2011 5:11:01 PM |
vutah | $25.00 | 10/29/2011 5:23:54 PM |
MilitaryLending | $100.02 | 10/29/2011 7:16:39 PM |
goodhearted-generosity511 | $25.00 | 10/30/2011 8:38:40 AM |
1stBankAndHal | $25.04 | 10/30/2011 7:21:26 AM |
Christophe | $25.00 | 10/30/2011 9:00:56 AM |
papaloha | $25.00 | 10/30/2011 9:44:43 AM |
amlu1988 | $25.00 | 10/30/2011 9:50:36 AM |
mighty-payout1 | $25.00 | 10/30/2011 11:00:03 AM |
SecondChanceLendingSERV | $40.73 | 10/30/2011 1:06:18 PM |
worldly-community3 | $50.00 | 10/30/2011 12:11:06 PM |
CincyTex | $25.00 | 10/30/2011 2:40:00 PM |
USMC0311 | $25.00 | 10/30/2011 9:38:44 PM |
economy-coup | $50.00 | 10/31/2011 12:30:24 AM |
sjo1984111 | $25.00 | 10/31/2011 4:36:37 AM |
coin-investor | $25.00 | 10/30/2011 8:44:30 PM |
marketplace-hut9 | $25.00 | 10/31/2011 7:44:46 AM |
Rogelio48 | $30.00 | 10/31/2011 8:00:55 AM |
favorite-commerce | $30.00 | 10/31/2011 9:27:21 AM |
bid-stockpiler1 | $25.00 | 10/31/2011 11:20:07 AM |
point-commando | $25.00 | 10/31/2011 9:57:09 AM |
john0720 | $25.00 | 10/31/2011 12:29:42 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:33 AM |
e4gf8e | $25.00 | 10/31/2011 12:01:41 PM |
hopeful-silver5 | $28.14 | 10/31/2011 1:28:59 PM |
trustworthy-currency1 | $2,948.66 | 10/31/2011 3:32:28 PM |
dcshobby | $25.00 | 10/31/2011 2:09:15 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
530716
This series of Notes was issued and sold upon the funding of the borrower loan #55322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,820 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| penny-emperor0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying inventory for Holiday Season
Purpose of loan: I will use loan for buying of inventory for Holiday Season
My financial situation:
I am a good candidate for this loan because...Holiday Season has always been historical for business
Monthly net income: $5000
Monthly expenses: $3500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 5:06:21 PM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:23 PM |
AlternativeCashFlow | $25.00 | 10/26/2011 8:07:32 PM |
credit-coach118 | $25.48 | 10/26/2011 9:38:44 PM |
goodhearted-generosity511 | $25.00 | 10/26/2011 9:46:47 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:16 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:42 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:30 PM |
income-buddy7 | $100.00 | 10/27/2011 7:21:23 PM |
managedfund | $2,000.00 | 10/27/2011 8:06:56 PM |
coin-investor | $25.00 | 10/27/2011 8:39:20 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:29 PM |
larrybird | $2,000.00 | 10/27/2011 8:40:54 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:48 PM |
SLN-10 | $25.00 | 10/26/2011 7:23:49 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:31 AM |
money-bauble | $100.00 | 10/27/2011 11:33:36 AM |
important-openness1 | $100.00 | 10/27/2011 1:05:01 PM |
power-corps8 | $40.00 | 10/27/2011 1:49:07 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:29:28 PM |
journey517 | $25.00 | 10/27/2011 4:47:48 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:58 PM |
reward-adventure | $50.00 | 10/27/2011 5:03:39 PM |
gotjack | $50.00 | 10/27/2011 5:04:18 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:48 PM |
minddoc | $25.00 | 10/27/2011 6:26:43 PM |
mercuriant | $25.00 | 10/27/2011 7:32:20 PM |
willwc6 | $75.00 | 10/27/2011 8:08:37 PM |
bulabula | $25.00 | 10/27/2011 8:36:54 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:47:46 PM |
bellaquito | $134.52 | 10/27/2011 8:51:32 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
530870
This series of Notes was issued and sold upon the funding of the borrower loan #55684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $397.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,756 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| interest-sushi |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
The interest rate is lower going this route as opposed to continue to waste dollars on interest.
My financial situation:
I am a good candidate for this loan because I have a high income to support payments. and a credit history that reflects a consistent payment history.
This loan will be used to consolidate 4 loans. 3 credit cards and one consumer loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:07:00 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:23:58 PM |
golffish2 | $50.00 | 10/26/2011 4:51:59 AM |
kenji4861 | $25.00 | 10/27/2011 4:48:03 AM |
Gibbyland | $100.00 | 10/27/2011 3:27:46 PM |
Brisket_Bob | $25.00 | 10/28/2011 6:28:44 AM |
worth-blanket2 | $8,400.00 | 10/28/2011 2:55:46 PM |
vutah | $25.00 | 10/28/2011 8:23:56 PM |
jescowa | $50.00 | 10/29/2011 5:09:10 AM |
cash-boots7 | $50.00 | 10/29/2011 7:22:24 AM |
seabassx | $25.00 | 10/29/2011 8:37:50 AM |
coin-investor | $25.00 | 10/29/2011 1:23:35 PM |
rautility | $50.00 | 10/29/2011 6:45:28 PM |
rautility | $50.00 | 10/29/2011 6:55:26 PM |
jdrez | $34.49 | 10/29/2011 6:41:38 PM |
skuba | $50.00 | 10/30/2011 6:42:48 AM |
luminous-payout6 | $25.00 | 10/30/2011 9:29:13 AM |
oaktown11 | $50.00 | 10/30/2011 1:43:14 PM |
ddamenace | $70.00 | 10/31/2011 10:20:23 AM |
Astyanax | $100.00 | 10/31/2011 3:33:24 PM |
kind-durability-battalion | $75.00 | 10/31/2011 12:18:14 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:25 PM |
wigglesworth4 | $100.00 | 10/25/2011 5:21:51 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:40 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:24 AM |
pdub | $75.00 | 10/28/2011 11:03:36 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:53 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:36 PM |
SolarMoonshine | $25.00 | 10/28/2011 5:24:53 PM |
marwadi-62 | $50.00 | 10/29/2011 8:16:04 AM |
credit-investor5 | $50.00 | 10/29/2011 8:18:45 AM |
jazz619 | $25.00 | 10/29/2011 9:19:48 AM |
prohelper | $25.00 | 10/29/2011 12:06:45 PM |
Reddy_Capital | $36.00 | 10/29/2011 7:05:12 PM |
Kyileo | $25.00 | 10/30/2011 10:36:47 AM |
credit-maple5 | $100.00 | 10/30/2011 8:29:42 AM |
tranquil-revenue | $30.31 | 10/30/2011 3:31:18 PM |
jamiee73 | $25.00 | 10/30/2011 4:22:56 PM |
mammalian4 | $25.00 | 10/30/2011 7:28:02 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:02 AM |
taal1 | $25.00 | 10/31/2011 9:18:55 AM |
barflyer | $25.00 | 10/31/2011 9:34:03 AM |
compassion-artisan9 | $25.00 | 10/31/2011 9:34:34 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:20 AM |
trustworthy-hope189 | $100.00 | 11/1/2011 6:38:50 AM |
GElender | $40.00 | 11/1/2011 5:53:02 AM |
Infinity_Financial | $314.20 | 11/1/2011 7:25:53 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
530982
This series of Notes was issued and sold upon the funding of the borrower loan #55738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 26% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,496 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-poplar3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Road to Debt Free
This loan will be used to..consolidate our debt.
I am a good candidate for this loan because we are working to become debt free and this will lower our monthly output, making it easier and quicker to pay off debt!! We always make our payments and we are strong and driven in our goal of becoming debt free. Since January 2011 we have already decreased my credit card debt by over 75% and we are now working toward my husbands. We are looking forward to investing in our childrens college funds once we are debt free.
Monthly net income: $8900.00
Housing: $ 2500.00 (includes rental home-recieve rent for,numbers have been included)
Insurance: $ 215.00
Car expenses: $ 675.00
Utilities: $ 200.00
Phone, cable, internet: $ 400.00
Food, entertainment: $ 800.00
Clothing, household expenses: $ 300.00
Credit cards and other loans: $ 2600.00 (credit cards, student loans, medical bills)
Other expenses: $ 1100.00 (daycare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 10/31/2011 5:43:02 PM |
LarWit1512 | $25.00 | 10/31/2011 5:55:42 PM |
first-cash-producer | $25.00 | 10/31/2011 6:27:55 PM |
Dubbs360 | $50.00 | 11/1/2011 8:23:53 AM |
one-midas | $35.00 | 11/1/2011 9:14:20 AM |
kindness-jedi | $25.00 | 11/1/2011 11:09:25 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:39 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:38 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:45 PM |
wkeboarder21 | $50.00 | 11/2/2011 3:20:27 AM |
vutah | $35.00 | 11/2/2011 7:14:02 AM |
CA-Lender | $30.75 | 11/2/2011 10:06:54 AM |
TronMedici | $50.00 | 11/2/2011 5:02:47 PM |
yield-trader | $25.00 | 11/2/2011 4:11:56 PM |
equitable-capital758 | $143.00 | 11/2/2011 5:22:34 PM |
treasure-bliss | $25.00 | 11/2/2011 6:00:48 PM |
careful-vigilance4 | $31.00 | 11/2/2011 6:11:42 PM |
arsisi | $25.00 | 11/2/2011 5:24:53 PM |
micro-lender0 | $25.00 | 11/2/2011 6:14:30 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:08 PM |
prohelper | $25.00 | 11/2/2011 6:45:53 PM |
rs999 | $25.00 | 11/2/2011 7:02:20 PM |
Domgabriel | $25.00 | 11/2/2011 7:09:38 PM |
hard-working-rate3 | $100.00 | 11/2/2011 6:28:20 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:48 PM |
bazaar-festivity | $100.00 | 11/2/2011 9:37:18 PM |
diplomatic-wealth7 | $25.00 | 11/2/2011 7:20:46 PM |
fervent-repayment | $25.00 | 11/2/2011 7:21:33 PM |
gold-fluffy-bunny4 | $26.00 | 11/3/2011 5:12:18 AM |
cnovak | $25.00 | 11/2/2011 9:55:23 PM |
truth-lyrics7 | $25.44 | 11/2/2011 11:14:22 PM |
InChicago | $150.00 | 11/3/2011 5:57:12 AM |
friendly-principal76 | $25.00 | 11/3/2011 6:15:17 AM |
GElender | $40.00 | 11/3/2011 6:20:29 AM |
dsgfl1 | $120.00 | 11/3/2011 8:55:28 AM |
frogperson | $103.86 | 11/3/2011 8:39:59 AM |
economy-producer | $25.00 | 11/3/2011 10:02:49 AM |
worth-blanket2 | $5,200.00 | 11/3/2011 11:05:46 AM |
DENARA | $25.00 | 11/3/2011 10:36:04 AM |
life-is-great | $25.00 | 11/3/2011 10:56:51 AM |
the-lean-bid | $50.00 | 11/3/2011 11:08:39 AM |
pdub | $75.00 | 10/31/2011 5:11:54 PM |
DHolly | $31.00 | 10/31/2011 5:12:46 PM |
pound-mushroom3 | $25.00 | 10/31/2011 6:06:09 PM |
golffish2 | $50.00 | 11/1/2011 3:53:30 AM |
calmfunds | $500.00 | 11/1/2011 8:19:40 AM |
miked8303 | $50.00 | 11/1/2011 8:15:30 AM |
CA-Lender | $44.25 | 11/1/2011 5:58:13 PM |
jjswanso | $25.00 | 11/2/2011 9:28:56 AM |
iaffy | $50.00 | 11/2/2011 2:54:46 PM |
miamibeachloaner | $25.00 | 11/2/2011 5:27:04 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:03 PM |
tender-commerce8 | $50.00 | 11/2/2011 5:50:44 PM |
important-openness1 | $100.00 | 11/2/2011 6:08:04 PM |
cttarheel | $50.00 | 11/2/2011 6:15:20 PM |
idastmerchants | $25.00 | 11/2/2011 5:40:07 PM |
mercuriant | $25.00 | 11/2/2011 5:58:57 PM |
orange-preeminant-bill | $25.00 | 11/2/2011 7:00:36 PM |
Kaj | $25.00 | 11/2/2011 6:13:43 PM |
coin-investor | $25.00 | 11/2/2011 6:44:48 PM |
Land_on_your_feet | $25.00 | 11/2/2011 6:28:00 PM |
Weaverville | $25.00 | 11/2/2011 7:56:00 PM |
villagers | $25.00 | 11/2/2011 9:45:56 PM |
rate-mogul | $50.00 | 11/2/2011 7:05:14 PM |
PPlleeaasseePayMeBack | $25.00 | 11/2/2011 7:29:16 PM |
treasure-generator | $25.00 | 11/3/2011 5:11:54 AM |
bazaar-magma | $60.55 | 11/2/2011 11:13:38 PM |
LendingPimp | $200.00 | 11/3/2011 1:10:30 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:33 AM |
agalt | $100.00 | 11/3/2011 8:49:07 AM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:39 AM |
green28 | $200.00 | 11/3/2011 9:21:37 AM |
Scottyd911 | $50.00 | 11/3/2011 7:57:06 AM |
Isanpankki | $25.00 | 11/3/2011 8:35:14 AM |
cognizant-rupee7 | $25.00 | 11/3/2011 9:02:35 AM |
trustworthy-money2 | $25.00 | 11/3/2011 9:04:48 AM |
Peacepower | $25.00 | 11/3/2011 10:07:05 AM |
6moonbeams | $25.00 | 11/3/2011 10:12:38 AM |
discrete-asset | $25.00 | 11/3/2011 11:02:20 AM |
wise-deal-panda | $24.15 | 11/3/2011 11:37:05 AM |
80 Investments
|
Borrower Payment Dependent Notes Series
531556
This series of Notes was issued and sold upon the funding of the borrower loan #55239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $115,009 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| extraordinary-truth6 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7112
Monthly expenses: $4321
Housing: $2345
Insurance: $281
Car expenses: $250
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $75
Credit cards and other loans: $350
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
efficient-treasure0 | $25.00 | 10/15/2011 4:09:06 PM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:19 PM |
ianakacg | $25.00 | 10/16/2011 6:08:06 AM |
astute-dollar | $50.00 | 10/16/2011 7:05:06 AM |
Preteur | $25.00 | 10/16/2011 9:00:32 AM |
britgsb | $36.75 | 10/16/2011 2:01:08 PM |
a-finance-nirvana | $25.00 | 10/17/2011 2:55:15 AM |
organized-payment6 | $50.00 | 10/17/2011 5:48:11 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:03 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:17 AM |
leodaguy | $50.00 | 10/17/2011 2:22:02 PM |
yield-trader | $25.00 | 10/17/2011 4:46:17 PM |
TennSquire | $25.00 | 10/17/2011 11:44:23 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:01 PM |
figs4u2 | $100.00 | 10/20/2011 12:20:51 PM |
listing-vista | $100.00 | 10/20/2011 8:03:26 PM |
riskadverse44 | $25.00 | 10/20/2011 8:17:03 PM |
hanuman77 | $25.00 | 10/21/2011 2:17:43 AM |
larslfe | $25.00 | 10/21/2011 3:31:11 PM |
IIP77 | $25.00 | 10/21/2011 7:30:33 PM |
cingular | $25.00 | 10/22/2011 12:58:16 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:50 PM |
rupee-prairie | $50.00 | 10/24/2011 11:28:39 AM |
trade-arch | $50.00 | 10/24/2011 2:17:22 PM |
american6 | $50.00 | 10/24/2011 3:36:36 PM |
djh47a | $25.00 | 10/25/2011 7:37:33 AM |
wwwUniversal | $25.00 | 10/25/2011 9:14:29 AM |
BxRealtor | $25.00 | 10/25/2011 9:55:22 AM |
skiter53 | $25.00 | 10/25/2011 10:12:01 AM |
zeelender | $25.00 | 10/25/2011 11:11:25 AM |
mtquan | $25.00 | 10/25/2011 3:25:04 PM |
Sefotonga | $25.00 | 10/25/2011 4:36:51 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:02 PM |
maldok1 | $25.00 | 10/25/2011 5:05:55 PM |
ore-den9 | $50.00 | 10/25/2011 4:54:05 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:20 PM |
inspired-investment8 | $100.00 | 10/25/2011 10:45:26 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:27 AM |
somebody32 | $25.00 | 10/26/2011 6:36:56 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:13 AM |
plane450 | $30.00 | 10/26/2011 7:44:46 AM |
MM1207 | $25.00 | 10/26/2011 7:47:05 AM |
ideal-velocity7 | $50.00 | 10/26/2011 10:23:25 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:09 AM |
dollardave | $100.00 | 10/26/2011 4:20:22 PM |
erwincohen | $25.00 | 10/26/2011 4:21:30 PM |
asmithj | $25.00 | 10/26/2011 5:24:07 PM |
Cre8iveCash | $25.00 | 10/26/2011 5:23:09 PM |
bonafide-economy | $25.00 | 10/26/2011 7:30:10 PM |
progressive-economy261 | $400.00 | 10/26/2011 8:11:51 PM |
heavy_ax | $50.00 | 10/27/2011 12:01:32 AM |
2Below | $25.00 | 10/27/2011 5:54:39 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:32 AM |
sosleep | $25.00 | 10/27/2011 9:50:59 AM |
money-bauble | $100.00 | 10/27/2011 11:33:21 AM |
jrbill1998 | $44.00 | 10/27/2011 1:52:54 PM |
larrybird | $1,448.25 | 10/27/2011 4:22:29 PM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:14 PM |
macjp123 | $50.00 | 10/16/2011 1:36:27 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:16 PM |
kulender | $50.00 | 10/17/2011 1:18:38 PM |
Investor_DP | $100.00 | 10/18/2011 9:04:50 AM |
Nojukbong | $50.00 | 10/18/2011 3:13:08 PM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:19 AM |
life-is-great | $25.00 | 10/19/2011 6:12:52 AM |
bold-riveting-social | $50.00 | 10/20/2011 6:05:58 AM |
napoleon1168 | $25.00 | 10/20/2011 9:56:15 AM |
boogienation | $50.00 | 10/20/2011 4:10:15 PM |
principal-bull | $25.00 | 10/20/2011 4:46:34 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:57 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:43 PM |
happy-asset | $25.00 | 10/21/2011 4:48:34 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:05 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:43 AM |
friendly-money | $100.00 | 10/21/2011 11:48:35 AM |
oplender | $25.00 | 10/21/2011 3:12:39 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:23 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:19 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:08:43 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:25 AM |
6moonbeams | $25.00 | 10/23/2011 12:41:03 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:10 PM |
GCInvestments | $25.00 | 10/23/2011 9:52:56 PM |
Redmond | $25.00 | 10/23/2011 11:35:21 PM |
Supernick | $50.00 | 10/24/2011 6:44:04 AM |
gold-sushi | $25.00 | 10/24/2011 6:29:26 PM |
Millmanator | $25.00 | 10/25/2011 6:54:07 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:05 AM |
orange-courageous-dedication | $25.00 | 10/25/2011 10:36:33 AM |
lowestghost | $50.00 | 10/25/2011 10:37:11 AM |
market-maple | $25.00 | 10/25/2011 10:48:46 AM |
aasx1108 | $25.00 | 10/25/2011 11:09:19 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:18 AM |
hopethisworks | $25.00 | 10/25/2011 11:40:11 AM |
bold-basis-supernova | $50.00 | 10/25/2011 2:26:24 PM |
ursus | $50.00 | 10/25/2011 5:08:38 PM |
prescription0 | $50.00 | 10/25/2011 5:25:59 PM |
trophy335 | $25.00 | 10/25/2011 6:21:02 PM |
GIGO | $25.00 | 10/25/2011 6:17:52 PM |
youthful-yield2 | $50.00 | 10/25/2011 6:23:34 PM |
lostontheedge | $25.00 | 10/25/2011 6:59:29 PM |
giftgold | $25.00 | 10/25/2011 8:26:32 PM |
currency-kangaroo9 | $25.00 | 10/25/2011 8:32:05 PM |
biobulator | $25.00 | 10/25/2011 10:07:14 PM |
smart-leverage7 | $27.00 | 10/25/2011 11:28:30 PM |
mercurylrn | $25.00 | 10/26/2011 6:40:38 AM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:02 AM |
genius520 | $39.00 | 10/26/2011 9:08:18 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:07 AM |
samo102us | $25.00 | 10/26/2011 11:08:14 AM |
EvalCrux | $50.00 | 10/26/2011 12:40:47 PM |
DadWarbucks | $25.00 | 10/26/2011 2:28:19 PM |
astute-benjamins | $25.00 | 10/26/2011 3:04:05 PM |
investment-tempo | $25.00 | 10/26/2011 5:20:55 PM |
the-magnetic-transaction | $25.00 | 10/26/2011 8:57:29 PM |
market-assembler | $50.00 | 10/26/2011 10:00:16 PM |
bradfid | $25.00 | 10/26/2011 11:54:39 PM |
ferris2484 | $25.00 | 10/27/2011 7:22:26 AM |
gustavholstopus32 | $25.00 | 10/27/2011 10:58:30 AM |
veggiecats | $25.00 | 10/27/2011 1:33:09 PM |
caseattle | $25.00 | 10/27/2011 2:00:15 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:03 PM |
122 Investments
|
Borrower Payment Dependent Notes Series
532144
This series of Notes was issued and sold upon the funding of the borrower loan #55354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,248 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| investment-turtle044 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debts
Purpose of loan: Debt Consolidation
This loan will be used to...Debt Consolidation
My financial situation:
I am a good candidate for this loan because...currently I am receiving monthly death benefits from Prudential Life Insurance Company of $1865.00 a monthly. I still have a balance due on this for $40,000.00. Currently working with insurance company to obtain $25000.00 from what's owed to me. I currently reside with relative who is assisting me financial with my monthly debts.
Monthly net income: $2000.00
Monthly expenses: $1800.00
Housing: $1031.00
Insurance: $35.00
Car expenses: $397.94
Utilities: $120.00
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $0
Credit cards and other loans: $800.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 5:16:11 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:25 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:54 AM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:19:26 PM |
Charlie0084 | $25.00 | 10/27/2011 4:25:17 PM |
friendly-peace4 | $25.00 | 10/27/2011 6:59:29 PM |
director877 | $25.00 | 10/27/2011 7:00:59 PM |
invincible-agreement8 | $245.66 | 10/27/2011 7:44:07 PM |
worth-web5 | $50.00 | 10/27/2011 8:16:54 PM |
larrybird | $2,000.00 | 10/27/2011 8:40:44 PM |
bulabula | $25.00 | 10/27/2011 8:36:51 PM |
new-gold-wrangler | $1,628.18 | 10/27/2011 8:47:43 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:53 AM |
power-corps8 | $40.00 | 10/27/2011 1:49:04 PM |
integrity-parsec | $31.16 | 10/27/2011 4:34:10 PM |
historic-loan1 | $30.00 | 10/27/2011 4:25:19 PM |
enticing-exchange3 | $25.00 | 10/27/2011 5:01:06 PM |
Greenbak | $25.00 | 10/27/2011 5:49:18 PM |
dime-historian | $25.00 | 10/27/2011 6:18:37 PM |
Wyatte | $25.00 | 10/27/2011 6:49:36 PM |
vibraphone3 | $25.00 | 10/27/2011 7:11:54 PM |
managedfund | $750.00 | 10/27/2011 7:17:12 PM |
terminal-velocity34 | $25.00 | 10/27/2011 7:12:37 PM |
papaloha | $50.00 | 10/27/2011 7:28:44 PM |
zydeco337 | $25.00 | 10/27/2011 8:11:17 PM |
willwc6 | $75.00 | 10/27/2011 8:23:31 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
532238
This series of Notes was issued and sold upon the funding of the borrower loan #55826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 25% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 11y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,210 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tolerant-money |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Aotu Loan
Purpose of loan: Aoto Repairs
This loan will be used to...repair vehicle
My financial situation: is good
I am a good candidate for this loan because...I am responsible
Monthly net income: $4600.00
Monthly expenses: $400.00
Housing: $1300.00
Insurance: $175.00
Car expenses: $
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $50.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/29/2011 6:00:21 PM |
unassuming-market7 | $40.66 | 10/30/2011 10:16:09 PM |
careful-vigilance4 | $57.00 | 10/31/2011 8:57:09 PM |
social-zebra | $2.34 | 11/3/2011 12:06:59 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:34 AM |
tech310 | $50.00 | 11/1/2011 11:17:35 PM |
managedfund | $600.00 | 11/2/2011 6:04:54 AM |
worth-blanket2 | $3,200.00 | 11/3/2011 11:04:52 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
532308
This series of Notes was issued and sold upon the funding of the borrower loan #55289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $655.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 79% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,430 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| jandj0617 |
Borrower's state:
| Wisconsin |
Borrower's group:
| Lend2's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Consolidating Before Baby Arrives!
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $43.56 | 10/16/2011 12:01:03 PM |
responsibility-butterfly | $25.00 | 10/16/2011 3:29:54 PM |
rolltide09 | $25.00 | 10/16/2011 4:49:52 PM |
virtuous-repayment | $25.00 | 10/16/2011 5:49:51 PM |
organized-payment6 | $50.00 | 10/17/2011 5:48:14 AM |
scholarly-benefit5 | $50.00 | 10/17/2011 5:11:59 AM |
fcrick | $25.00 | 10/17/2011 9:21:52 AM |
Ocean713 | $75.00 | 10/17/2011 1:12:55 PM |
Plee-Spaymebak | $33.00 | 10/17/2011 1:27:27 PM |
p2p-eagle9 | $25.00 | 10/17/2011 2:45:00 PM |
chris-heretoinvest | $25.00 | 10/19/2011 5:11:45 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:43 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:33 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:38 AM |
AFairDeal | $25.00 | 10/20/2011 6:49:25 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:58 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:53 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:37 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:21 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:27 AM |
velocity-solo | $25.00 | 10/22/2011 12:20:26 PM |
Supernick | $50.00 | 10/24/2011 6:44:05 AM |
truth-silo | $100.00 | 10/24/2011 8:22:23 AM |
GCInvestments | $25.00 | 10/24/2011 12:40:58 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:50 PM |
trade-arch | $50.00 | 10/24/2011 2:17:23 PM |
american6 | $50.00 | 10/24/2011 3:36:38 PM |
investment-comet | $25.00 | 10/24/2011 8:52:26 PM |
FRC64 | $25.00 | 10/25/2011 4:53:28 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:29 AM |
robertmm25 | $50.00 | 10/25/2011 10:31:01 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:46 AM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:39 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:03 PM |
TGACJ | $50.00 | 10/25/2011 7:11:16 PM |
paladin510 | $50.00 | 10/25/2011 6:59:09 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:07 PM |
MM1207 | $25.00 | 10/26/2011 7:44:01 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:06:23 AM |
octoberfresh | $25.00 | 10/26/2011 10:15:36 AM |
Weaverville | $50.00 | 10/26/2011 10:23:31 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:10 AM |
FlexFunding | $50.00 | 10/26/2011 1:21:14 PM |
blooming-market | $25.00 | 10/26/2011 12:39:13 PM |
dough-temple | $25.00 | 10/26/2011 2:00:22 PM |
sprinter | $25.00 | 10/26/2011 6:59:22 PM |
RusRobo | $25.00 | 10/26/2011 6:46:55 PM |
jga516 | $25.00 | 10/27/2011 5:52:21 AM |
john0720 | $25.00 | 10/27/2011 6:12:12 AM |
PaulW | $40.00 | 10/27/2011 6:42:38 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:33 AM |
betak | $25.00 | 10/27/2011 8:09:17 AM |
ChrisProsper | $50.00 | 10/27/2011 9:09:00 AM |
valemic | $25.00 | 10/27/2011 9:24:23 AM |
wise-silver-wonder | $25.00 | 10/27/2011 10:08:02 AM |
tbrnet | $50.00 | 10/27/2011 11:47:17 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:37 PM |
kaleinoue | $25.00 | 10/27/2011 1:22:32 PM |
madmccoy | $25.00 | 10/27/2011 1:27:20 PM |
SAGE88 | $50.00 | 10/27/2011 1:36:32 PM |
30Sky | $35.00 | 10/27/2011 1:45:38 PM |
edognyc | $25.00 | 10/27/2011 1:51:59 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 1:53:45 PM |
diligent-leverage | $25.00 | 10/27/2011 2:04:22 PM |
lendme2 | $50.00 | 10/27/2011 2:10:46 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:23 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:24 PM |
ndrak | $25.00 | 10/27/2011 2:18:29 PM |
gojackgo | $50.00 | 10/27/2011 2:30:43 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:38:07 PM |
get30inc | $50.00 | 10/27/2011 2:49:15 PM |
romanfish | $500.00 | 10/27/2011 3:04:36 PM |
IP | $25.00 | 10/27/2011 3:23:57 PM |
fair_rates | $25.00 | 10/27/2011 4:08:28 PM |
Brown98 | $25.00 | 10/27/2011 3:46:23 PM |
bndlending2u | $25.00 | 10/27/2011 3:47:41 PM |
progressive-economy261 | $400.00 | 10/16/2011 12:19:09 PM |
wise-honorable-rate | $25.00 | 10/17/2011 5:13:41 AM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:21 AM |
caring-hope2 | $100.00 | 10/17/2011 8:04:22 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:11 AM |
OldManP | $30.00 | 10/17/2011 9:10:44 AM |
a-unflappable-finance | $100.00 | 10/17/2011 12:14:54 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:03 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:15 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:27 PM |
the-discrete-income | $100.00 | 10/17/2011 5:08:47 PM |
nri22 | $50.00 | 10/18/2011 3:56:17 AM |
enticing-capital6 | $50.00 | 10/18/2011 9:31:11 AM |
tolerant-dinero2 | $25.00 | 10/18/2011 9:49:33 PM |
GElender | $40.00 | 10/19/2011 6:36:15 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:25 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:26 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:14 PM |
Preteur | $25.00 | 10/20/2011 4:20:06 AM |
indomitable-coin | $25.00 | 10/20/2011 4:06:13 AM |
Feyenoord | $30.00 | 10/20/2011 10:37:40 AM |
108lender | $150.00 | 10/20/2011 10:19:05 AM |
fireferd | $110.00 | 10/20/2011 11:38:19 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:54 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:08 AM |
life-is-great | $25.00 | 10/21/2011 12:12:44 PM |
first-finance-multiplier | $100.00 | 10/21/2011 12:50:09 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:19 PM |
theloanteacher | $25.00 | 10/22/2011 6:36:51 AM |
radforj22 | $25.00 | 10/22/2011 10:17:54 AM |
cingular | $25.00 | 10/22/2011 12:58:18 PM |
riskadverse44 | $25.00 | 10/22/2011 3:38:38 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:12 PM |
Munnie | $25.00 | 10/23/2011 5:34:13 PM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:48:33 AM |
useful-p2ploan | $25.00 | 10/25/2011 7:26:56 AM |
bill-expert | $25.00 | 10/25/2011 8:47:01 AM |
iolaire | $25.00 | 10/25/2011 10:22:03 AM |
delivery | $25.00 | 10/25/2011 11:33:24 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:58 PM |
maldok1 | $25.00 | 10/25/2011 5:05:56 PM |
PRGuyinVA | $40.00 | 10/25/2011 5:34:21 PM |
flexible1 | $25.00 | 10/25/2011 7:40:25 PM |
bb575 | $25.00 | 10/25/2011 7:42:27 PM |
larrybird | $2,000.00 | 10/25/2011 7:54:43 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:29 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:14 AM |
genius520 | $50.00 | 10/26/2011 9:08:19 AM |
goal-benefit2 | $30.00 | 10/26/2011 10:01:08 AM |
rmachi | $50.00 | 10/26/2011 2:19:34 PM |
DadWarbucks | $25.00 | 10/26/2011 2:28:20 PM |
bellaquito | $2,000.00 | 10/26/2011 2:55:56 PM |
dollardave | $100.00 | 10/26/2011 4:20:23 PM |
Cheburashka | $25.00 | 10/26/2011 4:42:42 PM |
IIP77 | $25.00 | 10/26/2011 5:05:25 PM |
listing-vista | $50.00 | 10/26/2011 5:59:42 PM |
fairness-hammock | $25.00 | 10/26/2011 7:11:37 PM |
market-assembler | $50.00 | 10/26/2011 10:00:17 PM |
ogmanny | $50.00 | 10/26/2011 10:27:13 PM |
nosualcneas | $25.00 | 10/27/2011 5:48:30 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:36 AM |
income-plato | $100.00 | 10/27/2011 8:37:34 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:48 AM |
a-restless-dollar | $25.00 | 10/27/2011 10:08:41 AM |
6moonbeams | $50.00 | 10/27/2011 1:22:04 PM |
power-defender7 | $50.00 | 10/27/2011 1:14:31 PM |
kbguru | $25.00 | 10/27/2011 1:30:40 PM |
taylor883 | $50.00 | 10/27/2011 1:32:32 PM |
Reinadog9 | $25.00 | 10/27/2011 1:34:43 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:21 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:55 PM |
anacent | $25.00 | 10/27/2011 2:07:53 PM |
vordo | $25.00 | 10/27/2011 2:47:06 PM |
no_agenda_lender | $26.00 | 10/27/2011 2:50:31 PM |
NeketanBank | $25.00 | 10/27/2011 2:53:32 PM |
credible-durability | $25.00 | 10/27/2011 3:05:19 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:34 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:16:39 PM |
prescription0 | $25.00 | 10/27/2011 4:02:18 PM |
HomerdohNY | $25.00 | 10/27/2011 4:20:11 PM |
reinforced-gain7 | $1,107.44 | 10/27/2011 4:28:42 PM |
157 Investments
|
Borrower Payment Dependent Notes Series
532318
This series of Notes was issued and sold upon the funding of the borrower loan #55275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $216.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 5m |
Amount delinquent:
| $512 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,030 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| reasonable-economy2 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Credit
Purpose of loan: for Wedding items
This loan will be used to... pay vendors
My financial situation: very stable
I am a good candidate for this loan because... I have full time employment w/ much job stability. My credit is very clean now.
Gross income: $1600 x 26 paychecks/year + a bonus in each ($250 to $750 avg. w/ no limit)
Expenses:
Housing: $775/mo
Insurance: $61.42/mo ? m/cycle, $117.50/mo - car
Car expenses: $259.84/mo (loan will be paid in full in 5 mos.)
Utilities: $50/mo or less - Elec.
Cell Phone: $73.44/mo
Food, entertainment: Varies - $200/mo max.
Groceries/Household: Varies - $200/mo or less
Credit cards and loans: $20/mo min. X 3 cards (Always paid in full or much greater than min. due) and $53.08 and $68.84 for 2 student loans (early payoff expected)
Other expenses: Gas for car/bike - $150/mo max.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 9:09:16 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:34 AM |
Spaceman838 | $50.00 | 10/27/2011 4:14:57 PM |
umfan123 | $25.00 | 10/27/2011 5:11:26 PM |
ILoveBearHats | $25.00 | 10/27/2011 5:03:21 PM |
sushi537 | $25.00 | 10/27/2011 5:20:45 PM |
BigLinCT | $50.00 | 10/27/2011 5:26:33 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:38 PM |
dudebrah | $25.00 | 10/27/2011 6:33:27 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:43 PM |
Sugarmama21 | $50.00 | 10/27/2011 7:15:21 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:54 PM |
Investor_DP | $100.00 | 10/27/2011 7:22:14 PM |
greenkid | $50.00 | 10/27/2011 7:44:47 PM |
BankLV | $25.00 | 10/27/2011 7:28:55 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:32:57 PM |
important-ore | $150.00 | 10/27/2011 7:55:48 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:26 PM |
wigglesworth4 | $100.00 | 10/25/2011 9:15:58 AM |
kenji4861 | $25.00 | 10/27/2011 4:48:01 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:20 AM |
tranquil-diversification8 | $50.00 | 10/27/2011 4:46:22 PM |
SolarMoonshine | $25.00 | 10/27/2011 5:16:17 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:46 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:24 PM |
Brisket_Bob | $25.82 | 10/27/2011 6:18:42 PM |
Sturgee | $25.00 | 10/27/2011 7:10:49 PM |
green-transaction-charmer | $29.14 | 10/27/2011 7:12:04 PM |
invincible-agreement8 | $100.00 | 10/27/2011 7:36:07 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:20 PM |
forthright-trade | $25.00 | 10/27/2011 7:46:59 PM |
bsmtloan | $50.00 | 10/27/2011 8:04:45 PM |
platinum-exec1 | $100.00 | 10/27/2011 8:01:05 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:38 PM |
worth-web5 | $56.27 | 10/27/2011 8:20:36 PM |
willwc6 | $50.00 | 10/27/2011 8:27:35 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:28 PM |
larrybird | $1,988.77 | 10/27/2011 8:40:47 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
532550
This series of Notes was issued and sold upon the funding of the borrower loan #55553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 33% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,141 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| equitable-treasure7 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a franchise
Purpose of loan:
This loan will be used to...help me buy a franchise of a poop cleaning service.
My financial situation:
I am a good candidate for this loan because...I have one full time job and two part time jobs. This franchise is already in place and I am just trying to buy it to take over. It is already a money maker without any advertising.
Monthly net income: $2000
Monthly expenses: $
Housing: $600
Insurance: $90
Car expenses: $300
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $10
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:37 AM |
rolltide09 | $25.00 | 10/26/2011 9:02:30 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:27 AM |
money-bauble | $100.00 | 10/27/2011 11:33:34 AM |
important-openness1 | $100.00 | 10/27/2011 1:05:00 PM |
JohnSmallberries | $25.00 | 10/27/2011 1:46:59 PM |
power-corps8 | $40.00 | 10/27/2011 1:49:06 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:16 PM |
Weaverville | $25.00 | 10/27/2011 5:03:22 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:41 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:29 PM |
shrewd-peace7 | $25.00 | 10/27/2011 7:28:23 PM |
missing-link | $25.00 | 10/27/2011 7:42:26 PM |
coin-investor | $25.00 | 10/27/2011 8:39:20 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:55 PM |
ah-long | $25.00 | 10/28/2011 12:01:05 AM |
Gladglide | $25.00 | 10/28/2011 3:14:46 AM |
IIP77 | $25.00 | 10/28/2011 3:38:30 AM |
KLCRAY | $25.00 | 10/28/2011 4:55:02 AM |
p2ploan-charmer | $25.00 | 10/28/2011 5:15:11 AM |
atlas100 | $25.00 | 10/28/2011 5:18:52 AM |
tornandfrayed | $25.00 | 10/28/2011 5:23:03 AM |
suave-dime6 | $25.00 | 10/28/2011 5:51:45 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:16:17 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:56 AM |
managedfund | $2,000.00 | 10/28/2011 6:37:20 AM |
five-star-justice | $25.00 | 10/28/2011 6:27:10 AM |
economy-popcorn | $25.00 | 10/28/2011 6:40:32 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:05:30 AM |
zxr | $25.00 | 10/28/2011 6:51:58 AM |
well-mannered-income3 | $40.00 | 10/28/2011 7:30:16 AM |
officer8 | $25.00 | 10/28/2011 7:10:24 AM |
Wellman | $50.00 | 10/28/2011 7:29:30 AM |
dime-historian | $25.00 | 10/28/2011 7:36:27 AM |
market-jam | $50.00 | 10/28/2011 7:45:35 AM |
barefootpaul | $25.00 | 10/28/2011 7:49:51 AM |
vigilance-web | $33.29 | 10/28/2011 7:58:32 AM |
attractive-fund | $50.00 | 10/28/2011 8:20:04 AM |
the-enthralling-coin | $25.00 | 10/28/2011 8:05:45 AM |
LoanerPrincipal | $30.00 | 10/28/2011 8:44:10 AM |
wildguy | $25.00 | 10/28/2011 9:12:59 AM |
Elefunt | $25.00 | 10/28/2011 9:13:49 AM |
Toastmaster007 | $30.00 | 10/28/2011 9:08:43 AM |
bslavin | $25.00 | 10/28/2011 9:26:25 AM |
CA-Lender | $25.00 | 10/28/2011 9:15:28 AM |
GGreg799 | $25.00 | 10/28/2011 9:29:10 AM |
pound-mushroom3 | $25.00 | 10/26/2011 9:22:12 AM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:09 AM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:20 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:15 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:10 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:22 AM |
triumphant-community | $25.00 | 10/27/2011 1:38:00 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:29:28 PM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:42 PM |
journey517 | $25.00 | 10/27/2011 4:47:48 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:57 PM |
minddoc | $25.00 | 10/27/2011 6:26:42 PM |
mercuriant | $25.00 | 10/27/2011 7:32:20 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:56:21 PM |
equitable-capital758 | $31.00 | 10/27/2011 8:28:27 PM |
willwc6 | $25.00 | 10/27/2011 8:08:01 PM |
bulabula | $25.00 | 10/27/2011 8:36:54 PM |
handy-justice | $50.00 | 10/27/2011 9:00:46 PM |
saffron4 | $25.00 | 10/28/2011 12:10:23 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:39 AM |
fervent-repayment | $25.00 | 10/28/2011 3:12:15 AM |
spikerjack | $50.00 | 10/28/2011 3:11:32 AM |
nowits10 | $25.00 | 10/28/2011 4:00:12 AM |
note-mad-scientist | $55.97 | 10/28/2011 4:18:11 AM |
orange-preeminant-bill | $25.00 | 10/28/2011 4:41:15 AM |
mad4wknds | $25.00 | 10/28/2011 5:33:21 AM |
Girakul | $25.00 | 10/28/2011 5:33:30 AM |
palace2 | $114.93 | 10/28/2011 5:13:03 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:09:41 AM |
BigBag | $25.00 | 10/28/2011 6:02:42 AM |
janus_god | $25.00 | 10/28/2011 6:56:40 AM |
thrifty-capital | $25.00 | 10/28/2011 6:58:56 AM |
Rulea72 | $25.00 | 10/28/2011 6:57:33 AM |
leverage-monger | $25.00 | 10/28/2011 7:36:09 AM |
thrilling-nickel5 | $25.00 | 10/28/2011 7:29:39 AM |
mlj0671 | $25.00 | 10/28/2011 7:52:16 AM |
Maggie3 | $25.00 | 10/28/2011 8:04:55 AM |
haplender | $50.00 | 10/28/2011 8:12:27 AM |
SirJev | $50.00 | 10/28/2011 7:40:50 AM |
Leshan | $63.25 | 10/28/2011 8:46:08 AM |
Anny-Disco | $25.00 | 10/28/2011 8:46:44 AM |
yield-aurora4 | $25.00 | 10/28/2011 8:55:36 AM |
cash-turbine1 | $25.00 | 10/28/2011 8:36:28 AM |
OLYVRC | $25.00 | 10/28/2011 8:45:38 AM |
silver-wonder278 | $25.00 | 10/28/2011 9:07:36 AM |
arsisi | $25.00 | 10/28/2011 9:09:30 AM |
yield-trader | $25.00 | 10/28/2011 9:12:30 AM |
managedfund | $186.56 | 10/28/2011 9:35:20 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
532552
This series of Notes was issued and sold upon the funding of the borrower loan #55236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,888 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| cash-orbit5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mrs jery
Purpose of loan: bill consolidation
This loan will be used to...pay off bills
My financial situation: stable
I am a good candidate for this loan because...i will repay and trying to pay off things
Monthly net income: $3200Monthly expenses: $2800
Housing: $
Insurance: $150Car expenses: $516
Utilities: $100
Phone, cable, internet: $200Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 10/14/2011 5:01:42 PM |
fascinating-benefit279 | $50.00 | 10/16/2011 1:46:59 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:09 PM |
worth-blanket2 | $3,000.00 | 10/27/2011 12:47:22 PM |
bjak | $25.00 | 10/27/2011 1:32:25 PM |
managedfund | $400.00 | 10/27/2011 2:50:20 PM |
payout-quark | $44.11 | 10/27/2011 2:53:23 PM |
Something-Corporate | $25.00 | 10/18/2011 4:25:02 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:30:18 PM |
Something-Corporate | $25.00 | 10/19/2011 9:23:29 PM |
let_me_retire | $100.00 | 10/25/2011 10:40:24 AM |
MrMoneyBags | $30.89 | 10/27/2011 10:18:10 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
532654
This series of Notes was issued and sold upon the funding of the borrower loan #55533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $655.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $115,726 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rrkme |
Borrower's state:
| Utah |
Borrower's group:
| BYU Cougars |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2011)
780-799
(Aug-2007)
760-779
(Jun-2007)
|
Principal balance:
| $4,251.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used only for debt consolidation. We are looking to consolidate all our credit cards and checking overdraft to one loan.
My financial situation:
I am a good candidate for this loan because I always pay my debts. I have a good income $100K+. I have been an investor on Prosper and I have had a loan with Prosper which I have paid off.
I am expecting a bonus of $8K and a big bump in pay for 6 months while working overseas starting in January.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loot-heart | $25.00 | 10/28/2011 6:16:03 AM |
LittleMingo | $25.00 | 10/15/2011 12:12:09 PM |
green-trade-dolphin2 | $48.07 | 10/15/2011 12:01:12 PM |
sjlender | $100.00 | 10/15/2011 12:20:02 PM |
first-serene-credit | $25.00 | 10/15/2011 3:03:49 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:08 PM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:18 PM |
Feyenoord | $30.00 | 10/15/2011 9:32:49 PM |
Preteur | $25.00 | 10/16/2011 9:00:13 AM |
rolltide09 | $25.00 | 10/16/2011 4:49:52 PM |
virtuous-repayment | $25.00 | 10/16/2011 5:49:50 PM |
chris-heretoinvest | $25.00 | 10/16/2011 5:55:42 PM |
scholarly-benefit5 | $50.00 | 10/17/2011 5:11:58 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:08 AM |
fcrick | $25.00 | 10/17/2011 9:21:51 AM |
Ocean713 | $75.00 | 10/17/2011 1:07:42 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:02 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:27 PM |
the-discrete-income | $100.00 | 10/17/2011 5:08:46 PM |
nri22 | $50.00 | 10/18/2011 3:56:17 AM |
janeybooboo | $100.00 | 10/18/2011 5:38:44 AM |
enticing-capital6 | $50.00 | 10/18/2011 9:31:10 AM |
indomitable-coin | $25.00 | 10/19/2011 6:10:15 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:24 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:25 PM |
smurf163 | $25.00 | 10/19/2011 12:41:59 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:33 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:17 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:13 PM |
figs4u2 | $100.00 | 10/20/2011 12:20:53 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:24 PM |
power-rotation7 | $25.00 | 10/21/2011 9:22:59 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:43 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:07 AM |
life-is-great | $25.00 | 10/21/2011 12:12:43 PM |
first-finance-multiplier | $100.00 | 10/21/2011 12:49:42 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:37 PM |
velocity-solo | $25.00 | 10/22/2011 12:20:26 PM |
cingular | $25.00 | 10/22/2011 12:58:17 PM |
riskadverse44 | $25.00 | 10/22/2011 3:38:38 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:11 PM |
Munnie | $25.00 | 10/23/2011 5:34:12 PM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:48:20 AM |
reinforced-funds4 | $25.00 | 10/24/2011 10:20:22 AM |
trade-arch | $50.00 | 10/24/2011 2:17:22 PM |
investment-comet | $25.00 | 10/24/2011 8:51:33 PM |
useful-p2ploan | $25.00 | 10/25/2011 7:26:56 AM |
iolaire | $25.00 | 10/25/2011 10:22:03 AM |
delivery | $25.00 | 10/25/2011 11:33:24 AM |
Aimvest | $25.00 | 10/25/2011 12:48:48 PM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:39 PM |
SnakeV | $25.00 | 10/25/2011 2:10:11 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:03 PM |
maldok1 | $25.00 | 10/25/2011 5:05:56 PM |
IIP77 | $25.00 | 10/25/2011 5:19:10 PM |
gold-gazelle | $25.00 | 10/25/2011 6:54:30 PM |
flexible1 | $25.00 | 10/25/2011 7:40:24 PM |
giftgold | $25.00 | 10/25/2011 8:28:22 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:28 AM |
blooming-market | $25.00 | 10/26/2011 12:39:13 PM |
rmachi | $50.00 | 10/26/2011 2:19:33 PM |
FlexFunding | $50.00 | 10/26/2011 1:21:14 PM |
Cheburashka | $25.00 | 10/26/2011 4:42:41 PM |
dollardave | $100.00 | 10/26/2011 4:20:23 PM |
sprinter | $25.00 | 10/26/2011 6:59:22 PM |
wampum-chorus3 | $25.00 | 10/26/2011 8:04:20 PM |
market-assembler | $50.00 | 10/26/2011 10:00:17 PM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:36 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:33 AM |
inspired-contract9 | $50.00 | 10/27/2011 8:42:17 AM |
ijspence | $25.00 | 10/27/2011 9:27:40 AM |
wise-silver-wonder | $25.00 | 10/27/2011 10:08:02 AM |
mlb123 | $50.00 | 10/27/2011 10:51:27 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:37 PM |
Pasagam | $50.00 | 10/27/2011 12:40:16 PM |
kaleinoue | $25.00 | 10/27/2011 1:22:32 PM |
mike_banker | $50.00 | 10/27/2011 1:24:47 PM |
the-kinetic-nickel | $25.00 | 10/27/2011 1:25:04 PM |
taylor883 | $50.00 | 10/27/2011 1:32:32 PM |
Reinadog9 | $25.00 | 10/27/2011 1:34:43 PM |
UnclePockets | $25.00 | 10/27/2011 1:36:46 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:21 PM |
Nascar1 | $50.00 | 10/27/2011 1:45:57 PM |
edognyc | $25.00 | 10/27/2011 1:51:59 PM |
anacent | $25.00 | 10/27/2011 2:07:53 PM |
lendme2 | $50.00 | 10/27/2011 2:10:45 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:23 PM |
morukdos | $25.00 | 10/27/2011 2:16:40 PM |
michaelwong | $50.00 | 10/27/2011 2:29:02 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:40:16 PM |
no_agenda_lender | $26.00 | 10/27/2011 2:50:30 PM |
romanfish | $500.00 | 10/27/2011 3:04:36 PM |
credible-durability | $25.00 | 10/27/2011 3:05:19 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:33 PM |
a-income-rocket | $25.00 | 10/27/2011 4:07:05 PM |
fair_rates | $25.00 | 10/27/2011 4:08:28 PM |
toblerone | $25.00 | 10/27/2011 4:41:17 PM |
rampe001 | $50.00 | 10/27/2011 4:38:31 PM |
hayhelp | $25.00 | 10/27/2011 4:44:35 PM |
mar97 | $50.00 | 10/27/2011 4:58:13 PM |
zzztimbo | $25.00 | 10/27/2011 5:02:33 PM |
floomer | $50.00 | 10/27/2011 5:19:38 PM |
Panna | $25.00 | 10/27/2011 5:02:45 PM |
yachtmaster45 | $25.00 | 10/27/2011 5:24:13 PM |
dcfinancial | $25.00 | 10/27/2011 5:27:08 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:18 PM |
sentimental-silver7 | $25.00 | 10/27/2011 6:08:30 PM |
Slend49 | $25.00 | 10/27/2011 6:23:18 PM |
friendly-peace4 | $25.00 | 10/27/2011 6:59:28 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:46 PM |
gold-motivator2 | $25.00 | 10/27/2011 7:49:47 PM |
willwc6 | $150.00 | 10/27/2011 7:54:47 PM |
balance-whistle7 | $25.00 | 10/27/2011 7:56:01 PM |
wealth-cheetah7 | $50.00 | 10/27/2011 8:03:01 PM |
appastk | $25.00 | 10/27/2011 8:13:04 PM |
bulabula | $25.00 | 10/27/2011 8:36:43 PM |
sjlnn | $25.00 | 10/27/2011 9:19:42 PM |
tolstoy00 | $25.00 | 10/27/2011 9:46:33 PM |
BigSurf | $25.00 | 10/27/2011 9:30:29 PM |
Ivan2007 | $25.00 | 10/27/2011 9:57:14 PM |
Turkish101 | $25.00 | 10/27/2011 11:01:53 PM |
Glowworm11 | $25.00 | 10/27/2011 11:07:59 PM |
benjay25 | $25.00 | 10/27/2011 11:49:18 PM |
wtrboy | $25.00 | 10/28/2011 12:37:41 AM |
Domgabriel | $25.00 | 10/28/2011 3:34:07 AM |
iwantmore | $25.00 | 10/28/2011 3:54:03 AM |
integrity-brilliance | $25.00 | 10/28/2011 5:40:42 AM |
doopers | $25.00 | 10/28/2011 5:49:59 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:53 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:36 AM |
Rdodson11 | $25.00 | 10/28/2011 6:24:33 AM |
gonewithwinds | $25.00 | 10/28/2011 6:42:29 AM |
engbusres | $41.00 | 10/28/2011 6:43:39 AM |
Avicell | $25.00 | 10/28/2011 6:40:28 AM |
snowdem0n | $75.00 | 10/28/2011 6:51:57 AM |
Philolend | $25.00 | 10/28/2011 6:56:43 AM |
vinayganti | $45.00 | 10/28/2011 6:35:29 AM |
brewman | $25.00 | 10/28/2011 6:36:58 AM |
farbav | $25.00 | 10/28/2011 6:57:05 AM |
officer8 | $25.00 | 10/28/2011 7:10:22 AM |
novice-speculator | $25.00 | 10/28/2011 7:26:02 AM |
kingbutthd | $32.00 | 10/28/2011 7:46:54 AM |
i3urtonair | $45.00 | 10/28/2011 7:47:36 AM |
matt84003 | $25.00 | 10/28/2011 7:57:44 AM |
pleasant-basis | $25.00 | 10/28/2011 8:07:56 AM |
the-enthralling-coin | $25.00 | 10/28/2011 8:05:43 AM |
dinero-philosopher3 | $25.00 | 10/28/2011 8:15:55 AM |
biglender5 | $25.00 | 10/28/2011 8:16:30 AM |
kochan123 | $25.00 | 10/28/2011 8:37:20 AM |
Anny-Disco | $25.00 | 10/28/2011 8:46:42 AM |
LoanerPrincipal | $100.00 | 10/28/2011 8:45:11 AM |
currency-persimmon | $35.00 | 10/28/2011 9:01:39 AM |
MadHun | $200.00 | 10/28/2011 9:07:19 AM |
compoundinterest | $50.00 | 10/28/2011 9:14:33 AM |
money-bauble | $200.00 | 10/28/2011 9:28:53 AM |
norcalsv | $25.00 | 10/28/2011 9:21:33 AM |
StreetJustice | $50.00 | 10/28/2011 9:33:01 AM |
nickel-ferret | $50.00 | 10/28/2011 9:29:15 AM |
valiant-liberty4 | $25.00 | 10/28/2011 9:40:24 AM |
freest8r | $50.00 | 10/28/2011 9:59:46 AM |
progressive-economy261 | $400.00 | 10/15/2011 12:19:43 PM |
OldManP | $30.00 | 10/15/2011 2:23:16 PM |
StPong | $25.00 | 10/15/2011 3:17:24 PM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:22 PM |
finance-symphony7 | $50.00 | 10/16/2011 8:44:06 AM |
britgsb | $75.00 | 10/16/2011 2:02:37 PM |
wise-honorable-rate | $25.00 | 10/17/2011 5:13:41 AM |
organized-payment6 | $50.00 | 10/17/2011 5:48:14 AM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:21 AM |
Plee-Spaymebak | $33.00 | 10/17/2011 1:27:27 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:14 PM |
p2p-eagle9 | $25.00 | 10/17/2011 2:45:53 PM |
awwaww | $25.00 | 10/18/2011 7:39:39 PM |
tolerant-dinero2 | $25.00 | 10/18/2011 9:47:12 PM |
GElender | $40.00 | 10/19/2011 6:36:15 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:43 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:37 AM |
rokman | $50.00 | 10/20/2011 5:18:29 PM |
upright-velocity1 | $25.00 | 10/20/2011 6:13:02 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:57 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:52 PM |
radforj22 | $25.00 | 10/21/2011 4:19:09 AM |
zevonyc | $25.00 | 10/21/2011 11:35:40 AM |
lostontheedge | $25.00 | 10/21/2011 4:29:25 PM |
paladin510 | $50.00 | 10/21/2011 5:07:36 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:19 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:20 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:26 AM |
LongTail | $29.00 | 10/22/2011 9:43:18 PM |
self-reliant-currency34 | $25.00 | 10/23/2011 1:01:32 PM |
GCInvestments | $25.00 | 10/23/2011 9:52:57 PM |
Supernick | $50.00 | 10/24/2011 6:44:05 AM |
truth-silo | $100.00 | 10/24/2011 8:22:22 AM |
american6 | $50.00 | 10/24/2011 3:36:37 PM |
FRC64 | $25.00 | 10/25/2011 4:53:28 AM |
Millmanator | $25.00 | 10/25/2011 6:54:08 AM |
john0720 | $25.00 | 10/25/2011 7:07:19 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:28 AM |
leeball | $100.00 | 10/25/2011 10:23:14 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:46 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:58 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:20 PM |
bb575 | $25.00 | 10/25/2011 7:42:27 PM |
MM1207 | $25.00 | 10/26/2011 7:44:01 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:13 AM |
turbostar666 | $25.00 | 10/26/2011 9:05:48 AM |
genius520 | $50.00 | 10/26/2011 9:08:18 AM |
Weaverville | $50.00 | 10/26/2011 10:23:31 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:09 AM |
EvalCrux | $50.00 | 10/26/2011 12:40:48 PM |
dough-temple | $25.00 | 10/26/2011 2:00:21 PM |
DadWarbucks | $25.00 | 10/26/2011 2:28:19 PM |
prescription0 | $25.00 | 10/26/2011 4:13:05 PM |
astute-benjamins | $50.00 | 10/26/2011 4:55:52 PM |
listing-vista | $50.00 | 10/26/2011 5:59:41 PM |
RusRobo | $25.00 | 10/26/2011 6:46:55 PM |
principal-bull | $25.00 | 10/26/2011 6:59:24 PM |
ogmanny | $50.00 | 10/26/2011 10:27:12 PM |
ChrisProsper | $50.00 | 10/27/2011 12:19:20 AM |
pythia | $25.00 | 10/27/2011 2:51:57 AM |
jga516 | $25.00 | 10/27/2011 5:52:20 AM |
nosualcneas | $25.00 | 10/27/2011 5:48:29 AM |
Marietta | $25.00 | 10/27/2011 5:56:40 AM |
hebergee | $25.00 | 10/27/2011 6:53:19 AM |
betak | $25.00 | 10/27/2011 8:09:16 AM |
valemic | $25.00 | 10/27/2011 9:24:23 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:47 AM |
tbrnet | $50.00 | 10/27/2011 11:47:16 AM |
6moonbeams | $50.00 | 10/27/2011 1:22:03 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:25:11 PM |
brainy-dedication | $25.00 | 10/27/2011 1:24:56 PM |
madmccoy | $25.00 | 10/27/2011 1:27:20 PM |
kbguru | $25.00 | 10/27/2011 1:30:40 PM |
30Sky | $35.00 | 10/27/2011 1:32:08 PM |
SAGE88 | $50.00 | 10/27/2011 1:36:31 PM |
chicco | $389.00 | 10/27/2011 1:38:11 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:55 PM |
diligent-leverage | $25.00 | 10/27/2011 2:04:21 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:24 PM |
ndrak | $25.00 | 10/27/2011 2:18:29 PM |
gojackgo | $50.00 | 10/27/2011 2:30:43 PM |
vordo | $25.00 | 10/27/2011 2:47:06 PM |
get30inc | $50.00 | 10/27/2011 2:49:14 PM |
shawndw | $25.00 | 10/27/2011 3:04:54 PM |
IP | $25.00 | 10/27/2011 3:23:57 PM |
j2ee | $25.00 | 10/27/2011 3:25:05 PM |
Napoleana | $25.00 | 10/27/2011 3:50:49 PM |
bndlending2u | $25.00 | 10/27/2011 3:47:40 PM |
journey517 | $25.00 | 10/27/2011 4:45:37 PM |
smaxis | $25.00 | 10/27/2011 4:57:10 PM |
peaceful-farmer | $40.00 | 10/27/2011 5:30:36 PM |
FCI | $25.00 | 10/27/2011 5:35:37 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:31 PM |
managedfund | $1,000.00 | 10/27/2011 5:26:56 PM |
Mr_Marcus | $25.00 | 10/27/2011 5:47:34 PM |
nobuffett43 | $25.00 | 10/27/2011 6:22:29 PM |
newest-trade-spruce | $50.00 | 10/27/2011 6:04:40 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:05 PM |
pawsitive | $25.00 | 10/27/2011 6:55:47 PM |
Mantis75 | $25.00 | 10/27/2011 7:00:50 PM |
codingbuddy | $25.00 | 10/27/2011 7:01:44 PM |
fervent-currency5 | $25.00 | 10/27/2011 7:13:54 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:15 PM |
Stepashka | $25.00 | 10/27/2011 7:30:31 PM |
orange-dollar-guild | $25.00 | 10/27/2011 7:39:51 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:46:32 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:22 PM |
Rick21 | $25.00 | 10/27/2011 8:23:21 PM |
lost-money-so-far-on-these | $25.00 | 10/27/2011 8:38:01 PM |
CarlC | $25.00 | 10/27/2011 8:48:36 PM |
wdove511 | $27.00 | 10/27/2011 9:10:27 PM |
velocity-oak | $25.00 | 10/27/2011 9:02:45 PM |
best-marketologist | $25.00 | 10/27/2011 9:05:40 PM |
egw | $50.00 | 10/27/2011 10:31:21 PM |
dberry46 | $25.00 | 10/27/2011 11:59:42 PM |
TQLender | $25.00 | 10/28/2011 12:07:36 AM |
Miklot | $25.00 | 10/28/2011 12:33:20 AM |
green-dedicated-transaction | $50.00 | 10/28/2011 1:12:15 AM |
top-sensible-yield | $25.00 | 10/28/2011 2:41:53 AM |
listing-meridian | $25.00 | 10/28/2011 3:01:35 AM |
Tscheddar | $25.00 | 10/28/2011 4:32:15 AM |
PaulW | $40.00 | 10/28/2011 4:46:11 AM |
titan1 | $25.00 | 10/28/2011 5:21:36 AM |
hardwareman | $25.00 | 10/28/2011 4:54:36 AM |
mad4wknds | $25.00 | 10/28/2011 5:33:19 AM |
Brisket_Bob | $64.55 | 10/28/2011 5:48:59 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:08:39 AM |
tryitout | $28.87 | 10/28/2011 6:12:50 AM |
grf1945 | $25.00 | 10/28/2011 6:42:36 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:04:47 AM |
TBCapitol | $50.00 | 10/28/2011 7:11:24 AM |
octoberfresh | $25.00 | 10/28/2011 7:46:42 AM |
mattpet | $25.00 | 10/28/2011 7:36:35 AM |
donmacprosper | $25.00 | 10/28/2011 7:51:43 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:35 AM |
x-bones | $25.00 | 10/28/2011 8:10:39 AM |
realtormoises | $25.00 | 10/28/2011 8:08:10 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:02 AM |
commitment-jedi4 | $25.00 | 10/28/2011 8:40:45 AM |
floridahelper | $25.00 | 10/28/2011 8:45:26 AM |
Money_Lender2 | $28.41 | 10/28/2011 9:13:52 AM |
thezfunk | $25.00 | 10/28/2011 9:07:25 AM |
red-unequivocal-finance | $25.00 | 10/28/2011 9:10:18 AM |
pure-loyalty6 | $25.00 | 10/28/2011 9:23:36 AM |
skurfa | $25.00 | 10/28/2011 9:22:38 AM |
helpu88 | $25.00 | 10/28/2011 9:24:11 AM |
Jamesusc03 | $25.00 | 10/28/2011 9:26:59 AM |
SpareChangeHero | $25.00 | 10/28/2011 9:27:59 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:35 AM |
unconquerable-dedication | $25.00 | 10/28/2011 9:40:40 AM |
lth35 | $56.85 | 10/28/2011 9:44:27 AM |
rcflick | $25.00 | 10/28/2011 9:45:39 AM |
whitegold24k | $2,496.25 | 10/28/2011 10:02:27 AM |
logical-capital0 | $25.00 | 10/28/2011 10:00:20 AM |
314 Investments
|
Borrower Payment Dependent Notes Series
532682
This series of Notes was issued and sold upon the funding of the borrower loan #55306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 10% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,421 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| elegant-principal7 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
KV Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I earn around $200,000 per year. I need the personal loan because I opened an Indian Restaurant in early 2011 and an Indian Grocery store in late 2010 . I am a 30% partner. It required a total investment of $600,000. I have invested appox. $200,000 mostly with my savings and $50,000 personal loans. I want to consolidate all my debt into one. Both the business are running great with monthly sales of $200,000. We are getting liquor licence and renting a banquet hall that will need some more investment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $39.75 | 10/17/2011 5:01:03 PM |
worthy-bid8 | $50.00 | 10/17/2011 5:07:08 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:00 PM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:05 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:44 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:34 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:20 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:00 PM |
Fundmeister | $50.00 | 10/20/2011 6:51:46 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:26 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:02 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:53 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:29 AM |
awwaww | $25.00 | 10/21/2011 7:52:55 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:23 AM |
life-is-great | $25.00 | 10/21/2011 12:12:45 PM |
paladin510 | $50.00 | 10/21/2011 5:07:37 PM |
Doodlemeyer | $100.00 | 10/21/2011 11:14:14 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:23 AM |
radforj22 | $25.00 | 10/22/2011 10:17:54 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:30 AM |
cingular | $25.00 | 10/22/2011 12:58:21 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:14 PM |
Munnie | $25.00 | 10/23/2011 5:34:13 PM |
Supernick | $50.00 | 10/24/2011 6:44:07 AM |
MonopolyDred | $25.00 | 10/24/2011 6:04:49 AM |
rdrloan | $50.00 | 10/24/2011 8:10:43 AM |
riskadverse44 | $25.00 | 10/24/2011 2:44:55 PM |
useful-p2ploan | $25.00 | 10/25/2011 7:26:57 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:32 AM |
Paxman84 | $29.46 | 10/25/2011 11:50:26 AM |
delivery | $25.00 | 10/25/2011 11:33:24 AM |
flexible1 | $25.00 | 10/25/2011 7:40:25 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:10 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:04 PM |
RRLender | $500.00 | 10/26/2011 9:34:33 AM |
transparency-baton | $50.00 | 10/26/2011 9:46:48 AM |
fairness-carrier | $200.00 | 10/26/2011 9:39:25 AM |
currency-persimmon | $50.00 | 10/26/2011 10:31:37 AM |
CreditBuilder2 | $100.00 | 10/26/2011 12:26:34 PM |
C_Mark | $50.00 | 10/26/2011 11:23:44 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:01 PM |
capital-majesty7 | $300.00 | 10/26/2011 3:52:25 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:56:08 PM |
VBAces | $200.00 | 10/26/2011 2:58:01 PM |
doublediamond | $25.00 | 10/26/2011 3:38:43 PM |
tomdooley12520 | $25.00 | 10/26/2011 4:32:22 PM |
Cheburashka | $25.00 | 10/26/2011 4:42:42 PM |
elasermd | $81.07 | 10/26/2011 5:11:48 PM |
IIP77 | $25.00 | 10/26/2011 5:05:25 PM |
brightest-dynamic-peace | $30.00 | 10/26/2011 5:00:18 PM |
Techne_Funds_LLC | $25.00 | 10/26/2011 6:54:52 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:59:12 PM |
truenorth5 | $68.04 | 10/26/2011 7:01:48 PM |
RusRobo | $25.00 | 10/26/2011 6:46:55 PM |
wampum-chorus3 | $25.00 | 10/26/2011 8:04:20 PM |
Reddy_Capital | $25.00 | 10/26/2011 8:44:40 PM |
economy-popcorn | $25.00 | 10/26/2011 8:52:31 PM |
srspank24 | $50.00 | 10/26/2011 9:04:53 PM |
Gibbyland | $150.00 | 10/26/2011 10:15:46 PM |
important-ore | $150.00 | 10/26/2011 9:33:31 PM |
income-buffalo1 | $100.00 | 10/27/2011 4:50:09 AM |
nosualcneas | $25.00 | 10/27/2011 5:48:30 AM |
refined-return922 | $25.00 | 10/27/2011 6:48:18 AM |
invest-in-ed | $400.00 | 10/27/2011 7:21:04 AM |
palmetto933 | $25.00 | 10/27/2011 8:07:22 AM |
betak | $25.00 | 10/27/2011 8:09:17 AM |
cozy-gain023 | $100.00 | 10/27/2011 8:25:33 AM |
wise-transaction-grizzly | $25.00 | 10/27/2011 8:20:09 AM |
Thoth_88 | $25.00 | 10/27/2011 9:02:59 AM |
genius520 | $50.00 | 10/27/2011 9:13:26 AM |
credit-banker6 | $300.00 | 10/27/2011 10:03:59 AM |
innocent-commerce9 | $200.00 | 10/27/2011 10:41:09 AM |
friendly-market5 | $25.00 | 10/27/2011 10:07:51 AM |
julijask | $25.00 | 10/27/2011 11:16:38 AM |
BigBag | $25.00 | 10/27/2011 11:30:33 AM |
green28 | $144.33 | 10/27/2011 11:43:47 AM |
mmzero | $25.00 | 10/27/2011 11:36:25 AM |
tbrnet | $50.00 | 10/27/2011 11:47:17 AM |
High-flyer | $25.00 | 10/27/2011 12:14:30 PM |
jmeasn | $25.00 | 10/27/2011 12:32:36 PM |
kvandivo | $25.00 | 10/27/2011 1:22:13 PM |
power-defender7 | $25.00 | 10/27/2011 1:16:18 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:04 PM |
kbguru | $25.00 | 10/27/2011 1:30:41 PM |
Veltliner | $25.00 | 10/27/2011 1:27:57 PM |
elated-deal6 | $250.00 | 10/27/2011 1:31:30 PM |
NLB-PHX | $50.00 | 10/27/2011 1:31:56 PM |
taylor883 | $50.00 | 10/27/2011 1:32:33 PM |
Reinadog9 | $25.00 | 10/27/2011 1:34:43 PM |
bold-basis-supernova | $250.00 | 10/27/2011 1:37:25 PM |
jhernand17 | $25.00 | 10/27/2011 1:39:55 PM |
1stofthemonth | $25.00 | 10/27/2011 1:41:24 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:22 PM |
the-silver-blaster | $75.00 | 10/27/2011 1:48:15 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:55 PM |
rajs | $250.00 | 10/27/2011 1:54:13 PM |
punctual-kindness3 | $30.00 | 10/27/2011 1:59:39 PM |
romi12345 | $25.00 | 10/27/2011 2:00:58 PM |
lendme2 | $50.00 | 10/27/2011 2:10:46 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:24 PM |
West_End_Local | $25.00 | 10/27/2011 2:19:31 PM |
Elefunt | $25.00 | 10/27/2011 2:21:15 PM |
lucrative-worth | $50.00 | 10/27/2011 2:25:22 PM |
sillyb | $50.00 | 10/27/2011 2:26:42 PM |
orangetrust | $25.00 | 10/27/2011 2:29:23 PM |
thajr | $27.00 | 10/27/2011 2:30:55 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:31:58 PM |
impressive-dough4 | $76.98 | 10/27/2011 2:41:08 PM |
Lender2895a | $300.00 | 10/27/2011 2:49:32 PM |
no_agenda_lender | $26.00 | 10/27/2011 2:50:31 PM |
Sierrahh | $25.00 | 10/27/2011 2:52:21 PM |
kinetic-yield4 | $25.00 | 10/27/2011 2:57:53 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:13:58 PM |
Gibbyland | $200.00 | 10/27/2011 3:23:10 PM |
IP | $25.00 | 10/27/2011 3:23:57 PM |
peso-tostada | $300.00 | 10/27/2011 3:24:42 PM |
baseballfan111 | $50.00 | 10/27/2011 3:28:57 PM |
reward-rancher | $25.00 | 10/27/2011 3:42:40 PM |
bndlending2u | $25.00 | 10/27/2011 3:47:41 PM |
Spaceman838 | $50.00 | 10/27/2011 4:09:30 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:16:50 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:19 AM |
wise-honorable-rate | $25.00 | 10/18/2011 6:07:24 AM |
scholarly-benefit5 | $50.00 | 10/18/2011 6:08:27 AM |
fcrick | $25.00 | 10/18/2011 8:51:34 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:52:11 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:25 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:27 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:53 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:18 PM |
Preteur | $25.00 | 10/20/2011 4:20:07 AM |
indomitable-coin | $25.00 | 10/20/2011 4:06:14 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:39 PM |
transparency-river1 | $1,000.00 | 10/21/2011 5:19:25 PM |
velocity-solo | $25.00 | 10/22/2011 12:20:27 PM |
LongTail | $33.00 | 10/22/2011 10:02:38 PM |
newgroom422 | $25.00 | 10/22/2011 10:33:38 PM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:21:32 AM |
truth-silo | $100.00 | 10/24/2011 8:22:24 AM |
GCInvestments | $25.00 | 10/24/2011 12:40:59 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:51 PM |
trade-arch | $50.00 | 10/24/2011 2:17:24 PM |
american6 | $50.00 | 10/24/2011 3:36:39 PM |
FRC64 | $25.00 | 10/25/2011 4:53:28 AM |
bonus-tent | $25.00 | 10/25/2011 4:41:05 PM |
maldok1 | $25.00 | 10/25/2011 5:05:59 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:45 AM |
MM1207 | $25.00 | 10/26/2011 7:44:02 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:16 AM |
novice-speculator | $25.00 | 10/26/2011 9:13:55 AM |
a-transaction-flute | $25.00 | 10/26/2011 9:14:46 AM |
one2sojourn | $40.00 | 10/26/2011 9:30:56 AM |
SolarMoonshine | $25.00 | 10/26/2011 9:52:26 AM |
new-dollar-sprout | $35.00 | 10/26/2011 9:56:50 AM |
corphippie | $25.00 | 10/26/2011 10:01:20 AM |
KileNSmyth4 | $25.00 | 10/26/2011 10:05:10 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:28 AM |
Weaverville | $50.00 | 10/26/2011 10:23:31 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:13 AM |
blooming-market | $25.00 | 10/26/2011 12:39:13 PM |
rmachi | $50.00 | 10/26/2011 2:19:35 PM |
Lender0010 | $50.00 | 10/26/2011 1:09:42 PM |
GCInvestments | $27.50 | 10/26/2011 1:59:56 PM |
CatbirdBanking | $25.00 | 10/26/2011 3:16:59 PM |
cocopuffs | $25.00 | 10/26/2011 2:20:10 PM |
cool_kubera | $200.00 | 10/26/2011 2:44:31 PM |
dollardave | $100.00 | 10/26/2011 4:20:23 PM |
ajayne1953 | $44.91 | 10/26/2011 5:00:13 PM |
GCInvestments | $30.00 | 10/26/2011 5:11:12 PM |
listing-vista | $50.00 | 10/26/2011 5:59:42 PM |
sprinter | $25.00 | 10/26/2011 6:59:23 PM |
authoritative-capital | $25.00 | 10/26/2011 7:30:16 PM |
market-assembler | $50.00 | 10/26/2011 10:00:17 PM |
mgking007 | $25.00 | 10/26/2011 10:05:07 PM |
return-investor6 | $50.00 | 10/26/2011 10:15:29 PM |
ogmanny | $50.00 | 10/26/2011 10:27:13 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 3:05:15 AM |
jga516 | $25.00 | 10/27/2011 5:52:21 AM |
equitable-penny0 | $50.00 | 10/27/2011 6:21:11 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:37 AM |
schnippy | $25.00 | 10/27/2011 6:41:12 AM |
cake7 | $75.00 | 10/27/2011 6:52:44 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:38 AM |
citytreker | $25.00 | 10/27/2011 8:19:52 AM |
EarlyRiser | $183.00 | 10/27/2011 8:16:05 AM |
integrity-palm9 | $31.28 | 10/27/2011 10:20:25 AM |
broc78 | $50.00 | 10/27/2011 10:23:15 AM |
thestartuplender | $250.00 | 10/27/2011 10:36:15 AM |
buukyak | $25.00 | 10/27/2011 11:26:04 AM |
wirebutterfly | $50.00 | 10/27/2011 11:02:06 AM |
Xarach | $25.00 | 10/27/2011 11:35:35 AM |
robgw | $25.00 | 10/27/2011 11:55:31 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:38 PM |
cash-cymbal3 | $50.00 | 10/27/2011 1:12:05 PM |
organic-responsibility60 | $100.00 | 10/27/2011 1:07:30 PM |
kaleinoue | $25.00 | 10/27/2011 1:22:34 PM |
balance-river | $31.82 | 10/27/2011 1:26:18 PM |
cathybiz | $50.00 | 10/27/2011 1:26:59 PM |
rysil | $45.77 | 10/27/2011 1:28:19 PM |
fairness-hammock | $25.00 | 10/27/2011 1:29:35 PM |
SAGE88 | $50.00 | 10/27/2011 1:36:32 PM |
Oranje88 | $60.00 | 10/27/2011 1:41:37 PM |
resplendent-dollar | $46.92 | 10/27/2011 1:49:13 PM |
Swinghi | $25.00 | 10/27/2011 1:49:35 PM |
blue111 | $25.00 | 10/27/2011 1:51:06 PM |
edognyc | $25.00 | 10/27/2011 1:52:00 PM |
vigorous-velocity | $100.00 | 10/27/2011 1:59:59 PM |
financelover | $100.00 | 10/27/2011 1:58:29 PM |
AlBRich | $25.00 | 10/27/2011 1:58:49 PM |
zebra806 | $100.00 | 10/27/2011 1:57:11 PM |
diligent-leverage | $25.00 | 10/27/2011 2:04:22 PM |
skidoo99 | $36.68 | 10/27/2011 2:04:17 PM |
anacent | $25.00 | 10/27/2011 2:07:54 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:24 PM |
ndrak | $25.00 | 10/27/2011 2:18:29 PM |
gojackgo | $50.00 | 10/27/2011 2:30:43 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:30:53 PM |
get30inc | $50.00 | 10/27/2011 2:49:16 PM |
lion6 | $31.27 | 10/27/2011 3:00:14 PM |
credible-durability | $25.00 | 10/27/2011 3:05:19 PM |
Pakse | $25.00 | 10/27/2011 3:03:36 PM |
reaction5 | $25.00 | 10/27/2011 3:04:38 PM |
1randyp | $89.92 | 10/27/2011 3:02:40 PM |
romanfish | $500.00 | 10/27/2011 3:04:36 PM |
artist207 | $25.00 | 10/27/2011 3:13:59 PM |
PurplePonchoMan | $25.00 | 10/27/2011 3:31:16 PM |
twerns | $40.00 | 10/27/2011 3:21:33 PM |
cunning-truth6 | $75.00 | 10/27/2011 3:40:06 PM |
mathaiusa | $250.00 | 10/27/2011 3:38:37 PM |
journey517 | $25.00 | 10/27/2011 4:25:20 PM |
Proactive-Financial-Lending | $25.00 | 10/27/2011 3:55:57 PM |
fair_rates | $25.00 | 10/27/2011 4:08:28 PM |
reinforced-gain7 | $965.30 | 10/27/2011 4:29:01 PM |
234 Investments
|
Borrower Payment Dependent Notes Series
532746
This series of Notes was issued and sold upon the funding of the borrower loan #55370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| 30% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,533 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-harmonious-contract |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sanibel
Purpose of loan: Debt Consolidation
This loan will be used to...Debt Consolidation
My financial situation: stable
I am a good candidate for this loan because...I have a good job and pay my bills, I get merit increase and bonus annually. My goal is to pay off al my bills in 3 years.
Monthly net income: $4,664
Monthly expenses: $4,408.00
Housing: $2000 ( payable in 10 years and pay extra one month annually)
Insurance: $108 ( car/house)
Car expenses: $ 0 ( paid off)
Utilities: $200 ( light, water, garbage)
Phone, cable, internet: $300
Food, entertainment: $ 50
Clothing, household expenses: $50
Credit cards and other loans: $ 1700.00 ( one credit card will be paid by July 2012 amount of $761 automatic deduction on my checking account)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:07:00 PM |
wigglesworth4 | $100.00 | 10/25/2011 5:21:51 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:41 AM |
golffish2 | $50.00 | 10/26/2011 4:52:54 AM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:47 PM |
kenji4861 | $25.00 | 10/27/2011 4:48:04 AM |
Whipster | $45.00 | 10/27/2011 5:22:43 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:24 AM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:38 PM |
bellaquito | $2,000.00 | 10/27/2011 10:24:55 PM |
wkeboarder21 | $50.00 | 10/28/2011 3:30:18 AM |
reflective-rupee | $25.00 | 10/28/2011 10:40:36 AM |
larrybird | $2,000.00 | 10/28/2011 10:46:23 AM |
Maccs55 | $25.00 | 10/28/2011 11:20:01 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:02 AM |
reinforced-gain7 | $1,019.10 | 10/28/2011 11:04:45 AM |
cagcrash | $150.00 | 10/28/2011 11:22:31 AM |
market-gusto5 | $25.00 | 10/28/2011 11:21:33 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:54 AM |
nickel-jam | $705.00 | 10/28/2011 12:05:28 PM |
tech310 | $50.00 | 10/25/2011 11:50:27 PM |
Bank_Of_XL | $25.00 | 10/26/2011 12:02:40 AM |
30Sky | $35.00 | 10/27/2011 1:45:52 PM |
villagers | $50.00 | 10/27/2011 10:40:33 PM |
managedfund | $3,000.00 | 10/28/2011 6:50:35 AM |
valiant-money | $30.00 | 10/28/2011 9:47:48 AM |
selvamfinance | $25.00 | 10/28/2011 10:49:01 AM |
spark548 | $100.00 | 10/28/2011 10:49:19 AM |
goal-benefit2 | $25.00 | 10/28/2011 10:55:19 AM |
Queueball1 | $25.00 | 10/28/2011 10:56:29 AM |
pdub | $75.00 | 10/28/2011 11:03:36 AM |
UnemployedNinjaMom | $25.00 | 10/28/2011 11:29:27 AM |
emjo1219 | $25.00 | 10/28/2011 11:15:09 AM |
sail120 | $50.00 | 10/28/2011 11:21:10 AM |
octoberfresh | $25.00 | 10/28/2011 11:32:43 AM |
credit-meteor7 | $200.00 | 10/28/2011 11:39:29 AM |
responsibility-fortress | $50.00 | 10/28/2011 12:02:06 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:36 PM |
successful-agreement7 | $90.90 | 10/28/2011 12:09:44 PM |
wwwUniversal | $25.00 | 10/28/2011 12:09:14 PM |
natural-worth9 | $2,000.00 | 10/28/2011 12:09:22 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
533214
This series of Notes was issued and sold upon the funding of the borrower loan #55348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $469.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 7m |
Amount delinquent:
| $215 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,249 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| sweety1985 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off my credit card debt
My financial situation:
I am a good candidate for this loan because I am paying more than my minimum payment.to pay off my credit cards. I have a full time job that i have worked at for 12+ years.
Monthly net income: $5200
Monthly expenses: $5095.00
Housing: $1600
Insurance: $300
Car expenses: $420
Utilities: $325
Phone, cable, internet: $150
Food, entertainment: $1500
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 10/17/2011 8:19:02 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:07 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:23 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:07 AM |
kulender | $50.00 | 10/19/2011 5:41:28 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:22 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:02 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:57 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:18:54 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:44 PM |
yield-trader | $25.00 | 10/24/2011 10:00:21 AM |
skiter53 | $25.00 | 10/25/2011 10:12:04 AM |
robertmm25 | $50.00 | 10/25/2011 10:32:06 AM |
life-is-great | $25.00 | 10/25/2011 5:38:11 PM |
trophy335 | $25.00 | 10/25/2011 6:21:04 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:47 AM |
MM1207 | $25.00 | 10/26/2011 7:47:11 AM |
BxRealtor | $25.00 | 10/26/2011 1:09:29 PM |
listing-vista | $50.00 | 10/26/2011 5:59:42 PM |
progressive-economy261 | $400.00 | 10/26/2011 8:11:52 PM |
market-assembler | $50.00 | 10/26/2011 10:00:18 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:39 AM |
money-bauble | $100.00 | 10/27/2011 11:33:23 AM |
lah20 | $50.00 | 10/27/2011 2:18:51 PM |
lion6 | $50.00 | 10/27/2011 3:24:11 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:19 PM |
kinetic-openness0 | $25.00 | 10/27/2011 6:08:38 PM |
Red_b17 | $25.00 | 10/27/2011 6:49:55 PM |
chosk | $25.00 | 10/27/2011 6:27:24 PM |
SpareChangeHero | $25.00 | 10/27/2011 6:51:19 PM |
ski bum | $57.00 | 10/27/2011 6:59:34 PM |
Nascar1 | $50.00 | 10/27/2011 7:05:43 PM |
ursus | $50.00 | 10/27/2011 7:08:12 PM |
zebra7 | $64.00 | 10/27/2011 7:11:14 PM |
successful-agreement7 | $49.00 | 10/27/2011 7:05:57 PM |
jga516 | $25.00 | 10/27/2011 7:16:29 PM |
asmithj | $25.00 | 10/27/2011 7:10:35 PM |
epall | $25.00 | 10/27/2011 7:28:00 PM |
deal-griffin | $57.00 | 10/27/2011 7:15:03 PM |
Jarod213 | $25.00 | 10/27/2011 7:46:04 PM |
balance-whistle7 | $25.00 | 10/27/2011 7:56:02 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:16 PM |
Lubava | $50.00 | 10/27/2011 8:00:10 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:48:09 PM |
important-ore | $150.00 | 10/27/2011 7:55:48 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:34 PM |
friendly-market5 | $34.27 | 10/27/2011 8:26:38 PM |
lost-money-so-far-on-these | $25.00 | 10/27/2011 8:38:01 PM |
larrybird | $2,000.00 | 10/27/2011 8:40:38 PM |
new-gold-wrangler | $1,333.26 | 10/27/2011 8:47:24 PM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:30 AM |
worthy-bid8 | $50.00 | 10/19/2011 9:07:14 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:26 AM |
Investor_DP | $100.00 | 10/21/2011 5:04:46 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:16 PM |
Redmond | $25.00 | 10/23/2011 11:35:24 PM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:20 AM |
maldok1 | $25.00 | 10/25/2011 5:06:01 PM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:04 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:15 AM |
riskadverse44 | $25.00 | 10/26/2011 3:57:29 PM |
dollardave | $100.00 | 10/26/2011 4:20:24 PM |
IIP77 | $25.00 | 10/26/2011 5:05:25 PM |
GCInvestments | $30.00 | 10/26/2011 8:31:14 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:10 PM |
AM2008 | $25.00 | 10/27/2011 5:20:45 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:32 PM |
Slend49 | $25.00 | 10/27/2011 6:23:19 PM |
soulwork | $25.00 | 10/27/2011 7:00:26 PM |
studious-bonus7 | $100.00 | 10/27/2011 7:02:17 PM |
samo102us | $25.00 | 10/27/2011 7:02:33 PM |
compassion-bauble4 | $25.00 | 10/27/2011 7:05:34 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:37 PM |
nickel-ferret | $43.00 | 10/27/2011 7:14:59 PM |
genius520 | $40.00 | 10/27/2011 7:09:42 PM |
transparency-river1 | $1,000.00 | 10/27/2011 7:13:16 PM |
yarg | $25.00 | 10/27/2011 7:17:59 PM |
wwwUniversal | $25.00 | 10/27/2011 7:31:34 PM |
helpinghand63 | $25.00 | 10/27/2011 7:24:36 PM |
managedfund | $2,600.00 | 10/27/2011 7:26:04 PM |
orange-dollar-guild | $25.00 | 10/27/2011 7:39:52 PM |
greenkid | $75.00 | 10/27/2011 7:44:27 PM |
kind-finance-burrito | $50.00 | 10/27/2011 7:50:07 PM |
Franchiseguy | $25.00 | 10/27/2011 7:51:59 PM |
willwc6 | $75.00 | 10/27/2011 7:57:53 PM |
wealth-cheetah7 | $50.00 | 10/27/2011 8:03:02 PM |
britgsb | $67.10 | 10/27/2011 8:19:02 PM |
Rick21 | $25.00 | 10/27/2011 8:23:21 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:23 PM |
UCSBGAUCHOS | $25.37 | 10/27/2011 8:36:40 PM |
jasonj72 | $25.00 | 10/27/2011 8:46:39 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
533292
This series of Notes was issued and sold upon the funding of the borrower loan #55669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,700.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $186.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1978 |
Debt/Income ratio:
| 26% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
19 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,117 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| euro-sprout |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2009)
|
Principal balance:
| $1,158.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
payoff
Purpose of loan:
This loan will be used to...payoff a higher interest loan.
My financial situation:
I am a good candidate for this loan because...I have never missed a Prosper loan payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/30/2011 12:56:31 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:20 PM |
investment-artist | $27.01 | 10/30/2011 12:35:08 PM |
pdub | $75.00 | 10/30/2011 12:56:07 PM |
progressive-economy261 | $400.00 | 10/30/2011 12:30:09 PM |
responsibility-butterfly | $25.00 | 10/30/2011 1:08:33 PM |
Tscheddar | $25.00 | 10/30/2011 6:58:27 PM |
OldManP | $25.00 | 10/30/2011 9:41:00 PM |
bb575 | $50.00 | 10/30/2011 7:45:25 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:30 PM |
Feyenoord | $30.00 | 10/30/2011 8:49:51 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:17 AM |
hidavehi | $26.00 | 10/31/2011 4:20:47 AM |
gojackgo | $50.00 | 10/31/2011 8:22:39 AM |
swissbanker | $25.00 | 10/31/2011 8:42:38 AM |
mike_banker | $100.00 | 10/31/2011 9:35:29 AM |
porter22 | $25.00 | 10/31/2011 8:29:33 AM |
mcilwaaj12 | $50.00 | 10/31/2011 9:35:46 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:59 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:18 AM |
kenji4861 | $25.00 | 10/31/2011 9:44:40 AM |
paladin847 | $50.00 | 10/31/2011 10:28:06 AM |
djh47a | $25.00 | 10/31/2011 10:35:03 AM |
shellstar | $25.00 | 10/31/2011 12:05:07 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:35 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:41 AM |
John_Galt | $25.00 | 10/31/2011 3:32:19 PM |
balance-voyager | $50.00 | 10/31/2011 4:15:25 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:27 PM |
nri22 | $75.00 | 10/31/2011 6:12:14 PM |
greenwell | $100.00 | 10/31/2011 5:33:03 PM |
prainvestment | $50.00 | 10/31/2011 7:11:20 PM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:00:46 PM |
Zoomie | $25.00 | 10/31/2011 9:03:11 PM |
listing-exchanger596 | $36.47 | 11/1/2011 4:14:22 AM |
majestic-repayment3 | $50.00 | 10/31/2011 7:49:01 PM |
trustworthy-hope189 | $100.00 | 11/1/2011 6:43:59 AM |
subtle-revenue0 | $25.00 | 11/1/2011 6:50:39 AM |
starry2001 | $25.00 | 11/1/2011 5:17:28 AM |
happyinvallarta | $50.00 | 11/1/2011 6:10:31 AM |
Ratgirl | $25.00 | 11/1/2011 6:13:20 AM |
TWGCJ | $25.00 | 11/1/2011 6:16:39 AM |
cerebral-dollar773 | $67.90 | 11/1/2011 7:30:38 AM |
hyperdrive566 | $25.00 | 11/1/2011 7:56:06 AM |
SailAwayMoon | $25.00 | 11/1/2011 9:13:19 AM |
innovator10 | $200.00 | 11/1/2011 9:03:49 AM |
Leshan | $50.00 | 11/1/2011 9:35:42 AM |
rs999 | $25.00 | 11/1/2011 10:58:08 AM |
magnetic-pound4 | $50.00 | 11/1/2011 11:15:59 AM |
life-is-great | $25.00 | 11/1/2011 10:53:49 AM |
cablenews | $100.00 | 11/1/2011 10:58:59 AM |
Epiphanic | $25.00 | 11/1/2011 1:20:33 PM |
slwholesales | $44.40 | 11/1/2011 2:45:40 PM |
myduck | $40.00 | 11/1/2011 4:11:54 PM |
Bank42 | $25.00 | 11/1/2011 4:45:06 PM |
Zuzu | $25.00 | 11/1/2011 4:51:04 PM |
velocity-solo | $25.00 | 11/1/2011 5:06:28 PM |
influential-benjamins0 | $100.00 | 10/30/2011 1:03:28 PM |
susurrus | $50.00 | 10/30/2011 1:14:11 PM |
green-trade-dolphin2 | $36.73 | 10/30/2011 12:02:10 PM |
Zoramite | $25.00 | 10/30/2011 1:27:35 PM |
Pebbles-Lending | $25.00 | 10/30/2011 12:16:31 PM |
johnfromsanmateo | $50.00 | 10/30/2011 3:05:03 PM |
figs4u2 | $100.00 | 10/30/2011 12:40:18 PM |
LarWit1512 | $25.00 | 10/30/2011 1:22:05 PM |
WilliamLeeSims | $25.00 | 10/30/2011 1:21:32 PM |
antlr | $50.00 | 10/30/2011 2:38:34 PM |
credit-coach118 | $45.17 | 10/30/2011 4:11:15 PM |
Jordan1123 | $25.00 | 10/30/2011 6:13:48 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:17 PM |
wampum-chorus3 | $25.00 | 10/30/2011 4:50:26 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:04 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:20 PM |
dime-sprout | $25.00 | 10/31/2011 6:40:56 AM |
blue-useful-auction | $25.00 | 10/31/2011 6:42:37 AM |
pwkpwk | $25.00 | 10/31/2011 8:08:39 AM |
Preteur | $25.00 | 10/31/2011 6:37:58 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:45 AM |
riskreward | $250.00 | 10/31/2011 9:11:16 AM |
taal1 | $50.00 | 10/31/2011 9:15:32 AM |
DadWarbucks | $40.00 | 10/31/2011 8:39:27 AM |
rmachi | $50.00 | 10/31/2011 11:20:29 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:39 PM |
bright-investment | $25.00 | 10/31/2011 2:05:04 PM |
thankful-nickel2 | $25.00 | 10/31/2011 12:02:13 PM |
supernova719 | $50.00 | 10/31/2011 2:29:48 PM |
john0720 | $25.00 | 10/31/2011 12:29:44 PM |
upright-velocity1 | $25.00 | 10/31/2011 5:30:27 PM |
Beechturner | $40.00 | 10/31/2011 1:54:18 PM |
caring-hope2 | $100.00 | 10/31/2011 4:30:01 PM |
principal-star | $30.00 | 10/31/2011 7:24:33 PM |
fcrick | $25.00 | 10/31/2011 5:38:46 PM |
shrewd-dedication2 | $100.00 | 10/31/2011 9:21:19 PM |
optionscashflow | $25.00 | 10/31/2011 9:32:30 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:37 AM |
heerzaquestion | $25.00 | 11/1/2011 4:50:38 AM |
wtrboy | $25.00 | 10/31/2011 10:23:19 PM |
pennyologist | $25.00 | 10/31/2011 11:51:55 PM |
Brisket_Bob | $100.00 | 11/1/2011 4:46:30 AM |
LSAR | $25.96 | 11/1/2011 5:19:57 AM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:05 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:51 AM |
GElender | $50.00 | 11/1/2011 5:41:15 AM |
charming-exchange7 | $25.00 | 11/1/2011 7:11:34 AM |
misit | $25.00 | 11/1/2011 8:33:06 AM |
Clambake | $25.00 | 11/1/2011 9:04:34 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:37 AM |
octoberfresh | $25.00 | 11/1/2011 9:19:11 AM |
Lo0se_mo0se | $25.00 | 11/1/2011 9:06:03 AM |
peaceful-wealth0 | $100.00 | 11/1/2011 10:08:22 AM |
enterprising-credit2 | $100.00 | 11/1/2011 10:44:11 AM |
victorcab | $25.00 | 11/1/2011 10:28:27 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:12 AM |
Marathoner | $25.00 | 11/1/2011 11:52:57 AM |
nimble-nickel | $25.00 | 11/1/2011 12:48:53 PM |
martymaniaman | $25.00 | 11/1/2011 1:30:44 PM |
JustMee | $25.00 | 11/1/2011 11:17:44 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:32 PM |
wlm3012 | $30.00 | 11/1/2011 1:13:49 PM |
special-rupee | $40.00 | 11/1/2011 1:57:40 PM |
blue-note-relaxation | $29.00 | 11/1/2011 4:47:38 PM |
pure-diversification2 | $26.70 | 11/1/2011 5:01:25 PM |
Kijib | $25.00 | 11/1/2011 2:45:55 PM |
123 Investments
|
Borrower Payment Dependent Notes Series
533338
This series of Notes was issued and sold upon the funding of the borrower loan #55804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,055 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commerce-galleon951 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
president
Purpose of loan: cash flow
This loan will be used to...pay for hearing aids I need to order.
My financial situation:
I am a good candidate for this loan because...I have been in the business for 27 years. I had a medical emergency which left me with a cash flow problem but business is good and steady and I am just having a temporary cash flow problem. As patients receive their hearing aids they will pay and the profit is good per patient. I have 14 hearing aids ordered and waiting to be fit.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 10/17/2011 5:06:20 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:30:18 PM |
let_me_retire | $100.00 | 10/25/2011 10:44:11 AM |
tech310 | $50.00 | 10/25/2011 11:48:45 PM |
ore-leather | $25.00 | 10/27/2011 4:39:40 PM |
copper | $50.00 | 10/27/2011 4:45:26 PM |
ah-long | $25.00 | 10/28/2011 12:00:58 AM |
HenryS | $37.00 | 10/28/2011 2:48:13 PM |
worth-blanket2 | $2,400.00 | 10/28/2011 2:55:11 PM |
exchange-squirrel | $25.00 | 10/18/2011 12:14:53 AM |
sierrasteve | $50.00 | 10/18/2011 4:06:50 PM |
gotjack | $25.00 | 10/20/2011 2:33:10 AM |
neorunner | $25.00 | 10/27/2011 7:06:36 AM |
SLN-10 | $50.00 | 10/27/2011 7:27:21 PM |
managedfund | $400.00 | 10/27/2011 8:08:07 PM |
nowits10 | $25.00 | 10/28/2011 4:00:10 AM |
bowler252 | $25.00 | 10/28/2011 3:38:35 PM |
imhandy | $413.00 | 10/28/2011 4:05:40 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
533342
This series of Notes was issued and sold upon the funding of the borrower loan #55277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $4,178 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| intelligent-contract2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds 4 2nd location Manhattan Pub
Purpose of loan:
This loan will be used to...fund 2nd location of nolita manhattan pub, toby's public house
My financial situation:
I am a good candidate for this loan because...this is third restaruant opening. all bills current. need additional funds for renovation in order to open.
Monthly net income: $75,000 from Pub #1
Monthly expenses: $ 1950.00
Housing: $ 0
Insurance: $ 0
Car expenses: $ 400 per month (car insurance)
Utilities: $ 0
Phone, cable, internet: $ 250 per month
Food, entertainment: $ 800 per month
Clothing, household expenses: $ 0
Credit cards and other loans: $ 300 per month
Other expenses: $200 per month miscellaneous
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 10/17/2011 5:06:28 PM |
let_me_retire | $100.00 | 10/25/2011 10:45:09 AM |
nickel_finder | $25.00 | 10/27/2011 2:12:39 AM |
340 | $25.00 | 10/27/2011 11:25:12 AM |
bonus-seahorse | $50.00 | 10/27/2011 12:14:17 PM |
george9960 | $35.00 | 10/27/2011 12:52:04 PM |
Grandmahoneybee | $28.00 | 10/27/2011 1:30:28 PM |
one2sojourn | $25.00 | 10/27/2011 1:52:31 PM |
romi12345 | $100.00 | 10/27/2011 1:58:30 PM |
Wawenock | $50.00 | 10/27/2011 2:34:54 PM |
reaction5 | $25.00 | 10/27/2011 2:48:57 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:19:40 PM |
Trekow | $25.00 | 10/27/2011 4:21:31 PM |
jerrymaguire | $25.00 | 10/27/2011 3:52:42 PM |
larrybird | $212.66 | 10/27/2011 4:23:01 PM |
exchange-squirrel | $25.00 | 10/18/2011 12:14:54 AM |
tech310 | $50.00 | 10/25/2011 11:48:45 PM |
Tscheddar | $25.00 | 10/26/2011 3:24:26 PM |
wealth-fighter3 | $26.69 | 10/27/2011 9:40:26 AM |
supreme-hope | $25.00 | 10/27/2011 10:00:38 AM |
income-buffalo1 | $100.00 | 10/27/2011 10:04:06 AM |
2grindstones | $25.00 | 10/27/2011 11:07:52 AM |
jmeasn | $25.00 | 10/27/2011 12:36:00 PM |
joelsar | $35.00 | 10/27/2011 12:50:04 PM |
exact-principal220 | $26.53 | 10/27/2011 1:25:27 PM |
tolerant-truth2 | $50.00 | 10/27/2011 1:31:02 PM |
relaxation079 | $27.69 | 10/27/2011 1:38:24 PM |
barefootpaul | $25.00 | 10/27/2011 2:01:15 PM |
zebra806 | $100.00 | 10/27/2011 2:03:14 PM |
Cottingham | $25.00 | 10/27/2011 2:03:36 PM |
sincere-marketplace9 | $100.00 | 10/27/2011 2:07:23 PM |
transaction-detective70 | $25.00 | 10/27/2011 2:10:41 PM |
Elefunt | $25.00 | 10/27/2011 2:22:59 PM |
orangetrust | $25.00 | 10/27/2011 2:30:30 PM |
ndrak | $25.00 | 10/27/2011 2:28:22 PM |
SmallGolfer | $26.18 | 10/27/2011 2:46:49 PM |
HenryS | $32.00 | 10/27/2011 2:56:41 PM |
1randyp | $50.00 | 10/27/2011 3:09:10 PM |
hyrolln | $25.25 | 10/27/2011 3:07:11 PM |
fishing533 | $50.00 | 10/27/2011 3:22:37 PM |
Nicedad72 | $25.00 | 10/27/2011 4:05:31 PM |
StarzRLimit | $25.00 | 10/27/2011 3:41:41 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
533442
This series of Notes was issued and sold upon the funding of the borrower loan #55470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $177.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,438 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| togetheragain |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 47 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2010)
720-739
(Aug-2008)
780-799
(Jan-2008)
|
Principal balance:
| $1,597.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 10/22/2011 12:07:52 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:41 PM |
thankful-nickel2 | $25.00 | 10/22/2011 1:35:10 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:25:41 PM |
Whatssofunnybout | $25.00 | 10/22/2011 10:19:19 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:43 PM |
purposeful-pound5 | $25.56 | 10/23/2011 1:27:16 PM |
orange-spiritual-contract | $75.00 | 10/24/2011 11:05:03 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:49:45 PM |
sweety075 | $25.00 | 10/24/2011 4:26:10 PM |
intelligent-repayment8 | $500.00 | 10/24/2011 10:04:18 PM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:49:47 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:12 AM |
FinanceEngine | $40.00 | 10/25/2011 5:50:12 PM |
MM1207 | $25.00 | 10/26/2011 7:47:33 AM |
kenji4861 | $25.00 | 10/27/2011 4:47:52 AM |
BxRealtor | $25.00 | 10/27/2011 6:31:26 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:39 AM |
cake7 | $25.00 | 10/27/2011 7:21:59 AM |
ILoveBearHats | $25.00 | 10/27/2011 8:53:38 AM |
valemic | $25.00 | 10/27/2011 9:24:23 AM |
mlb123 | $50.00 | 10/27/2011 10:51:28 AM |
money-bauble | $100.00 | 10/27/2011 11:33:26 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:39 PM |
life-is-great | $25.00 | 10/27/2011 12:36:49 PM |
Pasagam | $50.00 | 10/27/2011 12:40:20 PM |
larrybird | $1,454.99 | 10/27/2011 12:59:41 PM |
MoneyForNothing | $69.44 | 10/22/2011 12:05:10 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:19 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:56 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:22 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:03 PM |
Feyenoord | $30.00 | 10/22/2011 6:21:46 PM |
neorunner | $25.00 | 10/25/2011 4:16:55 PM |
jsnryn | $25.00 | 10/26/2011 7:58:27 AM |
Kaj | $25.00 | 10/26/2011 4:30:45 PM |
einvest1 | $50.00 | 10/27/2011 6:00:38 AM |
jga516 | $25.00 | 10/27/2011 5:52:26 AM |
organized-payment6 | $50.00 | 10/27/2011 5:53:26 AM |
elvisloans | $25.00 | 10/27/2011 6:25:18 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:04 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:27 AM |
Investor_DP | $100.00 | 10/27/2011 9:10:04 AM |
wwwUniversal | $25.00 | 10/27/2011 9:19:09 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:51 AM |
DadWarbucks | $25.00 | 10/27/2011 9:44:58 AM |
jmeasn | $500.00 | 10/27/2011 12:45:58 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
533448
This series of Notes was issued and sold upon the funding of the borrower loan #55295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 13% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $639 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| No | | |
Screen name:
| richat |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for daughter's wedding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $39.75 | 10/18/2011 9:01:10 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:58:46 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:48 PM |
return-enforcer5 | $30.00 | 10/18/2011 6:37:49 PM |
kenji4861 | $50.00 | 10/19/2011 1:18:30 PM |
credit-coach118 | $25.18 | 10/19/2011 8:40:27 PM |
Preteur | $25.00 | 10/20/2011 4:20:40 AM |
scojo | $25.02 | 10/20/2011 10:28:29 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:07 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:35 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:14 AM |
transparency-river1 | $1,000.00 | 10/23/2011 12:20:18 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:19 PM |
life-is-great | $25.00 | 10/23/2011 6:31:36 PM |
Ocean713 | $75.00 | 10/24/2011 11:44:06 AM |
please-repay | $100.00 | 10/25/2011 2:13:53 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:35 PM |
MM1207 | $25.00 | 10/26/2011 7:44:04 AM |
friendinmoney | $25.00 | 10/26/2011 8:19:59 AM |
blooming-market | $25.00 | 10/26/2011 12:39:15 PM |
Lender0010 | $50.00 | 10/26/2011 1:15:24 PM |
cocopuffs | $25.00 | 10/26/2011 2:20:20 PM |
durability-ruler | $50.00 | 10/26/2011 4:27:44 PM |
new-affluence-piledriver | $100.00 | 10/26/2011 4:35:58 PM |
brightest-dynamic-peace | $30.00 | 10/26/2011 5:02:31 PM |
GCInvestments | $30.00 | 10/26/2011 5:10:47 PM |
velocity-solo | $25.00 | 10/26/2011 5:20:16 PM |
payment-chief9 | $25.00 | 10/26/2011 6:51:44 PM |
duty-windmill | $25.00 | 10/26/2011 7:37:15 PM |
cake7 | $32.76 | 10/27/2011 6:33:06 AM |
schnippy | $25.00 | 10/27/2011 6:43:50 AM |
bold-worth-vinyl | $27.71 | 10/27/2011 8:02:24 AM |
trade-arch | $50.00 | 10/27/2011 8:44:35 AM |
Thoth_88 | $25.00 | 10/27/2011 9:03:26 AM |
friendly-market5 | $25.00 | 10/27/2011 10:05:08 AM |
broc78 | $25.00 | 10/27/2011 10:23:39 AM |
BiggestG | $25.00 | 10/27/2011 11:18:35 AM |
power-defender7 | $25.00 | 10/27/2011 1:21:03 PM |
payout-tamarack9 | $100.33 | 10/27/2011 1:33:33 PM |
greentogo | $35.00 | 10/27/2011 1:42:57 PM |
return-tycoon3 | $251.58 | 10/27/2011 1:48:37 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:56 PM |
Swinghi | $25.00 | 10/27/2011 1:51:24 PM |
rajs | $250.00 | 10/27/2011 1:56:56 PM |
anacent | $25.00 | 10/27/2011 2:07:55 PM |
lendme2 | $49.00 | 10/27/2011 2:10:47 PM |
ndrak | $25.00 | 10/27/2011 2:18:30 PM |
reaction5 | $50.00 | 10/27/2011 2:43:43 PM |
Gibbyland | $100.00 | 10/27/2011 3:24:00 PM |
peso-tostada | $200.86 | 10/27/2011 3:21:32 PM |
baseballfan111 | $50.00 | 10/27/2011 3:29:47 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:20:51 PM |
lion6 | $25.00 | 10/27/2011 3:30:48 PM |
1randyp | $25.00 | 10/27/2011 3:23:49 PM |
riskadverse44 | $25.00 | 10/27/2011 3:48:20 PM |
Rivervale_Westwood | $100.00 | 10/27/2011 4:17:09 PM |
rampe001 | $50.00 | 10/27/2011 4:38:33 PM |
journey517 | $25.00 | 10/27/2011 4:25:47 PM |
Supernick | $100.00 | 10/27/2011 4:29:22 PM |
tranquil-diversification8 | $50.00 | 10/27/2011 4:47:17 PM |
mar97 | $50.00 | 10/27/2011 4:58:14 PM |
smaxis | $25.00 | 10/27/2011 4:57:11 PM |
ahalls | $25.00 | 10/27/2011 5:10:39 PM |
umfan123 | $25.00 | 10/27/2011 5:12:21 PM |
managedfund | $2,500.00 | 10/27/2011 5:16:05 PM |
secureincome | $926.73 | 10/27/2011 5:30:56 PM |
-PJC- | $50.00 | 10/27/2011 5:24:41 PM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:12 AM |
fcrick | $25.00 | 10/18/2011 3:51:09 PM |
scholarly-benefit5 | $50.00 | 10/19/2011 9:19:34 AM |
rate-sherpa | $100.00 | 10/19/2011 1:43:36 PM |
worthy-bid8 | $50.00 | 10/20/2011 9:06:29 AM |
jamiee73 | $25.00 | 10/20/2011 8:32:06 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:33 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:42 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:05:13 PM |
indomitable-coin | $25.00 | 10/23/2011 12:44:37 PM |
truth-silo | $100.00 | 10/24/2011 8:22:26 AM |
delivery | $25.00 | 10/25/2011 11:33:26 AM |
maldok1 | $25.00 | 10/25/2011 5:06:05 PM |
flexible1 | $25.00 | 10/25/2011 7:40:27 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:13 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:25 PM |
wise-honorable-rate | $25.00 | 10/26/2011 5:49:48 AM |
noble-leverage035 | $25.00 | 10/26/2011 9:47:09 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:06:54 AM |
CSAworker | $25.00 | 10/26/2011 12:23:03 PM |
CreditBuilder2 | $50.00 | 10/26/2011 12:26:51 PM |
commerce-web5 | $25.00 | 10/26/2011 11:21:17 AM |
rmachi | $50.00 | 10/26/2011 2:19:37 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:15 PM |
BxRealtor | $25.00 | 10/26/2011 1:21:06 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:56:29 PM |
SolarMoonshine | $25.00 | 10/26/2011 3:36:36 PM |
Leshan | $25.00 | 10/26/2011 4:27:39 PM |
Techne_Funds_LLC | $25.00 | 10/26/2011 6:55:25 PM |
Reddy_Capital | $36.00 | 10/26/2011 8:49:38 PM |
important-ore | $150.00 | 10/26/2011 9:33:31 PM |
ogmanny | $50.00 | 10/26/2011 10:27:14 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 3:06:20 AM |
income-buffalo1 | $100.00 | 10/27/2011 4:48:33 AM |
jga516 | $25.00 | 10/27/2011 5:52:22 AM |
liberty-cocktail6 | $25.00 | 10/27/2011 5:42:04 AM |
houli123 | $25.00 | 10/27/2011 5:50:19 AM |
nosualcneas | $25.00 | 10/27/2011 5:48:31 AM |
charming-exchange7 | $25.00 | 10/27/2011 6:01:57 AM |
MilitaryMTP | $100.00 | 10/27/2011 6:03:01 AM |
green-dollar-equinox | $60.56 | 10/27/2011 6:17:32 AM |
equitable-penny0 | $50.00 | 10/27/2011 6:21:12 AM |
smart-money | $26.53 | 10/27/2011 6:24:14 AM |
invest-in-ed | $400.00 | 10/27/2011 7:19:51 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:40 AM |
token34 | $25.00 | 10/27/2011 7:23:28 AM |
currency-persimmon | $50.00 | 10/27/2011 8:35:52 AM |
_NaLNaBB | $200.00 | 10/27/2011 9:58:11 AM |
credit-banker6 | $300.00 | 10/27/2011 10:05:54 AM |
innocent-commerce9 | $200.00 | 10/27/2011 10:42:17 AM |
NoCal | $25.00 | 10/27/2011 10:38:22 AM |
tbrnet | $50.00 | 10/27/2011 11:47:18 AM |
organic-responsibility60 | $100.00 | 10/27/2011 1:08:35 PM |
cathybiz | $50.00 | 10/27/2011 1:27:45 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:31:40 PM |
30Sky | $35.00 | 10/27/2011 1:32:10 PM |
thegreatstrafe | $25.00 | 10/27/2011 1:31:04 PM |
Reinadog9 | $25.00 | 10/27/2011 1:34:44 PM |
albertoeba | $60.27 | 10/27/2011 1:33:28 PM |
ansset | $25.00 | 10/27/2011 1:37:54 PM |
gator98 | $67.72 | 10/27/2011 1:52:53 PM |
gold-gazelle | $100.00 | 10/27/2011 1:56:21 PM |
Twinsen | $175.00 | 10/27/2011 2:01:00 PM |
diligent-leverage | $25.00 | 10/27/2011 2:04:23 PM |
Elefunt | $25.00 | 10/27/2011 2:21:03 PM |
sillyb | $50.00 | 10/27/2011 2:27:54 PM |
nykidd | $35.00 | 10/27/2011 2:30:48 PM |
gojackgo | $50.00 | 10/27/2011 2:30:44 PM |
thajr | $25.00 | 10/27/2011 2:36:18 PM |
Bikerider | $50.00 | 10/27/2011 2:42:35 PM |
get30inc | $50.00 | 10/27/2011 2:49:17 PM |
zacd | $25.00 | 10/27/2011 2:50:09 PM |
Pakse | $25.00 | 10/27/2011 3:04:03 PM |
reward-rancher | $25.00 | 10/27/2011 3:44:49 PM |
credit-socrates648 | $4,000.00 | 10/27/2011 4:23:57 PM |
sushi537 | $25.00 | 10/27/2011 5:07:50 PM |
floomer | $50.00 | 10/27/2011 5:19:40 PM |
gusmon83 | $50.00 | 10/27/2011 5:22:20 PM |
145 Investments
|
Borrower Payment Dependent Notes Series
533494
This series of Notes was issued and sold upon the funding of the borrower loan #55329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-20-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $267.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
3 | Length of status: | 2y 2m |
Amount delinquent:
| $939 |
Total credit lines:
| 28 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| stedb77 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Home Upgrades
Purpose of loan:
This loan will be used to replace flooring in my home along with other and other minor household upgrades.
I am a good candidate for this loan because I have the income to support the loan payment. I have previously had a Prosper loan before and paid faithfully as well as paying the total loan off before the due date.
My monthly expenses are listed below:
Monthly net income: $9,437 before taxes (Includes civilian pay along with VA Disability income of $1,326 a month)
Housing: $2,300
Insurance: $150 (Car, house, motorcycle)
Car expenses: $960
Utilities: $250
Phone, cable, internet: $190
Food, entertainment: $150
Credit cards and other loans: $1,000
Thank you in advance!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riskadverse44 | $25.00 | 10/17/2011 5:07:02 PM |
worthy-bid8 | $50.00 | 10/17/2011 5:07:10 PM |
Kaj | $40.00 | 10/17/2011 6:00:05 PM |
RoZu_Lending | $100.00 | 10/17/2011 6:17:45 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:35 PM |
vutah | $25.00 | 10/17/2011 8:04:38 PM |
Rob717171 | $25.00 | 10/17/2011 8:18:10 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:13 PM |
yield-lion | $25.00 | 10/17/2011 8:57:52 PM |
Dubbs360 | $50.00 | 10/17/2011 9:09:08 PM |
bid-czar8 | $100.00 | 10/18/2011 3:08:14 AM |
kind-efficient-credit | $25.00 | 10/18/2011 3:37:49 AM |
DoctorJoe | $25.00 | 10/18/2011 3:57:07 AM |
proud-gold9 | $50.00 | 10/18/2011 5:34:09 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:58 AM |
Scotcha | $50.00 | 10/18/2011 8:07:39 AM |
enticing-exchange3 | $25.00 | 10/18/2011 7:41:27 AM |
Investoman | $75.00 | 10/18/2011 9:09:50 AM |
leverage-monger | $25.00 | 10/18/2011 9:38:37 AM |
trustworthy-hope189 | $100.00 | 10/18/2011 10:23:51 AM |
Sierrahh | $25.00 | 10/18/2011 10:11:06 AM |
Barry222 | $25.00 | 10/18/2011 10:51:55 AM |
exchange-triangulation | $50.00 | 10/18/2011 11:52:52 AM |
first-repayment-magician | $25.00 | 10/18/2011 12:48:48 PM |
Land_on_your_feet | $83.25 | 10/18/2011 2:10:59 PM |
yield-trader | $25.00 | 10/18/2011 4:22:07 PM |
handshake5 | $100.00 | 10/18/2011 5:08:29 PM |
progressive-economy261 | $400.00 | 10/18/2011 5:19:11 PM |
thankful-nickel2 | $25.00 | 10/18/2011 5:55:52 PM |
chameleon125 | $25.00 | 10/18/2011 6:00:01 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:40 PM |
credit-coach118 | $35.37 | 10/18/2011 9:22:48 PM |
life-is-great | $25.00 | 10/19/2011 6:12:54 AM |
Kash2010lu | $25.00 | 10/19/2011 6:40:01 AM |
fair-pound5 | $50.00 | 10/19/2011 6:29:55 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:19 AM |
wwwUniversal | $25.00 | 10/19/2011 9:18:20 AM |
jhonn | $25.00 | 10/19/2011 11:54:02 AM |
Alpha-AssistU | $25.00 | 10/19/2011 12:51:41 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:26 PM |
mtquan | $25.00 | 10/19/2011 2:29:48 PM |
tylerfd | $25.00 | 10/19/2011 1:41:29 PM |
Techne_Funds_LLC | $25.00 | 10/19/2011 4:49:17 PM |
4Horseman | $50.00 | 10/19/2011 6:20:35 PM |
liberty-flute0 | $100.00 | 10/19/2011 7:04:45 PM |
commerce-renewal | $25.00 | 10/19/2011 8:23:00 PM |
hopethisworks | $50.00 | 10/19/2011 8:40:23 PM |
autonomous-truth | $100.00 | 10/19/2011 8:27:35 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:08 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:16 PM |
order-gondola | $25.00 | 10/19/2011 10:23:22 PM |
compassion-bauble4 | $25.00 | 10/19/2011 10:40:13 PM |
finance-magma7 | $25.00 | 10/20/2011 12:17:17 AM |
Preteur | $25.00 | 10/20/2011 4:20:39 AM |
ASR3 | $30.00 | 10/20/2011 4:45:35 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:42 AM |
divedude | $25.00 | 10/20/2011 9:52:33 AM |
velocity-warrior | $25.00 | 10/20/2011 10:46:19 AM |
best-ingenious-funds | $25.00 | 10/20/2011 12:24:44 PM |
rcm87 | $25.00 | 10/20/2011 12:53:20 PM |
magnitude787 | $50.00 | 10/20/2011 1:54:32 PM |
impressive-balance8 | $25.00 | 10/20/2011 3:43:02 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:40 PM |
ursus | $50.00 | 10/20/2011 5:07:39 PM |
Bank_of_T | $35.78 | 10/20/2011 5:04:09 PM |
tranquil-cash8 | $65.00 | 10/20/2011 5:20:42 PM |
rapid-wealth614 | $25.00 | 10/20/2011 5:40:28 PM |
listing-vista | $25.00 | 10/20/2011 7:24:49 PM |
jamiee73 | $16.58 | 10/20/2011 8:32:05 PM |
LARRY4NY | $25.00 | 10/20/2011 8:18:17 PM |
desertoasis | $25.00 | 10/18/2011 12:16:54 PM |
the-discrete-income | $100.00 | 10/17/2011 5:08:51 PM |
social-cocktail1 | $200.00 | 10/17/2011 5:20:35 PM |
nimble-revenue5 | $50.00 | 10/17/2011 5:21:57 PM |
Mikale360 | $25.00 | 10/17/2011 5:48:32 PM |
NekHoldings | $25.00 | 10/17/2011 7:37:00 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:58 PM |
treasure-generator | $25.00 | 10/17/2011 11:56:48 PM |
SolarMoonshine | $25.00 | 10/18/2011 3:39:53 AM |
treasure-bliss | $25.00 | 10/18/2011 3:41:52 AM |
orange-preeminant-bill | $25.00 | 10/18/2011 3:53:56 AM |
nri22 | $50.00 | 10/18/2011 3:56:21 AM |
The-Lighthouse-Group | $25.00 | 10/18/2011 4:31:44 AM |
wayman | $50.00 | 10/18/2011 7:15:20 AM |
MilitaryLending | $100.02 | 10/18/2011 7:51:25 AM |
finance-prescription | $100.00 | 10/18/2011 9:08:21 AM |
shmb6508 | $50.00 | 10/18/2011 9:22:10 AM |
Comoparklender | $25.00 | 10/18/2011 9:22:23 AM |
AndChicksforFree | $25.00 | 10/18/2011 9:28:58 AM |
TronMedici | $100.00 | 10/18/2011 10:01:16 AM |
independent-diversification7 | $50.00 | 10/18/2011 10:08:38 AM |
bearjew7080 | $25.00 | 10/18/2011 11:11:28 AM |
williemc44 | $25.00 | 10/18/2011 12:18:04 PM |
melodious-fairness | $25.00 | 10/18/2011 12:39:30 PM |
Nojukbong | $50.00 | 10/18/2011 2:53:16 PM |
exchange-jedi | $25.00 | 10/18/2011 4:52:12 PM |
EngineersAlliance | $100.00 | 10/18/2011 5:09:31 PM |
IIP77 | $25.00 | 10/18/2011 7:50:12 PM |
the-profit-oracle | $25.00 | 10/18/2011 9:08:45 PM |
shrewd-peace7 | $25.00 | 10/18/2011 9:54:45 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:13 PM |
payment-pursuit3 | $25.00 | 10/19/2011 3:20:12 AM |
bonus-tent | $25.00 | 10/19/2011 3:56:08 AM |
Kame | $25.00 | 10/19/2011 4:39:54 AM |
BlueRoom | $25.00 | 10/19/2011 5:24:58 AM |
Beechturner | $40.00 | 10/19/2011 4:40:25 AM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:31 AM |
kulender | $100.00 | 10/19/2011 5:41:33 AM |
best-phenomenal-treasure | $25.00 | 10/19/2011 8:14:03 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:07 AM |
bewitching-asset3 | $25.00 | 10/19/2011 11:02:06 AM |
innocent-income4 | $25.00 | 10/19/2011 11:18:04 AM |
dinero-speaker | $25.00 | 10/19/2011 1:41:58 PM |
authentic-liberty7 | $25.00 | 10/19/2011 1:42:28 PM |
sgt-schultz | $35.00 | 10/19/2011 1:36:22 PM |
FoosMaster | $35.00 | 10/19/2011 3:20:15 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:21 PM |
healthy-peso9 | $25.00 | 10/19/2011 6:43:33 PM |
loss-of-control | $100.00 | 10/19/2011 6:22:33 PM |
rmpedi33 | $50.00 | 10/19/2011 7:03:46 PM |
amlu1988 | $25.00 | 10/19/2011 8:00:18 PM |
lplender | $100.00 | 10/19/2011 8:23:31 PM |
richboy56 | $25.00 | 10/19/2011 8:33:02 PM |
larslfe | $50.00 | 10/19/2011 8:19:44 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:58 PM |
new-social-economist | $60.00 | 10/19/2011 10:33:20 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:21 PM |
SelectTrustLending | $25.00 | 10/20/2011 3:39:22 AM |
reaction5 | $25.00 | 10/20/2011 7:50:23 AM |
loanman2007 | $100.00 | 10/20/2011 8:26:58 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:16 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:28 AM |
108lender | $250.00 | 10/20/2011 10:18:23 AM |
truth-igniter4 | $25.00 | 10/20/2011 10:29:36 AM |
BxRealtor | $25.00 | 10/20/2011 12:19:20 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:05 PM |
fireferd | $75.00 | 10/20/2011 11:46:30 AM |
TheoProf | $25.00 | 10/20/2011 2:07:07 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:45 PM |
super100 | $25.00 | 10/20/2011 5:00:57 PM |
iolaire | $25.00 | 10/20/2011 3:23:01 PM |
payout-paddle1 | $25.00 | 10/20/2011 4:53:56 PM |
jalapeno2 | $25.00 | 10/20/2011 5:01:06 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:49 PM |
Howaboutsomemoney | $25.00 | 10/20/2011 5:43:25 PM |
transparency-halo | $50.00 | 10/20/2011 5:32:30 PM |
workwithchrisDOTbiz | $50.00 | 10/20/2011 6:17:43 PM |
wlm3012 | $30.00 | 10/20/2011 6:50:07 PM |
dough-hammock | $25.00 | 10/20/2011 6:45:28 PM |
hidavehi | $44.00 | 10/20/2011 7:48:48 PM |
axis1 | $25.00 | 10/20/2011 8:18:52 PM |
151 Investments
|
Borrower Payment Dependent Notes Series
533516
This series of Notes was issued and sold upon the funding of the borrower loan #55373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $229.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 9% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,748 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kayak63 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,100.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
|
Principal balance:
| $839.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt Consoildation
Purpose of loan:
This loan will be used to... consoildate all my debt into to one place with a lower interest rate and lower payment amount
My financial situation: is in good shape
I am a good candidate for this loan because... I have an excellent history with Prosper loans in the past.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.24 | 10/28/2011 9:02:05 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:51 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:48 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:14 AM |
fcrick | $25.00 | 10/28/2011 9:45:42 AM |
managedfund | $700.00 | 10/28/2011 10:24:33 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:09 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:47 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:53 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:44 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:24 AM |
larrybird | $2,000.00 | 10/28/2011 10:51:03 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:30 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:46 PM |
ChrisProsper | $50.00 | 10/28/2011 12:02:37 PM |
bellaquito | $1,044.76 | 10/28/2011 12:29:13 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
533550
This series of Notes was issued and sold upon the funding of the borrower loan #55588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 36% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,128 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| versatile-deal |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate unsecured debt
My financial situation:
I am a good candidate for this loan because I'm a dedicated civil servant with DOD.
Monthly net income: $ 6300
Monthly expenses: $3500
Housing: $1700
Insurance: $340
Car expenses: $100
Utilities: $340
Phone, cable, internet: $0
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $340
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/18/2011 9:02:09 AM |
finance-solo | $25.00 | 10/18/2011 9:16:18 AM |
kulender | $50.00 | 10/19/2011 5:41:38 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:29 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:27 PM |
CashFlow13 | $2,000.00 | 10/22/2011 12:56:43 PM |
diplomatic-wealth7 | $25.00 | 10/23/2011 12:12:57 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:15 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:08 PM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:25 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:56 PM |
mercuriant | $25.00 | 10/25/2011 10:26:20 PM |
tech310 | $50.00 | 10/25/2011 11:46:59 PM |
Kaj | $25.00 | 10/26/2011 4:30:34 PM |
Nojukbong | $50.00 | 10/26/2011 6:28:57 PM |
arsisi | $50.00 | 10/26/2011 7:39:44 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:44 PM |
Horse-Lender | $25.00 | 10/27/2011 10:49:39 AM |
SpoonerPhan | $50.00 | 10/27/2011 11:15:22 AM |
jmeasn | $50.00 | 10/27/2011 1:01:33 PM |
octoberfresh | $25.00 | 10/27/2011 1:40:44 PM |
pious-benjamins1 | $26.00 | 10/27/2011 2:09:16 PM |
one-midas | $25.00 | 10/18/2011 9:06:23 AM |
Bill88 | $25.00 | 10/18/2011 3:26:22 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:52 PM |
AlternativeCashFlow | $25.00 | 10/18/2011 9:57:41 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:28 AM |
vigorous-market5 | $200.00 | 10/19/2011 12:51:26 PM |
Whipster | $90.00 | 10/19/2011 2:40:06 PM |
wkeboarder21 | $50.00 | 10/20/2011 4:58:21 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:58 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:33 AM |
valiant-money | $30.00 | 10/22/2011 3:18:21 PM |
grotheik | $25.00 | 10/22/2011 5:59:08 PM |
papaloha | $25.00 | 10/23/2011 8:20:53 PM |
wonder3 | $45.00 | 10/24/2011 10:59:34 AM |
LendingPimp | $100.00 | 10/24/2011 11:48:39 PM |
fervent-repayment | $25.00 | 10/25/2011 10:49:52 AM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:09 PM |
moola-tulip1 | $70.38 | 10/25/2011 9:59:55 PM |
economy-coup | $50.00 | 10/26/2011 12:59:30 AM |
treasure-bliss | $25.00 | 10/26/2011 6:57:34 AM |
loan-fate | $100.00 | 10/26/2011 7:21:39 AM |
MM1207 | $25.00 | 10/26/2011 7:47:13 AM |
profit-powerplant | $25.00 | 10/26/2011 10:28:56 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:18 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:29 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:41 AM |
worth-blanket2 | $4,400.00 | 10/27/2011 12:47:16 PM |
power-corps8 | $40.00 | 10/27/2011 1:49:01 PM |
108lender | $100.00 | 10/27/2011 2:09:01 PM |
checzwick | $25.00 | 10/27/2011 2:10:50 PM |
StarshineXL | $448.62 | 10/27/2011 2:29:34 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
533620
This series of Notes was issued and sold upon the funding of the borrower loan #55369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $279 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| roi-runner |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
793 EXPERIAN CREDIT SCORE
I am looking to "re-start" a recruiting practice that engages with early stage technology companies across North America.
My partner and I have worked together in the past (over 12 years of experience respectively) and have had tremendous success individually and as a team. However, this is our first opportunity to be actual partners. We are both fully committed to this venture - this isn't a "part time" side project. My partner and I both left full time positions to pursue this venture, so to say that we are motivated would be an under statement.
We capitalize on the "lost art" of actual recruitment - picking up the phone - yes an actual phone - and taking the time to identify the highest performers and the criteria they use to evaluate new opportunity. The magic is mapping that with a company that can fulfill their criteria. THAT is what we are exceptional at doing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
transparency-river1 | $1,000.00 | 10/18/2011 9:22:47 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:15 AM |
fcrick | $25.00 | 10/18/2011 3:51:11 PM |
maverick32 | $75.00 | 10/18/2011 5:39:05 PM |
kenji4861 | $50.00 | 10/19/2011 1:18:32 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:37 PM |
frooogal | $25.00 | 10/19/2011 8:38:17 PM |
Preteur | $25.00 | 10/20/2011 4:20:40 AM |
Borinkano | $50.00 | 10/20/2011 8:43:08 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:10 PM |
worthy-bid8 | $50.00 | 10/20/2011 5:06:51 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:07 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:15 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:35 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:21 PM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:51:24 AM |
Borinkano | $52.65 | 10/25/2011 8:49:48 AM |
maverickinwine | $50.00 | 10/25/2011 3:51:14 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:35 PM |
maldok1 | $25.00 | 10/25/2011 5:06:08 PM |
4Horseman | $50.00 | 10/25/2011 5:45:35 PM |
bb575 | $25.00 | 10/25/2011 7:42:28 PM |
MM1207 | $25.00 | 10/26/2011 7:44:05 AM |
currency-persimmon | $35.00 | 10/26/2011 10:32:47 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:19 AM |
BxRealtor | $25.00 | 10/26/2011 1:21:07 PM |
ILoveBearHats | $25.00 | 10/26/2011 2:20:00 PM |
cocopuffs | $25.00 | 10/26/2011 2:20:30 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:16 PM |
Leshan | $25.00 | 10/26/2011 4:28:21 PM |
capital-majesty7 | $300.00 | 10/26/2011 3:51:39 PM |
velocity-solo | $25.00 | 10/26/2011 5:20:16 PM |
authoritative-capital | $25.00 | 10/26/2011 7:34:24 PM |
orange-camaraderi-galaxy | $100.00 | 10/26/2011 9:07:10 PM |
important-ore | $150.00 | 10/26/2011 9:33:32 PM |
Hexnut | $50.00 | 10/26/2011 9:50:39 PM |
mgking007 | $25.00 | 10/26/2011 10:09:54 PM |
joelnet | $205.04 | 10/27/2011 1:36:54 AM |
Terapin0511 | $25.00 | 10/27/2011 3:28:05 AM |
smart-kindness8 | $58.12 | 10/27/2011 4:26:34 AM |
houli123 | $100.00 | 10/27/2011 5:50:48 AM |
charming-exchange7 | $25.00 | 10/27/2011 5:58:16 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:41 AM |
citytreker | $25.00 | 10/27/2011 8:22:14 AM |
crw1950 | $58.10 | 10/27/2011 9:47:36 AM |
Tscheddar | $25.00 | 10/27/2011 9:47:17 AM |
friendly-market5 | $25.00 | 10/27/2011 10:04:49 AM |
julijask | $25.00 | 10/27/2011 11:17:08 AM |
CreditBuilder2 | $100.00 | 10/27/2011 11:42:39 AM |
bonus-seahorse | $50.00 | 10/27/2011 12:14:44 PM |
scrappy-bonus2 | $25.00 | 10/27/2011 1:26:56 PM |
brandall | $50.00 | 10/27/2011 1:33:17 PM |
bold-elated-loot | $50.00 | 10/27/2011 1:41:59 PM |
30Sky | $35.00 | 10/27/2011 1:45:39 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:56 PM |
vigorous-velocity | $118.66 | 10/27/2011 2:00:20 PM |
financelover | $100.00 | 10/27/2011 2:05:30 PM |
anacent | $25.00 | 10/27/2011 2:07:55 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:31:11 PM |
gojackgo | $50.00 | 10/27/2011 2:30:45 PM |
harmonious-yield | $25.00 | 10/27/2011 2:34:16 PM |
1randyp | $75.00 | 10/27/2011 3:06:34 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:22:08 PM |
peso-tostada | $50.00 | 10/27/2011 3:25:46 PM |
golfNW4714 | $70.00 | 10/27/2011 3:35:40 PM |
cunning-truth6 | $50.00 | 10/27/2011 3:41:20 PM |
market-voyager8 | $100.00 | 10/27/2011 3:30:21 PM |
journey517 | $25.00 | 10/27/2011 4:27:36 PM |
rampe001 | $50.00 | 10/27/2011 4:38:33 PM |
mar97 | $50.00 | 10/27/2011 4:58:14 PM |
managedfund | $2,500.00 | 10/27/2011 5:21:04 PM |
JASHoldingsLTD1 | $25.00 | 10/27/2011 5:49:08 PM |
currency-stockpiler8 | $25.00 | 10/27/2011 5:57:44 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:20 PM |
betterthanstock | $100.00 | 10/27/2011 6:23:57 PM |
32669 | $25.00 | 10/27/2011 6:24:24 PM |
green-transaction-charmer | $50.00 | 10/27/2011 7:09:38 PM |
Nascar1 | $50.00 | 10/27/2011 7:05:44 PM |
werksalot | $34.71 | 10/27/2011 7:35:05 PM |
riskadverse44 | $25.00 | 10/27/2011 7:25:16 PM |
invincible-agreement8 | $100.00 | 10/27/2011 7:42:59 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:16 PM |
Lubava | $50.06 | 10/27/2011 7:59:38 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:23 PM |
worth-web5 | $100.00 | 10/27/2011 8:16:03 PM |
bulabula | $25.00 | 10/27/2011 8:36:46 PM |
priceless-deal | $25.00 | 10/27/2011 8:19:51 PM |
unrivaled-silver | $51.83 | 10/27/2011 8:10:56 PM |
leverage-ectasy | $25.00 | 10/27/2011 8:41:35 PM |
tolstoy00 | $25.00 | 10/27/2011 8:59:44 PM |
yamahaRider | $300.00 | 10/27/2011 9:09:14 PM |
Zingaro | $25.00 | 10/27/2011 9:15:28 PM |
LARRY4NY | $25.00 | 10/27/2011 9:50:00 PM |
x32248 | $35.07 | 10/27/2011 9:52:30 PM |
Ivan2007 | $25.00 | 10/27/2011 9:57:14 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:55 PM |
scholarly-benefit5 | $50.00 | 10/19/2011 9:19:35 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:29 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:46 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:43 PM |
Brisket_Bob | $75.00 | 10/22/2011 3:05:14 PM |
indomitable-coin | $25.00 | 10/23/2011 12:44:37 PM |
life-is-great | $25.00 | 10/23/2011 6:31:36 PM |
truth-silo | $100.00 | 10/24/2011 8:22:27 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:55 PM |
delivery | $25.00 | 10/25/2011 11:33:27 AM |
palmetto933 | $25.00 | 10/25/2011 1:43:51 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:14 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:26 PM |
noble-leverage035 | $25.00 | 10/26/2011 9:47:09 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:31 AM |
blooming-market | $25.00 | 10/26/2011 12:39:15 PM |
cool_kubera | $100.00 | 10/26/2011 2:45:14 PM |
orbital-dollar2 | $29.11 | 10/26/2011 3:01:10 PM |
CatbirdBanking | $25.00 | 10/26/2011 3:23:00 PM |
doublediamond | $25.00 | 10/26/2011 3:39:48 PM |
brightest-dynamic-peace | $30.00 | 10/26/2011 5:03:04 PM |
GCInvestments | $30.00 | 10/26/2011 5:08:34 PM |
indomitable-dedication | $25.00 | 10/26/2011 7:00:08 PM |
cloud8 | $50.00 | 10/26/2011 7:04:29 PM |
ogmanny | $50.00 | 10/26/2011 10:27:15 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 3:06:46 AM |
income-buffalo1 | $200.00 | 10/27/2011 4:46:50 AM |
auction-seeker4 | $25.00 | 10/27/2011 5:34:53 AM |
nosualcneas | $25.00 | 10/27/2011 5:48:32 AM |
jga516 | $25.00 | 10/27/2011 5:52:23 AM |
equitable-penny0 | $50.00 | 10/27/2011 6:21:12 AM |
cake7 | $25.00 | 10/27/2011 6:40:53 AM |
trade-arch | $50.00 | 10/27/2011 8:44:37 AM |
wise-honorable-rate | $25.00 | 10/27/2011 9:18:26 AM |
let_me_retire | $100.00 | 10/27/2011 9:57:21 AM |
tbrnet | $50.00 | 10/27/2011 11:47:18 AM |
investment-comet | $25.00 | 10/27/2011 12:20:49 PM |
power-defender7 | $25.00 | 10/27/2011 1:22:36 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:32:03 PM |
Reinadog9 | $25.00 | 10/27/2011 1:34:44 PM |
pacifictime86 | $25.00 | 10/27/2011 1:40:47 PM |
zebra806 | $200.00 | 10/27/2011 2:01:28 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:06:57 PM |
JASON_ALFUND | $50.00 | 10/27/2011 2:08:50 PM |
ndrak | $25.00 | 10/27/2011 2:18:30 PM |
Elefunt | $25.00 | 10/27/2011 2:21:42 PM |
nykidd | $50.00 | 10/27/2011 2:29:56 PM |
reaction5 | $25.00 | 10/27/2011 2:46:13 PM |
get30inc | $50.00 | 10/27/2011 2:49:17 PM |
Lender2895a | $300.00 | 10/27/2011 2:50:38 PM |
thajr | $25.62 | 10/27/2011 3:05:08 PM |
Pakse | $25.00 | 10/27/2011 3:05:02 PM |
Rivervale_Westwood | $63.06 | 10/27/2011 4:18:18 PM |
baseballfan111 | $50.00 | 10/27/2011 3:30:39 PM |
Spaceman838 | $50.00 | 10/27/2011 4:11:34 PM |
Supernick | $100.00 | 10/27/2011 4:27:45 PM |
magnifico932 | $25.00 | 10/27/2011 4:41:13 PM |
umfan123 | $25.00 | 10/27/2011 5:15:48 PM |
jasonblings | $25.00 | 10/27/2011 5:39:33 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:33 PM |
dcfinancial | $25.00 | 10/27/2011 5:37:16 PM |
Mr_Marcus | $25.00 | 10/27/2011 5:47:35 PM |
dime-historian | $25.00 | 10/27/2011 6:16:13 PM |
nobuffett43 | $25.00 | 10/27/2011 6:22:31 PM |
Slend49 | $25.00 | 10/27/2011 6:23:20 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:07 PM |
maximizer | $25.00 | 10/27/2011 6:32:34 PM |
fervent-currency5 | $25.00 | 10/27/2011 7:13:54 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:38 PM |
managedfund | $1,250.00 | 10/27/2011 7:41:09 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:46:03 PM |
platinum-exec1 | $100.00 | 10/27/2011 7:57:41 PM |
Registerednurse1 | $30.00 | 10/27/2011 7:57:38 PM |
sanych | $25.00 | 10/27/2011 8:28:52 PM |
UCSBGAUCHOS | $28.00 | 10/27/2011 8:36:23 PM |
JJYossarian | $50.00 | 10/27/2011 8:56:02 PM |
workwithchrisDOTbiz | $50.00 | 10/27/2011 8:55:41 PM |
jazzlender | $50.00 | 10/27/2011 8:59:06 PM |
order-supernova6 | $50.00 | 10/27/2011 9:06:52 PM |
BzJ108 | $25.00 | 10/27/2011 9:19:17 PM |
Palacios | $300.00 | 10/27/2011 9:24:36 PM |
Solid-Platinum | $25.00 | 10/27/2011 9:25:48 PM |
best-ingenious-funds | $25.00 | 10/27/2011 9:58:06 PM |
mennleo | $34.97 | 10/27/2011 9:58:44 PM |
180 Investments
|
Borrower Payment Dependent Notes Series
533788
This series of Notes was issued and sold upon the funding of the borrower loan #55774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 10% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| cozy-payout728 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Owner
Purpose of loan:
This loan will be used to...Buy used tractor,plow
My financial situation: no bills,no mortgage
I am a good candidate for this loan because...I have been growing
vegetables for 3yrs on 1acre with tiller selling them at big top
Mkt. In Tampa,Fl. I have about 9 acres I want to farm, and looking
For additional farm land. Im going to setup aquaponics grow system
Using fish waste for fertilizer, I have 1 greenhouse and would like
3 more next year capable of growing 1 million lbs/yr.
Monthly net income: $20000 from circle k
Monthly expenses: $200
Housing: $0
Insurance: $50
Car expenses: $200
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
108lender | $100.00 | 10/28/2011 9:51:41 AM |
fund-javelin1 | $25.00 | 10/28/2011 4:43:32 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:26 AM |
commerce-renewal | $38.38 | 10/31/2011 8:55:45 PM |
let_me_retire | $100.00 | 11/1/2011 2:48:03 AM |
silver-ectasy1 | $25.00 | 11/1/2011 6:19:27 AM |
red-enthralling-justice | $25.00 | 11/1/2011 7:00:21 AM |
goodhearted-generosity511 | $25.00 | 11/1/2011 7:02:39 AM |
rate-sceptre | $48.80 | 11/1/2011 8:45:14 AM |
copper | $50.00 | 11/1/2011 9:20:57 AM |
eronyc | $25.00 | 11/1/2011 10:06:15 AM |
rs999 | $25.00 | 11/1/2011 10:58:03 AM |
zydeco337 | $25.00 | 11/1/2011 12:12:52 PM |
integrity-broker | $25.00 | 11/1/2011 1:34:42 PM |
The_Phoenix_Company | $30.00 | 11/1/2011 8:56:37 PM |
Sparchange | $25.00 | 11/1/2011 10:11:26 PM |
bid-stockpiler1 | $50.00 | 11/2/2011 5:32:31 AM |
managedfund | $600.00 | 11/2/2011 6:03:58 AM |
green-ore-expert | $25.00 | 11/2/2011 7:38:50 AM |
realtormoises | $25.00 | 11/2/2011 6:52:48 AM |
Silverling6 | $28.60 | 11/2/2011 8:36:12 AM |
bentonlending | $25.00 | 11/2/2011 8:25:11 AM |
element40 | $75.00 | 11/2/2011 9:20:24 AM |
patriot0 | $50.00 | 11/2/2011 9:52:00 AM |
Money_Working | $25.00 | 11/2/2011 11:39:57 AM |
jhernand17 | $25.00 | 11/2/2011 11:40:56 AM |
blissful-finance7 | $25.00 | 11/2/2011 11:06:19 AM |
wise-deal-panda | $100.00 | 11/2/2011 11:30:27 AM |
fountain355 | $25.00 | 11/2/2011 11:57:34 AM |
lonix | $25.00 | 11/2/2011 2:01:07 PM |
transparent-silver6 | $29.26 | 11/2/2011 2:04:43 PM |
Canidae | $30.00 | 11/2/2011 2:46:22 PM |
generosity-serrano | $50.12 | 11/2/2011 4:47:37 PM |
equallender | $25.00 | 11/2/2011 3:32:05 PM |
orange-spiritual-contract | $50.00 | 11/2/2011 3:39:44 PM |
t2smoney | $26.00 | 11/2/2011 4:45:06 PM |
micro-lender0 | $25.00 | 11/2/2011 6:17:59 PM |
nfx | $25.00 | 11/3/2011 6:08:28 AM |
nickel_finder | $25.00 | 11/2/2011 10:50:14 PM |
gold-omatic | $27.41 | 11/3/2011 5:52:04 AM |
SweatyBalls | $25.00 | 11/3/2011 6:42:49 AM |
miggy5 | $25.00 | 11/3/2011 7:19:51 AM |
orgy63 | $25.00 | 11/3/2011 8:18:06 AM |
Leshan | $25.00 | 11/3/2011 9:33:10 AM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:06 PM |
poetic-reward0 | $25.00 | 11/1/2011 4:49:45 AM |
the-credit-maker | $25.00 | 11/1/2011 7:54:26 AM |
basis-viking | $50.00 | 11/1/2011 11:51:12 AM |
HenryS | $40.00 | 11/1/2011 11:11:00 AM |
moola-monger9 | $50.00 | 11/1/2011 1:32:30 PM |
Epiphanic | $25.00 | 11/1/2011 12:01:19 PM |
nickel-launcher | $25.00 | 11/1/2011 3:25:38 PM |
ah-long | $25.00 | 11/1/2011 5:11:42 PM |
dedicated-transaction796 | $25.00 | 11/1/2011 5:19:49 PM |
contract-festival7 | $25.00 | 11/1/2011 8:20:30 PM |
Core-Marketing | $25.00 | 11/2/2011 4:22:50 AM |
Christophe | $25.00 | 11/2/2011 5:54:38 AM |
leverage-monger | $25.00 | 11/2/2011 8:45:03 AM |
nimble-nickel | $25.00 | 11/2/2011 8:22:11 AM |
kain11286 | $25.00 | 11/2/2011 8:53:52 AM |
mflawyer | $25.00 | 11/2/2011 9:14:59 AM |
Thelonius10 | $25.00 | 11/2/2011 9:21:33 AM |
clkventures | $100.00 | 11/2/2011 12:13:46 PM |
RockpointCapital | $200.00 | 11/2/2011 12:46:09 PM |
icon7 | $25.00 | 11/2/2011 4:37:47 PM |
alphabet76 | $25.00 | 11/2/2011 3:39:37 PM |
gold-miser9 | $46.70 | 11/2/2011 7:10:21 PM |
Iwillhuntyoudown | $25.00 | 11/2/2011 8:10:13 PM |
melodious-openness | $50.00 | 11/3/2011 4:55:32 AM |
LOAN_DOC | $50.00 | 11/3/2011 7:27:18 AM |
bid-hugger | $118.49 | 11/3/2011 9:10:04 AM |
umwol13 | $25.00 | 11/3/2011 10:45:37 AM |
2grindstones | $27.27 | 11/3/2011 10:51:13 AM |
One_Lolo | $25.00 | 11/3/2011 1:34:22 PM |
brightest-gain-investor | $558.97 | 11/3/2011 2:47:09 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
533866
This series of Notes was issued and sold upon the funding of the borrower loan #55646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1978 |
Debt/Income ratio:
| 24% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 4m |
Amount delinquent:
| $31,297 |
Total credit lines:
| 28 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,327 | |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diligent-cash1 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2010)
760-779
(Jan-2010)
760-779
(Dec-2009)
|
Principal balance:
| $1,803.46 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
My personal loan
Purpose of loan: Emergency hop\use repairs
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...In addition to retirement income, I earn $400-$500 a month substitute teaching and teaching summer school
Monthly net income: $5778 plus teaching
Monthly expenses: $ 4000
Housing: $2000
Insurance: $1500 per year
Car expenses: $payment 350 month will be paid in March
Utilities: $150
Phone, cable, internet: $ 140
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $1300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $26.50 | 10/21/2011 9:01:04 AM |
AndChicksforFree | $57.00 | 10/21/2011 9:12:31 AM |
wise-deal-panda | $200.00 | 10/21/2011 9:19:00 AM |
312-Lender | $32.00 | 10/21/2011 9:17:41 AM |
Jack55304 | $200.00 | 10/21/2011 9:23:08 AM |
enticing-capital6 | $50.00 | 10/21/2011 9:23:32 AM |
SLN-10 | $25.00 | 10/21/2011 10:07:42 AM |
Feyenoord | $30.00 | 10/21/2011 3:51:20 PM |
innovator2 | $50.00 | 10/21/2011 6:00:47 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:34 AM |
USMC0311 | $25.00 | 10/22/2011 9:24:41 AM |
AF-Chief | $25.00 | 10/25/2011 3:19:06 PM |
MilitaryLending | $100.02 | 10/25/2011 8:08:21 PM |
vmh20035 | $50.00 | 10/25/2011 8:46:23 PM |
tech310 | $50.00 | 10/25/2011 11:48:50 PM |
TennSquire | $50.00 | 10/26/2011 11:10:05 AM |
moola-accelerator6 | $30.00 | 10/26/2011 7:26:24 PM |
neorunner | $25.00 | 10/27/2011 6:41:35 AM |
worth-blanket2 | $3,100.00 | 10/27/2011 8:37:31 AM |
PrincessGrace33 | $25.00 | 10/27/2011 10:17:57 AM |
myutmost | $25.00 | 10/21/2011 9:24:21 AM |
realtormoises | $25.00 | 10/21/2011 11:50:07 AM |
FarmersBank | $25.41 | 10/21/2011 12:36:49 PM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:47 PM |
innovator2 | $50.00 | 10/21/2011 6:03:36 PM |
chameleon125 | $25.00 | 10/22/2011 7:34:00 AM |
SecondChanceLendingSERV | $29.18 | 10/22/2011 10:57:42 AM |
ommcd | $25.00 | 10/23/2011 2:34:11 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:39 PM |
graceful-investment | $100.00 | 10/24/2011 5:46:47 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:46 AM |
platinum-boss2 | $25.00 | 10/26/2011 1:12:07 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:43 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:11 AM |
top-tolerant-loyalty | $25.00 | 10/27/2011 9:01:26 AM |
graceful-investment | $27.22 | 10/27/2011 10:13:03 AM |
new-gold-wrangler | $17.67 | 10/27/2011 12:37:29 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
533880
This series of Notes was issued and sold upon the funding of the borrower loan #55449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 31% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,708 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| devilblue1972 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-solo | $25.00 | 10/19/2011 9:04:22 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:02 AM |
gotjack | $25.00 | 10/19/2011 12:47:06 PM |
kulender | $50.00 | 10/20/2011 6:31:09 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:04 AM |
Nojukbong | $50.00 | 10/25/2011 11:34:35 AM |
Webpreneur | $50.00 | 10/25/2011 8:55:59 PM |
mercuriant | $25.00 | 10/25/2011 10:26:24 PM |
MM1207 | $25.00 | 10/26/2011 7:47:20 AM |
profit-powerplant | $25.00 | 10/26/2011 10:28:57 AM |
mlj0671 | $25.00 | 10/26/2011 5:12:56 PM |
fervent-repayment | $25.00 | 10/26/2011 6:24:31 PM |
arsisi | $50.00 | 10/26/2011 7:39:46 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:32 AM |
JohnSmallberries | $25.00 | 10/27/2011 1:46:56 PM |
108lender | $100.00 | 10/27/2011 2:09:01 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:35 PM |
managedfund | $750.00 | 10/27/2011 5:26:41 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:24 PM |
willwc6 | $50.00 | 10/27/2011 8:52:54 PM |
gold-miser9 | $25.00 | 10/27/2011 8:55:28 PM |
coin-investor | $25.00 | 10/27/2011 9:00:52 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:41 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:52 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:29 PM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:32 AM |
CashFlow13 | $500.00 | 10/21/2011 5:17:29 PM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:20:04 PM |
papaloha | $25.00 | 10/23/2011 8:20:58 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:23 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:11 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:14 PM |
diplomatic-wealth7 | $25.00 | 10/25/2011 5:18:42 PM |
BankofRon | $25.00 | 10/26/2011 12:10:48 AM |
Kaj | $25.00 | 10/26/2011 4:30:37 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:46 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:46 AM |
responsible-worth113 | $25.00 | 10/27/2011 8:49:29 AM |
payout-achievement | $50.00 | 10/27/2011 5:00:12 PM |
journey517 | $25.00 | 10/27/2011 4:47:46 PM |
Imaginos1892 | $50.00 | 10/27/2011 6:31:47 PM |
favorite-commerce | $25.00 | 10/27/2011 6:42:38 PM |
terrific-p2ploan | $25.00 | 10/27/2011 7:34:49 PM |
kind-finance-burrito | $37.50 | 10/27/2011 8:03:55 PM |
first-integrity-gravity | $200.00 | 10/27/2011 9:15:48 PM |
larrybird | $1,187.50 | 10/27/2011 10:57:47 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
533920
This series of Notes was issued and sold upon the funding of the borrower loan #55290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $606.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 29y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $63,462 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| important-wealth0 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
|
Principal balance:
| $6,316.97 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
my debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I will pay off previoue prosper loan and I have Excellent standing with you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $34.37 | 10/18/2011 5:01:19 PM |
chris-heretoinvest | $25.00 | 10/19/2011 5:11:48 AM |
scholarly-benefit5 | $50.00 | 10/19/2011 9:19:39 AM |
fcrick | $25.00 | 10/19/2011 9:25:33 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:37 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:47 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:08 PM |
important-ore | $150.00 | 10/19/2011 8:16:05 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:52 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:43 AM |
zevonyc | $25.00 | 10/21/2011 11:36:38 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:47 PM |
worthy-bid8 | $50.00 | 10/23/2011 12:05:54 PM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:06:17 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:50 PM |
Preteur | $25.00 | 10/25/2011 5:22:19 AM |
indomitable-coin | $25.00 | 10/25/2011 10:16:29 AM |
AF-Chief | $25.00 | 10/25/2011 3:19:02 PM |
MM1207 | $25.00 | 10/26/2011 7:44:07 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:22 AM |
blooming-market | $25.00 | 10/26/2011 12:39:17 PM |
rmachi | $45.00 | 10/26/2011 2:19:39 PM |
BxRealtor | $25.00 | 10/26/2011 1:21:10 PM |
FlexFunding | $50.00 | 10/26/2011 1:21:15 PM |
ogmanny | $50.00 | 10/26/2011 10:27:16 PM |
jga516 | $25.00 | 10/27/2011 5:52:24 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:44 AM |
power-defender7 | $35.56 | 10/27/2011 1:27:00 PM |
30Sky | $35.00 | 10/27/2011 1:45:40 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:57 PM |
mar97 | $50.00 | 10/27/2011 4:58:14 PM |
umfan123 | $25.00 | 10/27/2011 5:12:47 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:34 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:20 PM |
trade-arch | $50.00 | 10/27/2011 6:08:52 PM |
revenue-den | $75.00 | 10/27/2011 7:00:50 PM |
velocity-solo | $25.00 | 10/27/2011 7:26:44 PM |
platinum-exec1 | $100.00 | 10/27/2011 8:00:34 PM |
novice-speculator | $25.00 | 10/27/2011 8:24:17 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:47:31 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 8:53:41 PM |
thajr | $25.00 | 10/27/2011 9:05:16 PM |
JJYossarian | $50.00 | 10/27/2011 8:56:36 PM |
Zingaro | $25.00 | 10/27/2011 9:18:03 PM |
Solid-Platinum | $25.00 | 10/27/2011 9:26:45 PM |
Palacios | $200.00 | 10/27/2011 9:28:23 PM |
best-ingenious-funds | $25.00 | 10/27/2011 9:55:15 PM |
egw | $50.00 | 10/27/2011 10:31:22 PM |
youthful-yield2 | $150.00 | 10/27/2011 10:46:18 PM |
treasure-expert | $25.00 | 10/27/2011 10:58:45 PM |
dberry46 | $25.00 | 10/27/2011 11:59:43 PM |
TQLender | $25.00 | 10/28/2011 12:07:37 AM |
ChrisProsper | $842.43 | 10/28/2011 12:56:12 AM |
Miklot | $25.00 | 10/28/2011 12:33:22 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:10 PM |
tntmojave | $50.00 | 10/19/2011 4:14:12 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:38 AM |
GElender | $40.00 | 10/20/2011 6:05:08 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:18 PM |
susurrus | $25.00 | 10/20/2011 2:48:35 PM |
principal-bull | $25.00 | 10/20/2011 4:54:21 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:20 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:25 PM |
transparency-river1 | $1,000.00 | 10/24/2011 9:21:18 AM |
leeball | $100.00 | 10/25/2011 10:23:18 AM |
delivery | $25.00 | 10/25/2011 11:33:28 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:36 PM |
maldok1 | $25.00 | 10/25/2011 5:06:13 PM |
life-is-great | $25.00 | 10/25/2011 5:38:13 PM |
dough-temple | $25.00 | 10/26/2011 6:15:47 PM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:49 AM |
tbrnet | $50.00 | 10/27/2011 11:47:19 AM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 2:00:14 PM |
ndrak | $25.00 | 10/27/2011 2:18:34 PM |
gojackgo | $50.00 | 10/27/2011 2:30:45 PM |
get30inc | $50.00 | 10/27/2011 2:49:18 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:35 PM |
journey517 | $25.00 | 10/27/2011 4:45:38 PM |
financelover | $100.00 | 10/27/2011 5:13:35 PM |
dime-historian | $54.41 | 10/27/2011 6:29:41 PM |
mad-scientist418 | $25.00 | 10/27/2011 6:29:46 PM |
Nascar1 | $27.00 | 10/27/2011 7:05:45 PM |
new-ore-venture | $50.00 | 10/27/2011 7:06:15 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:39 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:47 PM |
managedfund | $1,500.00 | 10/27/2011 7:20:16 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:17 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:24 PM |
friendly-market5 | $25.00 | 10/27/2011 8:25:10 PM |
larrybird | $2,000.00 | 10/27/2011 8:40:39 PM |
bulabula | $25.00 | 10/27/2011 8:36:47 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:27 PM |
CatbirdBanking | $25.00 | 10/27/2011 8:57:23 PM |
bellaquito | $2,000.00 | 10/27/2011 8:51:24 PM |
order-supernova6 | $56.23 | 10/27/2011 9:08:53 PM |
jazzlender | $50.00 | 10/27/2011 8:59:33 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 9:22:45 PM |
BigSurf | $25.00 | 10/27/2011 9:51:35 PM |
profitable-money | $25.00 | 10/27/2011 10:02:18 PM |
doopers | $25.00 | 10/27/2011 10:30:29 PM |
green-planet-guy | $30.00 | 10/27/2011 11:02:15 PM |
treasure-exchanger2 | $25.00 | 10/27/2011 11:05:14 PM |
102 Investments
|
Borrower Payment Dependent Notes Series
534014
This series of Notes was issued and sold upon the funding of the borrower loan #55482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-20-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 16.90% |
Borrower rate/APR:
| 17.90% / 19.33% |
Monthly payment:
| $253.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.83% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,383 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| exoreal |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New apartment
Purpose of loan:
This loan will be used to pay 1st, last, and security on a new apartment and then cover the costs for a bed, table, chairs, sofa, pots and pans, etc...
My financial situation:
I have good credit and some savings and investments. As I plan this move, I will have a bunch of up-front costs that I would like to spread out. I plan on paying off the loan ahead of schedule, but the low monthly payments will make it easy to settle in.
Last year I was volunteering in Central America. I have returned to Boston to finish my degree under a full scholarship including a stipend, and I have a secure part-time job as a network administrator with my university.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 10/20/2011 9:05:27 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:08 PM |
Financer | $50.00 | 10/20/2011 4:29:11 PM |
Aberdeen | $500.00 | 10/20/2011 5:21:40 PM |
AndChicksforFree | $25.00 | 10/20/2011 5:42:29 PM |
blot44 | $25.00 | 10/20/2011 7:44:16 PM |
green-trade-dolphin2 | $25.00 | 10/21/2011 8:58:22 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:50 AM |
caring-hope2 | $100.00 | 10/22/2011 8:00:39 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:30 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:55 PM |
sri59 | $100.00 | 10/24/2011 3:45:04 AM |
investment-comet | $25.00 | 10/24/2011 8:51:23 PM |
YellowJacket | $25.00 | 10/25/2011 9:12:04 AM |
delivery | $25.00 | 10/25/2011 11:33:32 AM |
maldok1 | $25.00 | 10/25/2011 5:06:19 PM |
transparency-river1 | $1,000.00 | 10/26/2011 9:25:25 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:27 AM |
credit-coach118 | $35.17 | 10/26/2011 9:55:27 PM |
gentle-gain235 | $25.00 | 10/27/2011 8:27:44 AM |
Nascar1 | $100.00 | 10/27/2011 1:43:20 PM |
logical-loyalty0 | $40.00 | 10/27/2011 2:50:34 PM |
mathaiusa | $200.00 | 10/27/2011 3:43:15 PM |
managedfund | $1,000.00 | 10/27/2011 7:04:19 PM |
managedfund | $1,000.00 | 10/27/2011 7:38:41 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:49 PM |
elloboverde | $25.00 | 10/28/2011 12:00:06 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:36 AM |
Brisket_Bob | $50.00 | 10/28/2011 5:55:24 AM |
BankofPete | $25.00 | 10/28/2011 6:03:40 AM |
intrepid-loot | $25.00 | 10/28/2011 6:19:32 AM |
extraordinary-silver5 | $25.00 | 10/28/2011 6:39:32 AM |
cashman07 | $26.00 | 10/28/2011 6:31:13 AM |
Rulea72 | $25.00 | 10/28/2011 7:05:25 AM |
social-zebra | $30.00 | 10/28/2011 8:37:12 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:36 AM |
fairness-hammock | $50.00 | 10/28/2011 12:08:57 PM |
tr-doc | $200.00 | 10/28/2011 12:23:14 PM |
Stepashka | $25.00 | 10/28/2011 1:17:44 PM |
ChrisProsper | $73.13 | 10/28/2011 2:10:47 PM |
DHolly | $25.00 | 10/20/2011 9:06:42 AM |
sjlender | $100.00 | 10/20/2011 9:15:46 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:36:51 AM |
fcrick | $25.00 | 10/20/2011 9:42:48 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:30 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:36 PM |
chris-heretoinvest | $25.00 | 10/21/2011 5:28:56 AM |
TomDalonajay | $25.00 | 10/21/2011 9:20:03 AM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:29 PM |
calbertrand | $25.00 | 10/22/2011 1:39:06 PM |
Oakland | $50.00 | 10/23/2011 6:43:11 AM |
Centaur | $25.00 | 10/23/2011 6:13:06 PM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:26:41 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:02 PM |
natural-worth9 | $100.00 | 10/24/2011 4:57:41 PM |
phchristensen | $50.00 | 10/24/2011 8:05:38 PM |
scojo | $25.02 | 10/24/2011 11:42:42 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:47 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:25 AM |
Theodon | $50.00 | 10/25/2011 10:57:18 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:38 PM |
Sneezie | $100.00 | 10/25/2011 6:06:47 PM |
MM1207 | $25.00 | 10/26/2011 7:44:09 AM |
blooming-market | $25.00 | 10/26/2011 12:39:18 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:14 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:51 AM |
30Sky | $35.00 | 10/27/2011 1:45:42 PM |
lion6 | $25.00 | 10/27/2011 3:02:53 PM |
journey517 | $25.00 | 10/27/2011 4:45:38 PM |
Hybodant | $30.00 | 10/27/2011 8:28:50 PM |
mystss | $30.00 | 10/28/2011 6:46:51 AM |
listing-reformation8 | $50.00 | 10/28/2011 10:13:06 AM |
carabao76 | $25.68 | 10/28/2011 10:07:34 AM |
friendinmoney | $25.00 | 10/28/2011 11:07:52 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:22 PM |
best-friendly-fairness | $50.00 | 10/28/2011 12:41:31 PM |
wildblue | $50.00 | 10/28/2011 1:34:01 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
534040
This series of Notes was issued and sold upon the funding of the borrower loan #55286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $362.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 14y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,593 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| paradise961 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off a family loan used to replace the roof on our house. Family member needs us to pay back sooner because they now had storm damage on their home. They got the storm damage after loaning us the money to help us with our roof repairs.
My financial situation:
I am a good candidate for this loan because I will repay this loan on time, my income is steady and reliable. We have been working to trim down our expenses and have the room in our budget for this loan. We have only a few low balance credit cards, the mortgage and no other loans. Our cars are all paid for so we have no car loans.
Thank you
Monthly net income: $4273
Monthly expenses: $3187
Housing: $1,652
Insurance: $120
Car expenses: $120
Utilities: $160
Phone, cable, internet: $115
Food, entertainment: $ 500
Clothing, household expenses: $200
Credit cards and other loans: $120
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 9:09:17 AM |
marinbb | $25.00 | 10/26/2011 6:15:00 PM |
InChicago | $150.00 | 10/26/2011 7:46:12 PM |
SolarMoonshine | $25.00 | 10/27/2011 3:41:00 PM |
social-cocktail1 | $200.00 | 10/25/2011 9:15:07 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:35 AM |
finance-solo | $25.00 | 10/25/2011 2:07:15 PM |
careful-compassion | $25.00 | 10/25/2011 4:06:47 PM |
vutah | $25.00 | 10/25/2011 6:34:29 PM |
worth-blanket2 | $7,300.00 | 10/27/2011 12:47:24 PM |
bellaquito | $1,125.00 | 10/27/2011 4:27:35 PM |
spiff666 | $25.00 | 10/27/2011 4:10:02 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
534048
This series of Notes was issued and sold upon the funding of the borrower loan #55607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 21% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 11y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-fascinating-wampum |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan: I am trying to buy a semi truck to go to North Dakota .
This loan will be used to...Down payment on truck
My financial situation:
I am a good candidate for this loan because...I have great work history with good income and I always pay my bills.
Monthly net income: $6000
Monthly expenses: $
Housing: $1238
Insurance: $150
Car expenses: $240
Utilities: $250
Phone, cable, internet: $75
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $40.00 | 10/20/2011 5:58:48 PM |
top-courteous-peso | $100.00 | 10/20/2011 6:22:54 PM |
exchange-squirrel | $25.00 | 10/21/2011 12:27:44 AM |
vine99 | $50.00 | 10/22/2011 5:12:34 PM |
thomas16882004 | $25.00 | 10/23/2011 1:58:00 PM |
let_me_retire | $100.00 | 10/25/2011 10:52:51 AM |
108lender | $100.00 | 10/27/2011 2:09:04 PM |
StrongMonty | $67.00 | 10/28/2011 3:03:57 PM |
calimanusa | $30.00 | 10/28/2011 6:26:20 PM |
Gobsek | $25.00 | 10/28/2011 7:44:09 PM |
imoutdoorsy | $25.00 | 10/28/2011 8:04:22 PM |
dc4vlad | $28.01 | 10/29/2011 4:22:10 AM |
Murdex | $42.00 | 10/29/2011 3:21:05 AM |
power-secret-agent | $25.00 | 10/29/2011 3:18:17 AM |
q4golf | $25.00 | 10/29/2011 4:20:16 AM |
ready-interest9 | $25.00 | 10/23/2011 5:52:00 PM |
loan-tycoon0 | $25.00 | 10/23/2011 8:26:07 PM |
tech310 | $50.00 | 10/25/2011 11:48:48 PM |
copper | $50.00 | 10/27/2011 4:45:27 PM |
ah-long | $25.00 | 10/28/2011 12:01:01 AM |
managedfund | $400.00 | 10/28/2011 7:32:01 AM |
worth-blanket2 | $2,500.00 | 10/28/2011 2:55:53 PM |
transformer855 | $25.00 | 10/28/2011 3:39:02 PM |
bid-stockpiler1 | $81.11 | 10/28/2011 7:30:53 PM |
avenger028 | $50.00 | 10/28/2011 10:19:13 PM |
ohmarkybaby | $36.88 | 10/28/2011 11:31:28 PM |
draggon77 | $25.00 | 10/29/2011 2:07:10 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
534106
This series of Notes was issued and sold upon the funding of the borrower loan #55408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $181.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,856 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-sublime-social |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
small loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
roux | $25.00 | 10/19/2011 9:10:25 AM |
bonus-demon | $50.00 | 10/19/2011 9:12:19 AM |
sfmf | $34.29 | 10/19/2011 9:27:44 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:08 AM |
fusbarro | $88.00 | 10/19/2011 11:41:02 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:55 PM |
kulender | $50.00 | 10/20/2011 6:31:12 AM |
bizlending | $60.00 | 10/20/2011 4:06:58 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:24 PM |
Nojukbong | $50.00 | 10/25/2011 11:35:13 AM |
bizlending | $200.00 | 10/25/2011 12:17:04 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:15 PM |
MM1207 | $25.00 | 10/26/2011 7:47:22 AM |
Kaj | $25.00 | 10/26/2011 4:30:38 PM |
arsisi | $50.00 | 10/26/2011 7:39:46 PM |
enchanted-diversification496 | $25.00 | 10/26/2011 7:53:05 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:33 AM |
wise-deal-panda | $100.00 | 10/27/2011 9:05:59 AM |
glroark | $50.00 | 10/27/2011 9:58:58 AM |
run26miles | $25.00 | 10/27/2011 1:39:55 PM |
kdat | $50.00 | 10/27/2011 2:00:23 PM |
checzwick | $25.00 | 10/27/2011 2:09:07 PM |
managedfund | $142.71 | 10/27/2011 2:39:50 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:44 AM |
pound-mushroom3 | $25.00 | 10/19/2011 9:22:10 AM |
SolarMoonshine | $25.00 | 10/19/2011 9:59:44 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:30 PM |
Something-Corporate | $25.00 | 10/20/2011 9:07:55 PM |
EngineersAlliance | $100.00 | 10/24/2011 9:09:13 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:12 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:07 AM |
missing-link | $25.00 | 10/25/2011 1:58:16 PM |
diplomatic-wealth7 | $25.00 | 10/25/2011 5:18:43 PM |
Webpreneur | $50.00 | 10/25/2011 8:56:00 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:47 AM |
worth-blanket2 | $1,800.00 | 10/27/2011 12:45:35 PM |
naty25 | $50.00 | 10/27/2011 2:29:17 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
534114
This series of Notes was issued and sold upon the funding of the borrower loan #55328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,837 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| andydufrain |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion Loan
PURPOSE OF LOAN: We're in the last stages of beta on a new startup application, but need an additional 10K for final engineering costs.
We have some advertisers lined up, but we need the loan for the next two month's burn rate. After that, we should be generating revenues immediately.
======
MY FINANCIAL SITUATION:
I'm single, early 30s and worked in San Francisco as a software manager. I've funded this business out of my personal savings, but need a little help in getting to launch. I have no mortgage and no car loans.
If the business fails, I have very solid job offers. I can repay this loan in full before the 3 year period.
MONTHLY EXPENSES:
Housing: $1300
Health Insurance: $150
Car: $0
Utilities: $50
Phone/Internet: $150
Food: $600
Student Loans/Credit cards: $500
Misc.: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/20/2011 9:17:11 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:10 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:56 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:26 AM |
tech310 | $50.00 | 10/25/2011 11:50:11 PM |
organized-payment6 | $50.00 | 10/26/2011 5:40:48 AM |
MM1207 | $25.00 | 10/26/2011 7:47:28 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:27 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:21 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:52 AM |
didibagle | $54.00 | 10/27/2011 1:42:02 PM |
30Sky | $35.00 | 10/27/2011 1:45:42 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:32:56 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:18 PM |
novice-speculator | $25.00 | 10/27/2011 8:25:55 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:47:39 PM |
wealth-multiplier | $25.00 | 10/27/2011 8:51:51 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:30 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:50 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:18:58 PM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:52 AM |
Investor_DP | $100.00 | 10/26/2011 5:05:49 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:42 AM |
Tscheddar | $25.00 | 10/27/2011 9:41:16 AM |
wealth-cheetah7 | $25.00 | 10/27/2011 8:03:38 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:36 PM |
courageous-yield7 | $25.00 | 10/27/2011 8:21:21 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:24 PM |
friendly-market5 | $30.00 | 10/27/2011 8:26:14 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:28 PM |
bellaquito | $2,000.00 | 10/27/2011 8:51:25 PM |
willwc6 | $250.00 | 10/27/2011 8:39:55 PM |
larrybird | $2,000.00 | 10/27/2011 8:40:42 PM |
reinforced-gain7 | $206.00 | 10/27/2011 8:53:41 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
534154
This series of Notes was issued and sold upon the funding of the borrower loan #55330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 364% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $768 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| value-rancher4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Use
Purpose of loan:
This loan will be used to operate my business.
My financial situation:
I am a good candidate for this loan because I will be able to pay the monthly payment.
Monthly net income: $1600
Total Montly expenses: $630.00
Housing: $0.00
Insurance: $45.00
Car expenses: $285.00
Utilities: $0.00
Phone, cable, internet: $50.00
Food, entertainment: $
Clothing, household expenses: $50.00
Credit cards and other loans: $100.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/19/2011 5:15:58 PM |
MM1207 | $25.00 | 10/26/2011 7:47:26 AM |
diplomatic-wealth7 | $25.00 | 10/26/2011 9:17:27 AM |
capital-renewal | $25.00 | 10/26/2011 4:29:51 PM |
Kaj | $25.00 | 10/26/2011 4:30:41 PM |
income-buffalo1 | $100.00 | 10/27/2011 4:49:18 AM |
jga516 | $25.00 | 10/27/2011 5:52:24 AM |
Frenchynh | $25.00 | 10/27/2011 6:09:10 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:09 AM |
JSCharter | $25.00 | 10/27/2011 6:53:31 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:50 AM |
inspired-contract9 | $50.00 | 10/27/2011 8:42:18 AM |
dedicated-transaction796 | $25.00 | 10/27/2011 9:05:39 AM |
mover486 | $25.00 | 10/27/2011 9:13:01 AM |
JLMGroupFunds | $25.00 | 10/27/2011 9:13:05 AM |
kind-credit-bear | $25.00 | 10/27/2011 9:17:09 AM |
AdrianWapcaplet | $31.84 | 10/27/2011 9:35:36 AM |
Tscheddar | $25.00 | 10/27/2011 9:47:17 AM |
broc78 | $50.00 | 10/27/2011 10:21:42 AM |
duty-paloverde6 | $25.00 | 10/27/2011 12:16:11 PM |
important-openness1 | $100.00 | 10/27/2011 1:04:48 PM |
Weaverville | $25.00 | 10/27/2011 1:07:05 PM |
FAS52 | $27.00 | 10/27/2011 1:23:01 PM |
bslavin | $25.00 | 10/27/2011 1:24:25 PM |
a-cerebral-deal | $25.00 | 10/27/2011 1:24:52 PM |
run26miles | $25.00 | 10/27/2011 1:37:24 PM |
pacifictime86 | $25.00 | 10/27/2011 1:37:33 PM |
the-silver-blaster | $100.00 | 10/27/2011 1:47:41 PM |
bill-expert | $33.00 | 10/27/2011 1:48:31 PM |
best-point-flow | $50.00 | 10/27/2011 1:58:58 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:25 PM |
Elefunt | $25.00 | 10/27/2011 2:21:55 PM |
treasure-enthusiast | $25.00 | 10/27/2011 2:39:13 PM |
quintilian | $25.00 | 10/27/2011 2:52:58 PM |
Sierrahh | $25.00 | 10/27/2011 2:55:10 PM |
leverage-accelerator | $50.72 | 10/27/2011 3:11:20 PM |
Gibbyland | $100.00 | 10/27/2011 3:24:31 PM |
1randyp | $50.00 | 10/27/2011 3:07:49 PM |
peso-tostada | $50.00 | 10/27/2011 3:22:12 PM |
fishing533 | $50.00 | 10/27/2011 3:22:38 PM |
basis-mate7 | $50.00 | 10/27/2011 3:37:56 PM |
Charlie0084 | $25.00 | 10/27/2011 4:25:15 PM |
mobucks2 | $43.08 | 10/27/2011 4:07:53 PM |
rytrearc | $25.00 | 10/27/2011 4:09:22 PM |
FriendInSeattle | $100.00 | 10/27/2011 4:26:18 PM |
friendly-social2 | $25.00 | 10/27/2011 4:44:45 PM |
journey517 | $25.00 | 10/27/2011 4:33:09 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:12 PM |
Jonb6919 | $25.00 | 10/27/2011 4:50:50 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:55 PM |
silver-wonder278 | $25.00 | 10/27/2011 5:06:20 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:36 PM |
ore-den9 | $50.00 | 10/27/2011 5:32:30 PM |
Greenbak | $25.00 | 10/27/2011 5:49:17 PM |
bazaar-orca | $25.00 | 10/27/2011 6:37:04 PM |
farmn | $25.00 | 10/27/2011 6:48:16 PM |
minddoc | $25.00 | 10/27/2011 6:26:39 PM |
Bob450 | $30.02 | 10/27/2011 6:27:30 PM |
friendly-peace4 | $25.00 | 10/27/2011 6:59:28 PM |
vibraphone3 | $25.00 | 10/27/2011 7:11:54 PM |
transparency-river1 | $735.79 | 10/27/2011 7:13:16 PM |
pound-mushroom3 | $25.00 | 10/19/2011 5:17:55 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:36 PM |
blazing-capital2 | $250.00 | 10/20/2011 9:40:39 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:29 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:13 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:19 AM |
arsisi | $50.00 | 10/26/2011 7:39:48 PM |
Gibbyland | $100.00 | 10/26/2011 10:17:20 PM |
Jack55304 | $200.00 | 10/27/2011 2:13:12 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:38 AM |
barefootpaul | $25.00 | 10/27/2011 6:21:04 AM |
SweatyBalls | $25.00 | 10/27/2011 6:38:49 AM |
emosspot | $25.00 | 10/27/2011 7:00:29 AM |
finance-prescription | $100.00 | 10/27/2011 9:03:07 AM |
stepatatime-together | $47.00 | 10/27/2011 9:18:33 AM |
money-bauble | $100.00 | 10/27/2011 11:33:25 AM |
life-is-great | $25.00 | 10/27/2011 12:36:47 PM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:12 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:05 PM |
the-credit-maker | $25.00 | 10/27/2011 1:24:10 PM |
Georgetastic | $25.00 | 10/27/2011 1:23:07 PM |
exciting-loyalty3 | $50.00 | 10/27/2011 1:24:14 PM |
GInBaghdad | $25.00 | 10/27/2011 1:27:04 PM |
rc872c | $25.00 | 10/27/2011 1:27:16 PM |
tolerant-truth2 | $50.00 | 10/27/2011 1:31:19 PM |
money-yeller | $33.00 | 10/27/2011 1:33:10 PM |
triumphant-community | $25.00 | 10/27/2011 1:37:57 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:13 PM |
MarxBoo | $25.00 | 10/27/2011 1:45:13 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:23 PM |
the-productive-agreement | $25.00 | 10/27/2011 1:53:27 PM |
GCInvestments | $30.00 | 10/27/2011 1:53:44 PM |
vigorous-velocity | $100.00 | 10/27/2011 2:00:34 PM |
NewOrleans2012 | $25.00 | 10/27/2011 2:31:08 PM |
scholarly-payment5 | $50.00 | 10/27/2011 2:43:49 PM |
top-asset-chemistry | $25.00 | 10/27/2011 2:45:33 PM |
shawndw | $25.00 | 10/27/2011 3:04:55 PM |
cunning-truth6 | $80.00 | 10/27/2011 3:40:47 PM |
ineba | $50.00 | 10/27/2011 4:22:56 PM |
utukxul | $25.00 | 10/27/2011 4:18:47 PM |
return-cluster991 | $100.00 | 10/27/2011 4:46:46 PM |
gusmon83 | $28.55 | 10/27/2011 5:14:31 PM |
managedfund | $700.00 | 10/27/2011 5:19:00 PM |
drg6289 | $25.00 | 10/27/2011 5:35:35 PM |
rebelduke | $25.00 | 10/27/2011 5:44:05 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:24 PM |
happy-return4 | $30.00 | 10/27/2011 5:44:45 PM |
dime-historian | $25.00 | 10/27/2011 6:12:58 PM |
brmar | $25.00 | 10/27/2011 6:01:13 PM |
karmarush | $25.00 | 10/27/2011 6:36:38 PM |
Red_b17 | $25.00 | 10/27/2011 6:49:55 PM |
soulwork | $25.00 | 10/27/2011 7:02:52 PM |
thelovebug | $100.00 | 10/27/2011 7:04:10 PM |
TheCount | $25.00 | 10/27/2011 7:11:38 PM |
tremendous-payment | $25.00 | 10/27/2011 7:08:45 PM |
Comoparklender | $25.00 | 10/27/2011 7:11:25 PM |
117 Investments
|
Borrower Payment Dependent Notes Series
534182
This series of Notes was issued and sold upon the funding of the borrower loan #55509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
10 | Length of status: | 2y 2m |
Amount delinquent:
| $222 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,082 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Bellegal |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Oct-2009)
620-639
(Feb-2008)
620-639
(Jan-2007)
|
Principal balance:
| $833.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 56 | | |
Description
Specialized Training
Hi, I am looking for a small loan to help me pay for a specicalized training class that will be out of town next month. I would ask for less, but Prosper won't let me! I am an excellent candidate for this loan because I have had two Prosper loans already, with absolutely NO late payments. I have an excellent job in the healthcare field, and my financial situation and income has improved since my last Prosper loan. My salary is $75,800 with an extra $2000 in shift differentials. Housing expenses are about $950, car payment is $370 and I pay a minimum of $600 a month toward current debt (often more). I am not thrilled with the interest rate, but to be honest, I don't want "shop around" for credit at this time. I anticipate that this loan will be paid off early, but in the meantime you will get a great return on your investment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 10/29/2011 12:02:12 PM |
MoneyForNothing | $155.22 | 10/29/2011 12:04:07 PM |
312-Lender | $25.00 | 10/29/2011 12:01:31 PM |
marinbb | $100.00 | 10/29/2011 12:14:32 PM |
fcrick | $25.00 | 10/29/2011 12:02:59 PM |
well-rounded-payout0 | $50.00 | 10/29/2011 12:28:23 PM |
Kash2010lu | $40.00 | 10/29/2011 12:12:15 PM |
loanman2007 | $225.00 | 10/29/2011 12:20:01 PM |
money-baron | $33.99 | 10/29/2011 12:15:53 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:20 PM |
loanman2007 | $25.00 | 10/29/2011 12:21:02 PM |
DHolly | $31.00 | 10/29/2011 12:31:24 PM |
LittleMingo | $40.00 | 10/29/2011 12:10:16 PM |
RoZu_Lending | $1,000.00 | 10/29/2011 12:12:31 PM |
wise-deal-panda | $164.77 | 10/29/2011 12:46:33 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
534232
This series of Notes was issued and sold upon the funding of the borrower loan #55717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $341.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
5 | Length of status: | 18y 4m |
Amount delinquent:
| $907 |
Total credit lines:
| 22 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $95,215 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| -Jon- |
Borrower's state:
| California |
Borrower's group:
| Automotive Technicians |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,600.00 | < 31 days late:
| 1
( 11% )
| 660-679
(Dec-2010)
|
Principal balance:
| $1,351.20 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Help Dad Finish the Race!
Purpose of loan:
This loan will be used to...
1. Pay off taxes (I finished paying Federal, just need to take care of State taxes)
2. Pay off credit card
3. Pay off existing Prosper loan
My financial situation:
I am a good candidate for this loan because...
I have helped out by lending money on Prosper with over 15 loans in the past.
Monthly net income: $3500
Monthly expenses: $
Housing: $950
Insurance: $50
Car expenses: $50
Utilities: $80
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.02 | 10/25/2011 9:02:12 AM |
SLN-10 | $25.00 | 10/25/2011 9:18:17 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:18 AM |
vmh20035 | $25.00 | 10/25/2011 8:57:22 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:14 PM |
important-openness1 | $100.00 | 10/27/2011 1:04:59 PM |
richboy56 | $25.00 | 10/27/2011 1:33:39 PM |
JohnSmallberries | $25.00 | 10/27/2011 1:46:59 PM |
the-productive-agreement | $25.00 | 10/27/2011 1:53:28 PM |
journey517 | $25.00 | 10/27/2011 4:47:48 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:15 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:40 PM |
ore-den9 | $50.00 | 10/27/2011 5:32:31 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:28 PM |
vibraphone3 | $25.00 | 10/27/2011 7:11:55 PM |
shrewd-peace7 | $25.00 | 10/27/2011 7:28:22 PM |
managedfund | $425.00 | 10/27/2011 7:23:10 PM |
mercuriant | $25.00 | 10/27/2011 7:32:20 PM |
Franchiseguy | $25.00 | 10/27/2011 7:52:00 PM |
willwc6 | $100.00 | 10/27/2011 8:12:18 PM |
bulabula | $25.00 | 10/27/2011 8:36:52 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:54 PM |
zeeexsixare | $25.00 | 10/27/2011 10:48:41 PM |
ah-long | $25.00 | 10/28/2011 12:01:04 AM |
lanirae | $50.00 | 10/28/2011 3:25:48 AM |
Easystreet | $25.00 | 10/28/2011 2:51:39 AM |
IIP77 | $25.00 | 10/28/2011 3:38:29 AM |
gustavzantanon | $25.00 | 10/28/2011 4:05:13 AM |
nowits10 | $25.00 | 10/28/2011 4:00:12 AM |
impeccable-funds5 | $25.00 | 10/28/2011 4:08:43 AM |
Tscheddar | $25.00 | 10/28/2011 4:33:18 AM |
arsisi | $25.00 | 10/28/2011 5:13:17 AM |
mad4wknds | $25.00 | 10/28/2011 5:33:21 AM |
VmIE | $25.00 | 10/28/2011 5:48:02 AM |
p2ploan-charmer | $25.00 | 10/28/2011 5:15:10 AM |
enriched-dollar | $25.00 | 10/28/2011 5:51:40 AM |
the-discrete-income | $100.00 | 10/28/2011 5:25:25 AM |
suave-dime6 | $25.00 | 10/28/2011 5:51:30 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:16:17 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:07:47 AM |
platinum-nexus7 | $50.00 | 10/28/2011 6:18:42 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:55 AM |
five-star-justice | $25.00 | 10/28/2011 6:27:09 AM |
davisfl | $100.00 | 10/28/2011 6:34:46 AM |
ktradtke | $25.00 | 10/28/2011 6:47:08 AM |
ideal-velocity7 | $50.00 | 10/28/2011 6:50:53 AM |
secureincome | $165.02 | 10/28/2011 6:53:20 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:45 AM |
social-cocktail1 | $200.00 | 10/25/2011 9:15:07 AM |
Jack55304 | $200.00 | 10/25/2011 9:20:43 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:36 AM |
reward-adventure | $50.00 | 10/27/2011 4:45:00 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:35 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:19 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:20 AM |
rmpedi33 | $50.00 | 10/27/2011 11:26:42 AM |
money-bauble | $100.00 | 10/27/2011 11:33:32 AM |
Georgetastic | $25.00 | 10/27/2011 1:23:12 PM |
triumphant-community | $25.00 | 10/27/2011 1:37:59 PM |
MarxBoo | $25.00 | 10/27/2011 1:45:15 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:47:24 PM |
Weaverville | $25.00 | 10/27/2011 5:03:22 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:57 PM |
silver-wonder278 | $25.00 | 10/27/2011 5:06:22 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:46 PM |
minddoc | $25.00 | 10/27/2011 6:26:41 PM |
diplomatic-wealth7 | $25.00 | 10/27/2011 7:19:35 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:49:30 PM |
coin-investor | $25.00 | 10/27/2011 8:39:19 PM |
sage4 | $25.00 | 10/27/2011 8:48:09 PM |
saffron4 | $25.00 | 10/28/2011 12:10:23 AM |
green-dedicated-transaction | $50.00 | 10/28/2011 1:12:18 AM |
income-buffalo1 | $33.96 | 10/28/2011 2:43:39 AM |
spikerjack | $50.00 | 10/28/2011 3:11:31 AM |
fervent-repayment | $25.00 | 10/28/2011 3:12:15 AM |
transparency-universe8 | $25.00 | 10/28/2011 4:37:50 AM |
KLCRAY | $25.00 | 10/28/2011 4:55:01 AM |
orange-preeminant-bill | $25.00 | 10/28/2011 4:41:14 AM |
tremendous-payment | $25.00 | 10/28/2011 5:29:11 AM |
high_flyer | $300.00 | 10/28/2011 5:33:11 AM |
tornandfrayed | $25.00 | 10/28/2011 5:23:02 AM |
CSUgrad08 | $25.00 | 10/28/2011 5:43:31 AM |
organic-order | $25.00 | 10/28/2011 6:11:50 AM |
irrelevant | $25.00 | 10/28/2011 6:05:07 AM |
vigorous-moola | $36.00 | 10/28/2011 6:18:23 AM |
Rdodson11 | $25.00 | 10/28/2011 6:24:34 AM |
GElender | $40.00 | 10/28/2011 6:25:47 AM |
87 Investments
|
Borrower Payment Dependent Notes Series
534344
This series of Notes was issued and sold upon the funding of the borrower loan #55556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $265.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 15y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,734 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| wampum-cheetah8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
680-699
(Oct-2009)
|
Principal balance:
| $3,300.74 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Just Debt Consolidation
Purpose of loan:
Consolidation of an older prosper loan at a higher rate, and a credit card, also at a high rate. My wife and I were married about a year ago, all the debt was to pay for the wedding.
My financial situation:
We have extremely stable emplyment, working in a 4th generation family business. I have never missed a payment on my current prosper loan.
Monthly net income: $4800
Monthly expenses: $
Housing: $1300
Insurance: $200
Car expenses: $0
Utilities: $400
Phone, cable, internet: $
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $600(This would reduce to new payment)
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/21/2011 5:14:06 PM |
sjlender | $100.00 | 10/21/2011 5:14:35 PM |
whitegold24k | $100.00 | 10/21/2011 5:13:01 PM |
wise-deal-panda | $200.00 | 10/21/2011 5:15:11 PM |
green-trade-dolphin2 | $35.00 | 10/21/2011 5:27:31 PM |
Feyenoord | $30.00 | 10/21/2011 9:43:06 PM |
loan-master1 | $25.00 | 10/21/2011 7:35:57 PM |
1stBankAndHal | $50.06 | 10/21/2011 9:02:53 PM |
LittleMingo | $25.00 | 10/22/2011 3:12:57 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:46 AM |
vutah | $35.00 | 10/22/2011 7:58:30 AM |
AustinAmerica | $25.00 | 10/22/2011 8:26:39 AM |
marwadi-62 | $50.00 | 10/22/2011 8:30:27 AM |
spiff666 | $50.00 | 10/22/2011 11:25:04 AM |
CashFlow13 | $500.00 | 10/22/2011 12:58:52 PM |
weiyinsan | $30.00 | 10/22/2011 4:19:14 PM |
smart-gold | $25.00 | 10/22/2011 3:32:39 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:29 PM |
gentle-transparency7 | $250.00 | 10/23/2011 6:05:27 AM |
jcw3rd | $25.00 | 10/23/2011 7:19:42 AM |
blue-dollar-viking | $100.00 | 10/23/2011 8:29:26 AM |
bannybucks | $25.00 | 10/23/2011 7:45:05 AM |
investment-comet | $25.00 | 10/23/2011 8:17:04 AM |
CreditBuilder2 | $25.02 | 10/23/2011 3:06:38 PM |
ILoveBearHats | $25.00 | 10/23/2011 3:30:11 PM |
Brisket_Bob | $50.00 | 10/23/2011 3:05:32 PM |
golffish2 | $25.00 | 10/24/2011 3:54:53 AM |
taal1 | $50.00 | 10/24/2011 8:23:23 AM |
the-discrete-income | $25.00 | 10/24/2011 9:01:53 AM |
secureincome | $250.00 | 10/24/2011 12:19:31 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:09 PM |
Tahoeman | $25.00 | 10/24/2011 2:40:31 PM |
important-diversification620 | $25.00 | 10/24/2011 4:20:09 PM |
currency-excellency0 | $150.00 | 10/21/2011 5:01:06 PM |
Aberdeen | $2,000.00 | 10/21/2011 5:03:35 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:16:33 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:07 PM |
AndChicksforFree | $30.00 | 10/21/2011 5:35:11 PM |
whitegold24k | $900.00 | 10/21/2011 5:34:51 PM |
DHolly | $25.00 | 10/21/2011 6:11:57 PM |
sweety075 | $25.00 | 10/21/2011 9:58:09 PM |
optionscashflow | $25.00 | 10/21/2011 10:49:51 PM |
FinDoc | $25.00 | 10/22/2011 6:22:56 AM |
DoctorJoe | $25.00 | 10/22/2011 12:04:11 PM |
pure-cash9 | $25.00 | 10/22/2011 11:47:44 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:11 PM |
blackfur | $25.00 | 10/22/2011 5:04:21 PM |
OldManP | $25.00 | 10/22/2011 8:45:58 PM |
newest-funds-powerplant | $25.00 | 10/22/2011 9:44:02 PM |
commerce-yeller | $35.00 | 10/23/2011 8:04:55 AM |
omegamon1 | $30.00 | 10/23/2011 11:40:36 AM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:41 PM |
sushi537 | $25.00 | 10/23/2011 3:01:04 PM |
john0720 | $25.00 | 10/23/2011 6:17:25 PM |
economy-popcorn | $25.00 | 10/23/2011 8:46:29 PM |
dime-sprout | $25.00 | 10/24/2011 7:03:16 AM |
felicity-daydream | $50.00 | 10/24/2011 9:23:23 AM |
rautility | $25.00 | 10/24/2011 9:28:38 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 11:01:24 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:49:44 PM |
Nojukbong | $50.00 | 10/24/2011 12:49:16 PM |
rokman | $80.00 | 10/24/2011 2:11:30 PM |
social-zebra | $34.92 | 10/24/2011 2:22:26 PM |
Schwamie | $37.62 | 10/24/2011 2:29:27 PM |
jim95762 | $222.38 | 10/24/2011 4:22:47 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
534374
This series of Notes was issued and sold upon the funding of the borrower loan #55260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $819.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $278,583 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BosHome |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Doing More Renovations
Purpose of loan:
Remodeling bathroom and kitchen
My financial situation:
I am a good candidate for this loan because, my income is solid, and my repayment history of my last Prosper loan was perfect.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $48.43 | 10/21/2011 9:01:12 AM |
enticing-capital6 | $50.00 | 10/21/2011 9:23:33 AM |
sjlender | $100.00 | 10/21/2011 9:18:28 AM |
fcrick | $25.00 | 10/21/2011 9:41:54 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:56 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:56 PM |
LittleMingo | $30.00 | 10/21/2011 4:49:55 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:38 AM |
vutah | $25.00 | 10/22/2011 7:59:40 AM |
OldManP | $35.00 | 10/22/2011 8:44:35 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:15 AM |
jamiee73 | $25.00 | 10/23/2011 1:24:01 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:52 AM |
HappyToLoan | $25.00 | 10/25/2011 2:36:41 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:41 PM |
Lender0010 | $50.00 | 10/26/2011 1:16:19 PM |
bellaquito | $2,000.00 | 10/26/2011 4:27:29 PM |
setUup | $38.25 | 10/26/2011 5:10:25 PM |
GCInvestments | $30.00 | 10/26/2011 5:09:16 PM |
THE_ORACLE | $25.00 | 10/26/2011 5:44:26 PM |
blue-dollar-viking | $50.00 | 10/26/2011 5:54:12 PM |
MoneyTree79 | $50.00 | 10/26/2011 7:17:26 PM |
Reddy_Capital | $25.00 | 10/26/2011 8:42:00 PM |
cash-cymbal | $100.00 | 10/26/2011 7:57:54 PM |
important-ore | $150.00 | 10/26/2011 9:33:33 PM |
intrepid-credit5 | $60.00 | 10/27/2011 12:37:07 AM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 3:08:00 AM |
organized-payment6 | $50.00 | 10/27/2011 5:53:25 AM |
astute-fairness0 | $25.00 | 10/27/2011 6:44:02 AM |
BxRealtor | $25.00 | 10/27/2011 6:31:25 AM |
MoneyBadger | $31.46 | 10/27/2011 6:50:37 AM |
millionaireat40 | $25.00 | 10/27/2011 7:06:06 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:59 AM |
octoberfresh | $25.00 | 10/27/2011 7:43:32 AM |
Loan-trust25 | $75.00 | 10/27/2011 8:15:41 AM |
SolarMoonshine | $25.00 | 10/27/2011 9:47:54 AM |
friendly-market5 | $25.00 | 10/27/2011 10:07:22 AM |
tbrnet | $50.00 | 10/27/2011 11:47:20 AM |
bonus-seahorse | $30.00 | 10/27/2011 12:18:26 PM |
life-is-great | $25.00 | 10/27/2011 12:36:48 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:23 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:59 PM |
basis-viking | $100.00 | 10/27/2011 2:02:35 PM |
AF-Chief | $25.00 | 10/27/2011 2:09:49 PM |
ndrak | $25.00 | 10/27/2011 2:18:38 PM |
gojackgo | $50.00 | 10/27/2011 2:30:47 PM |
get30inc | $50.00 | 10/27/2011 2:49:19 PM |
kinetic-yield4 | $25.00 | 10/27/2011 3:00:35 PM |
Pakse | $25.00 | 10/27/2011 3:05:50 PM |
market-voyager8 | $100.00 | 10/27/2011 3:32:25 PM |
debt-legend | $25.00 | 10/27/2011 3:58:14 PM |
prosp99 | $152.88 | 10/27/2011 4:29:22 PM |
credit-socrates648 | $4,000.00 | 10/27/2011 4:25:37 PM |
mar97 | $50.00 | 10/27/2011 4:58:15 PM |
momentous-coin | $50.00 | 10/27/2011 5:06:33 PM |
umfan123 | $25.00 | 10/27/2011 5:09:25 PM |
managedfund | $2,500.00 | 10/27/2011 5:18:40 PM |
sushi537 | $25.00 | 10/27/2011 5:15:10 PM |
-PJC- | $25.00 | 10/27/2011 5:25:58 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:21 PM |
sentimental-silver7 | $25.00 | 10/27/2011 6:08:31 PM |
dime-historian | $25.00 | 10/27/2011 6:12:03 PM |
mad-scientist418 | $25.00 | 10/27/2011 6:24:21 PM |
supersarah61 | $117.96 | 10/27/2011 6:34:17 PM |
kaneco | $35.18 | 10/27/2011 6:12:02 PM |
revenue-den | $100.00 | 10/27/2011 6:47:07 PM |
new-ore-venture | $50.00 | 10/27/2011 7:10:27 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:40 PM |
greenkid | $79.98 | 10/27/2011 7:41:36 PM |
invincible-agreement8 | $300.00 | 10/27/2011 7:41:58 PM |
greenkid | $100.00 | 10/27/2011 7:43:34 PM |
MoneyForNothing | $39.11 | 10/21/2011 9:03:48 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:09 AM |
ChristopherHS | $25.00 | 10/21/2011 9:56:33 AM |
blazing-capital2 | $250.00 | 10/21/2011 4:05:14 PM |
Bank_Of_XL | $25.00 | 10/21/2011 6:29:26 PM |
finance-symphony7 | $100.00 | 10/21/2011 6:02:53 PM |
chris-heretoinvest | $25.00 | 10/21/2011 8:52:39 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:06 PM |
cashhelp | $25.00 | 10/23/2011 4:42:18 AM |
john0720 | $25.00 | 10/23/2011 6:17:24 PM |
leeball | $100.00 | 10/25/2011 10:23:21 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:56 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:58 PM |
MM1207 | $25.00 | 10/26/2011 7:44:14 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:07:20 AM |
Snoopylover | $25.00 | 10/26/2011 2:00:33 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:58:18 PM |
CatbirdBanking | $25.00 | 10/26/2011 3:20:32 PM |
brightest-dynamic-peace | $30.00 | 10/26/2011 5:03:55 PM |
novice-speculator | $25.00 | 10/26/2011 7:10:30 PM |
cloud8 | $50.00 | 10/26/2011 7:05:13 PM |
Lo0se_mo0se | $41.88 | 10/26/2011 10:05:20 PM |
mgking007 | $25.00 | 10/26/2011 10:06:05 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:18 AM |
income-buffalo1 | $100.00 | 10/27/2011 4:51:54 AM |
charming-exchange7 | $25.00 | 10/27/2011 6:02:27 AM |
indomitable-coin | $25.00 | 10/27/2011 6:50:09 AM |
cake7 | $50.00 | 10/27/2011 6:50:51 AM |
invest-in-ed | $350.00 | 10/27/2011 7:22:28 AM |
Leshan | $50.00 | 10/27/2011 8:33:54 AM |
C_Mark | $92.00 | 10/27/2011 9:40:30 AM |
CreditBuilder2 | $50.00 | 10/27/2011 11:46:19 AM |
investment-comet | $25.00 | 10/27/2011 12:21:08 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:40:08 PM |
30Sky | $35.00 | 10/27/2011 1:45:45 PM |
the-silver-blaster | $150.00 | 10/27/2011 2:02:00 PM |
crdcteng | $50.00 | 10/27/2011 2:02:43 PM |
Elefunt | $25.00 | 10/27/2011 2:22:09 PM |
Mad_Scientist | $25.00 | 10/27/2011 2:27:41 PM |
asset-nebula1 | $50.00 | 10/27/2011 2:50:21 PM |
baseballfan111 | $50.00 | 10/27/2011 3:31:17 PM |
Supernick | $100.00 | 10/27/2011 4:28:02 PM |
journey517 | $25.00 | 10/27/2011 4:29:17 PM |
financelover | $100.00 | 10/27/2011 5:16:28 PM |
Princehaha | $25.00 | 10/27/2011 5:08:27 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:35 PM |
secureincome | $1,250.00 | 10/27/2011 5:33:00 PM |
trade-arch | $50.00 | 10/27/2011 6:05:20 PM |
the-swashbuckler | $35.00 | 10/27/2011 6:12:22 PM |
Christophe | $25.00 | 10/27/2011 6:17:26 PM |
thajr | $25.00 | 10/27/2011 6:11:41 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:08 PM |
new-ore-venture | $50.00 | 10/27/2011 6:52:07 PM |
transparency-river1 | $1,000.00 | 10/27/2011 7:13:23 PM |
powderbumps | $43.24 | 10/27/2011 7:22:16 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:49 PM |
marr | $25.30 | 10/27/2011 7:31:43 PM |
brightest-gain-investor | $1,022.25 | 10/27/2011 7:45:20 PM |
kubien | $47.08 | 10/27/2011 7:36:18 PM |
130 Investments
|
Borrower Payment Dependent Notes Series
534440
This series of Notes was issued and sold upon the funding of the borrower loan #55337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $458.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1969 |
Debt/Income ratio:
| 40% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 | Stated income: | $50,000-$74,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,618 | |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| teacher-ambit |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2011)
660-679
(Oct-2008)
|
Principal balance:
| $3,349.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt Consolidation
Purpose of loan: To Consolidate High Interest Loans
This loan will be used to.pay off my higher interest credit cards that I had to use to help my children until they finished their education and became employed - which they are now both employed with good jobs and I can concentrate on lowering my personal debt.
My financial situation:
I am a good candidate for this loan because I have a good fixed income and am in good health and am a hard worker at my part time jobs to supplement my retirement income.
Monthly net income: $38500
Monthly expenses: $ 138
Housing: $1021
Insurance: $182
Car expenses: $0
Utilities: $400
Phone, cable, internet: $230
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
desertoasis | $25.00 | 10/26/2011 8:32:04 AM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:07 PM |
SLN-10 | $25.00 | 10/21/2011 5:37:20 PM |
listing-vista | $50.00 | 10/21/2011 6:15:39 PM |
transparency-giant | $50.00 | 10/22/2011 10:40:36 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:13 PM |
wizard750 | $30.00 | 10/23/2011 7:12:45 AM |
nimble-revenue5 | $50.00 | 10/23/2011 12:16:38 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:08 PM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:41 AM |
wigglesworth4 | $500.00 | 10/24/2011 2:44:58 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:39 PM |
shmb6508 | $50.00 | 10/24/2011 5:21:25 PM |
zeelender | $25.00 | 10/25/2011 11:09:54 AM |
delivery | $25.00 | 10/25/2011 11:33:34 AM |
helpful-listing | $50.00 | 10/25/2011 12:31:25 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:07 PM |
bold-basis-supernova | $50.00 | 10/25/2011 2:26:25 PM |
asset-professor | $25.00 | 10/25/2011 7:17:12 PM |
riskadverse44 | $25.00 | 10/25/2011 7:29:15 PM |
giftgold | $25.00 | 10/25/2011 8:26:33 PM |
mespeedy36 | $25.00 | 10/26/2011 6:25:10 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:53 AM |
GatorBux | $25.00 | 10/26/2011 7:16:28 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:20 AM |
galenisme | $25.00 | 10/26/2011 11:29:26 AM |
admirable-worth1 | $100.00 | 10/26/2011 2:31:37 PM |
ahalls | $25.00 | 10/26/2011 4:03:05 PM |
roman2008 | $25.00 | 10/26/2011 4:23:48 PM |
ursus | $42.00 | 10/26/2011 5:07:07 PM |
Cre8iveCash | $25.00 | 10/26/2011 5:23:10 PM |
Tesseract | $25.00 | 10/26/2011 5:34:12 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:11 PM |
ecstatic-money064 | $25.00 | 10/26/2011 6:17:04 PM |
moola-accelerator6 | $40.00 | 10/26/2011 7:27:14 PM |
GCInvestments | $30.00 | 10/26/2011 8:31:16 PM |
ChrisProsper | $50.00 | 10/27/2011 12:17:40 AM |
larrybird | $2,000.00 | 10/27/2011 1:26:04 AM |
treasure-bliss | $25.00 | 10/22/2011 5:08:55 AM |
orange-preeminant-bill | $25.00 | 10/22/2011 5:24:54 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:47 AM |
invest-in-ed | $350.00 | 10/22/2011 9:58:38 AM |
Comoparklender | $25.00 | 10/22/2011 12:24:21 PM |
credit-kahuna | $75.00 | 10/22/2011 1:27:15 PM |
magnitude787 | $50.00 | 10/23/2011 10:37:52 AM |
social-cocktail1 | $200.00 | 10/23/2011 12:14:50 PM |
Investoman | $75.00 | 10/23/2011 12:10:26 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:30 PM |
life-is-great | $25.00 | 10/23/2011 6:31:37 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:53 PM |
worthy-bid8 | $50.00 | 10/24/2011 9:05:53 AM |
handshake5 | $100.00 | 10/24/2011 9:08:11 AM |
finance-prescription | $100.00 | 10/24/2011 9:08:38 AM |
yield-trader | $25.00 | 10/24/2011 10:00:25 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 11:01:49 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:50:24 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:22 PM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:49 PM |
IIP77 | $25.00 | 10/24/2011 5:13:07 PM |
HedgeFund | $50.00 | 10/24/2011 7:24:40 PM |
intelligent-repayment8 | $1,500.00 | 10/24/2011 10:10:09 PM |
BxRealtor | $25.00 | 10/25/2011 9:55:25 AM |
iolaire | $25.00 | 10/25/2011 10:22:05 AM |
rogue_monster | $25.00 | 10/25/2011 12:31:01 PM |
Weaverville | $25.00 | 10/25/2011 3:50:02 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:08 PM |
wwwUniversal | $25.00 | 10/25/2011 5:19:38 PM |
transparency-river1 | $1,000.00 | 10/25/2011 5:27:22 PM |
palmetto933 | $25.00 | 10/25/2011 5:44:46 PM |
loss-of-control | $75.00 | 10/25/2011 6:19:37 PM |
compassion-bauble4 | $25.00 | 10/25/2011 10:28:11 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:48 AM |
somebody32 | $25.00 | 10/26/2011 6:36:57 AM |
MM1207 | $25.00 | 10/26/2011 7:44:15 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:17 AM |
ideal-velocity7 | $50.00 | 10/26/2011 10:23:27 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:09 AM |
TennSquire | $50.00 | 10/26/2011 11:10:05 AM |
sentry256 | $25.00 | 10/26/2011 12:58:49 PM |
top-asset-chemistry | $25.00 | 10/26/2011 3:30:04 PM |
rmachi | $25.00 | 10/26/2011 2:22:07 PM |
falcon88dp | $25.00 | 10/26/2011 3:38:17 PM |
SkepticalBen | $25.00 | 10/26/2011 3:23:49 PM |
Kaj | $25.00 | 10/26/2011 4:30:44 PM |
mlj0671 | $25.00 | 10/26/2011 5:12:56 PM |
Maetryx | $25.00 | 10/26/2011 5:14:42 PM |
payout-bridge | $50.00 | 10/26/2011 4:59:58 PM |
bonafide-economy | $25.00 | 10/26/2011 7:30:10 PM |
biz20 | $25.00 | 10/26/2011 7:33:30 PM |
market-assembler | $50.00 | 10/26/2011 10:00:18 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:18:32 AM |
bellaquito | $508.00 | 10/27/2011 1:31:40 AM |
92 Investments
|
Borrower Payment Dependent Notes Series
534512
This series of Notes was issued and sold upon the funding of the borrower loan #55352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 19
/
19 | Length of status: | 11y 4m |
Amount delinquent:
| $78 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,883 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| seahorse238 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tway12
Purpose of loan:
This loan will be used to...consolidate some biills
My financial situation:
I am a good candidate for this loan because...I have a great job and a contract
Monthly net income:10,000 $
Monthly expenses: 2500$
Housing: 4000 $
Insurance: $
Car expenses: 730$
Utilities: 700$
Phone, cable, internet: 200$
Food, entertainment: 400$
Clothing, household expenses: 300$
Credit cards and other loans: 1200$
Other expenses: 300$
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.00 | 10/21/2011 6:58:07 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:50 AM |
tech310 | $50.00 | 10/25/2011 11:45:05 PM |
worth-blanket2 | $6,000.00 | 10/27/2011 12:46:34 PM |
secureincome | $210.00 | 10/27/2011 5:30:25 PM |
vutah | $25.00 | 10/22/2011 7:57:45 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:44 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:01 AM |
Whipster | $90.00 | 10/26/2011 5:22:14 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:46 AM |
lion6 | $25.00 | 10/27/2011 3:13:39 PM |
managedfund | $750.00 | 10/27/2011 5:03:45 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
534534
This series of Notes was issued and sold upon the funding of the borrower loan #55312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 7 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| dessert881 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: To finance products used in my business energy efficiency
This loan will be used to..buy products for energy efficiency for hotels, commercial office space, Hvac installations, lighting, water efficiency products..
