Sales Report:Supplement No. 5 dated Oct 28, 2011 to Prospectus dated Oct 07, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Oct 07, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 07, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
496452
This series of Notes was issued and sold upon the funding of the borrower loan #55130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,221 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| hopeful-contract1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My credit card is my only debt.
Im going to payoff my last credit card. Its my only debt I have left besides a student loan which is at very low interest.
I am going to be living debt free!
Monthly net income: $1600
Monthly expenses: $1030
Housing: $400
Insurance: $70
Car expenses: $80
Utilities: $40
Phone, cable, internet: $40
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $0
I am also on pace to get a $1.00 per hour raise in January or February.
I don't absolutely need this loan, I just really like the idea of this website as an alternative to a bank. Hope your all doing well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/24/2011 5:17:03 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:14 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:23 PM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:51:32 PM |
felicity-daydream | $25.00 | 10/25/2011 9:46:17 PM |
tech310 | $50.00 | 10/25/2011 11:50:21 PM |
friendinmoney | $25.00 | 10/26/2011 8:23:50 AM |
larrybird | $820.00 | 10/26/2011 3:37:07 PM |
silver-breeze3 | $25.00 | 10/26/2011 3:13:35 PM |
sjlender | $100.00 | 10/24/2011 5:17:23 PM |
Aberdeen | $1,000.00 | 10/24/2011 5:20:23 PM |
investment-comet | $25.00 | 10/24/2011 9:11:33 PM |
social-zebra | $30.00 | 10/25/2011 8:37:45 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:52 AM |
Watersports | $50.00 | 10/25/2011 10:54:37 AM |
poolshark72 | $25.00 | 10/25/2011 2:08:24 PM |
fenix692 | $25.00 | 10/25/2011 4:48:08 PM |
favorite-commerce | $25.00 | 10/25/2011 5:31:32 PM |
elvisloans | $25.00 | 10/26/2011 5:26:25 AM |
CASSHMAN | $100.00 | 10/26/2011 2:58:57 PM |
SkinnyFish | $50.00 | 10/26/2011 1:50:54 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
515958
This series of Notes was issued and sold upon the funding of the borrower loan #54926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Oct-20-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $233.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.83% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 26% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 6m |
Amount delinquent:
| $2,737 |
Total credit lines:
| 19 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,526 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| tony1523 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 94% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 6% )
| 740-759
(May-2010)
720-739
(Apr-2010)
700-719
(Jan-2010)
700-719
(Dec-2009)
|
Principal balance:
| $1,210.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
My loan for debt consolidation
This loan will be used to pay off credit cards with over a 30% interest rate
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $100.00 | 10/20/2011 5:00:39 PM |
AndChicksforFree | $25.00 | 10/20/2011 5:01:04 PM |
enticing-capital6 | $50.00 | 10/20/2011 5:23:06 PM |
wise-deal-panda | $200.00 | 10/20/2011 5:18:42 PM |
well-rounded-payout0 | $50.00 | 10/20/2011 5:13:53 PM |
authentic-kindness1 | $25.00 | 10/20/2011 5:36:46 PM |
nisim5 | $50.00 | 10/20/2011 7:37:53 PM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:11 PM |
SLN-10 | $25.00 | 10/20/2011 7:45:58 PM |
Feyenoord | $30.00 | 10/20/2011 10:09:06 PM |
first-class-gold0 | $100.00 | 10/20/2011 9:05:27 PM |
chekat | $25.00 | 10/21/2011 2:54:29 AM |
kindness-festivity | $25.00 | 10/21/2011 8:36:55 AM |
Jack55304 | $200.00 | 10/21/2011 9:23:08 AM |
TikPmp1 | $25.00 | 10/22/2011 4:29:29 AM |
atlas100 | $25.00 | 10/22/2011 7:43:41 AM |
prudent-economy5 | $100.00 | 10/24/2011 7:35:04 AM |
ColoradoLender82 | $25.00 | 10/24/2011 11:25:20 AM |
MoneyForNothing | $15.91 | 10/24/2011 12:26:44 PM |
suave-dime6 | $25.00 | 10/24/2011 12:26:31 PM |
green-trade-dolphin | $25.00 | 10/20/2011 5:01:05 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:40 PM |
sweety075 | $25.00 | 10/20/2011 5:59:30 PM |
shrewd-income | $50.00 | 10/20/2011 5:49:45 PM |
Mikale360 | $25.00 | 10/20/2011 8:00:34 PM |
sharp-bill2 | $50.00 | 10/20/2011 10:12:18 PM |
Tscheddar | $25.00 | 10/21/2011 3:34:31 AM |
sharpey | $50.00 | 10/21/2011 9:57:09 AM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:46 PM |
Dyre | $29.09 | 10/21/2011 6:47:12 PM |
smart-platinum7 | $100.00 | 10/22/2011 3:54:02 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:28 PM |
Marietta | $25.00 | 10/22/2011 6:50:15 PM |
revenue-associate | $25.00 | 10/23/2011 11:25:19 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:34 PM |
the-discrete-income | $25.00 | 10/24/2011 9:01:51 AM |
secureincome | $250.00 | 10/24/2011 12:06:44 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
519106
This series of Notes was issued and sold upon the funding of the borrower loan #55203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 36% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,694 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| EachOneHelpOne |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 86% )
| 600-619 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 2
( 14% )
| 720-739
(Jul-2010)
720-739
(Jul-2010)
|
Principal balance:
| $3,599.50 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Payoff Cash Advance Helped Daughter
Purpose of loan:
This loan will be used to to consolidate credit card debt which was incurred because my daughter was laid off her job and I was helping her with her bills and had to use some cash advances. I am also a lender on Prosper and will also use a portion of the proceeds to invest in my loan portfolio.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time. I currently have one Prosper loan that I have paid on time. The 2 times the payment was late was Prosper's fault and not mind. I charged banks and added the new bank to my Prosper account but Prosper kelp trying to take the payments out of the old bank account, this has been fixed now, and Prosper can verify the mistake was their fault.
Monthly net income: $ 1900
Monthly expenses: $ 1000
Housing: $0
Insurance: $
Car expenses: $
Phone, cable, internet: $
Food, entertainment: $
Credit cards and other loans: $8000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,600.00 | 10/27/2011 8:37:52 AM |
green-trade-dolphin | $29.85 | 10/25/2011 9:02:09 AM |
social-cocktail1 | $200.00 | 10/25/2011 9:15:05 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:45 AM |
Jack55304 | $200.00 | 10/25/2011 9:20:43 AM |
larrybird | $2,000.00 | 10/26/2011 8:58:09 PM |
frooogal | $25.00 | 10/26/2011 9:11:28 PM |
loanman2007 | $25.00 | 10/27/2011 5:44:25 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:34 AM |
money-bauble | $14.15 | 10/27/2011 11:33:28 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:15 AM |
SLN-10 | $50.00 | 10/25/2011 9:19:37 AM |
DHolly | $31.00 | 10/25/2011 9:58:09 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:33 AM |
tech310 | $50.00 | 10/25/2011 11:47:06 PM |
platinum-boss2 | $25.00 | 10/26/2011 1:21:37 PM |
bellaquito | $2,000.00 | 10/26/2011 2:22:00 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:13 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:13:24 AM |
reward-adventure | $50.00 | 10/27/2011 4:45:00 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:16 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:19 AM |
real-return | $25.00 | 10/27/2011 9:56:21 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
522420
This series of Notes was issued and sold upon the funding of the borrower loan #54913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,350.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $318.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1978 |
Debt/Income ratio:
| 49% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $133,141 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| penny-neutrino |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
To lower interest rates,debt consolidation and lower balances on credit cards. Recently had a jump from 10% to 27.25% on a major credit card. Prosper funds would apply to a 401K loan balance. A new 401K loan at 4.25% would then pay off Prosper and high balance card. Establish myself with Prosper for future loans to lower high interest rate loans.
My financial situation:
I have a stable work history having been employed for the last 35 years with two companies with no layoffs. My credit score is 713 with no missed payments, utilities or secured loans
Monthly net income: $5031
Monthly expenses: $
Housing: $1270
Insurance: $ 190
Car expenses: $ 255
Utilities: $220
Phone, cable, internet: $ 145
Food, entertainment: $ 600
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1600
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/24/2011 9:40:12 AM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:13 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:02 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:59 PM |
roadroamer | $50.00 | 10/22/2011 1:33:23 PM |
NobisEst | $50.00 | 10/22/2011 4:32:20 PM |
blackfur | $50.00 | 10/22/2011 3:15:25 PM |
Something-Corporate | $25.00 | 10/22/2011 2:34:05 PM |
CatbirdBanking | $25.00 | 10/22/2011 6:57:49 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:07:27 PM |
bbt210 | $25.01 | 10/22/2011 6:34:04 PM |
friendly-principal76 | $25.00 | 10/23/2011 8:55:36 AM |
Land_on_your_feet | $25.00 | 10/23/2011 8:06:14 AM |
investment-comet | $25.00 | 10/23/2011 8:09:12 AM |
cardminger | $50.00 | 10/23/2011 8:57:48 AM |
sushi537 | $25.00 | 10/23/2011 2:40:35 PM |
lenderRXT | $50.00 | 10/23/2011 5:29:08 PM |
papaloha | $25.00 | 10/23/2011 8:20:42 PM |
asset-sprout | $25.00 | 10/24/2011 4:24:06 AM |
octoberfresh | $25.00 | 10/24/2011 7:02:34 AM |
340 | $25.00 | 10/24/2011 7:49:48 AM |
green-benefit-control | $200.00 | 10/24/2011 7:55:42 AM |
suave-dime6 | $25.00 | 10/24/2011 8:16:55 AM |
pound-lightning | $25.00 | 10/24/2011 9:14:53 AM |
mad-scientist418 | $25.00 | 10/24/2011 8:44:27 AM |
artisan369 | $300.00 | 10/24/2011 11:06:54 AM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:26:16 AM |
bowler252 | $50.00 | 10/24/2011 11:28:40 AM |
hitsman | $50.00 | 10/24/2011 12:48:20 PM |
asset-trajectory | $25.00 | 10/24/2011 2:44:48 PM |
john0720 | $25.00 | 10/24/2011 2:52:06 PM |
unbelievable-cash9 | $100.00 | 10/24/2011 1:44:41 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:37 PM |
peace-birdie | $100.00 | 10/24/2011 5:57:00 PM |
healer199 | $30.00 | 10/24/2011 5:55:15 PM |
responsible-finance9 | $25.00 | 10/24/2011 6:01:53 PM |
poorboy18 | $25.00 | 10/24/2011 7:28:03 PM |
blissful-finance7 | $25.00 | 10/24/2011 7:50:50 PM |
orderandprogress | $54.00 | 10/24/2011 9:42:31 PM |
frogperson | $150.00 | 10/24/2011 9:56:47 PM |
fizicks06 | $750.00 | 10/24/2011 9:17:20 PM |
prominence8 | $25.00 | 10/24/2011 8:14:24 PM |
orange-pound-party | $30.00 | 10/24/2011 8:30:59 PM |
Urban-MBA | $25.00 | 10/24/2011 11:02:58 PM |
impala6464 | $47.42 | 10/25/2011 12:09:29 AM |
payout-bridge | $37.50 | 10/23/2011 9:35:43 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:16 PM |
social-cocktail1 | $200.00 | 10/22/2011 12:18:04 PM |
income-buffalo1 | $200.00 | 10/22/2011 2:16:24 PM |
Gladglide | $25.00 | 10/22/2011 2:22:04 PM |
oath163 | $25.00 | 10/22/2011 3:30:25 PM |
luann199 | $31.45 | 10/22/2011 7:01:54 PM |
CA-Lender | $25.00 | 10/22/2011 4:33:40 PM |
riveting-credit5 | $64.85 | 10/22/2011 5:20:14 PM |
enchanted-truth264 | $25.00 | 10/22/2011 4:47:42 PM |
top-visionary-truth | $50.00 | 10/22/2011 7:59:51 PM |
Zipcut | $25.00 | 10/22/2011 9:34:50 PM |
let_me_retire | $251.60 | 10/22/2011 10:26:09 PM |
ddog0224 | $50.00 | 10/23/2011 12:38:24 AM |
revenue-associate | $25.00 | 10/23/2011 8:18:17 AM |
Leshan | $25.00 | 10/23/2011 8:23:27 AM |
vutah | $25.00 | 10/23/2011 9:14:56 AM |
Dubbs360 | $50.00 | 10/23/2011 11:10:43 AM |
loss-of-control | $100.00 | 10/23/2011 5:35:50 PM |
LuckyDuck49 | $25.00 | 10/23/2011 7:47:29 PM |
the-bid-sorcerer | $100.00 | 10/23/2011 6:25:12 PM |
vest_vortex | $25.00 | 10/23/2011 6:31:59 PM |
thrifty-capital | $25.00 | 10/23/2011 7:20:12 PM |
Core-Marketing | $25.00 | 10/24/2011 5:37:06 AM |
elated-kindness8 | $100.00 | 10/24/2011 10:43:52 AM |
bspar | $50.00 | 10/24/2011 11:06:01 AM |
triumphant-point5 | $50.00 | 10/24/2011 12:39:21 PM |
GElender | $40.00 | 10/24/2011 12:14:25 PM |
buffalobills | $25.00 | 10/24/2011 2:16:20 PM |
unbelievable-cash9 | $1,000.00 | 10/24/2011 1:45:27 PM |
diligent-kindness9 | $26.07 | 10/24/2011 2:59:01 PM |
commerce-banker | $30.00 | 10/24/2011 2:17:48 PM |
168RichCapital | $27.10 | 10/24/2011 3:29:45 PM |
jebber007 | $25.00 | 10/24/2011 5:08:40 PM |
HedgeFund | $50.00 | 10/24/2011 7:20:37 PM |
theprodb | $100.00 | 10/24/2011 8:16:56 PM |
LendingPimp | $25.00 | 10/24/2011 10:52:38 PM |
credit-elation1 | $25.00 | 10/24/2011 9:55:03 PM |
dollar-turtle | $40.00 | 10/24/2011 11:32:30 PM |
Astyanax | $90.00 | 10/25/2011 12:06:44 AM |
S-Master | $100.00 | 10/24/2011 10:25:44 PM |
julijask | $25.00 | 10/24/2011 10:50:13 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
527142
This series of Notes was issued and sold upon the funding of the borrower loan #55035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
26 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,427 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| versatile-peace361 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3910.00
Monthly expenses: $250.00
Housing: $1510.00
Insurance: $100.00
Car expenses: $
Utilities: $140.00
Phone, cable, internet: $140.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:38 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:43 PM |
Whipster | $90.00 | 10/20/2011 9:10:34 AM |
genuine-dime | $100.00 | 10/20/2011 1:24:45 PM |
grotheik | $39.00 | 10/22/2011 5:52:43 PM |
Zipcut | $25.00 | 10/22/2011 10:08:35 PM |
papaloha | $25.00 | 10/23/2011 8:21:05 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:14 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:21 AM |
bentonlending | $50.00 | 10/25/2011 8:24:47 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:53:57 PM |
hitsman | $50.00 | 10/25/2011 11:18:18 PM |
dariop | $30.01 | 10/26/2011 1:05:57 AM |
Jack55304 | $200.00 | 10/26/2011 1:49:35 AM |
let_me_retire | $32.50 | 10/26/2011 2:42:34 AM |
melodious-openness | $50.00 | 10/26/2011 4:42:48 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:45:16 AM |
GElender | $25.00 | 10/26/2011 5:46:27 AM |
blue-dollar-viking | $50.00 | 10/26/2011 6:05:57 AM |
Bob450 | $25.00 | 10/26/2011 6:46:14 AM |
calinno2 | $125.00 | 10/26/2011 7:36:33 AM |
buffalobills | $25.00 | 10/26/2011 7:23:48 AM |
durable-auction0 | $50.00 | 10/26/2011 8:02:52 AM |
barefootpaul | $25.00 | 10/26/2011 6:25:59 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:41:20 AM |
green-trade-dolphin | $25.00 | 10/20/2011 9:53:31 AM |
wonder3 | $30.00 | 10/20/2011 10:23:05 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:04 PM |
greencat | $50.00 | 10/21/2011 7:04:53 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:30 PM |
alexgalt | $25.00 | 10/24/2011 9:41:31 PM |
Dusigrosz | $50.00 | 10/25/2011 5:28:47 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:34:25 PM |
tech310 | $50.00 | 10/25/2011 11:45:02 PM |
market-pudding | $25.00 | 10/26/2011 2:00:00 AM |
loanman2007 | $25.00 | 10/26/2011 4:56:50 AM |
interstellar | $75.00 | 10/26/2011 4:37:12 AM |
suave-dime6 | $25.00 | 10/26/2011 6:04:27 AM |
robgw | $25.00 | 10/26/2011 6:05:59 AM |
silver-enlightenment0 | $100.00 | 10/26/2011 6:16:12 AM |
green-safe-wampum | $50.00 | 10/26/2011 6:58:52 AM |
bright-exchange | $25.00 | 10/26/2011 6:25:07 AM |
thorough-capital799 | $100.00 | 10/26/2011 7:03:48 AM |
blackstar | $25.00 | 10/26/2011 7:29:32 AM |
stanthecaddy | $25.00 | 10/26/2011 7:39:44 AM |
realtormoises | $25.00 | 10/26/2011 7:55:16 AM |
liberty-society5 | $25.00 | 10/26/2011 7:45:18 AM |
return-enthusiast1 | $25.00 | 10/26/2011 7:46:19 AM |
first-enchanted-agreement | $25.00 | 10/26/2011 8:01:10 AM |
roberto42 | $178.49 | 10/26/2011 8:09:17 AM |
moola-man | $50.00 | 10/26/2011 8:06:50 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
527438
This series of Notes was issued and sold upon the funding of the borrower loan #54952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $76.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $421 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| alaskanbearcub |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2010)
|
Principal balance:
| $24.77 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Medical, Debt, and Buffer Funds
I will use this loan to:
1) pay for a new pair of glasses(including necessary travel costs), as my prescription needs to be verified/updated
2) pay off credit card debt
3) leave a buffer for the coming winter months.
My financial situation:
I am a good candidate for this loan because:
1) I do not make late payments if I can avoid it
2) My current prosper loan will be paid off(VERY early) within a week or so of creating this listing
3) When summer comes back around, I will either be starting a business, or getting a job to contribute to my monthly income
Monthly net income: $1500
Monthly expenses: $1,180/month, breakdown below
Housing: $650
Car expenses: None, I ride a bike and take a cab when needed
Utilities: $100
Phone, cable, internet: $130
Food, entertainment: $100
Credit cards and other loans: $150
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $50.00 | 10/24/2011 9:06:33 AM |
social-cocktail1 | $200.00 | 10/24/2011 9:15:11 AM |
Comoparklender | $25.00 | 10/24/2011 9:20:57 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 11:11:02 AM |
favorite-commerce | $25.00 | 10/24/2011 3:11:54 PM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:51 PM |
jim95762 | $125.00 | 10/24/2011 4:24:13 PM |
suave-dime6 | $25.00 | 10/24/2011 3:55:10 PM |
EretzCapital | $25.00 | 10/24/2011 4:24:29 PM |
fabulous-community4 | $25.00 | 10/24/2011 9:05:19 AM |
progressive-economy261 | $400.00 | 10/24/2011 9:15:52 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:50:25 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:26 PM |
wigglesworth4 | $500.00 | 10/24/2011 2:45:02 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
528114
This series of Notes was issued and sold upon the funding of the borrower loan #55037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $301.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 43% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 14y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,350 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| branon |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 74% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 8
( 26% )
| 660-679
(Jan-2010)
680-699
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Additional Funds Needed
Purpose of loan: Pay off some outstanding bills
This loan will be used to... pay off outstanding bills
My financial situation: I have good income/s but fall behind with unplanned expenses, my daughter graduated from college early and was hoping to get into grad school this past spring but was unable to so now her loans are due and we are trying to defer them but we have had to start making payments on some of them.
I am a good candidate for this loan because... I have two wonderful jobs and as you can see from my history with Prosper I paid my loan off ahead of time.
Monthly net income: $5-6,000
Monthly expenses: $2500
Housing: $500
Insurance: $0 we split out bills so my husband pays the insurance and car expenses
Car expenses: $0
Utilities: $250
Phone, cable, internet: $
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $I put this under monthly expenses
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.00 | 10/18/2011 9:01:04 AM |
Kash2010lu | $30.00 | 10/18/2011 9:01:05 AM |
312-Lender | $50.00 | 10/18/2011 9:13:19 AM |
AndChicksforFree | $27.00 | 10/18/2011 9:28:03 AM |
LittleMingo | $25.00 | 10/18/2011 10:19:59 AM |
reflective-rupee | $25.00 | 10/18/2011 11:12:16 AM |
well-mannered-income3 | $30.00 | 10/18/2011 2:33:07 PM |
sensible-fund | $25.00 | 10/18/2011 5:10:55 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:44 PM |
credit-coach118 | $25.46 | 10/18/2011 9:34:52 PM |
Feyenoord | $30.00 | 10/18/2011 10:04:08 PM |
mighty-payout1 | $25.00 | 10/18/2011 10:13:51 PM |
kulender | $50.00 | 10/19/2011 5:41:34 AM |
Christophe | $25.00 | 10/19/2011 7:43:15 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:27 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:26 PM |
sweety075 | $25.00 | 10/19/2011 4:55:45 PM |
wampum-library4 | $25.00 | 10/20/2011 1:30:08 PM |
lotuss4 | $25.00 | 10/20/2011 4:52:25 PM |
heaven75 | $100.00 | 10/20/2011 5:42:54 PM |
frooogal | $25.00 | 10/20/2011 9:35:03 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:56 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:31 AM |
FinanceEngine | $40.00 | 10/21/2011 11:15:29 AM |
Dusigrosz | $50.00 | 10/21/2011 11:30:22 AM |
intelligent-benefit657 | $50.00 | 10/21/2011 2:24:01 PM |
silver-buckeye | $25.00 | 10/22/2011 8:56:27 AM |
fmanjoo | $25.00 | 10/22/2011 4:12:24 PM |
bonus-quark4 | $25.00 | 10/23/2011 11:27:50 AM |
diplomatic-wealth7 | $25.00 | 10/23/2011 12:12:55 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:06 PM |
kind-bill-supporter | $25.00 | 10/24/2011 2:34:13 PM |
wonder3 | $35.00 | 10/24/2011 7:11:58 PM |
mlj0671 | $25.00 | 10/25/2011 6:38:58 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:48 AM |
Bob450 | $25.00 | 10/25/2011 12:27:36 PM |
twjh | $25.00 | 10/25/2011 2:14:50 PM |
ready-vigilance3 | $50.00 | 10/25/2011 6:47:39 PM |
larrybird | $680.53 | 10/25/2011 7:55:13 PM |
icanhasloanz | $100.00 | 10/19/2011 1:40:32 AM |
golffish2 | $25.00 | 10/19/2011 3:04:40 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:12 PM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:39 AM |
Jack55304 | $200.00 | 10/18/2011 9:22:53 AM |
SecondChanceLendingSERV | $25.00 | 10/18/2011 12:07:55 PM |
Mikale360 | $25.00 | 10/18/2011 2:25:05 PM |
Nojukbong | $50.00 | 10/18/2011 3:10:40 PM |
chameleon125 | $25.00 | 10/18/2011 5:46:38 PM |
thankful-nickel2 | $25.00 | 10/18/2011 5:52:21 PM |
grammaspurse | $25.00 | 10/18/2011 9:51:13 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:25 AM |
the-respectful-transaction | $25.00 | 10/19/2011 1:45:25 PM |
graceful-investment | $50.00 | 10/19/2011 7:13:47 PM |
amlu1988 | $25.00 | 10/19/2011 7:53:52 PM |
richboy56 | $25.00 | 10/19/2011 8:33:02 PM |
GElender | $40.00 | 10/20/2011 6:05:07 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:42 AM |
green-rapid-openness | $100.00 | 10/20/2011 11:42:27 AM |
the-discrete-income | $40.00 | 10/20/2011 5:01:08 PM |
DiligentiaLLC | $47.00 | 10/21/2011 7:19:31 AM |
cnovak | $25.00 | 10/21/2011 9:53:24 AM |
papaloha | $25.00 | 10/21/2011 1:53:56 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:22 PM |
momoney2lend | $25.00 | 10/21/2011 9:53:56 PM |
marwadi-62 | $50.00 | 10/22/2011 8:30:23 AM |
CoolPlexer | $25.00 | 10/22/2011 3:52:25 PM |
Tokkoutai99 | $50.00 | 10/22/2011 6:39:37 PM |
worthy-bid8 | $50.00 | 10/23/2011 12:05:51 PM |
tolerant-dinero2 | $25.00 | 10/23/2011 11:23:51 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:13 PM |
farchoir | $25.00 | 10/24/2011 5:28:15 AM |
engaging-repayment8 | $25.00 | 10/24/2011 3:44:06 PM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:29:52 AM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:09 PM |
lamsabuy | $100.00 | 10/25/2011 5:00:36 PM |
MissionMicroFinance | $25.00 | 10/25/2011 6:10:50 PM |
loss-of-control | $100.00 | 10/25/2011 6:13:23 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
528152
This series of Notes was issued and sold upon the funding of the borrower loan #55216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 65% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,784 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| VLAMAMA |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2009)
|
Principal balance:
| $5,181.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Debt Consolidation
Purpose of loan: Consolidate debt
This loan will be used to... Pay Off/Close out 3 Credit Cards
My financial situation: 2 Full-Time Educators, plus live-in parent paying rent. Working on paying down debt now that our last child will be finishing daycare.
I am a good candidate for this loan because... We have never missed a payment. We take the payment of our debts seriously, and are working to simplify our payments and pay things off in a timely manor.
Monthly net income: $6400
Monthly expenses: $5000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/17/2011 5:07:04 PM |
wise-deal-panda | $200.00 | 10/17/2011 5:22:06 PM |
Kaj | $40.00 | 10/17/2011 6:00:03 PM |
whitegold24k | $900.00 | 10/17/2011 6:18:41 PM |
OldManP | $35.00 | 10/17/2011 10:26:19 PM |
tntmojave | $50.00 | 10/18/2011 4:15:50 AM |
organized-payment6 | $50.00 | 10/18/2011 5:10:17 AM |
enticing-capital6 | $50.00 | 10/18/2011 9:31:11 AM |
green-trade-dolphin2 | $25.00 | 10/18/2011 1:01:13 PM |
pound-mushroom3 | $25.00 | 10/18/2011 3:51:45 PM |
Scottyd911 | $150.00 | 10/18/2011 7:17:42 PM |
credit-coach118 | $45.27 | 10/18/2011 9:38:45 PM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:26 AM |
professional-coin1 | $25.00 | 10/19/2011 7:18:15 AM |
amlu1988 | $25.00 | 10/19/2011 8:24:03 PM |
figs4u2 | $100.00 | 10/20/2011 12:20:59 PM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:29:59 PM |
feiandasun | $25.00 | 10/20/2011 7:46:03 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:01 PM |
first-finance-multiplier | $100.00 | 10/21/2011 12:44:40 PM |
ommcd | $25.00 | 10/21/2011 2:33:50 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:38 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:19 PM |
mizon291 | $25.00 | 10/22/2011 4:22:29 PM |
new-marketplace-lyrics | $25.00 | 10/22/2011 9:06:47 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:14 PM |
life-is-great | $25.00 | 10/23/2011 6:31:35 PM |
Redmond | $25.00 | 10/23/2011 11:35:23 PM |
trade-arch | $50.00 | 10/24/2011 2:17:24 PM |
american6 | $50.00 | 10/24/2011 3:36:39 PM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:19 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:58 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:04 PM |
IIP77 | $25.00 | 10/25/2011 5:19:11 PM |
BigBag | $25.00 | 10/25/2011 7:11:25 PM |
tech310 | $50.00 | 10/25/2011 11:50:05 PM |
ethicalhumanist | $100.00 | 10/26/2011 9:23:46 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:12 AM |
dough-temple | $25.00 | 10/26/2011 2:00:23 PM |
InvestorPartners | $25.00 | 10/26/2011 1:06:18 PM |
dollardave | $100.00 | 10/26/2011 4:20:23 PM |
prescription0 | $25.00 | 10/26/2011 4:13:05 PM |
ursus | $50.00 | 10/26/2011 5:07:07 PM |
bughead | $25.00 | 10/26/2011 9:03:02 PM |
worth-blanket2 | $7,700.00 | 10/26/2011 7:56:16 PM |
the-discrete-income | $100.00 | 10/17/2011 5:08:47 PM |
whitegold24k | $100.00 | 10/17/2011 5:19:22 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:41 PM |
JustMee | $25.00 | 10/17/2011 5:24:30 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:48:57 PM |
Feyenoord | $30.00 | 10/17/2011 9:09:06 PM |
DoctorJoe | $25.00 | 10/18/2011 4:01:47 AM |
marwadi-62 | $50.00 | 10/18/2011 7:05:24 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:04 AM |
yield-trader | $25.00 | 10/18/2011 4:22:06 PM |
kulender | $50.00 | 10/19/2011 5:41:20 AM |
GElender | $40.00 | 10/19/2011 6:36:16 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:18 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:15 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:01 PM |
tolerant-dinero2 | $25.00 | 10/19/2011 10:25:59 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:39 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:52 PM |
first-serene-credit | $25.00 | 10/21/2011 8:25:01 AM |
Investor_DP | $100.00 | 10/21/2011 9:05:35 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:21 AM |
fervent-repayment | $25.00 | 10/21/2011 11:04:52 AM |
lostontheedge | $25.00 | 10/21/2011 4:29:26 PM |
cunning-truth6 | $75.00 | 10/21/2011 7:43:56 PM |
cingular | $25.00 | 10/22/2011 12:58:20 PM |
director877 | $150.00 | 10/23/2011 12:40:56 PM |
moola-accelerator6 | $50.90 | 10/23/2011 6:49:25 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:51 PM |
Skeptical-one | $25.00 | 10/24/2011 4:42:26 PM |
listing-vista | $50.00 | 10/24/2011 4:55:21 PM |
wwwUniversal | $25.00 | 10/24/2011 5:14:50 PM |
VAGweilo | $35.00 | 10/25/2011 12:55:37 AM |
Millmanator | $25.00 | 10/25/2011 6:54:10 AM |
bill-expert | $50.00 | 10/25/2011 8:48:04 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:31 AM |
skiter53 | $25.00 | 10/25/2011 10:12:03 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:47 AM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:39 PM |
jennifer55126 | $25.00 | 10/25/2011 4:36:34 PM |
maldok1 | $25.00 | 10/25/2011 5:05:59 PM |
ore-den9 | $50.00 | 10/25/2011 4:54:07 PM |
rlaboy | $25.00 | 10/25/2011 6:24:23 PM |
GIGO | $25.00 | 10/25/2011 6:17:54 PM |
trophy335 | $25.00 | 10/25/2011 6:21:03 PM |
riskadverse44 | $25.00 | 10/25/2011 7:29:15 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:41 AM |
MM1207 | $25.00 | 10/26/2011 7:47:09 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:15 AM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:03 AM |
GCInvestments | $30.00 | 10/26/2011 8:31:14 PM |
martymaniaman | $18.83 | 10/26/2011 9:10:45 PM |
96 Investments
|
Borrower Payment Dependent Notes Series
528674
This series of Notes was issued and sold upon the funding of the borrower loan #54887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1976 |
Debt/Income ratio:
| 31% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,905 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jatazus1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2009)
660-679
(May-2008)
|
Principal balance:
| $743.19 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 55 | | |
Description
Consolidation Loan Sought
Purpose of loan: pay off multiple credit cards one payment
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because..I have had several prosper loans, paid impeccably. Will prove so again.
Monthly net income: $5600.00
Monthly expenses: $3300.00
Housing: $1325.00
Insurance: $130.00
Car expenses: $175.00
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $450.00
Clothing, household expenses: $200.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $100.00 | 10/21/2011 5:14:43 PM |
icanhasloanz | $100.00 | 10/22/2011 12:23:14 AM |
grnii78 | $100.00 | 10/22/2011 12:24:41 PM |
LittleMingo | $50.00 | 10/21/2011 5:12:53 PM |
MoneyForNothing | $85.16 | 10/21/2011 5:06:58 PM |
Dusigrosz | $150.00 | 10/21/2011 5:01:14 PM |
credit-missile | $100.00 | 10/21/2011 5:03:56 PM |
pembull | $100.00 | 10/21/2011 5:04:46 PM |
lotuss4 | $40.89 | 10/21/2011 5:21:22 PM |
seadrg | $25.00 | 10/21/2011 6:13:15 PM |
loan-master1 | $25.00 | 10/21/2011 5:37:12 PM |
AndChicksforFree | $57.00 | 10/21/2011 5:34:09 PM |
NekHoldings | $25.00 | 10/21/2011 6:44:23 PM |
alexgalt | $25.00 | 10/21/2011 6:48:14 PM |
innovator2 | $100.00 | 10/21/2011 6:08:52 PM |
sensible-fund | $25.00 | 10/21/2011 8:34:50 PM |
amlu1988 | $25.00 | 10/21/2011 9:42:22 PM |
312-Lender | $50.00 | 10/22/2011 6:56:29 AM |
Ubiquinone | $40.00 | 10/22/2011 7:31:23 AM |
janeybooboo | $152.74 | 10/22/2011 6:30:09 AM |
benjamins-rumbler | $100.00 | 10/22/2011 7:54:59 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:43 AM |
USMC0311 | $25.00 | 10/22/2011 9:21:05 AM |
SolarMoonshine | $25.00 | 10/22/2011 8:40:02 AM |
FarmersBank | $39.88 | 10/22/2011 8:54:02 AM |
credit-missile | $25.00 | 10/22/2011 12:06:43 PM |
EL_Papin | $25.00 | 10/22/2011 10:53:09 AM |
SecondChanceLendingSERV | $29.17 | 10/22/2011 10:55:52 AM |
kind-charming-value | $1,500.00 | 10/22/2011 11:49:13 AM |
alexgalt | $25.00 | 10/22/2011 12:12:02 PM |
thankful-nickel2 | $25.00 | 10/22/2011 1:30:29 PM |
bright-exchange | $25.00 | 10/22/2011 2:49:27 PM |
sushi537 | $25.00 | 10/22/2011 3:52:24 PM |
farchoir | $25.00 | 10/22/2011 2:00:16 PM |
brightest-organized-balance | $25.00 | 10/22/2011 5:30:56 PM |
graceful-investment | $50.60 | 10/22/2011 6:03:56 PM |
CoolPlexer | $25.00 | 10/22/2011 3:52:26 PM |
Bob450 | $30.00 | 10/22/2011 5:12:41 PM |
fascinating-generosity3 | $70.85 | 10/23/2011 12:14:25 AM |
nimble-affluence4 | $25.00 | 10/23/2011 12:58:23 AM |
power-secret-agent | $30.00 | 10/23/2011 3:15:43 AM |
social-zebra | $30.00 | 10/22/2011 9:51:39 PM |
MilitaryLending | $49.01 | 10/22/2011 10:35:27 PM |
myidear | $25.00 | 10/23/2011 3:24:23 AM |
113121 | $500.00 | 10/21/2011 5:33:05 PM |
atlas-shrugged | $200.00 | 10/21/2011 5:04:10 PM |
green-trade-dolphin | $40.02 | 10/21/2011 5:02:13 PM |
Kash2010lu | $30.00 | 10/21/2011 5:19:46 PM |
wise-deal-panda | $200.00 | 10/21/2011 5:15:10 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:20:32 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:06 PM |
innovator2 | $100.00 | 10/21/2011 5:58:59 PM |
The_Phantom | $25.00 | 10/21/2011 7:13:03 PM |
Mikale360 | $25.00 | 10/21/2011 7:36:41 PM |
servnyou | $35.00 | 10/21/2011 6:54:09 PM |
sweety075 | $25.00 | 10/21/2011 9:58:27 PM |
Feyenoord | $30.00 | 10/21/2011 9:45:51 PM |
RoZu_Lending | $100.00 | 10/22/2011 4:42:17 AM |
fascinating-generosity3 | $259.18 | 10/21/2011 11:48:22 PM |
shawnw2 | $239.90 | 10/22/2011 2:35:22 AM |
interest88 | $100.00 | 10/22/2011 3:25:41 AM |
Rogesparkguy | $25.00 | 10/22/2011 5:17:10 AM |
loanman2007 | $300.00 | 10/22/2011 5:28:00 AM |
chameleon125 | $50.00 | 10/22/2011 7:34:20 AM |
five-star-note | $75.00 | 10/22/2011 8:11:43 AM |
marwadi-62 | $50.00 | 10/22/2011 8:30:27 AM |
principal-laser | $118.32 | 10/22/2011 8:59:39 AM |
frogperson | $250.00 | 10/22/2011 11:00:39 AM |
Champion_Lending | $25.00 | 10/22/2011 12:15:37 PM |
Jack55304 | $200.00 | 10/22/2011 12:24:55 PM |
bullish2bearish | $25.00 | 10/22/2011 12:45:36 PM |
Mr_Katana | $25.00 | 10/22/2011 12:48:03 PM |
myutmost | $50.00 | 10/22/2011 1:10:13 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:29 PM |
168RichCapital | $25.10 | 10/22/2011 7:08:44 PM |
papaloha | $260.00 | 10/22/2011 7:21:47 PM |
OldManP | $50.00 | 10/22/2011 8:42:06 PM |
blackfur | $25.00 | 10/22/2011 5:00:08 PM |
first-dinero-paladin | $50.00 | 10/22/2011 8:46:06 PM |
cash4closeoutsdotnet | $32.04 | 10/22/2011 5:51:44 PM |
gold-miser9 | $100.00 | 10/22/2011 6:20:10 PM |
DiligentiaLLC | $47.38 | 10/22/2011 7:34:12 PM |
beaker | $25.02 | 10/22/2011 10:17:39 PM |
Beechturner | $27.74 | 10/23/2011 3:43:53 AM |
84 Investments
|
Borrower Payment Dependent Notes Series
528784
This series of Notes was issued and sold upon the funding of the borrower loan #55209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $163.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Student - College G... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $555 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| EL_Papin |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $2,092.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
My loan for an auto purchase
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/24/2011 5:13:21 PM |
green-trade-dolphin2 | $28.08 | 10/24/2011 5:02:06 PM |
rolltide09 | $25.00 | 10/24/2011 5:02:22 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:24 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:02:56 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:52 AM |
Thunder08 | $28.00 | 10/26/2011 6:02:11 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:27 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:13 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:55 AM |
fcrick | $25.00 | 10/27/2011 10:57:49 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:33:20 PM |
larrybird | $1,818.92 | 10/27/2011 12:51:33 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:14 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:03 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:49 PM |
MM1207 | $25.00 | 10/26/2011 7:44:24 AM |
heavy_ax | $50.00 | 10/27/2011 12:01:35 AM |
rmpedi33 | $50.00 | 10/27/2011 11:26:31 AM |
tbrnet | $50.00 | 10/27/2011 11:47:22 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
529178
This series of Notes was issued and sold upon the funding of the borrower loan #55262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 22y 1m |
Amount delinquent:
| $423 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,119 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exciting-funds1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Around the house improvements
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 9:09:15 AM |
social-cocktail1 | $200.00 | 10/25/2011 9:15:06 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:45 AM |
important-openness1 | $100.00 | 10/27/2011 1:04:59 PM |
exciting-loyalty3 | $48.00 | 10/27/2011 1:24:16 PM |
triumphant-community | $25.00 | 10/27/2011 1:37:59 PM |
MarxBoo | $25.00 | 10/27/2011 1:45:15 PM |
integrity-parsec | $31.84 | 10/27/2011 2:13:21 PM |
Elefunt | $25.00 | 10/27/2011 2:23:09 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:29:27 PM |
top-asset-chemistry | $33.01 | 10/27/2011 2:41:13 PM |
impressive-dough4 | $75.00 | 10/27/2011 2:40:26 PM |
larrybird | $472.15 | 10/27/2011 2:45:23 PM |
SolarMoonshine | $25.00 | 10/25/2011 9:52:18 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:33 AM |
roux | $25.00 | 10/26/2011 5:07:08 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:19 AM |
leverage-monger | $25.00 | 10/27/2011 8:41:49 AM |
Georgetastic | $25.00 | 10/27/2011 1:23:11 PM |
JohnSmallberries | $25.00 | 10/27/2011 1:46:58 PM |
power-corps8 | $40.00 | 10/27/2011 1:49:05 PM |
the-productive-agreement | $25.00 | 10/27/2011 1:53:28 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:36:31 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
529612
This series of Notes was issued and sold upon the funding of the borrower loan #55142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Oct-24-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $343.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 11% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 11m |
Amount delinquent:
| $55 |
Total credit lines:
| 29 |
Occupation: | Chemist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,047 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trustworthy-currency1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...finance home improvements, specifically vinyl siding and landscaping.
My financial situation:
I am a good candidate for this loan because...I own the home, I pay my bills on time, I am employed, I live within my means, I already have the cash but do not wish to withdraw the funds but instead keep my investments where they are, for they earn more than the interest to be paid on this Prosper loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $100.00 | 10/24/2011 5:00:48 PM |
D911ave | $50.00 | 10/24/2011 5:13:22 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:24 PM |
studious-peso | $25.00 | 10/25/2011 5:47:37 AM |
FAsAreDUMB | $25.00 | 10/25/2011 7:46:02 AM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:02:57 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:53 AM |
enriching-capital | $40.00 | 10/25/2011 10:29:01 AM |
jennifer55126 | $25.00 | 10/25/2011 4:34:04 PM |
best-ingenious-funds | $25.00 | 10/25/2011 4:05:11 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:49 PM |
maldok1 | $25.00 | 10/25/2011 5:06:24 PM |
TikPmp1 | $25.00 | 10/25/2011 5:46:52 PM |
authentic-kindness1 | $50.00 | 10/25/2011 6:36:19 PM |
alert9 | $25.00 | 10/25/2011 9:00:58 PM |
GTog | $25.00 | 10/26/2011 4:51:06 AM |
indomitable-coin | $25.00 | 10/26/2011 2:37:15 AM |
turbostar666 | $25.00 | 10/26/2011 9:05:52 AM |
Sneezie | $100.00 | 10/26/2011 8:59:02 AM |
rmachi | $50.00 | 10/26/2011 2:19:40 PM |
Tscheddar | $25.00 | 10/26/2011 3:22:48 PM |
shrewd-dedication2 | $100.00 | 10/26/2011 3:38:29 PM |
bellaquito | $2,000.00 | 10/26/2011 4:25:50 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:14 PM |
oskizzle | $25.00 | 10/25/2011 6:50:53 AM |
fcrick | $25.00 | 10/25/2011 11:11:28 AM |
Danylostefan | $50.00 | 10/25/2011 1:36:31 PM |
tomdooley12520 | $75.00 | 10/25/2011 12:42:21 PM |
LittleRhody07 | $25.00 | 10/25/2011 2:04:16 PM |
xstreamin | $100.00 | 10/25/2011 2:44:06 PM |
EmmaDog44 | $41.35 | 10/25/2011 4:41:06 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:31 PM |
Corlei | $25.00 | 10/25/2011 8:45:35 PM |
MM1207 | $25.00 | 10/26/2011 7:44:24 AM |
blooming-market | $50.00 | 10/26/2011 12:36:04 PM |
please-repay | $150.00 | 10/26/2011 4:29:25 PM |
new-gold-wrangler | $343.65 | 10/26/2011 4:46:06 PM |
Cheburashka | $25.00 | 10/26/2011 4:42:45 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
529800
This series of Notes was issued and sold upon the funding of the borrower loan #54882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $520 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| leverage-paladin1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan to improve
Purpose of loan:
This loan will be used to finish pay my student loan and some held to handle an emergency.
My financial situation:
I am a great candidate for this loan as will continuously make payment to finish pay off the loan
Monthly net income: $ 1696
Monthly expenses: $ 1245
Housing: $ 400
Insurance: $ 125
Car expenses: $ 130
Utilities: $ 80
Phone, cable, internet: $80
Food, entertainment: $140
Clothing, household expenses: $35
Credit cards and other loans: $100
Other expenses: $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/5/2011 5:25:04 PM |
diplomatic-wealth7 | $25.00 | 10/5/2011 5:19:43 PM |
finance-prescription | $100.00 | 10/6/2011 3:33:55 AM |
equitable-capital758 | $350.00 | 10/6/2011 9:07:00 AM |
bizlending | $200.00 | 10/6/2011 12:12:18 PM |
Kaj | $40.00 | 10/7/2011 7:58:18 PM |
the-silver-blaster | $75.00 | 10/8/2011 9:29:18 AM |
money-surge1 | $25.00 | 10/9/2011 4:59:02 AM |
mercuriant | $25.00 | 10/10/2011 8:22:20 AM |
Rogelio48 | $25.00 | 10/10/2011 8:46:20 AM |
Rivervale_Westwood | $25.00 | 10/10/2011 2:48:23 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:44:52 PM |
fmanjoo | $25.00 | 10/11/2011 12:39:08 PM |
careful-vigilance4 | $100.00 | 10/11/2011 3:54:41 PM |
coin-sonnet | $100.00 | 10/12/2011 2:10:40 AM |
burrito6 | $50.00 | 10/12/2011 5:08:03 PM |
KLCRAY | $50.00 | 10/14/2011 4:25:04 AM |
life-is-great | $25.00 | 10/14/2011 6:14:01 AM |
ferris2484 | $25.00 | 10/14/2011 7:38:02 AM |
bonus-tent | $25.00 | 10/14/2011 7:58:52 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:32 PM |
Dubbs360 | $50.00 | 10/14/2011 4:48:19 PM |
Comoparklender | $25.00 | 10/14/2011 5:28:03 PM |
Jack55304 | $200.00 | 10/15/2011 1:03:48 AM |
IIP77 | $25.00 | 10/15/2011 6:19:13 AM |
birddogsb | $50.00 | 10/15/2011 6:05:52 AM |
kind-finance-burrito | $50.00 | 10/15/2011 6:38:36 AM |
missing-link | $25.00 | 10/15/2011 6:50:30 AM |
red-power-pecan | $50.00 | 10/15/2011 9:18:53 AM |
top-historic-peso | $25.00 | 10/15/2011 10:02:07 AM |
ukstevenhawaii | $50.00 | 10/15/2011 11:00:40 AM |
triumphant-point5 | $50.00 | 10/15/2011 10:09:27 AM |
wizard750 | $37.00 | 10/15/2011 11:23:35 AM |
fortytwo | $100.00 | 10/15/2011 11:41:56 AM |
guaton | $50.00 | 10/15/2011 1:29:20 PM |
ASR3 | $35.00 | 10/16/2011 10:19:59 AM |
capital-renewal | $50.00 | 10/16/2011 2:30:33 PM |
payment-gusto | $25.00 | 10/16/2011 3:35:38 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:15:54 PM |
symbiosis | $50.00 | 10/16/2011 6:48:57 PM |
miked8303 | $25.00 | 10/17/2011 6:01:49 AM |
cbllender | $25.00 | 10/17/2011 6:50:22 AM |
palace2 | $251.00 | 10/17/2011 8:17:55 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:07:40 AM |
wise-deal-panda | $100.00 | 10/17/2011 9:20:23 AM |
SimpleChoice | $25.00 | 10/17/2011 10:16:45 AM |
amra | $25.00 | 10/17/2011 10:42:38 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:19 PM |
riskadverse44 | $25.00 | 10/17/2011 1:50:28 PM |
treasure-bliss | $25.00 | 10/17/2011 2:31:46 PM |
leodaguy | $50.00 | 10/17/2011 2:21:51 PM |
friendly-principal76 | $25.00 | 10/17/2011 3:58:42 PM |
money-bauble | $200.00 | 10/17/2011 5:06:48 PM |
wwwUniversal | $25.00 | 10/17/2011 5:19:01 PM |
credit-bank-usa611 | $25.00 | 10/17/2011 7:49:43 PM |
dedicated-transaction796 | $29.00 | 10/17/2011 9:49:13 PM |
FASTIZIO_P | $25.00 | 10/17/2011 9:52:38 PM |
TennSquire | $25.00 | 10/17/2011 11:44:16 PM |
stoopidnoodle | $25.00 | 10/18/2011 2:41:31 AM |
bid-czar8 | $100.00 | 10/18/2011 3:08:06 AM |
kind-efficient-credit | $25.00 | 10/18/2011 3:37:45 AM |
jiftostada | $27.00 | 10/18/2011 4:37:51 AM |
whatknows | $25.00 | 10/18/2011 7:00:04 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:52 AM |
asiaratt | $50.00 | 10/18/2011 9:06:41 AM |
leverage-monger | $25.00 | 10/18/2011 9:12:13 AM |
houli123 | $25.00 | 10/18/2011 10:00:15 AM |
barefootpaul | $25.00 | 10/17/2011 7:46:07 AM |
progressive-economy261 | $71.00 | 10/5/2011 5:25:34 PM |
responsibility-butterfly | $25.00 | 10/6/2011 5:03:58 AM |
unassailable-listing3 | $50.00 | 10/6/2011 6:24:20 PM |
stock106 | $25.00 | 10/10/2011 7:27:07 AM |
pound-mushroom3 | $25.00 | 10/11/2011 7:46:26 PM |
Wellman | $32.00 | 10/12/2011 4:17:02 PM |
the-discrete-income | $25.00 | 10/12/2011 5:31:41 PM |
sensible-trade | $100.00 | 10/12/2011 5:18:48 PM |
forthright-dedication | $75.00 | 10/13/2011 2:32:19 PM |
kulender | $50.00 | 10/14/2011 4:51:28 AM |
thorough-exchange4 | $50.00 | 10/14/2011 9:54:33 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:17:59 AM |
CBO-Enterprise | $50.00 | 10/14/2011 12:42:48 PM |
economy-producer | $25.00 | 10/14/2011 5:02:58 PM |
peaceful-basis6 | $100.00 | 10/15/2011 6:18:11 AM |
best-charming-leverage | $50.00 | 10/15/2011 9:31:59 AM |
magnitude787 | $50.00 | 10/15/2011 10:45:43 AM |
ianakacg | $25.00 | 10/16/2011 6:07:37 AM |
daekpon | $40.00 | 10/16/2011 10:27:24 PM |
wise-rupee-sanctuary | $50.00 | 10/17/2011 8:16:38 AM |
whitegold24k | $100.00 | 10/17/2011 9:17:40 AM |
whitegold24k | $400.00 | 10/17/2011 10:19:36 AM |
Weaverville | $25.00 | 10/17/2011 10:12:26 AM |
puifais | $36.00 | 10/17/2011 11:52:00 AM |
dinhkevin_usa | $50.00 | 10/17/2011 11:21:46 AM |
rogue_monster | $25.00 | 10/17/2011 12:54:37 PM |
orange-preeminant-bill | $25.00 | 10/17/2011 2:39:19 PM |
yield-trader | $25.00 | 10/17/2011 4:45:39 PM |
stepatatime-together | $100.00 | 10/17/2011 5:18:11 PM |
work4me | $25.00 | 10/17/2011 5:20:42 PM |
loss-of-control | $100.00 | 10/17/2011 6:07:53 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:27 PM |
Rob717171 | $25.00 | 10/17/2011 8:18:04 PM |
favorable-dough | $32.68 | 10/17/2011 9:44:44 PM |
shrewd-peace7 | $25.00 | 10/17/2011 11:40:31 PM |
treasure-generator | $25.00 | 10/17/2011 11:56:44 PM |
Frenchynh | $25.00 | 10/18/2011 6:30:52 AM |
wayman | $50.00 | 10/18/2011 7:15:16 AM |
Leshan | $25.00 | 10/18/2011 7:27:59 AM |
finance-mushroom | $100.00 | 10/18/2011 9:07:30 AM |
green28 | $200.00 | 10/18/2011 9:09:45 AM |
shmb6508 | $50.00 | 10/18/2011 9:22:10 AM |
dsnybnd | $25.00 | 10/18/2011 9:27:00 AM |
TronMedici | $100.00 | 10/18/2011 10:01:00 AM |
112 Investments
|
Borrower Payment Dependent Notes Series
530116
This series of Notes was issued and sold upon the funding of the borrower loan #54857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 46% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,668 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| exact-community1 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
AB Wedding
Purpose of loan:
This loan will be used to help pay for my wedding
My financial situation:
I am a good candidate for this loan because I will be able to pay back the loan hopefully faster than the 3 year term, especially after the wedding is complete.
Monthly net income: $2600.00+
Monthly expenses:
Housing: $0.0 (I do not own or rent)
Insurance: $95.00
Car expenses: $450.00 Car payment
Utilities: $0.0
Phone, cable, internet: $0.0
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards: $1800 between 2 credit cards
Other Loan: $18000 remaining, $400 payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/19/2011 8:10:32 AM |
rolltide09 | $25.00 | 10/10/2011 5:02:35 PM |
Kaj | $40.00 | 10/10/2011 6:42:42 PM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:45 AM |
equitable-capital758 | $150.00 | 10/11/2011 6:44:41 PM |
pound-mushroom3 | $25.00 | 10/11/2011 7:46:37 PM |
diplomatic-wealth7 | $25.00 | 10/12/2011 9:19:09 AM |
aprivatelender | $50.00 | 10/13/2011 11:08:13 AM |
credit-coach118 | $45.47 | 10/13/2011 10:40:12 AM |
Dubbs360 | $50.00 | 10/13/2011 5:18:31 PM |
CatbirdBanking | $25.00 | 10/13/2011 9:04:59 PM |
kain11286 | $50.00 | 10/14/2011 11:06:09 AM |
red-favorable-basis | $25.00 | 10/14/2011 11:10:19 AM |
credit-bank-usa611 | $25.00 | 10/14/2011 10:55:11 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:43 AM |
generator596 | $25.00 | 10/15/2011 12:40:42 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:17 AM |
contract-paloverde1 | $25.00 | 10/14/2011 9:40:29 PM |
ddog0224 | $50.00 | 10/15/2011 12:14:18 AM |
BeanCownter | $69.68 | 10/15/2011 6:39:37 AM |
investinFla | $50.00 | 10/15/2011 6:39:53 AM |
upperdeck | $30.00 | 10/15/2011 8:45:48 AM |
unger | $115.11 | 10/15/2011 11:19:35 AM |
top-visionary-truth | $50.00 | 10/15/2011 6:17:04 PM |
wealth-fighter3 | $25.00 | 10/15/2011 10:23:48 PM |
finance-prescription | $100.00 | 10/16/2011 12:10:10 PM |
rustysailor | $25.00 | 10/16/2011 1:33:00 PM |
careful-vigilance4 | $100.00 | 10/16/2011 2:09:43 PM |
trade-surge3 | $54.46 | 10/16/2011 7:22:52 PM |
miked8303 | $25.00 | 10/17/2011 6:02:04 AM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:14 AM |
diverse-benjamins | $25.00 | 10/17/2011 12:18:14 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:34 PM |
MDJAX67 | $29.79 | 10/17/2011 2:31:06 PM |
return-cluster991 | $50.00 | 10/17/2011 5:16:18 PM |
Kether | $33.76 | 10/17/2011 5:58:16 PM |
benevolent-bonus | $25.00 | 10/17/2011 9:36:05 PM |
Bob450 | $25.00 | 10/18/2011 6:46:50 AM |
imhoo | $50.00 | 10/18/2011 8:27:07 AM |
kind-credit-bear | $25.00 | 10/18/2011 9:14:51 AM |
SolarMoonshine | $25.00 | 10/18/2011 9:56:38 AM |
mercuriant | $25.00 | 10/18/2011 11:20:21 AM |
selfmademan | $41.70 | 10/18/2011 11:58:02 AM |
COCHINOBOY | $50.00 | 10/18/2011 1:00:44 PM |
Shawn95187 | $60.12 | 10/18/2011 12:24:14 PM |
ore-leaper1 | $30.00 | 10/18/2011 1:27:06 PM |
trade-pine2 | $25.00 | 10/18/2011 2:19:44 PM |
dinero-launcher | $25.00 | 10/18/2011 2:30:27 PM |
worth-sanctuary9 | $28.84 | 10/18/2011 2:29:45 PM |
gilbrear | $25.00 | 10/18/2011 3:37:13 PM |
wwwUniversal | $25.00 | 10/18/2011 5:17:50 PM |
fervent-repayment | $25.00 | 10/18/2011 5:45:04 PM |
Christophe | $25.00 | 10/18/2011 6:45:10 PM |
suges | $25.00 | 10/18/2011 8:17:13 PM |
suave-dime6 | $25.00 | 10/19/2011 5:33:36 AM |
intrepid-loot | $25.00 | 10/19/2011 6:08:25 AM |
red-power-pecan | $50.00 | 10/19/2011 10:31:50 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:41 PM |
benjamins-britches | $25.00 | 10/19/2011 7:38:35 PM |
missing-link | $25.00 | 10/19/2011 8:01:06 PM |
erowis | $50.00 | 10/19/2011 8:27:10 PM |
autonomous-truth | $100.00 | 10/19/2011 8:27:31 PM |
DannyPhantom | $25.00 | 10/19/2011 9:59:05 PM |
income-buddy7 | $50.00 | 10/20/2011 4:28:06 AM |
SDKiwi | $64.00 | 10/20/2011 4:31:33 PM |
fighter122 | $25.00 | 10/20/2011 11:22:53 PM |
mschoenf | $50.00 | 10/21/2011 7:03:04 AM |
stock106 | $25.00 | 10/21/2011 8:58:56 AM |
JLMGroupFunds | $25.00 | 10/21/2011 9:15:31 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:49 AM |
cnovak | $25.00 | 10/21/2011 9:58:10 AM |
worthy-commitment7 | $30.00 | 10/21/2011 11:09:05 AM |
JauaFlash | $25.00 | 10/21/2011 12:07:33 PM |
return-enthusiast1 | $25.00 | 10/21/2011 2:42:48 PM |
SerZav | $25.00 | 10/21/2011 3:21:54 PM |
Gandalf0001 | $25.00 | 10/21/2011 3:31:51 PM |
treasure-runner | $25.00 | 10/21/2011 3:43:09 PM |
JJYossarian | $50.00 | 10/21/2011 2:47:46 PM |
payout-achievement | $50.00 | 10/21/2011 4:16:00 PM |
dedicated-transaction796 | $25.00 | 10/21/2011 5:20:21 PM |
paul_allen | $25.50 | 10/21/2011 5:53:31 PM |
keichi03 | $27.00 | 10/21/2011 5:48:35 PM |
ag-ventures | $25.00 | 10/21/2011 5:42:51 PM |
tnjohnso | $25.00 | 10/21/2011 6:46:43 PM |
social-cocktail1 | $200.00 | 10/10/2011 5:15:34 PM |
progressive-economy261 | $400.00 | 10/10/2011 5:16:06 PM |
economy-popcorn | $25.00 | 10/10/2011 8:29:29 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:45:26 PM |
natural-worth9 | $200.00 | 10/12/2011 6:21:53 PM |
forthright-dedication | $75.00 | 10/13/2011 2:32:27 PM |
kulender | $50.00 | 10/14/2011 4:51:59 AM |
jasonblings | $25.00 | 10/14/2011 11:28:34 AM |
Peacepower | $27.57 | 10/14/2011 12:47:33 PM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:42 PM |
Leshan | $25.00 | 10/14/2011 4:05:50 PM |
platinum-scientist9 | $25.00 | 10/14/2011 5:36:09 PM |
dinero-jujitsu | $30.00 | 10/15/2011 4:33:18 AM |
the-silver-blaster | $50.00 | 10/15/2011 6:37:28 AM |
john0720 | $25.00 | 10/15/2011 9:37:33 AM |
trade-meridian9 | $200.00 | 10/15/2011 11:39:55 AM |
treasure-hunter270 | $25.00 | 10/15/2011 2:07:40 PM |
Yaout | $110.00 | 10/15/2011 9:42:19 PM |
zokiz | $27.26 | 10/16/2011 11:09:15 AM |
Zane314 | $300.00 | 10/16/2011 2:10:10 PM |
BlueRockCapitalMgt | $139.34 | 10/16/2011 2:58:18 PM |
payment-gusto | $25.00 | 10/16/2011 3:35:47 PM |
valiant-money | $30.00 | 10/16/2011 5:08:50 PM |
northern_paddler | $25.00 | 10/16/2011 9:05:11 PM |
palace2 | $201.00 | 10/17/2011 8:26:14 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:01 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:08 AM |
dinhkevin_usa | $50.00 | 10/17/2011 10:49:34 AM |
profit-powerplant | $25.00 | 10/17/2011 1:18:57 PM |
first-silver-bridge | $25.00 | 10/17/2011 1:57:36 PM |
hudget | $25.00 | 10/17/2011 3:27:20 PM |
yield-trader | $25.00 | 10/17/2011 4:45:57 PM |
whitegold24k | $100.00 | 10/17/2011 5:19:11 PM |
wise-deal-panda | $100.00 | 10/17/2011 5:22:16 PM |
whitegold24k | $400.00 | 10/17/2011 6:22:45 PM |
B-rad_the_Coug | $25.00 | 10/18/2011 1:15:50 AM |
treasure-bliss | $25.00 | 10/18/2011 3:41:50 AM |
first-class-wampum | $25.00 | 10/18/2011 6:23:06 AM |
hawk357 | $50.00 | 10/18/2011 7:33:01 AM |
dough-bear | $25.00 | 10/18/2011 7:54:02 AM |
green28 | $200.00 | 10/18/2011 9:48:40 AM |
income-vault6 | $25.00 | 10/18/2011 10:25:10 AM |
fund-tom-tom6 | $25.00 | 10/18/2011 12:05:42 PM |
triumphant-point5 | $50.00 | 10/18/2011 1:44:59 PM |
melodious-fairness | $25.00 | 10/18/2011 12:39:28 PM |
penny-champ5 | $25.00 | 10/18/2011 2:12:14 PM |
Sixmil | $100.00 | 10/18/2011 3:31:41 PM |
return-enforcer5 | $25.00 | 10/18/2011 6:06:08 PM |
orange-preeminant-bill | $25.00 | 10/19/2011 3:27:02 AM |
nilonc1 | $25.00 | 10/19/2011 5:02:45 AM |
doomsday18 | $25.00 | 10/19/2011 6:42:38 AM |
wealth-pipeline | $25.00 | 10/19/2011 7:14:34 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:03 AM |
octoberfresh | $25.00 | 10/19/2011 1:27:04 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:11 PM |
momentous-value | $25.00 | 10/19/2011 3:00:24 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:01 PM |
shrewd-peace7 | $25.00 | 10/19/2011 10:12:23 PM |
grf1945 | $25.00 | 10/20/2011 5:23:24 AM |
robgw | $25.00 | 10/20/2011 6:26:08 AM |
thelovebug | $100.00 | 10/20/2011 9:13:41 AM |
Elefunt | $33.89 | 10/20/2011 9:48:45 AM |
108lender | $250.00 | 10/20/2011 10:18:17 AM |
velocity-warrior | $25.00 | 10/20/2011 10:46:18 AM |
silver-pumpkin8 | $30.00 | 10/20/2011 12:23:28 PM |
iolaire | $25.00 | 10/20/2011 3:22:53 PM |
Wellman | $25.00 | 10/20/2011 5:06:31 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:47 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:33 PM |
best-charming-leverage | $50.00 | 10/20/2011 10:31:11 PM |
Lanewest | $25.00 | 10/21/2011 8:39:37 AM |
finance-mushroom | $100.00 | 10/21/2011 9:08:38 AM |
zone6 | $80.13 | 10/21/2011 9:25:08 AM |
leverage-monger | $25.00 | 10/21/2011 10:19:34 AM |
gjm6d | $25.00 | 10/21/2011 10:37:47 AM |
market-pudding | $25.00 | 10/21/2011 11:20:49 AM |
social-zebra | $30.00 | 10/21/2011 11:19:36 AM |
Astyanax | $100.00 | 10/21/2011 12:03:34 PM |
minddoc | $25.00 | 10/21/2011 1:22:15 PM |
simiray | $25.00 | 10/21/2011 3:31:14 PM |
caseattle | $25.00 | 10/21/2011 4:42:48 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:25 PM |
now101 | $25.38 | 10/21/2011 8:06:46 PM |
167 Investments
|
Borrower Payment Dependent Notes Series
530534
This series of Notes was issued and sold upon the funding of the borrower loan #54885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 5m |
Amount delinquent:
| $46 |
Total credit lines:
| 25 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,382 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Chef-Mike-WV |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mountain Vintage
Purpose of loan: To eapand my partime business into its own location
This loan will be used to...Rent a building, purchase inventory, computer and software,
My financial situation: Stable 10 years with same employer
I am a good candidate for this loan because...I am a dedicated hard worker with previous business experience as a busines owner.
Monthly net income: $4069.00
Monthly expenses: $920.00 payment on income property
Housing: $814.00
Insurance: $85.00
Car expenses: $100.00
Utilities: $426.00
Phone, cable, internet: 225.00
Food, entertainment: $250.00
Clothing, household expenses: $150.00
Credit cards and other loans: $400.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/4/2011 10:29:10 AM |
Investor_DP | $25.00 | 10/5/2011 5:06:09 PM |
a-unflappable-finance | $100.00 | 10/5/2011 5:16:45 PM |
progressive-economy261 | $400.00 | 10/6/2011 5:58:30 PM |
return-marsupial3 | $25.00 | 10/6/2011 10:48:11 PM |
Brisket_Bob | $50.00 | 10/7/2011 4:53:29 AM |
alphaseek | $125.00 | 10/7/2011 9:52:29 AM |
oplender | $25.00 | 10/7/2011 11:51:53 AM |
riskadverse44 | $100.00 | 10/7/2011 12:17:20 PM |
life-is-great | $25.00 | 10/7/2011 2:02:38 PM |
Kaj | $40.00 | 10/7/2011 7:58:14 PM |
loyalty-sherpa | $25.00 | 10/8/2011 6:11:20 AM |
benjamins-utopia | $100.00 | 10/8/2011 6:22:28 AM |
the-silver-blaster | $75.00 | 10/8/2011 9:29:15 AM |
balance6 | $25.00 | 10/9/2011 11:18:13 AM |
fervent-revenue7 | $50.00 | 10/9/2011 1:20:56 PM |
basis-mate7 | $50.00 | 10/9/2011 4:55:53 PM |
ersheido | $50.00 | 10/10/2011 6:28:51 AM |
kenji4861 | $25.00 | 10/10/2011 12:55:38 PM |
aasx1108 | $25.00 | 10/10/2011 12:28:06 PM |
reflective-cash0 | $100.00 | 10/10/2011 12:55:20 PM |
deegeeman | $50.00 | 10/10/2011 2:46:44 PM |
gain-expert | $50.00 | 10/10/2011 3:51:24 PM |
lounges | $25.00 | 10/10/2011 4:50:20 PM |
jga516 | $25.00 | 10/10/2011 4:24:59 PM |
best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:26 PM |
GCInvestments | $26.00 | 10/10/2011 9:18:32 PM |
listing-vista | $50.00 | 10/10/2011 9:10:05 PM |
wdove511 | $30.00 | 10/10/2011 11:47:58 PM |
donloah | $50.00 | 10/10/2011 9:57:45 PM |
ursus | $50.00 | 10/11/2011 9:07:58 AM |
wirebutterfly | $100.00 | 10/11/2011 11:42:58 AM |
larslfe | $50.00 | 10/11/2011 1:11:28 PM |
Chauncey_Gardener | $25.00 | 10/11/2011 2:07:55 PM |
taz007 | $50.00 | 10/11/2011 2:38:19 PM |
worthy-bid8 | $50.00 | 10/11/2011 5:08:24 PM |
hope-equation | $25.00 | 10/11/2011 9:19:17 PM |
rcm87 | $50.00 | 10/11/2011 10:07:09 PM |
ingenious-truth0 | $50.00 | 10/11/2011 10:39:54 PM |
gold-sushi | $50.00 | 10/12/2011 4:54:37 AM |
value-investor9 | $50.00 | 10/12/2011 3:47:48 AM |
hanuman77 | $25.00 | 10/12/2011 5:51:12 AM |
peace-flower9 | $50.00 | 10/12/2011 6:51:48 AM |
Use_It_Wisely | $25.00 | 10/12/2011 8:27:16 AM |
WolRab | $50.00 | 10/12/2011 9:53:34 AM |
balance2 | $25.00 | 10/12/2011 10:16:24 AM |
boogienation | $50.00 | 10/12/2011 12:20:53 PM |
boater01 | $50.00 | 10/12/2011 1:43:58 PM |
integrity-planet1 | $25.00 | 10/12/2011 2:08:00 PM |
orgy63 | $25.00 | 10/12/2011 4:27:33 PM |
CapStack | $50.00 | 10/12/2011 4:31:46 PM |
sensible-trade | $100.00 | 10/12/2011 5:18:47 PM |
reliable-silver7 | $50.00 | 10/12/2011 5:56:30 PM |
Savings_EQ_Dignity | $50.00 | 10/12/2011 10:06:30 PM |
radforj22 | $25.00 | 10/13/2011 8:09:42 AM |
genius520 | $40.00 | 10/13/2011 9:09:06 AM |
platinum-quest8 | $50.00 | 10/13/2011 11:03:43 AM |
fund-tom-tom6 | $25.00 | 10/13/2011 10:21:31 AM |
income-champion | $25.00 | 10/13/2011 10:43:55 AM |
tender-commerce8 | $50.00 | 10/13/2011 10:44:11 AM |
ciscoparrot | $25.00 | 10/13/2011 12:55:55 PM |
golden-bid9 | $25.00 | 10/13/2011 1:56:55 PM |
orange-courageous-dedication | $25.00 | 10/13/2011 4:36:30 PM |
financial-frenzy | $50.00 | 10/13/2011 4:41:54 PM |
successful-agreement7 | $100.00 | 10/13/2011 5:12:40 PM |
personal-lender | $25.00 | 10/13/2011 5:11:43 PM |
soulwork | $25.00 | 10/13/2011 6:59:54 PM |
red-diversification-paradise | $50.00 | 10/13/2011 8:11:41 PM |
ZeLonewolf | $25.00 | 10/13/2011 8:18:54 PM |
unrivaled-silver | $25.00 | 10/13/2011 8:27:04 PM |
chestnut4 | $25.00 | 10/13/2011 9:09:40 PM |
gracej | $25.00 | 10/13/2011 9:01:47 PM |
VikingInvestments | $25.00 | 10/13/2011 9:57:49 PM |
zzztimbo | $25.00 | 10/14/2011 1:09:27 AM |
Supernick | $100.00 | 10/14/2011 2:03:39 AM |
generator535 | $25.00 | 10/13/2011 10:14:16 PM |
Approved1234 | $50.00 | 10/14/2011 3:38:16 AM |
pdxtech | $50.00 | 10/14/2011 4:06:03 AM |
museic1 | $100.00 | 10/14/2011 3:56:49 AM |
KLCRAY | $50.00 | 10/14/2011 4:25:00 AM |
bold-riveting-social | $700.00 | 10/14/2011 4:41:01 AM |
officer8 | $25.00 | 10/14/2011 4:58:31 AM |
active-market | $50.00 | 10/14/2011 5:42:21 AM |
kulender | $50.00 | 10/14/2011 4:52:48 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 4:56:29 AM |
investment-star | $50.00 | 10/14/2011 6:18:51 AM |
agreement-guild | $50.00 | 10/14/2011 5:44:06 AM |
rzlender | $25.00 | 10/14/2011 5:47:33 AM |
innocent-income4 | $25.00 | 10/14/2011 6:27:34 AM |
Mopedcouple | $25.00 | 10/14/2011 7:19:31 AM |
janasek | $25.00 | 10/14/2011 6:32:27 AM |
pleaseandthankyou81 | $25.00 | 10/14/2011 6:22:20 AM |
gotyourgear | $25.00 | 10/14/2011 7:32:59 AM |
bountiful-investment0 | $25.00 | 10/14/2011 6:26:46 AM |
GoingFishing | $25.00 | 10/14/2011 6:48:11 AM |
cberthiaume | $25.00 | 10/14/2011 7:53:02 AM |
RodBlizz42 | $26.00 | 10/14/2011 7:22:07 AM |
chemistry220 | $25.00 | 10/14/2011 8:00:45 AM |
Minnechela | $25.00 | 10/14/2011 8:48:04 AM |
DaveG56313 | $25.00 | 10/14/2011 8:34:39 AM |
donmacprosper | $25.00 | 10/14/2011 8:29:01 AM |
credit-meteor7 | $200.00 | 10/14/2011 9:15:55 AM |
money-bauble | $150.00 | 10/14/2011 9:07:02 AM |
wealth-competitor | $25.00 | 10/14/2011 9:23:14 AM |
texrob20 | $25.00 | 10/14/2011 9:14:48 AM |
Caledoni | $25.00 | 10/14/2011 9:35:08 AM |
DadWarbucks | $25.00 | 10/14/2011 9:37:25 AM |
prescription0 | $25.00 | 10/14/2011 9:45:18 AM |
TomProsper | $25.00 | 10/14/2011 10:06:48 AM |
bailey7563 | $45.64 | 10/14/2011 10:55:22 AM |
equallender | $55.00 | 10/14/2011 10:41:20 AM |
tylerfd | $25.00 | 10/14/2011 10:48:22 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:17:56 AM |
MalumInSe | $25.00 | 10/14/2011 11:49:01 AM |
cutter21 | $25.00 | 10/14/2011 12:02:39 PM |
well-rounded-market | $25.00 | 10/14/2011 1:06:26 PM |
ulisingh | $50.00 | 10/14/2011 1:34:44 PM |
EconomicRecovery1 | $50.00 | 10/14/2011 12:50:54 PM |
income-excellence1 | $50.00 | 10/14/2011 1:25:08 PM |
ready-loan | $25.00 | 10/14/2011 1:27:03 PM |
tidy-generosity | $25.00 | 10/14/2011 1:56:28 PM |
Trentsteel_98 | $25.00 | 10/14/2011 2:18:39 PM |
gold-disk | $25.00 | 10/14/2011 1:36:17 PM |
payout-runner | $25.00 | 10/14/2011 1:39:16 PM |
brooklynjoe | $25.00 | 10/14/2011 1:55:02 PM |
trapper569 | $50.00 | 10/14/2011 1:57:28 PM |
linklady | $25.00 | 10/14/2011 2:05:38 PM |
srilm | $25.00 | 10/14/2011 1:57:34 PM |
xlnt-loans | $30.00 | 10/14/2011 3:51:45 PM |
erwincohen | $25.00 | 10/14/2011 2:53:55 PM |
Malkial | $25.00 | 10/14/2011 2:48:35 PM |
keeks | $25.00 | 10/14/2011 3:21:47 PM |
opportunity85 | $25.00 | 10/14/2011 4:40:10 PM |
dordee | $50.00 | 10/14/2011 4:45:53 PM |
Princehaha | $25.00 | 10/14/2011 3:26:39 PM |
ttnk62918 | $25.00 | 10/14/2011 4:48:31 PM |
alphaseek | $125.00 | 10/14/2011 5:00:14 PM |
studious-bonus7 | $100.00 | 10/14/2011 5:08:56 PM |
riskreward | $250.00 | 10/14/2011 5:21:53 PM |
ski bum | $100.00 | 10/14/2011 5:13:04 PM |
LenderByDay | $25.00 | 10/14/2011 5:28:49 PM |
macgeek | $131.47 | 10/14/2011 5:52:12 PM |
heart612 | $25.00 | 10/14/2011 5:53:37 PM |
dospapalotes | $25.00 | 10/14/2011 6:14:09 PM |
the-upbeat-p2p | $25.00 | 10/14/2011 6:25:53 PM |
honorable-durability0 | $25.00 | 10/14/2011 6:20:23 PM |
abnvette | $25.00 | 10/14/2011 8:29:46 PM |
bold-restless-dinero | $27.00 | 10/14/2011 9:04:33 PM |
first-class-wampum | $25.00 | 10/14/2011 7:46:27 PM |
IIP77 | $25.00 | 10/14/2011 8:03:00 PM |
g8rtone | $25.00 | 10/14/2011 8:26:18 PM |
dood2112 | $34.00 | 10/15/2011 12:07:02 AM |
ultimate-payment | $25.00 | 10/14/2011 8:53:39 PM |
newgroom422 | $25.00 | 10/14/2011 9:33:57 PM |
EODLEGS | $25.00 | 10/15/2011 3:08:37 AM |
Captain_America | $50.00 | 10/15/2011 4:44:59 AM |
ocean99 | $25.00 | 10/15/2011 5:28:28 AM |
emosspot | $25.00 | 10/15/2011 5:36:27 AM |
ijspence | $25.00 | 10/15/2011 6:18:32 AM |
rocker137 | $27.00 | 10/15/2011 6:06:50 AM |
Eagledrop | $25.00 | 10/15/2011 6:11:59 AM |
NObama | $25.00 | 10/15/2011 6:14:14 AM |
auction-rocket | $25.00 | 10/15/2011 6:57:04 AM |
TheReaderRabbit | $25.00 | 10/15/2011 6:27:56 AM |
IndianChief | $25.00 | 10/15/2011 6:30:49 AM |
rebelduke | $25.00 | 10/15/2011 6:36:15 AM |
hrubinst | $50.00 | 10/15/2011 7:16:23 AM |
kfi805 | $25.00 | 10/15/2011 7:28:38 AM |
Azonic21 | $25.00 | 10/15/2011 6:47:37 AM |
capital-buddy | $25.00 | 10/15/2011 7:38:33 AM |
MoxiePop | $25.00 | 10/15/2011 7:43:03 AM |
five-star-asset2 | $25.00 | 10/15/2011 7:24:27 AM |
bigredbus | $25.00 | 10/15/2011 8:08:54 AM |
investment-appraiser | $25.00 | 10/15/2011 8:14:46 AM |
mosby | $25.00 | 10/15/2011 7:34:59 AM |
mattbly | $25.00 | 10/15/2011 7:46:28 AM |
mommyhelper | $25.00 | 10/15/2011 8:31:36 AM |
deal-enrichment | $25.00 | 10/15/2011 7:48:27 AM |
zenchef | $25.00 | 10/15/2011 8:50:05 AM |
jtc26 | $50.00 | 10/15/2011 9:05:58 AM |
Duanep01 | $25.00 | 10/15/2011 8:20:14 AM |
MJFinancial | $50.00 | 10/15/2011 8:34:03 AM |
flexible-return297 | $25.00 | 10/15/2011 8:44:44 AM |
dime-vista2 | $25.00 | 10/15/2011 8:53:58 AM |
organized-payment6 | $50.00 | 10/5/2011 6:06:00 AM |
leeball | $100.00 | 10/5/2011 4:00:37 PM |
Preteur | $25.00 | 10/6/2011 1:37:22 PM |
compoundinterest | $50.00 | 10/6/2011 5:45:01 PM |
diablorulz | $50.00 | 10/7/2011 11:56:20 AM |
credit-socrates648 | $100.00 | 10/7/2011 2:36:47 PM |
kinetic-openness0 | $25.00 | 10/8/2011 11:13:49 AM |
dynamic-money271 | $25.00 | 10/8/2011 11:44:40 AM |
riproaringrapids | $25.00 | 10/8/2011 5:29:28 PM |
bid-czar8 | $100.00 | 10/9/2011 8:44:39 AM |
jescowa | $50.00 | 10/9/2011 12:24:56 PM |
antlr | $50.00 | 10/9/2011 1:12:27 PM |
AFairDeal | $35.00 | 10/9/2011 2:35:36 PM |
dime-sprout | $25.00 | 10/9/2011 6:02:43 PM |
grove88 | $25.00 | 10/9/2011 7:05:49 PM |
6moonbeams | $50.00 | 10/10/2011 11:18:23 AM |
zbfamwl | $25.00 | 10/10/2011 11:58:48 AM |
fervent-currency5 | $25.00 | 10/10/2011 2:38:32 PM |
Sierrahh | $25.00 | 10/10/2011 4:26:21 PM |
indomitable-dedication | $25.00 | 10/10/2011 5:38:45 PM |
melodious-fairness | $50.00 | 10/10/2011 7:33:44 PM |
nerdfactor | $25.00 | 10/10/2011 9:47:31 PM |
bailey1223 | $25.00 | 10/11/2011 12:23:42 PM |
fmanjoo | $25.00 | 10/11/2011 12:39:06 PM |
Natronpee | $25.00 | 10/11/2011 3:43:53 PM |
the-productive-agreement | $25.00 | 10/11/2011 6:25:54 PM |
silver-armada | $50.00 | 10/11/2011 8:04:50 PM |
CalBear08 | $25.00 | 10/11/2011 9:35:37 PM |
tlam168 | $50.00 | 10/11/2011 10:59:45 PM |
Ripsaw4U | $50.00 | 10/12/2011 3:05:35 AM |
bonus-tent | $25.00 | 10/12/2011 5:34:45 AM |
wise-silver-wonder | $25.00 | 10/12/2011 5:03:20 AM |
mrbanker | $50.00 | 10/12/2011 6:20:31 AM |
brightest-affluence-motivator | $50.00 | 10/12/2011 6:18:47 AM |
innocent-loot | $25.00 | 10/12/2011 8:14:31 AM |
power-mad-scientist | $25.00 | 10/12/2011 8:20:49 AM |
vigilance-revolutionary | $50.00 | 10/12/2011 9:15:21 AM |
payout-flag6 | $25.00 | 10/12/2011 12:57:21 PM |
enthralling-deal180 | $25.00 | 10/12/2011 1:01:54 PM |
Tyre | $48.00 | 10/12/2011 12:47:42 PM |
Jimmy_SoCal | $50.00 | 10/12/2011 12:32:38 PM |
selvamfinance | $25.00 | 10/12/2011 3:05:00 PM |
nitai | $25.00 | 10/12/2011 4:17:05 PM |
JKEnterprises | $25.00 | 10/12/2011 5:32:39 PM |
cash-reaction2 | $50.00 | 10/12/2011 6:07:52 PM |
Stollewood | $25.00 | 10/12/2011 7:30:37 PM |
SDNLR | $50.00 | 10/12/2011 7:00:43 PM |
Twinsen | $25.00 | 10/12/2011 8:36:08 PM |
mattpet | $25.00 | 10/13/2011 7:16:23 AM |
hostbank | $77.00 | 10/13/2011 9:08:16 AM |
upperdeck | $35.00 | 10/13/2011 12:07:54 PM |
GrayStudio | $25.00 | 10/13/2011 11:46:51 AM |
chlebie | $25.00 | 10/13/2011 1:02:37 PM |
anwn | $25.00 | 10/13/2011 1:18:07 PM |
comet55 | $25.00 | 10/13/2011 1:43:12 PM |
LeReve | $50.00 | 10/13/2011 2:48:21 PM |
ideal-platinum1 | $25.00 | 10/13/2011 2:09:28 PM |
point-promiser | $25.00 | 10/13/2011 3:05:12 PM |
steiglends | $120.00 | 10/13/2011 4:37:25 PM |
no_agenda_lender | $25.00 | 10/13/2011 4:44:56 PM |
MadHun | $200.00 | 10/13/2011 5:10:31 PM |
nickel-ferret | $50.00 | 10/13/2011 5:11:00 PM |
helpinghand63 | $25.00 | 10/13/2011 5:13:24 PM |
Syzygy | $25.00 | 10/13/2011 5:47:43 PM |
astute-benjamins | $25.00 | 10/13/2011 6:13:43 PM |
hayhelp | $25.00 | 10/13/2011 6:35:22 PM |
Rob717171 | $25.00 | 10/13/2011 7:19:54 PM |
finance-magma7 | $25.00 | 10/13/2011 9:47:25 PM |
thryn | $25.00 | 10/13/2011 8:55:09 PM |
money-banker867 | $25.00 | 10/13/2011 8:22:47 PM |
LendGuy | $25.00 | 10/13/2011 8:33:43 PM |
marketplace-cello5 | $50.00 | 10/13/2011 11:25:58 PM |
Quiddity | $25.00 | 10/14/2011 3:33:13 AM |
iwantmore | $25.00 | 10/14/2011 3:48:38 AM |
invincible-dough | $50.00 | 10/14/2011 3:58:24 AM |
rbettenc | $25.00 | 10/14/2011 3:23:08 AM |
Anny-Disco | $25.00 | 10/14/2011 3:00:50 AM |
mwl | $25.00 | 10/14/2011 3:47:04 AM |
tranquil-cash8 | $50.00 | 10/14/2011 4:40:11 AM |
five-star-justice | $25.00 | 10/14/2011 5:31:37 AM |
ICHITECH | $25.00 | 10/14/2011 4:58:05 AM |
venture30 | $50.00 | 10/14/2011 5:53:05 AM |
LateOneNight | $66.94 | 10/14/2011 6:43:16 AM |
pbguy47 | $25.00 | 10/14/2011 7:43:36 AM |
green-moola-sniffer | $25.00 | 10/14/2011 8:20:14 AM |
ferris2484 | $25.00 | 10/14/2011 7:38:41 AM |
Breakfast_Gypsy | $25.00 | 10/14/2011 7:42:10 AM |
KgBsUcKa | $27.00 | 10/14/2011 8:05:29 AM |
fareast_man | $25.00 | 10/14/2011 8:18:13 AM |
funds-promiser | $25.00 | 10/14/2011 8:07:34 AM |
integrity-starter | $25.00 | 10/14/2011 8:45:48 AM |
samo102us | $25.00 | 10/14/2011 8:39:36 AM |
TOCPI | $25.00 | 10/14/2011 8:40:48 AM |
bid-papyrus | $25.00 | 10/14/2011 9:12:17 AM |
galenisme | $25.00 | 10/14/2011 8:45:01 AM |
YLlama | $25.00 | 10/14/2011 8:58:47 AM |
supreme-benefit | $25.00 | 10/14/2011 9:14:14 AM |
tlp43 | $25.00 | 10/14/2011 9:16:26 AM |
wwwUniversal | $25.00 | 10/14/2011 9:17:54 AM |
GenerousGentleMan | $25.00 | 10/14/2011 9:20:48 AM |
Ducatiman1978 | $25.00 | 10/14/2011 9:40:49 AM |
Msbutterfly | $50.00 | 10/14/2011 9:46:27 AM |
thorough-exchange4 | $50.00 | 10/14/2011 9:54:30 AM |
loot-heart | $25.00 | 10/14/2011 10:09:43 AM |
lovely-greenback4 | $25.00 | 10/14/2011 10:13:57 AM |
Dubbs360 | $50.00 | 10/14/2011 10:45:15 AM |
emt747 | $25.00 | 10/14/2011 10:17:28 AM |
RedantFinance | $25.00 | 10/14/2011 10:56:47 AM |
domi1234 | $25.00 | 10/14/2011 12:26:16 PM |
CBO-Enterprise | $50.00 | 10/14/2011 12:42:45 PM |
gain-expert | $49.33 | 10/14/2011 1:03:42 PM |
income-buddy7 | $25.00 | 10/14/2011 1:50:39 PM |
theogeer | $25.00 | 10/14/2011 1:52:02 PM |
dansarkis | $25.00 | 10/14/2011 1:52:16 PM |
bayfocus | $25.00 | 10/14/2011 2:44:23 PM |
dennisuello | $77.00 | 10/14/2011 1:55:04 PM |
workinghardoregon | $25.00 | 10/14/2011 1:54:39 PM |
Pasagam | $25.00 | 10/14/2011 3:25:52 PM |
durability-high-five | $25.00 | 10/14/2011 2:39:32 PM |
ahansen | $25.00 | 10/14/2011 2:47:28 PM |
Chervianne | $50.00 | 10/14/2011 4:12:57 PM |
vb3jmg | $25.00 | 10/14/2011 3:05:39 PM |
lostontheedge | $50.00 | 10/14/2011 3:35:02 PM |
jdrez | $25.00 | 10/14/2011 4:13:01 PM |
Carne_Chung | $25.00 | 10/14/2011 5:15:06 PM |
tapesor | $80.00 | 10/14/2011 5:14:38 PM |
kscc183 | $25.00 | 10/14/2011 6:31:25 PM |
investment-cluster | $25.00 | 10/14/2011 5:50:27 PM |
colorunner | $25.00 | 10/14/2011 6:25:31 PM |
Mark0135 | $50.00 | 10/14/2011 6:41:22 PM |
gustavholstopus32 | $25.00 | 10/14/2011 6:56:29 PM |
TrueFortune | $50.00 | 10/14/2011 10:16:30 PM |
unbelievable-diversification8 | $25.00 | 10/14/2011 7:56:33 PM |
deborahz | $25.00 | 10/14/2011 11:05:39 PM |
a-resplendent-commitment | $25.00 | 10/14/2011 8:20:32 PM |
happy-asset | $25.00 | 10/14/2011 8:24:46 PM |
falcon88dp | $25.00 | 10/14/2011 10:40:14 PM |
SonomaHills | $25.00 | 10/15/2011 12:04:08 AM |
orderandprogress | $50.00 | 10/15/2011 12:25:25 AM |
helpful-deal1 | $25.00 | 10/15/2011 5:39:26 AM |
downtownfarm | $25.00 | 10/15/2011 6:08:46 AM |
showmethemoney22 | $25.00 | 10/15/2011 6:08:57 AM |
fishtale | $25.00 | 10/15/2011 6:11:28 AM |
felicity-dynamo | $25.00 | 10/15/2011 6:05:44 AM |
HeroJason86 | $25.00 | 10/15/2011 6:06:53 AM |
GatorBux | $50.00 | 10/15/2011 6:36:18 AM |
nestegg4e | $25.00 | 10/15/2011 6:14:42 AM |
capital_gains | $25.00 | 10/15/2011 6:18:27 AM |
apexprod | $25.00 | 10/15/2011 6:45:30 AM |
janicewill | $25.00 | 10/15/2011 6:59:44 AM |
inspired-contract9 | $50.00 | 10/15/2011 7:06:43 AM |
exciting-fairness8 | $50.00 | 10/15/2011 7:14:24 AM |
Red_b17 | $50.00 | 10/15/2011 6:35:49 AM |
rose88 | $25.00 | 10/15/2011 6:51:50 AM |
note-cougar0 | $25.00 | 10/15/2011 7:11:09 AM |
credit-bloom | $25.00 | 10/15/2011 7:19:47 AM |
Unclejohn | $25.00 | 10/15/2011 7:23:51 AM |
platinum-dojo | $25.00 | 10/15/2011 7:24:11 AM |
FG9YTR | $30.00 | 10/15/2011 8:10:30 AM |
well-rounded-durability2 | $25.00 | 10/15/2011 7:31:20 AM |
ranstlin | $25.00 | 10/15/2011 8:15:37 AM |
listing-meridian | $50.00 | 10/15/2011 8:30:32 AM |
top-investment-american | $25.00 | 10/15/2011 7:47:23 AM |
brutusbone | $25.00 | 10/15/2011 8:39:01 AM |
worth-web5 | $200.00 | 10/15/2011 7:56:38 AM |
Aquatic | $25.00 | 10/15/2011 7:56:46 AM |
jpinversor | $25.00 | 10/15/2011 8:49:13 AM |
TheoProf | $50.00 | 10/15/2011 7:56:43 AM |
RSB-VA | $25.00 | 10/15/2011 7:58:40 AM |
one2sojourn | $25.00 | 10/15/2011 8:50:10 AM |
NLB-PHX | $25.00 | 10/15/2011 8:03:40 AM |
favorite-funds8 | $25.00 | 10/15/2011 8:10:38 AM |
Ivan2007 | $12.62 | 10/15/2011 9:13:14 AM |
LR_Biker | $50.00 | 10/15/2011 8:30:38 AM |
gamp | $25.00 | 10/15/2011 8:25:41 AM |
loan-kingdom162 | $50.00 | 10/15/2011 8:26:14 AM |
greenfuture | $25.00 | 10/15/2011 8:54:20 AM |
ideal-economy | $30.00 | 10/15/2011 8:48:48 AM |
Jonb6919 | $25.00 | 10/15/2011 9:08:53 AM |
363 Investments
|
Borrower Payment Dependent Notes Series
530750
This series of Notes was issued and sold upon the funding of the borrower loan #54938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Pilot - Private/Com... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,113 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loyalty-destiny |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Falcon900EZ
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4600
Monthly expenses: $2000
Housing: $1790
Insurance: $85
Car expenses: $160
Utilities: $
Phone, cable, internet: $85
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/17/2011 7:46:06 AM |
golffish2 | $25.00 | 10/5/2011 9:22:40 AM |
penny-surgeon | $25.00 | 10/5/2011 10:14:10 AM |
asset-professor | $25.00 | 10/5/2011 10:05:37 AM |
Interloper | $25.00 | 10/5/2011 10:06:24 AM |
social-cocktail1 | $200.00 | 10/5/2011 10:37:26 AM |
diplomatic-wealth7 | $25.00 | 10/5/2011 5:19:41 PM |
superb-funds335 | $30.00 | 10/5/2011 9:25:38 PM |
a-finance-nirvana | $25.00 | 10/6/2011 3:32:42 AM |
responsibility-butterfly | $25.00 | 10/6/2011 5:03:55 AM |
InChicago | $50.00 | 10/6/2011 7:50:59 AM |
bizlending | $250.00 | 10/6/2011 12:16:06 PM |
unassailable-listing3 | $50.00 | 10/6/2011 6:24:19 PM |
reflective-rupee | $25.00 | 10/7/2011 6:25:43 AM |
palace2 | $350.00 | 10/7/2011 6:48:30 AM |
graceful-investment | $50.00 | 10/7/2011 6:25:20 AM |
blackstar | $25.00 | 10/7/2011 9:16:28 AM |
Leshan | $25.00 | 10/7/2011 9:21:00 AM |
bid-stockpiler1 | $100.00 | 10/8/2011 5:23:46 AM |
buddy486 | $25.00 | 10/8/2011 6:11:27 AM |
cash-turbine1 | $25.00 | 10/8/2011 6:23:32 AM |
Brisket_Bob | $30.00 | 10/8/2011 6:17:51 AM |
wampum-library4 | $25.00 | 10/9/2011 9:26:25 AM |
credit-coach118 | $30.46 | 10/9/2011 11:55:46 AM |
LoanerPrincipal | $25.00 | 10/9/2011 8:53:36 PM |
suave-dime6 | $25.00 | 10/10/2011 2:08:10 PM |
Rivervale_Westwood | $25.00 | 10/10/2011 2:48:22 PM |
Rogelio48 | $30.00 | 10/10/2011 4:27:11 PM |
wealth-fighter3 | $25.00 | 10/10/2011 7:41:30 PM |
silvercertificate | $25.00 | 10/10/2011 6:43:40 PM |
superboss-awesomefist | $25.00 | 10/10/2011 7:49:39 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:44:51 PM |
NolockHolmes | $50.00 | 10/10/2011 9:24:38 PM |
zone8 | $100.00 | 10/11/2011 10:33:06 AM |
tender-commerce8 | $50.00 | 10/11/2011 11:18:10 AM |
fmanjoo | $25.00 | 10/11/2011 12:39:07 PM |
mennleo | $70.00 | 10/11/2011 9:58:04 PM |
Wellman | $25.00 | 10/11/2011 9:19:44 PM |
coin-sonnet | $100.00 | 10/12/2011 2:10:38 AM |
wwwUniversal | $25.00 | 10/12/2011 9:20:07 AM |
Thought | $25.00 | 10/12/2011 1:10:33 PM |
Dubbs360 | $50.00 | 10/12/2011 7:43:37 PM |
economy-coup | $50.00 | 10/13/2011 12:35:26 AM |
SolarMoonshine | $25.00 | 10/13/2011 6:13:40 PM |
realtormoises | $25.00 | 10/14/2011 5:52:09 AM |
enthralling-deal180 | $25.00 | 10/14/2011 5:30:18 AM |
Girakul | $25.00 | 10/14/2011 6:26:46 AM |
bonus-tent | $25.00 | 10/14/2011 7:58:50 AM |
bid-lightning9 | $25.00 | 10/14/2011 8:36:57 AM |
Brainworm | $25.00 | 10/14/2011 8:38:26 AM |
enriched-note6 | $25.00 | 10/14/2011 10:14:22 AM |
silver-voyager9 | $25.00 | 10/14/2011 11:21:27 AM |
CBO-Enterprise | $50.00 | 10/14/2011 12:42:47 PM |
Comoparklender | $25.00 | 10/14/2011 3:59:00 PM |
friendinmoney | $25.00 | 10/14/2011 3:11:21 PM |
economy-producer | $25.00 | 10/14/2011 5:02:57 PM |
careful-compassion | $25.00 | 10/14/2011 5:22:05 PM |
riskadverse44 | $50.00 | 10/14/2011 5:24:03 PM |
contract-victor5 | $30.00 | 10/14/2011 6:48:24 PM |
birddogsb | $50.00 | 10/15/2011 6:05:52 AM |
priceless-note7 | $50.00 | 10/15/2011 8:50:13 AM |
red-power-pecan | $50.00 | 10/15/2011 9:18:53 AM |
best-charming-leverage | $50.00 | 10/15/2011 9:31:58 AM |
Anny-Disco | $25.00 | 10/15/2011 9:45:18 AM |
triumphant-point5 | $50.00 | 10/15/2011 10:09:26 AM |
magnitude787 | $50.00 | 10/15/2011 10:45:42 AM |
ukstevenhawaii | $50.00 | 10/15/2011 11:00:39 AM |
fortytwo | $100.00 | 10/15/2011 11:41:56 AM |
jjswanso | $25.00 | 10/15/2011 12:21:49 PM |
guaton | $50.00 | 10/15/2011 1:29:20 PM |
Wyatte | $25.00 | 10/15/2011 2:53:28 PM |
mighty-dedication223 | $25.00 | 10/16/2011 11:15:49 AM |
payment-gusto | $25.00 | 10/16/2011 3:35:37 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:15:54 PM |
symbiosis | $50.00 | 10/16/2011 6:48:56 PM |
first-integrity-gravity | $200.00 | 10/16/2011 10:07:55 PM |
miked8303 | $25.00 | 10/17/2011 6:01:48 AM |
wise-rupee-sanctuary | $50.00 | 10/17/2011 8:16:38 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:07:39 AM |
nickel-launcher | $25.00 | 10/17/2011 9:35:26 AM |
codavee | $100.00 | 10/17/2011 10:00:54 AM |
Weaverville | $25.00 | 10/17/2011 10:12:25 AM |
SimpleChoice | $25.00 | 10/17/2011 10:16:44 AM |
KMSB | $50.00 | 10/17/2011 10:47:54 AM |
return-enthusiast1 | $25.00 | 10/17/2011 11:07:06 AM |
leverage-monger | $50.00 | 10/17/2011 11:25:19 AM |
Alpha-AssistU | $25.00 | 10/17/2011 12:10:29 PM |
rogue_monster | $25.00 | 10/17/2011 12:54:36 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:19 PM |
orange-preeminant-bill | $25.00 | 10/17/2011 2:39:18 PM |
leodaguy | $50.00 | 10/17/2011 2:21:50 PM |
Diamond_Jim | $25.00 | 10/17/2011 3:53:27 PM |
megjeep | $100.00 | 10/17/2011 4:20:49 PM |
flaguynice | $25.00 | 10/17/2011 4:28:25 PM |
mrfixerupper | $25.00 | 10/17/2011 3:54:23 PM |
golffish2 | $25.00 | 10/5/2011 9:50:29 AM |
cnovak | $25.00 | 10/5/2011 12:03:26 PM |
genuine-dime | $100.00 | 10/5/2011 7:56:44 PM |
market-booster3 | $25.00 | 10/6/2011 12:37:28 PM |
finance-prescription | $100.00 | 10/6/2011 5:48:42 PM |
progressive-economy261 | $400.00 | 10/6/2011 5:58:30 PM |
leverage-monger | $25.00 | 10/7/2011 6:56:17 AM |
gggmax | $32.00 | 10/7/2011 7:22:05 AM |
ddog0224 | $50.00 | 10/7/2011 1:10:40 PM |
sensible-fund | $25.00 | 10/7/2011 6:31:44 PM |
Kaj | $40.00 | 10/7/2011 7:58:16 PM |
Mariner3605 | $25.00 | 10/7/2011 8:33:49 PM |
Bill88 | $25.00 | 10/7/2011 9:15:44 PM |
flaguynice | $25.00 | 10/8/2011 5:39:16 AM |
1randyp | $125.00 | 10/8/2011 5:51:20 AM |
sensible-trade | $100.00 | 10/8/2011 7:03:36 AM |
first-class-yield9 | $50.00 | 10/8/2011 8:18:25 AM |
the-silver-blaster | $75.00 | 10/8/2011 9:29:17 AM |
mlj0671 | $25.00 | 10/8/2011 9:54:12 AM |
handy-justice | $100.00 | 10/8/2011 10:42:14 AM |
well-mannered-income3 | $40.00 | 10/8/2011 6:21:37 PM |
money-surge1 | $25.00 | 10/9/2011 4:59:00 AM |
Pitufo | $25.00 | 10/9/2011 2:08:04 PM |
stock106 | $25.00 | 10/10/2011 7:26:43 AM |
mercuriant | $25.00 | 10/10/2011 8:22:19 AM |
mrsp2e | $25.00 | 10/10/2011 9:29:15 AM |
commerce-renewal | $75.00 | 10/10/2011 9:19:20 AM |
mighty-payout1 | $25.00 | 10/10/2011 4:21:05 PM |
red-favorable-basis | $25.00 | 10/10/2011 7:08:51 PM |
wise-innocent-value | $100.00 | 10/10/2011 9:27:37 PM |
treasure-bliss | $25.00 | 10/11/2011 3:58:22 AM |
careful-vigilance4 | $100.00 | 10/11/2011 3:54:40 PM |
first-dinero-paladin | $25.00 | 10/11/2011 7:41:39 PM |
intuitive-velocity4 | $25.00 | 10/11/2011 10:12:34 PM |
gold-cluster | $50.00 | 10/11/2011 10:39:09 PM |
fervent-repayment | $25.00 | 10/12/2011 3:06:41 AM |
burrito6 | $50.00 | 10/12/2011 5:08:02 PM |
gjm6d | $25.00 | 10/12/2011 5:56:45 PM |
investment-comet | $25.00 | 10/12/2011 7:01:28 PM |
kind-important-liberty9 | $25.00 | 10/13/2011 2:42:15 PM |
oxnard | $50.00 | 10/13/2011 2:52:48 PM |
kind-credit-bear | $25.00 | 10/13/2011 5:18:45 PM |
g8rtone | $25.00 | 10/13/2011 8:02:18 PM |
KLCRAY | $50.00 | 10/14/2011 4:25:03 AM |
kulender | $50.00 | 10/14/2011 4:51:26 AM |
life-is-great | $25.00 | 10/14/2011 6:14:00 AM |
Helenska11 | $100.00 | 10/14/2011 6:47:43 AM |
ferris2484 | $25.00 | 10/14/2011 7:38:01 AM |
joee | $25.00 | 10/14/2011 9:19:35 AM |
thorough-exchange4 | $50.00 | 10/14/2011 9:54:32 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:17:58 AM |
a-credit-rotation | $25.00 | 10/14/2011 12:26:13 PM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:31 PM |
promise2 | $100.00 | 10/14/2011 12:55:30 PM |
Jack55304 | $200.00 | 10/15/2011 1:03:46 AM |
IIP77 | $25.00 | 10/15/2011 6:19:11 AM |
saffron4 | $25.00 | 10/15/2011 7:57:53 AM |
trippd6 | $25.00 | 10/15/2011 8:44:45 AM |
top-historic-peso | $25.00 | 10/15/2011 10:02:06 AM |
five-star-note | $75.00 | 10/15/2011 9:36:29 AM |
wizard750 | $37.00 | 10/15/2011 11:23:35 AM |
smear87 | $25.00 | 10/15/2011 12:46:49 PM |
the-credit-maker | $25.00 | 10/15/2011 2:22:19 PM |
ianakacg | $25.00 | 10/16/2011 6:07:36 AM |
ASR3 | $35.00 | 10/16/2011 10:19:58 AM |
melodious-fairness | $50.00 | 10/16/2011 11:16:36 AM |
orbital-gain | $50.00 | 10/16/2011 3:07:49 PM |
capital-renewal | $50.00 | 10/16/2011 2:30:32 PM |
Money_Working | $25.00 | 10/16/2011 2:33:51 PM |
Miklot | $25.00 | 10/16/2011 11:26:59 PM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:10 AM |
cbllender | $25.00 | 10/17/2011 6:47:57 AM |
moola-monger9 | $50.00 | 10/17/2011 8:41:32 AM |
dinhkevin_usa | $50.00 | 10/17/2011 11:12:49 AM |
avl1 | $50.00 | 10/17/2011 11:41:45 AM |
puifais | $36.00 | 10/17/2011 11:52:00 AM |
social-zebra | $30.00 | 10/17/2011 1:29:41 PM |
the-profit-oracle | $25.00 | 10/17/2011 2:59:30 PM |
jhernand17 | $25.00 | 10/17/2011 3:00:17 PM |
green-rapid-openness | $100.00 | 10/17/2011 4:09:00 PM |
flaguynice | $25.00 | 10/17/2011 4:40:09 PM |
NorthwestLoan1 | $40.00 | 10/17/2011 4:40:32 PM |
yield-trader | $25.00 | 10/17/2011 4:45:38 PM |
lenderob | $54.54 | 10/17/2011 4:46:38 PM |
179 Investments
|
Borrower Payment Dependent Notes Series
531042
This series of Notes was issued and sold upon the funding of the borrower loan #55169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 26% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 18y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 80 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,645 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-aggresive-transaction |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
steves loans
Purpose of loan:
This loan will be used to..pay down debt I owe..
My financial situation:
I am a good candidate for this loan because..I am never late on my bills. If I get this loan it will help me out so much.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/24/2011 4:06:45 AM |
thomas16882004 | $25.00 | 10/23/2011 1:58:53 PM |
SolarMoonshine | $25.00 | 10/23/2011 3:07:36 PM |
heavenly-interest9 | $400.00 | 10/23/2011 6:08:30 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:21 AM |
first-cash-producer | $25.00 | 10/24/2011 3:25:38 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:25 AM |
transformer855 | $25.00 | 10/25/2011 9:26:30 AM |
AlternativeCashFlow | $25.00 | 10/25/2011 12:56:56 PM |
the-truth-hercules | $100.00 | 10/25/2011 7:39:03 PM |
Megaton | $25.00 | 10/25/2011 8:12:23 PM |
loss-of-control | $100.42 | 10/26/2011 6:29:14 PM |
valiant-money | $25.00 | 10/26/2011 8:14:46 PM |
worth-blanket2 | $3,400.00 | 10/26/2011 7:55:38 PM |
ready-interest9 | $25.00 | 10/23/2011 5:52:20 PM |
shrewd-income | $50.00 | 10/23/2011 6:42:32 PM |
goodhearted-generosity511 | $25.00 | 10/23/2011 9:22:52 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:51 PM |
greencat | $50.00 | 10/24/2011 7:20:48 AM |
capitalelstiltskin2 | $50.00 | 10/24/2011 11:41:56 AM |
Rogelio48 | $30.00 | 10/24/2011 8:04:39 PM |
genuine-dime | $100.00 | 10/25/2011 4:43:52 AM |
patriot897 | $25.00 | 10/25/2011 10:36:52 AM |
Horse-Lender | $49.96 | 10/25/2011 7:06:08 PM |
tech310 | $50.00 | 10/25/2011 11:45:06 PM |
cashhelp | $25.00 | 10/26/2011 5:28:28 PM |
larrybird | $44.62 | 10/26/2011 8:54:35 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
531144
This series of Notes was issued and sold upon the funding of the borrower loan #54851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,636 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| velocity-lilac5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Consolidation Loan
Purpose of loan: Debt consolidation
This loan will be used to consolidate smaller revolving debts into one larger one to save considerably on long term interest and repayment.
My financial situation: Very good.
I am a good candidate for this loan because: 1) I have never been late on any type of payment and have an excellent (actually perfect) credit history, 2) I have extremely stable history, having been with the same employer for 10 years, and 3) I have very high career and financial success goals (I am currently attending Salem College to obtain a Bachelor Degree in International Relations) and work very hard every day to make these achievements happen.
Monthly net income: $2800.00
Total expenses: $1940.00
Breakdown of expenses:
Housing: $575.00
Insurance: $120.00
Car expenses: $160.00
Utilities: $95.00
Phone, cable, internet: $80.00
Food, entertainment: $150.00
Clothing, household expenses: $75.00
Credit cards and other loans: $685.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/18/2011 6:52:09 AM |
social-cocktail1 | $200.00 | 10/7/2011 9:04:36 AM |
loanman2007 | $50.00 | 10/7/2011 10:51:19 AM |
justasoldier | $50.00 | 10/7/2011 3:20:59 PM |
phenomenal-gain5 | $25.00 | 10/7/2011 7:25:43 PM |
Kaj | $40.00 | 10/7/2011 7:58:27 PM |
responsibility-butterfly | $25.00 | 10/8/2011 8:32:00 AM |
the-silver-blaster | $75.00 | 10/8/2011 9:29:25 AM |
progressive-economy261 | $400.00 | 10/8/2011 12:22:19 PM |
CatbirdBanking | $25.00 | 10/8/2011 2:28:33 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:45:03 PM |
careful-vigilance4 | $100.00 | 10/11/2011 3:54:49 PM |
coin-sonnet | $100.00 | 10/12/2011 2:10:51 AM |
GElender | $50.00 | 10/12/2011 6:01:34 AM |
JeffHoll | $80.00 | 10/12/2011 9:40:48 AM |
economy-coup | $50.00 | 10/13/2011 12:35:33 AM |
mlj0671 | $25.00 | 10/13/2011 6:23:22 AM |
forthright-dedication | $75.00 | 10/13/2011 2:32:21 PM |
KLCRAY | $50.00 | 10/14/2011 4:25:10 AM |
kulender | $50.00 | 10/14/2011 4:51:36 AM |
randsenterprise | $25.00 | 10/14/2011 7:06:45 AM |
bonus-tent | $25.00 | 10/14/2011 7:58:59 AM |
birddogsb | $50.00 | 10/15/2011 6:05:55 AM |
best-charming-leverage | $50.00 | 10/15/2011 9:32:02 AM |
red-power-pecan | $50.00 | 10/15/2011 9:18:56 AM |
top-historic-peso | $25.00 | 10/15/2011 10:02:11 AM |
triumphant-point5 | $50.00 | 10/15/2011 10:09:30 AM |
fortytwo | $100.00 | 10/15/2011 11:42:01 AM |
cardminger | $50.00 | 10/15/2011 2:39:38 PM |
ianakacg | $25.00 | 10/16/2011 6:07:40 AM |
fervent-repayment | $50.00 | 10/16/2011 7:36:29 AM |
payment-gusto | $25.00 | 10/16/2011 3:35:40 PM |
miked8303 | $25.00 | 10/17/2011 6:01:55 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:07:47 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:23 PM |
treasure-bliss | $25.00 | 10/17/2011 2:31:49 PM |
orange-preeminant-bill | $25.00 | 10/17/2011 2:39:22 PM |
yield-trader | $25.00 | 10/17/2011 4:45:46 PM |
money-bauble | $200.00 | 10/17/2011 5:06:50 PM |
whitegold24k | $100.00 | 10/17/2011 5:19:11 PM |
economy-producer | $25.00 | 10/17/2011 5:37:29 PM |
IIP77 | $25.00 | 10/17/2011 5:56:15 PM |
whitegold24k | $400.00 | 10/17/2011 6:24:03 PM |
omegamon1 | $25.00 | 10/17/2011 7:19:32 PM |
BuildingShanghai | $32.70 | 10/17/2011 9:35:05 PM |
payout-bridge | $25.00 | 10/17/2011 11:27:03 PM |
bbt210 | $25.10 | 10/18/2011 5:04:19 AM |
wwwUniversal | $25.00 | 10/18/2011 9:16:16 AM |
UBOtto186 | $100.00 | 10/18/2011 9:48:22 AM |
green28 | $300.00 | 10/18/2011 9:38:41 AM |
TronMedici | $100.00 | 10/18/2011 10:01:08 AM |
StrongMonty | $70.00 | 10/18/2011 1:11:36 PM |
Nojukbong | $50.00 | 10/18/2011 2:07:46 PM |
gjm6d | $25.00 | 10/18/2011 2:54:32 PM |
Astyanax | $100.00 | 10/18/2011 2:56:57 PM |
Rulea72 | $26.00 | 10/18/2011 3:49:42 PM |
mammalian4 | $25.00 | 10/18/2011 4:17:47 PM |
interest-splendor | $30.00 | 10/18/2011 4:45:43 PM |
Comoparklender | $25.00 | 10/18/2011 5:24:19 PM |
Reliance_Banker | $25.00 | 10/18/2011 6:28:56 PM |
1willray | $38.25 | 10/18/2011 7:04:53 PM |
pious-benjamins1 | $29.67 | 10/18/2011 8:23:23 PM |
MilitaryAV8R | $25.00 | 10/18/2011 9:26:02 PM |
giftgold | $25.00 | 10/18/2011 8:06:05 PM |
CA-Lender | $25.00 | 10/18/2011 10:57:50 PM |
rockhound84 | $25.00 | 10/19/2011 4:15:47 AM |
nilonc1 | $25.00 | 10/19/2011 5:02:43 AM |
suave-dime6 | $25.00 | 10/19/2011 5:30:26 AM |
riskadverse44 | $25.00 | 10/19/2011 5:21:28 AM |
kindness-hickory5 | $100.00 | 10/19/2011 5:26:09 AM |
max007 | $56.91 | 10/19/2011 6:09:56 AM |
pfh | $25.00 | 10/19/2011 5:47:26 AM |
genuine-dime | $100.00 | 10/7/2011 9:34:06 AM |
finance-prescription | $100.00 | 10/7/2011 9:11:27 AM |
handy-justice | $50.00 | 10/8/2011 12:38:21 PM |
credit-coach118 | $25.00 | 10/8/2011 8:12:02 PM |
all_of_that_one | $25.00 | 10/9/2011 6:44:56 AM |
diplomatic-wealth7 | $25.00 | 10/9/2011 12:16:44 PM |
the-discrete-income | $25.00 | 10/9/2011 12:43:04 PM |
LoanerPrincipal | $25.00 | 10/9/2011 8:53:37 PM |
benefit-banshee | $25.00 | 10/10/2011 10:25:49 PM |
gotjack | $25.00 | 10/12/2011 4:29:02 AM |
burrito6 | $50.00 | 10/12/2011 5:08:07 PM |
natural-worth9 | $300.00 | 10/12/2011 6:28:17 PM |
investment-comet | $25.00 | 10/12/2011 7:05:47 PM |
profit-powerplant | $25.00 | 10/13/2011 2:32:17 AM |
beaker | $25.01 | 10/13/2011 3:35:06 PM |
ferris2484 | $25.00 | 10/14/2011 7:38:04 AM |
integrity-starter | $25.00 | 10/14/2011 8:52:14 AM |
mercuriant | $25.00 | 10/14/2011 10:17:17 AM |
Rogelio48 | $35.00 | 10/14/2011 11:21:54 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:33 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:34 PM |
Dubbs360 | $50.00 | 10/14/2011 4:48:20 PM |
Jack55304 | $200.00 | 10/15/2011 1:03:56 AM |
leball | $25.00 | 10/15/2011 9:33:30 PM |
falcon88dp | $25.00 | 10/15/2011 10:46:29 PM |
ASR3 | $35.00 | 10/16/2011 10:20:05 AM |
hard-working-rate3 | $500.00 | 10/16/2011 5:15:58 PM |
symbiosis | $50.00 | 10/16/2011 6:49:00 PM |
Wellman | $25.00 | 10/16/2011 9:19:03 PM |
wirebutterfly | $50.00 | 10/17/2011 1:04:23 AM |
compassion-paladin042 | $25.00 | 10/16/2011 11:00:03 PM |
palace2 | $276.00 | 10/17/2011 8:20:40 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:01 AM |
life-is-great | $25.00 | 10/17/2011 11:12:02 AM |
durability-halibut | $25.00 | 10/17/2011 2:21:33 PM |
hudget | $50.00 | 10/17/2011 3:17:00 PM |
kind-finance-burrito | $50.00 | 10/17/2011 6:15:26 PM |
loss-of-control | $100.00 | 10/17/2011 6:13:40 PM |
fantastic-bazaar2 | $50.00 | 10/17/2011 6:28:20 PM |
TennSquire | $25.00 | 10/17/2011 11:44:18 PM |
kind-efficient-credit | $25.00 | 10/18/2011 3:37:47 AM |
leverage-monger | $25.00 | 10/18/2011 9:21:53 AM |
orderly-wampum | $100.00 | 10/18/2011 11:00:08 AM |
exciting-fairness | $200.00 | 10/18/2011 11:20:20 AM |
gain-expert | $30.00 | 10/18/2011 3:55:40 PM |
master648 | $100.00 | 10/18/2011 3:47:09 PM |
Bob450 | $25.00 | 10/18/2011 7:10:37 PM |
Christophe | $25.00 | 10/18/2011 6:44:32 PM |
graceful-investment | $50.00 | 10/18/2011 7:50:30 PM |
GElender | $50.00 | 10/18/2011 7:24:35 PM |
smoothmoniker | $49.87 | 10/18/2011 8:42:26 PM |
calimanusa | $30.00 | 10/18/2011 9:51:28 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:05 PM |
intrepid-loot | $25.00 | 10/18/2011 9:03:49 PM |
mighty-payout1 | $25.00 | 10/18/2011 10:38:43 PM |
flaguynice | $25.00 | 10/19/2011 3:19:13 AM |
Kame | $25.00 | 10/19/2011 4:39:45 AM |
gold-fluffy-bunny4 | $25.49 | 10/19/2011 5:34:46 AM |
prominence8 | $40.00 | 10/19/2011 5:58:23 AM |
131 Investments
|
Borrower Payment Dependent Notes Series
531158
This series of Notes was issued and sold upon the funding of the borrower loan #55173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 63% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 19y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Flight Attendant |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,860 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| runway3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
hfpinc has invested a total of
$405.00.
"Only refer to your friend by their screen name runway3."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hfpinc | $405.00 | 10/25/2011 4:54:50 AM |
green-inspiring-peace | $25.00 | 10/25/2011 10:08:17 AM |
let_me_retire | $200.00 | 10/25/2011 11:10:48 AM |
jmvingeorgia | $25.00 | 10/26/2011 6:34:11 AM |
larrybird | $500.00 | 10/26/2011 9:19:14 PM |
reflective-rupee | $25.00 | 10/25/2011 5:21:23 PM |
Kash2010lu | $25.00 | 10/25/2011 6:40:21 PM |
alexgalt | $25.00 | 10/25/2011 10:00:16 PM |
tech310 | $50.00 | 10/25/2011 11:48:54 PM |
well-mannered-income3 | $25.00 | 10/26/2011 11:44:28 AM |
bellaquito | $2,000.00 | 10/26/2011 9:08:59 PM |
new-gold-wrangler | $695.00 | 10/26/2011 9:21:11 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
531270
This series of Notes was issued and sold upon the funding of the borrower loan #54998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $86,173 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-paladin8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finally getting whole
Purpose of loan: To finally pay off the last of the creditors and get my credit back on track.
This loan will be used to pay off the last of our (my wife and I) outstanding consumer credit.
My financial situation:
I am a good candidate for this loan because I have made excellent strides in cleaning up my outstanding debt over the past 4 years. We have opened up no new credit, cancelled all but one credit card, and made big stretch payments over the years to get the loans paid off, not written off or ignored. We have met our debt obligations and will continue to do so Our debt is now down to a manageable amount and this loan will allow me to clean up my outstanding credit and get whole. All I want to do is get back to zero and start over with a clean slate. I will use this money to pay off my debts and have one automatic payment that will allow my credit score to continue to improve.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/20/2011 7:17:58 PM |
green-trade-dolphin | $40.00 | 10/12/2011 9:35:51 AM |
progressive-economy261 | $400.00 | 10/13/2011 5:21:26 PM |
kulender | $50.00 | 10/14/2011 4:52:18 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:56 AM |
mennleo | $50.00 | 10/14/2011 12:25:52 PM |
fortytwo | $100.00 | 10/15/2011 11:42:23 AM |
diplomatic-wealth7 | $25.00 | 10/15/2011 12:17:15 PM |
amaizblanco | $50.00 | 10/16/2011 2:19:32 PM |
supreme-dollar5 | $50.00 | 10/16/2011 3:43:16 PM |
first-integrity-gravity | $200.00 | 10/16/2011 10:07:57 PM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:19 AM |
ddog0224 | $125.00 | 10/17/2011 12:32:50 PM |
B-rad_the_Coug | $25.00 | 10/18/2011 1:36:16 AM |
1willray | $50.00 | 10/18/2011 7:17:24 AM |
djmgd790 | $65.00 | 10/18/2011 11:33:11 AM |
nimble-revenue5 | $50.00 | 10/18/2011 5:20:05 PM |
Golfmoney | $81.60 | 10/18/2011 7:06:21 PM |
red-power-pecan | $50.00 | 10/19/2011 10:31:57 AM |
tender-commerce8 | $50.00 | 10/19/2011 11:35:14 AM |
340 | $25.00 | 10/19/2011 12:03:10 PM |
kenji4861 | $25.00 | 10/19/2011 1:21:49 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:14 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:13 PM |
unconquerable-dedication | $25.00 | 10/19/2011 7:30:15 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:06 PM |
triumphant-point5 | $50.00 | 10/20/2011 9:09:40 AM |
refined-penny | $25.00 | 10/20/2011 4:59:05 PM |
building_community | $50.00 | 10/20/2011 5:01:22 PM |
rateasaurus1 | $25.00 | 10/20/2011 4:56:49 PM |
thrilling-wealth556 | $25.00 | 10/20/2011 5:08:46 PM |
SacramentoChad | $25.00 | 10/20/2011 4:50:06 PM |
income-buffalo1 | $100.00 | 10/20/2011 5:18:24 PM |
kind-finance-burrito | $25.00 | 10/20/2011 5:03:37 PM |
spa5 | $49.00 | 10/20/2011 5:18:36 PM |
CBO-Enterprise | $100.00 | 10/20/2011 5:22:28 PM |
BzJ108 | $25.00 | 10/20/2011 5:25:04 PM |
shrewd-income | $100.00 | 10/20/2011 5:45:47 PM |
brainy-currency3 | $25.00 | 10/20/2011 5:18:40 PM |
investment-kingdom | $25.00 | 10/20/2011 5:32:25 PM |
supersarah61 | $50.00 | 10/20/2011 6:34:54 PM |
mauge35 | $36.48 | 10/20/2011 6:58:09 PM |
joyful-power9 | $25.00 | 10/20/2011 6:37:57 PM |
handy-justice | $100.00 | 10/20/2011 7:03:33 PM |
listing-vista | $100.00 | 10/20/2011 7:19:17 PM |
tender-ore | $25.00 | 10/20/2011 7:29:27 PM |
mammalian4 | $25.00 | 10/20/2011 6:52:16 PM |
reinforced-velocity158 | $200.00 | 10/20/2011 7:39:30 PM |
bold-careful-finance | $100.00 | 10/20/2011 8:06:22 PM |
Calif-smo | $45.00 | 10/20/2011 8:09:19 PM |
asset-professor | $25.00 | 10/20/2011 8:31:16 PM |
Something-Corporate | $25.00 | 10/20/2011 9:27:41 PM |
frooogal | $25.00 | 10/20/2011 9:30:18 PM |
spiff666 | $25.00 | 10/20/2011 9:22:37 PM |
Feyenoord | $30.00 | 10/20/2011 10:25:27 PM |
vigorous-velocity | $100.00 | 10/20/2011 8:57:55 PM |
quicksilver70 | $25.00 | 10/20/2011 11:37:24 PM |
Natronpee | $25.00 | 10/20/2011 11:39:05 PM |
Quiddity | $25.00 | 10/21/2011 12:37:18 AM |
power-secret-agent | $25.00 | 10/21/2011 3:05:58 AM |
fuzed | $50.00 | 10/21/2011 6:23:55 AM |
stock106 | $25.00 | 10/21/2011 9:01:12 AM |
cnovak | $25.00 | 10/21/2011 9:58:14 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:56 AM |
Mariner3605 | $25.00 | 10/21/2011 6:07:26 PM |
loss-of-control | $100.00 | 10/22/2011 8:40:52 AM |
wlm3012 | $30.00 | 10/22/2011 11:37:22 AM |
sushi537 | $25.00 | 10/22/2011 3:56:47 PM |
roux | $25.00 | 10/23/2011 11:31:56 AM |
gold-cluster | $50.00 | 10/23/2011 8:27:41 PM |
fund-ambrosia0 | $25.00 | 10/24/2011 9:31:26 AM |
secureincome | $1,000.00 | 10/24/2011 12:21:19 PM |
bonus-demon | $25.00 | 10/24/2011 1:53:34 PM |
Princehaha | $100.00 | 10/25/2011 8:34:57 AM |
wwwUniversal | $25.00 | 10/25/2011 9:14:28 AM |
dedicated-transaction796 | $25.00 | 10/25/2011 9:21:10 AM |
evergreen16 | $100.00 | 10/25/2011 9:46:05 AM |
roman2008 | $25.00 | 10/25/2011 10:31:22 AM |
iolaire | $25.00 | 10/25/2011 10:22:01 AM |
treasure-widget | $25.00 | 10/25/2011 11:08:55 AM |
hopeful-truth5 | $50.00 | 10/25/2011 10:44:32 AM |
CaliforniaSun | $25.00 | 10/25/2011 10:48:15 AM |
nalaari | $35.92 | 10/25/2011 10:46:49 AM |
dejnik | $25.00 | 10/25/2011 11:10:10 AM |
leverage-monger | $25.00 | 10/25/2011 11:20:25 AM |
helpful-listing | $50.00 | 10/25/2011 12:31:23 PM |
transparency-universe8 | $50.00 | 10/25/2011 12:44:19 PM |
Happyhourcomics | $14.91 | 10/25/2011 2:08:07 PM |
responsibility-butterfly | $25.00 | 10/12/2011 1:26:02 PM |
Dubbs360 | $50.00 | 10/13/2011 5:18:33 PM |
Kaj | $40.00 | 10/13/2011 6:59:10 PM |
social-cocktail1 | $200.00 | 10/14/2011 9:18:56 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:49 PM |
the-silver-blaster | $50.00 | 10/15/2011 6:37:31 AM |
miked8303 | $25.00 | 10/17/2011 6:02:13 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:23 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:45 PM |
finance-prescription | $100.00 | 10/18/2011 9:08:20 AM |
trade-elm | $31.00 | 10/18/2011 11:35:32 AM |
mlj0671 | $25.00 | 10/18/2011 11:58:03 AM |
Nojukbong | $50.00 | 10/18/2011 2:03:03 PM |
gain-expert | $25.00 | 10/18/2011 4:16:42 PM |
yield-trader | $25.00 | 10/18/2011 4:22:05 PM |
chato2345 | $25.00 | 10/19/2011 2:58:42 PM |
ferdberfel | $50.00 | 10/19/2011 7:47:37 PM |
credit-coach118 | $25.47 | 10/19/2011 8:52:40 PM |
valiant-pound8 | $65.54 | 10/19/2011 10:58:41 PM |
treasure-bliss | $25.00 | 10/20/2011 5:15:23 AM |
partyplan | $25.00 | 10/20/2011 7:33:38 AM |
elegant-loot | $25.00 | 10/20/2011 9:08:05 AM |
gold-omatic | $75.00 | 10/20/2011 9:45:35 AM |
Joyflyer | $211.47 | 10/20/2011 11:43:26 AM |
attractive-rate | $25.00 | 10/20/2011 3:17:41 PM |
first-charming-fund | $41.87 | 10/20/2011 4:55:28 PM |
gain-equator | $25.00 | 10/20/2011 4:49:30 PM |
a-tranquil-liberty | $50.00 | 10/20/2011 5:20:55 PM |
a-unflappable-finance | $100.00 | 10/20/2011 5:32:45 PM |
moopi | $100.00 | 10/20/2011 5:42:54 PM |
atlrealtor | $30.36 | 10/20/2011 6:03:43 PM |
hawat | $25.00 | 10/20/2011 6:06:57 PM |
Howaboutsomemoney | $25.00 | 10/20/2011 5:38:14 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:51 PM |
lplender | $50.00 | 10/20/2011 6:34:47 PM |
Zuzu | $40.00 | 10/20/2011 6:39:53 PM |
Kattosha | $25.00 | 10/20/2011 6:33:07 PM |
money-banker867 | $25.00 | 10/20/2011 6:46:11 PM |
SIU_Saluki_Lending | $25.00 | 10/20/2011 8:50:43 PM |
return-rocket9 | $25.00 | 10/20/2011 9:30:29 PM |
p2ploan-charmer | $25.00 | 10/20/2011 9:55:47 PM |
diversification-medalist | $25.00 | 10/20/2011 9:12:13 PM |
CashCow-Moooo-la | $61.38 | 10/20/2011 9:49:31 PM |
Gladglide | $25.00 | 10/20/2011 10:53:31 PM |
wilmajean | $50.00 | 10/20/2011 11:00:12 PM |
nycfinance | $25.00 | 10/21/2011 1:48:37 AM |
UCSBGAUCHOS | $40.00 | 10/20/2011 10:40:45 PM |
truelumen | $25.00 | 10/21/2011 3:45:56 AM |
Bob450 | $25.00 | 10/21/2011 7:12:16 AM |
Elefunt | $50.00 | 10/21/2011 8:36:59 AM |
kind-credit-bear | $25.00 | 10/21/2011 9:14:50 AM |
leverage-monger | $25.00 | 10/21/2011 10:28:14 AM |
Otagaini | $25.00 | 10/21/2011 6:27:01 PM |
cunning-truth6 | $100.00 | 10/21/2011 7:41:03 PM |
leverage-monger | $25.00 | 10/22/2011 8:43:46 AM |
JLMGroupFunds | $25.00 | 10/23/2011 12:13:19 PM |
SolarMoonshine | $25.00 | 10/23/2011 5:28:53 PM |
leverage-monger | $25.00 | 10/24/2011 9:37:17 AM |
dordee | $40.00 | 10/24/2011 11:52:45 AM |
suave-dime6 | $25.00 | 10/24/2011 12:29:52 PM |
malomar66 | $60.00 | 10/24/2011 3:28:24 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:29 PM |
power-bluebird2 | $25.00 | 10/24/2011 6:33:16 PM |
orange-preeminant-bill | $25.00 | 10/25/2011 6:02:43 AM |
Anny-Disco | $25.00 | 10/25/2011 9:57:29 AM |
irrelevant | $25.00 | 10/25/2011 10:05:07 AM |
smoothmoniker | $25.00 | 10/25/2011 9:43:53 AM |
kind-durability-battalion | $50.00 | 10/25/2011 10:35:21 AM |
Diamond_Jim | $50.00 | 10/25/2011 10:46:58 AM |
zeelender | $25.00 | 10/25/2011 11:09:51 AM |
aasx1108 | $25.00 | 10/25/2011 11:09:16 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:54 PM |
sfmf | $25.00 | 10/25/2011 1:55:47 PM |
delicious-cash | $25.00 | 10/25/2011 1:20:08 PM |
162 Investments
|
Borrower Payment Dependent Notes Series
531370
This series of Notes was issued and sold upon the funding of the borrower loan #54959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,978.10 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Oct-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $656.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 0m |
Amount delinquent:
| $64,595 |
Total credit lines:
| 29 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,715 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cash-fox |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
car loan - for used Honda
Purpose of loan:
This loan will be used to..purchase a honda CRV
My financial situation:
I am a good candidate for this loan because...I have a stable job position, am fairly free of any other debt. I am living with my fiance at this address so I'm saving money on expenses. AND I just paid off a previous loan with Prosper and never missed a payment in 3 yeears
I've been driving borrowed cars for 2 years, mostly my son's while he was in Kenya with the Peace Corps. now he's home and I'm without a car.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $50.00 | 10/7/2011 9:04:29 AM |
compoundinterest | $50.00 | 10/7/2011 9:07:55 AM |
girlwithglasses | $400.00 | 10/7/2011 11:52:01 AM |
wise-honorable-rate | $25.00 | 10/8/2011 4:12:25 AM |
indomitable-coin | $25.00 | 10/8/2011 4:51:19 AM |
emphatic-responsibility | $50.00 | 10/8/2011 5:11:30 AM |
investmentgroup | $50.00 | 10/8/2011 5:26:29 AM |
loyalty-sherpa | $25.00 | 10/8/2011 6:11:32 AM |
fuzed | $75.00 | 10/8/2011 7:12:41 AM |
awwaww | $25.00 | 10/8/2011 11:24:39 AM |
progressive-economy261 | $400.00 | 10/8/2011 12:22:20 PM |
witty-compassion | $25.00 | 10/8/2011 6:04:16 PM |
Feyenoord | $25.00 | 10/8/2011 10:07:27 PM |
outtahoth2o | $100.00 | 10/9/2011 12:46:12 PM |
clean-fund | $50.00 | 10/9/2011 11:16:28 PM |
organized-payment6 | $50.00 | 10/10/2011 11:48:34 AM |
velocity-solo | $25.00 | 10/11/2011 7:42:34 AM |
life-is-great | $25.00 | 10/11/2011 12:38:05 PM |
Chauncey_Gardener | $25.00 | 10/11/2011 2:07:59 PM |
mennleo | $30.00 | 10/11/2011 10:02:57 PM |
alpinaut | $25.00 | 10/12/2011 6:33:10 AM |
FigTree | $50.00 | 10/12/2011 10:25:51 AM |
AF-Chief | $25.00 | 10/12/2011 2:42:32 PM |
papaloha | $200.00 | 10/12/2011 9:10:53 PM |
GrayStudio | $25.00 | 10/13/2011 11:46:56 AM |
oxnard | $100.00 | 10/13/2011 2:34:49 PM |
riskadverse44 | $50.00 | 10/13/2011 6:55:29 PM |
generous-deal6 | $50.00 | 10/13/2011 10:02:47 PM |
Supernick | $100.00 | 10/14/2011 2:03:44 AM |
kulender | $50.00 | 10/14/2011 4:52:53 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:02 AM |
unclejaef | $25.00 | 10/14/2011 10:48:02 AM |
Cheburashka | $25.00 | 10/14/2011 10:37:03 AM |
bdloans | $50.00 | 10/14/2011 1:34:52 PM |
Mark0135 | $50.00 | 10/14/2011 6:41:26 PM |
cybernosha | $25.00 | 10/14/2011 8:41:37 PM |
GCInvestments | $26.00 | 10/14/2011 9:22:21 PM |
wampum-chorus3 | $25.00 | 10/15/2011 5:39:13 AM |
IIP77 | $25.00 | 10/15/2011 6:19:21 AM |
TSC | $50.00 | 10/15/2011 6:09:06 AM |
downtownfarm | $25.00 | 10/15/2011 6:08:49 AM |
organized-integrity8 | $100.00 | 10/15/2011 6:50:15 AM |
benjamins-utopia | $50.00 | 10/15/2011 7:42:05 AM |
LR_Biker | $50.00 | 10/15/2011 8:30:41 AM |
da-da-daddio | $500.00 | 10/15/2011 9:12:22 AM |
impeccable-penny | $50.00 | 10/15/2011 10:48:45 AM |
fortytwo | $100.00 | 10/15/2011 11:42:02 AM |
kinetic-openness0 | $50.00 | 10/15/2011 2:45:21 PM |
StPong | $25.00 | 10/15/2011 3:17:19 PM |
deal-processor0 | $200.00 | 10/15/2011 4:11:35 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:44 PM |
syrepsorp | $50.00 | 10/15/2011 6:57:03 PM |
Queueball1 | $25.00 | 10/15/2011 8:01:20 PM |
vivacious-truth3 | $25.00 | 10/15/2011 10:42:49 PM |
causr08 | $25.00 | 10/16/2011 3:08:02 AM |
ianakacg | $25.00 | 10/16/2011 6:02:24 AM |
momentous-coin | $100.00 | 10/16/2011 10:16:51 AM |
Castellan | $50.00 | 10/16/2011 12:51:10 PM |
macjp123 | $50.00 | 10/16/2011 1:36:08 PM |
mr55262 | $25.00 | 10/16/2011 12:41:37 PM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:28 PM |
spark548 | $25.00 | 10/16/2011 4:11:54 PM |
jsak74 | $25.00 | 10/16/2011 4:27:17 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:00 PM |
chris-heretoinvest | $25.00 | 10/16/2011 5:55:40 PM |
american6 | $100.00 | 10/17/2011 1:17:34 AM |
happy-asset | $25.00 | 10/17/2011 10:39:29 AM |
PtonLender | $25.00 | 10/17/2011 1:20:46 PM |
Plee-Spaymebak | $33.00 | 10/17/2011 1:27:25 PM |
the-profit-oracle | $25.00 | 10/17/2011 2:59:33 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:19 PM |
power-kin | $50.00 | 10/17/2011 4:36:48 PM |
elasermd | $75.00 | 10/17/2011 4:31:35 PM |
dfealk | $25.00 | 10/17/2011 5:25:19 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:30 PM |
Rob717171 | $50.00 | 10/17/2011 8:20:12 PM |
socrates520 | $25.00 | 10/17/2011 10:48:59 PM |
romario | $25.00 | 10/18/2011 3:35:14 AM |
mrpowers5531 | $25.00 | 10/18/2011 5:57:59 AM |
Cre8iveCash | $25.00 | 10/18/2011 5:57:22 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:54 AM |
Bodyboard | $25.98 | 10/18/2011 7:41:32 AM |
Syzygy | $25.00 | 10/18/2011 9:56:32 AM |
Kattosha | $25.00 | 10/18/2011 9:58:05 AM |
value-pouch | $25.00 | 10/18/2011 10:12:10 AM |
enterprising-cash0 | $25.00 | 10/18/2011 11:26:25 AM |
wise-silver-wonder | $25.00 | 10/18/2011 2:59:16 PM |
ItNoKnot | $25.00 | 10/18/2011 6:03:09 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:35 PM |
abundant-power | $50.00 | 10/18/2011 9:58:03 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:06 PM |
Kame | $25.00 | 10/19/2011 4:39:45 AM |
Ivan2007 | $25.00 | 10/19/2011 6:20:40 AM |
nosualcneas | $25.00 | 10/19/2011 6:28:49 AM |
Christophe | $25.00 | 10/19/2011 7:31:11 AM |
helpinghand63 | $25.00 | 10/19/2011 9:12:07 AM |
hostbank | $38.00 | 10/19/2011 9:07:21 AM |
bewitching-asset3 | $25.00 | 10/19/2011 11:05:38 AM |
transparency-atmosphere6 | $100.00 | 10/19/2011 12:04:37 PM |
authentic-liberty7 | $25.00 | 10/19/2011 1:42:27 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:27 PM |
windfall46 | $25.00 | 10/19/2011 2:30:47 PM |
mtquan | $25.00 | 10/19/2011 2:29:42 PM |
honorable-durability0 | $25.00 | 10/19/2011 4:13:53 PM |
opportunity85 | $25.00 | 10/19/2011 4:13:05 PM |
JazzFranchise | $25.00 | 10/19/2011 4:33:58 PM |
gracej | $25.00 | 10/19/2011 4:51:44 PM |
green-moola-platoon | $25.00 | 10/19/2011 5:13:54 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:12 PM |
arcite | $42.90 | 10/19/2011 5:50:41 PM |
money-floret | $25.00 | 10/19/2011 7:04:06 PM |
fusbarro | $300.00 | 10/19/2011 7:15:20 PM |
Sundragon | $25.00 | 10/19/2011 7:46:40 PM |
important-ore | $150.00 | 10/19/2011 8:16:01 PM |
britgsb | $25.00 | 10/19/2011 8:09:30 PM |
hopethisworks | $50.00 | 10/19/2011 8:40:22 PM |
finance-magma7 | $25.00 | 10/20/2011 12:17:15 AM |
HeadHunter | $50.00 | 10/20/2011 1:49:43 AM |
point-enforcer | $25.00 | 10/19/2011 10:38:13 PM |
michaelwong | $50.00 | 10/20/2011 6:22:23 AM |
RSV | $25.00 | 10/20/2011 6:41:38 AM |
no_agenda_lender | $26.00 | 10/20/2011 5:20:35 AM |
pete_rows | $25.00 | 10/20/2011 5:45:41 AM |
Duchdad | $25.00 | 10/20/2011 7:41:22 AM |
nimcha | $50.00 | 10/20/2011 7:46:42 AM |
janicewill | $25.00 | 10/20/2011 8:56:09 AM |
MadHun | $99.00 | 10/20/2011 9:08:43 AM |
ideal-platinum1 | $25.00 | 10/20/2011 8:58:50 AM |
crawfingers | $25.00 | 10/20/2011 9:23:59 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:33 AM |
be_wise | $25.00 | 10/20/2011 10:00:06 AM |
340 | $25.00 | 10/20/2011 12:16:04 PM |
BxRealtor | $25.00 | 10/20/2011 12:19:15 PM |
figs4u2 | $100.00 | 10/20/2011 12:20:39 PM |
ore-dojo | $100.00 | 10/20/2011 12:53:15 PM |
GoingFishing | $25.00 | 10/20/2011 1:23:35 PM |
jdrez | $25.00 | 10/20/2011 12:47:03 PM |
donmacprosper | $25.00 | 10/20/2011 4:35:23 PM |
elbastador | $25.00 | 10/20/2011 2:31:13 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:35 PM |
BigLinCT | $50.00 | 10/20/2011 5:09:47 PM |
active-market | $50.00 | 10/20/2011 5:11:38 PM |
transparency-halo | $50.00 | 10/20/2011 5:32:26 PM |
agreement-guild | $50.00 | 10/20/2011 5:13:03 PM |
sentimental-euro | $40.00 | 10/20/2011 6:00:45 PM |
bend2007 | $200.00 | 10/20/2011 5:25:24 PM |
bend2007 | $725.00 | 10/20/2011 5:26:44 PM |
wise-penny-protector | $50.00 | 10/20/2011 6:31:30 PM |
flexible-return297 | $25.00 | 10/20/2011 5:45:40 PM |
HUNTER599673 | $50.00 | 10/20/2011 6:31:57 PM |
soulwork | $25.00 | 10/20/2011 7:00:38 PM |
PK_USMC | $25.00 | 10/20/2011 7:37:42 PM |
deal-processor0 | $200.00 | 10/20/2011 7:55:20 PM |
bold-careful-finance | $25.00 | 10/20/2011 8:15:11 PM |
perlindc | $101.00 | 10/20/2011 8:57:09 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:37 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:47 PM |
hardwareman | $25.00 | 10/21/2011 5:00:45 AM |
MyKidsDad | $25.00 | 10/21/2011 5:50:34 AM |
ingenious-diversification | $50.00 | 10/21/2011 6:07:26 AM |
undaunted-kindness | $100.00 | 10/21/2011 6:43:57 AM |
taz007 | $25.00 | 10/21/2011 7:09:19 AM |
trail5 | $200.00 | 10/21/2011 8:36:22 AM |
currency-excellency0 | $200.00 | 10/7/2011 9:01:58 AM |
MoneyForNothing | $50.17 | 10/7/2011 9:08:14 AM |
green-trade-dolphin2 | $25.00 | 10/7/2011 9:14:10 AM |
credit-socrates648 | $100.00 | 10/7/2011 2:36:59 PM |
vutah | $25.00 | 10/7/2011 8:46:02 PM |
mtp | $100.00 | 10/8/2011 8:24:58 AM |
responsibility-butterfly | $25.00 | 10/8/2011 8:32:03 AM |
Dubbs360 | $250.00 | 10/8/2011 8:54:12 AM |
the-silver-blaster | $75.00 | 10/8/2011 9:29:27 AM |
Preteur | $25.00 | 10/8/2011 3:02:19 PM |
GreenSun | $25.00 | 10/8/2011 4:11:27 PM |
13nd3r | $25.00 | 10/9/2011 6:20:13 AM |
jescowa | $50.00 | 10/9/2011 12:23:55 PM |
AFairDeal | $35.00 | 10/9/2011 2:35:42 PM |
kenji4861 | $25.00 | 10/10/2011 12:43:50 PM |
a-unflappable-finance | $100.00 | 10/10/2011 1:26:47 PM |
a-finance-nirvana | $25.00 | 10/11/2011 8:19:21 AM |
fireferd | $100.00 | 10/11/2011 9:01:03 AM |
rmpedi33 | $25.00 | 10/11/2011 12:17:07 PM |
radforj22 | $25.00 | 10/11/2011 4:53:52 PM |
bds9646 | $25.00 | 10/12/2011 2:59:27 AM |
lively-dedication4 | $25.00 | 10/12/2011 5:08:55 AM |
RusRobo | $25.00 | 10/12/2011 5:59:11 AM |
scholarly-benefit5 | $50.00 | 10/12/2011 6:19:11 AM |
vigilance-revolutionary | $37.00 | 10/12/2011 9:15:25 AM |
frooogal | $25.00 | 10/12/2011 12:16:48 PM |
Natronpee | $25.00 | 10/12/2011 5:55:34 PM |
rmachi | $25.00 | 10/12/2011 8:34:56 PM |
Weaverville | $100.00 | 10/12/2011 9:17:40 PM |
peaceful-basis6 | $100.00 | 10/13/2011 5:37:57 AM |
platinum-sorcerer6 | $25.00 | 10/13/2011 8:04:03 PM |
KLCRAY | $50.00 | 10/14/2011 4:25:11 AM |
mg6619 | $25.00 | 10/14/2011 5:49:31 AM |
fcrick | $25.00 | 10/14/2011 8:42:33 AM |
soheagle | $25.00 | 10/14/2011 10:15:47 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:34 AM |
platinum-rapture6 | $100.00 | 10/14/2011 2:13:51 PM |
zbfamwl | $25.00 | 10/14/2011 4:12:35 PM |
worthy-bid8 | $50.00 | 10/14/2011 5:07:48 PM |
Zuzu | $25.00 | 10/14/2011 8:35:21 PM |
riproaringrapids | $25.00 | 10/14/2011 11:30:39 PM |
innocent-deal | $25.00 | 10/15/2011 6:11:06 AM |
Shoveldummy | $50.00 | 10/15/2011 7:37:59 AM |
Jordan1123 | $25.00 | 10/15/2011 7:07:15 AM |
priceless-note7 | $50.00 | 10/15/2011 8:50:14 AM |
falcon245sp | $50.00 | 10/15/2011 9:51:54 AM |
fair_rates | $25.00 | 10/15/2011 11:50:28 AM |
the-kinetic-listing | $75.00 | 10/15/2011 12:22:58 PM |
smilinsam | $50.00 | 10/15/2011 6:51:50 PM |
RgPro | $25.00 | 10/15/2011 6:56:31 PM |
E_G | $41.00 | 10/15/2011 7:38:28 PM |
calcloud | $25.00 | 10/15/2011 8:57:41 PM |
slartibardfast | $25.00 | 10/16/2011 2:42:40 AM |
tenny321 | $25.00 | 10/16/2011 5:39:05 AM |
skuba | $75.00 | 10/16/2011 5:57:04 AM |
F16Pilot | $25.00 | 10/16/2011 6:26:27 AM |
mighty-dedication223 | $25.00 | 10/16/2011 11:15:51 AM |
balance-voyager | $50.00 | 10/16/2011 11:50:15 AM |
balanced-rupee | $100.00 | 10/16/2011 4:19:56 PM |
aldenrains | $35.00 | 10/16/2011 7:21:19 PM |
IP | $25.00 | 10/16/2011 8:44:45 PM |
promise2 | $50.00 | 10/16/2011 9:24:39 PM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:12 AM |
mcilwaaj12 | $50.00 | 10/17/2011 10:23:46 AM |
sensible-interest2 | $500.00 | 10/17/2011 10:42:24 AM |
Alpha-AssistU | $25.00 | 10/17/2011 12:10:33 PM |
puifais | $36.00 | 10/17/2011 11:52:04 AM |
rogue_monster | $25.00 | 10/17/2011 12:54:38 PM |
best-decisive-peace | $25.00 | 10/17/2011 1:25:51 PM |
dionysus03 | $50.00 | 10/17/2011 1:34:57 PM |
astute-benjamins | $50.00 | 10/17/2011 3:00:30 PM |
genius520 | $50.00 | 10/17/2011 5:08:53 PM |
a-responsible-return | $100.00 | 10/17/2011 5:45:38 PM |
Marathoner | $25.00 | 10/17/2011 6:48:24 PM |
Headhunter14 | $25.00 | 10/17/2011 7:54:26 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:53 PM |
Anny-Disco | $25.00 | 10/18/2011 2:48:54 AM |
bid-czar8 | $100.00 | 10/18/2011 3:08:08 AM |
stoopidnoodle | $25.00 | 10/18/2011 2:41:34 AM |
Auditman | $50.00 | 10/18/2011 2:49:56 AM |
DadWarbucks | $25.00 | 10/18/2011 3:53:58 AM |
nri22 | $50.00 | 10/18/2011 3:56:09 AM |
Chuck9802 | $25.00 | 10/18/2011 6:20:45 AM |
helpu88 | $25.00 | 10/18/2011 6:21:54 AM |
thundermustard | $25.00 | 10/18/2011 7:14:47 AM |
samo102us | $25.00 | 10/18/2011 9:01:02 AM |
enticing-capital6 | $50.00 | 10/18/2011 9:31:09 AM |
tbrnet | $50.00 | 10/18/2011 10:10:50 AM |
independent-diversification7 | $50.00 | 10/18/2011 10:08:35 AM |
otalon | $25.00 | 10/18/2011 10:51:46 AM |
Barry222 | $25.00 | 10/18/2011 10:51:52 AM |
dunedin | $25.00 | 10/18/2011 10:29:21 AM |
Mark-O-Polo | $50.00 | 10/18/2011 11:01:53 AM |
williemc44 | $25.00 | 10/18/2011 12:17:57 PM |
totoro | $25.00 | 10/18/2011 2:07:10 PM |
orange-dollar-guild | $25.00 | 10/18/2011 12:43:22 PM |
revenue-serenity | $50.00 | 10/18/2011 2:54:17 PM |
bigbucksfunding | $50.00 | 10/18/2011 3:35:46 PM |
julijask | $25.00 | 10/18/2011 4:22:38 PM |
money-bauble | $200.00 | 10/18/2011 5:05:52 PM |
green-moola-sniffer | $25.00 | 10/18/2011 5:19:06 PM |
ecstatic-money064 | $25.00 | 10/18/2011 5:26:17 PM |
valiant-liberty4 | $25.00 | 10/18/2011 5:21:11 PM |
RayEarth | $25.00 | 10/18/2011 6:08:13 PM |
keeks | $25.00 | 10/18/2011 9:52:43 PM |
SanJoser | $25.00 | 10/18/2011 10:19:02 PM |
indomitable-dedication | $25.00 | 10/19/2011 12:47:50 AM |
ozlem | $25.00 | 10/19/2011 1:40:20 AM |
capital-web7 | $50.00 | 10/19/2011 6:01:11 AM |
happyaric | $50.00 | 10/19/2011 5:55:46 AM |
calm-deal7 | $25.00 | 10/19/2011 7:04:23 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:17 AM |
floridaparadise | $25.00 | 10/19/2011 7:58:42 AM |
innovator10 | $200.00 | 10/19/2011 9:00:45 AM |
studious-bonus7 | $100.00 | 10/19/2011 9:07:34 AM |
successful-agreement7 | $100.00 | 10/19/2011 9:11:04 AM |
currency-persimmon | $50.00 | 10/19/2011 9:38:59 AM |
tender-commerce8 | $100.00 | 10/19/2011 11:30:51 AM |
lounges | $25.00 | 10/19/2011 11:53:53 AM |
respectablename | $25.00 | 10/19/2011 12:10:53 PM |
gold-disk | $25.00 | 10/19/2011 1:05:38 PM |
Macinvest | $25.00 | 10/19/2011 1:05:03 PM |
leverage-burrito | $50.00 | 10/19/2011 12:27:56 PM |
LenderOnWheels | $25.00 | 10/19/2011 12:53:55 PM |
tylerfd | $25.00 | 10/19/2011 1:41:28 PM |
dinero-speaker | $25.00 | 10/19/2011 1:41:56 PM |
p2p-mogul | $100.00 | 10/19/2011 2:47:34 PM |
FoosMaster | $25.00 | 10/19/2011 3:19:03 PM |
la_tim | $75.00 | 10/19/2011 2:20:04 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:12 PM |
finman17 | $25.00 | 10/19/2011 3:43:26 PM |
market-voyager8 | $50.00 | 10/19/2011 4:26:44 PM |
personal-lender | $25.00 | 10/19/2011 5:08:56 PM |
minista | $26.00 | 10/19/2011 5:52:26 PM |
hrubinst | $25.00 | 10/19/2011 7:19:57 PM |
liberty-flute0 | $200.00 | 10/19/2011 7:20:14 PM |
larslfe | $50.00 | 10/19/2011 8:19:38 PM |
balance-whistle7 | $25.00 | 10/19/2011 8:57:07 PM |
Aimvest | $25.00 | 10/19/2011 9:35:34 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:50 PM |
return-confidant | $25.00 | 10/19/2011 9:16:07 PM |
Rick21 | $25.00 | 10/19/2011 9:39:26 PM |
baseballfan111 | $25.00 | 10/19/2011 11:40:21 PM |
engbusres | $48.00 | 10/19/2011 10:00:56 PM |
reinforced-reward | $25.00 | 10/20/2011 3:44:24 AM |
kyomoon | $50.00 | 10/20/2011 8:05:23 AM |
damage | $25.00 | 10/20/2011 8:22:11 AM |
reaction5 | $25.00 | 10/20/2011 7:50:14 AM |
dcchaos | $50.00 | 10/20/2011 8:16:42 AM |
divedude | $25.00 | 10/20/2011 9:52:29 AM |
108lender | $250.00 | 10/20/2011 10:18:16 AM |
wealth-competitor | $25.00 | 10/20/2011 10:46:11 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:13 AM |
velocity-warrior | $25.00 | 10/20/2011 10:46:17 AM |
dime-sprout | $25.00 | 10/20/2011 1:22:54 PM |
donloah | $50.00 | 10/20/2011 3:53:30 PM |
sanjl79 | $25.00 | 10/20/2011 12:32:20 PM |
iolaire | $25.00 | 10/20/2011 3:22:49 PM |
SonomaHills | $25.00 | 10/20/2011 4:11:07 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:37 PM |
super100 | $25.00 | 10/20/2011 5:00:55 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:03 PM |
the-financier814 | $25.00 | 10/20/2011 5:32:40 PM |
a-tranquil-liberty | $25.00 | 10/20/2011 5:22:06 PM |
CaptainBL | $50.00 | 10/20/2011 6:07:28 PM |
Fiimg | $50.00 | 10/20/2011 7:36:18 PM |
sankyu | $50.00 | 10/20/2011 7:50:51 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:47 PM |
listing-vista | $100.00 | 10/20/2011 8:03:20 PM |
a-listing-shooter | $500.00 | 10/20/2011 8:16:44 PM |
j245213 | $25.00 | 10/20/2011 8:21:48 PM |
responsibility-cherry6 | $25.00 | 10/20/2011 9:37:57 PM |
dough-souffle | $55.00 | 10/20/2011 11:00:56 PM |
yield-hut | $25.00 | 10/21/2011 4:16:30 AM |
chekat | $25.00 | 10/21/2011 2:52:19 AM |
nalaari | $40.09 | 10/21/2011 5:49:18 AM |
eprometheus | $85.00 | 10/21/2011 4:43:40 AM |
Gibbyland | $100.00 | 10/21/2011 6:15:17 AM |
mschoenf | $50.00 | 10/21/2011 7:00:11 AM |
reward-dynamo | $25.00 | 10/21/2011 6:53:05 AM |
PadreAyudate | $37.96 | 10/21/2011 7:13:26 AM |
listing-meridian | $50.00 | 10/21/2011 6:25:51 AM |
Rulea72 | $25.00 | 10/21/2011 7:27:08 AM |
Richmp412 | $25.00 | 10/21/2011 6:45:34 AM |
kscc183 | $25.00 | 10/21/2011 6:51:42 AM |
Lo0se_mo0se | $50.00 | 10/21/2011 8:01:39 AM |
rakstar | $50.00 | 10/21/2011 8:31:01 AM |
Railbird | $25.00 | 10/21/2011 7:22:04 AM |
Lender0010 | $50.00 | 10/21/2011 8:55:08 AM |
yarg | $25.00 | 10/21/2011 8:22:44 AM |
bss97603 | $40.00 | 10/21/2011 8:36:07 AM |
reinforced-marketplace3 | $165.00 | 10/21/2011 8:55:58 AM |
355 Investments
|
Borrower Payment Dependent Notes Series
531388
This series of Notes was issued and sold upon the funding of the borrower loan #54854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,388.81 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $278.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,479 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-antioxidant0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I am in real need of a loan
Purpose of loan:
This loan will be used to.. use the loan to get a broken tooth fixed and to get caught up on back bills. You see my husband died in a car accident 6 yrs ago and it has been a long . hard, road since.
My financial situation:
I am a good candidate for this loan because..I am working from home now and my son has a job now too so I know I will get back on my feet with this money and be able to pay it back too.
Monthly net income: $1000
Monthly expenses: $850
Housing: $0
Insurance: $140
Car expenses: $250
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $35
Credit cards and other loans: $50
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-prescription | $100.00 | 10/7/2011 5:35:05 PM |
social-cocktail1 | $200.00 | 10/7/2011 5:43:53 PM |
the-discrete-income | $25.00 | 10/9/2011 12:43:08 PM |
nickel_finder | $25.00 | 10/9/2011 6:41:50 PM |
Rivervale_Westwood | $25.00 | 10/10/2011 2:48:32 PM |
sdcc72 | $25.00 | 10/11/2011 8:15:37 AM |
careful-vigilance4 | $100.00 | 10/11/2011 3:54:55 PM |
pound-mushroom3 | $25.00 | 10/11/2011 7:46:30 PM |
coin-sonnet | $100.00 | 10/12/2011 2:10:56 AM |
fairgirl | $25.00 | 10/12/2011 5:32:02 AM |
foothillender | $25.00 | 10/12/2011 7:44:34 AM |
patriot897 | $25.00 | 10/12/2011 10:20:37 AM |
lava414 | $25.00 | 10/12/2011 8:19:04 PM |
economy-coup | $50.00 | 10/13/2011 12:35:36 AM |
let_me_retire | $50.00 | 10/13/2011 5:36:50 AM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:23 AM |
bullwink27 | $25.00 | 10/13/2011 5:16:12 PM |
kulender | $50.00 | 10/14/2011 4:51:49 AM |
musegaze | $100.00 | 10/14/2011 10:05:19 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:11 AM |
kingbob | $25.00 | 10/14/2011 2:23:18 PM |
fizicks06 | $70.00 | 10/14/2011 7:44:09 PM |
ASR3 | $35.00 | 10/16/2011 10:20:09 AM |
Cluvnupe06 | $34.92 | 10/17/2011 5:59:07 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:07:51 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:24 PM |
TronMedici | $100.00 | 10/18/2011 10:01:11 AM |
Dubbs360 | $50.00 | 10/18/2011 12:28:24 PM |
bonus-seahorse | $35.00 | 10/18/2011 2:47:52 PM |
unafraid-loan5 | $25.00 | 10/18/2011 3:14:45 PM |
Charlie0084 | $25.00 | 10/18/2011 3:55:34 PM |
capital-halo1 | $1,000.00 | 10/19/2011 9:08:29 AM |
wise-deal-panda | $100.00 | 10/19/2011 9:21:21 AM |
octoberfresh | $25.00 | 10/19/2011 1:29:25 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:10 PM |
Bob450 | $25.00 | 10/19/2011 4:43:49 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:52 PM |
impala6464 | $50.00 | 10/19/2011 10:20:59 PM |
dedicated-transaction796 | $51.00 | 10/20/2011 9:37:22 AM |
worldly-community3 | $25.00 | 10/20/2011 6:23:00 PM |
Anny-Disco | $25.00 | 10/21/2011 5:40:37 AM |
ThatDanGuy | $50.00 | 10/21/2011 6:10:57 AM |
finance-mushroom | $40.00 | 10/21/2011 9:08:38 AM |
Investoman | $75.00 | 10/21/2011 9:11:20 AM |
handshake5 | $100.00 | 10/21/2011 9:09:12 AM |
shmb6508 | $50.00 | 10/21/2011 9:22:20 AM |
Learning2Lend | $25.00 | 10/21/2011 10:31:15 AM |
social-zebra | $30.00 | 10/21/2011 11:19:34 AM |
gothampark | $25.00 | 10/21/2011 1:11:29 PM |
barefootpaul | $25.00 | 10/18/2011 6:52:12 AM |
nimble-revenue5 | $50.00 | 10/10/2011 9:45:10 PM |
Leshan | $25.00 | 10/11/2011 4:11:28 PM |
squadron781 | $25.00 | 10/11/2011 5:36:44 PM |
EastBayCapital | $25.00 | 10/12/2011 9:03:26 PM |
ddog0224 | $50.00 | 10/13/2011 5:10:49 AM |
2grindstones | $25.00 | 10/13/2011 10:05:38 AM |
randsenterprise | $25.00 | 10/14/2011 7:06:46 AM |
108lender | $200.00 | 10/14/2011 4:38:39 PM |
Jack55304 | $200.00 | 10/15/2011 1:04:02 AM |
top-visionary-truth | $25.00 | 10/15/2011 6:18:18 PM |
dinhkevin_usa | $25.00 | 10/17/2011 10:16:06 AM |
joebob78 | $59.79 | 10/17/2011 12:32:10 PM |
yield-trader | $25.00 | 10/17/2011 4:45:50 PM |
kind-credit-bear | $25.00 | 10/17/2011 5:17:44 PM |
OLYVRC | $50.00 | 10/18/2011 7:57:22 AM |
wwwUniversal | $25.00 | 10/18/2011 9:16:17 AM |
alphaseek | $200.00 | 10/18/2011 5:37:32 PM |
druidpoet | $27.00 | 10/19/2011 1:23:11 PM |
a-restless-dollar | $25.00 | 10/19/2011 4:24:41 PM |
ferdberfel | $25.00 | 10/19/2011 8:02:18 PM |
IIP77 | $25.00 | 10/20/2011 2:36:38 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:23 AM |
reliable-silver7 | $50.00 | 10/20/2011 4:02:53 PM |
justice-economist | $25.00 | 10/20/2011 5:11:12 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:46 PM |
joyful-power9 | $50.00 | 10/20/2011 8:18:32 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:29 PM |
Dapple33 | $31.10 | 10/20/2011 8:38:27 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:23 PM |
wise-rupee-sanctuary | $25.00 | 10/21/2011 7:08:30 AM |
asiaratt | $50.00 | 10/21/2011 9:07:51 AM |
stepatatime-together | $100.00 | 10/21/2011 9:15:17 AM |
cnovak | $25.00 | 10/21/2011 9:55:53 AM |
fervent-repayment | $25.00 | 10/21/2011 11:04:51 AM |
desertoasis | $25.00 | 10/21/2011 10:28:40 AM |
trail5 | $100.00 | 10/21/2011 1:04:56 PM |
JJYossarian | $50.00 | 10/21/2011 2:47:46 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
531436
This series of Notes was issued and sold upon the funding of the borrower loan #54834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Oct-16-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-17-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $257.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 10% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,504 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| heroic-credit1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan for patent
Purpose of loan: to pay to patent an idea
This loan will be used to... pay to patent an idea
My financial situation:
I am a good candidate for this loan because...
I have good credit and I can pay this off in less than a year
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $100.00 | 10/16/2011 12:01:20 PM |
sjlender | $100.00 | 10/16/2011 12:19:29 PM |
D911ave | $50.00 | 10/16/2011 12:16:30 PM |
macjp123 | $50.00 | 10/16/2011 1:36:29 PM |
fascinating-benefit279 | $25.00 | 10/16/2011 1:47:00 PM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:37 PM |
responsibility-butterfly | $25.00 | 10/16/2011 3:29:53 PM |
cwegert | $50.00 | 10/16/2011 6:22:01 PM |
mooseridgefarm | $25.00 | 10/16/2011 7:01:42 PM |
wiselady | $35.00 | 10/16/2011 7:19:04 PM |
american6 | $100.00 | 10/17/2011 1:18:07 AM |
Rivervale_Westwood | $25.00 | 10/17/2011 5:05:38 AM |
scholarly-benefit5 | $50.00 | 10/17/2011 5:11:58 AM |
imdave4me | $25.00 | 10/17/2011 5:12:47 AM |
Bieling | $50.00 | 10/17/2011 6:08:07 AM |
polka2002 | $25.84 | 10/17/2011 6:38:30 AM |
gentle-gain235 | $100.00 | 10/17/2011 8:21:08 AM |
Danylostefan | $25.00 | 10/17/2011 9:01:59 AM |
Dollars4Rent | $50.00 | 10/17/2011 10:02:17 AM |
Tscheddar | $25.00 | 10/17/2011 10:31:48 AM |
ethicalhumanist | $100.00 | 10/17/2011 10:23:01 AM |
avl1 | $50.00 | 10/17/2011 11:41:48 AM |
heroic-vigilance1 | $23.16 | 10/17/2011 12:00:35 PM |
exchange-squirrel | $25.00 | 10/17/2011 8:37:39 AM |
mr55262 | $25.00 | 10/16/2011 12:41:41 PM |
credit-bank-usa611 | $25.00 | 10/16/2011 1:18:29 PM |
Castellan | $50.00 | 10/16/2011 12:51:14 PM |
CIC | $25.00 | 10/16/2011 1:30:01 PM |
john0720 | $100.00 | 10/16/2011 3:54:34 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:18 PM |
phenomenal-gain5 | $30.00 | 10/16/2011 5:48:15 PM |
TikPmp1 | $25.00 | 10/16/2011 6:10:42 PM |
aldenrains | $25.00 | 10/16/2011 7:08:34 PM |
seabass123 | $25.00 | 10/16/2011 10:00:24 PM |
boylezz | $25.00 | 10/16/2011 8:29:30 PM |
whistledicksmith | $25.00 | 10/16/2011 11:35:27 PM |
Brainworm | $25.00 | 10/17/2011 1:35:02 AM |
blot44 | $100.00 | 10/17/2011 4:43:53 AM |
wise-honorable-rate | $25.00 | 10/17/2011 5:13:41 AM |
AmericanCredit | $50.00 | 10/17/2011 7:38:08 AM |
Sneezie | $100.00 | 10/17/2011 7:40:27 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:10 AM |
fcrick | $25.00 | 10/17/2011 9:18:14 AM |
Paxman84 | $25.00 | 10/17/2011 10:35:21 AM |
sensible-interest2 | $500.00 | 10/17/2011 10:30:08 AM |
DadWarbucks | $25.00 | 10/17/2011 11:01:02 AM |
puifais | $36.00 | 10/17/2011 11:52:12 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
531576
This series of Notes was issued and sold upon the funding of the borrower loan #54820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,288 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| unrelenting-return1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory and auctioneer license.
Purpose of loan:
This loan will be used to...
Purchase inventory for my Gold and Silver auction business.
My financial situation:
I am a good candidate for this loan because...
My profit margin has increased every month for the last 9 months. Last month I made a profit of $3100. Currently it takes me a month to turn over my inventory. I sell everything I purchase, with about a 20% profit. So with $7500 I would make an additional $1500 per month. I am also receiving my auctioneer license soon which will raise my profit level to about 35%. With a 35% profit the $7500 will turn a profit of $2625 and this will only grow exponentially as I reinvest the profit back into my business.
Monthly net income: $4100
Monthly expenses: $2150
Housing: $500
Insurance: $80
Car expenses: $400
Utilities: $180
Phone, cable, internet: $110
Food, entertainment: $350
Clothing, household expenses: $250
Credit cards and other loans: $200
Other expenses: $80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/18/2011 6:52:15 AM |
Starfin-Capital-Management | $26.69 | 10/22/2011 2:52:58 PM |
social-cocktail1 | $200.00 | 10/9/2011 12:18:41 PM |
ore-leather | $25.00 | 10/13/2011 5:53:23 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:13 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:07 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:07:55 AM |
Alittleluck | $25.00 | 10/17/2011 6:38:53 PM |
rjcoutur2001 | $42.01 | 10/18/2011 1:19:50 PM |
missing-link | $25.00 | 10/18/2011 6:54:07 PM |
gimincorp | $25.00 | 10/19/2011 4:44:43 AM |
fusbarro | $88.00 | 10/19/2011 11:40:54 AM |
graceful-investment | $25.00 | 10/19/2011 12:21:38 PM |
octoberfresh | $25.00 | 10/19/2011 1:33:42 PM |
ASR3 | $30.00 | 10/20/2011 4:45:30 AM |
Iwillhuntyoudown | $25.00 | 10/20/2011 9:18:37 AM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:47 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:30 PM |
Learning2Lend | $25.00 | 10/21/2011 10:31:16 AM |
LuckyDuck49 | $25.00 | 10/21/2011 12:15:27 PM |
top-visionary-truth | $50.00 | 10/21/2011 12:43:52 PM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:32:34 PM |
responsible-finance9 | $75.00 | 10/21/2011 1:10:32 PM |
bid-stockpiler1 | $25.00 | 10/21/2011 1:31:58 PM |
tntmojave | $50.00 | 10/22/2011 7:23:15 AM |
capital-halo1 | $1,000.00 | 10/22/2011 12:08:23 PM |
stepatatime-together | $100.00 | 10/22/2011 12:14:42 PM |
asiaratt | $50.00 | 10/22/2011 12:07:17 PM |
witchynana55 | $25.00 | 10/22/2011 12:26:29 PM |
WxChem | $31.07 | 10/22/2011 2:42:47 PM |
favorite-commerce | $25.00 | 10/9/2011 5:34:32 PM |
Rivervale_Westwood | $25.00 | 10/10/2011 2:48:37 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:45:18 PM |
CatbirdBanking | $25.00 | 10/11/2011 11:34:24 AM |
careful-vigilance4 | $100.00 | 10/11/2011 3:54:59 PM |
patriot897 | $25.00 | 10/12/2011 10:20:39 AM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:25 AM |
kulender | $50.00 | 10/14/2011 4:51:53 AM |
108lender | $200.00 | 10/14/2011 4:38:40 PM |
Jack55304 | $200.00 | 10/15/2011 1:04:10 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:28 PM |
yield-trader | $25.00 | 10/17/2011 4:45:53 PM |
transformer855 | $25.00 | 10/17/2011 7:11:15 PM |
payout-bridge | $37.50 | 10/17/2011 11:30:55 PM |
TronMedici | $100.00 | 10/18/2011 10:01:14 AM |
money-fort | $25.00 | 10/18/2011 3:16:16 PM |
loss-of-control | $75.00 | 10/18/2011 7:11:24 PM |
wwwUniversal | $25.00 | 10/19/2011 9:18:17 AM |
momentous-value | $25.00 | 10/19/2011 3:00:23 PM |
Bob450 | $25.00 | 10/19/2011 4:46:40 PM |
I_want_to_help_you | $25.00 | 10/19/2011 11:10:19 PM |
dedicated-transaction796 | $51.00 | 10/20/2011 9:37:24 AM |
BanqueDeFrance | $50.00 | 10/20/2011 4:51:28 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:24 PM |
social-zebra | $30.00 | 10/21/2011 11:19:34 AM |
worthy-bid4 | $50.00 | 10/21/2011 1:10:09 PM |
thrifty-capital | $25.00 | 10/21/2011 1:19:10 PM |
greenback-upholder9 | $38.73 | 10/21/2011 1:01:32 PM |
ILoveBearHats | $25.00 | 10/21/2011 1:07:40 PM |
JASHoldingsLTD1 | $25.00 | 10/21/2011 1:12:05 PM |
cognizant-rupee7 | $35.00 | 10/21/2011 10:01:05 PM |
knowledgeable-payment7 | $25.00 | 10/22/2011 2:30:04 AM |
PrincessGrace33 | $25.00 | 10/22/2011 8:29:31 AM |
transparency-giant | $50.00 | 10/22/2011 10:39:52 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:17 PM |
rautility | $25.00 | 10/22/2011 12:31:04 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
531578
This series of Notes was issued and sold upon the funding of the borrower loan #55122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $271.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,747 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mindful-dedication4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Accounting Loan
Purpose of loan:
This loan will be used to pay one mortgage payment, paydown most of my car loan, and pay off my two highest interest credit cards
My financial situation:
I am a good candidate for this loan because I have stable income, 15 years with my employer. With this loan, after about four more car payments, my total monthly payments will actually be $250 less than my current expenses.
Monthly net income: $6200
Monthly expenses: $5800
Housing: $2600
Insurance$: $90
Car loan: $ 291
Car expenses: $400
Utilities: $70
Phone, cable, internet: $140
School Tuition: $450
Food, entertainment: $650
Clothing, household expenses: $309
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/24/2011 5:17:15 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:24 PM |
Bank_Of_XL | $25.00 | 10/24/2011 6:22:23 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:53 AM |
cagcrash | $200.00 | 10/25/2011 5:48:47 PM |
PAPAT | $25.00 | 10/26/2011 7:22:55 AM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:07 AM |
JoePaNation | $125.00 | 10/26/2011 3:17:31 PM |
20mule | $400.00 | 10/26/2011 3:31:33 PM |
capital-majesty7 | $300.00 | 10/26/2011 3:50:13 PM |
sentimental-cash0 | $25.00 | 10/26/2011 3:58:55 PM |
larrybird | $915.75 | 10/26/2011 5:08:43 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 4:50:58 PM |
setUup | $29.25 | 10/26/2011 5:06:23 PM |
income-awakening6 | $25.00 | 10/26/2011 5:02:18 PM |
intelligent-repayment8 | $700.00 | 10/26/2011 9:28:37 AM |
bellaquito | $2,000.00 | 10/26/2011 2:56:21 PM |
SolarMoonshine | $50.00 | 10/26/2011 3:40:13 PM |
Leshan | $25.00 | 10/26/2011 4:24:41 PM |
radiobuda | $50.00 | 10/26/2011 4:56:03 PM |
GCInvestments | $30.00 | 10/26/2011 5:07:59 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
531582
This series of Notes was issued and sold upon the funding of the borrower loan #54829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,959.77 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $214.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,570 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| cash-maracas8 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This loan will be used to pay for auto repair, credit card expenses, as well as helping other family members
My financial situation:
I am a good candidate for this loan because I believe I have excellent credit my pay my bills on time, although my credit cards are with high balances they are being paid in a timely manner.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/18/2011 6:52:15 AM |
the-discrete-income | $25.00 | 10/9/2011 12:43:09 PM |
Rivervale_Westwood | $25.00 | 10/10/2011 2:48:38 PM |
careful-vigilance4 | $100.00 | 10/11/2011 3:54:59 PM |
Leshan | $25.00 | 10/11/2011 4:12:07 PM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:25 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:10 AM |
ddog0224 | $50.00 | 10/15/2011 4:10:56 PM |
calimanusa | $30.00 | 10/16/2011 2:27:26 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:07:56 AM |
yield-trader | $25.00 | 10/17/2011 4:45:54 PM |
alphaseek | $100.00 | 10/18/2011 5:38:19 PM |
money-baron-roth-IRA | $25.00 | 10/19/2011 5:52:44 PM |
dedicated-transaction796 | $51.00 | 10/20/2011 9:37:24 AM |
refined-penny | $25.00 | 10/20/2011 4:57:48 PM |
building_community | $25.00 | 10/20/2011 5:00:06 PM |
found_funds | $50.00 | 10/20/2011 5:07:25 PM |
a-tranquil-liberty | $25.00 | 10/20/2011 5:14:04 PM |
best-phenomenal-treasure | $25.00 | 10/20/2011 6:10:14 PM |
mammalian4 | $25.00 | 10/20/2011 6:51:49 PM |
handy-justice | $100.00 | 10/20/2011 7:08:41 PM |
pmj453 | $25.00 | 10/20/2011 6:30:21 PM |
impala6464 | $50.00 | 10/20/2011 7:29:58 PM |
a-restless-dollar | $25.00 | 10/20/2011 8:31:33 PM |
asset-professor | $25.00 | 10/20/2011 8:46:16 PM |
mydogissocute | $50.00 | 10/20/2011 8:51:48 PM |
market-giraffe7 | $82.60 | 10/20/2011 9:06:57 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:31 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:24 PM |
wwwUniversal | $25.00 | 10/21/2011 9:16:19 AM |
cnovak | $25.00 | 10/21/2011 9:55:53 AM |
transparency-giant | $50.00 | 10/22/2011 10:39:52 AM |
frogperson | $100.00 | 10/22/2011 11:01:57 AM |
IIP77 | $25.00 | 10/22/2011 4:11:17 PM |
fcukciti | $35.00 | 10/23/2011 8:17:10 AM |
desertoasis | $25.00 | 10/23/2011 11:07:34 AM |
social-cocktail1 | $200.00 | 10/9/2011 12:18:42 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:45:18 PM |
kulender | $50.00 | 10/14/2011 4:51:54 AM |
randsenterprise | $25.00 | 10/14/2011 7:06:47 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:14 AM |
wealth-fighter3 | $25.00 | 10/15/2011 10:25:12 PM |
finance-prescription | $100.00 | 10/16/2011 12:10:08 PM |
Vacs4u | $25.00 | 10/17/2011 10:04:43 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:28 PM |
Dubbs360 | $50.00 | 10/19/2011 7:47:59 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:11 PM |
octoberfresh | $25.00 | 10/19/2011 1:36:26 PM |
Canidae | $270.00 | 10/19/2011 4:12:14 PM |
ASR3 | $30.00 | 10/20/2011 4:45:31 AM |
pthighs | $46.85 | 10/20/2011 9:12:35 AM |
wise-friendly-dollar | $31.41 | 10/20/2011 4:46:28 PM |
investment-kingdom | $50.00 | 10/20/2011 5:27:24 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:47 PM |
income-buffalo1 | $100.00 | 10/20/2011 5:17:01 PM |
helping-out | $25.00 | 10/20/2011 6:03:00 PM |
suave-dime6 | $25.00 | 10/20/2011 5:24:19 PM |
Zuzu | $40.00 | 10/20/2011 6:12:04 PM |
mauge35 | $25.00 | 10/20/2011 6:56:02 PM |
joyful-power9 | $25.00 | 10/20/2011 6:32:26 PM |
pr0sp3r1ty | $50.00 | 10/20/2011 7:21:45 PM |
reinforced-velocity158 | $50.00 | 10/20/2011 7:38:10 PM |
worth-shower8 | $100.00 | 10/20/2011 8:20:26 PM |
ideal-yield5 | $25.00 | 10/20/2011 8:42:28 PM |
vigorous-velocity | $100.00 | 10/20/2011 9:03:59 PM |
knowledgeable-revenue | $66.91 | 10/20/2011 9:11:12 PM |
kind-credit-bear | $25.00 | 10/21/2011 9:14:50 AM |
social-zebra | $30.00 | 10/21/2011 11:19:34 AM |
capital-halo1 | $171.00 | 10/22/2011 12:08:23 PM |
bnlforever | $50.00 | 10/22/2011 4:42:37 PM |
vibraphone3 | $25.00 | 10/23/2011 5:57:23 AM |
rvfbroker | $25.00 | 10/23/2011 11:49:59 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
531650
This series of Notes was issued and sold upon the funding of the borrower loan #54847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,972.25 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $301.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,167 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| scrappy-treasure5 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan
This loan will be to pay off credit cards
My financial situation: good
I am a good candidate for this loan because...I have been in my line of work for over 30 years. I have never been unemployed, I have always had income. I want to start a side business so I can secure my retirement.
Monthly net income: $ 3500.00
Monthly expenses: $
Housing: $ 750.00
Insurance: $ 100.00
Car expenses: $ 250.00
Utilities:
Phone, cable, internet:
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $120.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $80.00 | 10/10/2011 9:07:29 AM |
Rivervale_Westwood | $25.00 | 10/10/2011 2:48:43 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:45:23 PM |
greencat | $50.00 | 10/11/2011 11:35:18 AM |
the-discrete-income | $25.00 | 10/12/2011 5:10:05 PM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:28 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:15 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:09 PM |
careful-vigilance4 | $100.00 | 10/16/2011 2:09:42 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:07:59 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:29 PM |
ore-leaper1 | $30.00 | 10/18/2011 1:27:48 PM |
daano15 | $25.00 | 10/18/2011 1:33:53 PM |
money-fort | $25.00 | 10/18/2011 3:15:23 PM |
ddog0224 | $100.00 | 10/18/2011 3:30:45 PM |
Leshan | $25.00 | 10/19/2011 8:39:46 AM |
autonomous-truth | $100.00 | 10/19/2011 8:18:05 PM |
fizicks06 | $1,024.00 | 10/19/2011 8:03:59 PM |
credit-coach118 | $35.57 | 10/19/2011 8:43:46 PM |
doubls | $25.00 | 10/19/2011 9:21:47 PM |
triumphant-point5 | $50.00 | 10/19/2011 9:45:40 PM |
Girakul | $25.00 | 10/20/2011 5:44:44 AM |
evergreen16 | $80.00 | 10/20/2011 8:29:42 AM |
KC_08 | $45.00 | 10/20/2011 9:05:08 AM |
Jim33 | $25.00 | 10/20/2011 9:19:45 AM |
loan-oasis4 | $25.00 | 10/20/2011 9:54:35 AM |
thorough-capital799 | $100.00 | 10/20/2011 1:10:30 PM |
musegaze | $150.00 | 10/20/2011 12:54:55 PM |
flaguynice | $25.00 | 10/20/2011 4:38:47 PM |
SacramentoChad | $25.00 | 10/20/2011 4:49:17 PM |
thoughtful-exchange8 | $25.00 | 10/20/2011 4:50:24 PM |
sensible-order2 | $200.00 | 10/20/2011 4:19:44 PM |
ProspLending | $53.13 | 10/20/2011 4:48:06 PM |
dime-historian | $25.00 | 10/20/2011 4:50:22 PM |
kindness-singularity | $25.00 | 10/20/2011 4:50:57 PM |
momentous-integrity548 | $55.42 | 10/20/2011 4:55:37 PM |
refined-penny | $25.00 | 10/20/2011 4:56:32 PM |
treasure-hunter270 | $25.00 | 10/20/2011 4:57:27 PM |
wonder3 | $30.00 | 10/20/2011 6:18:38 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:26 PM |
wwwUniversal | $25.00 | 10/21/2011 5:12:37 PM |
SolarMoonshine | $25.00 | 10/22/2011 3:46:39 AM |
enchanted-note | $25.00 | 10/22/2011 6:22:31 AM |
frogperson | $150.00 | 10/22/2011 11:02:11 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:17 PM |
dignified-marketplace5 | $100.00 | 10/22/2011 9:26:55 PM |
lively-exchange | $25.00 | 10/22/2011 10:13:47 PM |
stepatatime-together | $100.00 | 10/23/2011 12:13:08 PM |
HenryS | $30.00 | 10/23/2011 1:25:15 PM |
168RichCapital | $25.10 | 10/23/2011 2:07:59 PM |
eman48 | $27.45 | 10/23/2011 7:10:37 PM |
itsmaj | $25.00 | 10/23/2011 8:32:40 PM |
excellent-reward323 | $100.00 | 10/24/2011 5:05:00 AM |
Starfin300 | $38.81 | 10/24/2011 8:05:54 AM |
income-planet0 | $25.00 | 10/24/2011 8:53:59 AM |
barefootpaul | $25.00 | 10/18/2011 6:52:17 AM |
social-cocktail1 | $200.00 | 10/10/2011 9:14:25 AM |
kulender | $50.00 | 10/14/2011 4:51:58 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:16 AM |
kind-finance-burrito | $25.00 | 10/15/2011 6:23:42 AM |
yield-trader | $25.00 | 10/17/2011 4:45:56 PM |
340 | $25.00 | 10/19/2011 1:44:06 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:11 PM |
liberty-point | $25.00 | 10/19/2011 8:28:36 PM |
payout-network1 | $90.00 | 10/20/2011 5:06:18 AM |
Bob450 | $25.00 | 10/20/2011 7:15:27 AM |
dollar-authority | $50.00 | 10/20/2011 6:59:03 AM |
whitegold24k | $100.00 | 10/20/2011 9:14:09 AM |
green-rapid-openness | $100.00 | 10/20/2011 11:45:57 AM |
newest-justice-bear | $25.00 | 10/20/2011 1:33:23 PM |
BigGuyBank | $27.77 | 10/20/2011 12:27:07 PM |
BigBroJake | $50.00 | 10/20/2011 2:41:33 PM |
reliable-silver7 | $55.00 | 10/20/2011 4:04:41 PM |
revenue-associate | $25.00 | 10/20/2011 3:48:32 PM |
VBPlayer | $30.00 | 10/20/2011 4:52:52 PM |
Wart126 | $25.00 | 10/20/2011 4:54:34 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:47 PM |
g8rtone | $25.00 | 10/20/2011 7:26:57 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:32 PM |
fuzed | $50.00 | 10/21/2011 6:23:54 AM |
KaChingInvestments | $25.00 | 10/21/2011 7:48:30 AM |
cnovak | $25.00 | 10/21/2011 9:55:54 AM |
social-zebra | $30.00 | 10/21/2011 11:19:35 AM |
assetmanager | $25.00 | 10/21/2011 4:30:04 PM |
historic-nickel | $25.00 | 10/21/2011 5:06:36 PM |
dedicated-transaction796 | $25.00 | 10/21/2011 5:20:21 PM |
transparency-giant | $50.00 | 10/22/2011 10:39:54 AM |
vibraphone3 | $25.00 | 10/23/2011 5:57:23 AM |
fcukciti | $35.00 | 10/23/2011 8:17:10 AM |
asiaratt | $50.00 | 10/23/2011 12:06:51 PM |
irrelevant | $25.00 | 10/23/2011 2:05:13 PM |
bid-czar8 | $100.00 | 10/23/2011 3:56:22 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:24 PM |
IIP77 | $25.00 | 10/23/2011 7:43:38 PM |
floridass | $25.00 | 10/24/2011 7:32:18 AM |
green-benefit-control | $100.00 | 10/24/2011 7:59:38 AM |
96 Investments
|
Borrower Payment Dependent Notes Series
531694
This series of Notes was issued and sold upon the funding of the borrower loan #54965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,879.89 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $520.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,556 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsible-bonus84 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2009)
|
Principal balance:
| $6,200.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Debt consolidate + Jewelry Business
Hello!
I've been chipping away at my divorce debt for the past few years and recently paid off my car and my student loan, so now am looking to consolidate the remaining high interest debt.
And while I continue to work at my full time job, I have also been working nights and weekends to start a jewelry line, as another way to bring in additional income (and because it's a passion of mine!)
As the jewelry business is largely cash-based, the loan will free up the additional cash I'll need to build my inventory (costs for production labor, metals, stones, etc.)
I earn a good salary, and pay all my bills on time.
Thank you for your help!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $200.00 | 10/10/2011 5:01:50 PM |
OldManP | $25.00 | 10/10/2011 5:18:58 PM |
Interloper | $25.00 | 10/10/2011 6:27:50 PM |
friendinmoney | $25.00 | 10/10/2011 7:28:41 PM |
houli123 | $50.00 | 10/11/2011 2:12:56 AM |
wise-honorable-rate | $25.00 | 10/11/2011 5:19:47 AM |
organized-payment6 | $50.00 | 10/11/2011 6:03:02 AM |
fireferd | $25.00 | 10/11/2011 9:11:07 AM |
the-discrete-income | $25.00 | 10/11/2011 9:16:26 AM |
Rivervale_Westwood | $50.00 | 10/11/2011 11:30:33 AM |
susurrus | $25.00 | 10/11/2011 12:50:23 PM |
indomitable-coin | $25.00 | 10/12/2011 4:26:08 AM |
RusRobo | $25.00 | 10/12/2011 5:59:15 AM |
Preteur | $25.00 | 10/12/2011 6:52:56 AM |
Skeptical-one | $25.00 | 10/12/2011 9:39:02 AM |
fragonardlives | $25.00 | 10/12/2011 10:17:07 AM |
a-unflappable-finance | $100.00 | 10/12/2011 2:47:51 PM |
tranquil-diversification8 | $50.00 | 10/12/2011 3:19:46 PM |
promise2 | $50.00 | 10/12/2011 3:59:03 PM |
thedoctor | $100.00 | 10/13/2011 7:27:25 AM |
oxnard | $100.00 | 10/13/2011 2:36:50 PM |
generous-deal6 | $50.00 | 10/13/2011 10:02:50 PM |
museic1 | $100.00 | 10/14/2011 4:14:15 AM |
KLCRAY | $50.00 | 10/14/2011 4:25:18 AM |
kulender | $50.00 | 10/14/2011 4:53:01 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 5:43:14 AM |
LiveNow | $50.00 | 10/14/2011 4:29:41 PM |
blackfur | $25.00 | 10/14/2011 5:31:24 PM |
GCInvestments | $26.00 | 10/14/2011 9:22:25 PM |
AF-Chief | $25.00 | 10/15/2011 6:27:04 AM |
gjm6d | $25.00 | 10/15/2011 7:37:06 AM |
Shoveldummy | $50.00 | 10/15/2011 7:38:01 AM |
leeball | $100.00 | 10/15/2011 10:44:40 AM |
cluster534 | $25.00 | 10/15/2011 12:52:59 PM |
StPong | $25.00 | 10/15/2011 3:17:20 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:48 PM |
availableloan | $25.00 | 10/15/2011 6:56:10 PM |
momentous-coin | $100.00 | 10/16/2011 10:23:56 AM |
macjp123 | $50.00 | 10/16/2011 1:36:11 PM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:30 PM |
american6 | $100.00 | 10/17/2011 1:17:40 AM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:15 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:03 AM |
mcilwaaj12 | $50.00 | 10/17/2011 9:57:52 AM |
vibrant-penny7 | $50.00 | 10/17/2011 11:21:21 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:42 PM |
riskadverse44 | $25.00 | 10/17/2011 1:50:28 PM |
elasermd | $56.00 | 10/17/2011 4:31:37 PM |
IIP77 | $25.00 | 10/17/2011 5:56:16 PM |
syounker | $25.00 | 10/17/2011 6:14:20 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:55 PM |
PaulW | $25.00 | 10/18/2011 6:44:11 AM |
enticing-capital6 | $50.00 | 10/18/2011 9:31:09 AM |
enterprising-cash0 | $25.00 | 10/18/2011 11:27:27 AM |
footz79 | $50.00 | 10/18/2011 11:32:55 AM |
williemc44 | $25.00 | 10/18/2011 12:17:59 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:08 PM |
happyaric | $50.00 | 10/19/2011 5:55:48 AM |
GElender | $40.00 | 10/19/2011 6:36:13 AM |
nosualcneas | $25.00 | 10/19/2011 6:28:51 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:19 AM |
rajs | $250.00 | 10/19/2011 9:12:59 AM |
transparency-atmosphere6 | $100.00 | 10/19/2011 12:04:38 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:39 PM |
fervent-currency5 | $25.00 | 10/19/2011 1:30:32 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:29 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:14 PM |
colorfulgardener | $25.00 | 10/19/2011 7:27:40 PM |
Sundragon | $25.00 | 10/19/2011 7:46:41 PM |
InvestinginU | $25.00 | 10/20/2011 10:09:14 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:41 PM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:25 AM |
totoro | $25.00 | 10/20/2011 1:45:13 PM |
principal-bull | $25.00 | 10/20/2011 4:41:53 PM |
iolaire | $25.00 | 10/20/2011 3:22:54 PM |
genius520 | $50.00 | 10/20/2011 5:07:54 PM |
money-bauble | $200.00 | 10/20/2011 5:06:38 PM |
BigLinCT | $50.00 | 10/20/2011 5:09:49 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:42 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:20 PM |
sankyu | $50.00 | 10/20/2011 7:50:52 PM |
Fiimg | $50.00 | 10/20/2011 7:36:19 PM |
listing-vista | $100.00 | 10/20/2011 8:03:23 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:39 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:48 PM |
bb575 | $50.00 | 10/21/2011 12:33:14 AM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:07 AM |
Anny-Disco | $25.00 | 10/21/2011 5:40:38 AM |
Elefunt | $39.55 | 10/21/2011 8:38:40 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:52 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:50 AM |
wise-silver-wonder | $25.00 | 10/21/2011 10:05:31 AM |
Solid-Platinum | $40.00 | 10/21/2011 11:32:06 AM |
lostontheedge | $25.00 | 10/21/2011 4:29:24 PM |
ttnk62918 | $25.00 | 10/21/2011 4:08:28 PM |
SoCalRancher | $25.00 | 10/22/2011 1:17:28 PM |
Ragnar | $25.00 | 10/22/2011 10:13:25 PM |
silver-armada | $50.00 | 10/23/2011 5:19:44 AM |
Theboof | $25.00 | 10/23/2011 6:52:46 AM |
golden-cat | $25.00 | 10/23/2011 7:34:05 AM |
investment-comet | $25.00 | 10/23/2011 8:18:35 AM |
blue-dollar-viking | $100.00 | 10/23/2011 8:36:18 AM |
Breakfast_Gypsy | $25.00 | 10/23/2011 8:45:58 AM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:07:24 PM |
6moonbeams | $25.00 | 10/23/2011 12:40:56 PM |
Ripsaw4U | $50.00 | 10/23/2011 1:09:25 PM |
mattpet | $25.00 | 10/23/2011 2:31:34 PM |
Warwick | $25.00 | 10/23/2011 3:24:25 PM |
community-seahorse0 | $25.00 | 10/23/2011 4:27:59 PM |
jmeasn | $150.00 | 10/23/2011 5:50:39 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:56 PM |
Panna | $50.00 | 10/23/2011 10:00:55 PM |
wdove511 | $30.00 | 10/24/2011 4:55:15 AM |
dcfinancial | $25.00 | 10/24/2011 4:43:10 AM |
Supernick | $50.00 | 10/24/2011 6:44:00 AM |
money4u2use | $28.00 | 10/24/2011 7:25:45 AM |
successful-agreement7 | $100.00 | 10/24/2011 9:09:46 AM |
tylerfd | $25.00 | 10/24/2011 9:07:04 AM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:45:52 AM |
fund-tom-tom6 | $25.00 | 10/24/2011 12:08:59 PM |
interest-pudding4 | $25.00 | 10/24/2011 11:20:51 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:48 PM |
secureincome | $185.00 | 10/24/2011 12:20:33 PM |
fadeddingo | $25.00 | 10/24/2011 2:05:43 PM |
Jonb6919 | $25.00 | 10/24/2011 1:41:10 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:42 PM |
Trimalchio12 | $25.00 | 10/24/2011 3:07:30 PM |
djs81 | $25.00 | 10/24/2011 3:32:15 PM |
checkuto | $25.00 | 10/24/2011 3:33:14 PM |
KeepOnRunning | $100.00 | 10/24/2011 3:11:06 PM |
otalon | $30.00 | 10/24/2011 3:57:30 PM |
gracej | $25.00 | 10/24/2011 4:37:04 PM |
sjlender | $100.00 | 10/10/2011 5:16:28 PM |
progressive-economy261 | $400.00 | 10/10/2011 5:16:12 PM |
green-trade-dolphin2 | $25.01 | 10/10/2011 6:11:51 PM |
economy-popcorn | $25.00 | 10/10/2011 8:05:46 PM |
tntmojave | $50.00 | 10/11/2011 5:32:04 AM |
blot44 | $25.00 | 10/11/2011 6:39:01 AM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:49 AM |
scholarly-benefit5 | $50.00 | 10/12/2011 6:19:15 AM |
first-serene-credit | $25.00 | 10/12/2011 7:39:00 AM |
lucrative-coin | $50.00 | 10/12/2011 9:32:56 AM |
eagle1271 | $25.00 | 10/12/2011 1:21:44 PM |
velocity-solo | $25.00 | 10/12/2011 5:22:13 PM |
rmachi | $25.00 | 10/12/2011 8:34:59 PM |
Weaverville | $100.00 | 10/12/2011 9:17:44 PM |
papaloha | $50.00 | 10/12/2011 9:13:50 PM |
peaceful-basis6 | $100.00 | 10/13/2011 5:38:00 AM |
kenji4861 | $25.00 | 10/13/2011 9:25:53 AM |
forthright-dedication | $75.00 | 10/13/2011 2:32:28 PM |
john0720 | $25.00 | 10/13/2011 4:05:20 PM |
kaceymalone | $25.00 | 10/14/2011 6:57:17 AM |
life-is-great | $25.00 | 10/14/2011 6:14:04 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:07 AM |
Tomeus | $150.00 | 10/14/2011 8:27:52 AM |
fcrick | $25.00 | 10/14/2011 8:42:37 AM |
unclejaef | $25.00 | 10/14/2011 10:48:07 AM |
mennleo | $100.00 | 10/14/2011 11:38:32 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:45 AM |
radforj22 | $25.00 | 10/14/2011 4:32:03 PM |
wampum-chorus3 | $25.00 | 10/15/2011 5:39:17 AM |
organized-integrity8 | $100.00 | 10/15/2011 6:50:20 AM |
FinDoc | $25.00 | 10/15/2011 7:57:03 AM |
corndog4000 | $51.00 | 10/15/2011 11:04:41 AM |
tolerant-dinero2 | $75.00 | 10/15/2011 11:08:47 AM |
fair_rates | $25.00 | 10/15/2011 11:50:29 AM |
fortytwo | $100.00 | 10/15/2011 11:42:11 AM |
RgPro | $25.00 | 10/15/2011 6:56:32 PM |
friendinmoney | $25.00 | 10/15/2011 9:29:55 PM |
skuba | $75.00 | 10/16/2011 5:57:09 AM |
ianakacg | $25.00 | 10/16/2011 6:07:43 AM |
MoneyTree79 | $75.00 | 10/16/2011 10:46:23 AM |
rolltide09 | $25.00 | 10/16/2011 4:49:48 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:05 PM |
virtuous-repayment | $25.00 | 10/16/2011 5:49:46 PM |
chris-heretoinvest | $25.00 | 10/16/2011 5:55:40 PM |
happy-asset | $25.00 | 10/17/2011 10:39:33 AM |
Paxman84 | $25.00 | 10/17/2011 11:01:17 AM |
Ocean713 | $75.00 | 10/17/2011 12:08:17 PM |
rogue_monster | $25.00 | 10/17/2011 12:54:42 PM |
PtonLender | $25.00 | 10/17/2011 1:20:48 PM |
Plee-Spaymebak | $33.00 | 10/17/2011 1:27:26 PM |
dionysus03 | $50.00 | 10/17/2011 1:34:59 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:06 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:21 PM |
a-responsible-return | $100.00 | 10/17/2011 5:45:41 PM |
Marathoner | $25.00 | 10/17/2011 6:48:26 PM |
PXM-Financial | $50.00 | 10/17/2011 7:22:06 PM |
socrates520 | $25.00 | 10/17/2011 10:49:03 PM |
romario | $25.00 | 10/18/2011 3:35:15 AM |
nri22 | $50.00 | 10/18/2011 3:56:11 AM |
reinforced-funds4 | $25.00 | 10/18/2011 5:26:47 AM |
compoundinterest | $50.00 | 10/18/2011 9:06:01 AM |
p2p-eagle9 | $25.00 | 10/18/2011 9:27:22 AM |
astute-benjamins | $50.00 | 10/18/2011 2:43:47 PM |
power-defender7 | $50.00 | 10/18/2011 5:55:23 PM |
fervent-repayment | $25.00 | 10/18/2011 5:45:05 PM |
i3urtonair | $25.00 | 10/18/2011 7:48:55 PM |
commerce-baby9 | $50.00 | 10/18/2011 8:16:57 PM |
edsmoney | $100.00 | 10/19/2011 5:43:09 AM |
innovator10 | $200.00 | 10/19/2011 9:00:46 AM |
smurf163 | $25.00 | 10/19/2011 12:41:57 PM |
income-awakening6 | $25.00 | 10/19/2011 4:22:56 PM |
durability-ruler | $100.00 | 10/19/2011 5:09:56 PM |
important-ore | $150.00 | 10/19/2011 8:16:01 PM |
larslfe | $50.00 | 10/19/2011 8:19:40 PM |
Feyenoord | $30.00 | 10/19/2011 9:28:19 PM |
4est | $25.00 | 10/20/2011 4:31:59 AM |
kyomoon | $50.00 | 10/20/2011 8:05:26 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:34 AM |
108lender | $150.00 | 10/20/2011 10:19:04 AM |
Cheburashka | $29.00 | 10/20/2011 4:07:25 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:15 PM |
rokman | $100.00 | 10/20/2011 5:34:07 PM |
yogi1975 | $25.00 | 10/20/2011 5:44:11 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:05 PM |
HUNTER599673 | $50.00 | 10/20/2011 6:31:58 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:49 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:33 PM |
responsibility-cherry6 | $25.00 | 10/20/2011 9:37:58 PM |
undaunted-kindness | $100.00 | 10/21/2011 6:43:58 AM |
rajs | $250.00 | 10/21/2011 8:32:12 AM |
diablorulz | $75.00 | 10/21/2011 10:14:07 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:37 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:33 PM |
enriching-payout | $25.00 | 10/21/2011 2:25:28 PM |
paladin510 | $50.00 | 10/21/2011 5:07:32 PM |
persistent-value3 | $49.53 | 10/21/2011 7:59:56 PM |
chestnut4 | $50.00 | 10/21/2011 10:49:23 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:12 AM |
TechieLender | $50.00 | 10/22/2011 6:29:57 AM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:32 AM |
transparency-giant | $50.00 | 10/22/2011 10:39:56 AM |
lounges | $25.00 | 10/22/2011 9:47:05 AM |
pure-cash9 | $25.00 | 10/22/2011 10:56:01 AM |
cingular | $25.00 | 10/22/2011 12:58:10 PM |
moola-gargantuan9 | $50.00 | 10/22/2011 1:03:53 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:22 PM |
jcttjg | $25.00 | 10/22/2011 3:19:43 PM |
wise-benjamins-fortress | $50.00 | 10/22/2011 4:46:39 PM |
Kame | $25.00 | 10/22/2011 6:13:18 PM |
bowl800 | $25.00 | 10/22/2011 8:27:46 PM |
new-marketplace-lyrics | $25.00 | 10/22/2011 9:06:46 PM |
LongTail | $26.00 | 10/22/2011 10:04:02 PM |
goat361 | $31.80 | 10/23/2011 7:21:20 AM |
AGSLending | $25.00 | 10/23/2011 8:10:19 AM |
abundant-power | $50.00 | 10/23/2011 6:54:51 AM |
maj0508 | $100.00 | 10/23/2011 9:04:48 AM |
fcukciti | $35.00 | 10/23/2011 8:17:12 AM |
bid-lightning9 | $25.00 | 10/23/2011 10:54:59 AM |
dfealk | $25.00 | 10/23/2011 12:26:20 PM |
Eagledrop | $25.00 | 10/23/2011 1:04:10 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:04 PM |
giftgold | $25.00 | 10/23/2011 4:34:24 PM |
sushi537 | $25.00 | 10/23/2011 3:08:27 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:49 PM |
Munnie | $25.00 | 10/23/2011 5:34:09 PM |
kbodendorf | $25.00 | 10/23/2011 7:31:08 PM |
alpinaut | $25.00 | 10/23/2011 6:21:51 PM |
drkosh | $25.00 | 10/23/2011 6:40:33 PM |
antlr | $50.00 | 10/23/2011 10:36:24 PM |
green-benefit-control | $60.00 | 10/24/2011 8:06:09 AM |
mad-scientist418 | $25.00 | 10/24/2011 8:53:35 AM |
truth-silo | $100.00 | 10/24/2011 8:22:19 AM |
dinero-speaker | $25.00 | 10/24/2011 9:07:55 AM |
authentic-liberty7 | $25.00 | 10/24/2011 9:09:09 AM |
studious-bonus7 | $100.00 | 10/24/2011 9:06:24 AM |
helpinghand63 | $25.00 | 10/24/2011 9:10:45 AM |
Castellan | $25.00 | 10/24/2011 11:31:35 AM |
felix-tower | $25.00 | 10/24/2011 12:29:12 PM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:17 PM |
platinum-rapture6 | $115.00 | 10/24/2011 12:14:48 PM |
asya | $25.00 | 10/24/2011 12:38:52 PM |
gold-disk | $25.00 | 10/24/2011 1:01:31 PM |
trade-arch | $50.00 | 10/24/2011 2:17:15 PM |
Scott_N_Fla | $25.00 | 10/24/2011 2:52:23 PM |
currency-persimmon | $35.00 | 10/24/2011 3:47:32 PM |
independent-diversification7 | $25.00 | 10/24/2011 4:07:28 PM |
important-diversification620 | $25.00 | 10/24/2011 4:18:03 PM |
279 Investments
|
Borrower Payment Dependent Notes Series
531750
This series of Notes was issued and sold upon the funding of the borrower loan #54899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 38% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,868 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| value-visionary |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate existing debt.
My financial situation:
I am a good candidate for this loan because I pay all of my bills on time and take it very seriously not to have late payments. My current financial situation is due to helping my mother during a time of job loss.
Monthly net income: $ 3600
Monthly expenses: $ 875
Housing: $ 687
Insurance: $ 380 (every 6mths)
Car expenses: $ 0
Utilities: $ 45
Phone, cable, internet: $ 45
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/10/2011 5:15:40 PM |
CashFlow13 | $500.00 | 10/10/2011 7:14:31 PM |
AndChicksforFree | $25.00 | 10/10/2011 8:45:27 PM |
finance-solo | $50.00 | 10/11/2011 4:59:07 AM |
houli123 | $195.76 | 10/11/2011 2:16:29 AM |
nimble-revenue5 | $50.00 | 10/11/2011 9:16:30 AM |
progressive-economy261 | $400.00 | 10/12/2011 5:19:49 PM |
bizlending | $100.00 | 10/13/2011 3:17:11 AM |
diplomatic-wealth7 | $25.00 | 10/13/2011 9:17:00 AM |
szetheli | $120.00 | 10/13/2011 6:45:38 PM |
Kaj | $40.00 | 10/13/2011 6:59:06 PM |
the-discrete-income | $25.00 | 10/14/2011 9:22:22 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:21 AM |
fortytwo | $100.00 | 10/15/2011 11:42:13 AM |
credit-coach118 | $30.46 | 10/16/2011 8:16:19 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:12 PM |
careful-vigilance4 | $55.00 | 10/16/2011 2:09:45 PM |
miked8303 | $25.00 | 10/17/2011 6:02:06 AM |
mlj0671 | $25.00 | 10/18/2011 11:58:01 AM |
newest-attractive-funds | $26.03 | 10/18/2011 1:04:20 PM |
robgw | $25.00 | 10/18/2011 2:01:42 PM |
ethical-truth211 | $469.37 | 10/18/2011 1:35:54 PM |
moola-monger9 | $50.00 | 10/18/2011 2:49:42 PM |
ddog0224 | $100.00 | 10/18/2011 3:29:19 PM |
alphaseek | $100.00 | 10/18/2011 5:39:58 PM |
durability-ruler | $50.00 | 10/18/2011 7:04:11 PM |
quest0 | $50.00 | 10/18/2011 8:00:25 PM |
best-asset-jedi | $50.00 | 10/18/2011 10:49:11 PM |
simeonthewhale | $25.00 | 10/19/2011 12:02:52 AM |
340 | $25.00 | 10/19/2011 1:43:45 AM |
independent-listing796 | $50.00 | 10/19/2011 3:43:42 AM |
TigerForce | $25.00 | 10/19/2011 5:35:28 AM |
transformer855 | $25.00 | 10/19/2011 7:29:45 AM |
WhiteKnightofMountZion | $28.36 | 10/19/2011 7:13:38 AM |
benefit-prescription6 | $50.95 | 10/19/2011 6:53:47 AM |
whitegold24k | $100.00 | 10/19/2011 9:18:27 AM |
kind-credit-bear | $25.00 | 10/19/2011 9:17:12 AM |
credit-bank-usa611 | $25.00 | 10/19/2011 9:38:07 AM |
green28 | $150.00 | 10/19/2011 9:58:10 AM |
124SpiderMan | $50.00 | 10/19/2011 10:45:30 AM |
compassion-paladin042 | $25.00 | 10/19/2011 12:12:44 PM |
tender-commerce8 | $50.00 | 10/19/2011 11:34:30 AM |
attractive-fund | $50.00 | 10/19/2011 12:03:45 PM |
mennleo | $47.84 | 10/19/2011 12:54:23 PM |
octoberfresh | $25.00 | 10/19/2011 1:28:55 PM |
scarlet-velvet | $25.08 | 10/19/2011 4:48:11 PM |
shrewd-peace7 | $25.00 | 10/19/2011 10:12:24 PM |
income-buddy7 | $50.00 | 10/20/2011 4:28:08 AM |
kind-finance-burrito | $25.00 | 10/20/2011 5:10:39 PM |
Wellman | $25.00 | 10/20/2011 5:06:34 PM |
feiandasun | $25.00 | 10/20/2011 7:29:33 PM |
graceful-investment | $58.61 | 10/20/2011 8:29:55 PM |
Mocaba | $150.00 | 10/21/2011 8:55:22 AM |
cnovak | $25.00 | 10/21/2011 9:58:11 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:51 AM |
leverage-monger | $25.00 | 10/21/2011 10:23:55 AM |
coin-cooker8 | $25.00 | 10/21/2011 12:08:08 PM |
minddoc | $25.00 | 10/21/2011 1:22:15 PM |
payout-achievement | $50.00 | 10/21/2011 4:16:01 PM |
ag-ventures | $25.00 | 10/21/2011 5:50:08 PM |
tnjohnso | $25.00 | 10/21/2011 6:46:43 PM |
Craigopher | $25.00 | 10/21/2011 6:28:08 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:02 PM |
rockhound84 | $25.00 | 10/22/2011 3:10:16 AM |
JLMGroupFunds | $25.00 | 10/22/2011 12:14:54 PM |
Comoparklender | $25.00 | 10/22/2011 12:24:20 PM |
best-generosity-financier | $25.00 | 10/22/2011 3:10:42 PM |
Money_Working | $25.00 | 10/22/2011 6:21:26 PM |
enticing-exchange3 | $25.00 | 10/23/2011 8:17:03 AM |
blue-dollar-viking | $25.00 | 10/23/2011 8:13:27 AM |
investment-comet | $25.00 | 10/23/2011 8:12:00 AM |
careful-note1 | $25.00 | 10/23/2011 11:32:10 AM |
finance-mushroom | $100.00 | 10/23/2011 12:07:31 PM |
life-is-great | $25.00 | 10/23/2011 1:06:01 PM |
Brisket_Bob | $25.00 | 10/23/2011 2:44:22 PM |
BOYFROMVEGAS | $32.52 | 10/23/2011 5:37:14 PM |
Hambone1111 | $5.43 | 10/23/2011 6:59:26 PM |
barefootpaul | $25.00 | 10/20/2011 7:39:01 AM |
wonder3 | $40.00 | 10/11/2011 6:13:52 AM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:51 AM |
Whipster | $80.00 | 10/12/2011 5:01:54 PM |
natural-worth9 | $200.00 | 10/12/2011 6:35:54 PM |
kulender | $50.00 | 10/14/2011 4:52:03 AM |
CA-Lender | $25.00 | 10/14/2011 9:38:09 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:46 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:44 PM |
CatbirdBanking | $25.00 | 10/15/2011 8:39:00 AM |
grotheik | $30.00 | 10/15/2011 10:57:48 AM |
Madmigel | $52.39 | 10/16/2011 11:45:58 AM |
Dubbs360 | $50.00 | 10/16/2011 3:17:57 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:05 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:09 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:43 PM |
profit-powerplant | $25.00 | 10/17/2011 1:18:57 PM |
yield-trader | $25.00 | 10/17/2011 4:46:00 PM |
silvercertificate | $25.00 | 10/17/2011 8:20:54 PM |
treasure-bliss | $25.00 | 10/18/2011 3:41:52 AM |
mercuriant | $25.00 | 10/18/2011 11:20:22 AM |
green28 | $50.00 | 10/18/2011 2:08:29 PM |
Nojukbong | $50.00 | 10/18/2011 2:00:48 PM |
COCHINOBOY | $56.20 | 10/18/2011 1:14:52 PM |
pound-mushroom3 | $25.00 | 10/18/2011 5:21:27 PM |
loss-of-control | $100.00 | 10/18/2011 6:58:15 PM |
Scottyd911 | $100.00 | 10/18/2011 7:08:47 PM |
mighty-payout1 | $25.00 | 10/18/2011 10:19:17 PM |
JaceSpade | $25.00 | 10/19/2011 12:37:20 AM |
smitty1959 | $25.00 | 10/19/2011 7:20:23 AM |
Pitufo | $25.00 | 10/19/2011 7:45:02 AM |
Leshan | $25.00 | 10/19/2011 8:37:25 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:04 AM |
wwwUniversal | $25.00 | 10/19/2011 9:18:18 AM |
SolarMoonshine | $25.00 | 10/19/2011 9:58:15 AM |
red-power-pecan | $50.00 | 10/19/2011 10:31:51 AM |
whitegold24k | $400.00 | 10/19/2011 10:59:22 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:43 PM |
dor | $50.00 | 10/19/2011 1:24:56 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:12 PM |
fervent-repayment | $25.00 | 10/19/2011 2:26:03 PM |
wlm3012 | $30.00 | 10/19/2011 5:56:32 PM |
erowis | $50.00 | 10/19/2011 8:28:28 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:03 PM |
DannyPhantom | $25.00 | 10/19/2011 9:59:41 PM |
orange-preeminant-bill | $25.00 | 10/20/2011 5:31:41 AM |
jonnysixgun | $30.00 | 10/20/2011 7:00:24 AM |
the-enthralling-coin | $25.00 | 10/20/2011 7:17:45 AM |
mad-scientist418 | $25.00 | 10/20/2011 8:52:15 AM |
Iwillhuntyoudown | $25.00 | 10/20/2011 9:10:07 AM |
108lender | $250.00 | 10/20/2011 10:18:17 AM |
dsnybnd | $25.00 | 10/20/2011 11:21:15 AM |
PropertyInvest | $25.00 | 10/20/2011 3:46:42 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:49 PM |
calimanusa | $30.00 | 10/20/2011 9:13:54 PM |
Feyenoord | $30.00 | 10/20/2011 10:19:56 PM |
social-zebra | $30.00 | 10/21/2011 11:19:37 AM |
Astyanax | $80.00 | 10/21/2011 12:06:50 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:25 PM |
janus_god | $25.00 | 10/21/2011 7:33:57 PM |
cognizant-rupee7 | $25.00 | 10/21/2011 10:21:44 PM |
listing-reformation8 | $25.00 | 10/22/2011 10:36:30 AM |
Requiem | $25.00 | 10/22/2011 9:27:24 AM |
mykeystoy | $25.00 | 10/22/2011 11:35:29 AM |
dedicated-transaction796 | $26.00 | 10/22/2011 10:23:20 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:06 AM |
thelovebug | $100.00 | 10/22/2011 12:15:20 PM |
lasalle123 | $100.00 | 10/22/2011 2:46:20 PM |
sushi537 | $25.00 | 10/22/2011 3:47:07 PM |
syounker | $25.00 | 10/22/2011 6:24:25 PM |
Bob450 | $25.00 | 10/22/2011 5:56:59 PM |
irrelevant | $25.00 | 10/23/2011 10:05:18 AM |
tnjohnso | $25.00 | 10/23/2011 12:07:03 PM |
6moonbeams | $25.00 | 10/23/2011 12:40:57 PM |
smoothmoniker | $25.00 | 10/23/2011 1:44:01 PM |
giftgold | $25.00 | 10/23/2011 4:25:02 PM |
bid-czar8 | $100.00 | 10/23/2011 3:56:24 PM |
pfh | $25.00 | 10/23/2011 3:57:19 PM |
155 Investments
|
Borrower Payment Dependent Notes Series
531790
This series of Notes was issued and sold upon the funding of the borrower loan #54898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,905 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| commitment-sprout3 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt and living assistance.
Purpose of loan: Relief for living and debt expenses.
This loan will be used to pay off some current payments and debts due to unemployment.
My financial situation:
I am a good candidate for this loan because I am currently looking for full-time employment, and also will be going back into school in Spring of 2012.
Monthly net income: less than $1,000
Monthly expenses: $200
Housing: $542 per month for rent
Insurance: $90
Car expenses: $180 per month
Utilities: $50 per month
Phone, cable, internet: $90 per month
Food, entertainment: $80
Clothing, household expenses: $30
Credit cards and other loans: $150
Other expenses: $20
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/11/2011 9:16:41 AM |
social-cocktail1 | $200.00 | 10/11/2011 9:16:05 AM |
diplomatic-wealth7 | $25.00 | 10/13/2011 5:18:59 PM |
nimble-revenue5 | $50.00 | 10/13/2011 5:22:20 PM |
Kaj | $40.00 | 10/13/2011 6:59:07 PM |
Dubbs360 | $25.00 | 10/14/2011 8:40:00 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:49 AM |
mennleo | $50.00 | 10/14/2011 12:07:18 PM |
miked8303 | $25.00 | 10/17/2011 6:02:08 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:49 PM |
Lend2006 | $25.00 | 10/18/2011 6:16:10 AM |
Nojukbong | $50.00 | 10/18/2011 1:59:53 PM |
valiant-money | $30.00 | 10/18/2011 5:05:31 PM |
mighty-payout1 | $25.00 | 10/18/2011 10:23:29 PM |
treasure-bliss | $25.00 | 10/19/2011 3:18:19 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:06 AM |
tender-commerce8 | $50.00 | 10/19/2011 11:34:56 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:45 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:13 PM |
octoberfresh | $25.00 | 10/19/2011 1:35:35 PM |
missing-link | $25.00 | 10/19/2011 8:01:07 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:04 PM |
orange-coin-walnut | $50.00 | 10/20/2011 4:34:04 AM |
note-zebra | $27.79 | 10/20/2011 10:37:28 AM |
Wellman | $25.00 | 10/20/2011 5:06:35 PM |
treasure-hunter270 | $25.00 | 10/20/2011 4:57:17 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:50 PM |
Tasselhoff | $25.00 | 10/20/2011 5:06:38 PM |
wealth-fighter3 | $25.00 | 10/20/2011 5:21:42 PM |
scamps | $25.00 | 10/20/2011 8:12:03 PM |
Elefunt | $50.00 | 10/21/2011 8:36:59 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:53 AM |
melodious-fairness | $25.00 | 10/21/2011 7:16:03 PM |
investment-comet | $25.00 | 10/23/2011 8:16:26 AM |
dedicated-transaction796 | $25.00 | 10/23/2011 12:21:02 PM |
bid-czar8 | $100.00 | 10/23/2011 3:56:26 PM |
calimanusa | $30.00 | 10/23/2011 9:36:58 PM |
minddoc | $25.00 | 10/24/2011 9:06:10 AM |
barefootpaul | $25.00 | 10/22/2011 1:31:49 PM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:55 AM |
pound-mushroom3 | $25.00 | 10/11/2011 7:46:38 PM |
kulender | $50.00 | 10/14/2011 4:52:07 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:46 PM |
Jack55304 | $200.00 | 10/15/2011 1:04:26 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:14 PM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:16 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:10 AM |
yield-trader | $25.00 | 10/17/2011 4:46:03 PM |
DreDub | $50.00 | 10/18/2011 10:24:13 AM |
mercuriant | $25.00 | 10/18/2011 11:20:24 AM |
red-power-pecan | $50.00 | 10/19/2011 10:31:53 AM |
wise-deal-panda | $100.00 | 10/19/2011 5:17:09 PM |
fervent-repayment | $25.00 | 10/19/2011 6:17:10 PM |
shrewd-peace7 | $25.00 | 10/19/2011 10:12:26 PM |
kind-credit-bear | $25.00 | 10/20/2011 9:12:57 AM |
profit-powerplant | $25.00 | 10/20/2011 10:12:10 AM |
108lender | $250.00 | 10/20/2011 10:18:18 AM |
usanachris | $25.00 | 10/20/2011 1:50:55 PM |
gain-equator | $25.00 | 10/20/2011 4:48:41 PM |
p2ploan-axis | $25.00 | 10/20/2011 4:49:01 PM |
kindness-singularity | $25.00 | 10/20/2011 4:53:01 PM |
a-tranquil-liberty | $25.00 | 10/20/2011 5:12:21 PM |
investment-kingdom | $100.00 | 10/20/2011 5:30:15 PM |
a-unflappable-finance | $100.00 | 10/20/2011 5:32:14 PM |
cnovak | $25.00 | 10/21/2011 9:55:54 AM |
social-zebra | $30.00 | 10/21/2011 11:19:38 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:24 PM |
payout-achievement | $50.00 | 10/21/2011 4:16:02 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:26 PM |
orange-preeminant-bill | $25.00 | 10/22/2011 5:24:51 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:15 AM |
JLMGroupFunds | $25.00 | 10/23/2011 12:13:19 PM |
roux | $25.00 | 10/23/2011 11:31:56 AM |
life-is-great | $25.00 | 10/23/2011 6:31:33 PM |
papaloha | $25.00 | 10/23/2011 8:20:27 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:46 PM |
commitment-orbiter5 | $25.00 | 10/23/2011 9:21:19 PM |
dordee | $50.00 | 10/24/2011 11:50:52 AM |
secureincome | $832.21 | 10/24/2011 12:17:12 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
531794
This series of Notes was issued and sold upon the funding of the borrower loan #54907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $670 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-order-titan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
expanding our business, locally!
Why help me Prosper!?
This loan will be used to increase our business model of expanding our moving and hauling service with in the San Francisco Bay Area.
My financial situation:
I am a great candidate for this loan because with an increase in marketing we will double or triple our monthly profits, allowing us to pay our loan off with in a year.
currently averaging 25hours of work per week.
My Monthly net income: on 25hr/week without tips= 5500
my monthly expense= $2700
my company monthly expenses: roughly $250.
I pay roughly $300 a month for my school loan which I'm always on time for from now on because of my super cool smart phone application that notifies me once a week.
I have credit cards that are all paid off.
will you help a local company, highly skilled with smart phones and a smart buisness plan, Prosper?
your investment in me is a step to our success. I thank you very much for your support and time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/11/2011 9:16:06 AM |
patriot897 | $25.00 | 10/12/2011 10:20:42 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:21 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:26 AM |
careful-vigilance4 | $100.00 | 10/16/2011 2:09:46 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:50 PM |
lend4life13 | $500.00 | 10/17/2011 1:48:10 PM |
Leshan | $25.00 | 10/17/2011 3:22:12 PM |
InChicago | $150.00 | 10/17/2011 3:23:26 PM |
palace2 | $139.00 | 10/17/2011 4:24:26 PM |
Nopayibreakurlegs | $25.00 | 10/17/2011 10:16:46 PM |
B-rad_the_Coug | $25.00 | 10/18/2011 1:40:13 AM |
vanderhp | $25.00 | 10/18/2011 5:25:53 AM |
rdhfire | $25.00 | 10/18/2011 5:54:09 AM |
ddog0224 | $100.00 | 10/18/2011 12:08:25 PM |
credit-bank-usa611 | $25.00 | 10/18/2011 3:50:29 PM |
gimincorp | $25.00 | 10/18/2011 5:55:25 PM |
aesop56 | $25.00 | 10/18/2011 6:54:06 PM |
silver-metronome2 | $25.00 | 10/18/2011 9:08:14 PM |
lm75 | $25.00 | 10/18/2011 9:50:04 PM |
independent-listing796 | $50.00 | 10/19/2011 3:28:49 AM |
lovely-order7 | $25.00 | 10/19/2011 5:26:59 AM |
bid-stockpiler1 | $25.00 | 10/19/2011 6:08:15 AM |
selfmademan | $40.21 | 10/19/2011 7:01:46 AM |
Toastmaster007 | $30.00 | 10/19/2011 8:02:53 AM |
transparent-dinero8 | $100.00 | 10/19/2011 8:20:57 AM |
newest-inspiring-power | $45.00 | 10/19/2011 9:46:34 AM |
bewitching-asset3 | $25.00 | 10/19/2011 11:13:24 AM |
rush4life | $100.00 | 10/19/2011 2:23:32 PM |
BARNAPAS | $27.33 | 10/19/2011 2:50:43 PM |
chato2345 | $25.00 | 10/19/2011 2:50:22 PM |
108lender | $250.00 | 10/20/2011 10:18:18 AM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:50 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:28 PM |
calimanusa | $30.00 | 10/20/2011 9:14:57 PM |
cnovak | $25.00 | 10/21/2011 9:55:54 AM |
cognizant-rupee7 | $25.00 | 10/21/2011 10:05:52 PM |
transparency-giant | $50.00 | 10/22/2011 10:40:16 AM |
168RichCapital | $25.10 | 10/22/2011 7:31:57 PM |
bid-lightning9 | $25.00 | 10/23/2011 10:54:59 AM |
bid-czar8 | $100.00 | 10/23/2011 3:56:26 PM |
Ruckus888 | $50.00 | 10/23/2011 4:41:53 PM |
papaloha | $25.00 | 10/23/2011 8:20:27 PM |
jkeller4000 | $25.00 | 10/24/2011 5:11:45 AM |
Bomber | $32.18 | 10/24/2011 5:12:56 AM |
drb4ever | $25.00 | 10/24/2011 7:39:19 AM |
capital_projects_investor | $25.00 | 10/24/2011 9:56:26 AM |
powerlifter275 | $25.00 | 10/24/2011 1:51:59 PM |
social-zebra | $30.00 | 10/24/2011 2:20:58 PM |
barefootpaul | $25.00 | 10/18/2011 6:52:19 AM |
nimble-revenue5 | $50.00 | 10/11/2011 9:16:31 AM |
ingenious-truth0 | $50.00 | 10/11/2011 10:33:51 PM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:30 AM |
kulender | $50.00 | 10/14/2011 4:52:08 AM |
peaceful-basis6 | $100.00 | 10/15/2011 6:18:18 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:14 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:10 AM |
Tscheddar | $25.00 | 10/17/2011 10:36:48 AM |
payout-bridge | $37.50 | 10/17/2011 2:41:23 PM |
green-rapid-openness | $100.00 | 10/17/2011 4:03:21 PM |
yield-trader | $25.00 | 10/17/2011 4:46:03 PM |
Alittleluck | $25.00 | 10/17/2011 6:25:55 PM |
progressive-treasure1 | $25.00 | 10/17/2011 7:01:06 PM |
money-fort | $25.00 | 10/17/2011 7:45:34 PM |
transformer855 | $25.00 | 10/17/2011 7:11:57 PM |
ASuperJohn | $125.00 | 10/17/2011 8:35:41 PM |
palace2 | $31.76 | 10/18/2011 4:40:40 AM |
euro-banker | $25.00 | 10/18/2011 7:30:57 AM |
harmonious-contract5 | $25.00 | 10/18/2011 7:58:24 AM |
market-mesh | $35.59 | 10/18/2011 9:02:04 AM |
billybragg | $25.00 | 10/18/2011 9:03:21 AM |
Malkial | $37.13 | 10/18/2011 9:24:08 AM |
unassassinable | $50.00 | 10/18/2011 10:50:01 AM |
income-vault6 | $25.00 | 10/18/2011 10:21:03 AM |
COCHINOBOY | $40.00 | 10/18/2011 1:02:43 PM |
deal-pinnacle7 | $65.08 | 10/18/2011 12:37:46 PM |
master648 | $82.46 | 10/18/2011 3:53:43 PM |
NolockHolmes | $54.71 | 10/18/2011 4:17:11 PM |
return-enforcer5 | $50.00 | 10/18/2011 5:29:43 PM |
Pitufo | $25.00 | 10/18/2011 6:36:51 PM |
durability-ruler | $25.00 | 10/18/2011 7:02:26 PM |
Lubava | $68.10 | 10/18/2011 7:39:33 PM |
graceful-investment | $50.00 | 10/18/2011 7:47:27 PM |
jebber007 | $30.00 | 10/19/2011 12:01:49 AM |
hyrolln | $26.00 | 10/19/2011 4:23:45 AM |
Firescreek | $25.00 | 10/19/2011 5:27:05 AM |
balanced-balance6 | $25.00 | 10/19/2011 6:12:13 AM |
treasure-bison | $25.00 | 10/19/2011 6:54:32 AM |
dime-vista2 | $25.00 | 10/19/2011 8:27:53 AM |
SomebodysMom | $25.46 | 10/19/2011 9:47:10 AM |
seatown7 | $30.00 | 10/19/2011 9:59:44 AM |
dublin063 | $25.00 | 10/19/2011 9:52:24 AM |
adamdroker | $25.00 | 10/19/2011 10:37:14 AM |
the-inspired-justice | $25.00 | 10/19/2011 11:23:07 AM |
attractive-fund | $50.00 | 10/19/2011 12:04:57 PM |
droopie1 | $25.00 | 10/19/2011 12:06:48 PM |
octoberfresh | $25.00 | 10/19/2011 1:30:13 PM |
dor | $25.00 | 10/19/2011 1:25:53 PM |
sabot6 | $25.00 | 10/19/2011 2:33:38 PM |
Bob450 | $25.00 | 10/19/2011 4:45:07 PM |
benjamins-britches | $50.00 | 10/19/2011 7:28:45 PM |
alaskanbearcub | $25.00 | 10/19/2011 8:44:21 PM |
silver-pumpkin8 | $50.00 | 10/20/2011 12:25:38 PM |
joyful-power9 | $25.00 | 10/20/2011 8:19:00 PM |
periko | $25.39 | 10/21/2011 7:00:19 AM |
missing-link | $25.00 | 10/21/2011 9:48:59 AM |
PrincessGrace33 | $25.00 | 10/22/2011 8:34:29 AM |
frogperson | $150.00 | 10/22/2011 11:03:25 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:18 PM |
wwwUniversal | $25.00 | 10/22/2011 12:15:42 PM |
lib5836 | $25.00 | 10/22/2011 10:03:30 PM |
gold-miser9 | $50.00 | 10/22/2011 6:26:57 PM |
creative-revenue0 | $50.00 | 10/23/2011 4:36:53 AM |
irrelevant | $25.00 | 10/23/2011 10:05:45 AM |
dedicated-transaction796 | $25.00 | 10/23/2011 12:21:03 PM |
sushi537 | $25.00 | 10/23/2011 2:46:03 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:47 PM |
credit-fox3 | $30.00 | 10/23/2011 10:21:53 PM |
AEH_Now | $37.00 | 10/24/2011 4:39:58 AM |
CabaSteelz | $27.30 | 10/24/2011 5:50:43 AM |
green-benefit-control | $100.00 | 10/24/2011 8:02:56 AM |
borquist | $25.00 | 10/24/2011 9:21:36 AM |
secureincome | $400.00 | 10/24/2011 12:14:44 PM |
suave-dime6 | $25.00 | 10/24/2011 12:26:45 PM |
trustworthy-currency1 | $83.97 | 10/24/2011 2:59:26 PM |
DER | $8.73 | 10/24/2011 3:41:01 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
531830
This series of Notes was issued and sold upon the funding of the borrower loan #54878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-pound-flow |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tk
Purpose of loan: auto repair
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have the money, I want to build more credit and want to leave my savings untouched.
Monthly net income: $3599
Monthly expenses: $400
Housing: $0
Insurance: $100
Car expenses: $150
Utilities: $0
Phone, cable, internet: $40
Food, entertainment: $60
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/19/2011 8:10:33 AM |
social-cocktail1 | $200.00 | 10/11/2011 9:16:06 AM |
finance-solo | $25.00 | 10/11/2011 2:26:43 PM |
nimble-revenue5 | $50.00 | 10/11/2011 5:22:25 PM |
pound-mushroom3 | $25.00 | 10/11/2011 7:46:38 PM |
zone6 | $100.00 | 10/12/2011 6:18:55 AM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:31 AM |
leball | $25.00 | 10/13/2011 3:15:00 PM |
Jack55304 | $200.00 | 10/15/2011 1:04:27 AM |
transformer855 | $25.00 | 10/16/2011 7:56:36 AM |
lotuss4 | $25.00 | 10/16/2011 10:49:05 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:10 AM |
The_Phoenix_Company | $25.00 | 10/17/2011 2:28:28 PM |
jeffe43 | $50.00 | 10/18/2011 8:32:08 PM |
payment-halo | $25.00 | 10/20/2011 4:07:53 PM |
refined-penny | $25.00 | 10/20/2011 5:00:49 PM |
found_funds | $75.00 | 10/20/2011 4:58:22 PM |
dime-historian | $35.00 | 10/20/2011 5:03:57 PM |
sweetlan | $25.00 | 10/20/2011 5:07:43 PM |
kind-finance-burrito | $31.98 | 10/20/2011 5:14:22 PM |
awesome-silver | $200.88 | 10/20/2011 5:26:35 PM |
thrilling-wealth556 | $25.00 | 10/20/2011 5:06:18 PM |
SpoonerPhan | $50.00 | 10/20/2011 6:02:22 PM |
wise-careful-greenback | $50.00 | 10/20/2011 6:26:04 PM |
WMY-Investor | $100.00 | 10/20/2011 6:32:17 PM |
Girakul | $25.00 | 10/20/2011 6:35:54 PM |
Control | $32.32 | 10/20/2011 6:26:07 PM |
impala6464 | $100.00 | 10/20/2011 7:32:19 PM |
reinforced-velocity158 | $200.00 | 10/20/2011 7:42:49 PM |
ddog0224 | $50.00 | 10/20/2011 7:45:47 PM |
loan_doctor | $25.00 | 10/20/2011 7:50:26 PM |
dedicated-principal | $100.00 | 10/20/2011 8:09:06 PM |
calimanusa | $30.25 | 10/20/2011 9:00:14 PM |
diversification-medalist | $25.00 | 10/20/2011 9:17:02 PM |
riveting-credit5 | $100.00 | 10/20/2011 8:23:54 PM |
Iwillhuntyoudown | $25.00 | 10/20/2011 9:39:47 PM |
ingenious-deal6 | $25.00 | 10/20/2011 9:59:51 PM |
SIU_Saluki_Lending | $25.00 | 10/20/2011 10:16:25 PM |
benefit-boots | $25.00 | 10/21/2011 12:05:40 AM |
affluence-tambourine | $25.00 | 10/21/2011 12:14:50 AM |
kind-diligent-coin | $25.00 | 10/21/2011 3:29:41 AM |
Lender0010 | $25.00 | 10/21/2011 12:50:02 AM |
enthusiastic-ore5 | $34.89 | 10/21/2011 2:28:05 AM |
Bob450 | $25.00 | 10/21/2011 7:22:46 AM |
finance-prescription | $35.00 | 10/21/2011 9:09:39 AM |
five-star-note | $100.00 | 10/21/2011 9:25:32 AM |
cnovak | $25.00 | 10/21/2011 9:55:55 AM |
TheDigitalMan | $25.00 | 10/21/2011 12:44:58 PM |
listing-reformation8 | $50.00 | 10/22/2011 10:33:08 AM |
Leshan | $25.00 | 10/22/2011 9:17:51 AM |
bold-meteoric-justice | $22.12 | 10/22/2011 12:18:09 PM |
goodhearted-generosity511 | $25.00 | 10/11/2011 9:21:17 AM |
one-midas | $51.00 | 10/11/2011 10:48:09 AM |
hamster | $25.00 | 10/11/2011 7:52:32 PM |
periko | $25.00 | 10/12/2011 7:27:47 AM |
Interloper | $25.00 | 10/12/2011 8:28:27 PM |
handy-justice | $50.00 | 10/13/2011 9:00:42 AM |
kulender | $50.00 | 10/14/2011 4:52:08 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:23 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:21 AM |
beakerfish | $100.00 | 10/14/2011 7:24:50 PM |
CatbirdBanking | $25.00 | 10/15/2011 12:35:36 PM |
Military-2-Military | $500.00 | 10/15/2011 6:17:22 PM |
careful-vigilance4 | $100.00 | 10/16/2011 2:09:47 PM |
yield-trader | $25.00 | 10/17/2011 4:46:04 PM |
felicity-daydream | $25.00 | 10/18/2011 9:55:03 PM |
blazing-capital2 | $250.00 | 10/20/2011 9:41:18 AM |
Kyileo | $25.00 | 10/20/2011 5:00:10 PM |
income-buffalo1 | $100.00 | 10/20/2011 5:26:09 PM |
brightest-benjamins-onator | $26.00 | 10/20/2011 5:26:46 PM |
helping-out | $25.00 | 10/20/2011 6:03:01 PM |
interest88 | $49.00 | 10/20/2011 6:18:26 PM |
SFteacher | $40.00 | 10/20/2011 6:51:20 PM |
Zuzu | $40.00 | 10/20/2011 6:04:00 PM |
joyful-power9 | $50.00 | 10/20/2011 6:35:30 PM |
ethicalhumanist | $50.00 | 10/20/2011 7:29:17 PM |
lplender | $25.00 | 10/20/2011 6:41:20 PM |
greenback-chairman5 | $25.00 | 10/20/2011 6:54:32 PM |
worth-shower8 | $100.00 | 10/20/2011 8:20:45 PM |
hidavehi | $25.00 | 10/20/2011 7:53:43 PM |
Spring342 | $25.00 | 10/20/2011 8:16:54 PM |
vigorous-velocity | $100.00 | 10/20/2011 9:04:17 PM |
loot-supporter2 | $40.66 | 10/20/2011 9:49:43 PM |
fund-javelin1 | $25.00 | 10/20/2011 9:58:08 PM |
lie21073 | $50.00 | 10/20/2011 10:20:54 PM |
asset-professor | $25.00 | 10/20/2011 8:46:17 PM |
Something-Corporate | $25.00 | 10/20/2011 9:19:22 PM |
reward-walnut | $50.00 | 10/20/2011 9:26:32 PM |
Natronpee | $25.00 | 10/20/2011 11:36:27 PM |
Gladglide | $25.00 | 10/20/2011 10:54:08 PM |
world10000 | $44.00 | 10/21/2011 1:13:03 AM |
nycfinance | $25.00 | 10/21/2011 1:53:25 AM |
revenue-magnolia | $50.41 | 10/21/2011 2:05:50 AM |
the-platinum-entrepreneur | $26.39 | 10/21/2011 12:47:09 AM |
atlas100 | $25.00 | 10/21/2011 7:29:51 AM |
missing-link | $25.00 | 10/21/2011 9:48:59 AM |
wise-deal-panda | $100.00 | 10/21/2011 9:19:13 AM |
dsgfl1 | $60.00 | 10/21/2011 10:24:59 AM |
168RichCapital | $25.10 | 10/21/2011 10:45:52 AM |
sdcc72 | $50.00 | 10/21/2011 12:12:26 PM |
CashFlow13 | $1,000.00 | 10/21/2011 5:18:43 PM |
wampum-library4 | $25.00 | 10/21/2011 5:26:04 PM |
loss-of-control | $100.00 | 10/22/2011 8:19:36 AM |
PrincessGrace33 | $25.00 | 10/22/2011 8:34:55 AM |
RoZu_Lending | $100.00 | 10/22/2011 9:15:25 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:16 AM |
frogperson | $150.00 | 10/22/2011 10:58:23 AM |
wwwUniversal | $25.00 | 10/22/2011 12:15:43 PM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:18 PM |
109 Investments
|
Borrower Payment Dependent Notes Series
531848
This series of Notes was issued and sold upon the funding of the borrower loan #54966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,579.51 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $284.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 0m |
Amount delinquent:
| $1,247 |
Total credit lines:
| 25 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,164 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| RN777 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation Expenses
Purpose of loan:
This loan will be used to enable me to set up a home in Fort Worth for my new job at Encompass. My start date is 10/17/11 and my salary will be 100,000.00. I am an RN and will be Assistant Administrator for the Fort Worth and Weatherford Branches of Encompass Home Health.
My financial situation:
I am a good candidate for this loan because...Nursing is a career that is always in need of employees.
Monthly net income: $ 8,333
Monthly expenses: $ 163 Education Loan
Housing: $ 1100
Insurance: $ 100
Car expenses: $ paid off
Utilities: $ 300
Phone, cable, internet: $ 150
Food, entertainment: $ 100
Clothing, household expenses: $ 150
Credit cards and other loans: $ 500
Other expenses: $ 200 IRS
I have been out of a job for 5 weeks. I have the Encompass opportunity, but need money for first months rent, deposit and utilities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $50.00 | 10/24/2011 4:29:53 AM |
social-cocktail1 | $200.00 | 10/11/2011 5:20:51 PM |
golffish2 | $50.00 | 10/12/2011 4:59:53 AM |
nickel_finder | $25.00 | 10/12/2011 8:01:08 PM |
kulender | $50.00 | 10/14/2011 4:52:11 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:32 AM |
credit-bank-usa611 | $25.00 | 10/16/2011 1:12:42 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:14 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:28 PM |
pednatjr | $25.00 | 10/21/2011 9:09:19 AM |
glroark | $50.00 | 10/21/2011 10:51:12 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:25 PM |
vennp | $50.00 | 10/21/2011 5:02:24 PM |
mikelance7 | $25.00 | 10/21/2011 6:02:26 PM |
deepblue34 | $30.00 | 10/21/2011 5:50:46 PM |
calimanusa | $30.25 | 10/21/2011 9:46:49 PM |
jebber007 | $50.00 | 10/21/2011 11:02:35 PM |
ddog0224 | $25.00 | 10/22/2011 1:11:36 AM |
let_me_retire | $100.00 | 10/22/2011 1:20:35 AM |
market-trooper3 | $30.00 | 10/22/2011 6:03:52 AM |
foothillender | $25.00 | 10/22/2011 6:15:11 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:45:37 AM |
Leshan | $25.00 | 10/22/2011 9:07:43 AM |
kind-forthright-repayment | $200.00 | 10/22/2011 10:20:12 AM |
mammalian4 | $25.00 | 10/22/2011 10:20:50 AM |
truth-umbrella3 | $25.00 | 10/22/2011 11:08:07 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:18 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:41 AM |
responsive-rate884 | $113.23 | 10/22/2011 12:56:39 PM |
gain-expert | $40.00 | 10/22/2011 5:43:31 PM |
ore-leather | $50.00 | 10/22/2011 7:20:48 PM |
mebowl300 | $50.00 | 10/22/2011 7:15:32 PM |
happy-yield | $25.00 | 10/23/2011 6:00:23 AM |
alluring-yield5 | $25.00 | 10/23/2011 7:16:58 AM |
interest-walnut | $25.58 | 10/23/2011 3:29:14 AM |
sensational-dollar | $25.00 | 10/23/2011 5:38:14 AM |
enticing-exchange3 | $25.00 | 10/23/2011 8:14:27 AM |
icon7 | $50.00 | 10/23/2011 8:36:34 AM |
Milonguero | $100.00 | 10/23/2011 9:29:01 AM |
protector734 | $183.35 | 10/23/2011 12:41:20 PM |
heerzaquestion | $75.00 | 10/23/2011 3:13:41 PM |
credit-coach118 | $25.56 | 10/23/2011 5:06:41 PM |
green-market-umbrella | $28.87 | 10/23/2011 6:03:45 PM |
Speedfreak | $25.00 | 10/23/2011 6:24:18 PM |
silver-voyager9 | $26.07 | 10/23/2011 4:40:56 PM |
dough-bear | $25.00 | 10/23/2011 5:29:14 PM |
Bob450 | $30.00 | 10/23/2011 6:54:16 PM |
mark5337 | $67.34 | 10/23/2011 7:17:04 PM |
open-minded-p2p1 | $25.00 | 10/23/2011 7:47:12 PM |
Lubava | $25.00 | 10/23/2011 8:14:59 PM |
jybank | $50.00 | 10/23/2011 10:02:16 PM |
sushi537 | $25.00 | 10/23/2011 10:25:13 PM |
wise-unique-market | $250.00 | 10/24/2011 1:46:42 AM |
green-benefit-control | $100.00 | 10/24/2011 8:04:14 AM |
dedicated-transaction796 | $25.00 | 10/24/2011 9:22:01 AM |
HedgeFund | $50.00 | 10/24/2011 7:24:36 PM |
IIP77 | $25.00 | 10/24/2011 6:54:30 PM |
economy-producer | $25.00 | 10/24/2011 9:20:29 PM |
stepatatime-together | $100.00 | 10/25/2011 9:13:49 AM |
Anny-Disco | $25.00 | 10/25/2011 9:57:29 AM |
zeelender | $25.00 | 10/25/2011 11:12:35 AM |
micrograin | $200.00 | 10/25/2011 11:05:09 AM |
palmetto933 | $25.00 | 10/25/2011 1:27:52 PM |
transparency-universe8 | $50.00 | 10/25/2011 12:43:05 PM |
cspot | $25.00 | 10/25/2011 3:41:38 PM |
moneyhelp4u | $100.00 | 10/25/2011 3:48:02 PM |
hunter700 | $116.67 | 10/12/2011 2:51:38 PM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:31 AM |
nimble-revenue5 | $50.00 | 10/14/2011 9:20:29 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:24 AM |
CA-Lender | $25.00 | 10/14/2011 9:36:33 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:23 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:16 PM |
hamster | $25.00 | 10/16/2011 4:46:24 PM |
yield-trader | $25.00 | 10/17/2011 4:46:05 PM |
nimble-dedication1 | $50.00 | 10/21/2011 10:09:26 AM |
lucrative-reward | $100.00 | 10/21/2011 11:16:47 AM |
ethical-truth211 | $101.00 | 10/21/2011 11:02:42 AM |
genelinist | $100.00 | 10/21/2011 12:00:18 PM |
top-visionary-truth | $50.00 | 10/21/2011 1:00:05 PM |
kindness-jedi | $25.00 | 10/21/2011 4:35:16 PM |
income-buffalo1 | $100.00 | 10/21/2011 6:12:54 PM |
head | $25.00 | 10/21/2011 9:33:05 PM |
NolockHolmes | $100.00 | 10/21/2011 10:28:55 PM |
2seriousteachers | $25.00 | 10/22/2011 6:15:56 AM |
vutah | $25.00 | 10/22/2011 7:43:09 AM |
worth-topper4 | $25.00 | 10/22/2011 7:25:52 AM |
WMY-Investor | $100.00 | 10/22/2011 8:41:37 AM |
JPAW777 | $25.00 | 10/22/2011 10:10:25 AM |
welshcat | $50.00 | 10/22/2011 10:35:00 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:18 PM |
lasalle123 | $60.57 | 10/22/2011 2:40:47 PM |
riveting-credit5 | $100.00 | 10/22/2011 5:12:06 PM |
CreditBuilder2 | $100.00 | 10/22/2011 10:53:28 PM |
platinum-ectasy | $54.00 | 10/22/2011 7:22:24 PM |
Land_on_your_feet | $50.00 | 10/23/2011 8:01:06 AM |
patramco1 | $110.00 | 10/23/2011 9:47:58 AM |
evergreen16 | $100.00 | 10/23/2011 2:57:04 PM |
handy-justice | $50.00 | 10/23/2011 2:01:14 PM |
bid-czar8 | $100.00 | 10/23/2011 3:56:28 PM |
JohnWS | $65.02 | 10/23/2011 4:21:10 PM |
SolarMoonshine | $25.00 | 10/23/2011 5:34:31 PM |
commerce-wildebeest2 | $25.00 | 10/23/2011 6:47:55 PM |
bold-shrewd-duty | $33.00 | 10/23/2011 9:20:54 PM |
papaloha | $25.00 | 10/23/2011 8:20:28 PM |
benjamins-britches | $25.00 | 10/23/2011 9:46:28 PM |
suave-dime6 | $25.00 | 10/24/2011 12:29:12 PM |
DER | $25.00 | 10/24/2011 3:41:11 PM |
asiaratt | $50.00 | 10/24/2011 5:07:13 PM |
finance-mushroom | $27.00 | 10/24/2011 5:08:24 PM |
wwwUniversal | $25.00 | 10/24/2011 5:14:49 PM |
worldly-community3 | $50.00 | 10/24/2011 6:06:11 PM |
Investoman | $75.00 | 10/25/2011 9:10:48 AM |
delicious-cash | $25.00 | 10/25/2011 1:20:07 PM |
transaction-eclipse | $25.00 | 10/25/2011 12:31:03 PM |
handshake5 | $25.00 | 10/25/2011 1:23:18 PM |
the-credit-maker | $25.00 | 10/25/2011 1:33:29 PM |
palmetto933 | $25.00 | 10/25/2011 1:36:32 PM |
HenryS | $32.00 | 10/25/2011 3:08:43 PM |
point-oyster5 | $25.00 | 10/25/2011 3:41:23 PM |
120 Investments
|
Borrower Payment Dependent Notes Series
531850
This series of Notes was issued and sold upon the funding of the borrower loan #55007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,139 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balanced-fairness683 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Imrovement Loan
Purpose of loan: Home Improvement
This loan will be used to...Remodel my house
My financial situation:
I am a good candidate for this loan because..I am two years out of a divorce and now am back on my feet financially and want to remodel my home to increase it's worth. While I can do this a "little bit at a time" I would prefer to complete the remodeling as soon as possible which is why I need the $10,000. Despite my previous finanical troubles that were caused by my marriage and divorce, I am in good shape now and can easily make the monthly payment. Just need a little help to get more back on my feet. I have very little credit card debt and typically pay it off in full each month..
Monthly net income: $4895
Monthly expenses: $
Housing: $1561
Insurance: $45
Car expenses: $0
Utilities: $115
Phone, cable, internet: $400
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/24/2011 9:40:12 AM |
golffish2 | $25.00 | 10/25/2011 10:19:18 AM |
pound-mushroom3 | $25.00 | 10/15/2011 12:21:59 PM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:14 PM |
a-finance-nirvana | $25.00 | 10/17/2011 2:55:16 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:03 AM |
kulender | $50.00 | 10/17/2011 1:18:38 PM |
transparency-river1 | $1,000.00 | 10/17/2011 2:41:04 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:01 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:17 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:43 PM |
castlwizz | $31.87 | 10/21/2011 9:43:14 AM |
compassion-platoon | $25.00 | 10/21/2011 10:25:16 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:05 AM |
awesome-yield7 | $25.00 | 10/21/2011 11:33:06 AM |
CirC | $50.00 | 10/21/2011 12:45:23 PM |
Christophe | $25.00 | 10/21/2011 12:02:22 PM |
income-buffalo1 | $100.00 | 10/21/2011 6:15:26 PM |
cunning-truth6 | $75.00 | 10/21/2011 7:37:17 PM |
natural-greenback6 | $25.00 | 10/21/2011 8:32:12 PM |
NolockHolmes | $70.00 | 10/21/2011 10:31:01 PM |
dynamic-money271 | $25.00 | 10/22/2011 4:58:26 AM |
Leshan | $25.00 | 10/22/2011 9:11:15 AM |
Something-Corporate | $25.00 | 10/22/2011 10:50:17 AM |
social-cocktail1 | $200.00 | 10/22/2011 12:18:04 PM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:22 PM |
CA-Lender | $25.00 | 10/22/2011 12:47:10 PM |
jybank | $50.00 | 10/22/2011 1:49:44 PM |
red-power-pecan | $50.00 | 10/22/2011 2:37:15 PM |
cerebral-dollar773 | $25.00 | 10/22/2011 2:38:05 PM |
CreditBuilder2 | $50.00 | 10/22/2011 11:02:19 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:05:53 PM |
palace2 | $265.00 | 10/22/2011 7:36:35 PM |
mlj0671 | $25.00 | 10/22/2011 8:13:19 PM |
helping-out | $26.87 | 10/23/2011 9:54:21 PM |
silver-cloud | $25.00 | 10/24/2011 3:11:32 AM |
Thinker2007 | $40.00 | 10/24/2011 2:19:16 AM |
340 | $25.00 | 10/24/2011 7:49:34 AM |
Wisc_investor | $30.00 | 10/24/2011 8:22:55 AM |
dollar-authority | $50.00 | 10/24/2011 8:42:52 AM |
mad-scientist418 | $25.00 | 10/24/2011 8:44:58 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:35:12 AM |
Manvel | $25.00 | 10/24/2011 9:53:31 AM |
hitsman | $50.00 | 10/24/2011 12:48:20 PM |
CBO-Enterprise | $100.00 | 10/24/2011 1:39:07 PM |
bonus-seahorse | $50.00 | 10/24/2011 2:11:33 PM |
smart-kindness8 | $50.00 | 10/24/2011 3:27:11 PM |
diversification-pilot | $25.00 | 10/24/2011 4:14:01 PM |
theprodb | $100.00 | 10/24/2011 8:21:16 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:48 AM |
LendingPimp | $100.00 | 10/24/2011 10:56:24 PM |
RJN | $39.50 | 10/25/2011 5:31:40 AM |
knowledgeable-payment7 | $25.00 | 10/25/2011 5:44:18 AM |
debt-force | $25.00 | 10/25/2011 7:25:05 AM |
icon7 | $25.00 | 10/25/2011 7:33:20 AM |
loancrusader | $75.00 | 10/25/2011 7:33:43 AM |
Scubadiver | $38.50 | 10/25/2011 8:01:43 AM |
one2sojourn | $50.00 | 10/25/2011 8:11:59 AM |
exciting-fairness | $200.00 | 10/25/2011 10:11:11 AM |
robertmm25 | $50.00 | 10/25/2011 10:28:10 AM |
Asynch | $25.00 | 10/25/2011 10:14:21 AM |
innocent-loot | $25.00 | 10/25/2011 10:41:24 AM |
bold-shrewd-duty | $31.00 | 10/25/2011 10:43:24 AM |
hopeful-truth5 | $50.00 | 10/25/2011 10:28:27 AM |
the-upbeat-p2p | $100.00 | 10/25/2011 11:04:07 AM |
Jubael | $50.00 | 10/25/2011 11:08:43 AM |
vibrant-penny7 | $50.00 | 10/25/2011 10:43:19 AM |
draggon77 | $25.00 | 10/25/2011 11:15:45 AM |
leverage-monger | $25.00 | 10/25/2011 11:27:12 AM |
panther757 | $25.00 | 10/25/2011 12:39:40 PM |
nimble-revenue5 | $25.00 | 10/25/2011 1:17:44 PM |
scoobiedoo | $25.00 | 10/25/2011 2:38:49 PM |
careful-penny | $25.00 | 10/25/2011 1:48:56 PM |
pver21 | $25.00 | 10/25/2011 2:44:47 PM |
orgy63 | $25.00 | 10/25/2011 4:19:51 PM |
rupee-tuba | $25.00 | 10/25/2011 4:36:50 PM |
SolarMoonshine | $25.00 | 10/25/2011 5:07:02 PM |
social-colonel | $25.00 | 10/25/2011 5:06:21 PM |
revned | $34.43 | 10/25/2011 5:09:46 PM |
platinum-oath0 | $25.00 | 10/25/2011 5:12:46 PM |
liberty-idol8 | $56.51 | 10/25/2011 5:15:23 PM |
finance-prescription | $100.00 | 10/25/2011 5:11:24 PM |
social-colonel | $75.00 | 10/25/2011 5:21:20 PM |
LenderRob07 | $41.30 | 10/25/2011 5:18:40 PM |
sensible-trade | $364.02 | 10/25/2011 5:26:07 PM |
PAULBOT | $189.54 | 10/25/2011 5:35:24 PM |
loans_to_loan | $25.00 | 10/25/2011 5:30:36 PM |
bizlending | $100.00 | 10/17/2011 5:03:09 PM |
Dubbs360 | $50.00 | 10/17/2011 9:09:06 PM |
Nojukbong | $50.00 | 10/18/2011 3:17:23 PM |
progressive-economy261 | $400.00 | 10/18/2011 5:19:11 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:17 PM |
diplomatic-wealth7 | $25.00 | 10/19/2011 5:13:30 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:14 PM |
truth-igniter4 | $25.00 | 10/20/2011 10:29:35 AM |
worth-arch | $25.00 | 10/21/2011 8:45:43 AM |
lotus6 | $30.84 | 10/21/2011 8:58:39 AM |
vutah | $25.00 | 10/21/2011 9:44:40 AM |
glroark | $50.00 | 10/21/2011 10:50:43 AM |
vigorous-moola0 | $100.00 | 10/21/2011 11:32:02 AM |
lucrative-reward | $100.00 | 10/21/2011 11:14:59 AM |
Astyanax | $85.00 | 10/21/2011 12:00:21 PM |
top-visionary-truth | $25.00 | 10/21/2011 12:59:03 PM |
real-return | $25.00 | 10/21/2011 4:52:45 PM |
coin-architect2 | $100.00 | 10/21/2011 7:30:23 PM |
moola-accelerator6 | $30.00 | 10/21/2011 8:06:52 PM |
ddog0224 | $50.00 | 10/22/2011 1:10:20 AM |
jebber007 | $75.00 | 10/21/2011 11:06:21 PM |
enchanted-truth264 | $25.00 | 10/22/2011 7:47:18 AM |
loss-of-control | $100.00 | 10/22/2011 8:07:22 AM |
truth-umbrella3 | $25.00 | 10/22/2011 11:09:26 AM |
deal-pioneer1 | $38.87 | 10/22/2011 1:44:49 PM |
Gladglide | $25.00 | 10/22/2011 2:23:48 PM |
NobisEst | $50.00 | 10/22/2011 4:23:42 PM |
blackstar | $25.00 | 10/22/2011 3:13:11 PM |
blackfur | $50.00 | 10/22/2011 3:13:31 PM |
mebowl300 | $58.93 | 10/22/2011 7:23:34 PM |
WeAlNe | $25.00 | 10/23/2011 5:50:25 AM |
mighty-payout1 | $25.00 | 10/23/2011 8:23:50 AM |
handy-justice | $50.00 | 10/23/2011 2:15:11 PM |
vest_vortex | $25.00 | 10/23/2011 6:29:32 PM |
nebula076 | $100.00 | 10/24/2011 6:23:03 AM |
green-benefit-control | $75.00 | 10/24/2011 7:53:38 AM |
roux | $25.00 | 10/24/2011 8:54:14 AM |
wise-deal-panda | $100.00 | 10/24/2011 9:17:20 AM |
bspar | $50.00 | 10/24/2011 11:05:10 AM |
suave-dime6 | $25.00 | 10/24/2011 12:22:46 PM |
balance-warrior | $25.25 | 10/24/2011 12:55:28 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:25:09 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:00 PM |
bonus-demon | $25.00 | 10/24/2011 1:53:34 PM |
sillyb | $25.00 | 10/24/2011 4:34:34 PM |
novaz | $37.59 | 10/24/2011 8:01:19 PM |
treasure-bliss | $25.00 | 10/25/2011 6:09:30 AM |
Invest_in_residual_income | $25.00 | 10/25/2011 7:13:05 AM |
BookPublisher | $25.00 | 10/25/2011 7:45:28 AM |
supreme-greenback6 | $50.00 | 10/25/2011 9:58:07 AM |
melodious-fairness | $25.00 | 10/25/2011 9:52:54 AM |
thoughtful-exchange8 | $50.00 | 10/25/2011 10:42:53 AM |
TommyTucker | $56.00 | 10/25/2011 10:52:00 AM |
EretzCapital | $53.44 | 10/25/2011 11:01:49 AM |
best-magical-dollar | $25.00 | 10/25/2011 10:57:56 AM |
a-helping-hand | $100.00 | 10/25/2011 12:13:06 PM |
organic-responsibility60 | $25.00 | 10/25/2011 1:16:36 PM |
palmetto933 | $25.00 | 10/25/2011 1:25:23 PM |
best-ingenious-funds | $25.00 | 10/25/2011 1:03:11 PM |
sevenbridges | $50.00 | 10/25/2011 2:38:11 PM |
ILoveBearHats | $25.00 | 10/25/2011 1:36:29 PM |
sevenbridges | $25.00 | 10/25/2011 2:39:25 PM |
mammalian4 | $25.00 | 10/25/2011 4:11:39 PM |
morlocx | $200.00 | 10/25/2011 3:20:58 PM |
matthewa | $25.00 | 10/25/2011 3:27:50 PM |
triumphant-point5 | $50.00 | 10/25/2011 4:06:56 PM |
droopie1 | $25.00 | 10/25/2011 4:38:53 PM |
power-master | $25.00 | 10/25/2011 4:31:11 PM |
Borhino | $25.00 | 10/25/2011 4:43:41 PM |
bigdoggie | $35.00 | 10/25/2011 4:45:28 PM |
a-resplendent-commitment | $50.00 | 10/25/2011 4:45:32 PM |
toomanyfishtanks | $25.00 | 10/25/2011 5:05:23 PM |
felicity-performer3 | $231.81 | 10/25/2011 5:09:58 PM |
petangerie | $28.73 | 10/25/2011 5:14:38 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:40 PM |
best-unbeatable-transaction | $25.00 | 10/25/2011 5:32:01 PM |
wildanne | $50.00 | 10/25/2011 5:32:21 PM |
164 Investments
|
Borrower Payment Dependent Notes Series
531866
This series of Notes was issued and sold upon the funding of the borrower loan #54846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $262.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 7% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
10 | Length of status: | 2y 2m |
Amount delinquent:
| $6,863 |
Total credit lines:
| 21 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $166,527 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loot-souffle |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
740-759
(Oct-2009)
|
Principal balance:
| $4,368.85 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Home Renovations
Purpose of loan:
This loan will be used to recoup some expenses from a major home renovation.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on my current Prosper loan. I still maintain a steady career and stable income. I've had good success with the Prosper community so thought I would return to Prosper for potential funding.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $25.01 | 10/11/2011 9:01:05 AM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:57 AM |
organized-payment6 | $50.00 | 10/12/2011 5:49:17 AM |
Sneezie | $100.00 | 10/12/2011 11:57:13 AM |
rmachi | $25.00 | 10/12/2011 8:35:01 PM |
kenji4861 | $25.00 | 10/13/2011 9:25:57 AM |
museic1 | $100.00 | 10/14/2011 4:14:18 AM |
heerzaquestion | $40.00 | 10/14/2011 4:59:40 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 5:40:02 AM |
indomitable-coin | $25.00 | 10/14/2011 6:31:07 AM |
fcrick | $25.00 | 10/14/2011 8:42:41 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:09 AM |
unclejaef | $25.00 | 10/14/2011 10:48:09 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:50 AM |
Weaverville | $50.00 | 10/14/2011 4:51:00 PM |
fuzed | $75.00 | 10/15/2011 6:46:24 AM |
Shoveldummy | $50.00 | 10/15/2011 7:38:02 AM |
fireferd | $30.00 | 10/15/2011 9:18:32 AM |
velocity-solo | $25.00 | 10/15/2011 12:21:20 PM |
StPong | $25.00 | 10/15/2011 3:17:20 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:51 PM |
life-is-great | $25.00 | 10/15/2011 6:05:05 PM |
ianakacg | $25.00 | 10/16/2011 6:07:44 AM |
rolltide09 | $25.00 | 10/16/2011 4:49:49 PM |
virtuous-repayment | $25.00 | 10/16/2011 5:49:46 PM |
american6 | $100.00 | 10/17/2011 1:17:43 AM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:17 AM |
happy-asset | $25.00 | 10/17/2011 10:39:34 AM |
dionysus03 | $50.00 | 10/17/2011 1:35:00 PM |
Plee-Spaymebak | $33.00 | 10/17/2011 1:27:26 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:07 PM |
mrfixerupper | $25.00 | 10/17/2011 3:52:15 PM |
reinforced-funds4 | $25.00 | 10/18/2011 5:26:48 AM |
John_Galt | $25.00 | 10/18/2011 8:35:05 AM |
fervent-repayment | $25.00 | 10/18/2011 5:45:05 PM |
power-defender7 | $25.00 | 10/18/2011 6:02:49 PM |
IIP77 | $25.00 | 10/19/2011 2:42:53 AM |
ericgassercom | $25.00 | 10/19/2011 7:27:36 AM |
smurf163 | $25.00 | 10/19/2011 12:41:57 PM |
scott2004114 | $27.64 | 10/19/2011 11:52:08 AM |
Bank42 | $28.46 | 10/19/2011 2:38:35 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:29 PM |
durability-ruler | $100.00 | 10/19/2011 5:09:57 PM |
Sundragon | $25.00 | 10/19/2011 7:46:42 PM |
intuitive-worth7 | $25.19 | 10/20/2011 2:53:19 AM |
nimcha | $50.00 | 10/20/2011 7:48:59 AM |
napoleon1168 | $25.00 | 10/20/2011 9:56:15 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:34 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:42 PM |
iolaire | $25.00 | 10/20/2011 3:22:54 PM |
dime-sprout | $25.00 | 10/20/2011 2:11:04 PM |
BigLinCT | $50.00 | 10/20/2011 5:09:49 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:20 PM |
Fiimg | $50.00 | 10/20/2011 7:36:19 PM |
listing-vista | $100.00 | 10/20/2011 8:03:24 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:34 PM |
Lender0010 | $50.00 | 10/21/2011 8:55:43 AM |
diablorulz | $75.00 | 10/21/2011 10:14:07 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:37 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:33 PM |
Spiv_51 | $40.00 | 10/21/2011 4:22:52 PM |
paladin510 | $50.00 | 10/21/2011 5:07:33 PM |
finance-symphony7 | $52.90 | 10/21/2011 5:48:17 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:13 AM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:33 AM |
scientists | $25.00 | 10/22/2011 10:50:55 AM |
pure-cash9 | $25.00 | 10/22/2011 10:58:48 AM |
cingular | $25.00 | 10/22/2011 12:58:11 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:23 PM |
theloanfiller | $25.99 | 10/22/2011 6:45:15 PM |
Barrayaran | $25.00 | 10/22/2011 7:03:08 PM |
loyalist1 | $250.00 | 10/22/2011 7:51:35 PM |
progressive-economy261 | $400.00 | 10/11/2011 9:16:42 AM |
the-discrete-income | $50.00 | 10/11/2011 9:16:26 AM |
rmpedi33 | $25.00 | 10/11/2011 12:17:42 PM |
RusRobo | $25.00 | 10/12/2011 5:59:17 AM |
scholarly-benefit5 | $50.00 | 10/12/2011 6:19:17 AM |
wise-honorable-rate | $25.00 | 10/12/2011 6:20:50 AM |
Preteur | $25.00 | 10/12/2011 6:52:58 AM |
fragonardlives | $25.00 | 10/12/2011 10:17:07 AM |
a-unflappable-finance | $100.00 | 10/12/2011 2:47:54 PM |
oxnard | $100.00 | 10/13/2011 2:37:53 PM |
PurplePonchoMan | $25.00 | 10/13/2011 4:21:20 PM |
generous-deal6 | $50.00 | 10/13/2011 10:02:51 PM |
awwaww | $25.00 | 10/13/2011 11:53:44 PM |
mennleo | $50.00 | 10/14/2011 11:46:08 AM |
MoneyBagsRUs | $25.00 | 10/14/2011 6:48:14 PM |
GCInvestments | $26.00 | 10/14/2011 9:22:27 PM |
wampum-chorus3 | $25.00 | 10/15/2011 5:39:19 AM |
organized-integrity8 | $100.00 | 10/15/2011 6:50:22 AM |
p2p-eagle9 | $25.00 | 10/15/2011 6:24:45 AM |
leeball | $100.00 | 10/15/2011 10:44:40 AM |
fortytwo | $100.00 | 10/15/2011 11:42:17 AM |
Queueball1 | $25.00 | 10/15/2011 8:01:22 PM |
skuba | $75.00 | 10/16/2011 5:57:11 AM |
five-star-note | $25.00 | 10/16/2011 9:45:35 AM |
momentous-coin | $50.00 | 10/16/2011 10:25:59 AM |
macjp123 | $50.00 | 10/16/2011 1:36:13 PM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:31 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:07 PM |
chris-heretoinvest | $25.00 | 10/16/2011 5:55:41 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:12 AM |
Ocean713 | $75.00 | 10/17/2011 12:15:04 PM |
PtonLender | $25.00 | 10/17/2011 1:20:49 PM |
Thecozychick | $25.00 | 10/17/2011 2:05:59 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:22 PM |
riskadverse44 | $25.00 | 10/17/2011 5:07:00 PM |
Marathoner | $25.00 | 10/17/2011 6:48:27 PM |
nri22 | $50.00 | 10/18/2011 3:56:12 AM |
radforj22 | $25.00 | 10/18/2011 11:33:09 AM |
dkl | $25.00 | 10/19/2011 6:05:15 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:20 AM |
money-bauble | $200.00 | 10/19/2011 9:06:40 AM |
tender-commerce8 | $50.00 | 10/19/2011 11:42:47 AM |
Ripsaw4U | $50.00 | 10/19/2011 1:23:08 PM |
CPA-Banker | $25.00 | 10/19/2011 2:43:53 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:15 PM |
4Horseman | $50.00 | 10/19/2011 6:19:29 PM |
commerce-renewal | $100.00 | 10/19/2011 8:18:21 PM |
larslfe | $50.00 | 10/19/2011 8:19:41 PM |
kyomoon | $50.00 | 10/20/2011 8:05:27 AM |
orbital-velocity7 | $50.00 | 10/20/2011 10:33:19 AM |
ericsb | $35.68 | 10/20/2011 3:15:10 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:16 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:43 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:05 PM |
HUNTER599673 | $50.00 | 10/20/2011 6:31:59 PM |
sankyu | $50.00 | 10/20/2011 7:50:52 PM |
astute-benjamins | $50.00 | 10/20/2011 7:52:33 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:50 PM |
responsibility-cherry6 | $25.00 | 10/20/2011 9:37:58 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:49 PM |
KLCRAY | $50.00 | 10/21/2011 4:03:38 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:53 AM |
alphaseek | $100.00 | 10/21/2011 12:31:08 PM |
lostontheedge | $25.00 | 10/21/2011 4:29:24 PM |
caseattle | $25.00 | 10/21/2011 4:44:32 PM |
genius520 | $50.00 | 10/21/2011 5:06:27 PM |
tpcnet | $26.98 | 10/21/2011 7:50:41 PM |
persistent-value3 | $31.50 | 10/21/2011 8:00:11 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:17 PM |
Anamorph | $25.00 | 10/21/2011 11:30:29 PM |
Cheburashka | $25.00 | 10/22/2011 9:01:23 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:17 AM |
compoundinterest | $50.00 | 10/22/2011 12:06:11 PM |
Supernick | $100.00 | 10/22/2011 6:08:03 PM |
listing-candy | $25.00 | 10/22/2011 6:44:27 PM |
new-marketplace-lyrics | $25.00 | 10/22/2011 9:06:46 PM |
social-zebra | $16.65 | 10/22/2011 9:48:18 PM |
149 Investments
|
Borrower Payment Dependent Notes Series
531892
This series of Notes was issued and sold upon the funding of the borrower loan #54955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,987 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| respectful-pound963 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Housing Emergency!
Purpose of loan:
This loan will be used to pay for improvements upon my condominium. I have a few things I would like to fix around the property.
My financial situation:
I am a good candidate for this loan because I am a smart and thrifty spender and I will make timely payments. I am a young professional with a steady pay check.
Monthly net income: $3,600
Housing: $1,500
Utilities: $100
Phone, cable, internet: $200
Credit cards and other loans: $1000 (minimums)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 10/11/2011 9:01:53 AM |
vutah | $25.00 | 10/11/2011 12:20:20 PM |
Thunder08 | $50.00 | 10/11/2011 6:48:29 PM |
scarlet-velvet | $25.08 | 10/11/2011 6:55:56 PM |
reflective-rupee | $25.00 | 10/11/2011 10:00:51 PM |
golffish2 | $50.00 | 10/12/2011 5:08:57 AM |
foothillender | $25.00 | 10/13/2011 6:37:47 AM |
diplomatic-wealth7 | $25.00 | 10/13/2011 5:19:01 PM |
CA-Lender | $25.00 | 10/13/2011 6:59:14 PM |
cashhelp | $25.00 | 10/14/2011 5:02:41 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:51 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:47 PM |
well-mannered-income3 | $40.00 | 10/14/2011 7:29:56 PM |
charming-exchange7 | $25.00 | 10/14/2011 9:18:39 PM |
Bill88 | $25.00 | 10/14/2011 7:32:23 PM |
Jack55304 | $200.00 | 10/15/2011 1:04:30 AM |
engaging-worth | $25.00 | 10/15/2011 9:51:07 AM |
wampum-library4 | $25.00 | 10/15/2011 11:27:42 AM |
fortytwo | $100.00 | 10/15/2011 11:42:18 AM |
loss-of-control | $100.00 | 10/15/2011 4:50:23 PM |
sharp-return7 | $25.00 | 10/15/2011 10:55:24 PM |
bizlending | $50.00 | 10/16/2011 10:16:37 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:16 PM |
FriendInSeattle | $100.00 | 10/16/2011 2:26:37 PM |
SolarMoonshine | $500.00 | 10/17/2011 10:01:49 AM |
whitegold24k | $400.00 | 10/17/2011 10:17:05 AM |
InChicago | $100.00 | 10/17/2011 10:34:31 AM |
leverage-monger | $55.00 | 10/17/2011 11:27:29 AM |
listing-reformation8 | $50.00 | 10/17/2011 12:02:17 PM |
first-class-yield9 | $35.00 | 10/17/2011 1:06:05 PM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:58 AM |
finance-solo | $25.00 | 10/11/2011 2:24:29 PM |
wonder3 | $40.00 | 10/12/2011 6:10:15 AM |
social-cocktail1 | $200.00 | 10/12/2011 9:20:54 AM |
the-discrete-income | $50.00 | 10/12/2011 5:21:25 PM |
BankofRon | $25.00 | 10/12/2011 7:25:22 PM |
well-mannered-income3 | $40.00 | 10/13/2011 3:03:18 PM |
kulender | $50.00 | 10/14/2011 4:52:10 AM |
progressive-economy261 | $400.00 | 10/14/2011 9:19:38 AM |
Whipster | $80.00 | 10/14/2011 9:14:13 AM |
EngineersAlliance | $100.00 | 10/14/2011 5:12:09 PM |
Interloper | $25.00 | 10/14/2011 10:24:24 PM |
credit-coach118 | $45.46 | 10/15/2011 12:17:25 PM |
thankful-nickel2 | $25.00 | 10/16/2011 3:43:22 AM |
nimble-revenue5 | $50.00 | 10/16/2011 12:20:04 PM |
daekpon | $30.00 | 10/16/2011 10:30:16 PM |
miked8303 | $25.00 | 10/17/2011 6:02:10 AM |
first-dinero-igloo | $25.00 | 10/17/2011 7:10:21 AM |
Rogelio48 | $30.00 | 10/17/2011 7:20:54 AM |
palace2 | $201.00 | 10/17/2011 8:18:35 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:13 AM |
whitegold24k | $100.00 | 10/17/2011 9:17:41 AM |
five-star-note | $75.00 | 10/17/2011 10:39:33 AM |
buddy486 | $25.00 | 10/17/2011 1:13:25 PM |
transparency-river1 | $938.46 | 10/17/2011 1:14:53 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
531970
This series of Notes was issued and sold upon the funding of the borrower loan #54909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 38% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,620 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-bloom9 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $80.00 | 10/11/2011 6:13:23 PM |
social-cocktail1 | $200.00 | 10/12/2011 9:20:55 AM |
kulender | $50.00 | 10/14/2011 4:52:14 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:25 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:27 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:43 PM |
Leshan | $25.00 | 10/17/2011 3:22:51 PM |
newest-attractive-funds | $35.00 | 10/18/2011 1:03:33 PM |
CatbirdBanking | $25.00 | 10/18/2011 8:27:11 PM |
JDLN | $25.00 | 10/18/2011 9:45:12 PM |
realtormoises | $25.00 | 10/19/2011 7:40:48 AM |
platinum-czar | $25.00 | 10/19/2011 7:25:20 PM |
Rogesparkguy | $25.00 | 10/19/2011 9:39:57 PM |
dime-historian | $25.00 | 10/20/2011 4:58:54 PM |
wealth-fighter3 | $25.00 | 10/20/2011 5:22:51 PM |
joyful-power9 | $25.00 | 10/20/2011 6:40:45 PM |
WMY-Investor | $100.00 | 10/20/2011 6:29:57 PM |
impala6464 | $75.00 | 10/20/2011 7:32:58 PM |
Chill99 | $54.15 | 10/20/2011 8:16:22 PM |
asset-professor | $25.00 | 10/20/2011 8:46:17 PM |
diversification-medalist | $25.00 | 10/20/2011 9:20:47 PM |
Something-Corporate | $25.00 | 10/20/2011 9:22:09 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:30 PM |
Imaginos1892 | $50.00 | 10/20/2011 9:12:30 PM |
benefit-boots | $25.00 | 10/21/2011 12:09:10 AM |
suave-dime6 | $25.00 | 10/21/2011 5:53:34 AM |
oaktown23 | $50.00 | 10/21/2011 6:56:24 AM |
whatreality | $25.00 | 10/21/2011 7:24:35 AM |
Dubbs360 | $50.00 | 10/21/2011 8:27:48 AM |
open-minded-deal | $200.00 | 10/21/2011 8:53:28 AM |
Silverling6 | $28.22 | 10/21/2011 8:57:52 AM |
credit-coach118 | $25.56 | 10/21/2011 8:41:37 AM |
LuckyDuck49 | $25.00 | 10/21/2011 9:13:32 AM |
HotStreak | $25.00 | 10/21/2011 9:26:59 AM |
palace2 | $225.00 | 10/21/2011 9:55:34 AM |
Bob450 | $25.00 | 10/22/2011 7:52:54 AM |
frogperson | $150.00 | 10/22/2011 11:03:53 AM |
bid-czar8 | $100.00 | 10/23/2011 3:56:29 PM |
itsmaj | $32.93 | 10/23/2011 8:38:14 PM |
papaloha | $25.00 | 10/23/2011 8:20:29 PM |
green-benefit-control | $50.00 | 10/24/2011 8:04:54 AM |
secureincome | $300.00 | 10/24/2011 12:20:53 PM |
simplelender80 | $200.00 | 10/24/2011 1:25:57 PM |
DER | $25.00 | 10/24/2011 3:41:12 PM |
peace-birdie | $100.00 | 10/24/2011 5:57:00 PM |
fizicks06 | $465.73 | 10/24/2011 9:42:30 PM |
economy-producer | $25.00 | 10/24/2011 9:20:30 PM |
alexgalt | $25.00 | 10/24/2011 9:41:43 PM |
barefootpaul | $25.00 | 10/20/2011 7:17:58 PM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:32 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:34 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:18 PM |
nimble-revenue5 | $50.00 | 10/16/2011 12:20:04 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:17 AM |
ddog0224 | $25.00 | 10/17/2011 12:27:06 PM |
lend4life13 | $25.00 | 10/17/2011 1:48:55 PM |
yield-trader | $25.00 | 10/17/2011 4:46:07 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:12 PM |
silver-storm | $50.00 | 10/19/2011 3:07:05 PM |
revenue-associate | $25.00 | 10/20/2011 3:49:08 PM |
scrappy-penny6 | $50.00 | 10/20/2011 4:52:33 PM |
neoboy | $68.88 | 10/20/2011 5:09:08 PM |
CA-Lender | $25.00 | 10/20/2011 5:03:13 PM |
thrifty-balance8 | $25.00 | 10/20/2011 5:16:22 PM |
Zuzu | $40.00 | 10/20/2011 6:37:41 PM |
handy-justice | $50.00 | 10/20/2011 7:15:14 PM |
Gladglide | $25.00 | 10/20/2011 10:55:56 PM |
return-pumpkin7 | $25.00 | 10/21/2011 5:23:22 AM |
JASON_ALFUND | $25.00 | 10/21/2011 6:58:44 AM |
fulfilling-investment4 | $25.00 | 10/21/2011 7:18:08 AM |
income-rocker2 | $50.00 | 10/21/2011 7:50:05 AM |
stock106 | $25.00 | 10/21/2011 8:44:20 AM |
Mocaba | $100.00 | 10/21/2011 8:49:33 AM |
buffalobills | $25.00 | 10/21/2011 8:42:15 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:27 PM |
transparency-giant | $50.00 | 10/22/2011 10:40:20 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:19 PM |
dedicated-transaction796 | $25.00 | 10/24/2011 5:22:48 PM |
HedgeFund | $50.00 | 10/24/2011 7:24:37 PM |
revenue-associate | $19.53 | 10/25/2011 6:07:37 AM |
80 Investments
|
Borrower Payment Dependent Notes Series
531972
This series of Notes was issued and sold upon the funding of the borrower loan #54977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2009 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $546 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| bid-idol3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
VK
Purpose of loan: Personal
This loan will be used to... to cover personal expenses for family trip.
My financial situation: Good
I am a good candidate for this loan because... I can easily repay the amount.
Monthly net income: $ 5700
Monthly expenses: $ 100
Housing: $ 1200
Insurance: $ 75
Car expenses: $ 80
Utilities: $ 60
Phone, cable, internet: $ 100
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/18/2011 9:18:28 AM |
Bank_Of_XL | $25.00 | 10/18/2011 9:51:37 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:11 AM |
Interloper | $25.00 | 10/18/2011 6:12:13 PM |
roux | $25.00 | 10/19/2011 9:09:53 AM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:54 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:06 PM |
worthy-bid8 | $50.00 | 10/20/2011 5:06:50 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:59 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:29 AM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:20 AM |
organized-payment6 | $50.00 | 10/21/2011 5:33:13 AM |
rajs | $250.00 | 10/21/2011 8:23:09 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:31 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:41 PM |
BankofQ | $50.00 | 10/22/2011 1:23:55 AM |
income-buffalo1 | $100.00 | 10/22/2011 5:59:38 AM |
astute-fairness0 | $25.00 | 10/22/2011 4:57:02 AM |
Chuck1939 | $100.00 | 10/22/2011 7:19:42 AM |
p40thawk | $25.00 | 10/22/2011 7:25:42 AM |
repaymeplease | $26.65 | 10/22/2011 6:14:45 AM |
currency-persimmon | $25.00 | 10/22/2011 6:25:19 AM |
jono9999 | $32.17 | 10/22/2011 6:28:27 AM |
irishcocacola | $25.00 | 10/22/2011 7:25:37 AM |
loss-of-control | $100.00 | 10/22/2011 8:12:13 AM |
selector568 | $300.00 | 10/22/2011 9:51:07 AM |
jazzlender | $50.00 | 10/22/2011 8:50:41 AM |
kind-forthright-repayment | $500.00 | 10/22/2011 10:23:34 AM |
moola-accelerator6 | $50.00 | 10/22/2011 9:41:50 AM |
successful-generosity | $25.00 | 10/22/2011 9:30:38 AM |
proud-silver0 | $100.00 | 10/22/2011 9:55:22 AM |
Beld | $100.00 | 10/22/2011 10:24:33 AM |
superb-funds335 | $25.00 | 10/22/2011 10:47:41 AM |
cello1 | $25.00 | 10/22/2011 11:02:25 AM |
resplendent-dollar | $25.00 | 10/22/2011 11:19:24 AM |
CashFlow13 | $350.00 | 10/22/2011 1:04:05 PM |
balance-whistle7 | $50.00 | 10/22/2011 12:32:46 PM |
Gladglide | $25.00 | 10/22/2011 2:19:50 PM |
cerebral-dollar773 | $50.00 | 10/22/2011 2:34:29 PM |
natural-worth9 | $100.00 | 10/22/2011 2:47:28 PM |
syounker | $25.00 | 10/22/2011 6:15:49 PM |
mizon291 | $25.00 | 10/22/2011 4:22:30 PM |
NolockHolmes | $60.00 | 10/22/2011 7:46:12 PM |
mgking007 | $25.91 | 10/22/2011 8:25:01 PM |
Supernick | $100.00 | 10/22/2011 6:05:52 PM |
Pitufo | $25.00 | 10/22/2011 5:45:23 PM |
luann199 | $30.00 | 10/22/2011 6:58:35 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:05:08 PM |
goldsun | $25.00 | 10/22/2011 7:06:06 PM |
ddog0224 | $50.00 | 10/23/2011 12:34:48 AM |
happy-yield | $25.00 | 10/23/2011 5:56:04 AM |
yummygazpacho | $36.94 | 10/22/2011 10:55:35 PM |
JCMC | $50.00 | 10/23/2011 7:12:38 AM |
enticing-exchange3 | $25.00 | 10/23/2011 8:28:54 AM |
blue-dollar-viking | $50.00 | 10/23/2011 7:36:42 AM |
pine643 | $36.27 | 10/23/2011 10:11:44 AM |
wise-deal-panda | $100.00 | 10/23/2011 12:16:59 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:18 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:45 PM |
brightest-dynamic-peace | $25.00 | 10/23/2011 2:02:55 PM |
heerzaquestion | $50.00 | 10/23/2011 3:26:43 PM |
balanced-agreement0 | $50.00 | 10/23/2011 3:34:06 PM |
credit-coach118 | $45.27 | 10/23/2011 5:21:23 PM |
nycfinance | $25.00 | 10/24/2011 12:13:41 AM |
Rivervale_Westwood | $50.00 | 10/24/2011 5:19:13 AM |
crw1950 | $40.83 | 10/24/2011 6:44:33 AM |
Natronpee | $25.00 | 10/24/2011 5:29:50 AM |
innocent-commerce9 | $200.00 | 10/24/2011 6:33:21 AM |
The_Lendor | $25.25 | 10/24/2011 7:57:17 AM |
polka2002 | $25.00 | 10/24/2011 6:59:26 AM |
nickel-demon2 | $100.00 | 10/24/2011 8:21:42 AM |
run26miles | $25.00 | 10/24/2011 7:14:27 AM |
basis-wizard8 | $50.00 | 10/24/2011 7:39:36 AM |
green-benefit-control | $25.00 | 10/24/2011 7:50:19 AM |
hope-kingdom | $25.00 | 10/24/2011 8:45:55 AM |
melodious-fairness | $25.00 | 10/24/2011 9:46:12 AM |
orange-brainy-return | $25.00 | 10/24/2011 10:50:41 AM |
yield-trader | $25.00 | 10/24/2011 10:00:22 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 10:24:22 AM |
GElender | $40.00 | 10/24/2011 12:17:20 PM |
Paxman84 | $25.00 | 10/24/2011 12:34:19 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:54 PM |
BrandonW | $25.00 | 10/24/2011 12:49:42 PM |
unbelievable-cash9 | $750.00 | 10/24/2011 1:38:34 PM |
drtxmac | $50.00 | 10/24/2011 12:58:41 PM |
djmgd790 | $42.00 | 10/24/2011 1:54:32 PM |
CBO-Enterprise | $200.00 | 10/24/2011 1:33:03 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:26:46 PM |
radiobuda | $50.00 | 10/24/2011 2:57:54 PM |
equitable-capital758 | $250.00 | 10/24/2011 3:05:13 PM |
x-lender | $25.00 | 10/24/2011 1:55:42 PM |
happy-asset | $25.00 | 10/24/2011 3:19:03 PM |
newest-justice-bear | $30.00 | 10/24/2011 3:11:06 PM |
sillyb | $50.00 | 10/24/2011 4:15:19 PM |
smart-kindness8 | $100.00 | 10/24/2011 3:24:48 PM |
Ponies88 | $27.91 | 10/24/2011 5:08:14 PM |
bonus-poplar2 | $25.00 | 10/24/2011 6:32:11 PM |
rate-walnut | $150.00 | 10/24/2011 6:33:36 PM |
majestic-repayment3 | $50.00 | 10/24/2011 6:34:51 PM |
prominence8 | $35.00 | 10/24/2011 8:15:05 PM |
TooManyCats | $35.00 | 10/24/2011 9:50:09 PM |
lava414 | $75.00 | 10/24/2011 8:26:01 PM |
Roundhouse | $150.00 | 10/24/2011 8:59:57 PM |
superb-funds335 | $25.00 | 10/24/2011 10:05:56 PM |
golffish2 | $50.00 | 10/19/2011 3:05:00 AM |
pound-mushroom3 | $25.00 | 10/18/2011 9:19:56 AM |
Aberdeen | $1,000.00 | 10/18/2011 9:21:23 AM |
vutah | $25.00 | 10/18/2011 5:46:22 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:45 PM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:32 AM |
kulender | $50.00 | 10/19/2011 5:41:34 AM |
gentle-gain235 | $100.00 | 10/19/2011 8:46:56 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:27 PM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:47 AM |
power-defender7 | $50.00 | 10/20/2011 4:19:38 PM |
interest88 | $25.00 | 10/22/2011 3:41:11 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:31:54 AM |
Scotcha | $50.00 | 10/22/2011 4:53:46 AM |
Brisket_Bob | $37.41 | 10/22/2011 6:17:01 AM |
economy-popcorn | $25.00 | 10/22/2011 6:21:23 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:49:07 AM |
CatbirdBanking | $25.00 | 10/22/2011 7:30:53 AM |
marwadi-62 | $100.00 | 10/22/2011 8:27:27 AM |
britgsb | $25.00 | 10/22/2011 10:02:21 AM |
babybrother | $75.00 | 10/22/2011 8:55:27 AM |
invest-in-ed | $300.00 | 10/22/2011 9:47:05 AM |
one-midas | $75.00 | 10/22/2011 10:08:07 AM |
JW-From-SoCal | $25.00 | 10/22/2011 10:27:07 AM |
APNPetSupplies | $25.00 | 10/22/2011 12:01:33 PM |
Dubbs360 | $50.00 | 10/22/2011 10:52:44 AM |
p2p-mushroom1 | $25.00 | 10/22/2011 12:03:52 PM |
Investor_DP | $100.00 | 10/22/2011 12:05:06 PM |
wwwUniversal | $25.00 | 10/22/2011 12:15:44 PM |
upbeat-investment9 | $100.00 | 10/22/2011 1:18:43 PM |
credit-kahuna | $100.00 | 10/22/2011 1:31:16 PM |
jc33148 | $65.00 | 10/22/2011 12:30:39 PM |
japerk | $25.00 | 10/22/2011 12:47:33 PM |
av22 | $50.00 | 10/22/2011 3:01:51 PM |
SoCalRancher | $25.00 | 10/22/2011 1:10:19 PM |
genelinist | $100.00 | 10/22/2011 2:41:01 PM |
Byrd24 | $100.00 | 10/22/2011 6:30:42 PM |
GoldenGo4 | $60.00 | 10/22/2011 7:35:30 PM |
work4me | $25.00 | 10/22/2011 5:31:01 PM |
theloanfiller | $25.00 | 10/22/2011 6:43:20 PM |
EastBayCapital | $50.00 | 10/22/2011 11:56:33 PM |
Mad_Scientist | $25.00 | 10/23/2011 4:00:22 AM |
setUup | $30.25 | 10/23/2011 4:38:10 AM |
CreditBuilder2 | $25.00 | 10/22/2011 10:56:44 PM |
investment-comet | $25.00 | 10/23/2011 8:01:21 AM |
istanbullu | $25.00 | 10/23/2011 4:25:11 AM |
ILoveBearHats | $25.96 | 10/23/2011 10:05:22 AM |
icon7 | $35.00 | 10/23/2011 8:40:33 AM |
bid-lightning9 | $25.00 | 10/23/2011 10:55:01 AM |
jarf | $25.00 | 10/23/2011 12:43:19 PM |
abundant-one | $25.00 | 10/23/2011 1:46:48 PM |
sushi537 | $25.00 | 10/23/2011 2:53:40 PM |
rijndael | $25.00 | 10/23/2011 5:22:14 PM |
SolarMoonshine | $25.00 | 10/23/2011 5:35:15 PM |
mad-scientist418 | $25.00 | 10/23/2011 7:59:49 PM |
benjamins-britches | $25.00 | 10/23/2011 9:38:17 PM |
Redmond | $25.00 | 10/23/2011 11:35:25 PM |
momentous-coin | $75.00 | 10/23/2011 10:22:27 PM |
wise-unique-market | $250.00 | 10/24/2011 1:48:53 AM |
income-awakening6 | $25.00 | 10/24/2011 4:19:18 AM |
dime-sprout | $25.00 | 10/24/2011 6:58:16 AM |
guardian3 | $25.00 | 10/24/2011 7:12:50 AM |
javelin0 | $25.00 | 10/24/2011 7:40:29 AM |
octoberfresh | $25.00 | 10/24/2011 6:59:35 AM |
money-banker867 | $25.00 | 10/24/2011 8:24:02 AM |
borrowmine | $25.00 | 10/24/2011 9:25:21 AM |
addlending | $60.00 | 10/24/2011 9:45:52 AM |
interest-pudding4 | $100.00 | 10/24/2011 10:11:53 AM |
csandb | $25.00 | 10/24/2011 10:11:29 AM |
kukubird | $34.78 | 10/24/2011 11:29:19 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:42:35 AM |
natural-worth9 | $400.00 | 10/24/2011 12:41:03 PM |
hitsman | $50.00 | 10/24/2011 12:48:23 PM |
bonus-demon | $25.00 | 10/24/2011 1:56:58 PM |
bonus-seahorse | $25.00 | 10/24/2011 2:23:31 PM |
ore-dojo | $30.00 | 10/24/2011 2:46:39 PM |
MyNestEgg | $25.02 | 10/24/2011 2:51:52 PM |
LKN2RTR | $44.64 | 10/24/2011 2:02:23 PM |
mauge35 | $50.00 | 10/24/2011 2:10:55 PM |
diligent-kindness9 | $25.00 | 10/24/2011 3:00:11 PM |
oxnard | $100.00 | 10/24/2011 3:14:28 PM |
value-rocket | $34.03 | 10/24/2011 2:48:48 PM |
exponential-reward081 | $27.91 | 10/24/2011 3:26:49 PM |
durability-ruler | $50.00 | 10/24/2011 3:29:13 PM |
Marietta | $35.46 | 10/24/2011 3:38:56 PM |
important-diversification620 | $25.00 | 10/24/2011 4:20:08 PM |
friendship290 | $25.00 | 10/24/2011 4:32:04 PM |
ghinga | $25.00 | 10/24/2011 4:32:46 PM |
SIGLLC | $25.00 | 10/24/2011 5:02:03 PM |
unger | $112.11 | 10/24/2011 5:37:24 PM |
dime-blackberry1 | $54.41 | 10/24/2011 6:28:54 PM |
bnl42 | $50.00 | 10/24/2011 5:52:07 PM |
stelex | $100.00 | 10/24/2011 7:04:46 PM |
TeaHouseFinance | $25.00 | 10/24/2011 6:48:42 PM |
den067 | $26.42 | 10/24/2011 9:15:53 PM |
fund-tom-tom6 | $25.00 | 10/24/2011 8:15:35 PM |
toughersteak | $50.00 | 10/24/2011 8:42:48 PM |
Zuzu | $31.43 | 10/24/2011 9:26:12 PM |
intelligent-repayment8 | $460.97 | 10/24/2011 10:06:30 PM |
203 Investments
|
Borrower Payment Dependent Notes Series
532046
This series of Notes was issued and sold upon the funding of the borrower loan #54843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,849 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-starfish3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
vman222
Purpose of loan: personal loan
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3600
Monthly expenses: $
Housing: $801
Insurance: $65
Car expenses: $120
Utilities: $150
Phone, cable, internet: $95
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,900.00 | 10/17/2011 10:27:20 AM |
golffish2 | $50.00 | 10/17/2011 9:05:43 AM |
SolarMoonshine | $25.00 | 10/17/2011 10:10:36 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:18 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
532122
This series of Notes was issued and sold upon the funding of the borrower loan #55107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1981 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
6 | Length of status: | 10y 11m |
Amount delinquent:
| $70,456 |
Total credit lines:
| 28 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $179 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balance-cake4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
giantsfan
Purpose of loan:
This loan will be used to...purchase a home
My financial situation:
I am a good candidate for this loan because...i am honest, hard working and loyal...doing everything I can to rebuild credit.
Monthly net income: $6,000
Monthly expenses: $
Housing: $3000
Insurance: $100
Car expenses: $400
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/13/2011 9:19:00 AM |
SolarMoonshine | $25.00 | 10/12/2011 6:09:06 PM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:35 AM |
kulender | $50.00 | 10/14/2011 4:52:25 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:28 AM |
finance-prescription | $100.00 | 10/18/2011 9:08:20 AM |
nimble-revenue5 | $50.00 | 10/18/2011 5:20:07 PM |
autonomous-truth | $100.00 | 10/19/2011 8:27:34 PM |
asset-professor | $25.00 | 10/20/2011 8:38:41 PM |
Binan | $25.00 | 10/21/2011 1:06:13 AM |
Tscheddar | $25.00 | 10/21/2011 3:35:38 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:29 PM |
thrifty-capital | $25.00 | 10/21/2011 1:24:23 PM |
julijask | $25.00 | 10/21/2011 2:53:18 PM |
ddog0224 | $25.00 | 10/22/2011 1:07:43 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:45:11 AM |
mammalian4 | $25.00 | 10/22/2011 10:21:12 AM |
wealth-multiplier | $25.00 | 10/22/2011 3:34:52 PM |
NobisEst | $25.00 | 10/22/2011 4:22:18 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:07:07 PM |
evergreen16 | $50.00 | 10/23/2011 3:00:13 PM |
handy-justice | $50.00 | 10/23/2011 2:10:33 PM |
missing-link | $25.00 | 10/23/2011 6:24:21 PM |
run26miles | $25.00 | 10/24/2011 7:11:34 AM |
green-benefit-control | $35.00 | 10/24/2011 7:48:48 AM |
basis-wizard8 | $50.00 | 10/24/2011 7:44:16 AM |
340 | $25.00 | 10/24/2011 7:48:33 AM |
silver-innovator8 | $89.58 | 10/24/2011 9:50:58 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:22:42 AM |
goodhearted-finance2 | $25.00 | 10/24/2011 1:21:18 PM |
hitsman | $50.00 | 10/24/2011 12:48:18 PM |
worth-philosopher9 | $26.89 | 10/24/2011 1:41:42 PM |
commerce-banker | $25.00 | 10/24/2011 2:23:02 PM |
majestic-repayment3 | $50.00 | 10/24/2011 6:33:18 PM |
economy-producer | $25.00 | 10/24/2011 9:20:31 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:45 AM |
impala6464 | $50.00 | 10/25/2011 12:06:02 AM |
nalaari | $25.00 | 10/25/2011 6:13:33 AM |
wwwUniversal | $25.00 | 10/25/2011 5:19:33 PM |
orange-preeminant-bill | $25.00 | 10/26/2011 7:05:51 AM |
green-ore-expert | $25.00 | 10/26/2011 8:06:43 AM |
capital-halo1 | $188.00 | 10/26/2011 9:08:32 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:15 AM |
barefootpaul | $25.00 | 10/24/2011 9:40:12 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:31 AM |
social-cocktail1 | $200.00 | 10/14/2011 5:22:07 PM |
Jack55304 | $200.00 | 10/15/2011 1:04:39 AM |
yield-trader | $25.00 | 10/17/2011 4:46:12 PM |
fusbarro | $88.00 | 10/19/2011 11:40:55 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:17:37 PM |
diversification-medalist | $25.00 | 10/20/2011 9:23:52 PM |
Wyatte | $25.00 | 10/21/2011 6:07:36 AM |
oaktown23 | $150.00 | 10/21/2011 7:01:28 AM |
interstellar | $75.00 | 10/21/2011 9:09:27 AM |
glroark | $50.00 | 10/21/2011 10:48:48 AM |
gjm6d | $25.00 | 10/21/2011 10:36:36 AM |
social-trumpet | $25.00 | 10/21/2011 2:47:01 PM |
NolockHolmes | $25.00 | 10/21/2011 10:26:27 PM |
NYCFinancier | $25.00 | 10/22/2011 8:56:31 AM |
invest-in-ed | $50.00 | 10/22/2011 10:06:38 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:41 AM |
authentic-finance194 | $200.00 | 10/22/2011 12:34:38 PM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:19 PM |
deal-pioneer1 | $25.00 | 10/22/2011 1:43:06 PM |
ben10jen | $43.68 | 10/22/2011 1:45:16 PM |
upbeat-investment9 | $25.00 | 10/22/2011 1:17:26 PM |
Lubava | $25.72 | 10/23/2011 8:14:16 PM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:11:53 AM |
trade-elm | $30.00 | 10/24/2011 6:40:05 AM |
suave-dime6 | $25.00 | 10/24/2011 8:14:23 AM |
llequire1 | $50.00 | 10/24/2011 11:23:23 AM |
unbelievable-cash9 | $100.00 | 10/24/2011 1:37:02 PM |
durability-ruler | $50.00 | 10/24/2011 3:22:51 PM |
DER | $25.00 | 10/24/2011 3:41:14 PM |
SIGLLC | $25.00 | 10/24/2011 5:00:56 PM |
LendingPimp | $50.00 | 10/24/2011 10:53:31 PM |
power-bluebird2 | $25.00 | 10/25/2011 3:12:53 AM |
sillyb | $50.00 | 10/25/2011 6:44:59 AM |
icon7 | $25.00 | 10/25/2011 7:29:20 AM |
delicious-cash | $25.00 | 10/25/2011 1:20:09 PM |
dedicated-transaction796 | $29.00 | 10/25/2011 3:19:18 PM |
stepatatime-together | $100.00 | 10/25/2011 5:18:52 PM |
palmetto933 | $25.00 | 10/25/2011 5:44:45 PM |
coin-investor | $25.00 | 10/25/2011 7:38:31 PM |
tech310 | $50.00 | 10/25/2011 11:48:39 PM |
asiaratt | $50.00 | 10/26/2011 9:07:47 AM |
handshake5 | $100.00 | 10/26/2011 9:09:24 AM |
FASTIZIO_P | $25.00 | 10/26/2011 11:00:14 AM |
a-credit-rotation | $25.00 | 10/26/2011 2:27:03 PM |
larrybird | $689.13 | 10/26/2011 3:38:30 PM |
SkepticalBen | $25.00 | 10/26/2011 3:23:47 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
532124
This series of Notes was issued and sold upon the funding of the borrower loan #55100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,729 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| No | | |
Screen name:
| troublewithacapT |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
700-719
(Oct-2010)
700-719
(Sep-2010)
680-699
(Jul-2007)
|
Principal balance:
| $2,478.62 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
troublewithacapitalt
Purpose of loan:
This loan will be used to...auto and pay off bills
My financial situation: fair
I am a good candidate for this loan because...take the money out of my checking account. I have direct deposit .
Monthly net income: $3,000.00
Monthly expenses: $
Housing: $940.12
Insurance: $house ins. included in house note
Car expenses: $
Utilities: $300.00
Phone, cable, internet: $125.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $
100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SweatyBalls | $25.00 | 10/25/2011 6:05:23 PM |
green-trade-dolphin | $25.81 | 10/12/2011 5:01:12 PM |
the-discrete-income | $50.00 | 10/12/2011 5:24:17 PM |
shawnw2 | $75.00 | 10/12/2011 10:43:26 PM |
DoctorJoe | $25.00 | 10/13/2011 4:21:11 AM |
vtrentster | $25.00 | 10/13/2011 9:01:40 AM |
responsibility-butterfly | $25.00 | 10/13/2011 7:44:41 AM |
handy-justice | $50.00 | 10/13/2011 8:44:26 AM |
reflective-rupee | $25.00 | 10/13/2011 10:57:06 AM |
genelinist | $65.00 | 10/13/2011 11:56:24 AM |
Dubbs360 | $50.00 | 10/13/2011 5:18:34 PM |
generous-deal6 | $50.00 | 10/13/2011 10:04:36 PM |
kulender | $50.00 | 10/14/2011 4:52:25 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:01 AM |
TennSquire | $50.00 | 10/14/2011 12:28:04 PM |
beakerfish | $50.00 | 10/14/2011 7:22:18 PM |
social-cocktail1 | $200.00 | 10/15/2011 12:19:08 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:29 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:47 PM |
yield-trader | $25.00 | 10/18/2011 4:22:06 PM |
money-baron-roth-IRA | $50.00 | 10/19/2011 7:05:23 AM |
red-power-pecan | $50.00 | 10/19/2011 10:31:57 AM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:07 PM |
GElender | $50.00 | 10/20/2011 6:01:11 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:35 AM |
profit-powerplant | $25.00 | 10/20/2011 10:12:11 AM |
treasure-bliss | $25.00 | 10/21/2011 3:59:31 AM |
cnovak | $25.00 | 10/21/2011 9:53:23 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:57 AM |
intelligent-benefit657 | $50.00 | 10/21/2011 2:24:00 PM |
momoney2lend | $25.00 | 10/21/2011 9:52:45 PM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:20 PM |
simplelender80 | $200.00 | 10/24/2011 1:25:57 PM |
iolaire | $25.00 | 10/25/2011 10:22:01 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:45 AM |
treasure-widget | $25.00 | 10/25/2011 11:08:56 AM |
helpful-listing | $50.00 | 10/25/2011 12:31:23 PM |
pver21 | $25.00 | 10/25/2011 2:44:41 PM |
dedicated-transaction796 | $29.00 | 10/25/2011 3:19:19 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:01 PM |
ursus | $50.00 | 10/25/2011 5:08:38 PM |
finance-mushroom | $100.00 | 10/25/2011 5:10:14 PM |
stepatatime-together | $100.00 | 10/25/2011 5:18:53 PM |
personal-lender | $25.00 | 10/25/2011 5:11:44 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:36 PM |
life-is-great | $25.00 | 10/25/2011 5:38:10 PM |
kinetic-openness0 | $100.00 | 10/25/2011 6:18:15 PM |
daniel5075 | $25.00 | 10/25/2011 7:56:46 PM |
red-diversification-paradise | $50.00 | 10/25/2011 8:05:03 PM |
giftgold | $25.00 | 10/25/2011 8:26:29 PM |
busnssmn | $25.00 | 10/25/2011 8:26:56 PM |
currency-kangaroo9 | $25.00 | 10/25/2011 8:32:03 PM |
ingenious-truth0 | $25.00 | 10/25/2011 8:37:31 PM |
apostle901 | $25.00 | 10/25/2011 9:00:19 PM |
organic-order | $25.00 | 10/25/2011 10:11:32 PM |
biobulator | $25.00 | 10/25/2011 10:07:12 PM |
whatknows | $25.00 | 10/25/2011 11:15:28 PM |
leverage-booster | $25.00 | 10/25/2011 10:02:18 PM |
smart-leverage7 | $27.00 | 10/25/2011 11:28:28 PM |
smoothmoniker | $25.00 | 10/25/2011 11:34:37 PM |
ore-healer6 | $31.00 | 10/26/2011 12:56:43 AM |
tremendous-payment | $25.00 | 10/26/2011 4:49:30 AM |
cropdust3r | $25.00 | 10/26/2011 4:18:02 AM |
lobstahlender | $25.00 | 10/26/2011 4:56:28 AM |
ChuckieG | $25.00 | 10/26/2011 5:07:14 AM |
rzlender | $25.00 | 10/26/2011 6:22:05 AM |
Richmp412 | $25.00 | 10/26/2011 7:00:56 AM |
Mark0135 | $75.00 | 10/26/2011 7:29:22 AM |
MM1207 | $25.00 | 10/26/2011 7:47:00 AM |
green-ore-expert | $25.00 | 10/26/2011 8:06:44 AM |
87Marc | $25.00 | 10/26/2011 8:08:06 AM |
accruer216 | $25.00 | 10/26/2011 10:59:44 AM |
kind-bill-supporter | $25.00 | 10/26/2011 11:46:11 AM |
larrybird | $2,000.00 | 10/25/2011 7:54:11 PM |
progressive-economy261 | $400.00 | 10/12/2011 5:19:52 PM |
sweety075 | $25.00 | 10/12/2011 6:44:06 PM |
peaceful-basis6 | $100.00 | 10/13/2011 5:38:04 AM |
auction-seeker | $25.00 | 10/13/2011 4:00:09 PM |
well-mannered-income3 | $30.00 | 10/13/2011 3:12:50 PM |
Kaj | $40.00 | 10/13/2011 6:59:13 PM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:51 PM |
vegibenz | $25.00 | 10/14/2011 3:28:11 PM |
chameleon125 | $25.00 | 10/14/2011 3:40:37 PM |
AF-Chief | $25.00 | 10/15/2011 6:27:06 AM |
graceful-investment | $50.00 | 10/15/2011 8:36:05 AM |
wampum-library4 | $25.00 | 10/15/2011 11:26:08 AM |
five-star-note | $25.00 | 10/15/2011 12:02:03 PM |
rolltide09 | $25.00 | 10/16/2011 4:49:50 PM |
virtuous-repayment | $25.00 | 10/16/2011 5:49:48 PM |
proud-gold9 | $25.00 | 10/17/2011 5:26:24 AM |
miked8303 | $25.00 | 10/17/2011 6:02:14 AM |
Jack55304 | $200.00 | 10/17/2011 2:41:39 PM |
diplomatic-wealth7 | $25.00 | 10/17/2011 5:17:58 PM |
twjh | $25.00 | 10/17/2011 6:32:47 PM |
finance-prescription | $100.00 | 10/18/2011 5:08:56 PM |
openness-confidant | $25.00 | 10/18/2011 7:34:06 PM |
nimble-revenue5 | $50.00 | 10/19/2011 9:21:00 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:50 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:14 PM |
sgt-schultz | $35.00 | 10/19/2011 1:34:56 PM |
richboy56 | $25.00 | 10/19/2011 8:33:00 PM |
reflective-gain | $25.00 | 10/22/2011 9:03:17 AM |
silver-buckeye | $25.00 | 10/22/2011 8:54:54 AM |
fmanjoo | $25.00 | 10/22/2011 4:12:23 PM |
gold-cluster | $50.00 | 10/23/2011 8:27:41 PM |
papaloha | $25.00 | 10/23/2011 8:20:32 PM |
green-benefit-control | $50.00 | 10/24/2011 8:05:40 AM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:29 PM |
orange-preeminant-bill | $25.00 | 10/25/2011 6:02:44 AM |
roman2008 | $25.00 | 10/25/2011 10:31:22 AM |
Diamond_Jim | $25.00 | 10/25/2011 10:46:59 AM |
zeelender | $25.00 | 10/25/2011 11:09:51 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:54 PM |
delicious-cash | $25.00 | 10/25/2011 1:20:10 PM |
bold-basis-supernova | $50.00 | 10/25/2011 2:26:24 PM |
Weaverville | $25.00 | 10/25/2011 3:49:59 PM |
economics2011 | $25.00 | 10/25/2011 4:41:28 PM |
asiaratt | $50.00 | 10/25/2011 5:08:25 PM |
GreatReturnForYou | $25.00 | 10/25/2011 5:06:50 PM |
handshake5 | $100.00 | 10/25/2011 5:10:50 PM |
bid-papyrus | $25.00 | 10/25/2011 5:07:35 PM |
Investoman | $75.00 | 10/25/2011 5:13:10 PM |
IIP77 | $25.00 | 10/25/2011 5:19:09 PM |
wwwUniversal | $25.00 | 10/25/2011 5:19:34 PM |
shmb6508 | $50.00 | 10/25/2011 5:26:55 PM |
Comoparklender | $25.00 | 10/25/2011 5:27:08 PM |
rvfbroker | $25.00 | 10/25/2011 5:45:26 PM |
lakehavasu88 | $25.00 | 10/25/2011 5:57:00 PM |
NorthwestLoan1 | $50.00 | 10/25/2011 5:46:00 PM |
cagcrash | $100.00 | 10/25/2011 5:52:23 PM |
loss-of-control | $125.00 | 10/25/2011 6:14:39 PM |
shoedds | $25.00 | 10/25/2011 6:21:06 PM |
divemaster | $25.00 | 10/25/2011 6:47:20 PM |
eronyc | $25.00 | 10/25/2011 6:48:12 PM |
asset-professor | $25.00 | 10/25/2011 7:17:03 PM |
coin-investor | $25.00 | 10/25/2011 7:38:31 PM |
TrekTune | $25.00 | 10/25/2011 8:17:51 PM |
Tapu22 | $25.00 | 10/25/2011 8:02:05 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:47 PM |
mercuriant | $25.00 | 10/25/2011 10:26:08 PM |
keeks | $25.00 | 10/25/2011 10:26:34 PM |
tech310 | $50.00 | 10/25/2011 11:46:54 PM |
finance-magma7 | $25.00 | 10/25/2011 10:54:36 PM |
economy-coup | $50.00 | 10/26/2011 12:59:19 AM |
MrMcduck | $25.00 | 10/26/2011 4:22:40 AM |
wisconsinvestor | $25.00 | 10/26/2011 4:54:07 AM |
KLCRAY | $25.00 | 10/26/2011 4:36:22 AM |
rickp | $25.00 | 10/26/2011 4:53:00 AM |
reaction5 | $25.00 | 10/26/2011 5:49:26 AM |
Mariner3605 | $25.00 | 10/26/2011 6:12:24 AM |
loan-fate | $100.00 | 10/26/2011 7:21:36 AM |
desertoasis | $25.00 | 10/26/2011 8:32:03 AM |
Elevate2012 | $25.00 | 10/26/2011 8:29:17 AM |
nickel-launcher | $25.00 | 10/26/2011 9:03:57 AM |
fervent-repayment | $25.00 | 10/26/2011 9:43:37 AM |
KileNSmyth4 | $25.00 | 10/26/2011 10:03:07 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:53:20 AM |
social-zebra | $17.19 | 10/26/2011 12:00:15 PM |
FASTIZIO_P | $25.00 | 10/26/2011 11:00:14 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:02 AM |
galenisme | $25.00 | 10/26/2011 11:29:24 AM |
investment-comet | $25.00 | 10/26/2011 11:32:26 AM |
162 Investments
|
Borrower Payment Dependent Notes Series
532128
This series of Notes was issued and sold upon the funding of the borrower loan #54990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 13y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,330 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dime-philosopher |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit cards and other loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/13/2011 9:19:01 AM |
SolarMoonshine | $25.00 | 10/12/2011 6:08:30 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:31 AM |
social-hunter5 | $25.00 | 10/15/2011 10:28:59 AM |
money-fort | $25.00 | 10/19/2011 3:44:41 PM |
let_me_retire | $100.00 | 10/22/2011 1:41:08 AM |
dedicated-transaction796 | $25.00 | 10/25/2011 9:21:11 AM |
barefootpaul | $25.00 | 10/22/2011 1:31:50 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:40:51 PM |
goodhearted-generosity511 | $25.00 | 10/14/2011 9:32:16 AM |
340 | $25.00 | 10/19/2011 1:49:17 AM |
nilonc1 | $25.00 | 10/19/2011 5:02:48 AM |
copper | $50.00 | 10/20/2011 6:28:08 PM |
jkeller4000 | $25.00 | 10/24/2011 5:11:46 AM |
Weaverville | $25.00 | 10/25/2011 3:49:59 PM |
IIP77 | $25.00 | 10/25/2011 5:19:09 PM |
larrybird | $1,450.00 | 10/25/2011 7:54:16 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
532150
This series of Notes was issued and sold upon the funding of the borrower loan #54972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $370.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $120,555 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-stylish-dollar |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/20/2011 7:17:58 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:44:41 AM |
progressive-economy261 | $400.00 | 10/14/2011 9:19:39 AM |
leball | $25.00 | 10/15/2011 9:28:27 PM |
Whipster | $60.00 | 10/16/2011 12:26:45 PM |
miked8303 | $25.00 | 10/17/2011 6:02:15 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:29 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:47 PM |
diplomatic-wealth7 | $25.00 | 10/17/2011 5:17:59 PM |
first-class-wampum | $50.00 | 10/18/2011 6:26:47 AM |
Malkial | $25.00 | 10/18/2011 9:23:40 AM |
red-power-pecan | $50.00 | 10/19/2011 10:31:58 AM |
nimble-revenue5 | $50.00 | 10/19/2011 5:16:48 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:13 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:08 PM |
durability-halibut | $30.00 | 10/20/2011 6:12:20 AM |
profit-powerplant | $25.00 | 10/20/2011 10:12:12 AM |
newest-justice-bear | $25.00 | 10/20/2011 1:35:13 PM |
triumphant-point5 | $50.00 | 10/20/2011 12:56:18 PM |
new-ore-venture | $50.00 | 10/20/2011 5:11:51 PM |
SaratogaAccountant | $25.00 | 10/20/2011 5:19:16 PM |
sweetlan | $25.00 | 10/20/2011 5:07:19 PM |
a-unflappable-finance | $100.00 | 10/20/2011 5:33:48 PM |
RedantFinance | $25.00 | 10/20/2011 7:12:19 PM |
joyful-power9 | $25.00 | 10/20/2011 6:38:51 PM |
diversification-medalist | $25.00 | 10/20/2011 9:21:29 PM |
vigorous-velocity | $100.00 | 10/20/2011 8:59:01 PM |
nycfinance | $25.00 | 10/21/2011 1:55:09 AM |
treasure-bliss | $25.00 | 10/21/2011 3:59:32 AM |
klend4 | $25.00 | 10/21/2011 7:08:17 AM |
oaktown23 | $100.00 | 10/21/2011 6:56:51 AM |
thomas16882004 | $25.00 | 10/21/2011 7:16:13 AM |
organic-responsibility60 | $30.00 | 10/21/2011 8:45:27 AM |
LuckyDuck49 | $25.00 | 10/21/2011 9:20:39 AM |
cnovak | $25.00 | 10/21/2011 9:58:15 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:58 AM |
glroark | $50.00 | 10/21/2011 10:31:46 AM |
genelinist | $25.00 | 10/21/2011 11:50:40 AM |
top-visionary-truth | $25.00 | 10/21/2011 12:47:51 PM |
well-mannered-income3 | $30.00 | 10/21/2011 2:56:32 PM |
real-return | $25.00 | 10/21/2011 4:56:13 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:27 PM |
p2p-mover0 | $28.00 | 10/21/2011 6:54:47 PM |
head | $25.00 | 10/21/2011 9:29:45 PM |
frooogal | $25.00 | 10/21/2011 9:42:58 PM |
jebber007 | $25.00 | 10/21/2011 11:05:25 PM |
loss-of-control | $100.00 | 10/22/2011 7:56:22 AM |
britgsb | $25.00 | 10/22/2011 10:02:32 AM |
EarlyRiser | $221.00 | 10/22/2011 9:47:40 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:20 PM |
investment-comet | $25.00 | 10/23/2011 8:17:46 AM |
JLMGroupFunds | $25.00 | 10/23/2011 12:13:19 PM |
secureincome | $900.00 | 10/24/2011 12:22:14 PM |
Bob450 | $25.00 | 10/24/2011 4:45:08 PM |
orange-preeminant-bill | $25.00 | 10/25/2011 6:02:45 AM |
irrelevant | $25.00 | 10/25/2011 10:05:15 AM |
Diamond_Jim | $50.00 | 10/25/2011 10:46:59 AM |
leverage-monger | $25.00 | 10/25/2011 11:23:10 AM |
treasure-widget | $25.00 | 10/25/2011 11:08:56 AM |
zeelender | $25.00 | 10/25/2011 11:09:52 AM |
palmetto933 | $50.00 | 10/25/2011 1:27:11 PM |
scoobiedoo | $25.00 | 10/25/2011 2:38:13 PM |
Weaverville | $25.00 | 10/25/2011 3:50:00 PM |
Richmp412 | $25.00 | 10/25/2011 4:12:40 PM |
economics2011 | $25.00 | 10/25/2011 4:41:29 PM |
finance-mushroom | $79.00 | 10/25/2011 5:10:14 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:37 PM |
dedicated-transaction796 | $25.00 | 10/25/2011 5:28:03 PM |
Comoparklender | $25.00 | 10/25/2011 5:27:09 PM |
life-is-great | $25.00 | 10/25/2011 5:38:10 PM |
exchange-mover2 | $31.58 | 10/25/2011 5:43:55 PM |
rvfbroker | $25.00 | 10/25/2011 5:45:26 PM |
PadreAyudate | $26.01 | 10/25/2011 5:39:39 PM |
reliable-silver7 | $187.34 | 10/25/2011 5:59:14 PM |
kulender | $50.00 | 10/14/2011 4:52:26 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:28 AM |
Dubbs360 | $50.00 | 10/14/2011 10:44:38 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:01 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:52 PM |
the-silver-blaster | $50.00 | 10/15/2011 6:37:33 AM |
fortytwo | $100.00 | 10/15/2011 11:42:26 AM |
calcloud | $25.00 | 10/15/2011 8:59:56 PM |
social-cocktail1 | $200.00 | 10/16/2011 12:18:34 PM |
Kaj | $40.00 | 10/17/2011 5:59:53 PM |
ddog0224 | $50.00 | 10/18/2011 12:09:33 PM |
finance-prescription | $100.00 | 10/18/2011 5:08:57 PM |
mlj0671 | $25.00 | 10/19/2011 6:32:35 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:50 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:15 PM |
first-repayment-magician | $25.00 | 10/20/2011 9:10:33 AM |
dime-historian | $25.00 | 10/20/2011 5:03:10 PM |
CA-Lender | $96.40 | 10/20/2011 5:03:46 PM |
income-buffalo1 | $100.00 | 10/20/2011 5:23:56 PM |
wealth-fighter3 | $25.00 | 10/20/2011 5:23:36 PM |
Girakul | $25.00 | 10/20/2011 6:34:08 PM |
Zuzu | $40.00 | 10/20/2011 6:37:24 PM |
asset-professor | $25.00 | 10/20/2011 8:33:33 PM |
bold-careful-finance | $100.00 | 10/20/2011 8:03:49 PM |
Something-Corporate | $25.00 | 10/20/2011 9:26:26 PM |
Gladglide | $25.00 | 10/20/2011 10:57:47 PM |
new-transaction-wrangler | $40.00 | 10/21/2011 6:19:22 AM |
Leshan | $25.00 | 10/21/2011 7:29:23 AM |
rakstar | $25.00 | 10/21/2011 8:29:14 AM |
worth-arch | $25.00 | 10/21/2011 8:45:42 AM |
stock106 | $25.00 | 10/21/2011 8:49:57 AM |
palace2 | $200.00 | 10/21/2011 9:57:42 AM |
compassion-platoon | $25.00 | 10/21/2011 10:25:15 AM |
awesome-yield7 | $26.11 | 10/21/2011 11:26:45 AM |
helping-out | $27.00 | 10/21/2011 10:46:00 AM |
luann199 | $25.00 | 10/21/2011 4:12:24 PM |
julijask | $25.00 | 10/21/2011 2:52:16 PM |
the-enthralling-coin | $25.00 | 10/21/2011 4:45:50 PM |
dime-sprout | $25.00 | 10/21/2011 5:16:51 PM |
sushi537 | $25.00 | 10/21/2011 7:51:25 PM |
dynamic-money271 | $25.00 | 10/22/2011 4:58:06 AM |
interstellar | $75.00 | 10/22/2011 5:28:47 AM |
SummitAdvisors | $31.00 | 10/22/2011 6:54:59 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:41:55 AM |
favorite-deal6 | $70.06 | 10/22/2011 8:42:15 AM |
dedicated-diversification5 | $57.72 | 10/22/2011 8:14:23 AM |
atlrealtor | $100.00 | 10/22/2011 8:12:32 AM |
jazzlender | $25.00 | 10/22/2011 8:51:56 AM |
NYCFinancier | $25.00 | 10/22/2011 8:55:52 AM |
ideal-economy | $25.00 | 10/22/2011 9:25:08 AM |
fizicks06 | $500.00 | 10/22/2011 10:16:04 AM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:18:52 PM |
jjswanso | $25.00 | 10/23/2011 2:59:46 PM |
papaloha | $25.00 | 10/23/2011 8:20:33 PM |
gold-cluster | $50.00 | 10/23/2011 8:27:41 PM |
leverage-monger | $30.00 | 10/24/2011 9:39:35 AM |
yield-trader | $25.00 | 10/24/2011 10:00:15 AM |
fervent-repayment | $25.00 | 10/24/2011 11:13:40 AM |
suave-dime6 | $25.00 | 10/24/2011 12:30:43 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:29 PM |
power-bluebird2 | $25.00 | 10/24/2011 6:34:53 PM |
iolaire | $25.00 | 10/25/2011 10:22:01 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:54 PM |
palace2 | $68.78 | 10/25/2011 2:29:49 PM |
pver21 | $25.00 | 10/25/2011 2:44:42 PM |
thelovebug | $100.00 | 10/25/2011 5:19:18 PM |
wwwUniversal | $25.00 | 10/25/2011 5:19:34 PM |
stepatatime-together | $100.00 | 10/25/2011 5:18:53 PM |
cagcrash | $100.00 | 10/25/2011 5:52:23 PM |
lakehavasu88 | $25.00 | 10/25/2011 5:57:01 PM |
tkr2 | $25.00 | 10/25/2011 5:56:23 PM |
145 Investments
|
Borrower Payment Dependent Notes Series
532184
This series of Notes was issued and sold upon the funding of the borrower loan #54891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $789.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 8% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 20y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,888 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-transparent-commerce8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Inventory Funding
Purpose of loan:
I have started a whitetail deer breeding and trophy hunting operation and need funds for purchasing initial inventory. No money is being taken out of the business for at least three years.
My financial situation:
Credit Scores on all three credit reporting agencies are over 760 and I have been employeed by the same company for the last 18 years. Personal income can be used to repay this money if needed. A full business plan with corresponding financials are available for review. All personal income information can be backed up by statements, tax returns, etc.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
mrladybug101 | $25.00 | 10/13/2011 9:11:30 AM |
green-trade-dolphin2 | $39.38 | 10/13/2011 9:01:06 AM |
sjlender | $100.00 | 10/13/2011 9:20:30 AM |
personal-lender | $25.00 | 10/13/2011 9:10:25 AM |
nickel-ferret | $50.00 | 10/13/2011 9:10:00 AM |
UncleTupelo2 | $25.00 | 10/13/2011 10:30:38 AM |
loyalty-edifice997 | $50.00 | 10/13/2011 11:57:14 AM |
CIC | $25.00 | 10/13/2011 1:24:16 PM |
GrayStudio | $25.00 | 10/13/2011 11:47:05 AM |
anwn | $25.00 | 10/13/2011 1:18:08 PM |
eighttone | $25.00 | 10/13/2011 1:40:56 PM |
narblark | $25.00 | 10/13/2011 2:45:33 PM |
TCayce | $25.00 | 10/13/2011 3:48:55 PM |
no_agenda_lender | $25.00 | 10/13/2011 4:44:57 PM |
ski bum | $100.00 | 10/13/2011 5:12:58 PM |
sabre79 | $25.00 | 10/13/2011 6:25:31 PM |
soulwork | $25.00 | 10/13/2011 6:58:23 PM |
holstj | $50.00 | 10/13/2011 7:38:33 PM |
IIP77 | $25.00 | 10/13/2011 7:14:56 PM |
betaoption | $25.00 | 10/13/2011 7:21:14 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:44 PM |
ZeLonewolf | $25.00 | 10/13/2011 8:18:55 PM |
LendGuy | $25.00 | 10/13/2011 8:33:43 PM |
efficient-marketplace | $25.00 | 10/13/2011 9:31:08 PM |
gracej | $25.00 | 10/13/2011 9:01:49 PM |
marketplace-cello5 | $50.00 | 10/13/2011 11:26:01 PM |
duty-starfish8 | $25.00 | 10/14/2011 3:52:31 AM |
KLCRAY | $50.00 | 10/14/2011 4:25:26 AM |
sajitk | $25.00 | 10/14/2011 4:25:30 AM |
kulender | $50.00 | 10/14/2011 4:53:07 AM |
baseballfan111 | $50.00 | 10/14/2011 6:07:06 AM |
AmericanCredit | $50.00 | 10/14/2011 5:11:48 AM |
indomitable-coin | $25.00 | 10/14/2011 6:31:08 AM |
scholarly-benefit5 | $50.00 | 10/14/2011 6:00:30 AM |
mrpowers5531 | $25.00 | 10/14/2011 7:16:24 AM |
Mopedcouple | $25.00 | 10/14/2011 7:19:33 AM |
preciouschild | $120.00 | 10/14/2011 8:01:30 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:16 AM |
cerebral-auction950 | $50.00 | 10/14/2011 8:19:25 AM |
donmacprosper | $25.00 | 10/14/2011 8:29:01 AM |
bid-papyrus | $25.00 | 10/14/2011 9:12:19 AM |
tlp43 | $25.00 | 10/14/2011 9:16:28 AM |
Msbutterfly | $50.00 | 10/14/2011 9:46:32 AM |
DadWarbucks | $25.00 | 10/14/2011 9:37:26 AM |
prescription0 | $25.00 | 10/14/2011 9:45:20 AM |
unclejaef | $25.00 | 10/14/2011 10:48:14 AM |
loot-heart | $25.00 | 10/14/2011 10:09:44 AM |
soheagle | $25.00 | 10/14/2011 10:15:50 AM |
sevenbridges | $25.00 | 10/14/2011 12:21:22 PM |
irishcocacola | $25.00 | 10/14/2011 12:06:20 PM |
income-excellence1 | $50.00 | 10/14/2011 1:25:09 PM |
ulisingh | $50.00 | 10/14/2011 1:34:46 PM |
srilm | $25.00 | 10/14/2011 1:57:35 PM |
LittleTiny | $25.00 | 10/14/2011 2:09:00 PM |
ahansen | $25.00 | 10/14/2011 2:47:31 PM |
vb3jmg | $30.00 | 10/14/2011 3:05:41 PM |
Prosp_Lender | $25.00 | 10/14/2011 3:13:14 PM |
keeks | $25.00 | 10/14/2011 3:21:49 PM |
Pasagam | $25.00 | 10/14/2011 3:25:53 PM |
sentimental-silver7 | $25.00 | 10/14/2011 4:17:14 PM |
passbook | $25.00 | 10/14/2011 5:13:12 PM |
LenderByDay | $25.00 | 10/14/2011 5:28:50 PM |
whistledicksmith | $25.00 | 10/14/2011 5:31:01 PM |
dospapalotes | $25.00 | 10/14/2011 6:14:10 PM |
kscc183 | $25.00 | 10/14/2011 6:31:25 PM |
SeaLoans | $25.00 | 10/14/2011 7:05:04 PM |
gold-sushi | $25.00 | 10/14/2011 10:30:08 PM |
pipopirate | $25.00 | 10/15/2011 5:21:01 AM |
BeachWalkz | $25.00 | 10/15/2011 4:51:07 AM |
rocker137 | $28.00 | 10/15/2011 6:06:51 AM |
balance6 | $25.00 | 10/15/2011 6:08:14 AM |
IndianChief | $25.00 | 10/15/2011 6:30:50 AM |
downtownfarm | $25.00 | 10/15/2011 6:08:52 AM |
NObama | $25.00 | 10/15/2011 6:14:16 AM |
ijspence | $25.00 | 10/15/2011 6:18:33 AM |
Ilyav | $150.00 | 10/15/2011 6:48:24 AM |
janicewill | $25.00 | 10/15/2011 6:59:46 AM |
exciting-fairness8 | $50.00 | 10/15/2011 7:14:25 AM |
organized-integrity8 | $25.00 | 10/15/2011 6:35:27 AM |
apexprod | $25.00 | 10/15/2011 6:45:32 AM |
hrubinst | $50.00 | 10/15/2011 7:16:26 AM |
dbzen | $25.00 | 10/15/2011 7:54:26 AM |
five-star-asset2 | $25.00 | 10/15/2011 7:24:28 AM |
dharma1 | $25.00 | 10/15/2011 7:29:22 AM |
LR_Biker | $50.00 | 10/15/2011 8:30:44 AM |
jps888 | $25.00 | 10/15/2011 7:47:58 AM |
Aquatic | $25.00 | 10/15/2011 7:56:48 AM |
zenchef | $25.00 | 10/15/2011 8:50:07 AM |
ManhattanLender | $25.00 | 10/15/2011 9:06:32 AM |
prashgig | $25.00 | 10/15/2011 8:25:46 AM |
hs112a | $25.00 | 10/15/2011 8:30:29 AM |
brutusbone | $25.00 | 10/15/2011 8:39:03 AM |
Ivan2007 | $25.00 | 10/15/2011 9:13:17 AM |
fair-funds | $25.00 | 10/15/2011 9:25:24 AM |
dthompso | $50.00 | 10/15/2011 10:01:55 AM |
Pookie22 | $25.00 | 10/15/2011 10:09:06 AM |
loyalty-circuitry | $100.00 | 10/15/2011 10:54:31 AM |
BaltimoreLender | $25.00 | 10/15/2011 11:14:41 AM |
Blondie96 | $25.00 | 10/15/2011 11:39:37 AM |
propay | $25.00 | 10/15/2011 11:17:23 AM |
harmonious-moola7 | $25.00 | 10/15/2011 12:03:27 PM |
kmavm | $50.00 | 10/15/2011 12:27:24 PM |
otter | $25.00 | 10/15/2011 12:39:25 PM |
RJN | $25.00 | 10/15/2011 1:33:46 PM |
mketelecom | $25.00 | 10/15/2011 12:28:57 PM |
moola-man | $25.00 | 10/15/2011 1:24:53 PM |
L-vex | $25.00 | 10/15/2011 1:59:39 PM |
andyb9 | $25.00 | 10/15/2011 2:03:41 PM |
virtualbank | $25.00 | 10/15/2011 3:07:30 PM |
xzec777 | $25.00 | 10/15/2011 3:09:41 PM |
kinetic-openness0 | $50.00 | 10/15/2011 2:45:24 PM |
JAACKES | $25.00 | 10/15/2011 2:38:28 PM |
potatoepicker | $25.00 | 10/15/2011 3:40:50 PM |
aldeed | $300.00 | 10/15/2011 3:46:42 PM |
sweet-loan8 | $25.00 | 10/15/2011 4:03:16 PM |
2bucksmore | $25.00 | 10/15/2011 5:42:52 PM |
WindyKid | $25.00 | 10/15/2011 5:33:34 PM |
withfries2 | $25.00 | 10/15/2011 6:49:54 PM |
V40Harmony | $25.00 | 10/15/2011 9:32:33 PM |
vivacious-truth3 | $25.00 | 10/15/2011 10:42:54 PM |
natural-peace241 | $100.00 | 10/16/2011 12:56:01 AM |
slartibardfast | $25.00 | 10/16/2011 2:42:44 AM |
zen1cent | $25.00 | 10/16/2011 4:41:58 AM |
tenny321 | $25.00 | 10/16/2011 5:39:09 AM |
ianakacg | $25.00 | 10/16/2011 6:02:28 AM |
Relevance | $25.00 | 10/16/2011 6:43:49 AM |
buukyak | $25.00 | 10/16/2011 7:11:48 AM |
theprince | $50.00 | 10/16/2011 7:06:17 AM |
moneynmotion | $25.00 | 10/16/2011 8:09:15 AM |
willieron | $50.00 | 10/16/2011 7:44:44 AM |
jfd287 | $25.00 | 10/16/2011 10:30:03 AM |
wonderful-rupee | $25.00 | 10/16/2011 10:49:01 AM |
balance-voyager | $50.00 | 10/16/2011 11:50:16 AM |
the-upbeat-p2p | $25.00 | 10/16/2011 11:10:48 AM |
credit-high-five8 | $25.00 | 10/16/2011 11:29:57 AM |
orloan | $50.00 | 10/16/2011 11:42:26 AM |
jamschmidt | $25.00 | 10/16/2011 12:36:22 PM |
macjp123 | $50.00 | 10/16/2011 1:36:19 PM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:34 PM |
Koma67 | $25.00 | 10/16/2011 5:08:53 PM |
ideal-platinum1 | $25.00 | 10/16/2011 5:38:55 PM |
wiselady | $35.00 | 10/16/2011 7:19:03 PM |
red-tenacious-reward | $25.00 | 10/16/2011 6:58:19 PM |
work4me | $25.00 | 10/16/2011 7:35:05 PM |
giftgold | $25.00 | 10/16/2011 9:06:00 PM |
american6 | $100.00 | 10/17/2011 1:17:56 AM |
jo2y | $25.00 | 10/17/2011 1:01:08 AM |
Rdodson11 | $25.00 | 10/17/2011 6:26:40 AM |
john0720 | $25.00 | 10/17/2011 7:31:20 AM |
degster | $25.00 | 10/17/2011 8:11:46 AM |
innocent-loot | $26.00 | 10/17/2011 8:51:17 AM |
Veridic | $25.00 | 10/17/2011 9:54:13 AM |
b2006 | $25.00 | 10/17/2011 10:01:17 AM |
kunger | $25.00 | 10/17/2011 10:02:06 AM |
ItsJustMe79 | $25.00 | 10/17/2011 10:49:57 AM |
elbastador | $25.00 | 10/17/2011 10:46:27 AM |
jeffc92 | $25.00 | 10/17/2011 11:08:39 AM |
LogicalCC | $25.00 | 10/17/2011 11:15:37 AM |
Ocean713 | $75.00 | 10/17/2011 12:32:36 PM |
Alpha-AssistU | $25.00 | 10/17/2011 12:10:35 PM |
BookandLaw | $25.00 | 10/17/2011 12:32:50 PM |
best-decisive-peace | $25.00 | 10/17/2011 1:25:51 PM |
ZeoInvestments | $25.00 | 10/17/2011 1:39:57 PM |
Vacs4u | $25.00 | 10/17/2011 2:49:12 PM |
TheMeadway1 | $25.00 | 10/17/2011 3:26:19 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:26:58 PM |
pwkpwk | $25.00 | 10/17/2011 3:48:02 PM |
lendme2 | $50.00 | 10/17/2011 3:12:20 PM |
yorcash | $25.00 | 10/17/2011 4:15:36 PM |
Stollewood | $25.00 | 10/17/2011 3:48:16 PM |
aceLender | $25.00 | 10/17/2011 3:49:43 PM |
tenacious-payout | $50.00 | 10/17/2011 4:46:13 PM |
economy-molecule3 | $500.00 | 10/17/2011 5:13:46 PM |
a-responsible-return | $100.00 | 10/17/2011 5:45:43 PM |
fervent-revenue7 | $50.00 | 10/17/2011 6:16:12 PM |
Marathoner | $25.00 | 10/17/2011 6:48:28 PM |
crescent6 | $25.00 | 10/17/2011 6:51:00 PM |
nail19027 | $25.00 | 10/17/2011 7:07:21 PM |
Headhunter14 | $25.00 | 10/17/2011 7:54:27 PM |
wdove511 | $25.00 | 10/17/2011 10:49:54 PM |
wtrboy | $25.00 | 10/17/2011 11:05:14 PM |
zski | $25.00 | 10/18/2011 1:57:37 AM |
junecleaver | $25.00 | 10/18/2011 4:06:19 AM |
chibear34 | $25.00 | 10/18/2011 6:27:43 AM |
saysana | $50.00 | 10/18/2011 6:05:10 AM |
allotment464 | $50.00 | 10/18/2011 6:19:00 AM |
Chuck9802 | $25.00 | 10/18/2011 6:20:45 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:57 AM |
value-pouch | $25.00 | 10/18/2011 10:12:11 AM |
cachecrew | $50.00 | 10/18/2011 10:32:20 AM |
TEAM-Jasper | $25.00 | 10/18/2011 11:19:36 AM |
Allacalander | $46.00 | 10/18/2011 12:07:13 PM |
thunderkiss | $25.00 | 10/18/2011 12:23:17 PM |
first-repayment-magician | $25.00 | 10/18/2011 12:48:47 PM |
george6791 | $25.00 | 10/18/2011 1:19:51 PM |
knowledgeable-note6 | $52.00 | 10/18/2011 12:30:49 PM |
revenue-serenity | $50.00 | 10/18/2011 2:54:21 PM |
best-ingenious-funds | $50.00 | 10/18/2011 3:43:41 PM |
HotRod25 | $25.00 | 10/18/2011 4:27:09 PM |
TW2000 | $25.00 | 10/18/2011 4:31:37 PM |
red-enthralling-justice | $25.00 | 10/18/2011 6:14:02 PM |
colorado23 | $25.00 | 10/18/2011 6:25:45 PM |
power-defender7 | $25.00 | 10/18/2011 6:20:43 PM |
gold-circuitry | $221.00 | 10/18/2011 8:52:20 PM |
unforgettable-bazaar0 | $50.00 | 10/18/2011 8:02:11 PM |
nhm | $25.00 | 10/18/2011 8:46:22 PM |
MikeB918 | $25.00 | 10/18/2011 9:36:37 PM |
vicumn | $25.00 | 10/18/2011 10:40:51 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:10 PM |
lost-money-so-far-on-these | $25.00 | 10/18/2011 10:09:03 PM |
ozlem | $25.00 | 10/19/2011 1:40:21 AM |
miket71 | $26.00 | 10/19/2011 3:42:57 AM |
Kame | $25.00 | 10/19/2011 4:39:49 AM |
hopeful-point | $25.00 | 10/19/2011 5:49:18 AM |
SMVM87 | $25.00 | 10/19/2011 5:50:50 AM |
Namrok | $25.00 | 10/19/2011 7:17:35 AM |
skunkor2 | $54.00 | 10/19/2011 7:29:28 AM |
Curly-Girly | $25.00 | 10/19/2011 9:28:20 AM |
red-unequivocal-finance | $25.00 | 10/19/2011 9:55:16 AM |
RankPaid | $25.00 | 10/19/2011 10:20:31 AM |
dogbait | $50.00 | 10/19/2011 10:06:55 AM |
ingenious-order783 | $25.00 | 10/19/2011 10:04:48 AM |
Reinadog9 | $50.00 | 10/19/2011 11:14:50 AM |
transparency-atmosphere6 | $100.00 | 10/19/2011 12:04:39 PM |
philgreen | $25.00 | 10/19/2011 12:35:17 PM |
gold-disk | $25.00 | 10/19/2011 1:05:38 PM |
mtquan | $25.00 | 10/19/2011 2:29:46 PM |
jacmar | $25.00 | 10/19/2011 2:40:29 PM |
BanqueDeD | $25.00 | 10/19/2011 4:13:15 PM |
income-awakening6 | $25.00 | 10/19/2011 4:22:57 PM |
market-voyager8 | $50.00 | 10/19/2011 4:24:44 PM |
sci_guy | $25.00 | 10/19/2011 4:59:05 PM |
JazzFranchise | $25.00 | 10/19/2011 4:34:00 PM |
ideal-penny8 | $25.00 | 10/19/2011 4:34:28 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:32 PM |
lifegrowth | $25.00 | 10/19/2011 6:42:36 PM |
liberty-flute0 | $25.00 | 10/19/2011 7:01:58 PM |
money-floret | $25.00 | 10/19/2011 7:04:08 PM |
cash-cymbal | $40.80 | 10/19/2011 7:54:52 PM |
top-magnificent-agreement | $35.00 | 10/19/2011 7:27:10 PM |
bigrpf5 | $25.00 | 10/19/2011 8:28:33 PM |
balance-whistle7 | $25.00 | 10/19/2011 8:57:08 PM |
ramsbladder | $25.00 | 10/19/2011 11:54:17 PM |
SFGuy | $25.00 | 10/19/2011 11:05:02 PM |
michaelwong | $50.00 | 10/20/2011 6:22:24 AM |
iGeoff | $25.00 | 10/20/2011 8:14:21 AM |
kyomoon | $50.00 | 10/20/2011 8:05:29 AM |
dcchaos | $50.00 | 10/20/2011 8:16:43 AM |
pleasant-dime | $25.00 | 10/20/2011 8:38:27 AM |
renaissance168 | $30.44 | 10/20/2011 9:07:41 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:15 AM |
AEH_Now | $25.00 | 10/20/2011 9:38:58 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:46 PM |
nhm | $25.00 | 10/20/2011 12:26:47 PM |
shabufa | $25.00 | 10/20/2011 1:22:44 PM |
Thelonius10 | $50.00 | 10/20/2011 3:37:21 PM |
credit-meteor7 | $200.00 | 10/20/2011 3:48:00 PM |
open-wealth492 | $25.00 | 10/20/2011 4:41:24 PM |
iolaire | $25.00 | 10/20/2011 3:22:58 PM |
encore02 | $100.00 | 10/20/2011 3:32:54 PM |
excellent-greenback | $25.00 | 10/20/2011 4:51:32 PM |
jenq0001 | $25.00 | 10/20/2011 3:35:06 PM |
gozer | $25.00 | 10/20/2011 5:04:20 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:09 PM |
transparency-halo | $50.00 | 10/20/2011 5:32:28 PM |
visionary-fund | $300.00 | 10/20/2011 5:33:28 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:45 PM |
Seriuqs | $25.00 | 10/20/2011 6:06:52 PM |
br4444 | $25.00 | 10/20/2011 6:30:04 PM |
thetropics18 | $25.00 | 10/20/2011 7:30:44 PM |
bluestroft | $63.00 | 10/20/2011 7:43:58 PM |
bold-careful-finance | $25.00 | 10/20/2011 8:15:12 PM |
good_lender | $25.00 | 10/20/2011 8:45:24 PM |
Sanford-N-Sons | $25.00 | 10/20/2011 9:51:25 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:40 PM |
Carne_Chung | $25.00 | 10/20/2011 9:36:56 PM |
ashik | $25.00 | 10/20/2011 10:23:17 PM |
bb575 | $50.00 | 10/21/2011 12:33:16 AM |
jcn12321 | $25.00 | 10/21/2011 4:17:36 AM |
twister455 | $25.00 | 10/21/2011 1:31:53 AM |
spqrxxi | $25.00 | 10/21/2011 5:59:23 AM |
teejay411 | $100.00 | 10/21/2011 7:18:48 AM |
Czar450 | $25.00 | 10/21/2011 8:17:52 AM |
yarg | $25.00 | 10/21/2011 8:22:45 AM |
kindness-festivity | $137.00 | 10/21/2011 8:38:06 AM |
transparency-river1 | $1,000.00 | 10/21/2011 9:22:44 AM |
budyzr | $25.00 | 10/21/2011 9:46:15 AM |
blackballplayer | $25.00 | 10/21/2011 9:57:48 AM |
invincible-peso | $25.00 | 10/21/2011 9:49:29 AM |
peace-cadence | $25.00 | 10/21/2011 11:12:42 AM |
marcopolo10 | $25.00 | 10/21/2011 12:02:46 PM |
JebkaClan | $26.00 | 10/21/2011 1:05:50 PM |
payment-neutron5 | $549.66 | 10/21/2011 1:08:18 PM |
worthy-bid8 | $50.00 | 10/13/2011 9:07:26 AM |
dud | $50.00 | 10/13/2011 9:30:38 AM |
velocity-solo | $25.00 | 10/13/2011 9:21:43 AM |
valiant-liberty4 | $25.00 | 10/13/2011 9:21:56 AM |
kenji4861 | $25.00 | 10/13/2011 9:26:09 AM |
tender-commerce8 | $50.00 | 10/13/2011 10:44:14 AM |
fcrick | $25.00 | 10/13/2011 11:06:58 AM |
wise-silver-wonder | $25.00 | 10/13/2011 12:49:04 PM |
traghip6 | $25.00 | 10/13/2011 1:35:20 PM |
useful-currency | $25.00 | 10/13/2011 3:12:52 PM |
a-unflappable-finance | $100.00 | 10/13/2011 3:13:50 PM |
orange-courageous-dedication | $25.00 | 10/13/2011 4:36:32 PM |
radforj22 | $25.00 | 10/13/2011 3:28:54 PM |
steiglends | $120.00 | 10/13/2011 4:37:27 PM |
ujiba | $50.00 | 10/13/2011 3:57:57 PM |
wealthstar | $25.00 | 10/13/2011 4:12:49 PM |
Aimvest | $25.00 | 10/13/2011 4:05:25 PM |
YellowJacket | $25.00 | 10/13/2011 4:51:34 PM |
g314 | $32.00 | 10/13/2011 6:43:06 PM |
Rob717171 | $50.00 | 10/13/2011 7:03:51 PM |
hayhelp | $25.00 | 10/13/2011 6:35:22 PM |
riskadverse44 | $50.00 | 10/13/2011 6:55:32 PM |
red-diversification-paradise | $50.00 | 10/13/2011 8:11:43 PM |
unrivaled-silver | $25.00 | 10/13/2011 8:27:05 PM |
awwaww | $25.00 | 10/13/2011 11:54:23 PM |
Approved1234 | $50.00 | 10/14/2011 3:38:18 AM |
pdxtech | $50.00 | 10/14/2011 4:06:04 AM |
invincible-dough | $50.00 | 10/14/2011 3:58:27 AM |
sweet-loan7 | $25.00 | 10/14/2011 4:35:00 AM |
Zipperdu | $50.00 | 10/14/2011 5:01:48 AM |
stollcm | $25.00 | 10/14/2011 5:31:23 AM |
blot44 | $25.00 | 10/14/2011 5:36:45 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 5:45:35 AM |
wise-honorable-rate | $25.00 | 10/14/2011 5:59:08 AM |
Dollars4Rent | $50.00 | 10/14/2011 6:24:35 AM |
anacent | $50.00 | 10/14/2011 7:25:48 AM |
best-deal-banker | $50.00 | 10/14/2011 7:25:50 AM |
mydogissocute | $25.00 | 10/14/2011 7:41:24 AM |
speyer | $25.00 | 10/14/2011 7:04:38 AM |
chemistry220 | $25.00 | 10/14/2011 8:00:46 AM |
rmachi | $25.00 | 10/14/2011 8:24:01 AM |
funds-promiser | $25.00 | 10/14/2011 8:08:23 AM |
green-moola-sniffer | $25.00 | 10/14/2011 8:20:15 AM |
Brainworm | $25.00 | 10/14/2011 8:38:28 AM |
Minnechela | $25.00 | 10/14/2011 8:48:05 AM |
Caledoni | $25.00 | 10/14/2011 9:35:10 AM |
BeansMan02 | $25.00 | 10/14/2011 9:45:39 AM |
Cheburashka | $25.00 | 10/14/2011 10:37:04 AM |
Syzygy | $25.00 | 10/14/2011 11:07:38 AM |
ussugm | $25.00 | 10/14/2011 11:01:19 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:05 AM |
OTRjohn | $109.80 | 10/14/2011 11:41:53 AM |
Mostyle | $25.00 | 10/14/2011 12:35:47 PM |
Preteur | $25.00 | 10/14/2011 2:38:49 PM |
Emgolda | $25.00 | 10/14/2011 2:53:34 PM |
trapper569 | $50.00 | 10/14/2011 1:57:30 PM |
bayfocus | $25.00 | 10/14/2011 2:44:24 PM |
jdrez | $25.00 | 10/14/2011 4:13:02 PM |
zbfamwl | $25.00 | 10/14/2011 4:13:28 PM |
aasx1108 | $25.00 | 10/14/2011 5:27:28 PM |
Warwick | $25.00 | 10/14/2011 7:22:12 PM |
sb0453 | $25.00 | 10/14/2011 8:06:55 PM |
abnvette | $25.00 | 10/14/2011 8:22:23 PM |
riproaringrapids | $25.00 | 10/14/2011 11:30:43 PM |
first-favorite-bonus9 | $25.00 | 10/14/2011 11:48:04 PM |
cash-reaction2 | $25.00 | 10/15/2011 5:46:01 AM |
Captain_America | $50.00 | 10/15/2011 4:45:01 AM |
wampum-chorus3 | $25.00 | 10/15/2011 5:39:23 AM |
showmethemoney22 | $25.00 | 10/15/2011 6:08:59 AM |
TSC | $50.00 | 10/15/2011 6:09:07 AM |
Azonic21 | $25.00 | 10/15/2011 6:47:38 AM |
silverloan | $25.00 | 10/15/2011 6:39:44 AM |
mosby | $25.00 | 10/15/2011 7:35:01 AM |
inspired-contract9 | $50.00 | 10/15/2011 7:06:45 AM |
upright-velocity1 | $50.00 | 10/15/2011 7:15:23 AM |
value-wind0 | $50.00 | 10/15/2011 7:15:50 AM |
boilermaker63 | $25.00 | 10/15/2011 7:58:08 AM |
benjamins-utopia | $50.00 | 10/15/2011 7:42:10 AM |
murren | $25.00 | 10/15/2011 8:11:03 AM |
jaker | $25.00 | 10/15/2011 8:13:43 AM |
artist207 | $50.00 | 10/15/2011 8:18:43 AM |
treasure-enthusiast | $25.00 | 10/15/2011 8:46:09 AM |
da-da-daddio | $500.00 | 10/15/2011 9:12:23 AM |
Blends | $50.00 | 10/15/2011 9:12:33 AM |
THREE-POINTS-LENDING | $25.00 | 10/15/2011 9:29:26 AM |
falcon245sp | $50.00 | 10/15/2011 9:52:00 AM |
herbgirl49 | $50.00 | 10/15/2011 10:35:02 AM |
bvzm | $50.00 | 10/15/2011 10:36:07 AM |
PA2LA | $25.00 | 10/15/2011 10:53:30 AM |
Natronpee | $25.00 | 10/15/2011 11:25:40 AM |
Diosia | $25.00 | 10/15/2011 11:50:35 AM |
MadHun | $200.00 | 10/15/2011 12:09:06 PM |
Chutney | $25.00 | 10/15/2011 1:01:39 PM |
GlowHost | $50.00 | 10/15/2011 1:47:21 PM |
Willylump | $25.00 | 10/15/2011 1:31:01 PM |
paulccsi | $25.00 | 10/15/2011 12:53:52 PM |
timepassport | $25.00 | 10/15/2011 2:23:03 PM |
angelinvestor2 | $50.00 | 10/15/2011 2:10:53 PM |
Graces | $50.00 | 10/15/2011 2:04:09 PM |
tbrnet | $50.00 | 10/15/2011 3:04:25 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:58 PM |
NYWA | $25.00 | 10/15/2011 4:35:22 PM |
ore-leaper1 | $35.00 | 10/15/2011 4:35:47 PM |
GBLENDER | $25.00 | 10/15/2011 4:47:19 PM |
smilinsam | $50.00 | 10/15/2011 6:51:53 PM |
syrepsorp | $50.00 | 10/15/2011 6:57:05 PM |
benefit-celebration | $50.00 | 10/15/2011 6:53:02 PM |
squadron781 | $25.00 | 10/15/2011 6:43:02 PM |
causr08 | $25.00 | 10/16/2011 3:05:05 AM |
skuba | $75.00 | 10/16/2011 5:57:15 AM |
zhiguli | $25.00 | 10/16/2011 9:23:51 AM |
Cales | $25.00 | 10/16/2011 9:26:30 AM |
diverjoq | $25.00 | 10/16/2011 10:05:56 AM |
chestnut4 | $25.00 | 10/16/2011 9:42:24 AM |
midas1974 | $100.00 | 10/16/2011 11:53:23 AM |
mr55262 | $25.00 | 10/16/2011 12:41:40 PM |
Castellan | $50.00 | 10/16/2011 12:51:12 PM |
cubesteak | $25.00 | 10/16/2011 12:55:29 PM |
CornerKetch | $25.00 | 10/16/2011 1:36:01 PM |
dhw1 | $50.00 | 10/16/2011 2:09:22 PM |
platinum-sorcerer6 | $25.00 | 10/16/2011 2:09:57 PM |
revenue-prospector | $25.00 | 10/16/2011 2:49:17 PM |
intuitive-integrity9 | $25.00 | 10/16/2011 3:19:16 PM |
hard-working-rate3 | $100.00 | 10/16/2011 5:06:36 PM |
aldenrains | $25.00 | 10/16/2011 7:08:33 PM |
math1973 | $50.00 | 10/16/2011 7:13:18 PM |
revmax | $25.00 | 10/16/2011 7:14:17 PM |
moredthanu | $25.00 | 10/16/2011 6:47:51 PM |
mdf | $50.00 | 10/16/2011 7:25:12 PM |
fairness-transporter6 | $25.00 | 10/16/2011 10:02:19 PM |
a-finance-nirvana | $25.00 | 10/17/2011 2:55:51 AM |
jst1 | $50.00 | 10/17/2011 4:10:59 AM |
knitwit | $25.00 | 10/17/2011 5:57:55 AM |
djh47a | $25.00 | 10/17/2011 6:43:10 AM |
littlemonkey | $25.00 | 10/17/2011 7:10:05 AM |
James_and_Tracy | $25.00 | 10/17/2011 10:09:01 AM |
amijo | $25.00 | 10/17/2011 11:11:39 AM |
avl1 | $50.00 | 10/17/2011 11:41:46 AM |
capital-futurist | $25.00 | 10/17/2011 12:10:03 PM |
puifais | $36.00 | 10/17/2011 11:52:10 AM |
Railbird | $50.00 | 10/17/2011 12:00:40 PM |
visionary-commerce | $25.00 | 10/17/2011 12:05:31 PM |
Mookouw | $25.00 | 10/17/2011 12:16:22 PM |
FlexFunding | $50.00 | 10/17/2011 12:53:47 PM |
dionysus03 | $50.00 | 10/17/2011 1:35:00 PM |
ObliviousScout | $25.00 | 10/17/2011 1:39:00 PM |
gzeo | $25.00 | 10/17/2011 1:41:07 PM |
the-profit-oracle | $25.00 | 10/17/2011 2:59:35 PM |
totoro | $25.00 | 10/17/2011 2:22:04 PM |
ScottW | $25.00 | 10/17/2011 2:29:54 PM |
themoneydoctor | $200.00 | 10/17/2011 3:52:22 PM |
taz007 | $25.00 | 10/17/2011 3:49:50 PM |
paramjit | $25.00 | 10/17/2011 4:39:02 PM |
elasermd | $75.00 | 10/17/2011 4:31:38 PM |
dfealk | $25.00 | 10/17/2011 5:25:20 PM |
syounker | $25.00 | 10/17/2011 6:14:24 PM |
Alittleluck | $50.00 | 10/17/2011 6:35:49 PM |
serene-truth2 | $400.00 | 10/17/2011 6:31:43 PM |
frobin | $29.00 | 10/17/2011 6:48:31 PM |
vigorous-integrity8 | $40.00 | 10/17/2011 6:38:05 PM |
RusRobo | $25.00 | 10/17/2011 6:45:42 PM |
MTLoans | $25.00 | 10/17/2011 7:07:58 PM |
NoCal | $25.00 | 10/17/2011 7:10:11 PM |
pawsitive | $35.00 | 10/17/2011 7:39:02 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:33 PM |
capital-arboretum | $300.00 | 10/17/2011 9:06:47 PM |
greenback-chooser6 | $50.00 | 10/17/2011 9:17:53 PM |
socrates520 | $25.00 | 10/17/2011 10:49:06 PM |
Borinkano | $100.00 | 10/17/2011 11:38:00 PM |
artisticlending | $25.00 | 10/18/2011 4:08:12 AM |
kalex752 | $25.00 | 10/18/2011 5:26:24 AM |
lender_100 | $25.00 | 10/18/2011 5:49:46 AM |
Cre8iveCash | $25.00 | 10/18/2011 5:57:23 AM |
helpu88 | $25.00 | 10/18/2011 6:21:54 AM |
bouvierchamp | $25.00 | 10/18/2011 7:24:01 AM |
Mantis75 | $25.00 | 10/18/2011 7:27:05 AM |
bigladybug | $60.00 | 10/18/2011 8:19:30 AM |
BiggestG | $25.00 | 10/18/2011 8:25:13 AM |
Mark-O-Polo | $50.00 | 10/18/2011 11:01:53 AM |
flyboy24 | $25.00 | 10/18/2011 10:48:51 AM |
enterprising-cash0 | $25.00 | 10/18/2011 11:26:09 AM |
AWTT | $25.00 | 10/18/2011 11:35:15 AM |
dollardave | $100.00 | 10/18/2011 11:33:46 AM |
pbo922 | $25.00 | 10/18/2011 11:58:00 AM |
fairness-drum | $50.00 | 10/18/2011 11:44:14 AM |
orange-dollar-guild | $25.00 | 10/18/2011 12:43:23 PM |
luckyldy | $50.00 | 10/18/2011 2:05:46 PM |
listing-drummer | $25.00 | 10/18/2011 2:52:31 PM |
bigbucksfunding | $50.00 | 10/18/2011 3:35:48 PM |
point-xylophone | $25.00 | 10/18/2011 3:51:20 PM |
Weaverville | $100.00 | 10/18/2011 4:09:08 PM |
CaliforniaSun | $25.00 | 10/18/2011 4:17:43 PM |
tj1683 | $25.00 | 10/18/2011 4:37:35 PM |
norcaliboy22 | $100.00 | 10/18/2011 5:05:56 PM |
ecstatic-money064 | $25.00 | 10/18/2011 5:26:17 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:38 PM |
Rockymtnhi | $50.00 | 10/18/2011 7:39:48 PM |
sign_here | $25.00 | 10/18/2011 7:29:32 PM |
priceless-money6 | $100.00 | 10/18/2011 8:06:56 PM |
abundant-power | $50.00 | 10/18/2011 9:58:04 PM |
naniamo | $25.00 | 10/18/2011 9:37:03 PM |
SanJoser | $25.00 | 10/18/2011 10:19:04 PM |
prosha | $25.00 | 10/18/2011 9:34:31 PM |
value-guru3 | $25.00 | 10/18/2011 9:37:08 PM |
jjb3 | $25.00 | 10/19/2011 4:01:23 AM |
gentle-transparency7 | $250.00 | 10/19/2011 3:02:43 AM |
MARSTUN | $100.00 | 10/19/2011 5:33:22 AM |
penny-motivator2 | $25.00 | 10/19/2011 6:17:29 AM |
capital-web7 | $50.00 | 10/19/2011 6:01:12 AM |
nosualcneas | $25.00 | 10/19/2011 6:28:51 AM |
stinvest | $25.00 | 10/19/2011 7:13:06 AM |
lala_4_ever | $25.00 | 10/19/2011 7:12:24 AM |
anyoi | $25.00 | 10/19/2011 7:15:45 AM |
note-clarinet | $50.00 | 10/19/2011 7:51:10 AM |
conqueror359 | $50.00 | 10/19/2011 11:02:38 AM |
fascinating-transparency6 | $150.00 | 10/19/2011 11:21:49 AM |
YLlama | $25.00 | 10/19/2011 1:13:26 PM |
respectablename | $25.00 | 10/19/2011 12:10:53 PM |
octoberfresh | $25.00 | 10/19/2011 1:28:21 PM |
fervent-currency5 | $25.00 | 10/19/2011 1:30:33 PM |
rate-sherpa | $100.00 | 10/19/2011 1:48:19 PM |
jasonj72 | $25.00 | 10/19/2011 2:05:59 PM |
windfall46 | $25.00 | 10/19/2011 2:30:49 PM |
finman17 | $25.00 | 10/19/2011 3:45:19 PM |
indianoven | $25.00 | 10/19/2011 2:49:58 PM |
N_P | $25.00 | 10/19/2011 4:50:33 PM |
GrooveBiz | $25.00 | 10/19/2011 7:52:08 PM |
jtrue71 | $25.00 | 10/19/2011 8:03:05 PM |
worthy-value1 | $50.00 | 10/19/2011 8:20:21 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:57 PM |
HeadHunter | $50.00 | 10/20/2011 1:49:45 AM |
truth-explorer | $25.00 | 10/20/2011 4:38:34 AM |
Dendomatic | $25.00 | 10/20/2011 1:56:58 AM |
BOZO88 | $25.00 | 10/20/2011 5:42:29 AM |
grlscz | $25.00 | 10/20/2011 7:11:15 AM |
Duchdad | $25.00 | 10/20/2011 7:41:22 AM |
ansset | $25.00 | 10/20/2011 6:31:29 AM |
reaction5 | $25.00 | 10/20/2011 7:50:20 AM |
mentornetwork | $25.00 | 10/20/2011 9:06:51 AM |
Oupa-George | $25.00 | 10/20/2011 9:21:38 AM |
jrhinomo | $40.00 | 10/20/2011 9:48:51 AM |
established-gain | $25.00 | 10/20/2011 10:50:07 AM |
subtle-revenue0 | $25.00 | 10/20/2011 1:14:58 PM |
GoingFishing | $25.00 | 10/20/2011 1:23:36 PM |
sanjl79 | $25.00 | 10/20/2011 12:32:20 PM |
BrandonW | $25.00 | 10/20/2011 2:54:31 PM |
donloah | $50.00 | 10/20/2011 3:53:32 PM |
suave-dollar | $70.00 | 10/20/2011 1:28:42 PM |
lounges | $25.00 | 10/20/2011 4:33:56 PM |
golden-bid9 | $25.00 | 10/20/2011 4:47:43 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:38 PM |
Cbgator | $25.00 | 10/20/2011 4:48:22 PM |
happyskippy0208 | $25.00 | 10/20/2011 4:48:24 PM |
pappiandel | $31.00 | 10/20/2011 5:35:50 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:22 PM |
ethicalhumanist | $100.00 | 10/20/2011 7:37:12 PM |
credit-vinyl | $25.00 | 10/20/2011 6:43:51 PM |
johngaltline | $25.00 | 10/20/2011 7:30:33 PM |
j245213 | $25.00 | 10/20/2011 8:21:48 PM |
PK_USMC | $25.00 | 10/20/2011 7:37:43 PM |
peso-quest | $77.92 | 10/20/2011 7:57:38 PM |
MalumInSe | $25.00 | 10/20/2011 9:34:41 PM |
ms48105 | $25.00 | 10/21/2011 3:51:35 AM |
MitchD | $25.00 | 10/21/2011 5:48:15 AM |
hardwareman | $25.00 | 10/21/2011 5:00:46 AM |
MyKidsDad | $25.00 | 10/21/2011 5:50:35 AM |
undaunted-kindness | $100.00 | 10/21/2011 6:44:01 AM |
rakstar | $50.00 | 10/21/2011 8:31:02 AM |
bss97603 | $40.00 | 10/21/2011 8:36:08 AM |
graduatey2k | $25.00 | 10/21/2011 7:43:57 AM |
compoundinterest | $50.00 | 10/21/2011 9:06:55 AM |
Erikdbp | $25.00 | 10/21/2011 9:41:58 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:53 AM |
diablorulz | $75.00 | 10/21/2011 10:14:10 AM |
arbor1 | $25.00 | 10/21/2011 10:51:45 AM |
innocent-commerce9 | $100.00 | 10/21/2011 11:30:34 AM |
freedomist | $25.00 | 10/21/2011 11:01:57 AM |
saver20 | $35.00 | 10/21/2011 11:16:27 AM |
rajs | $250.00 | 10/21/2011 12:57:07 PM |
wellnessnyc | $25.00 | 10/21/2011 12:40:16 PM |
573 Investments
|
Borrower Payment Dependent Notes Series
532204
This series of Notes was issued and sold upon the funding of the borrower loan #55092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $342.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $475 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| butterfly330 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
VR3
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SweatyBalls | $25.00 | 10/25/2011 6:05:24 PM |
bonus-demon | $50.00 | 10/12/2011 5:12:06 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:44:43 AM |
sfmf | $40.00 | 10/13/2011 5:43:36 PM |
roux | $25.00 | 10/14/2011 6:22:15 AM |
fortytwo | $100.00 | 10/15/2011 11:42:28 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:31 AM |
bizlending | $400.00 | 10/17/2011 1:41:46 PM |
diplomatic-wealth7 | $25.00 | 10/17/2011 5:17:59 PM |
social-cocktail1 | $200.00 | 10/17/2011 5:20:32 PM |
progressive-economy261 | $400.00 | 10/17/2011 5:21:08 PM |
EngineersAlliance | $100.00 | 10/18/2011 9:08:52 AM |
Dubbs360 | $50.00 | 10/18/2011 12:28:25 PM |
Nojukbong | $50.00 | 10/18/2011 2:04:28 PM |
return-enforcer5 | $25.00 | 10/18/2011 5:56:02 PM |
mighty-payout1 | $25.00 | 10/18/2011 10:26:56 PM |
kenji4861 | $25.00 | 10/19/2011 1:21:51 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:08 PM |
finance-prescription | $100.00 | 10/20/2011 9:09:28 AM |
beer-gardener | $30.11 | 10/20/2011 4:49:31 PM |
joyful-power9 | $50.00 | 10/20/2011 6:38:31 PM |
Zuzu | $40.00 | 10/20/2011 6:37:34 PM |
CatbirdBanking | $25.00 | 10/20/2011 8:10:18 PM |
diversification-medalist | $25.00 | 10/20/2011 9:21:48 PM |
SIU_Saluki_Lending | $25.00 | 10/20/2011 10:14:06 PM |
Gladglide | $25.00 | 10/20/2011 10:56:33 PM |
treasure-bliss | $25.00 | 10/21/2011 3:59:33 AM |
basis-wizard8 | $50.00 | 10/21/2011 6:35:37 AM |
liberty-society5 | $30.00 | 10/21/2011 7:48:39 AM |
Philman | $25.00 | 10/21/2011 8:22:51 AM |
Leshan | $25.00 | 10/21/2011 7:28:55 AM |
the-credit-proton | $25.00 | 10/21/2011 9:13:56 AM |
worth-arch | $25.00 | 10/21/2011 8:45:42 AM |
stock106 | $25.00 | 10/21/2011 8:48:48 AM |
open-minded-deal | $200.00 | 10/21/2011 8:55:08 AM |
ITExec | $100.00 | 10/21/2011 9:01:05 AM |
cnovak | $25.00 | 10/21/2011 9:58:15 AM |
wealth-grasshopper0 | $50.00 | 10/21/2011 11:20:55 AM |
helping-out | $27.00 | 10/21/2011 10:46:01 AM |
ethical-truth211 | $300.00 | 10/21/2011 11:28:41 AM |
LesPaul1 | $25.00 | 10/21/2011 10:59:17 AM |
ethical-truth211 | $101.00 | 10/21/2011 11:20:55 AM |
Mariner3605 | $25.00 | 10/21/2011 6:07:27 PM |
SolarMoonshine | $25.00 | 10/22/2011 3:49:16 AM |
wlm3012 | $30.00 | 10/22/2011 11:46:48 AM |
mykeystoy | $25.00 | 10/22/2011 11:36:35 AM |
houli123 | $25.00 | 10/23/2011 6:16:33 AM |
gold-cluster | $50.00 | 10/23/2011 8:27:41 PM |
yield-trader | $25.00 | 10/24/2011 10:00:16 AM |
secureincome | $50.00 | 10/24/2011 12:21:59 PM |
simplelender80 | $200.00 | 10/24/2011 1:25:58 PM |
iolaire | $25.00 | 10/25/2011 10:22:01 AM |
treasure-widget | $25.00 | 10/25/2011 11:08:56 AM |
thelovebug | $87.00 | 10/25/2011 5:19:18 PM |
wwwUniversal | $25.00 | 10/25/2011 5:19:35 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:37 PM |
dedicated-transaction796 | $25.00 | 10/25/2011 5:28:04 PM |
lakehavasu88 | $25.00 | 10/25/2011 5:57:01 PM |
coin-investor | $25.00 | 10/25/2011 7:38:32 PM |
daniel5075 | $25.00 | 10/25/2011 7:56:46 PM |
busnssmn | $25.00 | 10/25/2011 8:26:57 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:48 PM |
smoothmoniker | $25.00 | 10/25/2011 11:34:39 PM |
rickp | $25.00 | 10/26/2011 4:53:01 AM |
MrMcduck | $25.00 | 10/26/2011 4:25:41 AM |
realtormoises | $25.00 | 10/26/2011 7:57:29 AM |
green-ore-expert | $25.00 | 10/26/2011 8:06:44 AM |
87Marc | $25.00 | 10/26/2011 8:08:06 AM |
Investoman | $75.00 | 10/26/2011 9:11:59 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:53:23 AM |
FASTIZIO_P | $25.00 | 10/26/2011 11:00:16 AM |
meteoric-asset4 | $25.00 | 10/26/2011 1:59:04 PM |
barefootpaul | $25.00 | 10/20/2011 7:17:59 PM |
pound-mushroom3 | $25.00 | 10/12/2011 5:22:37 PM |
vutah | $25.00 | 10/13/2011 12:12:40 PM |
Something-Corporate | $25.00 | 10/13/2011 3:26:05 PM |
kulender | $50.00 | 10/14/2011 4:52:28 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:03 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:53 PM |
miked8303 | $25.00 | 10/17/2011 6:02:16 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:48 PM |
Kaj | $40.00 | 10/17/2011 5:59:53 PM |
ddog0224 | $50.00 | 10/18/2011 12:11:06 PM |
red-power-pecan | $50.00 | 10/19/2011 10:31:58 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:15 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:14 PM |
Something-Corporate | $25.00 | 10/19/2011 9:22:10 PM |
dime-historian | $25.00 | 10/20/2011 4:58:08 PM |
thoughtful-exchange8 | $25.00 | 10/20/2011 4:52:42 PM |
kind-finance-burrito | $25.00 | 10/20/2011 5:05:11 PM |
a-unflappable-finance | $100.00 | 10/20/2011 5:32:59 PM |
supersarah61 | $50.00 | 10/20/2011 6:49:45 PM |
bold-careful-finance | $50.00 | 10/20/2011 8:00:27 PM |
gizzywump | $75.00 | 10/20/2011 8:44:07 PM |
vigorous-velocity | $100.00 | 10/20/2011 8:58:49 PM |
equitable-capital758 | $63.00 | 10/20/2011 8:52:43 PM |
asset-professor | $25.00 | 10/20/2011 8:33:12 PM |
credit-coach118 | $25.46 | 10/21/2011 8:46:45 AM |
income-rocker2 | $50.00 | 10/21/2011 7:52:52 AM |
organic-responsibility60 | $50.00 | 10/21/2011 8:47:32 AM |
wise-deal-panda | $100.00 | 10/21/2011 9:19:13 AM |
nimble-revenue5 | $50.00 | 10/21/2011 9:18:49 AM |
palace2 | $250.00 | 10/21/2011 9:56:59 AM |
leverage-monger | $111.00 | 10/21/2011 10:10:28 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:58 AM |
Alpha-AssistU | $25.00 | 10/21/2011 10:51:54 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:20 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:30 PM |
orange-preeminant-bill | $25.00 | 10/25/2011 6:02:46 AM |
JLMGroupFunds | $25.00 | 10/25/2011 9:14:00 AM |
Diamond_Jim | $25.00 | 10/25/2011 10:46:59 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:55 PM |
palmetto933 | $25.00 | 10/25/2011 1:40:59 PM |
pver21 | $25.00 | 10/25/2011 2:44:43 PM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:49:45 PM |
economics2011 | $25.00 | 10/25/2011 4:56:40 PM |
life-is-great | $25.00 | 10/25/2011 5:38:11 PM |
suges | $25.00 | 10/25/2011 7:22:40 PM |
Myrick | $25.00 | 10/25/2011 7:56:33 PM |
giftgold | $25.00 | 10/25/2011 8:26:30 PM |
ingenious-truth0 | $25.00 | 10/25/2011 8:37:31 PM |
currency-kangaroo9 | $25.00 | 10/25/2011 8:32:04 PM |
biobulator | $25.00 | 10/25/2011 10:07:13 PM |
mercuriant | $25.00 | 10/25/2011 10:26:09 PM |
tech310 | $50.00 | 10/25/2011 11:51:54 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:23 AM |
ChuckieG | $25.00 | 10/26/2011 5:07:14 AM |
Josphine | $25.00 | 10/26/2011 6:58:02 AM |
MM1207 | $25.00 | 10/26/2011 7:47:01 AM |
Digs | $25.00 | 10/26/2011 8:56:54 AM |
stepatatime-together | $100.00 | 10/26/2011 9:17:39 AM |
asiaratt | $50.00 | 10/26/2011 9:07:47 AM |
finance-mushroom | $100.00 | 10/26/2011 9:08:45 AM |
Comoparklender | $25.00 | 10/26/2011 9:25:15 AM |
first-friendly-listing | $30.00 | 10/26/2011 9:46:06 AM |
green-benefit-control | $57.38 | 10/26/2011 10:34:29 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:03 AM |
Ballybay | $100.00 | 10/26/2011 1:46:22 PM |
sentry256 | $25.00 | 10/26/2011 12:58:47 PM |
social-zebra | $30.40 | 10/26/2011 2:00:40 PM |
bellaquito | $32.65 | 10/26/2011 2:20:35 PM |
141 Investments
|
Borrower Payment Dependent Notes Series
532220
This series of Notes was issued and sold upon the funding of the borrower loan #54879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $85.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,131 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| PorterN |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Honeymoon and Wedding Rings
Purpose of loan:
This loan will be used to purchase wedding rings and go on a honeymoon.
My financial situation:
I am a good candidate for this loan because I do not spend any money out of a paycheck before paying off bills for the month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $34.90 | 10/13/2011 9:01:08 AM |
sjlender | $100.00 | 10/13/2011 9:20:30 AM |
kenji4861 | $25.00 | 10/13/2011 9:26:10 AM |
investment-artist | $26.00 | 10/13/2011 9:48:43 AM |
LoanDMC | $25.00 | 10/13/2011 3:07:34 PM |
a-unflappable-finance | $100.00 | 10/13/2011 3:13:50 PM |
charming-exchange7 | $25.00 | 10/13/2011 3:15:14 PM |
Finchy78 | $25.00 | 10/13/2011 4:18:09 PM |
fascinating-benefit279 | $50.00 | 10/13/2011 10:04:10 PM |
wild-orange | $100.00 | 10/14/2011 1:06:08 AM |
CK1 | $25.00 | 10/14/2011 4:06:38 AM |
scholarly-benefit5 | $50.00 | 10/14/2011 6:00:30 AM |
caring-hope2 | $100.00 | 10/14/2011 6:15:31 AM |
Moneypenny6 | $25.00 | 10/14/2011 8:09:56 AM |
DCinDC | $100.00 | 10/14/2011 8:14:55 AM |
DCinDC | $100.00 | 10/14/2011 8:16:08 AM |
fcrick | $25.00 | 10/14/2011 8:42:46 AM |
truth-umbrella3 | $25.00 | 10/14/2011 9:41:54 AM |
UBOtto186 | $50.00 | 10/14/2011 9:28:17 AM |
britgsb | $50.00 | 10/14/2011 11:12:58 AM |
freedom-credit | $25.00 | 10/14/2011 11:26:44 AM |
engaging-worth | $25.00 | 10/14/2011 11:26:27 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:05 AM |
D911ave | $50.00 | 10/13/2011 9:16:19 AM |
Aberdeen | $500.00 | 10/13/2011 9:24:00 AM |
DRJWAW | $25.00 | 10/13/2011 4:40:38 PM |
radforj22 | $25.00 | 10/13/2011 4:53:27 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:46 PM |
finagler | $25.00 | 10/13/2011 8:32:51 PM |
cash-vault | $25.00 | 10/13/2011 10:12:07 PM |
wise-honorable-rate | $25.00 | 10/14/2011 5:59:09 AM |
revenue-associate | $25.00 | 10/14/2011 6:10:32 AM |
blot44 | $25.00 | 10/14/2011 5:36:19 AM |
sweet-social2 | $66.00 | 10/14/2011 7:14:49 AM |
Pickmar | $25.00 | 10/14/2011 9:31:04 AM |
JordansGood | $50.00 | 10/14/2011 10:06:24 AM |
credit-bank-usa611 | $25.00 | 10/14/2011 10:59:43 AM |
RedantFinance | $50.00 | 10/14/2011 10:30:53 AM |
greenback-upholder9 | $30.00 | 10/14/2011 11:11:19 AM |
promise2 | $100.00 | 10/14/2011 12:54:38 PM |
High-flyer | $25.00 | 10/14/2011 12:32:30 PM |
return-magnifico8 | $25.00 | 10/14/2011 12:37:33 PM |
carlitos77 | $100.00 | 10/14/2011 1:02:16 PM |
ore-leaper1 | $43.10 | 10/14/2011 1:32:10 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
532224
This series of Notes was issued and sold upon the funding of the borrower loan #54983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $173.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 87% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,486 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| Lorim29401 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
740-759
(Dec-2009)
520-539
(May-2008)
600-619
(Jan-2008)
|
Principal balance:
| $838.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1000
Monthly expenses: $o
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $45.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.00 | 10/13/2011 9:01:06 AM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:47 PM |
fascinating-benefit279 | $50.00 | 10/13/2011 10:04:10 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:35 AM |
chameleon125 | $25.00 | 10/14/2011 3:34:30 PM |
CoolPlexer | $25.00 | 10/15/2011 5:18:03 PM |
five-star-note | $25.00 | 10/16/2011 9:45:37 AM |
amlu1988 | $25.00 | 10/16/2011 9:59:29 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:34 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:50 PM |
social-cocktail1 | $200.00 | 10/17/2011 5:20:33 PM |
finance-prescription | $100.00 | 10/18/2011 5:08:57 PM |
high_flyer | $200.00 | 10/18/2011 5:16:15 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:13 PM |
dblakels | $25.00 | 10/20/2011 10:41:17 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:35 PM |
intelligent-benefit657 | $50.00 | 10/21/2011 2:24:00 PM |
jmart30702 | $100.00 | 10/23/2011 9:57:46 AM |
asset-sprout | $25.00 | 10/24/2011 4:22:58 AM |
realtormoises | $25.00 | 10/24/2011 10:22:16 AM |
suave-dime6 | $25.00 | 10/24/2011 12:27:55 PM |
secureincome | $200.00 | 10/24/2011 12:17:59 PM |
jonnysixgun | $25.00 | 10/24/2011 2:41:01 PM |
gsd | $25.00 | 10/24/2011 4:09:50 PM |
scottssm | $61.00 | 10/24/2011 4:20:21 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:31 PM |
312-Lender | $50.00 | 10/13/2011 10:04:19 AM |
Kash2010lu | $25.00 | 10/13/2011 10:20:19 AM |
engaging-repayment8 | $25.00 | 10/13/2011 5:38:19 PM |
kulender | $50.00 | 10/14/2011 4:52:32 AM |
AF-Chief | $25.00 | 10/15/2011 6:27:06 AM |
fireferd | $35.00 | 10/15/2011 9:23:50 AM |
tolerant-dinero2 | $25.00 | 10/15/2011 11:21:14 AM |
head | $25.00 | 10/16/2011 4:20:18 AM |
USMC0311 | $25.00 | 10/17/2011 6:12:03 AM |
Jack55304 | $200.00 | 10/17/2011 2:41:39 PM |
loss-of-control | $100.00 | 10/17/2011 6:19:13 PM |
Bob450 | $25.00 | 10/18/2011 6:51:15 AM |
yield-trader | $25.00 | 10/18/2011 4:22:06 PM |
money-baron-roth-IRA | $50.00 | 10/19/2011 7:04:24 AM |
GElender | $40.00 | 10/20/2011 6:05:06 AM |
brightest-organized-balance | $25.00 | 10/20/2011 2:57:18 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:52 PM |
nimble-revenue5 | $50.00 | 10/21/2011 5:14:55 PM |
frogperson | $150.00 | 10/22/2011 10:59:53 AM |
jgar_O | $25.00 | 10/22/2011 1:06:01 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:23 PM |
irrelevant | $25.00 | 10/23/2011 2:05:17 PM |
simplelender80 | $200.00 | 10/24/2011 1:25:58 PM |
Happyhourcomics | $14.00 | 10/24/2011 5:03:23 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
532234
This series of Notes was issued and sold upon the funding of the borrower loan #54961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,400.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $190.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $662 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| fulfilling-ore0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
The loan will be used for achool
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/13/2011 7:49:48 PM |
peaceful-basis6 | $100.00 | 10/15/2011 6:18:19 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:35 AM |
social-cocktail1 | $200.00 | 10/17/2011 5:20:33 PM |
return-enforcer5 | $25.00 | 10/18/2011 6:13:56 PM |
finance-prescription | $100.00 | 10/20/2011 9:09:28 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:36 PM |
lucrative-reward | $100.00 | 10/21/2011 11:20:45 AM |
let_me_retire | $50.00 | 10/22/2011 1:27:00 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:42 AM |
nimble-revenue5 | $50.00 | 10/22/2011 12:19:43 PM |
authentic-finance194 | $100.00 | 10/22/2011 12:36:07 PM |
NobisEst | $50.00 | 10/22/2011 4:33:33 PM |
happy-yield | $25.00 | 10/23/2011 6:01:48 AM |
Lubava | $50.00 | 10/23/2011 8:13:33 PM |
hitsman | $50.00 | 10/24/2011 12:48:19 PM |
MoneyBag4366 | $25.00 | 10/24/2011 12:15:25 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:31 PM |
CatbirdBanking | $25.00 | 10/24/2011 7:37:55 PM |
economy-producer | $25.00 | 10/24/2011 9:20:32 PM |
LendingPimp | $100.00 | 10/24/2011 10:59:54 PM |
impala6464 | $50.00 | 10/25/2011 12:11:59 AM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:45 AM |
point-compadre | $50.00 | 10/25/2011 10:19:32 AM |
lovely-order7 | $25.00 | 10/25/2011 11:10:10 AM |
cynthiathegreat | $25.00 | 10/25/2011 11:46:27 AM |
handy-justice | $50.00 | 10/25/2011 12:54:07 PM |
lovely-greenback4 | $25.00 | 10/25/2011 2:11:57 PM |
thoughtful-contract984 | $25.00 | 10/25/2011 4:43:43 PM |
dedicated-principal | $25.00 | 10/25/2011 5:17:25 PM |
zone6 | $92.85 | 10/25/2011 5:16:49 PM |
dedicated-transaction796 | $25.00 | 10/25/2011 5:28:05 PM |
capital-galaxy | $225.00 | 10/25/2011 6:55:01 PM |
new-gold-wrangler | $1,502.15 | 10/25/2011 7:40:52 PM |
coin-investor | $25.00 | 10/25/2011 7:38:33 PM |
kulender | $50.00 | 10/14/2011 4:52:33 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:36 AM |
yield-trader | $25.00 | 10/18/2011 4:22:06 PM |
money-fort | $25.00 | 10/21/2011 3:52:49 PM |
jebber007 | $50.00 | 10/21/2011 11:03:35 PM |
NolockHolmes | $40.00 | 10/21/2011 10:32:22 PM |
klemer | $25.00 | 10/22/2011 8:35:08 AM |
Leshan | $25.00 | 10/22/2011 9:12:07 AM |
shellback13 | $60.00 | 10/23/2011 6:40:55 AM |
missing-link | $25.00 | 10/23/2011 6:24:22 PM |
simiray | $25.00 | 10/24/2011 11:41:22 AM |
suave-dime6 | $25.00 | 10/24/2011 12:23:07 PM |
dudebrah | $25.00 | 10/24/2011 1:10:23 PM |
Tikibarman | $50.00 | 10/25/2011 5:17:23 AM |
kind-credit-bear | $25.00 | 10/25/2011 9:13:23 AM |
dough-rocket | $50.00 | 10/25/2011 10:58:19 AM |
Chesterite | $25.00 | 10/25/2011 12:15:09 PM |
wizardii | $25.00 | 10/25/2011 4:51:52 PM |
SolarMoonshine | $25.00 | 10/25/2011 4:57:53 PM |
social-colonel | $25.00 | 10/25/2011 5:07:32 PM |
wwwUniversal | $25.00 | 10/25/2011 5:19:36 PM |
LenderRob07 | $200.00 | 10/25/2011 5:28:06 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
532254
This series of Notes was issued and sold upon the funding of the borrower loan #54919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| 37% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 7m |
Amount delinquent:
| $259 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,166 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-carrier064 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Veteran
Purpose of loan: Debt Consolidation, Credit Building
This loan will be used to...Consolidate debts, payoff loans, build credit score
My financial situation: Good
I am a good candidate for this loan because...I have a good income and i have no serious credit issues other than some small accounts which are getting disputed.
Monthly net income: $3400-between 2 jobs
Monthly expenses: $
Housing: $745
Insurance: $49
Car expenses: $640
Utilities: $100
Phone, cable, internet: $39
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $230
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/20/2011 7:17:59 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:50 PM |
kulender | $50.00 | 10/14/2011 4:52:34 AM |
Bill88 | $25.00 | 10/14/2011 7:33:58 PM |
Banker_Joe | $35.00 | 10/14/2011 9:55:06 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:51 PM |
social-cocktail1 | $200.00 | 10/17/2011 5:20:34 PM |
ferdberfel | $25.00 | 10/19/2011 7:50:19 PM |
money-fort | $25.00 | 10/20/2011 9:01:30 AM |
Argbargle | $302.24 | 10/20/2011 4:57:42 PM |
vineet | $25.00 | 10/20/2011 4:54:23 PM |
return-cluster991 | $100.00 | 10/20/2011 5:11:49 PM |
SpoonerPhan | $50.00 | 10/20/2011 6:04:27 PM |
wealth-fighter3 | $32.15 | 10/20/2011 5:24:10 PM |
wise-careful-greenback | $25.00 | 10/20/2011 6:25:35 PM |
income-buffalo1 | $100.00 | 10/20/2011 5:27:42 PM |
WMY-Investor | $100.00 | 10/20/2011 6:31:16 PM |
jbloans | $25.00 | 10/20/2011 5:41:03 PM |
TulaneGrad | $25.00 | 10/20/2011 6:47:00 PM |
money-banker867 | $25.00 | 10/20/2011 6:47:40 PM |
Zuzu | $40.00 | 10/20/2011 6:37:16 PM |
unequaled-pound | $25.00 | 10/20/2011 7:08:00 PM |
Vaanolo | $25.00 | 10/20/2011 7:37:13 PM |
authoritative-capital | $25.00 | 10/20/2011 7:08:04 PM |
ddog0224 | $100.00 | 10/20/2011 7:43:08 PM |
a-restless-dollar | $32.00 | 10/20/2011 8:33:18 PM |
riveting-credit5 | $100.00 | 10/20/2011 8:30:28 PM |
the-credit-maker | $27.32 | 10/20/2011 10:47:52 PM |
dynamic-platinum | $25.00 | 10/21/2011 3:31:11 AM |
Rebelrick9 | $25.00 | 10/21/2011 2:32:43 AM |
MilitaryAV8R | $25.00 | 10/20/2011 11:42:56 PM |
rebeldog67 | $25.00 | 10/21/2011 4:16:08 AM |
suave-dime6 | $25.00 | 10/21/2011 5:52:47 AM |
thoughtful-contract984 | $50.00 | 10/21/2011 7:29:58 AM |
oaktown23 | $75.00 | 10/21/2011 6:55:23 AM |
melodious-openness | $100.00 | 10/21/2011 7:37:00 AM |
zydeco337 | $25.00 | 10/21/2011 7:43:40 AM |
mschoenf | $50.00 | 10/21/2011 7:05:28 AM |
exciting-fairness | $200.00 | 10/21/2011 7:39:23 AM |
principal-laser | $65.00 | 10/22/2011 2:55:47 PM |
mason752 | $100.00 | 10/23/2011 3:03:30 AM |
irrelevant | $25.00 | 10/23/2011 2:05:20 PM |
papaloha | $25.00 | 10/23/2011 8:20:35 PM |
yield-trader | $25.00 | 10/24/2011 10:00:17 AM |
PrincessGrace33 | $25.00 | 10/24/2011 11:12:53 AM |
secureincome | $750.00 | 10/24/2011 12:18:56 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:32 PM |
ore-leather | $25.00 | 10/24/2011 6:19:00 PM |
economy-producer | $25.00 | 10/24/2011 9:20:33 PM |
sushi537 | $25.00 | 10/25/2011 2:23:46 AM |
abundant-credit6 | $106.73 | 10/25/2011 4:15:02 AM |
heavenly-interest9 | $400.00 | 10/14/2011 9:51:53 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:37 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:37 AM |
patriot897 | $25.00 | 10/18/2011 3:48:34 PM |
1willray | $25.00 | 10/19/2011 6:13:00 AM |
Land_on_your_feet | $25.00 | 10/19/2011 8:03:08 PM |
autonomous-truth | $94.00 | 10/19/2011 8:27:34 PM |
impala6464 | $75.00 | 10/19/2011 10:14:06 PM |
building_community | $25.00 | 10/20/2011 5:00:30 PM |
kermitdafrog | $25.00 | 10/20/2011 4:50:55 PM |
brightest-benjamins-onator | $25.00 | 10/20/2011 5:24:50 PM |
awesome-silver | $200.00 | 10/20/2011 5:26:01 PM |
joyful-power9 | $50.00 | 10/20/2011 6:34:54 PM |
sailingFuture | $25.00 | 10/20/2011 5:59:46 PM |
ethicalhumanist | $50.00 | 10/20/2011 7:30:45 PM |
loan_doctor | $25.00 | 10/20/2011 7:47:23 PM |
designer_10 | $25.00 | 10/20/2011 7:41:43 PM |
Spring342 | $25.00 | 10/20/2011 8:19:20 PM |
ZLyons | $25.00 | 10/20/2011 8:01:05 PM |
dedicated-principal | $100.00 | 10/20/2011 8:11:47 PM |
asset-professor | $25.00 | 10/20/2011 8:39:49 PM |
diversification-medalist | $25.00 | 10/20/2011 9:17:46 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:22:59 PM |
calimanusa | $30.25 | 10/20/2011 9:03:29 PM |
Natronpee | $25.00 | 10/20/2011 11:37:19 PM |
Gladglide | $25.00 | 10/20/2011 10:55:30 PM |
capital-galaxy | $50.00 | 10/21/2011 3:43:30 AM |
Binan | $25.00 | 10/21/2011 1:09:33 AM |
Core-Marketing | $25.00 | 10/21/2011 3:46:59 AM |
new-transaction-wrangler | $25.00 | 10/21/2011 6:11:35 AM |
B2152 | $25.00 | 10/21/2011 5:06:03 AM |
compassionate-dime0 | $50.00 | 10/21/2011 6:43:30 AM |
basis-wizard8 | $50.00 | 10/21/2011 5:54:42 AM |
Bob450 | $25.00 | 10/21/2011 7:15:02 AM |
principal-trombone | $100.00 | 10/21/2011 7:23:18 AM |
ddimports | $50.00 | 10/21/2011 6:31:29 AM |
Rogelio48 | $25.00 | 10/21/2011 7:29:53 AM |
whatreality | $25.00 | 10/21/2011 7:23:47 AM |
Emajinate | $30.31 | 10/21/2011 7:38:43 AM |
thomas16882004 | $25.00 | 10/21/2011 7:08:06 AM |
Leshan | $25.00 | 10/21/2011 7:25:15 AM |
cnovak | $25.00 | 10/21/2011 9:55:59 AM |
finance-prescription | $100.00 | 10/21/2011 5:07:21 PM |
capital-galaxy | $150.00 | 10/22/2011 6:45:15 AM |
loss-of-control | $100.00 | 10/22/2011 8:42:07 AM |
frogperson | $150.00 | 10/22/2011 11:04:33 AM |
wlm3012 | $30.00 | 10/22/2011 11:32:40 AM |
dws2380 | $25.00 | 10/22/2011 7:15:31 PM |
nimble-revenue5 | $50.00 | 10/23/2011 12:16:37 PM |
missing-link | $25.00 | 10/23/2011 6:24:22 PM |
itsmaj | $25.00 | 10/23/2011 8:35:33 PM |
zone6 | $100.00 | 10/24/2011 6:14:53 PM |
majestic-repayment3 | $50.00 | 10/24/2011 6:37:32 PM |
LendingPimp | $100.00 | 10/24/2011 11:53:41 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
532290
This series of Notes was issued and sold upon the funding of the borrower loan #55133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 28% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $27,574 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-logical-rupee |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Griffen
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I pay my bills on time and been in my current postion with consistent income for 10.5 years
Monthly net income: $9400
Monthly expenses: $
Housing: $2200
Insurance: $200
Car expenses: $600
Utilities: $200
Phone, cable, internet: $70
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/24/2011 6:58:32 AM |
SweatyBalls | $25.00 | 10/25/2011 6:05:25 PM |
green-trade-dolphin | $25.00 | 10/13/2011 9:10:35 AM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:51 PM |
Interloper | $25.00 | 10/13/2011 7:53:29 PM |
kulender | $50.00 | 10/14/2011 4:52:36 AM |
fortytwo | $100.00 | 10/15/2011 11:42:30 AM |
ingenious-deal6 | $25.00 | 10/17/2011 12:11:52 PM |
mlj0671 | $25.00 | 10/19/2011 9:58:26 AM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:09 PM |
top-courteous-peso | $100.00 | 10/20/2011 6:22:52 PM |
stock106 | $25.00 | 10/21/2011 9:01:48 AM |
compassion-platoon | $25.00 | 10/21/2011 10:25:15 AM |
glroark | $100.00 | 10/21/2011 10:51:29 AM |
ethical-truth211 | $101.00 | 10/21/2011 11:03:38 AM |
Alpha-AssistU | $77.04 | 10/21/2011 10:59:49 AM |
real-return | $25.00 | 10/21/2011 4:52:18 PM |
CA-Lender | $49.05 | 10/21/2011 5:14:20 PM |
northern_paddler | $25.00 | 10/21/2011 5:36:10 PM |
income-buffalo1 | $100.00 | 10/21/2011 6:14:18 PM |
math1973 | $25.00 | 10/21/2011 7:20:16 PM |
ddog0224 | $100.00 | 10/22/2011 1:12:06 AM |
treasure-bliss | $25.00 | 10/22/2011 5:08:52 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:46:39 AM |
worth-topper4 | $25.00 | 10/22/2011 7:28:01 AM |
Beld | $75.00 | 10/22/2011 10:19:26 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:21 PM |
blackstar | $25.00 | 10/22/2011 3:06:02 PM |
Gladglide | $25.00 | 10/22/2011 2:19:25 PM |
red-power-pecan | $50.00 | 10/22/2011 2:37:12 PM |
mebowl300 | $100.00 | 10/22/2011 7:22:40 PM |
gain-expert | $37.20 | 10/22/2011 5:45:16 PM |
quickstep | $150.00 | 10/23/2011 4:47:56 AM |
handy-justice | $50.00 | 10/23/2011 2:08:01 PM |
enticing-exchange3 | $25.00 | 10/23/2011 7:29:14 PM |
helping-out | $26.87 | 10/23/2011 9:54:20 PM |
340 | $25.00 | 10/24/2011 7:48:56 AM |
impressive-fund0 | $30.55 | 10/24/2011 8:15:49 AM |
yield-trader | $25.00 | 10/24/2011 10:00:18 AM |
rautility | $50.00 | 10/24/2011 9:25:17 AM |
Investor509 | $25.00 | 10/24/2011 10:10:15 AM |
novice-speculator | $25.00 | 10/24/2011 10:14:36 AM |
shneb | $100.00 | 10/24/2011 10:58:04 AM |
goal-benefit2 | $29.74 | 10/24/2011 12:18:57 PM |
unbelievable-cash9 | $250.00 | 10/24/2011 1:08:58 PM |
unbelievable-cash9 | $1,000.00 | 10/24/2011 1:11:02 PM |
hitsman | $50.00 | 10/24/2011 12:48:19 PM |
x-lender | $25.00 | 10/24/2011 1:59:23 PM |
silver-fuse | $30.21 | 10/24/2011 2:11:54 PM |
CBO-Enterprise | $50.00 | 10/24/2011 1:35:39 PM |
palace2 | $187.64 | 10/24/2011 3:11:26 PM |
smart-kindness8 | $50.00 | 10/24/2011 3:26:25 PM |
curveylady | $40.00 | 10/24/2011 4:04:09 PM |
wise-deal-panda | $100.00 | 10/24/2011 5:18:07 PM |
dynamic-platinum | $25.00 | 10/24/2011 8:30:03 PM |
SRK_FROM_WA | $234.34 | 10/24/2011 9:10:19 PM |
palmetto933 | $50.00 | 10/25/2011 1:41:42 PM |
palace2 | $41.56 | 10/25/2011 4:36:32 PM |
lakehavasu88 | $25.00 | 10/25/2011 5:57:02 PM |
asset-professor | $25.00 | 10/25/2011 7:17:04 PM |
coin-investor | $25.00 | 10/25/2011 7:38:34 PM |
ingenious-truth0 | $25.00 | 10/25/2011 8:37:32 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:48 PM |
mercuriant | $25.00 | 10/25/2011 10:26:10 PM |
tech310 | $50.00 | 10/25/2011 11:51:54 PM |
economy-coup | $50.00 | 10/26/2011 12:59:22 AM |
KLCRAY | $25.00 | 10/26/2011 4:36:25 AM |
rickp | $25.00 | 10/26/2011 4:53:02 AM |
orange-preeminant-bill | $25.00 | 10/26/2011 7:05:52 AM |
green-ore-expert | $25.00 | 10/26/2011 8:06:46 AM |
realtormoises | $25.00 | 10/26/2011 7:58:47 AM |
FASTIZIO_P | $25.00 | 10/26/2011 11:00:17 AM |
Ballybay | $100.00 | 10/26/2011 1:46:22 PM |
a-credit-rotation | $25.00 | 10/26/2011 2:27:04 PM |
larrybird | $1,406.80 | 10/26/2011 3:37:23 PM |
SkepticalBen | $25.00 | 10/26/2011 3:23:49 PM |
progressive-economy261 | $400.00 | 10/13/2011 9:20:12 AM |
Kaj | $40.00 | 10/13/2011 6:59:16 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:07 AM |
well-mannered-income3 | $30.00 | 10/14/2011 7:56:15 PM |
john0720 | $25.00 | 10/15/2011 9:37:35 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:38 AM |
social-cocktail1 | $200.00 | 10/18/2011 9:17:30 AM |
Dubbs360 | $50.00 | 10/18/2011 12:28:25 PM |
diplomatic-wealth7 | $25.00 | 10/18/2011 5:16:47 PM |
kenji4861 | $25.00 | 10/19/2011 1:21:52 PM |
tender-ore | $25.00 | 10/20/2011 8:54:42 AM |
cnovak | $25.00 | 10/21/2011 9:58:16 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:59 AM |
cognizant-rupee7 | $25.00 | 10/21/2011 10:46:19 AM |
credit-coach118 | $45.47 | 10/21/2011 1:15:48 PM |
top-visionary-truth | $25.00 | 10/21/2011 1:00:41 PM |
top-visionary-truth | $25.00 | 10/21/2011 1:31:38 PM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:38:47 PM |
dime-sprout | $25.00 | 10/21/2011 5:19:00 PM |
mikelance7 | $25.00 | 10/21/2011 6:03:49 PM |
moola-accelerator6 | $40.00 | 10/21/2011 8:09:43 PM |
jebber007 | $25.00 | 10/21/2011 11:07:20 PM |
economy-popcorn | $25.00 | 10/22/2011 6:18:48 AM |
frogperson | $150.00 | 10/22/2011 10:56:03 AM |
kind-forthright-repayment | $125.00 | 10/22/2011 10:25:57 AM |
supreme-dollar5 | $50.00 | 10/22/2011 11:26:48 AM |
finance-prescription | $100.00 | 10/22/2011 12:09:46 PM |
CA-Lender | $25.95 | 10/22/2011 12:46:33 PM |
trumpeter5 | $33.00 | 10/22/2011 1:09:03 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:05:23 PM |
head | $25.00 | 10/23/2011 7:09:54 AM |
investment-comet | $25.00 | 10/23/2011 8:09:35 AM |
nimble-revenue5 | $50.00 | 10/23/2011 12:16:37 PM |
Mlusher | $41.33 | 10/23/2011 1:14:58 PM |
Girakul | $25.00 | 10/23/2011 2:32:49 PM |
jjswanso | $25.00 | 10/23/2011 2:59:46 PM |
whatreality | $25.00 | 10/23/2011 3:51:33 PM |
gold-pudding6 | $25.00 | 10/23/2011 5:29:35 PM |
mad-scientist418 | $25.00 | 10/23/2011 8:00:33 PM |
gold-cluster | $50.00 | 10/23/2011 8:27:42 PM |
green-benefit-control | $60.00 | 10/24/2011 7:52:52 AM |
melodious-fairness | $36.45 | 10/24/2011 9:49:42 AM |
strong-roi | $25.00 | 10/24/2011 10:54:00 AM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:26:53 AM |
bspar | $75.00 | 10/24/2011 10:59:23 AM |
fervent-repayment | $25.00 | 10/24/2011 11:13:41 AM |
bowler252 | $25.00 | 10/24/2011 11:27:20 AM |
suave-dime6 | $25.00 | 10/24/2011 12:22:27 PM |
durability-halibut | $25.00 | 10/24/2011 11:55:44 AM |
GElender | $40.00 | 10/24/2011 12:18:04 PM |
mrack | $25.00 | 10/24/2011 1:22:15 PM |
iidemosthenesii | $27.58 | 10/24/2011 12:58:12 PM |
commerce-banker | $30.22 | 10/24/2011 2:16:06 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:24:38 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:32 PM |
CACO_Lender | $25.00 | 10/24/2011 4:48:49 PM |
basis-wizard8 | $50.00 | 10/24/2011 5:23:31 PM |
return-beeper | $33.00 | 10/24/2011 5:39:37 PM |
fizicks06 | $300.00 | 10/24/2011 9:16:59 PM |
LendingPimp | $80.00 | 10/24/2011 11:52:46 PM |
leverage-monger | $25.00 | 10/25/2011 11:28:31 AM |
Bob450 | $25.00 | 10/25/2011 12:21:46 PM |
wkeboarder21 | $50.00 | 10/25/2011 1:26:01 PM |
pver21 | $25.00 | 10/25/2011 2:44:44 PM |
Popular-Leaf | $25.00 | 10/25/2011 1:52:55 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:38 PM |
exchange-mover2 | $30.00 | 10/25/2011 5:47:20 PM |
daniel5075 | $25.00 | 10/25/2011 7:56:47 PM |
Mariner3605 | $25.00 | 10/26/2011 6:12:25 AM |
MM1207 | $25.00 | 10/26/2011 7:47:02 AM |
Diamond_Jim | $25.00 | 10/26/2011 9:07:54 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:16 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:04 AM |
fairness-hammock | $25.00 | 10/26/2011 11:30:46 AM |
150 Investments
|
Borrower Payment Dependent Notes Series
532302
This series of Notes was issued and sold upon the funding of the borrower loan #54964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 13y 11m |
Amount delinquent:
| $14,324 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $89,237 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| asset-bassoon7 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working Woman
Purpose of loan:
This loan will be used to...home improvement; furnace for home
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200
Monthly expenses: $
Housing: $800
Insurance: $165
Car expenses: $120
Utilities: $250
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/14/2011 9:31:20 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:39 AM |
mrxtravis | $25.00 | 10/18/2011 5:01:45 PM |
copper | $50.00 | 10/20/2011 6:28:10 PM |
fascinating-benefit279 | $50.00 | 10/16/2011 1:46:58 PM |
new-gold-wrangler | $1,750.00 | 10/25/2011 7:40:57 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
532340
This series of Notes was issued and sold upon the funding of the borrower loan #54944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $92 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| capital-omatic8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
small attorney office
A small loan will allow me to increase marketing in the large population base of the Santa Clara valley region.
This loan will be used to fund additional marketing and move into full-time office space for my office.
My financial situation is fine and I have $9000.00 of my own money to fund my business costs and living expenses over the next three to six months.
I am a good candidate for this loan because I have over 5 years of experience in the areas of law that I practice and a very good understanding of the market for the types of legal services which I offer.
Monthly net income: $5000.00 +.
Monthly expenses: $1500.00
Housing: $1000.00
Insurance: $175.00
Car expenses: $ 500.00
Utilities: $100.00
Phone, cable, internet: $150.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $0.00
Other expenses: $500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,300.00 | 10/14/2011 6:14:15 PM |
ultimate-peace | $25.00 | 10/13/2011 5:01:57 PM |
kulender | $50.00 | 10/14/2011 4:52:41 AM |
pound-mushroom3 | $25.00 | 10/13/2011 5:23:40 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:50:01 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:40 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
532380
This series of Notes was issued and sold upon the funding of the borrower loan #55031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $524.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $31 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 54 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dirtmover |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
greatplains
Purpose of loan:
This loan will be used to help fund a computer repair business. Specifically hardware, software, and office equipment.
My financial situation:
Healthy with a secure income with no debt.
I am a good candidate for this loan because I have a healthy financial situation with a very good job and no debt. My full-time position is in the field of my new business. I live in an underserved area for the services I will provide thus allowing me to secure a steady stream of customers. I will not have to rely on my business income to pay for any living expenses.
Monthly net income: $2751
Monthly expenses: $950 total expenses
Housing: $125 rent
Insurance: $192 health/car
Car expenses: $0 own used car
Utilities: $75
Phone, cable, internet: $85
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $15
Other expenses: $150 gas
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/14/2011 9:21:34 AM |
responsibility-butterfly | $25.00 | 10/14/2011 9:37:38 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:15 AM |
fortytwo | $100.00 | 10/15/2011 11:42:35 AM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:02 PM |
ianakacg | $25.00 | 10/16/2011 6:08:04 AM |
astute-dollar | $50.00 | 10/16/2011 7:05:04 AM |
macjp123 | $50.00 | 10/16/2011 1:36:24 PM |
american6 | $100.00 | 10/17/2011 1:18:01 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:49 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:55 PM |
leodaguy | $50.00 | 10/17/2011 2:22:00 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:12 PM |
yield-trader | $25.00 | 10/17/2011 4:46:16 PM |
Kaj | $40.00 | 10/17/2011 5:59:56 PM |
magnificent-gain3 | $25.00 | 10/18/2011 10:39:19 AM |
riskadverse44 | $25.00 | 10/19/2011 5:21:29 AM |
life-is-great | $25.00 | 10/19/2011 6:12:50 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:18 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:56 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:22:58 PM |
IIP77 | $25.00 | 10/19/2011 5:24:43 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:10 PM |
listing-vista | $100.00 | 10/20/2011 8:03:24 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:54 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:39 PM |
KLCRAY | $50.00 | 10/21/2011 4:03:40 AM |
diablorulz | $75.00 | 10/21/2011 10:14:11 AM |
theloanteacher | $25.00 | 10/22/2011 6:32:30 AM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:34 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:08:42 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:24 AM |
abundant-power | $50.00 | 10/23/2011 6:54:55 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:09 PM |
SimpleChoice | $25.00 | 10/23/2011 5:30:59 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:49 PM |
dcfinancial | $25.00 | 10/24/2011 4:43:12 AM |
antlr | $50.00 | 10/23/2011 10:36:29 PM |
Redmond | $25.00 | 10/23/2011 11:35:20 PM |
rupee-prairie | $50.00 | 10/24/2011 11:28:39 AM |
asya | $25.00 | 10/24/2011 12:38:54 PM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:20 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:49 PM |
Ducatiman1978 | $25.00 | 10/24/2011 4:12:02 PM |
astute-benjamins | $25.00 | 10/24/2011 3:25:46 PM |
gracej | $25.00 | 10/24/2011 4:37:06 PM |
genius520 | $50.00 | 10/24/2011 5:07:38 PM |
gold-sushi | $25.00 | 10/24/2011 6:29:25 PM |
Panna | $25.00 | 10/24/2011 8:49:39 PM |
Millmanator | $25.00 | 10/25/2011 6:54:06 AM |
boghdan2000 | $25.00 | 10/25/2011 7:28:10 AM |
investment-tempo | $25.00 | 10/25/2011 7:19:46 AM |
platinum-quest8 | $25.00 | 10/25/2011 8:49:35 AM |
tender-commerce8 | $50.00 | 10/25/2011 10:17:45 AM |
cpbreton | $25.00 | 10/25/2011 10:19:54 AM |
brightest-supreme-dollar | $50.00 | 10/25/2011 10:22:48 AM |
income-excellence1 | $25.00 | 10/25/2011 10:36:44 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:04 AM |
dajen1 | $40.00 | 10/25/2011 10:52:38 AM |
haidoken | $50.00 | 10/25/2011 11:23:42 AM |
zeelender | $25.00 | 10/25/2011 11:11:24 AM |
williemc44 | $25.00 | 10/25/2011 12:00:23 PM |
rogue_monster | $25.00 | 10/25/2011 12:30:56 PM |
gold-disk | $25.00 | 10/25/2011 12:46:13 PM |
bold-basis-supernova | $50.00 | 10/25/2011 2:25:36 PM |
palmetto933 | $25.00 | 10/25/2011 1:22:46 PM |
point-oyster5 | $25.00 | 10/25/2011 3:41:25 PM |
mtquan | $25.00 | 10/25/2011 3:25:03 PM |
cspot | $25.00 | 10/25/2011 3:41:39 PM |
trapper569 | $25.00 | 10/25/2011 3:59:27 PM |
rupee-tuba | $40.00 | 10/25/2011 4:37:37 PM |
KonkoKid | $25.00 | 10/25/2011 4:43:20 PM |
rupee-sequoia | $25.00 | 10/25/2011 4:43:40 PM |
Sefotonga | $25.00 | 10/25/2011 4:36:51 PM |
WBB21 | $50.00 | 10/25/2011 4:52:02 PM |
ore-den9 | $50.00 | 10/25/2011 4:54:04 PM |
money-bauble | $200.00 | 10/25/2011 5:06:42 PM |
elasermd | $100.00 | 10/25/2011 4:58:43 PM |
social-colonel | $50.00 | 10/25/2011 5:06:54 PM |
amf | $25.00 | 10/25/2011 5:06:28 PM |
loot-heart | $25.00 | 10/25/2011 5:15:11 PM |
CreditBuilder2 | $75.00 | 10/25/2011 5:14:11 PM |
prescription0 | $50.00 | 10/25/2011 5:25:57 PM |
wise-deal-panda | $100.00 | 10/25/2011 5:22:50 PM |
intelligent-repayment8 | $1,300.00 | 10/25/2011 5:31:29 PM |
cagcrash | $100.00 | 10/25/2011 5:52:24 PM |
GIGO | $25.00 | 10/25/2011 6:17:51 PM |
donloah | $25.00 | 10/25/2011 6:21:51 PM |
trophy335 | $25.00 | 10/25/2011 6:21:00 PM |
red-dime-solo | $25.00 | 10/25/2011 6:43:50 PM |
BarginSellerdotcom | $25.00 | 10/25/2011 6:25:59 PM |
divemaster | $25.00 | 10/25/2011 6:47:20 PM |
larrybird | $816.64 | 10/25/2011 7:54:23 PM |
dexstjames | $25.00 | 10/25/2011 7:51:11 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:01 PM |
organized-payment6 | $50.00 | 10/14/2011 2:21:50 PM |
Preteur | $25.00 | 10/14/2011 2:39:24 PM |
triumphant-point5 | $50.00 | 10/15/2011 10:09:36 AM |
Investor_DP | $100.00 | 10/15/2011 12:06:46 PM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:16 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:15 PM |
money-surge1 | $25.00 | 10/17/2011 10:04:15 AM |
kulender | $50.00 | 10/17/2011 1:18:32 PM |
progressive-economy261 | $400.00 | 10/17/2011 5:21:08 PM |
happy-asset | $25.00 | 10/17/2011 6:21:43 PM |
bonus-tent | $25.00 | 10/19/2011 3:56:06 AM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:17 AM |
Sierrahh | $25.00 | 10/19/2011 4:00:57 PM |
colorfulgardener | $25.00 | 10/19/2011 7:28:36 PM |
bold-riveting-social | $50.00 | 10/20/2011 6:05:57 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:49 PM |
iolaire | $25.00 | 10/20/2011 3:22:59 PM |
boogienation | $50.00 | 10/20/2011 4:10:15 PM |
Brisket_Bob | $50.00 | 10/20/2011 7:12:15 PM |
axis1 | $25.00 | 10/20/2011 8:18:50 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:36 PM |
hanuman77 | $25.00 | 10/21/2011 2:17:39 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:01 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:41 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:35 PM |
larslfe | $25.00 | 10/21/2011 3:31:10 PM |
oplender | $25.00 | 10/21/2011 3:12:38 PM |
GCInvestments | $25.00 | 10/21/2011 9:18:15 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:17 AM |
ursus | $50.00 | 10/22/2011 12:07:29 PM |
cingular | $25.00 | 10/22/2011 12:58:15 PM |
fcukciti | $35.00 | 10/23/2011 8:17:16 AM |
6moonbeams | $25.00 | 10/23/2011 12:41:02 PM |
giftgold | $25.00 | 10/23/2011 4:34:27 PM |
Supernick | $50.00 | 10/24/2011 6:44:03 AM |
asmithj | $25.00 | 10/24/2011 9:21:35 AM |
trade-arch | $50.00 | 10/24/2011 2:17:20 PM |
samo102us | $25.00 | 10/24/2011 1:51:28 PM |
wwwUniversal | $25.00 | 10/24/2011 5:14:50 PM |
newyork6264 | $25.00 | 10/24/2011 5:42:16 PM |
five-star-justice | $25.00 | 10/25/2011 5:46:10 AM |
principal-flow9 | $25.00 | 10/25/2011 8:10:01 AM |
svjeller | $50.00 | 10/25/2011 7:49:37 AM |
skiter53 | $25.00 | 10/25/2011 10:12:01 AM |
Thelonius98 | $25.00 | 10/25/2011 9:35:17 AM |
BxRealtor | $25.00 | 10/25/2011 9:55:20 AM |
agreement-network | $25.00 | 10/25/2011 10:36:27 AM |
orange-courageous-dedication | $25.00 | 10/25/2011 10:36:32 AM |
blue-nourishing-principal | $50.00 | 10/25/2011 10:24:42 AM |
lowestghost | $50.00 | 10/25/2011 10:37:10 AM |
mkl42 | $50.00 | 10/25/2011 10:35:27 AM |
clickbrain | $25.00 | 10/25/2011 10:39:35 AM |
aasx1108 | $25.00 | 10/25/2011 11:09:18 AM |
market-maple | $25.00 | 10/25/2011 10:48:45 AM |
autonomous-kindness8 | $25.00 | 10/25/2011 10:51:23 AM |
gustavholstopus32 | $25.00 | 10/25/2011 10:52:36 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:17 AM |
bazaar-hyperdrive3 | $50.00 | 10/25/2011 11:49:27 AM |
netrageouz | $25.00 | 10/25/2011 11:40:00 AM |
hopethisworks | $25.00 | 10/25/2011 11:40:10 AM |
ClearCut | $50.00 | 10/25/2011 3:40:59 PM |
EtaDuck | $25.00 | 10/25/2011 3:02:32 PM |
sqdrew | $37.48 | 10/25/2011 4:33:03 PM |
computers-er | $25.00 | 10/25/2011 3:49:15 PM |
hardwareman | $25.00 | 10/25/2011 4:05:09 PM |
building-america | $25.00 | 10/25/2011 4:41:12 PM |
hayhelp | $25.00 | 10/25/2011 4:34:37 PM |
Breakfast_Gypsy | $25.00 | 10/25/2011 4:30:45 PM |
tbati | $25.00 | 10/25/2011 4:37:50 PM |
dcfinancial | $25.00 | 10/25/2011 4:46:18 PM |
jim95762 | $500.00 | 10/25/2011 4:55:41 PM |
snowyowl | $25.00 | 10/25/2011 4:58:09 PM |
GreatReturnForYou | $50.00 | 10/25/2011 5:06:51 PM |
dpjd | $50.00 | 10/25/2011 5:04:17 PM |
lucrative-coin | $50.00 | 10/25/2011 5:08:24 PM |
maldok1 | $25.00 | 10/25/2011 5:05:52 PM |
hostbank | $100.00 | 10/25/2011 5:07:57 PM |
ddog0224 | $60.13 | 10/25/2011 5:13:07 PM |
social-colonel | $100.00 | 10/25/2011 5:18:59 PM |
helpinghand63 | $25.00 | 10/25/2011 5:13:23 PM |
tapesor | $86.00 | 10/25/2011 5:14:30 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:18 PM |
best-unbeatable-transaction | $25.00 | 10/25/2011 5:31:32 PM |
vivixmedia | $25.00 | 10/25/2011 5:53:52 PM |
wealthydc | $29.75 | 10/25/2011 6:16:05 PM |
lostontheedge | $25.00 | 10/25/2011 6:59:27 PM |
TGACJ | $40.00 | 10/25/2011 7:12:47 PM |
bonus-acrobat | $50.00 | 10/25/2011 7:42:33 PM |
dexstjames | $25.00 | 10/25/2011 7:49:33 PM |
184 Investments
|
Borrower Payment Dependent Notes Series
532396
This series of Notes was issued and sold upon the funding of the borrower loan #54890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $271.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 14y 11m |
Amount delinquent:
| $4,375 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balance-protector732 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
FreshStart101
Purpose of loan:
This loan will be used to...purchase automobile
My financial situation: Restarting with no debt after bankruptsy
I am a good candidate for this loan because...
I have a steady income from my pension and Social Security
and I have no debt.
Monthly net income: $4125
Monthly expenses: $300
Housing: $965
Insurance: $70
Car expenses: $0
Utilities: $230
Phone, cable, internet: $155
Food, entertainment: $450
Clothing, household expenses: $160
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/13/2011 5:21:29 PM |
Kaj | $40.00 | 10/13/2011 6:59:20 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:50:03 PM |
organized-payment6 | $50.00 | 10/14/2011 2:21:47 PM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:15 PM |
macjp123 | $50.00 | 10/16/2011 1:36:23 PM |
a-finance-nirvana | $25.00 | 10/17/2011 2:55:14 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:45 AM |
rogue_monster | $25.00 | 10/17/2011 12:54:44 PM |
kulender | $50.00 | 10/17/2011 1:18:31 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:11 PM |
Sierrahh | $25.00 | 10/18/2011 10:11:05 AM |
Nojukbong | $50.00 | 10/18/2011 2:59:38 PM |
bonus-tent | $25.00 | 10/19/2011 3:56:05 AM |
riskadverse44 | $25.00 | 10/19/2011 5:21:29 AM |
ericgassercom | $25.00 | 10/19/2011 7:27:37 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:54 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:17 PM |
larslfe | $50.00 | 10/19/2011 8:19:43 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:07 PM |
figs4u2 | $100.00 | 10/20/2011 12:20:48 PM |
iolaire | $25.00 | 10/20/2011 3:22:59 PM |
pnace | $40.00 | 10/20/2011 4:57:11 PM |
thrifty-balance8 | $25.00 | 10/20/2011 5:14:22 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:46 PM |
wwwUniversal | $25.00 | 10/20/2011 5:15:03 PM |
ijspence | $25.00 | 10/20/2011 5:15:59 PM |
h_corey | $25.00 | 10/20/2011 5:12:22 PM |
return-smasher2 | $27.58 | 10/20/2011 5:41:14 PM |
brightest-benjamins-onator | $25.00 | 10/20/2011 5:21:52 PM |
CBO-Enterprise | $100.00 | 10/20/2011 5:24:35 PM |
helping-out | $25.00 | 10/20/2011 6:03:01 PM |
Zuzu | $40.00 | 10/20/2011 6:04:32 PM |
godfather4u | $100.00 | 10/20/2011 6:26:24 PM |
RB_Double-A_Bravo | $25.00 | 10/20/2011 5:56:55 PM |
best-phenomenal-treasure | $25.00 | 10/20/2011 6:15:34 PM |
return-seeker85 | $50.00 | 10/20/2011 6:33:14 PM |
RedantFinance | $25.00 | 10/20/2011 7:11:03 PM |
listing-vista | $100.00 | 10/20/2011 7:15:51 PM |
Fiimg | $50.00 | 10/20/2011 7:33:00 PM |
brightest-dynamic-peace | $25.00 | 10/20/2011 7:18:24 PM |
ddog0224 | $37.68 | 10/20/2011 7:43:50 PM |
dinero-philosopher1 | $25.00 | 10/20/2011 7:24:58 PM |
KarmaBum77 | $25.00 | 10/20/2011 7:45:52 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:35 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:54 PM |
KLCRAY | $50.00 | 10/21/2011 4:03:40 AM |
Elefunt | $50.00 | 10/21/2011 8:37:00 AM |
diablorulz | $75.00 | 10/21/2011 10:14:11 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:01 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:35 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:03 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:17 AM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:34 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:08:42 AM |
compoundinterest | $50.00 | 10/22/2011 12:06:12 PM |
credit-kahuna | $75.00 | 10/22/2011 1:28:08 PM |
social-zebra | $30.00 | 10/22/2011 9:50:31 PM |
newgroom422 | $25.00 | 10/22/2011 10:30:59 PM |
AlfinityBank25 | $25.00 | 10/23/2011 12:01:07 AM |
enthralling-deal180 | $50.00 | 10/14/2011 5:30:23 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:13 AM |
Preteur | $25.00 | 10/14/2011 2:39:23 PM |
Dubbs360 | $50.00 | 10/14/2011 4:48:23 PM |
Investor_DP | $100.00 | 10/14/2011 5:07:09 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:01 PM |
Queueball1 | $25.00 | 10/15/2011 8:01:24 PM |
ianakacg | $25.00 | 10/16/2011 6:08:03 AM |
astute-dollar | $50.00 | 10/16/2011 7:05:03 AM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:14 PM |
boylezz | $25.00 | 10/16/2011 8:26:34 PM |
Jesuistom | $25.00 | 10/17/2011 3:30:46 AM |
american6 | $100.00 | 10/17/2011 1:17:59 AM |
Kessler | $25.00 | 10/17/2011 9:07:32 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:15 AM |
happy-asset | $25.00 | 10/17/2011 10:39:38 AM |
yield-trader | $25.00 | 10/17/2011 4:46:15 PM |
bradfid | $25.00 | 10/18/2011 6:19:56 AM |
boogienation | $50.00 | 10/18/2011 1:08:17 PM |
IIP77 | $25.00 | 10/18/2011 7:50:11 PM |
life-is-great | $25.00 | 10/19/2011 6:12:49 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:17 AM |
GCInvestments | $33.00 | 10/19/2011 11:09:16 PM |
bold-riveting-social | $50.00 | 10/20/2011 6:05:57 AM |
loan-wasp | $50.00 | 10/20/2011 3:54:43 PM |
dime-sprout | $25.00 | 10/20/2011 2:11:55 PM |
the-unequivocal-pound | $250.00 | 10/20/2011 4:56:34 PM |
fantastic-openness | $25.00 | 10/20/2011 4:47:56 PM |
cool_kubera | $100.00 | 10/20/2011 4:49:30 PM |
best-lean-yield | $85.04 | 10/20/2011 5:04:45 PM |
autonomous-basis | $29.94 | 10/20/2011 4:23:06 PM |
brainy-currency3 | $25.00 | 10/20/2011 5:12:02 PM |
resplendent-dollar | $25.00 | 10/20/2011 4:51:01 PM |
gain-equator | $25.00 | 10/20/2011 4:53:07 PM |
payout-flag6 | $25.00 | 10/20/2011 4:55:33 PM |
georgedorn | $25.00 | 10/20/2011 4:59:00 PM |
building_community | $25.00 | 10/20/2011 5:00:22 PM |
investment-kingdom | $100.00 | 10/20/2011 5:28:01 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:09 PM |
moopi | $200.00 | 10/20/2011 5:41:39 PM |
burger283 | $25.00 | 10/20/2011 5:13:16 PM |
elasermd | $25.00 | 10/20/2011 5:41:34 PM |
Control | $25.00 | 10/20/2011 6:24:27 PM |
SaratogaAccountant | $25.00 | 10/20/2011 5:27:04 PM |
a-unflappable-finance | $100.00 | 10/20/2011 5:31:55 PM |
mauge35 | $25.00 | 10/20/2011 6:48:51 PM |
balance-force | $30.00 | 10/20/2011 6:31:56 PM |
dogthecat | $30.88 | 10/20/2011 5:56:20 PM |
wise-careful-greenback | $25.00 | 10/20/2011 6:29:09 PM |
reinforced-velocity158 | $250.00 | 10/20/2011 7:36:10 PM |
silver-ectasy1 | $25.00 | 10/20/2011 6:59:27 PM |
cloud8 | $30.00 | 10/20/2011 7:07:41 PM |
axis1 | $25.00 | 10/20/2011 8:18:50 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:38 PM |
wealth-pizza | $50.00 | 10/21/2011 3:29:31 AM |
hanuman77 | $25.00 | 10/21/2011 2:17:39 AM |
Anny-Disco | $25.00 | 10/21/2011 5:40:39 AM |
money-bauble | $191.00 | 10/21/2011 9:06:23 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:41 AM |
social-zebra | $30.00 | 10/21/2011 11:19:38 AM |
oplender | $25.00 | 10/21/2011 3:12:38 PM |
sushi537 | $25.00 | 10/22/2011 4:11:53 AM |
grf1945 | $25.00 | 10/22/2011 6:51:21 AM |
Beld | $50.00 | 10/22/2011 10:27:15 AM |
pure-cash9 | $25.00 | 10/22/2011 11:02:46 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:23 AM |
ursus | $50.00 | 10/22/2011 12:07:29 PM |
cingular | $25.00 | 10/22/2011 12:58:15 PM |
deal-processor0 | $200.00 | 10/22/2011 4:04:22 PM |
listing-candy | $25.00 | 10/22/2011 6:44:27 PM |
myduck | $40.00 | 10/22/2011 4:20:15 PM |
sisepuede | $25.00 | 10/22/2011 9:52:38 PM |
houli123 | $9.88 | 10/23/2011 6:04:26 AM |
PropertyInvest | $25.00 | 10/23/2011 4:28:39 AM |
134 Investments
|
Borrower Payment Dependent Notes Series
532410
This series of Notes was issued and sold upon the funding of the borrower loan #55182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $290.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 8% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $332 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-pound-chemistry |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
red-pound-chemistry
Purpose of loan: Personal
This loan will be used to... Help my brother pay the leasing company so he can keep his family van. The lease term is up and due to the milage being way over the limit, he either pays the balance due and keeps the van, or loses the van but still has to pay the amount owed.
My financial situation: Is very stable. I made $63,000 last year and will make roughly the same this year. My only monthly obligation is my home mortgage ($1177.00). Utilities, cell and cable are slightly less than $500.00. Add a little for food and extras, and adding this loan payment (in the very unlikely event my brother doesn't pay me monthly) won't be any problem whatsoever.
I am a good candidate for this loan because... In addition to having over $1000.00 disposable income every month, I am very cognizant of my credit and will do whatever is necessary to keep it as high as I can. I (we) have every intention of having this loan paid off in well under 3 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/23/2011 12:15:25 PM |
green-trade-dolphin2 | $35.90 | 10/23/2011 12:02:07 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:22 AM |
scholarly-benefit5 | $50.00 | 10/24/2011 8:46:59 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:53 PM |
bonafide-transaction1 | $50.22 | 10/25/2011 9:37:35 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:46 PM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:10 AM |
larrybird | $2,000.00 | 10/26/2011 8:58:26 PM |
frooogal | $25.00 | 10/26/2011 9:02:59 PM |
important-ore | $150.00 | 10/26/2011 9:33:33 PM |
contributor897 | $25.00 | 10/27/2011 1:42:09 AM |
ockid007 | $25.00 | 10/27/2011 2:19:29 AM |
gentle-transparency7 | $250.00 | 10/27/2011 3:20:20 AM |
smart-kindness8 | $50.00 | 10/27/2011 4:25:34 AM |
kenji4861 | $50.00 | 10/27/2011 4:46:24 AM |
kind-cash-zone | $102.89 | 10/27/2011 5:27:07 AM |
organized-payment6 | $50.00 | 10/27/2011 5:53:27 AM |
cerebral-dollar773 | $36.91 | 10/27/2011 5:58:18 AM |
charming-exchange7 | $25.00 | 10/27/2011 5:56:10 AM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:49 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:24 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:26 AM |
MM1207 | $25.00 | 10/26/2011 7:44:21 AM |
Sneezie | $100.00 | 10/26/2011 8:59:02 AM |
fcrick | $25.00 | 10/26/2011 11:01:34 AM |
bellaquito | $2,000.00 | 10/26/2011 9:09:26 PM |
oodkim84oo | $181.28 | 10/27/2011 12:29:21 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:12:49 AM |
SolarMoonshine | $25.00 | 10/27/2011 3:38:30 AM |
charming-exchange7 | $25.00 | 10/27/2011 6:01:03 AM |
realestateinvestor37 | $17.80 | 10/27/2011 6:15:09 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
532424
This series of Notes was issued and sold upon the funding of the borrower loan #55151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $218,991 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-sincere-wealth |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
top-sincere-wealth
Purpose of loan: Educational Expenses
This loan will be used to...pay for expenses related to educational costs upcoming for my daughter who is a senior in high school and needs to study abroad.
My financial situation:My net income per month is $13,322.74
I am a good candidate for this loan because...I am financially stable and pay my bills timely. I have good solid credit history and will maintain same.
Monthly net income: $13,322.74
Monthly expenses: $5411.00
Housing: $1499.00
Insurance: $150.00
Car expenses: $540.00
Utilities: $250.00
Phone, cable, internet: $425.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1647.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 10/14/2011 5:01:33 PM |
copper | $31.00 | 10/20/2011 6:28:12 PM |
tech310 | $50.00 | 10/25/2011 11:48:42 PM |
larrybird | $2,000.00 | 10/26/2011 4:38:18 PM |
new-gold-wrangler | $1,116.50 | 10/26/2011 5:03:27 PM |
exchange-squirrel | $25.00 | 10/15/2011 12:10:11 PM |
payout-bridge | $37.50 | 10/26/2011 4:58:58 PM |
goodhearted-generosity511 | $30.00 | 10/14/2011 6:24:58 PM |
first-dinero-paladin | $35.00 | 10/15/2011 7:30:23 AM |
Something-Corporate | $25.00 | 10/18/2011 4:24:54 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:30:17 PM |
Something-Corporate | $25.00 | 10/19/2011 9:23:34 PM |
gotjack | $25.00 | 10/20/2011 2:32:54 AM |
let_me_retire | $100.00 | 10/22/2011 1:54:49 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
532440
This series of Notes was issued and sold upon the funding of the borrower loan #55113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 39% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 0m |
Amount delinquent:
| $650 |
Total credit lines:
| 20 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,343 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| turtle389 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mrs. Nicole
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/14/2011 9:19:41 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:17 AM |
foothillender | $25.00 | 10/15/2011 7:27:41 AM |
fortytwo | $100.00 | 10/15/2011 11:42:35 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:51 AM |
dudebrah | $25.00 | 10/17/2011 1:32:09 PM |
Kaj | $40.00 | 10/17/2011 5:59:56 PM |
patriot897 | $25.00 | 10/18/2011 3:48:35 PM |
fusbarro | $100.00 | 10/18/2011 4:58:19 PM |
diplomatic-wealth7 | $25.00 | 10/18/2011 5:16:50 PM |
scrappy-diversification7 | $1,226.00 | 10/19/2011 9:08:57 AM |
Bob450 | $25.00 | 10/19/2011 4:43:02 PM |
social-cocktail1 | $200.00 | 10/19/2011 5:15:00 PM |
wlm3012 | $30.00 | 10/19/2011 5:59:36 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:11 PM |
calimanusa | $31.00 | 10/19/2011 11:31:09 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:53 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:40 PM |
cnovak | $25.00 | 10/21/2011 9:58:18 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:02 AM |
seineil | $50.00 | 10/22/2011 2:05:10 AM |
pine643 | $35.00 | 10/23/2011 12:46:15 PM |
missing-link | $25.00 | 10/23/2011 6:24:23 PM |
borquist | $25.00 | 10/24/2011 9:22:41 AM |
secureincome | $100.00 | 10/24/2011 12:13:23 PM |
dordee | $40.00 | 10/24/2011 11:55:38 AM |
responsibility-butterfly | $25.00 | 10/14/2011 9:37:40 AM |
fascinating-benefit279 | $50.00 | 10/16/2011 1:46:58 PM |
kulender | $50.00 | 10/17/2011 1:18:33 PM |
kenji4861 | $25.00 | 10/19/2011 1:21:57 PM |
BankofRon | $25.00 | 10/19/2011 5:53:35 PM |
4mydaughterseducation | $68.00 | 10/19/2011 7:03:36 PM |
marcomnzs | $25.00 | 10/20/2011 12:01:46 PM |
Elefunt | $50.00 | 10/21/2011 8:37:00 AM |
return-enthusiast1 | $30.00 | 10/21/2011 2:43:39 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:28 PM |
truth-umbrella3 | $25.00 | 10/22/2011 11:14:40 AM |
red-power-pecan | $50.00 | 10/22/2011 2:37:14 PM |
whirlingdervish | $25.00 | 10/23/2011 12:30:53 AM |
houli123 | $25.00 | 10/23/2011 6:05:57 AM |
papaloha | $25.00 | 10/23/2011 8:20:39 PM |
Flreap | $25.00 | 10/24/2011 7:40:40 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
532462
This series of Notes was issued and sold upon the funding of the borrower loan #54993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,994 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ecstatic-basis4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mama Needs A Remodel
Purpose of loan: Home Repairs
This loan will be used to...Put a new roof on my home and enclose the garage for a den.