My financial situation: I have 20,000 in the business bank account and need a little extra for other projects coming with signed contracts..
I am a good candidate for this loan because.I have a great team of manufactures and installers working with energy efficiency products. I see that this would be a short term loan...
Housing: $ 1,100.00
Insurance: $ 89.00
Car expenses: $ gas
Utilities: $ 129.00
Phone, cable, internet: $ 130.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
let_me_retire | $50.00 | 10/25/2011 11:16:55 AM |
broc78 | $50.00 | 10/27/2011 10:22:30 AM |
CreditBuilder2 | $50.00 | 10/27/2011 11:48:27 AM |
one2sojourn | $25.00 | 10/27/2011 1:54:04 PM |
Elefunt | $25.00 | 10/27/2011 2:23:42 PM |
peso-tostada | $25.00 | 10/27/2011 3:26:46 PM |
kind-diligent-coin | $27.00 | 10/27/2011 4:00:26 PM |
journey517 | $25.00 | 10/27/2011 4:35:42 PM |
SolarMoonshine | $25.00 | 10/27/2011 9:50:29 AM |
supreme-hope | $25.00 | 10/27/2011 10:03:25 AM |
income-buffalo1 | $100.00 | 10/27/2011 10:06:20 AM |
bonus-seahorse | $50.00 | 10/27/2011 12:15:50 PM |
Land_on_your_feet | $25.00 | 10/27/2011 12:16:56 PM |
basis-viking | $71.99 | 10/27/2011 2:04:42 PM |
rapid-loyalty1 | $25.00 | 10/27/2011 4:31:56 PM |
credit-socrates648 | $3,400.00 | 10/27/2011 4:28:36 PM |
ore-leather | $1.01 | 10/27/2011 4:42:31 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
534602
This series of Notes was issued and sold upon the funding of the borrower loan #55316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 3m |
Amount delinquent:
| $391 |
Total credit lines:
| 5 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| rupee-dreamer6 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dupree-dreamer6
Purpose of loan:
This loan will be used to...Medical purpose - surgery in November
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,000.00
Monthly expenses: $
Housing: $1,100.00
Insurance: $
Car expenses: $
Utilities: $300.00
Phone, cable, internet: $250.00
Food, entertainment: $600.00
Clothing, household expenses: $
Credit cards and other loans: $25.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bill-expert | $25.00 | 10/27/2011 1:47:23 PM |
Elefunt | $25.00 | 10/27/2011 2:24:44 PM |
reaction5 | $25.00 | 10/27/2011 2:49:23 PM |
quintilian | $25.00 | 10/27/2011 2:50:10 PM |
copper | $50.00 | 10/27/2011 4:45:28 PM |
papaloha | $42.00 | 10/27/2011 7:32:01 PM |
new-gold-wrangler | $1,683.00 | 10/27/2011 8:47:40 PM |
1randyp | $25.00 | 10/27/2011 3:22:03 PM |
green-friendly-bill | $50.00 | 10/27/2011 6:23:08 PM |
worth-web5 | $50.00 | 10/27/2011 8:18:59 PM |
larrybird | $2,000.00 | 10/27/2011 8:40:44 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
534608
This series of Notes was issued and sold upon the funding of the borrower loan #55321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,009 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| lean-truth |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wanting to be debt Free
Purpose of loan: To become debt free
I will use the loan as follows:
$1,400 Dept of Education Student loan
$1,000 Credit Line OCCU bank.
$225.00 Sprint ETF
Total:$2,625
I will use the remaining 375.00 for first months payment
My financial situation is very straight forward I live at home with my Mother due to a disability at birth Cerebral palsy, I am on SSD and receive $756.00 I have nothing withheld for medicare.
I am a good candidate for this loan because my income will not go away ,what debt i do have is listed above expect for phone and maybe 50.00 in entertainment. Please Ask any Questions you may have..
Monthly net income: $756.00
Monthly expenses: $97.50
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $45
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $ All listed Above
Other expenses: $2.50 every three months for medications
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $50.00 | 10/22/2011 12:31:02 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:44 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:08 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:48 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:24 PM |
Nojukbong | $50.00 | 10/24/2011 5:37:03 PM |
SmartConsolidation | $25.00 | 10/25/2011 2:25:12 PM |
CASSHMAN | $75.00 | 10/26/2011 2:58:18 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:47 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:05 AM |
Weaverville | $25.00 | 10/27/2011 5:03:21 PM |
Leshan | $25.00 | 10/27/2011 5:15:52 PM |
silver-wonder278 | $25.00 | 10/27/2011 5:06:21 PM |
money-bauble | $57.00 | 10/27/2011 5:09:47 PM |
well-rounded-payout0 | $50.00 | 10/22/2011 12:14:05 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:51:20 PM |
Evolver | $25.00 | 10/24/2011 1:46:41 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:16 AM |
jmeasn | $50.00 | 10/25/2011 12:29:03 PM |
tech310 | $50.00 | 10/25/2011 11:47:02 PM |
transaction-circuit | $25.00 | 10/26/2011 9:19:37 AM |
cake7 | $25.00 | 10/27/2011 7:08:05 AM |
SpoonerPhan | $50.00 | 10/27/2011 11:08:54 AM |
BankofRon | $25.00 | 10/27/2011 1:57:09 PM |
Charlie0084 | $25.00 | 10/27/2011 4:25:16 PM |
journey517 | $25.00 | 10/27/2011 4:47:47 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:14 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:56 PM |
managedfund | $600.00 | 10/27/2011 5:20:43 PM |
gusmon83 | $100.00 | 10/27/2011 5:21:22 PM |
compassion-artisan9 | $50.00 | 10/27/2011 5:07:08 PM |
-PJC- | $25.00 | 10/27/2011 5:26:23 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:38 PM |
secureincome | $193.00 | 10/27/2011 5:31:34 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
534614
This series of Notes was issued and sold upon the funding of the borrower loan #55640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $283.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,956 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| morgue |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
720-739
(Jul-2008)
|
Principal balance:
| $2,744.38 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 46 | | |
Description
roof can no longer wait.
Purpose of loan:
This loan will be used to...install new roof about 25 squares
My financial situation:
I am a good candidate for this loan because...i have proven with past and present loans, that i pay in a timly manner.
Monthly net income: $4,852
Monthly expenses: $2,025
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 11:59:54 AM |
wigglesworth4 | $100.00 | 10/28/2011 12:00:59 PM |
superb-funds335 | $25.00 | 10/28/2011 12:15:12 PM |
wise-deal-panda | $200.00 | 10/28/2011 12:41:16 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:24 PM |
fcrick | $25.00 | 10/28/2011 1:24:02 PM |
Aquanaut | $25.00 | 10/28/2011 1:42:10 PM |
one2sojourn | $50.00 | 10/28/2011 3:46:54 PM |
tkr2 | $25.00 | 10/28/2011 3:55:45 PM |
vutah | $25.00 | 10/28/2011 4:11:50 PM |
uncleharold | $25.00 | 10/28/2011 4:20:40 PM |
jpblan11 | $25.00 | 10/28/2011 7:53:50 PM |
beakerfish | $50.00 | 10/28/2011 8:24:36 PM |
Brisket_Bob | $75.00 | 10/28/2011 7:19:57 PM |
grammaspurse | $25.00 | 10/28/2011 8:03:16 PM |
Interloper | $25.00 | 10/28/2011 9:13:39 PM |
OldManP | $46.00 | 10/28/2011 9:17:19 PM |
TrustPlus | $50.00 | 10/28/2011 10:13:09 PM |
jescowa | $50.00 | 10/29/2011 5:09:15 AM |
b-rent | $25.00 | 10/29/2011 1:02:15 AM |
MarvintheMartian | $25.00 | 10/29/2011 5:58:37 AM |
tough-peso2 | $25.00 | 10/29/2011 6:05:22 AM |
finance-symphony7 | $100.00 | 10/29/2011 6:07:56 AM |
OgOman | $25.00 | 10/29/2011 5:29:51 AM |
Captain_America | $50.00 | 10/29/2011 5:43:18 AM |
rakey | $25.00 | 10/29/2011 7:34:42 AM |
twjh | $25.00 | 10/29/2011 6:07:51 AM |
marwadi-62 | $300.00 | 10/29/2011 8:13:16 AM |
octoberfresh | $25.00 | 10/29/2011 7:01:35 AM |
MonkeyHero | $35.48 | 10/29/2011 9:11:25 AM |
seabassx | $25.00 | 10/29/2011 8:39:42 AM |
Beechturner | $40.00 | 10/29/2011 10:15:32 AM |
massuot | $25.00 | 10/29/2011 10:39:43 AM |
Keystonekop | $100.00 | 10/29/2011 9:06:06 AM |
PXM-Financial | $50.00 | 10/29/2011 9:49:50 AM |
longcall | $182.91 | 10/29/2011 10:16:34 AM |
integrity-coyote | $25.00 | 10/29/2011 10:43:40 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:07 AM |
Robyn5722 | $25.00 | 10/29/2011 11:20:44 AM |
finance-magma7 | $25.00 | 10/29/2011 11:23:03 AM |
britgsb | $50.00 | 10/29/2011 11:39:09 AM |
newest-funds-powerplant | $25.00 | 10/29/2011 12:03:04 PM |
be_wise | $25.00 | 10/29/2011 12:06:15 PM |
Chutney | $25.00 | 10/29/2011 12:24:44 PM |
BxRealtor | $25.00 | 10/29/2011 12:30:58 PM |
figs4u2 | $100.00 | 10/29/2011 12:12:54 PM |
Investor_DP | $100.00 | 10/29/2011 1:01:11 PM |
Elefunt | $25.00 | 10/29/2011 12:48:10 PM |
life-is-great | $25.00 | 10/29/2011 12:49:33 PM |
income-excellence1 | $25.00 | 10/29/2011 1:06:47 PM |
ursus | $50.00 | 10/29/2011 12:50:02 PM |
the-enthralling-coin | $25.00 | 10/29/2011 1:00:25 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:38 PM |
wwwUniversal | $25.00 | 10/29/2011 1:11:00 PM |
investment-artist | $27.01 | 10/29/2011 1:24:46 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:49 PM |
wigglesworth4 | $500.00 | 10/28/2011 12:00:54 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:57 PM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:58 PM |
radforj22 | $25.00 | 10/28/2011 2:17:08 PM |
shrewd-dedication2 | $50.00 | 10/28/2011 2:29:06 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:13 PM |
Natronpee | $25.00 | 10/28/2011 3:37:03 PM |
resolute-basis9 | $25.00 | 10/28/2011 3:55:14 PM |
clean-fund | $25.00 | 10/28/2011 3:39:19 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:14 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:34 PM |
MoneyForNothing | $104.06 | 10/28/2011 5:02:31 PM |
Socorro_Capital_Partners | $25.01 | 10/28/2011 6:39:52 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 6:02:51 PM |
Feyenoord | $30.00 | 10/28/2011 7:45:08 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:38 PM |
chlebie | $50.00 | 10/28/2011 7:17:20 PM |
frooogal | $40.00 | 10/28/2011 8:38:09 PM |
GCInvestments | $29.00 | 10/29/2011 12:14:03 AM |
amlu1988 | $25.00 | 10/28/2011 9:31:16 PM |
funds-framework4 | $50.00 | 10/29/2011 12:44:30 AM |
JustMee | $25.00 | 10/29/2011 6:12:03 AM |
Ven58 | $35.00 | 10/29/2011 6:07:35 AM |
cypher00 | $25.00 | 10/29/2011 6:34:38 AM |
FoosMaster | $30.00 | 10/29/2011 8:14:30 AM |
DoctorJoe | $30.00 | 10/29/2011 7:14:24 AM |
emo13 | $50.00 | 10/29/2011 7:32:39 AM |
spaceborne | $25.00 | 10/29/2011 10:30:34 AM |
iamricher | $25.00 | 10/29/2011 9:39:09 AM |
famous-bill | $50.00 | 10/29/2011 12:04:03 PM |
samo102us | $25.00 | 10/29/2011 12:05:34 PM |
rich266 | $25.00 | 10/29/2011 10:50:18 AM |
Tscheddar | $25.00 | 10/29/2011 11:26:50 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:28:29 AM |
prohelper | $25.00 | 10/29/2011 12:06:57 PM |
Byrd24 | $100.00 | 10/29/2011 11:55:25 AM |
asmithj | $25.00 | 10/29/2011 12:15:58 PM |
BigBag | $25.00 | 10/29/2011 12:54:43 PM |
loanman2007 | $100.00 | 10/29/2011 12:44:10 PM |
ChrisProsper | $50.00 | 10/29/2011 12:52:26 PM |
first-euro-rapture | $25.00 | 10/29/2011 1:09:14 PM |
genius520 | $50.00 | 10/29/2011 1:16:37 PM |
coin-investor | $25.00 | 10/29/2011 1:23:45 PM |
Aberdeen | $470.53 | 10/29/2011 1:30:40 PM |
100 Investments
|
Borrower Payment Dependent Notes Series
534616
This series of Notes was issued and sold upon the funding of the borrower loan #55251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 9.70% |
Borrower rate/APR:
| 10.70% / 16.51% |
Monthly payment:
| $247.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.67% | | |
| |
Estimated return*:
| 5.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,932 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| transaction-orbit2 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting hitched
Purpose of loan:
This loan will be used to...
Fund my wedding
My financial situation:
1 Auto loan that gets paid off in May
1 student loan ~$175 a month
I am a good candidate for this loan because...
I am quite financially responsible
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/22/2011 12:13:53 PM |
rolltide09 | $25.00 | 10/22/2011 12:01:58 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:05 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:25 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:09 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:23 AM |
currency-excellency0 | $100.00 | 10/23/2011 12:00:39 PM |
exchange-squirrel | $25.00 | 10/23/2011 1:53:38 PM |
top-note-jamboree | $25.00 | 10/23/2011 6:44:46 PM |
addlending | $60.00 | 10/24/2011 9:52:18 AM |
twilightloan | $50.00 | 10/24/2011 10:43:45 AM |
secureincome | $500.00 | 10/24/2011 12:09:41 PM |
scojo | $25.02 | 10/25/2011 12:01:18 AM |
FAsAreDUMB | $25.00 | 10/25/2011 7:47:24 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:17 AM |
elvisloans | $25.00 | 10/25/2011 9:46:49 AM |
cwegert | $43.69 | 10/25/2011 10:56:04 AM |
I_Like_to_Invest | $200.00 | 10/25/2011 10:53:24 AM |
rajs | $116.29 | 10/25/2011 12:15:56 PM |
sjlender | $100.00 | 10/22/2011 12:19:09 PM |
vutah | $25.00 | 10/23/2011 9:17:06 AM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:05:33 PM |
credit-coach118 | $25.00 | 10/23/2011 5:18:14 PM |
authentic-kindness1 | $50.00 | 10/24/2011 2:17:20 PM |
credit-panda1 | $25.00 | 10/24/2011 5:35:56 PM |
sharp-bill2 | $50.00 | 10/24/2011 6:56:07 PM |
investment-comet | $25.00 | 10/24/2011 8:46:11 PM |
nickel-jam | $705.00 | 10/25/2011 10:29:47 AM |
hopeful-truth5 | $50.00 | 10/25/2011 10:55:09 AM |
blot44 | $25.00 | 10/25/2011 11:37:45 AM |
I_Like_to_Invest | $100.00 | 10/25/2011 11:09:31 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
534620
This series of Notes was issued and sold upon the funding of the borrower loan #55598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $420.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 3m |
Amount delinquent:
| $101 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,466 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| RangersNextYear |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 92% )
| 660-679 (Latest)
|
Principal borrowed:
| $9,950.00 | < 31 days late:
| 1
( 3% )
| 720-739
(Mar-2010)
640-659
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 2
( 5% )
|
Total payments billed:
| 37 | | |
Description
Consolidation Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/27/2011 9:01:13 AM |
AndChicksforFree | $25.00 | 10/27/2011 9:01:18 AM |
golffish2 | $25.00 | 10/27/2011 9:03:52 AM |
wise-deal-panda | $200.00 | 10/27/2011 9:06:10 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:42 AM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:54 AM |
clemclan | $31.00 | 10/27/2011 9:21:18 AM |
pound-mushroom3 | $25.00 | 10/27/2011 9:26:34 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:46 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:04 AM |
glroark | $50.00 | 10/27/2011 9:57:14 AM |
MarvintheMartian | $25.00 | 10/27/2011 11:25:39 AM |
money-bauble | $100.00 | 10/27/2011 11:33:38 AM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:16 PM |
Weaverville | $25.00 | 10/27/2011 1:07:08 PM |
innocent-income4 | $25.00 | 10/27/2011 1:28:32 PM |
30Sky | $35.00 | 10/27/2011 1:32:15 PM |
ndrak | $25.00 | 10/27/2011 2:18:45 PM |
smaxis | $25.00 | 10/27/2011 4:57:13 PM |
Greenbak | $25.00 | 10/27/2011 5:49:19 PM |
Kash2010lu | $25.00 | 10/27/2011 6:30:01 PM |
life-is-great | $25.00 | 10/27/2011 7:07:43 PM |
rate-mogul | $50.00 | 10/27/2011 7:34:02 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:41 PM |
willwc6 | $50.00 | 10/27/2011 8:21:16 PM |
coin-investor | $25.00 | 10/27/2011 9:00:59 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 9:53:37 PM |
IIP77 | $25.00 | 10/27/2011 10:24:49 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:58 PM |
robust-trade | $25.00 | 10/27/2011 11:29:41 PM |
janeybooboo | $75.00 | 10/27/2011 9:35:15 AM |
ChoiceInvestments | $35.00 | 10/27/2011 9:53:57 AM |
real-return | $25.00 | 10/27/2011 10:05:10 AM |
important-openness1 | $100.00 | 10/27/2011 1:05:03 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:44:13 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:06 PM |
nick5454 | $25.00 | 10/27/2011 1:58:16 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:27 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:29 PM |
lion6 | $25.00 | 10/27/2011 3:06:42 PM |
unclejaef | $25.00 | 10/27/2011 3:21:10 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:40 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:32 PM |
brmar | $25.00 | 10/27/2011 6:01:14 PM |
social-cocktail1 | $200.00 | 10/27/2011 6:59:51 PM |
Mikale360 | $25.00 | 10/27/2011 6:32:20 PM |
finance-prescription | $100.00 | 10/27/2011 7:10:52 PM |
Nascar1 | $50.00 | 10/27/2011 7:05:46 PM |
Comoparklender | $25.00 | 10/27/2011 7:11:26 PM |
managedfund | $1,500.00 | 10/27/2011 7:21:56 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:55:49 PM |
bulabula | $25.00 | 10/27/2011 8:36:56 PM |
bid-plato6 | $25.00 | 10/27/2011 10:23:42 PM |
Feyenoord | $30.00 | 10/27/2011 11:01:29 PM |
cr8on | $50.00 | 10/27/2011 11:07:09 PM |
panther757 | $25.00 | 10/27/2011 11:58:20 PM |
AlfinityBank25 | $25.00 | 10/28/2011 12:09:01 AM |
kind-charming-value | $394.00 | 10/28/2011 12:25:38 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
534636
This series of Notes was issued and sold upon the funding of the borrower loan #55372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 27% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,165 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| emilysarahmatt |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 77% )
| 620-639 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 6
( 15% )
| 720-739
(Jun-2008)
|
Principal balance:
| $0.04 |
31+ days late:
| 3
( 8% )
|
Total payments billed:
| 39 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...pay off my credit cards
My financial situation: I am a special education teacher, my daughter and her 3 children live with me. We have not gotten a raise in 5 years. This year looks good for a raise because surrounding counties gave raises last year. I am dependable and pay all bills each month.
I am a good candidate for this loan because...I paid off my last loan with prosper.
Monthly net income: $3,400.00
Monthly expenses: $3,000.00=for all the following
Housing: $1, 235.00
Insurance: $85.00
Car expenses: $gas-230
Utilities: $310.00
Phone, cable, internet: $225.00
Food, entertainment: $450.00
Clothing, household expenses: $100.00
Credit cards and other loans: $10,000=total, monthly=$650.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/24/2011 5:12:37 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:05 PM |
vutah | $25.00 | 10/24/2011 6:35:24 PM |
312-Lender | $25.00 | 10/24/2011 11:18:14 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:56 AM |
gotjack | $25.00 | 10/25/2011 10:00:58 AM |
contract-student2 | $50.00 | 10/26/2011 4:41:13 PM |
papaloha | $50.00 | 10/26/2011 6:26:23 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:12 PM |
marketplace-meridian | $25.00 | 10/26/2011 9:30:24 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:54 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:33 AM |
jga516 | $25.00 | 10/27/2011 5:52:30 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:13 AM |
worth-blanket2 | $8,100.00 | 10/27/2011 8:38:23 AM |
mover486 | $25.00 | 10/27/2011 9:13:02 AM |
real-return | $25.00 | 10/27/2011 9:54:14 AM |
Kash2010lu | $30.00 | 10/24/2011 5:04:51 PM |
Jack55304 | $200.00 | 10/24/2011 5:22:07 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:12 PM |
Mikale360 | $25.00 | 10/24/2011 5:56:58 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:26 PM |
Feyenoord | $30.00 | 10/24/2011 9:52:58 PM |
witty-openness | $25.00 | 10/25/2011 4:34:04 AM |
Rogelio48 | $30.00 | 10/25/2011 12:50:57 PM |
thankful-nickel2 | $25.00 | 10/25/2011 1:57:25 PM |
Christophe | $25.00 | 10/25/2011 7:03:32 PM |
marwadi-62 | $50.00 | 10/25/2011 7:15:51 PM |
DiligentiaLLC | $25.00 | 10/26/2011 7:39:21 AM |
glroark | $50.00 | 10/26/2011 2:58:55 PM |
jjswanso | $25.00 | 10/26/2011 6:22:39 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:14 AM |
green-trade-dolphin | $25.00 | 10/27/2011 7:21:24 AM |
top-tolerant-loyalty | $25.00 | 10/27/2011 9:01:27 AM |
diplomatic-wealth7 | $25.00 | 10/27/2011 9:14:21 AM |
SolarMoonshine | $25.00 | 10/27/2011 9:51:39 AM |
money-bauble | $35.00 | 10/27/2011 11:33:27 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
534638
This series of Notes was issued and sold upon the funding of the borrower loan #55703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 47% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
6 | Length of status: | 0y 2m |
Amount delinquent:
| $598 |
Total credit lines:
| 47 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,772 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| awe-inspiring-loan766 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off bills.
My financial situation:
I am a good candidate for this loan because...I am employed with a stable job/career and pay my bills on time. I am very creditworthy and maintaining good credit is very important to me. I fell on bad times when I got a new job and had to start all over financially while waiting to get my first paycheck. I am trying to take care of all my bills and get back on track again.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 10/21/2011 5:02:54 PM |
SolarMoonshine | $25.00 | 10/21/2011 5:56:22 PM |
exchange-squirrel | $25.00 | 10/21/2011 11:49:52 PM |
let_me_retire | $50.00 | 10/25/2011 11:12:18 AM |
tech310 | $50.00 | 10/25/2011 11:48:52 PM |
investment-happiness | $160.03 | 10/27/2011 1:38:05 PM |
secureincome | $40.00 | 10/27/2011 3:03:09 PM |
lion6 | $50.00 | 10/27/2011 3:10:34 PM |
nickel_finder | $25.00 | 10/24/2011 10:29:25 PM |
worth-blanket2 | $3,300.00 | 10/27/2011 12:46:31 PM |
108lender | $100.00 | 10/27/2011 2:09:05 PM |
Happyhourcomics | $25.00 | 10/27/2011 3:53:28 PM |
managedfund | $124.97 | 10/27/2011 6:59:25 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
534748
This series of Notes was issued and sold upon the funding of the borrower loan #55324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $250.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 13% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 11y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,392 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| microscope9 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $3,600.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Short term loan needed FW style
Purpose of loan:
This loan will be used to pay of debts fat wallet style
My financial situation:
I am a good candidate for this loan because..... I read fatwallet BB and have great credit
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/22/2011 12:19:06 PM |
cingular | $25.00 | 10/22/2011 12:58:29 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:31 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:30 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:26 AM |
neighborly-hope6 | $100.00 | 10/23/2011 4:16:13 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:32 PM |
Munnie | $25.00 | 10/23/2011 5:34:21 PM |
blot44 | $100.00 | 10/23/2011 6:02:45 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:47:01 PM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:31 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:43 PM |
john0720 | $25.00 | 10/25/2011 7:07:19 AM |
indomitable-coin | $25.00 | 10/25/2011 10:16:31 AM |
leeball | $100.00 | 10/25/2011 10:23:24 AM |
murren | $25.00 | 10/25/2011 3:11:48 PM |
maldok1 | $25.00 | 10/25/2011 5:06:23 PM |
radforj22 | $25.00 | 10/25/2011 5:10:08 PM |
Sneezie | $64.00 | 10/25/2011 6:06:49 PM |
paladin510 | $50.00 | 10/25/2011 6:59:13 PM |
bb575 | $25.00 | 10/25/2011 7:42:29 PM |
turbostar666 | $25.00 | 10/26/2011 9:05:51 AM |
valiant-liberty4 | $25.00 | 10/26/2011 9:22:02 AM |
octoberfresh | $25.00 | 10/26/2011 10:13:51 AM |
Syzygy | $25.00 | 10/26/2011 10:24:28 AM |
rmachi | $50.00 | 10/26/2011 2:19:40 PM |
riskadverse44 | $25.00 | 10/26/2011 3:57:30 PM |
Cheburashka | $25.00 | 10/26/2011 4:42:43 PM |
nickel-ferret | $50.00 | 10/26/2011 5:08:18 PM |
shrewd-dedication2 | $100.00 | 10/26/2011 6:33:10 PM |
sprinter | $25.00 | 10/26/2011 6:59:25 PM |
ChrisProsper | $50.00 | 10/27/2011 12:17:41 AM |
sjlender | $100.00 | 10/22/2011 12:19:12 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:16 PM |
loyalty-edifice997 | $50.00 | 10/22/2011 5:29:37 PM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:02:16 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:35 PM |
fcrick | $25.00 | 10/23/2011 8:24:51 PM |
oskizzle | $25.00 | 10/24/2011 6:33:41 AM |
truth-silo | $100.00 | 10/24/2011 8:22:31 AM |
AmericanCredit | $50.00 | 10/24/2011 10:49:58 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:23 PM |
wise-exchange-chooser | $50.00 | 10/24/2011 7:53:12 PM |
micrograin | $100.00 | 10/25/2011 11:12:30 AM |
HappyToLoan | $25.00 | 10/25/2011 2:36:43 PM |
xstreamin | $100.00 | 10/25/2011 2:44:05 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:46 PM |
velocity-solo | $25.00 | 10/25/2011 5:23:10 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:30 PM |
investment-comet | $25.00 | 10/25/2011 7:44:43 PM |
MM1207 | $25.00 | 10/26/2011 7:44:20 AM |
SourDoughSteve | $25.00 | 10/26/2011 8:39:37 AM |
transparency-river1 | $1,000.00 | 10/26/2011 9:25:25 AM |
ethicalhumanist | $100.00 | 10/26/2011 9:33:12 AM |
Weaverville | $50.00 | 10/26/2011 10:23:32 AM |
blooming-market | $50.00 | 10/26/2011 12:36:02 PM |
bold-pious-loot | $50.00 | 10/26/2011 3:32:02 PM |
prescription0 | $25.00 | 10/26/2011 4:13:06 PM |
IIP77 | $25.00 | 10/26/2011 5:05:25 PM |
MadHun | $200.00 | 10/26/2011 5:07:50 PM |
ski bum | $100.00 | 10/26/2011 5:09:47 PM |
personal-lender | $25.00 | 10/26/2011 5:08:52 PM |
goal-benefit2 | $25.00 | 10/26/2011 5:57:18 PM |
Dr_M | $25.00 | 10/26/2011 5:38:54 PM |
RusRobo | $25.00 | 10/26/2011 6:46:57 PM |
wampum-chorus3 | $25.00 | 10/26/2011 8:04:21 PM |
lending401 | $25.00 | 10/26/2011 9:59:21 PM |
ogmanny | $50.00 | 10/26/2011 10:27:18 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:17:49 AM |
larrybird | $305.99 | 10/27/2011 1:25:34 AM |
70 Investments
|
Borrower Payment Dependent Notes Series
534826
This series of Notes was issued and sold upon the funding of the borrower loan #55375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,016 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-class-dinero5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Pay back money borrowed.
My financial situation:
I am a good candidate for this loan because...
I am getting out of an apartment lease that has gotten me into a lot of debt. I am moving into a much more reasonable place where I am able to use the extra money to pay for this loan. I do not have a car or an insurance payment. I have a good credit score and I pay all my bills on time.
Monthly net income: $2,000.00
Monthly expenses: $1,500.00
Housing: $800.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $75.00
Phone, cable, internet: $50.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/23/2011 12:15:27 PM |
rolltide09 | $25.00 | 10/23/2011 12:01:49 PM |
pound-mushroom3 | $25.00 | 10/23/2011 12:17:36 PM |
Whipster | $90.00 | 10/23/2011 2:49:17 PM |
compassion-artisan9 | $10.00 | 10/24/2011 11:05:26 AM |
worth-blanket2 | $9,200.00 | 10/24/2011 10:54:11 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:53 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:27 AM |
leverage-monger | $25.00 | 10/24/2011 10:03:09 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
534834
This series of Notes was issued and sold upon the funding of the borrower loan #55619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-30-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 43% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $523 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| zebrachew |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation Loan
Purpose of loan:
I will be using this loan to relocate with my husband and three year old daughter. My husband recently finished his undergraduate degree and we are moving for his work. I will be transferring within the company that I have worked with for over two years, so we will both be working. We are responsible borrowers who are continually trying to better our lives through personal growth and education. We need this loan so that we can move and better our lives even further.
My financial situation:
We manage our bills and follow a budget. I pay my loans on time, and treat every bill as a priority. Also, when we get our taxes back every year I pay off the majority of my debt.
Monthly net income: $1500
Monthly expenses: $1095
Housing: $500
Insurance: $50
Car expenses: $100
Utilities: $45
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $20
Credit cards and other loans: $30
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/24/2011 5:07:10 PM |
nyran20 | $25.00 | 10/29/2011 7:56:30 AM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:15 AM |
jfreaksho | $30.00 | 10/29/2011 10:26:25 AM |
wise-deal-panda | $100.00 | 10/29/2011 12:46:21 PM |
farmn | $25.00 | 10/29/2011 1:50:36 PM |
kwan | $25.00 | 10/30/2011 1:36:09 AM |
Core-Marketing | $25.00 | 10/30/2011 4:34:12 AM |
debt-legend | $25.00 | 10/30/2011 10:29:05 AM |
worthy-bid4 | $40.00 | 10/30/2011 1:19:41 PM |
Spaceman838 | $25.00 | 10/30/2011 12:44:40 PM |
let_me_retire | $100.00 | 10/25/2011 11:21:03 AM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:50 PM |
copper | $50.00 | 10/27/2011 4:45:28 PM |
worth-blanket2 | $2,900.00 | 10/28/2011 2:54:24 PM |
max007 | $25.00 | 10/29/2011 5:55:12 AM |
invest-in-ed | $100.00 | 10/29/2011 6:36:05 AM |
carrinel | $80.00 | 10/29/2011 9:10:31 AM |
loss-of-control | $75.00 | 10/29/2011 4:49:24 PM |
bid-stockpiler1 | $25.00 | 10/30/2011 12:01:29 PM |
wealth-safehouse9 | $25.00 | 10/30/2011 12:49:50 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
534842
This series of Notes was issued and sold upon the funding of the borrower loan #55304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,100.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $84.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $839 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| exciting-finance074 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to get back on track ...
Purpose of loan: debt consolidation to pay off three loans so I can have one monthly payment.
Right now I have two jobs - one fulltime year round and one part time- school year only. I am trying to consolidate so that I can get onto a good solid budget again! I like to live on a budget, but needed to get on my feet as a single mom. I always had good credit until my divorce, and I take my obligations very seriously
Monthly net income: $2800.00
Housing: $1050.00- rent
Insurance: $95.00
Car expenses: $225.00 no car payment, this is gas and maintainance
Utilities: $150.00
Phone, cable, internet: $300.00
Food, entertainment: $200.00
Credit cards and other loans: $325.00 --- this will go to under 200.00 with this loan .
Other expenses: - I have two children in college out of state so help them with tickets home at the holidays they are paying for their education on their own . (I am co signer on student loans for one)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/24/2011 5:13:33 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:13 PM |
DHolly | $31.00 | 10/24/2011 5:17:29 PM |
Aberdeen | $1,850.00 | 10/24/2011 5:19:49 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
534856
This series of Notes was issued and sold upon the funding of the borrower loan #55333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 6% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 1m |
Amount delinquent:
| $48 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $848 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| winnings |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt help
Purpose of loan:
This loan will be used to...improve
My financial situation:
I am a good candidate for this loan because...I am determined to achieve financial freedom
Monthly net income: $1,300
Monthly expenses: $
Housing: $0
Insurance: $80 (car)
Car expenses: $120 (gas only)
Utilities: $75 -- electric bill only (would like to pay off $800 oil bill)
Phone, cable, internet: $180
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $450 (only 3 payments left and under control) but would like to make half payment on 1,000 Care Card for Veterinary expenses
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/23/2011 12:15:52 PM |
ultimate-peace | $150.00 | 10/23/2011 12:03:03 PM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:28 PM |
social-zebra | $30.00 | 10/25/2011 12:41:46 PM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:11 AM |
MM1207 | $25.00 | 10/26/2011 7:47:37 AM |
BigLinCT | $50.00 | 10/27/2011 5:26:32 PM |
ghinga | $25.00 | 10/27/2011 5:39:41 PM |
Jofga | $25.00 | 10/27/2011 5:55:47 PM |
first-euro-rapture | $25.00 | 10/27/2011 6:01:41 PM |
green-friendly-bill | $50.00 | 10/27/2011 6:32:04 PM |
Brisket_Bob | $50.00 | 10/27/2011 6:24:12 PM |
Urban-MBA | $25.00 | 10/27/2011 7:15:14 PM |
majestic-repayment3 | $50.00 | 10/27/2011 7:18:05 PM |
prudent-bid3 | $23.35 | 10/27/2011 7:28:49 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:28 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:33 AM |
kenji4861 | $25.00 | 10/27/2011 4:47:56 AM |
cake7 | $25.00 | 10/27/2011 7:00:31 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:09 AM |
smaxis | $25.00 | 10/27/2011 4:57:12 PM |
floomer | $50.00 | 10/27/2011 5:19:41 PM |
managedfund | $400.00 | 10/27/2011 5:27:38 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:37 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:22 PM |
director877 | $25.00 | 10/27/2011 7:00:22 PM |
spiritual-social3 | $29.09 | 10/27/2011 7:10:36 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:41 PM |
BankLV | $42.56 | 10/27/2011 7:16:28 PM |
Investor_DP | $100.00 | 10/27/2011 7:22:13 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
534894
This series of Notes was issued and sold upon the funding of the borrower loan #55318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $221.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 9% |
Credit score:
| 840-859 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,026 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loyalty-healer9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement $7K
Purpose of loan:
Exterior Home Improvement Installation
My financial situation:
I am a good candidate for this loan because I have always met my financial obligations through conservative spending and on-going budget management. I take my financial commitments seriously, and I am willing to do whatever is necessary to meet them.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 5:06:21 PM |
wigglesworth4 | $100.00 | 10/26/2011 5:18:58 PM |
cashhelp | $25.00 | 10/26/2011 5:15:25 PM |
loyalty-edifice997 | $50.00 | 10/26/2011 7:12:53 PM |
wampum-chorus3 | $25.00 | 10/26/2011 8:04:22 PM |
indomitable-coin | $25.00 | 10/26/2011 10:21:02 PM |
ogmanny | $50.00 | 10/26/2011 10:27:20 PM |
kenji4861 | $100.00 | 10/27/2011 4:45:40 AM |
gentle-gain235 | $100.00 | 10/27/2011 8:29:04 AM |
andyb9 | $25.00 | 10/27/2011 9:01:43 AM |
compoundinterest | $50.00 | 10/27/2011 9:07:34 AM |
dharma1 | $25.00 | 10/27/2011 9:11:11 AM |
d3v0t3d | $25.00 | 10/27/2011 9:27:43 AM |
fcrick | $25.00 | 10/27/2011 9:36:36 AM |
traghip6 | $25.00 | 10/27/2011 10:03:06 AM |
mlb123 | $50.00 | 10/27/2011 10:51:28 AM |
Panna | $25.00 | 10/27/2011 11:40:17 AM |
leader91 | $25.00 | 10/27/2011 12:09:34 PM |
tbrnet | $50.00 | 10/27/2011 11:47:25 AM |
wahoos20 | $50.00 | 10/27/2011 12:41:17 PM |
gold-disk | $25.00 | 10/27/2011 1:04:21 PM |
mike_banker | $50.00 | 10/27/2011 1:24:50 PM |
Azonic21 | $25.00 | 10/27/2011 1:25:49 PM |
kbguru | $25.00 | 10/27/2011 1:30:45 PM |
30Sky | $35.00 | 10/27/2011 1:32:14 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:28 PM |
bold-elated-loot | $50.00 | 10/27/2011 1:42:55 PM |
eis930 | $100.00 | 10/27/2011 1:52:18 PM |
anacent | $25.00 | 10/27/2011 2:07:58 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:11:26 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:26 PM |
morukdos | $25.00 | 10/27/2011 2:16:41 PM |
Officiency | $40.00 | 10/27/2011 2:23:45 PM |
michaelwong | $50.00 | 10/27/2011 2:29:03 PM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:42 PM |
fishing533 | $50.00 | 10/27/2011 3:22:40 PM |
fair-funds | $25.00 | 10/27/2011 3:11:14 PM |
kalex752 | $25.00 | 10/27/2011 3:13:42 PM |
mathaiusa | $300.00 | 10/27/2011 3:39:15 PM |
riskadverse44 | $25.00 | 10/27/2011 3:48:20 PM |
stollcm | $25.00 | 10/27/2011 4:07:49 PM |
journey517 | $100.00 | 10/27/2011 4:34:58 PM |
AustinAmerica | $25.00 | 10/27/2011 4:44:45 PM |
lounges | $40.00 | 10/27/2011 4:48:40 PM |
adevadeh | $25.00 | 10/27/2011 4:41:14 PM |
passbook | $25.00 | 10/27/2011 4:52:47 PM |
toblerone | $25.00 | 10/27/2011 4:41:19 PM |
newest-bountiful-basis | $25.00 | 10/27/2011 4:41:43 PM |
MARWARISETH | $200.00 | 10/27/2011 5:05:18 PM |
sjlender | $100.00 | 10/26/2011 5:19:10 PM |
blot44 | $100.00 | 10/27/2011 5:29:20 AM |
jga516 | $25.00 | 10/27/2011 5:52:34 AM |
Dollars4Rent | $25.00 | 10/27/2011 6:26:48 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:40 AM |
blue-useful-auction | $25.00 | 10/27/2011 6:57:00 AM |
SourDoughSteve | $25.00 | 10/27/2011 8:31:43 AM |
trade-arch | $50.00 | 10/27/2011 8:44:40 AM |
velocity-solo | $25.00 | 10/27/2011 9:11:06 AM |
scholarly-benefit5 | $50.00 | 10/27/2011 9:12:21 AM |
wise-honorable-rate | $25.00 | 10/27/2011 9:18:26 AM |
personal-lender | $25.00 | 10/27/2011 9:33:20 AM |
Syzygy | $25.00 | 10/27/2011 9:57:19 AM |
kinetic-openness0 | $25.00 | 10/27/2011 10:05:44 AM |
vivacious-truth3 | $25.00 | 10/27/2011 11:08:06 AM |
Pasagam | $50.00 | 10/27/2011 12:40:20 PM |
dfealk | $25.00 | 10/27/2011 12:49:56 PM |
kaleinoue | $25.00 | 10/27/2011 1:22:36 PM |
sci_guy | $25.00 | 10/27/2011 1:24:03 PM |
scrappy-bonus2 | $25.00 | 10/27/2011 1:27:00 PM |
building-america | $25.00 | 10/27/2011 1:32:18 PM |
UnclePockets | $25.00 | 10/27/2011 1:36:48 PM |
chicco | $500.00 | 10/27/2011 1:38:12 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:34 PM |
nick5454 | $25.00 | 10/27/2011 1:58:15 PM |
diligent-leverage | $25.00 | 10/27/2011 2:04:25 PM |
mar97 | $25.00 | 10/27/2011 2:16:17 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:25:40 PM |
get30inc | $50.00 | 10/27/2011 2:49:22 PM |
cmark1 | $25.00 | 10/27/2011 2:54:07 PM |
credible-durability | $25.00 | 10/27/2011 3:05:22 PM |
reaction5 | $50.00 | 10/27/2011 3:06:49 PM |
paulccsi | $25.00 | 10/27/2011 3:08:39 PM |
best-deal-banker | $50.00 | 10/27/2011 3:31:37 PM |
j2ee | $25.00 | 10/27/2011 3:25:13 PM |
bndlending2u | $25.00 | 10/27/2011 3:47:42 PM |
themoneydoctor | $92.58 | 10/27/2011 4:18:18 PM |
rampe001 | $50.00 | 10/27/2011 4:38:35 PM |
helpu88 | $25.00 | 10/27/2011 4:45:49 PM |
managedfund | $700.00 | 10/27/2011 5:02:32 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
534956
This series of Notes was issued and sold upon the funding of the borrower loan #55300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $128.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wampum-taco6 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Concerned
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I need some help with paying on some bills.
Monthly net income: $1800
Monthly expenses: $300
Housing: $449.19
Insurance: $70
Car expenses: $0
Utilities: $205
Phone, cable, internet: $178
Food, entertainment: $125
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $370
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 9:15:14 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:43 AM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:12 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:50 AM |
cake7 | $25.00 | 10/27/2011 7:12:10 AM |
pound-mushroom3 | $25.00 | 10/24/2011 9:18:03 AM |
SolarMoonshine | $25.00 | 10/24/2011 9:59:32 AM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:18 PM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:07 AM |
Interloper | $30.00 | 10/26/2011 7:44:00 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:10 AM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:40 PM |
larrybird | $270.00 | 10/27/2011 4:22:47 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:18:46 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
534970
This series of Notes was issued and sold upon the funding of the borrower loan #55339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 4m |
Amount delinquent:
| $155 |
Total credit lines:
| 6 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| tolerant-greenback7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Would love a personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/24/2011 5:04:21 PM |
first-friendly-listing | $50.00 | 10/27/2011 12:40:39 PM |
Elefunt | $25.00 | 10/27/2011 2:24:30 PM |
trade-arch | $50.00 | 10/27/2011 6:08:26 PM |
green-friendly-bill | $50.00 | 10/27/2011 6:22:22 PM |
dudebrah | $25.00 | 10/27/2011 6:33:48 PM |
copper | $50.00 | 10/27/2011 4:45:29 PM |
papaloha | $25.00 | 10/27/2011 7:31:08 PM |
calimanusa | $30.25 | 10/27/2011 7:43:55 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:28 PM |
larrybird | $1,669.75 | 10/27/2011 8:40:44 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
534976
This series of Notes was issued and sold upon the funding of the borrower loan #55577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $341.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 26% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,005 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| influential-funds6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan:
This loan will be used to pay off my account for a previous minor surgery and to reduce interest rate on department store card.
My financial situation:
I am a good candidate for this loan because I am looking at saving $160 a month from what I am currently paying. By the scenario that was given to me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/24/2011 9:15:54 AM |
wigglesworth4 | $100.00 | 10/24/2011 9:16:06 AM |
agreement-merry-maker | $200.00 | 10/26/2011 3:11:59 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:26 AM |
fcrick | $25.00 | 10/27/2011 10:57:49 AM |
responsive-wampum8 | $25.00 | 10/27/2011 1:35:05 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:24 PM |
get30inc | $50.00 | 10/27/2011 2:49:21 PM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:40 PM |
journey517 | $25.00 | 10/27/2011 4:45:39 PM |
newest-bountiful-basis | $25.00 | 10/27/2011 4:41:43 PM |
mar97 | $50.00 | 10/27/2011 4:58:16 PM |
managedfund | $2,000.00 | 10/27/2011 7:24:02 PM |
BigSurf | $25.00 | 10/27/2011 9:36:22 PM |
JGONZ13850 | $25.00 | 10/28/2011 3:26:26 AM |
SolarMoonshine | $25.00 | 10/28/2011 3:40:06 AM |
KLCRAY | $25.00 | 10/28/2011 4:54:59 AM |
integrity-brilliance | $25.00 | 10/28/2011 5:40:42 AM |
MonopolyDred | $25.00 | 10/28/2011 5:09:16 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:38 AM |
mrpowers5531 | $25.00 | 10/28/2011 6:15:57 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:54 AM |
Philolend | $25.00 | 10/28/2011 6:56:43 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:06:30 AM |
officer8 | $25.00 | 10/28/2011 7:10:23 AM |
novice-speculator | $25.00 | 10/28/2011 7:24:45 AM |
BxRealtor | $25.00 | 10/28/2011 7:31:54 AM |
mattpet | $25.00 | 10/28/2011 7:36:36 AM |
pleasant-basis | $25.00 | 10/28/2011 8:07:57 AM |
LoanerPrincipal | $35.00 | 10/28/2011 8:33:22 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:03 AM |
dinero-philosopher3 | $25.00 | 10/28/2011 8:15:56 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:36 AM |
Ivan2007 | $25.00 | 10/28/2011 9:01:36 AM |
Anny-Disco | $25.00 | 10/28/2011 8:46:43 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:45 AM |
velocity-solo | $25.00 | 10/28/2011 9:19:13 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:44 AM |
MarvintheMartian | $25.00 | 10/28/2011 10:43:01 AM |
green-trade-dolphin2 | $35.02 | 10/24/2011 9:02:07 AM |
rolltide09 | $25.00 | 10/24/2011 9:02:09 AM |
credit-coach118 | $85.18 | 10/24/2011 11:25:46 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:54 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:29 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:18 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:02:54 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:45 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:47 PM |
MM1207 | $25.00 | 10/26/2011 7:44:23 AM |
imlosttoo | $25.00 | 10/26/2011 7:06:46 PM |
organized-payment6 | $50.00 | 10/27/2011 5:53:28 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:11 AM |
tbrnet | $50.00 | 10/27/2011 11:47:22 AM |
scrappy-bonus2 | $25.00 | 10/27/2011 1:26:59 PM |
30Sky | $35.00 | 10/27/2011 1:45:49 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:01 PM |
ndrak | $25.00 | 10/27/2011 2:18:40 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:23 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:42 PM |
bulabula | $25.00 | 10/27/2011 8:36:51 PM |
peaceful-transparency4 | $25.00 | 10/27/2011 9:25:28 PM |
tolstoy00 | $25.00 | 10/27/2011 9:52:02 PM |
egw | $50.00 | 10/27/2011 10:31:24 PM |
hbtogo | $100.00 | 10/28/2011 5:07:25 AM |
titan1 | $25.00 | 10/28/2011 5:21:37 AM |
Brisket_Bob | $100.00 | 10/28/2011 6:03:32 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:12:24 AM |
Avicell | $25.00 | 10/28/2011 6:40:29 AM |
GElender | $40.00 | 10/28/2011 6:29:51 AM |
economy-popcorn | $25.00 | 10/28/2011 6:41:53 AM |
gonewithwinds | $25.00 | 10/28/2011 6:42:29 AM |
interstellar | $75.00 | 10/28/2011 6:59:27 AM |
ktradtke | $25.00 | 10/28/2011 6:47:08 AM |
TBCapitol | $50.00 | 10/28/2011 7:11:25 AM |
selector568 | $600.00 | 10/28/2011 7:12:53 AM |
Rulea72 | $50.00 | 10/28/2011 7:01:13 AM |
CatbirdBanking | $25.00 | 10/28/2011 7:27:43 AM |
kingbutthd | $32.00 | 10/28/2011 7:46:54 AM |
wise-silver-wonder | $25.00 | 10/28/2011 7:57:00 AM |
awwaww | $25.00 | 10/28/2011 7:44:24 AM |
wtrboy | $25.00 | 10/28/2011 9:10:56 AM |
indomitable-coin | $25.00 | 10/28/2011 9:23:52 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:38 AM |
ethical-truth211 | $251.00 | 10/28/2011 9:28:37 AM |
money-bauble | $200.00 | 10/28/2011 9:28:54 AM |
life-is-great | $25.00 | 10/28/2011 9:29:50 AM |
fuzed | $50.00 | 10/28/2011 9:47:44 AM |
jubilant-durability9 | $50.00 | 10/28/2011 10:08:39 AM |
goal-benefit2 | $25.00 | 10/28/2011 10:24:39 AM |
authoritative-capital | $25.00 | 10/28/2011 9:59:12 AM |
investment-tempo | $25.00 | 10/28/2011 10:38:26 AM |
selvamfinance | $25.00 | 10/28/2011 10:49:00 AM |
steven3333 | $25.00 | 10/28/2011 10:50:22 AM |
Queueball1 | $25.00 | 10/28/2011 10:56:28 AM |
Trondheim_Norway | $60.00 | 10/28/2011 10:40:07 AM |
larrybird | $2,000.00 | 10/28/2011 10:43:05 AM |
vb3jmg | $25.00 | 10/28/2011 10:47:32 AM |
mlpinz | $143.19 | 10/28/2011 10:55:00 AM |
reinforced-gain7 | $483.61 | 10/28/2011 11:02:55 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
535004
This series of Notes was issued and sold upon the funding of the borrower loan #55503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 65% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Student - College S... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| point-resonance |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Expense Loan
This loan will be used for my silver 2001 Volkswagen Jetta has been experiencing engine issues and I need to get the engine fixed.
I am a good candidate for this loan because... I do not have any student loans, because my parents have completely paid for my tuition. I also do not incur costs for living, because it has already been paid for in entirely. I also have a great credit history, having never missed a payment. I am also a Dean's List student and I am very responsible.
Monthly net income: $450 - research assistant at a laboratory on campus
Housing: $0 - completely paid for
Insurance: $0 - parents pay for it
Car expenses: $80 per month - gas
Utilities: $0 - completely paid for
Phone, cable, internet: $0 - completely paid for
Food, entertainment: $300 per month - entertainment
Clothing, household expenses: $0 - college student
Credit cards and other loans: $0
Other expenses: $50 per month - misc.
Thank You!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CashFlow13 | $2,000.00 | 10/26/2011 5:39:58 PM |
wise-deal-panda | $100.00 | 10/26/2011 8:13:55 PM |
Reddy_Capital | $36.00 | 10/26/2011 9:25:36 PM |
green-trade-dolphin | $25.00 | 10/27/2011 7:07:29 AM |
2grindstones | $30.86 | 10/27/2011 10:56:29 AM |
ore-leather | $25.00 | 10/27/2011 4:43:31 PM |
compassion-artisan9 | $25.00 | 10/27/2011 5:04:45 PM |
neorunner | $25.00 | 10/27/2011 6:27:39 AM |
Valley-of-the-Dollar | $25.00 | 10/27/2011 8:37:29 AM |
MrMoneyBags | $25.00 | 10/27/2011 10:24:47 AM |
108lender | $100.00 | 10/27/2011 2:09:08 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:50 PM |
bid-stockpiler1 | $50.00 | 10/27/2011 3:13:29 PM |
copper | $50.00 | 10/27/2011 4:45:29 PM |
managedfund | $400.00 | 10/27/2011 5:19:15 PM |
brightest-gain-investor | $833.14 | 10/27/2011 7:44:41 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
535082
This series of Notes was issued and sold upon the funding of the borrower loan #55600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,663 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bountiful-gain717 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Emergency Money-Wages
Purpose of loan: Emergency Monies
This loan will be used as a way of covering wages for employees or emergency expenses that may arise.
My financial situation: Wells Fargo Bank
I am a good candidate for this loan because our bills are paid on time and we are financially responsible for our debts.
Monthly net income: $5000.00
Monthly expenses: $Listed below
Housing: $1325.00
Insurance: $300.00
Car expenses: $800.00
Utilities: $225.00
Phone, cable, internet: $0.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $80.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/24/2011 5:02:42 PM |
ultimate-peace | $250.00 | 10/24/2011 5:03:09 PM |
let_me_retire | $100.00 | 10/25/2011 11:26:00 AM |
nickel_finder | $25.00 | 10/25/2011 6:20:08 PM |
managedfund | $200.00 | 10/27/2011 8:04:56 PM |
tech310 | $50.00 | 10/25/2011 11:48:56 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:50 PM |
copper | $50.00 | 10/27/2011 4:45:29 PM |
ore-leather | $25.00 | 10/27/2011 4:44:14 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 2:51:46 PM |
brightest-gain-investor | $1,025.00 | 10/28/2011 2:52:05 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
535088
This series of Notes was issued and sold upon the funding of the borrower loan #55558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $491.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,365 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balance-harmony |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2010)
|
Principal balance:
| $9,840.57 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Sold Home After 18-mos-Cosolidate
Sold home 6/11 after 18-mos on market. Struggle to run 2 households 18+mos, but proud to say never made late payment; even though all equity lost in sale, didn?t walk away from obligation, which is what so many have done in worsened economy. Brought $19k to closing: 7% commision, ? '11 Prop. Taxes (IL pays in arrears) & closing costs. Relocated to NV '10 for job; savings depleted ($50K) for MBA degree (graduated 12/08). Now that home sold, need to get out of debt for good & rebuild savings. Thanks for considering loan funding.
Loan to consolidate: Install loan=10,700 (16.87%); Cap 1 CC=$1,500 (22.90%); Chase CC=3,900 (19.24%). Owe $5,300 on Discover, but 0% int-12mos; will cont to pay separately. Monthly Exp=Rent=1,550; Elec/Gas/H2O=450; Phone/Cable/Cell=350; Storage Unit=$190; Car Notes=1,200; Car/Life/Home Ins= 450; 2 Installment Loans=960; Food/Gas/All Addl Necessities=2,000; CC paymts=1,200; AMEX pd in full.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/24/2011 5:02:22 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:07 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:18 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:32 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:04 AM |
MM1207 | $25.00 | 10/26/2011 7:44:26 AM |
fcrick | $25.00 | 10/27/2011 10:57:50 AM |
TrustPlus | $50.00 | 10/27/2011 1:36:25 PM |
ndrak | $25.00 | 10/27/2011 2:18:41 PM |
j2ee | $25.00 | 10/27/2011 3:25:10 PM |
egw | $50.00 | 10/27/2011 10:31:24 PM |
SolarMoonshine | $25.00 | 10/28/2011 3:38:24 AM |
titan1 | $25.00 | 10/28/2011 5:21:38 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:11:59 AM |
GElender | $50.00 | 10/28/2011 6:27:21 AM |
gonewithwinds | $25.00 | 10/28/2011 6:42:30 AM |
Philolend | $25.00 | 10/28/2011 6:56:44 AM |
Rulea72 | $25.00 | 10/28/2011 7:04:14 AM |
officer8 | $25.00 | 10/28/2011 7:10:23 AM |
wise-silver-wonder | $25.00 | 10/28/2011 7:57:01 AM |
realtormoises | $25.00 | 10/28/2011 8:13:55 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:36 AM |
dinero-philosopher3 | $25.00 | 10/28/2011 8:15:56 AM |
Anny-Disco | $25.00 | 10/28/2011 8:46:43 AM |
life-is-great | $25.00 | 10/28/2011 9:29:50 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:45 AM |
indomitable-coin | $25.00 | 10/28/2011 9:23:53 AM |
fuzed | $50.00 | 10/28/2011 9:47:44 AM |
adlending | $100.00 | 10/28/2011 10:41:30 AM |
selvamfinance | $25.00 | 10/28/2011 10:49:00 AM |
Queueball1 | $25.00 | 10/28/2011 10:56:28 AM |
emjo1219 | $25.00 | 10/28/2011 11:17:40 AM |
pdub | $75.00 | 10/28/2011 11:03:35 AM |
cagcrash | $150.00 | 10/28/2011 11:22:30 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:21 AM |
UnemployedNinjaMom | $25.00 | 10/28/2011 11:29:26 AM |
successful-agreement7 | $100.00 | 10/28/2011 12:09:43 PM |
hostbank | $56.00 | 10/28/2011 12:11:25 PM |
personal-lender | $25.00 | 10/28/2011 12:27:39 PM |
Stollewood | $25.00 | 10/28/2011 12:17:38 PM |
onlyinchicago | $50.00 | 10/28/2011 12:32:31 PM |
fairness-hammock | $50.00 | 10/28/2011 12:12:18 PM |
betak | $25.00 | 10/28/2011 12:35:19 PM |
impeccable-funds5 | $50.00 | 10/28/2011 12:16:38 PM |
dlenz | $25.00 | 10/28/2011 12:31:14 PM |
helpinghand63 | $25.00 | 10/28/2011 12:40:37 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 12:32:16 PM |
elated-deal6 | $225.00 | 10/28/2011 12:39:34 PM |
studious-bonus7 | $100.00 | 10/28/2011 12:43:36 PM |
bellaquito | $1,000.00 | 10/28/2011 12:45:26 PM |
green-trade-dolphin2 | $35.02 | 10/24/2011 5:02:14 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:02:59 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:50 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:29 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:15 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:00 AM |
tbrnet | $50.00 | 10/27/2011 11:47:23 AM |
jrbill1998 | $50.00 | 10/27/2011 1:53:03 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:27:29 PM |
get30inc | $47.00 | 10/27/2011 2:49:21 PM |
journey517 | $25.00 | 10/27/2011 4:45:40 PM |
mar97 | $50.00 | 10/27/2011 4:58:17 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:23 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:42 PM |
bulabula | $25.00 | 10/27/2011 8:36:51 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:55 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:53 PM |
KLCRAY | $25.00 | 10/28/2011 4:55:00 AM |
organized-payment6 | $50.00 | 10/28/2011 5:39:36 AM |
integrity-brilliance | $25.00 | 10/28/2011 5:40:43 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:38 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:55 AM |
john0720 | $25.00 | 10/28/2011 6:33:35 AM |
managedfund | $1,500.00 | 10/28/2011 6:43:16 AM |
BxRealtor | $25.00 | 10/28/2011 7:31:54 AM |
mattpet | $25.00 | 10/28/2011 7:36:36 AM |
pleasant-basis | $25.00 | 10/28/2011 8:07:57 AM |
kochan123 | $25.00 | 10/28/2011 8:37:21 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:04 AM |
currency-persimmon | $50.00 | 10/28/2011 9:04:33 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:44 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:38 AM |
ChrisProsper | $50.00 | 10/28/2011 9:44:52 AM |
ethical-truth211 | $500.00 | 10/28/2011 10:39:49 AM |
reinforced-gain7 | $1,000.00 | 10/28/2011 11:03:40 AM |
CreditBuilder2 | $100.00 | 10/28/2011 11:13:33 AM |
DreDub | $50.00 | 10/28/2011 10:52:37 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:49 AM |
Maccs55 | $25.00 | 10/28/2011 11:20:00 AM |
sail120 | $50.00 | 10/28/2011 11:21:09 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:31 PM |
bankofriverside | $27.00 | 10/28/2011 11:53:21 AM |
responsibility-fortress | $50.00 | 10/28/2011 12:07:33 PM |
genius520 | $50.00 | 10/28/2011 12:33:18 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:39 PM |
BrandonW | $25.00 | 10/28/2011 12:17:36 PM |
TruckerGuy | $50.00 | 10/28/2011 12:44:13 PM |
ski bum | $37.00 | 10/28/2011 12:38:47 PM |
bellaquito | $190.00 | 10/28/2011 12:45:47 PM |
Stepashka | $25.00 | 10/28/2011 12:44:20 PM |
bellaquito | $7.98 | 10/28/2011 2:08:14 PM |
101 Investments
|
Borrower Payment Dependent Notes Series
535144
This series of Notes was issued and sold upon the funding of the borrower loan #55294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Oct-24-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $237.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 26% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $800 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| nickel-upholder0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MAN
Purpose of loan: SMALL BUSINESS
This loan will be used to...
My financial situation: GOOD
I am a good candidate for this loan because...
WELL PAID
Monthly net income: $4250
Monthly expenses: $600
Housing: $800
Insurance: $150
Car expenses: $100
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $250
Credit cards and other loans: $0
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/24/2011 5:17:10 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:17 PM |
orange-impartial-asset | $800.00 | 10/24/2011 8:16:53 PM |
goodhearted-generosity511 | $25.00 | 10/24/2011 7:29:05 PM |
investment-comet | $25.00 | 10/24/2011 9:06:40 PM |
first-class-gold0 | $155.52 | 10/24/2011 8:28:56 PM |
well-rounded-payout0 | $50.00 | 10/24/2011 5:13:34 PM |
pound-mushroom3 | $25.00 | 10/24/2011 5:18:56 PM |
DHolly | $31.00 | 10/24/2011 5:24:01 PM |
vutah | $25.00 | 10/24/2011 6:31:04 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:37 PM |
salegalaxy | $25.00 | 10/24/2011 9:29:58 PM |
Uylsses | $690.00 | 10/24/2011 8:33:03 PM |
LendingPimp | $23.48 | 10/24/2011 11:41:54 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
535148
This series of Notes was issued and sold upon the funding of the borrower loan #55727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $212.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,478 | |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-felicity-tiramisu |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
|
Principal balance:
| $3,070.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Retired Teacher, Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off balance of present Prosper loan; pay for unexpected moving expenses.
My financial situation: Improving.
I am a good candidate for this loan because... I have been paying faithfully on present Prosper loan, and have just started part-time work as a virtual assistant (paralegal) to supplement retirement income. I have also moved to a much less expensive apartment (utilities included).
Monthly net income: $ 3600.00
Monthly expenses: $2,120.00
Housing: $935.00
Insurance: $35.00
Car expenses: $100.00
Utilities: $0
Phone, cable, internet: $170.00
Food, entertainment: $350.00
Clothing, household expenses: $80.00
Credit cards and other loans: $250.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $2,000.00 | 10/25/2011 9:04:27 AM |
currency-excellency0 | $150.00 | 10/25/2011 9:01:16 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:21 AM |
wigglesworth4 | $100.00 | 10/25/2011 9:16:01 AM |
pound-mushroom3 | $25.00 | 10/25/2011 9:21:21 AM |
grammaspurse | $25.00 | 10/25/2011 10:57:55 AM |
AndChicksforFree | $100.00 | 10/25/2011 12:56:20 PM |
PAPAT | $25.00 | 10/26/2011 7:29:24 AM |
kenji4861 | $25.00 | 10/27/2011 4:48:01 AM |
rmpedi33 | $50.00 | 10/27/2011 11:26:54 AM |
ingenious-diversification | $75.00 | 10/27/2011 2:23:20 PM |
director877 | $25.00 | 10/27/2011 7:03:21 PM |
BankLV | $25.00 | 10/27/2011 7:30:12 PM |
diversification-pilot | $25.00 | 10/27/2011 7:56:46 PM |
Top_Gun_Lender | $31.00 | 10/27/2011 8:46:30 PM |
haplender | $50.00 | 10/28/2011 8:12:26 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:37 AM |
yield-aurora4 | $25.00 | 10/28/2011 8:55:35 AM |
the-discrete-income | $25.00 | 10/28/2011 9:07:45 AM |
thezfunk | $25.00 | 10/28/2011 9:07:26 AM |
samo102us | $25.00 | 10/28/2011 9:10:14 AM |
wise-deal-panda | $200.00 | 10/25/2011 9:16:51 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:43 AM |
jmeasn | $100.00 | 10/25/2011 12:34:29 PM |
LittleMingo | $27.00 | 10/25/2011 3:35:23 PM |
C2Banking | $25.00 | 10/25/2011 7:15:31 PM |
Feyenoord | $30.00 | 10/25/2011 10:29:34 PM |
DoctorJoe | $25.00 | 10/26/2011 4:25:54 AM |
loanman2007 | $150.00 | 10/27/2011 5:42:39 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:21 AM |
ILoveBearHats | $25.00 | 10/27/2011 9:53:21 AM |
managedfund | $1,200.00 | 10/27/2011 5:25:23 PM |
Imaginos1892 | $50.00 | 10/27/2011 6:30:28 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 9:48:34 PM |
thankful-nickel2 | $25.00 | 10/28/2011 7:02:12 AM |
social-zebra | $30.00 | 10/28/2011 8:29:40 AM |
MTF | $50.00 | 10/28/2011 9:07:53 AM |
oplender | $25.00 | 10/28/2011 8:58:52 AM |
Ivan2007 | $25.00 | 10/28/2011 9:01:37 AM |
yield-trader | $25.00 | 10/28/2011 9:14:36 AM |
MadHun | $197.00 | 10/28/2011 9:07:19 AM |
ethical-truth211 | $735.00 | 10/28/2011 9:21:50 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
535154
This series of Notes was issued and sold upon the funding of the borrower loan #55305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $126.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 11% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,273 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| likeable-euro7 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle Loan
Purpose of loan:
This loan will be used to...purchase a Harley Davidson Motorcycle
My financial situation:
I am a good candidate for this loan because...
-stable employment
-professional career with current employer for 11 yrs.
-never defaulted on home, auto or any bills
-stable residence - built home new and have lived in it for 5 1/2 years
-no existing auto/boat/motorcycle loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $25.00 | 10/25/2011 9:07:08 AM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:03:05 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:22 AM |
D911ave | $50.00 | 10/25/2011 9:12:58 AM |
wigglesworth4 | $100.00 | 10/25/2011 9:16:01 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:43 AM |
fcrick | $25.00 | 10/25/2011 11:11:28 AM |
best-ingenious-funds | $100.00 | 10/25/2011 4:08:09 PM |
gold-gazelle | $50.00 | 10/25/2011 6:46:41 PM |
blot44 | $100.00 | 10/25/2011 8:50:43 PM |
turbostar666 | $25.00 | 10/26/2011 9:05:52 AM |
blooming-market | $50.00 | 10/26/2011 12:36:04 PM |
oskizzle | $25.00 | 10/26/2011 12:09:21 PM |
rmachi | $50.00 | 10/26/2011 2:19:41 PM |
velocity-solo | $25.00 | 10/26/2011 5:20:18 PM |
wampum-chorus3 | $25.00 | 10/26/2011 8:04:22 PM |
ogmanny | $50.00 | 10/26/2011 10:27:19 PM |
kenji4861 | $100.00 | 10/27/2011 4:45:39 AM |
jga516 | $25.00 | 10/27/2011 5:52:34 AM |
myworld701 | $25.00 | 10/27/2011 1:38:07 PM |
SourDoughSteve | $25.00 | 10/27/2011 1:59:17 PM |
anacent | $25.00 | 10/27/2011 2:07:58 PM |
adevadeh | $25.00 | 10/27/2011 4:41:14 PM |
banker727 | $25.00 | 10/27/2011 5:05:47 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:38 PM |
LovinMe | $25.00 | 10/27/2011 6:56:20 PM |
valiant-liberty4 | $25.00 | 10/27/2011 7:18:14 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:44 PM |
diligent-leverage | $25.00 | 10/27/2011 7:21:11 PM |
riskadverse44 | $25.00 | 10/27/2011 7:25:17 PM |
atlacatl | $25.00 | 10/27/2011 7:24:15 PM |
orange-dollar-guild | $25.00 | 10/27/2011 7:39:54 PM |
wealth-cheetah7 | $50.00 | 10/27/2011 8:03:03 PM |
riverwatch | $25.00 | 10/27/2011 7:48:17 PM |
brightest-gain-investor | $579.00 | 10/27/2011 8:08:59 PM |
sjlender | $100.00 | 10/25/2011 9:16:15 AM |
loyalty-edifice997 | $50.00 | 10/25/2011 12:49:53 PM |
xstreamin | $100.00 | 10/25/2011 2:44:07 PM |
maldok1 | $25.00 | 10/25/2011 5:06:25 PM |
blue-useful-auction | $25.00 | 10/26/2011 6:48:50 AM |
MM1207 | $25.00 | 10/26/2011 7:44:30 AM |
shrewd-dedication2 | $100.00 | 10/26/2011 3:43:36 PM |
indomitable-coin | $25.00 | 10/26/2011 10:21:02 PM |
vivacious-truth3 | $25.00 | 10/27/2011 11:08:06 AM |
TrustPlus | $50.00 | 10/27/2011 1:36:27 PM |
30Sky | $35.00 | 10/27/2011 1:45:51 PM |
get30inc | $50.00 | 10/27/2011 2:49:22 PM |
j2ee | $25.00 | 10/27/2011 3:25:12 PM |
a2190b | $36.00 | 10/27/2011 3:24:00 PM |
rampe001 | $50.00 | 10/27/2011 4:38:35 PM |
mar97 | $50.00 | 10/27/2011 4:58:18 PM |
Charmart | $25.00 | 10/27/2011 5:12:22 PM |
managedfund | $1,000.00 | 10/27/2011 5:28:15 PM |
Mr_Marcus | $25.00 | 10/27/2011 5:47:36 PM |
windfall46 | $25.00 | 10/27/2011 5:36:59 PM |
established-hope5 | $25.00 | 10/27/2011 6:30:22 PM |
powderbumps | $25.00 | 10/27/2011 7:26:19 PM |
fervent-currency5 | $25.00 | 10/27/2011 7:13:55 PM |
kaleinoue | $25.00 | 10/27/2011 7:22:36 PM |
Centerline15 | $25.00 | 10/27/2011 7:32:32 PM |
blue-note-relaxation | $25.00 | 10/27/2011 7:37:50 PM |
kbguru | $25.00 | 10/27/2011 7:27:07 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:20 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
535158
This series of Notes was issued and sold upon the funding of the borrower loan #55271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,055 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worldly-return737 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase vehicle for commute to job
Purpose of loan:
This loan will be used to buy transportation for my son who has a job 25 miles from his home.
My financial situation:
I am a good candidate for this loan because I have been with my current company for 7 years (4 contract, 3 years now as direct). Year end bonus is around 5-7%of gross, and is not included in list below. I am in short term cash shortage, so need small infusion of cash.
Monthly net income: $12,000+
Monthly expenses: $4800
Housing: $940
Insurance: $200
Car expenses: $392
Utilities: $350 avg for gas electric phone water etc
Phone, cable, internet: $75
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $4500 cs and alimony
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 5:16:18 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:11 PM |
Whipster | $90.00 | 10/24/2011 6:26:00 PM |
vutah | $25.00 | 10/24/2011 6:29:18 PM |
loanman2007 | $75.00 | 10/25/2011 5:47:46 AM |
social-zebra | $30.00 | 10/25/2011 12:31:03 PM |
sharp-return7 | $25.00 | 10/26/2011 10:34:06 AM |
heavenly-interest9 | $461.62 | 10/26/2011 7:23:25 PM |
SpoonerPhan | $50.00 | 10/27/2011 11:02:48 AM |
pious-benjamins1 | $26.00 | 10/27/2011 2:10:06 PM |
beest | $69.07 | 10/27/2011 2:10:54 PM |
managedfund | $200.00 | 10/27/2011 2:42:40 PM |
ag-ventures | $28.00 | 10/27/2011 2:43:49 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:38 PM |
roux | $25.00 | 10/25/2011 6:58:45 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:09 AM |
leverage-monger | $44.00 | 10/25/2011 11:42:36 AM |
Reddy_Capital | $25.00 | 10/25/2011 9:42:33 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:12 PM |
charming-exchange7 | $25.00 | 10/27/2011 6:05:32 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:17 AM |
worth-blanket2 | $2,000.00 | 10/27/2011 12:46:51 PM |
run26miles | $30.24 | 10/27/2011 1:51:54 PM |
clean-coin7 | $21.07 | 10/27/2011 2:53:26 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
535170
This series of Notes was issued and sold upon the funding of the borrower loan #55614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 33y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $178,721 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-neighborly-community |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
33 Year Business Looking For Loan
Purpose of loan: Business
This loan will be used to...To help with expenses while we wait for the draws on two jobs completed in Sept.. These are in the amount of $60,968.00. We have four new jobs that started in Oct. Two are apt. complexes, a memory care ctr, and lawyers office. jobs total over 1,452,756.00. We have two other jobs #s were used when the GC submitted their bid, but haven't gotten to the contr. phase.
My financial situation: We had aslow down in 2009. However our future outlook is good.
I am a good candidate for this loan because... Business 33 1/2 yrs, w/ clean record. Most repeat customers/15 plus yrs. I do only new commercial construction
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tech310 | $50.00 | 10/25/2011 11:48:59 PM |
worth-blanket2 | $3,400.00 | 10/27/2011 12:47:10 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:51 PM |
managedfund | $275.00 | 10/27/2011 2:42:55 PM |
Fromthebu | $25.00 | 10/27/2011 1:39:04 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
535176
This series of Notes was issued and sold upon the funding of the borrower loan #55343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,577 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| organic-payment496 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lease Payoff
Purpose of loan:
This loan will be used to...payoff a lease that I had to break in order to take a job in another city
My financial situation:
I am a good candidate for this loan because... I pay all of my bills on time and have good credit
Monthly net income: $2900
Monthly expenses: $
Housing: $1000
Insurance: $100
Car expenses: $500
Utilities: $200
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 10/24/2011 5:02:49 PM |
pound-mushroom3 | $25.00 | 10/24/2011 5:18:56 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:12 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:39 PM |
DHolly | $31.00 | 10/24/2011 5:25:57 PM |
leverage-monger | $25.00 | 10/25/2011 11:44:04 AM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:13 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:59 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:15 AM |
cake7 | $25.00 | 10/27/2011 7:20:37 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:18 AM |
money-bauble | $100.00 | 10/27/2011 11:33:28 AM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:13 PM |
important-openness1 | $100.00 | 10/27/2011 1:04:58 PM |
exciting-loyalty3 | $50.00 | 10/27/2011 1:24:16 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:45:13 PM |
the-productive-agreement | $25.00 | 10/27/2011 1:53:28 PM |
108lender | $100.00 | 10/27/2011 2:09:08 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:29:26 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:57 PM |
silver-wonder278 | $25.00 | 10/27/2011 5:06:21 PM |
mykkai | $25.00 | 10/27/2011 7:18:49 PM |
diplomatic-wealth7 | $25.00 | 10/27/2011 7:19:35 PM |
wise-deal-panda | $100.00 | 10/27/2011 7:23:21 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:18 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:11 AM |
tech310 | $50.00 | 10/25/2011 11:47:05 PM |
transaction-circuit | $25.00 | 10/26/2011 9:19:38 AM |
charming-exchange7 | $25.00 | 10/27/2011 6:05:32 AM |
responsible-worth113 | $25.00 | 10/27/2011 8:49:29 AM |
SpoonerPhan | $50.00 | 10/27/2011 11:00:15 AM |
Weaverville | $25.00 | 10/27/2011 1:07:05 PM |
Georgetastic | $25.00 | 10/27/2011 1:23:10 PM |
triumphant-community | $25.00 | 10/27/2011 1:37:59 PM |
MarxBoo | $25.00 | 10/27/2011 1:45:14 PM |
BankofRon | $25.00 | 10/27/2011 1:57:09 PM |
friendinmoney | $25.00 | 10/27/2011 4:22:53 PM |
FriendInSeattle | $100.00 | 10/27/2011 4:25:54 PM |
Taz-Man-IIWIS | $25.00 | 10/27/2011 4:27:23 PM |
journey517 | $25.00 | 10/27/2011 4:47:48 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:15 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:39 PM |
managedfund | $600.00 | 10/27/2011 5:23:51 PM |
ore-den9 | $50.00 | 10/27/2011 5:32:31 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:27 PM |
favorite-commerce | $25.00 | 10/27/2011 6:41:24 PM |
minddoc | $25.00 | 10/27/2011 6:26:41 PM |
Elefunt | $25.00 | 10/27/2011 7:01:19 PM |
Comoparklender | $25.00 | 10/27/2011 7:11:26 PM |
vibraphone3 | $25.00 | 10/27/2011 7:11:55 PM |
Iwillhuntyoudown | $25.00 | 10/27/2011 7:13:15 PM |
mercuriant | $25.00 | 10/27/2011 7:32:19 PM |
shrewd-peace7 | $25.00 | 10/27/2011 7:28:22 PM |
brightest-gain-investor | $644.00 | 10/27/2011 7:44:59 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
535218
This series of Notes was issued and sold upon the funding of the borrower loan #55266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Oct-25-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $335.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 29% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 13
/
12 | Length of status: | 8y 0m |
Amount delinquent:
| $6,055 |
Total credit lines:
| 36 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,414 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Azwldct |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 79% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 4
( 10% )
| 600-619
(Apr-2008)
600-619
(Mar-2008)
560-579
(Sep-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 4
( 10% )
|
Total payments billed:
| 39 | | |
Description
Consolidate on all Revolving Credit
Purpose of loan:
This loan will be used to? Consolodate all credit cards.
My financial situation: Is in a good condition due to paying off bills which have held me down for the past few years. This loan will pay off all credit cards (revolving credit) and elevate my credit score. With my auto loan close to being payed off I will have a surplus to pay this loan even faster.
Monthly net income: $ 3600.00
Monthly expenses: $
Housing: $ 450.00
Insurance: $ 213.00
Car expenses: $ 459.00 car loan has a balance of 1390.00 and will be payed off with in the next 3 months
Utilities: Electric-120 and Water-50
Phone, cable, internet: $ 69.00 and Cell phone 95.00
Food, entertainment: Grocery 150.00
Clothing, household expenses $ 0
Credit cards and other loans: $ 3389 total balance
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jack55304 | $200.00 | 10/25/2011 9:20:44 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:27 AM |
r48 | $25.00 | 10/25/2011 9:42:21 AM |
FarmersBank | $50.56 | 10/25/2011 9:48:50 AM |
appcoder | $25.00 | 10/25/2011 10:06:43 AM |
AndChicksforFree | $25.00 | 10/25/2011 12:59:18 PM |
influential-payment6 | $95.00 | 10/25/2011 3:50:49 PM |
Mikale360 | $25.00 | 10/25/2011 6:29:37 PM |
us957165 | $25.00 | 10/25/2011 6:51:15 PM |
Land_on_your_feet | $30.00 | 10/26/2011 7:00:52 AM |
ochardlender | $25.00 | 10/26/2011 8:37:50 AM |
youngster50 | $25.00 | 10/26/2011 8:39:13 AM |
hubs032 | $33.34 | 10/26/2011 8:58:37 AM |
hillerod | $25.26 | 10/26/2011 4:11:35 PM |
Tscheddar | $25.00 | 10/26/2011 3:18:58 PM |
5aces | $90.00 | 10/26/2011 3:35:47 PM |
rapid-wealth614 | $50.00 | 10/26/2011 5:04:02 PM |
sweety075 | $25.00 | 10/26/2011 9:06:06 PM |
smart-platinum7 | $50.00 | 10/27/2011 12:07:57 AM |
gold-miser9 | $121.52 | 10/27/2011 1:11:24 AM |
312-Lender | $25.00 | 10/25/2011 9:34:46 AM |
social-cocktail1 | $200.00 | 10/25/2011 9:15:10 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:46 AM |
nisim5 | $50.00 | 10/25/2011 11:46:19 AM |
money-baron-Roth401k | $50.00 | 10/25/2011 1:42:20 PM |
vutah | $25.00 | 10/25/2011 6:24:06 PM |
jhouman | $25.00 | 10/25/2011 8:52:29 PM |
Corlei | $25.00 | 10/25/2011 8:46:33 PM |
Feyenoord | $30.00 | 10/25/2011 10:31:14 PM |
tech310 | $50.00 | 10/25/2011 11:48:58 PM |
marwadi-62 | $50.00 | 10/26/2011 6:15:21 AM |
social-zebra | $30.00 | 10/26/2011 10:43:11 AM |
glroark | $100.00 | 10/26/2011 3:00:29 PM |
contract-student2 | $50.00 | 10/26/2011 4:45:21 PM |
shrewd-income | $25.00 | 10/26/2011 5:36:23 PM |
sharp-bill2 | $50.00 | 10/26/2011 8:58:26 PM |
bellaquito | $1,669.32 | 10/27/2011 1:34:29 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
535224
This series of Notes was issued and sold upon the funding of the borrower loan #55579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $180.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,298 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| fabulous-power9 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,700.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2010)
|
Principal balance:
| $1,283.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Housing Expenses
Purpose of loan:
This loan will be used to...pay off the down payment on my new apartment and living expenses due to starting a new job with a two month training and no immediate commission pay.
My financial situation:
I am a good candidate for this loan because...my base salary is $35,000 but with commission the majority of sales associates makes between 70-100K/year. I also have proven results in this industry in the past.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/24/2011 5:02:23 PM |
sjlender | $100.00 | 10/24/2011 5:17:25 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:12 PM |
enticing-capital6 | $50.00 | 10/24/2011 5:22:38 PM |
roux | $25.00 | 10/25/2011 6:57:19 AM |
currency-excellency0 | $200.00 | 10/25/2011 9:01:05 AM |
blot44 | $25.00 | 10/25/2011 8:51:40 PM |
caring-hope2 | $100.00 | 10/26/2011 6:04:41 AM |
blue-useful-auction | $25.00 | 10/26/2011 6:47:55 AM |
MM1207 | $25.00 | 10/26/2011 7:44:29 AM |
simiray | $25.00 | 10/26/2011 11:24:32 PM |
heavy_ax | $50.00 | 10/27/2011 12:01:36 AM |
kenji4861 | $50.00 | 10/27/2011 4:46:31 AM |
charming-exchange7 | $25.00 | 10/27/2011 5:52:56 AM |
elvisloans | $25.00 | 10/27/2011 6:26:55 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:19 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:01 AM |
scrappy-bonus2 | $25.00 | 10/27/2011 1:26:59 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:26 PM |
30Sky | $35.00 | 10/27/2011 1:45:51 PM |
E-2 | $100.00 | 10/27/2011 4:54:03 PM |
journey517 | $25.00 | 10/27/2011 4:45:40 PM |
mar97 | $50.00 | 10/27/2011 4:58:17 PM |
whitegold24k | $500.00 | 10/27/2011 5:20:11 PM |
managedfund | $550.00 | 10/27/2011 7:04:44 PM |
jrbill1998 | $50.00 | 10/27/2011 7:30:19 PM |
titan1 | $25.00 | 10/28/2011 5:21:38 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:06:43 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:55 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:39 AM |
JedClampett | $125.00 | 10/28/2011 6:48:18 AM |
Johnab | $25.25 | 10/28/2011 7:25:14 AM |
octoberfresh | $25.00 | 10/28/2011 7:45:41 AM |
mattpet | $25.00 | 10/28/2011 7:36:36 AM |
the-enthralling-coin | $25.00 | 10/28/2011 8:05:45 AM |
mad-scientist0 | $25.00 | 10/28/2011 8:02:44 AM |
rapid-loyalty1 | $25.00 | 10/28/2011 8:28:32 AM |
dinero-philosopher3 | $25.00 | 10/28/2011 8:15:56 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:36 AM |
kochan123 | $25.00 | 10/28/2011 8:37:21 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:04 AM |
Leshan | $50.00 | 10/28/2011 8:43:48 AM |
currency-persimmon | $35.00 | 10/28/2011 9:00:08 AM |
caper945 | $100.00 | 10/28/2011 8:58:32 AM |
vibrant-penny7 | $50.00 | 10/28/2011 9:08:02 AM |
indomitable-coin | $25.00 | 10/28/2011 9:23:53 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:44 AM |
BronxBomber79 | $25.00 | 10/28/2011 10:24:26 AM |
larrybird | $747.78 | 10/28/2011 10:41:48 AM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:21 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:40 PM |
green-trade-dolphin2 | $25.00 | 10/25/2011 7:09:14 AM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:03:02 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:14 AM |
Rivervale_Westwood | $25.00 | 10/25/2011 5:00:52 PM |
Feyenoord | $30.00 | 10/25/2011 10:41:04 PM |
fcrick | $25.00 | 10/27/2011 10:57:51 AM |
tbrnet | $50.00 | 10/27/2011 11:47:24 AM |
ndrak | $25.00 | 10/27/2011 2:18:41 PM |
j2ee | $25.00 | 10/27/2011 3:25:11 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:23 PM |
Brisket_Bob | $50.00 | 10/27/2011 6:28:50 PM |
bulabula | $25.00 | 10/27/2011 8:36:52 PM |
tolstoy00 | $25.00 | 10/27/2011 9:53:05 PM |
peaceful-transparency4 | $25.00 | 10/27/2011 9:28:17 PM |
KLCRAY | $25.00 | 10/28/2011 4:55:00 AM |
organized-payment6 | $50.00 | 10/28/2011 5:39:36 AM |
return-pumpkin7 | $25.00 | 10/28/2011 6:15:53 AM |
gonewithwinds | $25.00 | 10/28/2011 6:42:30 AM |
john0720 | $25.00 | 10/28/2011 6:33:35 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:06:10 AM |
officer8 | $25.00 | 10/28/2011 7:10:24 AM |
novice-speculator | $25.00 | 10/28/2011 7:23:57 AM |
BxRealtor | $25.00 | 10/28/2011 7:31:54 AM |
axl163 | $25.00 | 10/28/2011 9:04:47 AM |
return-beeper | $26.97 | 10/28/2011 8:51:02 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:45 AM |
db0973 | $25.00 | 10/28/2011 9:38:41 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:38 AM |
ChrisProsper | $50.00 | 10/28/2011 9:44:53 AM |
fuzed | $50.00 | 10/28/2011 9:47:44 AM |
diverse-capital3 | $50.00 | 10/28/2011 9:47:16 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
535226
This series of Notes was issued and sold upon the funding of the borrower loan #55405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,250 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| freshmaker726 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card loan
Purpose of loan:
This loan will be used to... To consilidate credit cards.
My financial situation:
I am a good candidate for this loan because... I make all my payments on time and I have a secure job. My wife works for CNN and has been there for 17 years. We share all the monthly expenses.
Monthly net income: $5032
Monthly expenses: $ 3700
Housing: $2850
Insurance: $150
Car expenses: $ 0 350
Utilities: $190
Phone, cable, internet: $ 60
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $7500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:38 AM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:20 PM |
greencat | $50.00 | 10/27/2011 7:22:18 AM |
CA-Lender | $50.00 | 10/27/2011 9:58:11 AM |
FinDoc | $25.00 | 10/27/2011 4:57:49 PM |
Wyatte | $25.00 | 10/27/2011 7:13:54 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:55 PM |
larrybird | $2,000.00 | 10/27/2011 11:07:20 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:41 AM |
Girakul | $50.00 | 10/28/2011 5:36:58 AM |
beachfunder | $25.00 | 10/28/2011 7:41:13 AM |
blue-silver-ruler | $25.00 | 10/28/2011 8:09:07 AM |
social-zebra | $30.00 | 10/28/2011 8:28:33 AM |
OLYVRC | $25.00 | 10/28/2011 8:50:25 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:14 AM |
SolarMoonshine | $25.00 | 10/28/2011 10:01:11 AM |
cagcrash | $150.00 | 10/28/2011 11:22:31 AM |
handy-justice | $100.00 | 10/28/2011 11:15:09 AM |
kmg751 | $25.00 | 10/28/2011 11:31:19 AM |
octoberfresh | $25.00 | 10/28/2011 11:31:40 AM |
bellaquito | $1,395.00 | 10/28/2011 11:38:51 AM |
genuine-dime | $100.00 | 10/26/2011 9:51:56 AM |
golffish2 | $25.00 | 10/26/2011 9:27:32 AM |
Horse-Lender | $25.00 | 10/26/2011 10:23:04 AM |
bluehen00 | $25.00 | 10/28/2011 5:22:14 AM |
managedfund | $750.00 | 10/28/2011 6:39:00 AM |
Learning2Lend | $25.00 | 10/28/2011 10:31:49 AM |
friendinmoney | $25.00 | 10/28/2011 11:14:01 AM |
JattsBank | $25.00 | 10/28/2011 11:14:40 AM |
dublin063 | $25.00 | 10/28/2011 11:15:39 AM |
EL_Papin | $100.00 | 10/28/2011 11:12:03 AM |
investment-comet | $25.00 | 10/28/2011 11:26:27 AM |
credit-elation1 | $25.00 | 10/28/2011 11:38:33 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
535268
This series of Notes was issued and sold upon the funding of the borrower loan #55561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $260.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 5m |
Amount delinquent:
| $197 |
Total credit lines:
| 41 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,336 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| Mommy_of_3_Princesses |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 86% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 2
( 14% )
| 640-659
(Jul-2010)
620-639
(Jul-2008)
540-559
(Jan-2008)
540-559
(Sep-2007)
|
Principal balance:
| $1,443.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
REAL ESTATE AGENT START UP FUNDS
Purpose of loan: To pay for my Real Estate Lic. Application (250), GLVAR dues (2000), Broker Dues (1200), Office space (300/mth), Lock Box key, business license,for a laptop to take w/ me when I show homes & a scanner/printer/fax machine for my home office. Base of 500.00/wk+commission 100.00/file. I also am receiving child support of 1200.00/mth.
I am a good candidate because I am current on my Prosper loan, I am on time on all my payments with the rest of my debts.
Monthly net income: $3200 plus commission
Monthly expenses: $2255
Housing: $325 (my share)
Insurance: $125 (car, renters)
Car expenses: $555 (loan payment)
Utilities: $50 (my share)
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $300 (I pay more than the minimum)
Other expenses: $300 (car gas)
Thank you for your consideration on my loan. You will not be disappointed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 5:06:22 PM |
Jack55304 | $200.00 | 10/26/2011 5:23:55 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:24 AM |
realtormoises | $25.00 | 10/27/2011 6:24:27 AM |
Charlie0084 | $25.00 | 10/27/2011 4:25:17 PM |
Greenbak | $25.00 | 10/27/2011 5:49:18 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:51:56 PM |
handy-justice | $50.00 | 10/27/2011 8:59:34 PM |
HoosierDaddie | $25.00 | 10/27/2011 9:02:38 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 10:08:35 PM |
zeeexsixare | $75.00 | 10/27/2011 10:47:19 PM |
papaloha | $25.00 | 10/26/2011 6:23:23 PM |
Feyenoord | $30.00 | 10/26/2011 9:15:15 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:13 AM |
FarmersBank | $32.73 | 10/27/2011 7:23:17 AM |
richboy56 | $25.00 | 10/27/2011 1:33:41 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:48:12 PM |
AF-Chief | $25.00 | 10/27/2011 2:09:51 PM |
social-cocktail1 | $200.00 | 10/27/2011 6:59:49 PM |
vibraphone3 | $25.00 | 10/27/2011 7:11:55 PM |
bulabula | $25.00 | 10/27/2011 8:36:55 PM |
USMC0311 | $25.00 | 10/27/2011 9:35:52 PM |
IIP77 | $25.00 | 10/27/2011 10:24:48 PM |
power-corps8 | $40.00 | 10/27/2011 10:51:15 PM |
larrybird | $872.27 | 10/27/2011 11:05:15 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
535286
This series of Notes was issued and sold upon the funding of the borrower loan #55257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $460.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 67% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
18 | Length of status: | 17y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,684 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| mongoose9 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2011)
660-679
(Jan-2010)
|
Principal balance:
| $4,564.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
3rd Prosper Loan Paying It All Off!
Purpose of loan:
This loan will be used to combine my exisiting Prosper loan, as well as combining all other debts.
My financial situation: I am in a good position to pay for this loan. I have been a kindergarten teacher for 18 years now. I have a stable job that I enjoy.
I am a good candidate for this loan because I am able to repay the loan in a timely manner. This will be my 3rd Prosper loan. I always pay my payments on time without fail. Our farm, which is worth $120,000 is paid in full and I do not have a house payment. Below are the expenses I am responsible for. My husband pays the remainder of our household expenses monthly.
Monthly net income: $ 3084.00
Monthly expenses: $ 1200
Housing: $0-paid
Insurance: $145
Car expenses: $100
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $57.00 | 10/26/2011 9:16:49 AM |
wise-deal-panda | $200.00 | 10/26/2011 9:21:17 AM |
OldManP | $25.00 | 10/26/2011 10:18:46 AM |
loanman2007 | $50.00 | 10/26/2011 11:32:51 AM |
amlu1988 | $25.00 | 10/26/2011 5:08:01 PM |
randsenterprise | $25.00 | 10/27/2011 5:33:35 AM |
marwadi-62 | $100.00 | 10/27/2011 7:19:44 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:29 AM |
goal-benefit2 | $30.00 | 10/27/2011 8:48:43 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:02 AM |
money-bauble | $100.00 | 10/27/2011 11:33:34 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:41 PM |
jmeasn | $91.88 | 10/27/2011 12:47:43 PM |
fairness-kayak | $25.00 | 10/27/2011 1:33:51 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:27 PM |
gulch | $25.00 | 10/27/2011 1:42:33 PM |
30Sky | $35.00 | 10/27/2011 1:45:52 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:03 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:28:05 PM |
ingenious-diversification | $55.00 | 10/27/2011 2:27:38 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 2:53:28 PM |
unclejaef | $25.00 | 10/27/2011 3:21:07 PM |
credible-durability | $25.00 | 10/27/2011 3:05:22 PM |
spiff666 | $26.66 | 10/27/2011 4:15:00 PM |
Moe87 | $30.00 | 10/27/2011 4:31:36 PM |
whitegold24k | $593.03 | 10/27/2011 5:15:43 PM |
managedfund | $2,000.00 | 10/27/2011 5:25:56 PM |
ChrisProsper | $50.00 | 10/27/2011 5:48:41 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:39 PM |
Jerrys1951 | $26.81 | 10/27/2011 5:51:45 PM |
wonder3 | $30.00 | 10/27/2011 6:05:38 PM |
Imaginos1892 | $100.00 | 10/27/2011 6:29:32 PM |
promise2 | $139.10 | 10/27/2011 6:44:29 PM |
CashFlow13 | $3,000.00 | 10/27/2011 7:13:39 PM |
janeybooboo | $75.00 | 10/26/2011 9:05:49 AM |
worthy-bid8 | $50.00 | 10/26/2011 9:06:39 AM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:09 AM |
wigglesworth4 | $100.00 | 10/26/2011 9:20:17 AM |
pound-mushroom3 | $25.00 | 10/26/2011 9:22:13 AM |
1stBankAndHal | $25.08 | 10/26/2011 11:45:32 AM |
atlas-shrugged | $200.00 | 10/26/2011 12:21:43 PM |
green-trade-dolphin2 | $25.00 | 10/26/2011 12:39:39 PM |
Feyenoord | $30.00 | 10/26/2011 12:46:56 PM |
contract-student2 | $50.00 | 10/26/2011 4:50:08 PM |
kenji4861 | $25.00 | 10/27/2011 4:48:05 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:28 AM |
larrybird | $2,000.00 | 10/27/2011 12:53:24 PM |
best-shiny-hope | $25.00 | 10/27/2011 1:22:10 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:18 PM |
AF-Chief | $25.00 | 10/27/2011 2:09:50 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:27 PM |
ndrak | $25.00 | 10/27/2011 2:18:43 PM |
twerns | $40.00 | 10/27/2011 3:30:32 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:35 PM |
Taz-Man-IIWIS | $25.00 | 10/27/2011 4:27:23 PM |
adventure0 | $100.00 | 10/27/2011 4:54:02 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:25 PM |
rdhfire | $25.00 | 10/27/2011 6:22:14 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:09 PM |
omegamon1 | $30.00 | 10/27/2011 6:43:13 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:44 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
535300
This series of Notes was issued and sold upon the funding of the borrower loan #55524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Oct-25-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $187.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.83% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 57% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
6 | Length of status: | 2y 1m |
Amount delinquent:
| $763 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,763 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| belize84 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Sole Bread Winner
Purpose of loan: to hold me out until husband starts new job
This loan will be used to... support household for the month of November. Husband will start new job on 4 December
My financial situation: Good
I am a good candidate for this loan because...I paid off my last loan without any late payments or problems through direct withdrawal from my account. Most of the expenses listed below are usually divided between myself and my husband. But for half of this month and in November I will be paying everything and don't want to get behind.
Monthly net income: $3900
Monthly expenses: $3030
Housing: $1200 (1/2 between myself and husband)
Insurance: $180
Car expenses: $150 (husband usually takes care of)
Utilities: $200 (1/2 between myself and husband)
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 10/25/2011 5:05:06 PM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:05 PM |
DHolly | $31.00 | 10/25/2011 5:09:53 PM |
wise-deal-panda | $200.00 | 10/25/2011 5:22:39 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:42 PM |
nisim5 | $50.00 | 10/25/2011 5:29:54 PM |
income-motor4 | $25.00 | 10/25/2011 6:59:23 PM |
us957165 | $25.00 | 10/25/2011 6:52:32 PM |
chameleon125 | $25.00 | 10/25/2011 9:31:56 PM |
trader-joe | $30.00 | 10/25/2011 9:39:27 PM |
bazaar-tiramisu4 | $25.00 | 10/25/2011 10:41:22 PM |
ivy-league-MBA | $25.00 | 10/26/2011 5:10:10 AM |
Beechturner | $25.00 | 10/26/2011 4:59:16 AM |
poisson17 | $40.00 | 10/26/2011 5:55:34 AM |
taetrade | $25.00 | 10/26/2011 6:01:14 AM |
green-trade-dolphin | $35.02 | 10/25/2011 5:02:13 PM |
rolltide09 | $25.00 | 10/25/2011 5:02:48 PM |
well-rounded-payout0 | $50.00 | 10/25/2011 5:18:24 PM |
MoneyForNothing | $25.00 | 10/25/2011 5:17:59 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:06 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:28:15 PM |
Jack55304 | $200.00 | 10/25/2011 5:27:37 PM |
Mikale360 | $25.00 | 10/25/2011 6:28:08 PM |
authentic-kindness1 | $50.00 | 10/25/2011 6:39:28 PM |
Ols744 | $50.00 | 10/25/2011 7:42:10 PM |
janeybooboo | $75.00 | 10/25/2011 8:00:17 PM |
Corlei | $25.00 | 10/25/2011 8:43:36 PM |
undaunted-loyalty899 | $25.00 | 10/25/2011 9:16:15 PM |
Feyenoord | $30.00 | 10/25/2011 10:27:30 PM |
AndChicksforFree | $25.00 | 10/25/2011 11:00:04 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:44 AM |
newest-generous-income | $36.59 | 10/26/2011 4:24:32 AM |
MoneyForNothing | $22.39 | 10/26/2011 6:03:08 AM |
Land_on_your_feet | $25.00 | 10/26/2011 5:43:45 AM |
The-Lighthouse-Group | $25.00 | 10/26/2011 6:02:32 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
535316
This series of Notes was issued and sold upon the funding of the borrower loan #55446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $173.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 64% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,202 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| Vmueller |
Borrower's state:
| Texas |
Borrower's group:
| Self-Employed Winners 100% Shared |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 500-519
(Jun-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Paying Off Car
Purpose of loan:
This loan will be used to... Pay off what's left on my car loan.
My financial situation:
I am a good candidate for this loan because... I have paid down my car loan from $23,000 and would like to pay it off. I have fully paid back a Prosper loan in the past, and my credit has greatly improved since that time.
Monthly net income: $1634
Monthly expenses: $1005
Housing: $615
Insurance: $50
Utilities: $40
Phone, cable, internet: $100
Food, entertainment: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $40.00 | 10/26/2011 9:02:49 AM |
green-trade-dolphin | $30.52 | 10/26/2011 9:02:06 AM |
312-Lender | $25.00 | 10/26/2011 9:02:54 AM |
AndChicksforFree | $57.00 | 10/26/2011 9:16:00 AM |
wise-deal-panda | $200.00 | 10/26/2011 9:21:17 AM |
worldly-investment333 | $25.00 | 10/26/2011 10:24:45 AM |
social-zebra | $30.00 | 10/26/2011 10:36:40 AM |
Mikale360 | $25.00 | 10/26/2011 11:50:40 AM |
jhouman | $50.00 | 10/26/2011 12:14:03 PM |
atlas-shrugged | $200.00 | 10/26/2011 12:31:58 PM |
innovator2 | $50.00 | 10/26/2011 1:41:31 PM |
papaloha | $50.00 | 10/26/2011 2:52:29 PM |
MilitaryLending | $100.05 | 10/26/2011 4:04:52 PM |
contract-student2 | $50.00 | 10/26/2011 4:48:00 PM |
shrewd-income | $25.00 | 10/26/2011 5:33:52 PM |
Christophe | $25.00 | 10/26/2011 6:08:28 PM |
loss-of-control | $75.00 | 10/26/2011 6:17:40 PM |
Rogelio48 | $30.00 | 10/26/2011 6:38:14 PM |
Mr_Katana | $25.00 | 10/26/2011 7:14:49 PM |
supreme-p2p9 | $25.00 | 10/26/2011 8:05:50 PM |
first-dinero-paladin | $35.00 | 10/26/2011 10:28:36 PM |
shawnw2 | $89.01 | 10/27/2011 5:41:19 AM |
shawnw2 | $150.00 | 10/27/2011 5:38:59 AM |
money-baron-roth-IRA | $50.00 | 10/27/2011 5:51:35 AM |
ivy-league-MBA | $25.00 | 10/27/2011 8:18:11 AM |
servnyou | $28.00 | 10/27/2011 8:58:05 AM |
wesleyan | $54.14 | 10/27/2011 10:31:05 AM |
Rabid_Dove | $25.00 | 10/27/2011 1:34:47 PM |
mathaiusa | $193.23 | 10/27/2011 3:51:13 PM |
akmikej | $25.00 | 10/27/2011 3:33:51 PM |
magnifico932 | $25.00 | 10/27/2011 4:45:38 PM |
compassion-artisan9 | $25.00 | 10/27/2011 4:58:30 PM |
managedfund | $400.00 | 10/27/2011 5:16:38 PM |
secureincome | $400.00 | 10/27/2011 5:32:26 PM |
CaptainCrunch | $25.02 | 10/27/2011 5:36:23 PM |
managedfund | $4.17 | 10/27/2011 6:58:08 PM |
worthy-bid8 | $50.00 | 10/26/2011 9:06:39 AM |
transaction-circuit | $25.00 | 10/26/2011 9:19:39 AM |
Jack55304 | $200.00 | 10/26/2011 9:25:41 AM |
pound-mushroom3 | $25.00 | 10/26/2011 9:26:27 AM |
LittleMingo | $25.00 | 10/26/2011 9:28:32 AM |
DHolly | $31.00 | 10/26/2011 9:48:46 AM |
OldManP | $26.00 | 10/26/2011 10:19:06 AM |
Feyenoord | $30.00 | 10/26/2011 12:46:03 PM |
loanman2007 | $100.00 | 10/26/2011 11:30:33 AM |
innovator2 | $25.00 | 10/26/2011 1:32:43 PM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:21 PM |
jpaulnyc | $67.85 | 10/26/2011 7:08:40 PM |
Ubiquinone | $25.00 | 10/26/2011 8:54:35 PM |
sweety075 | $25.00 | 10/26/2011 9:05:02 PM |
mighty-payout1 | $25.00 | 10/26/2011 10:13:06 PM |
marketplace-meridian | $25.00 | 10/26/2011 9:30:25 PM |
kendigme | $26.53 | 10/27/2011 3:48:56 AM |
zone6 | $100.00 | 10/27/2011 4:51:58 AM |
neorunner | $25.00 | 10/27/2011 6:23:33 AM |
myutmost | $25.00 | 10/27/2011 8:41:48 AM |
investment-artist | $27.01 | 10/27/2011 9:08:54 AM |
chameleon125 | $50.00 | 10/27/2011 10:25:43 AM |
favorite-commerce | $25.00 | 10/27/2011 12:11:19 PM |
DKSArt | $25.00 | 10/27/2011 1:31:09 PM |
richboy56 | $25.00 | 10/27/2011 1:33:40 PM |
Ubiquinone | $25.00 | 10/27/2011 1:39:07 PM |
the-respectful-transaction | $25.00 | 10/27/2011 3:00:37 PM |
hyrolln | $25.47 | 10/27/2011 4:02:45 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
535382
This series of Notes was issued and sold upon the funding of the borrower loan #55603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 17% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
7 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| LDSMember |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
House Selloff
This loan is help sell my house which will cover broker fees and closing costs.
Once the house sells (it is under contract now) my total debt (including this loan) will be $48,000.
My total salary is $110,000 per year so this will help me meet my goal of being debt free in 14 months.
I have a credit score of 803 and no late payments... ever.
I have been employed with my current employer for 4 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:41 AM |
sjlender | $100.00 | 10/26/2011 9:20:30 AM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:48 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:36 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:29 AM |
scholarly-benefit5 | $50.00 | 10/27/2011 9:12:20 AM |
Bank_Of_XL | $25.00 | 10/27/2011 10:58:13 AM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:42 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:42 AM |
vibrant-penny7 | $100.00 | 10/28/2011 9:13:54 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:46 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:39 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:45 AM |
Queueball1 | $25.00 | 10/28/2011 10:56:30 AM |
EmmaDog44 | $25.00 | 10/28/2011 10:45:02 AM |
larrybird | $2,000.00 | 10/28/2011 10:49:12 AM |
emjo1219 | $25.00 | 10/28/2011 11:17:41 AM |
sail120 | $50.00 | 10/28/2011 11:21:11 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:22 AM |
CreditBuilder2 | $100.00 | 10/28/2011 11:16:23 AM |
orange-brainy-return | $25.00 | 10/28/2011 11:16:36 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:56 AM |
superb-funds335 | $25.00 | 10/28/2011 12:15:12 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:40 PM |
bellaquito | $2,000.00 | 10/28/2011 12:29:11 PM |
famous-hope | $25.00 | 10/28/2011 12:37:25 PM |
CatbirdBanking | $25.00 | 10/28/2011 12:40:18 PM |
natural-worth9 | $1,000.00 | 10/28/2011 12:43:31 PM |
networks4ever | $25.00 | 10/28/2011 12:59:48 PM |
geemel | $25.00 | 10/28/2011 1:10:51 PM |
obedient-loan1 | $150.00 | 10/28/2011 1:20:33 PM |
payment-halo | $25.00 | 10/28/2011 2:29:32 PM |
Oupa-George | $25.00 | 10/28/2011 2:43:48 PM |
rdav | $76.53 | 10/28/2011 2:32:51 PM |
wigglesworth4 | $100.00 | 10/26/2011 9:20:19 AM |
DHolly | $25.00 | 10/26/2011 9:44:39 AM |
gentle-gain235 | $100.00 | 10/27/2011 8:29:46 AM |
fcrick | $25.00 | 10/27/2011 10:57:55 AM |
tbrnet | $50.00 | 10/27/2011 11:47:25 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:05 AM |
dt_one | $25.00 | 10/28/2011 9:15:18 AM |
indomitable-coin | $25.00 | 10/28/2011 9:23:54 AM |
SolarMoonshine | $25.00 | 10/28/2011 9:49:31 AM |
jubilant-durability9 | $50.00 | 10/28/2011 10:10:56 AM |
adlending | $100.00 | 10/28/2011 10:42:47 AM |
cagcrash | $150.00 | 10/28/2011 11:22:31 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:03 AM |
octoberfresh | $25.00 | 10/28/2011 11:33:03 AM |
Maccs55 | $25.00 | 10/28/2011 11:20:02 AM |
navy_cash | $25.00 | 10/28/2011 11:58:52 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:38 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 12:32:16 PM |
refined-return922 | $25.00 | 10/28/2011 12:15:37 PM |
fairness-hammock | $25.00 | 10/28/2011 12:17:42 PM |
Banker7371 | $25.00 | 10/28/2011 12:43:03 PM |
Chervianne | $50.00 | 10/28/2011 1:06:58 PM |
HAVEANICEDAY | $25.00 | 10/28/2011 1:13:53 PM |
red-favorable-basis | $30.00 | 10/28/2011 1:14:26 PM |
radforj22 | $42.14 | 10/28/2011 2:22:03 PM |
balance-computer9 | $50.00 | 10/28/2011 2:25:03 PM |
Headhunter14 | $25.00 | 10/28/2011 2:34:19 PM |
worth-blanket2 | $12,901.33 | 10/28/2011 2:53:20 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:05 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
535402
This series of Notes was issued and sold upon the funding of the borrower loan #55297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $86.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,509 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| integrity-titan4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Hubby's Surpise Birthday
Purpose of loan:
This loan will be used to help me give my husband a surprise birthday since he can see our banking information online-its really hard to trick him!!!
My financial situation:
I am a good candidate for this loan because I pay my bills on time to maintain my credit and generate a good income.
Monthly net income: $3,200
Monthly expenses: $2,500
Housing: $1,400
Insurance: $125
Car expenses: $300
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $150
Other expenses: $125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 10/26/2011 9:02:59 AM |
shrewd-income | $25.00 | 10/26/2011 5:31:17 PM |
exchange-squirrel | $25.00 | 10/26/2011 10:23:47 PM |
goodhearted-generosity511 | $25.00 | 10/27/2011 3:14:31 PM |
worthy-bid8 | $50.00 | 10/26/2011 9:06:42 AM |
well-rounded-payout0 | $50.00 | 10/26/2011 9:17:00 AM |
SolarMoonshine | $25.00 | 10/26/2011 9:57:47 AM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:22 PM |
loanman2007 | $25.00 | 10/27/2011 5:56:54 AM |
responsible-worth113 | $25.00 | 10/27/2011 8:49:29 AM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:05 PM |
HenryS | $32.00 | 10/27/2011 2:56:42 PM |
brightest-gain-investor | $1,118.00 | 10/27/2011 4:15:41 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
535412
This series of Notes was issued and sold upon the funding of the borrower loan #55550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,694.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $350.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $289 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| ingenious-payout4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for a loan :)
Purpose of loan: Plastic Surgery
This loan will be used to...
Breats Augmentation
My financial situation: Good/Fine
I am a good candidate for this loan because...
Let me know if you need more information please......
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/26/2011 5:20:43 PM |
worthy-bid8 | $50.00 | 10/26/2011 5:06:23 PM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:23 PM |
idastmerchants | $25.00 | 10/28/2011 9:54:17 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:07 AM |
missile8 | $25.00 | 10/28/2011 11:22:00 AM |
marketplace-hut9 | $25.00 | 10/28/2011 11:27:07 AM |
handy-justice | $50.00 | 10/28/2011 11:38:49 AM |
Diamond_Jim | $25.00 | 10/28/2011 12:10:26 PM |
diplomatic-wealth7 | $25.00 | 10/28/2011 12:12:40 PM |
triumphant-community | $25.00 | 10/28/2011 12:28:34 PM |
nimble-revenue5 | $50.00 | 10/28/2011 12:34:35 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 12:32:17 PM |
exciting-loyalty3 | $50.00 | 10/28/2011 12:37:39 PM |
vibraphone3 | $25.00 | 10/28/2011 12:43:51 PM |
reward-adventure | $50.00 | 10/28/2011 12:36:11 PM |
Investoman | $75.00 | 10/28/2011 12:39:27 PM |
kind-credit-bear | $25.00 | 10/28/2011 12:42:00 PM |
87Marc | $25.00 | 10/28/2011 12:46:55 PM |
finance-solo | $25.00 | 10/26/2011 6:25:15 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:49 AM |
payout-achievement | $50.00 | 10/28/2011 11:17:44 AM |
cagcrash | $150.00 | 10/28/2011 11:22:32 AM |
market-gusto5 | $25.00 | 10/28/2011 11:21:34 AM |
income-buddy7 | $100.00 | 10/28/2011 11:46:58 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:38 PM |
Jack55304 | $200.00 | 10/28/2011 12:11:07 PM |
BrandonW | $25.00 | 10/28/2011 12:18:52 PM |
ursus | $50.00 | 10/28/2011 12:11:58 PM |
duty-admiral | $25.00 | 10/28/2011 12:15:37 PM |
ore-den9 | $50.00 | 10/28/2011 12:16:06 PM |
bellaquito | $2,000.00 | 10/28/2011 12:29:12 PM |
finance-prescription | $100.00 | 10/28/2011 12:34:06 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:52 PM |
smoothmoniker | $25.00 | 10/28/2011 12:31:51 PM |
renaissance168 | $25.00 | 10/28/2011 12:42:43 PM |
elated-deal6 | $250.00 | 10/28/2011 12:47:00 PM |
sage4 | $25.00 | 10/28/2011 12:39:02 PM |
asiaratt | $50.00 | 10/28/2011 12:41:36 PM |
important-openness1 | $100.00 | 10/28/2011 12:47:24 PM |
managedfund | $19.00 | 10/28/2011 2:11:09 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
535420
This series of Notes was issued and sold upon the funding of the borrower loan #55631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $237.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 0m |
Amount delinquent:
| $2,766 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $430 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| independent-return4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
dt
Purpose of loan: home remodel
This loan will be used to...fix up home
My financial situation: timberland bank
I am a good candidate for this loan because I pay my bills by paying loan
directly from my bank
Monthly net income: $4385
Monthly expenses: $150
Housing: $own home
Insurance: $1400 a yr for car and home
Car expenses: $514 monthly
Utilities: $205 monthly
Phone, cable, internet: $245 monthly
Food, entertainment: $200
Clothing, household expenses: $?
Credit cards and other loans: $i owe40 on my 1 credit card
just dog food and essentials
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:43 AM |
SolarMoonshine | $25.00 | 10/26/2011 9:56:13 AM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:55 PM |
bellaquito | $1,425.00 | 10/27/2011 10:24:30 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 9:54:04 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
535442
This series of Notes was issued and sold upon the funding of the borrower loan #55570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,316 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| dedication-saver5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PERSONAL LOAN
Purpose of loan:
This loan will be used to... PAY OFF CREDIT CARDS
My financial situation: VALLEY NATIONAL BANK
I am a good candidate for this loan because... I'AM A RESPONSIBLE PERSON. I CURRENTLY LIVE AT HOME WITH MY PARENTS.
Monthly net income: $2000.00
Monthly expenses: $400.00
Housing: $200.00
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $7000.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:44 AM |
wigglesworth4 | $100.00 | 10/26/2011 9:20:19 AM |
social-zebra | $30.00 | 10/26/2011 10:33:14 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:30 AM |
Bank_Of_XL | $25.00 | 10/27/2011 10:57:25 AM |
30Sky | $35.00 | 10/27/2011 1:32:14 PM |
fairness-kayak | $25.00 | 10/27/2011 1:33:52 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:28 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:24 PM |
ndrak | $25.00 | 10/27/2011 2:18:44 PM |
Taz-Man-IIWIS | $25.00 | 10/27/2011 4:27:24 PM |
whitegold24k | $500.00 | 10/27/2011 5:22:50 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:26 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:50 PM |
managedfund | $1,000.00 | 10/27/2011 7:16:14 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:54 PM |
mykkai | $25.00 | 10/27/2011 7:21:38 PM |
coin-investor | $25.00 | 10/27/2011 9:00:58 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 9:22:46 PM |
Drewkeeper | $25.00 | 10/27/2011 10:26:27 PM |
villagers | $50.00 | 10/27/2011 10:40:34 PM |
larrybird | $1,800.00 | 10/27/2011 10:57:56 PM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:11 AM |
SolarMoonshine | $25.00 | 10/26/2011 9:55:31 AM |
pound-mushroom3 | $25.00 | 10/26/2011 9:22:14 AM |
favorite-commerce | $35.00 | 10/26/2011 10:46:37 AM |
radforj22 | $25.00 | 10/26/2011 12:07:52 PM |
kenji4861 | $25.00 | 10/27/2011 4:48:08 AM |
responsive-wampum8 | $25.00 | 10/27/2011 1:40:58 PM |
gulch | $25.00 | 10/27/2011 1:42:34 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:05 PM |
unclejaef | $25.00 | 10/27/2011 3:21:09 PM |
charming-exchange7 | $25.00 | 10/27/2011 4:52:22 PM |
Brisket_Bob | $50.00 | 10/27/2011 6:37:17 PM |
Ripsaw4U | $50.00 | 10/27/2011 6:31:23 PM |
sjlender | $100.00 | 10/27/2011 7:16:58 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:40 PM |
superb-funds335 | $25.00 | 10/27/2011 9:21:43 PM |
egw | $50.00 | 10/27/2011 10:31:25 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
535448
This series of Notes was issued and sold upon the funding of the borrower loan #55303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-27-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 23.48% |
Monthly payment:
| $276.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.62% | | |
| |
Estimated return*:
| 14.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,833 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| raker645 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Before I get too deep
Purpose of loan: to consolidate debt
This loan will be used to...consolidate credit card debt into one monthly payment also allowing me to pay off the balance quicker.
My financial situation: I am stable and have been for a while. I got a little carried away when my wife was working also, she was in real estate, but now realize I need to get a handle on things.
I am a good candidate for this loan because...I pay my debts. Even though I have high balances I have always managed to pay on time with my accounts, and in most cases pay more than the minimum.
Monthly net income: $2500 average
Monthly expenses: $
Housing: $884
Insurance: $150 every few months
Car expenses: $200 gas
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $200 (we coupon)
Clothing, household expenses: $20
Credit cards and other loans: $450 (I just added up all the minimum payments)
Other expenses: $100 (average church offering)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/27/2011 9:00:52 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:43 AM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:55 AM |
Whipster | $60.00 | 10/27/2011 9:24:05 AM |
wonder3 | $40.00 | 10/27/2011 10:51:31 AM |
Bank_Of_XL | $25.00 | 10/27/2011 10:56:06 AM |
MarvintheMartian | $25.00 | 10/27/2011 11:18:51 AM |
larrybird | $2,000.00 | 10/27/2011 12:53:49 PM |
fairness-kayak | $25.00 | 10/27/2011 1:33:53 PM |
30Sky | $35.00 | 10/27/2011 1:45:54 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:25 PM |
lion6 | $25.00 | 10/27/2011 3:16:40 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:17:16 PM |
bellaquito | $933.34 | 10/27/2011 4:27:20 PM |
wigglesworth4 | $100.00 | 10/27/2011 9:28:58 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:34:22 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:36:14 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:07 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:08:09 PM |
real-return | $25.00 | 10/27/2011 2:15:27 PM |
ingenious-diversification | $25.00 | 10/27/2011 2:17:54 PM |
lion6 | $25.00 | 10/27/2011 3:16:21 PM |
focused-investment442 | $30.00 | 10/27/2011 4:01:45 PM |
spiff666 | $26.66 | 10/27/2011 4:13:41 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
535454
This series of Notes was issued and sold upon the funding of the borrower loan #55838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 36y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,087 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| obedient-asset8 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...I am employed and need this loan to clear up and consolidate some debt. I have a good credit rating and have always payed back what I borrowed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loot-heart | $25.00 | 11/3/2011 9:32:35 PM |
worthy-bid8 | $50.00 | 10/28/2011 11:59:55 AM |
wigglesworth4 | $500.00 | 10/28/2011 12:00:55 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:14 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:34 PM |
blot44 | $25.00 | 10/28/2011 5:08:41 PM |
kenji4861 | $25.00 | 10/29/2011 12:35:03 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:05 PM |
phenomenal-gain5 | $30.00 | 10/29/2011 7:23:42 PM |
skuba | $50.00 | 10/30/2011 6:42:54 AM |
1redfish | $100.00 | 10/30/2011 8:14:26 AM |
smear87 | $50.00 | 10/30/2011 1:46:08 PM |
bb575 | $50.00 | 10/30/2011 7:45:22 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:10 AM |
rdrloan | $50.00 | 10/31/2011 8:03:09 AM |
riskreward | $250.00 | 10/31/2011 9:11:11 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:56 AM |
supernova719 | $50.00 | 10/31/2011 2:29:46 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:33 PM |
truth-silo | $50.00 | 10/31/2011 5:31:40 PM |
greenwell | $100.00 | 10/31/2011 5:32:58 PM |
blue-agreement-officer | $50.00 | 10/31/2011 4:40:10 PM |
ceg451 | $25.00 | 10/31/2011 3:43:03 PM |
caring-hope2 | $50.00 | 10/31/2011 4:14:48 PM |
wtrboy | $25.00 | 10/31/2011 10:23:12 PM |
bobby5832708 | $25.00 | 11/1/2011 4:07:49 AM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:04 AM |
subtle-revenue0 | $25.00 | 11/1/2011 6:50:36 AM |
organized-payment6 | $50.00 | 11/1/2011 5:31:49 AM |
peaceful-wealth0 | $25.00 | 11/1/2011 7:45:59 AM |
misit | $25.00 | 11/1/2011 8:33:05 AM |
compoundinterest | $50.00 | 11/1/2011 9:18:31 AM |
velocity-solo | $25.00 | 11/1/2011 9:30:49 AM |
hopethisworks | $25.00 | 11/1/2011 9:35:37 AM |
victorcab | $25.00 | 11/1/2011 10:28:25 AM |
AnxiousAirman | $50.00 | 11/1/2011 9:46:16 AM |
6moonbeams | $25.00 | 11/1/2011 10:03:13 AM |
indomitable-coin | $25.00 | 11/1/2011 10:05:06 AM |
divedude | $25.00 | 11/1/2011 10:35:00 AM |
Cheburashka | $25.00 | 11/1/2011 10:22:57 AM |
bonus-tent | $25.00 | 11/1/2011 10:35:28 AM |
gold-sushi | $25.00 | 11/1/2011 10:37:08 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:10 AM |
life-is-great | $25.00 | 11/1/2011 10:53:44 AM |
Marathoner | $25.00 | 11/1/2011 11:52:55 AM |
rs999 | $25.00 | 11/1/2011 10:58:05 AM |
cablenews | $100.00 | 11/1/2011 10:58:53 AM |
Bank42 | $25.00 | 11/1/2011 4:50:22 PM |
Aimvest | $25.00 | 11/1/2011 4:34:30 PM |
sjlender | $100.00 | 11/1/2011 6:03:29 PM |
enterprising-integrity | $50.00 | 11/1/2011 5:34:41 PM |
get30inc | $50.00 | 11/1/2011 6:20:47 PM |
helpinghand63 | $25.00 | 11/1/2011 6:14:10 PM |
diligent-leverage | $25.00 | 11/1/2011 6:28:29 PM |
JTHarris | $25.00 | 11/1/2011 7:29:04 PM |
mar97 | $25.00 | 11/1/2011 7:08:41 PM |
yachtmaster45 | $25.00 | 11/1/2011 7:08:53 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:24 PM |
building-america | $25.00 | 11/1/2011 8:10:06 PM |
integrity-starter | $25.00 | 11/1/2011 9:46:59 PM |
john0720 | $25.00 | 11/2/2011 6:24:58 AM |
Rivervale_Westwood | $25.00 | 11/2/2011 4:57:59 AM |
brutusbone | $25.00 | 11/2/2011 6:47:57 AM |
DadWarbucks | $25.00 | 11/2/2011 7:29:19 AM |
Eagledrop | $25.00 | 11/2/2011 7:25:18 AM |
sunnydaize516 | $25.00 | 11/2/2011 9:47:40 AM |
MadHun | $200.00 | 11/2/2011 9:31:42 AM |
tenacious-affluence | $100.00 | 11/2/2011 9:36:19 AM |
ideal-platinum1 | $25.00 | 11/2/2011 9:49:23 AM |
wise-honorable-rate | $25.00 | 11/2/2011 10:30:42 AM |
ski bum | $34.00 | 11/2/2011 10:14:28 AM |
paladin847 | $50.00 | 11/2/2011 10:50:27 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:43 AM |
Ivan2007 | $25.00 | 11/2/2011 11:23:47 AM |
Headhunter14 | $25.00 | 11/2/2011 10:52:42 AM |
chipperjohnson | $25.00 | 11/2/2011 11:41:28 AM |
andycheb | $25.00 | 11/2/2011 10:56:48 AM |
ZeLonewolf | $25.00 | 11/2/2011 11:02:27 AM |
farbav | $25.00 | 11/2/2011 11:10:22 AM |
IP | $25.00 | 11/2/2011 11:24:09 AM |
Avicell | $25.00 | 11/2/2011 11:28:57 AM |
brainy-dedication | $25.00 | 11/2/2011 11:40:49 AM |
DTlender | $75.00 | 11/2/2011 12:19:10 PM |
rogue_monster | $50.00 | 11/2/2011 12:35:45 PM |
camaraderi-catapult | $25.00 | 11/2/2011 12:37:06 PM |
skiberdad | $50.00 | 11/2/2011 1:00:26 PM |
gracej | $25.00 | 11/2/2011 1:57:57 PM |
dpjd | $25.00 | 11/2/2011 3:51:59 PM |
iaffy | $50.00 | 11/2/2011 2:54:29 PM |
studious-bonus7 | $100.00 | 11/2/2011 5:10:31 PM |
focused-wampum | $25.00 | 11/2/2011 3:51:51 PM |
Queueball1 | $25.00 | 11/2/2011 5:14:55 PM |
vordo | $25.00 | 11/2/2011 5:03:09 PM |
dajen1 | $40.00 | 11/2/2011 5:17:30 PM |
egw | $50.00 | 11/2/2011 6:20:33 PM |
independent-diversification7 | $25.00 | 11/2/2011 5:16:42 PM |
transparency-river1 | $1,000.00 | 11/2/2011 5:21:00 PM |
Lender0424 | $25.00 | 11/2/2011 6:51:10 PM |
titan1 | $25.00 | 11/2/2011 5:28:00 PM |
clickbrain | $25.00 | 11/2/2011 6:59:43 PM |
brewman | $25.00 | 11/2/2011 5:43:55 PM |
ndrak | $25.00 | 11/2/2011 5:44:37 PM |
trapper569 | $25.00 | 11/2/2011 7:09:34 PM |
successful-agreement7 | $100.00 | 11/2/2011 7:19:00 PM |
SMVM87 | $25.00 | 11/2/2011 6:48:41 PM |
mad4wknds | $25.00 | 11/2/2011 7:01:33 PM |
KLCRAY | $25.00 | 11/2/2011 7:05:48 PM |
loot-castanets | $25.00 | 11/2/2011 7:10:15 PM |
Munnie | $50.00 | 11/2/2011 7:45:54 PM |
Use_It_Wisely | $30.00 | 11/3/2011 7:37:46 AM |
SacramentoLoaners | $25.00 | 11/3/2011 7:56:17 AM |
tolstoy00 | $25.00 | 11/3/2011 8:36:00 AM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:35 AM |
schnippy | $25.00 | 11/3/2011 8:09:33 AM |
moola-man | $25.00 | 11/3/2011 8:20:56 AM |
value-wind0 | $50.00 | 11/3/2011 8:26:32 AM |
wdjnm | $50.00 | 11/3/2011 9:47:18 AM |
chemistry220 | $25.00 | 11/3/2011 8:54:27 AM |
RoyFauntleroy | $50.00 | 11/3/2011 9:10:46 AM |
chlebie | $47.00 | 11/3/2011 9:10:33 AM |
Oupa-George | $25.00 | 11/3/2011 9:58:23 AM |
unequaled-loyalty7 | $25.00 | 11/3/2011 10:38:10 AM |
YLlama | $25.00 | 11/3/2011 10:02:26 AM |
techs | $25.00 | 11/3/2011 10:05:58 AM |
gotyourgear | $29.00 | 11/3/2011 10:32:05 AM |
integrity-saver | $50.00 | 11/3/2011 10:48:22 AM |
openness-prospector | $25.00 | 11/3/2011 11:08:08 AM |
pi31415 | $25.00 | 11/3/2011 11:10:47 AM |
majestic-repayment3 | $50.00 | 11/3/2011 11:29:30 AM |
TheBestDad | $25.00 | 11/3/2011 1:15:00 PM |
Guiren | $100.00 | 11/3/2011 12:21:44 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:29 PM |
Harry | $50.00 | 11/3/2011 2:59:51 PM |
auction-seeker4 | $25.00 | 11/3/2011 4:20:00 PM |
rulender | $25.00 | 11/3/2011 1:46:04 PM |
efficient-marketplace | $25.00 | 11/3/2011 3:21:16 PM |
credit-panda1 | $25.00 | 11/3/2011 5:23:28 PM |
jt530 | $25.00 | 11/3/2011 5:26:18 PM |
Weaverville | $50.00 | 11/3/2011 4:07:52 PM |
emjo1219 | $25.00 | 11/3/2011 4:16:47 PM |
selvamfinance | $25.00 | 11/3/2011 5:54:57 PM |
UnemployedNinjaMom | $25.00 | 11/3/2011 6:14:47 PM |
damage | $25.00 | 11/3/2011 5:09:35 PM |
jaycro | $25.00 | 11/3/2011 6:41:40 PM |
causr08 | $25.00 | 11/3/2011 5:18:42 PM |
RG | $25.00 | 11/3/2011 5:20:49 PM |
herman7 | $25.00 | 11/3/2011 7:11:51 PM |
Stollewood | $25.00 | 11/3/2011 5:34:53 PM |
geemel | $25.00 | 11/3/2011 5:46:39 PM |
perlindc | $101.00 | 11/3/2011 7:35:41 PM |
Maccs55 | $25.00 | 11/3/2011 6:01:26 PM |
rajs | $500.00 | 11/3/2011 6:27:15 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:15 PM |
MiniBank998 | $25.00 | 11/4/2011 12:49:41 AM |
unflappable-pound3 | $50.00 | 11/3/2011 8:00:00 PM |
LaveenFinancial | $25.00 | 11/3/2011 8:00:12 PM |
kulender | $50.00 | 11/4/2011 4:48:40 AM |
cutter21 | $25.00 | 11/3/2011 9:07:40 PM |
x27 | $25.00 | 11/3/2011 10:27:22 PM |
silver-armada | $50.00 | 11/4/2011 4:18:56 AM |
enchanted-reward3 | $100.00 | 11/4/2011 7:47:22 AM |
vivid-listing | $28.64 | 11/4/2011 6:56:07 AM |
FredHead3 | $27.12 | 11/4/2011 7:17:01 AM |
janus_god | $25.00 | 11/4/2011 7:48:06 AM |
flypenguin | $25.00 | 11/4/2011 7:37:55 AM |
versatilenyguy | $50.00 | 11/4/2011 9:54:19 AM |
LenderByDay | $25.00 | 11/4/2011 8:04:13 AM |
deborahz | $25.00 | 11/4/2011 8:42:33 AM |
SnakeV | $25.00 | 11/4/2011 8:54:49 AM |
Denver-Rental-Properties | $25.00 | 11/4/2011 10:07:54 AM |
lounges | $25.00 | 11/4/2011 8:38:01 AM |
Panna | $25.00 | 11/4/2011 9:55:38 AM |
platinum-dojo | $25.00 | 11/4/2011 10:08:48 AM |
Quaven | $25.00 | 11/4/2011 10:04:26 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:09 AM |
Chervianne | $50.00 | 11/4/2011 10:22:04 AM |
onlyinchicago | $50.00 | 11/4/2011 11:21:04 AM |
ijspence | $25.00 | 11/4/2011 10:44:20 AM |
sail120 | $50.00 | 11/4/2011 11:22:27 AM |
exuberant-dime | $25.00 | 11/4/2011 10:53:25 AM |
rockytop | $35.00 | 11/4/2011 10:51:08 AM |
money-bauble | $200.00 | 11/4/2011 10:57:11 AM |
JohnW12 | $50.00 | 11/4/2011 11:09:53 AM |
gojackgo | $44.00 | 11/4/2011 11:47:35 AM |
Chutney | $25.00 | 11/4/2011 11:24:32 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:53 AM |
flexible-return297 | $25.00 | 11/4/2011 12:23:43 PM |
return-marsupial3 | $25.00 | 11/4/2011 11:44:29 AM |
pragmatic-camaraderi | $25.00 | 11/4/2011 11:46:37 AM |
Darts | $50.00 | 11/4/2011 11:49:24 AM |
orderly-finance6 | $50.00 | 11/4/2011 1:49:59 PM |
javelin0 | $25.00 | 11/4/2011 12:00:00 PM |
NYBIZ | $25.00 | 11/4/2011 12:27:14 PM |
larrybird | $2,000.00 | 11/4/2011 2:47:04 PM |
theogeer | $25.00 | 11/4/2011 1:29:47 PM |
wigglesworth4 | $100.00 | 10/28/2011 12:00:59 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:50 PM |
fcrick | $25.00 | 10/28/2011 12:03:17 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:57 PM |
gain-mountain1 | $100.00 | 10/28/2011 5:12:09 PM |
gain-mountain1 | $100.00 | 10/28/2011 5:32:23 PM |
jescowa | $50.00 | 10/29/2011 5:09:15 AM |
jazz619 | $25.00 | 10/29/2011 9:19:51 AM |
Tscheddar | $25.00 | 10/29/2011 11:24:28 AM |
figs4u2 | $100.00 | 10/29/2011 12:12:55 PM |
pdub | $75.00 | 10/29/2011 12:16:11 PM |
coin-investor | $25.00 | 10/29/2011 7:53:08 PM |
kaceymalone | $25.00 | 10/30/2011 8:49:03 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:05 PM |
Shawnman19 | $25.51 | 10/31/2011 11:09:33 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:29 AM |
steamboatgal | $50.00 | 10/31/2011 3:59:27 PM |
balance-voyager | $50.00 | 10/31/2011 4:15:24 PM |
rmachi | $25.00 | 10/31/2011 6:23:18 PM |
benefit-dreams | $25.00 | 10/31/2011 7:57:28 PM |
rate-mogul | $50.00 | 10/31/2011 6:25:25 PM |
Zoomie | $25.00 | 10/31/2011 9:03:08 PM |
noble-leverage035 | $27.80 | 11/1/2011 4:09:31 AM |
stollcm | $25.00 | 11/1/2011 5:37:06 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:28 AM |
Preteur | $25.00 | 11/1/2011 5:47:29 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:48 AM |
Clambake | $25.00 | 11/1/2011 9:04:30 AM |
genius520 | $50.00 | 11/1/2011 9:05:22 AM |
resolute-basis9 | $25.00 | 11/1/2011 9:31:39 AM |
britgsb | $30.00 | 11/1/2011 9:16:47 AM |
magnetic-pound4 | $50.00 | 11/1/2011 11:15:58 AM |
orange-courageous-dedication | $25.00 | 11/1/2011 11:21:18 AM |
hope-spinner | $25.00 | 11/1/2011 11:12:12 AM |
Kijib | $25.00 | 11/1/2011 2:45:51 PM |
five-star-order1 | $50.00 | 11/1/2011 12:42:45 PM |
Epiphanic | $25.00 | 11/1/2011 1:02:49 PM |
peso-windmill | $25.00 | 11/1/2011 3:06:37 PM |
BaxterEvil | $25.00 | 11/1/2011 5:43:35 PM |
tenacious-capital3 | $26.27 | 11/1/2011 6:04:53 PM |
Tai | $50.00 | 11/1/2011 5:36:32 PM |
PISCESPRINCESS | $50.00 | 11/1/2011 5:50:21 PM |
income-excellence1 | $25.00 | 11/1/2011 6:05:06 PM |
Slend49 | $25.00 | 11/1/2011 6:54:01 PM |
cash-sensai2 | $25.00 | 11/1/2011 6:04:17 PM |
finance-magma7 | $25.00 | 11/1/2011 7:00:10 PM |
rampe001 | $50.00 | 11/1/2011 7:17:04 PM |
trade-surge3 | $50.00 | 11/1/2011 6:35:42 PM |
paladin510 | $25.00 | 11/1/2011 6:41:12 PM |
payment-halo | $25.00 | 11/1/2011 8:16:49 PM |
jga516 | $25.00 | 11/1/2011 7:14:17 PM |
gold-disk | $25.00 | 11/1/2011 7:31:01 PM |
vivixmedia | $25.00 | 11/2/2011 1:27:58 AM |
Railbird | $25.00 | 11/2/2011 4:59:42 AM |
dlenz | $25.00 | 11/2/2011 5:30:02 AM |
Thelonius98 | $25.00 | 11/2/2011 6:52:50 AM |
dtrain5 | $50.00 | 11/2/2011 8:27:17 AM |
nestegg4e | $25.00 | 11/2/2011 7:27:41 AM |
TommyTucker | $50.00 | 11/2/2011 9:12:23 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:48 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:18 AM |
orange-brainy-return | $25.00 | 11/2/2011 8:31:10 AM |
AFairDeal | $50.00 | 11/2/2011 9:13:34 AM |
luckyldy | $25.00 | 11/2/2011 9:24:10 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:35 AM |
nickel-ferret | $50.00 | 11/2/2011 9:27:45 AM |
the-transaction-stronghold | $25.00 | 11/2/2011 9:33:10 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:56 AM |
GodzillaLending | $25.00 | 11/2/2011 10:42:29 AM |
rudyindc | $25.00 | 11/2/2011 10:25:26 AM |
IIP77 | $25.00 | 11/2/2011 10:27:47 AM |
adamnash | $25.00 | 11/2/2011 10:40:45 AM |
hostbank | $100.00 | 11/2/2011 11:18:31 AM |
SpareChangeHero | $25.00 | 11/2/2011 11:23:24 AM |
mike_banker | $38.00 | 11/2/2011 10:40:18 AM |
nosualcneas | $25.00 | 11/2/2011 10:54:24 AM |
jrbill1998 | $50.00 | 11/2/2011 10:57:33 AM |
satisfying-deal5 | $50.00 | 11/2/2011 11:10:06 AM |
forthright-dedication | $50.00 | 11/2/2011 11:12:53 AM |
Gr8Deal | $50.00 | 11/2/2011 11:14:21 AM |
organic-responsibility530 | $25.00 | 11/2/2011 11:18:50 AM |
clkventures | $100.00 | 11/2/2011 12:14:12 PM |
rakstar | $50.00 | 11/2/2011 12:18:33 PM |
wealthstar | $25.00 | 11/2/2011 1:11:02 PM |
brightest-affluence-motivator | $50.00 | 11/2/2011 1:58:52 PM |
happy-asset | $25.00 | 11/2/2011 3:36:00 PM |
billybragg | $25.00 | 11/2/2011 4:18:35 PM |
diablorulz | $75.00 | 11/2/2011 4:30:59 PM |
riskadverse44 | $25.00 | 11/2/2011 5:14:29 PM |
ktradtke | $25.00 | 11/2/2011 5:57:50 PM |
impeccable-funds5 | $50.00 | 11/2/2011 6:08:47 PM |
Nascar1 | $50.00 | 11/2/2011 5:22:50 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:36 PM |
credit-vinyl | $25.00 | 11/2/2011 5:57:42 PM |
Banker7371 | $25.00 | 11/2/2011 5:58:10 PM |
kinetic-openness0 | $25.00 | 11/2/2011 7:16:35 PM |
dood2112 | $25.00 | 11/2/2011 8:03:35 PM |
durability-ruler | $25.00 | 11/2/2011 7:05:42 PM |
lifegrowth | $25.00 | 11/2/2011 6:56:07 PM |
hayhelp | $25.00 | 11/2/2011 7:16:14 PM |
crw1950 | $61.92 | 11/3/2011 4:56:46 AM |
creativename | $30.00 | 11/2/2011 10:11:35 PM |
blue-euro-human | $25.00 | 11/2/2011 10:33:13 PM |
market-maple | $25.00 | 11/2/2011 10:08:20 PM |
a-leverage-investor | $25.00 | 11/3/2011 5:51:40 AM |
stinvest | $25.00 | 11/3/2011 6:00:21 AM |
gjh37 | $50.00 | 11/3/2011 6:27:53 AM |
no_agenda_lender | $25.00 | 11/3/2011 6:41:12 AM |
cnovak | $25.00 | 11/3/2011 7:09:25 AM |
currency-trophy | $25.00 | 11/3/2011 9:28:23 AM |
reward-system | $25.00 | 11/3/2011 9:03:07 AM |
emo13 | $50.00 | 11/3/2011 10:13:26 AM |
best-marketologist | $25.00 | 11/3/2011 9:59:50 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:37 AM |
minista | $51.00 | 11/3/2011 10:06:00 AM |
PaulW | $40.00 | 11/3/2011 10:20:44 AM |
green28 | $100.00 | 11/3/2011 10:27:28 AM |
george_kaplan | $25.00 | 11/3/2011 10:32:23 AM |
rupee-artisan | $25.00 | 11/3/2011 11:11:49 AM |
ItsJustMe79 | $25.00 | 11/3/2011 11:08:23 AM |
biglender5 | $25.00 | 11/3/2011 11:23:42 AM |
tlp43 | $25.00 | 11/3/2011 11:28:43 AM |
bid-carrier0 | $25.00 | 11/3/2011 11:49:20 AM |
jackbauer | $25.00 | 11/3/2011 12:22:06 PM |
beer-gardener | $500.00 | 11/3/2011 12:57:30 PM |
lmmlmmlmm | $25.00 | 11/3/2011 1:12:12 PM |
Joeburly | $25.00 | 11/3/2011 1:50:55 PM |
pbo922 | $25.00 | 11/3/2011 2:31:16 PM |
managedfund | $1,000.00 | 11/3/2011 3:54:10 PM |
JD-01 | $25.00 | 11/3/2011 5:40:40 PM |
Spaceman838 | $50.00 | 11/3/2011 6:03:30 PM |
Solid-Platinum | $30.00 | 11/3/2011 5:21:40 PM |
tamcho | $25.00 | 11/3/2011 5:40:00 PM |
PA2LA | $25.00 | 11/3/2011 7:42:53 PM |
mammalian4 | $25.00 | 11/3/2011 8:04:07 PM |
finance-symphony7 | $200.00 | 11/3/2011 8:07:54 PM |
ujiba | $50.00 | 11/3/2011 7:18:48 PM |
tranquil-revenue | $25.00 | 11/4/2011 12:17:21 AM |
dollars4debts | $25.00 | 11/3/2011 8:15:09 PM |
taz007 | $25.00 | 11/3/2011 8:26:50 PM |
Goodlender42 | $25.00 | 11/4/2011 5:34:42 AM |
poplar0 | $25.00 | 11/4/2011 12:16:59 AM |
SeaDevil | $25.00 | 11/4/2011 2:41:16 AM |
wealth-competitor | $25.00 | 11/4/2011 6:40:22 AM |
dsnybnd | $25.00 | 11/4/2011 6:44:10 AM |
Brisket_Bob | $47.00 | 11/4/2011 4:59:19 AM |
Prairie-MN | $30.00 | 11/4/2011 4:23:18 AM |
littlemonkey | $25.00 | 11/4/2011 7:54:49 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:00 AM |
hebergee | $25.00 | 11/4/2011 6:27:34 AM |
mflawyer | $25.00 | 11/4/2011 8:39:46 AM |
dignified-finance | $25.00 | 11/4/2011 7:10:53 AM |
careful-note1 | $25.00 | 11/4/2011 7:17:52 AM |
LendingLotus | $25.00 | 11/4/2011 9:11:56 AM |
octoberfresh | $25.00 | 11/4/2011 6:55:32 AM |
community-bee | $25.00 | 11/4/2011 7:03:29 AM |
orange-dollar-guild | $25.00 | 11/4/2011 7:42:51 AM |
Ponies88 | $25.00 | 11/4/2011 10:06:50 AM |
MoneySiles | $25.00 | 11/4/2011 10:02:45 AM |
acropiloterau2002 | $25.00 | 11/4/2011 10:30:29 AM |
Aljasa2008 | $25.00 | 11/4/2011 10:38:47 AM |
evnagelist | $25.00 | 11/4/2011 10:15:04 AM |
ProjectVenture | $25.00 | 11/4/2011 10:38:22 AM |
pleasant-basis | $25.00 | 11/4/2011 11:35:02 AM |
yertle9 | $25.00 | 11/4/2011 11:23:36 AM |
PK_USMC | $25.00 | 11/4/2011 11:21:27 AM |
Longfellow20011 | $73.39 | 11/4/2011 12:04:24 PM |
Kame | $25.00 | 11/4/2011 11:33:57 AM |
FoosMaster | $25.00 | 11/4/2011 11:34:20 AM |
lendme2 | $50.00 | 11/4/2011 11:35:42 AM |
twerns | $45.15 | 11/4/2011 1:02:36 PM |
Tiffies3 | $26.00 | 11/4/2011 11:46:10 AM |
Mindful7 | $25.00 | 11/4/2011 1:15:43 PM |
sparkling-contract7 | $25.00 | 11/4/2011 11:59:06 AM |
economy-molecule3 | $81.00 | 11/4/2011 12:04:18 PM |
HAVEANICEDAY | $25.00 | 11/4/2011 12:30:25 PM |
valiant-liberty4 | $25.00 | 11/4/2011 12:37:39 PM |
red-enthralling-justice | $25.00 | 11/4/2011 12:36:33 PM |
steady-silver6 | $50.00 | 11/4/2011 1:07:49 PM |
fairness-drum | $30.00 | 11/4/2011 1:21:24 PM |
bill-expert | $25.00 | 11/4/2011 1:38:02 PM |
ecstatic-money064 | $25.00 | 11/4/2011 1:55:57 PM |
brightest-gain-investor | $1,061.20 | 11/4/2011 2:56:32 PM |
new-gold-wrangler | $2,000.00 | 11/4/2011 2:49:44 PM |
triguy | $2,000.00 | 11/4/2011 2:54:49 PM |
380 Investments
|
Borrower Payment Dependent Notes Series
535466
This series of Notes was issued and sold upon the funding of the borrower loan #55512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-30-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $163.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 19% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,169 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| neighborly-coin1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $1,800.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
|
Principal balance:
| $1,392.93 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Need a Medical Placement Facility!
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-pledge | $100.00 | 10/28/2011 2:51:17 PM |
resolute-basis9 | $25.00 | 10/28/2011 3:55:16 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:36 PM |
the-dollar-topper | $150.00 | 10/28/2011 5:17:34 PM |
chlebie | $50.00 | 10/28/2011 7:17:21 PM |
joyking | $100.00 | 10/28/2011 7:45:58 PM |
TrustPlus | $50.00 | 10/28/2011 10:13:09 PM |
availableloan | $25.00 | 10/28/2011 10:41:20 PM |
jescowa | $50.00 | 10/29/2011 5:09:19 AM |
JohnW12 | $50.00 | 10/29/2011 6:28:04 AM |
spaceborne | $25.00 | 10/29/2011 10:30:34 AM |
radforj22 | $25.00 | 10/29/2011 10:09:02 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:28:30 AM |
famous-bill | $50.00 | 10/29/2011 11:55:55 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:08 AM |
Tscheddar | $25.00 | 10/29/2011 11:26:51 AM |
figs4u2 | $100.00 | 10/29/2011 12:12:58 PM |
pdub | $75.00 | 10/29/2011 12:16:13 PM |
velocity-solo | $25.00 | 10/29/2011 12:24:30 PM |
D911ave | $50.00 | 10/29/2011 12:34:26 PM |
kenji4861 | $25.00 | 10/29/2011 12:35:04 PM |
FinDoc | $25.00 | 10/29/2011 12:44:01 PM |
ivy-league-MBA | $25.00 | 10/29/2011 12:31:34 PM |
wigglesworth4 | $500.00 | 10/29/2011 12:31:55 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:09 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:38 PM |
RG | $25.00 | 10/29/2011 1:10:13 PM |
BigBag | $25.00 | 10/29/2011 12:55:23 PM |
GodzillaLending | $25.00 | 10/29/2011 1:56:20 PM |
Cheburashka | $25.00 | 10/29/2011 1:29:06 PM |
epic-transaction | $25.00 | 10/29/2011 4:10:32 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:08 PM |
rocker137 | $50.00 | 10/29/2011 3:21:15 PM |
helpful-deal1 | $25.00 | 10/29/2011 5:24:02 PM |
DadWarbucks | $25.00 | 10/29/2011 4:46:03 PM |
trustu | $50.00 | 10/29/2011 4:17:49 PM |
nickel-position | $25.00 | 10/29/2011 4:24:01 PM |
Paragon13 | $50.00 | 10/29/2011 5:32:56 PM |
copperfield | $25.00 | 10/29/2011 6:19:15 PM |
ProjectVenture | $25.00 | 10/29/2011 7:39:25 PM |
coin-investor | $25.00 | 10/29/2011 7:53:09 PM |
integrity-samaritan | $25.00 | 10/29/2011 7:38:09 PM |
hidavehi | $44.00 | 10/29/2011 9:35:11 PM |
Zoramite | $25.00 | 10/29/2011 10:47:10 PM |
skuba | $50.00 | 10/30/2011 6:42:57 AM |
Tlk2drew | $50.00 | 10/29/2011 11:54:49 PM |
Arpad | $50.00 | 10/30/2011 10:56:48 AM |
kaceymalone | $50.00 | 10/30/2011 8:22:11 AM |
transparency-universe8 | $36.00 | 10/30/2011 8:48:47 AM |
Figure4 | $25.00 | 10/30/2011 9:39:24 AM |
cristy05 | $25.00 | 10/30/2011 10:32:20 AM |
credit-high-five8 | $25.00 | 10/30/2011 11:25:52 AM |
CivlDX | $42.87 | 10/30/2011 2:56:39 PM |
smear87 | $50.00 | 10/30/2011 1:46:08 PM |
antlr | $50.00 | 10/30/2011 2:38:33 PM |
Arg3998 | $25.00 | 10/30/2011 2:45:22 PM |
iaviate1 | $28.58 | 10/30/2011 2:55:54 PM |
credit-coach118 | $45.17 | 10/30/2011 3:21:20 PM |
johnfromsanmateo | $50.00 | 10/30/2011 3:30:06 PM |
first-class-dime | $33.76 | 10/30/2011 5:01:40 PM |
gala279 | $48.62 | 10/30/2011 5:07:28 PM |
bb575 | $50.00 | 10/30/2011 7:45:23 PM |
YellowJacket | $25.00 | 10/30/2011 8:06:17 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:25 PM |
Art818 | $30.00 | 10/30/2011 9:00:53 PM |
LoanDMC | $25.00 | 10/30/2011 7:34:24 PM |
flexiboy35 | $3.70 | 10/30/2011 11:06:16 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:15 PM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:22 PM |
influential-benjamins0 | $100.00 | 10/28/2011 5:18:48 PM |
emo13 | $50.00 | 10/29/2011 7:32:40 AM |
camaraderi-workhorse | $25.00 | 10/29/2011 7:51:31 AM |
indomitable-coin | $25.00 | 10/29/2011 10:51:25 AM |
britgsb | $50.00 | 10/29/2011 11:39:09 AM |
rich266 | $100.00 | 10/29/2011 11:33:13 AM |
fcrick | $25.00 | 10/29/2011 12:02:55 PM |
rolltide09 | $25.00 | 10/29/2011 12:23:56 PM |
ChrisProsper | $50.00 | 10/29/2011 12:52:27 PM |
genius520 | $50.00 | 10/29/2011 1:16:38 PM |
first-euro-rapture | $25.00 | 10/29/2011 1:03:53 PM |
Quaven | $25.00 | 10/29/2011 5:49:18 PM |
charming-exchange7 | $25.00 | 10/29/2011 5:59:00 PM |
BigMonkey | $33.69 | 10/29/2011 6:53:04 PM |
phaded | $25.00 | 10/29/2011 6:14:02 PM |
return-marsupial3 | $25.00 | 10/29/2011 6:44:58 PM |
paladin510 | $25.00 | 10/29/2011 5:52:57 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:26 PM |
Barky52 | $25.00 | 10/30/2011 7:29:39 AM |
1redfish | $100.00 | 10/30/2011 8:14:27 AM |
rudyindc | $25.00 | 10/30/2011 7:05:47 AM |
cloud8 | $34.54 | 10/30/2011 10:47:55 AM |
Spaceman838 | $50.00 | 10/30/2011 12:40:44 PM |
sappy02 | $75.00 | 10/30/2011 2:13:46 PM |
wdjnm | $50.00 | 10/30/2011 1:16:30 PM |
platinum-czar | $25.00 | 10/30/2011 3:40:00 PM |
active-reward7 | $75.00 | 10/30/2011 4:37:32 PM |
wampum-chorus3 | $25.00 | 10/30/2011 4:50:25 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:08 PM |
Longstreet47 | $37.76 | 10/30/2011 7:05:30 PM |
chemistry220 | $25.00 | 10/30/2011 5:57:42 PM |
Munnie | $25.00 | 10/30/2011 6:09:50 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:00 PM |
lava414 | $31.31 | 10/30/2011 8:45:24 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
535468
This series of Notes was issued and sold upon the funding of the borrower loan #55342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 5% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 10m |
Amount delinquent:
| $619 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $708 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-boss716 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Thank You
Purpose of loan:
This loan will be used to...debt consolidation.
My financial situation:
I am a good candidate for this loan because...I always had good standing with all my creditor. I fell vitcim to a slow economy three years ago. In which my credit fell below to what I was use to. But with hard work, schooling, and a new job, I was able to forfill my obligations and bring my credit to a respectable number. I'm able to receive debt consolidation my bank but once I read about Prosper I thought I would give it a try. I would much rather give the interest to my peers instead giving to the banks. I haven't we given them enough, its our turn.
Thanks for all your support.
Monthly net income: $ 3100
Monthly expenses: $
Housing: $925
Insurance: $115
Car expenses: $
Utilities: $225
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $475
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 5:06:23 PM |
enchanted-diversification496 | $25.00 | 10/26/2011 7:53:09 PM |
roux | $25.00 | 10/26/2011 7:08:32 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:30 PM |
minddoc | $25.00 | 10/27/2011 6:26:43 PM |
important-openness1 | $100.00 | 10/27/2011 7:10:11 PM |
mercuriant | $25.00 | 10/27/2011 7:32:21 PM |
bulabula | $25.00 | 10/27/2011 8:36:55 PM |
coin-investor | $25.00 | 10/27/2011 8:39:20 PM |
SolarMoonshine | $25.00 | 10/26/2011 5:17:18 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:49 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:32 AM |
responsible-worth113 | $25.00 | 10/27/2011 8:49:30 AM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:18:59 PM |
journey517 | $25.00 | 10/27/2011 4:47:49 PM |
compassion-artisan9 | $25.00 | 10/27/2011 4:57:47 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:16 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:58 PM |
managedfund | $1,000.00 | 10/27/2011 5:24:41 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:42 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:48 PM |
enlighter | $37.74 | 10/27/2011 6:30:26 PM |
social-cocktail1 | $200.00 | 10/27/2011 6:59:50 PM |
missing-link | $25.00 | 10/27/2011 7:42:26 PM |
GladToHelpYou | $50.00 | 10/27/2011 7:55:57 PM |
willwc6 | $50.00 | 10/27/2011 8:10:12 PM |
larrybird | $637.26 | 10/27/2011 8:40:59 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
535470
This series of Notes was issued and sold upon the funding of the borrower loan #55384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 2m |
Amount delinquent:
| $44,036 |
Total credit lines:
| 23 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,275 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 51 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sublime-peso |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2010)
|
Principal balance:
| $1,702.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
domspin
Purpose of loan:
This loan will be used to... make inprovements on investment property
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 3,300 Monthly expenses: 11600 total Housing: 580.00 Insurance: 76.00Car expenses: 185.00 Utilities: 50.00 Phone 55.00, cable, internet: 117.00 120.00Food, entertainment: 25 Clothing, household expenses: 25 Credit cards and other loans: 250 Other expenses: 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.02 | 10/25/2011 5:02:15 PM |
312-Lender | $25.00 | 10/25/2011 5:04:58 PM |
Jack55304 | $200.00 | 10/25/2011 5:27:38 PM |
SLN-10 | $25.00 | 10/25/2011 6:00:02 PM |
tech310 | $50.00 | 10/25/2011 11:49:00 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:47 AM |
myutmost | $25.00 | 10/26/2011 6:54:33 AM |
frogperson | $50.00 | 10/27/2011 8:26:21 AM |
worth-blanket2 | $3,800.00 | 10/27/2011 8:36:32 AM |
rmpedi33 | $24.98 | 10/27/2011 11:27:33 AM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:10 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:08 PM |
wise-deal-panda | $200.00 | 10/25/2011 5:22:40 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:28:17 PM |
chameleon125 | $25.00 | 10/25/2011 9:28:11 PM |
marwadi-62 | $50.00 | 10/26/2011 6:15:22 AM |
platinum-boss2 | $25.00 | 10/26/2011 1:25:16 PM |
brightest-dignified-penny | $25.00 | 10/26/2011 4:25:16 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:09 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:21 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
535484
This series of Notes was issued and sold upon the funding of the borrower loan #55340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $491.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 19% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 24y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,656 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fantastic-integrity5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Oct-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Paying off the last of the cr cards
Purpose of loan:
This loan will be used to...
I am going to use this to payoff the last of my credit cards.
My financial situation:
I am a good candidate for this loan because...
I have a good credit score I have never had any late pmts or defaults and I have been on my job over 20yrs. This is my second Prosper loan and I paid off the first one early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $32.54 | 10/26/2011 5:02:04 PM |
worthy-bid8 | $50.00 | 10/26/2011 5:06:24 PM |
wigglesworth4 | $100.00 | 10/26/2011 5:18:58 PM |
credit-coach118 | $25.18 | 10/26/2011 9:42:20 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:32 AM |
scholarly-benefit5 | $50.00 | 10/27/2011 9:12:21 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:03 AM |
fcrick | $25.00 | 10/27/2011 10:57:56 AM |
tbrnet | $50.00 | 10/27/2011 11:47:26 AM |
fragonardlives | $35.00 | 10/27/2011 2:13:08 PM |
twerns | $40.00 | 10/27/2011 3:24:36 PM |
j2ee | $25.00 | 10/27/2011 3:25:14 PM |
journey517 | $25.00 | 10/27/2011 4:45:41 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:26 PM |
Ripsaw4U | $50.00 | 10/27/2011 6:34:39 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:29 PM |
dkjl | $50.00 | 10/27/2011 9:50:59 PM |
peaceful-transparency4 | $25.00 | 10/27/2011 9:29:25 PM |
best-ingenious-funds | $25.00 | 10/27/2011 10:16:31 PM |
Reddy_Capital | $36.00 | 10/27/2011 10:29:39 PM |
av22 | $50.00 | 10/28/2011 5:21:19 AM |
CSUgrad08 | $25.00 | 10/28/2011 5:43:46 AM |
Contact911 | $29.66 | 10/28/2011 5:05:21 AM |
Pickmar | $25.00 | 10/28/2011 5:52:08 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:40 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:04:26 AM |
gonewithwinds | $25.00 | 10/28/2011 6:42:31 AM |
economy-popcorn | $25.00 | 10/28/2011 6:38:29 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:05:42 AM |
novice-speculator | $25.00 | 10/28/2011 7:23:20 AM |
Johnab | $25.25 | 10/28/2011 7:26:39 AM |
TMBank | $26.15 | 10/28/2011 7:19:28 AM |
friendly-social2 | $25.00 | 10/28/2011 7:14:46 AM |
dime-historian | $25.00 | 10/28/2011 7:31:02 AM |
Mike_T | $48.94 | 10/28/2011 7:53:40 AM |
innocent-loot | $45.00 | 10/28/2011 7:39:27 AM |
drtexican | $30.00 | 10/28/2011 7:37:09 AM |
addlending | $70.00 | 10/28/2011 8:19:06 AM |
rapid-loyalty1 | $25.00 | 10/28/2011 8:25:53 AM |
selfmademan | $25.00 | 10/28/2011 7:57:47 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:37 AM |
mindful-deal289 | $25.00 | 10/28/2011 8:28:15 AM |
InvestForWealth | $27.35 | 10/28/2011 8:31:04 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:06 AM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:49 PM |
rolltide09 | $25.00 | 10/26/2011 5:02:19 PM |
MarvintheMartian | $30.00 | 10/26/2011 5:09:35 PM |
sjlender | $100.00 | 10/26/2011 5:19:10 PM |
JustMee | $25.00 | 10/26/2011 7:20:19 PM |
bannybucks | $50.00 | 10/26/2011 7:18:16 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:37 AM |
Bank_Of_XL | $25.00 | 10/27/2011 10:57:08 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:33:34 PM |
larrybird | $2,000.00 | 10/27/2011 12:51:49 PM |
30Sky | $35.00 | 10/27/2011 1:45:53 PM |
ndrak | $25.00 | 10/27/2011 2:18:44 PM |
bigshowlender2u | $25.00 | 10/27/2011 3:49:21 PM |
focused-investment442 | $25.00 | 10/27/2011 3:54:06 PM |
mar97 | $50.00 | 10/27/2011 4:58:18 PM |
radforj22 | $50.00 | 10/27/2011 5:12:03 PM |
credit-panda1 | $25.00 | 10/27/2011 6:55:03 PM |
managedfund | $3,000.00 | 10/27/2011 7:13:37 PM |
bellaquito | $2,000.00 | 10/27/2011 8:51:38 PM |
tolstoy00 | $25.00 | 10/27/2011 9:33:03 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:50 AM |
ddog0224 | $25.00 | 10/28/2011 3:22:59 AM |
scuba-man | $50.00 | 10/28/2011 4:25:25 AM |
power-bluebird2 | $25.00 | 10/28/2011 4:29:03 AM |
Beechturner | $50.00 | 10/28/2011 5:00:13 AM |
Brown98 | $25.00 | 10/28/2011 5:19:08 AM |
gold-omatic | $54.17 | 10/28/2011 5:20:03 AM |
greenback-loyalist8 | $66.77 | 10/28/2011 4:51:02 AM |
goodhearted-gold3 | $29.45 | 10/28/2011 5:29:59 AM |
blue-dollar-viking | $50.00 | 10/28/2011 6:01:40 AM |
Brisket_Bob | $100.00 | 10/28/2011 6:09:16 AM |
JCMC | $25.00 | 10/28/2011 6:32:19 AM |
wealth-carrier | $25.00 | 10/28/2011 6:15:09 AM |
repaymeplease | $54.64 | 10/28/2011 6:30:00 AM |
GElender | $50.00 | 10/28/2011 6:24:30 AM |
tarion3 | $25.87 | 10/28/2011 6:31:19 AM |
davisfl | $100.00 | 10/28/2011 6:34:00 AM |
snowdem0n | $25.00 | 10/28/2011 6:56:53 AM |
Rulea72 | $50.00 | 10/28/2011 6:59:37 AM |
zxr | $25.00 | 10/28/2011 6:46:03 AM |
78 | $30.00 | 10/28/2011 7:01:13 AM |
CatbirdBanking | $25.00 | 10/28/2011 7:08:33 AM |
wise-unequivocal-return | $66.70 | 10/28/2011 7:04:29 AM |
the-enthralling-coin | $25.00 | 10/28/2011 8:05:45 AM |
octoberfresh | $25.00 | 10/28/2011 7:43:00 AM |
dinero-philosopher3 | $25.00 | 10/28/2011 8:15:57 AM |
floridahelper | $75.00 | 10/28/2011 8:44:05 AM |
kochan123 | $25.00 | 10/28/2011 8:37:22 AM |
LoanerPrincipal | $100.00 | 10/28/2011 8:39:46 AM |
managedfund | $136.33 | 10/28/2011 8:44:59 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
535486
This series of Notes was issued and sold upon the funding of the borrower loan #55272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 48% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,840 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| asset-excellence727 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/26/2011 10:23:47 PM |
copper | $50.00 | 10/27/2011 4:45:31 PM |
brightest-gain-investor | $1,225.00 | 10/27/2011 8:37:29 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:52 PM |
green-friendly-bill | $50.00 | 10/27/2011 6:32:16 PM |
managedfund | $400.00 | 10/27/2011 8:03:48 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
535492
This series of Notes was issued and sold upon the funding of the borrower loan #55730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 46% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,785 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-heaven53 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...cover some short term costs to catch up before the holiday season.
My financial situation:
I am a good candidate for this loan because...I have good credit, excellent employment history, and I own my house (paying on a 30-year fix, and a 15-year home equity loan).
Monthly net income: $5500
Monthly expenses: $
Housing: $3000
Insurance: $165
Car expenses: $250
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ChoiceInvestments | $30.00 | 10/29/2011 5:27:26 PM |
goodhearted-generosity511 | $25.00 | 10/30/2011 8:37:26 AM |
Something-Corporate | $25.00 | 10/31/2011 6:47:30 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:09 PM |
money-fort | $25.00 | 11/1/2011 9:01:06 AM |
green-trade-dolphin | $25.00 | 11/1/2011 9:34:42 AM |
moola-monger9 | $50.00 | 11/1/2011 1:35:14 PM |
cardminger | $25.00 | 11/1/2011 8:00:41 PM |
Sparchange | $25.00 | 11/1/2011 10:10:50 PM |
tech310 | $50.00 | 11/1/2011 11:17:36 PM |
realtormoises | $25.00 | 11/2/2011 6:55:36 AM |
bentonlending | $25.00 | 11/2/2011 8:30:25 AM |
thankful-nickel2 | $25.00 | 11/2/2011 1:59:02 PM |
winmals | $25.00 | 11/3/2011 5:06:01 AM |
worth-blanket2 | $2,000.00 | 11/3/2011 11:06:59 AM |
the-lean-bid | $25.00 | 11/3/2011 11:07:47 AM |
tolerant-truth2 | $14.84 | 11/3/2011 12:37:08 PM |
grotheik | $25.00 | 10/29/2011 7:06:35 PM |
exchange-upholder0 | $25.00 | 10/30/2011 6:09:28 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:34 AM |
let_me_retire | $100.00 | 11/1/2011 2:50:43 AM |
genuine-money | $100.00 | 11/1/2011 7:44:04 AM |
dedicated-principal | $25.00 | 11/1/2011 9:08:30 AM |
LKCGICG | $25.00 | 11/1/2011 8:43:45 AM |
adamdroker | $25.00 | 11/1/2011 10:20:57 AM |
managedfund | $600.00 | 11/2/2011 6:05:09 AM |
Core-Marketing | $25.00 | 11/2/2011 4:28:43 AM |
integrity-electron9 | $50.00 | 11/2/2011 7:35:10 AM |
OLYVRC | $25.00 | 11/2/2011 7:50:03 AM |
appetizing-duty8 | $25.00 | 11/2/2011 11:17:08 AM |
fountain355 | $25.00 | 11/2/2011 12:03:07 PM |
supreme-p2p9 | $25.00 | 11/2/2011 7:35:44 PM |
bid-stockpiler1 | $25.00 | 11/2/2011 7:43:46 PM |
copper | $27.00 | 11/2/2011 7:05:00 PM |
SweatyBalls | $25.00 | 11/3/2011 6:42:50 AM |
JPMorrisLegacyFund | $103.16 | 11/3/2011 4:01:44 AM |
dynamic-platinum | $25.00 | 11/3/2011 4:56:57 AM |
alluring-yield5 | $25.00 | 11/3/2011 5:34:53 AM |
green28 | $100.00 | 11/3/2011 9:14:14 AM |
market-pudding | $25.00 | 11/3/2011 12:22:44 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
535502
This series of Notes was issued and sold upon the funding of the borrower loan #55345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 9% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| progressive-yield7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan request
Purpose of loan:
This loan will be used to...Repair my current main vehicle for work travel
My financial situation:
I am a good candidate for this loan because...I am hard working and currently hold three firefighter posistions at three different companies
Monthly net income: $2600
Monthly expenses: $0
Housing: $700
Insurance: $54.11
Car expenses: $0
Utilities: $included in housing
Phone, cable, internet: $98
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/26/2011 5:16:20 PM |
calmfunds | $500.00 | 10/27/2011 9:31:54 AM |
money-fort | $25.00 | 10/27/2011 5:17:57 PM |
capital-galaxy | $100.00 | 10/27/2011 5:17:53 PM |
managedfund | $200.00 | 10/27/2011 7:25:40 PM |
larrybird | $945.00 | 10/27/2011 8:41:03 PM |
108lender | $100.00 | 10/27/2011 2:09:13 PM |
copper | $50.00 | 10/27/2011 4:45:31 PM |
ore-leather | $25.00 | 10/27/2011 4:47:45 PM |
interest88 | $30.00 | 10/27/2011 5:21:59 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:32 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
535528
This series of Notes was issued and sold upon the funding of the borrower loan #55346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $631.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 20% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,210 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bonafide-agreement043 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Back-yard
Purpose of loan:
This loan will be used to landscape my backyard
My financial situation:
I am a good candidate for this loan because I pay all my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 5:06:25 PM |
green-trade-dolphin2 | $35.90 | 10/26/2011 5:02:06 PM |
sjlender | $100.00 | 10/26/2011 5:19:11 PM |
wigglesworth4 | $100.00 | 10/26/2011 5:18:59 PM |
Theodon | $25.00 | 10/27/2011 3:57:35 AM |
kenji4861 | $50.00 | 10/27/2011 4:46:38 AM |
scholarly-benefit5 | $50.00 | 10/27/2011 9:12:22 AM |
ndrak | $25.00 | 10/27/2011 2:18:44 PM |
larrybird | $2,000.00 | 10/27/2011 2:44:02 PM |
j2ee | $25.00 | 10/27/2011 3:25:14 PM |
mar97 | $50.00 | 10/27/2011 4:58:19 PM |
financelover | $100.00 | 10/27/2011 5:14:32 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:26 PM |
trade-arch | $50.00 | 10/27/2011 6:06:36 PM |
managedfund | $3,700.00 | 10/27/2011 8:06:08 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:32 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:47:54 PM |
bellaquito | $2,000.00 | 10/27/2011 8:51:38 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 8:53:45 PM |
best-ingenious-funds | $25.00 | 10/27/2011 10:13:11 PM |
The_Lendor | $25.25 | 10/28/2011 1:26:33 AM |
ddog0224 | $49.71 | 10/28/2011 3:23:26 AM |
macgeek | $41.44 | 10/28/2011 3:25:49 AM |
rockwild | $27.52 | 10/28/2011 3:35:01 AM |
Minotaur | $27.00 | 10/28/2011 4:25:35 AM |
greenback-loyalist8 | $50.00 | 10/28/2011 4:52:36 AM |
transparency-universe8 | $25.00 | 10/28/2011 4:34:35 AM |
BankofPete | $25.00 | 10/28/2011 6:04:25 AM |
blue-dollar-viking | $100.00 | 10/28/2011 5:58:40 AM |
economy-popcorn | $25.00 | 10/28/2011 6:39:01 AM |
repaymeplease | $30.00 | 10/28/2011 6:30:30 AM |
selector568 | $600.00 | 10/28/2011 7:09:37 AM |
Rulea72 | $50.00 | 10/28/2011 6:59:52 AM |
friendly-social2 | $30.00 | 10/28/2011 7:19:31 AM |
octoberfresh | $25.00 | 10/28/2011 7:43:21 AM |
dinero-philosopher3 | $25.00 | 10/28/2011 8:15:57 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:38 AM |
InvestForWealth | $27.00 | 10/28/2011 8:34:46 AM |
investment-artist | $27.02 | 10/28/2011 9:01:37 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:06 AM |
nelie150 | $25.82 | 10/28/2011 8:39:54 AM |
vibrant-penny7 | $150.00 | 10/28/2011 9:06:50 AM |
blue-courageous-justice | $25.00 | 10/28/2011 8:43:11 AM |
currency-persimmon | $50.00 | 10/28/2011 8:56:48 AM |
kindness-party | $25.00 | 10/28/2011 9:18:42 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:40 AM |
Marietta | $25.00 | 10/27/2011 5:44:37 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:33 AM |
Bank_Of_XL | $25.00 | 10/27/2011 10:56:39 AM |
fcrick | $25.00 | 10/27/2011 10:57:56 AM |
30Sky | $35.00 | 10/27/2011 1:45:53 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:49:21 PM |
journey517 | $25.00 | 10/27/2011 4:45:42 PM |
umfan123 | $25.00 | 10/27/2011 5:13:23 PM |
SolarMoonshine | $25.00 | 10/27/2011 5:15:27 PM |
sushi537 | $25.00 | 10/27/2011 5:17:14 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:32:58 PM |
tolstoy00 | $25.00 | 10/27/2011 9:30:17 PM |
cr8on | $100.00 | 10/27/2011 11:07:38 PM |
just21andy | $50.00 | 10/28/2011 12:35:40 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:51 AM |
huskers2939 | $104.13 | 10/28/2011 3:39:25 AM |
market-pudding | $25.00 | 10/28/2011 4:39:00 AM |
ore-historian5 | $50.00 | 10/28/2011 4:23:14 AM |
friendinmoney | $25.00 | 10/28/2011 5:39:18 AM |
JPAW777 | $25.00 | 10/28/2011 4:56:38 AM |
CSUgrad08 | $25.00 | 10/28/2011 5:44:01 AM |
jbadawg1017 | $25.00 | 10/28/2011 5:22:14 AM |
unafraid-loan5 | $25.00 | 10/28/2011 5:51:23 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:05:13 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:40 AM |
palmetto933 | $25.00 | 10/28/2011 6:14:02 AM |
JCMC | $25.00 | 10/28/2011 6:33:02 AM |
gonewithwinds | $25.00 | 10/28/2011 6:42:31 AM |
mystss | $50.00 | 10/28/2011 6:47:12 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:05:55 AM |
FlashofLight | $100.00 | 10/28/2011 7:26:38 AM |
novice-speculator | $25.00 | 10/28/2011 7:23:36 AM |
dime-historian | $25.00 | 10/28/2011 7:31:56 AM |
CatbirdBanking | $25.00 | 10/28/2011 7:14:25 AM |
social-zebra | $30.00 | 10/28/2011 8:22:30 AM |
the-enthralling-coin | $25.00 | 10/28/2011 8:05:46 AM |
Gotogo | $50.00 | 10/28/2011 8:15:20 AM |
floridahelper | $25.00 | 10/28/2011 8:48:12 AM |
VonAp | $240.00 | 10/28/2011 8:26:00 AM |
bigshowlender2u | $25.00 | 10/28/2011 8:40:32 AM |
jhernand17 | $25.00 | 10/28/2011 8:48:55 AM |
vibrant-penny7 | $60.00 | 10/28/2011 8:56:46 AM |
heavensfx | $25.00 | 10/28/2011 9:11:11 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:46 AM |
indomitable-coin | $25.00 | 10/28/2011 9:23:54 AM |
BobInWisconsin | $40.00 | 10/28/2011 9:29:11 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:45 AM |
managedfund | $169.21 | 10/28/2011 9:35:01 AM |
RyanTH9893 | $25.00 | 10/28/2011 9:32:59 AM |
95 Investments
|
Borrower Payment Dependent Notes Series
535552
This series of Notes was issued and sold upon the funding of the borrower loan #55601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $129.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| sculpture082 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baby
Purpose of loan: new baby
This loan will be used to...pay bills and buy the baby things
My financial situation: good
I am a good candidate for this loan because...I am a full time employee
Monthly net income: $ 2100
Monthly expenses: $
Housing: $ 675
Insurance: $
Car expenses: $330
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/27/2011 5:01:55 PM |
Aberdeen | $2,500.00 | 10/27/2011 6:57:18 PM |
managedfund | $450.00 | 10/27/2011 7:01:32 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
535578
This series of Notes was issued and sold upon the funding of the borrower loan #55281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $353.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,039 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| noble-community7 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
760-779
(Jan-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Credit card debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because i have a high monthly fixed income that is secure and im in good health to work part-time and supplement this income. I always pay off my debts and have done so with a Prosper loan in the past. Though it was for much less, i still kept ahead of it with additional payments to get it paid off early. I also feel fortunate to have investors that are a part of Prosper to help out folks like me. That alone makes me committed to paying off the loan on time or early if i can.
Monthly net income: $5700.00
Monthly expenses: $
Housing: $1400.00
Insurance: $40.00
Car expenses: $420.00
Utilities: $175.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $75.00 | 10/26/2011 5:02:07 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:49 PM |
wise-deal-panda | $200.00 | 10/26/2011 5:19:44 PM |
goodhearted-generosity511 | $25.00 | 10/26/2011 9:48:17 PM |
heavy_ax | $50.00 | 10/27/2011 12:01:38 AM |
golffish2 | $25.00 | 10/27/2011 4:53:43 AM |
InChicago | $150.00 | 10/27/2011 5:50:37 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:24 AM |
DHolly | $31.00 | 10/27/2011 6:24:12 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:33 AM |
1stBankAndHal | $25.06 | 10/27/2011 9:53:58 AM |
real-return | $25.00 | 10/27/2011 9:57:29 AM |
SpoonerPhan | $50.00 | 10/27/2011 10:35:12 AM |
rmpedi33 | $25.00 | 10/27/2011 11:27:59 AM |
FinanceEngine | $40.00 | 10/27/2011 12:07:57 PM |
jmeasn | $250.00 | 10/27/2011 12:53:02 PM |
thankful-nickel2 | $25.00 | 10/27/2011 12:54:50 PM |
social-zebra | $30.00 | 10/27/2011 1:33:29 PM |
richboy56 | $25.00 | 10/27/2011 1:33:41 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:46:36 PM |
bullish2bearish | $25.00 | 10/27/2011 4:09:49 PM |
friendinmoney | $28.02 | 10/27/2011 4:24:03 PM |
journey517 | $25.00 | 10/27/2011 4:47:49 PM |
compassion-artisan9 | $50.00 | 10/27/2011 4:56:30 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:17 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:42 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:30 PM |
loss-of-control | $125.00 | 10/27/2011 6:49:13 PM |
mercuriant | $25.00 | 10/27/2011 7:32:21 PM |
new-gold-wrangler | $333.44 | 10/27/2011 8:47:54 PM |
rolltide09 | $25.00 | 10/26/2011 5:02:30 PM |
worthy-bid8 | $50.00 | 10/26/2011 5:06:26 PM |
AndChicksforFree | $25.00 | 10/26/2011 5:23:42 PM |
pound-mushroom3 | $25.00 | 10/26/2011 5:24:34 PM |
Jack55304 | $200.00 | 10/26/2011 5:23:55 PM |
Feyenoord | $30.00 | 10/26/2011 9:16:17 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:14 AM |
genuine-dime | $100.00 | 10/27/2011 5:19:35 AM |
loanman2007 | $25.00 | 10/27/2011 5:34:54 AM |
green-trade-dolphin | $25.00 | 10/27/2011 7:20:38 AM |
Christophe | $25.00 | 10/27/2011 8:01:17 AM |
OldManP | $25.00 | 10/27/2011 8:55:48 AM |
social-cocktail1 | $140.00 | 10/27/2011 9:14:55 AM |
money-bauble | $100.00 | 10/27/2011 11:33:36 AM |
important-openness1 | $100.00 | 10/27/2011 1:05:02 PM |
silvercertificate | $25.00 | 10/27/2011 1:36:39 PM |
JohnSmallberries | $25.00 | 10/27/2011 1:47:00 PM |
Banker2OO7 | $53.92 | 10/27/2011 2:04:10 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:18:31 PM |
bullish2bearish | $33.56 | 10/27/2011 4:07:38 PM |
jcw3rd | $25.00 | 10/27/2011 4:50:55 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:58 PM |
managedfund | $1,000.00 | 10/27/2011 5:24:24 PM |
interest88 | $30.00 | 10/27/2011 5:44:07 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:48 PM |
shrewd-income | $100.00 | 10/27/2011 6:08:34 PM |
mingthemink | $25.00 | 10/27/2011 6:32:30 PM |
minddoc | $25.00 | 10/27/2011 6:26:44 PM |
Kash2010lu | $25.00 | 10/27/2011 6:35:54 PM |
omegamon1 | $25.00 | 10/27/2011 6:47:54 PM |
bulabula | $25.00 | 10/27/2011 8:36:55 PM |
larrybird | $2,000.00 | 10/27/2011 8:41:06 PM |
coin-investor | $25.00 | 10/27/2011 8:39:21 PM |
rockhound84 | $25.00 | 10/27/2011 8:47:19 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
535592
This series of Notes was issued and sold upon the funding of the borrower loan #55819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 29y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,881 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-class-dough5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation loan
Purpose of loan:
This loan will be used to..consolidate credit cards and house repairs.
My financial situation: Community First CreditUnion Fl
I am a good candidate for this loan because...I want to be able to meet my obligations and plan to cut up wifes charge cards
Monthly net income: $2,200.00
Monthly expenses: $2,100.00
Housing: $923.47
Insurance: $210.00
Car expenses: $60.00 gas; $376 car payment
Utilities: $220.00 average
Phone, cable, internet: $164.00
Food, entertainment: $200.00month on groceries
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $25.00 medicine; am also figuring a little extra for house repairs, thus the amount of $7,500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/27/2011 7:09:15 PM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:29 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:26 PM |
fountain355 | $25.00 | 11/3/2011 9:00:54 AM |
greencat | $50.00 | 11/4/2011 7:22:18 AM |
reward-adventure | $50.00 | 11/4/2011 9:47:59 AM |
nimble-revenue5 | $25.00 | 11/4/2011 9:56:47 AM |
moola-wildebeest3 | $50.00 | 11/4/2011 10:25:08 AM |
rs999 | $25.00 | 11/4/2011 10:41:11 AM |
Investoman | $75.00 | 11/4/2011 11:00:56 AM |
asiaratt | $50.00 | 11/4/2011 11:02:07 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:51 AM |
proud-pound4 | $25.00 | 11/4/2011 12:12:31 PM |
top-historic-peso | $25.00 | 11/4/2011 11:43:12 AM |
finance-prescription | $100.00 | 11/4/2011 11:37:44 AM |
exchange-pledge | $100.00 | 11/4/2011 1:03:53 PM |
handshake5 | $100.00 | 11/4/2011 11:44:17 AM |
money-yeller | $33.00 | 11/4/2011 1:23:08 PM |
vibraphone3 | $25.00 | 11/4/2011 12:40:08 PM |
DENARA | $25.00 | 11/4/2011 1:28:59 PM |
larrybird | $2,000.00 | 11/4/2011 2:45:46 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:06 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:22 AM |
economy-coup | $50.00 | 10/31/2011 12:30:12 AM |
HHP | $100.00 | 11/1/2011 8:05:47 AM |
let_me_retire | $25.00 | 11/1/2011 2:00:34 PM |
tech310 | $50.00 | 11/1/2011 11:17:34 PM |
km007 | $25.00 | 11/3/2011 5:07:26 PM |
realtormoises | $25.00 | 11/3/2011 9:47:12 PM |
rockytop | $34.00 | 11/4/2011 10:51:55 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:31 AM |
careful-vigilance4 | $50.00 | 11/4/2011 11:04:51 AM |
FASTIZIO_P | $25.00 | 11/4/2011 11:33:41 AM |
CashCowNow | $26.00 | 11/4/2011 11:17:54 AM |
shmb6508 | $44.00 | 11/4/2011 11:19:00 AM |
kind-credit-bear | $25.00 | 11/4/2011 12:04:03 PM |
dedicated-transaction796 | $25.00 | 11/4/2011 11:28:21 AM |
worldly-community3 | $50.00 | 11/4/2011 12:07:15 PM |
stepatatime-together | $100.00 | 11/4/2011 12:20:25 PM |
capital-halo1 | $1,000.00 | 11/4/2011 11:38:13 AM |
IIP77 | $25.00 | 11/4/2011 11:43:35 AM |
Learning2Lend | $25.00 | 11/4/2011 11:37:20 AM |
debt_helper | $25.00 | 11/4/2011 1:42:37 PM |
tremendous-dough2 | $100.00 | 11/4/2011 1:48:36 PM |
MrBailey | $25.00 | 11/4/2011 12:34:18 PM |
pleasant-nickel0 | $25.00 | 11/4/2011 12:25:46 PM |
triguy | $2,000.00 | 11/4/2011 2:55:24 PM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:23 PM |
ecstatic-money064 | $25.00 | 11/4/2011 1:55:57 PM |
brightest-gain-investor | $138.00 | 11/4/2011 2:56:58 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
535604
This series of Notes was issued and sold upon the funding of the borrower loan #55284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 59% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,809 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| atlas55 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
600-619
(Sep-2007)
|
Principal balance:
| $6,101.96 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Trying
Purpose of loan:
This loan will be used to...consolidate current debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $32.02 | 10/27/2011 9:02:06 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:45 AM |
DHolly | $31.00 | 10/27/2011 9:15:53 AM |
Jack55304 | $200.00 | 10/27/2011 9:27:07 AM |
jmeasn | $25.00 | 10/27/2011 12:55:03 PM |
important-openness1 | $100.00 | 10/27/2011 1:05:03 PM |
richboy56 | $25.00 | 10/27/2011 1:33:42 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:29:29 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:37 PM |
journey517 | $25.00 | 10/27/2011 4:47:49 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:17 PM |
mercuriant | $25.00 | 10/27/2011 7:32:21 PM |
bulabula | $25.00 | 10/27/2011 8:36:56 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 8:53:46 PM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:56 AM |
pound-mushroom3 | $25.00 | 10/27/2011 9:26:25 AM |
money-bauble | $100.00 | 10/27/2011 11:33:40 AM |
SLN-10 | $25.00 | 10/27/2011 1:55:22 PM |
108lender | $100.00 | 10/27/2011 2:09:16 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:58 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:43 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:32 PM |
minddoc | $25.00 | 10/27/2011 6:26:45 PM |
social-cocktail1 | $200.00 | 10/27/2011 6:59:51 PM |
rate-mogul | $50.00 | 10/27/2011 7:34:03 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:49:05 PM |
kind-finance-burrito | $37.50 | 10/27/2011 8:03:56 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:47:59 PM |
coin-investor | $25.00 | 10/27/2011 8:39:21 PM |
larrybird | $2,000.00 | 10/27/2011 8:41:06 PM |
willwc6 | $24.48 | 10/27/2011 8:57:08 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
535662
This series of Notes was issued and sold upon the funding of the borrower loan #55414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1974 |
Debt/Income ratio:
| 28% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 17y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,286 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pound-bigwig7 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Power Grid
Purpose of loan:
This loan will be used to.install a solar array to offset my energy cost.
My financial situation:
I am a good candidate for this loan because have an excellent track record of loan repayment in the past. I will be using Sate and Federal tax incentives to repay the majority of the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $35.90 | 10/26/2011 5:02:08 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:51 PM |
wigglesworth4 | $100.00 | 10/26/2011 5:19:00 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:39 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:34 AM |
scholarly-benefit5 | $50.00 | 10/27/2011 9:12:22 AM |
capitalelstiltskin2 | $25.00 | 10/27/2011 10:06:50 AM |
caring-hope2 | $50.00 | 10/27/2011 2:57:15 PM |
mar97 | $25.00 | 10/27/2011 7:20:36 PM |
new-ore-venture | $100.00 | 10/27/2011 7:15:27 PM |
invincible-agreement8 | $150.00 | 10/27/2011 7:45:14 PM |
platinum-exec1 | $100.00 | 10/27/2011 8:01:32 PM |
important-ore | $150.00 | 10/27/2011 7:55:49 PM |
novice-speculator | $25.00 | 10/27/2011 8:25:32 PM |
return-enforcer5 | $77.98 | 10/27/2011 8:13:20 PM |
worth-web5 | $100.00 | 10/27/2011 8:15:15 PM |
economy-popcorn | $25.00 | 10/27/2011 8:47:04 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:47:59 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:33 PM |
bellaquito | $2,000.00 | 10/27/2011 8:51:38 PM |
larrybird | $2,000.00 | 10/27/2011 8:41:06 PM |
thajr | $25.00 | 10/27/2011 9:02:50 PM |
yamahaRider | $736.56 | 10/27/2011 9:10:35 PM |
SomebodysMom | $32.67 | 10/27/2011 9:29:07 PM |
bazaar-neptune0 | $500.00 | 10/27/2011 9:31:49 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 9:49:10 PM |
robust-trade5 | $200.00 | 10/27/2011 10:00:06 PM |
Nanab5 | $25.00 | 10/27/2011 10:13:57 PM |
Reddy_Capital | $36.00 | 10/27/2011 10:10:35 PM |
caring-truth9 | $500.00 | 10/27/2011 10:12:51 PM |
av22 | $50.00 | 10/27/2011 10:21:56 PM |
treasure-expert | $25.00 | 10/27/2011 10:58:49 PM |
treasure-exchanger2 | $25.00 | 10/27/2011 11:05:49 PM |
AlfinityBank25 | $25.00 | 10/28/2011 12:42:11 AM |
The_Lendor | $25.25 | 10/28/2011 1:27:08 AM |
ToCreateCashFlow | $25.64 | 10/28/2011 2:33:12 AM |
Rackmaster32 | $30.00 | 10/28/2011 5:22:52 AM |
unafraid-loan5 | $25.00 | 10/28/2011 5:52:20 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:06:19 AM |
nalaari | $71.73 | 10/28/2011 6:23:23 AM |
davisfl | $100.00 | 10/28/2011 6:34:21 AM |
Oranje88 | $100.00 | 10/28/2011 6:57:05 AM |
gonewithwinds | $25.00 | 10/28/2011 6:42:32 AM |
octoberfresh | $25.00 | 10/28/2011 7:43:39 AM |
jehopper5 | $25.00 | 10/28/2011 9:00:25 AM |
euro-deployment | $25.00 | 10/28/2011 8:38:43 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:08 AM |
currency-persimmon | $50.00 | 10/28/2011 8:57:40 AM |
responsive-wampum8 | $25.00 | 10/28/2011 9:07:11 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:47 AM |
kindness-party | $26.00 | 10/28/2011 9:29:57 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:46 AM |
commerce-financier4 | $100.00 | 10/28/2011 9:38:39 AM |
squadron781 | $25.00 | 10/28/2011 9:46:16 AM |
rutzebach | $100.00 | 10/28/2011 9:50:54 AM |
listing-reformation8 | $50.00 | 10/28/2011 10:08:02 AM |
jubilant-durability9 | $50.00 | 10/28/2011 10:12:29 AM |
orange-brainy-return | $25.00 | 10/28/2011 10:34:40 AM |
adlending | $100.00 | 10/28/2011 10:40:37 AM |
debt-legend | $25.00 | 10/28/2011 10:43:48 AM |
steven3333 | $25.00 | 10/28/2011 10:49:32 AM |
indomitable-coin | $25.00 | 10/28/2011 11:43:30 AM |
emjo1219 | $25.00 | 10/28/2011 11:17:42 AM |
mighty-trade2 | $25.00 | 10/28/2011 11:23:40 AM |
worthy-bid8 | $50.00 | 10/26/2011 5:06:29 PM |
Bank_Of_XL | $25.00 | 10/27/2011 10:56:22 AM |
fcrick | $25.00 | 10/27/2011 10:57:57 AM |
tbrnet | $50.00 | 10/27/2011 11:47:27 AM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:43 PM |
willwc6 | $100.00 | 10/27/2011 8:26:08 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 8:53:46 PM |
tolstoy00 | $25.00 | 10/27/2011 9:05:51 PM |
goodcents | $26.12 | 10/27/2011 9:11:11 PM |
Palacios | $500.00 | 10/27/2011 9:26:53 PM |
CatbirdBanking | $25.00 | 10/27/2011 9:35:23 PM |
Zingaro | $25.00 | 10/27/2011 9:45:03 PM |
Solid-Platinum | $25.00 | 10/27/2011 9:27:34 PM |
best-ingenious-funds | $50.00 | 10/27/2011 10:04:09 PM |
oldrebel | $25.00 | 10/27/2011 10:54:34 PM |
asset-expert0 | $25.00 | 10/27/2011 11:10:00 PM |
green-planet-guy | $30.00 | 10/27/2011 11:02:30 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:55 AM |
ddog0224 | $25.00 | 10/28/2011 3:24:05 AM |
Minotaur | $27.00 | 10/28/2011 4:24:43 AM |
transparency-universe8 | $25.00 | 10/28/2011 4:35:54 AM |
jbadawg1017 | $25.00 | 10/28/2011 5:23:48 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:41 AM |
blue-dollar-viking | $100.00 | 10/28/2011 6:02:42 AM |
palmetto933 | $25.00 | 10/28/2011 6:16:43 AM |
jdragon | $40.00 | 10/28/2011 6:23:16 AM |
managedfund | $3,750.00 | 10/28/2011 6:39:17 AM |
repaymeplease | $30.00 | 10/28/2011 6:31:34 AM |
Rulea72 | $50.00 | 10/28/2011 7:00:11 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:06:21 AM |
doomsday18 | $25.00 | 10/28/2011 7:23:48 AM |
dime-historian | $25.00 | 10/28/2011 7:32:45 AM |
AaronL | $25.00 | 10/28/2011 8:23:47 AM |
dinero-philosopher3 | $25.00 | 10/28/2011 8:15:57 AM |
return-beeper | $50.00 | 10/28/2011 8:50:24 AM |
vibrant-penny7 | $250.00 | 10/28/2011 9:09:43 AM |
investment-artist | $27.02 | 10/28/2011 9:03:41 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:40 AM |
natural-greenback6 | $25.00 | 10/28/2011 9:42:02 AM |
twister738 | $50.00 | 10/28/2011 9:48:55 AM |
goal-benefit2 | $35.00 | 10/28/2011 10:26:01 AM |
EmmaDog44 | $25.00 | 10/28/2011 10:44:20 AM |
BobRobertz | $50.00 | 10/28/2011 10:48:57 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:23 AM |
CreditBuilder2 | $50.00 | 10/28/2011 11:02:14 AM |
Maccs55 | $25.00 | 10/28/2011 11:20:03 AM |
mlpinz | $100.00 | 10/28/2011 10:56:46 AM |
ethical-truth211 | $1,000.00 | 10/28/2011 10:59:38 AM |
cagcrash | $150.00 | 10/28/2011 11:22:32 AM |
helpingyou1 | $40.00 | 10/28/2011 11:25:23 AM |
investment-comet | $25.00 | 10/28/2011 11:25:57 AM |
reward-burger2 | $50.00 | 10/28/2011 11:39:05 AM |
sail120 | $50.00 | 10/28/2011 11:21:12 AM |
djmjkelso | $25.00 | 10/28/2011 12:00:10 PM |
JBF_Investments | $39.46 | 10/28/2011 11:41:42 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:58 AM |
navy_cash | $50.00 | 10/28/2011 11:57:59 AM |
natural-worth9 | $2,000.00 | 10/28/2011 12:04:58 PM |
BishEl | $25.00 | 10/28/2011 12:07:11 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:39 PM |
responsibility-fortress | $50.00 | 10/28/2011 12:03:05 PM |
pragmatic-camaraderi | $7.67 | 10/28/2011 12:16:41 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
535728
This series of Notes was issued and sold upon the funding of the borrower loan #55293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 37% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,242 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| micsupra |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2010)
680-699
(Jul-2009)
660-679
(Apr-2009)
640-659
(Sep-2008)
|
Principal balance:
| $4,773.35 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
3rd loan, no lates
Purpose of loan: This loan will be used to consolidate some outstanding credit cards and pay down current prosper loan, and have only one monthly payment.
I am a good candidate for this loan because...This is my 3rd loan and never late.
Monthly net income: $1840
Monthly expenses: $1614
Housing: $500
Insurance: $150
Car expenses: $
Utilities: $75
Phone, cable, internet: $39
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 10/27/2011 9:04:35 AM |
AndChicksforFree | $25.00 | 10/27/2011 9:06:48 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:47 AM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:56 AM |
pound-mushroom3 | $25.00 | 10/27/2011 9:26:26 AM |
amlu1988 | $25.00 | 10/27/2011 9:34:14 AM |
jmeasn | $500.00 | 10/27/2011 12:55:53 PM |
30Sky | $35.00 | 10/27/2011 1:45:55 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:08 PM |
radforj22 | $25.00 | 10/27/2011 5:04:51 PM |
radforj22 | $25.00 | 10/27/2011 5:10:42 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:27 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:48:26 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:41 PM |
larrybird | $2,000.00 | 10/27/2011 8:41:06 PM |
Reddy_Capital | $36.00 | 10/27/2011 10:27:36 PM |
villagers | $50.00 | 10/27/2011 10:40:35 PM |
Feyenoord | $30.00 | 10/27/2011 11:02:27 PM |
wise-deal-panda | $200.00 | 10/27/2011 9:06:11 AM |
MoneyForNothing | $25.00 | 10/27/2011 9:07:41 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:48 AM |
janeybooboo | $75.00 | 10/27/2011 9:34:08 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:05 AM |
money-bauble | $100.00 | 10/27/2011 11:33:40 AM |
thankful-nickel2 | $25.00 | 10/27/2011 12:52:58 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:41:42 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:26 PM |
ndrak | $25.00 | 10/27/2011 2:18:46 PM |
ingenious-diversification | $50.00 | 10/27/2011 2:19:54 PM |
FinDoc | $25.00 | 10/27/2011 4:52:19 PM |
kenji4861 | $25.00 | 10/27/2011 7:00:44 PM |
CashFlow13 | $1,000.00 | 10/27/2011 7:12:53 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:48:00 PM |
bellaquito | $2,000.00 | 10/27/2011 8:51:43 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 8:53:46 PM |
coin-investor | $25.00 | 10/27/2011 9:01:00 PM |
unolsu5 | $25.00 | 10/27/2011 9:38:23 PM |
yield-seeker | $25.00 | 10/27/2011 10:08:01 PM |
ChrisProsper | $1,344.00 | 10/28/2011 12:56:50 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
535752
This series of Notes was issued and sold upon the funding of the borrower loan #55630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
10 | Length of status: | 24y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,590 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flexible-commitment4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
cadillac
Purpose of loan: fix car
This loan will be used to... pay for the car issues on the 03 Cadillac
My financial situation:
I am a good candidate for this loan because... its a small loan that will help me for the moment to get my car back up and running.
Monthly net income: $5066.67
Monthly expenses: $
Housing: $660.00
Insurance: $52.00
Car expenses: $450.00
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $250.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payment-gusto | $25.00 | 10/27/2011 5:21:43 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:32 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:58 PM |
larrybird | $1,450.00 | 10/27/2011 10:57:59 PM |
SolarMoonshine | $25.00 | 10/27/2011 5:24:19 PM |
vutah | $25.00 | 10/27/2011 5:42:09 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:16 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:33:00 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
535764
This series of Notes was issued and sold upon the funding of the borrower loan #55729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $97 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| elated-ore5 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan: To finish kitchen and flooring
This loan will be used to...
My financial situation: I have a steady income
I am a good candidate for this loan because...
Monthly net income: $5200
Monthly expenses: $500
Housing: $2000
Insurance: $300
Car expenses: $100
Utilities: $200
Phone, cable, internet: $35
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $20
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/31/2011 5:09:51 PM |
golffish2 | $25.00 | 11/1/2011 3:54:42 AM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:46 PM |
CA-Lender | $25.00 | 11/2/2011 10:06:25 AM |
Land_on_your_feet | $25.00 | 11/2/2011 7:35:57 PM |
Core-Marketing | $25.00 | 11/3/2011 5:31:58 AM |
carrinel | $104.10 | 11/3/2011 6:19:31 AM |
thankful-nickel2 | $25.00 | 11/3/2011 6:25:39 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:34 AM |
cash-turbine1 | $25.00 | 11/3/2011 6:24:13 AM |
EngineerUSMC | $26.61 | 11/3/2011 8:40:13 AM |
worth-blanket2 | $2,900.00 | 11/3/2011 11:04:40 AM |
HHP | $100.00 | 11/1/2011 8:05:55 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:40 AM |
finance-mushroom | $100.00 | 11/1/2011 7:01:15 PM |
managedfund | $1,001.00 | 11/2/2011 6:14:45 AM |
Rogelio48 | $25.00 | 11/2/2011 7:01:19 AM |
proper-loot3 | $25.00 | 11/2/2011 5:06:58 AM |
Christophe | $25.00 | 11/2/2011 5:55:17 AM |
Finchy78 | $25.00 | 11/2/2011 8:58:41 AM |
rs999 | $25.00 | 11/2/2011 10:44:06 AM |
well-mannered-income3 | $40.00 | 11/2/2011 12:52:09 PM |
eg192 | $33.69 | 11/2/2011 6:59:24 PM |
zorg77 | $50.00 | 11/3/2011 5:15:57 AM |
dedicated-principal | $25.00 | 11/3/2011 6:38:30 AM |
Rogue_Funding | $25.00 | 11/3/2011 9:04:10 AM |
Isanpankki | $25.00 | 11/3/2011 8:35:31 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
535774
This series of Notes was issued and sold upon the funding of the borrower loan #55455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 4m |
Amount delinquent:
| $17,126 |
Total credit lines:
| 54 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $12,489 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 53 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bruce38 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
New Washer and Dryer
Purpose of loan:
This loan will be used to...purchase a new washer, dryer and refrigerator
My financial situation:
I am a good candidate for this loan because...I previously had a loan through Prosper and made my payments on time every month. I was never late on payment or missed a payment. I also paid the loan off 3 months early. The appliances that I currently have are over 15 years old and are ready to break down. The washer won't spin and the dryer doesn't heat up enough to dry the clothes properly.
Monthly net income: $2268.50
Monthly expenses: $
Housing: $325.00
Insurance: $127.00
Car expenses: $310.00
Utilities: $75
Phone, cable, internet: $75
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $32.59 | 10/28/2011 9:02:13 AM |
312-Lender | $25.00 | 10/28/2011 9:07:46 AM |
well-rounded-payout0 | $50.00 | 10/28/2011 9:11:17 AM |
yield-trader | $25.00 | 10/28/2011 9:14:40 AM |
blitzen40 | $25.00 | 10/28/2011 9:19:28 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:15 AM |
MoneyForNothing | $25.00 | 10/28/2011 9:34:26 AM |
managedfund | $400.00 | 10/28/2011 10:13:11 AM |
AndChicksforFree | $347.00 | 10/28/2011 10:40:09 AM |
GGreg799 | $25.00 | 10/28/2011 9:29:11 AM |
exchange-squirrel | $25.00 | 10/28/2011 9:37:20 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:28 AM |
DHolly | $31.00 | 10/28/2011 10:02:10 AM |
Mikale360 | $25.00 | 10/28/2011 10:03:32 AM |
SolarMoonshine | $25.00 | 10/28/2011 10:08:43 AM |
richboy56 | $25.00 | 10/28/2011 10:52:44 AM |
brightest-gain-investor | $839.41 | 10/28/2011 11:07:31 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
535782
This series of Notes was issued and sold upon the funding of the borrower loan #55248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $382.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 48% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Clergy |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,098 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-purposeful-treasure |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
|
Principal balance:
| $5,944.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Finish remodeling house
Purpose of loan: Finish house improvements
This loan will be used to... increase value of house
My financial situation: good
I am a good candidate for this loan because... I always keep commitments; never defaulted or bankrupt.
Monthly net income: $$7,000
Monthly expenses: $5,000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/27/2011 9:09:58 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:49 AM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:57 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:48 AM |
larrybird | $2,000.00 | 10/27/2011 12:54:27 PM |
important-openness1 | $100.00 | 10/27/2011 1:05:03 PM |
innocent-income4 | $25.00 | 10/27/2011 1:28:32 PM |
gotjack | $25.00 | 10/27/2011 1:49:20 PM |
SLN-10 | $75.00 | 10/27/2011 1:53:52 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:29 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:28:36 PM |
unclejaef | $25.00 | 10/27/2011 3:21:11 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:38 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:17:54 PM |
Whatssofunnybout | $31.23 | 10/27/2011 4:19:53 PM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:05 AM |
ILoveBearHats | $25.00 | 10/27/2011 9:53:21 AM |
money-bauble | $100.00 | 10/27/2011 11:33:41 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:35:03 PM |
jmeasn | $50.00 | 10/27/2011 12:56:55 PM |
30Sky | $35.00 | 10/27/2011 1:32:15 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:44:36 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:09 PM |
ndrak | $25.00 | 10/27/2011 2:18:47 PM |
lion6 | $25.00 | 10/27/2011 3:22:02 PM |
mathaiusa | $150.00 | 10/27/2011 3:48:33 PM |
bellaquito | $1,833.77 | 10/27/2011 4:26:30 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
535788
This series of Notes was issued and sold upon the funding of the borrower loan #55387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $433.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,068 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| immaculate-principal4 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reapy Family Member
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/27/2011 9:15:50 AM |
wigglesworth4 | $100.00 | 10/27/2011 9:28:59 AM |
Banker7371 | $25.00 | 10/27/2011 5:52:28 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:32:59 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:33 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 8:53:47 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:48:00 PM |
coin-investor | $25.00 | 10/27/2011 9:01:00 PM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:52 AM |
haplender | $50.00 | 10/28/2011 8:12:29 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:42 AM |
jsak74 | $25.00 | 10/28/2011 9:38:18 AM |
SolarMoonshine | $25.00 | 10/28/2011 9:53:23 AM |
diverse-capital3 | $50.00 | 10/28/2011 9:46:12 AM |
whitegold24k | $375.00 | 10/28/2011 10:12:33 AM |
kenji4861 | $25.00 | 10/27/2011 7:00:45 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:54 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:42 PM |
larrybird | $2,000.00 | 10/27/2011 8:41:07 PM |
yield-seeker | $25.00 | 10/27/2011 10:08:47 PM |
villagers | $50.00 | 10/27/2011 10:40:36 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:04 AM |
managedfund | $2,400.00 | 10/28/2011 6:36:48 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:48 AM |
Investor_DP | $100.00 | 10/28/2011 9:32:07 AM |
payout-carnival | $25.00 | 10/28/2011 9:39:19 AM |
djkaiser | $25.00 | 10/28/2011 9:49:30 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
535790
This series of Notes was issued and sold upon the funding of the borrower loan #55597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1963 |
Debt/Income ratio:
| 22% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 13y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,918 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dmccall |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Better you than the IRS
Thanks for taking the time to read this listing.
I sold a rental last year and unfortunately badly underestimated the capital gains I would have to pay. After a remodel on my home, and reinvesting most of the proceeds, I found that the reserve I set aside to pay the Taxes was way too low. I recently finished my tax filing (after extensions) and found that I?m short a little over 35,000 on my taxes. While I can make up 10,000 of this, I need a loan to get the rest paid off.
I have two of my rental properties on the market and expect to have this loan paid off in 6 to 12 months as soon as either of them sells.
I am solidly employed at the same company for 13 years and make good money. My debt to income ratio is a little high right now as much of our revolving credit got eaten up in the remodel, but I am steadily paying it down as I have great cash flow and few other obligations.
Thank you very much for considering this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $40.02 | 10/27/2011 9:02:11 AM |
fcrick | $25.00 | 10/27/2011 10:57:58 AM |
caring-hope2 | $100.00 | 10/27/2011 2:57:47 PM |
journey517 | $25.00 | 10/27/2011 4:45:42 PM |
red-dime-solo | $49.49 | 10/27/2011 5:04:51 PM |
kenji4861 | $50.00 | 10/27/2011 7:00:28 PM |
sjlender | $100.00 | 10/27/2011 7:16:59 PM |
rate-mogul | $50.00 | 10/27/2011 7:34:03 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:48:00 PM |
tolstoy00 | $25.00 | 10/27/2011 9:26:36 PM |
work4me | $25.00 | 10/28/2011 12:35:06 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:04 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:41 AM |
managedfund | $3,750.00 | 10/28/2011 6:44:24 AM |
lendstats_com | $25.00 | 10/28/2011 8:11:02 AM |
dinero-philosopher3 | $25.00 | 10/28/2011 8:15:58 AM |
vibrant-penny7 | $200.00 | 10/28/2011 9:18:47 AM |
ethical-truth211 | $467.10 | 10/28/2011 9:29:44 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:48 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:42 AM |
SolarMoonshine | $25.00 | 10/28/2011 9:48:55 AM |
authoritative-capital | $25.00 | 10/28/2011 9:57:25 AM |
capital-investor8 | $250.00 | 10/28/2011 10:06:11 AM |
jubilant-durability9 | $100.00 | 10/28/2011 10:05:02 AM |
CreditBuilder2 | $50.00 | 10/28/2011 11:12:44 AM |
pdub | $75.00 | 10/28/2011 11:03:37 AM |
cagcrash | $150.00 | 10/28/2011 11:22:33 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:23 AM |
LoanDMC | $50.00 | 10/28/2011 11:16:35 AM |
missile8 | $25.00 | 10/28/2011 11:35:00 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:00 AM |
navy_cash | $30.75 | 10/28/2011 12:00:41 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:41 PM |
nickel-jam | $705.00 | 10/28/2011 12:02:14 PM |
jimbo29blue | $50.00 | 10/28/2011 12:19:44 PM |
bellaquito | $2,000.00 | 10/28/2011 12:29:12 PM |
Banker7371 | $25.00 | 10/28/2011 12:43:03 PM |
radiobuda | $50.00 | 10/28/2011 12:51:55 PM |
toxicote | $86.74 | 10/28/2011 12:47:24 PM |
networks4ever | $25.00 | 10/28/2011 12:59:49 PM |
uniquelycute72 | $40.00 | 10/28/2011 12:59:42 PM |
transparency-universe8 | $36.00 | 10/28/2011 1:01:03 PM |
p2p-mogul | $100.00 | 10/28/2011 1:21:55 PM |
indomart | $50.00 | 10/28/2011 1:26:47 PM |
betterthanstock | $50.00 | 10/28/2011 1:11:50 PM |
red-favorable-basis | $30.00 | 10/28/2011 1:13:52 PM |
GolfPro2006 | $45.00 | 10/28/2011 1:31:58 PM |
payment-halo | $25.00 | 10/28/2011 2:28:40 PM |
Bob450 | $30.02 | 10/28/2011 2:49:21 PM |
scholarly-benefit5 | $50.00 | 10/27/2011 9:12:23 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:51 AM |
wigglesworth4 | $100.00 | 10/27/2011 9:28:59 AM |
Bank_Of_XL | $25.00 | 10/27/2011 10:55:38 AM |
blot44 | $25.00 | 10/27/2011 3:51:39 PM |
mar97 | $50.00 | 10/27/2011 4:58:20 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:32:59 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:33 PM |
larrybird | $2,000.00 | 10/27/2011 8:41:07 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 8:53:47 PM |
gonewithwinds | $25.00 | 10/28/2011 6:42:32 AM |
snowdem0n | $25.00 | 10/28/2011 6:55:31 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:08 AM |
unconquerable-dedication | $25.00 | 10/28/2011 9:39:18 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:46 AM |
Hybodant | $35.00 | 10/28/2011 10:01:42 AM |
Rulea72 | $50.00 | 10/28/2011 10:20:01 AM |
g-mak-fund | $25.00 | 10/28/2011 10:00:29 AM |
freest8r | $50.00 | 10/28/2011 9:59:21 AM |
flergum | $32.02 | 10/28/2011 10:25:28 AM |
Christophe | $50.00 | 10/28/2011 10:56:20 AM |
adlending | $100.00 | 10/28/2011 10:41:10 AM |
debt-legend | $25.00 | 10/28/2011 10:45:34 AM |
DreDub | $50.00 | 10/28/2011 10:52:17 AM |
orange-brainy-return | $25.00 | 10/28/2011 11:17:15 AM |
gain-mountain1 | $300.00 | 10/28/2011 10:54:25 AM |
sail120 | $49.00 | 10/28/2011 11:21:13 AM |
octoberfresh | $25.00 | 10/28/2011 11:32:10 AM |
novice-speculator | $25.00 | 10/28/2011 12:24:20 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:51 PM |
dlenz | $25.00 | 10/28/2011 12:33:23 PM |
jimbo29blue | $43.00 | 10/28/2011 12:19:56 PM |
elated-deal6 | $500.00 | 10/28/2011 12:50:30 PM |
CatbirdBanking | $25.00 | 10/28/2011 12:46:54 PM |
deal-processor0 | $200.00 | 10/28/2011 12:59:04 PM |
dutchlee | $25.00 | 10/28/2011 12:59:57 PM |
natural-penny9 | $30.82 | 10/28/2011 2:19:37 PM |
newest-justice-bear | $35.00 | 10/28/2011 2:02:20 PM |
janeybooboo | $100.00 | 10/28/2011 2:44:09 PM |
wampum-library4 | $25.00 | 10/28/2011 2:16:03 PM |
the-kinetic-listing | $95.75 | 10/28/2011 2:21:03 PM |
radforj22 | $25.00 | 10/28/2011 2:21:08 PM |
ZackZoo | $29.42 | 10/28/2011 2:26:25 PM |
damage | $25.00 | 10/28/2011 2:29:25 PM |
leverage-tsunami | $25.00 | 10/28/2011 2:48:13 PM |
ChrisProsper | $4,464.87 | 10/28/2011 2:49:46 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
535834
This series of Notes was issued and sold upon the funding of the borrower loan #55658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,914 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loyalty-waterfall7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need loan to pay some debt.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:23 AM |
scholarly-benefit5 | $25.00 | 10/28/2011 6:23:48 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:30 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:08 AM |
rate-mogul | $50.00 | 10/28/2011 9:42:22 AM |
larrybird | $2,000.00 | 10/28/2011 10:50:00 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:05 AM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:52 PM |
bellaquito | $2,000.00 | 10/28/2011 12:29:12 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 12:32:22 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:54 PM |
a-resplendent-commitment | $50.00 | 10/28/2011 3:15:50 PM |
flexible-return297 | $25.00 | 10/28/2011 4:03:22 PM |
Jimmiert1148 | $25.00 | 10/28/2011 5:41:50 PM |
chlebie | $50.00 | 10/28/2011 7:17:18 PM |
joyking | $100.00 | 10/28/2011 7:45:57 PM |
TrustPlus | $50.00 | 10/28/2011 10:13:08 PM |
chuckler1 | $25.00 | 10/29/2011 3:00:34 AM |
Cheburashka | $25.00 | 10/28/2011 10:00:13 PM |
Bank_Of_XL | $25.00 | 10/29/2011 4:55:42 AM |
MARSTUN | $100.00 | 10/29/2011 5:05:02 AM |
sturzstrom | $25.00 | 10/28/2011 11:51:48 PM |
finance-symphony7 | $100.00 | 10/29/2011 6:07:27 AM |
JohnW12 | $50.00 | 10/29/2011 6:28:03 AM |
The_Minimalist | $25.00 | 10/29/2011 5:18:24 AM |
IIP77 | $25.00 | 10/29/2011 5:27:35 AM |
Ambassador | $38.00 | 10/29/2011 6:22:02 AM |
mddahlheim | $50.00 | 10/29/2011 6:23:17 AM |
nerdbomber | $25.00 | 10/29/2011 9:19:39 AM |
camaraderi-workhorse | $25.00 | 10/29/2011 7:51:30 AM |
ferdberfel | $25.00 | 10/29/2011 8:23:46 AM |
Syzygy | $25.00 | 10/29/2011 9:53:48 AM |
silver-dogwood4 | $25.00 | 10/29/2011 8:54:07 AM |
pbo922 | $25.00 | 10/29/2011 9:08:03 AM |
noodles932 | $41.53 | 10/29/2011 9:14:37 AM |
melodious-fairness | $100.00 | 10/29/2011 9:03:36 AM |
green28 | $100.00 | 10/29/2011 9:23:30 AM |
compassion-platoon | $25.00 | 10/29/2011 9:50:25 AM |
radforj22 | $25.00 | 10/29/2011 10:09:01 AM |
tomdooley12520 | $25.00 | 10/29/2011 10:22:45 AM |
techs | $25.00 | 10/29/2011 11:56:43 AM |
eloquent-bill6 | $25.00 | 10/29/2011 10:48:39 AM |
be_wise | $25.00 | 10/29/2011 12:06:14 PM |
rich266 | $100.00 | 10/29/2011 11:33:12 AM |
fmvaulter | $25.00 | 10/29/2011 11:53:38 AM |
sugarhoof | $25.00 | 10/29/2011 12:02:27 PM |
Chervianne | $50.00 | 10/29/2011 12:18:23 PM |
successful-agreement7 | $100.00 | 10/29/2011 12:07:49 PM |
hons2000 | $25.00 | 10/29/2011 12:33:03 PM |
jrbill1998 | $50.00 | 10/29/2011 12:29:35 PM |
ski bum | $44.00 | 10/29/2011 12:43:04 PM |
studious-bonus7 | $100.00 | 10/29/2011 1:07:32 PM |
life-is-great | $25.00 | 10/29/2011 12:49:32 PM |
MadHun | $200.00 | 10/29/2011 12:44:23 PM |
Ivan2007 | $25.00 | 10/29/2011 1:14:24 PM |
personal-lender | $25.00 | 10/29/2011 12:58:27 PM |
genius520 | $50.00 | 10/29/2011 1:16:36 PM |
awwaww | $25.00 | 10/29/2011 12:53:11 PM |
no_agenda_lender | $26.00 | 10/29/2011 12:53:41 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:37 PM |
valiant-liberty4 | $25.00 | 10/29/2011 1:27:16 PM |
jga516 | $25.00 | 10/29/2011 1:27:48 PM |
Headhunter14 | $25.00 | 10/29/2011 1:21:44 PM |
wtrboy | $25.00 | 10/29/2011 1:12:27 PM |
Banker7371 | $25.00 | 10/29/2011 1:35:40 PM |
GodzillaLending | $25.00 | 10/29/2011 1:56:19 PM |
rangers94 | $25.00 | 10/29/2011 1:56:49 PM |
hostbank | $100.00 | 10/29/2011 1:38:26 PM |
Denver-Rental-Properties | $25.00 | 10/29/2011 3:18:01 PM |
worth-sanctuary9 | $28.67 | 10/29/2011 2:27:33 PM |
DadWarbucks | $25.00 | 10/29/2011 4:46:01 PM |
trustu | $50.00 | 10/29/2011 4:17:48 PM |
teega5 | $25.00 | 10/29/2011 4:25:35 PM |
RayEarth | $25.00 | 10/29/2011 5:44:19 PM |
NYBIZ | $25.03 | 10/29/2011 7:08:41 PM |
Guiren | $122.35 | 10/29/2011 6:12:57 PM |
copperfield | $25.00 | 10/29/2011 6:19:14 PM |
Howaboutsomemoney | $25.00 | 10/29/2011 9:10:18 PM |
liberty-point | $26.74 | 10/29/2011 7:34:00 PM |
imlosttoo | $25.00 | 10/29/2011 7:42:20 PM |
jt530 | $25.00 | 10/29/2011 7:26:38 PM |
integrity-samaritan | $25.00 | 10/29/2011 7:36:56 PM |
generosity-magnifico5 | $25.00 | 10/29/2011 11:02:15 PM |
hopeful-point | $25.00 | 10/29/2011 9:10:33 PM |
truth-explorer | $25.00 | 10/30/2011 3:40:52 AM |
coin-investor | $25.00 | 10/29/2011 7:53:06 PM |
abkennedy | $25.00 | 10/29/2011 8:28:25 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:25 PM |
wdjnm | $50.00 | 10/30/2011 2:38:13 AM |
rupee-artisan | $25.00 | 10/30/2011 5:04:51 AM |
george_kaplan | $25.00 | 10/30/2011 7:44:50 AM |
blue-shiny-revenue | $25.00 | 10/30/2011 11:04:12 AM |
credit-bank-usa611 | $25.00 | 10/30/2011 9:16:46 AM |
Brendan314 | $50.00 | 10/30/2011 9:59:58 AM |
Adventurouschef | $25.00 | 10/30/2011 11:23:44 AM |
PaulW | $40.00 | 10/30/2011 12:29:04 PM |
antlr | $50.00 | 10/30/2011 2:38:31 PM |
discrete-basis1 | $75.00 | 10/30/2011 12:39:15 PM |
CaptainBL | $25.00 | 10/30/2011 1:17:14 PM |
ss2020 | $25.00 | 10/30/2011 3:37:32 PM |
platinum-czar | $25.00 | 10/30/2011 3:42:26 PM |
Arg3998 | $25.00 | 10/30/2011 2:45:21 PM |
iaviate1 | $60.00 | 10/30/2011 2:56:18 PM |
point-oyster5 | $25.00 | 10/30/2011 4:09:40 PM |
gt5149c | $25.00 | 10/30/2011 5:28:38 PM |
active-reward7 | $50.00 | 10/30/2011 4:37:45 PM |
Spaceman838 | $25.00 | 10/30/2011 7:17:07 PM |
JazzFranchise | $25.00 | 10/30/2011 5:15:46 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:03 PM |
wampum-chorus3 | $25.00 | 10/30/2011 4:50:24 PM |
greenback-chooser6 | $50.00 | 10/30/2011 11:28:18 PM |
Munnie | $25.00 | 10/30/2011 6:09:49 PM |
EtaDuck | $25.00 | 10/30/2011 7:32:20 PM |
bb575 | $50.00 | 10/30/2011 7:45:21 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:14 PM |
BigBag | $25.00 | 10/31/2011 6:05:48 AM |
aurorafinancial | $25.00 | 10/31/2011 6:13:37 AM |
financial-frenzy | $50.00 | 10/31/2011 6:13:58 AM |
invisible_hand | $25.00 | 10/31/2011 6:15:48 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:55 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:50 AM |
turbobrat | $25.00 | 10/31/2011 8:23:16 AM |
eagle6 | $25.00 | 10/31/2011 7:34:11 AM |
gojackgo | $50.00 | 10/31/2011 8:22:37 AM |
herbyman | $50.00 | 10/31/2011 11:45:23 AM |
economy-ringleader048 | $25.00 | 10/31/2011 10:03:24 AM |
bright-investment | $25.00 | 10/31/2011 2:05:00 PM |
supernova719 | $50.00 | 10/31/2011 2:29:45 PM |
ceg451 | $25.00 | 10/31/2011 3:43:02 PM |
balance-voyager | $50.00 | 10/31/2011 4:15:23 PM |
blue-agreement-officer | $50.00 | 10/31/2011 4:40:09 PM |
ItsJustMe79 | $25.00 | 10/31/2011 12:49:37 PM |
greenwell | $100.00 | 10/31/2011 5:32:57 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:32 PM |
caring-hope2 | $200.00 | 10/31/2011 4:07:09 PM |
nri22 | $25.00 | 10/31/2011 6:07:08 PM |
benefit-dreams | $25.00 | 10/31/2011 7:57:27 PM |
noble-leverage035 | $27.80 | 11/1/2011 4:09:30 AM |
yertle9 | $25.00 | 10/31/2011 11:10:12 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:26 AM |
repaymeplease | $46.64 | 11/1/2011 5:23:54 AM |
Ripsaw4U | $50.00 | 11/1/2011 2:35:45 AM |
TelegramSam | $25.00 | 11/1/2011 6:28:20 AM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:03 AM |
loyalty-czar | $80.00 | 11/1/2011 6:03:38 AM |
DreDub | $50.00 | 11/1/2011 7:16:58 AM |
californiakhan | $25.00 | 11/1/2011 6:22:01 AM |
Blue_HorseShoe | $25.00 | 11/1/2011 5:10:32 AM |
unrivaled-silver | $25.00 | 11/1/2011 5:53:33 AM |
Smartrider | $25.00 | 11/1/2011 6:14:57 AM |
SojournerMobile | $25.00 | 11/1/2011 8:26:13 AM |
rubykait | $25.00 | 11/1/2011 8:42:18 AM |
supreme-benefit | $25.00 | 11/1/2011 7:41:13 AM |
FredHead3 | $32.99 | 11/1/2011 7:47:35 AM |
a-truth-upholder | $25.00 | 11/1/2011 9:17:29 AM |
repayment-chef | $125.00 | 11/1/2011 8:35:42 AM |
tlp43 | $25.00 | 11/1/2011 9:30:17 AM |
open-wealth492 | $25.00 | 11/1/2011 9:04:00 AM |
volcano494 | $27.24 | 11/1/2011 8:55:10 AM |
sjlender | $100.00 | 11/1/2011 9:54:26 AM |
nobuffett43 | $25.00 | 11/1/2011 9:56:04 AM |
chakra | $25.00 | 11/1/2011 9:57:50 AM |
DublinCaLender | $26.00 | 11/1/2011 9:16:53 AM |
Oupa-George | $25.00 | 11/1/2011 9:27:37 AM |
dajen1 | $40.00 | 11/1/2011 9:32:15 AM |
marwadi-62 | $100.00 | 11/1/2011 9:38:22 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:09 AM |
diligent-leverage | $25.00 | 11/1/2011 9:57:30 AM |
reinforced-reward | $25.00 | 11/1/2011 9:57:59 AM |
victorcab | $25.00 | 11/1/2011 10:28:24 AM |
WilliamLeeSims | $25.00 | 11/1/2011 11:35:51 AM |
rs999 | $25.00 | 11/1/2011 10:58:04 AM |
cablenews | $100.00 | 11/1/2011 10:58:52 AM |
dollar-force1 | $25.00 | 11/1/2011 10:58:17 AM |
KeepOnRunning | $100.00 | 11/1/2011 11:03:23 AM |
the-enthralling-coin | $25.00 | 11/1/2011 11:05:52 AM |
magnetic-pound4 | $50.00 | 11/1/2011 11:15:57 AM |
gjm6d | $25.00 | 11/1/2011 11:23:18 AM |
Use_It_Wisely | $30.00 | 11/1/2011 2:25:35 PM |
Marathoner | $25.00 | 11/1/2011 11:52:55 AM |
conqueror359 | $35.00 | 11/1/2011 11:38:46 AM |
zenchef | $25.00 | 11/1/2011 12:16:59 PM |
ideal-penny8 | $25.00 | 11/1/2011 4:31:03 PM |
FCI | $25.00 | 11/1/2011 5:03:13 PM |
cutter21 | $25.00 | 11/1/2011 4:23:54 PM |
SanJoser | $25.00 | 11/1/2011 4:39:22 PM |
serene-credit4 | $25.00 | 11/1/2011 4:53:00 PM |
Bank42 | $25.00 | 11/1/2011 4:48:45 PM |
transparency-river1 | $1,000.00 | 11/1/2011 5:03:27 PM |
economy-molecule3 | $500.00 | 11/1/2011 5:10:04 PM |
visionary-deal623 | $25.00 | 11/1/2011 5:27:20 PM |
enterprising-integrity | $50.00 | 11/1/2011 5:34:40 PM |
toblerone | $25.00 | 11/1/2011 5:35:13 PM |
alpinaut | $25.00 | 11/1/2011 5:35:48 PM |
Tai | $50.00 | 11/1/2011 5:36:30 PM |
credible-durability | $25.00 | 11/1/2011 5:37:28 PM |
kbodendorf | $8.30 | 11/1/2011 5:56:51 PM |
Tscheddar | $25.00 | 10/28/2011 9:31:47 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:50 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:43 AM |
fcrick | $25.00 | 10/28/2011 9:45:41 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:24 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:22 AM |
kenji4861 | $25.00 | 10/28/2011 11:37:39 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:44 PM |
networks4ever | $25.00 | 10/28/2011 1:00:14 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:11 PM |
Natronpee | $25.00 | 10/28/2011 3:37:02 PM |
rapid-credit428 | $25.00 | 10/28/2011 4:28:10 PM |
resolute-basis9 | $25.00 | 10/28/2011 3:55:13 PM |
flexible-fund6 | $25.00 | 10/28/2011 4:50:52 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:12 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:33 PM |
gain-mountain1 | $100.00 | 10/28/2011 5:35:05 PM |
income-excellence1 | $25.00 | 10/28/2011 7:26:30 PM |
saxquiz | $25.00 | 10/28/2011 6:19:01 PM |
funds-framework4 | $50.00 | 10/29/2011 12:41:23 AM |
jescowa | $50.00 | 10/29/2011 5:09:13 AM |
OgOman | $25.00 | 10/29/2011 5:29:50 AM |
sunny-dough9 | $200.00 | 10/29/2011 3:20:47 AM |
hard-working-asset2 | $32.00 | 10/29/2011 6:00:09 AM |
LilyAcreInvestmentsLLC | $100.00 | 10/29/2011 7:52:04 AM |
emo13 | $50.00 | 10/29/2011 7:32:38 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:06 AM |
indomitable-coin | $25.00 | 10/29/2011 10:51:25 AM |
MrEville | $25.00 | 10/29/2011 11:17:20 AM |
britgsb | $50.00 | 10/29/2011 11:37:13 AM |
spaceborne | $25.00 | 10/29/2011 10:30:32 AM |
finance-magma7 | $25.00 | 10/29/2011 11:23:02 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:25:57 AM |
wise-silver-wonder | $25.00 | 10/29/2011 12:03:39 PM |
hayhelp | $25.00 | 10/29/2011 12:14:36 PM |
IP | $25.00 | 10/29/2011 12:18:40 PM |
HAVEANICEDAY | $25.00 | 10/29/2011 12:08:15 PM |
Chutney | $25.00 | 10/29/2011 12:24:43 PM |
top-basis-majesty | $50.00 | 10/29/2011 12:27:37 PM |
money-bauble | $200.00 | 10/29/2011 12:30:19 PM |
velocity-solo | $25.00 | 10/29/2011 12:24:29 PM |
green-moola-platoon | $25.00 | 10/29/2011 12:20:59 PM |
superb-funds335 | $25.00 | 10/29/2011 12:21:44 PM |
BxRealtor | $25.00 | 10/29/2011 12:30:57 PM |
lendme2 | $50.00 | 10/29/2011 12:36:29 PM |
helpinghand63 | $25.00 | 10/29/2011 12:40:19 PM |
Solid-Platinum | $30.00 | 10/29/2011 1:07:38 PM |
ijspence | $25.00 | 10/29/2011 12:44:53 PM |
onlyinchicago | $45.00 | 10/29/2011 1:13:59 PM |
brightest-affluence-motivator | $50.00 | 10/29/2011 12:47:19 PM |
mwl | $25.00 | 10/29/2011 1:06:59 PM |
geemel | $25.00 | 10/29/2011 12:50:51 PM |
RG | $25.00 | 10/29/2011 1:10:12 PM |
Trinkaloki | $25.00 | 10/29/2011 1:31:45 PM |
nickel-ferret | $50.00 | 10/29/2011 1:36:02 PM |
compoundinterest | $50.00 | 10/29/2011 1:18:29 PM |
solin003 | $25.00 | 10/29/2011 2:47:33 PM |
established-payout | $25.00 | 10/29/2011 1:57:52 PM |
funds-magician142 | $25.00 | 10/29/2011 5:07:32 PM |
mflawyer | $25.00 | 10/29/2011 4:06:25 PM |
Quaven | $25.00 | 10/29/2011 5:49:17 PM |
Kame | $25.00 | 10/29/2011 6:23:46 PM |
return-marsupial3 | $25.00 | 10/29/2011 6:44:57 PM |
paladin510 | $25.00 | 10/29/2011 5:52:57 PM |
phenomenal-gain5 | $30.00 | 10/29/2011 7:27:44 PM |
loans-from-us-2-u | $50.00 | 10/29/2011 8:12:35 PM |
ProjectVenture | $25.00 | 10/29/2011 7:39:24 PM |
lrr34 | $25.00 | 10/29/2011 7:45:32 PM |
dartmouth99 | $25.00 | 10/30/2011 1:17:32 AM |
platinum-quest8 | $25.00 | 10/30/2011 5:23:07 AM |
rudyindc | $25.00 | 10/30/2011 7:05:46 AM |
skuba | $50.00 | 10/30/2011 6:42:53 AM |
1redfish | $100.00 | 10/30/2011 8:14:25 AM |
Marietta | $25.00 | 10/30/2011 7:13:42 AM |
grove88 | $25.00 | 10/30/2011 8:51:50 AM |
averagefore | $25.00 | 10/30/2011 9:22:45 AM |
duty-accomplishment | $25.00 | 10/30/2011 9:26:06 AM |
credit-high-five8 | $25.00 | 10/30/2011 11:24:24 AM |
Spaceman838 | $25.00 | 10/30/2011 12:49:25 PM |
causr08 | $25.00 | 10/30/2011 12:52:09 PM |
sappy02 | $50.00 | 10/30/2011 2:16:18 PM |
YellowJacket | $25.00 | 10/30/2011 8:10:47 PM |
cosygirl | $50.00 | 10/30/2011 7:21:33 PM |
chemistry220 | $25.00 | 10/30/2011 5:57:39 PM |
Fantom-Investor | $25.00 | 10/31/2011 12:15:08 AM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:24 PM |
E2BGR8 | $25.00 | 10/30/2011 9:05:58 PM |
katnmouse | $25.00 | 10/31/2011 5:12:25 AM |
money-surge1 | $25.00 | 10/31/2011 6:01:08 AM |
organized-payment6 | $50.00 | 10/31/2011 6:10:44 AM |
Schuld66 | $25.00 | 10/30/2011 10:03:06 PM |
dcchaos | $25.00 | 10/31/2011 7:15:56 AM |
direct-asset | $25.00 | 10/31/2011 7:21:24 AM |
Goodtrip | $25.00 | 10/31/2011 4:22:11 AM |
songbird98 | $25.00 | 10/31/2011 7:44:07 AM |
Preteur | $25.00 | 10/31/2011 6:37:55 AM |
riskreward | $250.00 | 10/31/2011 9:11:10 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:39 AM |
worldly-income2 | $25.00 | 10/31/2011 8:08:34 AM |
pwkpwk | $25.00 | 10/31/2011 8:08:37 AM |
treasure-hunter270 | $25.00 | 10/31/2011 8:17:33 AM |
wise-honorable-rate | $25.00 | 10/31/2011 9:52:14 AM |
ranstlin | $25.00 | 10/31/2011 9:29:38 AM |
mike_banker | $100.00 | 10/31/2011 9:35:24 AM |
refined-commerce2 | $25.00 | 10/31/2011 10:56:01 AM |
thoughtful-p2ploan0 | $25.00 | 10/31/2011 9:57:55 AM |
paladin847 | $50.00 | 10/31/2011 10:28:03 AM |
texrob20 | $25.00 | 10/31/2011 10:18:02 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:28 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:11 AM |
rmachi | $50.00 | 10/31/2011 11:20:26 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:34 AM |
6moonbeams | $25.00 | 10/31/2011 1:56:45 PM |
kleinbrak | $25.00 | 10/31/2011 2:27:27 PM |
steamboatgal | $50.00 | 10/31/2011 3:59:26 PM |
upright-velocity1 | $25.00 | 10/31/2011 5:35:41 PM |
mrladybug101 | $25.00 | 10/31/2011 6:22:31 PM |
deal-viking4 | $50.00 | 10/31/2011 7:35:41 PM |
fantastic-leverage6 | $25.00 | 10/31/2011 10:20:03 PM |
encore02 | $75.00 | 10/31/2011 8:02:49 PM |
martinatime | $25.00 | 10/31/2011 8:07:31 PM |
thankful-nickel2 | $25.00 | 10/31/2011 8:14:57 PM |
cosmof16 | $25.00 | 10/31/2011 6:09:13 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:25 PM |
Zoomie | $25.00 | 10/31/2011 9:03:07 PM |
GetItRight | $25.00 | 10/31/2011 6:28:29 PM |
tkr2 | $25.00 | 10/31/2011 6:41:44 PM |
Logan7 | $29.64 | 10/31/2011 7:12:15 PM |
ideal-platinum1 | $25.00 | 11/1/2011 4:29:05 AM |
E-normous | $25.00 | 10/31/2011 8:31:35 PM |
nhm | $50.00 | 10/31/2011 9:52:39 PM |
currency-trophy | $25.00 | 11/1/2011 4:55:03 AM |
divedude | $25.00 | 10/31/2011 11:57:57 PM |
bobby5832708 | $25.00 | 11/1/2011 4:07:48 AM |
coolgenner | $25.00 | 11/1/2011 5:06:52 AM |
a-exponential-hope | $25.00 | 11/1/2011 6:33:37 AM |
stollcm | $25.00 | 11/1/2011 5:37:05 AM |
credit-bada-bing | $46.80 | 11/1/2011 6:39:05 AM |
gsd | $25.00 | 11/1/2011 6:11:57 AM |
owhite2000 | $50.00 | 11/1/2011 6:36:51 AM |
the-magnetic-transaction | $50.00 | 11/1/2011 4:59:54 AM |
openness-prospector | $25.00 | 11/1/2011 7:51:27 AM |
Pasagam | $50.00 | 11/1/2011 5:20:39 AM |
dukem | $25.00 | 11/1/2011 6:51:16 AM |
IndianChief | $25.00 | 11/1/2011 5:38:03 AM |
red-enthralling-justice | $25.00 | 11/1/2011 7:00:21 AM |
happyinvallarta | $50.00 | 11/1/2011 6:10:29 AM |
Frankieb21 | $50.00 | 11/1/2011 7:36:24 AM |
calm-deal7 | $25.00 | 11/1/2011 7:41:18 AM |
chicagobear23 | $25.00 | 11/1/2011 8:10:27 AM |
gotyourgear | $29.00 | 11/1/2011 8:37:15 AM |
Clambake | $25.00 | 11/1/2011 9:04:28 AM |
memphisf01 | $25.00 | 11/1/2011 8:56:31 AM |
best-gold-orb | $25.00 | 11/1/2011 9:46:40 AM |
mosby | $25.00 | 11/1/2011 10:00:32 AM |
KLCRAY | $25.00 | 11/1/2011 9:30:22 AM |
investor7257 | $25.00 | 11/1/2011 10:22:35 AM |
boatplug | $25.00 | 11/1/2011 10:25:03 AM |
peace-cadence | $25.00 | 11/1/2011 9:42:07 AM |
egw | $50.00 | 11/1/2011 10:39:53 AM |
principal-exec | $25.00 | 11/1/2011 9:51:25 AM |
donmacprosper | $25.00 | 11/1/2011 10:12:36 AM |
listing-candy | $25.00 | 11/1/2011 10:36:27 AM |
bid-carrier0 | $25.00 | 11/1/2011 10:38:33 AM |
Epiphanic | $25.00 | 11/1/2011 12:57:20 PM |
hope-spinner | $25.00 | 11/1/2011 11:12:11 AM |
orange-courageous-dedication | $25.00 | 11/1/2011 11:21:17 AM |
fiddlerzvi | $25.00 | 11/1/2011 11:24:51 AM |
wealth-influencer | $25.00 | 11/1/2011 2:40:59 PM |
Kijib | $25.00 | 11/1/2011 2:45:51 PM |
principal-trident | $100.00 | 11/1/2011 11:30:27 AM |
kscc183 | $25.00 | 11/1/2011 11:59:14 AM |
Tasmir | $25.00 | 11/1/2011 12:05:22 PM |
Yankeeeagle | $25.00 | 11/1/2011 1:33:18 PM |
Aimvest | $25.00 | 11/1/2011 4:34:29 PM |
peso-windmill | $25.00 | 11/1/2011 3:06:35 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:27 PM |
zzztimbo | $25.00 | 11/1/2011 5:05:16 PM |
kbguru | $25.00 | 11/1/2011 5:13:02 PM |
mad4wknds | $25.00 | 11/1/2011 5:15:25 PM |
hardwareman | $25.00 | 11/1/2011 5:18:34 PM |
riskadverse44 | $25.00 | 11/1/2011 4:34:55 PM |
prescription0 | $25.00 | 11/1/2011 4:50:57 PM |
zwx1997 | $25.00 | 11/1/2011 4:44:06 PM |
organic-responsibility530 | $25.00 | 11/1/2011 5:07:33 PM |
currency-solo | $25.00 | 11/1/2011 5:14:44 PM |
Nascar1 | $50.00 | 11/1/2011 5:19:04 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:46:22 PM |
Mantis75 | $25.00 | 11/1/2011 5:51:59 PM |
386 Investments
|
Borrower Payment Dependent Notes Series
535852
This series of Notes was issued and sold upon the funding of the borrower loan #55578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 9% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 11y 11m |
Amount delinquent:
| $6,736 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| active-greenback2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
active-greenback2
Purpose of loan:
This loan will be used to...replace my fence & paint the outside of my house
My financial situation:
I am a good candidate for this loan because I have a good secure job and have all but 1 credit card paid off.
Monthly net income: $1800.00 + 3,000.00
Monthly expenses: $
Housing: $990
Insurance: $180
Car expenses: $0
Utilities: $300
Phone, cable, internet: $275
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/27/2011 7:09:23 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 9:55:49 PM |
kwan | $25.00 | 10/28/2011 3:14:26 PM |
money-yeller | $50.00 | 10/28/2011 4:38:44 PM |
SolarMoonshine | $25.00 | 10/28/2011 5:19:01 PM |
shrewd-income | $150.00 | 10/28/2011 6:40:36 PM |
HHP | $100.00 | 10/28/2011 8:37:08 PM |
himistu22 | $25.00 | 10/29/2011 12:34:00 AM |
scottssm | $64.00 | 10/29/2011 6:44:18 AM |
mammalian4 | $25.00 | 10/29/2011 7:08:15 AM |
FASTIZIO_P | $25.00 | 10/29/2011 6:12:35 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:14 AM |
managedfund | $1,500.00 | 10/28/2011 6:48:39 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:24 AM |
handy-justice | $100.00 | 10/28/2011 11:23:53 AM |
exchange-pledge | $100.00 | 10/28/2011 2:51:09 PM |
worth-blanket2 | $3,100.00 | 10/28/2011 2:54:33 PM |
funds-framework4 | $50.00 | 10/29/2011 12:39:02 AM |
Murdex | $25.00 | 10/29/2011 3:24:31 AM |
leverage-monger | $11.00 | 10/29/2011 7:31:59 AM |
AtmaSingshu | $25.00 | 10/29/2011 6:52:25 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
535872
This series of Notes was issued and sold upon the funding of the borrower loan #55390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 11.76% |
Monthly payment:
| $220.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.53% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Landscaping |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,301 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| dollar-virtuoso5 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
car
Purpose of loan:
This loan will be used to... for a car if i see one i like.
My financial situation:
I am a good candidate for this loan because... i pay my bill and make good money
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loot-heart | $25.00 | 10/28/2011 6:16:05 AM |
banker727 | $25.00 | 10/27/2011 5:05:48 PM |
vivacious-truth3 | $25.00 | 10/27/2011 7:17:09 PM |
get30inc | $50.00 | 10/27/2011 7:20:49 PM |
wigglesworth4 | $100.00 | 10/27/2011 7:23:03 PM |
indomitable-coin | $25.00 | 10/27/2011 7:26:11 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:21 PM |
bulabula | $25.00 | 10/27/2011 8:36:57 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:59 PM |
Ivan2007 | $25.00 | 10/27/2011 9:57:16 PM |
caring-truth9 | $400.00 | 10/27/2011 10:47:34 PM |
cr8on | $50.00 | 10/27/2011 11:06:36 PM |
dberry46 | $25.00 | 10/27/2011 11:59:46 PM |
MiniBank998 | $25.00 | 10/28/2011 12:50:44 AM |
wtrboy | $25.00 | 10/28/2011 12:37:43 AM |
green-dedicated-transaction | $50.00 | 10/28/2011 1:12:19 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:16 AM |
hardwareman | $25.00 | 10/28/2011 4:54:37 AM |
MarvintheMartian | $25.00 | 10/28/2011 5:42:19 AM |
AmericanCredit | $50.00 | 10/28/2011 5:48:15 AM |
unforgettable-order9 | $81.00 | 10/28/2011 6:17:26 AM |
managedfund | $2,000.00 | 10/28/2011 6:35:57 AM |
managedfund | $260.93 | 10/28/2011 7:30:09 AM |
fcrick | $25.00 | 10/27/2011 5:01:41 PM |
green-trade-dolphin2 | $28.07 | 10/27/2011 5:02:11 PM |
windfall46 | $25.00 | 10/27/2011 5:37:00 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:41 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:24 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:51 PM |
bellaquito | $2,000.00 | 10/27/2011 10:25:42 PM |
larrybird | $2,000.00 | 10/27/2011 10:58:00 PM |
benjay25 | $25.00 | 10/27/2011 11:45:24 PM |
TQLender | $25.00 | 10/28/2011 12:07:39 AM |
whistledicksmith | $25.00 | 10/28/2011 12:37:57 AM |
kenji4861 | $50.00 | 10/28/2011 1:49:50 AM |
blot44 | $100.00 | 10/28/2011 3:58:16 AM |
KLCRAY | $25.00 | 10/28/2011 4:55:06 AM |
Brisket_Bob | $100.00 | 10/28/2011 6:10:16 AM |
Philolend | $25.00 | 10/28/2011 6:56:44 AM |
mystss | $30.00 | 10/28/2011 6:52:05 AM |
calbertrand | $25.00 | 10/28/2011 7:09:15 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
535886
This series of Notes was issued and sold upon the funding of the borrower loan #55562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $295.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 5% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,723 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| AboveAverage |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 14 ( 93% )
| 780-799 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 1
( 7% )
| 740-759
(Mar-2010)
760-779
(Aug-2009)
660-679
(Jul-2008)
620-639
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Payoff Credit Cards/Seed Money
Purpose of loan:
This loan will be used to pay off credit card incurred from both my car and my dogs. As usual, I do not plan on incurring debt while I have a Prosper loan. I plan on paying this off much quicker than three years, just like the last two loans.
My financial situation:
I am a good candidate for this loan because my past two Prosper loans speak for themselves. I have always paid my prosper loan on time. The one time I was in a grace period, it was because I had switched accounts and while I did notify Prosper, the change was not immediate. Even then, the payment was rectified by a phone call.
My record speaks for itself and I still have access to my retirement assets should my civil service employment be in jeopardy. I'm a good investment, and I try to pay off debts quickly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcrick | $25.00 | 10/27/2011 5:01:42 PM |
oskizzle | $25.00 | 10/27/2011 5:50:18 PM |
green-trade-dolphin2 | $25.00 | 10/27/2011 5:47:39 PM |
kenji4861 | $50.00 | 10/27/2011 7:00:30 PM |
wigglesworth4 | $500.00 | 10/27/2011 7:22:50 PM |
managedfund | $1,800.00 | 10/27/2011 8:07:15 PM |
jtrue71 | $25.00 | 10/27/2011 11:52:14 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:16 AM |
SolarMoonshine | $25.00 | 10/28/2011 3:42:55 AM |
tntmojave | $50.00 | 10/28/2011 4:46:25 AM |
scholarly-benefit5 | $25.00 | 10/28/2011 6:23:47 AM |
fairmaiden | $25.00 | 10/28/2011 10:41:21 AM |
pdub | $75.00 | 10/28/2011 11:03:38 AM |
Crisscross | $28.51 | 10/28/2011 11:16:16 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:19 AM |
ILoveBearHats | $25.00 | 10/27/2011 5:03:48 PM |
green-trade-dolphin2 | $40.02 | 10/27/2011 5:02:13 PM |
rolltide09 | $25.00 | 10/27/2011 6:58:51 PM |
WilliamLeeSims | $25.00 | 10/27/2011 7:04:35 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:25 PM |
influential-benjamins0 | $100.00 | 10/27/2011 7:10:23 PM |
currency-excellency0 | $200.00 | 10/27/2011 7:17:36 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:33:02 PM |
rate-mogul | $50.00 | 10/27/2011 7:34:04 PM |
tolstoy00 | $25.00 | 10/27/2011 9:20:40 PM |
Feyenoord | $30.00 | 10/27/2011 11:05:19 PM |
larrybird | $2,000.00 | 10/27/2011 10:58:01 PM |
blot44 | $25.00 | 10/28/2011 3:58:52 AM |
Beechturner | $50.00 | 10/28/2011 5:02:04 AM |
Brisket_Bob | $100.00 | 10/28/2011 6:11:30 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:42 AM |
Domgabriel | $25.00 | 10/28/2011 7:05:54 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:49 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:43 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:47 AM |
shrewd-dedication2 | $100.00 | 10/28/2011 10:27:54 AM |
goal-benefit2 | $25.00 | 10/28/2011 10:29:33 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:23 AM |
bellaquito | $751.47 | 10/28/2011 11:37:55 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
535900
This series of Notes was issued and sold upon the funding of the borrower loan #55381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $65.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,335 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-saber4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
|
Principal balance:
| $1,849.93 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Consolidating Bills
Purpose of loan:
This loan will be used to pay unforeseen expenses.
My financial situation:
I am a good candidate for this loan because I am a current Prosper customer and have made consistent and on-time payments. I need an income boost because of unforeseen expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:25 AM |
Aberdeen | $1,000.00 | 10/28/2011 9:02:00 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:44 AM |
exchange-squirrel | $25.00 | 10/28/2011 9:37:19 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:47 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:09 AM |
newest-generous-income | $25.00 | 10/28/2011 4:24:48 AM |
scholarly-benefit5 | $25.00 | 10/28/2011 6:23:48 AM |
return-runner8 | $25.00 | 10/28/2011 6:34:13 AM |
managedfund | $600.00 | 10/28/2011 7:38:36 AM |
D911ave | $50.00 | 10/28/2011 9:23:21 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:51 AM |
wigglesworth4 | $25.00 | 10/28/2011 9:42:43 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
535910
This series of Notes was issued and sold upon the funding of the borrower loan #55313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,600.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 19.84% |
Monthly payment:
| $323.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,450 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Financial-Triumph |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,100.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2010)
780-799
(Nov-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Getting rid of a credit card
Purpose of loan: Pay off high interest revolving credit
This loan will be used to...pay off a credit card so I can close the account
My financial situation: Doing well, just tired of the high monthly interest and fees
I am a good candidate for this loan because...I have funded and repaid one one other loan. I am also going to eliminate the cause of the debt.
Monthly net income: $4750
Housing: $1075
Insurance: $100
Car expenses: $430
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $95
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.00 | 10/27/2011 5:18:04 PM |
Usurious | $25.00 | 10/27/2011 5:29:40 PM |
pie4 | $53.08 | 10/27/2011 5:47:50 PM |
r48 | $26.00 | 10/27/2011 5:59:00 PM |
tomdooley12520 | $25.00 | 10/27/2011 6:52:02 PM |
green-friendly-bill | $31.75 | 10/27/2011 6:32:31 PM |
FAsAreDUMB | $25.00 | 10/27/2011 7:03:25 PM |
kenji4861 | $25.00 | 10/27/2011 7:00:47 PM |
transparency-universe8 | $50.00 | 10/27/2011 7:02:57 PM |
nisim5 | $50.00 | 10/27/2011 7:07:58 PM |
BankLV | $25.00 | 10/27/2011 7:22:25 PM |
powderbumps | $25.00 | 10/27/2011 7:38:24 PM |
brightest-gain-investor | $1,514.17 | 10/27/2011 7:55:24 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:49 PM |
managedfund | $700.00 | 10/27/2011 6:56:44 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:26 PM |
wigglesworth4 | $500.00 | 10/27/2011 7:22:51 PM |
1traveler | $25.00 | 10/27/2011 7:38:18 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:33:02 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
535914
This series of Notes was issued and sold upon the funding of the borrower loan #55542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $129.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,546 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-loot-pinnacle |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
stopandshop
Purpose of loan:
This loan will be used to...consolidate
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5160
Monthly expenses: $
Housing: $1000
Insurance: $130
Car expenses: $200
Utilities: $
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/27/2011 5:01:55 PM |
exchange-squirrel | $25.00 | 10/27/2011 10:37:58 PM |
managedfund | $100.00 | 10/28/2011 7:30:20 AM |
SolarMoonshine | $25.00 | 10/27/2011 5:18:16 PM |
vutah | $25.00 | 10/27/2011 5:41:33 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:26 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 9:56:03 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:17 AM |
glenium | $25.00 | 10/28/2011 2:51:57 AM |
golffish2 | $25.00 | 10/28/2011 3:56:20 AM |
loanman2007 | $50.00 | 10/28/2011 4:48:05 AM |
high_flyer | $100.00 | 10/28/2011 5:34:12 AM |
managedfund | $300.00 | 10/28/2011 6:35:09 AM |
secureincome | $150.00 | 10/28/2011 6:54:38 AM |
greencat | $50.00 | 10/28/2011 7:13:57 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
535922
This series of Notes was issued and sold upon the funding of the borrower loan #55586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-30-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 20
/
15 | Length of status: | 1y 5m |
Amount delinquent:
| $1,245 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,152 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-credit-songbird |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Employee1970
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/27/2011 7:09:28 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:19 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:24 AM |
managedfund | $1,800.00 | 10/28/2011 10:21:17 AM |
handy-justice | $100.00 | 10/28/2011 11:20:32 AM |
Bob450 | $25.00 | 10/28/2011 6:30:17 PM |
avenger028 | $75.00 | 10/28/2011 10:20:18 PM |
leverage-monger | $25.00 | 10/29/2011 8:05:22 AM |
lovely-greenback4 | $50.00 | 10/29/2011 12:23:36 PM |
nex | $25.00 | 10/29/2011 4:12:58 PM |
best-generosity-financier | $25.00 | 10/29/2011 6:39:29 PM |
kwan | $25.00 | 10/30/2011 1:34:58 AM |
high_flyer | $100.00 | 10/30/2011 7:17:11 AM |
suave-dime6 | $25.00 | 10/30/2011 7:44:08 AM |
worth-blanket2 | $3,300.00 | 10/28/2011 2:55:21 PM |
HHP | $100.00 | 10/28/2011 8:37:12 PM |
FASTIZIO_P | $32.52 | 10/29/2011 6:20:42 AM |
missing-link | $25.00 | 10/29/2011 12:00:40 PM |
houli123 | $25.00 | 10/29/2011 12:08:20 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:23 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:55 PM |
impeccable-duty7 | $17.48 | 10/30/2011 7:47:59 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
535928
This series of Notes was issued and sold upon the funding of the borrower loan #55660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $397.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,638 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| resolute-felicity4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
High quality options trader
Purpose of loan:
This loan will be used to... invest blue chip companies like IBM, and Apple.
My financial situation:
I am a good candidate for this loan because... I have been trading in these blue chip names for the past 2 years, averaging an annual return of 24% using the covered calls strategy.
Monthly net income: $9,166
Monthly expenses: $7,000
Housing: $4,000
Insurance: $200
Car expenses: $500
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $500
Other expenses: $300
In addition to the monthly income of $9,000, I have been receiving an annual bonus of $25,000 for last 3 years
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 10/27/2011 7:00:48 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:28 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:19 AM |
worth-blanket2 | $8,800.00 | 10/28/2011 2:54:31 PM |
vutah | $25.00 | 10/28/2011 4:12:55 PM |
SolarMoonshine | $25.00 | 10/28/2011 5:25:28 PM |
loanman2007 | $25.00 | 10/28/2011 6:09:58 PM |
Bank_Of_XL | $25.00 | 10/29/2011 4:55:32 AM |
sunny-dough9 | $200.00 | 10/29/2011 3:40:45 AM |
wojo | $25.00 | 10/29/2011 6:24:06 AM |
RuleOf70 | $30.00 | 10/29/2011 8:30:15 AM |
MonkeyHero | $40.00 | 10/29/2011 9:16:04 AM |
Sealion | $50.00 | 10/29/2011 11:48:16 AM |
prohelper | $25.00 | 10/29/2011 12:06:53 PM |
coin-investor | $25.00 | 10/29/2011 1:23:42 PM |
rapid-currency | $112.43 | 10/30/2011 12:33:51 AM |
etraboulay | $53.03 | 10/29/2011 11:56:35 PM |
exciting-responsibility3 | $25.00 | 10/30/2011 10:03:48 AM |
Christophe | $25.00 | 10/30/2011 9:03:35 AM |
smear87 | $50.00 | 10/30/2011 1:46:07 PM |
credit-coach118 | $25.27 | 10/30/2011 4:31:54 PM |
Flreap | $30.00 | 10/31/2011 6:42:32 AM |
money-surge1 | $25.00 | 10/31/2011 6:01:08 AM |
credit-maple5 | $25.00 | 10/31/2011 8:34:33 AM |
payout-magician | $25.00 | 10/31/2011 12:21:57 PM |
Paxman84 | $25.00 | 10/31/2011 5:52:33 PM |
investment-comet | $25.00 | 10/31/2011 7:29:50 PM |
compassion-artisan9 | $25.00 | 10/31/2011 9:33:46 PM |
golffish2 | $150.00 | 11/1/2011 4:35:18 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:25 AM |
wigglesworth4 | $100.00 | 10/27/2011 7:23:05 PM |
JustMee | $25.00 | 10/27/2011 9:49:18 PM |
golffish2 | $50.00 | 10/28/2011 3:57:06 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:04 AM |
jescowa | $50.00 | 10/29/2011 5:09:13 AM |
AEH_Now | $25.00 | 10/29/2011 5:42:34 AM |
janeybooboo | $50.00 | 10/29/2011 8:22:28 AM |
feiandasun | $25.00 | 10/29/2011 11:09:42 AM |
houli123 | $25.00 | 10/29/2011 12:13:31 PM |
massuot | $25.00 | 10/30/2011 3:46:10 AM |
LarWit1512 | $25.00 | 10/30/2011 9:23:17 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:02 PM |
mammalian4 | $25.00 | 10/30/2011 7:26:04 PM |
real-return | $25.00 | 10/30/2011 4:36:10 PM |
RichMaker1 | $25.00 | 10/30/2011 11:48:53 PM |
AJaye2006 | $43.16 | 10/31/2011 4:05:21 AM |
gillijr1001 | $100.00 | 10/31/2011 7:11:44 AM |
truth-umbrella3 | $25.00 | 10/31/2011 6:45:50 AM |
worldly-income2 | $25.00 | 10/31/2011 8:00:12 AM |
greenback-museum | $25.00 | 10/31/2011 6:16:25 PM |
please-repay | $100.00 | 11/1/2011 4:28:47 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
535930
This series of Notes was issued and sold upon the funding of the borrower loan #55582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $86.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 35y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,488 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-willow |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SH33
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...make payments on time every month.
Monthly net income: $39,274.00
Monthly expenses: $2557.50
Housing: $644.22
Insurance: $258.86
Car expenses: $434.77
Utilities: $129.06
Phone, cable, internet: $130.00
Food, entertainment: $
Clothing, household expenses: $350.00
Credit cards and other loans: $9,000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:26 AM |
exchange-squirrel | $25.00 | 10/28/2011 9:37:19 AM |
handy-justice | $50.00 | 10/28/2011 11:21:57 AM |
Whipster | $60.00 | 10/28/2011 5:24:10 AM |
well-rounded-payout0 | $50.00 | 10/28/2011 9:11:16 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:09 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:26 AM |
managedfund | $400.00 | 10/28/2011 10:12:58 AM |
brightest-gain-investor | $1,315.00 | 10/28/2011 2:37:05 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
535932
This series of Notes was issued and sold upon the funding of the borrower loan #55606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $151.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,380 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| klystron525 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
|
(Feb-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Nova Expansion
Purpose of loan:
This loan will be used to...
Purchase Test Equipment
My financial situation:
I am a good candidate for this loan because... Business is up significantly from last year, and approaching pre-recession levels
Monthly net income: $12,000.00
Monthly expenses: $6500.00
Housing: $2400.00
Insurance: $500.00
Car expenses: $500.00
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $500.00
Clothing, household expenses: $250.00
Credit cards and other loans: $1600.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dusigrosz | $100.00 | 10/28/2011 9:01:24 AM |
credit-missile | $110.00 | 10/28/2011 9:12:14 AM |
fabulous-community4 | $44.00 | 10/28/2011 9:05:48 AM |
green-trade-dolphin | $30.75 | 10/28/2011 9:02:15 AM |
MoneyForNothing | $49.65 | 10/28/2011 9:04:15 AM |
312-Lender | $25.00 | 10/28/2011 9:08:24 AM |
blitzen40 | $25.00 | 10/28/2011 9:19:44 AM |
atlas-shrugged | $200.00 | 10/28/2011 9:10:30 AM |
credit-missile | $25.00 | 10/28/2011 9:24:09 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:28 AM |
108lender | $100.00 | 10/28/2011 9:51:43 AM |
loanman2007 | $125.00 | 10/28/2011 10:08:48 AM |
jhouman | $50.00 | 10/28/2011 10:15:25 AM |
DHolly | $31.00 | 10/28/2011 10:00:23 AM |
Mikale360 | $25.00 | 10/28/2011 10:02:00 AM |
managedfund | $700.00 | 10/28/2011 10:14:44 AM |
larrybird | $1,198.66 | 10/28/2011 10:44:35 AM |
Dusigrosz | $100.00 | 10/28/2011 9:02:38 AM |
janeybooboo | $100.00 | 10/28/2011 9:03:12 AM |
pembull | $50.00 | 10/28/2011 9:01:18 AM |
cashhelp | $50.00 | 10/28/2011 9:11:48 AM |
LittleMingo | $30.00 | 10/28/2011 9:11:49 AM |
Dusigrosz | $100.00 | 10/28/2011 9:17:08 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:16 AM |
SolarMoonshine | $50.00 | 10/28/2011 10:09:36 AM |
SecondChanceLendingSERV | $48.94 | 10/28/2011 10:05:44 AM |
AndChicksforFree | $57.00 | 10/28/2011 10:39:55 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
535940
This series of Notes was issued and sold upon the funding of the borrower loan #55554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 24% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 15y 2m |
Amount delinquent:
| $30,023 |
Total credit lines:
| 45 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,261 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 52 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exchange-cowbell2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
teacher1
Purpose of loan: medical
This loan will be used to...
pay recent medical expenses
My financial situation:
I am a good candidate for this loan because...I have a steady job.
Monthly net income: $ 3300
Monthly expenses: $ 3010
Housing: $ 1500
Insurance: $ 180
Car expenses: $ 360
Utilities: $ 300
Phone, cable, internet: $ 120
Food, entertainment: $ 100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,300.00 | 10/28/2011 2:54:59 PM |
glroark | $50.00 | 11/1/2011 1:48:31 PM |
Hokies | $25.00 | 11/1/2011 5:36:08 PM |
Lubava | $25.05 | 11/1/2011 5:37:38 PM |
rs999 | $25.00 | 11/1/2011 6:00:33 PM |
first-friendly-listing | $30.00 | 11/1/2011 4:18:08 PM |
eronyc | $25.00 | 11/1/2011 5:17:05 PM |
palmetto933 | $25.00 | 11/1/2011 6:13:38 PM |
imhandy | $494.95 | 11/1/2011 7:13:15 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
535948
This series of Notes was issued and sold upon the funding of the borrower loan #55565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,600.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $242.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 3m |
Amount delinquent:
| $1,480 |
Total credit lines:
| 11 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $100 | |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| wampum-thriller |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff debt
Purpose of loan:
This loan will be used to...to pay off credit card debt that recently has been reduced by almost $10,000. Also, to tremendously reduce monthly payment.
My financial situation:
I am a good candidate for this loan because...i have never filed for bankrupcy and have always paid off every loan i have obtained. i have never been sued over a debt.
Monthly net income: $1344
Monthly expenses: $
Housing: $400
Insurance: $65
Car expenses: $
Utilities: $ n/a
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $370 (loan is to pay this off)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:27 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:10 AM |
handy-justice | $50.00 | 10/28/2011 11:28:17 AM |
new-gold-wrangler | $1,950.00 | 10/28/2011 2:25:36 PM |
idastmerchants | $25.00 | 10/28/2011 9:54:26 AM |
managedfund | $400.00 | 10/28/2011 10:17:58 AM |
managedfund | $1,100.00 | 10/28/2011 10:17:42 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:24:46 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
535958
This series of Notes was issued and sold upon the funding of the borrower loan #55485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $160.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 8% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 2
/
1 | Length of status: | 2y 3m |
Amount delinquent:
| $6,959 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $254 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| solves21 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 96% )
| 600-619 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 2
( 4% )
| 680-699
(Oct-2010)
660-679
(Nov-2007)
|
Principal balance:
| $2,255.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
Time for a newer car before winter
I need to get a newer car. I currently own a 1998 Saturn with over 200,000 miles on it. It is starting to become unreliable and I am worried that won't be able to make it through the winter. I know I could go through a traditional lender for this loan but I am still repairing my credit and have built a reliable relationship with Prosper.
My financial situation:
I am a good candidate for this loan because I have the ability to make the monthly payment and still have enough money to live on and put some into savings.
Monthly net income: $ 2400
Monthly expenses: $ 1550
_________________________________________________
Housing: $610
Insurance: $60
Car expenses: $ -
Utilities: $50
Phone, cable, internet: $140
Food, entertainment: $ 200
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $240 - student loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 11:59:58 AM |
diplomatic-wealth7 | $25.00 | 10/28/2011 12:12:41 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:51 PM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:59 PM |
important-openness1 | $100.00 | 10/28/2011 12:47:25 PM |
wise-deal-panda | $200.00 | 10/28/2011 12:41:16 PM |
Katburg | $25.00 | 10/28/2011 1:39:04 PM |
Kash2010lu | $25.00 | 10/28/2011 1:22:30 PM |
fcrick | $25.00 | 10/28/2011 1:24:03 PM |
CCSpineDoc | $50.00 | 10/28/2011 2:36:23 PM |
new-gold-wrangler | $775.00 | 10/28/2011 2:40:52 PM |
platinum-boss2 | $50.00 | 10/28/2011 12:28:12 PM |
roux | $25.00 | 10/28/2011 12:07:15 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:59 PM |
rolltide09 | $25.00 | 10/28/2011 12:46:36 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:38:54 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
535966
This series of Notes was issued and sold upon the funding of the borrower loan #55574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.65% |
Listing Start date:
| Oct-28-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 17.49% |
Borrower rate/APR:
| 18.49% / 27.46% |
Monthly payment:
| $183.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.09% | | |
| |
Estimated return*:
| 9.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 44% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
8 | Length of status: | 1y 1m |
Amount delinquent:
| $3,813 |
Total credit lines:
| 24 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,638 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-superb-penny |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2010)
|
Principal balance:
| $2,071.33 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
help
Purpose of loan:
This loan will be used to help consolidate some unexpected bills
My financial situation:
I am a good candidate for this loan because... I have a good history of paying off my last loan.
Monthly net income: $ 3,200
Monthly expenses: $
Housing: $ 600
Insurance: $ 100
Car expenses: $ 400
Utilities: $
Phone, cable, internet: $ 120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 1400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
thezfunk | $25.00 | 10/28/2011 9:07:27 AM |
Weaverville | $25.00 | 10/28/2011 9:10:46 AM |
brmar | $25.00 | 10/28/2011 9:27:16 AM |
ivy-league-MBA | $25.00 | 10/28/2011 9:33:07 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:47 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:16 AM |
Usurious | $25.00 | 10/28/2011 9:39:36 AM |
Mikale360 | $25.00 | 10/28/2011 10:01:06 AM |
g-mak-fund | $25.00 | 10/28/2011 9:58:18 AM |
atlas100 | $25.00 | 10/28/2011 10:11:08 AM |
real-return | $25.00 | 10/28/2011 10:10:27 AM |
spark548 | $100.00 | 10/28/2011 10:49:22 AM |
emjo1219 | $25.00 | 10/28/2011 10:29:53 AM |
Queueball1 | $25.00 | 10/28/2011 10:56:31 AM |
market-gusto5 | $25.00 | 10/28/2011 11:21:34 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:09 AM |
the-dollar-topper | $100.00 | 10/28/2011 12:00:47 PM |
yield-trader | $25.00 | 10/28/2011 9:14:40 AM |
life-is-great | $25.00 | 10/28/2011 9:29:53 AM |
Tscheddar | $25.00 | 10/28/2011 9:30:08 AM |
logical-capital0 | $25.00 | 10/28/2011 9:49:22 AM |
managedfund | $400.00 | 10/28/2011 10:13:22 AM |
goal-benefit2 | $25.00 | 10/28/2011 10:31:25 AM |
lamsabuy | $100.00 | 10/28/2011 11:26:31 AM |
marketplace-hut9 | $25.00 | 10/28/2011 11:27:08 AM |
social-cocktail1 | $200.00 | 10/28/2011 11:36:30 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
535972
This series of Notes was issued and sold upon the funding of the borrower loan #55358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $152.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,769 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| bill-accord |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2009)
660-679
(Nov-2009)
700-719
(Oct-2009)
|
Principal balance:
| $749.72 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
home repairs
Purpose of loan:
This loan will be used to...home repairs, driveway replacement
My financial situation: good, stable employment, limited credit user
I am a good candidate for this loan because..always pay bills
Monthly net income: $5000
Monthly expenses: $4000
Housing: $1700
Insurance: $200
Car expenses: 400
Utilities: $600
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $100
Other expenses: $na
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Weaverville | $25.00 | 10/28/2011 9:10:46 AM |
caper945 | $100.00 | 10/28/2011 9:07:40 AM |
SLN-10 | $50.00 | 10/28/2011 9:22:41 AM |
handshake5 | $100.00 | 10/28/2011 9:26:14 AM |
yield-trader | $25.00 | 10/28/2011 9:14:40 AM |
social-cocktail1 | $200.00 | 10/28/2011 9:17:37 AM |
panther757 | $25.00 | 10/28/2011 9:28:36 AM |
LittleMingo | $25.00 | 10/28/2011 9:22:52 AM |
Herluftrolle | $25.00 | 10/28/2011 9:25:40 AM |
foxtrot12 | $75.00 | 10/28/2011 9:33:26 AM |
impeccable-ore3 | $25.00 | 10/28/2011 9:26:27 AM |
life-is-great | $25.00 | 10/28/2011 9:29:53 AM |
Dusigrosz | $100.00 | 10/28/2011 9:31:12 AM |
riskadverse44 | $25.00 | 10/28/2011 9:43:04 AM |
rcflick | $25.00 | 10/28/2011 9:45:39 AM |
fuzed | $50.00 | 10/28/2011 9:47:47 AM |
FinanceEngine | $40.00 | 10/28/2011 10:04:13 AM |
loanman2007 | $50.00 | 10/28/2011 10:14:00 AM |
AndChicksforFree | $25.00 | 10/28/2011 10:39:39 AM |
managedfund | $800.00 | 10/28/2011 10:15:13 AM |
goal-benefit2 | $35.00 | 10/28/2011 10:30:43 AM |
reflective-rupee | $25.00 | 10/28/2011 10:39:29 AM |
thezfunk | $25.00 | 10/28/2011 9:07:27 AM |
atlas-shrugged | $200.00 | 10/28/2011 9:19:51 AM |
brmar | $25.00 | 10/28/2011 9:27:17 AM |
nickel-ferret | $30.00 | 10/28/2011 9:29:15 AM |
real-return | $30.00 | 10/28/2011 9:39:49 AM |
MoneyForNothing | $25.00 | 10/28/2011 9:34:58 AM |
Comoparklender | $25.00 | 10/28/2011 9:37:25 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:16 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:47 AM |
SolarMoonshine | $25.00 | 10/28/2011 10:06:15 AM |
Mikale360 | $25.00 | 10/28/2011 10:00:10 AM |
emjo1219 | $25.00 | 10/28/2011 10:27:18 AM |
larrybird | $790.00 | 10/28/2011 10:42:34 AM |
whitegold24k | $350.00 | 10/28/2011 10:29:45 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
535976
This series of Notes was issued and sold upon the funding of the borrower loan #55515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Tradesman - Carpent... |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| organized-p2ploan6 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mekanix
Purpose of loan: Pay off debt.
This loan will be used to... Pay back federal tax acquired from my now closed construction business .
My financial situation: This past March I filed for bankruptcy because of the loss of my construction business and home. I'm now in the process of rebuilding my credit and taking care of the last debt I have which is back taxes.
I am a good candidate for this loan because... I have a secure job as a maintenance technician for a large 550 unit luxury apartment complex.
Monthly net income: $2,810.30 before O.T.
Monthly expenses: $1957.00
Housing: $635.00 Heat & Hot Water Included.
Insurance: $150.00
Car expenses: $150.00
Utilities: $50.00
Phone, cable, internet: $150.00
Food, entertainment: $400.00
Clothing, household expenses: $60.00
Credit cards and other loans: $262.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:31 AM |
yield-trader | $25.00 | 10/28/2011 9:14:39 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:12 AM |
fuzed | $50.00 | 10/28/2011 9:47:46 AM |
SolarMoonshine | $25.00 | 10/28/2011 10:10:24 AM |
rate-sceptre | $25.00 | 10/28/2011 2:44:32 PM |
worth-blanket2 | $1,525.00 | 10/28/2011 2:52:48 PM |
GGreg799 | $25.00 | 10/28/2011 9:29:11 AM |
managedfund | $1,000.00 | 10/28/2011 10:16:45 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:27 AM |
Learning2Lend | $25.00 | 10/28/2011 10:31:51 AM |
handy-justice | $100.00 | 10/28/2011 11:10:33 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:29 AM |
wwwUniversal | $25.00 | 10/28/2011 12:09:15 PM |
wise-deal-panda | $100.00 | 10/28/2011 12:41:04 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:12 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
535978
This series of Notes was issued and sold upon the funding of the borrower loan #55320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $141.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,728 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| genome412 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $1,674.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
ReFi on loan and credit cards
Purpose of loan:
This loan will be used to pay off my original prosper loan at a new, lower interest rate, as well as take care of a few credit cards, etc.
My financial situation:
I am a good candidate for this loan because I'm financially stable, have two jobs and am well respected at both. I make plenty of money to cover this payment and then some. I plan on being completely debt free by the end of next year, this will just help me avoid some high interest rates on credit cards.
Monthly net income: $3360
Monthly expenses: $1860
Housing: $485
Insurance: $75
Car expenses: $100
Utilities: $150
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $25.00 | 10/28/2011 9:07:47 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:48 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:17 AM |
haplender | $50.00 | 10/28/2011 9:39:01 AM |
FinanceEngine | $40.00 | 10/28/2011 10:05:09 AM |
SolarMoonshine | $25.00 | 10/28/2011 10:09:10 AM |
managedfund | $1,000.00 | 10/28/2011 10:15:23 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:52 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:44 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:53 AM |
loanman2007 | $25.00 | 10/28/2011 10:15:36 AM |
larrybird | $2,000.00 | 10/28/2011 10:47:44 AM |
AndChicksforFree | $25.00 | 10/28/2011 10:35:16 AM |
spark548 | $35.00 | 10/28/2011 10:49:22 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
535986
This series of Notes was issued and sold upon the funding of the borrower loan #55672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 38% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,717 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| DGB4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
The purpose of this loan will be to consolidate several revolving credit lines that were accrued during medical school, in order to simplify the payment structure and clean up the only marks against my current credit rating (which is still good). As is, I will pay them off within several months; however, the sooner the better because I am trying to save up to buy a business soon.
I work as a Scientist (Postdoc) by day, researching lymphoma at the #1 cancer research hospital in the US, and as a Technical Editor for an educational publishing house at night.
My current monthly gross income is approximately $10K, and my monthly net income is approximately $5K.
However, I work as a contractor for my night job, and since contractors do not receive W-2s, Prosper does not recognize the income from my second job as income, even though it is greater than my day job.
If funded, there will be zero loss from this listing: I am hardworking and trustworthy, and I do not miss payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $500.00 | 10/28/2011 12:00:55 PM |
worthy-bid8 | $50.00 | 10/28/2011 11:59:59 AM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:59 PM |
Whipster | $45.00 | 10/28/2011 6:06:07 PM |
Bank_Of_XL | $25.00 | 10/29/2011 4:57:38 AM |
jescowa | $50.00 | 10/29/2011 5:09:17 AM |
CashFlow13 | $3,000.00 | 10/29/2011 7:26:12 AM |
emo13 | $50.00 | 10/29/2011 7:32:40 AM |
janeybooboo | $99.50 | 10/29/2011 8:16:38 AM |
coin-investor | $25.00 | 10/29/2011 1:23:47 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:07 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:19 PM |
zippy-interest | $25.00 | 10/30/2011 8:05:59 AM |
credit-maple5 | $100.00 | 10/30/2011 8:29:45 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:06 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:25 PM |
wonder3 | $30.00 | 10/30/2011 7:47:56 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:11 AM |
riskreward | $250.00 | 10/31/2011 9:11:11 AM |
truth-silo | $50.00 | 10/31/2011 5:31:40 PM |
selector568 | $300.00 | 10/31/2011 4:02:03 PM |
Astyanax | $125.00 | 10/31/2011 4:03:29 PM |
supernova719 | $50.00 | 10/31/2011 2:29:46 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:34 PM |
Trentsteel_98 | $25.00 | 10/31/2011 5:20:15 PM |
ZeLonewolf | $25.00 | 10/31/2011 5:10:11 PM |
encore02 | $75.00 | 10/31/2011 8:02:49 PM |
martinatime | $25.00 | 10/31/2011 8:07:31 PM |
bobby5832708 | $25.00 | 11/1/2011 4:07:49 AM |
PM_Broker | $50.00 | 11/1/2011 12:56:02 AM |
ideal-platinum1 | $25.00 | 11/1/2011 4:29:05 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:29 AM |
IIP77 | $25.00 | 11/1/2011 2:19:02 AM |
helpful-listing | $25.00 | 11/1/2011 5:58:05 AM |
vigilance-frontier | $25.00 | 11/1/2011 4:59:21 AM |
organized-payment6 | $50.00 | 11/1/2011 5:31:49 AM |
PittsburghMark | $25.00 | 11/1/2011 4:38:01 AM |
unrivaled-silver | $25.00 | 11/1/2011 5:53:34 AM |
DreDub | $50.00 | 11/1/2011 7:16:59 AM |
dukem | $25.00 | 11/1/2011 6:51:17 AM |
red-enthralling-justice | $25.00 | 11/1/2011 7:00:23 AM |
merciful-yield | $25.70 | 11/1/2011 8:22:59 AM |
TelegramSam | $25.00 | 11/1/2011 6:28:21 AM |
think-become | $25.00 | 11/1/2011 6:33:02 AM |
openness-prospector | $25.00 | 11/1/2011 7:51:27 AM |
elfincove | $25.00 | 11/1/2011 7:23:07 AM |
chicagobear23 | $25.00 | 11/1/2011 8:10:28 AM |
evnagelist | $25.00 | 11/1/2011 9:04:53 AM |
moola-gargantuan9 | $50.00 | 11/1/2011 9:06:17 AM |
green-successful-note | $25.00 | 11/1/2011 9:17:41 AM |
compoundinterest | $50.00 | 11/1/2011 9:18:32 AM |
money-bauble | $200.00 | 11/1/2011 9:25:53 AM |
KLCRAY | $25.00 | 11/1/2011 9:30:22 AM |
ursus | $50.00 | 11/1/2011 9:26:49 AM |
gulch | $25.00 | 11/1/2011 9:34:58 AM |
intelligent-repayment8 | $1,300.00 | 11/1/2011 9:44:24 AM |
transaction-animal8 | $25.00 | 11/1/2011 9:47:50 AM |
unassassinable | $25.00 | 11/1/2011 9:51:17 AM |
worth-sanctuary9 | $26.66 | 11/1/2011 9:57:55 AM |
6moonbeams | $25.00 | 11/1/2011 10:03:14 AM |
KeepOnRunning | $100.00 | 11/1/2011 11:03:23 AM |
listing-vista | $50.00 | 11/1/2011 10:31:55 AM |
samo102us | $25.00 | 11/1/2011 10:20:06 AM |
listing-candy | $25.00 | 11/1/2011 10:36:27 AM |
bonus-tent | $25.00 | 11/1/2011 10:35:28 AM |
wwwUniversal | $25.00 | 11/1/2011 10:43:39 AM |
dollar-force1 | $25.00 | 11/1/2011 10:55:54 AM |
cablenews | $100.00 | 11/1/2011 10:58:54 AM |
hope-spinner | $25.00 | 11/1/2011 11:12:52 AM |
gbrook8 | $600.00 | 11/1/2011 11:52:23 AM |
tarafied | $25.00 | 11/1/2011 12:36:15 PM |
wlm3012 | $30.00 | 11/1/2011 1:11:58 PM |
selector568 | $300.00 | 11/1/2011 3:53:57 PM |
moola-monger9 | $50.00 | 11/1/2011 1:38:52 PM |
slwholesales | $25.00 | 11/1/2011 2:44:42 PM |
aerobat | $53.28 | 11/1/2011 3:33:49 PM |
Techne_Funds_LLC | $25.00 | 11/1/2011 4:26:48 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:52 PM |
wigglesworth4 | $100.00 | 10/28/2011 12:01:00 PM |
rolltide09 | $25.00 | 10/28/2011 12:46:19 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:15 PM |
fantastic-wampum1 | $100.00 | 10/28/2011 3:07:21 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:35 PM |
gain-mountain1 | $300.00 | 10/28/2011 5:30:11 PM |
credit-coach118 | $45.27 | 10/29/2011 8:35:32 AM |
valiant-money | $30.00 | 10/29/2011 9:32:14 AM |
jazz619 | $25.00 | 10/29/2011 9:19:51 AM |
figs4u2 | $100.00 | 10/29/2011 12:12:56 PM |
pdub | $75.00 | 10/29/2011 12:16:12 PM |
prohelper | $25.00 | 10/29/2011 12:06:59 PM |
Investor_DP | $100.00 | 10/29/2011 1:01:12 PM |
fervent-repayment | $50.00 | 10/29/2011 5:38:02 PM |
skuba | $50.00 | 10/30/2011 6:42:55 AM |
PaulW | $40.00 | 10/30/2011 12:29:05 PM |
antlr | $50.00 | 10/30/2011 2:38:32 PM |
payout-bridge | $65.00 | 10/30/2011 4:18:18 PM |
dime-sprout | $25.00 | 10/31/2011 6:40:51 AM |
mike_banker | $100.00 | 10/31/2011 9:35:25 AM |
paladin847 | $50.00 | 10/31/2011 10:28:04 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:36 AM |
Bill88 | $30.00 | 10/31/2011 2:38:41 PM |
steamboatgal | $50.00 | 10/31/2011 3:59:27 PM |
GetItRight | $25.00 | 10/31/2011 6:28:29 PM |
E-normous | $25.00 | 10/31/2011 8:31:35 PM |
Zoomie | $25.00 | 10/31/2011 9:03:09 PM |
market-assembler | $25.00 | 10/31/2011 9:47:22 PM |
nri22 | $100.00 | 10/31/2011 6:04:51 PM |
peregrine | $72.98 | 10/31/2011 11:09:23 PM |
indomitable-dedication | $25.00 | 11/1/2011 12:47:38 AM |
wtrboy | $25.00 | 10/31/2011 10:23:13 PM |
divedude | $25.00 | 10/31/2011 11:57:58 PM |
deal-viking4 | $50.00 | 10/31/2011 7:35:42 PM |
yertle9 | $25.00 | 10/31/2011 11:10:57 PM |
Blue_HorseShoe | $25.00 | 11/1/2011 5:11:02 AM |
jblack01 | $25.00 | 11/1/2011 5:16:32 AM |
sparkling-contract7 | $25.00 | 11/1/2011 5:38:19 AM |
Pasagam | $50.00 | 11/1/2011 5:20:39 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:42 AM |
songbird98 | $25.00 | 11/1/2011 6:03:04 AM |
Infinity_Financial | $1,000.00 | 11/1/2011 7:23:42 AM |
currency-trophy | $25.00 | 11/1/2011 4:55:04 AM |
owhite2000 | $50.00 | 11/1/2011 6:36:52 AM |
Rodneywa2002 | $46.10 | 11/1/2011 5:08:51 AM |
supreme-benefit | $25.00 | 11/1/2011 7:41:14 AM |
Preteur | $25.00 | 11/1/2011 5:47:30 AM |
Smartrider | $25.00 | 11/1/2011 6:14:58 AM |
value-den | $25.00 | 11/1/2011 7:12:42 AM |
californiakhan | $25.00 | 11/1/2011 6:22:01 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:49 AM |
JeffHoll | $180.00 | 11/1/2011 7:37:36 AM |
memphisf01 | $25.00 | 11/1/2011 8:56:32 AM |
loan-rider7 | $25.00 | 11/1/2011 9:00:09 AM |
Frankieb21 | $50.00 | 11/1/2011 7:36:25 AM |
a-truth-upholder | $25.00 | 11/1/2011 9:17:29 AM |
tlp43 | $25.00 | 11/1/2011 9:30:18 AM |
hopethisworks | $25.00 | 11/1/2011 9:35:37 AM |
gotyourgear | $29.00 | 11/1/2011 8:37:15 AM |
wdove511 | $30.00 | 11/1/2011 8:41:13 AM |
genius520 | $50.00 | 11/1/2011 9:05:22 AM |
DublinCaLender | $26.00 | 11/1/2011 9:16:54 AM |
dojo2 | $35.00 | 11/1/2011 9:25:19 AM |
best-phenomenal-treasure | $25.00 | 11/1/2011 10:12:48 AM |
dajen1 | $40.00 | 11/1/2011 9:32:16 AM |
GCInvestments | $29.00 | 11/1/2011 10:15:16 AM |
Elefunt | $25.00 | 11/1/2011 9:54:39 AM |
mosby | $25.00 | 11/1/2011 10:00:33 AM |
chakra | $25.00 | 11/1/2011 9:57:50 AM |
LoWRec | $25.00 | 11/1/2011 10:56:20 AM |
coin-enclave | $25.00 | 11/1/2011 10:04:40 AM |
mwl | $25.00 | 11/1/2011 10:13:03 AM |
JayIsABear | $25.00 | 11/1/2011 10:07:22 AM |
investor7257 | $25.00 | 11/1/2011 10:22:36 AM |
successful-agreement7 | $30.00 | 11/1/2011 10:25:25 AM |
the-enthralling-coin | $25.00 | 11/1/2011 11:05:54 AM |
victorcab | $25.00 | 11/1/2011 10:28:25 AM |
netrageouz | $40.00 | 11/1/2011 10:29:17 AM |
orange-courageous-dedication | $25.00 | 11/1/2011 11:21:18 AM |
JLMGroupFunds | $25.00 | 11/1/2011 10:33:19 AM |
duty-admiral | $25.00 | 11/1/2011 10:36:45 AM |
CaliforniaSun | $25.00 | 11/1/2011 10:46:30 AM |
life-is-great | $25.00 | 11/1/2011 10:53:45 AM |
payout-alien6 | $27.17 | 11/1/2011 12:37:31 PM |
Epiphanic | $25.00 | 11/1/2011 1:03:48 PM |
oplender | $25.00 | 11/1/2011 11:09:32 AM |
principal-trident | $100.00 | 11/1/2011 11:30:27 AM |
ersheido | $35.00 | 11/1/2011 12:00:23 PM |
nimble-nickel | $75.00 | 11/1/2011 12:48:22 PM |
Mahogany_Group | $25.00 | 11/1/2011 1:49:01 PM |
Use_It_Wisely | $30.00 | 11/1/2011 2:25:35 PM |
kind-efficient-credit | $25.00 | 11/1/2011 2:32:27 PM |
wealth-influencer | $25.00 | 11/1/2011 2:41:00 PM |
Kijib | $25.00 | 11/1/2011 2:45:52 PM |
nycfinance | $25.00 | 11/1/2011 3:23:33 PM |
Banker7371 | $25.00 | 11/1/2011 5:05:08 PM |
SanJoser | $25.00 | 11/1/2011 4:39:22 PM |
agreement-merry-maker | $100.00 | 11/1/2011 4:40:37 PM |
he-shoots-he-scores | $28.15 | 11/1/2011 4:36:08 PM |
prescription0 | $25.00 | 11/1/2011 4:50:57 PM |
EretzCapital | $26.19 | 11/1/2011 5:10:03 PM |
179 Investments
|
Borrower Payment Dependent Notes Series
535988
This series of Notes was issued and sold upon the funding of the borrower loan #55583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $119.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,165 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| methodical-currency8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
methodical-currency8
Purpose of loan:
This loan will be used to...
Repair my vehicle.
My financial situation:
I am a good candidate for this loan because...
I pay all my bills on-time, I do not over extend beyond my income. My credit history reflects a bankruptcy in 2009, however my entire department was laid off while working at Verizon Wireless in 2001 and at that time I was able to maintain my living in my single-family home with three kids, long enough to gain employment later that year. Employed by a residential builder until the housing market dropped and they went out of business. Upon experiencing a second, unexpected, lay-off, after having taken a $20,00 pay decrease, I then was forced to declare bankruptcy. After that time, my mortgage was eligible for a modification which has allowed us to remain in our same home for 14 years. I have done well, however my 1998 Honda Accord is paid for, but is in need of some repairs to take me through at least another 5 or 10 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 12:00:00 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:52 PM |
wigglesworth4 | $500.00 | 10/28/2011 12:00:56 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:37:00 PM |
rolltide09 | $25.00 | 10/28/2011 12:46:19 PM |
credit-coach118 | $45.17 | 10/28/2011 1:10:00 PM |
colorfulgardener | $25.00 | 10/28/2011 2:42:40 PM |
gain-mountain1 | $50.00 | 10/28/2011 4:57:36 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:35 PM |
blot44 | $25.00 | 10/28/2011 5:08:29 PM |
availableloan | $25.00 | 10/28/2011 10:41:20 PM |
jescowa | $50.00 | 10/29/2011 5:09:17 AM |
marwadi-62 | $50.00 | 10/29/2011 8:16:56 AM |
iamdoug | $25.00 | 10/29/2011 9:47:12 AM |
Firescreek | $25.00 | 10/29/2011 10:31:51 AM |
figs4u2 | $100.00 | 10/29/2011 12:12:56 PM |
ptclender | $100.00 | 10/29/2011 12:22:57 PM |
bluebird5 | $25.00 | 10/29/2011 12:23:13 PM |
WilliamLeeSims | $25.00 | 10/29/2011 12:07:12 PM |
first-euro-rapture | $25.00 | 10/29/2011 1:11:16 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:07 PM |
SV-AZ | $28.31 | 10/29/2011 5:52:44 PM |
agbullet55443 | $100.00 | 10/29/2011 8:42:54 PM |
rautility | $50.00 | 10/29/2011 6:58:41 PM |
Reddy_Capital | $36.00 | 10/29/2011 7:16:12 PM |
exact-gold2 | $27.76 | 10/30/2011 2:01:25 AM |
skuba | $50.00 | 10/30/2011 6:42:55 AM |
1redfish | $100.00 | 10/30/2011 8:14:26 AM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:19 AM |
Fachim | $30.00 | 10/30/2011 10:28:59 AM |
Equity_Investor | $50.00 | 10/30/2011 4:05:24 PM |
aiming_for_42 | $25.00 | 10/30/2011 5:25:35 PM |
ToweringDan | $25.00 | 10/30/2011 8:06:24 PM |
bb575 | $50.00 | 10/30/2011 7:45:22 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:11 AM |
RichMaker1 | $50.00 | 10/30/2011 11:50:15 PM |
mex_invests | $25.00 | 10/31/2011 7:25:15 AM |
worldly-income2 | $25.00 | 10/31/2011 7:58:38 AM |
dcchaos | $25.00 | 10/31/2011 7:15:57 AM |
myduck | $40.00 | 10/31/2011 7:20:41 AM |
wigglesworth4 | $100.00 | 10/28/2011 12:01:01 PM |
fcrick | $25.00 | 10/28/2011 12:03:17 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:16 PM |
elvisloans | $25.00 | 10/29/2011 5:34:02 AM |
Brainworm | $25.00 | 10/29/2011 6:03:18 AM |
favorite-commerce | $25.00 | 10/29/2011 6:46:06 AM |
RJN | $42.08 | 10/29/2011 8:48:49 AM |
pdub | $75.00 | 10/29/2011 12:16:12 PM |
D911ave | $50.00 | 10/29/2011 12:34:25 PM |
kenji4861 | $25.00 | 10/29/2011 12:35:03 PM |
coin-investor | $25.00 | 10/29/2011 7:53:08 PM |
Trapman13 | $50.00 | 10/30/2011 8:43:12 AM |
engaging-worth | $25.00 | 10/30/2011 8:06:43 AM |
PLANECRASH | $25.00 | 10/30/2011 1:28:11 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:07 PM |
GElender | $25.00 | 10/31/2011 6:01:51 AM |
pwkpwk | $25.00 | 10/31/2011 8:08:37 AM |
agalt | $70.80 | 10/31/2011 8:14:16 AM |
T-Bone | $25.00 | 10/31/2011 7:39:21 AM |
ericsb | $29.88 | 10/31/2011 7:28:47 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
535990
This series of Notes was issued and sold upon the funding of the borrower loan #55355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $106.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,791 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| leverage-competitor |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
|
Principal balance:
| $1,632.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Purchase used car
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $25.00 | 10/28/2011 9:07:47 AM |
Aberdeen | $1,000.00 | 10/28/2011 9:03:48 AM |
LittleMingo | $30.00 | 10/28/2011 9:19:56 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:52 AM |
CashFlow13 | $100.00 | 10/28/2011 9:35:06 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:18 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:54 AM |
cwegert | $25.00 | 10/28/2011 10:13:52 AM |
whitegold24k | $650.00 | 10/28/2011 10:25:21 AM |
SolarMoonshine | $25.00 | 10/28/2011 10:08:04 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:45 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:48 AM |
gotjack | $45.00 | 10/28/2011 9:53:36 AM |
managedfund | $300.00 | 10/28/2011 10:10:05 AM |
loanman2007 | $25.00 | 10/28/2011 10:09:43 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
535998
This series of Notes was issued and sold upon the funding of the borrower loan #55678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $21,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $688.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,322 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Cuong |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2006)
640-659
(May-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Expanding business- Excelent credit
Purpose of loan: Expand my business.
This loan will be used to increase the operation capital in an expanding business.
My financial situation: good condition.
I am a good candidate for this loan because I have great credit score (~800) and I had a loan with Prosper before and I have paid off the loan without a delay or miss pay.
Thank you for helping me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-artist | $27.01 | 10/28/2011 9:01:05 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:52 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:18 AM |
fcrick | $25.00 | 10/28/2011 9:45:43 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:31 AM |
gain-mountain1 | $50.00 | 10/28/2011 10:49:57 AM |
larrybird | $2,000.00 | 10/28/2011 10:52:49 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:24 AM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:56 PM |
credit-coach118 | $55.17 | 10/28/2011 1:08:39 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:12 PM |
rapid-credit428 | $25.00 | 10/28/2011 4:28:10 PM |
Natronpee | $25.00 | 10/28/2011 3:37:03 PM |
flexible-fund6 | $25.00 | 10/28/2011 4:50:52 PM |
ChrisProsper | $50.00 | 10/28/2011 5:03:29 PM |
rate-mogul | $50.00 | 10/28/2011 5:09:56 PM |
Anacomical | $30.13 | 10/28/2011 7:07:37 PM |
Jag97 | $68.97 | 10/28/2011 6:01:12 PM |
joyking | $100.00 | 10/28/2011 7:45:57 PM |
Feyenoord | $30.00 | 10/28/2011 8:03:18 PM |
frooogal | $25.00 | 10/28/2011 8:36:11 PM |
BigBag | $25.00 | 10/28/2011 10:51:50 PM |
Bank_Of_XL | $25.00 | 10/29/2011 4:56:42 AM |
OgOman | $25.00 | 10/29/2011 5:29:50 AM |
hard-working-asset2 | $25.00 | 10/29/2011 6:00:09 AM |
emo13 | $50.00 | 10/29/2011 7:32:38 AM |
camaraderi-workhorse | $25.00 | 10/29/2011 7:51:30 AM |
radforj22 | $25.07 | 10/29/2011 7:25:59 AM |
Pebbles-Lending | $25.00 | 10/29/2011 7:40:55 AM |
lucrative-durability | $25.00 | 10/29/2011 8:23:45 AM |
finance-magma7 | $25.00 | 10/29/2011 11:23:03 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:26:17 AM |
wise-silver-wonder | $25.00 | 10/29/2011 12:03:40 PM |
indomitable-coin | $25.00 | 10/29/2011 10:51:25 AM |
MrEville | $50.00 | 10/29/2011 11:19:12 AM |
britgsb | $50.00 | 10/29/2011 11:37:13 AM |
Chutney | $25.00 | 10/29/2011 12:24:43 PM |
velocity-solo | $25.00 | 10/29/2011 12:24:29 PM |
kenji4861 | $25.00 | 10/29/2011 12:35:02 PM |
lendme2 | $40.00 | 10/29/2011 12:36:29 PM |
flexible-return297 | $25.00 | 10/29/2011 1:13:47 PM |
genius520 | $50.00 | 10/29/2011 1:16:37 PM |
RG | $25.00 | 10/29/2011 1:10:13 PM |
themoneydoctor | $200.00 | 10/29/2011 1:33:49 PM |
nickel-ferret | $50.00 | 10/29/2011 1:36:03 PM |
compoundinterest | $50.00 | 10/29/2011 1:18:30 PM |
valiant-liberty4 | $25.00 | 10/29/2011 1:27:16 PM |
Trinkaloki | $25.00 | 10/29/2011 1:31:45 PM |
RgPro | $25.00 | 10/29/2011 1:42:06 PM |
teega5 | $25.00 | 10/29/2011 4:25:36 PM |
Denver-Rental-Properties | $25.00 | 10/29/2011 3:18:02 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:04 PM |
well-rounded-investment | $29.63 | 10/29/2011 5:55:44 PM |
paladin510 | $25.00 | 10/29/2011 5:52:57 PM |
helpful-deal1 | $25.00 | 10/29/2011 5:20:50 PM |
phenomenal-gain5 | $50.00 | 10/29/2011 7:21:22 PM |
lrr34 | $25.00 | 10/29/2011 7:45:33 PM |
well-mannered-income3 | $50.00 | 10/29/2011 5:39:13 PM |
Quaven | $25.00 | 10/29/2011 5:49:18 PM |
ansset | $50.00 | 10/29/2011 6:02:24 PM |
ProjectVenture | $25.00 | 10/29/2011 7:39:24 PM |
return-marsupial3 | $25.00 | 10/29/2011 6:44:57 PM |
integrity-samaritan | $40.00 | 10/29/2011 7:39:43 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:26 PM |
ect_2k20 | $25.00 | 10/30/2011 7:51:09 AM |
platinum-quest8 | $25.00 | 10/30/2011 5:23:08 AM |
skuba | $50.00 | 10/30/2011 6:42:53 AM |
Spaceman838 | $25.00 | 10/30/2011 12:51:35 PM |
Lo0se_mo0se | $25.00 | 10/30/2011 11:18:35 AM |
PaulW | $40.00 | 10/30/2011 12:29:04 PM |
floridahelper | $25.00 | 10/30/2011 1:55:42 PM |
antlr | $50.00 | 10/30/2011 2:38:31 PM |
OzGuy609 | $25.00 | 10/30/2011 3:33:55 PM |
Arg3998 | $25.00 | 10/30/2011 2:45:22 PM |
chris-heretoinvest | $25.00 | 10/30/2011 6:20:46 PM |
cosygirl | $50.00 | 10/30/2011 7:21:33 PM |
bb575 | $50.00 | 10/30/2011 7:45:22 PM |
enigmallc | $400.00 | 10/30/2011 8:25:06 PM |
Spaceman838 | $25.00 | 10/30/2011 7:20:36 PM |
MrEville | $25.00 | 10/31/2011 5:16:22 AM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:24 PM |
organized-payment6 | $50.00 | 10/31/2011 6:10:44 AM |
money-surge1 | $25.00 | 10/31/2011 6:01:10 AM |
dcchaos | $25.00 | 10/31/2011 7:15:56 AM |
financial-frenzy | $50.00 | 10/31/2011 6:13:58 AM |
pwkpwk | $25.00 | 10/31/2011 8:08:37 AM |
aurorafinancial | $25.00 | 10/31/2011 6:13:37 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:50 AM |
chestnut4 | $25.00 | 10/31/2011 9:26:49 AM |
damage | $25.00 | 10/31/2011 8:08:25 AM |
elbastador | $25.00 | 10/31/2011 9:10:45 AM |
gojackgo | $50.00 | 10/31/2011 8:22:37 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:14 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:40 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:55 AM |
equitable-capital758 | $350.00 | 10/31/2011 9:03:43 AM |
mike_banker | $100.00 | 10/31/2011 9:35:25 AM |
refined-commerce2 | $25.00 | 10/31/2011 10:56:45 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:11 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:35 AM |
wise-honorable-rate | $25.00 | 10/31/2011 9:52:15 AM |
paladin847 | $50.00 | 10/31/2011 10:28:04 AM |
Pacific-Bank | $50.00 | 10/31/2011 11:47:11 AM |
ItsJustMe79 | $25.00 | 10/31/2011 12:49:37 PM |
rmachi | $50.00 | 10/31/2011 11:20:27 AM |
kleinbrak | $25.00 | 10/31/2011 2:28:20 PM |
steamboatgal | $50.00 | 10/31/2011 3:59:26 PM |
blue-agreement-officer | $50.00 | 10/31/2011 4:40:09 PM |
ceg451 | $25.00 | 10/31/2011 3:43:02 PM |
greenback-museum | $25.00 | 10/31/2011 6:14:29 PM |
greenwell | $100.00 | 10/31/2011 5:32:57 PM |
caring-hope2 | $100.00 | 10/31/2011 4:12:54 PM |
GetItRight | $25.00 | 10/31/2011 6:28:29 PM |
Zoomie | $25.00 | 10/31/2011 9:03:08 PM |
wtrboy | $25.00 | 10/31/2011 10:23:12 PM |
Paxman84 | $25.00 | 10/31/2011 5:54:13 PM |
yertle9 | $25.00 | 10/31/2011 11:10:12 PM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:03 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:28 AM |
dukem | $25.00 | 11/1/2011 6:51:16 AM |
songbird98 | $25.00 | 11/1/2011 6:03:03 AM |
Smartrider | $25.00 | 11/1/2011 6:14:57 AM |
TelegramSam | $25.00 | 11/1/2011 6:28:20 AM |
currency-trophy | $25.00 | 11/1/2011 4:55:03 AM |
owhite2000 | $50.00 | 11/1/2011 6:36:51 AM |
openness-prospector | $25.00 | 11/1/2011 7:51:27 AM |
happyinvallarta | $50.00 | 11/1/2011 6:10:30 AM |
repayment-chef | $48.00 | 11/1/2011 8:35:43 AM |
Frankieb21 | $50.00 | 11/1/2011 7:36:25 AM |
enterprising-credit2 | $200.00 | 11/1/2011 9:09:01 AM |
SailAwayMoon | $25.00 | 11/1/2011 9:13:18 AM |
DublinCaLender | $26.00 | 11/1/2011 9:16:53 AM |
SojournerMobile | $25.00 | 11/1/2011 8:26:13 AM |
AF-Chief | $50.00 | 11/1/2011 9:27:59 AM |
gotyourgear | $29.00 | 11/1/2011 8:37:15 AM |
rolltide09 | $25.00 | 11/1/2011 9:00:58 AM |
first-serene-credit | $25.00 | 11/1/2011 8:42:30 AM |
peace-cadence | $25.00 | 11/1/2011 9:42:07 AM |
memphisf01 | $25.00 | 11/1/2011 8:56:31 AM |
a-truth-upholder | $25.00 | 11/1/2011 9:17:29 AM |
Leshan | $50.00 | 11/1/2011 9:34:21 AM |
successful-agreement7 | $100.00 | 11/1/2011 10:25:25 AM |
E2BGR8 | $25.00 | 11/1/2011 10:39:26 AM |
greenback-seagull2 | $50.00 | 11/1/2011 9:45:51 AM |
mwl | $25.00 | 11/1/2011 10:13:03 AM |
magnetic-pound4 | $50.00 | 11/1/2011 11:15:57 AM |
orange-courageous-dedication | $25.00 | 11/1/2011 11:21:17 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:10 AM |
hope-spinner | $25.00 | 11/1/2011 11:12:12 AM |
gjm6d | $25.00 | 11/1/2011 11:23:59 AM |
nv | $25.84 | 11/1/2011 3:56:49 PM |
SanJoser | $25.00 | 11/1/2011 4:39:22 PM |
Use_It_Wisely | $30.00 | 11/1/2011 2:25:35 PM |
wealth-influencer | $25.00 | 11/1/2011 2:40:59 PM |
Kijib | $25.00 | 11/1/2011 2:45:51 PM |
cake7 | $25.00 | 11/1/2011 5:15:24 PM |
Nicedad72 | $25.28 | 11/1/2011 4:32:29 PM |
Aimvest | $25.00 | 11/1/2011 4:34:30 PM |
prescription0 | $25.00 | 11/1/2011 4:50:57 PM |
Bank42 | $25.00 | 11/1/2011 4:49:43 PM |
ski bum | $100.00 | 11/1/2011 5:34:24 PM |
enterprising-integrity | $50.00 | 11/1/2011 5:34:40 PM |
cash-sensai2 | $25.00 | 11/1/2011 6:04:16 PM |
jcw3rd | $25.00 | 11/1/2011 5:43:05 PM |
kinetic-openness0 | $25.00 | 11/1/2011 6:24:41 PM |
MattTheGr8 | $25.00 | 11/1/2011 6:29:22 PM |
kbodendorf | $25.00 | 11/1/2011 5:57:13 PM |
sjlender | $100.00 | 11/1/2011 6:03:29 PM |
r48 | $25.00 | 11/1/2011 6:11:39 PM |
market-maximizer472 | $100.00 | 11/1/2011 6:15:48 PM |
bndlending2u | $25.00 | 11/1/2011 6:18:13 PM |
studious-bonus7 | $100.00 | 11/1/2011 6:21:05 PM |
durability-solstice8 | $50.00 | 11/1/2011 6:27:11 PM |
anacent | $25.00 | 11/1/2011 6:27:34 PM |
v_Spot | $25.00 | 11/1/2011 6:28:00 PM |
pleasant-basis | $25.00 | 11/1/2011 6:24:01 PM |
donmacprosper | $25.00 | 11/1/2011 6:25:11 PM |
codingbuddy | $25.00 | 11/1/2011 6:32:20 PM |
hayhelp | $25.00 | 11/1/2011 6:32:34 PM |
trade-surge3 | $50.00 | 11/1/2011 6:35:41 PM |
green-trade-dolphin2 | $41.73 | 10/28/2011 9:02:14 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:48 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:45 AM |
ivy-league-MBA | $25.00 | 10/28/2011 9:33:07 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:54 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:48 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:10 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:48 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:23 PM |
Nazbuster | $50.00 | 10/28/2011 3:21:29 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:13 PM |
resolute-basis9 | $25.00 | 10/28/2011 3:55:13 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:33 PM |
income-excellence1 | $25.00 | 10/28/2011 7:26:30 PM |
chlebie | $50.00 | 10/28/2011 7:17:18 PM |
fund-bauble | $100.00 | 10/28/2011 8:00:26 PM |
TrustPlus | $50.00 | 10/28/2011 10:13:08 PM |
Interloper | $25.00 | 10/28/2011 9:12:57 PM |
Cheburashka | $25.00 | 10/28/2011 10:00:13 PM |
MARSTUN | $83.00 | 10/29/2011 5:05:02 AM |
funds-framework4 | $50.00 | 10/29/2011 12:42:47 AM |
jescowa | $50.00 | 10/29/2011 5:09:14 AM |
JohnW12 | $50.00 | 10/29/2011 6:28:03 AM |
pbo922 | $25.00 | 10/29/2011 9:08:03 AM |
MonkeyHero | $40.00 | 10/29/2011 9:12:38 AM |
spaceborne | $25.00 | 10/29/2011 10:30:33 AM |
john0720 | $25.00 | 10/29/2011 9:18:38 AM |
compassion-platoon | $25.00 | 10/29/2011 9:53:00 AM |
tomdooley12520 | $25.00 | 10/29/2011 10:21:15 AM |
techs | $25.00 | 10/29/2011 11:56:43 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:45:25 AM |
rich266 | $100.00 | 10/29/2011 11:33:13 AM |
be_wise | $25.00 | 10/29/2011 12:06:14 PM |
BxRealtor | $25.00 | 10/29/2011 12:30:58 PM |
life-is-great | $25.00 | 10/29/2011 12:49:32 PM |
awwaww | $25.00 | 10/29/2011 12:53:11 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:37 PM |
didibagle | $206.00 | 10/29/2011 3:14:12 PM |
established-payout | $25.00 | 10/29/2011 1:57:52 PM |
GodzillaLending | $25.00 | 10/29/2011 1:56:20 PM |
rangers94 | $25.00 | 10/29/2011 1:56:49 PM |
trustu | $50.00 | 10/29/2011 4:17:48 PM |
carolinalending | $25.00 | 10/29/2011 3:46:33 PM |
Paragon13 | $50.00 | 10/29/2011 5:32:00 PM |
copperfield | $25.00 | 10/29/2011 6:19:14 PM |
Kame | $25.00 | 10/29/2011 6:23:46 PM |
DadWarbucks | $25.00 | 10/29/2011 4:46:02 PM |
RayEarth | $25.00 | 10/29/2011 5:44:20 PM |
jt530 | $25.00 | 10/29/2011 7:26:38 PM |
imlosttoo | $25.00 | 10/29/2011 7:41:55 PM |
coin-investor | $25.00 | 10/29/2011 7:53:07 PM |
Mailmon | $250.00 | 10/29/2011 8:34:54 PM |
Zoramite | $25.00 | 10/29/2011 10:47:09 PM |
3613925 | $25.00 | 10/29/2011 7:31:46 PM |
yennib | $25.00 | 10/30/2011 3:13:14 AM |
rupee-artisan | $25.00 | 10/30/2011 5:04:51 AM |
abkennedy | $25.00 | 10/29/2011 8:28:25 PM |
B-rad_the_Coug | $25.00 | 10/29/2011 11:26:18 PM |
rudyindc | $25.00 | 10/30/2011 7:05:47 AM |
Marietta | $25.00 | 10/30/2011 7:28:31 AM |
george_kaplan | $25.00 | 10/30/2011 7:44:50 AM |
grove88 | $25.00 | 10/30/2011 8:51:50 AM |
1redfish | $100.00 | 10/30/2011 8:14:25 AM |
causr08 | $25.00 | 10/30/2011 12:52:10 PM |
wdjnm | $50.00 | 10/30/2011 1:16:30 PM |
Adventurouschef | $25.00 | 10/30/2011 11:23:44 AM |
CaptainBL | $25.00 | 10/30/2011 1:17:14 PM |
Robert99 | $25.00 | 10/30/2011 12:56:54 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:05 PM |
sappy02 | $50.00 | 10/30/2011 2:18:02 PM |
Munnie | $25.00 | 10/30/2011 6:09:49 PM |
platinum-czar | $25.00 | 10/30/2011 3:41:13 PM |
point-oyster5 | $25.00 | 10/30/2011 4:09:41 PM |
Starman57 | $250.00 | 10/30/2011 4:42:47 PM |
JazzFranchise | $25.00 | 10/30/2011 5:15:46 PM |
LoanDMC | $25.00 | 10/30/2011 7:35:00 PM |
chemistry220 | $25.00 | 10/30/2011 5:57:40 PM |
wampum-chorus3 | $25.00 | 10/30/2011 4:50:25 PM |
EtaDuck | $25.00 | 10/30/2011 7:32:20 PM |
Schuld66 | $25.00 | 10/30/2011 10:03:06 PM |
generous-deal6 | $25.00 | 10/30/2011 7:53:59 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:15 PM |
Preteur | $25.00 | 10/31/2011 6:37:56 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:55 AM |
Chuck9802 | $25.00 | 10/31/2011 6:27:37 AM |
mcilwaaj12 | $100.00 | 10/31/2011 9:15:48 AM |
ranstlin | $25.00 | 10/31/2011 9:29:38 AM |
riskreward | $250.00 | 10/31/2011 9:11:10 AM |
helpinghand63 | $25.00 | 10/31/2011 9:20:57 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:28 AM |
imdave4me | $25.00 | 10/31/2011 1:08:56 PM |
6moonbeams | $25.00 | 10/31/2011 1:56:49 PM |
bright-investment | $25.00 | 10/31/2011 2:05:00 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:32 PM |
herbyman | $50.00 | 10/31/2011 11:45:24 AM |
thankful-nickel2 | $25.00 | 10/31/2011 12:01:44 PM |
balance-voyager | $50.00 | 10/31/2011 4:15:23 PM |
supernova719 | $50.00 | 10/31/2011 2:29:45 PM |
benefit-dreams | $25.00 | 10/31/2011 7:57:27 PM |
divedude | $25.00 | 10/31/2011 11:57:57 PM |
bobby5832708 | $25.00 | 11/1/2011 4:07:48 AM |
PM_Broker | $50.00 | 11/1/2011 12:49:57 AM |
IIP77 | $25.00 | 11/1/2011 2:19:02 AM |
accountableone | $600.00 | 11/1/2011 4:30:49 AM |
Pasagam | $50.00 | 11/1/2011 5:20:39 AM |
stollcm | $25.00 | 11/1/2011 5:37:05 AM |
IndianChief | $25.00 | 11/1/2011 5:38:04 AM |
responsibility-tent | $25.00 | 11/1/2011 3:59:05 AM |
noble-leverage035 | $27.80 | 11/1/2011 4:09:30 AM |
alpinaut | $25.00 | 11/1/2011 6:24:11 AM |
ideal-platinum1 | $25.00 | 11/1/2011 4:29:05 AM |
DreDub | $50.00 | 11/1/2011 7:16:58 AM |
Blue_HorseShoe | $25.00 | 11/1/2011 5:10:33 AM |
VonAp | $220.00 | 11/1/2011 7:53:17 AM |
chicagobear23 | $25.00 | 11/1/2011 8:10:28 AM |
doopers | $25.00 | 11/1/2011 5:57:55 AM |
misit | $25.00 | 11/1/2011 8:33:05 AM |
dajen1 | $40.00 | 11/1/2011 9:32:16 AM |
innovator10 | $200.00 | 11/1/2011 9:03:47 AM |
ijspence | $25.00 | 11/1/2011 9:43:12 AM |
hostbank | $50.00 | 11/1/2011 9:49:46 AM |
Clambake | $25.00 | 11/1/2011 9:04:29 AM |
chakra | $25.00 | 11/1/2011 9:57:50 AM |
MadHun | $200.00 | 11/1/2011 9:19:13 AM |
octoberfresh | $25.00 | 11/1/2011 9:19:36 AM |
money-bauble | $200.00 | 11/1/2011 9:25:53 AM |
tlp43 | $25.00 | 11/1/2011 9:30:18 AM |
lenderRXT | $50.00 | 11/1/2011 9:32:35 AM |
Banker7371 | $25.00 | 11/1/2011 9:38:10 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:36 AM |
diligent-leverage | $25.00 | 11/1/2011 9:57:30 AM |
reinforced-reward | $25.00 | 11/1/2011 9:58:00 AM |
green-moola-platoon | $25.00 | 11/1/2011 9:58:15 AM |
mosby | $25.00 | 11/1/2011 10:00:33 AM |
rs999 | $25.00 | 11/1/2011 10:58:04 AM |
investor7257 | $25.00 | 11/1/2011 10:22:35 AM |
victorcab | $25.00 | 11/1/2011 10:28:24 AM |
fiddlerzvi | $25.00 | 11/1/2011 11:24:51 AM |
principal-trident | $100.00 | 11/1/2011 11:30:27 AM |
WilliamLeeSims | $25.00 | 11/1/2011 11:35:51 AM |
cablenews | $100.00 | 11/1/2011 10:58:52 AM |
Epiphanic | $25.00 | 11/1/2011 12:58:44 PM |
KeepOnRunning | $100.00 | 11/1/2011 11:03:23 AM |
turbine5 | $65.66 | 11/1/2011 11:09:30 AM |
martymaniaman | $25.00 | 11/1/2011 1:31:26 PM |
Yankeeeagle | $25.00 | 11/1/2011 1:33:18 PM |
Marathoner | $25.00 | 11/1/2011 11:52:55 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:28 PM |
five-star-order1 | $50.00 | 11/1/2011 12:42:44 PM |
wlm3012 | $30.00 | 11/1/2011 1:18:11 PM |
frugalinvestor20 | $25.00 | 11/1/2011 2:10:40 PM |
peso-windmill | $25.00 | 11/1/2011 3:06:36 PM |
cutter21 | $25.00 | 11/1/2011 4:23:54 PM |
zwx1997 | $25.00 | 11/1/2011 4:45:47 PM |
transparency-river1 | $504.00 | 11/1/2011 5:03:27 PM |
Mantis75 | $25.00 | 11/1/2011 5:52:00 PM |
Tai | $50.00 | 11/1/2011 5:36:31 PM |
Aljasa2008 | $25.00 | 11/1/2011 6:04:20 PM |
dexstjames | $25.00 | 11/1/2011 6:00:42 PM |
get30inc | $50.00 | 11/1/2011 6:20:46 PM |
UnclePockets | $25.00 | 11/1/2011 6:24:58 PM |
trapper569 | $25.00 | 11/1/2011 6:28:07 PM |
ChicoBob | $25.00 | 11/1/2011 6:34:34 PM |
Queueball1 | $25.00 | 11/1/2011 6:36:18 PM |
344 Investments
|
Borrower Payment Dependent Notes Series
536004
This series of Notes was issued and sold upon the funding of the borrower loan #55461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $160.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 22% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,535 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| elegant-diversification5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
|
Principal balance:
| $980.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Getting a bit of temporary help
Purpose of loan:
This loan will be used to pay temporary living expenses.
My financial situation:
I am a good candidate for this loan because I have a stable income.
I just need a bit of temporary help.
Thank you very much.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 12:00:00 PM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:59 PM |
rolltide09 | $25.00 | 10/28/2011 12:46:37 PM |
Kash2010lu | $25.00 | 10/28/2011 1:26:15 PM |
bellaquito | $2,000.00 | 10/28/2011 1:07:26 PM |
Katburg | $25.00 | 10/28/2011 1:39:04 PM |
fcrick | $25.00 | 10/28/2011 1:24:04 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:53 PM |
BankofRon | $25.00 | 10/28/2011 12:15:45 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:37:00 PM |
wise-deal-panda | $200.00 | 10/28/2011 12:41:17 PM |
important-openness1 | $100.00 | 10/28/2011 12:47:26 PM |
lobstahlender | $25.00 | 10/28/2011 1:21:11 PM |
brightest-gain-investor | $875.00 | 10/28/2011 2:11:21 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
536010
This series of Notes was issued and sold upon the funding of the borrower loan #55690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $354.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 34% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 13y 6m |
Amount delinquent:
| $71 |
Total credit lines:
| 42 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,933 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flyinmane1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
consolidation to pay off faster
Purpose of loan: I want to get this consolidated so I can have it paid off in 3 yrs.
This loan will be used to...pay off high interest credit debt.
My financial situation: Work full time and part time
I am a good candidate for this loan because..I am already paying what my payment would be for all the loans I would be paying off with this loan and be out from under them in 3 years.
Monthly net income: $4500.
Monthly expenses: $ 300.
Housing: $1000
Insurance: $600. per 6 months
Car expenses: $paid for
Utilities: $200.
Phone, cable, internet: $120
Food, entertainment: $100.
Clothing, household expenses: $200
Credit cards and other loans: $500.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $29.81 | 10/28/2011 9:05:15 AM |
LittleMingo | $28.47 | 10/28/2011 9:14:03 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:45 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:19 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:54 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:48 AM |
AndChicksforFree | $25.00 | 10/28/2011 10:39:17 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:48 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:52 PM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:58 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:56 PM |
camaraderi-catapult | $25.00 | 10/28/2011 1:59:37 PM |
resolute-basis9 | $25.00 | 10/28/2011 3:55:14 PM |
LendGuy | $45.00 | 10/28/2011 4:14:42 PM |
uncleharold | $25.00 | 10/28/2011 4:20:40 PM |
Ponies88 | $27.01 | 10/28/2011 4:52:36 PM |
gere-co | $25.00 | 10/28/2011 5:19:00 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:33 PM |
loanman2007 | $25.00 | 10/28/2011 6:01:47 PM |
Socorro_Capital_Partners | $25.01 | 10/28/2011 6:39:13 PM |
chlebie | $50.00 | 10/28/2011 7:17:19 PM |
income-excellence1 | $25.00 | 10/28/2011 7:26:30 PM |
footz79 | $50.00 | 10/28/2011 10:00:52 PM |
sturzstrom | $25.00 | 10/28/2011 11:51:48 PM |
Bank_Of_XL | $25.00 | 10/29/2011 4:56:57 AM |
OgOman | $25.00 | 10/29/2011 5:29:51 AM |
GCInvestments | $29.00 | 10/29/2011 12:14:02 AM |
heavenly-interest2 | $25.00 | 10/29/2011 4:10:52 AM |
tough-peso2 | $25.00 | 10/29/2011 6:05:22 AM |
DoctorJoe | $25.00 | 10/29/2011 7:18:09 AM |
emo13 | $50.00 | 10/29/2011 7:32:39 AM |
john0720 | $25.00 | 10/29/2011 9:18:39 AM |
breadbroker | $25.00 | 10/29/2011 8:25:32 AM |
KramericaIndustries | $25.00 | 10/29/2011 10:11:43 AM |
jazz619 | $25.00 | 10/29/2011 9:19:50 AM |
troy0868 | $25.00 | 10/29/2011 9:14:42 AM |
rich266 | $25.00 | 10/29/2011 10:50:18 AM |
maximizer | $50.00 | 10/29/2011 11:22:31 AM |
compassion-platoon | $25.00 | 10/29/2011 9:53:01 AM |
spaceborne | $25.00 | 10/29/2011 10:30:33 AM |
integrity-coyote | $25.00 | 10/29/2011 10:43:40 AM |
finance-magma7 | $25.00 | 10/29/2011 11:23:03 AM |
HAVEANICEDAY | $25.00 | 10/29/2011 12:08:16 PM |
lovely-greenback4 | $33.46 | 10/29/2011 12:26:41 PM |
prohelper | $25.00 | 10/29/2011 12:06:56 PM |
money-bauble | $200.00 | 10/29/2011 12:30:19 PM |
BxRealtor | $25.00 | 10/29/2011 12:30:58 PM |
yield-aurora4 | $25.00 | 10/29/2011 12:36:07 PM |
gulch | $25.00 | 10/29/2011 12:37:58 PM |
fairness-kayak | $25.00 | 10/29/2011 12:13:10 PM |
Chervianne | $27.00 | 10/29/2011 12:18:23 PM |
jrbill1998 | $40.00 | 10/29/2011 12:29:36 PM |
LBOregon | $25.00 | 10/29/2011 12:22:25 PM |
BigLinCT | $50.00 | 10/29/2011 12:27:21 PM |
Investor_DP | $100.00 | 10/29/2011 1:01:11 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:37 PM |
brightest-affluence-motivator | $50.00 | 10/29/2011 12:47:20 PM |
ttnk62918 | $25.00 | 10/29/2011 12:53:27 PM |
deal-enrichment | $25.00 | 10/29/2011 1:12:49 PM |
life-is-great | $25.00 | 10/29/2011 12:49:32 PM |
ursus | $50.00 | 10/29/2011 12:50:02 PM |
studious-bonus7 | $100.00 | 10/29/2011 1:07:32 PM |
Headhunter14 | $25.00 | 10/29/2011 1:21:44 PM |
nickel-ferret | $50.00 | 10/29/2011 1:36:03 PM |
rocker137 | $25.00 | 10/29/2011 3:25:27 PM |
jga516 | $25.00 | 10/29/2011 1:27:49 PM |
rangers94 | $25.00 | 10/29/2011 1:56:49 PM |
innovator10 | $200.00 | 10/29/2011 1:39:52 PM |
trustu | $50.00 | 10/29/2011 4:17:48 PM |
atlas100 | $25.00 | 10/29/2011 4:20:01 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:04 PM |
petsheep | $25.00 | 10/29/2011 3:56:21 PM |
myduck | $40.00 | 10/29/2011 4:33:24 PM |
DadWarbucks | $25.00 | 10/29/2011 4:46:02 PM |
pound-puppy | $25.25 | 10/29/2011 6:00:53 PM |
elegant-income3 | $50.00 | 10/29/2011 6:07:51 PM |
Kame | $25.00 | 10/29/2011 6:23:47 PM |
icon7 | $100.00 | 10/29/2011 4:38:25 PM |
purposeful-pound5 | $26.41 | 10/29/2011 5:18:20 PM |
yield-hut | $34.00 | 10/29/2011 6:07:25 PM |
fervent-repayment | $50.00 | 10/29/2011 5:38:01 PM |
broomfieldbucks | $25.00 | 10/29/2011 7:06:03 PM |
BaxterEvil | $25.00 | 10/28/2011 9:26:52 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:31 AM |
spark548 | $100.00 | 10/28/2011 10:49:27 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:12 AM |
wise-deal-panda | $200.00 | 10/28/2011 12:41:15 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:23 PM |
Banker7371 | $25.00 | 10/28/2011 12:43:04 PM |
fcrick | $25.00 | 10/28/2011 1:24:02 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:12 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:13 PM |
tkr2 | $25.00 | 10/28/2011 3:55:45 PM |
Natronpee | $25.00 | 10/28/2011 3:37:03 PM |
flexible-return297 | $25.00 | 10/28/2011 4:03:22 PM |
theshef | $25.00 | 10/28/2011 4:47:50 PM |
flexible-fund6 | $25.00 | 10/28/2011 4:50:53 PM |
Jimmiert1148 | $25.00 | 10/28/2011 5:41:50 PM |
duty-admiral | $25.00 | 10/28/2011 5:00:41 PM |
Brisket_Bob | $50.00 | 10/28/2011 7:08:29 PM |
Feyenoord | $30.00 | 10/28/2011 7:47:02 PM |
durability-high-five | $25.00 | 10/28/2011 10:08:25 PM |
frooogal | $25.00 | 10/28/2011 8:37:06 PM |
spikerjack | $50.00 | 10/28/2011 10:29:40 PM |
basejump0 | $25.00 | 10/29/2011 12:14:02 AM |
Victor-E-Lane | $25.00 | 10/28/2011 9:28:07 PM |
TrustPlus | $50.00 | 10/28/2011 10:13:08 PM |
BigBag | $25.00 | 10/28/2011 10:46:04 PM |
IIP77 | $25.00 | 10/29/2011 5:27:36 AM |
b-rent | $25.00 | 10/29/2011 1:02:14 AM |
rubylender | $25.00 | 10/29/2011 4:53:24 AM |
MARSTUN | $100.00 | 10/29/2011 5:05:03 AM |
Captain_America | $50.00 | 10/29/2011 5:43:17 AM |
twjh | $25.00 | 10/29/2011 6:07:50 AM |
corporatejim | $50.00 | 10/29/2011 6:55:38 AM |
oplender | $25.00 | 10/29/2011 8:25:46 AM |
FinDoc | $25.00 | 10/29/2011 7:11:08 AM |
cash-boots7 | $25.00 | 10/29/2011 7:35:32 AM |
green28 | $57.55 | 10/29/2011 9:24:18 AM |
marwadi-62 | $300.00 | 10/29/2011 8:13:15 AM |
FoosMaster | $35.00 | 10/29/2011 8:14:52 AM |
seabassx | $25.00 | 10/29/2011 8:39:59 AM |
iamricher | $25.00 | 10/29/2011 9:39:09 AM |
fmvaulter | $25.00 | 10/29/2011 11:53:38 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:06 AM |
calm-deal7 | $25.00 | 10/29/2011 12:04:18 PM |
samo102us | $25.00 | 10/29/2011 12:05:34 PM |
be_wise | $25.00 | 10/29/2011 12:06:14 PM |
Robyn5722 | $25.00 | 10/29/2011 11:20:44 AM |
Tscheddar | $25.00 | 10/29/2011 11:26:50 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:28:28 AM |
spiff666 | $26.66 | 10/29/2011 12:12:48 PM |
sugarhoof | $25.00 | 10/29/2011 12:02:27 PM |
randsenterprise | $25.00 | 10/29/2011 12:09:46 PM |
successful-agreement7 | $100.00 | 10/29/2011 12:07:49 PM |
helpinghand63 | $25.00 | 10/29/2011 12:40:19 PM |
bid-plato6 | $25.00 | 10/29/2011 12:14:58 PM |
asmithj | $25.00 | 10/29/2011 12:15:58 PM |
Elefunt | $25.00 | 10/29/2011 12:48:10 PM |
Chutney | $25.00 | 10/29/2011 12:24:43 PM |
ChrisProsper | $50.00 | 10/29/2011 12:52:26 PM |
MadHun | $200.00 | 10/29/2011 12:44:23 PM |
personal-lender | $25.00 | 10/29/2011 12:58:28 PM |
compoundinterest | $50.00 | 10/29/2011 1:18:31 PM |
wwwUniversal | $25.00 | 10/29/2011 1:10:59 PM |
genius520 | $50.00 | 10/29/2011 1:16:37 PM |
harddollars | $25.00 | 10/29/2011 1:17:14 PM |
coin-investor | $25.00 | 10/29/2011 1:23:45 PM |
Trinkaloki | $25.00 | 10/29/2011 1:31:46 PM |
hostbank | $100.00 | 10/29/2011 1:38:26 PM |
currency-excellency0 | $150.00 | 10/29/2011 1:44:13 PM |
appastk | $25.00 | 10/29/2011 2:30:26 PM |
revenue-associate | $25.00 | 10/29/2011 4:16:39 PM |
genuine-integrity0 | $25.00 | 10/29/2011 5:20:55 PM |
teega5 | $25.00 | 10/29/2011 4:25:36 PM |
friendinmoney | $25.00 | 10/29/2011 5:30:00 PM |
well-mannered-income3 | $40.00 | 10/29/2011 5:30:09 PM |
listing-vista | $50.00 | 10/29/2011 4:40:10 PM |
sentry256 | $25.00 | 10/29/2011 5:00:53 PM |
elegant-income3 | $50.00 | 10/29/2011 5:53:17 PM |
loyalist1 | $125.37 | 10/29/2011 7:17:38 PM |
return-marsupial3 | $25.00 | 10/29/2011 6:44:58 PM |
best-generosity-financier | $25.00 | 10/29/2011 6:36:28 PM |
163 Investments
|
Borrower Payment Dependent Notes Series
536014
This series of Notes was issued and sold upon the funding of the borrower loan #55379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.65% |
Listing Start date:
| Oct-28-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 17.49% |
Borrower rate/APR:
| 18.49% / 27.46% |
Monthly payment:
| $183.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.09% | | |
| |
Estimated return*:
| 9.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 49% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,238 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-acrobat |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 29 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
620-639
(Sep-2010)
600-619
(Sep-2009)
600-619
(Oct-2008)
|
Principal balance:
| $3,173.92 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
My loan for an auto purchase
Purpose of loan: Pay off existing car loan with bank.
My financial situation: I am a good candidate for this loan because I always take full responsibility for what I owe. I am honest, trustworthy, hardworking and reliable. Three prosper loans in the past have helped me out tremendously. Two were both fully paid off.
I'm even closer to being debt free than on my previous loan. Steadily chipping away at it! Have one credit card, the car loan this will pay off, plus my existing prosper loan.
Monthly net income: $1800
Monthly expenses: $900
Housing: $ -
Insurance: $
Car loan: $260
Utilities: $ -
Phone, cable, internet: $ -
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 12:00:01 PM |
real-return | $30.00 | 10/28/2011 12:03:15 PM |
wwwUniversal | $25.00 | 10/28/2011 12:09:17 PM |
onlyinchicago | $40.00 | 10/28/2011 12:32:35 PM |
BankofRon | $25.00 | 10/28/2011 12:15:45 PM |
new-gold-wrangler | $480.00 | 10/28/2011 12:37:55 PM |
Ols744 | $75.00 | 10/28/2011 12:34:13 PM |
wigglesworth4 | $500.00 | 10/28/2011 12:00:56 PM |
ultimate-peace | $150.00 | 10/28/2011 12:03:04 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:53 PM |
theogeer | $25.00 | 10/28/2011 12:12:32 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:37:00 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
536030
This series of Notes was issued and sold upon the funding of the borrower loan #55521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 6 |
Current / open credit lines:
| 5
/
3 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,488 | |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kellermajk |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 89 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
620-639
(Aug-2009)
640-659
(Dec-2007)
640-659
(Nov-2007)
|
Principal balance:
| $1,221.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 89 | | |
Description
need repais to my home
Purpose of loan: home repairs
This loan will be used to...carpet,windows, and painting
My financial situation: retired
I am a good candidate for this loan because...I have had several loans from prosper and always paid them off early as I will with this loan
Monthly net income: $4100Monthly expenses: $1600
Housing: $555.00
Insurance: $134.00
Car expenses: $260.00
Utilities: $96.00
Phone, cable, internet: $27.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 10/28/2011 9:01:52 AM |
atlas-shrugged | $200.00 | 10/28/2011 9:07:46 AM |
Dusigrosz | $100.00 | 10/28/2011 9:02:08 AM |
green-trade-dolphin | $35.02 | 10/28/2011 9:02:16 AM |
Dusigrosz | $100.00 | 10/28/2011 9:04:13 AM |
credit-missile | $110.00 | 10/28/2011 9:17:40 AM |
cashhelp | $25.00 | 10/28/2011 9:09:58 AM |
MoneyForNothing | $293.56 | 10/28/2011 9:18:13 AM |
SLN-10 | $50.00 | 10/28/2011 9:22:04 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:19 AM |
DHolly | $31.00 | 10/28/2011 10:01:15 AM |
Mikale360 | $25.00 | 10/28/2011 10:02:51 AM |
RoZu_Lending | $299.50 | 10/28/2011 10:28:43 AM |
AndChicksforFree | $214.00 | 10/28/2011 10:36:47 AM |
reflective-rupee | $25.00 | 10/28/2011 10:39:10 AM |
LittleMingo | $40.00 | 10/28/2011 9:06:25 AM |
312-Lender | $25.00 | 10/28/2011 9:07:57 AM |
blitzen40 | $40.00 | 10/28/2011 9:17:57 AM |
amlu1988 | $25.00 | 10/28/2011 9:14:23 AM |
EL_Papin | $100.00 | 10/28/2011 9:12:15 AM |
credit-missile | $25.00 | 10/28/2011 9:24:54 AM |
fascinating-generosity3 | $107.33 | 10/28/2011 9:30:14 AM |
benjamins-rumbler | $100.00 | 10/28/2011 9:48:14 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:29 AM |
SolarMoonshine | $25.00 | 10/28/2011 10:07:26 AM |
loanman2007 | $150.00 | 10/28/2011 10:12:36 AM |
managedfund | $1,000.00 | 10/28/2011 10:16:59 AM |
RoZu_Lending | $100.00 | 10/28/2011 10:27:19 AM |
larrybird | $1,579.59 | 10/28/2011 10:44:05 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
536036
This series of Notes was issued and sold upon the funding of the borrower loan #55399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $163.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 25y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,940 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| catb |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 70 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2008)
820-839
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 70 | | |
Description
Home/Barn Repairs
Purpose of loan:
Among other things, a new energy efficient furnace. My current one is 30 plus years old.
My financial situation:
Employed 25+ years. I have never missed a payment on anything. Check my previous Prosper loan history. Two loans totaling $19500 paid in full as agreed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $50.02 | 10/28/2011 9:02:12 AM |
MoneyForNothing | $157.74 | 10/28/2011 9:03:04 AM |
cashhelp | $50.00 | 10/28/2011 9:10:36 AM |
green-trade-dolphin2 | $50.00 | 10/28/2011 9:15:26 AM |
D911ave | $50.00 | 10/28/2011 9:23:22 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:55 AM |
gain-mountain1 | $100.00 | 10/28/2011 10:47:17 AM |
AnxiousAirman | $30.89 | 10/28/2011 11:10:25 AM |
janeybooboo | $100.00 | 10/28/2011 9:05:20 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:46 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:19 AM |
fcrick | $25.00 | 10/28/2011 9:45:43 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:49 AM |
kinetic-social | $25.00 | 10/28/2011 10:09:57 AM |
Shockem923 | $43.53 | 10/28/2011 10:10:25 AM |
goal-benefit2 | $30.00 | 10/28/2011 10:32:18 AM |
managedfund | $1,500.00 | 10/28/2011 10:17:10 AM |
cwegert | $37.82 | 10/28/2011 10:16:03 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:32 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
536040
This series of Notes was issued and sold upon the funding of the borrower loan #55735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 55% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,321 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| secret-agent3 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2011)
|
Principal balance:
| $6,300.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Unexpected Expenses
Purpose of loan:
This loan will be used to...pay off the rest of my credit cards and provide a cushion for any unexpected expenses
My financial situation:
I am a good candidate for this loan because...I'm getting ready to take the 2nd part of the CPA exam and will be getting a nice raise soon enough!
Monthly net income: $6200
Monthly expenses: $4500
Housing: $1605.00
Insurance: $75
Car expenses: $300
Utilities: $150
Phone, cable, internet: $125
Food, entertainment: $600
Clothing, household expenses: $75
Credit cards and other loans: $500
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/2/2011 5:03:28 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:04 PM |
312-Lender | $39.04 | 11/2/2011 5:14:35 PM |
golffish2 | $25.00 | 11/3/2011 3:20:53 AM |
worthy-bid8 | $50.00 | 11/3/2011 11:09:20 AM |
vtrentster | $13.78 | 11/3/2011 11:15:25 AM |
SLN-10 | $25.00 | 11/2/2011 5:26:37 PM |
economy-coup | $50.00 | 11/2/2011 5:02:29 PM |
sensible-fund | $28.82 | 11/2/2011 6:42:35 PM |
shawnw2 | $93.36 | 11/3/2011 7:43:44 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:53 AM |
chameleon125 | $25.00 | 11/3/2011 6:45:36 AM |
fountain355 | $25.00 | 11/3/2011 8:57:11 AM |
worth-blanket2 | $6,700.00 | 11/3/2011 11:05:00 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
536052
This series of Notes was issued and sold upon the funding of the borrower loan #55699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 39% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 18y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,721 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| handy-ore2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...pay off debt
My financial situation:
I am a good candidate for this loan because... I have the monthly payment taken directly from my bank account every month.
Monthly net income: $1782.89
Monthly expenses: $
Housing: $768.00
Insurance: $138.10
Car expenses: $0
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $233.00
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-solo | $50.00 | 10/28/2011 9:10:29 AM |
108lender | $100.00 | 10/28/2011 9:51:44 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:29 AM |
managedfund | $1,000.00 | 10/28/2011 10:15:38 AM |
handy-justice | $100.00 | 10/28/2011 11:09:23 AM |
missile8 | $25.00 | 10/28/2011 11:22:04 AM |
favorite-commerce | $25.00 | 10/28/2011 11:38:45 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:49 PM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:45 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:57 PM |
wise-deal-panda | $100.00 | 10/28/2011 12:41:04 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:13 PM |
fantastic-wampum1 | $100.00 | 10/28/2011 3:05:11 PM |
money-yeller | $100.00 | 10/28/2011 4:41:21 PM |
bankbuddy55 | $100.00 | 10/28/2011 4:43:13 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:38 PM |
taltman | $25.00 | 10/28/2011 7:26:55 PM |
bullwink27 | $25.00 | 10/29/2011 4:11:10 AM |
SpoonerPhan | $50.00 | 10/28/2011 9:58:04 PM |
FASTIZIO_P | $25.00 | 10/29/2011 6:07:12 AM |
FinDoc | $25.00 | 10/29/2011 7:14:03 AM |
trippd6 | $25.00 | 10/29/2011 7:18:11 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:07:00 AM |
ore-historian5 | $50.00 | 10/29/2011 10:07:13 AM |
missing-link | $25.00 | 10/29/2011 12:00:41 PM |
profit-powerplant | $25.00 | 10/29/2011 12:54:39 PM |
first-euro-rapture | $25.00 | 10/29/2011 1:11:15 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:24 PM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:20 AM |
pdub | $75.00 | 10/28/2011 11:03:40 AM |
first-dinero-paladin | $25.00 | 10/28/2011 3:11:36 PM |
ready-agreement5 | $500.00 | 10/28/2011 7:23:12 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:07 PM |
cash-boots7 | $25.00 | 10/29/2011 7:25:00 AM |
Mombo-5 | $50.00 | 10/29/2011 7:16:25 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:37 AM |
prohelper | $25.00 | 10/29/2011 12:06:57 PM |
Jack55304 | $200.00 | 10/29/2011 12:29:53 PM |
wwwUniversal | $25.00 | 10/29/2011 1:11:00 PM |
coin-investor | $25.00 | 10/29/2011 1:23:45 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:06 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
536056
This series of Notes was issued and sold upon the funding of the borrower loan #55595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $220.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 22% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,771 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| mindful-dime9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
|
Principal balance:
| $2,809.42 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt Cosolidation
Purpose of loan:
This loan will be used to...Credit cards payoff
My financial situation:
I am a good candidate for this loan because... I have had a loan with you for over a yr and have a good standing payment history.
Monthly net income: $4700
Monthly expenses: $
Housing: $800
Insurance: $55
Car expenses: $0
Utilities: $125
Phone, cable, internet: $75
Food, entertainment: $120
Clothing, household expenses: $0
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CCSpineDoc | $50.00 | 10/28/2011 2:36:23 PM |
EL_Papin | $100.00 | 10/28/2011 3:04:52 PM |
money-yeller | $100.00 | 10/28/2011 4:41:22 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:15 PM |
HalfDayz | $25.00 | 10/28/2011 4:04:09 PM |
idastmerchants | $25.00 | 10/28/2011 5:06:08 PM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:22 PM |
real-return | $25.00 | 10/28/2011 5:45:48 PM |
Kash2010lu | $30.00 | 10/28/2011 6:08:13 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:40 PM |
Sibelius2 | $25.00 | 10/28/2011 7:02:15 PM |
DeltaComputerGuy | $25.00 | 10/29/2011 2:15:37 AM |
stock106 | $25.00 | 10/29/2011 7:41:51 AM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:16 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:38 AM |
rich266 | $25.00 | 10/29/2011 10:50:19 AM |
Tscheddar | $25.00 | 10/29/2011 11:31:24 AM |
stepatatime-together | $60.00 | 10/29/2011 12:23:03 PM |
Weaverville | $25.00 | 10/29/2011 12:09:26 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:10 PM |
important-openness1 | $100.00 | 10/29/2011 12:59:44 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:26 PM |
asiaratt | $50.00 | 10/29/2011 1:08:24 PM |
profit-powerplant | $25.00 | 10/29/2011 12:54:40 PM |
first-euro-rapture | $25.00 | 10/29/2011 1:09:14 PM |
coin-investor | $25.00 | 10/29/2011 1:23:49 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:07 PM |
helpful-loan245 | $25.00 | 10/29/2011 3:46:16 PM |
dedicated-transaction796 | $25.00 | 10/29/2011 1:41:13 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:24 PM |
money-uprising8 | $25.00 | 10/29/2011 3:13:39 PM |
villagers | $25.00 | 10/29/2011 2:10:35 PM |
sdkevin | $25.00 | 10/29/2011 2:39:14 PM |
Vreet | $50.00 | 10/29/2011 2:44:13 PM |
1willray | $62.50 | 10/29/2011 3:31:47 PM |
teega5 | $25.00 | 10/29/2011 4:25:37 PM |
cymbal097 | $36.08 | 10/29/2011 5:23:28 PM |
Kame | $25.00 | 10/29/2011 6:23:47 PM |
lakehavasu88 | $25.00 | 10/29/2011 7:32:29 PM |
lrr34 | $25.00 | 10/29/2011 7:45:33 PM |
interstellar | $75.00 | 10/29/2011 7:03:07 PM |
grotheik | $30.00 | 10/29/2011 6:53:43 PM |
Mailmon | $25.00 | 10/29/2011 9:31:38 PM |
loans-from-us-2-u | $25.00 | 10/29/2011 8:19:44 PM |
dublin063 | $50.00 | 10/29/2011 9:15:34 PM |
Mariner3605 | $25.00 | 10/30/2011 4:57:41 AM |
amlu1988 | $25.00 | 10/30/2011 9:48:53 AM |
irrelevant | $25.00 | 10/30/2011 10:05:16 AM |
Dubbs360 | $50.00 | 10/30/2011 11:17:46 AM |
sappy02 | $75.00 | 10/30/2011 2:15:43 PM |
worthy-bid4 | $76.88 | 10/30/2011 1:21:23 PM |
tsquared_030 | $25.00 | 10/30/2011 2:44:12 PM |
the-adventurous-capital | $25.00 | 10/30/2011 5:20:50 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:09 PM |
natural-greenback6 | $25.00 | 10/30/2011 6:14:10 PM |
MoneyBag4366 | $25.00 | 10/30/2011 7:36:26 PM |
the-discrete-income | $30.00 | 10/30/2011 8:07:58 PM |
dollardave | $50.00 | 10/30/2011 4:35:23 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:21 PM |
monster4 | $50.00 | 10/30/2011 5:25:28 PM |
ktradtke | $25.00 | 10/30/2011 5:42:41 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:01 PM |
american-investor | $50.00 | 10/30/2011 8:08:21 PM |
compassion-artisan9 | $25.00 | 10/30/2011 8:11:32 PM |
Starfin-Capital-Management | $25.50 | 10/31/2011 3:55:31 AM |
NoMoreDebt4Me | $25.00 | 10/30/2011 8:44:03 PM |
daekpon | $25.00 | 10/30/2011 9:06:09 PM |
orderandprogress | $89.50 | 10/30/2011 9:42:48 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:18 PM |
2grindstones | $25.00 | 10/28/2011 4:48:36 PM |
SolarMoonshine | $25.00 | 10/28/2011 5:34:14 PM |
loanman2007 | $50.00 | 10/28/2011 5:40:48 PM |
sensible-fund | $25.00 | 10/28/2011 6:18:02 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:11 PM |
ideal-platinum1 | $25.00 | 10/29/2011 3:34:51 AM |
DoctorJoe | $25.00 | 10/29/2011 7:16:49 AM |
Bob450 | $25.00 | 10/29/2011 9:11:31 AM |
tnjohnso | $25.00 | 10/29/2011 11:23:11 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:07:02 AM |
shawnw2 | $100.00 | 10/29/2011 10:20:10 AM |
fcrick | $25.00 | 10/29/2011 12:02:55 PM |
prohelper | $25.00 | 10/29/2011 12:07:02 PM |
shrewd-peace7 | $25.00 | 10/29/2011 12:22:47 PM |
jjswanso | $25.00 | 10/29/2011 12:22:06 PM |
Comoparklender | $25.00 | 10/29/2011 12:35:34 PM |
handshake5 | $86.00 | 10/29/2011 12:59:22 PM |
nex | $25.00 | 10/29/2011 4:13:00 PM |
Rogelio48 | $25.00 | 10/29/2011 1:47:47 PM |
HermanstadtKid | $35.00 | 10/29/2011 3:33:44 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:09 PM |
well-mannered-income3 | $50.00 | 10/29/2011 4:28:44 PM |
bigredbus | $25.00 | 10/29/2011 6:06:34 PM |
nickel-position | $25.00 | 10/29/2011 4:25:37 PM |
loyalist1 | $200.00 | 10/29/2011 7:17:39 PM |
elegant-income3 | $50.00 | 10/29/2011 5:57:11 PM |
shrewd-income | $25.00 | 10/29/2011 9:24:54 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:27 PM |
hopeful-point | $25.00 | 10/29/2011 9:10:33 PM |
rupee-artisan | $25.00 | 10/30/2011 5:04:52 AM |
ddoneday | $25.00 | 10/30/2011 5:35:50 AM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:20 PM |
cerebral-dollar773 | $50.00 | 10/30/2011 6:57:39 AM |
suave-dime6 | $25.00 | 10/30/2011 7:40:57 AM |
massuot | $25.00 | 10/30/2011 3:39:19 AM |
loot-supporter2 | $28.73 | 10/29/2011 11:44:47 PM |
helpingyou1 | $25.00 | 10/30/2011 1:09:47 AM |
credit-bank-usa611 | $25.00 | 10/30/2011 9:17:36 AM |
zippy-interest | $25.00 | 10/30/2011 8:05:59 AM |
market-pudding | $25.00 | 10/30/2011 10:46:24 AM |
high_flyer | $200.00 | 10/30/2011 7:20:14 AM |
drkosh | $25.00 | 10/30/2011 11:23:24 AM |
ChrisProsper | $50.00 | 10/30/2011 12:15:17 PM |
Arpad | $25.00 | 10/30/2011 11:02:01 AM |
labourclass | $25.00 | 10/30/2011 1:01:37 PM |
WakkaWakkaWakka | $30.00 | 10/30/2011 11:24:23 AM |
worldly-community3 | $50.00 | 10/30/2011 12:11:05 PM |
Spaceman838 | $25.00 | 10/30/2011 12:52:36 PM |
wdjnm | $50.00 | 10/30/2011 1:16:31 PM |
CincyTex | $25.00 | 10/30/2011 2:36:56 PM |
tranquil-revenue | $25.00 | 10/30/2011 3:29:23 PM |
sappy02 | $50.00 | 10/30/2011 2:15:26 PM |
meteoric-asset4 | $25.00 | 10/30/2011 5:12:11 PM |
wampum-library4 | $25.00 | 10/30/2011 4:30:37 PM |
platinum-czar | $25.00 | 10/30/2011 3:41:35 PM |
DER | $25.00 | 10/30/2011 4:38:58 PM |
benefit-flow | $25.00 | 10/30/2011 5:43:57 PM |
myke500 | $29.81 | 10/30/2011 5:52:05 PM |
LoanerPrincipal | $25.00 | 10/30/2011 9:10:20 PM |
five-star-order1 | $50.00 | 10/30/2011 10:01:11 PM |
thoughtful-contract984 | $25.00 | 10/30/2011 10:55:47 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:26 PM |
frogperson | $100.00 | 10/30/2011 9:23:04 PM |
economy-coup | $50.00 | 10/31/2011 12:30:21 AM |
133 Investments
|
Borrower Payment Dependent Notes Series
536058
This series of Notes was issued and sold upon the funding of the borrower loan #55775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,800.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $164.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 33% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,347 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| luvbst |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 48 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
640-659
(Oct-2010)
660-679
(Aug-2009)
720-739
(Oct-2008)
|
Principal balance:
| $3,744.32 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 48 | | |
Description
4th Prosper Loan - Lower Mo. Pymts
Purpose of loan:
This loan will be used to to lower my monthly payment with Prosper to help me better manage financial affairs after my retirement. This will not increase my total debts.
My financial situation:
I am a good candidate for this loan because I have been current with Proper the last 4 years. My Experian score reduction is not due to non payment but reduction of credit limits by banks thereby increasing my debt/credit limit ratios. I am not requesting more monies, but want a reduction of monthly payments which Prosper system approved.
Monthly net income: $3592
Monthly expenses: $3324
Housing: $646
Insurance: $35
Car expenses: $50
Utilities: $150
Phone, cable, internet: $56
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $1200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-pledge | $100.00 | 10/28/2011 2:51:18 PM |
EL_Papin | $100.00 | 10/28/2011 2:52:57 PM |
chameleon125 | $50.00 | 10/28/2011 4:08:42 PM |
money-baron-roth-IRA | $96.43 | 10/28/2011 3:45:39 PM |
capital-financier6 | $100.00 | 10/28/2011 4:53:54 PM |
2grindstones | $71.93 | 10/28/2011 4:40:10 PM |
JordansGood | $25.53 | 10/28/2011 5:24:03 PM |
justice-economist | $25.00 | 10/28/2011 5:04:45 PM |
312-Lender | $25.00 | 10/28/2011 5:06:20 PM |
Brisket_Bob | $28.96 | 10/28/2011 7:02:26 PM |
loanman2007 | $175.00 | 10/28/2011 5:39:05 PM |
Feyenoord | $30.00 | 10/28/2011 7:45:40 PM |
shrewd-income | $50.00 | 10/28/2011 7:14:07 PM |
shawnw2 | $112.33 | 10/28/2011 9:58:22 PM |
Banker2OO7 | $58.14 | 10/28/2011 10:13:47 PM |
HHP | $100.00 | 10/28/2011 8:37:15 PM |
Moe87 | $30.00 | 10/28/2011 8:34:44 PM |
ChoiceInvestments | $27.57 | 10/29/2011 1:06:49 AM |
farchoir | $25.00 | 10/29/2011 5:44:02 AM |
ideal-platinum1 | $25.00 | 10/29/2011 3:34:51 AM |
Beechturner | $25.00 | 10/29/2011 5:06:11 AM |
bullish2bearish | $44.00 | 10/29/2011 5:45:12 AM |
beachliving29 | $28.75 | 10/29/2011 5:50:50 AM |
irrelevant | $25.00 | 10/29/2011 6:05:10 AM |
wonderous-power | $25.00 | 10/29/2011 6:10:15 AM |
principal-laser | $140.21 | 10/29/2011 8:13:35 AM |
Leshan | $114.74 | 10/29/2011 6:57:24 AM |
octoberfresh | $25.00 | 10/29/2011 7:02:17 AM |
stock106 | $25.00 | 10/29/2011 7:44:28 AM |
mad-scientist418 | $25.00 | 10/29/2011 8:05:54 AM |
return-grizzly | $100.00 | 10/28/2011 3:58:22 PM |
MStax | $75.00 | 10/28/2011 4:12:21 PM |
money-baron | $30.92 | 10/28/2011 3:44:57 PM |
Ubiquinone | $62.00 | 10/28/2011 3:58:22 PM |
MoneyForNothing | $70.69 | 10/28/2011 5:06:42 PM |
sweety075 | $25.00 | 10/28/2011 5:13:54 PM |
money-yeller | $100.00 | 10/28/2011 4:41:23 PM |
fishcreek | $45.00 | 10/28/2011 4:45:44 PM |
Kash2010lu | $25.00 | 10/28/2011 5:57:41 PM |
LittleMingo | $30.00 | 10/28/2011 5:59:50 PM |
sensible-fund | $30.00 | 10/28/2011 6:17:37 PM |
RecoveryLender | $25.00 | 10/28/2011 5:15:18 PM |
Bob450 | $30.00 | 10/28/2011 6:36:51 PM |
Sibelius2 | $25.00 | 10/28/2011 7:02:16 PM |
investment-daydream | $75.00 | 10/28/2011 6:01:35 PM |
Socorro_Capital_Partners | $25.01 | 10/28/2011 6:37:22 PM |
innovator2 | $75.00 | 10/28/2011 7:03:17 PM |
brainy-greenback481 | $200.00 | 10/28/2011 8:47:01 PM |
MilitaryLending | $100.05 | 10/28/2011 7:26:31 PM |
money-fort | $25.00 | 10/28/2011 7:32:31 PM |
atlas-shrugged | $200.00 | 10/28/2011 7:33:08 PM |
platinum-boss2 | $25.00 | 10/28/2011 7:34:53 PM |
amlu1988 | $25.00 | 10/28/2011 9:27:40 PM |
Free-the-usa-1776 | $25.00 | 10/28/2011 8:12:29 PM |
janeybooboo | $50.00 | 10/28/2011 8:21:04 PM |
frooogal | $50.00 | 10/28/2011 8:40:34 PM |
OldManP | $48.00 | 10/28/2011 9:19:08 PM |
shawnw2 | $100.00 | 10/29/2011 1:50:48 AM |
favorite-commerce | $25.00 | 10/28/2011 9:56:27 PM |
SpoonerPhan | $50.00 | 10/28/2011 9:54:58 PM |
Mikale360 | $25.00 | 10/28/2011 11:54:02 PM |
Domgabriel | $25.00 | 10/29/2011 5:57:22 AM |
FASTIZIO_P | $25.00 | 10/29/2011 6:07:12 AM |
real-return | $25.00 | 10/29/2011 4:34:24 AM |
corporatejim | $39.74 | 10/29/2011 6:55:53 AM |
realtormoises | $25.00 | 10/29/2011 7:09:09 AM |
blackstar | $25.00 | 10/29/2011 5:47:52 AM |
Rogesparkguy | $25.00 | 10/29/2011 7:37:54 AM |
revenue-associate | $30.00 | 10/29/2011 7:22:12 AM |
bughead | $25.00 | 10/29/2011 8:06:11 AM |
leverage-monger | $25.00 | 10/29/2011 8:01:18 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
536060
This series of Notes was issued and sold upon the funding of the borrower loan #55591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $229.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 9% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
7 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,011 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mediagurrl |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2010)
640-659
(May-2008)
|
Principal balance:
| $2,078.51 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcrick | $25.00 | 10/28/2011 12:03:18 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:25 PM |
BlessedEveryDay | $35.00 | 10/28/2011 2:42:51 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:39:08 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 2:41:05 PM |
wigglesworth4 | $500.00 | 10/28/2011 12:00:57 PM |
wigglesworth4 | $100.00 | 10/28/2011 12:01:01 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:37:01 PM |
rolltide09 | $25.00 | 10/28/2011 12:46:19 PM |
shrewd-dedication2 | $50.00 | 10/28/2011 2:36:08 PM |
radforj22 | $25.00 | 10/28/2011 2:11:17 PM |
bellaquito | $1,740.00 | 10/28/2011 2:43:15 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
536064
This series of Notes was issued and sold upon the funding of the borrower loan #55778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $237.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 11y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,797 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| serene-reward6 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Golden
Purpose of loan: consolidation
This loan will be used to... payoff car loan and some other credit cards
My financial situation: Good
I am a good candidate for this loan because..I have tried very hard to keep my credit clean after me and my wife's BK in December 2005. Having gone through what we did, I have a greater appreciation for my credit and understand the value of having good credit.
Monthly net income: $ 6400.00
Monthly expenses: $4500.00
Housing: $2180.00
Insurance: $330.00
Car expenses: $560.00
Utilities: $223.00
Phone, cable, internet: $120.00
Food, entertainment: $800.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/1/2011 10:07:32 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:43 AM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:49 PM |
tech310 | $50.00 | 11/1/2011 11:17:41 PM |
vutah | $30.00 | 11/2/2011 7:13:30 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:40 AM |
fountain355 | $25.00 | 11/3/2011 9:02:48 AM |
managedfund | $35.00 | 11/3/2011 3:50:16 PM |
worth-blanket2 | $5,000.00 | 11/3/2011 11:07:04 AM |
wlm3012 | $30.00 | 11/3/2011 2:18:44 PM |
first-friendly-listing | $30.00 | 11/3/2011 2:51:22 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
536070
This series of Notes was issued and sold upon the funding of the borrower loan #55739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $216.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $713 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| sculpture348 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Information for Self
Purpose of loan: This loan will be used to supplement my current $120,000/yr salary. Being in consulting I earn monthly bonuses that will begin in April/May of 2012. This income will be anywhere from an additional $1000-$7000/month based on performance. I'm a good candidate for this loan because I earn $120,000 today and will earn significantly more in 2012 and beyond. Past 4 years of W2's have averaged $150,000+ annually. Based on my obligations and income plus historical earnings, I am a good candidate. My credit is over 700 and I have virtually no debt. I am willing to document my past w2's and tax refund which also contribute my income per se. My employment history is outstanding. Monthly net income: $7000, Monthly expenses: $6711, Housing: $1100, Insurance: $225, Car expenses: $370, Utilities: $0, Phone, cable, internet: $150, Food/entertainment: $350, Clothing, household expenses: $100, Credit cards and other loans: $50, Other expenses: $4366 alimony & child support
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/28/2011 12:01:02 PM |
figs4u2 | $100.00 | 10/29/2011 12:12:57 PM |
coin-investor | $25.00 | 10/29/2011 1:23:48 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:08 PM |
hard-working-rate3 | $30.00 | 11/1/2011 4:39:30 AM |
riskreward | $250.00 | 11/1/2011 7:05:47 PM |
managedfund | $1,200.00 | 11/2/2011 6:19:39 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:18 AM |
progressive-economy261 | $400.00 | 11/2/2011 10:55:27 AM |
Kaj | $25.00 | 11/2/2011 11:06:13 AM |
EngineersAlliance | $150.00 | 11/2/2011 11:16:52 AM |
skiberdad | $50.00 | 11/2/2011 1:00:27 PM |
iaffy | $50.00 | 11/2/2011 2:54:31 PM |
mystical-fairness4 | $50.00 | 11/2/2011 9:28:01 PM |
Xoxira | $25.00 | 11/2/2011 9:32:47 PM |
Weaverville | $25.00 | 11/2/2011 7:55:57 PM |
Mark-7 | $50.00 | 11/3/2011 2:35:04 AM |
RetiredATC | $50.00 | 11/3/2011 3:15:25 AM |
cnovak | $25.00 | 11/3/2011 7:09:25 AM |
samo102us | $25.00 | 11/3/2011 9:46:07 AM |
haplender | $50.00 | 11/3/2011 9:56:09 AM |
Lender75 | $25.00 | 11/3/2011 10:03:23 AM |
green28 | $200.00 | 11/3/2011 10:20:23 AM |
listing-vista | $50.00 | 11/3/2011 10:25:23 AM |
rickp | $25.00 | 11/3/2011 10:08:09 AM |
indomitable-dedication | $25.00 | 11/3/2011 10:13:13 AM |
life-is-great | $25.00 | 11/3/2011 10:56:51 AM |
labourclass | $25.00 | 11/3/2011 10:34:11 AM |
dordee | $50.00 | 11/3/2011 10:39:29 AM |
yield-aurora4 | $25.00 | 11/3/2011 10:44:43 AM |
integrity-saver | $50.00 | 11/3/2011 10:48:22 AM |
loot-geyser1 | $25.00 | 11/3/2011 11:15:25 AM |
asmithj | $25.00 | 11/3/2011 10:51:28 AM |
rupee-prairie | $25.00 | 11/3/2011 10:53:56 AM |
wise-balanced-moola | $25.00 | 11/3/2011 11:33:16 AM |
gracej | $25.00 | 11/3/2011 11:35:58 AM |
successful-generosity | $25.00 | 11/3/2011 11:38:59 AM |
pi31415 | $25.00 | 11/3/2011 11:10:47 AM |
kkcoolmom | $50.00 | 11/3/2011 11:18:38 AM |
market-assembler | $25.00 | 11/3/2011 11:22:35 AM |
Washington_Loan | $25.00 | 11/3/2011 11:28:03 AM |
organized-payment6 | $50.00 | 11/3/2011 1:14:24 PM |
Tai | $25.00 | 11/3/2011 12:07:08 PM |
vutah | $25.00 | 10/29/2011 4:58:10 AM |
jescowa | $25.00 | 10/29/2011 5:09:17 AM |
prohelper | $25.00 | 10/29/2011 12:07:01 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:08 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:07 PM |
daekpon | $25.00 | 10/30/2011 8:59:44 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:11 AM |
triumph329 | $50.00 | 11/2/2011 4:50:01 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:42 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:43 AM |
forthright-dedication | $50.00 | 11/2/2011 11:12:54 AM |
journey517 | $25.00 | 11/2/2011 3:43:53 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:36 PM |
elfincove | $25.00 | 11/2/2011 8:37:34 PM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:49 PM |
GCInvestments | $29.00 | 11/3/2011 10:00:38 AM |
YLlama | $25.00 | 11/3/2011 10:02:26 AM |
6moonbeams | $25.00 | 11/3/2011 10:12:37 AM |
best-phenomenal-treasure | $25.00 | 11/3/2011 10:28:19 AM |
listing-demon | $25.00 | 11/3/2011 10:07:36 AM |
wise-silver-wonder | $25.00 | 11/3/2011 10:48:29 AM |
the-dollar-topper | $150.00 | 11/3/2011 10:53:17 AM |
simpy | $25.00 | 11/3/2011 10:14:22 AM |
damage | $25.00 | 11/3/2011 10:16:59 AM |
integrity-processor3 | $30.00 | 11/3/2011 10:58:25 AM |
integrity-coyote | $25.00 | 11/3/2011 10:24:02 AM |
Gr8Deal | $25.00 | 11/3/2011 10:26:41 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:37 AM |
credit-maple5 | $100.00 | 11/3/2011 10:41:29 AM |
robust-trade | $25.00 | 11/3/2011 11:11:15 AM |
agreement-guild | $50.00 | 11/3/2011 10:48:03 AM |
genius520 | $50.00 | 11/3/2011 10:51:07 AM |
Taz-Man-IIWIS | $25.00 | 11/3/2011 10:48:43 AM |
evnagelist | $25.00 | 11/3/2011 11:19:58 AM |
Investor_DP | $100.00 | 11/3/2011 10:54:31 AM |
financial-frenzy | $50.00 | 11/3/2011 11:26:59 AM |
spark548 | $50.00 | 11/3/2011 10:56:14 AM |
rate-mogul | $50.00 | 11/3/2011 11:34:14 AM |
wwwUniversal | $25.00 | 11/3/2011 11:34:56 AM |
enthralling-wampum | $26.00 | 11/3/2011 11:38:24 AM |
calm-deal7 | $25.00 | 11/3/2011 11:06:37 AM |
kenji4861 | $25.00 | 11/3/2011 11:06:20 AM |
well-rounded-investment | $35.34 | 11/3/2011 11:13:12 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:31 PM |
melodious-fairness | $25.00 | 11/3/2011 11:21:32 AM |
active-market | $50.00 | 11/3/2011 11:23:26 AM |
MadHun | $137.00 | 11/3/2011 11:28:24 AM |
zippy-interest | $25.00 | 11/3/2011 11:36:32 AM |
ursus | $50.00 | 11/3/2011 11:40:29 AM |
valiant-liberty4 | $25.00 | 11/3/2011 11:55:01 AM |
One_Lolo | $25.00 | 11/3/2011 1:20:49 PM |
triguy | $437.66 | 11/3/2011 1:22:11 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
536074
This series of Notes was issued and sold upon the funding of the borrower loan #55673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $238.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $166 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| lovehomes |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping Mom downpayment for House
Purpose of loan:
I need to help my Mom with a down payment for a home.
This loan will be used to...help buy a home.
My financial situation: I have No Debts, No house payment, No car payments, My income is Very stable. I make between 3,000+ up to to about $3,400+ (base salary + commissions)
I am a good candidate for this loan because... I have always paid everything back. This loan will be my priority.
Monthly net income: $3,000 +
Monthly expenses: $820
Housing: $ 0
Insurance: $0
Car expenses: $ 0
Utilities: electricity $16 (very cheap)
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $ 0
Thanks for helping me help my Mom
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blot44 | $25.00 | 10/28/2011 5:09:26 PM |
pdub | $75.00 | 10/29/2011 12:16:14 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:11 PM |
Aberdeen | $500.00 | 10/29/2011 1:29:51 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:10 PM |
Trapman13 | $50.00 | 10/30/2011 8:48:38 AM |
Theodon | $25.00 | 10/30/2011 6:49:02 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:09 PM |
caring-hope2 | $100.00 | 10/31/2011 4:20:04 PM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:08:18 PM |
Clambake | $25.00 | 11/1/2011 9:04:31 AM |
mcilwaaj12 | $50.00 | 11/1/2011 1:48:09 PM |
Cover4 | $25.00 | 11/1/2011 1:49:12 PM |
Kijib | $25.00 | 11/1/2011 2:45:53 PM |
peso-windmill | $25.00 | 11/1/2011 3:06:37 PM |
Cbank05 | $25.00 | 11/1/2011 3:25:35 PM |
wtrboy | $25.00 | 11/1/2011 5:13:59 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:28 PM |
gjm6d | $25.00 | 11/1/2011 4:54:27 PM |
shellback13 | $40.83 | 11/1/2011 5:29:11 PM |
velocity-solo | $25.00 | 11/1/2011 5:06:28 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:19 PM |
Sneezie | $87.00 | 11/1/2011 6:16:22 PM |
VAMUSIC | $100.00 | 11/1/2011 5:47:10 PM |
E-2 | $100.00 | 11/1/2011 6:31:29 PM |
orange-courageous-dedication | $25.00 | 11/1/2011 6:31:55 PM |
finance-explosion6 | $25.00 | 11/1/2011 6:42:32 PM |
6moonbeams | $25.00 | 11/1/2011 6:11:50 PM |
Hexnut | $50.00 | 11/1/2011 7:01:04 PM |
the-dollar-topper | $150.00 | 11/1/2011 6:28:42 PM |
jazzlender | $50.00 | 11/1/2011 7:25:14 PM |
pbandjb | $25.00 | 11/1/2011 7:47:26 PM |
rajs | $374.21 | 11/1/2011 8:21:03 PM |
Zoomie | $25.00 | 11/1/2011 7:01:56 PM |
imhandy | $500.00 | 11/1/2011 7:08:27 PM |
riskreward | $250.00 | 11/1/2011 7:05:48 PM |
j2ee | $25.00 | 11/1/2011 7:13:58 PM |
misit | $25.00 | 11/1/2011 7:14:57 PM |
JustMee | $25.00 | 11/1/2011 8:47:35 PM |
goodhearted-basis4 | $25.00 | 11/1/2011 10:10:35 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:24 PM |
Rivervale_Westwood | $25.00 | 11/2/2011 4:56:16 AM |
jescowa | $50.00 | 10/29/2011 5:09:19 AM |
figs4u2 | $100.00 | 10/29/2011 12:12:59 PM |
phenomenal-gain5 | $30.00 | 10/29/2011 7:25:10 PM |
coin-investor | $25.00 | 10/29/2011 7:53:09 PM |
LarWit1512 | $25.00 | 10/30/2011 9:23:18 AM |
credit-coach118 | $45.17 | 10/30/2011 4:09:30 PM |
bb575 | $50.00 | 10/30/2011 7:45:23 PM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:57 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:31 AM |
newest-return-wind | $38.46 | 11/1/2011 8:38:56 AM |
danf2201 | $25.00 | 11/1/2011 2:53:55 PM |
traice | $25.00 | 11/1/2011 3:02:17 PM |
Aimvest | $25.00 | 11/1/2011 4:34:31 PM |
terrific-return | $40.54 | 11/1/2011 1:51:54 PM |
EODCAP | $25.00 | 11/1/2011 3:34:39 PM |
rmachi | $25.00 | 11/1/2011 5:12:49 PM |
superb-funds335 | $25.00 | 11/1/2011 5:29:16 PM |
patriot897 | $25.00 | 11/1/2011 5:34:16 PM |
cash-sensai2 | $25.00 | 11/1/2011 6:04:17 PM |
genius520 | $50.00 | 11/1/2011 5:38:04 PM |
Cheburashka | $25.00 | 11/1/2011 5:37:16 PM |
cablenews | $100.00 | 11/1/2011 6:19:52 PM |
life-is-great | $25.00 | 11/1/2011 6:31:15 PM |
trade-surge3 | $25.00 | 11/1/2011 6:35:43 PM |
rs999 | $25.00 | 11/1/2011 6:00:34 PM |
paladin510 | $25.00 | 11/1/2011 6:41:13 PM |
wigglesworth4 | $500.00 | 11/1/2011 6:22:03 PM |
indomitable-coin | $25.00 | 11/1/2011 6:22:47 PM |
mar97 | $25.00 | 11/1/2011 7:08:42 PM |
Preteur | $25.00 | 11/1/2011 6:29:48 PM |
Brisket_Bob | $75.00 | 11/1/2011 6:33:58 PM |
kenji4861 | $25.00 | 11/1/2011 6:57:50 PM |
payment-halo | $25.00 | 11/1/2011 8:16:23 PM |
integrity-starter | $25.00 | 11/1/2011 9:47:00 PM |
Railbird | $25.00 | 11/2/2011 4:59:42 AM |
a-resplendent-commitment | $100.00 | 11/2/2011 5:39:21 AM |
managedfund | $1,518.79 | 11/2/2011 5:56:21 AM |
LSAR | $25.00 | 11/2/2011 2:51:39 AM |
radforj22 | $25.00 | 11/2/2011 3:44:10 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
536084
This series of Notes was issued and sold upon the funding of the borrower loan #55594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 7
/
5 | Length of status: | 23y 2m |
Amount delinquent:
| $7,163 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $753 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| MikeHurlbert |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Consolidation Debt Loan
Purpose of loan:
This loan will be used to...Consolidate debt.
My financial situation: Good and getting better.
I am a good candidate for this loan because... I always pay my bills. Own a house since 1985 and have never been late on a house payment.
Monthly net income: $8,000
Monthly expenses: $3,000
Housing: $1,300
Insurance: $400
Car expenses: $400
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/28/2011 12:39:59 PM |
wise-deal-panda | $200.00 | 10/28/2011 12:41:17 PM |
myutmost | $40.00 | 10/28/2011 12:46:33 PM |
AndChicksforFree | $25.00 | 10/28/2011 1:15:50 PM |
atlas100 | $25.00 | 10/28/2011 2:00:43 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:39:20 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 2:41:18 PM |
bellaquito | $660.00 | 10/28/2011 2:43:31 PM |
fcrick | $25.00 | 10/28/2011 1:24:04 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
536090
This series of Notes was issued and sold upon the funding of the borrower loan #55417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 12 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,731 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-ferocious-marketplace |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
|
Principal balance:
| $1,722.16 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Army Vet
Purpose of loan:
This loan will be used to... Combine debt.
My financial situation:
I am a good candidate for this loan because... I have a previous loan with prosper which was paid in full and on time. I always pay my bills. I am an Army Vet who has good discipline. thank you.
Monthly net income: $ 3,000
Monthly expenses: $ 1,400
Housing: $ 200.00
Insurance: $ 230.00
Car expenses: $ 150.00
Utilities: $ 200.00
Phone, cable, internet: $ 117.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 25.00
Credit cards and other loans: $ 150
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bellaquito | $2,000.00 | 10/28/2011 12:29:16 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
536094
This series of Notes was issued and sold upon the funding of the borrower loan #55488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 25% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 6m |
Amount delinquent:
| $132 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,261 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ideal-economy8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
|
Principal balance:
| $2,432.08 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off other loan and credit cards
My financial situation: Very good
I am a good candidate for this loan because... This will be the only payment I have to make other than neccessities
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $30.00 | 10/28/2011 1:29:00 PM |
larrybird | $1,445.00 | 10/28/2011 2:44:50 PM |
fcrick | $25.00 | 10/28/2011 1:24:05 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 2:41:29 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:39:31 PM |
bellaquito | $2,000.00 | 10/28/2011 2:43:46 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
536100
This series of Notes was issued and sold upon the funding of the borrower loan #55411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,400.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $91.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 17y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,425 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-happiness0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $1,100.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
|
Principal balance:
| $788.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Lower payment
Purpose of loan: Debt consolidtion
This loan will be used to...Pay off high interest loans
My financial situation: Good
I am a good candidate for this loan because...I have good credit and never miss a payment
Monthly net income: $3,874.68
Monthly expenses: $340
Housing: $746
Insurance: $0
Car expenses: $356
Utilities: $262
Phone, cable, internet: $150
Food, entertainment: $270
Clothing, household expenses: $200
Credit cards and other loans: $116
Other expenses: $280
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $500.00 | 10/28/2011 12:00:57 PM |
Beechturner | $40.00 | 10/28/2011 12:12:08 PM |
real-return | $25.00 | 10/28/2011 12:01:48 PM |
larrybird | $1,835.00 | 10/28/2011 12:12:21 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
536114
This series of Notes was issued and sold upon the funding of the borrower loan #55506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 39% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,730 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| fulfilling-wealth2 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
660-679
(Aug-2010)
|
Principal balance:
| $1,159.38 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Professional Development Funds
Purpose of loan:
This loan will be used to provide funds to cover acting classes, acting workshops and acting related marketing expenses such as photo reproduction, dvds for demo reel reproduction, postage, envelopes, printer ink, etc.
My financial situation:
I am a good candidate for this loan because I am currently employed and I have also signed with a talent agent and expect to increase my earnings by booking acting jobs in addition to maintaining my current employment.
Monthly net income: $1800
Monthly expenses: $1380
Housing: $340
Insurance: $20
Car expenses: $40
Utilities: $40
Phone, cable, internet: $70
Food, entertainment: $120
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $400 (acting classes, Now Casting and Actor's Access Subscriptions, website and domain, etc.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-pledge | $100.00 | 10/28/2011 2:51:19 PM |
ultimate-peace | $250.00 | 10/28/2011 3:02:50 PM |
justice-economist | $25.00 | 10/28/2011 5:04:46 PM |
312-Lender | $25.00 | 10/28/2011 5:06:27 PM |
money-yeller | $100.00 | 10/28/2011 4:41:23 PM |
MilitaryLending | $100.02 | 10/28/2011 7:21:27 PM |
platinum-boss2 | $25.00 | 10/28/2011 7:31:25 PM |
Feyenoord | $30.00 | 10/28/2011 7:59:56 PM |
FASTIZIO_P | $25.00 | 10/29/2011 6:07:12 AM |
realtormoises | $25.00 | 10/29/2011 7:09:27 AM |
revenue-associate | $25.00 | 10/29/2011 7:24:55 AM |
Moe87 | $25.00 | 10/29/2011 5:48:20 AM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:16 AM |
fcrick | $25.00 | 10/29/2011 12:02:56 PM |
Tscheddar | $25.00 | 10/29/2011 11:30:00 AM |
Investoman | $75.00 | 10/29/2011 12:06:20 PM |
wwwUniversal | $25.00 | 10/29/2011 1:11:01 PM |
MadHun | $200.00 | 10/29/2011 12:44:24 PM |
handshake5 | $100.00 | 10/29/2011 12:59:23 PM |
ChrisProsper | $50.00 | 10/29/2011 12:52:27 PM |
asiaratt | $50.00 | 10/29/2011 1:08:25 PM |
EL_Papin | $100.00 | 10/28/2011 3:04:22 PM |
chameleon125 | $25.00 | 10/28/2011 4:08:58 PM |
Kash2010lu | $25.00 | 10/28/2011 6:02:17 PM |
Sibelius2 | $25.00 | 10/28/2011 7:02:16 PM |
HHP | $100.00 | 10/28/2011 8:37:15 PM |
lean-trade178 | $25.00 | 10/29/2011 3:16:28 AM |
Bob450 | $25.00 | 10/29/2011 9:10:00 AM |
CoolPlexer | $25.00 | 10/29/2011 10:37:59 AM |
CA-Lender | $25.00 | 10/29/2011 10:57:00 AM |
DHolly | $31.00 | 10/29/2011 10:59:17 AM |
well-rounded-payout0 | $50.00 | 10/29/2011 12:28:22 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:12 PM |
stepatatime-together | $100.00 | 10/29/2011 12:23:03 PM |
SLN-10 | $63.98 | 10/29/2011 1:16:02 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
536116
This series of Notes was issued and sold upon the funding of the borrower loan #55628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $305.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,968 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| zamouzi |
Borrower's state:
| California |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,350.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
520-539
(Jan-2008)
560-579
(Jan-2007)
520-539
(Dec-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Cleaning up!
Purpose of loan:
This loan will be used to consolidate high-interest credit card and wedding debt.
My financial situation:
I am a good candidate for this loan because... I had a perfect payment record paying off my first Prosper loan!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
desertoasis | $25.00 | 10/29/2011 9:54:22 AM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:25 PM |
contract-student2 | $50.00 | 10/28/2011 7:09:16 PM |
AndChicksforFree | $57.00 | 10/28/2011 5:47:30 PM |
grammaspurse | $25.00 | 10/28/2011 8:04:26 PM |
sensible-fund | $25.00 | 10/28/2011 6:22:37 PM |
Feyenoord | $30.00 | 10/28/2011 7:51:10 PM |
frooogal | $50.00 | 10/28/2011 8:42:50 PM |
icanhasloanz | $50.00 | 10/28/2011 11:17:33 PM |
funds-framework4 | $84.77 | 10/29/2011 12:51:22 AM |
MoneyForNothing | $25.00 | 10/29/2011 2:46:57 AM |
SolarMoonshine | $25.00 | 10/29/2011 4:26:41 AM |
jgar_O | $25.00 | 10/29/2011 8:39:16 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:07:04 AM |
Frosty | $30.00 | 10/29/2011 8:53:47 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:09 AM |
RoZu_Lending | $100.00 | 10/29/2011 11:08:34 AM |
Tscheddar | $25.00 | 10/29/2011 11:14:41 AM |
CoolPlexer | $25.00 | 10/29/2011 10:38:00 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:28:32 AM |
beaker | $25.02 | 10/29/2011 12:26:22 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:17 PM |
rolltide09 | $25.00 | 10/29/2011 12:24:07 PM |
wise-deal-panda | $200.00 | 10/29/2011 12:46:33 PM |
wigglesworth4 | $500.00 | 10/29/2011 12:31:56 PM |
Christophe | $25.00 | 10/29/2011 1:16:08 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:54 PM |
studious-bonus7 | $85.00 | 10/29/2011 1:07:33 PM |
wwwUniversal | $25.00 | 10/29/2011 1:11:02 PM |
genius520 | $50.00 | 10/29/2011 1:16:38 PM |
brmar | $25.00 | 10/29/2011 1:17:37 PM |
shmb6508 | $50.00 | 10/29/2011 1:23:11 PM |
coin-investor | $25.00 | 10/29/2011 1:23:52 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:13 PM |
1willray | $51.96 | 10/29/2011 3:40:40 PM |
well-mannered-income3 | $40.00 | 10/29/2011 5:35:09 PM |
reward-pizza0 | $25.00 | 10/29/2011 5:41:42 PM |
creative-power3 | $100.00 | 10/29/2011 6:58:41 PM |
investment-tempo | $25.00 | 10/29/2011 5:53:39 PM |
thankful-nickel2 | $50.00 | 10/30/2011 5:27:14 AM |
biz20 | $25.00 | 10/29/2011 11:19:20 PM |
rupee-artisan | $25.00 | 10/30/2011 5:04:53 AM |
Marietta | $25.00 | 10/30/2011 7:41:19 AM |
Nickle-and-Dime-Loans | $25.00 | 10/30/2011 8:28:10 AM |
market-pudding | $25.00 | 10/30/2011 10:47:13 AM |
mighty-payout1 | $25.00 | 10/30/2011 10:57:58 AM |
amlu1988 | $25.00 | 10/30/2011 9:57:27 AM |
ouyangers | $25.00 | 10/30/2011 1:07:09 PM |
Lo0se_mo0se | $25.00 | 10/30/2011 11:22:26 AM |
colorado23 | $25.00 | 10/30/2011 11:58:14 AM |
ChrisProsper | $50.00 | 10/30/2011 12:15:18 PM |
irrelevant | $25.00 | 10/30/2011 2:05:06 PM |
discrete-basis1 | $58.00 | 10/30/2011 12:39:16 PM |
nashibaksi | $30.00 | 10/30/2011 3:43:50 PM |
payout-bridge | $350.00 | 10/30/2011 4:15:59 PM |
return-grizzly | $100.00 | 10/30/2011 1:52:32 PM |
point-oyster5 | $25.00 | 10/30/2011 4:09:42 PM |
chemistry220 | $25.00 | 10/30/2011 5:57:43 PM |
first-aggresive-platinum | $25.00 | 10/30/2011 6:36:30 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:11 PM |
Bond007ria | $25.00 | 10/30/2011 9:59:58 PM |
jarf | $30.00 | 10/30/2011 10:56:25 PM |
EtaDuck | $25.00 | 10/30/2011 7:32:20 PM |
daekpon | $50.00 | 10/30/2011 9:01:04 PM |
RLaumeyer | $30.00 | 10/30/2011 9:06:57 PM |
sjo1984111 | $4.91 | 10/31/2011 4:36:35 AM |
radiant-return | $30.00 | 10/30/2011 10:30:44 PM |
greenback-chooser6 | $50.00 | 10/30/2011 11:28:18 PM |
DiligentiaLLC | $75.00 | 10/30/2011 8:44:36 PM |
rustysailor | $25.00 | 10/30/2011 9:29:58 PM |
caper945 | $100.00 | 10/28/2011 5:17:53 PM |
influential-benjamins0 | $100.00 | 10/28/2011 5:18:49 PM |
real-return | $25.00 | 10/28/2011 5:44:57 PM |
Kash2010lu | $25.00 | 10/28/2011 6:00:15 PM |
LittleMingo | $25.00 | 10/28/2011 6:07:17 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:42 PM |
platinum-cargo | $50.00 | 10/28/2011 7:00:20 PM |
chlebie | $29.00 | 10/28/2011 7:17:24 PM |
fund-bauble | $100.00 | 10/28/2011 7:56:48 PM |
janeybooboo | $58.45 | 10/28/2011 8:31:31 PM |
gold-cluster | $50.00 | 10/28/2011 9:00:39 PM |
BigSkyFinancial | $30.00 | 10/29/2011 12:58:52 AM |
ChoiceInvestments | $35.00 | 10/29/2011 1:04:06 AM |
DeltaComputerGuy | $25.00 | 10/29/2011 2:15:38 AM |
mikeandcat | $100.00 | 10/29/2011 7:15:02 AM |
friendly-principal76 | $25.00 | 10/29/2011 10:45:06 AM |
CA-Lender | $25.00 | 10/29/2011 10:58:48 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:40 AM |
fcrick | $25.00 | 10/29/2011 12:02:58 PM |
Investoman | $75.00 | 10/29/2011 12:06:22 PM |
figs4u2 | $100.00 | 10/29/2011 12:13:02 PM |
Weaverville | $25.00 | 10/29/2011 12:09:27 PM |
prohelper | $25.00 | 10/29/2011 12:07:05 PM |
ivy-league-MBA | $25.00 | 10/29/2011 12:31:34 PM |
loanman2007 | $100.00 | 10/29/2011 12:35:18 PM |
Comoparklender | $25.00 | 10/29/2011 12:35:34 PM |
important-openness1 | $100.00 | 10/29/2011 12:59:45 PM |
LeReve | $50.00 | 10/29/2011 12:47:31 PM |
handshake5 | $100.00 | 10/29/2011 12:59:34 PM |
reward-adventure | $50.00 | 10/29/2011 1:09:50 PM |
dime-sapling | $25.00 | 10/29/2011 1:09:57 PM |
innovator10 | $170.00 | 10/29/2011 1:39:53 PM |
magnitude787 | $30.00 | 10/29/2011 3:57:48 PM |
nickel-ferret | $50.00 | 10/29/2011 1:36:04 PM |
nex | $25.00 | 10/29/2011 4:13:01 PM |
hostbank | $95.00 | 10/29/2011 1:38:27 PM |
Dusigrosz | $75.00 | 10/29/2011 2:05:32 PM |
Vreet | $50.00 | 10/29/2011 2:44:13 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:24 PM |
trumpeter5 | $25.00 | 10/29/2011 2:15:35 PM |
sentry256 | $25.00 | 10/29/2011 5:00:54 PM |
friendinmoney | $25.00 | 10/29/2011 5:31:51 PM |
listing-vista | $50.00 | 10/29/2011 4:40:13 PM |
Kame | $25.00 | 10/29/2011 6:23:49 PM |
return-marsupial3 | $25.00 | 10/29/2011 6:45:00 PM |
loyalist1 | $200.00 | 10/29/2011 7:17:40 PM |
lrr34 | $25.00 | 10/29/2011 7:45:34 PM |
grotheik | $30.00 | 10/29/2011 6:56:15 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:22 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:28 PM |
dartmouth99 | $25.00 | 10/30/2011 1:17:34 AM |
macgeek | $25.00 | 10/30/2011 12:38:06 AM |
Mailmon | $25.00 | 10/29/2011 9:31:39 PM |
labourclass | $25.00 | 10/30/2011 7:39:11 AM |
george_kaplan | $25.00 | 10/30/2011 7:44:50 AM |
zippy-interest | $25.00 | 10/30/2011 8:06:00 AM |
MissionMicroFinance | $25.00 | 10/30/2011 4:34:12 AM |
transparency-universe8 | $48.00 | 10/30/2011 8:52:19 AM |
principal-lion | $25.00 | 10/30/2011 10:24:24 AM |
PaulW | $40.00 | 10/30/2011 12:29:05 PM |
intrepid-repayment1 | $50.00 | 10/30/2011 11:01:07 AM |
drkosh | $25.00 | 10/30/2011 11:23:24 AM |
CaptainBL | $25.00 | 10/30/2011 1:17:17 PM |
cashhelp | $25.00 | 10/30/2011 1:20:23 PM |
first-dinero-paladin | $25.00 | 10/30/2011 11:54:46 AM |
CapitalismRocks | $25.00 | 10/30/2011 12:41:52 PM |
money4free | $25.00 | 10/30/2011 2:18:33 PM |
kellyp255 | $25.00 | 10/30/2011 2:22:27 PM |
power-secret-agent | $25.00 | 10/30/2011 1:26:12 PM |
sflash | $25.00 | 10/30/2011 2:07:09 PM |
InChicago | $150.00 | 10/30/2011 4:43:52 PM |
investmentgroup | $25.00 | 10/30/2011 2:57:24 PM |
revenue-associate | $30.00 | 10/30/2011 5:32:24 PM |
mikeandcat | $150.00 | 10/30/2011 3:22:33 PM |
tranquil-revenue | $25.00 | 10/30/2011 3:29:23 PM |
credit-coach118 | $30.36 | 10/30/2011 4:15:19 PM |
the-discrete-income | $61.00 | 10/30/2011 8:07:58 PM |
credit-missile | $110.00 | 10/30/2011 8:15:54 PM |
betterthanstock | $50.00 | 10/30/2011 6:46:35 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:22 PM |
I-Believe-In-You | $25.53 | 10/30/2011 5:18:55 PM |
JCM_MN | $31.00 | 10/30/2011 7:42:28 PM |
illinois_joe | $35.00 | 10/30/2011 5:51:43 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:02 PM |
s270 | $75.00 | 10/30/2011 8:29:13 PM |
elated-moola9 | $25.00 | 10/30/2011 8:55:21 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:27 PM |
NoMoreDebt4Me | $25.00 | 10/30/2011 8:44:03 PM |
careful-return0 | $25.00 | 10/30/2011 10:56:07 PM |
159 Investments
|
Borrower Payment Dependent Notes Series
536120
This series of Notes was issued and sold upon the funding of the borrower loan #55527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 16% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 2
/
2 | Length of status: | 14y 1m |
Amount delinquent:
| $6,009 |
Total credit lines:
| 47 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| peanut07 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 51 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(May-2010)
620-639
(Jan-2010)
600-619
(Sep-2008)
500-519
(Sep-2006)
|
Principal balance:
| $880.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Home Inprovement
Purpose of loan:
This loan will be used to...The loan will be used to put a new roof on my house. We have several leaks and it is 20 years old and in need of replacement.
My financial situation:
I am a good candidate for this loan because... I have been at my current job for 14 years and have a stable income. I pay my bills in a timely manner and am concerned about improving my credit score. I have had two loans previously with Prosper and have paid one in full. I have never had one late payment with Prosper.
Monthly net income: $4000.00
Monthly expenses:
Housing: $600.00
Insurance: $74.00
Car expenses: $
Utilities: $150.00
Phone, cable, internet: $75.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $700.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-pledge | $100.00 | 10/28/2011 2:51:19 PM |
money-baron-Roth401k | $50.00 | 10/28/2011 3:46:46 PM |
susurrus | $50.00 | 10/28/2011 3:41:10 PM |
312-Lender | $25.00 | 10/28/2011 5:06:38 PM |
LittleMingo | $25.00 | 10/28/2011 6:04:08 PM |
sensible-fund | $25.00 | 10/28/2011 6:18:38 PM |
MilitaryLending | $100.01 | 10/28/2011 7:20:23 PM |
amlu1988 | $25.00 | 10/28/2011 9:28:01 PM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:17 AM |
myutmost | $40.00 | 10/29/2011 8:51:34 AM |
marwadi-62 | $300.00 | 10/29/2011 8:13:18 AM |
Bob450 | $30.00 | 10/29/2011 9:12:48 AM |
missing-link | $25.00 | 10/29/2011 12:00:41 PM |
asiaratt | $25.00 | 10/29/2011 1:08:25 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:53 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:27 PM |
jhouman | $25.00 | 10/29/2011 1:36:59 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:41 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:56 PM |
Champion_Lending | $25.00 | 10/29/2011 5:36:01 PM |
Zoramite | $25.00 | 10/29/2011 10:47:11 PM |
zorg77 | $25.00 | 10/29/2011 9:52:01 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:21 PM |
newest-power-banker | $33.40 | 10/30/2011 2:21:25 AM |
lendahope | $38.50 | 10/30/2011 5:31:13 AM |
jonmars | $25.00 | 10/30/2011 4:28:42 PM |
real-return | $25.00 | 10/30/2011 4:32:16 PM |
justbman | $25.00 | 10/30/2011 5:54:21 PM |
golffish2 | $50.00 | 10/31/2011 4:12:07 AM |
Rip128 | $100.00 | 10/31/2011 6:47:59 AM |
Starfin-Capital-Management | $143.21 | 10/31/2011 3:59:32 AM |
hidavehi | $33.00 | 10/31/2011 4:22:11 AM |
financial-frenzy | $50.00 | 10/31/2011 6:14:00 AM |
SweatyBalls | $25.00 | 10/31/2011 8:04:35 AM |
ConcreteOne | $25.00 | 10/31/2011 8:14:03 AM |
treasure-hunter270 | $25.00 | 10/31/2011 8:15:46 AM |
farchoir | $25.00 | 10/31/2011 8:21:01 AM |
bnlforever | $50.00 | 10/31/2011 11:39:51 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:32 AM |
bid-stockpiler1 | $25.00 | 10/31/2011 11:16:24 AM |
PeePaw | $25.00 | 10/31/2011 12:09:13 PM |
HammerSmith | $25.00 | 10/31/2011 2:32:01 PM |
Spinnaker | $50.00 | 10/31/2011 11:49:23 AM |
generous-peace4 | $29.57 | 10/31/2011 3:56:22 PM |
rvfbroker | $25.00 | 10/31/2011 11:59:51 AM |
shrewd-income | $150.00 | 10/31/2011 3:56:06 PM |
greenwell | $100.00 | 10/31/2011 5:32:59 PM |
AF-Chief | $100.00 | 10/31/2011 7:50:42 PM |
CubsFan23 | $100.00 | 10/31/2011 9:07:19 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:08 PM |
thrilling-payout1 | $50.00 | 11/1/2011 2:33:30 AM |
calimanusa | $30.00 | 10/31/2011 10:09:00 PM |
Greenbak | $25.00 | 10/31/2011 6:58:45 PM |
irrelevant | $25.00 | 10/31/2011 7:05:10 PM |
fantastic-leverage6 | $25.00 | 10/31/2011 10:25:33 PM |
new-social-economist | $43.00 | 11/1/2011 12:31:16 AM |
capital-galaxy | $75.00 | 11/1/2011 4:14:47 AM |
TWGCJ | $25.00 | 11/1/2011 6:20:32 AM |
redwraith | $100.00 | 11/1/2011 6:24:52 AM |
FarmersBank | $62.09 | 11/1/2011 7:21:37 AM |
periko | $27.14 | 11/1/2011 7:36:07 AM |
bold-treasure-neutrino | $50.00 | 11/1/2011 8:50:33 AM |
leverage-monger | $25.00 | 11/1/2011 8:53:17 AM |
principal-triumph | $50.00 | 11/1/2011 9:08:26 AM |
innovator10 | $200.00 | 11/1/2011 9:03:48 AM |
VA-RedBeast | $250.00 | 11/1/2011 9:17:08 AM |
return-grizzly | $100.00 | 10/28/2011 3:59:36 PM |
MoneyForNothing | $55.40 | 10/28/2011 5:10:53 PM |
money-yeller | $100.00 | 10/28/2011 4:41:23 PM |
HHP | $100.00 | 10/28/2011 8:37:16 PM |
platinum-boss2 | $25.00 | 10/28/2011 7:33:35 PM |
Feyenoord | $30.00 | 10/28/2011 7:55:27 PM |
realtormoises | $25.00 | 10/29/2011 7:10:01 AM |
atlas100 | $50.00 | 10/29/2011 8:47:40 AM |
RoZu_Lending | $100.00 | 10/29/2011 11:10:57 AM |
Tscheddar | $25.00 | 10/29/2011 11:31:24 AM |
loanman2007 | $50.00 | 10/29/2011 12:38:09 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:13 PM |
wise-deal-panda | $200.00 | 10/29/2011 12:46:32 PM |
capital-halo1 | $219.00 | 10/29/2011 1:18:59 PM |
trumpeter5 | $50.00 | 10/29/2011 2:12:51 PM |
nex | $25.00 | 10/29/2011 4:13:00 PM |
brightest-organized-balance | $25.00 | 10/29/2011 2:03:11 PM |
well-mannered-income3 | $70.00 | 10/29/2011 4:26:52 PM |
atlas-shrugged | $200.00 | 10/29/2011 6:56:29 PM |
moola-accelerator6 | $27.75 | 10/29/2011 6:58:01 PM |
loyalist1 | $300.00 | 10/29/2011 7:09:36 PM |
capital-galaxy | $75.00 | 10/30/2011 6:22:27 AM |
brondero | $150.00 | 10/29/2011 9:36:10 PM |
dough-rocket | $50.00 | 10/30/2011 10:26:41 AM |
suave-dime6 | $25.00 | 10/30/2011 7:39:23 AM |
fairgirl | $25.00 | 10/30/2011 8:02:40 AM |
Kyileo | $25.00 | 10/30/2011 10:16:36 AM |
intrepid-repayment1 | $50.00 | 10/30/2011 11:01:39 AM |
Spaceman838 | $25.00 | 10/30/2011 12:50:42 PM |
Arpad | $30.00 | 10/30/2011 11:00:01 AM |
drkosh | $25.00 | 10/30/2011 11:23:24 AM |
worldly-community3 | $50.00 | 10/30/2011 12:11:05 PM |
graceful-investment | $50.00 | 10/30/2011 1:35:28 PM |
tsquared_030 | $25.00 | 10/30/2011 2:44:13 PM |
SolarMoonshine | $25.00 | 10/30/2011 3:24:44 PM |
meteoric-asset4 | $25.00 | 10/30/2011 5:12:11 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:26 PM |
coin-investor | $25.00 | 10/30/2011 8:44:30 PM |
sjo1984111 | $25.00 | 10/31/2011 4:36:35 AM |
asset-sprout | $25.00 | 10/31/2011 4:26:49 AM |
marketplace-hut9 | $25.00 | 10/31/2011 7:44:46 AM |
e4gf8e | $25.00 | 10/31/2011 9:47:57 AM |
rush4life | $50.00 | 10/31/2011 9:29:03 AM |
economy-ringleader048 | $25.00 | 10/31/2011 10:12:02 AM |
compassion-artisan9 | $25.00 | 10/31/2011 11:26:55 AM |
dime-sapling | $25.00 | 10/31/2011 4:00:00 PM |
enthusiastic-ore5 | $33.53 | 10/31/2011 5:37:32 PM |
nri22 | $25.00 | 10/31/2011 6:09:13 PM |
thorough-yield1 | $100.00 | 10/31/2011 8:19:02 PM |
bright-currency3 | $200.00 | 10/31/2011 6:39:06 PM |
the-respectful-transaction | $25.00 | 10/31/2011 7:06:17 PM |
friendly-bonus590 | $50.00 | 10/31/2011 7:34:27 PM |
houli123 | $50.00 | 10/31/2011 8:05:57 PM |
loss-of-control | $75.00 | 10/31/2011 6:14:15 PM |
idastmerchants | $25.00 | 10/31/2011 6:22:09 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:09 PM |
deepblue34 | $35.00 | 10/31/2011 8:28:09 PM |
high_flyer | $100.00 | 10/31/2011 9:58:57 PM |
skillful-asset5 | $30.00 | 11/1/2011 4:34:31 AM |
poetic-reward0 | $25.00 | 11/1/2011 4:49:46 AM |
zone6 | $52.95 | 11/1/2011 7:14:47 AM |
social-zebra | $30.00 | 11/1/2011 7:16:09 AM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:21 AM |
worthy-bid4 | $76.45 | 11/1/2011 9:16:55 AM |
pembull | $50.00 | 11/1/2011 9:06:09 AM |
principal-triumph | $50.00 | 11/1/2011 9:08:19 AM |
132 Investments
|
Borrower Payment Dependent Notes Series
536136
This series of Notes was issued and sold upon the funding of the borrower loan #55621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $212.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1965 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 8m |
Amount delinquent:
| $6,551 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,321 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bickellworks |
Borrower's state:
| Colorado |
Borrower's group:
| Geek Power! |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
600-619
(Apr-2007)
|
Principal balance:
| $1,731.32 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
Pay off balance on 3 credit cards
Purpose of loan: Debt consolidation
This loan will be used to...
Pay off balance on 3 credit cards
My financial situation:
Good and stable. Same job for the past 8 years.
I am a good candidate for this loan because...
My first Prosper loan was paid off early and my second one is current and will also be paid off early in the spring.
My monthly payment for this loan (about $200) will be quite a bit less than I'm currently paying on those 3 credit cards.
Monthly net income: $3200
Monthly expenses: $2200 (detailed below)
Housing: $1100
Insurance: $100
Car expenses: $50
Utilities: $80
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-pledge | $100.00 | 10/28/2011 2:51:20 PM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:23 PM |
influential-benjamins0 | $100.00 | 10/28/2011 5:18:48 PM |
AndChicksforFree | $25.00 | 10/28/2011 5:37:57 PM |
Feyenoord | $30.00 | 10/28/2011 7:53:36 PM |
amlu1988 | $25.00 | 10/28/2011 9:30:55 PM |
s270 | $35.00 | 10/29/2011 6:38:26 AM |
Domgabriel | $25.00 | 10/29/2011 5:57:53 AM |
jazz619 | $25.00 | 10/29/2011 9:19:52 AM |
spaceborne | $25.00 | 10/29/2011 10:30:35 AM |
integrity-coyote | $25.00 | 10/29/2011 10:43:41 AM |
britgsb | $50.00 | 10/29/2011 11:39:09 AM |
figs4u2 | $100.00 | 10/29/2011 12:13:00 PM |
JLMGroupFunds | $25.00 | 10/29/2011 12:55:53 PM |
Investor_DP | $100.00 | 10/29/2011 1:01:13 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:40 PM |
coin-investor | $25.00 | 10/29/2011 1:23:51 PM |
wirebutterfly | $75.00 | 10/29/2011 3:34:24 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:11 PM |
rocker137 | $50.00 | 10/29/2011 3:21:38 PM |
atlas100 | $25.00 | 10/29/2011 4:20:57 PM |
nickel-position | $50.00 | 10/29/2011 4:24:19 PM |
listing-vista | $50.00 | 10/29/2011 4:40:12 PM |
elegant-income3 | $50.00 | 10/29/2011 6:02:16 PM |
helpful-deal1 | $25.00 | 10/29/2011 5:20:08 PM |
crw1950 | $39.90 | 10/29/2011 6:13:42 PM |
BritDad | $25.00 | 10/29/2011 5:28:38 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:28 PM |
hidavehi | $33.00 | 10/29/2011 9:38:22 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:22 PM |
davidecl | $25.00 | 10/30/2011 8:04:07 AM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:19 AM |
ChrisProsper | $50.00 | 10/30/2011 12:15:17 PM |
principal-lion | $25.00 | 10/30/2011 10:24:23 AM |
Spaceman838 | $25.00 | 10/30/2011 12:42:25 PM |
wdjnm | $30.00 | 10/30/2011 1:16:32 PM |
labourclass | $25.00 | 10/30/2011 1:01:37 PM |
johnfromsanmateo | $50.00 | 10/30/2011 3:09:38 PM |
sappy02 | $50.00 | 10/30/2011 2:13:31 PM |
jonmars | $25.00 | 10/30/2011 4:28:00 PM |
fairwealth | $25.00 | 10/30/2011 5:31:04 PM |
Engrrob | $25.00 | 10/30/2011 6:29:04 PM |
velocity-winner | $25.00 | 10/30/2011 3:44:34 PM |
benefit-flow | $25.00 | 10/30/2011 5:44:47 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:10 PM |
natural-greenback6 | $25.00 | 10/30/2011 6:11:52 PM |
active-reward7 | $75.00 | 10/30/2011 4:37:05 PM |
merciful-yield | $328.49 | 10/30/2011 4:59:15 PM |
diverse-benjamins | $25.00 | 10/30/2011 7:44:58 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:27 PM |
simpy | $25.00 | 10/30/2011 8:52:42 PM |
Art818 | $35.00 | 10/30/2011 9:01:17 PM |
five-star-order1 | $25.00 | 10/30/2011 10:01:24 PM |
scredneck | $50.00 | 10/31/2011 5:34:53 AM |
USMCR | $25.00 | 10/31/2011 5:51:20 AM |
DaveTheWave | $25.00 | 10/28/2011 3:45:07 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:37 PM |
MoneyForNothing | $50.83 | 10/28/2011 5:09:16 PM |
vutah | $25.00 | 10/28/2011 8:25:37 PM |
frooogal | $50.00 | 10/28/2011 8:41:45 PM |
emo13 | $50.00 | 10/29/2011 7:32:41 AM |
marwadi-62 | $300.00 | 10/29/2011 8:13:18 AM |
Steffy1976 | $26.16 | 10/29/2011 8:28:17 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:08 AM |
Tscheddar | $25.00 | 10/29/2011 11:14:10 AM |
prohelper | $25.00 | 10/29/2011 12:07:04 PM |
newest-funds-powerplant | $43.00 | 10/29/2011 12:14:55 PM |
wise-deal-panda | $200.00 | 10/29/2011 12:46:32 PM |
wigglesworth4 | $500.00 | 10/29/2011 12:31:56 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:14 PM |
wwwUniversal | $25.00 | 10/29/2011 1:11:01 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:53 PM |
a2190b | $25.00 | 10/29/2011 3:59:07 PM |
Imperativity | $38.10 | 10/29/2011 3:42:30 PM |
econgineer | $75.00 | 10/29/2011 3:00:02 PM |
trustu | $37.00 | 10/29/2011 4:17:50 PM |
interstellar | $75.00 | 10/29/2011 7:04:51 PM |
Corellia | $50.00 | 10/29/2011 5:03:22 PM |
elegant-income3 | $50.00 | 10/29/2011 5:53:18 PM |
rautility | $200.00 | 10/29/2011 7:00:35 PM |
AsianDragon | $50.00 | 10/29/2011 8:11:05 PM |
dollarboy | $25.00 | 10/29/2011 9:05:15 PM |
Mailmon | $25.00 | 10/29/2011 9:31:38 PM |
priceless-cash5 | $25.00 | 10/30/2011 4:48:16 AM |
-Jon- | $31.77 | 10/29/2011 11:12:59 PM |
skuba | $50.00 | 10/30/2011 6:42:58 AM |
Brendan314 | $50.00 | 10/30/2011 10:03:44 AM |
Kyileo | $25.00 | 10/30/2011 10:14:07 AM |
Arpad | $65.00 | 10/30/2011 10:58:27 AM |
credit-maple5 | $100.00 | 10/30/2011 8:29:46 AM |
VGitane25 | $25.00 | 10/30/2011 8:02:20 AM |
zippy-interest | $25.00 | 10/30/2011 8:06:00 AM |
real-return | $25.00 | 10/30/2011 9:12:28 AM |
sflash | $25.00 | 10/30/2011 2:05:14 PM |
sappy02 | $25.00 | 10/30/2011 2:16:37 PM |
intrepid-repayment1 | $50.00 | 10/30/2011 12:30:09 PM |
Lender75 | $25.00 | 10/30/2011 3:32:58 PM |
wendyhop | $25.00 | 10/30/2011 3:48:58 PM |
theloanfiller | $25.00 | 10/30/2011 2:16:23 PM |
Beechturner | $40.00 | 10/30/2011 3:05:26 PM |
antlr | $50.00 | 10/30/2011 2:38:34 PM |
sinner_c5 | $25.00 | 10/30/2011 5:18:25 PM |
Munnie | $25.00 | 10/30/2011 6:09:51 PM |
freefly67 | $32.58 | 10/30/2011 5:28:06 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:01 PM |
mammalian4 | $25.00 | 10/30/2011 7:26:39 PM |
golffish2 | $25.00 | 10/31/2011 4:12:45 AM |
Cluvnupe06 | $25.00 | 10/31/2011 5:01:34 AM |
B2152 | $25.00 | 10/31/2011 5:06:55 AM |
wilmajean | $50.00 | 10/31/2011 5:42:26 AM |
FLSmooth | $50.00 | 10/30/2011 8:55:06 PM |
katnmouse | $32.00 | 10/31/2011 5:13:19 AM |
GElender | $22.17 | 10/31/2011 5:52:45 AM |
113 Investments
|
Borrower Payment Dependent Notes Series
536140
This series of Notes was issued and sold upon the funding of the borrower loan #55581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 10% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,939 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| commitment-igloo0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to...Pay off some loans I have with a higher interest rate.
My financial situation:
I am a good candidate for this loan because...I have a good steady job and I always pay my bills, I also have my own business with a steady income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.90 | 10/29/2011 12:02:08 PM |
rolltide09 | $25.00 | 10/29/2011 12:23:57 PM |
figs4u2 | $100.00 | 10/29/2011 12:13:04 PM |
GoGators01 | $25.00 | 10/29/2011 1:44:31 PM |
themoneydoctor | $200.00 | 10/29/2011 2:38:23 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:16 PM |
Reddy_Capital | $36.00 | 10/29/2011 7:27:35 PM |
paladin510 | $25.00 | 10/29/2011 5:38:57 PM |
coin-investor | $25.00 | 10/29/2011 7:53:10 PM |
skuba | $50.00 | 10/30/2011 6:42:59 AM |
PLANECRASH | $25.00 | 10/30/2011 1:07:19 AM |
brinabonzo | $25.00 | 10/30/2011 6:43:44 AM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:19 AM |
blot44 | $25.00 | 10/30/2011 11:33:42 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:13 PM |
orange-impartial-asset | $400.00 | 10/31/2011 4:51:50 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:58 AM |
djh47a | $25.00 | 10/31/2011 10:35:03 AM |
mcilwaaj12 | $50.00 | 10/31/2011 9:56:33 AM |
John_Galt | $55.00 | 10/31/2011 3:28:11 PM |
selector568 | $300.00 | 10/31/2011 3:59:17 PM |
caring-hope2 | $100.00 | 10/31/2011 4:23:53 PM |
greenwell | $100.00 | 10/31/2011 5:33:01 PM |
famous-bill | $50.00 | 10/31/2011 3:35:18 PM |
Approved | $65.58 | 10/31/2011 6:15:26 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:27 PM |
wtrboy | $25.00 | 10/31/2011 10:23:16 PM |
credit-investor5 | $50.00 | 11/1/2011 7:53:37 AM |
interact | $25.00 | 11/1/2011 7:33:14 AM |
Leshan | $25.00 | 11/1/2011 9:32:35 AM |
marwadi-62 | $100.00 | 11/1/2011 9:38:22 AM |
wildgillis | $50.00 | 11/1/2011 9:48:49 AM |
AM2171 | $32.76 | 11/1/2011 10:17:10 AM |
compassionate-asset8 | $26.06 | 11/1/2011 11:22:07 AM |
credit-bliss8 | $25.00 | 11/1/2011 10:55:13 AM |
JustMee | $25.00 | 11/1/2011 11:17:27 AM |
MattsTriumph | $96.59 | 11/1/2011 3:03:06 PM |
wigglesworth4 | $500.00 | 10/29/2011 12:31:57 PM |
D911ave | $50.00 | 10/29/2011 12:34:26 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:21 PM |
first-euro-rapture | $25.00 | 10/29/2011 1:09:15 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:36 PM |
big-lendin | $100.00 | 10/29/2011 6:47:23 PM |
1redfish | $100.00 | 10/30/2011 8:14:28 AM |
smear87 | $50.00 | 10/30/2011 1:46:09 PM |
peter79130 | $25.00 | 10/30/2011 7:32:59 PM |
bb575 | $50.00 | 10/30/2011 7:45:24 PM |
lucrative-rate2 | $50.00 | 10/30/2011 8:04:10 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:15 AM |
riskreward | $250.00 | 10/31/2011 9:11:13 AM |
taal1 | $25.00 | 10/31/2011 9:26:41 AM |
kind-durability-battalion | $75.00 | 10/31/2011 12:08:50 PM |
Trapman13 | $50.00 | 10/31/2011 10:43:36 AM |
john0720 | $25.00 | 10/31/2011 12:32:23 PM |
Astyanax | $85.00 | 10/31/2011 3:53:16 PM |
favorite-commerce | $30.00 | 10/31/2011 4:37:58 PM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:08:35 PM |
troubleman50 | $50.00 | 10/31/2011 6:37:17 PM |
weiyinsan | $25.00 | 11/1/2011 1:56:16 AM |
alpinaut | $25.00 | 11/1/2011 6:31:05 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:33 AM |
vigilance-frontier | $25.00 | 11/1/2011 4:56:21 AM |
Firescreek | $25.00 | 11/1/2011 7:08:20 AM |
big-lendin | $100.00 | 11/1/2011 7:19:22 AM |
friendinmoney | $39.73 | 11/1/2011 8:14:30 AM |
Clambake | $25.00 | 11/1/2011 9:04:32 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:28 PM |
100units | $100.00 | 11/1/2011 11:36:41 AM |
elevated-finance | $32.51 | 11/1/2011 3:32:11 PM |
wlm3012 | $30.00 | 11/1/2011 1:06:01 PM |
contract-bearer | $39.55 | 11/1/2011 3:45:13 PM |
myduck | $25.32 | 11/1/2011 4:10:36 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
536148
This series of Notes was issued and sold upon the funding of the borrower loan #55810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,938 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| lucrative-liberty9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan: To purchase a car
My financial situation: Military Reservist in college with a stable income from my reserve pay and my military benefits.
I am a good candidate for this loan because I never miss a payment and my source of income is stable.
Monthly net income: $2100
Monthly expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HHP | $100.00 | 10/28/2011 8:37:17 PM |
CashFlow13 | $1,000.00 | 10/29/2011 7:23:58 AM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:18 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:45 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:28 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:43 PM |
friendinmoney | $25.00 | 10/29/2011 5:21:21 PM |
superb-kindness2 | $25.00 | 10/30/2011 6:42:12 AM |
danthemon35 | $42.97 | 10/30/2011 11:09:31 AM |
Wyatte | $25.00 | 10/30/2011 7:07:54 PM |
suave-dime6 | $25.00 | 10/31/2011 6:28:12 AM |
fantastic-wampum1 | $100.00 | 10/31/2011 4:11:05 PM |
moola-monger9 | $50.00 | 11/1/2011 1:31:47 PM |
transformer855 | $25.00 | 11/1/2011 2:01:14 PM |
TronMedici | $50.00 | 11/1/2011 3:41:14 PM |
the-elated-bid | $30.00 | 11/1/2011 4:08:51 PM |
missing-link | $25.00 | 11/1/2011 5:06:08 PM |
economy-producer | $25.00 | 11/1/2011 5:20:25 PM |
Core-Marketing | $25.00 | 11/2/2011 4:20:23 AM |
Ananya | $25.00 | 11/2/2011 4:17:11 AM |
realtormoises | $25.00 | 11/2/2011 6:55:02 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:58 AM |
dublin063 | $25.00 | 11/2/2011 9:16:34 AM |
finance-mangrove4 | $28.04 | 11/2/2011 11:53:35 AM |
let_me_retire | $50.00 | 11/2/2011 11:39:28 AM |
well-mannered-income3 | $40.00 | 11/2/2011 12:40:51 PM |
transaction-engine6 | $25.00 | 11/2/2011 3:04:09 PM |
SweatyBalls | $25.00 | 11/3/2011 6:50:42 AM |
green28 | $50.00 | 11/3/2011 10:04:19 AM |
Jrbgood | $50.00 | 11/3/2011 11:42:14 AM |
chato2345 | $25.00 | 11/3/2011 12:31:22 PM |
km007 | $25.00 | 11/3/2011 5:07:29 PM |
aultraman | $25.00 | 11/3/2011 2:19:43 PM |
penny-champ5 | $25.00 | 11/3/2011 2:54:35 PM |
pthighs | $50.00 | 11/3/2011 3:38:25 PM |
scarlet-velvet | $25.08 | 11/3/2011 4:16:54 PM |
helpful-loan245 | $25.00 | 11/3/2011 5:15:56 PM |
loan-oasis4 | $30.00 | 11/3/2011 9:42:19 PM |
mighty-payout1 | $25.00 | 11/4/2011 4:31:46 AM |
kind-diligent-coin | $25.56 | 11/3/2011 9:21:34 PM |
bradfid | $25.00 | 11/3/2011 11:11:48 PM |
jebber007 | $31.56 | 11/3/2011 10:54:40 PM |
StrongMonty | $48.85 | 11/4/2011 12:33:33 AM |
revenue-appraiser | $25.00 | 11/4/2011 7:12:41 AM |
CoyoteJack | $25.00 | 11/4/2011 4:46:43 AM |
Brisket_Bob | $25.00 | 11/4/2011 4:57:27 AM |
janus_god | $25.00 | 11/4/2011 7:48:37 AM |
attractive-fund | $50.00 | 11/4/2011 5:12:25 AM |
lively-affluence9 | $25.00 | 11/4/2011 5:49:43 AM |
gold-miser9 | $29.42 | 11/4/2011 6:06:24 AM |
octoberfresh | $25.00 | 11/4/2011 6:55:59 AM |
careful-note1 | $25.00 | 11/4/2011 7:07:12 AM |
periko | $25.00 | 11/4/2011 7:10:20 AM |
LaBamba | $125.00 | 11/4/2011 9:37:00 AM |
leverage-monger | $25.00 | 11/4/2011 7:34:21 AM |
Leshan | $25.00 | 11/4/2011 9:34:23 AM |
terrific-dough6 | $50.00 | 11/4/2011 9:54:55 AM |
otto1939 | $101.00 | 11/4/2011 9:40:33 AM |
TMac | $25.00 | 11/4/2011 10:18:08 AM |
commitment-antioxidant8 | $100.00 | 11/4/2011 10:46:37 AM |
wise-deal-panda | $100.00 | 11/4/2011 10:58:11 AM |
rebeldog67 | $50.00 | 11/4/2011 11:02:19 AM |
FASTIZIO_P | $25.00 | 11/4/2011 11:33:41 AM |
idastmerchants | $25.00 | 11/4/2011 12:19:06 PM |
wwwUniversal | $25.00 | 11/4/2011 11:41:57 AM |
larrybird | $244.20 | 11/4/2011 2:44:10 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:53 PM |
money-yeller | $25.00 | 11/4/2011 1:27:24 PM |
irrelevant | $25.00 | 11/4/2011 2:05:10 PM |
economy-ringleader048 | $25.00 | 11/4/2011 2:27:25 PM |
sensible-fund | $25.00 | 10/29/2011 8:04:34 AM |
top-historic-peso | $25.00 | 10/29/2011 4:26:57 PM |
zorg77 | $25.00 | 10/29/2011 9:54:41 PM |
rjcoutur2001 | $36.71 | 10/30/2011 6:32:23 PM |
economy-coup | $50.00 | 10/31/2011 12:30:23 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:24 AM |
Alpha-AssistU | $25.00 | 11/1/2011 12:57:58 PM |
bid-stockpiler1 | $100.00 | 11/2/2011 5:30:52 AM |
kain11286 | $50.00 | 11/2/2011 8:55:27 AM |
patriot0 | $50.00 | 11/2/2011 9:53:10 AM |
fountain355 | $25.00 | 11/2/2011 12:05:18 PM |
active-note7 | $25.00 | 11/2/2011 6:15:47 PM |
micro-lender0 | $25.00 | 11/2/2011 6:21:02 PM |
GElender | $25.00 | 11/3/2011 6:24:49 AM |
Peacepower | $25.00 | 11/3/2011 10:05:47 AM |
DENARA | $25.00 | 11/3/2011 10:40:01 AM |
the-lean-bid | $25.00 | 11/3/2011 11:11:32 AM |
ferdberfel | $35.00 | 11/3/2011 3:17:24 PM |
treasure-hunter270 | $25.00 | 11/3/2011 7:03:06 PM |
tremendous-dough2 | $100.00 | 11/3/2011 8:18:18 PM |
I-Believe-In-You | $25.00 | 11/3/2011 8:44:33 PM |
sincerlyyours | $100.00 | 11/3/2011 8:44:55 PM |
papaloha | $25.00 | 11/3/2011 9:58:09 PM |
integrity-doctor | $100.00 | 11/3/2011 7:25:50 PM |
logical-loyalty0 | $25.00 | 11/4/2011 1:58:30 AM |
hopeful-silver5 | $31.74 | 11/3/2011 7:50:02 PM |
kulender | $50.00 | 11/4/2011 4:42:34 AM |
capital-galaxy | $50.00 | 11/4/2011 4:53:00 AM |
s_man1 | $25.00 | 11/4/2011 5:09:39 AM |
historic-loan1 | $25.00 | 11/4/2011 6:14:41 AM |
ideal-velocity7 | $50.00 | 11/3/2011 10:13:27 PM |
Starfin-Capital-Management | $200.00 | 11/4/2011 4:22:10 AM |
ZOOOM | $25.00 | 11/4/2011 7:25:49 AM |
sharp-return7 | $36.21 | 11/4/2011 8:12:31 AM |
InChicago | $100.00 | 11/4/2011 6:21:54 AM |
onecooldrink | $25.00 | 11/4/2011 9:01:28 AM |
Bob450 | $30.00 | 11/4/2011 7:01:20 AM |
active-note7 | $25.00 | 11/4/2011 8:51:25 AM |
rdhfire | $25.00 | 11/4/2011 8:57:33 AM |
lskarp | $28.66 | 11/4/2011 9:51:10 AM |
EretzCapital | $50.00 | 11/4/2011 9:57:39 AM |
joefoolz | $25.00 | 11/4/2011 10:16:12 AM |
forthright-trade | $25.00 | 11/4/2011 10:27:23 AM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:24 PM |
managedfund | $1,500.00 | 11/4/2011 2:28:23 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
536150
This series of Notes was issued and sold upon the funding of the borrower loan #55681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,600 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-czar7 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Debt Consolidation
My financial situation: Stable employment
I am a good candidate for this loan because...I have had the same job for over 7 years, with a good income.