My financial situation: I have four daughters,two graduated from college, two still in college that we are helping.
I am a good candidate for this loan because...I ALWAYS pay my bills and I am not a spend-thrift kind of person. This loan will be used for exactly the purpose stated.
Monthly net income: $7,000
Monthly expenses: $
Housing: $765.00
Insurance: $131.00
Car expenses: $817.00
Utilities: $400.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Starfin-Capital-Management | $77.01 | 10/25/2011 3:16:47 PM |
responsibility-butterfly | $25.00 | 10/14/2011 9:37:41 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:45 AM |
beakerfish | $50.00 | 10/14/2011 7:19:54 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:56 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:15 PM |
octoberfresh | $25.00 | 10/19/2011 1:39:44 PM |
Gladglide | $25.00 | 10/20/2011 11:01:42 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:02:12 AM |
Binan | $25.00 | 10/21/2011 1:06:42 AM |
nycfinance | $25.00 | 10/21/2011 1:57:47 AM |
ddimports | $100.00 | 10/21/2011 6:39:08 AM |
Christophe | $25.00 | 10/21/2011 7:20:48 AM |
Philman | $25.00 | 10/21/2011 8:19:43 AM |
stock106 | $25.00 | 10/21/2011 8:52:13 AM |
LuckyDuck49 | $25.00 | 10/21/2011 9:18:23 AM |
gadget7 | $25.00 | 10/21/2011 9:31:02 AM |
head | $25.00 | 10/21/2011 9:57:11 AM |
gjm6d | $25.00 | 10/21/2011 10:35:52 AM |
ethical-truth211 | $101.00 | 10/21/2011 11:22:22 AM |
Astyanax | $80.00 | 10/21/2011 11:56:24 AM |
lucrative-reward | $100.00 | 10/21/2011 11:19:07 AM |
CirC | $62.39 | 10/21/2011 12:48:11 PM |
oath163 | $25.00 | 10/21/2011 12:12:20 PM |
genelinist | $100.00 | 10/21/2011 11:57:54 AM |
top-visionary-truth | $25.00 | 10/21/2011 12:50:39 PM |
commerce-renewal | $37.39 | 10/21/2011 1:40:51 PM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:35:04 PM |
social-trumpet | $25.00 | 10/21/2011 2:46:05 PM |
kind-rate-judo | $76.98 | 10/21/2011 3:47:01 PM |
money-fort | $25.00 | 10/21/2011 3:50:14 PM |
kindness-jedi | $50.00 | 10/21/2011 4:32:18 PM |
saxaphone6 | $25.00 | 10/21/2011 5:56:02 PM |
KindCharmingReflective-affluence | $25.00 | 10/21/2011 6:07:20 PM |
mikelance7 | $25.00 | 10/21/2011 6:03:19 PM |
bbt210 | $25.14 | 10/21/2011 6:42:46 PM |
deepblue34 | $30.00 | 10/21/2011 5:48:36 PM |
funds-control3 | $39.13 | 10/21/2011 8:05:21 PM |
joebob78 | $47.62 | 10/21/2011 7:03:02 PM |
eg192 | $43.43 | 10/21/2011 7:51:29 PM |
moola-accelerator6 | $30.00 | 10/21/2011 8:03:49 PM |
ddog0224 | $126.17 | 10/22/2011 1:05:18 AM |
NolockHolmes | $50.00 | 10/21/2011 10:23:23 PM |
gold-miser9 | $50.23 | 10/21/2011 11:27:42 PM |
let_me_retire | $100.00 | 10/22/2011 1:18:42 AM |
enchanted-note | $25.00 | 10/22/2011 6:25:24 AM |
dws2380 | $25.00 | 10/22/2011 7:15:54 PM |
Iwillhuntyoudown | $25.00 | 10/23/2011 9:13:15 AM |
SolarMoonshine | $25.00 | 10/23/2011 5:29:36 PM |
papaloha | $25.00 | 10/23/2011 8:20:40 PM |
calimanusa | $30.00 | 10/23/2011 9:39:19 PM |
suave-dime6 | $25.00 | 10/24/2011 12:28:17 PM |
simplelender80 | $200.00 | 10/24/2011 1:25:59 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:35 PM |
peace-birdie | $100.00 | 10/24/2011 5:57:00 PM |
social-zebra | $30.00 | 10/25/2011 8:23:06 AM |
hopeful-truth5 | $75.00 | 10/25/2011 10:50:15 AM |
nimble-revenue5 | $25.00 | 10/25/2011 1:17:43 PM |
dedicated-principal | $25.00 | 10/25/2011 5:19:16 PM |
larrybird | $861.03 | 10/25/2011 7:54:35 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:52 AM |
Natronpee | $25.00 | 10/20/2011 11:38:54 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:25:50 PM |
benefit-boots | $25.00 | 10/21/2011 12:08:30 AM |
income-buffalo1 | $100.00 | 10/21/2011 3:50:46 AM |
compassionate-dime0 | $89.46 | 10/21/2011 6:50:33 AM |
oaktown23 | $200.00 | 10/21/2011 6:58:51 AM |
KramericaIndustries | $25.00 | 10/21/2011 7:17:53 AM |
Leshan | $25.00 | 10/21/2011 7:31:50 AM |
Mocaba | $150.00 | 10/21/2011 8:51:14 AM |
open-minded-deal | $200.00 | 10/21/2011 8:52:46 AM |
payment-halo | $25.00 | 10/21/2011 8:52:26 AM |
HotStreak | $50.00 | 10/21/2011 9:28:05 AM |
Alpha-AssistU | $50.00 | 10/21/2011 10:56:18 AM |
cognizant-rupee7 | $25.00 | 10/21/2011 10:44:31 AM |
heroic-benefit | $200.00 | 10/21/2011 11:57:32 AM |
diversification-maple1 | $25.00 | 10/21/2011 12:19:17 PM |
credit-coach118 | $35.57 | 10/21/2011 12:57:50 PM |
pthighs | $55.00 | 10/21/2011 11:41:29 AM |
CA-Lender | $25.00 | 10/21/2011 11:50:47 AM |
silver-bluebird | $29.00 | 10/21/2011 1:47:57 PM |
MilitaryAV8R | $25.00 | 10/21/2011 1:23:19 PM |
RatRaceChamp | $38.45 | 10/21/2011 2:43:11 PM |
well-mannered-income3 | $30.00 | 10/21/2011 3:21:05 PM |
julijask | $25.00 | 10/21/2011 2:53:01 PM |
fuse290 | $30.00 | 10/21/2011 3:10:13 PM |
social-cocktail1 | $200.00 | 10/21/2011 5:13:28 PM |
northern_paddler | $25.00 | 10/21/2011 5:38:46 PM |
keichi03 | $40.00 | 10/21/2011 5:51:10 PM |
AndyT1999 | $25.00 | 10/21/2011 7:55:36 PM |
Loanstou | $125.00 | 10/21/2011 7:41:30 PM |
CatbirdBanking | $25.00 | 10/21/2011 9:17:32 PM |
orange-pound-party | $35.00 | 10/21/2011 10:23:32 PM |
jebber007 | $50.00 | 10/21/2011 11:00:22 PM |
Bob450 | $25.00 | 10/22/2011 7:49:30 AM |
loss-of-control | $100.00 | 10/22/2011 8:52:43 AM |
frogperson | $150.00 | 10/22/2011 11:05:35 AM |
wlm3012 | $30.00 | 10/22/2011 11:44:23 AM |
Iwillhuntyoudown | $25.00 | 10/22/2011 7:24:00 PM |
yield-trader | $25.00 | 10/24/2011 10:00:20 AM |
trident8 | $25.00 | 10/24/2011 11:42:43 AM |
alexgalt | $25.00 | 10/24/2011 9:48:41 PM |
sushi537 | $25.00 | 10/25/2011 2:22:41 AM |
finance-prescription | $100.00 | 10/25/2011 9:09:50 AM |
irrelevant | $25.00 | 10/25/2011 10:05:19 AM |
assetmanager | $25.00 | 10/25/2011 5:58:58 PM |
106 Investments
|
Borrower Payment Dependent Notes Series
532464
This series of Notes was issued and sold upon the funding of the borrower loan #54925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,395 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| loot-hootenanny |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ROOFING
Purpose of loan: NEW ROOF
This loan will be used to...PAY FOR ROOF
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $46812.
Monthly expenses: $2867.
Housing: $1336.
Insurance: $96
Car expenses: 150.00
Utilities: $220.00
Phone, cable, internet: $400.00
Food, entertainment: $300.00
Clothing, household expenses: $50
Credit cards and other loans: $315.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/21/2011 5:14:05 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:44 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:08 PM |
gokart83 | $25.00 | 10/24/2011 4:30:15 PM |
sillyb | $25.00 | 10/24/2011 4:21:55 PM |
investment-comet | $25.00 | 10/24/2011 5:46:50 PM |
seabassx | $25.00 | 10/24/2011 7:11:00 PM |
mindful-deal289 | $25.00 | 10/24/2011 9:10:52 PM |
scojo | $25.02 | 10/24/2011 11:01:05 PM |
nickel-position | $25.00 | 10/24/2011 11:09:07 PM |
contributor897 | $25.00 | 10/25/2011 1:39:56 AM |
NolockHolmes | $40.00 | 10/24/2011 9:16:33 PM |
Johnab | $25.25 | 10/25/2011 4:33:27 AM |
samhome | $25.00 | 10/25/2011 6:48:01 AM |
enthralling-investment | $42.65 | 10/25/2011 5:30:35 AM |
RJN | $30.00 | 10/25/2011 5:29:12 AM |
careful-penny | $25.00 | 10/25/2011 6:06:54 AM |
EarlyRiser | $200.00 | 10/25/2011 6:59:39 AM |
icon7 | $50.00 | 10/25/2011 7:31:16 AM |
debt-force | $36.00 | 10/25/2011 7:26:36 AM |
tzvie | $25.00 | 10/25/2011 7:52:22 AM |
usanachris | $25.36 | 10/25/2011 7:43:26 AM |
svjeller | $50.00 | 10/25/2011 7:48:03 AM |
MoneyForNothing | $14.24 | 10/25/2011 7:58:56 AM |
sjlender | $100.00 | 10/21/2011 5:14:35 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:10 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:41 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:49:43 PM |
favorite-commerce | $25.00 | 10/24/2011 3:16:21 PM |
smart-kindness8 | $100.00 | 10/24/2011 3:25:43 PM |
autonomous-basis | $25.00 | 10/24/2011 3:33:34 PM |
shrewd-peace7 | $26.00 | 10/24/2011 4:18:46 PM |
novice-speculator | $25.00 | 10/24/2011 4:15:48 PM |
SIGLLC | $25.00 | 10/24/2011 4:59:35 PM |
friendly-market5 | $25.00 | 10/24/2011 7:00:34 PM |
Hexnut | $50.00 | 10/24/2011 10:13:01 PM |
intelligent-repayment8 | $200.00 | 10/24/2011 10:03:52 PM |
capthouls | $25.00 | 10/24/2011 11:03:38 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:53 AM |
Melrosian | $26.32 | 10/25/2011 4:55:48 AM |
revenue-associate | $25.00 | 10/25/2011 6:09:46 AM |
midnight24 | $42.32 | 10/25/2011 7:34:25 AM |
john0720 | $25.00 | 10/25/2011 6:54:08 AM |
Invest_in_residual_income | $30.28 | 10/25/2011 7:16:36 AM |
direct-responsibility7 | $206.00 | 10/25/2011 7:33:36 AM |
BookPublisher | $25.56 | 10/25/2011 7:42:36 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
532468
This series of Notes was issued and sold upon the funding of the borrower loan #54855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,570 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-riveting-economy |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Roof replacement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have great payment history, except from about 5 yrs ago, my daughter was in a car accident and before all insurance settlements medical bills and some personal bills pilled up and I was held responsible, these bills were paid off. I am a professional Hospitality travelling manager with all expenses paid with continuous employment history with no interruptions in the past 15 years, I have an unforeseen expense having to replace the room in a home I own and rent in Tallahassee, Fl.
Monthly net income: $7,000
Monthly expenses: $1000.00
Housing: $650.00
Insurance: $300.00
Car expenses: $700.00 car payment
Utilities: $60.00
Phone, cable, internet: $150.00
Food, entertainment: $0, my company pays for it
Clothing, household expenses: $200.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 10/13/2011 5:10:48 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:50:04 PM |
wampum-library4 | $25.00 | 10/15/2011 11:32:49 AM |
fortytwo | $100.00 | 10/15/2011 11:42:34 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:46 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:55 PM |
graceful-investment | $25.00 | 10/19/2011 7:01:51 PM |
daekpon | $75.00 | 10/19/2011 7:15:41 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:10 PM |
wise-careful-greenback | $25.00 | 10/20/2011 6:27:39 PM |
joyful-power9 | $50.00 | 10/20/2011 6:39:38 PM |
unequaled-pound | $25.00 | 10/20/2011 7:07:30 PM |
dime-umbrella6 | $50.00 | 10/20/2011 7:31:51 PM |
supersarah61 | $50.00 | 10/20/2011 6:43:14 PM |
CBO-Enterprise | $100.00 | 10/20/2011 7:32:45 PM |
Vaanolo | $25.00 | 10/20/2011 7:38:27 PM |
bold-careful-finance | $100.00 | 10/20/2011 8:13:15 PM |
asset-professor | $25.00 | 10/20/2011 8:34:23 PM |
vigorous-velocity | $100.00 | 10/20/2011 8:59:16 PM |
vegibenz | $33.57 | 10/20/2011 9:25:27 PM |
SIU_Saluki_Lending | $25.00 | 10/20/2011 10:19:03 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:24:34 PM |
best-charming-leverage | $50.00 | 10/20/2011 10:29:56 PM |
Binan | $25.00 | 10/21/2011 1:02:12 AM |
Gladglide | $25.00 | 10/20/2011 10:58:39 PM |
P2P4me | $156.95 | 10/21/2011 5:50:28 AM |
healer199 | $35.00 | 10/21/2011 6:01:41 AM |
q4golf | $26.62 | 10/21/2011 4:43:04 AM |
klend4 | $25.00 | 10/21/2011 6:32:19 AM |
revenue-associate | $25.00 | 10/21/2011 6:52:21 AM |
oaktown23 | $200.00 | 10/21/2011 7:00:10 AM |
JASON_ALFUND | $25.00 | 10/21/2011 7:00:21 AM |
mindful-deal289 | $25.00 | 10/21/2011 6:51:32 AM |
suave-dime6 | $25.00 | 10/21/2011 5:54:25 AM |
Leshan | $25.00 | 10/21/2011 7:26:56 AM |
thomas16882004 | $25.00 | 10/21/2011 7:13:00 AM |
euro-deployment | $25.00 | 10/21/2011 8:03:05 AM |
principal-trombone | $200.00 | 10/21/2011 7:18:53 AM |
briskdevl07 | $25.00 | 10/21/2011 8:35:57 AM |
stock106 | $25.00 | 10/21/2011 9:00:41 AM |
cnovak | $25.00 | 10/21/2011 9:56:02 AM |
cognizant-rupee7 | $25.00 | 10/21/2011 10:10:52 PM |
commerce-jujitsu7 | $25.00 | 10/21/2011 8:07:32 PM |
loss-of-control | $100.00 | 10/22/2011 8:30:06 AM |
wlm3012 | $30.00 | 10/22/2011 11:25:44 AM |
houli123 | $25.00 | 10/23/2011 6:10:13 AM |
Land_on_your_feet | $50.00 | 10/23/2011 8:08:19 AM |
irrelevant | $25.00 | 10/23/2011 10:05:32 AM |
kulender | $50.00 | 10/14/2011 4:52:43 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:13 AM |
beakerfish | $50.00 | 10/14/2011 7:18:56 PM |
Scotcha | $50.00 | 10/15/2011 8:03:55 AM |
CA-Lender | $25.00 | 10/17/2011 11:23:18 AM |
careful-compassion | $25.00 | 10/17/2011 1:38:47 PM |
Nojukbong | $50.00 | 10/18/2011 3:20:41 PM |
diplomatic-wealth7 | $25.00 | 10/18/2011 5:16:49 PM |
pound-mushroom3 | $25.00 | 10/18/2011 5:21:28 PM |
social-cocktail1 | $200.00 | 10/19/2011 9:19:41 AM |
mlj0671 | $25.00 | 10/20/2011 7:26:35 AM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:34 PM |
income-buffalo1 | $100.00 | 10/20/2011 6:16:47 PM |
Zuzu | $40.00 | 10/20/2011 6:40:32 PM |
triumphant-point5 | $50.00 | 10/20/2011 7:38:36 PM |
Imaginos1892 | $50.00 | 10/20/2011 9:13:14 PM |
diversification-medalist | $25.00 | 10/20/2011 9:20:28 PM |
basis-gazer0 | $94.41 | 10/20/2011 10:44:55 PM |
vutah | $25.00 | 10/20/2011 10:13:17 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 12:59:58 AM |
ddimports | $274.28 | 10/21/2011 6:37:30 AM |
compassion-platoon | $25.00 | 10/21/2011 5:38:08 AM |
miwoktribe | $50.00 | 10/21/2011 7:29:40 AM |
gain-expert | $38.89 | 10/21/2011 8:19:56 AM |
rakstar | $25.00 | 10/21/2011 8:29:22 AM |
amerigor | $31.00 | 10/21/2011 8:10:07 AM |
Christophe | $25.00 | 10/21/2011 7:18:59 AM |
nri22 | $75.00 | 10/21/2011 8:33:36 AM |
Stradivari | $25.00 | 10/21/2011 8:36:26 AM |
traice | $25.00 | 10/21/2011 7:27:24 AM |
loosd | $40.00 | 10/21/2011 8:05:31 AM |
Dubbs360 | $50.00 | 10/21/2011 8:27:48 AM |
nri22 | $75.00 | 10/21/2011 8:37:39 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:01 AM |
leverage-monger | $25.00 | 10/21/2011 10:29:14 AM |
enthralling-investment | $72.57 | 10/21/2011 1:27:01 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:08:03 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:28 PM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:21 PM |
red-power-pecan | $50.00 | 10/22/2011 2:37:13 PM |
Bob450 | $25.00 | 10/22/2011 5:59:17 PM |
Kondonassis | $25.00 | 10/23/2011 3:51:45 AM |
DaiUy | $25.00 | 10/23/2011 6:37:04 AM |
Brisket_Bob | $25.00 | 10/23/2011 2:55:24 PM |
SolarMoonshine | $25.00 | 10/23/2011 5:26:06 PM |
gold-cluster | $50.00 | 10/23/2011 8:27:42 PM |
nfx | $30.00 | 10/24/2011 7:43:04 AM |
finance-prescription | $100.00 | 10/24/2011 9:08:37 AM |
transparency-river1 | $596.71 | 10/24/2011 9:21:08 AM |
97 Investments
|
Borrower Payment Dependent Notes Series
532492
This series of Notes was issued and sold upon the funding of the borrower loan #54784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 26y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,046 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2ploan-chief2 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Manbreed AW
Purpose of loan:
This loan will be used to...Move to another town
My financial situation: Is good
I am a good candidate for this loan because...I am able to have more income to work with to pay off this loan very soon.
Monthly net income: $694.00
Monthly expenses: $395.00
Housing: $ 75.00 a month
Insurance: $ 0. Medicare/Medicaid
Car expenses: $ 180.00
Utilities: $ 90.00
Phone, cable, internet: $ 50.00
Food, entertainment: $0 State Food Assistance
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $0.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-dollar-topper | $100.00 | 10/14/2011 11:41:46 AM |
LuvToLend | $25.00 | 10/19/2011 2:47:15 PM |
mrxtravis | $25.00 | 10/19/2011 10:27:37 PM |
Sudoku | $30.78 | 10/20/2011 1:34:40 PM |
thomas16882004 | $25.00 | 10/21/2011 7:12:30 AM |
whatreality | $25.00 | 10/21/2011 7:23:05 AM |
oaktown23 | $100.00 | 10/21/2011 7:01:55 AM |
income-buffalo1 | $100.00 | 10/21/2011 8:47:14 AM |
lucrative-reward | $100.00 | 10/21/2011 11:10:16 AM |
wise-unequivocal-return | $75.00 | 10/21/2011 10:57:51 AM |
greenback-upholder9 | $30.00 | 10/21/2011 12:56:19 PM |
responsible-finance9 | $25.00 | 10/21/2011 1:04:30 PM |
ILoveBearHats | $25.00 | 10/21/2011 1:06:20 PM |
SerZav | $25.00 | 10/21/2011 3:28:37 PM |
wise-deal-panda | $100.00 | 10/21/2011 5:15:22 PM |
barefootpaul | $25.00 | 10/21/2011 9:07:22 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:30:17 PM |
copper | $50.00 | 10/20/2011 6:28:12 PM |
organic-responsibility60 | $30.00 | 10/21/2011 8:42:54 AM |
winmals | $25.00 | 10/21/2011 11:44:32 AM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:36:23 PM |
julijask | $25.00 | 10/21/2011 2:52:43 PM |
jman31679 | $125.00 | 10/21/2011 3:44:11 PM |
kind-lovely-marketplace | $50.00 | 10/21/2011 3:46:12 PM |
rate-sceptre | $35.37 | 10/21/2011 3:06:42 PM |
CashFlow13 | $500.00 | 10/21/2011 5:19:06 PM |
keichi03 | $33.85 | 10/21/2011 5:45:55 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
532544
This series of Notes was issued and sold upon the funding of the borrower loan #55009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 21y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,440 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kindness-enrichment5 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RHW
Purpose of loan:
This loan will be used to...pay of another loan
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7500
Monthly expenses: $3020.
Housing: $1156
Insurance: $
Car expenses: $700.
Utilities: $
Phone, cable, internet: $280
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/25/2011 6:22:34 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:06 PM |
larrybird | $2,000.00 | 10/25/2011 7:54:42 PM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:15 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:05 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:16 PM |
social-cocktail1 | $200.00 | 10/23/2011 12:14:49 PM |
papaloha | $25.00 | 10/23/2011 8:20:43 PM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:40:55 AM |
GElender | $25.00 | 10/24/2011 12:22:13 PM |
octoberfresh | $25.00 | 10/24/2011 2:49:41 PM |
CatbirdBanking | $25.00 | 10/24/2011 7:43:48 PM |
blissful-finance7 | $25.00 | 10/24/2011 7:51:29 PM |
LendingPimp | $75.00 | 10/24/2011 11:37:14 PM |
Dubbs360 | $50.00 | 10/24/2011 11:05:28 PM |
Invest_in_residual_income | $25.00 | 10/25/2011 7:12:03 AM |
nimble-revenue5 | $25.00 | 10/25/2011 1:17:45 PM |
pani5ue | $25.00 | 10/25/2011 4:45:11 PM |
finance-prescription | $100.00 | 10/25/2011 5:11:24 PM |
social-colonel | $50.00 | 10/25/2011 5:16:25 PM |
wildanne | $25.00 | 10/25/2011 5:36:35 PM |
market-genome7 | $25.00 | 10/25/2011 5:50:31 PM |
Leshan | $25.00 | 10/25/2011 5:55:02 PM |
head | $25.00 | 10/25/2011 6:22:47 PM |
WealthBuildingLessons | $25.00 | 10/25/2011 6:55:19 PM |
investment-comet | $25.00 | 10/25/2011 7:42:36 PM |
goal-benefit2 | $25.00 | 10/25/2011 7:58:28 PM |
dough-hammock | $25.00 | 10/25/2011 8:18:06 PM |
income-buffalo1 | $50.00 | 10/25/2011 8:25:13 PM |
Whipster | $80.00 | 10/18/2011 2:42:05 PM |
greencat | $50.00 | 10/19/2011 7:22:18 AM |
robgw | $25.00 | 10/20/2011 6:24:39 AM |
transparency-river1 | $1,000.00 | 10/24/2011 9:21:17 AM |
hitsman | $50.00 | 10/24/2011 12:48:20 PM |
suave-dime6 | $25.00 | 10/24/2011 12:24:42 PM |
dudebrah | $25.00 | 10/24/2011 1:11:06 PM |
bonus-seahorse | $25.00 | 10/24/2011 2:32:02 PM |
MJTimages_com | $30.00 | 10/24/2011 2:20:59 PM |
Something-Corporate | $25.00 | 10/24/2011 3:25:18 PM |
money-fort | $25.00 | 10/24/2011 2:22:04 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:37 PM |
loss-of-control | $100.00 | 10/24/2011 6:55:35 PM |
Gladglide | $25.00 | 10/24/2011 7:12:53 PM |
CA-Lender | $25.00 | 10/24/2011 9:45:39 PM |
S-Master | $100.00 | 10/24/2011 10:32:31 PM |
impala6464 | $38.46 | 10/25/2011 12:15:55 AM |
dollar-turtle | $25.00 | 10/24/2011 11:34:53 PM |
Tikibarman | $25.00 | 10/25/2011 5:17:57 AM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:49 AM |
let_me_retire | $100.00 | 10/25/2011 10:35:31 AM |
LuckyDuck49 | $25.00 | 10/25/2011 1:40:25 PM |
platinum-czar | $25.00 | 10/25/2011 4:42:29 PM |
jbloans | $25.00 | 10/25/2011 4:47:37 PM |
dedicated-principal | $25.00 | 10/25/2011 5:14:33 PM |
ddog0224 | $25.00 | 10/25/2011 5:16:22 PM |
tonymo | $100.00 | 10/25/2011 5:31:41 PM |
return-cluster991 | $25.00 | 10/25/2011 6:15:44 PM |
340 | $25.00 | 10/25/2011 6:50:37 PM |
asset-professor | $25.00 | 10/25/2011 7:04:42 PM |
commerce-renewal | $21.54 | 10/25/2011 8:28:42 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
532546
This series of Notes was issued and sold upon the funding of the borrower loan #54822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 52% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,482 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worldly-platinum648 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
5728 macdougall dr.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/14/2011 5:22:43 PM |
credit-coach118 | $25.46 | 10/16/2011 8:19:42 AM |
kulender | $50.00 | 10/17/2011 1:18:36 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:58 PM |
gotjack | $25.00 | 10/18/2011 10:08:08 AM |
Nojukbong | $50.00 | 10/18/2011 2:55:52 PM |
Leshan | $25.00 | 10/19/2011 8:40:24 AM |
diplomatic-wealth7 | $25.00 | 10/19/2011 9:17:26 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:00 PM |
BARNAPAS | $25.00 | 10/19/2011 2:53:29 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:13 PM |
agalt | $75.00 | 10/20/2011 8:56:05 AM |
a-tranquil-liberty | $25.00 | 10/20/2011 5:21:34 PM |
CBO-Enterprise | $100.00 | 10/20/2011 5:26:17 PM |
supersarah61 | $50.00 | 10/20/2011 6:47:56 PM |
Zuzu | $40.00 | 10/20/2011 6:36:27 PM |
ddog0224 | $25.00 | 10/20/2011 7:46:42 PM |
bold-careful-finance | $50.00 | 10/20/2011 8:09:23 PM |
diversification-medalist | $25.00 | 10/20/2011 9:22:12 PM |
vegibenz | $25.00 | 10/20/2011 9:25:01 PM |
Gladglide | $25.00 | 10/20/2011 10:58:26 PM |
best-charming-leverage | $75.00 | 10/20/2011 10:30:43 PM |
nycfinance | $25.00 | 10/21/2011 1:49:54 AM |
q4golf | $25.00 | 10/21/2011 4:39:27 AM |
gethsemane4 | $75.00 | 10/21/2011 7:58:32 AM |
Leshan | $25.00 | 10/21/2011 7:30:37 AM |
income-rocker2 | $50.00 | 10/21/2011 7:54:10 AM |
Thought | $36.44 | 10/21/2011 8:48:53 AM |
open-minded-deal | $200.00 | 10/21/2011 8:53:46 AM |
buffalobills | $25.00 | 10/21/2011 8:40:17 AM |
leverage-monger | $25.00 | 10/21/2011 10:12:06 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:04 AM |
bright-leverage9 | $25.00 | 10/21/2011 10:34:24 AM |
lucrative-reward | $100.00 | 10/21/2011 11:06:06 AM |
wise-unequivocal-return | $75.00 | 10/21/2011 10:55:23 AM |
keeminn | $25.00 | 10/21/2011 12:36:04 PM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:28 AM |
ILoveBearHats | $26.06 | 10/21/2011 1:03:49 PM |
genelinist | $25.00 | 10/21/2011 11:52:36 AM |
nebula076 | $100.00 | 10/21/2011 1:04:14 PM |
studio3d | $25.00 | 10/21/2011 2:16:32 PM |
top-visionary-truth | $25.00 | 10/21/2011 12:44:56 PM |
orbital-dollar2 | $25.00 | 10/21/2011 2:49:14 PM |
well-mannered-income3 | $40.00 | 10/21/2011 2:54:25 PM |
leprechaun92 | $25.70 | 10/21/2011 3:30:53 PM |
Happyhourcomics | $25.00 | 10/21/2011 4:29:49 PM |
kindness-jedi | $25.00 | 10/21/2011 4:31:22 PM |
CACO_Lender | $25.00 | 10/21/2011 4:54:41 PM |
CA-Lender | $0.11 | 10/21/2011 5:12:36 PM |
responsibility-butterfly | $25.00 | 10/14/2011 7:20:53 PM |
scarlet-velvet | $25.08 | 10/14/2011 6:57:20 PM |
bizlending | $100.00 | 10/16/2011 10:21:14 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:59 AM |
Kaj | $40.00 | 10/17/2011 5:59:58 PM |
McChan | $100.00 | 10/17/2011 8:32:54 PM |
Dubbs360 | $50.00 | 10/19/2011 7:47:59 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:17 PM |
dime-historian | $40.00 | 10/20/2011 5:12:29 PM |
scrappy-penny6 | $49.00 | 10/20/2011 4:53:46 PM |
thrilling-wealth556 | $25.00 | 10/20/2011 5:10:31 PM |
new-ore-venture | $75.00 | 10/20/2011 5:12:31 PM |
Nascar1 | $25.00 | 10/20/2011 5:34:37 PM |
coachmike15 | $25.00 | 10/20/2011 6:00:27 PM |
natural-worth9 | $100.00 | 10/20/2011 7:07:49 PM |
joyful-power9 | $25.00 | 10/20/2011 6:36:40 PM |
wlm3012 | $30.00 | 10/20/2011 7:54:40 PM |
asset-professor | $25.00 | 10/20/2011 8:34:04 PM |
vigorous-velocity | $100.00 | 10/20/2011 8:58:36 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:16:43 PM |
loot-supporter2 | $25.00 | 10/20/2011 9:42:41 PM |
Imaginos1892 | $50.00 | 10/20/2011 9:11:42 PM |
Something-Corporate | $25.00 | 10/20/2011 9:26:03 PM |
lie21073 | $50.00 | 10/20/2011 10:19:25 PM |
Binan | $25.00 | 10/21/2011 1:02:43 AM |
mlj0671 | $25.00 | 10/21/2011 6:00:38 AM |
basis-wizard8 | $50.00 | 10/21/2011 6:33:56 AM |
miwoktribe | $28.45 | 10/21/2011 7:33:36 AM |
compassionate-dime0 | $50.00 | 10/21/2011 6:45:52 AM |
whatreality | $25.00 | 10/21/2011 7:21:17 AM |
graceful-investment | $25.00 | 10/21/2011 7:30:59 AM |
stock106 | $25.00 | 10/21/2011 8:50:29 AM |
arenangelchild | $25.00 | 10/21/2011 8:27:57 AM |
baker31 | $42.00 | 10/21/2011 9:06:47 AM |
worth-arch | $25.00 | 10/21/2011 8:45:43 AM |
the-credit-proton | $50.00 | 10/21/2011 9:12:22 AM |
HotStreak | $25.00 | 10/21/2011 9:34:05 AM |
LuckyDuck49 | $25.00 | 10/21/2011 9:20:13 AM |
cnovak | $25.00 | 10/21/2011 9:56:09 AM |
compassion-platoon | $25.00 | 10/21/2011 10:25:16 AM |
compatible-diversification | $25.00 | 10/21/2011 11:15:49 AM |
vigorous-moola0 | $50.00 | 10/21/2011 11:27:39 AM |
gothampark | $25.00 | 10/21/2011 12:57:38 PM |
bid-stockpiler1 | $25.00 | 10/21/2011 1:32:31 PM |
asaurus0 | $36.32 | 10/21/2011 2:32:41 PM |
on_your_side | $35.59 | 10/21/2011 3:46:24 PM |
pure-platinum2 | $25.00 | 10/21/2011 3:29:24 PM |
luann199 | $25.00 | 10/21/2011 4:09:40 PM |
OgOman | $50.00 | 10/21/2011 3:42:49 PM |
Madmigel | $50.00 | 10/21/2011 3:48:11 PM |
palace2 | $304.00 | 10/21/2011 4:12:46 PM |
top-payout-fixer | $25.79 | 10/21/2011 4:46:43 PM |
real-return | $25.00 | 10/21/2011 4:49:35 PM |
102 Investments
|
Borrower Payment Dependent Notes Series
532564
This series of Notes was issued and sold upon the funding of the borrower loan #54867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 5% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 4m |
Amount delinquent:
| $37 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,426 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-hopeful-interest |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...home improvements, moving to a new apartment
My financial situation:
I am a good candidate for this loan because...I have had a steady job which I make 125K a year, and this year I am up for a significant raise.
Monthly net income: $4000
Monthly expenses: $2400
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bonus-demon | $50.00 | 10/14/2011 5:13:42 PM |
SolarMoonshine | $25.00 | 10/14/2011 6:17:10 PM |
responsibility-butterfly | $25.00 | 10/14/2011 7:20:53 PM |
a-finance-nirvana | $25.00 | 10/17/2011 2:55:15 AM |
golffish2 | $50.00 | 10/17/2011 4:01:47 AM |
transparency-river1 | $1,000.00 | 10/17/2011 2:41:03 PM |
bizlending | $200.00 | 10/17/2011 5:04:53 PM |
vigorous-market5 | $200.00 | 10/17/2011 5:17:38 PM |
bluestarman08 | $36.00 | 10/18/2011 8:36:06 AM |
Nojukbong | $50.00 | 10/18/2011 2:47:03 PM |
fusbarro | $100.00 | 10/18/2011 4:58:19 PM |
progressive-economy261 | $400.00 | 10/18/2011 5:19:10 PM |
first-dinero-paladin | $50.00 | 10/18/2011 7:34:38 PM |
Kessler | $25.00 | 10/19/2011 7:45:05 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:00 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:13 PM |
taetrade | $25.00 | 10/20/2011 6:24:19 AM |
high_flyer | $200.00 | 10/20/2011 7:38:03 AM |
108lender | $250.00 | 10/20/2011 10:18:21 AM |
enthralling-investment | $25.00 | 10/20/2011 1:40:37 PM |
rockhound84 | $25.00 | 10/21/2011 4:42:02 AM |
chrisb1414 | $25.00 | 10/21/2011 6:55:40 AM |
Mariner3605 | $25.00 | 10/21/2011 6:07:28 PM |
green-trade-dolphin | $25.00 | 10/14/2011 6:01:57 PM |
vutah | $25.00 | 10/14/2011 8:54:21 PM |
roux | $25.00 | 10/14/2011 9:00:00 PM |
Uylsses | $100.00 | 10/15/2011 10:00:03 AM |
fortytwo | $100.00 | 10/15/2011 11:42:39 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:59 AM |
InChicago | $100.00 | 10/17/2011 10:35:38 AM |
kulender | $50.00 | 10/17/2011 1:18:37 PM |
beachfunder | $25.00 | 10/18/2011 10:56:57 AM |
Rogelio48 | $25.00 | 10/19/2011 7:04:00 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:17 PM |
diplomatic-wealth7 | $25.00 | 10/19/2011 5:13:28 PM |
BankofRon | $25.00 | 10/19/2011 5:53:36 PM |
hektek22 | $600.00 | 10/20/2011 6:02:55 AM |
Nojukbong | $50.00 | 10/20/2011 2:45:23 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:53 PM |
rupee-universe | $25.00 | 10/20/2011 8:15:15 PM |
calimanusa | $30.00 | 10/20/2011 9:13:18 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:42 PM |
income-rocker2 | $50.00 | 10/21/2011 7:59:19 AM |
leverage-monger | $41.02 | 10/21/2011 10:21:17 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:04 AM |
sharp-return7 | $25.00 | 10/21/2011 3:14:15 PM |
radforj22 | $25.00 | 10/21/2011 4:18:19 PM |
social-cocktail1 | $200.00 | 10/21/2011 5:13:29 PM |
keichi03 | $25.00 | 10/21/2011 5:47:51 PM |
commerce-jujitsu7 | $17.98 | 10/21/2011 7:59:55 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
532596
This series of Notes was issued and sold upon the funding of the borrower loan #55027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
13 | Length of status: | 2y 2m |
Amount delinquent:
| $550 |
Total credit lines:
| 31 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,732 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-circuitry |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
The Overwhelmed Teacher
Purpose of loan: Personal
This loan will be used to...catch up on misc. smaller bills, property taxes, medical debt so I can establish a montly budget.
My financial situation: I am emplyed full time as a teacher and my husband is a certified welder. Continued employment for both of us is extremely likely. A slight medical condition caused my husband to miss some work this summer and we have fallen behind.
I am a good candidate for this loan because... steady employment and a strong desire to succeed financially...I want things to get better. Willing to set up automatic withdrawal for payments.
Monthly net income: $1800
Monthly expenses: $
Housing: $400
Insurance: $200
Car expenses: $150
Utilities: $200
Phone, cable, internet: $
Food, entertainment: $350
Clothing, household expenses: $ 250
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/18/2011 12:14:51 AM |
green-trade-dolphin | $25.00 | 10/17/2011 6:59:25 PM |
fusbarro | $88.00 | 10/19/2011 11:40:57 AM |
bentonlending | $50.00 | 10/25/2011 8:29:41 PM |
ksubd | $100.00 | 10/25/2011 9:12:19 PM |
authoritative-capital | $25.00 | 10/25/2011 9:35:14 PM |
blue-lucrative-rate | $25.00 | 10/25/2011 9:47:52 PM |
intelligent-greenback7 | $31.00 | 10/25/2011 9:59:54 PM |
a-resplendent-commitment | $50.00 | 10/25/2011 10:04:58 PM |
hitsman | $43.25 | 10/25/2011 11:18:07 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:10 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:03 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:00 PM |
worthy-bid8 | $50.00 | 10/18/2011 5:06:08 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:09 PM |
1willray | $50.00 | 10/25/2011 9:49:19 PM |
Spring342 | $25.00 | 10/25/2011 9:07:06 PM |
CO_Engineer | $32.00 | 10/25/2011 9:32:40 PM |
market-trooper3 | $30.00 | 10/25/2011 9:50:11 PM |
moola-tulip1 | $50.00 | 10/25/2011 9:58:05 PM |
vigorous-exchange | $50.75 | 10/25/2011 10:06:45 PM |
jerrymaguire | $25.00 | 10/25/2011 10:41:03 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
532620
This series of Notes was issued and sold upon the funding of the borrower loan #54856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,256 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| gentle-leverage6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan for maintaining cash equity
Purpose of loan:
This loan will be used to maintain cash equity.
My financial situation:
I am a good candidate for this loan because I am employed and have a stable engineering job in the growing area of software technologies, and also have a flawless credit record making me a very low risk high returns value preposition for investors.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/15/2011 12:20:02 PM |
Bank_Of_XL | $25.00 | 10/15/2011 3:18:54 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:08 PM |
vutah | $25.00 | 10/15/2011 9:42:34 PM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:18 PM |
credit-coach118 | $25.00 | 10/16/2011 7:56:33 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:07 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:18 AM |
kulender | $50.00 | 10/17/2011 1:18:40 PM |
pound-mushroom3 | $25.00 | 10/18/2011 5:21:28 PM |
life-is-great | $25.00 | 10/19/2011 6:12:53 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:22:59 PM |
bold-riveting-social | $50.00 | 10/20/2011 6:05:58 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:52 PM |
Imaginos1892 | $100.00 | 10/20/2011 9:18:53 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:06 AM |
friendly-money | $100.00 | 10/21/2011 11:51:28 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:36 PM |
SerZav | $50.00 | 10/21/2011 3:36:24 PM |
CSinvestments | $25.00 | 10/21/2011 3:54:57 PM |
luann199 | $30.00 | 10/21/2011 4:23:41 PM |
Logan7 | $28.15 | 10/21/2011 3:47:31 PM |
COCHINOBOY | $42.08 | 10/21/2011 4:37:28 PM |
dime-sprout | $25.00 | 10/21/2011 5:18:13 PM |
mgking007 | $25.00 | 10/21/2011 6:23:28 PM |
keichi03 | $25.00 | 10/21/2011 5:53:03 PM |
USMCR | $25.00 | 10/21/2011 5:49:08 PM |
income-buffalo1 | $200.00 | 10/21/2011 6:13:40 PM |
dospapalotes | $25.00 | 10/21/2011 6:46:08 PM |
listing-vista | $50.00 | 10/21/2011 6:15:37 PM |
blue111 | $25.00 | 10/21/2011 7:45:43 PM |
math1973 | $50.00 | 10/21/2011 7:13:23 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:03 PM |
cunning-truth6 | $75.00 | 10/21/2011 7:36:44 PM |
inventive-wealth2 | $43.37 | 10/21/2011 8:14:08 PM |
ddog0224 | $50.00 | 10/22/2011 1:10:48 AM |
NolockHolmes | $75.00 | 10/21/2011 10:28:21 PM |
adir1 | $30.00 | 10/22/2011 1:41:33 AM |
worth-sanctuary9 | $45.44 | 10/22/2011 6:38:15 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:31:53 AM |
economy-popcorn | $25.00 | 10/22/2011 6:11:09 AM |
currency-persimmon | $25.00 | 10/22/2011 6:24:23 AM |
discrete-asset | $25.00 | 10/22/2011 8:14:09 AM |
Mindful7 | $25.00 | 10/22/2011 8:29:23 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:44:28 AM |
loss-of-control | $100.00 | 10/22/2011 8:04:11 AM |
Leshan | $25.00 | 10/22/2011 9:09:35 AM |
marwadi-62 | $100.00 | 10/22/2011 8:26:50 AM |
britgsb | $50.00 | 10/22/2011 10:03:09 AM |
ferdberfel | $50.00 | 10/22/2011 10:11:23 AM |
kind-forthright-repayment | $250.00 | 10/22/2011 10:18:45 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:08:44 AM |
a-transaction-flute | $25.00 | 10/22/2011 9:48:45 AM |
ideal-economy | $30.75 | 10/22/2011 9:26:25 AM |
sensible-order2 | $300.00 | 10/22/2011 11:49:56 AM |
resplendent-dollar | $25.00 | 10/22/2011 11:20:49 AM |
LD4LIFE | $35.00 | 10/22/2011 12:05:51 PM |
the-loyalty-wildebeest | $35.00 | 10/22/2011 11:46:24 AM |
trumpeter5 | $33.00 | 10/22/2011 1:04:20 PM |
best-balance-saver | $59.83 | 10/22/2011 12:36:17 PM |
DreDub | $50.00 | 10/22/2011 1:59:17 PM |
deal-pioneer1 | $25.00 | 10/22/2011 1:39:17 PM |
natural-worth9 | $400.00 | 10/22/2011 2:45:02 PM |
georgedorn | $25.00 | 10/22/2011 2:59:30 PM |
oxnard | $100.00 | 10/22/2011 2:48:31 PM |
blackfur | $25.00 | 10/22/2011 3:11:53 PM |
Independenttools | $50.00 | 10/22/2011 4:00:01 PM |
lender-inc | $40.06 | 10/22/2011 4:05:52 PM |
mizon291 | $25.00 | 10/22/2011 4:22:27 PM |
evergreen16 | $90.00 | 10/22/2011 6:01:39 PM |
Supernick | $100.00 | 10/22/2011 6:05:29 PM |
a-resplendent-commitment | $30.00 | 10/22/2011 10:16:46 PM |
newgroom422 | $25.00 | 10/22/2011 10:31:19 PM |
gilbrear | $25.00 | 10/22/2011 7:09:01 PM |
Mad_Scientist | $50.00 | 10/23/2011 3:56:47 AM |
mennleo | $100.00 | 10/22/2011 9:48:26 PM |
debt-legend | $25.00 | 10/22/2011 10:00:53 PM |
CreditBuilder2 | $50.00 | 10/22/2011 10:52:42 PM |
JW-From-SoCal | $25.00 | 10/23/2011 7:52:49 AM |
setUup | $29.25 | 10/23/2011 4:36:09 AM |
credible-balance0 | $25.00 | 10/23/2011 4:49:30 AM |
happy-yield | $25.00 | 10/23/2011 5:53:40 AM |
houli123 | $25.00 | 10/23/2011 6:17:54 AM |
Theboof | $100.00 | 10/23/2011 6:35:14 AM |
icon7 | $50.00 | 10/23/2011 8:34:42 AM |
TommyTucker | $32.00 | 10/23/2011 6:54:44 AM |
JCMC | $50.00 | 10/23/2011 7:11:49 AM |
rutzebach | $100.00 | 10/23/2011 9:36:00 AM |
investment-comet | $25.00 | 10/23/2011 8:00:50 AM |
MonkeyHero | $40.00 | 10/23/2011 8:33:20 AM |
favorite-deal6 | $76.06 | 10/23/2011 10:21:57 AM |
authoritative-interest | $25.23 | 10/23/2011 11:23:49 AM |
nerdbomber | $44.64 | 10/23/2011 12:17:34 PM |
Ripsaw4U | $50.00 | 10/23/2011 1:09:26 PM |
brightest-dynamic-peace | $25.00 | 10/23/2011 2:03:17 PM |
katnmouse | $35.00 | 10/23/2011 3:54:35 PM |
lovely-greenback4 | $25.00 | 10/23/2011 2:50:44 PM |
evergreen16 | $300.00 | 10/23/2011 2:57:46 PM |
wealth-competitor | $85.84 | 10/23/2011 3:48:59 PM |
lenderRXT | $30.00 | 10/23/2011 5:21:38 PM |
bold-peaceful-silver | $36.29 | 10/23/2011 4:57:37 PM |
mrrc7498 | $46.00 | 10/23/2011 5:22:44 PM |
SolarMoonshine | $25.00 | 10/23/2011 5:26:53 PM |
commerce-wildebeest2 | $48.41 | 10/23/2011 6:49:20 PM |
velocity-motivator6 | $25.00 | 10/23/2011 5:43:37 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:50 PM |
torpedoman-usn | $27.58 | 10/23/2011 7:09:32 PM |
credit-fox3 | $25.00 | 10/23/2011 9:37:27 PM |
nick456sd | $25.00 | 10/23/2011 9:19:29 PM |
SharkAttack | $25.74 | 10/23/2011 9:55:27 PM |
LoanDMC | $25.00 | 10/23/2011 10:55:22 PM |
nycfinance | $25.00 | 10/24/2011 12:12:14 AM |
Natronpee | $25.00 | 10/24/2011 5:29:07 AM |
Redmond | $25.00 | 10/23/2011 11:35:21 PM |
p2p-mogul | $75.00 | 10/24/2011 6:03:11 AM |
basejump0 | $25.00 | 10/24/2011 6:22:57 AM |
ScottCapital | $25.00 | 10/24/2011 5:41:52 AM |
basis-wizard8 | $50.00 | 10/24/2011 7:29:22 AM |
scredneck | $50.00 | 10/24/2011 6:33:18 AM |
BobRobertz | $50.00 | 10/24/2011 7:49:37 AM |
ingenious-interest096 | $26.39 | 10/24/2011 7:19:27 AM |
nickel-demon2 | $100.00 | 10/24/2011 8:20:37 AM |
coin-popcorn | $25.00 | 10/24/2011 7:37:36 AM |
marcopolo10 | $25.00 | 10/24/2011 7:26:47 AM |
money-banker867 | $25.00 | 10/24/2011 8:24:56 AM |
The_Lendor | $25.25 | 10/24/2011 7:56:40 AM |
jhernand17 | $25.00 | 10/24/2011 8:57:31 AM |
mad-scientist418 | $25.00 | 10/24/2011 8:48:39 AM |
hope-kingdom | $25.00 | 10/24/2011 8:46:56 AM |
donkey | $25.00 | 10/24/2011 9:51:08 AM |
leverage-monger | $25.00 | 10/24/2011 9:18:05 AM |
mpatrick | $50.00 | 10/24/2011 9:40:09 AM |
silver-innovator8 | $151.44 | 10/24/2011 9:49:52 AM |
Manvel | $26.79 | 10/24/2011 9:51:58 AM |
skaught | $50.00 | 10/24/2011 10:08:25 AM |
interest-pudding4 | $98.21 | 10/24/2011 10:14:37 AM |
payout-bridge | $37.50 | 10/22/2011 11:02:06 AM |
squadron781 | $25.00 | 10/15/2011 6:45:49 PM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:22 PM |
Preteur | $25.00 | 10/16/2011 9:00:34 AM |
macjp123 | $50.00 | 10/16/2011 1:36:28 PM |
friendinmoney | $25.00 | 10/16/2011 9:10:06 PM |
organized-payment6 | $50.00 | 10/17/2011 5:48:13 AM |
yield-trader | $25.00 | 10/17/2011 4:46:18 PM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:39 AM |
Investor_DP | $100.00 | 10/18/2011 5:05:02 PM |
fervent-repayment | $25.00 | 10/18/2011 5:45:06 PM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:20 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:17 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:03 PM |
income-awakening6 | $25.00 | 10/19/2011 4:22:59 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:12 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:57 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:44 PM |
hanuman77 | $25.00 | 10/21/2011 2:17:45 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:43 AM |
top-visionary-truth | $50.00 | 10/21/2011 1:04:13 PM |
skifamily1992 | $25.00 | 10/21/2011 1:06:44 PM |
nebula076 | $100.00 | 10/21/2011 1:03:25 PM |
rajs | $250.00 | 10/21/2011 1:11:24 PM |
orbital-dollar2 | $30.00 | 10/21/2011 3:00:52 PM |
reflective-greenback1 | $35.00 | 10/21/2011 2:38:25 PM |
kind-lovely-marketplace | $300.00 | 10/21/2011 3:44:55 PM |
kindness-jedi | $200.00 | 10/21/2011 4:35:43 PM |
natural-worth9 | $100.00 | 10/21/2011 5:27:41 PM |
compassion-platoon | $25.00 | 10/21/2011 5:33:38 PM |
moola-accelerator6 | $50.00 | 10/21/2011 8:05:57 PM |
nycfinance | $25.00 | 10/21/2011 8:05:54 PM |
Christophe | $25.00 | 10/21/2011 8:15:19 PM |
jebber007 | $50.00 | 10/21/2011 11:09:18 PM |
novice-speculator | $25.00 | 10/21/2011 10:41:09 PM |
dynamic-money271 | $50.00 | 10/22/2011 4:57:26 AM |
ingenious-gold842 | $92.37 | 10/22/2011 6:07:36 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:50:25 AM |
CatbirdBanking | $25.00 | 10/22/2011 7:21:31 AM |
irishcocacola | $25.00 | 10/22/2011 7:24:24 AM |
crippledcircus | $25.00 | 10/22/2011 7:47:29 AM |
Gordon_Gekko1 | $25.00 | 10/22/2011 8:00:06 AM |
108lender | $100.00 | 10/22/2011 9:39:35 AM |
selector568 | $300.00 | 10/22/2011 9:48:52 AM |
jazzlender | $50.00 | 10/22/2011 8:49:58 AM |
NYCFinancier | $34.64 | 10/22/2011 8:57:09 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:26 AM |
Leopoldine | $30.00 | 10/22/2011 9:40:44 AM |
welshcat | $50.00 | 10/22/2011 10:35:41 AM |
mammalian4 | $25.00 | 10/22/2011 10:22:50 AM |
money-bauble | $200.00 | 10/22/2011 12:05:39 PM |
Dubbs360 | $50.00 | 10/22/2011 10:52:43 AM |
VitaminFunk | $25.00 | 10/22/2011 12:31:32 PM |
wwwUniversal | $25.00 | 10/22/2011 12:15:44 PM |
jc33148 | $75.00 | 10/22/2011 12:18:58 PM |
PaulW | $40.00 | 10/22/2011 12:28:33 PM |
LendToCause | $25.00 | 10/22/2011 12:56:00 PM |
SoCalRancher | $75.00 | 10/22/2011 1:07:21 PM |
Gladglide | $25.00 | 10/22/2011 2:18:40 PM |
credit-kahuna | $100.00 | 10/22/2011 1:28:47 PM |
cingular | $25.00 | 10/22/2011 12:58:17 PM |
cerebral-dollar773 | $59.15 | 10/22/2011 2:34:06 PM |
NobisEst | $62.28 | 10/22/2011 4:21:58 PM |
genelinist | $45.00 | 10/22/2011 2:38:01 PM |
paceme1 | $30.26 | 10/22/2011 2:44:28 PM |
gain-expert | $60.00 | 10/22/2011 5:41:52 PM |
five-star-bid2 | $30.00 | 10/22/2011 5:47:37 PM |
riskadverse44 | $25.00 | 10/22/2011 3:38:38 PM |
IIP77 | $25.00 | 10/22/2011 4:11:19 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:04:36 PM |
Marietta | $30.00 | 10/22/2011 4:07:45 PM |
ore-leather | $25.00 | 10/22/2011 7:19:25 PM |
dmitriy2 | $25.00 | 10/22/2011 7:51:18 PM |
happy-asset | $25.00 | 10/22/2011 5:35:12 PM |
gjm6d | $25.00 | 10/22/2011 5:49:16 PM |
ArchonFinancialHoldings | $29.00 | 10/22/2011 9:16:16 PM |
seabowl | $25.00 | 10/22/2011 11:53:20 PM |
broomfieldbucks | $25.00 | 10/23/2011 12:13:20 AM |
bowl800 | $25.00 | 10/22/2011 8:30:07 PM |
blue-dollar-viking | $50.00 | 10/23/2011 7:44:33 AM |
best-phenomenal-treasure | $25.00 | 10/23/2011 6:34:56 AM |
loaning-to-you-pays-for-me | $39.03 | 10/23/2011 10:58:01 AM |
boogienation | $50.00 | 10/23/2011 9:18:23 AM |
shellcollector | $25.00 | 10/23/2011 11:16:46 AM |
jarf | $25.00 | 10/23/2011 12:47:46 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:11 PM |
feiandasun | $25.00 | 10/23/2011 1:49:28 PM |
maximizer | $25.00 | 10/23/2011 2:33:23 PM |
sushi537 | $25.00 | 10/23/2011 2:35:17 PM |
mike279766 | $30.90 | 10/23/2011 2:40:49 PM |
truth-trapper | $25.00 | 10/23/2011 6:26:01 PM |
the-bid-sorcerer | $100.00 | 10/23/2011 6:22:20 PM |
trelum | $30.04 | 10/23/2011 7:23:38 PM |
commitment-orbiter5 | $25.00 | 10/23/2011 9:21:20 PM |
GCInvestments | $25.00 | 10/23/2011 9:52:56 PM |
Solid-Platinum | $30.00 | 10/24/2011 12:48:41 AM |
12Knocksinna | $30.00 | 10/24/2011 1:22:39 AM |
octoberfresh | $25.00 | 10/24/2011 6:57:42 AM |
Rivervale_Westwood | $100.00 | 10/24/2011 5:09:30 AM |
ultimate-dough0 | $45.00 | 10/24/2011 7:12:54 AM |
eretro | $31.60 | 10/24/2011 5:17:52 AM |
innocent-commerce9 | $200.00 | 10/24/2011 6:26:48 AM |
unafraid-loan5 | $25.00 | 10/24/2011 6:42:09 AM |
barchibald | $50.00 | 10/24/2011 6:45:32 AM |
mflawyer | $25.00 | 10/24/2011 8:29:13 AM |
green-benefit-control | $25.00 | 10/24/2011 7:51:23 AM |
hope-kingdom | $25.00 | 10/24/2011 8:43:35 AM |
fund-tom-tom6 | $48.87 | 10/24/2011 8:57:16 AM |
Swinghi | $25.00 | 10/24/2011 8:31:10 AM |
SomebodysMom | $40.29 | 10/24/2011 9:47:01 AM |
fairness-atmosphere | $25.00 | 10/24/2011 10:00:02 AM |
borrowmine | $30.00 | 10/24/2011 9:25:34 AM |
rautility | $100.00 | 10/24/2011 9:23:32 AM |
durability-flow8 | $41.27 | 10/24/2011 9:31:11 AM |
melodious-fairness | $50.00 | 10/24/2011 9:45:02 AM |
Christus_Victor | $25.00 | 10/24/2011 9:58:25 AM |
strong-roi | $25.00 | 10/24/2011 10:09:22 AM |
csandb | $25.00 | 10/24/2011 10:10:55 AM |
254 Investments
|
Borrower Payment Dependent Notes Series
532636
This series of Notes was issued and sold upon the funding of the borrower loan #54967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,082 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| spry-point3 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Jocamiah
Purpose of loan:
This loan will be used to...Ship a car to Africa.
My financial situation:
I am a good candidate for this loan because...work hard and will pay it off as soon as possible.
Monthly net income: $1800
Monthly expenses: $1300
Housing: $700
Insurance: $65
Car expenses: $
Utilities: $120
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $65
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $2,000.00 | 10/14/2011 5:26:11 PM |
responsibility-butterfly | $25.00 | 10/14/2011 7:20:54 PM |
wampum-library4 | $25.00 | 10/15/2011 11:30:24 AM |
credit-coach118 | $40.47 | 10/15/2011 11:08:55 AM |
loss-of-control | $100.00 | 10/15/2011 4:55:15 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:01 AM |
ready-interest9 | $25.00 | 10/17/2011 12:10:59 PM |
diplomatic-wealth7 | $25.00 | 10/19/2011 5:13:30 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:13 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:08:03 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:29 PM |
profit-powerplant | $25.00 | 10/23/2011 2:12:32 AM |
Mighty_Hunter | $100.00 | 10/23/2011 5:06:14 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:00 PM |
treasure-bliss | $25.00 | 10/25/2011 6:09:30 AM |
leverage-monger | $25.00 | 10/25/2011 11:31:58 AM |
nimble-revenue5 | $25.00 | 10/25/2011 1:17:44 PM |
grf1945 | $35.00 | 10/25/2011 5:57:59 PM |
asset-professor | $25.00 | 10/25/2011 7:17:07 PM |
new-gold-wrangler | $1,879.53 | 10/25/2011 7:41:02 PM |
thankful-nickel2 | $25.00 | 10/14/2011 6:36:25 PM |
loanman2007 | $25.00 | 10/15/2011 5:10:52 AM |
first-dinero-paladin | $25.00 | 10/15/2011 7:28:12 AM |
fortytwo | $100.00 | 10/15/2011 11:42:40 AM |
goodhearted-basis4 | $25.00 | 10/15/2011 3:35:39 PM |
Horse-Lender | $25.00 | 10/15/2011 5:38:12 PM |
kulender | $50.00 | 10/17/2011 1:18:37 PM |
Interloper | $25.00 | 10/17/2011 10:38:22 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:01 PM |
superb-funds335 | $25.00 | 10/20/2011 7:16:30 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:42 PM |
mlj0671 | $25.00 | 10/21/2011 6:00:38 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:07 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:05 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:29 AM |
social-cocktail1 | $200.00 | 10/22/2011 12:18:04 PM |
red-power-pecan | $50.00 | 10/22/2011 2:37:15 PM |
papaloha | $25.00 | 10/23/2011 8:20:42 PM |
investment-comet | $25.00 | 10/24/2011 9:10:18 PM |
fervent-repayment | $25.00 | 10/25/2011 3:44:46 AM |
finance-prescription | $100.00 | 10/25/2011 9:09:51 AM |
transparency-river1 | $465.00 | 10/25/2011 9:20:24 AM |
Bob450 | $25.00 | 10/25/2011 12:24:40 PM |
pver21 | $25.00 | 10/25/2011 2:44:46 PM |
gold-cluster | $50.00 | 10/25/2011 4:52:41 PM |
investment-cluster | $30.00 | 10/25/2011 5:15:13 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:40 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
532714
This series of Notes was issued and sold upon the funding of the borrower loan #55099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 30y 10m |
Amount delinquent:
| $6,801 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,639 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| radio427 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
gator
Purpose of loan:
This loan will be used to...pay off higher interest debt
My financial situation:
I am a good candidate for this loan because...steady incomewith same employer for over 30 years but need to get rid off higher level interest rate debt
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:06 PM |
larrybird | $2,000.00 | 10/25/2011 7:54:43 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:24 PM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:19 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:09 AM |
kulender | $50.00 | 10/17/2011 1:18:41 PM |
Nojukbong | $50.00 | 10/18/2011 3:30:03 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:04 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:52 PM |
a-unflappable-finance | $49.00 | 10/19/2011 9:48:15 PM |
diplomatic-wealth7 | $25.00 | 10/20/2011 9:13:11 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:44 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:07 AM |
red-power-pecan | $50.00 | 10/22/2011 2:37:17 PM |
mlj0671 | $25.00 | 10/22/2011 8:13:19 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:03 PM |
treasure-bliss | $25.00 | 10/25/2011 6:09:30 AM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:55:02 PM |
mercuriant | $25.00 | 10/25/2011 10:26:13 PM |
Dubbs360 | $50.00 | 10/25/2011 10:28:41 PM |
hitsman | $50.00 | 10/25/2011 11:18:06 PM |
SolarMoonshine | $25.00 | 10/26/2011 3:39:48 AM |
Mariner3605 | $25.00 | 10/26/2011 6:12:25 AM |
john0720 | $25.00 | 10/26/2011 6:07:15 AM |
MM1207 | $25.00 | 10/26/2011 7:47:06 AM |
red-power-pecan | $50.00 | 10/26/2011 8:44:49 AM |
one2sojourn | $25.00 | 10/26/2011 9:31:27 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:32:19 AM |
mennleo | $50.38 | 10/26/2011 10:31:58 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:46:09 AM |
handy-justice | $100.00 | 10/26/2011 10:51:42 AM |
diversification-maple1 | $25.00 | 10/26/2011 11:50:23 AM |
barefootpaul | $25.00 | 10/26/2011 6:25:57 AM |
durability-ruler | $25.00 | 10/19/2011 5:23:17 PM |
kind-credit-bear | $25.00 | 10/24/2011 5:13:46 PM |
pver21 | $25.00 | 10/25/2011 2:44:48 PM |
gold-cluster | $50.00 | 10/25/2011 4:52:41 PM |
finance-prescription | $100.00 | 10/25/2011 5:11:25 PM |
nimble-revenue5 | $50.00 | 10/25/2011 5:22:27 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:40 PM |
asset-professor | $25.00 | 10/25/2011 7:17:08 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:51 PM |
dariop | $30.01 | 10/26/2011 1:05:05 AM |
Jack55304 | $200.00 | 10/26/2011 1:49:12 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:04 AM |
youngster50 | $25.00 | 10/26/2011 9:08:54 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:19 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:48:29 AM |
melodious-fairness | $31.74 | 10/26/2011 10:59:00 AM |
leverage-monger | $25.00 | 10/26/2011 10:23:04 AM |
income-rocker2 | $50.00 | 10/26/2011 11:09:05 AM |
forthright-trade | $25.00 | 10/26/2011 10:34:43 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:10 AM |
bellaquito | $1,363.87 | 10/26/2011 2:20:58 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
532716
This series of Notes was issued and sold upon the funding of the borrower loan #55090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 14y 1m |
Amount delinquent:
| $898 |
Total credit lines:
| 36 |
Occupation: | Dentist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $507 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-stable-credit |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Loan for 10k
Purpose of loan: debt consolidation
This loan will be used to...pay off some debt and new deck for house
My financial situation: good
I am a good candidate for this loan because...I have long term employment with good income, and loan payment can be deducted automatically on payday.
Monthly net income: $12000
Monthly expenses: $9027
Housing: $1370
Insurance: $1000
Car expenses: $450
Utilities: $500
Phone, cable, internet: $500
Food, entertainment: $1000
Clothing, household expenses: $250
Credit cards and other loans: $3457
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
larrybird | $2,000.00 | 10/25/2011 7:54:43 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:25 PM |
vutah | $25.00 | 10/16/2011 12:49:47 PM |
responsibility-butterfly | $25.00 | 10/16/2011 3:29:56 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:12 AM |
ChoiceInvestments | $28.80 | 10/17/2011 11:10:10 PM |
Nojukbong | $50.00 | 10/18/2011 3:28:58 PM |
Dubbs360 | $50.00 | 10/19/2011 11:57:06 AM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:52 PM |
truth-igniter4 | $25.00 | 10/20/2011 10:29:35 AM |
diplomatic-wealth7 | $25.00 | 10/20/2011 5:14:19 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:45 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:09 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:03 PM |
kind-credit-bear | $25.00 | 10/24/2011 5:13:47 PM |
treasure-bliss | $25.00 | 10/25/2011 6:09:31 AM |
pver21 | $25.00 | 10/25/2011 2:44:50 PM |
gold-cluster | $50.00 | 10/25/2011 4:52:41 PM |
nimble-revenue5 | $50.00 | 10/25/2011 5:22:27 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:51 PM |
income-buffalo1 | $100.00 | 10/25/2011 9:22:30 PM |
hitsman | $50.00 | 10/25/2011 11:18:06 PM |
Mariner3605 | $25.00 | 10/26/2011 6:12:25 AM |
MM1207 | $25.00 | 10/26/2011 7:47:07 AM |
Princehaha | $26.18 | 10/26/2011 8:19:24 AM |
realtormoises | $25.00 | 10/26/2011 7:59:35 AM |
red-power-pecan | $50.00 | 10/26/2011 8:42:41 AM |
credit-coach118 | $25.99 | 10/26/2011 8:33:22 AM |
finance-prescription | $100.00 | 10/26/2011 9:09:52 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:30:08 AM |
one2sojourn | $25.00 | 10/26/2011 9:18:23 AM |
brian4571 | $25.00 | 10/26/2011 9:42:38 AM |
encouraging-bazaar3 | $25.00 | 10/26/2011 11:03:24 AM |
trooper817 | $25.00 | 10/26/2011 10:32:44 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:46:09 AM |
income-rocker2 | $72.69 | 10/26/2011 10:49:36 AM |
social-zebra | $30.33 | 10/26/2011 12:18:16 PM |
jenkincb00 | $28.36 | 10/26/2011 12:03:00 PM |
Ballybay | $100.00 | 10/26/2011 1:19:30 PM |
stensonb | $25.00 | 10/26/2011 12:48:06 PM |
loan-chorus4 | $37.52 | 10/26/2011 12:56:40 PM |
quest0 | $25.00 | 10/26/2011 1:17:33 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:07 PM |
barefootpaul | $25.00 | 10/26/2011 6:25:58 AM |
kulender | $50.00 | 10/17/2011 1:18:43 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:06 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:18 PM |
a-unflappable-finance | $50.00 | 10/21/2011 11:44:59 AM |
mlj0671 | $25.00 | 10/22/2011 8:13:19 PM |
missing-link | $25.00 | 10/23/2011 6:24:24 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:41 PM |
asset-professor | $25.00 | 10/25/2011 7:17:08 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:54:24 PM |
mercuriant | $25.00 | 10/25/2011 10:26:14 PM |
dariop | $30.01 | 10/26/2011 1:05:39 AM |
Approved1234 | $25.00 | 10/26/2011 12:43:53 AM |
SolarMoonshine | $500.00 | 10/26/2011 3:39:31 AM |
Jack55304 | $200.00 | 10/26/2011 1:49:13 AM |
john0720 | $25.00 | 10/26/2011 6:05:13 AM |
suave-dime6 | $25.00 | 10/26/2011 6:04:47 AM |
silver-enlightenment0 | $77.86 | 10/26/2011 6:16:31 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:04 AM |
youngster50 | $25.00 | 10/26/2011 9:06:37 AM |
new-dollar-sprout | $25.00 | 10/26/2011 9:54:38 AM |
greenback-loyalist8 | $50.00 | 10/26/2011 10:11:36 AM |
lawyervon | $25.00 | 10/26/2011 9:33:55 AM |
mennleo | $50.00 | 10/26/2011 10:09:57 AM |
leverage-monger | $25.00 | 10/26/2011 10:17:59 AM |
Chervianne | $25.00 | 10/26/2011 10:22:47 AM |
rysil | $30.00 | 10/26/2011 10:46:32 AM |
handy-justice | $100.00 | 10/26/2011 10:48:03 AM |
thenadamgoes | $110.78 | 10/26/2011 11:05:58 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:11 AM |
wlm3012 | $30.00 | 10/26/2011 11:49:33 AM |
CreditBuilder2 | $25.00 | 10/26/2011 12:11:07 PM |
Ballybay | $21.48 | 10/26/2011 1:41:04 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
532766
This series of Notes was issued and sold upon the funding of the borrower loan #54982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-victor |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rob
Purpose of loan:
This loan will be used to...Consolidate my debt and do some home improvements.
My financial situation:
I am a good candidate for this loan because...I have been employed consistantly at the same company for the past 7 1/2 years.I did have some problems with making monthly payments about 3 years ago when my hours were cut down drasticly,but the future looks bright now.I want to consolidate my debt with this loan with hopes of improving my credit score.
Monthly net income: $2400
Monthly expenses: $
Housing: $720
Insurance: $85
Car expenses: $100
Utilities: $133
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $75
Credit cards and other loans: $180
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/24/2011 9:40:12 AM |
loanman2007 | $25.00 | 10/16/2011 12:07:37 PM |
responsibility-butterfly | $25.00 | 10/16/2011 3:29:57 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:14 AM |
kulender | $50.00 | 10/17/2011 1:18:45 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:05 PM |
Nojukbong | $50.00 | 10/18/2011 3:14:36 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:08 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:19 PM |
diplomatic-wealth7 | $25.00 | 10/21/2011 9:15:03 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:10 AM |
wealth-grasshopper0 | $50.00 | 10/21/2011 11:23:10 AM |
ethical-truth211 | $201.00 | 10/21/2011 10:56:41 AM |
a-unflappable-finance | $50.00 | 10/21/2011 11:44:59 AM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:38:19 PM |
credit-coach118 | $45.46 | 10/21/2011 1:23:15 PM |
econgineer | $75.00 | 10/21/2011 1:29:00 PM |
real-return | $25.00 | 10/21/2011 4:50:30 PM |
compassion-platoon | $25.00 | 10/21/2011 5:33:39 PM |
blue111 | $25.00 | 10/21/2011 7:47:49 PM |
natural-greenback6 | $25.00 | 10/21/2011 8:29:59 PM |
ddog0224 | $50.00 | 10/22/2011 1:12:55 AM |
Leshan | $25.00 | 10/22/2011 9:15:13 AM |
Something-Corporate | $25.00 | 10/22/2011 10:50:51 AM |
frogperson | $150.00 | 10/22/2011 10:56:44 AM |
palace2 | $300.00 | 10/22/2011 11:15:07 AM |
mlj0671 | $25.00 | 10/22/2011 8:13:19 PM |
Aaron_Oz | $25.00 | 10/22/2011 11:30:42 PM |
Land_on_your_feet | $25.00 | 10/23/2011 8:03:52 AM |
benjamins-britches | $25.00 | 10/23/2011 9:44:46 PM |
green-benefit-control | $35.00 | 10/24/2011 7:56:07 AM |
nickel-demon2 | $50.00 | 10/24/2011 8:22:17 AM |
bspar | $25.00 | 10/24/2011 11:07:39 AM |
hitsman | $50.00 | 10/24/2011 12:48:21 PM |
GElender | $30.00 | 10/24/2011 12:15:24 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:02 PM |
bonus-seahorse | $25.00 | 10/24/2011 2:24:18 PM |
smart-kindness8 | $50.00 | 10/24/2011 3:29:05 PM |
bowler252 | $25.00 | 10/24/2011 6:14:27 PM |
LendingPimp | $25.00 | 10/24/2011 11:00:32 PM |
nickel-position | $25.00 | 10/24/2011 11:10:08 PM |
Tikibarman | $25.00 | 10/25/2011 5:19:00 AM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:49 AM |
Invest_in_residual_income | $25.00 | 10/25/2011 7:15:32 AM |
kind-credit-bear | $25.00 | 10/25/2011 9:13:23 AM |
Pitufo | $25.00 | 10/25/2011 10:30:37 AM |
fulfilling-investment4 | $32.13 | 10/25/2011 10:43:53 AM |
mpatrick | $50.00 | 10/25/2011 11:22:06 AM |
CreditBuilder2 | $50.00 | 10/25/2011 11:53:33 AM |
best-ingenious-funds | $25.00 | 10/25/2011 1:07:44 PM |
hope-elevator6 | $53.00 | 10/25/2011 1:39:28 PM |
morlocx | $100.00 | 10/25/2011 3:26:03 PM |
thoughtful-contract984 | $50.00 | 10/25/2011 4:38:28 PM |
social-colonel | $50.00 | 10/25/2011 5:10:12 PM |
asset-professor | $25.00 | 10/25/2011 7:01:03 PM |
unger | $101.11 | 10/25/2011 7:47:36 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:07 PM |
progressive-economy261 | $400.00 | 10/16/2011 12:19:10 PM |
pound-mushroom3 | $25.00 | 10/16/2011 12:21:03 PM |
bizlending | $25.00 | 10/17/2011 5:03:13 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:46 PM |
Alpha-AssistU | $50.00 | 10/21/2011 10:58:44 AM |
LesPaul1 | $25.00 | 10/21/2011 11:02:37 AM |
income-buffalo1 | $100.00 | 10/21/2011 6:54:45 PM |
Q9-X3 | $50.00 | 10/21/2011 9:06:04 PM |
jebber007 | $50.00 | 10/21/2011 11:08:58 PM |
enchanted-truth264 | $25.00 | 10/22/2011 7:48:30 AM |
I-Believe-In-You | $25.00 | 10/22/2011 8:42:54 AM |
loss-of-control | $100.00 | 10/22/2011 8:10:37 AM |
bsmtloan | $75.00 | 10/22/2011 9:39:37 AM |
return-owner | $25.00 | 10/22/2011 10:26:44 AM |
authoritative-capital | $25.00 | 10/22/2011 10:29:23 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:43 AM |
Gladglide | $25.00 | 10/22/2011 2:24:48 PM |
blackstar | $25.00 | 10/22/2011 3:14:59 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:06:12 PM |
NobisEst | $50.00 | 10/22/2011 4:24:30 PM |
brightest-p2p-magnitude | $55.67 | 10/23/2011 11:55:26 AM |
missing-link | $25.00 | 10/23/2011 6:24:24 PM |
vest_vortex | $26.70 | 10/23/2011 6:32:39 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:04 PM |
helping-out | $26.87 | 10/23/2011 9:54:21 PM |
340 | $25.00 | 10/24/2011 7:49:56 AM |
mad-scientist418 | $25.00 | 10/24/2011 8:43:38 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:37:06 AM |
suave-dime6 | $25.00 | 10/24/2011 12:23:28 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:26:27 PM |
thrifty-capital | $25.00 | 10/24/2011 3:08:35 PM |
wise-deal-panda | $100.00 | 10/24/2011 5:18:07 PM |
HedgeFund | $50.00 | 10/24/2011 7:22:36 PM |
Melrosian | $100.00 | 10/25/2011 4:53:52 AM |
debt-force | $25.00 | 10/25/2011 7:25:47 AM |
icon7 | $50.00 | 10/25/2011 7:35:03 AM |
one2sojourn | $25.00 | 10/25/2011 8:11:06 AM |
jazzlender | $25.00 | 10/25/2011 10:37:56 AM |
robertmm25 | $50.00 | 10/25/2011 10:43:00 AM |
thoughtful-exchange8 | $25.00 | 10/25/2011 10:43:55 AM |
jmeasn | $25.00 | 10/25/2011 12:43:34 PM |
pver21 | $25.00 | 10/25/2011 2:44:51 PM |
sevenbridges | $25.00 | 10/25/2011 2:40:54 PM |
1willray | $62.50 | 10/25/2011 3:02:43 PM |
platinum-czar | $25.00 | 10/25/2011 4:37:54 PM |
gold-cluster | $50.00 | 10/25/2011 4:52:42 PM |
SolarMoonshine | $25.00 | 10/25/2011 4:59:17 PM |
social-colonel | $50.00 | 10/25/2011 5:21:49 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:42 PM |
shrewd-income | $25.00 | 10/25/2011 5:38:21 PM |
return-enforcer5 | $25.00 | 10/25/2011 5:55:48 PM |
leball | $25.87 | 10/25/2011 7:12:56 PM |
diligent-bid3 | $50.00 | 10/25/2011 7:11:45 PM |
suges | $25.00 | 10/25/2011 7:16:48 PM |
larrybird | $1,335.80 | 10/25/2011 7:54:44 PM |
112 Investments
|
Borrower Payment Dependent Notes Series
532816
This series of Notes was issued and sold upon the funding of the borrower loan #54985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,238 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| structure276 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Bridge Loan
Purpose of loan:
This short-term loan will be used to pay off an existing 401K plan loan of $10,000 that was used for my home purchase. Once it is paid, I will have the ability to acquire a new 401K loan for the purpose of paying off high interest credit card debt, as well as to re-pay this $10,000 loan. (Under my 401K plan rules, the existing loan must be paid before I can borrow additional funds.)
My financial situation:
I am a good candidate for this loan because I will have the funds to re-pay the loan within 60 days. I have a solid employment history and my objective is to improve my financial situation by eliminating unsecured debt and establishing an excellent credit rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/24/2011 9:40:13 AM |
vutah | $25.00 | 10/16/2011 12:48:50 PM |
responsibility-butterfly | $25.00 | 10/16/2011 3:29:57 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:14 AM |
kulender | $50.00 | 10/17/2011 1:18:45 PM |
transparency-river1 | $1,000.00 | 10/17/2011 2:41:04 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:17 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:19 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:18 PM |
NobisEst | $50.00 | 10/22/2011 4:25:24 PM |
Something-Corporate | $25.00 | 10/22/2011 3:44:29 PM |
blackfur | $50.00 | 10/22/2011 3:15:58 PM |
ddog0224 | $50.00 | 10/23/2011 12:39:25 AM |
NolockHolmes | $40.00 | 10/22/2011 7:45:13 PM |
enticing-exchange3 | $25.00 | 10/23/2011 8:10:54 AM |
Leshan | $25.00 | 10/23/2011 8:24:14 AM |
moola-accelerator6 | $50.00 | 10/23/2011 10:44:49 AM |
jarf | $25.00 | 10/23/2011 12:49:43 PM |
lenderRXT | $30.00 | 10/23/2011 5:30:57 PM |
economy-popcorn | $25.00 | 10/23/2011 8:32:18 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:04 PM |
benjamins-britches | $50.00 | 10/23/2011 9:35:04 PM |
helping-out | $26.87 | 10/23/2011 9:54:21 PM |
Gladglide | $25.00 | 10/24/2011 6:20:10 AM |
beeper2 | $50.00 | 10/24/2011 7:39:55 AM |
green-benefit-control | $200.00 | 10/24/2011 7:57:58 AM |
mad-scientist418 | $25.00 | 10/24/2011 8:42:47 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:38:17 AM |
deal-banker | $75.25 | 10/24/2011 10:24:30 AM |
bspar | $50.00 | 10/24/2011 11:09:29 AM |
unbelievable-cash9 | $500.00 | 10/24/2011 1:16:34 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:25:37 PM |
john0720 | $25.00 | 10/24/2011 2:49:58 PM |
sillyb | $100.00 | 10/24/2011 4:27:56 PM |
bowler252 | $25.00 | 10/24/2011 6:15:37 PM |
S-Master | $200.00 | 10/24/2011 10:38:02 PM |
Astyanax | $80.00 | 10/25/2011 12:14:53 AM |
icon7 | $50.00 | 10/25/2011 7:34:13 AM |
yield-trader | $25.00 | 10/25/2011 8:14:59 AM |
melodious-fairness | $25.00 | 10/25/2011 9:53:33 AM |
funds-rascal | $100.00 | 10/25/2011 10:22:40 AM |
supreme-greenback6 | $50.00 | 10/25/2011 10:00:46 AM |
hopeful-truth5 | $50.00 | 10/25/2011 10:30:22 AM |
transparency-universe8 | $25.00 | 10/25/2011 10:49:13 AM |
Jubael | $50.00 | 10/25/2011 10:57:15 AM |
social-zebra | $25.60 | 10/25/2011 12:19:20 PM |
harmonious-contract5 | $40.00 | 10/25/2011 11:48:30 AM |
jmeasn | $25.00 | 10/25/2011 12:42:52 PM |
tomdooley12520 | $25.00 | 10/25/2011 12:41:17 PM |
organic-responsibility60 | $50.00 | 10/25/2011 1:20:16 PM |
gold-cluster | $50.00 | 10/25/2011 4:52:42 PM |
spiritual-compassion3-16 | $25.00 | 10/25/2011 6:44:27 PM |
stock106 | $25.00 | 10/25/2011 7:04:23 PM |
Live-Free-or-Die | $204.04 | 10/25/2011 7:22:03 PM |
prominence8 | $30.00 | 10/25/2011 7:30:27 PM |
siuflightboy | $32.30 | 10/25/2011 7:17:45 PM |
balance-force | $25.00 | 10/25/2011 7:53:44 PM |
bluesheep | $25.00 | 10/25/2011 7:50:36 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:07 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:08 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:47 PM |
diplomatic-wealth7 | $25.00 | 10/21/2011 9:15:03 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:10 AM |
a-unflappable-finance | $50.00 | 10/21/2011 11:45:00 AM |
enchanted-truth264 | $25.00 | 10/22/2011 4:48:11 PM |
CatbirdBanking | $25.00 | 10/22/2011 7:00:45 PM |
top-visionary-truth | $100.00 | 10/22/2011 8:01:07 PM |
mlj0671 | $25.00 | 10/22/2011 8:13:20 PM |
CreditBuilder2 | $100.00 | 10/22/2011 11:04:27 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:06:28 PM |
jebber007 | $35.03 | 10/23/2011 12:44:01 AM |
income-buffalo1 | $200.00 | 10/22/2011 8:02:58 PM |
Zipcut | $25.00 | 10/22/2011 9:40:40 PM |
bazaar-tiramisu4 | $26.82 | 10/23/2011 6:48:16 AM |
alluring-yield5 | $25.00 | 10/23/2011 7:20:36 AM |
Dubbs360 | $50.00 | 10/23/2011 11:10:43 AM |
seabass123 | $28.91 | 10/23/2011 10:18:37 AM |
pjl | $25.00 | 10/23/2011 11:02:33 AM |
sushi537 | $25.00 | 10/23/2011 2:37:57 PM |
loss-of-control | $100.00 | 10/23/2011 5:36:39 PM |
sunny-dough9 | $200.00 | 10/23/2011 8:09:27 PM |
papaloha | $25.00 | 10/23/2011 8:20:45 PM |
jybank | $50.00 | 10/23/2011 10:03:23 PM |
78 | $26.27 | 10/24/2011 7:34:46 AM |
vibrant-penny7 | $50.00 | 10/24/2011 8:07:12 AM |
Christophe | $25.00 | 10/24/2011 8:47:13 AM |
GElender | $25.00 | 10/24/2011 12:19:15 PM |
suave-dime6 | $25.00 | 10/24/2011 12:23:55 PM |
hitsman | $50.00 | 10/24/2011 12:48:21 PM |
bonus-seahorse | $25.00 | 10/24/2011 2:12:30 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:02 PM |
smart-kindness8 | $50.00 | 10/24/2011 3:28:43 PM |
asset-trajectory | $25.00 | 10/24/2011 2:47:35 PM |
ghinga | $33.00 | 10/24/2011 4:35:20 PM |
LendingPimp | $100.00 | 10/24/2011 10:59:04 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:49 AM |
britches613 | $25.00 | 10/25/2011 7:01:52 AM |
credit-coach118 | $45.46 | 10/25/2011 8:48:10 AM |
Westb | $50.00 | 10/25/2011 9:27:10 AM |
evergreen16 | $50.00 | 10/25/2011 9:37:45 AM |
Jubael | $50.00 | 10/25/2011 11:09:47 AM |
pver21 | $25.00 | 10/25/2011 2:44:51 PM |
platinum-czar | $25.00 | 10/25/2011 4:37:06 PM |
best-ingenious-funds | $25.00 | 10/25/2011 4:15:50 PM |
snowyowl | $25.00 | 10/25/2011 4:59:05 PM |
ore-den9 | $50.00 | 10/25/2011 4:49:41 PM |
SolarMoonshine | $25.00 | 10/25/2011 4:58:16 PM |
social-colonel | $50.00 | 10/25/2011 5:07:54 PM |
social-colonel | $25.00 | 10/25/2011 5:08:26 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:42 PM |
market-genome7 | $25.00 | 10/25/2011 5:46:06 PM |
rovo | $25.00 | 10/25/2011 6:08:08 PM |
Hogan55 | $31.79 | 10/25/2011 6:01:10 PM |
fantastic-bazaar2 | $50.00 | 10/25/2011 6:28:46 PM |
asset-professor | $25.00 | 10/25/2011 6:59:42 PM |
suges | $25.00 | 10/25/2011 7:15:45 PM |
reneenurse | $50.00 | 10/25/2011 7:36:22 PM |
280Z | $25.00 | 10/25/2011 7:45:08 PM |
larrybird | $283.66 | 10/25/2011 7:54:49 PM |
119 Investments
|
Borrower Payment Dependent Notes Series
532830
This series of Notes was issued and sold upon the funding of the borrower loan #54960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $129.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
8 | Length of status: | 37y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,643 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| friendly-reward939 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
friendly-reward939
Purpose of loan:
This loan will be used topay off a few small bills and take a very badly needed vacation. My wife and I have beenunder a large amount of stress lately, and for health purposes we need a little time away.
My financial situation:
I am a good candidate for this loan because i have had alot of credit over the past 35 years,and have never defaulted on any account. I have been woking hard atpaying off debt over the past 3 years especially, and this will be the firstloan requestfor me in avery long time. Over the past 3 years we have cut our debt load almost in half, and will continue to do so.
Monthly net income: $4,000
Monthly expenses: $2,371
Housing: $0-manager residence
Insurance: $61
Car expenses: $60
Utilities: $0-paid by business
Phone, cable, internet: $0-paid by business
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $1700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/17/2011 5:17:31 PM |
shrewd-income | $25.00 | 10/17/2011 5:56:16 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:01 PM |
loanman2007 | $50.00 | 10/18/2011 6:08:49 AM |
worthy-bid8 | $48.00 | 10/18/2011 5:06:09 PM |
first-dinero-paladin | $25.00 | 10/18/2011 7:25:46 PM |
fusbarro | $88.00 | 10/19/2011 11:40:57 AM |
favorite-commerce | $25.00 | 10/19/2011 1:37:21 PM |
Something-Corporate | $25.00 | 10/19/2011 9:22:47 PM |
scamps | $25.00 | 10/19/2011 9:01:28 PM |
108lender | $250.00 | 10/20/2011 10:18:23 AM |
revenue-associate | $25.00 | 10/20/2011 3:56:51 PM |
keichi03 | $39.00 | 10/21/2011 5:47:06 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:44 PM |
Land_on_your_feet | $25.00 | 10/18/2011 2:13:37 PM |
Something-Corporate | $25.00 | 10/18/2011 4:25:47 PM |
pound-mushroom3 | $25.00 | 10/18/2011 5:21:29 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:17 PM |
Bob450 | $25.00 | 10/19/2011 4:47:59 PM |
neorunner | $25.00 | 10/20/2011 8:38:41 AM |
dudebrah | $25.00 | 10/20/2011 8:36:51 PM |
CashFlow13 | $900.00 | 10/21/2011 5:20:36 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
532846
This series of Notes was issued and sold upon the funding of the borrower loan #54825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $271.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $279 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 64 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wealth-life-success |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Remodel
This loan will be used for Home Remodeling.
My financial situation:
I am a great candidate for this loan because I have a well established high paying job and I have no debt.
Monthly net income: $8916.00
Monthly expenses: $2,579.99
Housing: $1380
Insurance: $72
Car expenses: $330
Utilities: $402
Phone, cable, internet: $120
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $115
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 10/16/2011 12:48:06 PM |
a-finance-nirvana | $25.00 | 10/17/2011 2:55:18 AM |
golffish2 | $50.00 | 10/17/2011 4:14:52 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:20 AM |
a-unflappable-finance | $100.00 | 10/17/2011 12:14:55 PM |
kulender | $50.00 | 10/17/2011 1:18:46 PM |
Paxman84 | $25.00 | 10/17/2011 4:55:12 PM |
Nojukbong | $50.00 | 10/18/2011 3:22:27 PM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:21 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:22:59 PM |
napoleon1168 | $25.00 | 10/20/2011 9:56:16 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:55 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:47 PM |
daddysgotya | $50.00 | 10/21/2011 7:32:19 AM |
principal-trombone | $100.00 | 10/21/2011 7:31:19 AM |
ADRllc | $50.00 | 10/21/2011 8:56:13 AM |
organic-responsibility60 | $50.00 | 10/21/2011 8:49:49 AM |
first-serene-credit | $25.00 | 10/21/2011 8:04:14 AM |
agile-vigilance8 | $100.00 | 10/21/2011 9:09:47 AM |
Philman | $25.00 | 10/21/2011 8:52:13 AM |
open-minded-deal | $200.00 | 10/21/2011 8:53:12 AM |
EngineersAlliance | $100.00 | 10/21/2011 9:10:14 AM |
compassion-platoon | $25.00 | 10/21/2011 10:25:17 AM |
innocent-commerce9 | $100.00 | 10/21/2011 11:10:42 AM |
social-zebra | $30.00 | 10/21/2011 11:19:38 AM |
JBF_Investments | $25.44 | 10/21/2011 11:28:01 AM |
unconquerable-dedication | $25.00 | 10/21/2011 12:45:57 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:37 PM |
julijask | $50.00 | 10/21/2011 2:51:50 PM |
smart-money | $36.27 | 10/21/2011 5:02:41 PM |
fair-gain8 | $35.00 | 10/21/2011 5:01:53 PM |
wwwUniversal | $25.00 | 10/21/2011 5:12:38 PM |
dime-sprout | $25.00 | 10/21/2011 5:17:06 PM |
best-phenomenal-treasure | $25.00 | 10/21/2011 6:30:59 PM |
payout-thinker7 | $25.00 | 10/21/2011 6:59:12 PM |
responsibility-butterfly | $25.00 | 10/16/2011 3:29:58 PM |
roux | $25.00 | 10/16/2011 6:14:35 PM |
organized-payment6 | $50.00 | 10/17/2011 5:48:16 AM |
Kessler | $25.00 | 10/17/2011 9:07:11 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:15 AM |
yield-trader | $25.00 | 10/17/2011 4:46:19 PM |
Investor_DP | $100.00 | 10/19/2011 9:05:54 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:17 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:08 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:15 PM |
Preteur | $25.00 | 10/20/2011 4:20:38 AM |
truth-igniter4 | $25.00 | 10/20/2011 10:29:35 AM |
Fiimg | $50.00 | 10/20/2011 7:36:35 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:59 PM |
fuzed | $50.00 | 10/21/2011 6:23:56 AM |
bold-riveting-social | $25.00 | 10/21/2011 6:41:57 AM |
yield-museum | $134.81 | 10/21/2011 7:21:07 AM |
best-basis-trooper | $25.00 | 10/21/2011 8:58:35 AM |
euro-deployment | $25.00 | 10/21/2011 8:03:32 AM |
rakstar | $50.00 | 10/21/2011 8:27:54 AM |
worth-arch | $25.00 | 10/21/2011 8:45:44 AM |
selector568 | $300.00 | 10/21/2011 8:59:39 AM |
coin-lesson3 | $129.56 | 10/21/2011 9:38:57 AM |
head | $25.00 | 10/21/2011 9:54:35 AM |
nimble-dedication1 | $74.33 | 10/21/2011 10:08:31 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:10 AM |
triumphant-point5 | $50.00 | 10/21/2011 10:32:14 AM |
innocent-commerce9 | $100.00 | 10/21/2011 11:04:33 AM |
jsak74 | $25.00 | 10/21/2011 11:08:58 AM |
lucrative-reward | $100.00 | 10/21/2011 11:09:10 AM |
rokman | $50.00 | 10/21/2011 12:50:34 PM |
life-is-great | $25.00 | 10/21/2011 12:12:44 PM |
ILoveBearHats | $50.00 | 10/21/2011 1:06:54 PM |
TigerForce | $25.00 | 10/21/2011 1:59:06 PM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:35:37 PM |
Thoth_88 | $25.00 | 10/21/2011 1:45:06 PM |
orbital-dollar2 | $25.93 | 10/21/2011 3:00:09 PM |
kind-lovely-marketplace | $750.00 | 10/21/2011 3:41:45 PM |
jybank | $50.00 | 10/21/2011 5:04:05 PM |
top-payout-fixer | $30.00 | 10/21/2011 4:48:05 PM |
Princehaha | $25.00 | 10/21/2011 5:07:26 PM |
transparency-river1 | $1,000.00 | 10/21/2011 5:19:25 PM |
shrewd-income | $25.00 | 10/21/2011 6:29:46 PM |
integrity-starter | $25.00 | 10/21/2011 6:12:16 PM |
bsmtloan | $75.00 | 10/21/2011 6:18:14 PM |
kind-forthright-repayment | $500.00 | 10/21/2011 6:48:47 PM |
motivator796 | $58.00 | 10/21/2011 7:06:40 PM |
gbrbob | $25.00 | 10/21/2011 6:36:27 PM |
williamdkit | $33.22 | 10/21/2011 6:54:49 PM |
wi-cook | $72.44 | 10/21/2011 7:12:44 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
532856
This series of Notes was issued and sold upon the funding of the borrower loan #55175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| noble-vigilance2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Deputy
Purpose of loan: Loan consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2250
Monthly expenses: $1000
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $120
Food, entertainment: $80
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/16/2011 3:29:58 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:05 PM |
frogperson | $50.00 | 10/22/2011 11:06:24 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:05 PM |
missing-link | $25.00 | 10/24/2011 7:16:17 PM |
finance-prescription | $100.00 | 10/25/2011 5:11:25 PM |
nimble-revenue5 | $50.00 | 10/25/2011 5:22:28 PM |
realtormoises | $25.00 | 10/26/2011 6:47:40 AM |
yield-trader | $25.00 | 10/26/2011 1:08:31 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 5:05:26 PM |
Bob450 | $25.02 | 10/26/2011 6:23:04 PM |
unequaled-diversification4 | $100.00 | 10/26/2011 7:43:43 PM |
money-fort | $25.00 | 10/26/2011 7:47:04 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:15 AM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:37 PM |
capital-renewal | $25.00 | 10/26/2011 4:29:49 PM |
larrybird | $2,000.00 | 10/26/2011 5:10:54 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:52:08 PM |
srspank24 | $50.00 | 10/26/2011 9:07:14 PM |
bellaquito | $1,649.98 | 10/26/2011 9:08:11 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
532892
This series of Notes was issued and sold upon the funding of the borrower loan #54838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Oct-17-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
14 | Length of status: | 16y 3m |
Amount delinquent:
| $68,304 |
Total credit lines:
| 53 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,269 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| auction-warmth |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repair
Purpose of loan:
My fiancee was recently scammed by a loan company that requested he send money in advance of the loan distribution via western union. The vehicle is in the shop and ready to be picked up.
My financial situation:
I do not have any housing expenses because we are in the process of moving to a different state. We need the money immediately.
Monthly net income: $6000
Monthly expenses: $500 (daycare and tuition)
Housing: $0
Insurance: $250
Car expenses: $1150
Utilities: $
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/17/2011 5:17:31 PM |
tomdooley12520 | $25.00 | 10/18/2011 4:55:21 PM |
newest-generous-income | $25.00 | 10/19/2011 12:16:43 AM |
generous-agreement | $25.00 | 10/19/2011 6:03:36 AM |
worthy-bid8 | $50.00 | 10/19/2011 9:07:13 AM |
EmmaDog44 | $25.00 | 10/19/2011 4:45:39 PM |
value-allocator1 | $100.00 | 10/20/2011 8:10:15 AM |
rakem777 | $25.00 | 10/20/2011 11:25:03 AM |
Quest4euphoria | $25.00 | 10/20/2011 1:30:00 PM |
Tscheddar | $25.00 | 10/21/2011 9:39:31 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:09 PM |
Military-2-Military | $937.00 | 10/24/2011 4:08:50 AM |
exchange-squirrel | $25.00 | 10/18/2011 12:14:52 AM |
wise-eloquent-yield | $25.00 | 10/17/2011 9:03:43 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:01 PM |
independent-kindness5 | $100.00 | 10/18/2011 2:08:04 PM |
mad-scientist0 | $27.00 | 10/18/2011 6:44:45 PM |
first-class-gold0 | $111.00 | 10/18/2011 8:01:16 PM |
wealth-renaissance5 | $25.00 | 10/19/2011 12:19:43 AM |
sharp-bill2 | $50.00 | 10/19/2011 8:56:23 AM |
mrxtravis | $25.00 | 10/19/2011 10:27:38 PM |
chekat | $25.00 | 10/21/2011 2:51:33 AM |
fascinating-benefit279 | $50.00 | 10/22/2011 2:08:43 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
532896
This series of Notes was issued and sold upon the funding of the borrower loan #55034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $98,927 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orderly-wealth744 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:08 PM |
responsibility-butterfly | $25.00 | 10/16/2011 3:29:59 PM |
alexgalt | $25.00 | 10/17/2011 5:00:13 PM |
JPMorrisLegacyFund | $73.03 | 10/22/2011 10:18:34 PM |
revenue-associate | $25.00 | 10/23/2011 8:18:59 AM |
income-buffalo1 | $100.00 | 10/23/2011 6:36:34 AM |
Something-Corporate | $25.00 | 10/23/2011 10:10:43 AM |
loss-of-control | $100.00 | 10/23/2011 5:55:05 PM |
green-benefit-control | $25.00 | 10/24/2011 7:58:25 AM |
340 | $25.00 | 10/24/2011 7:50:52 AM |
suave-dime6 | $25.00 | 10/24/2011 8:17:28 AM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:39:13 AM |
GElender | $25.00 | 10/24/2011 12:16:38 PM |
jebber007 | $25.00 | 10/24/2011 5:09:10 PM |
adaptable-capital | $250.00 | 10/24/2011 5:54:01 PM |
Dubbs360 | $50.00 | 10/24/2011 11:05:28 PM |
stock106 | $25.00 | 10/25/2011 2:54:13 AM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:50 AM |
open-minded-p2p1 | $27.97 | 10/25/2011 4:56:06 AM |
let_me_retire | $100.00 | 10/25/2011 10:34:16 AM |
thoughtful-exchange8 | $50.00 | 10/25/2011 10:45:54 AM |
Joyflyer | $46.26 | 10/25/2011 4:38:57 PM |
engaging-repayment8 | $25.23 | 10/25/2011 5:07:11 PM |
dedicated-principal | $100.00 | 10/25/2011 5:11:19 PM |
nimble-revenue5 | $50.00 | 10/25/2011 5:22:28 PM |
diligent-bid3 | $50.00 | 10/25/2011 7:08:22 PM |
gothampark | $25.00 | 10/25/2011 7:45:42 PM |
larrybird | $1,567.42 | 10/25/2011 7:54:58 PM |
social-hunter5 | $26.00 | 10/16/2011 6:46:41 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:16 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:06 PM |
reflective-rupee | $25.00 | 10/17/2011 4:05:10 PM |
gotjack | $25.00 | 10/18/2011 1:51:48 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:17 PM |
wampum-library4 | $25.00 | 10/20/2011 1:31:21 PM |
frogperson | $75.00 | 10/22/2011 11:06:38 AM |
ddog0224 | $50.00 | 10/23/2011 12:39:44 AM |
investment-comet | $25.00 | 10/23/2011 8:08:30 AM |
CatbirdBanking | $25.00 | 10/23/2011 7:30:52 AM |
top-visionary-truth | $25.00 | 10/23/2011 10:39:27 AM |
Leshan | $25.00 | 10/23/2011 8:24:50 AM |
CA-Lender | $50.00 | 10/23/2011 12:13:35 PM |
sushi537 | $25.00 | 10/23/2011 2:58:44 PM |
papaloha | $25.00 | 10/23/2011 8:20:46 PM |
LuckyDuck49 | $25.00 | 10/23/2011 7:48:04 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:05 PM |
valiant-money | $25.00 | 10/23/2011 10:23:27 PM |
Gladglide | $25.00 | 10/24/2011 6:20:21 AM |
octoberfresh | $25.00 | 10/24/2011 7:04:10 AM |
hitsman | $50.00 | 10/24/2011 12:48:21 PM |
MJTimages_com | $36.80 | 10/24/2011 2:16:41 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:38 PM |
S-Master | $100.00 | 10/24/2011 10:33:32 PM |
SomebodysMom | $42.29 | 10/25/2011 9:34:40 AM |
handy-justice | $50.00 | 10/25/2011 12:57:35 PM |
robgw | $25.00 | 10/25/2011 1:51:44 PM |
platinum-czar | $25.00 | 10/25/2011 4:39:57 PM |
pani5ue | $25.00 | 10/25/2011 4:43:36 PM |
first-economy-orbiter | $25.00 | 10/25/2011 5:19:09 PM |
social-colonel | $50.00 | 10/25/2011 5:15:22 PM |
wildanne | $50.00 | 10/25/2011 5:34:06 PM |
asset-professor | $25.00 | 10/25/2011 7:03:14 PM |
suges | $25.00 | 10/25/2011 7:18:04 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
532940
This series of Notes was issued and sold upon the funding of the borrower loan #54802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,203 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| cincy21 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Accepting promotion need $ for move
Purpose of loan: I accepted a promotion and will be required to move. My employer does not pay relocation. I have been with the same employer for over 9+ years and have moved 3 times for promotions.
My financial situation:
I ran owned a restaurant 5 years ago which failed and I was forced to file bankruptcy. Luckily, I did not quit my job. My total debt is very low compared to my income. This is a 100% safe loan with automatic payments.
Monthly net income: $5,256
Monthly expenses: $~400
Housing: $1500
Insurance: $140
Car expenses: $567
Utilities: $~350
Phone, cable, internet: $175
Food, entertainment: $~600
Clothing, household expenses: $~200
Credit cards: $140
School loans: $125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/17/2011 8:49:02 PM |
vutah | $25.00 | 10/17/2011 8:21:25 PM |
worthy-bid8 | $50.00 | 10/18/2011 5:06:09 PM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:28 AM |
kulender | $50.00 | 10/19/2011 5:41:25 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:17 PM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:47 AM |
dime-sprout | $25.00 | 10/20/2011 2:17:16 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:39 PM |
CSinvestments | $25.00 | 10/21/2011 3:57:40 PM |
kind-lovely-marketplace | $750.00 | 10/21/2011 3:40:15 PM |
db0973 | $25.00 | 10/21/2011 5:04:20 PM |
EngineersAlliance | $100.00 | 10/21/2011 5:07:57 PM |
compassion-platoon | $25.00 | 10/21/2011 5:33:39 PM |
Princehaha | $25.00 | 10/21/2011 5:23:39 PM |
income-buffalo1 | $100.00 | 10/21/2011 6:10:08 PM |
dospapalotes | $25.00 | 10/21/2011 6:45:35 PM |
math1973 | $50.00 | 10/21/2011 7:14:43 PM |
mgking007 | $25.00 | 10/21/2011 6:22:59 PM |
payout-thinker7 | $25.00 | 10/21/2011 7:01:03 PM |
coin-architect2 | $100.00 | 10/21/2011 7:35:06 PM |
pednatjr | $50.00 | 10/21/2011 7:36:08 PM |
radiobuda | $50.00 | 10/21/2011 7:45:21 PM |
sushi537 | $25.00 | 10/21/2011 7:49:32 PM |
balance-trailblazer | $30.00 | 10/21/2011 8:11:23 PM |
top-visionary-truth | $25.00 | 10/21/2011 9:10:32 PM |
NolockHolmes | $50.00 | 10/21/2011 10:25:14 PM |
blissful-penny | $91.86 | 10/21/2011 11:27:00 PM |
Anamorph | $25.00 | 10/21/2011 11:29:01 PM |
Brisket_Bob | $38.41 | 10/22/2011 6:15:29 AM |
currency-persimmon | $25.00 | 10/22/2011 6:22:24 AM |
SolarMoonshine | $25.00 | 10/22/2011 3:52:40 AM |
cjames84 | $25.00 | 10/22/2011 4:20:50 AM |
gustavholstopus32 | $25.00 | 10/22/2011 5:16:45 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:31:53 AM |
starry2001 | $25.00 | 10/22/2011 6:05:04 AM |
economy-popcorn | $25.00 | 10/22/2011 6:10:03 AM |
peb44 | $25.00 | 10/22/2011 6:54:35 AM |
GellMaster | $28.13 | 10/22/2011 7:11:02 AM |
fallentimbers | $25.00 | 10/22/2011 7:33:33 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:43:14 AM |
macgeek | $34.42 | 10/22/2011 8:27:25 AM |
RecoveryLender | $25.00 | 10/22/2011 8:29:22 AM |
baker31 | $40.00 | 10/22/2011 7:52:49 AM |
crippledcircus | $50.00 | 10/22/2011 7:46:03 AM |
discrete-asset | $25.00 | 10/22/2011 8:07:22 AM |
leverage-monger | $111.00 | 10/22/2011 8:18:49 AM |
HomerdohNY | $25.00 | 10/22/2011 9:11:38 AM |
marwadi-62 | $100.00 | 10/22/2011 8:26:29 AM |
top-affluence-saver | $25.00 | 10/22/2011 9:10:00 AM |
Mowine4me | $25.00 | 10/22/2011 9:07:30 AM |
bsmtloan | $100.00 | 10/22/2011 9:36:08 AM |
organized-payment6 | $50.00 | 10/18/2011 5:10:19 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:06 AM |
pound-mushroom3 | $25.00 | 10/18/2011 5:21:29 PM |
progressive-economy261 | $400.00 | 10/20/2011 9:15:24 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:00 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:03 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:54 PM |
Investor_DP | $100.00 | 10/21/2011 9:05:36 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:24 AM |
social-zebra | $30.00 | 10/21/2011 11:19:39 AM |
kindness-jedi | $100.00 | 10/21/2011 4:34:11 PM |
fair-gain8 | $34.80 | 10/21/2011 5:02:45 PM |
dime-sprout | $25.00 | 10/21/2011 5:17:21 PM |
BankOfBjoltus | $25.00 | 10/21/2011 7:16:59 PM |
janus_god | $25.00 | 10/21/2011 7:32:13 PM |
helpful-deal1 | $29.09 | 10/21/2011 6:47:20 PM |
commerce-jujitsu7 | $25.00 | 10/21/2011 7:50:51 PM |
inventive-wealth2 | $25.00 | 10/21/2011 8:12:49 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:05 PM |
colorunner | $25.00 | 10/21/2011 7:26:03 PM |
blue111 | $25.00 | 10/21/2011 7:44:54 PM |
platinum-piledriver | $39.89 | 10/21/2011 10:49:15 PM |
natural-greenback6 | $25.00 | 10/21/2011 8:25:13 PM |
Christophe | $25.00 | 10/21/2011 8:16:05 PM |
jebber007 | $78.21 | 10/21/2011 11:10:16 PM |
ToweringDan | $25.00 | 10/21/2011 8:41:10 PM |
orbital-dollar2 | $25.00 | 10/21/2011 8:57:32 PM |
scojo | $25.02 | 10/21/2011 11:43:12 PM |
Q9-X3 | $68.37 | 10/21/2011 9:04:28 PM |
ddog0224 | $100.00 | 10/22/2011 1:06:48 AM |
ethical-income2 | $25.00 | 10/21/2011 9:20:28 PM |
adir1 | $35.00 | 10/22/2011 1:40:52 AM |
mbf2234 | $25.00 | 10/22/2011 3:56:21 AM |
merciful-gain6 | $25.00 | 10/22/2011 5:20:27 AM |
BankofQ | $50.00 | 10/22/2011 1:22:14 AM |
Scotcha | $75.00 | 10/22/2011 4:52:35 AM |
dynamic-money271 | $50.00 | 10/22/2011 4:57:04 AM |
Chuck1939 | $100.00 | 10/22/2011 7:16:56 AM |
golfman1 | $52.87 | 10/22/2011 6:09:30 AM |
PalmerTheEmbalmer | $33.35 | 10/22/2011 7:29:27 AM |
trustworthy-hope189 | $50.00 | 10/22/2011 8:32:14 AM |
NYCFinancier | $25.00 | 10/22/2011 8:56:07 AM |
Leshan | $25.00 | 10/22/2011 9:05:28 AM |
aldeed | $500.00 | 10/22/2011 8:27:55 AM |
Mindful7 | $25.00 | 10/22/2011 8:29:59 AM |
jazzlender | $50.00 | 10/22/2011 8:49:32 AM |
Milonguero | $100.00 | 10/22/2011 9:18:57 AM |
Leopoldine | $25.00 | 10/22/2011 9:41:26 AM |
108lender | $250.00 | 10/22/2011 9:43:48 AM |
EarlyRiser | $240.00 | 10/22/2011 9:47:10 AM |
wa_boarder | $9.58 | 10/22/2011 9:50:12 AM |
103 Investments
|
Borrower Payment Dependent Notes Series
532948
This series of Notes was issued and sold upon the funding of the borrower loan #54852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-16-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2011 |
|
Lender yield:
| 19.56% |
Borrower rate/APR:
| 20.56% / 22.03% |
Monthly payment:
| $214.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.21% | | |
| |
Estimated return*:
| 14.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 3% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $483 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| Asimus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2011)
560-579
(Sep-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Bridge Loan
Purpose of loan: Bridge Loan
This loan will be used to... until I receive my 401k loan to make downpayment on house
My financial situation:
I am a good candidate for this loan because... I had a Propser Loan previously and paid back. I am a Prosper Lender as well and plan to pay this back faster than the 5 yrs but would like the flexibility to not have to. This will also improve my credit further.
Yearly net income: $ 70000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/16/2011 12:19:30 PM |
responsibility-butterfly | $25.00 | 10/16/2011 3:30:00 PM |
virtuous-repayment | $25.00 | 10/16/2011 5:49:52 PM |
shrewd-income | $100.00 | 10/16/2011 8:49:36 PM |
payout-alien6 | $25.00 | 10/16/2011 11:30:20 PM |
DoctorJoe | $25.00 | 10/17/2011 4:13:48 AM |
tntmojave | $50.00 | 10/17/2011 5:27:58 AM |
organized-payment6 | $50.00 | 10/17/2011 5:48:17 AM |
meers2000 | $35.00 | 10/17/2011 5:26:20 AM |
relentless-fund1 | $25.00 | 10/17/2011 6:15:41 AM |
Rollshaft | $35.00 | 10/17/2011 6:28:55 AM |
Zgruntlove | $33.00 | 10/17/2011 6:47:43 AM |
lendstats_com | $243.25 | 10/17/2011 7:41:15 AM |
direct-asset | $25.00 | 10/17/2011 7:29:43 AM |
113121 | $6,293.64 | 10/16/2011 7:28:24 PM |
progressive-economy261 | $400.00 | 10/16/2011 12:19:11 PM |
spaceboy033 | $75.00 | 10/16/2011 1:28:17 PM |
thankful-nickel2 | $25.00 | 10/16/2011 1:39:04 PM |
supreme-dollar5 | $100.00 | 10/16/2011 3:38:27 PM |
rolltide09 | $25.00 | 10/16/2011 4:49:53 PM |
credit-coach118 | $75.27 | 10/16/2011 7:48:30 PM |
credit-bank-usa611 | $25.00 | 10/16/2011 7:57:45 PM |
goodhearted-basis4 | $25.00 | 10/16/2011 8:04:57 PM |
penny-gadget0 | $50.00 | 10/16/2011 10:20:52 PM |
Goodnotlucky | $25.00 | 10/17/2011 5:39:41 AM |
blue-dollar-viking | $25.00 | 10/17/2011 6:14:04 AM |
revenue-appraiser | $34.84 | 10/17/2011 6:13:01 AM |
TWGCJ | $25.00 | 10/17/2011 6:16:58 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
532964
This series of Notes was issued and sold upon the funding of the borrower loan #55012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 12y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,565 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| openness-boomerang9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan: Home improvement
This loan will be used to... fix my home
My financial situation: good
I am a good candidate for this loan because...
Monthly net income: $3700
Monthly expenses: $2500
Housing: $1498.00
Insurance: $130
Car expenses: $0
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:08 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:21 AM |
kulender | $50.00 | 10/17/2011 1:18:48 PM |
careful-compassion | $25.00 | 10/17/2011 1:34:57 PM |
first-cash-producer | $25.00 | 10/17/2011 1:42:59 PM |
Uylsses | $50.00 | 10/18/2011 1:55:15 PM |
Nojukbong | $50.00 | 10/18/2011 3:25:34 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:11 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:52 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:19 PM |
well-mannered-income3 | $40.00 | 10/19/2011 7:49:19 PM |
AlternativeCashFlow | $25.00 | 10/20/2011 3:27:24 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:49 PM |
jjswanso | $25.00 | 10/23/2011 2:59:47 PM |
papaloha | $25.00 | 10/23/2011 8:20:47 PM |
fervent-repayment | $25.00 | 10/25/2011 3:44:48 AM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:42 PM |
daekpon | $50.00 | 10/25/2011 5:47:00 PM |
Horse-Lender | $25.00 | 10/25/2011 7:05:49 PM |
asset-professor | $25.00 | 10/25/2011 7:17:09 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:02 PM |
responsibility-butterfly | $25.00 | 10/17/2011 10:50:31 AM |
grotheik | $25.00 | 10/17/2011 7:55:17 PM |
reflective-rupee | $25.00 | 10/19/2011 4:18:42 PM |
diplomatic-wealth7 | $25.00 | 10/21/2011 9:15:04 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:17 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:30 AM |
a-unflappable-finance | $27.00 | 10/21/2011 11:45:00 AM |
profit-powerplant | $25.00 | 10/23/2011 2:12:34 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:06 PM |
pver21 | $25.00 | 10/25/2011 2:44:52 PM |
kind-capital-winner | $100.00 | 10/25/2011 8:08:50 PM |
Myrick | $25.00 | 10/25/2011 7:58:56 PM |
intelligent-repayment8 | $358.00 | 10/25/2011 8:42:25 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
532988
This series of Notes was issued and sold upon the funding of the borrower loan #54970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
2 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,725 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| PiedmontInvestments |
Borrower's state:
| Pennsylvania |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short term loan for Auto Repairs
Purpose of loan: My vehicle needs front end work and some body work.
It is a 1991 Jeep Wrangler that has been a very reliable vehicle. Any money left will be used to improve this vehicle to as close to new as possible. As you can tell I really like this vehicle.
I have no loan against this vehicle.
My financial situation: I have been steadily employed for over 16 years. I am currently employed by the Department of Logistic. This is a very steady job.
Monthly net income: $2898
Monthly expenses: $1098 total for everything listed below
Housing: $0 Own free and clear
Insurance: $135
Car expenses: $120 for gas a month
Utilities: $168
Phone, cable, internet: $198
Food, entertainment: $140
Clothing, household expenses: $0
Credit cards and other loans: $330
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/20/2011 7:16:26 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:44:56 AM |
sdcc72 | $25.00 | 10/21/2011 12:22:21 PM |
beakerfish | $50.00 | 10/21/2011 6:53:55 PM |
yield-trader | $25.00 | 10/25/2011 8:16:09 AM |
Land_on_your_feet | $35.32 | 10/25/2011 9:34:59 AM |
suave-dime6 | $25.00 | 10/25/2011 10:48:35 AM |
bmotorola | $100.00 | 10/25/2011 10:59:12 AM |
transparency-universe8 | $25.00 | 10/25/2011 10:52:39 AM |
Dubbs360 | $100.00 | 10/25/2011 10:59:56 AM |
green-benefit-control | $60.00 | 10/25/2011 2:18:44 PM |
barefootpaul | $25.00 | 10/25/2011 1:21:49 PM |
thrifty-capital | $25.00 | 10/25/2011 4:05:22 PM |
bonecrusher | $51.77 | 10/25/2011 4:37:01 PM |
SolarMoonshine | $25.00 | 10/25/2011 5:01:38 PM |
money-fort | $25.00 | 10/25/2011 4:49:36 PM |
engaging-repayment8 | $25.23 | 10/25/2011 5:05:53 PM |
toomanyfishtanks | $45.39 | 10/25/2011 5:09:38 PM |
ddog0224 | $50.00 | 10/25/2011 5:14:43 PM |
clenh2o | $25.00 | 10/25/2011 5:16:57 PM |
cxl9 | $62.25 | 10/25/2011 5:22:53 PM |
340 | $25.00 | 10/25/2011 6:51:12 PM |
mmccoy26 | $32.17 | 10/25/2011 7:39:19 PM |
new-gold-wrangler | $1,369.70 | 10/25/2011 7:41:22 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:09:09 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:20 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:09 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:06:58 AM |
evergreen16 | $150.00 | 10/25/2011 9:44:04 AM |
apple757 | $25.00 | 10/25/2011 9:15:53 AM |
CA-Lender | $25.00 | 10/25/2011 9:17:22 AM |
let_me_retire | $200.00 | 10/25/2011 10:38:13 AM |
head | $25.00 | 10/25/2011 11:18:04 AM |
carrinel | $69.89 | 10/25/2011 11:05:39 AM |
Trabey | $25.00 | 10/25/2011 11:49:01 AM |
coin-sphinx4 | $34.79 | 10/25/2011 4:22:30 PM |
spfreerider | $25.00 | 10/25/2011 4:38:22 PM |
dedicated-principal | $25.00 | 10/25/2011 5:07:17 PM |
Something-Corporate | $25.00 | 10/25/2011 5:11:26 PM |
social-colonel | $50.00 | 10/25/2011 5:15:35 PM |
social-colonel | $50.00 | 10/25/2011 5:20:32 PM |
LenderRob07 | $100.00 | 10/25/2011 5:27:14 PM |
Leshan | $25.00 | 10/25/2011 5:53:59 PM |
loss-of-control | $100.00 | 10/25/2011 5:48:47 PM |
LendGuy | $25.00 | 10/25/2011 6:12:33 PM |
Loanstou | $38.49 | 10/25/2011 6:26:36 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
533002
This series of Notes was issued and sold upon the funding of the borrower loan #55172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
11 | Length of status: | 6y 0m |
Amount delinquent:
| $1,063 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,800 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| treasure-thinker7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need a small loan
Purpose of loan: pay down debt
This loan will be used to...
My financial situation: My financial situation is just ok this small loan will help me get to a better place
I am a good candidate for this loan because...I am good candidate for this loan because I pay my bills on time and I have the means to repay the load
Monthly net income: $ 77,000
Monthly expenses: $
Housing: $950
Insurance: $220
Car expenses: $550
Utilities: $200
Phone, cable, internet: $113
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fascinating-benefit279 | $50.00 | 10/16/2011 1:47:02 PM |
money-fort | $25.00 | 10/17/2011 8:45:33 AM |
LittleHelp | $25.00 | 10/17/2011 7:28:21 PM |
likeable-hope | $25.00 | 10/18/2011 8:05:21 PM |
mrxtravis | $25.00 | 10/19/2011 10:27:37 PM |
ohmarkybaby | $25.00 | 10/23/2011 5:58:22 PM |
exchange-squirrel | $25.00 | 10/17/2011 8:37:40 AM |
vutah | $25.00 | 10/16/2011 4:02:58 PM |
tech310 | $50.00 | 10/25/2011 11:48:44 PM |
larrybird | $1,725.00 | 10/26/2011 8:57:32 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
533026
This series of Notes was issued and sold upon the funding of the borrower loan #55205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Pilot - Private/Com... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,720 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| genuine-kindness8 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
700-719
(Sep-2010)
|
Principal balance:
| $2,678.08 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation Loan
Purpose of loan: Pay of several loans at lower rates.
This loan will be used to...Pay off 1st prosper loan at 29%, Pay off another loan at 24%.
My financial situation: Excellent
I am a good candidate for this loan because...
I am current on all my debt obligations (admittedly high) and will continue to consolidate and pay down my debt on time. (Ahead of schedule on current prosper loan)
Monthly net income: $13000
Monthly expenses: $12200
Housing: $5000 (2 mortgages)
Insurance: $250
Car expenses: $500
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $2500
Other expenses: $Personal Loan 1500 ( used to obtain mortgage)
Travel expenses related to job: 500
Misc: 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $8,400.00 | 10/27/2011 8:36:23 AM |
AndChicksforFree | $25.00 | 10/18/2011 5:09:09 PM |
kulender | $50.00 | 10/19/2011 5:41:45 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:33 AM |
smurf163 | $25.00 | 10/19/2011 12:42:02 PM |
well-mannered-income3 | $50.00 | 10/19/2011 7:54:51 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:49 AM |
green-trade-dolphin2 | $25.00 | 10/20/2011 10:09:47 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:12 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:01 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:38 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:44:59 PM |
ommcd | $25.00 | 10/21/2011 2:33:52 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:24 PM |
FL-Lender | $25.00 | 10/22/2011 5:46:44 PM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:11:57 PM |
worthy-bid8 | $50.00 | 10/23/2011 12:05:53 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:48 PM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:51:31 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:56 PM |
intelligent-repayment8 | $1,300.00 | 10/24/2011 10:06:42 PM |
leeball | $100.00 | 10/25/2011 10:23:18 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:22 AM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:41 PM |
HappyToLoan | $25.00 | 10/25/2011 2:36:40 PM |
maldok1 | $25.00 | 10/25/2011 5:06:10 PM |
transparency-river1 | $1,000.00 | 10/25/2011 5:27:21 PM |
MM1207 | $25.00 | 10/26/2011 7:47:15 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:20 AM |
yield-trader | $25.00 | 10/26/2011 1:08:32 PM |
dough-temple | $25.00 | 10/26/2011 2:00:25 PM |
Kaj | $25.00 | 10/26/2011 4:30:35 PM |
listing-vista | $50.00 | 10/26/2011 5:59:43 PM |
wwwUniversal | $25.00 | 10/26/2011 8:09:50 PM |
market-assembler | $50.00 | 10/26/2011 10:00:18 PM |
ChrisProsper | $50.00 | 10/27/2011 12:19:20 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:38 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:42 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:26 AM |
inspired-contract9 | $50.00 | 10/27/2011 8:42:17 AM |
CashBank | $25.00 | 10/27/2011 8:50:43 AM |
JLMGroupFunds | $19.73 | 10/27/2011 9:13:04 AM |
sjlender | $100.00 | 10/18/2011 5:19:28 PM |
reflective-rupee | $25.00 | 10/18/2011 5:32:04 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:02 PM |
credit-coach118 | $25.26 | 10/18/2011 9:35:38 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:37 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:03 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:04 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:23 PM |
GElender | $50.00 | 10/20/2011 6:01:13 AM |
wampum-library4 | $25.00 | 10/20/2011 1:29:39 PM |
the-discrete-income | $25.00 | 10/20/2011 5:01:09 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:17 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:44 PM |
lostontheedge | $25.00 | 10/21/2011 4:29:28 PM |
LittleMingo | $25.00 | 10/22/2011 2:35:12 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:23 PM |
director877 | $125.00 | 10/23/2011 12:44:47 PM |
Redmond | $25.00 | 10/23/2011 11:35:27 PM |
Investor_DP | $100.00 | 10/24/2011 5:05:39 PM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 9:01:32 AM |
drcoop | $25.00 | 10/25/2011 4:31:45 PM |
tech310 | $50.00 | 10/25/2011 11:50:07 PM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:45 AM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:05 AM |
BxRealtor | $25.00 | 10/26/2011 1:21:09 PM |
InvestorPartners | $25.00 | 10/26/2011 1:06:19 PM |
jazzmanian | $25.00 | 10/27/2011 5:30:40 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:32 AM |
jga516 | $25.00 | 10/27/2011 5:52:23 AM |
einvest1 | $50.00 | 10/27/2011 6:00:38 AM |
hebergee | $25.00 | 10/27/2011 6:53:19 AM |
trade-arch | $50.00 | 10/27/2011 8:44:38 AM |
ILoveBearHats | $25.00 | 10/27/2011 8:52:40 AM |
andyb9 | $25.00 | 10/27/2011 9:01:41 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
533030
This series of Notes was issued and sold upon the funding of the borrower loan #55026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $469.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,142 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| habanero121 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan: Dedt consalidation
This loan will be used to...
Pay off credit cards and get a new place to live.
My financial situation: i am trying to get a new start on life
I am a good candidate for this loan because...
i have no late payments and i pay on time
Monthly net income: $3000
Monthly expenses: $1820.00
Housing: $100.00
Insurance: $75.00
Car expenses: $455.00
Utilities: $ its in my rent
Phone, cable, internet: $50.00
Food, entertainment: $500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $400
Other expenses: $220.00 cell phone
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:09 PM |
rolltide09 | $25.00 | 10/17/2011 9:03:10 AM |
sjlender | $100.00 | 10/17/2011 9:19:28 AM |
kulender | $50.00 | 10/17/2011 1:18:49 PM |
Nojukbong | $50.00 | 10/18/2011 3:26:46 PM |
pound-mushroom3 | $25.00 | 10/18/2011 5:21:28 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:16 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:13 PM |
equitable-capital758 | $350.00 | 10/23/2011 7:40:25 PM |
Supernick | $50.00 | 10/24/2011 6:44:06 AM |
GCInvestments | $25.00 | 10/24/2011 12:40:59 PM |
listing-vista | $50.00 | 10/24/2011 4:55:19 PM |
IIP77 | $25.00 | 10/24/2011 5:13:06 PM |
oplender | $25.00 | 10/24/2011 6:38:24 PM |
drtexican | $30.00 | 10/25/2011 8:24:07 AM |
transparency-river1 | $1,000.00 | 10/25/2011 9:20:25 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:19 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:58 PM |
platinum-czar | $50.00 | 10/25/2011 4:41:39 PM |
agalt | $125.00 | 10/25/2011 4:45:19 PM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:48:15 PM |
maldok1 | $25.00 | 10/25/2011 5:05:58 PM |
SolarMoonshine | $25.00 | 10/25/2011 5:06:24 PM |
ddog0224 | $50.00 | 10/25/2011 5:16:39 PM |
cagcrash | $150.00 | 10/25/2011 5:39:25 PM |
kind-efficient-credit | $50.00 | 10/25/2011 6:01:21 PM |
trophy335 | $25.00 | 10/25/2011 6:21:03 PM |
shrewd-peace7 | $25.00 | 10/25/2011 6:29:44 PM |
pnace | $50.00 | 10/25/2011 6:47:30 PM |
lostontheedge | $25.00 | 10/25/2011 6:59:31 PM |
asset-professor | $25.00 | 10/25/2011 7:03:48 PM |
asset-professor | $25.00 | 10/25/2011 7:04:15 PM |
first-class-wealth6 | $70.00 | 10/25/2011 7:16:23 PM |
investment-comet | $25.00 | 10/25/2011 7:42:15 PM |
goal-benefit2 | $25.00 | 10/25/2011 7:55:46 PM |
balance-force | $26.00 | 10/25/2011 7:51:11 PM |
elegant-capital | $25.00 | 10/25/2011 8:12:14 PM |
commerce-broker3 | $1,000.00 | 10/25/2011 8:18:09 PM |
giftgold | $25.00 | 10/25/2011 8:28:22 PM |
CatbirdBanking | $25.00 | 10/25/2011 8:31:18 PM |
mschoenf | $50.00 | 10/25/2011 8:45:46 PM |
orange-spiritual-contract | $75.00 | 10/25/2011 8:34:34 PM |
gjm6d | $25.00 | 10/25/2011 8:41:03 PM |
umfan123 | $25.00 | 10/25/2011 9:15:42 PM |
kind-genuine-dough | $50.00 | 10/25/2011 9:39:31 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:51:22 PM |
top-payout-enclave | $30.00 | 10/25/2011 9:41:43 PM |
enchanted-truth264 | $33.00 | 10/25/2011 9:48:43 PM |
hitsman | $50.00 | 10/25/2011 11:18:07 PM |
MartiniCognac | $50.00 | 10/25/2011 10:05:20 PM |
Dubbs360 | $50.00 | 10/25/2011 10:28:41 PM |
peace-stilleto7 | $25.00 | 10/25/2011 11:08:39 PM |
dariop | $30.01 | 10/26/2011 1:08:16 AM |
tech310 | $50.00 | 10/25/2011 11:50:04 PM |
PalmerTheEmbalmer | $25.54 | 10/26/2011 12:37:51 AM |
economy-coup | $50.00 | 10/26/2011 12:56:38 AM |
red-deal-genius | $38.75 | 10/26/2011 4:17:53 AM |
Quiddity | $54.00 | 10/26/2011 2:27:35 AM |
market-pudding | $25.00 | 10/26/2011 1:55:32 AM |
Contact911 | $26.35 | 10/26/2011 3:59:17 AM |
triumph329 | $25.00 | 10/26/2011 4:05:03 AM |
larrybird | $2,000.00 | 10/25/2011 7:55:02 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:22 AM |
a-unflappable-finance | $100.00 | 10/17/2011 12:14:57 PM |
Bank_Of_XL | $25.00 | 10/17/2011 12:46:27 PM |
yield-trader | $25.00 | 10/17/2011 4:46:21 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:48:55 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:15 AM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:24 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:11 PM |
Investor_DP | $100.00 | 10/20/2011 9:05:37 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:57 PM |
principal-bull | $25.00 | 10/20/2011 4:50:24 PM |
superb-funds335 | $25.00 | 10/20/2011 7:16:31 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:00 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:49 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:19 AM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:25 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:22 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:28 AM |
cingular | $25.00 | 10/22/2011 12:58:19 PM |
Interloper | $30.00 | 10/23/2011 8:09:25 AM |
life-is-great | $25.00 | 10/23/2011 1:06:02 PM |
Redmond | $25.00 | 10/23/2011 11:35:22 PM |
trade-arch | $50.00 | 10/24/2011 2:17:23 PM |
american6 | $50.00 | 10/24/2011 3:36:38 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:16:54 PM |
massuot | $25.00 | 10/25/2011 1:51:54 AM |
VAGweilo | $35.00 | 10/25/2011 12:55:37 AM |
Preteur | $25.00 | 10/25/2011 5:22:37 AM |
Millmanator | $25.00 | 10/25/2011 6:54:09 AM |
bill-expert | $50.00 | 10/25/2011 8:47:24 AM |
skiter53 | $25.00 | 10/25/2011 10:12:02 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:30 AM |
transparency-universe8 | $25.00 | 10/25/2011 3:31:05 PM |
riskadverse44 | $25.00 | 10/25/2011 4:13:10 PM |
vegibenz | $37.28 | 10/25/2011 4:30:34 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:04 PM |
ore-den9 | $50.00 | 10/25/2011 4:54:06 PM |
elasermd | $50.00 | 10/25/2011 5:05:41 PM |
lucrative-coin | $50.00 | 10/25/2011 5:16:08 PM |
social-colonel | $100.00 | 10/25/2011 5:17:52 PM |
first-economy-orbiter | $25.00 | 10/25/2011 5:19:32 PM |
mgking007 | $25.00 | 10/25/2011 5:28:20 PM |
intelligent-repayment8 | $1,300.00 | 10/25/2011 5:31:29 PM |
wildanne | $25.00 | 10/25/2011 5:38:37 PM |
smart-kindness8 | $100.00 | 10/25/2011 6:04:51 PM |
GIGO | $25.00 | 10/25/2011 6:17:53 PM |
WealthBuildingLessons | $75.00 | 10/25/2011 6:45:11 PM |
Sierrahh | $25.00 | 10/25/2011 6:53:31 PM |
friendly-market5 | $25.00 | 10/25/2011 7:04:46 PM |
diligent-bid3 | $100.00 | 10/25/2011 7:09:45 PM |
heroic-deal7 | $40.00 | 10/25/2011 7:21:27 PM |
leball | $25.00 | 10/25/2011 7:16:20 PM |
rbgnr111 | $25.00 | 10/25/2011 7:45:58 PM |
Leopoldine | $25.18 | 10/25/2011 8:25:53 PM |
cerebral-dollar773 | $50.00 | 10/25/2011 9:31:08 PM |
green-planet-guy | $35.00 | 10/25/2011 11:32:04 PM |
bsmtloan | $50.00 | 10/25/2011 11:57:55 PM |
dermit | $25.00 | 10/26/2011 2:27:20 AM |
goodhearted-basis4 | $25.00 | 10/26/2011 1:56:31 AM |
cash-spinner | $25.00 | 10/26/2011 3:15:15 AM |
chekat | $25.00 | 10/26/2011 3:18:28 AM |
KLCRAY | $8.89 | 10/26/2011 4:36:29 AM |
helpinghands212 | $50.00 | 10/26/2011 4:18:17 AM |
125 Investments
|
Borrower Payment Dependent Notes Series
533036
This series of Notes was issued and sold upon the funding of the borrower loan #55024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,017 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| delectable-moola1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to...home improvements for winter
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3625
Monthly expenses: $2850
Housing: $840
Insurance: $50
Car expenses: $321
Utilities: $315
Phone, cable, internet: $280
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $525
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/17/2011 9:09:23 AM |
responsibility-butterfly | $25.00 | 10/17/2011 10:50:32 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:06 PM |
nimble-revenue5 | $50.00 | 10/25/2011 5:22:28 PM |
transparency-river1 | $1,000.00 | 10/25/2011 5:27:21 PM |
commerce-renewal | $46.73 | 10/25/2011 8:31:43 PM |
bentonlending | $50.00 | 10/25/2011 8:26:55 PM |
CatbirdBanking | $25.00 | 10/25/2011 8:35:40 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:28:09 PM |
wealth-fighter3 | $28.09 | 10/25/2011 9:38:09 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:50:09 PM |
wise-eloquent-yield | $25.00 | 10/25/2011 10:28:10 PM |
paul_allen | $20.18 | 10/25/2011 10:39:07 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:09 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:03 PM |
Interloper | $25.00 | 10/20/2011 6:54:13 PM |
dws2380 | $25.00 | 10/22/2011 7:16:36 PM |
papaloha | $25.00 | 10/23/2011 8:20:48 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:38 PM |
daekpon | $25.00 | 10/25/2011 5:49:42 PM |
goal-benefit2 | $25.00 | 10/25/2011 8:01:15 PM |
Bieling | $25.00 | 10/25/2011 8:24:18 PM |
gjm6d | $25.00 | 10/25/2011 8:40:32 PM |
intelligent-greenback7 | $30.00 | 10/25/2011 9:59:01 PM |
a-resplendent-commitment | $50.00 | 10/25/2011 10:04:00 PM |
transformer855 | $25.00 | 10/25/2011 10:18:53 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
533046
This series of Notes was issued and sold upon the funding of the borrower loan #55091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 107% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 21y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,033 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| credible-durability37 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
thursday loan day
Purpose of loan: this will be a short term loan
This loan will be used to...consolidation
My financial situation: I do repay my bills
I am a good candidate for this loan because...I have steady employment, have been at my present job for many years
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $ 210
Phone, cable, internet: $130.
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:38 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:44 PM |
barefootpaul | $25.00 | 10/26/2011 6:25:59 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:41:20 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:06 PM |
papaloha | $25.00 | 10/23/2011 8:21:06 PM |
gjm6d | $25.00 | 10/25/2011 8:41:50 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:40:26 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 10:01:09 PM |
hitsman | $50.00 | 10/25/2011 11:18:18 PM |
economy-coup | $50.00 | 10/26/2011 12:58:08 AM |
Zingaro | $25.00 | 10/26/2011 1:44:56 AM |
market-pudding | $25.00 | 10/26/2011 2:03:14 AM |
Jack55304 | $200.00 | 10/26/2011 1:49:36 AM |
melodious-openness | $50.00 | 10/26/2011 4:44:11 AM |
green-safe-wampum | $50.00 | 10/26/2011 7:13:34 AM |
buffalobills | $25.00 | 10/26/2011 7:25:45 AM |
intelligent-repayment8 | $1,619.75 | 10/26/2011 10:06:38 AM |
gotjack | $100.00 | 10/21/2011 2:34:13 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:31 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:14 PM |
alexgalt | $25.00 | 10/24/2011 9:50:50 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:22 AM |
1willray | $25.00 | 10/25/2011 9:53:33 PM |
GElender | $30.00 | 10/26/2011 5:50:50 AM |
lendahope | $100.00 | 10/26/2011 6:11:03 AM |
realtormoises | $25.00 | 10/26/2011 7:55:33 AM |
engaging-repayment8 | $25.25 | 10/26/2011 9:06:15 AM |
youngster50 | $25.00 | 10/26/2011 9:11:54 AM |
2grindstones | $50.00 | 10/26/2011 9:13:27 AM |
LuckyDuck49 | $25.00 | 10/26/2011 9:30:32 AM |
octoberfresh | $25.00 | 10/26/2011 9:59:11 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
533080
This series of Notes was issued and sold upon the funding of the borrower loan #54844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $305.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,229 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-blazing-funds |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Loan Wanted
Purpose of loan: Medical bills,credit card payoff
This loan will be used to...consolidate bills
My financial situation: recent surgery has caused me to use credit cards
I am a good candidate for this loan because...Employed as RN with same company for 5+years, currently have shortage of nurses and expect overtime for the next 4 months
Monthly net income: $4500+
Monthly expenses: $2000.00
Housing: $0
Insurance: $165
Car expenses: $623
Utilities: $300
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $220
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
TheCount | $25.00 | 10/17/2011 9:01:20 AM |
golffish2 | $50.00 | 10/17/2011 9:04:08 AM |
progressive-economy261 | $400.00 | 10/17/2011 9:19:08 AM |
goodhearted-generosity511 | $25.00 | 10/17/2011 9:36:57 AM |
sjlender | $100.00 | 10/17/2011 9:19:29 AM |
codavee | $100.00 | 10/17/2011 10:00:57 AM |
fabulous-community4 | $30.00 | 10/17/2011 9:45:33 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:21 AM |
Weaverville | $25.00 | 10/17/2011 10:12:27 AM |
responsibility-butterfly | $25.00 | 10/17/2011 10:50:34 AM |
life-is-great | $25.00 | 10/17/2011 11:12:07 AM |
avl1 | $50.00 | 10/17/2011 11:41:48 AM |
chakra | $25.00 | 10/17/2011 11:36:11 AM |
Railbird | $32.00 | 10/17/2011 12:00:40 PM |
Dubbs360 | $50.00 | 10/17/2011 11:47:15 AM |
Bank_Of_XL | $25.00 | 10/17/2011 12:47:43 PM |
rogue_monster | $25.00 | 10/17/2011 12:54:44 PM |
kulender | $50.00 | 10/17/2011 1:18:51 PM |
impeccable-ore3 | $25.00 | 10/17/2011 1:35:41 PM |
Urban-MBA | $25.00 | 10/17/2011 1:55:36 PM |
special-peso | $50.00 | 10/17/2011 2:10:03 PM |
leodaguy | $50.00 | 10/17/2011 2:22:02 PM |
credit-coach118 | $35.36 | 10/17/2011 3:02:15 PM |
lendme2 | $50.00 | 10/17/2011 3:08:12 PM |
treasure-bliss | $25.00 | 10/17/2011 2:31:52 PM |
orange-preeminant-bill | $25.00 | 10/17/2011 2:39:23 PM |
the-profit-oracle | $25.00 | 10/17/2011 2:59:37 PM |
SolarMoonshine | $50.00 | 10/17/2011 3:39:49 PM |
wealth-multiplier | $25.00 | 10/17/2011 3:02:34 PM |
fervent-repayment | $25.00 | 10/17/2011 3:49:38 PM |
foxtrot12 | $87.00 | 10/17/2011 3:53:18 PM |
friendly-principal76 | $25.00 | 10/17/2011 3:55:12 PM |
FinanceEngine | $40.00 | 10/17/2011 4:28:26 PM |
vigorous-market5 | $100.00 | 10/17/2011 5:18:57 PM |
wwwUniversal | $25.00 | 10/17/2011 5:19:03 PM |
shmb6508 | $50.00 | 10/17/2011 5:26:13 PM |
nimble-revenue5 | $50.00 | 10/17/2011 5:21:56 PM |
Comoparklender | $25.00 | 10/17/2011 5:26:29 PM |
grammaspurse | $25.00 | 10/17/2011 5:22:53 PM |
a-reasonable-return | $25.00 | 10/17/2011 5:33:11 PM |
Kaj | $40.00 | 10/17/2011 6:00:03 PM |
fervent-revenue7 | $50.00 | 10/17/2011 6:16:14 PM |
sweety075 | $25.00 | 10/17/2011 6:30:48 PM |
loss-of-control | $100.00 | 10/17/2011 6:16:38 PM |
marketplace-hut9 | $25.00 | 10/17/2011 7:23:05 PM |
ore-leaper1 | $35.00 | 10/17/2011 7:50:42 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:34 PM |
spiff666 | $25.00 | 10/17/2011 8:18:23 PM |
yield-lion | $25.00 | 10/17/2011 8:57:51 PM |
marketologist327 | $25.00 | 10/17/2011 10:35:17 PM |
ChoiceInvestments | $29.75 | 10/17/2011 11:02:08 PM |
ILoveBearHats | $25.00 | 10/17/2011 11:31:18 PM |
treasure-generator | $25.00 | 10/17/2011 11:56:47 PM |
brondero | $59.00 | 10/18/2011 3:18:49 AM |
bid-czar8 | $100.00 | 10/18/2011 3:08:13 AM |
kind-efficient-credit | $25.00 | 10/18/2011 3:37:49 AM |
DoctorJoe | $25.00 | 10/18/2011 4:00:18 AM |
tntmojave | $50.00 | 10/18/2011 4:15:50 AM |
loanman2007 | $150.00 | 10/18/2011 5:23:10 AM |
all_of_that_one | $40.00 | 10/18/2011 5:53:58 AM |
proud-gold9 | $25.00 | 10/18/2011 5:30:39 AM |
Cre8iveCash | $25.00 | 10/18/2011 5:57:24 AM |
fishman42 | $25.00 | 10/18/2011 6:01:34 AM |
mckhbnpc | $50.00 | 10/18/2011 8:48:31 AM |
personal-lender | $25.00 | 10/18/2011 9:08:44 AM |
Elefunt | $25.00 | 10/18/2011 9:39:17 AM |
TronMedici | $100.00 | 10/18/2011 10:01:16 AM |
Sierrahh | $25.00 | 10/18/2011 10:11:05 AM |
Money_Working | $30.00 | 10/18/2011 10:24:23 AM |
Barry222 | $25.00 | 10/18/2011 10:51:55 AM |
penny-winner | $94.30 | 10/18/2011 11:06:37 AM |
bearjew7080 | $25.00 | 10/18/2011 11:11:27 AM |
steven3333 | $25.00 | 10/18/2011 11:38:55 AM |
vibrant-penny7 | $50.00 | 10/18/2011 11:07:19 AM |
finance-solo | $50.00 | 10/17/2011 9:02:18 AM |
Kash2010lu | $25.00 | 10/17/2011 9:03:21 AM |
Milonguero | $100.00 | 10/17/2011 9:09:55 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:25 AM |
NekHoldings | $25.00 | 10/17/2011 9:10:11 AM |
dollar-sonnet3 | $25.00 | 10/17/2011 10:01:09 AM |
head | $25.00 | 10/17/2011 10:05:08 AM |
SimpleChoice | $25.00 | 10/17/2011 10:16:51 AM |
KMSB | $50.00 | 10/17/2011 10:47:56 AM |
Mikale360 | $25.00 | 10/17/2011 10:29:59 AM |
jmeasn | $25.00 | 10/17/2011 10:34:12 AM |
return-enthusiast1 | $25.00 | 10/17/2011 11:07:07 AM |
ingenious-deal6 | $25.00 | 10/17/2011 12:11:53 PM |
Alpha-AssistU | $25.00 | 10/17/2011 12:10:37 PM |
Beechturner | $40.00 | 10/17/2011 12:45:09 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:08 PM |
the-unequivocal-pound | $250.00 | 10/17/2011 1:32:35 PM |
ObliviousScout | $25.00 | 10/17/2011 1:39:01 PM |
social-zebra | $30.00 | 10/17/2011 1:29:44 PM |
riskadverse44 | $25.00 | 10/17/2011 1:50:31 PM |
interstellar | $75.00 | 10/17/2011 3:29:06 PM |
reflective-rupee | $25.00 | 10/17/2011 4:03:26 PM |
papaloha | $50.00 | 10/17/2011 4:05:22 PM |
desertoasis | $25.00 | 10/17/2011 4:19:20 PM |
asmithj | $25.00 | 10/17/2011 4:01:37 PM |
yield-trader | $25.00 | 10/17/2011 4:46:22 PM |
handshake5 | $100.00 | 10/17/2011 5:10:03 PM |
finance-prescription | $100.00 | 10/17/2011 5:10:32 PM |
Investoman | $75.00 | 10/17/2011 5:12:08 PM |
helpinghand63 | $25.00 | 10/17/2011 5:12:22 PM |
social-cocktail1 | $200.00 | 10/17/2011 5:20:35 PM |
mykeystoy | $25.00 | 10/17/2011 5:54:56 PM |
IIP77 | $25.00 | 10/17/2011 5:56:18 PM |
shrewd-income | $25.00 | 10/17/2011 5:58:31 PM |
fantastic-bazaar2 | $50.00 | 10/17/2011 6:34:02 PM |
JCM_MN | $40.00 | 10/17/2011 7:05:23 PM |
Rob717171 | $25.00 | 10/17/2011 8:18:09 PM |
brainy-greenback481 | $50.00 | 10/17/2011 8:47:09 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:58 PM |
malomar66 | $75.00 | 10/17/2011 10:06:29 PM |
gold-cluster | $50.00 | 10/17/2011 10:45:30 PM |
Interloper | $25.00 | 10/17/2011 10:38:23 PM |
icanhasloanz | $150.00 | 10/17/2011 11:24:30 PM |
nri22 | $50.00 | 10/18/2011 3:56:18 AM |
PaulW | $25.00 | 10/18/2011 6:44:15 AM |
economy-popcorn | $25.00 | 10/18/2011 6:31:50 AM |
wayman | $50.00 | 10/18/2011 7:15:20 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:58 AM |
Leshan | $100.00 | 10/18/2011 7:30:53 AM |
american-investor | $50.00 | 10/18/2011 7:45:40 AM |
ReddInc | $200.00 | 10/18/2011 8:04:01 AM |
green28 | $300.00 | 10/18/2011 9:17:17 AM |
CA-Lender | $42.17 | 10/18/2011 9:22:28 AM |
TWGCJ | $25.00 | 10/18/2011 9:46:05 AM |
independent-diversification7 | $50.00 | 10/18/2011 10:08:38 AM |
irrelevant | $25.00 | 10/18/2011 10:05:23 AM |
trustworthy-hope189 | $100.00 | 10/18/2011 10:21:50 AM |
dunedin | $25.00 | 10/18/2011 10:29:23 AM |
moola-accelerator6 | $49.10 | 10/18/2011 10:24:40 AM |
1willray | $25.00 | 10/18/2011 10:40:24 AM |
Invest_In_U_Today_Pls_Pay_back | $75.00 | 10/18/2011 11:03:17 AM |
investment-comet | $25.00 | 10/18/2011 11:24:27 AM |
doopers | $25.00 | 10/18/2011 11:42:30 AM |
exchange-triangulation | $50.00 | 10/18/2011 11:52:52 AM |
williemc44 | $21.32 | 10/18/2011 12:18:02 PM |
139 Investments
|
Borrower Payment Dependent Notes Series
533082
This series of Notes was issued and sold upon the funding of the borrower loan #55193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 2/ 3 |
Revolving credit balance:
| $24,662 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-worker9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
growing company needs more gear
Purpose of loan:
This loan will be used to help finance a new camera we need for business
My financial situation:
I am a good candidate for this loan because I've grown my business 10 fold for over 10 years. We are serious about getting to the next level and having gear to do that is the only way.
Monthly net income: $20,000
Monthly expenses: $5,000
Housing: $1700
Insurance: $100
Car expenses: $400
Utilities: $150
Phone, cable, internet: $43.00
Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/17/2011 9:09:25 AM |
green-trade-dolphin | $25.00 | 10/17/2011 10:56:19 AM |
capital-renewal | $25.00 | 10/26/2011 4:29:49 PM |
nimble-revenue5 | $50.00 | 10/26/2011 5:19:34 PM |
bellaquito | $120.00 | 10/26/2011 9:16:10 PM |
worth-blanket2 | $6,600.00 | 10/26/2011 7:55:41 PM |
responsibility-butterfly | $25.00 | 10/17/2011 10:50:34 AM |
vigorous-market5 | $200.00 | 10/17/2011 5:17:59 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:07 PM |
AEH_Now | $25.00 | 10/24/2011 4:53:11 AM |
Towingsolutions | $25.00 | 10/24/2011 6:52:35 AM |
credit-fox3 | $30.00 | 10/25/2011 7:20:05 PM |
ingenious-truth0 | $50.00 | 10/25/2011 8:34:59 PM |
economy-coup | $50.00 | 10/26/2011 12:59:27 AM |
yield-trader | $25.00 | 10/26/2011 1:08:32 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
533090
This series of Notes was issued and sold upon the funding of the borrower loan #54974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,373 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| felicity-elm1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $50.00 | 10/24/2011 6:31:13 PM |
ultimate-peace | $25.00 | 10/17/2011 5:06:13 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:45 PM |
SolarMoonshine | $25.00 | 10/17/2011 6:17:41 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:18 PM |
worthy-bid8 | $50.00 | 10/19/2011 5:06:24 PM |
jebber007 | $50.00 | 10/21/2011 11:03:09 PM |
let_me_retire | $100.00 | 10/22/2011 1:26:06 AM |
CatbirdBanking | $25.00 | 10/22/2011 7:22:54 AM |
loss-of-control | $50.00 | 10/22/2011 8:06:23 AM |
USMC0311 | $25.00 | 10/22/2011 8:21:32 AM |
Gladglide | $25.00 | 10/22/2011 2:23:23 PM |
syounker | $25.00 | 10/22/2011 6:16:56 PM |
TeamAmerica | $25.00 | 10/22/2011 11:08:18 PM |
value-searcher3 | $30.00 | 10/23/2011 6:08:39 AM |
investment-comet | $25.00 | 10/23/2011 8:10:16 AM |
diversification-maple1 | $25.00 | 10/23/2011 6:26:11 AM |
transformer855 | $25.00 | 10/23/2011 9:24:39 AM |
wbwill | $25.00 | 10/23/2011 10:26:21 AM |
abundant-one | $25.00 | 10/23/2011 1:47:03 PM |
handy-justice | $100.00 | 10/23/2011 2:06:47 PM |
unassuming-market7 | $40.55 | 10/23/2011 5:49:25 PM |
vest_vortex | $30.00 | 10/23/2011 6:28:05 PM |
papaloha | $25.00 | 10/23/2011 8:20:51 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:10 PM |
green-benefit-control | $50.00 | 10/24/2011 7:51:49 AM |
credit-bank-usa611 | $25.00 | 10/24/2011 6:58:49 AM |
octoberfresh | $25.00 | 10/24/2011 7:00:47 AM |
basis-wizard8 | $50.00 | 10/24/2011 7:40:45 AM |
mad-scientist418 | $25.00 | 10/24/2011 8:46:09 AM |
suave-dime6 | $25.00 | 10/24/2011 8:16:34 AM |
mebowl300 | $50.00 | 10/24/2011 9:23:58 AM |
secureincome | $250.00 | 10/24/2011 12:24:55 PM |
DreDub | $50.00 | 10/24/2011 11:42:33 AM |
hitsman | $50.00 | 10/24/2011 12:48:23 PM |
GElender | $40.00 | 10/24/2011 12:12:15 PM |
bunnybear | $28.33 | 10/24/2011 12:17:48 PM |
mrack | $25.00 | 10/24/2011 1:21:10 PM |
newest-inspiring-power | $35.00 | 10/24/2011 12:50:34 PM |
dudebrah | $25.00 | 10/24/2011 1:07:02 PM |
MJTimages_com | $40.00 | 10/24/2011 2:12:24 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:05 PM |
unbelievable-cash9 | $307.26 | 10/24/2011 1:46:17 PM |
social-zebra | $30.00 | 10/24/2011 2:29:50 PM |
168RichCapital | $25.10 | 10/24/2011 3:27:59 PM |
american6 | $50.00 | 10/24/2011 3:31:30 PM |
jedichef | $34.37 | 10/24/2011 3:10:46 PM |
curveylady | $32.00 | 10/24/2011 4:05:06 PM |
shrewd-peace7 | $25.00 | 10/24/2011 4:19:01 PM |
EretzCapital | $25.00 | 10/24/2011 4:22:03 PM |
JGB | $200.00 | 10/24/2011 3:44:27 PM |
peace-birdie | $100.00 | 10/24/2011 5:57:01 PM |
realestateinvestor37 | $435.73 | 10/24/2011 8:08:28 PM |
wise-exchange-chooser | $50.00 | 10/24/2011 7:40:37 PM |
HedgeFund | $50.00 | 10/24/2011 7:19:42 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:03 PM |
graceful-investment | $33.57 | 10/18/2011 8:01:17 PM |
CashFlow13 | $1,000.00 | 10/21/2011 5:20:54 PM |
income-buffalo1 | $100.00 | 10/21/2011 6:17:25 PM |
top-visionary-truth | $25.00 | 10/21/2011 9:11:14 PM |
enchanted-truth264 | $25.00 | 10/22/2011 7:46:53 AM |
WMY-Investor | $100.00 | 10/22/2011 8:43:14 AM |
jazzlender | $25.00 | 10/22/2011 8:52:20 AM |
Leshan | $25.00 | 10/22/2011 9:10:26 AM |
britgsb | $25.00 | 10/22/2011 10:02:57 AM |
money-fort | $25.00 | 10/22/2011 9:54:19 AM |
a-reasonable-return | $25.00 | 10/22/2011 10:13:42 AM |
Something-Corporate | $25.00 | 10/22/2011 10:43:30 AM |
frogperson | $100.00 | 10/22/2011 11:07:41 AM |
Planecourage | $71.38 | 10/22/2011 12:28:55 PM |
winmals | $25.00 | 10/22/2011 12:39:23 PM |
CA-Lender | $50.00 | 10/22/2011 12:44:34 PM |
NobisEst | $50.00 | 10/22/2011 4:32:52 PM |
riveting-credit5 | $100.00 | 10/22/2011 5:10:18 PM |
mebowl300 | $50.00 | 10/22/2011 7:17:14 PM |
the-hope-workhorse | $150.00 | 10/22/2011 5:09:16 PM |
power-secret-agent | $25.00 | 10/22/2011 6:14:05 PM |
CreditBuilder2 | $25.00 | 10/22/2011 10:57:13 PM |
head | $25.00 | 10/23/2011 7:07:52 AM |
EastBayCapital | $38.00 | 10/23/2011 12:02:02 AM |
ddog0224 | $50.00 | 10/23/2011 12:34:11 AM |
blue-dollar-viking | $25.00 | 10/23/2011 7:37:43 AM |
golden-cat | $25.00 | 10/23/2011 7:27:21 AM |
Iwillhuntyoudown | $25.00 | 10/23/2011 9:26:08 AM |
LuckyDuck49 | $25.00 | 10/23/2011 7:45:55 PM |
supreme-p2p9 | $25.00 | 10/23/2011 8:24:24 PM |
buffalobills | $25.00 | 10/24/2011 7:23:22 AM |
340 | $25.00 | 10/24/2011 7:48:46 AM |
nfx | $30.00 | 10/24/2011 7:41:39 AM |
shneb | $50.00 | 10/24/2011 11:00:25 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:23:35 AM |
compassion-artisan9 | $25.00 | 10/24/2011 11:16:24 AM |
bonus-seahorse | $25.00 | 10/24/2011 2:23:02 PM |
green28 | $100.00 | 10/24/2011 2:11:52 PM |
ranch5 | $50.00 | 10/24/2011 2:06:14 PM |
asset-trajectory | $25.00 | 10/24/2011 2:43:18 PM |
Princehaha | $25.00 | 10/24/2011 3:44:23 PM |
value-rocket | $34.03 | 10/24/2011 2:48:05 PM |
Madmigel | $34.68 | 10/24/2011 4:32:49 PM |
youngster50 | $25.00 | 10/24/2011 7:23:20 PM |
100 Investments
|
Borrower Payment Dependent Notes Series
533158
This series of Notes was issued and sold upon the funding of the borrower loan #55039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $382.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1983 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 21y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $184 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| commitment-idol4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
private borrower
Purpose of loan: purchase equipment
This loan will be used to...
Expand my business
My financial situation: good with low overhead expenses
I am a good candidate for this loan because...
I'm a painting cont. with lots of contacts in the real estate
business and the largest home stager in spokane
Monthly net income: $3,400
Monthly expenses: $
Housing: $450
Insurance: $162
Car expenses: $460
Utilities: $225
Phone, cable, internet: $185
Food, entertainment: $450
Clothing, household expenses: $75
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Starfin-Capital-Management | $75.42 | 10/26/2011 3:31:57 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:28 AM |
pound-mushroom3 | $25.00 | 10/17/2011 9:20:52 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:08 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:18 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:14 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:20 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:51 PM |
vigorous-moola0 | $100.00 | 10/21/2011 11:39:53 AM |
ethical-truth211 | $27.87 | 10/21/2011 11:46:45 AM |
diplomatic-wealth7 | $25.00 | 10/21/2011 5:11:49 PM |
CatbirdBanking | $25.00 | 10/22/2011 7:53:20 AM |
loss-of-control | $100.00 | 10/22/2011 8:13:47 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:50:07 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:44 AM |
welshcat | $50.00 | 10/22/2011 10:34:10 AM |
authoritative-capital | $25.00 | 10/22/2011 10:28:25 AM |
kind-forthright-repayment | $250.00 | 10/22/2011 10:29:03 AM |
upbeat-investment9 | $50.00 | 10/22/2011 1:15:35 PM |
CA-Lender | $25.00 | 10/22/2011 12:47:33 PM |
dime-vista2 | $25.00 | 10/23/2011 7:10:58 AM |
pine643 | $40.00 | 10/23/2011 12:21:24 PM |
enticing-exchange3 | $25.00 | 10/23/2011 7:31:31 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:08 PM |
irishalaskan | $25.00 | 10/23/2011 10:07:11 PM |
enriched-truth | $28.85 | 10/23/2011 11:05:31 PM |
innocent-commerce9 | $100.00 | 10/24/2011 6:31:20 AM |
nickel-demon2 | $50.00 | 10/24/2011 8:22:42 AM |
income-rocker2 | $40.00 | 10/24/2011 9:07:08 AM |
borrowmine | $30.00 | 10/24/2011 9:25:13 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:36:23 AM |
hitsman | $50.00 | 10/24/2011 12:48:22 PM |
suave-dime6 | $25.00 | 10/24/2011 12:23:42 PM |
unbelievable-cash9 | $500.00 | 10/24/2011 1:14:34 PM |
Land_on_your_feet | $25.00 | 10/24/2011 1:59:11 PM |
autonomous-basis | $26.46 | 10/24/2011 3:34:48 PM |
smart-kindness8 | $50.00 | 10/24/2011 3:28:05 PM |
sillyb | $25.00 | 10/24/2011 4:33:30 PM |
wise-deal-panda | $100.00 | 10/24/2011 5:18:07 PM |
dollar-turtle | $25.00 | 10/24/2011 11:33:30 PM |
S-Master | $100.00 | 10/24/2011 10:36:03 PM |
nickel-position | $25.00 | 10/24/2011 11:08:51 PM |
loancrusader | $75.37 | 10/25/2011 7:36:43 AM |
one2sojourn | $25.00 | 10/25/2011 8:08:31 AM |
yield-trader | $25.00 | 10/25/2011 8:14:24 AM |
hopeful-truth5 | $50.00 | 10/25/2011 10:31:26 AM |
leverage-monger | $25.00 | 10/25/2011 11:13:41 AM |
moola-cell3 | $39.00 | 10/25/2011 11:30:46 AM |
Bob450 | $25.00 | 10/25/2011 12:23:55 PM |
a-helping-hand | $100.00 | 10/25/2011 12:13:34 PM |
foothillender | $25.00 | 10/25/2011 1:44:39 PM |
pver21 | $25.00 | 10/25/2011 2:44:53 PM |
morlocx | $50.00 | 10/25/2011 3:24:58 PM |
gold-cluster | $50.00 | 10/25/2011 4:52:42 PM |
ore-den9 | $50.00 | 10/25/2011 4:49:12 PM |
a-resplendent-commitment | $50.00 | 10/25/2011 4:46:30 PM |
social-colonel | $25.00 | 10/25/2011 5:07:13 PM |
unrelenting-generosity685 | $25.78 | 10/25/2011 5:24:57 PM |
p2ploan-axis | $25.00 | 10/25/2011 5:37:37 PM |
palmetto933 | $25.00 | 10/25/2011 5:44:20 PM |
loan-maximizer5 | $50.00 | 10/25/2011 6:04:03 PM |
return-enforcer5 | $25.00 | 10/25/2011 5:48:57 PM |
rovo | $25.00 | 10/25/2011 6:07:12 PM |
oops24 | $25.00 | 10/25/2011 6:12:05 PM |
return-cluster991 | $100.00 | 10/25/2011 6:13:05 PM |
fantastic-bazaar2 | $50.00 | 10/25/2011 6:26:50 PM |
COCHINOBOY | $25.85 | 10/25/2011 6:48:02 PM |
bowler252 | $25.00 | 10/25/2011 6:40:45 PM |
asset-professor | $25.00 | 10/25/2011 6:59:12 PM |
saga9 | $25.00 | 10/25/2011 7:22:51 PM |
prominence8 | $25.00 | 10/25/2011 7:27:27 PM |
gothampark | $25.00 | 10/25/2011 7:43:05 PM |
busnssmn | $25.00 | 10/25/2011 8:18:08 PM |
economy-coup | $50.00 | 10/26/2011 12:59:28 AM |
gold-pudding6 | $26.69 | 10/26/2011 5:51:54 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:05 AM |
helping-out | $31.60 | 10/26/2011 5:23:55 AM |
Mariner3605 | $25.00 | 10/26/2011 6:12:25 AM |
debtfreenow-82 | $50.00 | 10/26/2011 7:33:57 AM |
MM1207 | $25.00 | 10/26/2011 7:47:09 AM |
generosity-magnifico5 | $25.00 | 10/26/2011 7:35:02 AM |
realtormoises | $25.00 | 10/26/2011 7:59:49 AM |
blue-goal-deal | $25.00 | 10/26/2011 8:23:51 AM |
baker31 | $46.00 | 10/26/2011 8:13:18 AM |
GS-ROCK | $100.69 | 10/26/2011 8:32:33 AM |
evergreen16 | $102.00 | 10/26/2011 8:42:57 AM |
rakem777 | $25.00 | 10/26/2011 8:49:23 AM |
lokiswolf | $4.38 | 10/26/2011 8:57:55 AM |
barefootpaul | $25.00 | 10/25/2011 6:22:34 AM |
responsibility-butterfly | $25.00 | 10/17/2011 10:50:35 AM |
kulender | $50.00 | 10/17/2011 1:18:52 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:20 AM |
top-visionary-truth | $25.00 | 10/21/2011 1:03:22 PM |
income-buffalo1 | $91.00 | 10/22/2011 8:29:13 AM |
aldeed | $376.89 | 10/22/2011 8:34:20 AM |
discrete-asset | $25.00 | 10/22/2011 8:11:34 AM |
Leshan | $25.00 | 10/22/2011 9:13:32 AM |
moola-accelerator6 | $35.00 | 10/22/2011 9:42:58 AM |
truth-umbrella3 | $25.00 | 10/22/2011 11:11:19 AM |
Something-Corporate | $25.00 | 10/22/2011 10:51:20 AM |
triumphant-point5 | $50.00 | 10/22/2011 11:40:22 AM |
Gladglide | $25.00 | 10/22/2011 2:20:08 PM |
NolockHolmes | $40.00 | 10/22/2011 7:44:12 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:06:44 PM |
ddog0224 | $75.00 | 10/23/2011 12:37:07 AM |
balanced-balance6 | $32.00 | 10/23/2011 8:33:20 AM |
stock106 | $25.00 | 10/23/2011 1:07:00 PM |
sushi537 | $25.00 | 10/23/2011 2:42:07 PM |
AEH_Now | $50.00 | 10/24/2011 4:36:41 AM |
green-benefit-control | $60.00 | 10/24/2011 7:49:53 AM |
dudebrah | $25.00 | 10/24/2011 1:11:44 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:03 PM |
bonus-seahorse | $25.00 | 10/24/2011 2:22:16 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:25:23 PM |
LendingPimp | $50.00 | 10/24/2011 10:58:05 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:50 AM |
Girakul | $25.00 | 10/25/2011 6:25:36 AM |
icon7 | $50.00 | 10/25/2011 7:35:50 AM |
credit-coach118 | $45.47 | 10/25/2011 8:45:59 AM |
noble-silver1 | $74.00 | 10/25/2011 10:38:15 AM |
funds-rascal | $100.00 | 10/25/2011 10:34:02 AM |
innocent-loot | $25.00 | 10/25/2011 10:41:39 AM |
CreditBuilder2 | $25.00 | 10/25/2011 11:53:02 AM |
Retirefunmoney | $33.39 | 10/25/2011 12:09:31 PM |
handy-justice | $100.00 | 10/25/2011 12:56:29 PM |
organic-responsibility60 | $100.00 | 10/25/2011 1:18:08 PM |
jckpar | $100.00 | 10/25/2011 4:39:04 PM |
platinum-czar | $25.00 | 10/25/2011 4:36:45 PM |
felicity-performer3 | $50.00 | 10/25/2011 5:08:55 PM |
bulldog03 | $100.00 | 10/25/2011 5:18:08 PM |
gain-expert | $26.72 | 10/25/2011 6:05:01 PM |
contract-oyster1 | $50.00 | 10/25/2011 5:55:41 PM |
kind-efficient-credit | $44.58 | 10/25/2011 6:00:40 PM |
spiritual-compassion3-16 | $25.00 | 10/25/2011 6:49:11 PM |
credit-fox3 | $25.00 | 10/25/2011 7:18:18 PM |
silver-pumpkin8 | $25.00 | 10/25/2011 7:37:52 PM |
kind-capital-winner | $50.00 | 10/25/2011 7:51:27 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:53 PM |
mercuriant | $25.00 | 10/25/2011 10:26:16 PM |
dariop | $30.01 | 10/26/2011 1:06:53 AM |
Jack55304 | $200.00 | 10/26/2011 1:49:13 AM |
market-pudding | $25.00 | 10/26/2011 1:58:53 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:42:33 AM |
silver-enlightenment0 | $100.00 | 10/26/2011 6:15:56 AM |
best-listing-toro | $25.00 | 10/26/2011 7:03:56 AM |
treasure-bliss | $25.00 | 10/26/2011 6:57:31 AM |
roberto42 | $50.00 | 10/26/2011 8:06:34 AM |
moola-man | $50.00 | 10/26/2011 8:07:41 AM |
fund-tom-tom6 | $25.00 | 10/26/2011 8:44:28 AM |
orange-influential-credit | $25.00 | 10/26/2011 8:05:01 AM |
benefit-position | $34.98 | 10/26/2011 8:28:52 AM |
leverage-pole | $25.00 | 10/26/2011 8:46:11 AM |
red-power-pecan | $50.00 | 10/26/2011 8:47:07 AM |
153 Investments
|
Borrower Payment Dependent Notes Series
533168
This series of Notes was issued and sold upon the funding of the borrower loan #55211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-19-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 21% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,077 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-keen-leverage |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Building Credit for Future Endeavor
Over the last several years I've taken advantage of economic opportunities that have come my way.I used to share the belief that paying with cash & debit was best, I discovered this would leave me with little credit history for future important purchases such as a house.So I began taking small to considerable sized loans to build my credit score into a respectable number.However, at this time I am under a purchase who's APR would push my payoff time further than I prefer. As I've listed below the amount from this purchase is $450 a month. The lower payment for a loan would justify an early payoff. The rate & monthly payment I saw from the website seemed fair & reasonable considering the principle &term of the loan, so I've decided to take advantage of a great economic opportunity as I know you can too if you would finance this loan.
Monthly income: $2800
Housing: $640
Car expenses: $270
Utilities: $270
Food: $400
Household exp: $100
Credit cards and other loans: $450
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $8,500.00 | 10/19/2011 7:34:00 AM |
rolltide09 | $25.00 | 10/17/2011 5:02:53 PM |
Nojukbong | $50.00 | 10/18/2011 3:31:49 PM |
kulender | $50.00 | 10/19/2011 5:41:27 AM |
StarshineXL | $250.00 | 10/19/2011 8:25:40 AM |
worthy-bid8 | $50.00 | 10/19/2011 9:07:13 AM |
Whipster | $90.00 | 10/19/2011 9:12:02 AM |
wise-deal-panda | $100.00 | 10/19/2011 9:21:21 AM |
seatown7 | $29.34 | 10/19/2011 9:57:54 AM |
CA-Lender | $25.00 | 10/19/2011 11:01:41 AM |
terrific-dough6 | $50.00 | 10/19/2011 11:48:51 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:20 PM |
pound-mushroom3 | $25.00 | 10/17/2011 5:23:28 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:06 PM |
Interloper | $25.00 | 10/18/2011 6:12:12 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:21 AM |
SolarMoonshine | $25.00 | 10/19/2011 9:49:50 AM |
forthright-trade | $25.00 | 10/19/2011 10:38:40 AM |
green28 | $127.14 | 10/19/2011 10:02:57 AM |
debt-legend | $25.00 | 10/19/2011 11:34:06 AM |
blazing-capital2 | $78.52 | 10/19/2011 1:28:25 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
533180
This series of Notes was issued and sold upon the funding of the borrower loan #55121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $108,506 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unequivocal-peace1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $2500
Housing: $2000
Insurance: $125
Car expenses: $400
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
larrybird | $2,000.00 | 10/25/2011 7:55:04 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:29 PM |
vutah | $25.00 | 10/17/2011 8:22:10 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:06 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:25 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:10 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:43:40 PM |
SolarMoonshine | $25.00 | 10/26/2011 3:40:07 AM |
Mariner3605 | $25.00 | 10/26/2011 6:12:26 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:05 AM |
red-power-pecan | $50.00 | 10/26/2011 8:45:22 AM |
youngster50 | $25.00 | 10/26/2011 9:10:23 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:35:52 AM |
Chervianne | $25.00 | 10/26/2011 10:23:22 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:46:10 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:49:54 AM |
rysil | $30.00 | 10/26/2011 10:56:07 AM |
income-rocker2 | $50.00 | 10/26/2011 11:03:59 AM |
Nojukbong | $50.00 | 10/26/2011 12:46:57 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:51:23 PM |
bellaquito | $1,314.93 | 10/26/2011 2:54:08 PM |
sweetlan | $25.00 | 10/26/2011 1:42:09 PM |
happylender999 | $25.07 | 10/26/2011 2:44:27 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:10 PM |
barefootpaul | $25.00 | 10/26/2011 6:25:58 AM |
kulender | $50.00 | 10/19/2011 5:41:28 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:21 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:21 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:25 PM |
worthy-bid8 | $50.00 | 10/19/2011 5:06:24 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:20 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:56 PM |
diplomatic-wealth7 | $25.00 | 10/22/2011 12:14:30 PM |
mlj0671 | $25.00 | 10/22/2011 8:13:21 PM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:49 PM |
pver21 | $25.00 | 10/25/2011 2:44:56 PM |
asset-professor | $25.00 | 10/25/2011 7:17:10 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:54 PM |
hitsman | $50.00 | 10/25/2011 11:18:12 PM |
mercuriant | $25.00 | 10/25/2011 10:26:18 PM |
Jack55304 | $200.00 | 10/26/2011 1:49:25 AM |
GElender | $25.00 | 10/26/2011 5:48:54 AM |
treasure-bliss | $25.00 | 10/26/2011 6:57:33 AM |
MM1207 | $25.00 | 10/26/2011 7:47:11 AM |
ethicalhumanist | $50.00 | 10/26/2011 9:00:47 AM |
red-power-pecan | $50.00 | 10/26/2011 8:41:08 AM |
kind-credit-bear | $25.00 | 10/26/2011 9:17:13 AM |
leverage-monger | $25.00 | 10/26/2011 10:25:55 AM |
mennleo | $50.00 | 10/26/2011 10:28:56 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:15 AM |
rysil | $30.00 | 10/26/2011 10:46:59 AM |
handy-justice | $100.00 | 10/26/2011 10:49:57 AM |
CatbirdBanking | $25.00 | 10/26/2011 2:50:33 PM |
a-credit-rotation | $25.00 | 10/26/2011 2:27:04 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
533256
This series of Notes was issued and sold upon the funding of the borrower loan #55103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $21,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $716.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,007 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| applelover77 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off existing debt and consolidate it into one payment.
My financial situation:
I am a good candidate for this loan because I have great payment history and have the desire to be debt free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:10 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:05 PM |
green-trade-dolphin2 | $39.75 | 10/17/2011 5:01:08 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:47 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:07 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:24 AM |
wise-honorable-rate | $25.00 | 10/18/2011 6:07:25 AM |
fcrick | $25.00 | 10/18/2011 8:51:35 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:54:50 AM |
worthy-bid8 | $50.00 | 10/18/2011 5:06:11 PM |
john0720 | $50.00 | 10/19/2011 7:07:24 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:26 AM |
rate-sherpa | $100.00 | 10/19/2011 1:43:34 PM |
Preteur | $25.00 | 10/20/2011 4:20:08 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:54 PM |
awwaww | $25.00 | 10/21/2011 7:52:55 AM |
indomitable-coin | $25.00 | 10/21/2011 1:30:33 PM |
cingular | $25.00 | 10/22/2011 12:58:22 PM |
director877 | $100.00 | 10/23/2011 12:33:46 PM |
Munnie | $25.00 | 10/23/2011 5:34:15 PM |
subtle-revenue0 | $25.00 | 10/24/2011 4:53:47 AM |
equitable-capital758 | $350.00 | 10/24/2011 3:05:12 PM |
orange-brainy-return | $25.00 | 10/25/2011 12:44:18 AM |
scojo | $25.02 | 10/24/2011 11:08:48 PM |
Hexnut | $50.00 | 10/24/2011 10:13:53 PM |
nickel-position | $25.00 | 10/24/2011 11:10:33 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:51 AM |
Invest_in_residual_income | $25.00 | 10/25/2011 7:10:38 AM |
yield-trader | $25.00 | 10/25/2011 8:12:54 AM |
jescowa | $100.00 | 10/25/2011 7:55:42 AM |
novice-speculator | $25.00 | 10/25/2011 8:07:14 AM |
atlacatl | $25.00 | 10/25/2011 8:26:38 AM |
wise-honorable-rate | $25.00 | 10/25/2011 9:18:09 AM |
brainy-repayment5 | $42.89 | 10/25/2011 10:25:58 AM |
valueguru | $250.00 | 10/25/2011 10:27:36 AM |
bowler252 | $25.00 | 10/25/2011 10:48:29 AM |
vibrant-penny7 | $60.00 | 10/25/2011 10:47:23 AM |
RedantFinance | $25.00 | 10/25/2011 12:11:39 PM |
delivery | $25.00 | 10/25/2011 11:33:25 AM |
nickel-jam | $705.00 | 10/25/2011 11:58:23 AM |
upperdeck | $25.00 | 10/25/2011 1:23:05 PM |
cocopuffs | $25.00 | 10/25/2011 1:35:47 PM |
unequaled-pound | $25.00 | 10/25/2011 2:22:14 PM |
ctgscott | $25.00 | 10/25/2011 3:09:24 PM |
riskadverse44 | $25.00 | 10/25/2011 4:13:11 PM |
ShotokanKeto | $25.00 | 10/25/2011 4:51:13 PM |
lucrative-coin | $50.00 | 10/25/2011 5:15:06 PM |
keichi03 | $40.00 | 10/25/2011 5:16:17 PM |
brainy-currency3 | $25.00 | 10/25/2011 5:07:37 PM |
debt-patriot | $26.31 | 10/25/2011 5:18:06 PM |
mgking007 | $25.00 | 10/25/2011 5:27:57 PM |
cagcrash | $150.00 | 10/25/2011 5:36:30 PM |
worth-ruler0 | $25.00 | 10/25/2011 5:41:25 PM |
nbah123 | $50.00 | 10/25/2011 5:46:08 PM |
Sierrahh | $25.00 | 10/25/2011 6:53:52 PM |
Monrovia | $80.00 | 10/25/2011 6:36:07 PM |
orbital-gain | $50.00 | 10/25/2011 7:06:55 PM |
revenue-den | $75.00 | 10/25/2011 7:09:33 PM |
asset-professor | $25.00 | 10/25/2011 7:10:30 PM |
77dowplace | $26.56 | 10/25/2011 7:27:09 PM |
credit-high-five8 | $25.00 | 10/25/2011 7:37:49 PM |
bb575 | $25.00 | 10/25/2011 7:42:28 PM |
goal-benefit2 | $25.00 | 10/25/2011 8:00:00 PM |
papicares | $37.42 | 10/25/2011 8:20:04 PM |
csandb | $25.00 | 10/25/2011 8:17:42 PM |
euro-broadcaster | $50.00 | 10/25/2011 8:39:32 PM |
MartiniCognac | $50.00 | 10/25/2011 10:00:51 PM |
Allenee | $25.00 | 10/25/2011 9:11:11 PM |
cerebral-dollar773 | $61.51 | 10/25/2011 9:37:24 PM |
umfan123 | $25.00 | 10/25/2011 9:16:13 PM |
Lo0se_mo0se | $25.00 | 10/25/2011 9:21:44 PM |
hitsman | $50.00 | 10/25/2011 11:18:14 PM |
dariop | $30.01 | 10/26/2011 1:03:53 AM |
dynamic-money271 | $25.00 | 10/26/2011 4:38:38 AM |
objective-investor | $300.00 | 10/26/2011 4:59:38 AM |
dollar-missile3 | $25.00 | 10/26/2011 5:40:07 AM |
sensible-interest2 | $500.00 | 10/26/2011 4:33:00 AM |
irishcocacola | $25.00 | 10/26/2011 5:34:35 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:46:23 AM |
devoider | $25.00 | 10/26/2011 6:24:45 AM |
debtfreenow-82 | $100.00 | 10/26/2011 7:33:17 AM |
MM1207 | $25.00 | 10/26/2011 7:44:03 AM |
prudent-bid3 | $100.00 | 10/26/2011 6:59:15 AM |
sparkling-contract7 | $25.00 | 10/26/2011 7:14:49 AM |
Susie-Q | $25.00 | 10/26/2011 7:27:44 AM |
pouch5 | $75.00 | 10/26/2011 7:54:54 AM |
first-serene-credit | $25.00 | 10/26/2011 8:20:51 AM |
red-power-pecan | $50.00 | 10/26/2011 8:54:27 AM |
Schlawinzer | $25.00 | 10/26/2011 8:57:14 AM |
upbeat-investment9 | $100.00 | 10/26/2011 8:22:40 AM |
NYBIZ | $25.00 | 10/26/2011 9:03:19 AM |
Dowanhill | $50.00 | 10/26/2011 8:43:13 AM |
houli123 | $25.00 | 10/26/2011 8:56:30 AM |
BAdler | $25.00 | 10/26/2011 9:04:29 AM |
jkmphd | $80.00 | 10/26/2011 9:16:24 AM |
credit-bliss8 | $25.00 | 10/26/2011 9:34:55 AM |
kangarookim99 | $25.00 | 10/26/2011 9:23:47 AM |
Kyileo | $25.00 | 10/26/2011 9:33:59 AM |
KileNSmyth4 | $25.08 | 10/26/2011 9:31:35 AM |
transparency-baton | $25.00 | 10/26/2011 9:42:29 AM |
new-dollar-sprout | $25.00 | 10/26/2011 9:55:13 AM |
trade-elm | $31.00 | 10/26/2011 9:59:12 AM |
green-benefit-control | $30.00 | 10/26/2011 10:33:25 AM |
durability-ruler | $100.00 | 10/26/2011 10:40:37 AM |
melodious-fairness | $25.00 | 10/26/2011 10:58:22 AM |
leverage-monger | $25.00 | 10/26/2011 10:20:56 AM |
nethawk00 | $25.00 | 10/26/2011 11:15:35 AM |
mennleo | $100.00 | 10/26/2011 10:25:45 AM |
p40thawk | $25.00 | 10/26/2011 10:27:09 AM |
merciful-yield | $33.40 | 10/26/2011 11:20:59 AM |
p40thawk | $25.00 | 10/26/2011 10:31:54 AM |
encouraging-bazaar3 | $40.00 | 10/26/2011 10:55:08 AM |
Earnest_Money | $175.00 | 10/26/2011 12:05:46 PM |
CSAworker | $25.00 | 10/26/2011 12:14:35 PM |
exponential-reward081 | $25.00 | 10/26/2011 11:03:52 AM |
KClender | $25.00 | 10/26/2011 11:09:54 AM |
wacko82 | $198.47 | 10/26/2011 12:26:00 PM |
C_Mark | $50.00 | 10/26/2011 11:15:25 AM |
ToCreateCashFlow | $39.08 | 10/26/2011 11:19:26 AM |
asset-cougar0 | $25.00 | 10/26/2011 11:18:39 AM |
active-benjamins4 | $64.77 | 10/26/2011 11:25:34 AM |
investment-comet | $25.00 | 10/26/2011 11:28:24 AM |
duty-accomplishment | $25.00 | 10/26/2011 12:16:48 PM |
scholarly-benefit5 | $50.00 | 10/18/2011 6:08:28 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:08 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:22 AM |
rajs | $250.00 | 10/19/2011 10:46:55 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:28 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:44 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:19 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:03 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:27 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:04 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:27 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:40 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:16 PM |
life-is-great | $25.00 | 10/23/2011 1:06:03 PM |
Rivervale_Westwood | $50.00 | 10/24/2011 5:21:57 AM |
truth-silo | $100.00 | 10/24/2011 8:22:25 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:52 PM |
rudy510s | $25.00 | 10/24/2011 9:19:09 PM |
julijask | $50.00 | 10/24/2011 10:50:59 PM |
leverage-galleon | $31.67 | 10/24/2011 10:22:27 PM |
authoritative-capital | $25.00 | 10/25/2011 7:07:38 AM |
CatbirdBanking | $25.00 | 10/25/2011 7:15:29 AM |
britgsb | $100.00 | 10/25/2011 9:02:13 AM |
RRLender | $500.00 | 10/25/2011 9:43:54 AM |
Soxxes | $100.00 | 10/25/2011 9:51:34 AM |
innocent-loot | $25.00 | 10/25/2011 10:42:14 AM |
fireboss | $79.95 | 10/25/2011 10:26:54 AM |
friendly-market5 | $25.00 | 10/25/2011 1:35:55 PM |
Hiru | $27.00 | 10/25/2011 1:53:12 PM |
chrisb1414 | $25.00 | 10/25/2011 2:25:13 PM |
maverickinwine | $50.00 | 10/25/2011 3:46:29 PM |
currency-persimmon | $25.00 | 10/25/2011 3:21:04 PM |
kermitdafrog | $25.00 | 10/25/2011 4:32:26 PM |
fangstar | $25.00 | 10/25/2011 4:39:10 PM |
platinum-czar | $50.00 | 10/25/2011 4:41:03 PM |
BlackCat36 | $100.00 | 10/25/2011 4:52:05 PM |
unassassinable | $49.47 | 10/25/2011 4:55:47 PM |
elasermd | $100.00 | 10/25/2011 5:02:54 PM |
maldok1 | $25.00 | 10/25/2011 5:06:02 PM |
SolarMoonshine | $25.00 | 10/25/2011 5:07:27 PM |
ddog0224 | $50.00 | 10/25/2011 5:15:36 PM |
social-colonel | $500.00 | 10/25/2011 5:17:17 PM |
tonpa | $60.00 | 10/25/2011 5:08:04 PM |
velocity-solo | $25.00 | 10/25/2011 5:23:09 PM |
Mad_Scientist | $100.00 | 10/25/2011 5:32:32 PM |
cagcrash | $100.00 | 10/25/2011 5:37:23 PM |
georgedorn | $100.00 | 10/25/2011 5:47:38 PM |
wildanne | $75.00 | 10/25/2011 5:41:14 PM |
onegr8papa | $200.00 | 10/25/2011 6:13:11 PM |
Atlanta-Buyer | $50.00 | 10/25/2011 6:16:32 PM |
WealthBuildingLessons | $125.00 | 10/25/2011 6:46:14 PM |
shrewd-peace7 | $25.00 | 10/25/2011 6:29:58 PM |
dealmaster | $58.60 | 10/25/2011 6:31:49 PM |
TGACJ | $25.00 | 10/25/2011 6:57:25 PM |
paladin510 | $50.00 | 10/25/2011 6:59:10 PM |
ultimatepaintball | $25.00 | 10/25/2011 7:38:03 PM |
flexible1 | $25.00 | 10/25/2011 7:40:26 PM |
investment-comet | $25.00 | 10/25/2011 7:42:25 PM |
balance-force | $25.00 | 10/25/2011 7:46:36 PM |
bluesheep | $25.00 | 10/25/2011 7:51:08 PM |
thestartuplender | $150.00 | 10/25/2011 8:00:40 PM |
Zach842 | $150.00 | 10/25/2011 7:57:16 PM |
giftgold | $25.00 | 10/25/2011 8:31:39 PM |
commerce-broker3 | $750.00 | 10/25/2011 8:24:25 PM |
LesPaul1 | $25.00 | 10/25/2011 8:39:27 PM |
ddh81 | $55.00 | 10/25/2011 8:37:11 PM |
chris-heretoinvest | $25.00 | 10/25/2011 8:44:06 PM |
happyjackbak | $25.00 | 10/25/2011 9:56:40 PM |
peace-stilleto7 | $37.61 | 10/25/2011 11:10:04 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 10:01:33 PM |
green-planet-guy | $45.00 | 10/25/2011 11:34:35 PM |
Approved1234 | $50.00 | 10/26/2011 12:42:15 AM |
market-pudding | $25.00 | 10/26/2011 2:02:04 AM |
triumph329 | $30.00 | 10/26/2011 4:07:59 AM |
BankofPete | $25.00 | 10/26/2011 4:01:52 AM |
marshallmanhattan | $25.04 | 10/26/2011 6:10:07 AM |
p43600jw | $25.00 | 10/26/2011 5:14:44 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:06 AM |
p2p-mogul | $50.00 | 10/26/2011 6:57:24 AM |
best-listing-toro | $25.00 | 10/26/2011 7:03:36 AM |
competent-p2p | $35.00 | 10/26/2011 7:04:47 AM |
LendInDC | $50.00 | 10/26/2011 8:04:21 AM |
NVLender | $50.00 | 10/26/2011 8:11:01 AM |
derec | $25.00 | 10/26/2011 8:13:42 AM |
orange-influential-credit | $50.00 | 10/26/2011 8:05:46 AM |
pure-cash9 | $25.00 | 10/26/2011 8:43:01 AM |
UCSBGAUCHOS | $25.00 | 10/26/2011 8:38:47 AM |
value-wind0 | $75.00 | 10/26/2011 8:53:34 AM |
jhernand17 | $25.00 | 10/26/2011 9:08:01 AM |
youngster50 | $25.00 | 10/26/2011 9:08:10 AM |
a-transaction-flute | $25.00 | 10/26/2011 9:16:15 AM |
ethicalhumanist | $100.00 | 10/26/2011 9:26:05 AM |
lawyervon | $25.00 | 10/26/2011 9:28:43 AM |
RRLender | $500.00 | 10/26/2011 9:32:36 AM |
selector568 | $300.00 | 10/26/2011 10:18:15 AM |
one2sojourn | $25.00 | 10/26/2011 9:46:04 AM |
forthright-trade | $25.00 | 10/26/2011 10:33:30 AM |
green28 | $100.00 | 10/26/2011 10:05:08 AM |
greenback-loyalist8 | $50.00 | 10/26/2011 10:15:20 AM |
the-gold-quark | $42.49 | 10/26/2011 10:21:48 AM |
immaculate-finance789 | $25.00 | 10/26/2011 10:25:18 AM |
Gyroman | $100.00 | 10/26/2011 11:32:23 AM |
rocket361 | $75.00 | 10/26/2011 10:59:26 AM |
income-vault6 | $25.00 | 10/26/2011 12:06:00 PM |
CapitolHill | $26.90 | 10/26/2011 11:11:06 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:16 AM |
229 Investments
|
Borrower Payment Dependent Notes Series
533280
This series of Notes was issued and sold upon the funding of the borrower loan #55174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,443.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-17-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.90% |
Borrower rate/APR:
| 17.90% / 19.33% |
Monthly payment:
| $239.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.83% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Student - College G... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,095 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| ingenious-silver733 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement ring loan
Purpose of loan:
This loan will be used to buy the most incredible woman I know a beautiful engagement ring.
My financial situation:
I am a good candidate for this loan because I have already saved $4000 to make payments on the loan. I also divert any extra money at the end of each month into "Angela's ring fund." I will be graduating with my Ph.D. within the next 12 months. Due to my advisor's extensive connections within the biotechnology industry (he previously led the vaccine formulation division at Merck), graduates from my lab have experienced no problems in obtaining a job upon graduation.
Monthly net income: $ 1711.84
Monthly expenses: $ 1309.00
Housing: $ 509.00
Insurance: $ 0
Car expenses: $ 100.00
Utilities: $ 50.00
Phone, cable, internet: $ 0
Food, entertainment: $ 300.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 200.00
Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/17/2011 5:21:31 PM |
Aberdeen | $500.00 | 10/17/2011 5:25:34 PM |
goodhearted-basis4 | $25.00 | 10/17/2011 11:55:58 PM |
fcrick | $25.00 | 10/18/2011 8:51:35 AM |
friendinmoney | $27.49 | 10/18/2011 8:56:29 AM |
Bank_Of_XL | $25.00 | 10/18/2011 9:53:06 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:55:41 AM |
worthy-bid8 | $50.00 | 10/18/2011 5:06:11 PM |
principal-star | $25.00 | 10/18/2011 6:31:38 PM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:27 AM |
reflective-rupee | $25.00 | 10/19/2011 4:16:17 PM |
impartial-treasure7 | $28.14 | 10/19/2011 5:18:08 PM |
Preteur | $25.00 | 10/20/2011 4:20:08 AM |
navy_cash | $35.00 | 10/20/2011 8:57:46 AM |
Financer | $50.00 | 10/20/2011 4:27:02 PM |
chris-heretoinvest | $25.00 | 10/21/2011 5:28:54 AM |
TomDalonajay | $25.00 | 10/21/2011 9:19:13 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:28 AM |
caring-hope2 | $100.00 | 10/22/2011 7:29:49 AM |
malacandra | $25.00 | 10/22/2011 9:50:38 AM |
transparency-river1 | $1,000.00 | 10/22/2011 12:24:29 PM |
cingular | $25.00 | 10/22/2011 12:58:22 PM |
newest-funds-powerplant | $25.00 | 10/22/2011 9:45:55 PM |
newgroom422 | $25.00 | 10/22/2011 10:34:43 PM |
life-is-great | $25.00 | 10/23/2011 1:06:03 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:17 PM |
YellowJacket | $25.00 | 10/23/2011 2:06:21 PM |
sri59 | $100.00 | 10/24/2011 3:43:43 AM |
truth-silo | $100.00 | 10/24/2011 8:22:25 AM |
gold-gazelle | $200.00 | 10/24/2011 1:17:22 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:52 PM |
equitable-capital758 | $350.00 | 10/24/2011 3:27:18 PM |
Barky52 | $25.00 | 10/24/2011 6:18:20 PM |
phchristensen | $50.00 | 10/24/2011 8:01:18 PM |
delivery | $25.00 | 10/25/2011 11:33:26 AM |
MrOglesby | $25.00 | 10/25/2011 4:54:18 PM |
riskadverse44 | $25.00 | 10/25/2011 7:29:15 PM |
Firescreek | $25.00 | 10/26/2011 5:09:55 AM |
truth-umbrella3 | $25.00 | 10/26/2011 10:21:18 AM |
dough-temple | $25.00 | 10/26/2011 2:00:24 PM |
rmachi | $50.00 | 10/26/2011 2:19:36 PM |
RusRobo | $25.00 | 10/26/2011 6:46:56 PM |
KaChingInvestments | $25.00 | 10/26/2011 6:30:18 PM |
bellaquito | $2,000.00 | 10/26/2011 9:17:03 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:08 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:24 AM |
janeybooboo | $100.00 | 10/18/2011 5:43:56 AM |
Investor_DP | $100.00 | 10/18/2011 9:04:40 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:08 AM |
Short_Stack | $25.00 | 10/18/2011 6:35:15 PM |
credit-sanctuary630 | $63.53 | 10/19/2011 7:51:14 AM |
wise-honorable-rate | $25.00 | 10/19/2011 9:20:58 AM |
DHolly | $25.00 | 10/19/2011 10:58:35 AM |
aquistoyraul | $82.71 | 10/19/2011 12:20:16 PM |
kenji4861 | $50.00 | 10/19/2011 1:18:28 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:45 PM |
charlie-ann | $75.00 | 10/19/2011 1:40:37 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:53 PM |
well-mannered-income3 | $25.00 | 10/19/2011 7:51:48 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:20 PM |
scojo | $25.02 | 10/20/2011 10:28:04 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:04 PM |
STAN7366 | $139.09 | 10/20/2011 11:32:49 AM |
AFairDeal | $25.00 | 10/20/2011 6:49:27 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:04 PM |
natural-worth9 | $200.00 | 10/21/2011 10:59:43 AM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:26 PM |
green-trade-dolphin2 | $35.00 | 10/21/2011 5:17:44 PM |
indomitable-coin | $25.00 | 10/23/2011 12:44:36 PM |
Centaur | $25.00 | 10/23/2011 6:12:36 PM |
Ocean713 | $75.00 | 10/24/2011 11:37:18 AM |
ore-dojo | $30.00 | 10/24/2011 2:46:04 PM |
investment-comet | $25.00 | 10/24/2011 8:44:50 PM |
Tulalue | $50.00 | 10/25/2011 10:58:44 AM |
jmeasn | $25.00 | 10/25/2011 12:25:42 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:41 PM |
maldok1 | $25.00 | 10/25/2011 5:06:03 PM |
velocity-solo | $25.00 | 10/25/2011 5:23:09 PM |
Sneezie | $100.00 | 10/25/2011 6:06:46 PM |
MTLoans | $25.00 | 10/25/2011 7:20:45 PM |
flexible1 | $25.00 | 10/25/2011 7:40:26 PM |
debtfreenow-82 | $50.00 | 10/26/2011 7:39:56 AM |
MM1207 | $25.00 | 10/26/2011 7:44:03 AM |
NYBIZ | $25.00 | 10/26/2011 9:08:26 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:16 AM |
BxRealtor | $25.00 | 10/26/2011 1:09:29 PM |
blooming-market | $25.00 | 10/26/2011 12:39:14 PM |
whitegold24k | $500.00 | 10/26/2011 2:34:57 PM |
whitegold24k | $50.00 | 10/26/2011 2:36:55 PM |
dordee | $98.57 | 10/26/2011 4:48:23 PM |
sprinter | $25.00 | 10/26/2011 6:59:23 PM |
Frosty | $50.00 | 10/26/2011 7:15:17 PM |
larrybird | $28.45 | 10/26/2011 9:18:15 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
533296
This series of Notes was issued and sold upon the funding of the borrower loan #55022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $397.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 30% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,641 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sharp-basis6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan consolidation
Purpose of loan:
This loan will be used to...loan consolidation
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $52,000
Monthly expenses: $3,000
Housing: $1,400
Insurance: $200,00
Car expenses: $100.00
Utilities: $350,00
Phone, cable, internet: $150,00
Food, entertainment: $800,00
Clothing, household expenses: $100,00
Credit cards and other loans: $21,774
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:11 PM |
rolltide09 | $25.00 | 10/17/2011 5:02:53 PM |
pound-mushroom3 | $25.00 | 10/17/2011 5:23:28 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:08 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:25 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:08 AM |
reflective-rupee | $25.00 | 10/18/2011 12:43:21 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:23 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:54 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:04 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:57 PM |
first-finance-multiplier | $100.00 | 10/21/2011 12:41:49 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:41 PM |
CashFlow13 | $1,000.00 | 10/21/2011 5:18:03 PM |
Investor_DP | $100.00 | 10/22/2011 12:05:06 PM |
mizon291 | $25.00 | 10/22/2011 4:22:30 PM |
Brisket_Bob | $50.00 | 10/22/2011 3:00:00 PM |
director877 | $75.00 | 10/23/2011 12:43:44 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:45 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:17 PM |
Redmond | $25.00 | 10/23/2011 11:35:25 PM |
Watersports | $50.00 | 10/25/2011 10:56:33 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:20 AM |
sevenbridges | $38.54 | 10/25/2011 2:42:56 PM |
social-colonel | $100.00 | 10/25/2011 5:16:12 PM |
social-colonel | $100.00 | 10/25/2011 5:20:14 PM |
first-economy-orbiter | $25.00 | 10/25/2011 5:18:39 PM |
platinum-oath0 | $25.00 | 10/25/2011 5:15:46 PM |
novice-speculator | $25.00 | 10/25/2011 5:18:35 PM |
cagcrash | $250.00 | 10/25/2011 5:40:03 PM |
mrgrumpy | $100.00 | 10/25/2011 5:43:56 PM |
georgedorn | $25.00 | 10/25/2011 5:48:02 PM |
Leshan | $25.00 | 10/25/2011 5:54:31 PM |
Sixmil | $100.00 | 10/25/2011 6:15:48 PM |
fantastic-bazaar2 | $50.00 | 10/25/2011 6:27:31 PM |
trophy335 | $25.00 | 10/25/2011 6:21:04 PM |
shrewd-peace7 | $25.00 | 10/25/2011 6:31:12 PM |
Corky1234 | $70.00 | 10/25/2011 6:24:13 PM |
pnace | $50.00 | 10/25/2011 6:45:09 PM |
WealthBuildingLessons | $27.00 | 10/25/2011 6:49:55 PM |
Sierrahh | $25.00 | 10/25/2011 6:55:08 PM |
TGACJ | $25.00 | 10/25/2011 6:59:35 PM |
leball | $25.00 | 10/25/2011 7:13:59 PM |
prominence8 | $25.00 | 10/25/2011 7:29:19 PM |
investment-comet | $25.00 | 10/25/2011 7:41:51 PM |
thoughtful-investment045 | $25.00 | 10/25/2011 7:47:58 PM |
Bank42 | $25.00 | 10/18/2011 4:34:59 AM |
well-mannered-income3 | $30.00 | 10/18/2011 2:32:07 PM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:30 AM |
kulender | $50.00 | 10/19/2011 5:41:29 AM |
worthy-bid8 | $50.00 | 10/20/2011 9:06:28 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:47 AM |
benefit-catalyst | $200.00 | 10/20/2011 9:40:28 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:28 AM |
valiant-money | $30.00 | 10/23/2011 10:22:54 PM |
yield-trader | $25.00 | 10/24/2011 10:00:22 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:53 PM |
Trimalchio12 | $25.00 | 10/24/2011 3:07:32 PM |
massuot | $25.00 | 10/25/2011 1:54:26 AM |
bill-expert | $34.00 | 10/25/2011 8:49:57 AM |
skiter53 | $25.00 | 10/25/2011 10:12:04 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:59 PM |
orange-spiritual-contract | $75.00 | 10/25/2011 3:01:45 PM |
jckpar | $150.00 | 10/25/2011 4:37:29 PM |
thoughtful-contract984 | $25.00 | 10/25/2011 4:44:13 PM |
maldok1 | $25.00 | 10/25/2011 5:06:03 PM |
SolarMoonshine | $25.00 | 10/25/2011 5:02:47 PM |
ddog0224 | $25.00 | 10/25/2011 5:15:20 PM |
CreditBuilder2 | $50.00 | 10/25/2011 5:16:51 PM |
lucrative-coin | $50.00 | 10/25/2011 5:17:13 PM |
wwwUniversal | $25.00 | 10/25/2011 5:19:37 PM |
intelligent-repayment8 | $1,000.00 | 10/25/2011 5:30:51 PM |
transparency-river1 | $1,000.00 | 10/25/2011 5:27:21 PM |
life-is-great | $25.00 | 10/25/2011 5:38:12 PM |
market-genome7 | $25.00 | 10/25/2011 5:43:14 PM |
wizard750 | $42.00 | 10/25/2011 5:54:29 PM |
natural-worth9 | $700.00 | 10/25/2011 5:47:45 PM |
contract-oyster1 | $50.00 | 10/25/2011 6:02:04 PM |
upbeat-fund | $25.00 | 10/25/2011 6:17:32 PM |
best-phenomenal-treasure | $25.00 | 10/25/2011 6:58:56 PM |
revenue-den | $75.00 | 10/25/2011 6:59:05 PM |
spiritual-compassion3-16 | $25.00 | 10/25/2011 6:45:12 PM |
WealthBuildingLessons | $25.00 | 10/25/2011 6:47:42 PM |
johannesfactotum | $27.05 | 10/25/2011 6:54:51 PM |
asset-professor | $25.00 | 10/25/2011 7:12:46 PM |
friendly-market5 | $25.00 | 10/25/2011 7:03:05 PM |
Fiimg | $50.00 | 10/25/2011 7:40:01 PM |
saga9 | $25.00 | 10/25/2011 7:21:26 PM |
ultimatepaintball | $52.01 | 10/25/2011 7:37:04 PM |
bluesheep | $24.40 | 10/25/2011 7:49:04 PM |
balance-force | $25.00 | 10/25/2011 7:43:51 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
533362
This series of Notes was issued and sold upon the funding of the borrower loan #55001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $181.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $595 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| americanadien |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
This loan will be used to immediately consolidate high interest debt.
I've made great strides this year toward becoming debt free.
I've paid off my student loan.
I'm a month away from having no more credit card debt.
My car will be paid off in 4 months time reducing my Car expenses considerably.
I'm currently single with no family obligations, allowing me to focus my time, energy, and resources on a better financial future.
.....My Budget... which still has room for more cuts : )
Monthly net income: $2500
Monthly expenses: $1830
Housing: $530
Insurance: $120
Car expenses: $420
Utilities: $40
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $30
Credit cards and other loans: $320
*** This is the primary reason for the Prosper Loan. $300 / month is going toward an incredibly high interest rate loan that will take much too long to pay off. ***
Other expenses: $50
Thanks for considering!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/18/2011 10:06:15 AM |
vutah | $25.00 | 10/18/2011 5:44:51 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:28 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:54 PM |
graceful-investment | $25.00 | 10/19/2011 7:34:32 PM |
Scotcha | $50.00 | 10/20/2011 4:19:42 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:40:39 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:57 PM |
neorunner | $25.00 | 10/21/2011 8:38:42 AM |
diplomatic-wealth7 | $25.00 | 10/23/2011 12:12:56 PM |
loss-of-control | $92.93 | 10/23/2011 6:18:09 PM |
Nojukbong | $50.00 | 10/24/2011 12:50:31 PM |
secureincome | $450.00 | 10/24/2011 12:23:00 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:07 PM |
social-zebra | $30.00 | 10/24/2011 2:27:13 PM |
malomar66 | $60.00 | 10/24/2011 3:28:41 PM |
Scottyd911 | $50.00 | 10/24/2011 4:18:46 PM |
coin-architect2 | $100.00 | 10/24/2011 6:46:32 PM |
rupee-universe | $25.00 | 10/24/2011 6:30:09 PM |
Otagaini | $25.00 | 10/25/2011 5:11:36 AM |
Elefunt | $25.00 | 10/25/2011 9:48:23 AM |
Rulea72 | $30.91 | 10/25/2011 10:24:36 AM |
EretzCapital | $25.00 | 10/25/2011 11:02:33 AM |
leverage-monger | $29.16 | 10/25/2011 11:18:17 AM |
fusbarro | $100.00 | 10/18/2011 4:58:21 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:47 PM |
kulender | $50.00 | 10/19/2011 5:41:35 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:32 AM |
scrappy-diversification7 | $1,682.00 | 10/22/2011 12:08:48 PM |
spiff666 | $25.00 | 10/23/2011 6:33:06 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:14 PM |
worthy-bid8 | $50.00 | 10/24/2011 9:05:52 AM |
suave-dime6 | $25.00 | 10/24/2011 12:31:42 PM |
kind-durability-battalion | $50.00 | 10/25/2011 10:34:35 AM |
dejnik | $25.00 | 10/25/2011 11:08:31 AM |
hopeful-truth5 | $75.00 | 10/25/2011 10:43:10 AM |
beans53 | $25.00 | 10/25/2011 11:05:53 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
533384
This series of Notes was issued and sold upon the funding of the borrower loan #55264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $789.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 10% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $106,439 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-interest-course |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off consumer debt I built up when I divorced my husband. Because I earned more than him, I agreed to take over the mortgage on our house, which is under water, and I agreed to let him have almost everything in the house, including furniture. I under estimated how expensive it would be to rebuild my life. With my house still under water, I have been unable to refinance the mortgage. As such, I have not been able to pay off my consumer debt quickly enough to avoid the penalties of the high interest rates. The high interest rates are keeping me from achieving my goal of being consumer debt free and finally putting my divorce behind me.