Monthly net income: $3000
Monthly expenses: $1500
Housing: $707
Insurance: $80
Car expenses: $300
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 10/28/2011 4:01:34 PM |
SolarMoonshine | $25.00 | 10/28/2011 5:31:20 PM |
Dubbs360 | $50.00 | 10/30/2011 11:17:46 AM |
golffish2 | $25.00 | 10/31/2011 4:23:50 AM |
Rogelio48 | $25.00 | 10/31/2011 1:46:08 PM |
Something-Corporate | $25.00 | 10/31/2011 6:48:58 PM |
miked8303 | $50.00 | 11/1/2011 8:15:24 AM |
Comoparklender | $25.00 | 11/1/2011 9:42:59 AM |
Learning2Lend | $25.00 | 11/1/2011 9:23:32 AM |
Angel_Investor_7 | $25.00 | 11/1/2011 9:35:18 AM |
orange-preeminant-bill | $25.00 | 11/1/2011 9:58:42 AM |
shrewd-peace7 | $25.00 | 11/1/2011 11:07:02 AM |
important-openness1 | $100.00 | 11/1/2011 10:21:51 AM |
cablenews | $100.00 | 11/1/2011 10:58:56 AM |
idastmerchants | $25.00 | 11/1/2011 11:10:24 AM |
thoughtful-contract984 | $28.53 | 11/1/2011 2:07:27 PM |
momentous-integrity548 | $60.67 | 11/1/2011 2:58:14 PM |
truth-umbrella3 | $25.00 | 11/1/2011 3:25:37 PM |
MrBailey | $25.00 | 11/1/2011 5:02:19 PM |
ah-long | $25.00 | 11/1/2011 5:11:42 PM |
gustavzantanon | $25.00 | 11/1/2011 5:22:24 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:33 PM |
hard-working-rate3 | $100.00 | 11/1/2011 5:07:22 PM |
ore-den9 | $50.00 | 11/1/2011 5:40:29 PM |
daniel5075 | $25.00 | 11/1/2011 5:42:35 PM |
dedicated-transaction796 | $25.00 | 11/1/2011 5:19:50 PM |
compassion-expert | $25.00 | 11/1/2011 5:22:49 PM |
FASTIZIO_P | $25.00 | 11/1/2011 5:22:38 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:29 PM |
Kaj | $25.00 | 11/1/2011 5:32:48 PM |
payout-achievement | $50.00 | 11/1/2011 5:44:03 PM |
ouyangers | $25.00 | 11/1/2011 5:44:40 PM |
nowits10 | $25.00 | 11/1/2011 5:41:23 PM |
treasure-bliss | $25.00 | 11/1/2011 6:22:23 PM |
FlorinFlorin | $25.00 | 11/1/2011 6:02:56 PM |
6moonbeams | $25.00 | 11/1/2011 6:11:51 PM |
IIP77 | $25.00 | 11/1/2011 6:13:36 PM |
roman2008 | $25.00 | 11/1/2011 6:18:33 PM |
haplender | $50.00 | 11/1/2011 7:01:41 PM |
mammalian4 | $25.00 | 11/1/2011 7:04:32 PM |
trapper569 | $25.00 | 11/1/2011 6:28:08 PM |
wwwUniversal | $25.00 | 11/1/2011 7:12:39 PM |
durability-solstice8 | $50.00 | 11/1/2011 6:27:12 PM |
the-dollar-topper | $150.00 | 11/1/2011 6:28:43 PM |
tremendous-payment | $25.00 | 11/1/2011 7:15:34 PM |
trade-surge3 | $50.00 | 11/1/2011 6:35:43 PM |
NewOrleans2012 | $25.00 | 11/1/2011 6:45:33 PM |
CCSpineDoc | $50.00 | 11/1/2011 7:01:29 PM |
nimble-revenue5 | $25.00 | 11/1/2011 7:02:23 PM |
missile8 | $25.00 | 11/1/2011 7:17:50 PM |
emjo1219 | $12.43 | 11/1/2011 7:19:25 PM |
desertoasis | $25.00 | 11/1/2011 2:30:05 PM |
Mombo-5 | $50.00 | 10/29/2011 7:16:05 AM |
prohelper | $25.00 | 10/29/2011 12:07:04 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:15 PM |
coin-investor | $25.00 | 10/29/2011 1:23:51 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:12 PM |
CA-Lender | $25.00 | 11/1/2011 8:58:57 AM |
handshake5 | $71.00 | 11/1/2011 9:48:45 AM |
evnagelist | $25.00 | 11/1/2011 9:04:54 AM |
chakra | $25.00 | 11/1/2011 9:57:51 AM |
utmom | $25.00 | 11/1/2011 10:09:28 AM |
finance-mushroom | $100.00 | 11/1/2011 10:14:43 AM |
bassman2 | $25.00 | 11/1/2011 9:53:59 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:23 AM |
progressive-economy261 | $400.00 | 11/1/2011 10:57:31 AM |
rs999 | $25.00 | 11/1/2011 10:58:06 AM |
diplomatic-wealth7 | $25.00 | 11/1/2011 10:04:20 AM |
green-discrete-responsibility | $25.00 | 11/1/2011 10:12:40 AM |
JayIsABear | $75.00 | 11/1/2011 10:05:55 AM |
proud-pound4 | $25.00 | 11/1/2011 11:01:37 AM |
careful-vigilance4 | $50.00 | 11/1/2011 10:15:00 AM |
kindness-jedi | $25.00 | 11/1/2011 11:09:21 AM |
Greenbak | $25.00 | 11/1/2011 10:31:21 AM |
Epiphanic | $25.00 | 11/1/2011 11:52:24 AM |
life-is-great | $25.00 | 11/1/2011 10:53:47 AM |
yield-trader | $26.00 | 11/1/2011 10:58:24 AM |
Diamond_Jim | $25.00 | 11/1/2011 10:56:15 AM |
gain-expert | $31.37 | 11/1/2011 2:22:07 PM |
WilliamLeeSims | $25.00 | 11/1/2011 11:35:20 AM |
ruxpin1976 | $25.00 | 11/1/2011 12:22:13 PM |
five-star-order1 | $50.00 | 11/1/2011 12:42:46 PM |
GGreg799 | $25.00 | 11/1/2011 1:19:05 PM |
bold-principal-fountain | $25.00 | 11/1/2011 5:04:53 PM |
stock106 | $25.00 | 11/1/2011 3:39:30 PM |
TronMedici | $50.00 | 11/1/2011 3:41:13 PM |
jalapeno2 | $25.00 | 11/1/2011 4:02:37 PM |
CoffeyvilleKS | $25.00 | 11/1/2011 4:20:34 PM |
smoothmoniker | $25.00 | 11/1/2011 5:26:46 PM |
sensible-order2 | $200.00 | 11/1/2011 4:56:41 PM |
stepatatime-together | $100.00 | 11/1/2011 5:36:03 PM |
kind-credit-bear | $25.00 | 11/1/2011 5:41:38 PM |
yield-aurora4 | $25.00 | 11/1/2011 5:43:14 PM |
lillian27 | $25.00 | 11/1/2011 5:47:39 PM |
saffron4 | $25.00 | 11/1/2011 5:49:15 PM |
arsisi | $25.00 | 11/1/2011 5:20:32 PM |
economy-producer | $25.00 | 11/1/2011 5:20:24 PM |
SirJev | $50.00 | 11/1/2011 5:21:16 PM |
Georgetastic | $25.00 | 11/1/2011 5:26:02 PM |
MarxBoo | $25.00 | 11/1/2011 5:29:36 PM |
bslavin | $25.00 | 11/1/2011 6:11:32 PM |
Crystalprop | $25.00 | 11/1/2011 5:39:49 PM |
triumphant-community | $25.00 | 11/1/2011 5:43:01 PM |
income-buddy7 | $100.00 | 11/1/2011 5:56:29 PM |
SDKiwi | $33.00 | 11/1/2011 5:59:50 PM |
Frenchynh | $25.00 | 11/1/2011 6:15:08 PM |
market-jam | $50.00 | 11/1/2011 6:05:21 PM |
km007 | $25.00 | 11/1/2011 6:13:48 PM |
asiaratt | $50.00 | 11/1/2011 6:23:13 PM |
unequaled-velocity2 | $37.00 | 11/1/2011 6:20:11 PM |
finance-prescription | $100.00 | 11/1/2011 6:20:36 PM |
jamiee73 | $25.00 | 11/1/2011 7:09:29 PM |
Yorker1776 | $25.00 | 11/1/2011 7:10:12 PM |
whatknows | $25.00 | 11/1/2011 6:33:06 PM |
ChuckieG | $25.00 | 11/1/2011 6:37:48 PM |
truth-ceremony | $25.00 | 11/1/2011 6:48:02 PM |
payment-pursuit3 | $100.00 | 11/1/2011 6:46:00 PM |
jga516 | $25.00 | 11/1/2011 7:14:19 PM |
118 Investments
|
Borrower Payment Dependent Notes Series
536152
This series of Notes was issued and sold upon the funding of the borrower loan #55693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2008 |
Debt/Income ratio:
| 5% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| unique-nickel8 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Borrow to Build and Borrow Again
Purpose of loan:
Purchase a vehicle and build toward borrowin again to buy/sell vehicles and re-build installment credit.. 1st purchase would be personal. I drive 40 miles short distance and need a small 4cyl vehicle.
Approx repayment goal would be 6 months or less.
My financial situation:
I am a good candidate for this loan because...I work full time in an industry affluent making a decent income plus some bonuses.
I have very low (which I like) obligations. All payments are paid.
Monthly net income: $2500/monthly with taxes accounted for
Monthly expenses: $650.00
Housing: $0 - Paid for 4 months in advance.
Insurance: $100.0
Car expenses: $0 - Paid, none owed.
Utilities: $150.00
Phone, cable, internet: $120.00
Food, entertainment: $100 (Personal Lunch) - Family is paid for.
Clothing, household expenses: $100
Credit cards and other loans: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prohelper | $25.00 | 10/29/2011 12:07:07 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:21 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:25 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:16 PM |
SolarMoonshine | $25.00 | 10/29/2011 5:58:39 PM |
zorg77 | $25.00 | 10/29/2011 9:55:36 PM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:20 AM |
Dubbs360 | $50.00 | 10/30/2011 11:17:48 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:13 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:23 PM |
Finchy78 | $40.00 | 10/30/2011 6:28:09 PM |
daekpon | $25.00 | 10/30/2011 9:03:40 PM |
missing-link | $25.00 | 10/31/2011 9:10:22 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:39 AM |
Live-Free-or-Die | $200.00 | 10/31/2011 10:08:39 AM |
e4gf8e | $25.00 | 10/31/2011 12:32:36 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:34 AM |
skillful-asset5 | $25.00 | 11/1/2011 4:32:40 AM |
heerzaquestion | $25.00 | 11/1/2011 4:56:47 AM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:17 AM |
Cliffie83 | $100.21 | 11/1/2011 5:43:41 AM |
accountableone | $250.00 | 11/1/2011 4:32:05 AM |
taetrade | $25.00 | 11/1/2011 8:04:29 AM |
coin-popcorn | $25.00 | 11/1/2011 9:12:13 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:25 AM |
roux | $25.00 | 10/29/2011 12:17:03 PM |
treasure-bliss | $25.00 | 10/29/2011 12:56:59 PM |
bonus-demon | $50.00 | 10/29/2011 12:42:32 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:45 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:29 PM |
orange-preeminant-bill | $25.00 | 10/29/2011 1:22:24 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:09 PM |
coin-investor | $25.00 | 10/29/2011 1:23:53 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:37 PM |
nex | $25.00 | 10/29/2011 4:13:02 PM |
108lender | $150.00 | 10/29/2011 1:40:46 PM |
the-adventurous-capital | $25.00 | 10/30/2011 5:20:50 PM |
bizlending | $100.00 | 10/31/2011 6:01:43 AM |
Kessler | $25.00 | 10/31/2011 9:40:29 AM |
fantastic-wampum1 | $100.00 | 10/31/2011 4:11:05 PM |
dudebrah | $25.00 | 10/31/2011 4:43:50 PM |
palace2 | $300.00 | 10/31/2011 3:39:58 PM |
hidavehi | $33.00 | 10/31/2011 6:58:48 PM |
wise-deal-panda | $100.00 | 10/31/2011 6:11:15 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:34 AM |
suave-dime6 | $25.00 | 11/1/2011 6:00:51 AM |
social-zebra | $30.00 | 11/1/2011 7:16:55 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:20 AM |
sharp-return7 | $25.69 | 11/1/2011 8:04:53 AM |
leverage-monger | $25.00 | 11/1/2011 8:56:00 AM |
miked8303 | $50.00 | 11/1/2011 8:15:25 AM |
Leshan | $25.00 | 11/1/2011 9:32:08 AM |
JayIsABear | $50.00 | 11/1/2011 9:59:16 AM |
markhmn | $71.10 | 11/1/2011 11:47:29 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
536158
This series of Notes was issued and sold upon the funding of the borrower loan #55786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $789.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 15% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $506,883 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| apk |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt reconciliation
Purpose of loan: Debt consolidation
This loan will be used to... Paynoff higher interest credit cards
My financial situation: solid
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.02 | 10/29/2011 12:02:10 PM |
figs4u2 | $100.00 | 10/29/2011 12:13:04 PM |
pdub | $75.00 | 10/29/2011 12:16:16 PM |
neighborly-hope6 | $100.00 | 10/29/2011 12:43:16 PM |
vivacious-truth3 | $25.00 | 10/29/2011 1:20:53 PM |
AmericanCredit | $50.00 | 10/29/2011 1:40:13 PM |
Quaven | $25.00 | 10/29/2011 5:49:19 PM |
phenomenal-gain5 | $50.00 | 10/29/2011 7:19:08 PM |
ManyBlessings | $25.00 | 10/29/2011 11:09:18 PM |
magnificent-income7 | $25.00 | 10/30/2011 7:17:54 AM |
cosygirl | $50.00 | 10/30/2011 7:21:36 PM |
bb575 | $50.00 | 10/30/2011 7:45:25 PM |
bonus-tent | $25.00 | 10/31/2011 6:33:58 AM |
dcchaos | $25.00 | 10/31/2011 7:15:57 AM |
herbgirl49 | $25.00 | 10/31/2011 7:20:51 AM |
Preteur | $25.00 | 10/31/2011 6:37:57 AM |
Chuck9802 | $25.00 | 10/31/2011 9:18:31 AM |
pwkpwk | $25.00 | 10/31/2011 8:08:38 AM |
rmachi | $50.00 | 10/31/2011 11:20:28 AM |
ceg451 | $25.00 | 10/31/2011 3:43:04 PM |
balance-voyager | $50.00 | 10/31/2011 4:15:25 PM |
upright-velocity1 | $25.00 | 10/31/2011 5:44:07 PM |
benefit-dreams | $25.00 | 10/31/2011 7:57:29 PM |
subtle-revenue0 | $25.00 | 11/1/2011 6:50:38 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:34 AM |
Clambake | $25.00 | 11/1/2011 9:04:32 AM |
Dollars4Rent | $50.00 | 11/1/2011 9:06:24 AM |
tlp43 | $25.00 | 11/1/2011 9:30:20 AM |
RG | $25.00 | 11/1/2011 10:19:08 AM |
alpinaut | $25.00 | 11/1/2011 10:45:46 AM |
indomitable-coin | $25.00 | 11/1/2011 10:05:07 AM |
phillipd48 | $25.00 | 11/1/2011 10:36:21 AM |
magnetic-pound4 | $50.00 | 11/1/2011 11:15:58 AM |
orange-courageous-dedication | $25.00 | 11/1/2011 11:21:19 AM |
Kijib | $25.00 | 11/1/2011 2:45:53 PM |
Marathoner | $25.00 | 11/1/2011 11:52:57 AM |
solstice175 | $25.00 | 11/1/2011 5:54:59 PM |
get30inc | $50.00 | 11/1/2011 6:20:47 PM |
jfd287 | $25.00 | 11/1/2011 6:31:37 PM |
rampe001 | $50.00 | 11/1/2011 7:17:04 PM |
windfall46 | $25.00 | 11/1/2011 7:25:21 PM |
building-america | $25.00 | 11/1/2011 8:10:06 PM |
Octavian315 | $35.00 | 11/1/2011 8:37:44 PM |
Railbird | $25.00 | 11/2/2011 4:59:42 AM |
the-magnetic-transaction | $50.00 | 11/2/2011 6:33:38 AM |
brutusbone | $25.00 | 11/2/2011 6:47:58 AM |
Thelonius98 | $25.00 | 11/2/2011 6:52:51 AM |
paymaster4 | $25.00 | 11/2/2011 7:31:55 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:48 AM |
dtrain5 | $50.00 | 11/2/2011 8:27:17 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:19 AM |
Seriuqs | $25.00 | 11/2/2011 8:55:37 AM |
AFairDeal | $50.00 | 11/2/2011 9:13:35 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:36 AM |
jazz619 | $25.00 | 11/2/2011 11:06:59 AM |
best-ingenious-funds | $25.00 | 11/2/2011 11:07:18 AM |
chipperjohnson | $25.00 | 11/2/2011 11:41:29 AM |
rakstar | $50.00 | 11/2/2011 12:18:34 PM |
wealthstar | $25.00 | 11/2/2011 1:11:02 PM |
djh47a | $25.00 | 11/2/2011 1:47:02 PM |
diablorulz | $75.00 | 11/2/2011 4:31:00 PM |
dpjd | $25.00 | 11/2/2011 3:52:00 PM |
sweet-loan7 | $25.00 | 11/2/2011 4:02:41 PM |
kenji4861 | $25.00 | 11/2/2011 7:15:46 PM |
reinforced-revenue069 | $25.00 | 11/2/2011 6:08:49 PM |
Rob717171 | $50.00 | 11/2/2011 6:55:00 PM |
lifegrowth | $25.00 | 11/2/2011 6:56:08 PM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:36 AM |
RR2441 | $25.00 | 11/3/2011 9:28:39 AM |
value-wind0 | $50.00 | 11/3/2011 8:26:33 AM |
return-marsupial3 | $25.00 | 11/3/2011 9:58:33 AM |
red-unequivocal-finance | $25.00 | 11/3/2011 10:06:12 AM |
chicagobear23 | $25.00 | 11/3/2011 9:19:19 AM |
ProjectVenture | $25.00 | 11/3/2011 9:19:52 AM |
rs999 | $25.00 | 11/3/2011 9:21:11 AM |
emo13 | $50.00 | 11/3/2011 10:13:26 AM |
IIP77 | $25.00 | 11/3/2011 10:15:48 AM |
hostbank | $100.00 | 11/3/2011 9:29:03 AM |
investor7257 | $25.00 | 11/3/2011 9:29:47 AM |
TelegramSam | $25.00 | 11/3/2011 10:23:51 AM |
compoundinterest | $50.00 | 11/3/2011 9:42:29 AM |
kbodendorf | $25.00 | 11/3/2011 10:25:49 AM |
Natronpee | $25.00 | 11/3/2011 9:48:50 AM |
zski | $25.00 | 11/3/2011 10:27:53 AM |
Schuld66 | $25.00 | 11/3/2011 9:56:21 AM |
KLCRAY | $25.00 | 11/3/2011 10:31:53 AM |
dukem | $25.00 | 11/3/2011 10:01:23 AM |
Ivan2007 | $25.00 | 11/3/2011 10:55:54 AM |
g314 | $25.00 | 11/3/2011 10:20:58 AM |
openness-prospector | $25.00 | 11/3/2011 11:08:09 AM |
mosby | $25.00 | 11/3/2011 11:12:04 AM |
unrivaled-silver | $25.00 | 11/3/2011 10:44:28 AM |
PISCESPRINCESS | $50.00 | 11/3/2011 10:50:21 AM |
Rdodson11 | $25.00 | 11/3/2011 11:20:46 AM |
awwaww | $25.00 | 11/3/2011 11:14:56 AM |
hardwareman | $25.00 | 11/3/2011 11:23:54 AM |
sensible-rate | $25.00 | 11/3/2011 11:25:01 AM |
MadHun | $200.00 | 11/3/2011 11:28:24 AM |
triguy | $2,000.00 | 11/3/2011 1:21:38 PM |
Notpooranymore | $25.00 | 11/3/2011 2:15:52 PM |
shabufa | $25.00 | 11/3/2011 5:30:51 PM |
Stollewood | $25.00 | 11/3/2011 5:34:54 PM |
managedfund | $1,250.00 | 11/3/2011 3:52:39 PM |
tolstoy00 | $25.00 | 11/3/2011 5:36:39 PM |
BaxterEvil | $25.00 | 11/3/2011 5:39:13 PM |
TigerForce | $25.00 | 11/3/2011 4:31:59 PM |
payout-thinker7 | $25.00 | 11/3/2011 6:01:36 PM |
teega5 | $25.00 | 11/3/2011 6:03:25 PM |
Duchdad | $25.00 | 11/3/2011 6:06:05 PM |
shaker348 | $25.00 | 11/3/2011 6:11:59 PM |
brightest-gain-investor | $2,000.00 | 11/3/2011 6:49:58 PM |
joyking | $100.00 | 11/3/2011 5:26:55 PM |
dberry46 | $25.00 | 11/3/2011 5:31:51 PM |
roadtruck | $50.00 | 11/3/2011 5:40:28 PM |
ujiba | $50.00 | 11/3/2011 7:18:49 PM |
artist207 | $26.57 | 11/3/2011 8:00:31 PM |
Maccs55 | $25.00 | 11/3/2011 6:01:26 PM |
likeable-reward | $25.00 | 11/3/2011 6:09:52 PM |
reinforced-gain7 | $2,000.00 | 11/3/2011 6:38:12 PM |
bellaquito | $2,000.00 | 11/3/2011 6:44:13 PM |
maco0018 | $25.00 | 11/3/2011 9:12:22 PM |
herman7 | $25.00 | 11/3/2011 7:08:39 PM |
perlindc | $101.00 | 11/3/2011 7:37:11 PM |
taz007 | $25.00 | 11/3/2011 8:26:51 PM |
ss2020 | $31.00 | 11/3/2011 8:48:05 PM |
JohnGalt94 | $25.00 | 11/3/2011 9:03:06 PM |
Goodlender42 | $25.00 | 11/4/2011 5:34:43 AM |
lender_100 | $25.00 | 11/4/2011 5:39:46 AM |
Brisket_Bob | $100.00 | 11/4/2011 5:40:32 AM |
Allichar | $56.15 | 11/4/2011 6:09:40 AM |
cdfinance | $1,000.00 | 11/4/2011 6:20:12 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:31 AM |
unafraid-loan5 | $25.00 | 11/4/2011 6:34:55 AM |
littlemonkey | $25.00 | 11/4/2011 7:54:49 AM |
loot-heart | $25.00 | 11/3/2011 9:32:36 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:22 PM |
MiniBank998 | $25.00 | 10/29/2011 12:39:13 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:17 PM |
skuba | $50.00 | 10/30/2011 6:43:00 AM |
1redfish | $100.00 | 10/30/2011 8:14:28 AM |
chemistry220 | $25.00 | 10/30/2011 5:57:44 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:19 PM |
massuot | $25.00 | 10/31/2011 12:57:13 AM |
loyalty-circuitry | $100.00 | 10/31/2011 6:00:31 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:53 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:43 AM |
gojackgo | $50.00 | 10/31/2011 8:22:38 AM |
MJDAE | $50.00 | 10/31/2011 9:01:01 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:58 AM |
mike_banker | $100.00 | 10/31/2011 9:35:27 AM |
benjay25 | $35.00 | 10/31/2011 10:12:04 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:39 AM |
bright-investment | $25.00 | 10/31/2011 2:05:03 PM |
greenwell | $100.00 | 10/31/2011 5:33:01 PM |
supernova719 | $50.00 | 10/31/2011 2:29:47 PM |
integrity-flow3 | $50.00 | 10/31/2011 7:53:27 PM |
wtrboy | $25.00 | 10/31/2011 10:23:16 PM |
mrpowers5531 | $25.00 | 11/1/2011 4:58:45 AM |
stollcm | $25.00 | 11/1/2011 5:36:12 AM |
bobby5832708 | $25.00 | 11/1/2011 4:07:51 AM |
Pasagam | $29.00 | 11/1/2011 5:20:41 AM |
Keebs | $25.00 | 11/1/2011 7:17:05 AM |
nicebank | $25.00 | 11/1/2011 8:35:38 AM |
velocity-solo | $25.00 | 11/1/2011 9:30:50 AM |
GodzillaLending | $25.00 | 11/1/2011 9:48:22 AM |
ATOHokie | $25.00 | 11/1/2011 12:27:10 PM |
wealth-influencer | $25.00 | 11/1/2011 2:41:01 PM |
peso-windmill | $25.00 | 11/1/2011 3:06:38 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:31 PM |
Aimvest | $25.00 | 11/1/2011 4:34:32 PM |
Mr_Marcus | $25.00 | 11/1/2011 4:46:29 PM |
MARWARISETH | $200.00 | 11/1/2011 5:04:11 PM |
Tai | $50.00 | 11/1/2011 5:36:34 PM |
dharma1 | $25.00 | 11/1/2011 5:40:05 PM |
FrayBentos | $25.00 | 11/1/2011 6:14:41 PM |
Cheburashka | $25.00 | 11/1/2011 5:37:17 PM |
sjlender | $100.00 | 11/1/2011 6:03:31 PM |
anacent | $25.00 | 11/1/2011 6:27:36 PM |
diligent-leverage | $25.00 | 11/1/2011 6:28:29 PM |
UnclePockets | $25.00 | 11/1/2011 6:24:59 PM |
adevadeh | $25.00 | 11/1/2011 6:34:46 PM |
finance-explosion6 | $25.00 | 11/1/2011 6:42:33 PM |
gold-disk | $25.00 | 11/1/2011 7:31:01 PM |
yachtmaster45 | $25.00 | 11/1/2011 7:08:53 PM |
mar97 | $25.00 | 11/1/2011 7:08:42 PM |
jga516 | $25.00 | 11/1/2011 7:14:19 PM |
Panna | $25.00 | 11/1/2011 7:23:53 PM |
abnvette | $25.00 | 11/2/2011 2:12:11 AM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:40:23 PM |
sb0453 | $25.00 | 11/2/2011 6:18:17 AM |
fervent-currency5 | $25.00 | 11/2/2011 7:47:35 AM |
adamnash | $25.00 | 11/2/2011 10:40:46 AM |
andycheb | $38.19 | 11/2/2011 10:56:49 AM |
journey517 | $25.00 | 11/2/2011 3:38:46 PM |
gracej | $25.00 | 11/2/2011 1:57:58 PM |
brightest-systematic-commitment | $25.00 | 11/2/2011 3:56:56 PM |
Bank42 | $25.00 | 11/2/2011 4:39:52 PM |
freesia54 | $50.00 | 11/2/2011 5:25:22 PM |
Munnie | $50.00 | 11/2/2011 7:45:55 PM |
market-maple | $25.00 | 11/2/2011 10:08:21 PM |
cnovak | $25.00 | 11/3/2011 7:09:27 AM |
ZeoInvestments | $25.00 | 11/3/2011 7:22:17 AM |
gzeo | $25.00 | 11/3/2011 7:23:49 AM |
Emgolda | $25.00 | 11/3/2011 9:37:50 AM |
britgsb | $30.00 | 11/3/2011 9:44:41 AM |
intelligent-repayment8 | $1,000.00 | 11/3/2011 9:47:30 AM |
YLlama | $25.00 | 11/3/2011 10:02:27 AM |
whistledicksmith | $25.00 | 11/3/2011 9:16:35 AM |
enterprising-integrity | $50.00 | 11/3/2011 10:07:22 AM |
cablenews | $100.00 | 11/3/2011 9:23:01 AM |
texrob20 | $25.00 | 11/3/2011 10:11:58 AM |
L-vex | $25.00 | 11/3/2011 10:16:15 AM |
JazzFranchise | $25.00 | 11/3/2011 9:32:18 AM |
lounges | $40.00 | 11/3/2011 9:38:04 AM |
NoCal | $25.00 | 11/3/2011 9:37:33 AM |
ZeLonewolf | $25.00 | 11/3/2011 9:48:35 AM |
Mantis75 | $25.00 | 11/3/2011 9:49:14 AM |
jt530 | $25.00 | 11/3/2011 10:01:51 AM |
riskreward | $250.00 | 11/3/2011 10:04:17 AM |
integrity-saver | $50.00 | 11/3/2011 10:48:23 AM |
acropiloterau2002 | $25.00 | 11/3/2011 10:11:34 AM |
a-truth-upholder | $25.00 | 11/3/2011 10:17:45 AM |
rockytop | $50.00 | 11/3/2011 10:22:32 AM |
unequaled-loyalty7 | $25.00 | 11/3/2011 10:38:11 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:38 AM |
ski bum | $100.00 | 11/3/2011 10:43:48 AM |
vicumn | $25.00 | 11/3/2011 11:14:39 AM |
credible-durability | $25.00 | 11/3/2011 10:46:53 AM |
market-solstice2 | $25.00 | 11/3/2011 11:15:52 AM |
Zoomie | $25.00 | 11/3/2011 10:57:25 AM |
nickel-ferret | $50.00 | 11/3/2011 11:13:18 AM |
toblerone | $25.00 | 11/3/2011 11:16:54 AM |
ms48105 | $25.00 | 11/3/2011 11:27:49 AM |
lrr34 | $25.00 | 11/3/2011 11:39:21 AM |
Chutney | $25.00 | 11/3/2011 11:42:29 AM |
TheBestDad | $25.00 | 11/3/2011 1:15:00 PM |
rulender | $25.00 | 11/3/2011 1:46:05 PM |
new-gold-wrangler | $2,000.00 | 11/3/2011 2:36:00 PM |
cantsavenuf | $25.00 | 11/3/2011 12:31:18 PM |
beer-gardener | $100.00 | 11/3/2011 12:58:25 PM |
larrybird | $2,000.00 | 11/3/2011 1:56:09 PM |
damage | $25.00 | 11/3/2011 5:09:36 PM |
Harry | $50.00 | 11/3/2011 2:59:52 PM |
efficient-marketplace | $25.00 | 11/3/2011 3:21:16 PM |
CornerKetch | $25.00 | 11/3/2011 5:55:40 PM |
credit-high-five8 | $25.00 | 11/3/2011 6:19:12 PM |
bndlending2u | $25.00 | 11/3/2011 5:10:41 PM |
rangers94 | $25.00 | 11/3/2011 5:14:12 PM |
causr08 | $25.00 | 11/3/2011 5:18:42 PM |
discrete-basis1 | $75.00 | 11/3/2011 5:22:54 PM |
Philolend | $25.00 | 11/3/2011 5:33:54 PM |
best-deal-banker | $50.00 | 11/3/2011 5:37:08 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:16:28 PM |
tamcho | $28.76 | 11/3/2011 5:47:36 PM |
preeminant-dough9 | $25.00 | 11/3/2011 5:50:59 PM |
selvamfinance | $25.00 | 11/3/2011 5:54:57 PM |
SerG_PunK | $25.00 | 11/3/2011 6:06:45 PM |
bouvierchamp | $25.00 | 11/3/2011 9:07:50 PM |
buukyak | $25.00 | 11/3/2011 7:03:13 PM |
BobRand | $25.00 | 11/3/2011 7:10:58 PM |
PA2LA | $25.00 | 11/3/2011 7:42:54 PM |
paladin510 | $25.00 | 11/3/2011 9:18:29 PM |
benjamin67 | $33.00 | 11/4/2011 6:17:58 AM |
x27 | $25.00 | 11/3/2011 10:27:22 PM |
Prairie-MN | $30.00 | 11/4/2011 4:22:18 AM |
silver-armada | $50.00 | 11/4/2011 4:18:57 AM |
orange-dollar-guild | $25.00 | 11/4/2011 7:42:52 AM |
devin57 | $25.00 | 11/4/2011 6:34:55 AM |
enchanted-reward3 | $75.00 | 11/4/2011 7:45:40 AM |
LenderByDay | $25.00 | 11/4/2011 8:04:14 AM |
chibear34 | $6.31 | 11/4/2011 8:17:21 AM |
271 Investments
|
Borrower Payment Dependent Notes Series
536162
This series of Notes was issued and sold upon the funding of the borrower loan #55696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $198.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 3m |
Amount delinquent:
| $203 |
Total credit lines:
| 16 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $108 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| dinero-baton2 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Loan
Purpose of loan: Car
This loan will be used to...Pay for a 2005 Nissan Maxima
My financial situation:
I am a good candidate for this loan because..After my Bancruptcy that is currently discharged i have no debt and I'm attempting to rebuild my credit and buy a house in the next couple of years.
Monthly net income: $2,840.00
Monthly expenses: $
Housing: $ 600.0
Insurance: $ 150.0
Car expenses: $
Utilities: $ 175
Phone, cable, internet: $ 98
Food, entertainment: $ 100
Clothing, household expenses: $ 250
Credit cards and other loans: $ 50.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prohelper | $25.00 | 10/29/2011 12:07:07 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:22 PM |
coin-investor | $25.00 | 10/29/2011 1:23:54 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:37 PM |
skuba | $50.00 | 10/30/2011 6:43:01 AM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:20 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:14 PM |
jonmars | $25.00 | 10/30/2011 4:38:56 PM |
dime-sprout | $25.00 | 10/31/2011 6:40:53 AM |
riskreward | $250.00 | 10/31/2011 9:11:14 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:40 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:37 PM |
wtrboy | $25.00 | 10/31/2011 10:23:17 PM |
cablenews | $100.00 | 11/1/2011 10:58:58 AM |
income-buffalo1 | $100.00 | 11/1/2011 5:13:16 PM |
Kaj | $25.00 | 11/1/2011 5:32:49 PM |
6moonbeams | $25.00 | 11/1/2011 6:11:51 PM |
Tai | $50.00 | 11/1/2011 5:36:35 PM |
VAMUSIC | $50.00 | 11/1/2011 5:44:04 PM |
rs999 | $25.00 | 11/1/2011 6:00:34 PM |
JTHarris | $25.00 | 11/1/2011 7:26:27 PM |
TheGeek | $25.00 | 11/1/2011 8:37:14 PM |
jsak74 | $25.00 | 11/1/2011 9:04:42 PM |
bold-worth-vinyl | $36.86 | 11/2/2011 4:33:18 AM |
Viamin | $25.00 | 11/1/2011 11:07:40 PM |
Rivervale_Westwood | $25.00 | 11/2/2011 4:53:33 AM |
agreement-guild | $50.00 | 11/2/2011 5:25:18 AM |
managedfund | $1,500.00 | 11/2/2011 6:19:06 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:19 AM |
Eagledrop | $25.00 | 11/2/2011 7:25:19 AM |
social-zebra | $30.00 | 11/2/2011 8:32:48 AM |
nestegg4e | $25.00 | 11/2/2011 7:27:42 AM |
IslandParadise | $30.00 | 11/2/2011 8:03:20 AM |
J_Galt | $25.00 | 11/2/2011 9:45:03 AM |
Investor_DP | $100.00 | 11/2/2011 9:22:21 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:36 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:45 AM |
forthright-dedication | $50.00 | 11/2/2011 11:12:57 AM |
adamnash | $25.00 | 11/2/2011 10:40:46 AM |
ursus | $50.00 | 11/2/2011 11:18:03 AM |
figs4u2 | $100.00 | 10/29/2011 12:13:06 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:17 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:23 PM |
zippy-interest | $25.00 | 10/30/2011 8:06:02 AM |
credit-maple5 | $100.00 | 10/30/2011 8:29:47 AM |
real-return | $25.00 | 10/30/2011 4:41:48 PM |
ToweringDan | $25.00 | 10/30/2011 8:07:09 PM |
AEV | $50.00 | 10/30/2011 10:40:24 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:16 AM |
mike_banker | $100.00 | 10/31/2011 9:35:28 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:34 AM |
resolute-justice413 | $100.00 | 11/1/2011 6:03:59 AM |
Kijib | $25.00 | 11/1/2011 2:45:54 PM |
a2190b | $25.00 | 11/1/2011 5:05:46 PM |
ersheido | $35.00 | 11/1/2011 5:05:53 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:30 PM |
enterprising-integrity | $50.00 | 11/1/2011 5:34:42 PM |
market-assembler | $25.00 | 11/1/2011 7:03:54 PM |
the-dollar-topper | $150.00 | 11/1/2011 6:28:44 PM |
Brisket_Bob | $25.00 | 11/1/2011 6:31:22 PM |
Zoomie | $25.00 | 11/1/2011 7:01:57 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:17 PM |
wwwUniversal | $25.00 | 11/1/2011 7:12:39 PM |
evnagelist | $25.00 | 11/1/2011 7:15:56 PM |
jazzlender | $50.00 | 11/1/2011 7:26:40 PM |
integrity-starter | $25.00 | 11/1/2011 9:46:09 PM |
dynamic-platinum | $25.00 | 11/2/2011 4:48:56 AM |
mketelecom | $25.00 | 11/2/2011 5:28:31 AM |
organized-payment6 | $50.00 | 11/2/2011 6:08:05 AM |
heavenly-treasure542 | $25.00 | 11/2/2011 4:24:56 AM |
festeringsnot | $25.00 | 11/2/2011 4:45:31 AM |
brutusbone | $25.00 | 11/2/2011 6:47:58 AM |
active-market | $47.00 | 11/2/2011 5:23:34 AM |
power-cell | $35.00 | 11/2/2011 7:29:01 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:44 AM |
the-transaction-stronghold | $25.00 | 11/2/2011 9:33:10 AM |
justice-circuitry0 | $25.00 | 11/2/2011 9:25:40 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:59 AM |
britgsb | $30.00 | 11/2/2011 10:28:32 AM |
melodious-fairness | $25.00 | 11/2/2011 9:52:18 AM |
SolarMoonshine | $25.00 | 11/2/2011 9:59:48 AM |
wise-silver-wonder | $25.00 | 11/2/2011 10:01:50 AM |
andycheb | $25.00 | 11/2/2011 10:56:50 AM |
Gr8Deal | $50.00 | 11/2/2011 11:14:22 AM |
life-is-great | $25.00 | 11/2/2011 10:44:34 AM |
ttnk62918 | $25.00 | 11/2/2011 10:47:51 AM |
86 Investments
|
Borrower Payment Dependent Notes Series
536178
This series of Notes was issued and sold upon the funding of the borrower loan #55645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Oct-29-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $237.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,211 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exec748 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ACT Eegineering
Purpose of loan:
This loan will be used to...purchase equipment
My financial situation:
I am a good candidate for this loan because...i pay my bills on time. I have been in business for 6plus years. I have a good accounts receivable from automotive companies that are due in about a month.
Monthly net income: $1800.00
Monthly expenses: $1026.00
Housing: $465.00
Insurance: $150.00
Car expenses: $0
Utilities: $210.00
Phone, cable, internet: $101.00
Food, entertainment: $450.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prohelper | $25.00 | 10/29/2011 12:07:08 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:23 PM |
treasure-bliss | $25.00 | 10/29/2011 12:56:59 PM |
scrappy-diversification7 | $2,000.00 | 10/29/2011 1:11:09 PM |
ultimate-peace | $150.00 | 10/29/2011 12:03:08 PM |
well-rounded-payout0 | $50.00 | 10/29/2011 12:28:24 PM |
heavenly-interest9 | $200.00 | 10/29/2011 1:18:40 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
536204
This series of Notes was issued and sold upon the funding of the borrower loan #55661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-29-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $299.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1981 |
Debt/Income ratio:
| 25% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,454 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| choklit_lady |
Borrower's state:
| Texas |
Borrower's group:
| HARD MONEY LOANS |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2009)
720-739
(Aug-2009)
720-739
(Jul-2009)
720-739
(Nov-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 28 | | |
Description
Hospital bills and house taxes
Purpose of loan:
This loan will be used to pay remaining hospital bills, property taxes and some small bills.
My financial situation:
I am a good candidate for this loan because my first Prosper loan was for $9000 and I paid it off six months early. I have also been rebuilding my credit since 2005 and have no delinquencies. I have had a number of health issues this year which resulted in big hospital bills even though I have insurance. I'm almost done paying them but my house taxes are due soon. My significant other and his fourteen year old son are also in the household. He contributes $1300 to the monthly net income.
Monthly net income: $ 6284
Monthly expenses: $ 6057
Housing: $ 932.00
Insurance: $ 288
Car expenses: $ 782
Utilities: $ 400
Phone, cable, internet: $ 410
Food, entertainment: $ 800
Clothing, household expenses: $ 350
Credit cards and other loans: $ 2095
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Weaverville | $25.00 | 10/29/2011 12:09:28 PM |
MoneyForNothing | $28.22 | 10/29/2011 12:05:07 PM |
LittleMingo | $25.00 | 10/29/2011 12:13:29 PM |
prohelper | $25.00 | 10/29/2011 12:07:09 PM |
LeReve | $38.00 | 10/29/2011 12:47:32 PM |
rolltide09 | $25.00 | 10/29/2011 12:24:07 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:24 PM |
wise-deal-panda | $200.00 | 10/29/2011 12:46:34 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:54 PM |
coin-investor | $25.00 | 10/29/2011 1:23:55 PM |
green-successful-note | $27.79 | 10/29/2011 2:58:50 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:37 PM |
Dusigrosz | $100.00 | 10/29/2011 1:56:40 PM |
nex | $25.00 | 10/29/2011 4:13:03 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:25 PM |
Bank_Of_XL | $25.00 | 10/29/2011 5:07:55 PM |
marwadi-62 | $300.00 | 10/29/2011 6:11:06 PM |
listing-vista | $50.00 | 10/29/2011 4:40:14 PM |
Mikale360 | $25.00 | 10/29/2011 5:19:48 PM |
Kame | $25.00 | 10/29/2011 6:23:49 PM |
return-marsupial3 | $25.00 | 10/29/2011 6:45:00 PM |
silvercertificate | $25.00 | 10/29/2011 7:14:56 PM |
lrr34 | $25.00 | 10/29/2011 7:45:34 PM |
icanhasloanz | $100.00 | 10/30/2011 3:08:42 AM |
thankful-nickel2 | $50.00 | 10/30/2011 5:24:56 AM |
hopeful-point | $25.00 | 10/29/2011 9:10:34 PM |
brondero | $100.00 | 10/29/2011 9:49:35 PM |
zippy-interest | $25.00 | 10/30/2011 8:06:02 AM |
exchange-upholder0 | $25.00 | 10/30/2011 6:00:52 AM |
intrepid-repayment1 | $50.00 | 10/30/2011 11:02:07 AM |
credit-wheel7 | $25.00 | 10/30/2011 7:33:47 AM |
CapitalismRocks | $25.00 | 10/30/2011 12:41:53 PM |
kind-charming-value | $1,000.00 | 10/30/2011 10:06:04 AM |
SecondChanceLendingSERV | $25.00 | 10/30/2011 1:07:49 PM |
Lo0se_mo0se | $25.00 | 10/30/2011 11:23:49 AM |
PaulW | $40.00 | 10/30/2011 12:29:06 PM |
welshcat | $66.92 | 10/30/2011 12:35:54 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:14 PM |
Tscheddar | $25.00 | 10/30/2011 6:52:13 PM |
NoMoreDebt4Me | $25.00 | 10/30/2011 8:44:04 PM |
worldly-investment333 | $25.00 | 10/30/2011 9:10:20 PM |
attractive-rate | $25.00 | 10/31/2011 2:59:05 AM |
five-star-order1 | $50.00 | 10/30/2011 10:01:13 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:03 PM |
GTMoneyMan | $25.00 | 10/31/2011 5:26:52 AM |
Scotcha | $50.00 | 10/31/2011 5:51:21 AM |
gillijr1001 | $25.00 | 10/31/2011 7:19:36 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:58 AM |
Preteur | $25.00 | 10/31/2011 6:39:05 AM |
djmgd790 | $47.00 | 10/31/2011 6:41:32 AM |
bzlbub | $25.00 | 10/31/2011 7:35:35 AM |
special-responsibility | $25.00 | 10/31/2011 7:49:25 AM |
turbobrat | $25.00 | 10/31/2011 8:25:31 AM |
helpinghand63 | $25.00 | 10/31/2011 9:20:59 AM |
fascinating-generosity3 | $51.35 | 10/31/2011 9:09:07 AM |
exciting-responsibility3 | $25.00 | 10/31/2011 9:36:09 AM |
partyplan | $26.00 | 10/31/2011 9:31:20 AM |
forthright-trade | $25.00 | 10/31/2011 9:43:02 AM |
lendstats_com | $200.00 | 10/31/2011 9:54:26 AM |
87Marc | $25.00 | 10/31/2011 10:19:13 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:13 AM |
john0720 | $25.00 | 10/31/2011 12:29:43 PM |
bnlforever | $50.00 | 10/31/2011 11:39:52 AM |
HammerSmith | $25.00 | 10/31/2011 2:34:16 PM |
Bill88 | $25.00 | 10/31/2011 2:36:21 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:37 PM |
nri22 | $50.00 | 10/31/2011 6:05:03 PM |
pghtiny | $25.00 | 10/31/2011 4:45:40 PM |
industrious-transparency6 | $25.00 | 10/31/2011 6:57:34 PM |
investment-comet | $25.00 | 10/31/2011 7:29:12 PM |
GetItRight | $25.00 | 10/31/2011 6:28:30 PM |
Greenbak | $25.00 | 10/31/2011 6:58:47 PM |
CoolPlexer | $25.00 | 10/31/2011 9:16:43 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:10 PM |
Moe87 | $25.00 | 11/1/2011 3:26:58 AM |
divedude | $25.00 | 10/31/2011 11:58:00 PM |
indomitable-dedication | $25.00 | 11/1/2011 12:47:39 AM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:10 PM |
kindness-jedi | $25.00 | 11/1/2011 4:15:44 AM |
True-Patriot | $25.00 | 10/31/2011 9:28:06 PM |
new-social-economist | $60.00 | 11/1/2011 12:27:36 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:35 AM |
Easystreet | $25.00 | 11/1/2011 2:41:58 AM |
gss_000 | $25.00 | 11/1/2011 5:32:49 AM |
ideal-platinum1 | $25.00 | 11/1/2011 4:29:06 AM |
MoneyBadger | $50.00 | 11/1/2011 6:48:40 AM |
YosemiteSam | $25.00 | 11/1/2011 7:05:43 AM |
Located | $45.79 | 11/1/2011 7:19:18 AM |
bluehen00 | $25.00 | 11/1/2011 7:37:34 AM |
systematic-fairness | $25.00 | 11/1/2011 8:02:28 AM |
digitaldan | $30.00 | 11/1/2011 7:33:14 AM |
social-zebra | $30.00 | 11/1/2011 7:14:50 AM |
draggon77 | $25.00 | 11/1/2011 8:08:27 AM |
ronin4sale | $25.00 | 11/1/2011 7:24:25 AM |
Urban-MBA | $25.00 | 11/1/2011 7:40:27 AM |
mlj0671 | $25.00 | 11/1/2011 7:55:37 AM |
first-serene-credit | $20.00 | 11/1/2011 8:33:51 AM |
Kash2010lu | $30.00 | 10/29/2011 12:13:20 PM |
Investoman | $35.00 | 10/29/2011 12:06:22 PM |
Comoparklender | $25.00 | 10/29/2011 12:35:35 PM |
figs4u2 | $100.00 | 10/29/2011 12:13:06 PM |
important-openness1 | $100.00 | 10/29/2011 12:59:46 PM |
orange-preeminant-bill | $25.00 | 10/29/2011 1:22:25 PM |
reward-adventure | $28.00 | 10/29/2011 1:09:51 PM |
treasure-bliss | $25.00 | 10/29/2011 12:56:59 PM |
genius520 | $50.00 | 10/29/2011 1:16:38 PM |
magnitude787 | $30.00 | 10/29/2011 3:57:48 PM |
real-return | $25.00 | 10/29/2011 1:42:16 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:18 PM |
Vreet | $50.00 | 10/29/2011 2:44:14 PM |
return-grizzly | $100.00 | 10/29/2011 4:47:20 PM |
AndChicksforFree | $25.00 | 10/29/2011 5:27:40 PM |
rascal867 | $25.00 | 10/29/2011 4:34:13 PM |
payout-bridge | $25.00 | 10/29/2011 6:25:45 PM |
fervent-repayment | $50.00 | 10/29/2011 5:38:03 PM |
TeaHouseFinance | $30.00 | 10/29/2011 7:11:58 PM |
truth-umbrella3 | $25.00 | 10/29/2011 5:25:12 PM |
superstar449 | $29.53 | 10/29/2011 7:24:14 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:29 PM |
Mailmon | $25.00 | 10/29/2011 9:31:40 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:27 PM |
MissionMicroFinance | $25.00 | 10/30/2011 4:34:13 AM |
rupee-artisan | $25.00 | 10/30/2011 5:04:53 AM |
massuot | $25.00 | 10/30/2011 3:37:38 AM |
Feyenoord | $30.00 | 10/29/2011 11:00:06 PM |
mighty-payout1 | $25.00 | 10/30/2011 11:01:34 AM |
principal-lion | $25.00 | 10/30/2011 10:24:24 AM |
WakkaWakkaWakka | $46.24 | 10/30/2011 11:35:12 AM |
sflash | $25.00 | 10/30/2011 2:08:40 PM |
kellyp255 | $25.00 | 10/30/2011 2:22:27 PM |
tranquil-revenue | $25.00 | 10/30/2011 3:29:23 PM |
labourclass | $25.00 | 10/30/2011 1:01:38 PM |
platinum-cargo | $25.48 | 10/30/2011 2:17:49 PM |
nickel-position | $25.00 | 10/30/2011 7:32:07 PM |
credit-coach118 | $40.37 | 10/30/2011 4:27:11 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:23 PM |
moola-cell3 | $45.00 | 10/30/2011 7:57:49 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:28 PM |
frogperson | $281.41 | 10/30/2011 9:25:51 PM |
GElender | $40.00 | 10/31/2011 5:59:04 AM |
aurorafinancial | $25.00 | 10/31/2011 6:13:40 AM |
invisible_hand | $25.00 | 10/31/2011 6:15:49 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:54 AM |
economy-coup | $50.00 | 10/31/2011 12:30:25 AM |
selfmademan | $61.79 | 10/31/2011 6:46:30 AM |
sjo1984111 | $25.00 | 10/31/2011 4:36:37 AM |
financial-frenzy | $50.00 | 10/31/2011 6:14:01 AM |
suave-dime6 | $25.00 | 10/31/2011 6:20:43 AM |
Ranger_Investments | $25.00 | 10/31/2011 8:02:23 AM |
chameleon125 | $25.00 | 10/31/2011 7:06:45 AM |
worldly-income2 | $30.00 | 10/31/2011 8:15:53 AM |
chestnut4 | $25.00 | 10/31/2011 9:26:51 AM |
SweatyBalls | $25.00 | 10/31/2011 8:01:59 AM |
DadWarbucks | $40.00 | 10/31/2011 8:39:26 AM |
asmithj | $25.00 | 10/31/2011 9:00:32 AM |
mike_banker | $100.00 | 10/31/2011 9:35:28 AM |
agalt | $100.00 | 10/31/2011 8:21:41 AM |
mydogissocute | $25.00 | 10/31/2011 10:00:22 AM |
Live-Free-or-Die | $235.56 | 10/31/2011 10:10:38 AM |
social-cocktail1 | $200.00 | 10/31/2011 9:40:33 AM |
jcw3rd | $25.00 | 10/31/2011 10:01:50 AM |
Bekim | $26.00 | 10/31/2011 9:40:26 AM |
competitor119 | $25.00 | 10/31/2011 11:22:40 AM |
logical-loyalty0 | $25.00 | 10/31/2011 11:09:52 AM |
texrob20 | $25.00 | 10/31/2011 10:18:04 AM |
bid-stockpiler1 | $100.00 | 10/31/2011 11:22:18 AM |
irrelevant | $25.00 | 10/31/2011 2:05:09 PM |
tidy-generosity | $25.00 | 10/31/2011 1:14:42 PM |
jpaulnyc | $25.00 | 10/31/2011 4:46:51 PM |
bradny | $25.00 | 10/31/2011 12:37:48 PM |
ZeLonewolf | $25.00 | 10/31/2011 5:10:12 PM |
6moonbeams | $25.00 | 10/31/2011 1:56:52 PM |
Liam227 | $37.27 | 10/31/2011 2:53:28 PM |
sensible-fund | $25.00 | 10/31/2011 3:44:02 PM |
loss-of-control | $125.00 | 10/31/2011 6:10:03 PM |
evan | $25.00 | 10/31/2011 7:25:45 PM |
shawnw2 | $100.00 | 10/31/2011 6:07:06 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:17 AM |
compassion-artisan9 | $25.00 | 10/31/2011 9:46:56 PM |
phchristensen | $50.00 | 10/31/2011 11:53:24 PM |
treasure-atmosphere | $25.00 | 11/1/2011 4:16:25 AM |
skillful-asset5 | $30.00 | 11/1/2011 4:30:57 AM |
inventive-exchange | $25.00 | 11/1/2011 4:36:26 AM |
please-repay | $100.00 | 11/1/2011 4:38:48 AM |
currency-trophy | $25.00 | 11/1/2011 4:55:05 AM |
Pasagam | $50.00 | 11/1/2011 5:20:41 AM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:22 AM |
IIP77 | $25.00 | 11/1/2011 2:19:03 AM |
songbird98 | $25.00 | 11/1/2011 6:03:04 AM |
friendly-principal76 | $25.00 | 11/1/2011 6:22:08 AM |
organic-order | $25.00 | 11/1/2011 5:22:57 AM |
greenback-loyalist8 | $27.04 | 11/1/2011 6:37:50 AM |
PittsburghMark | $25.00 | 11/1/2011 4:38:01 AM |
Bob450 | $30.00 | 11/1/2011 7:07:28 AM |
Christophe | $25.00 | 11/1/2011 7:21:38 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:50 AM |
auction-turtle0 | $25.00 | 11/1/2011 6:49:07 AM |
red-enthralling-justice | $25.00 | 11/1/2011 7:00:23 AM |
helpful-listing | $25.00 | 11/1/2011 5:58:08 AM |
Fire2 | $25.03 | 11/1/2011 7:10:53 AM |
AUSTIN_PLUMB | $25.00 | 11/1/2011 7:27:09 AM |
owhite2000 | $50.00 | 11/1/2011 6:36:53 AM |
elfincove | $25.00 | 11/1/2011 7:14:19 AM |
baker31 | $36.88 | 11/1/2011 7:15:33 AM |
wise-silver-wonder | $25.00 | 11/1/2011 7:20:17 AM |
plane450 | $30.00 | 11/1/2011 8:08:38 AM |
revenue-associate | $30.00 | 11/1/2011 7:41:06 AM |
genuine-money | $100.00 | 11/1/2011 7:43:22 AM |
astro128 | $32.06 | 11/1/2011 7:48:04 AM |
transparency-universe8 | $25.00 | 11/1/2011 7:49:24 AM |
SubmergedPilot | $25.00 | 11/1/2011 8:16:44 AM |
openness-prospector | $25.00 | 11/1/2011 7:51:29 AM |
212 Investments
|
Borrower Payment Dependent Notes Series
536206
This series of Notes was issued and sold upon the funding of the borrower loan #55636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $180.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,695 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| transparency-supporter |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
|
Principal balance:
| $1,634.35 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
I'm moving out
Purpose of loan:
This loan will be used to pay off other debt as well as provide me with extra funds as I move out of my parent's home.
My financial situation:
I am a good candidate for this loan because I have excellent credit, I have never missed a payment on any account, I pay more than the required payment each month and I have held down a job consecutively for the past 10 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $1,000.00 | 10/30/2011 12:40:44 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:22 PM |
Pebbles-Lending | $25.00 | 10/30/2011 12:16:31 PM |
antlr | $50.00 | 10/30/2011 2:38:35 PM |
figs4u2 | $100.00 | 10/30/2011 12:40:20 PM |
Zoramite | $25.00 | 10/30/2011 1:27:36 PM |
influential-benjamins0 | $100.00 | 10/30/2011 1:03:28 PM |
susurrus | $25.00 | 10/30/2011 1:16:20 PM |
Tscheddar | $25.00 | 10/30/2011 6:53:22 PM |
bb575 | $50.00 | 10/30/2011 7:45:26 PM |
ToweringDan | $25.00 | 10/30/2011 8:04:23 PM |
wampum-chorus3 | $25.00 | 10/30/2011 4:50:26 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:04 PM |
basejump0 | $25.00 | 10/31/2011 4:36:40 AM |
flexiboy35 | $25.00 | 10/30/2011 11:06:21 PM |
hidavehi | $33.00 | 10/31/2011 4:21:11 AM |
money-surge1 | $25.00 | 10/31/2011 6:01:17 AM |
blue-useful-auction | $25.00 | 10/31/2011 6:41:11 AM |
riskreward | $250.00 | 10/31/2011 9:11:16 AM |
gentle-gain235 | $50.00 | 10/31/2011 7:47:19 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:18 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:45 AM |
DadWarbucks | $40.00 | 10/31/2011 8:39:27 AM |
mcilwaaj12 | $50.00 | 10/31/2011 9:38:57 AM |
thankful-nickel2 | $25.00 | 10/31/2011 12:02:32 PM |
ChoiceInvestments | $32.69 | 10/31/2011 1:37:01 PM |
supernova719 | $50.00 | 10/31/2011 2:29:49 PM |
Spaceman838 | $50.00 | 10/31/2011 4:44:25 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:39 PM |
greenwell | $100.00 | 10/31/2011 5:33:03 PM |
rolltide09 | $25.00 | 10/31/2011 5:24:42 PM |
greenback-museum | $25.00 | 10/31/2011 6:14:33 PM |
rmachi | $25.00 | 10/31/2011 6:23:19 PM |
heerzaquestion | $50.00 | 10/31/2011 7:35:09 PM |
compassion-artisan9 | $25.00 | 10/31/2011 9:35:13 PM |
Ripsaw4U | $50.00 | 11/1/2011 2:35:46 AM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:00:12 PM |
transparency-universe8 | $25.00 | 11/1/2011 4:36:07 AM |
q4golf | $25.00 | 11/1/2011 3:48:15 AM |
Brisket_Bob | $77.85 | 11/1/2011 4:47:27 AM |
fantastic-leverage6 | $25.00 | 10/31/2011 10:25:54 PM |
innocent-liberty6 | $50.00 | 11/1/2011 4:59:35 AM |
asset-cougar0 | $25.00 | 11/1/2011 4:59:46 AM |
resolute-justice413 | $128.26 | 11/1/2011 5:19:08 AM |
accountableone | $100.00 | 11/1/2011 4:21:26 AM |
5kids5 | $66.76 | 11/1/2011 4:34:42 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:37 AM |
HVAC-Tech | $36.47 | 11/1/2011 4:42:53 AM |
ivy-league-MBA | $25.00 | 10/30/2011 1:24:13 PM |
green-trade-dolphin2 | $36.19 | 10/30/2011 12:02:15 PM |
progressive-economy261 | $400.00 | 10/30/2011 12:30:10 PM |
whitegold24k | $100.00 | 10/30/2011 12:09:49 PM |
Robert99 | $25.00 | 10/30/2011 12:59:21 PM |
credit-coach118 | $45.17 | 10/30/2011 4:12:09 PM |
responsibility-butterfly | $25.00 | 10/30/2011 1:08:33 PM |
LiveNow | $25.00 | 10/30/2011 1:23:11 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:17 PM |
compassionate-asset8 | $25.00 | 10/30/2011 5:59:15 PM |
Feyenoord | $30.00 | 10/30/2011 8:48:30 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:31 PM |
OldManP | $25.00 | 10/30/2011 9:42:02 PM |
tiger1818 | $25.00 | 10/31/2011 4:50:25 AM |
Preteur | $25.00 | 10/31/2011 6:37:58 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:56 AM |
gojackgo | $50.00 | 10/31/2011 8:22:39 AM |
porter22 | $25.00 | 10/31/2011 8:29:34 AM |
mike_banker | $100.00 | 10/31/2011 9:35:29 AM |
paladin847 | $50.00 | 10/31/2011 10:28:07 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:59 AM |
nycfinance | $25.00 | 10/31/2011 11:29:59 AM |
djh47a | $25.00 | 10/31/2011 10:35:04 AM |
BigMac1953 | $25.00 | 10/31/2011 11:54:56 AM |
john0720 | $25.00 | 10/31/2011 12:29:44 PM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:42 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:36 AM |
kleinbrak | $25.00 | 10/31/2011 2:33:22 PM |
Mailmon | $50.00 | 10/31/2011 2:26:59 PM |
Astyanax | $90.00 | 10/31/2011 3:50:03 PM |
caring-hope2 | $100.00 | 10/31/2011 4:32:56 PM |
Littlepeng | $25.00 | 10/31/2011 8:19:08 PM |
prainvestment | $50.00 | 10/31/2011 7:12:39 PM |
upright-velocity1 | $25.00 | 10/31/2011 5:33:55 PM |
Zoomie | $25.00 | 10/31/2011 9:03:12 PM |
wtrboy | $25.00 | 10/31/2011 10:23:19 PM |
houli123 | $57.61 | 10/31/2011 8:10:04 PM |
nri22 | $50.00 | 10/31/2011 6:07:36 PM |
Reddy_Capital | $36.00 | 10/31/2011 10:01:11 PM |
McChan | $25.00 | 10/31/2011 8:33:31 PM |
misit | $25.00 | 10/31/2011 8:45:26 PM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:05 AM |
YellowJacket | $25.00 | 10/31/2011 10:29:15 PM |
rockerZ71 | $25.00 | 11/1/2011 3:37:00 AM |
Trigger | $50.00 | 11/1/2011 4:56:03 AM |
coolgenner | $50.00 | 11/1/2011 5:04:33 AM |
gold-fluffy-bunny4 | $40.00 | 11/1/2011 4:45:33 AM |
95 Investments
|
Borrower Payment Dependent Notes Series
536210
This series of Notes was issued and sold upon the funding of the borrower loan #55589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-30-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 21% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
9 | Length of status: | 0y 5m |
Amount delinquent:
| $6,931 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,167 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Pepper43 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2009)
640-659
(Nov-2007)
|
Principal balance:
| $363.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Credit Card Pay-Offs
Purpose of loan:
This loan will be used to...Pay Off some credit cards before Christmas
My financial situation: Good
I am a good candidate for this loan because... I have paid off one loan and almost another through the Prosper network.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 10/29/2011 12:02:08 PM |
ultimate-peace | $25.00 | 10/29/2011 12:03:41 PM |
fcrick | $25.00 | 10/29/2011 12:03:01 PM |
well-rounded-payout0 | $50.00 | 10/29/2011 12:28:25 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:54 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:30 PM |
amlu1988 | $25.00 | 10/29/2011 3:07:57 PM |
money-fort | $25.00 | 10/29/2011 3:52:54 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:57 PM |
NekHoldings | $25.00 | 10/29/2011 5:08:54 PM |
nex | $25.00 | 10/29/2011 4:13:03 PM |
FarmersBank | $71.61 | 10/29/2011 6:08:30 PM |
Mikale360 | $25.00 | 10/29/2011 5:16:21 PM |
well-mannered-income3 | $50.00 | 10/29/2011 5:37:37 PM |
MilitaryLending | $100.02 | 10/29/2011 7:15:56 PM |
Feyenoord | $30.00 | 10/29/2011 11:00:49 PM |
SolarMoonshine | $25.00 | 10/30/2011 4:36:16 AM |
high_flyer | $200.00 | 10/30/2011 7:19:11 AM |
SLN-10 | $25.00 | 10/30/2011 5:23:55 AM |
papaloha | $100.00 | 10/30/2011 9:44:06 AM |
debt-legend | $25.00 | 10/30/2011 10:31:12 AM |
irrelevant | $25.00 | 10/30/2011 10:05:11 AM |
Kyileo | $25.00 | 10/30/2011 10:31:20 AM |
intrepid-repayment1 | $50.00 | 10/30/2011 11:00:46 AM |
MoneyForNothing | $31.37 | 10/29/2011 12:07:03 PM |
seadrg | $25.00 | 10/29/2011 12:30:38 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:25 PM |
wise-deal-panda | $200.00 | 10/29/2011 12:46:34 PM |
RMI_Babylon | $25.00 | 10/29/2011 1:21:03 PM |
brightest-organized-balance | $25.00 | 10/29/2011 2:03:46 PM |
pembull | $50.00 | 10/29/2011 1:51:27 PM |
poisson17 | $25.00 | 10/29/2011 3:05:12 PM |
trumpeter5 | $50.00 | 10/29/2011 2:13:34 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:44 PM |
sweety075 | $25.00 | 10/29/2011 3:48:00 PM |
AndChicksforFree | $31.00 | 10/29/2011 5:21:47 PM |
vutah | $25.00 | 10/29/2011 5:23:19 PM |
platinum-boss2 | $25.00 | 10/29/2011 5:43:20 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:27 PM |
shrewd-income | $50.00 | 10/29/2011 9:31:20 PM |
real-return | $25.00 | 10/30/2011 9:23:15 AM |
The-Helper | $40.00 | 10/30/2011 8:08:41 AM |
Tizzo27 | $75.00 | 10/30/2011 9:37:29 AM |
warew | $25.00 | 10/30/2011 9:34:34 AM |
dime-sapling | $10.98 | 10/30/2011 11:14:40 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
536262
This series of Notes was issued and sold upon the funding of the borrower loan #55706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,624 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-tenacious-bonus |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Need
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 10/31/2011 5:47:11 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:51 PM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:20 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:22 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:46 AM |
miked8303 | $50.00 | 11/1/2011 8:15:31 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:30 AM |
TronMedici | $50.00 | 11/1/2011 3:41:20 PM |
cablenews | $100.00 | 11/1/2011 6:19:58 PM |
ruxpin1976 | $25.00 | 11/1/2011 6:47:20 PM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:50 AM |
managedfund | $700.00 | 11/2/2011 6:01:33 AM |
top-asset-chemistry | $25.00 | 11/2/2011 9:31:20 AM |
wwwUniversal | $25.00 | 11/2/2011 9:38:16 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:01 AM |
Mariner3605 | $25.00 | 11/2/2011 9:35:46 AM |
orange-preeminant-bill | $25.00 | 11/2/2011 11:21:57 AM |
dollardave | $50.00 | 11/2/2011 11:07:05 AM |
treasure-bliss | $25.00 | 11/2/2011 11:28:13 AM |
escharfer | $25.00 | 11/2/2011 1:08:03 PM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:31 PM |
skiberdad | $50.00 | 11/2/2011 1:00:32 PM |
icon7 | $25.00 | 11/2/2011 4:37:58 PM |
scrappy-diversification7 | $500.00 | 11/2/2011 5:46:26 PM |
power-bluebird2 | $25.00 | 11/2/2011 5:23:10 PM |
idastmerchants | $25.00 | 11/2/2011 5:40:07 PM |
SolarMoonshine | $25.00 | 10/31/2011 5:09:01 PM |
roux | $25.00 | 10/31/2011 5:28:17 PM |
heerzaquestion | $25.00 | 11/1/2011 4:55:26 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:23 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:54 AM |
diplomatic-wealth7 | $25.00 | 11/1/2011 5:17:47 PM |
dudebrah | $25.00 | 11/1/2011 4:49:38 PM |
mlj0671 | $25.00 | 11/2/2011 7:45:54 AM |
important-openness1 | $100.00 | 11/2/2011 9:27:28 AM |
thelovebug | $70.00 | 11/2/2011 9:13:45 AM |
MrBailey | $25.00 | 11/2/2011 9:53:35 AM |
social-zebra | $30.00 | 11/2/2011 10:11:42 AM |
Kaj | $25.00 | 11/2/2011 11:06:13 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:05 AM |
rs999 | $25.00 | 11/2/2011 10:44:06 AM |
the-profit-oracle | $25.00 | 11/2/2011 12:06:49 PM |
iaffy | $50.00 | 11/2/2011 2:54:47 PM |
interact | $25.00 | 11/2/2011 4:02:51 PM |
arsisi | $25.00 | 11/2/2011 5:24:53 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:09 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
536284
This series of Notes was issued and sold upon the funding of the borrower loan #55539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $177.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,440 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| appreciativesoul |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
620-639
(Mar-2008)
|
Principal balance:
| $858.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 53 | | |
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 10/31/2011 5:11:55 PM |
jamiee73 | $25.00 | 10/31/2011 5:51:47 PM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:20 PM |
pound-mushroom3 | $25.00 | 10/31/2011 6:06:22 PM |
spiritual-money299 | $50.00 | 10/31/2011 6:09:29 PM |
wise-deal-panda | $200.00 | 10/31/2011 6:11:26 PM |
responsibility-butterfly | $25.00 | 10/31/2011 5:43:35 PM |
stolirocks01 | $50.00 | 10/31/2011 6:29:54 PM |
riskreward | $250.00 | 10/31/2011 6:10:51 PM |
thankful-nickel2 | $50.00 | 10/31/2011 7:55:52 PM |
favorite-commerce | $30.00 | 10/31/2011 9:14:02 PM |
market-assembler | $25.00 | 10/31/2011 9:47:24 PM |
influential-benjamins0 | $100.00 | 10/31/2011 5:58:11 PM |
figs4u2 | $100.00 | 10/31/2011 6:15:33 PM |
MoneyForNothing | $25.01 | 11/1/2011 12:15:40 AM |
jayk63 | $25.00 | 11/1/2011 3:12:23 AM |
Moe87 | $25.00 | 11/1/2011 3:22:56 AM |
1stBankAndHal | $25.07 | 10/31/2011 7:23:26 PM |
heerzaquestion | $100.00 | 10/31/2011 7:28:26 PM |
Zoomie | $25.00 | 10/31/2011 9:03:13 PM |
Nusk | $25.00 | 10/31/2011 9:10:52 PM |
RJN | $49.46 | 11/1/2011 12:33:51 AM |
janeybooboo | $100.00 | 11/1/2011 5:52:51 AM |
golffish2 | $25.00 | 11/1/2011 3:49:42 AM |
asset-cougar0 | $25.00 | 11/1/2011 5:01:45 AM |
jc33148 | $40.38 | 11/1/2011 6:05:17 AM |
MarvintheMartian | $25.00 | 11/1/2011 5:43:41 AM |
GElender | $50.00 | 11/1/2011 5:45:02 AM |
MoneyBadger | $25.00 | 11/1/2011 6:51:59 AM |
Digs | $25.00 | 11/1/2011 7:11:26 AM |
wonder3 | $35.00 | 11/1/2011 6:05:29 AM |
mcilwaaj12 | $50.00 | 11/1/2011 7:29:58 AM |
valiant-money | $45.00 | 11/1/2011 8:08:50 AM |
vtrentster | $25.00 | 11/1/2011 7:00:10 AM |
wojo | $25.00 | 11/1/2011 5:59:18 AM |
unafraid-loan5 | $25.00 | 11/1/2011 7:33:28 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:54 AM |
thajr | $26.64 | 11/1/2011 6:48:25 AM |
fantastic-wampum1 | $100.00 | 11/1/2011 7:08:42 AM |
a-reasonable-return | $25.00 | 11/1/2011 8:07:55 AM |
Christophe | $25.00 | 11/1/2011 7:23:39 AM |
revenue-associate | $30.00 | 11/1/2011 7:42:16 AM |
thomas16882004 | $25.00 | 11/1/2011 9:26:09 AM |
first-serene-credit | $25.00 | 11/1/2011 8:30:24 AM |
accelerator96 | $25.00 | 11/1/2011 9:15:56 AM |
octoberfresh | $25.00 | 11/1/2011 9:20:01 AM |
nimble-affluence4 | $25.00 | 11/1/2011 10:00:22 AM |
CashFlow13 | $100.00 | 11/1/2011 9:22:39 AM |
ryan6853 | $25.00 | 11/1/2011 9:35:03 AM |
Investor_DP | $100.00 | 11/1/2011 9:36:27 AM |
resolute-justice413 | $100.00 | 11/1/2011 9:40:24 AM |
promise2 | $122.13 | 11/1/2011 9:35:16 AM |
victorcab | $25.00 | 11/1/2011 10:28:28 AM |
Lo0se_mo0se | $30.00 | 11/1/2011 9:45:00 AM |
brady830 | $25.00 | 11/1/2011 9:46:09 AM |
lenderRXT | $110.00 | 11/1/2011 9:48:55 AM |
Elefunt | $25.00 | 11/1/2011 9:54:40 AM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:51 PM |
prohelper | $25.00 | 10/31/2011 5:18:39 PM |
GoGalt | $50.00 | 10/31/2011 8:06:47 PM |
vutah | $25.00 | 10/31/2011 5:27:09 PM |
OldManP | $50.00 | 10/31/2011 8:28:43 PM |
truth-silo | $50.00 | 10/31/2011 5:31:45 PM |
babybrother | $50.00 | 10/31/2011 8:35:35 PM |
optionscashflow | $25.00 | 10/31/2011 9:29:27 PM |
Feyenoord | $30.00 | 10/31/2011 6:22:10 PM |
wtrboy | $25.00 | 10/31/2011 10:23:22 PM |
kindness-jedi | $25.00 | 11/1/2011 4:15:48 AM |
5kids5 | $65.00 | 11/1/2011 4:33:10 AM |
Beechturner | $40.00 | 11/1/2011 5:00:46 AM |
MoneyForNothing | $26.28 | 11/1/2011 5:35:40 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:46 AM |
FinDoc | $25.00 | 11/1/2011 6:36:05 AM |
payout-guru | $50.00 | 11/1/2011 6:21:18 AM |
Brisket_Bob | $50.00 | 11/1/2011 4:52:36 AM |
AndChicksforFree | $50.00 | 11/1/2011 7:32:24 AM |
Thunder08 | $25.00 | 11/1/2011 5:12:29 AM |
john0720 | $25.00 | 11/1/2011 7:48:57 AM |
brondero | $102.00 | 11/1/2011 6:57:58 AM |
midnight24 | $25.00 | 11/1/2011 7:01:43 AM |
Airthus | $25.00 | 11/1/2011 7:07:30 AM |
happyinvallarta | $50.00 | 11/1/2011 6:10:32 AM |
TWGCJ | $25.00 | 11/1/2011 6:18:12 AM |
moneybags16 | $25.00 | 11/1/2011 8:32:28 AM |
trustworthy-hope189 | $100.00 | 11/1/2011 6:48:24 AM |
innovator10 | $51.00 | 11/1/2011 9:03:49 AM |
elfincove | $25.00 | 11/1/2011 7:23:10 AM |
worldly-investment333 | $25.00 | 11/1/2011 8:39:27 AM |
evnagelist | $25.00 | 11/1/2011 9:04:57 AM |
fervent-repayment | $25.00 | 11/1/2011 10:00:17 AM |
6moonbeams | $25.00 | 11/1/2011 10:03:14 AM |
Leshan | $65.50 | 11/1/2011 9:36:05 AM |
marwadi-62 | $100.00 | 11/1/2011 9:36:29 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:39 AM |
sjlender | $30.00 | 11/1/2011 9:54:26 AM |
JayIsABear | $50.00 | 11/1/2011 10:06:57 AM |
credit-guard5 | $25.00 | 11/1/2011 10:27:36 AM |
seabassx | $25.00 | 11/1/2011 10:22:04 AM |
peace-cell2 | $21.53 | 11/1/2011 10:34:18 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
536292
This series of Notes was issued and sold upon the funding of the borrower loan #55724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 4m |
Amount delinquent:
| $14,815 |
Total credit lines:
| 32 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,169 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-gadget |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Prosperous Opportunity!
Purpose of loan:
This loan will be used to re-gain long term goals.
My financial situation:
Home Owner(Paid in Full), no car payment, steady income, Prosper Lender, and other solid investment income.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/30/2011 12:08:25 PM |
prohelper | $25.00 | 10/30/2011 1:03:04 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:18 PM |
riskreward | $250.00 | 10/31/2011 9:11:17 AM |
mike_banker | $100.00 | 10/31/2011 9:35:30 AM |
paladin847 | $50.00 | 10/31/2011 10:28:07 AM |
ItsJustMe79 | $25.00 | 10/31/2011 12:49:39 PM |
useful-p2ploan | $25.00 | 10/31/2011 1:28:25 PM |
supernova719 | $50.00 | 10/31/2011 2:29:49 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:40 PM |
Zoomie | $25.00 | 10/31/2011 9:03:12 PM |
market-assembler | $25.00 | 10/31/2011 9:47:23 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:38 AM |
Investor_DP | $100.00 | 11/1/2011 9:36:26 AM |
dollar-force1 | $25.00 | 11/1/2011 11:00:07 AM |
credit-maple5 | $25.00 | 11/1/2011 11:04:19 AM |
rs999 | $25.00 | 11/1/2011 10:58:08 AM |
life-is-great | $25.00 | 11/1/2011 10:53:49 AM |
orange-courageous-dedication | $25.00 | 11/1/2011 11:21:20 AM |
integrity-starter | $25.00 | 11/1/2011 9:47:29 PM |
Viamin | $25.00 | 11/1/2011 11:07:41 PM |
organized-payment6 | $50.00 | 11/2/2011 6:08:06 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:46 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:00 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:37 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:00 AM |
Gr8Deal | $50.00 | 11/2/2011 11:14:23 AM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:30 PM |
dpjd | $25.00 | 11/2/2011 3:52:01 PM |
iaffy | $50.00 | 11/2/2011 2:54:37 PM |
Sierrahh | $25.00 | 11/2/2011 4:04:47 PM |
listing-vista | $50.00 | 11/2/2011 5:15:48 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:40 PM |
melodious-fairness | $25.00 | 11/2/2011 6:29:37 PM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:50 PM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:37 AM |
money-bauble | $200.00 | 11/3/2011 4:17:46 AM |
maharaja | $25.00 | 11/3/2011 4:22:47 AM |
gjh37 | $50.00 | 11/3/2011 6:27:54 AM |
no_agenda_lender | $25.00 | 11/3/2011 6:41:13 AM |
ersheido | $35.00 | 11/3/2011 9:36:43 AM |
hopethisworks | $25.00 | 11/3/2011 9:02:17 AM |
gulch | $25.00 | 11/3/2011 9:24:56 AM |
TheGeek | $25.00 | 11/3/2011 9:40:01 AM |
compoundinterest | $50.00 | 11/3/2011 9:42:29 AM |
YLlama | $25.00 | 11/3/2011 10:02:27 AM |
genius520 | $50.00 | 11/3/2011 10:51:08 AM |
worth-blanket2 | $9,400.00 | 11/3/2011 11:04:14 AM |
wwwUniversal | $25.00 | 11/3/2011 11:34:58 AM |
figs4u2 | $100.00 | 10/30/2011 12:40:22 PM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:53 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:26 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:14 AM |
6moonbeams | $25.00 | 10/31/2011 1:56:53 PM |
competitor119 | $25.00 | 10/31/2011 11:22:41 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:42 AM |
bright-investment | $25.00 | 10/31/2011 2:05:04 PM |
zippy-interest | $25.00 | 10/31/2011 5:39:22 PM |
wtrboy | $25.00 | 10/31/2011 10:23:20 PM |
resolute-justice413 | $100.00 | 11/1/2011 6:03:59 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:52 AM |
elfincove | $25.00 | 11/1/2011 7:23:10 AM |
evnagelist | $25.00 | 11/1/2011 9:04:56 AM |
britgsb | $28.00 | 11/1/2011 9:16:48 AM |
cablenews | $100.00 | 11/1/2011 10:59:00 AM |
victorcab | $25.00 | 11/1/2011 10:28:27 AM |
rate-mogul | $50.00 | 11/1/2011 5:26:31 PM |
Kaj | $25.00 | 11/1/2011 5:32:50 PM |
heavenly-treasure542 | $25.00 | 11/2/2011 4:24:56 AM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:19 AM |
agreement-guild | $50.00 | 11/2/2011 5:25:19 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:20 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:47 AM |
rogue_monster | $50.00 | 11/2/2011 12:35:47 PM |
skiberdad | $50.00 | 11/2/2011 1:00:30 PM |
escharfer | $25.00 | 11/2/2011 1:08:02 PM |
gracej | $25.00 | 11/2/2011 1:57:59 PM |
social-pizza5 | $25.00 | 11/2/2011 2:31:12 PM |
compassion-bauble4 | $25.00 | 11/2/2011 3:56:19 PM |
diablorulz | $75.00 | 11/2/2011 4:31:01 PM |
Preteur | $25.00 | 11/2/2011 6:12:18 PM |
robust-trade | $25.00 | 11/2/2011 6:38:25 PM |
intelligent-repayment8 | $863.00 | 11/2/2011 5:54:30 PM |
wigglesworth4 | $100.00 | 11/2/2011 7:13:28 PM |
Weaverville | $25.00 | 11/2/2011 7:55:58 PM |
kenji4861 | $25.00 | 11/2/2011 7:16:02 PM |
the-dollar-topper | $150.00 | 11/2/2011 7:02:51 PM |
treasure-generator | $25.00 | 11/3/2011 5:11:52 AM |
market-maple | $25.00 | 11/2/2011 10:08:21 PM |
Mark-7 | $50.00 | 11/3/2011 2:35:05 AM |
responsibility-wind6 | $25.00 | 11/3/2011 3:36:01 AM |
RetiredATC | $50.00 | 11/3/2011 3:15:25 AM |
cnovak | $25.00 | 11/3/2011 7:09:31 AM |
wise-rupee-sanctuary | $50.00 | 11/3/2011 9:32:02 AM |
moola-man | $25.00 | 11/3/2011 8:20:58 AM |
dajen1 | $28.00 | 11/3/2011 9:12:05 AM |
integrity-saver | $50.00 | 11/3/2011 10:48:23 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:39 AM |
Rider | $125.00 | 11/3/2011 11:15:52 AM |
rupee-prairie | $25.00 | 11/3/2011 10:53:56 AM |
Rider | $19.73 | 11/3/2011 11:36:18 AM |
101 Investments
|
Borrower Payment Dependent Notes Series
536298
This series of Notes was issued and sold upon the funding of the borrower loan #55666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,265 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| aquinasreigns |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating 2 credit cards
Purpose of loan:
I will use this loan to consolidate 2 credit card payments into 1. I am wrapping up my MBA and this is really just a convenience loan. I wont save much money when APRs are compared, I would just prefer to make one payment per month and not two.
My financial situation: My current financial situation is stable with a good amount in savings. I have worked at the same job as a salaried employee for over 4 years. The delinquencies that you see listed on my ad are from a rough spot about 6-7 years ago. As you can see, I do not have any current delinquencies. I hope everyone is having an awesome day! Thanks for looking.
Pertinent Financial Information:
Monthly net income: $2557
Housing: $604
Insurance/Auto/Renters: $143
Car expenses: $355/month
Utilities: $110 (The highest I have seen in 2 years so that will be my baseline)
Phone, cable, internet: $130
Private Student Loan I am paying on $150/month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/31/2011 5:08:29 PM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:21 PM |
handy-justice | $50.00 | 11/1/2011 2:16:04 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:47 AM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:22 AM |
heerzaquestion | $25.00 | 11/1/2011 4:54:49 AM |
miked8303 | $50.00 | 11/1/2011 8:15:31 AM |
carrinel | $50.88 | 11/1/2011 7:35:24 AM |
JeffHoll | $25.00 | 11/1/2011 7:35:58 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:54 AM |
beaker | $25.01 | 11/1/2011 8:54:04 AM |
JayIsABear | $75.00 | 11/1/2011 9:59:46 AM |
wlm3012 | $30.00 | 11/1/2011 1:08:11 PM |
slwholesales | $12.15 | 11/1/2011 2:39:33 PM |
let_me_retire | $25.00 | 11/1/2011 2:35:31 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:11 PM |
justasoldier | $75.00 | 10/31/2011 10:05:45 PM |
well-rounded-payout0 | $50.00 | 10/31/2011 5:48:25 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:52 PM |
niggard | $25.00 | 11/1/2011 2:36:07 AM |
newest-generous-income | $25.00 | 11/1/2011 2:46:39 AM |
skillful-asset5 | $30.00 | 11/1/2011 4:20:50 AM |
palace2 | $200.00 | 11/1/2011 5:51:15 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:23 AM |
tender-ore | $25.00 | 11/1/2011 7:39:41 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:31:59 AM |
taetrade | $25.00 | 11/1/2011 8:05:16 AM |
suave-dime6 | $25.00 | 11/1/2011 10:34:02 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:30 AM |
compassion-artisan9 | $51.96 | 11/1/2011 12:42:35 PM |
CACO_Lender | $25.00 | 11/1/2011 1:55:26 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
536320
This series of Notes was issued and sold upon the funding of the borrower loan #55744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,231 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| handy-interest4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
2nd Prosper Loan
I have an agreement with the IRS to pay $500 a month. My payment will be less with prosper. It only makes sense to pay $400 a month verse $500 a month if I get this loan with Prosper.
My financial situation: Great. Just paid off my first Prosper loan.
I have a great job as a Police Officer for going on 9 years. I take pride in paying my bills on time.This would be a great loan for investors because they would get a good return on a payment they can trust to be paid on time and in full.
Monthly net income:
$4300 without overtime. Overtime will vary each month. My annual income average is between $96000 to $100000.
Monthly expenses:
Housing: $750
Insurance: $140
Car expenses: $500
Utilities: $100
Phone, cable, internet: $134
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $500 a month payment to IRS. This will be paid off with Loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/31/2011 9:27:22 AM |
DHolly | $31.00 | 10/31/2011 9:28:19 AM |
finance-mushroom | $100.00 | 10/31/2011 9:45:34 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:27 AM |
the-adventurous-capital | $25.00 | 10/31/2011 9:44:00 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:19 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:44 AM |
SolarMoonshine | $25.00 | 10/31/2011 9:52:27 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:39 AM |
prohelper | $25.00 | 10/31/2011 10:11:17 AM |
FinanceEngine | $35.00 | 10/31/2011 11:48:24 AM |
john0720 | $25.00 | 10/31/2011 12:29:46 PM |
monster4 | $25.00 | 10/31/2011 5:14:46 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:20 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:41 AM |
Rulea72 | $25.00 | 11/1/2011 7:39:19 AM |
evnagelist | $25.00 | 11/1/2011 9:04:56 AM |
KramericaIndustries | $30.00 | 11/1/2011 8:41:45 AM |
bassman2 | $25.00 | 11/1/2011 9:54:01 AM |
cablenews | $100.00 | 11/1/2011 10:59:01 AM |
Epiphanic | $25.00 | 11/1/2011 11:39:41 AM |
five-star-order1 | $100.00 | 11/1/2011 12:42:46 PM |
idastmerchants | $25.00 | 11/1/2011 5:11:55 PM |
TronMedici | $50.00 | 11/1/2011 3:41:18 PM |
amaizblanco | $30.00 | 11/1/2011 5:05:51 PM |
arsisi | $25.00 | 11/1/2011 5:20:34 PM |
orange-preeminant-bill | $25.00 | 11/1/2011 5:53:50 PM |
smoothmoniker | $25.00 | 11/1/2011 5:26:47 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:20 AM |
gold-cluster | $50.00 | 11/1/2011 9:42:18 PM |
CalBear08 | $25.00 | 11/1/2011 11:28:04 PM |
LendingPimp | $150.00 | 11/2/2011 3:12:26 AM |
economy-popcorn | $25.00 | 11/2/2011 7:00:11 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:47 AM |
6moonbeams | $25.00 | 11/2/2011 9:20:07 AM |
justice-circuitry0 | $25.00 | 11/2/2011 9:30:11 AM |
1willray | $25.00 | 11/2/2011 9:48:10 AM |
top-asset-chemistry | $25.00 | 11/2/2011 9:31:20 AM |
escharfer | $25.00 | 11/2/2011 1:08:03 PM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:31 PM |
RockpointCapital | $200.00 | 11/2/2011 12:52:51 PM |
yield-trader | $25.00 | 11/2/2011 4:11:56 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:07 PM |
life-is-great | $25.00 | 11/2/2011 6:19:19 PM |
Weaverville | $25.00 | 11/2/2011 7:55:58 PM |
money-bauble | $200.00 | 11/3/2011 4:17:47 AM |
Bob450 | $29.00 | 11/3/2011 7:13:33 AM |
treasure-generator | $25.00 | 11/3/2011 5:11:53 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:29 AM |
Scottyd911 | $50.00 | 11/3/2011 8:04:31 AM |
proper-revenue7 | $25.00 | 11/3/2011 8:55:57 AM |
itskarma | $25.00 | 11/3/2011 10:09:18 AM |
damage | $25.00 | 11/3/2011 10:16:48 AM |
sunnygee | $35.85 | 11/3/2011 9:37:54 AM |
Peacepower | $25.00 | 11/3/2011 10:06:06 AM |
beer-gardener | $35.94 | 11/3/2011 10:54:09 AM |
missile8 | $25.00 | 11/3/2011 10:25:37 AM |
worth-blanket2 | $4,500.00 | 11/3/2011 11:04:30 AM |
Cambalache | $11.27 | 11/3/2011 11:48:56 AM |
Kash2010lu | $40.00 | 10/31/2011 9:06:39 AM |
312-Lender | $25.00 | 10/31/2011 9:03:07 AM |
important-openness1 | $100.00 | 10/31/2011 9:13:47 AM |
real-return | $30.00 | 10/31/2011 9:51:42 AM |
e4gf8e | $25.00 | 10/31/2011 12:32:38 PM |
thankful-nickel2 | $25.00 | 10/31/2011 12:00:47 PM |
competitor119 | $25.00 | 10/31/2011 11:22:42 AM |
sensible-fund | $25.00 | 10/31/2011 3:38:56 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:41 PM |
Greenbak | $25.00 | 10/31/2011 6:58:48 PM |
diplomatic-wealth7 | $25.00 | 10/31/2011 5:03:02 PM |
amlu1988 | $25.00 | 10/31/2011 8:32:29 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:11 PM |
Moe87 | $25.00 | 11/1/2011 3:25:36 AM |
CoolPlexer | $25.00 | 10/31/2011 9:16:45 PM |
skillful-asset5 | $25.00 | 11/1/2011 4:28:42 AM |
treasure-bliss | $25.00 | 11/1/2011 6:11:10 AM |
bold-treasure-neutrino | $40.00 | 11/1/2011 8:18:01 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:51 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:22 AM |
miked8303 | $50.00 | 11/1/2011 8:15:28 AM |
forceful-durability7 | $26.78 | 11/1/2011 9:43:46 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:27 AM |
rs999 | $25.00 | 11/1/2011 10:58:09 AM |
ruxpin1976 | $25.00 | 11/1/2011 12:22:14 PM |
industrious-currency | $25.00 | 11/1/2011 4:35:04 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:32 PM |
MrBailey | $25.00 | 11/1/2011 5:02:21 PM |
economy-producer | $25.00 | 11/1/2011 5:20:27 PM |
Kaj | $25.00 | 11/1/2011 5:32:51 PM |
money-fort | $25.00 | 11/1/2011 9:45:16 PM |
suges | $50.00 | 11/1/2011 7:23:28 PM |
festeringsnot | $25.00 | 11/2/2011 4:45:32 AM |
Cambalache | $60.00 | 11/2/2011 6:39:54 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:01 AM |
dollardave | $50.00 | 11/2/2011 11:07:05 AM |
Jack55304 | $102.00 | 11/2/2011 10:28:04 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:02 AM |
skiberdad | $50.00 | 11/2/2011 1:00:31 PM |
graceful-investment | $50.00 | 11/2/2011 11:42:33 AM |
rmpedi33 | $50.00 | 11/2/2011 11:56:39 AM |
please-repay | $75.00 | 11/2/2011 4:17:37 PM |
iaffy | $50.00 | 11/2/2011 2:54:40 PM |
micro-lender0 | $25.00 | 11/2/2011 6:09:54 PM |
Domgabriel | $25.00 | 11/2/2011 7:08:58 PM |
cnovak | $25.00 | 11/2/2011 9:55:21 PM |
PPlleeaasseePayMeBack | $25.00 | 11/2/2011 7:29:15 PM |
s270 | $38.16 | 11/2/2011 8:18:49 PM |
villagers | $25.00 | 11/2/2011 9:45:56 PM |
mighty-payout1 | $25.00 | 11/3/2011 5:12:47 AM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:37 AM |
green28 | $200.00 | 11/3/2011 9:15:48 AM |
shrewd-peace7 | $25.00 | 11/3/2011 9:24:30 AM |
reward-adventure | $50.00 | 11/3/2011 9:40:22 AM |
MNRealEstate | $25.00 | 11/3/2011 8:54:07 AM |
DENARA | $25.00 | 11/3/2011 10:23:58 AM |
UBOtto186 | $50.00 | 11/3/2011 9:42:28 AM |
fairness-atmosphere | $25.00 | 11/3/2011 10:06:35 AM |
duty-monger | $50.00 | 11/3/2011 10:17:49 AM |
wealth-tremolo7 | $25.00 | 11/3/2011 11:04:46 AM |
119 Investments
|
Borrower Payment Dependent Notes Series
536324
This series of Notes was issued and sold upon the funding of the borrower loan #55557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,013 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| tolerant-gain1 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
nathanialsmom
Purpose of loan: to consolidate
This loan will be used to..medical bills and pay down credit.
My financial situation: is stable
I am a good candidate for this loan because...I am employed and will continue to be
Monthly net income: $2000.00
Monthly expenses: $1625.00
Housing: $300.00
Insurance: $50.00
Car expenses: $150.00
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $400.00
Clothing, household expenses: $75.00
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/30/2011 12:27:44 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:27 PM |
progressive-economy261 | $400.00 | 10/30/2011 12:30:11 PM |
roux | $25.00 | 10/30/2011 12:54:00 PM |
Whipster | $90.00 | 10/30/2011 1:27:27 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:19 PM |
the-adventurous-capital | $25.00 | 10/30/2011 5:20:52 PM |
Finchy78 | $25.00 | 10/30/2011 6:16:06 PM |
compassion-artisan9 | $25.00 | 10/30/2011 8:09:22 PM |
Mrgiggleswic | $29.00 | 10/31/2011 5:45:05 AM |
bizlending | $400.00 | 10/31/2011 6:02:31 AM |
finance-solo | $25.00 | 10/31/2011 6:29:33 AM |
wise-balanced-moola | $25.00 | 10/31/2011 9:47:32 AM |
neorunner | $25.00 | 10/31/2011 10:48:45 AM |
DiligentiaLLC | $50.00 | 10/31/2011 11:57:25 AM |
LuvToLend | $25.00 | 10/31/2011 11:34:39 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:37 AM |
ultimate-peace | $150.00 | 10/30/2011 12:04:55 PM |
finance-mushroom | $100.00 | 10/30/2011 12:10:32 PM |
vutah | $35.00 | 10/30/2011 2:38:06 PM |
prohelper | $25.00 | 10/30/2011 1:03:04 PM |
the-credit-bauble | $25.00 | 10/30/2011 1:28:54 PM |
real-return | $25.00 | 10/30/2011 4:43:34 PM |
I-Believe-In-You | $25.00 | 10/30/2011 5:35:38 PM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:54 AM |
wonder3 | $45.00 | 10/30/2011 7:45:24 PM |
KillBill | $25.00 | 10/31/2011 6:24:36 AM |
suave-dime6 | $25.00 | 10/31/2011 6:26:15 AM |
Rogelio48 | $30.00 | 10/31/2011 7:31:41 AM |
foothillender | $25.00 | 10/31/2011 8:26:01 AM |
Elefunt | $25.00 | 10/31/2011 9:21:11 AM |
guild261 | $75.00 | 10/31/2011 12:17:10 PM |
e4gf8e | $21.00 | 10/31/2011 12:32:37 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
536328
This series of Notes was issued and sold upon the funding of the borrower loan #55641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $307.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 23% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 25y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,895 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| maildude |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
business venture
Purpose of loan:
This loan will be used to...buy products to resale.
My financial situation:
I am a good candidate for this loan because...
I HAVE GOOD CREDIT AND PAY ON TIME.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/30/2011 12:30:11 PM |
green-trade-dolphin2 | $35.90 | 10/30/2011 12:02:19 PM |
figs4u2 | $100.00 | 10/30/2011 12:40:23 PM |
LarWit1512 | $25.00 | 10/30/2011 1:22:06 PM |
responsibility-butterfly | $25.00 | 10/30/2011 1:08:35 PM |
smear87 | $50.00 | 10/30/2011 1:46:10 PM |
bb575 | $50.00 | 10/30/2011 7:45:27 PM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:50:00 AM |
blot44 | $25.00 | 10/31/2011 12:20:21 PM |
john0720 | $25.00 | 10/31/2011 12:32:24 PM |
caring-hope2 | $200.00 | 10/31/2011 4:39:10 PM |
Clambake | $25.00 | 11/1/2011 9:04:37 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:29 PM |
velocity-solo | $25.00 | 11/1/2011 5:06:37 PM |
rs999 | $25.00 | 11/1/2011 6:00:34 PM |
cablenews | $100.00 | 11/1/2011 6:19:54 PM |
integrity-starter | $25.00 | 11/1/2011 9:47:01 PM |
j2ee | $25.00 | 11/1/2011 7:13:59 PM |
payment-halo | $25.00 | 11/1/2011 8:10:57 PM |
CFOGO | $25.00 | 11/2/2011 4:27:26 AM |
Railbird | $25.00 | 11/2/2011 4:59:43 AM |
brutusbone | $25.00 | 11/2/2011 6:48:00 AM |
dtrain5 | $50.00 | 11/2/2011 8:27:18 AM |
AFairDeal | $50.00 | 11/2/2011 9:13:36 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:47 AM |
sunnydaize516 | $25.00 | 11/2/2011 9:47:41 AM |
britgsb | $30.00 | 11/2/2011 10:28:32 AM |
jescowa | $50.00 | 11/2/2011 10:42:57 AM |
wigglesworth4 | $500.00 | 11/2/2011 10:53:21 AM |
camaraderi-catapult | $25.00 | 11/2/2011 12:37:07 PM |
paul1 | $25.00 | 11/2/2011 11:54:08 AM |
rogue_monster | $50.00 | 11/2/2011 12:35:48 PM |
gracej | $25.00 | 11/2/2011 1:58:00 PM |
elegant-loot | $25.00 | 11/2/2011 2:10:33 PM |
iaffy | $50.00 | 11/2/2011 2:54:38 PM |
damage | $25.00 | 11/2/2011 5:29:08 PM |
diablorulz | $75.00 | 11/2/2011 4:31:01 PM |
bonus-tent | $25.00 | 11/2/2011 5:13:00 PM |
finance-magma7 | $25.00 | 11/2/2011 5:44:26 PM |
genius520 | $50.00 | 11/2/2011 6:53:52 PM |
helpinghand63 | $25.00 | 11/2/2011 6:18:40 PM |
Munnie | $50.00 | 11/2/2011 7:45:56 PM |
sjlender | $100.00 | 11/2/2011 6:59:38 PM |
the-dollar-topper | $150.00 | 11/2/2011 7:02:51 PM |
ethical-bid6 | $35.00 | 11/2/2011 10:35:46 PM |
capital-star5 | $25.00 | 11/2/2011 11:27:24 PM |
auctionator1 | $25.00 | 11/3/2011 2:57:41 AM |
jpac1066 | $50.00 | 11/3/2011 7:26:01 AM |
Ven58 | $40.00 | 11/3/2011 6:07:53 AM |
cnovak | $25.00 | 11/3/2011 7:09:32 AM |
value-wind0 | $25.00 | 11/3/2011 7:49:22 AM |
pleasant-bid | $50.00 | 11/3/2011 7:33:31 AM |
SacramentoLoaners | $25.00 | 11/3/2011 7:56:18 AM |
compoundinterest | $50.00 | 11/3/2011 9:42:29 AM |
IIP77 | $25.00 | 11/3/2011 10:15:48 AM |
Cheburashka | $25.00 | 11/3/2011 9:39:15 AM |
minista | $51.00 | 11/3/2011 9:57:31 AM |
dordee | $75.00 | 11/3/2011 10:41:19 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:39 AM |
mike_banker | $50.00 | 11/3/2011 11:16:20 AM |
ideal-platinum1 | $25.00 | 11/3/2011 11:22:50 AM |
Guiren | $100.00 | 11/3/2011 12:20:18 PM |
organized-payment6 | $50.00 | 11/3/2011 1:14:24 PM |
equallender | $25.00 | 11/3/2011 2:14:33 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:27 PM |
credit-coach118 | $45.18 | 10/30/2011 3:19:28 PM |
WilliamLeeSims | $25.00 | 10/30/2011 1:21:34 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:20 PM |
Bank_Of_XL | $25.00 | 10/30/2011 3:14:34 PM |
orange-impartial-asset | $250.00 | 10/31/2011 4:54:57 AM |
money-surge1 | $25.00 | 10/31/2011 6:01:18 AM |
riskreward | $250.00 | 10/31/2011 9:11:17 AM |
lendstats_com | $25.00 | 10/31/2011 9:31:52 AM |
thankful-nickel2 | $25.00 | 10/31/2011 8:06:31 PM |
Trapman13 | $50.00 | 11/1/2011 6:31:09 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:39 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:35 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:31 PM |
Bank42 | $25.00 | 11/1/2011 4:51:55 PM |
rmachi | $25.00 | 11/1/2011 5:12:49 PM |
cash-sensai2 | $25.00 | 11/1/2011 6:04:17 PM |
kenji4861 | $25.00 | 11/1/2011 6:57:54 PM |
indomitable-coin | $25.00 | 11/1/2011 6:22:48 PM |
Zoomie | $25.00 | 11/1/2011 7:01:57 PM |
finance-explosion6 | $25.00 | 11/1/2011 6:42:34 PM |
misit | $25.00 | 11/1/2011 7:14:57 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:26 PM |
Eagledrop | $25.00 | 11/2/2011 7:25:19 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:49 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:20 AM |
DadWarbucks | $25.00 | 11/2/2011 7:29:19 AM |
newest-bountiful-basis | $25.00 | 11/2/2011 9:01:56 AM |
luckyldy | $25.00 | 11/2/2011 9:24:11 AM |
orange-brainy-return | $25.00 | 11/2/2011 8:31:10 AM |
6moonbeams | $25.00 | 11/2/2011 9:20:06 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:37 AM |
BenR | $100.00 | 11/2/2011 9:34:31 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:01 AM |
life-is-great | $25.00 | 11/2/2011 10:44:35 AM |
hopethisworks | $25.00 | 11/2/2011 10:24:57 AM |
best-ingenious-funds | $25.00 | 11/2/2011 10:42:48 AM |
rakstar | $50.00 | 11/2/2011 12:18:34 PM |
gold-sushi | $25.00 | 11/2/2011 11:12:26 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:02 AM |
Gr8Deal | $50.00 | 11/2/2011 11:14:23 AM |
skiberdad | $50.00 | 11/2/2011 1:00:30 PM |
wealthstar | $25.00 | 11/2/2011 1:11:03 PM |
dpjd | $25.00 | 11/2/2011 3:52:01 PM |
108lender | $150.00 | 11/2/2011 2:54:11 PM |
justice-allocator3 | $25.00 | 11/2/2011 5:11:56 PM |
thepillowsack | $25.00 | 11/2/2011 5:27:39 PM |
equitable-capital758 | $350.00 | 11/2/2011 5:22:33 PM |
mar97 | $25.00 | 11/2/2011 5:17:56 PM |
money-bauble | $200.00 | 11/2/2011 6:52:58 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:40 PM |
Preteur | $25.00 | 11/2/2011 6:12:18 PM |
resolute-justice413 | $100.00 | 11/2/2011 7:08:42 PM |
heavy_ax | $50.00 | 11/2/2011 6:27:13 PM |
Lender0424 | $25.00 | 11/2/2011 6:51:11 PM |
divedude | $25.00 | 11/2/2011 7:17:26 PM |
market-maple | $25.00 | 11/2/2011 10:08:22 PM |
open-minded-loot6 | $60.00 | 11/2/2011 10:38:12 PM |
Big_Lendin | $38.57 | 11/3/2011 1:51:31 AM |
integrity-gadget | $100.00 | 11/3/2011 2:50:55 AM |
Earn_money | $25.00 | 11/3/2011 7:15:48 AM |
gjh37 | $50.00 | 11/3/2011 6:27:54 AM |
elvisloans | $25.00 | 11/3/2011 7:00:33 AM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:37 AM |
reinforced-reward | $25.00 | 11/3/2011 10:08:44 AM |
the-enthralling-coin | $25.00 | 11/3/2011 10:22:57 AM |
green28 | $200.00 | 11/3/2011 9:44:11 AM |
YLlama | $25.00 | 11/3/2011 10:02:27 AM |
discrete-asset | $25.00 | 11/3/2011 10:43:09 AM |
unequaled-loyalty7 | $25.00 | 11/3/2011 10:38:12 AM |
integrity-saver | $50.00 | 11/3/2011 10:48:23 AM |
tenacious-capital3 | $26.27 | 11/3/2011 11:17:48 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:36 PM |
victorcab | $25.00 | 11/3/2011 11:20:15 AM |
ethicalhumanist | $100.00 | 11/3/2011 12:58:02 PM |
brightest-gain-investor | $1,438.08 | 11/3/2011 2:47:20 PM |
140 Investments
|
Borrower Payment Dependent Notes Series
536340
This series of Notes was issued and sold upon the funding of the borrower loan #55753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 68% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,610 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| restless-camaraderi896 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate loan
Purpose of loan:
This loan will be used to consolidate and pay off my rv and few credit card.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 10/30/2011 12:10:33 PM |
economy-coup | $50.00 | 10/31/2011 12:30:31 AM |
greenwell | $100.00 | 10/31/2011 5:33:05 PM |
HHP | $100.00 | 11/1/2011 8:05:52 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:27 AM |
TronMedici | $50.00 | 11/1/2011 3:41:17 PM |
tech310 | $50.00 | 11/1/2011 11:15:09 PM |
market-pudding | $25.00 | 11/3/2011 12:15:43 PM |
db0973 | $25.00 | 11/3/2011 12:42:46 PM |
chato2345 | $25.00 | 11/3/2011 12:30:36 PM |
beer-gardener | $10.00 | 11/3/2011 12:55:01 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:28 PM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:56 AM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:11 PM |
Greenbak | $25.00 | 10/31/2011 6:58:48 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:35 PM |
suges | $25.00 | 11/1/2011 7:24:50 PM |
realtormoises | $25.00 | 11/2/2011 6:57:00 AM |
1willray | $25.00 | 11/2/2011 9:51:49 AM |
well-mannered-income3 | $40.00 | 11/2/2011 12:54:50 PM |
fountain355 | $25.00 | 11/2/2011 12:24:54 PM |
worth-blanket2 | $6,300.00 | 11/3/2011 11:06:21 AM |
nycfinance | $25.00 | 11/3/2011 11:24:47 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
536346
This series of Notes was issued and sold upon the funding of the borrower loan #55649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $147.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 26y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,584 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| studious-loot |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
|
Principal balance:
| $4,978.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Payoff debt
Purpose of loan:
This loan will be used to...Payoff some higher rate debt.
My financial situation:
I am a good candidate for this loan because...I have a solid work history and have always and will always take my obligations serious.
Monthly net income: $5000
Monthly expenses: $
Housing: $1100
Insurance: $440
Car expenses: $230
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $31.86 | 10/30/2011 12:02:21 PM |
figs4u2 | $100.00 | 10/30/2011 12:40:25 PM |
responsibility-butterfly | $25.00 | 10/30/2011 1:08:35 PM |
susurrus | $25.00 | 10/30/2011 1:18:22 PM |
progressive-economy261 | $400.00 | 10/30/2011 12:30:12 PM |
influential-benjamins0 | $100.00 | 10/30/2011 1:03:29 PM |
Zoramite | $25.00 | 10/30/2011 1:27:36 PM |
johnfromsanmateo | $50.00 | 10/30/2011 2:38:54 PM |
Tscheddar | $25.00 | 10/30/2011 6:58:27 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:06 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:21 PM |
Feyenoord | $30.00 | 10/30/2011 8:49:15 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:18 AM |
wilmajean | $50.00 | 10/31/2011 5:59:46 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:57 AM |
gojackgo | $50.00 | 10/31/2011 8:22:40 AM |
mike_banker | $100.00 | 10/31/2011 9:35:30 AM |
riskreward | $250.00 | 10/31/2011 9:11:17 AM |
PaulW | $40.00 | 10/31/2011 10:08:30 AM |
3musketeers | $50.00 | 10/31/2011 9:59:24 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:37 AM |
durable-deal2 | $50.00 | 10/31/2011 10:24:01 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:43 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:41 PM |
Approved | $50.00 | 10/31/2011 6:12:56 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:27 PM |
truth-silo | $50.00 | 10/31/2011 5:31:43 PM |
bright-currency3 | $189.44 | 10/31/2011 6:41:03 PM |
wtrboy | $25.00 | 10/31/2011 10:23:20 PM |
heerzaquestion | $50.00 | 10/31/2011 7:27:57 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:39 AM |
happyinvallarta | $50.00 | 11/1/2011 6:10:32 AM |
credit-investor5 | $50.00 | 11/1/2011 7:54:56 AM |
trustworthy-hope189 | $100.00 | 11/1/2011 6:48:56 AM |
JeffHoll | $40.00 | 11/1/2011 7:29:15 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:52 AM |
Rider | $190.00 | 11/1/2011 7:39:17 AM |
revenue-associate | $25.00 | 11/1/2011 7:41:57 AM |
ILoveBearHats | $30.49 | 11/1/2011 8:37:12 AM |
Leshan | $25.00 | 11/1/2011 9:33:26 AM |
lenderRXT | $80.00 | 11/1/2011 9:35:41 AM |
first-serene-credit | $25.00 | 11/1/2011 8:41:45 AM |
kenji4861 | $25.00 | 11/1/2011 10:30:50 AM |
life-is-great | $25.00 | 11/1/2011 10:53:50 AM |
cablenews | $100.00 | 11/1/2011 10:59:01 AM |
rmachi | $25.00 | 11/1/2011 10:54:38 AM |
magnetic-pound4 | $50.00 | 11/1/2011 11:15:59 AM |
Marathoner | $25.00 | 11/1/2011 11:52:58 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:30 PM |
Epiphanic | $25.00 | 11/1/2011 1:22:33 PM |
slwholesales | $25.00 | 11/1/2011 2:41:11 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:29 PM |
D911ave | $50.00 | 10/30/2011 12:37:55 PM |
LarWit1512 | $25.00 | 10/30/2011 1:22:06 PM |
antlr | $50.00 | 10/30/2011 2:38:35 PM |
floridahelper | $25.00 | 10/30/2011 2:08:40 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:20 PM |
bb575 | $50.00 | 10/30/2011 7:45:28 PM |
rdrloan | $50.00 | 10/31/2011 8:03:11 AM |
Preteur | $25.00 | 10/31/2011 6:39:06 AM |
porter22 | $25.00 | 10/31/2011 8:29:34 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:50:00 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:19 AM |
paladin847 | $50.00 | 10/31/2011 10:28:07 AM |
mcilwaaj12 | $50.00 | 10/31/2011 9:30:00 AM |
refined-commerce2 | $25.00 | 10/31/2011 11:03:55 AM |
dammage | $25.00 | 10/31/2011 10:00:37 AM |
Moneypenny6 | $25.00 | 10/31/2011 9:37:09 AM |
shellstar | $25.00 | 10/31/2011 12:02:54 PM |
djh47a | $25.00 | 10/31/2011 10:35:04 AM |
thankful-nickel2 | $25.00 | 10/31/2011 12:13:03 PM |
Art818 | $25.00 | 10/31/2011 2:14:39 PM |
greenwell | $100.00 | 10/31/2011 5:33:05 PM |
Zoomie | $25.00 | 10/31/2011 9:03:12 PM |
nri22 | $50.00 | 10/31/2011 6:11:43 PM |
Ripsaw4U | $50.00 | 11/1/2011 2:35:46 AM |
accountableone | $100.00 | 11/1/2011 4:23:53 AM |
Engrrob | $25.00 | 11/1/2011 1:16:47 AM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:06 AM |
GElender | $35.00 | 11/1/2011 5:57:25 AM |
Clambake | $25.00 | 11/1/2011 9:04:38 AM |
PAPAT | $25.00 | 11/1/2011 9:00:30 AM |
Lo0se_mo0se | $25.00 | 11/1/2011 9:12:34 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:12 AM |
rs999 | $25.00 | 11/1/2011 10:58:09 AM |
martymaniaman | $25.00 | 11/1/2011 1:30:19 PM |
Green_Bay_Packers | $53.21 | 11/1/2011 2:58:06 PM |
wlm3012 | $30.00 | 11/1/2011 1:04:35 PM |
88 Investments
|
Borrower Payment Dependent Notes Series
536356
This series of Notes was issued and sold upon the funding of the borrower loan #55682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 10% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,983 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dedication-dolphin |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
gman
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...excellent salary and excellent credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $25.00 | 11/1/2011 9:14:27 AM |
worthy-bid8 | $50.00 | 11/1/2011 9:30:00 AM |
Clambake | $25.00 | 11/1/2011 9:04:43 AM |
D911ave | $50.00 | 11/1/2011 9:19:37 AM |
responsibility-butterfly | $25.00 | 11/1/2011 10:44:26 AM |
riskreward | $250.00 | 11/1/2011 9:51:09 AM |
pdub | $75.00 | 11/1/2011 9:52:00 AM |
progressive-economy261 | $400.00 | 11/1/2011 10:57:33 AM |
selector568 | $500.00 | 11/1/2011 3:52:28 PM |
scholarly-benefit5 | $33.00 | 11/1/2011 2:25:01 PM |
hard-working-rate3 | $100.00 | 11/1/2011 5:07:22 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:33 PM |
indomitable-coin | $25.00 | 11/1/2011 6:22:50 PM |
Brisket_Bob | $50.00 | 11/1/2011 6:34:46 PM |
rs999 | $25.00 | 11/1/2011 6:00:35 PM |
cash-sensai2 | $25.00 | 11/1/2011 6:04:18 PM |
E-2 | $100.00 | 11/1/2011 6:31:33 PM |
Zoomie | $25.00 | 11/1/2011 7:01:58 PM |
integrity-starter | $25.00 | 11/1/2011 9:45:18 PM |
jazzlender | $50.00 | 11/1/2011 7:25:43 PM |
payment-halo | $25.00 | 11/1/2011 8:08:23 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:26 PM |
abnvette | $25.00 | 11/2/2011 2:20:45 AM |
q4golf | $25.00 | 11/2/2011 3:27:25 AM |
Rivervale_Westwood | $25.00 | 11/2/2011 4:51:24 AM |
a-resplendent-commitment | $100.00 | 11/2/2011 5:27:02 AM |
blot44 | $25.00 | 11/2/2011 5:03:37 AM |
JustMee | $25.00 | 11/2/2011 7:42:53 AM |
managedfund | $1,250.00 | 11/2/2011 6:15:58 AM |
Montiesholdings | $25.00 | 11/2/2011 6:27:50 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:51 AM |
Rulea72 | $25.00 | 11/2/2011 6:54:52 AM |
trade-arch | $100.00 | 11/2/2011 8:27:01 AM |
Leshan | $25.00 | 11/2/2011 7:41:24 AM |
mflawyer | $22.94 | 11/2/2011 9:11:05 AM |
beeper2 | $27.00 | 11/2/2011 7:45:29 AM |
busyguy07 | $32.91 | 11/2/2011 8:17:40 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:22 AM |
coin-popcorn | $25.00 | 11/2/2011 8:38:15 AM |
rcr549 | $25.01 | 11/2/2011 9:00:51 AM |
green-trade-dolphin2 | $30.90 | 11/1/2011 9:02:05 AM |
janeybooboo | $100.00 | 11/1/2011 9:09:14 AM |
bb575 | $50.00 | 11/1/2011 9:48:57 AM |
figs4u2 | $100.00 | 11/1/2011 10:58:42 AM |
Bank_Of_XL | $25.00 | 11/1/2011 1:22:09 PM |
coin-trumpet | $25.00 | 11/1/2011 12:14:33 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:41 PM |
VAMUSIC | $50.00 | 11/1/2011 5:46:23 PM |
cablenews | $100.00 | 11/1/2011 6:20:00 PM |
finance-symphony7 | $100.00 | 11/1/2011 6:52:42 PM |
kenji4861 | $25.00 | 11/1/2011 6:57:58 PM |
charming-exchange7 | $25.00 | 11/1/2011 7:01:05 PM |
StanTheMan | $29.51 | 11/1/2011 9:08:31 PM |
tomdooley12520 | $50.00 | 11/2/2011 6:19:10 AM |
cerebral-dollar773 | $28.73 | 11/2/2011 6:35:40 AM |
reward-dynamo | $40.00 | 11/2/2011 6:24:32 AM |
orange-brainy-return | $25.00 | 11/2/2011 8:29:18 AM |
social-zebra | $30.00 | 11/2/2011 8:30:49 AM |
nimble-nickel | $75.00 | 11/2/2011 8:20:01 AM |
bentonlending | $75.00 | 11/2/2011 8:22:05 AM |
dime-sprout | $25.00 | 11/2/2011 8:29:20 AM |
dtrain5 | $50.00 | 11/2/2011 8:27:19 AM |
kwan | $25.00 | 11/2/2011 8:31:41 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
536368
This series of Notes was issued and sold upon the funding of the borrower loan #55650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2009 |
Debt/Income ratio:
| 36% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,137 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| DFTAclothing |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2011)
|
Principal balance:
| $5,884.67 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Consolidation
Purpose of loan: The Purpose of the loan is to consolidate my credit card and student loan debt.
This loan will be used to improve my credit score by paying off outstanding debt on my credit card and also to finish paying off my student loan bill. I was making payments of $500 each month to pay off my student loan debt, with this loan I will be paying less than $300/month.
My financial situation: I am employed and am a small business owner. I currently live with my parents and they provide housing and food, so that I can work on developing my business.
I am a good candidate for this loan because I was able to pay all these obligations listed above prior to this loan. With this loan, it would free up cash flow while raising my credit score. I have no intention of hurting my credit or the credit of my business by not meeting my loan obligations.
Monthly net income: $1500
Monthly expenses: $900
Phone, cable, internet: $50
Credit cards and other loans: $850
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $26.52 | 10/31/2011 5:02:09 PM |
DHolly | $31.00 | 10/31/2011 5:23:20 PM |
heerzaquestion | $30.00 | 10/31/2011 7:36:11 PM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:22 PM |
spiritual-money299 | $50.00 | 10/31/2011 6:09:29 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:14 PM |
Greenbak | $25.00 | 10/31/2011 6:58:50 PM |
kindness-jedi | $25.00 | 11/1/2011 4:15:49 AM |
treasure-bliss | $25.00 | 11/1/2011 6:11:11 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:48 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:26:55 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:23 AM |
evnagelist | $25.00 | 11/1/2011 9:04:57 AM |
diplomatic-wealth7 | $25.00 | 11/1/2011 10:04:21 AM |
Epiphanic | $25.00 | 11/1/2011 11:39:07 AM |
MrBailey | $25.00 | 11/1/2011 5:02:21 PM |
arsisi | $25.00 | 11/1/2011 5:20:34 PM |
tech310 | $50.00 | 11/1/2011 11:18:26 PM |
gold-cluster | $50.00 | 11/1/2011 9:42:18 PM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:51 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:02 AM |
dollardave | $50.00 | 11/2/2011 11:07:06 AM |
the-profit-oracle | $25.00 | 11/2/2011 12:06:50 PM |
iaffy | $50.00 | 11/2/2011 2:54:48 PM |
skiberdad | $50.00 | 11/2/2011 1:00:32 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:09 PM |
idastmerchants | $25.00 | 11/2/2011 5:40:07 PM |
shrewd-income | $75.00 | 11/2/2011 6:55:47 PM |
rolltide09 | $25.00 | 11/2/2011 5:49:01 PM |
villagers | $25.00 | 11/2/2011 9:45:56 PM |
PPlleeaasseePayMeBack | $25.00 | 11/2/2011 7:29:16 PM |
Easystreet | $25.00 | 11/3/2011 2:47:07 AM |
bonus-quark4 | $25.00 | 11/3/2011 7:30:17 AM |
the-discrete-income | $25.00 | 11/3/2011 9:01:43 AM |
6moonbeams | $25.00 | 11/3/2011 10:12:38 AM |
Jack55304 | $200.00 | 11/3/2011 10:50:52 AM |
graceful-investment | $50.00 | 11/3/2011 10:54:10 AM |
profit-powerplant | $25.00 | 11/3/2011 12:17:55 PM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:46 PM |
spitzbergen | $25.00 | 11/3/2011 1:33:33 PM |
falcon88dp | $25.00 | 11/3/2011 1:36:24 PM |
aader | $25.00 | 11/3/2011 2:27:15 PM |
wlm3012 | $30.00 | 11/3/2011 2:43:47 PM |
Engineer44 | $30.00 | 11/3/2011 3:24:55 PM |
km007 | $25.00 | 11/3/2011 5:07:30 PM |
reward-adventure | $50.00 | 11/3/2011 6:02:51 PM |
missile8 | $25.00 | 11/3/2011 6:09:36 PM |
larrybird | $1,134.48 | 11/3/2011 6:32:11 PM |
important-openness1 | $100.00 | 10/31/2011 5:41:33 PM |
economy-coup | $50.00 | 10/31/2011 5:43:04 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:12 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:52 PM |
SLN-10 | $50.00 | 10/31/2011 6:24:07 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:23 AM |
goodhearted-generosity511 | $25.00 | 11/1/2011 7:07:46 AM |
miked8303 | $50.00 | 11/1/2011 8:15:32 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:55 AM |
mercuriant | $25.00 | 11/1/2011 10:07:44 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:31 AM |
cablenews | $100.00 | 11/1/2011 10:59:03 AM |
ruxpin1976 | $25.00 | 11/1/2011 12:22:14 PM |
TronMedici | $50.00 | 11/1/2011 3:41:21 PM |
smoothmoniker | $25.00 | 11/1/2011 5:26:47 PM |
Kaj | $25.00 | 11/1/2011 5:32:52 PM |
economy-producer | $25.00 | 11/1/2011 5:20:27 PM |
coin-investor | $25.00 | 11/1/2011 5:27:34 PM |
fcrick | $25.00 | 11/1/2011 5:59:01 PM |
1willray | $25.00 | 11/2/2011 9:37:08 AM |
extraordinary-velocity6 | $50.00 | 11/2/2011 10:25:47 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:06 AM |
auction-seeker | $25.00 | 11/2/2011 12:39:32 PM |
orange-preeminant-bill | $25.00 | 11/2/2011 11:21:57 AM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:32 PM |
escharfer | $25.00 | 11/2/2011 1:08:04 PM |
please-repay | $75.00 | 11/2/2011 4:37:21 PM |
amlu1988 | $25.00 | 11/2/2011 6:26:34 PM |
prohelper | $25.00 | 11/2/2011 6:45:53 PM |
rate-mogul | $35.00 | 11/2/2011 7:05:15 PM |
cnovak | $25.00 | 11/2/2011 9:55:23 PM |
Weaverville | $25.00 | 11/2/2011 7:56:02 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:35 AM |
green28 | $100.00 | 11/3/2011 10:25:37 AM |
damage | $25.00 | 11/3/2011 11:49:07 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:40 PM |
beer-gardener | $100.00 | 11/3/2011 1:02:46 PM |
managedfund | $1,400.00 | 11/3/2011 3:53:01 PM |
the-dollar-topper | $150.00 | 11/3/2011 5:46:10 PM |
SDKiwi | $33.00 | 11/3/2011 5:03:20 PM |
tnjohnso | $25.00 | 11/3/2011 5:42:20 PM |
matthewa | $25.00 | 11/3/2011 6:00:42 PM |
high_flyer | $200.00 | 11/3/2011 6:20:36 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
536380
This series of Notes was issued and sold upon the funding of the borrower loan #55763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,545 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| THENICEGUY |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 78% )
| 700-719 (Latest)
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 9
( 22% )
| 700-719
(Jan-2011)
700-719
(Jun-2008)
|
Principal balance:
| $6,105.47 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 41 | | |
Description
THE BANKS ARE THIEVES..
Purpose of loan: This loan will be used to...Pay off High Interest rates that went up on me
My financial situation:
I am a good candidate for this loan because...I am a very hard working and dedicated public servant of the County
Monthly net income: $5,900
Monthly expenses: $
Housing: $2000
Insurance: $126
Car expenses: $400
Utilities: $110
Phone, cable, internet: $180
Food, entertainment: $120
Clothing, household expenses: $100
Credit cards and other loans: $280
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riskreward | $250.00 | 10/31/2011 9:11:19 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:24 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:44 AM |
sensible-fund | $25.00 | 10/31/2011 3:43:21 PM |
truth-silo | $50.00 | 10/31/2011 5:31:44 PM |
Feyenoord | $30.00 | 10/31/2011 6:24:15 PM |
wtrboy | $25.00 | 10/31/2011 10:23:21 PM |
AndChicksforFree | $25.00 | 11/1/2011 7:53:25 AM |
Zoomie | $25.00 | 11/1/2011 7:01:57 PM |
jamiee73 | $25.00 | 11/1/2011 7:09:29 PM |
Barrayaran | $25.00 | 11/1/2011 7:38:38 PM |
abnvette | $25.00 | 11/2/2011 2:27:25 AM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:20 AM |
agreement-guild | $45.00 | 11/2/2011 5:25:19 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:48 AM |
6moonbeams | $25.00 | 11/2/2011 9:20:07 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:21 AM |
credit-maple5 | $100.00 | 11/2/2011 9:33:51 AM |
Investor_DP | $100.00 | 11/2/2011 9:22:22 AM |
credit-maple5 | $25.00 | 11/2/2011 9:33:58 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:37 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:48 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:03 AM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:31 PM |
iaffy | $50.00 | 11/2/2011 2:54:41 PM |
escharfer | $25.00 | 11/2/2011 1:08:03 PM |
nickel-jam | $705.00 | 11/2/2011 1:11:40 PM |
compassion-bauble4 | $25.00 | 11/2/2011 3:56:20 PM |
diablorulz | $75.00 | 11/2/2011 4:31:01 PM |
life-is-great | $25.00 | 11/2/2011 6:19:19 PM |
kenji4861 | $25.00 | 11/2/2011 7:16:03 PM |
rate-mogul | $50.00 | 11/2/2011 7:05:13 PM |
Weaverville | $25.00 | 11/2/2011 7:55:59 PM |
RetiredATC | $50.00 | 11/3/2011 3:15:26 AM |
maharaja | $25.00 | 11/3/2011 4:22:48 AM |
Cash4U2also | $25.00 | 11/2/2011 7:59:55 PM |
cnovak | $25.00 | 11/3/2011 7:09:33 AM |
money-bauble | $200.00 | 11/3/2011 4:17:48 AM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:38 AM |
wigglesworth4 | $263.00 | 11/3/2011 9:13:19 AM |
PaulW | $40.00 | 11/3/2011 10:20:45 AM |
truth-vault4 | $25.00 | 11/3/2011 9:45:01 AM |
rupee-prairie | $25.00 | 11/3/2011 10:53:56 AM |
rcr549 | $25.00 | 11/3/2011 11:15:44 AM |
innocent-commerce9 | $200.00 | 11/3/2011 11:16:24 AM |
houli123 | $200.00 | 11/3/2011 1:35:41 PM |
larrybird | $2,000.00 | 11/3/2011 2:44:08 PM |
brightest-gain-investor | $2,000.00 | 11/3/2011 2:47:21 PM |
Joeburly | $25.00 | 11/3/2011 1:45:15 PM |
vibrant-penny7 | $120.00 | 11/3/2011 1:50:39 PM |
wlm3012 | $30.00 | 11/3/2011 2:39:40 PM |
pdub | $75.00 | 10/31/2011 9:29:23 AM |
mike_banker | $100.00 | 10/31/2011 9:35:31 AM |
Zoramite | $25.00 | 10/31/2011 9:42:01 AM |
responsibility-butterfly | $25.00 | 10/31/2011 9:46:30 AM |
figs4u2 | $100.00 | 10/31/2011 9:31:57 AM |
pound-mushroom3 | $25.00 | 10/31/2011 10:15:14 AM |
influential-benjamins0 | $100.00 | 10/31/2011 10:29:36 AM |
thankful-nickel2 | $25.00 | 10/31/2011 11:57:31 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:28 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:42 AM |
marwadi-62 | $100.00 | 11/1/2011 9:36:28 AM |
resolute-justice413 | $100.00 | 11/1/2011 9:40:24 AM |
prohelper | $25.00 | 11/1/2011 10:46:17 AM |
fcrick | $25.00 | 11/1/2011 5:58:59 PM |
Kaj | $25.00 | 11/1/2011 5:32:51 PM |
cablenews | $100.00 | 11/1/2011 6:19:55 PM |
rs999 | $25.00 | 11/1/2011 6:00:35 PM |
spiritual-money299 | $50.00 | 11/1/2011 7:08:28 PM |
Viamin | $25.00 | 11/1/2011 11:07:41 PM |
heavenly-treasure542 | $25.00 | 11/2/2011 4:24:57 AM |
organized-payment6 | $50.00 | 11/2/2011 6:08:06 AM |
AF-Chief | $50.00 | 11/2/2011 9:12:36 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:01 AM |
jescowa | $50.00 | 11/2/2011 10:42:57 AM |
Gr8Deal | $50.00 | 11/2/2011 11:14:23 AM |
skiberdad | $50.00 | 11/2/2011 1:00:31 PM |
gracej | $25.00 | 11/2/2011 1:58:00 PM |
Sierrahh | $25.00 | 11/2/2011 4:04:47 PM |
listing-vista | $50.00 | 11/2/2011 5:15:48 PM |
equitable-capital758 | $350.00 | 11/2/2011 5:22:33 PM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:51 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:40 PM |
the-dollar-topper | $73.00 | 11/2/2011 7:02:52 PM |
elfincove | $25.00 | 11/2/2011 8:37:35 PM |
Mark-7 | $50.00 | 11/3/2011 2:35:06 AM |
responsibility-wind6 | $25.00 | 11/3/2011 3:36:02 AM |
treasure-generator | $25.00 | 11/3/2011 5:11:53 AM |
gjh37 | $50.00 | 11/3/2011 6:27:54 AM |
no_agenda_lender | $25.00 | 11/3/2011 6:41:14 AM |
integrity-starter | $25.00 | 11/3/2011 9:35:04 AM |
YLlama | $25.00 | 11/3/2011 10:02:28 AM |
useful-p2ploan | $25.00 | 11/3/2011 9:05:40 AM |
Peacepower | $25.00 | 11/3/2011 10:05:08 AM |
fairness-atmosphere | $25.00 | 11/3/2011 10:07:02 AM |
chestnut4 | $25.00 | 11/3/2011 10:10:35 AM |
green28 | $200.00 | 11/3/2011 9:24:43 AM |
randsenterprise | $25.00 | 11/3/2011 10:20:10 AM |
cybernosha | $25.00 | 11/3/2011 10:25:22 AM |
greenback-seagull2 | $49.00 | 11/3/2011 10:04:40 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:40 AM |
JJ-Loans | $80.00 | 11/3/2011 10:59:40 AM |
JLMGroupFunds | $25.00 | 11/3/2011 10:58:29 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:06 AM |
market-assembler | $25.00 | 11/3/2011 11:22:35 AM |
wwwUniversal | $25.00 | 11/3/2011 11:34:58 AM |
One_Lolo | $25.00 | 11/3/2011 1:28:11 PM |
spitzbergen | $25.00 | 11/3/2011 1:33:32 PM |
goat0 | $50.00 | 11/3/2011 1:49:48 PM |
new-gold-wrangler | $2,000.00 | 11/3/2011 2:40:01 PM |
washboard1 | $250.00 | 11/3/2011 2:43:45 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:38 PM |
triguy | $2,000.00 | 11/3/2011 1:22:27 PM |
113 Investments
|
Borrower Payment Dependent Notes Series
536382
This series of Notes was issued and sold upon the funding of the borrower loan #55823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $191.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,707 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| _angel35_ |
Borrower's state:
| Michigan |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 49 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $14,999.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
680-699
(Feb-2010)
640-659
(Oct-2007)
620-639
(Aug-2006)
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 49 | | |
Description
#5 of 6 headed to college!!
Loan will be used to consolidate some debt making it easier to assist our 5th child to attend college. Investments/savings we had in preparation for this have not gone as far as expected due to the economy.
This would be my 3rd Prosper loan - previous loans have perfect record, w/one paid off early.
I have worked for the same co for just shy of 12 yrs. I pay all bills on time.
Married w/6 kids - 2 youngest still home. Hubby been w/same co for over 26 yrs. Income is combined to pay all household bills. Income below is mine, so have divided all actual mo exp in 1/2.
My net income:$3000
Housing:$804
Insurance:$135 (car/home/RV/truck)
Car expenses:$163
Utilities:$142
DIsh Network/cells:$100
Food:$300
Other household expenses:$ 50
Credit cards & other loans: $500
This loan would cut our household mo expenses by over 800$/mo
Thanks for your time & consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reward-adventure | $50.00 | 11/1/2011 5:01:36 PM |
MoneyForNothing | $72.79 | 11/1/2011 5:02:53 PM |
Dusigrosz | $50.00 | 11/1/2011 5:03:06 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:20 PM |
platinum-rancher9 | $25.00 | 11/1/2011 5:44:31 PM |
SolarMoonshine | $25.00 | 11/1/2011 5:47:33 PM |
amaizblanco | $80.00 | 11/1/2011 5:18:15 PM |
pdub | $75.00 | 11/1/2011 5:26:14 PM |
enticing-capital6 | $50.00 | 11/1/2011 5:30:02 PM |
cashhelp | $25.00 | 11/1/2011 5:32:36 PM |
janeybooboo | $100.00 | 11/1/2011 5:44:58 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:46:08 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:53 PM |
pound-mushroom3 | $25.00 | 11/1/2011 5:57:57 PM |
orange-preeminant-bill | $25.00 | 11/1/2011 5:53:50 PM |
figs4u2 | $100.00 | 11/1/2011 5:57:22 PM |
impressive-loan | $100.00 | 11/1/2011 6:12:05 PM |
first-cash-producer | $25.00 | 11/1/2011 6:19:28 PM |
NekHoldings | $25.00 | 11/1/2011 6:06:51 PM |
important-openness1 | $100.00 | 11/1/2011 6:26:31 PM |
life-is-great | $25.00 | 11/1/2011 6:31:15 PM |
atlas-shrugged | $200.00 | 11/1/2011 6:29:20 PM |
lendstats_com | $36.29 | 11/1/2011 7:41:11 PM |
vutah | $25.00 | 11/1/2011 7:06:51 PM |
caper945 | $100.00 | 11/1/2011 9:40:29 PM |
1willray | $25.90 | 11/1/2011 7:39:35 PM |
SDD123 | $25.00 | 11/1/2011 7:46:01 PM |
amlu1988 | $25.00 | 11/1/2011 9:45:59 PM |
Beechturner | $40.00 | 11/2/2011 3:27:00 AM |
poisson17 | $54.00 | 11/1/2011 10:48:47 PM |
Viamin | $25.00 | 11/1/2011 11:07:42 PM |
abnvette | $25.00 | 11/2/2011 2:31:07 AM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:23 AM |
Moe87 | $25.55 | 11/2/2011 2:57:38 AM |
Tscheddar | $25.00 | 11/2/2011 4:13:22 AM |
festeringsnot | $25.00 | 11/2/2011 4:45:33 AM |
suave-dime6 | $25.00 | 11/2/2011 5:14:48 AM |
contract-student2 | $50.00 | 11/2/2011 5:40:27 AM |
intrepid-loot | $25.00 | 11/2/2011 5:46:32 AM |
mketelecom | $25.00 | 11/2/2011 5:28:33 AM |
Christophe | $50.00 | 11/2/2011 5:49:29 AM |
Epiphanic | $25.00 | 11/1/2011 5:23:25 PM |
real-return | $25.00 | 11/1/2011 5:03:25 PM |
Kash2010lu | $30.00 | 11/1/2011 5:03:36 PM |
careful-vigilance4 | $50.00 | 11/1/2011 5:04:42 PM |
ersheido | $35.00 | 11/1/2011 5:05:54 PM |
Tai | $50.00 | 11/1/2011 5:36:36 PM |
economy-coup | $50.00 | 11/1/2011 5:10:28 PM |
fervent-repayment | $25.00 | 11/1/2011 5:41:09 PM |
CoolPlexer | $25.00 | 11/1/2011 5:21:02 PM |
kindness-jedi | $25.00 | 11/1/2011 5:25:02 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:33 PM |
coin-investor | $25.00 | 11/1/2011 5:27:35 PM |
Kaj | $25.00 | 11/1/2011 5:32:54 PM |
social-cocktail1 | $200.00 | 11/1/2011 5:50:34 PM |
peaceful-wealth0 | $50.00 | 11/1/2011 5:56:14 PM |
Byrd24 | $100.00 | 11/1/2011 6:01:12 PM |
6moonbeams | $25.00 | 11/1/2011 6:11:52 PM |
cablenews | $100.00 | 11/1/2011 6:20:01 PM |
treasure-bliss | $25.00 | 11/1/2011 6:22:24 PM |
finance-prescription | $72.00 | 11/1/2011 6:20:37 PM |
spiritual-money299 | $50.00 | 11/1/2011 7:08:29 PM |
investment-tempo | $25.00 | 11/1/2011 6:30:00 PM |
trade-surge3 | $50.00 | 11/1/2011 6:35:45 PM |
Mikale360 | $25.00 | 11/1/2011 7:43:40 PM |
clemclan | $66.00 | 11/1/2011 6:56:43 PM |
wise-deal-panda | $200.00 | 11/1/2011 6:57:18 PM |
gold-cluster | $50.00 | 11/1/2011 9:42:20 PM |
jgar_O | $25.00 | 11/1/2011 7:10:23 PM |
RoZu_Lending | $100.00 | 11/1/2011 7:18:30 PM |
favorite-commerce | $40.00 | 11/1/2011 8:20:59 PM |
Beld | $75.00 | 11/1/2011 9:05:56 PM |
new-auction-neutron | $30.00 | 11/1/2011 9:15:51 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:19 PM |
Milonguero | $100.00 | 11/1/2011 9:38:03 PM |
klend4 | $27.07 | 11/2/2011 3:44:29 AM |
Anny-Disco | $25.00 | 11/2/2011 3:59:40 AM |
Feyenoord | $30.00 | 11/1/2011 9:56:46 PM |
CalBear08 | $25.00 | 11/1/2011 11:28:05 PM |
managedfund | $108.05 | 11/2/2011 5:50:58 AM |
return-grizzly | $100.00 | 11/2/2011 3:22:07 AM |
please-repay | $100.00 | 11/2/2011 4:13:02 AM |
revenue-associate | $30.00 | 11/2/2011 4:18:04 AM |
mikeandcat | $172.35 | 11/2/2011 4:57:27 AM |
a-resplendent-commitment | $100.00 | 11/2/2011 5:29:07 AM |
85 Investments
|
Borrower Payment Dependent Notes Series
536406
This series of Notes was issued and sold upon the funding of the borrower loan #55793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,750.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $205.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 25% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,314 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| stylethegrind |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,939.12 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Growing Business Needs Marketing $$
I will use this loan to pay for advertising expenses to drive more traffic to my website: fansfloormatsdeskpads.com
I have already been advertising on Facebook with GREAT success. The ads are very popular and the CPC is very low (.20-.70 per click) due to my skill with creating online ads.
I also will be retargeting customers who come to the website to remind them about FANS and bring them back to make a purchase. This is a very effective method that is also inexpensive and helps boost what was already spent on FB.
The website has had 3 sales since it opened on 10/23/11.
Take a look at the website and please contact me if you have any questions.
I am an ideal candidate for this loan because I?m a skilled online marketer with savvy business skills and I will have no problem repaying the loan.
Monthly net income: $3000
Monthly expenses: $1800
Housing: $450
Credit cards and other loans: $650
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $40.00 | 10/31/2011 9:08:23 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:27 AM |
DiligentiaLLC | $50.00 | 10/31/2011 11:53:46 AM |
john0720 | $25.00 | 10/31/2011 12:29:46 PM |
sensible-fund | $25.00 | 10/31/2011 3:37:18 PM |
hopeful-silver5 | $25.00 | 10/31/2011 1:34:03 PM |
dcshobby | $25.00 | 10/31/2011 2:08:18 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:13 PM |
CoolPlexer | $25.00 | 10/31/2011 9:16:45 PM |
fabulous-community4 | $25.00 | 11/1/2011 5:59:35 AM |
rs999 | $25.00 | 11/1/2011 10:58:10 AM |
papaloha | $98.00 | 11/1/2011 12:47:58 PM |
money-baron-roth-IRA | $50.00 | 11/1/2011 11:05:27 AM |
please-repay | $50.00 | 11/1/2011 2:00:31 PM |
Epiphanic | $25.00 | 11/1/2011 11:54:00 AM |
money-baron-roth-IRA | $55.60 | 11/1/2011 12:35:32 PM |
abradle2 | $25.00 | 11/1/2011 7:34:12 PM |
Core-Marketing | $25.00 | 11/2/2011 4:17:07 AM |
goodhearted-generosity511 | $25.00 | 11/2/2011 7:15:23 AM |
octoberfresh | $25.00 | 11/2/2011 7:41:40 AM |
leverage-monger | $25.00 | 11/2/2011 8:37:00 AM |
extraordinary-velocity6 | $50.00 | 11/2/2011 10:20:34 AM |
Jack55304 | $200.00 | 11/2/2011 10:28:04 AM |
listing-trapper3 | $50.00 | 11/2/2011 11:01:44 AM |
well-mannered-income3 | $40.00 | 11/2/2011 12:49:58 PM |
Banker2OO7 | $50.00 | 11/2/2011 3:34:08 PM |
damage | $25.00 | 11/2/2011 4:22:45 PM |
bid-stockpiler1 | $25.00 | 11/2/2011 7:51:54 PM |
zeeexsixare | $50.00 | 11/2/2011 7:38:49 PM |
suave-dime6 | $25.00 | 11/3/2011 4:31:17 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:31 AM |
handy-justice | $50.00 | 11/3/2011 9:40:43 AM |
economy-coup | $50.00 | 10/31/2011 9:07:46 AM |
DHolly | $31.00 | 10/31/2011 9:12:11 AM |
finance-mushroom | $100.00 | 10/31/2011 9:45:35 AM |
SolarMoonshine | $25.00 | 10/31/2011 9:49:20 AM |
Mikale360 | $25.00 | 10/31/2011 11:01:31 AM |
Iceman1347 | $25.00 | 10/31/2011 11:45:21 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:40 AM |
greenwell | $100.00 | 10/31/2011 5:33:05 PM |
Greenbak | $25.00 | 10/31/2011 6:58:49 PM |
let_me_retire | $25.00 | 11/1/2011 3:01:44 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:46:28 AM |
zone6 | $100.00 | 11/1/2011 7:20:32 AM |
HHP | $100.00 | 11/1/2011 8:05:53 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:29 AM |
money-baron-Roth401k | $50.00 | 11/1/2011 12:40:03 PM |
Green_Bay_Packers | $50.00 | 11/1/2011 3:17:48 PM |
TronMedici | $50.00 | 11/1/2011 3:41:19 PM |
rolltide09 | $25.00 | 11/1/2011 6:55:20 PM |
realtormoises | $25.00 | 11/2/2011 6:58:08 AM |
auction-seeker | $25.00 | 11/2/2011 7:24:46 AM |
managedfund | $400.00 | 11/2/2011 6:12:25 AM |
Bob450 | $25.00 | 11/2/2011 6:59:44 AM |
yield-lion2 | $25.00 | 11/2/2011 9:01:35 AM |
Tkhalaska | $25.00 | 11/2/2011 9:53:45 AM |
RockpointCapital | $100.00 | 11/2/2011 12:43:07 PM |
grc522 | $50.00 | 11/2/2011 1:49:30 PM |
fountain355 | $25.00 | 11/2/2011 11:58:19 AM |
fund-tom-tom6 | $25.00 | 11/2/2011 12:33:07 PM |
Rogesparkguy | $25.00 | 11/3/2011 6:29:37 AM |
DENARA | $25.00 | 11/3/2011 10:25:00 AM |
money-baron | $58.73 | 11/3/2011 10:52:58 AM |
fcrick | $25.00 | 11/3/2011 11:12:31 AM |
orange-rapid-benjamins | $337.56 | 11/3/2011 12:17:21 PM |
wealth-tremolo7 | $31.79 | 11/3/2011 11:50:18 AM |
brightest-gain-investor | $1,082.32 | 11/3/2011 2:47:27 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
536410
This series of Notes was issued and sold upon the funding of the borrower loan #55751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 42% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,617 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| safe-responsibility7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
|
Principal balance:
| $2,452.37 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt Consolidation
Purpose of loan: I am consolidating debts - currently I pay $576 and the payment on this will be $326 - its a no brainer.
This loan will be used to consolidate a few debts I have from going through my separation!
My financial situation: is good! I have a good job and not many debts, I am looking to save a little money now that I am on my own.
I am a good candidate for this loan because I have never been late on any obligations and will actually be saving $200 a month by doing this.
Monthly net income: $3200
Monthly expenses: $2476(including current $576 debt payments referenced above - with this loan, I would be at $2276-ish)
Housing: $900
Insurance: $200
Car expenses: $500
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $576
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $31.00 | 10/31/2011 9:14:29 AM |
SLN-10 | $25.00 | 10/31/2011 10:41:03 AM |
john0720 | $25.00 | 10/31/2011 12:29:47 PM |
shrewd-income | $150.00 | 10/31/2011 3:58:44 PM |
MilitaryLending | $100.05 | 10/31/2011 4:59:29 PM |
treasure-runner | $25.00 | 10/31/2011 3:24:34 PM |
imagic | $25.00 | 11/1/2011 4:22:52 AM |
shawnw2 | $150.00 | 11/1/2011 2:21:54 AM |
vtrentster | $25.00 | 11/1/2011 6:58:18 AM |
first-serene-credit | $25.00 | 11/1/2011 8:40:36 AM |
rate-sceptre | $25.00 | 11/1/2011 8:44:08 AM |
otto1939 | $101.00 | 11/1/2011 8:52:53 AM |
Retiredsailor65 | $25.00 | 11/1/2011 9:08:22 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:29 AM |
Epiphanic | $25.00 | 11/1/2011 11:49:42 AM |
let_me_retire | $25.00 | 11/1/2011 1:28:01 PM |
kind-durability-gravitas | $25.00 | 11/1/2011 2:47:33 PM |
yield-cologne | $30.18 | 11/1/2011 2:02:01 PM |
gjm6d | $25.00 | 11/1/2011 4:50:42 PM |
momentous-integrity548 | $50.00 | 11/1/2011 2:57:49 PM |
papaloha | $50.00 | 11/1/2011 5:06:17 PM |
chameleon125 | $25.00 | 11/1/2011 3:28:41 PM |
SolarMoonshine | $25.00 | 11/1/2011 5:58:16 PM |
payout-bridge | $50.00 | 11/1/2011 7:13:44 PM |
suges | $25.00 | 11/1/2011 7:28:16 PM |
jes5199 | $26.31 | 11/1/2011 10:36:40 PM |
wealth-tremolo7 | $25.00 | 11/2/2011 4:29:48 AM |
realtormoises | $25.00 | 11/2/2011 6:58:27 AM |
OLYVRC | $50.00 | 11/2/2011 7:49:39 AM |
Finchy78 | $25.00 | 11/2/2011 8:56:59 AM |
extraordinary-velocity6 | $50.00 | 11/2/2011 10:25:23 AM |
social-zebra | $30.00 | 11/2/2011 10:14:37 AM |
saxaphone6 | $25.00 | 11/2/2011 10:09:35 AM |
ethical-truth211 | $250.00 | 11/2/2011 11:01:37 AM |
golden-velocity9 | $25.00 | 11/2/2011 10:26:06 AM |
2grindstones | $31.00 | 11/2/2011 10:51:14 AM |
income-rocker2 | $50.00 | 11/2/2011 11:02:12 AM |
handy-justice | $50.00 | 11/2/2011 12:05:34 PM |
finance-mangrove4 | $26.03 | 11/2/2011 11:52:17 AM |
MJTimages_com | $30.00 | 11/2/2011 2:08:45 PM |
rolltide09 | $25.00 | 11/2/2011 5:49:01 PM |
american-investor | $50.00 | 11/2/2011 6:35:15 PM |
mighty-payout1 | $25.00 | 11/3/2011 5:01:24 AM |
intrepid-loot | $25.00 | 11/3/2011 6:21:43 AM |
wonderous-power | $25.00 | 11/3/2011 2:23:22 AM |
rockhound84 | $25.00 | 11/3/2011 6:52:57 AM |
mikeandcat | $108.74 | 11/3/2011 5:10:53 AM |
irrelevant | $25.00 | 11/3/2011 6:05:13 AM |
JJ-Loans | $80.00 | 11/3/2011 11:00:22 AM |
DENARA | $25.00 | 11/3/2011 10:21:38 AM |
the-lean-bid | $25.00 | 11/3/2011 11:02:17 AM |
wesleyan | $67.07 | 11/3/2011 10:38:13 AM |
tu3717ch | $200.00 | 11/3/2011 10:47:01 AM |
beer-gardener | $50.00 | 11/3/2011 1:01:31 PM |
twjh | $25.00 | 11/3/2011 11:43:01 AM |
triguy | $607.59 | 11/3/2011 1:27:18 PM |
economy-coup | $50.00 | 10/31/2011 9:07:46 AM |
green-trade-dolphin | $26.46 | 10/31/2011 9:02:09 AM |
312-Lender | $25.00 | 10/31/2011 9:03:04 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:27 AM |
loan-master1 | $25.00 | 10/31/2011 11:26:35 AM |
finance-mushroom | $100.00 | 10/31/2011 9:45:35 AM |
DiligentiaLLC | $50.00 | 10/31/2011 11:54:29 AM |
Rogelio48 | $25.00 | 10/31/2011 1:45:08 PM |
Melrosian | $51.93 | 10/31/2011 12:19:29 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:40 AM |
suave-dime6 | $25.00 | 10/31/2011 4:39:48 PM |
halothane_logic | $288.42 | 10/31/2011 4:07:19 PM |
HammerSmith | $25.00 | 10/31/2011 2:32:53 PM |
sensible-fund | $25.00 | 10/31/2011 3:38:10 PM |
greenwell | $100.00 | 10/31/2011 5:33:06 PM |
Greenbak | $25.00 | 10/31/2011 6:58:50 PM |
cilynx | $26.81 | 10/31/2011 9:59:51 PM |
amlu1988 | $25.00 | 10/31/2011 8:29:39 PM |
payment-halo | $25.00 | 10/31/2011 7:03:20 PM |
JPMorrisLegacyFund | $46.90 | 11/1/2011 12:05:09 AM |
skillful-asset5 | $25.00 | 11/1/2011 4:24:28 AM |
heerzaquestion | $25.00 | 10/31/2011 7:33:49 PM |
thrilling-payout1 | $76.59 | 11/1/2011 2:34:20 AM |
GElender | $40.00 | 11/1/2011 5:42:08 AM |
dukeiyer | $25.00 | 11/1/2011 7:35:02 AM |
social-hunter5 | $25.00 | 11/1/2011 5:52:34 AM |
blackstar | $25.00 | 11/1/2011 8:51:27 AM |
zone6 | $100.00 | 11/1/2011 7:19:15 AM |
calmfunds | $500.00 | 11/1/2011 8:16:53 AM |
HHP | $100.00 | 11/1/2011 8:05:54 AM |
triumphant-point5 | $50.00 | 11/1/2011 8:21:10 AM |
dedicated-principal | $50.00 | 11/1/2011 9:03:47 AM |
moola-monger9 | $50.00 | 11/1/2011 1:29:33 PM |
please-repay | $50.00 | 11/1/2011 1:52:03 PM |
contract-lionheart | $200.00 | 11/1/2011 11:21:41 AM |
USMC0311 | $25.00 | 11/1/2011 1:00:07 PM |
transformer855 | $25.00 | 11/1/2011 2:00:40 PM |
TronMedici | $50.00 | 11/1/2011 3:41:19 PM |
supreme-p2p9 | $25.00 | 11/1/2011 6:08:03 PM |
124SpiderMan | $50.00 | 11/1/2011 9:11:58 PM |
a-resplendent-commitment | $150.00 | 11/2/2011 5:42:05 AM |
hfpinc | $25.00 | 11/2/2011 3:41:40 AM |
melodious-openness | $50.00 | 11/2/2011 4:40:09 AM |
proper-loot3 | $25.00 | 11/2/2011 4:59:31 AM |
Mrgiggleswic | $50.00 | 11/2/2011 5:55:32 AM |
Bob450 | $30.00 | 11/2/2011 6:58:38 AM |
tiger1818 | $25.00 | 11/2/2011 7:09:57 AM |
auction-seeker | $25.00 | 11/2/2011 7:30:50 AM |
nimble-nickel | $50.00 | 11/2/2011 8:21:17 AM |
green-successful-note | $25.00 | 11/2/2011 9:04:45 AM |
jules3304 | $25.00 | 11/2/2011 11:57:57 AM |
blissful-finance7 | $28.81 | 11/2/2011 11:05:25 AM |
RockpointCapital | $100.00 | 11/2/2011 12:23:28 PM |
compassion-artisan9 | $25.00 | 11/2/2011 11:12:58 AM |
well-mannered-income3 | $40.00 | 11/2/2011 12:37:15 PM |
graceful-investment | $50.00 | 11/2/2011 11:37:36 AM |
damage | $25.00 | 11/2/2011 4:22:46 PM |
168RichCapital | $25.11 | 11/2/2011 4:44:20 PM |
Eddy-2-Aces | $25.00 | 11/2/2011 6:48:20 PM |
Land_on_your_feet | $25.00 | 11/2/2011 6:09:02 PM |
high_flyer | $200.00 | 11/2/2011 10:52:02 PM |
myidear | $25.00 | 11/3/2011 2:21:26 AM |
coin-popcorn | $25.00 | 11/3/2011 7:31:57 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:31 AM |
fountain355 | $25.00 | 11/3/2011 8:46:04 AM |
blue-silver-ruler | $25.00 | 11/3/2011 7:15:48 AM |
leverage-monger | $25.00 | 11/3/2011 9:04:26 AM |
Leshan | $50.00 | 11/3/2011 9:34:39 AM |
Jack55304 | $200.00 | 11/3/2011 10:50:51 AM |
money-baron-roth-IRA | $50.00 | 11/3/2011 11:00:15 AM |
CASSHMAN | $75.00 | 11/3/2011 12:51:12 PM |
127 Investments
|
Borrower Payment Dependent Notes Series
536428
This series of Notes was issued and sold upon the funding of the borrower loan #55736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
12 | Length of status: | 6y 9m |
Amount delinquent:
| $134 |
Total credit lines:
| 26 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $72,132 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peaceful-return033 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
|
Principal balance:
| $5,730.69 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...of my financial situation
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MilitaryLending | $100.05 | 10/31/2011 5:05:33 PM |
greenwell | $100.00 | 10/31/2011 5:33:07 PM |
green-trade-dolphin | $31.52 | 10/31/2011 5:02:11 PM |
312-Lender | $25.00 | 10/31/2011 5:02:33 PM |
SLN-10 | $25.00 | 10/31/2011 6:11:28 PM |
sensible-fund | $27.18 | 10/31/2011 5:54:03 PM |
HHP | $100.00 | 11/1/2011 8:05:56 AM |
the-discrete-income | $25.00 | 11/1/2011 9:03:20 AM |
rs999 | $25.00 | 11/1/2011 10:58:10 AM |
papaloha | $25.00 | 11/1/2011 5:07:43 PM |
TronMedici | $50.00 | 11/1/2011 3:41:21 PM |
wealth-tremolo7 | $25.00 | 11/2/2011 4:29:48 AM |
chameleon125 | $25.00 | 11/2/2011 6:37:58 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:36 AM |
DENARA | $25.00 | 11/3/2011 10:32:23 AM |
beer-gardener | $61.25 | 11/3/2011 1:03:28 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:12 PM |
economy-coup | $50.00 | 10/31/2011 5:43:04 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:53 PM |
GElender | $30.00 | 11/1/2011 5:49:16 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:31 AM |
tech310 | $50.00 | 11/1/2011 11:15:11 PM |
well-mannered-income3 | $50.00 | 11/2/2011 12:46:53 PM |
amlu1988 | $25.00 | 11/2/2011 6:22:27 PM |
bazaar-festivity | $100.00 | 11/2/2011 9:37:19 PM |
green28 | $50.00 | 11/3/2011 10:11:14 AM |
worth-blanket2 | $6,100.00 | 11/3/2011 11:05:04 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
536456
This series of Notes was issued and sold upon the funding of the borrower loan #55676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,899 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-unbelievable-reward3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Personal Loan
Purpose of loan: Debt Reduction
This loan will be used to...Pay off some higher interest debt
My financial situation:
I am a good candidate for this loan because...I have always paid my bills on time and would like to pay off some higher interest debt
Monthly net income: $ 4500
Monthly expenses: $2800
Housing: $1000
Insurance: $200
Car expenses: $0
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $50.00 | 11/1/2011 9:07:24 AM |
janeybooboo | $50.00 | 11/1/2011 9:07:20 AM |
jjswanso | $25.00 | 11/1/2011 10:02:42 AM |
SolarMoonshine | $25.00 | 11/1/2011 10:05:35 AM |
heavenly-interest9 | $500.00 | 11/1/2011 9:32:13 AM |
fervent-repayment | $25.00 | 11/1/2011 10:00:17 AM |
Rogelio48 | $30.00 | 11/1/2011 10:14:27 AM |
roux | $25.00 | 11/1/2011 10:26:53 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:44 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:41 PM |
TronMedici | $50.00 | 11/1/2011 3:41:22 PM |
scarlet-velvet | $25.08 | 11/1/2011 4:42:53 PM |
MrBailey | $25.00 | 11/1/2011 5:02:22 PM |
JohnSmallberries | $25.00 | 11/1/2011 5:03:51 PM |
palmetto933 | $25.00 | 11/1/2011 6:14:23 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:50 PM |
important-openness1 | $100.00 | 11/1/2011 6:26:30 PM |
jazzlender | $25.00 | 11/1/2011 7:27:59 PM |
abradle2 | $25.00 | 11/1/2011 7:28:41 PM |
Gobsek | $25.00 | 11/1/2011 7:35:32 PM |
platinum-czar | $31.04 | 11/1/2011 7:41:10 PM |
NolockHolmes | $40.00 | 11/2/2011 12:12:39 AM |
dinero-jujitsu | $25.68 | 11/2/2011 12:32:01 AM |
LendingPimp | $100.00 | 11/2/2011 3:01:08 AM |
gold-cluster | $50.00 | 11/1/2011 9:42:19 PM |
favorite-commerce | $30.00 | 11/1/2011 9:46:13 AM |
finance-mushroom | $100.00 | 11/1/2011 10:14:45 AM |
economy-coup | $50.00 | 11/1/2011 10:50:59 AM |
Dubbs360 | $50.00 | 11/1/2011 10:41:07 AM |
progressive-economy261 | $400.00 | 11/1/2011 10:57:33 AM |
kindness-jedi | $25.00 | 11/1/2011 11:09:27 AM |
on_your_side | $35.95 | 11/1/2011 3:00:03 PM |
smoothmoniker | $25.00 | 11/1/2011 5:26:48 PM |
coin-investor | $25.00 | 11/1/2011 5:27:34 PM |
income-buffalo1 | $49.00 | 11/1/2011 5:12:25 PM |
diplomatic-wealth7 | $25.00 | 11/1/2011 5:17:47 PM |
economy-producer | $25.00 | 11/1/2011 5:20:28 PM |
arsisi | $25.00 | 11/1/2011 5:20:35 PM |
Kaj | $25.00 | 11/1/2011 5:32:53 PM |
mercuriant | $25.00 | 11/1/2011 6:05:53 PM |
rs999 | $25.00 | 11/1/2011 6:00:36 PM |
cablenews | $100.00 | 11/1/2011 6:20:00 PM |
ruxpin1976 | $25.00 | 11/1/2011 6:47:21 PM |
Taz-Man-IIWIS | $25.00 | 11/1/2011 7:04:10 PM |
vutah | $25.00 | 11/1/2011 7:14:26 PM |
supreme-p2p9 | $25.00 | 11/1/2011 7:13:30 PM |
justasoldier | $50.00 | 11/1/2011 9:11:14 PM |
Iwillhuntyoudown | $25.00 | 11/1/2011 10:34:25 PM |
suave-dime6 | $25.00 | 11/2/2011 5:15:20 AM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:22 AM |
revenue-associate | $25.00 | 11/2/2011 4:22:42 AM |
managedfund | $1,000.00 | 11/2/2011 6:09:02 AM |
Cambalache | $58.25 | 11/2/2011 6:15:39 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
536466
This series of Notes was issued and sold upon the funding of the borrower loan #55721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 83% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 19y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,825 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unassuming-liberty1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
scotty
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1800
Monthly expenses: $1000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 10/31/2011 9:07:47 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:39 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:38 PM |
TronMedici | $50.00 | 11/1/2011 3:41:19 PM |
tech310 | $50.00 | 11/1/2011 11:17:39 PM |
MrJDL1971 | $26.00 | 11/3/2011 4:32:01 AM |
healthy-worth5 | $25.00 | 11/3/2011 6:27:35 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:33 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:31 AM |
finance-mushroom | $100.00 | 10/31/2011 9:45:35 AM |
HHP | $100.00 | 11/1/2011 8:05:54 AM |
Core-Marketing | $25.00 | 11/2/2011 4:28:06 AM |
managedfund | $600.00 | 11/2/2011 6:06:44 AM |
patriot0 | $50.00 | 11/2/2011 9:54:13 AM |
fountain355 | $25.00 | 11/2/2011 12:04:40 PM |
DENARA | $25.00 | 11/3/2011 10:39:10 AM |
worth-blanket2 | $2,500.00 | 11/3/2011 11:05:15 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
536468
This series of Notes was issued and sold upon the funding of the borrower loan #55563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $120.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 12% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,923 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| unafraid-social942 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2011)
|
Principal balance:
| $2,060.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Medical Expense Need
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 10/31/2011 5:41:33 PM |
economy-coup | $50.00 | 10/31/2011 5:43:06 PM |
ultimate-peace | $150.00 | 10/31/2011 5:03:32 PM |
spiritual-money299 | $50.00 | 10/31/2011 6:09:30 PM |
Zoramite | $25.00 | 10/31/2011 6:31:19 PM |
SLN-10 | $25.00 | 10/31/2011 6:11:08 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:54 PM |
easylivin | $25.00 | 11/1/2011 7:07:34 AM |
unfixer | $25.00 | 11/1/2011 7:54:33 AM |
dukeiyer | $25.00 | 11/1/2011 7:35:39 AM |
miked8303 | $50.00 | 11/1/2011 8:15:32 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:55 AM |
principal-triumph | $50.00 | 11/1/2011 9:08:49 AM |
five-star-note | $75.00 | 11/1/2011 10:51:39 AM |
diplomatic-wealth7 | $25.00 | 11/1/2011 10:04:21 AM |
mercuriant | $25.00 | 11/1/2011 10:07:44 AM |
rs999 | $25.00 | 11/1/2011 10:58:10 AM |
cablenews | $100.00 | 11/1/2011 10:59:03 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:32 PM |
dudebrah | $25.00 | 11/1/2011 4:50:03 PM |
careful-vigilance4 | $50.00 | 11/1/2011 5:04:42 PM |
sweety075 | $25.00 | 11/1/2011 5:25:48 PM |
SDKiwi | $33.00 | 11/1/2011 5:59:51 PM |
loss-of-control | $50.00 | 11/1/2011 6:48:43 PM |
janeybooboo | $100.00 | 11/1/2011 8:12:39 PM |
hopeful-silver5 | $25.34 | 11/1/2011 11:12:34 PM |
handy-justice | $50.00 | 11/1/2011 8:12:34 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:21 AM |
revenue-associate | $6.66 | 11/2/2011 4:10:12 AM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:23 PM |
heerzaquestion | $60.00 | 10/31/2011 7:29:01 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:14 PM |
well-rounded-payout0 | $50.00 | 10/31/2011 5:48:26 PM |
Greenbak | $25.00 | 10/31/2011 6:58:51 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:24 AM |
imagic | $25.00 | 11/1/2011 4:21:05 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:48 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:19:38 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:24 AM |
evnagelist | $25.00 | 11/1/2011 9:04:57 AM |
useful-dollar1 | $200.00 | 11/1/2011 10:24:58 AM |
suave-dime6 | $25.00 | 11/1/2011 10:34:47 AM |
fervent-repayment | $25.00 | 11/1/2011 10:49:34 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:31 AM |
ruxpin1976 | $25.00 | 11/1/2011 12:22:15 PM |
TronMedici | $50.00 | 11/1/2011 3:41:22 PM |
MrBailey | $25.00 | 11/1/2011 5:02:21 PM |
arsisi | $25.00 | 11/1/2011 5:20:34 PM |
economy-producer | $25.00 | 11/1/2011 5:20:28 PM |
smoothmoniker | $25.00 | 11/1/2011 5:26:48 PM |
Kaj | $25.00 | 11/1/2011 5:32:52 PM |
treasure-bliss | $25.00 | 11/1/2011 6:22:23 PM |
tech310 | $50.00 | 11/1/2011 11:18:26 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
536484
This series of Notes was issued and sold upon the funding of the borrower loan #55787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $131.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,272 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| rwo |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 66% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 12
( 34% )
| 620-639
(Jan-2010)
640-659
(Dec-2009)
600-619
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Business use
Purpose of loan:
This loan will be used to...purchase business equipment
My financial situation:
I am a good candidate for this loan because...I am a returning customer in good standing and paid off my original $5000 loan. I prefer the peer-to-peer lending concept over conventional lending and am comfortable with the interest rate. My cash flow is good, my debt is lower than it has been in many years and I trust Prosper with my business. I work in a profession that requires significant investments from time to time and I feel comfortable investing that money now. Thanks for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/31/2011 5:25:23 PM |
spiritual-money299 | $50.00 | 10/31/2011 6:09:30 PM |
greenwell | $100.00 | 10/31/2011 5:33:07 PM |
D911ave | $50.00 | 10/31/2011 6:18:17 PM |
Zoramite | $25.00 | 10/31/2011 6:31:19 PM |
thankful-nickel2 | $50.00 | 10/31/2011 7:58:59 PM |
figs4u2 | $100.00 | 10/31/2011 6:15:35 PM |
Feyenoord | $30.00 | 10/31/2011 6:26:18 PM |
Tscheddar | $25.00 | 11/1/2011 3:03:43 AM |
wtrboy | $25.00 | 10/31/2011 10:23:22 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:49 AM |
brownie_1 | $100.00 | 11/1/2011 8:04:11 AM |
cablenews | $100.00 | 11/1/2011 10:59:04 AM |
rmachi | $25.00 | 11/1/2011 10:54:38 AM |
Marathoner | $25.00 | 11/1/2011 11:52:59 AM |
rs999 | $25.00 | 11/1/2011 10:58:11 AM |
magnetic-pound4 | $50.00 | 11/1/2011 11:15:59 AM |
resolute-justice413 | $100.00 | 11/1/2011 5:46:25 PM |
Drewkeeper | $25.00 | 11/1/2011 6:17:51 PM |
Brisket_Bob | $50.00 | 11/1/2011 6:50:53 PM |
contract-festival7 | $25.00 | 11/1/2011 8:32:34 PM |
integrity-starter | $25.00 | 11/1/2011 9:47:01 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:26 PM |
managedfund | $800.00 | 11/2/2011 6:08:34 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:22 AM |
j2ee | $25.00 | 11/2/2011 9:19:00 AM |
dtrain5 | $50.00 | 11/2/2011 8:27:19 AM |
luckyldy | $25.00 | 11/2/2011 9:24:11 AM |
EretzCapital | $47.63 | 11/2/2011 10:11:18 AM |
NS22 | $34.37 | 11/2/2011 10:29:46 AM |
jamiee73 | $25.00 | 10/31/2011 5:51:47 PM |
riskreward | $250.00 | 10/31/2011 6:10:52 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:55 PM |
responsibility-butterfly | $25.00 | 10/31/2011 5:43:22 PM |
influential-benjamins0 | $100.00 | 10/31/2011 5:58:12 PM |
Zoomie | $25.00 | 10/31/2011 9:03:13 PM |
Ripsaw4U | $50.00 | 11/1/2011 2:35:47 AM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:06 AM |
radforj22 | $50.00 | 11/1/2011 6:17:00 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:54 AM |
john0720 | $25.00 | 11/1/2011 7:48:58 AM |
Clambake | $25.00 | 11/1/2011 9:04:42 AM |
green-trade-dolphin2 | $25.00 | 11/1/2011 9:45:13 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:12 AM |
kenji4861 | $25.00 | 11/1/2011 10:30:51 AM |
scholarly-benefit5 | $33.00 | 11/1/2011 2:25:00 PM |
wlm3012 | $30.00 | 11/1/2011 2:00:10 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:33 PM |
fcrick | $25.00 | 11/1/2011 5:59:01 PM |
E-2 | $100.00 | 11/1/2011 6:31:32 PM |
cash-sensai2 | $25.00 | 11/1/2011 6:04:18 PM |
indomitable-coin | $25.00 | 11/1/2011 6:22:50 PM |
Leshan | $50.00 | 11/2/2011 7:42:02 AM |
djalan | $50.00 | 11/2/2011 8:09:15 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:51 AM |
DadWarbucks | $25.00 | 11/2/2011 7:29:19 AM |
indianoven | $25.00 | 11/2/2011 8:29:49 AM |
jump58 | $25.00 | 11/2/2011 9:41:46 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:02 AM |
sunnydaize516 | $25.00 | 11/2/2011 9:47:42 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:38 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:50 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
536490
This series of Notes was issued and sold upon the funding of the borrower loan #55653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-31-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 23.48% |
Monthly payment:
| $276.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.62% | | |
| |
Estimated return*:
| 14.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,473 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 47 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-hopeful-leverage |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan Needed
Purpose of loan:
This loan will be used to make improvements around the house.
My financial situation: I am in Good financial shape.
I am a good candidate for this loan because all of my bills and outstanding credits are up to date with no late fees or inquiries.
Monthly net income: $2,944
Monthly expenses: $770
Housing: $0
Insurance: $0
Car expenses: $230
Utilities: $0
Phone, cable, internet: $120
Food, entertainment: $
Clothing, household expenses: $120
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loot-heart | $25.00 | 11/3/2011 9:32:36 PM |
credit-wheel7 | $25.00 | 10/31/2011 5:42:39 PM |
figs4u2 | $100.00 | 10/31/2011 6:15:35 PM |
vutah | $25.00 | 10/31/2011 5:35:49 PM |
real-return | $30.00 | 10/31/2011 9:35:41 PM |
lion6 | $25.00 | 11/1/2011 4:58:48 PM |
J_Galt | $25.00 | 11/2/2011 9:45:03 AM |
Mark-7 | $50.00 | 11/3/2011 9:08:04 AM |
maharaja | $25.00 | 11/3/2011 9:25:59 AM |
cablenews | $100.00 | 11/3/2011 9:23:01 AM |
riskreward | $250.00 | 11/3/2011 10:04:17 AM |
jamiee73 | $25.00 | 11/3/2011 11:10:32 AM |
Investor_DP | $100.00 | 11/3/2011 10:54:33 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:08 AM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:05 PM |
ferdberfel | $25.00 | 11/3/2011 3:16:26 PM |
spitzbergen | $25.00 | 11/3/2011 1:33:33 PM |
nimble-nickel | $50.00 | 11/3/2011 2:35:12 PM |
lostontheedge | $25.00 | 11/3/2011 3:51:56 PM |
kenji4861 | $25.00 | 11/3/2011 5:28:30 PM |
britgsb | $30.00 | 11/3/2011 5:37:23 PM |
jaycro | $25.00 | 11/3/2011 6:39:59 PM |
rbgnr111 | $25.00 | 11/3/2011 6:40:00 PM |
JayIsABear | $28.17 | 11/3/2011 7:18:37 PM |
KDW08 | $25.00 | 11/3/2011 7:27:55 PM |
tranquil-revenue | $25.00 | 11/4/2011 12:17:22 AM |
buddylee2o03 | $25.00 | 11/3/2011 8:45:07 PM |
JohnGalt94 | $25.00 | 11/3/2011 9:03:07 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:11:41 PM |
Goodlender42 | $25.00 | 11/4/2011 5:34:48 AM |
Cambalache | $30.48 | 11/4/2011 6:12:31 AM |
Smallbear | $25.00 | 11/4/2011 6:15:55 AM |
Bob450 | $25.00 | 11/4/2011 7:04:20 AM |
pirahna125 | $25.00 | 11/4/2011 4:24:59 AM |
kulender | $100.00 | 11/4/2011 4:45:09 AM |
rakey | $25.00 | 11/4/2011 5:59:29 AM |
LenderByDay | $25.00 | 11/4/2011 8:04:14 AM |
juxtapose | $25.00 | 11/4/2011 6:24:36 AM |
treasure-bliss | $25.00 | 11/4/2011 6:27:42 AM |
five-star-order1 | $50.00 | 11/4/2011 8:59:39 AM |
dignified-finance | $25.00 | 11/4/2011 7:10:54 AM |
worth-arch | $25.00 | 11/4/2011 8:29:00 AM |
Maggie3 | $25.00 | 11/4/2011 8:31:54 AM |
cutter21 | $25.00 | 11/4/2011 10:03:56 AM |
DreDub | $50.00 | 11/4/2011 9:44:32 AM |
melodious-fairness | $25.00 | 11/4/2011 10:16:04 AM |
intelligent-repayment8 | $1,000.00 | 11/4/2011 10:02:49 AM |
jsak74 | $25.00 | 11/4/2011 10:23:02 AM |
ursus | $50.00 | 11/4/2011 11:11:17 AM |
forthright-trade | $25.00 | 11/4/2011 10:31:29 AM |
spark548 | $50.00 | 11/4/2011 11:19:39 AM |
Weaverville | $25.00 | 11/4/2011 10:47:25 AM |
the-profit-oracle | $25.00 | 11/4/2011 11:48:08 AM |
tender-commerce8 | $50.00 | 11/4/2011 12:16:37 PM |
CashMoneyGNOME | $25.00 | 11/4/2011 12:40:38 PM |
compassion-bauble4 | $25.00 | 11/4/2011 12:41:34 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:54 PM |
zippy-interest | $25.00 | 11/4/2011 11:44:48 AM |
genius520 | $50.00 | 11/4/2011 11:52:30 AM |
jescowa | $50.00 | 11/4/2011 12:16:56 PM |
gold-sushi | $25.00 | 11/4/2011 12:17:28 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:39 PM |
Flreap | $25.00 | 11/4/2011 12:49:44 PM |
payout-alien6 | $25.00 | 11/4/2011 2:37:05 PM |
responsibility-butterfly | $25.00 | 10/31/2011 5:43:37 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:55 PM |
Theodon | $25.00 | 11/1/2011 6:34:23 PM |
iaffy | $50.00 | 11/2/2011 2:54:50 PM |
progressive-economy261 | $400.00 | 11/3/2011 9:23:44 AM |
exact-loan5 | $50.00 | 11/3/2011 10:43:16 AM |
elfincove | $25.00 | 11/3/2011 10:15:09 AM |
RetiredATC | $50.00 | 11/3/2011 10:28:07 AM |
credit-maple5 | $100.00 | 11/3/2011 10:41:29 AM |
rupee-prairie | $25.00 | 11/3/2011 10:53:58 AM |
hard-working-rate3 | $100.00 | 11/3/2011 11:35:20 AM |
prohelper | $25.00 | 11/3/2011 11:13:30 AM |
Kaj | $25.00 | 11/3/2011 11:14:20 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:41 PM |
triguy | $2,000.00 | 11/3/2011 1:22:41 PM |
Engineer44 | $30.00 | 11/3/2011 3:29:46 PM |
Doodlemeyer | $25.00 | 11/3/2011 3:36:28 PM |
pthighs | $30.00 | 11/3/2011 3:38:59 PM |
macgeek | $67.11 | 11/3/2011 4:32:58 PM |
gentle-penny7 | $50.00 | 11/3/2011 6:03:33 PM |
hanuman77 | $25.00 | 11/3/2011 6:57:44 PM |
jtc26 | $58.66 | 11/3/2011 5:36:30 PM |
soulwork | $25.00 | 11/3/2011 7:51:47 PM |
payout-thinker7 | $25.00 | 11/3/2011 6:02:36 PM |
oplender | $25.00 | 11/3/2011 9:46:53 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:51 PM |
integrity-doctor | $100.00 | 11/3/2011 7:24:52 PM |
silver-armada | $50.00 | 11/4/2011 4:18:57 AM |
note-mad-scientist | $73.98 | 11/4/2011 4:39:46 AM |
Mindful7 | $25.00 | 11/4/2011 4:47:30 AM |
orange-preeminant-bill | $25.00 | 11/4/2011 6:35:54 AM |
leverage-monger | $25.00 | 11/4/2011 7:36:16 AM |
moramis | $25.00 | 11/4/2011 6:26:11 AM |
Contact911 | $25.00 | 11/4/2011 5:56:29 AM |
bonus-demon | $50.00 | 11/4/2011 8:48:11 AM |
hebergee | $25.00 | 11/4/2011 6:27:34 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:32 AM |
escharfer | $25.00 | 11/4/2011 9:59:49 AM |
mflawyer | $25.00 | 11/4/2011 8:32:43 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:03 AM |
graceful-investment | $25.00 | 11/4/2011 9:18:17 AM |
rutzebach | $92.36 | 11/4/2011 8:54:57 AM |
evnagelist | $25.00 | 11/4/2011 10:15:09 AM |
Christophe | $25.00 | 11/4/2011 9:17:28 AM |
6moonbeams | $25.00 | 11/4/2011 10:21:52 AM |
rate-mogul | $50.00 | 11/4/2011 11:13:18 AM |
deal-secret-agent | $25.00 | 11/4/2011 10:37:46 AM |
PK_USMC | $25.00 | 11/4/2011 11:21:28 AM |
the-dollar-topper | $150.00 | 11/4/2011 11:14:48 AM |
wwwUniversal | $25.00 | 11/4/2011 11:41:59 AM |
reflective-cash0 | $29.00 | 11/4/2011 11:15:48 AM |
loot-geyser1 | $25.00 | 11/4/2011 11:18:25 AM |
damage | $25.00 | 11/4/2011 11:24:08 AM |
asmithj | $25.00 | 11/4/2011 11:40:25 AM |
Elefunt | $25.00 | 11/4/2011 11:42:37 AM |
TheoProf | $25.00 | 11/4/2011 1:44:12 PM |
NickRac | $50.00 | 11/4/2011 1:57:21 PM |
successful-agreement7 | $33.00 | 11/4/2011 12:36:11 PM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:24 PM |
steady-silver6 | $50.00 | 11/4/2011 1:27:00 PM |
larrybird | $1,742.24 | 11/4/2011 2:43:01 PM |
125 Investments
|
Borrower Payment Dependent Notes Series
536528
This series of Notes was issued and sold upon the funding of the borrower loan #55759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 5% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $983 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-bonus-agave |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tax
Purpose of loan:
This loan will be used to...payoff taxes
My financial situation:
I am a good candidate for this loan because...low debt to income. good job. past problems due to economy. getting back on track.
Monthly net income: $3500
Monthly expenses: $
Housing: $913
Insurance: $0
Car expenses: $0
Utilities: $250
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $175
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/31/2011 5:43:37 PM |
figs4u2 | $100.00 | 10/31/2011 6:15:35 PM |
kindness-jedi | $25.00 | 11/1/2011 11:09:26 AM |
iaffy | $50.00 | 11/2/2011 2:54:50 PM |
ghinga | $30.00 | 11/2/2011 4:01:52 PM |
deal-scientist5 | $50.00 | 11/2/2011 5:01:07 PM |
EngineersAlliance | $150.00 | 11/2/2011 5:33:39 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:42 PM |
hard-working-rate3 | $100.00 | 11/2/2011 6:28:21 PM |
riskreward | $250.00 | 11/2/2011 6:33:07 PM |
MrEville | $25.00 | 11/2/2011 7:53:00 PM |
durability-ruler | $25.00 | 11/2/2011 7:01:43 PM |
loot-castanets | $25.00 | 11/2/2011 7:08:44 PM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:52 PM |
nalaari | $25.00 | 11/3/2011 5:46:35 AM |
mcilwaaj12 | $50.00 | 11/3/2011 7:19:32 AM |
Isanpankki | $25.00 | 11/3/2011 8:34:35 AM |
resolute-justice413 | $71.00 | 11/3/2011 9:10:07 AM |
damage | $25.00 | 11/3/2011 10:17:00 AM |
selector568 | $300.00 | 11/3/2011 10:32:23 AM |
rupee-prairie | $25.00 | 11/3/2011 10:53:58 AM |
fire_torf | $25.00 | 11/3/2011 11:12:42 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:08 AM |
coin-lesson3 | $120.80 | 11/3/2011 12:01:36 PM |
Kaj | $25.00 | 11/3/2011 11:14:20 AM |
prohelper | $25.00 | 11/3/2011 11:13:31 AM |
beer-gardener | $50.00 | 11/3/2011 1:04:20 PM |
market-pudding | $25.00 | 11/3/2011 12:19:50 PM |
ethicalhumanist | $100.00 | 11/3/2011 1:00:07 PM |
triguy | $1,010.39 | 11/3/2011 1:23:05 PM |
worthy-bid8 | $50.00 | 11/1/2011 9:29:58 AM |
jsak74 | $25.00 | 11/1/2011 10:59:19 PM |
managedfund | $500.00 | 11/2/2011 6:15:41 AM |
gracej | $25.00 | 11/2/2011 1:58:01 PM |
escharfer | $25.00 | 11/2/2011 1:08:04 PM |
LKN2RTR | $31.08 | 11/2/2011 3:08:22 PM |
Sierrahh | $25.00 | 11/2/2011 4:04:49 PM |
orbiter687 | $25.00 | 11/2/2011 6:34:31 PM |
Weaverville | $25.00 | 11/2/2011 7:56:02 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:48 PM |
elfincove | $25.00 | 11/2/2011 8:37:36 PM |
trade-solo | $50.00 | 11/2/2011 9:08:54 PM |
rs999 | $25.00 | 11/2/2011 7:02:20 PM |
RetiredATC | $50.00 | 11/3/2011 3:15:27 AM |
Mark-7 | $50.00 | 11/3/2011 2:35:07 AM |
Tscheddar | $25.00 | 11/3/2011 3:06:59 AM |
orange-coin-walnut | $50.00 | 11/3/2011 4:17:27 AM |
cnovak | $25.00 | 11/3/2011 7:09:39 AM |
brittany | $100.00 | 11/3/2011 6:47:49 AM |
elvisloans | $25.00 | 11/3/2011 7:03:50 AM |
marwadi-62 | $100.00 | 11/3/2011 7:11:55 AM |
green28 | $200.00 | 11/3/2011 9:22:49 AM |
ethical-truth211 | $56.73 | 11/3/2011 9:13:15 AM |
maharaja | $25.00 | 11/3/2011 9:25:59 AM |
Investor_DP | $100.00 | 11/3/2011 10:54:33 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:41 PM |
organized-payment6 | $30.00 | 11/3/2011 1:14:25 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
536576
This series of Notes was issued and sold upon the funding of the borrower loan #55587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,100.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $216.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 31% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,994 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| zakcmac |
Borrower's state:
| Washington |
Borrower's group:
| Simple Credit Store - Everyone Welcome! Rewards shared 100% |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 24 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2008)
600-619
(Dec-2007)
600-619
(Oct-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
My Third Prosper Loan
Purpose of loan: Consolidate Debt
I have had 2 previous prosper loans over the last 5 years and I paid back each one early. The first one I received to help purchase my wife's wedding ring. The 2nd one I got to pay off some of the wedding debt. Both were paid early and each payment was on time. I expect this loan to be no different.
I make $52k a year in retail management and have potential to make another $1500 quarterly.
My wife and I split bills base on our income and my budget follows:
Monthly net income: $2940
Monthly expenses: $1707
Emergency Savings: $7000
Mortgage: 400
Utilities: 100
Gas/Electric: 12
Gym: 38
Comcast: 60
Dish: 100
ADT: 37
State Farm: 230
Nissan: 500
Verizon: 230
Living: 700 (includes food, gas, pet, vacation, entertainment)
Investing: 200
Prosper:215 (assuming I get this loan)
This is a great investment based on my history and budget.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/1/2011 5:26:15 PM |
Kaj | $25.00 | 11/1/2011 5:32:56 PM |
hard-working-rate3 | $100.00 | 11/1/2011 5:07:23 PM |
real-return | $30.00 | 11/1/2011 5:12:12 PM |
fervent-repayment | $25.00 | 11/1/2011 5:41:09 PM |
kindness-jedi | $25.00 | 11/1/2011 5:25:02 PM |
Epiphanic | $25.00 | 11/1/2011 5:26:06 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:54 PM |
enticing-capital6 | $50.00 | 11/1/2011 5:30:02 PM |
NekHoldings | $25.00 | 11/1/2011 6:06:23 PM |
Tscheddar | $25.00 | 11/1/2011 5:36:11 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:21 PM |
janeybooboo | $100.00 | 11/1/2011 5:49:22 PM |
PLANECRASH | $25.00 | 11/1/2011 6:02:42 PM |
wise-deal-panda | $200.00 | 11/1/2011 6:57:19 PM |
responsibility-butterfly | $25.00 | 11/1/2011 7:16:48 PM |
CashFlow13 | $100.00 | 11/1/2011 7:19:32 PM |
grammaspurse | $25.00 | 11/1/2011 7:01:23 PM |
Oak-Parker | $25.00 | 11/1/2011 7:29:27 PM |
SmallTown5 | $61.25 | 11/1/2011 9:26:45 PM |
Digs | $25.00 | 11/2/2011 5:46:42 AM |
john0720 | $25.00 | 11/2/2011 6:34:27 AM |
beachfunder | $25.00 | 11/2/2011 6:42:45 AM |
Recyclist | $30.00 | 11/2/2011 7:28:02 AM |
Christophe | $25.00 | 11/2/2011 5:51:45 AM |
contract-student2 | $50.00 | 11/2/2011 5:39:39 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:55 AM |
missoula | $25.00 | 11/2/2011 7:58:27 AM |
HolJenks | $25.00 | 11/2/2011 6:16:02 AM |
beachfunder | $25.00 | 11/2/2011 6:40:47 AM |
FinanceEngine | $40.00 | 11/2/2011 9:10:07 AM |
nimble-nickel | $75.00 | 11/2/2011 8:30:56 AM |
wwwUniversal | $25.00 | 11/2/2011 9:38:17 AM |
Finchy78 | $68.57 | 11/2/2011 9:20:35 AM |
JayIsABear | $52.17 | 11/2/2011 9:38:09 AM |
Poncee | $25.00 | 11/2/2011 9:48:53 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:51 AM |
integrity-starter | $25.00 | 11/2/2011 9:54:15 AM |
ChoiceInvestments | $33.50 | 11/2/2011 10:13:35 AM |
green28 | $165.13 | 11/2/2011 10:35:38 AM |
real-return | $30.00 | 11/2/2011 10:51:56 AM |
revenue-associate | $30.00 | 11/2/2011 10:54:16 AM |
affluence-birdie7 | $150.00 | 11/2/2011 10:47:33 AM |
jules3304 | $25.00 | 11/2/2011 11:50:37 AM |
income-rocker2 | $50.00 | 11/2/2011 11:00:47 AM |
listing-trapper3 | $50.00 | 11/2/2011 11:01:45 AM |
bizzzond | $150.00 | 11/2/2011 12:07:55 PM |
Gr8Deal | $50.00 | 11/2/2011 11:14:24 AM |
Money_Working | $30.00 | 11/2/2011 11:44:23 AM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:32 PM |
repaymeplease | $35.64 | 11/2/2011 12:32:55 PM |
EngineersAlliance | $150.00 | 11/1/2011 5:13:18 PM |
influential-benjamins0 | $100.00 | 11/1/2011 5:38:21 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:46:08 PM |
pound-mushroom3 | $25.00 | 11/1/2011 5:57:57 PM |
figs4u2 | $100.00 | 11/1/2011 5:57:22 PM |
Onlyhappycustomers | $25.00 | 11/1/2011 6:48:07 PM |
charming-exchange7 | $25.00 | 11/1/2011 7:01:06 PM |
cablenews | $100.00 | 11/1/2011 6:20:02 PM |
Zoomie | $25.00 | 11/1/2011 7:01:58 PM |
riskreward | $250.00 | 11/1/2011 7:05:48 PM |
vutah | $25.00 | 11/1/2011 7:07:38 PM |
rcs2003 | $25.00 | 11/2/2011 12:25:02 AM |
BigSkyFinancial | $30.00 | 11/2/2011 1:18:02 AM |
dammage | $35.06 | 11/1/2011 8:40:54 PM |
contract-festival7 | $50.00 | 11/1/2011 8:55:32 PM |
Moe87 | $25.00 | 11/2/2011 2:57:51 AM |
Domgabriel | $25.00 | 11/2/2011 4:04:44 AM |
Feyenoord | $30.00 | 11/1/2011 10:06:14 PM |
jsak74 | $25.00 | 11/1/2011 10:46:57 PM |
Viamin | $25.00 | 11/1/2011 11:07:43 PM |
scojo | $25.02 | 11/1/2011 11:25:29 PM |
abnvette | $41.00 | 11/2/2011 2:27:25 AM |
Beechturner | $40.00 | 11/2/2011 3:28:17 AM |
please-repay | $150.00 | 11/2/2011 4:02:37 AM |
SolarMoonshine | $25.00 | 11/2/2011 4:03:22 AM |
heavenly-treasure542 | $25.00 | 11/2/2011 4:24:57 AM |
organized-payment6 | $50.00 | 11/2/2011 6:08:07 AM |
selector568 | $200.00 | 11/2/2011 8:24:58 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:23 AM |
nimble-affluence4 | $25.00 | 11/2/2011 8:26:29 AM |
Wilhan | $100.00 | 11/2/2011 7:15:52 AM |
worldly-investment333 | $25.00 | 11/2/2011 7:43:21 AM |
peace-cell2 | $25.00 | 11/2/2011 8:17:48 AM |
Investor_DP | $100.00 | 11/2/2011 9:22:23 AM |
credit-maple5 | $100.00 | 11/2/2011 9:33:57 AM |
GoGalt | $50.00 | 11/2/2011 8:53:56 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:04 AM |
social-zebra | $30.00 | 11/2/2011 10:08:26 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:39 AM |
investmentgroup | $25.00 | 11/2/2011 9:51:07 AM |
social-investor5 | $25.00 | 11/2/2011 10:43:53 AM |
Aquanaut | $25.00 | 11/2/2011 10:11:21 AM |
djkaiser | $25.00 | 11/2/2011 10:27:02 AM |
thaddeuscm | $55.86 | 11/2/2011 10:32:14 AM |
twjh | $25.00 | 11/2/2011 11:21:18 AM |
decisive-revenue1 | $50.00 | 11/2/2011 11:29:19 AM |
hillerod | $25.02 | 11/2/2011 10:59:05 AM |
ethical-truth211 | $300.00 | 11/2/2011 11:08:18 AM |
Trapman13 | $50.00 | 11/2/2011 12:35:18 PM |
forthright-dedication | $50.00 | 11/2/2011 11:13:09 AM |
salizex | $75.00 | 11/2/2011 11:35:45 AM |
atlvalet | $29.80 | 11/2/2011 11:50:43 AM |
trustworthy-money2 | $25.00 | 11/2/2011 12:01:49 PM |
bizzzond | $25.00 | 11/2/2011 12:15:12 PM |
designer_10 | $25.00 | 11/2/2011 12:26:38 PM |
fund-tom-tom6 | $1.98 | 11/2/2011 12:36:57 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
536598
This series of Notes was issued and sold upon the funding of the borrower loan #55702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $210.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,328 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sparkling-point160 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2010)
|
Principal balance:
| $5,381.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Help with High Interest Credit Debt
Purpose of loan:
This loan will be used to pay down more of my debt. My credit cards sky rocketed to 30% plus and my utilities climbed up as well. I've been paying down my debt slowly with Prospers help and I plan to keep going until I am financially free.
My financial situation:
I am a good candidate for this loan because I have another loan from Prosper and have never missed a payment. In fact, I am in good standing with my mortgage and even my high interest credit cards. I have demonstrated a strong payment history, but my overwhelming debt has made it difficult to get a loan from a traditional bank. My goal is to be completely debt free in the next few years so that I can rebuild my savings.
Monthly net income: $85356
Monthly expenses: $
Housing (includes taxes and insurance): $2104
Utilities: $650
Phone, cable, internet: $113
Food, entertainment: $300
Credit cards and other loans: $1800
travel/gas: $60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $50.00 | 11/1/2011 9:05:38 AM |
pound-mushroom3 | $25.00 | 11/1/2011 9:28:27 AM |
transaction-animal8 | $25.00 | 11/1/2011 9:47:51 AM |
6moonbeams | $25.00 | 11/1/2011 10:03:15 AM |
worthy-bid8 | $50.00 | 11/1/2011 9:30:01 AM |
Greenbak | $25.00 | 11/1/2011 10:31:21 AM |
resolute-justice413 | $100.00 | 11/1/2011 9:41:01 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:40 AM |
orange-preeminant-bill | $25.00 | 11/1/2011 9:58:43 AM |
cablenews | $100.00 | 11/1/2011 10:59:04 AM |
important-openness1 | $100.00 | 11/1/2011 10:21:52 AM |
economy-coup | $50.00 | 11/1/2011 10:51:00 AM |
progressive-economy261 | $400.00 | 11/1/2011 10:57:34 AM |
life-is-great | $25.00 | 11/1/2011 10:53:50 AM |
figs4u2 | $100.00 | 11/1/2011 10:58:46 AM |
spiritual-money299 | $50.00 | 11/1/2011 11:07:33 AM |
proud-pound4 | $25.00 | 11/1/2011 11:01:37 AM |
enterprising-credit2 | $100.00 | 11/1/2011 11:03:32 AM |
Mikale360 | $25.00 | 11/1/2011 11:15:00 AM |
Epiphanic | $25.00 | 11/1/2011 11:45:28 AM |
bonafide-cash | $100.00 | 11/1/2011 1:09:21 PM |
OldManP | $25.00 | 11/1/2011 1:55:17 PM |
thankful-nickel2 | $25.00 | 11/1/2011 2:03:44 PM |
Moe87 | $25.00 | 11/1/2011 2:58:16 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:42 PM |
chameleon125 | $25.00 | 11/1/2011 3:28:19 PM |
wealth-multiplier | $25.00 | 11/1/2011 3:51:47 PM |
ersheido | $35.00 | 11/1/2011 5:05:54 PM |
Tai | $50.00 | 11/1/2011 5:36:36 PM |
sweety075 | $25.00 | 11/1/2011 5:25:02 PM |
coin-investor | $25.00 | 11/1/2011 5:27:34 PM |
Kaj | $25.00 | 11/1/2011 5:32:53 PM |
Jerrys1951 | $25.00 | 11/1/2011 5:35:53 PM |
trade-surge3 | $50.00 | 11/1/2011 6:35:44 PM |
treasure-bliss | $25.00 | 11/1/2011 6:22:24 PM |
investment-tempo | $25.00 | 11/1/2011 6:30:00 PM |
nimble-revenue5 | $25.00 | 11/1/2011 7:02:25 PM |
TheGeek | $25.00 | 11/1/2011 8:37:15 PM |
Beld | $50.00 | 11/1/2011 9:08:17 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:22 AM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:18 PM |
gold-cluster | $50.00 | 11/1/2011 9:42:19 PM |
Feyenoord | $30.00 | 11/1/2011 9:58:47 PM |
festeringsnot | $25.00 | 11/2/2011 4:45:33 AM |
Viamin | $25.00 | 11/1/2011 11:07:42 PM |
CalBear08 | $25.00 | 11/1/2011 11:28:05 PM |
abnvette | $25.00 | 11/2/2011 2:31:06 AM |
Anny-Disco | $25.00 | 11/2/2011 3:59:40 AM |
mketelecom | $25.00 | 11/2/2011 5:28:32 AM |
real-return | $30.00 | 11/1/2011 9:18:52 AM |
FinanceEngine | $34.77 | 11/1/2011 9:32:06 AM |
SLN-10 | $50.00 | 11/1/2011 9:12:52 AM |
careful-vigilance4 | $50.00 | 11/1/2011 10:15:00 AM |
victorcab | $25.00 | 11/1/2011 10:28:28 AM |
green-successful-note | $26.75 | 11/1/2011 9:52:15 AM |
fervent-repayment | $25.00 | 11/1/2011 10:00:18 AM |
wise-deal-panda | $200.00 | 11/1/2011 10:13:41 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:32 AM |
rs999 | $25.00 | 11/1/2011 10:58:11 AM |
kindness-jedi | $25.00 | 11/1/2011 11:09:28 AM |
Polonius | $26.00 | 11/1/2011 11:08:33 AM |
turbine5 | $65.66 | 11/1/2011 11:09:30 AM |
gjm6d | $29.00 | 11/1/2011 5:04:28 PM |
hard-working-rate3 | $100.00 | 11/1/2011 5:07:22 PM |
yield-trader | $25.00 | 11/1/2011 4:24:16 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:33 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:36 PM |
handshake5 | $100.00 | 11/1/2011 5:08:47 PM |
wildguy | $25.00 | 11/1/2011 5:18:47 PM |
listing-vista | $50.00 | 11/1/2011 6:14:29 PM |
finance-prescription | $100.00 | 11/1/2011 6:20:37 PM |
fcrick | $25.00 | 11/1/2011 5:59:02 PM |
bullish2bearish | $40.00 | 11/1/2011 6:40:24 PM |
Comoparklender | $25.00 | 11/1/2011 6:23:30 PM |
principal-flow9 | $25.00 | 11/1/2011 9:31:58 PM |
golffish2 | $25.00 | 11/2/2011 3:59:45 AM |
managedfund | $1,100.00 | 11/2/2011 6:18:42 AM |
secureincome | $557.82 | 11/2/2011 6:26:53 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
536602
This series of Notes was issued and sold upon the funding of the borrower loan #55575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $180.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 9y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 65 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,664 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| focused-loot0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
|
Principal balance:
| $2,357.46 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to complete some needed repairs to our family home for the winter months. We would like to increase the insulation in our attic to cut down on heating cost as well as storm proof some of our doors.
My financial situation:
I am a good candidate for this loan because I have a stable income that continues to increase in this economy. I changed jobs one year ago and received a salary increase, I just received another bump in salary and a small bonus eventhough the firm had flat earnings.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zoomie | $25.00 | 11/1/2011 9:02:02 AM |
green-trade-dolphin2 | $35.12 | 11/1/2011 9:02:13 AM |
Clambake | $25.00 | 11/1/2011 9:04:47 AM |
janeybooboo | $50.00 | 11/1/2011 9:09:40 AM |
riskreward | $250.00 | 11/1/2011 9:51:10 AM |
wtrboy | $25.00 | 11/1/2011 10:16:49 AM |
Zoramite | $25.00 | 11/1/2011 9:40:01 AM |
bb575 | $50.00 | 11/1/2011 9:48:58 AM |
responsibility-butterfly | $25.00 | 11/1/2011 10:44:28 AM |
rs999 | $25.00 | 11/1/2011 10:58:11 AM |
enterprising-credit2 | $100.00 | 11/1/2011 11:03:32 AM |
cablenews | $100.00 | 11/1/2011 10:59:05 AM |
Epiphanic | $25.00 | 11/1/2011 11:55:04 AM |
five-star-order1 | $50.00 | 11/1/2011 12:42:48 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:42 PM |
thankful-nickel2 | $25.00 | 11/1/2011 2:04:13 PM |
scholarly-benefit5 | $33.00 | 11/1/2011 2:25:01 PM |
Theodon | $25.00 | 11/1/2011 5:32:15 PM |
E-2 | $100.00 | 11/1/2011 6:31:33 PM |
Brisket_Bob | $50.00 | 11/1/2011 6:32:21 PM |
finance-symphony7 | $58.12 | 11/1/2011 6:52:09 PM |
arete1m | $150.00 | 11/1/2011 8:29:52 PM |
kenji4861 | $25.00 | 11/1/2011 6:57:59 PM |
Feyenoord | $30.00 | 11/1/2011 10:08:28 PM |
Income-Scout | $200.00 | 11/2/2011 5:52:35 AM |
golffish2 | $25.00 | 11/2/2011 4:07:50 AM |
tomdooley12520 | $50.00 | 11/2/2011 6:18:20 AM |
investor-007 | $200.00 | 11/2/2011 5:54:12 AM |
phaded | $25.00 | 11/2/2011 7:59:38 AM |
trade-arch | $50.00 | 11/2/2011 8:27:18 AM |
mflawyer | $25.00 | 11/2/2011 9:12:50 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:03 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:39 AM |
indomitable-coin | $25.00 | 11/2/2011 9:50:28 AM |
sunnydaize516 | $25.00 | 11/2/2011 9:47:42 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:50 AM |
jamiee73 | $25.00 | 11/1/2011 9:02:25 AM |
Lo0se_mo0se | $30.06 | 11/1/2011 9:31:00 AM |
worthy-bid8 | $50.00 | 11/1/2011 9:30:01 AM |
lenderRXT | $60.00 | 11/1/2011 9:46:12 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:41 AM |
figs4u2 | $100.00 | 11/1/2011 10:58:47 AM |
spiritual-money299 | $50.00 | 11/1/2011 11:07:35 AM |
Pebbles-Lending | $25.00 | 11/1/2011 10:18:29 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:13 AM |
influential-benjamins0 | $100.00 | 11/1/2011 10:52:31 AM |
progressive-economy261 | $400.00 | 11/1/2011 10:57:34 AM |
Marathoner | $25.00 | 11/1/2011 11:52:59 AM |
magnetic-pound4 | $50.00 | 11/1/2011 11:16:00 AM |
payment-zoomer8 | $25.00 | 11/1/2011 2:31:55 PM |
gjm6d | $25.00 | 11/1/2011 4:51:24 PM |
hard-working-rate3 | $100.00 | 11/1/2011 5:07:23 PM |
cash-sensai2 | $25.00 | 11/1/2011 6:04:19 PM |
integrity-starter | $25.00 | 11/1/2011 9:45:19 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:27 PM |
first-silver-bridge | $25.00 | 11/2/2011 5:28:45 AM |
Rivervale_Westwood | $50.00 | 11/2/2011 4:50:49 AM |
organized-dough5 | $50.00 | 11/2/2011 7:26:13 AM |
dtrain5 | $50.00 | 11/2/2011 8:27:20 AM |
auction-seeker | $25.00 | 11/2/2011 7:27:44 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:51 AM |
luckyldy | $25.00 | 11/2/2011 9:24:11 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:22 AM |
money-bauble | $200.00 | 11/2/2011 9:00:47 AM |
AFairDeal | $50.00 | 11/2/2011 9:13:39 AM |
blLending | $25.00 | 11/2/2011 9:41:11 AM |
platinum-nexus7 | $25.00 | 11/2/2011 9:14:34 AM |
rate-mogul | $50.00 | 11/2/2011 9:36:41 AM |
credit-socrates648 | $1,453.70 | 11/2/2011 10:44:00 AM |
69 Investments
|
Borrower Payment Dependent Notes Series
536656
This series of Notes was issued and sold upon the funding of the borrower loan #55620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,700.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $209.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 6% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,409 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rag2008 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $16,600.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Dec-2009)
780-799
(May-2008)
|
Principal balance:
| $2,741.75 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 56 | | |
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to clear off my credit card debt
My financial situation:
I am a good candidate for this loan because I make sure my loan due are automatically deducted from my financial institution on time and I have a very good credit score. Only that my credit card company is charging me 26% which I think is very high.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $46.69 | 11/1/2011 5:02:12 PM |
AmericanCredit | $50.00 | 11/1/2011 5:12:13 PM |
michaelwong | $50.00 | 11/1/2011 5:12:24 PM |
vivacious-truth3 | $25.00 | 11/1/2011 5:16:08 PM |
newest-bountiful-basis | $25.00 | 11/1/2011 5:23:23 PM |
subtle-revenue0 | $25.00 | 11/1/2011 5:24:08 PM |
visionary-deal623 | $25.00 | 11/1/2011 5:27:20 PM |
enticing-capital6 | $50.00 | 11/1/2011 5:30:03 PM |
g314 | $25.00 | 11/1/2011 5:01:12 PM |
FCI | $25.00 | 11/1/2011 5:03:14 PM |
MARWARISETH | $200.00 | 11/1/2011 5:04:11 PM |
exuberant-dime | $25.00 | 11/1/2011 5:07:09 PM |
dharma1 | $25.00 | 11/1/2011 5:40:06 PM |
cake7 | $30.00 | 11/1/2011 5:13:46 PM |
sci_guy | $25.00 | 11/1/2011 5:50:30 PM |
pdub | $75.00 | 11/1/2011 5:26:16 PM |
nickel-ferret | $50.00 | 11/1/2011 5:54:46 PM |
knitwit | $25.00 | 11/1/2011 5:55:36 PM |
kbodendorf | $25.00 | 11/1/2011 5:57:16 PM |
causr08 | $25.00 | 11/1/2011 5:29:02 PM |
enterprising-integrity | $50.00 | 11/1/2011 5:34:43 PM |
patriot897 | $25.00 | 11/1/2011 5:34:21 PM |
ski bum | $100.00 | 11/1/2011 5:34:24 PM |
toblerone | $25.00 | 11/1/2011 5:35:14 PM |
themoneydoctor | $97.76 | 11/1/2011 5:40:34 PM |
jazz619 | $25.00 | 11/1/2011 5:42:24 PM |
BaxterEvil | $25.00 | 11/1/2011 5:43:36 PM |
Tai | $50.00 | 11/1/2011 5:36:37 PM |
valiant-liberty4 | $25.00 | 11/1/2011 5:43:49 PM |
acsej | $25.00 | 11/1/2011 5:37:07 PM |
credible-durability | $25.00 | 11/1/2011 5:37:29 PM |
vb3jmg | $25.00 | 11/1/2011 5:47:58 PM |
Syzygy | $25.00 | 11/1/2011 5:49:57 PM |
PISCESPRINCESS | $50.00 | 11/1/2011 5:50:21 PM |
KeepOnRunning | $100.00 | 11/1/2011 5:51:15 PM |
peaceful-wealth0 | $45.71 | 11/1/2011 5:54:18 PM |
passbook | $25.00 | 11/1/2011 6:29:32 PM |
Preteur | $25.00 | 11/1/2011 6:29:49 PM |
onlyinchicago | $50.00 | 11/1/2011 5:58:26 PM |
adevadeh | $25.00 | 11/1/2011 6:34:47 PM |
Natronpee | $25.00 | 11/1/2011 5:55:52 PM |
sjlender | $100.00 | 11/1/2011 6:03:31 PM |
ATOHokie | $25.00 | 11/1/2011 6:49:21 PM |
Namrok | $25.00 | 11/1/2011 6:51:44 PM |
unrivaled-silver | $25.00 | 11/1/2011 6:53:50 PM |
andyb9 | $25.00 | 11/1/2011 6:17:01 PM |
riverwatch | $25.00 | 11/1/2011 6:56:35 PM |
morukdos | $25.00 | 11/1/2011 6:58:46 PM |
FrayBentos | $25.00 | 11/1/2011 6:14:41 PM |
indomitable-coin | $25.00 | 11/1/2011 6:22:50 PM |
anacent | $25.00 | 11/1/2011 6:27:36 PM |
pleasant-basis | $25.00 | 11/1/2011 6:24:01 PM |
UnclePockets | $25.00 | 11/1/2011 6:25:00 PM |
L-vex | $25.00 | 11/1/2011 6:25:37 PM |
pawsitive | $25.00 | 11/1/2011 6:27:24 PM |
codingbuddy | $25.00 | 11/1/2011 6:32:20 PM |
Duchdad | $25.00 | 11/1/2011 6:34:22 PM |
Kame | $25.00 | 11/1/2011 6:35:40 PM |
orange-courageous-dedication | $25.00 | 11/1/2011 6:31:55 PM |
hostbank | $100.00 | 11/1/2011 6:35:21 PM |
nick5454 | $25.00 | 11/1/2011 6:49:50 PM |
Brisket_Bob | $250.00 | 11/1/2011 6:47:28 PM |
networks4ever | $25.00 | 11/1/2011 6:58:27 PM |
Zoomie | $25.00 | 11/1/2011 7:01:59 PM |
JazzFranchise | $25.00 | 11/1/2011 7:04:23 PM |
cmark1 | $25.00 | 11/1/2011 7:06:34 PM |
Centerline15 | $25.00 | 11/1/2011 7:07:24 PM |
SavannahBear | $25.00 | 11/1/2011 5:03:56 PM |
atlacatl | $25.00 | 11/1/2011 5:05:38 PM |
currency-solo | $25.00 | 11/1/2011 5:14:44 PM |
hardwareman | $25.00 | 11/1/2011 5:18:35 PM |
bobby4u3 | $25.00 | 11/1/2011 5:23:01 PM |
productive-principal7 | $32.00 | 11/1/2011 5:30:11 PM |
transparency-river1 | $1,000.00 | 11/1/2011 5:03:32 PM |
hard-working-rate3 | $100.00 | 11/1/2011 5:07:24 PM |
velocity-solo | $25.00 | 11/1/2011 5:06:38 PM |
rmachi | $25.00 | 11/1/2011 5:12:50 PM |
wtrboy | $25.00 | 11/1/2011 5:13:59 PM |
kaleinoue | $25.00 | 11/1/2011 5:14:58 PM |
Clambake | $25.00 | 11/1/2011 5:18:17 PM |
whistledicksmith | $25.00 | 11/1/2011 5:20:05 PM |
Mantis75 | $25.00 | 11/1/2011 5:52:00 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:56 PM |
ZeLonewolf | $25.00 | 11/1/2011 5:56:09 PM |
Rdodson11 | $25.00 | 11/1/2011 5:57:18 PM |
rs999 | $25.00 | 11/1/2011 6:00:38 PM |
notyourdaddy | $25.00 | 11/1/2011 6:03:07 PM |
income-excellence1 | $25.00 | 11/1/2011 6:05:07 PM |
Cheburashka | $25.00 | 11/1/2011 5:37:18 PM |
IIP77 | $25.00 | 11/1/2011 6:13:36 PM |
bndlending2u | $25.00 | 11/1/2011 6:18:14 PM |
moneynmotion | $25.00 | 11/1/2011 6:18:45 PM |
jfd287 | $25.00 | 11/1/2011 6:31:38 PM |
ChicoBob | $25.00 | 11/1/2011 6:34:35 PM |
solstice175 | $25.00 | 11/1/2011 5:55:00 PM |
NoCal | $25.00 | 11/1/2011 5:55:13 PM |
Ivan2007 | $25.00 | 11/1/2011 6:44:37 PM |
lost-money-so-far-on-these | $25.00 | 11/1/2011 6:44:51 PM |
MTLoans | $25.00 | 11/1/2011 6:46:20 PM |
figs4u2 | $100.00 | 11/1/2011 5:57:24 PM |
leader91 | $25.00 | 11/1/2011 6:04:37 PM |
fcrick | $25.00 | 11/1/2011 5:59:02 PM |
Aberdeen | $500.00 | 11/1/2011 6:06:48 PM |
impressive-loan | $100.00 | 11/1/2011 6:12:06 PM |
red-unequivocal-finance | $25.00 | 11/1/2011 6:56:23 PM |
twister455 | $25.00 | 11/1/2011 6:56:49 PM |
loyalty-edifice997 | $25.00 | 11/1/2011 6:12:40 PM |
cablenews | $100.00 | 11/1/2011 6:20:03 PM |
pbeach05 | $25.00 | 11/1/2011 6:58:57 PM |
Sneezie | $100.00 | 11/1/2011 6:16:22 PM |
Dollars4Rent | $50.00 | 11/1/2011 7:02:55 PM |
get30inc | $50.00 | 11/1/2011 6:20:47 PM |
kinetic-openness0 | $25.00 | 11/1/2011 6:24:41 PM |
diligent-leverage | $25.00 | 11/1/2011 6:28:29 PM |
br4444 | $25.00 | 11/1/2011 6:28:56 PM |
MattTheGr8 | $25.00 | 11/1/2011 6:29:22 PM |
ms48105 | $25.00 | 11/1/2011 6:35:06 PM |
E-2 | $100.00 | 11/1/2011 6:31:35 PM |
kcole10 | $25.00 | 11/1/2011 6:32:08 PM |
investment-artist | $27.01 | 11/1/2011 6:34:10 PM |
finance-explosion6 | $25.00 | 11/1/2011 6:42:34 PM |
BeachWalkz | $50.00 | 11/1/2011 6:35:51 PM |
cwegert | $66.78 | 11/1/2011 6:37:21 PM |
paladin510 | $50.00 | 11/1/2011 6:41:14 PM |
KLCRAY | $25.00 | 11/1/2011 6:49:04 PM |
zenchef | $25.00 | 11/1/2011 6:48:15 PM |
SourDoughSteve | $25.00 | 11/1/2011 6:50:33 PM |
neighborly-hope6 | $100.00 | 11/1/2011 7:05:21 PM |
MJDAE | $50.00 | 11/1/2011 7:04:38 PM |
riskreward | $250.00 | 11/1/2011 7:05:50 PM |
130 Investments
|
Borrower Payment Dependent Notes Series
536670
This series of Notes was issued and sold upon the funding of the borrower loan #55768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 12 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
7 | Length of status: | 3y 9m |
Amount delinquent:
| $683 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,764 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-eloquent-return |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Brittany Parc
Purpose of loan:
This loan will be used to install floors in home
My financial situation:
I am a good candidate for this loan because:
Monthly net income: $8525
Monthly expenses: $
Housing: $2850
Insurance: $264
Car expenses: $897
Utilities: $300
Phone, cable, internet, cell phones: $ 440
Food, entertainment: $ 600
Clothing, household expenses: $ 100
Credit cards and other loans: $ 387
Other expenses (property taxes): $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/1/2011 5:10:30 PM |
SolarMoonshine | $25.00 | 11/1/2011 5:45:40 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:57 PM |
social-cocktail1 | $200.00 | 11/1/2011 5:50:36 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:18 PM |
tech310 | $50.00 | 11/1/2011 11:17:43 PM |
managedfund | $600.00 | 11/2/2011 6:10:21 AM |
dws2380 | $25.00 | 11/2/2011 10:37:53 AM |
fountain355 | $25.00 | 11/2/2011 12:06:23 PM |
money-fort | $25.00 | 11/2/2011 4:46:51 PM |
rs999 | $25.00 | 11/2/2011 7:02:20 PM |
zorg77 | $50.00 | 11/3/2011 5:17:11 AM |
worth-blanket2 | $2,500.00 | 11/3/2011 11:04:38 AM |
Rogelio48 | $30.00 | 11/2/2011 6:58:15 AM |
HHP | $100.00 | 11/2/2011 9:52:10 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:45 AM |
leverage-monger | $35.00 | 11/3/2011 9:29:40 AM |
triguy | $85.00 | 11/3/2011 1:28:04 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
536690
This series of Notes was issued and sold upon the funding of the borrower loan #55584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-01-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 9.70% |
Borrower rate/APR:
| 10.70% / 16.51% |
Monthly payment:
| $176.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.67% | | |
| |
Estimated return*:
| 5.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,595 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| dylan |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting out of debt - Engineer
Purpose of loan:
Lower interest payments going to credit cards.
My financial situation:
After several years working for start-ups I now have a good paying job at Amazon. I'm looking to pay off credit card debt as fast as possible. By transferring some balance from high interest cards to Prosper I can lower my interest rate and shorten my timeline to being debt free. I own a home and have no car payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $28.39 | 11/1/2011 5:02:10 PM |
Clambake | $25.00 | 11/1/2011 5:18:17 PM |
transparency-universe8 | $25.00 | 11/1/2011 5:20:46 PM |
amaizblanco | $65.00 | 11/1/2011 5:24:03 PM |
Danylostefan | $50.00 | 11/1/2011 5:54:51 PM |
MicroLender357 | $25.00 | 11/1/2011 5:34:55 PM |
Tscheddar | $25.00 | 11/1/2011 5:39:05 PM |
TikPmp1 | $25.00 | 11/1/2011 5:48:25 PM |
trade-surge3 | $50.00 | 11/1/2011 6:32:14 PM |
figs4u2 | $100.00 | 11/1/2011 5:57:25 PM |
roux | $25.00 | 11/1/2011 6:52:08 PM |
riskreward | $250.00 | 11/1/2011 7:05:50 PM |
responsibility-butterfly | $25.00 | 11/1/2011 7:16:37 PM |
kenji4861 | $25.00 | 11/1/2011 6:58:02 PM |
calm-agreement4 | $50.00 | 11/1/2011 9:22:21 PM |
pbandjb | $25.00 | 11/1/2011 7:38:24 PM |
janeybooboo | $100.00 | 11/1/2011 8:10:13 PM |
CK1 | $25.00 | 11/2/2011 1:41:13 AM |
CMDCO | $50.00 | 11/1/2011 10:04:24 PM |
euro-deployment | $25.00 | 11/1/2011 10:27:55 PM |
Johnab | $27.72 | 11/2/2011 4:37:53 AM |
scojo | $25.02 | 11/1/2011 11:20:14 PM |
revenue-associate | $25.00 | 11/2/2011 4:23:58 AM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:23 PM |
bluebird5 | $25.00 | 11/1/2011 5:51:42 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:58 PM |
D911ave | $50.00 | 11/1/2011 6:45:05 PM |
r48 | $26.00 | 11/1/2011 6:08:33 PM |
bb575 | $50.00 | 11/1/2011 7:08:06 PM |
E-2 | $100.00 | 11/1/2011 6:31:35 PM |
Dyre | $27.87 | 11/1/2011 9:22:30 PM |
MJDAE | $50.00 | 11/1/2011 7:04:38 PM |
LoanDMC | $25.00 | 11/1/2011 9:11:29 PM |
newest-community-accordion | $50.00 | 11/1/2011 11:50:06 PM |
ParadigmShift | $50.00 | 11/2/2011 4:10:06 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
536732
This series of Notes was issued and sold upon the funding of the borrower loan #55635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $114.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $231 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cwboysnum1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Reliable, responsible professional
Purpose of loan:
This loan will be used to help us consolidate higher interest rate loans and put us on a path to get out of debt in three years.
My financial situation:
I am a good candidate for this loan because I am very responsible in making payments, making sure I have no late payments. We did have to file bankrupty in 2004, due to a job layoff, but we made Chap 13 payments on time and in full and the bankruptcy has been discharged for almost three years now.
Monthly net income: $5700
Monthly expenses: $
Housing: $1400
Insurance: $140
Car expenses: $1000
Utilities: $500
Phone, cable, internet: $300
Food, entertainment: $1000
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $650
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-successful-note | $26.26 | 11/2/2011 9:04:18 AM |
friendly-nickel7 | $25.00 | 11/2/2011 9:29:08 AM |
ultimate-peace | $250.00 | 11/2/2011 9:02:12 AM |
real-return | $30.00 | 11/2/2011 9:04:32 AM |
1willray | $25.00 | 11/2/2011 9:39:18 AM |
capitalelstiltskin2 | $25.00 | 11/2/2011 9:41:52 AM |
capitalelstiltskin2 | $25.00 | 11/2/2011 9:44:11 AM |
kindness-jedi | $25.00 | 11/2/2011 9:18:01 AM |
6moonbeams | $25.00 | 11/2/2011 9:20:08 AM |
Comoparklender | $25.00 | 11/2/2011 9:24:52 AM |
resolute-justice413 | $100.00 | 11/2/2011 10:17:50 AM |
melodious-fairness | $25.00 | 11/2/2011 9:52:19 AM |
CashFlow13 | $100.00 | 11/2/2011 10:04:42 AM |
SolarMoonshine | $50.00 | 11/2/2011 9:53:59 AM |
tcpfan | $25.00 | 11/2/2011 10:15:36 AM |
roxon | $25.00 | 11/2/2011 10:49:20 AM |
social-zebra | $30.00 | 11/2/2011 10:20:03 AM |
Investoman | $62.00 | 11/2/2011 10:29:14 AM |
extraordinary-velocity6 | $50.00 | 11/2/2011 10:27:30 AM |
influential-benjamins0 | $100.00 | 11/2/2011 10:31:32 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:16 AM |
coin-investor | $25.00 | 11/2/2011 11:25:46 AM |
wise-deal-panda | $100.00 | 11/2/2011 11:30:28 AM |
listing-trapper3 | $50.00 | 11/2/2011 11:01:47 AM |
Kaj | $25.00 | 11/2/2011 11:06:14 AM |
gain-expert | $25.96 | 11/2/2011 11:18:23 AM |
orange-preeminant-bill | $25.00 | 11/2/2011 11:21:59 AM |
worthy-bid8 | $50.00 | 11/2/2011 11:27:41 AM |
paul1 | $25.00 | 11/2/2011 11:55:45 AM |
pietro_torna_indietro | $25.00 | 11/2/2011 12:11:02 PM |
Bob450 | $35.00 | 11/2/2011 12:14:06 PM |
FinanceEngine | $40.00 | 11/2/2011 9:13:50 AM |
important-openness1 | $100.00 | 11/2/2011 9:27:29 AM |
Kash2010lu | $25.00 | 11/2/2011 9:06:18 AM |
NekHoldings | $25.00 | 11/2/2011 9:05:04 AM |
the-transaction-stronghold | $25.00 | 11/2/2011 9:33:11 AM |
Tkhalaska | $25.00 | 11/2/2011 9:53:16 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:06 AM |
J_Galt | $25.00 | 11/2/2011 9:45:05 AM |
CoolPlexer | $25.00 | 11/2/2011 9:49:09 AM |
Beechturner | $40.00 | 11/2/2011 9:51:11 AM |
jgar_O | $25.00 | 11/2/2011 10:04:58 AM |
economy-coup | $50.00 | 11/2/2011 10:34:26 AM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:13 AM |
pound-mushroom3 | $25.00 | 11/2/2011 10:20:53 AM |
BigSkyFinancial | $30.00 | 11/2/2011 10:27:42 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:54 AM |
AndChicksforFree | $25.00 | 11/2/2011 11:15:30 AM |
warew | $30.00 | 11/2/2011 10:48:07 AM |
progressive-economy261 | $400.00 | 11/2/2011 10:55:30 AM |
investment-artist | $27.00 | 11/2/2011 12:11:09 PM |
rakstar | $25.00 | 11/2/2011 12:19:27 PM |
credit-missile | $105.00 | 11/2/2011 12:24:40 PM |
treasure-bliss | $25.00 | 11/2/2011 11:28:15 AM |
DKSArt | $25.00 | 11/2/2011 11:44:15 AM |
the-profit-oracle | $25.00 | 11/2/2011 12:06:53 PM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:32 PM |
rogue_monster | $18.78 | 11/2/2011 12:35:49 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
536782
This series of Notes was issued and sold upon the funding of the borrower loan #55608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,806 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| geophreigh |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolodation
Purpose of loan:
Pay off several smaller balances and get one payment.
My financial situation:
I have been employed by the same company since Feb 1999, and not going anywhere
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 11/2/2011 9:02:21 AM |
finance-mushroom | $100.00 | 11/2/2011 9:07:06 AM |
SLN-10 | $50.00 | 11/2/2011 9:17:03 AM |
loan-hacker | $25.00 | 11/2/2011 9:51:26 AM |
economy-coup | $50.00 | 11/2/2011 10:34:26 AM |
fountain355 | $25.00 | 11/2/2011 12:25:27 PM |
janeybooboo | $50.00 | 11/2/2011 1:28:02 PM |
1traveler | $25.00 | 11/2/2011 6:30:57 PM |
Land_on_your_feet | $25.00 | 11/2/2011 6:28:57 PM |
Core-Marketing | $25.00 | 11/3/2011 5:31:58 AM |
lendstats_com | $354.54 | 11/3/2011 8:03:19 AM |
lendstats_com | $300.00 | 11/3/2011 7:57:42 AM |
the-lean-bid | $25.00 | 11/3/2011 11:12:00 AM |
beer-gardener | $50.00 | 11/3/2011 1:09:22 PM |
larrybird | $1,040.46 | 11/3/2011 2:44:46 PM |
gotjack | $25.00 | 11/2/2011 10:06:43 AM |
one-midas | $50.00 | 11/2/2011 10:13:02 AM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:14 AM |
Megaton | $25.00 | 11/2/2011 2:48:06 PM |
vutah | $25.00 | 11/2/2011 6:23:43 PM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:37 PM |
supreme-p2p9 | $25.00 | 11/2/2011 7:36:41 PM |
golffish2 | $25.00 | 11/3/2011 3:25:27 AM |
GElender | $30.00 | 11/3/2011 6:22:10 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:51 AM |
agalt | $100.00 | 11/3/2011 8:49:35 AM |
SweatyBalls | $25.00 | 11/3/2011 6:54:46 AM |
green28 | $50.00 | 11/3/2011 10:05:59 AM |
exchange-upholder0 | $25.00 | 11/3/2011 11:18:41 AM |
realtormoises | $25.00 | 11/3/2011 2:43:47 PM |
new-gold-wrangler | $2,000.00 | 11/3/2011 2:41:47 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
536788
This series of Notes was issued and sold upon the funding of the borrower loan #55605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $130.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1966 |
Debt/Income ratio:
| 66% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 7m |
Amount delinquent:
| $266 |
Total credit lines:
| 40 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,664 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 108% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| surge637 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
|
Principal balance:
| $1,224.21 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off 2 bills and start wedding fund!
My financial situation: good
I am a good candidate for this loan because...I am responsible, dependable and able to repay thanks to a recent pay increase. In addition, I have another Prosper loan of which I have never been late or missed a payment. I hope to one day be an investor to help others as I have been helped. Thank you!
Monthly net income: $3206
Monthly expenses: $250
Housing: $1200
Insurance: $100
Car expenses: $100
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $75
Clothing, household expenses: $75
Credit cards and other loans: $300
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 11/2/2011 9:07:07 AM |
312-Lender | $25.00 | 11/2/2011 9:09:09 AM |
DHolly | $31.00 | 11/2/2011 9:14:43 AM |
SLN-10 | $50.00 | 11/2/2011 9:23:42 AM |
HHP | $100.00 | 11/2/2011 9:52:11 AM |
well-rounded-payout0 | $50.00 | 11/2/2011 10:20:10 AM |
tcpfan | $25.00 | 11/2/2011 10:17:08 AM |
worthy-bid8 | $50.00 | 11/2/2011 11:27:42 AM |
Longfellow20011 | $29.67 | 11/2/2011 11:10:45 AM |
grc522 | $40.00 | 11/2/2011 1:51:08 PM |
red-dime-solo | $25.00 | 11/2/2011 7:33:13 PM |
shrewd-income | $100.00 | 11/2/2011 6:48:39 PM |
payout-hammock1 | $45.00 | 11/2/2011 7:57:38 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:51 AM |
market-genome7 | $25.00 | 11/3/2011 1:41:27 AM |
s_man1 | $25.00 | 11/3/2011 4:56:11 AM |
chameleon125 | $25.00 | 11/3/2011 6:44:56 AM |
realtormoises | $25.00 | 11/3/2011 7:47:36 AM |
PrincessGrace33 | $25.00 | 11/3/2011 8:45:18 AM |
MNRealEstate | $50.00 | 11/3/2011 8:47:38 AM |
green28 | $100.00 | 11/3/2011 9:12:16 AM |
exchange-squirrel | $25.00 | 11/3/2011 9:17:07 AM |
DENARA | $25.00 | 11/3/2011 10:25:48 AM |
beer-gardener | $100.00 | 11/3/2011 1:10:07 PM |
triguy | $525.00 | 11/3/2011 1:28:30 PM |
thrifty-note2 | $25.00 | 11/3/2011 1:18:52 PM |
Finchy78 | $25.00 | 11/2/2011 9:06:17 AM |
ultimate-peace | $250.00 | 11/2/2011 9:02:27 AM |
credit-missile | $125.00 | 11/2/2011 9:05:51 AM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:15 AM |
BigSkyFinancial | $30.00 | 11/2/2011 10:27:55 AM |
excellent-wealth6 | $32.21 | 11/2/2011 12:08:15 PM |
well-mannered-income3 | $30.00 | 11/2/2011 12:40:06 PM |
cmliii | $50.00 | 11/2/2011 4:41:59 PM |
amlu1988 | $25.00 | 11/2/2011 6:21:37 PM |
whirlingdervish | $25.00 | 11/3/2011 12:05:04 AM |
supreme-p2p9 | $25.00 | 11/2/2011 7:34:18 PM |
please-repay | $50.00 | 11/3/2011 3:24:39 AM |
GElender | $25.00 | 11/3/2011 6:19:39 AM |
frogperson | $100.00 | 11/3/2011 8:39:11 AM |
ethical-truth211 | $187.12 | 11/3/2011 9:09:45 AM |
Scottyd911 | $25.00 | 11/3/2011 7:55:11 AM |
the-discrete-income | $25.00 | 11/3/2011 9:01:44 AM |
Leshan | $50.00 | 11/3/2011 9:35:52 AM |
irrelevant | $25.00 | 11/3/2011 10:05:11 AM |
papaloha | $25.00 | 11/3/2011 12:37:01 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
536814
This series of Notes was issued and sold upon the funding of the borrower loan #55765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $140.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 33% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,434 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| QuickRepayer |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2011)
|
Principal balance:
| $0.19 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
My loan for repair Transmittion.
Purpose of loan:
This loan will be used to pay off my credit card that got filled up, because of a needed Car Transmission repair bill.
My financial situation:
I am a good candidate for this loan, because I always pay my loans. You can check my last loan.
Monthly net income: $ 450
Monthly expenses: $ 50
Car expenses: $ 50
Credit cards and other loans: $ 150
This Loan: $ 140
GRAND TOTAL EXPENSES: $390
NET TOTAL: $60
I will also be looking for a paid Internship: So I can Graduate from College.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/2/2011 5:06:05 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:37 PM |
SolarMoonshine | $25.00 | 11/2/2011 5:09:19 PM |
Kash2010lu | $30.00 | 11/2/2011 5:04:22 PM |
vutah | $25.00 | 11/2/2011 6:14:43 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:14 PM |
DHolly | $31.00 | 11/2/2011 5:27:00 PM |
iaffy | $50.00 | 11/2/2011 5:51:34 PM |
villagers | $25.00 | 11/2/2011 9:45:58 PM |
miked8303 | $25.00 | 11/2/2011 7:03:22 PM |
diplomatic-wealth7 | $25.00 | 11/2/2011 7:20:47 PM |
Weaverville | $25.00 | 11/2/2011 7:56:06 PM |
mighty-payout1 | $25.00 | 11/3/2011 5:08:09 AM |
Banker2OO7 | $50.00 | 11/2/2011 9:35:22 PM |
cnovak | $25.00 | 11/2/2011 9:55:28 PM |
gjh37 | $25.00 | 11/3/2011 6:23:12 AM |
DiligentiaLLC | $50.00 | 11/3/2011 7:49:48 AM |
handy-justice | $50.00 | 11/3/2011 9:37:07 AM |
wise-deal-panda | $100.00 | 11/3/2011 11:37:11 AM |
triguy | $849.00 | 11/3/2011 1:24:13 PM |
janeybooboo | $50.00 | 11/2/2011 5:11:46 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:32 PM |
important-openness1 | $100.00 | 11/2/2011 6:08:04 PM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:39 PM |
money-baron-Roth401k | $50.00 | 11/2/2011 6:59:52 PM |
pound-mushroom3 | $25.00 | 11/2/2011 7:18:20 PM |
Land_on_your_feet | $25.00 | 11/2/2011 7:35:29 PM |
amlu1988 | $25.00 | 11/2/2011 6:28:22 PM |
payout-hammock1 | $45.00 | 11/2/2011 7:57:46 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:51 PM |
loot-castanets | $25.00 | 11/2/2011 7:09:15 PM |
NekHoldings | $25.00 | 11/2/2011 9:54:02 PM |
Dubbs360 | $50.00 | 11/2/2011 7:19:27 PM |
s270 | $25.00 | 11/2/2011 8:23:33 PM |
Mikale360 | $25.00 | 11/2/2011 11:49:46 PM |
john0720 | $25.00 | 11/3/2011 7:05:10 AM |
please-repay | $75.00 | 11/3/2011 3:26:10 AM |
profitable-return5 | $35.00 | 11/3/2011 5:39:47 AM |
GElender | $25.00 | 11/3/2011 6:23:26 AM |
treasure-bliss | $25.00 | 11/3/2011 6:51:03 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:54 AM |
pshans | $25.00 | 11/3/2011 8:18:04 AM |
green28 | $100.00 | 11/3/2011 9:10:08 AM |
sunnygee | $35.00 | 11/3/2011 9:34:29 AM |
careful-note1 | $25.00 | 11/3/2011 10:06:30 AM |
fairness-atmosphere | $25.00 | 11/3/2011 10:07:16 AM |
AndChicksforFree | $25.00 | 11/3/2011 10:13:13 AM |
damage | $25.00 | 11/3/2011 10:16:48 AM |
shellstar | $25.00 | 11/3/2011 11:40:42 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:53 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
536820
This series of Notes was issued and sold upon the funding of the borrower loan #55781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
6 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $378 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassion-hornet |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $5,782.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt Consolidation - 1 Payment
Purpose of loan:
This loan will be used to consolidate my debts into 1 monthly payment and have some extra cash on hand for the upcoming holiday season.
My financial situation:
I am a good candidate for this loan because I have very little debt and no mortgage payment. This loan is my only credit responsibility. I'm also a high income borrower with solid credit.
My prosper rating is a D only because of my self-employed status. My credit and income are solid. My self-employment is not dependent on one company, but several.
Monthly NET income (approx.): $5,000
Total Monthly expenses: $2,165
Monthly Expenses Breakdown:
Housing: $500
Insurance: $200
Car expenses: $375
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: This loan only $400
Other expenses: $65
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
real-return | $30.00 | 11/2/2011 9:06:29 AM |
important-openness1 | $100.00 | 11/2/2011 9:27:29 AM |
pound-mushroom3 | $25.00 | 11/2/2011 10:20:55 AM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:15 AM |
iaffy | $50.00 | 11/2/2011 2:55:03 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:13 PM |
shrewd-income | $100.00 | 11/2/2011 6:47:37 PM |
red-dime-solo | $25.00 | 11/2/2011 7:35:27 PM |
villagers | $25.00 | 11/2/2011 9:45:58 PM |
GElender | $25.00 | 11/3/2011 6:21:39 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:52 AM |
investorrr | $35.67 | 11/2/2011 11:15:05 PM |
treasure-bliss | $25.00 | 11/3/2011 6:51:03 AM |
green28 | $100.00 | 11/3/2011 10:07:44 AM |
rss197 | $45.48 | 11/3/2011 12:20:38 PM |
Kaj | $25.00 | 11/3/2011 11:14:21 AM |
beer-gardener | $100.00 | 11/3/2011 1:10:45 PM |
aader | $25.00 | 11/3/2011 2:27:16 PM |
Davidson2 | $50.00 | 11/3/2011 4:37:11 PM |
Craigopher | $25.00 | 11/3/2011 2:05:21 PM |
km007 | $25.00 | 11/3/2011 5:07:35 PM |
finance-mushroom | $100.00 | 11/2/2011 9:07:07 AM |
diplomatic-wealth7 | $25.00 | 11/2/2011 9:05:36 AM |
1willray | $25.00 | 11/2/2011 9:44:12 AM |
SLN-10 | $25.00 | 11/2/2011 9:23:02 AM |
Dubbs360 | $50.00 | 11/2/2011 9:34:40 AM |
missing-link | $25.00 | 11/2/2011 10:13:13 AM |
progressive-economy261 | $400.00 | 11/2/2011 10:55:31 AM |
dollardave | $50.00 | 11/2/2011 11:07:09 AM |
well-mannered-income3 | $60.00 | 11/2/2011 12:47:55 PM |
RockpointCapital | $100.00 | 11/2/2011 12:57:50 PM |
worthy-bid8 | $50.00 | 11/2/2011 11:27:43 AM |
skiberdad | $50.00 | 11/2/2011 1:00:35 PM |
please-repay | $75.00 | 11/2/2011 4:27:29 PM |
SolarMoonshine | $25.00 | 11/2/2011 4:55:40 PM |
arsisi | $25.00 | 11/2/2011 5:24:54 PM |
miked8303 | $25.00 | 11/2/2011 7:03:22 PM |
MrJDL1971 | $102.00 | 11/3/2011 4:33:20 AM |
Weaverville | $25.00 | 11/2/2011 7:56:05 PM |
cnovak | $25.00 | 11/2/2011 9:55:27 PM |
chameleon125 | $25.00 | 11/3/2011 6:47:11 AM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:48 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:51 PM |
triguy | $2,000.00 | 11/3/2011 1:24:27 PM |
spitzbergen | $25.00 | 11/3/2011 1:33:34 PM |
managedfund | $2,000.00 | 11/3/2011 3:54:57 PM |
Gandalf0001 | $45.00 | 11/3/2011 5:42:40 PM |
wise-deal-panda | $100.00 | 11/3/2011 5:51:16 PM |
Spaceman838 | $25.00 | 11/3/2011 6:01:34 PM |
pthighs | $38.77 | 11/3/2011 5:02:22 PM |
reinforced-gain7 | $1,318.08 | 11/3/2011 6:38:40 PM |
larrybird | $2,000.00 | 11/3/2011 6:28:29 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
537212
This series of Notes was issued and sold upon the funding of the borrower loan #55644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,100.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $84.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 5m |
Amount delinquent:
| $203 |
Total credit lines:
| 31 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,851 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| openness-piledriver |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2010)
|
Principal balance:
| $1,495.77 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
needing a car
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3600
Monthly expenses: $600
Housing: $300
Insurance: $190
Car expenses: $
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/4/2011 9:51:37 AM |
AndChicksforFree | $25.00 | 11/4/2011 9:56:13 AM |
real-return | $25.00 | 11/4/2011 9:46:57 AM |
diplomatic-wealth7 | $25.00 | 11/4/2011 10:11:26 AM |
zone8 | $100.00 | 11/4/2011 10:57:33 AM |
evnagelist | $25.00 | 11/4/2011 10:16:46 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:40 AM |
rs999 | $25.00 | 11/4/2011 10:41:14 AM |
rakem777 | $25.00 | 11/4/2011 10:58:22 AM |
easylivin | $25.00 | 11/4/2011 12:13:13 PM |
javelin0 | $32.35 | 11/4/2011 12:05:16 PM |
money-baron-Roth401k | $50.00 | 11/4/2011 9:55:32 AM |
fabulous-community4 | $25.00 | 11/4/2011 10:07:07 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:40 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:52 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:58 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:45 AM |
SLN-10 | $50.00 | 11/4/2011 11:05:35 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:06 AM |
Elefunt | $25.00 | 11/4/2011 11:42:38 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:19 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:23 AM |
the-profit-oracle | $25.00 | 11/4/2011 11:48:11 AM |
mckhbnpc | $50.00 | 11/4/2011 12:20:33 PM |
twjh | $17.65 | 11/4/2011 12:30:43 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
537216
This series of Notes was issued and sold upon the funding of the borrower loan #55801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $65.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 11% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
13 | Length of status: | 1y 9m |
Amount delinquent:
| $5,062 |
Total credit lines:
| 39 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,743 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wjlaffin |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 60 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $33,501.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
780-799
(Jul-2008)
740-759
(Aug-2006)
|
Principal balance:
| $4,815.42 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 60 | | |
Description
Re-investment into community
Purpose of loan:
I am starting a community of giving, a service that enables those who want to give altruistically. To help those folks who want to give but don't know how... or where... to find and match them directly with folks who are deserving and in need of help in these tough economic times. This loan will get that process that community started.
My financial situation:
I am a good candidate for this loan because i am fully employed, have good credit, and have had multiple loans on prosper for the last 5 or 6 years and have never missed a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/4/2011 10:15:29 AM |
kenji4861 | $25.00 | 11/4/2011 9:52:41 AM |
Clambake | $25.00 | 11/4/2011 9:54:09 AM |
jsak74 | $25.00 | 11/4/2011 10:26:10 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:20 AM |
Darts | $50.00 | 11/4/2011 11:49:33 AM |
Jay_Tee | $50.00 | 11/4/2011 12:23:12 PM |
minista | $26.00 | 11/4/2011 12:39:34 PM |
green28 | $197.00 | 11/4/2011 12:32:03 PM |
thankful-nickel2 | $25.00 | 11/4/2011 1:03:06 PM |
responsibility-butterfly | $25.00 | 11/4/2011 9:59:12 AM |
Feyenoord | $30.00 | 11/4/2011 10:01:41 AM |
rs999 | $25.00 | 11/4/2011 10:41:14 AM |
cnovak | $25.00 | 11/4/2011 10:28:07 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:07 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:23 AM |
LittleMingo | $30.00 | 11/4/2011 11:58:58 AM |
influential-benjamins0 | $100.00 | 11/4/2011 11:22:39 AM |
D911ave | $50.00 | 11/4/2011 11:25:15 AM |
WalnutCreekguy | $100.00 | 11/4/2011 11:38:52 AM |
UncleScroogeDMD | $42.00 | 11/4/2011 1:05:42 PM |
riskreward | $250.00 | 11/4/2011 11:56:45 AM |
enticing-capital6 | $50.00 | 11/4/2011 12:08:42 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
502205
This series of Notes was issued and sold upon the funding of the borrower loan #55309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 41% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 29y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,260 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-restless-bill |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
760-779
(Feb-2010)
|
Principal balance:
| $4,890.65 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
My personal loan
I would like to get another loan to help clear up more of my bills that I have aquired, the last loan helped in a great way and I think if I could get another loan I would get closer to achieveing my goal of paying off my debt. The balalnce of my other loan will reflect my ability to pay my loan and make extra payments when possible.
I have seen that it is much easier to pay here where it is directly takenn out of my account than me paying it monthly by mail and I am accomplishing much more while doing this I rather be using your money to pay the bills off in lump sum then trying to pay little bit here and there.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $14,600.00 | 10/27/2011 8:37:34 AM |
revenue-associate | $25.00 | 10/27/2011 11:37:34 AM |
jwstclair | $26.60 | 10/27/2011 12:07:33 PM |
managedfund | $348.40 | 10/27/2011 1:54:29 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
518251
This series of Notes was issued and sold upon the funding of the borrower loan #55363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 33% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,398 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| smart-silver9 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2010)
|
Principal balance:
| $5,339.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
My loan for home improvement
Purpose of loan: Make necessary repairs to home
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3139.56
Monthly expenses: $
Housing: $1548.00
Insurance: $
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $40.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/27/2011 9:01:01 AM |
golffish2 | $25.00 | 10/27/2011 9:02:37 AM |
wise-deal-panda | $200.00 | 10/27/2011 9:06:10 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:39 AM |
pound-mushroom3 | $25.00 | 10/27/2011 9:26:34 AM |
real-return | $25.00 | 10/27/2011 10:06:06 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:42 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:34:50 PM |
life-is-great | $25.00 | 10/27/2011 12:36:52 PM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:15 PM |
jmeasn | $50.00 | 10/27/2011 12:53:56 PM |
important-openness1 | $100.00 | 10/27/2011 1:05:02 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:09 PM |
cozy-truth6 | $25.00 | 10/27/2011 1:30:04 PM |
30Sky | $35.00 | 10/27/2011 1:32:15 PM |
silvercertificate | $25.00 | 10/27/2011 1:37:08 PM |
wildguy | $25.00 | 10/27/2011 1:39:07 PM |
nick5454 | $25.00 | 10/27/2011 1:58:16 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:08:39 PM |
lion6 | $25.00 | 10/27/2011 3:06:00 PM |
unclejaef | $25.00 | 10/27/2011 3:21:10 PM |
jcw3rd | $25.00 | 10/27/2011 3:08:04 PM |
magnifico932 | $25.00 | 10/27/2011 4:43:28 PM |
OldManP | $25.00 | 10/27/2011 4:51:06 PM |
managedfund | $150.00 | 10/27/2011 5:18:00 PM |
sushi537 | $25.00 | 10/27/2011 5:13:40 PM |
interest88 | $25.00 | 10/27/2011 5:44:18 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:31 PM |
Imaginos1892 | $100.00 | 10/27/2011 6:28:45 PM |
newest-trade-spruce | $50.00 | 10/27/2011 6:04:42 PM |
Red_b17 | $25.00 | 10/27/2011 6:49:57 PM |
proud-gold9 | $25.00 | 10/27/2011 6:41:18 PM |
economy-taco2 | $25.00 | 10/27/2011 7:10:26 PM |
wwwUniversal | $25.00 | 10/27/2011 7:31:35 PM |
powderbumps | $25.00 | 10/27/2011 7:40:54 PM |
freedom3 | $3,000.00 | 10/27/2011 8:01:52 PM |
willwc6 | $100.00 | 10/27/2011 8:21:42 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:40 PM |
Top_Gun_Lender | $31.00 | 10/27/2011 8:45:58 PM |
bulabula | $25.00 | 10/27/2011 8:36:56 PM |
bellaquito | $92.41 | 10/27/2011 8:51:38 PM |
finance-prescription | $62.00 | 10/27/2011 9:03:13 AM |
Comoparklender | $25.00 | 10/27/2011 9:03:59 AM |
AndChicksforFree | $25.00 | 10/27/2011 9:04:27 AM |
social-cocktail1 | $200.00 | 10/27/2011 9:14:55 AM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:53 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:46 AM |
currency-excellency0 | $100.00 | 10/27/2011 9:29:53 AM |
money-bauble | $100.00 | 10/27/2011 11:33:37 AM |
larrybird | $2,000.00 | 10/27/2011 12:54:15 PM |
Weaverville | $25.00 | 10/27/2011 1:07:07 PM |
innocent-income4 | $25.00 | 10/27/2011 1:28:31 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:14 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:35 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:43:17 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:05 PM |
SLN-10 | $50.00 | 10/27/2011 1:56:56 PM |
Banker2OO7 | $50.00 | 10/27/2011 2:09:38 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:27 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:28 PM |
ndrak | $25.00 | 10/27/2011 2:18:45 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:36 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:18:06 PM |
smaxis | $25.00 | 10/27/2011 4:57:13 PM |
reward-adventure | $50.00 | 10/27/2011 5:03:40 PM |
radforj22 | $60.59 | 10/27/2011 5:15:59 PM |
rebelduke | $25.00 | 10/27/2011 5:44:06 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:40 PM |
Greenbak | $25.00 | 10/27/2011 5:49:19 PM |
loss-of-control | $100.00 | 10/27/2011 6:20:48 PM |
Nascar1 | $50.00 | 10/27/2011 7:05:46 PM |
nimble-revenue5 | $50.00 | 10/27/2011 7:23:44 PM |
rate-mogul | $50.00 | 10/27/2011 7:34:01 PM |
SkyLoan | $25.00 | 10/27/2011 8:08:05 PM |
AlternativeCashFlow | $25.00 | 10/27/2011 8:41:30 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
518385
This series of Notes was issued and sold upon the funding of the borrower loan #55816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $140.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 0m |
Amount delinquent:
| $3,232 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,273 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| professorbooty |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2010)
640-659
(Oct-2009)
640-659
(Jul-2008)
|
Principal balance:
| $936.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 53 | | |
Description
Payoff other high interest Loan
Purpose of loan:
This loan will be used to pay off other Prosper loan that has high interest rate
My financial situation:
I am a good candidate for this loan because I will not default on this loan, and I wont take this unless it is a beneficial opportunity to reduce my current Prosper loan
Monthly net income: $4000
Monthly expenses: $3050
Housing: $1200
Insurance: $180
Car expenses: $0
Utilities: $220
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $200
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $56.33 | 11/3/2011 9:13:49 AM |
AndChicksforFree | $50.00 | 11/3/2011 9:50:53 AM |
social-cocktail1 | $200.00 | 11/3/2011 9:02:50 AM |
SolarMoonshine | $25.00 | 11/3/2011 9:53:00 AM |
finance-solo | $25.00 | 11/3/2011 9:02:29 AM |
312-Lender | $25.00 | 11/3/2011 9:05:15 AM |
NekHoldings | $25.00 | 11/3/2011 9:09:06 AM |
diplomatic-wealth7 | $25.00 | 11/3/2011 10:07:07 AM |
DHolly | $31.00 | 11/3/2011 9:15:26 AM |
real-return | $30.00 | 11/3/2011 9:22:55 AM |
golffish2 | $25.00 | 11/3/2011 9:25:47 AM |
important-openness1 | $100.00 | 11/3/2011 10:16:31 AM |
enticing-capital6 | $50.00 | 11/3/2011 9:33:04 AM |
duty-monger | $50.00 | 11/3/2011 10:20:29 AM |
green28 | $150.00 | 11/3/2011 10:28:59 AM |
Beechturner | $40.00 | 11/3/2011 10:04:54 AM |
missing-link | $25.00 | 11/3/2011 10:03:54 AM |
Feyenoord | $30.00 | 11/3/2011 10:47:11 AM |
Aberdeen | $1,712.67 | 11/3/2011 11:02:20 AM |
rs999 | $25.00 | 11/3/2011 9:21:12 AM |
MoneyForNothing | $50.00 | 11/3/2011 9:23:16 AM |
SLN-10 | $50.00 | 11/3/2011 9:23:55 AM |
pound-mushroom3 | $25.00 | 11/3/2011 9:35:34 AM |
Dusigrosz | $100.00 | 11/3/2011 9:06:11 AM |
progressive-economy261 | $400.00 | 11/3/2011 9:23:44 AM |
handy-justice | $50.00 | 11/3/2011 9:30:18 AM |
iaffy | $50.00 | 11/3/2011 9:34:54 AM |
Dubbs360 | $50.00 | 11/3/2011 10:31:40 AM |
miked8303 | $25.00 | 11/3/2011 10:10:09 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
524487
This series of Notes was issued and sold upon the funding of the borrower loan #55299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 35
/
32 | Length of status: | 30y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 69 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $168,491 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-champion5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short term cash flow
Purpose of loan:
This loan will be used to begin the process of significantly paying down consumer debt by first, paying off my federal Thrift Savings Plan (federal 401K) loan. The original loan was $50,000, with a current balance of approximately $10,000 and a monthly payment of $935. Paying of the current balance will free up more than $500 per month that I will use to begin paying down existing credit accounts.
My financial situation:
I am a good candidate for this loan because I have sufficient income to pay all current debts, and worst case, with my Thrift Savings Plan loan paid off, I would be immediately eligible to take out another loan. My intent, though, is to pay off all existing debt other than my first and second mortgage within the next 12 - 24 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.00 | 10/20/2011 9:53:12 AM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:40 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:30 PM |
jjswanso | $25.00 | 10/26/2011 6:05:00 AM |
MM1207 | $25.00 | 10/26/2011 7:47:27 AM |
profit-powerplant | $25.00 | 10/26/2011 10:28:59 AM |
Kaj | $25.00 | 10/26/2011 4:30:41 PM |
arsisi | $50.00 | 10/26/2011 7:39:48 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:51 AM |
worth-blanket2 | $7,400.00 | 10/27/2011 12:46:28 PM |
JohnSmallberries | $25.00 | 10/27/2011 1:46:57 PM |
best-point-flow | $50.00 | 10/27/2011 1:59:34 PM |
brandall | $50.00 | 10/27/2011 1:53:28 PM |
goodhearted-generosity511 | $25.00 | 10/20/2011 10:10:43 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:04 PM |
gotjack | $25.00 | 10/21/2011 5:30:58 AM |
papaloha | $25.00 | 10/23/2011 8:21:05 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:51:19 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:20 AM |
Dusigrosz | $100.00 | 10/25/2011 9:56:35 AM |
diplomatic-wealth7 | $25.00 | 10/26/2011 9:17:27 AM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:47 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:38 AM |
power-corps8 | $40.00 | 10/27/2011 1:49:03 PM |
managedfund | $1,000.00 | 10/27/2011 2:48:45 PM |
managedfund | $10.00 | 10/27/2011 2:48:50 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
528447
This series of Notes was issued and sold upon the funding of the borrower loan #55580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $95.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 13y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,622 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| velocity-sitar |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2010)
|
Principal balance:
| $2,377.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Upgrading Dog Boarding Business
Purpose of loan:
This loan will be used to...upgrade my successful dog boarding business.
My financial situation:
I am a good candidate for this loan because...I am highly committed to paying my bills & maintaining a good credit rating.
Monthly net income: $1860
Monthly expenses: $1150
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
desertoasis | $25.00 | 10/29/2011 9:54:22 AM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:24 PM |
Runegeld | $25.00 | 10/28/2011 6:11:08 PM |
AndChicksforFree | $25.00 | 10/28/2011 5:37:01 PM |
DeltaComputerGuy | $25.00 | 10/29/2011 2:15:38 AM |
ideal-platinum1 | $25.00 | 10/29/2011 3:34:51 AM |
cash-boots7 | $25.00 | 10/29/2011 7:35:32 AM |
janeybooboo | $75.00 | 10/29/2011 8:14:04 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:39 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:09 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:28:31 AM |
rich266 | $25.00 | 10/29/2011 10:50:21 AM |
finance-magma7 | $25.00 | 10/29/2011 11:23:04 AM |
Investoman | $75.00 | 10/29/2011 12:06:21 PM |
asmithj | $25.00 | 10/29/2011 12:15:59 PM |
fcrick | $25.00 | 10/29/2011 12:02:57 PM |
prohelper | $25.00 | 10/29/2011 12:07:04 PM |
figs4u2 | $100.00 | 10/29/2011 12:13:02 PM |
BxRealtor | $25.00 | 10/29/2011 12:30:59 PM |
TCR3 | $25.00 | 10/29/2011 12:38:37 PM |
handshake5 | $70.00 | 10/29/2011 12:59:23 PM |
LeReve | $50.00 | 10/29/2011 12:47:31 PM |
influential-benjamins0 | $100.00 | 10/28/2011 5:18:49 PM |
Kash2010lu | $30.00 | 10/28/2011 6:10:16 PM |
sensible-fund | $25.00 | 10/28/2011 6:17:18 PM |
chlebie | $50.00 | 10/28/2011 7:17:22 PM |
optionscashflow | $25.00 | 10/28/2011 6:42:22 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:41 PM |
BankLV | $25.00 | 10/28/2011 9:52:05 PM |
gold-cluster | $50.00 | 10/28/2011 9:00:38 PM |
shawnw2 | $25.00 | 10/29/2011 1:53:28 AM |
favorite-commerce | $25.00 | 10/28/2011 9:56:55 PM |
tough-peso2 | $25.00 | 10/29/2011 6:05:23 AM |
und-alum | $75.00 | 10/29/2011 9:48:06 AM |
Bob450 | $25.00 | 10/29/2011 9:18:55 AM |
Tscheddar | $25.00 | 10/29/2011 11:25:44 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:07:02 AM |
BankofRon | $25.00 | 10/29/2011 12:04:37 PM |
Weaverville | $25.00 | 10/29/2011 12:09:26 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:16 PM |
wigglesworth4 | $500.00 | 10/29/2011 12:31:56 PM |
Comoparklender | $25.00 | 10/29/2011 12:35:34 PM |
finance-prescription | $100.00 | 10/29/2011 12:49:14 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
528873
This series of Notes was issued and sold upon the funding of the borrower loan #55568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $322.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,616 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| durable-transaction741 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:20 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:05 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:25:02 PM |
managedfund | $800.00 | 10/28/2011 10:25:55 AM |
roux | $25.00 | 10/28/2011 12:07:14 PM |
SLN-10 | $50.00 | 10/28/2011 12:31:05 PM |
larrybird | $1,050.00 | 10/28/2011 2:27:50 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 2:25:47 PM |
bellaquito | $2,000.00 | 10/28/2011 2:26:48 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
528991
This series of Notes was issued and sold upon the funding of the borrower loan #55802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $354.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 33% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 12y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,844 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| community-honker |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jun-2010)
|
Principal balance:
| $3,680.57 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Credit card payoff 102811
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-pledge | $100.00 | 10/28/2011 2:51:16 PM |
resolute-basis9 | $25.00 | 10/28/2011 3:55:15 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:35 PM |
the-dollar-topper | $64.00 | 10/28/2011 5:17:34 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:40 PM |
chlebie | $50.00 | 10/28/2011 7:17:21 PM |
Feyenoord | $30.00 | 10/28/2011 7:54:33 PM |
TrustPlus | $50.00 | 10/28/2011 10:13:09 PM |
tough-peso2 | $25.00 | 10/29/2011 6:05:23 AM |
jazz619 | $25.00 | 10/29/2011 9:19:51 AM |
integrity-coyote | $25.00 | 10/29/2011 10:43:40 AM |
Robyn5722 | $25.00 | 10/29/2011 11:20:45 AM |
Tscheddar | $25.00 | 10/29/2011 11:26:50 AM |
be_wise | $25.00 | 10/29/2011 12:06:15 PM |
pdub | $75.00 | 10/29/2011 12:16:13 PM |
figs4u2 | $100.00 | 10/29/2011 12:12:57 PM |
Chutney | $25.00 | 10/29/2011 12:24:44 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:08 PM |
wigglesworth4 | $500.00 | 10/29/2011 12:31:54 PM |
wise-deal-panda | $200.00 | 10/29/2011 12:46:31 PM |
ChrisProsper | $50.00 | 10/29/2011 12:52:40 PM |
genius520 | $50.00 | 10/29/2011 1:16:38 PM |
coin-investor | $25.00 | 10/29/2011 1:23:49 PM |
Investor_DP | $100.00 | 10/29/2011 1:01:12 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:38 PM |
rocker137 | $25.00 | 10/29/2011 3:23:14 PM |
rangers94 | $25.00 | 10/29/2011 1:56:50 PM |
teega5 | $25.00 | 10/29/2011 4:25:37 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:08 PM |
well-mannered-income3 | $40.00 | 10/29/2011 4:43:00 PM |
DadWarbucks | $25.00 | 10/29/2011 4:46:02 PM |
Kame | $25.00 | 10/29/2011 6:23:47 PM |
loyalist1 | $200.00 | 10/29/2011 7:17:39 PM |
Mailmon | $25.00 | 10/29/2011 9:31:38 PM |
loans-from-us-2-u | $50.00 | 10/29/2011 8:16:17 PM |
ProjectVenture | $25.00 | 10/29/2011 7:39:25 PM |
dartmouth99 | $25.00 | 10/30/2011 1:17:33 AM |
rupee-artisan | $25.00 | 10/30/2011 5:04:52 AM |
thankful-nickel2 | $25.00 | 10/30/2011 5:31:33 AM |
tinoepang | $25.00 | 10/30/2011 6:36:22 AM |
Kyileo | $25.00 | 10/30/2011 10:19:47 AM |
skuba | $50.00 | 10/30/2011 6:42:56 AM |
principal-lion | $25.00 | 10/30/2011 10:24:22 AM |
labourclass | $25.00 | 10/30/2011 7:39:10 AM |
george_kaplan | $25.00 | 10/30/2011 7:44:50 AM |
Cutts | $25.00 | 10/30/2011 10:03:01 AM |
discrete-basis1 | $75.00 | 10/30/2011 12:39:15 PM |
rneckfsu | $25.00 | 10/30/2011 11:57:09 AM |
colorado23 | $25.00 | 10/30/2011 11:58:14 AM |
Erikdbp | $25.00 | 10/30/2011 11:24:50 AM |
antlr | $50.00 | 10/30/2011 2:38:32 PM |
tsquared_030 | $25.00 | 10/30/2011 2:44:11 PM |
exciting-responsibility3 | $25.00 | 10/30/2011 1:13:39 PM |
CaptainBL | $25.00 | 10/30/2011 1:17:14 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:07 PM |
kellyp255 | $25.00 | 10/30/2011 2:22:27 PM |
buyrite334 | $25.00 | 10/30/2011 5:04:57 PM |
point-oyster5 | $25.00 | 10/30/2011 4:09:41 PM |
EtaDuck | $25.00 | 10/30/2011 7:32:20 PM |
JazzFranchise | $25.00 | 10/30/2011 5:15:46 PM |
Schuld66 | $25.00 | 10/30/2011 10:03:06 PM |
thoughtful-contract984 | $25.00 | 10/30/2011 10:57:21 PM |
chemistry220 | $25.00 | 10/30/2011 5:57:41 PM |
midnight24 | $41.71 | 10/30/2011 7:11:14 PM |
cosygirl | $50.00 | 10/30/2011 7:21:33 PM |
E2BGR8 | $25.00 | 10/30/2011 9:05:58 PM |
greenback-chooser6 | $50.00 | 10/30/2011 11:28:18 PM |
Goodtrip | $25.00 | 10/31/2011 4:22:11 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:51 AM |
songbird98 | $25.00 | 10/31/2011 7:44:08 AM |
five-star-justice | $25.00 | 10/31/2011 5:49:42 AM |
unafraid-loan5 | $25.00 | 10/31/2011 6:29:20 AM |
money-surge1 | $25.00 | 10/31/2011 6:01:12 AM |
financial-frenzy | $50.00 | 10/31/2011 6:13:59 AM |
invisible_hand | $25.00 | 10/31/2011 6:15:48 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:41 AM |
SweatyBalls | $25.00 | 10/31/2011 8:03:03 AM |
compassion-burrito | $25.00 | 10/31/2011 6:56:21 AM |
jcholloway831 | $25.00 | 10/31/2011 6:59:12 AM |
gillijr1001 | $25.00 | 10/31/2011 7:19:35 AM |
turbobrat | $25.00 | 10/31/2011 8:23:59 AM |
SC2TX | $250.00 | 10/31/2011 9:12:48 AM |
chestnut4 | $25.00 | 10/31/2011 9:26:49 AM |
ranstlin | $25.00 | 10/31/2011 9:29:38 AM |
Chuck9802 | $25.00 | 10/31/2011 9:18:31 AM |
paladin847 | $50.00 | 10/31/2011 10:28:05 AM |
rate-mogul | $50.00 | 10/31/2011 9:46:43 AM |
wise-balanced-moola | $25.00 | 10/31/2011 9:47:32 AM |
TikPmp1 | $25.00 | 10/31/2011 11:07:27 AM |
mike_banker | $100.00 | 10/31/2011 9:35:25 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:15 AM |
credit-sasquatch3 | $33.00 | 10/31/2011 11:34:25 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:36 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:12 AM |
ItsJustMe79 | $25.00 | 10/31/2011 12:49:38 PM |
competitor119 | $25.00 | 10/31/2011 11:22:39 AM |
careful-note1 | $46.99 | 10/31/2011 12:03:05 PM |
Quentin8002 | $25.00 | 10/31/2011 1:13:45 PM |
Stafo | $25.00 | 10/31/2011 1:14:04 PM |
bright-investment | $25.00 | 10/31/2011 2:05:01 PM |
supernova719 | $50.00 | 10/31/2011 2:29:46 PM |
lend2end | $25.00 | 10/31/2011 12:17:10 PM |
valiant-money | $45.00 | 10/31/2011 1:21:37 PM |
moola-monger9 | $50.00 | 10/31/2011 2:23:39 PM |
pghtiny | $25.00 | 10/31/2011 4:45:15 PM |
truth-silo | $50.00 | 10/31/2011 5:31:40 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:26 PM |
heerzaquestion | $50.00 | 10/31/2011 7:30:48 PM |
market-assembler | $25.00 | 10/31/2011 9:47:22 PM |
nri22 | $25.00 | 10/31/2011 6:04:57 PM |
wtrboy | $25.00 | 10/31/2011 10:23:13 PM |
yield-hut | $37.00 | 11/1/2011 4:15:07 AM |
peaceful-cash5 | $25.00 | 11/1/2011 4:27:20 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:43 AM |
divedude | $25.00 | 10/31/2011 11:57:59 PM |
jblack01 | $25.00 | 11/1/2011 5:16:32 AM |
Pasagam | $50.00 | 11/1/2011 5:20:40 AM |
reward-motion | $100.00 | 11/1/2011 4:23:13 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:30 AM |
TelegramSam | $25.00 | 11/1/2011 6:28:21 AM |
owhite2000 | $50.00 | 11/1/2011 6:36:52 AM |
coolgenner | $25.00 | 11/1/2011 5:05:52 AM |
srsock | $14.79 | 11/1/2011 6:40:02 AM |
helpful-listing | $25.00 | 11/1/2011 5:58:06 AM |
Gamblor | $72.24 | 11/1/2011 6:15:20 AM |
fantastic-wampum1 | $100.00 | 10/28/2011 2:57:34 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:15 PM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:22 PM |
OldManP | $25.00 | 10/28/2011 9:18:23 PM |
OgOman | $25.00 | 10/29/2011 5:29:51 AM |
jescowa | $50.00 | 10/29/2011 5:09:18 AM |
FinDoc | $25.00 | 10/29/2011 7:08:58 AM |
emo13 | $50.00 | 10/29/2011 7:32:40 AM |
marwadi-62 | $300.00 | 10/29/2011 8:13:17 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:08 AM |
rich266 | $25.00 | 10/29/2011 10:50:19 AM |
spaceborne | $25.00 | 10/29/2011 10:30:34 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:28:30 AM |
fcrick | $25.00 | 10/29/2011 12:02:55 PM |
asmithj | $25.00 | 10/29/2011 12:15:59 PM |
prohelper | $25.00 | 10/29/2011 12:07:01 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:43 PM |
GCInvestments | $29.00 | 10/29/2011 1:39:38 PM |
Banker7371 | $25.00 | 10/29/2011 1:35:41 PM |
nickel-ferret | $32.00 | 10/29/2011 1:36:03 PM |
helpful-loan245 | $25.00 | 10/29/2011 3:48:34 PM |
Trinkaloki | $25.00 | 10/29/2011 1:31:46 PM |
trustu | $50.00 | 10/29/2011 4:17:49 PM |
phaded | $25.00 | 10/29/2011 6:13:33 PM |
listing-vista | $50.00 | 10/29/2011 4:40:11 PM |
Corellia | $50.00 | 10/29/2011 5:12:48 PM |
fervent-repayment | $50.00 | 10/29/2011 5:38:02 PM |
elegant-income3 | $50.00 | 10/29/2011 5:53:18 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:26 PM |
return-marsupial3 | $25.00 | 10/29/2011 6:44:58 PM |
lrr34 | $25.00 | 10/29/2011 7:45:33 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:20 PM |
jt530 | $25.00 | 10/29/2011 7:26:39 PM |
hopeful-point | $25.00 | 10/29/2011 9:10:33 PM |
truth-explorer | $25.00 | 10/30/2011 3:40:52 AM |
zippy-interest | $25.00 | 10/30/2011 8:05:59 AM |
philantist | $30.00 | 10/29/2011 10:58:09 PM |
macgeek | $25.00 | 10/30/2011 12:38:05 AM |
wdjnm | $50.00 | 10/30/2011 2:38:13 AM |
Marietta | $25.00 | 10/30/2011 7:39:37 AM |
Domgabriel | $25.00 | 10/30/2011 9:51:52 AM |
USMCR | $25.00 | 10/30/2011 10:45:57 AM |
Arpad | $45.00 | 10/30/2011 11:04:25 AM |
VGitane25 | $25.00 | 10/30/2011 8:02:20 AM |
Adventurouschef | $25.00 | 10/30/2011 11:23:44 AM |
tearsnstone | $25.00 | 10/30/2011 11:58:29 AM |
credit-maple5 | $100.00 | 10/30/2011 8:29:45 AM |
blue-shiny-revenue | $25.00 | 10/30/2011 11:04:13 AM |
PaulW | $40.00 | 10/30/2011 12:29:05 PM |
benefit-hunter5 | $25.00 | 10/30/2011 4:29:41 PM |
johnfromsanmateo | $50.00 | 10/30/2011 2:56:40 PM |
sappy02 | $75.00 | 10/30/2011 2:16:07 PM |
ss2020 | $25.00 | 10/30/2011 3:37:32 PM |
return-phase9 | $25.00 | 10/30/2011 6:11:39 PM |
Lender75 | $25.00 | 10/30/2011 3:32:57 PM |
natural-greenback6 | $25.00 | 10/30/2011 6:15:28 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:00 PM |
Munnie | $25.00 | 10/30/2011 6:09:50 PM |
simpy | $25.00 | 10/30/2011 8:52:41 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:25 PM |
s270 | $25.00 | 10/30/2011 8:39:22 PM |
best-phenomenal-treasure | $25.00 | 10/30/2011 9:07:35 PM |
organized-payment6 | $50.00 | 10/31/2011 6:10:45 AM |
golffish2 | $25.00 | 10/31/2011 4:11:21 AM |
rdrloan | $50.00 | 10/31/2011 8:03:09 AM |
damage | $25.00 | 10/31/2011 8:08:25 AM |
GElender | $40.00 | 10/31/2011 5:57:02 AM |
agalt | $75.00 | 10/31/2011 8:20:47 AM |
aurorafinancial | $25.00 | 10/31/2011 6:13:38 AM |
TOCPI | $25.00 | 10/31/2011 6:30:50 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:56 AM |
Castelj | $27.00 | 10/31/2011 6:34:16 AM |
Preteur | $25.00 | 10/31/2011 6:39:04 AM |
riskreward | $250.00 | 10/31/2011 9:11:12 AM |
social-zebra | $30.00 | 10/31/2011 8:24:12 AM |
helpinghand63 | $25.00 | 10/31/2011 9:20:58 AM |
porter22 | $25.00 | 10/31/2011 8:29:32 AM |
worldly-income2 | $25.00 | 10/31/2011 8:14:07 AM |
haplender | $50.00 | 10/31/2011 9:57:45 AM |
Bekim | $26.00 | 10/31/2011 9:40:25 AM |
texrob20 | $25.00 | 10/31/2011 10:18:02 AM |
wwwUniversal | $25.00 | 10/31/2011 10:18:07 AM |
mpatrick | $50.00 | 10/31/2011 9:59:25 AM |
yennib | $25.00 | 10/31/2011 9:42:43 AM |
FinanceEngine | $40.00 | 10/31/2011 11:43:03 AM |
economy-ringleader048 | $25.00 | 10/31/2011 10:03:24 AM |
useful-p2ploan | $25.00 | 10/31/2011 1:28:24 PM |
shrewd-income | $100.00 | 10/31/2011 4:01:29 PM |
tidy-generosity | $25.00 | 10/31/2011 1:14:41 PM |
steamboatgal | $50.00 | 10/31/2011 3:59:27 PM |
6moonbeams | $25.00 | 10/31/2011 1:56:50 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:34 PM |
stolirocks01 | $50.00 | 10/31/2011 6:29:53 PM |
AF-Chief | $50.00 | 10/31/2011 7:50:41 PM |
GetItRight | $25.00 | 10/31/2011 6:28:30 PM |
investment-comet | $25.00 | 10/31/2011 7:28:47 PM |
troubleman50 | $60.00 | 10/31/2011 6:34:54 PM |
Zoomie | $25.00 | 10/31/2011 9:03:09 PM |
currency-trophy | $25.00 | 11/1/2011 4:55:04 AM |
bobby5832708 | $25.00 | 11/1/2011 4:07:49 AM |
Blue_HorseShoe | $25.00 | 11/1/2011 5:11:03 AM |
accountableone | $50.00 | 11/1/2011 4:27:55 AM |
happyinvallarta | $50.00 | 11/1/2011 6:10:30 AM |
TWGCJ | $25.00 | 11/1/2011 6:17:31 AM |
229 Investments
|
Borrower Payment Dependent Notes Series
529017
This series of Notes was issued and sold upon the funding of the borrower loan #55317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $409.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,180 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| moola-microscope |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation / Investment
This loan will be used to...pay off higher interest rate credit card debt & for investment. I looking to get investment money for The Emerald City of Oz? LLC franchise. It?s a business model that owns the intellectual rights to L Frank Baum?s ?The Wizard of OZ? & is currently making ?Dorothy of OZ & will proceed to make ?The Emerald City of OZ?. As I am already an investor, I will get $1 for every $1 that I invest. If the movie makes twice it?s money, I get twice my investment and so on. This includes the movie profits, DVD sales & rentals & all merchandising. ?The Emerald City of OZ? will follow. As an investor to the franchise, I get profits from both movies & the merchandising.
I am a good candidate for this loan because... I'm gainfully employed for 7.5 years at a solid company. Aside from my monthly rent which is $550 I have 1 other regular monthly payment of $189.00 which was used for investment. I can afford this loan payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $39.75 | 10/18/2011 9:01:04 AM |
rolltide09 | $25.00 | 10/18/2011 9:02:08 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:10 AM |
blot44 | $25.00 | 10/18/2011 6:12:42 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:26 AM |
scholarly-benefit5 | $50.00 | 10/19/2011 9:19:33 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:45 PM |
rajs | $250.00 | 10/19/2011 4:44:11 PM |
orange-payout-gazer | $100.00 | 10/19/2011 8:36:58 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:21 PM |
Preteur | $25.00 | 10/20/2011 4:20:39 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:06 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:20 AM |
organized-payment6 | $50.00 | 10/21/2011 5:33:13 AM |
sflawya | $25.00 | 10/21/2011 9:54:34 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:31 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:41 PM |
availableloan | $25.00 | 10/21/2011 9:18:08 PM |
caring-hope2 | $100.00 | 10/22/2011 7:31:53 AM |
vutah | $25.00 | 10/22/2011 7:56:56 AM |
cingular | $25.00 | 10/22/2011 12:58:23 PM |
wise-honorable-rate | $25.00 | 10/23/2011 11:25:01 AM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:24:16 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:18 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:53 PM |
Paxman84 | $25.00 | 10/24/2011 12:37:45 PM |
Barky52 | $25.00 | 10/24/2011 6:18:21 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:35 PM |
please-repay | $100.00 | 10/25/2011 4:55:28 PM |
maldok1 | $25.00 | 10/25/2011 5:06:04 PM |
paladin510 | $50.00 | 10/25/2011 6:59:10 PM |
flexible1 | $25.00 | 10/25/2011 7:40:26 PM |
noble-leverage035 | $25.00 | 10/26/2011 9:47:09 AM |
blooming-market | $25.00 | 10/26/2011 12:39:14 PM |
commerce-web5 | $25.00 | 10/26/2011 11:21:17 AM |
BxRealtor | $25.00 | 10/26/2011 1:09:29 PM |
rmachi | $50.00 | 10/26/2011 2:19:37 PM |
goal-benefit2 | $25.00 | 10/26/2011 5:56:23 PM |
ogmanny | $50.00 | 10/26/2011 10:27:14 PM |
power-defender7 | $25.00 | 10/27/2011 1:19:55 PM |
30Sky | $35.00 | 10/27/2011 1:45:38 PM |
cti11 | $25.00 | 10/27/2011 1:50:23 PM |
wildblue | $29.65 | 10/27/2011 2:22:44 PM |
lucrative-worth | $50.00 | 10/27/2011 2:23:56 PM |
mar97 | $50.00 | 10/27/2011 4:58:13 PM |
journey517 | $100.00 | 10/27/2011 4:42:54 PM |
heavy_ax | $50.00 | 10/27/2011 6:49:31 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:46 PM |
houli123 | $464.39 | 10/28/2011 2:48:21 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:40 AM |
sjlender | $100.00 | 10/18/2011 9:18:27 AM |
Aberdeen | $500.00 | 10/18/2011 9:21:34 AM |
Theodon | $25.00 | 10/18/2011 1:34:01 PM |
fcrick | $25.00 | 10/18/2011 3:51:09 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:44 PM |
worthy-bid8 | $50.00 | 10/19/2011 9:07:14 AM |
roux | $25.00 | 10/19/2011 9:09:06 AM |
gentle-gain235 | $50.00 | 10/19/2011 8:46:23 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:29 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:35 PM |
bcash1 | $50.00 | 10/20/2011 4:40:40 AM |
credit-coach118 | $45.17 | 10/20/2011 8:47:31 AM |
ethicalhumanist | $100.00 | 10/20/2011 7:41:29 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:06 PM |
Brainworm | $25.00 | 10/21/2011 2:21:22 AM |
indomitable-coin | $25.00 | 10/23/2011 12:44:37 PM |
life-is-great | $25.00 | 10/23/2011 1:06:04 PM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:28:14 AM |
truth-silo | $100.00 | 10/24/2011 8:22:25 AM |
bonus-demon | $25.00 | 10/24/2011 1:59:01 PM |
investment-comet | $25.00 | 10/24/2011 8:46:58 PM |
equitable-capital758 | $350.00 | 10/24/2011 8:02:15 PM |
delivery | $25.00 | 10/25/2011 11:33:26 AM |
TGACJ | $50.00 | 10/25/2011 7:09:29 PM |
bb575 | $25.00 | 10/25/2011 7:42:28 PM |
MM1207 | $25.00 | 10/26/2011 7:44:04 AM |
velocity-solo | $25.00 | 10/26/2011 9:21:47 AM |
agreement-merry-maker | $100.00 | 10/26/2011 3:07:02 PM |
whitegold24k | $500.00 | 10/26/2011 2:36:55 PM |
riskadverse44 | $25.00 | 10/26/2011 4:56:26 PM |
BOZO88 | $30.00 | 10/26/2011 6:20:08 PM |
Cromag | $25.00 | 10/26/2011 8:30:47 PM |
GCInvestments | $30.00 | 10/26/2011 8:31:15 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:40 AM |
tbrnet | $50.00 | 10/27/2011 11:47:18 AM |
zooom7 | $50.00 | 10/27/2011 12:09:38 PM |
scrappy-bonus2 | $25.00 | 10/27/2011 1:26:56 PM |
j2ee | $25.00 | 10/27/2011 3:25:06 PM |
managedfund | $1,800.00 | 10/27/2011 5:23:01 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:06 PM |
willwc6 | $50.00 | 10/27/2011 8:51:01 PM |
RIVERHTS | $50.00 | 10/27/2011 9:48:34 PM |
JustMee | $25.00 | 10/27/2011 9:50:57 PM |
investment-cluster | $50.00 | 10/28/2011 3:03:55 AM |
zone6 | $30.00 | 10/28/2011 5:01:08 AM |
Brisket_Bob | $46.04 | 10/28/2011 5:51:18 AM |
96 Investments
|
Borrower Payment Dependent Notes Series
529047
This series of Notes was issued and sold upon the funding of the borrower loan #55544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 59% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 11y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,872 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loot-rapture1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
j wham
Purpose of loan:
This loan will be used to...consolidate bills
My financial situation:
I am a good candidate for this loan because...I pay my bills
Monthly net income: $2592
Monthly expenses: $2503
Housing: $450
Insurance: $313
Car expenses: $
Utilities: $145
Phone, cable, internet: $240
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $520
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/20/2011 12:10:05 PM |
papaloha | $25.00 | 10/23/2011 8:21:06 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:31 PM |
tech310 | $50.00 | 10/25/2011 11:45:02 PM |
dedicated-principal | $25.00 | 10/27/2011 10:07:19 PM |
transaction-detective70 | $25.00 | 10/28/2011 12:11:44 PM |
schnatty | $50.01 | 10/28/2011 12:20:16 PM |
finance-prescription | $45.00 | 10/28/2011 12:34:05 PM |
industrious-currency | $25.00 | 10/28/2011 12:34:42 PM |
natural-worth9 | $50.00 | 10/28/2011 12:44:27 PM |
87Marc | $25.00 | 10/28/2011 12:46:55 PM |
mclilpaws | $25.00 | 10/28/2011 1:06:08 PM |
radiobuda | $50.00 | 10/28/2011 12:53:16 PM |
red-favorable-basis | $25.00 | 10/28/2011 1:08:22 PM |
AndChicksforFree | $25.00 | 10/28/2011 1:10:37 PM |
credit-coach118 | $45.57 | 10/28/2011 1:12:50 PM |
ChrisProsper | $34.42 | 10/28/2011 2:10:31 PM |
head | $25.00 | 10/28/2011 1:22:46 PM |
forthright-trade | $25.00 | 10/28/2011 2:05:35 PM |
gotjack | $25.00 | 10/20/2011 5:54:03 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:21 AM |
dedicated-principal | $25.00 | 10/27/2011 10:07:34 PM |
idastmerchants | $25.00 | 10/28/2011 9:54:04 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:33:41 AM |
new-gold-wrangler | $2,000.00 | 10/28/2011 12:32:16 PM |
reward-adventure | $50.00 | 10/28/2011 12:36:11 PM |
bellaquito | $2,000.00 | 10/28/2011 12:29:11 PM |
CatbirdBanking | $25.00 | 10/28/2011 12:38:00 PM |
octoberfresh | $25.00 | 10/28/2011 12:45:34 PM |
Investoman | $75.00 | 10/28/2011 12:39:27 PM |
vibraphone3 | $25.00 | 10/28/2011 12:43:51 PM |
basis-wizard8 | $50.00 | 10/28/2011 1:05:35 PM |
blazing-loan1 | $25.00 | 10/28/2011 1:09:41 PM |
bsmtloan | $75.00 | 10/28/2011 12:55:26 PM |
first-finance-multiplier | $200.00 | 10/28/2011 1:14:25 PM |
Haribelle | $25.00 | 10/28/2011 1:26:28 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
529579
This series of Notes was issued and sold upon the funding of the borrower loan #55799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $81.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1974 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $6,135 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| self-reliant-dollar9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2010)
|
Principal balance:
| $1,418.54 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have been ontime and have continued to repay my current loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.78 | 11/3/2011 5:02:07 PM |
Nazbuster | $100.00 | 11/3/2011 6:56:25 PM |
figs4u2 | $100.00 | 11/3/2011 5:17:38 PM |
kenji4861 | $25.00 | 11/3/2011 5:27:59 PM |
pdub | $75.00 | 11/3/2011 5:41:25 PM |
influential-benjamins0 | $100.00 | 11/3/2011 5:54:27 PM |
Marietta | $25.83 | 11/3/2011 7:50:11 PM |
Clambake | $25.00 | 11/3/2011 6:02:37 PM |
tolerant-dinero2 | $25.00 | 11/3/2011 8:48:11 PM |
E-2 | $100.00 | 11/3/2011 6:55:25 PM |
s270 | $50.00 | 11/3/2011 8:17:25 PM |
Brisket_Bob | $25.42 | 11/4/2011 4:50:47 AM |
mindful-deal289 | $25.00 | 11/3/2011 9:28:40 PM |
Ven58 | $25.00 | 11/4/2011 5:59:45 AM |
Tscheddar | $25.00 | 11/4/2011 3:07:26 AM |
Goodlender42 | $25.00 | 11/4/2011 5:34:58 AM |
enriching-velocity0 | $25.00 | 11/4/2011 6:23:19 AM |
responsibility-butterfly | $25.00 | 11/4/2011 9:59:06 AM |
i3urtonair | $25.00 | 11/4/2011 10:07:41 AM |
mflawyer | $25.00 | 11/4/2011 8:34:16 AM |
best-ingenious-funds | $25.00 | 11/4/2011 10:14:15 AM |
scholarly-benefit5 | $25.00 | 11/4/2011 9:11:44 AM |
HighFired3000F | $50.00 | 11/4/2011 10:16:03 AM |
exchange-squirrel | $25.00 | 11/4/2011 9:32:54 AM |
rs999 | $25.00 | 11/4/2011 10:41:12 AM |
integrity-saver | $100.00 | 11/4/2011 10:54:13 AM |
commitment-antioxidant8 | $25.00 | 11/4/2011 11:11:11 AM |
rate-mogul | $34.00 | 11/4/2011 11:13:22 AM |
indomitable-coin | $25.00 | 11/4/2011 11:13:34 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:33 AM |
cnovak | $25.00 | 11/3/2011 5:23:15 PM |
exact-loan5 | $50.00 | 11/3/2011 5:37:55 PM |
jaycro | $25.00 | 11/3/2011 6:41:41 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:22 PM |
SeaDevil | $25.00 | 11/4/2011 2:41:20 AM |
pirahna125 | $25.00 | 11/4/2011 4:25:00 AM |
soular21804 | $25.00 | 11/4/2011 5:54:11 AM |
GElender | $35.00 | 11/4/2011 5:56:07 AM |
Feyenoord | $30.00 | 11/3/2011 11:14:24 PM |
wild-orange | $100.00 | 11/4/2011 2:04:18 AM |
dynamic-platinum | $25.00 | 11/4/2011 4:22:45 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:10 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:35 AM |
careful-note1 | $25.00 | 11/4/2011 7:13:44 AM |
beer-gardener | $100.00 | 11/4/2011 7:45:06 AM |
YellowJacket | $25.00 | 11/4/2011 8:41:49 AM |
irishcocacola | $25.66 | 11/4/2011 8:17:27 AM |
Syzygy | $25.00 | 11/4/2011 9:22:38 AM |
Leshan | $40.42 | 11/4/2011 9:35:11 AM |
Socorro_Capital_Partners | $25.01 | 11/4/2011 9:48:02 AM |
moola-buddy | $25.18 | 11/4/2011 9:32:22 AM |
ptjg | $100.00 | 11/4/2011 9:58:47 AM |
ujiba | $50.00 | 11/4/2011 10:11:39 AM |
jamiee73 | $25.00 | 11/4/2011 10:37:32 AM |
evnagelist | $25.00 | 11/4/2011 10:15:18 AM |
enterprising-credit2 | $25.00 | 11/4/2011 10:43:21 AM |
D911ave | $50.00 | 11/4/2011 11:25:14 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:40 AM |
damage | $25.00 | 11/4/2011 11:23:57 AM |
progressive-economy261 | $77.70 | 11/4/2011 11:32:12 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
531001
This series of Notes was issued and sold upon the funding of the borrower loan #55691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,063 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-pioneer121 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Smokey's dad
Purpose of loan:
This loan will be used to...pay doctor bills
My financial situation:
I am a good candidate for this loan because...I am current with all payments and I need this boost to help clear up some loose ends.
Monthly net income: $3150
Monthly expenses: $
Housing: $545
Insurance: $120
Car expenses: $320
Utilities: $360
Phone, cable, internet: $160
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
prescription drugs and copays to doctor = $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 10/31/2011 9:07:43 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:20 AM |
pound-mushroom3 | $25.00 | 10/31/2011 10:15:13 AM |
well-rounded-payout0 | $50.00 | 10/31/2011 10:16:05 AM |
finance-mushroom | $100.00 | 10/31/2011 9:45:33 AM |
e4gf8e | $25.00 | 10/31/2011 12:32:38 PM |
CashFlow13 | $100.00 | 10/31/2011 5:09:36 PM |
kindness-jedi | $25.00 | 11/1/2011 4:15:46 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:21 AM |
miked8303 | $50.00 | 11/1/2011 8:15:28 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:51 AM |
Elefunt | $25.00 | 11/1/2011 9:54:39 AM |
first-dinero-igloo | $25.00 | 11/1/2011 10:19:08 AM |
suave-dime6 | $25.00 | 11/1/2011 10:34:20 AM |
investment-comet | $25.00 | 11/1/2011 11:31:04 AM |
transaction-circuit | $50.00 | 11/1/2011 11:22:57 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:36 PM |
Green_Bay_Packers | $25.00 | 11/1/2011 3:01:03 PM |
arsisi | $25.00 | 11/1/2011 5:20:34 PM |
gjm6d | $25.00 | 11/1/2011 5:00:25 PM |
cablenews | $35.40 | 11/1/2011 6:19:54 PM |
fervent-repayment | $25.00 | 10/31/2011 9:24:33 AM |
roux | $25.00 | 10/31/2011 9:25:46 AM |
favorite-commerce | $30.00 | 10/31/2011 9:21:19 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:27 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:38 AM |
fantastic-wampum1 | $100.00 | 10/31/2011 4:11:06 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:20 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:40 AM |
heerzaquestion | $100.00 | 11/1/2011 4:44:26 AM |
palace2 | $208.60 | 11/1/2011 5:50:24 AM |
otto1939 | $101.00 | 11/1/2011 8:46:58 AM |
exchange-squirrel | $25.00 | 11/1/2011 9:33:47 AM |
mercuriant | $25.00 | 11/1/2011 10:07:42 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:27 AM |
EODCAP | $25.00 | 11/1/2011 3:39:02 PM |
TronMedici | $50.00 | 11/1/2011 3:41:18 PM |
EretzCapital | $25.00 | 11/1/2011 5:10:48 PM |
diplomatic-wealth7 | $25.00 | 11/1/2011 5:17:46 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
531033
This series of Notes was issued and sold upon the funding of the borrower loan #55571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $301.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
5 | Length of status: | 17y 10m |
Amount delinquent:
| $3,627 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,509 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| eagle89 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 96% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,750.00 | < 31 days late:
| 2
( 4% )
| 640-659
(Dec-2009)
640-659
(Nov-2009)
660-679
(Sep-2009)
660-679
(Aug-2008)
|
Principal balance:
| $640.08 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 56 | | |
Description
The roof is leaking
Purpose of loan:
This loan will be used to...replace our roof that is in major need of replacement
My financial situation:
I am a good candidate for this loan because...I have consistently paid on my previous prosper loans
Monthly net income: $5657
Monthly expenses: $4869
Housing: $1167
Insurance: $252
Car expenses: $1500
Utilities: $400
Phone, cable, internet: $350
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
saffron4 | $25.00 | 10/28/2011 12:10:24 AM |
orange-preeminant-bill | $25.00 | 10/28/2011 4:41:16 AM |
RoZu_Lending | $100.00 | 10/28/2011 4:51:04 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:58 AM |
platinum-boss2 | $25.00 | 10/28/2011 6:39:32 AM |
market-jam | $50.00 | 10/28/2011 7:45:36 AM |
Wellman | $50.00 | 10/28/2011 7:29:32 AM |
SirJev | $50.00 | 10/28/2011 7:40:51 AM |
coin-investor | $25.00 | 10/28/2011 8:07:06 AM |
JohnSmallberries | $25.00 | 10/28/2011 9:07:01 AM |
yield-trader | $25.00 | 10/28/2011 9:14:38 AM |
minddoc | $25.00 | 10/28/2011 9:15:03 AM |
social-cocktail1 | $200.00 | 10/28/2011 9:17:36 AM |
nowits10 | $25.00 | 10/28/2011 9:32:55 AM |
real-return | $25.00 | 10/28/2011 9:42:26 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:25 AM |
atlas100 | $50.00 | 10/28/2011 10:10:22 AM |
reinforced-gain7 | $2,000.00 | 10/28/2011 11:02:07 AM |
ah-long | $25.00 | 10/28/2011 12:01:06 AM |
Kash2010lu | $25.00 | 10/28/2011 12:46:28 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:20 AM |
marwadi-62 | $100.00 | 10/28/2011 4:34:41 AM |
SLN-10 | $25.00 | 10/28/2011 4:47:31 AM |
officer8 | $25.00 | 10/28/2011 7:10:26 AM |
haplender | $50.00 | 10/28/2011 8:12:30 AM |
yield-aurora4 | $25.00 | 10/28/2011 8:55:37 AM |
Weaverville | $25.00 | 10/28/2011 9:10:44 AM |
MoneyForNothing | $45.69 | 10/28/2011 9:06:33 AM |
amlu1988 | $25.00 | 10/28/2011 9:15:00 AM |
312-Lender | $25.00 | 10/28/2011 9:08:04 AM |
GGreg799 | $25.00 | 10/28/2011 9:29:10 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:05 AM |
shrewd-peace7 | $25.00 | 10/28/2011 9:43:21 AM |
IIP77 | $25.00 | 10/28/2011 9:44:12 AM |
managedfund | $750.00 | 10/28/2011 10:25:14 AM |
Learning2Lend | $25.00 | 10/28/2011 10:31:50 AM |
larrybird | $2,000.00 | 10/28/2011 10:51:44 AM |
brightest-gain-investor | $1,379.31 | 10/28/2011 11:07:19 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
531575
This series of Notes was issued and sold upon the funding of the borrower loan #55715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $322.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 3 |
Revolving credit balance:
| $2,416 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| plentiful-point971 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
hardworker1216
Purpose of loan:
This loan will be used to...pay for dental expenses and to pay off my small credit card balances so that I only have one payment other than my rent and car payment
My financial situation:
I am a good candidate for this loan because...I believe that once you make a commitment, you should keep your word. I value my credit rating and have worked very hard to manage my debt and keep my accounts current.
Monthly net income: $3622
Monthly expenses: $
Housing: $1000
Insurance: $70
Car expenses: $511
Utilities: $0
Phone, cable, internet: $45
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/16/2011 3:29:54 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:10 AM |
progressive-economy261 | $160.00 | 10/18/2011 5:19:11 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:05 PM |
diplomatic-wealth7 | $25.00 | 10/20/2011 5:14:19 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:08 AM |
a-unflappable-finance | $50.00 | 10/21/2011 11:44:59 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:03 PM |
fervent-repayment | $25.00 | 10/25/2011 3:44:47 AM |
pver21 | $25.00 | 10/25/2011 2:44:49 PM |
nimble-revenue5 | $50.00 | 10/25/2011 5:22:27 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:41 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:51 PM |
mercuriant | $25.00 | 10/25/2011 10:26:13 PM |
economy-coup | $50.00 | 10/26/2011 12:59:26 AM |
finance-prescription | $100.00 | 10/26/2011 9:09:52 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:10 AM |
first-friendly-listing | $30.00 | 10/26/2011 5:09:01 PM |
platinum-ectasy | $25.00 | 10/26/2011 7:11:26 PM |
arsisi | $50.00 | 10/26/2011 7:39:42 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:07 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:03 AM |
payout-achievement | $50.00 | 10/27/2011 5:00:10 PM |
bulabula | $25.00 | 10/27/2011 8:36:43 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:47 PM |
ah-long | $25.00 | 10/28/2011 12:00:58 AM |
orange-preeminant-bill | $25.00 | 10/28/2011 4:41:12 AM |
officer8 | $25.00 | 10/28/2011 7:10:22 AM |
secureincome | $88.00 | 10/28/2011 6:55:13 AM |
Wellman | $50.00 | 10/28/2011 7:29:27 AM |
managedfund | $276.27 | 10/28/2011 7:30:36 AM |
kulender | $50.00 | 10/17/2011 1:18:42 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:45 PM |
missing-link | $25.00 | 10/23/2011 6:24:24 PM |
treasure-bliss | $25.00 | 10/25/2011 6:09:31 AM |
asset-professor | $25.00 | 10/25/2011 7:17:08 PM |
MM1207 | $25.00 | 10/26/2011 7:47:07 AM |
Kaj | $25.00 | 10/26/2011 4:30:32 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:10 PM |
armentdw | $25.00 | 10/26/2011 6:07:10 PM |
red-power-pecan | $50.00 | 10/26/2011 8:29:27 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:33 AM |
goal-benefit2 | $25.00 | 10/27/2011 8:41:59 AM |
money-bauble | $100.00 | 10/27/2011 11:33:22 AM |
power-corps8 | $40.00 | 10/27/2011 1:49:00 PM |
journey517 | $25.00 | 10/27/2011 4:47:45 PM |
HedgeFund | $32.00 | 10/27/2011 5:00:55 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:33 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:42 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:23 PM |
managedfund | $1,200.00 | 10/27/2011 7:21:38 PM |
woodlance | $25.00 | 10/27/2011 7:24:07 PM |
coin-investor | $25.00 | 10/27/2011 9:00:50 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:45 PM |
saffron4 | $25.00 | 10/28/2011 12:10:20 AM |
Domgabriel | $25.00 | 10/28/2011 3:36:56 AM |
zone6 | $88.29 | 10/28/2011 5:00:15 AM |
Malkial | $35.44 | 10/28/2011 5:02:40 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:16:15 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:53 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
531805
This series of Notes was issued and sold upon the funding of the borrower loan #55334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $590.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 4m |
Amount delinquent:
| $13,934 |
Total credit lines:
| 42 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,228 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| detroit_professional |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Home Purchase
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $38.16 | 10/21/2011 9:01:04 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:32 PM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:39 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:35 PM |
SolarMoonshine | $25.00 | 10/26/2011 3:36:51 PM |
orbital-dollar2 | $25.00 | 10/26/2011 3:01:33 PM |
sentimental-responsibility0 | $25.00 | 10/26/2011 4:09:07 PM |
tomdooley12520 | $25.00 | 10/26/2011 4:31:28 PM |
Leshan | $50.00 | 10/26/2011 4:34:10 PM |
cloud8 | $25.00 | 10/26/2011 7:02:17 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:17 AM |
cake7 | $25.00 | 10/27/2011 6:43:12 AM |
BxRealtor | $25.00 | 10/27/2011 6:31:24 AM |
indomitable-coin | $25.00 | 10/27/2011 6:50:09 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:56 AM |
citytreker | $25.00 | 10/27/2011 8:25:03 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:50 AM |
open-minded-loot6 | $60.00 | 10/27/2011 10:24:49 AM |
innocent-commerce9 | $200.00 | 10/27/2011 10:43:05 AM |
CreditBuilder2 | $50.00 | 10/27/2011 11:45:05 AM |
longtoulaoda | $50.00 | 10/27/2011 11:57:17 AM |
tbrnet | $50.00 | 10/27/2011 11:47:20 AM |
life-is-great | $25.00 | 10/27/2011 12:36:48 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:58 PM |
AF-Chief | $25.00 | 10/27/2011 2:09:49 PM |
ndrak | $25.00 | 10/27/2011 2:18:38 PM |
Elefunt | $25.00 | 10/27/2011 2:21:33 PM |
gojackgo | $50.00 | 10/27/2011 2:30:47 PM |
get30inc | $50.00 | 10/27/2011 2:49:19 PM |
peso-tostada | $50.00 | 10/27/2011 3:25:29 PM |
j2ee | $25.00 | 10/27/2011 3:25:08 PM |
gilbrear | $25.00 | 10/27/2011 3:58:25 PM |
journey517 | $25.00 | 10/27/2011 4:26:28 PM |
sushi537 | $25.00 | 10/27/2011 5:10:57 PM |
Skatingbear | $100.00 | 10/27/2011 6:25:03 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:39 PM |
greenkid | $50.00 | 10/27/2011 7:42:59 PM |
platinum-exec1 | $79.65 | 10/27/2011 8:03:19 PM |
Zingaro | $25.00 | 10/27/2011 9:16:43 PM |
best-ingenious-funds | $25.00 | 10/27/2011 9:53:49 PM |
caring-truth9 | $100.00 | 10/27/2011 10:10:59 PM |
egw | $50.00 | 10/27/2011 10:31:22 PM |
green-planet-guy | $30.00 | 10/27/2011 11:02:03 PM |
treasure-exchanger2 | $25.00 | 10/27/2011 11:04:39 PM |
treasure-expert | $25.00 | 10/27/2011 10:58:39 PM |
TQLender | $25.00 | 10/28/2011 12:07:38 AM |
ChrisProsper | $538.18 | 10/28/2011 12:54:03 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:08 AM |
fcrick | $25.00 | 10/21/2011 9:41:51 AM |
enticing-capital6 | $50.00 | 10/21/2011 9:23:31 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:54 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:54 PM |
chris-heretoinvest | $25.00 | 10/21/2011 8:52:39 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:34 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:04 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:14 AM |
jamiee73 | $25.00 | 10/23/2011 1:24:00 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:45 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:40 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:51 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:57 PM |
organized-payment6 | $50.00 | 10/26/2011 5:40:48 AM |
MM1207 | $25.00 | 10/26/2011 7:44:13 AM |
brightest-dynamic-peace | $30.00 | 10/26/2011 5:03:26 PM |
GCInvestments | $30.00 | 10/26/2011 5:08:56 PM |
frooogal | $50.00 | 10/26/2011 9:04:53 PM |
mgking007 | $35.02 | 10/26/2011 10:05:43 PM |
important-ore | $150.00 | 10/26/2011 9:33:32 PM |
return-investor6 | $50.00 | 10/26/2011 10:15:53 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 3:07:30 AM |
charming-exchange7 | $25.00 | 10/27/2011 6:02:14 AM |
Loan-trust25 | $36.81 | 10/27/2011 8:16:56 AM |
currency-persimmon | $50.00 | 10/27/2011 8:39:26 AM |
Castelj | $25.00 | 10/27/2011 9:59:50 AM |
income-buffalo1 | $100.00 | 10/27/2011 9:58:29 AM |
friendly-market5 | $25.00 | 10/27/2011 10:06:27 AM |
return-tycoon3 | $300.00 | 10/27/2011 1:46:04 PM |
crdcteng | $50.00 | 10/27/2011 1:58:01 PM |
zebra806 | $100.00 | 10/27/2011 1:59:42 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:06:40 PM |
the-elated-bid | $30.00 | 10/27/2011 2:21:38 PM |
Gibbyland | $100.00 | 10/27/2011 3:26:28 PM |
baseballfan111 | $50.00 | 10/27/2011 3:30:13 PM |
Supernick | $100.00 | 10/27/2011 4:29:42 PM |
svjeller | $50.00 | 10/27/2011 5:04:00 PM |
mar97 | $50.00 | 10/27/2011 4:58:15 PM |
unequaled-pound | $25.00 | 10/27/2011 5:11:35 PM |
managedfund | $1,800.00 | 10/27/2011 5:20:24 PM |
umfan123 | $25.00 | 10/27/2011 5:09:04 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:35 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:21 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:07 PM |
credit-panda1 | $25.00 | 10/27/2011 6:48:56 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:49 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:18 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:45:48 PM |
platinum-exec1 | $100.00 | 10/27/2011 7:57:11 PM |
unrivaled-silver | $75.00 | 10/27/2011 8:08:40 PM |
willwc6 | $50.00 | 10/27/2011 8:24:08 PM |
bulabula | $25.00 | 10/27/2011 8:36:49 PM |
thajr | $25.00 | 10/27/2011 8:59:31 PM |
JJYossarian | $50.00 | 10/27/2011 8:56:17 PM |
BzJ108 | $25.00 | 10/27/2011 9:18:41 PM |
Nanab5 | $25.00 | 10/27/2011 10:05:31 PM |
yield-seeker | $40.00 | 10/27/2011 10:10:00 PM |
FWF-kinetic | $102.18 | 10/27/2011 11:12:30 PM |
dberry46 | $25.00 | 10/27/2011 11:59:45 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
531951
This series of Notes was issued and sold upon the funding of the borrower loan #55789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-11-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 23.48% |
Monthly payment:
| $276.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.62% | | |
| |
Estimated return*:
| 14.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 30% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 7m |
Amount delinquent:
| $94 |
Total credit lines:
| 14 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,003 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-dollar-serenity |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Loan for Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/11/2011 7:29:51 PM |
kind-finance-burrito | $25.00 | 10/11/2011 8:44:38 PM |
Preteur | $25.00 | 10/12/2011 6:53:43 AM |
lucrative-coin | $50.00 | 10/12/2011 9:32:59 AM |
atbright | $25.00 | 10/12/2011 11:12:58 AM |
smart-gain | $25.00 | 10/12/2011 2:11:22 PM |
a-unflappable-finance | $100.00 | 10/12/2011 2:47:59 PM |
kenji4861 | $25.00 | 10/13/2011 9:26:01 AM |
GrayStudio | $25.00 | 10/13/2011 11:47:05 AM |
KLCRAY | $50.00 | 10/14/2011 4:25:23 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:18:06 AM |
CBO-Enterprise | $50.00 | 10/14/2011 12:42:53 PM |
IIP77 | $25.00 | 10/15/2011 6:19:26 AM |
falcon245sp | $50.00 | 10/15/2011 9:51:59 AM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:53 PM |
oplender | $25.00 | 10/15/2011 7:08:33 PM |
ianakacg | $25.00 | 10/16/2011 6:07:46 AM |
riskadverse44 | $25.00 | 10/16/2011 1:23:03 PM |
macjp123 | $50.00 | 10/16/2011 1:36:15 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:08 PM |
wise-rupee-sanctuary | $50.00 | 10/17/2011 8:16:42 AM |
happy-asset | $25.00 | 10/17/2011 10:39:35 AM |
leodaguy | $50.00 | 10/17/2011 2:21:58 PM |
best-phenomenal-treasure | $25.00 | 10/17/2011 7:25:44 PM |
yield-lion | $25.00 | 10/17/2011 8:57:48 PM |
bid-czar8 | $100.00 | 10/18/2011 3:08:11 AM |
williemc44 | $25.00 | 10/18/2011 12:18:00 PM |
boogienation | $50.00 | 10/18/2011 1:08:14 PM |
oskizzle | $25.00 | 10/18/2011 3:40:26 PM |
ursus | $50.00 | 10/18/2011 5:07:15 PM |
the-profit-oracle | $25.00 | 10/18/2011 9:08:43 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:09 PM |
happyaric | $50.00 | 10/19/2011 5:55:49 AM |
LMM1 | $25.00 | 10/19/2011 8:10:19 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:15 AM |
LenderOnWheels | $25.00 | 10/19/2011 12:53:56 PM |
mtquan | $25.00 | 10/19/2011 2:29:45 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:16 PM |
gracej | $25.00 | 10/19/2011 4:51:46 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:31 PM |
larslfe | $50.00 | 10/19/2011 8:19:41 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:55 PM |
Rick21 | $25.00 | 10/19/2011 9:39:28 PM |
4est | $25.00 | 10/20/2011 4:32:00 AM |
wwwUniversal | $25.00 | 10/20/2011 9:14:00 AM |
divedude | $25.00 | 10/20/2011 9:52:32 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:42 PM |
iolaire | $25.00 | 10/20/2011 3:22:55 PM |
arejaybe | $25.00 | 10/20/2011 4:30:14 PM |
a-tranquil-liberty | $25.00 | 10/20/2011 5:22:08 PM |
transparency-halo | $50.00 | 10/20/2011 5:32:27 PM |
listing-vista | $25.00 | 10/20/2011 7:24:47 PM |
wlm3012 | $30.00 | 10/20/2011 7:52:29 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:50 PM |
Ducatiman1978 | $25.00 | 10/20/2011 7:47:58 PM |
smart-leverage7 | $25.00 | 10/20/2011 7:50:32 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:39 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:30 PM |
breadbroker | $25.00 | 10/20/2011 11:23:54 PM |
ms48105 | $25.00 | 10/21/2011 3:51:34 AM |
hardwareman | $50.00 | 10/21/2011 5:02:38 AM |
agreement-guild | $50.00 | 10/21/2011 5:02:02 AM |
ThatDanGuy | $50.00 | 10/21/2011 6:10:59 AM |
rakstar | $50.00 | 10/21/2011 8:31:02 AM |
riveting-wealth2 | $50.00 | 10/21/2011 9:03:43 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:54 AM |
Weaverville | $25.00 | 10/21/2011 10:28:19 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:38 AM |
samo102us | $25.00 | 10/21/2011 12:58:24 PM |
dojo2 | $25.00 | 10/21/2011 4:05:34 PM |
prescription0 | $25.00 | 10/21/2011 4:51:39 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:20 PM |
prohelper | $25.00 | 10/21/2011 6:34:40 PM |
restech | $25.00 | 10/21/2011 6:14:31 PM |
income-excellence1 | $25.00 | 10/21/2011 8:41:09 PM |
iwantmore | $25.00 | 10/22/2011 4:53:22 AM |
HeavyDriver03 | $25.00 | 10/22/2011 9:11:30 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:08:40 AM |
radforj22 | $25.00 | 10/22/2011 10:17:53 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:19 AM |
helpinghand63 | $25.00 | 10/22/2011 12:12:07 PM |
studious-bonus7 | $100.00 | 10/22/2011 12:07:04 PM |
SoCalRancher | $25.00 | 10/22/2011 1:17:29 PM |
responsibility-wind6 | $25.00 | 10/22/2011 7:35:41 PM |
Theboof | $25.00 | 10/23/2011 6:53:08 AM |
abundant-power | $50.00 | 10/23/2011 6:54:52 AM |
fcukciti | $35.00 | 10/23/2011 8:17:13 AM |
industrious-transparency6 | $25.00 | 10/23/2011 11:18:24 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:06 PM |
community-seahorse0 | $25.00 | 10/23/2011 4:28:00 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:48 PM |
kbodendorf | $25.00 | 10/23/2011 7:31:08 PM |
Ivan2007 | $25.00 | 10/23/2011 7:42:22 PM |
sqdrew | $25.00 | 10/23/2011 8:21:11 PM |
Redmond | $25.00 | 10/23/2011 11:35:18 PM |
ranstlin | $25.00 | 10/24/2011 8:07:27 AM |
debt-fuse158 | $25.00 | 10/24/2011 9:01:15 AM |
tylerfd | $25.00 | 10/24/2011 9:07:05 AM |
authentic-liberty7 | $25.00 | 10/24/2011 9:09:10 AM |
integrity-processor3 | $30.00 | 10/24/2011 10:41:34 AM |
SanJoser | $25.00 | 10/24/2011 10:43:09 AM |
rupee-prairie | $50.00 | 10/24/2011 11:28:38 AM |
dordee | $50.00 | 10/24/2011 11:52:22 AM |
vinayganti | $25.00 | 10/24/2011 1:06:30 PM |
sjlnn | $25.00 | 10/24/2011 1:14:29 PM |
Jonb6919 | $25.00 | 10/24/2011 1:41:11 PM |
gold-gazelle | $100.00 | 10/24/2011 1:44:45 PM |
Alpha-AssistU | $25.00 | 10/24/2011 1:35:53 PM |
fadeddingo | $25.00 | 10/24/2011 2:05:44 PM |
trade-arch | $50.00 | 10/24/2011 2:17:15 PM |
donmacprosper | $25.00 | 10/24/2011 3:35:03 PM |
extraordinary-silver5 | $25.00 | 10/24/2011 2:41:32 PM |
calm-deal7 | $25.00 | 10/24/2011 3:16:07 PM |
pythia | $25.00 | 10/24/2011 4:06:22 PM |
KeepOnRunning | $100.00 | 10/24/2011 3:11:06 PM |
rose88 | $25.00 | 10/24/2011 5:05:45 PM |
green-moola-platoon | $25.00 | 10/24/2011 5:14:26 PM |
syounker | $25.00 | 10/24/2011 5:38:40 PM |
gold-sushi | $25.00 | 10/24/2011 6:29:23 PM |
mykeystoy | $25.00 | 10/24/2011 8:33:30 PM |
winterest | $25.00 | 10/24/2011 7:48:16 PM |
Bank_Of_XL | $25.00 | 10/12/2011 5:09:26 AM |
organized-payment6 | $50.00 | 10/12/2011 5:49:20 AM |
enthralling-deal180 | $25.00 | 10/12/2011 1:02:03 PM |
rmachi | $25.00 | 10/12/2011 8:39:04 PM |
Investor_DP | $100.00 | 10/13/2011 9:06:56 AM |
museic1 | $100.00 | 10/14/2011 4:14:20 AM |
houli123 | $100.00 | 10/14/2011 2:53:45 AM |
credit-wheel7 | $25.00 | 10/14/2011 4:45:55 AM |
kulender | $50.00 | 10/14/2011 4:53:04 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 5:46:30 AM |
randsenterprise | $25.00 | 10/14/2011 7:06:49 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:11 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:25 AM |
thorough-exchange4 | $50.00 | 10/14/2011 9:54:39 AM |
britgsb | $75.00 | 10/14/2011 11:14:26 AM |
Mark0135 | $50.00 | 10/14/2011 6:41:31 PM |
greenfuture | $25.00 | 10/15/2011 8:54:23 AM |
ukstevenhawaii | $50.00 | 10/15/2011 11:00:45 AM |
fortytwo | $100.00 | 10/15/2011 11:42:20 AM |
rcm87 | $100.00 | 10/15/2011 1:58:16 PM |
special-currency6 | $50.00 | 10/15/2011 4:26:16 PM |
life-is-great | $25.00 | 10/15/2011 6:05:07 PM |
kidsskipp | $50.00 | 10/15/2011 6:58:55 PM |
falcon88dp | $25.00 | 10/15/2011 10:47:52 PM |
skuba | $75.00 | 10/16/2011 5:57:12 AM |
fervent-repayment | $50.00 | 10/16/2011 7:36:32 AM |
astute-dollar | $50.00 | 10/16/2011 7:04:59 AM |
spaceboy033 | $50.00 | 10/16/2011 1:17:42 PM |
american6 | $100.00 | 10/17/2011 1:17:47 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:17 AM |
jhernand17 | $25.00 | 10/17/2011 9:28:47 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:12 AM |
SimpleChoice | $25.00 | 10/17/2011 10:16:48 AM |
puifais | $36.00 | 10/17/2011 11:52:08 AM |
yield-trader | $25.00 | 10/17/2011 4:46:07 PM |
Rob717171 | $25.00 | 10/17/2011 8:18:08 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:56 PM |
socrates520 | $25.00 | 10/17/2011 10:49:05 PM |
DadWarbucks | $25.00 | 10/18/2011 3:54:00 AM |
IP | $25.00 | 10/18/2011 8:00:35 AM |
Sierrahh | $25.00 | 10/18/2011 10:11:01 AM |
magnificent-gain3 | $25.00 | 10/18/2011 10:34:50 AM |
Barry222 | $25.00 | 10/18/2011 10:51:54 AM |
luckyldy | $50.00 | 10/18/2011 2:05:45 PM |
pensacolaborn | $50.00 | 10/18/2011 12:41:15 PM |
Kame | $25.00 | 10/19/2011 4:39:49 AM |
hanuman77 | $25.00 | 10/19/2011 6:11:22 AM |
Sealion | $50.00 | 10/19/2011 7:51:16 AM |
sonnet771 | $25.00 | 10/19/2011 11:03:22 AM |
innocent-income4 | $25.00 | 10/19/2011 11:18:03 AM |
Macinvest | $25.00 | 10/19/2011 1:05:05 PM |
dinero-speaker | $25.00 | 10/19/2011 1:41:57 PM |
finman17 | $25.00 | 10/19/2011 3:40:19 PM |
JazzFranchise | $25.00 | 10/19/2011 4:33:59 PM |
Occhy | $25.00 | 10/19/2011 4:57:19 PM |
help4u | $50.00 | 10/19/2011 6:26:31 PM |
healthy-peso9 | $25.00 | 10/19/2011 6:43:32 PM |
money-floret | $25.00 | 10/19/2011 7:04:08 PM |
hrubinst | $25.00 | 10/19/2011 7:19:59 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:05 PM |
HeadHunter | $50.00 | 10/20/2011 1:49:45 AM |
ASR3 | $30.00 | 10/20/2011 4:45:33 AM |
bold-riveting-social | $50.00 | 10/20/2011 6:05:55 AM |
michaelwong | $50.00 | 10/20/2011 6:22:24 AM |
VTXRider | $25.00 | 10/20/2011 7:30:58 AM |
tenacious-capital3 | $26.16 | 10/20/2011 8:32:10 AM |
reaction5 | $25.00 | 10/20/2011 7:50:19 AM |
asmithj | $25.00 | 10/20/2011 9:20:33 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:26 AM |
BxRealtor | $25.00 | 10/20/2011 12:19:17 PM |
LeReve | $50.00 | 10/20/2011 4:54:11 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:37 PM |
SacramentoChad | $25.00 | 10/20/2011 4:52:38 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:42 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:17 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:44 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:06 PM |
PK_USMC | $25.00 | 10/20/2011 7:37:43 PM |
Imaginos1892 | $50.00 | 10/20/2011 9:17:20 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:09 AM |
undaunted-kindness | $100.00 | 10/21/2011 6:43:59 AM |
astute-benjamins | $25.00 | 10/21/2011 6:54:04 AM |
genius520 | $50.00 | 10/21/2011 9:08:19 AM |
gavinfh | $25.00 | 10/21/2011 9:41:30 AM |
a-resplendent-commitment | $25.00 | 10/21/2011 9:44:15 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:52 AM |
diablorulz | $75.00 | 10/21/2011 10:14:08 AM |
friendly-money | $100.00 | 10/21/2011 11:42:38 AM |
Chervianne | $25.00 | 10/21/2011 12:54:09 PM |
_G_ | $25.00 | 10/21/2011 4:35:37 PM |
linklady | $25.00 | 10/21/2011 4:51:59 PM |
WindyKid | $25.00 | 10/21/2011 6:55:07 PM |
Railbird | $25.00 | 10/22/2011 4:44:25 AM |
ideal-platinum1 | $25.00 | 10/22/2011 5:29:32 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:14 AM |
tntmojave | $50.00 | 10/22/2011 7:23:18 AM |
wild_carrot | $25.00 | 10/22/2011 8:51:34 AM |
personal-lender | $25.00 | 10/22/2011 12:10:14 PM |
cingular | $25.00 | 10/22/2011 12:58:11 PM |
Bob450 | $35.00 | 10/22/2011 5:52:36 PM |
Ragnar | $25.00 | 10/22/2011 10:13:25 PM |
lively-exchange | $25.00 | 10/22/2011 10:13:49 PM |
silver-armada | $50.00 | 10/23/2011 5:19:45 AM |
Breakfast_Gypsy | $25.00 | 10/23/2011 8:45:58 AM |
AGSLending | $25.00 | 10/23/2011 8:10:20 AM |
bchbum | $25.00 | 10/23/2011 10:21:31 AM |
6moonbeams | $25.00 | 10/23/2011 12:40:59 PM |
Eagledrop | $25.00 | 10/23/2011 1:04:10 PM |
nestegg4e | $25.00 | 10/23/2011 1:07:04 PM |
giftgold | $25.00 | 10/23/2011 4:34:25 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:49 PM |
order-boomerang | $25.00 | 10/23/2011 6:35:24 PM |
Panna | $50.00 | 10/23/2011 10:00:55 PM |
antlr | $50.00 | 10/23/2011 10:36:26 PM |
AgTiPinisher | $25.00 | 10/23/2011 11:43:33 PM |
wdove511 | $30.00 | 10/24/2011 4:55:15 AM |
Supernick | $50.00 | 10/24/2011 6:44:00 AM |
nytrnbow | $25.00 | 10/24/2011 8:15:05 AM |
JKEnterprises | $25.00 | 10/24/2011 10:30:04 AM |
interest-pudding4 | $51.00 | 10/24/2011 11:20:52 AM |
asya | $25.00 | 10/24/2011 12:38:53 PM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:18 PM |
gold-disk | $25.00 | 10/24/2011 1:01:32 PM |
truth-umbrella3 | $25.00 | 10/24/2011 1:51:29 PM |
zenchef | $25.00 | 10/24/2011 4:03:55 PM |
independent-diversification7 | $25.00 | 10/24/2011 4:07:28 PM |
checkuto | $25.00 | 10/24/2011 3:33:14 PM |
no_agenda_lender | $25.00 | 10/24/2011 3:54:00 PM |
JTCorp | $25.00 | 10/24/2011 4:14:32 PM |
important-diversification620 | $25.00 | 10/24/2011 4:20:08 PM |
newyork6264 | $25.00 | 10/24/2011 5:42:15 PM |
phchristensen | $50.00 | 10/24/2011 7:59:59 PM |
jam96 | $25.00 | 10/24/2011 6:08:42 PM |
unequaled-ore | $25.00 | 10/24/2011 7:43:59 PM |
orderandprogress | $27.00 | 10/24/2011 9:41:26 PM |
Urban-MBA | $25.00 | 10/24/2011 11:04:37 PM |
MARSTUN | $44.84 | 10/24/2011 11:10:47 PM |
258 Investments
|
Borrower Payment Dependent Notes Series
531989
This series of Notes was issued and sold upon the funding of the borrower loan #55576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 18% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $381,892 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Slim915 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $12,175.83 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $10,193.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
My loan for home improvement as my
Purpose of loan:
This loan will be used to...repair my roof before the winter comes!
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
coin-investor | $25.00 | 10/28/2011 9:08:50 AM |
yield-trader | $25.00 | 10/28/2011 9:14:39 AM |
janeybooboo | $75.00 | 10/28/2011 9:06:38 AM |
the-discrete-income | $25.00 | 10/28/2011 9:07:46 AM |
Weaverville | $25.00 | 10/28/2011 9:10:45 AM |
SLN-10 | $25.00 | 10/28/2011 9:24:25 AM |
saffron4 | $25.00 | 10/28/2011 9:22:41 AM |
fuzed | $50.00 | 10/28/2011 9:47:46 AM |
handy-justice | $100.00 | 10/28/2011 11:18:21 AM |
missile8 | $25.00 | 10/28/2011 11:22:03 AM |
diplomatic-wealth7 | $25.00 | 10/28/2011 12:12:40 PM |
roux | $25.00 | 10/28/2011 12:07:14 PM |
first-integrity-gravity | $50.00 | 10/28/2011 12:16:21 PM |
wwwUniversal | $25.00 | 10/28/2011 12:09:16 PM |
green-trade-dolphin | $30.52 | 10/28/2011 9:02:07 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:13 AM |
managedfund | $700.00 | 10/28/2011 10:24:24 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:27 AM |
Learning2Lend | $25.00 | 10/28/2011 10:31:51 AM |
richboy56 | $25.00 | 10/28/2011 10:53:37 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:30 AM |
bellaquito | $2,000.00 | 10/28/2011 11:40:06 AM |
marketplace-hut9 | $25.00 | 10/28/2011 11:27:08 AM |
ChrisProsper | $50.00 | 10/28/2011 12:02:37 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:46 PM |
new-gold-wrangler | $1,344.48 | 10/28/2011 12:33:29 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
532069
This series of Notes was issued and sold upon the funding of the borrower loan #55596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,315 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| zoomer883 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to... Purchase Supplies, pay wages and more
My financial situation:
I am a good candidate for this loan because...I recently got backed by a 25k loan and am a homeowner, who has had the same job for 4 years, pay my mortgage and don't have poor credit problems, and plan on becoming a success.
Monthly net income: $ 4500
Monthly expenses: $0
Housing: $ 865
Insurance: $ 600
Car expenses: $ paid
Utilities: $ 300
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $ 200
Credit cards and other loans: $ 100
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/29/2011 12:41:20 PM |
economy-coup | $50.00 | 10/31/2011 12:30:24 AM |
finance-mushroom | $100.00 | 10/31/2011 9:45:33 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:33 AM |
suave-dime6 | $25.00 | 10/31/2011 4:40:05 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:09 PM |
greenwell | $100.00 | 10/31/2011 5:33:01 PM |
realtormoises | $25.00 | 11/1/2011 8:24:40 AM |
HHP | $100.00 | 11/1/2011 8:05:50 AM |
bassman2 | $25.00 | 11/1/2011 9:54:00 AM |
rs999 | $25.00 | 11/1/2011 10:58:07 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:31 PM |
Alpha-AssistU | $25.00 | 11/1/2011 12:57:59 PM |
TronMedici | $50.00 | 11/1/2011 3:41:15 PM |
financial-frenzy | $50.00 | 11/2/2011 9:42:59 AM |
well-mannered-income3 | $30.00 | 11/2/2011 12:45:45 PM |
cake7 | $25.00 | 11/2/2011 6:18:37 PM |
worth-blanket2 | $5,900.00 | 11/3/2011 11:05:53 AM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:45 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:44 PM |
thenadamgoes | $56.19 | 10/31/2011 9:58:24 AM |
hopeful-silver5 | $25.00 | 10/31/2011 1:31:40 PM |
fantastic-wampum1 | $100.00 | 10/31/2011 4:11:05 PM |
Greenbak | $25.00 | 10/31/2011 6:58:46 PM |
top-historic-peso | $25.00 | 10/31/2011 5:51:15 PM |
terrific-peace8 | $25.00 | 11/1/2011 5:06:56 AM |
gimincorp | $25.00 | 11/1/2011 4:29:25 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:25 AM |
economy-producer | $25.00 | 11/1/2011 5:20:26 PM |
tech310 | $50.00 | 11/1/2011 11:15:08 PM |
Core-Marketing | $25.00 | 11/2/2011 4:27:21 AM |
wise-deal-panda | $63.81 | 11/3/2011 11:37:01 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
532157
This series of Notes was issued and sold upon the funding of the borrower loan #55296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,189.87 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $518.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 35% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,962 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| established-point1 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate - Cards & IRS attack
We will kill credit card debt that was used for unforeseen expenses and paying off an IRS attack. Our 22 yr old son moved back in with us bringing with him car, college and many other expenses. We bought a new home 1.5 yrs ago because of record interest rates, but we used most of our savings. We got an IRS audit and we could not provide all of the receipts and records needed because they were destroyed in a flood.
My wife and I both have very stable jobs. I have worked in the same field of work since I was 16 and have been with my current employer for over 10 yrs. We are doing well. In the long term it was a good time to buy our new home at record interest rates but in the short term we need help dealing with record emergency expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loot-heart | $25.00 | 10/25/2011 5:15:11 PM |
green-trade-dolphin2 | $39.90 | 10/13/2011 9:01:04 AM |
scholarly-benefit5 | $50.00 | 10/14/2011 6:00:30 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 5:54:17 AM |
caring-hope2 | $200.00 | 10/14/2011 6:14:39 AM |
unclejaef | $25.00 | 10/14/2011 10:48:13 AM |
john0720 | $25.00 | 10/14/2011 4:47:35 PM |
natural-worth9 | $700.00 | 10/14/2011 5:35:15 PM |
progressive-economy261 | $400.00 | 10/14/2011 5:22:40 PM |
wampum-chorus3 | $25.00 | 10/15/2011 5:39:23 AM |
Shoveldummy | $50.00 | 10/15/2011 7:38:05 AM |
fortytwo | $100.00 | 10/15/2011 11:42:28 AM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:58 PM |
Queueball1 | $25.00 | 10/15/2011 8:01:23 PM |
ianakacg | $25.00 | 10/16/2011 6:08:01 AM |
macjp123 | $50.00 | 10/16/2011 1:36:19 PM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:34 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:33 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:49 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:09 PM |
reinforced-funds4 | $25.00 | 10/18/2011 5:26:49 AM |
radforj22 | $25.00 | 10/18/2011 11:33:11 AM |
velocity-solo | $25.00 | 10/18/2011 5:20:56 PM |
power-defender7 | $25.00 | 10/18/2011 6:19:19 PM |
riskadverse44 | $25.00 | 10/19/2011 5:21:29 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:22 AM |
Weaverville | $50.00 | 10/19/2011 10:38:06 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:40 PM |
rajs | $500.00 | 10/19/2011 4:25:21 PM |
cash-cymbal | $25.00 | 10/19/2011 7:43:33 PM |
GCInvestments | $33.00 | 10/19/2011 11:09:16 PM |
Metasequoia | $25.00 | 10/20/2011 5:59:10 AM |
4est | $25.00 | 10/20/2011 4:32:02 AM |
kyomoon | $50.00 | 10/20/2011 8:05:29 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:45 PM |
feiandasun | $25.00 | 10/20/2011 7:45:01 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:35 PM |
bb575 | $50.00 | 10/21/2011 12:33:15 AM |
diablorulz | $75.00 | 10/21/2011 10:14:10 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:59 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:40 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:34 PM |
paladin510 | $50.00 | 10/21/2011 5:07:34 PM |
jazz619 | $25.00 | 10/21/2011 6:06:19 PM |
IIP77 | $25.00 | 10/21/2011 7:30:32 PM |
cingular | $25.00 | 10/22/2011 12:58:13 PM |
theaterguy | $25.00 | 10/23/2011 4:41:14 PM |
Munnie | $25.00 | 10/23/2011 5:34:11 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:56 PM |
Castellan | $25.00 | 10/24/2011 11:31:36 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:48 PM |
astute-benjamins | $50.00 | 10/24/2011 3:23:04 PM |
djs81 | $25.00 | 10/24/2011 3:32:16 PM |
newyork6264 | $25.00 | 10/24/2011 5:42:16 PM |
youthful-yield2 | $50.00 | 10/24/2011 6:08:07 PM |
useful-p2ploan | $25.00 | 10/25/2011 7:26:54 AM |
BxRealtor | $25.00 | 10/25/2011 9:55:18 AM |
cpbreton | $25.00 | 10/25/2011 10:19:54 AM |
blue-nourishing-principal | $50.00 | 10/25/2011 10:24:41 AM |
mkl42 | $50.00 | 10/25/2011 10:35:26 AM |
agreement-network | $25.00 | 10/25/2011 10:36:27 AM |
income-excellence1 | $25.00 | 10/25/2011 10:36:41 AM |
lowestghost | $50.00 | 10/25/2011 10:37:09 AM |
autonomous-kindness8 | $25.00 | 10/25/2011 10:51:22 AM |
market-maple | $25.00 | 10/25/2011 10:48:44 AM |
delivery | $25.00 | 10/25/2011 11:33:22 AM |
aasx1108 | $25.00 | 10/25/2011 11:09:17 AM |
haidoken | $50.00 | 10/25/2011 11:23:41 AM |
Aimvest | $25.00 | 10/25/2011 12:48:46 PM |
medman | $30.00 | 10/25/2011 1:15:34 PM |
gold-disk | $25.00 | 10/25/2011 12:46:13 PM |
palmetto933 | $50.00 | 10/25/2011 1:29:05 PM |
rudyindc | $25.00 | 10/25/2011 1:39:59 PM |
winterest | $37.00 | 10/25/2011 2:02:08 PM |
la_tim | $75.00 | 10/25/2011 3:33:57 PM |
mtquan | $25.00 | 10/25/2011 3:25:02 PM |
point-oyster5 | $25.00 | 10/25/2011 3:41:25 PM |
building-america | $25.00 | 10/25/2011 4:41:11 PM |
hayhelp | $25.00 | 10/25/2011 4:34:36 PM |
WBB21 | $50.00 | 10/25/2011 4:52:02 PM |
dpjd | $50.00 | 10/25/2011 5:04:15 PM |
lucrative-coin | $50.00 | 10/25/2011 5:05:47 PM |
hostbank | $100.00 | 10/25/2011 5:07:57 PM |
studious-bonus7 | $100.00 | 10/25/2011 5:08:11 PM |
compoundinterest | $50.00 | 10/25/2011 5:07:18 PM |
successful-agreement7 | $100.00 | 10/25/2011 5:12:38 PM |
helpinghand63 | $25.00 | 10/25/2011 5:13:22 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:17 PM |
wise-silver-wonder | $25.00 | 10/25/2011 5:53:11 PM |
vivixmedia | $25.00 | 10/25/2011 5:53:51 PM |
otalon | $30.00 | 10/25/2011 6:05:28 PM |
BarginSellerdotcom | $25.00 | 10/25/2011 6:25:59 PM |
shoedds | $25.00 | 10/25/2011 6:21:06 PM |
NorthwestLoan1 | $30.00 | 10/25/2011 7:36:21 PM |
brewman | $25.00 | 10/25/2011 7:20:40 PM |
bonus-acrobat | $50.00 | 10/25/2011 7:42:32 PM |
Panna | $25.00 | 10/25/2011 7:48:20 PM |
Attract | $25.00 | 10/25/2011 7:51:40 PM |
red-diversification-paradise | $50.00 | 10/25/2011 8:05:04 PM |
giftgold | $25.00 | 10/25/2011 8:26:30 PM |
sshgfwb | $25.00 | 10/25/2011 8:43:06 PM |
interest-pudding4 | $25.00 | 10/25/2011 8:49:43 PM |
zzztimbo | $25.00 | 10/25/2011 10:05:09 PM |
causr08 | $25.00 | 10/25/2011 11:21:36 PM |
finance-magma7 | $25.00 | 10/25/2011 10:54:37 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:24 AM |
nalaari | $42.95 | 10/26/2011 6:17:34 AM |
BroncoNaug | $25.00 | 10/26/2011 5:29:22 AM |
somebody32 | $25.00 | 10/26/2011 6:36:54 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:10 AM |
MadHun | $200.00 | 10/26/2011 9:09:11 AM |
personal-lender | $25.00 | 10/26/2011 9:10:16 AM |
valiant-liberty4 | $25.00 | 10/26/2011 9:22:01 AM |
ttnk62918 | $25.00 | 10/26/2011 9:28:47 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:04 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:03 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:15 AM |
currency-persimmon | $50.00 | 10/26/2011 10:35:21 AM |
blooming-market | $25.00 | 10/26/2011 12:39:11 PM |
dough-temple | $25.00 | 10/26/2011 2:00:21 PM |
admirable-worth1 | $100.00 | 10/26/2011 2:31:36 PM |
payout-fort8 | $25.00 | 10/26/2011 1:42:16 PM |
donmacprosper | $25.00 | 10/26/2011 2:38:19 PM |
agreement-merry-maker | $100.00 | 10/26/2011 3:04:18 PM |
NVLender | $50.00 | 10/26/2011 3:09:05 PM |
knowledgeable-note6 | $37.00 | 10/26/2011 3:59:16 PM |
ahalls | $25.00 | 10/26/2011 4:03:05 PM |
erwincohen | $25.00 | 10/26/2011 4:25:51 PM |
dordee | $50.00 | 10/26/2011 4:46:12 PM |
MTLoans | $25.00 | 10/26/2011 4:56:41 PM |
ore-leaper1 | $25.00 | 10/26/2011 6:56:00 PM |
wise-bonus-honker | $25.00 | 10/26/2011 8:33:42 PM |
market-assembler | $50.00 | 10/26/2011 10:00:15 PM |
RayEarth | $25.00 | 10/26/2011 9:30:29 PM |
ogmanny | $50.00 | 10/26/2011 10:27:11 PM |
2Below | $25.00 | 10/27/2011 5:59:16 AM |
MilitaryMTP | $100.00 | 10/27/2011 6:01:20 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:30 AM |
Brklyn01 | $25.00 | 10/27/2011 8:32:19 AM |
rupee-sequoia | $25.00 | 10/25/2011 4:43:39 PM |
kenji4861 | $25.00 | 10/13/2011 9:26:09 AM |
Bank_Of_XL | $25.00 | 10/13/2011 1:12:49 PM |
forthright-dedication | $75.00 | 10/13/2011 2:32:35 PM |
a-unflappable-finance | $100.00 | 10/13/2011 3:13:50 PM |
natural-worth9 | $300.00 | 10/13/2011 5:21:04 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:43 PM |
wise-honorable-rate | $25.00 | 10/14/2011 5:59:08 AM |
fcrick | $25.00 | 10/14/2011 8:42:46 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:04 AM |
Preteur | $25.00 | 10/14/2011 2:38:48 PM |
organized-payment6 | $50.00 | 10/14/2011 2:21:44 PM |
floridahelper | $50.00 | 10/15/2011 6:50:11 AM |
imlosttoo | $25.00 | 10/15/2011 7:34:28 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:12 PM |
phenomenal-gain5 | $30.00 | 10/16/2011 5:54:08 PM |
rdrloan | $50.00 | 10/17/2011 7:45:26 AM |
Ocean713 | $75.00 | 10/17/2011 12:30:31 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:24 PM |
indomitable-coin | $25.00 | 10/18/2011 5:30:29 AM |
return-enforcer5 | $25.00 | 10/18/2011 6:35:04 PM |
bonus-tent | $25.00 | 10/19/2011 3:56:04 AM |
life-is-great | $25.00 | 10/19/2011 6:12:48 AM |
rate-sherpa | $100.00 | 10/19/2011 1:43:31 PM |
fervent-repayment | $25.00 | 10/19/2011 6:17:10 PM |
UBOtto186 | $50.00 | 10/20/2011 9:58:01 AM |
AFairDeal | $25.00 | 10/20/2011 6:49:22 PM |
sankyu | $50.00 | 10/20/2011 7:50:53 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:53 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:17 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:50 PM |
larslfe | $25.00 | 10/21/2011 3:31:10 PM |
astute-fairness0 | $25.00 | 10/22/2011 4:59:19 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:15 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:22 AM |
Brisket_Bob | $50.00 | 10/22/2011 2:39:58 PM |
syounker | $25.00 | 10/22/2011 6:26:06 PM |
bowl800 | $25.00 | 10/22/2011 8:29:02 PM |
abundant-power | $50.00 | 10/23/2011 6:54:54 AM |
fcukciti | $35.00 | 10/23/2011 8:17:15 AM |
genius520 | $50.00 | 10/23/2011 12:07:10 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:01 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:07 PM |
drkosh | $25.00 | 10/23/2011 6:40:35 PM |
scojo | $25.02 | 10/24/2011 12:50:52 AM |
antlr | $50.00 | 10/23/2011 10:36:28 PM |
Supernick | $50.00 | 10/24/2011 6:44:02 AM |
truth-silo | $100.00 | 10/24/2011 8:22:21 AM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:19 PM |
bds9646 | $25.00 | 10/24/2011 1:43:48 PM |
trade-arch | $50.00 | 10/24/2011 2:17:16 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:43 PM |
american6 | $50.00 | 10/24/2011 3:36:35 PM |
lounges | $25.00 | 10/24/2011 4:18:40 PM |
gracej | $25.00 | 10/24/2011 4:37:05 PM |
listing-vista | $50.00 | 10/24/2011 4:55:17 PM |
SASBANK | $25.00 | 10/24/2011 6:06:38 PM |
gold-sushi | $25.00 | 10/24/2011 6:29:24 PM |
77dowplace | $26.00 | 10/24/2011 8:40:44 PM |
investment-comet | $25.00 | 10/24/2011 8:48:25 PM |
bmaillet | $50.00 | 10/24/2011 10:45:58 PM |
FRC64 | $25.00 | 10/25/2011 4:53:25 AM |
investment-tempo | $25.00 | 10/25/2011 7:19:45 AM |
Millmanator | $25.00 | 10/25/2011 6:54:04 AM |
svjeller | $50.00 | 10/25/2011 7:49:02 AM |
Thelonius98 | $25.00 | 10/25/2011 9:35:16 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:03 AM |
dajen1 | $40.00 | 10/25/2011 10:52:37 AM |
orange-courageous-dedication | $25.00 | 10/25/2011 10:36:31 AM |
chipperjohnson | $25.00 | 10/25/2011 10:56:07 AM |
zeelender | $25.00 | 10/25/2011 11:11:23 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:55 PM |
hopethisworks | $25.00 | 10/25/2011 11:40:09 AM |
ryanshain | $100.00 | 10/25/2011 11:43:27 AM |
bazaar-hyperdrive3 | $50.00 | 10/25/2011 11:49:26 AM |
williemc44 | $25.00 | 10/25/2011 12:00:21 PM |
degster | $25.00 | 10/25/2011 1:15:58 PM |
hardwareman | $25.00 | 10/25/2011 4:05:08 PM |
calm-deal7 | $25.00 | 10/25/2011 3:13:49 PM |
maldok1 | $25.00 | 10/25/2011 5:05:51 PM |
money-bauble | $200.00 | 10/25/2011 5:06:42 PM |
prescription0 | $50.00 | 10/25/2011 5:25:56 PM |
best-unbeatable-transaction | $25.00 | 10/25/2011 5:31:31 PM |
cagcrash | $100.00 | 10/25/2011 5:44:13 PM |
principal-bull | $25.00 | 10/25/2011 5:56:44 PM |
Rivermaverick | $25.00 | 10/25/2011 6:20:10 PM |
top-sensible-yield | $25.00 | 10/25/2011 6:13:32 PM |
donloah | $25.00 | 10/25/2011 6:21:50 PM |
gold-gazelle | $25.00 | 10/25/2011 6:54:28 PM |
TGACJ | $40.00 | 10/25/2011 7:12:46 PM |
Isotope | $25.00 | 10/25/2011 7:22:14 PM |
flexible1 | $25.00 | 10/25/2011 7:40:23 PM |
unrivaled-silver | $25.00 | 10/25/2011 9:10:24 PM |
ideal-platinum1 | $25.00 | 10/25/2011 10:35:48 PM |
inspired-investment8 | $100.00 | 10/25/2011 10:45:23 PM |
Rick21 | $25.00 | 10/25/2011 11:09:00 PM |
agreement-guild | $50.00 | 10/26/2011 5:14:52 AM |
reaction5 | $25.00 | 10/26/2011 5:49:26 AM |
Insuredcash | $25.00 | 10/26/2011 5:23:42 AM |
techreseller | $50.00 | 10/26/2011 6:05:32 AM |
Hobson | $25.00 | 10/26/2011 6:34:18 AM |
Mark0135 | $75.00 | 10/26/2011 7:29:22 AM |
MM1207 | $25.00 | 10/26/2011 7:43:59 AM |
joudsa | $25.00 | 10/26/2011 7:54:27 AM |
nickel-ferret | $50.00 | 10/26/2011 9:09:39 AM |
turbostar666 | $25.00 | 10/26/2011 9:05:47 AM |
ski bum | $100.00 | 10/26/2011 9:11:44 AM |
green-moola-platoon | $25.00 | 10/26/2011 9:17:54 AM |
practical-expectations | $25.00 | 10/26/2011 10:27:47 AM |
galenisme | $25.00 | 10/26/2011 11:29:25 AM |
peace-pilot | $28.00 | 10/26/2011 11:27:22 AM |
chestnut4 | $25.00 | 10/26/2011 12:35:41 PM |
EvalCrux | $50.00 | 10/26/2011 12:40:44 PM |
oldman68 | $25.00 | 10/26/2011 1:38:28 PM |
cutter21 | $25.00 | 10/26/2011 3:18:01 PM |
DadWarbucks | $25.00 | 10/26/2011 2:28:17 PM |
duty-starfish8 | $25.00 | 10/26/2011 4:02:57 PM |
top-asset-chemistry | $25.00 | 10/26/2011 3:30:03 PM |
ideal-penny8 | $25.00 | 10/26/2011 4:00:06 PM |
red-unequivocal-finance | $25.00 | 10/26/2011 4:05:27 PM |
dollardave | $100.00 | 10/26/2011 4:20:21 PM |
revmax | $25.00 | 10/26/2011 4:25:45 PM |
Cheburashka | $25.00 | 10/26/2011 4:42:39 PM |
economy-molecule3 | $311.00 | 10/26/2011 5:11:34 PM |
Tesseract | $25.00 | 10/26/2011 5:34:11 PM |
Seriuqs | $25.00 | 10/26/2011 5:38:44 PM |
IamSparticus | $25.00 | 10/26/2011 5:14:16 PM |
GoingFishing | $25.00 | 10/26/2011 5:51:56 PM |
RusRobo | $25.00 | 10/26/2011 6:46:54 PM |
ouyangers | $25.00 | 10/26/2011 6:56:37 PM |
sprinter | $25.00 | 10/26/2011 6:59:21 PM |
red-tenacious-reward | $25.00 | 10/26/2011 7:32:47 PM |
THREE-POINTS-LENDING | $25.00 | 10/26/2011 9:07:10 PM |
rapid-credit428 | $25.00 | 10/26/2011 9:19:20 PM |
affluent-anteater | $25.00 | 10/26/2011 9:34:43 PM |
Ilyav | $50.00 | 10/27/2011 6:24:59 AM |
275 Investments
|
Borrower Payment Dependent Notes Series
532165
This series of Notes was issued and sold upon the funding of the borrower loan #55494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 54% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,261 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| power-radio |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jun-2010)
780-799
(May-2010)
|
Principal balance:
| $4,519.54 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Business
Purpose of loan:
This loan will be used to help open my 4th office building caf?. This one is inside an AT&T call center. This will be my second loan with Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 10/28/2011 9:02:09 AM |
yield-trader | $25.00 | 10/28/2011 9:14:39 AM |
SLN-10 | $50.00 | 10/28/2011 9:24:00 AM |
platinum-boss2 | $25.00 | 10/28/2011 9:37:23 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:14 AM |
handy-justice | $100.00 | 10/28/2011 11:21:16 AM |
diplomatic-wealth7 | $25.00 | 10/28/2011 12:12:41 PM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:58 PM |
bellaquito | $2,000.00 | 10/28/2011 12:29:13 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:55 PM |
important-openness1 | $100.00 | 10/28/2011 12:47:24 PM |
credit-coach118 | $35.46 | 10/28/2011 1:13:59 PM |
managedfund | $1,500.00 | 10/28/2011 2:12:00 PM |
rbgnr111 | $25.00 | 10/28/2011 2:20:42 PM |
CCSpineDoc | $50.00 | 10/28/2011 2:36:23 PM |
the-discrete-income | $36.71 | 10/28/2011 9:07:46 AM |
Weaverville | $25.00 | 10/28/2011 9:10:45 AM |
real-return | $25.00 | 10/28/2011 9:44:05 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:28 AM |
Learning2Lend | $25.00 | 10/28/2011 10:31:51 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:30 AM |
missile8 | $25.00 | 10/28/2011 11:22:04 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:46 PM |
Tscheddar | $25.00 | 10/28/2011 12:00:11 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 12:32:29 PM |
wise-deal-panda | $200.00 | 10/28/2011 12:41:15 PM |
rolltide09 | $25.00 | 10/28/2011 12:46:36 PM |
Katburg | $25.00 | 10/28/2011 1:39:03 PM |
fcrick | $25.00 | 10/28/2011 1:24:01 PM |
compassion-artisan9 | $25.00 | 10/28/2011 2:21:14 PM |
tnjohnso | $25.00 | 10/28/2011 2:23:58 PM |
satanichammy | $25.00 | 10/28/2011 2:29:51 PM |
larrybird | $762.30 | 10/28/2011 2:45:43 PM |
ChrisProsper | $55.51 | 10/28/2011 2:47:16 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
532199
This series of Notes was issued and sold upon the funding of the borrower loan #55298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $151.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 9m |
Amount delinquent:
| $2,792 |
Total credit lines:
| 29 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,736 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| felicity-mountain5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This personal loan will be used to make some needed repairs on my car. My car needs some transmission work done, along with a new heater core. Also, I will be able pay-off one of my credit cards, get caught up on some bills and provide some flexibility to tackle other debt.
My financial situation:
I am a good candidate for this loan because I have good income and a good job. I've been working hard on improving my credit and financial situation over the past year. I would be able to comfortably afford the monthly payment for this loan along with meeting my other financial obligations every month.
Thank you for your consideration.
Break down of my monthly expenses:
Monthly net income: $7000
Housing: $1800
Insurance: $100
Car expenses (loan and gas): $400
Utilities: $150
Phone, cable, internet: $120
Groceries: $400
Credit cards payments and other loans: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/13/2011 9:19:02 AM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:45 PM |
fascinating-benefit279 | $50.00 | 10/13/2011 10:04:09 PM |
Jack55304 | $183.00 | 10/15/2011 1:04:41 AM |
Rogelio48 | $30.00 | 10/15/2011 9:55:11 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:33 AM |
social-cocktail1 | $200.00 | 10/17/2011 9:18:32 AM |
finance-prescription | $100.00 | 10/18/2011 5:08:57 PM |
nimble-revenue5 | $50.00 | 10/19/2011 5:16:48 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:35 PM |
careful-vigilance4 | $61.00 | 10/21/2011 1:49:29 PM |
innovator2 | $75.00 | 10/21/2011 6:04:31 PM |
frogperson | $150.00 | 10/22/2011 11:04:18 AM |
responsible-worth113 | $25.00 | 10/23/2011 8:38:47 PM |
papaloha | $25.00 | 10/23/2011 8:20:35 PM |
dws2380 | $25.00 | 10/24/2011 9:44:23 AM |
economy-producer | $25.00 | 10/24/2011 9:20:31 PM |
dedicated-transaction796 | $25.00 | 10/25/2011 5:28:05 PM |
coin-investor | $25.00 | 10/25/2011 7:38:32 PM |
orange-preeminant-bill | $25.00 | 10/26/2011 7:05:52 AM |
stepatatime-together | $100.00 | 10/26/2011 9:17:39 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:16 AM |
glroark | $100.00 | 10/26/2011 3:02:04 PM |
a-credit-rotation | $25.00 | 10/26/2011 2:27:03 PM |
roman2008 | $25.00 | 10/26/2011 4:23:47 PM |
IIP77 | $25.00 | 10/26/2011 5:05:24 PM |
otto1939 | $101.00 | 10/26/2011 5:25:06 PM |
asiaratt | $50.00 | 10/26/2011 5:06:54 PM |
capital-halo1 | $1,000.00 | 10/26/2011 5:07:27 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:07 PM |
loss-of-control | $75.00 | 10/26/2011 5:46:27 PM |
stevekc1 | $20.00 | 10/26/2011 8:02:51 PM |
green-trade-dolphin | $25.00 | 10/13/2011 9:08:29 AM |
kulender | $50.00 | 10/14/2011 4:52:30 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:30 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:35 AM |
yield-trader | $25.00 | 10/17/2011 4:46:14 PM |
money-fort | $25.00 | 10/17/2011 7:51:46 PM |
seineil | $50.00 | 10/22/2011 2:05:09 AM |
beans53 | $25.00 | 10/25/2011 11:11:24 AM |
wwwUniversal | $25.00 | 10/25/2011 5:19:35 PM |
assetmanager | $25.00 | 10/25/2011 5:57:38 PM |
tech310 | $50.00 | 10/25/2011 11:48:40 PM |
economy-coup | $50.00 | 10/26/2011 12:59:20 AM |
green-ore-expert | $25.00 | 10/26/2011 8:06:45 AM |
first-friendly-listing | $30.00 | 10/26/2011 9:47:22 AM |
FASTIZIO_P | $25.00 | 10/26/2011 11:00:17 AM |
riskadverse44 | $25.00 | 10/26/2011 5:05:34 PM |
Maetryx | $25.00 | 10/26/2011 5:14:41 PM |
ecstatic-money064 | $25.00 | 10/26/2011 6:17:03 PM |
mindful-cash6 | $25.00 | 10/26/2011 6:24:44 PM |
KaChingInvestments | $25.00 | 10/26/2011 6:26:08 PM |
fairness-hammock | $25.00 | 10/26/2011 7:01:07 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
532487
This series of Notes was issued and sold upon the funding of the borrower loan #55639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1981 |
Debt/Income ratio:
| 10% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $137,360 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| meteoric-balance1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pineapple1
Purpose of loan:
This loan will be used to... pay credit card bills
My financial situation:
I am a good candidate for this loan because... my credit score is good
Monthly net income: $11,000
Monthly expenses: $200
Housing: $1600/mon
Insurance: $300/mon
Car expenses: $500/mon
Utilities: $400/mon
Phone, cable, internet: $300/mon
Food, entertainment: $700/mon
Clothing, household expenses: $200/mon
Credit cards and other loans: $500/mon
Other expenses (Schools): $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 10/15/2011 3:19:19 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:06 PM |
astute-dollar | $37.00 | 10/16/2011 7:05:06 AM |
Preteur | $25.00 | 10/16/2011 9:00:32 AM |
macjp123 | $50.00 | 10/16/2011 1:36:27 PM |
a-finance-nirvana | $25.00 | 10/17/2011 2:55:16 AM |
organized-payment6 | $50.00 | 10/17/2011 5:48:12 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:04 AM |
kulender | $50.00 | 10/17/2011 1:18:39 PM |
leodaguy | $50.00 | 10/17/2011 2:22:02 PM |
Investor_DP | $100.00 | 10/18/2011 9:04:51 AM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:19 AM |
life-is-great | $25.00 | 10/19/2011 6:12:53 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:22:59 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:57 PM |
hanuman77 | $25.00 | 10/21/2011 2:17:44 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:06 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:43 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:36 PM |
IIP77 | $25.00 | 10/21/2011 7:30:33 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:19 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:25 AM |
cingular | $25.00 | 10/22/2011 12:58:17 PM |
happy-asset | $25.00 | 10/22/2011 5:35:12 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:11 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:50 PM |
commitment-farm | $25.00 | 10/23/2011 10:44:10 PM |
GCInvestments | $25.00 | 10/23/2011 9:52:56 PM |
Redmond | $25.00 | 10/23/2011 11:35:21 PM |
trade-arch | $50.00 | 10/24/2011 2:17:22 PM |
american6 | $50.00 | 10/24/2011 3:36:37 PM |
massuot | $25.00 | 10/25/2011 1:50:52 AM |
Millmanator | $25.00 | 10/25/2011 6:54:07 AM |
skiter53 | $25.00 | 10/25/2011 10:12:01 AM |
bold-basis-supernova | $50.00 | 10/25/2011 2:26:24 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:02 PM |
Sefotonga | $25.00 | 10/25/2011 4:36:52 PM |
prescription0 | $50.00 | 10/25/2011 5:25:59 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:20 PM |
GIGO | $25.00 | 10/25/2011 6:17:52 PM |
giftgold | $25.00 | 10/25/2011 8:26:32 PM |
inspired-investment8 | $100.00 | 10/25/2011 10:45:26 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:28 AM |
MM1207 | $25.00 | 10/26/2011 7:47:05 AM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:02 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:07 AM |
samo102us | $25.00 | 10/26/2011 11:08:14 AM |
chestnut4 | $25.00 | 10/26/2011 12:35:41 PM |
DadWarbucks | $25.00 | 10/26/2011 2:28:19 PM |
wwwUniversal | $25.00 | 10/26/2011 5:16:59 PM |
investment-tempo | $25.00 | 10/26/2011 5:20:55 PM |
fairness-hammock | $25.00 | 10/26/2011 7:08:22 PM |
market-assembler | $50.00 | 10/26/2011 10:00:16 PM |
money-bauble | $100.00 | 10/27/2011 11:33:21 AM |
30Sky | $35.00 | 10/27/2011 1:45:38 PM |
exact-point | $25.00 | 10/27/2011 2:00:12 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:06 PM |
AM2008 | $25.00 | 10/27/2011 5:16:58 PM |
Imaginos1892 | $100.00 | 10/27/2011 6:32:51 PM |
managedfund | $750.00 | 10/27/2011 6:55:47 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:33 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 9:53:51 PM |
villagers | $50.00 | 10/27/2011 10:40:27 PM |
BaxterEvil | $25.00 | 10/28/2011 9:26:42 AM |
spark548 | $100.00 | 10/28/2011 10:49:16 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:18 PM |
gold-fox8 | $25.00 | 10/28/2011 11:59:04 AM |
exchange-pledge | $100.00 | 10/28/2011 2:50:49 PM |
javelin0 | $95.45 | 10/28/2011 3:27:50 PM |
blue-fund-flag | $25.31 | 10/28/2011 3:32:19 PM |
jdrez | $25.00 | 10/28/2011 3:43:33 PM |
worth-blanket2 | $4,000.00 | 10/28/2011 2:56:11 PM |
social-elevator | $100.55 | 10/28/2011 4:19:46 PM |
capital-financier6 | $25.00 | 10/28/2011 4:40:50 PM |
silvox | $60.90 | 10/28/2011 5:05:24 PM |
NorthwestLoan1 | $45.00 | 10/28/2011 5:44:41 PM |
the-silver-blaster | $2.73 | 10/28/2011 6:43:33 PM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:15 PM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:20 PM |
vutah | $25.00 | 10/15/2011 9:43:36 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:16 PM |
money-surge1 | $25.00 | 10/17/2011 10:04:17 AM |
transparency-river1 | $1,000.00 | 10/17/2011 2:41:04 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:13 PM |
yield-trader | $25.00 | 10/17/2011 4:46:17 PM |
Kaj | $40.00 | 10/17/2011 5:59:59 PM |
TennSquire | $25.00 | 10/17/2011 11:44:23 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:16 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:02 PM |
bold-riveting-social | $50.00 | 10/20/2011 6:05:58 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:52 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:43 PM |
listing-vista | $50.00 | 10/21/2011 6:15:37 PM |
riskadverse44 | $25.00 | 10/21/2011 7:09:28 PM |
compassion-bauble4 | $25.00 | 10/22/2011 9:08:44 AM |
LongTail | $27.00 | 10/22/2011 9:54:32 PM |
Supernick | $100.00 | 10/23/2011 4:02:56 AM |
boogienation | $50.00 | 10/23/2011 9:18:23 AM |
Ripsaw4U | $50.00 | 10/23/2011 1:09:25 PM |
rupee-prairie | $25.00 | 10/24/2011 11:28:40 AM |
oplender | $25.00 | 10/24/2011 6:38:23 PM |
bill-expert | $25.00 | 10/25/2011 8:46:04 AM |
BxRealtor | $25.00 | 10/25/2011 9:55:23 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:18 AM |
zeelender | $25.00 | 10/25/2011 11:11:25 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:57 PM |
maldok1 | $25.00 | 10/25/2011 5:05:55 PM |
ore-den9 | $50.00 | 10/25/2011 4:54:05 PM |
ursus | $50.00 | 10/25/2011 5:08:39 PM |
trophy335 | $25.00 | 10/25/2011 6:21:02 PM |
lostontheedge | $25.00 | 10/25/2011 6:59:29 PM |
biobulator | $25.00 | 10/25/2011 10:07:14 PM |
basis-mate7 | $50.00 | 10/26/2011 7:56:13 AM |
plane450 | $30.00 | 10/26/2011 7:44:46 AM |
ideal-velocity7 | $50.00 | 10/26/2011 10:23:26 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:09 AM |
EvalCrux | $50.00 | 10/26/2011 12:40:48 PM |
astute-benjamins | $25.00 | 10/26/2011 3:04:23 PM |
dollardave | $100.00 | 10/26/2011 4:20:23 PM |
bonafide-economy | $25.00 | 10/26/2011 7:30:10 PM |
2Below | $25.00 | 10/27/2011 6:00:57 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:32 AM |
power-defender7 | $25.00 | 10/27/2011 1:12:09 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 1:51:47 PM |
peso-tostada | $50.00 | 10/27/2011 3:27:44 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:46 PM |
engbusres | $33.00 | 10/27/2011 8:17:33 PM |
coin-investor | $25.00 | 10/27/2011 9:00:50 PM |
elloboverde | $25.00 | 10/28/2011 12:01:45 AM |
Tscheddar | $25.00 | 10/28/2011 4:29:27 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:48 AM |
haplender | $50.00 | 10/28/2011 8:12:22 AM |
sosleep | $25.00 | 10/28/2011 8:16:59 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:34 AM |
kwan | $25.00 | 10/28/2011 3:12:41 PM |
diggingupward | $25.00 | 10/28/2011 3:03:18 PM |
zxcvbn | $93.06 | 10/28/2011 3:35:09 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:23 PM |
oldman68 | $25.00 | 10/28/2011 5:46:12 PM |
utopia552 | $25.00 | 10/28/2011 6:00:46 PM |
ferocious-wealth1 | $25.00 | 10/28/2011 6:39:19 PM |
141 Investments
|
Borrower Payment Dependent Notes Series
532579
This series of Notes was issued and sold upon the funding of the borrower loan #55364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $682.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 28% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,827 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-power-sanctuary |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan for medical needs.
Purpose of loan: To help a loved one fund a medical procedure
This loan will be used to...
My financial situation: is strong. I have a well-paying and secure job.
I am a good candidate for this loan because...I have a good credit score and payment history. I never make late payments on any of my financial obligations. I manage my money well by accounting for every penny spent. I am a frugal spender and know my limitations. A loved one needs help with funding for a medical procedure. I want to be able to help because I want my loved one to live in good health.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $39.75 | 10/14/2011 5:01:10 PM |
caring-hope2 | $100.00 | 10/15/2011 5:20:18 AM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:05 PM |
Preteur | $25.00 | 10/16/2011 9:00:11 AM |
LoanDMC | $25.00 | 10/16/2011 8:25:03 PM |
wise-honorable-rate | $25.00 | 10/17/2011 5:13:40 AM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:13 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:26 PM |
magnificent-gain3 | $100.00 | 10/18/2011 10:44:24 AM |
indomitable-coin | $25.00 | 10/19/2011 6:10:14 AM |
life-is-great | $25.00 | 10/19/2011 6:12:52 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:23 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:42 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:33 PM |
rajs | $500.00 | 10/19/2011 4:27:39 PM |
fervent-repayment | $25.00 | 10/19/2011 6:17:11 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:24 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:52 PM |
radforj22 | $25.00 | 10/21/2011 4:19:08 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:05 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:42 AM |
paladin510 | $50.00 | 10/21/2011 5:07:36 PM |
riskadverse44 | $25.00 | 10/21/2011 7:09:28 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:10 PM |
Munnie | $25.00 | 10/23/2011 5:34:12 PM |
GCInvestments | $25.00 | 10/23/2011 9:52:55 PM |
truth-silo | $100.00 | 10/24/2011 8:22:22 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:49 PM |
Millmanator | $25.00 | 10/25/2011 6:54:06 AM |
zeelender | $25.00 | 10/25/2011 11:11:25 AM |
delivery | $25.00 | 10/25/2011 11:33:24 AM |
IIP77 | $25.00 | 10/25/2011 5:19:10 PM |
prescription0 | $50.00 | 10/25/2011 5:25:58 PM |
gold-gazelle | $25.00 | 10/25/2011 6:54:29 PM |
flexible1 | $25.00 | 10/25/2011 7:40:24 PM |
giftgold | $25.00 | 10/25/2011 8:26:31 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:27 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:12 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:06 AM |
blooming-market | $25.00 | 10/26/2011 12:39:12 PM |
dough-temple | $25.00 | 10/26/2011 2:00:21 PM |
EvalCrux | $50.00 | 10/26/2011 12:40:47 PM |
dollardave | $100.00 | 10/26/2011 4:20:22 PM |
Cheburashka | $25.00 | 10/26/2011 4:42:41 PM |
investment-tempo | $25.00 | 10/26/2011 5:20:55 PM |
RusRobo | $25.00 | 10/26/2011 6:46:55 PM |
wise-bonus-honker | $25.00 | 10/26/2011 8:33:42 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:32 AM |
inspired-contract9 | $50.00 | 10/27/2011 8:42:16 AM |
ijspence | $25.00 | 10/27/2011 9:27:40 AM |
wise-silver-wonder | $25.00 | 10/27/2011 10:08:01 AM |
herbyman | $50.00 | 10/27/2011 11:20:58 AM |
Panna | $25.00 | 10/27/2011 11:40:16 AM |
smear87 | $25.00 | 10/27/2011 12:17:55 PM |
Pasagam | $50.00 | 10/27/2011 12:40:15 PM |
dfealk | $25.00 | 10/27/2011 12:49:55 PM |
gold-disk | $25.00 | 10/27/2011 1:04:19 PM |
mike_banker | $50.00 | 10/27/2011 1:24:47 PM |
kaleinoue | $25.00 | 10/27/2011 1:22:31 PM |
brainy-dedication | $25.00 | 10/27/2011 1:24:53 PM |
the-kinetic-nickel | $25.00 | 10/27/2011 1:25:04 PM |
30Sky | $35.00 | 10/27/2011 1:32:08 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:30:50 PM |
IlliniActuary | $25.00 | 10/27/2011 1:31:41 PM |
Reinadog9 | $25.00 | 10/27/2011 1:34:43 PM |
UnclePockets | $25.00 | 10/27/2011 1:36:46 PM |
SAGE88 | $50.00 | 10/27/2011 1:36:31 PM |
caseattle | $25.00 | 10/27/2011 1:59:38 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:23 PM |
lendme2 | $50.00 | 10/27/2011 2:10:45 PM |
mar97 | $25.00 | 10/27/2011 2:16:17 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:23 PM |
morukdos | $25.00 | 10/27/2011 2:16:39 PM |
Officiency | $40.00 | 10/27/2011 2:23:44 PM |
michaelwong | $50.00 | 10/27/2011 2:29:02 PM |
gojackgo | $50.00 | 10/27/2011 2:30:42 PM |
no_agenda_lender | $26.00 | 10/27/2011 2:50:30 PM |
credible-durability | $25.00 | 10/27/2011 3:05:18 PM |
kalex752 | $25.00 | 10/27/2011 3:13:42 PM |
artist207 | $25.00 | 10/27/2011 3:15:01 PM |
shawndw | $30.00 | 10/27/2011 3:04:54 PM |
Flatfoot | $25.00 | 10/27/2011 3:10:58 PM |
fair_rates | $25.00 | 10/27/2011 4:08:27 PM |
bndlending2u | $25.00 | 10/27/2011 3:47:40 PM |
Napoleana | $25.00 | 10/27/2011 3:50:48 PM |
toblerone | $25.00 | 10/27/2011 4:41:17 PM |
diversification-empire | $25.00 | 10/27/2011 4:37:19 PM |
independent-diversification7 | $25.00 | 10/27/2011 4:46:07 PM |
Brain_m | $25.00 | 10/27/2011 4:46:18 PM |
productive-principal7 | $30.00 | 10/27/2011 4:42:46 PM |
hayhelp | $25.00 | 10/27/2011 4:44:35 PM |
Jonb6919 | $25.00 | 10/27/2011 4:50:50 PM |
helpu88 | $25.00 | 10/27/2011 4:45:48 PM |
yachtmaster45 | $25.00 | 10/27/2011 5:24:13 PM |
KirosPOS | $88.00 | 10/27/2011 5:24:44 PM |
TheYellowDart | $25.00 | 10/27/2011 5:28:21 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:31 PM |
newest-trade-spruce | $50.00 | 10/27/2011 6:04:40 PM |
Jamesusc03 | $25.00 | 10/27/2011 6:18:14 PM |
aspire2grow | $25.00 | 10/27/2011 6:04:42 PM |
kinetic-openness0 | $25.00 | 10/27/2011 6:08:38 PM |
Tasmir | $25.00 | 10/27/2011 6:22:26 PM |
Slend49 | $25.00 | 10/27/2011 6:23:18 PM |
BlueProteus | $25.00 | 10/27/2011 6:23:32 PM |
SpareChangeHero | $25.00 | 10/27/2011 6:51:19 PM |
friendly-peace4 | $25.00 | 10/27/2011 6:59:27 PM |
Mantis75 | $25.00 | 10/27/2011 7:00:50 PM |
studious-bonus7 | $100.00 | 10/27/2011 7:02:17 PM |
helpinghand63 | $25.00 | 10/27/2011 7:24:36 PM |
redhead21 | $33.28 | 10/27/2011 7:15:41 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:46 PM |
managedfund | $2,000.00 | 10/27/2011 7:40:11 PM |
Stepashka | $25.00 | 10/27/2011 7:30:31 PM |
Jarod213 | $25.00 | 10/27/2011 7:46:04 PM |
progressive-economy261 | $400.00 | 10/14/2011 5:22:44 PM |
natural-worth9 | $900.00 | 10/14/2011 5:40:12 PM |
responsibility-butterfly | $25.00 | 10/14/2011 7:20:54 PM |
LiveNow | $25.00 | 10/15/2011 6:33:49 AM |
fortytwo | $100.00 | 10/15/2011 11:42:40 AM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:19 PM |
scholarly-benefit5 | $50.00 | 10/17/2011 5:11:57 AM |
organized-payment6 | $50.00 | 10/17/2011 5:48:11 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:00 AM |
fcrick | $25.00 | 10/17/2011 9:21:51 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:59 PM |
kenji4861 | $50.00 | 10/19/2011 1:18:24 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:12 PM |
Islandgal | $27.04 | 10/20/2011 2:22:44 PM |
figs4u2 | $100.00 | 10/20/2011 12:20:51 PM |
power-defender7 | $50.00 | 10/20/2011 3:57:42 PM |
visionary-fund | $300.00 | 10/20/2011 5:36:49 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:56 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:18 AM |
velocity-solo | $25.00 | 10/21/2011 9:19:30 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:36 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:19 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:25 AM |
cingular | $25.00 | 10/22/2011 12:58:16 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:58 PM |
subtle-revenue0 | $25.00 | 10/24/2011 4:53:46 AM |
Supernick | $50.00 | 10/24/2011 6:44:04 AM |
bold-pleasant-gold | $50.00 | 10/24/2011 12:31:52 PM |
trade-arch | $50.00 | 10/24/2011 2:17:21 PM |
american6 | $50.00 | 10/24/2011 3:36:36 PM |
natural-worth9 | $100.00 | 10/24/2011 4:53:34 PM |
investment-comet | $25.00 | 10/24/2011 8:49:51 PM |
FRC64 | $25.00 | 10/25/2011 4:53:27 AM |
useful-p2ploan | $25.00 | 10/25/2011 7:26:56 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:28 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:57 PM |
Aimvest | $25.00 | 10/25/2011 12:48:48 PM |
rudyindc | $25.00 | 10/25/2011 1:40:00 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:02 PM |
maldok1 | $25.00 | 10/25/2011 5:05:55 PM |
genius520 | $50.00 | 10/25/2011 5:09:19 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:19 PM |
astute-benjamins | $50.00 | 10/25/2011 6:05:20 PM |
bb575 | $25.00 | 10/25/2011 7:42:26 PM |
inspired-investment8 | $100.00 | 10/25/2011 10:45:26 PM |
MM1207 | $25.00 | 10/26/2011 7:44:01 AM |
Weaverville | $50.00 | 10/26/2011 10:23:30 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:08 AM |
DadWarbucks | $25.00 | 10/26/2011 2:28:19 PM |
duty-starfish8 | $25.00 | 10/26/2011 4:02:58 PM |
listing-vista | $50.00 | 10/26/2011 5:59:41 PM |
theloanteacher | $25.00 | 10/26/2011 6:38:38 PM |
sprinter | $25.00 | 10/26/2011 6:59:22 PM |
the-magnetic-transaction | $25.00 | 10/26/2011 8:57:29 PM |
ogmanny | $50.00 | 10/26/2011 10:27:12 PM |
market-assembler | $50.00 | 10/26/2011 10:00:16 PM |
credit-coach118 | $30.17 | 10/26/2011 10:01:12 PM |
nosualcneas | $25.00 | 10/27/2011 5:48:29 AM |
jga516 | $25.00 | 10/27/2011 5:52:20 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:36 AM |
nalaari | $36.63 | 10/27/2011 6:37:02 AM |
hebergee | $25.00 | 10/27/2011 6:53:19 AM |
zzztimbo | $25.00 | 10/27/2011 8:11:30 AM |
betak | $25.00 | 10/27/2011 8:09:16 AM |
dedication-merman | $25.00 | 10/27/2011 8:46:20 AM |
andyb9 | $25.00 | 10/27/2011 9:01:40 AM |
valemic | $25.00 | 10/27/2011 9:24:22 AM |
Castelj | $100.00 | 10/27/2011 10:14:43 AM |
credit-banker6 | $300.00 | 10/27/2011 10:05:11 AM |
mlb123 | $50.00 | 10/27/2011 10:51:27 AM |
tbrnet | $50.00 | 10/27/2011 11:47:16 AM |
Aljasa2008 | $25.00 | 10/27/2011 12:09:50 PM |
nickel-alien | $50.00 | 10/27/2011 11:51:26 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:37 PM |
Hiro07 | $25.00 | 10/27/2011 12:27:28 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:03 PM |
sci_guy | $25.00 | 10/27/2011 1:24:01 PM |
apexprod | $25.00 | 10/27/2011 1:25:21 PM |
organic-responsibility530 | $25.00 | 10/27/2011 1:26:08 PM |
codingbuddy | $25.00 | 10/27/2011 1:27:06 PM |
madmccoy | $25.00 | 10/27/2011 1:27:20 PM |
kbguru | $25.00 | 10/27/2011 1:30:40 PM |
platinum-yoga | $25.00 | 10/27/2011 1:30:57 PM |
taylor883 | $50.00 | 10/27/2011 1:32:32 PM |
top-basis-majesty | $50.00 | 10/27/2011 1:40:09 PM |
chicco | $500.00 | 10/27/2011 1:38:11 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:21 PM |
Nascar1 | $50.00 | 10/27/2011 1:45:57 PM |
edognyc | $25.00 | 10/27/2011 1:51:59 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:54 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 1:50:55 PM |
mogul16 | $25.00 | 10/27/2011 2:02:44 PM |
diligent-leverage | $25.00 | 10/27/2011 2:04:21 PM |
anacent | $25.00 | 10/27/2011 2:07:52 PM |
johngaltline | $25.00 | 10/27/2011 2:14:17 PM |
ndrak | $25.00 | 10/27/2011 2:18:28 PM |
SWAMPBUGGY | $25.00 | 10/27/2011 2:18:58 PM |
Heather11 | $30.00 | 10/27/2011 2:20:11 PM |
MCKT76210 | $25.00 | 10/27/2011 2:25:50 PM |
vordo | $25.00 | 10/27/2011 2:47:05 PM |
get30inc | $50.00 | 10/27/2011 2:49:14 PM |
MechEngineer | $25.00 | 10/27/2011 2:54:23 PM |
romanfish | $500.00 | 10/27/2011 3:04:35 PM |
IP | $25.00 | 10/27/2011 3:23:56 PM |
dafrstke | $25.00 | 10/27/2011 3:05:29 PM |
peso-tostada | $138.00 | 10/27/2011 3:18:12 PM |
dollars4debts | $25.00 | 10/27/2011 3:35:19 PM |
nhm | $30.00 | 10/27/2011 3:32:11 PM |
ge0bab | $25.00 | 10/27/2011 4:07:47 PM |
rampe001 | $50.00 | 10/27/2011 4:38:31 PM |
journey517 | $25.00 | 10/27/2011 4:45:36 PM |
aschm74 | $25.00 | 10/27/2011 4:55:19 PM |
norcalsv | $25.00 | 10/27/2011 4:46:45 PM |
lounges | $40.00 | 10/27/2011 4:48:40 PM |
smaxis | $25.00 | 10/27/2011 4:57:10 PM |
derwiki | $25.00 | 10/27/2011 5:11:08 PM |
floomer | $50.00 | 10/27/2011 5:19:38 PM |
FCI | $25.00 | 10/27/2011 5:35:37 PM |
managedfund | $2,000.00 | 10/27/2011 5:21:48 PM |
top-sensible-yield | $25.00 | 10/27/2011 5:25:12 PM |
dcfinancial | $25.00 | 10/27/2011 5:27:07 PM |
Mr_Marcus | $25.00 | 10/27/2011 5:47:33 PM |
unequivocal-power3 | $32.00 | 10/27/2011 5:37:24 PM |
cji | $25.00 | 10/27/2011 5:51:50 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:18 PM |
sentimental-silver7 | $25.00 | 10/27/2011 6:08:30 PM |
bobby4u3 | $25.00 | 10/27/2011 5:56:56 PM |
nobuffett43 | $25.00 | 10/27/2011 6:22:29 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:05 PM |
pawsitive | $25.00 | 10/27/2011 6:55:46 PM |
MadHun | $200.00 | 10/27/2011 6:49:51 PM |
personal-lender | $25.00 | 10/27/2011 6:52:29 PM |
ski bum | $100.00 | 10/27/2011 6:59:34 PM |
green-moola-platoon | $25.00 | 10/27/2011 7:06:14 PM |
yogi1975 | $25.00 | 10/27/2011 7:00:51 PM |
successful-agreement7 | $100.00 | 10/27/2011 7:05:57 PM |
nickel-ferret | $50.00 | 10/27/2011 7:14:59 PM |
mykkai | $25.00 | 10/27/2011 7:18:03 PM |
new-ore-venture | $50.00 | 10/27/2011 7:17:19 PM |
yarg | $25.00 | 10/27/2011 7:17:59 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:15 PM |
orange-dollar-guild | $25.00 | 10/27/2011 7:39:51 PM |
blue-note-relaxation | $25.00 | 10/27/2011 7:42:11 PM |
brightest-gain-investor | $1,439.13 | 10/27/2011 7:46:49 PM |
258 Investments
|
Borrower Payment Dependent Notes Series
532739
This series of Notes was issued and sold upon the funding of the borrower loan #55790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,205 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-camaraderi-holly |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... credit cards
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/16/2011 3:29:56 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:13 AM |
kulender | $50.00 | 10/17/2011 1:18:44 PM |
Something-Corporate | $25.00 | 10/18/2011 4:26:19 PM |
progressive-economy261 | $400.00 | 10/20/2011 9:15:24 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:40:38 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:46 PM |
Whipster | $90.00 | 10/21/2011 5:14:04 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:09 AM |
a-unflappable-finance | $50.00 | 10/21/2011 11:44:59 AM |
profit-powerplant | $25.00 | 10/23/2011 2:12:33 AM |
papaloha | $25.00 | 10/23/2011 8:20:45 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:01 PM |
fervent-repayment | $25.00 | 10/25/2011 3:44:47 AM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:41 PM |
transparency-river1 | $1,000.00 | 10/25/2011 5:27:20 PM |
mercuriant | $25.00 | 10/25/2011 10:26:14 PM |
commerce-web5 | $25.00 | 10/26/2011 11:21:11 AM |
Kaj | $25.00 | 10/26/2011 4:30:32 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:08 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:04 AM |
money-bauble | $100.00 | 10/27/2011 11:33:22 AM |
worth-blanket2 | $5,400.00 | 10/27/2011 12:47:30 PM |
StarshineXL | $250.00 | 10/27/2011 2:37:10 PM |
managedfund | $650.00 | 10/27/2011 2:45:14 PM |
Nojukbong | $50.00 | 10/18/2011 3:30:33 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:06 PM |
Something-Corporate | $25.00 | 10/19/2011 9:22:00 PM |
diplomatic-wealth7 | $25.00 | 10/21/2011 9:15:03 AM |
jjswanso | $25.00 | 10/23/2011 2:59:47 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:04 PM |
pver21 | $25.00 | 10/25/2011 2:44:50 PM |
asset-professor | $25.00 | 10/25/2011 7:17:08 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:52 PM |
tech310 | $50.00 | 10/25/2011 11:46:57 PM |
economy-coup | $50.00 | 10/26/2011 12:59:26 AM |
treasure-bliss | $25.00 | 10/26/2011 6:57:30 AM |
loan-fate | $100.00 | 10/26/2011 7:21:38 AM |
MM1207 | $25.00 | 10/26/2011 7:47:07 AM |
nimble-revenue5 | $50.00 | 10/26/2011 9:21:04 AM |
first-friendly-listing | $25.00 | 10/26/2011 4:27:03 PM |
armentdw | $25.00 | 10/26/2011 6:07:10 PM |
arsisi | $50.00 | 10/26/2011 7:39:42 PM |
red-power-pecan | $50.00 | 10/26/2011 8:29:27 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:34 AM |
one-midas | $35.00 | 10/27/2011 1:32:58 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
532797
This series of Notes was issued and sold upon the funding of the borrower loan #55564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $322.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,023 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| contract-architect |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consalidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
transparency-river1 | $1,000.00 | 10/17/2011 5:26:44 PM |
Nojukbong | $50.00 | 10/18/2011 3:16:53 PM |
kulender | $50.00 | 10/19/2011 5:41:24 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:54 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:04 PM |
pver21 | $25.00 | 10/25/2011 2:44:54 PM |
asset-professor | $25.00 | 10/25/2011 7:17:10 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:53 PM |
economy-coup | $50.00 | 10/26/2011 12:59:29 AM |
MM1207 | $25.00 | 10/26/2011 7:47:10 AM |
Kaj | $25.00 | 10/26/2011 4:30:33 PM |
nimble-revenue5 | $50.00 | 10/26/2011 5:19:34 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:06 AM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:01 PM |
worthy-bid8 | $50.00 | 10/18/2011 9:05:42 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:20 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:17 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:21 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:23 AM |
diplomatic-wealth7 | $25.00 | 10/22/2011 12:14:29 PM |
papaloha | $25.00 | 10/23/2011 8:20:50 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:09 PM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:48 PM |
fervent-repayment | $25.00 | 10/25/2011 3:44:49 AM |
mercuriant | $25.00 | 10/25/2011 10:26:17 PM |
tech310 | $50.00 | 10/25/2011 11:46:58 PM |
treasure-bliss | $25.00 | 10/26/2011 6:57:32 AM |
profit-powerplant | $25.00 | 10/26/2011 10:28:56 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:13 AM |
arsisi | $50.00 | 10/26/2011 7:39:43 PM |
red-power-pecan | $50.00 | 10/26/2011 8:29:28 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:12 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:38 AM |
worth-blanket2 | $4,100.00 | 10/27/2011 12:45:37 PM |
managedfund | $700.00 | 10/27/2011 2:44:58 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
533065
This series of Notes was issued and sold upon the funding of the borrower loan #55332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $362.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 219% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,431 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-joyous-note |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
owner/CEO
Purpose of loan:
This loan will be used to...expand business
My financial situation:good
I am a good candidate for this loan because...The company is thriving and need to expand
Monthly net income: $7000.00
Monthly expenses: ( 3526.00 total)
Housing: $ N/A
Insurance: $1409.00
Car expenses: $ 862.00 (truck payment)
Utilities: $N/A
Phone, cable, internet: $ 505.00
Food, entertainment: $ (food for driver)100.00 month
Clothing, household expenses: $ N/A
Credit cards and other loans: $ 350.00 month
Other expenses: $ (drivers motel) 300.00 month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/17/2011 9:09:24 AM |
progressive-economy261 | $400.00 | 10/17/2011 9:19:07 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:20 PM |
diplomatic-wealth7 | $25.00 | 10/21/2011 9:15:05 AM |
missing-link | $25.00 | 10/23/2011 6:24:24 PM |
papaloha | $25.00 | 10/23/2011 8:20:49 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:07 PM |
valiant-money | $30.00 | 10/23/2011 10:22:33 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:03 PM |
fervent-repayment | $25.00 | 10/25/2011 3:44:48 AM |
asset-professor | $25.00 | 10/25/2011 7:17:09 PM |
mercuriant | $25.00 | 10/25/2011 10:26:15 PM |
tech310 | $50.00 | 10/25/2011 11:46:57 PM |
economy-coup | $50.00 | 10/26/2011 12:59:27 AM |
loan-fate | $100.00 | 10/26/2011 7:21:39 AM |
MM1207 | $25.00 | 10/26/2011 7:47:08 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:12 AM |
arsisi | $50.00 | 10/26/2011 7:39:42 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:37 AM |
durability-chuckler | $200.00 | 10/27/2011 8:00:56 AM |
payout-achievement | $50.00 | 10/27/2011 5:00:11 PM |
managedfund | $900.00 | 10/27/2011 7:08:21 PM |
wise-deal-panda | $100.00 | 10/27/2011 7:23:20 PM |
bulabula | $25.00 | 10/27/2011 8:36:44 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:47 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:46 PM |
saffron4 | $25.00 | 10/28/2011 12:10:20 AM |
orange-preeminant-bill | $25.00 | 10/28/2011 4:41:13 AM |
phchristensen | $25.00 | 10/28/2011 4:42:10 AM |
responsibility-butterfly | $25.00 | 10/17/2011 10:50:33 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:07 PM |
kulender | $50.00 | 10/17/2011 1:18:50 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:12 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:50 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:19 AM |
profit-powerplant | $25.00 | 10/23/2011 2:12:34 AM |
credit-fox3 | $25.00 | 10/23/2011 9:46:25 PM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:47 PM |
pver21 | $25.00 | 10/25/2011 2:44:53 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:52 PM |
treasure-bliss | $25.00 | 10/26/2011 6:57:31 AM |
Kaj | $25.00 | 10/26/2011 4:30:33 PM |
first-friendly-listing | $30.00 | 10/26/2011 5:09:36 PM |
nimble-revenue5 | $50.00 | 10/26/2011 5:19:33 PM |
red-power-pecan | $50.00 | 10/26/2011 8:29:27 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:11 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:05 AM |
money-bauble | $100.00 | 10/27/2011 11:33:23 AM |
power-corps8 | $40.00 | 10/27/2011 1:49:00 PM |
journey517 | $25.00 | 10/27/2011 4:47:46 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:34 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:23 PM |
coin-investor | $25.00 | 10/27/2011 9:00:51 PM |
Raider_Fan | $25.00 | 10/27/2011 11:51:47 PM |
hopeful-silver5 | $25.00 | 10/28/2011 1:28:35 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
533141
This series of Notes was issued and sold upon the funding of the borrower loan #55741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 69 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,074 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| entertaining-peace6 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation refinance.
This loan will be used to refinance a consolidation I received through Springleaf Financial.
I have plenty of discretionary income to satisfy the balance of this loan on time and possibly early. My bureaus will show a mortgage with Wells Fargo. I kept the mortgage in my name while doing a claim deed to our family company. It?s rental property. This way, I get the benefit of reestablishing my credit without the burden of monthly housing expense. I live in a company provided condo. Thank you in advance for your consideration.My utilities are pretty low and I have a company provided phone and fuel card.
Monthly net income: $3700.00
Monthly expenses: $
Housing: $0.00
Insurance: $270.00-auto and health
Car expenses: $381.00-payment
Utilities: $110.00-lights and gas
Phone, cable, internet: $60.00
Food, entertainment: $250.00
Clothing, household expenses: $200.00
Credit cards and other loans: $224.00-the one to be refinanced.
Other expenses: $250.00-incidentals
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/17/2011 6:16:54 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:05 PM |
exchange-squirrel | $25.00 | 10/18/2011 12:14:53 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:20 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:56 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:25 AM |
diplomatic-wealth7 | $25.00 | 10/22/2011 12:14:30 PM |
scrappy-diversification7 | $2,000.00 | 10/22/2011 12:08:48 PM |
mlj0671 | $25.00 | 10/22/2011 8:13:20 PM |
Land_on_your_feet | $25.00 | 10/23/2011 8:10:34 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:10 PM |
social-zebra | $30.87 | 10/24/2011 2:34:00 PM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:49 PM |
pver21 | $25.00 | 10/25/2011 2:44:56 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:53 PM |
truth-umbrella3 | $25.00 | 10/26/2011 10:18:56 AM |
a-credit-rotation | $25.00 | 10/26/2011 2:27:04 PM |
glroark | $50.00 | 10/26/2011 3:01:30 PM |
willinvest | $25.00 | 10/26/2011 4:42:43 PM |
nimble-revenue5 | $50.00 | 10/26/2011 8:13:06 PM |
EretzCapital | $50.00 | 10/27/2011 8:24:22 AM |
leverage-monger | $25.00 | 10/27/2011 8:26:47 AM |
branaa99 | $25.00 | 10/27/2011 11:10:09 AM |
coin-architect2 | $75.00 | 10/27/2011 1:08:07 PM |
Nojukbong | $50.00 | 10/18/2011 3:29:33 PM |
fusbarro | $100.00 | 10/18/2011 4:58:21 PM |
worthy-bid8 | $50.00 | 10/18/2011 5:06:11 PM |
kulender | $50.00 | 10/19/2011 5:41:27 AM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:53 PM |
blazing-capital2 | $250.00 | 10/20/2011 9:40:38 AM |
Mombo-5 | $50.00 | 10/22/2011 7:36:13 AM |
EngineersAlliance | $100.00 | 10/22/2011 12:10:23 PM |
Bob450 | $25.00 | 10/22/2011 6:01:53 PM |
spiff666 | $25.00 | 10/23/2011 6:32:07 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:05 PM |
suave-dime6 | $25.00 | 10/24/2011 3:55:27 PM |
rupee-universe | $25.00 | 10/24/2011 6:30:08 PM |
kind-durability-battalion | $50.00 | 10/25/2011 10:37:44 AM |
scoobiedoo | $25.00 | 10/25/2011 2:40:18 PM |
daekpon | $25.00 | 10/25/2011 5:47:32 PM |
asset-professor | $25.00 | 10/25/2011 7:17:10 PM |
mercuriant | $25.00 | 10/25/2011 10:26:18 PM |
treasure-bliss | $25.00 | 10/26/2011 6:57:32 AM |
Mariner3605 | $25.00 | 10/26/2011 6:12:26 AM |
MM1207 | $25.00 | 10/26/2011 7:47:11 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:14 AM |
Kaj | $25.00 | 10/26/2011 4:30:34 PM |
arsisi | $50.00 | 10/26/2011 7:39:44 PM |
red-power-pecan | $50.00 | 10/26/2011 8:29:28 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:16 AM |
duty-monger | $50.00 | 10/27/2011 6:41:15 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:38 AM |
real-return | $25.00 | 10/27/2011 11:31:24 AM |
mpatrick | $50.00 | 10/27/2011 1:02:12 PM |
tolerant-truth2 | $44.13 | 10/27/2011 1:32:56 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
533195
This series of Notes was issued and sold upon the funding of the borrower loan #55807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $508.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 15y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,725 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| TheRascel |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2011)
720-739
(Nov-2010)
600-619
(Feb-2007)
|
Principal balance:
| $9,180.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Operation Balance Sheet Cleanup
Purpose of loan:
This loan will be used to...
Operation Balance Sheet Cleanup Phase II
My credit union has a refinance offer for a 10 year at 3.99%, No Closing Costs! With this, I can combine a 1st & 2nd mortgage to save $603 a month. However, a 80% LTV is required. This will be used to buy the required equity to reach 80% LTV. The remainder will consolidate remaining debt. The new payment of approx $400 will be offset by the $600 savings.
Note: I have already been approved for the refinance.
Month income: $ 7600
Expenses: Avg
House: $ 1248 (will drop to $588 after refinance!)
Insurance: $ 600
Car expenses: $ 500 -One car note / gas & Maint.
Utilities/internet/tv: $ 450
Food/ entertainment/ household: $ 1500
Existing Prosper Loan $415
Other Loan pmts: $ 150
Taxes: $ 1100
Other $1637 - 401k, savings, health insurance, etc. cial situation:
(Prosper did a paperwork screw up that messed my last listing. They are "very sorry", just go ahead and relist.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $34.91 | 10/17/2011 5:01:15 PM |
the-discrete-income | $100.00 | 10/17/2011 5:08:50 PM |
sjlender | $100.00 | 10/17/2011 5:21:31 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:46 PM |
natural-worth9 | $800.00 | 10/17/2011 5:38:35 PM |
phenomenal-gain5 | $30.00 | 10/17/2011 7:52:07 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:07 PM |
nri22 | $50.00 | 10/18/2011 3:56:19 AM |
tntmojave | $50.00 | 10/18/2011 4:15:52 AM |
organized-payment6 | $50.00 | 10/18/2011 5:10:23 AM |
wise-honorable-rate | $25.00 | 10/18/2011 6:07:25 AM |
scholarly-benefit5 | $50.00 | 10/18/2011 6:08:28 AM |
fcrick | $25.00 | 10/18/2011 8:51:35 AM |
bannybucks | $25.00 | 10/18/2011 2:16:30 PM |
awwaww | $25.00 | 10/18/2011 7:39:39 PM |
chris-heretoinvest | $25.00 | 10/19/2011 5:11:46 AM |
bomdel | $25.00 | 10/19/2011 5:15:13 AM |
Preteur | $25.00 | 10/20/2011 4:20:07 AM |
GElender | $40.00 | 10/20/2011 6:05:07 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:40 AM |
scojo | $25.02 | 10/20/2011 10:27:38 AM |
108lender | $92.00 | 10/20/2011 10:19:06 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:00 PM |
power-defender7 | $25.00 | 10/20/2011 4:16:38 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:04 PM |
greenback-maniac | $25.00 | 10/21/2011 7:12:32 AM |
first-serene-credit | $25.00 | 10/21/2011 8:22:53 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:26 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:40 PM |
tolerant-dinero2 | $25.00 | 10/21/2011 10:18:51 PM |
newest-funds-powerplant | $25.00 | 10/22/2011 9:51:22 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:16 PM |
equitable-capital758 | $350.00 | 10/23/2011 7:40:25 PM |
rdrloan | $50.00 | 10/24/2011 8:10:43 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:52 PM |
trade-arch | $50.00 | 10/24/2011 2:17:25 PM |
velocity-solo | $25.00 | 10/24/2011 5:18:27 PM |
FRC64 | $25.00 | 10/25/2011 4:53:30 AM |
leeball | $100.00 | 10/25/2011 10:23:15 AM |
delivery | $25.00 | 10/25/2011 11:33:25 AM |
transparency-universe8 | $50.00 | 10/25/2011 12:36:23 PM |
HappyToLoan | $25.00 | 10/25/2011 2:36:39 PM |
lovely-greenback4 | $25.00 | 10/25/2011 2:20:03 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:00 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:40 PM |
maldok1 | $25.00 | 10/25/2011 5:06:01 PM |
betterthanstock | $75.00 | 10/25/2011 7:26:49 PM |
flexible1 | $25.00 | 10/25/2011 7:40:25 PM |
bb575 | $25.00 | 10/25/2011 7:42:27 PM |
vinyl117 | $36.00 | 10/26/2011 7:21:20 AM |
floridahelper | $85.83 | 10/26/2011 7:21:08 AM |
MM1207 | $25.00 | 10/26/2011 7:44:02 AM |
turbostar666 | $25.00 | 10/26/2011 9:05:48 AM |
fairness-hammock | $50.00 | 10/26/2011 11:35:38 AM |
dough-temple | $25.00 | 10/26/2011 2:00:23 PM |
rmachi | $50.00 | 10/26/2011 2:19:36 PM |
sprinter | $25.00 | 10/26/2011 6:59:23 PM |
market-assembler | $42.00 | 10/26/2011 10:00:17 PM |
ogmanny | $50.00 | 10/26/2011 10:27:13 PM |
nosualcneas | $25.00 | 10/27/2011 5:48:30 AM |
jga516 | $25.00 | 10/27/2011 5:52:22 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:37 AM |
genius520 | $50.00 | 10/27/2011 9:13:26 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:48 AM |
power-defender7 | $25.00 | 10/27/2011 1:17:38 PM |
30Sky | $35.00 | 10/27/2011 1:32:09 PM |
kbguru | $25.00 | 10/27/2011 1:30:42 PM |
SAGE88 | $41.00 | 10/27/2011 1:36:32 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 1:55:05 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:55 PM |
diligent-leverage | $25.00 | 10/27/2011 2:04:23 PM |
fragonardlives | $35.00 | 10/27/2011 2:13:06 PM |
ndrak | $25.00 | 10/27/2011 2:18:30 PM |
gojackgo | $50.00 | 10/27/2011 2:30:44 PM |
reaction5 | $50.00 | 10/27/2011 3:08:31 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:34 PM |
journey517 | $25.00 | 10/27/2011 4:45:37 PM |
toblerone | $25.00 | 10/27/2011 4:41:17 PM |
mar97 | $50.00 | 10/27/2011 4:58:13 PM |
floomer | $50.00 | 10/27/2011 5:19:38 PM |
Mr_Marcus | $25.00 | 10/27/2011 5:47:34 PM |
ChrisProsper | $50.00 | 10/27/2011 5:48:40 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:32 PM |
prescription0 | $25.00 | 10/27/2011 5:30:25 PM |
newest-trade-spruce | $50.00 | 10/27/2011 6:04:40 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:06 PM |
Nascar1 | $50.00 | 10/27/2011 7:05:43 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:37 PM |
orange-dollar-guild | $25.00 | 10/27/2011 7:39:52 PM |
willwc6 | $100.00 | 10/27/2011 7:55:37 PM |
wealth-cheetah7 | $50.00 | 10/27/2011 8:03:02 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:22 PM |
wdove511 | $27.00 | 10/27/2011 9:10:28 PM |
best-marketologist | $25.00 | 10/27/2011 9:05:41 PM |
BigSurf | $25.00 | 10/27/2011 9:34:22 PM |
tolstoy00 | $25.00 | 10/27/2011 9:39:50 PM |
Ivan2007 | $25.00 | 10/27/2011 9:57:14 PM |
reinforced-funds4 | $25.00 | 10/27/2011 10:10:02 PM |
egw | $50.00 | 10/27/2011 10:31:21 PM |
dberry46 | $25.00 | 10/27/2011 11:59:42 PM |
Miklot | $25.00 | 10/28/2011 12:33:21 AM |
green-dedicated-transaction | $50.00 | 10/28/2011 1:12:16 AM |
Zuzu | $28.58 | 10/28/2011 3:02:09 AM |
JustMee | $25.00 | 10/17/2011 5:21:14 PM |
rdav | $50.00 | 10/17/2011 7:35:26 PM |
worthy-bid8 | $50.00 | 10/18/2011 9:05:42 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:07 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:54:23 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:26 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:22 AM |
rajs | $500.00 | 10/19/2011 10:44:28 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:28 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:44 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:34 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:20 PM |
important-ore | $150.00 | 10/19/2011 8:16:03 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:19 PM |
indomitable-coin | $25.00 | 10/20/2011 4:06:14 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:02 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:26 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:54 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:19 AM |
ToweringDan | $50.00 | 10/21/2011 8:39:22 PM |
cingular | $25.00 | 10/22/2011 12:58:22 PM |
Brisket_Bob | $50.00 | 10/22/2011 2:50:56 PM |
blackfur | $25.00 | 10/22/2011 5:00:41 PM |
agbullet55443 | $200.00 | 10/22/2011 9:43:18 PM |
sgt-schultz | $25.00 | 10/23/2011 3:43:06 AM |
commerce-yeller | $40.00 | 10/23/2011 8:07:07 AM |
life-is-great | $25.00 | 10/23/2011 1:06:03 PM |
heerzaquestion | $50.00 | 10/23/2011 3:39:59 PM |
Munnie | $25.00 | 10/23/2011 5:34:14 PM |
truth-silo | $100.00 | 10/24/2011 8:22:24 AM |
Ocean713 | $75.00 | 10/24/2011 11:40:20 AM |
GCInvestments | $25.00 | 10/24/2011 12:41:00 PM |
investment-comet | $25.00 | 10/24/2011 8:46:43 PM |
majestic-repayment3 | $50.00 | 10/24/2011 6:56:42 PM |
BxRealtor | $25.00 | 10/25/2011 9:56:37 AM |
robertmm25 | $75.00 | 10/25/2011 10:32:40 AM |
riskadverse44 | $25.00 | 10/25/2011 4:13:11 PM |
paladin510 | $50.00 | 10/25/2011 6:59:09 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:46 AM |
ethicalhumanist | $100.00 | 10/26/2011 9:25:18 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:15 AM |
blooming-market | $25.00 | 10/26/2011 12:39:14 PM |
RusRobo | $25.00 | 10/26/2011 6:46:56 PM |
wampum-chorus3 | $25.00 | 10/26/2011 8:04:20 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:39 AM |
mmzero | $25.00 | 10/27/2011 11:36:26 AM |
tbrnet | $50.00 | 10/27/2011 11:47:17 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:38 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:05 PM |
taylor883 | $50.00 | 10/27/2011 1:32:33 PM |
Reinadog9 | $25.00 | 10/27/2011 1:34:44 PM |
edognyc | $25.00 | 10/27/2011 1:52:00 PM |
anacent | $25.00 | 10/27/2011 2:07:54 PM |
lendme2 | $50.00 | 10/27/2011 2:10:46 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:25 PM |
lucrative-worth | $80.00 | 10/27/2011 2:27:07 PM |
get30inc | $50.00 | 10/27/2011 2:49:16 PM |
romanfish | $25.00 | 10/27/2011 3:04:36 PM |
credible-durability | $25.00 | 10/27/2011 3:05:20 PM |
peso-tostada | $50.00 | 10/27/2011 3:28:13 PM |
j2ee | $25.00 | 10/27/2011 3:25:05 PM |
rampe001 | $50.00 | 10/27/2011 4:38:32 PM |
smaxis | $25.00 | 10/27/2011 4:57:10 PM |
managedfund | $1,500.00 | 10/27/2011 5:21:29 PM |
yachtmaster45 | $25.00 | 10/27/2011 5:24:13 PM |
FCI | $25.00 | 10/27/2011 5:35:38 PM |
dcfinancial | $25.00 | 10/27/2011 5:27:08 PM |
astute-benjamins | $50.00 | 10/27/2011 5:31:15 PM |
Syzygy | $25.00 | 10/27/2011 6:07:53 PM |
sentimental-silver7 | $25.00 | 10/27/2011 6:08:30 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:19 PM |
nobuffett43 | $25.00 | 10/27/2011 6:22:30 PM |
Slend49 | $25.00 | 10/27/2011 6:23:19 PM |
Ripsaw4U | $50.00 | 10/27/2011 6:34:01 PM |
wise-silver-wonder | $25.00 | 10/27/2011 6:50:15 PM |
Mantis75 | $25.00 | 10/27/2011 7:00:51 PM |
fervent-currency5 | $25.00 | 10/27/2011 7:13:54 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:46 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:16 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:54:15 PM |
bulabula | $25.00 | 10/27/2011 8:36:45 PM |
Rick21 | $25.00 | 10/27/2011 8:23:21 PM |
superb-funds335 | $25.00 | 10/27/2011 9:21:40 PM |
RIVERHTS | $50.00 | 10/27/2011 9:45:21 PM |
yield-seeker | $25.00 | 10/27/2011 10:07:29 PM |
capital-star5 | $25.00 | 10/27/2011 10:13:10 PM |
IIP77 | $25.00 | 10/27/2011 10:24:47 PM |
cr8on | $100.00 | 10/27/2011 11:04:04 PM |
benjay25 | $25.00 | 10/27/2011 11:49:18 PM |
TQLender | $25.00 | 10/28/2011 12:07:37 AM |
wtrboy | $25.00 | 10/28/2011 12:37:41 AM |
scloans | $42.29 | 10/28/2011 1:45:00 AM |
houli123 | $25.00 | 10/28/2011 2:45:21 AM |
SolarMoonshine | $25.00 | 10/28/2011 3:35:45 AM |
yield-hut | $27.00 | 10/28/2011 4:13:28 AM |
money-hot-rod | $34.43 | 10/28/2011 4:36:57 AM |
iwantmore | $25.00 | 10/28/2011 3:54:04 AM |
osage | $36.97 | 10/28/2011 4:42:58 AM |
PaulW | $36.97 | 10/28/2011 4:47:49 AM |
202 Investments
|
Borrower Payment Dependent Notes Series
533197
This series of Notes was issued and sold upon the funding of the borrower loan #55572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 3m |
Amount delinquent:
| $1,275 |
Total credit lines:
| 20 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,752 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| friendly-marketplace3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...this loan will be used to pay a late mortgage payment and to get caught up on some high interest credit card and doctor bills.
My financial situation: We have come upon a hard time due to our mini-van needing some extensive work. We are working hard to get out of this and feel like this loan would give us a leg up right now.
I am a good candidate for this loan because...I can use my monthly VA disability check of $123.00 a month to pay what we will owe through direct deposit from my bank account.
Monthly net income: Leonard Bus Sales $1835.00 VA Disability Check $123.00 Food Stamps $333.00
Monthly expenses: $
Housing: $637.00
Insurance: $58.33
Car expenses: $150.00
Utilities: $143.42
Phone, cable, internet: $148.99
Food, entertainment: $350.00
Clothing, household expenses: $200.00
Credit cards and other loans: $192.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riskreward | $250.00 | 10/31/2011 9:11:18 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:20 AM |
prohelper | $25.00 | 10/31/2011 10:11:17 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:27 AM |
JinNing | $75.00 | 10/31/2011 10:48:32 AM |
truth-silo | $50.00 | 10/31/2011 5:31:44 PM |
wtrboy | $25.00 | 10/31/2011 10:23:20 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:40 AM |
resolute-justice413 | $100.00 | 11/1/2011 6:04:00 AM |
cablenews | $100.00 | 11/1/2011 6:19:54 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:20 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:21 AM |
justice-circuitry0 | $25.00 | 11/2/2011 9:24:30 AM |
Investor_DP | $100.00 | 11/2/2011 9:22:22 AM |
work4me | $25.00 | 11/2/2011 9:31:30 AM |
jamiee73 | $25.00 | 10/31/2011 9:04:37 AM |
figs4u2 | $100.00 | 10/31/2011 9:31:55 AM |
responsibility-butterfly | $25.00 | 10/31/2011 9:46:29 AM |
mike_banker | $100.00 | 10/31/2011 9:35:31 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:44 AM |
big-lendin | $50.00 | 11/1/2011 7:20:00 AM |
green-successful-note | $50.00 | 11/1/2011 9:24:32 AM |
exchange-squirrel | $25.00 | 11/1/2011 9:33:47 AM |
marwadi-62 | $100.00 | 11/1/2011 9:36:59 AM |
managedfund | $600.00 | 11/2/2011 6:00:00 AM |
Higheagle | $33.96 | 11/2/2011 7:29:21 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:47 AM |
social-zebra | $30.00 | 11/2/2011 8:34:13 AM |
intelligent-repayment8 | $200.00 | 11/2/2011 9:04:37 AM |
6moonbeams | $25.00 | 11/2/2011 9:20:06 AM |
evnagelist | $25.00 | 11/2/2011 9:17:47 AM |
credit-maple5 | $86.04 | 11/2/2011 9:33:45 AM |
NeketanBank | $25.00 | 11/2/2011 9:31:08 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
533205
This series of Notes was issued and sold upon the funding of the borrower loan #55756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,300.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $180.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 19% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,422 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| KBalls22 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan Refinance
Hello Prosper lenders!
I am seeking a Prosper loan to refinance my auto loan. I currently owe $5300 on a 2005 Toyota 4Runner (KBB value ~ $15,000). I would like to refinance this loan so that I can free up some cash flow for other purposes. If I am approved for this loan, I would be, in essence, adding one year to my loan term.
My financial situation:
I am a good candidate for this loan because I have a great job security and a long history of paying my creditors. With a second child on the way (any day now), I would like to sure-up my "rainy day fund" with some additional contributions to my savings account. This loan would allow me to save an additional $150/month.
Thanks for your time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $35.90 | 11/1/2011 5:02:04 PM |
Clambake | $25.00 | 11/1/2011 5:18:15 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:20 PM |
SolarMoonshine | $25.00 | 11/1/2011 5:49:00 PM |
pdub | $75.00 | 11/1/2011 5:26:13 PM |
figs4u2 | $100.00 | 11/1/2011 5:57:21 PM |
janeybooboo | $100.00 | 11/1/2011 6:03:16 PM |
E-2 | $100.00 | 11/1/2011 6:31:34 PM |
superb-funds335 | $25.00 | 11/1/2011 7:18:55 PM |
marwadi-62 | $100.00 | 11/2/2011 7:23:17 AM |
BenR | $100.00 | 11/2/2011 9:34:34 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:50 AM |
ore-dojo | $35.00 | 11/2/2011 11:06:44 AM |
best-ingenious-funds | $25.00 | 11/2/2011 4:20:23 PM |
damage | $25.00 | 11/2/2011 4:26:40 PM |
BigMac1953 | $25.00 | 11/2/2011 6:07:12 PM |
prudent-bid3 | $26.65 | 11/2/2011 8:11:59 PM |
jguerrajr | $47.43 | 11/2/2011 8:38:33 PM |
tnylight | $26.75 | 11/2/2011 8:38:08 PM |
Ven58 | $25.00 | 11/3/2011 6:11:25 AM |
credit-investor5 | $50.00 | 11/3/2011 7:27:37 AM |
value-wind0 | $50.00 | 11/3/2011 8:26:34 AM |
green28 | $200.00 | 11/3/2011 9:53:10 AM |
finance-explosion6 | $25.00 | 11/3/2011 10:26:26 AM |
jamiee73 | $25.00 | 11/3/2011 11:10:32 AM |
jescowa | $50.00 | 11/3/2011 11:26:44 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:09 AM |
velocity-solo | $25.00 | 11/3/2011 11:10:13 AM |
rate-mogul | $50.00 | 11/3/2011 11:34:14 AM |
bonus-tent | $25.00 | 11/3/2011 11:31:44 AM |
indomitable-coin | $25.00 | 11/3/2011 11:35:37 AM |
gracej | $25.00 | 11/3/2011 11:35:59 AM |
organized-payment6 | $50.00 | 11/3/2011 1:14:25 PM |
market-pudding | $25.00 | 11/3/2011 12:18:08 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:44 PM |
beer-gardener | $100.00 | 11/3/2011 1:05:07 PM |
ethicalhumanist | $100.00 | 11/3/2011 1:00:58 PM |
triguy | $594.56 | 11/3/2011 1:20:40 PM |
patriot897 | $25.00 | 11/1/2011 5:34:20 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:52 PM |
cablenews | $100.00 | 11/1/2011 6:20:00 PM |
vutah | $25.00 | 11/1/2011 7:13:45 PM |
kenji4861 | $25.00 | 11/1/2011 6:57:59 PM |
riskreward | $250.00 | 11/1/2011 7:05:48 PM |
responsibility-butterfly | $25.00 | 11/1/2011 7:16:35 PM |
managedfund | $1,250.00 | 11/2/2011 6:18:13 AM |
Pickmar | $25.00 | 11/2/2011 7:55:33 AM |
blue-useful-auction | $25.00 | 11/2/2011 6:51:22 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:51 AM |
resolute-justice413 | $100.00 | 11/2/2011 10:17:39 AM |
scholarly-benefit5 | $25.00 | 11/2/2011 10:29:26 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:08 AM |
iaffy | $50.00 | 11/2/2011 2:54:53 PM |
Bank42 | $25.00 | 11/2/2011 4:45:22 PM |
ChoiceInvestments | $33.71 | 11/2/2011 4:10:27 PM |
thankful-nickel2 | $25.00 | 11/2/2011 5:31:32 PM |
elvisloans | $25.00 | 11/3/2011 6:57:37 AM |
cnovak | $25.00 | 11/3/2011 7:09:41 AM |
hard-working-rate3 | $100.00 | 11/3/2011 11:35:21 AM |
financial-frenzy | $50.00 | 11/3/2011 11:26:59 AM |
skiberdad | $50.00 | 11/3/2011 11:36:47 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
533319
This series of Notes was issued and sold upon the funding of the borrower loan #55808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-30-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $180.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 32% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
12 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,880 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| sublime-peso0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2011)
640-659
(Mar-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Paying off Taxes
Purpose of loan: Payoff Federal Taxes
This loan will be used to...pay off and my 2009 and 2010 Tax years due to higher income bracket the past 2 years.
My financial situation: Is secure with a well paying job and a spouse who has worked for a school district for 5+ years.
I am a good candidate for this loan because...I repay my debt and have a job!
Monthly net income: $6500.00
Monthly expenses: $2000.00
Housing: $550.00
Insurance: $100.00
Car expenses: $0.00
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $250.00
Clothing, household expenses: $150.00
Credit cards and other loans: $500.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dusigrosz | $50.00 | 10/28/2011 5:02:07 PM |
SolarMoonshine | $100.00 | 10/28/2011 5:30:26 PM |
green-trade-dolphin | $30.48 | 10/28/2011 5:02:06 PM |
EL_Papin | $100.00 | 10/28/2011 5:52:25 PM |
atlas-shrugged | $200.00 | 10/28/2011 7:32:03 PM |
Kash2010lu | $25.00 | 10/28/2011 6:01:07 PM |
contract-student2 | $50.00 | 10/28/2011 7:10:09 PM |
icanhasloanz | $100.00 | 10/28/2011 11:16:15 PM |
SpoonerPhan | $50.00 | 10/28/2011 9:50:17 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:12 PM |
one-midas | $35.00 | 10/28/2011 9:43:26 PM |
credit-missile | $125.00 | 10/29/2011 8:00:31 AM |
Bob450 | $30.00 | 10/29/2011 9:10:44 AM |
janeybooboo | $75.00 | 10/29/2011 8:15:26 AM |
seabassx | $25.00 | 10/29/2011 8:31:43 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:39 AM |
hillerod | $25.29 | 10/29/2011 11:53:10 AM |
fabulous-community4 | $30.00 | 10/29/2011 11:36:50 AM |
jjswanso | $25.00 | 10/29/2011 12:22:06 PM |
prohelper | $25.00 | 10/29/2011 12:07:05 PM |
loanman2007 | $25.00 | 10/29/2011 12:23:53 PM |
ChrisProsper | $50.00 | 10/29/2011 12:52:27 PM |
first-euro-rapture | $25.00 | 10/29/2011 1:03:53 PM |
108lender | $150.00 | 10/29/2011 1:40:46 PM |
InChicago | $150.00 | 10/29/2011 3:07:18 PM |
petsheep | $25.00 | 10/29/2011 3:57:07 PM |
promise2 | $39.65 | 10/29/2011 1:38:56 PM |
poisson17 | $35.00 | 10/29/2011 3:05:49 PM |
Banker2OO7 | $35.04 | 10/29/2011 2:01:10 PM |
trumpeter5 | $25.00 | 10/29/2011 2:13:59 PM |
fervent-repayment | $50.00 | 10/29/2011 5:38:03 PM |
grotheik | $30.00 | 10/29/2011 7:05:54 PM |
rautility | $50.00 | 10/29/2011 6:48:58 PM |
brondero | $47.00 | 10/29/2011 9:52:35 PM |
cerebral-dollar773 | $50.00 | 10/30/2011 6:57:15 AM |
thankful-nickel2 | $50.00 | 10/30/2011 5:21:51 AM |
ddoneday | $25.00 | 10/30/2011 5:36:25 AM |
calmfunds | $435.00 | 10/30/2011 8:08:07 AM |
high_flyer | $200.00 | 10/30/2011 7:18:26 AM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:24 PM |
AndChicksforFree | $25.00 | 10/28/2011 5:35:16 PM |
real-return | $25.00 | 10/28/2011 5:46:45 PM |
sensible-fund | $25.00 | 10/28/2011 6:20:52 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:41 PM |
frooogal | $25.00 | 10/28/2011 8:43:56 PM |
NekHoldings | $25.00 | 10/28/2011 7:31:21 PM |
Feyenoord | $30.00 | 10/28/2011 7:50:05 PM |
vutah | $25.00 | 10/28/2011 8:17:19 PM |
Mikale360 | $25.00 | 10/28/2011 11:57:10 PM |
OldManP | $25.00 | 10/28/2011 9:21:58 PM |
favorite-commerce | $25.00 | 10/28/2011 9:57:07 PM |
amlu1988 | $25.00 | 10/28/2011 9:29:53 PM |
Moe87 | $28.68 | 10/29/2011 5:49:27 AM |
312-Lender | $25.00 | 10/29/2011 8:10:03 AM |
PXM-Financial | $50.00 | 10/29/2011 9:49:14 AM |
graceful-investment | $75.00 | 10/29/2011 10:01:13 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:07:04 AM |
Tscheddar | $25.00 | 10/29/2011 11:28:27 AM |
handy-justice | $100.00 | 10/29/2011 10:09:43 AM |
yield-lion2 | $25.00 | 10/29/2011 11:37:20 AM |
income-rotation9 | $25.00 | 10/29/2011 12:18:31 PM |
money-baron-roth-IRA | $50.00 | 10/29/2011 12:17:28 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:16 PM |
profit-powerplant | $25.00 | 10/29/2011 12:54:41 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:27 PM |
coin-investor | $25.00 | 10/29/2011 1:23:51 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:07 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:24 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:12 PM |
nex | $25.00 | 10/29/2011 4:13:01 PM |
Frover | $50.96 | 10/29/2011 4:09:37 PM |
well-mannered-income3 | $60.00 | 10/29/2011 5:32:27 PM |
friendinmoney | $25.00 | 10/29/2011 5:09:27 PM |
green-rapid-openness | $150.00 | 10/29/2011 4:56:22 PM |
scarlet-velvet | $25.08 | 10/29/2011 8:26:40 PM |
calimanusa | $30.00 | 10/30/2011 12:30:19 AM |
cgoca | $25.00 | 10/30/2011 6:56:27 AM |
1stBankAndHal | $25.05 | 10/30/2011 7:22:07 AM |
goodhearted-generosity511 | $2.77 | 10/30/2011 8:39:19 AM |
79 Investments
|
Borrower Payment Dependent Notes Series
533341
This series of Notes was issued and sold upon the funding of the borrower loan #55420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $460.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 24% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $574 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fantastic-coin6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2010)
|
Principal balance:
| $11,747.88 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Business working capital
This loan will be used as working capital in my restaurant that I am purchasing.
My financial situation:
I am a good candidate for this loan because I have good credit, I pay my bills and I am going to maintain my current salaried job while my restaurant gets up an running.