My financial situation:
I am a good candidate for this loan because I am an attorney at a large international law firm. I have been told the firm wants to make me partner in the next couple of years, so I am confident I will enjoy steady employment for the foreseeable future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:51 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:58 PM |
green-trade-dolphin2 | $30.00 | 10/21/2011 9:01:06 AM |
worthy-bid8 | $50.00 | 10/21/2011 9:06:39 AM |
fcrick | $25.00 | 10/21/2011 9:41:52 AM |
paladin510 | $25.00 | 10/21/2011 5:07:39 PM |
blot44 | $25.00 | 10/21/2011 11:27:22 PM |
reward-tamale1 | $25.00 | 10/22/2011 5:39:55 AM |
useful-currency | $25.00 | 10/22/2011 5:50:47 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:34 AM |
radforj22 | $25.00 | 10/22/2011 10:17:55 AM |
nickel-ferret | $50.00 | 10/22/2011 12:09:34 PM |
valiant-liberty4 | $25.00 | 10/22/2011 12:21:06 PM |
personal-lender | $25.00 | 10/22/2011 12:10:15 PM |
cingular | $25.00 | 10/22/2011 12:58:25 PM |
youthful-yield2 | $100.00 | 10/22/2011 2:52:59 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:27 PM |
Preteur | $25.00 | 10/23/2011 9:27:00 AM |
compoundinterest | $50.00 | 10/23/2011 12:06:14 PM |
transparency-river1 | $1,000.00 | 10/23/2011 12:20:19 PM |
director877 | $100.00 | 10/23/2011 12:31:44 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:08 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:32 PM |
giftgold | $25.00 | 10/23/2011 4:34:30 PM |
Munnie | $25.00 | 10/23/2011 5:34:16 PM |
cash-merry-maker | $25.00 | 10/23/2011 6:27:54 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:59 PM |
dcfinancial | $25.00 | 10/24/2011 4:43:14 AM |
truth-silo | $100.00 | 10/24/2011 8:22:29 AM |
Syzygy | $25.00 | 10/24/2011 10:44:12 AM |
AmericanCredit | $50.00 | 10/24/2011 10:49:56 AM |
bds9646 | $25.00 | 10/24/2011 1:43:50 PM |
american6 | $50.00 | 10/24/2011 3:36:41 PM |
djs81 | $25.00 | 10/24/2011 3:32:18 PM |
gracej | $25.00 | 10/24/2011 4:37:07 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:41 PM |
studious-peso | $25.00 | 10/25/2011 5:40:44 AM |
value-wind0 | $100.00 | 10/25/2011 8:16:51 AM |
atlacatl | $50.00 | 10/25/2011 8:26:55 AM |
foofightee | $25.00 | 10/25/2011 9:16:39 AM |
valueguru | $200.00 | 10/25/2011 10:25:52 AM |
robertmm25 | $50.00 | 10/25/2011 10:39:01 AM |
innocent-loot | $25.00 | 10/25/2011 10:42:34 AM |
Mad_Scientist | $50.00 | 10/25/2011 10:53:50 AM |
diversification-surge | $25.00 | 10/25/2011 11:24:05 AM |
aasx1108 | $25.00 | 10/25/2011 11:09:20 AM |
Aimvest | $25.00 | 10/25/2011 12:48:48 PM |
corphippie | $25.00 | 10/25/2011 2:16:17 PM |
Rivervale_Westwood | $50.00 | 10/25/2011 2:32:40 PM |
maldok1 | $25.00 | 10/25/2011 5:06:20 PM |
ski bum | $100.00 | 10/25/2011 5:12:56 PM |
MadHun | $200.00 | 10/25/2011 5:10:36 PM |
prescription0 | $50.00 | 10/25/2011 5:26:00 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:28 PM |
balance-force | $25.00 | 10/25/2011 7:48:18 PM |
bb575 | $25.00 | 10/25/2011 7:42:28 PM |
investment-comet | $25.00 | 10/25/2011 7:43:39 PM |
unrivaled-silver | $25.00 | 10/25/2011 9:10:26 PM |
inspired-investment8 | $100.00 | 10/25/2011 10:45:28 PM |
wise-honorable-rate | $25.00 | 10/26/2011 5:49:49 AM |
MM1207 | $25.00 | 10/26/2011 7:44:13 AM |
SourDoughSteve | $25.00 | 10/26/2011 8:39:17 AM |
first-serene-credit | $25.00 | 10/26/2011 8:25:28 AM |
turbostar666 | $25.00 | 10/26/2011 9:05:51 AM |
UCSBGAUCHOS | $35.00 | 10/26/2011 8:37:56 AM |
Kyileo | $25.00 | 10/26/2011 9:43:07 AM |
SolarMoonshine | $500.00 | 10/26/2011 9:51:21 AM |
intelligent-repayment8 | $1,000.00 | 10/26/2011 10:03:14 AM |
mennleo | $50.00 | 10/26/2011 10:20:05 AM |
Chervianne | $50.00 | 10/26/2011 10:21:48 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:20 AM |
shrewd-dedication2 | $100.00 | 10/26/2011 11:11:39 AM |
blooming-market | $50.00 | 10/26/2011 12:36:02 PM |
FlexFunding | $50.00 | 10/26/2011 1:19:06 PM |
fairness-hammock | $50.00 | 10/26/2011 11:54:29 AM |
rmachi | $50.00 | 10/26/2011 2:19:39 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:35 PM |
tender-fund1 | $100.00 | 10/26/2011 4:08:45 PM |
please-repay | $150.00 | 10/26/2011 4:03:14 PM |
red-dime-solo | $25.00 | 10/26/2011 4:34:15 PM |
allotment464 | $100.00 | 10/26/2011 6:09:08 PM |
investment-tempo | $25.00 | 10/26/2011 5:20:56 PM |
sprinter | $25.00 | 10/26/2011 6:59:24 PM |
cloud8 | $25.00 | 10/26/2011 7:01:19 PM |
blue-dollar-viking | $50.00 | 10/26/2011 5:59:58 PM |
Chewbaca | $25.00 | 10/26/2011 6:23:57 PM |
authoritative-capital | $25.00 | 10/26/2011 7:20:18 PM |
benefit-catalyst | $100.00 | 10/26/2011 8:43:55 PM |
first-finance-multiplier | $60.00 | 10/26/2011 8:53:37 PM |
ogmanny | $50.00 | 10/26/2011 10:25:27 PM |
driven_24-7 | $49.32 | 10/27/2011 1:01:24 AM |
ockid007 | $25.25 | 10/27/2011 2:19:51 AM |
gentle-transparency7 | $250.00 | 10/27/2011 3:22:34 AM |
kenji4861 | $100.00 | 10/27/2011 4:45:36 AM |
jga516 | $25.00 | 10/27/2011 5:52:25 AM |
moneynmotion | $25.00 | 10/27/2011 6:04:21 AM |
charming-exchange7 | $25.00 | 10/27/2011 5:56:40 AM |
platinum-dojo | $25.00 | 10/27/2011 6:06:34 AM |
knitwit | $25.00 | 10/27/2011 6:47:50 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:39 AM |
astute-fairness0 | $25.00 | 10/27/2011 6:47:52 AM |
millionaireat40 | $25.00 | 10/27/2011 7:04:54 AM |
GoodLuckLender | $25.00 | 10/27/2011 8:02:20 AM |
mighty-value | $25.00 | 10/27/2011 7:58:30 AM |
sdr984 | $44.00 | 10/27/2011 8:15:50 AM |
palmetto933 | $25.00 | 10/27/2011 8:06:24 AM |
vinayganti | $55.00 | 10/27/2011 8:18:13 AM |
frobin | $50.00 | 10/27/2011 8:09:26 AM |
LimaGuy | $39.84 | 10/27/2011 8:21:17 AM |
prosha | $25.00 | 10/27/2011 8:34:49 AM |
cozy-gain023 | $128.76 | 10/27/2011 8:38:03 AM |
Tscheddar | $25.00 | 10/27/2011 8:44:39 AM |
andyb9 | $25.00 | 10/27/2011 9:01:42 AM |
hostbank | $100.00 | 10/27/2011 9:09:15 AM |
skunkor2 | $26.00 | 10/27/2011 9:17:27 AM |
brightest-durability-chomper | $25.00 | 10/27/2011 9:20:12 AM |
economy-molecule3 | $500.00 | 10/27/2011 9:27:59 AM |
SmokeytheBear4 | $30.00 | 10/27/2011 9:34:46 AM |
friendly-market5 | $25.00 | 10/27/2011 10:05:29 AM |
kinetic-openness0 | $25.00 | 10/27/2011 10:05:43 AM |
Emgolda | $25.00 | 10/27/2011 10:37:40 AM |
broc78 | $25.00 | 10/27/2011 10:19:36 AM |
smallbizrule | $25.00 | 10/27/2011 10:23:49 AM |
mlb123 | $50.00 | 10/27/2011 10:51:27 AM |
buukyak | $25.00 | 10/27/2011 11:26:04 AM |
vivacious-truth3 | $25.00 | 10/27/2011 11:08:02 AM |
tbrnet | $50.00 | 10/27/2011 11:47:20 AM |
Panna | $25.00 | 10/27/2011 11:40:16 AM |
ChrisTiff | $25.00 | 10/27/2011 12:29:36 PM |
Pasagam | $50.00 | 10/27/2011 12:40:19 PM |
inventive-wealth2 | $38.22 | 10/27/2011 1:00:10 PM |
organic-responsibility60 | $100.00 | 10/27/2011 1:05:59 PM |
loan-confidant4 | $25.00 | 10/27/2011 1:24:22 PM |
epic-rupee2 | $33.00 | 10/27/2011 1:23:30 PM |
sci_guy | $25.00 | 10/27/2011 1:24:02 PM |
L-vex | $25.00 | 10/27/2011 1:24:20 PM |
investment-plasma | $50.00 | 10/27/2011 1:25:57 PM |
mike_banker | $50.00 | 10/27/2011 1:24:48 PM |
elated-deal6 | $250.00 | 10/27/2011 1:24:49 PM |
apexprod | $25.00 | 10/27/2011 1:25:22 PM |
thegreatstrafe | $25.00 | 10/27/2011 1:30:18 PM |
codingbuddy | $25.00 | 10/27/2011 1:27:07 PM |
RankPaid | $45.00 | 10/27/2011 1:26:25 PM |
brandall | $50.00 | 10/27/2011 1:30:22 PM |
30Sky | $35.00 | 10/27/2011 1:32:11 PM |
orange-penny-shooter | $25.00 | 10/27/2011 1:32:26 PM |
UnclePockets | $25.00 | 10/27/2011 1:36:47 PM |
ansset | $50.00 | 10/27/2011 1:35:02 PM |
radiant-integrity | $500.00 | 10/27/2011 1:35:23 PM |
chicco | $500.00 | 10/27/2011 1:38:12 PM |
richboy56 | $25.00 | 10/27/2011 1:40:49 PM |
bold-elated-loot | $74.36 | 10/27/2011 1:43:38 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:24 PM |
secureincome | $363.56 | 10/27/2011 1:47:39 PM |
sjlender | $100.00 | 10/21/2011 9:18:27 AM |
unclejaef | $25.00 | 10/21/2011 9:49:26 AM |
wampum-chorus3 | $25.00 | 10/21/2011 2:59:18 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:31 PM |
riskadverse44 | $25.00 | 10/21/2011 7:09:29 PM |
IIP77 | $25.00 | 10/21/2011 7:30:34 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:25 AM |
Cheburashka | $25.00 | 10/22/2011 9:01:25 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:35 AM |
velocity-solo | $25.00 | 10/22/2011 12:20:27 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:04 PM |
Kame | $25.00 | 10/22/2011 6:13:19 PM |
abundant-power | $50.00 | 10/23/2011 6:54:57 AM |
wise-silver-wonder | $25.00 | 10/23/2011 11:13:29 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:15 AM |
indomitable-coin | $25.00 | 10/23/2011 12:44:38 PM |
neighborly-hope6 | $100.00 | 10/23/2011 4:12:47 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:30 PM |
drkosh | $25.00 | 10/23/2011 6:40:37 PM |
first-favorite-bonus9 | $25.00 | 10/24/2011 4:20:56 AM |
Supernick | $50.00 | 10/24/2011 6:44:09 AM |
dpile | $50.00 | 10/24/2011 8:04:20 AM |
Weaverville | $100.00 | 10/24/2011 10:21:50 AM |
Castellan | $25.00 | 10/24/2011 11:31:38 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:47:00 PM |
trade-arch | $50.00 | 10/24/2011 2:17:26 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:46 PM |
wtrboy | $25.00 | 10/24/2011 10:50:31 PM |
awwaww | $25.00 | 10/25/2011 7:19:14 AM |
britgsb | $50.00 | 10/25/2011 9:02:34 AM |
traghip6 | $25.00 | 10/25/2011 9:37:17 AM |
BigSurf | $25.00 | 10/25/2011 10:11:39 AM |
Soxxes | $113.27 | 10/25/2011 9:52:54 AM |
OldFriend | $50.00 | 10/25/2011 10:24:31 AM |
slowpig | $50.00 | 10/25/2011 10:28:26 AM |
iolaire | $25.00 | 10/25/2011 10:22:05 AM |
novice-speculator | $25.00 | 10/25/2011 11:04:59 AM |
robertmm25 | $25.00 | 10/25/2011 10:39:15 AM |
Tulalue | $50.00 | 10/25/2011 10:47:45 AM |
JoeXB | $25.00 | 10/25/2011 11:19:15 AM |
Octavian315 | $35.00 | 10/25/2011 1:02:56 PM |
ebusinessagent | $25.00 | 10/25/2011 1:20:12 PM |
xstreamin | $100.00 | 10/25/2011 2:44:02 PM |
murren | $25.00 | 10/25/2011 3:11:46 PM |
economics2011 | $25.00 | 10/25/2011 4:29:23 PM |
hardwareman | $25.00 | 10/25/2011 4:05:10 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:08 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:40 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:23 PM |
Zach842 | $250.00 | 10/25/2011 7:59:16 PM |
kind-capital-winner | $300.00 | 10/25/2011 7:56:41 PM |
happyjackbak | $50.00 | 10/25/2011 9:55:48 PM |
Mark-O-Polo | $25.00 | 10/26/2011 4:21:43 AM |
gentle-gain235 | $100.00 | 10/26/2011 8:34:29 AM |
encore06 | $25.00 | 10/26/2011 9:28:17 AM |
octoberfresh | $25.00 | 10/26/2011 10:02:38 AM |
currency-persimmon | $35.00 | 10/26/2011 10:28:20 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:20 AM |
C_Mark | $75.00 | 10/26/2011 11:17:30 AM |
investment-comet | $25.00 | 10/26/2011 11:30:22 AM |
Lender0010 | $50.00 | 10/26/2011 12:58:56 PM |
EvalCrux | $50.00 | 10/26/2011 12:40:51 PM |
worth-victor6 | $29.00 | 10/26/2011 1:08:48 PM |
GCInvestments | $30.00 | 10/26/2011 1:57:44 PM |
fair-funds | $25.00 | 10/26/2011 4:27:32 PM |
tomdooley12520 | $50.00 | 10/26/2011 4:30:25 PM |
brightest-dynamic-peace | $30.00 | 10/26/2011 4:59:22 PM |
Dr_M | $25.00 | 10/26/2011 5:38:17 PM |
THE_ORACLE | $25.00 | 10/26/2011 5:51:16 PM |
RusRobo | $25.00 | 10/26/2011 6:46:57 PM |
NoCal | $25.00 | 10/26/2011 6:06:29 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:53:42 PM |
9skyrider | $25.00 | 10/26/2011 6:16:08 PM |
platinum-ectasy | $25.00 | 10/26/2011 7:14:17 PM |
MoneyTree79 | $27.07 | 10/26/2011 7:16:19 PM |
cash-cymbal | $42.00 | 10/26/2011 7:59:15 PM |
commerce-financier4 | $100.00 | 10/26/2011 7:40:27 PM |
srspank24 | $50.00 | 10/26/2011 9:01:45 PM |
the-magnetic-transaction | $25.00 | 10/26/2011 8:57:30 PM |
important-ore | $150.00 | 10/26/2011 9:33:32 PM |
lending401 | $25.00 | 10/26/2011 9:59:20 PM |
return-investor6 | $25.00 | 10/26/2011 10:15:08 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 3:04:06 AM |
sajitk | $25.00 | 10/27/2011 4:42:49 AM |
KidSicily | $50.00 | 10/27/2011 5:21:54 AM |
AWTT | $25.00 | 10/27/2011 6:04:32 AM |
Banker3119 | $25.00 | 10/27/2011 6:09:57 AM |
cake7 | $25.00 | 10/27/2011 6:36:58 AM |
Spider5 | $50.00 | 10/27/2011 6:40:43 AM |
cberthiaume | $25.00 | 10/27/2011 6:55:56 AM |
asset-beeper8 | $550.00 | 10/27/2011 7:29:07 AM |
NeketanBank | $25.00 | 10/27/2011 8:17:13 AM |
alverado | $100.00 | 10/27/2011 8:13:51 AM |
citytreker | $25.00 | 10/27/2011 8:18:52 AM |
citytreker | $54.59 | 10/27/2011 8:26:04 AM |
Namrok | $25.00 | 10/27/2011 8:27:31 AM |
amsterq | $25.00 | 10/27/2011 8:22:40 AM |
listing-drummer | $60.00 | 10/27/2011 8:55:32 AM |
d3v0t3d | $25.00 | 10/27/2011 9:04:27 AM |
dharma1 | $25.00 | 10/27/2011 9:11:10 AM |
ctgscott | $25.00 | 10/27/2011 10:03:27 AM |
innocent-commerce9 | $400.00 | 10/27/2011 10:44:07 AM |
NoCal | $50.00 | 10/27/2011 10:37:32 AM |
BiggestG | $25.00 | 10/27/2011 11:18:02 AM |
Trondheim_Norway | $150.00 | 10/27/2011 11:34:41 AM |
revenue-appraiser | $25.00 | 10/27/2011 12:00:22 PM |
MrEville | $25.00 | 10/27/2011 12:10:28 PM |
leader91 | $25.00 | 10/27/2011 12:09:34 PM |
Opportunity4you | $25.00 | 10/27/2011 12:09:36 PM |
wahoos20 | $50.00 | 10/27/2011 12:42:10 PM |
dfealk | $25.00 | 10/27/2011 12:49:56 PM |
Stepashka | $25.00 | 10/27/2011 1:01:48 PM |
gold-disk | $25.00 | 10/27/2011 1:04:20 PM |
gozer | $26.00 | 10/27/2011 1:23:49 PM |
kaleinoue | $25.00 | 10/27/2011 1:22:35 PM |
Rockymtnhi | $100.00 | 10/27/2011 1:23:34 PM |
yennib | $50.00 | 10/27/2011 1:22:57 PM |
UKloanfella | $98.76 | 10/27/2011 1:25:44 PM |
kbguru | $25.00 | 10/27/2011 1:30:43 PM |
Longtermcapitalmgmt | $32.72 | 10/27/2011 1:28:24 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:30:21 PM |
MapleLaker | $91.27 | 10/27/2011 1:32:46 PM |
Tasteslikechicken | $33.00 | 10/27/2011 1:33:47 PM |
building-america | $25.00 | 10/27/2011 1:32:17 PM |
understanding-payout2 | $25.00 | 10/27/2011 1:37:10 PM |
jhernand17 | $25.00 | 10/27/2011 1:40:37 PM |
pacifictime86 | $50.00 | 10/27/2011 1:38:33 PM |
Sonos | $200.00 | 10/27/2011 1:47:23 PM |
282 Investments
|
Borrower Payment Dependent Notes Series
533406
This series of Notes was issued and sold upon the funding of the borrower loan #54787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $327.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 36% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,091 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| gold-baker6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
|
Principal balance:
| $3,622.98 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Funding my wedding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $35.45 | 10/18/2011 9:01:09 AM |
rolltide09 | $25.00 | 10/18/2011 9:02:08 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:42 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:11 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:47 PM |
chris-heretoinvest | $25.00 | 10/19/2011 5:11:47 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:27 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:29 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:46 PM |
Preteur | $25.00 | 10/20/2011 4:20:39 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:07 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:13 AM |
Longstreet47 | $30.61 | 10/21/2011 6:26:28 AM |
oaktown23 | $200.00 | 10/21/2011 7:01:04 AM |
goldenretriever | $100.00 | 10/21/2011 5:53:21 AM |
ALANGREANSPAN | $80.00 | 10/21/2011 6:28:17 AM |
Lo0se_mo0se | $25.00 | 10/21/2011 7:59:36 AM |
first-serene-credit | $25.00 | 10/21/2011 8:03:18 AM |
mschoenf | $50.00 | 10/21/2011 6:56:30 AM |
principal-trombone | $100.00 | 10/21/2011 7:21:56 AM |
Philman | $25.00 | 10/21/2011 8:37:40 AM |
RJTintheBK | $35.00 | 10/21/2011 7:56:10 AM |
FoosMaster | $25.00 | 10/21/2011 8:52:52 AM |
georgedorn | $25.00 | 10/21/2011 10:09:03 AM |
compassion-platoon | $25.00 | 10/21/2011 10:25:17 AM |
oneeighty | $25.00 | 10/21/2011 11:05:07 AM |
innocent-commerce9 | $200.00 | 10/21/2011 11:17:30 AM |
gold-position | $1,185.07 | 10/21/2011 11:28:29 AM |
pthighs | $55.71 | 10/21/2011 11:42:22 AM |
rokman | $50.00 | 10/21/2011 12:48:04 PM |
smkb2 | $55.39 | 10/21/2011 2:05:34 PM |
payment-neutron5 | $400.00 | 10/21/2011 1:27:13 PM |
top-visionary-truth | $50.00 | 10/21/2011 12:52:21 PM |
orbital-dollar2 | $25.00 | 10/21/2011 2:52:01 PM |
love-interest | $25.00 | 10/21/2011 3:02:07 PM |
maniac3 | $1,000.00 | 10/21/2011 1:50:52 PM |
SerZav | $25.00 | 10/21/2011 3:40:36 PM |
ILoveBearHats | $50.00 | 10/21/2011 3:01:39 PM |
boisvek | $50.00 | 10/21/2011 3:06:28 PM |
credit-high-five8 | $25.00 | 10/21/2011 4:05:21 PM |
bconn078 | $46.54 | 10/21/2011 4:07:20 PM |
CSinvestments | $25.00 | 10/21/2011 3:53:58 PM |
bsmtloan | $100.00 | 10/21/2011 6:07:33 PM |
kind-forthright-repayment | $27.77 | 10/21/2011 6:43:20 PM |
mgking007 | $25.45 | 10/21/2011 6:21:14 PM |
currency-agave | $100.00 | 10/21/2011 6:28:26 PM |
fcrick | $25.00 | 10/18/2011 3:51:09 PM |
scholarly-benefit5 | $50.00 | 10/19/2011 9:19:34 AM |
rate-sherpa | $100.00 | 10/19/2011 1:43:35 PM |
worthy-bid8 | $50.00 | 10/19/2011 5:06:25 PM |
GElender | $40.00 | 10/20/2011 6:05:08 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:43 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:01 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:06 PM |
streak269 | $27.28 | 10/21/2011 5:52:54 AM |
currency-persimmon | $35.00 | 10/21/2011 5:51:52 AM |
thomas16882004 | $25.00 | 10/21/2011 7:15:58 AM |
new-transaction-wrangler | $50.00 | 10/21/2011 6:18:36 AM |
HotRod25 | $25.00 | 10/21/2011 7:10:23 AM |
miwoktribe | $50.00 | 10/21/2011 7:31:38 AM |
shakespeare6 | $25.00 | 10/21/2011 7:39:54 AM |
iem2509 | $25.00 | 10/21/2011 7:51:18 AM |
garlicguy | $300.00 | 10/21/2011 7:59:39 AM |
worth-arch | $25.00 | 10/21/2011 8:45:44 AM |
Row2010 | $25.00 | 10/21/2011 8:55:34 AM |
organic-responsibility60 | $50.00 | 10/21/2011 8:46:38 AM |
bigshowlender2u | $25.00 | 10/21/2011 9:35:55 AM |
CincyTex | $25.00 | 10/21/2011 9:46:43 AM |
Mad_Scientist | $25.00 | 10/21/2011 9:31:10 AM |
fairness-atmosphere | $25.00 | 10/21/2011 9:59:33 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:32 AM |
happyinvallarta | $50.00 | 10/21/2011 10:28:53 AM |
Alpha-AssistU | $50.00 | 10/21/2011 10:54:22 AM |
UnknownSuperhero | $25.00 | 10/21/2011 11:11:54 AM |
credit-coach118 | $35.17 | 10/21/2011 1:14:24 PM |
mscomeaux | $25.00 | 10/21/2011 11:43:16 AM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:35:19 PM |
nebula076 | $100.00 | 10/21/2011 1:04:40 PM |
skifamily1992 | $33.76 | 10/21/2011 1:07:25 PM |
cmg891 | $50.00 | 10/21/2011 1:33:36 PM |
wampum-chorus3 | $35.51 | 10/21/2011 3:01:28 PM |
kind-lovely-marketplace | $1,000.00 | 10/21/2011 3:38:33 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:42 PM |
julijask | $25.00 | 10/21/2011 2:50:59 PM |
SerZav | $25.00 | 10/21/2011 3:27:30 PM |
kindness-jedi | $50.00 | 10/21/2011 4:30:58 PM |
sweety075 | $25.00 | 10/21/2011 4:34:34 PM |
top-payout-fixer | $25.00 | 10/21/2011 4:45:20 PM |
TW2000 | $25.00 | 10/21/2011 5:57:16 PM |
dime-sprout | $25.00 | 10/21/2011 5:15:19 PM |
finance-symphony7 | $100.00 | 10/21/2011 5:46:44 PM |
oxnard | $100.00 | 10/21/2011 5:50:59 PM |
TW2000 | $26.29 | 10/21/2011 5:57:42 PM |
integrity-starter | $25.00 | 10/21/2011 6:12:52 PM |
94 Investments
|
Borrower Payment Dependent Notes Series
533414
This series of Notes was issued and sold upon the funding of the borrower loan #55083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 27y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,686 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| credible-velocity3 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Needy
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/17/2011 5:23:28 PM |
Something-Corporate | $25.00 | 10/18/2011 4:26:29 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:24 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:54 PM |
Something-Corporate | $25.00 | 10/19/2011 9:21:44 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:58 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:06 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:08 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:54 PM |
mercuriant | $25.00 | 10/25/2011 10:26:19 PM |
treasure-bliss | $25.00 | 10/26/2011 6:57:33 AM |
red-power-pecan | $50.00 | 10/26/2011 8:49:45 AM |
wise-deal-panda | $100.00 | 10/26/2011 9:21:27 AM |
social-zebra | $30.00 | 10/26/2011 10:14:50 AM |
new-gold-wrangler | $1,462.00 | 10/26/2011 1:41:22 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:29 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:11 PM |
kulender | $50.00 | 10/19/2011 5:41:31 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:25 PM |
worthy-bid8 | $50.00 | 10/20/2011 5:06:50 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:29 AM |
diplomatic-wealth7 | $25.00 | 10/22/2011 12:14:31 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:11 PM |
MM1207 | $25.00 | 10/26/2011 7:47:12 AM |
EngineersAlliance | $100.00 | 10/26/2011 9:10:29 AM |
ILoveBearHats | $25.00 | 10/26/2011 9:25:21 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:48:00 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:46:10 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:50:25 AM |
mennleo | $33.00 | 10/26/2011 10:18:14 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:16 AM |
larrybird | $2,000.00 | 10/26/2011 12:21:26 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
533462
This series of Notes was issued and sold upon the funding of the borrower loan #54817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $177.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 16y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,595 | |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| karen9290 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 51 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
660-679
(Apr-2010)
660-679
(Aug-2007)
660-679
(Jul-2007)
|
Principal balance:
| $2,261.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
bak o track
Purpose of loan: consolidate
This loan will be used to...
pay off prosper existing loan credit card
My financial situation: very good
I am a good candidate for this loan because... steady income
Monthly net income: $3000
Monthly expenses: $1000
Housing: $500
Insurance: $50
Car expenses: $40
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $150.00 | 10/18/2011 9:01:21 AM |
AndChicksforFree | $100.00 | 10/18/2011 9:23:44 AM |
enticing-capital6 | $50.00 | 10/18/2011 9:31:14 AM |
SolarMoonshine | $25.00 | 10/18/2011 9:50:12 AM |
whitegold24k | $400.00 | 10/18/2011 9:36:03 AM |
Money_Working | $25.00 | 10/18/2011 10:28:09 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:13 AM |
janeybooboo | $100.00 | 10/18/2011 10:37:08 AM |
Dubbs360 | $50.00 | 10/18/2011 12:28:27 PM |
penny-finder | $25.00 | 10/18/2011 11:39:14 AM |
Johnab | $25.02 | 10/18/2011 12:53:09 PM |
heroic-vigilance1 | $36.45 | 10/18/2011 1:10:35 PM |
Aberdeen | $2,000.00 | 10/18/2011 9:04:02 AM |
RecoveryLender | $25.00 | 10/18/2011 9:09:24 AM |
whitegold24k | $100.00 | 10/18/2011 9:16:37 AM |
wise-deal-panda | $200.00 | 10/18/2011 9:19:02 AM |
MoneyForNothing | $228.53 | 10/18/2011 9:17:47 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:43 AM |
green28 | $200.00 | 10/18/2011 9:36:34 AM |
LittleMingo | $40.00 | 10/18/2011 10:20:53 AM |
social-zebra | $25.00 | 10/18/2011 11:08:46 AM |
Beechturner | $40.00 | 10/18/2011 11:29:17 AM |
doopers | $25.00 | 10/18/2011 11:40:55 AM |
green-trade-dolphin2 | $30.00 | 10/18/2011 12:58:03 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
533478
This series of Notes was issued and sold upon the funding of the borrower loan #55154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $631.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1979 |
Debt/Income ratio:
| 17% |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 13y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,486 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| 1946 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
phs29420
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/18/2011 9:05:43 AM |
sjlender | $100.00 | 10/18/2011 9:18:29 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:44 AM |
tbrnet | $50.00 | 10/18/2011 10:10:52 AM |
value-pouch | $25.00 | 10/18/2011 10:12:12 AM |
cachecrew | $50.00 | 10/18/2011 10:32:22 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:13 AM |
radforj22 | $25.00 | 10/18/2011 11:33:13 AM |
loyalty-edifice997 | $50.00 | 10/18/2011 12:21:11 PM |
best-ingenious-funds | $100.00 | 10/18/2011 3:51:11 PM |
personal-lender | $25.00 | 10/18/2011 5:09:18 PM |
velocity-solo | $25.00 | 10/18/2011 5:20:56 PM |
YummiBear | $25.00 | 10/18/2011 5:22:50 PM |
blot44 | $100.00 | 10/18/2011 6:11:25 PM |
awwaww | $30.00 | 10/18/2011 7:40:27 PM |
Cheburashka | $25.00 | 10/18/2011 8:13:01 PM |
bonus-tent | $25.00 | 10/19/2011 3:56:09 AM |
Kame | $25.00 | 10/19/2011 4:39:55 AM |
riskadverse44 | $25.00 | 10/19/2011 5:21:30 AM |
scholarly-benefit5 | $50.00 | 10/19/2011 9:19:35 AM |
traghip6 | $25.00 | 10/19/2011 9:09:54 AM |
Reinadog9 | $50.00 | 10/19/2011 11:14:52 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:31 PM |
mtquan | $25.00 | 10/19/2011 2:29:49 PM |
rajs | $500.00 | 10/19/2011 4:50:46 PM |
ski bum | $100.00 | 10/19/2011 5:10:23 PM |
durability-ruler | $100.00 | 10/19/2011 5:09:58 PM |
britgsb | $25.00 | 10/19/2011 8:09:32 PM |
hrubinst | $25.00 | 10/19/2011 7:20:01 PM |
nerdfactor | $25.00 | 10/19/2011 9:02:00 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:22 PM |
baseballfan111 | $25.00 | 10/19/2011 11:40:23 PM |
Preteur | $25.00 | 10/20/2011 4:20:09 AM |
first-favorite-bonus9 | $25.00 | 10/20/2011 6:12:58 AM |
4est | $25.00 | 10/20/2011 4:32:06 AM |
reaction5 | $25.00 | 10/20/2011 7:50:24 AM |
scojo | $25.02 | 10/20/2011 10:29:09 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:28 AM |
power-defender7 | $50.00 | 10/20/2011 4:21:42 PM |
happyskippy0208 | $25.00 | 10/20/2011 4:48:25 PM |
upright-velocity1 | $25.00 | 10/20/2011 6:02:47 PM |
TheYellowDart | $25.00 | 10/20/2011 6:12:39 PM |
artist207 | $25.00 | 10/20/2011 9:51:10 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:43 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:13 AM |
AmericanCredit | $50.00 | 10/21/2011 6:16:25 AM |
Anny-Disco | $25.00 | 10/21/2011 5:40:40 AM |
Czar450 | $25.00 | 10/21/2011 8:17:53 AM |
wampum-chorus3 | $25.00 | 10/21/2011 2:59:17 PM |
DadWarbucks | $25.00 | 10/21/2011 3:38:36 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:27 PM |
paladin510 | $50.00 | 10/21/2011 5:07:37 PM |
jazz619 | $25.00 | 10/21/2011 6:06:21 PM |
BankOfBjoltus | $25.00 | 10/21/2011 7:35:14 PM |
reward-tamale1 | $25.00 | 10/22/2011 5:39:54 AM |
useful-currency | $25.00 | 10/22/2011 5:50:46 AM |
BankofQ | $50.00 | 10/22/2011 1:29:48 AM |
irishcocacola | $25.00 | 10/22/2011 7:26:01 AM |
caring-hope2 | $200.00 | 10/22/2011 7:51:31 AM |
Emgolda | $25.00 | 10/22/2011 9:21:26 AM |
pbandjb | $25.00 | 10/22/2011 10:24:02 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:32 AM |
cingular | $25.00 | 10/22/2011 12:58:24 PM |
jcttjg | $25.00 | 10/22/2011 3:19:43 PM |
Palmetto | $50.00 | 10/23/2011 7:44:30 AM |
wise-honorable-rate | $25.00 | 10/23/2011 11:25:01 AM |
SilverRain | $25.00 | 10/23/2011 11:17:07 AM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:04:46 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:04 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:20 PM |
Warwick | $25.00 | 10/23/2011 3:24:26 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:53 PM |
Munnie | $25.00 | 10/23/2011 5:34:15 PM |
cash-merry-maker | $25.00 | 10/23/2011 6:27:53 PM |
Arg3998 | $50.00 | 10/23/2011 5:45:39 PM |
drkosh | $25.00 | 10/23/2011 6:40:36 PM |
fervent-currency5 | $50.00 | 10/23/2011 7:29:32 PM |
Ivan2007 | $25.00 | 10/23/2011 7:42:22 PM |
dcfinancial | $25.00 | 10/24/2011 4:43:13 AM |
Supernick | $50.00 | 10/24/2011 6:44:08 AM |
bold-sensible-basis | $25.00 | 10/24/2011 11:09:52 AM |
Castellan | $25.00 | 10/24/2011 11:31:37 AM |
Ocean713 | $75.00 | 10/24/2011 11:46:02 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:55 PM |
bds9646 | $25.00 | 10/24/2011 1:43:50 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:45 PM |
trade-arch | $50.00 | 10/24/2011 2:17:25 PM |
Mark-O-Polo | $25.00 | 10/24/2011 3:30:45 PM |
emosspot | $25.00 | 10/24/2011 3:15:13 PM |
american6 | $50.00 | 10/24/2011 3:36:40 PM |
SASBANK | $25.00 | 10/24/2011 6:06:39 PM |
littlemonkey | $25.00 | 10/24/2011 10:24:50 PM |
investment-comet | $25.00 | 10/24/2011 8:47:49 PM |
studious-peso | $25.00 | 10/25/2011 5:38:12 AM |
BigSurf | $25.61 | 10/25/2011 10:13:50 AM |
mkl42 | $48.00 | 10/25/2011 10:35:28 AM |
cpbreton | $25.00 | 10/25/2011 10:19:55 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:06 AM |
market-maple | $25.00 | 10/25/2011 10:48:47 AM |
diversification-surge | $25.00 | 10/25/2011 11:24:04 AM |
bazaar-hyperdrive3 | $50.00 | 10/25/2011 11:49:28 AM |
ebusinessagent | $25.00 | 10/25/2011 1:20:12 PM |
Octavian315 | $35.00 | 10/25/2011 1:02:55 PM |
sonnet771 | $25.00 | 10/25/2011 1:41:48 PM |
hardwareman | $25.00 | 10/25/2011 4:05:09 PM |
economics2011 | $25.00 | 10/25/2011 4:29:23 PM |
sammyhammy | $25.00 | 10/25/2011 4:37:10 PM |
dpjd | $50.00 | 10/25/2011 5:04:19 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:22 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:27 PM |
bonus-acrobat | $50.00 | 10/25/2011 7:42:34 PM |
aldenrains | $25.00 | 10/25/2011 8:01:09 PM |
causr08 | $25.00 | 10/25/2011 11:21:38 PM |
inspired-investment8 | $100.00 | 10/25/2011 10:45:27 PM |
SourDoughSteve | $25.00 | 10/26/2011 8:38:56 AM |
NYBIZ | $25.43 | 10/26/2011 9:09:01 AM |
houli123 | $50.00 | 10/26/2011 8:57:29 AM |
turbostar666 | $25.00 | 10/26/2011 9:05:49 AM |
NeketanBank | $25.00 | 10/26/2011 10:02:28 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:20 AM |
p40thawk | $25.00 | 10/26/2011 10:34:44 AM |
thrilling-gain | $25.00 | 10/26/2011 11:29:13 AM |
blooming-market | $50.00 | 10/26/2011 12:36:01 PM |
goldeneye777 | $76.42 | 10/26/2011 12:49:29 PM |
fair-funds | $25.00 | 10/26/2011 4:27:31 PM |
revmax | $25.00 | 10/26/2011 4:25:46 PM |
zwx1997 | $6.53 | 10/26/2011 5:07:15 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:13 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:25 PM |
green-trade-dolphin2 | $30.00 | 10/18/2011 9:01:14 AM |
enterprising-cash0 | $25.00 | 10/18/2011 11:26:10 AM |
dollardave | $100.00 | 10/18/2011 11:33:47 AM |
ore-leaper1 | $25.00 | 10/18/2011 1:29:28 PM |
luckyldy | $50.00 | 10/18/2011 2:05:47 PM |
totoro | $25.00 | 10/18/2011 2:07:11 PM |
bigbucksfunding | $50.00 | 10/18/2011 3:35:49 PM |
fcrick | $25.00 | 10/18/2011 3:51:10 PM |
nickel-ferret | $50.00 | 10/18/2011 5:08:43 PM |
valiant-liberty4 | $25.00 | 10/18/2011 5:21:11 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:50 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:41 PM |
indomitable-coin | $25.00 | 10/18/2011 7:26:41 PM |
IIP77 | $25.00 | 10/18/2011 7:50:13 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:15 PM |
jjb3 | $25.00 | 10/19/2011 4:01:25 AM |
john0720 | $50.00 | 10/19/2011 7:07:25 AM |
nosualcneas | $25.00 | 10/19/2011 6:28:53 AM |
compoundinterest | $50.00 | 10/19/2011 9:07:18 AM |
Syzygy | $25.00 | 10/19/2011 10:46:17 AM |
transparency-atmosphere6 | $100.00 | 10/19/2011 12:04:40 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:18:40 PM |
Ripsaw4U | $50.00 | 10/19/2011 1:23:09 PM |
windfall46 | $25.00 | 10/19/2011 2:30:51 PM |
Azonic21 | $25.00 | 10/19/2011 4:07:30 PM |
unrivaled-silver | $25.00 | 10/19/2011 4:30:58 PM |
gracej | $25.00 | 10/19/2011 4:51:49 PM |
worthy-value1 | $50.00 | 10/19/2011 8:20:22 PM |
mrladybug101 | $25.00 | 10/20/2011 6:25:10 AM |
stollcm | $25.00 | 10/20/2011 4:50:34 AM |
BigBag | $25.00 | 10/20/2011 6:08:10 AM |
wtrboy | $25.00 | 10/20/2011 7:07:18 AM |
kyomoon | $50.00 | 10/20/2011 8:05:33 AM |
janicewill | $25.00 | 10/20/2011 8:57:55 AM |
MadHun | $200.00 | 10/20/2011 9:08:43 AM |
wise-silver-wonder | $25.00 | 10/20/2011 8:50:35 AM |
hostbank | $100.00 | 10/20/2011 9:07:00 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:17 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:09 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:41 PM |
subtle-revenue0 | $25.00 | 10/20/2011 1:15:00 PM |
iolaire | $25.00 | 10/20/2011 3:23:02 PM |
principal-bull | $25.00 | 10/20/2011 4:53:15 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:20 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:50 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:11 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:28 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:38 PM |
credit-coach118 | $25.00 | 10/20/2011 8:25:25 PM |
bb575 | $50.00 | 10/21/2011 12:33:19 AM |
undaunted-kindness | $100.00 | 10/21/2011 6:44:03 AM |
taz007 | $25.00 | 10/21/2011 7:09:20 AM |
Aimvest | $25.00 | 10/21/2011 8:44:00 AM |
unclejaef | $25.00 | 10/21/2011 9:49:24 AM |
diablorulz | $75.00 | 10/21/2011 10:14:14 AM |
dharma1 | $25.00 | 10/21/2011 10:20:31 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:24 AM |
tntmojave | $50.00 | 10/22/2011 7:23:20 AM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:35 AM |
investment-tempo | $25.00 | 10/22/2011 1:37:23 PM |
nuclearmoose | $25.00 | 10/22/2011 1:46:01 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:26 PM |
passbook | $25.00 | 10/22/2011 8:07:19 PM |
abundant-power | $50.00 | 10/23/2011 6:54:56 AM |
whistledicksmith | $25.00 | 10/23/2011 2:23:31 AM |
silver-armada | $50.00 | 10/23/2011 5:19:47 AM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:29 PM |
mattpet | $25.00 | 10/23/2011 2:31:36 PM |
neighborly-hope6 | $100.00 | 10/23/2011 4:05:08 PM |
Medops911 | $25.00 | 10/23/2011 3:56:09 PM |
JazzFranchise | $25.00 | 10/23/2011 4:16:42 PM |
Headhunter14 | $25.00 | 10/23/2011 8:34:01 PM |
Panna | $50.00 | 10/23/2011 10:00:57 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:58 PM |
truth-silo | $100.00 | 10/24/2011 8:22:26 AM |
Weaverville | $100.00 | 10/24/2011 10:21:48 AM |
SanJoser | $25.00 | 10/24/2011 10:43:10 AM |
orbital-gain | $50.00 | 10/24/2011 12:02:51 PM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:21 PM |
BankofHank | $100.00 | 10/24/2011 5:10:01 PM |
gold-sushi | $25.00 | 10/24/2011 6:29:27 PM |
sushi537 | $25.00 | 10/25/2011 1:59:54 AM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:41 PM |
red-tenacious-reward | $25.00 | 10/24/2011 10:42:17 PM |
atlacatl | $25.00 | 10/25/2011 8:28:08 AM |
Thelonius98 | $25.00 | 10/25/2011 9:35:19 AM |
BURNERA_1 | $137.98 | 10/25/2011 10:14:26 AM |
blue-nourishing-principal | $40.00 | 10/25/2011 10:24:43 AM |
slowpig | $50.00 | 10/25/2011 10:28:24 AM |
orange-courageous-dedication | $25.00 | 10/25/2011 10:36:34 AM |
chipperjohnson | $25.00 | 10/25/2011 10:56:08 AM |
aasx1108 | $25.00 | 10/25/2011 11:09:19 AM |
gold-disk | $25.00 | 10/25/2011 12:46:14 PM |
degster | $25.00 | 10/25/2011 1:16:00 PM |
murren | $25.00 | 10/25/2011 3:11:45 PM |
xstreamin | $100.00 | 10/25/2011 2:44:02 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:41 PM |
building-america | $25.00 | 10/25/2011 4:41:13 PM |
WBB21 | $50.00 | 10/25/2011 4:52:03 PM |
maldok1 | $25.00 | 10/25/2011 5:06:06 PM |
mar97 | $25.00 | 10/25/2011 5:07:21 PM |
loot-heart | $25.00 | 10/25/2011 5:15:12 PM |
prescription0 | $50.00 | 10/25/2011 5:26:00 PM |
vivixmedia | $25.00 | 10/25/2011 5:53:53 PM |
donloah | $25.00 | 10/25/2011 6:21:51 PM |
TGACJ | $40.00 | 10/25/2011 7:12:47 PM |
giftgold | $25.00 | 10/25/2011 8:28:22 PM |
happyjackbak | $50.00 | 10/25/2011 9:55:47 PM |
rockytop | $25.00 | 10/26/2011 3:50:17 AM |
ZeoInvestments | $25.00 | 10/26/2011 5:00:38 AM |
MM1207 | $25.00 | 10/26/2011 7:44:05 AM |
ethicalhumanist | $100.00 | 10/26/2011 9:26:53 AM |
encore06 | $50.00 | 10/26/2011 9:28:16 AM |
intelligent-repayment8 | $1,000.00 | 10/26/2011 10:03:29 AM |
octoberfresh | $25.00 | 10/26/2011 10:05:12 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:08 AM |
EvalCrux | $50.00 | 10/26/2011 12:40:50 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:15 PM |
miket71 | $25.00 | 10/26/2011 3:41:18 PM |
please-repay | $200.00 | 10/26/2011 4:09:27 PM |
249 Investments
|
Borrower Payment Dependent Notes Series
533572
This series of Notes was issued and sold upon the funding of the borrower loan #54995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $163.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $44,724 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gettinoutadebt |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 45 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2009)
660-679
(Nov-2007)
640-659
(May-2007)
640-659
(Mar-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 45 | | |
Description
Home Repairs
Purpose of loan:
This loan will be used to do some necessary repairs to my home.
My financial situation:
I am a good candidate for this loan because I have a good credit history and a stable job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $40.02 | 10/22/2011 12:02:07 PM |
D911ave | $50.00 | 10/22/2011 12:13:52 PM |
MoneyForNothing | $35.06 | 10/22/2011 12:12:59 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:19 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:04 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:05 PM |
fcrick | $25.00 | 10/23/2011 8:24:49 PM |
BrandonW | $25.00 | 10/24/2011 12:48:10 PM |
trade-arch | $100.00 | 10/24/2011 2:15:39 PM |
mrpowers5531 | $25.00 | 10/24/2011 9:39:27 PM |
momentous-coin | $50.00 | 10/25/2011 12:03:50 AM |
Johnab | $26.25 | 10/25/2011 4:40:14 AM |
ScottCapital | $25.00 | 10/25/2011 5:41:34 AM |
crw1950 | $50.00 | 10/25/2011 4:32:35 AM |
invest-in-ed | $300.00 | 10/25/2011 6:07:57 AM |
Invest_in_residual_income | $100.00 | 10/25/2011 7:10:01 AM |
oskizzle | $50.00 | 10/25/2011 6:52:21 AM |
john0720 | $25.00 | 10/25/2011 6:54:54 AM |
Tasmir | $25.00 | 10/25/2011 7:37:17 AM |
jescowa | $100.00 | 10/25/2011 7:54:11 AM |
atlacatl | $25.00 | 10/25/2011 8:25:57 AM |
Soxxes | $75.00 | 10/25/2011 9:50:28 AM |
aesop56 | $50.00 | 10/25/2011 9:33:26 AM |
theskippy | $32.56 | 10/25/2011 9:54:28 AM |
Asynch | $50.00 | 10/25/2011 10:09:12 AM |
BzJ108 | $25.00 | 10/25/2011 10:17:47 AM |
funds-rascal | $100.00 | 10/25/2011 10:23:30 AM |
innocent-loot | $49.10 | 10/25/2011 10:38:43 AM |
smart-kindness8 | $50.00 | 10/25/2011 10:25:34 AM |
Pitufo | $49.18 | 10/25/2011 10:28:10 AM |
transparency-universe8 | $50.00 | 10/25/2011 10:48:19 AM |
Chesterite | $100.00 | 10/25/2011 12:18:27 PM |
power-cell | $25.00 | 10/25/2011 11:36:31 AM |
num1irish | $100.00 | 10/25/2011 12:38:40 PM |
Boca | $113.79 | 10/25/2011 11:56:40 AM |
intelligent-repayment8 | $161.81 | 10/25/2011 1:07:51 PM |
RedantFinance | $25.75 | 10/25/2011 12:11:16 PM |
Snowflake6515 | $45.13 | 10/25/2011 12:28:31 PM |
Scott_N_Fla | $25.00 | 10/25/2011 12:31:31 PM |
best-camaraderi-hyperdrive | $25.00 | 10/25/2011 12:51:30 PM |
Money_Working | $30.08 | 10/25/2011 12:55:05 PM |
crw1950 | $50.00 | 10/25/2011 1:05:38 PM |
best-ingenious-funds | $50.00 | 10/25/2011 1:01:36 PM |
polka2002 | $25.00 | 10/25/2011 1:06:47 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:41 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:03 PM |
jgar_O | $25.00 | 10/22/2011 1:06:05 PM |
cashhelp | $40.00 | 10/22/2011 1:13:56 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:22 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:22 AM |
hitsman | $50.00 | 10/24/2011 12:48:24 PM |
GElender | $50.00 | 10/24/2011 12:23:33 PM |
julijask | $50.00 | 10/24/2011 10:51:14 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:53 AM |
Boba1964 | $25.00 | 10/25/2011 6:07:43 AM |
novice-speculator | $25.00 | 10/25/2011 8:07:56 AM |
value-wind0 | $100.00 | 10/25/2011 8:11:42 AM |
britgsb | $50.00 | 10/25/2011 9:01:58 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:12 AM |
apple757 | $26.50 | 10/25/2011 9:10:44 AM |
RRLender | $500.00 | 10/25/2011 9:42:10 AM |
wise-honorable-rate | $25.00 | 10/25/2011 9:16:50 AM |
valueguru | $150.00 | 10/25/2011 10:18:28 AM |
green-tree-shake | $31.79 | 10/25/2011 9:46:16 AM |
point-compadre | $50.58 | 10/25/2011 10:20:36 AM |
damage | $25.00 | 10/25/2011 10:21:58 AM |
thrifty-note2 | $30.83 | 10/25/2011 10:10:33 AM |
jrhinomo | $41.00 | 10/25/2011 10:31:23 AM |
hopeful-truth5 | $75.00 | 10/25/2011 10:32:44 AM |
BiggestG | $25.00 | 10/25/2011 11:54:04 AM |
tomdooley12520 | $25.00 | 10/25/2011 12:38:47 PM |
CreditBuilder2 | $100.00 | 10/25/2011 11:52:17 AM |
oxnard | $100.00 | 10/25/2011 12:36:12 PM |
best-income-fertilizer | $75.00 | 10/25/2011 12:41:38 PM |
Alpha-AssistU | $65.57 | 10/25/2011 12:54:49 PM |
euro-deployment | $25.00 | 10/25/2011 1:06:15 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
533588
This series of Notes was issued and sold upon the funding of the borrower loan #54886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,340 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rapid-p2ploan6 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ms. P
Purpose of loan: to pay off some bills
This loan will be used to...to reduce my monthly payments
My financial situation: is currently unemployed
I am a good candidate for this loan because...I recently lost my job to the economic situation and I need some assistance to help me get back on my feet until I find employment.
Monthly net income: $ 1024
Monthly expenses: $ 200.00
Housing: $ 613.00
Insurance: $ 200.00
Car expenses: $ 0
Utilities: $ 300.00
Phone, cable, internet: $ 400.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 700.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
transparency-river1 | $1,000.00 | 10/18/2011 9:22:46 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:18 PM |
frogperson | $100.00 | 10/22/2011 11:08:17 AM |
worthy-bid8 | $36.00 | 10/23/2011 12:05:53 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:15 PM |
treasure-generator | $25.00 | 10/24/2011 11:21:05 AM |
worth-blanket2 | $5,800.00 | 10/24/2011 10:53:57 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:53 PM |
papaloha | $25.00 | 10/23/2011 8:20:54 PM |
secureincome | $39.00 | 10/24/2011 12:11:37 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
533600
This series of Notes was issued and sold upon the funding of the borrower loan #54892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $160.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 40% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
11 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,697 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-progressive-dedication |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
|
Principal balance:
| $1,619.19 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
help my sister obtain her US status
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 10/18/2011 9:09:23 AM |
Jack55304 | $95.00 | 10/18/2011 9:22:54 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:47 AM |
MilitaryLending | $100.02 | 10/18/2011 5:31:00 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:29 AM |
high_flyer | $100.00 | 10/20/2011 7:40:03 AM |
loanman2007 | $50.00 | 10/20/2011 8:18:53 AM |
Dubbs360 | $50.00 | 10/20/2011 9:16:06 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:58 PM |
cnovak | $25.00 | 10/21/2011 9:53:24 AM |
intelligent-benefit657 | $50.00 | 10/21/2011 2:24:02 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:23 PM |
invest-in-ed | $100.00 | 10/22/2011 9:55:17 AM |
fmanjoo | $25.00 | 10/22/2011 4:12:25 PM |
Whatssofunnybout | $26.00 | 10/22/2011 10:04:50 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:16 PM |
bsh297 | $27.50 | 10/24/2011 7:06:27 AM |
Flreap | $25.00 | 10/24/2011 7:40:02 AM |
exchange-squirrel | $25.00 | 10/18/2011 9:27:12 AM |
fabulous-community4 | $30.00 | 10/18/2011 9:02:04 AM |
RoZu_Lending | $100.00 | 10/18/2011 9:31:40 AM |
SLN-10 | $50.00 | 10/18/2011 9:37:03 AM |
fusbarro | $100.00 | 10/18/2011 4:58:22 PM |
sweety075 | $25.00 | 10/18/2011 5:13:14 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:54 PM |
credit-coach118 | $25.46 | 10/18/2011 9:24:46 PM |
kulender | $50.00 | 10/19/2011 5:41:39 AM |
money-baron-roth-IRA | $50.00 | 10/19/2011 7:05:45 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:30 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:27 PM |
108lender | $250.00 | 10/20/2011 10:18:30 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:44 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:02 PM |
rupee-universe | $25.00 | 10/20/2011 8:15:15 PM |
frooogal | $25.00 | 10/20/2011 9:36:07 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:34 AM |
ommcd | $25.00 | 10/21/2011 2:33:51 PM |
momoney2lend | $25.00 | 10/21/2011 9:54:21 PM |
fascinating-benefit279 | $100.00 | 10/22/2011 2:08:44 AM |
silver-buckeye | $25.00 | 10/22/2011 8:56:09 AM |
american-investor | $50.00 | 10/22/2011 3:03:02 PM |
irrelevant | $25.00 | 10/23/2011 10:05:28 AM |
diplomatic-wealth7 | $25.00 | 10/24/2011 9:13:05 AM |
dordee | $40.00 | 10/24/2011 11:58:51 AM |
secureincome | $106.02 | 10/24/2011 12:13:05 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
533630
This series of Notes was issued and sold upon the funding of the borrower loan #55116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $426.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 26% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,282 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pawpaw23 |
Borrower's state:
| Alabama |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $6,850.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
640-659
(Sep-2008)
640-659
(Aug-2008)
740-759
(Oct-2007)
|
Principal balance:
| $2,809.77 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Much Improved Credit
Purpose of loan:
Consolidate higher interest loans including current Prosper loan.
My financial situation:
My financial situation has improved with Prosper's help over the last few years after a divorce. I want to pay off my current Prosper loan which is 18%, a credit card that is 19% and another credit card that is 15%... if I can get rates low enough to save money to pay more on what I owe.
I have been employed for over 25 years in the housing industry.
Monthly net income 4000.00
Monthly expenses 3300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $46.99 | 10/20/2011 9:01:09 AM |
currency-excellency0 | $200.00 | 10/20/2011 9:01:02 AM |
enticing-capital6 | $50.00 | 10/20/2011 9:20:45 AM |
investment-artist | $27.01 | 10/20/2011 9:34:27 AM |
rolltide09 | $25.00 | 10/20/2011 9:02:10 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:36:50 AM |
progressive-economy261 | $400.00 | 10/20/2011 9:15:24 AM |
Eaglehigh | $25.00 | 10/20/2011 10:13:15 AM |
fcrick | $25.00 | 10/20/2011 9:42:47 AM |
peace-cell2 | $25.00 | 10/20/2011 11:27:46 AM |
Feyenoord | $30.00 | 10/20/2011 10:36:41 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:28 PM |
fireferd | $40.00 | 10/20/2011 11:57:08 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:07 PM |
upright-velocity1 | $25.00 | 10/20/2011 6:15:13 PM |
scholarly-benefit5 | $50.00 | 10/20/2011 7:45:36 PM |
tntmojave | $50.00 | 10/21/2011 4:12:32 AM |
CincyTex | $100.00 | 10/21/2011 9:43:04 AM |
persistent-income2 | $43.07 | 10/21/2011 9:33:12 AM |
asset-control2 | $75.00 | 10/21/2011 9:50:07 AM |
well-rounded-dinero | $125.00 | 10/21/2011 9:46:56 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:49 AM |
Spring342 | $25.00 | 10/21/2011 11:46:07 AM |
surge9 | $250.00 | 10/21/2011 11:17:09 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:52 PM |
well-mannered-income3 | $100.00 | 10/21/2011 2:44:35 PM |
goffmt | $43.23 | 10/21/2011 3:20:48 PM |
Only_Money | $25.00 | 10/21/2011 3:51:23 PM |
gpuck | $50.00 | 10/21/2011 6:18:29 PM |
justasoldier | $50.00 | 10/21/2011 7:05:02 PM |
gpuck | $50.00 | 10/21/2011 6:28:49 PM |
tacologic | $50.00 | 10/21/2011 10:17:22 PM |
UncleScroogeDMD | $178.16 | 10/22/2011 6:06:05 AM |
Finchy78 | $59.39 | 10/22/2011 6:45:46 AM |
friendinmoney | $25.00 | 10/22/2011 7:19:53 AM |
AustinAmerica | $33.97 | 10/22/2011 8:19:03 AM |
lovely-greenback4 | $50.00 | 10/22/2011 9:47:58 AM |
tomdooley12520 | $50.00 | 10/22/2011 10:21:44 AM |
radforj22 | $25.00 | 10/22/2011 10:46:05 AM |
hellasow | $100.00 | 10/22/2011 12:39:21 PM |
blackfur | $25.00 | 10/22/2011 5:46:38 PM |
Aaron_Oz | $25.00 | 10/22/2011 11:30:43 PM |
investmentgroup | $113.65 | 10/23/2011 5:07:02 AM |
principal-star | $25.00 | 10/23/2011 12:35:25 PM |
elated-deal6 | $200.00 | 10/23/2011 12:52:14 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:29 PM |
allocator5 | $33.94 | 10/23/2011 7:30:33 PM |
sqdrew | $100.00 | 10/23/2011 8:19:23 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:01 PM |
worthy-bid8 | $42.00 | 10/24/2011 5:06:28 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:46 AM |
awwaww | $25.00 | 10/25/2011 7:19:13 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:43:55 AM |
first-genuine-bid | $78.04 | 10/25/2011 1:48:11 PM |
UncleScroogeDMD | $77.48 | 10/25/2011 1:02:55 PM |
best-ingenious-funds | $75.00 | 10/25/2011 1:17:09 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:38 PM |
market-pudding | $25.00 | 10/26/2011 2:13:47 AM |
GElender | $35.00 | 10/26/2011 5:52:55 AM |
ochardlender | $25.00 | 10/26/2011 8:36:52 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:18 PM |
IcedMochaFund | $25.00 | 10/26/2011 3:23:56 PM |
larrybird | $585.83 | 10/26/2011 4:35:45 PM |
Moe87 | $25.00 | 10/22/2011 3:15:27 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:56 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:06 PM |
bluestarman08 | $25.76 | 10/20/2011 12:16:14 PM |
beachfunder | $25.00 | 10/20/2011 11:19:33 AM |
Brisket_Bob | $75.00 | 10/20/2011 7:24:57 PM |
chris-heretoinvest | $25.00 | 10/20/2011 9:17:37 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:25 AM |
Lender404 | $25.00 | 10/21/2011 9:10:46 AM |
lostperception | $25.00 | 10/21/2011 9:25:18 AM |
Octamer | $100.00 | 10/21/2011 9:25:58 AM |
lenderrn | $100.00 | 10/21/2011 9:27:31 AM |
PrepWonder | $25.00 | 10/21/2011 10:34:45 AM |
Wilhan | $53.33 | 10/21/2011 10:53:27 AM |
the-determined-value | $75.00 | 10/21/2011 11:39:28 AM |
tomdooley12520 | $50.00 | 10/21/2011 1:57:02 PM |
peace-cell2 | $25.00 | 10/21/2011 7:09:56 PM |
ethicalhumanist | $100.00 | 10/21/2011 6:07:42 PM |
coin-flower1 | $25.00 | 10/21/2011 6:48:22 PM |
Tkhalaska | $25.00 | 10/21/2011 7:31:28 PM |
WonByOne | $50.00 | 10/21/2011 9:33:24 PM |
corporatejim | $38.75 | 10/22/2011 3:21:35 AM |
janeybooboo | $100.00 | 10/22/2011 6:18:30 AM |
Dollars4Rent | $25.00 | 10/22/2011 7:10:01 AM |
dammage | $32.41 | 10/22/2011 8:25:07 AM |
tender-ore | $25.00 | 10/22/2011 8:44:12 AM |
rkt88edmo | $26.16 | 10/22/2011 9:28:53 AM |
the-determined-value | $50.00 | 10/22/2011 10:50:35 AM |
gentle-transparency7 | $250.00 | 10/23/2011 6:13:34 AM |
jamiee73 | $25.00 | 10/23/2011 1:23:55 PM |
alpinaut | $25.00 | 10/23/2011 6:23:15 PM |
unequaled-pound | $25.00 | 10/23/2011 7:16:10 PM |
john0720 | $25.00 | 10/23/2011 6:17:23 PM |
rdrloan | $50.00 | 10/24/2011 8:10:45 AM |
Cherrypicker | $50.00 | 10/24/2011 2:23:30 PM |
Jinja | $41.35 | 10/24/2011 2:39:03 PM |
wise-exchange-chooser | $100.00 | 10/24/2011 7:28:48 PM |
delivery | $25.00 | 10/25/2011 11:33:31 AM |
transparency-universe8 | $50.00 | 10/25/2011 12:35:16 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:37 PM |
maldok1 | $25.00 | 10/25/2011 5:06:18 PM |
transparency-river1 | $1,000.00 | 10/25/2011 5:27:21 PM |
George13 | $100.00 | 10/25/2011 6:57:22 PM |
coldfuzion | $99.76 | 10/25/2011 10:21:40 PM |
purplepotato | $25.00 | 10/25/2011 9:54:20 PM |
yield-hut | $54.00 | 10/26/2011 3:42:28 AM |
green-safe-wampum | $50.00 | 10/26/2011 7:12:39 AM |
MM1207 | $25.00 | 10/26/2011 7:44:09 AM |
turbostar666 | $25.00 | 10/26/2011 9:05:50 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:26 AM |
persistent-income2 | $100.00 | 10/26/2011 12:07:12 PM |
encouraging-cash4 | $25.00 | 10/26/2011 12:33:17 PM |
blooming-market | $25.00 | 10/26/2011 12:39:18 PM |
jdrez | $35.71 | 10/26/2011 3:37:40 PM |
117 Investments
|
Borrower Payment Dependent Notes Series
533634
This series of Notes was issued and sold upon the funding of the borrower loan #55004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $487.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 35% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,228 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| authentic-pound4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Authentic-Pound4
Purpose of loan: Debt consolidation
This loan will be used to...pay off 3 bills that will lower the interest rate I pay
My financial situation: I am in good standing with a 755 Fico score
I am a good candidate for this loan because... I receive a monthly retirement check from Ca. teachers retirement system (retired school counselor) and my house is paid in full with no attachments
Monthly net income: $5250.97
Monthly expenses: $3827.00
Housing: $0
Insurance: $203 (medicare and dental)
Car expenses: $697.00 (car payment)
Utilities: $100.00 (my husband pays the others)
Phone, cable, internet: $177.00
Food, entertainment: $100.00 (my husband buys the groceries)
Clothing, household expenses: $100.00
Credit cards and other loans: $850.00Other expenses: $
Other expenses: $1500.00 (on star, adt, curves, pre-paid legal, savings, tithes, charities, etc.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/18/2011 6:02:03 PM |
kulender | $50.00 | 10/19/2011 5:41:46 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:38 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:05 PM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:48 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:13 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:18 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:42:02 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:45 PM |
invest-in-ed | $300.00 | 10/22/2011 10:01:35 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:24 PM |
JustMee | $25.00 | 10/24/2011 6:18:44 AM |
Redmond | $25.00 | 10/23/2011 11:35:27 PM |
intelligent-repayment8 | $1,300.00 | 10/24/2011 10:06:42 PM |
axl163 | $25.00 | 10/25/2011 1:49:39 AM |
blue-dollar-viking | $100.00 | 10/25/2011 6:02:56 AM |
CatbirdBanking | $25.00 | 10/25/2011 7:06:06 AM |
new-ore-venture | $50.00 | 10/25/2011 8:01:49 AM |
novice-speculator | $25.00 | 10/25/2011 8:06:44 AM |
refined-return922 | $25.00 | 10/25/2011 8:12:48 AM |
Invest_in_residual_income | $50.00 | 10/25/2011 7:11:38 AM |
green-trade-dolphin2 | $25.00 | 10/25/2011 7:10:37 AM |
JW-From-SoCal | $25.00 | 10/25/2011 8:07:03 AM |
trumpeter5 | $25.00 | 10/25/2011 8:29:11 AM |
elated-kindness8 | $100.00 | 10/25/2011 8:46:18 AM |
aesop56 | $100.00 | 10/25/2011 9:33:39 AM |
Soxxes | $50.00 | 10/25/2011 9:52:09 AM |
Asynch | $25.00 | 10/25/2011 10:11:03 AM |
smart-kindness8 | $100.00 | 10/25/2011 10:26:17 AM |
hopeful-truth5 | $100.00 | 10/25/2011 10:38:06 AM |
robertmm25 | $75.00 | 10/25/2011 10:42:34 AM |
thoughtful-exchange8 | $25.00 | 10/25/2011 10:45:17 AM |
pthighs | $26.64 | 10/25/2011 12:04:32 PM |
jmeasn | $25.00 | 10/25/2011 12:44:11 PM |
Chesterite | $25.00 | 10/25/2011 12:16:47 PM |
green28 | $131.62 | 10/25/2011 12:27:03 PM |
valiant-money | $30.00 | 10/25/2011 12:46:12 PM |
organic-responsibility60 | $100.00 | 10/25/2011 1:19:01 PM |
selector568 | $300.00 | 10/25/2011 1:35:07 PM |
upperdeck | $25.00 | 10/25/2011 1:24:17 PM |
friendly-market5 | $25.00 | 10/25/2011 1:34:31 PM |
Mali1 | $28.36 | 10/25/2011 1:58:35 PM |
feiandasun | $25.00 | 10/25/2011 3:08:34 PM |
bold-basis-supernova | $100.00 | 10/25/2011 2:21:39 PM |
The_Lendor | $25.25 | 10/25/2011 2:01:09 PM |
sevenbridges | $25.00 | 10/25/2011 2:42:10 PM |
Investor509 | $25.00 | 10/25/2011 3:55:56 PM |
orange-spiritual-contract | $100.00 | 10/25/2011 3:00:56 PM |
unconquerable-dedication | $25.00 | 10/25/2011 3:30:22 PM |
rajs | $300.00 | 10/25/2011 4:26:56 PM |
LindaRicci | $25.00 | 10/25/2011 3:41:15 PM |
sqdrew | $50.00 | 10/25/2011 4:32:32 PM |
loot-castanets | $40.00 | 10/25/2011 4:00:55 PM |
finance-mangrove4 | $50.24 | 10/25/2011 4:42:44 PM |
agalt | $75.00 | 10/25/2011 4:40:49 PM |
a-resplendent-commitment | $100.00 | 10/25/2011 4:46:02 PM |
unassassinable | $100.00 | 10/25/2011 4:50:03 PM |
gr8_r8 | $25.00 | 10/25/2011 4:57:21 PM |
income-buffalo1 | $130.00 | 10/25/2011 4:47:00 PM |
maldok1 | $25.00 | 10/25/2011 5:06:11 PM |
nickel-demon2 | $52.28 | 10/25/2011 4:54:52 PM |
Sturgee | $35.00 | 10/25/2011 4:58:30 PM |
toomanyfishtanks | $25.00 | 10/25/2011 5:06:09 PM |
Investor_DP | $100.00 | 10/25/2011 5:06:30 PM |
photon8 | $25.72 | 10/25/2011 5:04:41 PM |
felicity-performer3 | $750.00 | 10/25/2011 5:06:00 PM |
orangefob7 | $27.31 | 10/25/2011 5:06:42 PM |
upright-velocity1 | $14.59 | 10/25/2011 5:11:44 PM |
Bank_Of_XL | $25.00 | 10/19/2011 9:18:42 AM |
benefit-catalyst | $143.96 | 10/20/2011 9:43:31 AM |
Whipster | $45.00 | 10/20/2011 9:12:41 AM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:35 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:02 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:39 AM |
jamiee73 | $25.00 | 10/23/2011 1:23:48 PM |
worthy-bid8 | $50.00 | 10/24/2011 9:05:53 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:57 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:52 AM |
healer199 | $75.00 | 10/25/2011 4:08:19 AM |
dollar-turtle | $40.00 | 10/24/2011 11:35:12 PM |
NolockHolmes | $50.00 | 10/24/2011 11:40:15 PM |
Johnab | $25.25 | 10/25/2011 4:35:32 AM |
market-trooper3 | $30.00 | 10/25/2011 5:30:41 AM |
bnl42 | $37.50 | 10/25/2011 7:31:32 AM |
yield-trader | $25.00 | 10/25/2011 8:11:10 AM |
Jim33 | $25.00 | 10/25/2011 8:29:52 AM |
moola-accelerator6 | $50.00 | 10/25/2011 8:16:35 AM |
yamahaRider | $400.00 | 10/25/2011 9:07:12 AM |
saga9 | $25.00 | 10/25/2011 8:45:25 AM |
moola-monger9 | $50.00 | 10/25/2011 9:32:53 AM |
RRLender | $500.00 | 10/25/2011 9:37:40 AM |
octoberfresh | $25.00 | 10/25/2011 9:47:04 AM |
gjm6d | $25.00 | 10/25/2011 10:09:43 AM |
Pitufo | $25.00 | 10/25/2011 10:29:02 AM |
Mad_Scientist | $50.00 | 10/25/2011 10:58:56 AM |
beans53 | $25.00 | 10/25/2011 11:02:00 AM |
innocent-loot | $25.00 | 10/25/2011 10:41:56 AM |
transparency-universe8 | $50.00 | 10/25/2011 10:50:38 AM |
Watersports | $50.00 | 10/25/2011 10:55:27 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:23 AM |
nickel-jam | $705.00 | 10/25/2011 11:59:33 AM |
samdog079 | $1,115.78 | 10/25/2011 12:10:11 PM |
JoeXB | $25.00 | 10/25/2011 11:23:05 AM |
rockhound84 | $28.00 | 10/25/2011 11:33:48 AM |
accelerator96 | $25.00 | 10/25/2011 11:48:38 AM |
first-finance-multiplier | $200.00 | 10/25/2011 11:52:45 AM |
polka2002 | $25.00 | 10/25/2011 1:05:36 PM |
Swinghi | $25.00 | 10/25/2011 12:53:51 PM |
investment-artist | $27.02 | 10/25/2011 12:57:09 PM |
KileNSmyth4 | $36.88 | 10/25/2011 1:14:06 PM |
chrisb1414 | $25.00 | 10/25/2011 2:23:48 PM |
upperdeck | $35.00 | 10/25/2011 1:26:45 PM |
pietro_torna_indietro | $25.86 | 10/25/2011 1:34:26 PM |
ets2011 | $25.00 | 10/25/2011 2:51:28 PM |
Danylostefan | $25.00 | 10/25/2011 1:40:30 PM |
dogthecat | $26.06 | 10/25/2011 3:02:55 PM |
currency-persimmon | $25.00 | 10/25/2011 3:16:00 PM |
morlocx | $300.00 | 10/25/2011 3:23:39 PM |
mtquan | $25.00 | 10/25/2011 3:23:02 PM |
kermitdafrog | $25.00 | 10/25/2011 4:31:13 PM |
no_agenda_lender | $57.00 | 10/25/2011 4:31:28 PM |
platinum-czar | $39.26 | 10/25/2011 4:36:23 PM |
mammalian4 | $25.00 | 10/25/2011 4:12:16 PM |
dirkgently | $30.00 | 10/25/2011 4:33:41 PM |
rocker137 | $50.00 | 10/25/2011 4:34:17 PM |
thoughtful-contract984 | $25.00 | 10/25/2011 4:40:53 PM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:46:22 PM |
dritter | $40.15 | 10/25/2011 4:40:32 PM |
ore-den9 | $50.00 | 10/25/2011 4:48:34 PM |
jim95762 | $500.00 | 10/25/2011 4:55:05 PM |
duckbill_1972 | $30.00 | 10/25/2011 4:45:35 PM |
brainy-currency3 | $25.00 | 10/25/2011 5:02:42 PM |
elasermd | $50.00 | 10/25/2011 5:04:49 PM |
walkerp | $25.00 | 10/25/2011 4:53:47 PM |
credit-coach118 | $35.27 | 10/25/2011 5:06:48 PM |
lovely-greenback4 | $25.00 | 10/25/2011 5:05:35 PM |
social-colonel | $25.00 | 10/25/2011 5:06:35 PM |
lucrative-coin | $50.00 | 10/25/2011 5:07:34 PM |
138 Investments
|
Borrower Payment Dependent Notes Series
533654
This series of Notes was issued and sold upon the funding of the borrower loan #54984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $181.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $640 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| Anwarbilal |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200
Monthly expenses: $200
Housing: $450
Insurance: $200
Car expenses: $0
Utilities: $75
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $120
Credit cards and other loans: $21
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blazing-capital2 | $250.00 | 10/20/2011 9:40:40 AM |
SolarMoonshine | $25.00 | 10/20/2011 9:54:10 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:31 PM |
GElender | $25.00 | 10/24/2011 12:23:00 PM |
hitsman | $50.00 | 10/24/2011 12:48:24 PM |
suave-dime6 | $25.00 | 10/24/2011 12:25:10 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:15 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:26:01 PM |
shrewd-peace7 | $26.00 | 10/24/2011 4:17:57 PM |
Eric_Gagne | $25.00 | 10/24/2011 4:55:31 PM |
CatbirdBanking | $25.00 | 10/24/2011 7:39:38 PM |
Rogelio48 | $30.00 | 10/24/2011 8:14:36 PM |
loss-of-control | $100.00 | 10/24/2011 6:46:57 PM |
LendingPimp | $38.00 | 10/24/2011 11:01:05 PM |
debt-force | $25.00 | 10/25/2011 7:26:08 AM |
yield-trader | $25.00 | 10/25/2011 8:13:32 AM |
social-zebra | $25.00 | 10/25/2011 8:40:31 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:22 AM |
investment-artist | $27.00 | 10/25/2011 12:49:23 PM |
orange-spiritual-contract | $50.00 | 10/25/2011 3:03:18 PM |
platinum-czar | $25.00 | 10/25/2011 4:38:11 PM |
social-colonel | $50.00 | 10/25/2011 5:22:04 PM |
return-enforcer5 | $25.00 | 10/25/2011 5:56:30 PM |
return-cluster991 | $50.00 | 10/25/2011 6:17:25 PM |
resolute-point5 | $42.03 | 10/25/2011 7:38:23 PM |
new-gold-wrangler | $1,321.42 | 10/25/2011 7:41:39 PM |
barefootpaul | $25.00 | 10/25/2011 6:22:35 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:06 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:35 PM |
vutah | $25.00 | 10/20/2011 10:17:53 PM |
unbelievable-cash9 | $250.00 | 10/24/2011 1:17:48 PM |
Something-Corporate | $25.00 | 10/24/2011 3:24:37 PM |
JGB | $200.00 | 10/24/2011 3:47:56 PM |
sillyb | $50.00 | 10/24/2011 4:24:53 PM |
Nojukbong | $50.00 | 10/24/2011 5:36:17 PM |
euro-broadcaster | $25.00 | 10/24/2011 6:22:30 PM |
Gladglide | $25.00 | 10/24/2011 7:12:29 PM |
Dubbs360 | $50.00 | 10/24/2011 11:05:29 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:52 AM |
saga9 | $25.00 | 10/25/2011 8:47:07 AM |
evergreen16 | $100.00 | 10/25/2011 9:42:22 AM |
lovely-greenback4 | $25.00 | 10/25/2011 2:11:04 PM |
labate | $28.55 | 10/25/2011 2:09:08 PM |
Nascar1 | $50.00 | 10/25/2011 4:39:25 PM |
a-resplendent-commitment | $50.00 | 10/25/2011 4:47:06 PM |
wizardii | $25.00 | 10/25/2011 4:53:19 PM |
social-colonel | $50.00 | 10/25/2011 5:10:31 PM |
toomanyfishtanks | $25.00 | 10/25/2011 5:07:57 PM |
ddog0224 | $50.00 | 10/25/2011 5:13:49 PM |
wizard750 | $32.00 | 10/25/2011 5:53:57 PM |
asset-professor | $25.00 | 10/25/2011 7:00:25 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
533694
This series of Notes was issued and sold upon the funding of the borrower loan #54893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 2% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 31y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $944 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| brainy-interest9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
willpayback
Purpose of loan:
This loan will be used to...
My financial situation: stable
I am a good candidate for this loan because...I plan to pay this back within 3 months
Monthly net income: $3378
Monthly expenses: $
Housing: $1,888
Insurance: $170.00
Car expenses: $100.00
Utilities: $149.00
Phone, cable, internet: $150.00
Food, entertainment: $125.00
Clothing, household expenses: $
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/18/2011 9:14:40 AM |
bizlending | $50.00 | 10/18/2011 9:54:44 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:58 PM |
kulender | $50.00 | 10/19/2011 5:41:43 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:31 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:34 PM |
Pod1313 | $26.97 | 10/19/2011 6:09:22 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:23 PM |
4mydaughterseducation | $50.00 | 10/19/2011 7:02:24 PM |
mrxtravis | $25.00 | 10/19/2011 10:27:38 PM |
optionscashflow | $25.00 | 10/19/2011 11:15:49 PM |
Scotcha | $50.00 | 10/20/2011 4:18:20 AM |
wlm3012 | $30.00 | 10/20/2011 7:49:41 PM |
dudebrah | $25.00 | 10/20/2011 8:37:50 PM |
carrinel | $74.36 | 10/21/2011 7:18:50 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:36 AM |
taetrade | $25.00 | 10/21/2011 7:29:34 PM |
The_Phoenix_Company | $25.00 | 10/22/2011 7:50:41 AM |
Mack_Inv | $259.70 | 10/23/2011 8:16:44 AM |
SolarMoonshine | $25.00 | 10/18/2011 10:00:22 AM |
Nojukbong | $50.00 | 10/18/2011 3:23:10 PM |
sfmf | $40.00 | 10/19/2011 8:10:40 AM |
LuvToLend | $25.00 | 10/19/2011 2:47:43 PM |
Land_on_your_feet | $25.00 | 10/19/2011 7:43:18 PM |
newest-generous-income | $30.00 | 10/20/2011 3:13:07 AM |
high_flyer | $100.00 | 10/20/2011 7:40:22 AM |
Dubbs360 | $50.00 | 10/20/2011 9:16:07 AM |
revenue-associate | $25.00 | 10/20/2011 3:59:30 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:00 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:30 AM |
sharp-return7 | $25.00 | 10/21/2011 3:11:36 PM |
kinetic-social | $30.00 | 10/21/2011 9:35:40 PM |
bluebouyz | $25.00 | 10/21/2011 10:10:16 PM |
vutah | $25.00 | 10/22/2011 8:10:03 AM |
PalmerTheEmbalmer | $25.67 | 10/22/2011 7:35:08 AM |
The_Phoenix_Company | $33.30 | 10/22/2011 8:25:57 AM |
leverage-monger | $25.00 | 10/22/2011 8:34:17 AM |
wild-orange | $50.00 | 10/23/2011 2:07:55 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
533728
This series of Notes was issued and sold upon the funding of the borrower loan #55187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 28% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,088 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-sphinx1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jul-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
2012 Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,900.00 | 10/26/2011 7:55:59 PM |
rolltide09 | $25.00 | 10/19/2011 5:02:45 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:56 PM |
reflective-rupee | $25.00 | 10/19/2011 5:22:32 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:29 PM |
important-ore | $150.00 | 10/19/2011 8:16:06 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:19 PM |
tntmojave | $50.00 | 10/20/2011 4:24:26 AM |
john0720 | $100.00 | 10/20/2011 6:32:13 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:49 AM |
Bank_Of_XL | $25.00 | 10/20/2011 10:25:32 AM |
Bill88 | $25.00 | 10/20/2011 10:30:58 AM |
fireferd | $25.00 | 10/20/2011 12:00:41 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:11 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:25 AM |
first-serene-credit | $25.00 | 10/21/2011 8:10:50 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:45:36 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:50 PM |
ommcd | $25.00 | 10/21/2011 2:33:53 PM |
LittleMingo | $25.00 | 10/22/2011 2:44:05 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:28 PM |
intelligent-repayment8 | $1,300.00 | 10/24/2011 10:06:43 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:45 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:10 AM |
AF-Chief | $25.00 | 10/25/2011 3:19:03 PM |
tech310 | $50.00 | 10/25/2011 11:50:10 PM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:08 AM |
credit-coach118 | $45.27 | 10/26/2011 8:44:08 AM |
wise-deal-panda | $100.00 | 10/26/2011 9:21:28 AM |
intelligent-repayment8 | $700.00 | 10/26/2011 10:01:37 AM |
octoberfresh | $25.00 | 10/26/2011 10:11:51 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:17 PM |
dough-temple | $25.00 | 10/26/2011 6:15:48 PM |
The_Lendor | $25.00 | 10/27/2011 1:05:30 AM |
pythia | $25.00 | 10/27/2011 2:55:54 AM |
SolarMoonshine | $25.00 | 10/27/2011 3:43:24 AM |
pound-mushroom3 | $25.00 | 10/19/2011 5:17:53 PM |
well-mannered-income3 | $40.00 | 10/19/2011 8:03:03 PM |
GElender | $50.00 | 10/20/2011 6:01:17 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:55 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:25 PM |
AlternativeCashFlow | $25.00 | 10/20/2011 3:31:17 PM |
LiveNow | $25.00 | 10/20/2011 7:14:55 PM |
worldly-investment333 | $25.00 | 10/21/2011 7:31:31 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:47 AM |
xcap | $25.00 | 10/23/2011 2:42:45 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:53 PM |
scojo | $25.02 | 10/23/2011 11:17:14 PM |
rdrloan | $50.00 | 10/24/2011 8:10:45 AM |
the-discrete-income | $25.00 | 10/24/2011 9:01:49 AM |
108lender | $184.00 | 10/24/2011 10:38:15 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:55:05 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:00 PM |
leeball | $100.00 | 10/25/2011 10:23:19 AM |
valiant-money | $40.00 | 10/25/2011 12:37:07 PM |
HappyToLoan | $25.00 | 10/25/2011 2:36:40 PM |
drcoop | $25.00 | 10/25/2011 4:31:46 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:29 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:38 PM |
marwadi-62 | $50.00 | 10/26/2011 6:16:12 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:49 AM |
MM1207 | $25.00 | 10/26/2011 7:47:23 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:25 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:20 PM |
Kaj | $25.00 | 10/26/2011 4:30:39 PM |
Investor_DP | $100.00 | 10/26/2011 5:05:47 PM |
kenji4861 | $15.71 | 10/27/2011 4:47:15 AM |
67 Investments
|
Borrower Payment Dependent Notes Series
533736
This series of Notes was issued and sold upon the funding of the borrower loan #55221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 35% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 6m |
Amount delinquent:
| $890 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,194 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| generosity-pudding |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
monimsaeed
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/18/2011 6:02:06 PM |
kulender | $50.00 | 10/19/2011 5:41:49 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:40 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:16 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:19 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:40 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:24 PM |
Redmond | $25.00 | 10/23/2011 11:35:27 PM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:27 PM |
maldok1 | $25.00 | 10/25/2011 5:06:11 PM |
Investor_DP | $100.00 | 10/25/2011 5:06:30 PM |
tech310 | $50.00 | 10/25/2011 11:50:08 PM |
MM1207 | $25.00 | 10/26/2011 7:47:16 AM |
yield-trader | $25.00 | 10/26/2011 1:08:33 PM |
BxRealtor | $25.00 | 10/26/2011 1:21:09 PM |
listing-vista | $50.00 | 10/26/2011 5:59:43 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:45 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:43 AM |
money-bauble | $100.00 | 10/27/2011 11:33:23 AM |
samo102us | $25.00 | 10/27/2011 11:44:13 AM |
Hiro07 | $25.00 | 10/27/2011 12:27:28 PM |
life-is-great | $25.00 | 10/27/2011 12:36:46 PM |
Pasagam | $50.00 | 10/27/2011 12:40:19 PM |
gold-disk | $25.00 | 10/27/2011 1:04:20 PM |
a-money-leader | $25.00 | 10/27/2011 1:23:19 PM |
swm | $29.00 | 10/27/2011 1:22:14 PM |
the-kinetic-nickel | $25.00 | 10/27/2011 1:25:05 PM |
Calif-smo | $25.00 | 10/27/2011 1:25:28 PM |
power-defender7 | $50.00 | 10/27/2011 1:24:27 PM |
apexprod | $25.00 | 10/27/2011 1:25:21 PM |
treasure-kazoo | $100.00 | 10/27/2011 1:26:05 PM |
wonderful-currency | $30.00 | 10/27/2011 1:29:26 PM |
platinum-yoga | $25.00 | 10/27/2011 1:30:57 PM |
seabassx | $25.00 | 10/27/2011 1:32:25 PM |
30Sky | $35.00 | 10/27/2011 1:32:11 PM |
fairness-kayak | $25.00 | 10/27/2011 1:33:49 PM |
burgeoning-generosity9 | $25.80 | 10/27/2011 1:36:06 PM |
Tasteslikechicken | $33.00 | 10/27/2011 1:33:47 PM |
courageous-yield7 | $25.00 | 10/27/2011 1:36:02 PM |
bold-elated-loot | $25.00 | 10/27/2011 1:39:35 PM |
wicker1 | $25.00 | 10/27/2011 1:40:17 PM |
Nascar1 | $50.00 | 10/27/2011 1:45:58 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:57 PM |
mogul16 | $25.00 | 10/27/2011 2:02:45 PM |
Bank_Of_XL | $25.00 | 10/19/2011 9:18:17 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:36 AM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:07 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:03 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:46 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:48 PM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:45 AM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:06 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:21 AM |
Kaj | $25.00 | 10/26/2011 4:30:35 PM |
Panna | $25.00 | 10/27/2011 11:40:16 AM |
novice-speculator | $25.00 | 10/27/2011 12:21:20 PM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:39 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:33:57 PM |
larrybird | $2,000.00 | 10/27/2011 12:52:15 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:05 PM |
mike_banker | $50.00 | 10/27/2011 1:24:48 PM |
brainy-dedication | $25.00 | 10/27/2011 1:24:58 PM |
DaveG56313 | $25.00 | 10/27/2011 1:24:31 PM |
fenderxes | $25.00 | 10/27/2011 1:26:12 PM |
dispatch4u | $27.00 | 10/27/2011 1:30:26 PM |
organic-responsibility530 | $25.00 | 10/27/2011 1:26:08 PM |
Nemo2001 | $25.00 | 10/27/2011 1:31:22 PM |
kbguru | $25.00 | 10/27/2011 1:30:42 PM |
IlliniActuary | $25.00 | 10/27/2011 1:31:41 PM |
taylor883 | $50.00 | 10/27/2011 1:32:34 PM |
jump58 | $25.00 | 10/27/2011 1:33:44 PM |
understanding-payout2 | $25.00 | 10/27/2011 1:37:10 PM |
chicco | $500.00 | 10/27/2011 1:38:11 PM |
UnclePockets | $25.00 | 10/27/2011 1:36:47 PM |
top-basis-majesty | $50.00 | 10/27/2011 1:40:09 PM |
gulch | $25.00 | 10/27/2011 1:42:30 PM |
return-tycoon3 | $300.00 | 10/27/2011 1:48:11 PM |
bill-expert | $25.00 | 10/27/2011 1:48:02 PM |
GCInvestments | $30.00 | 10/27/2011 1:54:38 PM |
elated-deal6 | $150.00 | 10/27/2011 1:56:18 PM |
Sixmil | $100.00 | 10/27/2011 1:58:00 PM |
Mrbunz | $25.00 | 10/27/2011 2:02:17 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 1:58:39 PM |
TheoProf | $25.00 | 10/27/2011 2:04:00 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:10 PM |
vigorous-velocity | $100.00 | 10/27/2011 2:01:29 PM |
reinforced-gain7 | $1,090.20 | 10/27/2011 2:07:48 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
533748
This series of Notes was issued and sold upon the funding of the borrower loan #55040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $200.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 14
/
15 | Length of status: | 9y 5m |
Amount delinquent:
| $249 |
Total credit lines:
| 35 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,251 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| affluence-sage9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
|
Principal balance:
| $1,214.35 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
BATHROOM RENOVATION!!
Purpose of loan:
This loan will be used to...remodel our master bathroom.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $10,000.00
Monthly total expenses: $7,500.00
Housing: $2,000
Insurance: $200
Car expenses: $200
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $130
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $37.50 | 10/19/2011 5:08:59 PM |
green-trade-dolphin | $27.00 | 10/18/2011 5:01:09 PM |
chameleon125 | $25.00 | 10/18/2011 5:56:14 PM |
kulender | $50.00 | 10/19/2011 5:41:49 AM |
proud-gold9 | $25.00 | 10/19/2011 6:11:03 AM |
fusbarro | $88.00 | 10/19/2011 11:40:59 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:41 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:50 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:04 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:03 PM |
cnovak | $25.00 | 10/21/2011 9:53:24 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:41 AM |
ommcd | $25.00 | 10/21/2011 2:33:52 PM |
papaloha | $25.00 | 10/21/2011 1:56:38 PM |
momoney2lend | $25.00 | 10/21/2011 9:54:59 PM |
Aaron_Oz | $25.00 | 10/22/2011 11:30:42 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:18 PM |
kind-bill-supporter | $25.00 | 10/24/2011 2:34:14 PM |
intelligent-benefit657 | $50.00 | 10/24/2011 8:16:20 PM |
missing-link | $25.00 | 10/24/2011 7:16:19 PM |
Galdis | $25.00 | 10/25/2011 5:24:32 AM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:11 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:15 PM |
larrybird | $1,220.50 | 10/25/2011 7:55:27 PM |
AndChicksforFree | $27.00 | 10/18/2011 5:03:02 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:06 PM |
Jack55304 | $200.00 | 10/19/2011 9:25:36 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:36 AM |
amlu1988 | $25.00 | 10/19/2011 7:52:34 PM |
silver-buckeye | $25.00 | 10/22/2011 8:57:17 AM |
diplomatic-wealth7 | $25.00 | 10/24/2011 5:14:00 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:06:53 AM |
AF-Chief | $25.00 | 10/25/2011 3:19:01 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
533766
This series of Notes was issued and sold upon the funding of the borrower loan #55014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
9 | Length of status: | 4y 1m |
Amount delinquent:
| $1,170 |
Total credit lines:
| 30 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,222 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| GCharlow |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2010)
740-759
(Dec-2009)
|
Principal balance:
| $2,671.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
To consolidate the debt I accrued while building my consulting business.
My financial situation: Is stable.
I am a good candidate for this loan because...I have a proven track record of paying my debts in a consistent and reliable manner.
Monthly net income: $ 6,122
Monthly expenses: $
Housing: $ 1137
Insurance: $ 140
Car expenses: $ 70
Utilities: $ 350
Phone, cable, internet: $ 70
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 700
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/18/2011 5:02:10 PM |
whitegold24k | $43.00 | 10/18/2011 5:18:11 PM |
enticing-capital6 | $50.00 | 10/18/2011 5:25:26 PM |
treasure-bliss | $25.00 | 10/19/2011 3:18:22 AM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:35 AM |
kulender | $50.00 | 10/19/2011 5:41:50 AM |
professional-coin1 | $25.00 | 10/19/2011 7:19:07 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:21 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:36 AM |
smurf163 | $25.00 | 10/19/2011 12:42:03 PM |
mtquan | $25.00 | 10/19/2011 2:29:51 PM |
social-cocktail1 | $200.00 | 10/19/2011 5:15:01 PM |
nimble-revenue5 | $50.00 | 10/19/2011 5:16:49 PM |
larslfe | $50.00 | 10/19/2011 8:19:46 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:24 PM |
InvestinginU | $25.00 | 10/20/2011 10:09:19 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:51 AM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:42 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:45 PM |
the-profit-oracle | $25.00 | 10/20/2011 3:57:25 PM |
Kaj | $25.00 | 10/20/2011 6:34:29 PM |
axis1 | $25.00 | 10/20/2011 8:18:52 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:08 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:43 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:31:00 PM |
ThatDanGuy | $50.00 | 10/21/2011 6:11:02 AM |
wise-rupee-sanctuary | $25.00 | 10/21/2011 7:08:32 AM |
Katburg | $25.00 | 10/21/2011 7:23:54 AM |
rakstar | $25.00 | 10/21/2011 8:32:02 AM |
riveting-wealth2 | $50.00 | 10/21/2011 9:03:46 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:57 AM |
life-is-great | $25.00 | 10/21/2011 12:12:46 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:46 PM |
ommcd | $25.00 | 10/21/2011 2:33:52 PM |
twjh | $25.00 | 10/21/2011 5:45:11 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:25 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:05 PM |
momoney2lend | $25.00 | 10/21/2011 9:55:09 PM |
Miklot | $25.00 | 10/22/2011 6:32:26 AM |
wayman | $25.00 | 10/22/2011 7:06:23 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:33 AM |
genius520 | $50.00 | 10/22/2011 12:07:47 PM |
Kame | $25.00 | 10/22/2011 6:13:19 PM |
loyalist1 | $100.00 | 10/22/2011 7:48:58 PM |
wizard750 | $30.00 | 10/23/2011 7:12:43 AM |
magnitude787 | $50.00 | 10/23/2011 10:37:50 AM |
giftgold | $25.00 | 10/23/2011 4:34:29 PM |
sqdrew | $25.00 | 10/23/2011 8:21:13 PM |
papaloha | $25.00 | 10/23/2011 8:20:56 PM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:39 AM |
js44043 | $25.00 | 10/24/2011 7:08:44 AM |
the-discrete-income | $25.00 | 10/24/2011 9:01:49 AM |
tylerfd | $25.00 | 10/24/2011 9:07:06 AM |
integrity-processor3 | $30.00 | 10/24/2011 10:41:35 AM |
interest-pudding4 | $25.00 | 10/24/2011 11:20:53 AM |
Ducatiman1978 | $25.00 | 10/24/2011 4:12:02 PM |
ecstatic-money064 | $25.00 | 10/24/2011 6:07:11 PM |
red-dime-solo | $25.00 | 10/24/2011 5:20:09 PM |
HedgeFund | $50.00 | 10/24/2011 7:24:39 PM |
wwwUniversal | $25.00 | 10/25/2011 9:14:30 AM |
BxRealtor | $25.00 | 10/25/2011 9:55:23 AM |
income-excellence1 | $25.00 | 10/25/2011 10:36:46 AM |
dajen1 | $40.00 | 10/25/2011 10:52:40 AM |
agreement-network | $25.00 | 10/25/2011 10:36:28 AM |
zeelender | $25.00 | 10/25/2011 11:09:53 AM |
bazaar-hyperdrive3 | $50.00 | 10/25/2011 11:49:28 AM |
delivery | $25.00 | 10/25/2011 11:33:28 AM |
williemc44 | $25.00 | 10/25/2011 12:00:23 PM |
jmeasn | $25.00 | 10/25/2011 12:22:58 PM |
helpful-listing | $50.00 | 10/25/2011 12:31:24 PM |
palmetto933 | $25.00 | 10/25/2011 1:22:46 PM |
borquist | $25.00 | 10/25/2011 1:54:36 PM |
bold-basis-supernova | $50.00 | 10/25/2011 2:25:37 PM |
da-da-daddio | $500.00 | 10/25/2011 3:38:40 PM |
point-oyster5 | $25.00 | 10/25/2011 3:41:27 PM |
Use_It_Wisely | $25.00 | 10/25/2011 3:24:59 PM |
cspot | $25.00 | 10/25/2011 3:41:39 PM |
Weaverville | $25.00 | 10/25/2011 3:50:00 PM |
Sonihal | $70.00 | 10/25/2011 4:07:38 PM |
hayhelp | $25.00 | 10/25/2011 4:34:37 PM |
rupee-sequoia | $25.00 | 10/25/2011 4:43:40 PM |
top-unflappable-economy | $25.00 | 10/25/2011 4:45:34 PM |
economics2011 | $25.00 | 10/25/2011 4:46:16 PM |
ore-den9 | $50.00 | 10/25/2011 4:52:12 PM |
hostbank | $90.00 | 10/25/2011 5:07:58 PM |
bid-papyrus | $25.00 | 10/25/2011 5:07:36 PM |
successful-agreement7 | $100.00 | 10/25/2011 5:12:39 PM |
money-bauble | $87.00 | 10/25/2011 5:06:43 PM |
nickel-ferret | $43.00 | 10/25/2011 5:11:06 PM |
best-unbeatable-transaction | $25.00 | 10/25/2011 5:31:33 PM |
bankofriverside | $29.00 | 10/25/2011 6:08:22 PM |
divemaster | $25.00 | 10/25/2011 6:47:20 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:32 PM |
MoneyForNothing | $11.00 | 10/25/2011 8:05:13 PM |
golffish2 | $25.00 | 10/19/2011 3:01:21 AM |
wise-deal-panda | $200.00 | 10/18/2011 5:20:18 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:07 PM |
orange-preeminant-bill | $25.00 | 10/19/2011 3:27:05 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:09 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:42 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:35 PM |
amlu1988 | $25.00 | 10/19/2011 8:12:18 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:09 PM |
autonomous-truth | $100.00 | 10/19/2011 8:27:35 PM |
Feyenoord | $30.00 | 10/19/2011 9:21:10 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:17 PM |
new-social-economist | $60.00 | 10/19/2011 10:34:45 PM |
4est | $25.00 | 10/20/2011 4:32:07 AM |
ASR3 | $30.00 | 10/20/2011 4:45:36 AM |
reaction5 | $25.00 | 10/20/2011 7:50:25 AM |
worthy-bid8 | $50.00 | 10/20/2011 9:06:30 AM |
handshake5 | $100.00 | 10/20/2011 9:08:59 AM |
finance-prescription | $100.00 | 10/20/2011 9:09:29 AM |
shmb6508 | $50.00 | 10/20/2011 9:19:51 AM |
Comoparklender | $25.00 | 10/20/2011 9:20:05 AM |
desertoasis | $25.00 | 10/20/2011 9:26:49 AM |
Investoman | $75.00 | 10/20/2011 9:10:53 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:29 AM |
riskadverse44 | $25.00 | 10/20/2011 11:43:58 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:16 PM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:04 PM |
rcm87 | $25.00 | 10/20/2011 12:53:20 PM |
fervent-repayment | $25.00 | 10/20/2011 2:56:34 PM |
iolaire | $25.00 | 10/20/2011 3:23:03 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:52 PM |
IIP77 | $25.00 | 10/20/2011 6:08:46 PM |
listing-vista | $25.00 | 10/20/2011 7:24:50 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:39 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:14 AM |
Mrbunz | $25.00 | 10/21/2011 9:05:28 AM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:44 PM |
shrewd-peace7 | $25.00 | 10/21/2011 12:51:07 PM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:30 PM |
lostontheedge | $25.00 | 10/21/2011 4:29:28 PM |
treasure-generator | $25.00 | 10/21/2011 8:48:19 PM |
Easystreet | $25.00 | 10/22/2011 3:50:30 AM |
tntmojave | $50.00 | 10/22/2011 7:23:21 AM |
marwadi-62 | $50.00 | 10/22/2011 8:30:24 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:01:49 AM |
HeavyDriver03 | $25.00 | 10/22/2011 9:11:33 AM |
reflective-gain | $25.00 | 10/22/2011 9:03:00 AM |
graceful-investment | $100.00 | 10/22/2011 12:05:25 PM |
ursus | $42.00 | 10/22/2011 12:07:30 PM |
bnlforever | $50.00 | 10/22/2011 4:42:39 PM |
five-star-justice | $25.00 | 10/22/2011 4:38:06 PM |
CalBear08 | $25.00 | 10/22/2011 11:50:52 PM |
Preteur | $25.00 | 10/23/2011 9:27:23 AM |
bonus-quark4 | $25.00 | 10/23/2011 11:28:24 AM |
6moonbeams | $25.00 | 10/23/2011 12:41:06 PM |
community-seahorse0 | $25.00 | 10/23/2011 4:28:01 PM |
SimpleChoice | $25.00 | 10/23/2011 5:31:00 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:53 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:51 PM |
kbodendorf | $25.00 | 10/23/2011 7:31:10 PM |
integrity-trumpet | $50.00 | 10/23/2011 9:23:35 PM |
special-responsibility | $25.00 | 10/24/2011 8:06:17 AM |
helpinghand63 | $25.00 | 10/24/2011 9:10:46 AM |
dinero-speaker | $25.00 | 10/24/2011 9:07:57 AM |
authentic-liberty7 | $25.00 | 10/24/2011 9:09:11 AM |
yield-trader | $25.00 | 10/24/2011 10:00:24 AM |
divedude | $25.00 | 10/24/2011 9:53:08 AM |
orange-spiritual-contract | $75.00 | 10/24/2011 10:52:21 AM |
GCInvestments | $25.00 | 10/24/2011 12:41:00 PM |
gold-disk | $25.00 | 10/24/2011 1:01:34 PM |
Alpha-AssistU | $25.00 | 10/24/2011 1:35:53 PM |
independent-diversification7 | $25.00 | 10/24/2011 4:07:31 PM |
intelligent-repayment8 | $1,950.00 | 10/24/2011 10:06:46 PM |
ideal-platinum1 | $25.00 | 10/24/2011 10:37:43 PM |
marketplace-hut9 | $25.00 | 10/24/2011 11:14:32 PM |
cybernosha | $25.00 | 10/25/2011 9:47:00 AM |
brightest-supreme-dollar | $50.00 | 10/25/2011 10:22:48 AM |
Anny-Disco | $25.00 | 10/25/2011 9:57:32 AM |
blue-nourishing-principal | $50.00 | 10/25/2011 10:24:43 AM |
tender-commerce8 | $50.00 | 10/25/2011 10:17:45 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:49 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:06 AM |
robertmm25 | $50.00 | 10/25/2011 10:33:43 AM |
hopethisworks | $25.00 | 10/25/2011 11:40:11 AM |
haidoken | $50.00 | 10/25/2011 11:23:43 AM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:41 PM |
rogue_monster | $25.00 | 10/25/2011 12:30:59 PM |
durability-high-five | $25.00 | 10/25/2011 2:57:20 PM |
Jonb6919 | $25.00 | 10/25/2011 2:24:39 PM |
top-benefit-sequoia | $25.00 | 10/25/2011 2:04:25 PM |
EtaDuck | $25.00 | 10/25/2011 3:02:32 PM |
trapper569 | $25.00 | 10/25/2011 3:59:28 PM |
truth-explorer | $25.00 | 10/25/2011 4:34:32 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:06 PM |
a-resplendent-commitment | $25.00 | 10/25/2011 4:47:29 PM |
WBB21 | $50.00 | 10/25/2011 4:52:04 PM |
GreatReturnForYou | $25.00 | 10/25/2011 5:06:51 PM |
MadHun | $190.00 | 10/25/2011 5:10:35 PM |
loot-heart | $25.00 | 10/25/2011 5:15:12 PM |
personal-lender | $25.00 | 10/25/2011 5:11:45 PM |
cagcrash | $100.00 | 10/25/2011 5:52:25 PM |
loss-of-control | $100.00 | 10/25/2011 6:06:39 PM |
shoedds | $25.00 | 10/25/2011 6:21:07 PM |
BarginSellerdotcom | $25.00 | 10/25/2011 6:26:00 PM |
gold-gazelle | $25.00 | 10/25/2011 6:52:56 PM |
asset-professor | $25.00 | 10/25/2011 7:17:11 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:15 PM |
red-diversification-paradise | $50.00 | 10/25/2011 8:05:05 PM |
202 Investments
|
Borrower Payment Dependent Notes Series
533810
This series of Notes was issued and sold upon the funding of the borrower loan #55192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,596 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| nimble-power5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to get back on feet
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $1,000.00 | 10/27/2011 8:37:10 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:44:59 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:19 PM |
papaloha | $25.00 | 10/23/2011 8:20:57 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:21 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:10 PM |
alexgalt | $25.00 | 10/24/2011 9:37:35 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:00 AM |
economy-coup | $25.00 | 10/26/2011 12:59:32 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:16 PM |
allotment464 | $50.00 | 10/26/2011 6:08:23 PM |
supreme-p2p9 | $25.00 | 10/26/2011 7:58:32 PM |
tomjeff | $50.00 | 10/26/2011 8:04:49 PM |
S-Master | $100.00 | 10/26/2011 10:18:22 PM |
Jack55304 | $200.00 | 10/27/2011 2:13:11 AM |
let_me_retire | $100.00 | 10/27/2011 3:34:16 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:31 AM |
income-buffalo1 | $50.00 | 10/27/2011 4:48:02 AM |
suave-dime6 | $25.00 | 10/27/2011 5:44:53 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:07 AM |
Bob450 | $25.02 | 10/27/2011 7:02:20 AM |
GoodLuckLender | $25.00 | 10/27/2011 8:02:00 AM |
keen-ore631 | $29.24 | 10/27/2011 7:55:40 AM |
palmetto933 | $25.00 | 10/27/2011 8:06:05 AM |
EretzCapital | $25.00 | 10/27/2011 8:22:27 AM |
EarlyRiser | $200.00 | 10/27/2011 8:14:41 AM |
frogperson | $100.00 | 10/27/2011 8:22:21 AM |
realtormoises | $25.00 | 10/26/2011 6:48:55 AM |
loan-fate | $100.00 | 10/26/2011 7:21:41 AM |
octoberfresh | $25.00 | 10/26/2011 10:19:33 AM |
Something-Corporate | $25.00 | 10/26/2011 3:36:49 PM |
Leshan | $25.00 | 10/26/2011 4:29:45 PM |
larrybird | $2,000.00 | 10/26/2011 4:38:03 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:53:17 PM |
exchange-dreams | $30.00 | 10/26/2011 8:40:59 PM |
brilliant-leverage4 | $50.00 | 10/27/2011 4:04:56 AM |
irrelevant | $25.00 | 10/27/2011 6:05:32 AM |
basis-wizard8 | $50.00 | 10/27/2011 6:37:09 AM |
muirheaj | $25.00 | 10/27/2011 6:49:22 AM |
emosspot | $25.00 | 10/27/2011 7:01:08 AM |
cforell | $27.17 | 10/27/2011 7:39:34 AM |
sdr984 | $25.00 | 10/27/2011 8:12:31 AM |
buffalobills | $25.00 | 10/27/2011 7:59:33 AM |
cash-cymbal3 | $25.00 | 10/27/2011 8:12:55 AM |
citytreker | $25.00 | 10/27/2011 8:17:39 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
533840
This series of Notes was issued and sold upon the funding of the borrower loan #55126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 66 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cheri27 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Feb-2008)
580-599
(Apr-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Caught in a mess
Purpose of loan: Custody battle/possible move
This loan will be used to...pay for my attorney I have for the custody battle I am currently in. My ex never indicated a problem with me relocating up until I had already signed a lease and was packed and everything loaded into the moving truck, then served me with custody papers for my two wonderful little boys. He has never really had anything to do with them and I am sure he is just trying to get out of paying child support. My boys beg me to never give up on fighting for them and I never will, I just need a bit more money to continue to fight. .
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3100
Monthly expenses: $2200
Housing: $795
Insurance: $100
Car expenses: $300
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses:$200
Credit cards and other loans: $na
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $25.00 | 10/19/2011 5:04:25 PM |
InChicago | $100.00 | 10/21/2011 6:51:21 AM |
green-trade-dolphin | $28.50 | 10/19/2011 9:01:04 AM |
fabulous-community4 | $50.00 | 10/19/2011 9:01:14 AM |
Kash2010lu | $40.00 | 10/19/2011 9:14:40 AM |
whitegold24k | $100.00 | 10/19/2011 9:18:40 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:41 AM |
pound-mushroom3 | $25.00 | 10/19/2011 9:22:08 AM |
whitegold24k | $400.00 | 10/19/2011 10:51:04 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:29 PM |
Mikale360 | $25.00 | 10/19/2011 1:51:36 PM |
rmpedi33 | $50.00 | 10/19/2011 7:06:23 PM |
Land_on_your_feet | $25.00 | 10/19/2011 8:04:29 PM |
well-mannered-income3 | $40.00 | 10/19/2011 7:59:23 PM |
Feyenoord | $30.00 | 10/19/2011 9:09:48 PM |
kulender | $50.00 | 10/20/2011 6:31:07 AM |
mikeandcat | $95.00 | 10/20/2011 5:48:17 AM |
chameleon125 | $25.00 | 10/20/2011 6:54:34 AM |
GElender | $40.00 | 10/20/2011 6:05:09 AM |
EngineersAlliance | $100.00 | 10/20/2011 9:10:03 AM |
tnjohnso | $25.00 | 10/20/2011 5:29:42 PM |
investmentgroup | $50.00 | 10/21/2011 3:46:15 AM |
jgar_O | $25.00 | 10/22/2011 1:06:02 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:27 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:22 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:01 AM |
wise-deal-panda | $100.00 | 10/25/2011 9:17:02 AM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:42 PM |
wesleyan | $32.92 | 10/25/2011 1:56:25 PM |
ivy-league-MBA | $25.00 | 10/25/2011 2:19:30 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:02 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:13 PM |
diplomatic-wealth7 | $25.00 | 10/25/2011 5:18:41 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:58 PM |
jmvingeorgia | $50.00 | 10/26/2011 6:38:23 AM |
MM1207 | $25.00 | 10/26/2011 7:47:19 AM |
silver-buckeye | $25.00 | 10/26/2011 7:48:18 AM |
heaven75 | $300.00 | 10/26/2011 12:03:26 PM |
bellaquito | $2,000.00 | 10/26/2011 2:56:46 PM |
larrybird | $264.10 | 10/26/2011 3:37:42 PM |
SLN-10 | $100.00 | 10/19/2011 9:20:48 AM |
icanhasloanz | $200.00 | 10/19/2011 8:30:16 PM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:00 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:50 PM |
reflective-rupee | $25.00 | 10/19/2011 4:20:42 PM |
Jack55304 | $200.00 | 10/19/2011 5:21:16 PM |
amlu1988 | $25.00 | 10/19/2011 7:45:45 PM |
mrxtravis | $50.00 | 10/19/2011 10:26:13 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:54 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:06 PM |
mighty-payout1 | $25.00 | 10/20/2011 3:22:33 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:08 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:32 AM |
SecondChanceLendingSERV | $25.00 | 10/21/2011 5:59:18 AM |
silvercertificate | $25.00 | 10/21/2011 9:00:50 AM |
listing-bada-bing | $50.00 | 10/21/2011 1:04:46 PM |
momoney2lend | $25.00 | 10/21/2011 9:56:29 PM |
CoolPlexer | $25.00 | 10/22/2011 3:52:25 PM |
cognizant-rupee7 | $25.00 | 10/23/2011 9:44:27 PM |
Soulphoniks-Holdings | $34.60 | 10/24/2011 11:13:05 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:11 PM |
ILoveBearHats | $25.00 | 10/25/2011 8:20:42 AM |
jkguy1 | $250.00 | 10/25/2011 11:54:44 AM |
missing-link | $25.00 | 10/25/2011 1:58:15 PM |
mercuriant | $25.00 | 10/25/2011 10:26:23 PM |
reflective-gain | $44.88 | 10/26/2011 7:51:49 AM |
the-kinetic-listing | $50.00 | 10/26/2011 10:52:50 AM |
kind-bill-supporter | $25.00 | 10/26/2011 11:46:11 AM |
TennSquire | $50.00 | 10/26/2011 11:10:04 AM |
69 Investments
|
Borrower Payment Dependent Notes Series
533856
This series of Notes was issued and sold upon the funding of the borrower loan #54826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,100.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $84.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $771 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| Directorman2006 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 37 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,100.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2011)
620-639
(Dec-2009)
580-599
(Oct-2008)
620-639
(Sep-2008)
|
Principal balance:
| $535.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 37 | | |
Description
Vacation Funds
Purpose of loan:
This loan will be used to fund a much needed vacation and second honeymoon
My financial situation:
I am a good candidate for this loan because I have an excellent track record with Prosper and I have always paid my loans off and made my payment on time with on delays.
Monthly net income: $2684
Monthly expenses: $
Housing: $774
Insurance: $162
Car expenses: $251
Utilities: $400
Phone, cable, internet: $48
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.52 | 10/22/2011 12:02:11 PM |
currency-excellency0 | $75.00 | 10/22/2011 12:01:46 PM |
Jack55304 | $200.00 | 10/22/2011 12:24:56 PM |
MoneyForNothing | $52.35 | 10/22/2011 12:15:28 PM |
thankful-nickel2 | $25.00 | 10/22/2011 1:31:59 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:56 PM |
amlu1988 | $25.00 | 10/22/2011 2:27:13 PM |
atlas-shrugged | $200.00 | 10/22/2011 3:25:44 PM |
snm2001 | $25.00 | 10/22/2011 6:09:55 PM |
cash4closeoutsdotnet | $25.00 | 10/22/2011 5:49:25 PM |
well-rounded-payout0 | $50.00 | 10/22/2011 12:14:04 PM |
Kash2010lu | $30.00 | 10/22/2011 12:08:47 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:20 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:25:42 PM |
312-Lender | $25.00 | 10/22/2011 12:09:22 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:42 PM |
SolarMoonshine | $25.00 | 10/22/2011 2:35:25 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:04 PM |
Dusigrosz | $50.00 | 10/22/2011 2:21:22 PM |
sweety075 | $25.00 | 10/22/2011 4:09:14 PM |
mikeandcat | $100.00 | 10/22/2011 3:52:19 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:30 PM |
Bob450 | $25.00 | 10/22/2011 5:13:11 PM |
Feyenoord | $30.00 | 10/22/2011 6:15:03 PM |
AndChicksforFree | $352.13 | 10/22/2011 6:47:50 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
533868
This series of Notes was issued and sold upon the funding of the borrower loan #55125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 2m |
Amount delinquent:
| $1,464 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,437 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 183% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-consummate-wampum |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
|
Principal balance:
| $6,021.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Rebel One
Purpose of loan: debt consolidation
This loan will be used to...pay bills
My financial situation: need some money help
I am a good candidate for this loan because...I always pay my debt
Monthly net income: $ 2,400
Monthly expenses: $ 2,400
Housing: $ 528
Insurance: $ 195
Car expenses: $ 85
Utilities: $ 100
Phone, cable, internet: $ 40
Food, entertainment: $ 200
Clothing, household expenses: $ 50
Credit cards and other loans: $ 1,256
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $27.00 | 10/19/2011 9:01:06 AM |
Jack55304 | $200.00 | 10/19/2011 9:25:36 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:01 AM |
sweety075 | $25.00 | 10/20/2011 6:01:14 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:26 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:23 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:03 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:17 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 4:46:52 PM |
pembull | $25.00 | 10/19/2011 9:13:43 AM |
312-Lender | $32.58 | 10/19/2011 9:45:10 AM |
unforgettable-market3 | $100.00 | 10/19/2011 5:42:04 PM |
the-discrete-income | $25.00 | 10/20/2011 5:01:10 PM |
zone6 | $100.00 | 10/21/2011 9:27:08 AM |
USMC0311 | $25.00 | 10/22/2011 9:27:51 AM |
papaloha | $25.00 | 10/23/2011 8:20:58 PM |
money-baron-roth-IRA | $50.00 | 10/25/2011 1:40:56 PM |
TennSquire | $50.00 | 10/26/2011 11:10:04 AM |
larrybird | $15.42 | 10/26/2011 5:09:58 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
533884
This series of Notes was issued and sold upon the funding of the borrower loan #55056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $86.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,210 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| spirited-wealth092 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to prevent loss of a family home.
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time and always will. My credit score is reflective of that. This loan will be paid in full, within 60 days.
Monthly net income: $3,000
Monthly expenses: $2,300
Housing: $1,000
Insurance: $98
Car expenses: $500
Utilities: $80
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $125
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/18/2011 5:16:16 PM |
foothillender | $25.00 | 10/19/2011 7:52:33 AM |
money-fort | $25.00 | 10/19/2011 9:12:29 AM |
fusbarro | $88.00 | 10/19/2011 11:41:00 AM |
LuvToLend | $27.17 | 10/19/2011 2:49:07 PM |
mrxtravis | $25.00 | 10/19/2011 10:27:39 PM |
papaloha | $25.00 | 10/23/2011 8:20:56 PM |
Evolver | $25.00 | 10/24/2011 1:46:39 PM |
tech310 | $50.00 | 10/25/2011 11:48:47 PM |
economy-coup | $50.00 | 10/26/2011 12:59:32 AM |
realtormoises | $25.00 | 10/26/2011 6:48:41 AM |
greencat | $50.00 | 10/26/2011 7:16:14 AM |
intelligent-repayment8 | $829.83 | 10/26/2011 10:40:04 AM |
exchange-squirrel | $25.00 | 10/19/2011 6:56:29 AM |
SolarMoonshine | $25.00 | 10/18/2011 5:29:24 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:10 PM |
fishcreek | $25.00 | 10/19/2011 2:21:39 AM |
Land_on_your_feet | $25.00 | 10/19/2011 8:15:00 PM |
calimanusa | $30.00 | 10/19/2011 11:34:29 PM |
Interloper | $25.00 | 10/20/2011 6:54:14 PM |
dudebrah | $25.00 | 10/20/2011 8:40:38 PM |
neorunner | $25.00 | 10/21/2011 8:37:12 AM |
exponential-peace5 | $25.00 | 10/21/2011 12:44:42 PM |
bluebouyz | $25.00 | 10/21/2011 10:11:12 PM |
ZOOOM | $25.00 | 10/23/2011 9:38:09 AM |
exponential-peace5 | $25.00 | 10/23/2011 3:20:32 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:19 PM |
dws2380 | $25.00 | 10/24/2011 9:36:47 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:06:55 AM |
patriot897 | $25.00 | 10/25/2011 10:36:49 AM |
shrewd-deal | $75.00 | 10/25/2011 4:11:42 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
533888
This series of Notes was issued and sold upon the funding of the borrower loan #55153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $262.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1976 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,451 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| davimusicus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 64 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $12,450.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2009)
720-739
(Nov-2007)
680-699
(Sep-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 64 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to remodel the bathroom
My financial situation:
I am a good candidate for this loan because I have good tracking records as Prosper ex-borrower and good credit history. I've owned my own home with large equity based on the current home value in a good neighborhood in San Francisco and mortgage balance. I am currently employed as full time for a Fortune 500 ecommerce corporation.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $50.00 | 10/19/2011 9:01:05 AM |
scholarly-benefit5 | $50.00 | 10/19/2011 9:19:40 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:42 AM |
cwegert | $25.00 | 10/19/2011 9:25:50 AM |
sjlender | $100.00 | 10/19/2011 9:20:46 AM |
fcrick | $25.00 | 10/19/2011 9:25:34 AM |
cashhelp | $50.00 | 10/19/2011 9:58:02 AM |
investment-artist | $27.01 | 10/19/2011 12:33:08 PM |
1stBankAndHal | $75.08 | 10/19/2011 12:04:47 PM |
penny-finder | $73.58 | 10/19/2011 12:42:25 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:11 PM |
LittleMingo | $30.00 | 10/19/2011 3:09:56 PM |
chris-heretoinvest | $25.00 | 10/19/2011 7:02:11 PM |
important-ore | $50.00 | 10/19/2011 8:16:05 PM |
Feyenoord | $30.00 | 10/19/2011 9:26:07 PM |
gentle-transparency7 | $250.00 | 10/20/2011 3:31:13 AM |
GElender | $50.00 | 10/20/2011 6:01:15 AM |
napoleon1168 | $25.00 | 10/20/2011 9:56:16 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:54 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:06 PM |
susurrus | $100.00 | 10/20/2011 2:50:27 PM |
Islandgal | $40.00 | 10/20/2011 2:27:47 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:21 AM |
Christophe | $25.00 | 10/21/2011 7:23:13 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:48 PM |
Dollars4Rent | $25.00 | 10/22/2011 7:12:08 AM |
sweety075 | $25.00 | 10/22/2011 7:52:16 AM |
blackfur | $25.00 | 10/22/2011 5:44:36 PM |
Brisket_Bob | $75.00 | 10/22/2011 4:03:55 PM |
OldManP | $50.00 | 10/22/2011 8:42:51 PM |
happy-yield | $25.00 | 10/23/2011 6:08:13 AM |
vutah | $25.00 | 10/23/2011 9:18:46 AM |
commerce-yeller | $55.00 | 10/23/2011 8:09:00 AM |
HenlopenCapital | $25.00 | 10/23/2011 10:57:07 AM |
jamiee73 | $25.00 | 10/23/2011 1:23:51 PM |
Earn_money | $38.11 | 10/24/2011 6:21:19 AM |
taal1 | $25.00 | 10/24/2011 8:31:40 AM |
gotbyu | $50.00 | 10/24/2011 11:25:42 AM |
Ocean713 | $75.00 | 10/24/2011 12:00:58 PM |
transparency-river1 | $1,000.00 | 10/24/2011 5:21:49 PM |
purposeful-pound5 | $30.40 | 10/24/2011 6:30:44 PM |
sushi537 | $25.00 | 10/25/2011 2:05:28 AM |
Preteur | $25.00 | 10/25/2011 5:22:38 AM |
awwaww | $25.00 | 10/25/2011 7:19:09 AM |
Beechturner | $40.00 | 10/25/2011 9:59:04 AM |
hopeful-truth5 | $100.00 | 10/25/2011 10:59:54 AM |
Asailorman | $100.00 | 10/25/2011 12:59:15 PM |
tough-revenue1 | $100.00 | 10/25/2011 3:57:15 PM |
cosmof16 | $25.00 | 10/25/2011 4:34:40 PM |
khamen | $25.00 | 10/25/2011 4:45:50 PM |
tlstar14 | $77.39 | 10/25/2011 4:39:47 PM |
orange-ferocious-loyalty | $50.00 | 10/25/2011 5:10:25 PM |
maldok1 | $25.00 | 10/25/2011 5:06:16 PM |
4Horseman | $50.00 | 10/25/2011 5:34:26 PM |
Sneezie | $100.00 | 10/25/2011 6:06:46 PM |
beachbum22 | $25.00 | 10/25/2011 6:14:58 PM |
Google_Me | $54.23 | 10/25/2011 6:25:09 PM |
kind-capital-winner | $355.07 | 10/25/2011 8:18:35 PM |
MoneyForNothing | $109.46 | 10/19/2011 9:03:54 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:03 AM |
enticing-capital6 | $50.00 | 10/19/2011 9:25:57 AM |
cerebral-dollar773 | $50.00 | 10/19/2011 12:56:31 PM |
kenji4861 | $50.00 | 10/19/2011 1:18:37 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:48 PM |
blue-useful-auction | $25.00 | 10/19/2011 2:03:59 PM |
rajs | $250.00 | 10/19/2011 4:18:33 PM |
dproxima | $30.00 | 10/19/2011 5:21:31 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:25 PM |
Pebbles-Lending | $25.00 | 10/19/2011 7:04:58 PM |
tntmojave | $50.00 | 10/20/2011 4:24:25 AM |
jasonrun | $25.53 | 10/20/2011 8:03:52 AM |
fireferd | $125.00 | 10/20/2011 12:02:58 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:22 PM |
first-serene-credit | $25.00 | 10/21/2011 8:17:25 AM |
ChristopherHS | $25.00 | 10/21/2011 9:57:35 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:45 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:32 AM |
lalivn | $134.84 | 10/21/2011 2:25:16 PM |
caring-hope2 | $200.00 | 10/22/2011 7:54:40 AM |
jgar_O | $25.00 | 10/22/2011 1:06:02 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:27 PM |
wise-benjamins-fortress | $25.00 | 10/22/2011 4:46:40 PM |
investment-comet | $25.00 | 10/23/2011 8:22:15 AM |
MonkeyHero | $75.00 | 10/23/2011 8:37:07 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:27 PM |
scojo | $25.02 | 10/24/2011 12:52:12 AM |
oskizzle | $25.00 | 10/24/2011 6:34:43 AM |
worthy-bid8 | $50.00 | 10/24/2011 9:05:53 AM |
credit-coach118 | $45.17 | 10/24/2011 8:49:09 AM |
lostperception | $25.80 | 10/24/2011 11:45:50 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:59 PM |
rich266 | $100.00 | 10/25/2011 1:56:33 AM |
JTHarris | $25.00 | 10/25/2011 8:05:19 AM |
djh47a | $25.00 | 10/25/2011 7:37:36 AM |
dreamhope | $50.00 | 10/25/2011 7:24:37 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:14:26 AM |
leeball | $100.00 | 10/25/2011 10:23:19 AM |
the-cash-piano | $25.00 | 10/25/2011 11:08:01 AM |
delivery | $25.00 | 10/25/2011 11:33:29 AM |
best-ingenious-funds | $53.30 | 10/25/2011 1:12:36 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:37 PM |
life-is-great | $25.00 | 10/25/2011 5:38:14 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:10:13 PM |
dexstjames | $25.00 | 10/25/2011 7:49:33 PM |
104 Investments
|
Borrower Payment Dependent Notes Series
533892
This series of Notes was issued and sold upon the funding of the borrower loan #55137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $155 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-innocent-leverage |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
owner
Purpose of loan: business venture
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because... I have good credit and I'm very responsible.
Monthly net income: $3000
Monthly expenses: $
Housing: $430
Insurance: $90
Car expenses: $371
Utilities: $90
Phone, cable, internet: $65
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/19/2011 9:20:42 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:03 AM |
fusbarro | $88.00 | 10/19/2011 11:41:01 AM |
favorite-commerce | $25.00 | 10/19/2011 1:33:51 PM |
kulender | $50.00 | 10/20/2011 6:31:10 AM |
superb-funds335 | $25.00 | 10/22/2011 10:47:42 AM |
loan-tycoon0 | $25.00 | 10/23/2011 8:26:07 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:04 AM |
kain11286 | $50.00 | 10/25/2011 10:36:44 AM |
patriot897 | $25.00 | 10/25/2011 10:36:49 AM |
diplomatic-wealth7 | $25.00 | 10/25/2011 5:18:42 PM |
Webpreneur | $50.00 | 10/25/2011 8:56:00 PM |
mercuriant | $25.00 | 10/25/2011 10:26:24 PM |
tech310 | $50.00 | 10/25/2011 11:46:59 PM |
profit-powerplant | $25.00 | 10/26/2011 10:28:57 AM |
capital-renewal | $25.00 | 10/26/2011 4:29:51 PM |
dough-temple | $25.00 | 10/26/2011 6:15:47 PM |
worth-blanket2 | $2,700.00 | 10/26/2011 7:55:47 PM |
pound-mushroom3 | $25.00 | 10/19/2011 9:22:09 AM |
goodhearted-generosity511 | $25.00 | 10/19/2011 10:55:10 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:53 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:29 PM |
Interloper | $25.00 | 10/20/2011 6:54:14 PM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:33 AM |
FinDoc | $25.00 | 10/22/2011 6:25:08 AM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:18:29 PM |
papaloha | $25.00 | 10/23/2011 8:20:59 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:23 PM |
valiant-money | $30.00 | 10/23/2011 10:22:43 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:12 PM |
missing-link | $25.00 | 10/25/2011 1:58:15 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:43 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:14 PM |
fervent-repayment | $25.00 | 10/25/2011 7:06:41 PM |
MM1207 | $25.00 | 10/26/2011 7:47:21 AM |
FriendInSeattle | $100.00 | 10/26/2011 8:42:38 AM |
Kaj | $25.00 | 10/26/2011 4:30:37 PM |
arsisi | $50.00 | 10/26/2011 7:39:46 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:46 PM |
wise-deal-panda | $27.00 | 10/26/2011 8:13:45 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
533912
This series of Notes was issued and sold upon the funding of the borrower loan #55231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $427 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| youthful-felicity9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auubrngirl
Purpose of loan: Pay off debt
This loan will be used to...pay off hospital bills, credit card and etc...
My financial situation: Good
I am a good candidate for this loan because...I have good credit and I only have a car loan and credit card for only debt.and... I always pay on time on my bills
Monthly net income: $2098
Monthly expenses: $535
Housing: $0
Insurance: $0
Car expenses: $247
Utilities: $70
Phone, cable, internet: $42
Food, entertainment: $my husband pays
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/19/2011 5:15:57 PM |
SolarMoonshine | $25.00 | 10/19/2011 5:21:14 PM |
pound-mushroom3 | $25.00 | 10/19/2011 5:17:53 PM |
DHolly | $25.00 | 10/19/2011 6:57:26 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:30 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:20 PM |
goodhearted-basis4 | $25.00 | 10/20/2011 2:06:19 AM |
houli123 | $750.00 | 10/20/2011 11:27:19 AM |
shellstar | $25.00 | 10/20/2011 5:09:47 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:11 PM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:12 AM |
friendinmoney | $25.00 | 10/22/2011 7:20:30 AM |
wlm3012 | $30.00 | 10/22/2011 11:55:25 AM |
investment-comet | $25.00 | 10/23/2011 8:19:37 AM |
jamiee73 | $25.00 | 10/23/2011 1:23:53 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:29 PM |
djh47a | $25.00 | 10/25/2011 7:37:37 AM |
social-zebra | $30.00 | 10/25/2011 8:26:49 AM |
kind-durability-battalion | $50.00 | 10/25/2011 10:37:05 AM |
superb-funds335 | $25.00 | 10/25/2011 5:35:27 PM |
ihelpunow | $25.00 | 10/25/2011 7:08:03 PM |
diligent-bid3 | $50.00 | 10/25/2011 7:17:58 PM |
scratch4you | $25.00 | 10/25/2011 8:18:09 PM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:49 AM |
Tahoeman | $25.00 | 10/26/2011 7:06:27 AM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:08 AM |
goal-benefit2 | $30.00 | 10/26/2011 9:57:40 AM |
InvestForWealth | $27.68 | 10/26/2011 10:42:12 AM |
rajs | $500.00 | 10/20/2011 8:15:55 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:49 AM |
Bank_Of_XL | $25.00 | 10/20/2011 10:25:46 AM |
favorite-commerce | $25.00 | 10/20/2011 11:58:05 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:25 PM |
spiff666 | $25.00 | 10/20/2011 9:24:34 PM |
Imaginos1892 | $50.00 | 10/20/2011 9:28:35 PM |
wilmajean | $50.00 | 10/21/2011 12:15:31 AM |
SudianX | $32.00 | 10/21/2011 5:05:39 AM |
TomDalonajay | $25.00 | 10/21/2011 9:12:39 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:47 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:51 PM |
marwadi-62 | $25.00 | 10/22/2011 8:31:48 AM |
dime-sprout | $25.00 | 10/24/2011 7:04:14 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:01 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:45 AM |
StarshineXL | $250.00 | 10/25/2011 6:16:29 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:11 AM |
poolshark72 | $25.00 | 10/25/2011 2:10:15 PM |
Interloper | $30.00 | 10/25/2011 4:31:12 PM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:50:34 PM |
tech310 | $50.00 | 10/25/2011 11:50:10 PM |
loanman2007 | $150.00 | 10/26/2011 5:11:54 AM |
Bujinkan1 | $25.00 | 10/26/2011 6:10:24 AM |
green-safe-wampum | $50.00 | 10/26/2011 7:08:31 AM |
Christophe | $25.00 | 10/26/2011 7:30:31 AM |
MM1207 | $25.00 | 10/26/2011 7:47:24 AM |
oplender | $25.00 | 10/26/2011 9:34:13 AM |
ethicalhumanist | $100.00 | 10/26/2011 9:28:28 AM |
safe-kindness5 | $25.00 | 10/26/2011 10:18:24 AM |
entertaining-credit5 | $25.00 | 10/26/2011 10:31:33 AM |
social-zebra | $20.32 | 10/26/2011 10:55:48 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
533936
This series of Notes was issued and sold upon the funding of the borrower loan #55228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,349 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loot-winner1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reflective-rupee | $25.00 | 10/19/2011 5:21:38 PM |
well-mannered-income3 | $30.00 | 10/19/2011 8:03:54 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:31 PM |
alexgalt | $25.00 | 10/19/2011 9:00:22 PM |
Bob450 | $27.00 | 10/22/2011 7:48:35 AM |
bid-lightning9 | $25.00 | 10/23/2011 10:55:01 AM |
papaloha | $25.00 | 10/23/2011 8:21:01 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:26 PM |
worth-blanket2 | $1,200.00 | 10/24/2011 10:55:14 AM |
worth-blanket2 | $5,700.00 | 10/21/2011 4:50:50 PM |
top-courteous-peso | $100.00 | 10/20/2011 6:22:53 PM |
valiant-money | $25.00 | 10/22/2011 3:18:59 PM |
bid-stockpiler1 | $93.00 | 10/24/2011 11:45:27 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
533954
This series of Notes was issued and sold upon the funding of the borrower loan #55226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $237.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 4m |
Amount delinquent:
| $172 |
Total credit lines:
| 25 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,290 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| fairness-samaritan5 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: debt consolidation
This loan will be used to... payoff 2 credit cards
My financial situation: good
I am a good candidate for this loan because.... I am going to use the funds to pay off 2 credit cards that I used to pay off medical expenses for my mother inlaw who just passed away from cancer. It will be very helpful to have just one statement to pay instead of two credit card statements at different times of the month. I hope that you can assist me with my request of $5,500.00 dollars so I can consolidate my two credit cards.
Monthly net income: $ 2,800.00
Monthly expenses: $ 2,145.00
Housing: $ my wife pay for our morgage
Insurance: $ 45 per month
Car expenses: $ 350.00 per month
Utilities: $ 600.00 per month
Phone, cable, internet: $100.00 per month
Food, entertainment: $ 400.00 per month
Clothing, household expenses: $ 200.00 per month
Credit cards and other loans: $ 300.00 per month
Other expenses: $ 150.00 per month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.00 | 10/20/2011 9:54:26 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:07 PM |
realtormoises | $25.00 | 10/26/2011 7:55:58 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:09 AM |
wwwUniversal | $25.00 | 10/27/2011 9:19:09 AM |
worth-blanket2 | $4,900.00 | 10/27/2011 8:37:22 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:32 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:23 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:39 AM |
kind-credit-bear | $25.00 | 10/27/2011 9:17:09 AM |
capital-halo1 | $75.00 | 10/27/2011 9:27:47 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
533974
This series of Notes was issued and sold upon the funding of the borrower loan #54908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $120.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 21% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,495 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassion-eclipse |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
660-679
(Sep-2009)
|
Principal balance:
| $3,175.14 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Lower Payments on Existing Loan
Purpose of loan:
This loan will be used to Lower Payments on Existing Loan
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4097.00
Monthly expenses: $ 2500.00
Housing: $ 950.00
Insurance: $ 100.00
Car expenses: $ 800.00
Utilities: $ 70.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 75.00
Credit cards and other loans: $ 300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $2,900.00 | 10/18/2011 5:03:09 PM |
currency-excellency0 | $75.00 | 10/18/2011 5:01:47 PM |
rolltide09 | $25.00 | 10/18/2011 5:02:11 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
533984
This series of Notes was issued and sold upon the funding of the borrower loan #54976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 25% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,956 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-merman2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Mommie Mobile
Purpose of loan:
This loan will be used to purchase safe, reliable transportation for my family. We are expecting twins and reliable transportation has been an issue in the past. With my growing family we need a vehicle that we all can fit in and that will be dependable for my children.
My financial situation:
I am a good candidate for this loan because I have been a nurse in the same pediatric ICU for almost 8 years. I absolutely love my job and only work weekends so that I can be a stay at home mom during the week for my children. With my family growing by two (at the same time), I will definitely have to continue working on the weekends and being a full time mom during the week.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $34.75 | 10/20/2011 9:01:07 AM |
progressive-economy261 | $299.00 | 10/20/2011 9:15:24 AM |
fcrick | $25.00 | 10/20/2011 9:42:47 AM |
D911ave | $50.00 | 10/20/2011 9:12:33 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:36:50 AM |
SolarMoonshine | $25.00 | 10/20/2011 9:53:08 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:29 PM |
income-encore1 | $25.00 | 10/20/2011 2:50:12 PM |
scholarly-benefit5 | $50.00 | 10/20/2011 7:45:37 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:52 PM |
timtheman1 | $50.00 | 10/21/2011 10:39:46 PM |
vine99 | $80.00 | 10/22/2011 5:09:14 PM |
agbullet55443 | $100.00 | 10/22/2011 9:41:35 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:55 PM |
oskizzle | $25.00 | 10/24/2011 6:29:30 AM |
orange-spiritual-contract | $75.00 | 10/24/2011 10:56:10 AM |
Thunder08 | $26.00 | 10/24/2011 4:09:48 PM |
micrograin | $250.00 | 10/25/2011 11:11:34 AM |
delivery | $25.00 | 10/25/2011 11:33:32 AM |
Sneezie | $100.00 | 10/25/2011 6:06:47 PM |
bughead | $25.00 | 10/25/2011 6:46:30 PM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:08 PM |
truth-igniter4 | $25.00 | 10/20/2011 10:29:36 AM |
chris-heretoinvest | $25.00 | 10/21/2011 5:28:56 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:49 AM |
Hogan55 | $66.25 | 10/21/2011 7:34:42 PM |
Aaron_Oz | $25.00 | 10/22/2011 11:30:43 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:29 PM |
black-plague | $37.42 | 10/24/2011 6:01:42 AM |
rdrloan | $50.00 | 10/24/2011 8:10:46 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:02 PM |
bradfid | $25.00 | 10/24/2011 7:42:35 PM |
Approved | $50.00 | 10/24/2011 8:01:17 PM |
witty-compassion | $25.00 | 10/24/2011 10:42:28 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:46 AM |
djh47a | $25.00 | 10/25/2011 7:37:38 AM |
awwaww | $25.00 | 10/25/2011 7:19:14 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:24 AM |
best-ingenious-funds | $50.00 | 10/25/2011 1:19:54 PM |
direct-responsibility7 | $203.00 | 10/25/2011 3:02:13 PM |
rajs | $154.30 | 10/25/2011 4:37:02 PM |
tough-revenue1 | $100.00 | 10/25/2011 4:19:44 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:38 PM |
Rivervale_Westwood | $50.00 | 10/25/2011 4:57:46 PM |
khamen | $25.00 | 10/25/2011 4:43:03 PM |
maldok1 | $25.00 | 10/25/2011 5:06:18 PM |
credit-coach118 | $50.17 | 10/25/2011 5:07:55 PM |
transparency-river1 | $1,000.00 | 10/25/2011 5:27:22 PM |
taz007 | $25.00 | 10/25/2011 6:12:43 PM |
pimienta | $25.00 | 10/25/2011 6:21:30 PM |
new-gold-wrangler | $174.11 | 10/25/2011 7:41:43 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
533996
This series of Notes was issued and sold upon the funding of the borrower loan #55285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,966 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wingover |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 6,500
Monthly expenses: $
Housing: $ 3,000
Insurance: $ 280
Car expenses: $ 503.50
Utilities: $ 140
Phone, cable, internet: $ 125
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,800.00 | 10/27/2011 12:46:01 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:32 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:13 AM |
tech310 | $50.00 | 10/25/2011 11:45:00 PM |
loan-fate | $100.00 | 10/26/2011 7:21:42 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:36 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:08 AM |
greencat | $50.00 | 10/27/2011 7:21:01 AM |
frogperson | $54.89 | 10/27/2011 8:27:51 AM |
checzwick | $25.00 | 10/27/2011 2:15:50 PM |
managedfund | $350.00 | 10/27/2011 2:45:38 PM |
new-gold-wrangler | $320.11 | 10/27/2011 2:52:01 PM |
papaloha | $25.00 | 10/23/2011 8:21:02 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:27 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:04 PM |
scholarly-payment5 | $50.00 | 10/27/2011 2:43:49 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
534012
This series of Notes was issued and sold upon the funding of the borrower loan #55161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 32y 5m |
Amount delinquent:
| $4,955 |
Total credit lines:
| 26 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,410 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-p2ploan-lyrics |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Joe's Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/20/2011 7:16:29 AM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:33 PM |
papaloha | $25.00 | 10/23/2011 8:21:03 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:28 PM |
silver-voyager9 | $25.62 | 10/26/2011 2:37:58 PM |
bellaquito | $2,000.00 | 10/26/2011 4:26:33 PM |
commerce-financier4 | $50.00 | 10/26/2011 7:42:32 PM |
4mydaughterseducation | $35.00 | 10/26/2011 8:33:13 PM |
larrybird | $1,454.38 | 10/26/2011 8:56:38 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:15 AM |
tech310 | $50.00 | 10/25/2011 11:48:48 PM |
F-A1Grant | $60.00 | 10/26/2011 6:48:34 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
534036
This series of Notes was issued and sold upon the funding of the borrower loan #55230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 17y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $232,740 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| piccolo086 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
hapuna35
Purpose of loan:
This loan will be used to...pay some loans due soon
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5950 (for our household)
Monthly expenses: $5100(for all expenses)
Housing: $2300
Insurance: $200
Car expenses: $150
Utilities: $225
Phone, cable, internet: $50
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $1625
Other expenses: $100(presents, donations, etc.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/19/2011 8:10:34 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:28 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:16 AM |
tech310 | $50.00 | 10/25/2011 11:45:01 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:09 AM |
kind-credit-bear | $25.00 | 10/27/2011 9:17:08 AM |
capital-halo1 | $1,000.00 | 10/27/2011 9:27:46 AM |
foxtrot12 | $75.00 | 10/27/2011 1:38:04 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:13 PM |
truth-ceremony | $25.00 | 10/27/2011 1:46:00 PM |
Elefunt | $25.00 | 10/27/2011 2:22:38 PM |
scholarly-payment5 | $50.00 | 10/27/2011 2:43:49 PM |
blazing-capital2 | $250.00 | 10/20/2011 9:41:19 AM |
papaloha | $25.00 | 10/23/2011 8:21:04 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:37 AM |
asiaratt | $50.00 | 10/27/2011 9:05:05 AM |
Investoman | $75.00 | 10/27/2011 9:05:25 AM |
finance-mushroom | $54.00 | 10/27/2011 9:12:35 AM |
handshake5 | $100.00 | 10/27/2011 9:17:30 AM |
stepatatime-together | $100.00 | 10/27/2011 9:18:32 AM |
kinetic-openness0 | $25.00 | 10/27/2011 10:05:42 AM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:12 PM |
km007 | $25.00 | 10/27/2011 1:22:11 PM |
the-credit-maker | $25.00 | 10/27/2011 1:24:10 PM |
ITExec | $100.00 | 10/27/2011 1:51:40 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:16:57 PM |
impressive-openness7 | $29.39 | 10/27/2011 2:29:50 PM |
larrybird | $2,000.00 | 10/27/2011 2:46:14 PM |
top-asset-chemistry | $25.00 | 10/27/2011 2:48:30 PM |
new-gold-wrangler | $141.61 | 10/27/2011 2:54:27 PM |
managedfund | $750.00 | 10/27/2011 2:53:24 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
534046
This series of Notes was issued and sold upon the funding of the borrower loan #54997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 4% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,928 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 107% | | |
| |
Homeownership:
| No | | |
Screen name:
| determined-transparency7 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Divorce settlement payout
Purpose of loan:
This loan will be used to... pay attorneys fees and fix a small tax mistake from 2009.
My financial situation:
I am a good candidate for this loan because... I make a great income and currently have low expenses
Monthly net income: $5,000
Monthly expenses: $3,000
Housing: $1,000
Insurance: $134
Car expenses: $100
Utilities: $225
Phone, cable, internet: $275
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $489
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/19/2011 8:10:35 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:21 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:27 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:34 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:48 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:18:57 PM |
daekpon | $50.00 | 10/25/2011 5:45:09 PM |
shrewd-peace7 | $25.00 | 10/25/2011 6:30:41 PM |
Sierrahh | $25.00 | 10/25/2011 6:55:22 PM |
Southern_Illinois_Girl | $50.00 | 10/25/2011 6:59:03 PM |
pnace | $60.00 | 10/25/2011 6:49:34 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:12 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:54 PM |
scojo | $25.02 | 10/25/2011 12:21:39 AM |
witty-compassion | $25.00 | 10/24/2011 10:41:31 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:17 AM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:54:21 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:39 PM |
intelligent-repayment8 | $500.00 | 10/25/2011 5:29:30 PM |
asset-professor | $50.00 | 10/25/2011 7:06:00 PM |
WealthBuildingLessons | $25.00 | 10/25/2011 6:51:33 PM |
friendly-market5 | $25.00 | 10/25/2011 7:06:13 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:37 PM |
bluesheep | $30.00 | 10/25/2011 7:51:51 PM |
larrybird | $1,164.98 | 10/25/2011 7:55:39 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
534068
This series of Notes was issued and sold upon the funding of the borrower loan #54937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-23-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 9.70% |
Borrower rate/APR:
| 10.70% / 16.51% |
Monthly payment:
| $352.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.67% | | |
| |
Estimated return*:
| 5.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $925 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| brilliant-asset99 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
One-time apartment expenses
Purpose of loan:
This loan will be used to make it easier to pay for a new apartment deposit, plus first and last months rent, and miscellaneous related expenses.
My financial situation:
I am a good candidate for this loan because I have good credit and a steady job. I can pay the loan off after a relatively short amount of time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/23/2011 12:12:18 PM |
sjlender | $100.00 | 10/23/2011 12:15:56 PM |
top-note-jamboree | $25.00 | 10/23/2011 6:47:46 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:22 AM |
scholarly-benefit5 | $50.00 | 10/24/2011 8:47:00 AM |
secureincome | $600.00 | 10/24/2011 12:10:55 PM |
kukubird | $25.00 | 10/24/2011 12:28:10 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:53 PM |
fairmaiden | $25.00 | 10/24/2011 1:26:29 PM |
authentic-kindness1 | $50.00 | 10/24/2011 2:18:51 PM |
whitegold24k | $100.00 | 10/24/2011 5:15:01 PM |
credit-panda1 | $25.00 | 10/24/2011 5:33:47 PM |
whitegold24k | $400.00 | 10/24/2011 5:47:12 PM |
Reddy_Capital | $25.00 | 10/24/2011 9:58:21 PM |
rich266 | $100.00 | 10/25/2011 1:56:37 AM |
britches613 | $29.29 | 10/25/2011 7:04:00 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:27 AM |
intelligent-repayment8 | $892.84 | 10/25/2011 9:17:22 AM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:25 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:49 PM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:23:13 PM |
imdave4me | $75.00 | 10/24/2011 1:03:51 AM |
Tscheddar | $25.00 | 10/24/2011 9:37:24 AM |
addlending | $60.00 | 10/24/2011 9:53:03 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:24 PM |
investment-comet | $25.00 | 10/24/2011 8:44:24 PM |
majestic-repayment3 | $50.00 | 10/24/2011 6:42:08 PM |
sharp-bill2 | $50.00 | 10/24/2011 6:54:28 PM |
FAsAreDUMB | $25.00 | 10/25/2011 7:46:32 AM |
gentle-gain235 | $42.87 | 10/25/2011 8:17:45 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
534104
This series of Notes was issued and sold upon the funding of the borrower loan #55138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 65% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,432 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| bonus-scrutinzer0 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Truck Downpayment
Purpose of loan:
This loan will be used to...make a downpayment for a semi truck i would be driving over the road i have over 4 years of experience as a truck driver.
My financial situation:
I am a good candidate for this loan because...i will pay the loan back on time i will be making good money as a owner operator truck driver so it will not be a problem paying back.
Monthly net income: $2000 this is income working in factory when i start working as a owner operator i will be making almost 2000$ a week . so about 6000$ a month.
Monthly expenses: $
Housing: $
Insurance: $
Car expenses:
Utilities: $None
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/20/2011 9:17:10 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:40:41 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:33 PM |
roux | $25.00 | 10/25/2011 6:58:41 AM |
larrybird | $2,000.00 | 10/25/2011 7:55:45 PM |
Bob450 | $25.00 | 10/26/2011 6:43:54 AM |
wise-deal-panda | $100.00 | 10/26/2011 9:21:28 AM |
2grindstones | $25.00 | 10/26/2011 9:09:44 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:37:45 AM |
wise-careful-greenback | $25.00 | 10/26/2011 9:23:42 AM |
octoberfresh | $25.00 | 10/26/2011 10:01:26 AM |
mennleo | $50.00 | 10/26/2011 10:15:09 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:46:11 AM |
traice | $25.00 | 10/26/2011 11:09:59 AM |
investment-comet | $25.00 | 10/26/2011 11:29:41 AM |
Scoote2912 | $25.00 | 10/26/2011 3:51:00 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:53:54 PM |
Something-Corporate | $25.00 | 10/26/2011 3:35:15 PM |
bellaquito | $2,000.00 | 10/26/2011 4:27:03 PM |
capital-renewal | $25.00 | 10/26/2011 4:29:52 PM |
payout-bridge | $25.00 | 10/26/2011 4:32:48 PM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:10 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:37 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:16 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:26 AM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:35 PM |
tech310 | $50.00 | 10/25/2011 11:47:00 PM |
transparency-universe8 | $25.00 | 10/26/2011 4:05:25 AM |
reaction5 | $25.00 | 10/26/2011 5:47:20 AM |
income-buffalo1 | $100.00 | 10/26/2011 5:19:52 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:08 AM |
Land_on_your_feet | $30.00 | 10/26/2011 6:46:08 AM |
buffalobills | $25.00 | 10/26/2011 7:33:11 AM |
flexible-duty3 | $25.00 | 10/26/2011 7:07:18 AM |
red-power-pecan | $50.00 | 10/26/2011 8:45:53 AM |
youngster50 | $25.00 | 10/26/2011 9:21:57 AM |
truth-umbrella3 | $25.00 | 10/26/2011 10:14:16 AM |
bunnybear | $35.02 | 10/26/2011 9:43:16 AM |
durability-ruler | $25.00 | 10/26/2011 10:42:45 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:49:40 AM |
handy-justice | $50.00 | 10/26/2011 10:52:45 AM |
income-rocker2 | $50.00 | 10/26/2011 11:12:04 AM |
AndChicksforFree | $25.00 | 10/26/2011 3:23:11 PM |
capital-majesty7 | $300.00 | 10/26/2011 3:53:33 PM |
Kaj | $25.00 | 10/26/2011 4:30:42 PM |
missing-link | $25.00 | 10/26/2011 4:19:38 PM |
Leshan | $25.00 | 10/26/2011 4:23:43 PM |
1willray | $25.00 | 10/26/2011 4:32:49 PM |
contract-student2 | $50.00 | 10/26/2011 4:35:18 PM |
new-gold-wrangler | $1,259.98 | 10/26/2011 4:48:27 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
534120
This series of Notes was issued and sold upon the funding of the borrower loan #54865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $100.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 2% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 6m |
Amount delinquent:
| $37,534 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $320 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 46 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| jimoc92647 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 92% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 3
( 8% )
| 560-579
(Feb-2008)
540-559
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Auto Repair/Credit Repair
Purpose of loan:
I need to create some positive credit. I also need to do some repairs on my car. This loan will help me do both.
In 2007, I did a Prosper loan that was paid without issue. I like that my payment is automatically deducted from my checking.
I drive a 1999 Audi A4. My car runs well & easily passed California smog. The catalytic converter, tires, & timing belt, have all been replaced within the last 12 months. I need new front axles/CV joints, ball joints, clutch, and flywheel.
My financial situation:
I am a good candidate for this loan because I paid off a previous Prosper loan without issue.
Last April I started a great job working as an instructional designer for one of California's utility companies. This loan will fit within my budget.
Budget:
Monthly net income: $5500
Monthly expenses: $2300
Housing: $1140
Insurance: $150
(Auto) Gas: $160
Utilities, Cell, Internet: $200
Clothing: $100
Other credit: $50
Food, fun: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 10/20/2011 9:53:26 AM |
currency-excellency0 | $75.00 | 10/20/2011 9:01:57 AM |
green-trade-dolphin | $25.00 | 10/20/2011 9:01:08 AM |
well-rounded-payout0 | $50.00 | 10/20/2011 9:12:45 AM |
whitegold24k | $100.00 | 10/20/2011 9:14:23 AM |
mikeandcat | $50.00 | 10/20/2011 9:45:07 AM |
enticing-capital6 | $50.00 | 10/20/2011 9:20:46 AM |
SolarMoonshine | $25.00 | 10/20/2011 9:50:58 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:58 AM |
fireferd | $35.00 | 10/20/2011 11:55:25 AM |
head | $25.00 | 10/20/2011 1:27:05 PM |
Mikale360 | $25.00 | 10/20/2011 3:34:47 PM |
witty-openness | $25.00 | 10/20/2011 6:34:09 PM |
AndChicksforFree | $25.00 | 10/20/2011 5:33:10 PM |
mrxtravis | $25.00 | 10/20/2011 8:29:56 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:35 AM |
SecondChanceLendingSERV | $25.00 | 10/21/2011 5:56:26 AM |
yield-lion2 | $30.00 | 10/21/2011 5:16:16 AM |
Beechturner | $25.00 | 10/21/2011 9:48:13 AM |
cnovak | $25.00 | 10/21/2011 9:53:26 AM |
leverage-monger | $30.00 | 10/21/2011 10:25:35 AM |
impeccable-ore3 | $25.00 | 10/21/2011 10:26:55 AM |
loanman2007 | $25.00 | 10/21/2011 11:18:20 AM |
LivingInvestments00 | $37.10 | 10/21/2011 1:15:04 PM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:46 PM |
Nojukbong | $50.00 | 10/21/2011 1:48:33 PM |
cbivitz | $25.00 | 10/21/2011 2:42:35 PM |
sharp-return7 | $25.00 | 10/21/2011 3:01:48 PM |
worth-blanket2 | $100.00 | 10/21/2011 4:49:45 PM |
twjh | $25.00 | 10/21/2011 5:47:50 PM |
The_Phantom | $25.60 | 10/21/2011 7:07:29 PM |
WeshaTheLeopard | $33.00 | 10/21/2011 6:21:53 PM |
wise-deal-panda | $200.00 | 10/20/2011 9:16:23 AM |
clemclan | $40.00 | 10/20/2011 9:28:17 AM |
green-trade-dolphin | $25.00 | 10/20/2011 9:51:47 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:10 PM |
Feyenoord | $30.00 | 10/20/2011 10:35:14 AM |
radforj22 | $25.00 | 10/20/2011 4:28:06 PM |
ColoradoLender82 | $25.00 | 10/20/2011 2:08:24 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:37 PM |
Jack55304 | $200.00 | 10/20/2011 5:22:43 PM |
312-Lender | $50.00 | 10/20/2011 5:12:49 PM |
sweety075 | $25.00 | 10/20/2011 5:58:54 PM |
wlm3012 | $30.00 | 10/20/2011 7:20:48 PM |
dudebrah | $25.00 | 10/20/2011 8:39:38 PM |
neorunner | $25.00 | 10/21/2011 8:23:03 AM |
atlas100 | $50.00 | 10/21/2011 7:26:15 AM |
listing-bada-bing | $50.00 | 10/21/2011 1:04:52 PM |
Gandalf0001 | $34.30 | 10/21/2011 3:33:35 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
534126
This series of Notes was issued and sold upon the funding of the borrower loan #55200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $362.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1976 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $12,733 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| promise060 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Teacher of 33 years needs help.
Purpose of loan: Debt Consolidation
This loan will be used to...Pay off two credit card balances and a loan to a financial institution.
My financial situation: Improving. Divorce was a temporary setback but I am on the road to a much better financial situation.
I am a good candidate for this loan because...I have been a teacher for 33 years and I have an excellent work record. I am very committed to taking charge of my financial situation and reducing debt and improving my financial situation. I also work extra jobs at school and I just need some help to get back on my feet and have a little breathing room. I would greatly appreciate your considering my application.
Monthly net income: $3039.50
Monthly expenses: $2575
Housing: $987
Insurance: $124
Car expenses: $496
Utilities: $100
Phone, cable, internet: $210
Food, entertainment: $100
Clothing, household expenses: $75
Credit cards and other loans: $400
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/24/2011 5:17:04 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:26 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:55 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:54 AM |
jga516 | $25.00 | 10/27/2011 5:52:30 AM |
SweatyBalls | $25.00 | 10/27/2011 6:38:51 AM |
worth-blanket2 | $7,800.00 | 10/27/2011 8:37:21 AM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:11 PM |
tech310 | $50.00 | 10/25/2011 11:47:04 PM |
jjswanso | $25.00 | 10/26/2011 6:22:38 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:11 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:14 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:13 AM |
mover486 | $25.00 | 10/27/2011 9:13:02 AM |
diplomatic-wealth7 | $25.00 | 10/27/2011 9:14:21 AM |
EngineersAlliance | $100.00 | 10/27/2011 9:25:55 AM |
glroark | $25.00 | 10/27/2011 9:58:13 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
534166
This series of Notes was issued and sold upon the funding of the borrower loan #54903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $303.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
5 | Length of status: | 14y 6m |
Amount delinquent:
| $73,936 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,622 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cash-igniter532 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 98% )
| 640-659 (Latest)
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 1
( 2% )
| 700-719
(Nov-2009)
720-739
(Sep-2008)
|
Principal balance:
| $657.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 57 | | |
Description
Car issues
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4200
Monthly expenses: $2800
Housing: $1500
Insurance: $200
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 10/20/2011 6:41:59 AM |
worth-blanket2 | $3,100.00 | 10/21/2011 4:50:12 PM |
Starfin-Capital-Management | $91.97 | 10/22/2011 2:54:44 PM |
MoneyForNothing | $93.99 | 10/19/2011 5:06:58 PM |
LittleMingo | $30.00 | 10/19/2011 5:04:58 PM |
wise-deal-panda | $200.00 | 10/19/2011 5:17:00 PM |
sweety075 | $25.00 | 10/19/2011 5:19:45 PM |
green-trade-dolphin | $50.00 | 10/19/2011 5:01:10 PM |
AndChicksforFree | $25.00 | 10/19/2011 5:11:09 PM |
Mikale360 | $25.00 | 10/19/2011 5:37:19 PM |
myutmost | $60.00 | 10/19/2011 6:18:11 PM |
clemclan | $48.00 | 10/19/2011 6:25:00 PM |
vutah | $25.00 | 10/19/2011 8:58:55 PM |
servnyou | $40.00 | 10/19/2011 11:52:05 PM |
first-dinero-paladin | $25.00 | 10/19/2011 10:02:41 PM |
marwadi-62 | $600.00 | 10/20/2011 3:45:00 AM |
SecondChanceLendingSERV | $31.41 | 10/20/2011 4:14:52 AM |
chererat | $100.00 | 10/20/2011 7:58:43 AM |
papaloha | $107.00 | 10/20/2011 9:49:27 AM |
fireferd | $250.00 | 10/20/2011 11:57:43 AM |
jhouman | $50.00 | 10/20/2011 9:41:36 PM |
brondero | $70.00 | 10/21/2011 8:57:47 AM |
amlu1988 | $25.00 | 10/21/2011 11:43:31 AM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:45 PM |
Rashanir | $31.05 | 10/21/2011 1:46:47 PM |
proper-revenue7 | $25.00 | 10/21/2011 12:32:22 PM |
unequivocal-fund7 | $25.00 | 10/21/2011 4:11:00 PM |
wisconsinvestor | $25.00 | 10/21/2011 4:23:06 PM |
loss-of-control | $50.00 | 10/22/2011 8:20:43 AM |
periko | $40.77 | 10/22/2011 7:46:43 AM |
shrewd-income | $25.00 | 10/22/2011 9:07:49 AM |
USMC0311 | $25.00 | 10/22/2011 9:33:59 AM |
first-class-yield9 | $50.00 | 10/22/2011 3:20:18 PM |
kwan | $25.00 | 10/22/2011 4:12:12 PM |
Moe87 | $26.94 | 10/21/2011 3:04:58 AM |
AndChicksforFree | $93.98 | 10/19/2011 5:13:49 PM |
whitegold24k | $100.00 | 10/19/2011 5:14:36 PM |
Jack55304 | $200.00 | 10/19/2011 5:21:18 PM |
enticing-capital6 | $50.00 | 10/19/2011 5:21:31 PM |
NekHoldings | $25.00 | 10/19/2011 6:25:14 PM |
ProsprousLender | $25.00 | 10/19/2011 8:14:33 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:36 PM |
312-Lender | $25.00 | 10/19/2011 8:24:28 PM |
Feyenoord | $30.00 | 10/19/2011 9:19:46 PM |
SolarMoonshine | $25.00 | 10/20/2011 3:38:03 AM |
benjamins-rumbler | $50.00 | 10/20/2011 6:04:48 AM |
chameleon125 | $25.00 | 10/20/2011 6:52:57 AM |
SLN-10 | $25.00 | 10/20/2011 8:12:08 AM |
mikeandcat | $50.00 | 10/20/2011 9:53:23 AM |
trumpeter5 | $32.00 | 10/20/2011 2:14:45 PM |
eod_man | $50.00 | 10/21/2011 5:31:25 AM |
farchoir | $25.00 | 10/21/2011 6:52:25 AM |
LuvToLend | $25.00 | 10/22/2011 2:58:56 AM |
five-star-note | $150.00 | 10/22/2011 7:24:56 AM |
Bob450 | $25.00 | 10/22/2011 7:50:43 AM |
frogperson | $250.00 | 10/22/2011 11:00:23 AM |
listing-reformation8 | $30.00 | 10/22/2011 10:34:18 AM |
the-respectful-transaction | $30.00 | 10/22/2011 1:56:38 PM |
i3urtonair | $25.00 | 10/22/2011 1:38:47 PM |
MoneyForNothing | $12.89 | 10/22/2011 5:28:30 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:28 PM |
emjo1219 | $25.00 | 10/22/2011 5:28:13 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
534236
This series of Notes was issued and sold upon the funding of the borrower loan #55198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 19.56% |
Borrower rate/APR:
| 20.56% / 22.03% |
Monthly payment:
| $268.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.21% | | |
| |
Estimated return*:
| 14.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,519 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| basis-spartan4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2010)
740-759
(Oct-2010)
|
Principal balance:
| $13,298.14 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
My loan for home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,700.00 | 10/27/2011 8:37:02 AM |
progressive-economy261 | $400.00 | 10/24/2011 9:15:52 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:27 PM |
FinDoc | $25.00 | 10/24/2011 5:12:10 PM |
scojo | $25.02 | 10/24/2011 11:45:02 PM |
LittleMingo | $25.00 | 10/25/2011 3:31:57 PM |
Centaur | $25.00 | 10/25/2011 8:22:19 PM |
tech310 | $50.00 | 10/25/2011 11:50:20 PM |
oodkim84oo | $300.00 | 10/27/2011 12:29:59 AM |
SolarMoonshine | $25.00 | 10/27/2011 3:40:52 AM |
kenji4861 | $25.00 | 10/27/2011 4:47:57 AM |
red-favorable-basis | $25.00 | 10/27/2011 4:53:03 AM |
jga516 | $25.00 | 10/27/2011 5:52:28 AM |
einvest1 | $27.00 | 10/27/2011 6:00:40 AM |
dedicated-diversification5 | $70.00 | 10/27/2011 6:58:22 AM |
Realty24 | $32.83 | 10/27/2011 7:45:09 AM |
Crie | $68.72 | 10/27/2011 7:54:31 AM |
leverage-monger | $25.00 | 10/27/2011 8:21:11 AM |
ILoveBearHats | $25.00 | 10/27/2011 8:16:46 AM |
Leshan | $50.00 | 10/27/2011 8:33:32 AM |
order-tamale | $27.37 | 10/27/2011 8:38:27 AM |
onecooldrink | $25.00 | 10/27/2011 8:40:34 AM |
Investor_DP | $14.04 | 10/27/2011 9:10:08 AM |
wigglesworth4 | $100.00 | 10/24/2011 9:16:05 AM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:15 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:05:39 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:40 AM |
leeball | $100.00 | 10/25/2011 10:23:26 AM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:11 PM |
happy-asset | $25.00 | 10/26/2011 8:57:49 PM |
mgking007 | $25.00 | 10/26/2011 10:09:17 PM |
bellaquito | $2,000.00 | 10/26/2011 9:12:06 PM |
income-buffalo1 | $100.00 | 10/27/2011 4:47:32 AM |
the-trade-alien | $25.00 | 10/27/2011 5:53:28 AM |
charming-exchange7 | $25.00 | 10/27/2011 5:59:41 AM |
equitable-penny0 | $50.00 | 10/27/2011 6:21:12 AM |
cake7 | $25.00 | 10/27/2011 6:29:24 AM |
Bob450 | $35.02 | 10/27/2011 7:01:08 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:10 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:28 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
534244
This series of Notes was issued and sold upon the funding of the borrower loan #55188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 44% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,835 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-monger |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: pay off credit cards and cut them up!
This loan will be used to...get a grip on finances
My financial situation: high country bank, salida colorado
I am a good candidate for this loan because...I pay my bills and if you look at my credit report I am good standing on all of them.
Monthly net income: $4800.00
Monthly expenses: $900.00
Housing: $1400
Insurance: $paid
Car expenses: $300 a month for gas
Utilities: $90.00
Phone, cable, internet: $60.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $38.71 | 10/26/2011 4:34:43 PM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:13 PM |
sdcc72 | $25.00 | 10/21/2011 12:41:50 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:09:09 PM |
papaloha | $25.00 | 10/23/2011 8:21:06 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:34 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:17 PM |
beaker | $25.01 | 10/25/2011 6:24:33 PM |
realtormoises | $25.00 | 10/26/2011 7:56:10 AM |
interstellar | $75.00 | 10/26/2011 4:03:15 PM |
Something-Corporate | $25.00 | 10/26/2011 3:36:35 PM |
SolarMoonshine | $25.00 | 10/26/2011 3:38:40 PM |
transparency-universe8 | $25.00 | 10/26/2011 4:52:09 PM |
Leshan | $25.00 | 10/26/2011 4:29:25 PM |
suave-dime6 | $25.00 | 10/26/2011 4:59:46 PM |
THE_ORACLE | $25.00 | 10/26/2011 5:49:54 PM |
CatbirdBanking | $25.00 | 10/26/2011 7:55:39 PM |
duty-windmill | $50.00 | 10/26/2011 7:36:28 PM |
coin-architect2 | $120.00 | 10/26/2011 7:47:17 PM |
first-finance-multiplier | $100.00 | 10/26/2011 8:50:42 PM |
S-Master | $100.00 | 10/26/2011 10:19:44 PM |
red-favorable-basis | $25.00 | 10/27/2011 4:45:56 AM |
exciting-fairness | $200.00 | 10/27/2011 6:00:20 AM |
The-Lighthouse-Group | $25.00 | 10/27/2011 6:16:40 AM |
friendly-principal76 | $25.00 | 10/27/2011 6:28:48 AM |
principal-laser | $62.90 | 10/27/2011 6:49:10 AM |
octoberfresh | $25.00 | 10/27/2011 7:42:12 AM |
buffalobills | $25.00 | 10/27/2011 8:00:11 AM |
EretzCapital | $25.00 | 10/27/2011 8:23:09 AM |
worth-blanket2 | $1,400.00 | 10/27/2011 8:36:40 AM |
Whipster | $90.00 | 10/23/2011 2:49:47 PM |
Rogelio48 | $30.00 | 10/24/2011 8:09:19 PM |
alexgalt | $25.00 | 10/24/2011 9:49:08 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:32 AM |
greencat | $50.00 | 10/25/2011 2:17:26 PM |
tech310 | $50.00 | 10/25/2011 11:45:03 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:23 PM |
1willray | $25.00 | 10/26/2011 4:29:32 PM |
platinum-scientist9 | $25.00 | 10/26/2011 4:59:50 PM |
bowler252 | $25.00 | 10/26/2011 5:19:11 PM |
loss-of-control | $100.00 | 10/26/2011 5:30:38 PM |
karpman3 | $50.00 | 10/26/2011 6:50:19 PM |
economy-popcorn | $25.00 | 10/26/2011 8:54:50 PM |
benefit-catalyst | $200.00 | 10/26/2011 8:43:17 PM |
gold-miser9 | $100.00 | 10/27/2011 12:27:32 AM |
let_me_retire | $100.00 | 10/27/2011 3:34:52 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:41 AM |
genuine-dime | $100.00 | 10/27/2011 5:26:20 AM |
Rogesparkguy | $25.00 | 10/27/2011 5:50:56 AM |
billybragg | $25.00 | 10/27/2011 5:57:39 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:10 AM |
cake7 | $25.00 | 10/27/2011 6:37:59 AM |
MoneyBadger | $25.00 | 10/27/2011 6:48:45 AM |
emosspot | $25.77 | 10/27/2011 7:01:34 AM |
Bob450 | $30.02 | 10/27/2011 7:01:52 AM |
ethical-truth211 | $842.24 | 10/27/2011 8:08:15 AM |
leverage-monger | $25.00 | 10/27/2011 8:15:32 AM |
Investing-in-you-2 | $59.49 | 10/27/2011 8:23:20 AM |
frogperson | $100.00 | 10/27/2011 8:22:53 AM |
citytreker | $25.00 | 10/27/2011 8:24:37 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
534258
This series of Notes was issued and sold upon the funding of the borrower loan #54872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $65.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,405 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Macy75 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $15,100.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
700-719
(Apr-2007)
|
Principal balance:
| $654.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 50 | | |
Description
High Interest Debt
Purpose of loan:
I have a credit card that increased my rate to a % that is way too high. I want to pay it off in one shot and move on.
My financial situation:
I have a history with Prosper, all payments made on time. My income is great ($100k+/year) and I have worked with my employer for 12 years. I just happen to have a family of 6 and my wife is a stay at home mom so sometimes eeking out a little extra to cover something large is a burden. Just looking to get rid of another card and improve my financial situation so that things like this are no longer an issue.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $50.00 | 10/21/2011 9:01:10 AM |
MoneyForNothing | $77.72 | 10/21/2011 9:06:00 AM |
D911ave | $50.00 | 10/21/2011 9:14:26 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:08 AM |
fcrick | $25.00 | 10/21/2011 9:41:53 AM |
RecoveryLender | $25.00 | 10/21/2011 9:34:20 AM |
kinetic-social | $25.00 | 10/21/2011 10:10:04 AM |
engaging-worth | $25.00 | 10/21/2011 10:02:25 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:55 AM |
blue-useful-auction | $25.00 | 10/21/2011 10:47:39 AM |
optionscashflow | $25.00 | 10/21/2011 12:56:49 PM |
rajs | $250.00 | 10/21/2011 1:03:05 PM |
first-finance-multiplier | $100.00 | 10/21/2011 12:51:12 PM |
wigglesworth4 | $482.28 | 10/21/2011 2:18:55 PM |
exchange-squirrel | $25.00 | 10/21/2011 9:30:30 AM |
enticing-capital6 | $50.00 | 10/21/2011 9:23:32 AM |
cwegert | $25.00 | 10/21/2011 9:33:21 AM |
kinetic-social | $30.00 | 10/21/2011 9:34:50 AM |
ChristopherHS | $25.00 | 10/21/2011 9:57:35 AM |
vutah | $35.00 | 10/21/2011 10:53:45 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:13 AM |
rokman | $100.00 | 10/21/2011 12:53:39 PM |
Edge-City | $25.00 | 10/21/2011 1:41:58 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
534282
This series of Notes was issued and sold upon the funding of the borrower loan #55213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 9m |
Amount delinquent:
| $30 |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $359 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| openness-boots8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expansion Loan
My financial situation:
I am an accountant so I understand the risks of obtaining a loan. The only bad marks on my credit score are due to past issues with being unemployed.
My business is growing. I just added another client who is going to be about $300 a month. I am entering into a Joint Venture agreement with one of my clients to add agent payment services for door to door sales companies. This can expect to yield an additional $20,000 a year.
I also became an exclusive vendor for the Keller Williams Real Estate agency in Maryland and a speaker for the local SBDC's Healthy Start Seminar. Both of which show promise as it will add to my goodwill and the later is free advertising for the business with people who are going to need it the most. I am also a member of BNI and Entrepreneur's Exchange; both of which are excellent sources of referrals.
Monthly net income: $1500 Monthly expenses: $1400 (combined personal/professional)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/20/2011 7:16:16 PM |
Something-Corporate | $25.00 | 10/21/2011 3:59:39 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:37 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:39 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:11 AM |
green-trade-dolphin | $25.00 | 10/27/2011 7:05:26 AM |
truth-umbrella3 | $25.00 | 10/27/2011 7:10:30 AM |
FG9YTR | $50.00 | 10/27/2011 7:41:13 AM |
enriching-dollar | $25.00 | 10/27/2011 9:02:53 AM |
investment-artist | $25.00 | 10/27/2011 9:12:36 AM |
dollar-doughnut6 | $25.00 | 10/27/2011 9:24:55 AM |
KindCharmingReflective-affluence | $25.00 | 10/27/2011 9:31:33 AM |
worth-blanket2 | $6,500.00 | 10/27/2011 8:37:39 AM |
blazing-capital2 | $250.00 | 10/21/2011 4:09:10 PM |
realtormoises | $25.00 | 10/26/2011 7:56:39 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:42 AM |
cake7 | $25.00 | 10/27/2011 6:47:52 AM |
js44043 | $25.00 | 10/27/2011 9:08:50 AM |
AdrianWapcaplet | $25.00 | 10/27/2011 9:33:49 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
534300
This series of Notes was issued and sold upon the funding of the borrower loan #54987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $239.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 35% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 15
/
10 | Length of status: | 21y 2m |
Amount delinquent:
| $12,676 |
Total credit lines:
| 47 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,437 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| Zouave |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 81% )
| 600-619 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 2
( 13% )
| 640-659
(May-2010)
760-779
(Jan-2010)
|
Principal balance:
| $3,836.22 |
31+ days late:
| 1
( 6% )
|
Total payments billed:
| 16 | | |
Description
Deposit on Apartment
This loan will be used to make deposit on apartment.
I am a good candidate for this loan because I have a stable work history. ahve been a firefighter for over 20 years. I am planning on paying off loan early. Will pay off before first of the year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/21/2011 9:14:37 AM |
Tscheddar | $25.00 | 10/21/2011 9:38:52 AM |
sweety075 | $25.00 | 10/21/2011 10:02:14 PM |
r48 | $25.00 | 10/22/2011 7:07:11 AM |
marwadi-62 | $50.00 | 10/22/2011 8:30:26 AM |
Aquanaut | $25.00 | 10/24/2011 9:39:41 AM |
secureincome | $250.00 | 10/24/2011 12:06:57 PM |
Rogelio48 | $30.00 | 10/24/2011 8:13:17 PM |
r48 | $25.00 | 10/25/2011 9:42:46 AM |
AF-Chief | $25.00 | 10/25/2011 3:19:06 PM |
LenderRob07 | $100.00 | 10/25/2011 5:26:17 PM |
312-Lender | $50.00 | 10/21/2011 9:13:12 AM |
ultimate-peace | $25.00 | 10/21/2011 9:02:44 AM |
nisim5 | $100.00 | 10/21/2011 11:43:39 AM |
Feyenoord | $30.00 | 10/21/2011 3:53:06 PM |
Jack55304 | $200.00 | 10/21/2011 5:19:41 PM |
Mikale360 | $25.00 | 10/21/2011 7:37:57 PM |
sharp-bill2 | $50.00 | 10/21/2011 10:00:08 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:37 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:41 PM |
the-discrete-income | $35.00 | 10/24/2011 9:01:52 AM |
Evolver | $25.00 | 10/24/2011 1:46:41 PM |
first-class-gold0 | $100.00 | 10/24/2011 7:55:26 PM |
witty-openness | $25.00 | 10/25/2011 4:30:52 AM |
social-zebra | $30.00 | 10/25/2011 8:39:22 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:50 AM |
influential-payment6 | $82.17 | 10/25/2011 3:46:14 PM |
note-mover9 | $100.00 | 10/25/2011 5:28:37 PM |
new-gold-wrangler | $717.83 | 10/25/2011 7:41:52 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
534306
This series of Notes was issued and sold upon the funding of the borrower loan #54969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $200.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 24% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,640 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| LiquidLilac2840 |
Borrower's state:
| California |
Borrower's group:
| University of California and California State University |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2010)
640-659
(Jan-2010)
640-659
(Aug-2009)
660-679
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate 3 high interest credit cards loans.
My financial situation:
I am a good candidate for this loan because I have a stable income - same company for 5+ years, promoted twice and I have great loan payment history.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/21/2011 5:02:04 PM |
money-baron-roth-IRA | $50.00 | 10/21/2011 5:08:49 PM |
fabulous-community4 | $50.00 | 10/21/2011 5:02:15 PM |
RoZu_Lending | $100.00 | 10/21/2011 5:06:32 PM |
credit-missile | $135.00 | 10/21/2011 5:05:58 PM |
Aberdeen | $4,000.00 | 10/21/2011 5:03:02 PM |
green-trade-dolphin | $39.52 | 10/21/2011 5:02:14 PM |
MoneyForNothing | $52.99 | 10/21/2011 5:05:00 PM |
currency-excellency0 | $75.00 | 10/21/2011 5:01:41 PM |
RoZu_Lending | $472.49 | 10/21/2011 5:09:12 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
534316
This series of Notes was issued and sold upon the funding of the borrower loan #54933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,750.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $162.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 63% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
25 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 82 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $55,622 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-impressive-dedication |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expecting Parent Loan
Purpose of loan:
This loan will be used to consolidate some credit card debt into a single monthly payment. My wife and I are expecting our first child late spring of 2012 and I am trying to get a little consolidation loan to pay off a couple high interest credit cards. I am really trying to get my finances into order and this loan will help with that.
My financial situation:
I am a good candidate for this loan because I have a good job, excellent credit payment history, and have worked at the same place for more than 9 years.
Monthly net income: $ 4300
Housing: $ 950
Insurance: $ 200
Car expenses: $ 25 (walk to work, no commute!)
Utilities: $ 150
Phone, cable, internet: $ 125
Food, entertainment: $ 150 (live in a small town, few places to eat, very little entertainment options, normally we always eat in and use Redbox)
Clothing, household expenses: $ 100
Credit cards, auto loan, and student loan payments: $ 1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/21/2011 9:30:30 AM |
barefootpaul | $25.00 | 10/25/2011 6:24:12 AM |
ultimate-peace | $150.00 | 10/21/2011 9:02:51 AM |
sdcc72 | $50.00 | 10/21/2011 12:49:05 PM |
favorite-commerce | $25.00 | 10/21/2011 4:48:03 PM |
vutah | $25.00 | 10/22/2011 8:08:00 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:52:20 PM |
Retiredsailor65 | $25.00 | 10/24/2011 1:42:08 PM |
triumphant-point5 | $50.00 | 10/24/2011 1:48:57 PM |
thrifty-capital | $25.00 | 10/24/2011 3:07:39 PM |
rockhound84 | $26.00 | 10/24/2011 3:12:19 PM |
income-buffalo1 | $100.00 | 10/24/2011 3:19:57 PM |
octoberfresh | $25.00 | 10/24/2011 2:49:59 PM |
Something-Corporate | $25.00 | 10/24/2011 3:24:59 PM |
shrewd-peace7 | $25.00 | 10/24/2011 4:19:18 PM |
suave-dime6 | $25.00 | 10/24/2011 3:53:57 PM |
Leshan | $50.00 | 10/24/2011 5:03:25 PM |
responsible-finance9 | $50.00 | 10/24/2011 5:53:20 PM |
Philman | $25.00 | 10/24/2011 5:39:06 PM |
investment-comet | $25.00 | 10/24/2011 5:47:10 PM |
loss-of-control | $100.00 | 10/24/2011 6:54:49 PM |
Gladglide | $25.00 | 10/24/2011 7:12:43 PM |
CA-Lender | $25.00 | 10/24/2011 9:44:18 PM |
CatbirdBanking | $25.00 | 10/24/2011 7:41:50 PM |
LendingPimp | $100.00 | 10/24/2011 10:57:23 PM |
Astyanax | $80.00 | 10/25/2011 12:13:27 AM |
Tikibarman | $25.00 | 10/25/2011 5:16:54 AM |
impala6464 | $50.00 | 10/25/2011 12:07:47 AM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:53 AM |
icon7 | $50.00 | 10/25/2011 7:28:36 AM |
B2152 | $25.00 | 10/25/2011 7:33:55 AM |
Girakul | $25.00 | 10/25/2011 6:24:06 AM |
revenue-associate | $25.00 | 10/25/2011 6:10:12 AM |
Christophe | $25.00 | 10/25/2011 6:21:59 AM |
knowledgeable-payment7 | $25.00 | 10/25/2011 6:47:51 AM |
top-visionary-truth | $50.00 | 10/25/2011 7:31:25 AM |
JW-From-SoCal | $25.00 | 10/25/2011 8:10:09 AM |
spiff666 | $25.00 | 10/25/2011 8:47:28 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:50 AM |
Westb | $50.00 | 10/25/2011 9:19:11 AM |
YeoLenderSource | $25.00 | 10/25/2011 9:13:50 AM |
gotjack | $25.00 | 10/21/2011 2:36:03 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:37 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:41 PM |
greencat | $50.00 | 10/24/2011 7:21:39 AM |
Land_on_your_feet | $25.00 | 10/24/2011 1:58:13 PM |
silver-fuse | $30.00 | 10/24/2011 2:10:39 PM |
The_Phoenix_Company | $25.00 | 10/24/2011 2:38:07 PM |
bowler252 | $25.00 | 10/24/2011 6:11:00 PM |
deepblue34 | $25.00 | 10/24/2011 7:53:29 PM |
poorboy18 | $25.00 | 10/24/2011 7:32:17 PM |
blissful-finance7 | $30.00 | 10/24/2011 7:50:02 PM |
fizicks06 | $500.00 | 10/24/2011 9:18:07 PM |
orange-pound-party | $30.00 | 10/24/2011 8:31:48 PM |
S-Master | $100.00 | 10/24/2011 10:29:20 PM |
head | $25.00 | 10/25/2011 2:13:20 AM |
droopie1 | $25.00 | 10/25/2011 1:40:05 AM |
cerebral-dollar773 | $25.00 | 10/25/2011 6:55:40 AM |
authoritative-capital | $25.00 | 10/25/2011 7:02:26 AM |
midnight24 | $25.00 | 10/25/2011 7:33:53 AM |
equallender | $42.89 | 10/25/2011 7:22:35 AM |
buffalobills | $25.00 | 10/25/2011 8:03:34 AM |
yamahaRider | $200.00 | 10/25/2011 9:04:00 AM |
lenderob | $221.00 | 10/25/2011 9:33:50 AM |
foofightee | $25.00 | 10/25/2011 9:13:48 AM |
evergreen16 | $200.00 | 10/25/2011 9:33:48 AM |
66 Investments
|
Borrower Payment Dependent Notes Series
534328
This series of Notes was issued and sold upon the funding of the borrower loan #55054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 34% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,957 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| repayment-seahorse0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Rental
Purpose of loan:
This loan will be used to... for rental car and another expense from a car accident I have been in.
My financial situation:
I am a good candidate for this loan because...I will repay the loan earlier than the loan date.
Monthly net income: $4200
Monthly expenses: $ 2800
Housing: $ 1394
Insurance: $ 244
Car expenses: $ 450
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 300
Clothing, household expenses: $ 50
Credit cards and other loans: $ 60
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/21/2011 12:27:46 AM |
pound-mushroom3 | $25.00 | 10/20/2011 5:19:36 PM |
SolarMoonshine | $25.00 | 10/20/2011 5:27:39 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:41 PM |
dudebrah | $25.00 | 10/20/2011 8:41:26 PM |
EngineersAlliance | $100.00 | 10/21/2011 5:07:58 PM |
LendingPimp | $80.00 | 10/24/2011 11:44:01 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:41 AM |
Bob450 | $25.00 | 10/25/2011 12:23:08 PM |
Christophe | $25.00 | 10/26/2011 7:29:47 AM |
kinetic-social | $25.00 | 10/26/2011 10:13:25 AM |
entertaining-credit5 | $25.00 | 10/26/2011 10:25:20 AM |
intelligent-repayment8 | $714.49 | 10/26/2011 10:40:21 AM |
well-rounded-payout0 | $50.00 | 10/20/2011 5:13:54 PM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:18 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:08:05 PM |
mrxtravis | $25.00 | 10/21/2011 7:14:20 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:39 PM |
Evolver | $25.00 | 10/24/2011 1:46:40 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:19 PM |
Land_on_your_feet | $30.00 | 10/26/2011 6:51:10 AM |
credit-coach118 | $30.47 | 10/26/2011 8:43:15 AM |
EretzCapital | $70.04 | 10/26/2011 10:34:45 AM |
mennleo | $50.00 | 10/26/2011 10:31:08 AM |
24 Investments
|
Borrower Payment Dependent Notes Series
534384
This series of Notes was issued and sold upon the funding of the borrower loan #55106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,950.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $249.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 8% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,751 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| patsfan54 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Feb-2011)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Loan to fix water service
Purpose of loan:
Our town is replacing old water mains and service feeds with new ones. When they connected the town-owned part of the feed to the original-to-the-house owned-by-us part of the feed, our blew and has to be fixed.
My financial situation:
I am a good candidate for this loan because I have a steady job with a good income, a low debt-to-income ratio, an excellent credit score, and no delinquencies or defaults.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $25.02 | 10/22/2011 12:02:09 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:23 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:29 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:22 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:34 PM |
john0720 | $25.00 | 10/23/2011 6:17:26 PM |
blot44 | $25.00 | 10/23/2011 6:03:47 PM |
Hanalei712 | $50.00 | 10/23/2011 10:07:00 PM |
oskizzle | $25.00 | 10/24/2011 6:32:33 AM |
truth-silo | $100.00 | 10/24/2011 8:22:31 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:47:01 PM |
wise-exchange-chooser | $50.00 | 10/24/2011 7:49:22 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:43 PM |
Aimvest | $25.00 | 10/25/2011 12:48:50 PM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:43 PM |
murren | $25.00 | 10/25/2011 3:11:47 PM |
maldok1 | $25.00 | 10/25/2011 5:06:22 PM |
radforj22 | $25.00 | 10/25/2011 5:06:35 PM |
velocity-solo | $25.00 | 10/25/2011 5:23:10 PM |
Sneezie | $100.00 | 10/25/2011 6:06:49 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:30 PM |
JedClampett | $125.00 | 10/25/2011 6:37:46 PM |
paladin510 | $50.00 | 10/25/2011 6:59:12 PM |
investment-comet | $25.00 | 10/25/2011 7:44:54 PM |
Dollars4Rent | $50.00 | 10/26/2011 7:12:49 AM |
MM1207 | $25.00 | 10/26/2011 7:44:18 AM |
nickel-ferret | $50.00 | 10/26/2011 9:09:40 AM |
personal-lender | $25.00 | 10/26/2011 9:10:18 AM |
traghip6 | $25.00 | 10/26/2011 9:20:46 AM |
valiant-liberty4 | $25.00 | 10/26/2011 9:22:01 AM |
Weaverville | $50.00 | 10/26/2011 10:23:32 AM |
octoberfresh | $25.00 | 10/26/2011 10:12:36 AM |
C_Mark | $100.00 | 10/26/2011 11:18:08 AM |
blooming-market | $50.00 | 10/26/2011 12:36:02 PM |
Lender0010 | $50.00 | 10/26/2011 12:57:15 PM |
dmitriy2 | $25.00 | 10/26/2011 12:40:15 PM |
damage | $25.00 | 10/26/2011 12:36:14 PM |
shellstar | $25.00 | 10/26/2011 1:06:38 PM |
sjlender | $100.00 | 10/22/2011 12:19:08 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:04 PM |
cingular | $25.00 | 10/22/2011 12:58:27 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:05 PM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:04:03 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:32 PM |
neighborly-hope6 | $100.00 | 10/23/2011 4:16:55 PM |
Munnie | $25.00 | 10/23/2011 5:34:20 PM |
fcrick | $25.00 | 10/23/2011 8:24:50 PM |
AmericanCredit | $50.00 | 10/24/2011 10:49:57 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:18 PM |
trade-arch | $50.00 | 10/24/2011 2:17:28 PM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:29 PM |
studious-peso | $25.00 | 10/25/2011 5:44:45 AM |
indomitable-coin | $25.00 | 10/25/2011 10:16:30 AM |
leeball | $100.00 | 10/25/2011 10:23:23 AM |
xstreamin | $100.00 | 10/25/2011 2:44:04 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:44 PM |
transparency-river1 | $1,000.00 | 10/25/2011 5:27:23 PM |
MissionMicroFinance | $25.00 | 10/25/2011 6:05:59 PM |
riskadverse44 | $25.00 | 10/25/2011 7:29:16 PM |
bb575 | $25.00 | 10/25/2011 7:42:29 PM |
Syzygy | $25.00 | 10/25/2011 7:53:53 PM |
compoundinterest | $50.00 | 10/26/2011 9:06:50 AM |
CSAworker | $25.00 | 10/26/2011 12:16:55 PM |
new-gold-wrangler | $694.97 | 10/26/2011 1:35:21 PM |
larrybird | $2,000.00 | 10/26/2011 12:20:49 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
534388
This series of Notes was issued and sold upon the funding of the borrower loan #55149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 12% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
6 | Length of status: | 10y 9m |
Amount delinquent:
| $2,638 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,908 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cubfan72 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Just a little help..
Purpose of loan:
This loan will be used to consolidate some outstanding credit cards and close them down. The cards were used in the first place for business purposes, but with the downturn, the business cashflow became a little rough. And with that, the interest rates went a little through the roof....we can all understand that.
My financial situation:
I am a good candidate for this loan because not only am I employed (albeit making less than I used to), but I understand the value of good credit and honoring my debts. I would love to pay off the credit card companies and pay a reasonable amount of interest to investors rather for helping out rather than the credit card companies who dont seem to be there for you when you actually need them the most.
If you need more information, I am happy tp provide it.
Thanks in advance for your assistance, it will be much appreciated.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $6,200.00 | 10/26/2011 7:56:41 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:41 PM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:19 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:54 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:54 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:00 PM |
orange-spiritual-contract | $75.00 | 10/24/2011 10:59:23 AM |
intelligent-repayment8 | $1,300.00 | 10/24/2011 10:06:44 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:42 AM |
larrybird | $2,000.00 | 10/25/2011 7:55:57 PM |
MM1207 | $25.00 | 10/26/2011 7:47:30 AM |
intelligent-repayment8 | $700.00 | 10/26/2011 10:02:03 AM |
KClender | $25.00 | 10/26/2011 11:09:08 AM |
shellstar | $25.00 | 10/26/2011 1:07:48 PM |
CreditBuilder2 | $50.00 | 10/26/2011 12:27:19 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:34 PM |
keeminn | $30.00 | 10/26/2011 1:58:20 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:57:21 PM |
Kaj | $25.00 | 10/26/2011 4:30:43 PM |
durability-ruler | $25.00 | 10/26/2011 4:26:26 PM |
GCInvestments | $30.00 | 10/26/2011 5:10:11 PM |
income-buffalo1 | $100.00 | 10/26/2011 5:12:45 PM |
Chewbaca | $25.00 | 10/26/2011 6:25:03 PM |
TW2000 | $25.00 | 10/26/2011 8:25:55 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:04 PM |
please-repay | $100.00 | 10/25/2011 3:31:14 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:34 AM |
SolarMoonshine | $25.00 | 10/26/2011 3:35:31 PM |
merciful-return164 | $500.00 | 10/26/2011 2:59:17 PM |
capital-majesty7 | $300.00 | 10/26/2011 3:49:21 PM |
Leshan | $25.00 | 10/26/2011 4:33:17 PM |
Techne_Funds_LLC | $25.00 | 10/26/2011 6:53:35 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:56:43 PM |
moola-accelerator6 | $50.00 | 10/26/2011 7:14:51 PM |
first-finance-multiplier | $40.00 | 10/26/2011 8:52:51 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
534392
This series of Notes was issued and sold upon the funding of the borrower loan #54828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 15y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,087 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| coddy |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $13,036.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
660-679
(Jun-2008)
|
Principal balance:
| $5,298.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 41 | | |
Description
Payying the last one off
Purpose of loan: citi bank
This loan will be used to...to cut the head off the last card i will ever have.
My financial situation: Is better much.
I am a good candidate for this loan because...I have paid the other loan off early by 5 mos
Monthly net income: $57,000
Monthly expenses: $4,200
Housing: $854
Insurance: $2184
Car expenses: $130
Utilities: $340
Phone, cable, internet: $141
Food, entertainment: $375
Clothing, household expenses: $0-100
Credit cards and other loans: $734
Other expenses: $20-75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $50.00 | 10/21/2011 9:09:20 AM |
SLN-10 | $100.00 | 10/21/2011 9:18:38 AM |
Moe87 | $30.76 | 10/22/2011 3:11:29 AM |
rolltide09 | $25.00 | 10/21/2011 9:02:28 AM |
janeybooboo | $100.00 | 10/21/2011 9:02:52 AM |
genuine-dime | $100.00 | 10/21/2011 9:02:28 AM |
enticing-capital6 | $50.00 | 10/21/2011 9:23:33 AM |
wise-deal-panda | $200.00 | 10/21/2011 9:19:01 AM |
heavenly-interest9 | $400.00 | 10/21/2011 9:29:36 AM |
312-Lender | $33.26 | 10/21/2011 9:17:49 AM |
atlas-shrugged | $200.00 | 10/21/2011 9:21:42 AM |
loanman2007 | $125.00 | 10/21/2011 11:24:57 AM |
bullish2bearish | $25.00 | 10/21/2011 11:42:31 AM |
amlu1988 | $25.00 | 10/21/2011 11:46:00 AM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:47 PM |
dime-sapling | $25.00 | 10/21/2011 2:07:00 PM |
Princehaha | $25.00 | 10/21/2011 5:17:23 PM |
taetrade | $25.00 | 10/21/2011 7:27:34 PM |
cunning-truth6 | $50.00 | 10/21/2011 7:39:58 PM |
enchanted-note | $25.00 | 10/22/2011 6:06:31 AM |
SolarMoonshine | $25.00 | 10/22/2011 3:41:17 AM |
RoZu_Lending | $100.00 | 10/22/2011 4:41:55 AM |
keichi03 | $40.00 | 10/22/2011 6:43:18 AM |
five-star-note | $350.00 | 10/22/2011 7:19:40 AM |
grnii78 | $69.00 | 10/21/2011 9:22:55 AM |
113121 | $200.00 | 10/21/2011 12:12:15 PM |
worth-blanket2 | $5,400.00 | 10/21/2011 4:50:35 PM |
icanhasloanz | $100.00 | 10/22/2011 12:17:21 AM |
MoneyForNothing | $44.91 | 10/21/2011 9:10:08 AM |
Kash2010lu | $25.00 | 10/21/2011 9:10:52 AM |
green-trade-dolphin | $50.00 | 10/21/2011 9:01:06 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:09 AM |
DHolly | $31.00 | 10/21/2011 9:25:02 AM |
credit-missile | $110.00 | 10/21/2011 9:38:15 AM |
Jack55304 | $194.00 | 10/21/2011 9:23:08 AM |
AndChicksforFree | $93.00 | 10/21/2011 9:23:37 AM |
NekHoldings | $25.00 | 10/21/2011 10:03:51 AM |
loan-master1 | $25.00 | 10/21/2011 10:04:27 AM |
cnovak | $25.00 | 10/21/2011 9:53:27 AM |
thankful-nickel2 | $50.00 | 10/21/2011 10:00:08 AM |
mikeandcat | $100.00 | 10/21/2011 10:07:20 AM |
finance-solo | $25.00 | 10/21/2011 11:53:50 AM |
optionscashflow | $25.00 | 10/21/2011 12:58:38 PM |
first-dinero-paladin | $45.00 | 10/21/2011 1:38:52 PM |
LittleMingo | $30.00 | 10/21/2011 4:32:38 PM |
genuine-integrity0 | $25.00 | 10/21/2011 3:37:43 PM |
Feyenoord | $30.00 | 10/21/2011 3:42:30 PM |
Craigopher | $25.00 | 10/21/2011 6:32:30 PM |
Milonguero | $100.00 | 10/21/2011 5:39:26 PM |
Mikale360 | $25.00 | 10/21/2011 7:09:42 PM |
omegamon1 | $30.00 | 10/21/2011 6:32:23 PM |
sweety075 | $25.00 | 10/21/2011 9:25:54 PM |
Nojukbong | $50.00 | 10/21/2011 9:56:15 PM |
rockhound84 | $25.00 | 10/22/2011 3:09:46 AM |
klend4 | $33.82 | 10/22/2011 5:17:27 AM |
Rulea72 | $25.00 | 10/22/2011 7:08:44 AM |
chameleon125 | $50.00 | 10/22/2011 7:36:05 AM |
loss-of-control | $150.00 | 10/22/2011 8:15:50 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:39 AM |
Bob450 | $25.00 | 10/22/2011 7:50:11 AM |
green28 | $135.25 | 10/22/2011 8:22:16 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
534444
This series of Notes was issued and sold upon the funding of the borrower loan #54849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.85% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $429.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 8% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $127,504 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| AJJSJ |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Growing Business!!
Purpose of loan:
This loan will be used to provide an immediate infusion of cash to purchase additional computers and other equipment until cash flow can catch up
My financial situation:
I am a good candidate for this loan because my business is growing plus I have additional income from other sources. My high credit rating shows I have always paid backed my loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/21/2011 9:14:27 AM |
Danylostefan | $50.00 | 10/21/2011 10:30:21 AM |
blazing-capital2 | $250.00 | 10/21/2011 4:04:06 PM |
lostontheedge | $25.00 | 10/21/2011 4:29:29 PM |
coin-flower1 | $25.00 | 10/21/2011 6:26:21 PM |
persistent-value3 | $49.53 | 10/21/2011 7:59:36 PM |
chris-heretoinvest | $25.00 | 10/21/2011 8:52:39 PM |
TikPmp1 | $25.00 | 10/22/2011 4:29:29 AM |
blot44 | $25.00 | 10/21/2011 11:27:10 PM |
useful-currency | $25.00 | 10/22/2011 5:50:48 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:26 AM |
vutah | $25.00 | 10/22/2011 7:59:14 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:41 AM |
rakey | $25.00 | 10/22/2011 9:20:06 AM |
kinetic-social | $50.00 | 10/22/2011 10:38:51 AM |
velocity-solo | $25.00 | 10/22/2011 12:20:28 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:08 PM |
nuclearmoose | $25.00 | 10/22/2011 1:46:01 PM |
riskadverse44 | $25.00 | 10/22/2011 3:38:39 PM |
Kerrysbay | $50.00 | 10/22/2011 4:29:39 PM |
listing-candy | $25.00 | 10/22/2011 6:44:28 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:27 PM |
FAsAreDUMB | $27.54 | 10/22/2011 7:13:30 PM |
NoCal | $25.00 | 10/22/2011 8:17:24 PM |
new-marketplace-lyrics | $25.00 | 10/22/2011 9:06:48 PM |
value-searcher3 | $60.00 | 10/23/2011 6:10:04 AM |
cashhelp | $25.00 | 10/23/2011 4:36:47 AM |
unrivaled-income5 | $50.00 | 10/23/2011 4:49:53 AM |
maniac3 | $2,000.00 | 10/21/2011 1:56:44 PM |
sjlender | $100.00 | 10/21/2011 9:18:30 AM |
Tscheddar | $25.00 | 10/21/2011 9:37:51 AM |
fcrick | $25.00 | 10/21/2011 9:41:55 AM |
CIC | $25.00 | 10/21/2011 11:15:55 AM |
loyalty-edifice997 | $50.00 | 10/21/2011 11:19:25 AM |
nisim5 | $50.00 | 10/21/2011 11:43:40 AM |
wampum-chorus3 | $25.00 | 10/21/2011 2:59:18 PM |
worthy-bid8 | $50.00 | 10/21/2011 5:05:19 PM |
currency-excellency0 | $100.00 | 10/21/2011 5:00:42 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:31 PM |
paladin510 | $50.00 | 10/21/2011 5:07:40 PM |
BankOfBjoltus | $50.00 | 10/21/2011 7:20:12 PM |
scuba-man | $25.00 | 10/22/2011 3:20:57 AM |
TJ-Financial-Group | $25.55 | 10/22/2011 8:01:28 AM |
Futurero | $25.00 | 10/22/2011 9:01:07 AM |
jc33148 | $36.69 | 10/22/2011 10:25:14 AM |
radforj22 | $25.00 | 10/22/2011 10:17:56 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:36 AM |
pure-cash9 | $25.00 | 10/22/2011 11:42:44 AM |
MadHun | $200.00 | 10/22/2011 12:09:04 PM |
cingular | $25.00 | 10/22/2011 12:58:25 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:28 PM |
brennonb2 | $77.26 | 10/22/2011 4:30:25 PM |
Lotsofbears | $25.00 | 10/22/2011 6:37:35 PM |
IIP77 | $25.00 | 10/22/2011 4:11:20 PM |
wise-benjamins-fortress | $500.00 | 10/22/2011 4:23:05 PM |
happy-yield | $25.00 | 10/23/2011 6:08:14 AM |
abundant-power | $23.42 | 10/23/2011 6:54:58 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
534456
This series of Notes was issued and sold upon the funding of the borrower loan #54840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $70.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 18% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,918 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| exciting-treasure |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,800.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
|
Principal balance:
| $1,376.18 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt payoff
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have good job
Monthly net income: $4000
Monthly expenses: $1000
Housing: $320
Insurance: $80
Car expenses: $309
Utilities: $80
Phone, cable, internet: $90
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 10/21/2011 9:03:05 AM |
TomDalonajay | $25.00 | 10/21/2011 9:09:12 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:11 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:57 PM |
sweety075 | $25.00 | 10/21/2011 9:26:15 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:42 AM |
marwadi-62 | $25.00 | 10/22/2011 8:31:50 AM |
Beld | $75.00 | 10/22/2011 10:29:53 AM |
pure-cash9 | $25.00 | 10/22/2011 11:26:42 AM |
herbyman | $50.00 | 10/22/2011 1:00:51 PM |
rajs | $142.13 | 10/22/2011 6:09:34 PM |
AndChicksforFree | $27.00 | 10/21/2011 9:15:10 AM |
DHolly | $25.00 | 10/21/2011 9:29:42 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:58 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:14 AM |
blazing-capital2 | $250.00 | 10/21/2011 4:05:47 PM |
PalmerTheEmbalmer | $38.00 | 10/22/2011 7:39:22 AM |
MPdeez | $37.87 | 10/22/2011 9:16:20 AM |
wlm3012 | $30.00 | 10/22/2011 11:29:18 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:08 PM |
sushi537 | $25.00 | 10/22/2011 3:38:51 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:29 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
534462
This series of Notes was issued and sold upon the funding of the borrower loan #55114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $200.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 39% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,581 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peace-trooper3 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
700-719
(Feb-2010)
|
Principal balance:
| $1,178.66 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
SFC RETIRED ARMY
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $100.00 | 10/21/2011 5:14:44 PM |
grnii78 | $74.54 | 10/25/2011 10:47:30 AM |
green-trade-dolphin | $30.02 | 10/21/2011 5:02:05 PM |
fabulous-community4 | $25.00 | 10/21/2011 5:08:34 PM |
DHolly | $31.00 | 10/21/2011 5:58:14 PM |
Feyenoord | $30.00 | 10/21/2011 9:47:11 PM |
momoney2lend | $25.00 | 10/21/2011 9:57:45 PM |
marwadi-62 | $50.00 | 10/22/2011 8:30:27 AM |
thankful-nickel2 | $25.00 | 10/22/2011 1:37:23 PM |
Whatssofunnybout | $25.00 | 10/22/2011 10:15:02 PM |
social-hunter5 | $27.00 | 10/23/2011 11:06:41 AM |
dtana | $25.00 | 10/23/2011 4:15:08 PM |
loanman2007 | $25.00 | 10/24/2011 4:58:54 AM |
farchoir | $25.00 | 10/24/2011 5:30:35 AM |
the-discrete-income | $25.00 | 10/24/2011 9:01:53 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:51:20 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:23 PM |
shawnw2 | $50.00 | 10/25/2011 2:40:49 AM |
drcoop | $25.00 | 10/25/2011 4:31:48 PM |
leverage-ectasy | $35.00 | 10/26/2011 4:46:45 AM |
TennSquire | $50.00 | 10/26/2011 11:10:06 AM |
duty-monger | $50.00 | 10/26/2011 11:01:14 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:40 PM |
rolltide09 | $25.00 | 10/21/2011 5:02:04 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:07 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:07 PM |
wise-deal-panda | $200.00 | 10/21/2011 5:15:12 PM |
AndChicksforFree | $25.00 | 10/21/2011 5:32:02 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:20:33 PM |
sweety075 | $25.00 | 10/21/2011 10:00:21 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:47 AM |
Jack55304 | $200.00 | 10/22/2011 12:24:56 PM |
Whipster | $45.00 | 10/22/2011 3:32:48 PM |
OldManP | $25.00 | 10/22/2011 8:45:58 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:43 PM |
papaloha | $25.00 | 10/24/2011 6:05:02 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:58 AM |
jmeasn | $25.00 | 10/25/2011 12:13:50 PM |
loss-of-control | $76.86 | 10/25/2011 6:22:02 PM |
CoolPlexer | $25.00 | 10/25/2011 7:00:12 PM |
MilitaryLending | $100.02 | 10/25/2011 7:46:21 PM |
platinum-boss2 | $25.00 | 10/26/2011 1:13:08 PM |
new-gold-wrangler | $225.56 | 10/26/2011 2:25:47 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
534478
This series of Notes was issued and sold upon the funding of the borrower loan #55000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $177.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 2m |
Amount delinquent:
| $12,116 |
Total credit lines:
| 23 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,675 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jt8491 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 86% )
| 640-659 (Latest)
|
Principal borrowed:
| $11,800.00 | < 31 days late:
| 7
( 14% )
| 700-719
(May-2010)
600-619
(Apr-2007)
|
Principal balance:
| $2,600.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
My personal loan for my business
Purpose of loan:
This loan will be used to contribute to initial start up captial for a second business - yoga studio.
My financial situation:
I am a good candidate for this loan because I make an excellent first income and this will provide a second income - have little debt and an excellent repayment history.
Monthly net income: $ 6600
Monthly expenses: $
Housing: $ 1500
Insurance: $ 300
Car expenses: $ 700
Utilities: $ 120
Phone, cable, internet: $ 120
Food, entertainment: $ 400
Clothing, household expenses: $ 300
Credit cards and other loans: $ 170
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/21/2011 9:18:11 AM |
amlu1988 | $25.00 | 10/21/2011 11:56:37 AM |
sweety075 | $25.00 | 10/22/2011 7:50:02 AM |
marwadi-62 | $50.00 | 10/22/2011 8:30:26 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:09 PM |
orange-spiritual-contract | $75.00 | 10/24/2011 11:00:24 AM |
intelligent-repayment8 | $500.00 | 10/24/2011 10:04:18 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:54 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:56 PM |
AndChicksforFree | $37.00 | 10/21/2011 9:14:13 AM |
MoneyForNothing | $44.30 | 10/21/2011 9:47:21 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:58 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:57 PM |
Feyenoord | $30.00 | 10/21/2011 3:49:33 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:42 AM |
Thunder08 | $26.00 | 10/24/2011 4:09:49 PM |
larrybird | $1,012.70 | 10/25/2011 7:55:59 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
534480
This series of Notes was issued and sold upon the funding of the borrower loan #54999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,900.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $249.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 6% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,677 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| sfmf |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taking advantage of the $250 offer
At $7,900, the origination fee and first month's interest on this loan will be less than the second payment amount.
I'm planning to pay off the loan in those two months, so this listing presents only a small interest opportunity for you as a lender ($111 on the entire loan) but effectively zero risk.
I'll net about $100 (at the cost of a credit inquiry and a closed trade line). Seems reasonable!
Information in the Description is not verified.
Friends And Family Investments
ozzie has invested a total of
$500.00.
"Only refer to your friend by their screen name sfmf."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $25.00 | 10/25/2011 1:30:42 PM |
green-trade-dolphin2 | $30.02 | 10/21/2011 5:02:12 PM |
availableloan | $25.00 | 10/21/2011 9:18:11 PM |
useful-currency | $25.00 | 10/22/2011 5:50:48 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:48 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:36 AM |
velocity-solo | $25.00 | 10/22/2011 12:20:28 PM |
Preteur | $25.00 | 10/23/2011 9:27:00 AM |
personal-lender | $25.00 | 10/23/2011 12:08:53 PM |
Munnie | $25.00 | 10/23/2011 5:34:16 PM |
cash-merry-maker | $25.00 | 10/23/2011 6:27:54 PM |
fcrick | $25.00 | 10/23/2011 8:24:41 PM |
dcfinancial | $25.00 | 10/24/2011 4:43:14 AM |
truth-silo | $100.00 | 10/24/2011 8:22:29 AM |
valiant-liberty4 | $25.00 | 10/24/2011 9:17:51 AM |
transparency-river1 | $1,000.00 | 10/24/2011 9:21:19 AM |
LovinMe | $25.00 | 10/24/2011 9:30:37 AM |
AmericanCredit | $50.00 | 10/24/2011 10:49:56 AM |
Weaverville | $100.00 | 10/24/2011 10:21:50 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:10 PM |
riskadverse44 | $25.00 | 10/24/2011 2:44:56 PM |
top-epic-community | $100.00 | 10/24/2011 2:21:00 PM |
american6 | $50.00 | 10/24/2011 3:36:41 PM |
gracej | $25.00 | 10/24/2011 4:37:08 PM |
majestic-repayment3 | $50.00 | 10/24/2011 6:55:56 PM |
kenster213 | $100.00 | 10/24/2011 7:30:18 PM |
rich266 | $100.00 | 10/25/2011 1:56:33 AM |
atlacatl | $25.00 | 10/25/2011 8:28:10 AM |
diversification-surge | $25.00 | 10/25/2011 11:24:05 AM |
Rivervale_Westwood | $50.00 | 10/25/2011 2:31:00 PM |
maldok1 | $25.00 | 10/25/2011 5:06:20 PM |
paladin510 | $100.00 | 10/25/2011 6:59:11 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:32 PM |
blot44 | $25.00 | 10/21/2011 11:26:55 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:26 AM |
vutah | $25.00 | 10/22/2011 8:18:44 AM |
radforj22 | $25.00 | 10/22/2011 10:17:56 AM |
worthy-bid8 | $50.00 | 10/22/2011 12:06:00 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:13 PM |
cingular | $25.00 | 10/22/2011 12:58:26 PM |
IIP77 | $25.00 | 10/22/2011 4:11:21 PM |
JRhino | $25.00 | 10/22/2011 10:51:19 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:28 PM |
abundant-power | $50.00 | 10/23/2011 6:55:05 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:17 AM |
wise-silver-wonder | $25.00 | 10/23/2011 11:13:30 AM |
Syzygy | $25.00 | 10/23/2011 11:40:09 AM |
nickel-ferret | $50.00 | 10/23/2011 12:08:17 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:08 PM |
indomitable-coin | $25.00 | 10/23/2011 12:44:38 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:32 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:30 PM |
neighborly-hope6 | $100.00 | 10/23/2011 4:11:28 PM |
drkosh | $25.00 | 10/23/2011 6:40:37 PM |
first-favorite-bonus9 | $25.00 | 10/24/2011 4:20:57 AM |
scojo | $25.02 | 10/24/2011 12:23:01 AM |
Supernick | $50.00 | 10/24/2011 6:44:10 AM |
oskizzle | $25.00 | 10/24/2011 6:31:53 AM |
ozzie | $500.00 | 10/24/2011 11:34:23 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:47:00 PM |
KFB_Investments | $38.12 | 10/24/2011 1:59:16 PM |
trade-arch | $50.00 | 10/24/2011 2:17:26 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:46 PM |
youthful-yield2 | $50.00 | 10/24/2011 6:08:08 PM |
purposeful-pound5 | $31.83 | 10/24/2011 6:45:47 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:42 PM |
wtrboy | $25.00 | 10/24/2011 10:50:31 PM |
studious-peso | $25.00 | 10/25/2011 5:42:18 AM |
djh47a | $25.00 | 10/25/2011 7:37:40 AM |
traghip6 | $25.00 | 10/25/2011 9:37:18 AM |
BURNERA_1 | $50.00 | 10/25/2011 10:19:38 AM |
iolaire | $25.00 | 10/25/2011 10:22:05 AM |
robertmm25 | $25.00 | 10/25/2011 10:27:03 AM |
kind-durability-battalion | $25.00 | 10/25/2011 10:27:48 AM |
slowpig | $50.00 | 10/25/2011 10:28:26 AM |
hopeful-truth5 | $50.00 | 10/25/2011 10:57:06 AM |
Octavian315 | $35.00 | 10/25/2011 1:02:56 PM |
Aimvest | $25.00 | 10/25/2011 12:48:49 PM |
best-ingenious-funds | $100.00 | 10/25/2011 1:30:54 PM |
xstreamin | $100.00 | 10/25/2011 2:44:03 PM |
murren | $25.00 | 10/25/2011 3:11:46 PM |
economics2011 | $25.00 | 10/25/2011 4:29:23 PM |
cosmof16 | $25.00 | 10/25/2011 4:34:41 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:08 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:42 PM |
compoundinterest | $50.00 | 10/25/2011 5:07:18 PM |
lovely-greenback4 | $50.00 | 10/25/2011 5:09:36 PM |
prescription0 | $50.00 | 10/25/2011 5:26:01 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:23 PM |
dollars4loan | $500.00 | 10/25/2011 5:47:57 PM |
Sneezie | $100.00 | 10/25/2011 6:06:47 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:28 PM |
larrybird | $665.00 | 10/25/2011 7:56:06 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
534486
This series of Notes was issued and sold upon the funding of the borrower loan #54914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $76.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 45% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,178 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sndevil2008 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $1,700.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2011)
680-699
(Aug-2009)
680-699
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Overdue honeymoon - by 20 years!
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 10/22/2011 12:03:19 PM |
LittleMingo | $30.00 | 10/22/2011 12:01:42 PM |
Kash2010lu | $25.00 | 10/22/2011 12:09:33 PM |
MoneyForNothing | $25.00 | 10/22/2011 12:11:25 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:56 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:42 PM |
famous-bill | $50.00 | 10/22/2011 12:30:53 PM |
credit-missile | $65.00 | 10/22/2011 12:22:30 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:25:42 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:06 PM |
SolarMoonshine | $50.00 | 10/22/2011 2:34:15 PM |
best-generosity-financier | $25.00 | 10/22/2011 3:14:30 PM |
atlas-shrugged | $170.00 | 10/22/2011 3:16:27 PM |
loanman2007 | $100.00 | 10/22/2011 12:13:37 PM |
credit-missile | $70.00 | 10/22/2011 12:23:38 PM |
RoZu_Lending | $100.00 | 10/22/2011 12:07:09 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:20 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:23 PM |
jgar_O | $25.00 | 10/22/2011 1:06:05 PM |
janeybooboo | $100.00 | 10/22/2011 2:55:08 PM |
cashhelp | $50.00 | 10/22/2011 1:12:44 PM |
heaven75 | $100.00 | 10/22/2011 1:33:33 PM |
Beechturner | $40.00 | 10/22/2011 1:46:49 PM |
fabulous-community4 | $25.00 | 10/22/2011 2:06:11 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
534504
This series of Notes was issued and sold upon the funding of the borrower loan #54884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $95.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 46% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,597 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| fund-curriculum |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Fix up loan
Purpose of loan:
This loan will be used to...Fix up a couple of things on my truck
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 10/21/2011 5:36:11 PM |
icanhasloanz | $200.00 | 10/22/2011 12:24:14 AM |
real-return | $25.00 | 10/21/2011 5:13:27 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:09 PM |
SolarMoonshine | $25.00 | 10/21/2011 5:58:21 PM |
AndChicksforFree | $37.00 | 10/21/2011 5:28:40 PM |
Bank_Of_XL | $25.00 | 10/21/2011 6:32:58 PM |
clemclan | $50.00 | 10/21/2011 6:43:03 PM |
beakerfish | $50.00 | 10/21/2011 6:46:18 PM |
sweety075 | $25.00 | 10/21/2011 10:01:04 PM |
1stBankAndHal | $25.05 | 10/21/2011 9:05:01 PM |
seineil | $50.00 | 10/22/2011 2:05:12 AM |
fascinating-benefit279 | $50.00 | 10/22/2011 2:08:46 AM |
Beechturner | $40.00 | 10/22/2011 3:45:22 AM |
Scotcha | $75.00 | 10/22/2011 5:01:28 AM |
loanman2007 | $25.00 | 10/22/2011 5:24:22 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:49 AM |
RLaumeyer | $29.15 | 10/22/2011 9:04:05 AM |
BankofRon | $25.00 | 10/22/2011 9:19:05 AM |
wlm3012 | $30.00 | 10/22/2011 11:59:38 AM |
SecondChanceLendingSERV | $29.17 | 10/22/2011 10:55:03 AM |
pure-cash9 | $25.00 | 10/22/2011 11:45:12 AM |
jgar_O | $25.00 | 10/22/2011 1:06:04 PM |
calbertrand | $25.00 | 10/22/2011 1:37:57 PM |
Bob450 | $30.00 | 10/22/2011 5:53:15 PM |
snm2001 | $25.00 | 10/22/2011 6:11:07 PM |
CoolPlexer | $25.00 | 10/22/2011 3:52:27 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:29 PM |
EretzCapital | $38.38 | 10/22/2011 8:36:54 PM |
sensible-fund | $25.00 | 10/22/2011 7:43:31 PM |
wild-orange | $353.87 | 10/23/2011 2:06:15 AM |
fabulous-community4 | $40.00 | 10/21/2011 5:03:31 PM |
vutah | $25.00 | 10/21/2011 6:09:36 PM |
NekHoldings | $25.00 | 10/21/2011 6:41:31 PM |
Mikale360 | $25.00 | 10/21/2011 7:35:50 PM |
orange-preeminant-bill | $25.00 | 10/22/2011 5:24:55 AM |
kendigme | $25.00 | 10/22/2011 6:00:42 AM |
treasure-bliss | $25.00 | 10/22/2011 5:08:55 AM |
Kash2010lu | $25.00 | 10/22/2011 7:57:40 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:37 AM |
Comoparklender | $25.00 | 10/22/2011 12:24:21 PM |
fervent-repayment | $25.00 | 10/22/2011 12:29:15 PM |
wwwUniversal | $25.00 | 10/22/2011 12:15:47 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:15 PM |
mckhbnpc | $50.00 | 10/22/2011 10:34:56 PM |
DiligentiaLLC | $47.38 | 10/22/2011 7:34:31 PM |
wild-orange | $100.00 | 10/23/2011 2:04:49 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
534508
This series of Notes was issued and sold upon the funding of the borrower loan #54868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 15y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,747 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| graceful-investment |
Borrower's state:
| Wisconsin |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper Lender / Car purchase
This loan will be used to... pay for the last 1/3 of the purchase price of a used auto.
My financial situation: Prosper lender buying a used car. I want to see how Prosper works.
I am a good candidate for this loan because... my credit is excellent. I'm shocked by the rate being offered.
My husband and I each have our own businesses, and we've been self-employed for many years. Our income is not dependent on a single source as we are in very different industries.
All credit cards are paid in full each month, so if a revolving credit balance appears, it is less than 3 weeks old and is paid off monthly.
Monthly net income: $ 5850
Monthly expenses: $ 2790
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JGuide | $201.99 | 10/21/2011 5:06:32 PM |
AndChicksforFree | $100.00 | 10/21/2011 5:28:13 PM |
RecoveryLender | $25.00 | 10/21/2011 5:32:28 PM |
well-rounded-dinero | $118.70 | 10/21/2011 6:02:45 PM |
coin-flower1 | $25.00 | 10/21/2011 6:12:32 PM |
CA-Lender | $200.00 | 10/21/2011 6:08:27 PM |
SolarMoonshine | $100.00 | 10/21/2011 5:58:01 PM |
peace-cell2 | $25.00 | 10/21/2011 7:09:21 PM |
gpuck | $50.00 | 10/21/2011 6:18:16 PM |
taetrade | $25.00 | 10/21/2011 7:28:29 PM |
corporatejim | $28.72 | 10/21/2011 6:11:33 PM |
coldfuzion | $66.68 | 10/21/2011 7:33:18 PM |
green-trade-dolphin | $25.00 | 10/21/2011 6:55:20 PM |
shrewd-income | $115.32 | 10/21/2011 6:34:27 PM |
beakerfish | $100.00 | 10/21/2011 6:47:22 PM |
brilliant-reward2 | $50.00 | 10/21/2011 8:40:50 PM |
El_Profesional | $21.01 | 10/21/2011 9:07:37 PM |
WZ3190 | $25.00 | 10/21/2011 9:04:55 PM |
credit-missile | $200.00 | 10/21/2011 5:08:31 PM |
heaven75 | $300.00 | 10/21/2011 6:05:10 PM |
CashFlow13 | $1,000.00 | 10/21/2011 5:21:43 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:16:34 PM |
bookher2washington | $25.00 | 10/21/2011 5:33:30 PM |
DHolly | $31.00 | 10/21/2011 5:46:27 PM |
gpuck | $50.00 | 10/21/2011 6:24:03 PM |
whatreality | $25.00 | 10/21/2011 5:56:04 PM |
money-baron | $53.17 | 10/21/2011 6:42:25 PM |
SLN-10 | $100.00 | 10/21/2011 6:06:03 PM |
money-baron-Roth401k | $53.41 | 10/21/2011 6:43:02 PM |
NekHoldings | $25.00 | 10/21/2011 6:47:23 PM |
justasoldier | $100.00 | 10/21/2011 7:07:27 PM |
innovator2 | $25.00 | 10/21/2011 6:05:36 PM |
ethicalhumanist | $50.00 | 10/21/2011 6:07:11 PM |
heavenly-interest9 | $500.00 | 10/21/2011 7:21:47 PM |
Wilhan | $75.00 | 10/21/2011 7:14:29 PM |
Tkhalaska | $25.00 | 10/21/2011 7:29:51 PM |
vutah | $35.00 | 10/21/2011 8:12:20 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
534518
This series of Notes was issued and sold upon the funding of the borrower loan #55227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $238.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Apr-2009 |
Debt/Income ratio:
| 26% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
0 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| FutureBillionaire |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2010)
|
Principal balance:
| $768.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
HELP START MY MUSIC CAREER!!
Purpose of loan:
HELP START MY MUSIC CAREER & Further Improve my credit :)
This loan will be used to Buy music Equipment & Shoot a short Commercial(Promotion). I will be leasing & selling beats on Soundclick.com & Selling royalty free audio files on Audiojungle.net & iStockphoto.com/audio. Here is a sample of what my music sounds like: http://soundcloud.com/mynameelectronics/draaagn
My financial situation:
I am a good candidate for this loan because i pay ALL my bills on time. I have been working at Walgreens for the last 4+yrs and i am ready to become my own CEO.
Monthly net income: $ 1100
Monthly expenses: $ 498
Housing: $ 639 / Me and my girlfriend spits the rent 320/320
Insurance: $ N/A
Car expenses: $ N/A I ride bus $50
Utilities: $ 32
Phone, cable, internet: $ 50
Food, entertainment: $ My girlfriend gets food stamps
Clothing, household expenses $ My girlfriend also handles.
Credit cards and other loans: $ 45.24
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $100.00 | 10/21/2011 5:14:44 PM |
green-trade-dolphin | $28.02 | 10/21/2011 5:02:09 PM |
chameleon125 | $25.00 | 10/22/2011 7:34:39 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:44 PM |
zone6 | $100.00 | 10/24/2011 6:12:40 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:01 AM |
AF-Chief | $25.00 | 10/25/2011 3:19:07 PM |
drcoop | $25.00 | 10/25/2011 4:31:49 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:46 AM |
the-credit-maker | $25.00 | 10/27/2011 1:24:11 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:13 PM |
best-point-flow | $25.00 | 10/27/2011 2:01:29 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:09:48 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:16:34 PM |
DHolly | $31.00 | 10/21/2011 5:49:47 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:50 AM |
Jack55304 | $200.00 | 10/22/2011 12:24:56 PM |
CoolPlexer | $25.00 | 10/22/2011 3:52:27 PM |
CreditBuilder2 | $25.02 | 10/23/2011 3:06:38 PM |
the-discrete-income | $25.00 | 10/24/2011 9:01:54 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:23 PM |
alexgalt | $25.00 | 10/24/2011 9:43:39 PM |
wesleyan | $50.00 | 10/25/2011 1:54:03 PM |
Reddy_Capital | $25.00 | 10/25/2011 9:43:47 PM |
realtormoises | $25.00 | 10/26/2011 6:44:48 AM |
papaloha | $25.00 | 10/26/2011 6:22:09 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:12 AM |
top-tolerant-loyalty | $25.00 | 10/27/2011 9:01:27 AM |
Tscheddar | $25.00 | 10/27/2011 9:47:18 AM |
richboy56 | $25.00 | 10/27/2011 1:33:39 PM |
truth-ceremony | $25.00 | 10/27/2011 1:46:01 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:05 PM |
larrybird | $1,665.96 | 10/27/2011 2:46:45 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
534544
This series of Notes was issued and sold upon the funding of the borrower loan #55084, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $194.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 31% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 27y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,991 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-nucleus0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,400.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2009)
|
Principal balance:
| $664.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
new porch with wheelchair ramp
Our porch is in disrepair and my husband is now disabled and we need a wheelchair ramp to get him in and out of the front door.
Appreciate your consideration.
My financial situation:
I am a good candidate for this loan because...
I have a good job that I have had for almost 28 years. I pay my bills on time always.
Monthly net income:$
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $150.00 | 10/22/2011 12:01:10 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:57 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:25:42 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:43 PM |
LittleMingo | $30.00 | 10/22/2011 12:17:45 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:21 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:07 PM |
Feyenoord | $30.00 | 10/22/2011 6:18:52 PM |
AndChicksforFree | $57.00 | 10/22/2011 6:39:48 PM |
marwadi-62 | $50.00 | 10/22/2011 8:23:23 PM |
Bank_Of_XL | $25.00 | 10/23/2011 8:06:46 AM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:44 PM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:26:40 PM |
orange-spiritual-contract | $50.00 | 10/24/2011 11:05:55 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:19 PM |
charming-exchange7 | $25.00 | 10/25/2011 9:01:36 AM |
tech310 | $50.00 | 10/25/2011 11:50:16 PM |
ILoveBearHats | $25.00 | 10/26/2011 8:47:38 AM |
new-gold-wrangler | $465.99 | 10/26/2011 1:36:11 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:24 PM |
atlas-shrugged | $200.00 | 10/22/2011 3:40:28 PM |
commerce-yeller | $25.00 | 10/23/2011 8:06:14 AM |
investment-artist | $27.01 | 10/23/2011 8:47:36 AM |
OldManP | $35.00 | 10/23/2011 11:46:30 AM |
intelligent-repayment8 | $500.00 | 10/24/2011 10:04:19 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:14 AM |
leeball | $100.00 | 10/25/2011 10:23:24 AM |
drcoop | $25.00 | 10/25/2011 4:31:50 PM |
cagcrash | $300.00 | 10/25/2011 5:47:44 PM |
MM1207 | $25.00 | 10/26/2011 7:47:35 AM |
larrybird | $2,000.00 | 10/26/2011 1:02:54 PM |
InvestorPartners | $25.00 | 10/26/2011 1:06:24 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
534546
This series of Notes was issued and sold upon the funding of the borrower loan #55252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $6,240 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| diligent-wampum |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500.00
Monthly expenses: $
Housing: $1000.00
Insurance: $150.00
Car expenses: $280.00
Utilities: 200.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,900.00 | 10/27/2011 12:45:50 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:51 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:45 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:02 AM |
money-bauble | $100.00 | 10/27/2011 11:33:25 AM |
CreditBuilder2 | $75.00 | 10/27/2011 11:49:29 AM |
bonus-seahorse | $50.00 | 10/27/2011 12:13:01 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:35:43 PM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:12 PM |
larrybird | $500.00 | 10/27/2011 12:55:31 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:04 AM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:08 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
534566
This series of Notes was issued and sold upon the funding of the borrower loan #54863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,850.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $249.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 8% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,674 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| invincible-loot0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $3,600.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Prosper October Promotion
Purpose of loan:
Proper is offering to pay the second month's payment on loans submitted October 21st, and I'm wanting to take advantage of this offer.