Monthly net income: $5280
Monthly expenses: $4000
Housing: $1508
Insurance: $100
Car expenses: $ 809
Utilities: $250
Phone, cable, internet: $350
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/27/2011 9:03:09 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:03 AM |
jmeasn | $50.00 | 10/27/2011 12:54:22 PM |
fairness-kayak | $25.00 | 10/27/2011 1:33:53 PM |
30Sky | $35.00 | 10/27/2011 1:45:54 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:24 PM |
ndrak | $25.00 | 10/27/2011 2:18:45 PM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:43 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:37 PM |
FinDoc | $25.00 | 10/27/2011 4:52:55 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:27 PM |
kenji4861 | $25.00 | 10/27/2011 7:00:42 PM |
rate-mogul | $50.00 | 10/27/2011 7:34:02 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:40 PM |
villagers | $50.00 | 10/27/2011 10:40:34 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:57 AM |
organized-payment6 | $50.00 | 10/28/2011 5:39:38 AM |
sankyu | $50.00 | 10/28/2011 7:10:06 AM |
haplender | $50.00 | 10/28/2011 8:12:28 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:38 AM |
Investor_DP | $100.00 | 10/28/2011 9:32:06 AM |
ChrisProsper | $50.00 | 10/28/2011 9:45:06 AM |
fuzed | $50.00 | 10/28/2011 9:47:45 AM |
direct-compassion | $26.00 | 10/28/2011 10:01:24 AM |
orange-brainy-return | $25.00 | 10/28/2011 10:37:08 AM |
Jim33 | $25.00 | 10/28/2011 10:56:24 AM |
adlending | $100.00 | 10/28/2011 10:41:51 AM |
Queueball1 | $25.00 | 10/28/2011 10:56:30 AM |
pdub | $75.00 | 10/28/2011 11:03:37 AM |
cagcrash | $150.00 | 10/28/2011 11:22:32 AM |
credit-meteor7 | $115.00 | 10/28/2011 11:39:30 AM |
bellaquito | $2,000.00 | 10/28/2011 11:39:20 AM |
navy_cash | $25.00 | 10/28/2011 11:58:24 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:39 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:48 PM |
wwwUniversal | $25.00 | 10/28/2011 12:09:15 PM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:40 AM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:53 AM |
pound-mushroom3 | $25.00 | 10/27/2011 9:26:24 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:46 AM |
money-bauble | $100.00 | 10/27/2011 11:33:37 AM |
smear87 | $25.00 | 10/27/2011 12:17:56 PM |
silvercertificate | $25.00 | 10/27/2011 1:37:53 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:41:21 PM |
gulch | $25.00 | 10/27/2011 1:42:35 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:06 PM |
Taz-Man-IIWIS | $25.00 | 10/27/2011 5:07:06 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:51 PM |
coin-investor | $25.00 | 10/27/2011 9:00:59 PM |
egw | $50.00 | 10/27/2011 10:31:26 PM |
KLCRAY | $25.00 | 10/28/2011 4:55:04 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:57 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:52 AM |
officer8 | $25.00 | 10/28/2011 7:10:25 AM |
managedfund | $2,600.00 | 10/28/2011 7:31:51 AM |
mattpet | $25.00 | 10/28/2011 7:36:37 AM |
yield-aurora4 | $25.00 | 10/28/2011 8:55:37 AM |
yield-trader | $25.00 | 10/28/2011 9:14:37 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:47 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:41 AM |
valiant-money | $40.00 | 10/28/2011 9:44:21 AM |
bold-basis-supernova | $50.00 | 10/28/2011 9:42:54 AM |
real-return | $25.00 | 10/28/2011 10:30:13 AM |
larrybird | $2,000.00 | 10/28/2011 10:46:00 AM |
spark548 | $100.00 | 10/28/2011 10:49:20 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:17 AM |
emjo1219 | $25.00 | 10/28/2011 11:15:10 AM |
Maccs55 | $25.00 | 10/28/2011 11:20:03 AM |
sail120 | $50.00 | 10/28/2011 11:21:12 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:58 AM |
BookPublisher | $27.00 | 10/28/2011 12:05:57 PM |
BrandonW | $25.00 | 10/28/2011 12:16:55 PM |
the-fairness-tsunami290 | $37.00 | 10/28/2011 12:22:36 PM |
elegant-loot | $50.00 | 10/28/2011 12:19:27 PM |
novice-speculator | $25.00 | 10/28/2011 12:23:53 PM |
new-gold-wrangler | $320.00 | 10/28/2011 12:32:17 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
533381
This series of Notes was issued and sold upon the funding of the borrower loan #55287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $606.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 11y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $145,374 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsibility-exchanger |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2010)
760-779
(Dec-2009)
|
Principal balance:
| $6,366.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
WAN Circuit Build out
Purpose of loan:
Install private fiber optic network for hosted services
My financial situation:
This is an exisitng business with significant revenue (1.2M) with a new opportunity with an existing client.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $100.00 | 10/17/2011 5:08:50 PM |
JustMee | $25.00 | 10/17/2011 5:19:46 PM |
sjlender | $100.00 | 10/17/2011 5:21:32 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:10 PM |
scholarly-benefit5 | $50.00 | 10/18/2011 6:08:29 AM |
fcrick | $25.00 | 10/18/2011 8:51:36 AM |
enticing-capital6 | $50.00 | 10/18/2011 9:31:12 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:09 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:56:40 AM |
awwaww | $25.00 | 10/18/2011 7:39:40 PM |
chris-heretoinvest | $25.00 | 10/19/2011 5:11:46 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:27 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:29 PM |
colorfulgardener | $25.00 | 10/19/2011 7:29:58 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:20 PM |
Preteur | $25.00 | 10/20/2011 4:20:08 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:41 AM |
fireferd | $50.00 | 10/20/2011 11:43:26 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:05 PM |
3_boyz | $84.82 | 10/20/2011 5:09:53 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:04 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:29 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:41 PM |
TechieLender | $50.00 | 10/22/2011 6:32:40 AM |
Supernick | $100.00 | 10/23/2011 4:03:58 AM |
life-is-great | $25.00 | 10/23/2011 1:06:03 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:18 PM |
indomitable-coin | $25.00 | 10/23/2011 12:44:37 PM |
truth-silo | $100.00 | 10/24/2011 8:22:25 AM |
108lender | $184.00 | 10/24/2011 10:38:15 AM |
Ocean713 | $75.00 | 10/24/2011 11:42:45 AM |
leeball | $100.00 | 10/25/2011 10:23:17 AM |
delivery | $25.00 | 10/25/2011 11:33:26 AM |
HappyToLoan | $25.00 | 10/25/2011 2:36:39 PM |
shrewd-deal | $25.00 | 10/25/2011 4:11:41 PM |
velocity-solo | $25.00 | 10/25/2011 5:23:09 PM |
paladin510 | $50.00 | 10/25/2011 6:59:10 PM |
turbostar666 | $25.00 | 10/26/2011 9:05:48 AM |
dough-temple | $25.00 | 10/26/2011 2:00:24 PM |
Tscheddar | $25.00 | 10/26/2011 3:23:39 PM |
wampum-chorus3 | $25.00 | 10/26/2011 8:04:20 PM |
GCInvestments | $30.00 | 10/26/2011 8:31:15 PM |
nosualcneas | $25.00 | 10/27/2011 5:48:31 AM |
jga516 | $25.00 | 10/27/2011 5:52:22 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:37 AM |
nimcha | $50.00 | 10/27/2011 7:11:21 AM |
trade-arch | $100.00 | 10/27/2011 8:44:35 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:48 AM |
tbrnet | $50.00 | 10/27/2011 11:47:17 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:38 PM |
larrybird | $2,000.00 | 10/27/2011 12:50:53 PM |
power-defender7 | $25.00 | 10/27/2011 1:18:39 PM |
taylor883 | $50.00 | 10/27/2011 1:32:33 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:56 PM |
lendme2 | $50.00 | 10/27/2011 2:10:46 PM |
fragonardlives | $35.00 | 10/27/2011 2:13:07 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:25 PM |
ndrak | $25.00 | 10/27/2011 2:18:30 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:36:16 PM |
mathaiusa | $250.00 | 10/27/2011 3:34:10 PM |
bellaquito | $2,000.00 | 10/27/2011 4:26:59 PM |
rampe001 | $50.00 | 10/27/2011 4:38:32 PM |
journey517 | $25.00 | 10/27/2011 4:38:04 PM |
mar97 | $50.00 | 10/27/2011 4:58:13 PM |
floomer | $50.00 | 10/27/2011 5:19:40 PM |
yachtmaster45 | $25.00 | 10/27/2011 5:24:14 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:32 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:19 PM |
dcfinancial | $25.00 | 10/27/2011 5:35:41 PM |
Mr_Marcus | $25.00 | 10/27/2011 5:47:34 PM |
cimbaman | $40.00 | 10/27/2011 6:04:20 PM |
betterthanstock | $50.00 | 10/27/2011 6:28:24 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:06 PM |
wise-silver-wonder | $25.00 | 10/27/2011 6:50:15 PM |
Nascar1 | $50.00 | 10/27/2011 7:05:44 PM |
genius520 | $50.00 | 10/27/2011 7:09:43 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:38 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:47 PM |
wealth-cheetah7 | $27.00 | 10/27/2011 8:03:02 PM |
best-marketologist | $11.18 | 10/27/2011 9:05:41 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:47 PM |
OldManP | $25.00 | 10/17/2011 10:29:30 PM |
nri22 | $50.00 | 10/18/2011 3:56:20 AM |
tntmojave | $50.00 | 10/18/2011 4:15:52 AM |
organized-payment6 | $50.00 | 10/18/2011 5:10:26 AM |
worthy-bid8 | $50.00 | 10/18/2011 5:06:12 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:23 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:45 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:35 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:21 PM |
important-ore | $150.00 | 10/19/2011 8:16:04 PM |
Feyenoord | $30.00 | 10/19/2011 9:37:57 PM |
ansset | $25.00 | 10/20/2011 6:40:36 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:00 PM |
Thelonius10 | $40.00 | 10/20/2011 3:53:15 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:55 PM |
green-trade-dolphin2 | $25.00 | 10/21/2011 5:31:43 PM |
cingular | $25.00 | 10/22/2011 12:58:23 PM |
wise-honorable-rate | $25.00 | 10/23/2011 11:25:01 AM |
investment-comet | $25.00 | 10/24/2011 8:52:40 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:00 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:34 PM |
maldok1 | $25.00 | 10/25/2011 5:06:04 PM |
flexible1 | $25.00 | 10/25/2011 7:40:26 PM |
bb575 | $25.00 | 10/25/2011 7:42:28 PM |
MM1207 | $25.00 | 10/26/2011 7:44:03 AM |
blooming-market | $25.00 | 10/26/2011 12:39:14 PM |
commerce-web5 | $25.00 | 10/26/2011 11:21:16 AM |
BxRealtor | $25.00 | 10/26/2011 1:09:29 PM |
rmachi | $50.00 | 10/26/2011 2:19:37 PM |
riskadverse44 | $25.00 | 10/26/2011 3:57:30 PM |
yield-quest | $100.00 | 10/26/2011 7:31:20 PM |
ogmanny | $50.00 | 10/26/2011 10:27:14 PM |
bluefinch | $25.00 | 10/27/2011 6:17:45 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:39 AM |
mmzero | $25.00 | 10/27/2011 11:38:45 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:32:49 PM |
30Sky | $35.00 | 10/27/2011 1:32:09 PM |
Reinadog9 | $25.00 | 10/27/2011 1:34:44 PM |
diligent-leverage | $25.00 | 10/27/2011 2:04:23 PM |
anacent | $25.00 | 10/27/2011 2:07:54 PM |
gojackgo | $50.00 | 10/27/2011 2:30:44 PM |
get30inc | $50.00 | 10/27/2011 2:49:16 PM |
credible-durability | $25.00 | 10/27/2011 3:05:20 PM |
reaction5 | $50.00 | 10/27/2011 3:07:09 PM |
j2ee | $25.00 | 10/27/2011 3:25:05 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:34 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:20:49 PM |
journey517 | $25.00 | 10/27/2011 4:37:55 PM |
toblerone | $25.00 | 10/27/2011 4:41:17 PM |
improvman | $50.00 | 10/27/2011 4:58:19 PM |
smaxis | $25.00 | 10/27/2011 4:57:11 PM |
managedfund | $185.00 | 10/27/2011 4:59:09 PM |
astute-benjamins | $50.00 | 10/27/2011 5:31:38 PM |
newest-trade-spruce | $50.00 | 10/27/2011 6:04:41 PM |
sentimental-silver7 | $25.00 | 10/27/2011 6:08:30 PM |
nobuffett43 | $25.00 | 10/27/2011 6:22:30 PM |
Slend49 | $25.00 | 10/27/2011 6:23:20 PM |
ChrisProsper | $50.00 | 10/27/2011 7:05:14 PM |
Mantis75 | $25.00 | 10/27/2011 7:00:51 PM |
mykkai | $25.00 | 10/27/2011 7:16:54 PM |
fervent-currency5 | $48.00 | 10/27/2011 7:17:56 PM |
powderbumps | $50.00 | 10/27/2011 7:25:35 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:16 PM |
truckmen | $50.00 | 10/27/2011 7:57:20 PM |
bulabula | $25.00 | 10/27/2011 8:36:45 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:23 PM |
147 Investments
|
Borrower Payment Dependent Notes Series
533455
This series of Notes was issued and sold upon the funding of the borrower loan #55301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 11.76% |
Monthly payment:
| $440.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.53% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 15% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,522 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-velocity-surgeon |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Aircraft Doctor
Purpose of loan:
This loan will be used to...Consolidate four credit cards, plus some additional cash for some upcoming issues. I am looking for a single payment to make my life easier.
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loot-heart | $25.00 | 10/25/2011 5:15:12 PM |
personal-lender | $25.00 | 10/18/2011 9:08:44 AM |
nickel-ferret | $50.00 | 10/18/2011 9:08:06 AM |
sjlender | $100.00 | 10/18/2011 9:18:28 AM |
green-trade-dolphin | $25.00 | 10/18/2011 9:21:21 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:43 AM |
green-trade-dolphin2 | $25.00 | 10/18/2011 9:23:14 AM |
loyalty-circuitry | $100.00 | 10/18/2011 9:24:44 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:12 AM |
dollardave | $100.00 | 10/18/2011 11:33:47 AM |
dharma1 | $25.00 | 10/18/2011 12:31:37 PM |
GoldenGo4 | $100.00 | 10/18/2011 3:32:05 PM |
best-ingenious-funds | $25.00 | 10/18/2011 3:48:35 PM |
bigbucksfunding | $50.00 | 10/18/2011 3:35:49 PM |
fcrick | $25.00 | 10/18/2011 3:51:10 PM |
compoundinterest | $50.00 | 10/18/2011 5:06:29 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:48 PM |
blot44 | $100.00 | 10/18/2011 6:10:55 PM |
77dowplace | $30.00 | 10/18/2011 6:15:06 PM |
indomitable-coin | $25.00 | 10/18/2011 7:26:41 PM |
IIP77 | $25.00 | 10/18/2011 7:50:12 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:14 PM |
bonus-tent | $25.00 | 10/19/2011 3:56:08 AM |
jjb3 | $25.00 | 10/19/2011 4:01:25 AM |
riskadverse44 | $25.00 | 10/19/2011 5:21:30 AM |
hostbank | $100.00 | 10/19/2011 9:07:21 AM |
transparency-atmosphere6 | $100.00 | 10/19/2011 12:04:40 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:18:40 PM |
rajs | $1,000.00 | 10/19/2011 4:47:33 PM |
gracej | $25.00 | 10/19/2011 4:51:48 PM |
income-awakening6 | $25.00 | 10/19/2011 4:22:59 PM |
MadHun | $200.00 | 10/19/2011 5:07:56 PM |
hrubinst | $25.00 | 10/19/2011 7:20:01 PM |
britgsb | $25.00 | 10/19/2011 8:09:32 PM |
Aimvest | $25.00 | 10/19/2011 9:35:34 PM |
mrladybug101 | $25.00 | 10/20/2011 6:25:09 AM |
wtrboy | $25.00 | 10/20/2011 7:07:17 AM |
kyomoon | $50.00 | 10/20/2011 8:05:32 AM |
reaction5 | $25.00 | 10/20/2011 7:50:24 AM |
Weaverville | $50.00 | 10/20/2011 12:03:28 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:07 PM |
calbertrand | $25.00 | 10/20/2011 12:01:52 PM |
donloah | $27.00 | 10/20/2011 3:53:33 PM |
iolaire | $25.00 | 10/20/2011 3:23:02 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:20 PM |
power-defender7 | $50.00 | 10/20/2011 4:20:46 PM |
vollynet | $60.00 | 10/20/2011 4:46:37 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:49 PM |
VBAces | $100.00 | 10/20/2011 5:59:46 PM |
sb0453 | $25.00 | 10/20/2011 6:23:51 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:27 PM |
good_lender | $25.00 | 10/20/2011 8:45:25 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:37 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:42 PM |
bb575 | $50.00 | 10/21/2011 12:33:19 AM |
Oakland | $50.00 | 10/21/2011 7:01:51 AM |
unclejaef | $25.00 | 10/21/2011 9:49:24 AM |
dsemtp | $25.00 | 10/21/2011 3:45:34 PM |
jazz619 | $25.00 | 10/21/2011 6:06:20 PM |
WindyKid | $25.00 | 10/21/2011 6:55:08 PM |
sweet-loan7 | $25.00 | 10/21/2011 7:49:01 PM |
reward-tamale1 | $25.00 | 10/22/2011 5:39:54 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:23 AM |
useful-currency | $25.00 | 10/22/2011 5:50:46 AM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:35 AM |
tntmojave | $50.00 | 10/22/2011 7:23:20 AM |
bouvierchamp | $25.00 | 10/22/2011 8:06:56 AM |
HeavyDriver03 | $25.00 | 10/22/2011 9:11:32 AM |
wealthstar | $25.00 | 10/22/2011 9:29:42 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:31 AM |
SoCalRancher | $25.00 | 10/22/2011 1:17:30 PM |
investment-tempo | $25.00 | 10/22/2011 1:37:23 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:26 PM |
passbook | $25.00 | 10/22/2011 8:07:19 PM |
whistledicksmith | $25.00 | 10/23/2011 2:23:31 AM |
silver-armada | $50.00 | 10/23/2011 5:19:46 AM |
patramco1 | $110.00 | 10/23/2011 9:45:03 AM |
mattpet | $25.00 | 10/23/2011 2:31:36 PM |
giftgold | $25.00 | 10/23/2011 4:34:28 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:29 PM |
dft1153 | $50.00 | 10/23/2011 4:27:44 PM |
kbodendorf | $25.00 | 10/23/2011 7:31:10 PM |
drkosh | $25.00 | 10/23/2011 6:40:35 PM |
Panna | $50.00 | 10/23/2011 10:00:57 PM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:17:41 AM |
Supernick | $50.00 | 10/24/2011 6:44:08 AM |
truth-silo | $100.00 | 10/24/2011 8:22:26 AM |
SanJoser | $25.00 | 10/24/2011 10:43:09 AM |
newest-attractive-funds | $25.65 | 10/24/2011 11:39:32 AM |
Ocean713 | $75.00 | 10/24/2011 11:45:06 AM |
fund-tom-tom6 | $25.00 | 10/24/2011 12:09:01 PM |
trade-arch | $50.00 | 10/24/2011 2:17:25 PM |
Trimalchio12 | $25.00 | 10/24/2011 3:07:32 PM |
KeepOnRunning | $100.00 | 10/24/2011 3:11:08 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:45 PM |
Mark-O-Polo | $25.00 | 10/24/2011 3:30:45 PM |
BankofHank | $100.00 | 10/24/2011 5:10:01 PM |
gold-sushi | $25.00 | 10/24/2011 6:29:27 PM |
rudy510s | $53.14 | 10/24/2011 9:20:28 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:40 PM |
CARedBull | $50.00 | 10/24/2011 11:55:46 PM |
studious-peso | $25.00 | 10/25/2011 5:37:35 AM |
Josphine | $50.00 | 10/25/2011 6:21:24 AM |
Thelonius98 | $25.00 | 10/25/2011 9:35:19 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:06 AM |
slowpig | $50.00 | 10/25/2011 10:28:24 AM |
mkl42 | $50.00 | 10/25/2011 10:35:28 AM |
orange-courageous-dedication | $25.00 | 10/25/2011 10:36:33 AM |
market-maple | $25.00 | 10/25/2011 10:48:47 AM |
SteelyMike | $55.58 | 10/25/2011 10:49:51 AM |
bazaar-hyperdrive3 | $50.00 | 10/25/2011 11:49:28 AM |
ebusinessagent | $25.00 | 10/25/2011 1:20:12 PM |
palmetto933 | $50.00 | 10/25/2011 1:29:06 PM |
sonnet771 | $25.00 | 10/25/2011 1:41:48 PM |
building-america | $25.00 | 10/25/2011 4:41:12 PM |
tbati | $25.00 | 10/25/2011 4:37:50 PM |
bulldog03 | $100.00 | 10/25/2011 5:19:15 PM |
9skyrider | $25.00 | 10/25/2011 5:25:00 PM |
moneynmotion | $25.00 | 10/25/2011 5:32:20 PM |
pwkpwk | $25.00 | 10/25/2011 6:03:08 PM |
TheYellowDart | $25.00 | 10/25/2011 6:10:39 PM |
TGACJ | $40.00 | 10/25/2011 7:12:47 PM |
bonus-acrobat | $50.00 | 10/25/2011 7:42:34 PM |
red-diversification-paradise | $50.00 | 10/25/2011 8:05:05 PM |
happyjackbak | $50.00 | 10/25/2011 9:55:47 PM |
harmonious-moola7 | $25.00 | 10/26/2011 4:16:57 AM |
bobby4u3 | $25.00 | 10/26/2011 4:26:59 AM |
ZeoInvestments | $25.00 | 10/26/2011 5:00:38 AM |
MM1207 | $25.00 | 10/26/2011 7:44:04 AM |
debtfreenow-82 | $100.00 | 10/26/2011 7:38:49 AM |
NYBIZ | $25.00 | 10/26/2011 9:05:13 AM |
dedicated-diversification5 | $40.54 | 10/26/2011 9:07:17 AM |
encore06 | $25.00 | 10/26/2011 9:28:16 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:07 AM |
EvalCrux | $50.00 | 10/26/2011 12:40:49 PM |
zenchef | $25.00 | 10/26/2011 2:10:54 PM |
top-asset-chemistry | $25.00 | 10/26/2011 3:30:04 PM |
cutter21 | $25.00 | 10/26/2011 3:18:02 PM |
new-gold-wrangler | $1,662.04 | 10/26/2011 3:41:03 PM |
larrybird | $2,000.00 | 10/26/2011 3:36:28 PM |
cachecrew | $50.00 | 10/18/2011 10:32:22 AM |
worthy-bid8 | $50.00 | 10/18/2011 9:05:43 AM |
velocity-solo | $25.00 | 10/18/2011 9:19:30 AM |
valiant-liberty4 | $25.00 | 10/18/2011 9:19:45 AM |
benjamin67 | $167.00 | 10/18/2011 9:52:22 AM |
value-pouch | $25.00 | 10/18/2011 10:12:12 AM |
enterprising-cash0 | $25.00 | 10/18/2011 11:26:10 AM |
radforj22 | $25.00 | 10/18/2011 11:33:12 AM |
luckyldy | $50.00 | 10/18/2011 2:05:47 PM |
ore-leaper1 | $45.00 | 10/18/2011 1:29:02 PM |
natural-worth9 | $300.00 | 10/18/2011 2:28:52 PM |
revenue-serenity | $50.00 | 10/18/2011 2:54:22 PM |
totoro | $25.00 | 10/18/2011 2:07:10 PM |
wise-silver-wonder | $25.00 | 10/18/2011 2:59:16 PM |
YellowJacket | $25.00 | 10/18/2011 4:41:05 PM |
Short_Stack | $25.00 | 10/18/2011 6:33:44 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:40 PM |
Cheburashka | $25.00 | 10/18/2011 8:13:01 PM |
rascal867 | $32.75 | 10/18/2011 10:48:31 PM |
Kame | $25.00 | 10/19/2011 4:39:54 AM |
Ivan2007 | $25.00 | 10/19/2011 6:20:43 AM |
nosualcneas | $25.00 | 10/19/2011 6:28:53 AM |
ski bum | $100.00 | 10/19/2011 9:11:41 AM |
traghip6 | $25.00 | 10/19/2011 9:09:54 AM |
Reinadog9 | $50.00 | 10/19/2011 11:14:52 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:30 PM |
fervent-currency5 | $25.00 | 10/19/2011 1:30:34 PM |
mtquan | $25.00 | 10/19/2011 2:29:49 PM |
windfall46 | $25.00 | 10/19/2011 2:30:51 PM |
JazzFranchise | $25.00 | 10/19/2011 4:34:01 PM |
unrivaled-silver | $25.00 | 10/19/2011 4:30:57 PM |
impartial-treasure7 | $50.00 | 10/19/2011 5:20:30 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:33 PM |
money-floret | $25.00 | 10/19/2011 7:04:09 PM |
globalsocialcom | $25.00 | 10/19/2011 8:20:38 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:59 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:21 PM |
4est | $25.00 | 10/20/2011 4:32:05 AM |
stollcm | $25.00 | 10/20/2011 4:50:33 AM |
Preteur | $25.00 | 10/20/2011 4:20:09 AM |
first-favorite-bonus9 | $25.00 | 10/20/2011 6:12:57 AM |
janicewill | $25.00 | 10/20/2011 8:57:55 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:17 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:28 AM |
subtle-revenue0 | $25.00 | 10/20/2011 1:15:00 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:40 PM |
elbastador | $25.00 | 10/20/2011 2:31:14 PM |
happyskippy0208 | $25.00 | 10/20/2011 4:48:25 PM |
upright-velocity1 | $25.00 | 10/20/2011 6:08:15 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:11 PM |
rokman | $200.00 | 10/20/2011 5:55:02 PM |
artist207 | $25.00 | 10/20/2011 9:51:10 PM |
Brainworm | $25.00 | 10/21/2011 2:21:22 AM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:12 AM |
ms48105 | $35.00 | 10/21/2011 3:51:36 AM |
hardwareman | $50.00 | 10/21/2011 5:02:40 AM |
AmericanCredit | $50.00 | 10/21/2011 6:16:25 AM |
undaunted-kindness | $100.00 | 10/21/2011 6:44:03 AM |
taz007 | $25.00 | 10/21/2011 7:09:20 AM |
Czar450 | $25.00 | 10/21/2011 8:17:53 AM |
diablorulz | $75.00 | 10/21/2011 10:14:14 AM |
DadWarbucks | $25.00 | 10/21/2011 3:38:36 PM |
mcabery | $100.00 | 10/21/2011 4:36:54 PM |
paladin510 | $50.00 | 10/21/2011 5:07:37 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:27 PM |
BankOfBjoltus | $25.00 | 10/21/2011 7:32:39 PM |
emosspot | $25.00 | 10/21/2011 7:42:04 PM |
invincible-dough | $25.00 | 10/21/2011 7:48:53 PM |
Emgolda | $25.00 | 10/21/2011 7:59:02 PM |
Zipperdu | $25.00 | 10/22/2011 4:53:54 AM |
caring-hope2 | $50.00 | 10/22/2011 7:41:34 AM |
chibear34 | $25.00 | 10/22/2011 10:20:30 AM |
cingular | $25.00 | 10/22/2011 12:58:23 PM |
nuclearmoose | $25.00 | 10/22/2011 1:46:01 PM |
NoCal | $25.00 | 10/22/2011 8:18:02 PM |
FrayBentos | $38.00 | 10/23/2011 4:54:27 AM |
Ragnar | $25.00 | 10/22/2011 10:13:26 PM |
AGSLending | $25.00 | 10/23/2011 8:10:22 AM |
abundant-power | $50.00 | 10/23/2011 6:54:56 AM |
bchbum | $25.00 | 10/23/2011 10:21:32 AM |
6moonbeams | $25.00 | 10/23/2011 12:41:04 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:19 PM |
Warwick | $25.00 | 10/23/2011 3:24:26 PM |
neighborly-hope6 | $100.00 | 10/23/2011 4:02:57 PM |
Munnie | $25.00 | 10/23/2011 5:34:15 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:52 PM |
cash-merry-maker | $25.00 | 10/23/2011 6:27:52 PM |
Arg3998 | $50.00 | 10/23/2011 5:45:39 PM |
Headhunter14 | $25.00 | 10/23/2011 8:34:01 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:58 PM |
Castellan | $25.00 | 10/24/2011 11:31:37 AM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:21 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:54 PM |
gold-disk | $25.00 | 10/24/2011 1:01:33 PM |
Lender50 | $25.00 | 10/24/2011 2:27:01 PM |
astute-benjamins | $100.00 | 10/24/2011 3:25:27 PM |
american6 | $50.00 | 10/24/2011 3:36:40 PM |
SASBANK | $25.00 | 10/24/2011 6:06:38 PM |
g314 | $27.00 | 10/24/2011 8:09:39 PM |
buukyak | $25.00 | 10/24/2011 6:37:24 PM |
kenster213 | $100.00 | 10/24/2011 7:30:17 PM |
investment-comet | $25.00 | 10/24/2011 8:45:12 PM |
littlemonkey | $25.00 | 10/24/2011 10:24:50 PM |
sushi537 | $25.00 | 10/25/2011 1:57:09 AM |
atlacatl | $25.00 | 10/25/2011 8:28:07 AM |
xphile | $27.94 | 10/25/2011 8:58:37 AM |
Anny-Disco | $25.00 | 10/25/2011 9:57:32 AM |
OldFriend | $25.00 | 10/25/2011 10:25:47 AM |
BigSurf | $25.00 | 10/25/2011 10:12:50 AM |
blue-nourishing-principal | $50.00 | 10/25/2011 10:24:43 AM |
agreement-network | $25.00 | 10/25/2011 10:36:28 AM |
income-excellence1 | $25.00 | 10/25/2011 10:36:45 AM |
chipperjohnson | $25.00 | 10/25/2011 10:56:08 AM |
haidoken | $50.00 | 10/25/2011 11:23:43 AM |
diversification-surge | $25.00 | 10/25/2011 11:24:03 AM |
greenventures | $25.00 | 10/25/2011 12:39:12 PM |
Octavian315 | $35.00 | 10/25/2011 1:02:55 PM |
degster | $25.00 | 10/25/2011 1:15:59 PM |
xstreamin | $100.00 | 10/25/2011 2:44:01 PM |
Railbird | $25.00 | 10/25/2011 2:51:22 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:41 PM |
murren | $25.00 | 10/25/2011 3:11:44 PM |
point-oyster5 | $25.00 | 10/25/2011 3:41:27 PM |
best-ingenious-funds | $25.00 | 10/25/2011 3:48:38 PM |
webwesen | $25.00 | 10/25/2011 4:37:07 PM |
sammyhammy | $25.00 | 10/25/2011 4:37:09 PM |
WBB21 | $50.00 | 10/25/2011 4:52:03 PM |
khamen | $25.00 | 10/25/2011 4:46:03 PM |
dpjd | $50.00 | 10/25/2011 5:04:19 PM |
maldok1 | $25.00 | 10/25/2011 5:06:05 PM |
pumped130 | $25.00 | 10/25/2011 5:07:53 PM |
riskreward | $250.00 | 10/25/2011 5:20:47 PM |
prescription0 | $50.00 | 10/25/2011 5:25:59 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:21 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:27 PM |
vivixmedia | $25.00 | 10/25/2011 5:53:53 PM |
virtualbank | $25.00 | 10/25/2011 7:06:25 PM |
natural-peace241 | $50.00 | 10/25/2011 9:22:56 PM |
top-magnificent-agreement | $52.55 | 10/25/2011 10:16:32 PM |
inspired-investment8 | $100.00 | 10/25/2011 10:45:27 PM |
causr08 | $25.00 | 10/25/2011 11:21:37 PM |
market-pudding | $25.00 | 10/26/2011 2:14:26 AM |
GotRox | $50.00 | 10/26/2011 3:45:09 AM |
gzeo | $25.00 | 10/26/2011 5:01:49 AM |
buffalobills | $25.00 | 10/26/2011 7:32:33 AM |
houli123 | $205.80 | 10/26/2011 9:01:05 AM |
goal-benefit2 | $30.00 | 10/26/2011 9:58:06 AM |
octoberfresh | $25.00 | 10/26/2011 10:05:30 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:20 AM |
fairness-hammock | $50.00 | 10/26/2011 11:21:33 AM |
blooming-market | $50.00 | 10/26/2011 12:36:01 PM |
chestnut4 | $25.00 | 10/26/2011 12:35:42 PM |
x27 | $25.00 | 10/26/2011 12:56:02 PM |
IcedMochaFund | $25.00 | 10/26/2011 3:25:00 PM |
commerce-broker3 | $400.00 | 10/26/2011 2:31:13 PM |
new-loot-travels | $25.00 | 10/26/2011 2:47:08 PM |
296 Investments
|
Borrower Payment Dependent Notes Series
533553
This series of Notes was issued and sold upon the funding of the borrower loan #55705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $789.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1980 |
Debt/Income ratio:
| 7% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $187,728 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| durability-photon |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used for working capital and tenant improvements for a reflexology spa in the San Diego area that my wife and I recently purchased. The business has good potential and is centrally located in a very high-income suburban area. Reflexology is the use of pressure points on the feet for relaxation and to alleviate foot problems. My wife has over 20 years of experience in the bodywork industry.
My financial situation:
I am a good candidate for this loan because I have a high salary as Assistant Dean of a graduate school and in addition, I receive, and will continue to receive for life, insurance benefits in excess of $100,000 per year. I have a high credit score and a moderate debt load, and have almost $200,000 in liquid assets.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.00 | 10/18/2011 5:01:09 PM |
loyalty-edifice997 | $50.00 | 10/18/2011 5:04:48 PM |
sjlender | $100.00 | 10/18/2011 5:19:29 PM |
maverick32 | $100.00 | 10/18/2011 5:35:23 PM |
indomitable-coin | $25.00 | 10/18/2011 7:26:42 PM |
Cheburashka | $25.00 | 10/18/2011 8:13:02 PM |
nosualcneas | $25.00 | 10/19/2011 6:28:53 AM |
traghip6 | $25.00 | 10/19/2011 9:09:55 AM |
valiant-liberty4 | $25.00 | 10/19/2011 9:21:55 AM |
fcrick | $25.00 | 10/19/2011 9:25:31 AM |
transparency-atmosphere6 | $100.00 | 10/19/2011 12:04:40 PM |
nickel-ferret | $50.00 | 10/19/2011 5:08:23 PM |
IIP77 | $25.00 | 10/19/2011 5:24:43 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:23 PM |
Preteur | $25.00 | 10/20/2011 4:20:09 AM |
kyomoon | $50.00 | 10/20/2011 8:05:33 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:18 AM |
totoro | $25.00 | 10/20/2011 1:45:13 PM |
iolaire | $25.00 | 10/20/2011 3:23:03 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:21 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:12 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:28 PM |
bb575 | $50.00 | 10/21/2011 12:33:21 AM |
undaunted-kindness | $85.00 | 10/21/2011 6:44:04 AM |
unclejaef | $25.00 | 10/21/2011 9:49:24 AM |
diablorulz | $75.00 | 10/21/2011 10:14:15 AM |
dharma1 | $25.00 | 10/21/2011 10:20:31 AM |
paladin510 | $50.00 | 10/21/2011 5:07:38 PM |
BankOfBjoltus | $25.00 | 10/21/2011 7:33:34 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:24 AM |
FL-Lender | $25.00 | 10/22/2011 5:45:34 PM |
Warwick | $25.00 | 10/23/2011 3:24:27 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:30 PM |
giftgold | $25.00 | 10/23/2011 4:34:29 PM |
Munnie | $25.00 | 10/23/2011 5:34:15 PM |
fervent-currency5 | $25.00 | 10/23/2011 7:29:33 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:59 PM |
subtle-revenue0 | $25.00 | 10/24/2011 4:53:47 AM |
truth-silo | $100.00 | 10/24/2011 8:22:28 AM |
Weaverville | $100.00 | 10/24/2011 10:21:49 AM |
Castellan | $25.00 | 10/24/2011 11:31:38 AM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:22 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:46:59 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:46 PM |
american6 | $50.00 | 10/24/2011 3:36:41 PM |
red-dime-solo | $25.00 | 10/24/2011 5:20:09 PM |
Aimvest | $25.00 | 10/24/2011 7:10:48 PM |
investment-comet | $25.00 | 10/24/2011 8:54:02 PM |
atlacatl | $25.00 | 10/25/2011 8:28:09 AM |
slowpig | $50.00 | 10/25/2011 10:28:25 AM |
diversification-surge | $25.00 | 10/25/2011 11:24:04 AM |
best-ingenious-funds | $50.00 | 10/25/2011 1:21:40 PM |
gold-disk | $25.00 | 10/25/2011 12:46:14 PM |
degster | $25.00 | 10/25/2011 1:16:00 PM |
xstreamin | $100.00 | 10/25/2011 2:44:02 PM |
murren | $25.00 | 10/25/2011 3:11:45 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:06 PM |
WBB21 | $50.00 | 10/25/2011 4:52:04 PM |
dpjd | $50.00 | 10/25/2011 5:04:20 PM |
mar97 | $25.00 | 10/25/2011 5:07:22 PM |
prescription0 | $50.00 | 10/25/2011 5:26:00 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:28 PM |
donloah | $25.00 | 10/25/2011 6:21:52 PM |
passbook | $25.00 | 10/25/2011 7:29:17 PM |
happyjackbak | $50.00 | 10/25/2011 9:55:48 PM |
ZeoInvestments | $25.00 | 10/26/2011 5:00:38 AM |
Mark-O-Polo | $25.00 | 10/26/2011 4:21:42 AM |
reaction5 | $25.00 | 10/26/2011 5:49:27 AM |
turbostar666 | $25.00 | 10/26/2011 9:05:50 AM |
encore06 | $75.00 | 10/26/2011 9:28:17 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:08 AM |
blooming-market | $50.00 | 10/26/2011 12:36:01 PM |
rmachi | $50.00 | 10/26/2011 2:19:39 PM |
Emgolda | $25.00 | 10/26/2011 4:19:49 PM |
natural-trade7 | $29.99 | 10/26/2011 4:08:29 PM |
preciouschild | $50.00 | 10/26/2011 6:32:04 PM |
RusRobo | $25.00 | 10/26/2011 6:46:56 PM |
tj1683 | $25.00 | 10/26/2011 5:56:49 PM |
harmonious-moola7 | $25.00 | 10/26/2011 7:03:32 PM |
Nathan8823 | $25.00 | 10/26/2011 7:52:08 PM |
THREE-POINTS-LENDING | $25.00 | 10/26/2011 9:07:11 PM |
lending401 | $25.00 | 10/26/2011 9:59:20 PM |
ml13 | $65.00 | 10/27/2011 12:20:52 AM |
sajitk | $25.00 | 10/27/2011 4:42:48 AM |
jga516 | $25.00 | 10/27/2011 5:52:24 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:38 AM |
knitwit | $25.00 | 10/27/2011 6:47:50 AM |
frobin | $48.00 | 10/27/2011 8:09:26 AM |
SourDoughSteve | $25.00 | 10/27/2011 8:30:17 AM |
ctgscott | $25.00 | 10/27/2011 10:03:26 AM |
mlb123 | $50.00 | 10/27/2011 10:51:27 AM |
leader91 | $25.00 | 10/27/2011 12:09:33 PM |
dfealk | $25.00 | 10/27/2011 12:49:56 PM |
apexprod | $25.00 | 10/27/2011 1:25:21 PM |
mike_banker | $50.00 | 10/27/2011 1:24:48 PM |
codingbuddy | $25.00 | 10/27/2011 1:27:07 PM |
kbguru | $25.00 | 10/27/2011 1:30:42 PM |
building-america | $25.00 | 10/27/2011 1:32:17 PM |
chicco | $500.00 | 10/27/2011 1:38:11 PM |
understanding-payout2 | $25.00 | 10/27/2011 1:37:10 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:22 PM |
excellent-leverage6 | $25.00 | 10/27/2011 1:49:24 PM |
eis930 | $100.00 | 10/27/2011 1:52:18 PM |
payment-arrow | $25.00 | 10/27/2011 1:57:02 PM |
anacent | $25.00 | 10/27/2011 2:07:55 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:24 PM |
morukdos | $25.00 | 10/27/2011 2:16:40 PM |
Officiency | $40.00 | 10/27/2011 2:23:44 PM |
michaelwong | $50.00 | 10/27/2011 2:29:03 PM |
get30inc | $50.00 | 10/27/2011 2:49:17 PM |
artist207 | $25.00 | 10/27/2011 3:17:44 PM |
fishing533 | $50.00 | 10/27/2011 3:22:37 PM |
paulccsi | $25.00 | 10/27/2011 3:08:39 PM |
SeaLoans | $25.00 | 10/27/2011 3:41:03 PM |
bndlending2u | $25.00 | 10/27/2011 3:47:41 PM |
best-deal-banker | $50.00 | 10/27/2011 3:31:37 PM |
rampe001 | $50.00 | 10/27/2011 4:38:34 PM |
productive-principal7 | $30.00 | 10/27/2011 4:42:46 PM |
mebobeh | $25.00 | 10/27/2011 4:25:55 PM |
adevadeh | $25.00 | 10/27/2011 4:41:13 PM |
toblerone | $25.00 | 10/27/2011 4:41:18 PM |
MARWARISETH | $200.00 | 10/27/2011 5:05:16 PM |
banker727 | $25.00 | 10/27/2011 5:05:45 PM |
windfall46 | $25.00 | 10/27/2011 5:36:58 PM |
g314 | $35.00 | 10/27/2011 5:39:42 PM |
FCI | $25.00 | 10/27/2011 5:35:38 PM |
Mr_Marcus | $25.00 | 10/27/2011 5:47:35 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:34 PM |
cji | $25.00 | 10/27/2011 5:51:51 PM |
bobby4u3 | $25.00 | 10/27/2011 5:56:56 PM |
sentimental-silver7 | $25.00 | 10/27/2011 6:08:31 PM |
newest-trade-spruce | $50.00 | 10/27/2011 6:06:46 PM |
Mantis75 | $25.00 | 10/27/2011 7:00:51 PM |
yarg | $25.00 | 10/27/2011 7:17:59 PM |
riverwatch | $25.00 | 10/27/2011 7:48:16 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:11:15 PM |
mikenins | $25.00 | 10/27/2011 8:27:46 PM |
bulabula | $25.00 | 10/27/2011 8:36:46 PM |
lost-money-so-far-on-these | $25.00 | 10/27/2011 8:38:01 PM |
willwc6 | $100.00 | 10/27/2011 8:58:49 PM |
naniamo | $25.00 | 10/27/2011 9:22:14 PM |
Turkish101 | $25.00 | 10/27/2011 11:01:54 PM |
benjay25 | $25.00 | 10/27/2011 11:45:24 PM |
dberry46 | $25.00 | 10/27/2011 11:59:43 PM |
rachelrachelrachel | $25.00 | 10/28/2011 3:59:05 AM |
unforgettable-order9 | $81.00 | 10/28/2011 6:17:26 AM |
Rdodson11 | $25.00 | 10/28/2011 6:24:34 AM |
vinayganti | $45.00 | 10/28/2011 6:35:30 AM |
TEAM-Jasper | $25.00 | 10/28/2011 6:28:40 AM |
note-clarinet | $50.00 | 10/28/2011 7:11:43 AM |
awwaww | $25.00 | 10/28/2011 7:44:23 AM |
shaker348 | $25.00 | 10/28/2011 7:51:34 AM |
BxRealtor | $25.00 | 10/28/2011 7:31:53 AM |
pleasant-basis | $25.00 | 10/28/2011 8:07:57 AM |
matt84003 | $25.00 | 10/28/2011 7:57:44 AM |
kochan123 | $25.00 | 10/28/2011 8:37:20 AM |
Benkneebob | $33.48 | 10/28/2011 10:47:51 AM |
Benkneebob | $33.47 | 10/28/2011 10:53:21 AM |
peace-cadence | $25.00 | 10/28/2011 11:04:37 AM |
vb3jmg | $29.00 | 10/28/2011 10:47:32 AM |
sail120 | $50.00 | 10/28/2011 11:21:08 AM |
emjo1219 | $25.00 | 10/28/2011 11:18:30 AM |
Maccs55 | $25.00 | 10/28/2011 11:20:00 AM |
nonukem | $62.00 | 10/28/2011 12:45:00 PM |
networks4ever | $25.00 | 10/28/2011 12:59:46 PM |
exuberant-dime | $25.00 | 10/28/2011 12:50:50 PM |
twister455 | $25.00 | 10/28/2011 1:11:17 PM |
intlargonaut | $42.57 | 10/28/2011 12:55:31 PM |
rocketspocket | $25.00 | 10/28/2011 2:15:36 PM |
funds-bopbop-a-loobop8 | $300.00 | 10/28/2011 4:33:02 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 5:22:35 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:23 PM |
bellaquito | $2,000.00 | 10/28/2011 5:05:38 PM |
icon7 | $40.00 | 10/28/2011 7:54:44 PM |
MonkeyHero | $44.33 | 10/28/2011 8:32:42 PM |
Anacomical | $30.00 | 10/28/2011 7:09:35 PM |
income-excellence1 | $25.00 | 10/28/2011 7:26:30 PM |
joyking | $100.00 | 10/28/2011 7:45:56 PM |
sunny-dough9 | $200.00 | 10/29/2011 3:21:48 AM |
Solid-Platinum | $30.00 | 10/28/2011 11:21:00 PM |
the-financier814 | $25.00 | 10/29/2011 4:18:14 AM |
dc4vlad | $28.00 | 10/29/2011 4:25:05 AM |
KDW08 | $25.00 | 10/29/2011 5:54:30 AM |
jaker | $25.00 | 10/29/2011 7:42:05 AM |
wahoos20 | $50.00 | 10/29/2011 6:53:49 AM |
cash-boots7 | $50.00 | 10/29/2011 7:18:50 AM |
Richmp412 | $25.00 | 10/29/2011 7:29:59 AM |
diverse-return8 | $175.00 | 10/29/2011 8:12:33 AM |
loot-heart | $25.00 | 10/28/2011 6:16:04 AM |
worthy-bid8 | $50.00 | 10/18/2011 5:06:13 PM |
velocity-solo | $25.00 | 10/18/2011 5:20:57 PM |
blot44 | $25.00 | 10/18/2011 6:12:10 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:03 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:42 PM |
riskadverse44 | $25.00 | 10/19/2011 5:21:32 AM |
radforj22 | $25.00 | 10/19/2011 6:26:26 AM |
tbrnet | $50.00 | 10/19/2011 8:42:00 AM |
scholarly-benefit5 | $50.00 | 10/19/2011 9:19:37 AM |
Reinadog9 | $50.00 | 10/19/2011 11:14:53 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:35 PM |
mtquan | $25.00 | 10/19/2011 2:29:50 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:05 PM |
gracej | $25.00 | 10/19/2011 4:51:49 PM |
personal-lender | $25.00 | 10/19/2011 5:08:56 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:34 PM |
hrubinst | $25.00 | 10/19/2011 7:20:02 PM |
worthy-value1 | $50.00 | 10/19/2011 8:20:22 PM |
baseballfan111 | $25.00 | 10/19/2011 11:40:24 PM |
first-favorite-bonus9 | $25.00 | 10/20/2011 6:12:58 AM |
wtrboy | $25.00 | 10/20/2011 7:07:18 AM |
wise-silver-wonder | $25.00 | 10/20/2011 8:50:35 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:13 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:51 PM |
AmericanCredit | $50.00 | 10/21/2011 6:16:26 AM |
wampum-chorus3 | $25.00 | 10/21/2011 2:59:17 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:28 PM |
unrivaled-silver | $25.00 | 10/21/2011 11:35:16 PM |
Dollars4Rent | $25.00 | 10/22/2011 7:15:29 AM |
reward-tamale1 | $25.00 | 10/22/2011 5:39:55 AM |
useful-currency | $25.00 | 10/22/2011 5:50:47 AM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:36 AM |
pbandjb | $25.00 | 10/22/2011 10:24:03 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:33 AM |
compoundinterest | $50.00 | 10/22/2011 12:06:12 PM |
transparency-river1 | $1,000.00 | 10/22/2011 12:24:30 PM |
ski bum | $100.00 | 10/22/2011 12:11:38 PM |
cingular | $25.00 | 10/22/2011 12:58:24 PM |
Kame | $25.00 | 10/22/2011 6:13:19 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:26 PM |
priceless-money6 | $350.00 | 10/23/2011 3:42:09 AM |
abundant-power | $50.00 | 10/23/2011 6:54:57 AM |
wise-honorable-rate | $25.00 | 10/23/2011 11:25:02 AM |
Syzygy | $25.00 | 10/23/2011 11:40:09 AM |
6moonbeams | $25.00 | 10/23/2011 12:41:05 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:24 PM |
cash-merry-maker | $25.00 | 10/23/2011 6:27:53 PM |
drkosh | $25.00 | 10/23/2011 6:40:36 PM |
Ivan2007 | $25.00 | 10/23/2011 7:42:23 PM |
dcfinancial | $25.00 | 10/24/2011 4:43:13 AM |
Supernick | $50.00 | 10/24/2011 6:44:09 AM |
MadHun | $200.00 | 10/24/2011 9:07:59 AM |
corphippie | $25.00 | 10/24/2011 10:39:57 AM |
bds9646 | $25.00 | 10/24/2011 1:43:50 PM |
trade-arch | $50.00 | 10/24/2011 2:17:26 PM |
djs81 | $25.00 | 10/24/2011 3:32:17 PM |
gold-sushi | $25.00 | 10/24/2011 6:29:28 PM |
Panna | $25.00 | 10/24/2011 8:49:39 PM |
studious-peso | $25.00 | 10/25/2011 5:39:28 AM |
cpbreton | $25.00 | 10/25/2011 10:19:57 AM |
orange-courageous-dedication | $25.00 | 10/25/2011 10:36:34 AM |
aasx1108 | $25.00 | 10/25/2011 11:09:20 AM |
market-maple | $25.00 | 10/25/2011 10:48:47 AM |
sonnet771 | $25.00 | 10/25/2011 1:41:49 PM |
Octavian315 | $35.00 | 10/25/2011 1:02:56 PM |
ebusinessagent | $25.00 | 10/25/2011 1:20:12 PM |
hardwareman | $25.00 | 10/25/2011 4:05:10 PM |
sammyhammy | $25.00 | 10/25/2011 4:37:10 PM |
maldok1 | $25.00 | 10/25/2011 5:06:11 PM |
hostbank | $100.00 | 10/25/2011 5:07:57 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:22 PM |
kinetic-openness0 | $100.00 | 10/25/2011 6:18:15 PM |
TGACJ | $40.00 | 10/25/2011 7:12:48 PM |
bonus-acrobat | $50.00 | 10/25/2011 7:42:34 PM |
aldenrains | $35.00 | 10/25/2011 8:07:01 PM |
inspired-investment8 | $100.00 | 10/25/2011 10:45:27 PM |
causr08 | $25.00 | 10/25/2011 11:21:38 PM |
whistledicksmith | $25.00 | 10/25/2011 11:08:38 PM |
MM1207 | $25.00 | 10/26/2011 7:44:07 AM |
EvalCrux | $50.00 | 10/26/2011 12:40:50 PM |
stollcm | $25.00 | 10/26/2011 4:01:20 PM |
fair-funds | $25.00 | 10/26/2011 4:27:31 PM |
revmax | $25.00 | 10/26/2011 4:25:46 PM |
investment-tempo | $25.00 | 10/26/2011 5:20:56 PM |
Dr_M | $25.00 | 10/26/2011 5:37:33 PM |
talang | $25.00 | 10/26/2011 6:00:56 PM |
Curly-Girly | $25.00 | 10/26/2011 7:33:43 PM |
sprinter | $25.00 | 10/26/2011 6:59:24 PM |
red-tenacious-reward | $25.00 | 10/26/2011 7:32:48 PM |
sb0453 | $25.00 | 10/26/2011 7:55:03 PM |
respectablename | $25.00 | 10/26/2011 9:50:29 PM |
ogmanny | $50.00 | 10/26/2011 10:27:16 PM |
gentle-transparency7 | $250.00 | 10/27/2011 3:51:14 AM |
prosha | $25.00 | 10/27/2011 8:34:49 AM |
andyb9 | $25.00 | 10/27/2011 9:01:42 AM |
d3v0t3d | $25.00 | 10/27/2011 9:04:27 AM |
Tscheddar | $25.00 | 10/27/2011 9:47:17 AM |
vivacious-truth3 | $25.00 | 10/27/2011 11:08:02 AM |
Pasagam | $50.00 | 10/27/2011 12:40:18 PM |
kaleinoue | $25.00 | 10/27/2011 1:22:34 PM |
loan-confidant4 | $25.00 | 10/27/2011 1:24:22 PM |
L-vex | $25.00 | 10/27/2011 1:24:20 PM |
sci_guy | $25.00 | 10/27/2011 1:24:02 PM |
30Sky | $35.00 | 10/27/2011 1:32:10 PM |
UnclePockets | $25.00 | 10/27/2011 1:36:47 PM |
a-commitment-brilliance | $25.00 | 10/27/2011 1:49:44 PM |
nick5454 | $25.00 | 10/27/2011 1:58:15 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 1:57:37 PM |
diligent-leverage | $25.00 | 10/27/2011 2:04:24 PM |
ramsbladder | $25.00 | 10/27/2011 2:32:53 PM |
cmark1 | $25.00 | 10/27/2011 2:54:07 PM |
dafrstke | $25.00 | 10/27/2011 3:05:29 PM |
Flatfoot | $25.00 | 10/27/2011 3:10:58 PM |
credible-durability | $25.00 | 10/27/2011 3:05:20 PM |
kalex752 | $25.00 | 10/27/2011 3:13:42 PM |
peso-tostada | $50.00 | 10/27/2011 3:28:40 PM |
mytime06 | $25.00 | 10/27/2011 3:49:16 PM |
lounges | $40.00 | 10/27/2011 4:48:40 PM |
helpu88 | $25.00 | 10/27/2011 4:45:48 PM |
journey517 | $100.00 | 10/27/2011 4:46:33 PM |
derwiki | $25.00 | 10/27/2011 5:11:08 PM |
yachtmaster45 | $25.00 | 10/27/2011 5:24:14 PM |
managedfund | $250.00 | 10/27/2011 5:27:49 PM |
Slend49 | $25.00 | 10/27/2011 6:23:20 PM |
Nethead | $30.00 | 10/27/2011 6:21:25 PM |
pawsitive | $25.00 | 10/27/2011 6:55:47 PM |
friendly-peace4 | $25.00 | 10/27/2011 6:59:28 PM |
soulwork | $25.00 | 10/27/2011 7:03:22 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:17 PM |
orange-dollar-guild | $25.00 | 10/27/2011 7:39:52 PM |
gold-motivator2 | $25.00 | 10/27/2011 7:49:48 PM |
balance-whistle7 | $25.00 | 10/27/2011 7:56:02 PM |
wealth-cheetah7 | $50.00 | 10/27/2011 8:03:03 PM |
Duchdad | $25.00 | 10/27/2011 8:44:25 PM |
mrfixerupper | $25.00 | 10/27/2011 9:01:50 PM |
vicumn | $25.00 | 10/27/2011 9:21:23 PM |
tolstoy00 | $25.00 | 10/27/2011 9:18:20 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 9:22:45 PM |
larrybird | $2,000.00 | 10/27/2011 11:03:17 PM |
jtrue71 | $25.00 | 10/27/2011 11:44:24 PM |
TQLender | $25.00 | 10/28/2011 12:07:37 AM |
MiniBank998 | $25.00 | 10/28/2011 12:50:43 AM |
green-dedicated-transaction | $50.00 | 10/28/2011 1:12:17 AM |
impeccable-funds5 | $50.00 | 10/28/2011 4:06:47 AM |
KLCRAY | $25.00 | 10/28/2011 4:54:58 AM |
restless-balance9 | $50.00 | 10/28/2011 4:58:31 AM |
BeachWalkz | $50.00 | 10/28/2011 6:11:03 AM |
Philolend | $25.00 | 10/28/2011 6:56:43 AM |
sankyu | $100.00 | 10/28/2011 7:06:07 AM |
x-bones | $25.00 | 10/28/2011 8:10:40 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:02 AM |
thezfunk | $25.00 | 10/28/2011 9:07:25 AM |
MakoF16 | $50.00 | 10/28/2011 9:09:11 AM |
red-unequivocal-finance | $25.00 | 10/28/2011 9:10:19 AM |
JauaFlash | $25.00 | 10/28/2011 9:19:30 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:35 AM |
Carne_Chung | $25.00 | 10/28/2011 9:38:42 AM |
moneynmotion | $25.00 | 10/28/2011 9:46:41 AM |
buukyak | $25.00 | 10/28/2011 10:47:46 AM |
thunderkiss | $25.00 | 10/28/2011 10:19:46 AM |
selvamfinance | $25.00 | 10/28/2011 10:48:59 AM |
Stollewood | $25.00 | 10/28/2011 12:17:38 PM |
onlyinchicago | $50.00 | 10/28/2011 12:32:31 PM |
TruckerGuy | $50.00 | 10/28/2011 12:44:13 PM |
moola-rose8 | $50.00 | 10/28/2011 12:44:57 PM |
Oupa-George | $25.00 | 10/28/2011 2:41:05 PM |
kcole10 | $25.00 | 10/28/2011 2:46:01 PM |
Natronpee | $25.00 | 10/28/2011 3:37:02 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:11 PM |
SFGuy | $25.00 | 10/28/2011 4:51:06 PM |
utopia552 | $25.00 | 10/28/2011 5:52:13 PM |
chlebie | $50.00 | 10/28/2011 7:17:17 PM |
unflappable-pound3 | $100.00 | 10/28/2011 8:42:17 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:24:53 PM |
resplendent-dollar | $28.02 | 10/29/2011 2:26:57 AM |
likeable-reward | $25.00 | 10/29/2011 4:21:50 AM |
BigBag | $25.00 | 10/28/2011 10:56:34 PM |
Supernick | $100.00 | 10/29/2011 1:21:25 AM |
MARSTUN | $100.00 | 10/29/2011 5:05:02 AM |
Mindful7 | $25.00 | 10/29/2011 6:34:48 AM |
gatorjh | $78.30 | 10/29/2011 5:43:09 AM |
tough-peso2 | $25.00 | 10/29/2011 6:05:21 AM |
JohnW12 | $50.00 | 10/29/2011 6:28:02 AM |
currency-persimmon | $25.00 | 10/29/2011 7:27:01 AM |
emo13 | $50.00 | 10/29/2011 7:32:32 AM |
LilyAcreInvestmentsLLC | $55.52 | 10/29/2011 7:53:39 AM |
sensible-fund | $25.00 | 10/29/2011 8:04:02 AM |
Hogan55 | $36.31 | 10/29/2011 7:54:27 AM |
377 Investments
|
Borrower Payment Dependent Notes Series
533701
This series of Notes was issued and sold upon the funding of the borrower loan #55479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 45% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,168 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| elated-felicity0 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financial Freedom
Purpose of loan:
This loan will be used to will assist me in starting a supply business and help build my business credit.
My financial situation:
I am a good candidate for this loan because the supply business is a very demanding business and I don't see any problem with me satisfying the debt in the time frame outlined.
My goal is to have financial freedom and get out of debt. With your help in granting me this loan I will be on the right road to success.
Monthly net income: $ 2,400
Monthly expenses: $2,096 total monthly expenses
Housing: $ 610.00
Insurance: $40.00
Car expenses: $125.00
Utilities: $ 100-125
Phone, cable, internet: $ 60
Food, entertainment: $ 150.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 961
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 5:16:11 PM |
worth-blanket2 | $6,100.00 | 10/27/2011 12:45:41 PM |
managedfund | $400.00 | 10/27/2011 5:15:50 PM |
terrific-p2ploan | $25.00 | 10/27/2011 7:32:17 PM |
willwc6 | $50.00 | 10/27/2011 8:46:40 PM |
larrybird | $275.00 | 10/27/2011 11:06:03 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:26 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:55 AM |
tech310 | $50.00 | 10/25/2011 11:45:07 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:54 AM |
secureincome | $250.00 | 10/27/2011 5:31:59 PM |
Zingaro | $25.00 | 10/27/2011 9:41:50 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
533839
This series of Notes was issued and sold upon the funding of the borrower loan #55726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 35% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 16y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,284 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bty6768 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 39 ( 98% )
| 620-639 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 1
( 3% )
| 660-679
(May-2010)
660-679
(Nov-2009)
640-659
(May-2008)
560-579
(Nov-2007)
|
Principal balance:
| $3,128.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 40 | | |
Description
Prosper Loan #4
This loan will be used to consolidate several credit card payments into one easy loan payment with a fixed payoff date of 36 months. Continuing to pay minimum payments or slightly more just doesn't make a dent in the true balances. By my calculations, a $6000 loan will have very similar monthly payments with much more going toward the balance than the minimum payments on the revolving accounts. I will be closing 5 revolving accounts by paying them off with loan proceeds.
I have been paying on many of these unsecured accounts for years, several since 2004 and 2005. I have 2 previous paid off Prosper loans and the one current Prosper loan. I have been an office manager with Alabama Psychiatric Services since June 2007, and I have an excellent employment history. I believe that I am a good candidate for another Prosper loan.
Annual net income: $34,000 verifiable by paycheck stub
Direct deposit child support: $500 monthly
Housing: $600 - home owner
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/1/2011 9:04:57 AM |
pound-mushroom3 | $25.00 | 11/1/2011 9:28:26 AM |
312-Lender | $25.00 | 11/1/2011 9:01:11 AM |
janeybooboo | $50.00 | 11/1/2011 9:03:29 AM |
green-trade-dolphin | $35.02 | 11/1/2011 9:02:07 AM |
DHolly | $31.00 | 11/1/2011 9:11:10 AM |
platinum-boss2 | $25.00 | 11/1/2011 10:01:31 AM |
real-return | $30.00 | 11/1/2011 9:19:54 AM |
wise-deal-panda | $200.00 | 11/1/2011 10:13:40 AM |
FinanceEngine | $35.00 | 11/1/2011 9:31:41 AM |
important-openness1 | $100.00 | 11/1/2011 10:21:51 AM |
NekHoldings | $25.00 | 11/1/2011 10:13:21 AM |
cablenews | $100.00 | 11/1/2011 10:59:04 AM |
credit-guard5 | $25.00 | 11/1/2011 10:26:05 AM |
Greenbak | $25.00 | 11/1/2011 10:31:21 AM |
five-star-note | $500.00 | 11/1/2011 10:57:10 AM |
atlas-shrugged | $200.00 | 11/1/2011 12:17:55 PM |
enterprising-credit2 | $50.00 | 11/1/2011 11:03:31 AM |
hillerod | $25.01 | 11/1/2011 1:08:52 PM |
spiritual-money299 | $50.00 | 11/1/2011 11:07:33 AM |
Mikale360 | $25.00 | 11/1/2011 11:11:32 AM |
investment-daydream | $25.00 | 11/1/2011 11:16:56 AM |
investment-daydream | $50.00 | 11/1/2011 11:16:44 AM |
thankful-nickel2 | $25.00 | 11/1/2011 2:01:57 PM |
revenue-appraiser | $31.32 | 11/1/2011 11:59:08 AM |
chameleon125 | $25.00 | 11/1/2011 3:27:53 PM |
trumpeter5 | $40.00 | 11/1/2011 2:04:53 PM |
frugalinvestor20 | $25.00 | 11/1/2011 2:08:48 PM |
Whatssofunnybout | $26.30 | 11/1/2011 2:34:57 PM |
TronMedici | $50.00 | 11/1/2011 3:41:22 PM |
quicksilver70 | $25.00 | 11/1/2011 3:56:51 PM |
arsisi | $25.00 | 11/1/2011 5:20:35 PM |
Kaj | $25.00 | 11/1/2011 5:32:53 PM |
MrBailey | $25.00 | 11/1/2011 5:02:22 PM |
JohnSmallberries | $25.00 | 11/1/2011 5:03:51 PM |
economy-producer | $25.00 | 11/1/2011 5:20:28 PM |
smoothmoniker | $25.00 | 11/1/2011 5:26:48 PM |
1willray | $25.00 | 11/1/2011 7:30:35 PM |
high_flyer | $200.00 | 11/1/2011 10:17:08 PM |
money-fort | $25.00 | 11/1/2011 9:41:42 PM |
Otagaini | $25.00 | 11/2/2011 3:35:51 AM |
american-investor | $50.00 | 11/2/2011 4:30:00 AM |
a-resplendent-commitment | $100.00 | 11/2/2011 5:34:17 AM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:22 AM |
Starfin-Capital-Management | $62.54 | 11/2/2011 3:38:22 AM |
corporatejim | $43.84 | 11/2/2011 4:23:44 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:39 AM |
SLN-10 | $25.00 | 11/1/2011 9:13:27 AM |
Kash2010lu | $30.00 | 11/1/2011 9:22:05 AM |
RoZu_Lending | $100.00 | 11/1/2011 9:23:09 AM |
MoneyForNothing | $25.00 | 11/1/2011 9:15:28 AM |
lendstats_com | $72.16 | 11/1/2011 9:28:55 AM |
fascinating-generosity3 | $50.00 | 11/1/2011 9:26:01 AM |
sweety075 | $25.00 | 11/1/2011 10:13:26 AM |
worthy-bid8 | $50.00 | 11/1/2011 9:29:59 AM |
resolute-justice413 | $100.00 | 11/1/2011 9:41:11 AM |
marwadi-62 | $100.00 | 11/1/2011 9:36:30 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:32 AM |
diplomatic-wealth7 | $25.00 | 11/1/2011 10:04:22 AM |
luv4cycling | $25.00 | 11/1/2011 10:01:54 AM |
SolarMoonshine | $25.00 | 11/1/2011 10:08:42 AM |
finance-mushroom | $100.00 | 11/1/2011 10:14:44 AM |
Rogelio48 | $30.00 | 11/1/2011 10:20:25 AM |
Dubbs360 | $50.00 | 11/1/2011 10:41:06 AM |
credit-missile | $125.00 | 11/1/2011 11:16:38 AM |
progressive-economy261 | $400.00 | 11/1/2011 10:57:32 AM |
Moe87 | $25.00 | 11/1/2011 2:58:32 PM |
The-Helper | $45.00 | 11/1/2011 11:48:23 AM |
moola-monger9 | $50.00 | 11/1/2011 1:43:48 PM |
wlm3012 | $30.00 | 11/1/2011 1:51:02 PM |
sensible-fund | $25.00 | 11/1/2011 5:49:44 PM |
suave-dime6 | $25.00 | 11/1/2011 5:56:43 PM |
Byrd24 | $100.00 | 11/1/2011 5:59:58 PM |
ruxpin1976 | $25.00 | 11/1/2011 6:47:20 PM |
stevexs | $49.00 | 11/1/2011 7:43:17 PM |
handy-justice | $50.00 | 11/1/2011 8:11:42 PM |
gold-cluster | $50.00 | 11/1/2011 9:42:19 PM |
amlu1988 | $25.00 | 11/1/2011 9:44:14 PM |
Feyenoord | $30.00 | 11/1/2011 9:57:48 PM |
revenue-associate | $25.00 | 11/2/2011 4:20:52 AM |
managedfund | $1,153.81 | 11/2/2011 5:55:26 AM |
contract-student2 | $50.00 | 11/2/2011 5:47:36 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
533841
This series of Notes was issued and sold upon the funding of the borrower loan #55497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| 45% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 24y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,842 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| refined-generosity |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2009)
|
Principal balance:
| $2,833.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Cosolidating Credit Card
Purpose of loan: This loan will be used to Consolidate Credit Cards with a lower interest rate.
My financial situation:
I am a good candidate for this loan because I always pay my bills on times. I have a prosper loan now and for 2 years I have not missed a payment. I would like to pay off these credit cards as I pursue debt freedom.
Monthly net income: $ 3000
Monthly expenses:
Housing: $728
Insurance: $175
Car expenses: $
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:20 AM |
Domgabriel | $25.00 | 10/28/2011 7:04:57 AM |
thankful-nickel2 | $25.00 | 10/28/2011 7:03:24 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:30 AM |
larrybird | $2,000.00 | 10/28/2011 10:51:28 AM |
new-gold-wrangler | $2,000.00 | 10/28/2011 12:32:22 PM |
elegant-loot | $25.00 | 10/28/2011 12:19:27 PM |
Banker7371 | $25.00 | 10/28/2011 12:43:04 PM |
rolltide09 | $25.00 | 10/28/2011 12:46:18 PM |
credit-coach118 | $40.27 | 10/28/2011 1:07:39 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:22 PM |
Chervianne | $50.00 | 10/28/2011 1:07:01 PM |
fcrick | $25.00 | 10/28/2011 1:24:00 PM |
camaraderi-catapult | $25.00 | 10/28/2011 1:59:37 PM |
managedfund | $3,000.00 | 10/28/2011 2:12:32 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:10 PM |
worth-blanket2 | $1,509.73 | 10/28/2011 2:52:56 PM |
marwadi-62 | $50.00 | 10/28/2011 4:34:41 AM |
haplender | $50.00 | 10/28/2011 8:12:30 AM |
the-discrete-income | $25.00 | 10/28/2011 9:07:46 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:50 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:43 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:06 AM |
spark548 | $100.00 | 10/28/2011 10:49:21 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:19 AM |
sail120 | $50.00 | 10/28/2011 11:21:13 AM |
CashFlow13 | $100.00 | 10/28/2011 11:54:20 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:04 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:43 PM |
bellaquito | $2,000.00 | 10/28/2011 12:29:12 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:52 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:53 PM |
wise-deal-panda | $200.00 | 10/28/2011 12:41:15 PM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:43 PM |
JLMGroupFunds | $25.00 | 10/28/2011 12:45:33 PM |
Headhunter14 | $25.00 | 10/28/2011 2:34:20 PM |
LeReve | $50.00 | 10/28/2011 2:26:24 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
533913
This series of Notes was issued and sold upon the funding of the borrower loan #55675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,158 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| upright-point730 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping Wife's Family with House
Purpose of loan: Helping Wife's Family with buying a House
This loan will be used to...help buy a house for wife's family
My financial situation: very stable, no debts, no house or car payments
I am a good candidate for this loan because... I have always paid everything back
Monthly net income: $ 3000
Monthly expenses: $ 600 - 700 total
Housing: $ 0
Insurance: $ car 900 per 6 months
Car expenses: $ 0
Utilities: $ 0 parents paying everything
Phone, cable, internet: $ 300
Food, entertainment: $ 300 per month
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $ 0
Thanks a lot.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/19/2011 5:02:46 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:57 PM |
DHolly | $25.00 | 10/19/2011 6:59:06 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:30 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:20 PM |
Bank_Of_XL | $25.00 | 10/20/2011 10:26:01 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:11 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:51 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:53 PM |
Kaj | $25.00 | 10/26/2011 4:30:40 PM |
heavy_ax | $48.00 | 10/27/2011 12:01:33 AM |
30Sky | $35.00 | 10/27/2011 1:45:42 PM |
managedfund | $2,000.00 | 10/27/2011 7:19:37 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:49 PM |
villagers | $50.00 | 10/27/2011 10:40:29 PM |
KINGDOMVENDING | $50.00 | 10/27/2011 11:22:59 PM |
phchristensen | $100.00 | 10/28/2011 4:48:08 AM |
Brisket_Bob | $50.00 | 10/28/2011 6:21:46 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:49 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:44 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:35 AM |
SolarMoonshine | $25.00 | 10/28/2011 9:54:45 AM |
pound-mushroom3 | $25.00 | 10/19/2011 5:17:54 PM |
goodhearted-basis4 | $25.00 | 10/20/2011 2:12:30 AM |
john0720 | $50.00 | 10/20/2011 6:32:13 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:49 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:26 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:25 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:47 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:01 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:45 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:12 AM |
superb-funds335 | $25.00 | 10/25/2011 5:35:28 PM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:50 AM |
marwadi-62 | $46.00 | 10/26/2011 6:16:12 AM |
MM1207 | $25.00 | 10/26/2011 7:47:24 AM |
bold-durability-drum | $46.00 | 10/26/2011 8:04:08 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:25 AM |
Investor_DP | $100.00 | 10/26/2011 5:05:48 PM |
Interloper | $30.00 | 10/26/2011 7:44:00 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:39 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:48 AM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:48 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:35 PM |
coin-investor | $25.00 | 10/27/2011 9:00:53 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:49 PM |
haplender | $50.00 | 10/28/2011 8:12:23 AM |
deal-matrix375 | $40.00 | 10/28/2011 9:55:22 AM |
jdl424 | $50.00 | 10/28/2011 10:14:41 AM |
spark548 | $100.00 | 10/28/2011 10:49:17 AM |
mlpinz | $100.00 | 10/28/2011 10:54:35 AM |
pdub | $75.00 | 10/28/2011 11:03:33 AM |
managedfund | $430.00 | 10/28/2011 11:16:18 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
533957
This series of Notes was issued and sold upon the funding of the borrower loan #55720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $447 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| peso-quest311 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping a mom
Purpose of loan:
This loan will be used to... To consolidate my bills so my son can go to dental school
My financial situation:
I am a good candidate for this loan because... I am motivated to get my bills consolidate. My son will enter UAB in the spring
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/20/2011 9:17:10 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:23 AM |
diplomatic-wealth7 | $25.00 | 10/26/2011 9:17:28 AM |
arsisi | $50.00 | 10/26/2011 7:39:49 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:51 AM |
worth-blanket2 | $7,700.00 | 10/28/2011 2:56:19 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:24:55 PM |
Bob450 | $25.00 | 10/29/2011 9:01:32 AM |
Pressure_Drop | $25.00 | 10/29/2011 12:48:39 PM |
coin-investor | $25.00 | 10/29/2011 1:23:30 PM |
treasure-bliss | $25.00 | 10/29/2011 12:56:54 PM |
loss-of-control | $100.00 | 10/29/2011 4:53:01 PM |
photo999 | $25.00 | 10/30/2011 2:23:37 AM |
investment-cluster | $25.00 | 10/30/2011 3:03:29 AM |
jamiee73 | $25.00 | 10/30/2011 4:22:48 PM |
suave-dime6 | $25.00 | 10/31/2011 6:22:01 AM |
truth-umbrella3 | $25.00 | 10/31/2011 6:46:26 AM |
sjo1984111 | $25.00 | 10/31/2011 4:35:54 AM |
wise-balanced-moola | $25.00 | 10/31/2011 9:47:31 AM |
palace2 | $250.00 | 10/31/2011 3:06:12 PM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:08 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:32 PM |
roux | $25.00 | 10/25/2011 6:58:40 AM |
MM1207 | $25.00 | 10/26/2011 7:47:27 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:05 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:22 PM |
exchange-pledge | $100.00 | 10/28/2011 2:50:57 PM |
invest-in-ed | $150.00 | 10/29/2011 6:37:48 AM |
prohelper | $25.00 | 10/29/2011 12:06:39 PM |
gloomis2 | $25.54 | 10/30/2011 3:53:51 AM |
Dubbs360 | $50.00 | 10/30/2011 11:17:34 AM |
worthy-bid4 | $100.00 | 10/30/2011 1:25:19 PM |
bid-stockpiler1 | $25.00 | 10/30/2011 12:14:16 PM |
mammalian4 | $25.00 | 10/30/2011 7:27:15 PM |
mneinc | $50.00 | 10/31/2011 5:48:46 AM |
Kqwik | $25.00 | 10/31/2011 7:58:04 AM |
worldly-income2 | $25.00 | 10/31/2011 8:01:32 AM |
e4gf8e | $25.00 | 10/31/2011 9:50:21 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:43:24 AM |
kind-durability-battalion | $25.00 | 10/31/2011 12:13:40 PM |
merkutio | $25.00 | 10/31/2011 6:27:14 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:06 AM |
hard-working-rate3 | $49.46 | 11/1/2011 4:39:08 AM |
accountableone | $100.00 | 11/1/2011 4:26:09 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
534011
This series of Notes was issued and sold upon the funding of the borrower loan #55351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1973 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 17y 2m |
Amount delinquent:
| $3,738 |
Total credit lines:
| 54 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $561 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pure-currency279 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
In Need
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Pay off bills
Monthly net income: $5000
Monthly expenses: $
Housing: $1700
Insurance: $100
Car expenses: $500
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/19/2011 8:10:33 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:54 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:45 AM |
Investor_DP | $100.00 | 10/26/2011 5:05:48 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:40 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:49 AM |
jrbill1998 | $50.00 | 10/27/2011 1:52:58 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:11 PM |
gere-co | $25.00 | 10/27/2011 2:12:05 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:25 PM |
morukdos | $25.00 | 10/27/2011 2:16:40 PM |
ndrak | $25.00 | 10/27/2011 2:18:38 PM |
Elefunt | $25.00 | 10/27/2011 2:24:20 PM |
vordo | $25.00 | 10/27/2011 2:47:06 PM |
cvlender | $25.00 | 10/27/2011 2:44:21 PM |
no_agenda_lender | $26.00 | 10/27/2011 2:50:33 PM |
Sierrahh | $25.00 | 10/27/2011 2:56:12 PM |
shawndw | $30.00 | 10/27/2011 3:04:55 PM |
brandall | $25.00 | 10/27/2011 2:57:03 PM |
1randyp | $25.00 | 10/27/2011 3:15:50 PM |
basis-mate7 | $50.00 | 10/27/2011 3:37:56 PM |
ge0bab | $25.00 | 10/27/2011 4:07:47 PM |
StarzRLimit | $25.00 | 10/27/2011 3:41:41 PM |
enriching-capital | $30.00 | 10/27/2011 3:55:53 PM |
prescription0 | $25.00 | 10/27/2011 4:02:18 PM |
riskadverse44 | $25.00 | 10/27/2011 3:48:20 PM |
rytrearc | $25.00 | 10/27/2011 4:09:22 PM |
whsprint | $44.64 | 10/27/2011 4:43:47 PM |
LBOregon | $25.00 | 10/27/2011 4:33:31 PM |
Supernick | $100.00 | 10/27/2011 4:30:06 PM |
independent-diversification7 | $25.00 | 10/27/2011 4:46:07 PM |
newest-bountiful-basis | $25.00 | 10/27/2011 4:41:41 PM |
Jonb6919 | $25.00 | 10/27/2011 4:50:50 PM |
Brain_m | $25.00 | 10/27/2011 4:46:18 PM |
floomer | $50.00 | 10/27/2011 5:19:40 PM |
BigLinCT | $50.00 | 10/27/2011 5:26:30 PM |
Brisket_Bob | $30.00 | 10/27/2011 6:19:57 PM |
soulwork | $25.00 | 10/27/2011 7:00:26 PM |
compassion-bauble4 | $25.00 | 10/27/2011 7:05:35 PM |
Nascar1 | $50.00 | 10/27/2011 7:05:45 PM |
life-is-great | $25.00 | 10/27/2011 7:07:41 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:39 PM |
greenkid | $50.00 | 10/27/2011 7:42:14 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:18 PM |
wealth-cheetah7 | $50.00 | 10/27/2011 8:03:03 PM |
Franchiseguy | $25.00 | 10/27/2011 7:52:00 PM |
dkl | $25.00 | 10/27/2011 8:03:56 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:24 PM |
chicagoprosper | $50.00 | 10/27/2011 8:20:39 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:21 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:27 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:11 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:48 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:18:56 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:14 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:50 AM |
MM1207 | $25.00 | 10/26/2011 7:47:25 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:25 AM |
TheoProf | $25.00 | 10/27/2011 2:04:01 PM |
skidoo99 | $25.00 | 10/27/2011 2:08:55 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:24 PM |
the-genuine-revenue | $25.00 | 10/27/2011 2:22:42 PM |
michaelwong | $50.00 | 10/27/2011 2:29:03 PM |
larrybird | $2,000.00 | 10/27/2011 2:44:15 PM |
llequire1 | $25.15 | 10/27/2011 2:39:08 PM |
reaction5 | $50.00 | 10/27/2011 2:50:28 PM |
unclejaef | $25.00 | 10/27/2011 3:21:06 PM |
Pakse | $25.00 | 10/27/2011 3:07:27 PM |
credible-durability | $25.00 | 10/27/2011 3:05:20 PM |
IP | $25.00 | 10/27/2011 3:23:58 PM |
fishing533 | $50.00 | 10/27/2011 3:22:38 PM |
lion6 | $25.00 | 10/27/2011 3:24:39 PM |
Gibbyland | $100.00 | 10/27/2011 3:25:47 PM |
Texas_lender | $25.00 | 10/27/2011 4:10:22 PM |
toblerone | $25.00 | 10/27/2011 4:41:18 PM |
mebobeh | $25.00 | 10/27/2011 4:25:55 PM |
journey517 | $50.00 | 10/27/2011 4:43:33 PM |
practical-expectations | $25.00 | 10/27/2011 4:44:02 PM |
Money4Friends | $25.00 | 10/27/2011 4:35:44 PM |
helpu88 | $25.00 | 10/27/2011 4:45:48 PM |
hayhelp | $25.00 | 10/27/2011 4:44:36 PM |
smaxis | $25.00 | 10/27/2011 4:57:11 PM |
money-bauble | $100.00 | 10/27/2011 5:09:47 PM |
point-promiser | $28.00 | 10/27/2011 5:14:57 PM |
derwiki | $25.00 | 10/27/2011 5:11:08 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:34 PM |
dcfinancial | $25.00 | 10/27/2011 5:27:08 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:44 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:20 PM |
Slend49 | $25.00 | 10/27/2011 6:23:20 PM |
Red_b17 | $25.00 | 10/27/2011 6:49:55 PM |
managedfund | $1,000.00 | 10/27/2011 7:03:43 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:48 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:32:56 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:47:36 PM |
important-ore | $150.00 | 10/27/2011 7:55:48 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:35 PM |
willwc6 | $75.00 | 10/27/2011 8:24:48 PM |
new-gold-wrangler | $961.21 | 10/27/2011 8:47:32 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
534037
This series of Notes was issued and sold upon the funding of the borrower loan #55694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 26y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,548 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-backer |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consoildation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-solo | $25.00 | 10/19/2011 9:05:10 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:07 AM |
heavenly-interest9 | $431.37 | 10/21/2011 8:10:12 AM |
blazing-capital2 | $250.00 | 10/21/2011 4:08:04 PM |
Interloper | $30.00 | 10/23/2011 8:09:26 AM |
jjswanso | $25.00 | 10/23/2011 2:59:48 PM |
papaloha | $25.00 | 10/23/2011 8:21:00 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:24 PM |
Webpreneur | $50.00 | 10/25/2011 8:56:00 PM |
Kaj | $25.00 | 10/26/2011 4:30:38 PM |
fervent-repayment | $25.00 | 10/26/2011 6:24:32 PM |
arsisi | $50.00 | 10/26/2011 7:39:46 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:47 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:47 AM |
JohnSmallberries | $25.00 | 10/27/2011 1:46:56 PM |
lion6 | $50.00 | 10/27/2011 3:15:35 PM |
Taz-Man-IIWIS | $25.00 | 10/27/2011 4:27:21 PM |
journey517 | $25.00 | 10/27/2011 4:47:47 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:12 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:36 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:24 PM |
managedfund | $1,500.00 | 10/27/2011 7:20:38 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:48 PM |
investment-cluster | $25.00 | 10/28/2011 3:04:41 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:16:16 AM |
Wellman | $50.00 | 10/28/2011 7:29:27 AM |
market-jam | $28.00 | 10/28/2011 7:45:34 AM |
renaissance168 | $25.00 | 10/28/2011 8:48:59 AM |
Weaverville | $25.00 | 10/28/2011 9:10:44 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:03 AM |
SolarMoonshine | $25.00 | 10/28/2011 9:57:51 AM |
SDKiwi | $25.00 | 10/28/2011 10:00:53 AM |
emjo1219 | $25.00 | 10/28/2011 10:24:30 AM |
whitegold24k | $211.70 | 10/28/2011 10:24:39 AM |
Rulea72 | $25.00 | 10/28/2011 10:28:41 AM |
pdub | $75.00 | 10/28/2011 11:03:32 AM |
missile8 | $25.00 | 10/28/2011 11:21:58 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:20 PM |
marcomnzs | $25.00 | 10/28/2011 12:16:50 PM |
pound-mushroom3 | $25.00 | 10/19/2011 9:22:10 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:55 PM |
kulender | $50.00 | 10/20/2011 6:31:12 AM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:04 PM |
grotheik | $25.00 | 10/22/2011 5:58:49 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:12 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:06 AM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:14 PM |
diplomatic-wealth7 | $25.00 | 10/25/2011 5:18:42 PM |
MM1207 | $25.00 | 10/26/2011 7:47:21 AM |
profit-powerplant | $25.00 | 10/26/2011 10:28:58 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:33 AM |
108lender | $100.00 | 10/27/2011 2:09:02 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:44 PM |
mercuriant | $25.00 | 10/27/2011 7:32:19 PM |
kind-finance-burrito | $37.50 | 10/27/2011 8:03:56 PM |
coin-investor | $25.00 | 10/27/2011 9:00:53 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:49 PM |
saffron4 | $25.00 | 10/28/2011 12:10:22 AM |
orange-preeminant-bill | $25.00 | 10/28/2011 4:41:14 AM |
snowdem0n | $25.00 | 10/28/2011 6:59:41 AM |
the-enthralling-coin | $25.00 | 10/28/2011 8:05:44 AM |
haplender | $50.00 | 10/28/2011 8:12:23 AM |
OLYVRC | $25.00 | 10/28/2011 8:49:40 AM |
caj22 | $49.00 | 10/28/2011 11:55:35 AM |
first-integrity-gravity | $50.00 | 10/28/2011 12:16:20 PM |
Katburg | $25.00 | 10/28/2011 1:38:58 PM |
managedfund | $737.43 | 10/28/2011 2:21:56 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
534133
This series of Notes was issued and sold upon the funding of the borrower loan #55685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1968 |
Debt/Income ratio:
| 9% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 11
/
10 | Length of status: | 25y 5m |
Amount delinquent:
| $3,057 |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,223 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sophisticated-pound3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JGS
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 7,000
Monthly expenses: $ 5,000
Housing: $ 2400
Insurance: $ 250
Car expenses: $700
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $ 1200
Other expenses: $ attoney fees owe $8,000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/19/2011 8:10:35 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:21 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:28 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:34 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:18:57 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:54 PM |
organized-payment6 | $50.00 | 10/26/2011 5:40:47 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:52 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:26 AM |
kenji4861 | $25.00 | 10/27/2011 4:47:42 AM |
ericgassercom | $25.00 | 10/27/2011 5:49:44 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:48 PM |
coin-investor | $25.00 | 10/27/2011 9:00:53 PM |
marwadi-62 | $25.00 | 10/28/2011 4:37:26 AM |
managedfund | $2,000.00 | 10/28/2011 6:46:23 AM |
managedfund | $500.00 | 10/28/2011 6:46:31 AM |
haplender | $50.00 | 10/28/2011 8:12:24 AM |
spark548 | $100.00 | 10/28/2011 10:49:17 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:21 PM |
exchange-pledge | $100.00 | 10/28/2011 2:50:57 PM |
worth-blanket2 | $2,800.00 | 10/28/2011 2:57:46 PM |
kwan | $25.00 | 10/28/2011 3:13:44 PM |
imhandy | $476.00 | 10/28/2011 4:14:16 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:48 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:18 AM |
MM1207 | $25.00 | 10/26/2011 7:47:26 AM |
Investor_DP | $100.00 | 10/26/2011 5:05:49 PM |
Kaj | $25.00 | 10/26/2011 4:30:40 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:44 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:50 AM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:35 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:49 PM |
villagers | $50.00 | 10/27/2011 10:40:30 PM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:50 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:44 AM |
money-bauble | $124.00 | 10/28/2011 9:28:53 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:36 AM |
diggingupward | $25.00 | 10/28/2011 3:04:16 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
534157
This series of Notes was issued and sold upon the funding of the borrower loan #55336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 11y 9m |
Amount delinquent:
| $29,082 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $563 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| coin-amplifier |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to...
Purchase a motorcycle/inprove credit score
My financial situation:
I am a good candidate for this loan because...
All of my accounts have been paid on time for the last 4 years
Monthly net income: $6500
Monthly expenses: $400
Housing: $1200
Insurance: $200
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/19/2011 5:17:19 PM |
green-trade-dolphin | $25.00 | 10/21/2011 7:04:59 PM |
MrMoneyBags | $25.00 | 10/27/2011 10:23:24 AM |
Elefunt | $25.00 | 10/27/2011 2:24:10 PM |
HenryS | $32.00 | 10/27/2011 2:56:41 PM |
copper | $50.00 | 10/27/2011 4:45:27 PM |
green-friendly-bill | $50.00 | 10/27/2011 6:25:02 PM |
papaloha | $25.00 | 10/27/2011 7:27:16 PM |
supreme-hope | $25.00 | 10/27/2011 9:59:59 AM |
broc78 | $50.00 | 10/27/2011 10:24:36 AM |
1randyp | $25.00 | 10/27/2011 3:12:14 PM |
larrybird | $1,643.00 | 10/27/2011 8:40:39 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:28 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
534159
This series of Notes was issued and sold upon the funding of the borrower loan #55302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-20-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 14.10% |
Borrower rate/APR:
| 15.10% / 16.49% |
Monthly payment:
| $238.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.05% | | |
| |
Estimated return*:
| 12.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,753 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gallant-return652 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2010)
|
Principal balance:
| $13,161.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Equipment Purchase
Purpose of loan:
This loan will be used to upgrade our equipment to handle our increased sales volume.
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/20/2011 9:02:11 AM |
fcrick | $25.00 | 10/20/2011 9:42:49 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:59 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:12 PM |
chris-heretoinvest | $25.00 | 10/20/2011 9:17:37 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:51 AM |
jpblan11 | $25.00 | 10/21/2011 5:06:27 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:30 PM |
green-trade-dolphin2 | $25.00 | 10/21/2011 5:16:57 PM |
caring-hope2 | $100.00 | 10/22/2011 8:10:03 AM |
Guiren | $100.00 | 10/22/2011 2:02:47 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:57 PM |
orange-spiritual-contract | $100.00 | 10/24/2011 10:57:22 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:29 AM |
delivery | $25.00 | 10/25/2011 11:33:33 AM |
HappyToLoan | $25.00 | 10/25/2011 2:36:40 PM |
spy0 | $25.00 | 10/26/2011 6:59:01 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:28 AM |
kenji4861 | $50.00 | 10/27/2011 4:46:16 AM |
BxRealtor | $25.00 | 10/27/2011 6:31:24 AM |
Tscheddar | $25.00 | 10/27/2011 8:47:28 AM |
jmeasn | $25.00 | 10/27/2011 12:43:52 PM |
30Sky | $35.00 | 10/27/2011 1:45:42 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 2:03:14 PM |
AF-Chief | $25.00 | 10/27/2011 2:09:48 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:35 PM |
journey517 | $25.00 | 10/27/2011 4:45:38 PM |
alaskakid | $27.50 | 10/27/2011 5:22:03 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:20 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:34 PM |
transparency-river1 | $1,000.00 | 10/27/2011 7:13:23 PM |
ndrak | $25.00 | 10/27/2011 7:07:15 PM |
jga516 | $25.00 | 10/27/2011 7:16:30 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:48 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:25 PM |
equitable-capital758 | $350.00 | 10/27/2011 8:28:26 PM |
superb-funds335 | $25.00 | 10/27/2011 9:21:41 PM |
tolstoy00 | $25.00 | 10/27/2011 9:48:56 PM |
yield-seeker | $25.00 | 10/27/2011 10:09:21 PM |
bellaquito | $2,000.00 | 10/27/2011 10:24:43 PM |
cr8on | $100.00 | 10/27/2011 11:02:54 PM |
dberry46 | $8.31 | 10/27/2011 11:59:43 PM |
sjlender | $100.00 | 10/20/2011 9:15:47 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:36:52 AM |
scojo | $25.02 | 10/20/2011 10:32:31 AM |
graceful-investment | $50.00 | 10/20/2011 12:58:43 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:32 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:38 PM |
blot44 | $25.00 | 10/20/2011 7:44:57 PM |
FinDoc | $25.00 | 10/21/2011 2:46:25 PM |
YellowJacket | $25.00 | 10/23/2011 9:05:39 AM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:14:19 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:30 PM |
sri59 | $100.00 | 10/24/2011 3:44:23 AM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:19:45 AM |
108lender | $184.00 | 10/24/2011 10:38:16 AM |
kukubird | $30.00 | 10/24/2011 12:25:47 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:03 PM |
investment-comet | $25.00 | 10/24/2011 8:53:46 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:48 AM |
EngineersAlliance | $75.00 | 10/25/2011 9:09:58 AM |
leeball | $100.00 | 10/25/2011 10:23:20 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:39 PM |
MM1207 | $25.00 | 10/26/2011 7:44:10 AM |
Sneezie | $100.00 | 10/26/2011 8:58:59 AM |
blooming-market | $25.00 | 10/26/2011 12:39:19 PM |
dough-temple | $25.00 | 10/26/2011 6:15:48 PM |
credit-coach118 | $40.17 | 10/26/2011 9:59:56 PM |
ml13 | $50.00 | 10/27/2011 12:17:23 AM |
indomitable-coin | $25.00 | 10/27/2011 6:50:09 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:53 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:50 AM |
life-is-great | $25.00 | 10/27/2011 12:36:47 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:58 PM |
gojackgo | $50.00 | 10/27/2011 2:30:46 PM |
get30inc | $50.00 | 10/27/2011 2:49:18 PM |
lion6 | $50.00 | 10/27/2011 3:17:45 PM |
lion6 | $25.00 | 10/27/2011 3:17:58 PM |
loanshark62 | $25.00 | 10/27/2011 5:40:40 PM |
Brisket_Bob | $75.00 | 10/27/2011 6:35:02 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:39 PM |
velocity-solo | $25.00 | 10/27/2011 7:26:44 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:18 PM |
willwc6 | $100.00 | 10/27/2011 8:00:11 PM |
bulabula | $25.00 | 10/27/2011 8:36:49 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 9:22:45 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:50 PM |
egw | $50.00 | 10/27/2011 10:31:22 PM |
88 Investments
|
Borrower Payment Dependent Notes Series
534171
This series of Notes was issued and sold upon the funding of the borrower loan #55378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 46% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 4y 10m |
Amount delinquent:
| $6,198 |
Total credit lines:
| 36 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,778 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| medtech68 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,800.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
debt consolidation
Purpose of loan: to payoff all credit card debt
This loan will be used to... to pay off credit card debt and cancel all cards
My financial situation: good
I am a good candidate for this loan because... I am a home owner and I am committed to getting out of credit card debt. I have used prosper before and paid tha loan off also.
Monthly net income: $3000
Monthly expenses: $475
Housing: $1077
Insurance: $144
Car expenses: $ 0 paid for
Utilities: $ 200
Phone, cable, internet: $30
Food, entertainment: $ 500
Clothing, household expenses: $ 275
Credit cards and other loans: $ 5500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 10/20/2011 9:03:36 AM |
NekHoldings | $25.00 | 10/20/2011 9:15:16 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:59 AM |
sweety075 | $25.00 | 10/20/2011 6:00:09 PM |
Mikale360 | $25.00 | 10/20/2011 8:01:04 PM |
Moe87 | $30.00 | 10/21/2011 3:05:50 AM |
SecondChanceLendingSERV | $26.70 | 10/21/2011 5:55:52 AM |
icanhasloanz | $100.00 | 10/22/2011 12:29:56 AM |
five-star-note | $125.00 | 10/22/2011 8:56:26 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:31 AM |
leball | $25.00 | 10/25/2011 7:41:17 PM |
twjh | $25.00 | 10/26/2011 3:42:49 PM |
diplomatic-wealth7 | $25.00 | 10/26/2011 5:16:16 PM |
top-tolerant-loyalty | $25.00 | 10/26/2011 11:38:18 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:40 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:32 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:10 AM |
john0720 | $25.00 | 10/27/2011 6:12:12 AM |
JSCharter | $25.00 | 10/27/2011 6:53:31 AM |
green-trade-dolphin | $25.00 | 10/27/2011 7:21:00 AM |
money-bauble | $100.00 | 10/27/2011 11:33:25 AM |
life-is-great | $25.00 | 10/27/2011 12:36:47 PM |
moola-tulip1 | $57.72 | 10/27/2011 12:37:39 PM |
Weaverville | $25.00 | 10/27/2011 1:07:05 PM |
the-credit-maker | $25.00 | 10/27/2011 1:24:10 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:06 PM |
Georgetastic | $25.00 | 10/27/2011 1:23:08 PM |
exciting-loyalty3 | $50.00 | 10/27/2011 1:24:14 PM |
GInBaghdad | $25.00 | 10/27/2011 1:27:04 PM |
rc872c | $25.00 | 10/27/2011 1:27:16 PM |
richboy56 | $25.00 | 10/27/2011 1:33:38 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:13 PM |
MarxBoo | $25.00 | 10/27/2011 1:45:13 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:23 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:46:01 PM |
the-productive-agreement | $25.00 | 10/27/2011 1:53:27 PM |
NewOrleans2012 | $25.00 | 10/27/2011 2:31:08 PM |
scholarly-payment5 | $50.00 | 10/27/2011 2:43:50 PM |
awe-inspiring-payment | $26.49 | 10/27/2011 3:07:57 PM |
utukxul | $25.00 | 10/27/2011 4:18:47 PM |
journey517 | $25.00 | 10/27/2011 4:47:47 PM |
ore-den9 | $50.00 | 10/27/2011 5:32:30 PM |
rebelduke | $25.00 | 10/27/2011 5:44:05 PM |
brmar | $25.00 | 10/27/2011 6:01:13 PM |
minddoc | $25.00 | 10/27/2011 6:26:39 PM |
soulwork | $25.00 | 10/27/2011 7:02:52 PM |
stepatatime-together | $100.00 | 10/27/2011 7:08:33 PM |
Comoparklender | $25.00 | 10/27/2011 7:11:25 PM |
vibraphone3 | $25.00 | 10/27/2011 7:11:54 PM |
finance-mushroom | $100.00 | 10/27/2011 7:30:50 PM |
nimble-revenue5 | $50.00 | 10/27/2011 7:23:43 PM |
asiaratt | $50.00 | 10/27/2011 7:24:53 PM |
shrewd-peace7 | $25.00 | 10/27/2011 7:28:21 PM |
mercuriant | $25.00 | 10/27/2011 7:32:19 PM |
renaissance168 | $25.00 | 10/27/2011 7:47:14 PM |
brightest-gain-investor | $892.09 | 10/27/2011 7:49:47 PM |
fireferd | $40.00 | 10/20/2011 11:53:31 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:13 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:39 PM |
Jack55304 | $200.00 | 10/20/2011 5:22:43 PM |
cnovak | $25.00 | 10/21/2011 9:53:27 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:34 PM |
arsisi | $50.00 | 10/26/2011 7:39:50 PM |
ChrisProsper | $50.00 | 10/27/2011 12:17:40 AM |
jga516 | $25.00 | 10/27/2011 5:52:25 AM |
mlj0671 | $25.00 | 10/27/2011 6:33:50 AM |
SweatyBalls | $25.00 | 10/27/2011 6:38:49 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:54 AM |
mover486 | $25.00 | 10/27/2011 9:13:01 AM |
kind-credit-bear | $25.00 | 10/27/2011 9:17:09 AM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:12 PM |
important-openness1 | $100.00 | 10/27/2011 1:04:48 PM |
bslavin | $25.00 | 10/27/2011 1:24:25 PM |
triumphant-community | $25.00 | 10/27/2011 1:37:58 PM |
JohnSmallberries | $25.00 | 10/27/2011 1:46:57 PM |
AF-Chief | $25.00 | 10/27/2011 2:09:48 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:26 PM |
fishing533 | $50.00 | 10/27/2011 3:22:38 PM |
basis-mate7 | $50.00 | 10/27/2011 3:37:57 PM |
Charlie0084 | $25.00 | 10/27/2011 4:25:16 PM |
magnifico932 | $25.00 | 10/27/2011 4:46:36 PM |
payout-achievement | $50.00 | 10/27/2011 5:00:14 PM |
HedgeFund | $50.00 | 10/27/2011 5:00:56 PM |
dedicated-transaction796 | $25.00 | 10/27/2011 5:04:49 PM |
silver-wonder278 | $25.00 | 10/27/2011 5:06:21 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:37 PM |
happy-return4 | $30.00 | 10/27/2011 5:44:45 PM |
Greenbak | $25.00 | 10/27/2011 5:49:17 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:26 PM |
karmarush | $25.00 | 10/27/2011 6:36:39 PM |
Red_b17 | $25.00 | 10/27/2011 6:49:56 PM |
managedfund | $900.00 | 10/27/2011 7:02:56 PM |
thelovebug | $37.00 | 10/27/2011 7:04:10 PM |
friendly-peace4 | $25.00 | 10/27/2011 6:59:29 PM |
finance-prescription | $60.00 | 10/27/2011 7:10:52 PM |
TheCount | $25.00 | 10/27/2011 7:11:39 PM |
wwwUniversal | $25.00 | 10/27/2011 7:31:35 PM |
missing-link | $25.00 | 10/27/2011 7:42:26 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
534197
This series of Notes was issued and sold upon the funding of the borrower loan #55700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 9% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
6 | Length of status: | 14y 2m |
Amount delinquent:
| $3,006 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,269 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| awesome-deal3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because...i pay my bills on time. got a little behind due to a death in the family and this will get me caught back up.
Monthly net income: $4726
Monthly expenses: $
Housing: $1500
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/20/2011 5:30:56 PM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:12 PM |
Interloper | $25.00 | 10/21/2011 5:35:43 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:36 PM |
managedfund | $650.00 | 10/27/2011 2:58:02 PM |
papaloha | $25.00 | 10/23/2011 8:21:07 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:36 AM |
tech310 | $50.00 | 10/25/2011 11:45:03 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:41 AM |
worth-blanket2 | $3,900.00 | 10/27/2011 12:45:49 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
534227
This series of Notes was issued and sold upon the funding of the borrower loan #55642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $443.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,191 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| mikobean |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off High Rate Credit Card
Purpose: to pay off a credit card with a high rate that has not lowered despite my high salary and timely payments.
My Financial Situation:
I have a steady, well-paid job, own a home, 1 car outright, and a 2d car with a loan balance of less than $4k. I timely make monthly payments for mortgage, car, and student loans (one has just been paid off) and have increased our savings.
Most charges on the card date back almost 10 years to when I had just graduated law school, relocated, was studying for the bar exam, and had a toddler and a baby.
I am now employed at the same job, have purchased a home, and have increased our savings, I am working on financial security, and part of that is paying off this debt timely and at a reasonable rate.
Thank you for your kind consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $39.75 | 10/21/2011 9:01:08 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:55 PM |
CSinvestments | $25.00 | 10/21/2011 4:13:45 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:05:14 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:04 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:36 AM |
leverage-monger | $25.00 | 10/22/2011 8:58:24 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:05 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:32 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:00 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:48 AM |
jmeasn | $25.00 | 10/25/2011 12:24:20 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:40 PM |
organized-payment6 | $50.00 | 10/26/2011 5:40:49 AM |
MM1207 | $25.00 | 10/26/2011 7:44:13 AM |
fairness-hammock | $25.00 | 10/26/2011 7:15:43 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:18 AM |
Marietta | $25.00 | 10/27/2011 5:53:03 AM |
tbrnet | $50.00 | 10/27/2011 11:47:20 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:37 AM |
Ars-JoshuaW | $121.85 | 10/28/2011 7:35:52 AM |
goal-benefit2 | $25.00 | 10/28/2011 11:02:03 AM |
pdub | $75.00 | 10/28/2011 11:03:34 AM |
jescowa | $50.00 | 10/29/2011 5:09:05 AM |
emo13 | $50.00 | 10/29/2011 7:32:34 AM |
direct-responsibility7 | $222.00 | 10/29/2011 6:52:38 AM |
sensible-fund | $25.00 | 10/29/2011 8:01:48 AM |
marwadi-62 | $50.00 | 10/29/2011 8:16:55 AM |
producer553 | $25.00 | 10/29/2011 8:27:49 AM |
gold-sushi | $25.00 | 10/29/2011 1:06:36 PM |
Bodyboard | $25.42 | 10/29/2011 3:42:27 PM |
coin-investor | $25.00 | 10/29/2011 7:53:02 PM |
rokman | $60.00 | 10/30/2011 8:35:40 AM |
cerebral-dollar773 | $100.00 | 10/30/2011 6:56:32 AM |
skuba | $50.00 | 10/30/2011 6:42:42 AM |
Fachim | $25.00 | 10/30/2011 10:22:00 AM |
gentle-transparency7 | $250.00 | 10/30/2011 7:29:39 AM |
SolarMoonshine | $500.00 | 10/30/2011 3:21:10 PM |
johnfromsanmateo | $50.00 | 10/30/2011 3:43:07 PM |
chokichi | $50.00 | 10/30/2011 4:31:05 PM |
meabandit | $110.61 | 10/30/2011 7:09:07 PM |
LoanDMC | $25.00 | 10/30/2011 7:41:09 PM |
CARedBull | $48.00 | 10/30/2011 10:12:18 PM |
betterthanstock | $100.00 | 10/30/2011 6:32:27 PM |
money-surge1 | $25.00 | 10/31/2011 6:00:55 AM |
rustysailor | $25.00 | 10/30/2011 9:39:58 PM |
gojackgo | $50.00 | 10/31/2011 8:22:35 AM |
riskreward | $250.00 | 10/31/2011 9:11:07 AM |
Svigel | $25.37 | 10/31/2011 7:06:32 AM |
taal1 | $50.00 | 10/31/2011 9:21:56 AM |
delmo | $50.00 | 10/31/2011 9:45:39 AM |
payout-magician | $25.00 | 10/31/2011 12:22:53 PM |
emunah6 | $25.00 | 10/31/2011 12:51:03 PM |
astute-benjamins | $50.00 | 10/31/2011 3:03:44 PM |
SkinnyFish | $50.00 | 10/31/2011 3:04:27 PM |
Astyanax | $100.00 | 10/31/2011 3:35:58 PM |
greenwell | $100.00 | 10/31/2011 5:32:53 PM |
majestic-repayment3 | $100.00 | 10/31/2011 7:51:03 PM |
wtrboy | $25.00 | 10/31/2011 10:23:09 PM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:05:13 PM |
oldman68 | $25.00 | 10/31/2011 8:56:29 PM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:02 AM |
accountableone | $100.00 | 11/1/2011 4:26:47 AM |
commerce-renewal | $100.00 | 10/31/2011 8:48:35 PM |
rolltide09 | $25.00 | 10/21/2011 9:02:15 AM |
fcrick | $25.00 | 10/21/2011 9:41:52 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:55 AM |
vutah | $30.00 | 10/21/2011 11:03:09 AM |
availableloan | $25.00 | 10/21/2011 9:18:10 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:15 AM |
Rivervale_Westwood | $50.00 | 10/24/2011 5:29:55 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:06 PM |
Cherrypicker | $50.00 | 10/24/2011 2:24:06 PM |
Reddy_Capital | $36.00 | 10/26/2011 8:54:56 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:56 AM |
30Sky | $35.00 | 10/27/2011 1:45:44 PM |
j2ee | $25.00 | 10/27/2011 3:25:08 PM |
Charmart | $25.00 | 10/27/2011 5:05:30 PM |
managedfund | $2,600.00 | 10/27/2011 7:27:16 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:51 PM |
Brisket_Bob | $100.00 | 10/28/2011 5:58:36 AM |
reflective-rupee | $25.00 | 10/28/2011 10:38:38 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:24 PM |
exchange-pledge | $100.00 | 10/28/2011 2:50:59 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:28 PM |
Lily_of_the_Valley | $100.00 | 10/29/2011 7:58:32 AM |
britgsb | $50.00 | 10/29/2011 11:39:07 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:06 AM |
newest-funds-powerplant | $25.00 | 10/29/2011 12:21:31 PM |
Pressure_Drop | $50.00 | 10/29/2011 12:51:52 PM |
themoneydoctor | $100.00 | 10/29/2011 2:34:22 PM |
well-mannered-income3 | $40.00 | 10/29/2011 4:22:37 PM |
paladin510 | $25.00 | 10/29/2011 5:44:56 PM |
superstar449 | $25.00 | 10/29/2011 7:15:55 PM |
Oak-Parker | $25.00 | 10/29/2011 8:07:05 PM |
big_oaks | $50.00 | 10/29/2011 10:38:59 PM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:14 AM |
davidecl | $25.00 | 10/30/2011 8:06:59 AM |
1redfish | $100.00 | 10/30/2011 8:14:20 AM |
tranquil-revenue | $50.00 | 10/30/2011 3:31:50 PM |
blue-relay | $25.00 | 10/30/2011 6:28:18 PM |
Theodon | $25.00 | 10/30/2011 6:58:13 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:10 PM |
szetheli | $125.00 | 10/30/2011 9:09:53 PM |
UD3230 | $25.00 | 10/31/2011 5:56:32 AM |
pinnacle10 | $25.00 | 10/30/2011 10:04:50 PM |
dime-sprout | $25.00 | 10/31/2011 6:40:48 AM |
Preteur | $25.00 | 10/31/2011 6:39:04 AM |
barflyer | $25.00 | 10/31/2011 9:29:22 AM |
manatee21 | $60.00 | 10/31/2011 8:23:01 AM |
mike_banker | $100.00 | 10/31/2011 9:35:22 AM |
JinNing | $100.00 | 10/31/2011 10:47:21 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:32 AM |
ddamenace | $66.00 | 10/31/2011 10:21:57 AM |
UBOtto186 | $30.00 | 10/31/2011 2:50:37 PM |
John_Galt | $55.00 | 10/31/2011 2:56:52 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:20 AM |
Paxman84 | $31.00 | 10/31/2011 1:13:14 PM |
Manta_Rai | $25.00 | 10/31/2011 5:07:54 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:23 PM |
PM_Broker | $50.00 | 11/1/2011 12:33:47 AM |
wilchik | $60.00 | 11/1/2011 4:38:11 AM |
hard-working-rate3 | $74.00 | 11/1/2011 4:39:10 AM |
market-trooper3 | $30.00 | 11/1/2011 4:20:26 AM |
124 Investments
|
Borrower Payment Dependent Notes Series
534231
This series of Notes was issued and sold upon the funding of the borrower loan #55280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,844 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-conservationist5 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Alex9169
Purpose of loan:
This loan will be used to Consolidate my loan, credit cards and pay of some small accounts.
My financial situation:
I am a good candidate for this loan because my income reflect the ability to repay the loan. By consolidating my bills it would put me in a better financial situation. Which will allow me to enjoy making one payment instead of several.
Monthly net income: $5000
Monthly expenses: $ 3621 Total
Housing: $1283
Insurance: $138
Car expenses: $700
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $
250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/20/2011 5:19:35 PM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:14 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:37 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:37 AM |
arsisi | $50.00 | 10/26/2011 7:39:50 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:06 PM |
exciting-loyalty3 | $50.00 | 10/27/2011 1:24:15 PM |
bslavin | $25.00 | 10/27/2011 1:24:25 PM |
triumphant-community | $25.00 | 10/27/2011 1:37:58 PM |
MarxBoo | $25.00 | 10/27/2011 1:45:13 PM |
JohnSmallberries | $25.00 | 10/27/2011 1:46:58 PM |
the-productive-agreement | $25.00 | 10/27/2011 1:53:27 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:26 PM |
head | $25.00 | 10/27/2011 2:18:03 PM |
Elefunt | $25.00 | 10/27/2011 2:24:01 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:29:26 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:33:58 PM |
NewOrleans2012 | $25.00 | 10/27/2011 2:31:09 PM |
reasonable-currency | $25.00 | 10/27/2011 3:03:14 PM |
blue-goal-deal | $25.00 | 10/27/2011 3:11:22 PM |
1randyp | $100.00 | 10/27/2011 3:04:38 PM |
peso-tostada | $25.00 | 10/27/2011 3:26:09 PM |
utukxul | $25.00 | 10/27/2011 4:18:47 PM |
SolarMoonshine | $25.00 | 10/27/2011 3:36:14 PM |
Spaceman838 | $50.00 | 10/27/2011 4:12:52 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:18:19 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 4:24:30 PM |
Macbethofscots | $41.69 | 10/27/2011 4:26:08 PM |
diplomatic-wealth7 | $25.00 | 10/26/2011 5:16:17 PM |
enchanted-diversification496 | $25.00 | 10/26/2011 7:53:05 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:55 AM |
Georgetastic | $25.00 | 10/27/2011 1:23:08 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:08:54 PM |
108lender | $100.00 | 10/27/2011 2:09:05 PM |
Mad_Scientist | $25.00 | 10/27/2011 2:29:20 PM |
jpac1066 | $50.00 | 10/27/2011 2:36:30 PM |
larrybird | $2,000.00 | 10/27/2011 2:45:41 PM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:38 PM |
Pakse | $25.00 | 10/27/2011 3:06:29 PM |
dedication-ninja7 | $39.31 | 10/27/2011 3:17:31 PM |
lion6 | $50.00 | 10/27/2011 3:15:00 PM |
Gibbyland | $150.00 | 10/27/2011 3:24:54 PM |
spiff666 | $25.00 | 10/27/2011 4:07:46 PM |
community-oracle | $37.00 | 10/27/2011 4:06:36 PM |
Charlie0084 | $25.00 | 10/27/2011 4:25:16 PM |
historic-loan1 | $32.00 | 10/27/2011 4:25:05 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
534249
This series of Notes was issued and sold upon the funding of the borrower loan #55723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,309 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| coin-operated895 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Island Business
Purpose of loan:Purchase inventory/fixtures of an established retail gift store business in a high tourist traffic location on an Island in Florida with a following of 17 years.
My financial situation: I will stay on with my current employer and my wife whose background is in retail, will run the business.
I am a good candidate because...My wife and I are reliable, hardworking and financially responsible. My current income will cover this loan, as well as the business has turned a profit year after year. In addition more than 50% of the purchase will be my own personal funds.
Monthly net income: $10,500.
Monthly expenses: $100.
Housing: $3045.00
Insurance: $n/a in mortgage
Car expenses: $700.00
Utilities: $300.
Phone, cable, internet: $200
Food, entertainment: $800.
Clothing, household expenses: $50.
Credit cards and other loans: $100.00
Other:$50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bonus-demon | $50.00 | 10/21/2011 9:11:35 AM |
roux | $25.00 | 10/23/2011 11:33:31 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:40 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:39 PM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:06 AM |
arsisi | $42.00 | 10/26/2011 7:39:51 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:43 AM |
ericgassercom | $25.00 | 10/27/2011 5:49:45 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:26 PM |
coin-investor | $25.00 | 10/27/2011 9:00:55 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:51 PM |
Tscheddar | $25.00 | 10/28/2011 4:27:30 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:24 PM |
Katburg | $25.00 | 10/28/2011 1:38:58 PM |
exchange-pledge | $100.00 | 10/28/2011 2:50:59 PM |
kwan | $25.00 | 10/28/2011 3:14:08 PM |
MrBadExample | $612.50 | 10/28/2011 7:00:00 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:24:56 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:36 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:49 AM |
diplomatic-wealth7 | $25.00 | 10/26/2011 5:16:17 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:57 AM |
payment-gusto | $25.00 | 10/27/2011 5:21:38 PM |
kind-finance-burrito | $37.50 | 10/27/2011 8:03:56 PM |
managedfund | $1,500.00 | 10/28/2011 6:46:44 AM |
Wellman | $50.00 | 10/28/2011 7:29:28 AM |
haplender | $50.00 | 10/28/2011 8:12:24 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:06 AM |
missile8 | $25.00 | 10/28/2011 11:21:58 AM |
CCSpineDoc | $50.00 | 10/28/2011 2:36:22 PM |
worth-blanket2 | $4,100.00 | 10/28/2011 2:55:57 PM |
money-yeller | $33.00 | 10/28/2011 4:38:16 PM |
SolarMoonshine | $25.00 | 10/28/2011 5:20:00 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:35 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
534281
This series of Notes was issued and sold upon the funding of the borrower loan #55637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 94% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,667 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| thorough-generosity5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Breathing Room.....
Purpose of loan:
This loan will be used to...Give me breathing room from my bills.
My financial situation:
I am a good candidate for this loan because...I have had the same job for 5 years .have minimal debt .the majority of the money is to reduce debt balance is the have small reserve and give myself a more manageable payment monthly
Monthly net income: $1400
Monthly expenses: $200
Housing: $700
Insurance: $50
Car expenses: $50
Utilities: $100
Phone, cable, internet: $25
Food, entertainment: $50
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
let_me_retire | $25.00 | 10/25/2011 10:58:09 AM |
ah-long | $25.00 | 10/28/2011 12:01:02 AM |
hopeful-silver5 | $25.00 | 10/28/2011 5:16:46 PM |
calimanusa | $30.00 | 10/28/2011 6:29:23 PM |
Starfin300 | $32.19 | 10/29/2011 6:56:26 AM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:13 AM |
orangetrust | $100.00 | 10/29/2011 8:44:30 AM |
orange-pound-party | $35.00 | 10/29/2011 10:41:05 AM |
2grindstones | $25.00 | 10/29/2011 10:07:11 AM |
payout-bridge | $25.00 | 10/29/2011 12:26:18 PM |
imoutdoorsy | $25.00 | 10/29/2011 4:32:01 PM |
well-mannered-income3 | $30.00 | 10/29/2011 4:45:23 PM |
elegant-income3 | $50.00 | 10/29/2011 5:55:40 PM |
Mailmon | $222.81 | 10/29/2011 9:30:08 PM |
copper | $50.00 | 10/27/2011 4:45:27 PM |
worth-blanket2 | $3,200.00 | 10/28/2011 2:55:31 PM |
Leshan | $25.00 | 10/29/2011 6:45:58 AM |
shawnw2 | $25.00 | 10/29/2011 10:25:51 AM |
droopie1 | $25.00 | 10/29/2011 12:24:24 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
534301
This series of Notes was issued and sold upon the funding of the borrower loan #55292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 29y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,659 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| calm-transparency2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3530
Monthly expenses: $444
Housing: $0
Insurance: $96
Car expenses: $431
Utilities: $150
Phone, cable, internet: $205
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/20/2011 7:16:17 PM |
SolarMoonshine | $25.00 | 10/21/2011 3:21:10 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:38 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:40 AM |
diplomatic-wealth7 | $25.00 | 10/26/2011 5:16:17 PM |
managedfund | $500.00 | 10/27/2011 2:58:17 PM |
arsisi | $50.00 | 10/26/2011 7:39:50 PM |
enchanted-diversification496 | $25.00 | 10/26/2011 7:53:05 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:56 AM |
worth-blanket2 | $3,900.00 | 10/27/2011 12:46:48 PM |
secureincome | $150.00 | 10/27/2011 3:01:47 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
534347
This series of Notes was issued and sold upon the funding of the borrower loan #55476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-21-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 23.48% |
Monthly payment:
| $276.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.62% | | |
| |
Estimated return*:
| 14.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,403 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| dough-huckleberry5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation 1974
Purpose of loan:
This loan will be used to consolidate and payoff credit card debt.
My financial situation:
I am a good candidate for this loan because I have stable employment and good income.
Monthly net income: $5600
Monthly expenses: $4828
Housing: $1866
Insurance: $100
Car expenses: $462
Utilities: $180
Phone, cable, internet: $120
Food, entertainment: $800
Clothing, household expenses: $600
Credit cards and other loans: $700 (includes $200 monthly student loan payment)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/21/2011 5:14:36 PM |
DHolly | $25.00 | 10/21/2011 6:11:27 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:12 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:42 PM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:17:26 PM |
Centaur | $25.00 | 10/23/2011 6:15:06 PM |
smart-gain | $50.00 | 10/24/2011 2:06:41 PM |
MM1207 | $25.00 | 10/26/2011 7:47:32 AM |
30Sky | $35.00 | 10/27/2011 1:45:46 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:45 PM |
Domgabriel | $25.00 | 10/28/2011 3:30:26 AM |
marwadi-62 | $50.00 | 10/28/2011 4:37:27 AM |
managedfund | $1,500.00 | 10/28/2011 6:44:51 AM |
Sealion | $50.00 | 10/28/2011 6:58:22 AM |
spark548 | $100.00 | 10/28/2011 10:49:18 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:26 PM |
real-return | $25.00 | 10/28/2011 12:15:03 PM |
wildblue | $25.00 | 10/28/2011 1:33:20 PM |
kind-charming-value | $162.88 | 10/28/2011 2:12:03 PM |
vutah | $25.00 | 10/21/2011 6:13:32 PM |
finance-symphony7 | $100.00 | 10/21/2011 5:51:24 PM |
Bank_Of_XL | $25.00 | 10/21/2011 6:31:49 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:46 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:58 AM |
Watersports | $50.00 | 10/25/2011 10:54:10 AM |
tech310 | $50.00 | 10/25/2011 11:50:14 PM |
PAPAT | $25.00 | 10/26/2011 7:13:19 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:22 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:52 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:02 AM |
lion6 | $50.00 | 10/27/2011 3:18:35 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:32:57 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:36 PM |
bellaquito | $2,000.00 | 10/27/2011 10:25:20 PM |
villagers | $50.00 | 10/27/2011 10:40:31 PM |
phchristensen | $100.00 | 10/28/2011 4:38:48 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:50 AM |
cake7 | $25.00 | 10/28/2011 8:27:04 AM |
CashBank | $25.00 | 10/28/2011 8:40:35 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:37 AM |
credit-coach118 | $40.26 | 10/28/2011 1:17:43 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 2:13:37 PM |
hons2000 | $25.00 | 10/28/2011 1:58:04 PM |
camaraderi-catapult | $25.00 | 10/28/2011 1:59:34 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:11:58 PM |
larrybird | $6.86 | 10/28/2011 2:15:15 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
534349
This series of Notes was issued and sold upon the funding of the borrower loan #55742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 37% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,696 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| sparkling-balance989 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fixerupper
Purpose of loan:
This loan will be used to...mostly home improvement with possibly a small amount towards bills
My financial situation:
I am a good candidate for this loan because...
have a good credit history with no negatives and a credit rating that has been steadily climbing;671 as of the 20th of this month
Monthly net income: $2100
Monthly expenses: $
Housing: $600
Insurance: $
Car expenses: $220
Utilities: $50
Phone, cable, internet: $0
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/27/2011 9:15:41 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:59 AM |
fantastic-wampum1 | $100.00 | 10/28/2011 3:05:07 PM |
FinDoc | $25.00 | 10/29/2011 7:13:00 AM |
finance-mushroom | $100.00 | 10/29/2011 1:21:22 PM |
nex | $25.00 | 10/29/2011 4:12:57 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:16 PM |
Mailmon | $50.00 | 10/29/2011 9:16:49 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:26 AM |
suave-dime6 | $25.00 | 10/31/2011 4:37:15 PM |
greenwell | $100.00 | 10/31/2011 5:32:55 PM |
Greenbak | $25.00 | 10/31/2011 6:58:44 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:06 PM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:20 AM |
GElender | $25.00 | 11/1/2011 5:50:53 AM |
payout-guru | $25.00 | 11/1/2011 6:27:30 AM |
dedicated-principal | $54.01 | 11/1/2011 9:11:11 AM |
bassman2 | $25.00 | 11/1/2011 9:53:58 AM |
Green_Bay_Packers | $25.00 | 11/1/2011 3:16:34 PM |
Gold-y-locks | $250.00 | 11/1/2011 1:12:09 PM |
moola-monger9 | $50.00 | 11/1/2011 1:36:54 PM |
let_me_retire | $100.00 | 11/1/2011 1:57:01 PM |
nickel-launcher | $25.00 | 11/1/2011 3:29:20 PM |
TronMedici | $50.00 | 11/1/2011 3:41:10 PM |
economy-producer | $25.00 | 11/1/2011 5:20:23 PM |
nimble-revenue5 | $25.00 | 11/1/2011 7:02:23 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:14 PM |
bid-stockpiler1 | $50.00 | 11/2/2011 5:29:59 AM |
festeringsnot | $25.00 | 11/2/2011 4:45:29 AM |
handshake5 | $91.00 | 11/2/2011 9:09:28 AM |
jasonrun | $25.00 | 11/2/2011 9:02:09 AM |
stepatatime-together | $65.00 | 11/2/2011 10:47:22 AM |
asiaratt | $50.00 | 11/2/2011 10:59:45 AM |
clkventures | $100.00 | 11/2/2011 12:13:14 PM |
well-mannered-income3 | $40.00 | 11/2/2011 12:43:40 PM |
profde | $45.00 | 11/3/2011 8:17:57 AM |
finance-prescription | $100.00 | 11/3/2011 9:05:20 AM |
mike2246s | $25.00 | 11/3/2011 9:50:48 AM |
capital-halo1 | $1,000.00 | 11/3/2011 9:58:51 AM |
greencat | $50.00 | 11/3/2011 10:59:38 AM |
the-lean-bid | $25.00 | 11/3/2011 11:05:06 AM |
Investoman | $75.00 | 11/3/2011 11:32:56 AM |
chato2345 | $25.00 | 11/3/2011 12:28:57 PM |
first-compassion-oak | $25.00 | 11/3/2011 11:42:41 AM |
triguy | $1,826.99 | 11/3/2011 1:24:42 PM |
market-pudding | $25.00 | 11/3/2011 12:18:41 PM |
dsnybnd | $25.00 | 11/3/2011 12:51:24 PM |
pound-mushroom3 | $25.00 | 10/27/2011 9:26:24 AM |
green-trade-dolphin | $25.00 | 10/27/2011 9:27:51 AM |
108lender | $100.00 | 10/27/2011 2:09:15 PM |
idastmerchants | $25.00 | 10/28/2011 9:54:18 AM |
exchange-pledge | $100.00 | 10/28/2011 2:51:06 PM |
HHP | $100.00 | 10/28/2011 8:37:07 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:54 PM |
zorg77 | $50.00 | 10/29/2011 9:52:59 PM |
economy-coup | $50.00 | 10/31/2011 12:30:10 AM |
bold-shrewd-duty | $25.00 | 10/31/2011 5:17:21 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:08 PM |
PM_Broker | $50.00 | 11/1/2011 12:31:00 AM |
poetic-reward0 | $25.00 | 11/1/2011 4:49:44 AM |
foothillender | $25.00 | 11/1/2011 7:04:10 AM |
realtormoises | $25.00 | 11/1/2011 8:23:54 AM |
the-credit-maker | $25.00 | 11/1/2011 7:54:26 AM |
floridass | $25.00 | 11/1/2011 8:02:18 AM |
LKCGICG | $25.00 | 11/1/2011 8:40:56 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:19 AM |
simiray | $30.00 | 11/1/2011 10:35:02 AM |
Alpha-AssistU | $25.00 | 11/1/2011 12:57:57 PM |
transformer855 | $25.00 | 11/1/2011 2:00:56 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:32 PM |
income-buddy7 | $63.00 | 11/1/2011 5:56:29 PM |
Core-Marketing | $25.00 | 11/2/2011 4:13:45 AM |
proper-loot3 | $25.00 | 11/2/2011 5:05:40 AM |
green-ore-expert | $25.00 | 11/2/2011 7:38:50 AM |
octoberfresh | $25.00 | 11/2/2011 7:41:05 AM |
patriot0 | $50.00 | 11/2/2011 9:46:26 AM |
wwwUniversal | $25.00 | 11/2/2011 9:38:15 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:56 AM |
SolarMoonshine | $25.00 | 11/2/2011 10:04:06 AM |
social-zebra | $30.00 | 11/2/2011 10:17:56 AM |
fountain355 | $25.00 | 11/2/2011 12:02:07 PM |
market-jam | $26.00 | 11/2/2011 6:02:33 PM |
ah-long | $25.00 | 11/2/2011 7:17:11 PM |
Land_on_your_feet | $25.00 | 11/2/2011 7:34:34 PM |
money-bauble | $54.00 | 11/3/2011 4:17:46 AM |
eronyc | $25.00 | 11/3/2011 8:34:16 AM |
TheDigitalMan | $25.00 | 11/3/2011 8:36:00 AM |
cognizant-rupee7 | $25.00 | 11/3/2011 9:02:35 AM |
listing-demon | $25.00 | 11/3/2011 10:07:33 AM |
MNRealEstate | $50.00 | 11/3/2011 9:17:33 AM |
shmb6508 | $50.00 | 11/3/2011 9:34:28 AM |
DENARA | $25.00 | 11/3/2011 10:35:30 AM |
green28 | $50.00 | 11/3/2011 10:05:00 AM |
93 Investments
|
Borrower Payment Dependent Notes Series
534373
This series of Notes was issued and sold upon the funding of the borrower loan #55393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-23-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 23.48% |
Monthly payment:
| $276.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.62% | | |
| |
Estimated return*:
| 14.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,813 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| natural-rate9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Safer home for children
Purpose of loan: Home Improvement
This loan will be used to renovate our kitchen and living space. It currently is in need of renovation. We want to make it more child friendly and add additional space utilization.
My financial situation: Strong and current
I am a good candidate for this loan because I have never missed a payment in over 12 years. I budget my expenses responsibility and will cut back in spending to ensure bills are paid. I believe in financial responsibility and demonstrate these traits regularly.
Monthly net income: $ 2700
Monthly expenses: $100
Housing: $1050
Insurance: $70
Car expenses: $0
Utilities: $125
Phone, cable, internet: $50
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $55
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/23/2011 12:15:50 PM |
credit-coach118 | $50.27 | 10/23/2011 5:24:13 PM |
Centaur | $25.00 | 10/23/2011 6:15:41 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:24 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:28 AM |
Pickmar | $25.00 | 10/25/2011 9:58:03 AM |
Rogesparkguy | $25.00 | 10/25/2011 10:16:25 AM |
Mrgiggleswic | $39.12 | 10/26/2011 5:25:58 AM |
MM1207 | $25.00 | 10/26/2011 7:47:36 AM |
buddy486 | $25.00 | 10/26/2011 10:37:08 AM |
CashFlow13 | $1,000.00 | 10/26/2011 5:38:20 PM |
marwadi-62 | $50.00 | 10/27/2011 7:21:37 AM |
gentle-gain235 | $50.00 | 10/27/2011 8:28:30 AM |
30Sky | $35.00 | 10/27/2011 1:45:47 PM |
lion6 | $50.00 | 10/27/2011 3:16:34 PM |
abundant-cash | $25.00 | 10/27/2011 6:53:53 PM |
terrific-p2ploan | $25.00 | 10/27/2011 7:37:57 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:37 PM |
best-ingenious-funds | $25.00 | 10/27/2011 10:09:09 PM |
villagers | $50.00 | 10/27/2011 10:40:31 PM |
phchristensen | $100.00 | 10/28/2011 4:36:04 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:37 AM |
investment-tempo | $25.00 | 10/28/2011 10:38:25 AM |
larrybird | $2,000.00 | 10/28/2011 10:45:26 AM |
powerful-greenback2 | $25.00 | 10/28/2011 10:48:48 AM |
selvamfinance | $25.00 | 10/28/2011 10:49:00 AM |
spark548 | $100.00 | 10/28/2011 10:49:18 AM |
Aberdeen | $1,000.00 | 10/23/2011 12:19:14 PM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:26 PM |
sjlender | $100.00 | 10/23/2011 12:15:57 PM |
Bank_Of_XL | $25.00 | 10/23/2011 8:28:01 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:23 AM |
leverage-monger | $25.00 | 10/24/2011 9:55:32 AM |
calbertrand | $25.00 | 10/24/2011 10:08:51 AM |
scojo | $25.02 | 10/25/2011 12:06:00 AM |
Watersports | $50.00 | 10/25/2011 10:53:58 AM |
diligent-bid3 | $100.00 | 10/25/2011 7:24:06 PM |
tech310 | $50.00 | 10/25/2011 11:50:18 PM |
Mrgiggleswic | $25.00 | 10/26/2011 5:26:25 AM |
wildblue | $50.00 | 10/26/2011 8:22:17 AM |
Kaj | $25.00 | 10/26/2011 4:30:46 PM |
Interloper | $30.00 | 10/26/2011 7:44:00 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:01 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:55 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:07 AM |
jmeasn | $150.00 | 10/27/2011 1:04:22 PM |
Imaginos1892 | $100.00 | 10/27/2011 6:33:59 PM |
Brisket_Bob | $75.00 | 10/27/2011 6:33:25 PM |
loss-of-control | $100.00 | 10/27/2011 6:58:41 PM |
managedfund | $1,000.00 | 10/27/2011 7:07:55 PM |
superb-funds335 | $25.00 | 10/27/2011 9:21:42 PM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:51 AM |
SRK_FROM_WA | $509.40 | 10/28/2011 10:35:54 AM |
kind-charming-value | $1,500.00 | 10/28/2011 10:49:44 AM |
reflective-rupee | $25.00 | 10/28/2011 10:40:56 AM |
vb3jmg | $25.00 | 10/28/2011 10:47:32 AM |
kind-charming-value | $36.19 | 10/28/2011 10:50:02 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
534383
This series of Notes was issued and sold upon the funding of the borrower loan #55269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,677 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| thankful-deal2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
End of the year financial boost
Purpose of loan:
This loan will be used to...finance the holiday spending before getting my tax refund!
My financial situation:
I am a good candidate for this loan because...
I have enough to pay monthly bills, and I will be getting a huge tax refund this year. I just need a little bit to take me through the holiday season.
Monthly net income: $ 2200
Monthly expenses: $ 700
Housing: $ paid
Insurance: $ 0
Car expenses: $ 0
Utilities: $ paid
Phone, cable, internet: $ 75
Food, entertainment: $200 -$300
Clothing, household expenses: $ 150
Credit cards and other loans: $ 50
Other expenses: $ 125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blazing-capital2 | $250.00 | 10/21/2011 4:09:36 PM |
Something-Corporate | $25.00 | 10/22/2011 3:47:49 PM |
the-serene-transaction | $50.00 | 10/27/2011 3:11:36 PM |
copper | $50.00 | 10/27/2011 4:45:28 PM |
gokart83 | $25.00 | 10/27/2011 5:45:12 PM |
deepblue34 | $30.00 | 10/27/2011 6:26:09 PM |
dudebrah | $25.00 | 10/27/2011 6:31:50 PM |
managedfund | $400.00 | 10/27/2011 7:18:43 PM |
papaloha | $200.00 | 10/27/2011 7:29:26 PM |
worth-web5 | $4.53 | 10/27/2011 8:13:14 PM |
SolarMoonshine | $25.00 | 10/21/2011 3:19:26 PM |
let_me_retire | $100.00 | 10/25/2011 10:57:08 AM |
Elefunt | $25.00 | 10/27/2011 2:23:52 PM |
1randyp | $75.00 | 10/27/2011 3:25:40 PM |
journey517 | $25.00 | 10/27/2011 4:30:34 PM |
carrinel | $100.00 | 10/27/2011 4:28:49 PM |
loss-of-control | $100.00 | 10/27/2011 5:48:16 PM |
green-friendly-bill | $200.00 | 10/27/2011 6:21:19 PM |
unger | $112.11 | 10/27/2011 7:18:51 PM |
enriching-fund4 | $78.36 | 10/27/2011 7:42:58 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:52:08 PM |
Lubava | $100.00 | 10/27/2011 8:00:36 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
534453
This series of Notes was issued and sold upon the funding of the borrower loan #55464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $354.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 30% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,374 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| somellama |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Help my business become successful
This loan will be used to fund my business projects and pay off some high interest credit card debt. My business is a computer repair/consulting company that opened for business in June 2011. I run the business out of my home with my wife, so our expenses are limited.
We are currently working on an advanced weather alert website that provides alerts to consumers via social networking mediums. We are looking to produce an iPhone/iPad application to go with the service. The alert service will be subscription-based and users will be billed on a recurring basis.
I am a good candidate for this loan because I have had a Prosper loan in the past and paid it off as agreed. My other job makes approximately $90,000 a year. I make all other payments on my financial obligations. The business is home-based, so the utilities are paid for by my wife and me.
Our Personal Finances
Monthly net income: $5,000
All bills/expenses: $4,200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $150.00 | 10/22/2011 12:01:10 PM |
rolltide09 | $25.00 | 10/22/2011 12:01:58 PM |
MoneyForNothing | $39.63 | 10/22/2011 12:03:45 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:23 PM |
SolarMoonshine | $25.00 | 10/23/2011 3:41:55 AM |
Bank_Of_XL | $25.00 | 10/23/2011 8:06:01 AM |
investment-artist | $27.01 | 10/23/2011 8:43:53 AM |
1stBankAndHal | $25.07 | 10/23/2011 12:42:23 PM |
xcap | $25.00 | 10/23/2011 2:42:46 PM |
tntmojave | $50.00 | 10/24/2011 6:30:10 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 11:05:33 AM |
orange-impartial-asset | $450.00 | 10/24/2011 12:45:40 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:05:39 PM |
grammaspurse | $25.00 | 10/25/2011 10:28:04 AM |
valiant-money | $40.00 | 10/25/2011 12:38:04 PM |
marwadi-62 | $50.00 | 10/25/2011 7:15:49 PM |
MM1207 | $25.00 | 10/26/2011 7:47:33 AM |
thankful-nickel2 | $25.00 | 10/26/2011 11:38:40 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:23 PM |
Kaj | $25.00 | 10/26/2011 4:30:45 PM |
platinum-ectasy | $50.00 | 10/26/2011 7:15:01 PM |
jga516 | $25.00 | 10/27/2011 5:52:27 AM |
einvest1 | $50.00 | 10/27/2011 6:00:39 AM |
BxRealtor | $25.00 | 10/27/2011 6:31:27 AM |
FinanceEngine | $40.00 | 10/27/2011 7:05:03 AM |
green-trade-dolphin2 | $25.00 | 10/27/2011 7:17:21 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:04 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:27 AM |
worth-blanket2 | $5,400.00 | 10/27/2011 8:36:38 AM |
Investor_DP | $100.00 | 10/27/2011 9:10:04 AM |
wwwUniversal | $25.00 | 10/27/2011 9:19:09 AM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:42 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:56 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:21:17 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:20 PM |
cashhelp | $50.00 | 10/22/2011 1:13:13 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:06 PM |
OldManP | $35.00 | 10/22/2011 8:44:35 PM |
FinDoc | $25.00 | 10/23/2011 7:46:54 AM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:44 PM |
Feyenoord | $30.00 | 10/23/2011 8:42:47 PM |
golffish2 | $50.00 | 10/24/2011 4:01:11 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:18 PM |
SOP_Bank | $25.00 | 10/24/2011 12:39:31 PM |
orange-impartial-asset | $50.00 | 10/24/2011 12:49:40 PM |
Christophe | $50.00 | 10/24/2011 4:33:54 PM |
atlas100 | $25.00 | 10/25/2011 8:26:50 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:57:24 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:13 AM |
leeball | $100.00 | 10/25/2011 10:23:23 AM |
ivy-league-MBA | $25.00 | 10/25/2011 2:19:31 PM |
drcoop | $25.00 | 10/25/2011 4:31:49 PM |
knowledgeable-payment7 | $25.00 | 10/25/2011 11:48:49 PM |
tech310 | $50.00 | 10/25/2011 11:50:15 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:53 PM |
Hartfelt | $30.00 | 10/26/2011 9:38:13 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:53 AM |
organized-payment6 | $50.00 | 10/27/2011 5:53:27 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:39 AM |
valemic | $25.00 | 10/27/2011 9:24:23 AM |
MoneyForNothing | $8.28 | 10/27/2011 9:25:18 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
534493
This series of Notes was issued and sold upon the funding of the borrower loan #55254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,770.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $250.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,343 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| interest-path |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Military Short Term Loan!
I am in the military and will be using this loan to ship some household goods back to my hometown before I deploy.
When I return from deployment, I will be exiting the service within several months.
Normally, the army would foot the bill for moving household goods, but since I am not ordered to change posts, or getting out of the military (yet), they will not fund the move.
"Why not wait to get back from deployment to move so that the army can pay for it?"
Well, I'd prefer my wife to be near friends and family while I am deployed, so we are packing up and moving early. I will still receive my monthly housing allowance.
This loan will simply pay for the truck, supplies, etc.
As of now, my income is about $5000/month, and Rent is $1000.
I own my car, and have no CC debt.
I do hold a security clearance.
Thank you for investing, and I can guarantee you beyond any shadow of doubt that this loan will be repaid in full.
Godspeed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/21/2011 5:01:54 PM |
vutah | $35.00 | 10/21/2011 6:13:14 PM |
Theodon | $25.00 | 10/22/2011 4:21:41 AM |
TikPmp1 | $25.00 | 10/22/2011 4:29:30 AM |
Tscheddar | $25.00 | 10/22/2011 5:09:16 AM |
FinDoc | $25.00 | 10/22/2011 6:28:47 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:49 AM |
RetirementMoney | $25.00 | 10/22/2011 10:28:14 AM |
currency-excellency0 | $100.00 | 10/22/2011 12:00:49 PM |
Iago88 | $25.00 | 10/22/2011 3:37:28 PM |
FL-Lender | $25.00 | 10/22/2011 5:48:40 PM |
FAsAreDUMB | $25.00 | 10/22/2011 7:21:52 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:42 PM |
top-note-jamboree | $25.00 | 10/23/2011 6:40:55 PM |
Reddy_Capital | $25.00 | 10/23/2011 10:32:47 PM |
pinnacle10 | $25.00 | 10/23/2011 10:31:30 PM |
imdave4me | $34.87 | 10/24/2011 1:07:39 AM |
contributor897 | $25.00 | 10/24/2011 11:00:15 AM |
secureincome | $275.00 | 10/24/2011 12:07:30 PM |
1d2tg08 | $25.00 | 10/24/2011 4:47:52 PM |
deal-admirer4 | $25.00 | 10/24/2011 6:05:41 PM |
first-class-gold0 | $100.00 | 10/24/2011 8:27:58 PM |
scojo | $25.02 | 10/24/2011 11:53:11 PM |
investment-comet | $25.00 | 10/24/2011 9:08:49 PM |
loanman2007 | $50.00 | 10/25/2011 5:49:58 AM |
social-zebra | $30.00 | 10/25/2011 8:28:48 AM |
funds-rascal | $150.00 | 10/25/2011 10:28:03 AM |
wealth-renaissance5 | $25.74 | 10/25/2011 11:02:05 AM |
pound-mushroom3 | $25.00 | 10/21/2011 5:16:34 PM |
sjlender | $100.00 | 10/21/2011 5:14:36 PM |
finance-symphony7 | $100.00 | 10/21/2011 6:04:27 PM |
Danylostefan | $25.00 | 10/21/2011 6:22:08 PM |
MicroLender357 | $25.00 | 10/22/2011 7:01:48 AM |
elvisloans | $25.00 | 10/22/2011 10:23:18 AM |
Keystonekop | $100.00 | 10/22/2011 9:24:19 AM |
calbertrand | $25.00 | 10/22/2011 1:41:25 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:14 PM |
CollinsCrew | $50.00 | 10/23/2011 8:03:15 AM |
DRJWAW | $25.00 | 10/23/2011 8:10:27 AM |
auction-seeker | $25.00 | 10/23/2011 2:55:29 PM |
Brisket_Bob | $75.00 | 10/23/2011 2:26:12 PM |
addlending | $60.00 | 10/24/2011 9:49:58 AM |
authentic-kindness1 | $25.00 | 10/24/2011 2:20:18 PM |
asset-trajectory | $25.00 | 10/24/2011 2:36:49 PM |
SV-AZ | $30.33 | 10/24/2011 4:31:23 PM |
yons88 | $40.00 | 10/24/2011 11:19:54 PM |
Iloanyoumoney | $25.00 | 10/25/2011 6:31:14 AM |
engaging-worth | $25.00 | 10/25/2011 8:07:17 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:00 AM |
loan-sensai | $55.46 | 10/25/2011 9:14:37 AM |
kind-durability-battalion | $75.00 | 10/25/2011 10:40:40 AM |
I_Like_to_Invest | $100.00 | 10/25/2011 11:10:01 AM |
I_Like_to_Invest | $150.00 | 10/25/2011 10:52:52 AM |
ILoveBearHats | $50.00 | 10/25/2011 11:27:00 AM |
jmeasn | $8.58 | 10/25/2011 12:20:25 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
534503
This series of Notes was issued and sold upon the funding of the borrower loan #55609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
4 | Length of status: | 27y 0m |
Amount delinquent:
| $2,442 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57,277 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| auction-honker |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Nightwing503
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
desertoasis | $25.00 | 10/29/2011 9:54:21 AM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:15 PM |
roux | $25.00 | 10/27/2011 7:29:07 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:05 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:22 AM |
managedfund | $700.00 | 10/28/2011 10:24:03 AM |
2grindstones | $25.00 | 10/28/2011 4:46:34 PM |
flexible-return297 | $25.00 | 10/28/2011 4:03:21 PM |
christmaslightpro | $25.00 | 10/28/2011 5:04:25 PM |
independent-kindness5 | $100.00 | 10/28/2011 5:15:46 PM |
income-buddy7 | $100.00 | 10/28/2011 5:19:17 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 6:04:04 PM |
Bob450 | $25.02 | 10/28/2011 6:28:54 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:04 PM |
BigBag | $25.00 | 10/28/2011 10:42:33 PM |
treasure-generator | $25.00 | 10/28/2011 11:41:09 PM |
GCInvestments | $29.00 | 10/29/2011 12:14:02 AM |
grf1945 | $35.00 | 10/29/2011 2:29:42 AM |
ideal-platinum1 | $25.00 | 10/29/2011 3:34:50 AM |
OgOman | $25.00 | 10/29/2011 5:29:50 AM |
FASTIZIO_P | $25.00 | 10/29/2011 6:07:11 AM |
cropdust3r | $25.00 | 10/29/2011 8:40:39 AM |
nerdbomber | $25.00 | 10/29/2011 9:19:39 AM |
compassion-platoon | $25.00 | 10/29/2011 9:53:00 AM |
finance-magma7 | $25.00 | 10/29/2011 11:23:02 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:06:59 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:25:39 AM |
silver-wonder278 | $25.00 | 10/29/2011 12:07:34 PM |
Weaverville | $25.00 | 10/29/2011 12:09:25 PM |
triumphant-community | $25.00 | 10/29/2011 12:32:09 PM |
SirJev | $50.00 | 10/29/2011 12:32:53 PM |
BrianJx | $26.00 | 10/29/2011 12:23:37 PM |
thelovebug | $100.00 | 10/29/2011 12:32:32 PM |
life-is-great | $25.00 | 10/29/2011 12:49:32 PM |
Comoparklender | $25.00 | 10/29/2011 12:35:33 PM |
Diamond_Jim | $25.00 | 10/29/2011 12:36:43 PM |
market-jam | $50.00 | 10/29/2011 12:37:26 PM |
wwwUniversal | $25.00 | 10/29/2011 1:10:58 PM |
payout-achievement | $50.00 | 10/29/2011 1:14:55 PM |
foxtrot12 | $48.00 | 10/29/2011 12:59:01 PM |
finance-prescription | $100.00 | 10/29/2011 12:49:13 PM |
ttnk62918 | $25.00 | 10/29/2011 12:53:27 PM |
saffron4 | $25.00 | 10/29/2011 12:56:03 PM |
ElAbel11 | $25.00 | 10/29/2011 1:06:04 PM |
wise-friendly-dollar | $27.14 | 10/29/2011 1:22:58 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:23 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:08 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:12 PM |
tkr2 | $25.00 | 10/28/2011 3:55:45 PM |
theshef | $25.00 | 10/28/2011 4:47:50 PM |
HalfDayz | $25.00 | 10/28/2011 4:04:09 PM |
money-yeller | $100.00 | 10/28/2011 4:41:20 PM |
MrRooster101 | $25.00 | 10/28/2011 4:43:06 PM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:22 PM |
open-dough6 | $25.00 | 10/28/2011 6:09:27 PM |
valiant-duty1 | $25.00 | 10/28/2011 6:05:32 PM |
Sibelius2 | $25.00 | 10/28/2011 7:02:14 PM |
melodious-fairness | $50.00 | 10/28/2011 7:59:02 PM |
icon7 | $30.00 | 10/28/2011 7:52:15 PM |
spikerjack | $50.00 | 10/28/2011 10:29:40 PM |
DeltaComputerGuy | $25.00 | 10/29/2011 2:15:35 AM |
tremendous-payment | $25.00 | 10/29/2011 4:42:16 AM |
IIP77 | $25.00 | 10/29/2011 5:27:35 AM |
loan-scientist8 | $25.00 | 10/29/2011 5:43:10 AM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:15 AM |
melodious-fairness | $50.00 | 10/29/2011 9:08:23 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:36 AM |
worldly-funds | $25.00 | 10/29/2011 8:38:04 AM |
mlj0671 | $25.00 | 10/29/2011 10:46:19 AM |
kind-credit-bear | $25.00 | 10/29/2011 12:01:17 PM |
Investoman | $75.00 | 10/29/2011 12:06:19 PM |
prohelper | $25.00 | 10/29/2011 12:06:51 PM |
whatknows | $25.00 | 10/29/2011 12:12:08 PM |
minddoc | $25.00 | 10/29/2011 12:39:26 PM |
stepatatime-together | $100.00 | 10/29/2011 12:23:02 PM |
MadHun | $200.00 | 10/29/2011 12:44:23 PM |
shrewd-peace7 | $25.00 | 10/29/2011 12:22:46 PM |
yield-aurora4 | $25.00 | 10/29/2011 12:36:07 PM |
Jack55304 | $200.00 | 10/29/2011 12:29:53 PM |
personal-lender | $25.00 | 10/29/2011 12:58:27 PM |
handshake5 | $100.00 | 10/29/2011 12:59:21 PM |
vibraphone3 | $25.00 | 10/29/2011 12:37:46 PM |
asiaratt | $50.00 | 10/29/2011 1:08:23 PM |
reward-adventure | $50.00 | 10/29/2011 1:09:50 PM |
ursus | $50.00 | 10/29/2011 12:50:02 PM |
Elefunt | $25.00 | 10/29/2011 12:48:10 PM |
Georgetastic | $25.00 | 10/29/2011 1:19:30 PM |
Learning2Lend | $25.00 | 10/29/2011 12:55:40 PM |
Frenchynh | $25.00 | 10/29/2011 12:56:21 PM |
important-openness1 | $100.00 | 10/29/2011 12:59:44 PM |
social-cocktail1 | $196.00 | 10/29/2011 1:07:14 PM |
shmb6508 | $50.00 | 10/29/2011 1:23:00 PM |
gustavzantanon | $25.00 | 10/29/2011 1:22:47 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
534567
This series of Notes was issued and sold upon the funding of the borrower loan #55338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $179 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| pure-note0 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Temporary loan
Purpose of loan:
This loan will be used to... help with cost of living. My girlfriend lost her job and is no longer able to work cause of an illness. She will start to receive payments in Feb but we need to be able to pay rent (her side) and her other bills until that date. Once she receives her payment we will pay this back. Thanks
My financial situation:
I am a good candidate for this loan because...I have been on time with all my bills for the last 2 years.
Monthly net income: $4284
Monthly expenses: $1375
Housing: $475
Insurance: $90
Car expenses: $260
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/27/2011 7:02:48 PM |
managedfund | $1,800.00 | 10/28/2011 10:20:44 AM |
missile8 | $25.00 | 10/28/2011 11:22:02 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:18 AM |
social-cocktail1 | $200.00 | 10/28/2011 11:36:30 AM |
bellaquito | $1,750.00 | 10/28/2011 11:39:45 AM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:15 PM |
roux | $25.00 | 10/27/2011 7:29:07 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:06 AM |
lendstats_com | $25.00 | 10/28/2011 7:58:56 AM |
marketplace-hut9 | $25.00 | 10/28/2011 11:27:07 AM |
handy-justice | $50.00 | 10/28/2011 11:33:42 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
534591
This series of Notes was issued and sold upon the funding of the borrower loan #55567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $360.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 11% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,549 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| palecur |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $4,600.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 28 | | |
Description
Paying off my car
Purpose of loan:
I'll use this loan to pay off my 2006 Mustang. I want to sell it, but for that I need the pink slip, so I need to clear the loan first.
My financial situation:
I'm reliably employed at a successful company that's owned by a major Japanese corporation. We're still in an aggressive growth phase and doing well -- my position is quite stable and I love what I do.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $1,000.00 | 10/21/2011 5:03:46 PM |
sjlender | $100.00 | 10/21/2011 5:14:39 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:11 PM |
green-trade-dolphin2 | $30.00 | 10/21/2011 5:15:14 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:08 PM |
blot44 | $25.00 | 10/21/2011 11:28:45 PM |
currency-excellency0 | $200.00 | 10/22/2011 12:00:59 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:02 PM |
OldManP | $30.00 | 10/22/2011 8:45:12 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:04 PM |
fcrick | $25.00 | 10/23/2011 8:24:46 PM |
Rivervale_Westwood | $50.00 | 10/24/2011 5:24:54 AM |
tntmojave | $50.00 | 10/24/2011 6:30:08 AM |
investment-comet | $25.00 | 10/24/2011 8:50:40 PM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 9:00:25 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:08 AM |
ivy-league-MBA | $25.00 | 10/25/2011 2:19:31 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:43 PM |
jrlvnv | $25.00 | 10/25/2011 5:58:34 PM |
MM1207 | $25.00 | 10/26/2011 7:44:17 AM |
kenji4861 | $50.00 | 10/27/2011 4:46:20 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:03 AM |
rmpedi33 | $50.00 | 10/27/2011 11:26:14 AM |
tbrnet | $50.00 | 10/27/2011 11:47:21 AM |
TrustPlus | $50.00 | 10/27/2011 1:36:24 PM |
30Sky | $35.00 | 10/27/2011 1:45:46 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:00 PM |
fragonardlives | $35.00 | 10/27/2011 2:13:07 PM |
ndrak | $25.00 | 10/27/2011 2:18:39 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:40:43 PM |
j2ee | $25.00 | 10/27/2011 3:25:09 PM |
newest-bountiful-basis | $25.00 | 10/27/2011 4:41:42 PM |
deal-vibrato | $38.00 | 10/27/2011 5:42:36 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:22 PM |
Ripsaw4U | $50.00 | 10/27/2011 6:32:10 PM |
life-is-great | $25.00 | 10/27/2011 7:07:42 PM |
managedfund | $2,200.00 | 10/27/2011 7:07:05 PM |
indomitable-coin | $25.00 | 10/27/2011 7:26:10 PM |
brightest-gain-investor | $1,000.00 | 10/27/2011 8:00:04 PM |
bulabula | $25.00 | 10/27/2011 8:36:51 PM |
willwc6 | $75.00 | 10/27/2011 8:52:11 PM |
superb-funds335 | $25.00 | 10/27/2011 9:21:41 PM |
egw | $50.00 | 10/27/2011 10:31:23 PM |
MoneyForNothing | $28.83 | 10/21/2011 5:03:16 PM |
availableloan | $25.00 | 10/21/2011 9:18:13 PM |
vutah | $30.00 | 10/22/2011 7:52:07 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:54 AM |
caring-hope2 | $200.00 | 10/22/2011 8:33:07 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:18 PM |
maj0508 | $100.00 | 10/23/2011 4:05:45 AM |
cashhelp | $25.00 | 10/23/2011 4:42:42 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:20 AM |
rdrloan | $50.00 | 10/24/2011 8:10:47 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:50 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:12 PM |
GoGalt | $50.00 | 10/24/2011 10:32:36 PM |
leeball | $100.00 | 10/25/2011 10:23:22 AM |
NYBIZ | $25.00 | 10/26/2011 9:09:40 AM |
Reddy_Capital | $36.00 | 10/26/2011 9:14:56 PM |
heavy_ax | $50.00 | 10/27/2011 12:01:34 AM |
organized-payment6 | $50.00 | 10/27/2011 5:53:26 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:51 AM |
bluebird5 | $25.00 | 10/27/2011 1:08:17 PM |
1stBankAndHal | $25.08 | 10/27/2011 2:13:26 PM |
get30inc | $50.00 | 10/27/2011 2:49:20 PM |
OKPapa | $33.05 | 10/27/2011 3:10:01 PM |
a-income-rocket | $25.00 | 10/27/2011 4:21:13 PM |
shrewd-dedication2 | $50.00 | 10/27/2011 4:10:03 PM |
journey517 | $25.00 | 10/27/2011 4:45:39 PM |
mar97 | $50.00 | 10/27/2011 4:58:16 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:41 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 9:22:46 PM |
tolstoy00 | $25.00 | 10/27/2011 9:50:23 PM |
dkjl | $65.98 | 10/27/2011 9:45:24 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:52 PM |
cr8on | $100.00 | 10/27/2011 11:05:17 PM |
JIM1JIM2 | $45.00 | 10/27/2011 11:49:05 PM |
houli123 | $493.05 | 10/28/2011 2:47:40 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
534817
This series of Notes was issued and sold upon the funding of the borrower loan #55817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $254.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 41% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 18y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $109 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| grannygw |
Borrower's state:
| California |
Borrower's group:
| MONEY DIES |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 94% )
| 760-779 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 2
( 6% )
| 620-639
(Jun-2007)
620-639
(May-2007)
640-659
(Apr-2007)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
To pay off Cashcall
Purpose of loan:
This loan will be used to...
To pay off a loan with Cashcall
My financial situation: is ok
I am a good candidate for this loan because..I paid off the first loan and bought a house wth my son, we share the bills and I want to pay off this one.
Monthly net income: $2,600.00
Monthly expenses: $
Housing: $1,600 I pay half 850.00
Insurance: $car 80.00
Car expenses: $50.00
Utilities: $150.00
Phone, cable, internet: $160.00
Food, entertainment: $100.00
Clothing, household expenses: $40.00
Credit cards and other loans: $450.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 11:59:55 AM |
real-return | $25.00 | 10/28/2011 12:07:21 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:24 PM |
blazing-capital2 | $250.00 | 10/28/2011 2:20:23 PM |
BigSkyFinancial | $30.00 | 10/28/2011 1:37:44 PM |
atlas100 | $100.00 | 10/28/2011 2:03:58 PM |
dime-sapling | $25.00 | 10/28/2011 2:06:36 PM |
LeReve | $50.00 | 10/28/2011 2:25:40 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:14 PM |
bowler252 | $27.93 | 10/28/2011 3:37:12 PM |
money-yeller | $100.00 | 10/28/2011 4:41:21 PM |
loanman2007 | $25.00 | 10/28/2011 5:59:39 PM |
sensible-fund | $30.00 | 10/28/2011 6:22:17 PM |
rubylender | $25.00 | 10/29/2011 4:53:00 AM |
EL_Papin | $100.00 | 10/29/2011 6:58:42 AM |
mikeandcat | $76.52 | 10/29/2011 7:11:14 AM |
marwadi-62 | $300.00 | 10/29/2011 8:13:16 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:37 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:28:29 AM |
CoolPlexer | $25.00 | 10/29/2011 10:37:59 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:07 AM |
forthright-trade | $25.00 | 10/29/2011 12:03:22 PM |
Weaverville | $25.00 | 10/29/2011 12:09:25 PM |
figs4u2 | $100.00 | 10/29/2011 12:12:55 PM |
wwwUniversal | $25.00 | 10/29/2011 1:11:01 PM |
Christophe | $25.00 | 10/29/2011 1:14:39 PM |
coin-investor | $25.00 | 10/29/2011 1:23:46 PM |
Vreet | $50.00 | 10/29/2011 2:44:13 PM |
money-uprising8 | $50.00 | 10/29/2011 3:15:09 PM |
dedicated-diversification5 | $122.27 | 10/29/2011 1:38:39 PM |
trumpeter5 | $49.00 | 10/29/2011 2:14:56 PM |
Dusigrosz | $100.00 | 10/29/2011 2:03:37 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:23 PM |
listing-vista | $50.00 | 10/29/2011 4:40:11 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:50 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:57 PM |
mikeandcat | $124.06 | 10/28/2011 12:17:39 PM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:45 PM |
wise-deal-panda | $200.00 | 10/28/2011 12:41:16 PM |
momoney2lend | $25.00 | 10/28/2011 1:06:35 PM |
Kash2010lu | $40.00 | 10/28/2011 1:21:12 PM |
fcrick | $25.00 | 10/28/2011 1:24:02 PM |
Tscheddar | $25.00 | 10/28/2011 1:41:16 PM |
dime-sprout | $25.00 | 10/28/2011 2:20:23 PM |
resolute-basis9 | $25.00 | 10/28/2011 3:55:14 PM |
return-grizzly | $100.00 | 10/28/2011 4:03:07 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 6:03:25 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 5:22:46 PM |
investment-daydream | $50.00 | 10/28/2011 6:03:21 PM |
optionscashflow | $25.00 | 10/28/2011 6:25:24 PM |
Feyenoord | $30.00 | 10/28/2011 7:44:37 PM |
frooogal | $50.00 | 10/28/2011 8:38:59 PM |
Mikale360 | $25.00 | 10/28/2011 11:53:20 PM |
icanhasloanz | $100.00 | 10/28/2011 11:10:09 PM |
power-secret-agent | $25.00 | 10/29/2011 3:25:48 AM |
Rogesparkguy | $25.00 | 10/29/2011 7:31:41 AM |
DoctorJoe | $30.00 | 10/29/2011 7:15:11 AM |
Bob450 | $30.00 | 10/29/2011 9:16:41 AM |
graceful-investment | $75.00 | 10/29/2011 10:00:29 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:07:00 AM |
CA-Lender | $25.00 | 10/29/2011 10:58:36 AM |
RoZu_Lending | $100.00 | 10/29/2011 11:17:25 AM |
prohelper | $25.00 | 10/29/2011 12:06:57 PM |
ivy-league-MBA | $25.00 | 10/29/2011 12:31:34 PM |
genius520 | $50.00 | 10/29/2011 1:16:38 PM |
brightest-organized-balance | $25.00 | 10/29/2011 2:01:17 PM |
cajunguy | $25.00 | 10/29/2011 3:03:07 PM |
payout-alien6 | $25.00 | 10/29/2011 1:56:24 PM |
myduck | $40.00 | 10/29/2011 4:32:21 PM |
loss-of-control | $100.00 | 10/29/2011 4:45:28 PM |
vennp | $50.00 | 10/29/2011 3:51:57 PM |
nex | $25.00 | 10/29/2011 4:12:58 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:04 PM |
intrepid-loot | $12.72 | 10/29/2011 6:04:09 PM |
ChoiceInvestments | $32.50 | 10/29/2011 4:54:56 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
534849
This series of Notes was issued and sold upon the funding of the borrower loan #55327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 9% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $137 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| progressive-loan3 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Work Truck
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/23/2011 12:15:58 PM |
pound-mushroom3 | $25.00 | 10/23/2011 12:17:36 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:52 PM |
SolarMoonshine | $25.00 | 10/23/2011 3:03:58 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:27 AM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:40 PM |
charming-exchange7 | $25.00 | 10/27/2011 6:04:07 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:08 AM |
Horse-Lender | $25.00 | 10/27/2011 10:47:48 AM |
credible-durability | $25.00 | 10/27/2011 3:05:22 PM |
1randyp | $50.00 | 10/27/2011 3:17:30 PM |
transparency-universe8 | $25.00 | 10/27/2011 3:27:05 PM |
debt-legend | $25.00 | 10/27/2011 4:18:08 PM |
Taz-Man-IIWIS | $25.00 | 10/27/2011 4:27:22 PM |
newest-bountiful-basis | $25.00 | 10/27/2011 4:41:42 PM |
smaxis | $25.00 | 10/27/2011 4:57:12 PM |
floomer | $50.00 | 10/27/2011 5:19:41 PM |
HermanstadtKid | $25.00 | 10/27/2011 5:02:54 PM |
sushi537 | $25.00 | 10/27/2011 5:15:58 PM |
managedfund | $800.00 | 10/27/2011 5:24:59 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:37 PM |
power-bluebird2 | $25.00 | 10/27/2011 5:48:56 PM |
trade-arch | $50.00 | 10/27/2011 6:05:45 PM |
Slend49 | $25.00 | 10/27/2011 6:23:21 PM |
green-friendly-bill | $50.00 | 10/27/2011 6:24:05 PM |
blue-dollar-viking | $50.00 | 10/27/2011 6:25:11 PM |
Imaginos1892 | $50.00 | 10/27/2011 6:26:14 PM |
Ripsaw4U | $50.00 | 10/27/2011 6:33:16 PM |
unconquerable-transparency865 | $75.00 | 10/27/2011 6:36:13 PM |
thajr | $35.00 | 10/27/2011 6:48:49 PM |
winterest | $75.00 | 10/27/2011 7:01:20 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:31 AM |
tech310 | $50.00 | 10/25/2011 11:50:19 PM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:10 AM |
MM1207 | $25.00 | 10/26/2011 7:47:37 AM |
Kaj | $25.00 | 10/26/2011 4:30:47 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:01 PM |
upsata | $25.00 | 10/26/2011 9:35:56 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:56 AM |
elvisloans | $25.00 | 10/27/2011 6:23:12 AM |
cake7 | $25.00 | 10/27/2011 7:14:53 AM |
bullwink27 | $25.00 | 10/27/2011 7:41:33 AM |
30Sky | $35.00 | 10/27/2011 1:45:48 PM |
the-serene-transaction | $31.82 | 10/27/2011 3:12:05 PM |
peso-tostada | $100.00 | 10/27/2011 3:22:58 PM |
unclejaef | $25.00 | 10/27/2011 3:21:07 PM |
Gibbyland | $100.00 | 10/27/2011 3:25:26 PM |
mathaiusa | $250.00 | 10/27/2011 3:28:47 PM |
journey517 | $25.00 | 10/27/2011 4:29:51 PM |
LBOregon | $25.00 | 10/27/2011 4:33:32 PM |
Spaceman838 | $50.00 | 10/27/2011 4:13:26 PM |
Supernick | $100.00 | 10/27/2011 4:28:43 PM |
affluence-companion2 | $28.81 | 10/27/2011 4:51:17 PM |
ILoveBearHats | $25.00 | 10/27/2011 5:03:31 PM |
umfan123 | $25.00 | 10/27/2011 5:10:01 PM |
refined-return922 | $25.00 | 10/27/2011 5:10:56 PM |
abu-dhabi | $30.00 | 10/27/2011 5:19:16 PM |
BigLinCT | $50.00 | 10/27/2011 5:26:31 PM |
happy-asset | $25.00 | 10/27/2011 5:37:04 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:22 PM |
Brisket_Bob | $50.00 | 10/27/2011 6:14:51 PM |
dime-historian | $25.00 | 10/27/2011 6:14:05 PM |
noconnor01 | $25.00 | 10/27/2011 6:19:01 PM |
taz007 | $38.06 | 10/27/2011 6:43:08 PM |
heavy_ax | $35.00 | 10/27/2011 6:49:31 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 6:24:08 PM |
favorite-commerce | $30.00 | 10/27/2011 6:41:44 PM |
Elefunt | $25.00 | 10/27/2011 7:01:19 PM |
compassion-bauble4 | $11.31 | 10/27/2011 7:05:35 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
534935
This series of Notes was issued and sold upon the funding of the borrower loan #55697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,807 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| encouraging-funds841 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
expanding my business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 9:15:13 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:26 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:16 PM |
alexgalt | $25.00 | 10/24/2011 9:38:01 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:41 AM |
tech310 | $50.00 | 10/25/2011 11:48:54 PM |
108lender | $100.00 | 10/27/2011 2:09:06 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:54 PM |
larrybird | $2,000.00 | 10/27/2011 11:06:59 PM |
managedfund | $900.00 | 10/28/2011 6:35:37 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:49 AM |
Girakul | $25.00 | 10/28/2011 5:35:45 AM |
secureincome | $375.00 | 10/28/2011 6:54:15 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
534969
This series of Notes was issued and sold upon the funding of the borrower loan #55310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 46% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,580 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| capital-victor |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bills
Purpose of loan:pay off debts
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...this will me out a lot and
will be able to pay will with no problems
Monthly net income: $2360
Monthly expenses: $40
Housing: $00
Insurance: $147
Car expenses: $640
Utilities: $60
Phone, cable, internet: $
Food, entertainment: $60
Clothing, household expenses: $40
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 9:15:14 AM |
SolarMoonshine | $25.00 | 10/24/2011 9:58:56 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:27 PM |
Something-Corporate | $25.00 | 10/25/2011 5:10:10 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:51 AM |
108lender | $100.00 | 10/27/2011 2:09:07 PM |
money-fort | $25.00 | 10/27/2011 5:16:53 PM |
Bob450 | $25.00 | 10/27/2011 6:25:35 PM |
dime-historian | $25.00 | 10/27/2011 6:21:11 PM |
dudebrah | $25.00 | 10/27/2011 6:31:26 PM |
friendly-peace4 | $25.00 | 10/27/2011 6:59:29 PM |
transparency-river1 | $1,000.00 | 10/27/2011 7:13:24 PM |
vibraphone3 | $25.00 | 10/27/2011 7:11:54 PM |
papaloha | $25.00 | 10/27/2011 7:26:27 PM |
managedfund | $1,000.00 | 10/27/2011 7:18:05 PM |
szetheli | $125.00 | 10/27/2011 7:28:11 PM |
brightest-gain-investor | $998.00 | 10/27/2011 7:50:49 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:18 PM |
alexgalt | $25.00 | 10/24/2011 9:36:58 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:44 AM |
Rogelio48 | $30.00 | 10/25/2011 12:47:02 PM |
foothillender | $25.00 | 10/26/2011 8:11:13 AM |
power-corps8 | $40.00 | 10/27/2011 1:49:04 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:05 PM |
HenryS | $32.00 | 10/27/2011 2:56:41 PM |
lion6 | $25.00 | 10/27/2011 3:13:00 PM |
fishing533 | $50.00 | 10/27/2011 3:22:39 PM |
Charlie0084 | $25.00 | 10/27/2011 4:25:17 PM |
dedicated-transaction796 | $25.00 | 10/27/2011 5:04:49 PM |
loss-of-control | $100.00 | 10/27/2011 5:47:21 PM |
Greenbak | $25.00 | 10/27/2011 5:49:17 PM |
stepatatime-together | $100.00 | 10/27/2011 7:08:33 PM |
income-buddy7 | $50.00 | 10/27/2011 7:21:22 PM |
nimble-revenue5 | $50.00 | 10/27/2011 7:23:44 PM |
greenkid | $25.00 | 10/27/2011 7:44:01 PM |
invincible-agreement8 | $150.00 | 10/27/2011 7:46:03 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
535019
This series of Notes was issued and sold upon the funding of the borrower loan #55618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,945 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-fund-empire |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credits cards and others loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/24/2011 9:16:07 AM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:01 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:48 AM |
heavy_ax | $50.00 | 10/27/2011 12:01:35 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:28 AM |
life-is-great | $25.00 | 10/27/2011 12:36:50 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:08 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:25 PM |
fairness-kayak | $25.00 | 10/27/2011 1:33:50 PM |
gulch | $25.00 | 10/27/2011 1:42:32 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:12 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:28:05 PM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:40 PM |
credible-durability | $25.00 | 10/27/2011 3:05:22 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:37 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:23 PM |
managedfund | $1,000.00 | 10/27/2011 7:05:35 PM |
pound-mushroom3 | $25.00 | 10/24/2011 9:18:03 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:30 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:21 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:58 AM |
jga516 | $25.00 | 10/27/2011 5:52:29 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:12 AM |
marwadi-62 | $50.00 | 10/27/2011 7:21:38 AM |
Investor_DP | $74.00 | 10/27/2011 9:10:12 AM |
money-bauble | $100.00 | 10/27/2011 11:33:26 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:39 PM |
kbguru | $25.00 | 10/27/2011 1:30:44 PM |
taylor883 | $50.00 | 10/27/2011 1:32:35 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:01 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:26 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:27 PM |
ndrak | $25.00 | 10/27/2011 2:18:40 PM |
no_agenda_lender | $26.00 | 10/27/2011 2:50:37 PM |
unclejaef | $25.00 | 10/27/2011 3:21:07 PM |
Taz-Man-IIWIS | $25.00 | 10/27/2011 4:27:23 PM |
BigLinCT | $50.00 | 10/27/2011 5:26:32 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:42 PM |
wise-deal-panda | $100.00 | 10/27/2011 7:23:21 PM |
prudent-bid3 | $25.00 | 10/27/2011 7:28:53 PM |
brightest-gain-investor | $1,575.00 | 10/27/2011 7:54:45 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:20 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
535041
This series of Notes was issued and sold upon the funding of the borrower loan #55651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 22y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unrivaled-greenback082 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...Pay off some small debts and remodeling in house.
My financial situation:
I am a good candidate for this loan because...
I am trying to rebuild my credit, and I am making good money now with my job.
Monthly net income: $3500
Monthly expenses: 100
Housing: $900
Insurance: $150
Car expenses: $
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $800
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/24/2011 5:03:03 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:14 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:14 AM |
responsible-worth113 | $25.00 | 10/27/2011 8:49:29 AM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:14 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:31 PM |
roux | $25.00 | 10/25/2011 6:58:45 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:02 AM |
enchanted-diversification496 | $25.00 | 10/26/2011 7:53:07 PM |
progressive-economy261 | $400.00 | 10/26/2011 8:11:52 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:55 AM |
jga516 | $25.00 | 10/27/2011 5:52:33 AM |
worth-blanket2 | $3,900.00 | 10/27/2011 8:37:35 AM |
diplomatic-wealth7 | $25.00 | 10/27/2011 9:14:21 AM |
EngineersAlliance | $75.00 | 10/27/2011 9:25:56 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
535061
This series of Notes was issued and sold upon the funding of the borrower loan #55769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $528,796 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-money-carrier |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation (FICO 720)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/24/2011 5:17:18 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:03 AM |
tech310 | $50.00 | 10/25/2011 11:50:23 PM |
kenji4861 | $25.00 | 10/27/2011 4:48:00 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:15 AM |
30Sky | $35.00 | 10/27/2011 1:45:50 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:37 PM |
snowdem0n | $25.00 | 10/28/2011 6:56:17 AM |
spark548 | $100.00 | 10/28/2011 10:49:19 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:48 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:30 PM |
bellaquito | $2,000.00 | 10/28/2011 5:06:05 PM |
Castelj | $40.00 | 10/29/2011 3:06:03 AM |
cash-boots7 | $50.00 | 10/29/2011 7:19:51 AM |
melodious-fairness | $100.00 | 10/29/2011 9:04:52 AM |
jazz619 | $25.00 | 10/29/2011 9:19:46 AM |
britgsb | $50.00 | 10/29/2011 11:39:08 AM |
prohelper | $25.00 | 10/29/2011 12:06:44 PM |
coin-investor | $25.00 | 10/29/2011 1:23:33 PM |
nycfinance | $25.00 | 10/29/2011 2:09:03 PM |
listing-vista | $50.00 | 10/29/2011 4:40:10 PM |
oceanside | $25.00 | 10/29/2011 5:52:33 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:15 PM |
credit-maple5 | $100.00 | 10/30/2011 8:29:41 AM |
skuba | $50.00 | 10/30/2011 6:42:47 AM |
Arpad | $25.00 | 10/30/2011 11:05:21 AM |
velocity-motivator6 | $25.00 | 10/30/2011 12:46:36 PM |
antlr | $50.00 | 10/30/2011 2:38:30 PM |
jamiee73 | $25.00 | 10/30/2011 4:22:53 PM |
money-surge1 | $25.00 | 10/31/2011 6:00:59 AM |
yield-implementer8 | $36.64 | 10/31/2011 5:02:14 AM |
paladin847 | $50.00 | 10/31/2011 10:28:02 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:33 AM |
bright-investment | $25.00 | 10/31/2011 2:04:59 PM |
6moonbeams | $25.00 | 10/31/2011 1:56:36 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:30 PM |
wtrboy | $25.00 | 10/31/2011 10:23:10 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:17 AM |
evnagelist | $25.00 | 11/1/2011 9:04:51 AM |
cablenews | $100.00 | 11/1/2011 10:58:51 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:24 PM |
Kaj | $25.00 | 11/1/2011 5:32:47 PM |
FortuneFund | $50.00 | 11/2/2011 8:25:16 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:55 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:39 AM |
forthright-dedication | $50.00 | 11/2/2011 11:12:51 AM |
skiberdad | $50.00 | 11/2/2011 1:00:24 PM |
iaffy | $50.00 | 11/2/2011 2:54:19 PM |
Weaverville | $25.00 | 11/2/2011 7:55:54 PM |
Mark-7 | $50.00 | 11/3/2011 2:35:03 AM |
worth-blanket2 | $7,500.00 | 11/3/2011 11:05:08 AM |
sjlender | $100.00 | 10/24/2011 5:17:24 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:31 PM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:08 AM |
villagers | $50.00 | 10/27/2011 10:40:32 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:03 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:30 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:37 PM |
Icon_88 | $50.00 | 10/28/2011 6:58:41 PM |
Supernick | $100.00 | 10/29/2011 1:21:44 AM |
jescowa | $50.00 | 10/29/2011 5:09:09 AM |
emo13 | $50.00 | 10/29/2011 7:32:35 AM |
compassion-platoon | $25.00 | 10/29/2011 9:53:00 AM |
Investor_DP | $100.00 | 10/29/2011 1:01:10 PM |
helpful-loan245 | $25.00 | 10/29/2011 3:47:49 PM |
HermanstadtKid | $25.12 | 10/29/2011 3:35:14 PM |
fervent-repayment | $50.00 | 10/29/2011 5:38:00 PM |
Mailmon | $25.00 | 10/29/2011 9:31:37 PM |
zippy-interest | $25.00 | 10/30/2011 8:05:57 AM |
Kyileo | $25.00 | 10/30/2011 10:22:35 AM |
Spraydawg | $150.00 | 10/30/2011 11:05:04 AM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:16 AM |
principal-lion | $25.00 | 10/30/2011 10:24:21 AM |
Lender75 | $25.00 | 10/30/2011 3:32:57 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:23 PM |
massuot | $25.00 | 10/31/2011 12:57:10 AM |
DadWarbucks | $40.00 | 10/31/2011 8:39:24 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:49 AM |
mike_banker | $100.00 | 10/31/2011 9:35:23 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:38 AM |
riskreward | $250.00 | 10/31/2011 9:11:08 AM |
useful-p2ploan | $25.00 | 10/31/2011 1:28:24 PM |
competitor119 | $25.00 | 10/31/2011 11:22:38 AM |
supernova719 | $50.00 | 10/31/2011 2:29:44 PM |
truth-silo | $50.00 | 10/31/2011 5:31:39 PM |
kindness-jedi | $25.00 | 11/1/2011 4:15:41 AM |
elfincove | $25.00 | 11/1/2011 7:23:07 AM |
market-assembler | $25.00 | 11/1/2011 9:46:31 AM |
life-is-great | $25.00 | 11/1/2011 10:53:44 AM |
gjm6d | $25.00 | 11/1/2011 11:21:21 AM |
Viamin | $25.00 | 11/1/2011 11:07:38 PM |
triumph329 | $30.00 | 11/2/2011 4:45:32 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:38 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:34 AM |
jojnax | $30.00 | 11/2/2011 4:03:59 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:34 PM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:49 PM |
Cash4U2also | $25.00 | 11/2/2011 7:54:00 PM |
LimaGuy | $48.33 | 11/3/2011 6:50:19 AM |
RetiredATC | $50.00 | 11/3/2011 3:15:23 AM |
cnovak | $25.00 | 11/3/2011 7:09:16 AM |
Ven58 | $25.00 | 11/3/2011 6:10:41 AM |
green28 | $150.00 | 11/3/2011 10:03:27 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:02 AM |
104 Investments
|
Borrower Payment Dependent Notes Series
535109
This series of Notes was issued and sold upon the funding of the borrower loan #55547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1977 |
Debt/Income ratio:
| 20% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 28y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $137,172 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loan-tom-tom0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
GLH
Purpose of loan:
This loan will be used to.consolidate payments..
My financial situation:
I am a good candidate for this loan because.I hope to pay it back before the end of the term..
Monthly net income: $3400 to 3800
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:07:01 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:03 PM |
roux | $25.00 | 10/26/2011 5:07:10 AM |
worth-blanket2 | $8,300.00 | 10/27/2011 12:46:49 PM |
spiff666 | $25.00 | 10/27/2011 4:09:14 PM |
managedfund | $500.00 | 10/27/2011 5:02:13 PM |
loan-scientist8 | $25.00 | 10/27/2011 5:14:05 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:40 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:41 AM |
StarshineXL | $500.00 | 10/27/2011 3:10:22 PM |
jjohn412001 | $25.00 | 10/27/2011 4:18:53 PM |
journey517 | $25.00 | 10/27/2011 4:37:05 PM |
secureincome | $275.00 | 10/27/2011 5:30:11 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
535123
This series of Notes was issued and sold upon the funding of the borrower loan #55278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1972 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,727 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| zippy-credit328 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidated loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
let_me_retire | $50.00 | 10/25/2011 11:26:26 AM |
tech310 | $50.00 | 10/25/2011 11:48:58 PM |
heavenly-interest9 | $450.00 | 10/26/2011 7:23:05 PM |
copper | $50.00 | 10/27/2011 4:45:30 PM |
dudebrah | $25.00 | 10/27/2011 6:32:29 PM |
Bob450 | $25.00 | 10/27/2011 6:28:26 PM |
new-ore-venture | $50.00 | 10/27/2011 7:07:41 PM |
papaloha | $200.00 | 10/27/2011 7:30:23 PM |
Lubava | $73.00 | 10/27/2011 8:01:43 PM |
willwc6 | $50.00 | 10/27/2011 8:27:07 PM |
larrybird | $1,425.00 | 10/27/2011 8:40:51 PM |
bid-stockpiler1 | $50.00 | 10/27/2011 3:14:33 PM |
dime-historian | $35.00 | 10/27/2011 6:28:51 PM |
goodhearted-generosity511 | $25.00 | 10/27/2011 7:10:56 PM |
managedfund | $400.00 | 10/27/2011 7:26:41 PM |
platinum-exec1 | $100.00 | 10/27/2011 8:02:11 PM |
bsmtloan | $50.00 | 10/27/2011 8:02:30 PM |
courageous-yield7 | $25.00 | 10/27/2011 8:18:46 PM |
brightest-gain-investor | $867.00 | 10/27/2011 8:05:12 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
535131
This series of Notes was issued and sold upon the funding of the borrower loan #55627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $290.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 3m |
Amount delinquent:
| $522 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,922 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BlueLend |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my remaining debt
My financial situation:
I am a good candidate for this loan because I have good credit and an intensive repayment plan.
In September 2009 I had nearly $20,000 in credit card and medical debt. That month I developed a plan to aggressively pay off my debt. Two years later, I have paid off more than half of that balance. With this loan I will consolidate my remaining debt.
My loan listing indicates one delinquent account with a delinquency amount of $522. This information relates to a credit card that was paid off in May 2006. On 10/24/2011 I realized this error on my credit bureau report and contacted Experian. Experian quickly realized that the information reported to Prosper on 10/21/2011 is erroneous and made the correction on my bureau report. Prosper can not pull an updated credit bureau report until 30 days has lapsed from the original credit inquiry.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/24/2011 5:17:09 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:07 AM |
MM1207 | $25.00 | 10/26/2011 7:44:27 AM |
fcrick | $25.00 | 10/27/2011 10:57:51 AM |
j2ee | $25.00 | 10/27/2011 3:25:11 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:53 PM |
managedfund | $1,700.00 | 10/28/2011 6:45:49 AM |
Domgabriel | $25.00 | 10/28/2011 7:02:12 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:50 AM |
auctionator1 | $25.00 | 10/28/2011 12:22:06 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:03 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:30 PM |
jarf | $25.00 | 10/28/2011 5:48:19 PM |
melodious-fairness | $100.00 | 10/29/2011 9:06:21 AM |
treasure-expert | $25.00 | 10/29/2011 9:01:41 AM |
77dowplace | $30.52 | 10/29/2011 9:30:06 AM |
britgsb | $50.00 | 10/29/2011 11:27:16 AM |
skuba | $50.00 | 10/30/2011 6:42:47 AM |
Torero06 | $28.85 | 10/29/2011 11:36:47 PM |
johnfromsanmateo | $49.35 | 10/30/2011 3:08:21 PM |
Equity_Investor | $50.00 | 10/30/2011 4:05:23 PM |
GalileoBob | $25.00 | 10/30/2011 7:48:17 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:11 PM |
worldly-income2 | $30.00 | 10/31/2011 8:10:09 AM |
money-surge1 | $25.00 | 10/31/2011 6:01:00 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:38 AM |
DadWarbucks | $40.00 | 10/31/2011 8:39:25 AM |
turbobrat | $30.00 | 10/31/2011 8:21:53 AM |
elbastador | $25.00 | 10/31/2011 9:07:32 AM |
riskreward | $250.00 | 10/31/2011 9:11:08 AM |
Fun54115 | $25.00 | 10/31/2011 9:49:16 AM |
JinNing | $100.00 | 10/31/2011 10:57:29 AM |
wise-honorable-rate | $25.00 | 10/31/2011 9:52:14 AM |
mike_banker | $100.00 | 10/31/2011 9:35:23 AM |
poloinc | $73.33 | 10/31/2011 11:22:38 AM |
texrob20 | $25.00 | 10/31/2011 10:18:01 AM |
lively-affluence9 | $25.00 | 10/31/2011 10:33:15 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:23 AM |
thenadamgoes | $50.00 | 10/31/2011 9:57:11 AM |
thoughtful-p2ploan0 | $25.00 | 10/31/2011 9:57:55 AM |
economy-ringleader048 | $25.00 | 10/31/2011 10:03:24 AM |
rmachi | $50.00 | 10/31/2011 11:20:26 AM |
peaceful-wealth0 | $25.00 | 10/31/2011 12:06:13 PM |
djh47a | $25.00 | 10/31/2011 10:35:02 AM |
HRVRfunding | $41.09 | 10/31/2011 12:13:29 PM |
ItsJustMe79 | $25.00 | 10/31/2011 12:49:37 PM |
manofthecentury | $25.00 | 10/31/2011 12:39:36 PM |
tidy-generosity | $25.00 | 10/31/2011 1:14:40 PM |
doctorchou | $50.00 | 10/31/2011 1:45:32 PM |
loot-heart | $25.00 | 10/31/2011 12:23:44 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:20 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:35 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:03:01 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:51 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:30 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:16 AM |
tbrnet | $50.00 | 10/27/2011 11:47:23 AM |
Tscheddar | $25.00 | 10/28/2011 4:30:54 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:39 AM |
Brisket_Bob | $75.00 | 10/28/2011 6:04:29 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:31 PM |
ChoiceInvestments | $32.00 | 10/29/2011 1:09:34 AM |
footz79 | $50.00 | 10/28/2011 9:48:15 PM |
JustOneVoice | $25.00 | 10/29/2011 5:12:39 AM |
emo13 | $50.00 | 10/29/2011 7:32:35 AM |
slick8812 | $25.00 | 10/29/2011 7:31:54 AM |
jazz619 | $25.00 | 10/29/2011 9:19:47 AM |
elegant-income3 | $50.00 | 10/29/2011 5:53:16 PM |
coin-investor | $25.00 | 10/29/2011 7:53:04 PM |
davidecl | $25.00 | 10/30/2011 8:08:01 AM |
1redfish | $100.00 | 10/30/2011 8:14:23 AM |
missgina | $30.00 | 10/30/2011 6:46:02 AM |
jamiee73 | $25.00 | 10/30/2011 4:22:54 PM |
wilmajean | $50.00 | 10/31/2011 6:02:59 AM |
gojackgo | $50.00 | 10/31/2011 8:22:36 AM |
songbird98 | $25.00 | 10/31/2011 7:44:07 AM |
pwkpwk | $25.00 | 10/31/2011 8:08:36 AM |
Chuck9802 | $25.00 | 10/31/2011 9:18:30 AM |
helpinghand63 | $25.00 | 10/31/2011 9:20:57 AM |
porter22 | $25.00 | 10/31/2011 8:29:32 AM |
investment-tycoon | $100.00 | 10/31/2011 8:34:38 AM |
agalt | $100.00 | 10/31/2011 8:15:18 AM |
rush4life | $50.00 | 10/31/2011 9:20:26 AM |
Banker7371 | $25.00 | 10/31/2011 10:15:42 AM |
faldska | $25.00 | 10/31/2011 10:25:04 AM |
paladin847 | $50.00 | 10/31/2011 10:28:03 AM |
ranstlin | $25.00 | 10/31/2011 9:29:37 AM |
SAMCRO | $25.00 | 10/31/2011 11:05:23 AM |
Bekim | $26.00 | 10/31/2011 9:40:25 AM |
spqrxxi | $25.00 | 10/31/2011 11:25:33 AM |
Ruckus888 | $50.00 | 10/31/2011 9:45:11 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:33 AM |
Earn_money | $25.00 | 10/31/2011 10:25:21 AM |
Stafo | $25.00 | 10/31/2011 1:14:03 PM |
TikPmp1 | $25.00 | 10/31/2011 11:07:26 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:10 AM |
unflappable-balance5 | $50.00 | 10/31/2011 1:19:50 PM |
Paxman84 | $25.00 | 10/31/2011 1:22:32 PM |
hopeful-silver5 | $25.00 | 10/31/2011 1:32:38 PM |
6moonbeams | $12.59 | 10/31/2011 1:56:36 PM |
kind-durability-battalion | $50.00 | 10/31/2011 12:15:45 PM |
101 Investments
|
Borrower Payment Dependent Notes Series
535165
This series of Notes was issued and sold upon the funding of the borrower loan #55274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $393.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,103 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| bobchik |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 37 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
720-739
(Jun-2010)
640-659
(Sep-2008)
580-599
(Apr-2008)
|
Principal balance:
| $7,712.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 37 | | |
Description
Refinancing Medical Debt
Purpose of loan:
This loan will be used to refinance medical debt. We had a couple of large medical bills and our deductible is high
My financial situation:
I am a good candidate for this loan because I pay by bills on time. Outside of this medical emergency, we live within our means and pay all bills on time.
We charge close to $15K of medical bills on credit card, and paying via credit card is expensive
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/24/2011 5:02:22 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:20 PM |
enticing-capital6 | $50.00 | 10/24/2011 5:22:37 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:11 PM |
sjlender | $100.00 | 10/24/2011 5:17:25 PM |
currency-excellency0 | $200.00 | 10/25/2011 9:01:02 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:10 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:10:11 AM |
green-trade-dolphin2 | $25.00 | 10/26/2011 12:40:25 PM |
fairness-hammock | $50.00 | 10/26/2011 7:20:02 PM |
Feyenoord | $30.00 | 10/26/2011 9:21:20 PM |
Reddy_Capital | $36.00 | 10/26/2011 9:12:07 PM |
fcrick | $25.00 | 10/27/2011 10:57:51 AM |
tbrnet | $50.00 | 10/27/2011 11:47:24 AM |
ndrak | $25.00 | 10/27/2011 2:18:41 PM |
Long-term2040 | $25.00 | 10/27/2011 3:15:58 PM |
Brown98 | $25.00 | 10/27/2011 3:08:46 PM |
focused-investment442 | $25.00 | 10/27/2011 3:56:02 PM |
brightest-gain-investor | $1,733.57 | 10/27/2011 4:16:16 PM |
MoneyForNothing | $25.93 | 10/24/2011 5:04:56 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:38 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:03:01 AM |
Rivervale_Westwood | $50.00 | 10/25/2011 2:37:13 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:52 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:24 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:31 PM |
blot44 | $25.00 | 10/25/2011 8:51:22 PM |
MM1207 | $25.00 | 10/26/2011 7:44:28 AM |
bellaquito | $2,000.00 | 10/26/2011 2:22:00 PM |
compassionate-asset8 | $29.75 | 10/26/2011 4:15:31 PM |
heavy_ax | $50.00 | 10/27/2011 12:01:36 AM |
kenji4861 | $50.00 | 10/27/2011 4:46:30 AM |
mrmojado | $28.75 | 10/27/2011 7:11:08 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:18 AM |
apple757 | $31.00 | 10/27/2011 8:20:58 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:01 AM |
bluebird5 | $25.00 | 10/27/2011 1:08:31 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:26 PM |
30Sky | $35.00 | 10/27/2011 1:45:50 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:37:50 PM |
NeketanBank | $25.00 | 10/27/2011 2:53:08 PM |
j2ee | $25.00 | 10/27/2011 3:25:11 PM |
mathaiusa | $250.00 | 10/27/2011 3:36:26 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
535173
This series of Notes was issued and sold upon the funding of the borrower loan #55545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $318.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,137 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| arriannahjohnmichael |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Credit Card consolidation.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 10/27/2011 9:01:36 AM |
MoneyForNothing | $40.70 | 10/27/2011 9:02:52 AM |
golffish2 | $25.00 | 10/27/2011 9:04:50 AM |
cashhelp | $25.00 | 10/27/2011 9:05:26 AM |
wise-deal-panda | $200.00 | 10/27/2011 9:06:10 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:42 AM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:54 AM |
pound-mushroom3 | $25.00 | 10/27/2011 9:26:24 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:04 AM |
rmpedi33 | $25.00 | 10/27/2011 11:28:23 AM |
money-bauble | $100.00 | 10/27/2011 11:33:39 AM |
ndrak | $25.00 | 10/27/2011 2:18:46 PM |
leball | $34.58 | 10/27/2011 6:56:37 PM |
managedfund | $1,800.00 | 10/27/2011 7:22:36 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:41 PM |
coin-investor | $25.00 | 10/27/2011 9:00:59 PM |
egw | $50.00 | 10/27/2011 10:31:26 PM |
Feyenoord | $30.00 | 10/27/2011 11:03:16 PM |
ronin4sale | $25.00 | 10/28/2011 4:37:23 AM |
Scotcha | $50.00 | 10/28/2011 4:41:41 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:52 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:57 AM |
bradfid | $25.00 | 10/28/2011 7:47:05 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:39 AM |
Ven58 | $30.00 | 10/28/2011 8:43:18 AM |
oplender | $25.00 | 10/28/2011 8:58:54 AM |
yield-trader | $25.00 | 10/28/2011 9:14:37 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:41 AM |
SolarMoonshine | $25.00 | 10/28/2011 9:53:05 AM |
jubilant-durability9 | $50.00 | 10/28/2011 9:59:37 AM |
FinanceEngine | $40.00 | 10/28/2011 10:01:54 AM |
Rulea72 | $25.00 | 10/28/2011 10:25:30 AM |
real-return | $25.00 | 10/28/2011 10:30:14 AM |
ethical-truth211 | $435.39 | 10/28/2011 10:51:25 AM |
larrybird | $2,000.00 | 10/28/2011 10:43:21 AM |
LittleMingo | $30.00 | 10/27/2011 9:02:47 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:47 AM |
currency-excellency0 | $150.00 | 10/27/2011 9:29:44 AM |
janeybooboo | $75.00 | 10/27/2011 9:36:12 AM |
atlas100 | $25.00 | 10/27/2011 10:21:34 AM |
loanman2007 | $50.00 | 10/27/2011 10:45:25 AM |
fairness-kayak | $25.00 | 10/27/2011 1:33:53 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:07 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:24 PM |
ILoveBearHats | $50.00 | 10/27/2011 2:04:28 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:48 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:27 PM |
Christophe | $25.00 | 10/27/2011 6:23:51 PM |
kenji4861 | $25.00 | 10/27/2011 7:00:43 PM |
rate-mogul | $50.00 | 10/27/2011 7:34:02 PM |
villagers | $50.00 | 10/27/2011 10:40:35 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:59 AM |
marwadi-62 | $100.00 | 10/28/2011 4:34:40 AM |
john0720 | $25.00 | 10/28/2011 6:33:36 AM |
janus_god | $25.00 | 10/28/2011 6:56:40 AM |
thankful-nickel2 | $25.00 | 10/28/2011 6:59:36 AM |
haplender | $50.00 | 10/28/2011 8:12:28 AM |
cake7 | $25.78 | 10/28/2011 8:25:36 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:48 AM |
gulch | $25.00 | 10/28/2011 9:33:39 AM |
ethical-truth211 | $1,001.00 | 10/28/2011 9:26:28 AM |
Investor_DP | $100.00 | 10/28/2011 9:32:06 AM |
fuzed | $50.00 | 10/28/2011 9:47:45 AM |
ChrisProsper | $50.00 | 10/28/2011 9:44:53 AM |
goal-benefit2 | $25.00 | 10/28/2011 10:25:07 AM |
freest8r | $50.00 | 10/28/2011 10:00:56 AM |
spark548 | $100.00 | 10/28/2011 10:49:20 AM |
coin-lesson3 | $82.55 | 10/28/2011 10:49:22 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
535177
This series of Notes was issued and sold upon the funding of the borrower loan #55711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 2
/
1 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| note-accordion4 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...
Debt consolidation and car repairs
My financial situation:
I am a good candidate for this loan because...
My credit score is decent and all the negative points on my credit report happened before my bankruptcy. I was discharged in April of 2009 and have no late or delinquencies since. I am also in the process of getting my credit cleaned up because all the negative items are just sitting on there now for really no reason. I will be using this loan to consolidate some smaller debts which will greatly free me up financially.
Monthly net income: $3800.00
Monthly expenses: $2800.00
Housing: $760.00/rent
Insurance: $110.00/car & life
Car expenses: $725.00 gas & car pmt.
Utilities: $110.00
Phone, cable, internet: $175.00
Food, entertainment: $300.00
Clothing, household expenses: $60.00
Credit cards and other loans: $500.00
Other expenses: $60.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
desertoasis | $25.00 | 11/1/2011 2:30:05 PM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:02 PM |
idastmerchants | $25.00 | 10/28/2011 9:54:12 AM |
money-yeller | $100.00 | 10/28/2011 4:41:19 PM |
HHP | $100.00 | 10/28/2011 8:37:06 PM |
graceful-investment | $25.00 | 10/29/2011 10:09:11 AM |
JPMorrisLegacyFund | $193.31 | 10/29/2011 11:45:42 AM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:15 PM |
frogperson | $75.00 | 10/30/2011 9:24:17 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:24 AM |
steamboatgal | $50.00 | 10/31/2011 3:59:24 PM |
JayIsABear | $200.00 | 11/1/2011 10:03:27 AM |
handshake5 | $100.00 | 11/1/2011 9:48:44 AM |
bassman2 | $25.00 | 11/1/2011 9:53:57 AM |
nowits10 | $25.00 | 11/1/2011 9:54:07 AM |
capital-halo1 | $1,000.00 | 11/1/2011 9:56:40 AM |
dedicated-transaction796 | $25.00 | 11/1/2011 10:41:48 AM |
proud-pound4 | $25.00 | 11/1/2011 11:01:37 AM |
Epiphanic | $25.00 | 11/1/2011 11:48:51 AM |
money-fort | $25.00 | 11/1/2011 2:56:18 PM |
the-credit-maker | $25.00 | 11/1/2011 5:19:30 PM |
economy-producer | $25.00 | 11/1/2011 5:20:22 PM |
kind-credit-bear | $25.00 | 11/1/2011 5:41:38 PM |
income-buddy7 | $100.00 | 11/1/2011 5:56:28 PM |
palmetto933 | $25.00 | 11/1/2011 6:14:03 PM |
asiaratt | $50.00 | 11/1/2011 6:23:12 PM |
Yorker1776 | $25.00 | 11/1/2011 7:10:11 PM |
LateOneNight | $25.00 | 11/1/2011 7:37:12 PM |
HenryS | $30.00 | 11/1/2011 7:14:40 PM |
lovely-order7 | $25.00 | 11/2/2011 5:22:39 AM |
a-resplendent-commitment | $100.00 | 11/2/2011 5:25:52 AM |
euro-banker | $25.00 | 11/2/2011 4:36:56 AM |
festeringsnot | $25.00 | 11/2/2011 4:45:28 AM |
mover486 | $25.00 | 11/2/2011 5:55:46 AM |
engrossing-fund | $25.00 | 11/2/2011 7:55:22 AM |
Bob450 | $25.00 | 11/2/2011 7:00:36 AM |
winegeek | $1,000.00 | 11/2/2011 7:35:28 AM |
bright-exchange | $25.00 | 11/2/2011 8:07:16 AM |
worldly-community3 | $41.00 | 11/2/2011 9:48:16 AM |
Investoman | $75.00 | 11/2/2011 10:29:13 AM |
clkventures | $100.00 | 11/2/2011 12:12:47 PM |
openness-wind8 | $125.82 | 11/2/2011 2:55:14 PM |
tolerant-truth2 | $43.25 | 11/2/2011 2:27:02 PM |
pious-gold | $25.00 | 11/2/2011 6:39:24 PM |
EastBayCapital | $100.00 | 11/2/2011 10:45:52 PM |
PPlleeaasseePayMeBack | $150.00 | 11/2/2011 7:31:37 PM |
capital-galaxy | $1.70 | 11/3/2011 4:33:51 AM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:04 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:42 AM |
reward-adventure | $50.00 | 10/27/2011 4:45:05 AM |
vutah | $25.00 | 10/27/2011 7:50:32 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:04 PM |
missing-link | $25.00 | 10/29/2011 12:00:38 PM |
Jack55304 | $200.00 | 10/29/2011 12:29:53 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:21 PM |
nex | $25.00 | 10/29/2011 4:12:56 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:53 PM |
well-mannered-income3 | $40.00 | 10/29/2011 4:49:48 PM |
suave-dime6 | $25.00 | 10/30/2011 7:43:15 AM |
jerrymaguire | $25.00 | 10/30/2011 12:34:15 PM |
Wyatte | $25.00 | 10/30/2011 6:59:45 PM |
GElender | $30.00 | 10/31/2011 5:57:43 AM |
commitment-galaxy | $25.00 | 10/31/2011 5:46:49 AM |
greenwell | $100.00 | 10/31/2011 5:32:55 PM |
Learning2Lend | $25.00 | 11/1/2011 9:23:31 AM |
JayIsABear | $100.00 | 11/1/2011 10:03:30 AM |
ah-long | $25.00 | 11/1/2011 9:27:18 AM |
stepatatime-together | $86.00 | 11/1/2011 9:45:37 AM |
wwwUniversal | $25.00 | 11/1/2011 10:43:36 AM |
chakra | $25.00 | 11/1/2011 9:57:49 AM |
finance-prescription | $100.00 | 11/1/2011 10:03:53 AM |
Greenbak | $25.00 | 11/1/2011 10:31:21 AM |
rs999 | $25.00 | 11/1/2011 10:58:03 AM |
Alpha-AssistU | $25.00 | 11/1/2011 12:57:57 PM |
realtormoises | $25.00 | 11/1/2011 1:29:44 PM |
fantastic-investment | $161.36 | 11/1/2011 2:17:26 PM |
kind-durability-gravitas | $50.00 | 11/1/2011 2:46:03 PM |
TronMedici | $50.00 | 11/1/2011 3:41:09 PM |
social-zebra | $30.00 | 11/1/2011 4:28:23 PM |
careful-vigilance4 | $50.00 | 11/1/2011 5:04:42 PM |
jebber007 | $31.24 | 11/1/2011 5:52:08 PM |
gustavzantanon | $25.00 | 11/1/2011 5:22:23 PM |
SirJev | $50.00 | 11/1/2011 5:21:15 PM |
market-jam | $50.00 | 11/1/2011 6:05:20 PM |
Lubava | $29.00 | 11/1/2011 5:38:19 PM |
lillian27 | $25.00 | 11/1/2011 5:47:39 PM |
SolarMoonshine | $25.00 | 11/1/2011 5:56:24 PM |
suges | $25.00 | 11/1/2011 7:17:42 PM |
nimble-revenue5 | $25.00 | 11/1/2011 7:02:23 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:14 PM |
capital-galaxy | $50.00 | 11/2/2011 3:58:01 AM |
mindful-cash6 | $25.00 | 11/2/2011 4:04:34 AM |
Core-Marketing | $25.00 | 11/2/2011 4:09:04 AM |
Ananya | $25.00 | 11/2/2011 4:16:16 AM |
diligent-bid3 | $50.00 | 11/2/2011 6:31:17 AM |
green-ore-expert | $25.00 | 11/2/2011 7:38:49 AM |
selfmademan | $34.25 | 11/2/2011 6:40:07 AM |
generous-agreement | $25.00 | 11/2/2011 6:23:17 AM |
leverage-monger | $25.00 | 11/2/2011 8:15:43 AM |
patriot0 | $50.00 | 11/2/2011 9:45:37 AM |
branaa99 | $25.00 | 11/2/2011 9:31:18 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:56 AM |
1NiceLender | $25.50 | 11/2/2011 12:35:48 PM |
fountain355 | $25.00 | 11/2/2011 11:51:58 AM |
blackstar | $25.00 | 11/2/2011 12:27:22 PM |
a-restless-dollar | $25.00 | 11/2/2011 1:21:32 PM |
first-class-yield9 | $47.57 | 11/2/2011 2:15:45 PM |
Red-Bull-One | $25.00 | 11/2/2011 5:21:14 PM |
kwan | $25.00 | 11/2/2011 4:56:55 PM |
FASTIZIO_P | $25.00 | 11/2/2011 7:07:36 PM |
emjo1219 | $25.00 | 11/3/2011 3:15:03 AM |
money-bauble | $200.00 | 11/3/2011 4:17:45 AM |
KindCharmingReflective-affluence | $25.00 | 11/2/2011 9:11:40 PM |
113 Investments
|
Borrower Payment Dependent Notes Series
535207
This series of Notes was issued and sold upon the funding of the borrower loan #55307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $299.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 24% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
15 | Length of status: | 10y 2m |
Amount delinquent:
| $3,475 |
Total credit lines:
| 36 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,515 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-enforcer513 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 91% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,700.00 | < 31 days late:
| 3
( 9% )
| 660-679
(Sep-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...Am a registerd nurse, with three jobs. One i get 3600 a month, second one i get 2000 a month and the other one i get 1000 a month, roughly i make 6600 a month
Monthly net income: $6600
Monthly expenses: $
Housing: $1200
Insurance: $120
Car expenses: 320$
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $320
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/24/2011 5:17:12 PM |
LittleMingo | $25.00 | 10/24/2011 5:14:10 PM |
enticing-capital6 | $50.00 | 10/24/2011 5:22:38 PM |
wise-deal-panda | $200.00 | 10/24/2011 5:17:56 PM |
real-return | $40.00 | 10/24/2011 10:17:58 PM |
Feyenoord | $30.00 | 10/24/2011 9:51:55 PM |
return-grizzly | $100.00 | 10/25/2011 4:30:26 AM |
nimble-revenue5 | $50.00 | 10/25/2011 9:16:40 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:40 AM |
jmeasn | $100.00 | 10/25/2011 12:38:36 PM |
thankful-nickel2 | $25.00 | 10/25/2011 1:56:44 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:18 PM |
Investoman | $75.00 | 10/25/2011 5:13:11 PM |
Comoparklender | $25.00 | 10/25/2011 5:27:09 PM |
gold-gazelle | $25.00 | 10/25/2011 6:52:57 PM |
marwadi-62 | $50.00 | 10/25/2011 7:15:52 PM |
chameleon125 | $25.00 | 10/25/2011 9:28:37 PM |
compassion-bauble4 | $25.00 | 10/25/2011 10:28:11 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:49 AM |
GatorBux | $25.00 | 10/26/2011 7:16:28 AM |
loanman2007 | $25.00 | 10/26/2011 7:49:26 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:18 AM |
transparency-universe8 | $25.00 | 10/26/2011 8:00:34 AM |
yield-trader | $25.00 | 10/26/2011 1:08:34 PM |
IIP77 | $25.00 | 10/26/2011 5:05:26 PM |
listing-vista | $50.00 | 10/26/2011 5:59:43 PM |
Cre8iveCash | $25.00 | 10/26/2011 5:23:10 PM |
kind-charming-value | $851.50 | 10/26/2011 7:23:30 PM |
bonafide-economy | $25.00 | 10/26/2011 7:30:11 PM |
larrybird | $2,000.00 | 10/27/2011 1:26:37 AM |
yield-hut | $36.00 | 10/27/2011 4:53:38 AM |
nikkiesgrandma | $25.00 | 10/27/2011 4:54:09 AM |
jazzmanian | $25.00 | 10/27/2011 5:30:41 AM |
cropdust3r | $25.00 | 10/27/2011 5:50:31 AM |
irrelevant | $25.00 | 10/27/2011 6:05:09 AM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:19 PM |
pound-mushroom3 | $25.00 | 10/24/2011 5:22:59 PM |
momoney2lend | $25.00 | 10/24/2011 5:42:28 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:39 PM |
Kash2010lu | $25.00 | 10/24/2011 6:24:23 PM |
atlas100 | $25.00 | 10/24/2011 8:56:20 PM |
scojo | $25.02 | 10/24/2011 11:31:37 PM |
treasure-bliss | $25.00 | 10/25/2011 6:09:32 AM |
orange-preeminant-bill | $25.00 | 10/25/2011 6:02:48 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:12 AM |
SecondChanceLendingSERV | $32.62 | 10/25/2011 11:16:12 AM |
delivery | $25.00 | 10/25/2011 11:33:36 AM |
magnitude787 | $25.00 | 10/25/2011 4:02:04 PM |
finance-prescription | $100.00 | 10/25/2011 5:11:26 PM |
life-is-great | $25.00 | 10/25/2011 5:38:16 PM |
asset-professor | $25.00 | 10/25/2011 7:17:13 PM |
giftgold | $25.00 | 10/25/2011 8:26:34 PM |
DoctorJoe | $25.00 | 10/26/2011 4:27:06 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:54 AM |
MM1207 | $25.00 | 10/26/2011 7:44:28 AM |
handshake5 | $100.00 | 10/26/2011 9:09:25 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:09 AM |
ideal-velocity7 | $50.00 | 10/26/2011 10:23:27 AM |
graceful-investment | $50.00 | 10/26/2011 2:10:55 PM |
SkepticalBen | $25.00 | 10/26/2011 3:23:50 PM |
falcon88dp | $25.00 | 10/26/2011 3:38:18 PM |
Kaj | $25.00 | 10/26/2011 4:30:47 PM |
Maetryx | $25.00 | 10/26/2011 5:14:42 PM |
mlj0671 | $25.00 | 10/26/2011 5:12:56 PM |
ecstatic-money064 | $25.00 | 10/26/2011 6:17:05 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:11 PM |
market-assembler | $50.00 | 10/26/2011 10:00:19 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:19:29 AM |
bellaquito | $2,000.00 | 10/27/2011 1:32:05 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:59 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:34 AM |
john0720 | $25.00 | 10/27/2011 6:12:13 AM |
MoneyForNothing | $9.86 | 10/27/2011 6:12:30 AM |
73 Investments
|
Borrower Payment Dependent Notes Series
535235
This series of Notes was issued and sold upon the funding of the borrower loan #55341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 32
/
31 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 65 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,080 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| likeable-payout0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
GLPCPA
Purpose of loan:
This loan will be used to debt consolidation
My financial situation:
I am a good candidate for this loan because I always pay my debts and pay them on time therefore making this a good investment for the lender. I have excellent job stability and stable residence.
Monthly net income $25,800
Mortgage $5,600
Monthly housing expense $1,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/25/2011 5:10:25 PM |
Dusigrosz | $100.00 | 10/25/2011 5:26:41 PM |
managedfund | $400.00 | 10/27/2011 2:52:47 PM |
secureincome | $70.00 | 10/27/2011 3:02:01 PM |
tech310 | $50.00 | 10/25/2011 11:48:59 PM |
goodhearted-generosity511 | $25.00 | 10/27/2011 7:09:34 AM |
worth-blanket2 | $3,300.00 | 10/27/2011 12:45:43 PM |
social-zebra | $30.00 | 10/27/2011 1:37:28 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
535257
This series of Notes was issued and sold upon the funding of the borrower loan #55335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 17y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $682 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 107% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| penny-scrutinzer9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
True Pink
Purpose of loan:
This loan will be used to...start my business as an Independent Beauty Consultant with Mary Kay.