My financial situation:
The funds will be kept safely in my reward checking account. Thank you for your assistance!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/21/2011 5:11:22 PM |
rolltide09 | $25.00 | 10/21/2011 5:01:54 PM |
blot44 | $25.00 | 10/21/2011 11:28:07 PM |
TikPmp1 | $25.00 | 10/22/2011 4:29:31 AM |
r48 | $2,025.00 | 10/22/2011 6:55:10 AM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:10 PM |
sjlender | $100.00 | 10/21/2011 5:14:38 PM |
jazz619 | $25.00 | 10/21/2011 6:03:19 PM |
loan-master1 | $25.00 | 10/21/2011 5:32:11 PM |
vutah | $25.00 | 10/21/2011 6:08:37 PM |
nisim5 | $50.00 | 10/21/2011 6:46:19 PM |
ansky127 | $25.00 | 10/21/2011 11:51:35 PM |
Beechturner | $50.00 | 10/22/2011 3:42:29 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
534574
This series of Notes was issued and sold upon the funding of the borrower loan #54917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 9.70% |
Borrower rate/APR:
| 10.70% / 16.51% |
Monthly payment:
| $247.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.67% | | |
| |
Estimated return*:
| 5.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 7% |
Credit score:
| 860-879 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,112 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| toughersteak |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to renovate kitchen, bath and flooring.
My financial situation:
I am a good candidate for this loan because I've been working with my current employer for over 10 years. I have great credit score of which I am very proud of and strive to maintain it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/21/2011 5:14:38 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:11 PM |
availableloan | $25.00 | 10/21/2011 9:18:12 PM |
TikPmp1 | $25.00 | 10/22/2011 4:29:31 AM |
blot44 | $25.00 | 10/21/2011 11:28:20 PM |
r48 | $25.00 | 10/22/2011 6:56:45 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:53 AM |
kinetic-social | $101.00 | 10/22/2011 11:22:54 AM |
LiveNow | $25.00 | 10/22/2011 12:30:17 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:01 PM |
CMDCO | $50.00 | 10/22/2011 7:18:20 PM |
unrivaled-income5 | $50.00 | 10/23/2011 4:55:10 AM |
houli123 | $177.68 | 10/23/2011 6:22:05 AM |
Mack_Inv | $378.43 | 10/23/2011 8:18:25 AM |
blue-dollar-viking | $100.00 | 10/23/2011 8:20:47 AM |
justice-cub5 | $135.27 | 10/23/2011 10:10:31 AM |
exchange-squirrel | $25.00 | 10/21/2011 11:49:51 PM |
D911ave | $50.00 | 10/21/2011 5:11:22 PM |
green-trade-dolphin2 | $25.00 | 10/21/2011 5:22:57 PM |
vutah | $25.00 | 10/21/2011 6:11:52 PM |
sharp-bill2 | $50.00 | 10/21/2011 10:00:54 PM |
pja138 | $100.00 | 10/22/2011 6:29:03 AM |
PalmerTheEmbalmer | $25.00 | 10/22/2011 7:47:03 AM |
MicroLender357 | $25.00 | 10/22/2011 7:01:48 AM |
cashhelp | $100.00 | 10/22/2011 7:18:16 AM |
cwegert | $52.62 | 10/22/2011 8:33:31 AM |
jpblan11 | $25.00 | 10/22/2011 9:55:35 AM |
currency-excellency0 | $100.00 | 10/22/2011 12:00:49 PM |
jc33148 | $75.00 | 10/22/2011 12:27:50 PM |
Bank42 | $25.00 | 10/22/2011 1:44:05 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:17 PM |
alert9 | $25.00 | 10/22/2011 3:37:29 PM |
FAsAreDUMB | $30.00 | 10/22/2011 7:17:28 PM |
vine99 | $125.00 | 10/22/2011 4:29:50 PM |
CollinsCrew | $25.00 | 10/23/2011 8:22:21 AM |
investment-comet | $25.00 | 10/23/2011 8:16:50 AM |
Tkhalaska | $25.00 | 10/23/2011 10:05:17 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
534582
This series of Notes was issued and sold upon the funding of the borrower loan #55171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 14y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $76,219 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hopeful-moola57 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate high interest credit cards
My financial situation:
I am a good candidate for this loan because I have had the same employer for 13.5 years. I have significant income but I want to pay off 3 of my credit cards who are charging my 28.9% interest, at the same time I am planning a wedding which is taking my extra money.
Monthly net income: $7,500
Monthly expenses: $5,035
Housing: $2500
Insurance: $150
Car expenses: $500
Utilities: $200
Phone, cable, internet: $85
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
details has invested a total of
$104.75.
"I have known hopeful-moola57 for a number of years and is a good candidate for this loan."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/21/2011 5:14:38 PM |
Bank_Of_XL | $25.00 | 10/21/2011 6:33:39 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:53 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:17 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:16:56 PM |
tech310 | $50.00 | 10/25/2011 11:50:14 PM |
MM1207 | $25.00 | 10/26/2011 7:47:32 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:23 PM |
Kaj | $25.00 | 10/26/2011 4:30:44 PM |
GCInvestments | $30.00 | 10/26/2011 5:11:38 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:48 PM |
benefit-catalyst | $110.25 | 10/26/2011 8:42:23 PM |
golffish2 | $25.00 | 10/24/2011 3:57:47 AM |
worth-blanket2 | $8,400.00 | 10/26/2011 7:55:27 PM |
vutah | $25.00 | 10/21/2011 6:11:33 PM |
details | $104.75 | 10/22/2011 8:42:51 AM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:42 PM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:15:31 PM |
wise-exchange-chooser | $50.00 | 10/24/2011 7:59:27 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:07 AM |
robertmm25 | $25.00 | 10/25/2011 10:27:04 AM |
first-finance-multiplier | $200.00 | 10/25/2011 11:55:23 AM |
SpoonerPhan | $50.00 | 10/26/2011 5:16:33 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
534584
This series of Notes was issued and sold upon the funding of the borrower loan #55081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,975.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $249.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 3% |
Credit score:
| 840-859 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,558 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| repaymeplease |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 840-859 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Feb-2011)
860-879
(Oct-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
personal loan
Purpose of loan:
This loan will be used to...reinvest at a higher rate.
My financial situation:
I am a good candidate for this loan because...I have never missed or been late on any payment. I repaid my previous prosper loan early. I can easily afford the monthly payment and will most likely repay the loan before the full 36 months have passed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/21/2011 5:14:38 PM |
BankOfBjoltus | $25.00 | 10/21/2011 7:23:52 PM |
loyalty-edifice997 | $50.00 | 10/21/2011 10:10:25 PM |
chris-heretoinvest | $25.00 | 10/21/2011 8:52:40 PM |
blot44 | $100.00 | 10/21/2011 11:26:12 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:27 AM |
irishcocacola | $25.00 | 10/22/2011 7:26:50 AM |
useful-currency | $25.00 | 10/22/2011 5:50:49 AM |
sweety075 | $25.00 | 10/22/2011 7:50:55 AM |
cingular | $25.00 | 10/22/2011 12:58:26 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:18 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:19 AM |
worthy-bid8 | $50.00 | 10/23/2011 12:05:56 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:09 PM |
indomitable-coin | $25.00 | 10/23/2011 12:44:39 PM |
Ripsaw4U | $50.00 | 10/23/2011 1:09:26 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:33 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:31 PM |
cash-merry-maker | $25.00 | 10/23/2011 6:27:55 PM |
scojo | $25.02 | 10/23/2011 11:12:31 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:59 PM |
first-favorite-bonus9 | $25.00 | 10/24/2011 4:20:57 AM |
oskizzle | $25.00 | 10/24/2011 6:32:17 AM |
Supernick | $50.00 | 10/24/2011 6:44:11 AM |
truth-silo | $100.00 | 10/24/2011 8:22:30 AM |
velocity-solo | $25.00 | 10/24/2011 9:17:37 AM |
108lender | $184.00 | 10/24/2011 10:38:16 AM |
Weaverville | $92.00 | 10/24/2011 10:21:51 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:47:00 PM |
trade-arch | $50.00 | 10/24/2011 2:17:27 PM |
american6 | $50.00 | 10/24/2011 3:36:42 PM |
riskadverse44 | $25.00 | 10/24/2011 5:03:48 PM |
personal-lender | $25.00 | 10/24/2011 5:09:22 PM |
nickel-ferret | $50.00 | 10/24/2011 5:08:44 PM |
IIP77 | $25.00 | 10/24/2011 5:13:08 PM |
credit-panda1 | $25.00 | 10/24/2011 5:34:47 PM |
kenster213 | $100.00 | 10/24/2011 7:30:18 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:42 PM |
investment-comet | $25.00 | 10/24/2011 8:45:25 PM |
sushi537 | $25.00 | 10/25/2011 2:35:30 AM |
Preteur | $25.00 | 10/25/2011 5:22:21 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:19:57 AM |
BURNERA_1 | $50.00 | 10/25/2011 10:23:02 AM |
diversification-surge | $25.00 | 10/25/2011 11:24:06 AM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:42 PM |
best-ingenious-funds | $100.00 | 10/25/2011 1:32:35 PM |
HappyToLoan | $25.00 | 10/25/2011 2:36:41 PM |
murren | $25.00 | 10/25/2011 3:11:46 PM |
xstreamin | $100.00 | 10/25/2011 2:44:03 PM |
top-epic-community | $100.00 | 10/25/2011 3:53:09 PM |
Azonic21 | $25.00 | 10/25/2011 3:47:54 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:43 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:43 PM |
maldok1 | $25.00 | 10/25/2011 5:06:21 PM |
valiant-liberty4 | $25.00 | 10/25/2011 5:23:46 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:24 PM |
wise-silver-wonder | $25.00 | 10/25/2011 5:53:11 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:29 PM |
bb575 | $25.00 | 10/25/2011 7:42:29 PM |
dexstjames | $25.00 | 10/25/2011 7:49:34 PM |
kind-capital-winner | $200.00 | 10/25/2011 7:59:54 PM |
moola-beaker | $25.77 | 10/25/2011 8:21:14 PM |
LiveNow | $25.00 | 10/25/2011 8:25:01 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:33 PM |
finance-symphony7 | $200.00 | 10/21/2011 5:54:38 PM |
availableloan | $25.00 | 10/21/2011 9:18:12 PM |
cashhelp | $40.00 | 10/22/2011 7:17:40 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:53 AM |
vutah | $25.00 | 10/22/2011 7:52:34 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:38 AM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:28 PM |
Aaron_Oz | $25.00 | 10/22/2011 11:30:43 PM |
happy-yield | $25.00 | 10/23/2011 6:08:15 AM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:03:44 PM |
neighborly-hope6 | $100.00 | 10/23/2011 4:09:01 PM |
alpinaut | $25.00 | 10/23/2011 6:11:49 PM |
credit-coach118 | $25.00 | 10/23/2011 5:14:25 PM |
Munnie | $25.00 | 10/23/2011 5:34:18 PM |
john0720 | $25.00 | 10/23/2011 6:17:25 PM |
fcrick | $25.00 | 10/23/2011 8:24:46 PM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:34:13 AM |
transparency-river1 | $1,000.00 | 10/24/2011 9:21:27 AM |
LovinMe | $25.00 | 10/24/2011 9:31:29 AM |
AmericanCredit | $50.00 | 10/24/2011 10:49:57 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:11 PM |
gracej | $25.00 | 10/24/2011 4:37:08 PM |
Barky52 | $25.00 | 10/24/2011 6:18:21 PM |
wise-exchange-chooser | $50.00 | 10/24/2011 7:50:52 PM |
rich266 | $100.00 | 10/25/2011 1:56:34 AM |
wtrboy | $25.00 | 10/24/2011 10:50:31 PM |
studious-peso | $25.00 | 10/25/2011 5:43:32 AM |
awwaww | $25.00 | 10/25/2011 7:19:15 AM |
djh47a | $25.00 | 10/25/2011 7:37:41 AM |
atlacatl | $25.00 | 10/25/2011 8:28:10 AM |
Syzygy | $25.00 | 10/25/2011 9:44:06 AM |
leeball | $100.00 | 10/25/2011 10:23:22 AM |
iolaire | $25.00 | 10/25/2011 10:22:06 AM |
slowpig | $50.00 | 10/25/2011 10:28:26 AM |
cwegert | $50.00 | 10/25/2011 10:59:15 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:50 AM |
radforj22 | $25.00 | 10/25/2011 10:55:07 AM |
Aimvest | $25.00 | 10/25/2011 12:48:49 PM |
Octavian315 | $35.00 | 10/25/2011 1:02:57 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:09 PM |
jrlvnv | $50.00 | 10/25/2011 5:58:03 PM |
MissionMicroFinance | $25.00 | 10/25/2011 6:05:59 PM |
Sneezie | $100.00 | 10/25/2011 6:06:48 PM |
youthful-yield2 | $50.00 | 10/25/2011 6:23:35 PM |
paladin510 | $75.00 | 10/25/2011 6:59:12 PM |
goal-benefit2 | $35.00 | 10/25/2011 7:53:51 PM |
kind-capital-winner | $483.19 | 10/25/2011 8:32:47 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
534586
This series of Notes was issued and sold upon the funding of the borrower loan #55139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 19% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 4m |
Amount delinquent:
| $3,145 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $620 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| thankful-hope8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car and Credit Card Pay Off
Purpose of loan:
The purpose of this loan is to pay the pay off balance on my car and my only credit card so that I can reduce interest that I am paying on both and only have to pay one lender so that my monthly budget can be eased.
My financial situation:
I am a good candidate for this loan because my only other debt is a student loan which I am halfway through paying off as well!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/22/2011 12:18:44 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:04 PM |
green-trade-dolphin2 | $30.90 | 10/22/2011 12:02:11 PM |
D911ave | $50.00 | 10/22/2011 12:13:53 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:08 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:25 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:15 AM |
agreement-merry-maker | $200.00 | 10/26/2011 3:10:01 PM |
larrybird | $794.10 | 10/26/2011 4:36:24 PM |
bellaquito | $2,000.00 | 10/26/2011 4:27:44 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:23 AM |
jamiee73 | $25.00 | 10/23/2011 1:24:06 PM |
fcrick | $25.00 | 10/23/2011 8:24:50 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:45 PM |
MM1207 | $25.00 | 10/26/2011 7:44:19 AM |
Sneezie | $100.00 | 10/26/2011 8:59:00 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
534588
This series of Notes was issued and sold upon the funding of the borrower loan #55018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $194.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 10m |
Amount delinquent:
| $3,632 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,976 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-thankful-bonus |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/24/2011 4:02:41 AM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:08 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:15 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:15 PM |
NolockHolmes | $75.00 | 10/25/2011 8:26:26 PM |
tnjohnso | $25.00 | 10/25/2011 8:58:23 PM |
SolarMoonshine | $25.00 | 10/22/2011 2:33:23 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:48 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:14 PM |
silver-flower448 | $25.00 | 10/25/2011 8:31:55 PM |
blue-lucrative-rate | $25.00 | 10/25/2011 9:44:20 PM |
kwan | $25.00 | 10/25/2011 9:36:23 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
534596
This series of Notes was issued and sold upon the funding of the borrower loan #55016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $382.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,509 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| Tgrlilly |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
700-719
(Apr-2010)
700-719
(Mar-2010)
720-739
(Jan-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 28 | | |
Description
debt consolidation
Purpose of loan:
About to become a first time home owner. Would like to consolidate my smaller debts into one payment.
My financial situation:
I have 2 stable jobs. People will always need help.Whether it be in a hospital or inviting me into their home. I am blessed to be able to cover both areas.I have a strong work ethic, I am healthy, I love what I do and I am good at it. I can increase the hours I work at anytime that I want or need to.I am 110% sure that I can pay this off. I will continue to pay off my debt even if I don't receive this loan. But it would make life easier for me. Thank you for taking the time to considering my loan request.
Monthly net income: $$4000.00
Monthly expenses: $1150.00
Housing: $200.00
Insurance: $50.00
Car expenses: $300.00
Utilities: $100.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans:
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $275.00 | 10/21/2011 5:53:53 PM |
return-grizzly | $100.00 | 10/23/2011 12:13:34 AM |
real-return | $25.00 | 10/21/2011 5:10:49 PM |
rolltide09 | $25.00 | 10/21/2011 5:02:04 PM |
MoneyForNothing | $25.00 | 10/21/2011 5:07:46 PM |
Dusigrosz | $100.00 | 10/21/2011 5:05:09 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:11 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:09 PM |
atlas-shrugged | $200.00 | 10/21/2011 5:21:15 PM |
AndChicksforFree | $57.00 | 10/21/2011 5:29:51 PM |
shrewd-income | $100.00 | 10/21/2011 6:32:57 PM |
omegamon1 | $30.00 | 10/21/2011 6:35:56 PM |
Feyenoord | $30.00 | 10/21/2011 9:48:04 PM |
sweety075 | $25.00 | 10/21/2011 10:01:24 PM |
janeybooboo | $100.00 | 10/22/2011 6:29:17 AM |
treasure-bliss | $25.00 | 10/22/2011 5:08:56 AM |
loanman2007 | $200.00 | 10/22/2011 5:32:46 AM |
Kash2010lu | $25.00 | 10/22/2011 7:55:29 AM |
goodhearted-generosity511 | $25.00 | 10/22/2011 11:36:13 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:18 PM |
CoolPlexer | $25.00 | 10/22/2011 3:52:27 PM |
DiligentiaLLC | $47.42 | 10/22/2011 7:35:24 PM |
OldManP | $30.00 | 10/22/2011 8:45:12 PM |
grotheik | $25.00 | 10/22/2011 5:59:27 PM |
Whatssofunnybout | $25.00 | 10/22/2011 10:18:03 PM |
SolarMoonshine | $25.00 | 10/22/2011 6:32:45 PM |
mighty-payout1 | $25.00 | 10/23/2011 8:13:48 AM |
jpaulnyc | $50.00 | 10/23/2011 11:32:29 AM |
currency-excellency0 | $100.00 | 10/23/2011 12:01:26 PM |
sushi537 | $25.00 | 10/23/2011 3:08:28 PM |
life-is-great | $25.00 | 10/23/2011 6:31:40 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:46 PM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:41 AM |
tntmojave | $50.00 | 10/24/2011 6:30:09 AM |
felicity-daydream | $25.00 | 10/24/2011 9:22:32 AM |
yield-trader | $25.00 | 10/24/2011 10:00:26 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 11:03:37 AM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:50 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:23 PM |
Land_on_your_feet | $25.00 | 10/24/2011 2:04:06 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:39 PM |
finance-prescription | $100.00 | 10/24/2011 5:08:59 PM |
wwwUniversal | $25.00 | 10/24/2011 5:14:51 PM |
loss-of-control | $125.27 | 10/24/2011 7:13:30 PM |
investment-comet | $25.00 | 10/24/2011 9:09:31 PM |
intelligent-repayment8 | $1,500.00 | 10/24/2011 10:10:09 PM |
VAGweilo | $35.00 | 10/25/2011 12:55:38 AM |
Iwillhuntyoudown | $25.00 | 10/25/2011 8:14:28 AM |
handshake5 | $100.00 | 10/25/2011 9:09:48 AM |
Kennfusion | $100.63 | 10/25/2011 10:11:49 AM |
kind-durability-battalion | $50.00 | 10/25/2011 10:36:45 AM |
zeelender | $25.00 | 10/25/2011 11:09:54 AM |
hopeful-truth5 | $100.00 | 10/25/2011 10:54:00 AM |
num1irish | $100.00 | 10/25/2011 12:40:45 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:07 PM |
drcoop | $25.00 | 10/25/2011 4:31:49 PM |
lamsabuy | $39.00 | 10/25/2011 5:00:37 PM |
orange-ferocious-loyalty | $50.00 | 10/25/2011 5:04:23 PM |
IIP77 | $25.00 | 10/25/2011 5:19:11 PM |
intrepid-loot | $25.00 | 10/25/2011 5:16:23 PM |
Onlyhappycustomers | $25.00 | 10/25/2011 5:26:03 PM |
shmb6508 | $50.00 | 10/25/2011 5:26:56 PM |
FoosMaster | $35.00 | 10/25/2011 6:17:34 PM |
888GoldIngots | $25.00 | 10/25/2011 6:20:59 PM |
mystss | $70.00 | 10/25/2011 6:37:14 PM |
Christophe | $50.00 | 10/25/2011 7:00:20 PM |
asset-professor | $25.00 | 10/25/2011 7:17:12 PM |
icanhasloanz | $100.00 | 10/22/2011 12:12:03 AM |
golffish2 | $25.00 | 10/24/2011 3:45:14 AM |
wise-deal-panda | $200.00 | 10/21/2011 5:15:13 PM |
Milonguero | $100.00 | 10/21/2011 5:32:52 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:16:35 PM |
loan-master1 | $25.00 | 10/21/2011 5:34:05 PM |
Bank_Of_XL | $25.00 | 10/21/2011 6:34:08 PM |
1stBankAndHal | $50.05 | 10/21/2011 9:07:55 PM |
interest88 | $25.00 | 10/22/2011 3:27:41 AM |
cognizant-rupee7 | $30.00 | 10/21/2011 10:19:56 PM |
Scotcha | $67.82 | 10/22/2011 5:01:47 AM |
orange-preeminant-bill | $25.00 | 10/22/2011 5:24:55 AM |
atlas100 | $100.00 | 10/22/2011 7:37:03 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:54 AM |
marwadi-62 | $50.00 | 10/22/2011 8:30:28 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:38 AM |
graceful-investment | $100.00 | 10/22/2011 12:05:25 PM |
bullish2bearish | $27.11 | 10/22/2011 12:48:47 PM |
Comoparklender | $25.00 | 10/22/2011 12:24:22 PM |
finance-solo | $100.00 | 10/22/2011 2:11:38 PM |
smart-gold | $25.00 | 10/22/2011 3:33:14 PM |
Whatssofunnybout | $25.00 | 10/22/2011 10:28:00 PM |
cashhelp | $25.00 | 10/23/2011 4:43:01 AM |
thankful-nickel2 | $25.00 | 10/23/2011 7:04:34 AM |
papaloha | $25.00 | 10/23/2011 8:21:09 PM |
nimble-revenue5 | $50.00 | 10/24/2011 9:16:57 AM |
calmfunds | $500.00 | 10/24/2011 9:30:48 AM |
108lender | $184.00 | 10/24/2011 10:38:17 AM |
gotbyu | $25.00 | 10/24/2011 11:26:35 AM |
convergentthinker | $58.44 | 10/24/2011 12:12:59 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:50:25 PM |
wigglesworth4 | $500.00 | 10/24/2011 2:44:58 PM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:29 PM |
Investoman | $75.00 | 10/24/2011 5:11:09 PM |
listing-vista | $50.00 | 10/24/2011 4:55:22 PM |
wonder3 | $35.00 | 10/24/2011 7:07:05 PM |
kendigme | $50.00 | 10/25/2011 1:52:11 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:15:13 AM |
social-zebra | $30.00 | 10/25/2011 8:23:48 AM |
FinanceEngine | $40.00 | 10/25/2011 8:50:08 AM |
iolaire | $25.00 | 10/25/2011 10:22:06 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:38 AM |
beans53 | $25.00 | 10/25/2011 11:08:18 AM |
delivery | $25.00 | 10/25/2011 11:33:35 AM |
payout-alien6 | $40.00 | 10/25/2011 12:12:55 PM |
best-income-fertilizer | $75.00 | 10/25/2011 12:42:08 PM |
best-camaraderi-hyperdrive | $25.00 | 10/25/2011 12:51:59 PM |
magnitude787 | $50.00 | 10/25/2011 3:18:34 PM |
bold-basis-supernova | $41.00 | 10/25/2011 2:26:26 PM |
scoobiedoo | $50.00 | 10/25/2011 2:42:37 PM |
rate-hickory | $25.00 | 10/25/2011 3:01:26 PM |
Weaverville | $25.00 | 10/25/2011 3:50:02 PM |
tranquil-revenue | $60.00 | 10/25/2011 4:12:44 PM |
fund-bauble | $25.00 | 10/25/2011 5:12:55 PM |
the-lean-bid | $50.00 | 10/25/2011 5:16:16 PM |
famous-bill | $50.00 | 10/25/2011 5:34:14 PM |
Easystreet | $25.00 | 10/25/2011 7:08:42 PM |
new-gold-wrangler | $287.25 | 10/25/2011 7:41:57 PM |
125 Investments
|
Borrower Payment Dependent Notes Series
534612
This series of Notes was issued and sold upon the funding of the borrower loan #54931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,900.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $254.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,308 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-outpost |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
My loan for debt consolidation
I borrowed a bit of money from my parents and want to pay it back immediately.
I thought this would be a very "fat wallet" thing to do.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/22/2011 12:19:09 PM |
cashhelp | $25.00 | 10/22/2011 1:16:08 PM |
Beechturner | $50.00 | 10/22/2011 1:45:23 PM |
FAsAreDUMB | $25.00 | 10/22/2011 7:23:45 PM |
currency-excellency0 | $100.00 | 10/23/2011 12:00:39 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:23 AM |
secureincome | $500.00 | 10/24/2011 12:09:27 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:52 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:20 PM |
important-diversification620 | $25.00 | 10/24/2011 4:20:09 PM |
majestic-repayment3 | $50.00 | 10/24/2011 6:57:17 PM |
investment-comet | $25.00 | 10/24/2011 8:43:56 PM |
sushi537 | $25.00 | 10/25/2011 2:11:47 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:16 AM |
D911ave | $50.00 | 10/22/2011 12:13:53 PM |
nisim5 | $50.00 | 10/22/2011 12:55:39 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:44 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:04 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:25 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:08 PM |
Bank42 | $25.00 | 10/22/2011 1:43:30 PM |
sharp-bill2 | $50.00 | 10/22/2011 10:28:30 PM |
kinetic-social | $25.00 | 10/23/2011 3:06:50 PM |
alpinaut | $25.00 | 10/23/2011 6:30:10 PM |
chris-heretoinvest | $25.00 | 10/23/2011 6:57:41 PM |
bannybucks | $25.00 | 10/23/2011 7:06:06 PM |
optionscashflow | $25.00 | 10/23/2011 10:48:56 PM |
authentic-kindness1 | $25.00 | 10/24/2011 2:16:39 PM |
arbor1 | $25.00 | 10/24/2011 8:19:43 PM |
rich266 | $100.00 | 10/25/2011 1:56:36 AM |
scojo | $25.02 | 10/24/2011 11:59:45 PM |
britches613 | $25.00 | 10/25/2011 7:03:43 AM |
forthright-bonus4 | $25.00 | 10/25/2011 7:32:24 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:12:56 AM |
intelligent-repayment8 | $149.97 | 10/25/2011 9:15:54 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
534624
This series of Notes was issued and sold upon the funding of the borrower loan #55270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 9.70% |
Borrower rate/APR:
| 10.70% / 16.51% |
Monthly payment:
| $176.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.67% | | |
| |
Estimated return*:
| 5.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1977 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Student - College S... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,699 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| novice-speculator |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Used Car
Purpose of loan:
I purchased a 2003 Honda Civic EX in May with a high-rate credit card. I would like to transfer some of the cost into a loan from Prosper.
My financial situation:
I have excellent credit and I will repay the loan early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/21/2011 5:14:12 PM |
fallentimbers | $25.00 | 10/22/2011 7:38:23 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:20 PM |
CollinsCrew | $25.00 | 10/23/2011 8:00:53 AM |
jamiee73 | $25.00 | 10/23/2011 1:24:04 PM |
fcrick | $25.00 | 10/23/2011 8:24:48 PM |
pinnacle10 | $25.00 | 10/23/2011 10:31:57 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:51 PM |
secureincome | $400.00 | 10/24/2011 12:08:04 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:17 PM |
important-diversification620 | $25.00 | 10/24/2011 4:20:09 PM |
SV-AZ | $29.41 | 10/24/2011 4:26:19 PM |
syounker | $20.59 | 10/24/2011 5:37:41 PM |
D911ave | $50.00 | 10/21/2011 5:11:22 PM |
green-trade-dolphin2 | $25.00 | 10/21/2011 5:21:05 PM |
MicroLender357 | $25.00 | 10/22/2011 7:01:49 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:55 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:03 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:20 AM |
TikPmp1 | $25.00 | 10/23/2011 6:26:16 PM |
authentic-kindness1 | $25.00 | 10/24/2011 2:14:22 PM |
deal-dojo | $25.00 | 10/24/2011 1:48:16 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
534632
This series of Notes was issued and sold upon the funding of the borrower loan #55258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 14y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68,832 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-prudent-loot |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan: Finance accounts receiveable
This loan will be used to...pay expenses including business travel expenses
My financial situation: good
I am a good candidate for this loan because...I have outstanding invoices for $14000+ but the payments have been running 45 to 60 days
Monthly net income: $11000
Monthly expenses: $9000
Housing: $2400
Insurance: $350
Car expenses: $250
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $1500
Other expenses: $ 800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,700.00 | 10/27/2011 12:46:29 PM |
heavenly-interest9 | $201.00 | 10/24/2011 5:13:17 PM |
neorunner | $25.00 | 10/27/2011 6:19:39 AM |
cake7 | $25.00 | 10/27/2011 6:53:56 AM |
Tscheddar | $25.00 | 10/27/2011 9:47:18 AM |
Peacepower | $25.00 | 10/27/2011 10:52:56 AM |
NoCal | $25.00 | 10/27/2011 10:41:29 AM |
moola-monger9 | $50.00 | 10/27/2011 11:10:52 AM |
2grindstones | $25.00 | 10/27/2011 11:02:12 AM |
bonus-seahorse | $25.00 | 10/27/2011 12:17:47 PM |
let_me_retire | $100.00 | 10/25/2011 11:17:45 AM |
tech310 | $50.00 | 10/25/2011 11:48:55 PM |
goodhearted-generosity511 | $25.00 | 10/27/2011 7:07:35 AM |
frogperson | $50.00 | 10/27/2011 8:24:33 AM |
supreme-hope | $25.00 | 10/27/2011 9:59:12 AM |
income-buffalo1 | $100.00 | 10/27/2011 10:07:09 AM |
oath163 | $30.00 | 10/27/2011 10:51:31 AM |
340 | $25.00 | 10/27/2011 11:25:07 AM |
bluestarman08 | $42.76 | 10/27/2011 12:28:32 PM |
larrybird | $426.24 | 10/27/2011 12:58:12 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
534634
This series of Notes was issued and sold upon the funding of the borrower loan #55160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $261.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,723 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| order-molecule |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Forward Debit Consolidation
Purpose of loan:
This loan will be used to consolidate debt to a lower interest rate from moving and graduate school.
My financial situation:
I am a good candidate for this loan because:
1. Longevity on my job. (over 10 year)
2.Stability of the company that I work for. While other private universities have been loosing money due to bad investments, Where I work has had steady growth.
Monthly net income: $2930
Housing: $ 785
Insurance: $ 77 Auto only, Home owners in mortgage, Medical pretax deduction
Car expenses: $400
Utilities: $ 125
Phone, cable, internet: $ 360
Food, entertainment: $ 400
Clothing, household expenses: $ 35
Credit cards and other loans: $ 285 all other cards are to close with this loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 5:16:11 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:26 PM |
SolarMoonshine | $25.00 | 10/26/2011 3:37:28 PM |
1willray | $100.00 | 10/26/2011 4:22:51 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 4:49:46 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:05 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:56 AM |
Something-Corporate | $25.00 | 10/26/2011 3:36:18 PM |
bellaquito | $2,000.00 | 10/26/2011 2:56:59 PM |
larrybird | $1,600.00 | 10/26/2011 5:09:42 PM |
interstellar | $75.00 | 10/26/2011 4:43:34 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
534640
This series of Notes was issued and sold upon the funding of the borrower loan #54927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,854.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $249.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 10% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 12y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,736 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| purposeful-balance2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 50% )
| 760-779 (Latest)
|
Principal borrowed:
| $3,365.00 | < 31 days late:
| 1
( 50% )
| 780-799
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Consolidate business debt
Purpose of loan:
This loan will be used to consolidate business debt at a lower interest rate.
My financial situation:
I am a good candidate for this loan because I am a repeat Prosper loan borrower with perfect repayment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/21/2011 11:49:52 PM |
sjlender | $100.00 | 10/21/2011 5:14:39 PM |
D911ave | $50.00 | 10/21/2011 5:11:23 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:13 PM |
Hogan55 | $29.00 | 10/21/2011 7:41:26 PM |
sharp-bill2 | $50.00 | 10/21/2011 9:55:50 PM |
MicroLender357 | $25.00 | 10/22/2011 7:01:49 AM |
sweety075 | $25.00 | 10/22/2011 7:46:25 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:56 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:03 PM |
currency-excellency0 | $100.00 | 10/22/2011 12:00:50 PM |
Bank42 | $25.00 | 10/22/2011 1:41:32 PM |
Brisket_Bob | $50.00 | 10/22/2011 4:07:36 PM |
wampum-chorus3 | $25.00 | 10/23/2011 4:57:48 AM |
investment-comet | $25.00 | 10/23/2011 8:22:40 AM |
Tkhalaska | $25.00 | 10/23/2011 10:05:54 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:21 AM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:25:38 PM |
top-note-jamboree | $25.00 | 10/23/2011 6:41:45 PM |
fcrick | $25.00 | 10/23/2011 8:24:48 PM |
pinnacle10 | $25.00 | 10/23/2011 10:33:51 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:51 PM |
oskizzle | $25.00 | 10/25/2011 6:52:04 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:18:05 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:10 AM |
green-trade-dolphin2 | $25.00 | 10/21/2011 5:20:33 PM |
nisim5 | $50.00 | 10/21/2011 6:46:19 PM |
Beechturner | $50.00 | 10/22/2011 3:38:56 AM |
the-truth-hercules | $100.00 | 10/22/2011 10:08:55 AM |
kinetic-social | $30.00 | 10/22/2011 11:16:44 AM |
ToddN | $100.00 | 10/22/2011 12:07:45 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:20 PM |
wise-benjamins-fortress | $25.00 | 10/22/2011 4:46:40 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:30 PM |
Mav26 | $60.00 | 10/23/2011 11:49:14 AM |
chris-heretoinvest | $25.00 | 10/23/2011 6:57:41 PM |
secureincome | $25.00 | 10/24/2011 12:08:47 PM |
authentic-kindness1 | $25.00 | 10/24/2011 2:15:10 PM |
rich266 | $100.00 | 10/25/2011 1:56:34 AM |
intelligent-repayment8 | $529.99 | 10/25/2011 9:16:35 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
534662
This series of Notes was issued and sold upon the funding of the borrower loan #55071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $196.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 46% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,007 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| engrossing-fund |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2010)
720-739
(Oct-2009)
|
Principal balance:
| $391.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Dental Surgery
Purpose of loan:
This loan will be used to pay for several dental procedures.
My financial situation:
I am a good candidate for this loan because I have a good, steady job. I am also a great borrower because I have never been late and pay my loans on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/22/2011 12:01:59 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:21 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:45 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:26 PM |
caring-hope2 | $100.00 | 10/23/2011 6:19:35 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:24 AM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:45 PM |
blue-useful-auction | $25.00 | 10/24/2011 6:37:24 AM |
green-trade-dolphin2 | $52.25 | 10/24/2011 3:47:13 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:45 PM |
MM1207 | $25.00 | 10/26/2011 7:44:19 AM |
Sneezie | $100.00 | 10/26/2011 8:59:01 AM |
C_Mark | $50.00 | 10/26/2011 11:19:42 AM |
iamabby | $50.00 | 10/26/2011 12:07:06 PM |
fcrick | $25.00 | 10/26/2011 11:01:00 AM |
oskizzle | $25.00 | 10/26/2011 12:07:50 PM |
larrybird | $1,675.74 | 10/26/2011 12:20:12 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:10 PM |
investment-artist | $27.01 | 10/23/2011 8:49:07 AM |
OldManP | $35.00 | 10/23/2011 11:46:31 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:52 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:20 PM |
investment-comet | $25.00 | 10/24/2011 8:53:03 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:18 AM |
us957165 | $25.00 | 10/25/2011 6:45:20 PM |
goal-benefit2 | $35.00 | 10/25/2011 8:00:24 PM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:08:17 AM |
octoberfresh | $25.00 | 10/26/2011 10:14:44 AM |
agalt | $100.00 | 10/26/2011 11:16:19 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:43 AM |
buffalobills | $25.00 | 10/26/2011 12:13:04 PM |
investment-comet | $25.00 | 10/26/2011 11:28:50 AM |
goldenretriever | $100.00 | 10/26/2011 11:43:29 AM |
CreditBuilder2 | $50.00 | 10/26/2011 12:19:22 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
534664
This series of Notes was issued and sold upon the funding of the borrower loan #54979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $250.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 6% |
Credit score:
| 860-879 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,598 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jybank |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 860-879 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Apr-2011)
|
Principal balance:
| $3,797.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Reinvest in prosper
Purpose of loan:
This loan will be used to put more fund to work in my prosper lending account.
My financial situation:
I am a good candidate for this loan because my outstanding credit and my prosper lending portfolio is more than $34000 in value.
Your investment in me is safer than US T-bond.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/21/2011 5:14:33 PM |
a2190b | $200.00 | 10/21/2011 6:36:08 PM |
chris-heretoinvest | $25.00 | 10/21/2011 8:52:40 PM |
loyalty-edifice997 | $50.00 | 10/21/2011 10:09:23 PM |
blot44 | $100.00 | 10/21/2011 11:26:00 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:21 PM |
Lotsofbears | $25.00 | 10/22/2011 6:46:09 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:29 PM |
worthy-bid8 | $50.00 | 10/23/2011 12:05:57 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:10 PM |
indomitable-coin | $25.00 | 10/23/2011 12:44:39 PM |
Ripsaw4U | $47.00 | 10/23/2011 1:09:26 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:34 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:31 PM |
john0720 | $25.00 | 10/23/2011 6:17:26 PM |
fcrick | $25.00 | 10/23/2011 8:24:48 PM |
first-favorite-bonus9 | $25.00 | 10/24/2011 4:20:57 AM |
tntmojave | $50.00 | 10/24/2011 6:30:09 AM |
retiresecure | $25.00 | 10/24/2011 6:37:59 AM |
Supernick | $50.00 | 10/24/2011 6:44:11 AM |
truth-silo | $100.00 | 10/24/2011 8:22:30 AM |
AmericanCredit | $50.00 | 10/24/2011 10:49:57 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:47:00 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:17 PM |
velocity-solo | $25.00 | 10/24/2011 5:18:27 PM |
transparency-river1 | $1,000.00 | 10/24/2011 5:21:49 PM |
kenster213 | $100.00 | 10/24/2011 7:30:18 PM |
Barky52 | $25.00 | 10/24/2011 6:18:21 PM |
investment-comet | $25.00 | 10/24/2011 8:45:54 PM |
cwegert | $50.00 | 10/25/2011 10:57:10 AM |
radforj22 | $25.00 | 10/25/2011 10:55:07 AM |
diversification-surge | $25.00 | 10/25/2011 11:24:06 AM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:43 PM |
xstreamin | $100.00 | 10/25/2011 2:44:03 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:44 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:43 PM |
valiant-liberty4 | $25.00 | 10/25/2011 5:23:47 PM |
paladin510 | $100.00 | 10/25/2011 6:59:12 PM |
atlacatl | $25.00 | 10/25/2011 7:21:14 PM |
new-gold-wrangler | $1,087.11 | 10/25/2011 7:42:06 PM |
sjlender | $100.00 | 10/21/2011 5:14:40 PM |
BankOfBjoltus | $50.00 | 10/21/2011 7:22:36 PM |
availableloan | $25.00 | 10/21/2011 9:18:13 PM |
knowledgeable-payment7 | $25.00 | 10/22/2011 3:04:07 AM |
TechieLender | $50.00 | 10/22/2011 6:35:13 AM |
cashhelp | $40.00 | 10/22/2011 7:17:02 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:27 AM |
useful-currency | $25.00 | 10/22/2011 5:50:49 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:58 AM |
kinetic-social | $25.00 | 10/22/2011 11:13:17 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:39 AM |
penny-finder | $40.00 | 10/22/2011 12:26:30 PM |
cingular | $25.00 | 10/22/2011 12:58:27 PM |
TemeculaLending | $26.94 | 10/23/2011 8:21:04 AM |
ron4152 | $65.24 | 10/23/2011 7:03:38 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:21 AM |
neighborly-hope6 | $100.00 | 10/23/2011 4:08:01 PM |
Munnie | $25.00 | 10/23/2011 5:34:19 PM |
alpinaut | $25.00 | 10/23/2011 6:11:22 PM |
Hanalei712 | $50.00 | 10/23/2011 10:07:00 PM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:33:40 AM |
108lender | $184.00 | 10/24/2011 10:38:17 AM |
trade-arch | $50.00 | 10/24/2011 2:17:27 PM |
wise-exchange-chooser | $50.00 | 10/24/2011 7:48:39 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:42 PM |
wtrboy | $25.00 | 10/24/2011 10:50:32 PM |
rich266 | $100.00 | 10/25/2011 1:56:35 AM |
studious-peso | $25.00 | 10/25/2011 5:41:32 AM |
studious-peso | $25.00 | 10/25/2011 5:44:06 AM |
awwaww | $25.00 | 10/25/2011 7:19:16 AM |
djh47a | $25.00 | 10/25/2011 7:37:41 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:22:44 AM |
personal-lender | $25.00 | 10/25/2011 9:09:54 AM |
iolaire | $25.00 | 10/25/2011 10:22:07 AM |
leeball | $100.00 | 10/25/2011 10:23:23 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:50 AM |
murren | $25.00 | 10/25/2011 11:57:47 AM |
Aimvest | $25.00 | 10/25/2011 12:48:50 PM |
best-ingenious-funds | $100.00 | 10/25/2011 1:34:18 PM |
riskadverse44 | $25.00 | 10/25/2011 4:13:12 PM |
bkb7484 | $34.69 | 10/25/2011 4:45:10 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:09 PM |
maldok1 | $25.00 | 10/25/2011 5:06:21 PM |
nickel-ferret | $50.00 | 10/25/2011 5:11:07 PM |
IIP77 | $25.00 | 10/25/2011 5:19:12 PM |
wise-silver-wonder | $25.00 | 10/25/2011 5:53:11 PM |
dollars4loan | $300.00 | 10/25/2011 5:49:53 PM |
MissionMicroFinance | $25.00 | 10/25/2011 6:05:59 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:29 PM |
Sneezie | $100.00 | 10/25/2011 6:06:48 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
534668
This series of Notes was issued and sold upon the funding of the borrower loan #54871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $106.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,187 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| elated-ore |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $1,700.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2009)
|
Principal balance:
| $670.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
No more credit card interest!!!
Purpose of loan:
This loan will be used to pay off the balances of 2 credit cards and the remainder of a small loan. I currently pay more than the minimum amount on the credit cards, but with interest rates around 20% I feel like I'm never making any progress. (Minimums are $27 per card; I pay $60 to one and $70 to the other per month).
My financial situation:
I'm currently a software engineer at a stable company, working on a stable project. Finances are good to pay off debts quickly!
Monthly net income: $2800 (after taxes, insurance, and 401k)
Housing: $810
Car expenses: $400
Utilities: $55
Phone, cable, internet: $65
Food, entertainment: $250
Household expenses: $50
Credit cards and other loans: $185 (this is what I pay, which exceeds the minimum required)
Savings: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $2,000.00 | 10/22/2011 12:04:07 PM |
MoneyForNothing | $27.23 | 10/22/2011 12:10:12 PM |
LittleMingo | $30.00 | 10/22/2011 12:14:22 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:45 PM |
wise-deal-panda | $192.77 | 10/22/2011 12:19:57 PM |
currency-excellency0 | $150.00 | 10/22/2011 12:01:10 PM |
sjlender | $100.00 | 10/22/2011 12:19:10 PM |
whitegold24k | $100.00 | 10/22/2011 12:15:53 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
534674
This series of Notes was issued and sold upon the funding of the borrower loan #54929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,900.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.65% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 17.49% |
Borrower rate/APR:
| 18.49% / 27.46% |
Monthly payment:
| $266.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.09% | | |
| |
Estimated return*:
| 9.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $279,950 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bsmtloan |
Borrower's state:
| Montana |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2010)
760-779
(Apr-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Reinvest in Prosper
Purpose of loan:
This loan will be used to... reinvest in Prosper, where I've had good returns and currently have over $17,000 invested in Prosper. I've been an active Prosper lender since 2008. The high 'revolving credit balance' showing is due to a line-of-credit on an investment property which is currently for sale and under contract. Once the property closes in Dec., the line-of-credit balance becomes $0. Thanks for considering this loan.
My financial situation:
I am a good candidate for this loan because... I have good income, positive cash flow with my business, and a sound debt-to-income ratio.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/23/2011 1:53:38 PM |
loanman2007 | $200.00 | 10/22/2011 12:26:59 PM |
credit-missile | $110.00 | 10/22/2011 12:10:39 PM |
credit-missile | $25.00 | 10/22/2011 12:11:30 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:45 PM |
cashhelp | $50.00 | 10/22/2011 1:14:41 PM |
jgar_O | $25.00 | 10/22/2011 1:06:05 PM |
Oak-Parker | $25.00 | 10/22/2011 1:14:21 PM |
riv701 | $25.00 | 10/22/2011 2:21:09 PM |
Beechturner | $40.00 | 10/22/2011 1:44:45 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:31 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:11 PM |
Tscheddar | $25.00 | 10/22/2011 3:04:59 PM |
britches613 | $25.00 | 10/22/2011 5:20:31 PM |
CoolPlexer | $25.00 | 10/22/2011 3:52:28 PM |
well-mannered-income3 | $40.00 | 10/22/2011 3:42:01 PM |
marauder763 | $25.00 | 10/22/2011 7:10:39 PM |
Mikale360 | $25.00 | 10/22/2011 7:32:00 PM |
sensible-fund | $25.00 | 10/22/2011 7:41:25 PM |
vutah | $30.00 | 10/22/2011 10:59:05 PM |
drjekyllus | $25.00 | 10/23/2011 10:02:25 AM |
Tkhalaska | $25.00 | 10/23/2011 10:06:12 AM |
Comoparklender | $25.00 | 10/23/2011 12:20:05 PM |
Christophe | $25.00 | 10/23/2011 1:32:46 PM |
auction-seeker | $25.00 | 10/23/2011 2:59:07 PM |
kinetic-social | $25.00 | 10/23/2011 2:57:51 PM |
imdave4me | $25.00 | 10/24/2011 1:06:23 AM |
optionscashflow | $25.00 | 10/23/2011 10:46:54 PM |
duty-monger | $50.00 | 10/24/2011 6:44:56 AM |
rate-tower1 | $30.64 | 10/24/2011 6:05:14 AM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:42 AM |
the-discrete-income | $17.83 | 10/24/2011 9:01:54 AM |
payout-bridge | $75.00 | 10/23/2011 9:37:19 PM |
credit-missile | $25.00 | 10/22/2011 12:31:01 PM |
jc33148 | $75.00 | 10/22/2011 12:26:39 PM |
nisim5 | $50.00 | 10/22/2011 12:55:39 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:26 PM |
blackfur | $25.00 | 10/22/2011 5:17:36 PM |
KirosPOS | $25.00 | 10/22/2011 8:33:49 PM |
investmentgroup | $50.00 | 10/23/2011 5:05:31 AM |
Land_on_your_feet | $26.53 | 10/23/2011 8:14:25 AM |
Kash2010lu | $25.00 | 10/23/2011 8:32:15 AM |
elated-deal6 | $200.00 | 10/23/2011 12:31:55 PM |
trustworthy-hope189 | $75.00 | 10/23/2011 2:56:24 PM |
hopheadmike | $30.00 | 10/23/2011 5:06:53 PM |
dtana | $25.00 | 10/23/2011 4:11:02 PM |
life-is-great | $25.00 | 10/23/2011 6:31:41 PM |
papaloha | $25.00 | 10/23/2011 8:21:09 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:49 PM |
dime-sprout | $25.00 | 10/24/2011 7:02:13 AM |
Danylostefan | $50.00 | 10/24/2011 6:14:34 AM |
Uylsses | $250.00 | 10/24/2011 8:48:26 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
534676
This series of Notes was issued and sold upon the funding of the borrower loan #54957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $124.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 24% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,484 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| GIMOKE9717 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
640-659
(Sep-2009)
640-659
(Mar-2008)
640-659
(Jan-2008)
|
Principal balance:
| $2,675.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Loan for home improvement
Purpose of loan: Need new furnace
This loan will be used to...Purchase new furnace
I am a good candidate for this loan because...I have had a loan with Prosper in the past for $7500.00 and was able to pay it off early. I currently have a loan through Prosper that I received and used for consolidation and have always paid on time. Needing a new furnace was completely unexpected for us this year. My husband's work is seasonal and we plan for this through the winter months. During the summer, we save enough money to get through winter with his reduced income and have extra saved for small emergencies. We don't want to take the funds from our savings to purchase the furnace at this time. We plan on paying the loan off once his income goes up around March of next year. This way, we won't deplete our savings during the time his income is lower. I really appreciate your consideration for a new loan.
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/23/2011 1:53:39 PM |
currency-excellency0 | $150.00 | 10/22/2011 12:01:10 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:57 PM |
thankful-nickel2 | $25.00 | 10/22/2011 1:35:43 PM |
amlu1988 | $25.00 | 10/22/2011 2:29:55 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:11 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:27 PM |
SolarMoonshine | $25.00 | 10/22/2011 2:32:05 PM |
blackfur | $25.00 | 10/22/2011 5:29:47 PM |
AndChicksforFree | $37.00 | 10/22/2011 7:03:49 PM |
marwadi-62 | $50.00 | 10/22/2011 8:23:23 PM |
tntmojave | $50.00 | 10/24/2011 6:30:10 AM |
orange-spiritual-contract | $75.00 | 10/24/2011 11:06:20 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:20 PM |
revenue-associate | $25.00 | 10/25/2011 6:16:16 AM |
social-zebra | $30.00 | 10/25/2011 8:31:13 AM |
selector568 | $300.00 | 10/25/2011 9:39:26 AM |
grammaspurse | $25.00 | 10/25/2011 10:24:46 AM |
hopeful-truth5 | $50.00 | 10/25/2011 11:01:32 AM |
neorunner | $25.00 | 10/25/2011 3:48:27 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:45 PM |
MoneyForNothing | $42.29 | 10/22/2011 12:18:47 PM |
LittleMingo | $30.00 | 10/22/2011 12:04:39 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:21 PM |
jgar_O | $25.00 | 10/22/2011 1:06:05 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:25:42 PM |
gaiusceasar | $25.00 | 10/22/2011 1:28:52 PM |
atlas-shrugged | $200.00 | 10/22/2011 3:37:22 PM |
Feyenoord | $30.00 | 10/22/2011 6:18:11 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:45 PM |
nimble-affluence4 | $25.00 | 10/24/2011 8:24:04 AM |
malomar66 | $60.00 | 10/24/2011 3:29:03 PM |
equitable-p2ploan8 | $25.00 | 10/24/2011 7:35:11 PM |
intelligent-repayment8 | $200.00 | 10/24/2011 10:03:53 PM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:22:03 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:19 AM |
best-camaraderi-hyperdrive | $25.00 | 10/25/2011 12:53:00 PM |
ILoveBearHats | $25.00 | 10/25/2011 1:26:06 PM |
kegs | $200.00 | 10/25/2011 1:51:32 PM |
kinetic-social | $25.00 | 10/25/2011 3:40:06 PM |
rajs | $345.70 | 10/25/2011 4:36:05 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
534680
This series of Notes was issued and sold upon the funding of the borrower loan #54916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,784.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.70% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 19.84% |
Monthly payment:
| $249.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
22 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,931 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ceiling_cat |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,504.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Fatwallet reader needs a new pool
Purpose of loan:
This loan will be used to fix my HVAC and pool.
My financial situation:
I am a good candidate for this loan because I read Fatwallet Finance like some people play World of Warcraft. I used up all of my vacation time this year with trips to exotic locations paid for entirely with hotel and airline points from various credit card offers. I received 12 notices of the Chase Credit Protector Settlement. The computer monitor that I'm looking at was paid for by OptionsHouse. I adjust my federal and state withholdings biweekly to optimize interest earned in my half dozen reward checking accounts. I go to both Democratic and GOP party rallys for the free food.
I'll be paying this loan off early.
Monthly net income: $4000
Monthly expenses: $2545
Housing: $1500
Insurance: $50
Car expenses: $120
Utilities: $25
Phone, cable, internet: $50
Food, entertainment: $300
Credit cards and other loans: $500 (0% no fee BT)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/23/2011 1:53:39 PM |
rolltide09 | $25.00 | 10/22/2011 12:01:59 PM |
ToddN | $100.00 | 10/22/2011 12:11:57 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:21:18 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:27 PM |
Beechturner | $50.00 | 10/22/2011 1:34:30 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:11 PM |
sharp-bill2 | $50.00 | 10/22/2011 10:27:24 PM |
vutah | $25.00 | 10/22/2011 10:58:38 PM |
Aaron_Oz | $25.00 | 10/22/2011 11:30:44 PM |
FinDoc | $25.00 | 10/23/2011 7:47:58 AM |
Tkhalaska | $25.00 | 10/23/2011 10:07:04 AM |
currency-excellency0 | $100.00 | 10/23/2011 12:00:39 PM |
john0720 | $25.00 | 10/23/2011 6:17:26 PM |
top-note-jamboree | $25.00 | 10/23/2011 6:52:39 PM |
prudent-economy5 | $250.00 | 10/24/2011 7:39:49 AM |
wise-deal-panda | $100.00 | 10/24/2011 9:17:20 AM |
secureincome | $250.00 | 10/24/2011 12:09:58 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:21 PM |
authentic-kindness1 | $50.00 | 10/24/2011 2:22:36 PM |
social-zebra | $30.00 | 10/24/2011 2:32:18 PM |
intelligent-repayment8 | $200.00 | 10/24/2011 10:03:53 PM |
investment-comet | $25.00 | 10/24/2011 9:07:32 PM |
scojo | $25.02 | 10/24/2011 11:56:05 PM |
Tscheddar | $25.00 | 10/25/2011 2:59:48 AM |
rich266 | $100.00 | 10/25/2011 1:56:36 AM |
MoneyForNothing | $3.98 | 10/25/2011 3:37:42 AM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:46 PM |
nisim5 | $50.00 | 10/22/2011 12:55:39 PM |
sjlender | $100.00 | 10/22/2011 12:19:10 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:46 PM |
Christophe | $25.00 | 10/23/2011 1:31:49 PM |
asset-trajectory | $25.00 | 10/24/2011 2:39:53 PM |
majestic-repayment3 | $50.00 | 10/24/2011 6:40:09 PM |
reflective-rupee | $25.00 | 10/24/2011 9:49:18 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
534684
This series of Notes was issued and sold upon the funding of the borrower loan #55002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $203.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1974 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,975 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| real-return |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jan-2011)
|
Principal balance:
| $2,280.55 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
2nd Prosper Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $25.02 | 10/22/2011 12:02:23 PM |
sjlender | $100.00 | 10/22/2011 12:19:10 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:29 PM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:03:14 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:24 AM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:32 PM |
neighborly-hope6 | $100.00 | 10/23/2011 4:13:49 PM |
Munnie | $25.00 | 10/23/2011 5:34:21 PM |
blot44 | $100.00 | 10/23/2011 6:02:15 PM |
john0720 | $25.00 | 10/23/2011 6:17:26 PM |
fcrick | $25.00 | 10/23/2011 8:24:51 PM |
scojo | $25.02 | 10/24/2011 12:12:14 AM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:34:36 AM |
AmericanCredit | $50.00 | 10/24/2011 10:49:58 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:47:01 PM |
Barky52 | $25.00 | 10/24/2011 6:18:22 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:43 PM |
investment-comet | $25.00 | 10/24/2011 8:51:54 PM |
awwaww | $25.00 | 10/25/2011 7:19:16 AM |
indomitable-coin | $25.00 | 10/25/2011 10:16:30 AM |
leeball | $100.00 | 10/25/2011 10:23:24 AM |
robertmm25 | $70.43 | 10/25/2011 10:35:29 AM |
BlessedEveryDay | $30.00 | 10/25/2011 11:02:11 AM |
murren | $25.00 | 10/25/2011 3:11:47 PM |
gqrob | $30.00 | 10/25/2011 4:40:10 PM |
maldok1 | $25.00 | 10/25/2011 5:06:22 PM |
radforj22 | $25.00 | 10/25/2011 5:06:35 PM |
velocity-solo | $25.00 | 10/25/2011 5:23:10 PM |
Sneezie | $100.00 | 10/25/2011 6:06:49 PM |
paladin510 | $50.00 | 10/25/2011 6:59:13 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:16 PM |
bb575 | $25.00 | 10/25/2011 7:42:29 PM |
larrybird | $914.52 | 10/25/2011 7:56:14 PM |
cingular | $25.00 | 10/22/2011 12:58:28 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:05 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:12 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:27 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:34 PM |
truth-silo | $100.00 | 10/24/2011 8:22:31 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:21 PM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:30 PM |
wise-exchange-chooser | $50.00 | 10/24/2011 7:52:22 PM |
djh47a | $25.00 | 10/25/2011 7:37:41 AM |
patriot897 | $25.00 | 10/25/2011 10:36:52 AM |
Aimvest | $25.00 | 10/25/2011 12:48:51 PM |
xstreamin | $100.00 | 10/25/2011 2:44:04 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:45 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:30 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
534686
This series of Notes was issued and sold upon the funding of the borrower loan #55021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 19.56% |
Borrower rate/APR:
| 20.56% / 22.03% |
Monthly payment:
| $254.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.21% | | |
| |
Estimated return*:
| 14.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 11% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,346 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| irishforever |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 21 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $17,472.17 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
780-799
(Nov-2009)
|
Principal balance:
| $10,289.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Please invest!
Purpose of loan:
This loan will be used to pay off a higher interest loan.
My financial situation:
I am a good candidate for this loan because I have a good payment history with a solid job and a healthy desire to pay back every investor diligently in order to keep my good standing with the Prosper community, and my credit, of course.
Monthly net income: $5,500
Monthly expenses: $215
Housing: $1735
Insurance: $119
Car expenses, fuel: $100
Utilities: $380
Phone, cable, internet: $135
Food, entertainment: $750
Credit cards and other loans: $460
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.00 | 10/22/2011 12:09:21 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:46 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:57 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:21:18 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:12 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:28 PM |
Aaron_Oz | $25.00 | 10/22/2011 11:30:44 PM |
Centaur | $25.00 | 10/23/2011 6:16:38 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:21 PM |
smart-gain | $50.00 | 10/24/2011 2:06:41 PM |
upperdeck | $25.00 | 10/25/2011 1:28:15 PM |
ddog0224 | $50.00 | 10/25/2011 5:17:42 PM |
CreditBuilder2 | $100.00 | 10/25/2011 5:22:30 PM |
TheRed | $25.00 | 10/25/2011 5:26:22 PM |
mgking007 | $25.00 | 10/25/2011 5:30:55 PM |
cbllender | $27.75 | 10/25/2011 5:40:50 PM |
loss-of-control | $100.00 | 10/25/2011 5:52:00 PM |
kind-efficient-credit | $50.00 | 10/25/2011 6:01:51 PM |
TigerForce | $25.00 | 10/25/2011 6:15:11 PM |
suave-dime6 | $25.00 | 10/25/2011 7:00:11 PM |
diligent-bid3 | $100.00 | 10/25/2011 6:59:12 PM |
Sierrahh | $25.00 | 10/25/2011 6:54:29 PM |
revenue-den | $75.00 | 10/25/2011 7:11:03 PM |
reneenurse | $40.00 | 10/25/2011 7:37:12 PM |
Wishmaker | $100.00 | 10/25/2011 8:29:56 PM |
the-silver-blaster | $75.00 | 10/25/2011 8:18:41 PM |
vmh20035 | $50.00 | 10/25/2011 8:48:26 PM |
djs81 | $50.00 | 10/25/2011 8:38:01 PM |
Zane314 | $192.41 | 10/25/2011 8:38:35 PM |
umfan123 | $25.00 | 10/25/2011 9:15:25 PM |
authoritative-capital | $25.00 | 10/25/2011 9:31:23 PM |
credit-coach118 | $25.27 | 10/25/2011 9:24:57 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:45:01 PM |
inspired-finance | $113.52 | 10/25/2011 10:04:25 PM |
MoneyForNothing | $5.57 | 10/25/2011 10:09:34 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:22 PM |
thankful-nickel2 | $25.00 | 10/22/2011 1:34:40 PM |
Feyenoord | $30.00 | 10/22/2011 6:19:57 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:46 PM |
orange-spiritual-contract | $100.00 | 10/24/2011 11:07:23 AM |
intelligent-repayment8 | $700.00 | 10/24/2011 10:05:13 PM |
scojo | $25.02 | 10/25/2011 12:08:45 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:19 AM |
first-finance-multiplier | $200.00 | 10/25/2011 11:54:13 AM |
real-return | $25.00 | 10/25/2011 11:57:46 AM |
CatbirdBanking | $25.00 | 10/25/2011 11:55:58 AM |
transparency-universe8 | $25.00 | 10/25/2011 12:29:27 PM |
crw1950 | $32.52 | 10/25/2011 1:07:31 PM |
euro-deployment | $25.00 | 10/25/2011 1:08:02 PM |
friendly-market5 | $25.00 | 10/25/2011 1:37:07 PM |
wildanne | $25.00 | 10/25/2011 5:40:08 PM |
industrious-currency | $25.00 | 10/25/2011 5:45:17 PM |
georgedorn | $47.16 | 10/25/2011 5:46:48 PM |
Leshan | $51.66 | 10/25/2011 5:56:29 PM |
unbelievable-diversification8 | $25.00 | 10/25/2011 6:08:06 PM |
LendGuy | $25.00 | 10/25/2011 6:11:20 PM |
shrewd-peace7 | $25.00 | 10/25/2011 6:30:26 PM |
jarf | $25.00 | 10/25/2011 6:36:39 PM |
spiritual-compassion3-16 | $25.00 | 10/25/2011 6:49:56 PM |
asset-professor | $25.00 | 10/25/2011 7:11:08 PM |
marwadi-62 | $50.00 | 10/25/2011 7:15:49 PM |
leball | $25.00 | 10/25/2011 7:22:59 PM |
Fiimg | $50.00 | 10/25/2011 7:41:19 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:17 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:18 PM |
goal-benefit2 | $25.00 | 10/25/2011 7:57:24 PM |
commerce-broker3 | $750.00 | 10/25/2011 8:22:51 PM |
giftgold | $25.00 | 10/25/2011 8:30:42 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:32:16 PM |
SkyLoan | $26.32 | 10/25/2011 8:42:07 PM |
Aeroman32 | $50.00 | 10/25/2011 9:08:02 PM |
ltdalum | $51.00 | 10/25/2011 9:10:40 PM |
AirForce2001 | $31.80 | 10/25/2011 10:08:59 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
534702
This series of Notes was issued and sold upon the funding of the borrower loan #54921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,875.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $251.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,841 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| spirited-loan2 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Debt Consolidation after relocating
Purpose of loan:
We just moved for a promotion I received and after adding a few things for our new house we wanted to consolidate and lock down the payment/interest rate.
My financial situation:
I am a good candidate for this loan because I have a solid financial history and my income supports repayment of the loan with no issues.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/22/2011 12:13:54 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:47 PM |
sjlender | $100.00 | 10/22/2011 12:19:11 PM |
Beechturner | $50.00 | 10/22/2011 1:31:49 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:29 PM |
Bank42 | $50.00 | 10/22/2011 1:42:01 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:13 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:25 AM |
Mav26 | $100.00 | 10/23/2011 11:49:50 AM |
currency-excellency0 | $100.00 | 10/23/2011 12:00:40 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:47 PM |
director877 | $100.00 | 10/23/2011 12:35:00 PM |
top-note-jamboree | $25.00 | 10/23/2011 6:50:19 PM |
spiff666 | $25.00 | 10/23/2011 6:36:43 PM |
blue-useful-auction | $25.00 | 10/24/2011 6:37:04 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:53 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:22 PM |
authentic-kindness1 | $25.00 | 10/24/2011 2:18:05 PM |
radforj22 | $25.00 | 10/24/2011 3:03:35 PM |
important-diversification620 | $25.00 | 10/24/2011 4:20:10 PM |
majestic-repayment3 | $50.00 | 10/24/2011 6:38:26 PM |
investment-comet | $25.00 | 10/24/2011 8:43:41 PM |
scojo | $25.02 | 10/24/2011 11:35:09 PM |
nisim5 | $50.00 | 10/22/2011 12:55:40 PM |
FAsAreDUMB | $25.00 | 10/22/2011 7:19:56 PM |
britches613 | $25.00 | 10/22/2011 5:17:09 PM |
chris-heretoinvest | $25.00 | 10/23/2011 6:57:41 PM |
secureincome | $550.00 | 10/24/2011 12:10:12 PM |
sharp-bill2 | $50.00 | 10/24/2011 6:55:17 PM |
rich266 | $100.00 | 10/25/2011 1:56:37 AM |
Montiesholdings | $24.98 | 10/25/2011 6:46:42 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
534704
This series of Notes was issued and sold upon the funding of the borrower loan #55118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,700.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $269.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 60% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
18 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,104 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| seer72samone |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 90% )
| 640-659 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 5
( 10% )
| 700-719
(Jun-2010)
700-719
(Dec-2009)
680-699
(Sep-2008)
640-659
(May-2008)
|
Principal balance:
| $4,275.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
taking a bite out of debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 10/24/2011 5:02:10 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:12 PM |
Kash2010lu | $40.00 | 10/24/2011 5:02:13 PM |
DHolly | $31.00 | 10/24/2011 5:15:56 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:05 PM |
wise-deal-panda | $200.00 | 10/24/2011 5:17:55 PM |
pound-mushroom3 | $25.00 | 10/24/2011 5:22:58 PM |
atlas-shrugged | $200.00 | 10/24/2011 5:37:33 PM |
SLN-10 | $50.00 | 10/24/2011 5:34:58 PM |
amlu1988 | $25.00 | 10/24/2011 8:42:57 PM |
Feyenoord | $30.00 | 10/24/2011 9:48:45 PM |
312-Lender | $25.00 | 10/24/2011 11:18:08 PM |
luv4cycling | $25.00 | 10/25/2011 4:55:50 AM |
witty-openness | $25.00 | 10/25/2011 4:44:43 AM |
EngineersAlliance | $100.00 | 10/25/2011 9:09:56 AM |
sweety075 | $25.00 | 10/25/2011 5:07:59 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:37 PM |
chameleon125 | $25.00 | 10/25/2011 9:31:22 PM |
RainyDayFunds | $25.00 | 10/26/2011 6:36:17 AM |
bellaquito | $440.90 | 10/26/2011 2:21:55 PM |
return-grizzly | $100.00 | 10/26/2011 3:27:01 AM |
1stBankAndHal | $25.07 | 10/24/2011 5:06:47 PM |
Jack55304 | $200.00 | 10/24/2011 5:22:07 PM |
LittleMingo | $30.00 | 10/24/2011 5:11:29 PM |
enticing-capital6 | $50.00 | 10/24/2011 5:22:36 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:27 PM |
Mikale360 | $25.00 | 10/24/2011 5:44:00 PM |
Galdis | $25.00 | 10/25/2011 5:28:04 AM |
Frover | $25.00 | 10/25/2011 7:15:58 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 9:04:02 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:57 AM |
us957165 | $25.00 | 10/25/2011 6:49:54 PM |
marwadi-62 | $32.00 | 10/25/2011 7:15:51 PM |
green-safe-wampum | $36.00 | 10/26/2011 7:15:40 AM |
investment-comet | $25.00 | 10/26/2011 11:35:02 AM |
Nojukbong | $50.00 | 10/26/2011 12:49:53 PM |
platinum-boss2 | $25.00 | 10/26/2011 1:20:17 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 1:37:52 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
534714
This series of Notes was issued and sold upon the funding of the borrower loan #54980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,785.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.70% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 19.84% |
Monthly payment:
| $250.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 6% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| graceful-bonus0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to... upgrade one of my used cars
My financial situation:
I am a good candidate for this loan because...
I am a very responsible person and highly value my credit and reputation.
I made my payments on time or in advance with all my previous loans, Never default ANY payments or paying late.
I work hard and have stable income. I have good knowledge of personal finance. I have no debt at all and have high value net assets with good investment strategy.
I had a higher credit score and the reason my score is relatively lower now is due to (1) the fact that I have no record of debt at all, and (2) the number of inquires lately.
I am a careful person and my driving record rank among the highest category in AAA insurance score rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/22/2011 12:18:47 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:29 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:14 PM |
valiant-money | $40.00 | 10/22/2011 3:17:21 PM |
Tscheddar | $25.00 | 10/22/2011 3:05:51 PM |
sharp-bill2 | $50.00 | 10/22/2011 10:28:01 PM |
cgoca | $25.00 | 10/23/2011 8:21:06 AM |
Tkhalaska | $25.00 | 10/23/2011 10:06:49 AM |
loney_mender | $60.00 | 10/23/2011 7:57:43 PM |
optionscashflow | $25.00 | 10/23/2011 10:50:18 PM |
prudent-economy5 | $200.00 | 10/24/2011 7:38:32 AM |
addlending | $60.00 | 10/24/2011 9:52:40 AM |
calbertrand | $25.00 | 10/24/2011 10:10:17 AM |
credit-coach118 | $50.27 | 10/24/2011 11:30:01 AM |
secureincome | $500.00 | 10/24/2011 12:10:32 PM |
authentic-kindness1 | $50.00 | 10/24/2011 2:24:21 PM |
asset-trajectory | $50.00 | 10/24/2011 2:42:19 PM |
intelligent-repayment8 | $200.00 | 10/24/2011 10:03:53 PM |
rich266 | $100.00 | 10/25/2011 1:56:37 AM |
scojo | $25.02 | 10/24/2011 11:51:05 PM |
revenue-associate | $25.00 | 10/25/2011 6:13:18 AM |
sjlender | $100.00 | 10/22/2011 12:19:11 PM |
nisim5 | $50.00 | 10/22/2011 12:55:40 PM |
Beechturner | $100.00 | 10/22/2011 1:31:02 PM |
Bank42 | $42.88 | 10/22/2011 1:49:28 PM |
platinum-ectasy | $50.10 | 10/22/2011 7:40:09 PM |
britches613 | $25.00 | 10/22/2011 5:16:25 PM |
FinDoc | $25.00 | 10/23/2011 7:49:02 AM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:48 PM |
poisson17 | $25.00 | 10/23/2011 1:45:55 PM |
top-note-jamboree | $25.00 | 10/23/2011 6:37:32 PM |
social-zebra | $39.00 | 10/24/2011 2:33:02 PM |
radforj22 | $25.00 | 10/24/2011 6:02:42 PM |
a2190b | $25.00 | 10/24/2011 6:32:35 PM |
1traveler | $25.00 | 10/24/2011 8:25:52 PM |
investment-comet | $25.00 | 10/24/2011 9:08:12 PM |
sushi537 | $25.00 | 10/25/2011 2:16:06 AM |
Josphine | $17.73 | 10/25/2011 6:16:36 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
534740
This series of Notes was issued and sold upon the funding of the borrower loan #55105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $361.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 70% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 13y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,157 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| lively-p2p |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2010)
760-779
(Dec-2009)
760-779
(Oct-2009)
|
Principal balance:
| $3,097.37 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Pay for my credit card
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 10/23/2011 12:09:47 AM |
graceful-investment | $100.00 | 10/22/2011 12:05:26 PM |
green-trade-dolphin | $32.52 | 10/22/2011 12:02:09 PM |
Jack55304 | $200.00 | 10/22/2011 12:24:57 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:25:43 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:15 PM |
Whatssofunnybout | $25.00 | 10/22/2011 10:20:09 PM |
marwadi-62 | $50.00 | 10/22/2011 8:21:48 PM |
SLN-10 | $50.00 | 10/23/2011 5:25:08 AM |
OldManP | $35.00 | 10/23/2011 11:46:31 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:50 PM |
rolltide09 | $25.00 | 10/24/2011 5:02:32 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:22 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:18 PM |
chameleon125 | $25.00 | 10/25/2011 9:30:38 PM |
market-pudding | $25.00 | 10/26/2011 2:09:57 AM |
leverage-ectasy | $35.00 | 10/26/2011 4:47:25 AM |
corporatejim | $26.19 | 10/26/2011 4:06:44 AM |
momoney2lend | $25.00 | 10/26/2011 7:37:38 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:53:39 AM |
InvestorPartners | $25.00 | 10/26/2011 1:03:40 PM |
bellaquito | $399.85 | 10/26/2011 2:21:47 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:48 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:58 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:22 PM |
mikeandcat | $97.63 | 10/22/2011 3:49:29 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:24 PM |
jmeasn | $25.00 | 10/25/2011 12:10:23 PM |
Payout_Assured | $43.81 | 10/25/2011 3:09:44 PM |
drcoop | $25.00 | 10/25/2011 4:31:50 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:19 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:36 PM |
tech310 | $50.00 | 10/25/2011 11:47:03 PM |
high_flyer | $300.00 | 10/26/2011 6:30:35 AM |
Feyenoord | $30.00 | 10/26/2011 12:50:00 PM |
investment-comet | $25.00 | 10/26/2011 11:32:52 AM |
Nojukbong | $50.00 | 10/26/2011 12:45:02 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
534794
This series of Notes was issued and sold upon the funding of the borrower loan #55072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $163.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,209 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| PQ |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
New and upgraded A/C unit
Purpose of loan:
This loan will be used to pay for a new Air Conditioning unit for my house. The price of the unit is around $9000 in cash, and if I get $5000 from a loan, I will be able to pay it all at once, saving some money.
My financial situation:
Earlier this year I finished paying off my first 3-year prosper loan, having made all the payments in or before the due dates (not one single day delayed in any of the payments). I have lower than average debt-to-income ratio, and I have never had any late payments in all my accounts (as proven by my credit reports). I am current in the mortgage, auto loan, credit cards, every single account I have are in good standing.
I am following the template provided by prosper, but if you need any more information, please feel free to ask, and I will be adding them as needed.
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $35.02 | 10/24/2011 5:02:12 PM |
1stBankAndHal | $50.10 | 10/24/2011 5:06:28 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:16 PM |
sjlender | $100.00 | 10/24/2011 5:17:24 PM |
D911ave | $50.00 | 10/24/2011 5:13:22 PM |
enticing-capital6 | $50.00 | 10/24/2011 5:22:37 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:28 PM |
Bank_Of_XL | $25.00 | 10/24/2011 6:21:25 PM |
currency-excellency0 | $200.00 | 10/25/2011 9:01:02 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:58 AM |
MarvintheMartian | $25.00 | 10/25/2011 11:19:51 AM |
friendinmoney | $34.14 | 10/25/2011 1:53:22 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:50 PM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:59:42 PM |
return-runner8 | $25.00 | 10/25/2011 9:20:33 PM |
caring-hope2 | $100.00 | 10/26/2011 6:00:54 AM |
MM1207 | $25.00 | 10/26/2011 7:44:25 AM |
ryan6853 | $25.00 | 10/26/2011 9:55:34 AM |
favorite-commerce | $25.00 | 10/26/2011 10:47:33 AM |
fairness-hammock | $25.00 | 10/26/2011 12:00:19 PM |
cashhelp | $25.00 | 10/24/2011 5:03:00 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:06 PM |
MoneyForNothing | $34.26 | 10/24/2011 5:03:34 PM |
Approved | $70.00 | 10/24/2011 8:09:15 PM |
vutah | $25.00 | 10/24/2011 6:16:34 PM |
ChristopherHS | $25.00 | 10/24/2011 8:53:03 PM |
bill-booster5 | $25.00 | 10/24/2011 7:54:23 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:02:58 AM |
Pickmar | $25.00 | 10/25/2011 10:04:36 AM |
leeball | $100.00 | 10/25/2011 10:23:27 AM |
OldManP | $25.00 | 10/25/2011 11:03:26 AM |
Theodon | $50.00 | 10/25/2011 10:54:32 AM |
investment-artist | $27.01 | 10/25/2011 12:48:00 PM |
ivy-league-MBA | $25.00 | 10/25/2011 2:19:32 PM |
neorunner | $25.00 | 10/25/2011 4:22:09 PM |
fund-bauble | $50.00 | 10/25/2011 5:28:02 PM |
fries78 | $46.79 | 10/25/2011 11:16:54 PM |
dammage | $25.00 | 10/26/2011 7:49:16 AM |
octoberfresh | $25.00 | 10/26/2011 10:15:03 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:08:44 AM |
tntmojave | $50.00 | 10/26/2011 11:20:58 AM |
larrybird | $852.68 | 10/26/2011 12:08:48 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
534824
This series of Notes was issued and sold upon the funding of the borrower loan #55104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $220.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 36% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,179 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| frog74 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
|
Principal balance:
| $1,628.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Money for House Improvments
Purpose of loan:
This loan will be used to... Make some home improvments to close the gap between what we owe on our house versus what it's market value is
My financial situation: Good, I have a good job and a great future
I am a good candidate for this loan because... I always pay my bills
Monthly net income: $4100
Monthly expenses: $
Housing: $1000
Insurance: $250
Car expenses: $200
Utilities: $110
Phone, cable, internet: $300
Food, entertainment: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $25.00 | 10/23/2011 12:04:44 PM |
Kash2010lu | $40.00 | 10/23/2011 1:06:21 PM |
Jack55304 | $200.00 | 10/23/2011 12:20:34 PM |
genuine-integrity0 | $25.00 | 10/23/2011 12:28:36 PM |
DHolly | $31.00 | 10/23/2011 12:30:55 PM |
SLN-10 | $50.00 | 10/23/2011 1:15:51 PM |
first-cash-producer | $25.00 | 10/23/2011 4:42:16 PM |
dtana | $25.00 | 10/23/2011 4:09:37 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:53 PM |
loanman2007 | $50.00 | 10/24/2011 4:52:25 AM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:26 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:25 PM |
Galdis | $25.00 | 10/25/2011 5:26:29 AM |
jmeasn | $25.00 | 10/25/2011 12:17:00 PM |
drcoop | $25.00 | 10/25/2011 4:31:50 PM |
Digger54 | $28.51 | 10/25/2011 6:54:44 PM |
chameleon125 | $25.00 | 10/25/2011 9:30:24 PM |
wonderous-power | $25.00 | 10/26/2011 3:43:45 AM |
Land_on_your_feet | $30.00 | 10/26/2011 6:59:07 AM |
ILoveBearHats | $25.00 | 10/26/2011 8:47:39 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:50 PM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:27 PM |
green-trade-dolphin | $27.02 | 10/23/2011 1:06:08 PM |
optionscashflow | $25.00 | 10/23/2011 10:53:44 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:30 AM |
shawnw2 | $73.87 | 10/25/2011 11:54:07 AM |
MilitaryLending | $100.02 | 10/25/2011 7:47:56 PM |
vmh20035 | $50.00 | 10/25/2011 8:49:15 PM |
papaloha | $25.00 | 10/26/2011 2:54:58 PM |
larrybird | $1,644.58 | 10/26/2011 3:37:57 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
534844
This series of Notes was issued and sold upon the funding of the borrower loan #55019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $114.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $4,351 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 103% | | |
| |
Homeownership:
| No | | |
Screen name:
| serene-pound4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
|
Principal balance:
| $6,182.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
to expand business
Purpose of loan:
This loan will be used to...equipment and advertisement
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2826.00
Monthly expenses: $1640.00
Housing: $530.00
Insurance: $50.00
Car expenses: $300.00
Utilities: $100.00
Phone, cable, internet: $60.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 9:15:12 AM |
progressive-economy261 | $400.00 | 10/24/2011 9:15:53 AM |
wigglesworth4 | $500.00 | 10/24/2011 2:45:06 PM |
Thunder08 | $26.00 | 10/24/2011 4:09:49 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:40 PM |
Comoparklender | $25.00 | 10/24/2011 5:21:38 PM |
nimble-revenue5 | $50.00 | 10/24/2011 5:17:45 PM |
intelligent-repayment8 | $300.00 | 10/24/2011 10:04:05 PM |
treasure-bliss | $25.00 | 10/25/2011 6:09:32 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:41 AM |
finance-prescription | $100.00 | 10/25/2011 9:09:51 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:38 AM |
zeelender | $25.00 | 10/25/2011 11:09:55 AM |
community-bee | $100.00 | 10/25/2011 4:46:25 PM |
IIP77 | $25.00 | 10/25/2011 5:19:12 PM |
dedicated-principal | $25.00 | 10/25/2011 5:28:37 PM |
life-is-great | $25.00 | 10/25/2011 5:38:15 PM |
asset-professor | $25.00 | 10/25/2011 7:17:13 PM |
new-gold-wrangler | $123.98 | 10/25/2011 7:42:19 PM |
SLN-10 | $25.00 | 10/24/2011 9:05:25 AM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:51 PM |
listing-vista | $50.00 | 10/24/2011 4:55:23 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:16 PM |
scojo | $25.02 | 10/24/2011 11:29:04 PM |
orange-preeminant-bill | $25.00 | 10/25/2011 6:02:47 AM |
djh47a | $25.00 | 10/25/2011 7:37:42 AM |
Investoman | $75.00 | 10/25/2011 9:10:58 AM |
iolaire | $25.00 | 10/25/2011 10:22:07 AM |
delivery | $25.00 | 10/25/2011 11:33:35 AM |
kegs | $350.00 | 10/25/2011 1:51:46 PM |
magnitude787 | $50.00 | 10/25/2011 3:18:34 PM |
handshake5 | $100.00 | 10/25/2011 5:10:50 PM |
wwwUniversal | $25.00 | 10/25/2011 5:19:38 PM |
tkr2 | $25.00 | 10/25/2011 5:54:50 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
534862
This series of Notes was issued and sold upon the funding of the borrower loan #55080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
2 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $27 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 49 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| determined-repayment676 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off existing debt in order to free up monthly cash flow.
My financial situation:
I am a good candidate for this loan because I always repay my debts and have the means to do so. My total yearly income is well over $80k, with a base of $25k per year, so worst case scenario I will not make less than $25k and can easily repay the loan.
Monthly net income: $3000
Monthly total expenses: $2550
Housing: $600
Insurance: $100
Car expenses: $300
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/23/2011 3:03:19 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:33 AM |
quest0 | $25.00 | 10/26/2011 1:17:53 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:54 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:29 AM |
realtormoises | $25.00 | 10/26/2011 7:57:05 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:08:56 AM |
social-zebra | $30.00 | 10/26/2011 10:53:29 AM |
larrybird | $2,000.00 | 10/26/2011 12:22:48 PM |
new-gold-wrangler | $620.00 | 10/26/2011 1:39:33 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
534880
This series of Notes was issued and sold upon the funding of the borrower loan #55141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $496.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 34% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,891 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| punctual-dedication |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $9,300.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2010)
|
Principal balance:
| $5,052.08 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
On the Right Path!
Purpose of loan:
This is my 2nd Prosper loan. I have always been on time with payments on my current Prosper loan, but am looking to consolidate additional debt from my spouse's credit cards. We are on track to being debt-free with these loans, and in these times when banks won't lend to people who have never missed a payment on any mortgages, autos, or credit cards (in over 20 years), we are looking for innovative alternatives.
My financial situation:
My spouse is in the final semester of an interior design program, while I have a good management job with a profitable pharmaceutical company.
Monthly net income: $11000
Total Monthly expenses: $9000
(based on mortgage $3200, living expenses (family of 4): $3000, current loans/credit cards $2800)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $200.00 | 10/26/2011 4:38:48 PM |
rolltide09 | $25.00 | 10/24/2011 5:02:32 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:13 PM |
pound-mushroom3 | $25.00 | 10/24/2011 5:22:58 PM |
MoneyForNothing | $25.00 | 10/24/2011 5:23:33 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:06 PM |
wise-deal-panda | $200.00 | 10/24/2011 5:17:56 PM |
enticing-capital6 | $50.00 | 10/24/2011 5:22:37 PM |
nimble-revenue5 | $50.00 | 10/25/2011 9:16:40 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:39 AM |
OldManP | $25.00 | 10/25/2011 11:03:58 AM |
drcoop | $25.00 | 10/25/2011 4:31:51 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:17 PM |
calbertrand | $25.00 | 10/25/2011 5:14:11 PM |
handshake5 | $87.00 | 10/25/2011 5:10:51 PM |
intelligent-repayment8 | $1,950.00 | 10/25/2011 5:31:40 PM |
life-is-great | $25.00 | 10/25/2011 5:38:15 PM |
gold-gazelle | $25.00 | 10/25/2011 6:52:56 PM |
genuine-integrity0 | $25.00 | 10/25/2011 7:13:25 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:24 PM |
compassion-bauble4 | $25.00 | 10/25/2011 10:28:11 PM |
tech310 | $50.00 | 10/25/2011 11:50:22 PM |
economy-coup | $50.00 | 10/26/2011 12:59:32 AM |
KLCRAY | $25.00 | 10/26/2011 4:36:48 AM |
MM1207 | $25.00 | 10/26/2011 7:44:26 AM |
GatorBux | $25.00 | 10/26/2011 7:16:28 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:17 AM |
wwwUniversal | $25.00 | 10/26/2011 9:18:20 AM |
shmb6508 | $50.00 | 10/26/2011 9:25:01 AM |
ideal-velocity7 | $50.00 | 10/26/2011 10:23:27 AM |
well-mannered-income3 | $70.00 | 10/26/2011 11:45:31 AM |
yield-trader | $25.00 | 10/26/2011 1:08:34 PM |
wampum-library4 | $25.00 | 10/26/2011 1:13:30 PM |
dough-temple | $25.00 | 10/26/2011 2:00:25 PM |
trustworthy-hope189 | $100.00 | 10/26/2011 3:19:49 PM |
rebeldog67 | $26.80 | 10/26/2011 3:26:09 PM |
Banker2OO7 | $50.00 | 10/26/2011 4:26:36 PM |
merkutio | $25.00 | 10/26/2011 3:44:56 PM |
Leshan | $75.07 | 10/26/2011 4:35:37 PM |
LittleMingo | $25.00 | 10/24/2011 5:18:49 PM |
wigglesworth4 | $500.00 | 10/24/2011 5:23:09 PM |
SLN-10 | $75.00 | 10/24/2011 5:33:51 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:29 PM |
Feyenoord | $30.00 | 10/24/2011 9:54:07 PM |
orange-preeminant-bill | $25.00 | 10/25/2011 6:02:48 AM |
treasure-bliss | $25.00 | 10/25/2011 6:09:32 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:59 AM |
Comoparklender | $25.00 | 10/25/2011 9:20:12 AM |
delivery | $25.00 | 10/25/2011 11:33:35 AM |
jmeasn | $25.00 | 10/25/2011 12:17:39 PM |
magnitude787 | $25.00 | 10/25/2011 4:02:04 PM |
finance-prescription | $100.00 | 10/25/2011 5:11:26 PM |
Investoman | $75.00 | 10/25/2011 5:13:11 PM |
reflective-rupee | $25.00 | 10/25/2011 5:22:21 PM |
shrewd-income | $100.00 | 10/25/2011 5:45:45 PM |
asset-professor | $25.00 | 10/25/2011 7:17:13 PM |
thomas16882004 | $25.00 | 10/25/2011 7:51:28 PM |
CA-Lender | $25.00 | 10/25/2011 7:48:09 PM |
giftgold | $25.00 | 10/25/2011 8:26:33 PM |
wonderous-power | $25.00 | 10/26/2011 3:41:12 AM |
myidear | $25.00 | 10/26/2011 3:40:08 AM |
bullish2bearish | $43.74 | 10/26/2011 6:07:42 AM |
GElender | $35.00 | 10/26/2011 5:52:57 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:53 AM |
loan-fate | $100.00 | 10/26/2011 7:21:42 AM |
plane450 | $30.00 | 10/26/2011 7:44:46 AM |
a-fund-doctor | $25.00 | 10/26/2011 8:19:44 AM |
desertoasis | $25.00 | 10/26/2011 8:32:04 AM |
credit-coach118 | $25.37 | 10/26/2011 8:48:48 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:09 AM |
intelligent-repayment8 | $50.00 | 10/26/2011 10:00:07 AM |
intelligent-repayment8 | $500.00 | 10/26/2011 10:42:12 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:21 AM |
TennSquire | $50.00 | 10/26/2011 11:10:06 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:24 PM |
sentry256 | $25.00 | 10/26/2011 12:58:49 PM |
phaded | $25.00 | 10/26/2011 1:01:17 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 1:36:47 PM |
glroark | $50.00 | 10/26/2011 2:58:18 PM |
SkepticalBen | $25.00 | 10/26/2011 3:23:49 PM |
rmachi | $25.00 | 10/26/2011 2:22:08 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:59 PM |
admirable-worth1 | $100.00 | 10/26/2011 2:31:37 PM |
jdrez | $25.00 | 10/26/2011 3:35:29 PM |
falcon88dp | $25.00 | 10/26/2011 3:38:18 PM |
Kaj | $25.00 | 10/26/2011 4:30:47 PM |
riskadverse44 | $25.00 | 10/26/2011 3:57:30 PM |
brightest-dignified-penny | $25.00 | 10/26/2011 4:23:11 PM |
revmax | $25.00 | 10/26/2011 4:25:46 PM |
spaceboy033 | $2.02 | 10/26/2011 4:53:46 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
534886
This series of Notes was issued and sold upon the funding of the borrower loan #55049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $70.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
1 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| self-reliant-exchange9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2010)
|
Principal balance:
| $4,818.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Business Start-up
Purpose of loan: Expansion of Personal Chef Business
This loan will be used to...expand my wife's personal chef business. She has been a part-time personal chef for 8 years, while raising our 3 children. Last year we moved to the Philadelphia area and she has been able to quickly establish her business in our new location by word of mouth. Now she wants to take it to the next level. This loan will be used to pay for her ACF certification and advertising.
My financial situation: Good
I am a good candidate for this loan because...we have excellent payment history with previous loans.
Monthly net income: $ 6900
Monthly expenses: $6083
Housing: $3000
Insurance: $210
Car expenses: $450
Utilities: $325
Phone, cable, internet: $98
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1200
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/24/2011 5:18:54 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:29 PM |
intelligent-repayment8 | $200.00 | 10/24/2011 10:03:54 PM |
EngineersAlliance | $100.00 | 10/25/2011 9:09:56 AM |
grammaspurse | $25.00 | 10/25/2011 10:49:13 AM |
wise-deal-panda | $100.00 | 10/25/2011 5:22:51 PM |
FinanceEngine | $40.00 | 10/25/2011 5:46:27 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:07 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:17 PM |
vutah | $25.00 | 10/24/2011 6:47:30 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:59 AM |
Beechturner | $40.00 | 10/25/2011 9:46:57 AM |
social-zebra | $30.00 | 10/25/2011 12:32:32 PM |
Tscheddar | $25.00 | 10/25/2011 5:49:24 PM |
larrybird | $815.00 | 10/25/2011 7:56:25 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
534888
This series of Notes was issued and sold upon the funding of the borrower loan #55218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $460.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 18y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $377,716 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| believeingoodness |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $35,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
680-699
(Apr-2008)
|
Principal balance:
| $11,787.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Equipment to expand business
Purpose of loan:
This loan will be used to buy new pieces of equipment that will increase business efficiency and sales. Total cost of equipment is $27,000 and I will use $14,000 of my own cash for the balance.
My financial situation:
I am a good candidate for this loan because I have used Prosper previously and have been an excellent borrower. I have and continue to pay all bills on time and my business is doing well. We are up same store sales year over year over 130%. I can borrow from equipment leasing company but these rates are better.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,200.00 | 10/26/2011 7:54:54 PM |
enticing-capital6 | $50.00 | 10/23/2011 12:20:49 PM |
pound-mushroom3 | $25.00 | 10/23/2011 12:21:12 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:53 PM |
sjlender | $100.00 | 10/23/2011 12:15:59 PM |
Feyenoord | $30.00 | 10/23/2011 8:39:48 PM |
leeball | $100.00 | 10/25/2011 10:23:25 AM |
tech310 | $50.00 | 10/25/2011 11:50:19 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:10 PM |
reasonable-currency | $25.00 | 10/26/2011 8:51:18 PM |
bellaquito | $150.28 | 10/26/2011 9:15:30 PM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:28 PM |
wise-deal-panda | $200.00 | 10/23/2011 12:16:48 PM |
MoneyForNothing | $44.72 | 10/23/2011 1:09:51 PM |
OldManP | $25.00 | 10/23/2011 9:17:20 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:31 AM |
orange-spiritual-contract | $75.00 | 10/24/2011 11:10:14 AM |
intelligent-repayment8 | $1,300.00 | 10/24/2011 10:06:44 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:36 AM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:11 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
534900
This series of Notes was issued and sold upon the funding of the borrower loan #54992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $131.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,101 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| SSRACER05 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2008)
740-759
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Moving to the UK.
I have currently been serving in the United States Air Force as an E-5/SSgt and have been selected to move back to the UK. I am looking to receive a small loan to assist me in some of the expenses that I will receive during my move. This will be my second loan through prosper.com, the first one has already been paid off with zero problems at all. I am a great candidate for this loan because I have a steady job and plan on having the same job for many years to come. Thanks in advance to all of the lenders that are willing to assist me with this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $1,000.00 | 10/23/2011 12:04:19 PM |
cashhelp | $25.00 | 10/23/2011 12:02:09 PM |
whitegold24k | $400.00 | 10/23/2011 12:36:32 PM |
D911ave | $50.00 | 10/23/2011 12:12:19 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:53 PM |
sjlender | $100.00 | 10/23/2011 12:15:59 PM |
credit-coach118 | $25.00 | 10/23/2011 5:20:51 PM |
alpinaut | $25.00 | 10/23/2011 6:30:48 PM |
Feyenoord | $30.00 | 10/23/2011 8:40:38 PM |
Reddy_Capital | $36.00 | 10/23/2011 10:29:13 PM |
Pebbles-Lending | $25.00 | 10/23/2011 10:35:50 PM |
johngotti | $50.00 | 10/24/2011 6:04:07 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:53 PM |
rokman | $50.00 | 10/24/2011 2:09:25 PM |
radforj22 | $34.15 | 10/24/2011 3:02:47 PM |
bannybucks | $25.00 | 10/23/2011 12:06:12 PM |
green-trade-dolphin2 | $40.02 | 10/23/2011 12:02:10 PM |
1stBankAndHal | $25.09 | 10/23/2011 12:36:00 PM |
whitegold24k | $100.00 | 10/23/2011 12:14:20 PM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:29 PM |
MoneyForNothing | $57.73 | 10/23/2011 1:04:54 PM |
enticing-capital6 | $50.00 | 10/23/2011 12:20:49 PM |
Beechturner | $40.00 | 10/23/2011 2:44:58 PM |
poisson17 | $35.00 | 10/23/2011 1:48:14 PM |
ChristopherHS | $25.00 | 10/23/2011 9:42:56 PM |
OldManP | $25.00 | 10/23/2011 9:17:53 PM |
scholarly-benefit5 | $50.00 | 10/24/2011 8:47:01 AM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:32 AM |
currency-excellency0 | $200.00 | 10/24/2011 9:01:01 AM |
rautility | $50.00 | 10/24/2011 9:28:16 AM |
rjglender | $50.00 | 10/24/2011 12:08:35 PM |
rdav | $50.00 | 10/24/2011 11:16:45 AM |
secureincome | $200.00 | 10/24/2011 12:21:29 PM |
investment-artist | $27.01 | 10/24/2011 12:32:46 PM |
fairmaiden | $25.00 | 10/24/2011 1:24:34 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:26 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
534908
This series of Notes was issued and sold upon the funding of the borrower loan #55267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 19.56% |
Borrower rate/APR:
| 20.56% / 22.03% |
Monthly payment:
| $268.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.21% | | |
| |
Estimated return*:
| 14.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1978 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,354 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| money-sushi0 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
680-699
(Oct-2010)
700-719
(Sep-2010)
|
Principal balance:
| $5,403.91 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
MY ONLY SISTER
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/24/2011 5:17:17 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:29 PM |
Watersports | $50.00 | 10/25/2011 10:54:24 AM |
tech310 | $50.00 | 10/25/2011 11:50:22 PM |
intelligent-repayment8 | $1,000.00 | 10/26/2011 10:04:22 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:59 PM |
loss-of-control | $100.00 | 10/26/2011 5:47:44 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:59 AM |
oplender | $25.00 | 10/27/2011 10:56:08 AM |
money-bauble | $100.00 | 10/27/2011 11:33:27 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:40 PM |
pure-cash9 | $25.00 | 10/27/2011 12:38:51 PM |
fairness-kayak | $25.00 | 10/27/2011 1:33:50 PM |
gulch | $25.00 | 10/27/2011 1:42:33 PM |
30Sky | $35.00 | 10/27/2011 1:45:50 PM |
bstlndlrd207 | $100.00 | 10/27/2011 1:52:20 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:07 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:05:39 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:00 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:23 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:28 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:12 PM |
frooogal | $25.00 | 10/26/2011 9:08:50 PM |
jga516 | $25.00 | 10/27/2011 5:52:30 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:14 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:28 AM |
leverage-monger | $25.00 | 10/27/2011 8:28:40 AM |
Tscheddar | $25.00 | 10/27/2011 8:46:41 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:56 AM |
credit-banker6 | $300.00 | 10/27/2011 10:23:42 AM |
6moonbeams | $50.00 | 10/27/2011 1:22:08 PM |
kbguru | $25.00 | 10/27/2011 1:30:44 PM |
taylor883 | $50.00 | 10/27/2011 1:32:35 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:25 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:02 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:12 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
534924
This series of Notes was issued and sold upon the funding of the borrower loan #55224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $126.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,690 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-decisive-money |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
miss L
Purpose of loan:
This loan will be used to...pay off some dept, get caught up, and put a little in savings for future needs.
My financial situation:
I am a good candidate for this loan because...I have just struggled the last couple years. I do not like being late or owing any extra money. I am almost in a good position. Have paid off and or gotten rid of several bills lately. My mom lives with me has been ill lately she also helps with the bills.
Monthly net income: $2550
Monthly expenses: $2130
Housing: $1200
Insurance: $
Car expenses: $60.00
Utilities: $250.00
Phone, cable, internet: $110.00
Food, entertainment: $300.00
Clothing, household expenses: $60.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/23/2011 12:01:50 PM |
pound-mushroom3 | $25.00 | 10/23/2011 12:17:38 PM |
sjlender | $100.00 | 10/23/2011 12:16:00 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:27 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:38 AM |
buddy486 | $25.00 | 10/26/2011 10:39:28 AM |
elvisloans | $25.00 | 10/26/2011 6:51:07 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:11 PM |
engaging-worth | $25.00 | 10/26/2011 7:34:19 PM |
credit-coach118 | $35.27 | 10/26/2011 9:54:44 PM |
Moneypenny6 | $25.00 | 10/27/2011 7:09:57 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:09 AM |
marwadi-62 | $25.00 | 10/27/2011 7:21:37 AM |
marwadi-62 | $75.00 | 10/27/2011 7:24:16 AM |
taylor883 | $50.00 | 10/27/2011 1:32:35 PM |
fairness-kayak | $25.00 | 10/27/2011 1:33:50 PM |
edognyc | $25.00 | 10/27/2011 1:52:01 PM |
TheoProf | $25.00 | 10/27/2011 2:04:02 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:25 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:54 PM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:29 PM |
Bank_Of_XL | $25.00 | 10/23/2011 8:30:07 PM |
roux | $25.00 | 10/24/2011 8:53:09 AM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:34 AM |
favorite-commerce | $25.00 | 10/24/2011 3:14:13 PM |
social-zebra | $30.00 | 10/25/2011 12:39:56 PM |
tech310 | $50.00 | 10/25/2011 11:50:20 PM |
PAPAT | $25.00 | 10/26/2011 7:18:08 AM |
kenji4861 | $25.00 | 10/27/2011 4:47:57 AM |
charming-exchange7 | $25.00 | 10/27/2011 6:04:08 AM |
cake7 | $50.00 | 10/27/2011 6:58:19 AM |
kbguru | $25.00 | 10/27/2011 1:30:44 PM |
30Sky | $35.00 | 10/27/2011 1:32:12 PM |
gulch | $25.00 | 10/27/2011 1:42:32 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:01 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:12 PM |
reinforced-gain7 | $1,549.73 | 10/27/2011 2:14:24 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
534952
This series of Notes was issued and sold upon the funding of the borrower loan #55147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $126.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,244 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| Always-Optimistic-Ed |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Just repaying a friend sooner.
Repaying a friend quicker.
My financial situation:
I have 2 CCs balances. The interest rates are reasonable.
CC #1: Balance = $4901.67 with an interest rate of 9.24%
CC #2: Balance = $3343.16 with an interest rate of 10.24%
I have stock holdings with a value of around $2000 (which at one time was worth around $400,000... I got hurt) and a substantial art collection that is difficult to place a value on.
Also, I'm living at my mom's place and she is being very kind about not charging me room & board for now.
Monthly net income: $2413.67 ($557/week average x 52 weeks / 12 months)
Total monthly expenses: $744.73
Housing: $0
Insurance: $173.64 (health ins.) $71.09 (auto- full coverage) = $244.73
Car expenses: $125.00
Utilities: $0
Phone, cable, internet: $50.00
CC cards and other loans: $200/month
Other expenses: $125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $279.00 | 10/24/2011 9:15:53 AM |
wigglesworth4 | $100.00 | 10/24/2011 9:16:05 AM |
sjlender | $100.00 | 10/24/2011 9:16:19 AM |
one-midas | $35.00 | 10/24/2011 12:17:57 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:17 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:43 AM |
Watersports | $25.00 | 10/25/2011 10:57:24 AM |
tech310 | $50.00 | 10/25/2011 11:50:21 PM |
orbital-dollar2 | $25.00 | 10/26/2011 3:04:01 PM |
spaceboy033 | $25.00 | 10/26/2011 4:55:01 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:28 PM |
favorite-commerce | $25.00 | 10/24/2011 3:12:37 PM |
AndChicksforFree | $25.00 | 10/26/2011 3:04:19 PM |
merciful-return164 | $300.00 | 10/26/2011 3:00:26 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 4:50:22 PM |
larrybird | $136.00 | 10/26/2011 5:08:28 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
534978
This series of Notes was issued and sold upon the funding of the borrower loan #55062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $90.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 14y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,669 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| asset-fertilizer9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unsecured
Purpose of loan:
This loan will be used to...consolidate
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/24/2011 9:16:06 AM |
sjlender | $100.00 | 10/24/2011 9:16:20 AM |
addlending | $50.00 | 10/24/2011 9:49:34 AM |
SolarMoonshine | $25.00 | 10/24/2011 9:56:42 AM |
Bank_Of_XL | $25.00 | 10/24/2011 12:54:51 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:16:57 PM |
LendAHand24 | $25.00 | 10/24/2011 5:47:00 PM |
SunriseTrader1 | $25.00 | 10/24/2011 6:10:48 PM |
loss-of-control | $99.73 | 10/24/2011 6:57:30 PM |
Money_Working | $25.00 | 10/24/2011 6:20:04 PM |
Aberdeen | $1,000.00 | 10/24/2011 9:19:42 AM |
ultimate-peace | $25.00 | 10/24/2011 9:02:48 AM |
credit-coach118 | $50.27 | 10/24/2011 11:31:41 AM |
one-midas | $50.00 | 10/24/2011 12:16:05 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:29 PM |
favorite-commerce | $25.00 | 10/24/2011 3:11:13 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:19 PM |
JustMee | $25.00 | 10/24/2011 5:31:35 PM |
coin-architect2 | $100.00 | 10/24/2011 6:42:23 PM |
vutah | $25.00 | 10/24/2011 6:40:25 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
534992
This series of Notes was issued and sold upon the funding of the borrower loan #55030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 58% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 2m |
Amount delinquent:
| $2,631 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,810 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-diversification-resonance |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
|
Principal balance:
| $3,102.67 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
paying off two more credit cards
Purpose of loan:paying off two more credit cards
This loan will be used to: pay off two more credit cards as I continue to eliminate debt.
My financial situation: I have a steady job, and continue to pay my bills on time, most of the time.
I am a good candidate for this loan because: I have an 11-month perfect payment record with Prosper, and the relative I live with charges me only $100 per month rent and $50 utilities.
Monthly net income: $2800
Monthly expenses: $2400
Housing: $100
Insurance: $160
Car expenses: $800
Utilities: $50
Phone, cable, internet: $130
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $760
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.02 | 10/24/2011 9:02:12 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:46 AM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:37 PM |
punctual-dedication | $24.98 | 10/25/2011 11:39:26 PM |
Jack55304 | $200.00 | 10/24/2011 9:21:30 AM |
social-cocktail1 | $200.00 | 10/24/2011 9:15:15 AM |
progressive-economy261 | $400.00 | 10/24/2011 5:16:57 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:20 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:22 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:24 PM |
vmh20035 | $50.00 | 10/25/2011 8:51:16 PM |
chameleon125 | $25.00 | 10/25/2011 9:29:22 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
534996
This series of Notes was issued and sold upon the funding of the borrower loan #55162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $397.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 14y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,788 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-oracle4 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Press Up
Purpose of loan: Consolidate 401K loans
This loan will be used to...Consolidate my 401K loans
My financial situation: Is stable and good, this will just help to give me a financial cushion.
I am a good candidate for this loan because after filing bankruptcy, because of my wife's disability and the length of time before SSI was able to start, I have gotten our finances under control and we are no longer sliding downhill. This loan will be to pay off my 401K debt so we will have a financial cusion.
Monthly net income: $3210
Monthly expenses: $0
Housing: $1500
Insurance: $150
Car expenses: $336
Utilities: $260
Phone, cable, internet: $237
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $25
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $6,200.00 | 10/26/2011 7:56:35 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:18 AM |
wigglesworth4 | $100.00 | 10/25/2011 9:15:59 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:39 AM |
bellaquito | $2,000.00 | 10/26/2011 4:27:58 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:32 PM |
goal-benefit2 | $25.00 | 10/26/2011 5:55:50 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:55:39 PM |
Techne_Funds_LLC | $25.00 | 10/26/2011 6:56:43 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 4:50:38 PM |
commerce-financier4 | $100.00 | 10/26/2011 7:45:55 PM |
moola-accelerator6 | $50.00 | 10/26/2011 7:15:53 PM |
CatbirdBanking | $25.00 | 10/26/2011 7:47:45 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
535016
This series of Notes was issued and sold upon the funding of the borrower loan #55045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $229.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $175 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gallant-p2p |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
|
Principal balance:
| $4,047.92 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Horseloving
Purpose of loan:
This loan will be used to...do some needed home improvements and to take a valadycation
My financial situation:
I am a good candidate for this loan because...I am currently working full time for a number of nursing agencies I am a hard worker and have never missed a payment on my current loan .Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/24/2011 9:16:07 AM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:01 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:20 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:02:55 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:47 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:48 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:23 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:24 PM |
euro-broadcaster | $25.00 | 10/25/2011 8:43:02 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:44:23 PM |
Aeroman32 | $50.00 | 10/25/2011 9:08:02 PM |
hitsman | $50.00 | 10/25/2011 11:18:19 PM |
green-planet-guy | $30.00 | 10/25/2011 11:37:11 PM |
dariop | $30.01 | 10/26/2011 1:01:24 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:09 AM |
first-serene-credit | $25.00 | 10/26/2011 8:23:12 AM |
fund-tom-tom6 | $25.00 | 10/26/2011 8:33:01 AM |
credit-coach118 | $29.99 | 10/26/2011 8:38:14 AM |
orange-influential-credit | $50.00 | 10/26/2011 8:06:05 AM |
ochardlender | $35.00 | 10/26/2011 8:35:12 AM |
one2sojourn | $25.00 | 10/26/2011 9:23:16 AM |
lawyervon | $25.00 | 10/26/2011 9:29:55 AM |
RRLender | $500.00 | 10/26/2011 9:32:48 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:44:21 AM |
intelligent-repayment8 | $909.30 | 10/26/2011 10:09:25 AM |
green-trade-dolphin2 | $29.70 | 10/24/2011 9:02:17 AM |
blue-lucrative-rate | $50.00 | 10/25/2011 10:00:16 PM |
transparency-universe8 | $36.00 | 10/26/2011 4:03:22 AM |
chekat | $25.00 | 10/26/2011 3:19:39 AM |
reaction5 | $25.00 | 10/26/2011 5:47:49 AM |
MM1207 | $25.00 | 10/26/2011 7:44:23 AM |
ILoveBearHats | $25.00 | 10/26/2011 8:08:58 AM |
revenue-spa8 | $25.00 | 10/26/2011 8:51:58 AM |
red-power-pecan | $50.00 | 10/26/2011 8:58:52 AM |
Kyileo | $25.00 | 10/26/2011 9:37:11 AM |
wise-careful-greenback | $25.00 | 10/26/2011 9:22:54 AM |
gold-gazelle | $25.00 | 10/26/2011 9:39:10 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
535052
This series of Notes was issued and sold upon the funding of the borrower loan #55075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $112.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 2% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
0 | Length of status: | 17y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| shiny-revenue177 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Needaloan
Purpose of loan:
This loan will be used to...Help fix my car
My financial situation:
I am a good candidate for this loan because...
I am a long time employee of the DC Government
Monthly net income: $3264.00
Monthly expenses: $700
Housing: $800
Insurance: $265.00
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/25/2011 9:15:08 AM |
pound-mushroom3 | $25.00 | 10/25/2011 9:17:35 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:19 AM |
leverage-monger | $25.00 | 10/25/2011 11:37:36 AM |
neorunner | $25.00 | 10/25/2011 4:20:18 PM |
roux | $25.00 | 10/26/2011 5:07:09 AM |
sharp-return7 | $25.00 | 10/26/2011 10:33:47 AM |
larrybird | $1,597.00 | 10/26/2011 12:09:38 PM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:46 AM |
well-rounded-payout0 | $50.00 | 10/25/2011 9:13:11 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:40 AM |
SolarMoonshine | $25.00 | 10/25/2011 9:51:43 AM |
bizlending | $198.00 | 10/25/2011 12:11:57 PM |
EngineersAlliance | $100.00 | 10/25/2011 5:11:58 PM |
social-zebra | $30.00 | 10/26/2011 10:44:32 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
535094
This series of Notes was issued and sold upon the funding of the borrower loan #55208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $469.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 36% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,592 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| heartpounding-gold3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SW Loan
Purpose of loan:
This loan will be used to... consolidate debt.
My financial situation:
I am a good candidate for this loan because... I have great credit and am trying to pay down debt acquired during college. I am employed full time.
Monthly net income: $2670
Monthly expenses: $0
Housing: $600
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $380
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/25/2011 9:02:14 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:47 AM |
wigglesworth4 | $100.00 | 10/25/2011 9:16:00 AM |
tech310 | $50.00 | 10/25/2011 11:50:25 PM |
wise-deal-panda | $100.00 | 10/26/2011 8:14:00 PM |
bellaquito | $50.00 | 10/26/2011 9:15:11 PM |
worth-blanket2 | $12,100.00 | 10/26/2011 7:56:55 PM |
Whipster | $45.00 | 10/25/2011 9:05:38 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:20 AM |
pound-mushroom3 | $25.00 | 10/25/2011 9:17:36 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:41 AM |
valiant-money | $30.00 | 10/26/2011 8:13:42 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
535100
This series of Notes was issued and sold upon the funding of the borrower loan #55253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 17y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,263 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| spry-compassion3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Alyssa
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,100.00 | 10/27/2011 12:46:13 PM |
SolarMoonshine | $25.00 | 10/25/2011 9:50:34 AM |
let_me_retire | $50.00 | 10/25/2011 11:23:36 AM |
glroark | $50.00 | 10/27/2011 9:55:21 AM |
income-buffalo1 | $100.00 | 10/27/2011 10:05:17 AM |
supreme-hope | $25.00 | 10/27/2011 10:02:08 AM |
sturdy-responsibility7 | $25.00 | 10/27/2011 12:49:14 PM |
bellaquito | $525.00 | 10/27/2011 1:04:57 PM |
tech310 | $50.00 | 10/25/2011 11:48:57 PM |
leverage-ectasy | $25.00 | 10/26/2011 4:52:23 AM |
340 | $25.00 | 10/27/2011 11:25:32 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
535104
This series of Notes was issued and sold upon the funding of the borrower loan #55005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $180.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 35% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
9 | Length of status: | 12y 2m |
Amount delinquent:
| $1,090 |
Total credit lines:
| 25 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,910 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-attraction0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
|
Principal balance:
| $1,352.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
notoes40
Purpose of loan: payoff high interest credit card, medical bills
This loan will be used to... get a new roof, and kitchen update
My financial situation: a steady job
I am a good candidate for this loan because... I have been working as a teacher/coach for over 13 years at the same school
Monthly net income: $ 2872.00
Monthly expenses: $ 2375.00
Housing: $ 791.74
Insurance: $ 88.88
Car expenses: $ 627.21
Utilities: $ 65.00
Phone, cable, internet: $ 78.65
Food, entertainment: $ 100.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 123.16
Other expenses: $ 350.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $100.00 | 10/24/2011 5:17:32 PM |
green-trade-dolphin | $29.02 | 10/24/2011 5:02:12 PM |
DHolly | $31.00 | 10/24/2011 5:19:18 PM |
Kash2010lu | $25.00 | 10/24/2011 6:36:36 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:33 PM |
witty-openness | $25.00 | 10/25/2011 4:31:44 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:23 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:15 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:08 PM |
Jack55304 | $200.00 | 10/24/2011 5:22:08 PM |
Feyenoord | $30.00 | 10/24/2011 9:49:34 PM |
Galdis | $25.00 | 10/25/2011 5:23:50 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:05 AM |
larrybird | $1,359.98 | 10/25/2011 7:56:28 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
535106
This series of Notes was issued and sold upon the funding of the borrower loan #55148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1969 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 26y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,746 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| discrete-money7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
deacon
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time just had some emergencies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.90 | 10/24/2011 5:02:18 PM |
D911ave | $50.00 | 10/24/2011 5:13:22 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:19 PM |
sjlender | $100.00 | 10/24/2011 5:17:24 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:33 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:03:00 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:05 AM |
fairmaiden | $25.00 | 10/25/2011 10:17:05 AM |
blot44 | $25.00 | 10/25/2011 8:51:54 PM |
goodhearted-basis4 | $25.00 | 10/25/2011 10:08:25 PM |
MM1207 | $25.00 | 10/26/2011 7:44:27 AM |
singletrck | $25.00 | 10/26/2011 7:51:17 AM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:08 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:51 PM |
sanych | $25.00 | 10/25/2011 9:07:14 PM |
market-aficionado3 | $26.98 | 10/26/2011 9:02:48 AM |
larrybird | $2,000.00 | 10/26/2011 4:37:05 PM |
new-gold-wrangler | $1,992.12 | 10/26/2011 4:49:25 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
535108
This series of Notes was issued and sold upon the funding of the borrower loan #55134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $409.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 34% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $320 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2p-cherry |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jan-2011)
820-839
(Jun-2010)
800-819
(Aug-2009)
|
Principal balance:
| $12,378.25 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Business Expansion Loan Needed
My son and I are partners in a cell phone business and need additional working capital. We have four operating stores and want to open a fifth store. My son manages the daily operations. I work full time somewhere else. My extended family has already put their property as collateral on our main business loan so are unable to help us. We have also received funds direct from other family and friends.
My personal net income after taxes is $3635 per month. My average monthly expenses are about $2625. We have no car payments and pay our credit cards in full every month. Our only personal long-term debt is our house payment.
I am a good candidate for this loan because our business is in a good position to expand. We are part of a national cell phone network, which has done well in this economy because it does not require credit checks or a contract. Our customers purchase their phones and then pay their bills monthly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/24/2011 5:17:08 PM |
green-trade-dolphin2 | $33.62 | 10/24/2011 5:02:19 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:51 PM |
Borinkano | $100.00 | 10/25/2011 7:22:15 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:24 PM |
red-power-pecan | $50.00 | 10/26/2011 8:59:59 AM |
Acid | $50.00 | 10/26/2011 9:23:37 AM |
youngster50 | $25.00 | 10/26/2011 9:24:18 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:09:56 AM |
RRLender | $500.00 | 10/26/2011 9:33:55 AM |
Kyileo | $25.00 | 10/26/2011 9:44:44 AM |
transparency-baton | $25.00 | 10/26/2011 9:46:05 AM |
currency-saguaro9 | $150.00 | 10/26/2011 11:03:41 AM |
fcrick | $25.00 | 10/26/2011 11:00:48 AM |
investment-comet | $25.00 | 10/26/2011 11:29:22 AM |
indianoven | $25.00 | 10/26/2011 12:54:24 PM |
cool_kubera | $100.00 | 10/26/2011 2:39:32 PM |
CatbirdBanking | $25.00 | 10/26/2011 2:55:43 PM |
the-unequivocal-pound | $250.00 | 10/26/2011 2:37:46 PM |
kster | $50.00 | 10/26/2011 3:10:21 PM |
TMBank | $25.00 | 10/26/2011 3:24:00 PM |
bellaquito | $2,000.00 | 10/26/2011 4:28:16 PM |
red-dime-solo | $25.00 | 10/26/2011 4:32:55 PM |
rajs | $253.83 | 10/26/2011 4:08:06 PM |
sentimental-responsibility0 | $25.00 | 10/26/2011 4:11:19 PM |
brightest-dynamic-peace | $30.00 | 10/26/2011 4:58:33 PM |
jpblan11 | $25.00 | 10/26/2011 5:13:30 PM |
bowler252 | $25.00 | 10/26/2011 5:24:10 PM |
Danylostefan | $25.00 | 10/26/2011 5:18:22 PM |
dblaz5 | $500.00 | 10/26/2011 5:38:21 PM |
youthful-yield2 | $50.00 | 10/26/2011 5:46:01 PM |
honeybee11 | $37.00 | 10/26/2011 5:49:34 PM |
allotment464 | $100.00 | 10/26/2011 6:08:07 PM |
Chewbaca | $25.00 | 10/26/2011 6:21:59 PM |
p2p-paradise | $85.62 | 10/26/2011 6:34:51 PM |
durability-ruler | $78.55 | 10/26/2011 6:21:34 PM |
sushi537 | $25.00 | 10/26/2011 6:55:12 PM |
platinum-admiral8 | $25.00 | 10/26/2011 6:59:46 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:19 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:33 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:03:00 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:05 AM |
leeball | $79.00 | 10/25/2011 10:23:27 AM |
larrybird | $2,000.00 | 10/25/2011 7:56:31 PM |
MM1207 | $25.00 | 10/26/2011 7:44:27 AM |
credit-coach118 | $25.18 | 10/26/2011 8:41:27 AM |
novice-speculator | $25.00 | 10/26/2011 9:13:31 AM |
mennleo | $59.00 | 10/26/2011 10:24:55 AM |
currency-persimmon | $35.00 | 10/26/2011 10:30:32 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:24 AM |
worth-victor6 | $25.00 | 10/26/2011 1:08:13 PM |
CreditBuilder2 | $50.00 | 10/26/2011 12:21:38 PM |
dmitriy2 | $25.00 | 10/26/2011 12:44:47 PM |
Lender0010 | $50.00 | 10/26/2011 1:00:07 PM |
GCInvestments | $30.00 | 10/26/2011 1:57:22 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:52:37 PM |
Leshan | $25.00 | 10/26/2011 4:34:55 PM |
runbix7 | $25.00 | 10/26/2011 4:06:10 PM |
dospapalotes | $25.00 | 10/26/2011 4:26:10 PM |
setUup | $36.25 | 10/26/2011 4:56:28 PM |
p2ploan-sensation211 | $25.00 | 10/26/2011 6:50:21 PM |
benjamins-britches | $25.00 | 10/26/2011 6:58:23 PM |
blue-dollar-viking | $50.00 | 10/26/2011 5:55:37 PM |
cloud8 | $25.00 | 10/26/2011 6:59:22 PM |
mrpowers5531 | $25.00 | 10/26/2011 6:15:11 PM |
the-upbeat-p2p | $50.00 | 10/26/2011 6:40:15 PM |
unflappable-pound3 | $100.00 | 10/26/2011 6:49:24 PM |
GobiCharm | $66.27 | 10/26/2011 7:04:39 PM |
indomitable-dedication | $50.00 | 10/26/2011 6:52:27 PM |
FL-Lender | $25.68 | 10/26/2011 7:01:40 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
535136
This series of Notes was issued and sold upon the funding of the borrower loan #55076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $229.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 5
/
3 | Length of status: | 21y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $301 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| marketplace-professor5 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Car Repairs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/24/2011 5:17:10 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:20 PM |
vutah | $25.00 | 10/24/2011 6:16:56 PM |
CatbirdBanking | $25.00 | 10/25/2011 8:38:23 PM |
Snoopylover | $25.00 | 10/25/2011 8:32:28 PM |
goldsun | $25.00 | 10/25/2011 8:55:05 PM |
chris-heretoinvest | $25.00 | 10/25/2011 8:45:23 PM |
Spring342 | $25.00 | 10/25/2011 9:09:07 PM |
goodhearted-basis4 | $25.00 | 10/25/2011 10:10:31 PM |
green-planet-guy | $45.00 | 10/25/2011 11:34:09 PM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:13 AM |
helpinghands212 | $100.00 | 10/26/2011 4:18:52 AM |
dynamic-money271 | $25.00 | 10/26/2011 4:38:22 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:09 AM |
john0720 | $50.00 | 10/26/2011 6:06:29 AM |
reaction5 | $25.00 | 10/26/2011 5:48:27 AM |
competent-p2p | $30.00 | 10/26/2011 7:04:25 AM |
primecreditseeker | $64.61 | 10/26/2011 7:31:57 AM |
durable-auction0 | $50.00 | 10/26/2011 8:03:46 AM |
MM1207 | $25.00 | 10/26/2011 7:44:28 AM |
liberty-society5 | $25.00 | 10/26/2011 7:45:44 AM |
upbeat-investment9 | $50.00 | 10/26/2011 8:19:51 AM |
Dowanhill | $30.00 | 10/26/2011 8:47:15 AM |
ochardlender | $25.00 | 10/26/2011 8:32:05 AM |
coin-lesson3 | $105.32 | 10/26/2011 8:20:05 AM |
svjeller | $28.44 | 10/26/2011 9:06:10 AM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:36 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:03:01 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:08 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:52 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:24 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:31 PM |
income-buffalo1 | $200.00 | 10/25/2011 8:45:06 PM |
euro-broadcaster | $35.71 | 10/25/2011 8:41:59 PM |
umfan123 | $25.00 | 10/25/2011 9:16:31 PM |
Aeroman32 | $50.00 | 10/25/2011 9:08:02 PM |
Lo0se_mo0se | $25.00 | 10/25/2011 9:23:38 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:55:42 PM |
julijask | $25.00 | 10/25/2011 10:51:34 PM |
hitsman | $50.00 | 10/25/2011 11:18:20 PM |
dariop | $30.01 | 10/26/2011 1:03:27 AM |
SolarMoonshine | $25.00 | 10/26/2011 3:40:21 AM |
happy-asset | $25.00 | 10/26/2011 4:24:37 AM |
objective-investor | $300.00 | 10/26/2011 5:00:56 AM |
Land_on_your_feet | $25.33 | 10/26/2011 5:40:41 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:46:53 AM |
GElender | $40.00 | 10/26/2011 5:47:41 AM |
bold-deal-ringleader | $25.00 | 10/26/2011 6:54:08 AM |
rzlender | $25.00 | 10/26/2011 6:16:46 AM |
prudent-bid3 | $50.00 | 10/26/2011 6:59:57 AM |
Susie-Q | $25.00 | 10/26/2011 7:26:39 AM |
best-listing-toro | $25.00 | 10/26/2011 7:03:13 AM |
debtfreenow-82 | $50.03 | 10/26/2011 7:30:54 AM |
first-serene-credit | $25.00 | 10/26/2011 8:25:56 AM |
value-wind0 | $75.00 | 10/26/2011 8:56:44 AM |
friendinmoney | $27.36 | 10/26/2011 8:24:32 AM |
fund-tom-tom6 | $38.19 | 10/26/2011 8:41:56 AM |
red-power-pecan | $50.00 | 10/26/2011 8:57:01 AM |
lokiswolf | $25.00 | 10/26/2011 8:58:40 AM |
youngster50 | $25.00 | 10/26/2011 9:05:41 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
535142
This series of Notes was issued and sold upon the funding of the borrower loan #55168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $198.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,924 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| caring-euro334 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt incurred in the start up of an at home business.
My financial situation:
I am a good candidate for this loan because I am committed to paying off my debts. I have never been late or not paid a creditor and I will make my monthly payments to you as my newest lender. I would rather pay you the interest directly. Because I am looking forward to being on the loaning side of this program in a few years. Once after I'm out of debt and my business is growing I'll need to earn decent returns on my spare cash.
Monthly net income: $2,950
Monthly expenses: $2600
Housing: $995
Insurance: $90
Car expenses: $300
Utilities: $0
Phone, cable, internet: $55
Food, entertainment: $400
Clothing, household expenses: $80
Credit cards and other loans: $600
Other expenses: $80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 9:09:21 AM |
pound-mushroom3 | $25.00 | 10/25/2011 9:17:36 AM |
SolarMoonshine | $25.00 | 10/25/2011 9:50:01 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:42 AM |
sjlender | $100.00 | 10/25/2011 5:22:03 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:14 PM |
valiant-money | $30.00 | 10/26/2011 8:14:03 PM |
GCInvestments | $30.00 | 10/26/2011 8:19:54 PM |
Reddy_Capital | $15.00 | 10/26/2011 8:39:25 PM |
worth-blanket2 | $4,600.00 | 10/26/2011 7:55:35 PM |
wigglesworth4 | $100.00 | 10/25/2011 9:16:01 AM |
tech310 | $50.00 | 10/25/2011 11:50:25 PM |
PAPAT | $25.00 | 10/26/2011 7:26:33 AM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:47 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
535186
This series of Notes was issued and sold upon the funding of the borrower loan #55180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 27y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,357 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-currency-trajectory |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bo1joshy
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I have a steady job and bring in a steady income. I have worked for Edgewood ISD for 28 years.
Monthly net income: $3,800
Monthly expenses: $3,275
Housing: $640
Insurance: $145
Car expenses: $380
Utilities: $105
Phone, cable, internet: $205
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-solo | $25.00 | 10/24/2011 5:02:36 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:20 PM |
Something-Corporate | $25.00 | 10/25/2011 5:10:49 PM |
Whipster | $90.00 | 10/26/2011 5:22:56 AM |
heavy_ax | $50.00 | 10/27/2011 12:01:36 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:13:56 AM |
contributor897 | $25.00 | 10/27/2011 1:44:56 AM |
larrybird | $2,000.00 | 10/27/2011 1:29:14 AM |
ockid007 | $10.00 | 10/27/2011 2:18:52 AM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:41 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:14 AM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:08 AM |
Gibbyland | $100.00 | 10/26/2011 10:16:50 PM |
bellaquito | $2,000.00 | 10/26/2011 9:10:58 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
535248
This series of Notes was issued and sold upon the funding of the borrower loan #55069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $141.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 39% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $11,848 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-dedication-miser |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
|
Principal balance:
| $2,060.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
New carpet, storm windows
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/25/2011 9:15:48 AM |
pound-mushroom3 | $25.00 | 10/25/2011 9:17:37 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:28 AM |
wigglesworth4 | $100.00 | 10/25/2011 9:16:03 AM |
AndChicksforFree | $25.00 | 10/25/2011 1:00:42 PM |
LittleMingo | $27.00 | 10/25/2011 3:34:50 PM |
Fabiolous | $100.00 | 10/25/2011 5:17:34 PM |
tech310 | $50.00 | 10/25/2011 11:50:26 PM |
intelligent-repayment8 | $1,800.00 | 10/26/2011 10:05:54 AM |
fairness-hammock | $25.00 | 10/26/2011 12:01:56 PM |
larrybird | $818.00 | 10/26/2011 12:08:28 PM |
SolarMoonshine | $25.00 | 10/25/2011 9:48:09 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:47 AM |
leeball | $100.00 | 10/25/2011 10:23:28 AM |
intelligent-repayment8 | $200.00 | 10/25/2011 5:28:57 PM |
ILoveBearHats | $25.00 | 10/26/2011 8:47:39 AM |
EngineersAlliance | $100.00 | 10/26/2011 9:10:29 AM |
social-zebra | $30.00 | 10/26/2011 10:41:49 AM |
forthright-trade | $25.00 | 10/26/2011 10:46:03 AM |
shrewd-dedication2 | $50.00 | 10/26/2011 10:59:44 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
535262
This series of Notes was issued and sold upon the funding of the borrower loan #55250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,615 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| justice-flamenco3 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help with Moving Expenses
Purpose of loan:
This loan will be used to cover moving expenses for my family's relocation from Colorado to Ohio. We are moving because we received better job offers in the Akron area.
My financial situation:
I am a good candidate for this loan because our financial situation will improve dramatically over the next year. Total gross compensation will improve from $113,000 (with $4800 bonus additional bonus) to $165,500 (with approx. $20,000 additional bonus) beginning January 1, 2012. We would be more than happy to provide copies of offer letters if needed.
Monthly net income: $6372.16
Monthly expenses: ~$5300
Housing: $1200
Insurance: $380
Car expenses: $337 (loan), $100 gas.
Utilities: $83
Phone, cable, internet: $355 (including cellphone)
Food, entertainment: $600
Clothing, household expenses: $50
Credit cards and other loans: ~$1040
Other expenses: $1000 (daycare), $125 (medical bill)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/26/2011 4:54:46 AM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:04 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:04 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:06 AM |
larrybird | $935.00 | 10/27/2011 1:00:23 PM |
InChicago | $100.00 | 10/26/2011 7:10:47 AM |
worth-blanket2 | $6,000.00 | 10/27/2011 12:46:10 PM |
Whipster | $90.00 | 10/25/2011 5:10:17 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:43 AM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:14 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
535272
This series of Notes was issued and sold upon the funding of the borrower loan #55207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $382.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 29% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $757 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| sharp-kindness8 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
workin hard
Purpose of loan:
This loan will be used to...pay offf billls, credit and medical
My financial situation:
I am a good candidate for this loan because.. I'm working hard to get all finances in order after a 1 year layoff in different field of work. Love the job I'm in and will work as many hours as they give me. this loan will help me get caught up in all areas and not have the unnecessary intrest fees to add on top off it.
Monthly net income: $3,250
Monthly expenses: $2,685
Housing: $700
Insurance: $125
Car expenses: $350
Utilities: $220
Phone, cable, internet: $190
Food, entertainment: $650
Clothing, household expenses: $200
Credit cards and other loans: $150 Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 9:09:29 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:48 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:47 AM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:01 PM |
roux | $25.00 | 10/26/2011 5:07:09 AM |
worth-blanket2 | $8,700.00 | 10/26/2011 7:56:20 PM |
bellaquito | $100.00 | 10/26/2011 9:15:57 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
535276
This series of Notes was issued and sold upon the funding of the borrower loan #55204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $86,338 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dboid |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Caught up
Purpose of loan:
This loan will be used to...pay property tax. I was out of work for about 7 months so got behind a bit.
My financial situation: I am simply behind because of being out of work for 6-7 months.
I am a good candidate for this loan because...I have a good job now with good upside moving forward. Not makeing quite as much right now, as I am used to, but pretty close.
Monthly net income: $ 3825
Monthly expenses: $ 3785
Housing: $ 1900
Insurance: $ 100
Car expenses: $ 285
Utilities: $ 250
Phone, cable, internet: $ 150
Food, entertainment: $ 150
Clothing, household expenses: $ 50
Credit cards and other loans: $ 900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,000.00 | 10/27/2011 8:36:46 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:29 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:49 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:48 AM |
roux | $25.00 | 10/26/2011 5:07:09 AM |
heavy_ax | $50.00 | 10/27/2011 12:01:37 AM |
rokman | $50.00 | 10/27/2011 9:18:45 AM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:01 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:02 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:19 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:22 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
535292
This series of Notes was issued and sold upon the funding of the borrower loan #55144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 20y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,823 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-numero-uno |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
holiday
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
A military officer with steady income
Monthly net income: $8900
Monthly expenses: $1200
Housing: $1700
Insurance: $95
Car expenses: $150
Utilities: $0
Phone, cable, internet: $250
Food, entertainment: $
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:07:05 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:42 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:05 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:44 AM |
roux | $25.00 | 10/26/2011 5:07:11 AM |
new-gold-wrangler | $1,200.00 | 10/26/2011 5:03:07 PM |
SolarMoonshine | $25.00 | 10/25/2011 5:09:56 PM |
bonus-demon | $50.00 | 10/25/2011 5:13:35 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:23:59 PM |
bellaquito | $2,000.00 | 10/26/2011 4:28:50 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
535304
This series of Notes was issued and sold upon the funding of the borrower loan #55201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 49% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,284 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| punctual-truth0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
700-719
(Nov-2009)
720-739
(Oct-2009)
720-739
(Sep-2009)
|
Principal balance:
| $4,036.15 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
help get rid of credit debt faster
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/25/2011 5:02:49 PM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:06 PM |
wise-deal-panda | $200.00 | 10/25/2011 5:22:39 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:42 PM |
nimble-revenue5 | $50.00 | 10/25/2011 5:22:29 PM |
wigglesworth4 | $500.00 | 10/25/2011 5:28:25 PM |
life-is-great | $25.00 | 10/25/2011 5:38:17 PM |
gold-gazelle | $25.00 | 10/25/2011 6:52:57 PM |
Feyenoord | $30.00 | 10/25/2011 10:37:10 PM |
tech310 | $50.00 | 10/25/2011 11:50:28 PM |
economy-coup | $50.00 | 10/26/2011 12:59:33 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:54 AM |
treasure-bliss | $25.00 | 10/26/2011 6:57:36 AM |
MM1207 | $25.00 | 10/26/2011 7:44:33 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:18 AM |
Comoparklender | $25.00 | 10/26/2011 9:25:16 AM |
intelligent-repayment8 | $1,950.00 | 10/26/2011 9:30:07 AM |
ideal-velocity7 | $50.00 | 10/26/2011 10:23:28 AM |
new-gold-wrangler | $2,000.00 | 10/26/2011 1:37:25 PM |
bellaquito | $2,000.00 | 10/26/2011 2:22:01 PM |
silver-breeze3 | $25.00 | 10/26/2011 3:11:48 PM |
AndChicksforFree | $57.00 | 10/26/2011 3:34:56 PM |
falcon88dp | $25.00 | 10/26/2011 3:38:19 PM |
Kaj | $25.00 | 10/26/2011 4:30:48 PM |
Investoman | $75.00 | 10/26/2011 5:09:59 PM |
loss-of-control | $125.00 | 10/26/2011 5:58:16 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:11 PM |
omegamon1 | $25.00 | 10/26/2011 7:02:30 PM |
sensible-fund | $25.00 | 10/26/2011 8:05:17 PM |
marketplace-meridian | $25.00 | 10/26/2011 9:30:24 PM |
market-assembler | $50.00 | 10/26/2011 10:00:20 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:07 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:35 AM |
jazzmanian | $25.00 | 10/27/2011 5:30:42 AM |
JSCharter | $25.00 | 10/27/2011 6:53:33 AM |
payout-bridge | $25.00 | 10/26/2011 4:57:08 PM |
worth-blanket2 | $3,400.00 | 10/27/2011 8:37:13 AM |
calbertrand | $25.00 | 10/25/2011 5:11:47 PM |
finance-solo | $25.00 | 10/25/2011 5:10:26 PM |
finance-prescription | $100.00 | 10/25/2011 5:11:27 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:06 PM |
enticing-capital6 | $50.00 | 10/25/2011 5:27:51 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:28:16 PM |
SLN-10 | $75.00 | 10/25/2011 6:01:10 PM |
asset-professor | $25.00 | 10/25/2011 7:17:14 PM |
giftgold | $25.00 | 10/25/2011 8:28:23 PM |
JustMee | $25.00 | 10/25/2011 8:33:31 PM |
compassion-bauble4 | $25.00 | 10/25/2011 10:28:12 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:45 AM |
GatorBux | $25.00 | 10/26/2011 7:16:29 AM |
orange-preeminant-bill | $25.00 | 10/26/2011 7:05:54 AM |
plane450 | $30.00 | 10/26/2011 7:44:46 AM |
loan-fate | $100.00 | 10/26/2011 7:21:42 AM |
intelligent-repayment8 | $50.00 | 10/26/2011 10:37:37 AM |
TennSquire | $50.00 | 10/26/2011 11:10:06 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:25 PM |
yield-trader | $25.00 | 10/26/2011 1:08:35 PM |
larrybird | $2,000.00 | 10/26/2011 12:21:15 PM |
dough-temple | $25.00 | 10/26/2011 2:00:25 PM |
BxRealtor | $25.00 | 10/26/2011 1:21:12 PM |
Banker2OO7 | $50.00 | 10/26/2011 4:28:26 PM |
listing-vista | $50.00 | 10/26/2011 5:59:44 PM |
shrewd-income | $25.00 | 10/26/2011 5:23:14 PM |
ecstatic-money064 | $25.00 | 10/26/2011 6:17:05 PM |
moola-accelerator6 | $42.00 | 10/26/2011 7:30:33 PM |
loanman2007 | $25.00 | 10/27/2011 5:36:15 AM |
irrelevant | $25.00 | 10/27/2011 6:05:36 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:25 AM |
phaded | $25.00 | 10/27/2011 7:45:45 AM |
inspired-contract9 | $50.00 | 10/27/2011 8:42:19 AM |
handshake5 | $16.00 | 10/27/2011 9:17:30 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
535314
This series of Notes was issued and sold upon the funding of the borrower loan #55052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.85% |
Listing Start date:
| Oct-25-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $429.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 6% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,885 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| markdavid1957 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 15 ( 94% )
| 800-819 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 1
( 6% )
| 740-759
(Jul-2009)
780-799
(Sep-2008)
780-799
(Mar-2008)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Will invest in Prosper
Purpose of loan:
This loan will be used to reinvest into other Prosper loan candidates.
My financial situation:
I am a good candidate for this loan because documented high credit score, 34 year employment history and previous loan history w/Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scholarly-benefit5 | $50.00 | 10/25/2011 9:03:07 AM |
enticing-capital6 | $50.00 | 10/25/2011 9:20:59 AM |
sjlender | $100.00 | 10/25/2011 9:16:16 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:51 AM |
loyalty-edifice997 | $50.00 | 10/25/2011 12:50:30 PM |
please-repay | $200.00 | 10/25/2011 1:59:23 PM |
xstreamin | $100.00 | 10/25/2011 2:44:07 PM |
EmmaDog44 | $50.00 | 10/25/2011 4:44:26 PM |
maldok1 | $25.00 | 10/25/2011 5:06:25 PM |
vutah | $25.00 | 10/25/2011 6:23:05 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:25 PM |
investment-comet | $25.00 | 10/25/2011 7:44:34 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:33 AM |
D911ave | $50.00 | 10/25/2011 9:12:59 AM |
wigglesworth4 | $100.00 | 10/25/2011 9:16:08 AM |
1stBankAndHal | $25.10 | 10/25/2011 9:24:39 AM |
r48 | $28.00 | 10/25/2011 9:41:58 AM |
fcrick | $25.00 | 10/25/2011 11:11:29 AM |
nisim5 | $50.00 | 10/25/2011 11:46:20 AM |
tomdooley12520 | $50.00 | 10/25/2011 12:42:58 PM |
Danylostefan | $75.00 | 10/25/2011 1:35:31 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:52 PM |
jennifer55126 | $25.00 | 10/25/2011 4:35:11 PM |
currency-excellency0 | $100.00 | 10/25/2011 5:01:02 PM |
larrybird | $1,721.90 | 10/25/2011 7:56:37 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
535332
This series of Notes was issued and sold upon the funding of the borrower loan #55229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $322.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,594 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| market-confidant |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
WeddingLoan
Purpose of loan:
This loan will be used to...Pay for a wedding- So I can have the wedding now but pay it off within the next year.
My financial situation:
I am a good candidate for this loan because...
I work a good paying, steady job and I work alot of over time. I am responsible in paying my bills off. I have only been at Northwest Passage since December of 2010 but I intend on making that my lifelong career. I also work at Timbers Theatres in Siren, WI part time and have worked there for 7 years. Also, I work very limited part time as a police officer.
Monthly net income: $2200
Monthly expenses: $
Housing: $150
Insurance: $60
Car expenses: $50
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:07:07 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:43 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:07 PM |
tech310 | $50.00 | 10/25/2011 11:47:07 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:21 AM |
real-return | $25.00 | 10/27/2011 11:30:10 AM |
worth-blanket2 | $6,800.00 | 10/27/2011 8:36:42 AM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:45 AM |
heavy_ax | $50.00 | 10/27/2011 12:01:37 AM |
reward-adventure | $50.00 | 10/27/2011 4:45:08 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:26 AM |
SolarMoonshine | $25.00 | 10/27/2011 9:53:52 AM |
SpoonerPhan | $50.00 | 10/27/2011 10:51:52 AM |
money-bauble | $100.00 | 10/27/2011 11:33:33 AM |
investment-comet | $25.00 | 10/27/2011 12:19:26 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
535376
This series of Notes was issued and sold upon the funding of the borrower loan #55077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $70.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 16
/
14 | Length of status: | 27y 3m |
Amount delinquent:
| $1,518 |
Total credit lines:
| 45 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,117 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| justice-omatic2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
|
Principal balance:
| $1,662.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Home Improvements
Purpose of loan: home improvement
This loan will be used to...upgrade central heating
My financial situation: good
I am a good candidate for this loan because...i always pay my bills on time
Monthly net income: $4500.00
Monthly expenses: $3800.00
Housing: $1100.00
Insurance: $90.00
Car expenses: $380.00
Utilities: $90.00
Phone, cable, internet: $60.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $550.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:41 AM |
ultimate-peace | $25.00 | 10/26/2011 9:03:14 AM |
wise-deal-panda | $200.00 | 10/26/2011 9:21:17 AM |
pound-mushroom3 | $25.00 | 10/26/2011 9:26:28 AM |
social-zebra | $30.00 | 10/26/2011 10:35:36 AM |
radforj22 | $25.00 | 10/26/2011 12:08:16 PM |
Beechturner | $40.00 | 10/26/2011 11:29:36 AM |
Feyenoord | $30.00 | 10/26/2011 12:45:16 PM |
larrybird | $975.00 | 10/26/2011 1:03:46 PM |
ILoveBearHats | $25.00 | 10/26/2011 9:02:35 AM |
AndChicksforFree | $25.00 | 10/26/2011 9:13:29 AM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:10 AM |
wigglesworth4 | $100.00 | 10/26/2011 9:20:18 AM |
LittleMingo | $25.00 | 10/26/2011 9:32:16 AM |
green-trade-dolphin2 | $25.00 | 10/26/2011 12:39:14 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
535404
This series of Notes was issued and sold upon the funding of the borrower loan #55235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Oct-26-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $383.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 70% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,701 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| No | | |
Screen name:
| leverage-protector1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Legal Fees
Purpose of loan: Consolidate debt I owe as a result of my divorce. My ex left me stranded and I would love to pay off one more bill.
This loan will be used to pay off the entire balances on legal fees.
My financial situation: Managable but I need money fairly quickly to pay off my lawyer.
I am a good candidate for this loan because my professional life and personal beliefs doesn't allow me to make promises I can't keep.
Monthly net income: $2400
Monthly expenses: $
Housing: $
Insurance: $50
Car expenses: $
Utilities: $
Phone, cable, internet: $50
Food, entertainment: $25
Clothing, household expenses: $25
Credit cards and other loans: $800
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:42 AM |
ultimate-peace | $150.00 | 10/26/2011 9:03:05 AM |
yummygazpacho | $30.56 | 10/26/2011 1:00:18 PM |
Tscheddar | $25.00 | 10/26/2011 3:21:26 PM |
quantum_leap | $97.84 | 10/26/2011 3:47:17 PM |
rapid-wealth614 | $25.00 | 10/26/2011 5:04:31 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:23 AM |
durability-chuckler | $44.00 | 10/27/2011 7:51:34 AM |
reasonable-kindness0 | $26.45 | 10/27/2011 8:46:47 AM |
scrappy-diversification7 | $2,000.00 | 10/27/2011 9:18:11 AM |
a-restless-dollar | $50.00 | 10/27/2011 10:07:41 AM |
new-gold-wrangler | $875.60 | 10/27/2011 12:31:21 PM |
social-cocktail1 | $200.00 | 10/26/2011 8:11:12 PM |
sharp-bill2 | $50.00 | 10/26/2011 8:59:50 PM |
alert9 | $25.00 | 10/26/2011 9:21:15 PM |
transparency-universe8 | $25.00 | 10/27/2011 4:17:40 AM |
reward-adventure | $50.00 | 10/27/2011 4:45:11 AM |
co98senior | $50.00 | 10/27/2011 5:34:57 AM |
Corlei | $25.00 | 10/27/2011 8:22:07 AM |
glroark | $50.00 | 10/27/2011 9:58:37 AM |
equallender | $25.55 | 10/27/2011 11:25:23 AM |
revenue-associate | $25.00 | 10/27/2011 11:39:37 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
535446
This series of Notes was issued and sold upon the funding of the borrower loan #55143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,345 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| intelligent-principal620 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rehab Fund
Purpose of loan:
This loan will be used to maintain a fund for repair costs of investment properties
My financial situation:
I am a good candidate for this loan because I have maintained good management of my income and investments and have maintained a credit score of 760+. With my investments I can repay the loan in less than 3 months if necessary
Monthly net income: $3,800
Monthly expenses: $0
Housing: $1300
Insurance: $100
Car expenses: $450.00
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $30
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,600.00 | 10/26/2011 7:56:17 PM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:09 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:08 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:23:59 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:47 AM |
goodhearted-generosity511 | $25.00 | 10/26/2011 9:58:12 AM |
wise-deal-panda | $50.00 | 10/26/2011 8:14:00 PM |
vutah | $25.00 | 10/25/2011 6:21:34 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
535476
This series of Notes was issued and sold upon the funding of the borrower loan #55249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 81% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,347 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| SurfinT104 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation is the Key!
Purpose of loan: I would like to consolidate all of my bills into just ONE bill.
This loan will be used to... pay off all of my bills and focus my finances to make me more responsible financially.
My financial situation:
I am a good candidate for this loan because... I have a great credit score and I live comfortably and can easily afford the payments on the loan that I have requested. I just need the extra help to focus so I can achieve my goal
Monthly net income: $ 3800
Monthly expenses: $ 3000
Housing: $ 750
Insurance: $ 100
Car expenses: $ 300
Utilities: $ 50
Phone, cable, internet: $ 50
Food, entertainment: $ 300
Clothing, household expenses: $ 300
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:07:10 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:44 PM |
tech310 | $50.00 | 10/25/2011 11:47:07 PM |
social-cocktail1 | $200.00 | 10/26/2011 9:19:28 AM |
bizlending | $140.00 | 10/26/2011 4:16:09 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:26 AM |
worth-blanket2 | $5,200.00 | 10/27/2011 12:48:02 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:24:00 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:48 AM |
roux | $25.00 | 10/26/2011 5:07:11 AM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:15 PM |
larrybird | $810.00 | 10/27/2011 12:55:15 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
535554
This series of Notes was issued and sold upon the funding of the borrower loan #55259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $362.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2007 |
Debt/Income ratio:
| 42% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,463 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| useful-generosity9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My travelling
Purpose of loan: Travel
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $1050
Housing: $0
Insurance: $0
Car expenses: $365.00
Utilities: 100 $
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 9:06:46 AM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:11 AM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:23 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:13 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:31 AM |
money-bauble | $100.00 | 10/27/2011 11:33:35 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:35:17 PM |
Live-Free-or-Die | $200.00 | 10/27/2011 1:21:50 PM |
octoberfresh | $25.00 | 10/27/2011 1:41:47 PM |
reinforced-gain7 | $1,575.00 | 10/27/2011 2:09:25 PM |
pound-mushroom3 | $25.00 | 10/26/2011 9:22:15 AM |
bellaquito | $2,000.00 | 10/26/2011 9:11:11 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:23 AM |
important-openness1 | $100.00 | 10/27/2011 1:05:01 PM |
larrybird | $2,000.00 | 10/27/2011 12:54:44 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:45:32 PM |
108lender | $100.00 | 10/27/2011 2:09:13 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
535622
This series of Notes was issued and sold upon the funding of the borrower loan #55261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $173.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 20% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 0
/
0 | Length of status: | 1y 2m |
Amount delinquent:
| $1,791 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| balance915 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 89% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 4
( 11% )
| 700-719
(Oct-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Consolidating debt and building PC
Purpose of loan:
This loan will be used to... pay off an old debt and building a new computer for work.
My financial situation: Stable. I get paid every two weeks and make paying off debts a priority.
I am a good candidate for this loan because... I do not expect to have this loan longer than 4 months, as I will pay it off with my tax refund. I always pay off my debts, and have already paid one loan off with Prosper in full.
Monthly net income: $ 2000
Monthly expenses: $300
Housing: $680
Insurance: $89
Car expenses: $150
Utilities: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $29.26 | 10/27/2011 9:02:07 AM |
Dusigrosz | $150.00 | 10/27/2011 9:02:35 AM |
DHolly | $31.00 | 10/27/2011 9:09:00 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:46 AM |
Jack55304 | $200.00 | 10/27/2011 9:27:08 AM |
312-Lender | $25.00 | 10/27/2011 9:31:07 AM |
312-Lender | $25.00 | 10/27/2011 9:31:05 AM |
glroark | $50.00 | 10/27/2011 9:57:00 AM |
rmpedi33 | $25.00 | 10/27/2011 11:28:48 AM |
thankful-nickel2 | $25.00 | 10/27/2011 12:54:26 PM |
bellaquito | $839.74 | 10/27/2011 1:05:39 PM |
LittleMingo | $25.00 | 10/27/2011 9:07:32 AM |
AndChicksforFree | $25.00 | 10/27/2011 9:07:32 AM |
benjamins-rumbler | $100.00 | 10/27/2011 9:37:32 AM |
SolarMoonshine | $25.00 | 10/27/2011 9:56:57 AM |
atlas-shrugged | $200.00 | 10/27/2011 10:04:50 AM |
atlas100 | $50.00 | 10/27/2011 10:18:45 AM |
loanman2007 | $25.00 | 10/27/2011 10:34:42 AM |
RoZu_Lending | $100.00 | 10/27/2011 11:29:43 AM |
larrybird | $2,000.00 | 10/27/2011 12:56:39 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
535638
This series of Notes was issued and sold upon the funding of the borrower loan #55194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $80.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 20% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,139 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-aggresive-finance |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
|
Principal balance:
| $1,179.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I have a long work history and have the money to repay this debt. I also would like to improve my credit score by reducing open credit lines and prefer how I can set repayment to automatically draft my bank account each month to Prosper.
Monthly net income: $ 2800
Total monthly expenses: $ 1200 (including bills and cost of living)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $31.14 | 10/26/2011 5:02:05 PM |
LittleMingo | $30.00 | 10/26/2011 5:04:35 PM |
worthy-bid8 | $50.00 | 10/26/2011 5:06:27 PM |
currency-excellency0 | $75.00 | 10/26/2011 5:02:07 PM |
Kash2010lu | $25.00 | 10/26/2011 5:03:39 PM |
SolarMoonshine | $25.00 | 10/26/2011 5:13:13 PM |
shrewd-income | $100.00 | 10/26/2011 5:26:26 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:50 PM |
Jack55304 | $200.00 | 10/26/2011 5:23:55 PM |
wise-deal-panda | $200.00 | 10/26/2011 5:19:44 PM |
Nojukbong | $50.00 | 10/26/2011 6:24:55 PM |
snm2001 | $25.00 | 10/26/2011 6:32:55 PM |
sushi537 | $25.00 | 10/26/2011 6:59:54 PM |
bizlending | $100.00 | 10/26/2011 6:51:22 PM |
roux | $25.00 | 10/26/2011 7:08:33 PM |
marwadi-62 | $49.00 | 10/26/2011 7:17:34 PM |
SLN-10 | $100.00 | 10/26/2011 5:19:21 PM |
rolltide09 | $25.00 | 10/26/2011 5:02:30 PM |
credit-missile | $75.00 | 10/26/2011 5:02:38 PM |
credit-missile | $25.00 | 10/26/2011 5:04:19 PM |
pound-mushroom3 | $25.00 | 10/26/2011 5:24:34 PM |
Free-the-usa-1776 | $49.54 | 10/26/2011 6:44:23 PM |
loss-of-control | $100.00 | 10/26/2011 5:59:39 PM |
Mikale360 | $25.00 | 10/26/2011 6:52:13 PM |
kind-charming-value | $165.32 | 10/26/2011 7:20:31 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
535656
This series of Notes was issued and sold upon the funding of the borrower loan #55255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
2 | Length of status: | 1y 6m |
Amount delinquent:
| $54,007 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 43 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| fantastic-finance8 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
|
Principal balance:
| $1,333.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Pay existing note.
Purpose of loan: Pay off other loan coming due and help market my business
This loan will be used to pay off current loan coming due and help me do marketing program to find new clients.
My financial situation: Current on all Bills
I am a good candidate for this loan because I have new business coming just want to grow.
Monthly net income: $4000
Monthly expenses: $3700
Housing: $1800
Insurance: $500
Car expenses: $100
Utilities: $350
Phone, cable, internet: $170
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $330
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/26/2011 5:06:29 PM |
Jack55304 | $200.00 | 10/26/2011 5:23:55 PM |
312-Lender | $25.00 | 10/26/2011 6:13:08 PM |
bellaquito | $2,000.00 | 10/26/2011 9:11:24 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:14 AM |
green-trade-dolphin | $25.00 | 10/27/2011 7:19:43 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:36:11 PM |
larrybird | $550.00 | 10/27/2011 12:56:11 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:24 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
501573
This series of Notes was issued and sold upon the funding of the borrower loan #55199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $425.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 34% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,532 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sonicreducer |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
|
Principal balance:
| $612.26 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Full Debt Consolidation
This loan will be used to consolidate all of my debt and expedite paying it off. I will pay off my card with the largest balance ($8300), another card ($1900), and my car ($1800). Following that, I will use an available balance transfer to move my remaining debt to the aforementioned card at 0% for 15 months.
My financial situation:
I am currently sitting on roughly $21k in debt. I make $57k a year with overtime at my job. I own a home in MO but am currently on an extended assignment in CA. I am moving back (with same job) in Jan.
Monthly net income: $3750 ($3200 income + $550 rent)
Housing: $ 760 (MO) + $800 (CA)
Insurance: $ 90
Car: $ 184
Utilities: $300
Cards/Loans: $750 min
With this consolidation loan, I will pay off the 2 cards and the car; then balance transfer to large card at 0%/15months.
Anticipated Jan/Feb outlook with loan:
Mortgage/Ins/Taxes - $620 (refi)
Utilities/Phone - $300
Prosper Loans - $550
Citi card at 0% - $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/24/2011 3:52:37 AM |
currency-excellency0 | $150.00 | 10/21/2011 5:01:06 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:05 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:05 PM |
DHolly | $25.00 | 10/21/2011 6:09:10 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:43 AM |
CashFlow13 | $1,000.00 | 10/22/2011 12:58:12 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:09 PM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:13:47 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:07 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:05:38 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:55 AM |
leeball | $100.00 | 10/25/2011 10:23:21 AM |
tech310 | $50.00 | 10/25/2011 11:50:13 PM |
MM1207 | $25.00 | 10/26/2011 7:47:32 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:22 PM |
Kaj | $25.00 | 10/26/2011 4:30:44 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:48 PM |
bellaquito | $2,000.00 | 10/26/2011 9:08:38 PM |
larrybird | $2,000.00 | 10/26/2011 8:57:53 PM |
jazzmanian | $25.00 | 10/27/2011 5:30:41 AM |
einvest1 | $50.00 | 10/27/2011 6:00:38 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:39 AM |
BxRealtor | $25.00 | 10/27/2011 6:31:25 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:00 AM |
worth-blanket2 | $800.00 | 10/27/2011 8:36:58 AM |
wise-deal-panda | $200.00 | 10/21/2011 5:15:10 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:20:32 PM |
green-trade-dolphin2 | $25.00 | 10/21/2011 5:28:41 PM |
Feyenoord | $30.00 | 10/21/2011 9:51:11 PM |
marwadi-62 | $50.00 | 10/22/2011 8:30:26 AM |
blackfur | $25.00 | 10/22/2011 5:40:27 PM |
OldManP | $25.00 | 10/22/2011 8:45:58 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:40 PM |
director877 | $150.00 | 10/23/2011 12:47:20 PM |
Bank_Of_XL | $25.00 | 10/23/2011 8:35:52 PM |
the-discrete-income | $25.00 | 10/24/2011 9:01:52 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 11:01:16 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:49:43 PM |
LittleMingo | $25.00 | 10/25/2011 3:25:48 PM |
drcoop | $25.00 | 10/25/2011 4:31:48 PM |
GElender | $35.00 | 10/26/2011 5:52:56 AM |
Plee-Spaymebak | $25.00 | 10/26/2011 11:03:21 AM |
new-gold-wrangler | $2,000.00 | 10/26/2011 9:20:44 PM |
rcs2003 | $25.00 | 10/27/2011 1:23:19 AM |
kenji4861 | $25.00 | 10/27/2011 4:47:51 AM |
jga516 | $25.00 | 10/27/2011 5:52:26 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:33 AM |
organized-payment6 | $50.00 | 10/27/2011 5:53:25 AM |
FinanceEngine | $40.00 | 10/27/2011 7:00:12 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:27 AM |
selector568 | $300.00 | 10/27/2011 8:08:24 AM |
Investor_DP | $15.00 | 10/27/2011 9:09:58 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
503195
This series of Notes was issued and sold upon the funding of the borrower loan #55256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1979 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 32y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $134,105 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Kona_coffee |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Debt Consolidation - low risk
This is a low risk loan to be used for further debt consolidation. We started a significant debt reduction process over a year ago, and have made significant progress. We knew this would be a lengthy process, but were prepared to handle the difficult challenges that come with starting a major change in our financial management. Now it is time for the next step to continue the process, and proceed with the additional debt consolidation that is needed to complete our debt reduction plan over the next couple years. I am a good candidate for this loan because I have NEVER left a debt unpaid and ALWAYS pay on schedule, no matter how difficult the circumstances might be. I have adequate income from my corporate job (32+ loyal years with the same employer) to cover immediate personal expenses, but with the heavy debt load from prior family medical crises, it is difficult to pay more than the minimum monthly payments and reduce debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/25/2011 9:15:05 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:44 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:15 AM |
wigglesworth4 | $500.00 | 10/25/2011 9:21:31 AM |
nimble-revenue5 | $50.00 | 10/25/2011 9:16:41 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:32 AM |
delivery | $25.00 | 10/25/2011 11:33:36 AM |
HappyToLoan | $25.00 | 10/25/2011 2:36:44 PM |
Comoparklender | $25.00 | 10/25/2011 5:27:10 PM |
proud-gold9 | $25.00 | 10/26/2011 5:31:34 AM |
KLCRAY | $25.00 | 10/26/2011 4:36:49 AM |
GatorBux | $25.00 | 10/26/2011 7:16:29 AM |
orange-preeminant-bill | $25.00 | 10/26/2011 7:05:53 AM |
loan-fate | $100.00 | 10/26/2011 7:21:42 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:18 AM |
intelligent-repayment8 | $1,000.00 | 10/26/2011 10:41:21 AM |
tntmojave | $50.00 | 10/26/2011 11:20:58 AM |
investment-comet | $25.00 | 10/26/2011 11:34:39 AM |
BxRealtor | $25.00 | 10/26/2011 1:09:30 PM |
yield-trader | $25.00 | 10/26/2011 1:08:34 PM |
trustworthy-hope189 | $50.00 | 10/26/2011 3:22:01 PM |
bellaquito | $2,000.00 | 10/26/2011 2:22:00 PM |
falcon88dp | $25.00 | 10/26/2011 3:38:18 PM |
Kaj | $25.00 | 10/26/2011 4:30:47 PM |
SolarMoonshine | $25.00 | 10/26/2011 5:10:42 PM |
mlj0671 | $25.00 | 10/26/2011 5:12:56 PM |
Cre8iveCash | $25.00 | 10/26/2011 5:23:10 PM |
bonafide-economy | $25.00 | 10/26/2011 7:30:11 PM |
Easystreet | $25.00 | 10/27/2011 2:47:36 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:59 AM |
jazzmanian | $25.00 | 10/27/2011 5:30:41 AM |
JSCharter | $25.00 | 10/27/2011 6:53:32 AM |
return-buddy | $25.00 | 10/27/2011 7:56:10 AM |
mighty-value | $25.00 | 10/27/2011 7:58:30 AM |
onecooldrink | $25.00 | 10/27/2011 8:43:17 AM |
andyb9 | $25.00 | 10/27/2011 9:01:42 AM |
personal-lender | $25.00 | 10/27/2011 9:33:19 AM |
desertoasis | $25.00 | 10/27/2011 9:41:39 AM |
kinetic-openness0 | $25.00 | 10/27/2011 10:05:44 AM |
shrewd-value | $25.00 | 10/27/2011 11:40:30 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:40 PM |
nimble-nickel | $75.00 | 10/27/2011 12:29:35 PM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:13 PM |
gold-disk | $25.00 | 10/27/2011 1:04:20 PM |
important-openness1 | $100.00 | 10/27/2011 1:04:58 PM |
LendingHelper | $315.33 | 10/27/2011 1:21:32 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:08 PM |
a-money-leader | $25.00 | 10/27/2011 1:23:20 PM |
buddycat | $50.00 | 10/27/2011 1:25:26 PM |
organic-responsibility530 | $25.00 | 10/27/2011 1:26:09 PM |
innocent-income4 | $25.00 | 10/27/2011 1:28:29 PM |
platinum-yoga | $25.00 | 10/27/2011 1:30:57 PM |
30Sky | $35.00 | 10/27/2011 1:32:12 PM |
foxtrot12 | $75.00 | 10/27/2011 1:38:05 PM |
exchange-pledge | $2.06 | 10/27/2011 1:45:24 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:24 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:32 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:38 PM |
payout-bridge | $25.00 | 10/26/2011 4:42:42 PM |
Bank_Of_XL | $25.00 | 10/25/2011 9:57:35 AM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:18 PM |
finance-prescription | $100.00 | 10/25/2011 5:11:27 PM |
life-is-great | $25.00 | 10/25/2011 5:38:16 PM |
gold-gazelle | $25.00 | 10/25/2011 6:52:57 PM |
asset-professor | $25.00 | 10/25/2011 7:17:13 PM |
giftgold | $25.00 | 10/25/2011 8:26:34 PM |
compassion-bauble4 | $25.00 | 10/25/2011 10:28:11 PM |
economy-coup | $50.00 | 10/26/2011 12:59:33 AM |
tech310 | $50.00 | 10/25/2011 11:50:24 PM |
kendigme | $25.00 | 10/26/2011 3:01:41 AM |
leverage-ectasy | $55.00 | 10/26/2011 4:49:01 AM |
GElender | $35.00 | 10/26/2011 5:52:57 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:54 AM |
treasure-bliss | $25.00 | 10/26/2011 6:57:35 AM |
MM1207 | $25.00 | 10/26/2011 7:44:29 AM |
transparency-universe8 | $25.00 | 10/26/2011 8:01:36 AM |
handshake5 | $63.00 | 10/26/2011 9:09:25 AM |
Investoman | $75.00 | 10/26/2011 9:11:59 AM |
wwwUniversal | $25.00 | 10/26/2011 9:18:20 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:10 AM |
ideal-velocity7 | $50.00 | 10/26/2011 10:23:28 AM |
ILoveBearHats | $25.00 | 10/26/2011 10:52:24 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:24 PM |
dough-temple | $25.00 | 10/26/2011 2:00:25 PM |
SkepticalBen | $25.00 | 10/26/2011 3:23:50 PM |
Maetryx | $25.00 | 10/26/2011 5:14:42 PM |
loss-of-control | $150.00 | 10/26/2011 5:49:19 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:11 PM |
shrewd-income | $25.00 | 10/26/2011 5:22:05 PM |
listing-vista | $50.00 | 10/26/2011 5:59:44 PM |
ecstatic-money064 | $25.00 | 10/26/2011 6:17:05 PM |
GCInvestments | $30.00 | 10/26/2011 8:31:16 PM |
jcw3rd | $25.00 | 10/26/2011 9:01:29 PM |
market-assembler | $50.00 | 10/26/2011 10:00:19 PM |
kendigme | $25.00 | 10/27/2011 3:48:22 AM |
Maximum_Investment | $39.78 | 10/27/2011 3:54:50 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:34 AM |
irrelevant | $25.00 | 10/27/2011 6:05:26 AM |
justice-comet | $30.00 | 10/27/2011 6:55:48 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:19 AM |
TheCount | $25.00 | 10/27/2011 8:17:45 AM |
Christophe | $25.00 | 10/27/2011 8:01:39 AM |
inspired-contract9 | $50.00 | 10/27/2011 8:42:18 AM |
ursus | $50.00 | 10/27/2011 9:06:24 AM |
genius520 | $50.00 | 10/27/2011 9:13:28 AM |
shmb6508 | $50.00 | 10/27/2011 9:13:45 AM |
MadHun | $200.00 | 10/27/2011 9:25:38 AM |
ijspence | $25.00 | 10/27/2011 9:27:40 AM |
TeachertoPolitician | $25.00 | 10/27/2011 9:42:58 AM |
graceful-investment | $25.00 | 10/27/2011 10:12:19 AM |
money-bauble | $100.00 | 10/27/2011 11:33:28 AM |
revenue-associate | $25.00 | 10/27/2011 11:38:52 AM |
nickel-alien | $50.00 | 10/27/2011 11:51:26 AM |
mpatrick | $50.00 | 10/27/2011 1:03:04 PM |
Weaverville | $25.00 | 10/27/2011 1:07:06 PM |
vfrdirk | $40.00 | 10/27/2011 1:21:15 PM |
swm | $29.00 | 10/27/2011 1:22:14 PM |
fenderxes | $25.00 | 10/27/2011 1:26:12 PM |
mike_banker | $50.00 | 10/27/2011 1:24:49 PM |
cozy-truth6 | $25.00 | 10/27/2011 1:30:03 PM |
IlliniActuary | $25.00 | 10/27/2011 1:31:42 PM |
jump58 | $25.00 | 10/27/2011 1:33:45 PM |
tolerant-truth2 | $50.00 | 10/27/2011 1:33:54 PM |
brandall | $50.00 | 10/27/2011 1:35:55 PM |
burgeoning-generosity9 | $25.83 | 10/27/2011 1:37:23 PM |
octoberfresh | $25.00 | 10/27/2011 1:40:03 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:42:09 PM |
wildguy | $25.00 | 10/27/2011 1:39:06 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:13 PM |
top-basis-majesty | $50.00 | 10/27/2011 1:40:10 PM |
wicker1 | $25.00 | 10/27/2011 1:40:18 PM |
131 Investments
|
Borrower Payment Dependent Notes Series
503897
This series of Notes was issued and sold upon the funding of the borrower loan #54883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $114.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 49% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,894 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| mja |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2009)
720-739
(Jul-2009)
700-719
(May-2009)
660-679
(Sep-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
My loan for debt consolidation
It'll be used to consolidate some debt.
Im a single father on SSDI with good credit. Responsible and always pay:)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 10/23/2011 12:10:46 AM |
Moe87 | $38.00 | 10/23/2011 5:57:41 AM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:41 PM |
Kash2010lu | $25.00 | 10/22/2011 12:09:50 PM |
cashhelp | $50.00 | 10/22/2011 1:15:09 PM |
SolarMoonshine | $25.00 | 10/22/2011 2:37:25 PM |
clemclan | $50.00 | 10/22/2011 6:18:35 PM |
AndChicksforFree | $37.00 | 10/22/2011 7:00:36 PM |
Whatssofunnybout | $25.00 | 10/22/2011 10:18:46 PM |
Bank_Of_XL | $25.00 | 10/23/2011 8:05:41 AM |
mighty-payout1 | $25.00 | 10/23/2011 8:15:43 AM |
investment-comet | $25.00 | 10/23/2011 8:20:08 AM |
Comoparklender | $25.00 | 10/23/2011 12:20:05 PM |
life-is-great | $25.00 | 10/23/2011 6:31:40 PM |
equitable-capital758 | $41.00 | 10/23/2011 7:40:25 PM |
Frover | $30.00 | 10/23/2011 11:00:36 PM |
optionscashflow | $25.00 | 10/23/2011 10:43:51 PM |
duty-monger | $50.00 | 10/24/2011 6:44:14 AM |
dime-sprout | $25.00 | 10/24/2011 7:01:54 AM |
graceful-investment | $58.00 | 10/22/2011 12:05:26 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:55 PM |
MoneyForNothing | $25.00 | 10/22/2011 12:27:44 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:21:17 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:19 PM |
jgar_O | $25.00 | 10/22/2011 1:06:04 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:21 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:02 PM |
mikeandcat | $100.00 | 10/22/2011 3:53:27 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:30 PM |
atlas-shrugged | $200.00 | 10/22/2011 3:31:58 PM |
sweety075 | $25.00 | 10/22/2011 4:09:36 PM |
Bob450 | $30.00 | 10/22/2011 5:55:15 PM |
Tokkoutai99 | $75.00 | 10/22/2011 6:40:21 PM |
Feyenoord | $30.00 | 10/22/2011 6:16:29 PM |
Marietta | $25.00 | 10/22/2011 6:57:31 PM |
goodhearted-generosity511 | $25.00 | 10/22/2011 11:10:30 PM |
Mikale360 | $25.00 | 10/22/2011 7:31:19 PM |
sensible-fund | $25.00 | 10/22/2011 7:41:55 PM |
jpaulnyc | $50.00 | 10/23/2011 11:31:49 AM |
scho0590 | $39.00 | 10/23/2011 4:37:00 PM |
shrewd-income | $117.39 | 10/23/2011 6:47:49 PM |
loss-of-control | $75.00 | 10/23/2011 6:11:34 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:47 PM |
scojo | $25.02 | 10/24/2011 12:28:23 AM |
atlas100 | $50.00 | 10/24/2011 7:11:05 AM |
tntmojave | $50.00 | 10/24/2011 6:30:09 AM |
worldly-investment333 | $30.00 | 10/24/2011 6:08:05 AM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:42 AM |
Christophe | $50.00 | 10/24/2011 8:48:52 AM |
Ron22 | $32.95 | 10/24/2011 9:39:55 AM |
nimble-revenue5 | $50.00 | 10/24/2011 9:16:57 AM |
myduck | $66.64 | 10/24/2011 9:46:38 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
518351
This series of Notes was issued and sold upon the funding of the borrower loan #55232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 42% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
18 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,566 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-truth-socrates |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,300.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2009)
|
Principal balance:
| $1,058.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Timequake1393
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $25.00 | 10/27/2011 9:01:07 AM |
Dusigrosz | $100.00 | 10/27/2011 9:01:40 AM |
Jack55304 | $200.00 | 10/27/2011 9:27:07 AM |
Champion_Lending | $25.00 | 10/27/2011 9:33:05 AM |
312-Lender | $25.00 | 10/27/2011 9:31:00 AM |
312-Lender | $25.00 | 10/27/2011 9:31:07 AM |
well-rounded-payout0 | $50.00 | 10/27/2011 9:32:08 AM |
ILoveBearHats | $25.00 | 10/27/2011 9:53:21 AM |
pembull | $25.00 | 10/27/2011 9:56:45 AM |
atlas-shrugged | $200.00 | 10/27/2011 10:02:57 AM |
loanman2007 | $25.00 | 10/27/2011 10:33:11 AM |
AndChicksforFree | $25.00 | 10/27/2011 9:03:38 AM |
yield-lion2 | $25.00 | 10/27/2011 9:04:11 AM |
wise-deal-panda | $200.00 | 10/27/2011 9:06:10 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:39 AM |
Kash2010lu | $25.00 | 10/27/2011 9:14:36 AM |
pound-mushroom3 | $25.00 | 10/27/2011 9:26:24 AM |
graceful-investment | $100.00 | 10/27/2011 9:33:37 AM |
credit-missile | $110.00 | 10/27/2011 9:49:45 AM |
atlas100 | $25.00 | 10/27/2011 10:20:42 AM |
revenue-associate | $25.00 | 10/27/2011 11:40:12 AM |
favorite-commerce | $25.00 | 10/27/2011 12:10:45 PM |
new-gold-wrangler | $640.00 | 10/27/2011 12:30:56 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
519195
This series of Notes was issued and sold upon the funding of the borrower loan #54939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 6
/
4 | Length of status: | 17y 9m |
Amount delinquent:
| $103,975 |
Total credit lines:
| 35 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loan-kung-fu |
Borrower's state:
| Virginia |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Investor/ 2nd Prosper Loan
Purpose of loan:
This loan will be used for renovation of home.
My financial situation:
I am a good candidate for this loan because I have invested over $49,000 in Prosper as an investor and have repaid my first loan in the amount of $2000 in full.
I can easily make these payments and choose to instead of deducting these funds from my Prosper account.
Monthly net income: $8700
Monthly expenses: $5329
Housing: $3130
Insurance: $53
Car expenses: $500
Utilities: $246
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $220
Information in the Description is not verified.
Friends And Family Investments
RoZu_Lending has invested a total of
$458.98.
"Reliable borrower"
Military-2-Military has invested a total of
$1,000.00.
"Employment and Income verified. Can not validate with Military Credit Index due to High DQ's. Fellow military lender. A good bet"
2 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $930.43 | 10/20/2011 8:20:54 AM |
investment-daydream | $25.00 | 10/23/2011 3:47:22 PM |
AndChicksforFree | $25.00 | 10/19/2011 9:01:35 AM |
green-trade-dolphin | $25.00 | 10/19/2011 10:26:44 AM |
RoZu_Lending | $100.00 | 10/19/2011 10:53:43 AM |
RoZu_Lending | $25.00 | 10/19/2011 10:55:29 AM |
Beechturner | $40.00 | 10/19/2011 5:18:58 PM |
leball | $31.08 | 10/19/2011 8:18:05 PM |
beachliving29 | $35.08 | 10/20/2011 5:52:00 AM |
Fire2 | $25.01 | 10/20/2011 8:20:18 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:07 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:30 AM |
cnovak | $25.00 | 10/21/2011 9:53:25 AM |
FinanceEngine | $30.00 | 10/21/2011 11:24:22 AM |
papaloha | $70.00 | 10/21/2011 1:59:30 PM |
Military-2-Military | $1,000.00 | 10/21/2011 2:57:43 PM |
momoney2lend | $25.00 | 10/21/2011 9:55:35 PM |
bold-meteoric-justice | $56.93 | 10/22/2011 12:35:45 PM |
CA-Lender | $103.64 | 10/22/2011 12:49:58 PM |
ommcd | $25.00 | 10/23/2011 2:34:10 PM |
Paxman84 | $25.00 | 10/24/2011 12:42:13 PM |
zone6 | $61.15 | 10/24/2011 6:06:36 PM |
ILoveBearHats | $30.77 | 10/25/2011 8:20:21 AM |
1stBankAndHal | $25.00 | 10/25/2011 8:44:37 AM |
found | $98.41 | 10/25/2011 9:12:15 AM |
diplomatic-wealth7 | $25.00 | 10/25/2011 9:13:37 AM |
Stalker_Sn | $27.04 | 10/25/2011 9:39:23 AM |
dougm | $50.00 | 10/25/2011 9:17:24 AM |
Land_on_your_feet | $75.00 | 10/25/2011 9:40:14 AM |
the-discrete-income | $178.63 | 10/25/2011 10:00:23 AM |
danthemon35 | $96.65 | 10/25/2011 10:09:45 AM |
leodaguy | $1,010.22 | 10/25/2011 10:03:39 AM |
jmeasn | $382.65 | 10/25/2011 10:26:06 AM |
robertmm25 | $25.00 | 10/25/2011 10:27:03 AM |
jmeasn | $1,000.00 | 10/25/2011 10:40:23 AM |
lotuss4 | $25.00 | 10/19/2011 9:16:21 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:39 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:44:55 AM |
beachfunder | $25.00 | 10/19/2011 9:25:11 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:45 PM |
bluestarman08 | $61.00 | 10/19/2011 4:51:54 PM |
Jack55304 | $200.00 | 10/19/2011 5:21:16 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:24 PM |
rmpedi33 | $50.00 | 10/19/2011 7:06:11 PM |
amlu1988 | $25.00 | 10/19/2011 7:50:33 PM |
bluestarman08 | $25.00 | 10/20/2011 5:36:45 AM |
kulender | $50.00 | 10/20/2011 6:31:04 AM |
chameleon125 | $25.00 | 10/20/2011 6:54:15 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:52 AM |
graceful-investment | $100.00 | 10/20/2011 8:25:03 PM |
dontjader | $200.00 | 10/20/2011 9:15:41 PM |
proud-gold9 | $25.00 | 10/21/2011 3:30:43 AM |
NekHoldings | $25.00 | 10/21/2011 7:28:05 AM |
organic-treasure | $40.00 | 10/21/2011 9:39:41 AM |
well-rounded-dinero | $200.00 | 10/21/2011 12:17:35 PM |
Kash2010lu | $25.00 | 10/22/2011 8:17:43 AM |
silver-buckeye | $25.00 | 10/22/2011 8:58:44 AM |
Oak-Parker | $25.00 | 10/22/2011 1:16:31 PM |
beachfunder | $25.00 | 10/22/2011 12:51:14 PM |
hellasow | $50.00 | 10/22/2011 1:48:33 PM |
well-mannered-income3 | $100.00 | 10/22/2011 3:39:51 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:26 PM |
investmentgroup | $25.00 | 10/23/2011 4:48:14 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:20 PM |
loanman2007 | $300.00 | 10/24/2011 5:07:18 AM |
beachfunder | $100.00 | 10/24/2011 9:03:30 AM |
kind-bill-supporter | $25.00 | 10/24/2011 2:34:15 PM |
durability-ruler | $100.00 | 10/24/2011 3:28:11 PM |
Nojukbong | $50.00 | 10/24/2011 5:34:05 PM |
RoZu_Lending | $333.98 | 10/24/2011 6:55:51 PM |
duty-monger | $50.00 | 10/25/2011 4:24:39 AM |
witty-openness | $25.00 | 10/25/2011 4:34:50 AM |
social-zebra | $30.00 | 10/25/2011 8:34:47 AM |
1stBankAndHal | $75.08 | 10/25/2011 8:44:07 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:51:45 AM |
Wangchuk | $25.00 | 10/25/2011 9:01:13 AM |
JGuide | $31.99 | 10/25/2011 9:07:00 AM |
nuclearmoose | $25.00 | 10/25/2011 8:38:13 AM |
atlas100 | $100.00 | 10/25/2011 8:43:58 AM |
SLN-10 | $50.00 | 10/25/2011 8:46:18 AM |
elbastador | $25.00 | 10/25/2011 8:47:20 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:06:57 AM |
a-helping-hand | $200.00 | 10/25/2011 10:19:25 AM |
sanych | $25.00 | 10/25/2011 10:25:43 AM |
hopeful-truth5 | $300.00 | 10/25/2011 10:26:26 AM |
reflective-cash0 | $120.25 | 10/25/2011 11:07:06 AM |
suave-dime6 | $25.00 | 10/25/2011 10:49:32 AM |
transparency-universe8 | $50.00 | 10/25/2011 10:54:48 AM |
88 Investments
|
Borrower Payment Dependent Notes Series
522403
This series of Notes was issued and sold upon the funding of the borrower loan #54811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $187.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.83% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 19y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 75 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,464 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jarevack |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 63 ( 97% )
| 640-659 (Latest)
|
Principal borrowed:
| $21,157.00 | < 31 days late:
| 2
( 3% )
| 720-739
(Nov-2010)
680-699
(Dec-2009)
680-699
(Oct-2009)
640-659
(Jul-2008)
|
Principal balance:
| $8,024.50 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 65 | | |
Description
Get some work done on my car..
Purpose of loan:
This loan will be used to have some work done on my 2002 Buick LeSabre (currently has 196,800 miles - I plan to drive it until it has 500,000 miles).
It currently needs a new Oil Pressure Switch (Sending Unit), Oil Pan Gasket, Rear Shocks and Shock (Strut) Mounts.
My financial situation:
I am a good candidate for this loan because I am a Prosper Lender and Multiple Loan Borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $741.95 | 10/21/2011 5:31:27 PM |
rolltide09 | $25.00 | 10/21/2011 5:02:03 PM |
MoneyForNothing | $138.03 | 10/21/2011 5:09:22 PM |
green-trade-dolphin | $40.02 | 10/21/2011 5:02:07 PM |
currency-excellency0 | $100.00 | 10/21/2011 5:00:42 PM |
LittleMingo | $30.00 | 10/21/2011 5:08:08 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:05 PM |
wise-deal-panda | $200.00 | 10/21/2011 5:15:10 PM |
well-rounded-payout0 | $50.00 | 10/21/2011 5:11:33 PM |
Jack55304 | $200.00 | 10/21/2011 5:19:42 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:05 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:20:32 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
527639
This series of Notes was issued and sold upon the funding of the borrower loan #54942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,251.89 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $228.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| speedy-loyalty7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
1st Stage of Downsizing
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/4/2011 5:18:31 PM |
a-credit-rotation | $25.00 | 10/5/2011 1:10:27 PM |
money-surge1 | $25.00 | 10/6/2011 2:44:11 PM |
lend4life13 | $25.00 | 10/7/2011 8:06:31 AM |
Rivervale_Westwood | $25.00 | 10/10/2011 2:48:17 PM |
kind-credit-bear | $25.00 | 10/10/2011 5:13:17 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:44:44 PM |
careful-vigilance4 | $100.00 | 10/11/2011 3:54:34 PM |
pound-mushroom3 | $25.00 | 10/11/2011 7:46:25 PM |
balanced-bill7 | $28.00 | 10/11/2011 8:44:01 PM |
coin-sonnet | $100.00 | 10/12/2011 2:10:30 AM |
capital-halo1 | $566.00 | 10/12/2011 9:10:44 AM |
let_me_retire | $25.00 | 10/13/2011 5:42:24 AM |
dariop | $30.01 | 10/13/2011 3:02:28 PM |
gold-cluster | $50.00 | 10/13/2011 7:33:50 PM |
Learning2Lend | $25.00 | 10/14/2011 10:42:31 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:40:56 AM |
benevolent1 | $26.30 | 10/14/2011 1:36:33 PM |
shmb6508 | $50.00 | 10/14/2011 3:58:54 PM |
IIP77 | $25.00 | 10/15/2011 6:19:03 AM |
peaceful-basis6 | $100.00 | 10/15/2011 6:18:10 AM |
VmIE | $25.00 | 10/15/2011 8:15:18 AM |
moola-wildebeest3 | $25.00 | 10/15/2011 8:46:14 AM |
Anny-Disco | $25.00 | 10/15/2011 9:45:15 AM |
wwwUniversal | $25.00 | 10/15/2011 12:18:03 PM |
ASR3 | $35.00 | 10/16/2011 10:19:51 AM |
indomitable-dedication | $25.00 | 10/16/2011 7:59:45 PM |
dedicated-transaction796 | $26.00 | 10/17/2011 6:05:48 AM |
helpinghand63 | $25.00 | 10/17/2011 9:11:18 AM |
wise-deal-panda | $100.00 | 10/17/2011 9:20:23 AM |
km007 | $25.00 | 10/17/2011 10:46:07 AM |
ingenious-deal6 | $25.00 | 10/17/2011 12:11:50 PM |
JauaFlash | $25.00 | 10/17/2011 12:06:03 PM |
Alpha-AssistU | $25.00 | 10/17/2011 12:10:25 PM |
NavyDoc01 | $500.00 | 10/17/2011 1:26:40 PM |
NavyDoc01 | $190.58 | 10/17/2011 1:28:59 PM |
handy-loan527 | $25.00 | 10/17/2011 2:38:21 PM |
point-didgeridoo | $25.00 | 10/17/2011 1:54:14 PM |
apostle901 | $25.00 | 10/17/2011 3:56:21 PM |
persevering | $25.00 | 10/17/2011 4:06:19 PM |
roman2008 | $25.00 | 10/17/2011 4:43:47 PM |
barefootpaul | $25.00 | 10/16/2011 2:10:30 PM |
finance-prescription | $100.00 | 10/6/2011 5:48:42 PM |
missing-link | $25.00 | 10/9/2011 7:19:43 PM |
finance-mushroom | $100.00 | 10/10/2011 9:08:21 AM |
tshurts | $25.00 | 10/12/2011 6:18:44 AM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:14 AM |
stepatatime-together | $100.00 | 10/13/2011 5:19:11 PM |
Rob717171 | $25.00 | 10/13/2011 7:19:53 PM |
kulender | $50.00 | 10/14/2011 4:51:17 AM |
Investoman | $75.00 | 10/14/2011 9:11:21 AM |
tylerfd | $25.00 | 10/14/2011 10:48:21 AM |
economy-producer | $25.00 | 10/14/2011 5:02:56 PM |
asiaratt | $50.00 | 10/14/2011 5:09:10 PM |
Jack55304 | $200.00 | 10/15/2011 1:03:40 AM |
kind-finance-burrito | $25.00 | 10/15/2011 6:23:40 AM |
truth-companion | $25.00 | 10/15/2011 6:12:18 AM |
DER | $50.00 | 10/15/2011 9:34:38 AM |
top-historic-peso | $25.00 | 10/15/2011 10:02:01 AM |
ivadood | $25.00 | 10/15/2011 1:27:12 PM |
capital-renewal | $50.00 | 10/16/2011 2:30:29 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:07:32 AM |
whitegold24k | $100.00 | 10/17/2011 9:17:40 AM |
floridass | $25.00 | 10/17/2011 9:59:41 AM |
env | $25.00 | 10/17/2011 12:45:35 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:16 PM |
foxtrot12 | $75.00 | 10/17/2011 3:12:46 PM |
desertoasis | $25.00 | 10/17/2011 4:19:19 PM |
eronyc | $25.00 | 10/17/2011 4:41:25 PM |
yield-trader | $25.00 | 10/17/2011 4:45:35 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
528205
This series of Notes was issued and sold upon the funding of the borrower loan #54896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
7 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,975 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| greenback-prominence |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,700.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
660-679
(Jan-2010)
|
Principal balance:
| $1,517.63 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate debt and payoff debt sooner.
My financial situation:
I am a good candidate for this loan because I have a stable job.
Monthly net income: $ 5600.00
Monthly expenses: $ 3600.00
Housing: $ 0.00
Car Insurance: $ 90.00 / month
Car payment: $ 200.00 / month
Car expenses: $ 180.00 / month (Gas)
Utilities: $ 70.00
Phone, cable, internet: $ 100.00 / month
Food, entertainment: $ 300.00
Clothing, household expenses: $ 400.00
Credit cards and other loans: $ 2000.00
Other expenses: $ 200.00 / month (Pets)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/18/2011 4:06:23 AM |
golffish2 | $25.00 | 10/21/2011 7:49:23 AM |
worthy-bid8 | $50.00 | 10/17/2011 5:07:04 PM |
Investoman | $75.00 | 10/17/2011 5:12:08 PM |
riskadverse44 | $25.00 | 10/17/2011 5:07:01 PM |
progressive-economy261 | $400.00 | 10/17/2011 5:21:09 PM |
nimble-revenue5 | $50.00 | 10/17/2011 5:21:57 PM |
social-cocktail1 | $200.00 | 10/17/2011 5:20:35 PM |
Kaj | $40.00 | 10/17/2011 6:00:04 PM |
sweety075 | $25.00 | 10/17/2011 6:37:41 PM |
PXM-Financial | $50.00 | 10/17/2011 7:23:00 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:34 PM |
yield-lion | $25.00 | 10/17/2011 8:57:51 PM |
treasure-generator | $25.00 | 10/17/2011 11:56:47 PM |
fervent-repayment | $25.00 | 10/18/2011 3:06:37 AM |
kind-efficient-credit | $25.00 | 10/18/2011 3:37:49 AM |
treasure-bliss | $25.00 | 10/18/2011 3:41:52 AM |
orange-preeminant-bill | $25.00 | 10/18/2011 3:53:55 AM |
nri22 | $50.00 | 10/18/2011 3:56:18 AM |
DoctorJoe | $25.00 | 10/18/2011 4:02:42 AM |
proud-gold9 | $25.00 | 10/18/2011 5:33:18 AM |
trumpeter5 | $25.00 | 10/18/2011 6:26:49 AM |
enticing-exchange3 | $25.00 | 10/18/2011 7:41:27 AM |
helpinghand63 | $25.00 | 10/18/2011 9:10:01 AM |
TronMedici | $100.00 | 10/18/2011 10:01:16 AM |
independent-diversification7 | $50.00 | 10/18/2011 10:08:38 AM |
Barry222 | $25.00 | 10/18/2011 10:51:55 AM |
bearjew7080 | $25.00 | 10/18/2011 11:11:27 AM |
williemc44 | $25.00 | 10/18/2011 12:18:03 PM |
desertoasis | $25.00 | 10/18/2011 12:16:53 PM |
melodious-fairness | $25.00 | 10/18/2011 12:39:29 PM |
pound-mushroom3 | $25.00 | 10/18/2011 3:51:45 PM |
genius520 | $50.00 | 10/18/2011 5:07:31 PM |
IIP77 | $25.00 | 10/18/2011 7:50:12 PM |
the-profit-oracle | $25.00 | 10/18/2011 9:08:44 PM |
keeks | $25.00 | 10/18/2011 9:52:44 PM |
credit-coach118 | $45.37 | 10/18/2011 9:24:15 PM |
GCInvestments | $25.00 | 10/18/2011 10:39:03 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:13 PM |
Easystreet | $25.00 | 10/19/2011 2:59:07 AM |
bonus-tent | $25.00 | 10/19/2011 3:56:08 AM |
Kame | $25.00 | 10/19/2011 4:39:53 AM |
kulender | $50.00 | 10/19/2011 5:41:21 AM |
personal-lender | $25.00 | 10/19/2011 9:10:14 AM |
kjsfld | $25.00 | 10/19/2011 9:39:52 AM |
jhonn | $25.00 | 10/19/2011 11:54:02 AM |
innocent-income4 | $25.00 | 10/19/2011 11:18:04 AM |
compassion-paladin042 | $25.00 | 10/19/2011 12:12:44 PM |
smurf163 | $25.00 | 10/19/2011 12:42:00 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:15 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:30 PM |
sgt-schultz | $35.00 | 10/19/2011 1:35:38 PM |
tylerfd | $25.00 | 10/19/2011 1:41:29 PM |
authentic-liberty7 | $25.00 | 10/19/2011 1:42:28 PM |
mtquan | $25.00 | 10/19/2011 2:29:48 PM |
Skiph | $25.00 | 10/19/2011 4:58:40 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:19 PM |
loss-of-control | $100.00 | 10/19/2011 6:32:11 PM |
healthy-peso9 | $25.00 | 10/19/2011 6:43:33 PM |
richboy56 | $25.00 | 10/19/2011 8:33:01 PM |
larslfe | $50.00 | 10/19/2011 8:19:44 PM |
epall | $25.00 | 10/19/2011 8:56:57 PM |
lplender | $100.00 | 10/19/2011 8:23:31 PM |
new-social-economist | $60.00 | 10/19/2011 10:33:07 PM |
divemaster | $25.00 | 10/19/2011 10:18:18 PM |
compassion-bauble4 | $25.00 | 10/19/2011 10:40:13 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:18 PM |
4est | $25.00 | 10/20/2011 4:32:05 AM |
herbyman | $50.00 | 10/20/2011 6:20:47 AM |
ideal-platinum1 | $25.00 | 10/20/2011 8:58:51 AM |
loanman2007 | $100.00 | 10/20/2011 8:31:08 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:16 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:39 AM |
Bill88 | $30.00 | 10/20/2011 10:25:16 AM |
BxRealtor | $25.00 | 10/20/2011 12:19:19 PM |
magnitude787 | $50.00 | 10/20/2011 1:54:32 PM |
elbastador | $25.00 | 10/20/2011 2:31:14 PM |
wampum-library4 | $25.00 | 10/20/2011 1:30:40 PM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:29:59 PM |
feiandasun | $25.00 | 10/20/2011 3:31:53 PM |
jalapeno2 | $25.00 | 10/20/2011 5:01:05 PM |
agreement-guild | $50.00 | 10/20/2011 5:13:05 PM |
super100 | $25.00 | 10/20/2011 5:00:56 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:48 PM |
money-bauble | $200.00 | 10/20/2011 5:06:39 PM |
seabassx | $25.00 | 10/20/2011 5:13:29 PM |
Ducatiman1978 | $25.00 | 10/20/2011 7:47:58 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:02 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:52 PM |
jasonj72 | $25.00 | 10/21/2011 4:47:42 AM |
KLCRAY | $50.00 | 10/21/2011 4:03:41 AM |
MyKidsDad | $25.00 | 10/21/2011 5:50:36 AM |
cropdust3r | $25.00 | 10/21/2011 5:53:26 AM |
dllaker | $25.00 | 10/21/2011 6:57:26 AM |
Gibbyland | $100.00 | 10/21/2011 6:15:20 AM |
fuzed | $50.00 | 10/21/2011 6:23:57 AM |
yarg | $25.00 | 10/21/2011 8:22:45 AM |
riveting-wealth2 | $50.00 | 10/21/2011 9:03:45 AM |
Mrbunz | $25.00 | 10/21/2011 9:05:28 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:56 AM |
Batman518 | $50.00 | 10/21/2011 11:03:21 AM |
wjb1955 | $25.00 | 10/21/2011 4:15:56 PM |
JJYossarian | $50.00 | 10/21/2011 2:47:47 PM |
Otagaini | $25.00 | 10/21/2011 6:22:44 PM |
invincible-dough | $25.00 | 10/21/2011 7:48:52 PM |
AF-Chief | $100.00 | 10/21/2011 8:15:20 PM |
Use_It_Wisely | $25.00 | 10/21/2011 8:40:42 PM |
income-excellence1 | $25.00 | 10/21/2011 8:41:10 PM |
Rick21 | $25.00 | 10/21/2011 10:32:24 PM |
chestnut4 | $38.00 | 10/21/2011 10:49:24 PM |
silver-boots | $25.00 | 10/22/2011 7:01:57 AM |
Miklot | $25.00 | 10/22/2011 6:32:25 AM |
grf1945 | $25.00 | 10/22/2011 6:51:21 AM |
green28 | $39.19 | 10/22/2011 8:26:05 AM |
Rockymtnhi | $50.00 | 10/22/2011 8:06:11 AM |
reflective-gain | $25.00 | 10/22/2011 9:00:55 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:29 AM |
mykeystoy | $25.00 | 10/22/2011 11:38:01 AM |
credit-kahuna | $75.00 | 10/22/2011 1:29:39 PM |
inventive-exchange | $25.00 | 10/22/2011 3:22:58 PM |
five-star-justice | $25.00 | 10/22/2011 4:38:06 PM |
best-generosity-financier | $25.00 | 10/22/2011 3:13:19 PM |
bnlforever | $50.00 | 10/22/2011 4:42:38 PM |
BGILlender | $25.00 | 10/22/2011 5:02:28 PM |
Bob450 | $30.00 | 10/22/2011 5:50:15 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:24 PM |
gold-miser9 | $150.00 | 10/22/2011 6:42:32 PM |
listing-candy | $25.00 | 10/22/2011 6:44:28 PM |
buyrite334 | $25.00 | 10/22/2011 7:23:29 PM |
Ponies88 | $32.89 | 10/22/2011 9:47:22 PM |
syounker | $25.00 | 10/22/2011 6:28:16 PM |
point-promiser | $34.00 | 10/22/2011 7:35:39 PM |
responsibility-wind6 | $25.00 | 10/22/2011 7:35:41 PM |
cospilot | $25.00 | 10/22/2011 7:48:52 PM |
productive-principal7 | $28.00 | 10/23/2011 1:10:02 AM |
cbllender | $25.00 | 10/22/2011 8:09:17 PM |
new-marketplace-lyrics | $25.00 | 10/22/2011 9:06:47 PM |
intrepid-loot | $25.00 | 10/23/2011 7:01:10 AM |
wizard750 | $30.00 | 10/23/2011 7:12:42 AM |
SilverRain | $25.00 | 10/23/2011 11:17:06 AM |
industrious-transparency6 | $25.00 | 10/23/2011 11:18:24 AM |
elated-deal6 | $158.08 | 10/23/2011 1:22:44 PM |
payout-bridge | $25.00 | 10/18/2011 6:50:16 PM |
the-discrete-income | $100.00 | 10/17/2011 5:08:48 PM |
currency-excellency0 | $100.00 | 10/17/2011 5:02:29 PM |
vigorous-market5 | $200.00 | 10/17/2011 5:18:06 PM |
whitegold24k | $100.00 | 10/17/2011 5:19:22 PM |
wise-deal-panda | $200.00 | 10/17/2011 5:22:06 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:41 PM |
reflective-rupee | $25.00 | 10/17/2011 5:29:33 PM |
shmb6508 | $50.00 | 10/17/2011 5:26:13 PM |
RoZu_Lending | $100.00 | 10/17/2011 6:18:11 PM |
heavenly-interest9 | $400.00 | 10/17/2011 6:22:21 PM |
whitegold24k | $400.00 | 10/17/2011 6:17:23 PM |
twjh | $25.00 | 10/17/2011 6:32:48 PM |
Whipster | $60.00 | 10/17/2011 7:05:56 PM |
Rob717171 | $25.00 | 10/17/2011 8:18:09 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:48:57 PM |
Feyenoord | $30.00 | 10/17/2011 9:06:10 PM |
Dubbs360 | $50.00 | 10/17/2011 9:09:06 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:58 PM |
social-hunter5 | $25.00 | 10/17/2011 9:52:47 PM |
Interloper | $25.00 | 10/17/2011 10:38:23 PM |
gold-cluster | $50.00 | 10/17/2011 10:45:30 PM |
icanhasloanz | $50.00 | 10/17/2011 11:29:29 PM |
bid-czar8 | $100.00 | 10/18/2011 3:08:13 AM |
tntmojave | $50.00 | 10/18/2011 4:15:51 AM |
RLaumeyer | $30.00 | 10/18/2011 6:33:28 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:58 AM |
wayman | $50.00 | 10/18/2011 7:15:20 AM |
marwadi-62 | $50.00 | 10/18/2011 7:05:25 AM |
Scotcha | $50.00 | 10/18/2011 7:58:27 AM |
rolltide09 | $25.00 | 10/18/2011 9:02:19 AM |
finance-prescription | $100.00 | 10/18/2011 9:08:21 AM |
CA-Lender | $25.00 | 10/18/2011 9:21:14 AM |
Comoparklender | $25.00 | 10/18/2011 9:22:23 AM |
asmithj | $25.00 | 10/18/2011 9:23:05 AM |
enticing-capital6 | $50.00 | 10/18/2011 9:31:11 AM |
Sierrahh | $25.00 | 10/18/2011 10:11:06 AM |
exchange-triangulation | $50.00 | 10/18/2011 11:52:52 AM |
dollar-authority | $100.15 | 10/18/2011 11:20:43 AM |
MoneyBadger | $25.00 | 10/18/2011 11:46:26 AM |
first-repayment-magician | $25.00 | 10/18/2011 12:48:48 PM |
ore-leaper1 | $30.00 | 10/18/2011 1:24:37 PM |
well-mannered-income3 | $40.00 | 10/18/2011 2:28:41 PM |
yield-trader | $25.00 | 10/18/2011 4:22:07 PM |
exchange-jedi | $25.00 | 10/18/2011 4:52:12 PM |
nickel-ferret | $50.00 | 10/18/2011 5:08:43 PM |
handshake5 | $100.00 | 10/18/2011 5:08:29 PM |
chameleon125 | $25.00 | 10/18/2011 5:59:48 PM |
RayEarth | $25.00 | 10/18/2011 6:08:13 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:40 PM |
graceful-investment | $50.00 | 10/18/2011 7:44:20 PM |
happy-return4 | $25.00 | 10/18/2011 8:52:39 PM |
shrewd-peace7 | $25.00 | 10/18/2011 9:54:44 PM |
interstellar | $75.00 | 10/18/2011 8:47:23 PM |
indomitable-dedication | $25.00 | 10/19/2011 12:47:52 AM |
payment-pursuit3 | $25.00 | 10/19/2011 3:20:11 AM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:27 AM |
organic-order | $25.00 | 10/19/2011 5:20:34 AM |
BlueRoom | $25.00 | 10/19/2011 5:24:58 AM |
life-is-great | $25.00 | 10/19/2011 6:12:54 AM |
fair-pound5 | $50.00 | 10/19/2011 6:29:55 AM |
anyoi | $25.00 | 10/19/2011 7:15:47 AM |
best-phenomenal-treasure | $25.00 | 10/19/2011 8:14:03 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:18 AM |
LMM1 | $25.00 | 10/19/2011 8:16:39 AM |
studious-bonus7 | $76.00 | 10/19/2011 9:07:35 AM |
wwwUniversal | $25.00 | 10/19/2011 9:18:19 AM |
intuitive-listing9 | $25.00 | 10/19/2011 10:39:59 AM |
philgreen | $25.00 | 10/19/2011 12:35:18 PM |
gold-disk | $25.00 | 10/19/2011 1:05:39 PM |
Alpha-AssistU | $25.00 | 10/19/2011 12:51:41 PM |
dinero-speaker | $25.00 | 10/19/2011 1:41:58 PM |
FinanceEngine | $40.00 | 10/19/2011 3:12:03 PM |
benevolent-bonus | $25.00 | 10/19/2011 4:12:34 PM |
Techne_Funds_LLC | $25.00 | 10/19/2011 4:52:30 PM |
dc_lobster | $25.00 | 10/19/2011 5:36:36 PM |
TheoProf | $25.00 | 10/19/2011 6:55:11 PM |
a-resplendent-commitment | $25.00 | 10/19/2011 7:16:50 PM |
amlu1988 | $25.00 | 10/19/2011 7:59:39 PM |
spiff666 | $25.00 | 10/19/2011 8:07:00 PM |
superb-funds335 | $25.00 | 10/19/2011 8:24:13 PM |
commerce-renewal | $25.00 | 10/19/2011 8:22:56 PM |
autonomous-truth | $100.00 | 10/19/2011 8:27:34 PM |
hopethisworks | $50.00 | 10/19/2011 8:40:23 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:08 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:15 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:58 PM |
order-gondola | $25.00 | 10/19/2011 10:23:22 PM |
finance-magma7 | $25.00 | 10/20/2011 12:17:17 AM |
SelectTrustLending | $25.00 | 10/20/2011 3:39:21 AM |
Preteur | $25.00 | 10/20/2011 4:20:39 AM |
ASR3 | $30.00 | 10/20/2011 4:45:35 AM |
Perolus | $25.00 | 10/20/2011 7:06:50 AM |
reaction5 | $25.00 | 10/20/2011 7:50:23 AM |
silvercertificate | $25.00 | 10/20/2011 8:42:51 AM |
ursus | $50.00 | 10/20/2011 9:07:43 AM |
divedude | $25.00 | 10/20/2011 9:52:32 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:27 AM |
fireferd | $35.00 | 10/20/2011 11:40:35 AM |
rcm87 | $25.00 | 10/20/2011 12:53:19 PM |
susurrus | $25.00 | 10/20/2011 2:44:01 PM |
figs4u2 | $100.00 | 10/20/2011 12:20:59 PM |
iolaire | $25.00 | 10/20/2011 3:23:01 PM |
SacramentoChad | $25.00 | 10/20/2011 4:52:38 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:40 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:44 PM |
payout-paddle1 | $25.00 | 10/20/2011 4:53:56 PM |
transparency-halo | $50.00 | 10/20/2011 5:32:30 PM |
marketplace-hut9 | $25.00 | 10/20/2011 5:42:43 PM |
wlm3012 | $30.00 | 10/20/2011 7:18:29 PM |
listing-vista | $25.00 | 10/20/2011 7:24:49 PM |
axis1 | $25.00 | 10/20/2011 8:18:51 PM |
samaritan5 | $25.00 | 10/20/2011 9:12:00 PM |
Imaginos1892 | $100.00 | 10/20/2011 9:23:06 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:42 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:11 AM |
Anny-Disco | $25.00 | 10/21/2011 5:40:39 AM |
BigBag | $25.00 | 10/21/2011 5:58:52 AM |
bankofriverside | $26.00 | 10/21/2011 4:42:26 AM |
ThatDanGuy | $50.00 | 10/21/2011 6:11:01 AM |
wise-rupee-sanctuary | $25.00 | 10/21/2011 7:08:32 AM |
lisanate | $25.00 | 10/21/2011 7:04:36 AM |
Railbird | $25.00 | 10/21/2011 7:22:06 AM |
Katburg | $25.00 | 10/21/2011 7:23:53 AM |
Elefunt | $50.00 | 10/21/2011 8:37:07 AM |
gavinfh | $25.00 | 10/21/2011 9:41:31 AM |
Weaverville | $25.00 | 10/21/2011 10:28:19 AM |
Chervianne | $25.00 | 10/21/2011 12:54:09 PM |
brightest-reasonable-fairness | $25.00 | 10/21/2011 12:57:34 PM |
marcopolo10 | $25.00 | 10/21/2011 12:02:47 PM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:29 PM |
Astyanax | $95.00 | 10/21/2011 12:16:07 PM |
investor232 | $25.00 | 10/21/2011 2:45:24 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:39 PM |
ttnk62918 | $25.00 | 10/21/2011 4:08:28 PM |
lostontheedge | $25.00 | 10/21/2011 4:29:26 PM |
_G_ | $25.00 | 10/21/2011 4:35:37 PM |
linklady | $25.00 | 10/21/2011 4:51:59 PM |
jdrez | $25.00 | 10/21/2011 5:29:21 PM |
mighty-value | $25.00 | 10/21/2011 6:35:02 PM |
prohelper | $25.00 | 10/21/2011 6:34:40 PM |
momoney2lend | $25.00 | 10/21/2011 9:53:05 PM |
iwantmore | $25.00 | 10/22/2011 4:53:22 AM |
Doodlemeyer | $100.00 | 10/21/2011 11:16:57 PM |
SolarMoonshine | $25.00 | 10/22/2011 3:43:07 AM |
Rdodson11 | $25.00 | 10/22/2011 7:04:23 AM |
matthewa | $25.00 | 10/22/2011 9:07:09 AM |
HeavyDriver03 | $25.00 | 10/22/2011 9:11:31 AM |
Whatssofunnybout | $26.48 | 10/22/2011 9:40:48 AM |
shawndw | $30.00 | 10/22/2011 10:19:42 AM |
pure-cash9 | $25.00 | 10/22/2011 11:05:40 AM |
return-buddy | $25.00 | 10/22/2011 11:03:49 AM |
successful-agreement7 | $53.00 | 10/22/2011 12:11:00 PM |
LittleMingo | $25.00 | 10/22/2011 12:11:35 PM |
american-investor | $50.00 | 10/22/2011 3:01:40 PM |
best-gold-orb | $25.00 | 10/22/2011 3:05:52 PM |
sushi537 | $25.00 | 10/22/2011 3:31:39 PM |
loyalist1 | $100.00 | 10/22/2011 7:48:57 PM |
mckhbnpc | $50.00 | 10/22/2011 10:32:52 PM |
rupee-tuba | $25.00 | 10/22/2011 7:18:30 PM |
newest-funds-powerplant | $25.00 | 10/22/2011 9:58:19 PM |
lively-exchange | $25.00 | 10/22/2011 10:13:49 PM |
CalBear08 | $25.00 | 10/22/2011 11:50:52 PM |
golden-cat | $25.00 | 10/23/2011 7:34:06 AM |
houli123 | $25.00 | 10/23/2011 6:00:48 AM |
irrelevant | $25.00 | 10/23/2011 10:05:14 AM |
tranquil-revenue | $42.84 | 10/23/2011 10:26:13 AM |
309 Investments
|
Borrower Payment Dependent Notes Series
528345
This series of Notes was issued and sold upon the funding of the borrower loan #55179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $377.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 47% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,768 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benefit-sanctuary |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2010)
|
Principal balance:
| $13,324.53 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Roofing
Purpose of loan:
This loan will be used to redo primary residence house roof.
My financial situation:
I am a good candidate for this loan because first
it will allow my insurance to go down with this improvement, Which will save money and Secondly,
It will provide extra money to pay down the debt as soon as possible.
and Finally,
It makes me a good candidate judging from my credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:14 PM |
rolltide09 | $25.00 | 10/22/2011 12:01:58 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:41 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:21 PM |
commerce-yeller | $35.00 | 10/23/2011 8:10:20 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:21 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:51 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:17 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:12 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:44 PM |
MM1207 | $25.00 | 10/26/2011 7:44:18 AM |
red-power-pecan | $50.00 | 10/26/2011 8:59:24 AM |
Dowanhill | $25.00 | 10/26/2011 8:46:18 AM |
lokiswolf | $25.00 | 10/26/2011 8:56:41 AM |
youngster50 | $25.00 | 10/26/2011 9:20:32 AM |
Acid | $50.00 | 10/26/2011 9:22:03 AM |
Lo0se_mo0se | $25.00 | 10/26/2011 9:41:39 AM |
mennleo | $100.00 | 10/26/2011 10:18:50 AM |
currency-persimmon | $25.00 | 10/26/2011 10:26:53 AM |
economy-caper9 | $25.00 | 10/26/2011 12:04:47 PM |
C_Mark | $75.00 | 10/26/2011 11:20:55 AM |
investment-comet | $25.00 | 10/26/2011 11:30:44 AM |
Lender0010 | $50.00 | 10/26/2011 1:06:52 PM |
merciful-return164 | $200.00 | 10/26/2011 3:02:30 PM |
Ballybay | $200.00 | 10/26/2011 2:24:00 PM |
CatbirdBanking | $25.00 | 10/26/2011 3:10:54 PM |
sentimental-responsibility0 | $25.00 | 10/26/2011 4:10:07 PM |
tomdooley12520 | $25.00 | 10/26/2011 4:29:39 PM |
setUup | $33.25 | 10/26/2011 4:52:56 PM |
northern_paddler | $25.00 | 10/26/2011 5:25:48 PM |
platinum-admiral8 | $25.00 | 10/26/2011 6:55:23 PM |
dblaz5 | $500.00 | 10/26/2011 5:39:13 PM |
allotment464 | $100.00 | 10/26/2011 6:07:43 PM |
marcopolo10 | $25.00 | 10/26/2011 7:26:30 PM |
commerce-financier4 | $50.00 | 10/26/2011 7:36:16 PM |
indomitable-dedication | $50.00 | 10/26/2011 6:51:38 PM |
gala279 | $75.00 | 10/26/2011 7:14:03 PM |
duty-windmill | $50.00 | 10/26/2011 7:35:47 PM |
orange-camaraderi-galaxy | $100.00 | 10/26/2011 9:05:35 PM |
martymaniaman | $25.00 | 10/26/2011 9:10:12 PM |
srspank24 | $100.00 | 10/26/2011 9:13:06 PM |
Gibbyland | $150.00 | 10/26/2011 10:14:55 PM |
NYBIZ | $25.00 | 10/26/2011 9:07:36 PM |
ogmanny | $100.00 | 10/26/2011 10:26:01 PM |
important-ore | $150.00 | 10/26/2011 9:33:33 PM |
power-bluebird2 | $25.00 | 10/27/2011 3:30:40 AM |
kind-cash-zone | $100.00 | 10/27/2011 5:24:43 AM |
organized-payment6 | $50.00 | 10/27/2011 5:53:26 AM |
Johnab | $26.34 | 10/27/2011 6:04:05 AM |
larrybird | $2,000.00 | 10/25/2011 7:56:13 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:03 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:03 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:05 PM |
fcrick | $25.00 | 10/23/2011 8:24:49 PM |
buffalobills | $25.00 | 10/26/2011 7:35:14 AM |
first-serene-credit | $25.00 | 10/26/2011 8:22:08 AM |
novice-speculator | $25.00 | 10/26/2011 9:13:04 AM |
one2sojourn | $40.00 | 10/26/2011 9:31:59 AM |
lawyervon | $25.00 | 10/26/2011 9:32:25 AM |
Kyileo | $25.00 | 10/26/2011 9:41:52 AM |
entertaining-credit5 | $25.00 | 10/26/2011 10:21:34 AM |
encouraging-bazaar3 | $25.00 | 10/26/2011 11:04:11 AM |
tntmojave | $50.00 | 10/26/2011 11:20:57 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:16 AM |
currency-saguaro9 | $100.00 | 10/26/2011 11:00:19 AM |
CSAworker | $25.00 | 10/26/2011 12:29:31 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:45 PM |
the-unequivocal-pound | $250.00 | 10/26/2011 2:34:41 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:55:20 PM |
GCInvestments | $30.00 | 10/26/2011 1:59:25 PM |
Leshan | $25.00 | 10/26/2011 4:32:01 PM |
dospapalotes | $25.00 | 10/26/2011 4:25:45 PM |
brightest-dynamic-peace | $30.00 | 10/26/2011 4:58:13 PM |
MoneyTree79 | $35.00 | 10/26/2011 7:18:13 PM |
engaging-worth | $25.00 | 10/26/2011 7:22:27 PM |
gain-expert | $54.72 | 10/26/2011 7:45:00 PM |
ballz694 | $25.00 | 10/26/2011 8:37:59 PM |
happy-asset | $25.00 | 10/26/2011 8:58:37 PM |
Bieling | $75.00 | 10/26/2011 9:04:27 PM |
ideal-velocity7 | $50.00 | 10/26/2011 9:54:39 PM |
return-investor6 | $25.00 | 10/26/2011 10:13:26 PM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 3:02:02 AM |
smart-kindness8 | $50.00 | 10/27/2011 4:25:10 AM |
kenji4861 | $50.00 | 10/27/2011 4:46:21 AM |
Kether | $40.69 | 10/27/2011 5:35:33 AM |
charming-exchange7 | $25.00 | 10/27/2011 5:55:38 AM |
86 Investments
|
Borrower Payment Dependent Notes Series
529353
This series of Notes was issued and sold upon the funding of the borrower loan #54902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,580.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $233.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 64% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,851 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| Meg63 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 24 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $11,100.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2011)
740-759
(Jul-2011)
740-759
(Jun-2011)
720-739
(Jun-2010)
|
Principal balance:
| $1,270.19 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Combining credit cards
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $27.00 | 10/19/2011 9:00:50 AM |
whitegold24k | $100.00 | 10/19/2011 9:18:38 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:39 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:44:56 AM |
DHolly | $25.00 | 10/19/2011 10:49:53 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:04 PM |
Nusk | $25.00 | 10/19/2011 8:42:30 PM |
credit-coach118 | $40.27 | 10/19/2011 8:54:54 PM |
GElender | $50.00 | 10/20/2011 6:01:14 AM |
ILoveBearHats | $51.74 | 10/20/2011 6:38:25 AM |
john0720 | $100.00 | 10/20/2011 6:32:12 AM |
FinanceEngine | $40.00 | 10/20/2011 9:08:06 AM |
dime-sprout | $25.00 | 10/20/2011 2:10:08 PM |
thankful-nickel2 | $25.00 | 10/20/2011 12:59:12 PM |
feiandasun | $25.00 | 10/20/2011 3:37:39 PM |
ethicalhumanist | $100.00 | 10/20/2011 7:44:07 PM |
grammaspurse | $25.00 | 10/20/2011 8:35:41 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:07 PM |
Elefunt | $25.00 | 10/21/2011 8:38:40 AM |
ChoiceInvestments | $32.63 | 10/21/2011 9:29:51 AM |
Beechturner | $40.00 | 10/21/2011 9:53:29 AM |
JustMee | $25.00 | 10/22/2011 6:22:27 AM |
AustinAmerica | $25.00 | 10/22/2011 8:29:47 AM |
fmanjoo | $25.00 | 10/22/2011 4:12:26 PM |
sushi537 | $25.00 | 10/22/2011 3:57:49 PM |
Supernick | $100.00 | 10/22/2011 6:12:27 PM |
happy-yield | $25.00 | 10/23/2011 6:08:13 AM |
s270 | $45.00 | 10/23/2011 3:20:46 AM |
yield-hut | $65.00 | 10/23/2011 6:20:12 AM |
MonkeyHero | $52.65 | 10/23/2011 8:31:16 AM |
investment-comet | $25.00 | 10/23/2011 8:12:34 AM |
merciful-yield | $47.06 | 10/23/2011 9:42:00 AM |
Druidsoft | $25.00 | 10/23/2011 10:48:55 AM |
revenue-associate | $25.00 | 10/23/2011 11:23:27 AM |
point-pinnacle | $35.00 | 10/23/2011 2:11:18 PM |
giantfan19 | $40.20 | 10/23/2011 7:49:16 PM |
padewy | $40.33 | 10/23/2011 6:40:50 PM |
commitment-orbiter5 | $25.00 | 10/23/2011 9:21:20 PM |
loanman2007 | $50.00 | 10/24/2011 5:02:23 AM |
bid-stockpiler1 | $25.74 | 10/24/2011 7:27:03 AM |
pound-mushroom3 | $25.00 | 10/19/2011 9:22:07 AM |
wise-deal-panda | $200.00 | 10/19/2011 9:21:11 AM |
NekHoldings | $25.00 | 10/19/2011 9:51:08 AM |
enticing-capital6 | $50.00 | 10/19/2011 9:25:56 AM |
whitegold24k | $400.00 | 10/19/2011 10:56:14 AM |
atlas-shrugged | $200.00 | 10/19/2011 12:29:44 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:45 PM |
blue-useful-auction | $25.00 | 10/19/2011 2:06:32 PM |
asset-cougar0 | $25.00 | 10/19/2011 1:52:30 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:10 PM |
sweety075 | $25.00 | 10/19/2011 4:31:52 PM |
SolarMoonshine | $25.00 | 10/19/2011 5:24:41 PM |
loan-master1 | $25.00 | 10/19/2011 7:19:39 PM |
amlu1988 | $25.00 | 10/19/2011 8:29:34 PM |
Feyenoord | $30.00 | 10/19/2011 9:07:07 PM |
DannyPhantom | $25.00 | 10/19/2011 10:03:42 PM |
corporatejim | $25.00 | 10/20/2011 4:04:11 AM |
tntmojave | $50.00 | 10/20/2011 4:24:25 AM |
TWGCJ | $25.00 | 10/20/2011 6:29:26 AM |
atlas100 | $25.00 | 10/20/2011 8:42:05 AM |
valiant-money | $40.00 | 10/20/2011 8:08:43 AM |
optionscashflow | $25.00 | 10/20/2011 9:46:41 AM |
108lender | $150.00 | 10/20/2011 10:19:08 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:52 AM |
Bill88 | $30.00 | 10/20/2011 10:28:39 AM |
fireferd | $50.00 | 10/20/2011 12:04:06 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:19 PM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:05 PM |
principal-bull | $25.00 | 10/20/2011 4:54:56 PM |
rokman | $150.00 | 10/20/2011 6:07:56 PM |
omegamon1 | $25.00 | 10/20/2011 7:02:51 PM |
hidavehi | $33.00 | 10/20/2011 7:51:19 PM |
wlm3012 | $50.00 | 10/20/2011 7:56:14 PM |
JustMee | $25.00 | 10/20/2011 9:25:41 PM |
p2p-eagle9 | $25.00 | 10/21/2011 4:08:13 AM |
investment-artist | $27.01 | 10/21/2011 8:04:14 AM |
worldly-investment333 | $25.00 | 10/21/2011 7:31:06 AM |
first-serene-credit | $25.00 | 10/21/2011 8:13:00 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:44 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:31 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:45:25 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:47 PM |
cunning-truth6 | $80.00 | 10/21/2011 7:42:23 PM |
WeshaTheLeopard | $30.00 | 10/21/2011 6:23:40 PM |
enchanted-note | $50.00 | 10/22/2011 6:25:50 AM |
trustworthy-hope189 | $100.00 | 10/22/2011 8:43:34 AM |
marwadi-62 | $50.00 | 10/22/2011 8:30:24 AM |
pine643 | $65.00 | 10/22/2011 9:25:01 AM |
pure-cash9 | $25.00 | 10/22/2011 11:36:12 AM |
Beld | $100.00 | 10/22/2011 10:31:00 AM |
lamsabuy | $100.00 | 10/22/2011 12:00:32 PM |
wwwUniversal | $25.00 | 10/22/2011 12:15:45 PM |
herbyman | $50.00 | 10/22/2011 1:00:51 PM |
Brisket_Bob | $40.00 | 10/22/2011 3:25:42 PM |
velocity-winner | $25.00 | 10/22/2011 5:17:29 PM |
syounker | $25.00 | 10/22/2011 6:30:55 PM |
scarecrow4188 | $56.48 | 10/23/2011 3:44:14 AM |
OldManP | $30.00 | 10/22/2011 8:45:12 PM |
yerkster1 | $32.66 | 10/23/2011 3:56:32 AM |
houli123 | $250.00 | 10/23/2011 6:09:15 AM |
commerce-yeller | $35.00 | 10/23/2011 8:02:59 AM |
careful-note1 | $25.00 | 10/23/2011 11:33:14 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:26 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:50 PM |
pious-benjamins1 | $27.69 | 10/23/2011 4:15:04 PM |
nick456sd | $25.00 | 10/23/2011 9:19:29 PM |
economy-popcorn | $25.00 | 10/23/2011 8:35:20 PM |
RLaumeyer | $30.00 | 10/23/2011 11:52:53 PM |
cr55595 | $31.54 | 10/24/2011 7:00:37 AM |
icelander | $29.00 | 10/24/2011 7:18:59 AM |
110 Investments
|
Borrower Payment Dependent Notes Series
529379
This series of Notes was issued and sold upon the funding of the borrower loan #55059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-25-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 9.70% |
Borrower rate/APR:
| 10.70% / 16.51% |
Monthly payment:
| $176.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.67% | | |
| |
Estimated return*:
| 5.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 11% |
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,308 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| knickers79 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This small loan will be used to test the efficacy of the Prosper loan marketplace as far as being a mechanism for funding business purchases of fixed assets to open new lines of business.
My financial situation:
I am a good candidate for this loan because I have a rock solid credit rating and the funds on hand to repay the loan at any given moment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:06:59 PM |
D911ave | $50.00 | 10/25/2011 5:18:12 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:41 PM |
sjlender | $100.00 | 10/25/2011 5:22:03 PM |
favorite-commerce | $25.00 | 10/25/2011 5:33:05 PM |
orange-impartial-asset | $600.00 | 10/25/2011 7:07:38 PM |
Christus_Victor | $400.00 | 10/25/2011 8:41:20 PM |
currency-excellency0 | $100.00 | 10/25/2011 5:01:03 PM |
wigglesworth4 | $100.00 | 10/25/2011 5:21:51 PM |
authentic-kindness1 | $50.00 | 10/25/2011 6:38:01 PM |
income-motor4 | $50.00 | 10/25/2011 6:59:23 PM |
cashhelp | $25.00 | 10/25/2011 7:16:28 PM |
investment-comet | $25.00 | 10/25/2011 7:44:25 PM |
mex_invests | $25.00 | 10/25/2011 8:35:46 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
530079
This series of Notes was issued and sold upon the funding of the borrower loan #55234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,514 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| fund-coyote9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paint and Body repair shop
Purpose of loan: starting capital for small business
This loan will be used to...provide money to buy parts for vehicle being repaired, insurance companies tend to send out final payment when work is almost completely done. this is crucial because without having additional funds for parts repair work is at a stand still.
My financial situation: is solid and i have no trouble with bills or paying back loans as listed in the history of my credit report.
I am a good candidate for this loan because...i pay not only on time but in full and have never had a credit issue.
Monthly net income: $7600.00
Monthly expenses: $400.00
Housing: $715.00
Insurance: $250.00
Car expenses: $395.00
Utilities: $300.00
Phone, cable, internet: $350.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/16/2011 2:10:29 PM |
golffish2 | $25.00 | 10/3/2011 9:08:05 AM |
careful-vigilance4 | $100.00 | 10/3/2011 9:34:46 AM |
responsibility-butterfly | $25.00 | 10/3/2011 11:57:38 AM |
social-cocktail1 | $200.00 | 10/4/2011 9:21:09 AM |
1stBankAndHal | $25.03 | 10/4/2011 10:24:05 AM |
roberto42 | $36.59 | 10/5/2011 8:12:16 AM |
InChicago | $50.00 | 10/6/2011 7:54:50 AM |
unassailable-listing3 | $50.00 | 10/6/2011 6:24:15 PM |
orange-preeminant-bill | $25.00 | 10/7/2011 3:58:44 AM |
smear87 | $25.00 | 10/7/2011 3:07:48 PM |
fervent-repayment | $25.00 | 10/8/2011 5:39:53 PM |
Rivervale_Westwood | $25.00 | 10/10/2011 2:48:16 PM |
Wellman | $25.00 | 10/10/2011 3:48:15 PM |
economy-popcorn | $25.00 | 10/10/2011 8:23:11 PM |
kind-credit-bear | $25.00 | 10/11/2011 9:13:47 AM |
Comoparklender | $50.00 | 10/11/2011 9:30:11 AM |
zone8 | $100.00 | 10/11/2011 10:33:00 AM |
missing-link | $25.00 | 10/11/2011 6:37:48 PM |
coin-sonnet | $100.00 | 10/12/2011 2:10:27 AM |
innocent-loot | $25.00 | 10/12/2011 8:12:26 AM |
burrito6 | $50.00 | 10/12/2011 5:07:59 PM |
investment-comet | $25.00 | 10/12/2011 6:58:49 PM |
riskadverse44 | $25.00 | 10/12/2011 7:55:38 PM |
StrongMonty | $68.00 | 10/13/2011 4:32:07 AM |
Katburg | $25.00 | 10/13/2011 10:41:47 AM |
hopethisworks | $25.00 | 10/13/2011 5:04:53 PM |
shrewd-peace7 | $25.00 | 10/13/2011 10:30:11 PM |
enthralling-deal180 | $50.00 | 10/14/2011 5:30:14 AM |
ferris2484 | $25.00 | 10/14/2011 7:37:58 AM |
asiaratt | $36.00 | 10/14/2011 9:08:00 AM |
Learning2Lend | $25.00 | 10/14/2011 10:42:29 AM |
blue-agreement-officer | $50.00 | 10/14/2011 12:30:42 PM |
CBO-Enterprise | $50.00 | 10/14/2011 12:42:44 PM |
gadget7 | $25.00 | 10/14/2011 1:30:22 PM |
lakehavasu88 | $25.00 | 10/14/2011 1:46:33 PM |
shmb6508 | $50.00 | 10/14/2011 3:58:53 PM |
108lender | $200.00 | 10/14/2011 4:38:36 PM |
aasx1108 | $25.00 | 10/14/2011 5:27:27 PM |
p2ploan-charmer | $25.00 | 10/14/2011 5:08:37 PM |
GInBaghdad | $25.00 | 10/14/2011 5:15:09 PM |
wwwUniversal | $25.00 | 10/14/2011 5:20:15 PM |
daniel5075 | $25.00 | 10/14/2011 6:38:59 PM |
best-generosity-financier | $25.00 | 10/14/2011 7:20:56 PM |
rvfbroker | $25.00 | 10/14/2011 7:50:44 PM |
first-class-wampum | $50.00 | 10/14/2011 7:53:43 PM |
kindness-jedi | $100.00 | 10/15/2011 4:24:40 AM |
rockhound84 | $46.00 | 10/15/2011 5:13:03 AM |
Jack55304 | $200.00 | 10/15/2011 1:03:38 AM |
point | $50.00 | 10/15/2011 6:05:24 AM |
network2 | $25.00 | 10/15/2011 6:24:29 AM |
inspired-contract9 | $50.00 | 10/15/2011 7:06:42 AM |
floridass | $25.00 | 10/15/2011 7:23:40 AM |
Bob450 | $25.00 | 10/15/2011 8:22:44 AM |
glimmering-funds2 | $25.00 | 10/15/2011 7:46:17 AM |
moola-wildebeest3 | $25.00 | 10/15/2011 8:46:12 AM |
one2sojourn | $25.00 | 10/15/2011 8:50:09 AM |
saihu | $25.00 | 10/15/2011 9:51:48 AM |
Leshan | $25.00 | 10/15/2011 9:35:02 AM |
ukstevenhawaii | $50.00 | 10/15/2011 11:00:37 AM |
AndChicksforFree | $27.00 | 10/15/2011 10:40:41 AM |
fortytwo | $100.00 | 10/15/2011 11:41:52 AM |
deal-pioneer1 | $25.00 | 10/15/2011 11:15:30 AM |
ursus | $50.00 | 10/15/2011 12:08:23 PM |
AlternativeCashFlow | $25.00 | 10/15/2011 12:07:31 PM |
jjswanso | $25.00 | 10/15/2011 12:21:48 PM |
ivadood | $25.00 | 10/15/2011 1:27:10 PM |
listing-trapper3 | $25.00 | 10/15/2011 1:38:20 PM |
the-credit-maker | $25.00 | 10/15/2011 2:22:17 PM |
andyb9 | $25.00 | 10/15/2011 2:03:37 PM |
LibbyZ | $50.00 | 10/15/2011 2:15:01 PM |
richboy56 | $25.00 | 10/15/2011 3:39:06 PM |
nickel-liberator | $25.00 | 10/15/2011 4:03:06 PM |
aldeed | $100.00 | 10/15/2011 3:46:38 PM |
indianoven | $25.00 | 10/15/2011 4:05:31 PM |
compassion-bauble4 | $50.00 | 10/15/2011 4:53:42 PM |
BBL | $50.00 | 10/15/2011 6:47:23 PM |
bigt98 | $46.21 | 10/15/2011 7:06:46 PM |
market-jam | $50.00 | 10/15/2011 7:37:18 PM |
biobulator | $25.00 | 10/15/2011 10:17:06 PM |
houli123 | $25.00 | 10/16/2011 4:08:44 AM |
ianakacg | $25.00 | 10/16/2011 6:07:33 AM |
rupee-tuba | $25.00 | 10/16/2011 6:59:28 AM |
oldmora | $25.00 | 10/16/2011 7:59:15 AM |
nickel-acrobat | $25.00 | 10/16/2011 7:47:14 AM |
ASR3 | $35.00 | 10/16/2011 10:19:49 AM |
goodhearted-generosity511 | $25.00 | 10/16/2011 10:54:02 AM |
poetic-reward0 | $25.00 | 10/16/2011 12:14:39 PM |
songbird98 | $25.00 | 10/16/2011 1:08:00 PM |
ShadowLender | $36.71 | 10/16/2011 1:49:28 PM |
iLend-weGrow | $50.00 | 10/16/2011 2:54:07 PM |
finance-assembler | $30.62 | 10/16/2011 5:05:14 PM |
hard-working-rate3 | $45.22 | 10/16/2011 5:06:30 PM |
diplomatic-wealth7 | $25.00 | 10/3/2011 5:13:53 PM |
credit-coach118 | $45.47 | 10/4/2011 11:19:02 AM |
asset-professor | $25.00 | 10/5/2011 10:05:28 AM |
cnovak | $25.00 | 10/5/2011 12:03:17 PM |
a-credit-rotation | $25.00 | 10/5/2011 1:10:24 PM |
Interloper | $25.00 | 10/6/2011 4:46:13 AM |
ingenious-interest1 | $50.00 | 10/6/2011 9:24:05 AM |
profit-powerplant | $25.00 | 10/6/2011 10:25:48 AM |
money-surge1 | $25.00 | 10/6/2011 2:44:08 PM |
income-awakening6 | $25.00 | 10/6/2011 3:27:53 PM |
treasure-bliss | $25.00 | 10/7/2011 3:50:47 AM |
the-subtle-generosity | $25.00 | 10/7/2011 11:12:42 AM |
kinetic-openness0 | $25.00 | 10/8/2011 11:13:44 AM |
dime-umbrella6 | $25.00 | 10/8/2011 2:14:33 PM |
PCity-LOA15 | $40.00 | 10/9/2011 1:40:11 AM |
bid-czar8 | $100.00 | 10/9/2011 8:44:36 AM |
mad-scientist418 | $25.25 | 10/9/2011 7:56:25 AM |
economy-producer | $25.00 | 10/9/2011 8:58:25 PM |
red-power-pecan | $50.00 | 10/9/2011 9:22:58 PM |
mercuriant | $25.00 | 10/10/2011 8:22:14 AM |
life-is-great | $25.00 | 10/10/2011 11:42:46 AM |
Agonbiew | $50.00 | 10/10/2011 9:39:33 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:44:42 PM |
kind-finance-burrito | $25.00 | 10/11/2011 8:53:40 PM |
vigorous-market5 | $100.00 | 10/12/2011 2:44:16 AM |
transformer855 | $25.00 | 10/12/2011 8:41:14 AM |
natural-worth9 | $300.00 | 10/12/2011 6:48:54 PM |
magnitude787 | $50.00 | 10/12/2011 11:01:35 PM |
economy-coup | $50.00 | 10/13/2011 12:35:19 AM |
beachfunder | $25.00 | 10/13/2011 10:26:46 AM |
stepatatime-together | $57.00 | 10/13/2011 5:19:11 PM |
antlr | $50.00 | 10/13/2011 10:44:35 PM |
KLCRAY | $50.00 | 10/14/2011 4:24:57 AM |
museic1 | $100.00 | 10/14/2011 3:56:49 AM |
kulender | $50.00 | 10/14/2011 4:51:16 AM |
tensalis | $47.82 | 10/14/2011 4:56:12 AM |
Girakul | $50.00 | 10/14/2011 5:51:48 AM |
bonus-tent | $25.00 | 10/14/2011 7:58:48 AM |
integrity-starter | $25.00 | 10/14/2011 8:53:51 AM |
galenisme | $25.00 | 10/14/2011 8:44:59 AM |
joee | $25.00 | 10/14/2011 9:19:32 AM |
Ducatiman1978 | $25.00 | 10/14/2011 9:40:48 AM |
thorough-exchange4 | $50.00 | 10/14/2011 9:54:29 AM |
w3alter | $100.00 | 10/14/2011 10:13:13 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:17:55 AM |
Uylsses | $50.00 | 10/14/2011 11:40:59 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:28 PM |
TrueFortune | $50.00 | 10/14/2011 10:16:29 PM |
a-resplendent-commitment | $25.00 | 10/14/2011 7:57:28 PM |
abnvette | $25.00 | 10/14/2011 8:29:45 PM |
capital_projects_investor | $25.00 | 10/15/2011 5:23:17 AM |
cash-reaction2 | $25.00 | 10/15/2011 5:45:59 AM |
birddogsb | $50.00 | 10/15/2011 6:05:49 AM |
truth-companion | $25.00 | 10/15/2011 6:12:17 AM |
vibraphone3 | $25.00 | 10/15/2011 6:40:46 AM |
IIP77 | $25.00 | 10/15/2011 6:19:01 AM |
silverloan | $25.00 | 10/15/2011 6:39:39 AM |
apexprod | $25.00 | 10/15/2011 6:45:29 AM |
panther757 | $25.00 | 10/15/2011 7:47:16 AM |
top-investment-american | $25.00 | 10/15/2011 7:47:22 AM |
armentdw | $25.00 | 10/15/2011 7:18:18 AM |
saffron4 | $25.00 | 10/15/2011 7:57:50 AM |
VmIE | $25.00 | 10/15/2011 7:56:10 AM |
gamp | $25.00 | 10/15/2011 8:25:41 AM |
euro-mirth | $25.00 | 10/15/2011 8:32:30 AM |
GordoMG | $50.00 | 10/15/2011 9:38:22 AM |
best-charming-leverage | $50.00 | 10/15/2011 9:31:56 AM |
top-historic-peso | $25.00 | 10/15/2011 10:02:00 AM |
_G_ | $25.00 | 10/15/2011 9:34:00 AM |
triumphant-point5 | $50.00 | 10/15/2011 10:09:24 AM |
hard-working-loot | $50.00 | 10/15/2011 10:01:46 AM |
SeaDevil | $50.00 | 10/15/2011 10:19:02 AM |
unrelenting-auction7 | $25.00 | 10/15/2011 11:13:10 AM |
wizard750 | $37.00 | 10/15/2011 11:23:32 AM |
kmavm | $50.00 | 10/15/2011 12:27:21 PM |
Investoman | $40.00 | 10/15/2011 12:11:47 PM |
coin-architect2 | $160.00 | 10/15/2011 1:05:54 PM |
guaton | $50.00 | 10/15/2011 1:29:17 PM |
treasure-widget | $25.00 | 10/15/2011 3:09:12 PM |
prohelper | $25.00 | 10/15/2011 3:13:32 PM |
jstefans | $25.00 | 10/15/2011 3:20:51 PM |
Imperativity | $25.00 | 10/15/2011 4:04:45 PM |
rapid-credit428 | $25.00 | 10/15/2011 5:38:12 PM |
scarlet-velvet | $25.08 | 10/15/2011 5:57:22 PM |
aztocas | $50.00 | 10/15/2011 5:15:54 PM |
first-class-yield9 | $25.00 | 10/15/2011 5:06:08 PM |
computers-er | $25.00 | 10/15/2011 7:11:05 PM |
organic-responsibility530 | $25.00 | 10/15/2011 7:52:32 PM |
Astyanax | $85.00 | 10/15/2011 11:23:52 PM |
Batman518 | $50.00 | 10/16/2011 1:41:45 AM |
ramsba | $50.00 | 10/16/2011 9:59:31 AM |
bonanza1973 | $25.00 | 10/16/2011 9:41:16 AM |
theogeer | $25.00 | 10/16/2011 1:18:05 PM |
vutah | $25.00 | 10/16/2011 1:31:30 PM |
NYCFinancier | $25.00 | 10/16/2011 1:58:59 PM |
gjm6d | $25.00 | 10/16/2011 2:00:30 PM |
calimanusa | $30.00 | 10/16/2011 2:28:48 PM |
payment-gusto | $25.00 | 10/16/2011 3:35:35 PM |
nowits10 | $50.00 | 10/16/2011 4:36:30 PM |
a-restless-dollar | $25.00 | 10/16/2011 4:47:39 PM |
193 Investments
|
Borrower Payment Dependent Notes Series
530143
This series of Notes was issued and sold upon the funding of the borrower loan #54904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 22y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,504 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| robust-social999 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2011)
|
Principal balance:
| $1,723.28 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
robust-social999
Purpose of loan: debt consolidation
This loan will be used to...pay off several small high interest loan.
My financial situation: good
I am a good candidate for this loan because...I have a secure substantial nest egg to fall back on if needed. I would rather get this loan, however to avoid a penalty with my retirement funds. I will be retiring in 3 years and 8 months in which that time I will be starting nursing career. If I get this loan I will be saving over 250 dollars per month by paying off other debt.
Monthly net income: $6500
Monthly expenses: $600
Housing: $833
Insurance: $290
Car expenses: $645
Utilities: $350
Phone, cable, internet: $120
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $100.00 | 10/18/2011 10:51:00 PM |
payout-bridge | $42.50 | 10/18/2011 10:50:53 PM |
TheCount | $25.00 | 10/17/2011 9:01:20 AM |
handshake5 | $100.00 | 10/17/2011 9:09:43 AM |
Comoparklender | $25.00 | 10/17/2011 9:23:40 AM |
helpinghand63 | $25.00 | 10/17/2011 9:11:20 AM |
shmb6508 | $50.00 | 10/17/2011 9:23:27 AM |
dollar-sonnet3 | $25.00 | 10/17/2011 10:01:09 AM |
jmeasn | $25.00 | 10/17/2011 10:33:53 AM |
SimpleChoice | $25.00 | 10/17/2011 10:16:50 AM |
dtana | $25.00 | 10/17/2011 10:40:12 AM |
jmeasn | $25.00 | 10/17/2011 10:33:45 AM |
life-is-great | $25.00 | 10/17/2011 11:12:06 AM |
avl1 | $50.00 | 10/17/2011 11:41:48 AM |
Railbird | $50.00 | 10/17/2011 12:00:40 PM |
Alpha-AssistU | $25.00 | 10/17/2011 12:10:36 PM |
murlirao2002 | $25.00 | 10/17/2011 12:45:39 PM |
epall | $25.00 | 10/17/2011 1:01:33 PM |
Bank_Of_XL | $25.00 | 10/17/2011 12:45:57 PM |
rogue_monster | $25.00 | 10/17/2011 12:54:44 PM |
Swinghi | $50.00 | 10/17/2011 1:08:43 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:06 PM |
Urban-MBA | $25.00 | 10/17/2011 1:55:36 PM |
the-unequivocal-pound | $250.00 | 10/17/2011 1:32:35 PM |
special-peso | $50.00 | 10/17/2011 2:10:03 PM |
ObliviousScout | $25.00 | 10/17/2011 1:39:01 PM |
orange-preeminant-bill | $25.00 | 10/17/2011 2:39:23 PM |
treasure-bliss | $25.00 | 10/17/2011 2:31:51 PM |
foxtrot12 | $75.00 | 10/17/2011 3:12:47 PM |
SolarMoonshine | $25.00 | 10/17/2011 3:40:54 PM |
the-profit-oracle | $25.00 | 10/17/2011 2:59:36 PM |
friendly-principal76 | $25.00 | 10/17/2011 3:55:36 PM |
IIP77 | $25.00 | 10/17/2011 5:56:17 PM |
Kaj | $40.00 | 10/17/2011 6:00:02 PM |
shrewd-income | $150.00 | 10/17/2011 5:59:47 PM |
marketplace-hut9 | $25.00 | 10/17/2011 7:23:03 PM |
EtaDuck | $25.00 | 10/17/2011 7:41:39 PM |
ore-leaper1 | $30.00 | 10/17/2011 7:51:51 PM |
GCInvestments | $26.00 | 10/17/2011 9:20:27 PM |
benevolent-bonus | $25.00 | 10/17/2011 9:32:23 PM |
treasure-generator | $25.00 | 10/17/2011 11:56:47 PM |
bid-czar8 | $100.00 | 10/18/2011 3:08:13 AM |
tntmojave | $50.00 | 10/18/2011 4:15:50 AM |
proud-gold9 | $25.00 | 10/18/2011 5:32:17 AM |
allotment464 | $50.00 | 10/18/2011 6:19:00 AM |
Cre8iveCash | $25.00 | 10/18/2011 5:57:24 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:58 AM |
happy-return4 | $25.00 | 10/18/2011 7:11:39 AM |
wayman | $50.00 | 10/18/2011 7:15:19 AM |
Use_It_Wisely | $25.00 | 10/18/2011 7:39:17 AM |
TronMedici | $100.00 | 10/18/2011 10:01:15 AM |
Sierrahh | $25.00 | 10/18/2011 10:11:05 AM |
dunedin | $25.00 | 10/18/2011 10:29:22 AM |
Barry222 | $25.00 | 10/18/2011 10:51:54 AM |
well-mannered-income3 | $40.00 | 10/18/2011 2:27:33 PM |
ursus | $50.00 | 10/18/2011 5:07:15 PM |
exchange-jedi | $25.00 | 10/18/2011 4:52:12 PM |
MadHun | $200.00 | 10/18/2011 5:08:16 PM |
wwwUniversal | $25.00 | 10/18/2011 5:17:52 PM |
chameleon125 | $25.00 | 10/18/2011 5:57:04 PM |
RayEarth | $25.00 | 10/18/2011 6:08:13 PM |
indomitable-dedication | $25.00 | 10/19/2011 12:47:52 AM |
bonus-tent | $25.00 | 10/19/2011 3:56:07 AM |
Makemony | $50.00 | 10/19/2011 3:58:06 AM |
Kame | $25.00 | 10/19/2011 4:39:52 AM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:24 AM |
organic-order | $25.00 | 10/19/2011 5:20:33 AM |
BlueRoom | $25.00 | 10/19/2011 5:24:58 AM |
Nickle-and-Dime-Loans | $25.00 | 10/19/2011 5:55:52 AM |
anyoi | $25.00 | 10/19/2011 7:15:46 AM |
best-phenomenal-treasure | $25.00 | 10/19/2011 8:14:02 AM |
Ranger_Investments | $25.00 | 10/19/2011 7:53:12 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:18 AM |
peace-flower9 | $25.00 | 10/19/2011 8:14:18 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:07 AM |
kjsfld | $25.00 | 10/19/2011 9:39:52 AM |
innocent-income4 | $25.00 | 10/19/2011 11:18:04 AM |
philgreen | $25.00 | 10/19/2011 12:35:18 PM |
BookPublisher | $26.00 | 10/19/2011 11:51:13 AM |
YLlama | $25.00 | 10/19/2011 1:13:26 PM |
smurf163 | $25.00 | 10/19/2011 12:42:00 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:30 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:10 PM |
jasonj72 | $25.00 | 10/19/2011 2:05:59 PM |
jacmar | $25.00 | 10/19/2011 2:40:30 PM |
Quiddity | $25.00 | 10/19/2011 3:33:37 PM |
finman17 | $25.00 | 10/19/2011 3:45:19 PM |
Techne_Funds_LLC | $25.00 | 10/19/2011 4:45:13 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:18 PM |
a-resplendent-commitment | $25.00 | 10/19/2011 7:16:49 PM |
loss-of-control | $100.00 | 10/19/2011 6:20:25 PM |
TheoProf | $25.00 | 10/19/2011 6:55:10 PM |
jonathan10s | $36.00 | 10/19/2011 7:05:02 PM |
amlu1988 | $25.00 | 10/19/2011 7:59:06 PM |
rocker137 | $25.00 | 10/19/2011 7:31:34 PM |
larslfe | $50.00 | 10/19/2011 8:19:44 PM |
lplender | $100.00 | 10/19/2011 8:23:31 PM |
superb-funds335 | $25.00 | 10/19/2011 8:24:13 PM |
spiff666 | $25.00 | 10/19/2011 8:06:26 PM |
hopethisworks | $50.00 | 10/19/2011 8:40:23 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:07 PM |
commerce-renewal | $25.00 | 10/19/2011 8:22:56 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:58 PM |
richboy56 | $25.00 | 10/19/2011 8:33:01 PM |
divemaster | $25.00 | 10/19/2011 10:18:17 PM |
order-gondola | $25.00 | 10/19/2011 10:23:22 PM |
best-ingenious-funds | $25.00 | 10/19/2011 10:36:24 PM |
finance-magma7 | $25.00 | 10/20/2011 12:17:17 AM |
truth-explorer | $25.00 | 10/20/2011 4:38:34 AM |
pimienta | $25.00 | 10/20/2011 4:45:42 AM |
elfincove | $125.00 | 10/20/2011 7:05:02 AM |
Perolus | $25.00 | 10/20/2011 7:06:50 AM |
the-enthralling-coin | $25.00 | 10/20/2011 7:17:45 AM |
mrladybug101 | $25.00 | 10/20/2011 6:25:09 AM |
reaction5 | $25.00 | 10/20/2011 7:50:22 AM |
herbyman | $50.00 | 10/20/2011 6:33:29 AM |
Pitufo | $26.65 | 10/20/2011 7:23:35 AM |
investment-tempo | $25.00 | 10/20/2011 9:16:19 AM |
ideal-platinum1 | $25.00 | 10/20/2011 8:58:51 AM |
divedude | $25.00 | 10/20/2011 9:52:32 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:27 AM |
bid-papyrus | $25.00 | 10/20/2011 10:51:54 AM |
BxRealtor | $25.00 | 10/20/2011 12:19:19 PM |
figs4u2 | $100.00 | 10/20/2011 12:20:56 PM |
established-gain | $25.00 | 10/20/2011 10:50:07 AM |
fireferd | $75.00 | 10/20/2011 11:39:37 AM |
supreme-benefit | $25.00 | 10/20/2011 12:08:35 PM |
wampum-library4 | $28.71 | 10/20/2011 1:31:04 PM |
proud-pound4 | $50.00 | 10/20/2011 2:10:20 PM |
samaritan5 | $25.00 | 10/20/2011 2:53:23 PM |
BrandonW | $25.00 | 10/20/2011 2:54:31 PM |
Caledoni | $70.00 | 10/20/2011 3:49:15 PM |
payout-paddle1 | $25.00 | 10/20/2011 4:53:56 PM |
TrustOne | $50.00 | 10/20/2011 4:57:58 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:44 PM |
credit-sasquatch3 | $25.00 | 10/20/2011 4:14:34 PM |
worth-web5 | $50.00 | 10/20/2011 4:45:09 PM |
excellent-greenback | $25.00 | 10/20/2011 4:51:32 PM |
funds-razor3 | $25.00 | 10/20/2011 5:08:08 PM |
transparency-halo | $50.00 | 10/20/2011 5:32:29 PM |
flexible-return297 | $25.00 | 10/20/2011 5:45:41 PM |
wlm3012 | $50.00 | 10/20/2011 6:55:41 PM |
axis1 | $25.00 | 10/20/2011 8:18:51 PM |
Ducatiman1978 | $25.00 | 10/20/2011 7:47:58 PM |
Imaginos1892 | $100.00 | 10/20/2011 9:21:13 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:42 PM |
brightest-dignified-penny | $25.00 | 10/21/2011 12:50:09 AM |
MyKidsDad | $25.00 | 10/21/2011 5:50:35 AM |
RodBlizz42 | $26.50 | 10/21/2011 6:09:31 AM |
Gibbyland | $100.00 | 10/21/2011 6:15:20 AM |
ThatDanGuy | $50.00 | 10/21/2011 6:11:00 AM |
irrelevant | $25.00 | 10/21/2011 6:05:17 AM |
wise-rupee-sanctuary | $25.00 | 10/21/2011 7:08:31 AM |
investment-comet | $25.00 | 10/21/2011 7:16:16 AM |
lisanate | $25.00 | 10/21/2011 7:04:35 AM |
Katburg | $25.00 | 10/21/2011 7:23:53 AM |
Elefunt | $25.00 | 10/21/2011 8:34:01 AM |
yarg | $25.00 | 10/21/2011 8:22:45 AM |
Erikdbp | $25.00 | 10/21/2011 9:41:58 AM |
ethical-truth211 | $731.41 | 10/21/2011 11:37:44 AM |
golffish2 | $25.00 | 10/21/2011 7:54:45 AM |
social-cocktail1 | $200.00 | 10/17/2011 9:18:33 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:18 AM |
progressive-economy261 | $400.00 | 10/17/2011 9:19:06 AM |
sjlender | $100.00 | 10/17/2011 9:19:27 AM |
nimble-revenue5 | $50.00 | 10/17/2011 9:20:01 AM |
Investoman | $75.00 | 10/17/2011 9:11:04 AM |
unrelenting-auction7 | $25.00 | 10/17/2011 9:50:14 AM |
the-discrete-income | $25.00 | 10/17/2011 9:21:16 AM |
codavee | $100.00 | 10/17/2011 10:00:57 AM |
head | $25.00 | 10/17/2011 10:03:37 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:21 AM |
Weaverville | $25.00 | 10/17/2011 10:12:26 AM |
KMSB | $50.00 | 10/17/2011 10:47:56 AM |
return-enthusiast1 | $25.00 | 10/17/2011 11:07:07 AM |
CA-Lender | $50.00 | 10/17/2011 11:19:41 AM |
responsibility-butterfly | $25.00 | 10/17/2011 10:50:30 AM |
chakra | $25.00 | 10/17/2011 11:36:11 AM |
Dubbs360 | $50.00 | 10/17/2011 11:47:15 AM |
principal-exec | $25.00 | 10/17/2011 11:24:23 AM |
ingenious-deal6 | $25.00 | 10/17/2011 12:11:53 PM |
kulender | $50.00 | 10/17/2011 1:18:47 PM |
riskadverse44 | $25.00 | 10/17/2011 1:50:30 PM |
social-zebra | $30.00 | 10/17/2011 1:29:44 PM |
leodaguy | $50.00 | 10/17/2011 2:22:02 PM |
order-boomerang | $25.00 | 10/17/2011 2:52:11 PM |
lendme2 | $50.00 | 10/17/2011 3:08:12 PM |
fervent-repayment | $25.00 | 10/17/2011 3:49:38 PM |
credit-coach118 | $50.37 | 10/17/2011 3:01:12 PM |
asmithj | $25.00 | 10/17/2011 4:01:36 PM |
top-basis-majesty | $50.00 | 10/17/2011 4:02:22 PM |
reflective-rupee | $25.00 | 10/17/2011 4:03:06 PM |
FinanceEngine | $45.00 | 10/17/2011 4:29:48 PM |
desertoasis | $25.00 | 10/17/2011 4:19:20 PM |
yield-trader | $25.00 | 10/17/2011 4:46:20 PM |
nickel-ferret | $43.00 | 10/17/2011 5:10:17 PM |
finance-prescription | $100.00 | 10/17/2011 5:10:32 PM |
personal-lender | $25.00 | 10/17/2011 5:10:57 PM |
cash-reaction2 | $25.00 | 10/17/2011 6:10:11 PM |
fervent-revenue7 | $50.00 | 10/17/2011 6:16:13 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:34 PM |
Rob717171 | $25.00 | 10/17/2011 8:18:09 PM |
yield-lion | $25.00 | 10/17/2011 8:57:51 PM |
greenback-chooser6 | $25.00 | 10/17/2011 9:17:54 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:58 PM |
marketologist327 | $50.00 | 10/17/2011 10:34:46 PM |
Interloper | $25.00 | 10/17/2011 10:38:22 PM |
gold-cluster | $50.00 | 10/17/2011 10:45:30 PM |
Easystreet | $25.00 | 10/18/2011 2:41:20 AM |
kind-efficient-credit | $25.00 | 10/18/2011 3:37:48 AM |
nri22 | $50.00 | 10/18/2011 3:56:18 AM |
DoctorJoe | $25.00 | 10/18/2011 3:59:19 AM |
PaulW | $25.00 | 10/18/2011 6:44:15 AM |
galenisme | $25.00 | 10/18/2011 7:23:33 AM |
enticing-exchange3 | $25.00 | 10/18/2011 7:41:26 AM |
mckhbnpc | $50.00 | 10/18/2011 8:48:31 AM |
independent-diversification7 | $50.00 | 10/18/2011 10:08:38 AM |
bearjew7080 | $25.00 | 10/18/2011 11:11:27 AM |
five-star-order1 | $50.00 | 10/18/2011 11:27:04 AM |
exchange-triangulation | $50.00 | 10/18/2011 11:52:51 AM |
williemc44 | $25.00 | 10/18/2011 12:18:02 PM |
melodious-fairness | $25.00 | 10/18/2011 12:39:29 PM |
TCR3 | $25.00 | 10/18/2011 2:14:54 PM |
robgw | $30.00 | 10/18/2011 2:03:38 PM |
first-repayment-magician | $25.00 | 10/18/2011 12:48:48 PM |
invincible-dough | $25.00 | 10/18/2011 3:57:10 PM |
loot-heart | $25.00 | 10/18/2011 4:38:18 PM |
studious-bonus7 | $100.00 | 10/18/2011 5:06:48 PM |
genius520 | $50.00 | 10/18/2011 5:07:30 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:39 PM |
interstellar | $75.00 | 10/18/2011 8:46:49 PM |
openness-confidant | $25.00 | 10/18/2011 7:36:44 PM |
VikingInvestments | $25.00 | 10/18/2011 9:22:38 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:12 PM |
MikeB918 | $25.00 | 10/18/2011 9:36:37 PM |
keeks | $25.00 | 10/18/2011 9:52:43 PM |
shrewd-peace7 | $25.00 | 10/18/2011 9:54:44 PM |
wildguy | $25.00 | 10/19/2011 2:33:25 AM |
payment-pursuit3 | $25.00 | 10/19/2011 3:20:11 AM |
cberthiaume | $25.00 | 10/19/2011 7:01:35 AM |
LendGuy | $25.00 | 10/19/2011 6:29:30 AM |
fair-pound5 | $50.00 | 10/19/2011 6:29:55 AM |
GElender | $40.00 | 10/19/2011 6:36:16 AM |
a-money-leader | $25.00 | 10/19/2011 7:13:09 AM |
LMM1 | $39.06 | 10/19/2011 8:08:22 AM |
money-bauble | $81.00 | 10/19/2011 9:06:40 AM |
successful-agreement7 | $100.00 | 10/19/2011 9:11:05 AM |
whitegold24k | $100.00 | 10/19/2011 9:18:27 AM |
intuitive-listing9 | $25.00 | 10/19/2011 10:39:58 AM |
whitegold24k | $400.00 | 10/19/2011 10:58:25 AM |
jhonn | $25.00 | 10/19/2011 11:54:02 AM |
gold-disk | $25.00 | 10/19/2011 1:05:39 PM |
tylerfd | $25.00 | 10/19/2011 1:41:29 PM |
authentic-liberty7 | $25.00 | 10/19/2011 1:42:28 PM |
dinero-speaker | $25.00 | 10/19/2011 1:41:57 PM |
mtquan | $25.00 | 10/19/2011 2:29:48 PM |
dominickf | $25.00 | 10/19/2011 4:09:59 PM |
WoodyGator | $25.00 | 10/19/2011 4:19:09 PM |
orbital-gain | $50.00 | 10/19/2011 3:37:35 PM |
Skiph | $25.00 | 10/19/2011 4:58:40 PM |
dc_lobster | $25.00 | 10/19/2011 5:36:36 PM |
healthy-peso9 | $25.00 | 10/19/2011 6:43:33 PM |
erowis | $50.00 | 10/19/2011 8:31:40 PM |
autonomous-truth | $100.00 | 10/19/2011 8:27:34 PM |
economy-popcorn | $25.00 | 10/19/2011 8:11:28 PM |
bigrpf5 | $25.00 | 10/19/2011 8:28:34 PM |
return-confidant | $25.00 | 10/19/2011 9:16:07 PM |
Tasmir | $25.00 | 10/19/2011 9:30:36 PM |
compassion-bauble4 | $25.00 | 10/19/2011 10:40:13 PM |
GoodScot | $25.00 | 10/19/2011 10:29:12 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:15 PM |
tolerant-dinero2 | $25.00 | 10/19/2011 10:24:20 PM |
new-social-economist | $60.00 | 10/19/2011 10:32:52 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:16 PM |
bankofriverside | $31.00 | 10/20/2011 4:22:07 AM |
4est | $25.00 | 10/20/2011 4:32:05 AM |
reward-motion | $25.00 | 10/20/2011 2:58:23 AM |
SelectTrustLending | $25.00 | 10/20/2011 3:39:21 AM |
Preteur | $25.00 | 10/20/2011 4:20:38 AM |
ASR3 | $30.00 | 10/20/2011 4:45:34 AM |
ouyangers | $25.00 | 10/20/2011 7:08:23 AM |
loanman2007 | $100.00 | 10/20/2011 8:34:21 AM |
moola-man | $25.00 | 10/20/2011 8:18:35 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:38 AM |
JandJ-Bank | $25.00 | 10/20/2011 10:20:03 AM |
Bujinkan1 | $25.00 | 10/20/2011 11:32:00 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:16 AM |
velocity-warrior | $25.00 | 10/20/2011 10:46:19 AM |
rcm87 | $25.00 | 10/20/2011 12:53:19 PM |
magnitude787 | $50.00 | 10/20/2011 1:54:31 PM |
iolaire | $25.00 | 10/20/2011 3:23:01 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:39 PM |
ecstatic-money064 | $25.00 | 10/20/2011 4:23:21 PM |
yngling | $25.00 | 10/20/2011 4:52:28 PM |
super100 | $25.00 | 10/20/2011 5:00:56 PM |
agreement-guild | $50.00 | 10/20/2011 5:13:04 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:48 PM |
SacramentoChad | $25.00 | 10/20/2011 4:52:38 PM |
jalapeno2 | $25.00 | 10/20/2011 5:01:05 PM |
rokman | $50.00 | 10/20/2011 5:40:07 PM |
listing-vista | $25.00 | 10/20/2011 7:24:49 PM |
bold-careful-finance | $25.00 | 10/20/2011 8:15:13 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:00 PM |
bajaruss | $32.00 | 10/20/2011 9:37:48 PM |
panther757 | $25.00 | 10/20/2011 11:18:56 PM |
wonderous-power | $25.00 | 10/21/2011 2:31:49 AM |
KLCRAY | $50.00 | 10/21/2011 4:03:41 AM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:10 AM |
Isaac007 | $25.00 | 10/21/2011 12:23:00 AM |
maganda1963 | $25.00 | 10/21/2011 12:29:26 AM |
tremendous-payment | $25.00 | 10/21/2011 5:04:31 AM |
Ponies88 | $30.00 | 10/21/2011 5:43:25 AM |
the-upbeat-p2p | $25.00 | 10/21/2011 6:50:25 AM |
cropdust3r | $25.00 | 10/21/2011 5:53:24 AM |
dllaker | $25.00 | 10/21/2011 6:57:26 AM |
cbllender | $30.00 | 10/21/2011 7:37:17 AM |
5kids5 | $29.80 | 10/21/2011 7:24:42 AM |
riveting-wealth2 | $50.00 | 10/21/2011 9:03:45 AM |
Mrbunz | $25.00 | 10/21/2011 9:05:28 AM |
benjamins-britches | $50.00 | 10/21/2011 9:53:32 AM |
blackballplayer | $25.00 | 10/21/2011 9:57:49 AM |
gavinfh | $25.00 | 10/21/2011 9:41:30 AM |
Batman518 | $50.00 | 10/21/2011 11:03:20 AM |
market-pudding | $25.00 | 10/21/2011 11:20:14 AM |
324 Investments
|
Borrower Payment Dependent Notes Series
530705
This series of Notes was issued and sold upon the funding of the borrower loan #54889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,374 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-guard023 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation combine payments
Purpose of loan:
This loan will be used to combine payments of current monthly debt obligations to one payment that is expected to be paid off in the very near short term.
My financial situation:
I have never missed a monthly payment on anything in my personal credit history. I am looking to consolidate a few outstanding credit items into a single payment, move my credit from personal to my new business, and have some short term flexibility until my additional revenue streams come online in November and December.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/10/2011 5:16:07 PM |
Chauncey_Gardener | $25.00 | 10/11/2011 2:08:06 PM |
indomitable-coin | $25.00 | 10/11/2011 4:48:38 PM |
scholarly-benefit5 | $50.00 | 10/12/2011 6:19:14 AM |
Preteur | $25.00 | 10/12/2011 6:52:55 AM |
natural-worth9 | $1,000.00 | 10/12/2011 5:40:31 PM |
thedoctor | $100.00 | 10/13/2011 7:27:25 AM |
benefit-catalyst | $200.00 | 10/13/2011 4:57:45 PM |
museic1 | $100.00 | 10/14/2011 4:14:14 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 5:44:35 AM |
fcrick | $25.00 | 10/14/2011 8:42:36 AM |
soheagle | $25.00 | 10/14/2011 10:15:49 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:44 AM |
bdloans | $50.00 | 10/14/2011 1:34:55 PM |
Mark0135 | $50.00 | 10/14/2011 6:41:29 PM |
MonopolyDred | $25.00 | 10/15/2011 6:34:22 AM |
organized-integrity8 | $100.00 | 10/15/2011 6:50:20 AM |
Shoveldummy | $50.00 | 10/15/2011 7:38:01 AM |
fair_rates | $25.00 | 10/15/2011 11:50:29 AM |
cluster534 | $25.00 | 10/15/2011 12:52:41 PM |
causr08 | $25.00 | 10/16/2011 3:08:04 AM |
worth-topper4 | $25.00 | 10/16/2011 9:52:57 AM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:29 PM |
terminal-velocity34 | $122.88 | 10/16/2011 7:05:31 PM |
ingenious-truth0 | $100.00 | 10/16/2011 11:12:07 PM |
Goodnotlucky | $25.00 | 10/17/2011 5:33:29 AM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:14 AM |
work4me | $25.00 | 10/17/2011 10:20:09 AM |
erwincohen | $25.00 | 10/17/2011 11:48:36 AM |
puifais | $36.00 | 10/17/2011 11:52:07 AM |
Ocean713 | $75.00 | 10/17/2011 12:09:49 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:41 PM |
tomdooley12520 | $25.00 | 10/17/2011 4:25:00 PM |
elasermd | $75.00 | 10/17/2011 4:31:37 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:21 PM |
IIP77 | $25.00 | 10/17/2011 5:56:15 PM |
a-responsible-return | $100.00 | 10/17/2011 5:45:40 PM |
syounker | $25.00 | 10/17/2011 6:14:20 PM |
Marathoner | $25.00 | 10/17/2011 6:48:25 PM |
Rob717171 | $50.00 | 10/17/2011 8:20:13 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:55 PM |
stoopidnoodle | $25.00 | 10/18/2011 2:41:36 AM |
romario | $25.00 | 10/18/2011 3:35:15 AM |
tbrnet | $50.00 | 10/18/2011 10:10:52 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:32:03 AM |
unassassinable | $25.00 | 10/18/2011 10:47:08 AM |
williemc44 | $25.00 | 10/18/2011 12:17:59 PM |
cocopuffs | $25.00 | 10/18/2011 1:49:17 PM |
gjm6d | $25.00 | 10/18/2011 2:55:45 PM |
Cheburashka | $25.00 | 10/18/2011 8:13:00 PM |
lava414 | $50.00 | 10/18/2011 8:57:27 PM |
gogene2002 | $50.00 | 10/18/2011 8:45:24 PM |
happyaric | $50.00 | 10/19/2011 5:55:48 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:19 AM |
chops21 | $52.00 | 10/19/2011 8:13:46 AM |
Badgworth | $50.00 | 10/19/2011 10:02:09 AM |
new-reward-sequoia | $25.00 | 10/19/2011 12:19:46 PM |
fervent-currency5 | $25.00 | 10/19/2011 1:30:32 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:28 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:13 PM |
mtquan | $25.00 | 10/19/2011 2:29:44 PM |
Azonic21 | $25.00 | 10/19/2011 4:07:30 PM |
Sundragon | $25.00 | 10/19/2011 7:46:41 PM |
unconquerable-dedication | $25.00 | 10/19/2011 7:28:21 PM |
best-listing-toro | $25.00 | 10/19/2011 9:05:17 PM |
ansset | $25.00 | 10/20/2011 6:30:38 AM |
affluence-promise | $25.00 | 10/20/2011 6:54:23 AM |
passivesf | $25.64 | 10/20/2011 8:54:53 AM |
genius520 | $50.00 | 10/20/2011 9:07:57 AM |
loan-oasis4 | $35.00 | 10/20/2011 9:56:40 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:14 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:41 PM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:24 AM |
dime-sprout | $25.00 | 10/20/2011 2:10:51 PM |
iolaire | $25.00 | 10/20/2011 3:22:54 PM |
the-profit-oracle | $25.00 | 10/20/2011 3:57:24 PM |
TrixieD | $56.09 | 10/20/2011 4:57:57 PM |
cool_kubera | $100.00 | 10/20/2011 4:48:45 PM |
dirkiebush | $90.00 | 10/20/2011 5:02:42 PM |
triumphant-point5 | $50.00 | 10/20/2011 3:45:34 PM |
dospapalotes | $50.00 | 10/20/2011 5:05:51 PM |
payout-flag6 | $25.00 | 10/20/2011 4:55:32 PM |
red-dime-solo | $100.00 | 10/20/2011 4:57:49 PM |
rokman | $100.00 | 10/20/2011 5:02:22 PM |
fantastic-openness | $200.00 | 10/20/2011 4:47:01 PM |
thrifty-balance8 | $50.00 | 10/20/2011 5:15:09 PM |
brainy-currency3 | $25.00 | 10/20/2011 5:07:27 PM |
nbah123 | $50.00 | 10/20/2011 5:11:44 PM |
Kyileo | $25.00 | 10/20/2011 4:57:32 PM |
pinesol101 | $41.11 | 10/20/2011 4:57:50 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:42 PM |
iamwhatiam | $25.00 | 10/20/2011 5:01:11 PM |
zippy-revenue8 | $40.00 | 10/20/2011 5:02:53 PM |
CBO-Enterprise | $100.00 | 10/20/2011 5:21:49 PM |
new-ore-venture | $100.00 | 10/20/2011 5:09:42 PM |
best-heavenly-justice | $50.00 | 10/20/2011 5:10:16 PM |
Howaboutsomemoney | $25.00 | 10/20/2011 5:35:19 PM |
justice-officer | $48.38 | 10/20/2011 5:49:47 PM |
miboymat | $25.00 | 10/20/2011 5:32:01 PM |
income-buffalo1 | $100.00 | 10/20/2011 5:20:51 PM |
Mad_Scientist | $52.61 | 10/20/2011 6:13:58 PM |
upright-velocity1 | $100.00 | 10/20/2011 5:55:09 PM |
0403 | $25.00 | 10/20/2011 6:23:11 PM |
godfather4u | $100.00 | 10/20/2011 6:25:47 PM |
investment-kingdom | $25.00 | 10/20/2011 5:32:03 PM |
happy-return4 | $76.90 | 10/20/2011 6:25:19 PM |
elasermd | $75.00 | 10/20/2011 5:42:43 PM |
court329 | $50.00 | 10/20/2011 6:29:04 PM |
lplender | $75.00 | 10/20/2011 6:40:50 PM |
godfather4u | $125.00 | 10/20/2011 6:29:35 PM |
balance-force | $25.00 | 10/20/2011 6:31:33 PM |
RB_Double-A_Bravo | $25.00 | 10/20/2011 5:56:00 PM |
ccsjmy | $30.00 | 10/20/2011 6:38:57 PM |
AFairDeal | $35.00 | 10/20/2011 6:47:51 PM |
listing-vista | $100.00 | 10/20/2011 7:16:44 PM |
unequaled-pound | $25.00 | 10/20/2011 7:08:15 PM |
RedantFinance | $50.00 | 10/20/2011 7:10:53 PM |
freedom-credit | $25.00 | 10/20/2011 7:16:17 PM |
LongJohn4263 | $50.00 | 10/20/2011 7:40:03 PM |
dinero-honker | $301.60 | 10/20/2011 7:34:16 PM |
cloud8 | $75.00 | 10/20/2011 7:09:39 PM |
silver-fuse | $29.00 | 10/20/2011 8:01:33 PM |
brightest-dynamic-peace | $25.00 | 10/20/2011 7:18:39 PM |
Allenee | $50.00 | 10/20/2011 7:54:15 PM |
asset-cougar0 | $25.00 | 10/20/2011 7:48:17 PM |
lion445 | $33.19 | 10/20/2011 7:51:44 PM |
bold-careful-finance | $50.00 | 10/20/2011 7:59:01 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:38 PM |
bb575 | $50.00 | 10/21/2011 12:33:13 AM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:07 AM |
reinforced-reward | $25.00 | 10/21/2011 2:32:58 AM |
Anny-Disco | $25.00 | 10/21/2011 5:40:38 AM |
undaunted-kindness | $100.00 | 10/21/2011 6:43:58 AM |
Oakland | $50.00 | 10/21/2011 7:06:48 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:51 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:50 AM |
MrEville | $25.00 | 10/21/2011 11:45:16 AM |
booie | $25.00 | 10/21/2011 11:23:56 AM |
innocent-commerce9 | $100.00 | 10/21/2011 11:27:25 AM |
jdrez | $25.00 | 10/21/2011 5:33:27 PM |
restech | $25.00 | 10/21/2011 6:14:31 PM |
jazz619 | $25.00 | 10/21/2011 6:06:19 PM |
jpac1066 | $100.00 | 10/22/2011 5:28:15 AM |
BankofQ | $50.00 | 10/22/2011 1:26:52 AM |
sushi537 | $25.00 | 10/22/2011 4:16:45 AM |
silver-boots | $25.00 | 10/22/2011 7:01:56 AM |
tntmojave | $50.00 | 10/22/2011 7:23:17 AM |
kind-cash-zone | $100.00 | 10/22/2011 8:35:42 AM |
payout-magician | $25.00 | 10/22/2011 8:49:35 AM |
lounges | $25.00 | 10/22/2011 9:47:05 AM |
malacandra | $25.00 | 10/22/2011 9:48:35 AM |
transparency-giant | $50.00 | 10/22/2011 10:39:55 AM |
pure-cash9 | $25.00 | 10/22/2011 10:53:18 AM |
scientists | $25.00 | 10/22/2011 10:50:37 AM |
listing-reformation8 | $30.00 | 10/22/2011 11:40:18 AM |
hostbank | $100.00 | 10/22/2011 12:06:49 PM |
silver-plum8 | $100.00 | 10/22/2011 1:43:55 PM |
SoCalRancher | $25.00 | 10/22/2011 1:17:28 PM |
sushi537 | $25.00 | 10/22/2011 3:50:31 PM |
Ragnar | $25.00 | 10/22/2011 10:13:24 PM |
silver-armada | $50.00 | 10/23/2011 5:19:44 AM |
red-deal-genius | $25.00 | 10/22/2011 11:17:48 PM |
Theboof | $25.00 | 10/23/2011 6:52:46 AM |
BigThree | $50.00 | 10/23/2011 8:01:38 AM |
bchbum | $25.00 | 10/23/2011 10:21:31 AM |
SilverRain | $25.00 | 10/23/2011 11:17:05 AM |
MonkeyHero | $100.00 | 10/23/2011 8:35:43 AM |
theloanteacher | $25.00 | 10/23/2011 10:11:26 AM |
personal-lender | $25.00 | 10/23/2011 12:08:52 PM |
successful-agreement7 | $100.00 | 10/23/2011 12:09:54 PM |
pine643 | $25.00 | 10/23/2011 12:47:53 PM |
6moonbeams | $25.00 | 10/23/2011 12:40:56 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:04 PM |
Warwick | $25.00 | 10/23/2011 3:24:25 PM |
mrrc7498 | $25.00 | 10/23/2011 5:23:32 PM |
community-seahorse0 | $25.00 | 10/23/2011 4:27:59 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:48 PM |
NYBIZ | $25.00 | 10/23/2011 7:30:45 PM |
Panna | $50.00 | 10/23/2011 10:00:54 PM |
wdove511 | $30.00 | 10/24/2011 4:55:14 AM |
antlr | $50.00 | 10/23/2011 10:36:24 PM |
sri59 | $100.00 | 10/24/2011 3:44:40 AM |
mad-scientist418 | $25.00 | 10/24/2011 8:50:17 AM |
authentic-liberty7 | $25.00 | 10/24/2011 9:09:07 AM |
gsd | $25.00 | 10/24/2011 9:09:51 AM |
dinero-speaker | $25.00 | 10/24/2011 9:07:54 AM |
divedude | $25.00 | 10/24/2011 9:53:07 AM |
SanJoser | $25.00 | 10/24/2011 10:43:08 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:45:27 AM |
interest-pudding4 | $25.00 | 10/24/2011 11:20:51 AM |
Ocean713 | $75.00 | 10/24/2011 11:21:13 AM |
Manta_Rai | $25.00 | 10/24/2011 11:10:21 AM |
bonus-apple | $200.00 | 10/24/2011 11:39:47 AM |
secureincome | $586.22 | 10/24/2011 12:12:31 PM |
green-trade-dolphin2 | $25.01 | 10/10/2011 6:11:44 PM |
organized-payment6 | $50.00 | 10/11/2011 6:03:00 AM |
wise-honorable-rate | $25.00 | 10/11/2011 5:19:46 AM |
john0720 | $25.00 | 10/11/2011 9:08:13 AM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:45 AM |
gain-mountain1 | $50.00 | 10/11/2011 10:41:10 AM |
finance-symphony7 | $50.00 | 10/11/2011 5:06:15 PM |
velocity-solo | $25.00 | 10/11/2011 7:45:54 PM |
RusRobo | $25.00 | 10/12/2011 5:59:15 AM |
lucrative-coin | $50.00 | 10/12/2011 9:32:56 AM |
a-unflappable-finance | $100.00 | 10/12/2011 2:47:50 PM |
caring-hope2 | $100.00 | 10/12/2011 3:50:53 PM |
Weaverville | $100.00 | 10/12/2011 9:17:43 PM |
kenji4861 | $25.00 | 10/13/2011 9:25:51 AM |
KLCRAY | $50.00 | 10/14/2011 4:25:17 AM |
kulender | $50.00 | 10/14/2011 4:52:59 AM |
life-is-great | $25.00 | 10/14/2011 6:14:03 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:06 AM |
unclejaef | $25.00 | 10/14/2011 10:48:06 AM |
britgsb | $75.00 | 10/14/2011 11:13:48 AM |
radforj22 | $25.00 | 10/14/2011 4:32:02 PM |
GCInvestments | $26.00 | 10/14/2011 9:22:25 PM |
wampum-chorus3 | $25.00 | 10/15/2011 5:39:16 AM |
Proactive-Financial-Lending | $50.00 | 10/15/2011 10:43:27 AM |
pnace | $40.00 | 10/15/2011 1:27:21 PM |
brandall | $50.00 | 10/15/2011 2:05:43 PM |
StPong | $25.00 | 10/15/2011 3:19:02 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:48 PM |
ddog0224 | $50.00 | 10/15/2011 4:11:34 PM |
KrisKringle | $50.00 | 10/15/2011 5:24:05 PM |
syrepsorp | $50.00 | 10/15/2011 6:57:05 PM |
vivacious-truth3 | $25.00 | 10/15/2011 10:42:52 PM |
skuba | $75.00 | 10/16/2011 5:57:08 AM |
ianakacg | $25.00 | 10/16/2011 6:07:42 AM |
fervent-repayment | $50.00 | 10/16/2011 7:36:31 AM |
japerk | $25.00 | 10/16/2011 10:21:29 AM |
macjp123 | $50.00 | 10/16/2011 1:36:11 PM |
riskadverse44 | $25.00 | 10/16/2011 1:23:03 PM |
orbital-gain | $50.00 | 10/16/2011 3:07:50 PM |
balanced-rupee | $250.00 | 10/16/2011 4:08:51 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:04 PM |
theaterguy | $25.00 | 10/16/2011 7:00:24 PM |
LoanerPrincipal | $25.00 | 10/16/2011 8:30:22 PM |
Supernick | $100.00 | 10/16/2011 7:40:27 PM |
american6 | $100.00 | 10/17/2011 1:17:39 AM |
najmn103 | $25.00 | 10/17/2011 8:30:55 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:01 AM |
jmeasn | $25.00 | 10/17/2011 10:29:52 AM |
happy-asset | $25.00 | 10/17/2011 10:39:32 AM |
rogue_monster | $25.00 | 10/17/2011 12:54:41 PM |
PtonLender | $25.00 | 10/17/2011 1:20:48 PM |
dionysus03 | $50.00 | 10/17/2011 1:34:58 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:06 PM |
compoundinterest | $50.00 | 10/17/2011 5:07:23 PM |
wise-alluring-penny | $100.00 | 10/17/2011 4:55:34 PM |
schnippy | $25.00 | 10/17/2011 8:52:05 PM |
socrates520 | $25.00 | 10/17/2011 10:49:02 PM |
B-rad_the_Coug | $25.00 | 10/18/2011 1:35:09 AM |
nri22 | $50.00 | 10/18/2011 3:56:10 AM |
reinforced-funds4 | $25.00 | 10/18/2011 5:26:47 AM |
herbyman | $50.00 | 10/18/2011 6:07:44 AM |
PaulW | $25.00 | 10/18/2011 6:44:11 AM |
elated-greenback | $57.00 | 10/18/2011 7:07:38 AM |
Flanders122 | $25.00 | 10/18/2011 7:33:58 AM |
devoider | $25.00 | 10/18/2011 8:20:36 AM |
enterprising-cash0 | $25.00 | 10/18/2011 11:27:27 AM |
fund-tom-tom6 | $38.71 | 10/18/2011 11:50:19 AM |
Solid-Platinum | $30.00 | 10/18/2011 12:09:12 PM |
cash-spinner | $25.00 | 10/18/2011 12:17:38 PM |
astute-benjamins | $50.00 | 10/18/2011 2:43:34 PM |
gain-expert | $25.00 | 10/18/2011 4:17:57 PM |
the-gold-quark | $25.00 | 10/18/2011 5:08:59 PM |
power-defender7 | $25.00 | 10/18/2011 5:52:41 PM |
market-baby2 | $38.58 | 10/18/2011 8:10:55 PM |
stonehillloans | $25.00 | 10/19/2011 4:57:36 AM |
nosualcneas | $25.00 | 10/19/2011 6:28:51 AM |
treasure-bison | $42.41 | 10/19/2011 6:55:31 AM |
tender-commerce8 | $100.00 | 10/19/2011 11:32:08 AM |
transparency-atmosphere6 | $100.00 | 10/19/2011 12:04:38 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:38 PM |
MassBile | $26.36 | 10/19/2011 1:31:53 PM |
octoberfresh | $25.00 | 10/19/2011 1:36:48 PM |
benefit-pro | $50.00 | 10/19/2011 5:18:19 PM |
spiritual-compassion3-16 | $25.00 | 10/19/2011 6:50:45 PM |
colorfulgardener | $25.00 | 10/19/2011 7:27:10 PM |
GrooveBiz | $25.00 | 10/19/2011 7:47:37 PM |
mrpowers5531 | $25.00 | 10/19/2011 7:44:57 PM |
larslfe | $50.00 | 10/19/2011 8:19:40 PM |
worth21 | $25.00 | 10/19/2011 9:37:35 PM |
intuitive-listing9 | $50.00 | 10/19/2011 11:14:22 PM |
4est | $25.00 | 10/20/2011 4:31:59 AM |
kyomoon | $50.00 | 10/20/2011 8:05:26 AM |
durable-investment8 | $40.00 | 10/20/2011 11:47:12 AM |
CSAworker | $25.00 | 10/20/2011 10:18:26 AM |
musegaze | $100.00 | 10/20/2011 12:57:24 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:37 PM |
RockpointCapital | $100.00 | 10/20/2011 1:17:14 PM |
totoro | $25.00 | 10/20/2011 1:45:12 PM |
gain-equator | $25.00 | 10/20/2011 4:51:00 PM |
dime-historian | $50.00 | 10/20/2011 4:56:06 PM |
m0rlock | $500.00 | 10/20/2011 4:45:51 PM |
Loan_Some_Money | $50.00 | 10/20/2011 4:48:23 PM |
resplendent-dollar | $25.00 | 10/20/2011 4:50:31 PM |
beeper2 | $50.00 | 10/20/2011 4:52:35 PM |
BigLinCT | $50.00 | 10/20/2011 5:09:48 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:15 PM |
wowlender | $30.00 | 10/20/2011 5:10:51 PM |
georgedorn | $50.00 | 10/20/2011 4:58:10 PM |
whipone | $25.00 | 10/20/2011 5:29:26 PM |
ijspence | $25.00 | 10/20/2011 5:17:04 PM |
Hogan55 | $127.21 | 10/20/2011 5:10:24 PM |
kedia | $63.00 | 10/20/2011 5:43:41 PM |
natural-worth9 | $500.00 | 10/20/2011 5:47:17 PM |
HeroJason86 | $25.00 | 10/20/2011 5:20:05 PM |
SpoonerPhan | $50.00 | 10/20/2011 5:50:26 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:05 PM |
HUNTER599673 | $50.00 | 10/20/2011 6:31:58 PM |
SimGuy | $25.00 | 10/20/2011 6:35:05 PM |
supersarah61 | $100.00 | 10/20/2011 6:38:56 PM |
Zuzu | $40.00 | 10/20/2011 6:40:11 PM |
VBAces | $250.00 | 10/20/2011 5:54:58 PM |
coachmike15 | $25.00 | 10/20/2011 6:01:18 PM |
listing-vista | $100.00 | 10/20/2011 7:15:25 PM |
mammalian4 | $25.00 | 10/20/2011 6:52:56 PM |
authoritative-capital | $25.00 | 10/20/2011 7:04:13 PM |
designer_10 | $25.00 | 10/20/2011 7:36:28 PM |
reinforced-velocity158 | $400.00 | 10/20/2011 7:36:59 PM |
penny-zeus | $68.50 | 10/20/2011 7:40:00 PM |
Thrash | $59.09 | 10/20/2011 7:34:12 PM |
a-listing-shooter | $500.00 | 10/20/2011 8:15:01 PM |
javelin0 | $158.34 | 10/20/2011 7:47:51 PM |
hanoi10 | $25.00 | 10/20/2011 7:48:19 PM |
Fiimg | $50.00 | 10/20/2011 7:31:33 PM |
Vaanolo | $25.00 | 10/20/2011 7:35:01 PM |
sankyu | $50.00 | 10/20/2011 7:49:00 PM |
SpectrumCen | $25.00 | 10/20/2011 7:50:28 PM |
peso-quest | $75.00 | 10/20/2011 7:51:54 PM |
ZLyons | $35.00 | 10/20/2011 7:58:59 PM |
a-listing-shooter | $500.00 | 10/20/2011 8:18:46 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:49 PM |
responsibility-cherry6 | $25.00 | 10/20/2011 9:37:58 PM |
perlindc | $101.00 | 10/20/2011 8:58:22 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:48 PM |
Lanewest | $25.00 | 10/21/2011 8:41:50 AM |
money-bauble | $200.00 | 10/21/2011 9:06:22 AM |
kingbutthd | $25.00 | 10/21/2011 9:18:23 AM |
power-rotation7 | $25.00 | 10/21/2011 9:21:13 AM |
wise-silver-wonder | $25.00 | 10/21/2011 10:05:30 AM |
diablorulz | $75.00 | 10/21/2011 10:14:06 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:37 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:46:00 PM |
zevonyc | $25.00 | 10/21/2011 11:34:25 AM |
alphaseek | $200.00 | 10/21/2011 12:32:17 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:33 PM |
caseattle | $25.00 | 10/21/2011 4:43:29 PM |
paladin510 | $50.00 | 10/21/2011 5:07:32 PM |
mcabery | $200.00 | 10/21/2011 4:34:37 PM |
commerce-jujitsu7 | $25.00 | 10/21/2011 8:05:28 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:12 AM |
Guiren | $100.00 | 10/22/2011 9:10:47 AM |
HeavyDriver03 | $25.00 | 10/22/2011 9:11:30 AM |
moola-gargantuan9 | $50.00 | 10/22/2011 1:03:52 PM |
cingular | $25.00 | 10/22/2011 12:58:10 PM |
LongTail | $37.00 | 10/22/2011 9:37:43 PM |
Kame | $25.00 | 10/22/2011 6:13:17 PM |
lively-exchange | $25.00 | 10/22/2011 10:13:48 PM |
value-searcher3 | $50.00 | 10/23/2011 6:12:19 AM |
abundant-power | $50.00 | 10/23/2011 6:54:51 AM |
Ricajote | $25.00 | 10/23/2011 7:37:16 AM |
AGSLending | $25.00 | 10/23/2011 8:10:19 AM |
investment-comet | $25.00 | 10/23/2011 8:13:04 AM |
fcukciti | $35.00 | 10/23/2011 8:17:11 AM |
Breakfast_Gypsy | $25.00 | 10/23/2011 8:45:58 AM |
studious-bonus7 | $100.00 | 10/23/2011 12:06:36 PM |
scott2004114 | $25.00 | 10/23/2011 10:55:37 AM |
Eagledrop | $25.00 | 10/23/2011 1:04:09 PM |
dfealk | $25.00 | 10/23/2011 12:26:20 PM |
mattpet | $25.00 | 10/23/2011 2:31:34 PM |
Munnie | $25.00 | 10/23/2011 5:34:08 PM |
giftgold | $25.00 | 10/23/2011 4:34:24 PM |
drkosh | $25.00 | 10/23/2011 6:40:33 PM |
Ivan2007 | $25.00 | 10/23/2011 7:42:22 PM |
payment-zoomer8 | $50.00 | 10/23/2011 6:42:23 PM |
kbodendorf | $25.00 | 10/23/2011 7:31:08 PM |
nick456sd | $25.00 | 10/23/2011 9:19:28 PM |
creativename | $25.00 | 10/23/2011 10:15:30 PM |
commitment-farm | $25.00 | 10/23/2011 10:41:41 PM |
dcfinancial | $25.00 | 10/24/2011 4:43:10 AM |
Hanalei712 | $50.00 | 10/23/2011 10:06:55 PM |
AgTiPinisher | $25.00 | 10/23/2011 11:43:33 PM |
FredHead3 | $27.49 | 10/24/2011 7:40:01 AM |
truth-silo | $45.52 | 10/24/2011 8:05:24 AM |
debt-fuse158 | $25.00 | 10/24/2011 9:01:14 AM |
tylerfd | $25.00 | 10/24/2011 9:07:04 AM |
helpinghand63 | $25.00 | 10/24/2011 9:10:44 AM |
trooper817 | $25.00 | 10/24/2011 10:00:30 AM |
JKEnterprises | $25.00 | 10/24/2011 10:30:04 AM |
heroic-payout9 | $42.16 | 10/24/2011 11:14:11 AM |
integrity-processor3 | $30.00 | 10/24/2011 10:41:34 AM |
Castellan | $25.00 | 10/24/2011 11:31:34 AM |
dordee | $75.00 | 10/24/2011 11:49:20 AM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:17 PM |
396 Investments
|
Borrower Payment Dependent Notes Series
530897
This series of Notes was issued and sold upon the funding of the borrower loan #54848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $61,742 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sphinx673 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ranger
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/18/2011 6:52:11 AM |
social-cocktail1 | $200.00 | 10/7/2011 5:43:48 PM |
responsibility-butterfly | $25.00 | 10/8/2011 8:32:04 AM |
diplomatic-wealth7 | $25.00 | 10/10/2011 5:13:31 PM |
Kaj | $40.00 | 10/10/2011 6:42:35 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:45:06 PM |
careful-vigilance4 | $100.00 | 10/11/2011 3:54:51 PM |
coin-sonnet | $100.00 | 10/12/2011 2:10:54 AM |
stock106 | $25.00 | 10/13/2011 3:17:51 PM |
kulender | $50.00 | 10/14/2011 4:51:45 AM |
finance-prescription | $100.00 | 10/14/2011 5:11:33 PM |
Jack55304 | $200.00 | 10/15/2011 1:03:59 AM |
best-charming-leverage | $50.00 | 10/15/2011 9:32:04 AM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:00 PM |
miked8303 | $25.00 | 10/17/2011 6:01:57 AM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:12 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:07:49 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:04 AM |
ddog0224 | $50.00 | 10/17/2011 12:27:54 PM |
treasure-bliss | $25.00 | 10/17/2011 2:31:50 PM |
yield-trader | $25.00 | 10/17/2011 4:45:48 PM |
Nojukbong | $50.00 | 10/18/2011 2:48:42 PM |
Wellman | $25.00 | 10/18/2011 6:31:31 PM |
miamibeachloaner | $25.00 | 10/19/2011 9:06:59 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:12 AM |
finance-mushroom | $35.00 | 10/19/2011 9:08:41 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:36 PM |
silver-voyager9 | $25.00 | 10/19/2011 2:48:22 PM |
stepatatime-together | $37.00 | 10/19/2011 5:13:41 PM |
wwwUniversal | $25.00 | 10/19/2011 5:14:12 PM |
Comoparklender | $25.00 | 10/19/2011 5:20:45 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:12 PM |
IIP77 | $25.00 | 10/19/2011 5:24:42 PM |
fusbarro | $300.00 | 10/19/2011 7:15:44 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:02 PM |
shrewd-peace7 | $25.00 | 10/19/2011 10:08:49 PM |
daniel5075 | $25.00 | 10/20/2011 5:12:29 AM |
palace2 | $79.91 | 10/20/2011 6:42:53 AM |
richrobe | $25.00 | 10/20/2011 6:31:52 AM |
davisfl | $50.00 | 10/20/2011 8:56:05 AM |
kind-bill-supporter | $25.00 | 10/20/2011 8:19:08 AM |
asiaratt | $50.00 | 10/20/2011 9:07:28 AM |
auction-turtle0 | $25.00 | 10/20/2011 9:39:52 AM |
magnitude787 | $50.00 | 10/20/2011 1:54:31 PM |
tsquared_030 | $25.00 | 10/20/2011 4:01:07 PM |
vibraphone3 | $25.00 | 10/20/2011 4:34:50 PM |
ursus | $50.00 | 10/20/2011 5:07:38 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:38 PM |
worldly-community3 | $25.00 | 10/20/2011 6:22:59 PM |
supersarah61 | $50.00 | 10/20/2011 6:50:15 PM |
riskadverse44 | $25.00 | 10/20/2011 8:17:02 PM |
Tapu22 | $25.00 | 10/20/2011 9:11:37 PM |
asset-professor | $25.00 | 10/20/2011 8:32:40 PM |
gizzywump | $75.00 | 10/20/2011 8:44:11 PM |
diversification-medalist | $25.00 | 10/20/2011 9:18:29 PM |
best-charming-leverage | $75.00 | 10/20/2011 10:30:20 PM |
KLCRAY | $50.00 | 10/21/2011 4:03:37 AM |
Binan | $25.00 | 10/21/2011 12:59:39 AM |
treasure-pipeline | $25.00 | 10/21/2011 5:53:19 AM |
Gibbyland | $100.00 | 10/21/2011 6:15:17 AM |
superb-bonus0 | $27.69 | 10/21/2011 6:19:24 AM |
Maggie3 | $25.00 | 10/21/2011 6:50:40 AM |
DeltaGambler | $50.00 | 10/21/2011 7:06:40 AM |
ThatDanGuy | $50.00 | 10/21/2011 6:10:55 AM |
Katburg | $25.00 | 10/21/2011 7:25:05 AM |
Leshan | $25.00 | 10/21/2011 7:26:15 AM |
rakstar | $25.00 | 10/21/2011 8:32:01 AM |
vigilance-web | $39.57 | 10/21/2011 7:38:28 AM |
organic-responsibility60 | $100.00 | 10/21/2011 8:39:28 AM |
JLMGroupFunds | $25.00 | 10/21/2011 9:15:31 AM |
open-minded-deal | $200.00 | 10/21/2011 8:51:06 AM |
shmb6508 | $50.00 | 10/21/2011 9:22:20 AM |
riveting-wealth2 | $50.00 | 10/21/2011 9:03:41 AM |
blackballplayer | $25.00 | 10/21/2011 9:57:47 AM |
cnovak | $25.00 | 10/21/2011 9:58:07 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:45 AM |
168RichCapital | $25.10 | 10/21/2011 10:37:38 AM |
Weaverville | $25.00 | 10/21/2011 10:28:17 AM |
VQ35 | $25.00 | 10/21/2011 11:32:31 AM |
fuse290 | $30.00 | 10/21/2011 12:36:36 PM |
insrq | $28.00 | 10/21/2011 11:53:02 AM |
social-zebra | $30.00 | 10/21/2011 11:19:33 AM |
marcopolo10 | $25.00 | 10/21/2011 12:02:45 PM |
ethical-truth211 | $101.00 | 10/21/2011 11:30:57 AM |
trail5 | $100.00 | 10/21/2011 1:04:24 PM |
paul_allen | $25.00 | 10/21/2011 1:10:27 PM |
studio3d | $25.00 | 10/21/2011 2:16:22 PM |
orbital-dollar2 | $25.00 | 10/21/2011 2:48:47 PM |
julijask | $25.00 | 10/21/2011 2:52:07 PM |
Coin-Toss | $28.00 | 10/21/2011 3:04:25 PM |
TigerForce | $25.00 | 10/21/2011 1:55:02 PM |
SweatyBalls | $25.00 | 10/19/2011 5:37:42 PM |
progressive-economy261 | $400.00 | 10/10/2011 9:14:57 AM |
mlj0671 | $25.00 | 10/13/2011 5:35:30 PM |
Dubbs360 | $50.00 | 10/13/2011 5:18:30 PM |
mercuriant | $25.00 | 10/14/2011 10:17:19 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:35 AM |
mennleo | $50.00 | 10/14/2011 11:22:04 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:36 PM |
red-power-pecan | $50.00 | 10/15/2011 9:18:58 AM |
ASR3 | $35.00 | 10/16/2011 10:20:08 AM |
payment-gusto | $25.00 | 10/16/2011 3:35:42 PM |
kind-credit-bear | $25.00 | 10/17/2011 9:16:29 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:24 PM |
orange-preeminant-bill | $25.00 | 10/18/2011 3:53:52 AM |
TronMedici | $100.00 | 10/18/2011 10:01:09 AM |
melodious-fairness | $25.00 | 10/18/2011 12:39:28 PM |
giftgold | $25.00 | 10/18/2011 8:06:13 PM |
bonus-tent | $25.00 | 10/19/2011 3:56:02 AM |
life-is-great | $25.00 | 10/19/2011 6:12:45 AM |
ecstatic-money064 | $25.00 | 10/19/2011 5:50:40 PM |
ivadood | $25.00 | 10/19/2011 7:05:42 PM |
palace2 | $150.00 | 10/19/2011 7:23:52 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:47:58 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:50 PM |
new-social-economist | $30.10 | 10/19/2011 10:37:54 PM |
FASTIZIO_P | $25.00 | 10/20/2011 4:05:39 AM |
income-buddy7 | $50.00 | 10/20/2011 4:28:04 AM |
kind-efficient-credit | $25.00 | 10/20/2011 7:34:07 AM |
reaction5 | $25.00 | 10/20/2011 7:50:14 AM |
handshake5 | $100.00 | 10/20/2011 9:08:58 AM |
Investoman | $46.00 | 10/20/2011 9:10:53 AM |
dedicated-transaction796 | $51.00 | 10/20/2011 9:37:21 AM |
divedude | $25.00 | 10/20/2011 9:52:29 AM |
lillian27 | $25.00 | 10/20/2011 10:15:46 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:22 AM |
ruxpin1976 | $25.00 | 10/20/2011 11:03:18 AM |
340 | $25.00 | 10/20/2011 12:15:54 PM |
contract-laser5 | $25.00 | 10/20/2011 1:57:21 PM |
iolaire | $25.00 | 10/20/2011 3:22:49 PM |
scrappy-penny6 | $50.00 | 10/20/2011 4:52:59 PM |
the-credit-maker | $25.00 | 10/20/2011 3:49:59 PM |
money-bauble | $200.00 | 10/20/2011 5:06:37 PM |
the-profit-oracle | $25.00 | 10/20/2011 3:57:23 PM |
dime-historian | $25.00 | 10/20/2011 4:59:51 PM |
SacramentoChad | $25.00 | 10/20/2011 4:52:37 PM |
payout-paddle1 | $25.00 | 10/20/2011 4:53:55 PM |
wealth-fighter3 | $25.00 | 10/20/2011 5:23:11 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:46 PM |
helping-out | $25.00 | 10/20/2011 6:02:59 PM |
a-unflappable-finance | $100.00 | 10/20/2011 5:33:12 PM |
Zuzu | $40.00 | 10/20/2011 6:29:40 PM |
handy-justice | $100.00 | 10/20/2011 7:09:47 PM |
Urban-MBA | $25.00 | 10/20/2011 6:40:14 PM |
eronyc | $25.00 | 10/20/2011 6:43:23 PM |
listing-vista | $100.00 | 10/20/2011 7:21:34 PM |
smart-leverage7 | $25.00 | 10/20/2011 7:50:29 PM |
RedantFinance | $25.00 | 10/20/2011 7:12:15 PM |
hope-base | $25.00 | 10/20/2011 8:21:27 PM |
bold-careful-finance | $25.00 | 10/20/2011 8:14:01 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:29 PM |
vigorous-velocity | $100.00 | 10/20/2011 8:58:15 PM |
fighter122 | $25.00 | 10/20/2011 11:19:54 PM |
Natronpee | $25.00 | 10/20/2011 11:37:33 PM |
Gladglide | $25.00 | 10/20/2011 10:56:09 PM |
panther757 | $25.00 | 10/20/2011 11:18:55 PM |
chekat | $25.00 | 10/21/2011 2:50:26 AM |
mighty-fairness5 | $33.49 | 10/21/2011 6:37:19 AM |
lisanate | $25.00 | 10/21/2011 7:04:35 AM |
wise-rupee-sanctuary | $25.00 | 10/21/2011 7:08:29 AM |
worth-arch | $25.00 | 10/21/2011 8:45:42 AM |
cbllender | $25.00 | 10/21/2011 7:34:59 AM |
stock106 | $25.00 | 10/21/2011 8:45:12 AM |
power-locomotive | $25.00 | 10/21/2011 8:27:31 AM |
thelovebug | $100.00 | 10/21/2011 9:15:58 AM |
smoothmoniker | $25.00 | 10/21/2011 9:41:26 AM |
ore-dojo | $30.00 | 10/21/2011 9:36:52 AM |
Learning2Lend | $25.00 | 10/21/2011 10:31:14 AM |
ideal-platinum1 | $25.00 | 10/21/2011 10:38:14 AM |
Alpha-AssistU | $25.00 | 10/21/2011 10:53:21 AM |
unique-market9 | $25.00 | 10/21/2011 11:01:31 AM |
desertoasis | $25.00 | 10/21/2011 10:28:40 AM |
felicity-injector | $25.00 | 10/21/2011 11:40:05 AM |
compatible-diversification | $25.00 | 10/21/2011 11:18:28 AM |
treasure-generator | $25.00 | 10/21/2011 11:48:44 AM |
worthy-bid4 | $103.61 | 10/21/2011 1:11:11 PM |
alphaseek | $100.00 | 10/21/2011 12:29:23 PM |
top-visionary-truth | $25.00 | 10/21/2011 12:41:08 PM |
ILoveBearHats | $25.00 | 10/21/2011 1:02:47 PM |
minddoc | $25.00 | 10/21/2011 1:22:10 PM |
JJYossarian | $50.00 | 10/21/2011 2:47:45 PM |
well-mannered-income3 | $40.00 | 10/21/2011 2:53:30 PM |
truth-edifice5 | $54.53 | 10/21/2011 2:30:19 PM |
GInBaghdad | $25.00 | 10/21/2011 2:08:26 PM |
jybank | $50.00 | 10/21/2011 2:26:37 PM |
185 Investments
|
Borrower Payment Dependent Notes Series
531155
This series of Notes was issued and sold upon the funding of the borrower loan #54956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-19-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $451.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,104 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 92 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Teetster |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Purchase Loan
Purpose of loan:
This loan will be used to partially pay for the purchase of an arcade and vending business on Maui. The business has just over 60 machines in 5 established locations.
I will be paying for the business partially with funds from this loan and partially from savings. The business currently generates between $1500-3000 per month in earnings depending on the season.
My financial situation:
I am a good candidate for this loan because I am buying a business that will more than pay for the loan amount. Also I'm employed full time with a good salary. I will not be leaving my job but will be operating the arcade business on the side.
Monthly net income: $7000 (120k salary at FT job)
Monthly expenses: $5000
Housing: $2100
Insurance: $100
Car expenses: $335
Utilities: $500
Phone, cable, internet: $250
Food, entertainment: $1000
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 10/7/2011 9:06:56 AM |
loyalty-sherpa | $25.00 | 10/8/2011 6:11:31 AM |
equitable-capital758 | $350.00 | 10/8/2011 2:01:17 PM |
bid-czar8 | $100.00 | 10/9/2011 8:44:44 AM |
organized-payment6 | $50.00 | 10/10/2011 11:48:33 AM |
zbfamwl | $25.00 | 10/10/2011 12:04:16 PM |
kenji4861 | $25.00 | 10/10/2011 12:55:42 PM |
best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:30 PM |
kinetic-openness0 | $25.00 | 10/11/2011 9:20:11 AM |
melodious-fairness | $25.00 | 10/11/2011 11:07:16 AM |
pound-mushroom3 | $25.00 | 10/11/2011 7:46:29 PM |
riskadverse44 | $50.00 | 10/12/2011 1:17:42 PM |
enthralling-deal180 | $25.00 | 10/12/2011 1:01:56 PM |
boater01 | $50.00 | 10/12/2011 1:44:03 PM |
SDNLR | $50.00 | 10/12/2011 7:00:46 PM |
rmachi | $25.00 | 10/12/2011 8:39:02 PM |
ciscoparrot | $25.00 | 10/13/2011 12:55:57 PM |
kinetic-generosity9 | $25.00 | 10/13/2011 1:52:45 PM |
colorfulgardener | $25.00 | 10/13/2011 6:33:45 PM |
Rob717171 | $25.00 | 10/13/2011 7:19:56 PM |
iwantmore | $25.00 | 10/14/2011 3:48:40 AM |
museic1 | $100.00 | 10/14/2011 3:56:51 AM |
KLCRAY | $50.00 | 10/14/2011 4:25:10 AM |
kulender | $50.00 | 10/14/2011 4:52:52 AM |
bonus-tent | $25.00 | 10/14/2011 7:58:59 AM |
galenisme | $25.00 | 10/14/2011 8:45:03 AM |
prescription0 | $25.00 | 10/14/2011 9:45:19 AM |
Ducatiman1978 | $25.00 | 10/14/2011 9:40:50 AM |
Msbutterfly | $50.00 | 10/14/2011 9:46:28 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:18:01 AM |
tylerfd | $25.00 | 10/14/2011 10:48:23 AM |
freedom-credit | $25.00 | 10/14/2011 11:32:09 AM |
EconomicRecovery1 | $50.00 | 10/14/2011 12:50:55 PM |
payout-runner | $25.00 | 10/14/2011 1:39:17 PM |
listing-vista | $25.00 | 10/14/2011 1:52:38 PM |
ahansen | $25.00 | 10/14/2011 2:47:30 PM |
hanuman77 | $25.00 | 10/14/2011 4:24:32 PM |
radforj22 | $25.00 | 10/14/2011 4:32:02 PM |
ersheido | $25.00 | 10/14/2011 8:23:23 PM |
ultimate-payment | $25.00 | 10/14/2011 8:53:40 PM |
fishtale | $25.00 | 10/15/2011 6:11:29 AM |
Red_b17 | $50.00 | 10/15/2011 6:35:50 AM |
GatorBux | $50.00 | 10/15/2011 6:36:19 AM |
well-rounded-durability2 | $25.00 | 10/15/2011 7:31:22 AM |
Aquatic | $25.00 | 10/15/2011 7:56:47 AM |
bigredbus | $25.00 | 10/15/2011 8:08:56 AM |
happy-return4 | $25.00 | 10/15/2011 9:46:06 AM |
GordoMG | $50.00 | 10/15/2011 9:38:24 AM |
falcon245sp | $50.00 | 10/15/2011 9:51:53 AM |
ukstevenhawaii | $50.00 | 10/15/2011 11:00:42 AM |
fortytwo | $100.00 | 10/15/2011 11:42:01 AM |
five-star-order1 | $50.00 | 10/15/2011 11:36:23 AM |
mizon291 | $25.00 | 10/15/2011 11:13:31 AM |
integrity-coyote | $50.00 | 10/15/2011 12:36:58 PM |
mketelecom | $25.00 | 10/15/2011 12:28:57 PM |
angelinvestor2 | $50.00 | 10/15/2011 2:10:52 PM |
LibbyZ | $49.00 | 10/15/2011 2:15:04 PM |
d627 | $25.00 | 10/15/2011 4:22:30 PM |
samaritan5 | $25.00 | 10/15/2011 5:01:25 PM |
efficient-marketplace | $25.00 | 10/15/2011 4:47:05 PM |
smilinsam | $50.00 | 10/15/2011 6:51:49 PM |
kidsskipp | $50.00 | 10/15/2011 6:58:52 PM |
E_G | $50.00 | 10/15/2011 7:38:28 PM |
slartibardfast | $25.00 | 10/16/2011 2:42:40 AM |
astute-dollar | $50.00 | 10/16/2011 7:04:55 AM |
timbob | $200.00 | 10/16/2011 8:13:45 AM |
Cubsfan07 | $25.00 | 10/16/2011 9:28:30 AM |
garenyth | $25.00 | 10/16/2011 11:00:04 AM |
Denver-Rental-Properties | $25.00 | 10/16/2011 12:19:53 PM |
JohnDog | $25.00 | 10/16/2011 3:47:46 PM |
balanced-rupee | $100.00 | 10/16/2011 4:27:43 PM |
helpful-deal1 | $25.00 | 10/16/2011 6:11:28 PM |
math1973 | $50.00 | 10/16/2011 7:13:17 PM |
mdf | $50.00 | 10/16/2011 7:25:11 PM |
boylezz | $25.00 | 10/16/2011 8:26:33 PM |
IP | $25.00 | 10/16/2011 8:44:45 PM |
indomitable-dedication | $25.00 | 10/16/2011 7:59:49 PM |
giftgold | $25.00 | 10/16/2011 9:05:59 PM |
CalBear08 | $25.00 | 10/16/2011 11:31:26 PM |
jst1 | $50.00 | 10/17/2011 4:10:57 AM |
jblack01 | $25.00 | 10/17/2011 5:50:04 AM |
Rdodson11 | $25.00 | 10/17/2011 6:26:39 AM |
cvlender | $25.00 | 10/17/2011 8:21:02 AM |
noble-liberty717 | $54.00 | 10/17/2011 9:06:09 AM |
wwwUniversal | $25.00 | 10/17/2011 9:17:28 AM |
attentive-income | $25.00 | 10/17/2011 10:19:51 AM |
SolarMoonshine | $25.00 | 10/17/2011 10:05:18 AM |
KMSB | $50.00 | 10/17/2011 10:47:55 AM |
amijo | $25.00 | 10/17/2011 11:11:39 AM |
fantastic-wampum1 | $100.00 | 10/17/2011 11:02:15 AM |
chakra | $25.00 | 10/17/2011 11:36:10 AM |
visionary-commerce | $25.00 | 10/17/2011 12:05:30 PM |
puifais | $36.00 | 10/17/2011 11:52:04 AM |
Alpha-AssistU | $25.00 | 10/17/2011 12:10:32 PM |
wonderful-currency | $25.00 | 10/17/2011 1:39:10 PM |
special-peso | $50.00 | 10/17/2011 2:10:03 PM |
leodaguy | $50.00 | 10/17/2011 2:21:53 PM |
Urban-MBA | $25.00 | 10/17/2011 1:55:35 PM |
lendme2 | $50.00 | 10/17/2011 3:08:10 PM |
orange-courageous-dedication | $25.00 | 10/17/2011 4:02:25 PM |
yield-trader | $25.00 | 10/17/2011 4:45:46 PM |
a-responsible-return | $100.00 | 10/17/2011 5:45:38 PM |
cash-reaction2 | $25.00 | 10/17/2011 6:10:10 PM |
fervent-revenue7 | $50.00 | 10/17/2011 6:16:11 PM |
dospapalotes | $25.00 | 10/17/2011 6:31:21 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:53 PM |
socrates520 | $25.00 | 10/17/2011 10:48:59 PM |
gustavholstopus32 | $25.00 | 10/18/2011 4:56:56 AM |
investment-tempo | $25.00 | 10/18/2011 5:27:43 AM |
helpu88 | $25.00 | 10/18/2011 6:21:53 AM |
wayman | $50.00 | 10/18/2011 7:15:17 AM |
Princehaha | $25.00 | 10/18/2011 8:40:25 AM |
personal-lender | $25.00 | 10/18/2011 9:08:43 AM |
REITRUST | $25.00 | 10/18/2011 9:12:37 AM |
independent-diversification7 | $50.00 | 10/18/2011 10:08:35 AM |
magnificent-gain3 | $25.00 | 10/18/2011 10:26:31 AM |
first-repayment-magician | $25.00 | 10/18/2011 12:48:46 PM |
circustab | $100.00 | 10/18/2011 2:11:33 PM |
luckyldy | $50.00 | 10/18/2011 2:05:43 PM |
ProudDad | $50.00 | 10/18/2011 3:26:53 PM |
julijask | $25.00 | 10/18/2011 4:22:30 PM |
nickel-ferret | $50.00 | 10/18/2011 5:08:43 PM |
studious-bonus7 | $100.00 | 10/18/2011 5:06:48 PM |
maildude | $25.00 | 10/18/2011 5:07:34 PM |
ecstatic-money064 | $25.00 | 10/18/2011 5:26:17 PM |
MikeB918 | $25.00 | 10/18/2011 9:36:36 PM |
VikingInvestments | $25.00 | 10/18/2011 9:22:38 PM |
keeks | $25.00 | 10/18/2011 9:52:43 PM |
SanJoser | $25.00 | 10/18/2011 10:19:02 PM |
wildguy | $25.00 | 10/19/2011 2:33:24 AM |
appetizing-silver7 | $82.31 | 10/19/2011 3:50:30 AM |
MrUSC | $25.00 | 10/19/2011 5:24:53 AM |
happyaric | $50.00 | 10/19/2011 5:55:46 AM |
MARSTUN | $100.00 | 10/19/2011 5:33:21 AM |
nalaari | $48.99 | 10/19/2011 5:56:37 AM |
lala_4_ever | $25.00 | 10/19/2011 7:12:23 AM |
anyoi | $25.00 | 10/19/2011 7:15:45 AM |
LendGuy | $25.00 | 10/19/2011 6:29:30 AM |
skockie | $49.99 | 10/19/2011 7:38:47 AM |
Higheagle | $25.00 | 10/19/2011 7:00:59 AM |
cberthiaume | $25.00 | 10/19/2011 7:01:35 AM |
golffish2 | $25.00 | 10/7/2011 9:08:34 AM |
credit-socrates648 | $100.00 | 10/7/2011 2:36:58 PM |
responsibility-butterfly | $25.00 | 10/8/2011 8:32:01 AM |
Preteur | $25.00 | 10/8/2011 3:02:58 PM |
reflective-cash0 | $100.00 | 10/10/2011 12:55:23 PM |
a-unflappable-finance | $100.00 | 10/10/2011 1:26:47 PM |
Rivervale_Westwood | $25.00 | 10/10/2011 2:48:29 PM |
Brisket_Bob | $25.00 | 10/10/2011 5:38:14 PM |
a-finance-nirvana | $25.00 | 10/11/2011 8:19:21 AM |
life-is-great | $25.00 | 10/11/2011 12:38:05 PM |
fmanjoo | $25.00 | 10/11/2011 12:39:10 PM |
oplender | $25.00 | 10/11/2011 3:59:42 PM |
rcm87 | $50.00 | 10/11/2011 10:07:11 PM |
mrbanker | $50.00 | 10/12/2011 6:20:34 AM |
boogienation | $50.00 | 10/12/2011 12:20:55 PM |
platinum-quest8 | $50.00 | 10/13/2011 11:03:45 AM |
GrayStudio | $25.00 | 10/13/2011 11:46:55 AM |
Supernick | $100.00 | 10/14/2011 2:03:43 AM |
rzlender | $25.00 | 10/14/2011 5:53:53 AM |
ferris2484 | $25.00 | 10/14/2011 7:38:43 AM |
samo102us | $25.00 | 10/14/2011 8:39:37 AM |
worthy-bid8 | $50.00 | 10/14/2011 9:07:16 AM |
ursus | $50.00 | 10/14/2011 9:08:12 AM |
thorough-exchange4 | $50.00 | 10/14/2011 9:54:35 AM |
CBO-Enterprise | $50.00 | 10/14/2011 12:42:50 PM |
ulisingh | $50.00 | 10/14/2011 1:34:45 PM |
income-buddy7 | $25.00 | 10/14/2011 1:50:41 PM |
linklady | $25.00 | 10/14/2011 2:05:39 PM |
lostontheedge | $50.00 | 10/14/2011 3:35:04 PM |
Mark0135 | $50.00 | 10/14/2011 6:41:25 PM |
abnvette | $25.00 | 10/14/2011 8:29:48 PM |
GCInvestments | $26.00 | 10/14/2011 9:22:21 PM |
TrueFortune | $50.00 | 10/14/2011 10:16:33 PM |
emosspot | $25.00 | 10/15/2011 5:36:29 AM |
felicity-dynamo | $25.00 | 10/15/2011 6:05:45 AM |
downtownfarm | $25.00 | 10/15/2011 6:08:49 AM |
IIP77 | $25.00 | 10/15/2011 6:19:21 AM |
hrubinst | $50.00 | 10/15/2011 7:16:25 AM |
tranquil-capital9 | $25.00 | 10/15/2011 7:33:35 AM |
benjamins-utopia | $50.00 | 10/15/2011 7:42:05 AM |
greenfuture | $25.00 | 10/15/2011 8:54:21 AM |
credit-kahuna | $50.00 | 10/15/2011 9:17:15 AM |
LR_Biker | $50.00 | 10/15/2011 8:30:40 AM |
hard-working-loot | $50.00 | 10/15/2011 10:01:49 AM |
_G_ | $25.00 | 10/15/2011 9:34:03 AM |
generous-commerce9 | $25.00 | 10/15/2011 10:28:08 AM |
bvzm | $50.00 | 10/15/2011 10:36:04 AM |
triumphant-point5 | $50.00 | 10/15/2011 10:09:30 AM |
SeaDevil | $31.00 | 10/15/2011 10:19:04 AM |
BaltimoreLender | $25.00 | 10/15/2011 11:14:41 AM |
fund-tom-tom6 | $25.00 | 10/15/2011 11:53:25 AM |
otter | $25.00 | 10/15/2011 12:39:23 PM |
building-america | $25.00 | 10/15/2011 1:52:58 PM |
orange-camaraderi-galaxy | $33.00 | 10/15/2011 4:02:05 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:44 PM |
special-currency6 | $50.00 | 10/15/2011 4:26:13 PM |
compassion-bauble4 | $25.00 | 10/15/2011 4:45:45 PM |
BBL | $50.00 | 10/15/2011 6:47:26 PM |
market-jam | $50.00 | 10/15/2011 7:37:20 PM |
biobulator | $25.00 | 10/15/2011 10:17:08 PM |
tenny321 | $25.00 | 10/16/2011 5:39:05 AM |
skuba | $75.00 | 10/16/2011 5:57:04 AM |
ianakacg | $25.00 | 10/16/2011 6:02:24 AM |
MoneyMA | $25.00 | 10/16/2011 6:17:00 AM |
Relevance | $25.00 | 10/16/2011 6:43:47 AM |
oldmora | $25.00 | 10/16/2011 7:59:37 AM |
soccermom33 | $25.00 | 10/16/2011 8:37:15 AM |
ramsba | $50.00 | 10/16/2011 9:59:36 AM |
bonanza1973 | $25.00 | 10/16/2011 9:41:17 AM |
jsak74 | $25.00 | 10/16/2011 12:04:32 PM |
jamiee73 | $25.00 | 10/16/2011 1:11:46 PM |
macjp123 | $50.00 | 10/16/2011 1:36:08 PM |
spark548 | $25.00 | 10/16/2011 4:11:54 PM |
hard-working-rate3 | $100.00 | 10/16/2011 5:06:35 PM |
revmax | $25.00 | 10/16/2011 7:14:16 PM |
resolute-basis9 | $50.00 | 10/16/2011 7:33:33 PM |
american6 | $100.00 | 10/17/2011 1:17:33 AM |
rupee-sequoia | $25.00 | 10/17/2011 6:22:04 AM |
wise-rupee-sanctuary | $50.00 | 10/17/2011 8:16:40 AM |
CSUgrad08 | $25.00 | 10/17/2011 8:25:06 AM |
helpinghand63 | $25.00 | 10/17/2011 9:11:19 AM |
codavee | $100.00 | 10/17/2011 10:00:55 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:02 AM |
James_and_Tracy | $25.00 | 10/17/2011 10:08:59 AM |
SimpleChoice | $25.00 | 10/17/2011 10:16:46 AM |
happy-asset | $25.00 | 10/17/2011 10:39:29 AM |
sensible-interest2 | $500.00 | 10/17/2011 10:39:04 AM |
DadWarbucks | $25.00 | 10/17/2011 11:00:49 AM |
ItsJustMe79 | $25.00 | 10/17/2011 10:49:57 AM |
selvamfinance | $25.00 | 10/17/2011 11:01:31 AM |
Railbird | $50.00 | 10/17/2011 12:00:38 PM |
ObliviousScout | $25.00 | 10/17/2011 1:38:59 PM |
the-profit-oracle | $25.00 | 10/17/2011 2:59:33 PM |
astute-benjamins | $25.00 | 10/17/2011 3:00:19 PM |
gain-expert | $39.00 | 10/17/2011 3:24:22 PM |
donmacprosper | $25.00 | 10/17/2011 4:03:57 PM |
top-basis-majesty | $50.00 | 10/17/2011 4:02:22 PM |
asmithj | $25.00 | 10/17/2011 4:01:35 PM |
genius520 | $50.00 | 10/17/2011 5:08:53 PM |
preeminant-generosity2 | $50.00 | 10/17/2011 5:23:37 PM |
dfealk | $25.00 | 10/17/2011 5:25:19 PM |
zensunni | $25.00 | 10/17/2011 6:09:07 PM |
unrivaled-silver | $25.00 | 10/17/2011 6:18:10 PM |
syounker | $25.00 | 10/17/2011 6:14:18 PM |
Alittleluck | $50.00 | 10/17/2011 6:33:29 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:30 PM |
McChan | $100.00 | 10/17/2011 8:23:44 PM |
yield-lion | $25.00 | 10/17/2011 8:57:47 PM |
wtrboy | $25.00 | 10/17/2011 11:05:13 PM |
treasure-generator | $25.00 | 10/17/2011 11:56:45 PM |
artisticlending | $25.00 | 10/18/2011 4:08:12 AM |
nalaari | $25.00 | 10/18/2011 5:47:47 AM |
Cre8iveCash | $25.00 | 10/18/2011 5:57:22 AM |
allotment464 | $50.00 | 10/18/2011 6:18:59 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:54 AM |
thundermustard | $25.00 | 10/18/2011 7:14:47 AM |
Christophe | $25.00 | 10/18/2011 7:45:11 AM |
uncleharold | $25.00 | 10/18/2011 7:27:36 AM |
green28 | $300.00 | 10/18/2011 9:32:44 AM |
Sierrahh | $25.00 | 10/18/2011 10:11:00 AM |
dunedin | $25.00 | 10/18/2011 10:29:21 AM |
Barry222 | $25.00 | 10/18/2011 10:51:51 AM |
exchange-triangulation | $50.00 | 10/18/2011 11:52:50 AM |
orange-dollar-guild | $25.00 | 10/18/2011 12:43:22 PM |
Pennywize | $25.00 | 10/18/2011 12:17:12 PM |
williemc44 | $25.00 | 10/18/2011 12:17:56 PM |
pensacolaborn | $50.00 | 10/18/2011 12:41:14 PM |
TCR3 | $25.00 | 10/18/2011 2:14:53 PM |
wise-silver-wonder | $25.00 | 10/18/2011 2:59:16 PM |
revenue-serenity | $50.00 | 10/18/2011 2:54:17 PM |
loot-heart | $25.00 | 10/18/2011 4:38:17 PM |
mammalian4 | $25.00 | 10/18/2011 4:19:55 PM |
exchange-jedi | $25.00 | 10/18/2011 4:52:11 PM |
MadHun | $200.00 | 10/18/2011 5:08:16 PM |
herman7 | $25.00 | 10/18/2011 5:35:33 PM |
bughead | $25.00 | 10/18/2011 7:03:02 PM |
gold-circuitry | $270.00 | 10/18/2011 8:51:43 PM |
abundant-power | $50.00 | 10/18/2011 9:58:03 PM |
value-guru3 | $25.00 | 10/18/2011 9:37:08 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:06 PM |
superpuppy | $46.00 | 10/19/2011 2:21:36 AM |
Kame | $25.00 | 10/19/2011 4:39:45 AM |
UncleSteve3000 | $25.00 | 10/19/2011 5:22:24 AM |
yield-explosion1 | $25.00 | 10/19/2011 5:36:03 AM |
max007 | $25.00 | 10/19/2011 6:11:40 AM |
capital-web7 | $50.00 | 10/19/2011 6:01:10 AM |
Ivan2007 | $25.00 | 10/19/2011 6:20:40 AM |
Richmp412 | $25.00 | 10/19/2011 6:38:18 AM |
a-money-leader | $25.00 | 10/19/2011 7:13:09 AM |
note-clarinet | $34.71 | 10/19/2011 7:52:57 AM |
291 Investments
|
Borrower Payment Dependent Notes Series
531181
This series of Notes was issued and sold upon the funding of the borrower loan #55061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $341.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 35% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 18
/
18 | Length of status: | 0y 10m |
Amount delinquent:
| $203 |
Total credit lines:
| 79 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68,098 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sensible-dedication |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 17 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Interest to a person not a bank
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:15 PM |
green-trade-dolphin | $40.50 | 10/18/2011 5:01:05 PM |
AndChicksforFree | $27.00 | 10/18/2011 5:05:01 PM |
rolltide09 | $25.00 | 10/18/2011 5:02:10 PM |
whitegold24k | $100.00 | 10/18/2011 5:18:10 PM |
Jack55304 | $200.00 | 10/18/2011 5:25:09 PM |
enticing-capital6 | $50.00 | 10/18/2011 5:25:25 PM |
dime-sapling | $25.00 | 10/18/2011 6:35:55 PM |
kulender | $50.00 | 10/19/2011 5:41:44 AM |
money-baron-roth-IRA | $50.00 | 10/19/2011 7:05:08 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:03 PM |
jpaulnyc | $25.00 | 10/21/2011 5:25:42 AM |
cnovak | $25.00 | 10/21/2011 9:53:24 AM |
intelligent-benefit657 | $50.00 | 10/21/2011 2:24:02 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:24 PM |
silver-buckeye | $25.00 | 10/22/2011 8:56:44 AM |
Whatssofunnybout | $34.95 | 10/22/2011 4:24:29 PM |
the-discrete-income | $25.00 | 10/24/2011 9:01:48 AM |
diplomatic-wealth7 | $25.00 | 10/24/2011 9:13:06 AM |
kind-bill-supporter | $25.00 | 10/24/2011 2:34:14 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:06:51 AM |
Easystreet | $25.00 | 10/25/2011 7:08:42 PM |
leball | $25.00 | 10/25/2011 7:32:55 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:27 PM |
fabulous-community4 | $25.00 | 10/18/2011 5:24:41 PM |
wise-deal-panda | $200.00 | 10/18/2011 5:20:18 PM |
chameleon125 | $25.00 | 10/18/2011 5:47:25 PM |
thankful-nickel2 | $25.00 | 10/18/2011 5:54:08 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:01 PM |
amlu1988 | $25.00 | 10/18/2011 8:58:44 PM |
sfmf | $40.00 | 10/19/2011 8:10:13 AM |
trumpeter5 | $30.00 | 10/19/2011 8:40:34 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:33 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:36 PM |
mrxtravis | $50.00 | 10/19/2011 10:26:13 PM |
Feyenoord | $30.00 | 10/19/2011 9:18:37 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:49 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:00 PM |
investmentgroup | $50.00 | 10/21/2011 3:46:15 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:37 AM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:44 PM |
ommcd | $25.00 | 10/21/2011 2:33:51 PM |
papaloha | $25.00 | 10/21/2011 1:56:16 PM |
twjh | $25.00 | 10/21/2011 5:45:11 PM |
momoney2lend | $25.00 | 10/21/2011 9:54:50 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:17 PM |
mlj0671 | $25.00 | 10/25/2011 12:02:18 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:10 PM |
us957165 | $25.00 | 10/25/2011 6:36:55 PM |
intelligent-repayment8 | $1,997.55 | 10/25/2011 8:42:30 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
531385
This series of Notes was issued and sold upon the funding of the borrower loan #54946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-20-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $341.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 9% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 3m |
Amount delinquent:
| $1,433 |
Total credit lines:
| 17 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $554 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-principal-panda |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan and Debt Consolidatio
Purpose of loan:
This loan will be used to...
Pay debt from moving, living, and personal expenses to send my daughter to college and tax debt left from my divorce.
My financial situation:
I am a good candidate for this loan because...my credit score is good and I have a very good income and benefits along with a legal settlement that pays my house payment and other debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $25.01 | 10/7/2011 5:31:13 PM |
vutah | $25.00 | 10/7/2011 8:41:17 PM |
wise-honorable-rate | $25.00 | 10/8/2011 4:12:27 AM |
indomitable-coin | $25.00 | 10/8/2011 4:51:21 AM |
responsibility-butterfly | $25.00 | 10/8/2011 8:32:10 AM |
jescowa | $50.00 | 10/9/2011 12:23:56 PM |
kenji4861 | $25.00 | 10/10/2011 12:43:51 PM |
benefit-banshee | $50.00 | 10/10/2011 10:26:37 PM |
a-finance-nirvana | $25.00 | 10/11/2011 8:19:22 AM |
rmachi | $25.00 | 10/12/2011 8:34:57 PM |
Weaverville | $100.00 | 10/12/2011 9:17:40 PM |
forthright-dedication | $75.00 | 10/13/2011 2:32:24 PM |
riskadverse44 | $50.00 | 10/13/2011 6:55:30 PM |
platinum-sorcerer6 | $25.00 | 10/13/2011 8:04:03 PM |
Supernick | $100.00 | 10/14/2011 2:03:45 AM |
museic1 | $100.00 | 10/14/2011 4:14:11 AM |
mg6619 | $25.00 | 10/14/2011 5:49:32 AM |
Tradesmanlender | $25.00 | 10/14/2011 8:22:22 AM |
unclejaef | $25.00 | 10/14/2011 10:48:03 AM |
GCInvestments | $26.00 | 10/14/2011 9:22:22 PM |
riproaringrapids | $25.00 | 10/14/2011 11:30:40 PM |
wampum-chorus3 | $25.00 | 10/15/2011 5:39:14 AM |
innocent-deal | $25.00 | 10/15/2011 6:11:06 AM |
TSC | $47.00 | 10/15/2011 6:09:07 AM |
organized-integrity8 | $100.00 | 10/15/2011 6:50:15 AM |
LR_Biker | $50.00 | 10/15/2011 8:30:41 AM |
impeccable-penny | $50.00 | 10/15/2011 10:48:46 AM |
principal-bull | $25.00 | 10/15/2011 1:31:02 PM |
kinetic-openness0 | $44.00 | 10/15/2011 2:45:21 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:45 PM |
vivacious-truth3 | $25.00 | 10/15/2011 10:42:50 PM |
skuba | $75.00 | 10/16/2011 5:57:04 AM |
ianakacg | $25.00 | 10/16/2011 6:02:25 AM |
F16Pilot | $25.00 | 10/16/2011 6:26:27 AM |
Castellan | $50.00 | 10/16/2011 12:51:11 PM |
mr55262 | $25.00 | 10/16/2011 12:41:37 PM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:28 PM |
aldenrains | $35.00 | 10/16/2011 7:21:19 PM |
boylezz | $25.00 | 10/16/2011 8:29:29 PM |
american6 | $100.00 | 10/17/2011 1:17:35 AM |
compassion-burrito | $25.00 | 10/17/2011 6:28:33 AM |
sensible-interest2 | $500.00 | 10/17/2011 10:24:40 AM |
happy-asset | $25.00 | 10/17/2011 10:39:30 AM |
puifais | $36.00 | 10/17/2011 11:52:04 AM |
dionysus03 | $50.00 | 10/17/2011 1:34:57 PM |
misit | $25.00 | 10/17/2011 3:29:08 PM |
Marathoner | $25.00 | 10/17/2011 6:48:24 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:53 PM |
bid-czar8 | $100.00 | 10/18/2011 3:08:09 AM |
marshallmanhattan | $25.04 | 10/18/2011 6:11:48 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:55 AM |
marwadi-62 | $50.00 | 10/18/2011 7:06:55 AM |
ChicoBob | $25.00 | 10/18/2011 9:24:45 AM |
value-pouch | $25.00 | 10/18/2011 10:12:10 AM |
tbrnet | $50.00 | 10/18/2011 10:10:51 AM |
independent-diversification7 | $50.00 | 10/18/2011 10:08:35 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:27:31 AM |
Barry222 | $25.00 | 10/18/2011 10:51:52 AM |
enterprising-cash0 | $25.00 | 10/18/2011 11:26:25 AM |
williemc44 | $25.00 | 10/18/2011 12:17:57 PM |
revenue-serenity | $50.00 | 10/18/2011 2:54:18 PM |
bold-enriching-capital | $25.00 | 10/18/2011 3:45:24 PM |
genius520 | $50.00 | 10/18/2011 5:07:29 PM |
77dowplace | $31.96 | 10/18/2011 6:16:09 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:06 PM |
capital-web7 | $50.00 | 10/19/2011 6:01:11 AM |
happyaric | $50.00 | 10/19/2011 5:55:46 AM |
nosualcneas | $25.00 | 10/19/2011 6:28:49 AM |
leverage-monger | $25.00 | 10/19/2011 7:13:57 AM |
invest-in-ed | $150.00 | 10/19/2011 7:10:00 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:17 AM |
floridaparadise | $25.00 | 10/19/2011 7:58:42 AM |
valiant-liberty4 | $25.00 | 10/19/2011 9:21:55 AM |
BAJMP | $25.00 | 10/19/2011 10:00:04 AM |
sosleep | $25.00 | 10/19/2011 10:44:11 AM |
lounges | $25.00 | 10/19/2011 11:53:53 AM |
transparency-atmosphere6 | $100.00 | 10/19/2011 12:04:37 PM |
Macinvest | $25.00 | 10/19/2011 1:05:04 PM |
goodhearted-basis4 | $25.00 | 10/19/2011 1:33:01 PM |
lth35 | $50.00 | 10/19/2011 3:15:56 PM |
finman17 | $25.00 | 10/19/2011 3:43:26 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:12 PM |
a-restless-dollar | $25.00 | 10/19/2011 4:26:08 PM |
studious-bonus7 | $100.00 | 10/19/2011 5:06:54 PM |
helpinghand63 | $25.00 | 10/19/2011 5:10:54 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:29 PM |
Princehaha | $25.00 | 10/19/2011 5:38:44 PM |
rmpedi33 | $50.00 | 10/19/2011 7:13:54 PM |
britgsb | $25.00 | 10/19/2011 8:09:30 PM |
hrubinst | $25.00 | 10/19/2011 7:19:57 PM |
baseballfan111 | $25.00 | 10/19/2011 11:40:21 PM |
billk333 | $25.00 | 10/19/2011 10:31:19 PM |
4est | $25.00 | 10/20/2011 4:31:58 AM |
reaction5 | $25.00 | 10/20/2011 7:50:15 AM |
nykidd | $100.00 | 10/20/2011 7:39:33 AM |
friendinmoney | $25.00 | 10/20/2011 8:21:03 AM |
kyomoon | $50.00 | 10/20/2011 8:05:23 AM |
napoleon1168 | $25.00 | 10/20/2011 9:56:15 AM |
drluong | $25.00 | 10/20/2011 9:34:58 AM |
ghinga | $26.00 | 10/20/2011 10:09:26 AM |
Rider | $200.00 | 10/20/2011 10:20:28 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:13 AM |
divedude | $25.00 | 10/20/2011 9:52:30 AM |
credit-rocket4 | $25.00 | 10/20/2011 11:23:04 AM |
revenue-spark3 | $89.50 | 10/20/2011 12:10:25 PM |
durable-investment8 | $30.00 | 10/20/2011 11:45:03 AM |
loyalty-sherpa | $25.00 | 10/8/2011 6:11:34 AM |
invest-in-ed | $250.00 | 10/8/2011 11:06:55 AM |
Preteur | $25.00 | 10/8/2011 3:02:21 PM |
GreenSun | $25.00 | 10/8/2011 4:11:29 PM |
outtahoth2o | $100.00 | 10/9/2011 12:46:13 PM |
organized-payment6 | $50.00 | 10/10/2011 11:48:36 AM |
a-unflappable-finance | $100.00 | 10/10/2011 1:26:49 PM |
rcj1411 | $50.00 | 10/10/2011 8:25:45 PM |
velocity-solo | $25.00 | 10/11/2011 7:42:36 AM |
RusRobo | $25.00 | 10/12/2011 5:59:12 AM |
scholarly-benefit5 | $50.00 | 10/12/2011 6:19:12 AM |
lucrative-coin | $50.00 | 10/12/2011 9:32:54 AM |
MonopolyDred | $25.00 | 10/12/2011 10:26:07 AM |
life-is-great | $25.00 | 10/12/2011 1:28:19 PM |
Natronpee | $25.00 | 10/12/2011 5:55:35 PM |
radforj22 | $25.00 | 10/12/2011 10:20:17 PM |
GrayStudio | $25.00 | 10/13/2011 11:46:57 AM |
KLCRAY | $50.00 | 10/14/2011 4:25:12 AM |
kulender | $50.00 | 10/14/2011 4:52:53 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 5:38:35 AM |
spiritual-compassion3-16 | $25.00 | 10/14/2011 6:13:10 AM |
fervent-currency5 | $50.00 | 10/14/2011 6:46:54 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:02 AM |
fcrick | $25.00 | 10/14/2011 8:42:34 AM |
integrity-starter | $25.00 | 10/14/2011 8:49:58 AM |
soheagle | $25.00 | 10/14/2011 10:15:48 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:37 AM |
bdloans | $50.00 | 10/14/2011 1:34:53 PM |
worthy-bid8 | $50.00 | 10/14/2011 5:07:48 PM |
Mark0135 | $50.00 | 10/14/2011 6:41:26 PM |
IIP77 | $25.00 | 10/15/2011 6:19:22 AM |
Shoveldummy | $50.00 | 10/15/2011 7:37:59 AM |
benjamins-utopia | $50.00 | 10/15/2011 7:42:06 AM |
falcon245sp | $50.00 | 10/15/2011 9:51:54 AM |
Howaboutsomemoney | $25.00 | 10/15/2011 10:28:44 AM |
fortytwo | $100.00 | 10/15/2011 11:42:05 AM |
syrepsorp | $50.00 | 10/15/2011 6:57:03 PM |
Cheburashka | $30.00 | 10/15/2011 6:37:25 PM |
0403 | $25.00 | 10/15/2011 7:17:28 PM |
causr08 | $25.00 | 10/16/2011 3:08:02 AM |
tenny321 | $25.00 | 10/16/2011 5:39:06 AM |
balance-voyager | $50.00 | 10/16/2011 11:50:15 AM |
macjp123 | $50.00 | 10/16/2011 1:36:08 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:02 PM |
Ocean713 | $75.00 | 10/17/2011 11:55:54 AM |
lawboy74 | $25.00 | 10/17/2011 12:53:29 PM |
PtonLender | $25.00 | 10/17/2011 1:20:47 PM |
astute-benjamins | $50.00 | 10/17/2011 3:00:59 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:20 PM |
elasermd | $75.00 | 10/17/2011 4:31:36 PM |
a-responsible-return | $100.00 | 10/17/2011 5:45:39 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:30 PM |
socrates520 | $25.00 | 10/17/2011 10:49:00 PM |
flatline | $77.47 | 10/17/2011 10:15:48 PM |
stoopidnoodle | $25.00 | 10/18/2011 2:41:34 AM |
DadWarbucks | $25.00 | 10/18/2011 3:53:58 AM |
wam37 | $25.00 | 10/18/2011 4:27:11 AM |
thundermustard | $25.00 | 10/18/2011 7:14:48 AM |
houli123 | $50.00 | 10/18/2011 10:19:23 AM |
otalon | $25.00 | 10/18/2011 10:51:47 AM |
footz79 | $50.00 | 10/18/2011 11:32:55 AM |
VTGunz | $25.00 | 10/18/2011 12:01:46 PM |
bigbucksfunding | $50.00 | 10/18/2011 3:35:47 PM |
julijask | $50.00 | 10/18/2011 4:22:49 PM |
green-moola-sniffer | $25.00 | 10/18/2011 5:19:06 PM |
power-defender7 | $35.00 | 10/18/2011 5:41:20 PM |
ItNoKnot | $25.00 | 10/18/2011 6:03:09 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:36 PM |
SanJoser | $25.00 | 10/18/2011 10:19:03 PM |
Kame | $25.00 | 10/19/2011 4:39:46 AM |
miket71 | $26.00 | 10/19/2011 3:42:56 AM |
best-vivacious-funds | $25.00 | 10/19/2011 6:18:49 AM |
Ivan2007 | $25.00 | 10/19/2011 6:20:40 AM |
ericgassercom | $25.00 | 10/19/2011 7:27:36 AM |
Syzygy | $25.00 | 10/19/2011 10:46:16 AM |
conqueror359 | $50.00 | 10/19/2011 11:04:12 AM |
tender-commerce8 | $100.00 | 10/19/2011 11:31:40 AM |
LenderOnWheels | $25.00 | 10/19/2011 12:53:55 PM |
dinero-speaker | $25.00 | 10/19/2011 1:41:56 PM |
authentic-liberty7 | $25.00 | 10/19/2011 1:42:27 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:27 PM |
windfall46 | $25.00 | 10/19/2011 2:30:48 PM |
p2p-mogul | $100.00 | 10/19/2011 3:03:59 PM |
mtquan | $25.00 | 10/19/2011 2:29:43 PM |
the-profit-oracle | $25.00 | 10/19/2011 4:15:11 PM |
JazzFranchise | $25.00 | 10/19/2011 4:33:58 PM |
gracej | $25.00 | 10/19/2011 4:51:44 PM |
successful-agreement7 | $100.00 | 10/19/2011 5:09:45 PM |
Techne_Funds_LLC | $25.00 | 10/19/2011 4:38:50 PM |
money-floret | $25.00 | 10/19/2011 7:04:06 PM |
minista | $51.00 | 10/19/2011 5:48:32 PM |
larslfe | $50.00 | 10/19/2011 8:19:38 PM |
orange-dollar-guild | $25.00 | 10/19/2011 8:39:29 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:51 PM |
Rick21 | $25.00 | 10/19/2011 9:39:27 PM |
HeadHunter | $50.00 | 10/20/2011 1:49:43 AM |
BOZO88 | $25.00 | 10/20/2011 5:40:39 AM |
michaelwong | $50.00 | 10/20/2011 6:22:23 AM |
pete_rows | $25.00 | 10/20/2011 5:45:42 AM |
ansset | $50.00 | 10/20/2011 6:47:26 AM |
Richmp412 | $25.00 | 10/20/2011 6:49:53 AM |
zbanker | $40.00 | 10/20/2011 9:13:47 AM |
janicewill | $25.00 | 10/20/2011 8:56:09 AM |
personal-lender | $25.00 | 10/20/2011 9:09:51 AM |
leverage-monger | $50.00 | 10/20/2011 9:44:03 AM |
samo102us | $25.00 | 10/20/2011 9:14:15 AM |
crawfingers | $25.00 | 10/20/2011 9:24:00 AM |
scojo | $25.02 | 10/20/2011 10:23:58 AM |
wealth-competitor | $25.00 | 10/20/2011 10:46:11 AM |
215 Investments
|
Borrower Payment Dependent Notes Series
531505
This series of Notes was issued and sold upon the funding of the borrower loan #55078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $295.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,056 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| stable-deal461 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
wedding expenses loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:22 PM |
rolltide09 | $25.00 | 10/19/2011 9:02:28 AM |
scholarly-benefit5 | $50.00 | 10/19/2011 9:19:39 AM |
sjlender | $100.00 | 10/19/2011 9:20:46 AM |
fcrick | $25.00 | 10/19/2011 9:25:34 AM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:10 PM |
rajs | $500.00 | 10/19/2011 4:09:21 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:24 PM |
chris-heretoinvest | $25.00 | 10/19/2011 7:02:11 PM |
GElender | $50.00 | 10/20/2011 6:01:14 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:53 AM |
organized-payment6 | $50.00 | 10/21/2011 5:33:21 AM |
Lo0se_mo0se | $27.95 | 10/21/2011 8:04:10 AM |
first-serene-credit | $25.00 | 10/21/2011 8:25:44 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:24:08 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:47 PM |
caring-hope2 | $100.00 | 10/22/2011 7:53:55 AM |
happy-yield | $25.00 | 10/23/2011 6:08:13 AM |
vutah | $25.00 | 10/23/2011 9:19:04 AM |
commerce-yeller | $25.00 | 10/23/2011 8:08:20 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:26 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:51 PM |
transparency-river1 | $389.00 | 10/24/2011 9:21:18 AM |
108lender | $184.00 | 10/24/2011 10:38:15 AM |
Ocean713 | $75.00 | 10/24/2011 12:01:42 PM |
Preteur | $25.00 | 10/25/2011 5:22:20 AM |
leeball | $100.00 | 10/25/2011 10:23:19 AM |
delivery | $25.00 | 10/25/2011 11:33:29 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:36 PM |
maldok1 | $25.00 | 10/25/2011 5:06:14 PM |
life-is-great | $25.00 | 10/25/2011 5:38:14 PM |
Sneezie | $100.00 | 10/25/2011 6:06:46 PM |
market-pudding | $25.00 | 10/26/2011 2:14:51 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:23 AM |
larrybird | $566.30 | 10/26/2011 1:01:50 PM |
green-trade-dolphin2 | $32.75 | 10/19/2011 9:01:03 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:39 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:44:56 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:47 PM |
kenji4861 | $50.00 | 10/19/2011 1:18:37 PM |
MarvintheMartian | $25.00 | 10/20/2011 5:43:02 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:20 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:44 AM |
worthy-bid8 | $50.00 | 10/23/2011 12:05:54 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:58 PM |
investment-comet | $25.00 | 10/24/2011 8:49:01 PM |
djh47a | $25.00 | 10/25/2011 7:37:35 AM |
AF-Chief | $25.00 | 10/25/2011 3:19:02 PM |
indomitable-coin | $25.00 | 10/26/2011 12:08:10 AM |
MM1207 | $25.00 | 10/26/2011 7:44:07 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:06:10 AM |
octoberfresh | $25.00 | 10/26/2011 10:07:18 AM |
blooming-market | $25.00 | 10/26/2011 12:39:17 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
531523
This series of Notes was issued and sold upon the funding of the borrower loan #55032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,979 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| suave-basis7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
87654
Purpose of loan:
This loan will be used to...general financial improvement
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2193
Monthly expenses: $2040
Housing: $780
Insurance: $200
Car expenses: $ 240
Utilities: $80
Phone, cable, internet: $ 100
Food, entertainment: $100
Clothing, household expenses: $---
Credit cards and other loans: $140
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/25/2011 6:22:34 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:09 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:03 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:28 PM |
worthy-bid8 | $50.00 | 10/17/2011 5:07:06 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:48:58 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:53 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:23 AM |
diplomatic-wealth7 | $25.00 | 10/22/2011 12:14:29 PM |
profit-powerplant | $25.00 | 10/23/2011 2:12:35 AM |
papaloha | $25.00 | 10/23/2011 8:20:49 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:08 PM |
hitsman | $50.00 | 10/24/2011 12:48:22 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:04 PM |
octoberfresh | $25.00 | 10/24/2011 2:49:24 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:26:14 PM |
investment-comet | $25.00 | 10/24/2011 5:47:21 PM |
Dubbs360 | $50.00 | 10/24/2011 11:05:28 PM |
pver21 | $25.00 | 10/25/2011 2:44:54 PM |
gold-cluster | $50.00 | 10/25/2011 4:52:43 PM |
Leshan | $50.00 | 10/25/2011 5:56:00 PM |
asset-professor | $25.00 | 10/25/2011 7:10:02 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:53 PM |
peso-mate | $50.00 | 10/25/2011 9:04:01 PM |
tech310 | $50.00 | 10/25/2011 11:46:58 PM |
market-pudding | $25.00 | 10/26/2011 1:56:20 AM |
Jack55304 | $200.00 | 10/26/2011 1:49:13 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:41:51 AM |
irrelevant | $25.00 | 10/26/2011 6:05:14 AM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:42 PM |
kulender | $50.00 | 10/19/2011 5:41:23 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:19 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:16 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:20 PM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:41:33 AM |
suave-dime6 | $25.00 | 10/24/2011 12:24:56 PM |
shrewd-peace7 | $26.00 | 10/24/2011 4:18:10 PM |
Gladglide | $25.00 | 10/24/2011 7:13:08 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:51 AM |
fervent-repayment | $25.00 | 10/25/2011 3:44:49 AM |
kind-efficient-credit | $50.00 | 10/25/2011 6:02:26 PM |
mercuriant | $25.00 | 10/25/2011 10:26:16 PM |
economy-coup | $50.00 | 10/26/2011 12:54:28 AM |
chekat | $25.00 | 10/26/2011 3:18:47 AM |
silver-enlightenment0 | $100.00 | 10/26/2011 6:15:03 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:05 AM |
realestateinvestor37 | $219.00 | 10/26/2011 6:29:02 AM |
Mariner3605 | $25.00 | 10/26/2011 6:12:26 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
531627
This series of Notes was issued and sold upon the funding of the borrower loan #54968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,798.98 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $207.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $46 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| market-pillow2 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Asking for some help.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/10/2011 5:15:37 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:45:29 PM |
kulender | $50.00 | 10/14/2011 4:52:00 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:17 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:02 AM |
yield-trader | $25.00 | 10/17/2011 4:45:58 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:27 PM |
chekat | $25.00 | 10/21/2011 2:49:59 AM |
Philman | $25.00 | 10/21/2011 8:51:33 AM |
wise-unequivocal-return | $75.00 | 10/21/2011 10:58:43 AM |
julijask | $25.00 | 10/21/2011 2:53:25 PM |
ddog0224 | $25.00 | 10/22/2011 1:07:14 AM |
let_me_retire | $25.00 | 10/22/2011 1:14:01 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:44:47 AM |
Leshan | $25.00 | 10/22/2011 9:06:09 AM |
frogperson | $100.00 | 10/22/2011 11:02:44 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:40 AM |
wwwUniversal | $25.00 | 10/22/2011 12:15:40 PM |
Gladglide | $25.00 | 10/22/2011 2:25:14 PM |
youngster50 | $25.00 | 10/22/2011 6:28:12 PM |
NobisEst | $50.00 | 10/22/2011 4:26:27 PM |
healthy-worth5 | $30.00 | 10/22/2011 10:35:52 PM |
Urban-MBA | $25.00 | 10/23/2011 2:53:58 AM |
vibraphone3 | $25.00 | 10/23/2011 5:57:24 AM |
fcukciti | $35.00 | 10/23/2011 8:17:11 AM |
sushi537 | $25.00 | 10/23/2011 3:01:44 PM |
handy-justice | $50.00 | 10/23/2011 2:02:14 PM |
lovely-greenback4 | $25.00 | 10/23/2011 2:51:11 PM |
bid-czar8 | $100.00 | 10/23/2011 3:56:23 PM |
truth-trapper | $25.00 | 10/23/2011 6:26:14 PM |
Lubava | $25.00 | 10/23/2011 8:15:31 PM |
p2p-mogul | $25.00 | 10/24/2011 6:04:48 AM |
capital-halo1 | $1,000.00 | 10/24/2011 9:07:21 AM |
dinero-speaker | $25.00 | 10/24/2011 9:07:55 AM |
tylerfd | $25.00 | 10/24/2011 9:07:04 AM |
proxieme | $25.00 | 10/24/2011 9:41:56 AM |
secureincome | $50.00 | 10/24/2011 12:17:43 PM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:28 AM |
Interloper | $25.00 | 10/14/2011 10:24:22 PM |
Jack55304 | $200.00 | 10/15/2011 1:04:18 AM |
peaceful-basis6 | $100.00 | 10/15/2011 6:18:15 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:10 PM |
careful-vigilance4 | $100.00 | 10/16/2011 2:09:43 PM |
missing-link | $25.00 | 10/19/2011 8:01:06 PM |
Binan | $25.00 | 10/21/2011 1:07:09 AM |
stock106 | $25.00 | 10/21/2011 8:54:52 AM |
lucrative-reward | $100.00 | 10/21/2011 11:13:13 AM |
ethical-truth211 | $101.00 | 10/21/2011 11:25:32 AM |
top-visionary-truth | $25.00 | 10/21/2011 12:57:08 PM |
kegs | $500.00 | 10/21/2011 4:23:16 PM |
balance-trailblazer | $54.48 | 10/21/2011 8:15:36 PM |
jebber007 | $50.00 | 10/21/2011 11:01:21 PM |
transparency-giant | $50.00 | 10/22/2011 10:39:56 AM |
dedicated-transaction796 | $26.00 | 10/22/2011 10:23:18 AM |
Something-Corporate | $25.00 | 10/22/2011 10:36:47 AM |
sensible-order2 | $200.00 | 10/22/2011 11:48:12 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:17 PM |
kind-diligent-coin | $27.50 | 10/22/2011 1:46:28 PM |
Theboof | $25.00 | 10/23/2011 6:39:17 AM |
a-credit-rotation | $25.00 | 10/23/2011 4:16:36 AM |
fundenstein | $25.00 | 10/23/2011 7:21:01 AM |
Hambone1111 | $25.00 | 10/23/2011 6:59:25 PM |
green-benefit-control | $25.00 | 10/24/2011 7:46:37 AM |
suave-dime6 | $25.00 | 10/24/2011 8:12:00 AM |
authentic-liberty7 | $25.00 | 10/24/2011 9:09:08 AM |
stepatatime-together | $100.00 | 10/24/2011 9:13:20 AM |
finance-mushroom | $100.00 | 10/24/2011 9:07:35 AM |
PrincessGrace33 | $25.00 | 10/24/2011 11:09:03 AM |
DER | $25.00 | 10/24/2011 3:41:00 PM |
Trekow | $25.00 | 10/24/2011 4:01:15 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
531645
This series of Notes was issued and sold upon the funding of the borrower loan #54900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,804.44 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $122.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 4m |
Amount delinquent:
| $19,688 |
Total credit lines:
| 35 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,095 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| inspired-pound |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DebtLoan1
Purpose of loan: Pay some debt and create an emergency fund
This loan will be used to pay some debt and create and emergency fund
My financial situation:
I am a good candidate for this loan because I have sufficient income based on salary, bonus, and property rent.
Monthly net income: $5,600
Monthly expenses: $1200
Housing: $1321
Insurance: $200
Car expenses: $100
Utilities: $
Phone, cable, internet: $75
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $1015
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/10/2011 9:30:22 PM |
SolarMoonshine | $25.00 | 10/10/2011 6:46:10 PM |
fascinating-benefit279 | $50.00 | 10/16/2011 1:46:56 PM |
340 | $25.00 | 10/19/2011 1:49:02 AM |
copper | $50.00 | 10/20/2011 6:28:05 PM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:22 PM |
BankOfBjoltus | $25.00 | 10/21/2011 7:17:46 PM |
IIP77 | $25.00 | 10/21/2011 7:30:32 PM |
seineil | $46.00 | 10/22/2011 2:05:08 AM |
euro-banker | $25.00 | 10/22/2011 4:49:37 AM |
USMC0311 | $25.00 | 10/22/2011 8:17:14 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:40 AM |
dedicated-transaction796 | $25.00 | 10/22/2011 12:25:30 PM |
NobisEst | $50.00 | 10/22/2011 4:28:36 PM |
trimwork99 | $25.00 | 10/23/2011 7:19:04 PM |
YeoLenderSource | $25.00 | 10/24/2011 9:20:55 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:24:53 AM |
Canidae | $250.00 | 10/24/2011 10:04:13 AM |
llequire1 | $88.96 | 10/24/2011 11:24:05 AM |
BrandonW | $25.00 | 10/24/2011 12:49:06 PM |
mrack | $25.00 | 10/24/2011 1:20:52 PM |
barefootpaul | $25.00 | 10/24/2011 9:40:11 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:18 AM |
green-trade-dolphin | $35.00 | 10/17/2011 7:40:10 AM |
kegs | $500.00 | 10/21/2011 4:23:32 PM |
mrxtravis | $41.00 | 10/21/2011 7:17:54 PM |
mighty-value | $25.00 | 10/21/2011 6:35:02 PM |
NolockHolmes | $35.00 | 10/21/2011 10:29:39 PM |
eronyc | $25.00 | 10/22/2011 5:26:57 AM |
thrifty-capital | $25.00 | 10/22/2011 8:05:14 AM |
healer199 | $25.00 | 10/22/2011 10:16:36 AM |
personal-lender | $25.00 | 10/22/2011 12:10:13 PM |
HenryS | $30.00 | 10/23/2011 1:25:16 PM |
entertaining-greenback2 | $31.06 | 10/23/2011 4:06:59 PM |
smart-integrity378 | $96.00 | 10/23/2011 6:07:15 PM |
creditwarrior | $51.42 | 10/23/2011 10:37:23 PM |
green-benefit-control | $50.00 | 10/24/2011 7:52:13 AM |
unbelievable-cash9 | $100.00 | 10/24/2011 1:39:13 PM |
larrybird | $500.00 | 10/24/2011 1:55:56 PM |
ranch5 | $50.00 | 10/24/2011 2:05:34 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
531689
This series of Notes was issued and sold upon the funding of the borrower loan #54897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,505.82 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,364 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| order-escalator |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan 1
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/24/2011 4:11:46 AM |
SolarMoonshine | $25.00 | 10/10/2011 6:45:46 PM |
goodhearted-generosity511 | $25.00 | 10/12/2011 10:09:11 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:18 AM |
fund-javelin1 | $25.00 | 10/14/2011 10:17:38 PM |
social-hunter5 | $25.00 | 10/15/2011 10:28:17 AM |
fascinating-benefit279 | $50.00 | 10/16/2011 1:46:56 PM |
progressive-treasure1 | $25.00 | 10/18/2011 7:06:18 AM |
money-fort | $25.00 | 10/18/2011 3:20:17 PM |
capital-kingdom | $25.01 | 10/19/2011 6:59:49 AM |
silver-voyager9 | $25.00 | 10/19/2011 2:46:46 PM |
I_want_to_help_you | $25.00 | 10/19/2011 11:12:53 PM |
copper | $50.00 | 10/20/2011 6:28:06 PM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:23 PM |
shawnw2 | $50.00 | 10/22/2011 1:35:37 AM |
let_me_retire | $100.00 | 10/22/2011 1:15:27 AM |
loss-of-control | $100.00 | 10/22/2011 8:00:06 AM |
welshcat | $50.00 | 10/22/2011 10:28:14 AM |
Leshan | $25.00 | 10/22/2011 9:05:49 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:41 AM |
bradny | $25.00 | 10/22/2011 12:25:26 PM |
terrific-peace8 | $25.00 | 10/22/2011 2:04:20 PM |
riveting-credit5 | $100.00 | 10/22/2011 5:07:45 PM |
Marietta | $25.00 | 10/22/2011 4:03:50 PM |
ore-leather | $25.00 | 10/22/2011 7:18:35 PM |
NobisEst | $25.00 | 10/22/2011 4:20:50 PM |
draggon77 | $25.00 | 10/22/2011 8:23:04 PM |
Imperativity | $28.02 | 10/22/2011 4:58:28 PM |
power-secret-agent | $25.00 | 10/22/2011 6:12:59 PM |
Hidalgo2004 | $26.03 | 10/22/2011 6:33:50 PM |
green-unrivaled-felicity | $30.00 | 10/22/2011 8:27:26 PM |
HenryS | $30.00 | 10/23/2011 1:25:16 PM |
trimwork99 | $25.00 | 10/23/2011 7:19:04 PM |
revenue-associate | $25.00 | 10/23/2011 6:43:20 PM |
Valley-of-the-Dollar | $25.00 | 10/24/2011 6:12:29 AM |
NeketanBank | $25.00 | 10/24/2011 8:06:35 AM |
mad-scientist418 | $25.00 | 10/24/2011 8:50:43 AM |
Canidae | $80.00 | 10/24/2011 10:04:41 AM |
money-baron-roth-IRA | $79.76 | 10/24/2011 12:37:48 PM |
Princehaha | $25.00 | 10/24/2011 3:46:20 PM |
exchange-squirrel | $25.00 | 10/10/2011 9:30:23 PM |
green-trade-dolphin | $25.00 | 10/13/2011 9:36:04 AM |
340 | $25.00 | 10/19/2011 1:49:08 AM |
nilonc1 | $25.00 | 10/19/2011 5:02:45 AM |
kegs | $500.00 | 10/21/2011 4:23:44 PM |
bsmtloan | $100.00 | 10/21/2011 6:21:05 PM |
northern_paddler | $27.75 | 10/21/2011 5:40:57 PM |
income-buffalo1 | $100.00 | 10/21/2011 6:09:00 PM |
BankOfBjoltus | $25.00 | 10/21/2011 7:18:09 PM |
interest88 | $25.00 | 10/22/2011 3:41:06 AM |
eronyc | $25.00 | 10/22/2011 5:26:57 AM |
ddog0224 | $50.00 | 10/22/2011 1:08:03 AM |
interstellar | $75.00 | 10/22/2011 5:23:35 AM |
Kapitaal | $29.00 | 10/22/2011 7:03:10 AM |
thrifty-capital | $25.00 | 10/22/2011 8:04:49 AM |
108lender | $100.00 | 10/22/2011 9:43:04 AM |
integrity-electron9 | $50.00 | 10/22/2011 9:28:08 AM |
Something-Corporate | $25.00 | 10/22/2011 10:32:12 AM |
principal-laser | $120.00 | 10/22/2011 12:19:23 PM |
calimanusa | $30.25 | 10/22/2011 1:57:33 PM |
best-generosity-financier | $50.00 | 10/22/2011 3:05:41 PM |
IIP77 | $25.00 | 10/22/2011 4:11:18 PM |
Gladglide | $25.00 | 10/22/2011 2:17:25 PM |
gjm6d | $25.00 | 10/22/2011 5:50:00 PM |
luann199 | $25.00 | 10/22/2011 7:05:15 PM |
jerrymaguire | $25.00 | 10/22/2011 7:24:40 PM |
dedicated-transaction796 | $25.00 | 10/23/2011 12:21:01 PM |
SomebodysMom | $25.00 | 10/23/2011 10:22:35 PM |
jkeller4000 | $25.00 | 10/24/2011 5:11:43 AM |
tzvie | $25.00 | 10/24/2011 11:46:58 AM |
secureincome | $200.00 | 10/24/2011 12:20:10 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
531717
This series of Notes was issued and sold upon the funding of the borrower loan #55156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 5m |
Amount delinquent:
| $142 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $300 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| diverse-vigilance3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cleared2land | $25.00 | 10/19/2011 11:13:27 AM |
organized-payment6 | $50.00 | 10/10/2011 11:48:41 AM |
a-unflappable-finance | $100.00 | 10/10/2011 1:26:55 PM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:43 AM |
Investor_DP | $100.00 | 10/11/2011 5:07:23 PM |
Preteur | $25.00 | 10/12/2011 6:53:39 AM |
boogienation | $50.00 | 10/12/2011 12:20:58 PM |
enthralling-deal180 | $25.00 | 10/12/2011 1:01:59 PM |
boater01 | $32.00 | 10/12/2011 1:44:06 PM |
progressive-economy261 | $400.00 | 10/13/2011 9:20:10 AM |
GrayStudio | $25.00 | 10/13/2011 11:47:01 AM |
oplender | $25.00 | 10/13/2011 7:17:10 PM |
Supernick | $100.00 | 10/14/2011 2:03:49 AM |
KLCRAY | $50.00 | 10/14/2011 4:25:15 AM |
kulender | $50.00 | 10/14/2011 4:52:57 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 5:47:30 AM |
thorough-exchange4 | $50.00 | 10/14/2011 9:54:36 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:18:03 AM |
EconomicRecovery1 | $50.00 | 10/14/2011 12:50:56 PM |
CBO-Enterprise | $50.00 | 10/14/2011 12:42:51 PM |
lostontheedge | $30.00 | 10/14/2011 3:35:05 PM |
best-phenomenal-treasure | $25.00 | 10/14/2011 7:28:09 PM |
abnvette | $25.00 | 10/14/2011 8:29:48 PM |
emosspot | $25.00 | 10/15/2011 5:36:30 AM |
felicity-dynamo | $25.00 | 10/15/2011 6:05:47 AM |
credit-kahuna | $75.00 | 10/15/2011 9:20:20 AM |
falcon245sp | $50.00 | 10/15/2011 9:51:57 AM |
dynamic-money271 | $25.00 | 10/15/2011 11:06:43 AM |
ukstevenhawaii | $50.00 | 10/15/2011 11:00:43 AM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:47 PM |
ianakacg | $25.00 | 10/16/2011 6:02:26 AM |
Relevance | $25.00 | 10/16/2011 6:43:47 AM |
astute-dollar | $50.00 | 10/16/2011 7:04:56 AM |
ramsba | $50.00 | 10/16/2011 9:59:37 AM |
Denver-Rental-Properties | $25.00 | 10/16/2011 12:19:54 PM |
macjp123 | $50.00 | 10/16/2011 1:36:10 PM |
spark548 | $25.00 | 10/16/2011 4:11:55 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:04 PM |
math1973 | $30.00 | 10/16/2011 7:13:17 PM |
mdf | $50.00 | 10/16/2011 7:25:11 PM |
american6 | $100.00 | 10/17/2011 1:17:38 AM |
jst1 | $50.00 | 10/17/2011 4:10:58 AM |
rupee-sequoia | $25.00 | 10/17/2011 6:22:05 AM |
wise-rupee-sanctuary | $50.00 | 10/17/2011 8:16:41 AM |
cvlender | $25.00 | 10/17/2011 8:21:03 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:00 AM |
James_and_Tracy | $25.00 | 10/17/2011 10:09:00 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:08 AM |
attentive-income | $25.00 | 10/17/2011 10:19:51 AM |
SimpleChoice | $25.00 | 10/17/2011 10:16:46 AM |
KMSB | $50.00 | 10/17/2011 10:47:55 AM |
happy-asset | $25.00 | 10/17/2011 10:39:32 AM |
samo102us | $25.00 | 10/17/2011 10:57:38 AM |
Alpha-AssistU | $25.00 | 10/17/2011 12:10:33 PM |
the-profit-oracle | $25.00 | 10/17/2011 2:59:34 PM |
leodaguy | $50.00 | 10/17/2011 2:21:56 PM |
asmithj | $25.00 | 10/17/2011 4:01:36 PM |
a-responsible-return | $100.00 | 10/17/2011 5:45:40 PM |
fervent-revenue7 | $50.00 | 10/17/2011 6:16:12 PM |
Rob717171 | $25.00 | 10/17/2011 8:18:07 PM |
socrates520 | $25.00 | 10/17/2011 10:49:02 PM |
wtrboy | $25.00 | 10/17/2011 11:05:13 PM |
treasure-generator | $25.00 | 10/17/2011 11:56:46 PM |
bid-czar8 | $100.00 | 10/18/2011 3:08:10 AM |
hanuman77 | $25.00 | 10/18/2011 5:58:48 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:55 AM |
marwadi-62 | $50.00 | 10/18/2011 7:06:07 AM |
breadbroker | $25.00 | 10/18/2011 6:50:31 AM |
happy-return4 | $25.00 | 10/18/2011 7:11:38 AM |
thundermustard | $25.00 | 10/18/2011 7:14:49 AM |
helpinghand63 | $25.00 | 10/18/2011 9:10:01 AM |
Sierrahh | $25.00 | 10/18/2011 10:11:01 AM |
Barry222 | $25.00 | 10/18/2011 10:51:53 AM |
exchange-triangulation | $50.00 | 10/18/2011 11:52:50 AM |
williemc44 | $25.00 | 10/18/2011 12:17:58 PM |
first-repayment-magician | $25.00 | 10/18/2011 12:48:47 PM |
astute-benjamins | $25.00 | 10/18/2011 2:42:56 PM |
revenue-serenity | $50.00 | 10/18/2011 2:54:19 PM |
genius520 | $50.00 | 10/18/2011 5:07:30 PM |
power-defender7 | $25.00 | 10/18/2011 5:47:03 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:08 PM |
Kame | $25.00 | 10/19/2011 4:39:47 AM |
capital-web7 | $50.00 | 10/19/2011 6:01:11 AM |
deal-tiramisu | $25.00 | 10/19/2011 9:38:21 AM |
the-upbeat-p2p | $25.00 | 10/19/2011 9:44:11 AM |
innocent-income4 | $25.00 | 10/19/2011 11:18:02 AM |
Macinvest | $25.00 | 10/19/2011 1:05:04 PM |
gold-disk | $25.00 | 10/19/2011 1:05:38 PM |
checkuto | $25.00 | 10/19/2011 1:45:54 PM |
cutter21 | $25.00 | 10/19/2011 1:57:59 PM |
jasonj72 | $25.00 | 10/19/2011 2:05:59 PM |
mtquan | $25.00 | 10/19/2011 2:29:44 PM |
tylerfd | $25.00 | 10/19/2011 1:41:28 PM |
jacmar | $25.00 | 10/19/2011 2:40:29 PM |
finman17 | $25.00 | 10/19/2011 3:40:19 PM |
dominickf | $25.00 | 10/19/2011 4:09:58 PM |
opportunity85 | $25.00 | 10/19/2011 4:13:05 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:13 PM |
unrivaled-silver | $25.00 | 10/19/2011 4:30:57 PM |
gracej | $25.00 | 10/19/2011 4:51:45 PM |
JazzFranchise | $25.00 | 10/19/2011 4:33:58 PM |
Techne_Funds_LLC | $25.00 | 10/19/2011 4:55:39 PM |
bgood2016 | $25.00 | 10/19/2011 5:03:29 PM |
lifegrowth | $25.00 | 10/19/2011 6:42:35 PM |
appastk | $25.00 | 10/19/2011 6:57:35 PM |
TheoProf | $25.00 | 10/19/2011 6:55:10 PM |
money-floret | $25.00 | 10/19/2011 7:04:07 PM |
gotyourgear | $25.00 | 10/19/2011 6:43:58 PM |
ranstlin | $25.00 | 10/19/2011 7:48:10 PM |
a-resplendent-commitment | $25.00 | 10/19/2011 7:16:49 PM |
bigrpf5 | $25.00 | 10/19/2011 8:28:33 PM |
hopethisworks | $50.00 | 10/19/2011 8:40:22 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:04 PM |
Rick21 | $25.00 | 10/19/2011 9:39:27 PM |
balance-whistle7 | $25.00 | 10/19/2011 8:57:08 PM |
HeadHunter | $50.00 | 10/20/2011 1:49:44 AM |
divemaster | $25.00 | 10/19/2011 10:18:17 PM |
order-gondola | $25.00 | 10/19/2011 10:23:21 PM |
finance-magma7 | $25.00 | 10/20/2011 12:17:15 AM |
no_agenda_lender | $26.00 | 10/20/2011 5:20:35 AM |
tearsnstone | $25.00 | 10/20/2011 6:03:57 AM |
ASR3 | $30.00 | 10/20/2011 4:45:32 AM |
pimienta | $25.00 | 10/20/2011 4:45:42 AM |
moola-man | $25.00 | 10/20/2011 8:18:34 AM |
iGeoff | $25.00 | 10/20/2011 8:14:21 AM |
dcchaos | $50.00 | 10/20/2011 8:16:43 AM |
janicewill | $25.00 | 10/20/2011 8:56:09 AM |
pleasant-dime | $25.00 | 10/20/2011 8:38:27 AM |
ideal-platinum1 | $25.00 | 10/20/2011 8:58:50 AM |
DublinCaLender | $34.00 | 10/20/2011 8:18:40 AM |
Oupa-George | $25.00 | 10/20/2011 9:21:38 AM |
divedude | $25.00 | 10/20/2011 9:52:31 AM |
_G_ | $46.00 | 10/20/2011 10:02:10 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:24 AM |
iamricher | $25.00 | 10/20/2011 10:02:52 AM |
JandJ-Bank | $25.00 | 10/20/2011 10:20:02 AM |
Bujinkan1 | $25.00 | 10/20/2011 11:32:00 AM |
nhm | $25.00 | 10/20/2011 12:26:47 PM |
pdxtech | $50.00 | 10/20/2011 3:31:57 PM |
jdrez | $25.00 | 10/20/2011 12:47:03 PM |
proud-pound4 | $43.00 | 10/20/2011 2:10:19 PM |
open-wealth492 | $25.00 | 10/20/2011 4:41:23 PM |
successful-agreement7 | $77.00 | 10/20/2011 5:10:40 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:15 PM |
WoodyGator | $46.00 | 10/20/2011 4:44:36 PM |
excellent-greenback | $25.00 | 10/20/2011 4:51:32 PM |
active-market | $50.00 | 10/20/2011 5:11:39 PM |
marketplace-hut9 | $25.00 | 10/20/2011 5:42:42 PM |
flexible-return297 | $25.00 | 10/20/2011 5:45:40 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:04 PM |
rokman | $50.00 | 10/20/2011 5:57:04 PM |
Seriuqs | $25.00 | 10/20/2011 6:06:51 PM |
heart612 | $25.00 | 10/20/2011 6:29:26 PM |
listing-vista | $25.00 | 10/20/2011 7:24:47 PM |
PK_USMC | $25.00 | 10/20/2011 7:37:43 PM |
bold-careful-finance | $25.00 | 10/20/2011 8:15:11 PM |
axis1 | $25.00 | 10/20/2011 8:18:49 PM |
bajaruss | $31.00 | 10/20/2011 9:25:07 PM |
archeanchaos | $25.00 | 10/20/2011 9:50:14 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:26 PM |
ss2020 | $25.00 | 10/20/2011 10:31:04 PM |
hardwareman | $25.00 | 10/21/2011 5:00:45 AM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:04 AM |
Ponies88 | $30.00 | 10/21/2011 5:43:24 AM |
RodBlizz42 | $26.50 | 10/21/2011 6:09:31 AM |
ThatDanGuy | $50.00 | 10/21/2011 6:10:58 AM |
Railbird | $25.00 | 10/21/2011 7:22:05 AM |
Pairodimes | $30.00 | 10/21/2011 6:43:49 AM |
yarg | $25.00 | 10/21/2011 8:22:44 AM |
Elefunt | $25.00 | 10/21/2011 8:34:01 AM |
riveting-wealth2 | $50.00 | 10/21/2011 9:03:43 AM |
blackballplayer | $25.00 | 10/21/2011 9:57:48 AM |
kloan | $25.00 | 10/21/2011 9:39:54 AM |
rneckfsu | $25.00 | 10/21/2011 9:47:57 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:36 AM |
marcopolo10 | $25.00 | 10/21/2011 12:02:46 PM |
spirited-diversification0 | $25.00 | 10/21/2011 12:05:44 PM |
Chervianne | $25.00 | 10/21/2011 12:54:08 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:32 PM |
linklady | $25.00 | 10/21/2011 4:51:59 PM |
wjb1955 | $25.00 | 10/21/2011 4:15:56 PM |
norcalsv | $25.00 | 10/21/2011 4:22:50 PM |
ttnk62918 | $25.00 | 10/21/2011 4:08:28 PM |
DaveG56313 | $25.00 | 10/21/2011 4:44:05 PM |
jdl424 | $50.00 | 10/21/2011 5:22:05 PM |
restech | $25.00 | 10/21/2011 6:14:30 PM |
mighty-value | $25.00 | 10/21/2011 6:35:01 PM |
serene-credit4 | $25.00 | 10/21/2011 7:28:17 PM |
CapeDollars | $25.00 | 10/22/2011 6:25:09 AM |
Rdodson11 | $25.00 | 10/22/2011 7:04:21 AM |
silver-boots | $25.00 | 10/22/2011 7:01:56 AM |
kind-cash-zone | $85.00 | 10/22/2011 8:37:12 AM |
ATLANTAHELP | $25.00 | 10/22/2011 8:06:39 AM |
radforj22 | $25.00 | 10/22/2011 10:17:52 AM |
HeavyDriver03 | $25.00 | 10/22/2011 9:11:29 AM |
Leshan | $25.00 | 10/22/2011 9:18:39 AM |
wlm3012 | $30.00 | 10/22/2011 11:08:08 AM |
shawndw | $30.00 | 10/22/2011 10:19:42 AM |
transparency-giant | $50.00 | 10/22/2011 10:39:55 AM |
ASG_NECO | $25.00 | 10/22/2011 11:21:00 AM |
SoCalRancher | $25.00 | 10/22/2011 1:17:27 PM |
cingular | $25.00 | 10/22/2011 12:58:09 PM |
best-generosity-financier | $25.00 | 10/22/2011 3:07:54 PM |
Brisket_Bob | $25.00 | 10/22/2011 3:16:58 PM |
best-gold-orb | $25.00 | 10/22/2011 3:05:52 PM |
point-promiser | $34.00 | 10/22/2011 7:35:38 PM |
BGILlender | $25.00 | 10/22/2011 5:02:27 PM |
responsibility-wind6 | $25.00 | 10/22/2011 7:35:40 PM |
philantist | $30.00 | 10/22/2011 9:33:35 PM |
houli123 | $25.00 | 10/23/2011 5:59:54 AM |
lively-exchange | $25.00 | 10/22/2011 10:13:48 PM |
Ragnar | $25.00 | 10/22/2011 10:13:24 PM |
Theboof | $25.00 | 10/23/2011 6:53:07 AM |
abundant-power | $50.00 | 10/23/2011 6:54:50 AM |
cropdust3r | $25.00 | 10/23/2011 7:22:21 AM |
pursuit6 | $30.00 | 10/23/2011 10:10:56 AM |
AGSLending | $25.00 | 10/23/2011 8:10:18 AM |
credible-compassion6 | $25.00 | 10/23/2011 8:37:06 AM |
bchbum | $13.33 | 10/23/2011 10:21:27 AM |
kenji4861 | $25.00 | 10/10/2011 12:55:48 PM |
platinum-quest8 | $50.00 | 10/13/2011 11:03:47 AM |
Kaj | $40.00 | 10/13/2011 6:59:05 PM |
museic1 | $100.00 | 10/14/2011 4:14:13 AM |
life-is-great | $25.00 | 10/14/2011 6:14:01 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:05 AM |
riskadverse44 | $25.00 | 10/14/2011 2:36:53 PM |
Dubbs360 | $50.00 | 10/14/2011 4:48:22 PM |
Mark0135 | $50.00 | 10/14/2011 6:41:28 PM |
GCInvestments | $26.00 | 10/14/2011 9:22:24 PM |
TrueFortune | $50.00 | 10/14/2011 10:16:35 PM |
powerful-finance7 | $25.00 | 10/15/2011 3:32:34 AM |
downtownfarm | $25.00 | 10/15/2011 6:08:50 AM |
IIP77 | $25.00 | 10/15/2011 6:19:24 AM |
benjamins-utopia | $50.00 | 10/15/2011 7:42:08 AM |
greenfuture | $25.00 | 10/15/2011 8:54:22 AM |
LR_Biker | $50.00 | 10/15/2011 8:30:42 AM |
fortytwo | $100.00 | 10/15/2011 11:42:10 AM |
integrity-coyote | $50.00 | 10/15/2011 12:36:59 PM |
rcm87 | $100.00 | 10/15/2011 1:58:15 PM |
samaritan5 | $25.00 | 10/15/2011 5:01:26 PM |
special-currency6 | $50.00 | 10/15/2011 4:26:14 PM |
smilinsam | $50.00 | 10/15/2011 6:51:51 PM |
kidsskipp | $50.00 | 10/15/2011 6:58:53 PM |
falcon88dp | $25.00 | 10/15/2011 10:47:50 PM |
slartibardfast | $25.00 | 10/16/2011 2:42:42 AM |
tenny321 | $25.00 | 10/16/2011 5:39:07 AM |
skuba | $75.00 | 10/16/2011 5:57:07 AM |
ursus | $50.00 | 10/16/2011 12:08:07 PM |
ersheido | $25.00 | 10/16/2011 4:03:39 PM |
indomitable-dedication | $25.00 | 10/16/2011 7:59:49 PM |
giftgold | $25.00 | 10/16/2011 9:05:59 PM |
IP | $25.00 | 10/16/2011 8:44:45 PM |
CalBear08 | $25.00 | 10/16/2011 11:31:27 PM |
noble-liberty717 | $54.00 | 10/17/2011 9:06:09 AM |
codavee | $100.00 | 10/17/2011 10:00:56 AM |
puifais | $36.00 | 10/17/2011 11:52:06 AM |
rogue_monster | $25.00 | 10/17/2011 12:54:41 PM |
Ocean713 | $75.00 | 10/17/2011 12:36:41 PM |
lendme2 | $50.00 | 10/17/2011 3:08:10 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:05 PM |
yield-trader | $25.00 | 10/17/2011 4:45:57 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:31 PM |
yield-lion | $25.00 | 10/17/2011 8:57:47 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:54 PM |
DadWarbucks | $25.00 | 10/18/2011 3:53:59 AM |
wayman | $50.00 | 10/18/2011 7:15:18 AM |
independent-diversification7 | $50.00 | 10/18/2011 10:08:36 AM |
pensacolaborn | $50.00 | 10/18/2011 12:41:15 PM |
orange-dollar-guild | $25.00 | 10/18/2011 12:43:23 PM |
luckyldy | $50.00 | 10/18/2011 2:05:44 PM |
exchange-jedi | $25.00 | 10/18/2011 4:52:11 PM |
wwwUniversal | $25.00 | 10/18/2011 5:17:50 PM |
SanJoser | $25.00 | 10/18/2011 10:19:04 PM |
happyaric | $50.00 | 10/19/2011 5:55:47 AM |
Ivan2007 | $25.00 | 10/19/2011 6:20:41 AM |
peace-flower9 | $25.00 | 10/19/2011 8:14:18 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:14 AM |
ItsJustMe79 | $25.00 | 10/19/2011 9:19:30 AM |
diversification-gala1 | $25.00 | 10/19/2011 10:13:05 AM |
kjsfld | $25.00 | 10/19/2011 9:39:51 AM |
Ducatiman1978 | $25.00 | 10/19/2011 10:18:20 AM |
sonnet771 | $25.00 | 10/19/2011 11:03:21 AM |
LenderOnWheels | $25.00 | 10/19/2011 12:53:56 PM |
philgreen | $25.00 | 10/19/2011 12:35:17 PM |
YLlama | $25.00 | 10/19/2011 1:13:25 PM |
Ripsaw4U | $50.00 | 10/19/2011 1:23:07 PM |
dinero-speaker | $25.00 | 10/19/2011 1:41:56 PM |
authentic-liberty7 | $25.00 | 10/19/2011 1:42:27 PM |
Quiddity | $25.00 | 10/19/2011 3:33:37 PM |
dojo2 | $25.00 | 10/19/2011 4:01:10 PM |
roxon | $25.00 | 10/19/2011 4:50:03 PM |
lacpa | $25.00 | 10/19/2011 5:17:40 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:30 PM |
dc_lobster | $25.00 | 10/19/2011 5:36:36 PM |
help4u | $50.00 | 10/19/2011 6:26:30 PM |
healthy-peso9 | $25.00 | 10/19/2011 6:43:31 PM |
prescription0 | $25.00 | 10/19/2011 5:50:59 PM |
independentusa | $25.00 | 10/19/2011 6:19:13 PM |
hrubinst | $25.00 | 10/19/2011 7:19:58 PM |
larslfe | $50.00 | 10/19/2011 8:19:39 PM |
superb-funds335 | $25.00 | 10/19/2011 8:24:12 PM |
Tasmir | $25.00 | 10/19/2011 9:30:35 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:53 PM |
bold-riveting-social | $50.00 | 10/20/2011 6:05:54 AM |
mrladybug101 | $25.00 | 10/20/2011 6:25:09 AM |
michaelwong | $50.00 | 10/20/2011 6:22:23 AM |
wdove511 | $30.00 | 10/20/2011 6:40:13 AM |
income-excellence1 | $25.00 | 10/20/2011 7:03:00 AM |
jpinversor | $25.00 | 10/20/2011 8:22:30 AM |
biglender5 | $25.00 | 10/20/2011 8:28:21 AM |
reaction5 | $25.00 | 10/20/2011 7:50:17 AM |
studious-bonus7 | $80.00 | 10/20/2011 9:07:13 AM |
personal-lender | $25.00 | 10/20/2011 9:09:52 AM |
investment-tempo | $25.00 | 10/20/2011 9:16:18 AM |
gain-gatherer8 | $25.00 | 10/20/2011 10:02:03 AM |
established-gain | $25.00 | 10/20/2011 10:50:07 AM |
wealth-competitor | $25.00 | 10/20/2011 10:46:12 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:40 PM |
velocity-warrior | $25.00 | 10/20/2011 10:48:29 AM |
bid-papyrus | $25.00 | 10/20/2011 10:51:53 AM |
trade-wicket | $25.00 | 10/20/2011 11:08:35 AM |
shabufa | $25.00 | 10/20/2011 1:22:44 PM |
george9960 | $30.00 | 10/20/2011 1:44:52 PM |
BxRealtor | $25.00 | 10/20/2011 12:19:16 PM |
escandalo | $40.17 | 10/20/2011 2:30:39 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:36 PM |
iolaire | $25.00 | 10/20/2011 3:22:53 PM |
encore02 | $56.00 | 10/20/2011 3:32:53 PM |
buukyak | $25.00 | 10/20/2011 2:54:08 PM |
zenchef | $25.00 | 10/20/2011 4:01:10 PM |
GoingFishing | $25.00 | 10/20/2011 1:23:35 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:41 PM |
golden-bid9 | $25.00 | 10/20/2011 4:47:43 PM |
SacramentoChad | $25.00 | 10/20/2011 4:52:37 PM |
tsquared_030 | $25.00 | 10/20/2011 4:01:08 PM |
arejaybe | $25.00 | 10/20/2011 4:30:13 PM |
LeReve | $50.00 | 10/20/2011 4:54:11 PM |
money-bauble | $200.00 | 10/20/2011 5:06:38 PM |
agreement-guild | $50.00 | 10/20/2011 5:13:04 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:41 PM |
transparency-halo | $50.00 | 10/20/2011 5:32:27 PM |
a-tranquil-liberty | $25.00 | 10/20/2011 5:22:07 PM |
smart-leverage7 | $25.00 | 10/20/2011 7:50:31 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:48 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:38 PM |
maganda1963 | $25.00 | 10/21/2011 12:29:26 AM |
twister455 | $25.00 | 10/21/2011 1:31:53 AM |
ms48105 | $25.00 | 10/21/2011 3:51:34 AM |
spqrxxi | $25.00 | 10/21/2011 5:59:22 AM |
Gibbyland | $100.00 | 10/21/2011 6:15:18 AM |
undaunted-kindness | $100.00 | 10/21/2011 6:43:58 AM |
listing-meridian | $50.00 | 10/21/2011 6:25:51 AM |
calm-deal7 | $25.00 | 10/21/2011 6:31:39 AM |
MyKidsDad | $25.00 | 10/21/2011 5:50:34 AM |
rakstar | $50.00 | 10/21/2011 8:31:01 AM |
MadHun | $72.00 | 10/21/2011 9:08:57 AM |
compoundinterest | $50.00 | 10/21/2011 9:06:55 AM |
nickel-ferret | $34.00 | 10/21/2011 9:09:26 AM |
gavinfh | $25.00 | 10/21/2011 9:41:29 AM |
diablorulz | $75.00 | 10/21/2011 10:14:06 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:49 AM |
Weaverville | $25.00 | 10/21/2011 10:28:18 AM |
brightest-reasonable-fairness | $25.00 | 10/21/2011 12:57:34 PM |
lender2611 | $25.00 | 10/21/2011 4:04:42 PM |
WindyKid | $25.00 | 10/21/2011 6:55:06 PM |
prohelper | $25.00 | 10/21/2011 6:34:39 PM |
invincible-dough | $25.00 | 10/21/2011 7:48:52 PM |
Use_It_Wisely | $25.00 | 10/21/2011 8:40:41 PM |
frooogal | $25.00 | 10/21/2011 9:44:25 PM |
ecstatic-money064 | $25.00 | 10/22/2011 6:19:03 AM |
Brain_m | $25.00 | 10/22/2011 3:53:40 AM |
iwantmore | $25.00 | 10/22/2011 4:53:21 AM |
gustavholstopus32 | $25.00 | 10/22/2011 5:17:21 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:12 AM |
x27 | $25.00 | 10/22/2011 6:40:42 AM |
tntmojave | $50.00 | 10/22/2011 7:23:16 AM |
wonderful-balance7 | $25.00 | 10/22/2011 8:30:16 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:08:39 AM |
ddh81 | $25.00 | 10/22/2011 9:06:59 AM |
fantastic-wampum1 | $100.00 | 10/22/2011 1:55:20 PM |
five-star-justice | $25.00 | 10/22/2011 4:37:12 PM |
productive-principal7 | $28.00 | 10/23/2011 1:10:01 AM |
silver-armada | $50.00 | 10/23/2011 5:19:43 AM |
fcukciti | $35.00 | 10/23/2011 8:17:11 AM |
Breakfast_Gypsy | $25.00 | 10/23/2011 8:45:57 AM |
Victor-E-Lane | $25.00 | 10/23/2011 9:24:50 AM |
386 Investments
|
Borrower Payment Dependent Notes Series
531719
This series of Notes was issued and sold upon the funding of the borrower loan #54808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,851 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-beaker221 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan: pay off credit cards used to...
My financial situation:
I am a good candidate for this loan because...
Need a loan
Monthly net income: $16.14Monthly expenses: $
Housing: $250
Insurance: $
Car expenses: $ 150.00
Utilities: $
Phone, cable, internet: $ 60.00
Food, entertainment: $200.00
Clothing, household expenses: $300.00
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/10/2011 5:16:12 PM |
social-cocktail1 | $200.00 | 10/10/2011 5:15:39 PM |
CashFlow13 | $1,000.00 | 10/10/2011 7:06:41 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:45:31 PM |
sfmf | $40.00 | 10/11/2011 9:08:14 AM |
Madmigel | $50.00 | 10/11/2011 3:33:30 PM |
handy-justice | $100.00 | 10/12/2011 8:02:50 AM |
diplomatic-wealth7 | $25.00 | 10/12/2011 5:17:37 PM |
Dubbs360 | $50.00 | 10/13/2011 5:18:32 PM |
the-discrete-income | $25.00 | 10/14/2011 9:22:21 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:20 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:11 PM |
careful-vigilance4 | $100.00 | 10/16/2011 2:09:44 PM |
miked8303 | $25.00 | 10/17/2011 6:02:05 AM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:15 AM |
palace2 | $201.00 | 10/17/2011 8:24:20 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:04 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:43 PM |
whitegold24k | $100.00 | 10/17/2011 5:19:12 PM |
bancoroyal | $25.00 | 10/18/2011 11:00:47 AM |
social-zebra | $30.00 | 10/18/2011 11:36:35 AM |
Nojukbong | $50.00 | 10/18/2011 2:14:44 PM |
calimanusa | $30.00 | 10/18/2011 9:44:38 PM |
compassion-paladin042 | $25.00 | 10/19/2011 12:12:44 PM |
kenji4861 | $25.00 | 10/19/2011 1:21:42 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:12 PM |
octoberfresh | $25.00 | 10/19/2011 1:27:50 PM |
dsnybnd | $25.00 | 10/19/2011 5:12:58 PM |
scoobiedoo | $25.00 | 10/19/2011 4:46:09 PM |
income-buddy7 | $50.00 | 10/20/2011 4:28:08 AM |
Otagaini | $25.00 | 10/20/2011 3:04:33 AM |
orange-preeminant-bill | $25.00 | 10/20/2011 5:31:40 AM |
Wellman | $25.00 | 10/20/2011 5:06:33 PM |
cnovak | $25.00 | 10/21/2011 9:55:54 AM |
ethical-truth211 | $101.00 | 10/21/2011 11:40:33 AM |
payout-achievement | $50.00 | 10/21/2011 4:16:01 PM |
JJYossarian | $26.00 | 10/21/2011 2:47:46 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:25 PM |
Digs | $25.00 | 10/22/2011 6:00:30 AM |
grf1945 | $25.00 | 10/22/2011 6:51:20 AM |
GGreg799 | $25.00 | 10/22/2011 7:20:53 AM |
dedicated-transaction796 | $26.00 | 10/22/2011 10:23:19 AM |
Kaj | $40.00 | 10/10/2011 6:42:46 PM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:50 AM |
scarlet-velvet | $25.08 | 10/11/2011 7:01:09 PM |
Something-Corporate | $25.00 | 10/11/2011 7:34:01 PM |
bizlending | $50.00 | 10/13/2011 3:21:51 AM |
equitable-capital758 | $168.00 | 10/13/2011 7:55:17 PM |
kulender | $50.00 | 10/14/2011 4:52:02 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:45 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:43 PM |
robgw | $25.00 | 10/14/2011 7:35:59 PM |
social-hunter5 | $25.00 | 10/15/2011 10:31:20 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:09 AM |
profit-powerplant | $25.00 | 10/17/2011 1:18:57 PM |
The_Phoenix_Company | $25.00 | 10/17/2011 2:25:50 PM |
yield-trader | $25.00 | 10/17/2011 4:45:59 PM |
treasure-bliss | $25.00 | 10/18/2011 3:41:51 AM |
greencat | $50.00 | 10/18/2011 7:16:29 AM |
green28 | $200.00 | 10/18/2011 9:45:14 AM |
houli123 | $50.00 | 10/18/2011 10:14:33 AM |
mercuriant | $25.00 | 10/18/2011 11:20:22 AM |
kind-credit-bear | $25.00 | 10/18/2011 5:16:29 PM |
nilonc1 | $25.00 | 10/19/2011 5:02:45 AM |
suave-dime6 | $25.00 | 10/19/2011 5:34:08 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:04 AM |
wwwUniversal | $25.00 | 10/19/2011 9:18:17 AM |
red-power-pecan | $50.00 | 10/19/2011 10:31:51 AM |
fervent-repayment | $25.00 | 10/19/2011 2:26:03 PM |
buffalobills | $25.00 | 10/19/2011 6:42:39 PM |
Iwillhuntyoudown | $25.00 | 10/19/2011 9:41:52 PM |
shrewd-peace7 | $25.00 | 10/19/2011 10:12:24 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:02 PM |
the-enthralling-coin | $25.00 | 10/20/2011 7:17:44 AM |
velocity-warrior | $25.00 | 10/20/2011 10:46:18 AM |
leverage-jalapeno | $50.00 | 10/20/2011 11:35:34 AM |
108lender | $250.00 | 10/20/2011 10:18:17 AM |
revenue-associate | $25.00 | 10/20/2011 3:52:43 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:49 PM |
stock106 | $25.00 | 10/21/2011 8:59:29 AM |
leverage-monger | $25.00 | 10/21/2011 10:22:26 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:50 AM |
market-pudding | $25.00 | 10/21/2011 11:21:48 AM |
minddoc | $25.00 | 10/21/2011 1:22:15 PM |
return-enthusiast1 | $25.00 | 10/21/2011 2:40:18 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:02 PM |
lcole32 | $51.00 | 10/22/2011 3:05:03 AM |
bettndon | $75.00 | 10/22/2011 4:42:01 AM |
Leshan | $25.00 | 10/22/2011 9:17:09 AM |
listing-reformation8 | $50.00 | 10/22/2011 10:32:56 AM |
transparency-giant | $26.92 | 10/22/2011 10:39:56 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
531735
This series of Notes was issued and sold upon the funding of the borrower loan #55066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 3m |
Amount delinquent:
| $129 |
Total credit lines:
| 36 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8 | |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| hotpotatoe69 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
implants
Purpose of loan:
This loan will be used to...get dental implants
My financial situation: good
I am a good candidate for this loan because...I am good risk
Monthly net income: $2,650.00
Monthly expenses: $1,480.00
Housing: $500.00
Insurance: $100.00
Car expenses: $350.00
Utilities: $75.00
Phone, cable, internet: $80.00
Food, entertainment: $200.00
Clothing, household expenses: $25.00
Credit cards and other loans: $0
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ore-leather | $25.00 | 10/13/2011 5:47:52 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:38 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:30:16 PM |
Dubbs360 | $50.00 | 10/22/2011 10:52:42 AM |
sillyb | $25.00 | 10/24/2011 4:19:25 PM |
impala6464 | $25.00 | 10/25/2011 12:04:50 AM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:46 AM |
USFoundation | $25.00 | 10/25/2011 8:28:42 AM |
mauge35 | $46.24 | 10/25/2011 10:11:04 AM |
evergreen16 | $100.00 | 10/25/2011 9:39:43 AM |
sanych | $25.00 | 10/25/2011 10:36:24 AM |
social-colonel | $25.00 | 10/25/2011 5:16:47 PM |
klemer | $25.00 | 10/26/2011 4:48:40 AM |
rakem777 | $25.00 | 10/26/2011 8:49:14 AM |
kegs | $400.00 | 10/26/2011 10:16:06 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:49:25 AM |
bryant05 | $100.00 | 10/26/2011 11:31:49 AM |
green-trade-dolphin | $25.00 | 10/17/2011 7:36:19 AM |
copper | $50.00 | 10/20/2011 6:28:09 PM |
top-courteous-peso | $100.00 | 10/20/2011 6:22:52 PM |
rebeldog67 | $25.00 | 10/21/2011 4:19:23 AM |
upbeat-investment9 | $25.00 | 10/22/2011 1:07:16 PM |
green-benefit-control | $60.00 | 10/24/2011 7:57:07 AM |
Tikibarman | $25.00 | 10/25/2011 5:18:20 AM |
theogeer | $25.00 | 10/25/2011 5:41:23 AM |
wizardii | $25.00 | 10/25/2011 4:52:41 PM |
LenderRob07 | $400.00 | 10/25/2011 5:28:58 PM |
dedicated-transaction796 | $25.00 | 10/25/2011 5:28:06 PM |
Zingaro | $25.00 | 10/26/2011 1:37:37 AM |
wise-careful-greenback | $25.00 | 10/26/2011 9:22:06 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:46:08 AM |
FASTIZIO_P | $25.00 | 10/26/2011 11:00:18 AM |
larrybird | $1,813.76 | 10/26/2011 12:08:03 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
531775
This series of Notes was issued and sold upon the funding of the borrower loan #54895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $631.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 9% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,390 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bazaar-dominator9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal/Home Improve
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $25.01 | 10/10/2011 6:11:42 PM |
Brainworm | $25.00 | 10/10/2011 11:27:46 PM |
organized-payment6 | $50.00 | 10/11/2011 6:03:05 AM |
a-finance-nirvana | $25.00 | 10/11/2011 8:19:25 AM |
equitable-capital758 | $350.00 | 10/11/2011 6:44:43 PM |
Little_Helper | $25.00 | 10/12/2011 12:51:22 AM |
a-unflappable-finance | $100.00 | 10/12/2011 2:47:53 PM |
indomitable-coin | $25.00 | 10/12/2011 6:18:44 PM |
rmachi | $25.00 | 10/12/2011 8:35:00 PM |
fcrick | $25.00 | 10/14/2011 8:42:38 AM |
velocity-solo | $25.00 | 10/14/2011 9:21:10 AM |
unclejaef | $25.00 | 10/14/2011 10:48:08 AM |
freedom-credit | $25.00 | 10/14/2011 11:21:07 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:47 AM |
Zuzu | $25.00 | 10/14/2011 8:39:45 PM |
wampum-chorus3 | $25.00 | 10/15/2011 5:39:18 AM |
fuzed | $75.00 | 10/15/2011 6:46:24 AM |
organized-integrity8 | $100.00 | 10/15/2011 6:50:21 AM |
fair_rates | $25.00 | 10/15/2011 11:50:30 AM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:50 PM |
life-is-great | $25.00 | 10/15/2011 6:05:04 PM |
Queueball1 | $25.00 | 10/15/2011 8:01:21 PM |
ianakacg | $25.00 | 10/16/2011 6:07:43 AM |
skuba | $75.00 | 10/16/2011 5:57:10 AM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:30 PM |
unequaled-pound | $25.00 | 10/16/2011 4:17:45 PM |
supreme-dollar5 | $50.00 | 10/16/2011 3:58:30 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:06 PM |
Rivervale_Westwood | $100.00 | 10/17/2011 5:03:55 AM |
letsmakeitsuccessful | $150.00 | 10/17/2011 11:03:14 AM |
happy-asset | $25.00 | 10/17/2011 10:39:34 AM |
raiderj | $25.00 | 10/17/2011 11:13:13 AM |
Ocean713 | $75.00 | 10/17/2011 12:12:17 PM |
ddog0224 | $50.00 | 10/17/2011 12:31:19 PM |
benjamin67 | $74.00 | 10/17/2011 12:57:10 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:22 PM |
Marathoner | $25.00 | 10/17/2011 6:48:27 PM |
nri22 | $50.00 | 10/18/2011 3:56:11 AM |
Mali1 | $28.27 | 10/18/2011 7:12:15 AM |
UBOtto186 | $50.00 | 10/18/2011 10:17:11 AM |
radforj22 | $25.00 | 10/18/2011 11:33:09 AM |
GoldenGo4 | $50.00 | 10/18/2011 3:34:04 PM |
awwaww | $25.00 | 10/18/2011 7:39:37 PM |
thestartuplender | $51.00 | 10/19/2011 6:27:33 AM |
av22 | $50.00 | 10/19/2011 6:05:13 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:20 AM |
invest-in-ed | $100.00 | 10/19/2011 7:15:47 AM |
tender-commerce8 | $50.00 | 10/19/2011 11:39:15 AM |
rate-sherpa | $100.00 | 10/19/2011 1:43:29 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:14 PM |
cocopuffs | $25.00 | 10/19/2011 4:04:03 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:12 PM |
astute-benjamins | $50.00 | 10/19/2011 7:39:34 PM |
ferdberfel | $25.00 | 10/19/2011 7:46:25 PM |
credit-high-five8 | $25.00 | 10/19/2011 7:08:30 PM |
colorfulgardener | $25.00 | 10/19/2011 7:24:47 PM |
credit-coach118 | $25.17 | 10/19/2011 8:53:59 PM |
authentic-vigilance1 | $562.89 | 10/20/2011 4:09:55 AM |
fairwealth | $25.00 | 10/20/2011 5:24:14 AM |
ansset | $50.00 | 10/20/2011 6:30:00 AM |
trade-pine2 | $25.00 | 10/20/2011 7:47:47 AM |
loan-oasis4 | $25.00 | 10/20/2011 9:52:22 AM |
Dopplerbob | $30.00 | 10/20/2011 10:40:42 AM |
dime-sprout | $25.00 | 10/20/2011 2:10:21 PM |
cool_kubera | $100.00 | 10/20/2011 4:48:26 PM |
potatoepicker | $263.00 | 10/20/2011 2:33:11 PM |
scrappy-penny6 | $50.00 | 10/20/2011 4:52:06 PM |
silver-saguaro | $25.00 | 10/20/2011 5:05:26 PM |
Kyileo | $25.00 | 10/20/2011 4:56:32 PM |
payout-embrace | $25.00 | 10/20/2011 4:58:38 PM |
ferocious-finance | $25.00 | 10/20/2011 5:09:14 PM |
Cheburashka | $29.00 | 10/20/2011 4:07:25 PM |
TJ643 | $50.00 | 10/20/2011 5:01:31 PM |
jms1983 | $25.00 | 10/20/2011 5:03:48 PM |
brainy-currency3 | $25.00 | 10/20/2011 5:07:08 PM |
heroic-deal7 | $30.00 | 10/20/2011 5:17:03 PM |
brightest-income-hunter | $25.00 | 10/20/2011 4:53:13 PM |
dime-historian | $50.00 | 10/20/2011 4:53:25 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:15 PM |
dospapalotes | $50.00 | 10/20/2011 5:05:29 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:05 PM |
a-tranquil-liberty | $50.00 | 10/20/2011 5:19:26 PM |
BzJ108 | $25.00 | 10/20/2011 5:23:46 PM |
moopi | $100.00 | 10/20/2011 5:40:38 PM |
upright-velocity1 | $25.00 | 10/20/2011 5:52:52 PM |
thrifty-balance8 | $50.00 | 10/20/2011 5:17:32 PM |
elasermd | $143.90 | 10/20/2011 5:36:51 PM |
best-phenomenal-treasure | $25.00 | 10/20/2011 6:11:51 PM |
supersarah61 | $86.64 | 10/20/2011 6:28:48 PM |
rokman | $100.00 | 10/20/2011 5:29:59 PM |
terrific-return | $28.00 | 10/20/2011 6:22:26 PM |
godfather4u | $250.00 | 10/20/2011 6:25:13 PM |
Geologist-67 | $25.00 | 10/20/2011 6:28:26 PM |
Imperativity | $41.43 | 10/20/2011 6:29:10 PM |
HUNTER599673 | $50.00 | 10/20/2011 6:31:59 PM |
VBAces | $200.00 | 10/20/2011 5:55:54 PM |
cloud8 | $30.00 | 10/20/2011 7:06:36 PM |
RedantFinance | $50.00 | 10/20/2011 7:10:47 PM |
silver-ectasy1 | $25.69 | 10/20/2011 7:04:47 PM |
wlm3012 | $30.00 | 10/20/2011 7:23:45 PM |
Fiimg | $50.00 | 10/20/2011 7:30:12 PM |
AFairDeal | $35.00 | 10/20/2011 6:47:51 PM |
ballz694 | $25.00 | 10/20/2011 7:08:28 PM |
ethicalhumanist | $100.00 | 10/20/2011 7:23:05 PM |
NYBIZ | $25.00 | 10/20/2011 8:26:34 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:50 PM |
sankyu | $50.00 | 10/20/2011 7:50:52 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:49 PM |
undaunted-kindness | $100.00 | 10/21/2011 6:43:59 AM |
rajs | $250.00 | 10/21/2011 8:48:34 AM |
compoundinterest | $50.00 | 10/21/2011 9:06:55 AM |
alphaseek | $200.00 | 10/21/2011 12:31:58 PM |
mansim | $38.49 | 10/21/2011 1:12:42 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:33 PM |
Princehaha | $25.00 | 10/21/2011 5:09:34 PM |
Spiv_51 | $25.00 | 10/21/2011 4:22:27 PM |
exact-gold2 | $25.00 | 10/21/2011 5:57:27 PM |
orbital-transparency | $25.00 | 10/21/2011 10:07:54 PM |
sushi537 | $25.00 | 10/22/2011 4:15:00 AM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:33 AM |
investment-tempo | $25.00 | 10/22/2011 1:37:22 PM |
investment-cluster | $35.00 | 10/22/2011 1:42:50 PM |
justice-cub5 | $100.00 | 10/23/2011 10:08:43 AM |
fcukciti | $35.00 | 10/23/2011 8:17:13 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:04 PM |
community-seahorse0 | $25.00 | 10/23/2011 4:27:59 PM |
giftgold | $25.00 | 10/23/2011 4:34:24 PM |
Bodyboard | $29.02 | 10/23/2011 3:44:08 PM |
Munnie | $25.00 | 10/23/2011 5:34:09 PM |
antlr | $50.00 | 10/23/2011 10:36:24 PM |
green-benefit-control | $50.00 | 10/24/2011 8:00:21 AM |
planetibet | $50.00 | 10/24/2011 8:06:25 AM |
truth-silo | $100.00 | 10/24/2011 8:22:20 AM |
Loan-Mart | $77.80 | 10/24/2011 8:54:56 AM |
leverage-monger | $25.00 | 10/24/2011 9:30:34 AM |
interest-pudding4 | $25.00 | 10/24/2011 11:20:51 AM |
Castellan | $25.00 | 10/24/2011 11:31:35 AM |
bonus-apple | $200.00 | 10/24/2011 11:35:41 AM |
secureincome | $915.38 | 10/24/2011 12:13:34 PM |
wise-honorable-rate | $25.00 | 10/11/2011 5:19:47 AM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:53 AM |
finance-symphony7 | $25.00 | 10/11/2011 5:09:02 PM |
RusRobo | $25.00 | 10/12/2011 5:59:16 AM |
Preteur | $25.00 | 10/12/2011 6:52:57 AM |
scholarly-benefit5 | $50.00 | 10/12/2011 6:19:16 AM |
Weaverville | $100.00 | 10/12/2011 9:17:45 PM |
kenji4861 | $25.00 | 10/13/2011 9:25:55 AM |
forthright-dedication | $75.00 | 10/13/2011 2:32:29 PM |
KLCRAY | $33.00 | 10/14/2011 4:25:21 AM |
roux | $25.00 | 10/14/2011 6:20:09 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:08 AM |
Registerednurse1 | $35.00 | 10/14/2011 11:55:51 AM |
progressive-economy261 | $400.00 | 10/14/2011 5:22:39 PM |
Ripsaw4U | $50.00 | 10/14/2011 11:51:19 PM |
GCInvestments | $26.00 | 10/14/2011 9:22:26 PM |
Pacific-Bank | $50.00 | 10/15/2011 7:18:12 AM |
Shoveldummy | $50.00 | 10/15/2011 7:38:02 AM |
fortytwo | $100.00 | 10/15/2011 11:42:14 AM |
kindness-dessert | $43.21 | 10/16/2011 8:05:19 AM |
Nascar1 | $25.00 | 10/16/2011 8:28:34 AM |
macjp123 | $50.00 | 10/16/2011 1:36:12 PM |
wise-moola-warrior | $25.00 | 10/16/2011 6:34:20 PM |
Supernick | $100.00 | 10/16/2011 7:40:45 PM |
american6 | $100.00 | 10/17/2011 1:17:42 AM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:16 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:06 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:43 PM |
PtonLender | $25.00 | 10/17/2011 1:20:48 PM |
dionysus03 | $50.00 | 10/17/2011 1:34:59 PM |
riskadverse44 | $25.00 | 10/17/2011 1:50:29 PM |
happyface | $48.00 | 10/17/2011 3:01:07 PM |
misit | $25.00 | 10/17/2011 3:31:18 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:07 PM |
syounker | $25.00 | 10/17/2011 6:14:21 PM |
minista | $26.00 | 10/17/2011 6:36:43 PM |
socrates520 | $25.00 | 10/17/2011 10:49:04 PM |
reinforced-funds4 | $25.00 | 10/18/2011 5:26:48 AM |
JustMee | $25.00 | 10/18/2011 6:48:51 AM |
Hiru | $31.58 | 10/18/2011 7:15:59 AM |
the-gold-quark | $30.50 | 10/18/2011 5:10:31 PM |
return-enforcer5 | $25.00 | 10/18/2011 5:55:12 PM |
IIP77 | $25.00 | 10/18/2011 7:50:11 PM |
silver-metronome2 | $50.00 | 10/18/2011 9:13:21 PM |
stonehillloans | $25.00 | 10/19/2011 4:58:05 AM |
nosualcneas | $25.00 | 10/19/2011 6:28:51 AM |
ferdberfel | $32.02 | 10/19/2011 8:25:31 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:39 PM |
Sundragon | $25.00 | 10/19/2011 7:46:41 PM |
GrooveBiz | $25.00 | 10/19/2011 7:48:35 PM |
larslfe | $50.00 | 10/19/2011 8:19:40 PM |
liberty-point | $25.00 | 10/19/2011 8:30:19 PM |
soular21804 | $25.00 | 10/20/2011 3:56:08 AM |
kyomoon | $50.00 | 10/20/2011 8:05:26 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:25 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:41 PM |
enthralling-investment | $100.00 | 10/20/2011 1:38:59 PM |
totoro | $25.00 | 10/20/2011 1:45:13 PM |
subtle-revenue0 | $25.00 | 10/20/2011 1:14:57 PM |
oxnard | $100.00 | 10/20/2011 4:17:38 PM |
Tasmir | $25.00 | 10/20/2011 4:22:11 PM |
fantastic-openness | $100.00 | 10/20/2011 4:46:45 PM |
Loan_Some_Money | $27.19 | 10/20/2011 4:48:44 PM |
gain-equator | $25.00 | 10/20/2011 4:49:12 PM |
payout-flag6 | $25.00 | 10/20/2011 4:55:32 PM |
georgedorn | $25.00 | 10/20/2011 4:57:26 PM |
the-unequivocal-pound | $250.00 | 10/20/2011 4:57:45 PM |
iolaire | $25.00 | 10/20/2011 3:22:54 PM |
durability-ruler | $121.00 | 10/20/2011 3:30:25 PM |
platinum-admiral8 | $25.00 | 10/20/2011 4:51:57 PM |
money-bauble | $200.00 | 10/20/2011 5:06:38 PM |
pnace | $40.00 | 10/20/2011 4:55:54 PM |
CPA-Banker | $25.00 | 10/20/2011 5:07:52 PM |
iamwhatiam | $25.00 | 10/20/2011 5:03:05 PM |
resplendent-dollar | $25.00 | 10/20/2011 4:49:10 PM |
beeper2 | $50.00 | 10/20/2011 4:51:49 PM |
BigLinCT | $50.00 | 10/20/2011 5:09:49 PM |
CBO-Enterprise | $50.00 | 10/20/2011 5:21:28 PM |
rateasaurus1 | $25.00 | 10/20/2011 5:03:57 PM |
best-heavenly-justice | $50.00 | 10/20/2011 5:10:21 PM |
investment-kingdom | $100.00 | 10/20/2011 5:26:56 PM |
whipone | $25.00 | 10/20/2011 5:28:32 PM |
roxon | $25.00 | 10/20/2011 5:29:46 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:42 PM |
RB_Double-A_Bravo | $25.00 | 10/20/2011 5:58:03 PM |
ijspence | $25.00 | 10/20/2011 5:15:06 PM |
reward-force | $25.00 | 10/20/2011 5:37:31 PM |
revenue-candy | $25.00 | 10/20/2011 6:09:11 PM |
VonAp | $100.00 | 10/20/2011 6:22:22 PM |
squadron781 | $25.00 | 10/20/2011 5:27:42 PM |
SimGuy | $25.00 | 10/20/2011 6:27:50 PM |
court329 | $50.00 | 10/20/2011 6:28:32 PM |
p2p-czar3 | $25.00 | 10/20/2011 6:31:08 PM |
return-seeker85 | $100.00 | 10/20/2011 6:34:02 PM |
fortress767 | $89.60 | 10/20/2011 6:52:04 PM |
balance-force | $25.00 | 10/20/2011 6:35:09 PM |
unequaled-pound | $25.00 | 10/20/2011 7:06:58 PM |
reinforced-velocity158 | $400.00 | 10/20/2011 7:35:15 PM |
listing-vista | $100.00 | 10/20/2011 7:17:45 PM |
brightest-dynamic-peace | $25.00 | 10/20/2011 7:18:03 PM |
mauge35 | $25.00 | 10/20/2011 6:47:33 PM |
BlackCat36 | $100.00 | 10/20/2011 6:56:46 PM |
Lever | $168.91 | 10/20/2011 7:21:15 PM |
dinero-honker | $100.00 | 10/20/2011 7:32:53 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:34 PM |
responsibility-cherry6 | $25.00 | 10/20/2011 9:37:58 PM |
pednatjr | $45.94 | 10/21/2011 9:11:20 AM |
genius520 | $50.00 | 10/21/2011 9:08:18 AM |
wise-silver-wonder | $25.00 | 10/21/2011 10:05:31 AM |
diablorulz | $75.00 | 10/21/2011 10:14:07 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:51 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:37 AM |
GoSpeed | $72.68 | 10/21/2011 4:00:25 PM |
paladin510 | $50.00 | 10/21/2011 5:07:32 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:13 AM |
rpg | $25.00 | 10/22/2011 6:32:02 AM |
tntmojave | $50.00 | 10/22/2011 7:23:18 AM |
selector568 | $292.68 | 10/22/2011 9:54:41 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:06 AM |
pure-cash9 | $25.00 | 10/22/2011 10:57:47 AM |
cingular | $25.00 | 10/22/2011 12:58:11 PM |
moola-gargantuan9 | $50.00 | 10/22/2011 1:03:53 PM |
abundant-power | $50.00 | 10/23/2011 6:54:52 AM |
silver-armada | $32.00 | 10/23/2011 5:19:44 AM |
Syzygy | $25.00 | 10/23/2011 11:40:08 AM |
dfealk | $25.00 | 10/23/2011 12:26:21 PM |
6moonbeams | $25.00 | 10/23/2011 12:40:57 PM |
mattpet | $25.00 | 10/23/2011 2:31:34 PM |
Warwick | $25.00 | 10/23/2011 3:24:25 PM |
drkosh | $25.00 | 10/23/2011 6:40:34 PM |
fervent-currency5 | $75.00 | 10/23/2011 7:29:32 PM |
nick456sd | $25.00 | 10/23/2011 9:19:28 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:56 PM |
kind-cash-zone | $25.00 | 10/24/2011 4:16:24 AM |
Panna | $50.00 | 10/23/2011 10:00:55 PM |
dcfinancial | $25.00 | 10/24/2011 4:43:10 AM |
cr55595 | $25.00 | 10/24/2011 9:54:53 AM |
Manta_Rai | $25.00 | 10/24/2011 11:11:03 AM |
dordee | $75.00 | 10/24/2011 11:50:15 AM |
fund-tom-tom6 | $25.00 | 10/24/2011 12:09:00 PM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:18 PM |
280 Investments
|
Borrower Payment Dependent Notes Series
531781
This series of Notes was issued and sold upon the funding of the borrower loan #54962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,249.87 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $270.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 24% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,051 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| commerce-habanero7 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1429
Monthly expenses: $934
Housing: $ payroll deduction 495
Insurance: $70
Car expenses: $100 gas
Utilities: $84
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: &50
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/24/2011 4:12:59 AM |
social-cocktail1 | $200.00 | 10/10/2011 5:15:41 PM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:29 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:21 AM |
bullish2bearish | $30.00 | 10/15/2011 9:56:35 AM |
social-hunter5 | $25.00 | 10/15/2011 10:32:14 AM |
gjm6d | $25.00 | 10/16/2011 2:10:23 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:06 AM |
dollar-authority | $50.00 | 10/17/2011 12:19:34 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:44 PM |
lend4life13 | $25.00 | 10/17/2011 1:47:14 PM |
Leshan | $25.00 | 10/17/2011 3:23:29 PM |
yield-trader | $25.00 | 10/17/2011 4:46:00 PM |
transformer855 | $25.00 | 10/17/2011 7:11:31 PM |
DreDub | $50.00 | 10/18/2011 10:24:35 AM |
credit-bank-usa611 | $25.00 | 10/19/2011 9:39:34 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:12 PM |
daekpon | $25.00 | 10/19/2011 7:22:49 PM |
fizicks06 | $250.00 | 10/19/2011 8:05:05 PM |
liberty-point | $25.00 | 10/19/2011 8:26:40 PM |
JPMorrisLegacyFund | $48.99 | 10/19/2011 11:17:59 PM |
commitment-galaxy | $25.00 | 10/20/2011 5:18:59 AM |
Iwillhuntyoudown | $25.00 | 10/20/2011 9:05:42 AM |
whitegold24k | $100.00 | 10/20/2011 9:14:10 AM |
musegaze | $100.00 | 10/20/2011 12:55:35 PM |
newest-justice-bear | $25.00 | 10/20/2011 1:34:20 PM |
goal-benefit2 | $26.01 | 10/20/2011 5:01:27 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:49 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:27 PM |
fuzed | $50.00 | 10/21/2011 6:23:54 AM |
Bob450 | $25.00 | 10/22/2011 7:54:05 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:06 AM |
dedicated-transaction796 | $26.00 | 10/22/2011 10:23:20 AM |
frogperson | $100.00 | 10/22/2011 11:03:11 AM |
wwwUniversal | $25.00 | 10/22/2011 12:15:41 PM |
lasalle123 | $100.00 | 10/22/2011 2:46:42 PM |
bid-czar8 | $100.00 | 10/23/2011 3:56:24 PM |
papaloha | $25.00 | 10/23/2011 8:20:24 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:41 PM |
jkeller4000 | $25.00 | 10/24/2011 5:11:44 AM |
mad-scientist418 | $25.00 | 10/24/2011 8:54:11 AM |
DER | $25.00 | 10/24/2011 3:41:01 PM |
barefootpaul | $25.00 | 10/18/2011 6:52:18 AM |
vutah | $25.00 | 10/10/2011 7:37:24 PM |
nimble-revenue5 | $50.00 | 10/10/2011 9:45:33 PM |
finance-solo | $50.00 | 10/11/2011 4:58:38 AM |
greencat | $50.00 | 10/11/2011 7:16:11 AM |
Something-Corporate | $25.00 | 10/11/2011 6:59:12 PM |
kulender | $50.00 | 10/14/2011 4:52:03 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:19 AM |
robgw | $25.00 | 10/14/2011 7:37:04 PM |
Interloper | $25.00 | 10/14/2011 10:24:22 PM |
kind-finance-burrito | $25.00 | 10/15/2011 6:26:18 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:12 PM |
careful-vigilance4 | $100.00 | 10/16/2011 2:09:45 PM |
ddog0224 | $50.00 | 10/17/2011 12:28:47 PM |
money-fort | $25.00 | 10/17/2011 7:47:28 PM |
realtormoises | $25.00 | 10/18/2011 1:20:05 PM |
MJTimages_com | $36.44 | 10/18/2011 4:06:15 PM |
order-bee1 | $400.00 | 10/18/2011 10:29:10 PM |
principal-laser | $50.00 | 10/19/2011 5:33:47 AM |
octoberfresh | $25.00 | 10/19/2011 1:37:17 PM |
NeemanuKotagoLending | $42.43 | 10/19/2011 2:26:47 PM |
platinum-czar | $25.00 | 10/19/2011 7:24:20 PM |
palace2 | $150.00 | 10/19/2011 7:22:24 PM |
ferdberfel | $25.00 | 10/19/2011 7:45:47 PM |
Something-Corporate | $25.00 | 10/19/2011 9:23:07 PM |
impala6464 | $75.00 | 10/19/2011 10:15:06 PM |
JaceSpade | $25.00 | 10/20/2011 5:04:22 AM |
Girakul | $25.00 | 10/20/2011 5:44:16 AM |
agalt | $75.00 | 10/20/2011 8:54:35 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:17 PM |
fcukciti | $35.00 | 10/23/2011 8:17:13 AM |
green-benefit-control | $50.00 | 10/24/2011 8:01:57 AM |
dws2380 | $25.00 | 10/24/2011 9:40:11 AM |
suave-dime6 | $25.00 | 10/24/2011 12:28:34 PM |
secureincome | $750.00 | 10/24/2011 12:24:07 PM |
simplelender80 | $200.00 | 10/24/2011 1:25:55 PM |
social-zebra | $30.00 | 10/24/2011 2:30:37 PM |
AM2008 | $25.00 | 10/24/2011 4:43:34 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
531811
This series of Notes was issued and sold upon the funding of the borrower loan #54835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 23y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $772 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-sturdy-currency |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan: improve home from contractors neglect
This loan will be used to...clear up debt to finish home improvement from contractors neglect
My financial situation:
I am a good candidate for this loan because...I have good resource to pay back the loan ..ie long term on job, second income (small business) and very disciplined on paying my debts
Monthly net income: $3418.00
Monthly expenses: $
Housing: $900.00
Insurance: $83.00
Car expenses: $160.00
Utilities: $190.00
Phone, cable, internet: $67.00
Food, entertainment: $160.00
Clothing, household expenses: $160.00
Credit cards and other loans: $365.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/18/2011 6:52:19 AM |
ultimate-peace | $250.00 | 10/10/2011 6:01:26 PM |
SolarMoonshine | $25.00 | 10/10/2011 6:42:56 PM |
AndChicksforFree | $25.00 | 10/10/2011 9:33:45 PM |
Something-Corporate | $25.00 | 10/11/2011 6:58:47 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:20 AM |
carrinel | $60.46 | 10/18/2011 7:17:03 AM |
340 | $25.00 | 10/19/2011 1:48:42 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:30:16 PM |
Something-Corporate | $25.00 | 10/19/2011 9:23:44 PM |
UBOtto186 | $50.00 | 10/20/2011 9:56:16 AM |
droopie1 | $25.00 | 10/20/2011 11:01:03 AM |
The_Phoenix_Company | $25.00 | 10/20/2011 5:02:38 PM |
thrilling-wealth556 | $25.00 | 10/20/2011 5:07:40 PM |
lucrative-deal5 | $25.00 | 10/20/2011 5:20:52 PM |
copper | $50.00 | 10/20/2011 6:28:06 PM |
income-buffalo1 | $100.00 | 10/20/2011 5:32:16 PM |
jbloans | $25.00 | 10/20/2011 5:38:19 PM |
wise-penny-protector | $25.00 | 10/20/2011 6:27:27 PM |
ddog0224 | $25.00 | 10/20/2011 7:47:53 PM |
dedicated-principal | $50.00 | 10/20/2011 8:24:06 PM |
ZLyons | $35.00 | 10/20/2011 7:58:07 PM |
diversification-medalist | $25.00 | 10/20/2011 9:23:16 PM |
benefit-boots | $25.00 | 10/21/2011 12:05:55 AM |
cash-turbine1 | $25.00 | 10/21/2011 4:49:42 AM |
klend4 | $25.00 | 10/21/2011 6:44:56 AM |
Sudoku | $30.00 | 10/21/2011 5:41:50 AM |
Christophe | $25.00 | 10/21/2011 7:19:50 AM |
mschoenf | $50.00 | 10/21/2011 6:58:25 AM |
organic-responsibility60 | $30.00 | 10/21/2011 8:43:59 AM |
credit-coach118 | $55.67 | 10/21/2011 8:44:27 AM |
Mocaba | $100.00 | 10/21/2011 8:50:23 AM |
first-enchanted-agreement | $25.00 | 10/21/2011 9:11:01 AM |
the-credit-proton | $25.00 | 10/21/2011 9:11:37 AM |
moola-monger9 | $50.00 | 10/21/2011 9:48:31 AM |
fairness-atmosphere | $25.00 | 10/21/2011 9:58:07 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:23 PM |
Enz0 | $150.00 | 10/21/2011 4:43:56 PM |
loss-of-control | $100.00 | 10/22/2011 8:25:35 AM |
wlm3012 | $60.00 | 10/22/2011 11:19:42 AM |
gold-miser9 | $100.00 | 10/22/2011 5:43:50 PM |
dedicated-transaction796 | $25.00 | 10/23/2011 12:21:02 PM |
exchange-squirrel | $25.00 | 10/10/2011 9:30:24 PM |
fascinating-benefit279 | $50.00 | 10/16/2011 1:46:56 PM |
green-trade-dolphin | $25.00 | 10/17/2011 7:35:23 AM |
diversification-maple1 | $25.00 | 10/18/2011 5:53:41 PM |
graceful-investment | $25.00 | 10/19/2011 6:56:22 PM |
Land_on_your_feet | $25.00 | 10/19/2011 8:06:40 PM |
radiant-wealth0 | $50.00 | 10/20/2011 11:56:45 AM |
building_community | $25.00 | 10/20/2011 4:59:45 PM |
return-cluster991 | $50.00 | 10/20/2011 5:13:20 PM |
dime-historian | $25.00 | 10/20/2011 5:08:13 PM |
wealth-multiplier | $25.00 | 10/20/2011 5:31:50 PM |
wise-careful-greenback | $25.00 | 10/20/2011 6:26:56 PM |
coachmike15 | $25.00 | 10/20/2011 6:03:25 PM |
Zuzu | $40.00 | 10/20/2011 6:33:11 PM |
impala6464 | $100.00 | 10/20/2011 7:35:06 PM |
lie21073 | $50.00 | 10/20/2011 10:19:53 PM |
Binan | $25.00 | 10/21/2011 1:00:53 AM |
Natronpee | $25.00 | 10/20/2011 11:38:01 PM |
Leshan | $25.00 | 10/21/2011 7:27:25 AM |
Philman | $25.00 | 10/21/2011 8:28:22 AM |
open-minded-deal | $200.00 | 10/21/2011 8:51:50 AM |
nri22 | $50.00 | 10/21/2011 8:38:50 AM |
stock106 | $25.00 | 10/21/2011 8:48:13 AM |
head | $25.00 | 10/21/2011 9:49:40 AM |
glroark | $100.00 | 10/21/2011 10:31:14 AM |
let_me_retire | $200.00 | 10/22/2011 1:37:12 AM |
ASASE-ABAN | $25.69 | 10/22/2011 6:20:51 PM |
sushi537 | $25.00 | 10/22/2011 3:48:49 PM |
IIP77 | $25.00 | 10/22/2011 4:11:18 PM |
vine99 | $65.00 | 10/22/2011 5:23:04 PM |
mason752 | $225.00 | 10/23/2011 3:06:38 AM |
168RichCapital | $23.18 | 10/23/2011 2:06:38 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
531813
This series of Notes was issued and sold upon the funding of the borrower loan #54947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 38% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,509 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| fan778 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PERSONAL LOAN
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2100
Monthly expenses: $
Housing: $8OO
Insurance: $97
Car expenses: $125
Utilities: $50
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/10/2011 5:15:42 PM |
Whipster | $80.00 | 10/10/2011 6:48:48 PM |
Kaj | $40.00 | 10/10/2011 6:42:47 PM |
wonder3 | $35.00 | 10/11/2011 6:15:11 AM |
nimble-revenue5 | $50.00 | 10/11/2011 9:16:30 AM |
natural-worth9 | $200.00 | 10/12/2011 6:36:36 PM |
diplomatic-wealth7 | $25.00 | 10/13/2011 9:17:01 AM |
forthright-dedication | $75.00 | 10/13/2011 2:32:30 PM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:44 PM |
Jack55304 | $200.00 | 10/15/2011 1:04:23 AM |
the-silver-blaster | $50.00 | 10/15/2011 6:37:29 AM |
credit-coach118 | $25.00 | 10/15/2011 11:20:58 AM |
fortytwo | $100.00 | 10/15/2011 11:42:14 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:12 PM |
miked8303 | $25.00 | 10/17/2011 6:02:06 AM |
gold-pudding6 | $60.00 | 10/17/2011 6:17:16 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:10 AM |
profit-powerplant | $25.00 | 10/17/2011 1:18:57 PM |
Leshan | $25.00 | 10/17/2011 3:23:13 PM |
yield-trader | $25.00 | 10/17/2011 4:46:01 PM |
mercuriant | $25.00 | 10/18/2011 11:20:22 AM |
transformer855 | $25.00 | 10/19/2011 7:30:02 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:05 AM |
Rostov | $25.00 | 10/19/2011 9:18:39 AM |
tender-commerce8 | $50.00 | 10/19/2011 11:39:33 AM |
octoberfresh | $25.00 | 10/19/2011 1:37:34 PM |
kind-credit-bear | $25.00 | 10/19/2011 5:13:16 PM |
silver-metronome2 | $75.00 | 10/19/2011 7:20:56 PM |
autonomous-truth | $100.00 | 10/19/2011 8:27:33 PM |
shrewd-peace7 | $25.00 | 10/19/2011 10:12:25 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:03 PM |
SacramentoChad | $25.00 | 10/20/2011 4:50:23 PM |
dime-historian | $25.00 | 10/20/2011 4:55:09 PM |
income-buffalo1 | $100.00 | 10/20/2011 5:19:41 PM |
thrifty-balance8 | $25.00 | 10/20/2011 5:15:55 PM |
thrifty-balance8 | $25.00 | 10/20/2011 5:21:40 PM |
HermanstadtKid | $25.00 | 10/20/2011 5:47:21 PM |
wealth-fighter3 | $25.00 | 10/20/2011 5:22:28 PM |
Zuzu | $40.00 | 10/20/2011 6:31:17 PM |
supersarah61 | $50.00 | 10/20/2011 6:39:53 PM |
joyful-power9 | $25.00 | 10/20/2011 6:33:09 PM |
RedantFinance | $25.00 | 10/20/2011 7:12:10 PM |
listing-vista | $100.00 | 10/20/2011 7:20:04 PM |
scarlet-velvet | $25.08 | 10/20/2011 7:30:49 PM |
vigorous-velocity | $89.05 | 10/20/2011 8:59:32 PM |
basis-wizard8 | $50.00 | 10/21/2011 6:34:36 AM |
oaktown23 | $100.00 | 10/21/2011 6:55:55 AM |
organic-responsibility60 | $30.00 | 10/21/2011 8:44:43 AM |
Mocaba | $150.00 | 10/21/2011 8:53:03 AM |
income-buffalo1 | $100.00 | 10/21/2011 8:53:18 AM |
buffalobills | $25.00 | 10/21/2011 8:42:42 AM |
worth-arch | $25.00 | 10/21/2011 8:45:42 AM |
ITExec | $100.00 | 10/21/2011 8:58:32 AM |
LuckyDuck49 | $25.00 | 10/21/2011 9:19:10 AM |
CincyTex | $25.00 | 10/21/2011 9:44:02 AM |
palace2 | $272.14 | 10/21/2011 9:56:22 AM |
HotStreak | $25.00 | 10/21/2011 9:32:58 AM |
cnovak | $25.00 | 10/21/2011 9:58:11 AM |
Frugal | $25.00 | 10/21/2011 9:53:27 AM |
compassion-platoon | $25.00 | 10/21/2011 10:25:14 AM |
fervent-repayment | $25.00 | 10/21/2011 11:04:51 AM |
social-zebra | $30.00 | 10/21/2011 11:19:37 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:23 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:02 PM |
enchanted-note | $25.00 | 10/22/2011 6:23:37 AM |
Bob450 | $25.00 | 10/22/2011 7:41:53 AM |
JLMGroupFunds | $25.00 | 10/22/2011 12:14:54 PM |
wwwUniversal | $25.00 | 10/22/2011 12:15:41 PM |
smoothmoniker | $29.76 | 10/22/2011 3:33:15 PM |
life-is-great | $25.00 | 10/23/2011 1:06:01 PM |
giftgold | $25.00 | 10/23/2011 4:25:02 PM |
papaloha | $25.00 | 10/23/2011 8:20:25 PM |
green-benefit-control | $50.00 | 10/24/2011 8:00:41 AM |
finance-mushroom | $100.00 | 10/24/2011 9:07:36 AM |
secureincome | $1,000.00 | 10/24/2011 12:16:35 PM |
JauaFlash | $25.00 | 10/24/2011 1:42:40 PM |
new-discrete-camaraderi | $12.06 | 10/24/2011 2:25:09 PM |
barefootpaul | $25.00 | 10/20/2011 7:39:01 AM |
progressive-economy261 | $400.00 | 10/10/2011 5:16:14 PM |
responsibility-butterfly | $25.00 | 10/11/2011 9:24:53 AM |
kulender | $50.00 | 10/14/2011 4:52:04 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:22 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:47 AM |
credit-coach118 | $25.47 | 10/15/2011 11:20:48 AM |
Dubbs360 | $50.00 | 10/16/2011 3:17:57 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:07 AM |
ddog0224 | $50.00 | 10/17/2011 12:29:30 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:14:44 PM |
benefit-banshee | $25.00 | 10/17/2011 1:18:42 PM |
Rulea72 | $25.00 | 10/18/2011 7:31:33 AM |
gjm6d | $25.00 | 10/18/2011 2:56:29 PM |
mighty-payout1 | $25.00 | 10/18/2011 10:29:21 PM |
treasure-bliss | $25.00 | 10/19/2011 3:18:17 AM |
unger | $131.11 | 10/19/2011 4:11:04 AM |
red-power-pecan | $50.00 | 10/19/2011 10:31:51 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:43 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:12 PM |
ferdberfel | $25.00 | 10/19/2011 7:51:42 PM |
liberty-point | $50.00 | 10/19/2011 8:29:47 PM |
orange-preeminant-bill | $25.00 | 10/20/2011 5:31:41 AM |
Wellman | $25.00 | 10/20/2011 5:06:34 PM |
investment-kingdom | $25.00 | 10/20/2011 5:31:38 PM |
brightest-benjamins-onator | $25.00 | 10/20/2011 5:22:08 PM |
helping-out | $25.00 | 10/20/2011 6:03:00 PM |
WMY-Investor | $100.00 | 10/20/2011 6:28:39 PM |
hope-lionheart1 | $25.00 | 10/20/2011 7:17:05 PM |
bold-careful-finance | $50.00 | 10/20/2011 8:12:10 PM |
wlm3012 | $30.00 | 10/20/2011 7:57:21 PM |
asset-professor | $25.00 | 10/20/2011 8:32:10 PM |
Something-Corporate | $25.00 | 10/20/2011 9:26:42 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:14:19 PM |
diversification-medalist | $25.00 | 10/20/2011 9:18:06 PM |
Binan | $25.00 | 10/21/2011 12:58:42 AM |
nycfinance | $25.00 | 10/21/2011 1:55:58 AM |
Gladglide | $25.00 | 10/20/2011 10:55:43 PM |
courteous-platinum7 | $30.40 | 10/21/2011 5:56:36 AM |
Anny-Disco | $25.00 | 10/21/2011 5:40:38 AM |
whatreality | $25.00 | 10/21/2011 7:19:12 AM |
income-rocker2 | $50.00 | 10/21/2011 7:49:16 AM |
rakstar | $25.00 | 10/21/2011 8:29:17 AM |
treasure-hunter270 | $25.00 | 10/21/2011 7:28:34 AM |
open-minded-deal | $200.00 | 10/21/2011 8:51:38 AM |
ITExec | $100.00 | 10/21/2011 8:56:02 AM |
stock106 | $25.00 | 10/21/2011 8:57:07 AM |
leverage-monger | $55.00 | 10/21/2011 10:07:16 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:51 AM |
return-enthusiast1 | $25.00 | 10/21/2011 2:41:20 PM |
gotjack | $100.00 | 10/21/2011 2:34:53 PM |
payout-achievement | $50.00 | 10/21/2011 4:16:01 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:26 PM |
loss-of-control | $100.00 | 10/22/2011 8:39:12 AM |
leverage-monger | $25.00 | 10/22/2011 8:42:40 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:13 AM |
dedicated-transaction796 | $26.00 | 10/22/2011 10:23:21 AM |
thelovebug | $42.00 | 10/22/2011 12:15:21 PM |
quickstep | $150.00 | 10/23/2011 4:47:20 AM |
investment-comet | $25.00 | 10/23/2011 8:16:00 AM |
6moonbeams | $25.00 | 10/23/2011 12:40:58 PM |
bid-czar8 | $100.00 | 10/23/2011 3:56:25 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:45 PM |
gold-cluster | $50.00 | 10/23/2011 8:27:40 PM |
commitment-orbiter5 | $25.00 | 10/23/2011 9:21:19 PM |
antlr | $50.00 | 10/23/2011 10:36:25 PM |
mad-scientist418 | $25.00 | 10/24/2011 8:51:32 AM |
Comoparklender | $25.00 | 10/24/2011 9:20:56 AM |
minddoc | $25.00 | 10/24/2011 9:06:08 AM |
morfrius | $26.93 | 10/24/2011 11:51:35 AM |
dordee | $40.00 | 10/24/2011 11:51:11 AM |
asya | $25.00 | 10/24/2011 12:38:53 PM |
suave-dime6 | $25.00 | 10/24/2011 12:27:13 PM |
simplelender80 | $200.00 | 10/24/2011 1:25:55 PM |
sage4 | $25.00 | 10/24/2011 12:42:43 PM |
152 Investments
|
Borrower Payment Dependent Notes Series
531833
This series of Notes was issued and sold upon the funding of the borrower loan #54894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $194.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 36% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
9 | Length of status: | 28y 2m |
Amount delinquent:
| $2,283 |
Total credit lines:
| 14 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,231 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-flexible-camaraderi |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
hardworker
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/20/2011 7:17:58 PM |
social-cocktail1 | $200.00 | 10/11/2011 9:16:07 AM |
nimble-revenue5 | $50.00 | 10/11/2011 5:22:25 PM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:31 AM |
kulender | $50.00 | 10/14/2011 4:52:08 AM |
money-fort | $25.00 | 10/15/2011 2:54:39 PM |
payout-carnival | $42.89 | 10/16/2011 7:27:08 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:11 AM |
coachmike15 | $25.00 | 10/20/2011 6:03:05 PM |
Zuzu | $40.00 | 10/20/2011 6:29:27 PM |
impala6464 | $75.00 | 10/20/2011 7:37:49 PM |
asset-professor | $25.00 | 10/20/2011 8:42:27 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:25:06 PM |
Leshan | $25.00 | 10/21/2011 7:31:06 AM |
DreDub | $50.00 | 10/21/2011 8:34:24 AM |
the-credit-proton | $25.00 | 10/21/2011 9:15:38 AM |
missing-link | $25.00 | 10/21/2011 9:49:00 AM |
glroark | $100.00 | 10/21/2011 10:32:46 AM |
impressive-openness7 | $25.00 | 10/21/2011 10:39:12 AM |
sportcraft18 | $90.00 | 10/21/2011 1:21:54 PM |
jebber007 | $50.00 | 10/21/2011 11:04:01 PM |
baker31 | $28.00 | 10/22/2011 7:54:46 AM |
frogperson | $75.00 | 10/22/2011 11:03:39 AM |
wlm3012 | $30.00 | 10/22/2011 11:53:49 AM |
bancoroyal | $25.00 | 10/22/2011 11:30:24 AM |
Eddy-2-Aces | $25.00 | 10/22/2011 12:18:00 PM |
bradny | $25.00 | 10/22/2011 12:24:05 PM |
ben10jen | $42.00 | 10/22/2011 1:41:55 PM |
dedicated-transaction796 | $25.00 | 10/23/2011 12:21:03 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:47 PM |
suave-dime6 | $25.00 | 10/24/2011 12:28:51 PM |
DER | $25.00 | 10/24/2011 3:41:09 PM |
finance-mushroom | $72.56 | 10/24/2011 5:08:08 PM |
ultimate-peace | $25.00 | 10/11/2011 9:01:43 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:22 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:27 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:14 PM |
careful-vigilance4 | $100.00 | 10/16/2011 2:09:47 PM |
yield-trader | $25.00 | 10/17/2011 4:46:04 PM |
fusbarro | $88.00 | 10/19/2011 11:40:55 AM |
burgeoning-marketplace4 | $25.00 | 10/19/2011 10:24:44 PM |
joyful-power9 | $50.00 | 10/20/2011 6:40:30 PM |
RedantFinance | $25.00 | 10/20/2011 7:11:08 PM |
diversification-medalist | $25.00 | 10/20/2011 9:25:08 PM |
vigorous-velocity | $100.00 | 10/20/2011 9:05:16 PM |
integrity-statue | $58.00 | 10/20/2011 9:57:01 PM |
Binan | $25.00 | 10/21/2011 1:07:39 AM |
benefit-boots | $25.00 | 10/21/2011 12:08:56 AM |
interstellar | $75.00 | 10/21/2011 6:14:14 AM |
compassionate-dime0 | $50.00 | 10/21/2011 6:47:05 AM |
new-transaction-wrangler | $50.00 | 10/21/2011 6:15:44 AM |
Philman | $25.00 | 10/21/2011 8:48:48 AM |
best-basis-trooper | $25.00 | 10/21/2011 8:58:03 AM |
head | $25.00 | 10/21/2011 9:55:25 AM |
Dskillz | $120.00 | 10/21/2011 1:24:22 PM |
julijask | $25.00 | 10/21/2011 2:52:31 PM |
well-mannered-income3 | $25.00 | 10/21/2011 2:57:27 PM |
eccles | $25.00 | 10/21/2011 5:52:28 PM |
nalaari | $37.15 | 10/22/2011 6:39:56 AM |
Cluvnupe06 | $25.00 | 10/22/2011 8:32:31 AM |
dedicated-diversification5 | $50.00 | 10/22/2011 8:12:35 AM |
PrincessGrace33 | $25.00 | 10/22/2011 8:35:51 AM |
welshcat | $50.00 | 10/22/2011 10:27:40 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:16 AM |
likeable-hope | $25.00 | 10/22/2011 11:01:05 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:41 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:18 PM |
wwwUniversal | $25.00 | 10/22/2011 12:15:43 PM |
money-baron | $42.30 | 10/22/2011 1:30:33 PM |
Emperor_of_Banking | $29.07 | 10/22/2011 12:32:26 PM |
paceme1 | $30.03 | 10/22/2011 2:42:17 PM |
bid-czar8 | $100.00 | 10/23/2011 3:56:27 PM |
asiaratt | $50.00 | 10/24/2011 5:07:12 PM |
capital-halo1 | $1,000.00 | 10/24/2011 5:07:54 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
531917
This series of Notes was issued and sold upon the funding of the borrower loan #54918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 4y 4m |
Amount delinquent:
| $72 |
Total credit lines:
| 12 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $124 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-kindness-friendship |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan for mobile home and furniture.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/20/2011 7:17:58 PM |
responsibility-butterfly | $25.00 | 10/11/2011 7:29:49 PM |
social-cocktail1 | $200.00 | 10/12/2011 5:19:25 PM |
Kaj | $40.00 | 10/13/2011 6:59:09 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:53 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:47 PM |
finance-prescription | $100.00 | 10/16/2011 12:10:17 PM |
ddog0224 | $50.00 | 10/18/2011 3:28:42 PM |
return-enforcer5 | $25.00 | 10/18/2011 5:39:16 PM |
stonehillloans | $25.00 | 10/19/2011 4:58:47 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:14 PM |
missing-link | $25.00 | 10/19/2011 8:01:08 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:05 PM |
first-liberty-duckling | $25.00 | 10/20/2011 2:40:19 PM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:50 PM |
coachmike15 | $25.00 | 10/20/2011 6:02:03 PM |
newest-camaraderi-fir | $50.00 | 10/20/2011 6:02:33 PM |
RB_Double-A_Bravo | $25.00 | 10/20/2011 5:55:03 PM |
a-unflappable-finance | $100.00 | 10/20/2011 5:32:28 PM |
Zuzu | $40.00 | 10/20/2011 6:31:30 PM |
p2p-czar3 | $25.00 | 10/20/2011 6:35:06 PM |
mauge35 | $25.00 | 10/20/2011 6:54:25 PM |
listing-vista | $100.00 | 10/20/2011 7:18:56 PM |
joyful-power9 | $50.00 | 10/20/2011 6:32:05 PM |
p2ploan-charmer | $25.00 | 10/20/2011 7:45:20 PM |
bold-careful-finance | $50.00 | 10/20/2011 8:02:57 PM |
palace2 | $209.00 | 10/20/2011 7:22:20 PM |
fuzed | $50.00 | 10/21/2011 6:23:54 AM |
Mocaba | $100.00 | 10/21/2011 8:55:51 AM |
Elefunt | $50.00 | 10/21/2011 8:36:59 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:54 AM |
Mariner3605 | $25.00 | 10/21/2011 6:07:26 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:03 PM |
SolarMoonshine | $25.00 | 10/22/2011 3:45:14 AM |
orange-preeminant-bill | $25.00 | 10/22/2011 5:24:52 AM |
leverage-monger | $25.00 | 10/22/2011 8:37:24 AM |
investment-cluster | $35.00 | 10/22/2011 1:43:33 PM |
Bob450 | $25.00 | 10/22/2011 6:00:10 PM |
dedicated-transaction796 | $25.00 | 10/24/2011 9:22:02 AM |
secureincome | $700.00 | 10/24/2011 12:19:10 PM |
jonnysixgun | $25.00 | 10/24/2011 2:46:02 PM |
HedgeFund | $50.00 | 10/24/2011 7:24:37 PM |
ChuckieG | $25.00 | 10/25/2011 4:21:42 AM |
bsh297 | $25.00 | 10/25/2011 5:22:50 AM |
payment-pursuit3 | $35.00 | 10/25/2011 5:56:21 AM |
asiaratt | $50.00 | 10/25/2011 9:09:38 AM |
Investoman | $19.00 | 10/25/2011 9:10:49 AM |
progressive-economy261 | $400.00 | 10/12/2011 5:19:50 PM |
bizlending | $150.00 | 10/13/2011 3:16:22 AM |
kulender | $50.00 | 10/14/2011 4:52:12 AM |
diplomatic-wealth7 | $25.00 | 10/14/2011 9:17:05 AM |
Jack55304 | $200.00 | 10/15/2011 1:04:32 AM |
fortytwo | $100.00 | 10/15/2011 11:42:19 AM |
miked8303 | $25.00 | 10/17/2011 6:02:10 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:15 AM |
nimble-revenue5 | $50.00 | 10/17/2011 9:20:01 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:37 PM |
yield-trader | $25.00 | 10/17/2011 4:46:06 PM |
Dubbs360 | $50.00 | 10/18/2011 12:28:24 PM |
jameswmooreiii | $25.00 | 10/18/2011 8:07:25 PM |
red-power-pecan | $50.00 | 10/19/2011 10:31:55 AM |
kenji4861 | $25.00 | 10/19/2011 1:21:46 PM |
treasure-bliss | $25.00 | 10/20/2011 5:15:20 AM |
first-class-wampum | $50.00 | 10/20/2011 7:44:30 AM |
payout-paddle1 | $100.00 | 10/20/2011 4:52:58 PM |
the-unequivocal-pound | $250.00 | 10/20/2011 4:54:04 PM |
investment-kingdom | $25.00 | 10/20/2011 5:30:38 PM |
brightest-benjamins-onator | $25.00 | 10/20/2011 5:20:13 PM |
kind-credit-bear | $25.00 | 10/20/2011 5:14:05 PM |
helping-out | $25.00 | 10/20/2011 6:03:01 PM |
coachmike15 | $25.00 | 10/20/2011 6:01:39 PM |
mauge35 | $25.00 | 10/20/2011 6:49:45 PM |
handy-justice | $100.00 | 10/20/2011 7:07:38 PM |
reinforced-velocity158 | $100.00 | 10/20/2011 7:37:30 PM |
supersarah61 | $50.00 | 10/20/2011 6:42:29 PM |
RedantFinance | $25.00 | 10/20/2011 7:12:06 PM |
haiku328 | $50.00 | 10/20/2011 7:55:26 PM |
Calif-smo | $25.00 | 10/20/2011 8:07:15 PM |
atlas100 | $25.00 | 10/21/2011 7:29:02 AM |
cnovak | $25.00 | 10/21/2011 9:55:55 AM |
shrewd-peace7 | $25.00 | 10/21/2011 12:51:06 PM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:26 PM |
payout-achievement | $50.00 | 10/21/2011 4:16:03 PM |
transparency-giant | $50.00 | 10/22/2011 10:40:19 AM |
bid-czar8 | $57.00 | 10/23/2011 3:56:28 PM |
green-benefit-control | $25.00 | 10/24/2011 8:04:31 AM |
dordee | $40.00 | 10/24/2011 11:51:36 AM |
suave-dime6 | $25.00 | 10/24/2011 12:27:28 PM |
Myrick | $25.00 | 10/24/2011 3:02:16 PM |
lakehavasu88 | $25.00 | 10/24/2011 5:25:08 PM |
drg6289 | $25.00 | 10/24/2011 6:22:11 PM |
power-bluebird2 | $25.00 | 10/24/2011 6:32:21 PM |
loan-scientist8 | $25.00 | 10/25/2011 3:58:22 AM |
finance-mushroom | $100.00 | 10/25/2011 9:09:42 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
531931
This series of Notes was issued and sold upon the funding of the borrower loan #55082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $415.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 28y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,252 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 41 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| indyjohn |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Throwing Dirt on The Hole I Dug !