My financial situation:
I am a good candidate for this loan because...I already have clientele and have two large extravaganza's scheduled and need to purchase inventory.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reinforced-gain7 | $1,000.00 | 10/28/2011 11:00:54 AM |
bellaquito | $1,000.00 | 10/28/2011 11:37:11 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:18 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
535291
This series of Notes was issued and sold upon the funding of the borrower loan #55688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $863 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| gallant-order4 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
EmosDads Heloc
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
My credit is everything to me and after surviving a nasty divorce that was expensive and forced me into a BK, I've learned two of life's most valuable lessons which is not to purchase anything (beyond car or home) on credit....and not to get married again LOL
Re-establishing my credit has been a long and difficult journey but after 5 years of hard work and commitment, I've finally been able to purchase a home for my son and I.
Monthly net income: $5,000
Monthly expenses: $160 (gas for car)
Housing: $ 742.00
Insurance: $110
Car expenses: $563
Utilities: $120
Phone, cable, internet: $
Food, entertainment: $150 (groceries)
Clothing, household expenses: $50 (clothes for my son)
Credit cards and other loans: $75
Other expenses: $200 (child support)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:07:04 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:05 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:44 AM |
dedicated-principal | $25.00 | 10/27/2011 10:19:40 PM |
idastmerchants | $25.00 | 10/28/2011 9:54:13 AM |
SolarMoonshine | $25.00 | 10/28/2011 5:26:28 PM |
handy-justice | $50.00 | 10/29/2011 10:24:36 AM |
top-historic-peso | $25.00 | 10/29/2011 4:26:53 PM |
zorg77 | $50.00 | 10/29/2011 10:02:47 PM |
Land_on_your_feet | $25.00 | 10/31/2011 10:59:21 AM |
palace2 | $300.00 | 10/31/2011 3:26:58 PM |
compassion-artisan9 | $25.00 | 10/31/2011 9:30:19 PM |
skillful-asset5 | $30.00 | 11/1/2011 4:40:23 AM |
curriculum7 | $25.00 | 11/1/2011 11:02:56 AM |
glroark | $50.00 | 11/1/2011 1:46:19 PM |
droopie1 | $25.00 | 11/1/2011 2:33:30 PM |
nimble-nickel | $25.00 | 11/1/2011 12:46:30 PM |
vutah | $25.00 | 10/27/2011 7:49:50 PM |
worth-blanket2 | $5,900.00 | 10/28/2011 2:54:53 PM |
friendinmoney | $25.00 | 10/29/2011 5:18:52 PM |
Astyanax | $75.00 | 10/31/2011 3:39:05 PM |
suave-dime6 | $25.00 | 11/1/2011 6:00:23 AM |
Bob450 | $25.00 | 11/1/2011 7:03:55 AM |
HHP | $100.00 | 11/1/2011 8:05:46 AM |
capital-heaven5 | $200.00 | 11/1/2011 1:57:35 PM |
velocity-aurora | $25.00 | 11/1/2011 11:45:33 AM |
let_me_retire | $100.00 | 11/1/2011 1:30:29 PM |
Green_Bay_Packers | $20.00 | 11/1/2011 2:53:08 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
535329
This series of Notes was issued and sold upon the funding of the borrower loan #55458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $622.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
2 | Length of status: | 29y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,528 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| caldreamer |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 100 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $21,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
600-619
(Oct-2009)
560-579
(Oct-2007)
640-659
(Sep-2006)
|
Principal balance:
| $5,751.46 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 100 | | |
Description
Proven Member
The proceeds of this loan will be used to refi. my existing Propser loan (total $5800 @ 26%), pay-off two other closed accounts (total $6700 @16%) and establish a small cash reserve...
Since my 1st Prosper loan in 2006 (those wild and crazy days), my credit standing has vastly improved as reflected by my Prosper credit grade and interest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $1,000.00 | 10/25/2011 9:04:37 AM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:03:07 AM |
MoneyForNothing | $150.00 | 10/25/2011 9:03:33 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:51 AM |
Feyenoord | $30.00 | 10/25/2011 10:40:09 PM |
MM1207 | $25.00 | 10/26/2011 7:44:32 AM |
social-comet7 | $50.62 | 10/26/2011 9:10:51 PM |
gentle-transparency7 | $250.00 | 10/27/2011 3:53:04 AM |
Marietta | $25.00 | 10/27/2011 5:49:46 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:23 AM |
majestic-repayment3 | $50.00 | 10/27/2011 2:41:44 PM |
thesage | $25.00 | 10/27/2011 3:28:26 PM |
journey517 | $25.00 | 10/27/2011 4:45:41 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:24 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 8:37:28 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 8:53:45 PM |
tolstoy00 | $25.00 | 10/27/2011 9:31:50 PM |
peaceful-transparency4 | $25.00 | 10/27/2011 9:29:25 PM |
best-ingenious-funds | $25.00 | 10/27/2011 10:18:16 PM |
rcs2003 | $50.00 | 10/28/2011 2:54:02 AM |
Domgabriel | $25.00 | 10/28/2011 3:26:01 AM |
The-Lighthouse-Group | $50.00 | 10/28/2011 5:25:53 AM |
Brisket_Bob | $100.00 | 10/28/2011 6:07:38 AM |
organized-payment6 | $50.00 | 10/28/2011 5:39:37 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:05:50 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:40 AM |
mrpowers5531 | $25.00 | 10/28/2011 6:15:44 AM |
shellstar | $25.00 | 10/28/2011 6:58:56 AM |
zxr | $25.00 | 10/28/2011 6:47:45 AM |
CatbirdBanking | $25.00 | 10/28/2011 7:17:31 AM |
dime-historian | $35.00 | 10/28/2011 7:41:18 AM |
octoberfresh | $25.00 | 10/28/2011 7:44:14 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:05 AM |
Leshan | $50.00 | 10/28/2011 8:43:27 AM |
dinero-philosopher3 | $25.00 | 10/28/2011 8:15:57 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:37 AM |
kochan123 | $25.00 | 10/28/2011 8:37:22 AM |
helynn | $25.00 | 10/28/2011 9:02:06 AM |
castlwizz | $26.15 | 10/28/2011 9:12:33 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:46 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:39 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:45 AM |
fuzed | $25.00 | 10/28/2011 9:47:44 AM |
authoritative-capital | $25.00 | 10/28/2011 9:58:12 AM |
freest8r | $100.00 | 10/28/2011 9:57:55 AM |
focused-order0 | $200.00 | 10/28/2011 10:17:37 AM |
pdub | $75.00 | 10/28/2011 11:03:36 AM |
friendinmoney | $25.00 | 10/28/2011 11:11:43 AM |
Maccs55 | $25.00 | 10/28/2011 11:20:01 AM |
sail120 | $50.00 | 10/28/2011 11:21:10 AM |
cagcrash | $150.00 | 10/28/2011 11:22:30 AM |
bellaquito | $2,000.00 | 10/28/2011 11:38:20 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:53 AM |
lefty756 | $40.00 | 10/28/2011 11:57:48 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:35 PM |
benjamin67 | $26.00 | 10/28/2011 12:25:54 PM |
Beechturner | $40.00 | 10/28/2011 12:14:52 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:40 PM |
sillyb | $50.00 | 10/28/2011 12:24:12 PM |
elated-deal6 | $250.00 | 10/28/2011 12:27:26 PM |
exuberant-dime | $25.00 | 10/28/2011 12:50:52 PM |
ChrisProsper | $6.60 | 10/28/2011 2:10:59 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:33 AM |
wigglesworth4 | $100.00 | 10/25/2011 9:16:08 AM |
enticing-capital6 | $50.00 | 10/25/2011 9:20:59 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:51 AM |
currency-excellency0 | $200.00 | 10/25/2011 5:01:14 PM |
LittleMingo | $25.00 | 10/25/2011 4:49:53 PM |
green-trade-dolphin2 | $25.00 | 10/26/2011 12:40:06 PM |
larrybird | $2,000.00 | 10/26/2011 12:20:37 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 1:35:51 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:36 AM |
wealth-pipeline | $25.00 | 10/27/2011 7:55:45 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:02 AM |
fcrick | $25.00 | 10/27/2011 10:57:54 AM |
tbrnet | $50.00 | 10/27/2011 11:47:25 AM |
TrustPlus | $49.00 | 10/27/2011 1:36:27 PM |
ndrak | $25.00 | 10/27/2011 2:21:13 PM |
j2ee | $25.00 | 10/27/2011 3:25:12 PM |
mar97 | $50.00 | 10/27/2011 4:58:18 PM |
managedfund | $900.00 | 10/27/2011 7:14:39 PM |
ChristopherHS | $25.00 | 10/27/2011 10:07:14 PM |
ddog0224 | $25.00 | 10/28/2011 3:23:50 AM |
doopers | $25.00 | 10/28/2011 5:48:19 AM |
revenue-den | $75.00 | 10/28/2011 5:54:10 AM |
GElender | $50.00 | 10/28/2011 6:25:05 AM |
gonewithwinds | $25.00 | 10/28/2011 6:42:31 AM |
s270 | $144.83 | 10/28/2011 6:46:58 AM |
innocent-loot | $27.74 | 10/28/2011 7:38:25 AM |
mad-scientist0 | $25.00 | 10/28/2011 8:04:11 AM |
rapid-loyalty1 | $25.00 | 10/28/2011 8:27:38 AM |
currency-persimmon | $35.00 | 10/28/2011 8:58:58 AM |
vibrant-penny7 | $50.00 | 10/28/2011 9:05:59 AM |
indomitable-coin | $25.00 | 10/28/2011 9:23:53 AM |
ethical-truth211 | $1,001.00 | 10/28/2011 9:24:08 AM |
KLCRAY | $25.00 | 10/28/2011 9:35:34 AM |
payout-carnival | $38.06 | 10/28/2011 9:41:47 AM |
SolarMoonshine | $25.00 | 10/28/2011 9:48:02 AM |
Trondheim_Norway | $150.00 | 10/28/2011 10:32:49 AM |
debt-legend | $25.00 | 10/28/2011 10:44:27 AM |
orange-brainy-return | $25.00 | 10/28/2011 10:36:38 AM |
adlending | $100.00 | 10/28/2011 10:40:50 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:22 AM |
Queueball1 | $25.00 | 10/28/2011 10:56:29 AM |
CreditBuilder2 | $200.00 | 10/28/2011 11:02:47 AM |
emjo1219 | $25.00 | 10/28/2011 11:17:41 AM |
ChrisProsper | $50.00 | 10/28/2011 12:02:35 PM |
BrandonW | $50.00 | 10/28/2011 12:18:03 PM |
fairness-hammock | $25.00 | 10/28/2011 12:23:17 PM |
Snoopylover | $25.00 | 10/28/2011 12:25:06 PM |
onlyinchicago | $50.00 | 10/28/2011 12:32:32 PM |
elated-deal6 | $200.00 | 10/28/2011 12:33:44 PM |
112 Investments
|
Borrower Payment Dependent Notes Series
535337
This series of Notes was issued and sold upon the funding of the borrower loan #55242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,355 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| established-payment8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2011)
|
Principal balance:
| $3,381.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
KB Transport
Purpose of loan:
This loan will be used to.pay off some equipment..
My financial situation: better than before
I am a good candidate for this loan because..I have paid or am paying all of my loans on time
Monthly net income: $6000.00
Monthly expenses: $2000.00
Housing: $500.00
Insurance: $500.00
Car expenses: $300.00
Utilities: $200.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $25.00 | 10/26/2011 9:04:49 AM |
worthy-bid8 | $50.00 | 10/26/2011 9:06:40 AM |
Jack55304 | $200.00 | 10/26/2011 9:25:41 AM |
papaloha | $25.00 | 10/26/2011 2:53:05 PM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:21 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:11 AM |
zone6 | $29.77 | 10/27/2011 4:53:40 AM |
shawnw2 | $25.00 | 10/27/2011 5:40:16 AM |
chameleon125 | $25.00 | 10/27/2011 10:26:01 AM |
the-credit-maker | $25.00 | 10/27/2011 1:24:11 PM |
richboy56 | $25.00 | 10/27/2011 1:33:41 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:14 PM |
108lender | $100.00 | 10/27/2011 2:09:12 PM |
larrybird | $2,000.00 | 10/27/2011 2:47:05 PM |
HenryS | $32.00 | 10/27/2011 2:56:41 PM |
new-gold-wrangler | $248.21 | 10/27/2011 4:24:45 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:19:15 PM |
green-trade-dolphin | $25.02 | 10/26/2011 9:02:08 AM |
AndChicksforFree | $25.00 | 10/26/2011 9:24:39 AM |
sensible-fund | $25.00 | 10/26/2011 8:04:53 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:22 AM |
Tscheddar | $25.00 | 10/27/2011 9:47:18 AM |
realtormoises | $25.00 | 10/27/2011 11:30:42 AM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:14 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:47:45 PM |
power-corps8 | $40.00 | 10/27/2011 1:49:06 PM |
AF-Chief | $25.00 | 10/27/2011 2:09:51 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:10:02 PM |
fishing533 | $50.00 | 10/27/2011 3:22:39 PM |
genuine-integrity0 | $25.00 | 10/27/2011 4:07:55 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
535347
This series of Notes was issued and sold upon the funding of the borrower loan #55263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-26-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $270.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 6% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| magnetic-greenback3 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Daughter's Car
Purpose of loan:
This loan will be used to... purchase a car for my 18 year old daughter, who needs a vehicle for her tech school classes as well as to get to her job. The one she was driving died last weekend. The car will be purchased from my husband (her stepfather).
My financial situation:
I am a good candidate for this loan because...I have a steady, well-paying job with a financially sound company. I have very little debt and will be able to focus on paying off this loan quickly.
Monthly net income: $2800
Monthly expenses: $
Housing: $940.00
Insurance: $husband pays for
Car expenses: $300
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:40 AM |
vutah | $25.00 | 10/26/2011 6:09:53 PM |
smart-platinum7 | $50.00 | 10/27/2011 12:08:31 AM |
prudent-economy5 | $250.00 | 10/27/2011 3:08:14 AM |
kenji4861 | $25.00 | 10/27/2011 4:48:06 AM |
cake7 | $25.00 | 10/27/2011 7:11:19 AM |
jedi8 | $25.00 | 10/27/2011 7:20:00 AM |
co98senior | $25.00 | 10/27/2011 9:45:56 AM |
managedfund | $600.00 | 10/27/2011 1:36:43 PM |
BigMac1953 | $25.00 | 10/27/2011 1:46:08 PM |
tranquil-ore4 | $26.94 | 10/27/2011 3:19:47 PM |
Usurious | $25.00 | 10/27/2011 5:29:40 PM |
ericgassercom | $25.00 | 10/27/2011 5:49:47 PM |
wise-deal-panda | $100.00 | 10/27/2011 7:23:22 PM |
progressive-economy261 | $283.85 | 10/27/2011 7:32:58 PM |
well-rounded-investment | $36.01 | 10/26/2011 9:19:56 AM |
wigglesworth4 | $100.00 | 10/26/2011 9:20:18 AM |
pound-mushroom3 | $25.00 | 10/26/2011 9:22:13 AM |
authentic-kindness1 | $50.00 | 10/26/2011 11:45:14 AM |
Tscheddar | $25.00 | 10/26/2011 3:22:08 PM |
tomdooley12520 | $35.00 | 10/26/2011 4:34:30 PM |
transparency-universe8 | $25.00 | 10/27/2011 4:21:33 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:28 AM |
Corlei | $25.00 | 10/27/2011 8:22:44 AM |
ELender777 | $104.29 | 10/27/2011 1:31:27 PM |
abstert | $40.00 | 10/27/2011 2:24:19 PM |
secureincome | $300.00 | 10/27/2011 2:38:55 PM |
reaction5 | $25.00 | 10/27/2011 3:08:06 PM |
coin-prodigy1 | $500.00 | 10/27/2011 3:34:29 PM |
mex_invests | $25.00 | 10/27/2011 5:26:01 PM |
r48 | $25.00 | 10/27/2011 6:00:17 PM |
deal-admirer4 | $48.91 | 10/27/2011 7:17:47 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
535351
This series of Notes was issued and sold upon the funding of the borrower loan #55536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 19y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $139,233 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| nodebt2012 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
720-739
(Dec-2009)
|
Principal balance:
| $6,189.83 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
2nd Prosper Home Improvement Loan
Last spring I listed a loan to finish up a workshop room my house. I'm going to do another loan this time to work on finishing out the loft above the workshop. I have the permits from my town in place to do this work.
I am a good candidate for this loan because? I've been a homeowner for many years in the home I'm finishing the apartment.
I've also been at the same company for many years.
I have high credit utilization because: The HELOC for this house of $62k and my student loans from grad school as well as a car show up as revolving debt. I will be using auto-pay.
Monthly net income: $ 22,600 (please notice my DTI is calculated, this is verifiable on a W-2)
Monthly expenses: $ 16,500
Housing: $ 4,300
Car expenses: $ 1000
Utilities: $ 500
Phone, cable, internet: $ 200
Food, entertainment: $ 1,000
Clothing, household expenses $ 2,500
Credit cards and other loans: $ 5,000
Other expenses: $ 2,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loot-heart | $25.00 | 10/28/2011 6:16:04 AM |
janeybooboo | $100.00 | 10/26/2011 9:04:04 AM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:10 AM |
kenji4861 | $25.00 | 10/27/2011 4:48:06 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:29 AM |
money-bauble | $100.00 | 10/27/2011 11:33:34 AM |
fragonardlives | $30.00 | 10/27/2011 2:13:08 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:28 PM |
ingenious-diversification | $50.00 | 10/27/2011 2:16:41 PM |
unclejaef | $25.00 | 10/27/2011 3:21:08 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:25 PM |
ChrisProsper | $50.00 | 10/27/2011 7:05:15 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:21 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:39 PM |
robust-trade | $25.00 | 10/27/2011 11:29:40 PM |
TQLender | $25.00 | 10/28/2011 12:07:38 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:41 AM |
green-dedicated-transaction | $50.00 | 10/28/2011 1:12:19 AM |
spikerjack | $50.00 | 10/28/2011 3:11:33 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:51 AM |
john0720 | $25.00 | 10/28/2011 6:33:35 AM |
GElender | $40.00 | 10/28/2011 6:28:13 AM |
Avicell | $25.00 | 10/28/2011 6:40:29 AM |
managedfund | $1,500.00 | 10/28/2011 6:47:27 AM |
zxr | $25.00 | 10/28/2011 6:50:29 AM |
davisfl | $150.00 | 10/28/2011 6:35:32 AM |
farbav | $25.00 | 10/28/2011 6:57:07 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:09:52 AM |
Bob450 | $25.02 | 10/28/2011 7:21:26 AM |
well-mannered-income3 | $40.00 | 10/28/2011 7:27:41 AM |
BxRealtor | $25.00 | 10/28/2011 7:31:54 AM |
mattpet | $25.00 | 10/28/2011 7:36:36 AM |
wise-silver-wonder | $25.00 | 10/28/2011 7:57:01 AM |
moola-accelerator6 | $26.65 | 10/28/2011 7:48:12 AM |
cash-turbine1 | $25.00 | 10/28/2011 8:37:52 AM |
social-zebra | $30.00 | 10/28/2011 8:27:42 AM |
Rulea72 | $25.00 | 10/28/2011 8:49:17 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:37 AM |
AaronL | $25.00 | 10/28/2011 8:36:33 AM |
euro-deployment | $25.00 | 10/28/2011 8:39:41 AM |
Ven58 | $25.00 | 10/28/2011 8:42:55 AM |
ILoveBearHats | $25.00 | 10/28/2011 8:42:53 AM |
yield-aurora4 | $25.00 | 10/28/2011 8:55:36 AM |
floridahelper | $25.00 | 10/28/2011 8:49:31 AM |
vibrant-penny7 | $100.00 | 10/28/2011 9:12:50 AM |
cleared2land | $25.00 | 10/28/2011 9:23:29 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:39 AM |
life-is-great | $25.00 | 10/28/2011 9:29:51 AM |
asmithj | $25.00 | 10/28/2011 9:40:58 AM |
SolarMoonshine | $25.00 | 10/28/2011 9:51:07 AM |
jubilant-durability9 | $50.00 | 10/28/2011 10:07:00 AM |
reflective-rupee | $25.00 | 10/28/2011 10:35:51 AM |
real-return | $25.00 | 10/28/2011 10:30:12 AM |
spark548 | $100.00 | 10/28/2011 10:49:20 AM |
Queueball1 | $25.00 | 10/28/2011 10:56:29 AM |
emjo1219 | $25.00 | 10/28/2011 11:15:10 AM |
sail120 | $50.00 | 10/28/2011 11:21:10 AM |
wwwUniversal | $25.00 | 10/28/2011 12:09:14 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:37 PM |
Stollewood | $50.00 | 10/28/2011 12:17:39 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:40 PM |
personal-lender | $25.00 | 10/28/2011 12:27:40 PM |
genius520 | $50.00 | 10/28/2011 12:33:19 PM |
RgPro | $25.00 | 10/28/2011 12:47:10 PM |
TruckerGuy | $50.00 | 10/28/2011 12:44:13 PM |
Red_b17 | $25.00 | 10/28/2011 12:45:56 PM |
studious-bonus7 | $100.00 | 10/28/2011 12:43:36 PM |
dutchlee | $25.00 | 10/28/2011 1:01:11 PM |
bsmtloan | $75.00 | 10/28/2011 1:03:11 PM |
exuberant-dime | $25.00 | 10/28/2011 12:50:52 PM |
transparency-universe8 | $36.00 | 10/28/2011 1:02:00 PM |
Chervianne | $50.00 | 10/28/2011 1:06:57 PM |
red-favorable-basis | $25.00 | 10/28/2011 1:08:50 PM |
twister455 | $25.00 | 10/28/2011 1:11:18 PM |
geemel | $25.00 | 10/28/2011 1:10:51 PM |
supreme-hope | $25.00 | 10/28/2011 1:17:07 PM |
bowler252 | $25.00 | 10/28/2011 1:21:23 PM |
wampum-library4 | $25.00 | 10/28/2011 2:17:49 PM |
indomart | $50.00 | 10/28/2011 1:27:14 PM |
camaraderi-catapult | $25.00 | 10/28/2011 1:59:35 PM |
Oupa-George | $25.00 | 10/28/2011 2:39:31 PM |
twister738 | $25.00 | 10/28/2011 2:28:09 PM |
italisvital | $34.90 | 10/28/2011 2:31:15 PM |
Headhunter14 | $25.00 | 10/28/2011 2:34:19 PM |
colorfulgardener | $25.00 | 10/28/2011 2:38:07 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:05 PM |
worthy-bid8 | $50.00 | 10/26/2011 9:06:41 AM |
wigglesworth4 | $100.00 | 10/26/2011 9:20:18 AM |
LittleMingo | $25.00 | 10/26/2011 9:38:37 AM |
sjlender | $100.00 | 10/26/2011 5:19:10 PM |
green-trade-dolphin2 | $25.00 | 10/27/2011 7:15:40 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:29 AM |
30Sky | $35.00 | 10/27/2011 1:32:13 PM |
fairness-kayak | $25.00 | 10/27/2011 1:33:51 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:28 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:39:05 PM |
gulch | $25.00 | 10/27/2011 1:42:33 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:04 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:23 PM |
ndrak | $25.00 | 10/27/2011 2:18:43 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:36 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:39 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:49 PM |
coin-investor | $25.00 | 10/27/2011 9:00:57 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:24:36 PM |
egw | $50.00 | 10/27/2011 10:31:25 PM |
villagers | $50.00 | 10/27/2011 10:40:34 PM |
iwantmore | $25.00 | 10/28/2011 3:54:05 AM |
Ambassador | $27.00 | 10/28/2011 4:54:26 AM |
hardwareman | $25.00 | 10/28/2011 4:54:37 AM |
mad4wknds | $25.00 | 10/28/2011 5:33:21 AM |
organized-payment6 | $50.00 | 10/28/2011 5:39:37 AM |
KLCRAY | $25.00 | 10/28/2011 4:55:02 AM |
CSUgrad08 | $25.00 | 10/28/2011 5:44:58 AM |
Niger07 | $25.00 | 10/28/2011 6:04:37 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:11:22 AM |
five-star-justice | $25.00 | 10/28/2011 6:25:36 AM |
Rdodson11 | $25.00 | 10/28/2011 6:24:35 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:56 AM |
stylish-generosity6 | $25.00 | 10/28/2011 6:31:32 AM |
ktradtke | $25.00 | 10/28/2011 6:47:09 AM |
breadbroker | $25.00 | 10/28/2011 6:58:50 AM |
officer8 | $25.00 | 10/28/2011 7:10:25 AM |
heloswimmer | $25.00 | 10/28/2011 7:21:33 AM |
jmurray40 | $33.29 | 10/28/2011 7:20:49 AM |
CatbirdBanking | $25.00 | 10/28/2011 7:24:00 AM |
novice-speculator | $25.00 | 10/28/2011 7:25:49 AM |
FlashofLight | $29.45 | 10/28/2011 7:26:58 AM |
haplender | $50.00 | 10/28/2011 8:12:27 AM |
lendstats_com | $25.00 | 10/28/2011 8:03:13 AM |
WSTRDG | $25.00 | 10/28/2011 8:35:48 AM |
LoanerPrincipal | $45.00 | 10/28/2011 8:42:55 AM |
currency-persimmon | $25.00 | 10/28/2011 9:05:14 AM |
skurfa | $25.00 | 10/28/2011 9:22:39 AM |
yield-trader | $25.00 | 10/28/2011 9:13:00 AM |
sjlnn | $25.00 | 10/28/2011 9:25:49 AM |
Herluftrolle | $25.00 | 10/28/2011 9:25:40 AM |
bid-plato6 | $25.00 | 10/28/2011 9:41:09 AM |
Investor_DP | $100.00 | 10/28/2011 9:32:05 AM |
riskadverse44 | $25.00 | 10/28/2011 9:43:04 AM |
balance-warrior | $25.25 | 10/28/2011 10:37:26 AM |
ethical-truth211 | $498.00 | 10/28/2011 10:28:24 AM |
investment-tempo | $25.00 | 10/28/2011 10:38:26 AM |
adlending | $391.26 | 10/28/2011 10:44:38 AM |
lovely-benefit7 | $25.00 | 10/28/2011 10:49:11 AM |
Maccs55 | $25.00 | 10/28/2011 11:20:01 AM |
market-gusto5 | $25.00 | 10/28/2011 11:21:33 AM |
cagcrash | $150.00 | 10/28/2011 11:22:31 AM |
investment-comet | $25.00 | 10/28/2011 11:26:54 AM |
UnemployedNinjaMom | $25.00 | 10/28/2011 11:29:27 AM |
credit-meteor7 | $200.00 | 10/28/2011 11:39:30 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:55 AM |
barflyer | $25.00 | 10/28/2011 12:20:56 PM |
BrandonW | $25.00 | 10/28/2011 12:19:10 PM |
onlyinchicago | $50.00 | 10/28/2011 12:32:32 PM |
hayhelp | $25.00 | 10/28/2011 12:48:28 PM |
gere-co | $25.00 | 10/28/2011 12:45:11 PM |
IP | $25.00 | 10/28/2011 12:48:16 PM |
HAVEANICEDAY | $25.00 | 10/28/2011 1:13:53 PM |
fcrick | $25.00 | 10/28/2011 1:24:00 PM |
stock106 | $25.00 | 10/28/2011 2:20:00 PM |
LeReve | $50.00 | 10/28/2011 2:26:23 PM |
worth-blanket2 | $4,128.18 | 10/28/2011 2:54:04 PM |
163 Investments
|
Borrower Payment Dependent Notes Series
535363
This series of Notes was issued and sold upon the funding of the borrower loan #55349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 43% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
21 | Length of status: | 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $171,090 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| velocity-elation |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
|
Principal balance:
| $6,196.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:07:07 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:43 PM |
nimble-revenue5 | $50.00 | 10/25/2011 5:22:29 PM |
SLN-10 | $50.00 | 10/25/2011 6:00:36 PM |
gold-gazelle | $25.00 | 10/25/2011 6:52:57 PM |
tech310 | $50.00 | 10/25/2011 11:50:28 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:46 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:55 AM |
treasure-bliss | $25.00 | 10/26/2011 6:57:36 AM |
Comoparklender | $25.00 | 10/26/2011 9:25:16 AM |
Kaj | $25.00 | 10/26/2011 4:30:48 PM |
marketplace-meridian | $25.00 | 10/26/2011 9:30:25 PM |
market-assembler | $50.00 | 10/26/2011 10:00:20 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:19:57 AM |
larrybird | $2,000.00 | 10/27/2011 1:26:48 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:35 AM |
wwwUniversal | $25.00 | 10/27/2011 9:19:10 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:41 PM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:14 PM |
Weaverville | $25.00 | 10/27/2011 1:07:06 PM |
organic-responsibility530 | $25.00 | 10/27/2011 1:26:09 PM |
mike_banker | $50.00 | 10/27/2011 1:24:50 PM |
innocent-income4 | $25.00 | 10/27/2011 1:28:30 PM |
cozy-truth6 | $25.00 | 10/27/2011 1:30:04 PM |
jump58 | $25.00 | 10/27/2011 1:33:45 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:14 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:33 PM |
AF-Chief | $25.00 | 10/27/2011 2:09:50 PM |
Hutpit | $62.00 | 10/27/2011 2:21:33 PM |
cvlender | $25.00 | 10/27/2011 2:44:21 PM |
reaction5 | $25.00 | 10/27/2011 3:07:41 PM |
lion6 | $25.00 | 10/27/2011 3:22:09 PM |
unclejaef | $25.00 | 10/27/2011 3:21:07 PM |
lion6 | $25.00 | 10/27/2011 3:21:35 PM |
basis-mate7 | $50.00 | 10/27/2011 3:37:57 PM |
StarzRLimit | $25.00 | 10/27/2011 3:41:41 PM |
mathaiusa | $250.00 | 10/27/2011 3:47:27 PM |
helpu88 | $25.00 | 10/27/2011 4:45:49 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:38 PM |
loss-of-control | $100.00 | 10/27/2011 6:22:25 PM |
brmar | $25.00 | 10/27/2011 6:01:14 PM |
Tasmir | $25.00 | 10/27/2011 6:22:26 PM |
soulwork | $25.00 | 10/27/2011 7:02:10 PM |
studious-bonus7 | $41.00 | 10/27/2011 7:02:17 PM |
transparency-river1 | $1,000.00 | 10/27/2011 7:13:25 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:39 PM |
willwc6 | $50.00 | 10/27/2011 8:01:15 PM |
bulabula | $25.00 | 10/27/2011 8:36:53 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:07 PM |
wigglesworth4 | $500.00 | 10/25/2011 5:28:25 PM |
asset-professor | $25.00 | 10/25/2011 7:17:14 PM |
giftgold | $25.00 | 10/25/2011 8:28:23 PM |
compassion-bauble4 | $25.00 | 10/25/2011 10:28:12 PM |
economy-coup | $50.00 | 10/26/2011 12:59:34 AM |
loan-fate | $100.00 | 10/26/2011 7:21:43 AM |
orange-preeminant-bill | $25.00 | 10/26/2011 7:05:54 AM |
MM1207 | $25.00 | 10/26/2011 7:44:33 AM |
CA-Lender | $25.00 | 10/26/2011 8:17:03 AM |
finance-prescription | $100.00 | 10/26/2011 9:09:53 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:25 PM |
dough-temple | $25.00 | 10/26/2011 2:00:26 PM |
BxRealtor | $25.00 | 10/26/2011 1:21:12 PM |
yield-trader | $25.00 | 10/26/2011 1:08:35 PM |
falcon88dp | $25.00 | 10/26/2011 3:38:19 PM |
bellaquito | $2,000.00 | 10/27/2011 1:32:34 AM |
reward-adventure | $50.00 | 10/27/2011 4:45:08 AM |
JSCharter | $25.00 | 10/27/2011 6:53:33 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:26 AM |
Investoman | $75.00 | 10/27/2011 9:05:25 AM |
handshake5 | $66.00 | 10/27/2011 9:17:37 AM |
money-bauble | $100.00 | 10/27/2011 11:33:33 AM |
life-is-great | $25.00 | 10/27/2011 12:36:50 PM |
gold-disk | $25.00 | 10/27/2011 1:04:21 PM |
important-openness1 | $100.00 | 10/27/2011 1:05:00 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:09 PM |
30Sky | $35.00 | 10/27/2011 1:32:13 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:42:36 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:03 PM |
nick5454 | $25.00 | 10/27/2011 1:58:15 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:26 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:27 PM |
ndrak | $25.00 | 10/27/2011 2:18:42 PM |
_G_ | $38.00 | 10/27/2011 2:18:49 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:28:36 PM |
enthusiastic-revenue6 | $25.00 | 10/27/2011 3:04:14 PM |
shawndw | $30.00 | 10/27/2011 3:04:55 PM |
fishing533 | $50.00 | 10/27/2011 3:22:39 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:35 PM |
rytrearc | $25.00 | 10/27/2011 4:09:23 PM |
pure-cash9 | $25.00 | 10/27/2011 4:59:45 PM |
independent-diversification7 | $25.00 | 10/27/2011 4:46:07 PM |
smaxis | $25.00 | 10/27/2011 4:57:12 PM |
managedfund | $150.00 | 10/27/2011 5:20:08 PM |
rebelduke | $25.00 | 10/27/2011 5:44:06 PM |
Greenbak | $25.00 | 10/27/2011 5:49:18 PM |
kinetic-openness0 | $25.00 | 10/27/2011 6:08:39 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:28 PM |
newest-trade-spruce | $50.00 | 10/27/2011 6:04:41 PM |
Imaginos1892 | $100.00 | 10/27/2011 6:31:09 PM |
reward-gala | $100.00 | 10/27/2011 6:08:47 PM |
Red_b17 | $25.00 | 10/27/2011 6:49:56 PM |
TheCount | $25.00 | 10/27/2011 7:11:39 PM |
Nascar1 | $50.00 | 10/27/2011 7:05:46 PM |
shmb6508 | $50.00 | 10/27/2011 7:15:14 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:48:53 PM |
njlom | $100.00 | 10/27/2011 8:05:44 PM |
VictoryPM | $25.00 | 10/27/2011 8:29:39 PM |
jasonj72 | $25.00 | 10/27/2011 8:46:40 PM |
HoosierDaddie | $25.00 | 10/27/2011 9:02:38 PM |
coin-investor | $25.00 | 10/27/2011 9:00:57 PM |
best-marketologist | $25.00 | 10/27/2011 9:05:49 PM |
peaceful-transparency4 | $25.00 | 10/27/2011 9:25:29 PM |
reinforced-gain7 | $428.00 | 10/27/2011 9:58:58 PM |
113 Investments
|
Borrower Payment Dependent Notes Series
535371
This series of Notes was issued and sold upon the funding of the borrower loan #55325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,954 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| just-income8 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
churchill75
Purpose of loan:
This loan will be used to...invest in wifes business
My financial situation:
I am a good candidate for this loan because...I have steady income and pay my bills regularly
Monthly net income: $8500
Monthly expenses: $
Housing: $3050
Insurance: $334
Car expenses: $315
Utilities: $180
Phone, cable, internet: $85
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $2100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 5:06:22 PM |
reward-adventure | $50.00 | 10/27/2011 5:03:40 PM |
vigorous-market5 | $200.00 | 10/27/2011 5:02:16 PM |
vibraphone3 | $25.00 | 10/27/2011 7:11:55 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:56:57 PM |
bulabula | $25.00 | 10/27/2011 8:36:55 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:47:47 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:06 PM |
social-cocktail1 | $200.00 | 10/27/2011 6:59:50 PM |
larrybird | $2,000.00 | 10/27/2011 8:40:59 PM |
bellaquito | $700.00 | 10/27/2011 8:51:35 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
535393
This series of Notes was issued and sold upon the funding of the borrower loan #55652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| planet063 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a Recording Studio
Purpose of loan: To open up a Recording Studio
This loan will be used to...
Austin is the live music capital of the World, but the one thing it does not have is a good studio for all the countless bands to record in.
My financial situation: I am currently a Student about to finish up my degree in Business, my school is completely paid for and I also qualify for grants which gives me extra income.
I am a good candidate for this loan because... I have decent credit, I have been recording music personally and with friends for other 4 years. I know numerous bands in Austin that are well on their way to getting signed to major labels..
Monthly net income: $ 1100
Monthly expenses: $ 100
Housing: $ 397
Insurance: $ 0
Car expenses: $0
Utilities: $150
Phone, cable, internet: $ 50
Food, entertainment: $ 100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blazing-capital2 | $250.00 | 10/27/2011 2:31:52 PM |
worth-blanket2 | $3,000.00 | 10/28/2011 2:55:18 PM |
cattlebaron | $25.00 | 10/28/2011 9:30:32 PM |
AEH_Now | $25.00 | 10/29/2011 5:39:17 AM |
Rogesparkguy | $25.00 | 10/29/2011 9:02:07 AM |
wise-deal-panda | $100.00 | 10/29/2011 12:46:21 PM |
druidpoet | $27.00 | 10/29/2011 1:23:40 PM |
compassion-artisan9 | $25.00 | 10/30/2011 8:15:17 PM |
SweatyBalls | $25.00 | 10/31/2011 8:00:20 AM |
worldly-income2 | $25.00 | 10/31/2011 8:02:14 AM |
kendigme | $25.00 | 10/31/2011 11:13:41 AM |
hopeful-silver5 | $25.00 | 10/31/2011 1:36:01 PM |
trustworthy-currency1 | $144.53 | 10/31/2011 3:21:40 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:24 AM |
gain-expert | $25.00 | 10/31/2011 2:52:03 PM |
ore-leather | $25.00 | 10/27/2011 4:44:59 PM |
copper | $31.00 | 10/27/2011 4:45:30 PM |
Leshan | $25.00 | 10/29/2011 6:45:27 AM |
transparent-silver | $25.00 | 10/29/2011 10:11:02 AM |
well-mannered-income3 | $30.00 | 10/29/2011 4:46:05 PM |
calimanusa | $30.00 | 10/30/2011 12:28:00 AM |
credit-bank-usa611 | $25.00 | 10/30/2011 9:21:44 AM |
Lubava | $37.47 | 10/30/2011 9:05:46 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
535415
This series of Notes was issued and sold upon the funding of the borrower loan #55314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1970 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 17y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $39 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| rrb4657 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2011)
680-699
(Jan-2010)
700-719
(Dec-2009)
620-639
(Mar-2008)
|
Principal balance:
| $6,223.69 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Pay Down Higher Interest Loans
Purpose of loan:
This loan will be used to...Pay down some Higher Interest Loans and to operate the business as the economy bounces back.
My financial situation: Good
I am a good candidate for this loan because...I have demostrated on my current prosper loan. I am quoting lots of work and anticipate over $200,000 to come in before years end
Monthly net income: $40,000
Monthly expenses: $32,000
Housing: $600
Insurance: $150
Car expenses: $400
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:42 AM |
SLN-10 | $25.00 | 10/26/2011 9:05:35 AM |
AndChicksforFree | $25.00 | 10/26/2011 9:27:12 AM |
social-cocktail1 | $200.00 | 10/26/2011 9:19:30 AM |
bellaquito | $2,000.00 | 10/27/2011 1:32:59 AM |
peruse | $25.00 | 10/27/2011 6:40:51 AM |
JSCharter | $25.00 | 10/27/2011 6:53:33 AM |
Investoman | $75.00 | 10/27/2011 9:05:25 AM |
Tscheddar | $25.00 | 10/27/2011 9:47:18 AM |
money-bauble | $100.00 | 10/27/2011 11:33:35 AM |
Live-Free-or-Die | $200.00 | 10/27/2011 1:21:10 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:42:58 PM |
nick5454 | $25.00 | 10/27/2011 1:58:15 PM |
AF-Chief | $25.00 | 10/27/2011 2:09:51 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:26 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:28 PM |
shawndw | $30.00 | 10/27/2011 3:04:56 PM |
unclejaef | $25.00 | 10/27/2011 3:21:08 PM |
smaxis | $25.00 | 10/27/2011 4:57:13 PM |
managedfund | $1,500.00 | 10/27/2011 5:22:41 PM |
rebelduke | $25.00 | 10/27/2011 5:44:06 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:29 PM |
shrewd-income | $25.00 | 10/27/2011 6:05:35 PM |
Red_b17 | $25.00 | 10/27/2011 6:49:56 PM |
soulwork | $25.00 | 10/27/2011 7:02:10 PM |
TheCount | $25.00 | 10/27/2011 7:11:39 PM |
Nascar1 | $50.00 | 10/27/2011 7:05:46 PM |
transparency-river1 | $264.00 | 10/27/2011 7:13:25 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:39 PM |
njlom | $75.00 | 10/27/2011 8:06:19 PM |
willwc6 | $200.00 | 10/27/2011 8:22:20 PM |
AussieSteve | $25.00 | 10/27/2011 8:16:08 PM |
bulabula | $25.00 | 10/27/2011 8:36:54 PM |
peaceful-transparency4 | $25.00 | 10/27/2011 9:25:29 PM |
reinforced-gain7 | $993.00 | 10/27/2011 9:58:39 PM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:10 AM |
pound-mushroom3 | $25.00 | 10/26/2011 9:22:14 AM |
wigglesworth4 | $500.00 | 10/26/2011 9:26:37 AM |
BxRealtor | $25.00 | 10/26/2011 1:21:12 PM |
falcon88dp | $25.00 | 10/26/2011 3:38:19 PM |
Kaj | $25.00 | 10/26/2011 4:30:49 PM |
nimble-revenue5 | $50.00 | 10/26/2011 5:19:35 PM |
Comoparklender | $25.00 | 10/26/2011 5:23:30 PM |
market-assembler | $50.00 | 10/26/2011 10:00:20 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:20:28 AM |
larrybird | $2,000.00 | 10/27/2011 1:27:20 AM |
reward-adventure | $50.00 | 10/27/2011 4:45:12 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:29 AM |
finance-prescription | $100.00 | 10/27/2011 9:03:13 AM |
wise-deal-panda | $100.00 | 10/27/2011 9:05:59 AM |
wwwUniversal | $25.00 | 10/27/2011 9:19:10 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:03 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:41 PM |
life-is-great | $25.00 | 10/27/2011 12:36:50 PM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:15 PM |
important-openness1 | $100.00 | 10/27/2011 1:05:01 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:09 PM |
Weaverville | $25.00 | 10/27/2011 1:07:07 PM |
mike_banker | $25.00 | 10/27/2011 1:24:50 PM |
innocent-income4 | $25.00 | 10/27/2011 1:28:30 PM |
cozy-truth6 | $25.00 | 10/27/2011 1:30:04 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:14 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:34 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:04 PM |
ndrak | $25.00 | 10/27/2011 2:18:43 PM |
_G_ | $38.00 | 10/27/2011 2:18:49 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:28:36 PM |
cvlender | $25.00 | 10/27/2011 2:44:22 PM |
enthusiastic-revenue6 | $25.00 | 10/27/2011 3:04:15 PM |
fishing533 | $50.00 | 10/27/2011 3:22:39 PM |
lion6 | $50.00 | 10/27/2011 3:21:50 PM |
basis-mate7 | $50.00 | 10/27/2011 3:37:57 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:39 PM |
Greenbak | $25.00 | 10/27/2011 5:49:18 PM |
brmar | $25.00 | 10/27/2011 6:01:14 PM |
newest-trade-spruce | $50.00 | 10/27/2011 6:04:42 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:48:39 PM |
best-marketologist | $25.00 | 10/27/2011 9:05:49 PM |
coin-investor | $25.00 | 10/27/2011 9:00:57 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
535497
This series of Notes was issued and sold upon the funding of the borrower loan #55308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,053 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| dime-mushroom7 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to consolidate my debt.
Purpose of loan: consolidate credit card debt.
My financial situation: stable
I am a good candidate for this loan because...I have never been late on any payment, I have a stable job, and I am serious about getting out of credit card debt.
Monthly net income: $ 2,800 (after all taxes, insurance, 401k, etc...)
Monthly expenses: $100-$150
Housing: $0 (husband pays)
Insurance: $0 (see above)
Car expenses: $100
Utilities: $0 (see below)
Phone, cable, internet: $140
Food, entertainment: $50-$100
Clothing, household expenses: less than $50
Credit cards and other loans: $600 (if get loan, this will decrease)
Other expenses: $0-$100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 5:06:25 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:49 PM |
wigglesworth4 | $100.00 | 10/26/2011 5:18:58 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:32 AM |
unclejaef | $25.00 | 10/27/2011 3:21:09 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:26 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:50 PM |
mykkai | $25.00 | 10/27/2011 7:22:59 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:40 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:56 PM |
egw | $50.00 | 10/27/2011 10:31:26 PM |
villagers | $50.00 | 10/27/2011 10:40:34 PM |
robust-trade | $25.00 | 10/27/2011 11:29:41 PM |
Domgabriel | $25.00 | 10/28/2011 3:26:59 AM |
Hogan55 | $31.00 | 10/28/2011 4:58:08 AM |
marwadi-62 | $50.00 | 10/28/2011 4:37:27 AM |
friendinmoney | $28.98 | 10/28/2011 5:50:55 AM |
Pickmar | $25.00 | 10/28/2011 5:53:07 AM |
blue-dollar-viking | $50.00 | 10/28/2011 6:00:47 AM |
whatreality | $28.00 | 10/28/2011 5:35:00 AM |
basis-wizard8 | $50.00 | 10/28/2011 6:12:48 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:56 AM |
Brisket_Bob | $25.00 | 10/28/2011 6:30:41 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:51 AM |
wise-engrossing-transparency | $27.04 | 10/28/2011 6:18:29 AM |
GElender | $50.00 | 10/28/2011 6:30:17 AM |
order-pony8 | $54.82 | 10/28/2011 6:54:23 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:07:37 AM |
Bob450 | $25.02 | 10/28/2011 7:21:54 AM |
officer8 | $25.00 | 10/28/2011 7:10:25 AM |
dime-historian | $40.00 | 10/28/2011 7:42:48 AM |
selfmademan | $81.46 | 10/28/2011 7:58:46 AM |
addlending | $50.00 | 10/28/2011 8:17:57 AM |
octoberfresh | $25.00 | 10/28/2011 7:48:30 AM |
deal-banker | $100.00 | 10/28/2011 7:53:46 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:38 AM |
haplender | $50.00 | 10/28/2011 8:12:27 AM |
mindful-deal289 | $25.00 | 10/28/2011 8:25:15 AM |
jtn4148 | $25.00 | 10/28/2011 8:30:46 AM |
WSTRDG | $25.00 | 10/28/2011 8:33:40 AM |
designer_10 | $25.00 | 10/28/2011 8:58:04 AM |
caper945 | $100.00 | 10/28/2011 8:54:50 AM |
Wishmaker | $100.00 | 10/28/2011 9:13:32 AM |
yield-trader | $25.00 | 10/28/2011 9:11:57 AM |
upsata | $25.00 | 10/26/2011 9:35:37 PM |
kenji4861 | $25.00 | 10/27/2011 4:48:08 AM |
Bank_Of_XL | $25.00 | 10/27/2011 10:56:52 AM |
social-zebra | $30.00 | 10/27/2011 1:35:52 PM |
30Sky | $35.00 | 10/27/2011 1:45:53 PM |
ndrak | $25.00 | 10/27/2011 2:18:44 PM |
shrewd-dedication2 | $50.00 | 10/27/2011 3:59:06 PM |
utahst | $25.00 | 10/27/2011 6:51:22 PM |
coin-investor | $25.00 | 10/27/2011 9:00:58 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:50 AM |
spikerjack | $50.00 | 10/28/2011 3:11:33 AM |
ddog0224 | $100.00 | 10/28/2011 3:25:07 AM |
impeccable-funds5 | $25.00 | 10/28/2011 4:07:48 AM |
SolarMoonshine | $25.00 | 10/28/2011 3:39:41 AM |
market-pudding | $25.00 | 10/28/2011 4:37:48 AM |
trustworthy-hope189 | $75.00 | 10/28/2011 4:48:16 AM |
KLCRAY | $25.00 | 10/28/2011 4:55:04 AM |
CFOGO | $25.00 | 10/28/2011 5:19:50 AM |
organized-payment6 | $50.00 | 10/28/2011 5:39:38 AM |
yield-implementer8 | $58.51 | 10/28/2011 5:09:57 AM |
cerebral-dollar773 | $67.71 | 10/28/2011 5:49:26 AM |
revenue-den | $75.00 | 10/28/2011 5:56:31 AM |
managedfund | $1,000.00 | 10/28/2011 6:39:35 AM |
five-star-justice | $25.00 | 10/28/2011 6:27:58 AM |
economy-popcorn | $25.00 | 10/28/2011 6:41:07 AM |
interstellar | $75.00 | 10/28/2011 6:58:43 AM |
shellstar | $30.00 | 10/28/2011 7:04:24 AM |
janus_god | $25.00 | 10/28/2011 6:56:40 AM |
selector568 | $300.00 | 10/28/2011 7:11:22 AM |
BxRealtor | $25.00 | 10/28/2011 7:31:55 AM |
well-mannered-income3 | $30.00 | 10/28/2011 7:31:50 AM |
buffalobills | $25.00 | 10/28/2011 8:01:38 AM |
mattpet | $25.00 | 10/28/2011 7:36:37 AM |
Digs | $25.00 | 10/28/2011 7:51:01 AM |
LoanerPrincipal | $40.00 | 10/28/2011 8:35:12 AM |
yield-aurora4 | $25.00 | 10/28/2011 8:55:36 AM |
oplender | $25.00 | 10/28/2011 8:58:53 AM |
ethical-truth211 | $134.12 | 10/28/2011 9:21:11 AM |
green28 | $83.34 | 10/28/2011 9:12:37 AM |
blLending | $25.00 | 10/28/2011 9:16:25 AM |
84 Investments
|
Borrower Payment Dependent Notes Series
535519
This series of Notes was issued and sold upon the funding of the borrower loan #55750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,762 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| equator342 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rehab on 1.5M house; owe 925
Purpose of loan:
This loan will be used to...
Complete bathroom rehab
My financial situation:
I am a good candidate for this loan because...
Newport Beach house bathroom replacement, already put 100K own cash in, over half million equity and will be sold as soon as done. Husband and I have done 20 properties in CA and TX in past 4 yrs. Recently same neighborhood for partners that sold for 2M, bought for 1.5 Also just listed La Quinta (private gated resort community in Palm Springs Area) that I owe 480 (value:650-700). I have $40K reserves apportioned to carrying costs for the next few months while we sell. I'd rather borrow as I'm conservative and want to make sure there are always plenty of reserves as we sell.
Monthly net income: $10,000
Housing: $3,100
Insurance: $100
Car expenses: $400
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:22 AM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:44 PM |
worth-blanket2 | $6,100.00 | 10/28/2011 2:56:37 PM |
loanman2007 | $150.00 | 10/28/2011 6:08:25 PM |
Bob450 | $35.00 | 10/28/2011 6:31:51 PM |
bid-stockpiler1 | $50.00 | 10/28/2011 7:43:26 PM |
friendinmoney | $27.11 | 10/29/2011 9:04:20 AM |
valiant-money | $25.00 | 10/29/2011 9:32:32 AM |
2grindstones | $25.00 | 10/29/2011 10:15:34 AM |
handy-justice | $100.00 | 10/29/2011 10:18:18 AM |
shawnw2 | $35.00 | 10/29/2011 10:25:06 AM |
Tscheddar | $25.00 | 10/29/2011 11:15:42 AM |
CA-Lender | $50.00 | 10/29/2011 11:00:13 AM |
lovely-greenback4 | $25.00 | 10/29/2011 12:21:03 PM |
wise-deal-panda | $100.00 | 10/29/2011 12:46:22 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:24 PM |
108lender | $150.00 | 10/29/2011 1:40:45 PM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:06 AM |
first-dinero-paladin | $28.92 | 10/28/2011 3:13:19 PM |
fantastic-wampum1 | $100.00 | 10/28/2011 3:05:11 PM |
HHP | $100.00 | 10/28/2011 8:37:12 PM |
AEH_Now | $25.00 | 10/29/2011 5:40:32 AM |
lean-trade178 | $25.00 | 10/29/2011 3:19:59 AM |
kain11286 | $50.00 | 10/29/2011 11:02:00 AM |
cajunguy | $15.05 | 10/29/2011 3:02:21 PM |
168RichCapital | $25.10 | 10/29/2011 1:32:25 PM |
BobRobertz | $33.82 | 10/29/2011 2:51:46 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
535549
This series of Notes was issued and sold upon the funding of the borrower loan #55541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1974 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,840 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| exchange-baby9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bussiness
Pur
This loan will be used to...purchase supplies, tools, equipments,
My financial situation:
I am a good candidate for this loan because...i have improved credit score to 658; I have been in business for 10 years. I had 30 delequencies due to declared bankruptcy 4 years ago. the bankruptcy was due to the construction crash, which was due the bad economic conditions.
Monthly net income: $3343.39
Monthly expenses: $1975.00
Housing: $400.00
Insurance: $250.00
Car expenses: $-0-
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $600.00
Clothing, household expenses: $100.00
Credit cards and other loans: 150.00
Other expenses: $175.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/27/2011 9:15:44 AM |
pound-mushroom3 | $25.00 | 10/27/2011 9:26:25 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:47 AM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:25 PM |
ndrak | $25.00 | 10/27/2011 2:18:46 PM |
larrybird | $2,000.00 | 10/27/2011 2:44:41 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:27 PM |
kenji4861 | $25.00 | 10/27/2011 7:00:43 PM |
rate-mogul | $50.00 | 10/27/2011 7:34:02 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:47:55 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:41 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 8:53:46 PM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:57 AM |
janus_god | $25.00 | 10/28/2011 6:56:40 AM |
haplender | $50.00 | 10/28/2011 8:12:28 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:41 AM |
gulch | $25.00 | 10/28/2011 9:33:40 AM |
natural-greenback6 | $25.00 | 10/28/2011 9:36:44 AM |
spark548 | $100.00 | 10/28/2011 10:49:21 AM |
whitegold24k | $500.00 | 10/28/2011 10:26:29 AM |
ethical-truth211 | $400.00 | 10/28/2011 11:01:04 AM |
emjo1219 | $25.00 | 10/28/2011 11:15:10 AM |
sail120 | $50.00 | 10/28/2011 11:21:12 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:59 AM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:51 PM |
elated-deal6 | $250.00 | 10/28/2011 12:25:21 PM |
novice-speculator | $25.00 | 10/28/2011 12:23:34 PM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:55 AM |
Tscheddar | $25.00 | 10/27/2011 9:47:19 AM |
money-bauble | $100.00 | 10/27/2011 11:33:39 AM |
fairness-kayak | $25.00 | 10/27/2011 1:33:54 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:07 PM |
managedfund | $750.00 | 10/27/2011 7:24:40 PM |
bellaquito | $2,000.00 | 10/27/2011 8:51:42 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:47:59 PM |
coin-investor | $25.00 | 10/27/2011 9:00:59 PM |
egw | $50.00 | 10/27/2011 10:31:27 PM |
villagers | $50.00 | 10/27/2011 10:40:35 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:01 AM |
marwadi-62 | $25.00 | 10/28/2011 4:37:28 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:52 AM |
versatilenyguy | $50.00 | 10/28/2011 8:26:39 AM |
yield-trader | $25.00 | 10/28/2011 9:14:37 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:48 AM |
Investor_DP | $100.00 | 10/28/2011 9:32:06 AM |
jsak74 | $25.00 | 10/28/2011 9:39:20 AM |
gristle_mcthornbody | $25.00 | 10/28/2011 10:15:56 AM |
radiant-bazaar1 | $25.00 | 10/28/2011 10:39:26 AM |
real-return | $25.00 | 10/28/2011 10:30:14 AM |
adlending | $100.00 | 10/28/2011 10:40:18 AM |
Queueball1 | $25.00 | 10/28/2011 10:56:31 AM |
Maccs55 | $25.00 | 10/28/2011 11:20:03 AM |
cagcrash | $150.00 | 10/28/2011 11:22:33 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:39 PM |
wesleys | $25.00 | 10/28/2011 12:11:26 PM |
BrandonW | $25.00 | 10/28/2011 12:16:30 PM |
onlyinchicago | $50.00 | 10/28/2011 12:32:33 PM |
Rivervale_Westwood | $25.00 | 10/28/2011 2:09:03 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
535573
This series of Notes was issued and sold upon the funding of the borrower loan #55245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $336.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 17y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,485 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jb55 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2008)
640-659
(Apr-2008)
660-679
(Mar-2008)
660-679
(Feb-2008)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
jb55
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 2600
Monthly expenses: $1520
Housing: $500
Insurance: $110
Car expenses: $360
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50.00
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 10/27/2011 9:08:22 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:45 AM |
ILoveBearHats | $25.00 | 10/27/2011 9:53:21 AM |
jmeasn | $25.00 | 10/27/2011 12:54:47 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:25 PM |
ndrak | $25.00 | 10/27/2011 2:18:46 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:36:54 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:37 PM |
bellaquito | $75.00 | 10/27/2011 4:26:03 PM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:56 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:47 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:04 AM |
money-bauble | $100.00 | 10/27/2011 11:33:39 AM |
rmpedi33 | $25.00 | 10/27/2011 11:28:35 AM |
jrbill1998 | $50.00 | 10/27/2011 1:53:08 PM |
larrybird | $2,000.00 | 10/27/2011 2:44:56 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:17:41 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 4:24:19 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
535575
This series of Notes was issued and sold upon the funding of the borrower loan #55326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $237.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 33% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,160 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| moola-breeze7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working Capital for Dog Barkery
Purpose of loan:
This loan will be used to purchase holiday stock from a rapidly growing dog barkery and retail store.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $
Housing: $560
Insurance: $90
Car expenses: $350
Utilities: $150
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $250
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:47 AM |
108lender | $100.00 | 10/27/2011 2:09:13 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:47 AM |
gimincorp | $25.00 | 10/28/2011 4:22:36 AM |
CA-Lender | $25.00 | 10/28/2011 9:14:35 AM |
GGreg799 | $25.00 | 10/28/2011 9:29:10 AM |
handshake5 | $100.00 | 10/28/2011 9:26:14 AM |
dedicated-transaction796 | $25.00 | 10/28/2011 9:30:52 AM |
HenryS | $30.00 | 10/28/2011 9:35:58 AM |
nowits10 | $25.00 | 10/28/2011 9:32:55 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:16 AM |
integrity-statue | $26.39 | 10/28/2011 10:02:33 AM |
authoritative-capital | $25.00 | 10/28/2011 9:59:50 AM |
adlending | $100.00 | 10/28/2011 10:42:25 AM |
twister738 | $25.00 | 10/28/2011 10:46:58 AM |
Learning2Lend | $25.00 | 10/28/2011 10:31:49 AM |
brightest-gain-investor | $1,533.61 | 10/28/2011 11:07:04 AM |
Dusigrosz | $50.00 | 10/26/2011 7:14:31 PM |
social-cocktail1 | $35.00 | 10/28/2011 9:17:36 AM |
yield-trader | $25.00 | 10/28/2011 9:14:37 AM |
ah-long | $25.00 | 10/28/2011 9:17:50 AM |
income-buddy7 | $25.00 | 10/28/2011 9:27:36 AM |
managedfund | $1,100.00 | 10/28/2011 10:17:26 AM |
larrybird | $2,000.00 | 10/28/2011 10:46:50 AM |
orange-brainy-return | $25.00 | 10/28/2011 10:40:25 AM |
Christophe | $25.00 | 10/28/2011 10:54:45 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
535581
This series of Notes was issued and sold upon the funding of the borrower loan #55784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $655.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,941 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| Redrocko |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $19,800.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2009)
680-699
(Apr-2008)
700-719
(Feb-2008)
|
Principal balance:
| $4,416.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 41 | | |
Description
Consolidate debt/finish a remodel
Purpose of loan:
This loan will be used to consolidate my credit card debt (used in remodeling my primary residence) and help to complete the remodeling process.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time. This loan will improve my cash flow and lower the amount of revolving debt I have. I have a good income, and this listing does not include my wife's income. We purchased an 80-year old home 12 months ago, and a significant portion of the proceeds of this loan will be to consolidate credit card debt used to improve our home as well as finish some remodeling projects. I have had two other loans in the past with Prosper, and I have always paid as agreed.
Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $40.02 | 10/26/2011 5:02:11 PM |
worthy-bid8 | $50.00 | 10/26/2011 5:06:26 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:50 PM |
currency-excellency0 | $200.00 | 10/26/2011 5:01:08 PM |
MoneyForNothing | $32.25 | 10/26/2011 6:41:16 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:38 AM |
OldManP | $35.00 | 10/27/2011 8:56:07 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:03 AM |
fcrick | $25.00 | 10/27/2011 10:57:57 AM |
30Sky | $35.00 | 10/27/2011 1:45:53 PM |
journey517 | $25.00 | 10/27/2011 4:45:42 PM |
enticing-capital6 | $50.00 | 10/27/2011 5:02:06 PM |
sjlender | $100.00 | 10/27/2011 7:16:58 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:56 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 10:08:49 PM |
Brisket_Bob | $100.00 | 10/28/2011 6:17:33 AM |
economy-popcorn | $25.00 | 10/28/2011 6:44:45 AM |
gonewithwinds | $25.00 | 10/28/2011 6:42:31 AM |
sankyu | $50.00 | 10/28/2011 7:08:14 AM |
versatilenyguy | $42.00 | 10/28/2011 8:26:38 AM |
indomitable-coin | $25.00 | 10/28/2011 9:23:54 AM |
pdub | $75.00 | 10/28/2011 11:03:36 AM |
DreDub | $50.00 | 10/28/2011 10:53:02 AM |
Queueball1 | $25.00 | 10/28/2011 10:56:30 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:22 AM |
emjo1219 | $25.00 | 10/28/2011 11:17:42 AM |
ChrisProsper | $50.00 | 10/28/2011 12:02:36 PM |
HAVEANICEDAY | $25.00 | 10/28/2011 1:13:53 PM |
Chervianne | $50.00 | 10/28/2011 1:06:59 PM |
indomart | $73.85 | 10/28/2011 1:28:23 PM |
ZackZoo | $50.00 | 10/28/2011 2:25:01 PM |
Headhunter14 | $25.00 | 10/28/2011 2:34:19 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:06 PM |
worth-blanket2 | $7,001.19 | 10/28/2011 2:52:43 PM |
wigglesworth4 | $100.00 | 10/26/2011 5:18:59 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:33 AM |
scholarly-benefit5 | $50.00 | 10/27/2011 9:12:22 AM |
tbrnet | $50.00 | 10/27/2011 11:47:27 AM |
ndrak | $25.00 | 10/27/2011 2:18:44 PM |
j2ee | $25.00 | 10/27/2011 3:25:14 PM |
AustinAmerica | $25.00 | 10/27/2011 4:48:26 PM |
mar97 | $50.00 | 10/27/2011 4:58:19 PM |
tolstoy00 | $25.00 | 10/27/2011 9:28:30 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:57 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:54 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:40 AM |
basis-wizard8 | $100.00 | 10/28/2011 6:14:11 AM |
managedfund | $3,000.00 | 10/28/2011 6:43:57 AM |
orbital-dollar2 | $25.00 | 10/28/2011 7:07:49 AM |
octoberfresh | $25.00 | 10/28/2011 7:49:23 AM |
kochan123 | $25.00 | 10/28/2011 8:37:22 AM |
Rulea72 | $35.05 | 10/28/2011 8:53:44 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:07 AM |
vibrant-penny7 | $200.00 | 10/28/2011 9:16:42 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:47 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:45 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:40 AM |
GoGalt | $50.00 | 10/28/2011 10:25:44 AM |
Maccs55 | $25.00 | 10/28/2011 11:20:02 AM |
sail120 | $50.00 | 10/28/2011 11:21:11 AM |
LoanDMC | $25.00 | 10/28/2011 11:17:32 AM |
CreditBuilder2 | $250.00 | 10/28/2011 11:23:59 AM |
cagcrash | $150.00 | 10/28/2011 11:22:32 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:57 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:38 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:40 PM |
BrandonW | $25.00 | 10/28/2011 12:19:31 PM |
Banker7371 | $25.00 | 10/28/2011 12:43:03 PM |
networks4ever | $25.00 | 10/28/2011 12:59:49 PM |
bowler252 | $25.00 | 10/28/2011 1:20:17 PM |
damage | $25.00 | 10/28/2011 2:29:42 PM |
Oupa-George | $25.00 | 10/28/2011 2:43:49 PM |
wampum-library4 | $30.64 | 10/28/2011 2:18:12 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
535629
This series of Notes was issued and sold upon the funding of the borrower loan #55283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $389.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,089 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finnstones |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,644.67 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $10,134.75 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Nantucket store inventory re-up
My mom's store, nantucket location selling antiques, needs a loan to buy inventory.
Here are antique store revenues
2004 '2005 '2006 '2007 '2008 '2009 '2010 '2011F
$226, $233, $218, $254, $262, $211, $185, $190
Rev decreased 16% in '09 to $211k and is down 10%+% last year to $185k. Avg revenue in 00-03 was $210k. avg revenue was $250k 04-08. Obviously boom times were much better to us. But, COGS benefit has outweighed revenue impact of recession. . Business is around $25k in net income last 6 years, $33k last year, and forecasting same for '12.
using my profile for the loan.I have worked for a top 50 venture capital firm for the past six years.My salary is $130k base and 30-40% bonus every year.
Monthly net income: $13000
Monthly expenses: $ 8400
Housing: $ 2150
Insurance: $ 100
Car expenses: $ 200
Utilities: $ 200
Phone, cable, internet: $ 50
Food: $ 2000
Clothing, : $ 400
Credit cards and other loans: $ 2400
Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 5:06:27 PM |
wigglesworth4 | $100.00 | 10/26/2011 5:18:59 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:50 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:34 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:29 AM |
rmpedi33 | $25.00 | 10/27/2011 11:28:11 AM |
fairness-kayak | $25.00 | 10/27/2011 1:33:52 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:40:38 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:24 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:08:24 PM |
fragonardlives | $30.00 | 10/27/2011 2:13:09 PM |
ndrak | $25.00 | 10/27/2011 2:18:45 PM |
1stofthemonth | $25.00 | 10/27/2011 2:24:17 PM |
ingenious-diversification | $50.00 | 10/27/2011 2:25:18 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:39:21 PM |
extraordinary-velocity6 | $50.00 | 10/27/2011 3:26:36 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 4:17:29 PM |
bellaquito | $1,330.00 | 10/27/2011 4:26:45 PM |
shrewd-dedication2 | $50.00 | 10/26/2011 6:42:03 PM |
heavy_ax | $50.00 | 10/27/2011 12:01:38 AM |
kenji4861 | $25.00 | 10/27/2011 4:48:09 AM |
green-trade-dolphin2 | $25.00 | 10/27/2011 7:15:16 AM |
Tscheddar | $25.00 | 10/27/2011 9:47:19 AM |
money-bauble | $100.00 | 10/27/2011 11:33:36 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:34:10 PM |
larrybird | $2,000.00 | 10/27/2011 12:53:36 PM |
30Sky | $35.00 | 10/27/2011 1:32:15 PM |
social-zebra | $30.00 | 10/27/2011 1:32:44 PM |
gulch | $25.00 | 10/27/2011 1:42:34 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:05 PM |
unclejaef | $25.00 | 10/27/2011 3:21:09 PM |
mathaiusa | $250.00 | 10/27/2011 3:41:50 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
535647
This series of Notes was issued and sold upon the funding of the borrower loan #55599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,600.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $242.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 37
/
34 | Length of status: | 39y 1m |
Amount delinquent:
| $514 |
Total credit lines:
| 82 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,153 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| heavenly-dime6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sun Porch
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HHP | $100.00 | 10/28/2011 8:37:14 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:09 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:26 PM |
steamboatgal | $50.00 | 10/31/2011 3:59:28 PM |
TronMedici | $50.00 | 11/1/2011 3:41:13 PM |
idastmerchants | $25.00 | 11/1/2011 5:11:54 PM |
festeringsnot | $25.00 | 11/2/2011 4:45:30 AM |
fountain355 | $25.00 | 11/2/2011 12:20:55 PM |
capital-halo1 | $98.00 | 11/3/2011 9:58:51 AM |
worth-blanket2 | $4,500.00 | 11/3/2011 11:04:12 AM |
wwwUniversal | $25.00 | 11/3/2011 11:34:56 AM |
social-zebra | $2.00 | 11/3/2011 11:53:50 AM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:40 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:56 PM |
economy-coup | $50.00 | 10/31/2011 12:30:21 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:31 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:22 AM |
reward-adventure | $50.00 | 11/1/2011 5:01:33 PM |
economy-producer | $25.00 | 11/1/2011 5:20:24 PM |
Alpha-AssistU | $25.00 | 11/1/2011 5:54:27 PM |
tech310 | $50.00 | 11/1/2011 11:15:08 PM |
realtormoises | $25.00 | 11/2/2011 6:54:03 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:57 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
535653
This series of Notes was issued and sold upon the funding of the borrower loan #55655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $234.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-rupee-director |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
responsible
Purpose of loan:
This loan will be used to...Establish credit with prosper and purchase several needed devices for work.
My financial situation: Very stable.
I am a good candidate for this loan because...I am a conservative and responsible person. I work hard and keep my bills low. I have no other current loans so this loan would be my main priority.
Monthly net income: $ 2650.00
Monthly expenses: $ 1125.00
Housing: $ 0 home paid off.
Insurance: $ 125.00
Car expenses: $ 150.00
Utilities: $ 100.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 250.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 25.00
Other expenses: $ medical 125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 5:06:28 PM |
roux | $25.00 | 10/26/2011 7:09:04 PM |
kenji4861 | $25.00 | 10/27/2011 4:48:09 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:55 AM |
managedfund | $1,300.00 | 10/28/2011 10:22:31 AM |
BankLV | $25.00 | 10/28/2011 9:53:41 PM |
jazz619 | $25.00 | 10/29/2011 9:19:49 AM |
prohelper | $25.00 | 10/29/2011 12:06:49 PM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:16 AM |
skuba | $50.00 | 10/30/2011 6:42:50 AM |
credit-maple5 | $100.00 | 10/30/2011 8:29:43 AM |
daekpon | $25.00 | 10/30/2011 8:58:30 PM |
evnagelist | $25.00 | 11/1/2011 9:04:51 AM |
riskreward | $250.00 | 11/1/2011 9:51:07 AM |
market-assembler | $25.00 | 11/1/2011 9:46:32 AM |
progressive-economy261 | $400.00 | 11/1/2011 10:57:31 AM |
enterprising-credit2 | $50.00 | 11/1/2011 10:46:20 AM |
wlm3012 | $30.00 | 11/1/2011 1:55:27 PM |
benefit-banshee | $25.40 | 11/1/2011 1:59:58 PM |
gain-expert | $40.00 | 11/1/2011 2:20:33 PM |
wealth-influencer | $25.00 | 11/1/2011 2:40:59 PM |
principal-trident | $100.00 | 11/1/2011 11:30:26 AM |
five-star-order1 | $50.00 | 11/1/2011 12:42:44 PM |
nimble-nickel | $50.00 | 11/1/2011 1:02:04 PM |
cutter21 | $25.00 | 11/1/2011 4:23:54 PM |
Yankeeeagle | $25.00 | 11/1/2011 1:33:18 PM |
riskadverse44 | $25.00 | 11/1/2011 4:34:55 PM |
sensible-order2 | $300.00 | 11/1/2011 4:49:39 PM |
prescription0 | $25.00 | 11/1/2011 4:50:56 PM |
Kijib | $25.00 | 11/1/2011 2:45:51 PM |
pound-puppy | $25.00 | 11/1/2011 2:53:26 PM |
velocity-solo | $25.00 | 11/1/2011 5:06:42 PM |
economy-molecule3 | $266.00 | 11/1/2011 5:10:04 PM |
gilbrear | $25.00 | 11/1/2011 4:37:25 PM |
PCity-LOA15 | $25.00 | 11/1/2011 4:41:09 PM |
Kaj | $25.00 | 11/1/2011 5:32:47 PM |
yield-aurora4 | $25.00 | 11/1/2011 5:43:13 PM |
kkcoolmom | $50.00 | 11/1/2011 5:45:33 PM |
cropdust3r | $25.00 | 11/1/2011 5:16:29 PM |
PISCESPRINCESS | $12.00 | 11/1/2011 5:50:14 PM |
newest-bountiful-basis | $25.00 | 11/1/2011 5:23:22 PM |
ski bum | $100.00 | 11/1/2011 5:34:24 PM |
BaxterEvil | $25.00 | 11/1/2011 5:43:34 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:46:22 PM |
successful-generosity | $25.00 | 11/1/2011 5:47:43 PM |
pound-mushroom3 | $25.00 | 10/26/2011 5:20:44 PM |
wigglesworth4 | $100.00 | 10/26/2011 5:19:00 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:34 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:58 AM |
bailey7563 | $35.00 | 10/28/2011 7:58:11 PM |
jescowa | $50.00 | 10/29/2011 5:09:11 AM |
marwadi-62 | $50.00 | 10/29/2011 8:16:05 AM |
coin-investor | $25.00 | 10/29/2011 1:23:37 PM |
jamiee73 | $25.00 | 10/30/2011 4:22:59 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:03 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:23 AM |
Investor_DP | $100.00 | 11/1/2011 9:36:25 AM |
cablenews | $100.00 | 11/1/2011 10:58:51 AM |
Epiphanic | $25.00 | 11/1/2011 12:18:20 PM |
CirC | $26.60 | 11/1/2011 1:37:57 PM |
Use_It_Wisely | $30.00 | 11/1/2011 2:25:35 PM |
ersheido | $35.00 | 11/1/2011 12:00:23 PM |
money-elation4 | $25.00 | 11/1/2011 12:34:11 PM |
kind-efficient-credit | $25.00 | 11/1/2011 2:32:27 PM |
Scotcha | $50.00 | 11/1/2011 3:34:43 PM |
asmithj | $25.00 | 11/1/2011 5:16:48 PM |
merciful-gain6 | $25.00 | 11/1/2011 4:23:35 PM |
Techne_Funds_LLC | $25.00 | 11/1/2011 4:31:53 PM |
SanJoser | $25.00 | 11/1/2011 4:39:21 PM |
ttnk62918 | $25.00 | 11/1/2011 5:00:57 PM |
reflective-cash0 | $50.00 | 11/1/2011 5:33:12 PM |
gold-sushi | $25.00 | 11/1/2011 5:33:53 PM |
transparency-river1 | $1,000.00 | 11/1/2011 5:03:26 PM |
Banker7371 | $25.00 | 11/1/2011 5:05:08 PM |
enterprising-integrity | $50.00 | 11/1/2011 5:34:39 PM |
cake7 | $25.00 | 11/1/2011 5:06:39 PM |
credible-durability | $25.00 | 11/1/2011 5:37:28 PM |
mad4wknds | $25.00 | 11/1/2011 5:15:24 PM |
hardwareman | $25.00 | 11/1/2011 5:18:33 PM |
spark548 | $50.00 | 11/1/2011 5:39:39 PM |
Tai | $50.00 | 11/1/2011 5:36:30 PM |
deal-secret-agent | $25.00 | 11/1/2011 5:45:46 PM |
micah7345 | $25.00 | 11/1/2011 5:44:27 PM |
83 Investments
|
Borrower Payment Dependent Notes Series
535671
This series of Notes was issued and sold upon the funding of the borrower loan #55361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $108.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 1m |
Amount delinquent:
| $9,687 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 3 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| appetizing-payout284 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lizzybeth
Purpose of loan: Personal
This loan will be used to...pay tax lien and persona;
My financial situation: fair - sole earner in my family - seperated and have helped both my kids with school
I am a good candidate for this loan because...I pay my bills on time - Have no credit cards
Monthly net income: $2350.00
Monthly expenses: $1800.00
Housing: $855
Insurance: $110
Car expenses: $279 (9mos left on loan)
Utilities: $160 (water & electric)
Phone, cable, internet: $120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $188
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:23 AM |
well-rounded-payout0 | $50.00 | 10/28/2011 9:11:16 AM |
fuzed | $50.00 | 10/28/2011 9:47:46 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:25 AM |
managedfund | $500.00 | 10/28/2011 10:13:32 AM |
Learning2Lend | $25.00 | 10/28/2011 10:31:50 AM |
brightest-gain-investor | $1,775.00 | 10/28/2011 11:07:20 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:07 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
535737
This series of Notes was issued and sold upon the funding of the borrower loan #55452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 19.56% |
Borrower rate/APR:
| 20.56% / 22.03% |
Monthly payment:
| $268.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.21% | | |
| |
Estimated return*:
| 14.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 17y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,256 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-authentic-auction |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
|
Principal balance:
| $3,764.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
refinance existing loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/27/2011 5:09:40 PM |
kenji4861 | $25.00 | 10/27/2011 7:00:45 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:16 PM |
wise-deal-panda | $200.00 | 10/27/2011 7:23:31 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:42 PM |
Feyenoord | $30.00 | 10/27/2011 11:04:16 PM |
kind-charming-value | $1,000.00 | 10/28/2011 12:20:38 AM |
Tscheddar | $25.00 | 10/28/2011 4:31:35 AM |
tntmojave | $50.00 | 10/28/2011 4:46:25 AM |
Whipster | $60.00 | 10/28/2011 5:25:28 AM |
loanman2007 | $25.00 | 10/28/2011 4:52:42 AM |
bullish2bearish | $25.09 | 10/28/2011 5:12:58 AM |
managedfund | $2,000.00 | 10/28/2011 6:41:43 AM |
Sealion | $50.00 | 10/28/2011 6:57:03 AM |
bonus-quark4 | $25.00 | 10/28/2011 8:12:12 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:49 AM |
CashFlow13 | $100.00 | 10/28/2011 9:35:19 AM |
real-return | $25.00 | 10/28/2011 9:41:07 AM |
goal-benefit2 | $25.00 | 10/28/2011 10:35:02 AM |
ILoveBearHats | $25.00 | 10/27/2011 5:04:27 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:28 PM |
wonder3 | $40.00 | 10/27/2011 6:01:07 PM |
rdhfire | $25.00 | 10/27/2011 6:22:00 PM |
rolltide09 | $25.00 | 10/27/2011 6:58:51 PM |
graceful-investment | $50.00 | 10/27/2011 6:48:45 PM |
abundant-cash | $25.00 | 10/27/2011 6:51:03 PM |
pound-mushroom3 | $25.00 | 10/27/2011 7:02:48 PM |
influential-benjamins0 | $100.00 | 10/27/2011 7:10:22 PM |
wigglesworth4 | $100.00 | 10/27/2011 7:23:01 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:32:59 PM |
coin-investor | $25.00 | 10/27/2011 9:01:01 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:58 PM |
villagers | $50.00 | 10/27/2011 10:40:36 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:07 AM |
marwadi-62 | $100.00 | 10/28/2011 4:34:41 AM |
MarvintheMartian | $25.00 | 10/28/2011 5:31:31 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:53 AM |
vtrentster | $26.00 | 10/28/2011 6:52:26 AM |
YosemiteSam | $25.00 | 10/28/2011 6:54:41 AM |
thankful-nickel2 | $25.00 | 10/28/2011 7:00:33 AM |
social-zebra | $30.00 | 10/28/2011 8:19:27 AM |
haplender | $50.00 | 10/28/2011 8:12:29 AM |
the-discrete-income | $75.00 | 10/28/2011 9:07:45 AM |
money-bauble | $200.00 | 10/28/2011 9:28:54 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:42 AM |
ChrisProsper | $50.00 | 10/28/2011 9:44:55 AM |
whitegold24k | $500.00 | 10/28/2011 10:27:35 AM |
FinanceEngine | $40.00 | 10/28/2011 10:01:00 AM |
larrybird | $1,998.91 | 10/28/2011 10:42:19 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
535793
This series of Notes was issued and sold upon the funding of the borrower loan #55625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $491.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 26y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,006 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hhwc123 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 26 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $28,600.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
780-799
(Jun-2008)
720-739
(Nov-2007)
680-699
(May-2007)
|
Principal balance:
| $9,511.82 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Debt Consolidation
Purpose of loan:
I will be using this loan to pay off current prosper loan and credit card. .
My financial situation:
I have had 3 previous prosper loans and have paid all in full with no late payments.
Monthly net income: $ Base 7,765 + Bones $28,000 net annual
Monthly expenses: $ 5600
Housing: $ 2500
Insurance: $ Included in mortgage
Car expenses: $ 465.00
Utilities: $ 485.00
Phone, cable, internet: $ 365.00
Food, entertainment: $ 1100.00
Clothing, household expenses $ 300.00
Credit cards and other loans: $ 205.00 - Will be paid off
Other expenses: $ 200.00
Prosper loan - $510.00 - Will be paid off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $40.02 | 10/27/2011 9:02:07 AM |
scholarly-benefit5 | $50.00 | 10/27/2011 9:12:24 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:51 AM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:57 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:48 AM |
currency-excellency0 | $200.00 | 10/27/2011 9:29:10 AM |
credit-coach118 | $85.17 | 10/27/2011 9:41:52 AM |
tbrnet | $50.00 | 10/27/2011 11:47:28 AM |
JustMee | $25.00 | 10/27/2011 12:03:42 PM |
30Sky | $35.00 | 10/27/2011 1:45:55 PM |
caring-hope2 | $100.00 | 10/27/2011 2:58:38 PM |
focused-investment442 | $25.00 | 10/27/2011 3:53:40 PM |
mar97 | $50.00 | 10/27/2011 4:58:20 PM |
managedfund | $1,500.00 | 10/27/2011 7:26:28 PM |
rate-mogul | $50.00 | 10/27/2011 7:34:03 PM |
Feyenoord | $30.00 | 10/27/2011 11:08:11 PM |
Brisket_Bob | $50.00 | 10/28/2011 6:18:16 AM |
gentle-gain235 | $100.00 | 10/28/2011 7:24:38 AM |
lendstats_com | $25.00 | 10/28/2011 8:07:30 AM |
acropiloterau2002 | $25.00 | 10/28/2011 8:39:08 AM |
ethical-truth211 | $1,001.00 | 10/28/2011 9:40:06 AM |
jubilant-durability9 | $50.00 | 10/28/2011 10:14:35 AM |
GoGalt | $50.00 | 10/28/2011 10:24:48 AM |
adlending | $100.00 | 10/28/2011 10:43:54 AM |
gain-mountain1 | $100.00 | 10/28/2011 10:45:35 AM |
orange-brainy-return | $25.00 | 10/28/2011 11:16:06 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:23 AM |
sjlender | $80.00 | 10/28/2011 11:31:42 AM |
bellaquito | $2,000.00 | 10/28/2011 11:38:10 AM |
managedfund | $291.80 | 10/28/2011 11:42:03 AM |
investment-artist | $27.01 | 10/27/2011 9:08:06 AM |
Aberdeen | $1,000.00 | 10/27/2011 9:19:58 AM |
green-trade-dolphin2 | $60.00 | 10/27/2011 9:30:56 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:05 AM |
fcrick | $25.00 | 10/27/2011 10:57:59 AM |
JustMee | $25.00 | 10/27/2011 12:03:49 PM |
ndrak | $25.00 | 10/27/2011 2:18:47 PM |
j2ee | $25.00 | 10/27/2011 3:25:15 PM |
journey517 | $25.00 | 10/27/2011 4:45:42 PM |
OldManP | $25.00 | 10/27/2011 4:51:24 PM |
radforj22 | $25.00 | 10/27/2011 5:02:10 PM |
jpblan11 | $25.00 | 10/27/2011 5:46:03 PM |
kenji4861 | $50.00 | 10/27/2011 7:00:28 PM |
managedfund | $1,500.00 | 10/27/2011 7:35:08 PM |
tolstoy00 | $25.00 | 10/27/2011 9:24:04 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:05 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:41 AM |
snowdem0n | $50.00 | 10/28/2011 6:57:10 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:49 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:46 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:42 AM |
SolarMoonshine | $25.00 | 10/28/2011 9:51:33 AM |
larrybird | $2,000.00 | 10/28/2011 10:45:40 AM |
George2384 | $25.00 | 10/28/2011 11:20:45 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:18 AM |
cagcrash | $150.00 | 10/28/2011 11:22:33 AM |
CreditBuilder2 | $400.00 | 10/28/2011 11:23:16 AM |
octoberfresh | $25.00 | 10/28/2011 11:33:44 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
535817
This series of Notes was issued and sold upon the funding of the borrower loan #55585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 65% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,302 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-genuine-affluence |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
franco discount
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payment-gusto | $25.00 | 10/27/2011 5:21:43 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:33 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:17 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:33:00 PM |
larrybird | $2,000.00 | 10/27/2011 10:58:00 PM |
Wellman | $50.00 | 10/28/2011 7:29:31 AM |
handy-justice | $100.00 | 10/28/2011 11:25:30 AM |
missile8 | $25.00 | 10/28/2011 11:22:02 AM |
wise-deal-panda | $100.00 | 10/28/2011 12:41:04 PM |
important-openness1 | $100.00 | 10/28/2011 12:47:24 PM |
Chervianne | $50.00 | 10/28/2011 1:07:01 PM |
CCSpineDoc | $50.00 | 10/28/2011 2:36:22 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:38:11 PM |
new-gold-wrangler | $525.00 | 10/28/2011 2:40:20 PM |
pound-mushroom3 | $25.00 | 10/27/2011 7:02:49 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:08 AM |
managedfund | $1,000.00 | 10/28/2011 6:45:06 AM |
haplender | $50.00 | 10/28/2011 8:12:29 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:23 AM |
108lender | $100.00 | 10/28/2011 9:51:42 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:42 PM |
JLMGroupFunds | $25.00 | 10/28/2011 12:45:33 PM |
Katburg | $25.00 | 10/28/2011 1:39:02 PM |
satanichammy | $25.00 | 10/28/2011 2:29:50 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
535827
This series of Notes was issued and sold upon the funding of the borrower loan #55366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 48% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 3m |
Amount delinquent:
| $261 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,043 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| nimble-responsibility |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2010)
680-699
(Aug-2010)
|
Principal balance:
| $2,141.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Final stage of being debt free
Purpose of loan:
This loan will be used to pay off my last 3 big bills. By consolidating these last three bills, this will payoff the last of my bills leaving just the necessity bills and one combined lower monthly bill.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pembull | $50.00 | 10/27/2011 5:05:19 PM |
green-trade-dolphin | $28.02 | 10/27/2011 5:02:08 PM |
platinum-boss2 | $50.00 | 10/27/2011 6:50:48 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:51:43 PM |
bulabula | $25.00 | 10/27/2011 8:36:57 PM |
larrybird | $2,000.00 | 10/27/2011 8:41:07 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:48:00 PM |
bellaquito | $1,014.98 | 10/27/2011 8:51:45 PM |
AndChicksforFree | $57.00 | 10/27/2011 5:26:49 PM |
social-cocktail1 | $200.00 | 10/27/2011 6:59:51 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:17 PM |
vibraphone3 | $25.00 | 10/27/2011 7:11:56 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
535835
This series of Notes was issued and sold upon the funding of the borrower loan #55357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 2m |
Amount delinquent:
| $26,987 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,731 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mendicant |
Borrower's state:
| Texas |
Borrower's group:
| Capitalist's Brain |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan: Debt Consolidation
This loan will be used to...
My financial situation: got in a little over my head and need some help getting out
I am a good candidate for this loan because...
I pay my bills on time - Deliqunecies on report are due to Hospital Bills.
Monthly net income: $ 6500
Monthly expenses: $ 500
Housing: $ 1350
Insurance: $ 145
Car expenses: $ 400
Utilities: $ 200
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $ 100
Credit cards and other loans: $ 3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/27/2011 6:59:52 PM |
larrybird | $2,000.00 | 10/27/2011 8:41:08 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:19 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:51:17 PM |
leverage-ectasy | $34.93 | 10/27/2011 8:45:28 PM |
bulabula | $25.00 | 10/27/2011 8:36:57 PM |
new-gold-wrangler | $725.00 | 10/27/2011 8:48:01 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
535837
This series of Notes was issued and sold upon the funding of the borrower loan #55610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $524.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 7m |
Amount delinquent:
| $234 |
Total credit lines:
| 12 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $823 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| Socorro_Capital_Partners |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Apr-2008)
540-559
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Add'l Down Payment 4 Home Purchase
Purpose of loan:
I am taking advantage of the housing prices in Florida and will purchase an investment home. Rental income from the property is $1,500-$2,000 per month.
The property is located in Pembroke Pines, FL in the highly desirable Silver Lakes community. My brother just purchased a short sale home in the same area at 40% savings from the 2007 listed price.
My financial situation:
I have no other debt obligations except for a car note at $560/mo.
My Prosper lenders account is over $10K so I know what to look for in a borrower.
I am looking to add this loan to my current funds of $26K cash for a down payment to purchase a property. I have my pre-approved loan in hand from my bank.
Thank you to all who Prosper!!!
Information in the Description is not verified.
Friends And Family Investments
whitegold24k has invested a total of
$100.00.
"Only refer to your friend by their screen name Socorro_Capital_Partners."
HealthyWealthNow has invested a total of
$50.00.
"Only refer to your friend by their screen name Socorro_Capital_Partners."
2 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcrick | $25.00 | 10/27/2011 5:01:40 PM |
whitegold24k | $100.00 | 10/27/2011 5:06:01 PM |
green-trade-dolphin2 | $37.54 | 10/27/2011 5:02:10 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:19 PM |
wigglesworth4 | $500.00 | 10/27/2011 7:22:49 PM |
TxAgInATL | $29.00 | 10/27/2011 7:50:31 PM |
Wangchuk | $25.00 | 10/27/2011 7:49:52 PM |
sanych | $25.00 | 10/27/2011 8:01:25 PM |
jlr1516 | $51.00 | 10/27/2011 8:30:26 PM |
Dorf | $50.00 | 10/27/2011 8:45:36 PM |
cognizant-rupee7 | $25.00 | 10/27/2011 8:54:04 PM |
yamahaRider | $400.00 | 10/27/2011 9:07:59 PM |
jmeasn | $225.00 | 10/27/2011 9:10:56 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:58 PM |
dontletmoneyfoolya | $40.56 | 10/27/2011 10:17:02 PM |
vulgy | $201.02 | 10/28/2011 3:50:54 AM |
SLN-10 | $25.00 | 10/28/2011 4:54:32 AM |
the-discrete-income | $550.00 | 10/28/2011 5:26:36 AM |
Tikibarman | $158.88 | 10/28/2011 5:12:41 AM |
revenue-appraiser | $31.24 | 10/28/2011 5:58:42 AM |
managedfund | $3,200.00 | 10/28/2011 6:43:37 AM |
Domgabriel | $25.00 | 10/28/2011 6:59:56 AM |
Unix | $25.00 | 10/28/2011 9:49:19 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:43 PM |
FinDoc | $25.00 | 10/28/2011 2:32:08 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:09 PM |
hopeful-truth5 | $200.00 | 10/28/2011 2:51:29 PM |
HealthyWealthNow | $50.00 | 10/28/2011 3:50:13 PM |
elbastador | $25.00 | 10/28/2011 4:39:48 PM |
BigBag | $25.00 | 10/28/2011 10:33:33 PM |
OGS_Capital | $25.00 | 10/29/2011 7:47:19 AM |
cypher00 | $25.00 | 10/29/2011 6:33:04 AM |
velocity-motivator6 | $25.00 | 10/29/2011 8:33:14 AM |
emo13 | $50.00 | 10/29/2011 7:32:37 AM |
Tscheddar | $25.00 | 10/29/2011 11:26:50 AM |
auctionator1 | $25.00 | 10/29/2011 12:33:11 PM |
well-mannered-income3 | $40.00 | 10/29/2011 5:31:09 PM |
yield-hut | $30.00 | 10/29/2011 6:08:57 PM |
skuba | $50.00 | 10/30/2011 6:42:51 AM |
1redfish | $100.00 | 10/30/2011 8:14:24 AM |
cordial-affluence2 | $25.00 | 10/30/2011 8:52:44 AM |
chokichi | $50.00 | 10/30/2011 4:33:44 PM |
Planecourage | $29.14 | 10/30/2011 5:03:23 PM |
generous-deal6 | $25.00 | 10/30/2011 7:53:58 PM |
rustysailor | $25.00 | 10/30/2011 9:48:30 PM |
pinnacle10 | $25.00 | 10/30/2011 10:06:54 PM |
gojackgo | $50.00 | 10/31/2011 8:22:37 AM |
marketplace-emperor6 | $25.00 | 10/31/2011 9:56:38 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:10 AM |
rmachi | $50.00 | 10/31/2011 11:20:26 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:34 AM |
manofthecentury | $25.00 | 10/31/2011 12:39:37 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:31 PM |
tidy-generosity | $25.00 | 10/31/2011 1:14:41 PM |
unforgettable-nickel2 | $25.00 | 10/31/2011 3:06:19 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:27 AM |
point-xylophone | $25.00 | 10/31/2011 5:18:50 PM |
bright-investment | $25.00 | 10/31/2011 2:05:00 PM |
jhernand17 | $25.00 | 10/31/2011 3:29:49 PM |
steamboatgal | $50.00 | 10/31/2011 3:59:25 PM |
coin-popcorn | $25.00 | 10/31/2011 5:54:48 PM |
peaceful-farmer | $25.00 | 10/31/2011 4:45:56 PM |
DackoDenk | $25.00 | 10/31/2011 4:59:35 PM |
greenwell | $100.00 | 10/31/2011 5:32:56 PM |
kenji4861 | $50.00 | 10/27/2011 7:00:29 PM |
influential-benjamins0 | $100.00 | 10/27/2011 7:10:23 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:33:01 PM |
Paxman84 | $47.54 | 10/27/2011 7:51:39 PM |
Paxman84 | $50.00 | 10/27/2011 7:52:09 PM |
Maetryx | $31.62 | 10/27/2011 7:51:02 PM |
GladToHelpYou | $61.83 | 10/27/2011 7:52:35 PM |
tomrc | $200.00 | 10/27/2011 7:51:39 PM |
garlicguy | $125.00 | 10/27/2011 8:15:25 PM |
ivy-league-MBA | $25.00 | 10/27/2011 8:31:46 PM |
inspired-duty5 | $25.00 | 10/27/2011 8:34:16 PM |
dougm | $200.00 | 10/27/2011 8:42:25 PM |
goodcents | $26.47 | 10/27/2011 9:09:42 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:09 AM |
sgt-schultz | $25.00 | 10/28/2011 3:56:14 AM |
loan-kung-fu | $100.00 | 10/28/2011 4:29:25 AM |
reflective-cash0 | $150.00 | 10/28/2011 6:09:24 AM |
unforgettable-order9 | $50.00 | 10/28/2011 6:13:42 AM |
scholarly-benefit5 | $25.00 | 10/28/2011 6:23:47 AM |
lendstats_com | $25.00 | 10/28/2011 8:05:59 AM |
Comoparklender | $60.00 | 10/28/2011 8:38:41 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:01 AM |
fairness-hammock | $25.00 | 10/28/2011 12:25:21 PM |
famous-hope | $25.00 | 10/28/2011 12:42:14 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 5:22:58 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:32 PM |
ChrisProsper | $50.00 | 10/28/2011 5:03:12 PM |
Cash4U2also | $50.00 | 10/28/2011 7:20:22 PM |
danthemon35 | $34.42 | 10/28/2011 11:08:18 PM |
corporatejim | $50.00 | 10/29/2011 6:54:21 AM |
seabass123 | $46.30 | 10/29/2011 9:05:06 AM |
rlaboy | $25.00 | 10/29/2011 7:51:20 AM |
FoosMaster | $25.00 | 10/29/2011 8:17:03 AM |
credit-investor5 | $50.00 | 10/29/2011 8:23:13 AM |
silver-buckeye | $29.05 | 10/29/2011 12:52:12 PM |
themoneydoctor | $100.00 | 10/29/2011 1:31:42 PM |
tomrc | $300.00 | 10/29/2011 5:19:14 PM |
superstar449 | $25.00 | 10/29/2011 7:17:44 PM |
bejfishing | $25.00 | 10/29/2011 6:22:29 PM |
nebraskajen | $30.00 | 10/29/2011 9:09:11 PM |
coin-investor | $25.00 | 10/29/2011 7:53:06 PM |
AsianDragon | $150.00 | 10/29/2011 7:56:12 PM |
Oak-Parker | $25.00 | 10/29/2011 8:06:13 PM |
Barrayaran | $25.00 | 10/29/2011 10:16:40 PM |
trade-surge3 | $25.00 | 10/29/2011 9:19:52 PM |
credit-coach118 | $45.17 | 10/30/2011 4:14:38 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:00 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:13 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:04 AM |
riskreward | $250.00 | 10/31/2011 9:11:09 AM |
nycfinance | $25.00 | 10/31/2011 11:28:21 AM |
6moonbeams | $25.00 | 10/31/2011 1:56:44 PM |
supernova719 | $100.00 | 10/31/2011 2:24:17 PM |
Stafo | $25.00 | 10/31/2011 1:14:03 PM |
ceg451 | $25.00 | 10/31/2011 3:43:01 PM |
ItsJustMe79 | $25.00 | 10/31/2011 12:49:37 PM |
Astyanax | $150.00 | 10/31/2011 3:30:19 PM |
blue-agreement-officer | $50.00 | 10/31/2011 4:40:08 PM |
spiritual-money299 | $50.00 | 10/31/2011 5:43:16 PM |
bobby51 | $25.00 | 10/31/2011 2:48:09 PM |
gain-expert | $30.00 | 10/31/2011 2:51:15 PM |
greenback-museum | $7.95 | 10/31/2011 6:14:15 PM |
dogbait | $50.00 | 10/31/2011 4:05:22 PM |
balance-voyager | $50.00 | 10/31/2011 4:15:23 PM |
glimmering-generosity0 | $50.00 | 10/31/2011 4:35:18 PM |
commerceasaurus-rex2 | $25.00 | 10/31/2011 4:56:55 PM |
ZeLonewolf | $25.00 | 10/31/2011 5:10:11 PM |
upright-velocity1 | $25.00 | 10/31/2011 5:26:33 PM |
financial-frenzy | $50.00 | 10/31/2011 5:58:37 PM |
133 Investments
|
Borrower Payment Dependent Notes Series
535843
This series of Notes was issued and sold upon the funding of the borrower loan #55679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 9y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,174 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finance-confidant8 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
goodhearted-generosity511 | $25.00 | 10/27/2011 7:06:52 PM |
vutah | $25.00 | 10/27/2011 8:04:47 PM |
credit-coach118 | $25.58 | 10/27/2011 8:48:46 PM |
CA-Lender | $39.37 | 10/27/2011 10:46:32 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:11 AM |
golffish2 | $25.00 | 10/28/2011 3:54:02 AM |
fantastic-wampum1 | $100.00 | 10/28/2011 3:00:38 PM |
hidavehi | $33.00 | 10/28/2011 7:54:18 PM |
loanman2007 | $25.00 | 10/28/2011 6:11:24 PM |
AlternativeCashFlow | $25.00 | 10/29/2011 2:35:37 AM |
Leshan | $25.00 | 10/29/2011 6:48:14 AM |
leverage-monger | $25.00 | 10/29/2011 7:45:12 AM |
buffalobills | $25.00 | 10/29/2011 7:56:16 AM |
ZOOOM | $25.00 | 10/29/2011 8:46:38 AM |
valiant-money | $25.00 | 10/29/2011 9:32:43 AM |
2grindstones | $50.00 | 10/29/2011 10:13:12 AM |
handy-justice | $100.00 | 10/29/2011 10:20:48 AM |
JauaFlash | $25.00 | 10/29/2011 11:57:23 AM |
missing-link | $2.16 | 10/29/2011 12:00:39 PM |
pound-mushroom3 | $25.00 | 10/27/2011 7:02:49 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:21 PM |
108lender | $100.00 | 10/28/2011 9:51:42 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:23 AM |
worth-blanket2 | $5,900.00 | 10/28/2011 2:56:01 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:09 PM |
transformer855 | $25.00 | 10/28/2011 3:39:42 PM |
HHP | $100.00 | 10/28/2011 8:37:08 PM |
bid-stockpiler1 | $100.00 | 10/28/2011 7:34:35 PM |
janeybooboo | $50.00 | 10/29/2011 8:18:07 AM |
Bob450 | $31.00 | 10/29/2011 9:05:05 AM |
one-midas | $75.00 | 10/29/2011 10:10:27 AM |
palace2 | $268.89 | 10/29/2011 11:35:19 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
535845
This series of Notes was issued and sold upon the funding of the borrower loan #55396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
1 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| market-popcorn |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Investment- Inventory
Purpose of loan:
This loan will be used to purchase and fix up used vehicles to resell them at a profit. I am a licensed Independent Car Dealer and have a small business which offers affordable vehicles to the public
My financial situation:
I am a good candidate for this loan because I have very strict and sound finances. *I have no debts* I keep my expenses low ( total personal is 1200 for the month) and, for now, I don't take any money out of the business. I will be using these funds to acquire more vehicles so that I may increase sales. I would also like to be ready for tax season, which is when most car sales are made for the year.
Monthly net income: $1500
Monthly expenses: $1200
Housing: $450
Insurance: $100
Utilities: $100
Phone, cable, internet: $30
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payment-gusto | $25.00 | 10/27/2011 5:21:44 PM |
pound-mushroom3 | $25.00 | 10/27/2011 7:02:49 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:22 PM |
mercuriant | $25.00 | 10/27/2011 7:32:22 PM |
kind-finance-burrito | $37.50 | 10/27/2011 8:03:57 PM |
coin-investor | $25.00 | 10/27/2011 9:01:01 PM |
Reddy_Capital | $25.00 | 10/27/2011 10:19:25 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:11 AM |
IIP77 | $25.00 | 10/28/2011 3:38:30 AM |
orange-preeminant-bill | $25.00 | 10/28/2011 4:41:15 AM |
KLCRAY | $25.00 | 10/28/2011 4:55:06 AM |
unforgettable-order9 | $25.00 | 10/28/2011 6:16:17 AM |
janus_god | $25.00 | 10/28/2011 6:56:41 AM |
snowdem0n | $25.00 | 10/28/2011 7:01:57 AM |
officer8 | $25.00 | 10/28/2011 7:10:25 AM |
Wellman | $50.00 | 10/28/2011 7:29:31 AM |
market-jam | $50.00 | 10/28/2011 7:45:35 AM |
yield-aurora4 | $25.00 | 10/28/2011 8:55:37 AM |
arsisi | $25.00 | 10/28/2011 9:09:31 AM |
Weaverville | $25.00 | 10/28/2011 9:10:44 AM |
GGreg799 | $25.00 | 10/28/2011 9:29:10 AM |
income-buddy7 | $100.00 | 10/28/2011 9:27:37 AM |
missing-link | $25.00 | 10/28/2011 9:39:19 AM |
p2ploan-charmer | $25.00 | 10/28/2011 9:31:07 AM |
shrewd-peace7 | $25.00 | 10/28/2011 9:43:21 AM |
108lender | $100.00 | 10/28/2011 9:51:42 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:23 AM |
SDKiwi | $25.00 | 10/28/2011 10:00:53 AM |
Learning2Lend | $25.00 | 10/28/2011 10:31:50 AM |
reinforced-gain7 | $1,504.02 | 10/28/2011 11:01:21 AM |
Banker7371 | $25.00 | 10/27/2011 5:53:33 PM |
minddoc | $25.00 | 10/27/2011 6:26:45 PM |
social-cocktail1 | $200.00 | 10/27/2011 6:59:52 PM |
important-openness1 | $100.00 | 10/27/2011 7:10:12 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:33:01 PM |
rate-mogul | $50.00 | 10/27/2011 7:34:03 PM |
bulabula | $25.00 | 10/27/2011 8:36:57 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:59 PM |
larrybird | $2,000.00 | 10/27/2011 10:58:00 PM |
ah-long | $25.00 | 10/28/2011 12:01:05 AM |
saffron4 | $25.00 | 10/28/2011 12:10:23 AM |
nowits10 | $25.00 | 10/28/2011 4:00:13 AM |
loanman2007 | $25.00 | 10/28/2011 4:50:07 AM |
managedfund | $2,000.00 | 10/28/2011 6:40:38 AM |
brightest-affluence-motivator | $50.00 | 10/28/2011 6:18:58 AM |
SirJev | $50.00 | 10/28/2011 7:40:50 AM |
haplender | $50.00 | 10/28/2011 8:12:30 AM |
Anny-Disco | $25.00 | 10/28/2011 8:46:44 AM |
payout-achievement | $50.00 | 10/28/2011 9:00:28 AM |
Rulea72 | $25.00 | 10/28/2011 8:46:47 AM |
silver-wonder278 | $25.00 | 10/28/2011 9:07:37 AM |
yield-trader | $25.00 | 10/28/2011 9:14:38 AM |
money-bauble | $200.00 | 10/28/2011 9:28:55 AM |
fuzed | $50.00 | 10/28/2011 9:47:46 AM |
irrelevant | $25.00 | 10/28/2011 10:05:06 AM |
Benkneebob | $33.48 | 10/28/2011 10:42:47 AM |
56 Investments
|
Borrower Payment Dependent Notes Series
535873
This series of Notes was issued and sold upon the funding of the borrower loan #55319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $260.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 34% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 15 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 32
/
28 | Length of status: | 21y 3m |
Amount delinquent:
| $32 |
Total credit lines:
| 61 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,393 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mitsubishi58 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
600-619
(Nov-2007)
620-639
(Oct-2007)
|
Principal balance:
| $2,714.70 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 28 | | |
Description
One loan one payment
Purpose of loan:
This loan will be used to.. Consolidate loans
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and have not been late
Monthly net income: 5500.00
Monthly expenses: $
Housing: $800
Insurance: $125
Car expenses: $50
Utilities: $65
Phone, cable, internet: $40
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $31.99 | 10/27/2011 5:02:10 PM |
MilitaryLending | $100.05 | 10/27/2011 5:04:46 PM |
credit-missile | $50.00 | 10/27/2011 5:07:23 PM |
investment-daydream | $125.00 | 10/27/2011 5:04:28 PM |
Kash2010lu | $40.00 | 10/27/2011 5:11:07 PM |
amlu1988 | $25.00 | 10/27/2011 5:37:36 PM |
sensible-fund | $25.00 | 10/27/2011 5:29:23 PM |
atlas-shrugged | $200.00 | 10/27/2011 5:50:33 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:24 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:51:30 PM |
bulabula | $25.00 | 10/27/2011 8:36:58 PM |
credit-missile | $75.00 | 10/27/2011 5:02:44 PM |
Dusigrosz | $75.00 | 10/27/2011 5:06:13 PM |
LittleMingo | $25.00 | 10/27/2011 5:08:44 PM |
investment-daydream | $75.00 | 10/27/2011 5:03:10 PM |
AndChicksforFree | $57.00 | 10/27/2011 5:24:42 PM |
Mikale360 | $25.00 | 10/27/2011 6:31:15 PM |
pound-mushroom3 | $25.00 | 10/27/2011 7:02:57 PM |
wise-deal-panda | $200.00 | 10/27/2011 7:23:31 PM |
larrybird | $2,000.00 | 10/27/2011 8:41:08 PM |
new-gold-wrangler | $770.96 | 10/27/2011 8:48:04 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
535883
This series of Notes was issued and sold upon the funding of the borrower loan #55331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 10y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,732 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| HandStone |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 51 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2010)
700-719
(Aug-2009)
660-679
(Oct-2007)
660-679
(Aug-2007)
|
Principal balance:
| $5,098.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Expanding Business Loan
Purpose of loan:
This loan will be used to launch the manufacture and wholesale distribution arm of current therapeutic massage business. I manufacture thermo-dynamic tools for professional massage.
My financial situation:
I am a good candidate for this loan because I have a solid track record with prosper and am responcible business owner.
Monthly net income: $3200
Monthly expenses: $2200
Housing: $500
Insurance: $200
Car expenses: $150
Utilities: $150
Phone, cable, internet: $65
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $35
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 10/27/2011 5:02:12 PM |
MoneyForNothing | $77.77 | 10/27/2011 5:14:35 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:44 PM |
atlas-shrugged | $200.00 | 10/27/2011 5:53:27 PM |
rolltide09 | $25.00 | 10/27/2011 6:59:03 PM |
social-cocktail1 | $200.00 | 10/27/2011 6:59:52 PM |
graceful-investment | $58.49 | 10/27/2011 6:50:29 PM |
platinum-boss2 | $50.00 | 10/27/2011 6:50:48 PM |
pound-mushroom3 | $25.00 | 10/27/2011 7:02:50 PM |
important-openness1 | $100.00 | 10/27/2011 7:10:12 PM |
Jack55304 | $200.00 | 10/27/2011 7:11:57 PM |
janeybooboo | $75.00 | 10/27/2011 7:46:42 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 7:50:10 PM |
larrybird | $2,000.00 | 10/27/2011 8:41:08 PM |
bulabula | $25.00 | 10/27/2011 8:36:58 PM |
reinforced-gain7 | $1,955.72 | 10/27/2011 8:53:47 PM |
LittleMingo | $30.00 | 10/27/2011 5:02:59 PM |
Kash2010lu | $41.00 | 10/27/2011 5:09:18 PM |
AndChicksforFree | $77.00 | 10/27/2011 5:35:26 PM |
amlu1988 | $25.00 | 10/27/2011 5:38:53 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:33 PM |
Mikale360 | $25.00 | 10/27/2011 6:33:19 PM |
minddoc | $25.00 | 10/27/2011 6:26:46 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:24 PM |
brightest-luminous-cash9 | $25.00 | 10/27/2011 7:19:07 PM |
mercuriant | $25.00 | 10/27/2011 7:32:22 PM |
wise-deal-panda | $200.00 | 10/27/2011 7:23:32 PM |
progressive-economy261 | $400.00 | 10/27/2011 7:33:01 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 8:48:07 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
535891
This series of Notes was issued and sold upon the funding of the borrower loan #55311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $88.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $556 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 111% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-goat |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
680-699
(Jun-2010)
660-679
(Sep-2009)
|
Principal balance:
| $4,010.62 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Looking to consolidate debt.
Purpose of loan: consolidate debt
This loan will be used to...
My financial situation: Very good, stable job.
I am a good candidate for this loan because...
I have never been late on my other prosper loan.
Monthly net income: $ 4000
Monthly expenses: $ 1700
Housing: $ 1000
Insurance: $ 65
Car expenses: $ 0
Utilities: $ 300
Phone, cable, internet: $ 150
Food, entertainment: $ 150
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:24 AM |
newest-generous-income | $25.00 | 10/28/2011 4:27:53 AM |
Brisket_Bob | $25.00 | 10/28/2011 6:32:22 AM |
jsnryn | $25.00 | 10/28/2011 7:33:30 AM |
social-zebra | $26.00 | 10/28/2011 8:07:54 AM |
haplender | $50.00 | 10/28/2011 8:12:31 AM |
Aberdeen | $1,000.00 | 10/28/2011 9:03:48 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:50 AM |
money-bauble | $200.00 | 10/28/2011 9:28:55 AM |
exchange-squirrel | $25.00 | 10/28/2011 9:37:18 AM |
snowdem0n | $50.00 | 10/28/2011 6:53:54 AM |
compassion-paladin042 | $25.00 | 10/28/2011 7:19:57 AM |
managedfund | $750.00 | 10/28/2011 7:37:30 AM |
Ven58 | $25.00 | 10/28/2011 8:42:35 AM |
ILoveBearHats | $25.00 | 10/28/2011 8:43:56 AM |
the-discrete-income | $25.00 | 10/28/2011 9:07:46 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:44 AM |
wigglesworth4 | $24.00 | 10/28/2011 9:42:31 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:08 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
535893
This series of Notes was issued and sold upon the funding of the borrower loan #55367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $205.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 15% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,565 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finance-marble4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$6500 LOAN
Purpose of loan:
This loan will be used to consolidate my remaining debt.
My financial situation:
I am a good candidate for this loan because I have a stable job history and earn a good salary. I simply want to consolidate and reduce my payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
banker727 | $25.00 | 10/27/2011 5:05:48 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:42 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:25 PM |
loyalty-edifice997 | $50.00 | 10/27/2011 7:14:41 PM |
wigglesworth4 | $100.00 | 10/27/2011 7:23:04 PM |
bulabula | $25.00 | 10/27/2011 8:36:58 PM |
BigSurf | $26.84 | 10/27/2011 9:28:40 PM |
new-gold-wrangler | $1,500.00 | 10/27/2011 10:09:46 PM |
larrybird | $2,000.00 | 10/27/2011 10:58:01 PM |
dberry46 | $25.00 | 10/27/2011 11:59:46 PM |
green-dedicated-transaction | $50.00 | 10/28/2011 1:12:21 AM |
SolarMoonshine | $262.16 | 10/28/2011 3:42:10 AM |
fcrick | $25.00 | 10/27/2011 5:01:42 PM |
windfall46 | $25.00 | 10/27/2011 5:37:00 PM |
vivacious-truth3 | $25.00 | 10/27/2011 7:17:09 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:52 PM |
bellaquito | $2,000.00 | 10/27/2011 10:25:54 PM |
Reddy_Capital | $36.00 | 10/27/2011 10:35:27 PM |
jtrue71 | $25.00 | 10/27/2011 11:44:24 PM |
benjay25 | $25.00 | 10/27/2011 11:45:25 PM |
TQLender | $25.00 | 10/28/2011 12:07:40 AM |
wtrboy | $25.00 | 10/28/2011 12:37:44 AM |
MiniBank998 | $25.00 | 10/28/2011 12:50:44 AM |
kenji4861 | $50.00 | 10/28/2011 1:49:51 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:16 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
535895
This series of Notes was issued and sold upon the funding of the borrower loan #55323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 91% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
6 | Length of status: | 16y 4m |
Amount delinquent:
| $50 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $273 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-enjoyment8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
AJ
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2012.00
Monthly expenses: $
Housing: $350.00
Insurance: $
Car expenses: $
Utilities: $94.30
Phone, cable, internet: $43.00
Food, entertainment: $
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
larrybird | $2,000.00 | 10/28/2011 10:50:29 AM |
reinforced-gain7 | $2,000.00 | 10/28/2011 11:00:10 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
535901
This series of Notes was issued and sold upon the funding of the borrower loan #55593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,666 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| fantastic-peso6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
GRR
Purpose of loan: CONSOLIDATE, HOUSE & CAR REPAIR
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1918.72
Monthly expenses: $
Housing: $0
Insurance: $100.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $0
Credit cards and other loans: $500.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 11:59:56 AM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:45 PM |
fantastic-wampum1 | $100.00 | 10/28/2011 3:05:12 PM |
HHP | $100.00 | 10/28/2011 8:37:13 PM |
Something-Corporate | $25.00 | 10/29/2011 9:22:58 AM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:38 PM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:20 AM |
let_me_retire | $50.00 | 11/1/2011 2:25:40 PM |
patriot0 | $50.00 | 11/2/2011 9:52:20 AM |
careful-vigilance4 | $50.00 | 11/2/2011 6:11:40 PM |
idastmerchants | $25.00 | 11/2/2011 5:40:06 PM |
green28 | $50.00 | 11/3/2011 10:10:20 AM |
asiaratt | $28.00 | 11/3/2011 10:24:27 AM |
Alpha-AssistU | $25.00 | 11/3/2011 10:53:40 AM |
handshake5 | $73.00 | 11/3/2011 10:57:43 AM |
JLMGroupFunds | $25.00 | 11/3/2011 10:58:28 AM |
finance-mushroom | $100.00 | 10/29/2011 1:21:25 PM |
nex | $25.00 | 10/29/2011 4:12:59 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:55 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:29 AM |
steamboatgal | $50.00 | 10/31/2011 3:59:27 PM |
financial-frenzy | $50.00 | 11/2/2011 9:42:57 AM |
clkventures | $100.00 | 11/2/2011 12:14:33 PM |
well-mannered-income3 | $40.00 | 11/2/2011 12:55:40 PM |
bazaar-festivity | $100.00 | 11/2/2011 9:37:16 PM |
stepatatime-together | $63.00 | 11/3/2011 9:19:05 AM |
fountain355 | $25.00 | 11/3/2011 8:52:46 AM |
shmb6508 | $34.00 | 11/3/2011 9:34:28 AM |
capital-halo1 | $1,000.00 | 11/3/2011 9:58:51 AM |
Investoman | $62.00 | 11/3/2011 11:32:57 AM |
worth-blanket2 | $4,400.00 | 11/3/2011 11:05:29 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
535929
This series of Notes was issued and sold upon the funding of the borrower loan #55622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-30-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,327 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| kindness-bliss3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Second Chance on Life!
For the past 9 years I was a devoted wife to a US Army soldier.For the past 4 1/2 years we were stationed in Germany. Dec of last year my husband came down on orders for Recruiting in Orlando Fl. Shortly after moving here my husband asked me for a divorce stating we had just grew apart with all our time apart.My credit as a young adult was horrible, who would have known what I did then would follow me and reflect in my adult life. I have decided I spent way to much of my life making others happy and now it's my time :)
It's impossible to get a loan from a bank or credit union when you have only lived at your current location or had a steady job less than a year..
loan will be used to... Get me to $0
Monthly net income: $3,000.00
Housing: $1,100.00
Insurance: $120.00
Utilities: $100.00
Phone, cable, internet: $70.00
Credit cards and other loans: $ 50.00 and no other bank loans
After school child care $ 60.00
Other expenses: $ unknown
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 11:59:58 AM |
wigglesworth4 | $500.00 | 10/28/2011 12:00:55 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:58 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:34 PM |
loanman2007 | $25.00 | 10/28/2011 5:57:46 PM |
the-silver-blaster | $47.00 | 10/28/2011 6:43:39 PM |
Interloper | $25.00 | 10/28/2011 9:13:40 PM |
bullwink27 | $25.00 | 10/29/2011 4:11:10 AM |
jescowa | $50.00 | 10/29/2011 5:09:16 AM |
emo13 | $50.00 | 10/29/2011 7:32:39 AM |
ONECENTATATIME | $30.00 | 10/29/2011 12:02:19 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:06 PM |
fervent-repayment | $50.00 | 10/29/2011 5:38:01 PM |
charming-exchange7 | $25.00 | 10/29/2011 5:58:59 PM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:18 AM |
skuba | $50.00 | 10/30/2011 6:42:55 AM |
credit-maple5 | $100.00 | 10/30/2011 8:29:45 AM |
drkosh | $25.00 | 10/30/2011 11:28:15 AM |
wise-repayment-seeker | $25.00 | 10/30/2011 9:39:17 AM |
Fachim | $27.19 | 10/30/2011 10:27:15 AM |
SkinnyFish | $25.00 | 10/30/2011 2:36:13 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:51 PM |
wigglesworth4 | $100.00 | 10/28/2011 12:00:59 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:15 PM |
stable-bonus | $40.30 | 10/29/2011 6:04:29 AM |
figs4u2 | $100.00 | 10/29/2011 12:12:55 PM |
britgsb | $50.00 | 10/29/2011 11:39:09 AM |
prohelper | $25.00 | 10/29/2011 12:06:58 PM |
superb-funds335 | $25.00 | 10/29/2011 12:21:45 PM |
Investor_DP | $100.00 | 10/29/2011 1:01:11 PM |
first-euro-rapture | $25.00 | 10/29/2011 1:11:15 PM |
Aberdeen | $1,000.00 | 10/29/2011 1:30:52 PM |
coin-investor | $25.00 | 10/29/2011 1:23:47 PM |
GoGators01 | $25.00 | 10/29/2011 1:44:31 PM |
Mailmon | $50.00 | 10/29/2011 9:16:50 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:19 PM |
favorite-commerce | $25.00 | 10/30/2011 7:41:21 AM |
davidecl | $25.00 | 10/30/2011 8:04:07 AM |
zippy-interest | $25.00 | 10/30/2011 8:05:58 AM |
Loan_shark718 | $25.00 | 10/30/2011 8:29:38 AM |
exciting-responsibility3 | $25.00 | 10/30/2011 10:03:49 AM |
Arpad | $38.00 | 10/30/2011 11:07:48 AM |
Spraydawg | $150.00 | 10/30/2011 11:08:36 AM |
Spaceman838 | $25.00 | 10/30/2011 12:47:06 PM |
oaktown11 | $50.00 | 10/30/2011 1:40:40 PM |
antlr | $50.00 | 10/30/2011 2:38:32 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
535945
This series of Notes was issued and sold upon the funding of the borrower loan #55500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $459.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1980 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $106,654 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Trainz |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $24,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Collectible Inventory Purchases
Purpose of loan:
This loan will be used to purchase inventory for my on-line collectibles business. We currently have more inventory to buy than cash available. We buy collections and resell the items one at a time on our website and eBay and can project the sales prices of what items will sell for very accurately.
My financial situation:
We took out a similar loan from Prosper a few years ago and paid it back in full. Over the course of this loan we will use this money for inventory and will turn it over about 10 times. We have been in business for over 12 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:27 AM |
MoneyForNothing | $39.79 | 10/28/2011 9:01:41 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:51 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:10 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:46 AM |
larrybird | $2,000.00 | 10/28/2011 10:48:51 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:29 AM |
kenji4861 | $25.00 | 10/28/2011 11:37:39 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:06 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:44 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:54 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:23 PM |
managedfund | $2,800.00 | 10/28/2011 2:13:04 PM |
scholarly-benefit5 | $25.00 | 10/28/2011 6:23:48 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:51 AM |
Tscheddar | $25.00 | 10/28/2011 9:31:48 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:44 AM |
fcrick | $25.00 | 10/28/2011 9:45:41 AM |
AnxiousAirman | $50.00 | 10/28/2011 11:10:24 AM |
rate-mogul | $50.00 | 10/28/2011 12:00:10 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:52 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 12:32:29 PM |
octoberfresh | $25.00 | 10/28/2011 12:47:15 PM |
income-rotation9 | $25.00 | 10/28/2011 2:07:02 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:11 PM |
bellaquito | $2,000.00 | 10/28/2011 2:42:38 PM |
worth-blanket2 | $3,285.21 | 10/28/2011 2:53:20 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
535953
This series of Notes was issued and sold upon the funding of the borrower loan #55657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $937 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-fan7 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sharp! Apparel Loan
Purpose of loan:
This loan will be used to...
To Print our Clothing and other Apparel !!!
www.sharpapparel.net
we have the designs all ready to go! We have the printer lined up that can even print over size prints and print them to scale as the shirt size goes up! We are going to be able to make 200% profit on our shirts. This loan will be easily paid back. We have already printed shirts with our own money and have established a fan base. We currently have 663 fans on facebook. and we have people who have been waiting forever to get these. With a $2000 Loan this will open up the possiblity to making a few more shirts as well! We also will be making Beanies and Hooded Sweatshirts as well. There is a contact us page on our website if you have any questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
elvisloans | $25.00 | 10/28/2011 3:03:13 AM |
managedfund | $500.00 | 10/28/2011 7:32:15 AM |
social-zebra | $26.00 | 10/28/2011 8:05:28 AM |
Kessler | $25.00 | 10/28/2011 9:07:25 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:10 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:46 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:52 AM |
valiant-money | $30.00 | 10/28/2011 9:48:03 AM |
SolarMoonshine | $25.00 | 10/28/2011 10:00:37 AM |
QsDad | $25.00 | 10/28/2011 10:25:04 AM |
kinetic-social | $25.00 | 10/28/2011 10:07:47 AM |
favorite-commerce | $25.00 | 10/28/2011 11:30:39 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:06 AM |
wild-orange | $200.00 | 10/28/2011 1:51:58 AM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:28 AM |
Brisket_Bob | $50.00 | 10/28/2011 6:34:31 AM |
spark548 | $100.00 | 10/28/2011 10:49:22 AM |
Midg | $25.00 | 10/28/2011 10:49:52 AM |
the-dollar-topper | $144.00 | 10/28/2011 12:00:45 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
535957
This series of Notes was issued and sold upon the funding of the borrower loan #55530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,395 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| liberty-taxi1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
NEED HELP FAST!!!!
Purpose of loan:
This loan will be used for moving expenses into a brand new apartment.
My financial situation:
I am a good candidate for this loan because my new job is a union based job with profitable contributions into the company as well as the employees of the company. CSX prides themselves in sharing thier resources so that others may profit as well grow within the company.
Monthly net income: $1800
Monthly expenses: $800
Housing: $0
Insurance: $213
Car expenses: $317
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $1000 (in total)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:29 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:26 AM |
missile8 | $25.00 | 10/28/2011 11:22:03 AM |
handy-justice | $50.00 | 10/28/2011 11:22:48 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:45 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:55 PM |
worth-blanket2 | $1,600.00 | 10/28/2011 2:56:44 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:11 PM |
kwan | $25.00 | 10/28/2011 3:15:01 PM |
Wellman | $29.00 | 10/28/2011 7:29:32 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:11 AM |
SolarMoonshine | $25.00 | 10/28/2011 10:10:59 AM |
managedfund | $700.00 | 10/28/2011 10:14:36 AM |
imhandy | $246.00 | 10/28/2011 4:08:17 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
535969
This series of Notes was issued and sold upon the funding of the borrower loan #55760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 3m |
Amount delinquent:
| $86 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,356 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-funds-tuba |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan: carpeting
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5,700
Monthly expenses: $4,000
Housing: $1126.00
Insurance: $150.00
Car expenses: $500.00
Utilities: $150.00
Phone, cable, internet: $98.00
Food, entertainment: household expenses: $250.00
Credit cards and other loans: $ 150.00Other expenses: $125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prohelper | $25.00 | 10/29/2011 12:07:02 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:09 PM |
coin-investor | $25.00 | 10/29/2011 1:23:49 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:09 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:12 AM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:18 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:30 AM |
resolute-justice413 | $100.00 | 11/1/2011 6:03:59 AM |
evnagelist | $25.00 | 11/1/2011 9:04:53 AM |
Investor_DP | $100.00 | 11/1/2011 9:36:25 AM |
five-star-order1 | $50.00 | 11/1/2011 12:42:45 PM |
kind-efficient-credit | $25.00 | 11/1/2011 2:32:28 PM |
Kijib | $25.00 | 11/1/2011 2:45:52 PM |
ersheido | $35.00 | 11/1/2011 5:05:53 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:27 PM |
kbodendorf | $25.00 | 11/1/2011 5:57:13 PM |
tenacious-capital3 | $26.27 | 11/1/2011 6:04:54 PM |
Tai | $50.00 | 11/1/2011 5:36:33 PM |
IIP77 | $25.00 | 11/1/2011 6:13:36 PM |
studious-bonus7 | $92.00 | 11/1/2011 6:21:06 PM |
durability-solstice8 | $50.00 | 11/1/2011 6:27:11 PM |
the-dollar-topper | $150.00 | 11/1/2011 6:28:42 PM |
nickel-ferret | $50.00 | 11/1/2011 5:54:44 PM |
Slend49 | $25.00 | 11/1/2011 6:54:01 PM |
kinetic-openness0 | $25.00 | 11/1/2011 6:24:41 PM |
UnclePockets | $25.00 | 11/1/2011 6:24:58 PM |
trapper569 | $25.00 | 11/1/2011 6:28:08 PM |
Preteur | $25.00 | 11/1/2011 6:29:48 PM |
life-is-great | $25.00 | 11/1/2011 6:31:15 PM |
trade-surge3 | $50.00 | 11/1/2011 6:35:42 PM |
KLCRAY | $25.00 | 11/1/2011 6:49:04 PM |
building-america | $25.00 | 11/1/2011 8:10:06 PM |
haplender | $50.00 | 11/1/2011 7:01:40 PM |
market-assembler | $25.00 | 11/1/2011 7:03:54 PM |
ursus | $50.00 | 11/1/2011 7:09:11 PM |
Yorker1776 | $25.00 | 11/1/2011 7:10:12 PM |
jga516 | $25.00 | 11/1/2011 7:14:18 PM |
jazzlender | $50.00 | 11/1/2011 7:26:15 PM |
gold-disk | $25.00 | 11/1/2011 7:31:01 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:15 PM |
integrity-starter | $25.00 | 11/1/2011 9:46:08 PM |
vivixmedia | $25.00 | 11/2/2011 1:27:58 AM |
organized-payment6 | $50.00 | 11/2/2011 6:08:05 AM |
first-silver-bridge | $25.00 | 11/2/2011 5:24:40 AM |
nestegg4e | $25.00 | 11/2/2011 7:27:41 AM |
active-market | $50.00 | 11/2/2011 5:23:33 AM |
SunriseTrader1 | $25.00 | 11/2/2011 6:14:20 AM |
devoider | $25.00 | 11/2/2011 6:37:48 AM |
brutusbone | $25.00 | 11/2/2011 6:47:57 AM |
green-diverse-kindness | $25.00 | 11/2/2011 8:27:43 AM |
dakota75 | $35.00 | 11/2/2011 8:39:07 AM |
John73 | $25.00 | 11/2/2011 7:39:51 AM |
fervent-currency5 | $25.00 | 11/2/2011 7:47:34 AM |
bountiful-investment0 | $25.00 | 11/2/2011 7:50:57 AM |
engrossing-fund | $25.00 | 11/2/2011 7:55:23 AM |
genius520 | $50.00 | 11/2/2011 9:15:24 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:18 AM |
taylor883 | $26.00 | 11/2/2011 9:01:19 AM |
the-transaction-stronghold | $25.00 | 11/2/2011 9:33:10 AM |
heloswimmer | $25.00 | 11/2/2011 8:52:50 AM |
Seriuqs | $25.00 | 11/2/2011 8:55:37 AM |
Lender75 | $25.00 | 11/2/2011 9:03:14 AM |
LBOregon | $25.00 | 11/2/2011 9:16:27 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:35 AM |
no_agenda_lender | $26.00 | 11/2/2011 9:18:12 AM |
credit-maple5 | $100.00 | 11/2/2011 9:33:45 AM |
BigLinCT | $50.00 | 11/2/2011 9:36:04 AM |
wise-silver-wonder | $25.00 | 11/2/2011 10:01:49 AM |
deal-secret-agent | $25.00 | 11/2/2011 9:33:01 AM |
hayhelp | $25.00 | 11/2/2011 10:16:27 AM |
asmithj | $25.00 | 11/2/2011 10:19:48 AM |
melodious-fairness | $25.00 | 11/2/2011 9:52:17 AM |
YLlama | $25.00 | 11/2/2011 9:51:05 AM |
rytrearc | $25.00 | 11/2/2011 9:53:22 AM |
Herluftrolle | $25.00 | 11/2/2011 10:32:49 AM |
satisfying-deal5 | $50.00 | 11/2/2011 11:10:06 AM |
gere-co | $25.00 | 11/2/2011 10:30:50 AM |
finance-magma7 | $25.00 | 11/2/2011 10:30:37 AM |
adamnash | $25.00 | 11/2/2011 10:40:45 AM |
GCInvestments | $29.00 | 11/2/2011 11:25:06 AM |
cleared2land | $25.00 | 11/2/2011 11:27:04 AM |
Red_b17 | $25.00 | 11/2/2011 10:51:26 AM |
BR2006007 | $25.00 | 11/2/2011 10:51:06 AM |
jrbill1998 | $46.00 | 11/2/2011 10:57:34 AM |
andycheb | $25.00 | 11/2/2011 10:56:49 AM |
zippy-interest | $25.00 | 11/2/2011 10:58:57 AM |
vordo | $25.00 | 11/2/2011 10:59:08 AM |
ZeLonewolf | $25.00 | 11/2/2011 11:02:27 AM |
rogue_monster | $50.00 | 11/2/2011 12:35:46 PM |
Gr8Deal | $50.00 | 11/2/2011 11:14:22 AM |
useful-p2ploan | $25.00 | 11/2/2011 11:28:31 AM |
yield-aurora4 | $25.00 | 11/2/2011 11:29:54 AM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:29 PM |
fund-tom-tom6 | $26.97 | 11/2/2011 12:17:26 PM |
REITRUST | $50.00 | 11/2/2011 12:45:27 PM |
iaffy | $50.00 | 11/2/2011 2:54:31 PM |
GreenHill | $25.00 | 11/2/2011 12:54:44 PM |
escharfer | $25.00 | 11/2/2011 1:08:01 PM |
happy-asset | $25.00 | 11/2/2011 3:36:01 PM |
compassion-bauble4 | $25.00 | 11/2/2011 3:56:18 PM |
social-pizza5 | $25.00 | 11/2/2011 2:31:11 PM |
Queueball1 | $25.00 | 11/2/2011 5:14:55 PM |
transaction-titan1 | $28.14 | 11/2/2011 4:51:42 PM |
deal-scientist5 | $50.00 | 11/2/2011 5:00:24 PM |
ndrak | $25.00 | 11/2/2011 5:44:37 PM |
intelligent-repayment8 | $1,300.00 | 11/2/2011 5:54:29 PM |
loot-castanets | $25.00 | 11/2/2011 7:10:15 PM |
LP_InvestmentGroup | $35.63 | 11/2/2011 6:09:44 PM |
dcfinancial | $50.00 | 11/2/2011 6:42:47 PM |
durability-ruler | $50.00 | 11/2/2011 6:57:26 PM |
SMVM87 | $25.00 | 11/2/2011 6:48:41 PM |
clickbrain | $40.00 | 11/2/2011 6:59:43 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:37 PM |
the-stylish-euro | $25.00 | 11/2/2011 9:24:33 PM |
lifegrowth | $25.00 | 11/2/2011 6:56:07 PM |
gold-pudding6 | $84.19 | 11/2/2011 6:58:11 PM |
Cash4U2also | $25.00 | 11/2/2011 7:44:10 PM |
kenji4861 | $25.00 | 11/2/2011 7:16:01 PM |
unger | $100.11 | 11/2/2011 7:16:56 PM |
successful-agreement7 | $31.00 | 11/2/2011 7:19:00 PM |
RetiredATC | $50.00 | 11/3/2011 3:15:25 AM |
responsibility-wind6 | $25.00 | 11/3/2011 3:36:01 AM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:50 PM |
market-maple | $25.00 | 11/2/2011 10:08:20 PM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:36 AM |
SolarMoonshine | $25.00 | 11/3/2011 3:43:08 AM |
uncleharold | $25.00 | 11/3/2011 3:46:33 AM |
dgallo | $25.00 | 11/3/2011 5:56:33 AM |
Robyn5722 | $25.00 | 11/3/2011 8:22:09 AM |
Isanpankki | $80.19 | 11/3/2011 8:33:53 AM |
cnovak | $25.00 | 11/3/2011 7:09:26 AM |
green28 | $200.00 | 11/3/2011 9:13:01 AM |
Use_It_Wisely | $30.00 | 11/3/2011 7:37:47 AM |
theshef | $25.00 | 11/3/2011 9:24:44 AM |
divedude | $25.00 | 11/3/2011 9:27:38 AM |
moola-man | $25.00 | 11/3/2011 8:20:57 AM |
baker31 | $33.70 | 11/3/2011 8:42:12 AM |
tinoepang | $25.00 | 11/3/2011 9:17:22 AM |
netrageouz | $40.00 | 11/3/2011 9:30:01 AM |
stolirocks01 | $50.00 | 11/3/2011 10:19:02 AM |
selector568 | $300.00 | 11/3/2011 10:31:37 AM |
integrity-saver | $50.00 | 11/3/2011 10:48:22 AM |
spitzbergen | $25.00 | 11/3/2011 1:33:32 PM |
Joeburly | $25.00 | 11/3/2011 1:45:15 PM |
enthralling-investment | $55.08 | 11/3/2011 1:23:15 PM |
rulender | $25.00 | 11/3/2011 1:46:05 PM |
wildgillis | $25.00 | 11/3/2011 2:19:54 PM |
figs4u2 | $100.00 | 10/29/2011 12:12:58 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:08 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:35 PM |
riskreward | $250.00 | 10/31/2011 6:10:50 PM |
wtrboy | $25.00 | 10/31/2011 10:23:14 PM |
elfincove | $25.00 | 11/1/2011 7:23:08 AM |
cablenews | $100.00 | 11/1/2011 10:58:55 AM |
wealth-influencer | $25.00 | 11/1/2011 2:41:00 PM |
Banker7371 | $25.00 | 11/1/2011 5:05:08 PM |
SanJoser | $25.00 | 11/1/2011 4:39:22 PM |
spark548 | $50.00 | 11/1/2011 5:39:39 PM |
Kaj | $25.00 | 11/1/2011 5:32:47 PM |
6moonbeams | $25.00 | 11/1/2011 6:11:50 PM |
kkcoolmom | $50.00 | 11/1/2011 5:45:33 PM |
BaxterEvil | $25.00 | 11/1/2011 5:43:35 PM |
wigglesworth4 | $500.00 | 11/1/2011 6:22:03 PM |
samo102us | $25.00 | 11/1/2011 6:49:39 PM |
listing-vista | $50.00 | 11/1/2011 6:14:28 PM |
bonus-tent | $25.00 | 11/1/2011 7:13:18 PM |
TheGeek | $25.00 | 11/1/2011 8:37:11 PM |
Zoomie | $25.00 | 11/1/2011 7:01:56 PM |
Viamin | $25.00 | 11/1/2011 11:07:39 PM |
Panna | $25.00 | 11/1/2011 7:23:53 PM |
MadHun | $200.00 | 11/1/2011 7:21:28 PM |
ookete | $30.00 | 11/1/2011 9:40:45 PM |
festeringsnot | $25.00 | 11/2/2011 4:45:30 AM |
rickp | $25.00 | 11/2/2011 4:54:47 AM |
agreement-guild | $50.00 | 11/2/2011 5:25:18 AM |
mketelecom | $25.00 | 11/2/2011 5:28:31 AM |
heavenly-treasure542 | $25.00 | 11/2/2011 4:24:55 AM |
Blue_HorseShoe | $25.00 | 11/2/2011 5:09:21 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:42 AM |
IslandParadise | $30.00 | 11/2/2011 8:03:20 AM |
Thelonius98 | $25.00 | 11/2/2011 6:52:51 AM |
Eagledrop | $25.00 | 11/2/2011 7:25:18 AM |
debt-patriot | $27.22 | 11/2/2011 7:52:13 AM |
brightest-affluence-motivator | $50.00 | 11/2/2011 9:11:30 AM |
unassassinable | $25.00 | 11/2/2011 9:21:46 AM |
trade-arch | $50.00 | 11/2/2011 8:27:42 AM |
impeccable-funds5 | $25.00 | 11/2/2011 9:21:30 AM |
best-phenomenal-treasure | $25.00 | 11/2/2011 9:47:58 AM |
indomitable-dedication | $25.00 | 11/2/2011 9:19:25 AM |
gulch | $25.00 | 11/2/2011 9:29:38 AM |
compoundinterest | $50.00 | 11/2/2011 9:37:23 AM |
hebergee | $25.00 | 11/2/2011 9:39:01 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:57 AM |
prescription0 | $25.00 | 11/2/2011 9:43:55 AM |
stylish-generosity6 | $25.00 | 11/2/2011 10:48:25 AM |
calm-deal7 | $25.00 | 11/2/2011 10:21:50 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:44 AM |
deal-enrichment | $25.00 | 11/2/2011 10:29:44 AM |
TheoProf | $25.00 | 11/2/2011 11:17:28 AM |
bid-plato6 | $25.00 | 11/2/2011 10:47:33 AM |
fairness-kayak | $25.00 | 11/2/2011 10:57:46 AM |
brainy-dedication | $25.00 | 11/2/2011 11:40:49 AM |
rakstar | $25.00 | 11/2/2011 12:19:26 PM |
skiberdad | $50.00 | 11/2/2011 1:00:27 PM |
oplender | $25.00 | 11/2/2011 3:02:05 PM |
LeadFoot | $25.00 | 11/2/2011 1:56:58 PM |
gracej | $25.00 | 11/2/2011 1:57:57 PM |
focused-wampum | $25.00 | 11/2/2011 3:54:11 PM |
diablorulz | $75.00 | 11/2/2011 4:30:59 PM |
orange-spiritual-contract | $50.00 | 11/2/2011 3:40:27 PM |
Sierrahh | $25.00 | 11/2/2011 4:04:46 PM |
dajen1 | $40.00 | 11/2/2011 5:17:30 PM |
dpjd | $25.00 | 11/2/2011 3:52:00 PM |
reflective-cash0 | $50.00 | 11/2/2011 5:19:48 PM |
ideal-platinum1 | $25.00 | 11/2/2011 6:27:26 PM |
hopethisworks | $25.00 | 11/2/2011 5:16:25 PM |
independent-diversification7 | $25.00 | 11/2/2011 5:16:42 PM |
money-bauble | $200.00 | 11/2/2011 6:52:57 PM |
wwwUniversal | $25.00 | 11/2/2011 6:20:19 PM |
egw | $50.00 | 11/2/2011 6:20:33 PM |
robust-trade | $25.00 | 11/2/2011 6:38:24 PM |
trade-solo | $50.00 | 11/2/2011 9:09:36 PM |
Weaverville | $25.00 | 11/2/2011 7:55:57 PM |
kindness-hickory5 | $50.00 | 11/3/2011 4:21:08 AM |
treasure-generator | $25.00 | 11/3/2011 5:11:51 AM |
jhernand17 | $25.00 | 11/2/2011 7:58:35 PM |
gjh37 | $50.00 | 11/3/2011 6:27:53 AM |
moola-cell3 | $40.00 | 11/3/2011 7:01:54 AM |
Mark-7 | $50.00 | 11/3/2011 2:35:05 AM |
StoneBlue | $100.00 | 11/3/2011 3:05:10 AM |
maharaja | $25.00 | 11/3/2011 4:22:47 AM |
elegant-loot3 | $25.00 | 11/3/2011 7:42:27 AM |
CaliforniaSun | $25.00 | 11/3/2011 7:45:26 AM |
compassion-burrito | $25.00 | 11/3/2011 6:37:39 AM |
Digs | $25.00 | 11/3/2011 8:59:34 AM |
DreDub | $50.00 | 11/3/2011 9:08:26 AM |
camaraderi-workhorse | $25.00 | 11/3/2011 7:11:23 AM |
duty-admiral | $25.00 | 11/3/2011 9:18:44 AM |
fuke | $25.00 | 11/3/2011 7:50:19 AM |
reward-system | $25.00 | 11/3/2011 9:03:08 AM |
RoyFauntleroy | $26.00 | 11/3/2011 9:10:46 AM |
simpy | $25.00 | 11/3/2011 10:14:23 AM |
impressive-dough4 | $112.64 | 11/3/2011 10:27:50 AM |
listing-demon | $25.00 | 11/3/2011 10:07:36 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:38 AM |
rupee-prairie | $25.00 | 11/3/2011 10:53:56 AM |
valiant-liberty4 | $25.00 | 11/3/2011 11:55:02 AM |
triguy | $2,000.00 | 11/3/2011 1:21:49 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:31 PM |
new-gold-wrangler | $1,213.86 | 11/3/2011 2:40:38 PM |
wlm3012 | $30.00 | 11/3/2011 2:24:05 PM |
251 Investments
|
Borrower Payment Dependent Notes Series
535981
This series of Notes was issued and sold upon the funding of the borrower loan #55569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-28-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-30-2011 |
|
Lender yield:
| 9.70% |
Borrower rate/APR:
| 10.70% / 16.51% |
Monthly payment:
| $220.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.67% | | |
| |
Estimated return*:
| 5.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 8% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 16y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,693 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| clean-velocity0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Catch Up Loan
Purpose of loan:
This loan will be used to pre-pay some bills before my husband departs to Afghanistan.
My financial situation:
I am a good candidate for this loan because I intend to pay it back within a few months. As soon as my husband gets into Afghanistan and gets a couple of paychecks then I will repay the money borrowed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 11:59:59 AM |
fcrick | $25.00 | 10/28/2011 12:03:17 PM |
Tscheddar | $25.00 | 10/28/2011 1:38:44 PM |
capital-financier6 | $50.00 | 10/28/2011 4:38:07 PM |
gain-mountain1 | $100.00 | 10/28/2011 4:52:29 PM |
gain-dolphin | $25.00 | 10/28/2011 6:12:23 PM |
Corlei | $25.00 | 10/28/2011 9:10:33 PM |
BankLV | $25.00 | 10/28/2011 9:51:10 PM |
footz79 | $100.00 | 10/28/2011 9:57:50 PM |
RetirementMoney | $25.00 | 10/29/2011 2:20:32 AM |
Brainworm | $25.00 | 10/29/2011 6:03:17 AM |
cash-boots7 | $50.00 | 10/29/2011 7:25:24 AM |
alliancecapital1 | $25.00 | 10/29/2011 8:17:42 AM |
tomdooley12520 | $50.00 | 10/29/2011 10:26:48 AM |
jfreaksho | $43.29 | 10/29/2011 10:28:22 AM |
figs4u2 | $100.00 | 10/29/2011 12:12:56 PM |
first-euro-rapture | $25.00 | 10/29/2011 1:11:16 PM |
Usurious | $25.00 | 10/29/2011 1:37:16 PM |
r48 | $25.00 | 10/29/2011 3:01:49 PM |
NYBIZ | $40.00 | 10/29/2011 7:14:34 PM |
rautility | $50.00 | 10/29/2011 6:44:14 PM |
pious-benjamins1 | $25.00 | 10/29/2011 7:37:21 PM |
wigglesworth4 | $100.00 | 10/28/2011 12:01:00 PM |
theogeer | $25.00 | 10/28/2011 12:12:41 PM |
authentic-kindness1 | $25.00 | 10/28/2011 12:23:46 PM |
radforj22 | $25.00 | 10/28/2011 2:18:12 PM |
managedfund | $750.00 | 10/28/2011 2:15:22 PM |
rapid-wealth614 | $25.00 | 10/28/2011 4:26:39 PM |
blot44 | $25.00 | 10/28/2011 5:08:16 PM |
MicroLender357 | $25.00 | 10/28/2011 5:51:14 PM |
engaging-worth | $25.00 | 10/28/2011 7:19:27 PM |
wise-eloquent-yield | $25.00 | 10/28/2011 8:38:33 PM |
jescowa | $50.00 | 10/29/2011 5:09:16 AM |
stable-bonus | $25.00 | 10/29/2011 6:02:52 AM |
CollinsCrew | $100.00 | 10/29/2011 8:17:41 AM |
BlessedEveryDay | $30.00 | 10/29/2011 7:34:24 AM |
D911ave | $50.00 | 10/29/2011 12:34:25 PM |
themoneydoctor | $100.00 | 10/29/2011 1:35:11 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:06 PM |
Danylostefan | $25.00 | 10/29/2011 5:23:56 PM |
phenomenal-gain5 | $30.00 | 10/29/2011 7:26:03 PM |
Reddy_Capital | $25.00 | 10/29/2011 6:56:40 PM |
coin-investor | $25.00 | 10/29/2011 7:53:08 PM |
exact-gold2 | $6.71 | 10/30/2011 1:50:47 AM |
worlds-best-worth2 | $25.00 | 10/29/2011 10:12:31 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
535987
This series of Notes was issued and sold upon the funding of the borrower loan #55667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,265 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hopeful-velocity8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Denton
Purpose of loan:
This loan will be used to pay a portion of my property taxes for 2011
My financial situation: Delta Community Credit Union
I am a good candidate for this loan because...
Monthly net income: $2120.00
Monthly expenses: $
Housing: $869.68
Insurance: $100.00
Car expenses: $375.00
Utilities: $235.00
Phone, cable, internet: $135.00
Food, entertainment: $
Credit cards and other loans: $177.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/28/2011 9:11:17 AM |
scrappy-diversification7 | $2,000.00 | 10/28/2011 9:36:36 AM |
valiant-money | $30.00 | 10/28/2011 9:47:30 AM |
108lender | $100.00 | 10/28/2011 9:51:44 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:29 AM |
exchange-squirrel | $25.00 | 10/28/2011 9:37:20 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:17 AM |
SolarMoonshine | $25.00 | 10/28/2011 9:57:21 AM |
managedfund | $195.00 | 10/28/2011 10:09:19 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
536001
This series of Notes was issued and sold upon the funding of the borrower loan #55814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $343.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 45% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
7 | Length of status: | 1y 2m |
Amount delinquent:
| $3,700 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,553 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| alterlatina |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
680-699
(May-2010)
660-679
(Jan-2010)
660-679
(Nov-2009)
|
Principal balance:
| $2,938.82 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Payoff Prosper loan + Credit Card
Purpose of loan: To pay off my current Prosper loan for $3k w/ a very high interest rate (35%!) and a credit card for $5k (24.5%).
My financial situation:
I am a good candidate for this loan because I have a stable job as a leasing agent plus, I still work as a promo marketing model and other side jobs averaging $150-$500 monthly. However, I will not include this extra income below. I have been able to significantly lower my monthly debt expenses over the last year. My goal is to be debt free within the next 1-2 years.
Monthly income (pre-tax): $2100
Housing: $FREE
Cell: $FREE
Car/Life Insurance: $175
Car expenses: $300 (down from $400 last year)
Utilities: $100
Internet: $50
Food, entertainment: $300
Credit card to be paid off: (min $155), I pay $230
Prosper Loan: $180
Other CC/Loans: $50
Student loan: Paid off
Savings:$ $250
Monthly expenses: $1635
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
desertoasis | $25.00 | 10/29/2011 9:54:21 AM |
worthy-bid8 | $50.00 | 10/28/2011 12:00:00 PM |
wigglesworth4 | $500.00 | 10/28/2011 12:00:56 PM |
real-return | $25.00 | 10/28/2011 12:02:38 PM |
Investoman | $31.00 | 10/28/2011 12:39:27 PM |
reward-adventure | $50.00 | 10/28/2011 12:36:12 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:25 PM |
dutchlee | $25.00 | 10/28/2011 12:56:03 PM |
HAVEANICEDAY | $25.00 | 10/28/2011 1:13:54 PM |
radforj22 | $25.00 | 10/28/2011 2:14:54 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:15 PM |
shrewd-income | $100.00 | 10/28/2011 7:17:38 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 6:03:13 PM |
optionscashflow | $25.00 | 10/28/2011 6:29:08 PM |
gold-cluster | $50.00 | 10/28/2011 9:00:38 PM |
chlebie | $50.00 | 10/28/2011 7:17:21 PM |
ideal-platinum1 | $25.00 | 10/29/2011 3:34:50 AM |
sushi537 | $25.00 | 10/29/2011 1:14:46 AM |
DoctorJoe | $25.00 | 10/29/2011 7:20:12 AM |
Captain_America | $50.00 | 10/29/2011 5:43:18 AM |
irrelevant | $25.00 | 10/29/2011 6:05:13 AM |
twjh | $25.00 | 10/29/2011 6:07:51 AM |
gothampark | $25.00 | 10/29/2011 9:34:13 AM |
seabassx | $25.00 | 10/29/2011 8:39:22 AM |
cropdust3r | $25.00 | 10/29/2011 8:40:40 AM |
Bob450 | $25.00 | 10/29/2011 9:17:59 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:07 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:38 AM |
taetrade | $25.00 | 10/29/2011 11:26:48 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:28:29 AM |
Tscheddar | $25.00 | 10/29/2011 11:31:24 AM |
asmithj | $25.00 | 10/29/2011 12:15:58 PM |
successful-agreement7 | $30.00 | 10/29/2011 12:07:49 PM |
Weaverville | $25.00 | 10/29/2011 12:09:26 PM |
ptclender | $60.00 | 10/29/2011 12:20:36 PM |
finance-prescription | $100.00 | 10/29/2011 12:49:13 PM |
life-is-great | $25.00 | 10/29/2011 12:49:33 PM |
ursus | $50.00 | 10/29/2011 12:50:03 PM |
BxRealtor | $25.00 | 10/29/2011 12:30:58 PM |
ChrisProsper | $50.00 | 10/29/2011 12:52:26 PM |
personal-lender | $25.00 | 10/29/2011 12:58:28 PM |
handshake5 | $100.00 | 10/29/2011 12:59:22 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:52 PM |
Stollewood | $25.00 | 10/28/2011 12:17:40 PM |
onlyinchicago | $50.00 | 10/28/2011 12:32:34 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:37:00 PM |
important-openness1 | $100.00 | 10/28/2011 12:47:26 PM |
fcrick | $25.00 | 10/28/2011 1:24:04 PM |
Chervianne | $50.00 | 10/28/2011 1:07:03 PM |
mydogissocute | $25.00 | 10/28/2011 1:42:25 PM |
dime-sprout | $25.00 | 10/28/2011 2:21:07 PM |
LeReve | $50.00 | 10/28/2011 2:25:41 PM |
satanichammy | $25.00 | 10/28/2011 2:29:52 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:16 PM |
tkr2 | $25.00 | 10/28/2011 3:55:46 PM |
resolute-basis9 | $25.00 | 10/28/2011 3:55:15 PM |
money-yeller | $100.00 | 10/28/2011 4:41:22 PM |
bellaquito | $2,000.00 | 10/28/2011 5:05:27 PM |
loanman2007 | $50.00 | 10/28/2011 5:43:13 PM |
Kash2010lu | $30.00 | 10/28/2011 6:09:56 PM |
sensible-fund | $25.00 | 10/28/2011 6:19:50 PM |
frooogal | $25.00 | 10/28/2011 8:39:45 PM |
brainy-greenback481 | $100.00 | 10/28/2011 8:46:22 PM |
DeltaComputerGuy | $25.00 | 10/29/2011 2:15:37 AM |
funds-framework4 | $50.00 | 10/29/2011 12:46:06 AM |
Domgabriel | $25.00 | 10/29/2011 5:56:32 AM |
tough-peso2 | $25.00 | 10/29/2011 6:05:22 AM |
cypher00 | $25.00 | 10/29/2011 6:22:11 AM |
Whatssofunnybout | $25.00 | 10/29/2011 7:18:29 AM |
PXM-Financial | $35.00 | 10/29/2011 9:49:35 AM |
credit-investor5 | $50.00 | 10/29/2011 8:24:33 AM |
Frosty | $30.00 | 10/29/2011 8:53:36 AM |
und-alum | $71.00 | 10/29/2011 9:47:37 AM |
finance-magma7 | $25.00 | 10/29/2011 11:23:03 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:07:02 AM |
rich266 | $25.00 | 10/29/2011 10:50:18 AM |
87Marc | $25.00 | 10/29/2011 12:00:59 PM |
lendstats_com | $200.00 | 10/29/2011 12:20:28 PM |
prohelper | $25.00 | 10/29/2011 12:06:59 PM |
figs4u2 | $100.00 | 10/29/2011 12:12:57 PM |
cozy-truth6 | $25.00 | 10/29/2011 12:08:03 PM |
MadHun | $200.00 | 10/29/2011 12:44:24 PM |
Comoparklender | $25.00 | 10/29/2011 12:35:34 PM |
Greenbak | $25.00 | 10/29/2011 12:35:49 PM |
prudent-hope7 | $54.00 | 10/29/2011 12:52:53 PM |
money-bauble | $185.00 | 10/29/2011 12:30:20 PM |
TheCount | $25.00 | 10/29/2011 12:33:29 PM |
foxtrot12 | $75.00 | 10/29/2011 12:59:02 PM |
Pressure_Drop | $25.00 | 10/29/2011 12:54:57 PM |
social-cocktail1 | $49.00 | 10/29/2011 1:07:14 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
536035
This series of Notes was issued and sold upon the funding of the borrower loan #55566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $129.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,804 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| flexible-deal55 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HARDWORKER IN NEED OF A LITTLE HELP
Purpose of loan:
This loan will be used to...make some needed repairs to my personal truck and start booking some wedding plans.
My financial situation:is strong
I am a good candidate for this loan because...I am a very hardworker, work stable hours of 50-60 hours a week, been with same emplyor 6 years and am always currrent of my bills.
Monthly net income: $3200
Monthly expenses: $2400
Housing: $765
Insurance: $150
Car expenses: $200
Utilities: $75
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $175
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 10/28/2011 12:02:42 PM |
fantastic-wampum1 | $100.00 | 10/28/2011 3:05:12 PM |
HHP | $100.00 | 10/28/2011 8:37:13 PM |
realtormoises | $25.00 | 10/29/2011 7:11:25 AM |
Something-Corporate | $25.00 | 10/29/2011 9:23:05 AM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:40 PM |
mneinc | $100.00 | 10/31/2011 5:51:47 AM |
dudebrah | $25.00 | 10/31/2011 4:46:36 PM |
magnificent-euro543 | $25.00 | 10/31/2011 6:44:04 PM |
glenium | $25.00 | 11/1/2011 2:37:39 AM |
bonus-seahorse | $60.00 | 11/1/2011 12:15:56 PM |
kind-durability-gravitas | $40.00 | 11/1/2011 2:48:49 PM |
Alpha-AssistU | $25.00 | 11/1/2011 12:57:58 PM |
TronMedici | $50.00 | 11/1/2011 3:41:12 PM |
idastmerchants | $25.00 | 11/1/2011 5:11:54 PM |
suges | $25.00 | 11/1/2011 7:18:38 PM |
Sparchange | $28.16 | 11/1/2011 10:11:51 PM |
managedfund | $300.00 | 11/2/2011 5:56:49 AM |
Core-Marketing | $25.00 | 11/2/2011 4:06:08 AM |
suave-dime6 | $25.00 | 11/2/2011 5:14:08 AM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:46 PM |
carrinel | $53.31 | 10/29/2011 9:10:50 AM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:07 PM |
well-rounded-payout0 | $50.00 | 10/29/2011 12:28:22 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:26 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:56 PM |
nex | $25.00 | 10/29/2011 4:12:59 PM |
zorg77 | $25.00 | 10/29/2011 10:08:03 PM |
I-Believe-In-You | $25.00 | 10/30/2011 5:42:28 PM |
rustysailor | $25.00 | 10/30/2011 9:32:24 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:30 AM |
skillful-asset5 | $25.00 | 11/1/2011 4:35:53 AM |
rs999 | $25.00 | 11/1/2011 10:58:05 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:21 AM |
Epiphanic | $25.00 | 11/1/2011 11:51:36 AM |
let_me_retire | $50.00 | 11/1/2011 2:24:51 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:33 PM |
economy-producer | $25.00 | 11/1/2011 5:20:23 PM |
shellback13 | $46.69 | 11/1/2011 5:25:26 PM |
imhandy | $450.00 | 11/1/2011 7:10:41 PM |
urcabinetguy | $100.00 | 11/1/2011 11:59:20 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:15 PM |
revenue-associate | $25.00 | 11/2/2011 4:22:01 AM |
benefit-position | $26.82 | 11/2/2011 5:51:53 AM |
secureincome | $395.02 | 11/2/2011 6:26:17 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
536041
This series of Notes was issued and sold upon the funding of the borrower loan #55602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 26% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,314 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bell741 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 10/28/2011 12:02:48 PM |
SolarMoonshine | $25.00 | 10/28/2011 5:35:09 PM |
Whipster | $25.00 | 10/29/2011 5:08:53 AM |
108lender | $150.00 | 10/29/2011 1:40:46 PM |
first-cash-producer | $25.00 | 10/30/2011 4:55:20 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:30 AM |
sweetlan | $25.00 | 10/31/2011 2:23:42 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:07 PM |
thankful-nickel2 | $25.00 | 10/31/2011 8:16:42 PM |
CubsFan23 | $125.00 | 10/31/2011 9:12:09 PM |
let_me_retire | $28.96 | 11/1/2011 2:48:45 AM |
GElender | $25.00 | 11/1/2011 5:42:59 AM |
rs999 | $25.00 | 11/1/2011 10:58:05 AM |
tech310 | $50.00 | 11/1/2011 11:17:34 PM |
Ananya | $25.00 | 11/2/2011 4:16:35 AM |
NolockHolmes | $53.03 | 11/2/2011 12:14:17 AM |
Rx-Ace | $88.67 | 11/2/2011 3:44:05 AM |
Core-Marketing | $25.00 | 11/2/2011 4:12:58 AM |
proper-loot3 | $25.00 | 11/2/2011 5:00:27 AM |
managedfund | $600.00 | 11/2/2011 6:04:18 AM |
realtormoises | $25.00 | 11/2/2011 6:53:12 AM |
bentonlending | $25.00 | 11/2/2011 8:23:44 AM |
REASONABLE | $25.00 | 11/2/2011 9:40:23 AM |
platinum-nexus7 | $25.00 | 11/2/2011 9:14:49 AM |
publisherptw | $25.00 | 11/2/2011 9:45:31 AM |
social-zebra | $30.00 | 11/2/2011 10:12:44 AM |
2grindstones | $25.00 | 11/2/2011 10:47:06 AM |
affluence-birdie7 | $97.22 | 11/2/2011 10:45:51 AM |
ethical-truth211 | $300.00 | 11/2/2011 10:59:57 AM |
wise-deal-panda | $100.00 | 11/2/2011 11:30:27 AM |
fountain355 | $25.00 | 11/2/2011 11:53:18 AM |
Eddy-2-Aces | $25.00 | 11/2/2011 6:47:08 PM |
Soulphoniks-Holdings | $75.28 | 11/3/2011 5:55:32 AM |
please-repay | $30.00 | 11/3/2011 3:39:18 AM |
kendigme | $26.20 | 11/3/2011 3:19:36 AM |
orgy63 | $25.00 | 11/3/2011 9:19:44 AM |
velocity-tom-tom2 | $25.00 | 11/3/2011 10:29:17 AM |
piccrn | $30.00 | 11/3/2011 10:21:55 AM |
tolerant-truth2 | $8.92 | 11/3/2011 12:36:22 PM |
Something-Corporate | $25.00 | 10/29/2011 9:22:29 AM |
CA-Lender | $50.00 | 10/29/2011 10:57:42 AM |
well-mannered-income3 | $40.00 | 10/29/2011 5:26:02 PM |
grotheik | $30.00 | 10/29/2011 7:03:00 PM |
thomas16882004 | $25.00 | 10/30/2011 12:38:19 AM |
bid-stockpiler1 | $25.00 | 10/30/2011 8:07:48 AM |
nfx | $30.00 | 10/31/2011 8:17:50 AM |
neorunner | $25.00 | 10/31/2011 11:13:34 AM |
payment-halo | $25.00 | 10/31/2011 7:01:29 PM |
340 | $25.00 | 11/1/2011 2:07:45 AM |
bright-currency3 | $100.00 | 10/31/2011 6:36:53 PM |
Coin-Toss | $30.69 | 10/31/2011 6:57:16 PM |
imagic | $25.00 | 11/1/2011 4:21:59 AM |
goodhearted-generosity511 | $25.00 | 11/1/2011 7:01:09 AM |
poetic-reward0 | $25.00 | 11/1/2011 4:49:45 AM |
the-credit-maker | $25.00 | 11/1/2011 7:54:27 AM |
bluestarman08 | $25.26 | 11/1/2011 8:42:34 AM |
copper | $50.00 | 11/1/2011 9:20:58 AM |
eronyc | $25.00 | 11/1/2011 10:06:15 AM |
moola-monger9 | $50.00 | 11/1/2011 1:31:01 PM |
transformer855 | $25.00 | 11/1/2011 1:59:01 PM |
Green_Bay_Packers | $50.00 | 11/1/2011 2:56:57 PM |
green-ore-expert | $25.00 | 11/2/2011 7:38:50 AM |
patriot0 | $50.00 | 11/2/2011 9:52:41 AM |
social-hunter5 | $25.00 | 11/2/2011 10:56:30 AM |
restless-dime | $100.00 | 11/2/2011 11:33:51 AM |
168RichCapital | $26.11 | 11/2/2011 4:51:46 PM |
wlm3012 | $30.00 | 11/2/2011 5:05:36 PM |
whirlingdervish | $50.00 | 11/3/2011 12:10:25 AM |
melodious-openness | $50.00 | 11/3/2011 4:56:06 AM |
gold-omatic | $25.00 | 11/3/2011 5:50:18 AM |
pfh | $25.00 | 11/3/2011 6:08:00 AM |
SweatyBalls | $25.00 | 11/3/2011 6:42:50 AM |
leverage-monger | $25.00 | 11/3/2011 8:59:23 AM |
miggy5 | $25.00 | 11/3/2011 7:19:51 AM |
garnetchik | $25.00 | 11/3/2011 8:47:44 AM |
ProspLending | $44.66 | 11/3/2011 9:11:00 AM |
Leshan | $25.00 | 11/3/2011 9:32:05 AM |
green28 | $50.00 | 11/3/2011 10:15:42 AM |
worthy-commitment7 | $25.00 | 11/3/2011 10:17:06 AM |
DENARA | $25.00 | 11/3/2011 10:18:02 AM |
80 Investments
|
Borrower Payment Dependent Notes Series
536047
This series of Notes was issued and sold upon the funding of the borrower loan #55615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $195.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 44% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,405 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| meagan1977 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2010)
560-579
(Jul-2008)
|
Principal balance:
| $1,453.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 41 | | |
Description
3rd Prosper Loan Last Consolidation
Purpose of loan:
This loan is to consolidate the last of my debt and ensure my financial freedom in 3 years! Last year, I lost my job as an accountant. I was able to get another job, but making less money.It has taken me about a year to adjust to my new income. During this time I have consolidated all of my credit card debt and cut way back on misc expenses- got rid of my gym membership, cut down my cell phone bill, etc. The final step is to take care of some non- credit card debts hanging over my head.
My financial situation:
I am a good candidate for this loan because I have 2 previous Prosper loans and was never late on a payment. I paid the first loan off early and plan to do the same with the second.
Monthly net income: $1700
Monthly expenses: $1326
Housing: $300
Insurance: $121
Car expenses: $80
Utilities: $60
Phone, cable, internet: $70
Food, entertainment: $150
Credit cards: $195
Other debts: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 10/30/2011 12:10:31 PM |
SLN-10 | $100.00 | 10/30/2011 12:57:43 PM |
susurrus | $50.00 | 10/30/2011 1:15:45 PM |
LittleMingo | $27.79 | 10/30/2011 12:03:27 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:20 PM |
pound-mushroom3 | $25.00 | 10/30/2011 1:25:25 PM |
janeybooboo | $50.00 | 10/30/2011 12:01:35 PM |
312-Lender | $25.00 | 10/30/2011 12:13:26 PM |
pembull | $75.00 | 10/30/2011 12:28:10 PM |
Dusigrosz | $100.00 | 10/30/2011 12:33:27 PM |
mikeandcat | $151.00 | 10/30/2011 3:25:27 PM |
wise-deal-panda | $200.00 | 10/30/2011 1:10:53 PM |
NekHoldings | $25.00 | 10/30/2011 1:23:02 PM |
witty-openness | $25.00 | 10/30/2011 3:23:20 PM |
sensible-fund | $25.00 | 10/30/2011 6:14:53 PM |
MilitaryLending | $100.02 | 10/30/2011 4:19:17 PM |
credit-elation1 | $25.00 | 10/30/2011 8:05:26 PM |
real-return | $25.00 | 10/30/2011 4:29:17 PM |
supreme-p2p9 | $25.00 | 10/30/2011 8:32:24 PM |
coin-investor | $25.00 | 10/30/2011 8:44:30 PM |
DiligentiaLLC | $150.00 | 10/30/2011 8:45:25 PM |
daekpon | $75.00 | 10/30/2011 9:02:51 PM |
GoGalt | $50.00 | 10/30/2011 10:17:11 PM |
Feyenoord | $30.00 | 10/30/2011 8:41:27 PM |
sfmf | $25.00 | 10/30/2011 7:50:04 PM |
sjo1984111 | $25.00 | 10/31/2011 4:36:39 AM |
supreme-p2p9 | $25.00 | 10/30/2011 8:25:00 PM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:52 AM |
worldly-investment333 | $25.00 | 10/30/2011 9:10:57 PM |
BigSkyFinancial | $30.00 | 10/30/2011 9:30:40 PM |
suave-dime6 | $25.00 | 10/31/2011 6:23:18 AM |
eod_man | $50.00 | 10/31/2011 4:43:56 AM |
economy-coup | $50.00 | 10/31/2011 12:30:28 AM |
silver-enlightenment0 | $100.00 | 10/31/2011 7:22:25 AM |
irrelevant | $25.00 | 10/31/2011 6:05:12 AM |
marwadi-62 | $265.00 | 10/31/2011 7:52:06 AM |
Kqwik | $0.51 | 10/31/2011 7:54:30 AM |
grnii78 | $77.78 | 10/31/2011 5:39:26 AM |
chameleon125 | $50.00 | 10/31/2011 7:05:42 AM |
greencat | $50.00 | 10/31/2011 7:30:01 AM |
worldly-community3 | $50.00 | 10/30/2011 12:11:08 PM |
jhouman | $25.00 | 10/30/2011 12:26:48 PM |
DHolly | $31.00 | 10/30/2011 12:35:55 PM |
Kash2010lu | $50.00 | 10/30/2011 12:11:53 PM |
green-trade-dolphin | $35.02 | 10/30/2011 12:02:12 PM |
Zoramite | $25.00 | 10/30/2011 1:27:35 PM |
MoneyForNothing | $25.82 | 10/30/2011 12:06:43 PM |
grnii78 | $100.00 | 10/30/2011 12:15:56 PM |
atlas-shrugged | $200.00 | 10/30/2011 12:53:02 PM |
Jordan1123 | $25.00 | 10/30/2011 1:54:02 PM |
CincyTex | $25.00 | 10/30/2011 2:37:38 PM |
CA-Lender | $25.00 | 10/30/2011 2:02:45 PM |
amlu1988 | $25.00 | 10/30/2011 2:19:09 PM |
SolarMoonshine | $25.00 | 10/30/2011 3:12:58 PM |
marinbb | $100.00 | 10/30/2011 4:12:44 PM |
Finchy78 | $25.00 | 10/30/2011 6:20:37 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:30 PM |
The_Phantom | $25.00 | 10/30/2011 7:07:08 PM |
penny-sergeant | $25.00 | 10/30/2011 5:36:41 PM |
Mikale360 | $25.00 | 10/30/2011 5:45:36 PM |
innovator2 | $84.04 | 10/30/2011 6:05:23 PM |
Tscheddar | $25.00 | 10/30/2011 6:56:45 PM |
s270 | $50.00 | 10/30/2011 8:30:39 PM |
engaging-repayment8 | $25.00 | 10/30/2011 7:31:47 PM |
OldManP | $41.00 | 10/30/2011 9:41:39 PM |
compassion-artisan9 | $50.00 | 10/30/2011 8:09:52 PM |
szetheli | $125.00 | 10/30/2011 9:11:33 PM |
shawnw2 | $50.00 | 10/31/2011 3:53:08 AM |
financial-frenzy | $31.00 | 10/31/2011 6:14:02 AM |
tiger1818 | $25.00 | 10/31/2011 4:47:55 AM |
Rip128 | $50.00 | 10/31/2011 6:45:52 AM |
bonus-quark4 | $25.00 | 10/31/2011 6:58:05 AM |
shawnw2 | $500.00 | 10/31/2011 3:57:50 AM |
abundant-credit6 | $40.00 | 10/31/2011 6:04:41 AM |
thriller451 | $25.00 | 10/31/2011 7:50:32 AM |
KillBill | $25.00 | 10/31/2011 6:22:37 AM |
Bob450 | $30.00 | 10/31/2011 6:41:05 AM |
beaker | $25.02 | 10/31/2011 7:21:29 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
536051
This series of Notes was issued and sold upon the funding of the borrower loan #55473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $283.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 21
/
18 | Length of status: | 2y 9m |
Amount delinquent:
| $610 |
Total credit lines:
| 48 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $171,903 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| chachamama |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 86% )
| 660-679 (Latest)
|
Principal borrowed:
| $23,500.00 | < 31 days late:
| 6
( 14% )
| 720-739
(Feb-2011)
660-679
(Oct-2009)
680-699
(Feb-2008)
|
Principal balance:
| $7,891.55 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 42 | | |
Description
Improving my life
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...Excellcent and secure job and salary
Monthly net income: $13,000
Monthly expenses: $
Housing: $2,000
Insurance: $115.00
Car expenses: $200.00
Utilities: $65.00
Phone, cable, internet: $150.00
Food, entertainment: $250.00
Clothing, household expenses: $200.00
Credit cards and other loans: $450.00
Other expenses: $850.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $75.00 | 10/28/2011 9:02:47 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:53 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:55 AM |
AndChicksforFree | $25.00 | 10/28/2011 10:38:19 AM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:56 PM |
new-gold-wrangler | $969.88 | 10/28/2011 2:13:12 PM |
MoneyForNothing | $30.12 | 10/28/2011 9:32:08 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:46 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:20 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:49 AM |
spark548 | $100.00 | 10/28/2011 10:49:27 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:32 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:12 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:49 PM |
pragmatic-camaraderi | $25.00 | 10/28/2011 12:16:52 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:24 PM |
managedfund | $1,200.00 | 10/28/2011 2:12:12 PM |
bellaquito | $2,000.00 | 10/28/2011 2:09:52 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
536055
This series of Notes was issued and sold upon the funding of the borrower loan #55402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $131.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 30% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,985 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lovely-duty7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
|
Principal balance:
| $1,849.93 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
home updates
Purpose of loan:
This loan will be used to update my appliances in our home...
My financial situation:
I am a good candidate for this loan because.I pay my loans on time and have been employed all my adult years with reliable jobs in the medical field..
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $32.40 | 10/28/2011 9:02:09 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:21 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:55 AM |
managedfund | $1,000.00 | 10/28/2011 10:15:48 AM |
pdub | $75.00 | 10/28/2011 11:03:40 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:32 AM |
managedfund | $32.60 | 10/28/2011 11:15:58 AM |
D911ave | $50.00 | 10/28/2011 9:23:22 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:46 AM |
fcrick | $25.00 | 10/28/2011 9:45:44 AM |
wigglesworth4 | $500.00 | 10/28/2011 9:42:50 AM |
goal-benefit2 | $35.00 | 10/28/2011 10:31:49 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
536073
This series of Notes was issued and sold upon the funding of the borrower loan #55559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $363.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 51% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,346 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| gain-shaker |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2011)
|
Principal balance:
| $6,182.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I'm able to make monthly payments, but if I'm able to consolidate payments using Prosper, it will be easier to manage.
Monthly net income: $3,200
Monthly expenses: $2,850
Housing: $1,890
Insurance: $70
Car expenses: $100
Utilities: $150
Phone, cable, internet: $90
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $500.00 | 10/28/2011 12:00:57 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:25 PM |
important-openness1 | $100.00 | 10/28/2011 12:47:26 PM |
credit-coach118 | $35.36 | 10/28/2011 1:21:31 PM |
ChrisProsper | $264.64 | 10/28/2011 2:16:18 PM |
fcrick | $25.00 | 10/28/2011 1:24:04 PM |
larrybird | $2,000.00 | 10/28/2011 2:14:45 PM |
real-return | $25.00 | 10/28/2011 12:14:06 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:37:01 PM |
Chervianne | $50.00 | 10/28/2011 1:07:03 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:11:44 PM |
bellaquito | $2,000.00 | 10/28/2011 2:10:04 PM |
new-gold-wrangler | $2,000.00 | 10/28/2011 2:13:25 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
536083
This series of Notes was issued and sold upon the funding of the borrower loan #55491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $140.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 6
/
9 | Length of status: | 10y 7m |
Amount delinquent:
| $7,979 |
Total credit lines:
| 44 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,855 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dough-master1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2010)
|
Principal balance:
| $5,310.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CCSpineDoc | $50.00 | 10/28/2011 2:36:24 PM |
new-gold-wrangler | $1,450.00 | 10/28/2011 2:47:14 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 2:46:55 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
536087
This series of Notes was issued and sold upon the funding of the borrower loan #55747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 24y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,296 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bluecross |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need help
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/28/2011 5:34:51 PM |
Something-Corporate | $25.00 | 10/29/2011 9:22:34 AM |
exchange-upholder0 | $25.00 | 10/30/2011 6:06:59 AM |
worthy-commitment7 | $25.00 | 10/31/2011 10:19:52 AM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:07 PM |
GElender | $25.00 | 11/1/2011 5:44:32 AM |
rs999 | $25.00 | 11/1/2011 10:58:05 AM |
realtormoises | $25.00 | 11/2/2011 6:53:34 AM |
managedfund | $400.00 | 11/2/2011 6:04:30 AM |
transformer855 | $25.00 | 11/2/2011 10:18:02 AM |
dws2380 | $25.00 | 11/2/2011 10:38:49 AM |
copper | $50.00 | 11/2/2011 7:05:00 PM |
painterflipper | $26.88 | 11/3/2011 3:04:14 AM |
versatile-integrity8 | $25.62 | 11/3/2011 7:05:32 AM |
unique-market9 | $25.00 | 11/3/2011 11:16:50 AM |
SweatyBalls | $25.00 | 10/31/2011 8:00:21 AM |
Trekow | $25.00 | 10/31/2011 9:23:22 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:30 AM |
friendly-social2 | $37.42 | 10/31/2011 3:18:04 PM |
let_me_retire | $100.00 | 11/1/2011 2:49:15 AM |
poetic-reward0 | $25.00 | 11/1/2011 4:49:45 AM |
eronyc | $25.00 | 11/1/2011 5:17:06 PM |
tech310 | $50.00 | 11/1/2011 11:17:35 PM |
cardminger | $25.00 | 11/1/2011 7:59:20 PM |
JPMorrisLegacyFund | $50.54 | 11/1/2011 10:55:52 PM |
green-ore-expert | $25.00 | 11/2/2011 7:38:51 AM |
well-mannered-income3 | $25.00 | 11/2/2011 12:45:04 PM |
worth-blanket2 | $2,700.00 | 11/3/2011 11:04:58 AM |
social-zebra | $9.54 | 11/3/2011 11:53:22 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
536117
This series of Notes was issued and sold upon the funding of the borrower loan #55592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
25 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 78 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $112,164 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| allygab |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 71 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2010)
620-639
(Dec-2007)
660-679
(May-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 71 | | |
Description
Complete Education
Purpose of loan:
This loan will be used to help pay bills while I finish the final stages of my doctural dissertation. I have a college student and a high school senior. The loan will help with the additional expenses incurred.
My financial situation:
I am a good candidate for this loan because I have had prior Prosper loans and paid them off completely. I work hard and I pay my bills monthly on time.
Monthly net income: $8000
Monthly expenses: $
Housing: $3100
Insurance: $350
Car expenses: $700
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $ 200
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EL_Papin | $100.00 | 10/28/2011 2:55:37 PM |
chameleon125 | $75.00 | 10/28/2011 4:09:29 PM |
money-yeller | $100.00 | 10/28/2011 4:41:23 PM |
justice-economist | $25.00 | 10/28/2011 5:04:46 PM |
2grindstones | $50.00 | 10/28/2011 4:43:31 PM |
Dusigrosz | $100.00 | 10/28/2011 4:59:30 PM |
AndChicksforFree | $193.00 | 10/28/2011 5:49:20 PM |
312-Lender | $25.00 | 10/28/2011 5:06:33 PM |
investment-daydream | $200.00 | 10/28/2011 6:03:01 PM |
Feyenoord | $30.00 | 10/28/2011 7:47:27 PM |
HHP | $100.00 | 10/28/2011 8:37:16 PM |
Brisket_Bob | $25.00 | 10/28/2011 7:06:25 PM |
brainy-greenback481 | $25.53 | 10/28/2011 8:47:58 PM |
open-integrity | $33.23 | 10/28/2011 10:06:09 PM |
icanhasloanz | $100.00 | 10/28/2011 11:12:07 PM |
Mikale360 | $25.00 | 10/28/2011 11:55:15 PM |
funds-framework4 | $100.00 | 10/29/2011 12:50:08 AM |
Moe87 | $25.00 | 10/29/2011 5:46:45 AM |
power-secret-agent | $25.00 | 10/29/2011 3:22:25 AM |
invest-in-ed | $100.00 | 10/29/2011 6:31:26 AM |
favorite-commerce | $25.00 | 10/29/2011 6:45:17 AM |
CA_Lender | $25.00 | 10/29/2011 5:23:30 AM |
FASTIZIO_P | $25.00 | 10/29/2011 6:07:13 AM |
Easystreet | $25.00 | 10/29/2011 7:49:13 AM |
mrreynol | $25.00 | 10/29/2011 7:56:02 AM |
RainyDayFunds | $25.00 | 10/29/2011 8:02:54 AM |
octoberfresh | $25.00 | 10/29/2011 7:03:41 AM |
mikeandcat | $100.00 | 10/29/2011 7:13:39 AM |
jgar_O | $25.00 | 10/29/2011 8:39:15 AM |
Ubiquinone | $60.00 | 10/29/2011 7:16:53 AM |
PrincessGrace33 | $45.54 | 10/29/2011 8:16:57 AM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:16 AM |
credit-missile | $25.00 | 10/29/2011 9:31:27 AM |
Jerrys1951 | $29.96 | 10/29/2011 9:37:34 AM |
gothampark | $25.00 | 10/29/2011 9:35:33 AM |
snm2001 | $25.00 | 10/29/2011 10:00:22 AM |
irrelevant | $25.00 | 10/29/2011 10:05:06 AM |
Beechturner | $40.00 | 10/29/2011 10:19:13 AM |
exchange-pledge | $100.00 | 10/28/2011 2:51:19 PM |
EEasyMoney | $25.00 | 10/28/2011 4:16:28 PM |
money-baron-Roth401k | $57.08 | 10/28/2011 3:46:22 PM |
vutah | $25.00 | 10/28/2011 4:00:31 PM |
grnii78 | $100.00 | 10/28/2011 5:18:37 PM |
MStax | $82.22 | 10/28/2011 4:56:22 PM |
loanman2007 | $100.00 | 10/28/2011 5:25:56 PM |
SolarMoonshine | $25.00 | 10/28/2011 5:32:41 PM |
Dusigrosz | $50.00 | 10/28/2011 5:06:39 PM |
MoneyForNothing | $147.26 | 10/28/2011 5:07:49 PM |
cashhelp | $25.00 | 10/28/2011 5:34:42 PM |
Kash2010lu | $40.00 | 10/28/2011 5:58:25 PM |
LittleMingo | $30.00 | 10/28/2011 6:02:23 PM |
sensible-fund | $30.00 | 10/28/2011 6:21:30 PM |
Socorro_Capital_Partners | $25.01 | 10/28/2011 6:38:15 PM |
innovator2 | $88.09 | 10/28/2011 7:04:52 PM |
MilitaryLending | $100.01 | 10/28/2011 7:16:54 PM |
atlas-shrugged | $200.00 | 10/28/2011 7:36:37 PM |
amlu1988 | $25.00 | 10/28/2011 9:28:39 PM |
janeybooboo | $50.00 | 10/28/2011 8:28:53 PM |
frooogal | $25.00 | 10/28/2011 8:46:58 PM |
OldManP | $60.00 | 10/28/2011 9:20:53 PM |
icanhasloanz | $100.00 | 10/28/2011 11:11:53 PM |
vanklein | $28.25 | 10/29/2011 3:22:11 AM |
real-return | $25.00 | 10/29/2011 4:35:48 AM |
kendigme | $31.63 | 10/29/2011 4:43:21 AM |
revenue-associate | $30.00 | 10/29/2011 7:25:58 AM |
principal-laser | $125.09 | 10/29/2011 8:15:04 AM |
lucrative-durability | $25.00 | 10/29/2011 8:24:34 AM |
realtormoises | $25.00 | 10/29/2011 7:09:44 AM |
Bob450 | $30.00 | 10/29/2011 9:08:54 AM |
credit-missile | $135.00 | 10/29/2011 7:58:28 AM |
handy-justice | $50.00 | 10/29/2011 10:10:56 AM |
myutmost | $60.00 | 10/29/2011 8:50:51 AM |
jonnysixgun | $50.00 | 10/29/2011 9:39:04 AM |
PXM-Financial | $75.00 | 10/29/2011 9:46:34 AM |
AndChicksforFree | $743.10 | 10/29/2011 10:35:37 AM |
75 Investments
|
Borrower Payment Dependent Notes Series
536119
This series of Notes was issued and sold upon the funding of the borrower loan #55612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,595.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.85% |
Listing Start date:
| Oct-28-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $222.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,905 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| No | | |
Screen name:
| FWF-kinetic |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $3,360.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Need funds for home improvement
Purpose of loan:
This loan will be used to help in remodeling the home.
My financial situation:
I am an excellent candidate for this loan because I always make my payments and do so in a timely manner. I have a stable career and am very responsible with my money.
Monthly net income: $4,000
Monthly expenses: $800
Housing: $1,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blot44 | $100.00 | 10/28/2011 5:07:24 PM |
RecoveryLender | $25.00 | 10/28/2011 5:14:18 PM |
exuberant-dime | $25.00 | 10/28/2011 5:12:50 PM |
nickel-demon2 | $112.89 | 10/28/2011 7:23:17 PM |
Cheburashka | $25.00 | 10/28/2011 10:00:15 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:13 PM |
availableloan | $25.00 | 10/28/2011 10:41:21 PM |
tough-peso2 | $25.00 | 10/29/2011 6:05:23 AM |
likeable-reward | $25.00 | 10/29/2011 4:21:50 AM |
The_Minimalist | $25.00 | 10/29/2011 5:18:24 AM |
JohnW12 | $50.00 | 10/29/2011 6:28:05 AM |
wahoos20 | $50.00 | 10/29/2011 6:54:27 AM |
CollinsCrew | $50.00 | 10/29/2011 8:18:37 AM |
Dollars4Rent | $50.00 | 10/29/2011 7:09:47 AM |
radforj22 | $25.00 | 10/29/2011 7:20:34 AM |
jaker | $25.00 | 10/29/2011 7:42:05 AM |
Syzygy | $25.00 | 10/29/2011 9:53:48 AM |
NoCal | $25.00 | 10/29/2011 10:20:00 AM |
seabass123 | $25.00 | 10/29/2011 9:02:57 AM |
Timma | $50.00 | 10/29/2011 11:01:17 AM |
kinetic-social | $25.00 | 10/29/2011 10:15:08 AM |
sun818 | $25.00 | 10/29/2011 11:25:52 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:28:31 AM |
new-discrete-camaraderi | $9.64 | 10/29/2011 11:33:05 AM |
utopia552 | $25.00 | 10/28/2011 5:52:13 PM |
ChrisProsper | $50.00 | 10/28/2011 5:03:30 PM |
vivacious-truth3 | $25.00 | 10/28/2011 5:07:32 PM |
loyalty-edifice997 | $50.00 | 10/28/2011 5:13:35 PM |
shabufa | $25.00 | 10/28/2011 5:20:14 PM |
income-excellence1 | $25.00 | 10/28/2011 7:26:31 PM |
saxquiz | $25.00 | 10/28/2011 6:19:01 PM |
Corlei | $25.00 | 10/28/2011 9:12:11 PM |
chlebie | $50.00 | 10/28/2011 7:17:23 PM |
joyking | $100.00 | 10/28/2011 7:45:59 PM |
BigBag | $25.00 | 10/28/2011 10:51:51 PM |
RG | $50.00 | 10/28/2011 11:09:21 PM |
RetirementMoney | $25.00 | 10/29/2011 2:20:53 AM |
vutah | $25.00 | 10/29/2011 4:56:02 AM |
MARSTUN | $100.00 | 10/29/2011 5:05:03 AM |
IIP77 | $25.00 | 10/29/2011 5:27:37 AM |
Mad_Scientist | $150.00 | 10/29/2011 6:06:03 AM |
FoosMaster | $25.00 | 10/29/2011 8:15:09 AM |
cash-boots7 | $25.00 | 10/29/2011 7:25:54 AM |
emo13 | $50.00 | 10/29/2011 7:32:42 AM |
stollcm | $25.00 | 10/29/2011 8:04:39 AM |
massuot | $25.00 | 10/29/2011 10:47:20 AM |
john0720 | $50.00 | 10/29/2011 9:18:39 AM |
Tscheddar | $25.00 | 10/29/2011 11:13:33 AM |
tomdooley12520 | $25.00 | 10/29/2011 10:26:07 AM |
triumphant-point5 | $50.00 | 10/29/2011 10:23:02 AM |
neighborly-hope6 | $100.00 | 10/29/2011 10:29:15 AM |
spaceborne | $50.00 | 10/29/2011 10:27:37 AM |
rich266 | $400.00 | 10/29/2011 10:43:57 AM |
indomitable-coin | $25.00 | 10/29/2011 10:51:26 AM |
Mad_Scientist | $47.47 | 10/29/2011 11:22:20 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
536131
This series of Notes was issued and sold upon the funding of the borrower loan #55663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-30-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $120.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 40% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,292 | |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mcinmarymac |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 89% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 4
( 11% )
| 720-739
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
marymac
Purpose of loan: home improvements
This loan will be used to...make enegery efficient improvements to my home.
My financial situation: I am on a fixed incom, I also work a seasonal job
from January through April.
I am a good candidate for this loan because...I will pay the loan with monthly drafting from my bank.
Monthly net income: $24,500
Monthly expenses: $18,000
Housing: $780
Insurance: $110
Car expenses: $0
Utilities: $230
Phone, cable, internet: $180
Food, entertainment: $75
Clothing, household expenses: $25
Credit cards and other loans: $370
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 10/29/2011 12:01:26 PM |
green-trade-dolphin | $33.68 | 10/29/2011 12:02:14 PM |
Kash2010lu | $30.00 | 10/29/2011 12:15:18 PM |
LittleMingo | $25.00 | 10/29/2011 12:11:06 PM |
exchange-squirrel | $25.00 | 10/29/2011 12:20:39 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:21 PM |
Christophe | $25.00 | 10/29/2011 1:15:33 PM |
important-openness1 | $100.00 | 10/29/2011 12:59:46 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:36 PM |
Dusigrosz | $75.00 | 10/29/2011 1:55:12 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:25 PM |
villagers | $25.00 | 10/29/2011 2:10:35 PM |
atlas-shrugged | $200.00 | 10/29/2011 3:32:52 PM |
brightest-organized-balance | $25.00 | 10/29/2011 2:04:17 PM |
NekHoldings | $25.00 | 10/29/2011 5:10:14 PM |
well-mannered-income3 | $40.00 | 10/29/2011 5:33:33 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:16 PM |
green-rapid-openness | $100.00 | 10/29/2011 4:45:30 PM |
SolarMoonshine | $25.00 | 10/29/2011 5:59:46 PM |
Reliance_Banker | $25.00 | 10/29/2011 6:21:04 PM |
AndChicksforFree | $57.00 | 10/29/2011 5:37:34 PM |
return-grizzly | $100.00 | 10/29/2011 4:47:39 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:29 PM |
Mailmon | $25.00 | 10/29/2011 9:31:40 PM |
intrepid-loot | $25.00 | 10/29/2011 10:40:26 PM |
Feyenoord | $30.00 | 10/29/2011 10:58:59 PM |
icanhasloanz | $25.00 | 10/30/2011 3:05:32 AM |
thankful-nickel2 | $25.00 | 10/30/2011 5:26:33 AM |
zippy-interest | $25.00 | 10/30/2011 8:06:02 AM |
Dubbs360 | $50.00 | 10/30/2011 11:17:47 AM |
amlu1988 | $25.00 | 10/30/2011 9:54:13 AM |
drkosh | $25.00 | 10/30/2011 11:23:25 AM |
fcrick | $25.00 | 10/29/2011 12:02:59 PM |
prohelper | $25.00 | 10/29/2011 12:07:06 PM |
pdub | $75.00 | 10/29/2011 12:16:15 PM |
fabulous-community4 | $30.00 | 10/29/2011 12:04:33 PM |
yield-lion2 | $25.00 | 10/29/2011 12:10:03 PM |
Weaverville | $25.00 | 10/29/2011 12:09:27 PM |
well-rounded-payout0 | $50.00 | 10/29/2011 12:28:23 PM |
treasure-bliss | $25.00 | 10/29/2011 12:56:58 PM |
DHolly | $31.00 | 10/29/2011 12:42:59 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:08 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:29 PM |
coin-investor | $25.00 | 10/29/2011 1:23:53 PM |
orange-preeminant-bill | $25.00 | 10/29/2011 1:22:24 PM |
nex | $25.00 | 10/29/2011 4:13:02 PM |
elmo667 | $45.00 | 10/29/2011 3:13:06 PM |
Dusigrosz | $50.00 | 10/29/2011 2:00:59 PM |
Vreet | $50.00 | 10/29/2011 2:44:14 PM |
Mikale360 | $25.00 | 10/29/2011 5:15:04 PM |
EL_Papin | $100.00 | 10/29/2011 6:01:49 PM |
irrelevant | $25.00 | 10/29/2011 7:05:06 PM |
upright-commitment5 | $25.00 | 10/29/2011 7:24:04 PM |
sensible-fund | $25.00 | 10/29/2011 7:28:31 PM |
zorg77 | $50.00 | 10/29/2011 9:57:03 PM |
suave-dime6 | $25.00 | 10/30/2011 7:44:35 AM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:23 PM |
Mariner3605 | $25.00 | 10/30/2011 4:57:41 AM |
Zoramite | $25.00 | 10/29/2011 10:47:11 PM |
hglrfdom | $25.00 | 10/29/2011 10:58:10 PM |
grammaspurse | $25.00 | 10/30/2011 9:26:19 AM |
martymaniaman | $25.00 | 10/30/2011 9:43:09 AM |
slxvq | $26.63 | 10/30/2011 9:07:49 AM |
market-pudding | $25.00 | 10/30/2011 10:44:39 AM |
mighty-payout1 | $25.00 | 10/30/2011 11:00:46 AM |
dime-sapling | $25.00 | 10/30/2011 11:20:11 AM |
worldly-community3 | $50.00 | 10/30/2011 12:11:07 PM |
ChrisProsper | $26.69 | 10/30/2011 12:15:18 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
536141
This series of Notes was issued and sold upon the funding of the borrower loan #55613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,700.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $318.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 8% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,451 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-gravitas5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
|
Principal balance:
| $5,368.53 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Consolidation of Debt
Purpose of loan:
This loan will be used to consolidate some credit card debt and my previous prosper load, all associated with the completion of my Master's degree.
My financial situation:
I am a good candidate for this loan because I'm earning 95k+ a year, and have no other serious debt (home, vehile, etc). I have a previous loan for this exact same purpose through Prosper that I've paid consistently, and have no intention of failing to make a payment at this point. I'm looking to reduce my APR and consolidate my bills across a few credit cards that I used to essentially subsidize the end of my education, both reasons that will make me more financially stable. And, given that I've been able to afford the previous payment of $270, I can easily afford the few extra dollars a month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-pledge | $100.00 | 10/28/2011 2:51:20 PM |
blot44 | $25.00 | 10/28/2011 5:08:54 PM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:24 PM |
agile-loan0 | $25.00 | 10/28/2011 6:08:57 PM |
Feyenoord | $30.00 | 10/28/2011 8:01:34 PM |
joyking | $100.00 | 10/28/2011 7:45:58 PM |
principal-bull | $25.00 | 10/28/2011 7:54:02 PM |
CARedBull | $50.00 | 10/28/2011 8:29:00 PM |
Interloper | $25.00 | 10/28/2011 9:12:58 PM |
rubylender | $25.00 | 10/29/2011 4:54:05 AM |
TrustPlus | $50.00 | 10/28/2011 10:13:10 PM |
jescowa | $50.00 | 10/29/2011 5:09:20 AM |
JohnW12 | $50.00 | 10/29/2011 6:28:04 AM |
s270 | $36.46 | 10/29/2011 6:31:40 AM |
Digs | $25.00 | 10/29/2011 8:24:46 AM |
jazz619 | $25.00 | 10/29/2011 9:19:53 AM |
spaceborne | $25.00 | 10/29/2011 10:30:36 AM |
indomitable-coin | $25.00 | 10/29/2011 10:51:26 AM |
payout-thinker7 | $25.00 | 10/29/2011 11:28:30 AM |
rich266 | $100.00 | 10/29/2011 11:33:13 AM |
rolltide09 | $25.00 | 10/29/2011 12:23:57 PM |
figs4u2 | $100.00 | 10/29/2011 12:13:01 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:15 PM |
kenji4861 | $25.00 | 10/29/2011 12:35:04 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:40 PM |
JLMGroupFunds | $25.00 | 10/29/2011 12:55:53 PM |
Cheburashka | $25.00 | 10/29/2011 1:29:07 PM |
jpblan11 | $25.00 | 10/29/2011 1:47:04 PM |
MonkeyHero | $50.00 | 10/29/2011 3:29:21 PM |
nickel-position | $25.00 | 10/29/2011 4:24:34 PM |
crw1950 | $50.00 | 10/29/2011 6:14:24 PM |
helpful-deal1 | $25.00 | 10/29/2011 5:25:26 PM |
Quaven | $25.00 | 10/29/2011 5:49:18 PM |
compassionate-asset8 | $34.72 | 10/29/2011 6:04:09 PM |
Howaboutsomemoney | $50.00 | 10/29/2011 9:12:52 PM |
rautility | $50.00 | 10/29/2011 7:02:55 PM |
coin-investor | $25.00 | 10/29/2011 7:53:10 PM |
simeonthewhale | $25.00 | 10/30/2011 4:49:52 AM |
Domgabriel | $25.00 | 10/30/2011 9:50:11 AM |
1redfish | $100.00 | 10/30/2011 8:14:27 AM |
cerebral-dollar773 | $158.37 | 10/30/2011 6:53:17 AM |
engaging-worth | $25.00 | 10/30/2011 8:02:55 AM |
RyanTH9893 | $25.00 | 10/30/2011 12:05:27 PM |
Kyileo | $25.00 | 10/30/2011 10:15:01 AM |
JedClampett | $125.00 | 10/30/2011 9:45:05 AM |
Fachim | $25.00 | 10/30/2011 10:26:49 AM |
LiveNow | $25.00 | 10/30/2011 1:22:13 PM |
ChrisProsper | $50.00 | 10/30/2011 12:15:18 PM |
a_andy | $25.00 | 10/30/2011 1:40:07 PM |
active-reward7 | $75.00 | 10/30/2011 4:36:34 PM |
wampum-chorus3 | $25.00 | 10/30/2011 4:50:25 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:10 PM |
bb575 | $50.00 | 10/30/2011 7:45:24 PM |
Preteur | $25.00 | 10/31/2011 6:37:56 AM |
debt-legend | $25.00 | 10/31/2011 7:41:11 AM |
unassailable-fund | $25.00 | 10/31/2011 5:58:47 AM |
gojackgo | $50.00 | 10/31/2011 8:22:38 AM |
a-resplendent-commitment | $25.00 | 10/31/2011 6:24:34 AM |
TMBank | $32.62 | 10/31/2011 6:34:25 AM |
elbastador | $25.00 | 10/31/2011 9:08:05 AM |
rdrloan | $50.00 | 10/31/2011 8:03:09 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:42 AM |
DadWarbucks | $40.00 | 10/31/2011 8:39:25 AM |
SB94114 | $25.00 | 10/31/2011 8:46:12 AM |
MJDAE | $50.00 | 10/31/2011 9:01:01 AM |
riskreward | $250.00 | 10/31/2011 9:11:13 AM |
rate-mogul | $50.00 | 10/31/2011 9:46:44 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:57 AM |
refined-commerce2 | $25.00 | 10/31/2011 11:01:28 AM |
paladin847 | $50.00 | 10/31/2011 10:28:05 AM |
djs81 | $50.00 | 10/31/2011 1:41:01 PM |
bannybucks | $25.00 | 10/31/2011 12:16:06 PM |
6moonbeams | $25.00 | 10/31/2011 1:56:51 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:32 AM |
bright-investment | $25.00 | 10/31/2011 2:05:02 PM |
kind-durability-battalion | $75.00 | 10/31/2011 12:08:50 PM |
balance-voyager | $50.00 | 10/31/2011 4:15:24 PM |
John_Galt | $25.00 | 10/31/2011 2:53:55 PM |
john0720 | $25.00 | 10/31/2011 12:32:23 PM |
DackoDenk | $25.00 | 10/31/2011 5:01:44 PM |
amra | $25.00 | 10/31/2011 5:02:59 PM |
designer_10 | $25.00 | 10/31/2011 2:49:31 PM |
peb44 | $25.00 | 10/31/2011 5:12:41 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:35 PM |
nri22 | $100.00 | 10/31/2011 6:06:12 PM |
truth-silo | $50.00 | 10/31/2011 5:31:41 PM |
heerzaquestion | $75.00 | 10/31/2011 7:25:57 PM |
g8rtone | $25.00 | 10/31/2011 8:52:51 PM |
Zoomie | $25.00 | 10/31/2011 9:03:11 PM |
majestic-repayment3 | $50.00 | 10/31/2011 7:47:08 PM |
paul_allen | $25.00 | 10/31/2011 8:21:30 PM |
Nazbuster | $50.00 | 10/28/2011 3:25:59 PM |
roux | $25.00 | 10/28/2011 5:15:22 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:37 PM |
influential-benjamins0 | $100.00 | 10/28/2011 5:18:49 PM |
availableloan | $25.00 | 10/28/2011 10:41:21 PM |
SOP_Bank | $50.00 | 10/29/2011 5:17:01 AM |
invest-in-ed | $300.00 | 10/29/2011 6:34:26 AM |
emo13 | $50.00 | 10/29/2011 7:32:41 AM |
camaraderi-workhorse | $25.00 | 10/29/2011 7:51:31 AM |
friendinmoney | $25.00 | 10/29/2011 9:05:59 AM |
radforj22 | $25.00 | 10/29/2011 10:09:03 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:09 AM |
Tscheddar | $25.00 | 10/29/2011 11:24:28 AM |
britgsb | $92.95 | 10/29/2011 11:28:17 AM |
fcrick | $25.00 | 10/29/2011 12:02:57 PM |
wigglesworth4 | $500.00 | 10/29/2011 12:31:56 PM |
pdub | $75.00 | 10/29/2011 12:16:15 PM |
bluebird5 | $25.00 | 10/29/2011 12:23:13 PM |
RG | $25.00 | 10/29/2011 1:10:14 PM |
whitegold24k | $100.00 | 10/29/2011 1:20:26 PM |
heavy_ax | $50.00 | 10/29/2011 1:27:33 PM |
GodzillaLending | $25.00 | 10/29/2011 1:56:21 PM |
trustu | $50.00 | 10/29/2011 4:17:50 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:12 PM |
elegant-income3 | $50.00 | 10/29/2011 5:53:19 PM |
truth-umbrella3 | $25.00 | 10/29/2011 5:16:48 PM |
Corellia | $100.00 | 10/29/2011 5:04:08 PM |
Reddy_Capital | $36.00 | 10/29/2011 7:26:54 PM |
Mailmon | $250.00 | 10/29/2011 8:51:05 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:28 PM |
B-rad_the_Coug | $25.00 | 10/29/2011 11:25:02 PM |
skuba | $50.00 | 10/30/2011 6:42:58 AM |
gentle-transparency7 | $250.00 | 10/30/2011 7:31:21 AM |
LarWit1512 | $25.00 | 10/30/2011 9:23:18 AM |
spiff666 | $26.66 | 10/30/2011 9:47:44 AM |
liberty-cocktail6 | $25.00 | 10/30/2011 11:08:09 AM |
PaulW | $40.00 | 10/30/2011 12:29:05 PM |
smear87 | $50.00 | 10/30/2011 1:46:08 PM |
sappy02 | $50.00 | 10/30/2011 2:14:25 PM |
theloanfiller | $25.00 | 10/30/2011 2:17:01 PM |
antlr | $50.00 | 10/30/2011 2:38:34 PM |
Spaceman838 | $50.00 | 10/30/2011 7:17:59 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:02 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:27 PM |
szetheli | $125.00 | 10/30/2011 9:10:45 PM |
GElender | $50.00 | 10/31/2011 5:53:22 AM |
flexiboy35 | $25.00 | 10/30/2011 11:06:18 PM |
wilmajean | $50.00 | 10/31/2011 5:44:29 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:57 AM |
money-surge1 | $25.00 | 10/31/2011 6:01:14 AM |
financial-frenzy | $50.00 | 10/31/2011 6:14:00 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:52 AM |
pwkpwk | $25.00 | 10/31/2011 8:08:38 AM |
taal1 | $50.00 | 10/31/2011 9:11:14 AM |
mike_banker | $100.00 | 10/31/2011 9:35:27 AM |
SC2TX | $200.00 | 10/31/2011 9:09:24 AM |
porter22 | $25.00 | 10/31/2011 8:29:33 AM |
Rulea72 | $25.00 | 10/31/2011 8:33:17 AM |
mcilwaaj12 | $100.00 | 10/31/2011 10:03:43 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:16 AM |
the-dollar-topper | $150.00 | 10/31/2011 9:31:03 AM |
rmachi | $50.00 | 10/31/2011 11:20:28 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:37 AM |
herbyman | $50.00 | 10/31/2011 11:45:24 AM |
kleinbrak | $25.00 | 10/31/2011 2:26:14 PM |
gain-expert | $31.39 | 10/31/2011 2:52:51 PM |
supernova719 | $200.00 | 10/31/2011 2:26:55 PM |
upright-velocity1 | $25.00 | 10/31/2011 5:28:14 PM |
Astyanax | $100.00 | 10/31/2011 3:43:36 PM |
greenwell | $100.00 | 10/31/2011 5:33:00 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:26 PM |
purposeful-pound5 | $25.00 | 10/31/2011 4:18:19 PM |
bright-currency3 | $100.00 | 10/31/2011 6:35:15 PM |
pghtiny | $25.00 | 10/31/2011 4:45:28 PM |
payment-halo | $25.00 | 10/31/2011 6:57:34 PM |
the-debt-fluffy-bunny | $25.00 | 10/31/2011 7:00:57 PM |
Tetons22 | $25.00 | 10/31/2011 7:15:25 PM |
the-capital-shooter | $27.69 | 10/31/2011 7:20:06 PM |
spiritual-money299 | $50.00 | 10/31/2011 9:19:50 PM |
compassion-artisan9 | $9.86 | 10/31/2011 9:32:04 PM |
friendly-bonus590 | $25.00 | 10/31/2011 7:31:53 PM |
benefit-dreams | $25.00 | 10/31/2011 7:57:29 PM |
shrewd-dedication2 | $100.00 | 10/31/2011 9:09:56 PM |
helaman | $25.00 | 10/31/2011 9:19:18 PM |
prainvestment | $50.00 | 10/31/2011 7:09:40 PM |
thankful-nickel2 | $25.00 | 10/31/2011 8:14:16 PM |
principal-capo8 | $28.28 | 10/31/2011 9:07:47 PM |
178 Investments
|
Borrower Payment Dependent Notes Series
536147
This series of Notes was issued and sold upon the funding of the borrower loan #55617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,436 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| nc_cbs |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 98% )
| 640-659 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 2% )
| 640-659
(Sep-2010)
640-659
(Aug-2008)
600-619
(Apr-2008)
620-639
(Nov-2006)
|
Principal balance:
| $3,865.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
Capital for business inventory
The funds from this loan will be used to purchase inventory for our business. We've recently found a person going out of business who is getting rid of all his supplies, fixtures, tools, etc. This purchase will greatly increase our earning potential by helping us to diversify into areas we have previously not been able to. This will be our third prosper loan. We have always been on time paying these loans and will continue to do so with this one. We prefer this over bank loans and love knowing that other individuals can benefit from loans such as these. We appreciate your consideration for this loan. Thanks and God bless.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
coin-investor | $25.00 | 11/1/2011 5:27:34 PM |
green-trade-dolphin | $35.02 | 11/1/2011 5:02:10 PM |
Kash2010lu | $30.00 | 11/1/2011 5:01:40 PM |
diplomatic-wealth7 | $25.00 | 11/1/2011 5:17:48 PM |
SLN-10 | $100.00 | 11/1/2011 5:14:42 PM |
Kaj | $25.00 | 11/1/2011 5:32:54 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:47:00 PM |
mercuriant | $25.00 | 11/1/2011 6:05:54 PM |
important-openness1 | $100.00 | 11/1/2011 6:26:31 PM |
platinum-boss2 | $25.00 | 11/1/2011 6:47:48 PM |
grammaspurse | $25.00 | 11/1/2011 7:01:07 PM |
Dubbs360 | $50.00 | 11/1/2011 7:13:41 PM |
Feyenoord | $30.00 | 11/1/2011 10:07:07 PM |
tech310 | $50.00 | 11/1/2011 11:18:28 PM |
MoneyForNothing | $33.71 | 11/2/2011 1:42:27 AM |
marwadi-62 | $300.00 | 11/2/2011 7:21:13 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:04 AM |
dollardave | $50.00 | 11/2/2011 11:07:07 AM |
the-profit-oracle | $25.00 | 11/2/2011 12:06:52 PM |
bizzzond | $25.00 | 11/2/2011 12:02:19 PM |
iaffy | $50.00 | 11/2/2011 2:54:54 PM |
tntmojave | $50.00 | 11/2/2011 4:54:57 PM |
miked8303 | $25.00 | 11/2/2011 7:03:21 PM |
treasure-bliss | $25.00 | 11/2/2011 6:00:48 PM |
PPlleeaasseePayMeBack | $25.00 | 11/2/2011 7:29:17 PM |
hard-working-rate3 | $100.00 | 11/2/2011 6:28:21 PM |
gold-pudding6 | $60.00 | 11/2/2011 6:55:06 PM |
cnovak | $25.00 | 11/2/2011 9:55:25 PM |
Cash4U2also | $25.00 | 11/2/2011 7:45:54 PM |
meark99 | $100.00 | 11/2/2011 9:46:07 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:42 AM |
chameleon125 | $25.00 | 11/3/2011 6:46:23 AM |
handy-justice | $50.00 | 11/3/2011 9:42:01 AM |
orange-preeminant-bill | $25.00 | 11/3/2011 10:19:44 AM |
prohelper | $25.00 | 11/3/2011 11:13:31 AM |
Payout_Assured | $32.35 | 11/3/2011 1:15:39 PM |
enriched-truth | $50.00 | 11/3/2011 2:06:39 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:44 PM |
The_Phantom | $25.00 | 11/3/2011 1:02:28 PM |
wlm3012 | $50.00 | 11/3/2011 2:30:10 PM |
brightest-gain-investor | $2,000.00 | 11/3/2011 2:47:29 PM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:46 PM |
PXM-Financial | $87.00 | 11/3/2011 4:29:57 PM |
km007 | $25.00 | 11/3/2011 5:07:32 PM |
the-dollar-topper | $100.00 | 11/3/2011 5:46:10 PM |
MrBailey | $25.00 | 11/1/2011 5:02:23 PM |
economy-coup | $50.00 | 11/1/2011 5:10:28 PM |
DHolly | $31.00 | 11/1/2011 5:17:05 PM |
arsisi | $25.00 | 11/1/2011 5:20:36 PM |
kindness-jedi | $25.00 | 11/1/2011 5:25:01 PM |
enticing-capital6 | $50.00 | 11/1/2011 5:30:01 PM |
pound-mushroom3 | $25.00 | 11/1/2011 5:57:56 PM |
fervent-repayment | $25.00 | 11/1/2011 5:40:46 PM |
cablenews | $100.00 | 11/1/2011 6:20:01 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:20 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:53 PM |
social-cocktail1 | $200.00 | 11/1/2011 5:50:34 PM |
atlas-shrugged | $200.00 | 11/1/2011 6:32:35 PM |
loan-hacker | $25.00 | 11/1/2011 6:48:42 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:16 PM |
312-Lender | $25.00 | 11/1/2011 6:40:16 PM |
ruxpin1976 | $25.00 | 11/1/2011 6:47:21 PM |
wise-deal-panda | $200.00 | 11/1/2011 6:57:18 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:22 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:54 AM |
Ubiquinone | $25.00 | 11/2/2011 8:12:27 AM |
AndChicksforFree | $100.00 | 11/2/2011 7:30:24 AM |
CA-Lender | $25.00 | 11/2/2011 10:05:12 AM |
extraordinary-velocity6 | $50.00 | 11/2/2011 10:28:43 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:09 AM |
RockpointCapital | $300.00 | 11/2/2011 1:00:06 PM |
skiberdad | $50.00 | 11/2/2011 1:00:33 PM |
trumpeter5 | $25.00 | 11/2/2011 11:50:09 AM |
enterprising-credit2 | $25.00 | 11/2/2011 3:43:03 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:11 PM |
powerlifter275 | $25.00 | 11/2/2011 5:43:33 PM |
miamibeachloaner | $25.00 | 11/2/2011 5:27:05 PM |
Aariel | $25.00 | 11/2/2011 6:48:18 PM |
durability-ruler | $25.00 | 11/2/2011 7:00:47 PM |
zeeexsixare | $25.00 | 11/2/2011 7:42:37 PM |
Weaverville | $25.00 | 11/2/2011 7:56:03 PM |
chererat | $100.00 | 11/3/2011 5:16:03 AM |
villagers | $25.00 | 11/2/2011 9:45:57 PM |
ptjg | $100.00 | 11/2/2011 11:15:05 PM |
mistrmark | $50.00 | 11/3/2011 9:13:04 AM |
heaven75 | $25.00 | 11/3/2011 9:15:11 AM |
green28 | $200.00 | 11/3/2011 9:20:18 AM |
horseshoelake | $50.00 | 11/3/2011 8:23:04 AM |
autonomous-dedication5 | $25.00 | 11/3/2011 8:48:54 AM |
DENARA | $25.00 | 11/3/2011 10:31:39 AM |
Jack55304 | $200.00 | 11/3/2011 10:50:52 AM |
fcrick | $25.00 | 11/3/2011 11:12:31 AM |
spitzbergen | $25.00 | 11/3/2011 1:33:34 PM |
aader | $25.00 | 11/3/2011 2:27:15 PM |
sevenbridges | $38.62 | 11/3/2011 12:48:58 PM |
triguy | $2,000.00 | 11/3/2011 1:23:26 PM |
lilgates26 | $120.00 | 11/3/2011 3:06:55 PM |
Bob450 | $25.00 | 11/3/2011 4:49:30 PM |
gain-machine4 | $277.30 | 11/3/2011 5:51:18 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
536153
This series of Notes was issued and sold upon the funding of the borrower loan #55745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commerce-sleuth8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan:
This loan will be used to pay for unforeseen medical bills.
My financial situation:
I am a good candidate for this loan because I have the ability to repay my debt and have paid all of my bills including my mortgage on time for past 4 years plus. I have a steady source of income and have an eximplary performance record with my employer. I make a good living but have some unforeseen medical expenses and can't cover all of it with my own savings so the remaining balance of 5,000 dollars, i am attempting to derive from this loan.
Monthly net income: $ 9400
Monthly expenses: $ 4230
Housing: $ 1700
Insurance: $ 330 auto,home and life
Car expenses: $600
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $400 grocery
Credit cards and other loans: $0
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 10/28/2011 4:01:10 PM |
janeybooboo | $50.00 | 10/29/2011 8:19:36 AM |
capitalelstiltskin2 | $25.00 | 10/29/2011 10:11:02 AM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:44 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:42 PM |
golffish2 | $25.00 | 10/31/2011 4:24:19 AM |
guild261 | $100.00 | 10/31/2011 12:20:24 PM |
CA-Lender | $25.00 | 11/1/2011 8:58:38 AM |
HHP | $100.00 | 11/1/2011 8:05:49 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:33 AM |
finance-mushroom | $200.00 | 11/2/2011 5:06:02 PM |
Reliance_Banker | $25.00 | 11/2/2011 7:46:38 PM |
zorg77 | $50.00 | 11/3/2011 5:14:57 AM |
dedicated-principal | $25.00 | 11/3/2011 6:37:01 AM |
suave-dime6 | $25.00 | 11/3/2011 4:31:38 AM |
first-liberty-duckling | $25.00 | 11/3/2011 8:50:57 AM |
DENARA | $25.00 | 11/3/2011 10:37:16 AM |
chato2345 | $25.00 | 11/3/2011 12:29:40 PM |
market-pudding | $25.00 | 11/3/2011 12:21:06 PM |
Banker_Joe | $25.00 | 11/3/2011 12:45:10 PM |
triguy | $1,586.54 | 11/3/2011 1:26:29 PM |
finance-solo | $25.00 | 10/28/2011 6:01:14 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:16 PM |
foothillender | $25.00 | 10/31/2011 8:29:44 AM |
Thought | $25.00 | 11/1/2011 9:41:56 AM |
let_me_retire | $50.00 | 11/1/2011 2:30:45 PM |
tech310 | $50.00 | 11/1/2011 11:17:35 PM |
managedfund | $1,111.00 | 11/2/2011 6:13:14 AM |
nfx | $30.00 | 11/2/2011 8:07:25 AM |
leverage-monger | $25.00 | 11/2/2011 8:51:25 AM |
EngineersAlliance | $150.00 | 11/2/2011 5:33:39 PM |
master648 | $25.11 | 11/2/2011 6:06:59 PM |
idastmerchants | $25.00 | 11/2/2011 5:40:07 PM |
top-historic-peso | $25.00 | 11/2/2011 6:46:22 PM |
red-dime-solo | $32.21 | 11/2/2011 7:38:59 PM |
rs999 | $25.00 | 11/2/2011 7:02:19 PM |
debtfreenow-82 | $90.00 | 11/2/2011 7:23:14 PM |
dedicated-principal | $25.00 | 11/3/2011 6:36:46 AM |
q4golf | $26.44 | 11/3/2011 3:29:12 AM |
painterflipper | $45.00 | 11/3/2011 3:01:51 AM |
Core-Marketing | $25.00 | 11/3/2011 5:31:57 AM |
capital-galaxy | $75.00 | 11/3/2011 4:36:38 AM |
nalaari | $28.70 | 11/3/2011 5:45:15 AM |
profde | $25.00 | 11/3/2011 8:17:26 AM |
dedicated-principal | $25.00 | 11/3/2011 6:37:19 AM |
dedicated-principal | $25.00 | 11/3/2011 6:37:33 AM |
tender-ore | $25.00 | 11/3/2011 7:21:27 AM |
MNRealEstate | $50.00 | 11/3/2011 8:49:32 AM |
missing-link | $25.00 | 11/3/2011 10:03:53 AM |
green28 | $50.00 | 11/3/2011 10:08:46 AM |
duty-monger | $50.00 | 11/3/2011 10:16:00 AM |
wise-deal-panda | $100.00 | 11/3/2011 11:37:01 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
536183
This series of Notes was issued and sold upon the funding of the borrower loan #55548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,747 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| No | | |
Screen name:
| mb_need_help |
Borrower's state:
| Michigan |
Borrower's group:
| Renewed Financial Horizons |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
620-639
(Feb-2008)
620-639
(Dec-2007)
580-599
(Oct-2006)
|
Principal balance:
| $3,636.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 49 | | |
Description
2nd Loan request
Purpose of loan:
This loan will be used for personal commitments.
My financial situation:
I am a hard working and trustworthy person. Currently I am working as a mechanical engineer at Fortune 100 Company. I have stable job and my current salary is more than $100,000 per year.
Since last 13 years, I never defaulted any loans. I paid all loans promptly.
My credit score is low because of my current revolving accounts. Bellow is the quick summary of my credit history from one of credit agency.
Installment Debt $13,935
Revolving Debt $13,827
Credit Available $3,021
Total Debt $27,762
Total Monthly Payment $ 875
This is my 3rd listing on Prosper.com.
My financials:
Monthly net income: $6400.00 (after tax)
Total monthly expenses: $4365
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 10/29/2011 12:02:16 PM |
fcrick | $25.00 | 10/29/2011 12:02:59 PM |
prohelper | $25.00 | 10/29/2011 12:07:08 PM |
Weaverville | $25.00 | 10/29/2011 12:09:28 PM |
jjswanso | $25.00 | 10/29/2011 12:22:07 PM |
loanman2007 | $150.00 | 10/29/2011 12:28:56 PM |
DHolly | $31.00 | 10/29/2011 12:47:23 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:24 PM |
treasure-bliss | $25.00 | 10/29/2011 12:56:59 PM |
heavenly-interest9 | $600.00 | 10/29/2011 1:19:40 PM |
first-euro-rapture | $25.00 | 10/29/2011 1:11:17 PM |
coin-investor | $25.00 | 10/29/2011 1:23:54 PM |
Aberdeen | $3,965.28 | 10/29/2011 1:31:53 PM |
MoneyForNothing | $110.48 | 10/29/2011 12:01:46 PM |
LittleMingo | $40.00 | 10/29/2011 12:09:46 PM |
RoZu_Lending | $141.21 | 10/29/2011 12:16:57 PM |
Kash2010lu | $25.00 | 10/29/2011 12:14:42 PM |
rolltide09 | $25.00 | 10/29/2011 12:24:07 PM |
wise-deal-panda | $200.00 | 10/29/2011 12:46:33 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:54 PM |
profit-powerplant | $25.00 | 10/29/2011 12:54:41 PM |
dime-sapling | $25.00 | 10/29/2011 1:10:53 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:30 PM |
orange-preeminant-bill | $25.00 | 10/29/2011 1:22:24 PM |
important-openness1 | $100.00 | 10/29/2011 12:59:46 PM |
SLN-10 | $100.00 | 10/29/2011 1:16:03 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:09 PM |
investment-artist | $27.01 | 10/29/2011 1:24:47 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
536197
This series of Notes was issued and sold upon the funding of the borrower loan #55762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 27y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 69 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,089 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| restless-velocity4 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate credit card payments
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prohelper | $25.00 | 10/29/2011 12:07:08 PM |
pdub | $75.00 | 10/29/2011 12:16:16 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:46 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:18 PM |
well-mannered-income3 | $40.00 | 10/29/2011 5:28:22 PM |
phenomenal-gain5 | $25.00 | 10/29/2011 7:26:50 PM |
goodhearted-generosity511 | $25.00 | 10/30/2011 8:35:26 AM |
Dubbs360 | $50.00 | 10/30/2011 11:17:48 AM |
economy-coup | $50.00 | 10/31/2011 12:30:25 AM |
genuine-dime | $100.00 | 10/31/2011 6:14:28 AM |
sensible-fund | $25.00 | 10/31/2011 3:42:30 PM |
skillful-asset5 | $25.00 | 11/1/2011 4:31:42 AM |
CA-Lender | $50.00 | 11/1/2011 8:58:29 AM |
kindness-jedi | $25.00 | 11/1/2011 11:09:22 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:33 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:28 PM |
jjswanso | $25.00 | 11/1/2011 5:49:03 PM |
Reliance_Banker | $25.00 | 11/2/2011 7:45:42 PM |
LendingPimp | $50.00 | 11/3/2011 1:08:45 AM |
Bob450 | $25.00 | 11/3/2011 7:15:43 AM |
Comoparklender | $25.00 | 11/3/2011 11:32:02 AM |
Investoman | $75.00 | 11/3/2011 11:33:01 AM |
wwwUniversal | $25.00 | 11/3/2011 11:34:57 AM |
wise-deal-panda | $100.00 | 11/3/2011 11:37:05 AM |
wampum-library4 | $25.00 | 11/3/2011 12:01:31 PM |
rich329 | $25.00 | 11/3/2011 12:26:42 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:33 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:24 PM |
finance-solo | $25.00 | 10/29/2011 12:38:18 PM |
coin-investor | $25.00 | 10/29/2011 1:23:54 PM |
SolarMoonshine | $25.00 | 10/29/2011 5:56:24 PM |
grotheik | $30.00 | 10/29/2011 6:51:24 PM |
one-midas | $25.00 | 10/29/2011 10:05:19 PM |
exchange-upholder0 | $25.00 | 10/30/2011 6:14:30 AM |
first-cash-producer | $25.00 | 10/30/2011 4:52:49 PM |
golffish2 | $25.00 | 10/31/2011 4:34:26 AM |
miked8303 | $50.00 | 11/1/2011 8:15:25 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:31 PM |
ready-interest9 | $25.00 | 11/1/2011 6:21:06 PM |
managedfund | $1,500.00 | 11/2/2011 6:14:10 AM |
BenR | $100.00 | 11/2/2011 9:34:30 AM |
iaffy | $50.00 | 11/2/2011 2:54:34 PM |
myidear | $25.00 | 11/3/2011 2:18:42 AM |
first-dinero-igloo | $25.00 | 11/3/2011 9:16:28 AM |
green28 | $100.00 | 11/3/2011 9:56:27 AM |
ursus | $31.00 | 11/3/2011 11:40:29 AM |
mlj0671 | $25.00 | 11/3/2011 12:02:04 PM |
market-pudding | $25.00 | 11/3/2011 12:16:08 PM |
profit-powerplant | $25.00 | 11/3/2011 12:17:55 PM |
beer-gardener | $100.00 | 11/3/2011 12:59:05 PM |
Whipster | $90.00 | 11/3/2011 1:01:19 PM |
triguy | $1,259.00 | 11/3/2011 1:23:42 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
536199
This series of Notes was issued and sold upon the funding of the borrower loan #55648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $114.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,585 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| magnetic-value4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
cold winter
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 10/31/2011 5:27:27 PM |
sensible-fund | $25.00 | 10/31/2011 5:53:41 PM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:19 PM |
figs4u2 | $100.00 | 10/31/2011 6:15:33 PM |
SolarMoonshine | $25.00 | 10/31/2011 5:09:33 PM |
Evolver | $44.00 | 10/31/2011 5:17:32 PM |
thankful-nickel2 | $25.00 | 10/31/2011 7:58:02 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:11 PM |
Greenbak | $25.00 | 10/31/2011 6:58:50 PM |
hidavehi | $38.00 | 10/31/2011 7:00:42 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:13 PM |
Mikale360 | $25.00 | 10/31/2011 7:08:17 PM |
favorite-commerce | $30.00 | 10/31/2011 9:13:20 PM |
CoolPlexer | $25.00 | 10/31/2011 9:16:46 PM |
economy-coup | $50.00 | 10/31/2011 5:43:02 PM |
Kash2010lu | $25.00 | 10/31/2011 8:06:12 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:21 AM |
goodhearted-generosity511 | $25.00 | 10/31/2011 7:00:44 PM |
kindness-jedi | $25.00 | 11/1/2011 4:15:48 AM |
Moe87 | $25.00 | 11/1/2011 3:23:27 AM |
real-return | $25.00 | 10/31/2011 9:01:26 PM |
skillful-asset5 | $25.00 | 11/1/2011 4:22:30 AM |
Thunder08 | $25.00 | 11/1/2011 5:12:29 AM |
moola-wildebeest3 | $34.00 | 11/1/2011 5:25:23 AM |
Beechturner | $40.00 | 11/1/2011 4:51:52 AM |
treasure-bliss | $25.00 | 11/1/2011 6:11:11 AM |
irrelevant | $25.00 | 11/1/2011 6:05:10 AM |
Top_Gun_Lender | $29.26 | 11/1/2011 7:59:24 AM |
social-zebra | $30.00 | 11/1/2011 7:17:53 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:34:06 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:53 AM |
revenue-associate | $25.00 | 11/1/2011 7:41:31 AM |
LKCGICG | $25.00 | 11/1/2011 8:58:00 AM |
fantastic-wampum1 | $100.00 | 11/1/2011 7:08:42 AM |
mlj0671 | $25.00 | 11/1/2011 7:55:38 AM |
first-serene-credit | $25.00 | 11/1/2011 8:30:47 AM |
influential-benjamins0 | $100.00 | 10/31/2011 5:58:11 PM |
evan | $25.00 | 10/31/2011 7:25:10 PM |
important-openness1 | $100.00 | 10/31/2011 5:41:32 PM |
spiritual-money299 | $50.00 | 10/31/2011 6:09:29 PM |
McChan | $25.00 | 10/31/2011 8:36:30 PM |
new-social-economist | $50.00 | 11/1/2011 12:29:10 AM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:50 PM |
Anamorph | $25.00 | 11/1/2011 2:37:04 AM |
credit-kahuna | $75.00 | 10/31/2011 11:47:45 PM |
accountableone | $75.00 | 11/1/2011 4:25:15 AM |
steady-return0 | $25.00 | 11/1/2011 5:28:34 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:46 AM |
golffish2 | $25.00 | 11/1/2011 3:48:19 AM |
MAYBROOK | $35.00 | 11/1/2011 5:28:59 AM |
elfincove | $75.00 | 11/1/2011 7:19:11 AM |
B2152 | $25.00 | 11/1/2011 7:22:30 AM |
JaceSpade | $25.00 | 11/1/2011 4:46:43 AM |
Brisket_Bob | $25.00 | 11/1/2011 4:51:00 AM |
john0720 | $25.00 | 11/1/2011 7:48:57 AM |
MrMoneyBags | $31.80 | 11/1/2011 6:59:43 AM |
worldly-investment333 | $25.00 | 11/1/2011 8:39:12 AM |
wdove511 | $30.00 | 11/1/2011 8:40:17 AM |
octoberfresh | $25.00 | 11/1/2011 9:18:16 AM |
gothampark | $25.00 | 11/1/2011 9:23:53 AM |
genuine-money | $100.00 | 11/1/2011 8:08:19 AM |
janeybooboo | $50.00 | 11/1/2011 9:08:09 AM |
FinanceEngine | $40.00 | 11/1/2011 9:05:54 AM |
Leshan | $67.94 | 11/1/2011 9:29:00 AM |
64 Investments
|
Borrower Payment Dependent Notes Series
536211
This series of Notes was issued and sold upon the funding of the borrower loan #55643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $88.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,576 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rabbitears222 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2009)
700-719
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Auto repair and tires
Purpose of loan: Vehicle maintenance
This loan will be used to... make some repairs on vehicles, buy new tires, and replace a windshield.
I am a good candidate for this loan because... I am a 2nd time prosper borrower, my first loan I paid off, all payments were on time.
Monthly net income: $5700
Housing: $2442
Insurance: $125
Car expenses: $450
Utilities: $230
Phone, cable, internet: $175
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcrick | $25.00 | 10/29/2011 12:03:01 PM |
figs4u2 | $100.00 | 10/29/2011 12:13:07 PM |
LittleMingo | $30.00 | 10/29/2011 12:13:57 PM |
prohelper | $25.00 | 10/29/2011 12:07:09 PM |
wise-deal-panda | $200.00 | 10/29/2011 12:46:34 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:25 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:40 PM |
intelligent-repayment8 | $200.00 | 10/29/2011 1:11:52 PM |
Christophe | $50.00 | 10/29/2011 1:13:20 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:38 PM |
Milonguero | $100.00 | 10/29/2011 1:45:33 PM |
farblest | $33.27 | 10/29/2011 1:31:22 PM |
MoneyForNothing | $47.89 | 10/29/2011 12:02:58 PM |
exchange-squirrel | $25.00 | 10/29/2011 12:20:39 PM |
loanman2007 | $100.00 | 10/29/2011 12:31:58 PM |
first-euro-rapture | $25.00 | 10/29/2011 12:28:27 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:55 PM |
wigglesworth4 | $500.00 | 10/29/2011 12:31:57 PM |
influential-benjamins0 | $100.00 | 10/29/2011 12:39:56 PM |
harddollars | $25.00 | 10/29/2011 1:19:51 PM |
Investor_DP | $100.00 | 10/29/2011 1:01:13 PM |
wwwUniversal | $25.00 | 10/29/2011 1:11:02 PM |
coin-investor | $25.00 | 10/29/2011 1:23:55 PM |
caper945 | $100.00 | 10/29/2011 1:49:01 PM |
cashhelp | $25.00 | 10/29/2011 2:00:27 PM |
janeybooboo | $88.84 | 10/29/2011 2:55:35 PM |
clemclan | $50.00 | 10/29/2011 2:03:01 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
536213
This series of Notes was issued and sold upon the funding of the borrower loan #55611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,130 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-society |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
transport123
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/29/2011 12:41:25 PM |
economy-coup | $50.00 | 10/31/2011 12:30:26 AM |
TronMedici | $50.00 | 11/1/2011 3:41:15 PM |
patriot897 | $25.00 | 11/1/2011 5:34:17 PM |
missing-link | $25.00 | 11/2/2011 10:13:13 AM |
well-mannered-income3 | $40.00 | 11/2/2011 12:48:32 PM |
fountain355 | $25.00 | 11/2/2011 12:27:40 PM |
fund-javelin1 | $25.00 | 11/2/2011 10:31:25 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:45 PM |
HHP | $100.00 | 11/1/2011 8:05:50 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:33 AM |
rs999 | $25.00 | 11/1/2011 6:00:34 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:14 PM |
realtormoises | $25.00 | 11/2/2011 6:55:53 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:59 AM |
top-historic-peso | $25.00 | 11/2/2011 10:23:36 AM |
green28 | $25.00 | 11/3/2011 10:13:10 AM |
worth-blanket2 | $6,500.00 | 11/3/2011 11:07:41 AM |
brightest-gain-investor | $135.00 | 11/3/2011 2:47:16 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
536219
This series of Notes was issued and sold upon the funding of the borrower loan #55777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $573.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 32% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,038 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| michael81 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 42 ( 98% )
| 760-779 (Latest)
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Jun-2010)
640-659
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 43 | | |
Description
Persoanal Loan
Purpose of loan:
This loan will be used for personal use
My financial situation:
I am a good candidate for this loan because I always pay ontime and my credit report reflects that.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $50.02 | 10/29/2011 12:02:15 PM |
fcrick | $25.00 | 10/29/2011 12:03:02 PM |
kenji4861 | $25.00 | 10/29/2011 12:35:04 PM |
wigglesworth4 | $500.00 | 10/29/2011 12:31:57 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:41 PM |
investment-artist | $27.01 | 10/29/2011 1:24:47 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:38 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:19 PM |
coin-investor | $25.00 | 10/29/2011 7:53:10 PM |
phenomenal-gain5 | $30.00 | 10/29/2011 7:20:36 PM |
thankful-nickel2 | $50.00 | 10/30/2011 5:22:44 AM |
skuba | $50.00 | 10/30/2011 6:43:01 AM |
ChrisProsper | $50.00 | 10/30/2011 12:15:32 PM |
antlr | $50.00 | 10/30/2011 2:38:34 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:15 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:03 PM |
Tscheddar | $25.00 | 10/30/2011 6:54:18 PM |
GoGalt | $50.00 | 10/30/2011 10:20:58 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:20 PM |
dime-sprout | $25.00 | 10/31/2011 6:40:54 AM |
money-surge1 | $25.00 | 10/31/2011 6:01:16 AM |
DadWarbucks | $40.00 | 10/31/2011 8:39:26 AM |
pwkpwk | $25.00 | 10/31/2011 8:08:39 AM |
gojackgo | $50.00 | 10/31/2011 8:22:39 AM |
riskreward | $250.00 | 10/31/2011 9:11:15 AM |
mike_banker | $100.00 | 10/31/2011 9:35:28 AM |
rmachi | $50.00 | 10/31/2011 11:20:29 AM |
6moonbeams | $25.00 | 10/31/2011 1:56:52 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:35 AM |
supernova719 | $50.00 | 10/31/2011 2:29:48 PM |
truth-silo | $50.00 | 10/31/2011 5:31:42 PM |
balance-voyager | $50.00 | 10/31/2011 4:15:25 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:38 PM |
greenwell | $100.00 | 10/31/2011 5:33:02 PM |
caring-hope2 | $100.00 | 10/31/2011 4:26:08 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:35 AM |
alpinaut | $25.00 | 11/1/2011 6:24:13 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:51 AM |
subtle-revenue0 | $25.00 | 11/1/2011 6:50:38 AM |
chestnut4 | $25.00 | 11/1/2011 9:19:50 AM |
resolute-justice413 | $100.00 | 11/1/2011 9:40:24 AM |
jescowa | $50.00 | 11/1/2011 9:42:32 AM |
SailAwayMoon | $25.00 | 11/1/2011 9:13:19 AM |
yennib | $25.00 | 11/1/2011 9:25:31 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:11 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:37 AM |
enterprising-credit2 | $50.00 | 11/1/2011 11:03:30 AM |
victorcab | $25.00 | 11/1/2011 10:28:27 AM |
cablenews | $100.00 | 11/1/2011 10:58:58 AM |
magnetic-pound4 | $50.00 | 11/1/2011 11:15:58 AM |
frugalinvestor20 | $25.00 | 11/1/2011 2:09:41 PM |
Marathoner | $25.00 | 11/1/2011 11:52:57 AM |
peso-windmill | $25.00 | 11/1/2011 3:06:38 PM |
velocity-solo | $25.00 | 11/1/2011 5:06:28 PM |
finance-explosion6 | $25.00 | 11/1/2011 6:42:33 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:25 PM |
Eagledrop | $25.00 | 11/2/2011 7:25:19 AM |
nestegg4e | $25.00 | 11/2/2011 7:27:42 AM |
contract-student2 | $50.00 | 11/2/2011 5:35:54 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:48 AM |
brutusbone | $25.00 | 11/2/2011 6:47:59 AM |
dtrain5 | $50.00 | 11/2/2011 8:27:17 AM |
BaxterEvil | $25.00 | 11/2/2011 9:08:07 AM |
luckyldy | $25.00 | 11/2/2011 9:24:10 AM |
the-transaction-stronghold | $25.00 | 11/2/2011 9:33:10 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:36 AM |
finance-magma7 | $25.00 | 11/2/2011 10:30:37 AM |
helpinghand63 | $25.00 | 11/2/2011 10:06:02 AM |
enterprising-integrity | $50.00 | 11/2/2011 11:04:41 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:45 AM |
adamnash | $25.00 | 11/2/2011 10:40:46 AM |
chipperjohnson | $25.00 | 11/2/2011 11:41:29 AM |
forthright-dedication | $50.00 | 11/2/2011 11:12:57 AM |
Gr8Deal | $50.00 | 11/2/2011 11:14:22 AM |
skiberdad | $50.00 | 11/2/2011 1:00:28 PM |
gracej | $25.00 | 11/2/2011 1:57:58 PM |
rakstar | $50.00 | 11/2/2011 12:18:34 PM |
camaraderi-catapult | $25.00 | 11/2/2011 12:37:07 PM |
wealthstar | $25.00 | 11/2/2011 1:11:02 PM |
happy-asset | $25.00 | 11/2/2011 3:36:01 PM |
tntmojave | $50.00 | 11/2/2011 4:54:55 PM |
Bank42 | $30.76 | 11/2/2011 3:27:22 PM |
dpjd | $25.00 | 11/2/2011 3:52:00 PM |
diablorulz | $75.00 | 11/2/2011 4:31:00 PM |
IIP77 | $25.00 | 11/2/2011 5:42:40 PM |
loot-castanets | $25.00 | 11/2/2011 7:10:15 PM |
jrbill1998 | $50.00 | 11/2/2011 6:10:38 PM |
Avicell | $25.00 | 11/2/2011 6:26:47 PM |
ideal-platinum1 | $25.00 | 11/2/2011 6:27:27 PM |
Lender0424 | $25.00 | 11/2/2011 6:51:11 PM |
lifegrowth | $25.00 | 11/2/2011 6:56:08 PM |
justinology | $25.00 | 11/3/2011 12:37:17 AM |
market-maple | $25.00 | 11/2/2011 10:08:21 PM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:36 AM |
cnovak | $25.00 | 11/3/2011 7:09:28 AM |
SacramentoLoaners | $25.00 | 11/3/2011 7:56:17 AM |
schnippy | $25.00 | 11/3/2011 8:09:34 AM |
moola-man | $25.00 | 11/3/2011 8:20:57 AM |
1stBankAndHal | $25.07 | 11/3/2011 8:13:13 AM |
value-wind0 | $50.00 | 11/3/2011 8:26:33 AM |
tolstoy00 | $25.00 | 11/3/2011 8:36:01 AM |
dajen1 | $40.00 | 11/3/2011 9:12:05 AM |
Banker7371 | $25.00 | 11/3/2011 9:13:50 AM |
cybernosha | $25.00 | 11/3/2011 10:25:21 AM |
truth-vault4 | $25.00 | 11/3/2011 9:45:00 AM |
Ivan2007 | $25.00 | 11/3/2011 10:55:54 AM |
steamboatgal | $50.00 | 11/3/2011 10:35:33 AM |
integrity-saver | $50.00 | 11/3/2011 10:48:23 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:33 PM |
MadHun | $200.00 | 11/3/2011 11:28:25 AM |
ethicalhumanist | $100.00 | 11/3/2011 12:57:23 PM |
IP | $25.00 | 11/3/2011 11:39:59 AM |
triguy | $2,000.00 | 11/3/2011 1:21:23 PM |
listing-meridian | $25.00 | 11/3/2011 11:53:47 AM |
larrybird | $2,000.00 | 11/3/2011 2:43:35 PM |
efficient-marketplace | $25.00 | 11/3/2011 3:21:17 PM |
ethical-income2 | $25.00 | 11/3/2011 2:32:12 PM |
new-gold-wrangler | $2,000.00 | 11/3/2011 2:38:00 PM |
brightest-gain-investor | $2,000.00 | 11/3/2011 2:47:19 PM |
Pebbles-Lending | $25.00 | 10/29/2011 12:01:40 PM |
pdub | $75.00 | 10/29/2011 12:16:16 PM |
figs4u2 | $100.00 | 10/29/2011 12:13:07 PM |
influential-benjamins0 | $100.00 | 10/29/2011 12:39:56 PM |
ivy-league-MBA | $25.00 | 10/29/2011 12:31:35 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:26 PM |
JLMGroupFunds | $25.00 | 10/29/2011 12:55:53 PM |
GodzillaLending | $25.00 | 10/29/2011 1:56:22 PM |
Zoramite | $25.00 | 10/29/2011 10:47:12 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:30 PM |
1redfish | $100.00 | 10/30/2011 8:14:28 AM |
Lo0se_mo0se | $25.00 | 10/30/2011 11:20:34 AM |
wampum-chorus3 | $25.00 | 10/30/2011 4:50:26 PM |
bb575 | $50.00 | 10/30/2011 7:45:25 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:29 PM |
Preteur | $25.00 | 10/31/2011 6:37:57 AM |
credit-coach118 | $25.17 | 10/31/2011 8:19:33 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:17 AM |
techs | $25.00 | 10/31/2011 9:12:38 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:43 AM |
paladin847 | $50.00 | 10/31/2011 10:28:06 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:58 AM |
john0720 | $25.00 | 10/31/2011 12:29:43 PM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:40 AM |
bright-investment | $25.00 | 10/31/2011 2:05:03 PM |
Zoomie | $25.00 | 10/31/2011 9:03:11 PM |
wtrboy | $25.00 | 10/31/2011 10:23:18 PM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:05 AM |
chris-heretoinvest | $25.00 | 11/1/2011 4:25:56 AM |
misit | $25.00 | 11/1/2011 8:33:06 AM |
Clambake | $25.00 | 11/1/2011 9:04:33 AM |
AF-Chief | $45.00 | 11/1/2011 9:28:01 AM |
life-is-great | $25.00 | 11/1/2011 10:53:48 AM |
Kijib | $25.00 | 11/1/2011 2:45:54 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:30 PM |
Cheburashka | $25.00 | 11/1/2011 5:37:18 PM |
indomitable-coin | $25.00 | 11/1/2011 6:22:48 PM |
the-dollar-topper | $150.00 | 11/1/2011 6:28:44 PM |
asset-cougar0 | $25.00 | 11/1/2011 8:04:00 PM |
integrity-starter | $25.00 | 11/1/2011 9:47:00 PM |
mar97 | $25.00 | 11/1/2011 7:08:43 PM |
Railbird | $25.00 | 11/2/2011 4:59:43 AM |
cash-sensai2 | $25.00 | 11/2/2011 9:07:44 AM |
bonus-tent | $25.00 | 11/2/2011 9:18:40 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:19 AM |
equitable-capital758 | $350.00 | 11/2/2011 9:11:13 AM |
AFairDeal | $50.00 | 11/2/2011 9:13:36 AM |
jga516 | $25.00 | 11/2/2011 9:14:22 AM |
genius520 | $50.00 | 11/2/2011 9:15:24 AM |
divedude | $25.00 | 11/2/2011 9:51:49 AM |
compoundinterest | $50.00 | 11/2/2011 9:37:24 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:59 AM |
tenacious-capital3 | $26.27 | 11/2/2011 9:43:10 AM |
sunnydaize516 | $25.00 | 11/2/2011 9:47:41 AM |
andycheb | $25.00 | 11/2/2011 10:56:50 AM |
listing-trapper3 | $50.00 | 11/2/2011 11:01:44 AM |
DTlender | $75.00 | 11/2/2011 12:19:10 PM |
Slend49 | $25.00 | 11/2/2011 11:19:02 AM |
rogue_monster | $50.00 | 11/2/2011 12:35:46 PM |
iaffy | $50.00 | 11/2/2011 2:54:34 PM |
greenback-seagull2 | $43.00 | 11/2/2011 5:15:26 PM |
rolltide09 | $25.00 | 11/2/2011 5:49:00 PM |
nosualcneas | $25.00 | 11/2/2011 5:32:51 PM |
income-excellence1 | $25.00 | 11/2/2011 5:39:02 PM |
satisfying-deal5 | $50.00 | 11/2/2011 6:18:09 PM |
innovator10 | $200.00 | 11/2/2011 6:26:12 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:38 PM |
Munnie | $50.00 | 11/2/2011 7:45:55 PM |
gjh37 | $50.00 | 11/3/2011 6:27:54 AM |
ptjg | $100.00 | 11/2/2011 11:15:04 PM |
no_agenda_lender | $25.00 | 11/3/2011 6:41:13 AM |
green28 | $200.00 | 11/3/2011 9:16:51 AM |
minista | $26.00 | 11/3/2011 9:59:56 AM |
YLlama | $25.00 | 11/3/2011 10:02:27 AM |
unequaled-loyalty7 | $25.00 | 11/3/2011 10:38:11 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:38 AM |
real-return | $25.00 | 11/3/2011 11:37:31 AM |
Tai | $25.00 | 11/3/2011 12:07:10 PM |
nickel-ferret | $50.00 | 11/3/2011 11:13:19 AM |
orange-courageous-dedication | $25.00 | 11/3/2011 11:30:45 AM |
resolute-basis9 | $25.00 | 11/3/2011 11:37:57 AM |
organized-payment6 | $50.00 | 11/3/2011 1:14:24 PM |
Joeburly | $25.00 | 11/3/2011 1:50:55 PM |
wlm3012 | $50.00 | 11/3/2011 2:36:50 PM |
Harry | $50.00 | 11/3/2011 2:59:52 PM |
managedfund | $66.70 | 11/3/2011 3:46:48 PM |
205 Investments
|
Borrower Payment Dependent Notes Series
536245
This series of Notes was issued and sold upon the funding of the borrower loan #55633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Oct-30-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $287.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-1980 |
Debt/Income ratio:
| 97% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 4
/
7 | Length of status: | 8y 4m |
Amount delinquent:
| $7,399 |
Total credit lines:
| 32 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,523 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| genuine-interest |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
640-659
(Dec-2009)
640-659
(Aug-2009)
|
Principal balance:
| $872.72 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Loan Requested
I am requesting this loan to specifically to consolidate several smaller loans. I have a loan with Prosper, and I have never missed a payment. Paying this loan off in one year will not be a problem.
Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/30/2011 12:08:23 PM |
credit-wheel7 | $25.00 | 10/30/2011 1:26:48 PM |
worldly-community3 | $50.00 | 10/30/2011 12:11:08 PM |
Tscheddar | $25.00 | 10/30/2011 6:49:49 PM |
sensible-fund | $25.00 | 10/30/2011 6:16:16 PM |
coin-investor | $25.00 | 10/30/2011 8:44:31 PM |
Feyenoord | $30.00 | 10/30/2011 8:42:19 PM |
revenue-magnolia | $25.00 | 10/30/2011 8:56:38 PM |
suave-dime6 | $25.00 | 10/31/2011 6:27:36 AM |
sjo1984111 | $25.00 | 10/31/2011 4:36:39 AM |
managedfund | $600.00 | 10/31/2011 8:32:42 AM |
312-Lender | $34.60 | 10/31/2011 7:42:15 AM |
SweatyBalls | $25.00 | 10/31/2011 8:04:35 AM |
secureincome | $150.00 | 10/31/2011 8:34:45 AM |
glroark | $50.00 | 10/31/2011 11:34:20 AM |
Live-Free-or-Die | $200.00 | 10/31/2011 10:10:03 AM |
hopeful-silver5 | $25.00 | 10/31/2011 1:30:13 PM |
supernova719 | $100.00 | 10/31/2011 2:18:55 PM |
HammerSmith | $25.00 | 10/31/2011 2:30:46 PM |
pghtiny | $25.00 | 10/31/2011 4:45:55 PM |
loss-of-control | $75.00 | 10/31/2011 6:07:28 PM |
Evolver | $44.00 | 10/31/2011 5:17:32 PM |
unclemalcolm | $76.77 | 10/31/2011 6:26:19 PM |
value-allocator1 | $100.00 | 10/30/2011 12:07:28 PM |
finance-mushroom | $100.00 | 10/30/2011 12:10:31 PM |
well-rounded-payout0 | $50.00 | 10/30/2011 12:27:43 PM |
nisim5 | $50.00 | 10/30/2011 12:50:36 PM |
witty-openness | $25.00 | 10/30/2011 3:23:48 PM |
amlu1988 | $25.00 | 10/30/2011 2:20:19 PM |
real-return | $25.00 | 10/30/2011 4:31:17 PM |
jonmars | $25.00 | 10/30/2011 4:38:00 PM |
influential-payment6 | $239.11 | 10/30/2011 4:43:10 PM |
rustysailor | $25.00 | 10/30/2011 9:42:02 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:31 PM |
transparency-universe8 | $25.00 | 10/31/2011 6:18:39 AM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:52 AM |
neorunner | $25.00 | 10/31/2011 10:51:56 AM |
imdave4me | $25.00 | 10/31/2011 1:10:11 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:36 AM |
irrelevant | $25.00 | 10/31/2011 2:05:06 PM |
QuidWilson | $33.00 | 10/31/2011 11:52:24 AM |
shrewd-income | $75.00 | 10/31/2011 3:46:49 PM |
dudebrah | $25.00 | 10/31/2011 4:44:42 PM |
greenwell | $100.00 | 10/31/2011 5:33:03 PM |
bright-currency3 | $167.52 | 10/31/2011 6:37:48 PM |
Paxman84 | $25.00 | 10/31/2011 5:51:16 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
536261
This series of Notes was issued and sold upon the funding of the borrower loan #55654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Oct-29-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $287.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2008 |
Debt/Income ratio:
| 192% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,124 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| medtech9001 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Loan
Purpose of loan: Surgery
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I am an employed medical technologist and I dont have other loans. I have less monthly expenses because I share a house with 3 more roommates to save on bills.
Monthly net income: $ 2,800
Monthly expenses: $ 50
Housing: $ 225
Insurance: $
Car expenses: $
Utilities: $ 40
Phone, cable, internet: $ 15
Food, entertainment: $ 50
Clothing, household expenses: $
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/29/2011 12:28:25 PM |
value-allocator1 | $100.00 | 10/29/2011 12:58:38 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:31 PM |
108lender | $150.00 | 10/29/2011 1:40:47 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:58 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:45 PM |
credit-wheel7 | $25.00 | 10/30/2011 7:58:53 AM |
Corlei | $25.00 | 10/30/2011 11:34:32 AM |
pennywise666 | $31.00 | 10/30/2011 6:39:03 PM |
revenue-magnolia | $25.00 | 10/30/2011 9:01:53 PM |
managedfund | $900.00 | 10/31/2011 8:32:24 AM |
secureincome | $600.00 | 10/31/2011 8:34:23 AM |
QuidWilson | $33.00 | 10/31/2011 11:53:49 AM |
a-restless-dollar | $25.00 | 10/31/2011 1:12:02 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:27 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:47 PM |
Mailmon | $50.00 | 10/29/2011 9:16:51 PM |
zorg77 | $25.00 | 10/29/2011 9:56:30 PM |
transparency-universe8 | $25.00 | 10/30/2011 7:21:55 AM |
Tscheddar | $25.00 | 10/30/2011 6:51:02 PM |
USMCR | $25.00 | 10/31/2011 6:00:53 AM |
scamps | $25.00 | 10/30/2011 10:48:23 PM |
economy-coup | $50.00 | 10/31/2011 12:30:26 AM |
favorite-commerce | $30.00 | 10/31/2011 9:26:01 AM |
wise-deal-panda | $100.00 | 10/31/2011 10:19:29 AM |
logical-loyalty0 | $30.13 | 10/31/2011 10:59:58 AM |
compassion-artisan9 | $25.00 | 10/31/2011 11:24:51 AM |
yons88 | $25.00 | 10/31/2011 3:12:34 PM |
supernova719 | $100.00 | 10/31/2011 2:18:55 PM |
fantastic-wampum1 | $100.00 | 10/31/2011 4:11:06 PM |
palace2 | $100.00 | 10/31/2011 3:09:29 PM |
bold-peaceful-silver | $75.87 | 10/31/2011 7:06:51 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
536281
This series of Notes was issued and sold upon the funding of the borrower loan #55560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $229.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 5% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 33y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,712 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| established-diversification7 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
kabungas
Purpose of loan:
This loan will be used to...purchase good used car
My financial situation:
I am a good candidate for this loan because... improved my credit rating over time and I am a past Prosper borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bluebird5 | $25.00 | 10/30/2011 12:28:41 PM |
green-trade-dolphin2 | $27.54 | 10/30/2011 12:02:17 PM |
Robert99 | $25.00 | 10/30/2011 12:59:51 PM |
progressive-economy261 | $400.00 | 10/30/2011 12:30:11 PM |
Bank_Of_XL | $25.00 | 10/30/2011 3:14:23 PM |
WilliamLeeSims | $25.00 | 10/30/2011 1:21:33 PM |
LarWit1512 | $25.00 | 10/30/2011 1:22:05 PM |
responsibility-butterfly | $25.00 | 10/30/2011 1:08:35 PM |
smear87 | $50.00 | 10/30/2011 1:46:10 PM |
Tscheddar | $25.00 | 10/30/2011 6:54:44 PM |
s270 | $25.00 | 10/30/2011 8:33:45 PM |
bb575 | $50.00 | 10/30/2011 7:45:27 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:21 PM |
sensible-fund | $25.00 | 10/30/2011 6:17:52 PM |
Preteur | $25.00 | 10/31/2011 6:39:05 AM |
credit-coach118 | $50.17 | 10/31/2011 8:19:03 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:57 AM |
DadWarbucks | $34.00 | 10/31/2011 8:39:27 AM |
gojackgo | $50.00 | 10/31/2011 8:22:40 AM |
MJDAE | $50.00 | 10/31/2011 9:01:02 AM |
riskreward | $250.00 | 10/31/2011 9:11:17 AM |
mike_banker | $100.00 | 10/31/2011 9:35:30 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:42 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:50:00 AM |
mcilwaaj12 | $50.00 | 10/31/2011 9:51:43 AM |
RedCentre | $436.74 | 10/31/2011 11:55:59 AM |
Pebbles-Lending | $25.00 | 10/31/2011 9:52:55 AM |
john0720 | $25.00 | 10/31/2011 12:29:45 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:36 AM |
supernova719 | $50.00 | 10/31/2011 2:29:49 PM |
greenwell | $100.00 | 10/31/2011 5:33:04 PM |
caring-hope2 | $100.00 | 10/31/2011 4:38:34 PM |
wtrboy | $25.00 | 10/31/2011 10:23:19 PM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:02:37 PM |
Ripsaw4U | $50.00 | 11/1/2011 2:35:46 AM |
alpinaut | $25.00 | 11/1/2011 6:24:13 AM |
engaging-worth | $25.00 | 11/1/2011 7:26:25 AM |
TommyTucker | $57.00 | 11/1/2011 8:17:36 AM |
green-interest-web | $40.00 | 11/1/2011 6:18:56 AM |
Trapman13 | $50.00 | 11/1/2011 6:29:45 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:52 AM |
roben12 | $25.97 | 11/1/2011 7:25:43 AM |
Clambake | $25.00 | 11/1/2011 9:04:37 AM |
YellowJacket | $25.00 | 11/1/2011 9:20:08 AM |
lenderRXT | $100.00 | 11/1/2011 9:34:48 AM |
magnetic-pound4 | $100.00 | 11/1/2011 11:03:06 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:12 AM |
rs999 | $25.00 | 11/1/2011 10:58:08 AM |
cablenews | $100.00 | 11/1/2011 10:59:00 AM |
Marathoner | $25.00 | 11/1/2011 11:52:58 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:29 PM |
extraordinary-velocity6 | $50.00 | 11/1/2011 4:52:06 PM |
velocity-solo | $25.00 | 11/1/2011 5:06:37 PM |
Cbank05 | $25.00 | 11/1/2011 3:26:07 PM |
EODCAP | $25.00 | 11/1/2011 3:31:58 PM |
bold-basis-supernova | $70.00 | 11/1/2011 4:24:29 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:31 PM |
the-enthralling-coin | $25.00 | 11/1/2011 5:45:04 PM |
indomitable-coin | $25.00 | 11/1/2011 6:22:48 PM |
the-dollar-topper | $111.00 | 11/1/2011 6:28:45 PM |
squadron781 | $25.00 | 11/1/2011 6:18:16 PM |
j2ee | $25.00 | 11/1/2011 7:13:58 PM |
paladin510 | $25.00 | 11/1/2011 6:41:13 PM |
finance-explosion6 | $25.00 | 11/1/2011 6:42:33 PM |
Brainworm | $25.00 | 11/1/2011 7:21:06 PM |
payment-halo | $25.00 | 11/1/2011 7:55:12 PM |
mar97 | $25.00 | 11/1/2011 7:08:43 PM |
superb-funds335 | $25.00 | 11/1/2011 7:18:52 PM |
JTHarris | $25.00 | 11/1/2011 7:25:29 PM |
Oak-Parker | $25.00 | 11/1/2011 7:30:19 PM |
commitment-farm | $25.00 | 11/1/2011 7:51:41 PM |
Crisscross | $25.00 | 11/2/2011 3:37:09 AM |
goodhearted-basis4 | $25.00 | 11/1/2011 10:08:32 PM |
dime-vista2 | $25.00 | 11/1/2011 10:43:54 PM |
vanderhp | $25.00 | 11/1/2011 11:20:29 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:25 PM |
q4golf | $25.00 | 11/2/2011 3:26:47 AM |
ParadigmShift | $37.55 | 11/2/2011 4:00:59 AM |
radforj22 | $43.40 | 11/2/2011 3:45:36 AM |
figs4u2 | $100.00 | 10/30/2011 12:40:22 PM |
susurrus | $25.00 | 10/30/2011 1:17:12 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:24 PM |
influential-benjamins0 | $100.00 | 10/30/2011 1:03:29 PM |
roux | $25.00 | 10/30/2011 12:53:05 PM |
Zoramite | $25.00 | 10/30/2011 1:27:36 PM |
ivy-league-MBA | $25.00 | 10/30/2011 1:24:13 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:18 PM |
antlr | $50.00 | 10/30/2011 2:38:35 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:31 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:05 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:18 AM |
rdrloan | $50.00 | 10/31/2011 8:03:10 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:18 AM |
paladin847 | $50.00 | 10/31/2011 10:28:07 AM |
blot44 | $25.00 | 10/31/2011 12:19:36 PM |
thankful-nickel2 | $25.00 | 10/31/2011 12:03:15 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:39 PM |
upright-velocity1 | $25.00 | 10/31/2011 5:32:12 PM |
nri22 | $100.00 | 10/31/2011 6:15:04 PM |
rmachi | $25.00 | 10/31/2011 6:23:20 PM |
reflective-cash0 | $50.00 | 11/1/2011 4:25:05 AM |
Zoomie | $25.00 | 10/31/2011 9:03:12 PM |
innocent-liberty6 | $50.00 | 11/1/2011 4:58:15 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:38 AM |
happyinvallarta | $50.00 | 11/1/2011 6:10:32 AM |
Brisket_Bob | $100.00 | 11/1/2011 4:48:28 AM |
lending_well | $250.00 | 11/1/2011 7:51:08 AM |
subtle-revenue0 | $25.00 | 11/1/2011 6:50:39 AM |
KileNSmyth4 | $29.27 | 11/1/2011 7:27:00 AM |
actl | $25.00 | 11/1/2011 6:53:01 AM |
hard-working-penny | $25.00 | 11/1/2011 9:21:59 AM |
siamman | $34.04 | 11/1/2011 8:36:15 AM |
wildgillis | $75.00 | 11/1/2011 9:37:54 AM |
life-is-great | $25.00 | 11/1/2011 10:53:49 AM |
kenji4861 | $25.00 | 11/1/2011 10:30:50 AM |
fcrick | $25.00 | 11/1/2011 11:07:56 AM |
the-inspired-justice | $25.00 | 11/1/2011 1:50:36 PM |
Epiphanic | $25.00 | 11/1/2011 11:47:42 AM |
nycfinance | $25.00 | 11/1/2011 12:56:04 PM |
wlm3012 | $30.00 | 11/1/2011 1:36:41 PM |
gjm6d | $25.00 | 11/1/2011 4:59:53 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:34 PM |
friendinmoney | $25.00 | 11/1/2011 4:50:44 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:46:24 PM |
6moonbeams | $25.00 | 11/1/2011 6:11:51 PM |
E-2 | $100.00 | 11/1/2011 6:31:30 PM |
finance-symphony7 | $200.00 | 11/1/2011 6:51:35 PM |
contract-festival7 | $50.00 | 11/1/2011 8:28:28 PM |
fireboss | $50.14 | 11/1/2011 9:09:38 PM |
ideal-velocity7 | $50.00 | 11/1/2011 10:10:04 PM |
Hartfelt | $25.00 | 11/1/2011 10:19:29 PM |
minista | $26.00 | 11/1/2011 10:58:20 PM |
novice-speculator | $25.00 | 11/1/2011 7:25:36 PM |
mrladybug101 | $44.12 | 11/1/2011 7:43:07 PM |
pbandjb | $38.06 | 11/1/2011 7:53:48 PM |
upright-capital3 | $25.00 | 11/2/2011 1:46:08 AM |
SmallTown5 | $25.00 | 11/1/2011 9:26:13 PM |
integrity-starter | $25.00 | 11/1/2011 9:45:18 PM |
Beechturner | $40.00 | 11/2/2011 3:22:54 AM |
hml | $50.00 | 11/2/2011 1:50:06 AM |
abnvette | $25.00 | 11/2/2011 2:20:45 AM |
atlantic51 | $25.00 | 11/2/2011 2:11:04 AM |
142 Investments
|
Borrower Payment Dependent Notes Series
536285
This series of Notes was issued and sold upon the funding of the borrower loan #55757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,796 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-patriot |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
|
Principal balance:
| $6,080.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Need to reduce debt/need new roof
Purpose of loan:
This loan will be used to combine the other prosper loan and to reduce more debt into one payment.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and I have changed to a better paying job, plus my debt to income is low
Monthly net income: $4,870.00
Monthly expenses: $0
Housing: $
Insurance: $81.00
Car expenses: $275.00
Utilities: $
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prohelper | $25.00 | 10/29/2011 12:07:10 PM |
Weaverville | $25.00 | 10/29/2011 12:09:28 PM |
treasure-bliss | $25.00 | 10/29/2011 12:57:00 PM |
important-openness1 | $100.00 | 10/29/2011 12:59:47 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:28 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:10 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:31 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:39 PM |
nex | $25.00 | 10/29/2011 4:13:04 PM |
green-rapid-openness | $100.00 | 10/29/2011 4:54:24 PM |
real-return | $25.00 | 10/29/2011 9:07:57 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:28 PM |
Dubbs360 | $50.00 | 10/30/2011 11:17:49 AM |
amlu1988 | $25.00 | 10/30/2011 9:56:05 AM |
dollardave | $50.00 | 10/30/2011 4:35:24 PM |
GElender | $50.00 | 10/31/2011 5:56:36 AM |
shawnw2 | $50.00 | 10/31/2011 4:00:59 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:17 AM |
competitor119 | $25.00 | 10/31/2011 11:22:41 AM |
6moonbeams | $25.00 | 10/31/2011 1:56:53 PM |
DiligentiaLLC | $25.00 | 10/31/2011 11:51:39 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:35 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:38 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:10 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:18 AM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:10 PM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:22 AM |
social-hunter5 | $25.00 | 11/1/2011 5:53:38 AM |
payout-guru | $25.00 | 11/1/2011 6:26:08 AM |
miked8303 | $50.00 | 11/1/2011 8:15:26 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:26 AM |
Epiphanic | $25.00 | 11/1/2011 11:37:39 AM |
reward-adventure | $50.00 | 11/1/2011 5:01:35 PM |
Kaj | $25.00 | 11/1/2011 5:32:49 PM |
MrBailey | $25.00 | 11/1/2011 5:02:20 PM |
idastmerchants | $25.00 | 11/1/2011 5:11:55 PM |
DreDub | $50.00 | 11/2/2011 6:00:37 AM |
heloswimmer | $25.00 | 11/2/2011 8:55:29 AM |
wwwUniversal | $25.00 | 11/2/2011 9:38:15 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:00 AM |
FLRN | $40.00 | 11/2/2011 9:50:06 AM |
melodious-fairness | $25.00 | 11/2/2011 9:52:18 AM |
1willray | $25.64 | 11/2/2011 9:54:38 AM |
ethical-truth211 | $237.66 | 11/2/2011 11:04:01 AM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:30 PM |
rogue_monster | $50.00 | 11/2/2011 12:35:47 PM |
skiberdad | $50.00 | 11/2/2011 1:00:29 PM |
grc522 | $50.00 | 11/2/2011 1:50:22 PM |
PDX-Funder | $56.75 | 11/2/2011 1:51:29 PM |
iaffy | $50.00 | 11/2/2011 2:54:35 PM |
icon7 | $50.00 | 11/2/2011 4:37:25 PM |
gbrbob | $25.00 | 11/2/2011 6:22:55 PM |
the-dollar-topper | $150.00 | 11/2/2011 7:02:51 PM |
PPlleeaasseePayMeBack | $25.00 | 11/2/2011 7:29:14 PM |
gjh37 | $25.00 | 11/3/2011 6:25:29 AM |
villagers | $25.00 | 11/2/2011 9:45:55 PM |
durability-starfish | $25.00 | 11/2/2011 9:47:15 PM |
MrJDL1971 | $33.00 | 11/3/2011 4:30:55 AM |
treasure-generator | $25.00 | 11/3/2011 5:11:52 AM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:36 AM |
Bob450 | $25.00 | 11/3/2011 7:14:54 AM |
social-zebra | $30.00 | 11/3/2011 7:45:08 AM |
shmb6508 | $50.00 | 11/3/2011 9:34:28 AM |
frogperson | $150.00 | 11/3/2011 8:38:36 AM |
richboy56 | $25.00 | 11/3/2011 9:01:40 AM |
dedicated-transaction796 | $25.00 | 11/3/2011 10:16:00 AM |
asiaratt | $50.00 | 11/3/2011 10:24:28 AM |
missile8 | $25.00 | 11/3/2011 10:25:37 AM |
truth-vault4 | $25.00 | 11/3/2011 9:45:01 AM |
GCInvestments | $28.00 | 11/3/2011 10:00:38 AM |
Comoparklender | $25.00 | 11/3/2011 11:32:03 AM |
beer-gardener | $100.00 | 11/3/2011 12:59:55 PM |
falcon88dp | $25.00 | 11/3/2011 1:36:23 PM |
aader | $25.00 | 11/3/2011 2:27:14 PM |
new-gold-wrangler | $194.23 | 11/3/2011 2:38:49 PM |
desertoasis | $25.00 | 11/3/2011 10:07:43 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 1:22:25 PM |
coin-investor | $25.00 | 10/29/2011 1:23:56 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:26 PM |
Vreet | $50.00 | 10/29/2011 2:44:15 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:21 PM |
well-mannered-income3 | $30.00 | 10/29/2011 5:45:18 PM |
SolarMoonshine | $25.00 | 10/29/2011 5:53:54 PM |
sensible-fund | $25.00 | 10/29/2011 7:29:30 PM |
SLN-10 | $50.00 | 10/30/2011 5:23:34 AM |
zippy-interest | $25.00 | 10/30/2011 8:06:03 AM |
drkosh | $25.00 | 10/30/2011 11:23:26 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:16 PM |
DER | $25.00 | 10/30/2011 4:38:59 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:24 PM |
Tscheddar | $25.00 | 10/30/2011 6:58:26 PM |
monster4 | $50.00 | 10/30/2011 5:25:29 PM |
the-adventurous-capital | $25.00 | 10/30/2011 5:20:51 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:03 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:29 PM |
thoughtful-contract984 | $25.00 | 10/30/2011 10:54:21 PM |
sjo1984111 | $25.00 | 10/31/2011 4:36:38 AM |
suave-dime6 | $25.00 | 10/31/2011 6:20:24 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:55 AM |
wealth-builder57 | $25.00 | 10/31/2011 7:35:50 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:44 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:13 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:41 AM |
e4gf8e | $25.00 | 10/31/2011 12:32:36 PM |
heerzaquestion | $50.00 | 10/31/2011 7:30:14 PM |
Greenbak | $25.00 | 10/31/2011 6:58:47 PM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:21 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:36 AM |
poetic-reward0 | $25.00 | 11/1/2011 4:49:47 AM |
MAYBROOK | $35.00 | 11/1/2011 5:28:58 AM |
Angel_Investor_7 | $25.00 | 11/1/2011 9:35:19 AM |
evnagelist | $25.00 | 11/1/2011 9:04:55 AM |
bassman2 | $25.00 | 11/1/2011 9:54:00 AM |
life-is-great | $25.00 | 11/1/2011 10:53:48 AM |
rs999 | $25.00 | 11/1/2011 10:58:08 AM |
cablenews | $100.00 | 11/1/2011 10:58:59 AM |
shrewd-peace7 | $25.00 | 11/1/2011 11:07:03 AM |
ruxpin1976 | $25.00 | 11/1/2011 12:22:13 PM |
yield-trader | $25.00 | 11/1/2011 4:24:16 PM |
TronMedici | $50.00 | 11/1/2011 3:41:16 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:30 PM |
smoothmoniker | $25.00 | 11/1/2011 5:26:47 PM |
payout-achievement | $50.00 | 11/1/2011 5:44:04 PM |
economy-producer | $25.00 | 11/1/2011 5:20:26 PM |
arsisi | $25.00 | 11/1/2011 5:20:33 PM |
Jack55304 | $200.00 | 11/1/2011 5:58:12 PM |
suges | $25.00 | 11/1/2011 7:21:17 PM |
TheGeek | $25.00 | 11/1/2011 8:37:14 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:17 PM |
festeringsnot | $25.00 | 11/2/2011 4:45:32 AM |
CalBear08 | $25.00 | 11/1/2011 11:28:04 PM |
a-resplendent-commitment | $50.00 | 11/2/2011 5:43:46 AM |
abnvette | $25.00 | 11/2/2011 2:33:18 AM |
wealth-tremolo7 | $25.00 | 11/2/2011 4:29:47 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:45 AM |
Bigg_Lender | $26.64 | 11/2/2011 8:48:36 AM |
justice-circuitry0 | $25.00 | 11/2/2011 9:29:02 AM |
top-asset-chemistry | $25.00 | 11/2/2011 9:31:19 AM |
patriot0 | $50.00 | 11/2/2011 9:53:31 AM |
Peacepower | $28.88 | 11/2/2011 10:04:40 AM |
forthright-dedication | $50.00 | 11/2/2011 11:12:58 AM |
jmeasn | $100.00 | 11/2/2011 11:32:10 AM |
RockpointCapital | $200.00 | 11/2/2011 12:41:16 PM |
escharfer | $25.00 | 11/2/2011 1:08:02 PM |
damage | $25.00 | 11/2/2011 4:22:45 PM |
orange-spiritual-contract | $50.00 | 11/2/2011 3:38:37 PM |
wlm3012 | $30.00 | 11/2/2011 5:25:22 PM |
Reinadog9 | $25.00 | 11/2/2011 4:23:36 PM |
curveylady | $27.00 | 11/2/2011 5:42:23 PM |
justice-allocator3 | $25.00 | 11/2/2011 5:20:57 PM |
vegibenz | $25.00 | 11/2/2011 5:32:02 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:07 PM |
money-bauble | $113.00 | 11/2/2011 6:52:57 PM |
deal-pinnacle7 | $37.93 | 11/2/2011 6:59:48 PM |
cnovak | $25.00 | 11/2/2011 9:55:21 PM |
papaloha | $25.00 | 11/2/2011 10:11:40 PM |
alluring-yield5 | $25.00 | 11/3/2011 5:33:19 AM |
moola-man | $25.00 | 11/3/2011 8:20:57 AM |
Isanpankki | $25.00 | 11/3/2011 8:34:56 AM |
finance-prescription | $100.00 | 11/3/2011 9:05:20 AM |
stepatatime-together | $100.00 | 11/3/2011 9:19:06 AM |
B2152 | $25.00 | 11/3/2011 7:22:08 AM |
green28 | $200.00 | 11/3/2011 9:08:56 AM |
fairness-atmosphere | $25.00 | 11/3/2011 10:08:14 AM |
DENARA | $25.00 | 11/3/2011 10:18:52 AM |
ah-long | $25.00 | 11/3/2011 10:19:25 AM |
organic-order | $25.00 | 11/3/2011 10:52:25 AM |
handshake5 | $100.00 | 11/3/2011 10:57:44 AM |
dough-bear | $25.00 | 11/3/2011 11:15:37 AM |
Investoman | $75.00 | 11/3/2011 11:33:04 AM |
spitzbergen | $25.00 | 11/3/2011 1:33:32 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:34 PM |
triguy | $2,000.00 | 11/3/2011 1:24:00 PM |
173 Investments
|
Borrower Payment Dependent Notes Series
536295
This series of Notes was issued and sold upon the funding of the borrower loan #55813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,232 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| unconquerable-transparency8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2011)
640-659
(Nov-2010)
|
Principal balance:
| $815.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Donx Consolidator
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 10/30/2011 12:10:31 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:25 PM |
coin-investor | $25.00 | 10/30/2011 8:44:31 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:31 PM |
economy-coup | $50.00 | 10/31/2011 12:30:29 AM |
shawnw2 | $50.00 | 10/31/2011 4:00:04 AM |
DiligentiaLLC | $25.00 | 10/31/2011 11:54:00 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:37 AM |
hopeful-silver5 | $25.00 | 10/31/2011 1:29:42 PM |
upbeat-investment9 | $25.00 | 10/31/2011 3:38:54 PM |
shrewd-income | $25.00 | 10/31/2011 3:59:23 PM |
john0720 | $25.00 | 10/31/2011 12:29:45 PM |
suave-dime6 | $25.00 | 10/31/2011 4:37:41 PM |
Greenbak | $25.00 | 10/31/2011 6:58:47 PM |
terrific-peace8 | $30.84 | 11/1/2011 5:08:14 AM |
GElender | $30.00 | 11/1/2011 5:43:29 AM |
social-hunter5 | $25.00 | 11/1/2011 5:53:08 AM |
HHP | $100.00 | 11/1/2011 8:05:51 AM |
dedicated-principal | $25.00 | 11/1/2011 9:06:13 AM |
AF-Chief | $50.00 | 11/1/2011 9:28:01 AM |
transformer855 | $25.00 | 11/1/2011 1:59:24 PM |
please-repay | $50.00 | 11/1/2011 4:33:00 PM |
fcrick | $25.00 | 11/1/2011 5:58:59 PM |
realtormoises | $25.00 | 11/2/2011 6:56:19 AM |
zone6 | $111.00 | 11/2/2011 6:20:30 AM |
auction-seeker | $25.00 | 11/2/2011 7:34:10 AM |
bonus-quark4 | $25.00 | 11/3/2011 7:29:25 AM |
payout-bridge | $35.00 | 11/3/2011 8:37:16 AM |
green28 | $50.00 | 11/3/2011 10:09:33 AM |
DENARA | $25.00 | 11/3/2011 10:20:55 AM |
money-baron-roth-IRA | $25.00 | 11/3/2011 10:55:22 AM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:45 PM |
integrity-doctor | $100.00 | 11/3/2011 7:29:37 PM |
platinum-czar | $35.65 | 11/3/2011 7:40:46 PM |
tremendous-dough2 | $100.00 | 11/3/2011 8:14:19 PM |
treasure-hunter270 | $25.00 | 11/3/2011 7:03:31 PM |
Frover | $25.00 | 11/3/2011 8:47:14 PM |
green28 | $50.00 | 11/4/2011 5:02:11 AM |
ds5184 | $25.00 | 11/4/2011 5:45:47 AM |
richboy56 | $25.00 | 11/4/2011 11:09:03 AM |
J1mS | $134.73 | 11/4/2011 1:06:58 PM |
larrybird | $2,000.00 | 11/4/2011 2:45:15 PM |
lion6 | $25.00 | 11/4/2011 1:07:14 PM |
money-yeller | $33.00 | 11/4/2011 1:22:40 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:53 PM |
new-gold-wrangler | $1,753.34 | 11/4/2011 2:50:36 PM |
worldly-community3 | $50.00 | 10/30/2011 12:11:08 PM |
312-Lender | $25.00 | 10/30/2011 12:13:39 PM |
SLN-10 | $50.00 | 10/30/2011 7:11:11 PM |
Tscheddar | $25.00 | 10/30/2011 6:58:27 PM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:53 AM |
sjo1984111 | $25.00 | 10/31/2011 4:36:39 AM |
chameleon125 | $25.00 | 10/31/2011 7:06:12 AM |
greenwell | $100.00 | 10/31/2011 5:33:04 PM |
LuckyDuck49 | $25.00 | 10/31/2011 8:37:10 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:10 PM |
CoolPlexer | $25.00 | 10/31/2011 9:16:44 PM |
rolltide09 | $25.00 | 11/1/2011 9:00:59 AM |
bassman2 | $25.00 | 11/1/2011 9:54:00 AM |
Jack55304 | $200.00 | 11/1/2011 9:23:50 AM |
twjh | $25.00 | 11/1/2011 10:48:32 AM |
top-historic-peso | $25.00 | 11/1/2011 10:03:34 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:26 AM |
Epiphanic | $25.00 | 11/1/2011 12:02:33 PM |
Alpha-AssistU | $25.00 | 11/1/2011 12:57:59 PM |
TronMedici | $50.00 | 11/1/2011 3:41:16 PM |
suges | $25.00 | 11/1/2011 7:22:10 PM |
frogperson | $100.00 | 11/1/2011 8:58:14 PM |
proper-loot3 | $25.00 | 11/2/2011 5:04:56 AM |
extraordinary-velocity6 | $50.00 | 11/2/2011 10:20:07 AM |
graceful-investment | $32.83 | 11/2/2011 11:50:19 AM |
MJTimages_com | $30.00 | 11/2/2011 2:08:56 PM |
well-mannered-income3 | $30.00 | 11/2/2011 12:44:22 PM |
money-baron-Roth401k | $50.00 | 11/3/2011 11:10:15 AM |
km007 | $25.00 | 11/3/2011 5:07:29 PM |
principal-laser | $58.29 | 11/4/2011 5:30:57 AM |
papaloha | $25.00 | 11/3/2011 9:58:10 PM |
penny-sergeant | $25.00 | 11/4/2011 2:36:40 AM |
draggon77 | $25.00 | 11/4/2011 1:56:59 AM |
Starfin-Capital-Management | $85.24 | 11/4/2011 4:19:11 AM |
verticalhorizon | $25.08 | 11/4/2011 4:52:34 AM |
terrific-dough6 | $50.00 | 11/4/2011 9:58:12 AM |
wwwUniversal | $25.00 | 11/4/2011 11:41:58 AM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:24 PM |
first-compassion-oak | $25.00 | 11/4/2011 1:17:56 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
536311
This series of Notes was issued and sold upon the funding of the borrower loan #55748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 34% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 0m |
Amount delinquent:
| $5,130 |
Total credit lines:
| 61 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $92 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| compassion-poem |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Save My Home
Purpose of loan:
This loan will be used to...backpay on mortgage
My financial situation:
I am a good candidate for this loan because...I have a solid job, and make enough money to make monthly payments.
Monthly net income: $4560
Monthly expenses: $3490
Housing: $2000
Insurance: $50
Car expenses: $590
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 10/31/2011 9:07:43 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:21 AM |
finance-mushroom | $100.00 | 10/31/2011 9:45:33 AM |
HHP | $100.00 | 11/1/2011 10:04:43 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:35 AM |
tech310 | $50.00 | 11/1/2011 11:15:10 PM |
worth-blanket2 | $6,700.00 | 11/3/2011 11:06:12 AM |
TronMedici | $50.00 | 11/1/2011 3:41:18 PM |
well-mannered-income3 | $40.00 | 11/2/2011 12:49:12 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:29 AM |
triguy | $135.00 | 11/3/2011 1:26:46 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
536321
This series of Notes was issued and sold upon the funding of the borrower loan #55732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 41% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,033 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| eatncake |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 37 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2008)
740-759
(Apr-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 37 | | |
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to pay off two higher rate interest credit cards.
My financial situation:
I am a good candidate for this loan because I have an excellent repayment history on previous loans. I have a full-time civil service position which is stable. I am currently living in a low-rent situation which provides me the extra income to pay the monthly payment on the loan.
Monthly net income: $4000
Monthly expenses: $
Housing: $400
Insurance: $60
Car expenses: $100
Utilities: $70
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $479 (+750 on credit cards that will be consolidated with this loan.)
Other expenses: $500 student loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
truth-silo | $50.00 | 10/31/2011 5:31:45 PM |
figs4u2 | $100.00 | 10/31/2011 6:15:33 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:52 PM |
OldManP | $37.00 | 10/31/2011 8:28:27 PM |
riskreward | $250.00 | 10/31/2011 6:10:51 PM |
Zoramite | $25.00 | 10/31/2011 6:31:18 PM |
MoneyForNothing | $25.01 | 11/1/2011 12:14:26 AM |
janeybooboo | $100.00 | 11/1/2011 5:54:43 AM |
asset-cougar0 | $25.00 | 11/1/2011 5:03:24 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:48 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:47 AM |
john0720 | $25.00 | 11/1/2011 7:48:57 AM |
nimble-affluence4 | $25.00 | 11/1/2011 10:10:24 AM |
green-trade-dolphin2 | $100.00 | 11/1/2011 9:37:39 AM |
Lo0se_mo0se | $25.00 | 11/1/2011 9:46:31 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:39 AM |
investmentgroup | $25.00 | 11/1/2011 9:53:45 AM |
fervent-repayment | $25.00 | 11/1/2011 10:00:17 AM |
investment-artist | $27.01 | 11/1/2011 11:06:43 AM |
Epiphanic | $25.00 | 11/1/2011 1:56:57 PM |
fcrick | $25.00 | 11/1/2011 5:59:01 PM |
cablenews | $100.00 | 11/1/2011 6:19:58 PM |
payout-bridge | $75.00 | 11/1/2011 7:14:39 PM |
crw1950 | $43.34 | 11/1/2011 6:43:08 PM |
prohelper | $25.00 | 11/1/2011 6:56:04 PM |
Icon_88 | $25.00 | 11/1/2011 11:51:23 PM |
integrity-starter | $25.00 | 11/1/2011 9:46:09 PM |
RainyDayFunds | $25.00 | 11/2/2011 6:17:04 AM |
Domgabriel | $25.00 | 11/2/2011 4:04:15 AM |
autonomous-dedication5 | $36.17 | 11/2/2011 7:25:03 AM |
auction-seeker | $25.00 | 11/2/2011 7:32:21 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:51 AM |
organized-payment6 | $50.00 | 11/2/2011 6:08:06 AM |
devoider | $25.00 | 11/2/2011 6:36:32 AM |
shrewd-peace7 | $25.00 | 11/2/2011 7:44:13 AM |
Investor_DP | $100.00 | 11/2/2011 9:22:22 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:22 AM |
credit-maple5 | $100.00 | 11/2/2011 9:33:52 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:02 AM |
wwwUniversal | $25.00 | 11/2/2011 9:38:17 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:38 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:49 AM |
listing-trapper3 | $50.00 | 11/2/2011 11:01:45 AM |
compassion-artisan9 | $50.00 | 11/2/2011 11:13:39 AM |
Gr8Deal | $50.00 | 11/2/2011 11:14:24 AM |
affluence-birdie7 | $50.00 | 11/2/2011 10:48:56 AM |
atlvalet | $25.00 | 11/2/2011 11:48:15 AM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:31 PM |
graceful-investment | $25.00 | 11/2/2011 11:43:59 AM |
djh47a | $25.00 | 11/2/2011 1:48:23 PM |
bizzzond | $150.00 | 11/2/2011 12:01:22 PM |
RockpointCapital | $100.00 | 11/2/2011 12:24:09 PM |
Cherrypicker | $50.00 | 11/2/2011 12:50:55 PM |
iaffy | $50.00 | 11/2/2011 2:54:47 PM |
escharfer | $25.00 | 11/2/2011 1:08:04 PM |
skiberdad | $50.00 | 11/2/2011 1:00:32 PM |
hyperdrive566 | $26.56 | 11/2/2011 2:06:50 PM |
RecoveryLender | $25.00 | 11/2/2011 5:32:03 PM |
best-ingenious-funds | $25.00 | 11/2/2011 4:23:55 PM |
justice-allocator3 | $25.00 | 11/2/2011 5:05:29 PM |
rolltide09 | $25.00 | 11/2/2011 5:49:01 PM |
wlm3012 | $30.00 | 11/2/2011 5:22:54 PM |
susurrus | $50.00 | 11/2/2011 5:07:29 PM |
Jerrys1951 | $33.45 | 11/2/2011 5:26:29 PM |
micro-lender0 | $25.00 | 11/2/2011 5:49:51 PM |
palmetto933 | $50.00 | 11/2/2011 6:16:50 PM |
eloquent-bill6 | $25.00 | 11/2/2011 7:46:09 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:42 PM |
s270 | $50.00 | 11/2/2011 8:28:26 PM |
ethical-bid6 | $25.00 | 11/2/2011 10:38:48 PM |
vtrentster | $25.00 | 11/2/2011 7:08:23 PM |
justinology | $64.80 | 11/3/2011 12:26:51 AM |
Mark-7 | $50.00 | 11/3/2011 2:35:07 AM |
peaceful-farmer | $80.00 | 11/2/2011 7:58:08 PM |
TheArtOfLogic | $39.86 | 11/2/2011 7:32:04 PM |
s270 | $60.98 | 11/2/2011 8:20:16 PM |
elfincove | $25.00 | 11/2/2011 8:37:36 PM |
benjamins-britches | $36.50 | 11/2/2011 7:50:28 PM |
AJ6 | $26.75 | 11/2/2011 7:51:00 PM |
cassperr | $25.00 | 11/3/2011 6:10:37 AM |
doomsday18 | $25.00 | 11/3/2011 6:27:00 AM |
truth-poplar | $50.36 | 11/2/2011 10:05:35 PM |
vigilance-accruer | $25.00 | 11/2/2011 11:09:25 PM |
economy-popcorn | $25.00 | 11/3/2011 6:50:46 AM |
HenlopenCapital | $25.00 | 11/3/2011 1:43:10 AM |
MrJDL1971 | $101.00 | 11/3/2011 4:29:41 AM |
MoneyBadger | $25.00 | 11/3/2011 6:13:03 AM |
Christophe | $25.00 | 11/3/2011 6:56:58 AM |
the-discrete-income | $25.00 | 11/3/2011 9:01:43 AM |
cnovak | $25.00 | 11/3/2011 7:09:38 AM |
first-serene-credit | $25.00 | 11/3/2011 7:37:27 AM |
Molson Bank & Trust | $50.00 | 11/3/2011 8:25:39 AM |
doopers | $25.00 | 11/3/2011 8:42:09 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:07 AM |
graceful-investment | $50.00 | 11/3/2011 10:38:33 AM |
rupee-prairie | $25.00 | 11/3/2011 10:53:58 AM |
worth-blanket2 | $3,900.00 | 11/3/2011 11:05:13 AM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:21 PM |
pound-mushroom3 | $25.00 | 10/31/2011 6:06:23 PM |
responsibility-butterfly | $25.00 | 10/31/2011 5:43:36 PM |
Feyenoord | $30.00 | 10/31/2011 6:25:06 PM |
influential-benjamins0 | $100.00 | 10/31/2011 5:58:11 PM |
wise-deal-panda | $200.00 | 10/31/2011 6:11:27 PM |
cashhelp | $25.00 | 10/31/2011 5:05:14 PM |
thankful-nickel2 | $50.00 | 10/31/2011 7:56:14 PM |
Moe87 | $25.00 | 11/1/2011 3:22:29 AM |
GoGalt | $50.00 | 10/31/2011 8:07:48 PM |
optionscashflow | $250.00 | 10/31/2011 9:38:29 PM |
golffish2 | $100.00 | 11/1/2011 3:48:57 AM |
worldly-investment333 | $25.00 | 11/1/2011 8:39:40 AM |
peaceful-wealth0 | $50.00 | 11/1/2011 7:43:20 AM |
FinanceEngine | $40.00 | 11/1/2011 9:29:52 AM |
green-successful-note | $25.00 | 11/1/2011 9:30:54 AM |
marwadi-62 | $100.00 | 11/1/2011 9:36:29 AM |
resolute-justice413 | $100.00 | 11/1/2011 9:40:25 AM |
enterprising-credit2 | $100.00 | 11/1/2011 11:03:31 AM |
SolarMoonshine | $500.00 | 11/1/2011 3:58:45 PM |
credit-coach118 | $85.27 | 11/1/2011 1:57:57 PM |
frugalinvestor20 | $25.00 | 11/1/2011 2:09:52 PM |
income-buffalo1 | $100.00 | 11/1/2011 5:16:32 PM |
winegeek | $1,038.62 | 11/1/2011 4:37:25 PM |
gjm6d | $25.00 | 11/1/2011 5:02:59 PM |
real-return | $25.00 | 11/1/2011 5:11:45 PM |
Kaj | $25.00 | 11/1/2011 5:32:52 PM |
CashFlow13 | $100.00 | 11/1/2011 7:19:19 PM |
vutah | $25.00 | 11/1/2011 7:21:06 PM |
Zoomie | $25.00 | 11/1/2011 7:01:58 PM |
LateOneNight | $30.00 | 11/1/2011 7:41:35 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:21 AM |
Viamin | $25.00 | 11/1/2011 11:07:42 PM |
ScottCapital | $25.00 | 11/2/2011 5:31:04 AM |
heavenly-treasure542 | $25.00 | 11/2/2011 4:24:57 AM |
Rivervale_Westwood | $50.00 | 11/2/2011 4:52:30 AM |
COCHINOBOY | $48.70 | 11/2/2011 8:33:48 AM |
nimble-nickel | $75.00 | 11/2/2011 8:23:57 AM |
saraven01 | $43.08 | 11/2/2011 8:48:41 AM |
seabass123 | $38.86 | 11/2/2011 8:44:04 AM |
mflawyer | $35.00 | 11/2/2011 9:15:46 AM |
green28 | $200.00 | 11/2/2011 10:33:37 AM |
ore-dojo | $100.00 | 11/2/2011 11:02:56 AM |
ethical-truth211 | $500.00 | 11/2/2011 11:06:47 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:05 AM |
1NiceLender | $25.25 | 11/2/2011 12:45:09 PM |
KADENA462 | $25.00 | 11/2/2011 1:40:28 PM |
gracej | $25.00 | 11/2/2011 1:58:01 PM |
WSTRDG | $25.00 | 11/2/2011 2:26:12 PM |
bold-basis-supernova | $108.04 | 11/2/2011 4:57:23 PM |
transaction-engine6 | $25.00 | 11/2/2011 3:06:04 PM |
please-repay | $150.00 | 11/2/2011 4:06:49 PM |
orange-spiritual-contract | $50.00 | 11/2/2011 3:41:15 PM |
diablorulz | $75.00 | 11/2/2011 4:31:04 PM |
Bank42 | $25.00 | 11/2/2011 4:33:32 PM |
icon7 | $50.00 | 11/2/2011 4:38:50 PM |
Sierrahh | $25.00 | 11/2/2011 4:04:48 PM |
wi-cook | $100.00 | 11/2/2011 4:51:58 PM |
damage | $25.00 | 11/2/2011 4:22:47 PM |
katnmouse | $25.00 | 11/2/2011 4:44:34 PM |
gilbrear | $25.00 | 11/2/2011 6:20:20 PM |
innovator10 | $43.00 | 11/2/2011 6:26:13 PM |
Cash4U2also | $25.00 | 11/2/2011 7:42:29 PM |
KileNSmyth4 | $32.24 | 11/2/2011 7:49:45 PM |
roi-advantage | $25.00 | 11/2/2011 9:22:33 PM |
durability-ruler | $78.08 | 11/2/2011 6:56:28 PM |
loot-castanets | $25.00 | 11/2/2011 7:08:03 PM |
PPlleeaasseePayMeBack | $25.00 | 11/2/2011 7:29:16 PM |
platinum-czar | $25.00 | 11/2/2011 7:35:17 PM |
Weaverville | $25.00 | 11/2/2011 7:56:01 PM |
benefit-trident | $25.00 | 11/3/2011 4:11:19 AM |
bluestarman08 | $25.66 | 11/2/2011 9:20:18 PM |
cgoca | $25.00 | 11/3/2011 5:47:25 AM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:52 PM |
GElender | $50.00 | 11/3/2011 6:18:19 AM |
investorrr | $50.00 | 11/2/2011 11:13:35 PM |
market-genome7 | $25.00 | 11/3/2011 1:41:39 AM |
kulender | $100.00 | 11/3/2011 6:36:07 AM |
tomdooley12520 | $35.00 | 11/3/2011 1:43:34 AM |
RetiredATC | $50.00 | 11/3/2011 3:15:26 AM |
dynamic-platinum | $25.00 | 11/3/2011 4:50:24 AM |
peace-cell2 | $27.57 | 11/3/2011 8:38:02 AM |
credit-investor5 | $50.00 | 11/3/2011 7:24:09 AM |
maharaja | $25.00 | 11/3/2011 9:25:59 AM |
Scottyd911 | $50.00 | 11/3/2011 8:07:12 AM |
1stBankAndHal | $50.07 | 11/3/2011 8:12:17 AM |
truth-vault4 | $25.00 | 11/3/2011 9:45:02 AM |
promise2 | $63.82 | 11/3/2011 9:08:35 AM |
Elefunt | $25.00 | 11/3/2011 10:24:45 AM |
contract-coup | $25.00 | 11/3/2011 10:11:04 AM |
187 Investments
|
Borrower Payment Dependent Notes Series
536327
This series of Notes was issued and sold upon the funding of the borrower loan #55733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 20% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,225 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| nickel-bonaza0 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2010)
|
Principal balance:
| $2,243.67 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Starting Over
Purpose of loan:
This loan will be used to consolidate other outstanding debts.
My financial situation:
I am a good candidate for this loan because I have a stable job. I have always paid my loans on time. I have had a bad year with a past illness. This caused me to get behind in my mortgage. Therefore lowering my credit score. My goal is to consolidate credit cards into a loan so I can become debt free.
Monthly net income: $4000
Monthly expenses: $
Housing: $1200
Insurance: $
Car expenses: $0
Utilities: $60
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $320
Credit cards and other loans: $400
Other expenses: $
tax bill $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
desertoasis | $25.00 | 11/3/2011 10:07:43 AM |
green-trade-dolphin | $30.73 | 10/30/2011 12:02:10 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:27 PM |
progressive-economy261 | $400.00 | 10/30/2011 12:30:11 PM |
dollardave | $50.00 | 10/30/2011 4:35:25 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:24 PM |
monster4 | $50.00 | 10/30/2011 5:25:29 PM |
the-adventurous-capital | $25.00 | 10/30/2011 5:20:52 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:32 PM |
SLN-10 | $25.00 | 10/30/2011 7:10:31 PM |
sjo1984111 | $25.00 | 10/31/2011 4:36:39 AM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:55 AM |
chameleon125 | $25.00 | 10/31/2011 7:09:18 AM |
DiligentiaLLC | $64.12 | 10/31/2011 8:10:50 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:37 AM |
e4gf8e | $25.00 | 10/31/2011 12:32:37 PM |
john0720 | $25.00 | 10/31/2011 12:29:45 PM |
loot-geyser1 | $25.00 | 10/31/2011 4:41:02 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:40 PM |
Greenbak | $25.00 | 10/31/2011 6:58:47 PM |
treasure-bliss | $25.00 | 10/31/2011 5:54:46 PM |
heerzaquestion | $30.00 | 10/31/2011 7:31:54 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:11 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:19 AM |
miked8303 | $50.00 | 11/1/2011 8:15:27 AM |
mlj0671 | $25.00 | 11/1/2011 7:55:37 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:50 AM |
Angel_Investor_7 | $25.00 | 11/1/2011 9:35:19 AM |
CA-Lender | $25.00 | 11/1/2011 8:58:02 AM |
bassman2 | $25.00 | 11/1/2011 9:54:00 AM |
life-is-great | $25.00 | 11/1/2011 10:53:49 AM |
Epiphanic | $25.00 | 11/1/2011 11:38:02 AM |
ruxpin1976 | $25.00 | 11/1/2011 12:22:14 PM |
TronMedici | $50.00 | 11/1/2011 3:41:17 PM |
Green_Bay_Packers | $25.00 | 11/1/2011 2:55:57 PM |
MrBailey | $25.00 | 11/1/2011 5:02:21 PM |
JohnSmallberries | $25.00 | 11/1/2011 5:03:51 PM |
jazzlender | $25.00 | 11/1/2011 7:27:17 PM |
payout-bridge | $25.00 | 11/1/2011 7:15:25 PM |
gold-cluster | $50.00 | 11/1/2011 9:42:18 PM |
wealth-tremolo7 | $25.00 | 11/2/2011 4:29:48 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:46 AM |
green-successful-note | $25.00 | 11/2/2011 9:05:04 AM |
Jack55304 | $200.00 | 11/2/2011 10:28:04 AM |
twister738 | $25.00 | 11/2/2011 10:22:00 AM |
jmeasn | $100.00 | 11/2/2011 11:32:33 AM |
graceful-investment | $25.00 | 11/2/2011 11:40:50 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:01 AM |
papaloha | $25.00 | 11/2/2011 11:33:39 AM |
rmpedi33 | $50.00 | 11/2/2011 11:56:24 AM |
blackstar | $25.00 | 11/2/2011 11:56:52 AM |
grc522 | $50.00 | 11/2/2011 1:50:43 PM |
tender-commerce8 | $50.00 | 11/2/2011 12:13:30 PM |
escharfer | $25.00 | 11/2/2011 1:08:03 PM |
Reinadog9 | $25.00 | 11/2/2011 4:23:36 PM |
iaffy | $50.00 | 11/2/2011 2:54:37 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:07 PM |
durability-ruler | $25.00 | 11/2/2011 6:59:26 PM |
platinum-czar | $26.72 | 11/2/2011 7:36:07 PM |
melodious-fairness | $25.00 | 11/2/2011 6:29:37 PM |
cnovak | $25.00 | 11/2/2011 9:55:21 PM |
money-bauble | $200.00 | 11/3/2011 4:17:47 AM |
bazaar-festivity | $100.00 | 11/2/2011 9:37:18 PM |
villagers | $25.00 | 11/2/2011 9:45:56 PM |
durability-starfish | $25.00 | 11/2/2011 9:47:16 PM |
GElender | $30.00 | 11/3/2011 6:19:05 AM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:37 AM |
DreDub | $50.00 | 11/3/2011 9:07:57 AM |
shrewd-peace7 | $25.00 | 11/3/2011 9:24:30 AM |
the-discrete-income | $25.00 | 11/3/2011 9:01:43 AM |
green28 | $200.00 | 11/3/2011 9:11:08 AM |
truth-vault4 | $25.00 | 11/3/2011 9:45:01 AM |
DENARA | $25.00 | 11/3/2011 10:34:46 AM |
the-dollar-topper | $110.00 | 11/3/2011 10:53:18 AM |
social-zebra | $30.00 | 11/3/2011 11:56:50 AM |
wwwUniversal | $25.00 | 11/3/2011 11:34:58 AM |
tolerant-truth2 | $21.72 | 11/3/2011 12:37:50 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:36 PM |
finance-mushroom | $100.00 | 10/30/2011 12:10:32 PM |
Kash2010lu | $40.00 | 10/30/2011 12:17:04 PM |
prohelper | $25.00 | 10/30/2011 1:03:04 PM |
important-openness1 | $100.00 | 10/30/2011 1:11:47 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:19 PM |
DER | $25.00 | 10/30/2011 4:38:59 PM |
Tscheddar | $25.00 | 10/30/2011 6:59:31 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:05 PM |
coin-investor | $25.00 | 10/31/2011 5:12:48 AM |
Feyenoord | $30.00 | 10/30/2011 8:47:43 PM |
golffish2 | $25.00 | 10/31/2011 4:16:01 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:57 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:45 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:18 AM |
diplomatic-wealth7 | $25.00 | 10/31/2011 10:29:21 AM |
competitor119 | $25.00 | 10/31/2011 11:22:42 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:42 AM |
FinanceEngine | $35.00 | 10/31/2011 11:47:15 AM |
6moonbeams | $25.00 | 10/31/2011 1:56:53 PM |
stolirocks01 | $50.00 | 10/31/2011 6:29:54 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:38 AM |
social-hunter5 | $25.00 | 11/1/2011 5:54:07 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:21 AM |
evnagelist | $25.00 | 11/1/2011 9:04:56 AM |
bold-treasure-neutrino | $30.00 | 11/1/2011 8:07:23 AM |
orange-preeminant-bill | $25.00 | 11/1/2011 9:58:42 AM |
resolute-justice413 | $100.00 | 11/1/2011 9:41:11 AM |
tnjohnso | $25.00 | 11/1/2011 9:52:51 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:27 AM |
rs999 | $25.00 | 11/1/2011 10:58:09 AM |
cablenews | $100.00 | 11/1/2011 10:59:00 AM |
economy-producer | $25.00 | 11/1/2011 5:20:26 PM |
yield-trader | $25.00 | 11/1/2011 4:24:16 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:35 PM |
idastmerchants | $25.00 | 11/1/2011 5:11:55 PM |
arsisi | $25.00 | 11/1/2011 5:20:34 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:31 PM |
smoothmoniker | $25.00 | 11/1/2011 5:26:47 PM |
Kaj | $25.00 | 11/1/2011 5:32:50 PM |
fcrick | $25.00 | 11/1/2011 5:58:59 PM |
fulfilling-investment4 | $29.00 | 11/1/2011 8:30:09 PM |
wise-rupee-sanctuary | $38.00 | 11/1/2011 9:26:18 PM |
CalBear08 | $25.00 | 11/1/2011 11:28:04 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:20 AM |
heloswimmer | $25.00 | 11/2/2011 8:55:30 AM |
top-asset-chemistry | $25.00 | 11/2/2011 9:31:20 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:00 AM |
RockpointCapital | $100.00 | 11/2/2011 12:26:22 PM |
rogue_monster | $50.00 | 11/2/2011 12:35:47 PM |
well-mannered-income3 | $50.00 | 11/2/2011 12:39:33 PM |
skiberdad | $50.00 | 11/2/2011 1:00:30 PM |
mpatrick | $50.00 | 11/2/2011 2:12:43 PM |
gilbrear | $25.00 | 11/2/2011 6:24:38 PM |
PPlleeaasseePayMeBack | $25.00 | 11/2/2011 7:29:15 PM |
Weaverville | $25.00 | 11/2/2011 7:55:58 PM |
mighty-payout1 | $25.00 | 11/3/2011 5:09:40 AM |
high_flyer | $100.00 | 11/2/2011 10:53:35 PM |
market-clarinet | $50.73 | 11/2/2011 11:00:41 PM |
treasure-generator | $25.00 | 11/3/2011 5:11:52 AM |
shmb6508 | $50.00 | 11/3/2011 9:34:29 AM |
finance-prescription | $35.00 | 11/3/2011 9:05:21 AM |
Peacepower | $37.05 | 11/3/2011 10:04:32 AM |
careful-note1 | $31.93 | 11/3/2011 10:06:51 AM |
discrete-asset | $25.00 | 11/3/2011 10:14:19 AM |
damage | $25.00 | 11/3/2011 10:16:47 AM |
missile8 | $25.00 | 11/3/2011 10:25:37 AM |
worth-blanket2 | $3,600.00 | 11/3/2011 11:06:06 AM |
145 Investments
|
Borrower Payment Dependent Notes Series
536335
This series of Notes was issued and sold upon the funding of the borrower loan #55518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $76.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 2m |
Amount delinquent:
| $329 |
Total credit lines:
| 14 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,670 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mjm906 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
720-739
(Jul-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
House on the market
Purpose of loan: Bridge until I sell my house
This loan will be used to... maintain my mortgage payments.
My financial situation: Fair
I am a good candidate for this loan because... I've borrowed through Prosper in August 2008 and paid off that $15,000 loan without missing a payment.
Monthly net income: $48,000
Housing: $2,400
Insurance: $78
Car expenses: $0
Utilities: $140
Phone, cable, internet: $100
Food, entertainment: $160
Clothing, household expenses: $90
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
NekHoldings | $25.00 | 10/31/2011 9:03:50 AM |
clemclan | $50.00 | 10/31/2011 9:13:21 AM |
Dusigrosz | $100.00 | 10/31/2011 9:04:15 AM |
real-return | $30.00 | 10/31/2011 9:48:59 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:22 AM |
SweatyBalls | $25.00 | 10/31/2011 10:02:43 AM |
mike_banker | $100.00 | 10/31/2011 9:35:31 AM |
djh47a | $25.00 | 10/31/2011 10:35:04 AM |
SolarMoonshine | $25.00 | 10/31/2011 9:51:34 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:20 AM |
wise-deal-panda | $200.00 | 10/31/2011 10:19:38 AM |
bnlforever | $50.00 | 10/31/2011 11:39:53 AM |
Mikale360 | $25.00 | 10/31/2011 10:56:17 AM |
prohelper | $25.00 | 10/31/2011 10:11:17 AM |
GS-ROCK | $25.00 | 10/31/2011 12:31:52 PM |
janeybooboo | $61.16 | 10/31/2011 12:38:26 PM |
figs4u2 | $100.00 | 10/31/2011 9:31:57 AM |
important-openness1 | $100.00 | 10/31/2011 9:13:48 AM |
influential-benjamins0 | $100.00 | 10/31/2011 10:29:36 AM |
competitor119 | $25.00 | 10/31/2011 11:22:43 AM |
pound-mushroom3 | $25.00 | 10/31/2011 10:15:25 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:28 AM |
thankful-nickel2 | $25.00 | 10/31/2011 12:01:25 PM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:15 AM |
glroark | $150.00 | 10/31/2011 11:34:01 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:44 AM |
transparency-universe8 | $36.00 | 10/31/2011 1:04:10 PM |
unafraid-cash2 | $39.00 | 10/31/2011 1:20:42 PM |
6moonbeams | $7.57 | 10/31/2011 1:56:54 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
536337
This series of Notes was issued and sold upon the funding of the borrower loan #55616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $420.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 40% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,517 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hailey9911 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 78 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
700-719
(Jun-2008)
720-739
(Nov-2007)
|
Principal balance:
| $4,081.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 78 | | |
Description
debt consoldation
Purpose of loan:
This loan will be used to..payoff smaller loans.
My financial situation:
I am a good candidate for this loan because. i have paid off two previous loans and i am in good standing with my third Prosper loan...
Monthly net income: $6500
Monthly expenses: $450
Housing: $1355
Insurance: $164
Car expenses: $0
Utilities: $300
Phone, cable, internet: $50
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $54.69 | 10/30/2011 12:08:20 PM |
Pebbles-Lending | $25.00 | 10/30/2011 12:16:31 PM |
figs4u2 | $100.00 | 10/30/2011 12:40:24 PM |
prohelper | $25.00 | 10/30/2011 1:03:05 PM |
influential-benjamins0 | $100.00 | 10/30/2011 1:03:29 PM |
janeybooboo | $50.00 | 10/30/2011 12:02:03 PM |
susurrus | $50.00 | 10/30/2011 1:17:52 PM |
LittleMingo | $40.00 | 10/30/2011 12:02:19 PM |
progressive-economy261 | $400.00 | 10/30/2011 12:30:12 PM |
important-openness1 | $100.00 | 10/30/2011 1:11:48 PM |
wise-deal-panda | $200.00 | 10/30/2011 1:10:53 PM |
pound-mushroom3 | $25.00 | 10/30/2011 1:25:26 PM |
CincyTex | $25.00 | 10/30/2011 2:38:23 PM |
Zoramite | $25.00 | 10/30/2011 1:27:36 PM |
real-return | $40.00 | 10/30/2011 4:25:25 PM |
payout-bridge | $250.00 | 10/30/2011 4:15:10 PM |
SLN-10 | $50.00 | 10/30/2011 7:09:44 PM |
The_Phantom | $25.00 | 10/30/2011 7:11:17 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:20 PM |
jonmars | $25.00 | 10/30/2011 4:38:29 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:32 PM |
Tscheddar | $25.00 | 10/30/2011 6:58:27 PM |
Feyenoord | $30.00 | 10/30/2011 8:43:14 PM |
OldManP | $78.00 | 10/30/2011 9:42:38 PM |
SolarMoonshine | $25.00 | 10/30/2011 5:41:49 PM |
chemistry220 | $25.00 | 10/30/2011 5:57:45 PM |
sensible-fund | $30.00 | 10/30/2011 6:15:22 PM |
DiligentiaLLC | $100.00 | 10/30/2011 8:49:42 PM |
golffish2 | $25.00 | 10/31/2011 4:16:23 AM |
GoGalt | $50.00 | 10/30/2011 10:20:00 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:05 PM |
s270 | $75.00 | 10/30/2011 8:32:40 PM |
icanhasloanz | $50.00 | 10/31/2011 4:05:53 AM |
KillBill | $25.00 | 10/31/2011 6:20:20 AM |
USMCR | $25.00 | 10/31/2011 6:28:18 AM |
EEasyMoney | $25.00 | 10/31/2011 7:10:40 AM |
marwadi-62 | $300.00 | 10/31/2011 7:52:55 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:57 AM |
bzlbub | $25.00 | 10/31/2011 7:35:35 AM |
jcholloway831 | $25.00 | 10/31/2011 6:59:12 AM |
kindness-fanatic | $360.00 | 10/31/2011 9:13:25 AM |
a-reasonable-return | $25.00 | 10/31/2011 7:36:21 AM |
calmfunds | $500.00 | 10/31/2011 7:42:35 AM |
economy-ringleader048 | $25.00 | 10/31/2011 10:03:25 AM |
PaulW | $40.00 | 10/31/2011 10:08:29 AM |
mike_banker | $100.00 | 10/31/2011 9:35:30 AM |
lotus6 | $25.00 | 10/31/2011 10:07:42 AM |
competitor119 | $25.00 | 10/31/2011 11:22:42 AM |
bnlforever | $50.00 | 10/31/2011 11:39:53 AM |
TikPmp1 | $25.00 | 10/31/2011 11:07:27 AM |
bradny | $25.00 | 10/31/2011 12:37:18 PM |
thankful-nickel2 | $50.00 | 10/31/2011 11:56:06 AM |
dollar-authority | $68.87 | 10/31/2011 11:56:57 AM |
unafraid-cash2 | $39.00 | 10/31/2011 1:20:42 PM |
glroark | $50.00 | 10/31/2011 11:35:00 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:43 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:40 PM |
6moonbeams | $25.00 | 10/31/2011 1:56:54 PM |
dime-sapling | $25.00 | 10/31/2011 3:57:43 PM |
melodious-fairness | $62.79 | 10/31/2011 2:31:17 PM |
HammerSmith | $26.74 | 10/31/2011 2:36:38 PM |
lostperception | $25.00 | 10/31/2011 2:56:40 PM |
EretzCapital | $75.00 | 10/31/2011 3:17:05 PM |
shrewd-income | $100.00 | 10/31/2011 3:49:18 PM |
Astyanax | $110.00 | 10/31/2011 3:55:50 PM |
social-cocktail1 | $200.00 | 10/31/2011 6:24:10 PM |
troubleman50 | $65.00 | 10/31/2011 6:42:38 PM |
handy-point5 | $25.00 | 10/31/2011 4:52:52 PM |
commerce-renewal | $100.00 | 10/31/2011 8:53:54 PM |
payment-halo | $25.00 | 10/31/2011 6:58:49 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:11 PM |
lotus-carrion6 | $30.24 | 10/31/2011 11:41:50 PM |
JCM_MN | $30.00 | 10/31/2011 6:18:07 PM |
gotjack | $60.00 | 11/1/2011 2:47:36 AM |
bright-currency3 | $250.00 | 10/31/2011 6:39:41 PM |
divedude | $25.00 | 10/31/2011 11:58:00 PM |
AF-Chief | $50.00 | 10/31/2011 7:50:42 PM |
888GoldIngots | $36.28 | 11/1/2011 4:32:17 AM |
Moe87 | $25.81 | 11/1/2011 3:26:09 AM |
optionscashflow | $26.38 | 10/31/2011 9:22:03 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:39 AM |
new-social-economist | $80.00 | 11/1/2011 12:28:06 AM |
asset-cougar0 | $25.00 | 11/1/2011 5:00:31 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:45 AM |
MoneyForNothing | $97.44 | 11/1/2011 5:32:10 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:52 AM |
doopers | $25.00 | 11/1/2011 5:50:29 AM |
janeybooboo | $50.00 | 11/1/2011 5:50:37 AM |
revenue-associate | $30.00 | 11/1/2011 7:37:57 AM |
mlj0671 | $25.00 | 11/1/2011 7:55:37 AM |
please-repay | $100.00 | 11/1/2011 5:34:58 AM |
friendinmoney | $25.00 | 11/1/2011 8:12:37 AM |
Bob450 | $30.00 | 11/1/2011 7:08:15 AM |
fantastic-wampum1 | $100.00 | 11/1/2011 7:08:41 AM |
intrepid-loot | $25.00 | 11/1/2011 6:17:47 AM |
lendstats_com | $300.00 | 11/1/2011 8:01:44 AM |
AndChicksforFree | $63.99 | 11/1/2011 8:02:55 AM |
first-serene-credit | $19.98 | 11/1/2011 8:34:34 AM |
bold-treasure-neutrino | $100.00 | 11/1/2011 8:16:20 AM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:28 PM |
grnii78 | $100.00 | 10/30/2011 12:15:56 PM |
NekHoldings | $25.00 | 10/30/2011 1:22:05 PM |
investment-artist | $27.01 | 10/30/2011 12:35:08 PM |
atlas-shrugged | $200.00 | 10/30/2011 12:59:46 PM |
amlu1988 | $25.00 | 10/30/2011 2:32:28 PM |
sflash | $25.00 | 10/30/2011 2:10:05 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:25 PM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:55 AM |
Scotcha | $50.00 | 10/31/2011 5:53:18 AM |
Mikale360 | $25.00 | 10/30/2011 11:39:30 PM |
economy-coup | $50.00 | 10/31/2011 12:30:30 AM |
financial-frenzy | $50.00 | 10/31/2011 6:14:03 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:59 AM |
sjo1984111 | $25.00 | 10/31/2011 4:36:40 AM |
SweatyBalls | $25.00 | 10/31/2011 8:02:00 AM |
Preteur | $25.00 | 10/31/2011 6:39:06 AM |
beaker | $25.02 | 10/31/2011 7:22:09 AM |
DadWarbucks | $40.00 | 10/31/2011 8:39:27 AM |
chameleon125 | $50.00 | 10/31/2011 7:09:56 AM |
peaceful-wealth0 | $100.00 | 10/31/2011 9:00:50 AM |
chad-bro-chill | $25.00 | 10/31/2011 8:20:35 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:19 AM |
EmmaDog44 | $25.00 | 10/31/2011 9:42:29 AM |
treasure-bliss | $25.00 | 10/31/2011 9:17:53 AM |
mpatrick | $75.00 | 10/31/2011 9:57:50 AM |
moola-buddy | $26.62 | 10/31/2011 10:01:32 AM |
nex | $25.00 | 10/31/2011 10:11:32 AM |
texrob20 | $25.00 | 10/31/2011 10:18:04 AM |
orange-preeminant-bill | $25.00 | 10/31/2011 9:27:58 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:14 AM |
FinanceEngine | $50.00 | 10/31/2011 11:44:36 AM |
ethical-truth211 | $199.06 | 10/31/2011 11:55:44 AM |
e4gf8e | $100.00 | 10/31/2011 9:57:57 AM |
pposFUNDing | $29.22 | 10/31/2011 10:00:47 AM |
goodhearted-generosity511 | $25.00 | 10/31/2011 11:45:43 AM |
creative-bill8 | $41.75 | 10/31/2011 11:30:10 AM |
VitaminFunk | $25.00 | 10/31/2011 4:00:49 PM |
vennp | $50.00 | 10/31/2011 12:36:54 PM |
tidy-generosity | $25.00 | 10/31/2011 1:14:42 PM |
hopeful-silver5 | $25.00 | 10/31/2011 1:33:23 PM |
ChoiceInvestments | $33.50 | 10/31/2011 1:42:01 PM |
Spaceman838 | $25.00 | 10/31/2011 4:46:41 PM |
jelly1126 | $50.00 | 10/31/2011 2:32:32 PM |
thoughtful-contract984 | $97.84 | 10/31/2011 2:35:16 PM |
Jordan1123 | $25.00 | 10/31/2011 2:41:50 PM |
omegamon1 | $30.00 | 10/31/2011 3:37:37 PM |
exciting-responsibility3 | $25.00 | 10/31/2011 6:14:34 PM |
nri22 | $25.00 | 10/31/2011 6:05:07 PM |
Greenbak | $25.00 | 10/31/2011 6:58:48 PM |
investment-comet | $25.00 | 10/31/2011 7:29:30 PM |
rautility | $50.00 | 10/31/2011 6:33:08 PM |
heerzaquestion | $50.00 | 10/31/2011 7:32:39 PM |
fantastic-leverage6 | $25.00 | 10/31/2011 10:19:06 PM |
vigorous-market5 | $200.00 | 10/31/2011 10:37:09 PM |
enlighter | $38.47 | 10/31/2011 11:12:59 PM |
credit-kahuna | $100.00 | 10/31/2011 11:45:57 PM |
GetItRight | $25.00 | 10/31/2011 6:28:30 PM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:02:18 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:11 PM |
currency-trophy | $25.00 | 11/1/2011 4:55:05 AM |
vigilance-frontier | $25.00 | 11/1/2011 5:01:39 AM |
Pasagam | $50.00 | 11/1/2011 5:20:41 AM |
market-clarinet | $100.00 | 11/1/2011 1:38:01 AM |
MAYBROOK | $35.00 | 11/1/2011 5:28:59 AM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:19 AM |
songbird98 | $25.00 | 11/1/2011 6:03:05 AM |
coin-investor | $25.00 | 11/1/2011 5:12:45 AM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:22 AM |
suave-dime6 | $25.00 | 11/1/2011 6:00:38 AM |
openness-prospector | $25.00 | 11/1/2011 7:51:29 AM |
auction-turtle0 | $25.00 | 11/1/2011 6:49:08 AM |
MoneyBadger | $25.00 | 11/1/2011 6:51:00 AM |
social-hunter5 | $27.00 | 11/1/2011 5:54:32 AM |
midnight24 | $29.36 | 11/1/2011 7:01:02 AM |
GElender | $40.00 | 11/1/2011 5:55:11 AM |
helpful-listing | $25.00 | 11/1/2011 5:58:08 AM |
irrelevant | $25.00 | 11/1/2011 6:05:07 AM |
Southbay96 | $40.00 | 11/1/2011 8:16:47 AM |
The-Helper | $25.00 | 11/1/2011 6:29:05 AM |
owhite2000 | $50.00 | 11/1/2011 6:36:53 AM |
digitaldan | $50.00 | 11/1/2011 7:37:07 AM |
vtrentster | $25.00 | 11/1/2011 6:59:44 AM |
elfincove | $25.00 | 11/1/2011 7:14:19 AM |
genuine-money | $100.00 | 11/1/2011 8:05:29 AM |
cerebral-dollar773 | $50.00 | 11/1/2011 7:33:55 AM |
SubmergedPilot | $25.00 | 11/1/2011 8:16:44 AM |
Whatssofunnybout | $27.73 | 11/1/2011 8:18:09 AM |
Chesterite | $160.94 | 11/1/2011 8:25:07 AM |
moneybags16 | $25.00 | 11/1/2011 8:31:34 AM |
189 Investments
|
Borrower Payment Dependent Notes Series
536353
This series of Notes was issued and sold upon the funding of the borrower loan #55795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| repayment-sensation |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
|
Principal balance:
| $2,207.38 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Computer + Debt Consolidation
Purpose of loan:
This loan will be used to purchase a laptop which I need for both business and school purposes. The remainder of the loan will be used to pay off a small amount I owe unemployment from last year.
My financial situation:
I am a good candidate for this loan because I have a stable job with suitable income. I also have another Prosper loan currently open which I used to purchase an older vehicle. I'm current on that loan and have always paid on time.
Monthly net income: $1800
Housing: $400
Car expenses: $80
Utilities: $125
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $450 (which this loan will be used to pay off)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CA-Lender | $25.00 | 11/1/2011 9:01:51 AM |
green-trade-dolphin | $34.26 | 11/1/2011 9:02:09 AM |
HHP | $100.00 | 11/1/2011 10:04:44 AM |
SolarMoonshine | $25.00 | 11/1/2011 10:06:50 AM |
wise-deal-panda | $200.00 | 11/1/2011 10:13:40 AM |
Epiphanic | $10.74 | 11/1/2011 11:57:23 AM |
pembull | $50.00 | 11/1/2011 9:05:42 AM |
pound-mushroom3 | $25.00 | 11/1/2011 9:28:17 AM |
worthy-bid8 | $50.00 | 11/1/2011 9:30:00 AM |
money-fort | $30.00 | 11/1/2011 9:05:42 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:40 AM |
SLN-10 | $100.00 | 11/1/2011 9:07:26 AM |
Kash2010lu | $25.00 | 11/1/2011 9:24:15 AM |
seabassx | $25.00 | 11/1/2011 10:11:22 AM |
finance-mushroom | $100.00 | 11/1/2011 10:14:44 AM |
whitegold24k | $100.00 | 11/1/2011 9:32:51 AM |
well-rounded-payout0 | $50.00 | 11/1/2011 10:31:37 AM |
blitzen40 | $25.00 | 11/1/2011 9:42:58 AM |
whitegold24k | $200.00 | 11/1/2011 9:43:14 AM |
platinum-boss2 | $25.00 | 11/1/2011 9:56:18 AM |
enterprising-credit2 | $25.00 | 11/1/2011 11:03:32 AM |
suave-dime6 | $25.00 | 11/1/2011 10:35:00 AM |
investment-daydream | $25.00 | 11/1/2011 11:16:20 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:32 AM |
five-star-note | $250.00 | 11/1/2011 10:55:17 AM |
Mikale360 | $25.00 | 11/1/2011 11:09:36 AM |
contract-lionheart | $200.00 | 11/1/2011 11:22:38 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
536363
This series of Notes was issued and sold upon the funding of the borrower loan #55820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $208.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 22y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,199 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-loyalty-enclave |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...consolidate
My financial situation: good
I am a good candidate for this loan because...
On time payments - never late
Monthly net income: $6800
Monthly expenses: $
Housing: $983
Insurance: $53
Car expenses: $0
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $250
Credit cards and other loans: $330
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 10/30/2011 12:10:33 PM |
grammaspurse | $25.00 | 10/30/2011 12:13:24 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:30 PM |
amlu1988 | $25.00 | 10/30/2011 2:21:04 PM |
prohelper | $25.00 | 10/30/2011 1:03:05 PM |
fervent-repayment | $25.00 | 10/30/2011 1:05:04 PM |
important-openness1 | $100.00 | 10/30/2011 1:11:48 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:20 PM |
real-return | $25.00 | 10/30/2011 4:26:13 PM |
SolarMoonshine | $50.00 | 10/30/2011 3:10:21 PM |
dollardave | $50.00 | 10/30/2011 4:35:25 PM |
DER | $25.00 | 10/30/2011 4:38:59 PM |
credit-coach118 | $35.46 | 10/30/2011 4:27:55 PM |
daekpon | $40.00 | 10/30/2011 9:04:05 PM |
LoanerPrincipal | $25.00 | 10/30/2011 9:10:21 PM |
icanhasloanz | $100.00 | 10/31/2011 4:04:10 AM |
worldly-investment333 | $25.00 | 10/30/2011 9:11:46 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:32 PM |
golffish2 | $25.00 | 10/31/2011 4:16:56 AM |
Mikale360 | $25.00 | 10/30/2011 11:43:03 PM |
massuot | $25.00 | 10/31/2011 12:57:15 AM |
icanhasloanz | $50.00 | 10/31/2011 4:06:26 AM |
Beechturner | $40.00 | 10/31/2011 5:31:00 AM |
suave-dime6 | $25.00 | 10/31/2011 6:27:16 AM |
durability-halibut | $25.00 | 10/31/2011 8:26:06 AM |
impeccable-ore3 | $25.00 | 10/31/2011 8:29:43 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:57 AM |
Christophe | $25.00 | 10/31/2011 7:28:15 AM |
brightest-income-hunter | $50.00 | 10/31/2011 8:29:31 AM |
dsgfl1 | $120.00 | 10/31/2011 8:39:58 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:19 AM |
competitor119 | $25.00 | 10/31/2011 11:22:42 AM |
Petiza | $25.00 | 10/31/2011 10:10:31 AM |
thankful-nickel2 | $25.00 | 10/31/2011 12:00:11 PM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:43 AM |
e4gf8e | $25.00 | 10/31/2011 12:32:37 PM |
EL_Papin | $75.00 | 10/31/2011 12:55:25 PM |
goodhearted-generosity511 | $25.00 | 10/31/2011 11:43:28 AM |
Rogelio48 | $30.00 | 10/31/2011 2:04:25 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:38 AM |
john0720 | $25.00 | 10/31/2011 12:29:46 PM |
Astyanax | $90.00 | 10/31/2011 3:51:59 PM |
6moonbeams | $25.00 | 10/31/2011 1:56:54 PM |
thorough-yield1 | $67.65 | 10/31/2011 2:09:29 PM |
wealth-multiplier | $25.00 | 10/31/2011 4:46:31 PM |
jjswanso | $25.00 | 10/31/2011 6:28:49 PM |
stolirocks01 | $50.00 | 10/31/2011 6:29:54 PM |
jpaulnyc | $28.49 | 10/31/2011 4:49:02 PM |
loss-of-control | $110.00 | 10/31/2011 6:13:29 PM |
evan | $25.00 | 10/31/2011 7:29:54 PM |
irrelevant | $25.00 | 10/31/2011 7:05:06 PM |
power-secret-agent | $30.00 | 11/1/2011 2:02:49 AM |
investmentgroup | $25.00 | 11/1/2011 3:52:31 AM |
high_flyer | $400.00 | 10/31/2011 9:59:46 PM |
rockhound84 | $28.00 | 11/1/2011 5:10:54 AM |
fabulous-community4 | $25.00 | 11/1/2011 5:59:10 AM |
bughead | $25.00 | 11/1/2011 6:13:05 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:46 AM |
payout-guru | $25.00 | 11/1/2011 6:28:52 AM |
NekHoldings | $25.00 | 10/30/2011 1:21:35 PM |
progressive-economy261 | $400.00 | 10/30/2011 12:30:12 PM |
optionscashflow | $25.00 | 10/30/2011 12:53:43 PM |
SecondChanceLendingSERV | $25.00 | 10/30/2011 1:08:53 PM |
CincyTex | $25.00 | 10/30/2011 2:38:59 PM |
caper945 | $100.00 | 10/30/2011 2:57:56 PM |
mikeandcat | $100.00 | 10/30/2011 3:28:27 PM |
the-adventurous-capital | $25.00 | 10/30/2011 5:20:52 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:06 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:25 PM |
monster4 | $50.00 | 10/30/2011 5:25:30 PM |
sensible-fund | $25.00 | 10/30/2011 6:16:57 PM |
DiligentiaLLC | $50.00 | 10/30/2011 8:47:10 PM |
economy-coup | $50.00 | 10/31/2011 12:30:31 AM |
Scotcha | $50.00 | 10/31/2011 5:55:18 AM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:56 AM |
sjo1984111 | $25.00 | 10/31/2011 4:36:40 AM |
FutureLenderEC | $64.21 | 10/31/2011 6:24:23 AM |
durability-halibut | $26.34 | 10/31/2011 8:26:43 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:45 AM |
handy-justice | $50.00 | 10/31/2011 7:53:02 AM |
bonus-quark4 | $25.00 | 10/31/2011 6:58:53 AM |
chameleon125 | $25.00 | 10/31/2011 7:09:34 AM |
dws2380 | $25.00 | 10/31/2011 7:17:08 AM |
ryan6853 | $25.00 | 10/31/2011 9:03:32 AM |
1willray | $50.00 | 10/31/2011 11:05:12 AM |
compassion-artisan9 | $50.00 | 10/31/2011 11:23:52 AM |
diplomatic-wealth7 | $25.00 | 10/31/2011 10:29:21 AM |
TackingWindward | $25.00 | 10/31/2011 2:40:17 PM |
FinanceEngine | $40.00 | 10/31/2011 11:43:44 AM |
dcshobby | $25.00 | 10/31/2011 2:09:44 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:41 PM |
dime-sapling | $25.00 | 10/31/2011 4:03:25 PM |
shrewd-income | $25.00 | 10/31/2011 3:47:41 PM |
pghtiny | $25.00 | 10/31/2011 4:46:07 PM |
Mariner3605 | $25.00 | 10/31/2011 5:47:23 PM |
babybrother | $25.00 | 10/31/2011 8:39:20 PM |
malomar66 | $60.00 | 10/31/2011 11:10:34 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:11 PM |
new-social-economist | $40.00 | 11/1/2011 12:30:52 AM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:20 AM |
Moe87 | $25.00 | 11/1/2011 3:25:49 AM |
Greenbak | $25.00 | 10/31/2011 6:58:48 PM |
accountableone | $50.00 | 11/1/2011 4:28:34 AM |
CoolPlexer | $25.00 | 10/31/2011 9:16:44 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:40 AM |
skillful-asset5 | $30.00 | 11/1/2011 4:29:24 AM |
coin-investor | $25.00 | 11/1/2011 5:12:46 AM |
basejump0 | $25.00 | 11/1/2011 4:42:21 AM |
heerzaquestion | $39.00 | 11/1/2011 4:58:34 AM |
bsh297 | $32.44 | 11/1/2011 5:21:40 AM |
exchange-upholder0 | $25.00 | 11/1/2011 5:48:50 AM |
GElender | $40.00 | 11/1/2011 5:52:31 AM |
pfh | $25.00 | 11/1/2011 6:21:13 AM |
revenue-associate | $8.41 | 11/1/2011 6:37:38 AM |
treasure-bliss | $25.00 | 11/1/2011 6:11:09 AM |
115 Investments
|
Borrower Payment Dependent Notes Series
536371
This series of Notes was issued and sold upon the funding of the borrower loan #55771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 106% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,848 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| power-harbor |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
other expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 10/31/2011 9:05:28 AM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:12 PM |
let_me_retire | $25.00 | 11/1/2011 2:52:21 AM |
tech310 | $50.00 | 11/1/2011 11:17:37 PM |
realtormoises | $25.00 | 11/2/2011 6:57:44 AM |
managedfund | $400.00 | 11/2/2011 6:06:05 AM |
worth-blanket2 | $3,300.00 | 11/3/2011 11:04:25 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:39 AM |
triguy | $50.00 | 11/3/2011 1:28:52 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
536383
This series of Notes was issued and sold upon the funding of the borrower loan #55670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $420.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 66% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,355 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| small_town_country_man |
Borrower's state:
| California |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $9,963.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
600-619
(Jul-2008)
640-659
(Feb-2008)
640-659
(Jul-2007)
|
Principal balance:
| $3,638.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 46 | | |
Description
unexpected expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 10/31/2011 9:07:44 AM |
real-return | $25.00 | 10/31/2011 9:49:56 AM |
SweatyBalls | $25.00 | 10/31/2011 10:02:44 AM |
mike_banker | $100.00 | 10/31/2011 9:35:31 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:20 AM |
Zoramite | $25.00 | 10/31/2011 9:42:01 AM |
wise-deal-panda | $200.00 | 10/31/2011 10:19:39 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:45 AM |
DiligentiaLLC | $25.00 | 10/31/2011 11:52:19 AM |
SLN-10 | $25.00 | 10/31/2011 10:44:50 AM |
HammerSmith | $25.00 | 10/31/2011 2:36:45 PM |
thankful-nickel2 | $25.00 | 10/31/2011 11:57:57 AM |
shrewd-income | $100.00 | 10/31/2011 4:00:41 PM |
nex | $25.00 | 10/31/2011 5:19:48 PM |
treasure-bliss | $25.00 | 10/31/2011 5:54:46 PM |
Greenbak | $25.00 | 10/31/2011 6:58:49 PM |
Feyenoord | $30.00 | 10/31/2011 6:23:18 PM |
prohelper | $25.00 | 10/31/2011 5:18:39 PM |
amlu1988 | $25.00 | 10/31/2011 9:31:12 PM |
payment-halo | $25.00 | 10/31/2011 7:00:48 PM |
new-social-economist | $80.00 | 11/1/2011 12:28:19 AM |
return-grizzly | $100.00 | 11/1/2011 2:46:31 AM |
proud-pound4 | $25.00 | 10/31/2011 8:16:11 PM |
skillful-asset5 | $30.00 | 11/1/2011 4:27:32 AM |
vigorous-market5 | $200.00 | 10/31/2011 10:37:19 PM |
MAYBROOK | $35.00 | 11/1/2011 5:28:59 AM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:21 AM |
helpful-listing | $25.00 | 11/1/2011 5:58:08 AM |
Brisket_Bob | $25.00 | 11/1/2011 4:49:28 AM |
coin-investor | $25.00 | 11/1/2011 5:12:46 AM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:23 AM |
social-hunter5 | $25.00 | 11/1/2011 5:54:54 AM |
dukeiyer | $25.00 | 11/1/2011 7:32:45 AM |
rolltide09 | $25.00 | 11/1/2011 9:01:00 AM |
CashFlow13 | $100.00 | 11/1/2011 9:22:27 AM |
the-discrete-income | $50.00 | 11/1/2011 9:03:19 AM |
greenback-seagull2 | $50.00 | 11/1/2011 9:45:51 AM |
chestnut4 | $25.00 | 11/1/2011 9:19:51 AM |
ursus | $50.00 | 11/1/2011 9:26:49 AM |
investment-tempo | $25.00 | 11/1/2011 10:21:19 AM |
bonus-tent | $25.00 | 11/1/2011 10:35:28 AM |
transaction-animal8 | $25.00 | 11/1/2011 9:47:50 AM |
Comoparklender | $25.00 | 11/1/2011 9:42:59 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:38 AM |
preeminant-agreement | $25.00 | 11/1/2011 9:48:42 AM |
twjh | $25.00 | 11/1/2011 10:48:32 AM |
investor7257 | $25.00 | 11/1/2011 10:22:37 AM |
victorcab | $25.00 | 11/1/2011 10:28:28 AM |
graceful-investment | $100.00 | 11/1/2011 10:42:50 AM |
listing-vista | $50.00 | 11/1/2011 10:31:56 AM |
wwwUniversal | $25.00 | 11/1/2011 10:43:42 AM |
grnii78 | $100.00 | 11/1/2011 10:45:08 AM |
life-is-great | $25.00 | 11/1/2011 10:53:50 AM |
investment-artist | $27.01 | 11/1/2011 11:06:43 AM |
fcrick | $25.00 | 11/1/2011 11:07:56 AM |
enterprising-credit2 | $100.00 | 11/1/2011 11:03:30 AM |
hope-spinner | $25.00 | 11/1/2011 11:13:18 AM |
moola-monger9 | $50.00 | 11/1/2011 1:28:05 PM |
jalapeno2 | $25.00 | 11/1/2011 4:02:37 PM |
HermanstadtKid | $25.00 | 11/1/2011 4:11:05 PM |
riskadverse44 | $25.00 | 11/1/2011 4:34:56 PM |
frugalinvestor20 | $25.00 | 11/1/2011 2:09:12 PM |
sentry256 | $25.00 | 11/1/2011 5:10:32 PM |
transparency-river1 | $1,000.00 | 11/1/2011 5:03:32 PM |
deal-secret-agent | $25.00 | 11/1/2011 5:45:46 PM |
Tai | $50.00 | 11/1/2011 5:36:35 PM |
spark548 | $50.00 | 11/1/2011 5:39:39 PM |
wigglesworth4 | $500.00 | 11/1/2011 6:22:03 PM |
trapper569 | $25.00 | 11/1/2011 6:28:09 PM |
income-motor4 | $25.00 | 11/1/2011 6:54:48 PM |
the-dollar-topper | $150.00 | 11/1/2011 6:28:45 PM |
trade-surge3 | $50.00 | 11/1/2011 6:35:44 PM |
loan-hacker | $25.00 | 11/1/2011 6:48:40 PM |
nick5454 | $25.00 | 11/1/2011 6:49:50 PM |
TheGeek | $25.00 | 11/1/2011 8:37:15 PM |
principal-flow9 | $25.00 | 11/1/2011 9:31:58 PM |
CalBear08 | $25.00 | 11/1/2011 11:28:05 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:18 PM |
Viamin | $25.00 | 11/1/2011 11:07:41 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:21 AM |
Bank-Of-David | $25.00 | 11/2/2011 2:55:46 AM |
Debt-free-Southern-California | $25.00 | 11/2/2011 3:29:05 AM |
Anny-Disco | $25.00 | 11/2/2011 3:59:39 AM |
Tscheddar | $25.00 | 11/2/2011 4:12:20 AM |
american-investor | $50.00 | 11/2/2011 4:26:55 AM |
a-resplendent-commitment | $100.00 | 11/2/2011 5:30:21 AM |
desertoasis | $25.00 | 11/1/2011 2:30:06 PM |
important-openness1 | $100.00 | 10/31/2011 9:13:48 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:24 AM |
figs4u2 | $100.00 | 10/31/2011 9:31:58 AM |
OldManP | $25.00 | 10/31/2011 10:06:03 AM |
competitor119 | $25.00 | 10/31/2011 11:22:43 AM |
pound-mushroom3 | $25.00 | 10/31/2011 10:15:25 AM |
influential-benjamins0 | $100.00 | 10/31/2011 10:29:36 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:15 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:28 AM |
6moonbeams | $25.00 | 10/31/2011 1:56:55 PM |
unafraid-cash2 | $39.00 | 10/31/2011 1:20:42 PM |
upbeat-investment9 | $100.00 | 10/31/2011 3:37:30 PM |
steamboatgal | $50.00 | 10/31/2011 3:59:31 PM |
sjo1984111 | $25.00 | 10/31/2011 5:07:37 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:42 PM |
orange-preeminant-bill | $25.00 | 10/31/2011 6:04:32 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:12 PM |
credit-kahuna | $75.00 | 10/31/2011 11:46:57 PM |
kindness-jedi | $25.00 | 11/1/2011 4:15:46 AM |
heerzaquestion | $75.00 | 10/31/2011 7:27:20 PM |
houli123 | $25.00 | 10/31/2011 8:05:12 PM |
divedude | $25.00 | 10/31/2011 11:58:00 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:43 AM |
Pasagam | $50.00 | 11/1/2011 5:20:42 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:53 AM |
fantastic-wampum1 | $100.00 | 11/1/2011 7:08:42 AM |
gotyourgear | $29.00 | 11/1/2011 8:37:16 AM |
elfincove | $75.00 | 11/1/2011 7:19:11 AM |
genius520 | $50.00 | 11/1/2011 9:05:23 AM |
Scombs | $27.00 | 11/1/2011 7:46:58 AM |
SubmergedPilot | $25.00 | 11/1/2011 8:16:45 AM |
reward-adventure | $50.00 | 11/1/2011 9:35:21 AM |
Investoman | $75.00 | 11/1/2011 9:02:57 AM |
handshake5 | $100.00 | 11/1/2011 9:48:45 AM |
fervent-repayment | $25.00 | 11/1/2011 10:00:15 AM |
return-buddy | $25.00 | 11/1/2011 10:05:21 AM |
AF-Chief | $50.00 | 11/1/2011 9:28:02 AM |
FinanceEngine | $40.00 | 11/1/2011 9:28:24 AM |
dajen1 | $40.00 | 11/1/2011 9:32:16 AM |
marwadi-62 | $100.00 | 11/1/2011 9:36:29 AM |
resolute-justice413 | $100.00 | 11/1/2011 9:40:24 AM |
shmb6508 | $50.00 | 11/1/2011 9:42:12 AM |
wildgillis | $25.00 | 11/1/2011 9:39:39 AM |
magnitude787 | $25.00 | 11/1/2011 9:46:21 AM |
unassassinable | $25.00 | 11/1/2011 9:51:17 AM |
finance-prescription | $100.00 | 11/1/2011 10:03:54 AM |
cablenews | $100.00 | 11/1/2011 10:59:01 AM |
listing-candy | $25.00 | 11/1/2011 10:36:27 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:28 AM |
ersheido | $35.00 | 11/1/2011 12:00:24 PM |
yield-trader | $26.00 | 11/1/2011 10:58:25 AM |
abstone53 | $27.00 | 11/1/2011 11:01:08 AM |
wlm3012 | $30.00 | 11/1/2011 1:57:07 PM |
Epiphanic | $25.00 | 11/1/2011 11:44:03 AM |
trumpeter5 | $38.00 | 11/1/2011 2:05:36 PM |
Zuzu | $27.44 | 11/1/2011 4:51:46 PM |
Use_It_Wisely | $30.00 | 11/1/2011 2:25:36 PM |
platinum-pear4 | $26.14 | 11/1/2011 5:15:25 PM |
income-buffalo1 | $100.00 | 11/1/2011 4:10:26 PM |
e4gf8e | $29.00 | 11/1/2011 5:18:21 PM |
please-repay | $100.00 | 11/1/2011 4:30:36 PM |
gjm6d | $25.00 | 11/1/2011 4:49:32 PM |
Kaj | $25.00 | 11/1/2011 5:32:51 PM |
Banker7371 | $25.00 | 11/1/2011 5:05:10 PM |
cake7 | $26.56 | 11/1/2011 5:08:27 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:32 PM |
durability-solstice8 | $50.00 | 11/1/2011 6:27:12 PM |
nickel-ferret | $50.00 | 11/1/2011 5:54:46 PM |
kbodendorf | $25.00 | 11/1/2011 5:57:14 PM |
Slend49 | $25.00 | 11/1/2011 6:54:01 PM |
TheCount | $25.00 | 11/1/2011 6:17:25 PM |
IIP77 | $25.00 | 11/1/2011 6:13:36 PM |
JSCharter | $25.00 | 11/1/2011 7:06:23 PM |
engaging-leverage823 | $25.00 | 11/1/2011 7:08:18 PM |
jamiee73 | $25.00 | 11/1/2011 7:09:29 PM |
nimble-revenue5 | $25.00 | 11/1/2011 7:02:24 PM |
Yorker1776 | $25.00 | 11/1/2011 7:10:13 PM |
payment-silo | $25.00 | 11/1/2011 10:59:24 PM |
salegalaxy | $25.00 | 11/1/2011 11:09:20 PM |
MadHun | $200.00 | 11/1/2011 7:21:29 PM |
foxtrot12 | $75.00 | 11/1/2011 7:24:05 PM |
gold-disk | $25.00 | 11/1/2011 7:31:02 PM |
Blue_HorseShoe | $25.00 | 11/2/2011 5:09:21 AM |
tech310 | $50.00 | 11/1/2011 11:18:24 PM |
Easystreet | $25.00 | 11/2/2011 2:06:02 AM |
Domgabriel | $25.00 | 11/2/2011 4:05:20 AM |
mketelecom | $25.00 | 11/2/2011 5:28:32 AM |
managedfund | $1,151.58 | 11/2/2011 5:53:39 AM |
175 Investments
|
Borrower Payment Dependent Notes Series
536385
This series of Notes was issued and sold upon the funding of the borrower loan #55709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $269.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,170 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| laudable-responsibility8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2011)
|
Principal balance:
| $4,151.42 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
kteacher
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 10/31/2011 9:07:45 AM |
mike_banker | $100.00 | 10/31/2011 9:35:32 AM |
influential-benjamins0 | $100.00 | 10/31/2011 10:29:37 AM |
figs4u2 | $100.00 | 10/31/2011 9:31:58 AM |
credit-wheel7 | $25.00 | 10/31/2011 9:43:24 AM |
DiligentiaLLC | $25.00 | 10/31/2011 11:51:55 AM |
Whipster | $90.00 | 10/31/2011 11:14:22 AM |
e4gf8e | $100.00 | 10/31/2011 11:58:15 AM |
kendigme | $50.00 | 10/31/2011 11:11:27 AM |
Rogelio48 | $30.00 | 10/31/2011 2:00:04 PM |
HammerSmith | $25.00 | 10/31/2011 2:35:41 PM |
new-social-economist | $60.00 | 11/1/2011 12:28:53 AM |
Greenbak | $25.00 | 10/31/2011 6:58:49 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:12 PM |
Bears34 | $35.00 | 10/31/2011 10:39:53 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:21 AM |
shawnw2 | $50.00 | 11/1/2011 3:27:05 AM |
skillful-asset5 | $25.00 | 11/1/2011 4:26:43 AM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:23 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:50:57 AM |
resolute-justice413 | $100.00 | 11/1/2011 9:41:01 AM |
brian4571 | $25.00 | 11/1/2011 9:35:51 AM |
suave-dime6 | $25.00 | 11/1/2011 10:36:11 AM |
kendigme | $27.50 | 11/1/2011 10:28:09 AM |
investor7257 | $25.00 | 11/1/2011 10:22:38 AM |
victorcab | $25.00 | 11/1/2011 10:28:28 AM |
listing-vista | $50.00 | 11/1/2011 10:31:57 AM |
life-is-great | $25.00 | 11/1/2011 10:53:50 AM |
cablenews | $100.00 | 11/1/2011 10:59:02 AM |
hope-spinner | $25.00 | 11/1/2011 11:13:18 AM |
gbrook8 | $539.87 | 11/1/2011 11:53:55 AM |
ersheido | $35.00 | 11/1/2011 12:00:24 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:36 PM |
chameleon125 | $25.00 | 11/1/2011 3:59:57 PM |
please-repay | $100.00 | 11/1/2011 4:28:22 PM |
Investoman | $75.00 | 11/1/2011 5:25:40 PM |
fcrick | $25.00 | 11/1/2011 5:59:00 PM |
Tai | $50.00 | 11/1/2011 5:36:36 PM |
janeybooboo | $100.00 | 11/1/2011 6:08:45 PM |
spark548 | $50.00 | 11/1/2011 5:39:40 PM |
investment-tempo | $25.00 | 11/1/2011 6:29:59 PM |
nimble-revenue5 | $25.00 | 11/1/2011 7:02:24 PM |
the-dollar-topper | $150.00 | 11/1/2011 6:28:45 PM |
gold-cluster | $50.00 | 11/1/2011 9:42:18 PM |
CalBear08 | $25.00 | 11/1/2011 11:28:05 PM |
TheGeek | $25.00 | 11/1/2011 8:37:15 PM |
LendingPimp | $100.00 | 11/2/2011 3:02:12 AM |
Washington_Loan | $25.00 | 11/1/2011 9:36:05 PM |
Viamin | $25.00 | 11/1/2011 11:07:42 PM |
Anny-Disco | $25.00 | 11/2/2011 3:59:40 AM |
a-resplendent-commitment | $150.00 | 11/2/2011 5:40:45 AM |
bluehen00 | $25.00 | 11/2/2011 6:42:29 AM |
kwan | $25.00 | 11/2/2011 8:32:15 AM |
social-zebra | $30.00 | 11/2/2011 8:31:24 AM |
justice-circuitry0 | $25.00 | 11/2/2011 9:24:38 AM |
worthy-bid4 | $33.70 | 11/2/2011 9:32:36 AM |
kendigme | $50.00 | 11/2/2011 8:50:55 AM |
friendly-nickel7 | $25.00 | 11/2/2011 9:29:08 AM |
desertoasis | $25.00 | 11/1/2011 2:30:06 PM |
Kash2010lu | $40.00 | 10/31/2011 9:10:32 AM |
important-openness1 | $100.00 | 10/31/2011 9:13:48 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:25 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:29 AM |
real-return | $25.00 | 10/31/2011 9:50:43 AM |
SLN-10 | $50.00 | 10/31/2011 10:41:48 AM |
competitor119 | $25.00 | 10/31/2011 11:22:43 AM |
6moonbeams | $25.00 | 10/31/2011 1:56:55 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:42 PM |
upbeat-investment9 | $25.00 | 10/31/2011 3:41:51 PM |
palace2 | $147.18 | 10/31/2011 3:32:03 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:11 PM |
market-clarinet | $50.00 | 11/1/2011 1:39:23 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:46 AM |
Ambassador | $32.00 | 11/1/2011 4:35:58 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:43 AM |
coin-investor | $25.00 | 11/1/2011 5:12:46 AM |
treasure-bliss | $25.00 | 11/1/2011 6:11:10 AM |
vtrentster | $26.00 | 11/1/2011 6:58:59 AM |
elfincove | $75.00 | 11/1/2011 7:19:11 AM |
BxRealtor | $25.00 | 11/1/2011 6:42:53 AM |
innocent-commerce9 | $200.00 | 11/1/2011 9:03:57 AM |
mlj0671 | $25.00 | 11/1/2011 7:55:38 AM |
SubmergedPilot | $25.00 | 11/1/2011 8:16:45 AM |
genius520 | $28.00 | 11/1/2011 9:05:23 AM |
the-discrete-income | $50.00 | 11/1/2011 9:03:19 AM |
handshake5 | $100.00 | 11/1/2011 9:48:46 AM |
orange-preeminant-bill | $25.00 | 11/1/2011 9:58:43 AM |
fervent-repayment | $25.00 | 11/1/2011 10:00:15 AM |
AF-Chief | $50.00 | 11/1/2011 9:28:02 AM |
dajen1 | $31.00 | 11/1/2011 9:32:17 AM |
Comoparklender | $25.00 | 11/1/2011 9:43:00 AM |
transaction-animal8 | $25.00 | 11/1/2011 9:47:51 AM |
finance-prescription | $100.00 | 11/1/2011 10:03:54 AM |
JayIsABear | $50.00 | 11/1/2011 10:05:27 AM |
wild_carrot | $25.00 | 11/1/2011 10:09:56 AM |
prohelper | $25.00 | 11/1/2011 10:46:17 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:28 AM |
yield-trader | $26.00 | 11/1/2011 10:58:25 AM |
wlm3012 | $30.00 | 11/1/2011 2:01:17 PM |
fairness-hammock | $25.00 | 11/1/2011 11:57:05 AM |
lion6 | $50.00 | 11/1/2011 4:49:53 PM |
jalapeno2 | $25.00 | 11/1/2011 4:02:37 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:36 PM |
Banker7371 | $25.00 | 11/1/2011 5:05:10 PM |
shmb6508 | $50.00 | 11/1/2011 5:39:19 PM |
Epiphanic | $25.00 | 11/1/2011 5:20:53 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:32 PM |
Kaj | $25.00 | 11/1/2011 5:32:52 PM |
Bob450 | $30.00 | 11/1/2011 6:27:15 PM |
kbodendorf | $25.00 | 11/1/2011 5:57:15 PM |
rolltide09 | $25.00 | 11/1/2011 6:55:20 PM |
frogperson | $50.00 | 11/1/2011 8:59:07 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:18 PM |
wwwUniversal | $25.00 | 11/1/2011 7:12:39 PM |
abnvette | $25.00 | 11/2/2011 2:31:06 AM |
heavenly-interest9 | $300.00 | 11/1/2011 9:12:48 PM |
LendingPimp | $50.00 | 11/2/2011 3:02:35 AM |
principal-flow9 | $25.00 | 11/1/2011 9:31:58 PM |
mketelecom | $25.00 | 11/2/2011 5:28:32 AM |
Rogesparkguy | $25.00 | 11/2/2011 5:50:06 AM |
festeringsnot | $25.00 | 11/2/2011 4:45:32 AM |
managedfund | $1,800.00 | 11/2/2011 5:57:33 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:48 AM |
irrelevant | $25.00 | 11/2/2011 6:05:11 AM |
Sackking32 | $39.75 | 11/2/2011 6:28:24 AM |
dime-sprout | $25.00 | 11/2/2011 8:28:48 AM |
Leshan | $25.00 | 11/2/2011 7:40:29 AM |
MadHun | $31.00 | 11/2/2011 9:31:42 AM |
1willray | $25.00 | 11/2/2011 9:32:52 AM |
87Marc | $25.00 | 11/2/2011 9:34:59 AM |
jonnysixgun | $25.00 | 11/2/2011 9:32:00 AM |
the-transaction-stronghold | $25.00 | 11/2/2011 9:33:11 AM |
132 Investments
|
Borrower Payment Dependent Notes Series
536405
This series of Notes was issued and sold upon the funding of the borrower loan #55780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,592 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gain-tamer4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion
Purpose of loan:
This loan will be used to...expand my online gift business by purchasing an engraving machine. This machine will allow customization of a large variety of gift items, and jewelry and will allow me to greatly expand this portion of my business.
My financial situation: Currently making around $5000 per month in a grown online business that includes sales, marketing, and consulting for other small businesses.
I am a good candidate for this loan because...
Monthly net income: $5000
Monthly expenses: $
Housing: $850
Insurance: $150
Car expenses: $0
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
let_me_retire | $100.00 | 11/1/2011 2:54:25 AM |
managedfund | $600.00 | 11/2/2011 6:07:47 AM |
fountain355 | $25.00 | 11/2/2011 12:18:14 PM |
alphabet76 | $25.00 | 11/2/2011 3:48:05 PM |
money-fort | $25.00 | 11/3/2011 4:18:28 PM |
Leshan | $25.00 | 11/3/2011 4:34:47 PM |
Rider | $25.00 | 11/3/2011 4:37:30 PM |
balanced-balance6 | $25.00 | 11/1/2011 6:55:37 AM |
tech310 | $50.00 | 11/1/2011 11:17:40 PM |
worth-blanket2 | $3,100.00 | 11/3/2011 11:05:48 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
536427
This series of Notes was issued and sold upon the funding of the borrower loan #55623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $90.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 11% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,287 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-interest-atlantis |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LSRN
Purpose of loan: pay of debt
This loan will be used to...
pay off debt
My financial situation: will be improved with this loan
I am a good candidate for this loan because...I have a dependable job. I have recently changed jobs due to a supervisory position and increased pay.
Monthly net income: $3200
Monthly expenses: $2750
Housing: $625
Insurance: $200
Car expenses: $365
Utilities: $350
Phone, cable, internet: $160
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
mcilwaaj12 | $50.00 | 10/31/2011 9:27:06 AM |
mike_banker | $100.00 | 10/31/2011 9:35:32 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:28 AM |
Moneypenny6 | $25.00 | 10/31/2011 9:37:38 AM |
responsibility-butterfly | $25.00 | 10/31/2011 9:46:31 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:45 AM |
truth-silo | $50.00 | 10/31/2011 5:31:44 PM |
Astyanax | $75.00 | 10/31/2011 4:00:15 PM |
euphoria8 | $25.00 | 10/31/2011 4:19:40 PM |
wtrboy | $25.00 | 10/31/2011 10:23:21 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:28 PM |
newest-generous-income | $25.00 | 11/1/2011 2:49:51 AM |
Mostlycoins | $28.87 | 11/1/2011 5:24:03 AM |
elvisloans | $25.00 | 11/1/2011 6:06:58 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:44 AM |
radforj22 | $25.00 | 11/1/2011 6:22:43 AM |
fervent-repayment | $25.00 | 11/1/2011 10:00:16 AM |
superb-funds335 | $25.00 | 11/1/2011 10:40:32 AM |
five-star-order1 | $50.00 | 11/1/2011 12:42:46 PM |
nimble-nickel | $50.00 | 11/1/2011 12:51:25 PM |
wlm3012 | $30.00 | 11/1/2011 1:27:27 PM |
Techne_Funds_LLC | $25.00 | 11/1/2011 4:28:30 PM |
EretzCapital | $25.09 | 11/1/2011 5:11:45 PM |
jjohn412001 | $25.00 | 11/1/2011 6:16:36 PM |
morewhatsinstore | $0.35 | 11/1/2011 7:14:48 PM |
Brisket_Bob | $25.00 | 11/1/2011 6:36:56 PM |
figs4u2 | $100.00 | 10/31/2011 9:31:59 AM |
riskreward | $250.00 | 10/31/2011 9:11:19 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:29 AM |
djh47a | $25.00 | 10/31/2011 10:35:05 AM |
SolarMoonshine | $25.00 | 10/31/2011 9:48:33 AM |
shellstar | $25.00 | 10/31/2011 12:24:40 PM |
shrewd-income | $25.00 | 10/31/2011 3:50:37 PM |
dudebrah | $25.00 | 10/31/2011 4:45:37 PM |
rautility | $25.00 | 10/31/2011 6:37:40 PM |
evan | $25.00 | 10/31/2011 7:23:14 PM |
exciting-responsibility3 | $25.00 | 10/31/2011 6:14:35 PM |
wealth-renaissance5 | $25.00 | 11/1/2011 3:00:33 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:47 AM |
social-zebra | $30.00 | 11/1/2011 7:20:42 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:38:12 AM |
seabassx | $25.00 | 11/1/2011 10:25:31 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:31 PM |
thankful-nickel2 | $25.00 | 11/1/2011 2:06:13 PM |
ponbiki | $25.00 | 11/1/2011 4:42:44 PM |
gjm6d | $25.00 | 11/1/2011 5:00:54 PM |
income-equation2 | $35.69 | 11/1/2011 5:22:00 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:46:25 PM |
v_Spot | $25.00 | 11/1/2011 6:30:02 PM |
cablenews | $100.00 | 11/1/2011 6:19:56 PM |
exchange-squirrel | $25.00 | 11/1/2011 6:26:50 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
536485
This series of Notes was issued and sold upon the funding of the borrower loan #55708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1973 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 16y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $3,449 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-treasure-equation |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
reaction
Pu
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/31/2011 5:25:23 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:14 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:24 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:49 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:56 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:24 AM |
TronMedici | $41.00 | 11/1/2011 3:41:22 PM |
frogperson | $50.00 | 11/1/2011 8:58:04 PM |
gold-cluster | $50.00 | 11/1/2011 9:42:19 PM |
managedfund | $1,200.00 | 11/2/2011 6:08:49 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:52 AM |
social-zebra | $27.94 | 11/2/2011 8:37:59 AM |
awe-inspiring-basis | $25.00 | 11/2/2011 9:05:54 AM |
platinum-nexus7 | $25.00 | 11/2/2011 9:14:17 AM |
important-openness1 | $100.00 | 11/2/2011 9:27:28 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:03 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:07 AM |
orange-preeminant-bill | $25.00 | 11/2/2011 11:21:58 AM |
the-profit-oracle | $25.00 | 11/2/2011 12:06:50 PM |
AVS | $25.00 | 11/2/2011 12:55:13 PM |
escharfer | $25.00 | 11/2/2011 1:08:04 PM |
glroark | $100.00 | 11/2/2011 2:27:59 PM |
arsisi | $25.00 | 11/2/2011 5:24:54 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:09 PM |
miked8303 | $50.00 | 11/1/2011 8:15:33 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:42 AM |
diplomatic-wealth7 | $25.00 | 11/1/2011 5:17:47 PM |
cablenews | $100.00 | 11/1/2011 6:19:59 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:48 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:21 AM |
proper-loot3 | $25.00 | 11/2/2011 5:01:41 AM |
mlj0671 | $25.00 | 11/2/2011 7:45:55 AM |
bentonlending | $25.00 | 11/2/2011 8:19:08 AM |
leverage-monger | $25.00 | 11/2/2011 8:23:58 AM |
rs999 | $25.00 | 11/2/2011 10:44:07 AM |
dollardave | $50.00 | 11/2/2011 11:07:06 AM |
treasure-bliss | $25.00 | 11/2/2011 11:28:13 AM |
Elefunt | $25.00 | 11/2/2011 10:54:56 AM |
RockpointCapital | $200.00 | 11/2/2011 12:58:52 PM |
iaffy | $50.00 | 11/2/2011 2:54:49 PM |
skiberdad | $50.00 | 11/2/2011 1:00:32 PM |
Nojukbong | $50.00 | 11/2/2011 1:58:24 PM |
kwan | $25.00 | 11/2/2011 4:57:29 PM |
scrappy-diversification7 | $281.06 | 11/2/2011 5:46:31 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
536597
This series of Notes was issued and sold upon the funding of the borrower loan #55638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $180.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,466 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| buddha68 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 77% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,336.00 | < 31 days late:
| 3
( 23% )
| 660-679
(Aug-2010)
540-559
(Nov-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Mortgage payment and Hospital Bill
Purpose of loan:
This loan will be used to make a mortgage payment, to not get behind, as I am trying to re-finance due to divorce. Also, hospitalized twice recently, and need to pay that bill immediately.
My financial situation:
I am a good candidate for this loan because I have successfully paid off a Prosper loan recently in good standing, and I also make 60,000 a year, been employed at the same job for 8 years, and can affored the montly payment! Thanks for you time!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/1/2011 5:26:15 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:21 PM |
figs4u2 | $100.00 | 11/1/2011 5:57:22 PM |
rs999 | $25.00 | 11/1/2011 6:00:36 PM |
riskreward | $250.00 | 11/1/2011 7:05:49 PM |
misit | $25.00 | 11/1/2011 7:15:03 PM |
responsibility-butterfly | $25.00 | 11/1/2011 7:16:35 PM |
kenji4861 | $25.00 | 11/1/2011 6:58:00 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:27 PM |
cash-sensai2 | $25.00 | 11/2/2011 9:07:44 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:52 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:23 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:04 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:51 AM |
scholarly-benefit5 | $25.00 | 11/2/2011 10:29:27 AM |
DadWarbucks | $25.00 | 11/2/2011 10:44:50 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:10 AM |
Gr8Deal | $50.00 | 11/2/2011 11:14:25 AM |
hard-working-rate3 | $100.00 | 11/2/2011 6:28:22 PM |
chris-heretoinvest | $25.00 | 11/2/2011 6:32:46 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:43 PM |
the-dollar-topper | $150.00 | 11/2/2011 7:02:52 PM |
rate-mogul | $50.00 | 11/2/2011 7:05:15 PM |
j2ee | $25.00 | 11/2/2011 7:07:56 PM |
Munnie | $50.00 | 11/2/2011 7:45:56 PM |
BOZO88 | $25.00 | 11/2/2011 7:38:51 PM |
cnovak | $25.00 | 11/3/2011 7:09:41 AM |
gjh37 | $50.00 | 11/3/2011 6:27:55 AM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:39 AM |
Immunologist | $25.00 | 11/3/2011 9:37:15 AM |
hopethisworks | $25.00 | 11/3/2011 9:02:17 AM |
helpinghand63 | $25.00 | 11/3/2011 10:02:06 AM |
chestnut4 | $25.00 | 11/3/2011 10:10:36 AM |
divedude | $25.00 | 11/3/2011 9:27:38 AM |
money-bauble | $200.00 | 11/3/2011 9:32:42 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:09 AM |
brightest-gain-investor | $883.00 | 11/3/2011 2:47:29 PM |
Clambake | $25.00 | 11/1/2011 5:18:15 PM |
influential-benjamins0 | $100.00 | 11/1/2011 5:38:21 PM |
cablenews | $100.00 | 11/1/2011 6:20:02 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:54 PM |
Zoomie | $25.00 | 11/1/2011 7:01:58 PM |
E-2 | $100.00 | 11/1/2011 6:31:34 PM |
spiritual-money299 | $50.00 | 11/1/2011 7:08:30 PM |
luckyldy | $25.00 | 11/2/2011 9:24:12 AM |
dtrain5 | $50.00 | 11/2/2011 8:27:21 AM |
sunnydaize516 | $25.00 | 11/2/2011 9:47:43 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:39 AM |
indomitable-coin | $25.00 | 11/2/2011 9:50:29 AM |
skiberdad | $50.00 | 11/2/2011 1:00:33 PM |
rmpedi33 | $50.00 | 11/2/2011 11:57:25 AM |
rogue_monster | $31.00 | 11/2/2011 12:35:48 PM |
iaffy | $50.00 | 11/2/2011 2:54:54 PM |
gracej | $25.00 | 11/2/2011 1:58:02 PM |
finance-explosion6 | $25.00 | 11/2/2011 4:49:51 PM |
jamiee73 | $25.00 | 11/2/2011 5:11:04 PM |
fcrick | $25.00 | 11/2/2011 5:35:05 PM |
diablorulz | $75.00 | 11/2/2011 4:31:04 PM |
jescowa | $50.00 | 11/2/2011 5:48:08 PM |
6moonbeams | $25.00 | 11/2/2011 5:17:19 PM |
rmachi | $25.00 | 11/2/2011 6:19:36 PM |
life-is-great | $25.00 | 11/2/2011 6:19:19 PM |
Feyenoord | $30.00 | 11/2/2011 8:39:58 PM |
resolute-justice413 | $100.00 | 11/2/2011 7:08:42 PM |
wigglesworth4 | $500.00 | 11/2/2011 7:13:29 PM |
buukyak | $25.00 | 11/3/2011 8:59:40 AM |
britgsb | $30.00 | 11/3/2011 9:44:41 AM |
truth-vault4 | $25.00 | 11/3/2011 9:45:02 AM |
green28 | $200.00 | 11/3/2011 9:48:57 AM |
greenback-seagull2 | $50.00 | 11/3/2011 10:04:41 AM |
minista | $51.00 | 11/3/2011 9:55:21 AM |
YLlama | $25.00 | 11/3/2011 10:02:29 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:42 AM |
gold-sushi | $25.00 | 11/3/2011 10:56:31 AM |
damage | $25.00 | 11/3/2011 10:17:01 AM |
genius520 | $50.00 | 11/3/2011 10:51:08 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:45 PM |
organized-payment6 | $50.00 | 11/3/2011 1:14:25 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
536625
This series of Notes was issued and sold upon the funding of the borrower loan #55664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $98.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 23% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
10 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,829 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| glbyd123 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Apr-2011)
|
Principal balance:
| $2,588.87 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
xxyx
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have the income to pay it back. I have no credit card to speak of. I have a good credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Clambake | $25.00 | 11/1/2011 9:04:47 AM |
bluebird5 | $25.00 | 11/1/2011 9:06:39 AM |
lenderRXT | $40.00 | 11/1/2011 9:47:24 AM |
bb575 | $50.00 | 11/1/2011 9:48:58 AM |
riskreward | $250.00 | 11/1/2011 9:51:10 AM |
D911ave | $50.00 | 11/1/2011 9:19:37 AM |
smear87 | $25.00 | 11/1/2011 10:54:53 AM |
responsibility-butterfly | $25.00 | 11/1/2011 10:44:28 AM |
figs4u2 | $100.00 | 11/1/2011 10:58:47 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:33 PM |
cablenews | $100.00 | 11/1/2011 10:59:05 AM |
TigerForce | $49.30 | 11/1/2011 1:30:08 PM |
Mahogany_Group | $25.00 | 11/1/2011 1:40:44 PM |
fairness-hammock | $25.00 | 11/1/2011 11:34:24 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:42 PM |
brightest-deal-liberator | $100.00 | 11/1/2011 1:18:08 PM |
credit-coach118 | $35.18 | 11/1/2011 1:56:47 PM |
the-inspired-justice | $25.00 | 11/1/2011 1:46:58 PM |
thankful-nickel2 | $25.00 | 11/1/2011 2:04:54 PM |
scholarly-benefit5 | $33.00 | 11/1/2011 2:25:02 PM |
Bank42 | $25.00 | 11/1/2011 4:45:43 PM |
hidavehi | $33.00 | 11/1/2011 5:33:52 PM |
patriot897 | $25.00 | 11/1/2011 5:34:20 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:46:25 PM |
E-2 | $100.00 | 11/1/2011 6:31:33 PM |
r48 | $25.00 | 11/1/2011 6:10:05 PM |
kenji4861 | $25.00 | 11/1/2011 6:57:59 PM |
Brisket_Bob | $175.00 | 11/1/2011 6:43:05 PM |
Zoramite | $25.00 | 11/1/2011 7:03:37 PM |
worthy-bid8 | $50.00 | 11/1/2011 9:30:02 AM |
exchange-squirrel | $25.00 | 11/1/2011 9:33:48 AM |
Zoomie | $25.00 | 11/1/2011 9:02:02 AM |
green-trade-dolphin2 | $27.54 | 11/1/2011 9:02:15 AM |
phillipd48 | $25.00 | 11/1/2011 10:39:13 AM |
Beechturner | $40.00 | 11/1/2011 10:43:48 AM |
pdub | $75.00 | 11/1/2011 9:52:01 AM |
magnetic-pound4 | $100.00 | 11/1/2011 11:04:19 AM |
influential-benjamins0 | $100.00 | 11/1/2011 10:52:32 AM |
progressive-economy261 | $400.00 | 11/1/2011 10:57:34 AM |
rs999 | $25.00 | 11/1/2011 10:58:11 AM |
bonafide-cash | $100.00 | 11/1/2011 1:06:56 PM |
spiritual-money299 | $50.00 | 11/1/2011 11:07:35 AM |
mcilwaaj12 | $50.00 | 11/1/2011 1:44:32 PM |
WilliamLeeSims | $25.00 | 11/1/2011 11:10:02 AM |
Marathoner | $25.00 | 11/1/2011 11:52:59 AM |
Solid-Platinum | $25.00 | 11/1/2011 12:46:27 PM |
first-euro-rapture | $25.00 | 11/1/2011 5:28:13 PM |
Byrd24 | $100.00 | 11/1/2011 6:00:33 PM |
moneyhelp4u | $25.00 | 11/1/2011 7:04:15 PM |
misit | $16.98 | 11/1/2011 7:14:58 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
536659
This series of Notes was issued and sold upon the funding of the borrower loan #55796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $70.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,079 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dann |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 83 ( 95% )
| 720-739 (Latest)
|
Principal borrowed:
| $8,200.00 | < 31 days late:
| 4
( 5% )
| 720-739
(Apr-2010)
580-599
(Jan-2008)
620-639
(Dec-2006)
|
Principal balance:
| $2,289.18 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 87 | | |
Description
RETIRED E9 MOVINGNTO SAN DIEGO
Purpose of loan:
This loan will be used as a buffer for a Jan 2012 drive from NJ to San Diego CA...
My financial situation:
I am a good candidate for this loan because...credit score over 731. $4304 E9 pension +$1200 monthly from renting house (3-YR lease CG). +$2019 BAH SD college.
My VA disability rating is still TBD Vet rep said I should be between 70-80% ($1550 MONTHLY)
At family's summer home sept-Dec 2011, paying no rent until we leave Jan for San Diego.
Monthly income: $6950 +VA rating TBD
Monthly exp: $1440
Housing: $1855-16 Jan 2012
Insurance: $270 total (Home, renters, truck, medical+dental)
Car expenses: $80-$120 gas/upkeep
Utilities: $90 starting jan 2012
Phone, cable, internet: $190 now-cell, $330 after SD move
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: only $3,400 total bal on 3 credit cards
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $28.31 | 11/2/2011 5:03:07 PM |
Whipster | $45.00 | 11/2/2011 5:05:34 PM |
1stBankAndHal | $25.03 | 11/2/2011 5:12:42 PM |
influential-benjamins0 | $100.00 | 11/2/2011 5:31:41 PM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:38 PM |
wise-deal-panda | $200.00 | 11/2/2011 5:12:09 PM |
figs4u2 | $100.00 | 11/2/2011 6:17:06 PM |
investment-artist | $27.01 | 11/2/2011 5:37:23 PM |
kindness-jedi | $25.00 | 11/2/2011 5:38:02 PM |
thankful-nickel2 | $50.00 | 11/2/2011 5:25:51 PM |
hidavehi | $25.11 | 11/2/2011 6:12:16 PM |
iaffy | $50.00 | 11/2/2011 5:51:33 PM |
heavy_ax | $34.00 | 11/2/2011 6:27:14 PM |
CashFlow13 | $100.00 | 11/2/2011 6:22:54 PM |
hard-working-rate3 | $39.00 | 11/2/2011 6:28:23 PM |
enticing-capital6 | $50.00 | 11/2/2011 6:35:53 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:45 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:49 PM |
coin-architect2 | $76.54 | 11/2/2011 7:10:19 PM |
resolute-justice413 | $100.00 | 11/2/2011 7:08:33 PM |
pdub | $75.00 | 11/2/2011 5:24:36 PM |
genuine-integrity0 | $25.00 | 11/2/2011 6:39:45 PM |
Keystonekop | $100.00 | 11/2/2011 5:25:27 PM |
riskreward | $250.00 | 11/2/2011 6:33:07 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
536667
This series of Notes was issued and sold upon the funding of the borrower loan #55792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
12 | Length of status: | 10y 8m |
Amount delinquent:
| $19,018 |
Total credit lines:
| 22 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,313 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Sndmn8119 |
Borrower's state:
| Colorado |
Borrower's group:
| ROCKY MOUNTAIN VENTURE GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 620-639
(Dec-2009)
580-599
(Feb-2008)
640-659
(Dec-2007)
680-699
(Jun-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Searching for working capital
Purpose of loan:
This loan will be used for seasonal costs
My financial situation:
I am a good candidate for this loan because I have had a loan through Prosper before which was used in the startup of my cafe. Since then have been able to personally fund a major renovation to greatly increase the value of the restaurant.
We are now in our 6th year and making a small profit.
This reflects the income of the business:
Monthly income (avg): $38000
Mortgage: $2576
Insurance: $440
Car expenses: $625
Utilities: $1860
Phone, cable, internet: $358
COGS: $14856
Credit cards and other liabilities: $13000
Personal expenses: $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $32.19 | 11/1/2011 5:02:07 PM |
Tscheddar | $25.00 | 11/1/2011 5:36:58 PM |
social-cocktail1 | $200.00 | 11/1/2011 5:50:36 PM |
NekHoldings | $25.00 | 11/1/2011 6:05:19 PM |
HHP | $100.00 | 11/1/2011 6:12:26 PM |
jhouman | $25.00 | 11/1/2011 6:51:04 PM |
tech310 | $50.00 | 11/1/2011 11:17:43 PM |
Mikale360 | $25.00 | 11/1/2011 7:47:19 PM |
Feyenoord | $30.00 | 11/1/2011 10:01:21 PM |
return-grizzly | $100.00 | 11/2/2011 3:21:44 AM |
MStax | $152.06 | 11/2/2011 5:05:32 AM |
AndChicksforFree | $75.00 | 11/2/2011 7:23:30 AM |
benjamins-rumbler | $100.00 | 11/2/2011 8:23:49 AM |
myutmost | $25.00 | 11/2/2011 7:29:42 AM |
reflective-rupee | $25.00 | 11/2/2011 12:57:35 PM |
alexgalt | $25.00 | 11/2/2011 1:00:01 PM |
enterprising-credit2 | $25.00 | 11/2/2011 4:05:20 PM |
Kash2010lu | $30.00 | 11/2/2011 6:23:37 PM |
bluestarman08 | $26.00 | 11/2/2011 9:20:53 PM |
catamaran2024 | $25.00 | 11/3/2011 1:33:26 AM |
chererat | $100.00 | 11/3/2011 5:16:10 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:44 AM |
the-respectful-transaction | $25.00 | 11/3/2011 7:28:35 AM |
worth-blanket2 | $4,400.00 | 11/3/2011 11:04:17 AM |
twjh | $25.00 | 11/3/2011 11:43:02 AM |
papaloha | $16.48 | 11/3/2011 12:38:33 PM |
real-return | $25.00 | 11/1/2011 5:17:28 PM |
enticing-capital6 | $50.00 | 11/1/2011 5:30:03 PM |
pound-mushroom3 | $25.00 | 11/1/2011 5:57:58 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:57 PM |
wise-deal-panda | $200.00 | 11/1/2011 6:57:19 PM |
312-Lender | $25.00 | 11/1/2011 6:40:17 PM |
handy-justice | $50.00 | 11/1/2011 8:16:03 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:17 PM |
amlu1988 | $25.00 | 11/1/2011 9:42:13 PM |
Moe87 | $25.00 | 11/2/2011 2:56:10 AM |
chameleon125 | $25.00 | 11/2/2011 6:38:25 AM |
marwadi-62 | $1,000.00 | 11/2/2011 7:20:39 AM |
SecondChanceLendingSERV | $26.27 | 11/2/2011 9:25:01 AM |
brondero | $37.00 | 11/3/2011 9:10:30 AM |
money-baron-roth-IRA | $50.00 | 11/3/2011 10:55:01 AM |
graceful-investment | $50.00 | 11/3/2011 10:36:06 AM |
wampum-library4 | $25.00 | 11/3/2011 12:08:51 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
536671
This series of Notes was issued and sold upon the funding of the borrower loan #55805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,755 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| Cloudx9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2009)
660-679
(Sep-2008)
|
Principal balance:
| $769.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Sudden Medical Expense Help!!!
Purpose of loan:
This loan will be used to... Pay off unexpected Medical Expense Bill for my wife, She was diagnosed with a tumor and needed surgery. Unfortunately, our insurance is not good and we still over 15K in medical bills, I can handle another 5K on my own but can only pay the other 10K in the form of a loan.
My financial situation:
I am a good candidate for this loan because...I can afford the monthly payments from this loan but cannot pay the $10K bill all at once. I have previous loans with prosper and have never defaulted. My job is also very stable even though I'm an independent contractor. I make a steady income as a physical therapist. will provide proof of this.
Monthly net income: $ 4400
Monthly expenses: $ 3335
Housing: $ 600
Insurance: $ 155
Car expenses: $ 450
Utilities: $ 80
Phone, cable, internet: $ 100
Food, entertainment: $ 450
Clothing, household expenses: $ 200
Credit cards and other loans: $ 300
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $30.00 | 11/2/2011 9:05:31 AM |
green-trade-dolphin | $35.02 | 11/2/2011 9:02:05 AM |
Dubbs360 | $50.00 | 11/2/2011 9:34:39 AM |
real-return | $25.00 | 11/2/2011 9:07:59 AM |
important-openness1 | $100.00 | 11/2/2011 9:27:29 AM |
pound-mushroom3 | $25.00 | 11/2/2011 10:20:53 AM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:12 AM |
CA-Lender | $25.00 | 11/2/2011 10:05:23 AM |
resolute-justice413 | $100.00 | 11/2/2011 10:18:01 AM |
PLANECRASH | $100.00 | 11/2/2011 10:59:28 AM |
AndChicksforFree | $25.00 | 11/2/2011 11:18:19 AM |
worthy-bid8 | $50.00 | 11/2/2011 11:27:41 AM |
wise-deal-panda | $200.00 | 11/2/2011 11:30:38 AM |
glroark | $50.00 | 11/2/2011 2:27:17 PM |
skiberdad | $50.00 | 11/2/2011 1:00:35 PM |
janeybooboo | $75.00 | 11/2/2011 1:34:38 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:12 PM |
arsisi | $25.00 | 11/2/2011 5:24:54 PM |
Weaverville | $25.00 | 11/2/2011 7:56:05 PM |
cnovak | $25.00 | 11/2/2011 9:55:26 PM |
golffish2 | $25.00 | 11/3/2011 3:18:44 AM |
shawnw2 | $75.00 | 11/3/2011 7:41:52 AM |
DiligentiaLLC | $25.00 | 11/3/2011 7:51:48 AM |
orange-preeminant-bill | $25.00 | 11/3/2011 10:19:45 AM |
graceful-investment | $85.00 | 11/3/2011 10:34:46 AM |
Kaj | $25.00 | 11/3/2011 11:14:21 AM |
ethicalhumanist | $50.00 | 11/3/2011 1:04:46 PM |
diplomatic-wealth7 | $25.00 | 11/2/2011 9:05:35 AM |
finance-mushroom | $100.00 | 11/2/2011 9:07:05 AM |
SLN-10 | $100.00 | 11/2/2011 9:17:15 AM |
atlas100 | $25.00 | 11/2/2011 11:46:24 AM |
progressive-economy261 | $400.00 | 11/2/2011 10:55:30 AM |
enticing-capital6 | $50.00 | 11/2/2011 11:03:46 AM |
dollardave | $50.00 | 11/2/2011 11:07:08 AM |
return-grizzly | $100.00 | 11/2/2011 1:27:18 PM |
the-profit-oracle | $25.00 | 11/2/2011 12:06:53 PM |
iaffy | $50.00 | 11/2/2011 2:55:00 PM |
miamibeachloaner | $25.00 | 11/2/2011 5:27:05 PM |
treasure-bliss | $25.00 | 11/2/2011 6:00:49 PM |
miked8303 | $25.00 | 11/2/2011 7:03:22 PM |
please-repay | $75.00 | 11/3/2011 3:27:02 AM |
villagers | $25.00 | 11/2/2011 9:45:58 PM |
Feyenoord | $30.00 | 11/2/2011 8:37:38 PM |
benefit-trident | $25.00 | 11/3/2011 4:10:31 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:48 AM |
marwadi-62 | $50.00 | 11/3/2011 7:10:24 AM |
handy-justice | $50.00 | 11/3/2011 9:31:47 AM |
CoolPlexer | $25.00 | 11/3/2011 10:18:02 AM |
worth-blanket2 | $7,100.00 | 11/3/2011 11:07:10 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:48 PM |
The_Phantom | $25.00 | 11/3/2011 1:06:11 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
536673
This series of Notes was issued and sold upon the funding of the borrower loan #55632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $469.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
17 | Length of status: | 21y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $77,854 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wealth-honker |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Angel
Purpose of loan:
This loan will be used to...consolidation
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $10966
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $240
Utilities: $380
Phone, cable, internet: $276
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1600
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BenR | $100.00 | 11/2/2011 9:34:36 AM |
Bank_Of_XL | $25.00 | 11/2/2011 12:40:02 PM |
iaffy | $50.00 | 11/2/2011 2:55:00 PM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:36 PM |
cnovak | $25.00 | 11/3/2011 7:09:45 AM |
worth-blanket2 | $12,300.00 | 11/3/2011 11:04:43 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:49 PM |
matthewrburk | $4.73 | 11/3/2011 1:24:30 PM |
kindness-jedi | $25.00 | 11/2/2011 9:18:00 AM |
responsibility-butterfly | $25.00 | 11/2/2011 10:24:38 AM |
pdub | $75.00 | 11/2/2011 10:29:31 AM |
janeybooboo | $75.00 | 11/2/2011 1:29:04 PM |
credit-coach118 | $25.27 | 11/2/2011 2:31:16 PM |
one-midas | $25.00 | 11/3/2011 4:56:16 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:12 AM |
thankful-nickel2 | $25.00 | 11/3/2011 12:20:50 PM |
Whipster | $45.00 | 11/3/2011 1:02:08 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
536691
This series of Notes was issued and sold upon the funding of the borrower loan #55772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
20 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,848 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| sixfoot4boi |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 40% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 3
( 60% )
| 600-619
(Jul-2009)
600-619
(Apr-2008)
580-599
(Nov-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Big Banks Do it again...
Purpose of loan:
This loan will be used to... Keep me afloat after having to pay back my student loans on top of shoring up my credit card debt.
Citibank had my loans deferred until mid-2012, but then sold them off to Sallie Mae who is requiring immediate payment, all told it's going to cost an extra 600 a month just for this adding to my monthly expenses and I just signed a lease on an apartment, couldn't have come at a worse time, please help!
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4200.00
Housing: $ 1800.00
Insurance: $ 200.00
Car expenses: $ 400.00
Utilities: $ 150.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 300.00
Clothing, household expenses: $
Credit cards and other loans: $ 40000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $40.00 | 11/2/2011 9:02:38 AM |
finance-mushroom | $100.00 | 11/2/2011 9:07:06 AM |
312-Lender | $25.00 | 11/2/2011 9:07:48 AM |
extraordinary-velocity6 | $50.00 | 11/2/2011 10:26:30 AM |
economy-coup | $50.00 | 11/2/2011 10:34:25 AM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:12 AM |
listing-trapper3 | $50.00 | 11/2/2011 11:01:46 AM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:36 PM |
DiligentiaLLC | $25.00 | 11/3/2011 7:50:26 AM |
social-zebra | $33.74 | 11/3/2011 12:02:25 PM |
SecondChanceLendingSERV | $26.26 | 11/2/2011 9:23:18 AM |
thankful-nickel2 | $25.00 | 11/2/2011 1:54:14 PM |
SolarMoonshine | $25.00 | 11/2/2011 3:54:30 PM |
Mikale360 | $25.00 | 11/2/2011 2:07:56 PM |
jgar_O | $25.00 | 11/2/2011 5:44:11 PM |
amlu1988 | $25.00 | 11/2/2011 6:19:47 PM |
rs999 | $25.00 | 11/2/2011 7:02:21 PM |
ptjg | $100.00 | 11/2/2011 11:15:06 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:49 AM |
worth-blanket2 | $6,500.00 | 11/3/2011 11:07:13 AM |
Barrayaran | $25.00 | 11/3/2011 10:58:37 AM |
money-baron-Roth401k | $50.00 | 11/3/2011 11:10:15 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
536733
This series of Notes was issued and sold upon the funding of the borrower loan #55590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $389.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 66% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
17 | Length of status: | 12y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,881 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| immaculate-value4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2011)
|
Principal balance:
| $13,665.25 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $3400
Insurance: $
Car expenses: $428.57
Utilities: $225.00
Phone, cable, internet: $350.00
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kaj | $25.00 | 11/1/2011 5:32:57 PM |
influential-benjamins0 | $100.00 | 11/1/2011 5:38:22 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:23 PM |
peaceful-wealth0 | $25.00 | 11/1/2011 5:48:09 PM |
pound-mushroom3 | $25.00 | 11/1/2011 5:57:47 PM |
Zoomie | $25.00 | 11/1/2011 7:01:59 PM |
riskreward | $250.00 | 11/1/2011 7:05:51 PM |
heavenly-treasure542 | $25.00 | 11/2/2011 4:24:58 AM |
Viamin | $25.00 | 11/1/2011 11:07:44 PM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:56 AM |
intelligent-repayment8 | $1,000.00 | 11/2/2011 9:04:24 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:05 AM |
resolute-justice413 | $100.00 | 11/2/2011 10:17:50 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:40 AM |
valiant-money | $45.00 | 11/2/2011 12:00:28 PM |
forthright-dedication | $50.00 | 11/2/2011 11:13:12 AM |
skiberdad | $50.00 | 11/2/2011 1:00:34 PM |
gracej | $25.00 | 11/2/2011 1:58:02 PM |
108lender | $150.00 | 11/2/2011 2:54:12 PM |
transparency-universe8 | $25.00 | 11/2/2011 4:44:03 PM |
iaffy | $50.00 | 11/2/2011 2:54:58 PM |
Weaverville | $25.00 | 11/2/2011 7:56:05 PM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:53 PM |
RetiredATC | $50.00 | 11/3/2011 3:15:28 AM |
elfincove | $25.00 | 11/2/2011 8:37:37 PM |
Mark-7 | $50.00 | 11/3/2011 2:35:08 AM |
the-discrete-income | $25.00 | 11/3/2011 9:01:43 AM |
cnovak | $25.00 | 11/3/2011 7:09:43 AM |
green28 | $200.00 | 11/3/2011 9:26:32 AM |
maharaja | $25.00 | 11/3/2011 9:25:59 AM |
power-persimmon5 | $50.00 | 11/3/2011 9:43:37 AM |
Investor_DP | $100.00 | 11/3/2011 10:54:34 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:10 AM |
kindness-jedi | $25.00 | 11/1/2011 5:25:04 PM |
figs4u2 | $100.00 | 11/1/2011 5:57:26 PM |
fervent-repayment | $25.00 | 11/1/2011 5:41:10 PM |
cablenews | $100.00 | 11/1/2011 6:20:04 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:59 PM |
impressive-loan | $100.00 | 11/1/2011 6:12:07 PM |
Brown98 | $25.00 | 11/1/2011 6:55:52 PM |
responsibility-butterfly | $25.00 | 11/1/2011 7:16:49 PM |
please-repay | $100.00 | 11/2/2011 4:09:12 AM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:23 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:23 AM |
orange-brainy-return | $25.00 | 11/2/2011 8:31:11 AM |
CashFlow13 | $100.00 | 11/2/2011 10:04:31 AM |
BenR | $100.00 | 11/2/2011 9:34:35 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:52 AM |
hard-working-rate3 | $100.00 | 11/2/2011 6:28:22 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:43 PM |
truth-vault4 | $25.00 | 11/3/2011 9:45:03 AM |
cybernosha | $25.00 | 11/3/2011 10:25:22 AM |
worth-blanket2 | $6,700.00 | 11/3/2011 11:06:14 AM |
fcrick | $5.00 | 11/3/2011 11:12:32 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
536747
This series of Notes was issued and sold upon the funding of the borrower loan #55811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,100.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $97.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 7% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,412 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-guitar |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Leveraging Home Based Business
Purpose of loan:
This loan will be used to... If I received the loan, I would purchase UPC codes for my product. I am also planning on purchasing shipping supplies along with other supplies for the business
My financial situation:
I am a good candidate for this loan because... Well I do not like to owe money. Other than my home, I owe 1500 in debt. I started an internet business 3 years ago. (Korkys Push Pins) I started with my own money currently do not owe any money on the business. I have put the profits back into the business to build it up. However, I realize that I really need the UPC codes. So, here I am asking investors to invest in me.
Check out my products on Amazon. They make great gifts and stocking stuffers.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.02 | 11/2/2011 9:02:14 AM |
BaxterEvil | $25.00 | 11/2/2011 9:08:07 AM |
Thelonius10 | $25.00 | 11/2/2011 9:17:55 AM |
bonus-tent | $25.00 | 11/2/2011 9:18:41 AM |
j2ee | $25.00 | 11/2/2011 9:19:00 AM |
nickel-ferret | $50.00 | 11/2/2011 9:27:46 AM |
vivacious-truth3 | $25.00 | 11/2/2011 9:30:10 AM |
mrpowers5531 | $25.00 | 11/2/2011 9:01:44 AM |
kbodendorf | $25.00 | 11/2/2011 9:02:13 AM |
hardwareman | $25.00 | 11/2/2011 9:08:41 AM |
tenacious-affluence | $100.00 | 11/2/2011 9:36:19 AM |
new-truth-chuckler | $25.00 | 11/2/2011 9:02:29 AM |
kinetic-openness0 | $25.00 | 11/2/2011 9:38:27 AM |
wtrboy | $25.00 | 11/2/2011 9:39:56 AM |
kbguru | $25.00 | 11/2/2011 9:42:27 AM |
Contour | $25.00 | 11/2/2011 9:08:30 AM |
riskadverse44 | $25.00 | 11/2/2011 9:13:24 AM |
red-unequivocal-finance | $25.00 | 11/2/2011 9:18:25 AM |
indomitable-coin | $25.00 | 11/2/2011 9:50:30 AM |
faldska | $25.00 | 11/2/2011 9:26:02 AM |
MadHun | $200.00 | 11/2/2011 9:31:43 AM |
AmericanCredit | $50.00 | 11/2/2011 10:02:20 AM |
anacent | $25.00 | 11/2/2011 10:15:42 AM |
mosby | $25.00 | 11/2/2011 9:35:30 AM |
toblerone | $25.00 | 11/2/2011 10:18:53 AM |
Dollars4Rent | $50.00 | 11/2/2011 9:39:06 AM |
YLlama | $25.00 | 11/2/2011 9:51:05 AM |
IIP77 | $25.00 | 11/2/2011 10:27:48 AM |
income-excellence1 | $25.00 | 11/2/2011 9:53:11 AM |
Rdodson11 | $25.00 | 11/2/2011 10:01:31 AM |
windfall46 | $25.00 | 11/2/2011 9:54:31 AM |
gojackgo | $50.00 | 11/2/2011 10:01:46 AM |
Octavian315 | $35.00 | 11/2/2011 10:13:46 AM |
ski bum | $100.00 | 11/2/2011 10:14:28 AM |
KLCRAY | $25.00 | 11/2/2011 10:21:27 AM |
thezfunk | $25.00 | 11/2/2011 10:23:09 AM |
ChicoBob | $25.00 | 11/2/2011 10:33:56 AM |
mlb123 | $50.00 | 11/2/2011 10:34:40 AM |
scholarly-benefit5 | $25.00 | 11/2/2011 10:29:28 AM |
jga516 | $25.00 | 11/2/2011 9:14:22 AM |
D911ave | $50.00 | 11/2/2011 9:23:23 AM |
first-favorite-bonus9 | $25.00 | 11/2/2011 9:31:25 AM |
sun818 | $25.00 | 11/2/2011 9:33:17 AM |
newest-bountiful-basis | $25.00 | 11/2/2011 9:01:57 AM |
massuot | $25.00 | 11/2/2011 9:11:53 AM |
compoundinterest | $50.00 | 11/2/2011 9:37:24 AM |
ATOHokie | $25.00 | 11/2/2011 9:40:12 AM |
harmonious-moola7 | $25.00 | 11/2/2011 9:05:07 AM |
AFairDeal | $50.00 | 11/2/2011 9:13:40 AM |
best-enriched-auction | $25.00 | 11/2/2011 9:12:50 AM |
UnclePockets | $25.00 | 11/2/2011 9:14:50 AM |
nickel-pipeline | $33.75 | 11/2/2011 9:46:51 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:41 AM |
think-become | $25.00 | 11/2/2011 9:52:13 AM |
Panna | $25.00 | 11/2/2011 9:55:02 AM |
loyalty-edifice997 | $25.00 | 11/2/2011 9:29:24 AM |
golden-platinum7 | $50.00 | 11/2/2011 9:57:10 AM |
adevadeh | $25.00 | 11/2/2011 10:12:48 AM |
riskreward | $250.00 | 11/2/2011 10:16:13 AM |
wolf1333 | $25.00 | 11/2/2011 9:41:41 AM |
andyb9 | $25.00 | 11/2/2011 9:53:50 AM |
chicco | $500.00 | 11/2/2011 10:01:03 AM |
blue-useful-auction | $25.00 | 11/2/2011 10:00:34 AM |
Pasagam | $50.00 | 11/2/2011 10:13:30 AM |
kalex752 | $25.00 | 11/2/2011 10:17:08 AM |
NJNY | $25.00 | 11/2/2011 10:18:41 AM |
britgsb | $30.00 | 11/2/2011 10:28:32 AM |
responsibility-butterfly | $25.00 | 11/2/2011 10:24:26 AM |
Syzygy | $25.00 | 11/2/2011 10:26:53 AM |
velocity-solo | $25.00 | 11/2/2011 10:33:39 AM |
bb575 | $50.00 | 11/2/2011 10:32:37 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
536777
This series of Notes was issued and sold upon the funding of the borrower loan #55629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $221.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 13% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,339 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-recorder2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pana
Purpose of loan:
This loan will be used to reorganize my billing cycles that are currently not meeting my current payment requirements like I would like and to take my family on a well deserved vacation I may also add that I am a retired military member of the US NAVY for which I also earn a retirement salary for. My current salary with the Government as an civilian employee is aprroximately 121,000.00 per year and my military retirement is approximately 28,000.00 per year
My financial situation:
I am a good candidate for this loan because... I like to pay my bills on time and if I will obtain this loan I will put my repayment of it on an allotment with my bank institution current banking institution once approved.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.02 | 11/2/2011 9:02:12 AM |
vivacious-truth3 | $25.00 | 11/2/2011 9:30:10 AM |
windfall46 | $25.00 | 11/2/2011 9:54:31 AM |
ATOHokie | $25.00 | 11/2/2011 9:40:12 AM |
responsibility-butterfly | $25.00 | 11/2/2011 10:24:26 AM |
Octavian315 | $35.00 | 11/2/2011 10:13:46 AM |
br4444 | $25.00 | 11/2/2011 10:45:11 AM |
riskreward | $250.00 | 11/2/2011 10:16:13 AM |
figs4u2 | $100.00 | 11/2/2011 11:12:04 AM |
britgsb | $30.00 | 11/2/2011 10:28:33 AM |
cashhelp | $25.00 | 11/2/2011 10:37:20 AM |
valiant-liberty4 | $25.00 | 11/2/2011 10:42:05 AM |
Azonic21 | $25.00 | 11/2/2011 11:21:35 AM |
MiniBank998 | $25.00 | 11/2/2011 10:40:05 AM |
morukdos | $25.00 | 11/2/2011 10:40:31 AM |
transparency-river1 | $1,000.00 | 11/2/2011 10:41:11 AM |
benjay25 | $35.00 | 11/2/2011 10:46:00 AM |
worthy-bid8 | $50.00 | 11/2/2011 11:27:42 AM |
chipperjohnson | $25.00 | 11/2/2011 11:41:29 AM |
andycheb | $25.00 | 11/2/2011 10:56:50 AM |
orange-courageous-dedication | $25.00 | 11/2/2011 11:02:40 AM |
enterprising-integrity | $50.00 | 11/2/2011 11:04:42 AM |
MJDAE | $50.00 | 11/2/2011 11:07:45 AM |
Namrok | $25.00 | 11/2/2011 11:09:47 AM |
best-ingenious-funds | $50.00 | 11/2/2011 11:09:13 AM |
retiresecure | $25.00 | 11/2/2011 11:16:18 AM |
hostbank | $100.00 | 11/2/2011 11:18:31 AM |
Cheburashka | $25.00 | 11/2/2011 11:20:26 AM |
SanJoser | $25.00 | 11/2/2011 11:23:10 AM |
gracej | $25.00 | 11/2/2011 1:58:03 PM |
dpjd | $25.00 | 11/2/2011 3:52:02 PM |
108lender | $150.00 | 11/2/2011 2:54:12 PM |
transaction-engine6 | $25.00 | 11/2/2011 3:11:44 PM |
sweet-loan7 | $25.00 | 11/2/2011 4:02:42 PM |
journey517 | $50.00 | 11/2/2011 3:40:27 PM |
newest-bountiful-basis | $25.00 | 11/2/2011 6:01:59 PM |
reinforced-revenue069 | $25.00 | 11/2/2011 6:08:50 PM |
credit-vinyl | $25.00 | 11/2/2011 5:57:42 PM |
j2ee | $25.00 | 11/2/2011 7:07:56 PM |
tomdooley12520 | $50.00 | 11/3/2011 1:44:57 AM |
kindness-hickory5 | $25.00 | 11/3/2011 4:21:08 AM |
ZeoInvestments | $25.00 | 11/3/2011 7:22:18 AM |
moola-man | $25.00 | 11/3/2011 8:20:58 AM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:39 AM |
gzeo | $25.00 | 11/3/2011 7:23:49 AM |
value-wind0 | $25.00 | 11/3/2011 7:49:23 AM |
happyskippy0208 | $25.00 | 11/3/2011 8:09:15 AM |
green28 | $200.00 | 11/3/2011 9:41:45 AM |
YLlama | $25.00 | 11/3/2011 10:02:30 AM |
Kame | $25.00 | 11/3/2011 9:08:20 AM |
sjlender | $100.00 | 11/3/2011 9:23:25 AM |
rockytop | $50.00 | 11/3/2011 10:24:19 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:44 AM |
Snoopylover | $25.00 | 11/3/2011 10:45:17 AM |
velocity-solo | $25.00 | 11/3/2011 11:10:13 AM |
UnclePockets | $25.00 | 11/3/2011 11:21:12 AM |
bonus-tent | $25.00 | 11/3/2011 11:31:44 AM |
nickel-jam | $705.00 | 11/3/2011 11:57:15 AM |
millionlender | $87.69 | 11/3/2011 12:02:46 PM |
Harry | $13.41 | 11/3/2011 2:59:56 PM |
AFairDeal | $50.00 | 11/2/2011 9:13:40 AM |
harmonious-moola7 | $25.00 | 11/2/2011 9:05:07 AM |
compoundinterest | $25.00 | 11/2/2011 9:37:24 AM |
first-favorite-bonus9 | $25.00 | 11/2/2011 9:31:25 AM |
indomitable-coin | $25.00 | 11/2/2011 9:50:30 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:41 AM |
scholarly-benefit5 | $25.00 | 11/2/2011 10:29:29 AM |
blue-useful-auction | $25.00 | 11/2/2011 9:59:38 AM |
AmericanCredit | $50.00 | 11/2/2011 10:02:20 AM |
Aimvest | $25.00 | 11/2/2011 10:49:39 AM |
solstice175 | $25.00 | 11/2/2011 10:53:40 AM |
Clambake | $25.00 | 11/2/2011 11:07:34 AM |
pdub | $75.00 | 11/2/2011 10:29:31 AM |
alpinaut | $25.00 | 11/2/2011 11:13:37 AM |
mike_banker | $50.00 | 11/2/2011 10:40:18 AM |
adamnash | $25.00 | 11/2/2011 10:40:47 AM |
bb575 | $50.00 | 11/2/2011 10:32:37 AM |
ctgscott | $25.00 | 11/2/2011 10:42:17 AM |
Ivan2007 | $25.00 | 11/2/2011 11:23:47 AM |
neighborly-hope6 | $100.00 | 11/2/2011 10:41:40 AM |
GodzillaLending | $25.00 | 11/2/2011 10:42:30 AM |
credible-durability | $25.00 | 11/2/2011 10:56:21 AM |
ZeLonewolf | $25.00 | 11/2/2011 11:02:27 AM |
rakstar | $50.00 | 11/2/2011 12:18:34 PM |
TelegramSam | $25.00 | 11/2/2011 11:11:29 AM |
Duchdad | $25.00 | 11/2/2011 11:24:36 AM |
salizex | $50.00 | 11/2/2011 11:39:10 AM |
wealthstar | $25.00 | 11/2/2011 1:11:03 PM |
djh47a | $25.00 | 11/2/2011 1:47:02 PM |
chibear34 | $25.00 | 11/2/2011 11:56:58 AM |
ore-leaper1 | $40.00 | 11/2/2011 4:03:40 PM |
stollcm | $25.00 | 11/2/2011 4:11:27 PM |
diablorulz | $75.00 | 11/2/2011 4:31:05 PM |
Bank42 | $25.00 | 11/2/2011 4:37:45 PM |
brightest-systematic-commitment | $25.00 | 11/2/2011 3:55:48 PM |
damage | $25.00 | 11/2/2011 4:26:41 PM |
senior1 | $25.00 | 11/2/2011 4:31:09 PM |
finance-explosion6 | $25.00 | 11/2/2011 4:49:52 PM |
enterprising-credit2 | $50.00 | 11/2/2011 4:21:50 PM |
first-euro-rapture | $25.00 | 11/2/2011 5:05:18 PM |
E-2 | $100.00 | 11/2/2011 5:17:53 PM |
freesia54 | $50.00 | 11/2/2011 5:25:23 PM |
eis930 | $95.00 | 11/2/2011 7:03:47 PM |
rmachi | $25.00 | 11/2/2011 6:19:37 PM |
Preteur | $25.00 | 11/2/2011 6:12:18 PM |
hard-working-rate3 | $100.00 | 11/2/2011 6:28:23 PM |
Munnie | $50.00 | 11/2/2011 7:45:57 PM |
Rob717171 | $50.00 | 11/2/2011 6:55:01 PM |
lifegrowth | $25.00 | 11/2/2011 6:56:08 PM |
kenji4861 | $25.00 | 11/2/2011 7:15:47 PM |
market-maple | $25.00 | 11/2/2011 10:08:22 PM |
bankisopen | $200.00 | 11/3/2011 2:19:55 AM |
blot44 | $25.00 | 11/3/2011 4:27:52 AM |
cnovak | $25.00 | 11/3/2011 7:09:47 AM |
tolstoy00 | $25.00 | 11/3/2011 8:36:01 AM |
fireboss | $42.36 | 11/3/2011 8:54:00 AM |
buukyak | $25.00 | 11/3/2011 8:59:40 AM |
impressive-loan | $100.00 | 11/3/2011 9:11:39 AM |
Pasagam | $50.00 | 11/3/2011 9:30:46 AM |
credit-coach118 | $35.00 | 11/3/2011 8:53:57 AM |
wtrboy | $25.00 | 11/3/2011 9:43:55 AM |
dharma1 | $25.00 | 11/3/2011 9:18:29 AM |
unequaled-loyalty7 | $25.00 | 11/3/2011 10:38:12 AM |
zski | $25.00 | 11/3/2011 10:27:53 AM |
integrity-saver | $50.00 | 11/3/2011 10:48:24 AM |
ethicalhumanist | $100.00 | 11/3/2011 1:03:05 PM |
Guiren | $101.52 | 11/3/2011 12:11:06 PM |
127 Investments
|
Borrower Payment Dependent Notes Series
536787
This series of Notes was issued and sold upon the funding of the borrower loan #55754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,444 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| urbane-dinero2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay bills and start new business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
favorite-commerce | $30.00 | 11/2/2011 9:04:15 AM |
finance-mushroom | $100.00 | 11/2/2011 9:07:07 AM |
superb-funds335 | $25.00 | 11/2/2011 9:17:32 AM |
kindness-jedi | $25.00 | 11/2/2011 9:18:02 AM |
roux | $25.00 | 11/2/2011 9:45:52 AM |
well-rounded-payout0 | $50.00 | 11/2/2011 10:20:09 AM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:14 AM |
tcpfan | $25.00 | 11/2/2011 11:41:18 AM |
bizlending | $250.00 | 11/2/2011 11:29:34 AM |
thankful-nickel2 | $25.00 | 11/2/2011 1:58:20 PM |
iaffy | $50.00 | 11/2/2011 2:55:02 PM |
elvisloans | $25.00 | 11/2/2011 4:51:49 PM |
scrappy-diversification7 | $1,145.00 | 11/2/2011 5:46:37 PM |
Dubbs360 | $50.00 | 11/2/2011 9:34:40 AM |
economy-coup | $50.00 | 11/2/2011 10:34:27 AM |
progressive-economy261 | $400.00 | 11/2/2011 10:55:31 AM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:13 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
536839
This series of Notes was issued and sold upon the funding of the borrower loan #55626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $248.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,923 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| ntwcm |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $10,020.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
660-679
(Oct-2009)
660-679
(May-2008)
|
Principal balance:
| $1,978.83 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
My personal loan for my business
Purpose of loan:
This loan will be used to...Consolidate 2 loans/credit cards I already have.
My financial situation:
I am a good candidate for this loan because...I have had 2 loans through Prosper and have never missed a payment. Again, automatic payment will be used to pay the monthly payment due. This assures for fast efficient payment to the lenders. It will drop my monthly expense by $200.
Monthly net income: $3800
Monthly expenses: $
Housing: $428
Insurance: $150
Car expenses: $100
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses: $120
Credit cards and other loans: $150
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $37.07 | 11/3/2011 9:03:33 AM |
resolute-justice413 | $100.00 | 11/3/2011 9:09:56 AM |
tolerant-dinero2 | $75.00 | 11/3/2011 9:06:04 AM |
real-return | $25.00 | 11/3/2011 9:33:11 AM |
iaffy | $50.00 | 11/3/2011 9:34:54 AM |
pound-mushroom3 | $25.00 | 11/3/2011 9:35:35 AM |
AndChicksforFree | $25.00 | 11/3/2011 9:49:45 AM |
influential-benjamins0 | $100.00 | 11/3/2011 10:03:10 AM |
figs4u2 | $100.00 | 11/3/2011 10:05:30 AM |
riskreward | $250.00 | 11/3/2011 10:04:18 AM |
elfincove | $25.00 | 11/3/2011 10:15:09 AM |
RetiredATC | $50.00 | 11/3/2011 10:28:08 AM |
FinanceEngine | $40.00 | 11/3/2011 10:54:31 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:17 AM |
BenR | $100.00 | 11/3/2011 11:43:41 AM |
WorkerBee55 | $27.79 | 11/3/2011 1:47:20 PM |
treasure-expert | $25.00 | 11/3/2011 2:45:39 PM |
credit-coach118 | $55.27 | 11/3/2011 1:49:37 PM |
GoGalt | $50.00 | 11/3/2011 2:12:23 PM |
gadget7 | $25.96 | 11/3/2011 3:29:17 PM |
kenji4861 | $25.00 | 11/3/2011 5:28:31 PM |
Doodlemeyer | $25.00 | 11/3/2011 3:36:29 PM |
lostontheedge | $25.00 | 11/3/2011 3:51:58 PM |
Basset_Hound_Investments | $28.89 | 11/3/2011 4:43:27 PM |
Davidson2 | $100.00 | 11/3/2011 4:39:57 PM |
Rider | $121.71 | 11/3/2011 4:51:00 PM |
janeybooboo | $100.00 | 11/3/2011 5:05:08 PM |
larrybird | $310.94 | 11/3/2011 6:31:44 PM |
grabtakeout | $25.00 | 11/3/2011 5:07:59 PM |
trustworthy-hope189 | $100.00 | 11/3/2011 6:00:15 PM |
shrewd-dedication2 | $50.00 | 11/3/2011 6:02:13 PM |
sushi537 | $25.00 | 11/3/2011 6:15:08 PM |
debt-legend | $25.00 | 11/3/2011 6:17:12 PM |
rajs | $281.30 | 11/3/2011 6:30:28 PM |
cnovak | $25.00 | 11/3/2011 9:22:18 AM |
progressive-economy261 | $400.00 | 11/3/2011 9:23:45 AM |
enticing-capital6 | $50.00 | 11/3/2011 9:33:04 AM |
worthy-bid8 | $50.00 | 11/3/2011 11:09:22 AM |
Investor_DP | $100.00 | 11/3/2011 10:54:34 AM |
wise-deal-panda | $200.00 | 11/3/2011 11:37:17 AM |
twjh | $25.00 | 11/3/2011 11:43:02 AM |
thankful-nickel2 | $50.00 | 11/3/2011 12:08:04 PM |
Kaj | $25.00 | 11/3/2011 11:14:22 AM |
responsibility-butterfly | $25.00 | 11/3/2011 11:30:20 AM |
kindness-jedi | $25.00 | 11/3/2011 11:38:40 AM |
rolltide09 | $25.00 | 11/3/2011 11:42:04 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:56 PM |
Byrd24 | $100.00 | 11/3/2011 3:32:08 PM |
1stBankAndHal | $50.07 | 11/3/2011 12:40:46 PM |
ethicalhumanist | $100.00 | 11/3/2011 1:05:50 PM |
spitzbergen | $25.00 | 11/3/2011 1:33:35 PM |
Epiphanic | $25.00 | 11/3/2011 2:29:22 PM |
damage | $25.00 | 11/3/2011 5:09:24 PM |
fcrick | $25.00 | 11/3/2011 5:18:25 PM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:07 PM |
Vector | $25.00 | 11/3/2011 3:30:23 PM |
tcpfan | $25.00 | 11/3/2011 3:36:07 PM |
orange-impartial-asset | $600.00 | 11/3/2011 3:52:24 PM |
managedfund | $2,100.00 | 11/3/2011 3:56:02 PM |
r48 | $26.00 | 11/3/2011 4:23:54 PM |
PXM-Financial | $100.00 | 11/3/2011 4:34:10 PM |
Moe87 | $25.00 | 11/3/2011 4:35:22 PM |
thepillowsack | $25.00 | 11/3/2011 5:53:03 PM |
healer199 | $75.00 | 11/3/2011 4:53:20 PM |
valiant-money | $45.00 | 11/3/2011 5:57:25 PM |
green-trade-dolphin2 | $25.00 | 11/3/2011 6:17:55 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
537017
This series of Notes was issued and sold upon the funding of the borrower loan #55832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 40% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 16y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,373 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unconquerable-market061 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Emergency Medical
Purpose of loan: Surgery
This loan will be used to...doctors
My financial situation: Good
I am a good candidate for this loan because...Im credit worthy & keep it that way.
Monthly net income: 4000 $
Monthly expenses:2500 $
Housing: 990 $
Insurance: 248 $
Car expenses: 400$
Utilities: 150 $
Phone, cable, internet: 100 $
Food, entertainment: 100 $
Clothing, household expenses: 100 $
Credit cards and other loans: 500 $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $75.00 | 11/3/2011 5:09:54 PM |
coin-investor | $25.00 | 11/3/2011 5:34:08 PM |
well-rounded-payout0 | $50.00 | 11/3/2011 5:40:16 PM |
finance-solo | $50.00 | 11/3/2011 5:01:34 PM |
km007 | $25.00 | 11/3/2011 5:07:44 PM |
Whipster | $90.00 | 11/3/2011 5:22:16 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:12 PM |
credit-coach118 | $25.47 | 11/3/2011 8:44:28 PM |
papaloha | $25.00 | 11/3/2011 9:58:23 PM |
wkeboarder21 | $50.00 | 11/4/2011 4:42:45 AM |
foothillender | $25.00 | 11/4/2011 8:21:14 AM |
exchange-squirrel | $25.00 | 11/4/2011 9:32:54 AM |
BankofRon | $25.00 | 11/4/2011 9:51:45 AM |
terrific-dough6 | $50.00 | 11/4/2011 10:02:50 AM |
economy-coup | $50.00 | 11/4/2011 10:16:50 AM |
wise-deal-panda | $100.00 | 11/4/2011 10:58:11 AM |
enterprising-credit2 | $25.00 | 11/4/2011 10:43:22 AM |
pdub | $75.00 | 11/3/2011 5:41:25 PM |
pound-mushroom3 | $25.00 | 11/3/2011 6:09:13 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:40 PM |
kindness-jedi | $25.00 | 11/3/2011 5:36:54 PM |
wonder3 | $40.00 | 11/3/2011 5:39:41 PM |
real-return | $25.00 | 11/3/2011 9:07:52 PM |
AndChicksforFree | $25.00 | 11/4/2011 8:11:12 AM |
favorite-commerce | $30.00 | 11/4/2011 7:48:13 AM |
CashFlow13 | $100.00 | 11/4/2011 10:14:37 AM |
evnagelist | $25.00 | 11/4/2011 10:16:44 AM |
zone8 | $100.00 | 11/4/2011 10:57:31 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:42 AM |
thelovebug | $100.00 | 11/4/2011 11:10:36 AM |
fervent-repayment | $25.00 | 11/4/2011 11:14:30 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:34 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:36 AM |
transaction-circuit | $50.00 | 11/4/2011 10:53:14 AM |
scrappy-diversification7 | $1,014.53 | 11/4/2011 11:29:27 AM |
spitzbergen | $25.00 | 11/4/2011 11:04:28 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
537039
This series of Notes was issued and sold upon the funding of the borrower loan #55835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1980 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 22y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,260 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bombero57 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
2011 Loan
Purpose of loan: Debt consolidation
This loan will be used to...Pay off bank loan
My financial situation: Is good
I am a good candidate for this loan because...I am on time with all my payments and they can be debited via bank account to ensure prompt payment
Monthly net income: $ 3800
Monthly expenses: $ 2800
Housing: $ 650
Insurance: $ 200
Car expenses: $ 200
Utilities: $ 250
Phone, cable, internet: $ 88
Food, entertainment: $ 250
Clothing, household expenses: $75
Credit cards and other loans: $ 1000
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $150.00 | 11/3/2011 5:25:16 PM |
janeybooboo | $75.00 | 11/3/2011 5:09:28 PM |
wonder3 | $30.00 | 11/3/2011 5:45:04 PM |
vutah | $25.00 | 11/3/2011 7:33:50 PM |
smart-gold | $25.00 | 11/3/2011 5:54:41 PM |
credit-coach118 | $45.26 | 11/3/2011 8:48:54 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:57 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:11:49 PM |
bullwink27 | $25.00 | 11/4/2011 3:43:51 AM |
Goodlender42 | $25.00 | 11/4/2011 5:35:00 AM |
blue-useful-auction | $25.00 | 11/4/2011 6:41:46 AM |
evnagelist | $25.00 | 11/4/2011 10:15:21 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:42 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:35 AM |
iaffy | $50.00 | 11/4/2011 11:53:58 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:04 AM |
JBG | $25.00 | 11/4/2011 1:23:20 PM |
Lululinda | $50.00 | 11/4/2011 1:30:31 PM |
payment-halo | $25.00 | 11/4/2011 2:20:12 PM |
managedfund | $800.00 | 11/4/2011 2:29:04 PM |
kindness-jedi | $25.00 | 11/3/2011 5:36:54 PM |
elvisloans | $25.00 | 11/3/2011 6:03:44 PM |
cnovak | $25.00 | 11/3/2011 5:23:17 PM |
cash-vault | $25.00 | 11/3/2011 9:51:34 PM |
Trapman13 | $50.00 | 11/4/2011 4:36:55 AM |
Brisket_Bob | $25.00 | 11/4/2011 5:34:01 AM |
favorite-commerce | $30.00 | 11/4/2011 7:51:50 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:11 AM |
AndChicksforFree | $25.00 | 11/4/2011 8:11:48 AM |
selector568 | $240.98 | 11/4/2011 9:20:51 AM |
best-ingenious-funds | $25.00 | 11/4/2011 10:33:42 AM |
Bank_Of_XL | $25.00 | 11/4/2011 11:18:36 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:04 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:15 AM |
Flreap | $25.00 | 11/4/2011 12:50:33 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:44 PM |
riskreward | $250.00 | 11/4/2011 11:56:41 AM |
new-gold-wrangler | $1,053.76 | 11/4/2011 2:50:10 PM |
GS-ROCK | $25.00 | 11/4/2011 1:18:42 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
537183
This series of Notes was issued and sold upon the funding of the borrower loan #55829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $98.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1979 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $879 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fulfilling-gold97 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Short term loan needed
Purpose of loan:
This loan will be used to cover unexpected expenses
My financial situation:
I am a good candidate for this loan because my credit is good and my source of income is dependable.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 11/4/2011 9:59:10 AM |
ujiba | $50.00 | 11/4/2011 10:11:41 AM |
commitment-antioxidant8 | $100.00 | 11/4/2011 10:41:25 AM |
evnagelist | $25.00 | 11/4/2011 10:15:24 AM |
best-ingenious-funds | $25.00 | 11/4/2011 10:21:16 AM |
cnovak | $25.00 | 11/4/2011 10:28:05 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:38 AM |
D911ave | $50.00 | 11/4/2011 11:25:14 AM |
enterprising-credit2 | $25.00 | 11/4/2011 10:43:23 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:43 AM |
influential-benjamins0 | $100.00 | 11/4/2011 11:22:38 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:21 AM |
FoosMaster | $30.00 | 11/4/2011 11:36:37 AM |
green28 | $100.00 | 11/4/2011 12:30:47 PM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:17 AM |
WalnutCreekguy | $100.00 | 11/4/2011 11:38:50 AM |
Darts | $50.00 | 11/4/2011 11:49:32 AM |
elvisloans | $25.00 | 11/4/2011 1:30:12 PM |
money-baron | $50.00 | 11/4/2011 12:24:20 PM |
mindful-deal289 | $26.60 | 11/4/2011 2:04:58 PM |
larrybird | $353.40 | 11/4/2011 2:41:22 PM |
minista | $25.00 | 11/4/2011 12:40:35 PM |
Beechturner | $40.00 | 11/4/2011 1:43:34 PM |
Mantis75 | $25.00 | 11/4/2011 10:05:12 AM |
bb575 | $50.00 | 11/4/2011 10:05:47 AM |
kenji4861 | $25.00 | 11/4/2011 9:52:39 AM |
Clambake | $25.00 | 11/4/2011 9:54:06 AM |
green-trade-dolphin2 | $25.00 | 11/4/2011 10:08:53 AM |
rs999 | $25.00 | 11/4/2011 10:41:14 AM |
listing-trapper3 | $50.00 | 11/4/2011 11:30:33 AM |
exchange-squirrel | $25.00 | 11/4/2011 12:16:24 PM |
thankful-nickel2 | $25.00 | 11/4/2011 1:05:59 PM |
riskreward | $250.00 | 11/4/2011 11:56:44 AM |
fund-bauble | $200.00 | 11/4/2011 12:45:50 PM |
managedfund | $150.00 | 11/4/2011 2:25:40 PM |
35 Investments
|