Purpose of loan:Finish off a couple of per. debts and to start a small business
This loan will be used to.give me breathing room to get into another business part time while still working my normal job..
My financial situation: Decent but trying to move it for the better
I am a good candidate for this loan because..I have never had a bankruptcy and lord knows I could have done it 3 years ago when I was at the bottom of the hole.I have made good on all my debts.and really want something more than just paying bills.
Monthly net income: $4180
Monthly expenses: $3,000.00 (about)
Housing: $700
Insurance: $80
Car expenses: $400
Utilities: $181
Phone, cable, internet: $105
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $247
Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $25.00 | 10/18/2011 10:47:26 PM |
responsibility-butterfly | $25.00 | 10/11/2011 7:29:50 PM |
ingenious-truth0 | $25.00 | 10/11/2011 10:36:35 PM |
organized-payment6 | $50.00 | 10/12/2011 5:49:19 AM |
a-unflappable-finance | $100.00 | 10/12/2011 2:47:58 PM |
Investor_DP | $100.00 | 10/13/2011 9:06:55 AM |
forthright-dedication | $75.00 | 10/13/2011 2:32:33 PM |
KLCRAY | $50.00 | 10/14/2011 4:25:22 AM |
kulender | $50.00 | 10/14/2011 4:53:04 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:11 AM |
thorough-exchange4 | $50.00 | 10/14/2011 9:54:39 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:18:05 AM |
freedom-credit | $25.00 | 10/14/2011 11:33:19 AM |
riskadverse44 | $50.00 | 10/14/2011 5:24:06 PM |
Mark0135 | $50.00 | 10/14/2011 6:41:31 PM |
GCInvestments | $26.00 | 10/14/2011 9:22:27 PM |
IIP77 | $25.00 | 10/15/2011 6:19:26 AM |
greenfuture | $25.00 | 10/15/2011 8:54:23 AM |
fortytwo | $100.00 | 10/15/2011 11:42:20 AM |
special-currency6 | $50.00 | 10/15/2011 4:26:15 PM |
kidsskipp | $50.00 | 10/15/2011 6:58:54 PM |
astute-dollar | $50.00 | 10/16/2011 7:04:58 AM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:08 PM |
american6 | $100.00 | 10/17/2011 1:17:47 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:17 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:12 AM |
SimpleChoice | $25.00 | 10/17/2011 10:16:48 AM |
principal-exec | $25.00 | 10/17/2011 11:26:53 AM |
Ocean713 | $75.00 | 10/17/2011 12:39:56 PM |
lendme2 | $50.00 | 10/17/2011 3:08:11 PM |
yield-trader | $25.00 | 10/17/2011 4:46:06 PM |
a-responsible-return | $100.00 | 10/17/2011 5:45:42 PM |
syounker | $25.00 | 10/17/2011 6:14:22 PM |
Rob717171 | $25.00 | 10/17/2011 8:18:08 PM |
nybanker85 | $50.00 | 10/17/2011 9:30:56 PM |
DadWarbucks | $25.00 | 10/18/2011 3:54:00 AM |
thundermustard | $25.00 | 10/18/2011 7:14:50 AM |
IP | $25.00 | 10/18/2011 8:00:34 AM |
Barry222 | $25.00 | 10/18/2011 10:51:54 AM |
luckyldy | $50.00 | 10/18/2011 2:05:44 PM |
revenue-serenity | $50.00 | 10/18/2011 2:54:20 PM |
ursus | $50.00 | 10/18/2011 5:07:15 PM |
indomitable-dedication | $25.00 | 10/19/2011 12:47:51 AM |
sonnet771 | $25.00 | 10/19/2011 11:03:21 AM |
Macinvest | $25.00 | 10/19/2011 1:05:05 PM |
finman17 | $25.00 | 10/19/2011 3:40:19 PM |
gracej | $25.00 | 10/19/2011 4:51:46 PM |
help4u | $50.00 | 10/19/2011 6:26:31 PM |
healthy-peso9 | $25.00 | 10/19/2011 6:43:32 PM |
rmpedi33 | $50.00 | 10/19/2011 7:15:19 PM |
money-floret | $25.00 | 10/19/2011 7:04:07 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:04 PM |
superb-funds335 | $25.00 | 10/19/2011 8:24:13 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:54 PM |
order-gondola | $25.00 | 10/19/2011 10:23:22 PM |
finance-magma7 | $25.00 | 10/20/2011 12:17:16 AM |
GoodScot | $25.00 | 10/19/2011 10:30:23 PM |
bold-riveting-social | $50.00 | 10/20/2011 6:05:54 AM |
michaelwong | $50.00 | 10/20/2011 6:22:24 AM |
reaction5 | $25.00 | 10/20/2011 7:50:18 AM |
janicewill | $25.00 | 10/20/2011 8:58:58 AM |
divedude | $25.00 | 10/20/2011 9:52:31 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:25 AM |
BxRealtor | $25.00 | 10/20/2011 12:19:16 PM |
TheoProf | $25.00 | 10/20/2011 2:07:07 PM |
GoingFishing | $25.00 | 10/20/2011 1:23:35 PM |
arejaybe | $25.00 | 10/20/2011 4:30:13 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:42 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:37 PM |
pdxtech | $50.00 | 10/20/2011 3:31:58 PM |
SacramentoChad | $25.00 | 10/20/2011 4:52:37 PM |
tsquared_030 | $25.00 | 10/20/2011 4:01:08 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:16 PM |
LeReve | $50.00 | 10/20/2011 4:54:11 PM |
a-tranquil-liberty | $25.00 | 10/20/2011 5:22:07 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:43 PM |
yogi1975 | $25.00 | 10/20/2011 5:45:59 PM |
Brisket_Bob | $50.00 | 10/20/2011 7:02:48 PM |
listing-vista | $25.00 | 10/20/2011 7:24:47 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:08 AM |
jasonj72 | $25.00 | 10/21/2011 4:47:42 AM |
MyKidsDad | $25.00 | 10/21/2011 5:50:34 AM |
ingenious-diversification | $25.00 | 10/21/2011 6:09:57 AM |
Gibbyland | $100.00 | 10/21/2011 6:15:18 AM |
listing-meridian | $42.00 | 10/21/2011 6:25:52 AM |
Oakland | $50.00 | 10/21/2011 7:04:04 AM |
undaunted-kindness | $100.00 | 10/21/2011 6:43:59 AM |
yarg | $25.00 | 10/21/2011 8:22:44 AM |
studious-bonus7 | $76.00 | 10/21/2011 9:07:38 AM |
personal-lender | $25.00 | 10/21/2011 9:10:02 AM |
gavinfh | $25.00 | 10/21/2011 9:41:29 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:52 AM |
diablorulz | $75.00 | 10/21/2011 10:14:07 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:38 AM |
samo102us | $25.00 | 10/21/2011 12:58:24 PM |
panthernoelle | $25.00 | 10/21/2011 11:49:43 AM |
peace-flower9 | $25.00 | 10/21/2011 2:12:11 PM |
WindyKid | $25.00 | 10/21/2011 6:55:07 PM |
income-excellence1 | $25.00 | 10/21/2011 8:41:09 PM |
treasure-generator | $25.00 | 10/21/2011 8:48:19 PM |
DublinCaLender | $25.00 | 10/21/2011 8:57:40 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:13 AM |
ecstatic-money064 | $25.00 | 10/22/2011 6:19:03 AM |
calm-deal7 | $25.00 | 10/22/2011 9:00:39 AM |
Tasmir | $25.00 | 10/22/2011 9:10:52 AM |
nickel-ferret | $50.00 | 10/22/2011 12:09:33 PM |
successful-agreement7 | $100.00 | 10/22/2011 12:11:00 PM |
cingular | $25.00 | 10/22/2011 12:58:11 PM |
SoCalRancher | $25.00 | 10/22/2011 1:17:28 PM |
five-star-justice | $25.00 | 10/22/2011 4:37:13 PM |
Ragnar | $25.00 | 10/22/2011 10:13:25 PM |
silver-armada | $50.00 | 10/23/2011 5:19:45 AM |
fcukciti | $35.00 | 10/23/2011 8:17:13 AM |
Breakfast_Gypsy | $25.00 | 10/23/2011 8:45:58 AM |
6moonbeams | $25.00 | 10/23/2011 12:40:59 PM |
nestegg4e | $25.00 | 10/23/2011 1:07:04 PM |
community-seahorse0 | $25.00 | 10/23/2011 4:27:59 PM |
giftgold | $25.00 | 10/23/2011 4:34:25 PM |
SVJaunt | $100.00 | 10/23/2011 6:03:57 PM |
order-boomerang | $25.00 | 10/23/2011 6:35:24 PM |
Lender97 | $25.00 | 10/23/2011 6:57:55 PM |
Ivan2007 | $25.00 | 10/23/2011 7:42:22 PM |
Panna | $50.00 | 10/23/2011 10:00:55 PM |
antlr | $50.00 | 10/23/2011 10:36:26 PM |
bsg43 | $26.00 | 10/23/2011 11:36:56 PM |
AgTiPinisher | $25.00 | 10/23/2011 11:43:33 PM |
dcfinancial | $25.00 | 10/24/2011 4:43:10 AM |
wdove511 | $30.00 | 10/24/2011 4:55:15 AM |
JandJ-Bank | $25.00 | 10/24/2011 5:38:46 AM |
Supernick | $50.00 | 10/24/2011 6:44:00 AM |
nytrnbow | $25.00 | 10/24/2011 8:15:05 AM |
debt-fuse158 | $25.00 | 10/24/2011 9:01:14 AM |
Malkial | $25.00 | 10/24/2011 9:19:38 AM |
integrity-processor3 | $30.00 | 10/24/2011 10:41:34 AM |
interest-pudding4 | $25.00 | 10/24/2011 11:20:51 AM |
selfmademan | $25.00 | 10/24/2011 10:48:00 AM |
pound-mushroom3 | $25.00 | 10/11/2011 7:46:40 PM |
Preteur | $25.00 | 10/12/2011 6:53:42 AM |
enthralling-deal180 | $25.00 | 10/12/2011 1:02:02 PM |
newest-funds-powerplant | $25.00 | 10/12/2011 8:39:58 PM |
kenji4861 | $25.00 | 10/13/2011 9:26:01 AM |
GrayStudio | $25.00 | 10/13/2011 11:47:05 AM |
equitable-capital758 | $350.00 | 10/13/2011 7:55:18 PM |
CBO-Enterprise | $50.00 | 10/14/2011 12:42:53 PM |
benjamins-utopia | $45.00 | 10/15/2011 7:42:10 AM |
falcon245sp | $50.00 | 10/15/2011 9:51:59 AM |
triumphant-point5 | $50.00 | 10/15/2011 10:09:33 AM |
ukstevenhawaii | $50.00 | 10/15/2011 11:00:45 AM |
rcm87 | $100.00 | 10/15/2011 1:58:16 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:53 PM |
life-is-great | $25.00 | 10/15/2011 6:05:06 PM |
oplender | $25.00 | 10/15/2011 7:08:33 PM |
falcon88dp | $25.00 | 10/15/2011 10:47:52 PM |
tenny321 | $25.00 | 10/16/2011 5:39:09 AM |
skuba | $75.00 | 10/16/2011 5:57:12 AM |
ianakacg | $25.00 | 10/16/2011 6:07:45 AM |
macjp123 | $50.00 | 10/16/2011 1:36:15 PM |
wise-rupee-sanctuary | $50.00 | 10/17/2011 8:16:42 AM |
happy-asset | $25.00 | 10/17/2011 10:39:35 AM |
KMSB | $50.00 | 10/17/2011 10:47:56 AM |
puifais | $36.00 | 10/17/2011 11:52:08 AM |
leodaguy | $50.00 | 10/17/2011 2:21:58 PM |
best-phenomenal-treasure | $25.00 | 10/17/2011 7:25:43 PM |
yield-lion | $25.00 | 10/17/2011 8:57:48 PM |
socrates520 | $25.00 | 10/17/2011 10:49:04 PM |
bid-czar8 | $100.00 | 10/18/2011 3:08:11 AM |
marwadi-62 | $50.00 | 10/18/2011 7:06:07 AM |
independent-diversification7 | $50.00 | 10/18/2011 10:08:37 AM |
Sierrahh | $25.00 | 10/18/2011 10:11:01 AM |
williemc44 | $25.00 | 10/18/2011 12:18:00 PM |
pensacolaborn | $50.00 | 10/18/2011 12:41:15 PM |
exchange-triangulation | $50.00 | 10/18/2011 11:52:51 AM |
boogienation | $50.00 | 10/18/2011 1:08:13 PM |
the-profit-oracle | $25.00 | 10/18/2011 9:08:43 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:09 PM |
Kame | $25.00 | 10/19/2011 4:39:48 AM |
hanuman77 | $25.00 | 10/19/2011 6:11:22 AM |
happyaric | $50.00 | 10/19/2011 5:55:49 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:14 AM |
asmithj | $25.00 | 10/19/2011 9:25:44 AM |
innocent-income4 | $25.00 | 10/19/2011 11:18:03 AM |
LenderOnWheels | $25.00 | 10/19/2011 12:53:56 PM |
dinero-speaker | $25.00 | 10/19/2011 1:41:57 PM |
tylerfd | $25.00 | 10/19/2011 1:41:29 PM |
authentic-liberty7 | $25.00 | 10/19/2011 1:42:28 PM |
seabassx | $25.00 | 10/19/2011 2:20:43 PM |
mtquan | $25.00 | 10/19/2011 2:29:45 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:15 PM |
JazzFranchise | $25.00 | 10/19/2011 4:33:59 PM |
wwwUniversal | $25.00 | 10/19/2011 5:14:13 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:31 PM |
hrubinst | $25.00 | 10/19/2011 7:19:59 PM |
larslfe | $50.00 | 10/19/2011 8:19:41 PM |
balance-whistle7 | $25.00 | 10/19/2011 8:57:08 PM |
hopethisworks | $50.00 | 10/19/2011 8:40:23 PM |
frooogal | $25.00 | 10/19/2011 9:00:34 PM |
Rick21 | $25.00 | 10/19/2011 9:39:28 PM |
HeadHunter | $50.00 | 10/20/2011 1:49:44 AM |
ASR3 | $30.00 | 10/20/2011 4:45:32 AM |
dcchaos | $50.00 | 10/20/2011 8:16:43 AM |
tenacious-capital3 | $26.16 | 10/20/2011 8:32:09 AM |
wealth-competitor | $25.00 | 10/20/2011 10:46:12 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:42 PM |
jdrez | $25.00 | 10/20/2011 12:47:04 PM |
iolaire | $25.00 | 10/20/2011 3:22:55 PM |
active-market | $50.00 | 10/20/2011 5:11:39 PM |
agreement-guild | $50.00 | 10/20/2011 5:13:04 PM |
genius520 | $50.00 | 10/20/2011 5:07:54 PM |
marketplace-hut9 | $25.00 | 10/20/2011 5:42:42 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:06 PM |
prescription0 | $25.00 | 10/20/2011 6:00:29 PM |
transparency-halo | $50.00 | 10/20/2011 5:32:27 PM |
astute-benjamins | $25.00 | 10/20/2011 7:52:49 PM |
PK_USMC | $25.00 | 10/20/2011 7:37:43 PM |
Ducatiman1978 | $25.00 | 10/20/2011 7:47:58 PM |
bold-careful-finance | $25.00 | 10/20/2011 8:15:12 PM |
smart-leverage7 | $25.00 | 10/20/2011 7:50:31 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:50 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:39 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:29 PM |
hardwareman | $25.00 | 10/21/2011 5:00:45 AM |
ms48105 | $25.00 | 10/21/2011 3:51:34 AM |
ThatDanGuy | $50.00 | 10/21/2011 6:10:58 AM |
Railbird | $25.00 | 10/21/2011 7:22:05 AM |
riveting-wealth2 | $50.00 | 10/21/2011 9:03:43 AM |
rakstar | $50.00 | 10/21/2011 8:31:01 AM |
a-resplendent-commitment | $25.00 | 10/21/2011 9:44:13 AM |
dojo2 | $46.00 | 10/21/2011 10:22:35 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:54 AM |
Weaverville | $25.00 | 10/21/2011 10:28:18 AM |
ideal-platinum1 | $25.00 | 10/21/2011 10:38:15 AM |
marcopolo10 | $25.00 | 10/21/2011 12:02:46 PM |
spirited-diversification0 | $25.00 | 10/21/2011 12:05:44 PM |
brightest-reasonable-fairness | $25.00 | 10/21/2011 12:57:34 PM |
ranstlin | $25.00 | 10/21/2011 1:58:41 PM |
Chervianne | $25.00 | 10/21/2011 12:54:09 PM |
linklady | $25.00 | 10/21/2011 4:51:59 PM |
_G_ | $25.00 | 10/21/2011 4:35:36 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:20 PM |
helpinghand63 | $25.00 | 10/21/2011 5:09:20 PM |
restech | $25.00 | 10/21/2011 6:14:31 PM |
prohelper | $25.00 | 10/21/2011 6:34:40 PM |
Doodlemeyer | $150.00 | 10/21/2011 11:15:48 PM |
unrivaled-silver | $25.00 | 10/21/2011 11:35:16 PM |
iwantmore | $25.00 | 10/22/2011 4:53:22 AM |
tntmojave | $50.00 | 10/22/2011 7:23:18 AM |
silver-boots | $25.00 | 10/22/2011 7:01:57 AM |
Rdodson11 | $25.00 | 10/22/2011 7:04:22 AM |
ddh81 | $25.00 | 10/22/2011 9:07:00 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:08:39 AM |
HeavyDriver03 | $25.00 | 10/22/2011 9:11:30 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:19 AM |
radforj22 | $25.00 | 10/22/2011 10:17:53 AM |
shawndw | $30.00 | 10/22/2011 10:19:42 AM |
Beld | $50.00 | 10/22/2011 10:28:51 AM |
MadHun | $56.00 | 10/22/2011 12:09:03 PM |
fantastic-wampum1 | $100.00 | 10/22/2011 1:55:21 PM |
responsibility-wind6 | $25.00 | 10/22/2011 7:35:40 PM |
BGILlender | $25.00 | 10/22/2011 5:02:27 PM |
abundant-power | $50.00 | 10/23/2011 6:54:52 AM |
AGSLending | $25.00 | 10/23/2011 8:10:19 AM |
Theboof | $25.00 | 10/23/2011 6:53:07 AM |
cropdust3r | $25.00 | 10/23/2011 7:22:21 AM |
bchbum | $25.00 | 10/23/2011 10:21:31 AM |
industrious-transparency6 | $25.00 | 10/23/2011 11:18:24 AM |
theloanteacher | $25.00 | 10/23/2011 10:12:38 AM |
SilverRain | $25.00 | 10/23/2011 11:17:05 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:05 PM |
Eagledrop | $25.00 | 10/23/2011 1:04:10 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:49 PM |
lost-money-so-far-on-these | $25.00 | 10/23/2011 5:31:18 PM |
kbodendorf | $25.00 | 10/23/2011 7:31:08 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:48 PM |
sqdrew | $25.00 | 10/23/2011 8:21:11 PM |
integrity-trumpet | $50.00 | 10/23/2011 9:23:34 PM |
Redmond | $25.00 | 10/23/2011 11:35:18 PM |
dime-sprout | $25.00 | 10/24/2011 7:01:13 AM |
Flreap | $25.00 | 10/24/2011 7:39:26 AM |
borquist | $25.00 | 10/24/2011 7:18:54 AM |
dsnybnd | $25.00 | 10/24/2011 9:17:24 AM |
ttnk62918 | $25.00 | 10/24/2011 9:42:35 AM |
SanJoser | $25.00 | 10/24/2011 10:43:09 AM |
JKEnterprises | $25.00 | 10/24/2011 10:30:04 AM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:18 PM |
dordee | $50.00 | 10/24/2011 11:52:00 AM |
secureincome | $65.84 | 10/24/2011 12:11:27 PM |
286 Investments
|
Borrower Payment Dependent Notes Series
532029
This series of Notes was issued and sold upon the funding of the borrower loan #55089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $260.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
14 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,456 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flexible-yield488 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $6,697.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Medical bills - New wheelchair
This loan will be used to pay the balance my insurance won?t pay for a new wheelchair, a small medical bill and to pay off the balance on another loan.
I don?t want to open a credit card because I do not want an open credit line. I prefer to only borrow exactly what I need and have fixed payments.
My debt to income ratio is poor because I am single person with a mortgage and student loans. I am never late on a payment. The majority of this loan is to pay the balance on a new wheelchair for myself. This is something I need to function day to day and work full time. I have worked at my full time job for over 8 years & have 2 small part time jobs.
Monthly net income: $2700
Expenses:
Housing: $555
Car expenses: $130
Utilities: $110
Phone, cable, internet: $50
Food, entertainment: $175
Clothing, household expenses: $150
Credit cards and other loans: $ 560
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.00 | 10/12/2011 5:01:02 PM |
312-Lender | $50.00 | 10/12/2011 5:01:44 PM |
papaloha | $50.00 | 10/12/2011 8:29:31 PM |
money-baron | $34.86 | 10/13/2011 6:16:43 AM |
the-discrete-income | $25.00 | 10/13/2011 10:09:28 AM |
reflective-rupee | $25.00 | 10/13/2011 10:57:46 AM |
alexgalt | $25.00 | 10/13/2011 11:00:13 AM |
Skeptical-one | $40.00 | 10/13/2011 3:40:41 PM |
social-cocktail1 | $200.00 | 10/13/2011 5:21:00 PM |
ommcd | $25.00 | 10/14/2011 5:56:50 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:30 AM |
five-star-note | $50.00 | 10/14/2011 1:58:20 PM |
tolerant-dinero2 | $25.00 | 10/15/2011 11:19:13 AM |
wampum-library4 | $25.00 | 10/15/2011 11:26:34 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:20 PM |
rolltide09 | $25.00 | 10/16/2011 4:49:50 PM |
virtuous-repayment | $25.00 | 10/16/2011 5:49:48 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:26 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:47 PM |
yield-trader | $25.00 | 10/17/2011 4:46:12 PM |
nimble-revenue5 | $50.00 | 10/18/2011 5:20:05 PM |
CatbirdBanking | $25.00 | 10/18/2011 8:42:18 PM |
GElender | $40.00 | 10/19/2011 6:36:14 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:28 PM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:19 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:23 PM |
bold-pleasant-gold | $25.00 | 10/24/2011 12:31:26 PM |
DER | $25.00 | 10/24/2011 3:41:13 PM |
economy-producer | $25.00 | 10/24/2011 9:20:30 PM |
transaction-eclipse | $25.00 | 10/25/2011 12:31:04 PM |
jmeasn | $25.00 | 10/25/2011 12:16:18 PM |
palmetto933 | $25.00 | 10/25/2011 1:27:53 PM |
delicious-cash | $25.00 | 10/25/2011 1:20:09 PM |
capital-halo1 | $949.00 | 10/25/2011 5:09:57 PM |
IIP77 | $25.00 | 10/25/2011 5:19:09 PM |
rvfbroker | $25.00 | 10/25/2011 5:45:25 PM |
BlueProteus | $25.00 | 10/25/2011 8:48:54 PM |
tech310 | $50.00 | 10/25/2011 11:44:55 PM |
finance-magma7 | $25.00 | 10/25/2011 10:54:35 PM |
economy-coup | $50.00 | 10/26/2011 12:59:18 AM |
orange-preeminant-bill | $25.00 | 10/26/2011 7:05:50 AM |
nickel-launcher | $25.00 | 10/26/2011 9:01:16 AM |
finance-mushroom | $61.00 | 10/26/2011 9:08:44 AM |
neighborly-basis7 | $25.00 | 10/26/2011 10:14:17 AM |
InvestorPartners | $25.00 | 10/26/2011 1:03:39 PM |
meteoric-asset4 | $25.00 | 10/26/2011 1:59:03 PM |
barefootpaul | $25.00 | 10/20/2011 7:39:02 AM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:34 AM |
well-mannered-income3 | $30.00 | 10/13/2011 3:10:06 PM |
engaging-repayment8 | $25.00 | 10/13/2011 5:38:18 PM |
kulender | $50.00 | 10/14/2011 4:52:22 AM |
chameleon125 | $25.00 | 10/14/2011 3:30:00 PM |
Jack55304 | $200.00 | 10/15/2011 1:04:38 AM |
AF-Chief | $25.00 | 10/15/2011 6:27:05 AM |
robgw | $25.00 | 10/17/2011 9:41:31 AM |
twjh | $25.00 | 10/17/2011 6:32:47 PM |
shrewd-income | $50.00 | 10/18/2011 5:53:15 PM |
realtormoises | $25.00 | 10/19/2011 9:21:11 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:13 PM |
loss-of-control | $100.00 | 10/19/2011 6:34:57 PM |
graceful-investment | $25.00 | 10/19/2011 7:11:07 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:33 PM |
intelligent-benefit657 | $50.00 | 10/21/2011 2:24:00 PM |
lovely-greenback4 | $50.00 | 10/22/2011 9:53:48 AM |
frogperson | $150.00 | 10/22/2011 10:59:44 AM |
Barrayaran | $25.00 | 10/22/2011 7:02:39 PM |
HedgeFund | $50.00 | 10/24/2011 7:24:38 PM |
dedicated-transaction796 | $25.00 | 10/25/2011 9:21:11 AM |
transparency-universe8 | $25.73 | 10/25/2011 12:41:36 PM |
handshake5 | $25.00 | 10/25/2011 1:23:20 PM |
drcoop | $25.00 | 10/25/2011 4:31:45 PM |
asiaratt | $50.00 | 10/25/2011 5:08:25 PM |
wwwUniversal | $25.00 | 10/25/2011 5:19:33 PM |
stepatatime-together | $100.00 | 10/25/2011 5:18:52 PM |
clenh2o | $25.00 | 10/25/2011 5:25:02 PM |
coin-investor | $25.00 | 10/25/2011 7:38:30 PM |
apostle901 | $25.00 | 10/25/2011 8:59:27 PM |
12me2u | $55.00 | 10/25/2011 9:50:13 PM |
lobstahlender | $25.00 | 10/26/2011 4:41:24 AM |
tiger1818 | $25.00 | 10/26/2011 4:10:40 AM |
skubwa | $25.00 | 10/26/2011 4:58:32 AM |
loan-fate | $100.00 | 10/26/2011 7:21:35 AM |
wise-repayment-seeker | $25.00 | 10/26/2011 7:43:19 AM |
green-ore-expert | $25.00 | 10/26/2011 8:06:43 AM |
Investoman | $75.00 | 10/26/2011 9:11:59 AM |
FASTIZIO_P | $25.00 | 10/26/2011 11:00:14 AM |
accruer216 | $50.00 | 10/26/2011 10:55:35 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:53:45 AM |
LittlePiggyBank | $25.00 | 10/26/2011 11:31:50 AM |
brainy-greenback481 | $50.00 | 10/26/2011 1:47:25 PM |
bellaquito | $164.41 | 10/26/2011 2:20:29 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
532033
This series of Notes was issued and sold upon the funding of the borrower loan #54869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 11y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,348 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leod1948 |
Borrower's state:
| Florida |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate and pay off higher interest debts
My financial situation: My credit is good but I am attempting to reduce expenses for which higher interest rates are being paid.
I am a good candidate for this loan because...I have a good credit history and have traditionally paid my bills on time. My income includes retirement from NY State, Social Security, and VA disability benefits.
Monthly net income: $5500.00
Monthly expenses: $
Housing: $1,025.00
Insurance: $100.00
Car expenses: $465.00
Utilities: $95.00
Phone, cable, internet: $98.00
Food, entertainment: $150.00
Clothing, household expenses: $60.00
Credit cards and other loans: $300.00
Other expenses: $2,100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/19/2011 8:10:33 AM |
CashFlow13 | $2,000.00 | 10/21/2011 5:19:53 PM |
pembull | $25.00 | 10/11/2011 5:02:38 PM |
Megaton | $25.00 | 10/11/2011 7:04:46 PM |
thomas16882004 | $25.00 | 10/11/2011 11:58:32 PM |
bluestarman08 | $26.00 | 10/12/2011 6:40:15 AM |
social-cocktail1 | $200.00 | 10/12/2011 5:19:25 PM |
MilitaryLending | $100.06 | 10/12/2011 5:58:47 PM |
responsibility-butterfly | $25.00 | 10/13/2011 8:14:33 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:25 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:28 AM |
Dark_Helmet | $30.00 | 10/14/2011 9:44:35 PM |
five-star-note | $100.00 | 10/15/2011 9:44:18 AM |
social-hunter5 | $25.00 | 10/15/2011 10:33:57 AM |
cashhelp | $25.00 | 10/15/2011 10:41:34 AM |
wampum-library4 | $25.00 | 10/15/2011 11:26:49 AM |
CA-Lender | $25.00 | 10/17/2011 11:21:20 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:45 PM |
yield-trader | $25.00 | 10/17/2011 4:46:08 PM |
graceful-investment | $50.00 | 10/18/2011 8:19:33 PM |
money-fort | $25.00 | 10/19/2011 9:10:49 AM |
octoberfresh | $25.00 | 10/19/2011 1:35:53 PM |
catamaran2024 | $25.00 | 10/19/2011 5:53:01 PM |
chad-bro-chill | $25.00 | 10/20/2011 7:29:42 AM |
a-credit-rotation | $25.00 | 10/20/2011 5:29:51 PM |
top-courteous-peso | $100.00 | 10/20/2011 6:22:51 PM |
impala6464 | $100.00 | 10/20/2011 7:46:20 PM |
organic-treasure | $25.00 | 10/21/2011 9:38:42 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:27 PM |
nickel_finder | $25.00 | 10/21/2011 4:46:07 PM |
BankofQ | $50.00 | 10/22/2011 1:32:07 AM |
RMI_Babylon | $25.00 | 10/21/2011 10:06:36 PM |
PrincessGrace33 | $25.00 | 10/22/2011 8:36:39 AM |
master648 | $128.90 | 10/22/2011 8:27:39 AM |
Wittlich | $13.16 | 10/22/2011 9:46:35 AM |
pine643 | $25.03 | 10/22/2011 8:32:35 AM |
shrewd-loot | $28.11 | 10/12/2011 4:41:32 AM |
alexgalt | $25.00 | 10/12/2011 5:00:03 PM |
reflective-rupee | $25.00 | 10/12/2011 4:42:27 PM |
vine99 | $70.00 | 10/12/2011 8:10:06 PM |
AlternativeCashFlow | $25.00 | 10/12/2011 7:30:58 PM |
RLaumeyer | $28.00 | 10/13/2011 12:15:45 AM |
ore-dojo | $25.00 | 10/12/2011 10:56:34 PM |
well-mannered-income3 | $40.00 | 10/13/2011 3:09:22 PM |
janeybooboo | $100.00 | 10/13/2011 5:04:13 PM |
kulender | $50.00 | 10/14/2011 4:52:17 AM |
first-cash-producer | $25.00 | 10/14/2011 6:38:19 AM |
lendstats_com | $300.00 | 10/14/2011 10:04:17 AM |
robgw | $25.00 | 10/14/2011 7:34:15 PM |
Jack55304 | $200.00 | 10/15/2011 1:04:36 AM |
Kash2010lu | $30.00 | 10/15/2011 7:01:35 AM |
TackingWindward | $25.00 | 10/16/2011 7:52:38 AM |
finance-prescription | $100.00 | 10/16/2011 12:10:19 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:20 AM |
dynrep | $250.00 | 10/17/2011 10:28:41 AM |
sweetlan | $50.00 | 10/17/2011 12:16:44 PM |
nimble-revenue5 | $50.00 | 10/17/2011 5:21:55 PM |
1willray | $25.00 | 10/18/2011 7:32:32 AM |
MJTimages_com | $40.00 | 10/18/2011 4:07:19 PM |
valiant-money | $25.00 | 10/18/2011 5:05:42 PM |
pound-mushroom3 | $25.00 | 10/18/2011 5:21:27 PM |
graceful-investment | $50.00 | 10/19/2011 12:49:11 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:12 PM |
autonomous-truth | $100.00 | 10/19/2011 8:14:13 PM |
heaven75 | $25.00 | 10/20/2011 12:40:36 AM |
payout-network1 | $30.00 | 10/20/2011 5:07:45 AM |
108lender | $250.00 | 10/20/2011 10:18:19 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:31 PM |
bentonlending | $50.00 | 10/21/2011 3:58:12 PM |
enchanted-note | $25.00 | 10/22/2011 6:07:01 AM |
periko | $25.00 | 10/22/2011 7:44:20 AM |
p40thawk | $25.00 | 10/22/2011 7:49:59 AM |
tu3717ch | $300.00 | 10/22/2011 7:24:21 AM |
Bob450 | $25.00 | 10/22/2011 7:51:56 AM |
Leshan | $25.00 | 10/22/2011 9:15:52 AM |
I-Believe-In-You | $35.74 | 10/22/2011 9:29:55 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
532085
This series of Notes was issued and sold upon the funding of the borrower loan #55025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 85% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,998 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-portait8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Consolidate Bills
This loan will be used to...Pay off small loans
My financial situation: Good
I am a good candidate for this loan because...I do not miss payments
Monthly net income: $2,900
Monthly expenses: $1000
Housing: $1,000
Insurance: $
Car expenses:
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 10/12/2011 9:02:15 AM |
gotjack | $25.00 | 10/13/2011 12:41:40 PM |
green-trade-dolphin | $25.00 | 10/17/2011 7:09:29 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:30:16 PM |
let_me_retire | $100.00 | 10/22/2011 1:39:37 AM |
bid-stockpiler1 | $50.00 | 10/24/2011 5:20:45 AM |
dedicated-transaction796 | $25.00 | 10/24/2011 5:22:48 PM |
newfoundation | $25.00 | 10/25/2011 12:57:36 PM |
Weaverville | $25.00 | 10/25/2011 3:49:58 PM |
larrybird | $1,025.00 | 10/25/2011 7:54:08 PM |
exchange-squirrel | $25.00 | 10/13/2011 9:18:59 AM |
barefootpaul | $25.00 | 10/18/2011 6:52:19 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:40:51 PM |
investment-artist | $25.00 | 10/12/2011 9:16:57 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:26 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:29 AM |
copper | $50.00 | 10/20/2011 6:28:07 PM |
jkeller4000 | $25.00 | 10/24/2011 5:11:45 AM |
IIP77 | $25.00 | 10/25/2011 5:19:08 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
532099
This series of Notes was issued and sold upon the funding of the borrower loan #55220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,672 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| entertaining-capital3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fairy
Purpose of loan:
This loan will be used to...help my parents
My financial situation:
I am a good candidate for this loan because...I have good credit history and good income
Monthly net income: $7500
Monthly expenses: $1000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $500
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/12/2011 9:21:48 AM |
atbright | $25.00 | 10/12/2011 11:12:58 AM |
responsibility-butterfly | $25.00 | 10/12/2011 1:26:04 PM |
3_boyz | $50.00 | 10/12/2011 2:10:46 PM |
a-unflappable-finance | $100.00 | 10/12/2011 2:48:01 PM |
natural-worth9 | $1,000.00 | 10/12/2011 6:07:46 PM |
buddy486 | $25.00 | 10/13/2011 7:04:52 AM |
Cashman10 | $100.00 | 10/13/2011 9:27:33 AM |
forthright-dedication | $75.00 | 10/13/2011 2:32:33 PM |
vutah | $25.00 | 10/13/2011 10:01:41 PM |
KLCRAY | $50.00 | 10/14/2011 4:25:25 AM |
spiritual-compassion3-16 | $25.00 | 10/14/2011 6:33:04 AM |
bonus-tent | $25.00 | 10/14/2011 7:59:13 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:26 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:29:57 AM |
Bill88 | $30.00 | 10/14/2011 7:40:09 PM |
Mark0135 | $50.00 | 10/14/2011 6:41:33 PM |
well-mannered-income3 | $40.00 | 10/14/2011 7:31:16 PM |
greenfuture | $25.00 | 10/15/2011 8:54:25 AM |
fortytwo | $100.00 | 10/15/2011 11:42:23 AM |
astute-dollar | $50.00 | 10/16/2011 7:05:00 AM |
boylezz | $25.00 | 10/16/2011 8:29:29 PM |
american6 | $100.00 | 10/17/2011 1:17:50 AM |
transaction-animal8 | $25.00 | 10/17/2011 6:12:21 AM |
wise-rupee-sanctuary | $50.00 | 10/17/2011 8:16:43 AM |
puifais | $36.00 | 10/17/2011 11:52:10 AM |
leodaguy | $50.00 | 10/17/2011 2:21:59 PM |
lendme2 | $33.00 | 10/17/2011 3:08:12 PM |
yield-trader | $25.00 | 10/17/2011 4:46:11 PM |
wwwUniversal | $25.00 | 10/17/2011 5:19:02 PM |
a-responsible-return | $100.00 | 10/17/2011 5:45:43 PM |
syounker | $25.00 | 10/17/2011 6:14:23 PM |
nybanker85 | $35.00 | 10/17/2011 9:30:58 PM |
TennSquire | $25.00 | 10/17/2011 11:44:21 PM |
williemc44 | $25.00 | 10/18/2011 12:18:02 PM |
AM2171 | $25.00 | 10/18/2011 9:15:02 PM |
CatbirdBanking | $25.00 | 10/18/2011 8:39:07 PM |
CaliforniaSun | $25.00 | 10/19/2011 10:22:40 AM |
sonnet771 | $25.00 | 10/19/2011 11:03:23 AM |
octoberfresh | $25.00 | 10/19/2011 1:34:54 PM |
larslfe | $50.00 | 10/19/2011 8:19:42 PM |
bold-riveting-social | $50.00 | 10/20/2011 6:05:56 AM |
ansset | $25.00 | 10/20/2011 6:45:35 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:44 PM |
exponential-truth6 | $50.00 | 10/20/2011 3:20:38 PM |
iolaire | $25.00 | 10/20/2011 3:22:56 PM |
LeReve | $50.00 | 10/20/2011 4:54:13 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:45 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:07 PM |
listing-vista | $25.00 | 10/20/2011 7:24:48 PM |
smart-leverage7 | $25.00 | 10/20/2011 7:50:33 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:33 PM |
Oakland | $50.00 | 10/21/2011 7:04:37 AM |
undaunted-kindness | $100.00 | 10/21/2011 6:44:00 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:53 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:56 AM |
diablorulz | $75.00 | 10/21/2011 10:14:09 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:39 AM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:21 PM |
asmithj | $25.00 | 10/21/2011 5:19:54 PM |
transparency-giant | $50.00 | 10/22/2011 10:40:21 AM |
cingular | $25.00 | 10/22/2011 12:58:12 PM |
Kame | $25.00 | 10/22/2011 6:13:18 PM |
rajs | $250.00 | 10/22/2011 6:14:04 PM |
myworld701 | $25.00 | 10/23/2011 6:00:09 AM |
fcukciti | $35.00 | 10/23/2011 8:17:14 AM |
justice-cub5 | $100.00 | 10/23/2011 10:09:14 AM |
integrity-trumpet | $50.00 | 10/23/2011 9:23:34 PM |
sqdrew | $25.00 | 10/23/2011 8:21:12 PM |
dcfinancial | $25.00 | 10/24/2011 4:43:11 AM |
Redmond | $25.00 | 10/23/2011 11:35:19 PM |
helpinghand63 | $25.00 | 10/24/2011 9:10:46 AM |
rupee-prairie | $59.00 | 10/24/2011 11:28:38 AM |
dordee | $58.58 | 10/24/2011 11:53:11 AM |
interest-pudding4 | $25.00 | 10/24/2011 11:20:52 AM |
secureincome | $970.18 | 10/24/2011 12:15:13 PM |
golffish2 | $50.00 | 10/24/2011 4:19:27 AM |
Bank_Of_XL | $25.00 | 10/12/2011 1:18:20 PM |
enthralling-deal180 | $25.00 | 10/12/2011 1:02:04 PM |
Interloper | $25.00 | 10/12/2011 8:28:28 PM |
organized-payment6 | $50.00 | 10/13/2011 6:23:42 AM |
kenji4861 | $25.00 | 10/13/2011 9:26:04 AM |
charming-exchange7 | $25.00 | 10/13/2011 3:17:22 PM |
Investor_DP | $100.00 | 10/13/2011 5:06:43 PM |
reflective-rupee | $25.00 | 10/13/2011 8:52:08 PM |
museic1 | $100.00 | 10/14/2011 4:14:21 AM |
kulender | $50.00 | 10/14/2011 4:53:06 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 5:35:54 AM |
thorough-exchange4 | $50.00 | 10/14/2011 9:54:41 AM |
CBO-Enterprise | $50.00 | 10/14/2011 12:42:54 PM |
Preteur | $25.00 | 10/14/2011 2:39:18 PM |
genelinist | $75.00 | 10/14/2011 4:07:10 PM |
JustMee | $25.00 | 10/14/2011 5:17:58 PM |
value-wind0 | $50.00 | 10/15/2011 7:15:50 AM |
calbertrand | $25.00 | 10/15/2011 9:54:05 AM |
AlternativeCashFlow | $25.00 | 10/15/2011 10:40:45 AM |
triumphant-point5 | $50.00 | 10/15/2011 10:09:34 AM |
corndog4000 | $64.00 | 10/15/2011 11:02:20 AM |
smear87 | $25.00 | 10/15/2011 12:46:50 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:08:56 PM |
special-currency6 | $50.00 | 10/15/2011 4:26:17 PM |
kidsskipp | $50.00 | 10/15/2011 6:58:56 PM |
JustMee | $25.00 | 10/15/2011 9:53:43 PM |
skuba | $75.00 | 10/16/2011 5:57:14 AM |
ianakacg | $25.00 | 10/16/2011 6:07:47 AM |
fervent-repayment | $50.00 | 10/16/2011 7:36:33 AM |
macjp123 | $50.00 | 10/16/2011 1:36:17 PM |
IIP77 | $25.00 | 10/16/2011 3:38:10 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:10 PM |
credit-coach118 | $25.27 | 10/16/2011 7:51:47 PM |
GCInvestments | $34.00 | 10/16/2011 10:43:41 PM |
john0720 | $25.00 | 10/17/2011 7:31:20 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:25 AM |
money-surge1 | $25.00 | 10/17/2011 10:04:13 AM |
happy-asset | $25.00 | 10/17/2011 10:39:36 AM |
life-is-great | $25.00 | 10/17/2011 11:12:04 AM |
Ocean713 | $75.00 | 10/17/2011 12:26:14 PM |
riskadverse44 | $25.00 | 10/17/2011 5:07:00 PM |
loss-of-control | $75.00 | 10/17/2011 6:21:26 PM |
yield-lion | $25.00 | 10/17/2011 8:57:49 PM |
socrates520 | $25.00 | 10/17/2011 10:49:06 PM |
Sierrahh | $25.00 | 10/18/2011 10:11:03 AM |
boogienation | $50.00 | 10/18/2011 1:08:15 PM |
gjm6d | $25.00 | 10/18/2011 2:57:27 PM |
oplender | $25.00 | 10/18/2011 4:34:49 PM |
power-defender7 | $40.00 | 10/18/2011 6:13:16 PM |
happyaric | $50.00 | 10/19/2011 5:55:50 AM |
ericgassercom | $25.00 | 10/19/2011 7:27:36 AM |
GTMoneyMan | $25.00 | 10/19/2011 7:02:52 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:16 AM |
responsible-investment0 | $50.00 | 10/19/2011 8:58:42 AM |
mad-scientist418 | $25.00 | 10/19/2011 12:00:03 PM |
mtquan | $25.00 | 10/19/2011 2:29:46 PM |
visionary-fund | $50.00 | 10/19/2011 3:36:16 PM |
income-awakening6 | $25.00 | 10/19/2011 4:22:57 PM |
Techne_Funds_LLC | $25.00 | 10/19/2011 4:51:39 PM |
the-profit-oracle | $25.00 | 10/19/2011 4:15:12 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:06 PM |
truth-igniter4 | $25.00 | 10/20/2011 10:29:34 AM |
loan-wasp | $50.00 | 10/20/2011 3:54:43 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:18 PM |
Brisket_Bob | $50.00 | 10/20/2011 6:46:30 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:52 PM |
JustMee | $25.00 | 10/20/2011 9:26:51 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:40 PM |
hanuman77 | $25.00 | 10/21/2011 2:17:36 AM |
pilot1723 | $25.00 | 10/21/2011 3:50:17 AM |
ThatDanGuy | $50.00 | 10/21/2011 6:10:59 AM |
buddy486 | $25.00 | 10/21/2011 7:44:27 AM |
ursus | $50.00 | 10/21/2011 9:08:03 AM |
riveting-wealth2 | $50.00 | 10/21/2011 9:03:44 AM |
wildblue | $25.00 | 10/21/2011 9:52:00 AM |
DadWarbucks | $25.00 | 10/21/2011 3:38:36 PM |
Princehaha | $25.00 | 10/21/2011 5:10:15 PM |
rapid-currency | $39.97 | 10/21/2011 7:06:26 PM |
leverage-dolphin | $25.00 | 10/22/2011 5:03:03 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:14 AM |
tntmojave | $50.00 | 10/22/2011 7:23:19 AM |
enchanted-note | $25.00 | 10/22/2011 6:24:28 AM |
breadbroker | $25.00 | 10/22/2011 7:55:32 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:08:41 AM |
genius520 | $50.00 | 10/22/2011 12:07:45 PM |
five-star-justice | $25.00 | 10/22/2011 4:37:13 PM |
mizon291 | $25.00 | 10/22/2011 4:22:27 PM |
Theboof | $25.00 | 10/23/2011 6:53:08 AM |
abundant-power | $50.00 | 10/23/2011 6:54:53 AM |
astute-benjamins | $25.00 | 10/23/2011 10:23:20 AM |
investment-comet | $25.00 | 10/23/2011 8:16:13 AM |
blue-dollar-viking | $50.00 | 10/23/2011 8:26:25 AM |
SilverRain | $25.00 | 10/23/2011 11:17:06 AM |
6moonbeams | $25.00 | 10/23/2011 12:41:00 PM |
Eagledrop | $25.00 | 10/23/2011 1:04:11 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:06 PM |
SimpleChoice | $25.00 | 10/23/2011 5:30:58 PM |
community-seahorse0 | $25.00 | 10/23/2011 4:28:00 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:50 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:49 PM |
Panna | $50.00 | 10/23/2011 10:00:56 PM |
Ducatiman1978 | $25.00 | 10/23/2011 9:46:10 PM |
antlr | $50.00 | 10/23/2011 10:36:27 PM |
Supernick | $50.00 | 10/24/2011 6:44:01 AM |
dinero-speaker | $25.00 | 10/24/2011 9:07:56 AM |
divedude | $25.00 | 10/24/2011 9:53:08 AM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:19 PM |
184 Investments
|
Borrower Payment Dependent Notes Series
532137
This series of Notes was issued and sold upon the funding of the borrower loan #55095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
7 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $124,505 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| glimmering-camaraderi |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Child Custody Legal Fees
I have to defend myself in court to keep custody of my two kids. I was told to have between 10K and 15K in reserve for the fight. I was able to raise 5K already and I am hoping Prosper will help me with the remainder. The money will be used for various fees required from my attorney and for various motions with the local and state courts involved in the case.
I am stable financially. I am a little heavy on the debt side but slowly paying things off one bill at a time using a snow ball method. Much of the debt I have is from my divorce and is not actively used but has a balance that I am slowly paying down. As accounts are paid down they are closed. I make good money and am currently focused on paying off debt. This money will be used specifically for legal fees.
Monthly net income: $135,000 + ~15K Bonus
Housing: $1,584
Car expenses: $760
Utilities: $400
Phone, cable, internet: $350
Credit cards and other loans: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/20/2011 7:17:59 PM |
golffish2 | $25.00 | 10/25/2011 9:27:01 AM |
SweatyBalls | $25.00 | 10/25/2011 6:05:24 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:43 PM |
kulender | $50.00 | 10/14/2011 4:52:30 AM |
ingenious-deal6 | $25.00 | 10/14/2011 1:35:53 PM |
progressive-economy261 | $400.00 | 10/14/2011 5:22:40 PM |
the-silver-blaster | $50.00 | 10/15/2011 6:37:34 AM |
miked8303 | $25.00 | 10/17/2011 6:02:16 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:49 PM |
social-cocktail1 | $200.00 | 10/17/2011 5:20:32 PM |
kenji4861 | $25.00 | 10/19/2011 1:21:51 PM |
durability-ruler | $200.00 | 10/19/2011 5:09:58 PM |
cordial-funds8 | $99.00 | 10/20/2011 4:56:48 PM |
income-buffalo1 | $100.00 | 10/20/2011 5:28:51 PM |
supersarah61 | $50.00 | 10/20/2011 6:49:04 PM |
damasterwc | $267.00 | 10/20/2011 6:57:41 PM |
diversification-medalist | $25.00 | 10/20/2011 9:26:54 PM |
asset-professor | $25.00 | 10/20/2011 8:36:29 PM |
gizzywump | $75.00 | 10/20/2011 8:44:02 PM |
Something-Corporate | $25.00 | 10/20/2011 9:23:58 PM |
treasure-bliss | $25.00 | 10/21/2011 3:59:34 AM |
compassion-platoon | $25.00 | 10/21/2011 5:40:07 AM |
worth-arch | $25.00 | 10/21/2011 8:45:43 AM |
head | $25.00 | 10/21/2011 9:52:42 AM |
cnovak | $25.00 | 10/21/2011 9:58:15 AM |
vigorous-moola0 | $100.00 | 10/21/2011 11:34:24 AM |
top-visionary-truth | $25.00 | 10/21/2011 12:49:27 PM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:34:38 PM |
openness-confidant | $38.46 | 10/21/2011 1:36:20 PM |
commerce-renewal | $100.00 | 10/21/2011 1:40:18 PM |
orbital-dollar2 | $25.00 | 10/21/2011 2:51:14 PM |
julijask | $25.00 | 10/21/2011 2:52:22 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:27 PM |
newest-famous-velocity | $25.00 | 10/21/2011 9:03:35 PM |
rockhound84 | $25.00 | 10/22/2011 3:04:04 AM |
dedicated-diversification5 | $60.00 | 10/22/2011 8:13:17 AM |
crippledcircus | $35.00 | 10/22/2011 7:45:26 AM |
welshcat | $100.00 | 10/22/2011 10:32:03 AM |
gothampark | $25.00 | 10/22/2011 10:40:09 AM |
kind-forthright-repayment | $200.00 | 10/22/2011 10:21:29 AM |
upbeat-wealth | $25.00 | 10/22/2011 10:56:04 AM |
frogperson | $150.00 | 10/22/2011 10:55:11 AM |
jjswanso | $25.00 | 10/23/2011 2:59:46 PM |
gold-cluster | $50.00 | 10/23/2011 8:27:42 PM |
yield-trader | $25.00 | 10/24/2011 10:00:16 AM |
fervent-repayment | $25.00 | 10/24/2011 11:13:40 AM |
bonus-demon | $25.00 | 10/24/2011 1:53:34 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:30 PM |
ibealion | $33.76 | 10/25/2011 5:20:29 AM |
Diamond_Jim | $50.00 | 10/25/2011 10:47:00 AM |
leverage-monger | $25.00 | 10/25/2011 11:29:55 AM |
transparency-universe8 | $25.00 | 10/25/2011 12:45:04 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:37 PM |
lakehavasu88 | $25.00 | 10/25/2011 5:57:02 PM |
daniel5075 | $25.00 | 10/25/2011 7:56:47 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:48 PM |
mercuriant | $25.00 | 10/25/2011 10:26:09 PM |
tech310 | $50.00 | 10/25/2011 11:46:55 PM |
economy-coup | $50.00 | 10/26/2011 12:59:20 AM |
KLCRAY | $25.00 | 10/26/2011 4:36:24 AM |
rickp | $25.00 | 10/26/2011 4:53:01 AM |
orange-preeminant-bill | $25.00 | 10/26/2011 7:05:52 AM |
green-ore-expert | $25.00 | 10/26/2011 8:06:45 AM |
wwwUniversal | $25.00 | 10/26/2011 9:18:18 AM |
asiaratt | $50.00 | 10/26/2011 9:07:49 AM |
ChuckieG | $25.00 | 10/26/2011 9:41:35 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:04 AM |
fortytwo | $100.00 | 10/15/2011 11:42:28 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:32 AM |
Dubbs360 | $50.00 | 10/17/2011 11:47:15 AM |
Kaj | $40.00 | 10/17/2011 5:59:53 PM |
diplomatic-wealth7 | $25.00 | 10/18/2011 9:15:04 AM |
red-power-pecan | $46.00 | 10/19/2011 10:31:59 AM |
tender-commerce8 | $50.00 | 10/19/2011 11:38:10 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:15 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:08 PM |
scrappy-penny6 | $40.91 | 10/20/2011 4:54:07 PM |
building_community | $25.00 | 10/20/2011 4:59:33 PM |
LakeShoreLending | $25.00 | 10/20/2011 4:56:44 PM |
finance-prescription | $100.00 | 10/20/2011 5:09:16 PM |
thrilling-wealth556 | $25.00 | 10/20/2011 5:09:35 PM |
sensible-order2 | $200.00 | 10/20/2011 4:17:34 PM |
brightest-benjamins-onator | $25.00 | 10/20/2011 5:24:31 PM |
SpoonerPhan | $50.00 | 10/20/2011 6:00:18 PM |
benevolent-asset | $28.19 | 10/20/2011 5:17:46 PM |
deepblue34 | $30.00 | 10/20/2011 6:13:00 PM |
balance-force | $25.00 | 10/20/2011 6:34:33 PM |
lplender | $50.00 | 10/20/2011 6:39:13 PM |
Zuzu | $40.00 | 10/20/2011 6:37:09 PM |
listing-vista | $100.00 | 10/20/2011 7:22:45 PM |
ddog0224 | $75.00 | 10/20/2011 7:47:32 PM |
Gladglide | $25.00 | 10/20/2011 10:58:03 PM |
Natronpee | $25.00 | 10/20/2011 11:38:17 PM |
oaktown23 | $75.00 | 10/21/2011 6:57:27 AM |
new-transaction-wrangler | $45.00 | 10/21/2011 6:20:56 AM |
Leshan | $25.00 | 10/21/2011 7:29:51 AM |
Philman | $25.00 | 10/21/2011 8:34:53 AM |
sfd | $60.00 | 10/21/2011 8:47:21 AM |
stock106 | $25.00 | 10/21/2011 8:50:56 AM |
Frugal | $25.00 | 10/21/2011 9:51:48 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:58 AM |
helping-out | $27.00 | 10/21/2011 10:46:01 AM |
lucrative-reward | $100.00 | 10/21/2011 11:18:30 AM |
bid-stockpiler1 | $68.35 | 10/21/2011 1:33:09 PM |
real-return | $25.00 | 10/21/2011 4:54:44 PM |
nimble-revenue5 | $50.00 | 10/21/2011 5:14:54 PM |
Loanstou | $166.41 | 10/21/2011 7:42:20 PM |
blue111 | $25.00 | 10/21/2011 7:46:48 PM |
let_me_retire | $26.61 | 10/22/2011 1:33:34 AM |
repayment-pudding | $25.00 | 10/22/2011 5:29:07 AM |
DaddyBill | $35.10 | 10/22/2011 7:49:11 AM |
HermanstadtKid | $25.00 | 10/22/2011 7:45:14 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:42:29 AM |
loss-of-control | $100.00 | 10/22/2011 7:58:16 AM |
discrete-asset | $25.00 | 10/22/2011 8:12:44 AM |
jazzlender | $25.00 | 10/22/2011 8:51:39 AM |
NYCFinancier | $25.00 | 10/22/2011 8:55:36 AM |
mammalian4 | $25.00 | 10/22/2011 10:18:07 AM |
palace2 | $255.97 | 10/22/2011 11:12:21 AM |
profitable-money | $25.00 | 10/22/2011 10:33:43 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:20 PM |
supreme-dollar5 | $25.00 | 10/22/2011 11:34:03 AM |
roux | $25.00 | 10/23/2011 11:31:57 AM |
papaloha | $25.00 | 10/23/2011 8:20:34 PM |
suave-dime6 | $25.00 | 10/24/2011 12:31:17 PM |
rogue_monster | $25.00 | 10/25/2011 12:30:55 PM |
pver21 | $25.00 | 10/25/2011 2:44:43 PM |
coin-investor | $25.00 | 10/25/2011 7:38:32 PM |
busnssmn | $25.00 | 10/25/2011 8:26:57 PM |
biobulator | $25.00 | 10/25/2011 10:07:13 PM |
MM1207 | $25.00 | 10/26/2011 7:47:01 AM |
realtormoises | $25.00 | 10/26/2011 7:57:44 AM |
stepatatime-together | $98.00 | 10/26/2011 9:17:39 AM |
dedicated-transaction796 | $25.00 | 10/26/2011 9:26:17 AM |
first-friendly-listing | $30.00 | 10/26/2011 9:47:06 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:15 AM |
FASTIZIO_P | $25.00 | 10/26/2011 11:00:17 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:03 AM |
fairness-hammock | $25.00 | 10/26/2011 11:29:55 AM |
Ballybay | $100.00 | 10/26/2011 1:46:22 PM |
bellaquito | $1,464.24 | 10/26/2011 2:20:42 PM |
142 Investments
|
Borrower Payment Dependent Notes Series
532209
This series of Notes was issued and sold upon the funding of the borrower loan #55279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $237.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 11m |
Amount delinquent:
| $229 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,048 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ecstatic-auction6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help needed to ward off attorney
Purpose of loan: Attorney's fees
This loan will be used to divorce my soon to be ex husband who was an abusive jerk.
My financial situation: I have a good stable job and hold a management position in a large reference laboratory. I have had excellent credit for much of my adult life. However, right now I have been downgraded to good.
I am a good candidate for this loan because I have the funds necessary to pay back in time. My attorney would like a bulk payment and will not accept the $1,500 per month that I could provide to her. I have a good stable job and have been at this company for four years.
Monthly net income: $ 4022.00
Monthly expenses: $ about 1500.00 for items listed below:
Housing: $ 100.00
Insurance: $ 65.00
Car expenses: $ 20.00
Utilities: $ 0.00
Phone, cable, internet: $ 165.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $300.00
Other expenses: $
700.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 10/27/2011 12:46:20 PM |
golffish2 | $25.00 | 10/27/2011 1:11:28 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:55 PM |
kulender | $50.00 | 10/14/2011 4:52:37 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:41 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:37 PM |
yield-trader | $25.00 | 10/24/2011 10:00:19 AM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:33 PM |
tech310 | $50.00 | 10/25/2011 11:44:57 PM |
fantastic-wampum1 | $100.00 | 10/27/2011 1:31:44 PM |
tolerant-truth2 | $50.00 | 10/27/2011 1:35:40 PM |
Decent | $36.45 | 10/27/2011 1:46:45 PM |
kdat | $100.00 | 10/27/2011 1:55:24 PM |
riverflow | $35.85 | 10/27/2011 2:15:49 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:38 AM |
Interloper | $25.00 | 10/17/2011 10:38:21 PM |
social-cocktail1 | $200.00 | 10/18/2011 5:18:35 PM |
papaloha | $25.00 | 10/23/2011 8:20:37 PM |
nimble-revenue5 | $50.00 | 10/24/2011 5:17:45 PM |
economy-producer | $25.00 | 10/24/2011 9:20:34 PM |
economy-coup | $50.00 | 10/26/2011 12:59:22 AM |
first-friendly-listing | $30.00 | 10/26/2011 9:50:45 AM |
dedicated-transaction796 | $25.00 | 10/26/2011 5:24:24 PM |
Maetryx | $25.00 | 10/26/2011 5:14:41 PM |
ecstatic-money064 | $25.00 | 10/26/2011 6:17:03 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:08 PM |
euro-banker | $50.00 | 10/27/2011 1:30:08 PM |
108lender | $100.00 | 10/27/2011 2:08:59 PM |
systematic-fairness1 | $40.43 | 10/27/2011 2:13:20 PM |
reinforced-gain7 | $82.27 | 10/27/2011 2:16:33 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
532223
This series of Notes was issued and sold upon the funding of the borrower loan #54860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,094 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| cash-harbor8 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Young RN paying for a wedding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $80.00 | 10/13/2011 5:03:00 PM |
janeybooboo | $100.00 | 10/13/2011 5:07:07 PM |
progressive-economy261 | $400.00 | 10/13/2011 5:21:27 PM |
Kaj | $40.00 | 10/13/2011 6:59:18 PM |
kulender | $50.00 | 10/14/2011 4:52:38 AM |
handy-justice | $50.00 | 10/14/2011 7:15:19 AM |
elvisloans | $27.60 | 10/14/2011 3:55:55 PM |
falcon88dp | $25.00 | 10/14/2011 10:34:29 PM |
credit-coach118 | $25.46 | 10/15/2011 11:23:34 AM |
CA-Lender | $25.00 | 10/15/2011 12:20:44 PM |
fortytwo | $100.00 | 10/15/2011 11:42:31 AM |
promise2 | $50.00 | 10/15/2011 1:49:37 PM |
greenback-chairman5 | $25.00 | 10/15/2011 3:03:37 PM |
Mariner3605 | $25.00 | 10/15/2011 4:01:03 PM |
werewolf469 | $50.00 | 10/15/2011 4:20:28 PM |
aztocas | $25.00 | 10/15/2011 5:32:48 PM |
rupee-universe | $25.00 | 10/15/2011 5:47:58 PM |
Mombo-5 | $50.00 | 10/16/2011 7:30:55 AM |
five-star-note | $125.00 | 10/16/2011 9:47:42 AM |
payout-hammock1 | $30.00 | 10/16/2011 4:21:41 PM |
hamster | $25.42 | 10/16/2011 4:48:25 PM |
kindness-pizza | $32.35 | 10/17/2011 5:33:29 AM |
benefit-position | $25.00 | 10/17/2011 6:02:37 AM |
revenue-appraiser | $25.00 | 10/17/2011 6:12:11 AM |
Rollshaft | $9.17 | 10/17/2011 6:30:27 AM |
well-rounded-payout0 | $50.00 | 10/13/2011 5:18:38 PM |
favorite-commerce | $25.00 | 10/13/2011 5:39:40 PM |
SolarMoonshine | $25.00 | 10/13/2011 6:19:24 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:55 PM |
run26miles | $25.00 | 10/14/2011 4:03:23 AM |
golffish2 | $50.00 | 10/14/2011 4:05:57 AM |
Urban-MBA | $50.00 | 10/14/2011 7:18:49 AM |
EngineersAlliance | $100.00 | 10/14/2011 9:10:44 AM |
golffish2 | $50.00 | 10/14/2011 9:14:50 AM |
golffish2 | $100.00 | 10/14/2011 9:24:34 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:09 AM |
mad-scientist418 | $25.00 | 10/14/2011 12:07:24 PM |
leverage-monger | $25.00 | 10/14/2011 1:38:29 PM |
well-mannered-income3 | $30.00 | 10/14/2011 7:40:21 PM |
fallentimbers | $25.00 | 10/15/2011 6:20:19 AM |
whitegold24k | $400.00 | 10/15/2011 12:22:58 PM |
whitegold24k | $100.00 | 10/15/2011 12:18:18 PM |
CoolPlexer | $25.00 | 10/15/2011 5:18:25 PM |
loyaltyologist | $25.00 | 10/15/2011 6:38:45 PM |
sharp-return7 | $25.00 | 10/15/2011 10:51:12 PM |
rustysailor | $25.00 | 10/16/2011 1:36:40 PM |
FriendInSeattle | $100.00 | 10/16/2011 2:21:47 PM |
revenue-associate | $25.00 | 10/16/2011 8:07:57 PM |
BankofRon | $25.00 | 10/16/2011 9:31:10 PM |
itsmaj | $25.00 | 10/16/2011 8:31:19 PM |
penny-gadget0 | $50.00 | 10/16/2011 10:19:41 PM |
ingenious-truth0 | $25.00 | 10/16/2011 11:14:37 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
532235
This series of Notes was issued and sold upon the funding of the borrower loan #54923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,786 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ultimate-dedication7 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Consolidate debts in order to pay them off quicker
My financial situation: Steady
I am a good candidate for this loan because... I have a steady income and I am focused on paying off this loan as quick as possible
Monthly net income: $3680
Monthly expenses: $3409
Housing: $1450
Insurance: $65
Car expenses: $185
Utilities: $184
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $650
Credit cards and other loans: $325
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/17/2011 9:09:19 AM |
a-unflappable-finance | $100.00 | 10/17/2011 12:14:56 PM |
kulender | $50.00 | 10/17/2011 1:18:48 PM |
yield-trader | $25.00 | 10/17/2011 4:46:21 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:48:55 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:15 AM |
Nojukbong | $50.00 | 10/18/2011 3:27:14 PM |
napoleon1168 | $25.00 | 10/20/2011 9:56:16 AM |
Fiimg | $50.00 | 10/20/2011 7:36:35 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:00 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:48 PM |
wilmajean | $50.00 | 10/20/2011 11:57:11 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:38 PM |
income-buffalo1 | $100.00 | 10/22/2011 6:23:10 AM |
economy-popcorn | $25.00 | 10/22/2011 6:21:55 AM |
currency-persimmon | $25.00 | 10/22/2011 6:26:13 AM |
irishcocacola | $25.00 | 10/22/2011 7:23:43 AM |
crippledcircus | $52.44 | 10/22/2011 7:49:09 AM |
marwadi-62 | $100.00 | 10/22/2011 8:27:43 AM |
moola-accelerator6 | $45.00 | 10/22/2011 9:41:06 AM |
jazzlender | $50.00 | 10/22/2011 8:51:02 AM |
Leshan | $25.00 | 10/22/2011 9:13:01 AM |
Leopoldine | $25.00 | 10/22/2011 9:40:19 AM |
Beld | $75.00 | 10/22/2011 10:20:31 AM |
invest-in-ed | $350.00 | 10/22/2011 9:52:47 AM |
JW-From-SoCal | $25.00 | 10/22/2011 10:27:41 AM |
britgsb | $110.76 | 10/22/2011 10:02:01 AM |
ethical-truth211 | $213.84 | 10/22/2011 12:47:42 PM |
credit-kahuna | $80.00 | 10/22/2011 1:36:11 PM |
Impact_Vector | $27.98 | 10/22/2011 3:52:45 PM |
GrooveBiz | $25.00 | 10/22/2011 1:49:56 PM |
goodhearted-basis4 | $25.00 | 10/22/2011 4:38:49 PM |
Gladglide | $25.00 | 10/22/2011 2:23:02 PM |
Ven58 | $35.00 | 10/22/2011 3:31:24 PM |
damage | $25.00 | 10/22/2011 6:39:20 PM |
market-trooper3 | $30.00 | 10/22/2011 4:00:51 PM |
NobisEst | $50.00 | 10/22/2011 4:29:14 PM |
triumphant-point5 | $50.00 | 10/22/2011 5:09:43 PM |
Supernick | $100.00 | 10/22/2011 6:06:51 PM |
Supernick | $100.00 | 10/22/2011 6:08:37 PM |
theloanfiller | $25.00 | 10/22/2011 6:39:59 PM |
CreditBuilder2 | $100.00 | 10/22/2011 10:59:59 PM |
ddog0224 | $50.00 | 10/23/2011 12:35:12 AM |
agbullet55443 | $100.00 | 10/22/2011 9:39:50 PM |
bold-riveting-social | $25.00 | 10/22/2011 11:23:44 PM |
happy-yield | $25.00 | 10/23/2011 5:54:34 AM |
best-phenomenal-treasure | $25.00 | 10/23/2011 6:36:41 AM |
golden-cat | $25.00 | 10/23/2011 7:28:02 AM |
Preteur | $25.00 | 10/23/2011 9:27:23 AM |
cloud8 | $25.00 | 10/23/2011 10:36:56 AM |
top-visionary-truth | $25.00 | 10/23/2011 10:41:36 AM |
djkaiser | $26.57 | 10/23/2011 11:25:00 AM |
benefit-banshee | $51.41 | 10/23/2011 12:31:01 PM |
life-is-great | $25.00 | 10/23/2011 1:06:02 PM |
transparency-river1 | $1,000.00 | 10/23/2011 12:20:18 PM |
evergreen16 | $100.00 | 10/23/2011 3:00:36 PM |
abundant-one | $25.00 | 10/23/2011 1:46:17 PM |
brightest-dynamic-peace | $25.00 | 10/23/2011 2:02:25 PM |
heerzaquestion | $100.00 | 10/23/2011 3:18:08 PM |
easybreezy | $45.00 | 10/23/2011 3:36:57 PM |
mraleig | $125.00 | 10/23/2011 6:27:39 PM |
Redmond | $25.00 | 10/23/2011 11:35:22 PM |
Emberfox | $39.92 | 10/24/2011 4:17:05 AM |
momentous-coin | $75.00 | 10/23/2011 10:21:22 PM |
Rivervale_Westwood | $50.00 | 10/24/2011 5:10:23 AM |
TMBank | $25.00 | 10/24/2011 6:26:18 AM |
ltlsprite3 | $100.00 | 10/24/2011 7:33:45 AM |
340 | $25.00 | 10/24/2011 7:52:54 AM |
taal1 | $25.00 | 10/24/2011 8:16:47 AM |
dollar-authority | $50.00 | 10/24/2011 8:48:56 AM |
fund-tom-tom6 | $25.00 | 10/24/2011 9:00:27 AM |
wwwUniversal | $25.00 | 10/24/2011 9:13:57 AM |
melodious-fairness | $25.00 | 10/24/2011 9:45:39 AM |
mpatrick | $50.00 | 10/24/2011 9:40:44 AM |
janderz990 | $25.00 | 10/24/2011 11:02:13 AM |
MakoF16 | $50.00 | 10/24/2011 10:19:36 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:22:09 AM |
derec | $25.00 | 10/24/2011 10:52:15 AM |
secureincome | $1,121.99 | 10/24/2011 12:16:10 PM |
credit-coach118 | $50.27 | 10/24/2011 11:28:50 AM |
slwholesales | $39.85 | 10/24/2011 11:32:15 AM |
moola-monger9 | $50.00 | 10/24/2011 11:38:06 AM |
dordee | $50.00 | 10/24/2011 11:58:05 AM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:24 AM |
Investor_DP | $93.00 | 10/19/2011 9:05:55 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:10 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:00 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:52 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:16 PM |
figs4u2 | $100.00 | 10/20/2011 12:20:56 PM |
rokman | $100.00 | 10/20/2011 5:21:02 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:16 AM |
social-zebra | $30.00 | 10/21/2011 11:19:39 AM |
melodious-fairness | $25.00 | 10/21/2011 7:16:04 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:22 AM |
theloanteacher | $25.00 | 10/22/2011 6:27:36 AM |
AndChicksforFree | $25.00 | 10/22/2011 6:54:07 AM |
CatbirdBanking | $25.00 | 10/22/2011 7:34:46 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:49:35 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:28 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:43 AM |
UBOtto186 | $50.00 | 10/22/2011 10:43:33 AM |
resplendent-dollar | $25.00 | 10/22/2011 11:20:15 AM |
cingular | $25.00 | 10/22/2011 12:58:19 PM |
georgedorn | $25.00 | 10/22/2011 2:57:25 PM |
cerebral-dollar773 | $25.00 | 10/22/2011 2:39:18 PM |
Brisket_Bob | $50.00 | 10/22/2011 2:47:14 PM |
Domgabriel | $25.00 | 10/22/2011 4:59:20 PM |
syounker | $25.00 | 10/22/2011 6:17:33 PM |
mgking007 | $25.00 | 10/22/2011 8:26:17 PM |
market-pudding | $25.00 | 10/23/2011 4:39:05 AM |
generator596 | $25.00 | 10/22/2011 10:44:56 PM |
TeamAmerica | $25.00 | 10/22/2011 11:11:12 PM |
StargazerLending | $25.00 | 10/23/2011 8:00:54 AM |
Theboof | $25.00 | 10/23/2011 6:36:35 AM |
JCMC | $25.00 | 10/23/2011 7:13:12 AM |
enticing-exchange3 | $25.00 | 10/23/2011 8:30:18 AM |
jarf | $25.00 | 10/23/2011 12:44:51 PM |
ONECENTATATIME | $37.00 | 10/23/2011 12:29:56 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:13 PM |
Icon_88 | $25.00 | 10/23/2011 2:20:43 PM |
lenderRXT | $100.00 | 10/23/2011 5:22:47 PM |
mad-scientist418 | $25.00 | 10/23/2011 7:59:28 PM |
benjamins-britches | $25.00 | 10/23/2011 9:39:08 PM |
imdave4me | $25.00 | 10/24/2011 12:59:05 AM |
mrpowers5531 | $25.00 | 10/24/2011 5:24:43 AM |
Natronpee | $25.00 | 10/24/2011 5:29:28 AM |
tomoe | $25.00 | 10/24/2011 7:33:26 AM |
roi-advantage | $25.00 | 10/24/2011 6:51:57 AM |
dime-sprout | $25.00 | 10/24/2011 6:59:49 AM |
peso-fortress | $25.00 | 10/24/2011 7:10:35 AM |
green-benefit-control | $30.00 | 10/24/2011 7:48:13 AM |
basis-wizard8 | $50.00 | 10/24/2011 7:39:14 AM |
nickel-demon2 | $100.00 | 10/24/2011 8:20:21 AM |
pound-lightning | $25.00 | 10/24/2011 9:12:54 AM |
rajs | $250.00 | 10/24/2011 9:36:24 AM |
cheri27 | $25.00 | 10/24/2011 9:24:35 AM |
fairness-atmosphere | $25.00 | 10/24/2011 10:01:14 AM |
96MustangGT | $55.00 | 10/24/2011 11:02:11 AM |
csandb | $25.00 | 10/24/2011 10:11:15 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:42:07 AM |
contributor897 | $25.00 | 10/24/2011 10:46:55 AM |
responsive-rate884 | $30.00 | 10/24/2011 11:18:19 AM |
dime-bigwig4 | $29.97 | 10/24/2011 11:53:51 AM |
GElender | $50.00 | 10/24/2011 12:11:03 PM |
145 Investments
|
Borrower Payment Dependent Notes Series
532253
This series of Notes was issued and sold upon the funding of the borrower loan #55276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $24,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $803.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,338 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| SoulStar |
Borrower's state:
| Virginia |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
640-659
(Jul-2010)
|
Principal balance:
| $430.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
1st time buyer. Down payment assist
Purpose of loan:
This loan will be used as additional funding for the down payment on my first new home. I am in good shape to purchase a home with respect to income and credit rating. I do not have enough money for the full down payment at this time but I don't want to pass the opportunity of home ownership in the current buyers market.
My financial situation:
I am a good candidate for this loan because I am financial stable and debt free outside of my current car payment and less than 5k in student loans. I have been very aggressive in paying off all debt to prepare for home ownership. I have been disciplined enough to establish a savings during that time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:40:57 PM |
green-trade-dolphin2 | $42.79 | 10/13/2011 5:01:08 PM |
generous-deal6 | $50.00 | 10/13/2011 10:02:56 PM |
tntmojave | $50.00 | 10/14/2011 5:32:13 AM |
IPlayOutsideTheBox | $25.00 | 10/14/2011 5:54:51 AM |
scholarly-benefit5 | $50.00 | 10/14/2011 6:00:32 AM |
Brainworm | $25.00 | 10/14/2011 8:37:36 AM |
squadron781 | $25.00 | 10/14/2011 2:48:32 PM |
organized-payment6 | $50.00 | 10/14/2011 2:21:45 PM |
Preteur | $25.00 | 10/14/2011 2:38:50 PM |
fireferd | $30.00 | 10/15/2011 9:24:19 AM |
tolerant-dinero2 | $25.00 | 10/15/2011 11:21:55 AM |
leeball | $100.00 | 10/15/2011 10:44:41 AM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:00 PM |
availableloan | $25.00 | 10/15/2011 6:56:11 PM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:14 PM |
macjp123 | $50.00 | 10/16/2011 1:36:21 PM |
rolltide09 | $25.00 | 10/16/2011 4:49:50 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:13 PM |
virtuous-repayment | $25.00 | 10/16/2011 5:49:49 PM |
chris-heretoinvest | $25.00 | 10/16/2011 5:55:42 PM |
susurrus | $25.00 | 10/16/2011 8:46:20 PM |
Ocean713 | $75.00 | 10/17/2011 12:46:48 PM |
Plee-Spaymebak | $33.00 | 10/17/2011 1:27:26 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:09 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:24 PM |
FinanceEngine | $50.00 | 10/17/2011 4:31:55 PM |
reinforced-funds4 | $25.00 | 10/18/2011 5:26:50 AM |
velocity-solo | $25.00 | 10/18/2011 5:20:56 PM |
bonus-tent | $25.00 | 10/19/2011 3:56:05 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:22 AM |
ivy-league-MBA | $27.65 | 10/19/2011 9:48:50 AM |
Weaverville | $47.00 | 10/19/2011 10:38:06 AM |
smurf163 | $25.00 | 10/19/2011 12:41:58 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:31 PM |
Jag97 | $38.90 | 10/19/2011 5:45:15 PM |
important-ore | $150.00 | 10/19/2011 8:16:02 PM |
circuitfive | $25.00 | 10/19/2011 10:45:40 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:35 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:47 PM |
power-defender7 | $25.00 | 10/20/2011 3:47:06 PM |
sankyu | $50.00 | 10/20/2011 7:50:54 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:35 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:51 PM |
bb575 | $50.00 | 10/21/2011 12:33:17 AM |
Lender0010 | $50.00 | 10/21/2011 8:58:23 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:00 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:40 AM |
lostontheedge | $25.00 | 10/21/2011 4:29:25 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:18 PM |
ToweringDan | $50.00 | 10/21/2011 8:39:42 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:16 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:23 AM |
cingular | $25.00 | 10/22/2011 12:58:14 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:02 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:57 PM |
mcilwaaj12 | $50.00 | 10/24/2011 5:41:29 AM |
trade-arch | $50.00 | 10/24/2011 2:17:20 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:43 PM |
astute-benjamins | $50.00 | 10/24/2011 3:23:28 PM |
newyork6264 | $25.00 | 10/24/2011 5:42:16 PM |
investment-comet | $25.00 | 10/24/2011 8:50:30 PM |
Millmanator | $25.00 | 10/25/2011 6:54:05 AM |
bill-expert | $50.00 | 10/25/2011 8:43:59 AM |
BxRealtor | $25.00 | 10/25/2011 9:55:19 AM |
Thelonius98 | $25.00 | 10/25/2011 9:35:16 AM |
Anny-Disco | $25.00 | 10/25/2011 9:57:30 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:04 AM |
market-maple | $25.00 | 10/25/2011 10:48:44 AM |
aasx1108 | $25.00 | 10/25/2011 11:09:18 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:45 AM |
gogene2002 | $30.00 | 10/25/2011 11:08:00 AM |
hopethisworks | $25.00 | 10/25/2011 11:40:09 AM |
zeelender | $25.00 | 10/25/2011 11:11:23 AM |
williemc44 | $25.00 | 10/25/2011 12:00:22 PM |
rogue_monster | $25.00 | 10/25/2011 12:30:56 PM |
degster | $25.00 | 10/25/2011 1:15:58 PM |
rudyindc | $25.00 | 10/25/2011 1:39:59 PM |
rupee-sequoia | $25.00 | 10/25/2011 4:43:39 PM |
maldok1 | $25.00 | 10/25/2011 5:05:52 PM |
dpjd | $50.00 | 10/25/2011 5:04:16 PM |
lucrative-coin | $100.00 | 10/25/2011 5:06:33 PM |
prescription0 | $50.00 | 10/25/2011 5:25:57 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:17 PM |
cagcrash | $100.00 | 10/25/2011 5:52:24 PM |
vivixmedia | $25.00 | 10/25/2011 5:53:52 PM |
TGACJ | $40.00 | 10/25/2011 7:12:46 PM |
Isotope | $25.00 | 10/25/2011 7:23:26 PM |
flexible1 | $25.00 | 10/25/2011 7:40:23 PM |
ideal-platinum1 | $25.00 | 10/25/2011 10:35:49 PM |
causr08 | $25.00 | 10/25/2011 11:21:36 PM |
KidSicily | $50.00 | 10/26/2011 6:23:32 AM |
Susie-Q | $44.45 | 10/26/2011 7:30:37 AM |
calm-deal7 | $25.00 | 10/26/2011 7:38:39 AM |
MM1207 | $25.00 | 10/26/2011 7:44:00 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:11 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:05 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:17 AM |
treasure-transformer9 | $59.62 | 10/26/2011 10:38:51 AM |
blooming-market | $25.00 | 10/26/2011 12:39:12 PM |
galenisme | $25.00 | 10/26/2011 11:29:25 AM |
EvalCrux | $50.00 | 10/26/2011 12:40:46 PM |
DadWarbucks | $25.00 | 10/26/2011 2:28:17 PM |
oldman68 | $25.00 | 10/26/2011 1:40:37 PM |
agreement-merry-maker | $100.00 | 10/26/2011 3:01:51 PM |
ideal-penny8 | $25.00 | 10/26/2011 4:00:08 PM |
duty-starfish8 | $25.00 | 10/26/2011 4:02:58 PM |
capital-majesty7 | $300.00 | 10/26/2011 3:56:29 PM |
dollardave | $100.00 | 10/26/2011 4:20:21 PM |
revmax | $25.00 | 10/26/2011 4:25:45 PM |
Cheburashka | $25.00 | 10/26/2011 4:42:40 PM |
valiant-liberty4 | $25.00 | 10/26/2011 5:20:31 PM |
investment-tempo | $25.00 | 10/26/2011 5:20:54 PM |
Tesseract | $25.00 | 10/26/2011 5:34:12 PM |
top-sensible-yield | $25.00 | 10/26/2011 6:13:26 PM |
GoingFishing | $25.00 | 10/26/2011 5:52:28 PM |
rapid-credit428 | $25.00 | 10/26/2011 9:19:20 PM |
wise-bonus-honker | $25.00 | 10/26/2011 8:33:42 PM |
THREE-POINTS-LENDING | $25.00 | 10/26/2011 9:07:10 PM |
market-assembler | $50.00 | 10/26/2011 10:00:15 PM |
nosualcneas | $25.00 | 10/27/2011 5:48:28 AM |
jga516 | $25.00 | 10/27/2011 5:52:19 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:35 AM |
magee425 | $25.00 | 10/27/2011 6:34:53 AM |
inspired-contract9 | $50.00 | 10/27/2011 8:42:15 AM |
enthralling-investment | $72.01 | 10/27/2011 9:05:27 AM |
compoundinterest | $35.00 | 10/27/2011 9:07:33 AM |
MadHun | $200.00 | 10/27/2011 9:25:37 AM |
ijspence | $25.00 | 10/27/2011 9:27:39 AM |
pghtiny | $25.00 | 10/27/2011 9:30:05 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:47 AM |
personal-lender | $25.00 | 10/27/2011 9:33:18 AM |
kinetic-openness0 | $25.00 | 10/27/2011 10:05:41 AM |
herbyman | $50.00 | 10/27/2011 11:20:58 AM |
peace-cell2 | $25.26 | 10/27/2011 11:41:38 AM |
nickel-alien | $50.00 | 10/27/2011 11:51:25 AM |
responsive-wampum8 | $25.00 | 10/27/2011 12:33:52 PM |
Pasagam | $50.00 | 10/27/2011 12:40:15 PM |
dfealk | $25.00 | 10/27/2011 12:49:55 PM |
Stepashka | $25.00 | 10/27/2011 1:01:48 PM |
power-defender7 | $25.00 | 10/27/2011 1:07:31 PM |
Rockymtnhi | $100.00 | 10/27/2011 1:24:22 PM |
kaleinoue | $25.00 | 10/27/2011 1:22:30 PM |
organic-responsibility530 | $25.00 | 10/27/2011 1:26:07 PM |
fenderxes | $25.00 | 10/27/2011 1:26:11 PM |
brainy-dedication | $25.00 | 10/27/2011 1:24:53 PM |
tranquil-capital4 | $50.00 | 10/27/2011 1:25:01 PM |
codingbuddy | $25.00 | 10/27/2011 1:27:06 PM |
apexprod | $25.00 | 10/27/2011 1:25:20 PM |
goldenkey | $46.56 | 10/27/2011 1:27:11 PM |
scrappy-bonus2 | $25.00 | 10/27/2011 1:26:56 PM |
guard327 | $30.00 | 10/27/2011 1:29:49 PM |
IlliniActuary | $25.00 | 10/27/2011 1:31:40 PM |
kbguru | $25.00 | 10/27/2011 1:30:39 PM |
orange-penny-shooter | $25.00 | 10/27/2011 1:32:26 PM |
SAGE88 | $50.00 | 10/27/2011 1:36:30 PM |
chicco | $500.00 | 10/27/2011 1:38:10 PM |
wicker1 | $25.00 | 10/27/2011 1:40:17 PM |
rework | $100.00 | 10/27/2011 1:43:51 PM |
ReddInc | $250.00 | 10/27/2011 1:44:38 PM |
asciguide | $87.00 | 10/27/2011 1:50:36 PM |
jrbill1998 | $50.00 | 10/27/2011 1:52:54 PM |
rajs | $250.00 | 10/27/2011 1:59:31 PM |
diligent-leverage | $25.00 | 10/27/2011 2:04:21 PM |
BCdiggs | $39.00 | 10/27/2011 2:10:01 PM |
cordial-affluence2 | $25.00 | 10/27/2011 2:11:32 PM |
reinforced-gain7 | $934.59 | 10/27/2011 2:15:49 PM |
larrybird | $2,000.00 | 10/25/2011 7:54:20 PM |
progressive-economy261 | $400.00 | 10/13/2011 5:21:27 PM |
sjlender | $100.00 | 10/13/2011 5:21:47 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:56 PM |
heerzaquestion | $25.00 | 10/14/2011 4:59:06 AM |
wise-honorable-rate | $25.00 | 10/14/2011 5:59:10 AM |
fcrick | $25.00 | 10/14/2011 8:42:47 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:09 AM |
wampum-chorus3 | $25.00 | 10/15/2011 5:39:24 AM |
upright-velocity1 | $25.00 | 10/15/2011 7:24:16 AM |
ptjg | $100.00 | 10/15/2011 10:17:50 AM |
fortytwo | $100.00 | 10/15/2011 11:42:31 AM |
StPong | $25.00 | 10/15/2011 3:17:22 PM |
ianakacg | $25.00 | 10/16/2011 6:08:02 AM |
spaceboy033 | $100.00 | 10/16/2011 1:21:55 PM |
amaizblanco | $25.00 | 10/16/2011 2:09:09 PM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:35 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:42 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:53 PM |
credit-coach118 | $25.17 | 10/17/2011 3:08:30 PM |
the-discrete-income | $100.00 | 10/17/2011 5:08:46 PM |
aiming_for_42 | $25.00 | 10/17/2011 6:01:58 PM |
radforj22 | $25.00 | 10/18/2011 11:33:11 AM |
indomitable-coin | $25.00 | 10/18/2011 7:26:40 PM |
life-is-great | $25.00 | 10/19/2011 6:12:48 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:22 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:41 PM |
riskadverse44 | $25.00 | 10/19/2011 4:02:33 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:14 PM |
GElender | $40.00 | 10/20/2011 6:05:07 AM |
AFairDeal | $25.00 | 10/20/2011 6:49:22 PM |
Fiimg | $50.00 | 10/20/2011 7:36:32 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:54 PM |
first-serene-credit | $25.00 | 10/21/2011 8:20:18 AM |
diablorulz | $75.00 | 10/21/2011 10:14:11 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:34 PM |
paladin510 | $50.00 | 10/21/2011 5:07:34 PM |
GCInvestments | $25.00 | 10/21/2011 9:18:15 PM |
IIP77 | $25.00 | 10/22/2011 4:11:18 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:08 PM |
Munnie | $25.00 | 10/23/2011 5:34:11 PM |
antlr | $50.00 | 10/23/2011 10:36:29 PM |
Supernick | $50.00 | 10/24/2011 6:44:02 AM |
truth-silo | $100.00 | 10/24/2011 8:22:21 AM |
genius520 | $50.00 | 10/24/2011 9:07:08 AM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:46:50 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:48 PM |
djs81 | $50.00 | 10/24/2011 3:32:16 PM |
american6 | $50.00 | 10/24/2011 3:36:35 PM |
gracej | $25.00 | 10/24/2011 4:37:05 PM |
listing-vista | $50.00 | 10/24/2011 4:55:17 PM |
youthful-yield2 | $50.00 | 10/24/2011 6:08:07 PM |
gold-sushi | $25.00 | 10/24/2011 6:29:25 PM |
77dowplace | $26.00 | 10/24/2011 8:40:58 PM |
FRC64 | $25.00 | 10/25/2011 4:53:26 AM |
useful-p2ploan | $25.00 | 10/25/2011 7:26:54 AM |
knowledgeable-payment7 | $25.00 | 10/25/2011 7:12:30 AM |
cluster534 | $25.00 | 10/25/2011 9:51:01 AM |
iolaire | $25.00 | 10/25/2011 10:22:02 AM |
orange-courageous-dedication | $25.00 | 10/25/2011 10:36:31 AM |
income-excellence1 | $25.00 | 10/25/2011 10:36:41 AM |
lowestghost | $50.00 | 10/25/2011 10:37:10 AM |
dajen1 | $40.00 | 10/25/2011 10:52:37 AM |
delivery | $25.00 | 10/25/2011 11:33:22 AM |
chipperjohnson | $25.00 | 10/25/2011 10:56:07 AM |
lounges | $25.00 | 10/25/2011 11:15:43 AM |
Aimvest | $25.00 | 10/25/2011 12:48:47 PM |
medman | $30.00 | 10/25/2011 1:15:35 PM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:38 PM |
palmetto933 | $50.00 | 10/25/2011 1:42:44 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:39 PM |
mtquan | $25.00 | 10/25/2011 3:25:03 PM |
economics2011 | $25.00 | 10/25/2011 4:53:07 PM |
best-unbeatable-transaction | $25.00 | 10/25/2011 5:31:32 PM |
wise-silver-wonder | $25.00 | 10/25/2011 5:53:11 PM |
donloah | $25.00 | 10/25/2011 6:21:51 PM |
BarginSellerdotcom | $25.00 | 10/25/2011 6:25:59 PM |
rlaboy | $25.00 | 10/25/2011 6:23:29 PM |
gold-gazelle | $25.00 | 10/25/2011 6:54:29 PM |
BigBag | $25.00 | 10/25/2011 7:09:36 PM |
Attract | $25.00 | 10/25/2011 7:53:11 PM |
bonus-acrobat | $50.00 | 10/25/2011 7:42:32 PM |
BlueProteus | $25.00 | 10/25/2011 8:45:15 PM |
RiskAdverse | $25.00 | 10/25/2011 9:48:40 PM |
inspired-investment8 | $100.00 | 10/25/2011 10:45:24 PM |
finance-magma7 | $25.00 | 10/25/2011 10:54:38 PM |
zzztimbo | $25.00 | 10/25/2011 10:05:10 PM |
Rick21 | $25.00 | 10/25/2011 11:09:01 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:26 AM |
somebody32 | $25.00 | 10/26/2011 6:36:55 AM |
Mark0135 | $75.00 | 10/26/2011 7:29:22 AM |
successful-agreement7 | $100.00 | 10/26/2011 9:11:07 AM |
helpinghand63 | $25.00 | 10/26/2011 9:12:10 AM |
money-bauble | $200.00 | 10/26/2011 9:06:21 AM |
studious-bonus7 | $100.00 | 10/26/2011 9:07:34 AM |
nhm | $30.00 | 10/26/2011 9:21:39 AM |
kegs | $500.00 | 10/26/2011 10:16:50 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:04 AM |
rmachi | $50.00 | 10/26/2011 2:19:33 PM |
bellaquito | $2,000.00 | 10/26/2011 2:20:53 PM |
admirable-worth1 | $100.00 | 10/26/2011 2:31:37 PM |
merkutio | $25.00 | 10/26/2011 3:44:26 PM |
erwincohen | $25.00 | 10/26/2011 4:25:51 PM |
RusRobo | $25.00 | 10/26/2011 6:46:54 PM |
sprinter | $25.00 | 10/26/2011 6:59:21 PM |
RayEarth | $25.00 | 10/26/2011 9:30:30 PM |
the-magnetic-transaction | $25.00 | 10/26/2011 8:57:28 PM |
integrity-gadget | $100.00 | 10/26/2011 9:42:00 PM |
ogmanny | $50.00 | 10/26/2011 10:27:12 PM |
ChrisProsper | $50.00 | 10/27/2011 12:17:39 AM |
AWTT | $25.00 | 10/27/2011 6:04:32 AM |
helick | $33.00 | 10/27/2011 6:25:07 AM |
hebergee | $25.00 | 10/27/2011 6:41:01 AM |
justice-comet | $30.00 | 10/27/2011 6:55:48 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:31 AM |
mighty-value | $25.00 | 10/27/2011 7:58:29 AM |
Pairodimes | $40.00 | 10/27/2011 8:17:50 AM |
betak | $25.00 | 10/27/2011 8:09:16 AM |
frobin | $50.00 | 10/27/2011 8:09:26 AM |
vinayganti | $55.00 | 10/27/2011 8:18:12 AM |
dedication-merman | $25.00 | 10/27/2011 8:46:19 AM |
andyb9 | $25.00 | 10/27/2011 9:01:40 AM |
valemic | $25.00 | 10/27/2011 9:24:22 AM |
economy-molecule3 | $213.00 | 10/27/2011 9:27:59 AM |
ctgscott | $25.00 | 10/27/2011 10:03:26 AM |
mlb123 | $50.00 | 10/27/2011 10:51:26 AM |
Panna | $25.00 | 10/27/2011 11:40:15 AM |
shrewd-value | $25.00 | 10/27/2011 11:40:30 AM |
tbrnet | $50.00 | 10/27/2011 11:47:15 AM |
Aljasa2008 | $25.00 | 10/27/2011 12:09:50 PM |
smear87 | $25.00 | 10/27/2011 12:17:55 PM |
Opportunity4you | $31.00 | 10/27/2011 12:09:36 PM |
Hiro07 | $25.00 | 10/27/2011 12:27:27 PM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:37 PM |
ChrisTiff | $50.00 | 10/27/2011 12:38:48 PM |
gold-disk | $25.00 | 10/27/2011 1:04:19 PM |
sci_guy | $25.00 | 10/27/2011 1:24:01 PM |
the-kinetic-nickel | $25.00 | 10/27/2011 1:25:02 PM |
L-vex | $25.00 | 10/27/2011 1:24:20 PM |
mike_banker | $50.00 | 10/27/2011 1:24:47 PM |
madmccoy | $25.00 | 10/27/2011 1:27:19 PM |
platinum-yoga | $25.00 | 10/27/2011 1:30:57 PM |
30Sky | $35.00 | 10/27/2011 1:32:07 PM |
Tasteslikechicken | $33.00 | 10/27/2011 1:33:47 PM |
taylor883 | $50.00 | 10/27/2011 1:32:31 PM |
Reinadog9 | $25.00 | 10/27/2011 1:34:42 PM |
understanding-payout2 | $25.00 | 10/27/2011 1:37:09 PM |
UnclePockets | $25.00 | 10/27/2011 1:36:46 PM |
top-basis-majesty | $50.00 | 10/27/2011 1:40:09 PM |
didibagle | $50.00 | 10/27/2011 1:38:25 PM |
Nascar1 | $100.00 | 10/27/2011 1:41:07 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:20 PM |
musicmender | $25.00 | 10/27/2011 1:42:54 PM |
edognyc | $25.00 | 10/27/2011 1:51:59 PM |
exact-point | $25.00 | 10/27/2011 1:57:27 PM |
mogul16 | $25.00 | 10/27/2011 2:02:44 PM |
anacent | $25.00 | 10/27/2011 2:07:52 PM |
skidoo99 | $25.00 | 10/27/2011 2:08:55 PM |
pious-benjamins1 | $26.00 | 10/27/2011 2:09:38 PM |
lendme2 | $50.00 | 10/27/2011 2:10:45 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:22 PM |
johngaltline | $25.00 | 10/27/2011 2:14:16 PM |
329 Investments
|
Borrower Payment Dependent Notes Series
532257
This series of Notes was issued and sold upon the funding of the borrower loan #55057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 11y 9m |
Amount delinquent:
| $150 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,357 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| Michigan-Dad |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying Home for Cash
Purpose of loan: Purchase a $20k house for my family.
My financial situation:
I have $10k (certifiable) to pay toward a $20k house. My credit is fair, but my payment history is very good. As a small business owner (Metro Music Entertainment), I write-off most of my earnings; however, banks will only consider my adjusted net income & they only write mortgages for $40k & up.
I?m a club dj in Metro Detroit. I work at 3 different club/bars, plus I perform at 15+ wedding reception per year. Contact information for each of the club/bars can be provided.
Monthly net income: $2800.00+
Housing: $600.00 (will drop to $300 after purchase of house)
Insurance: $0.00
Car expenses: $125.00 (insurance only, cars are owned free & clear)
Utilities: Less than $250.00 (gas/electric)
Phone, cable, internet: $105.00
Food, entertainment:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.00 | 10/13/2011 9:12:00 AM |
Kaj | $40.00 | 10/13/2011 6:59:16 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:07 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:37 AM |
ingenious-deal6 | $25.00 | 10/17/2011 12:11:52 PM |
diplomatic-wealth7 | $25.00 | 10/18/2011 5:16:47 PM |
kenji4861 | $25.00 | 10/19/2011 1:21:52 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:15 PM |
income-buffalo1 | $150.00 | 10/20/2011 5:38:58 PM |
coachmike15 | $25.00 | 10/20/2011 6:02:23 PM |
Zuzu | $40.00 | 10/20/2011 6:13:16 PM |
SpoonerPhan | $50.00 | 10/20/2011 5:53:46 PM |
enlighter | $37.50 | 10/20/2011 6:00:34 PM |
mauge35 | $46.14 | 10/20/2011 6:28:57 PM |
supersarah61 | $50.00 | 10/20/2011 6:41:46 PM |
joyful-power9 | $50.00 | 10/20/2011 6:37:29 PM |
ethicalhumanist | $50.00 | 10/20/2011 7:34:01 PM |
ddog0224 | $25.00 | 10/20/2011 7:49:24 PM |
asset-professor | $25.00 | 10/20/2011 8:36:03 PM |
CO80487 | $25.00 | 10/20/2011 8:20:07 PM |
SIU_Saluki_Lending | $25.00 | 10/20/2011 10:12:50 PM |
vigorous-velocity | $100.00 | 10/20/2011 8:57:11 PM |
billiam | $69.23 | 10/20/2011 9:07:34 PM |
Gladglide | $25.00 | 10/20/2011 10:59:20 PM |
Binan | $36.40 | 10/21/2011 1:08:25 AM |
ddimports | $100.00 | 10/21/2011 6:40:06 AM |
principal-trombone | $372.00 | 10/21/2011 7:20:20 AM |
zydeco337 | $25.00 | 10/21/2011 7:45:08 AM |
worth-arch | $25.00 | 10/21/2011 8:45:43 AM |
Mocaba | $150.00 | 10/21/2011 8:54:12 AM |
the-credit-proton | $25.00 | 10/21/2011 9:15:14 AM |
cnovak | $25.00 | 10/21/2011 9:58:16 AM |
invincible-peso | $25.00 | 10/21/2011 9:52:00 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:25:59 AM |
ethical-truth211 | $201.00 | 10/21/2011 10:59:23 AM |
wise-unequivocal-return | $75.00 | 10/21/2011 10:56:47 AM |
ddamenace | $40.00 | 10/21/2011 11:09:41 AM |
FinanceEngine | $40.00 | 10/21/2011 11:13:38 AM |
mscomeaux | $25.00 | 10/21/2011 11:52:34 AM |
nebula076 | $100.00 | 10/21/2011 1:07:05 PM |
credit-coach118 | $25.47 | 10/21/2011 12:56:33 PM |
jybank | $50.00 | 10/21/2011 2:23:47 PM |
orbital-dollar2 | $25.00 | 10/21/2011 2:50:02 PM |
jarevack | $30.08 | 10/21/2011 3:58:16 PM |
SerZav | $25.00 | 10/21/2011 3:24:12 PM |
finance-prescription | $100.00 | 10/21/2011 5:07:21 PM |
payout-thinker7 | $25.00 | 10/21/2011 7:00:10 PM |
cunning-truth6 | $100.00 | 10/21/2011 7:44:45 PM |
tender-contract8 | $30.00 | 10/21/2011 10:02:43 PM |
platinum-piledriver | $30.00 | 10/21/2011 10:41:48 PM |
natural-greenback6 | $25.00 | 10/21/2011 8:22:46 PM |
newest-famous-velocity | $25.00 | 10/21/2011 9:02:11 PM |
jpac1066 | $50.00 | 10/22/2011 5:25:46 AM |
let_me_retire | $50.00 | 10/22/2011 1:29:12 AM |
adir1 | $25.00 | 10/22/2011 1:39:59 AM |
treasure-bliss | $25.00 | 10/22/2011 5:08:52 AM |
wlm3012 | $30.00 | 10/22/2011 11:49:49 AM |
red-power-pecan | $50.00 | 10/22/2011 2:37:12 PM |
gold-cluster | $50.00 | 10/23/2011 8:27:42 PM |
fervent-repayment | $25.00 | 10/24/2011 11:13:40 AM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:32 PM |
hopeful-truth5 | $50.00 | 10/25/2011 10:52:49 AM |
Bob450 | $25.00 | 10/25/2011 12:21:12 PM |
pver21 | $25.00 | 10/25/2011 2:44:43 PM |
brightest-income-hunter | $34.36 | 10/25/2011 4:45:36 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:37 PM |
lakehavasu88 | $25.00 | 10/25/2011 5:57:02 PM |
coin-investor | $25.00 | 10/25/2011 7:38:33 PM |
principal-trombone | $129.78 | 10/25/2011 7:38:49 PM |
daniel5075 | $25.00 | 10/25/2011 7:56:47 PM |
kind-capital-winner | $100.00 | 10/25/2011 8:34:53 PM |
busnssmn | $25.00 | 10/25/2011 8:26:57 PM |
apostle901 | $25.00 | 10/25/2011 8:59:45 PM |
tech310 | $50.00 | 10/25/2011 11:46:56 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:25 AM |
SMVM87 | $25.00 | 10/26/2011 4:31:39 AM |
green-safe-wampum | $50.00 | 10/26/2011 7:05:09 AM |
bsh297 | $25.01 | 10/26/2011 7:25:30 AM |
debtfreenow-82 | $50.00 | 10/26/2011 7:41:14 AM |
MM1207 | $25.00 | 10/26/2011 7:47:01 AM |
Diamond_Jim | $50.00 | 10/26/2011 9:07:54 AM |
wwwUniversal | $25.00 | 10/26/2011 9:18:18 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:59:36 AM |
dedicated-transaction796 | $25.00 | 10/26/2011 9:26:18 AM |
first-friendly-listing | $30.00 | 10/26/2011 9:48:31 AM |
barefootpaul | $25.00 | 10/21/2011 9:07:22 AM |
SweatyBalls | $25.00 | 10/25/2011 6:05:24 PM |
progressive-economy261 | $400.00 | 10/13/2011 9:20:12 AM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:50 PM |
kulender | $50.00 | 10/14/2011 4:52:34 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:30 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:51 PM |
social-cocktail1 | $200.00 | 10/17/2011 5:20:34 PM |
Dubbs360 | $50.00 | 10/17/2011 9:09:05 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:09 PM |
mdree | $50.00 | 10/20/2011 6:53:11 PM |
wealth-owner | $100.00 | 10/20/2011 6:34:27 PM |
lplender | $50.00 | 10/20/2011 6:40:14 PM |
radiant-return | $25.00 | 10/20/2011 9:01:52 PM |
calimanusa | $30.25 | 10/20/2011 9:11:28 PM |
Something-Corporate | $25.00 | 10/20/2011 9:23:33 PM |
diversification-medalist | $25.00 | 10/20/2011 9:24:43 PM |
fate-amenable-to-change | $25.00 | 10/20/2011 9:51:25 PM |
compassionate-dime0 | $50.00 | 10/21/2011 6:48:45 AM |
mschoenf | $50.00 | 10/21/2011 6:54:56 AM |
whatreality | $25.00 | 10/21/2011 7:22:19 AM |
balance-warrior | $25.25 | 10/21/2011 7:24:53 AM |
Leshan | $25.00 | 10/21/2011 7:31:30 AM |
thomas16882004 | $25.00 | 10/21/2011 7:09:25 AM |
RJTintheBK | $35.00 | 10/21/2011 8:01:56 AM |
best-basis-trooper | $25.00 | 10/21/2011 8:58:21 AM |
HotStreak | $25.00 | 10/21/2011 9:35:23 AM |
palace2 | $200.00 | 10/21/2011 9:58:23 AM |
compassion-platoon | $25.00 | 10/21/2011 10:25:15 AM |
lucrative-reward | $100.00 | 10/21/2011 11:07:54 AM |
macgeek | $60.77 | 10/21/2011 11:48:25 AM |
CA-Lender | $25.00 | 10/21/2011 11:50:20 AM |
Astyanax | $80.00 | 10/21/2011 11:49:59 AM |
MilitaryAV8R | $25.00 | 10/21/2011 1:21:54 PM |
enthralling-investment | $50.00 | 10/21/2011 1:24:55 PM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:33:52 PM |
well-mannered-income3 | $40.00 | 10/21/2011 2:55:34 PM |
return-enthusiast1 | $30.00 | 10/21/2011 2:45:12 PM |
fuse290 | $30.00 | 10/21/2011 3:07:38 PM |
top-payout-fixer | $25.00 | 10/21/2011 4:50:10 PM |
Princehaha | $25.00 | 10/21/2011 5:06:46 PM |
dime-sprout | $25.00 | 10/21/2011 5:16:15 PM |
KindCharmingReflective-affluence | $25.00 | 10/21/2011 6:08:36 PM |
julijask | $25.00 | 10/21/2011 5:31:27 PM |
Mariner3605 | $25.00 | 10/21/2011 6:07:28 PM |
bsmtloan | $100.00 | 10/21/2011 6:08:36 PM |
math1973 | $25.00 | 10/21/2011 7:12:03 PM |
head | $25.00 | 10/21/2011 9:30:28 PM |
drsny66 | $25.00 | 10/21/2011 10:24:20 PM |
NolockHolmes | $50.00 | 10/21/2011 10:22:38 PM |
jebber007 | $50.00 | 10/21/2011 11:06:02 PM |
Anamorph | $25.00 | 10/21/2011 11:27:16 PM |
nalaari | $35.00 | 10/22/2011 6:39:05 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:20 PM |
nimble-revenue5 | $50.00 | 10/22/2011 12:19:43 PM |
papaloha | $25.00 | 10/23/2011 8:20:36 PM |
yield-trader | $25.00 | 10/24/2011 10:00:18 AM |
dordee | $40.00 | 10/24/2011 11:54:47 AM |
suave-dime6 | $25.00 | 10/24/2011 12:30:05 PM |
secureincome | $1,000.00 | 10/24/2011 12:22:39 PM |
equallender | $25.00 | 10/24/2011 8:52:40 PM |
icon7 | $50.00 | 10/25/2011 7:41:28 AM |
reliable-silver7 | $25.00 | 10/25/2011 6:00:24 PM |
ingenious-truth0 | $100.00 | 10/25/2011 8:32:27 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:48 PM |
mercuriant | $25.00 | 10/25/2011 10:26:10 PM |
economy-coup | $50.00 | 10/26/2011 12:59:21 AM |
rickp | $25.00 | 10/26/2011 4:53:02 AM |
triumph246 | $30.00 | 10/26/2011 5:40:41 AM |
irrelevant | $25.00 | 10/26/2011 6:05:18 AM |
orange-preeminant-bill | $25.00 | 10/26/2011 7:05:52 AM |
realtormoises | $25.00 | 10/26/2011 7:58:35 AM |
transparency-universe8 | $25.00 | 10/26/2011 7:56:26 AM |
green-ore-expert | $25.00 | 10/26/2011 8:06:45 AM |
asiaratt | $50.00 | 10/26/2011 9:07:49 AM |
forthright-trade | $25.00 | 10/26/2011 10:42:26 AM |
social-zebra | $11.76 | 10/26/2011 10:54:24 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:53:16 AM |
163 Investments
|
Borrower Payment Dependent Notes Series
532279
This series of Notes was issued and sold upon the funding of the borrower loan #55093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 1m |
Amount delinquent:
| $229 |
Total credit lines:
| 33 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,860 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| platinum-point9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Platinum-Point9
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:40:57 PM |
larrybird | $2,000.00 | 10/25/2011 7:54:19 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:50 PM |
kulender | $50.00 | 10/14/2011 4:52:35 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:30 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:37 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:51 PM |
social-cocktail1 | $200.00 | 10/17/2011 5:20:35 PM |
asset-professor | $25.00 | 10/20/2011 8:43:18 PM |
Natronpee | $25.00 | 10/20/2011 11:38:40 PM |
finance-prescription | $100.00 | 10/22/2011 12:09:46 PM |
NobisEst | $50.00 | 10/22/2011 4:29:59 PM |
ddog0224 | $25.00 | 10/23/2011 12:36:40 AM |
papaloha | $25.00 | 10/23/2011 8:20:36 PM |
340 | $25.00 | 10/24/2011 7:50:36 AM |
nimble-revenue5 | $50.00 | 10/24/2011 9:16:56 AM |
suave-dime6 | $25.00 | 10/24/2011 12:24:09 PM |
hitsman | $50.00 | 10/24/2011 12:48:19 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:32 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:45 AM |
first-finance-multiplier | $200.00 | 10/25/2011 11:53:15 AM |
social-colonel | $50.00 | 10/25/2011 5:22:49 PM |
asset-professor | $25.00 | 10/25/2011 7:02:53 PM |
engbusres | $54.00 | 10/25/2011 7:49:01 PM |
economy-coup | $50.00 | 10/26/2011 12:59:21 AM |
skubwa | $25.00 | 10/26/2011 4:59:00 AM |
realtormoises | $25.00 | 10/26/2011 6:47:23 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:53:42 AM |
bellaquito | $441.00 | 10/26/2011 2:20:49 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:38 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:14 PM |
impala6464 | $75.00 | 10/20/2011 7:38:48 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:13:31 PM |
diversification-medalist | $25.00 | 10/20/2011 9:22:45 PM |
Leshan | $25.00 | 10/21/2011 7:32:12 AM |
top-visionary-truth | $25.00 | 10/21/2011 1:30:23 PM |
top-visionary-truth | $25.00 | 10/21/2011 12:58:01 PM |
Dubbs360 | $50.00 | 10/23/2011 11:10:42 AM |
yield-trader | $25.00 | 10/24/2011 10:00:18 AM |
economy-producer | $25.00 | 10/24/2011 9:20:33 PM |
thoughtful-contract984 | $25.00 | 10/25/2011 4:38:56 PM |
coin-investor | $25.00 | 10/25/2011 7:38:33 PM |
apostle901 | $25.00 | 10/25/2011 9:00:03 PM |
tech310 | $50.00 | 10/25/2011 11:44:56 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
532299
This series of Notes was issued and sold upon the funding of the borrower loan #54935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 6% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,300 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-proper-p2p |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Big Dog
Purpose of loan: Pay bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 10/13/2011 5:01:47 PM |
enthralling-deal180 | $50.00 | 10/14/2011 5:30:22 AM |
klemer | $25.00 | 10/14/2011 9:32:30 AM |
High-flyer | $25.00 | 10/14/2011 12:52:46 PM |
Preteur | $25.00 | 10/14/2011 2:39:22 PM |
credit-coach118 | $25.27 | 10/15/2011 11:07:57 AM |
coin-architect2 | $125.00 | 10/15/2011 1:33:58 PM |
Thunder08 | $30.00 | 10/15/2011 2:18:07 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:00 PM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:14 PM |
ianakacg | $25.00 | 10/16/2011 6:08:02 AM |
astute-dollar | $50.00 | 10/16/2011 7:05:02 AM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:13 PM |
pound-mushroom3 | $25.00 | 10/13/2011 5:23:39 PM |
responsibility-butterfly | $25.00 | 10/13/2011 7:49:58 PM |
fascinating-benefit279 | $50.00 | 10/13/2011 10:04:12 PM |
bonus-tent | $25.00 | 10/14/2011 7:59:18 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:11 AM |
marwadi-62 | $25.00 | 10/14/2011 11:48:13 AM |
organized-payment6 | $50.00 | 10/14/2011 2:21:46 PM |
dudebrah | $25.00 | 10/14/2011 4:52:57 PM |
Investor_DP | $100.00 | 10/14/2011 5:07:08 PM |
triumphant-point5 | $50.00 | 10/15/2011 10:09:35 AM |
fortytwo | $100.00 | 10/15/2011 11:42:32 AM |
special-currency6 | $43.00 | 10/15/2011 4:26:19 PM |
kinetic-social | $25.00 | 10/16/2011 9:59:02 AM |
macjp123 | $50.00 | 10/16/2011 1:36:22 PM |
digitaldan | $50.00 | 10/16/2011 8:21:59 PM |
american6 | $100.00 | 10/17/2011 1:17:58 AM |
a-finance-nirvana | $1.73 | 10/17/2011 2:55:12 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
532301
This series of Notes was issued and sold upon the funding of the borrower loan #55020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,754 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| melodious-reward0 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
grandma jo
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because...I always pay my bills
Monthly net income: $1300
Monthly expenses: $890
Housing: $husband pays these*
Insurance: $*
Car expenses: $*
Utilities: $*
Phone, cable, internet: $*
Food, entertainment: $*
Clothing, household expenses: $*
Credit cards and other loans: $included in monthly expenses
Other expenses: $*
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/25/2011 6:24:11 AM |
larrybird | $2,000.00 | 10/25/2011 7:55:03 PM |
worthy-bid8 | $50.00 | 10/17/2011 5:07:07 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:43 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:48:59 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:17 PM |
frogperson | $150.00 | 10/22/2011 11:06:57 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:08 PM |
alexgalt | $25.00 | 10/24/2011 9:44:00 PM |
Gladglide | $25.00 | 10/24/2011 11:20:12 PM |
stock106 | $25.00 | 10/25/2011 2:53:27 AM |
S-Master | $100.00 | 10/24/2011 10:34:47 PM |
suave-dime6 | $25.00 | 10/25/2011 7:09:27 AM |
octoberfresh | $25.00 | 10/25/2011 9:48:59 AM |
matthewa | $25.00 | 10/25/2011 3:26:49 PM |
thrifty-capital | $25.00 | 10/25/2011 4:04:52 PM |
ddog0224 | $25.00 | 10/25/2011 5:15:58 PM |
RB_Double-A_Bravo | $25.00 | 10/25/2011 6:01:48 PM |
BankerBoy414 | $25.00 | 10/25/2011 6:34:00 PM |
asset-professor | $25.00 | 10/25/2011 7:05:12 PM |
leball | $25.00 | 10/25/2011 7:25:01 PM |
investment-comet | $25.00 | 10/25/2011 7:42:55 PM |
genuine-diversification5 | $30.00 | 10/25/2011 8:03:09 PM |
income-buffalo1 | $50.00 | 10/25/2011 8:24:36 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:50:59 PM |
tech310 | $50.00 | 10/25/2011 11:44:58 PM |
economy-coup | $50.00 | 10/26/2011 12:53:56 AM |
bsmtloan | $100.00 | 10/25/2011 11:59:13 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:09 PM |
pound-mushroom3 | $25.00 | 10/17/2011 5:23:27 PM |
papaloha | $25.00 | 10/23/2011 8:20:50 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:04 PM |
missing-link | $25.00 | 10/24/2011 7:16:18 PM |
impala6464 | $50.00 | 10/25/2011 12:13:54 AM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:51 AM |
Westb | $50.00 | 10/25/2011 9:29:25 AM |
Dubbs360 | $100.00 | 10/25/2011 10:59:56 AM |
Nemo2001 | $25.00 | 10/25/2011 1:20:32 PM |
LuckyDuck49 | $25.00 | 10/25/2011 1:40:54 PM |
best-ingenious-funds | $25.00 | 10/25/2011 4:17:13 PM |
pani5ue | $25.00 | 10/25/2011 4:46:23 PM |
social-colonel | $25.00 | 10/25/2011 5:17:32 PM |
kri8iv | $40.13 | 10/25/2011 5:51:30 PM |
bspar | $25.00 | 10/25/2011 7:55:02 PM |
bentonlending | $50.00 | 10/25/2011 8:27:48 PM |
hitsman | $50.00 | 10/25/2011 11:18:07 PM |
rancher7 | $25.00 | 10/25/2011 11:02:13 PM |
CoastalCASH | $25.00 | 10/25/2011 11:37:11 PM |
dariop | $30.01 | 10/26/2011 1:09:33 AM |
Zingaro | $25.00 | 10/26/2011 1:35:38 AM |
JTRADER056 | $55.00 | 10/26/2011 1:20:08 AM |
Jack55304 | $89.86 | 10/26/2011 1:49:14 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
532329
This series of Notes was issued and sold upon the funding of the borrower loan #55042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $301.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 48% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,156 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fishocmd |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 44 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
660-679
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
Business booming- more equipment!
Purpose of loan:
This loan will be used to purchase new equipment for my marine fabrication/ yacht services company. We have outgrown our current equipment, and need to add additional machines to our fleet.
My financial situation:
I am a good candidate for this loan because... I have had 2 prosper loans to date, both of which were paid off in full, ahead of schedule. I am a hardworking, responsible business owner, and am very meticulous about paying my bills on time.I do intend to set up the Auto-Pay option, as I have on my other 2 Prosper loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:18 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:24 PM |
progressive-economy261 | $400.00 | 10/24/2011 9:15:52 AM |
rolltide09 | $25.00 | 10/24/2011 9:02:08 AM |
enticing-capital6 | $50.00 | 10/24/2011 9:21:47 AM |
Bank_Of_XL | $25.00 | 10/24/2011 12:54:25 PM |
orange-impartial-asset | $400.00 | 10/24/2011 12:48:54 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:27 PM |
SolarMoonshine | $25.00 | 10/24/2011 5:15:08 PM |
atlas100 | $25.00 | 10/24/2011 8:57:40 PM |
Bill88 | $25.00 | 10/25/2011 8:35:51 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:39 AM |
grammaspurse | $25.00 | 10/25/2011 10:47:53 AM |
social-zebra | $30.00 | 10/25/2011 12:38:43 PM |
thankful-nickel2 | $25.00 | 10/25/2011 1:54:21 PM |
velocity-winner | $25.00 | 10/25/2011 8:37:47 PM |
triumph329 | $25.00 | 10/26/2011 4:14:00 AM |
Josphine | $25.00 | 10/26/2011 6:59:37 AM |
benefit-trident | $25.00 | 10/26/2011 6:25:37 AM |
green-safe-wampum | $50.00 | 10/26/2011 7:09:57 AM |
houli123 | $750.00 | 10/26/2011 8:58:16 AM |
cashhelp | $25.00 | 10/24/2011 9:03:02 AM |
LittleMingo | $25.00 | 10/24/2011 9:04:30 AM |
wise-deal-panda | $200.00 | 10/24/2011 9:17:08 AM |
MoneyForNothing | $41.00 | 10/24/2011 9:01:58 AM |
wigglesworth4 | $100.00 | 10/24/2011 9:16:05 AM |
pound-mushroom3 | $25.00 | 10/24/2011 9:18:02 AM |
1stBankAndHal | $50.07 | 10/24/2011 10:39:21 AM |
OldManP | $34.71 | 10/24/2011 12:17:00 PM |
orange-impartial-asset | $403.25 | 10/24/2011 12:46:49 PM |
SOP_Bank | $25.00 | 10/24/2011 4:04:24 PM |
Christophe | $50.00 | 10/24/2011 4:29:03 PM |
JustMee | $25.00 | 10/24/2011 5:32:45 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:14 PM |
Feyenoord | $30.00 | 10/24/2011 9:46:36 PM |
GoGalt | $50.00 | 10/24/2011 10:31:23 PM |
intelligent-repayment8 | $700.00 | 10/24/2011 10:05:14 PM |
Frover | $25.00 | 10/25/2011 7:19:12 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:54:10 AM |
best-ingenious-funds | $25.00 | 10/25/2011 4:00:09 PM |
tech310 | $50.00 | 10/25/2011 11:50:20 PM |
market-pudding | $25.00 | 10/26/2011 2:11:16 AM |
vivid-loot1 | $31.10 | 10/26/2011 6:34:48 AM |
marwadi-62 | $100.00 | 10/26/2011 6:15:21 AM |
credit-coach118 | $55.26 | 10/26/2011 8:47:44 AM |
ILoveBearHats | $25.00 | 10/26/2011 9:03:17 AM |
MoneyForNothing | $24.60 | 10/26/2011 9:03:30 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
532339
This series of Notes was issued and sold upon the funding of the borrower loan #55073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $469.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 840-859 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,250 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| WBSpring |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 840-859 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Aug-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Taxes owed to the IRS
I am looking for a loan of $15,000 to cover taxes owed to the IRS.
Early in 2011, we calculated a 2010 refund of approximately $2,500. An extension was filed in April and we hired an accountant to prepare the taxes. The accountant completed the return the first week of October, indicating that we owed a littler over $6,000.
Because of the expected refund, no adjustments were made to tax withholding for 2011, and several of our 2010 deductions will be absent from the 2011 return (home office / elderly dependent).
The $15,000 will be broken down as follows:
* Replenish checking account for 2010 tax payments:
. * $6,000 to IRS
. * $500 to DE Division of Revenue
* Make estimated 2011 tax payments (due by Jan 17, 2012):
. * $8,000 to IRS
. * $500 to DE Division of Revenue
If you have any questions, please do not hesitate to ask.
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
larrybird | $2,000.00 | 10/25/2011 7:56:13 PM |
green-trade-dolphin2 | $25.56 | 10/22/2011 12:02:05 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:03 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:22 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:03 PM |
loyalty-edifice997 | $50.00 | 10/22/2011 5:29:09 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:29 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:34 PM |
blot44 | $100.00 | 10/23/2011 6:03:05 PM |
john0720 | $25.00 | 10/23/2011 6:17:26 PM |
Supernick | $50.00 | 10/24/2011 6:44:11 AM |
truth-silo | $100.00 | 10/24/2011 8:22:30 AM |
worthy-bid8 | $50.00 | 10/24/2011 9:05:54 AM |
indomitable-coin | $25.00 | 10/24/2011 10:30:16 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:47:01 PM |
Barky52 | $25.00 | 10/24/2011 6:18:22 PM |
iolaire | $25.00 | 10/25/2011 10:22:07 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:51 AM |
radforj22 | $25.00 | 10/25/2011 10:55:08 AM |
diversification-surge | $25.00 | 10/25/2011 11:24:06 AM |
Aimvest | $25.00 | 10/25/2011 12:48:50 PM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:43 PM |
Azonic21 | $25.00 | 10/25/2011 3:47:54 PM |
riskadverse44 | $25.00 | 10/25/2011 4:13:12 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:44 PM |
maldok1 | $25.00 | 10/25/2011 5:06:22 PM |
personal-lender | $25.00 | 10/25/2011 5:11:46 PM |
velocity-solo | $25.00 | 10/25/2011 5:23:09 PM |
transparency-river1 | $1,000.00 | 10/25/2011 5:27:23 PM |
Atlanta-Buyer | $50.00 | 10/25/2011 6:16:59 PM |
jct_enterprises | $50.00 | 10/25/2011 6:17:15 PM |
squadron781 | $25.00 | 10/25/2011 6:23:54 PM |
shrewd-peace7 | $25.00 | 10/25/2011 6:31:55 PM |
Sierrahh | $25.00 | 10/25/2011 6:54:51 PM |
revenue-den | $75.00 | 10/25/2011 7:04:24 PM |
friendly-market5 | $25.00 | 10/25/2011 7:05:14 PM |
vertigo2x | $28.65 | 10/25/2011 7:08:50 PM |
Attract | $25.00 | 10/25/2011 7:40:31 PM |
Syzygy | $25.00 | 10/25/2011 7:53:53 PM |
SpectrumCen | $25.00 | 10/25/2011 8:08:50 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:52:17 PM |
freedomcrusader | $25.00 | 10/25/2011 8:46:11 PM |
goldsun | $25.00 | 10/25/2011 8:53:55 PM |
cerebral-dollar773 | $100.00 | 10/25/2011 9:25:22 PM |
happyjackbak | $50.00 | 10/25/2011 9:55:19 PM |
Aeroman32 | $50.00 | 10/25/2011 9:08:02 PM |
intelligent-greenback7 | $25.00 | 10/25/2011 9:58:07 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 10:02:47 PM |
hitsman | $50.00 | 10/25/2011 11:18:19 PM |
astan100 | $800.00 | 10/25/2011 11:58:19 PM |
blackfur | $50.00 | 10/25/2011 11:46:04 PM |
rmtcpa55 | $125.00 | 10/26/2011 12:48:15 AM |
dariop | $30.01 | 10/26/2011 12:58:21 AM |
astan100 | $279.13 | 10/25/2011 11:53:27 PM |
economy-coup | $50.00 | 10/26/2011 12:56:11 AM |
SolarMoonshine | $25.00 | 10/26/2011 3:38:08 AM |
dollar-missile3 | $25.00 | 10/26/2011 5:40:07 AM |
objective-investor | $300.00 | 10/26/2011 5:00:25 AM |
best-power-backer | $300.00 | 10/26/2011 5:12:30 AM |
discrete-asset | $25.00 | 10/26/2011 4:42:28 AM |
irishcocacola | $27.90 | 10/26/2011 5:34:20 AM |
zippy-revenue8 | $35.00 | 10/26/2011 5:17:44 AM |
TLCredits | $26.04 | 10/26/2011 6:27:27 AM |
reaction5 | $25.00 | 10/26/2011 5:46:02 AM |
bold-deal-ringleader | $25.00 | 10/26/2011 7:00:42 AM |
competent-p2p | $32.47 | 10/26/2011 7:03:57 AM |
BadgerWI | $38.90 | 10/26/2011 6:36:58 AM |
Susie-Q | $25.00 | 10/26/2011 7:24:30 AM |
loan-lionheart6 | $25.00 | 10/26/2011 7:18:13 AM |
MM1207 | $25.00 | 10/26/2011 7:44:18 AM |
Dollars4Rent | $50.00 | 10/26/2011 7:12:49 AM |
power-cell | $25.00 | 10/26/2011 7:35:20 AM |
Tikibarman | $50.00 | 10/26/2011 7:27:38 AM |
debtfreenow-82 | $250.00 | 10/26/2011 7:29:59 AM |
Mad_Scientist | $200.00 | 10/26/2011 7:30:22 AM |
entertaining-credit3 | $88.33 | 10/26/2011 7:51:48 AM |
pouch5 | $100.00 | 10/26/2011 7:55:25 AM |
Princehaha | $25.00 | 10/26/2011 8:18:41 AM |
first-serene-credit | $14.03 | 10/26/2011 8:20:14 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:15 PM |
sjlender | $100.00 | 10/22/2011 12:19:08 PM |
cingular | $25.00 | 10/22/2011 12:58:27 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:21 AM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:32 PM |
neighborly-hope6 | $100.00 | 10/23/2011 4:18:43 PM |
Munnie | $25.00 | 10/23/2011 5:34:20 PM |
fcrick | $25.00 | 10/23/2011 8:24:49 PM |
Hanalei712 | $50.00 | 10/23/2011 10:07:00 PM |
108lender | $184.00 | 10/24/2011 10:38:17 AM |
AmericanCredit | $50.00 | 10/24/2011 10:49:57 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:18 PM |
trade-arch | $50.00 | 10/24/2011 2:17:27 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:42 PM |
wise-exchange-chooser | $50.00 | 10/24/2011 7:51:55 PM |
wtrboy | $25.00 | 10/24/2011 10:50:32 PM |
awwaww | $25.00 | 10/25/2011 7:19:16 AM |
leeball | $100.00 | 10/25/2011 10:23:23 AM |
xstreamin | $100.00 | 10/25/2011 2:44:04 PM |
murren | $25.00 | 10/25/2011 3:11:47 PM |
HappyToLoan | $25.00 | 10/25/2011 2:36:43 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:44 PM |
IIP77 | $25.00 | 10/25/2011 5:19:12 PM |
wise-silver-wonder | $25.00 | 10/25/2011 5:53:12 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:29 PM |
market-trooper3 | $30.00 | 10/25/2011 6:28:24 PM |
Steveoo1 | $50.00 | 10/25/2011 6:35:50 PM |
paladin510 | $75.00 | 10/25/2011 6:41:31 PM |
first-class-dough2 | $257.08 | 10/25/2011 7:06:33 PM |
seabass123 | $25.00 | 10/25/2011 6:58:36 PM |
seabass123 | $30.92 | 10/25/2011 6:55:17 PM |
orbital-gain | $50.00 | 10/25/2011 7:10:21 PM |
transparency-universe8 | $40.00 | 10/25/2011 7:28:58 PM |
investment-comet | $25.00 | 10/25/2011 7:43:17 PM |
bb575 | $25.00 | 10/25/2011 7:42:29 PM |
Fiimg | $50.00 | 10/25/2011 7:42:57 PM |
goal-benefit2 | $30.00 | 10/25/2011 8:03:27 PM |
csandb | $25.00 | 10/25/2011 8:17:01 PM |
Snoopylover | $25.00 | 10/25/2011 8:31:54 PM |
Bieling | $75.00 | 10/25/2011 8:27:04 PM |
euro-broadcaster | $25.00 | 10/25/2011 8:39:04 PM |
YummiBear | $25.00 | 10/25/2011 9:02:24 PM |
umfan123 | $25.00 | 10/25/2011 9:18:32 PM |
Oak-Parker | $25.61 | 10/25/2011 9:22:05 PM |
julijask | $30.13 | 10/25/2011 10:52:32 PM |
CoastalCASH | $25.00 | 10/25/2011 11:45:10 PM |
DrunkenMic | $37.34 | 10/25/2011 10:55:00 PM |
green-planet-guy | $30.00 | 10/25/2011 11:36:27 PM |
Firescreek | $25.00 | 10/26/2011 5:06:42 AM |
sensible-interest2 | $500.00 | 10/26/2011 4:34:53 AM |
Tetons22 | $25.00 | 10/26/2011 5:06:18 AM |
blue-dollar-viking | $100.00 | 10/26/2011 6:18:20 AM |
devoider | $25.00 | 10/26/2011 6:24:22 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:45:57 AM |
Chief3394 | $25.00 | 10/26/2011 5:54:32 AM |
wilchik | $66.00 | 10/26/2011 6:21:46 AM |
renaissance168 | $42.89 | 10/26/2011 7:00:10 AM |
floridahelper | $25.00 | 10/26/2011 7:03:28 AM |
beeper2 | $75.00 | 10/26/2011 7:22:10 AM |
stanthecaddy | $50.00 | 10/26/2011 7:36:55 AM |
idriveajeep | $45.00 | 10/26/2011 7:53:00 AM |
durable-auction0 | $50.00 | 10/26/2011 8:00:44 AM |
orange-influential-credit | $25.00 | 10/26/2011 8:07:00 AM |
142 Investments
|
Borrower Payment Dependent Notes Series
532343
This series of Notes was issued and sold upon the funding of the borrower loan #54936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,127 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-kingdom6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
532343
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/13/2011 7:50:01 PM |
leball | $25.00 | 10/15/2011 9:27:39 PM |
transformer855 | $25.00 | 10/17/2011 7:12:19 PM |
ddog0224 | $50.00 | 10/18/2011 12:10:39 PM |
340 | $25.00 | 10/19/2011 1:44:41 AM |
social-cocktail1 | $200.00 | 10/19/2011 5:14:59 PM |
liberty-point | $25.00 | 10/19/2011 8:31:04 PM |
agalt | $75.00 | 10/20/2011 8:55:24 AM |
dime-historian | $25.00 | 10/20/2011 4:57:06 PM |
SacramentoChad | $25.00 | 10/20/2011 4:51:07 PM |
lucrative-deal5 | $25.00 | 10/20/2011 5:24:43 PM |
brightest-benjamins-onator | $25.00 | 10/20/2011 5:22:31 PM |
supersarah61 | $50.00 | 10/20/2011 6:37:08 PM |
Zuzu | $40.00 | 10/20/2011 6:37:49 PM |
worth-shower8 | $100.00 | 10/20/2011 8:20:51 PM |
n2fitns | $100.00 | 10/20/2011 8:20:27 PM |
riveting-credit5 | $100.00 | 10/20/2011 8:27:05 PM |
SIU_Saluki_Lending | $25.00 | 10/20/2011 10:17:06 PM |
benefit-boots | $25.00 | 10/21/2011 12:05:31 AM |
Bob450 | $25.00 | 10/21/2011 7:22:11 AM |
cnovak | $25.00 | 10/21/2011 9:56:02 AM |
periko | $25.00 | 10/22/2011 7:41:39 AM |
loss-of-control | $100.00 | 10/22/2011 8:50:23 AM |
Mighty_Hunter | $100.00 | 10/23/2011 5:07:15 PM |
papaloha | $25.00 | 10/23/2011 8:20:38 PM |
finance-prescription | $100.00 | 10/24/2011 9:08:37 AM |
yield-trader | $25.00 | 10/24/2011 10:00:20 AM |
suave-dime6 | $25.00 | 10/24/2011 12:27:41 PM |
simplelender80 | $200.00 | 10/24/2011 1:25:59 PM |
favorite-commerce | $25.00 | 10/24/2011 3:15:24 PM |
rupee-universe | $25.00 | 10/24/2011 6:30:08 PM |
irrelevant | $25.00 | 10/24/2011 7:05:08 PM |
alexgalt | $25.00 | 10/24/2011 9:38:12 PM |
sushi537 | $25.00 | 10/25/2011 2:24:30 AM |
social-zebra | $30.00 | 10/25/2011 8:17:51 AM |
exchange-squirrel | $25.00 | 10/14/2011 9:31:21 AM |
kulender | $50.00 | 10/14/2011 4:52:42 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:41 AM |
social-hunter5 | $25.00 | 10/15/2011 10:30:59 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:44 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:54 PM |
progressive-treasure1 | $25.00 | 10/18/2011 7:11:48 AM |
unger | $100.11 | 10/19/2011 4:08:29 AM |
capital-kingdom | $25.01 | 10/19/2011 7:00:24 AM |
Leshan | $25.00 | 10/19/2011 8:40:04 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:14 PM |
Wart126 | $25.00 | 10/20/2011 5:14:15 PM |
investment-kingdom | $29.56 | 10/20/2011 5:33:21 PM |
handy-justice | $100.00 | 10/20/2011 7:06:21 PM |
Interloper | $25.00 | 10/20/2011 6:54:12 PM |
WMY-Investor | $100.00 | 10/20/2011 6:29:36 PM |
Dubbs360 | $50.00 | 10/20/2011 7:27:54 PM |
impala6464 | $50.00 | 10/20/2011 7:31:20 PM |
dedicated-principal | $47.87 | 10/20/2011 8:20:58 PM |
CatbirdBanking | $25.00 | 10/20/2011 8:25:10 PM |
Chill99 | $75.00 | 10/20/2011 8:13:48 PM |
asset-professor | $25.00 | 10/20/2011 8:46:17 PM |
diversification-medalist | $25.00 | 10/20/2011 9:15:53 PM |
vigorous-velocity | $100.00 | 10/20/2011 9:04:58 PM |
ingenious-deal6 | $25.00 | 10/20/2011 9:57:43 PM |
lie21073 | $50.00 | 10/20/2011 10:18:39 PM |
Something-Corporate | $25.00 | 10/20/2011 9:19:43 PM |
Gladglide | $25.00 | 10/20/2011 10:53:55 PM |
affluence-tambourine | $25.00 | 10/21/2011 12:08:04 AM |
Natronpee | $25.00 | 10/20/2011 11:36:14 PM |
Rogelio48 | $25.00 | 10/21/2011 7:27:37 AM |
frogperson | $75.00 | 10/22/2011 11:05:17 AM |
wlm3012 | $30.00 | 10/22/2011 11:38:23 AM |
dws2380 | $25.00 | 10/22/2011 7:11:03 PM |
sensational-worth7 | $100.00 | 10/23/2011 5:11:38 PM |
Core-Marketing | $25.00 | 10/24/2011 8:54:03 AM |
secureincome | $250.00 | 10/24/2011 12:18:12 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:34 PM |
kendigme | $25.00 | 10/25/2011 1:53:31 AM |
nimble-revenue5 | $50.00 | 10/25/2011 9:16:39 AM |
hopeful-truth5 | $22.45 | 10/25/2011 10:41:15 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
532345
This series of Notes was issued and sold upon the funding of the borrower loan #54901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 37% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 21y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,128 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| social-magnitude7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MBC consolidation loan request
Purpose of loan:
This loan will be used to pay off several of my high interest cards. It is frustrating knowing that the timely monthly payments that I am making on these accounts go, in part, to the accumulating interest while not making a significant dent in the principle balances. It would be best to have one payment with one interest rate that can off in full within three years.
My financial situation:
I am a good candidate for this loan because I have never been late any payments. I have worked at my job for over 21 years and I am college graduate. Also, I do not have a car payment nor a mortage payment. I know that it is important and responsible to pay one's debt. The peer to peer lending of Prosper will allow me to pay off my debts quicker. I am looking to get help on lessening the amount of interest pain on several accounts should I be granted the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/15/2011 12:03:05 PM |
progressive-economy261 | $400.00 | 10/15/2011 12:19:42 PM |
Whipster | $80.00 | 10/15/2011 1:31:40 PM |
janeybooboo | $100.00 | 10/15/2011 3:40:02 PM |
113121 | $250.00 | 10/15/2011 5:26:30 PM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:14 PM |
benefit-catalyst | $200.00 | 10/15/2011 8:28:23 PM |
beaker | $25.11 | 10/15/2011 6:58:40 PM |
wonder3 | $45.00 | 10/16/2011 6:07:21 AM |
credit-coach118 | $35.47 | 10/16/2011 8:19:07 AM |
loanman2007 | $175.00 | 10/16/2011 12:17:39 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:00 PM |
erowis | $75.00 | 10/17/2011 6:05:22 PM |
TackingWindward | $25.00 | 10/18/2011 7:45:14 AM |
Dubbs360 | $50.00 | 10/18/2011 12:28:25 PM |
well-mannered-income3 | $40.00 | 10/18/2011 2:26:27 PM |
Nojukbong | $50.00 | 10/18/2011 2:57:24 PM |
Something-Corporate | $25.00 | 10/18/2011 4:26:14 PM |
RLaumeyer | $25.00 | 10/19/2011 7:32:16 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:02 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:18 PM |
liberty-point | $50.00 | 10/19/2011 8:33:35 PM |
vutah | $25.00 | 10/19/2011 9:04:38 PM |
wojo | $25.00 | 10/20/2011 6:34:31 AM |
Dopplerbob | $43.47 | 10/20/2011 10:41:28 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:43 PM |
Madmigel | $50.00 | 10/21/2011 5:00:12 AM |
stock106 | $25.00 | 10/21/2011 9:03:17 AM |
cunning-truth6 | $70.00 | 10/21/2011 7:41:39 PM |
SolarMoonshine | $25.00 | 10/22/2011 3:47:30 AM |
enchanted-note | $25.00 | 10/22/2011 6:23:16 AM |
loss-of-control | $100.00 | 10/22/2011 8:35:10 AM |
wlm3012 | $30.00 | 10/22/2011 11:34:57 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:22 PM |
red-power-pecan | $50.00 | 10/22/2011 2:37:16 PM |
Iwillhuntyoudown | $25.00 | 10/22/2011 7:14:01 PM |
houli123 | $250.00 | 10/23/2011 6:11:12 AM |
irrelevant | $25.00 | 10/23/2011 10:05:35 AM |
social-cocktail1 | $200.00 | 10/23/2011 12:14:48 PM |
sushi537 | $25.00 | 10/23/2011 3:03:24 PM |
papaloha | $25.00 | 10/23/2011 8:20:43 PM |
TackingWindward | $25.00 | 10/24/2011 7:59:50 AM |
secureincome | $1,000.00 | 10/24/2011 12:15:33 PM |
CashFlow13 | $3,000.00 | 10/21/2011 5:17:11 PM |
finance-solo | $100.00 | 10/15/2011 12:24:04 PM |
genuine-dime | $100.00 | 10/15/2011 2:01:49 PM |
sensible-fund | $25.00 | 10/15/2011 5:15:18 PM |
grotheik | $25.00 | 10/16/2011 6:18:45 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:04 AM |
kulender | $50.00 | 10/17/2011 1:18:38 PM |
reflective-rupee | $25.00 | 10/17/2011 4:05:31 PM |
contract-victor5 | $50.00 | 10/17/2011 8:18:26 PM |
back-scratchers | $50.00 | 10/18/2011 9:20:37 AM |
robgw | $30.00 | 10/18/2011 2:02:50 PM |
first-dinero-paladin | $25.00 | 10/18/2011 7:30:18 PM |
1willray | $50.00 | 10/19/2011 6:09:44 AM |
diplomatic-wealth7 | $25.00 | 10/19/2011 5:13:31 PM |
graceful-investment | $25.00 | 10/19/2011 7:15:16 PM |
Something-Corporate | $25.00 | 10/19/2011 9:22:05 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:14 PM |
durability-halibut | $30.00 | 10/20/2011 6:11:48 AM |
Mrgiggleswic | $48.01 | 10/20/2011 5:51:44 AM |
Leshan | $25.00 | 10/20/2011 7:38:39 AM |
Mocaba | $250.00 | 10/21/2011 8:57:36 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:06 AM |
gotjack | $100.00 | 10/21/2011 2:34:41 PM |
Bob450 | $25.00 | 10/22/2011 7:44:01 AM |
ibealion | $30.62 | 10/22/2011 8:47:34 AM |
leverage-monger | $25.00 | 10/22/2011 8:41:45 AM |
exciting-fairness | $200.00 | 10/22/2011 12:51:27 PM |
lasalle123 | $100.00 | 10/22/2011 2:49:19 PM |
gold-miser9 | $28.18 | 10/22/2011 6:38:20 PM |
profit-powerplant | $25.00 | 10/23/2011 2:12:33 AM |
investment-comet | $25.00 | 10/23/2011 8:14:35 AM |
roux | $25.00 | 10/23/2011 11:31:57 AM |
bid-stockpiler1 | $25.00 | 10/24/2011 7:29:29 AM |
leverage-monger | $25.00 | 10/24/2011 9:32:22 AM |
dordee | $40.00 | 10/24/2011 11:56:32 AM |
bunnybear | $25.00 | 10/24/2011 12:17:19 PM |
suave-dime6 | $24.14 | 10/24/2011 12:25:52 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
532363
This series of Notes was issued and sold upon the funding of the borrower loan #55096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $116,675 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Asking-For-Help |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected Bills - Please assist us
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/14/2011 9:31:21 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:41 AM |
340 | $25.00 | 10/19/2011 1:51:03 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:30:17 PM |
Something-Corporate | $25.00 | 10/19/2011 9:23:39 PM |
jebber007 | $25.00 | 10/21/2011 11:08:26 PM |
let_me_retire | $25.00 | 10/22/2011 1:25:20 AM |
ddog0224 | $50.00 | 10/22/2011 1:13:22 AM |
klemer | $25.00 | 10/22/2011 8:33:39 AM |
Leshan | $25.00 | 10/22/2011 9:14:20 AM |
Gladglide | $25.00 | 10/22/2011 2:21:23 PM |
wise-penny-shower9 | $25.00 | 10/22/2011 5:19:14 PM |
sensational-dollar | $25.00 | 10/23/2011 5:38:39 AM |
investment-comet | $25.00 | 10/23/2011 8:08:53 AM |
historic-loan1 | $28.98 | 10/23/2011 7:49:47 PM |
CA-Lender | $25.00 | 10/24/2011 9:57:30 AM |
lovely-greenback4 | $25.00 | 10/25/2011 2:14:10 PM |
foxy-rate1 | $25.00 | 10/25/2011 4:54:37 PM |
zone6 | $100.00 | 10/25/2011 5:21:08 PM |
tech310 | $50.00 | 10/25/2011 11:48:41 PM |
rzlender | $25.00 | 10/26/2011 6:20:38 AM |
rakem777 | $25.00 | 10/26/2011 8:49:06 AM |
kegs | $200.00 | 10/26/2011 10:17:15 AM |
FASTIZIO_P | $25.00 | 10/26/2011 11:00:18 AM |
undergroundmike | $65.21 | 10/26/2011 11:13:40 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:32 AM |
Something-Corporate | $25.00 | 10/18/2011 4:24:47 PM |
money-baron-roth-IRA | $50.00 | 10/19/2011 5:54:35 PM |
copper | $50.00 | 10/20/2011 6:28:10 PM |
wise-unequivocal-return | $75.00 | 10/21/2011 10:59:59 AM |
balance-trailblazer | $30.00 | 10/21/2011 8:14:34 PM |
adir1 | $25.00 | 10/22/2011 1:43:09 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:42 AM |
shellback13 | $70.00 | 10/23/2011 6:42:02 AM |
octoberfresh | $25.00 | 10/24/2011 7:03:17 AM |
green-benefit-control | $25.00 | 10/24/2011 7:56:38 AM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:48 AM |
Girakul | $25.00 | 10/25/2011 6:24:40 AM |
thoughtful-exchange8 | $25.00 | 10/25/2011 10:52:44 AM |
interstellar | $75.00 | 10/25/2011 10:54:26 AM |
Horse-Lender | $25.00 | 10/25/2011 6:53:42 PM |
aldenrains | $25.00 | 10/25/2011 7:58:38 PM |
Canidae | $88.54 | 10/26/2011 7:13:56 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:46:09 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:49:44 AM |
bellaquito | $1,937.27 | 10/26/2011 2:20:54 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
532373
This series of Notes was issued and sold upon the funding of the borrower loan #55110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $750.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1975 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $90,236 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| funds-dreamer383 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BK
Purpose of loan:
This loan will be used to... pay off some recent medical bills and for some wedding expenses for my daughter
My financial situation:
I am a good candidate for this loan because...I make a good income and have never had a single late payment. Even though I have too much unsecured credit, I plan to pay it way down next spring when I turn 59.5 and will move some of my 401K
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:01 PM |
green-trade-dolphin2 | $39.75 | 10/14/2011 5:01:03 PM |
responsibility-butterfly | $25.00 | 10/14/2011 7:20:48 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:04 PM |
scholarly-benefit5 | $50.00 | 10/17/2011 5:11:56 AM |
value-wind0 | $50.00 | 10/17/2011 4:22:25 PM |
reinforced-funds4 | $25.00 | 10/18/2011 5:26:51 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:38 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:42:02 AM |
indomitable-coin | $25.00 | 10/18/2011 7:26:40 PM |
life-is-great | $25.00 | 10/19/2011 6:12:51 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:23 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:42 PM |
octoberfresh | $25.00 | 10/19/2011 1:40:01 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:32 PM |
ansset | $25.00 | 10/20/2011 6:39:03 AM |
subtle-revenue0 | $25.00 | 10/20/2011 1:14:58 PM |
Fiimg | $44.00 | 10/20/2011 7:36:34 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:51 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:03 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:42 AM |
MrEville | $25.00 | 10/21/2011 11:50:09 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:35 PM |
paladin510 | $50.00 | 10/21/2011 5:07:35 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:18 AM |
cingular | $25.00 | 10/22/2011 12:58:16 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:09 PM |
Munnie | $25.00 | 10/23/2011 5:34:11 PM |
truth-silo | $100.00 | 10/24/2011 8:22:21 AM |
addlending | $60.00 | 10/24/2011 9:47:34 AM |
mgking007 | $25.00 | 10/24/2011 9:40:04 AM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:47:48 AM |
csandb | $25.00 | 10/24/2011 10:12:48 AM |
novice-speculator | $25.00 | 10/24/2011 10:02:54 AM |
trade-arch | $100.00 | 10/24/2011 2:15:06 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:28:08 PM |
american6 | $50.00 | 10/24/2011 3:36:35 PM |
djs81 | $25.00 | 10/24/2011 3:32:16 PM |
gold-sushi | $25.00 | 10/24/2011 6:29:26 PM |
julijask | $40.62 | 10/24/2011 10:51:33 PM |
Basset_Hound_Investments | $25.86 | 10/24/2011 9:30:29 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:48 AM |
axl163 | $25.00 | 10/25/2011 1:47:52 AM |
rich266 | $250.00 | 10/25/2011 1:36:37 AM |
invest-in-ed | $250.00 | 10/25/2011 6:10:42 AM |
FRC64 | $25.00 | 10/25/2011 4:53:27 AM |
LP_InvestmentGroup | $29.87 | 10/25/2011 8:30:24 AM |
useful-p2ploan | $25.00 | 10/25/2011 7:26:55 AM |
jescowa | $100.00 | 10/25/2011 7:55:18 AM |
new-ore-venture | $35.00 | 10/25/2011 8:03:18 AM |
genius520 | $50.00 | 10/25/2011 9:09:40 AM |
Soxxes | $100.00 | 10/25/2011 9:51:24 AM |
wise-honorable-rate | $25.00 | 10/25/2011 9:17:43 AM |
BxRealtor | $25.00 | 10/25/2011 9:55:22 AM |
valueguru | $200.00 | 10/25/2011 10:21:59 AM |
iolaire | $25.00 | 10/25/2011 10:22:02 AM |
smart-kindness8 | $100.00 | 10/25/2011 10:25:55 AM |
transparency-universe8 | $50.00 | 10/25/2011 10:51:34 AM |
focused-wampum | $25.00 | 10/25/2011 11:04:06 AM |
zeelender | $25.00 | 10/25/2011 11:11:24 AM |
mybackyard | $40.84 | 10/25/2011 11:42:09 AM |
upperdeck | $25.00 | 10/25/2011 1:21:57 PM |
rudyindc | $25.00 | 10/25/2011 1:40:00 PM |
Aimvest | $25.00 | 10/25/2011 12:48:47 PM |
Hiru | $27.68 | 10/25/2011 1:55:06 PM |
astute-benjamins | $50.00 | 10/25/2011 3:29:53 PM |
maverickinwine | $50.00 | 10/25/2011 3:45:42 PM |
platinum-czar | $25.00 | 10/25/2011 4:40:43 PM |
agalt | $75.00 | 10/25/2011 4:44:42 PM |
BlackCat36 | $100.00 | 10/25/2011 4:50:55 PM |
bnl42 | $37.50 | 10/25/2011 4:53:33 PM |
maldok1 | $25.00 | 10/25/2011 5:05:54 PM |
lucrative-coin | $50.00 | 10/25/2011 5:14:11 PM |
the-magnetic-transaction | $100.00 | 10/25/2011 5:24:31 PM |
Supp0rter | $50.00 | 10/25/2011 5:39:20 PM |
return-enforcer5 | $25.00 | 10/25/2011 5:54:09 PM |
cagcrash | $100.00 | 10/25/2011 5:52:25 PM |
A-Win-Win | $25.00 | 10/25/2011 6:22:17 PM |
pnace | $40.00 | 10/25/2011 6:46:51 PM |
cmg891 | $44.63 | 10/25/2011 6:33:10 PM |
Steveoo1 | $100.00 | 10/25/2011 6:33:48 PM |
fairness-swashbuckler | $50.00 | 10/25/2011 6:43:46 PM |
TGACJ | $50.00 | 10/25/2011 7:02:02 PM |
gold-gazelle | $25.00 | 10/25/2011 6:54:29 PM |
captain643 | $25.00 | 10/25/2011 6:49:09 PM |
first-class-dough2 | $250.00 | 10/25/2011 7:05:11 PM |
icanhelpyouout | $25.00 | 10/25/2011 7:20:54 PM |
asset-professor | $25.00 | 10/25/2011 7:08:12 PM |
credit-high-five8 | $25.00 | 10/25/2011 7:38:55 PM |
aldenrains | $25.00 | 10/25/2011 7:55:27 PM |
the-silver-blaster | $100.00 | 10/25/2011 8:17:53 PM |
umfan123 | $25.00 | 10/25/2011 9:16:55 PM |
freedomcrusader | $25.00 | 10/25/2011 8:44:38 PM |
Allenee | $50.00 | 10/25/2011 9:08:22 PM |
napmanger | $25.00 | 10/25/2011 10:17:14 PM |
dariop | $30.01 | 10/26/2011 1:02:23 AM |
buckeye55 | $25.00 | 10/26/2011 3:30:42 AM |
KLCRAY | $25.00 | 10/26/2011 4:36:27 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:47:36 AM |
mad-scientist418 | $25.00 | 10/26/2011 6:49:28 AM |
p2p-mogul | $50.00 | 10/26/2011 6:59:19 AM |
terryaj | $25.00 | 10/26/2011 6:21:10 AM |
somebody32 | $25.00 | 10/26/2011 6:36:56 AM |
flexible-duty3 | $25.00 | 10/26/2011 7:10:14 AM |
debtfreenow-82 | $100.00 | 10/26/2011 7:36:02 AM |
upbeat-investment9 | $100.00 | 10/26/2011 8:20:58 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:12 AM |
red-power-pecan | $50.00 | 10/26/2011 8:57:32 AM |
orange-influential-credit | $50.00 | 10/26/2011 8:05:28 AM |
ethicalhumanist | $100.00 | 10/26/2011 9:01:41 AM |
first-serene-credit | $25.00 | 10/26/2011 8:21:32 AM |
KileNSmyth4 | $27.00 | 10/26/2011 9:36:23 AM |
mennleo | $100.00 | 10/26/2011 10:11:41 AM |
successful-economy5 | $234.52 | 10/26/2011 10:16:41 AM |
brian4571 | $25.00 | 10/26/2011 9:43:13 AM |
immaculate-finance789 | $25.00 | 10/26/2011 10:27:38 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:05 AM |
ideal-velocity7 | $250.00 | 10/26/2011 10:19:51 AM |
Weaverville | $50.00 | 10/26/2011 10:23:30 AM |
asset-samaritan622 | $100.00 | 10/26/2011 10:38:28 AM |
durability-ruler | $100.00 | 10/26/2011 10:41:16 AM |
encouraging-bazaar3 | $31.46 | 10/26/2011 11:02:14 AM |
youthful-yield2 | $50.00 | 10/26/2011 11:18:30 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:07 AM |
dough-temple | $29.88 | 10/26/2011 1:54:40 PM |
valiant-pound8 | $100.00 | 10/26/2011 2:29:45 PM |
morewhatsinstore | $25.00 | 10/26/2011 2:18:32 PM |
capital-majesty7 | $300.00 | 10/26/2011 3:46:18 PM |
bellaquito | $2,000.00 | 10/26/2011 3:43:30 PM |
larrybird | $2,000.00 | 10/25/2011 7:54:42 PM |
Bank_Of_XL | $25.00 | 10/14/2011 5:20:26 PM |
sjlender | $100.00 | 10/14/2011 5:23:01 PM |
IPlayOutsideTheBox | $25.00 | 10/15/2011 6:56:41 AM |
fortytwo | $100.00 | 10/15/2011 11:42:37 AM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:18 PM |
Preteur | $25.00 | 10/16/2011 9:00:10 AM |
macjp123 | $50.00 | 10/16/2011 1:36:25 PM |
wise-honorable-rate | $25.00 | 10/17/2011 5:13:39 AM |
organized-payment6 | $50.00 | 10/17/2011 5:48:10 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:55 AM |
fcrick | $25.00 | 10/17/2011 9:21:50 AM |
radforj22 | $25.00 | 10/18/2011 3:44:07 PM |
progressive-economy261 | $400.00 | 10/18/2011 5:19:10 PM |
awwaww | $25.00 | 10/18/2011 7:39:38 PM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:23 AM |
velocity-solo | $25.00 | 10/19/2011 9:21:41 AM |
smurf163 | $25.00 | 10/19/2011 12:41:59 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:16 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:11 PM |
BigBag | $25.00 | 10/20/2011 6:08:10 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:50 PM |
dime-sprout | $25.00 | 10/20/2011 2:12:04 PM |
power-defender7 | $25.00 | 10/20/2011 3:53:17 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:23 PM |
riskadverse44 | $25.00 | 10/20/2011 8:17:03 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:56 PM |
bb575 | $50.00 | 10/21/2011 12:33:17 AM |
wampum-chorus3 | $25.00 | 10/21/2011 3:03:52 PM |
transparency-giant | $50.00 | 10/22/2011 10:40:24 AM |
Supernick | $100.00 | 10/23/2011 4:02:13 AM |
GCInvestments | $25.00 | 10/23/2011 9:52:55 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:57 PM |
a-transaction-flute | $25.00 | 10/24/2011 9:40:40 AM |
hitsman | $50.00 | 10/24/2011 12:48:19 PM |
bds9646 | $25.00 | 10/24/2011 1:43:49 PM |
CBO-Enterprise | $100.00 | 10/24/2011 1:34:09 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:44 PM |
MyNestEgg | $40.00 | 10/24/2011 2:52:20 PM |
listing-vista | $50.00 | 10/24/2011 4:55:18 PM |
IIP77 | $25.00 | 10/24/2011 5:13:04 PM |
investment-comet | $25.00 | 10/24/2011 8:53:15 PM |
77dowplace | $27.86 | 10/24/2011 8:41:43 PM |
momentous-coin | $75.00 | 10/24/2011 11:58:35 PM |
Tikibarman | $48.83 | 10/25/2011 5:19:45 AM |
one2sojourn | $25.00 | 10/25/2011 8:09:33 AM |
Millmanator | $25.00 | 10/25/2011 6:54:06 AM |
atlacatl | $25.00 | 10/25/2011 8:26:20 AM |
CatbirdBanking | $25.00 | 10/25/2011 7:11:08 AM |
bill-expert | $50.00 | 10/25/2011 8:45:19 AM |
market-solstice2 | $25.00 | 10/25/2011 9:19:27 AM |
aesop56 | $158.00 | 10/25/2011 9:35:06 AM |
RRLender | $1,000.00 | 10/25/2011 9:38:38 AM |
Anny-Disco | $25.00 | 10/25/2011 9:57:30 AM |
innocent-loot | $25.00 | 10/25/2011 10:41:00 AM |
Mad_Scientist | $50.00 | 10/25/2011 10:54:42 AM |
lounges | $25.00 | 10/25/2011 11:15:44 AM |
delivery | $25.00 | 10/25/2011 11:33:23 AM |
organic-responsibility60 | $50.00 | 10/25/2011 1:16:23 PM |
rogue_monster | $25.00 | 10/25/2011 12:30:57 PM |
cocopuffs | $25.00 | 10/25/2011 1:35:06 PM |
friendly-market5 | $25.00 | 10/25/2011 1:35:36 PM |
Mali1 | $25.00 | 10/25/2011 2:01:27 PM |
platinum-czar | $25.00 | 10/25/2011 4:40:32 PM |
bigdoggie | $75.00 | 10/25/2011 4:40:27 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:01 PM |
GrooveBiz | $25.00 | 10/25/2011 4:48:55 PM |
tender-fund1 | $100.00 | 10/25/2011 4:53:35 PM |
elasermd | $50.00 | 10/25/2011 5:00:28 PM |
social-colonel | $50.00 | 10/25/2011 5:15:46 PM |
ddog0224 | $50.00 | 10/25/2011 5:15:05 PM |
prescription0 | $50.00 | 10/25/2011 5:25:58 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:19 PM |
georgedorn | $25.00 | 10/25/2011 5:48:51 PM |
palmetto933 | $25.00 | 10/25/2011 5:44:46 PM |
onegr8papa | $200.00 | 10/25/2011 6:16:05 PM |
jct_enterprises | $50.00 | 10/25/2011 6:18:34 PM |
rovo | $25.00 | 10/25/2011 6:09:25 PM |
Sierrahh | $25.00 | 10/25/2011 6:53:14 PM |
pilla | $87.73 | 10/25/2011 6:43:15 PM |
ultimatepaintball | $25.00 | 10/25/2011 7:37:25 PM |
jdadverb | $31.86 | 10/25/2011 7:32:52 PM |
saga9 | $25.00 | 10/25/2011 7:23:32 PM |
flexible1 | $25.00 | 10/25/2011 7:40:24 PM |
MoneyBagsRUs | $25.00 | 10/25/2011 8:21:25 PM |
giftgold | $25.00 | 10/25/2011 8:26:30 PM |
income-buffalo1 | $200.00 | 10/25/2011 8:30:10 PM |
happyjackbak | $25.00 | 10/25/2011 9:56:40 PM |
cerebral-dollar773 | $50.00 | 10/25/2011 9:26:07 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:56:28 PM |
inspired-investment8 | $100.00 | 10/25/2011 10:45:25 PM |
leverage-jalapeno | $50.00 | 10/26/2011 12:15:03 AM |
discrete-asset | $25.00 | 10/26/2011 4:54:35 AM |
triumph329 | $25.00 | 10/26/2011 4:09:38 AM |
fireinsp61 | $66.35 | 10/26/2011 5:47:46 AM |
pleasant-bid | $100.00 | 10/26/2011 6:17:31 AM |
reward-burger2 | $50.00 | 10/26/2011 5:20:23 AM |
dollar-missile3 | $25.00 | 10/26/2011 5:40:06 AM |
RSB-VA | $38.00 | 10/26/2011 5:52:40 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:04 AM |
prudent-bid3 | $100.00 | 10/26/2011 6:58:55 AM |
competent-p2p | $25.00 | 10/26/2011 7:05:11 AM |
Barrayaran | $25.00 | 10/26/2011 7:25:13 AM |
buffalobills | $25.00 | 10/26/2011 7:29:14 AM |
floridahelper | $25.00 | 10/26/2011 7:05:15 AM |
soular21804 | $25.00 | 10/26/2011 6:58:45 AM |
MM1207 | $25.00 | 10/26/2011 7:44:00 AM |
moola-man | $50.00 | 10/26/2011 8:08:45 AM |
gogene2002 | $25.00 | 10/26/2011 8:16:32 AM |
NYBIZ | $25.00 | 10/26/2011 9:04:29 AM |
turbostar666 | $25.00 | 10/26/2011 9:05:47 AM |
youngster50 | $25.00 | 10/26/2011 9:11:14 AM |
travis001 | $25.00 | 10/26/2011 9:20:21 AM |
reward-walnut | $25.00 | 10/26/2011 10:26:56 AM |
currency-persimmon | $50.00 | 10/26/2011 10:23:12 AM |
C_Mark | $50.00 | 10/26/2011 11:18:40 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:19 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:51:57 AM |
blooming-market | $25.00 | 10/26/2011 12:39:12 PM |
GCInvestments | $25.00 | 10/26/2011 1:56:27 PM |
EvalCrux | $50.00 | 10/26/2011 12:40:47 PM |
Lender0010 | $50.00 | 10/26/2011 12:56:28 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:51:54 PM |
oldman68 | $25.00 | 10/26/2011 1:42:49 PM |
merciful-return164 | $200.00 | 10/26/2011 3:01:19 PM |
DadWarbucks | $25.00 | 10/26/2011 2:28:18 PM |
Guiren | $116.00 | 10/26/2011 2:30:50 PM |
cool_kubera | $50.00 | 10/26/2011 2:38:49 PM |
doublediamond | $32.58 | 10/26/2011 3:34:12 PM |
Elefunt | $4.17 | 10/26/2011 3:54:55 PM |
259 Investments
|
Borrower Payment Dependent Notes Series
532385
This series of Notes was issued and sold upon the funding of the borrower loan #55184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1978 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,802 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| robust-fairness7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working capital for my business
This loan will be used to pay for new equipment from which I will be able to generate more revenue for my business. I run a small Internet hosting related business and have existing customers that have already made commitments if I can acquire new equipment.
I have been working hard to expand my business and unfortunately due to personal stock market losses and higher than expected operating costs, I am now in need of additional working capital.
My financial situation:
I am a good candidate for this loan because I am a person of high integrity, well educated (undegraduate and graduate school) and have an excellent payment history with my personal credit cards/debt (no missed payments in 10+ years of having credit cards).
If I am foruntate enough to get this loan, I plan to pay it off as quickly as possible.
Business revenue: $6000/month
Personal Expenses: Minimal, live with family
Credit cards and other loans: $1200/month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/14/2011 5:22:42 PM |
responsibility-butterfly | $25.00 | 10/14/2011 7:20:48 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:55 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:57 PM |
vigorous-market5 | $100.00 | 10/17/2011 5:18:43 PM |
diplomatic-wealth7 | $25.00 | 10/18/2011 5:16:51 PM |
social-cocktail1 | $139.00 | 10/20/2011 9:14:48 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:41 PM |
profit-powerplant | $25.00 | 10/23/2011 2:12:32 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:00 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:36 PM |
lib5836 | $25.00 | 10/24/2011 7:59:07 PM |
roux | $25.00 | 10/25/2011 6:58:37 AM |
nimble-revenue5 | $50.00 | 10/25/2011 9:16:39 AM |
pver21 | $25.00 | 10/25/2011 2:44:45 PM |
durability-mad-scientist4 | $50.00 | 10/25/2011 5:25:39 PM |
asset-professor | $25.00 | 10/25/2011 7:17:06 PM |
loan-fate | $100.00 | 10/26/2011 7:21:38 AM |
first-friendly-listing | $60.00 | 10/26/2011 9:52:48 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:07 AM |
Maetryx | $25.00 | 10/26/2011 5:14:42 PM |
armentdw | $25.00 | 10/26/2011 6:07:10 PM |
ecstatic-money064 | $25.00 | 10/26/2011 6:17:04 PM |
arsisi | $50.00 | 10/26/2011 7:39:41 PM |
commerce-financier4 | $100.00 | 10/26/2011 7:34:31 PM |
newest-power-banker | $25.22 | 10/26/2011 9:05:53 PM |
bellaquito | $2,000.00 | 10/26/2011 9:09:13 PM |
cash-surge | $50.00 | 10/27/2011 12:37:05 AM |
larrybird | $1,635.78 | 10/27/2011 1:28:38 AM |
SweatyBalls | $25.00 | 10/26/2011 6:56:52 AM |
kulender | $50.00 | 10/17/2011 1:18:34 PM |
Kaj | $40.00 | 10/17/2011 5:59:57 PM |
kenji4861 | $25.00 | 10/19/2011 1:21:58 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:16 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:12 PM |
townjudgejfw | $25.00 | 10/20/2011 7:01:17 PM |
Tscheddar | $25.00 | 10/21/2011 3:38:05 AM |
cnovak | $25.00 | 10/21/2011 9:58:18 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:03 AM |
red-power-pecan | $50.00 | 10/22/2011 2:37:14 PM |
papaloha | $25.00 | 10/23/2011 8:20:41 PM |
fervent-repayment | $25.00 | 10/25/2011 3:44:46 AM |
treasure-bliss | $25.00 | 10/25/2011 6:09:29 AM |
finance-prescription | $100.00 | 10/25/2011 9:09:50 AM |
Webpreneur | $50.00 | 10/25/2011 8:55:50 PM |
mercuriant | $25.00 | 10/25/2011 10:26:12 PM |
tech310 | $50.00 | 10/25/2011 11:46:56 PM |
economy-coup | $50.00 | 10/26/2011 12:59:24 AM |
MM1207 | $25.00 | 10/26/2011 7:47:04 AM |
yield-trader | $25.00 | 10/26/2011 1:08:29 PM |
willinvest | $25.00 | 10/26/2011 4:41:38 PM |
dedicated-transaction796 | $25.00 | 10/26/2011 5:24:25 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:09 PM |
bonafide-economy | $25.00 | 10/26/2011 7:30:10 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:43 PM |
THE_ORACLE | $25.00 | 10/26/2011 8:20:31 PM |
Gibbyland | $150.00 | 10/26/2011 10:16:08 PM |
oodkim84oo | $200.00 | 10/27/2011 12:28:43 AM |
thrilling-wealth556 | $25.00 | 10/27/2011 1:01:45 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:13:40 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
532441
This series of Notes was issued and sold upon the funding of the borrower loan #55028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 7 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,884 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-dedication-shooter |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business working Capital
Purpose of loan:
This loan will be used to...
Hire staff to expand business hours, run more advertising to attract more customers
My financial situation:
I am a good candidate for this loan because...
I am responsible, have always paid bills, have excellent product line for store and business plan. just need working capital to increase customer base
Monthly net income: $3500
Monthly expenses: $2800
Housing: $2200- in process of re-mortgage
Insurance: $91/month on home- business paid for year
Car expenses: $200
Utilities: $ 100 home
Phone, cable, internet: $190
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/14/2011 9:31:22 AM |
barefootpaul | $25.00 | 10/18/2011 6:52:21 AM |
green-trade-dolphin | $25.00 | 10/17/2011 7:39:46 AM |
copper | $50.00 | 10/20/2011 6:28:11 PM |
lib5836 | $25.00 | 10/22/2011 10:05:44 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:00 PM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:42 AM |
top-courteous-peso | $100.00 | 10/20/2011 6:22:52 PM |
larrybird | $1,650.00 | 10/25/2011 7:54:20 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
532483
This series of Notes was issued and sold upon the funding of the borrower loan #55291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 21y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,261 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thoughtful-income88 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/14/2011 9:31:22 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:41:46 AM |
SolarMoonshine | $25.00 | 10/14/2011 6:23:30 PM |
340 | $25.00 | 10/19/2011 1:51:16 AM |
copper | $50.00 | 10/20/2011 6:28:12 PM |
tech310 | $50.00 | 10/25/2011 11:48:42 PM |
Bieling | $25.00 | 10/26/2011 9:12:19 PM |
red-favorable-basis | $25.00 | 10/27/2011 4:50:57 AM |
cake7 | $25.00 | 10/27/2011 6:44:31 AM |
Leshan | $25.00 | 10/27/2011 8:37:13 AM |
impala6464 | $60.84 | 10/27/2011 9:40:15 AM |
glroark | $50.00 | 10/27/2011 9:53:33 AM |
first-friendly-listing | $30.00 | 10/27/2011 12:34:54 PM |
organic-responsibility60 | $100.00 | 10/27/2011 1:10:06 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:48:38 PM |
HenryS | $32.00 | 10/27/2011 2:56:40 PM |
fascinating-benefit279 | $50.00 | 10/16/2011 1:46:59 PM |
money-fort | $25.00 | 10/19/2011 3:48:05 PM |
dedicated-transaction796 | $25.00 | 10/26/2011 5:24:25 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:08 PM |
revenue-associate | $25.00 | 10/27/2011 6:16:50 AM |
credit-bank-usa611 | $25.00 | 10/27/2011 9:54:10 AM |
a-restless-dollar | $25.00 | 10/27/2011 10:05:08 AM |
thoughtful-contract984 | $25.00 | 10/27/2011 11:36:20 AM |
robgw | $25.00 | 10/27/2011 11:58:20 AM |
larrybird | $2,000.00 | 10/27/2011 12:58:33 PM |
bjak | $25.00 | 10/27/2011 1:32:24 PM |
bellaquito | $1,052.16 | 10/27/2011 2:59:53 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
532493
This series of Notes was issued and sold upon the funding of the borrower loan #55055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $511.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 19% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,994 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| scholarly-revenue2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Hm. Imprv & Eng. Ring
Purpose of loan:
This loan will be used to consolidate home improvement debt and finance 1/2 of an engagement ring.
My financial situation:
I am a good candidate for this loan because I live well within my means and, as my credit report will indicate, I have never missed (or been late) on any obligation I have ever had - a reputation I intend to keep!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:01 PM |
larrybird | $2,000.00 | 10/25/2011 7:54:42 PM |
green-trade-dolphin2 | $39.75 | 10/14/2011 5:01:08 PM |
Bank_Of_XL | $25.00 | 10/14/2011 5:20:03 PM |
sjlender | $100.00 | 10/14/2011 5:23:03 PM |
responsibility-butterfly | $25.00 | 10/14/2011 7:20:51 PM |
blot44 | $25.00 | 10/14/2011 8:05:36 PM |
penny-finder | $35.00 | 10/14/2011 8:23:43 PM |
Theodon | $25.00 | 10/15/2011 4:17:12 AM |
fortytwo | $100.00 | 10/15/2011 11:42:38 AM |
Ven58 | $25.00 | 10/15/2011 2:41:24 PM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:19 PM |
macjp123 | $50.00 | 10/16/2011 1:36:26 PM |
LoanDMC | $25.00 | 10/16/2011 8:25:17 PM |
wise-honorable-rate | $25.00 | 10/17/2011 5:13:40 AM |
organized-payment6 | $50.00 | 10/17/2011 5:48:11 AM |
john0720 | $25.00 | 10/17/2011 7:31:21 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:57 AM |
fcrick | $25.00 | 10/17/2011 9:21:50 AM |
radiobuda | $50.00 | 10/17/2011 2:30:37 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:26 PM |
Paxman84 | $30.00 | 10/17/2011 4:54:04 PM |
nri22 | $50.00 | 10/18/2011 3:56:16 AM |
janeybooboo | $100.00 | 10/18/2011 5:39:42 AM |
payment-halo | $25.00 | 10/18/2011 8:38:15 AM |
wntrequinx | $25.00 | 10/18/2011 7:53:44 AM |
commerce-baby9 | $50.00 | 10/18/2011 8:28:35 PM |
indomitable-coin | $25.00 | 10/19/2011 6:10:14 AM |
life-is-great | $25.00 | 10/19/2011 6:12:52 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:23 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:42 PM |
velocity-solo | $25.00 | 10/19/2011 5:17:27 PM |
fervent-repayment | $25.00 | 10/19/2011 6:17:10 PM |
vibrant-penny7 | $50.00 | 10/20/2011 8:46:50 AM |
power-defender7 | $50.00 | 10/20/2011 3:56:25 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:24 PM |
equitable-capital758 | $350.00 | 10/20/2011 8:52:43 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:03 AM |
wampum-chorus3 | $25.00 | 10/21/2011 3:03:53 PM |
paladin510 | $50.00 | 10/21/2011 5:07:35 PM |
p2ploan-sensation211 | $25.00 | 10/22/2011 5:55:08 AM |
thepillowsack | $25.00 | 10/22/2011 8:27:22 AM |
Munnie | $25.00 | 10/23/2011 5:34:12 PM |
GCInvestments | $25.00 | 10/23/2011 9:52:55 PM |
Rivervale_Westwood | $50.00 | 10/24/2011 5:20:44 AM |
truth-silo | $100.00 | 10/24/2011 8:22:22 AM |
platinum-rapture6 | $100.00 | 10/24/2011 12:15:50 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:49 PM |
bds9646 | $25.00 | 10/24/2011 1:43:49 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:44 PM |
trade-arch | $50.00 | 10/24/2011 2:17:21 PM |
american6 | $50.00 | 10/24/2011 3:36:36 PM |
listing-vista | $50.00 | 10/24/2011 4:55:18 PM |
money-bauble | $200.00 | 10/24/2011 5:06:06 PM |
IIP77 | $25.00 | 10/24/2011 5:13:05 PM |
kenster213 | $200.00 | 10/24/2011 7:14:05 PM |
investment-comet | $25.00 | 10/24/2011 8:44:35 PM |
Millmanator | $25.00 | 10/25/2011 6:54:06 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:27 AM |
ach | $100.00 | 10/25/2011 10:04:56 AM |
the-cash-piano | $25.00 | 10/25/2011 10:07:49 AM |
marabu | $25.00 | 10/25/2011 10:25:53 AM |
gogene2002 | $25.00 | 10/25/2011 11:09:22 AM |
zeelender | $25.00 | 10/25/2011 11:11:25 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:57 PM |
delivery | $25.00 | 10/25/2011 11:33:23 AM |
shrewd-deal | $75.00 | 10/25/2011 4:11:40 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:02 PM |
prescription0 | $50.00 | 10/25/2011 5:25:58 PM |
PRGuyinVA | $50.00 | 10/25/2011 5:34:19 PM |
beachbum22 | $25.00 | 10/25/2011 6:14:18 PM |
flexible1 | $25.00 | 10/25/2011 7:40:24 PM |
dexstjames | $37.31 | 10/25/2011 7:51:44 PM |
scratch4you | $59.50 | 10/25/2011 8:11:55 PM |
giftgold | $25.00 | 10/25/2011 8:26:31 PM |
rolltide09 | $25.00 | 10/14/2011 5:03:18 PM |
natural-worth9 | $1,000.00 | 10/14/2011 5:39:35 PM |
MarvintheMartian | $25.00 | 10/15/2011 5:09:40 AM |
caring-hope2 | $100.00 | 10/15/2011 5:19:37 AM |
gentle-gain235 | $100.00 | 10/15/2011 6:22:03 AM |
IPlayOutsideTheBox | $25.00 | 10/15/2011 7:00:56 AM |
payment-freshmaker | $25.00 | 10/15/2011 10:31:18 AM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:04 PM |
availableloan | $25.00 | 10/15/2011 6:54:28 PM |
Preteur | $25.00 | 10/16/2011 9:00:11 AM |
supreme-dollar5 | $25.00 | 10/16/2011 3:46:51 PM |
aldenrains | $25.00 | 10/16/2011 7:08:33 PM |
wiselady | $35.00 | 10/16/2011 7:19:03 PM |
friendinmoney | $25.00 | 10/16/2011 9:09:05 PM |
scholarly-benefit5 | $50.00 | 10/17/2011 5:11:57 AM |
Ocean713 | $75.00 | 10/17/2011 12:55:55 PM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:57 PM |
vigilance-revolutionary | $50.00 | 10/17/2011 3:25:12 PM |
progressive-economy261 | $400.00 | 10/17/2011 5:21:08 PM |
reinforced-funds4 | $25.00 | 10/18/2011 5:26:51 AM |
credit-coach118 | $40.17 | 10/18/2011 9:03:12 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:43:45 AM |
awwaww | $25.00 | 10/18/2011 7:39:38 PM |
radforj22 | $25.00 | 10/19/2011 6:27:09 AM |
rajs | $500.00 | 10/19/2011 10:26:52 AM |
smurf163 | $25.00 | 10/19/2011 12:41:59 PM |
kenji4861 | $50.00 | 10/19/2011 1:18:24 PM |
RedCentre | $250.00 | 10/19/2011 1:33:06 PM |
octoberfresh | $25.00 | 10/19/2011 1:40:34 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:33 PM |
durability-ruler | $100.00 | 10/19/2011 5:23:16 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:12 PM |
figs4u2 | $100.00 | 10/20/2011 12:20:51 PM |
subtle-revenue0 | $25.00 | 10/20/2011 1:14:59 PM |
feiandasun | $25.00 | 10/20/2011 3:40:18 PM |
dime-sprout | $25.00 | 10/20/2011 2:10:32 PM |
ethicalhumanist | $100.00 | 10/20/2011 7:38:41 PM |
jamiee73 | $25.00 | 10/20/2011 8:31:56 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:52 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:17 AM |
bb575 | $50.00 | 10/21/2011 12:33:18 AM |
happyinvallarta | $50.00 | 10/21/2011 10:39:42 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:36 PM |
riskadverse44 | $25.00 | 10/21/2011 7:09:28 PM |
persistent-value3 | $25.00 | 10/21/2011 8:00:42 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:19 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:25 AM |
cingular | $25.00 | 10/22/2011 12:58:16 PM |
Zenith35 | $25.00 | 10/22/2011 6:06:09 PM |
goat361 | $30.00 | 10/23/2011 7:22:10 AM |
bid-lightning9 | $25.00 | 10/23/2011 10:55:00 AM |
Ripsaw4U | $50.00 | 10/23/2011 1:09:25 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:10 PM |
NYBIZ | $25.00 | 10/23/2011 7:33:31 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:57 PM |
Supernick | $50.00 | 10/24/2011 6:44:03 AM |
Occhy | $25.00 | 10/24/2011 8:22:55 AM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:48:03 AM |
Scottyd911 | $50.00 | 10/24/2011 4:13:53 PM |
gold-sushi | $25.00 | 10/24/2011 6:29:26 PM |
FRC64 | $25.00 | 10/25/2011 4:53:27 AM |
useful-p2ploan | $25.00 | 10/25/2011 7:26:55 AM |
iolaire | $25.00 | 10/25/2011 10:22:02 AM |
Tulalue | $25.00 | 10/25/2011 10:58:03 AM |
JustMee | $25.00 | 10/25/2011 12:26:39 PM |
Aimvest | $25.00 | 10/25/2011 12:48:48 PM |
newest-return-wind | $30.70 | 10/25/2011 1:06:51 PM |
rudyindc | $25.00 | 10/25/2011 1:40:00 PM |
GarBear88 | $100.00 | 10/25/2011 4:20:48 PM |
khamen | $25.00 | 10/25/2011 4:46:14 PM |
genius520 | $50.00 | 10/25/2011 5:09:18 PM |
maldok1 | $25.00 | 10/25/2011 5:05:54 PM |
tapesor | $200.00 | 10/25/2011 5:14:31 PM |
the-lean-bid | $50.00 | 10/25/2011 5:24:24 PM |
4Horseman | $50.00 | 10/25/2011 5:37:38 PM |
astute-benjamins | $50.00 | 10/25/2011 6:05:03 PM |
gold-gazelle | $25.00 | 10/25/2011 6:54:29 PM |
Attract | $64.81 | 10/25/2011 7:54:09 PM |
kind-capital-winner | $97.76 | 10/25/2011 8:27:33 PM |
154 Investments
|
Borrower Payment Dependent Notes Series
532525
This series of Notes was issued and sold upon the funding of the borrower loan #54781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 32% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,552 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| established-pound |
Borrower's state:
| NorthCarolina |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Consolidate credit debt.
My financial situation:
I am a good candidate for this loan because...
I am stably employed in my field and have a great record of paying my debts.
Monthly net income: $ 4000
Monthly expenses: $ 3000
Housing: $ 800
Insurance: $ 100
Car expenses: $ 400
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $ 600
Clothing, household expenses: $ 200
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,100.00 | 10/14/2011 6:14:52 PM |
rolltide09 | $25.00 | 10/14/2011 9:03:09 AM |
responsibility-butterfly | $25.00 | 10/14/2011 9:37:41 AM |
goodhearted-generosity511 | $25.00 | 10/14/2011 9:30:44 AM |
the-discrete-income | $25.00 | 10/14/2011 9:22:33 AM |
wonder3 | $50.00 | 10/14/2011 11:22:52 AM |
genuine-dime | $100.00 | 10/14/2011 11:16:23 AM |
Whipster | $80.00 | 10/14/2011 9:11:13 AM |
investment-artist | $27.00 | 10/14/2011 9:04:44 AM |
loanman2007 | $25.00 | 10/14/2011 9:14:25 AM |
progressive-economy261 | $400.00 | 10/14/2011 9:19:42 AM |
finance-solo | $50.00 | 10/14/2011 10:25:19 AM |
the-dollar-topper | $100.00 | 10/14/2011 11:30:18 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
532561
This series of Notes was issued and sold upon the funding of the borrower loan #54864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $322.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 15y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,302 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-rate-juniper |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Marvimon2011
Purpose of loan:
This loan will be used to... help pay for our wedding
My financial situation:
I am a good candidate for this loan because... I have never been late on credit card or installment payments and I have job security
Monthly net income: $ 1,800
Monthly expenses: $ 300
Housing: $
Insurance: $
Car expenses: $ 100
Utilities: $ 100
Phone, cable, internet: $ 40
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $ 260
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/24/2011 6:58:33 AM |
rolltide09 | $25.00 | 10/14/2011 5:03:19 PM |
Whipster | $80.00 | 10/14/2011 6:03:26 PM |
responsibility-butterfly | $25.00 | 10/14/2011 7:20:53 PM |
first-dinero-paladin | $25.00 | 10/15/2011 7:28:44 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:08:59 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:59 PM |
kulender | $50.00 | 10/17/2011 1:18:37 PM |
Kaj | $40.00 | 10/17/2011 5:59:58 PM |
Dubbs360 | $50.00 | 10/17/2011 9:09:06 PM |
diplomatic-wealth7 | $25.00 | 10/19/2011 9:17:26 AM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:13 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:42 PM |
stock106 | $25.00 | 10/21/2011 9:02:47 AM |
top-visionary-truth | $25.00 | 10/21/2011 1:23:40 PM |
social-trumpet | $25.00 | 10/21/2011 2:48:38 PM |
dime-sprout | $25.00 | 10/21/2011 5:17:56 PM |
compassion-platoon | $25.00 | 10/21/2011 5:33:38 PM |
income-buffalo1 | $100.00 | 10/21/2011 6:12:06 PM |
sushi537 | $25.00 | 10/21/2011 7:57:47 PM |
jebber007 | $75.00 | 10/21/2011 11:06:59 PM |
orbital-dollar2 | $25.00 | 10/21/2011 9:01:16 PM |
rockhound84 | $25.00 | 10/22/2011 3:05:58 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:46:03 AM |
NYCFinancier | $25.00 | 10/22/2011 8:56:48 AM |
I-Believe-In-You | $25.00 | 10/22/2011 8:42:06 AM |
mammalian4 | $25.00 | 10/22/2011 10:22:22 AM |
frogperson | $100.00 | 10/22/2011 10:55:44 AM |
Something-Corporate | $25.00 | 10/22/2011 10:41:05 AM |
Kselr | $30.48 | 10/22/2011 12:12:32 PM |
palace2 | $270.00 | 10/22/2011 11:13:42 AM |
deal-pioneer1 | $25.00 | 10/22/2011 1:38:06 PM |
jc33148 | $60.00 | 10/22/2011 12:31:42 PM |
red-power-pecan | $50.00 | 10/22/2011 2:37:15 PM |
oceanside | $25.00 | 10/22/2011 4:56:54 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:04:51 PM |
CreditBuilder2 | $25.00 | 10/22/2011 10:55:44 PM |
gilbrear | $25.00 | 10/22/2011 7:12:40 PM |
ddog0224 | $57.30 | 10/23/2011 12:33:55 AM |
profit-powerplant | $25.00 | 10/23/2011 2:12:32 AM |
market-pudding | $25.00 | 10/23/2011 4:37:20 AM |
enticing-exchange3 | $25.00 | 10/23/2011 8:27:53 AM |
investment-comet | $25.00 | 10/23/2011 8:01:07 AM |
icon7 | $50.00 | 10/23/2011 8:38:20 AM |
Iwillhuntyoudown | $25.00 | 10/23/2011 9:23:17 AM |
handy-justice | $100.00 | 10/23/2011 2:05:36 PM |
elated-deal6 | $200.00 | 10/23/2011 1:19:15 PM |
Girakul | $25.00 | 10/23/2011 2:32:10 PM |
sushi537 | $25.00 | 10/23/2011 2:36:30 PM |
fervent-repayment | $25.61 | 10/23/2011 6:20:22 PM |
credit-coach118 | $50.46 | 10/23/2011 5:08:38 PM |
truth-trapper | $25.00 | 10/23/2011 6:26:52 PM |
mad-scientist418 | $25.00 | 10/23/2011 7:59:00 PM |
papaloha | $25.00 | 10/23/2011 8:20:41 PM |
LoanDMC | $25.00 | 10/23/2011 10:55:44 PM |
jubilant-fund6 | $25.00 | 10/24/2011 3:40:53 AM |
attractive-fund | $50.00 | 10/24/2011 6:27:27 AM |
balance-warrior | $25.25 | 10/24/2011 7:23:47 AM |
suave-dime6 | $25.00 | 10/24/2011 8:16:19 AM |
silver-innovator8 | $158.98 | 10/24/2011 9:47:49 AM |
leverage-monger | $25.00 | 10/24/2011 9:20:38 AM |
novice-speculator | $25.00 | 10/24/2011 10:14:55 AM |
rautility | $25.00 | 10/24/2011 9:24:08 AM |
shneb | $100.00 | 10/24/2011 10:59:51 AM |
bold-basis-supernova | $60.00 | 10/24/2011 11:21:40 AM |
bspar | $50.00 | 10/24/2011 10:55:55 AM |
SOP_Bank | $25.00 | 10/14/2011 5:32:47 PM |
progressive-economy261 | $400.00 | 10/14/2011 5:22:43 PM |
green-trade-dolphin | $25.00 | 10/14/2011 6:00:13 PM |
wonder3 | $45.00 | 10/15/2011 5:23:08 AM |
fortytwo | $100.00 | 10/15/2011 11:42:39 AM |
bizlending | $25.00 | 10/16/2011 10:20:27 AM |
greencat | $50.00 | 10/18/2011 7:16:54 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:00 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:17 PM |
abradle2 | $29.38 | 10/19/2011 9:40:45 PM |
cnovak | $25.00 | 10/21/2011 9:58:19 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:04 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:29 AM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:39:28 PM |
julijask | $25.00 | 10/21/2011 2:53:40 PM |
kindness-jedi | $50.00 | 10/21/2011 4:34:41 PM |
social-cocktail1 | $200.00 | 10/21/2011 5:13:29 PM |
math1973 | $25.00 | 10/21/2011 7:17:31 PM |
commerce-jujitsu7 | $25.00 | 10/21/2011 7:54:30 PM |
calimanusa | $30.25 | 10/21/2011 9:49:45 PM |
NolockHolmes | $25.00 | 10/21/2011 10:27:45 PM |
loss-of-control | $100.00 | 10/22/2011 8:03:29 AM |
Leshan | $25.00 | 10/22/2011 9:08:56 AM |
gothampark | $25.00 | 10/22/2011 10:38:33 AM |
kind-credit-bear | $25.00 | 10/22/2011 12:14:22 PM |
upbeat-investment9 | $100.00 | 10/22/2011 1:13:50 PM |
SFteacher | $25.00 | 10/22/2011 12:38:44 PM |
japerk | $25.00 | 10/22/2011 12:46:42 PM |
genelinist | $100.00 | 10/22/2011 2:42:56 PM |
Aristocrat | $25.04 | 10/22/2011 2:26:31 PM |
NobisEst | $50.00 | 10/22/2011 4:27:09 PM |
Gladglide | $25.00 | 10/22/2011 2:19:06 PM |
oath163 | $25.00 | 10/22/2011 3:30:53 PM |
mebowl300 | $50.00 | 10/22/2011 7:18:03 PM |
debt-legend | $25.00 | 10/22/2011 10:02:19 PM |
mennleo | $33.86 | 10/22/2011 9:50:29 PM |
sincerlyyours | $100.00 | 10/23/2011 2:10:49 AM |
Mad_Scientist | $25.00 | 10/23/2011 3:58:35 AM |
happy-yield | $25.00 | 10/23/2011 5:58:18 AM |
revenue-associate | $25.00 | 10/23/2011 8:13:09 AM |
loot-funkmaster | $25.00 | 10/23/2011 11:12:02 AM |
nycfinance | $25.00 | 10/23/2011 1:22:59 PM |
Christophe | $25.00 | 10/23/2011 1:28:44 PM |
lenderRXT | $30.00 | 10/23/2011 5:32:24 PM |
treasure-generator | $25.00 | 10/23/2011 3:57:39 PM |
gold-pudding6 | $37.83 | 10/23/2011 5:29:59 PM |
thrifty-capital | $25.00 | 10/23/2011 7:19:27 PM |
vest_vortex | $50.00 | 10/23/2011 6:27:18 PM |
penny-champ5 | $25.00 | 10/23/2011 8:25:50 PM |
helping-out | $26.87 | 10/23/2011 9:54:20 PM |
green-inventive-kindness | $45.00 | 10/23/2011 10:00:01 PM |
wise-unique-market | $100.00 | 10/24/2011 1:48:10 AM |
innocent-commerce9 | $200.00 | 10/24/2011 6:32:32 AM |
octoberfresh | $25.00 | 10/24/2011 6:58:55 AM |
basis-wizard8 | $50.00 | 10/24/2011 7:38:51 AM |
green-benefit-control | $35.00 | 10/24/2011 7:47:12 AM |
buffalobills | $25.00 | 10/24/2011 7:24:16 AM |
Wisc_investor | $30.00 | 10/24/2011 8:14:31 AM |
gjm6d | $25.00 | 10/24/2011 8:27:39 AM |
income-rocker2 | $43.69 | 10/24/2011 9:05:44 AM |
melodious-fairness | $25.00 | 10/24/2011 9:48:49 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:21:16 AM |
first-dinero-igloo | $25.00 | 10/24/2011 10:14:45 AM |
BigBizBuilder | $26.63 | 10/24/2011 11:29:27 AM |
moola-monger9 | $50.00 | 10/24/2011 11:38:50 AM |
dordee | $40.00 | 10/24/2011 11:56:10 AM |
secureincome | $548.37 | 10/24/2011 12:14:18 PM |
133 Investments
|
Borrower Payment Dependent Notes Series
532587
This series of Notes was issued and sold upon the funding of the borrower loan #55265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 9m |
Amount delinquent:
| $216 |
Total credit lines:
| 19 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,676 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-aspen |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HAYWOOD
Purpose of loan:
This loan will be used to...funeral expense
My financial situation:
I am a good candidate for this loan because...I will repay in less than 3 years and I can be a repeat customer and refer others to your company.
Monthly net income: $2543.11
Monthly expenses: $1910.00
Housing: $0
Insurance: $138.54
Car expenses: $233.64
Utilities: $375.00
Phone, cable, internet: $110.00
Food, entertainment: $300.00
Clothing, household expenses: $350.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,400.00 | 10/27/2011 12:47:33 PM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:17 PM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:07 AM |
patriot897 | $25.00 | 10/18/2011 3:48:35 PM |
social-cocktail1 | $200.00 | 10/23/2011 12:14:49 PM |
missing-link | $25.00 | 10/23/2011 6:24:23 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:37 PM |
nimble-revenue5 | $25.00 | 10/25/2011 1:17:45 PM |
economy-coup | $50.00 | 10/26/2011 12:59:25 AM |
finance-prescription | $100.00 | 10/26/2011 9:09:51 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:07 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:03 AM |
tolerant-truth2 | $47.03 | 10/27/2011 1:36:29 PM |
power-corps8 | $40.00 | 10/27/2011 1:49:00 PM |
scholarly-payment5 | $50.00 | 10/27/2011 2:43:49 PM |
papaloha | $25.00 | 10/23/2011 8:20:44 PM |
yield-trader | $25.00 | 10/26/2011 1:08:31 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:10 PM |
benevolent1 | $33.26 | 10/27/2011 2:14:42 PM |
managedfund | $654.71 | 10/27/2011 2:46:01 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
532639
This series of Notes was issued and sold upon the funding of the borrower loan #54793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 72 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,583 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dollar-duckling |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate debit.
My financial situation:
I am a good candidate for this loan because... I have had stable employment for the past 7 years. I will also, work to pay off the loan before 36 months.
Monthly net income: $4689
Monthly expenses: $
Housing: $1534
Insurance: $33
Car expenses: $659
Utilities: $165
Phone, cable, internet: $215
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/15/2011 12:10:13 PM |
green-trade-dolphin | $25.00 | 10/14/2011 6:00:56 PM |
ddimports | $100.00 | 10/21/2011 6:35:00 AM |
new-transaction-wrangler | $50.00 | 10/21/2011 6:14:25 AM |
neorunner | $25.00 | 10/21/2011 8:30:38 AM |
zydeco337 | $25.00 | 10/21/2011 7:43:10 AM |
money-fort | $25.00 | 10/21/2011 8:49:20 AM |
head | $40.00 | 10/21/2011 9:50:49 AM |
glroark | $100.00 | 10/21/2011 10:49:11 AM |
lucrative-reward | $100.00 | 10/21/2011 11:12:03 AM |
ethical-truth211 | $101.00 | 10/21/2011 10:55:36 AM |
diversification-maple1 | $25.00 | 10/21/2011 12:13:24 PM |
stealthzap | $28.25 | 10/21/2011 1:04:00 PM |
well-mannered-income3 | $30.00 | 10/21/2011 3:22:04 PM |
social-trumpet | $25.00 | 10/21/2011 2:46:31 PM |
julijask | $25.00 | 10/21/2011 2:53:10 PM |
a-reasonable-return | $25.00 | 10/21/2011 4:52:47 PM |
saxaphone6 | $25.00 | 10/21/2011 5:56:44 PM |
droopie1 | $25.00 | 10/21/2011 7:26:17 PM |
suges | $25.00 | 10/21/2011 7:09:57 PM |
cunning-truth6 | $25.00 | 10/21/2011 7:38:33 PM |
noodles932 | $40.00 | 10/21/2011 9:34:14 PM |
NolockHolmes | $70.00 | 10/21/2011 10:24:22 PM |
Hogan55 | $25.02 | 10/22/2011 4:48:15 AM |
longcall | $250.00 | 10/21/2011 11:18:44 PM |
ddog0224 | $200.00 | 10/22/2011 1:05:58 AM |
let_me_retire | $100.00 | 10/22/2011 1:13:12 AM |
draggon77 | $25.00 | 10/22/2011 2:05:34 AM |
LuvToLend | $29.55 | 10/22/2011 3:02:26 AM |
Brisket_Bob | $11.65 | 10/22/2011 6:10:14 AM |
responsibility-butterfly | $25.00 | 10/14/2011 7:20:55 PM |
SolarMoonshine | $25.00 | 10/14/2011 6:02:27 PM |
golffish2 | $25.00 | 10/17/2011 4:03:28 AM |
InChicago | $100.00 | 10/17/2011 6:25:26 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:02 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:15:59 PM |
newest-attractive-funds | $35.00 | 10/18/2011 1:03:54 PM |
income-buffalo1 | $50.00 | 10/21/2011 3:52:29 AM |
oaktown23 | $200.00 | 10/21/2011 6:59:25 AM |
revenue-associate | $25.00 | 10/21/2011 6:53:25 AM |
Leshan | $25.00 | 10/21/2011 7:32:36 AM |
Philman | $25.00 | 10/21/2011 8:36:31 AM |
stock106 | $25.00 | 10/21/2011 8:54:19 AM |
ethical-truth211 | $201.00 | 10/21/2011 10:53:15 AM |
wealth-grasshopper0 | $83.42 | 10/21/2011 11:19:26 AM |
insrq | $28.00 | 10/21/2011 11:53:47 AM |
payment-neutron5 | $804.29 | 10/21/2011 1:26:20 PM |
CA-Lender | $25.00 | 10/21/2011 11:51:02 AM |
thrifty-capital | $25.00 | 10/21/2011 1:19:33 PM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:36:01 PM |
triumphant-point5 | $50.00 | 10/21/2011 4:17:37 PM |
KindCharmingReflective-affluence | $33.78 | 10/21/2011 6:10:36 PM |
bsmtloan | $75.00 | 10/21/2011 6:13:31 PM |
bbt210 | $25.16 | 10/21/2011 6:42:55 PM |
JPMorrisLegacyFund | $51.93 | 10/22/2011 12:32:20 AM |
GetLoan | $208.60 | 10/22/2011 4:28:13 AM |
jebber007 | $50.00 | 10/21/2011 11:00:47 PM |
abovefifty | $38.35 | 10/22/2011 5:11:29 AM |
merciful-gain6 | $25.00 | 10/22/2011 5:18:53 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
532657
This series of Notes was issued and sold upon the funding of the borrower loan #54954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-15-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 11.76% |
Monthly payment:
| $550.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.53% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1979 |
Debt/Income ratio:
| 7% |
Credit score:
| 880-899 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,151 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| income-coyote9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
No more debt!
Purpose of loan:
This loan will be used to help consolidate some high interest debt. Lowering the payment will help get the debt off the books. I would rather have the interest go to individuals who are looking to help others then the big unemotional credit cards companies. Also some of the money will go to help my son start a small business. I have always wanted to help him get started and this cash will make his dream get started.
My financial situation:
I am a good candidate for this loan because I have a proven track record with a credit score of over 800 and solid income stream. Im applying for this loan cause I just don't have the cash now to pay everything off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $35.00 | 10/15/2011 12:14:08 PM |
loyalty-edifice997 | $50.00 | 10/15/2011 1:30:52 PM |
Graces | $50.00 | 10/15/2011 2:04:11 PM |
blot44 | $100.00 | 10/15/2011 3:24:09 PM |
potatoepicker | $25.00 | 10/15/2011 3:40:51 PM |
benefit-celebration | $30.00 | 10/15/2011 6:53:04 PM |
availableloan | $25.00 | 10/15/2011 6:56:12 PM |
syrepsorp | $50.00 | 10/15/2011 6:57:06 PM |
imlosttoo | $25.00 | 10/15/2011 7:34:51 PM |
responsibility-butterfly | $25.00 | 10/15/2011 8:26:18 PM |
zen1cent | $25.00 | 10/16/2011 4:41:59 AM |
tenny321 | $25.00 | 10/16/2011 5:39:11 AM |
skuba | $75.00 | 10/16/2011 5:57:18 AM |
ianakacg | $25.00 | 10/16/2011 6:02:29 AM |
Relevance | $25.00 | 10/16/2011 6:43:50 AM |
gentle-gain235 | $50.00 | 10/16/2011 7:04:51 AM |
caring-hope2 | $200.00 | 10/16/2011 7:47:36 AM |
Cales | $25.00 | 10/16/2011 9:26:31 AM |
Preteur | $25.00 | 10/16/2011 9:00:13 AM |
balance-voyager | $50.00 | 10/16/2011 11:50:17 AM |
midas1974 | $100.00 | 10/16/2011 11:53:24 AM |
worthy-bid8 | $50.00 | 10/16/2011 12:07:18 PM |
velocity-solo | $25.00 | 10/16/2011 12:20:45 PM |
Castellan | $50.00 | 10/16/2011 12:51:13 PM |
macjp123 | $50.00 | 10/16/2011 1:36:29 PM |
phenomenal-gain5 | $25.00 | 10/16/2011 5:50:02 PM |
whistledicksmith | $25.00 | 10/16/2011 11:35:27 PM |
Kerrysbay | $50.00 | 10/17/2011 2:33:48 AM |
credit-coach118 | $25.00 | 10/17/2011 9:16:48 AM |
DadWarbucks | $25.00 | 10/17/2011 11:01:02 AM |
puifais | $36.00 | 10/17/2011 11:52:12 AM |
BeansMan02 | $25.00 | 10/17/2011 12:31:27 PM |
chibear34 | $25.00 | 10/17/2011 12:11:46 PM |
FlexFunding | $50.00 | 10/17/2011 12:53:48 PM |
Mookouw | $25.00 | 10/17/2011 12:16:24 PM |
best-decisive-peace | $25.00 | 10/17/2011 1:25:52 PM |
riskadverse44 | $25.00 | 10/17/2011 1:50:30 PM |
traghip6 | $25.00 | 10/17/2011 1:45:14 PM |
GoldenGo4 | $200.00 | 10/17/2011 2:38:18 PM |
taz007 | $25.00 | 10/17/2011 3:49:51 PM |
value-wind0 | $50.00 | 10/17/2011 4:22:27 PM |
paramjit | $25.00 | 10/17/2011 4:39:02 PM |
av22 | $50.00 | 10/17/2011 4:39:09 PM |
ski bum | $100.00 | 10/17/2011 5:11:55 PM |
sajitk | $25.00 | 10/17/2011 5:17:47 PM |
dfealk | $25.00 | 10/17/2011 5:25:20 PM |
work4me | $25.00 | 10/17/2011 5:40:08 PM |
cash-reaction2 | $25.00 | 10/17/2011 6:10:11 PM |
serene-truth2 | $400.00 | 10/17/2011 6:31:44 PM |
RusRobo | $25.00 | 10/17/2011 6:45:44 PM |
Headhunter14 | $25.00 | 10/17/2011 7:54:28 PM |
6moonbeams | $50.00 | 10/17/2011 7:58:34 PM |
77dowplace | $34.00 | 10/17/2011 9:01:06 PM |
socrates520 | $25.00 | 10/17/2011 10:49:07 PM |
Zipperdu | $50.00 | 10/18/2011 4:44:48 AM |
katnmouse | $40.00 | 10/18/2011 5:20:33 AM |
kalex752 | $25.00 | 10/18/2011 5:26:26 AM |
saysana | $25.00 | 10/18/2011 6:05:10 AM |
a-fund-doctor | $25.00 | 10/18/2011 8:15:39 AM |
YellowJacket | $25.00 | 10/18/2011 8:48:40 AM |
loyalty-circuitry | $100.00 | 10/18/2011 9:24:43 AM |
cachecrew | $50.00 | 10/18/2011 10:32:21 AM |
Mark-O-Polo | $50.00 | 10/18/2011 11:01:54 AM |
dollardave | $100.00 | 10/18/2011 11:33:46 AM |
enterprising-cash0 | $25.00 | 10/18/2011 11:26:10 AM |
first-repayment-magician | $25.00 | 10/18/2011 12:48:47 PM |
luckyldy | $50.00 | 10/18/2011 2:05:47 PM |
dharma1 | $25.00 | 10/18/2011 12:31:37 PM |
listing-drummer | $25.00 | 10/18/2011 2:52:32 PM |
bigbucksfunding | $50.00 | 10/18/2011 3:35:48 PM |
best-ingenious-funds | $25.00 | 10/18/2011 3:54:34 PM |
invincible-dough | $25.00 | 10/18/2011 3:57:09 PM |
tj1683 | $25.00 | 10/18/2011 4:37:36 PM |
HotRod25 | $25.00 | 10/18/2011 4:39:20 PM |
YummiBear | $25.00 | 10/18/2011 5:22:29 PM |
ecstatic-money064 | $25.00 | 10/18/2011 5:26:18 PM |
natural-worth9 | $300.00 | 10/18/2011 6:08:31 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:39 PM |
jfd287 | $25.00 | 10/18/2011 7:27:59 PM |
Cheburashka | $25.00 | 10/18/2011 8:13:00 PM |
innocent-loot | $26.00 | 10/18/2011 9:53:17 PM |
abundant-power | $50.00 | 10/18/2011 9:58:05 PM |
SanJoser | $25.00 | 10/18/2011 10:19:05 PM |
jjb3 | $25.00 | 10/19/2011 4:01:24 AM |
Kame | $25.00 | 10/19/2011 4:39:52 AM |
capital-web7 | $50.00 | 10/19/2011 6:01:13 AM |
nosualcneas | $25.00 | 10/19/2011 6:28:52 AM |
corphippie | $25.00 | 10/19/2011 7:49:16 AM |
Henrylin | $35.00 | 10/19/2011 8:28:53 AM |
Reinadog9 | $50.00 | 10/19/2011 11:14:51 AM |
fervent-currency5 | $50.00 | 10/19/2011 1:30:33 PM |
best-deal-banker | $50.00 | 10/19/2011 3:01:42 PM |
maniac3 | $1,000.00 | 10/19/2011 3:07:31 PM |
mtquan | $25.00 | 10/19/2011 2:29:47 PM |
windfall46 | $25.00 | 10/19/2011 2:30:50 PM |
winegeek | $1,000.00 | 10/19/2011 3:17:26 PM |
income-awakening6 | $25.00 | 10/19/2011 4:22:59 PM |
JazzFranchise | $25.00 | 10/19/2011 4:34:00 PM |
gracej | $25.00 | 10/19/2011 4:51:47 PM |
durability-ruler | $150.00 | 10/19/2011 5:29:32 PM |
Emgolda | $25.00 | 10/19/2011 7:58:15 PM |
nerdfactor | $25.00 | 10/19/2011 9:01:57 PM |
HeadHunter | $50.00 | 10/20/2011 1:49:46 AM |
first-favorite-bonus9 | $25.00 | 10/20/2011 6:12:57 AM |
wtrboy | $25.00 | 10/20/2011 7:07:17 AM |
kyomoon | $50.00 | 10/20/2011 8:05:31 AM |
reaction5 | $25.00 | 10/20/2011 7:50:21 AM |
wahoos20 | $50.00 | 10/20/2011 6:59:53 AM |
Duchdad | $25.00 | 10/20/2011 7:41:23 AM |
janicewill | $25.00 | 10/20/2011 8:57:54 AM |
credit-bliss8 | $25.00 | 10/20/2011 9:53:44 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:26 AM |
sanjl79 | $25.00 | 10/20/2011 12:32:21 PM |
economy-equilibrium7 | $25.00 | 10/20/2011 12:45:05 PM |
jdrez | $25.00 | 10/20/2011 12:47:04 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:39 PM |
iolaire | $25.00 | 10/20/2011 3:23:00 PM |
vollynet | $50.48 | 10/20/2011 4:47:41 PM |
gozer | $25.00 | 10/20/2011 5:04:21 PM |
happyskippy0208 | $25.00 | 10/20/2011 4:48:24 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:47 PM |
riproaringrapids | $25.00 | 10/20/2011 5:05:19 PM |
youthful-yield2 | $50.00 | 10/20/2011 5:32:10 PM |
upright-velocity1 | $25.00 | 10/20/2011 6:01:03 PM |
Willylump | $25.00 | 10/20/2011 6:38:08 PM |
sb0453 | $25.00 | 10/20/2011 6:23:50 PM |
feiandasun | $25.00 | 10/20/2011 7:49:47 PM |
johngaltline | $25.00 | 10/20/2011 7:30:34 PM |
NYBIZ | $25.00 | 10/20/2011 8:27:37 PM |
JAB | $39.79 | 10/20/2011 9:50:26 PM |
artist207 | $25.00 | 10/20/2011 9:51:09 PM |
bb575 | $50.00 | 10/21/2011 12:33:18 AM |
ms48105 | $35.00 | 10/21/2011 3:51:36 AM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:10 AM |
vonheyse | $150.00 | 10/21/2011 5:11:16 AM |
undaunted-kindness | $100.00 | 10/21/2011 6:44:02 AM |
Railbird | $25.00 | 10/21/2011 7:22:06 AM |
rajs | $500.00 | 10/21/2011 8:13:57 AM |
rakstar | $50.00 | 10/21/2011 8:31:03 AM |
Czar450 | $25.00 | 10/21/2011 8:17:53 AM |
diablorulz | $75.00 | 10/21/2011 10:14:14 AM |
unclejaef | $25.00 | 10/21/2011 9:49:23 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:48:01 PM |
zevonyc | $25.00 | 10/21/2011 11:35:55 AM |
wampum-chorus3 | $25.00 | 10/21/2011 2:59:17 PM |
lender2611 | $25.00 | 10/21/2011 4:04:42 PM |
paladin510 | $150.00 | 10/21/2011 5:07:36 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:23 PM |
jazz619 | $25.00 | 10/21/2011 6:06:20 PM |
sweet-loan7 | $25.00 | 10/21/2011 7:49:01 PM |
mighty-value | $25.00 | 10/21/2011 6:35:02 PM |
eronyc | $25.00 | 10/22/2011 5:26:58 AM |
Rdodson11 | $25.00 | 10/22/2011 7:04:22 AM |
reward-tamale1 | $25.00 | 10/22/2011 5:39:54 AM |
useful-currency | $25.00 | 10/22/2011 5:50:45 AM |
TJ-Financial-Group | $40.00 | 10/22/2011 7:50:17 AM |
wealthstar | $25.00 | 10/22/2011 9:29:42 AM |
malacandra | $25.00 | 10/22/2011 9:49:23 AM |
HeavyDriver03 | $25.00 | 10/22/2011 9:11:31 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:26 AM |
peace-cadence | $25.00 | 10/22/2011 12:13:13 PM |
cingular | $25.00 | 10/22/2011 12:58:18 PM |
nuclearmoose | $25.00 | 10/22/2011 1:46:00 PM |
SoCalRancher | $25.00 | 10/22/2011 1:17:29 PM |
passbook | $25.00 | 10/22/2011 8:05:42 PM |
Lotsofbears | $25.00 | 10/22/2011 6:39:34 PM |
Little_Helper | $25.00 | 10/22/2011 11:32:19 PM |
FrayBentos | $50.00 | 10/23/2011 4:54:26 AM |
silver-armada | $50.00 | 10/23/2011 5:19:46 AM |
AGSLending | $25.00 | 10/23/2011 8:10:21 AM |
pcwrangler | $25.00 | 10/23/2011 11:04:23 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:12 PM |
Munnie | $25.00 | 10/23/2011 5:34:13 PM |
giftgold | $25.00 | 10/23/2011 4:34:27 PM |
Arg3998 | $50.00 | 10/23/2011 5:45:38 PM |
kbodendorf | $25.00 | 10/23/2011 7:31:09 PM |
AgTiPinisher | $25.00 | 10/23/2011 11:43:34 PM |
Supernick | $50.00 | 10/24/2011 6:44:05 AM |
pleasant-basis | $50.00 | 10/24/2011 8:17:09 AM |
truth-silo | $100.00 | 10/24/2011 8:22:22 AM |
debt-fuse158 | $25.00 | 10/24/2011 9:01:15 AM |
integrity-processor3 | $30.00 | 10/24/2011 10:41:35 AM |
JKEnterprises | $25.00 | 10/24/2011 10:30:05 AM |
dordee | $75.00 | 10/24/2011 11:57:02 AM |
the-magnetic-transaction | $50.00 | 10/24/2011 12:08:20 PM |
fund-tom-tom6 | $25.00 | 10/24/2011 12:09:00 PM |
noble-leverage035 | $25.00 | 10/24/2011 1:11:21 PM |
Namrok | $25.00 | 10/24/2011 2:10:41 PM |
tatsuo20001 | $25.00 | 10/24/2011 2:44:35 PM |
KeepOnRunning | $100.00 | 10/24/2011 3:11:07 PM |
fadeddingo | $25.00 | 10/24/2011 2:05:44 PM |
trade-arch | $50.00 | 10/24/2011 2:17:22 PM |
wise-cash-keeper | $25.00 | 10/24/2011 2:54:44 PM |
astute-benjamins | $100.00 | 10/24/2011 3:24:56 PM |
djs81 | $25.00 | 10/24/2011 3:32:17 PM |
heart612 | $25.00 | 10/24/2011 4:27:27 PM |
ocv | $25.00 | 10/24/2011 4:27:19 PM |
BankofHank | $100.00 | 10/24/2011 5:10:01 PM |
economy-molecule3 | $500.00 | 10/24/2011 5:12:50 PM |
pwkpwk | $25.00 | 10/24/2011 5:56:10 PM |
MARSTUN | $100.00 | 10/24/2011 11:10:49 PM |
Bujinkan1 | $25.00 | 10/25/2011 8:32:41 AM |
golden-platinum7 | $25.00 | 10/25/2011 9:15:02 AM |
transparency-river1 | $1,000.00 | 10/25/2011 9:20:25 AM |
BURNERA_1 | $150.00 | 10/25/2011 10:11:17 AM |
intelligent-repayment8 | $1,000.00 | 10/25/2011 9:21:42 AM |
Anny-Disco | $25.00 | 10/25/2011 9:57:31 AM |
ach | $100.00 | 10/25/2011 10:05:36 AM |
kjsfld | $25.00 | 10/25/2011 10:26:08 AM |
BigSurf | $33.00 | 10/25/2011 10:12:11 AM |
leodaguy | $500.00 | 10/25/2011 10:12:44 AM |
robertmm25 | $100.00 | 10/25/2011 10:34:38 AM |
agreement-network | $25.00 | 10/25/2011 10:36:28 AM |
blue-nourishing-principal | $50.00 | 10/25/2011 10:24:42 AM |
DrRKkids | $25.00 | 10/25/2011 10:40:46 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:05 AM |
L-vex | $25.00 | 10/25/2011 10:53:33 AM |
orange-courageous-dedication | $25.00 | 10/25/2011 10:36:33 AM |
chipperjohnson | $25.00 | 10/25/2011 10:56:07 AM |
the-cash-piano | $25.00 | 10/25/2011 11:06:50 AM |
dejnik | $34.24 | 10/25/2011 11:09:07 AM |
haidoken | $50.00 | 10/25/2011 11:23:42 AM |
ebusinessagent | $25.00 | 10/25/2011 1:20:11 PM |
degster | $25.00 | 10/25/2011 1:15:59 PM |
Octavian315 | $35.00 | 10/25/2011 1:02:55 PM |
Rivervale_Westwood | $266.53 | 10/25/2011 2:29:22 PM |
palmetto933 | $50.00 | 10/25/2011 1:29:05 PM |
best-friendly-fairness | $50.00 | 10/25/2011 1:46:00 PM |
xstreamin | $100.00 | 10/25/2011 2:44:01 PM |
lovely-greenback4 | $25.00 | 10/25/2011 2:27:17 PM |
point-oyster5 | $25.00 | 10/25/2011 3:41:26 PM |
taz007 | $99.42 | 10/25/2011 3:48:17 PM |
trapper569 | $25.00 | 10/25/2011 3:59:28 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:40 PM |
truth-explorer | $7.13 | 10/25/2011 4:34:04 PM |
sjlender | $100.00 | 10/15/2011 12:20:03 PM |
otter | $25.00 | 10/15/2011 12:39:26 PM |
tomdooley12520 | $25.00 | 10/15/2011 12:22:56 PM |
Dollars4Rent | $50.00 | 10/15/2011 12:57:30 PM |
Bank_Of_XL | $25.00 | 10/15/2011 3:18:43 PM |
natural-worth9 | $700.00 | 10/15/2011 2:43:56 PM |
efficient-treasure0 | $25.00 | 10/15/2011 4:09:08 PM |
smilinsam | $50.00 | 10/15/2011 6:51:55 PM |
cash-cymbal | $50.00 | 10/15/2011 7:54:30 PM |
a-unflappable-finance | $100.00 | 10/15/2011 8:55:22 PM |
vivacious-truth3 | $25.00 | 10/15/2011 10:42:57 PM |
slartibardfast | $25.00 | 10/16/2011 2:42:46 AM |
causr08 | $25.00 | 10/16/2011 3:08:05 AM |
nickel-ferret | $50.00 | 10/16/2011 12:09:47 PM |
mr55262 | $25.00 | 10/16/2011 12:41:41 PM |
platinum-sorcerer6 | $25.00 | 10/16/2011 2:09:59 PM |
UT-Longhorn | $25.00 | 10/16/2011 2:41:36 PM |
hard-working-rate3 | $500.00 | 10/16/2011 5:16:18 PM |
trustworthy-finance6 | $200.00 | 10/16/2011 5:50:20 PM |
Serge2005 | $25.00 | 10/16/2011 5:18:52 PM |
aldenrains | $35.00 | 10/16/2011 7:21:21 PM |
LoanDMC | $50.00 | 10/16/2011 8:23:15 PM |
american6 | $100.00 | 10/17/2011 1:18:07 AM |
AmericanCredit | $50.00 | 10/17/2011 7:38:08 AM |
fcrick | $25.00 | 10/17/2011 9:18:14 AM |
elbastador | $25.00 | 10/17/2011 10:46:28 AM |
avl1 | $50.00 | 10/17/2011 11:41:48 AM |
Alpha-AssistU | $25.00 | 10/17/2011 12:10:36 PM |
indomitable-coin | $25.00 | 10/17/2011 12:36:51 PM |
Curly-Girly | $25.00 | 10/17/2011 1:02:19 PM |
dionysus03 | $50.00 | 10/17/2011 1:35:01 PM |
totoro | $25.00 | 10/17/2011 2:22:05 PM |
the-profit-oracle | $25.00 | 10/17/2011 2:59:36 PM |
Snoopylover | $25.00 | 10/17/2011 3:10:50 PM |
sunshine1121 | $30.00 | 10/17/2011 2:42:34 PM |
t-loan | $25.00 | 10/17/2011 3:55:07 PM |
duty-starfish8 | $25.00 | 10/17/2011 3:50:32 PM |
elasermd | $75.00 | 10/17/2011 4:31:38 PM |
friendinmoney | $25.00 | 10/17/2011 4:52:03 PM |
tenacious-payout | $25.00 | 10/17/2011 4:47:24 PM |
personal-lender | $25.00 | 10/17/2011 5:10:56 PM |
valiant-liberty4 | $25.00 | 10/17/2011 5:23:15 PM |
IIP77 | $25.00 | 10/17/2011 5:56:17 PM |
Aimvest | $25.00 | 10/17/2011 6:00:07 PM |
minista | $51.00 | 10/17/2011 6:30:55 PM |
unrivaled-silver | $25.00 | 10/17/2011 6:18:10 PM |
Marathoner | $25.00 | 10/17/2011 6:48:28 PM |
stollcm | $25.00 | 10/17/2011 7:21:13 PM |
restless-balance9 | $30.00 | 10/18/2011 4:49:58 AM |
lanlie | $373.00 | 10/18/2011 6:10:30 AM |
mrladybug101 | $25.00 | 10/18/2011 6:35:24 AM |
tenacious-capital3 | $50.00 | 10/18/2011 6:55:57 AM |
bouvierchamp | $50.00 | 10/18/2011 7:24:03 AM |
xphile | $223.07 | 10/18/2011 8:34:49 AM |
MadHun | $200.00 | 10/18/2011 9:07:47 AM |
best-ingenious-funds | $25.00 | 10/18/2011 10:05:34 AM |
value-pouch | $25.00 | 10/18/2011 10:12:12 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:49:10 AM |
radforj22 | $25.00 | 10/18/2011 11:33:12 AM |
ore-leaper1 | $46.90 | 10/18/2011 1:26:23 PM |
calbertrand | $25.00 | 10/18/2011 2:23:12 PM |
revenue-serenity | $50.00 | 10/18/2011 2:54:21 PM |
wise-silver-wonder | $25.00 | 10/18/2011 2:59:16 PM |
Short_Stack | $25.00 | 10/18/2011 3:52:57 PM |
Weaverville | $100.00 | 10/18/2011 4:09:09 PM |
loot-heart | $25.00 | 10/18/2011 4:38:18 PM |
awwaww | $30.00 | 10/18/2011 7:40:26 PM |
prosha | $25.00 | 10/18/2011 9:34:32 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:11 PM |
bonus-tent | $25.00 | 10/19/2011 3:56:07 AM |
Ivan2007 | $25.00 | 10/19/2011 6:20:42 AM |
wise-honorable-rate | $25.00 | 10/19/2011 9:20:57 AM |
transparency-atmosphere6 | $100.00 | 10/19/2011 12:04:39 PM |
kenji4861 | $50.00 | 10/19/2011 1:18:25 PM |
g314 | $26.00 | 10/19/2011 6:45:34 PM |
money-floret | $25.00 | 10/19/2011 7:04:09 PM |
britgsb | $25.00 | 10/19/2011 8:09:32 PM |
hrubinst | $25.00 | 10/19/2011 7:20:00 PM |
balance-whistle7 | $25.00 | 10/19/2011 8:57:09 PM |
SonomaHills | $40.00 | 10/19/2011 10:27:12 PM |
4est | $25.00 | 10/20/2011 4:32:04 AM |
michaelwong | $50.00 | 10/20/2011 6:22:25 AM |
BankOfBjoltus | $25.00 | 10/20/2011 7:12:10 AM |
dcchaos | $50.00 | 10/20/2011 8:16:44 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:15 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:53 PM |
NoCal | $25.00 | 10/20/2011 12:24:15 PM |
subtle-revenue0 | $25.00 | 10/20/2011 1:14:59 PM |
bouttruckin | $35.00 | 10/20/2011 12:07:24 PM |
power-defender7 | $50.00 | 10/20/2011 4:00:04 PM |
jaker | $25.00 | 10/20/2011 4:54:28 PM |
donloah | $50.00 | 10/20/2011 3:53:33 PM |
transparency-halo | $50.00 | 10/20/2011 5:32:28 PM |
GoingFishing | $25.00 | 10/20/2011 5:12:20 PM |
br4444 | $25.00 | 10/20/2011 6:30:05 PM |
soulwork | $25.00 | 10/20/2011 6:59:55 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:25 PM |
PK_USMC | $25.00 | 10/20/2011 7:37:44 PM |
ashik | $25.00 | 10/20/2011 10:23:18 PM |
good_lender | $25.00 | 10/20/2011 8:45:24 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:41 PM |
Isaac007 | $25.00 | 10/21/2011 12:24:46 AM |
Brainworm | $25.00 | 10/21/2011 2:21:20 AM |
2bucksmore | $25.00 | 10/20/2011 11:29:38 PM |
hardwareman | $50.00 | 10/21/2011 5:02:39 AM |
bankisopen | $200.00 | 10/21/2011 4:02:47 AM |
Oakland | $100.00 | 10/21/2011 7:02:38 AM |
bss97603 | $28.00 | 10/21/2011 8:36:09 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:55 AM |
littlemonkey | $25.00 | 10/21/2011 9:42:36 AM |
friendly-money | $100.00 | 10/21/2011 11:54:53 AM |
Princehaha | $50.00 | 10/21/2011 5:11:36 PM |
fairness-transporter6 | $25.00 | 10/21/2011 6:23:55 PM |
WindyKid | $25.00 | 10/21/2011 6:55:07 PM |
emosspot | $25.00 | 10/21/2011 7:42:03 PM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:20 AM |
BobRand | $25.00 | 10/22/2011 6:12:36 AM |
buukyak | $25.00 | 10/22/2011 6:40:15 AM |
tntmojave | $50.00 | 10/22/2011 7:23:19 AM |
leverage-monger | $50.00 | 10/22/2011 8:48:35 AM |
Guiren | $116.58 | 10/22/2011 9:12:16 AM |
fwaguy | $25.00 | 10/22/2011 12:59:50 PM |
MTLoans | $25.00 | 10/22/2011 5:07:08 PM |
syounker | $25.00 | 10/22/2011 6:34:47 PM |
Ragnar | $25.00 | 10/22/2011 10:13:26 PM |
lively-exchange | $25.00 | 10/22/2011 10:13:49 PM |
Charmart | $25.00 | 10/22/2011 7:34:16 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:25 PM |
investment-comet | $25.00 | 10/23/2011 8:19:06 AM |
blue-dollar-viking | $100.00 | 10/23/2011 8:38:24 AM |
lifegrowth | $25.00 | 10/23/2011 9:58:11 AM |
bchbum | $25.00 | 10/23/2011 10:21:32 AM |
mattpet | $25.00 | 10/23/2011 2:31:35 PM |
Warwick | $25.00 | 10/23/2011 3:24:26 PM |
neighborly-hope6 | $100.00 | 10/23/2011 4:01:06 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:51 PM |
SeaLoans | $25.00 | 10/23/2011 3:52:35 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:28 PM |
Medops911 | $25.00 | 10/23/2011 3:56:09 PM |
mrrc7498 | $25.00 | 10/23/2011 5:23:32 PM |
cash-merry-maker | $25.00 | 10/23/2011 6:27:52 PM |
drkosh | $25.00 | 10/23/2011 6:40:35 PM |
Tetons22 | $25.00 | 10/23/2011 6:44:14 PM |
Lender97 | $25.00 | 10/23/2011 6:57:56 PM |
Panna | $50.00 | 10/23/2011 10:00:57 PM |
justinology | $25.00 | 10/24/2011 12:32:33 AM |
nytrnbow | $25.00 | 10/24/2011 8:15:05 AM |
gold-disk | $25.00 | 10/24/2011 1:01:33 PM |
sjlnn | $25.00 | 10/24/2011 1:14:30 PM |
KFB_Investments | $40.00 | 10/24/2011 1:58:21 PM |
extraordinary-silver5 | $25.00 | 10/24/2011 2:46:00 PM |
Trimalchio12 | $25.00 | 10/24/2011 3:07:31 PM |
donmacprosper | $25.00 | 10/24/2011 3:35:04 PM |
credit-vinyl | $28.00 | 10/24/2011 3:54:14 PM |
zenchef | $25.00 | 10/24/2011 4:03:55 PM |
system2007 | $25.00 | 10/24/2011 3:56:32 PM |
Seriuqs | $25.00 | 10/24/2011 4:25:32 PM |
SASBANK | $25.00 | 10/24/2011 6:06:38 PM |
please-repay | $200.00 | 10/24/2011 5:53:25 PM |
trade-structure | $25.00 | 10/24/2011 6:06:06 PM |
majestic-repayment3 | $50.00 | 10/24/2011 6:40:32 PM |
gold-sushi | $25.00 | 10/24/2011 6:29:27 PM |
studious-peso | $25.00 | 10/25/2011 5:36:03 AM |
Auditman | $100.00 | 10/25/2011 5:28:17 AM |
atlacatl | $25.00 | 10/25/2011 8:28:07 AM |
Tingali | $25.00 | 10/25/2011 8:28:11 AM |
Thelonius98 | $25.00 | 10/25/2011 9:35:18 AM |
rcr549 | $25.00 | 10/25/2011 9:41:34 AM |
suzmash | $30.85 | 10/25/2011 9:56:46 AM |
MaxGates | $30.00 | 10/25/2011 10:29:24 AM |
mkl42 | $50.00 | 10/25/2011 10:35:27 AM |
OldFriend | $25.00 | 10/25/2011 10:25:47 AM |
randomguy100 | $25.00 | 10/25/2011 10:41:22 AM |
slowpig | $50.00 | 10/25/2011 10:28:23 AM |
income-excellence1 | $25.00 | 10/25/2011 10:36:45 AM |
hopeful-truth5 | $100.00 | 10/25/2011 10:45:30 AM |
market-maple | $25.00 | 10/25/2011 10:48:46 AM |
focused-wampum | $25.00 | 10/25/2011 11:05:06 AM |
excellent-hope | $25.00 | 10/25/2011 11:07:20 AM |
diversification-surge | $25.00 | 10/25/2011 11:24:03 AM |
greenventures | $25.00 | 10/25/2011 12:37:21 PM |
bazaar-hyperdrive3 | $50.00 | 10/25/2011 11:49:27 AM |
Asailorman | $100.00 | 10/25/2011 12:54:53 PM |
ookete | $25.00 | 10/25/2011 1:41:04 PM |
sonnet771 | $25.00 | 10/25/2011 1:41:47 PM |
ExtraIncome | $25.00 | 10/25/2011 1:55:37 PM |
murren | $25.00 | 10/25/2011 3:11:44 PM |
Richmp412 | $25.00 | 10/25/2011 4:11:37 PM |
LowLeftJim | $25.00 | 10/25/2011 4:14:13 PM |
maverickinwine | $50.00 | 10/25/2011 3:53:25 PM |
425 Investments
|
Borrower Payment Dependent Notes Series
532833
This series of Notes was issued and sold upon the funding of the borrower loan #54988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 67% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
11 | Length of status: | 15y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,878 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| awesome-market261 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MAZZELL48
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:08 PM |
fascinating-benefit279 | $50.00 | 10/16/2011 1:47:01 PM |
SolarMoonshine | $25.00 | 10/16/2011 3:58:02 PM |
larrybird | $1,925.00 | 10/25/2011 7:54:55 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
532853
This series of Notes was issued and sold upon the funding of the borrower loan #54880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 41% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,040 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loveLIFE_82 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mom of 2
Purpose of loan:
This loan will be used to...consolidated credit cards
My financial situation:
I am a good candidate for this loan because...I have always paid my debt payments on time and feel my credit history reflects that.
Monthly net income: $1800
Monthly expenses: $
Housing: $907
Insurance: $
Car expenses: $429
Utilities: $55
Phone, cable, internet: $84
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $150(daycare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $90.00 | 10/16/2011 12:27:45 PM |
responsibility-butterfly | $25.00 | 10/16/2011 3:29:58 PM |
greencat | $50.00 | 10/17/2011 7:20:57 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:05 PM |
1willray | $25.00 | 10/19/2011 6:19:01 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:16 PM |
robgw | $25.00 | 10/20/2011 6:21:17 AM |
wise-unequivocal-return | $75.00 | 10/21/2011 10:59:20 AM |
lucrative-reward | $100.00 | 10/21/2011 11:15:56 AM |
top-visionary-truth | $50.00 | 10/21/2011 12:55:58 PM |
genelinist | $100.00 | 10/21/2011 11:58:27 AM |
kind-lovely-marketplace | $150.00 | 10/21/2011 3:43:14 PM |
social-trumpet | $25.00 | 10/21/2011 2:47:53 PM |
money-fort | $25.00 | 10/21/2011 3:51:26 PM |
saxaphone6 | $25.00 | 10/21/2011 5:57:54 PM |
income-buffalo1 | $100.00 | 10/21/2011 6:10:49 PM |
mrxtravis | $25.00 | 10/21/2011 7:16:25 PM |
shawnw2 | $30.00 | 10/22/2011 1:37:10 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:43:39 AM |
I-Believe-In-You | $25.00 | 10/22/2011 8:41:25 AM |
britgsb | $25.00 | 10/22/2011 10:02:49 AM |
Leopoldine | $25.00 | 10/22/2011 9:42:24 AM |
frogperson | $100.00 | 10/22/2011 11:05:57 AM |
stock106 | $25.00 | 10/22/2011 1:00:25 PM |
money-baron-roth-IRA | $50.98 | 10/22/2011 1:31:07 PM |
NobisEst | $50.00 | 10/22/2011 4:27:54 PM |
Gladglide | $25.00 | 10/22/2011 2:18:50 PM |
EretzCapital | $25.00 | 10/22/2011 8:34:09 PM |
awesome-silver | $85.16 | 10/22/2011 7:06:01 PM |
mebowl300 | $50.00 | 10/22/2011 7:16:29 PM |
EastBayCapital | $25.00 | 10/22/2011 11:54:21 PM |
JW-From-SoCal | $25.00 | 10/23/2011 8:08:58 AM |
cardminger | $25.00 | 10/23/2011 8:52:26 AM |
loot-funkmaster | $25.00 | 10/23/2011 11:12:47 AM |
elated-deal6 | $200.00 | 10/23/2011 1:04:32 PM |
handy-justice | $100.00 | 10/23/2011 1:59:48 PM |
mike279766 | $30.90 | 10/23/2011 2:41:42 PM |
balanced-agreement0 | $25.00 | 10/23/2011 3:30:59 PM |
lenderRXT | $30.00 | 10/23/2011 5:23:41 PM |
Dubbs360 | $50.00 | 10/23/2011 8:03:56 PM |
finance-dandelion | $100.00 | 10/23/2011 6:39:05 PM |
papaloha | $25.00 | 10/23/2011 8:20:46 PM |
itsmaj | $25.00 | 10/23/2011 8:36:58 PM |
silver-enlightenment0 | $80.90 | 10/24/2011 6:55:10 AM |
340 | $25.00 | 10/24/2011 7:48:14 AM |
innocent-commerce9 | $100.00 | 10/24/2011 6:28:14 AM |
octoberfresh | $25.00 | 10/24/2011 6:58:25 AM |
suave-dime6 | $25.00 | 10/24/2011 8:12:34 AM |
income-planet0 | $25.00 | 10/24/2011 9:02:57 AM |
jhernand17 | $25.00 | 10/24/2011 8:59:07 AM |
Wyatte | $25.00 | 10/24/2011 8:30:03 AM |
proxieme | $25.00 | 10/24/2011 9:40:00 AM |
cheri27 | $25.00 | 10/24/2011 9:22:33 AM |
silver-innovator8 | $200.00 | 10/24/2011 9:45:56 AM |
first-dinero-igloo | $25.00 | 10/24/2011 10:15:25 AM |
YosemiteSam | $25.00 | 10/24/2011 10:15:24 AM |
compassion-artisan9 | $50.00 | 10/24/2011 11:16:58 AM |
derec | $25.00 | 10/24/2011 10:50:59 AM |
Haribelle | $25.00 | 10/24/2011 11:10:58 AM |
best-ingenious-funds | $25.00 | 10/24/2011 11:02:12 AM |
ddamenace | $36.76 | 10/24/2011 11:19:06 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:15 AM |
Rogelio48 | $25.00 | 10/18/2011 7:50:49 PM |
ethical-truth211 | $375.00 | 10/21/2011 10:55:05 AM |
happyinvallarta | $50.00 | 10/21/2011 10:32:41 AM |
LuckyDuck49 | $25.00 | 10/21/2011 12:16:02 PM |
responsible-finance9 | $150.00 | 10/21/2011 12:43:45 PM |
oath163 | $25.00 | 10/21/2011 12:11:42 PM |
wealth-grasshopper0 | $50.00 | 10/21/2011 11:24:46 AM |
Alwayssail | $25.00 | 10/21/2011 12:52:54 PM |
commerce-renewal | $100.00 | 10/21/2011 1:38:30 PM |
rhino-investing-eagle | $40.00 | 10/21/2011 1:39:10 PM |
julijask | $25.00 | 10/21/2011 2:53:33 PM |
kindness-jedi | $25.00 | 10/21/2011 4:33:31 PM |
calimanusa | $30.25 | 10/21/2011 9:44:50 PM |
jebber007 | $50.00 | 10/21/2011 11:05:41 PM |
let_me_retire | $100.00 | 10/22/2011 1:17:37 AM |
ddog0224 | $25.00 | 10/22/2011 1:09:42 AM |
shawnw2 | $53.89 | 10/22/2011 1:39:16 AM |
fallentimbers | $25.00 | 10/22/2011 7:35:27 AM |
crippledcircus | $25.00 | 10/22/2011 7:48:06 AM |
bluehen00 | $25.00 | 10/22/2011 9:35:56 AM |
Leshan | $25.00 | 10/22/2011 9:06:53 AM |
Something-Corporate | $25.00 | 10/22/2011 10:39:18 AM |
mammalian4 | $25.00 | 10/22/2011 10:21:35 AM |
goodcents | $30.86 | 10/22/2011 10:06:58 AM |
sensible-order2 | $200.00 | 10/22/2011 11:51:14 AM |
UBOtto186 | $50.00 | 10/22/2011 10:48:02 AM |
trumpeter5 | $33.00 | 10/22/2011 1:10:05 PM |
palmdelino | $25.00 | 10/22/2011 1:10:27 PM |
petsheep | $25.00 | 10/22/2011 1:26:32 PM |
riveting-credit5 | $60.00 | 10/22/2011 5:20:39 PM |
green-unrivaled-felicity | $80.92 | 10/22/2011 8:28:39 PM |
Frover | $25.00 | 10/22/2011 10:28:10 PM |
LongTail | $26.00 | 10/22/2011 9:19:03 PM |
debt-legend | $25.00 | 10/22/2011 10:01:31 PM |
investment-comet | $25.00 | 10/23/2011 8:01:33 AM |
market-pudding | $25.00 | 10/23/2011 4:38:24 AM |
enticing-exchange3 | $25.00 | 10/23/2011 8:11:59 AM |
revenue-associate | $25.00 | 10/23/2011 8:15:08 AM |
icon7 | $50.00 | 10/23/2011 8:38:56 AM |
abundant-one | $25.00 | 10/23/2011 1:46:56 PM |
Girakul | $25.00 | 10/23/2011 2:31:51 PM |
industrious-currency | $25.00 | 10/23/2011 3:00:26 PM |
heerzaquestion | $50.00 | 10/23/2011 3:14:52 PM |
whatreality | $25.03 | 10/23/2011 3:50:32 PM |
lovely-greenback4 | $100.00 | 10/23/2011 2:47:34 PM |
evergreen16 | $100.00 | 10/23/2011 2:58:33 PM |
easybreezy | $45.00 | 10/23/2011 3:36:20 PM |
dough-bear | $25.00 | 10/23/2011 5:30:18 PM |
truth-trapper | $25.00 | 10/23/2011 6:26:41 PM |
mad-scientist418 | $25.00 | 10/23/2011 7:58:38 PM |
buffalobills | $25.00 | 10/23/2011 7:03:12 PM |
cforell | $39.82 | 10/23/2011 8:11:27 PM |
Lubava | $50.00 | 10/23/2011 8:13:10 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:05 PM |
income-investor3 | $25.00 | 10/24/2011 4:49:15 AM |
sushi537 | $25.00 | 10/23/2011 10:26:52 PM |
green-benefit-control | $25.00 | 10/24/2011 7:46:15 AM |
basis-wizard8 | $50.00 | 10/24/2011 7:38:26 AM |
dollar-authority | $25.53 | 10/24/2011 8:32:03 AM |
nimble-affluence4 | $25.00 | 10/24/2011 8:15:59 AM |
xthread | $25.00 | 10/24/2011 8:54:32 AM |
leverage-monger | $25.00 | 10/24/2011 9:19:27 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:20:38 AM |
draggon77 | $25.00 | 10/24/2011 10:47:05 AM |
CA-Lender | $25.00 | 10/24/2011 9:54:15 AM |
bspar | $25.00 | 10/24/2011 10:56:22 AM |
interest-pudding4 | $50.00 | 10/24/2011 10:14:00 AM |
strong-roi | $25.00 | 10/24/2011 10:52:01 AM |
responsive-rate884 | $25.00 | 10/24/2011 11:17:31 AM |
131 Investments
|
Borrower Payment Dependent Notes Series
532857
This series of Notes was issued and sold upon the funding of the borrower loan #54963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $342.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,374 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| helpful-listing6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mr.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/24/2011 9:40:13 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:19 AM |
top-visionary-truth | $25.00 | 10/21/2011 1:24:19 PM |
dime-sprout | $25.00 | 10/21/2011 5:19:18 PM |
income-buffalo1 | $100.00 | 10/21/2011 6:16:06 PM |
Leshan | $25.00 | 10/22/2011 9:14:04 AM |
108lender | $100.00 | 10/22/2011 9:40:06 AM |
frogperson | $50.00 | 10/22/2011 10:56:24 AM |
sensible-order2 | $250.00 | 10/22/2011 11:52:51 AM |
upbeat-investment9 | $50.00 | 10/22/2011 1:21:54 PM |
CashFlow13 | $500.00 | 10/22/2011 12:53:29 PM |
shrewd-peace7 | $25.00 | 10/22/2011 7:05:38 PM |
luann199 | $26.00 | 10/22/2011 7:06:46 PM |
seabowl | $25.00 | 10/22/2011 11:58:09 PM |
sgt-schultz | $30.00 | 10/23/2011 3:24:14 AM |
profit-powerplant | $25.00 | 10/23/2011 2:12:33 AM |
heerzaquestion | $25.00 | 10/23/2011 3:28:24 PM |
mad-scientist418 | $25.00 | 10/23/2011 8:00:54 PM |
helping-out | $26.00 | 10/23/2011 9:54:21 PM |
green-benefit-control | $45.00 | 10/24/2011 7:52:31 AM |
octoberfresh | $25.00 | 10/24/2011 7:01:20 AM |
leverage-monger | $25.00 | 10/24/2011 9:23:39 AM |
orange-spiritual-contract | $25.00 | 10/24/2011 10:25:38 AM |
smart-kindness8 | $50.00 | 10/24/2011 3:27:46 PM |
asset-trajectory | $25.00 | 10/24/2011 2:49:49 PM |
diligent-kindness9 | $25.00 | 10/24/2011 2:59:17 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:50 AM |
coin-brilliance8 | $75.00 | 10/25/2011 12:49:09 AM |
tpleus | $32.38 | 10/25/2011 7:04:07 AM |
debt-force | $25.00 | 10/25/2011 7:24:36 AM |
icon7 | $50.00 | 10/25/2011 7:32:02 AM |
social-zebra | $30.00 | 10/25/2011 8:11:56 AM |
Pitufo | $25.00 | 10/25/2011 10:26:49 AM |
robertmm25 | $25.00 | 10/25/2011 10:30:14 AM |
Mad_Scientist | $25.00 | 10/25/2011 10:56:58 AM |
handy-justice | $50.00 | 10/25/2011 12:55:04 PM |
Chesterite | $25.00 | 10/25/2011 12:17:50 PM |
Bob450 | $25.00 | 10/25/2011 12:20:24 PM |
LuckyDuck49 | $25.00 | 10/25/2011 1:42:04 PM |
best-ingenious-funds | $25.00 | 10/25/2011 12:59:54 PM |
Nemo2001 | $25.00 | 10/25/2011 1:16:22 PM |
economics2011 | $25.00 | 10/25/2011 3:42:19 PM |
pver21 | $25.00 | 10/25/2011 2:44:51 PM |
organized-dedication9 | $66.00 | 10/25/2011 3:11:58 PM |
rocker137 | $34.05 | 10/25/2011 4:34:45 PM |
spfreerider | $25.00 | 10/25/2011 4:39:06 PM |
platinum-czar | $50.00 | 10/25/2011 4:35:38 PM |
pani5ue | $25.00 | 10/25/2011 4:46:47 PM |
fair-peace7 | $25.00 | 10/25/2011 4:40:20 PM |
ore-den9 | $50.00 | 10/25/2011 4:47:52 PM |
reward-pizza0 | $25.00 | 10/25/2011 4:43:59 PM |
toomanyfishtanks | $25.00 | 10/25/2011 5:04:16 PM |
YLlama | $25.00 | 10/25/2011 4:51:39 PM |
snowyowl | $25.00 | 10/25/2011 4:57:19 PM |
gold-cluster | $50.00 | 10/25/2011 4:52:42 PM |
GreatReturnForYou | $32.67 | 10/25/2011 4:59:04 PM |
felicity-performer3 | $10.22 | 10/25/2011 5:07:37 PM |
responsibility-butterfly | $25.00 | 10/17/2011 10:50:31 AM |
kulender | $50.00 | 10/17/2011 1:18:48 PM |
Whipster | $90.00 | 10/18/2011 2:42:40 PM |
bizlending | $50.00 | 10/18/2011 2:58:31 PM |
transparency-river1 | $1,000.00 | 10/18/2011 5:24:31 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:17 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:10 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:19 PM |
wonder3 | $45.00 | 10/20/2011 6:14:19 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:48 PM |
diplomatic-wealth7 | $25.00 | 10/21/2011 9:15:04 AM |
stock106 | $25.00 | 10/21/2011 9:04:04 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:17 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:30 AM |
a-unflappable-finance | $50.00 | 10/21/2011 11:45:00 AM |
CA-Lender | $25.00 | 10/21/2011 5:14:02 PM |
real-return | $25.00 | 10/21/2011 4:51:28 PM |
jebber007 | $50.00 | 10/21/2011 11:07:56 PM |
ddog0224 | $25.00 | 10/22/2011 1:13:42 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:48:46 AM |
loss-of-control | $100.00 | 10/22/2011 8:11:10 AM |
Dubbs360 | $50.00 | 10/22/2011 10:52:43 AM |
Something-Corporate | $25.00 | 10/22/2011 10:48:13 AM |
Gladglide | $25.00 | 10/22/2011 2:19:38 PM |
palace2 | $240.00 | 10/22/2011 7:37:12 PM |
mebowl300 | $50.00 | 10/22/2011 7:23:01 PM |
investment-comet | $25.00 | 10/23/2011 8:10:29 AM |
handy-point5 | $25.00 | 10/23/2011 5:00:01 PM |
fervent-repayment | $25.00 | 10/23/2011 6:18:28 PM |
papaloha | $25.00 | 10/23/2011 8:20:47 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:05 PM |
melodious-fairness | $25.00 | 10/24/2011 9:47:09 AM |
shneb | $100.00 | 10/24/2011 10:57:12 AM |
hitsman | $50.00 | 10/24/2011 12:48:22 PM |
suave-dime6 | $25.00 | 10/24/2011 12:22:12 PM |
unbelievable-cash9 | $500.00 | 10/24/2011 1:12:45 PM |
dudebrah | $25.00 | 10/24/2011 1:07:53 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:24:53 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:02 PM |
john0720 | $25.00 | 10/24/2011 2:49:15 PM |
lava414 | $25.00 | 10/24/2011 8:26:15 PM |
scarlet-velvet | $25.08 | 10/24/2011 7:31:03 PM |
LendingPimp | $50.00 | 10/24/2011 10:54:06 PM |
burgeoning-marketplace4 | $30.86 | 10/24/2011 10:31:47 PM |
Tikibarman | $25.00 | 10/25/2011 5:16:37 AM |
jhernand17 | $25.00 | 10/25/2011 9:13:09 AM |
RRLender | $500.00 | 10/25/2011 9:41:11 AM |
melodious-fairness | $27.07 | 10/25/2011 9:54:48 AM |
melodious-fairness | $25.00 | 10/25/2011 9:54:09 AM |
coasterman | $25.00 | 10/25/2011 10:13:10 AM |
draggon77 | $25.00 | 10/25/2011 11:09:49 AM |
Pilotaceh | $25.00 | 10/25/2011 10:54:00 AM |
mybackyard | $40.00 | 10/25/2011 11:33:45 AM |
micrograin | $100.00 | 10/25/2011 11:08:08 AM |
moola-cell3 | $39.00 | 10/25/2011 11:30:32 AM |
a-helping-hand | $200.00 | 10/25/2011 12:11:09 PM |
goodhearted-generosity511 | $25.00 | 10/25/2011 1:33:05 PM |
benefit-molecule338 | $95.67 | 10/25/2011 2:03:33 PM |
organic-responsibility60 | $50.00 | 10/25/2011 1:19:25 PM |
kindness-sage | $30.00 | 10/25/2011 1:27:10 PM |
palmetto933 | $25.00 | 10/25/2011 1:21:45 PM |
creative-repayment5 | $100.00 | 10/25/2011 4:34:59 PM |
treasure-generator | $25.00 | 10/25/2011 4:11:52 PM |
Elefunt | $25.00 | 10/25/2011 4:35:19 PM |
arkleseizure | $25.00 | 10/25/2011 4:31:13 PM |
agalt | $75.00 | 10/25/2011 4:39:53 PM |
social-colonel | $25.00 | 10/25/2011 5:05:55 PM |
124 Investments
|
Borrower Payment Dependent Notes Series
532861
This series of Notes was issued and sold upon the funding of the borrower loan #55029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,609 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| magnificent-peace2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Listing #532861
Purpose of loan: pay off debts with higher interest, longer payoff periods.
My financial situation:
I've been employed for 5 years at a company which survived the recession and is growing. I anticipate another raise this yr.
Monthly net income: $4,000 approx. (+ $1200 quarterly from Confederated Salish & Kootenai Tribes)
Monthly expenses: $3400 (note below
Housing: $2000
Insurance: $136
Car expenses: $140
Utilities: $60
Phone, cable, internet: $105
Food, entertainment: $200
Clothing, household expenses: $75
Credit cards and other loans: $350; includes a debt I will pay off with this loan saving me interest and out of debt quicker (3 vs. 5 yrs.)
Other expenses: $300; includes a debt that will be paid off in 3 mos. currently at zero interest; also includes dependent health insurance premium I won't be paying after Dec. 15. So this amount will be added to flexible income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:12 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:17 PM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:40 AM |
shrewd-income | $25.00 | 10/18/2011 5:50:31 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:45 PM |
frogperson | $100.00 | 10/22/2011 11:08:02 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:13 PM |
bowler252 | $25.00 | 10/25/2011 10:45:53 AM |
clickbrain | $50.00 | 10/25/2011 10:35:27 AM |
Dubbs360 | $100.00 | 10/25/2011 10:59:56 AM |
first-finance-multiplier | $200.00 | 10/25/2011 11:53:50 AM |
missing-link | $25.00 | 10/25/2011 1:58:15 PM |
goal-benefit2 | $25.00 | 10/25/2011 7:59:38 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:28:57 PM |
tnjohnso | $25.00 | 10/25/2011 8:59:40 PM |
ksubd | $65.00 | 10/25/2011 9:14:24 PM |
progressive-treasure1 | $25.00 | 10/25/2011 11:35:28 PM |
dariop | $30.01 | 10/26/2011 1:07:04 AM |
SolarMoonshine | $25.00 | 10/26/2011 3:36:04 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:41:01 AM |
pfh | $25.00 | 10/26/2011 5:45:24 AM |
melodious-openness | $100.00 | 10/26/2011 4:41:31 AM |
realestateinvestor37 | $6.71 | 10/26/2011 5:47:40 AM |
winger66 | $36.89 | 10/26/2011 5:09:28 AM |
helping-out | $31.60 | 10/26/2011 5:23:55 AM |
green-trade-dolphin | $25.00 | 10/18/2011 9:20:29 AM |
worthy-bid8 | $50.00 | 10/21/2011 5:05:16 PM |
Rogesparkguy | $25.00 | 10/25/2011 10:19:09 AM |
let_me_retire | $100.00 | 10/25/2011 10:37:05 AM |
thoughtful-exchange8 | $25.00 | 10/25/2011 10:47:43 AM |
suave-dime6 | $25.00 | 10/25/2011 10:48:58 AM |
CatbirdBanking | $25.00 | 10/25/2011 12:06:42 PM |
barefootpaul | $25.00 | 10/25/2011 1:22:29 PM |
loss-of-control | $125.00 | 10/25/2011 5:56:05 PM |
bright-exchange | $25.00 | 10/25/2011 6:48:06 PM |
asset-professor | $25.00 | 10/25/2011 7:07:21 PM |
bspar | $25.00 | 10/25/2011 7:56:11 PM |
mohara25 | $29.79 | 10/25/2011 8:00:58 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:52:48 PM |
hitsman | $50.00 | 10/25/2011 11:18:15 PM |
benefit-flow | $25.00 | 10/25/2011 11:40:02 PM |
leverage-jalapeno | $50.00 | 10/26/2011 12:14:15 AM |
Jack55304 | $200.00 | 10/26/2011 1:49:26 AM |
interstellar | $75.00 | 10/26/2011 4:38:11 AM |
capital-galaxy | $50.00 | 10/26/2011 4:11:00 AM |
trustworthy-finance6 | $50.00 | 10/26/2011 4:02:51 AM |
B2152 | $25.00 | 10/26/2011 4:49:54 AM |
loanman2007 | $25.00 | 10/26/2011 4:52:57 AM |
joey1966 | $25.00 | 10/26/2011 4:34:11 AM |
bancoroyal | $25.00 | 10/26/2011 5:44:25 AM |
Land_on_your_feet | $25.00 | 10/26/2011 5:39:34 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
532865
This series of Notes was issued and sold upon the funding of the borrower loan #54841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Oct-17-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-17-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $239.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 5m |
Amount delinquent:
| $258 |
Total credit lines:
| 14 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $959 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-firestarter3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CONSOLIDATION
Purpose of loan: PAYOFF SMALL DEBTS
This loan will be used to... PAYOFF POWER BILL AND PAYOFF A FINE
My financial situation: GOOD- JUST LOTS OF LITTLE SHORT TERM DEBT.
I am a good candidate for this loan because... I HAVE A STEADY INCOME + MY COMMISIONS. MY CREDIT WAS GREAT UNTIL 2005 A FORMER EMPLOYER CAUSED MY CREDIT TO GO BAD BECAUSE OF UNPAID EXPENSES THAT I HAD TO ASSUME. BRANKRUPTCY WAS MY ONLY OPTION. OTHER THEN MY RENT AND SMALL UTILITY BILLS ( 250 PER MONTH ). I HAVE CASH NEEDED TO PAYBACK A SHORT-TERM LOAN IN A TIMLY MANNER. MY SHORT-TERM DEBTS ARE DUE NOW. I JUST WANT TO PAY THEM OFF AND MAKE ONE EASY PAYMENT.
Monthly net income: $APPX 2,000 ( 1511 DIRECT DEPOSIT ON THE 3RD)
Monthly expenses: $APPX 950
Housing: $540
Insurance: $80
Car expenses: $NONE
Utilities: $210
Phone, cable, internet: $140
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
50 PERSCRIPTION DRUG EXPENSE
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/17/2011 9:09:19 AM |
well-rounded-payout0 | $50.00 | 10/17/2011 9:16:15 AM |
worth-blanket2 | $2,400.00 | 10/17/2011 10:27:47 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
532995
This series of Notes was issued and sold upon the funding of the borrower loan #55070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,345 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-gold-laser |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Faith
Purpose of loan:
At the time of my divorce, it was decided that I would save a specific amount of money each year for my kids. I thought I could use some of my retirement for this purpose. Do to some recent disagreements with my ex-husband, I need $7500. My retirement currently has a balance of $178,000 (documentation provided if needed), but I don't want to use that account because of all of the penalties.
My financial situation:
I am a good candidate for this loan because I have a secure job with a salary that would provide for this type of payment. My plan is to cover the costs in my monthly budget or pay it off as soon as possible.
Monthly net income: $ 6150
Tithe: $ 611
Housing: $ 2033
Insurance: $ 164
Car expenses: $ 335
Utilities: $ 190
Phone, cable, internet: $ 110
Food, entertainment: $ 600
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1158
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $75.00 | 10/18/2011 9:02:15 AM |
vutah | $25.00 | 10/18/2011 5:46:02 PM |
papaloha | $25.00 | 10/23/2011 8:20:52 PM |
CA-Lender | $75.00 | 10/24/2011 10:01:49 AM |
bid-stockpiler1 | $25.00 | 10/25/2011 4:18:34 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:33:47 PM |
transformer855 | $25.00 | 10/25/2011 10:19:53 PM |
periko | $49.99 | 10/25/2011 10:35:03 PM |
hitsman | $50.00 | 10/25/2011 11:18:15 PM |
tech310 | $50.00 | 10/25/2011 11:44:58 PM |
loot-supporter2 | $28.56 | 10/26/2011 2:15:13 AM |
attractive-rate | $29.00 | 10/26/2011 3:21:39 AM |
economy-coup | $50.00 | 10/26/2011 12:59:30 AM |
dariop | $30.01 | 10/26/2011 1:03:02 AM |
Jack55304 | $200.00 | 10/26/2011 1:49:26 AM |
market-pudding | $25.00 | 10/26/2011 2:00:40 AM |
leverage-ectasy | $48.88 | 10/26/2011 4:56:33 AM |
loanman2007 | $100.00 | 10/26/2011 4:55:56 AM |
suave-dime6 | $25.00 | 10/26/2011 6:04:13 AM |
helping-out | $31.60 | 10/26/2011 5:23:55 AM |
orange-pound-party | $40.00 | 10/26/2011 4:55:55 AM |
skubwa | $25.00 | 10/26/2011 4:59:16 AM |
The-Lighthouse-Group | $25.00 | 10/26/2011 5:51:37 AM |
wojo | $25.00 | 10/26/2011 5:17:04 AM |
blue-dollar-viking | $50.00 | 10/26/2011 6:13:44 AM |
realtormoises | $25.00 | 10/26/2011 6:47:59 AM |
Bob450 | $25.00 | 10/26/2011 6:44:53 AM |
burgeoning-marketplace4 | $35.48 | 10/26/2011 6:52:33 AM |
partyplan | $34.00 | 10/26/2011 7:11:06 AM |
floridahelper | $1.87 | 10/26/2011 7:13:48 AM |
golffish2 | $50.00 | 10/19/2011 3:06:13 AM |
InChicago | $150.00 | 10/19/2011 6:35:18 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:12 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:18 PM |
barefootpaul | $25.00 | 10/26/2011 6:25:58 AM |
golffish2 | $50.00 | 10/26/2011 6:00:53 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:45 PM |
exchange-upholder0 | $25.00 | 10/19/2011 10:41:36 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:41:18 AM |
Interloper | $25.00 | 10/20/2011 6:54:13 PM |
cashhelp | $25.00 | 10/22/2011 7:30:14 AM |
worthy-bid8 | $50.00 | 10/22/2011 12:05:56 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:14 PM |
greencat | $50.00 | 10/24/2011 7:22:54 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:07 PM |
Rogelio48 | $30.00 | 10/24/2011 8:06:54 PM |
alexgalt | $25.00 | 10/24/2011 9:47:59 PM |
goal-benefit2 | $30.00 | 10/25/2011 8:02:23 PM |
CatbirdBanking | $25.00 | 10/25/2011 8:45:23 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:46:22 PM |
credit-maverick1 | $50.00 | 10/25/2011 11:16:51 PM |
Marietta | $37.42 | 10/26/2011 12:08:22 AM |
TeaHouseFinance | $25.00 | 10/26/2011 2:49:52 AM |
SolarMoonshine | $25.00 | 10/26/2011 3:37:32 AM |
TheDigitalMan | $25.00 | 10/26/2011 4:18:18 AM |
melodious-openness | $78.00 | 10/26/2011 4:48:15 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:44:07 AM |
BigBag | $25.00 | 10/26/2011 6:01:31 AM |
melodious-openness | $100.00 | 10/26/2011 4:47:52 AM |
EngineerUSMC | $160.19 | 10/26/2011 5:51:04 AM |
irrelevant | $25.00 | 10/26/2011 6:05:21 AM |
gogrannygo | $25.00 | 10/26/2011 6:41:14 AM |
silver-enlightenment0 | $100.00 | 10/26/2011 6:15:35 AM |
john0720 | $25.00 | 10/26/2011 6:04:54 AM |
Land_on_your_feet | $30.00 | 10/26/2011 6:44:20 AM |
flexible-duty3 | $25.00 | 10/26/2011 7:09:20 AM |
renaissance168 | $30.00 | 10/26/2011 6:59:12 AM |
Christophe | $25.00 | 10/26/2011 7:09:27 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
533025
This series of Notes was issued and sold upon the funding of the borrower loan #55003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $131.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,810 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| ore-walnut5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2010)
|
Principal balance:
| $4,315.53 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
New Home for Newly Weds
Purpose of loan:
This loan will be used for a down payment on a new apartment for my soon-to-be wife and I (getting married October 28, 2011). This amount will allow us to begin building our lives together in a great residence.
My financial situation:
I am a good candidate for this loan for a variety of factors, including my solid credit score, job security and my good standing within the Posper.com community. The loan obligations on the amount I borrowed from Prosper last year have been met each month. Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/21/2011 5:11:20 PM |
green-trade-dolphin2 | $30.24 | 10/21/2011 5:02:06 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:05 PM |
caring-hope2 | $200.00 | 10/22/2011 8:20:57 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:10 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:01 PM |
fcrick | $25.00 | 10/23/2011 8:24:40 PM |
scojo | $25.02 | 10/23/2011 11:18:16 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:48 PM |
leeball | $100.00 | 10/25/2011 10:23:22 AM |
dreamhope | $25.00 | 10/25/2011 1:34:18 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:41 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:57 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:32 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:44 AM |
sweety075 | $25.00 | 10/22/2011 7:49:06 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:16 AM |
heerzaquestion | $25.00 | 10/23/2011 3:30:09 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:08 PM |
Thunder08 | $26.00 | 10/24/2011 4:09:49 PM |
investment-comet | $25.00 | 10/24/2011 8:49:19 PM |
cash-vault | $25.00 | 10/24/2011 10:01:39 PM |
djh47a | $25.00 | 10/25/2011 7:37:39 AM |
charming-exchange7 | $25.00 | 10/25/2011 9:01:36 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:56 AM |
larrybird | $43.74 | 10/25/2011 7:56:02 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
533029
This series of Notes was issued and sold upon the funding of the borrower loan #54941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $86.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 36% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
22 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 67 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,093 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| enlistment478 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
admin asst
Purpose of loan:
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because...i have a good paying job and will have no problem meeting my obligation
Monthly net income: $8000.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $90.00 | 10/16/2011 12:28:15 PM |
well-rounded-payout0 | $50.00 | 10/16/2011 12:16:41 PM |
green-trade-dolphin | $25.00 | 10/16/2011 12:25:30 PM |
Rogelio48 | $25.00 | 10/17/2011 7:17:02 AM |
worthy-bid8 | $50.00 | 10/17/2011 9:09:17 AM |
transparency-river1 | $1,000.00 | 10/17/2011 1:16:06 PM |
dudebrah | $25.00 | 10/17/2011 1:35:54 PM |
cjames84 | $25.00 | 10/17/2011 4:02:57 PM |
vigorous-market5 | $200.00 | 10/17/2011 5:17:48 PM |
loss-of-control | $100.00 | 10/17/2011 6:09:35 PM |
armentdw | $25.00 | 10/17/2011 6:46:06 PM |
glenium | $25.00 | 10/18/2011 2:37:34 AM |
greencat | $50.00 | 10/18/2011 7:12:27 AM |
Bob450 | $25.00 | 10/18/2011 6:53:22 AM |
ReddInc | $32.82 | 10/18/2011 7:52:54 AM |
fascinating-benefit279 | $50.00 | 10/16/2011 1:47:02 PM |
responsibility-butterfly | $25.00 | 10/16/2011 3:30:00 PM |
vutah | $25.00 | 10/16/2011 4:12:29 PM |
payout-bridge | $25.00 | 10/17/2011 2:45:59 PM |
Iwillhuntyoudown | $33.80 | 10/17/2011 9:56:21 PM |
suave-dime6 | $25.00 | 10/18/2011 6:04:03 AM |
GS-ROCK | $43.38 | 10/18/2011 7:45:51 AM |
Leshan | $25.00 | 10/18/2011 7:26:47 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
533051
This series of Notes was issued and sold upon the funding of the borrower loan #55164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,808 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| competent-ore6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blazing-capital2 | $250.00 | 10/19/2011 1:30:18 PM |
CreditBuilder2 | $25.02 | 10/23/2011 3:06:37 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:06 PM |
4mydaughterseducation | $31.47 | 10/26/2011 8:33:40 PM |
larrybird | $1,563.51 | 10/26/2011 8:57:03 PM |
treasure-hunter270 | $25.00 | 10/26/2011 5:59:07 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:54:29 PM |
tomjeff | $50.00 | 10/26/2011 8:06:32 PM |
exchange-dreams | $30.00 | 10/26/2011 8:40:36 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
533067
This series of Notes was issued and sold upon the funding of the borrower loan #55288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 30% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 9m |
Amount delinquent:
| $144 |
Total credit lines:
| 20 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $946 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lovely-revenue781 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please Read This One
Purpose of loan:
This loan will be used to... pay medical bills
My financial situation: Working full time as the City Clerk, but I can't pay all of these bills right now and I do not want them to go to collection. Payments to each provider will add up to significantly more than the monthly loan payment.
I am a good candidate for this loan because...I have sufficient income to repay the loan. Although I do have some past credit issues my credit is improving.
Monthly net income: $2800.00
Monthly expenses: $2351.00
Housing: $1000
Insurance: $110
Car expenses: $386
Utilities: $120
Phone, cable, internet: $80
Food, entertainment: $350
Clothing, household expenses: $150
Credit cards and other loans: $155
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/18/2011 9:27:10 AM |
blitzen40 | $25.00 | 10/18/2011 9:04:22 AM |
likeable-hope | $25.00 | 10/21/2011 8:27:04 AM |
let_me_retire | $25.00 | 10/25/2011 10:48:41 AM |
tech310 | $50.00 | 10/25/2011 11:48:45 PM |
MrMoneyBags | $25.00 | 10/27/2011 10:20:54 AM |
brondero | $32.00 | 10/27/2011 11:02:22 AM |
340 | $25.00 | 10/27/2011 11:25:25 AM |
bonus-seahorse | $25.00 | 10/27/2011 12:13:25 PM |
jmeasn | $25.00 | 10/27/2011 12:37:00 PM |
deal-dojo | $25.56 | 10/27/2011 1:10:32 PM |
thrifty-capital | $25.00 | 10/27/2011 1:25:01 PM |
pacifictime86 | $25.00 | 10/27/2011 1:35:15 PM |
elated-deal6 | $100.00 | 10/27/2011 1:38:13 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:49:04 PM |
one2sojourn | $25.00 | 10/27/2011 1:53:26 PM |
romi12345 | $100.00 | 10/27/2011 1:58:04 PM |
druidpoet | $27.49 | 10/27/2011 2:12:58 PM |
Elefunt | $25.00 | 10/27/2011 2:23:18 PM |
larrybird | $2,000.00 | 10/27/2011 2:47:40 PM |
reaction5 | $25.00 | 10/27/2011 2:51:24 PM |
new-gold-wrangler | $581.95 | 10/27/2011 2:55:45 PM |
barefootpaul | $25.00 | 10/27/2011 2:01:16 PM |
DHolly | $25.00 | 10/18/2011 9:09:11 AM |
nickel_finder | $25.00 | 10/27/2011 2:14:31 AM |
income-buffalo1 | $50.00 | 10/27/2011 10:03:19 AM |
transparency-universe8 | $25.00 | 10/27/2011 10:45:08 AM |
money-yeller | $33.00 | 10/27/2011 1:34:35 PM |
West_End_Local | $25.00 | 10/27/2011 2:18:19 PM |
ndrak | $25.00 | 10/27/2011 2:31:08 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
533121
This series of Notes was issued and sold upon the funding of the borrower loan #54994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Oct-18-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $383.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
6 | Length of status: | 30y 2m |
Amount delinquent:
| $4,429 |
Total credit lines:
| 29 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fair-payout8 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Gduub5
Purpose of loan:
This loan will be used to...
Medical Bills arising from an unexpected wife illness
My financial situation:
I am a good candidate for this loan because...
Held steady employment with same organization for 30 yrs
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:13 PM |
Tscheddar | $25.00 | 10/18/2011 9:20:31 AM |
tender-ore | $25.00 | 10/18/2011 1:11:46 PM |
first-class-gold0 | $111.00 | 10/18/2011 8:01:58 PM |
sharp-bill2 | $50.00 | 10/19/2011 8:58:26 AM |
nickel-demon2 | $50.00 | 10/19/2011 6:52:34 PM |
wealth-renaissance5 | $26.30 | 10/19/2011 11:50:54 PM |
value-allocator1 | $100.00 | 10/20/2011 8:10:16 AM |
rakem777 | $25.00 | 10/20/2011 11:25:09 AM |
sharpey | $50.00 | 10/21/2011 9:59:08 AM |
r48 | $25.00 | 10/22/2011 7:00:34 AM |
worthy-bid8 | $50.00 | 10/22/2011 12:05:56 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:14 PM |
yons88 | $26.66 | 10/24/2011 11:17:32 PM |
ILoveBearHats | $101.35 | 10/25/2011 11:25:43 AM |
influential-payment6 | $95.00 | 10/25/2011 3:46:54 PM |
larrybird | $243.49 | 10/25/2011 7:55:21 PM |
exchange-squirrel | $25.00 | 10/18/2011 9:27:11 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:46 PM |
fusbarro | $88.00 | 10/19/2011 11:40:58 AM |
rapid-wealth614 | $25.00 | 10/20/2011 2:40:11 PM |
revenue-magnolia | $50.00 | 10/20/2011 1:50:11 PM |
wise-eloquent-yield | $25.00 | 10/21/2011 3:15:25 PM |
secureincome | $400.00 | 10/24/2011 12:05:30 PM |
likeable-hope | $25.00 | 10/24/2011 9:13:48 PM |
note-mover9 | $108.20 | 10/25/2011 5:28:14 PM |
clean-dime1 | $25.00 | 10/25/2011 7:53:14 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
533133
This series of Notes was issued and sold upon the funding of the borrower loan #54924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $477.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,645 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| authentic-economy2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation loan
Purpose of loan:
This loan will be used to... Debt Consolidation
My financial situation: good
I am a good candidate for this loan because...I have a good job and have the income to pay back this loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $39.75 | 10/17/2011 5:01:12 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:46 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:21 AM |
scholarly-benefit5 | $50.00 | 10/18/2011 6:08:28 AM |
wise-honorable-rate | $25.00 | 10/18/2011 6:07:24 AM |
fcrick | $25.00 | 10/18/2011 8:51:34 AM |
leverage-monger | $25.00 | 10/18/2011 9:43:01 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:20:44 PM |
bicyclist2270 | $25.00 | 10/19/2011 5:44:53 PM |
Preteur | $25.00 | 10/20/2011 4:20:07 AM |
FlexFunding | $50.00 | 10/20/2011 1:56:15 PM |
principal-bull | $25.00 | 10/20/2011 4:52:22 PM |
ethicalhumanist | $100.00 | 10/20/2011 7:40:09 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:03 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:54 PM |
first-finance-multiplier | $100.00 | 10/21/2011 12:46:19 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:40 PM |
Brisket_Bob | $50.00 | 10/22/2011 2:48:31 PM |
Charmart | $25.00 | 10/22/2011 7:40:36 PM |
JCMC | $50.00 | 10/23/2011 7:13:57 AM |
investment-comet | $25.00 | 10/23/2011 8:02:11 AM |
CatbirdBanking | $25.00 | 10/23/2011 7:25:28 AM |
loyalty-czar | $76.21 | 10/23/2011 9:04:24 AM |
jazzlender | $50.00 | 10/23/2011 9:56:27 AM |
director877 | $100.00 | 10/23/2011 12:29:28 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:16 PM |
nycfinance | $25.00 | 10/23/2011 1:23:22 PM |
mike279766 | $30.90 | 10/23/2011 2:43:26 PM |
brightest-dynamic-peace | $30.00 | 10/23/2011 2:04:41 PM |
authoritative-capital | $25.00 | 10/23/2011 2:37:22 PM |
trustworthy-hope189 | $75.00 | 10/23/2011 2:54:46 PM |
CreditBuilder2 | $100.00 | 10/23/2011 2:58:26 PM |
AlwaysA-Chief | $50.00 | 10/23/2011 5:00:40 PM |
Munnie | $25.00 | 10/23/2011 5:34:14 PM |
the-bid-sorcerer | $100.00 | 10/23/2011 6:23:28 PM |
bfn311 | $25.00 | 10/24/2011 4:23:47 AM |
polka2002 | $25.00 | 10/24/2011 7:02:02 AM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:14:05 AM |
MonopolyDred | $25.00 | 10/24/2011 6:05:16 AM |
mrpowers5531 | $25.00 | 10/24/2011 5:24:22 AM |
dime-sprout | $25.00 | 10/24/2011 7:00:07 AM |
Wisc_investor | $30.00 | 10/24/2011 8:21:58 AM |
basis-wizard8 | $50.00 | 10/24/2011 7:41:52 AM |
truth-silo | $100.00 | 10/24/2011 8:22:24 AM |
vibrant-penny7 | $50.00 | 10/24/2011 8:10:06 AM |
velocity-solo | $25.00 | 10/24/2011 9:17:37 AM |
MakoF16 | $40.00 | 10/24/2011 10:24:37 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:25:12 AM |
bspar | $25.00 | 10/24/2011 11:01:12 AM |
orange-brainy-return | $25.00 | 10/24/2011 10:50:20 AM |
ingeborg77 | $61.00 | 10/24/2011 12:02:23 PM |
don'twannadance | $41.00 | 10/24/2011 12:04:26 PM |
don'twannadance | $50.00 | 10/24/2011 12:04:15 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:51 PM |
CBO-Enterprise | $100.00 | 10/24/2011 1:38:25 PM |
x-lender | $25.00 | 10/24/2011 1:58:20 PM |
trade-arch | $50.00 | 10/24/2011 2:14:10 PM |
happy-asset | $25.00 | 10/24/2011 3:19:23 PM |
currency-persimmon | $35.00 | 10/24/2011 3:44:32 PM |
ore-dojo | $60.00 | 10/24/2011 2:47:32 PM |
cocopuffs | $25.00 | 10/24/2011 3:56:32 PM |
smart-kindness8 | $150.00 | 10/24/2011 3:25:29 PM |
caseattle | $25.00 | 10/24/2011 4:02:09 PM |
riskadverse44 | $25.00 | 10/24/2011 5:03:48 PM |
credit-panda1 | $25.00 | 10/24/2011 5:32:01 PM |
syounker | $25.00 | 10/24/2011 5:32:44 PM |
betterthanstock | $50.00 | 10/24/2011 7:12:05 PM |
Barky52 | $25.00 | 10/24/2011 6:18:20 PM |
brainy-repayment5 | $64.25 | 10/24/2011 7:58:24 PM |
majestic-repayment3 | $30.00 | 10/24/2011 6:23:27 PM |
euro-trumpet | $25.00 | 10/24/2011 9:02:15 PM |
enchanted-truth264 | $25.00 | 10/24/2011 6:52:51 PM |
Basset_Hound_Investments | $25.75 | 10/24/2011 9:30:50 PM |
Leopoldine | $25.00 | 10/24/2011 9:25:04 PM |
superb-funds335 | $25.00 | 10/24/2011 10:02:02 PM |
dollar-turtle | $25.00 | 10/24/2011 11:34:01 PM |
Johnab | $25.25 | 10/25/2011 4:43:38 AM |
helpless23 | $74.96 | 10/25/2011 12:29:59 AM |
axl163 | $25.00 | 10/25/2011 1:47:01 AM |
ToCreateCashFlow | $70.70 | 10/25/2011 6:02:59 AM |
careful-penny | $25.00 | 10/25/2011 6:07:09 AM |
contributor897 | $25.00 | 10/25/2011 1:24:17 AM |
jc33148 | $75.00 | 10/25/2011 6:14:13 AM |
orange-agreement-historian | $36.00 | 10/25/2011 4:55:17 AM |
cerebral-dollar773 | $50.00 | 10/25/2011 6:52:03 AM |
theogeer | $25.00 | 10/25/2011 5:39:44 AM |
EarlyRiser | $200.00 | 10/25/2011 7:00:05 AM |
Melrosian | $100.00 | 10/25/2011 4:55:04 AM |
Vans1975 | $30.61 | 10/25/2011 5:55:17 AM |
deeppockets20 | $25.00 | 10/25/2011 7:27:58 AM |
sillyb | $50.00 | 10/25/2011 6:43:19 AM |
Josphine | $25.00 | 10/25/2011 6:10:12 AM |
Scubadiver | $35.00 | 10/25/2011 7:59:55 AM |
BankofPete | $25.00 | 10/25/2011 6:35:54 AM |
useful-p2ploan | $25.00 | 10/25/2011 7:26:57 AM |
icon7 | $50.00 | 10/25/2011 7:30:08 AM |
tu3717ch | $300.00 | 10/25/2011 7:31:26 AM |
jescowa | $100.00 | 10/25/2011 7:53:46 AM |
value-wind0 | $75.00 | 10/25/2011 8:07:54 AM |
bill-expert | $25.00 | 10/25/2011 8:48:35 AM |
economy-caper9 | $25.00 | 10/25/2011 8:54:24 AM |
csak13 | $50.00 | 10/25/2011 8:28:41 AM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:15:08 AM |
intelligent-repayment8 | $490.89 | 10/25/2011 9:15:24 AM |
worthy-bid8 | $50.00 | 10/17/2011 5:07:09 PM |
JustMee | $25.00 | 10/17/2011 5:21:39 PM |
sjlender | $100.00 | 10/17/2011 5:21:30 PM |
natural-worth9 | $1,000.00 | 10/17/2011 5:39:12 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:05 PM |
Bank42 | $25.00 | 10/18/2011 4:36:16 AM |
john0720 | $25.00 | 10/18/2011 6:21:31 AM |
magnificent-gain3 | $50.00 | 10/18/2011 10:53:37 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:07 AM |
noble-leverage035 | $25.00 | 10/19/2011 7:31:26 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:21 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:27 PM |
rate-sherpa | $100.00 | 10/19/2011 1:43:34 PM |
Cherrypicker | $50.00 | 10/19/2011 3:12:21 PM |
bkb7484 | $29.17 | 10/19/2011 5:31:33 PM |
credit-coach118 | $40.17 | 10/19/2011 9:01:34 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:19 PM |
indomitable-coin | $25.00 | 10/20/2011 4:06:14 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:02 PM |
power-defender7 | $50.00 | 10/20/2011 4:15:18 PM |
AFairDeal | $25.00 | 10/20/2011 6:49:26 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:19 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:25 AM |
life-is-great | $25.00 | 10/21/2011 12:12:45 PM |
zevonyc | $25.00 | 10/21/2011 11:36:18 AM |
equitable-capital758 | $166.00 | 10/21/2011 9:43:44 PM |
emphatic-responsibility | $33.00 | 10/22/2011 5:38:23 AM |
caring-hope2 | $50.00 | 10/22/2011 7:15:40 AM |
pine643 | $25.00 | 10/22/2011 9:09:09 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:31 AM |
radforj22 | $25.00 | 10/22/2011 10:17:55 AM |
cingular | $25.00 | 10/22/2011 12:58:22 PM |
newgroom422 | $25.00 | 10/22/2011 10:34:00 PM |
FinDoc | $25.00 | 10/23/2011 7:50:30 AM |
blue-dollar-viking | $50.00 | 10/23/2011 7:42:43 AM |
worth-topper4 | $25.00 | 10/23/2011 12:50:28 PM |
YellowJacket | $25.00 | 10/23/2011 1:58:00 PM |
blue111 | $25.00 | 10/23/2011 1:19:41 PM |
easybreezy | $50.00 | 10/23/2011 3:37:25 PM |
sushi537 | $25.00 | 10/23/2011 2:55:18 PM |
heerzaquestion | $50.00 | 10/23/2011 3:17:04 PM |
income-buffalo1 | $100.00 | 10/23/2011 3:48:58 PM |
mrrc7498 | $25.89 | 10/23/2011 5:21:01 PM |
novice-speculator | $25.00 | 10/23/2011 4:34:19 PM |
lenderRXT | $30.00 | 10/23/2011 5:27:23 PM |
leemic | $50.00 | 10/23/2011 7:42:08 PM |
economy-popcorn | $25.00 | 10/23/2011 8:30:51 PM |
mad-scientist418 | $25.00 | 10/23/2011 7:46:48 PM |
callmebryan | $25.00 | 10/23/2011 8:36:35 PM |
mgking007 | $25.00 | 10/23/2011 8:52:24 PM |
LoanDMC | $25.00 | 10/23/2011 10:52:21 PM |
georgedorn | $25.00 | 10/23/2011 10:18:12 PM |
octoberfresh | $25.00 | 10/24/2011 7:01:42 AM |
peso-fortress | $25.00 | 10/24/2011 7:12:08 AM |
green-benefit-control | $40.00 | 10/24/2011 7:49:24 AM |
Supernick | $50.00 | 10/24/2011 6:44:08 AM |
market-trooper3 | $30.00 | 10/24/2011 8:05:41 AM |
hope-kingdom | $50.00 | 10/24/2011 8:41:08 AM |
rokman | $100.00 | 10/24/2011 9:11:57 AM |
addlending | $60.00 | 10/24/2011 9:47:03 AM |
melodious-fairness | $25.00 | 10/24/2011 9:47:43 AM |
smkb2 | $50.00 | 10/24/2011 10:28:01 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:44:10 AM |
special-rupee | $40.00 | 10/24/2011 11:51:23 AM |
GenerousGentleMan | $100.00 | 10/24/2011 11:23:26 AM |
Ocean713 | $75.00 | 10/24/2011 11:35:01 AM |
GCInvestments | $25.00 | 10/24/2011 12:41:00 PM |
hitsman | $50.00 | 10/24/2011 12:48:23 PM |
GElender | $40.00 | 10/24/2011 12:13:24 PM |
Money_Working | $38.05 | 10/24/2011 12:55:40 PM |
HuckleberryProperties | $25.00 | 10/24/2011 2:45:53 PM |
american6 | $200.00 | 10/24/2011 3:30:46 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:27:49 PM |
MyNestEgg | $75.00 | 10/24/2011 2:51:34 PM |
durability-ruler | $100.00 | 10/24/2011 3:23:28 PM |
jdrez | $25.00 | 10/24/2011 4:12:24 PM |
jdrez | $40.10 | 10/24/2011 4:14:27 PM |
JustMee | $25.00 | 10/24/2011 5:33:26 PM |
friendly-market5 | $25.00 | 10/24/2011 7:01:26 PM |
kenster213 | $100.00 | 10/24/2011 7:15:29 PM |
euro-broadcaster | $50.00 | 10/24/2011 6:09:40 PM |
buddy486 | $25.00 | 10/24/2011 6:23:57 PM |
dime-blackberry1 | $150.00 | 10/24/2011 6:28:23 PM |
Nummus | $25.00 | 10/24/2011 7:05:31 PM |
TeaHouseFinance | $25.00 | 10/24/2011 6:48:14 PM |
nickel-position | $25.00 | 10/24/2011 11:08:25 PM |
Roundhouse | $78.90 | 10/24/2011 9:05:45 PM |
rich266 | $250.00 | 10/25/2011 1:39:29 AM |
scojo | $25.02 | 10/24/2011 11:04:18 PM |
alphaseek | $177.85 | 10/25/2011 4:38:17 AM |
FRC64 | $25.00 | 10/25/2011 4:53:29 AM |
julijask | $50.00 | 10/24/2011 10:50:34 PM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:51 AM |
strong-roi | $25.00 | 10/25/2011 3:50:24 AM |
bcash1 | $50.00 | 10/25/2011 4:13:04 AM |
ICHITECH | $30.00 | 10/25/2011 5:12:48 AM |
goodhearted-gold3 | $25.47 | 10/25/2011 5:54:55 AM |
vanderhp | $35.00 | 10/25/2011 5:46:57 AM |
Tasmir | $25.00 | 10/25/2011 7:36:57 AM |
samhome | $25.00 | 10/25/2011 6:48:48 AM |
Gordon_Gekko1 | $25.00 | 10/25/2011 6:19:27 AM |
zippy-revenue8 | $35.00 | 10/25/2011 7:07:37 AM |
saga9 | $25.00 | 10/25/2011 8:44:03 AM |
svjeller | $25.00 | 10/25/2011 7:47:43 AM |
yield-trader | $25.00 | 10/25/2011 8:17:25 AM |
upbeat-marketplace | $25.00 | 10/25/2011 7:53:40 AM |
atlacatl | $25.00 | 10/25/2011 8:25:16 AM |
value-wind0 | $75.00 | 10/25/2011 8:31:18 AM |
britgsb | $75.00 | 10/25/2011 9:01:30 AM |
mrladybug101 | $48.11 | 10/25/2011 9:13:48 AM |
214 Investments
|
Borrower Payment Dependent Notes Series
533167
This series of Notes was issued and sold upon the funding of the borrower loan #55124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,585 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| bridgeopportunity |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/23/2011 12:12:29 PM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:25 PM |
CreditBuilder2 | $25.02 | 10/23/2011 3:06:39 PM |
leverage-monger | $25.00 | 10/24/2011 9:47:37 AM |
Evolver | $25.00 | 10/24/2011 1:46:41 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:25 PM |
tech310 | $50.00 | 10/25/2011 11:47:03 PM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:10 AM |
transaction-circuit | $25.00 | 10/26/2011 9:19:37 AM |
SolarMoonshine | $25.00 | 10/23/2011 3:07:18 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:51 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:22 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:27 AM |
social-zebra | $30.00 | 10/25/2011 12:43:32 PM |
Interloper | $30.00 | 10/25/2011 4:31:13 PM |
bellaquito | $1,814.98 | 10/26/2011 2:54:29 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
533171
This series of Notes was issued and sold upon the funding of the borrower loan #55178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $196.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 6% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,341 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-credit-doctor |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Mar-2011)
|
Principal balance:
| $10,160.68 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
My loan for debt consolidation
Purpose of loan: This loan will be used to consolidate debt created from the purchase of my first home.My financial situation: I am a good candidate for this loan because I am a teacher and divorced mother of two small girls with an excellent credit history. Consolidation will make paying off my debt more feasible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $27.54 | 10/24/2011 5:02:08 PM |
sjlender | $100.00 | 10/24/2011 5:17:23 PM |
JustMee | $25.00 | 10/24/2011 5:30:00 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:25 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:02:58 AM |
FinDoc | $25.00 | 10/26/2011 4:41:23 PM |
srspank24 | $100.00 | 10/26/2011 9:03:10 PM |
Bieling | $50.00 | 10/26/2011 9:14:00 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:15 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:04 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:54 AM |
leeball | $100.00 | 10/25/2011 10:23:26 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:49 PM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:12 AM |
MM1207 | $25.00 | 10/26/2011 7:44:25 AM |
larrybird | $2,000.00 | 10/26/2011 8:58:42 PM |
frooogal | $25.00 | 10/26/2011 9:04:06 PM |
bellaquito | $2,000.00 | 10/26/2011 9:09:39 PM |
new-gold-wrangler | $747.46 | 10/26/2011 9:20:21 PM |
srspank24 | $100.00 | 10/26/2011 9:08:25 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
533175
This series of Notes was issued and sold upon the funding of the borrower loan #54989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $260.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,190 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| bewitching-diversification |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2011)
700-719
(Sep-2010)
|
Principal balance:
| $1,879.95 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Debt Consolidation
Purpose of loan:
I need to pay off a couple bills and consolidate debts
My financial situation:
I have used prosper before and have zero late payments. I've worked since my divorce to get my credit score rebuilt and will have no problems paying this payment.
Current Expense Total 2045
Rent 700
Electric 170
Water 50
Cable/Internet/Phone 175
Personal Loans 300
Prosper Loan 100
Food 200
Gas 200
Entertainment 150
Income after taxes: Approx $3000
I will consolidate existing prosper loan with the other personal loan I have. This new loan will drop my monthly payment on personal loans from $400 to $260. This extra $140 a month will go towards helping me reestablishing myself financially.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 10/18/2011 9:04:38 AM |
green-trade-dolphin | $25.00 | 10/18/2011 9:01:07 AM |
Kash2010lu | $25.00 | 10/18/2011 9:02:14 AM |
blitzen40 | $25.00 | 10/18/2011 9:02:38 AM |
whitegold24k | $100.00 | 10/18/2011 9:16:37 AM |
AndChicksforFree | $57.00 | 10/18/2011 9:26:24 AM |
312-Lender | $50.00 | 10/18/2011 9:27:08 AM |
SLN-10 | $50.00 | 10/18/2011 10:27:53 AM |
Land_on_your_feet | $25.00 | 10/18/2011 2:09:49 PM |
seabassx | $25.00 | 10/18/2011 3:57:20 PM |
sweety075 | $25.00 | 10/18/2011 4:47:55 PM |
shrewd-income | $50.00 | 10/18/2011 5:49:05 PM |
mikeandcat | $100.00 | 10/18/2011 6:11:54 PM |
credit-coach118 | $25.56 | 10/18/2011 9:21:45 PM |
zone6 | $100.00 | 10/19/2011 12:06:19 AM |
american-investor | $50.00 | 10/19/2011 4:38:41 AM |
money-baron-roth-IRA | $25.00 | 10/19/2011 7:04:40 AM |
benrice | $25.00 | 10/19/2011 7:31:02 AM |
loanman2007 | $25.00 | 10/19/2011 9:35:06 AM |
wisconsinvestor | $25.00 | 10/19/2011 4:14:20 PM |
scoobiedoo | $25.00 | 10/19/2011 4:49:33 PM |
unforgettable-market3 | $100.00 | 10/19/2011 5:38:53 PM |
deepblue34 | $30.00 | 10/19/2011 7:13:33 PM |
liberty-flute0 | $123.61 | 10/19/2011 7:21:41 PM |
spiff666 | $25.00 | 10/19/2011 8:05:41 PM |
frooogal | $25.00 | 10/19/2011 9:11:34 PM |
EL_Papin | $25.00 | 10/20/2011 6:29:52 AM |
the-lean-bid | $50.00 | 10/20/2011 9:08:23 AM |
Southbay96 | $25.00 | 10/20/2011 8:48:30 AM |
108lender | $250.00 | 10/20/2011 10:18:24 AM |
marcomnzs | $25.00 | 10/20/2011 11:59:13 AM |
Iceman1347 | $25.00 | 10/20/2011 12:36:43 PM |
deal-marauder6 | $34.53 | 10/20/2011 4:13:21 PM |
illinois_joe | $48.96 | 10/20/2011 5:35:19 PM |
orange-useful-revenue | $56.28 | 10/20/2011 7:55:15 PM |
hidavehi | $33.00 | 10/20/2011 7:49:26 PM |
irrelevant | $25.00 | 10/21/2011 6:05:14 AM |
bsh297 | $25.57 | 10/21/2011 6:26:58 AM |
silvercertificate | $25.00 | 10/21/2011 8:59:17 AM |
cnovak | $25.00 | 10/21/2011 9:56:10 AM |
168RichCapital | $25.10 | 10/21/2011 10:29:42 AM |
hillerod | $25.21 | 10/21/2011 10:49:35 AM |
Dutch66 | $124.39 | 10/21/2011 11:01:00 AM |
payout-bridge | $25.00 | 10/19/2011 3:32:57 PM |
Jack55304 | $200.00 | 10/18/2011 9:22:53 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:40 AM |
RoZu_Lending | $300.00 | 10/18/2011 9:28:48 AM |
head | $25.00 | 10/18/2011 9:32:46 AM |
whitegold24k | $400.00 | 10/18/2011 9:36:57 AM |
SolarMoonshine | $25.00 | 10/18/2011 10:08:11 AM |
reflective-rupee | $25.00 | 10/18/2011 11:08:32 AM |
EL_Papin | $50.00 | 10/18/2011 11:05:49 AM |
alexgalt | $25.00 | 10/18/2011 12:00:38 PM |
well-mannered-income3 | $50.00 | 10/18/2011 2:39:14 PM |
credit-missile | $75.00 | 10/18/2011 5:09:44 PM |
MilitaryLending | $100.02 | 10/18/2011 5:30:10 PM |
chameleon125 | $25.00 | 10/18/2011 5:42:52 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:46 PM |
loss-of-control | $75.00 | 10/18/2011 7:12:29 PM |
Feyenoord | $30.00 | 10/18/2011 9:51:32 PM |
justasoldier | $50.00 | 10/18/2011 10:28:11 PM |
USMC0311 | $25.00 | 10/19/2011 3:08:05 AM |
melodious-openness | $200.00 | 10/19/2011 5:30:30 AM |
melodious-openness | $100.00 | 10/19/2011 5:32:10 AM |
principal-laser | $60.77 | 10/19/2011 5:32:38 AM |
economy-popcorn | $25.00 | 10/19/2011 6:26:14 AM |
1willray | $35.00 | 10/19/2011 6:04:50 AM |
wodude | $25.00 | 10/19/2011 6:31:55 AM |
Bob450 | $25.00 | 10/19/2011 4:49:31 PM |
graceful-investment | $50.00 | 10/19/2011 6:53:58 PM |
optionscashflow | $25.00 | 10/19/2011 11:00:48 PM |
GElender | $40.00 | 10/20/2011 6:05:07 AM |
high_flyer | $300.00 | 10/20/2011 7:38:23 AM |
dblakels | $25.00 | 10/20/2011 10:41:53 AM |
SkinnyFish | $25.00 | 10/20/2011 1:47:51 PM |
graceful-investment | $100.00 | 10/20/2011 8:13:58 PM |
brightest-dignified-penny | $25.00 | 10/21/2011 12:48:19 AM |
periko | $25.00 | 10/21/2011 6:56:57 AM |
gold-miser9 | $150.00 | 10/21/2011 6:27:37 AM |
atlas100 | $25.00 | 10/21/2011 7:32:13 AM |
income-rocker2 | $50.00 | 10/21/2011 7:57:06 AM |
benjamins-britches | $50.00 | 10/21/2011 9:50:05 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
533191
This series of Notes was issued and sold upon the funding of the borrower loan #54906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,360 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| rupee-artist |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to lower my high-interest credit card debt. I am preparing my finances to purchase a home.
My financial situation:
I am a good candidate for this loan because I have been gainfully employed with the same employer for the past seven years. I am on-time with my monthly payments.
Monthly net income: $4200.00
Monthly expenses: ~$2560.00 (see below)
Housing: $1350.00
Insurance: $100.00/month
Car expenses: $n/a
Utilities: $100/month
Phone, cable, internet: $170.00/month
Food, entertainment: $200/month
Clothing, household expenses: $n/a
Credit cards and other loans: $800
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/17/2011 9:09:29 AM |
credit-coach118 | $35.26 | 10/17/2011 9:27:01 AM |
a-unflappable-finance | $100.00 | 10/17/2011 12:14:58 PM |
Bank_Of_XL | $25.00 | 10/17/2011 12:44:57 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:48:56 PM |
Dubbs360 | $50.00 | 10/19/2011 7:48:00 AM |
smurf163 | $25.00 | 10/19/2011 12:42:00 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:19 PM |
Sundragon | $25.00 | 10/19/2011 7:46:44 PM |
hard-working-rate3 | $87.00 | 10/19/2011 10:57:17 PM |
rokman | $100.00 | 10/20/2011 5:26:03 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:51 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:21 AM |
fervent-repayment | $25.00 | 10/21/2011 11:04:52 AM |
kindness-jedi | $200.00 | 10/21/2011 4:39:24 PM |
a-reasonable-return | $25.00 | 10/21/2011 5:02:45 PM |
keichi03 | $100.00 | 10/21/2011 5:54:07 PM |
integrity-starter | $25.00 | 10/21/2011 6:13:16 PM |
income-buffalo1 | $200.00 | 10/21/2011 6:16:45 PM |
mgking007 | $25.00 | 10/21/2011 6:24:06 PM |
blue111 | $25.00 | 10/21/2011 7:45:19 PM |
inventive-wealth2 | $25.00 | 10/21/2011 8:12:05 PM |
potatoepicker | $53.00 | 10/21/2011 7:13:57 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:04 PM |
myidear | $25.00 | 10/22/2011 2:28:02 AM |
newest-power-banker | $49.13 | 10/21/2011 10:06:42 PM |
NolockHolmes | $70.00 | 10/21/2011 10:31:35 PM |
astute-fairness0 | $25.00 | 10/22/2011 4:56:29 AM |
jebber007 | $50.00 | 10/21/2011 11:09:46 PM |
rockhound84 | $25.00 | 10/22/2011 3:06:57 AM |
currency-persimmon | $25.00 | 10/22/2011 6:23:23 AM |
JustOneVoice | $25.00 | 10/22/2011 3:56:21 AM |
Ambassador | $52.00 | 10/22/2011 4:58:42 AM |
interstellar | $75.00 | 10/22/2011 5:31:09 AM |
compassion-platoon | $25.00 | 10/22/2011 6:06:24 AM |
Brisket_Bob | $39.42 | 10/22/2011 6:18:28 AM |
CatbirdBanking | $25.00 | 10/22/2011 7:27:05 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:47:40 AM |
discrete-asset | $25.00 | 10/22/2011 8:02:43 AM |
Gordon_Gekko1 | $25.00 | 10/22/2011 8:01:55 AM |
marwadi-62 | $100.00 | 10/22/2011 8:27:08 AM |
britgsb | $50.00 | 10/22/2011 10:03:25 AM |
emunah6 | $25.00 | 10/22/2011 10:08:18 AM |
proud-silver0 | $50.00 | 10/22/2011 9:57:55 AM |
JW-From-SoCal | $25.00 | 10/22/2011 10:30:30 AM |
superb-funds335 | $25.00 | 10/22/2011 10:47:41 AM |
cingular | $25.00 | 10/22/2011 12:58:20 PM |
georgedorn | $25.00 | 10/22/2011 2:58:12 PM |
cerebral-dollar773 | $25.00 | 10/22/2011 2:38:58 PM |
Gladglide | $25.00 | 10/22/2011 2:22:30 PM |
mizon291 | $25.00 | 10/22/2011 4:22:28 PM |
NobisEst | $50.00 | 10/22/2011 4:24:08 PM |
Supernick | $100.00 | 10/22/2011 6:06:28 PM |
CreditBuilder2 | $100.00 | 10/22/2011 11:01:31 PM |
LongTail | $37.00 | 10/22/2011 9:06:47 PM |
Theboof | $50.00 | 10/23/2011 6:38:29 AM |
simeonthewhale | $25.00 | 10/23/2011 4:01:29 AM |
cjames84 | $25.00 | 10/23/2011 4:16:52 AM |
happy-yield | $25.00 | 10/23/2011 5:54:59 AM |
refined-return922 | $25.00 | 10/23/2011 9:57:37 AM |
StargazerLending | $25.00 | 10/23/2011 8:01:20 AM |
investment-comet | $25.00 | 10/23/2011 8:10:50 AM |
abundant-one | $25.00 | 10/23/2011 1:46:40 PM |
brightest-dynamic-peace | $25.00 | 10/23/2011 2:04:14 PM |
mraleig | $100.00 | 10/23/2011 6:28:03 PM |
enticing-exchange3 | $25.00 | 10/23/2011 7:22:55 PM |
benjamins-britches | $25.00 | 10/23/2011 9:42:35 PM |
lazyeye | $37.69 | 10/24/2011 3:07:39 AM |
optionscashflow | $25.00 | 10/23/2011 11:00:12 PM |
andec25 | $25.00 | 10/24/2011 5:47:31 AM |
Redmond | $25.00 | 10/23/2011 11:35:23 PM |
Rivervale_Westwood | $50.00 | 10/24/2011 5:13:35 AM |
mrpowers5531 | $25.00 | 10/24/2011 5:25:00 AM |
javelin0 | $25.00 | 10/24/2011 7:41:01 AM |
green-benefit-control | $25.00 | 10/24/2011 7:53:58 AM |
octoberfresh | $25.00 | 10/24/2011 7:00:18 AM |
LaXavier | $28.00 | 10/24/2011 7:56:46 AM |
taal1 | $50.00 | 10/24/2011 8:18:14 AM |
rautility | $25.00 | 10/24/2011 9:25:52 AM |
forceful-durability7 | $52.79 | 10/24/2011 9:43:35 AM |
wwwUniversal | $25.00 | 10/24/2011 9:13:58 AM |
transparency-river1 | $1,000.00 | 10/24/2011 9:21:17 AM |
MakoF16 | $25.00 | 10/24/2011 10:22:47 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:23:51 AM |
orange-brainy-return | $25.00 | 10/24/2011 10:49:44 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:43:03 AM |
GElender | $50.00 | 10/24/2011 12:12:47 PM |
simiray | $40.00 | 10/24/2011 11:42:25 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:50 PM |
natural-worth9 | $400.00 | 10/24/2011 12:42:33 PM |
mrack | $50.00 | 10/24/2011 1:21:48 PM |
CBO-Enterprise | $200.00 | 10/24/2011 1:33:47 PM |
x-lender | $25.00 | 10/24/2011 1:57:28 PM |
smart-gain | $25.00 | 10/24/2011 2:08:12 PM |
john0720 | $25.00 | 10/24/2011 2:48:56 PM |
unbelievable-cash9 | $750.00 | 10/24/2011 1:39:48 PM |
smart-kindness8 | $100.00 | 10/24/2011 3:24:59 PM |
p2p-mogul | $25.00 | 10/24/2011 2:35:35 PM |
trade-arch | $50.00 | 10/24/2011 2:17:24 PM |
malomar66 | $60.00 | 10/24/2011 3:28:33 PM |
xlnt-loans | $30.00 | 10/24/2011 2:48:10 PM |
MyNestEgg | $75.00 | 10/24/2011 2:51:42 PM |
HuckleberryProperties | $25.00 | 10/24/2011 2:46:33 PM |
JGB | $544.62 | 10/24/2011 3:49:09 PM |
listing-vista | $50.00 | 10/24/2011 4:55:20 PM |
important-diversification620 | $25.00 | 10/24/2011 4:20:08 PM |
Iowa65 | $34.96 | 10/24/2011 6:23:26 PM |
return-beeper | $33.00 | 10/24/2011 5:40:08 PM |
TeaHouseFinance | $25.00 | 10/24/2011 6:45:51 PM |
friendly-market5 | $25.00 | 10/24/2011 7:01:13 PM |
HedgeFund | $50.00 | 10/24/2011 7:20:05 PM |
equallender | $25.00 | 10/24/2011 8:50:52 PM |
sspemba | $200.00 | 10/24/2011 9:03:12 PM |
mindful-deal289 | $25.00 | 10/24/2011 9:07:26 PM |
Aberdeen | $1,000.00 | 10/17/2011 9:22:31 AM |
kulender | $50.00 | 10/17/2011 1:18:54 PM |
yield-trader | $25.00 | 10/17/2011 4:46:23 PM |
phenomenal-gain5 | $30.00 | 10/17/2011 7:50:26 PM |
vutah | $25.00 | 10/17/2011 8:27:15 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:17 AM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:26 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:18 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:00 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:14 PM |
benefit-catalyst | $200.00 | 10/20/2011 9:39:49 AM |
figs4u2 | $100.00 | 10/20/2011 12:20:58 PM |
power-defender7 | $25.00 | 10/20/2011 4:07:56 PM |
Investor_DP | $100.00 | 10/20/2011 5:05:42 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:01 PM |
first-finance-multiplier | $100.00 | 10/21/2011 12:41:13 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:38 PM |
cello1 | $25.00 | 10/21/2011 3:38:45 PM |
CSinvestments | $25.00 | 10/21/2011 3:56:23 PM |
moola-accelerator6 | $40.00 | 10/21/2011 8:07:45 PM |
orbital-dollar2 | $25.00 | 10/21/2011 9:00:11 PM |
natural-greenback6 | $25.00 | 10/21/2011 8:26:50 PM |
frooogal | $25.00 | 10/21/2011 9:41:58 PM |
ddog0224 | $75.00 | 10/22/2011 1:14:12 AM |
market-trooper3 | $30.00 | 10/22/2011 5:59:54 AM |
gbrbob | $25.00 | 10/22/2011 4:35:59 AM |
cymbal097 | $27.04 | 10/22/2011 5:07:47 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:31:53 AM |
enchanted-truth264 | $25.00 | 10/22/2011 7:47:53 AM |
a-transaction-flute | $25.00 | 10/22/2011 9:51:49 AM |
jazzlender | $50.00 | 10/22/2011 8:50:21 AM |
Leshan | $25.00 | 10/22/2011 9:11:36 AM |
welshcat | $70.66 | 10/22/2011 10:37:51 AM |
Leopoldine | $28.98 | 10/22/2011 9:39:49 AM |
direct-compassion | $29.00 | 10/22/2011 11:33:45 AM |
SoCalRancher | $40.00 | 10/22/2011 1:08:54 PM |
upbeat-investment9 | $100.00 | 10/22/2011 1:10:20 PM |
blackfur | $25.00 | 10/22/2011 3:12:56 PM |
genelinist | $100.00 | 10/22/2011 2:42:09 PM |
natural-worth9 | $100.00 | 10/22/2011 2:46:51 PM |
triumphant-point5 | $50.00 | 10/22/2011 5:09:06 PM |
designer_10 | $25.00 | 10/22/2011 5:56:22 PM |
power-secret-agent | $30.00 | 10/22/2011 6:17:02 PM |
theloanfiller | $25.00 | 10/22/2011 6:42:17 PM |
syounker | $25.00 | 10/22/2011 6:18:19 PM |
damage | $25.00 | 10/22/2011 6:38:45 PM |
setUup | $30.25 | 10/23/2011 4:41:00 AM |
Interloper | $30.00 | 10/23/2011 8:09:25 AM |
buddylucy | $34.53 | 10/23/2011 7:02:24 AM |
goat361 | $30.00 | 10/23/2011 7:17:44 AM |
golden-cat | $25.00 | 10/23/2011 7:28:36 AM |
blue-dollar-viking | $50.00 | 10/23/2011 7:39:15 AM |
ge0bab | $25.00 | 10/23/2011 10:29:57 AM |
djkaiser | $25.00 | 10/23/2011 11:27:13 AM |
jarf | $25.00 | 10/23/2011 12:46:08 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:14 PM |
Icon_88 | $25.00 | 10/23/2011 2:21:11 PM |
sushi537 | $25.00 | 10/23/2011 2:39:40 PM |
evergreen16 | $153.00 | 10/23/2011 3:02:30 PM |
whatreality | $25.00 | 10/23/2011 3:52:06 PM |
life-is-great | $25.00 | 10/23/2011 6:31:35 PM |
bjr01 | $25.00 | 10/23/2011 6:37:05 PM |
mad-scientist418 | $25.00 | 10/23/2011 8:06:13 PM |
callmebryan | $25.00 | 10/23/2011 8:35:14 PM |
income-awakening6 | $25.00 | 10/24/2011 4:19:50 AM |
Natronpee | $25.00 | 10/24/2011 5:30:14 AM |
trade-elm | $30.00 | 10/24/2011 6:40:38 AM |
foofightee | $25.00 | 10/24/2011 7:54:03 AM |
dime-sprout | $25.00 | 10/24/2011 6:58:04 AM |
basis-wizard8 | $50.00 | 10/24/2011 7:41:18 AM |
CashBank | $25.00 | 10/24/2011 9:15:56 AM |
addlending | $60.00 | 10/24/2011 9:46:38 AM |
derec | $25.00 | 10/24/2011 11:00:05 AM |
GenerousGentleMan | $150.00 | 10/24/2011 11:23:05 AM |
hitsman | $50.00 | 10/24/2011 12:48:22 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:26:57 PM |
green28 | $100.00 | 10/24/2011 2:13:38 PM |
sildoc | $128.03 | 10/24/2011 2:45:46 PM |
happy-asset | $25.00 | 10/24/2011 3:19:11 PM |
Scottyd911 | $50.00 | 10/24/2011 4:09:03 PM |
american6 | $100.00 | 10/24/2011 3:29:58 PM |
unger | $105.11 | 10/24/2011 5:39:12 PM |
omegamon1 | $25.00 | 10/24/2011 6:14:43 PM |
bonus-poplar2 | $25.00 | 10/24/2011 6:32:34 PM |
responsible-finance9 | $25.00 | 10/24/2011 6:00:54 PM |
buddy486 | $25.00 | 10/24/2011 6:27:37 PM |
betterthanstock | $25.00 | 10/24/2011 7:14:25 PM |
nycfinance | $25.00 | 10/24/2011 9:50:06 PM |
intelligent-repayment8 | $864.53 | 10/24/2011 10:06:17 PM |
Roundhouse | $200.00 | 10/24/2011 9:02:31 PM |
204 Investments
|
Borrower Payment Dependent Notes Series
533233
This series of Notes was issued and sold upon the funding of the borrower loan #54832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $382.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 14y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,049 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| jwp10553 |
Borrower's state:
| NewYork |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Starting small business
Purpose of loan:
This loan will be used to start an educational science after school outreach program. Classes includes marine life, geology, phaleantology and archeology, for ages Pre-K to adult.
My financial situation:
I am a good candidate for this loan because aside of having this after school program, I also have a full time job. I have already started collecting prospective clients who are interested to have this outreach program to their schools/groups/events.
Monthly net income: $2,560
Monthly expenses: $200
Housing: $
Insurance: $
Car expenses: $497
Utilities: $70
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $1094
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/19/2011 9:07:12 AM |
Moe87 | $25.00 | 10/19/2011 4:36:50 PM |
return-grizzly | $100.00 | 10/20/2011 6:51:38 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:10 AM |
MoneyForNothing | $55.91 | 10/19/2011 9:06:34 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:44:57 AM |
DHolly | $25.00 | 10/19/2011 9:58:20 AM |
NekHoldings | $25.00 | 10/19/2011 9:51:25 AM |
goodhearted-generosity511 | $25.00 | 10/19/2011 11:04:14 AM |
vigorous-market5 | $100.00 | 10/19/2011 12:51:57 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:31 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:35 PM |
amlu1988 | $25.00 | 10/19/2011 8:13:22 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:10 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:17 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:25 PM |
mrxtravis | $50.00 | 10/19/2011 10:26:13 PM |
orange-preeminant-bill | $25.00 | 10/20/2011 5:31:42 AM |
GElender | $50.00 | 10/20/2011 6:01:15 AM |
handshake5 | $100.00 | 10/20/2011 9:08:59 AM |
worthy-bid8 | $34.00 | 10/20/2011 9:06:30 AM |
Christophe | $25.00 | 10/20/2011 8:53:15 AM |
Comoparklender | $25.00 | 10/20/2011 9:20:05 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:53 AM |
the-profit-oracle | $25.00 | 10/20/2011 3:57:26 PM |
finance-prescription | $100.00 | 10/20/2011 5:09:16 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:53 PM |
IIP77 | $25.00 | 10/20/2011 6:08:47 PM |
Kaj | $25.00 | 10/20/2011 6:34:29 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:39 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:31:00 PM |
ThatDanGuy | $50.00 | 10/21/2011 6:11:02 AM |
Katburg | $25.00 | 10/21/2011 7:23:55 AM |
investment-artist | $27.01 | 10/21/2011 8:05:21 AM |
riveting-wealth2 | $50.00 | 10/21/2011 9:03:47 AM |
desertoasis | $25.00 | 10/21/2011 10:28:40 AM |
life-is-great | $25.00 | 10/21/2011 12:12:46 PM |
FinanceEngine | $40.00 | 10/21/2011 11:14:34 AM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:44 PM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:30 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:47 PM |
lostontheedge | $25.00 | 10/21/2011 4:29:28 PM |
real-return | $25.00 | 10/21/2011 4:59:05 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:25 PM |
wayman | $25.00 | 10/22/2011 7:06:23 AM |
ChewyZ | $25.00 | 10/22/2011 7:49:13 AM |
five-star-note | $200.00 | 10/22/2011 8:57:25 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:01:50 AM |
green28 | $200.00 | 10/22/2011 8:24:51 AM |
icanhasloanz | $100.00 | 10/19/2011 8:34:52 PM |
worth-blanket2 | $3,300.00 | 10/21/2011 4:50:14 PM |
fabulous-community4 | $50.00 | 10/19/2011 9:08:09 AM |
rolltide09 | $25.00 | 10/19/2011 9:02:40 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:39 AM |
whitegold24k | $100.00 | 10/19/2011 9:18:38 AM |
wise-deal-panda | $200.00 | 10/19/2011 9:21:12 AM |
enticing-capital6 | $50.00 | 10/19/2011 9:25:56 AM |
whitegold24k | $400.00 | 10/19/2011 10:55:35 AM |
atlas-shrugged | $200.00 | 10/19/2011 12:33:26 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:45 PM |
Mikale360 | $50.00 | 10/19/2011 1:50:07 PM |
Banker2OO7 | $50.00 | 10/19/2011 2:25:02 PM |
social-cocktail1 | $200.00 | 10/19/2011 5:15:01 PM |
larslfe | $50.00 | 10/19/2011 8:19:46 PM |
Feyenoord | $30.00 | 10/19/2011 9:13:00 PM |
treasure-bliss | $25.00 | 10/20/2011 5:15:23 AM |
kulender | $50.00 | 10/20/2011 6:31:04 AM |
reaction5 | $25.00 | 10/20/2011 7:50:26 AM |
DiligentiaLLC | $71.62 | 10/20/2011 6:52:51 AM |
fantastic-wampum1 | $100.00 | 10/20/2011 7:21:21 AM |
nimble-revenue5 | $50.00 | 10/20/2011 9:16:11 AM |
Investoman | $75.00 | 10/20/2011 9:10:53 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:19 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:20 PM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:05 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:46 PM |
rcm87 | $25.00 | 10/20/2011 12:53:21 PM |
iolaire | $25.00 | 10/20/2011 3:23:04 PM |
shmb6508 | $50.00 | 10/20/2011 5:22:04 PM |
listing-vista | $100.00 | 10/20/2011 8:03:26 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:08 PM |
riskadverse44 | $25.00 | 10/20/2011 8:17:04 PM |
thankful-nickel2 | $25.00 | 10/20/2011 8:51:19 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:44 PM |
investmentgroup | $50.00 | 10/21/2011 3:46:15 AM |
MilitaryLending | $32.01 | 10/21/2011 2:23:20 AM |
Mrbunz | $25.00 | 10/21/2011 9:05:29 AM |
wwwUniversal | $25.00 | 10/21/2011 9:16:22 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:57 AM |
fervent-repayment | $25.00 | 10/21/2011 11:04:52 AM |
dollar-authority | $103.17 | 10/21/2011 1:42:49 PM |
gotjack | $100.00 | 10/21/2011 2:33:00 PM |
keichi03 | $60.00 | 10/21/2011 5:56:27 PM |
integrity-starter | $25.00 | 10/21/2011 6:14:55 PM |
Miklot | $25.00 | 10/22/2011 6:32:26 AM |
tntmojave | $50.00 | 10/22/2011 7:23:21 AM |
chameleon125 | $25.00 | 10/22/2011 7:37:08 AM |
loss-of-control | $50.00 | 10/22/2011 8:18:14 AM |
cashhelp | $25.00 | 10/22/2011 7:29:10 AM |
Leshan | $96.28 | 10/22/2011 9:16:37 AM |
marwadi-62 | $50.00 | 10/22/2011 8:30:25 AM |
101 Investments
|
Borrower Payment Dependent Notes Series
533245
This series of Notes was issued and sold upon the funding of the borrower loan #54805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 1m |
Amount delinquent:
| $520 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,876 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| oasis776 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation to live
Purpose: Consolidate my bills/credit cards in order to get my own place w/ no roommates.
I will pay off all credit cards into this one monthly payment.
Financial situation: I work 40 hrs a week and have been with my company for over 9 years and plan to work 9 more.
I have been making more than the above monthly payments on all of my credit cards and bills but feel like I am drowning in debt. With your help I hope to be able to get into my own place and be able to live successfully again. I plan to cut up all but two of the credit cards once paid off.
In addition to the ACH payment I will be making extra payments and plan to pay the loan off early as I usually do with all of my bills.
I have always tried to pay my debts on time and hate being late.
Monthly net income: $1765.60
Monthly Debt: $1000.00 (includes CC payment)
If you have questions please ask. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
Dollars4Rent has invested a total of
$1,066.14.
"This is a very close personal friend of mine. He's a good guy who fell into the CC debt trap. I recommended he try Prosper. Also, if anything goes South, I intend to pay this myself."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/18/2011 9:27:11 AM |
Dollars4Rent | $937.95 | 10/18/2011 10:16:37 AM |
Gregger | $25.00 | 10/18/2011 11:45:58 AM |
Rogelio48 | $25.00 | 10/18/2011 7:52:01 PM |
RoZu_Lending | $100.00 | 10/20/2011 10:30:54 AM |
Dollars4Rent | $42.40 | 10/21/2011 6:35:47 AM |
zydeco337 | $25.00 | 10/21/2011 7:49:32 AM |
svandgts | $25.00 | 10/21/2011 9:07:35 AM |
2grindstones | $50.00 | 10/21/2011 9:28:03 AM |
Octamer | $100.00 | 10/21/2011 9:26:08 AM |
well-rounded-dinero | $250.00 | 10/21/2011 9:49:51 AM |
green-trade-dolphin | $100.00 | 10/21/2011 10:18:18 AM |
mikeandcat | $200.00 | 10/21/2011 10:03:44 AM |
Wilhan | $25.00 | 10/21/2011 10:44:51 AM |
surge9 | $134.58 | 10/21/2011 11:18:01 AM |
ethical-truth211 | $707.28 | 10/21/2011 11:43:47 AM |
lendstats_com | $200.00 | 10/19/2011 7:50:12 PM |
SolarMoonshine | $25.00 | 10/18/2011 10:07:36 AM |
Gregger | $25.00 | 10/18/2011 11:45:50 AM |
shrewd-income | $25.00 | 10/18/2011 5:47:37 PM |
Dollars4Rent | $57.16 | 10/19/2011 6:33:21 AM |
money-fort | $25.00 | 10/19/2011 3:50:40 PM |
KirosPOS | $36.00 | 10/19/2011 9:18:26 PM |
Dollars4Rent | $28.63 | 10/20/2011 6:33:27 AM |
bookher2washington | $80.41 | 10/20/2011 1:57:16 PM |
bazaar-orca | $25.00 | 10/20/2011 5:29:13 PM |
gold-miser9 | $150.00 | 10/21/2011 6:10:20 AM |
five-star-note | $75.00 | 10/21/2011 9:11:05 AM |
lenderrn | $100.00 | 10/21/2011 9:28:00 AM |
Oak-Parker | $25.59 | 10/21/2011 9:48:34 AM |
heaven75 | $350.00 | 10/21/2011 10:54:27 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
533253
This series of Notes was issued and sold upon the funding of the borrower loan #55033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $433.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 45% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,660 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| soulful-money1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HOOK307
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7000.00
Monthly expenses: $
Housing: $1950
Insurance: $200
Car expenses: $425
Utilities: $130
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/18/2011 6:02:02 PM |
Bank_Of_XL | $25.00 | 10/19/2011 9:19:31 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:03 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:37 PM |
Imaginos1892 | $100.00 | 10/20/2011 9:27:08 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:01 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:17 AM |
Theodon | $25.00 | 10/22/2011 4:33:09 AM |
orange-spiritual-contract | $75.00 | 10/24/2011 10:51:48 AM |
ferocious-exchange3 | $30.00 | 10/25/2011 2:55:52 AM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:05:37 PM |
dollar-turtle | $38.60 | 10/24/2011 11:35:57 PM |
jescowa | $50.00 | 10/25/2011 7:54:32 AM |
yield-trader | $25.00 | 10/25/2011 8:11:38 AM |
saga9 | $25.00 | 10/25/2011 8:46:39 AM |
RRLender | $1,000.00 | 10/25/2011 9:38:18 AM |
calm-platinum8 | $40.00 | 10/25/2011 9:33:51 AM |
benefit-prescription6 | $121.10 | 10/25/2011 10:12:47 AM |
innocent-loot | $25.00 | 10/25/2011 10:44:15 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:22 AM |
a-helping-hand | $200.00 | 10/25/2011 12:12:17 PM |
valiant-money | $30.00 | 10/25/2011 12:46:01 PM |
atlvalet | $40.72 | 10/25/2011 1:55:21 PM |
platinum-czar | $25.00 | 10/25/2011 4:38:49 PM |
Investor_DP | $100.00 | 10/25/2011 5:06:29 PM |
snowyowl | $25.00 | 10/25/2011 4:59:40 PM |
ddog0224 | $50.00 | 10/25/2011 5:14:23 PM |
social-colonel | $50.00 | 10/25/2011 5:19:36 PM |
transparency-universe8 | $50.00 | 10/25/2011 5:39:58 PM |
ErsatzMike | $104.37 | 10/25/2011 5:57:50 PM |
Sixmil | $100.00 | 10/25/2011 6:16:07 PM |
WealthBuildingLessons | $25.00 | 10/25/2011 6:52:58 PM |
johannesfactotum | $25.00 | 10/25/2011 6:53:16 PM |
asset-professor | $25.00 | 10/25/2011 7:01:56 PM |
ultimatepaintball | $25.00 | 10/25/2011 7:37:48 PM |
Fiimg | $50.00 | 10/25/2011 7:40:30 PM |
investment-comet | $25.00 | 10/25/2011 7:41:39 PM |
genuine-diversification5 | $25.00 | 10/25/2011 8:03:43 PM |
commerce-broker3 | $1,000.00 | 10/25/2011 8:21:03 PM |
the-silver-blaster | $75.00 | 10/25/2011 8:16:04 PM |
Bieling | $30.00 | 10/25/2011 8:29:39 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:30:47 PM |
umfan123 | $25.00 | 10/25/2011 9:15:54 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:52:00 PM |
julijask | $25.00 | 10/25/2011 10:51:00 PM |
tech310 | $50.00 | 10/25/2011 11:50:08 PM |
dariop | $30.01 | 10/26/2011 1:07:37 AM |
helpinghands212 | $150.00 | 10/26/2011 4:17:43 AM |
mtb_investing | $25.00 | 10/26/2011 4:20:07 AM |
happy-asset | $25.00 | 10/26/2011 4:23:58 AM |
loanman2007 | $25.00 | 10/26/2011 5:02:08 AM |
dynamic-money271 | $25.00 | 10/26/2011 4:38:08 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:15 PM |
kulender | $50.00 | 10/19/2011 5:41:46 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:34 AM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:04 PM |
credit-coach118 | $30.27 | 10/20/2011 8:49:34 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:12 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:38 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:44 PM |
worthy-bid8 | $50.00 | 10/23/2011 12:05:53 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:23 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:48 PM |
Redmond | $25.00 | 10/23/2011 11:35:27 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:57 PM |
invest-in-ed | $100.00 | 10/25/2011 6:09:45 AM |
novice-speculator | $25.00 | 10/25/2011 8:06:59 AM |
value-wind0 | $50.00 | 10/25/2011 8:20:40 AM |
jescowa | $50.00 | 10/25/2011 7:54:54 AM |
octoberfresh | $25.00 | 10/25/2011 9:47:55 AM |
designer_10 | $25.00 | 10/25/2011 10:17:30 AM |
evergreen16 | $150.00 | 10/25/2011 9:40:17 AM |
Soxxes | $50.00 | 10/25/2011 9:52:21 AM |
Watersports | $50.00 | 10/25/2011 10:55:38 AM |
nickel-jam | $705.00 | 10/25/2011 11:59:07 AM |
radforj22 | $25.00 | 10/25/2011 1:45:32 PM |
friendly-market5 | $25.00 | 10/25/2011 1:35:01 PM |
currency-persimmon | $25.00 | 10/25/2011 3:17:24 PM |
best-ingenious-funds | $25.00 | 10/25/2011 4:18:55 PM |
BlackCat36 | $75.00 | 10/25/2011 4:49:34 PM |
maldok1 | $25.00 | 10/25/2011 5:06:10 PM |
dcfinancial | $25.00 | 10/25/2011 4:58:56 PM |
social-colonel | $50.00 | 10/25/2011 5:11:03 PM |
social-colonel | $100.00 | 10/25/2011 5:22:18 PM |
Mad_Scientist | $26.81 | 10/25/2011 5:39:17 PM |
best-unbeatable-transaction | $25.00 | 10/25/2011 5:34:04 PM |
unbelievable-diversification8 | $25.00 | 10/25/2011 6:06:28 PM |
FoosMaster | $25.00 | 10/25/2011 6:16:14 PM |
rovo | $25.00 | 10/25/2011 6:08:44 PM |
onegr8papa | $118.91 | 10/25/2011 6:15:03 PM |
shrewd-peace7 | $25.00 | 10/25/2011 6:29:26 PM |
Sierrahh | $25.00 | 10/25/2011 6:52:54 PM |
fantastic-bazaar2 | $50.00 | 10/25/2011 6:29:30 PM |
pnace | $50.00 | 10/25/2011 6:45:59 PM |
revenue-den | $75.00 | 10/25/2011 7:08:38 PM |
ijspence | $25.00 | 10/25/2011 7:07:10 PM |
colorfulgardener | $25.00 | 10/25/2011 7:32:21 PM |
balance-force | $25.00 | 10/25/2011 7:49:08 PM |
kind-genuine-dough | $40.00 | 10/25/2011 9:40:17 PM |
a-resplendent-commitment | $50.00 | 10/25/2011 10:04:36 PM |
vigorous-exchange | $25.00 | 10/25/2011 10:01:11 PM |
hitsman | $50.00 | 10/25/2011 11:18:17 PM |
market-pudding | $25.00 | 10/26/2011 1:55:58 AM |
leverage-jalapeno | $100.00 | 10/26/2011 12:12:34 AM |
economy-coup | $50.00 | 10/26/2011 12:57:10 AM |
triumph329 | $30.70 | 10/26/2011 4:06:25 AM |
RJN | $38.35 | 10/26/2011 5:01:52 AM |
Johnab | $25.25 | 10/26/2011 4:50:18 AM |
zztopdog | $36.00 | 10/26/2011 5:18:51 AM |
realestateinvestor37 | $33.91 | 10/26/2011 5:28:39 AM |
110 Investments
|
Borrower Payment Dependent Notes Series
533273
This series of Notes was issued and sold upon the funding of the borrower loan #55085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $212.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 1m |
Amount delinquent:
| $13,627 |
Total credit lines:
| 26 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,085 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| texker |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
640-659
(Sep-2008)
640-659
(Sep-2007)
|
Principal balance:
| $2,714.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Business Expansion
Purpose of loan: Buy Inventory
This loan will be used to expand existing inventory.
My financial situation:
I am a good candidate for this loan because I pay my bills, and have a rock solid business: the buying and selling of precious metals and rare coins.
Monthly net income: $3800
Monthly expenses: $600
Housing: $1200
Insurance: $180
Car expenses: $550
Utilities: $110
Phone, cable, internet: $70
Food, entertainment: $320
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jesuistom | $25.00 | 10/17/2011 6:11:05 PM |
Dubbs360 | $50.00 | 10/17/2011 9:09:07 PM |
nri22 | $50.00 | 10/18/2011 3:56:19 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:08 AM |
kulender | $50.00 | 10/19/2011 5:41:29 AM |
colorfulgardener | $25.00 | 10/19/2011 7:29:19 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:40 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:00 PM |
fireferd | $40.00 | 10/20/2011 11:42:52 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:03 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:28 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:40 PM |
lostontheedge | $25.00 | 10/21/2011 4:29:26 PM |
Investor_DP | $100.00 | 10/22/2011 12:05:06 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:17 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:45 PM |
Redmond | $25.00 | 10/23/2011 11:35:24 PM |
yield-trader | $25.00 | 10/24/2011 10:00:22 AM |
intelligent-repayment8 | $500.00 | 10/24/2011 10:04:17 PM |
Anny-Disco | $25.00 | 10/25/2011 9:57:31 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:20 AM |
wwwUniversal | $25.00 | 10/25/2011 5:19:36 PM |
life-is-great | $25.00 | 10/25/2011 5:38:12 PM |
MissionMicroFinance | $25.00 | 10/25/2011 6:05:58 PM |
trophy335 | $25.00 | 10/25/2011 6:21:04 PM |
scratch4you | $50.00 | 10/25/2011 8:14:54 PM |
tech310 | $50.00 | 10/25/2011 11:51:55 PM |
MM1207 | $25.00 | 10/26/2011 7:47:12 AM |
OnceUponAPenny | $25.00 | 10/26/2011 8:11:35 AM |
ILoveBearHats | $25.00 | 10/26/2011 8:42:48 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:11 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:08 PM |
listing-bada-bing | $50.00 | 10/17/2011 11:30:18 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:24 AM |
melodious-fairness | $25.00 | 10/18/2011 12:39:30 PM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:30 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:22 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:22 PM |
worthy-bid8 | $50.00 | 10/19/2011 5:06:25 PM |
amlu1988 | $25.00 | 10/19/2011 8:24:45 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:57 PM |
peace-missile | $31.68 | 10/21/2011 5:10:46 AM |
social-zebra | $30.00 | 10/21/2011 11:19:39 AM |
AF-Chief | $25.00 | 10/21/2011 8:15:20 PM |
marwadi-62 | $25.00 | 10/22/2011 8:31:48 AM |
Brisket_Bob | $50.00 | 10/22/2011 2:52:29 PM |
newgroom422 | $25.00 | 10/22/2011 10:34:22 PM |
happy-yield | $25.00 | 10/23/2011 6:08:12 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:48:55 AM |
scojo | $25.02 | 10/25/2011 12:14:04 AM |
djh47a | $25.00 | 10/25/2011 7:37:34 AM |
skiter53 | $25.00 | 10/25/2011 10:12:04 AM |
iolaire | $25.00 | 10/25/2011 10:22:03 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:47 AM |
rogue_monster | $25.00 | 10/25/2011 12:30:59 PM |
jennifer55126 | $25.00 | 10/25/2011 4:37:18 PM |
maldok1 | $25.00 | 10/25/2011 5:06:03 PM |
kind-capital-winner | $100.00 | 10/25/2011 8:07:34 PM |
PalmerTheEmbalmer | $28.30 | 10/26/2011 12:39:48 AM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:04 AM |
intelligent-repayment8 | $445.00 | 10/26/2011 10:00:50 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
533279
This series of Notes was issued and sold upon the funding of the borrower loan #55112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 8m |
Amount delinquent:
| $3,440 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $687 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| innocent-greenback3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to consolidate a few credit cards
My financial situation:
I am a good candidate for this loan because I currently work for the government and have done so for the past 5 years, having passed a very stringent background check. I am married, responsible, and of high character. My mistake was investing in a home when the market was high with the objective of quickly re-selling. Unfortunately I had difficulty selling. I finally resolved that issue, but my credit took a hit. I have been rebuilding steadily for the past 3 years. This loan will help considerably. My debt to income ratio is fine. I will not have any difficulty paying back the loan. Thank you very much.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/18/2011 6:01:46 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:27 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:30 AM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:40 PM |
diplomatic-wealth7 | $25.00 | 10/23/2011 12:12:56 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:55 PM |
mercuriant | $25.00 | 10/25/2011 10:26:20 PM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:07 AM |
lotus6 | $26.00 | 10/26/2011 8:02:56 AM |
ILoveBearHats | $25.00 | 10/26/2011 8:07:07 AM |
derec | $25.00 | 10/26/2011 8:16:26 AM |
red-power-pecan | $50.00 | 10/26/2011 8:50:38 AM |
ethicalhumanist | $50.00 | 10/26/2011 9:11:52 AM |
youngster50 | $25.00 | 10/26/2011 9:14:44 AM |
forthright-trade | $25.00 | 10/26/2011 10:39:51 AM |
thrifty-capital | $35.00 | 10/26/2011 10:44:41 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:17 AM |
C_Mark | $50.00 | 10/26/2011 11:21:52 AM |
bellaquito | $534.41 | 10/26/2011 2:21:11 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:30 PM |
barefootpaul | $25.00 | 10/26/2011 6:25:58 AM |
kulender | $50.00 | 10/19/2011 5:41:34 AM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:56 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:31 AM |
worthy-bid8 | $50.00 | 10/23/2011 12:05:52 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:14 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:09 PM |
Land_on_your_feet | $30.00 | 10/26/2011 6:48:35 AM |
treasure-bliss | $25.00 | 10/26/2011 6:57:34 AM |
MM1207 | $25.00 | 10/26/2011 7:47:13 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:41:21 AM |
SolarMoonshine | $25.00 | 10/26/2011 9:49:46 AM |
mennleo | $50.00 | 10/26/2011 10:16:01 AM |
agalt | $100.00 | 10/26/2011 11:17:26 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:46:10 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:49:35 AM |
bryant05 | $104.00 | 10/26/2011 11:28:15 AM |
income-rocker2 | $50.00 | 10/26/2011 11:14:38 AM |
CreditBuilder2 | $25.00 | 10/26/2011 12:20:48 PM |
dough-temple | $50.00 | 10/26/2011 1:54:16 PM |
mgome0 | $45.59 | 10/26/2011 12:48:02 PM |
Nojukbong | $50.00 | 10/26/2011 12:48:52 PM |
new-gold-wrangler | $1,350.00 | 10/26/2011 1:42:21 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
533337
This series of Notes was issued and sold upon the funding of the borrower loan #55128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 5
/
3 | Length of status: | 6y 11m |
Amount delinquent:
| $3,665 |
Total credit lines:
| 18 |
Occupation: | Clergy |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,774 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| circa1984 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off outstanding debts.
My financial situation:
I am a good candidate for this loan because I pay all of my bills on time and have worked for the same company for almost 7 years. I currently gross over $35,500 a year in my current position. I also have a car lease in which I am a co-signer. Paying my bills are my main priority as I rarely spend money frivolously.
Monthly net income: $2,200
Monthly expenses: $0
Housing: $200
Insurance: $0 (paid in full until Feb/March 2012)
Car expenses: $272.75 (car payment) + $60 (gas)
Utilities: $81 (Verizon Wireless)
Phone, cable, internet: $60
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $200 - 300 (trying to pay credit cards off as quickly as possible.)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-solo | $25.00 | 10/17/2011 5:02:16 PM |
worthy-bid8 | $50.00 | 10/20/2011 9:06:28 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:11 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 4:46:25 PM |
bellaquito | $562.00 | 10/26/2011 5:17:15 PM |
larrybird | $2,000.00 | 10/26/2011 5:11:48 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:09 PM |
fusbarro | $88.00 | 10/19/2011 11:40:57 AM |
missing-link | $25.00 | 10/25/2011 1:58:15 PM |
capital-renewal | $25.00 | 10/26/2011 4:29:50 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
533351
This series of Notes was issued and sold upon the funding of the borrower loan #54996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,267 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| courageous-compassion9 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dwillia7
Purpose of loan:
This loan will be used to...
Just sold my house for a loss and now I need to pay the Balance.
My financial situation:
I am a good candidate for this loan because...
I alway pay all my bills on time and I am working on downsizing and paying of mt debt.
Monthly net income: $4356.00
Monthly expenses: $500
Housing: $0
Insurance: $0
Car expenses: $250
Utilities: $70
Phone, cable, internet: $187
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/18/2011 12:14:54 AM |
golffish2 | $25.00 | 10/18/2011 4:16:40 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:11 PM |
graceful-investment | $50.00 | 10/18/2011 8:03:27 PM |
money-fort | $25.00 | 10/21/2011 8:53:21 AM |
let_me_retire | $100.00 | 10/25/2011 10:47:41 AM |
nilonc1 | $25.00 | 10/19/2011 5:02:50 AM |
CA-Lender | $25.00 | 10/24/2011 10:02:03 AM |
larrybird | $1,725.00 | 10/25/2011 7:55:05 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
533373
This series of Notes was issued and sold upon the funding of the borrower loan #54975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-17-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 23.48% |
Monthly payment:
| $276.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.62% | | |
| |
Estimated return*:
| 14.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
3 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,962 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsive-dedication4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Capital to expand business
Purpose of loan:
This loan will be used to free up my personal credit, and allow me to fund my business without seeking further investors.
My financial situation: I have more personal debt than I would like to have. I would like to pay down my debt and use another $5,000 to fund a business. This project will likely increase my income by 50% over the next two years, but I would be more comfortable avoiding the use of my credit cards.
I'm currently not paying rent, and I invest the majority of my paycheck each month.
Monthly net income: $5000
Monthly expenses: See below.
Housing: $NA
Insurance: $300
Car expenses: $300
Utilities: $NA
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/17/2011 5:21:31 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:47 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:09 PM |
organized-payment6 | $50.00 | 10/18/2011 5:10:26 AM |
Short_Stack | $25.00 | 10/18/2011 6:45:06 PM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:31 AM |
kulender | $50.00 | 10/19/2011 5:41:30 AM |
Sealion | $50.00 | 10/19/2011 7:53:46 AM |
roux | $25.00 | 10/19/2011 9:09:52 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:23 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:02 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:04 PM |
Imaginos1892 | $100.00 | 10/20/2011 9:24:25 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:58 PM |
Tscheddar | $25.00 | 10/21/2011 9:41:04 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:18:55 PM |
Brisket_Bob | $50.00 | 10/22/2011 3:02:03 PM |
mizon291 | $25.00 | 10/22/2011 4:22:30 PM |
newgroom422 | $25.00 | 10/22/2011 10:34:54 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:45 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:17 PM |
credit-coach118 | $50.27 | 10/23/2011 5:24:50 PM |
yield-trader | $25.00 | 10/24/2011 10:00:22 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 10:49:32 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:53 PM |
phchristensen | $50.00 | 10/24/2011 8:02:32 PM |
golden-platinum7 | $25.00 | 10/25/2011 9:15:03 AM |
iolaire | $25.00 | 10/25/2011 10:22:03 AM |
wild_carrot | $25.00 | 10/25/2011 10:29:06 AM |
Watersports | $50.00 | 10/25/2011 10:53:46 AM |
kind-charming-value | $1,000.00 | 10/25/2011 2:07:20 PM |
worth-sanctuary9 | $25.82 | 10/25/2011 1:28:32 PM |
CatbirdBanking | $25.00 | 10/25/2011 2:20:25 PM |
sevenbridges | $50.00 | 10/25/2011 2:37:23 PM |
credit-czar5 | $52.14 | 10/25/2011 4:36:06 PM |
platinum-czar | $25.00 | 10/25/2011 4:37:25 PM |
credit-wheel7 | $25.00 | 10/25/2011 4:07:03 PM |
community-bee | $62.85 | 10/25/2011 4:47:49 PM |
snowyowl | $25.00 | 10/25/2011 5:00:56 PM |
jam96 | $25.00 | 10/25/2011 5:08:36 PM |
lucrative-coin | $50.00 | 10/25/2011 5:10:47 PM |
social-colonel | $50.00 | 10/25/2011 5:08:44 PM |
platinum-oath0 | $25.00 | 10/25/2011 5:14:13 PM |
PAULBOT | $179.50 | 10/25/2011 5:40:17 PM |
cbllender | $25.00 | 10/25/2011 5:38:53 PM |
RB_Double-A_Bravo | $25.00 | 10/25/2011 5:59:24 PM |
wizard750 | $32.00 | 10/25/2011 5:53:04 PM |
Leshan | $50.00 | 10/25/2011 5:53:33 PM |
TW2000 | $27.83 | 10/25/2011 6:14:37 PM |
Atlanta-Buyer | $46.74 | 10/25/2011 6:15:45 PM |
worth-ruler0 | $25.00 | 10/25/2011 6:16:27 PM |
upbeat-fund | $25.00 | 10/25/2011 6:17:07 PM |
shrewd-peace7 | $25.00 | 10/25/2011 6:28:37 PM |
Steveoo1 | $100.00 | 10/25/2011 6:32:32 PM |
Bank_Of_XL | $25.00 | 10/18/2011 9:52:44 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:09 AM |
leverage-monger | $25.00 | 10/19/2011 7:27:13 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:23 PM |
rajs | $250.00 | 10/19/2011 4:42:28 PM |
worthy-bid8 | $50.00 | 10/20/2011 9:06:29 AM |
kind-finance-burrito | $50.88 | 10/20/2011 4:59:58 PM |
Oakland | $50.00 | 10/21/2011 7:04:53 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:29 AM |
Investor_DP | $100.00 | 10/22/2011 12:05:06 PM |
Centaur | $25.00 | 10/23/2011 6:13:56 PM |
Redmond | $25.00 | 10/23/2011 11:35:25 PM |
bonus-demon | $25.00 | 10/24/2011 1:56:58 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:05:37 PM |
Millmanator | $25.00 | 10/25/2011 6:54:10 AM |
CaliforniaSun | $25.00 | 10/25/2011 10:48:16 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:21 AM |
jtc26 | $97.09 | 10/25/2011 12:25:43 PM |
Requiem | $25.00 | 10/25/2011 12:48:44 PM |
the-serene-transaction | $30.18 | 10/25/2011 1:20:43 PM |
trumpeter5 | $35.00 | 10/25/2011 2:30:57 PM |
maverickinwine | $50.00 | 10/25/2011 3:43:52 PM |
lm75 | $25.00 | 10/25/2011 4:28:35 PM |
13nd3r | $25.00 | 10/25/2011 4:36:54 PM |
income-buffalo1 | $129.00 | 10/25/2011 4:48:42 PM |
YLlama | $25.00 | 10/25/2011 4:52:07 PM |
Frosty | $50.00 | 10/25/2011 5:08:42 PM |
maldok1 | $25.00 | 10/25/2011 5:06:04 PM |
LanceLink | $31.67 | 10/25/2011 5:13:12 PM |
upright-velocity1 | $25.00 | 10/25/2011 5:15:37 PM |
wwwUniversal | $25.00 | 10/25/2011 5:19:37 PM |
ddog0224 | $50.00 | 10/25/2011 5:13:33 PM |
mgking007 | $25.00 | 10/25/2011 5:26:13 PM |
setUup | $29.25 | 10/25/2011 5:34:51 PM |
whatreality | $25.00 | 10/25/2011 5:38:07 PM |
life-is-great | $25.00 | 10/25/2011 5:38:12 PM |
best-unbeatable-transaction | $25.00 | 10/25/2011 5:33:27 PM |
cagcrash | $250.00 | 10/25/2011 5:38:36 PM |
georgedorn | $25.00 | 10/25/2011 5:49:09 PM |
interest88 | $25.00 | 10/25/2011 5:40:27 PM |
natural-worth9 | $1,000.00 | 10/25/2011 5:45:39 PM |
unbelievable-diversification8 | $25.00 | 10/25/2011 6:05:06 PM |
return-cluster991 | $100.00 | 10/25/2011 6:14:31 PM |
bonFire8 | $37.00 | 10/25/2011 6:03:11 PM |
Fireball27 | $296.39 | 10/25/2011 6:22:16 PM |
fantastic-bazaar2 | $50.00 | 10/25/2011 6:25:35 PM |
DLUVLY1 | $247.71 | 10/25/2011 6:36:14 PM |
mystss | $25.00 | 10/25/2011 6:36:05 PM |
mrladybug101 | $13.68 | 10/25/2011 6:42:48 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
533391
This series of Notes was issued and sold upon the funding of the borrower loan #55048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $959 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsibility-rider |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...replace old boiler, small home repairs and consolidate bills.
My financial situation:
I am a good candidate for this loan because...I work 50 hours a week with an option of working my day off for extra overtime when needed. I have small bills and it would be easier paying one bill for me.My wife pays all the utilities and food for the month so paying the loan would not be a problem.
Monthly net income: $4200
Monthly expenses: $
Housing: $1295
Insurance: $
Car expenses: $150/gas
Utilities: $
Phone, cable, internet: $
Food, entertainment:
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:13 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:25 PM |
barefootpaul | $25.00 | 10/26/2011 6:25:58 AM |
pound-mushroom3 | $25.00 | 10/18/2011 9:19:56 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:47 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:28 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:57 PM |
beakerfish | $50.00 | 10/21/2011 6:57:11 PM |
diplomatic-wealth7 | $25.00 | 10/23/2011 12:12:56 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:14 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:07 PM |
mlj0671 | $25.00 | 10/25/2011 6:38:58 AM |
roux | $25.00 | 10/25/2011 6:58:38 AM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:09 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:55 PM |
mercuriant | $25.00 | 10/25/2011 10:26:20 PM |
hitsman | $50.00 | 10/25/2011 11:18:16 PM |
dariop | $30.01 | 10/26/2011 1:06:12 AM |
Jack55304 | $200.00 | 10/26/2011 1:49:27 AM |
reaction5 | $25.00 | 10/26/2011 5:46:23 AM |
lendahope | $100.00 | 10/26/2011 6:09:38 AM |
Land_on_your_feet | $30.00 | 10/26/2011 6:45:10 AM |
treasure-bliss | $25.00 | 10/26/2011 6:57:34 AM |
sparkling-contract7 | $25.00 | 10/26/2011 7:17:24 AM |
credit-coach118 | $25.99 | 10/26/2011 8:34:25 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:30:45 AM |
transparency-baton | $25.00 | 10/26/2011 9:41:59 AM |
youngster50 | $25.00 | 10/26/2011 9:21:02 AM |
wise-deal-panda | $100.00 | 10/26/2011 9:21:27 AM |
lawyervon | $25.00 | 10/26/2011 9:28:10 AM |
VA-RedBeast | $763.37 | 10/26/2011 9:35:00 AM |
Kyileo | $25.00 | 10/26/2011 9:33:23 AM |
one2sojourn | $40.00 | 10/26/2011 9:34:31 AM |
social-zebra | $30.42 | 10/26/2011 10:19:19 AM |
persistent-income2 | $127.40 | 10/26/2011 10:22:20 AM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:30 PM |
kulender | $50.00 | 10/19/2011 5:41:36 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:40:39 AM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:34 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:32 AM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:25 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:36:52 PM |
unconquerable-cash | $27.56 | 10/25/2011 8:44:27 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:53:36 PM |
fate-amenable-to-change | $50.00 | 10/26/2011 12:41:38 AM |
market-pudding | $25.00 | 10/26/2011 1:59:33 AM |
Terapin0511 | $25.00 | 10/26/2011 2:58:32 AM |
chekat | $25.00 | 10/26/2011 3:19:10 AM |
loanman2007 | $50.00 | 10/26/2011 4:58:17 AM |
SolarMoonshine | $25.00 | 10/26/2011 3:37:51 AM |
rzlender | $25.00 | 10/26/2011 6:18:05 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:07 AM |
balance-warrior | $25.25 | 10/26/2011 7:17:02 AM |
MM1207 | $25.00 | 10/26/2011 7:47:13 AM |
red-power-pecan | $50.00 | 10/26/2011 8:43:30 AM |
sharp-return7 | $25.00 | 10/26/2011 10:15:28 AM |
greenback-loyalist8 | $50.00 | 10/26/2011 10:16:48 AM |
mennleo | $50.00 | 10/26/2011 10:10:47 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
533421
This series of Notes was issued and sold upon the funding of the borrower loan #54991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 6m |
Amount delinquent:
| $59 |
Total credit lines:
| 11 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,307 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| glowing-bid5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
|
Principal balance:
| $4,012.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Entrepreneur Loan for Marketing
This loan will be used for my bootstrapped financial services startup to cover some upfront marketing costs involved with setting up our company on the online affiliate networks. The marketing will help us receive enough recurring cash flows to pay back the interest on the loan with 100% confidence.
I am a good candidate for this loan because I have never missed a payment on any loan or credit card in my life. I am a repeat Prosper borrower who has never missed a payment on my other loan and generates a very nice return for my lenders.
Thank you for your help in helping an entrepreneur realize his dreams. God bless you, and god bless America.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:11 PM |
the-discrete-income | $27.89 | 10/17/2011 5:12:50 PM |
Jack55304 | $200.00 | 10/18/2011 9:22:52 AM |
kulender | $50.00 | 10/19/2011 5:41:31 AM |
friendly-principal76 | $25.00 | 10/19/2011 6:21:44 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:24 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:26 PM |
amlu1988 | $25.00 | 10/19/2011 7:56:12 PM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:00 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:58 PM |
worthy-bid8 | $50.00 | 10/21/2011 9:06:36 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:30 AM |
silver-buckeye | $25.00 | 10/22/2011 8:55:09 AM |
new-marketplace-lyrics | $25.00 | 10/22/2011 9:06:47 PM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:40 PM |
larrybird | $1,946.11 | 10/25/2011 7:55:08 PM |
transparency-river1 | $1,000.00 | 10/17/2011 5:26:48 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:11 PM |
farchoir | $25.00 | 10/18/2011 5:37:21 AM |
twjh | $25.00 | 10/18/2011 3:35:30 PM |
chameleon125 | $25.00 | 10/18/2011 5:45:33 PM |
Easystreet | $25.00 | 10/19/2011 2:59:08 AM |
eagle1271 | $25.00 | 10/19/2011 6:27:20 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:24 AM |
richboy56 | $25.00 | 10/19/2011 8:33:01 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:41 AM |
fireferd | $25.00 | 10/20/2011 11:43:57 AM |
cnovak | $25.00 | 10/21/2011 9:53:23 AM |
intelligent-benefit657 | $50.00 | 10/21/2011 2:24:00 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:21 PM |
momoney2lend | $25.00 | 10/21/2011 9:53:16 PM |
diplomatic-wealth7 | $25.00 | 10/22/2011 12:14:33 PM |
Whatssofunnybout | $26.00 | 10/22/2011 10:04:15 PM |
papaloha | $25.00 | 10/23/2011 8:20:51 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:12 PM |
kind-bill-supporter | $25.00 | 10/24/2011 2:34:13 PM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:48 AM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:08 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
533435
This series of Notes was issued and sold upon the funding of the borrower loan #54922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,274 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| transformer897 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
401K payback
Purpose of loan: repay an existing 401k loan so I may borrow from it again to pay off my debt
My financial situation: I am starting to struggle with these new credit rates and would like them gone, but I am not behind on any of them.
I am a good candidate for this loan because I will use this money to pay a 401k loan so I may take another loan from my 401k. Part of what I re-borrow will go to pay off this PROSPER loan. I will repay in full this PROSPER loan in less then 6 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
transparency-river1 | $1,000.00 | 10/17/2011 5:26:48 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:11 PM |
kulender | $50.00 | 10/19/2011 5:41:31 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:24 AM |
worthy-bid8 | $50.00 | 10/21/2011 5:05:16 PM |
diplomatic-wealth7 | $25.00 | 10/22/2011 12:14:33 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:12 PM |
CA-Lender | $25.00 | 10/24/2011 9:58:31 AM |
durability-halibut | $25.00 | 10/24/2011 11:56:19 AM |
bspar | $50.00 | 10/24/2011 11:13:30 AM |
bowler252 | $25.00 | 10/24/2011 11:32:48 AM |
suave-dime6 | $25.00 | 10/24/2011 12:24:24 PM |
unbelievable-cash9 | $1,500.00 | 10/24/2011 1:34:04 PM |
thrifty-capital | $25.00 | 10/24/2011 3:08:07 PM |
octoberfresh | $25.00 | 10/24/2011 2:47:52 PM |
a-unflappable-finance | $100.00 | 10/24/2011 2:25:48 PM |
asset-trajectory | $25.00 | 10/24/2011 2:51:18 PM |
john0720 | $25.00 | 10/24/2011 2:50:38 PM |
income-buffalo1 | $160.00 | 10/24/2011 3:18:58 PM |
caseattle | $25.00 | 10/24/2011 4:03:00 PM |
sportcraft18 | $40.00 | 10/24/2011 4:29:53 PM |
Dskillz | $25.00 | 10/24/2011 4:36:10 PM |
shrewd-peace7 | $25.00 | 10/24/2011 4:17:41 PM |
TeaHouseFinance | $25.36 | 10/24/2011 6:46:54 PM |
bnl42 | $25.00 | 10/24/2011 9:06:43 PM |
jarf | $25.00 | 10/24/2011 8:34:00 PM |
Dubbs360 | $50.00 | 10/24/2011 11:05:29 PM |
sushi537 | $25.00 | 10/25/2011 1:52:18 AM |
KramericaIndustries | $25.00 | 10/24/2011 9:32:08 PM |
Urban-MBA | $25.00 | 10/24/2011 11:01:46 PM |
TMBank | $47.69 | 10/25/2011 4:40:14 AM |
Johnab | $25.25 | 10/25/2011 4:41:53 AM |
realestateinvestor37 | $38.16 | 10/25/2011 5:01:58 AM |
fizicks06 | $4,000.00 | 10/24/2011 9:18:58 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:24 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:26 PM |
Land_on_your_feet | $25.00 | 10/19/2011 8:13:00 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:30:59 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:30 AM |
ready-interest9 | $25.00 | 10/23/2011 5:53:07 PM |
papaloha | $25.00 | 10/23/2011 8:20:52 PM |
Leshan | $53.44 | 10/24/2011 9:37:29 AM |
jybank | $50.00 | 10/24/2011 10:00:08 AM |
fund-baker | $27.11 | 10/24/2011 9:23:32 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:40:19 AM |
shneb | $100.00 | 10/24/2011 11:01:21 AM |
GElender | $40.00 | 10/24/2011 12:21:03 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:06 PM |
hitsman | $50.00 | 10/24/2011 12:48:23 PM |
feiandasun | $25.00 | 10/24/2011 2:21:57 PM |
gain-expert | $55.00 | 10/24/2011 2:35:42 PM |
ore-leaper1 | $25.91 | 10/24/2011 2:18:35 PM |
smart-kindness8 | $50.00 | 10/24/2011 3:29:30 PM |
durability-ruler | $50.00 | 10/24/2011 3:31:44 PM |
Christophe | $50.00 | 10/24/2011 4:26:08 PM |
investment-comet | $25.00 | 10/24/2011 5:46:38 PM |
CatbirdBanking | $25.00 | 10/24/2011 7:33:32 PM |
enchanted-truth264 | $32.00 | 10/24/2011 6:53:39 PM |
sspemba | $100.00 | 10/24/2011 9:05:03 PM |
scarlet-velvet | $25.08 | 10/24/2011 7:30:02 PM |
Gladglide | $25.00 | 10/24/2011 7:12:19 PM |
arbor1 | $25.00 | 10/24/2011 8:18:24 PM |
head | $25.00 | 10/25/2011 2:09:53 AM |
Astyanax | $80.00 | 10/25/2011 12:10:02 AM |
julijask | $25.00 | 10/24/2011 10:49:56 PM |
ferocious-exchange3 | $25.00 | 10/25/2011 2:49:42 AM |
kendigme | $50.00 | 10/25/2011 1:53:10 AM |
open-minded-p2p1 | $25.00 | 10/25/2011 4:50:03 AM |
keeper24 | $25.00 | 10/25/2011 4:55:28 AM |
69 Investments
|
Borrower Payment Dependent Notes Series
533437
This series of Notes was issued and sold upon the funding of the borrower loan #55219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| 56% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 29y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,724 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| gentle-wealth811 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
sporty
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/19/2011 5:15:56 PM |
pound-mushroom3 | $25.00 | 10/19/2011 5:17:53 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:28 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:19 PM |
john0720 | $50.00 | 10/20/2011 6:32:13 AM |
benefit-catalyst | $200.00 | 10/20/2011 9:41:11 AM |
Bank_Of_XL | $25.00 | 10/20/2011 10:25:16 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:42:51 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:28 PM |
rdrloan | $50.00 | 10/24/2011 8:10:45 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:54:49 AM |
intelligent-repayment8 | $1,300.00 | 10/24/2011 10:06:43 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:09 AM |
valiant-money | $30.00 | 10/25/2011 12:46:21 PM |
MM1207 | $25.00 | 10/26/2011 7:47:23 AM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:07 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:20 PM |
Investor_DP | $100.00 | 10/26/2011 5:05:47 PM |
wise-deal-panda | $100.00 | 10/26/2011 8:13:48 PM |
NYBIZ | $25.00 | 10/26/2011 9:06:54 PM |
bellaquito | $70.00 | 10/26/2011 9:14:39 PM |
worth-blanket2 | $10,600.00 | 10/26/2011 7:56:07 PM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:48 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:24 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:10 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:47 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:50 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:53 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:00 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:44 AM |
maldok1 | $25.00 | 10/25/2011 5:06:17 PM |
tech310 | $50.00 | 10/25/2011 11:50:09 PM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:49 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:25 AM |
Kaj | $25.00 | 10/26/2011 4:30:39 PM |
dough-temple | $25.00 | 10/26/2011 6:15:48 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
533463
This series of Notes was issued and sold upon the funding of the borrower loan #55183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 39% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
13 | Length of status: | 3y 7m |
Amount delinquent:
| $138 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,452 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| reliable-gain |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Emergency Bathroom Remodel!
Purpose of loan:
This loan will be used to remodel a second bathroom in a new home which was just discovered to have undergone a faulty vanity installation. An unexpected expense in a new home, but the bathroom will need to be redone
My financial situation:
I am a good candidate for this loan because I have more than adequate income to pay the loan off quickly and reliably.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
larrybird | $2,000.00 | 10/25/2011 7:55:12 PM |
fabulous-community4 | $50.00 | 10/17/2011 5:12:50 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:12 PM |
chameleon125 | $25.00 | 10/18/2011 5:42:03 PM |
graceful-investment | $50.00 | 10/18/2011 7:58:00 PM |
zone6 | $77.58 | 10/19/2011 2:33:27 AM |
zorg77 | $50.00 | 10/19/2011 9:22:30 AM |
papaloha | $50.00 | 10/20/2011 9:44:25 AM |
brondero | $34.00 | 10/20/2011 3:12:29 PM |
rlaboy | $25.00 | 10/25/2011 6:25:18 PM |
money-baron-roth-IRA | $89.19 | 10/26/2011 11:18:40 AM |
a-credit-rotation | $25.00 | 10/26/2011 2:27:04 PM |
capital-renewal | $25.00 | 10/26/2011 4:29:50 PM |
nimble-revenue5 | $50.00 | 10/26/2011 5:19:35 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:15:18 AM |
reward-adventure | $4.23 | 10/27/2011 4:44:17 AM |
Jack55304 | $200.00 | 10/17/2011 5:27:07 PM |
icanhasloanz | $100.00 | 10/17/2011 11:31:08 PM |
Rogelio48 | $25.00 | 10/18/2011 7:57:46 PM |
brondero | $40.00 | 10/19/2011 4:01:57 AM |
yield-lion2 | $25.00 | 10/19/2011 9:09:58 AM |
fireferd | $25.00 | 10/20/2011 11:45:07 AM |
realtormoises | $25.00 | 10/20/2011 12:24:45 PM |
worthy-bid8 | $50.00 | 10/20/2011 5:06:50 PM |
intelligent-benefit657 | $50.00 | 10/21/2011 2:24:01 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:21 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:12 PM |
Land_on_your_feet | $30.00 | 10/26/2011 6:53:18 AM |
the-kinetic-listing | $50.00 | 10/26/2011 10:52:49 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:06 PM |
top-tolerant-loyalty | $25.00 | 10/26/2011 11:38:17 PM |
ChrisProsper | $50.00 | 10/27/2011 12:17:39 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
533481
This series of Notes was issued and sold upon the funding of the borrower loan #55233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $382.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 31% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,426 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rlafayette |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 55 ( 69% )
| 760-779 (Latest)
|
Principal borrowed:
| $27,500.00 | < 31 days late:
| 25
( 31% )
| 760-779
(Jan-2011)
660-679
(Feb-2008)
660-679
(Mar-2007)
640-659
(Feb-2007)
|
Principal balance:
| $6,153.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 80 | | |
Description
Business Remodeling
Purpose of loan:
This loan will be used to remodel daycare area. Install new computers, new hard wood floors and a new playground.
My financial situation:
I am a good candidate for this loan because this is my third loan with Prosper. I have paid two (2) loans 100% oof and the third is current and has never been late.
Monthly net income: $ 15000
Monthly expenses: $ 6000
Housing: $ 2250
Insurance: $ included in payments
Car expenses: $ 374
Utilities: $ 350
Phone, cable, internet: $ 200
Food, entertainment: $ 75
Clothing, household expenses: $ 75
Credit cards and other loans: $ 150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/27/2011 9:00:51 AM |
LittleMingo | $25.00 | 10/27/2011 9:01:56 AM |
Comoparklender | $25.00 | 10/27/2011 9:03:59 AM |
janeybooboo | $75.00 | 10/27/2011 9:09:25 AM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:54 AM |
wonder3 | $45.00 | 10/27/2011 9:23:43 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:03 AM |
Tscheddar | $25.00 | 10/27/2011 9:42:05 AM |
RoZu_Lending | $122.96 | 10/27/2011 11:30:04 AM |
life-is-great | $25.00 | 10/27/2011 12:36:53 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:34:34 PM |
larrybird | $2,000.00 | 10/27/2011 12:54:01 PM |
Weaverville | $25.00 | 10/27/2011 1:07:07 PM |
important-openness1 | $100.00 | 10/27/2011 1:05:02 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:43:49 PM |
exchange-pledge | $50.00 | 10/27/2011 1:45:35 PM |
nick5454 | $25.00 | 10/27/2011 1:58:16 PM |
108lender | $100.00 | 10/27/2011 2:09:15 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:12:13 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:29 PM |
ingenious-diversification | $50.00 | 10/27/2011 2:18:46 PM |
ndrak | $25.00 | 10/27/2011 2:18:45 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:28:36 PM |
majestic-repayment3 | $50.00 | 10/27/2011 2:36:25 PM |
reaction5 | $25.00 | 10/27/2011 2:53:54 PM |
bellaquito | $132.04 | 10/27/2011 2:59:00 PM |
AndChicksforFree | $25.00 | 10/27/2011 9:03:06 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:41 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:46 AM |
real-return | $25.00 | 10/27/2011 10:12:51 AM |
SpoonerPhan | $50.00 | 10/27/2011 10:31:02 AM |
loanman2007 | $25.00 | 10/27/2011 10:42:53 AM |
money-bauble | $100.00 | 10/27/2011 11:33:38 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:42 PM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:15 PM |
thankful-nickel2 | $50.00 | 10/27/2011 12:52:19 PM |
Live-Free-or-Die | $200.00 | 10/27/2011 1:19:46 PM |
tntmojave | $50.00 | 10/27/2011 1:05:05 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:09 PM |
innocent-income4 | $25.00 | 10/27/2011 1:28:31 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:15 PM |
SLN-10 | $25.00 | 10/27/2011 1:56:06 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:06 PM |
best-point-flow | $100.00 | 10/27/2011 2:04:35 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:27 PM |
dammage | $25.00 | 10/27/2011 2:47:05 PM |
managedfund | $750.00 | 10/27/2011 2:46:39 PM |
brandall | $50.00 | 10/27/2011 2:58:01 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
533531
This series of Notes was issued and sold upon the funding of the borrower loan #55181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 33% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,774 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| happy-value6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2010)
|
Principal balance:
| $5,811.85 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt Consolidation 2nd Loan
Purpose of loan:
This loan will be used to consolidate several larger credit cards into a single payment.
My financial situation:
I am a good candidate for this loan because I am financially secure and pay all by bills on time each month.
Monthly net income: $ 6500
Monthly expenses: $ 5000
Housing: $ 1200
Insurance: $ 300
Car expenses: $ 500
Utilities: $ 500
Phone, cable, internet: $ 175
Food, entertainment: $ 100
Clothing, household expenses: $ 125
Credit cards and other loans: $ 400
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sweety075 | $25.00 | 10/18/2011 5:06:11 PM |
AndChicksforFree | $27.00 | 10/18/2011 5:14:58 PM |
SLN-10 | $50.00 | 10/18/2011 6:15:57 PM |
bullish2bearish | $25.00 | 10/18/2011 7:14:51 PM |
USMC0311 | $25.00 | 10/19/2011 3:09:03 AM |
GElender | $40.00 | 10/19/2011 6:36:18 AM |
graceful-investment | $25.00 | 10/19/2011 7:25:32 PM |
silvercertificate | $25.00 | 10/20/2011 8:41:10 AM |
papaloha | $25.00 | 10/20/2011 9:47:12 AM |
realtormoises | $25.00 | 10/20/2011 12:25:30 PM |
green-rapid-openness | $100.00 | 10/20/2011 11:38:52 AM |
AF-Chief | $25.00 | 10/21/2011 8:15:24 PM |
cognizant-rupee7 | $25.00 | 10/21/2011 10:18:27 PM |
grotheik | $25.00 | 10/22/2011 5:48:45 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:17 PM |
engaging-repayment8 | $25.00 | 10/24/2011 3:42:13 PM |
wesleyan | $50.00 | 10/25/2011 1:52:38 PM |
drcoop | $25.00 | 10/25/2011 4:31:46 PM |
loan-fate | $100.00 | 10/26/2011 7:21:41 AM |
a-credit-rotation | $25.00 | 10/26/2011 2:27:05 PM |
MilitaryLending | $100.05 | 10/26/2011 4:06:16 PM |
new-gold-wrangler | $693.25 | 10/27/2011 1:12:17 AM |
golffish2 | $25.00 | 10/19/2011 2:59:02 AM |
green-trade-dolphin | $25.00 | 10/18/2011 5:01:07 PM |
Jack55304 | $200.00 | 10/18/2011 5:25:09 PM |
chameleon125 | $25.00 | 10/18/2011 5:44:30 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:03 PM |
zone6 | $100.00 | 10/19/2011 2:40:25 AM |
money-baron-roth-IRA | $50.00 | 10/19/2011 7:04:50 AM |
312-Lender | $30.00 | 10/19/2011 9:44:29 AM |
vtrentster | $25.00 | 10/19/2011 12:40:16 PM |
wisconsinvestor | $25.00 | 10/19/2011 4:18:32 PM |
unforgettable-market3 | $100.00 | 10/19/2011 5:28:28 PM |
greencat | $50.00 | 10/20/2011 7:11:32 AM |
shawnw2 | $25.00 | 10/20/2011 6:26:39 AM |
sdcc72 | $50.00 | 10/21/2011 12:04:37 PM |
ommcd | $25.00 | 10/21/2011 2:33:52 PM |
CA-Lender | $25.00 | 10/24/2011 10:01:10 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:06:51 AM |
jmeasn | $25.00 | 10/25/2011 12:15:38 PM |
Whatssofunnybout | $26.29 | 10/25/2011 6:07:15 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:27 PM |
vmh20035 | $25.00 | 10/25/2011 8:41:58 PM |
tech310 | $50.00 | 10/25/2011 11:45:00 PM |
economy-coup | $50.00 | 10/26/2011 12:59:32 AM |
leverage-ectasy | $35.00 | 10/26/2011 4:46:03 AM |
DiligentiaLLC | $44.51 | 10/26/2011 7:43:18 AM |
note-buddy | $464.02 | 10/26/2011 1:41:59 PM |
capital-renewal | $25.00 | 10/26/2011 4:29:51 PM |
loss-of-control | $100.00 | 10/26/2011 6:07:32 PM |
moola-accelerator6 | $25.00 | 10/26/2011 7:25:37 PM |
bellaquito | $2,000.00 | 10/26/2011 9:12:58 PM |
nextar | $64.88 | 10/26/2011 9:02:34 PM |
top-tolerant-loyalty | $25.00 | 10/26/2011 11:38:18 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
533569
This series of Notes was issued and sold upon the funding of the borrower loan #55238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
4 | Length of status: | 26y 3m |
Amount delinquent:
| $2,476 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,633 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commitment-splendor |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
manonhand
Purpose of loan:
This loan will be used to...pay off a credit card and try to raise credit score brought down from 820 due to divorce
My financial situation: excellent history..no late payments
I am a good candidate for this loan because...i am activley trying to get my credit score back up to excellent as to reflect the way i conduct my life.
Monthly net income: $5,500.00
Monthly expenses: $
Housing: $935.00
Insurance: $rent
Car expenses: $paid off
Utilities: $100-150
Phone, cable, internet: $150
Food, entertainment: $varies
Clothing, household expenses: $seasonal-rent so no household
Credit cards and other loans: $2,600.00
Other expenses: $
no other exspenses other than leisure
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/18/2011 5:53:12 PM |
mrxtravis | $25.00 | 10/19/2011 10:27:39 PM |
gold-miser9 | $50.00 | 10/21/2011 6:02:48 AM |
carrinel | $85.78 | 10/22/2011 7:42:56 AM |
tech310 | $50.00 | 10/25/2011 11:48:46 PM |
spsavage | $25.00 | 10/27/2011 2:27:17 AM |
income-lion | $25.00 | 10/27/2011 6:35:36 AM |
js44043 | $25.00 | 10/27/2011 9:07:42 AM |
Fire2 | $25.02 | 10/27/2011 9:34:27 AM |
a-restless-dollar | $25.00 | 10/27/2011 10:04:51 AM |
brondero | $43.00 | 10/27/2011 10:58:12 AM |
new-gold-wrangler | $1,616.20 | 10/27/2011 12:32:32 PM |
exchange-squirrel | $25.00 | 10/19/2011 6:56:27 AM |
green-trade-dolphin | $25.00 | 10/21/2011 7:05:28 PM |
let_me_retire | $50.00 | 10/25/2011 10:50:25 AM |
nickel_finder | $25.00 | 10/27/2011 2:15:39 AM |
whirlingdervish | $30.00 | 10/27/2011 3:45:03 AM |
transparency-universe8 | $25.00 | 10/27/2011 4:12:27 AM |
generous-agreement | $25.00 | 10/27/2011 6:31:14 AM |
glroark | $100.00 | 10/27/2011 9:53:18 AM |
MrMoneyBags | $25.00 | 10/27/2011 10:21:45 AM |
broc78 | $50.00 | 10/27/2011 10:21:05 AM |
Peacepower | $25.00 | 10/27/2011 10:50:08 AM |
thestartuplender | $25.00 | 10/27/2011 10:41:03 AM |
340 | $25.00 | 10/27/2011 11:25:02 AM |
revenue-appraiser | $25.00 | 10/27/2011 12:05:51 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
533573
This series of Notes was issued and sold upon the funding of the borrower loan #55225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $460.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 20% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
8 | Length of status: | 12y 4m |
Amount delinquent:
| $894 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,711 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| equitable-worth3 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2010)
|
Principal balance:
| $2,589.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Lisa K
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I don't absolutly need it but it will be more convenient to consolidate and lower monthly interest on some of my credit cards.
Monthly net income: $70000
Monthly expenses: $
Housing: $795
Insurance: $59
Car expenses: $200 gas and upkeep no car payments
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $300
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $2,000.00 | 10/18/2011 9:04:02 AM |
golffish2 | $25.00 | 10/19/2011 2:54:07 AM |
whitegold24k | $100.00 | 10/18/2011 9:16:39 AM |
AndChicksforFree | $27.00 | 10/18/2011 9:19:39 AM |
enticing-capital6 | $50.00 | 10/18/2011 9:31:15 AM |
AndChicksforFree | $25.00 | 10/18/2011 9:33:18 AM |
a-unflappable-finance | $100.00 | 10/18/2011 10:54:14 AM |
sweety075 | $25.00 | 10/18/2011 5:13:49 PM |
Rogelio48 | $25.00 | 10/18/2011 8:02:12 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:29 AM |
smurf163 | $25.00 | 10/19/2011 12:42:02 PM |
rmpedi33 | $50.00 | 10/19/2011 7:04:31 PM |
FinDoc | $25.00 | 10/19/2011 8:07:07 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:09 PM |
susurrus | $25.00 | 10/20/2011 2:47:38 PM |
lsx7 | $77.50 | 10/20/2011 6:19:39 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:14 AM |
worthy-bid8 | $50.00 | 10/21/2011 5:05:17 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:23 PM |
Investor_DP | $100.00 | 10/22/2011 12:05:07 PM |
credit-kahuna | $80.00 | 10/22/2011 1:32:27 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:25 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:20 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:46 PM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:51:16 AM |
iolaire | $25.00 | 10/25/2011 10:22:04 AM |
leeball | $100.00 | 10/25/2011 10:23:18 AM |
Zoramite | $25.00 | 10/25/2011 10:13:18 AM |
life-is-great | $25.00 | 10/25/2011 5:38:12 PM |
tech310 | $50.00 | 10/25/2011 11:50:06 PM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:04 AM |
wwwUniversal | $25.00 | 10/26/2011 9:18:18 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:18 AM |
dough-temple | $25.00 | 10/26/2011 2:00:24 PM |
BxRealtor | $25.00 | 10/26/2011 1:09:30 PM |
listing-vista | $50.00 | 10/26/2011 5:59:43 PM |
moola-accelerator6 | $50.00 | 10/26/2011 7:25:01 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:45 PM |
GCInvestments | $30.00 | 10/26/2011 8:31:15 PM |
ChrisProsper | $50.00 | 10/27/2011 12:17:40 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:32 AM |
jga516 | $25.00 | 10/27/2011 5:52:22 AM |
einvest1 | $50.00 | 10/27/2011 6:00:37 AM |
platinum-nexus7 | $25.00 | 10/27/2011 6:30:37 AM |
justice-comet | $30.00 | 10/27/2011 6:55:48 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:41 AM |
wealth-pipeline | $25.00 | 10/27/2011 7:35:04 AM |
mighty-value | $25.00 | 10/27/2011 7:58:30 AM |
inspired-contract9 | $50.00 | 10/27/2011 8:42:17 AM |
andyb9 | $25.00 | 10/27/2011 9:01:41 AM |
ursus | $50.00 | 10/27/2011 9:06:23 AM |
genius520 | $25.24 | 10/27/2011 9:13:27 AM |
worth-blanket2 | $4,700.00 | 10/27/2011 8:36:29 AM |
wise-deal-panda | $200.00 | 10/18/2011 9:19:04 AM |
MoneyForNothing | $25.00 | 10/18/2011 9:32:28 AM |
green-trade-dolphin2 | $30.00 | 10/18/2011 12:56:18 PM |
pound-mushroom3 | $25.00 | 10/18/2011 3:51:48 PM |
currency-excellency0 | $150.00 | 10/18/2011 5:01:25 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:52 PM |
credit-coach118 | $45.26 | 10/18/2011 9:33:41 PM |
kulender | $50.00 | 10/19/2011 5:41:38 AM |
Dubbs360 | $50.00 | 10/19/2011 7:48:01 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:30 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:22 PM |
amlu1988 | $25.00 | 10/19/2011 8:26:45 PM |
atlas-shrugged | $200.00 | 10/19/2011 10:50:59 PM |
108lender | $150.00 | 10/20/2011 10:19:07 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:44 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:01 PM |
the-discrete-income | $25.00 | 10/20/2011 5:01:08 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:58 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:33 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:42 PM |
lostontheedge | $25.00 | 10/21/2011 4:29:27 PM |
LittleMingo | $25.00 | 10/22/2011 2:31:50 AM |
marwadi-62 | $50.00 | 10/22/2011 8:30:24 AM |
Interloper | $30.00 | 10/23/2011 8:09:26 AM |
Redmond | $25.00 | 10/23/2011 11:35:26 PM |
yield-trader | $25.00 | 10/24/2011 10:00:23 AM |
pythia | $25.00 | 10/24/2011 4:07:27 PM |
intelligent-repayment8 | $1,300.00 | 10/24/2011 10:06:41 PM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:49 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:21 AM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:40 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:42 PM |
maldok1 | $25.00 | 10/25/2011 5:06:06 PM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:44 AM |
MM1207 | $25.00 | 10/26/2011 7:47:13 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:19 PM |
Kaj | $25.00 | 10/26/2011 4:30:34 PM |
market-assembler | $50.00 | 10/26/2011 10:00:18 PM |
jazzmanian | $25.00 | 10/27/2011 5:30:39 AM |
2Below | $25.00 | 10/27/2011 6:08:07 AM |
john0720 | $25.00 | 10/27/2011 6:12:12 AM |
hebergee | $25.00 | 10/27/2011 6:41:02 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:26 AM |
96 Investments
|
Borrower Payment Dependent Notes Series
533577
This series of Notes was issued and sold upon the funding of the borrower loan #54799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-20-2011 |
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $299.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 31% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 18y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,209 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rescue13guy |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2009)
|
Principal balance:
| $3,502.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Consolidate debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I pay bills on time im working a parttime job which brings in additional $1000+ each month which is well over the payment required for this loan. I have a loan with prosper and have been current throughout the loan period and if i get this loan i will pay the old loan off and pay off other debt to make my financial situation better
Monthly net income: $8000.00
Monthly expenses: $
Housing: $1989.00
Insurance: $75.00
Car expenses: $654.00
Utilities: $45.00 quarterly
Phone, cable, internet: $189.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $1400.00
Other expenses: $1242.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 10/19/2011 9:03:18 AM |
kind-charming-value | $2,000.00 | 10/19/2011 10:26:12 AM |
investment-daydream | $25.00 | 10/19/2011 12:15:26 PM |
payout-bridge | $350.00 | 10/19/2011 3:36:42 PM |
icanhasloanz | $100.00 | 10/19/2011 8:55:55 PM |
AndChicksforFree | $57.00 | 10/19/2011 9:05:36 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:10 AM |
calmfunds | $500.00 | 10/19/2011 9:19:04 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:40 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:44:57 AM |
NekHoldings | $25.00 | 10/19/2011 9:51:43 AM |
CA-Lender | $125.00 | 10/19/2011 10:57:13 AM |
DHolly | $25.00 | 10/19/2011 10:41:37 AM |
dtana | $25.00 | 10/19/2011 11:50:25 AM |
1willray | $42.06 | 10/19/2011 11:04:44 AM |
investment-artist | $27.01 | 10/19/2011 12:32:41 PM |
smurf163 | $25.00 | 10/19/2011 12:42:03 PM |
Mikale360 | $25.00 | 10/19/2011 1:22:59 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:46 PM |
FinanceEngine | $35.00 | 10/19/2011 3:11:36 PM |
Banker2OO7 | $50.00 | 10/19/2011 2:25:46 PM |
famous-bill | $50.00 | 10/19/2011 2:37:10 PM |
DoctorJoe | $25.00 | 10/19/2011 4:08:34 PM |
the-subtle-generosity | $25.00 | 10/19/2011 3:10:23 PM |
reflective-rupee | $25.00 | 10/19/2011 4:13:42 PM |
genuine-integrity0 | $25.00 | 10/19/2011 5:10:23 PM |
Basset_Hound_Investments | $28.44 | 10/19/2011 5:24:06 PM |
GoGalt | $50.00 | 10/19/2011 5:51:12 PM |
graceful-investment | $100.00 | 10/19/2011 6:46:18 PM |
well-mannered-income3 | $90.00 | 10/19/2011 7:56:24 PM |
loan-master1 | $25.00 | 10/19/2011 7:16:26 PM |
larslfe | $50.00 | 10/19/2011 8:19:46 PM |
credit-coach118 | $50.37 | 10/19/2011 8:42:51 PM |
Feyenoord | $30.00 | 10/19/2011 9:00:25 PM |
burgeoning-marketplace4 | $76.39 | 10/19/2011 10:25:01 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:25 PM |
calimanusa | $30.00 | 10/19/2011 11:32:09 PM |
heaven75 | $400.00 | 10/20/2011 12:48:26 AM |
corporatejim | $25.00 | 10/20/2011 4:04:27 AM |
optionscashflow | $25.00 | 10/19/2011 11:22:30 PM |
orange-preeminant-bill | $25.00 | 10/20/2011 5:31:42 AM |
sgt-schultz | $26.68 | 10/20/2011 6:04:52 AM |
economy-popcorn | $25.00 | 10/20/2011 6:08:05 AM |
suave-dime6 | $25.00 | 10/20/2011 6:13:38 AM |
shawnw2 | $38.24 | 10/20/2011 6:28:08 AM |
jonnysixgun | $25.00 | 10/20/2011 6:56:19 AM |
chameleon125 | $25.00 | 10/20/2011 6:53:08 AM |
Bob450 | $29.00 | 10/20/2011 7:19:07 AM |
kulender | $50.00 | 10/20/2011 6:31:04 AM |
moola-monger9 | $50.00 | 10/20/2011 7:52:40 AM |
Dubbs360 | $50.00 | 10/20/2011 9:16:07 AM |
Comoparklender | $25.00 | 10/20/2011 9:20:06 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:53 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:19 AM |
velocity-warrior | $25.00 | 10/20/2011 10:46:20 AM |
Bill88 | $30.00 | 10/20/2011 10:26:00 AM |
investment-comet | $25.00 | 10/20/2011 11:51:02 AM |
paul_allen | $25.00 | 10/20/2011 10:54:07 AM |
doopers | $25.00 | 10/20/2011 12:28:25 PM |
ore-jedi | $59.95 | 10/20/2011 1:07:41 PM |
pietro_torna_indietro | $25.55 | 10/20/2011 1:19:28 PM |
rcm87 | $25.00 | 10/20/2011 12:53:21 PM |
feiandasun | $25.00 | 10/20/2011 3:14:21 PM |
steven3333 | $25.00 | 10/20/2011 1:09:15 PM |
113121 | $500.00 | 10/19/2011 9:14:36 AM |
Moe87 | $25.00 | 10/19/2011 4:34:57 PM |
MoneyForNothing | $25.00 | 10/19/2011 9:10:37 AM |
rolltide09 | $25.00 | 10/19/2011 9:02:40 AM |
whitegold24k | $100.00 | 10/19/2011 9:18:39 AM |
Kash2010lu | $40.00 | 10/19/2011 9:11:06 AM |
wise-deal-panda | $200.00 | 10/19/2011 9:21:13 AM |
enticing-capital6 | $50.00 | 10/19/2011 9:25:57 AM |
SLN-10 | $100.00 | 10/19/2011 9:33:44 AM |
exchange-upholder0 | $25.00 | 10/19/2011 10:34:19 AM |
whitegold24k | $400.00 | 10/19/2011 10:54:43 AM |
RoZu_Lending | $100.00 | 10/19/2011 10:52:31 AM |
janeybooboo | $66.70 | 10/19/2011 10:17:16 AM |
RoZu_Lending | $25.00 | 10/19/2011 10:55:22 AM |
marketologist327 | $45.00 | 10/19/2011 11:59:30 AM |
bonus-quark4 | $25.00 | 10/19/2011 11:54:01 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:31 PM |
the-respectful-transaction | $25.00 | 10/19/2011 1:44:46 PM |
Techne_Funds_LLC | $25.00 | 10/19/2011 4:46:39 PM |
sweety075 | $25.00 | 10/19/2011 4:31:13 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:36 PM |
tntmojave | $50.00 | 10/19/2011 6:06:44 PM |
loss-of-control | $150.00 | 10/19/2011 6:19:36 PM |
RLaumeyer | $30.00 | 10/19/2011 7:11:43 PM |
autonomous-truth | $100.00 | 10/19/2011 8:12:40 PM |
commerce-renewal | $150.00 | 10/19/2011 8:20:07 PM |
Socorro_Capital_Partners | $25.01 | 10/19/2011 9:28:52 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:10 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:17 PM |
GoodScot | $25.00 | 10/19/2011 10:28:34 PM |
Scotcha | $50.00 | 10/20/2011 4:09:10 AM |
4est | $25.00 | 10/20/2011 4:32:07 AM |
treasure-bliss | $25.00 | 10/20/2011 5:15:23 AM |
interstellar | $75.00 | 10/20/2011 3:44:22 AM |
rockhound84 | $40.00 | 10/20/2011 5:54:28 AM |
robgw | $25.00 | 10/20/2011 6:20:22 AM |
nimble-affluence4 | $25.00 | 10/20/2011 8:16:36 AM |
friendinmoney | $33.54 | 10/20/2011 8:25:36 AM |
dollar-authority | $100.57 | 10/20/2011 6:57:17 AM |
silvercertificate | $25.00 | 10/20/2011 8:41:40 AM |
evergreen16 | $100.00 | 10/20/2011 8:27:49 AM |
wwwUniversal | $25.00 | 10/20/2011 9:14:01 AM |
social-cocktail1 | $200.00 | 10/20/2011 9:14:48 AM |
drluong | $25.00 | 10/20/2011 9:37:39 AM |
fascinating-generosity3 | $200.00 | 10/20/2011 9:54:48 AM |
payout-alien6 | $25.00 | 10/20/2011 10:52:22 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:20 PM |
best-ingenious-funds | $50.00 | 10/20/2011 12:18:16 PM |
pietro_torna_indietro | $25.00 | 10/20/2011 1:24:21 PM |
MoneyForNothing | $18.49 | 10/20/2011 3:14:25 PM |
114 Investments
|
Borrower Payment Dependent Notes Series
533599
This series of Notes was issued and sold upon the funding of the borrower loan #55098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 1m |
Amount delinquent:
| $14,090 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,628 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jayshock |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
pay off credit card
Purpose of loan:
This loan will be used to pay off and close one of my credit cards.
My financial situation:
I am a good candidate for this loan because I have a safe and secure job in the oil industry and do not live above my means.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 10/17/2011 5:06:24 PM |
MilitaryLending | $100.02 | 10/17/2011 5:06:51 PM |
312-Lender | $50.00 | 10/17/2011 5:16:29 PM |
leball | $25.00 | 10/17/2011 5:19:56 PM |
Jack55304 | $200.00 | 10/17/2011 5:27:08 PM |
sweety075 | $25.00 | 10/17/2011 6:40:46 PM |
jpaulnyc | $50.00 | 10/18/2011 2:45:03 AM |
mikeandcat | $162.40 | 10/18/2011 5:00:08 AM |
SecondChanceLendingSERV | $40.49 | 10/18/2011 5:45:20 AM |
mrxtravis | $25.00 | 10/18/2011 5:00:06 PM |
dime-sapling | $25.00 | 10/18/2011 6:35:23 PM |
Rogelio48 | $25.00 | 10/18/2011 7:56:11 PM |
sgt-schultz | $35.00 | 10/19/2011 1:36:49 PM |
papaloha | $50.00 | 10/20/2011 9:45:08 AM |
verticalhorizon | $25.78 | 10/21/2011 5:20:20 AM |
investmentgroup | $50.00 | 10/21/2011 3:46:14 AM |
intelligent-benefit657 | $50.00 | 10/21/2011 2:24:01 PM |
twjh | $25.00 | 10/21/2011 5:45:10 PM |
five-star-note | $75.00 | 10/22/2011 8:09:15 AM |
rdav | $50.00 | 10/22/2011 3:39:23 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:13 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:12 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:12 PM |
tech310 | $50.00 | 10/25/2011 11:44:58 PM |
SolarMoonshine | $25.00 | 10/26/2011 10:25:36 AM |
Moe87 | $25.00 | 10/18/2011 3:26:03 PM |
the-discrete-income | $200.00 | 10/17/2011 5:08:51 PM |
Mikale360 | $25.00 | 10/17/2011 5:46:30 PM |
NekHoldings | $25.00 | 10/17/2011 7:36:17 PM |
responsibility-butterfly | $25.00 | 10/17/2011 8:49:13 PM |
icanhasloanz | $100.00 | 10/17/2011 11:30:51 PM |
Bob450 | $25.00 | 10/18/2011 6:52:06 AM |
money-baron | $42.46 | 10/18/2011 6:59:49 AM |
handy-justice | $50.00 | 10/18/2011 7:24:08 AM |
USMC0311 | $25.00 | 10/19/2011 3:07:08 AM |
graceful-investment | $50.00 | 10/19/2011 6:55:02 PM |
worthy-bid8 | $50.00 | 10/21/2011 9:06:37 AM |
ommcd | $25.00 | 10/21/2011 2:33:50 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:22 PM |
economy-coup | $50.00 | 10/26/2011 12:59:29 AM |
TennSquire | $50.00 | 10/26/2011 11:10:04 AM |
InvestorPartners | $25.00 | 10/26/2011 1:03:39 PM |
bellaquito | $1,293.85 | 10/26/2011 2:21:07 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
533609
This series of Notes was issued and sold upon the funding of the borrower loan #55123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
10 | Length of status: | 4y 3m |
Amount delinquent:
| $17,186 |
Total credit lines:
| 32 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,641 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-monster9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit cards
My financial situation:
I am a good candidate for this loan because I'm currently going through a credit consolidation company. I am paying 780 dollars a month and have been making the payments on time for over two years. I started off with 30000 dollars in credit card debt and have brought it down to under 15000.
Monthly net income: $ 5300
Monthly expenses: $
Housing: $ 1250
Insurance: $ 110
Car expenses: $ 450
Utilities: $ 100
Phone, cable, internet: $ 120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 780
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a-unflappable-finance | $100.00 | 10/18/2011 10:54:15 AM |
frooogal | $25.00 | 10/19/2011 8:41:31 PM |
Investor_DP | $100.00 | 10/23/2011 12:05:20 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:21 PM |
yield-trader | $25.00 | 10/24/2011 10:00:23 AM |
intelligent-repayment8 | $1,300.00 | 10/24/2011 10:06:42 PM |
market-trooper3 | $30.00 | 10/25/2011 5:29:23 AM |
britgsb | $50.00 | 10/25/2011 9:03:39 AM |
csak13 | $50.00 | 10/25/2011 8:28:07 AM |
Asynch | $25.00 | 10/25/2011 10:12:51 AM |
iolaire | $25.00 | 10/25/2011 10:22:04 AM |
beans53 | $25.00 | 10/25/2011 11:04:10 AM |
innocent-loot | $25.00 | 10/25/2011 10:43:15 AM |
friendly-market5 | $25.00 | 10/25/2011 1:36:36 PM |
market-genome7 | $25.00 | 10/25/2011 5:45:24 PM |
pnace | $50.00 | 10/25/2011 6:50:16 PM |
Sierrahh | $25.00 | 10/25/2011 6:55:42 PM |
asset-professor | $25.00 | 10/25/2011 7:06:35 PM |
transparency-universe8 | $25.00 | 10/25/2011 7:32:16 PM |
balance-force | $26.00 | 10/25/2011 7:51:50 PM |
Zach842 | $150.00 | 10/25/2011 8:02:43 PM |
thestartuplender | $75.00 | 10/25/2011 8:01:24 PM |
djs81 | $50.00 | 10/25/2011 8:38:58 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:43:16 PM |
dariop | $30.01 | 10/25/2011 10:15:17 PM |
hitsman | $50.00 | 10/25/2011 11:18:16 PM |
green-planet-guy | $25.00 | 10/25/2011 11:37:53 PM |
Dubbs360 | $50.00 | 10/25/2011 10:28:42 PM |
fate-amenable-to-change | $50.00 | 10/26/2011 12:48:24 AM |
Approved1234 | $50.00 | 10/26/2011 12:44:16 AM |
objective-investor | $300.00 | 10/26/2011 4:59:56 AM |
dollar-missile3 | $25.00 | 10/26/2011 5:40:07 AM |
helping-out | $31.60 | 10/26/2011 5:23:55 AM |
competent-p2p | $35.00 | 10/26/2011 7:05:57 AM |
marwadi-62 | $50.00 | 10/26/2011 6:16:11 AM |
flexible-duty3 | $25.00 | 10/26/2011 7:03:52 AM |
revenue-spa8 | $25.00 | 10/26/2011 8:50:06 AM |
red-power-pecan | $50.00 | 10/26/2011 8:48:36 AM |
ethicalhumanist | $75.00 | 10/26/2011 9:07:09 AM |
svjeller | $73.89 | 10/26/2011 9:07:11 AM |
youngster50 | $25.00 | 10/26/2011 9:13:18 AM |
currency-persimmon | $25.00 | 10/26/2011 10:23:59 AM |
green28 | $100.00 | 10/26/2011 10:06:26 AM |
rysil | $28.63 | 10/26/2011 10:56:30 AM |
Chervianne | $50.00 | 10/26/2011 10:23:54 AM |
mennleo | $100.00 | 10/26/2011 10:28:07 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:01 AM |
melodious-fairness | $25.00 | 10/26/2011 10:56:36 AM |
encouraging-bazaar3 | $30.00 | 10/26/2011 10:58:36 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:15 PM |
adalger | $25.00 | 10/26/2011 2:57:03 PM |
the-unequivocal-pound | $250.00 | 10/26/2011 2:32:09 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:54 PM |
kulender | $50.00 | 10/19/2011 5:41:39 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:31 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:55 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:22 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:09 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:36:59 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:15 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:34 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:43 PM |
worthy-bid8 | $50.00 | 10/22/2011 12:05:57 PM |
newest-funds-powerplant | $25.26 | 10/22/2011 10:02:26 PM |
Supernick | $100.00 | 10/23/2011 4:03:15 AM |
jamiee73 | $25.00 | 10/23/2011 1:23:46 PM |
Redmond | $25.00 | 10/23/2011 11:35:26 PM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:51:08 AM |
jescowa | $50.00 | 10/25/2011 7:55:57 AM |
Invest_in_residual_income | $25.00 | 10/25/2011 7:14:04 AM |
value-wind0 | $50.00 | 10/25/2011 8:14:25 AM |
RRLender | $500.00 | 10/25/2011 9:39:09 AM |
Soxxes | $50.00 | 10/25/2011 9:52:36 AM |
smart-kindness8 | $67.30 | 10/25/2011 10:26:57 AM |
jazzlender | $50.00 | 10/25/2011 10:37:07 AM |
reflective-cash0 | $50.00 | 10/25/2011 11:10:21 AM |
maldok1 | $25.00 | 10/25/2011 5:06:06 PM |
life-is-great | $25.00 | 10/25/2011 5:38:13 PM |
georgedorn | $25.00 | 10/25/2011 5:47:19 PM |
cagcrash | $100.00 | 10/25/2011 5:35:20 PM |
smart-kindness8 | $100.00 | 10/25/2011 6:06:52 PM |
LendGuy | $25.00 | 10/25/2011 6:11:28 PM |
shrewd-peace7 | $25.00 | 10/25/2011 6:30:55 PM |
jarf | $25.00 | 10/25/2011 6:35:57 PM |
Steveoo1 | $100.00 | 10/25/2011 6:37:06 PM |
WealthBuildingLessons | $25.00 | 10/25/2011 6:47:09 PM |
spiritual-compassion3-16 | $25.00 | 10/25/2011 6:50:50 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:14 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:26 PM |
ingenious-truth0 | $50.00 | 10/25/2011 8:36:51 PM |
Wishmaker | $100.00 | 10/25/2011 8:38:38 PM |
benefit-flow | $25.00 | 10/25/2011 11:45:00 PM |
Approved1234 | $50.00 | 10/26/2011 12:43:06 AM |
trustworthy-finance6 | $200.00 | 10/26/2011 3:53:46 AM |
happy-asset | $25.00 | 10/26/2011 4:24:10 AM |
SolarMoonshine | $25.00 | 10/26/2011 3:41:52 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:48:16 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:07 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:44 AM |
p2p-mogul | $25.00 | 10/26/2011 7:00:43 AM |
MM1207 | $25.00 | 10/26/2011 7:47:14 AM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:05 AM |
moola-man | $50.00 | 10/26/2011 8:09:25 AM |
derec | $25.00 | 10/26/2011 8:19:47 AM |
houli123 | $50.00 | 10/26/2011 9:00:49 AM |
wwwUniversal | $25.00 | 10/26/2011 9:18:19 AM |
new-dollar-sprout | $25.00 | 10/26/2011 9:55:55 AM |
intelligent-repayment8 | $700.00 | 10/26/2011 10:01:16 AM |
KileNSmyth4 | $33.00 | 10/26/2011 9:36:56 AM |
coin-popcorn | $25.00 | 10/26/2011 9:34:23 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:18 AM |
durability-ruler | $50.00 | 10/26/2011 10:41:58 AM |
forthright-trade | $25.00 | 10/26/2011 10:37:00 AM |
KClender | $25.00 | 10/26/2011 11:10:17 AM |
C_Mark | $50.00 | 10/26/2011 11:23:01 AM |
GCInvestments | $35.00 | 10/26/2011 1:58:29 PM |
BxRealtor | $25.00 | 10/26/2011 1:09:30 PM |
capital-relief4 | $50.00 | 10/26/2011 1:58:05 PM |
NVLender | $19.31 | 10/26/2011 3:08:05 PM |
integrity-processor3 | $60.00 | 10/26/2011 2:46:03 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:51:02 PM |
121 Investments
|
Borrower Payment Dependent Notes Series
533643
This series of Notes was issued and sold upon the funding of the borrower loan #55041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $496.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 0m |
Amount delinquent:
| $432 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,952 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ALHBLJ |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Jul-2009)
860-879
(Jan-2008)
|
Principal balance:
| $1,642.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Rental Apartment Rehabs
I own a 48 unit apartment building where 38 units are presently rented, and 5 have applications for move-in. 2 are currently being leased. It was purchased out of foreclosure in 2009 and I've spent 2010 and part of 2011 bring the units back on-online. There are 3 remaining units remaining that need to be rehabbed so they can be rented out. Each requires a significant amount of work, in the range of $4000 each.
This loan will be used to fix the remaining 3 units. The building cash flows $500-$1000 per month, but I want to accelerate the repairs so the building can be fully rented and then refinanced.
I have always been on time with my other Prosper loan, and the building is producing without the rehabs, and the rental income gained by these 3 units is $1900/mo which is significantly more than the loan payment per month. I am self employed and own a property management company with 1900 units under management. Overall it makes good business. Thank-you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $300.00 | 10/19/2011 8:01:36 AM |
return-grizzly | $100.00 | 10/19/2011 8:27:17 AM |
InChicago | $100.00 | 10/21/2011 6:52:29 AM |
golffish2 | $25.00 | 10/21/2011 7:57:11 AM |
rolltide09 | $25.00 | 10/18/2011 9:02:21 AM |
MoneyForNothing | $28.94 | 10/18/2011 9:15:31 AM |
wise-deal-panda | $200.00 | 10/18/2011 9:19:04 AM |
RoZu_Lending | $200.00 | 10/18/2011 9:32:33 AM |
Sierrahh | $25.00 | 10/18/2011 10:11:07 AM |
janeybooboo | $100.00 | 10/18/2011 10:40:59 AM |
capitalelstiltskin2 | $25.00 | 10/18/2011 11:20:17 AM |
williemc44 | $25.00 | 10/18/2011 12:18:05 PM |
heavenly-interest9 | $400.00 | 10/18/2011 2:22:35 PM |
nimble-revenue5 | $50.00 | 10/18/2011 5:20:07 PM |
associate36 | $35.24 | 10/18/2011 5:15:36 PM |
social-cocktail1 | $200.00 | 10/18/2011 5:18:37 PM |
DedicatedFund | $100.00 | 10/18/2011 7:09:41 PM |
the-profit-oracle | $25.00 | 10/18/2011 9:08:45 PM |
finagler | $25.00 | 10/18/2011 9:28:30 PM |
credit-coach118 | $55.37 | 10/18/2011 9:30:19 PM |
atlas-shrugged | $200.00 | 10/18/2011 9:53:04 PM |
red-dime-solo | $25.00 | 10/18/2011 10:05:15 PM |
orange-preeminant-bill | $25.00 | 10/19/2011 3:27:04 AM |
treasure-bliss | $25.00 | 10/19/2011 3:18:20 AM |
payment-pursuit3 | $100.00 | 10/19/2011 3:22:39 AM |
riskadverse44 | $25.00 | 10/19/2011 5:21:30 AM |
geophreigh | $44.87 | 10/19/2011 7:09:17 AM |
atlas100 | $50.00 | 10/19/2011 8:07:46 AM |
CAGE-Investments | $25.00 | 10/19/2011 8:39:19 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:08 AM |
handshake5 | $100.00 | 10/19/2011 9:09:24 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:30 AM |
shmb6508 | $50.00 | 10/19/2011 9:24:55 AM |
Comoparklender | $25.00 | 10/19/2011 9:25:08 AM |
innocent-income4 | $25.00 | 10/19/2011 11:18:05 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:32 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:30 PM |
seabassx | $25.00 | 10/19/2011 2:11:50 PM |
innovator10 | $200.00 | 10/19/2011 5:00:39 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:23 PM |
healthy-peso9 | $25.00 | 10/19/2011 6:43:33 PM |
autonomous-truth | $150.00 | 10/19/2011 8:15:34 PM |
Feyenoord | $30.00 | 10/19/2011 9:04:45 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:16 PM |
ChoiceInvestments | $36.00 | 10/19/2011 10:31:27 PM |
treasure-generator | $25.00 | 10/20/2011 4:21:54 AM |
reaction5 | $25.00 | 10/20/2011 7:50:25 AM |
silvercertificate | $25.00 | 10/20/2011 8:43:08 AM |
AEH_Now | $50.00 | 10/20/2011 9:36:34 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:18 AM |
vannabanana | $46.70 | 10/20/2011 10:10:09 AM |
kinetic-openness0 | $25.00 | 10/20/2011 10:31:29 AM |
108lender | $250.00 | 10/20/2011 10:18:30 AM |
exchange-triangulation | $64.00 | 10/20/2011 11:44:22 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:10 PM |
exponential-truth6 | $75.00 | 10/20/2011 3:20:41 PM |
loan-master1 | $25.00 | 10/20/2011 4:50:18 PM |
top-courteous-peso | $100.00 | 10/20/2011 6:22:53 PM |
Kaj | $25.00 | 10/20/2011 6:34:28 PM |
wlm3012 | $100.00 | 10/20/2011 7:31:18 PM |
Imaginos1892 | $50.00 | 10/20/2011 9:26:25 PM |
The_Phantom | $25.00 | 10/20/2011 9:10:11 PM |
competent-commitment1 | $50.00 | 10/20/2011 10:19:43 PM |
icon688 | $100.00 | 10/20/2011 11:51:26 PM |
icon688 | $69.66 | 10/20/2011 11:39:13 PM |
Beechturner | $25.00 | 10/21/2011 3:45:06 AM |
Easystreet | $25.00 | 10/21/2011 2:24:00 AM |
Tscheddar | $25.00 | 10/21/2011 3:37:02 AM |
ingenious-diversification | $75.00 | 10/21/2011 6:06:25 AM |
Gibbyland | $100.00 | 10/21/2011 6:15:20 AM |
wise-rupee-sanctuary | $25.00 | 10/21/2011 7:08:32 AM |
Katburg | $25.00 | 10/21/2011 7:23:54 AM |
Elefunt | $50.00 | 10/21/2011 8:37:08 AM |
rakstar | $25.00 | 10/21/2011 8:32:02 AM |
gavinfh | $25.00 | 10/21/2011 9:41:31 AM |
a-resplendent-commitment | $25.00 | 10/21/2011 9:44:16 AM |
deepclear | $50.00 | 10/21/2011 10:56:26 AM |
ommcd | $25.00 | 10/21/2011 2:33:51 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:43 PM |
JJYossarian | $50.00 | 10/21/2011 2:47:47 PM |
lostontheedge | $25.00 | 10/21/2011 4:29:27 PM |
Princehaha | $25.00 | 10/21/2011 5:14:00 PM |
Anamorph | $25.00 | 10/21/2011 11:32:21 PM |
Miklot | $25.00 | 10/22/2011 6:32:25 AM |
wayman | $25.00 | 10/22/2011 7:06:23 AM |
reflective-gain | $25.00 | 10/22/2011 9:01:25 AM |
healer199 | $75.00 | 10/22/2011 10:19:02 AM |
Whatssofunnybout | $26.49 | 10/22/2011 9:43:34 AM |
pure-cash9 | $25.00 | 10/22/2011 11:11:18 AM |
genius520 | $50.00 | 10/22/2011 12:07:47 PM |
CA-Lender | $75.00 | 10/22/2011 12:49:17 PM |
Bob450 | $30.00 | 10/22/2011 5:51:42 PM |
sushi537 | $25.00 | 10/22/2011 3:42:44 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:26 PM |
bnlforever | $50.00 | 10/22/2011 4:42:38 PM |
Zipcut | $25.00 | 10/22/2011 10:23:31 PM |
nashibaksi | $30.00 | 10/22/2011 7:09:23 PM |
loyalist1 | $100.00 | 10/22/2011 7:48:58 PM |
cbllender | $26.00 | 10/22/2011 8:10:03 PM |
wizard750 | $30.00 | 10/23/2011 7:12:43 AM |
marketplace-hut9 | $25.00 | 10/23/2011 9:24:10 AM |
irrelevant | $25.00 | 10/23/2011 10:05:22 AM |
SilverRain | $25.00 | 10/23/2011 11:17:07 AM |
6moonbeams | $25.00 | 10/23/2011 12:41:05 PM |
cropdust3r | $25.00 | 10/23/2011 1:02:35 PM |
giftgold | $25.00 | 10/23/2011 4:34:29 PM |
Whitey | $25.89 | 10/23/2011 5:13:43 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:53 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:51 PM |
nick456sd | $25.00 | 10/23/2011 9:19:29 PM |
calimanusa | $30.00 | 10/23/2011 9:34:22 PM |
yf99yz | $30.00 | 10/23/2011 10:11:22 PM |
brightest-income-hunter | $100.00 | 10/23/2011 10:56:20 PM |
Ducatiman1978 | $25.00 | 10/23/2011 9:46:10 PM |
Kennfusion | $71.49 | 10/24/2011 3:37:44 AM |
payout-bridge | $25.00 | 10/18/2011 10:59:58 PM |
DHolly | $25.00 | 10/18/2011 9:15:38 AM |
whitegold24k | $100.00 | 10/18/2011 9:16:40 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:48 AM |
AndChicksforFree | $28.93 | 10/18/2011 9:31:28 AM |
enticing-capital6 | $50.00 | 10/18/2011 9:31:16 AM |
TronMedici | $100.00 | 10/18/2011 10:01:18 AM |
reflective-rupee | $25.00 | 10/18/2011 11:07:37 AM |
Dubbs360 | $50.00 | 10/18/2011 12:28:28 PM |
well-mannered-income3 | $60.00 | 10/18/2011 2:43:54 PM |
pound-mushroom3 | $25.00 | 10/18/2011 3:51:48 PM |
Investoman | $75.00 | 10/18/2011 5:10:57 PM |
currency-excellency0 | $100.00 | 10/18/2011 5:01:35 PM |
worthy-bid8 | $50.00 | 10/18/2011 5:06:13 PM |
finance-prescription | $100.00 | 10/18/2011 5:08:58 PM |
fervent-repayment | $25.00 | 10/18/2011 5:45:07 PM |
thankful-nickel2 | $25.00 | 10/18/2011 5:57:10 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:55 PM |
bonus-tent | $25.00 | 10/19/2011 3:56:09 AM |
Kame | $25.00 | 10/19/2011 4:39:56 AM |
SolarMoonshine | $25.00 | 10/19/2011 3:39:01 AM |
enthralling-deal180 | $25.00 | 10/19/2011 4:53:33 AM |
desertoasis | $25.00 | 10/19/2011 5:26:05 AM |
kulender | $50.00 | 10/19/2011 5:41:41 AM |
proud-gold9 | $25.00 | 10/19/2011 6:07:27 AM |
life-is-great | $25.00 | 10/19/2011 6:12:55 AM |
eagle1271 | $35.00 | 10/19/2011 6:26:27 AM |
aspire2grow | $25.00 | 10/19/2011 11:00:19 AM |
Alpha-AssistU | $25.00 | 10/19/2011 12:51:42 PM |
13nd3r | $25.00 | 10/19/2011 2:50:59 PM |
FinanceEngine | $45.00 | 10/19/2011 3:13:26 PM |
mtquan | $25.00 | 10/19/2011 2:29:50 PM |
wwwUniversal | $25.00 | 10/19/2011 5:14:13 PM |
invincible-peso | $35.49 | 10/19/2011 4:37:38 PM |
IIP77 | $25.00 | 10/19/2011 5:24:43 PM |
loss-of-control | $75.00 | 10/19/2011 6:41:28 PM |
colorfulgardener | $25.00 | 10/19/2011 7:30:26 PM |
amlu1988 | $25.00 | 10/19/2011 8:10:45 PM |
larslfe | $50.00 | 10/19/2011 8:19:45 PM |
richboy56 | $25.00 | 10/19/2011 8:33:02 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:09 PM |
nerdfactor | $25.00 | 10/19/2011 9:02:00 PM |
new-social-economist | $60.00 | 10/19/2011 10:33:49 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:23 PM |
SelectTrustLending | $25.00 | 10/20/2011 3:39:22 AM |
optionscashflow | $26.16 | 10/19/2011 11:09:26 PM |
Preteur | $25.00 | 10/20/2011 4:20:41 AM |
ASR3 | $30.00 | 10/20/2011 4:45:36 AM |
loanman2007 | $300.00 | 10/20/2011 8:15:37 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:44 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:02 PM |
BxRealtor | $25.00 | 10/20/2011 12:19:21 PM |
rcm87 | $25.00 | 10/20/2011 12:53:20 PM |
magnitude787 | $45.00 | 10/20/2011 1:54:32 PM |
iolaire | $25.00 | 10/20/2011 3:23:03 PM |
revenue-associate | $25.00 | 10/20/2011 3:58:46 PM |
pietro_torna_indietro | $25.00 | 10/20/2011 1:27:03 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:45 PM |
the-discrete-income | $25.00 | 10/20/2011 5:01:08 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:51 PM |
dime-sapling | $25.00 | 10/20/2011 6:44:48 PM |
Interloper | $25.00 | 10/20/2011 6:54:13 PM |
listing-vista | $25.00 | 10/20/2011 7:24:49 PM |
Rob717171 | $50.00 | 10/20/2011 8:36:38 PM |
axis1 | $25.00 | 10/20/2011 8:18:52 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:07 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:31:00 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:07:32 AM |
a-finance-nirvana | $25.00 | 10/21/2011 2:55:14 AM |
ThatDanGuy | $50.00 | 10/21/2011 6:11:02 AM |
riveting-wealth2 | $50.00 | 10/21/2011 9:03:46 AM |
Mrbunz | $25.00 | 10/21/2011 9:05:28 AM |
organic-treasure | $25.96 | 10/21/2011 9:37:11 AM |
investment-tempo | $50.00 | 10/21/2011 9:57:56 AM |
Weaverville | $25.00 | 10/21/2011 10:28:20 AM |
Eaglehigh | $25.00 | 10/21/2011 10:34:45 AM |
graceful-investment | $30.00 | 10/21/2011 11:24:36 AM |
shrewd-peace7 | $25.00 | 10/21/2011 12:51:07 PM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:30 PM |
seanickson | $25.00 | 10/21/2011 2:16:34 PM |
twjh | $25.00 | 10/21/2011 5:45:10 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:05 PM |
momoney2lend | $25.00 | 10/21/2011 9:54:34 PM |
AF-Chief | $75.00 | 10/21/2011 8:15:23 PM |
bughead | $25.00 | 10/22/2011 5:55:21 AM |
iwantmore | $25.00 | 10/22/2011 4:53:23 AM |
silver-boots | $25.00 | 10/22/2011 7:01:58 AM |
tntmojave | $50.00 | 10/22/2011 7:23:21 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:01:49 AM |
HeavyDriver03 | $25.00 | 10/22/2011 9:11:33 AM |
listing-reformation8 | $30.00 | 10/22/2011 10:38:28 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:33 AM |
ursus | $50.00 | 10/22/2011 12:07:30 PM |
samaritan5 | $25.00 | 10/22/2011 12:54:34 PM |
vine99 | $95.00 | 10/22/2011 4:40:03 PM |
five-star-justice | $25.00 | 10/22/2011 4:38:06 PM |
CalBear08 | $25.00 | 10/22/2011 11:50:52 PM |
responsibility-wind6 | $25.00 | 10/22/2011 7:35:41 PM |
mckhbnpc | $50.00 | 10/22/2011 10:34:13 PM |
community-seahorse0 | $25.00 | 10/23/2011 4:28:01 PM |
easybreezy | $75.00 | 10/23/2011 3:39:04 PM |
SimpleChoice | $25.00 | 10/23/2011 5:31:00 PM |
payment-zoomer8 | $50.81 | 10/23/2011 6:26:55 PM |
moola-accelerator6 | $53.00 | 10/23/2011 6:43:41 PM |
kbodendorf | $25.00 | 10/23/2011 7:31:10 PM |
commitment-orbiter5 | $25.00 | 10/23/2011 9:21:20 PM |
papaloha | $25.00 | 10/23/2011 8:20:54 PM |
sqdrew | $25.00 | 10/23/2011 8:21:12 PM |
integrity-trumpet | $50.00 | 10/23/2011 9:23:35 PM |
greenback-boss296 | $39.00 | 10/24/2011 3:19:28 AM |
radforj22 | $25.00 | 10/24/2011 2:48:45 AM |
226 Investments
|
Borrower Payment Dependent Notes Series
533647
This series of Notes was issued and sold upon the funding of the borrower loan #54873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-20-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $140.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 70% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 35
/
30 | Length of status: | 17y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 | Stated income: | $1-$24,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,192 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-worth-samurai |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 98% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,250.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Apr-2010)
660-679
(Aug-2008)
|
Principal balance:
| $1,178.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $25.00 | 10/19/2011 5:06:44 PM |
exchange-squirrel | $25.00 | 10/20/2011 7:16:27 AM |
LittleMingo | $30.00 | 10/19/2011 5:01:19 PM |
thankful-nickel2 | $25.00 | 10/19/2011 5:06:53 PM |
sweety075 | $25.00 | 10/19/2011 5:13:15 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:56 PM |
Jack55304 | $200.00 | 10/19/2011 5:21:17 PM |
rolltide09 | $25.00 | 10/19/2011 5:02:56 PM |
atlas-shrugged | $200.00 | 10/19/2011 5:24:44 PM |
CA-Lender | $25.00 | 10/19/2011 5:44:30 PM |
Mikale360 | $25.00 | 10/19/2011 5:35:19 PM |
janeybooboo | $50.00 | 10/19/2011 6:15:14 PM |
enticing-capital6 | $50.00 | 10/19/2011 5:21:30 PM |
loss-of-control | $75.00 | 10/19/2011 6:42:13 PM |
Kash2010lu | $25.00 | 10/19/2011 6:18:47 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:28 PM |
Feyenoord | $30.00 | 10/19/2011 9:02:11 PM |
frooogal | $25.00 | 10/19/2011 9:16:16 PM |
first-dinero-paladin | $50.00 | 10/19/2011 10:04:03 PM |
flaguynice | $36.10 | 10/20/2011 3:11:45 AM |
optionscashflow | $25.00 | 10/19/2011 10:48:18 PM |
duty-monger | $50.00 | 10/20/2011 4:20:35 AM |
heaven75 | $500.00 | 10/20/2011 12:34:03 AM |
rf7949 | $25.00 | 10/20/2011 5:44:27 AM |
GElender | $50.00 | 10/20/2011 6:01:17 AM |
tntmojave | $50.00 | 10/20/2011 4:24:26 AM |
robgw | $25.00 | 10/20/2011 6:21:59 AM |
kulender | $50.00 | 10/20/2011 6:31:14 AM |
chameleon125 | $50.00 | 10/20/2011 6:54:50 AM |
Leshan | $89.39 | 10/20/2011 7:40:20 AM |
high_flyer | $200.00 | 10/20/2011 7:34:49 AM |
whitegold24k | $163.99 | 10/20/2011 7:46:57 AM |
SLN-10 | $100.00 | 10/19/2011 5:16:35 PM |
icanhasloanz | $25.00 | 10/19/2011 9:00:45 PM |
MoneyForNothing | $25.00 | 10/19/2011 5:05:14 PM |
green-trade-dolphin | $50.00 | 10/19/2011 5:01:05 PM |
tcpfan | $25.00 | 10/19/2011 5:11:50 PM |
wise-deal-panda | $200.00 | 10/19/2011 5:16:59 PM |
fabulous-community4 | $25.00 | 10/19/2011 5:01:27 PM |
whitegold24k | $100.00 | 10/19/2011 5:14:35 PM |
ddoneday | $25.00 | 10/19/2011 5:55:47 PM |
NekHoldings | $25.00 | 10/19/2011 6:27:29 PM |
4mydaughterseducation | $100.52 | 10/19/2011 7:04:11 PM |
loan-master1 | $25.00 | 10/19/2011 7:13:19 PM |
amlu1988 | $25.00 | 10/19/2011 7:49:04 PM |
dtana | $25.00 | 10/20/2011 12:43:28 AM |
head | $25.00 | 10/20/2011 2:20:55 AM |
radforj22 | $25.00 | 10/20/2011 3:01:09 AM |
ScottCapital | $25.00 | 10/20/2011 6:38:20 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
533649
This series of Notes was issued and sold upon the funding of the borrower loan #55166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,246 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| purelypoultry |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to combine several smaller debts into one monthly payment and amortize them over a longer period of time.
My financial situation:
I am a good candidate for this loan because I am in currently working on becoming debt free. I have been listening to Dave Ramsey on a daily basis so I am focused on my monthly budget, my financial fitness and sacrificing now so that I can get out of debt.
Monthly net income: $3000
Monthly expenses: $ 2563
Housing: $ 431
Insurance: $ 138
Car expenses: $ 280
Utilities: $ 170
Phone, cable, internet: $ 160
Food, entertainment: $ 200
Clothing, household expenses: $ 60
Credit cards and other loans: $ 500
Tithe $ 280
Child Care 344
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $25.00 | 10/26/2011 4:36:56 PM |
goodhearted-generosity511 | $25.00 | 10/18/2011 9:43:17 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:56 PM |
Kash2010lu | $30.00 | 10/19/2011 6:23:07 PM |
CA-Lender | $25.00 | 10/20/2011 9:10:43 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:41:19 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:16 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:08 PM |
robgw | $25.00 | 10/25/2011 1:51:22 PM |
tech310 | $50.00 | 10/25/2011 11:44:59 PM |
economy-coup | $50.00 | 10/26/2011 12:59:30 AM |
octoberfresh | $25.00 | 10/26/2011 10:18:12 AM |
SolarMoonshine | $25.00 | 10/26/2011 3:36:21 PM |
income-buffalo1 | $100.00 | 10/26/2011 5:13:52 PM |
adaptable-capital | $250.00 | 10/26/2011 4:54:40 PM |
loss-of-control | $100.00 | 10/26/2011 5:27:17 PM |
blue-dollar-viking | $50.00 | 10/26/2011 5:57:01 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:58:40 PM |
coin-architect2 | $100.00 | 10/26/2011 7:39:27 PM |
intelligent-benefit657 | $20.00 | 10/26/2011 8:04:47 PM |
CatbirdBanking | $25.00 | 10/26/2011 7:43:04 PM |
supreme-p2p9 | $25.00 | 10/26/2011 7:52:07 PM |
lendstats_com | $200.00 | 10/19/2011 8:04:24 AM |
worth-blanket2 | $2,700.00 | 10/26/2011 7:54:52 PM |
graceful-investment | $100.00 | 10/19/2011 7:29:31 PM |
lasalle123 | $100.00 | 10/22/2011 3:04:57 PM |
papaloha | $25.00 | 10/23/2011 8:20:54 PM |
worthy-bid8 | $50.00 | 10/24/2011 9:05:52 AM |
alexgalt | $25.00 | 10/24/2011 9:46:50 PM |
reflective-rupee | $25.00 | 10/25/2011 5:23:24 PM |
alexgalt | $25.00 | 10/25/2011 10:00:27 PM |
loan-fate | $100.00 | 10/26/2011 7:21:40 AM |
realtormoises | $25.00 | 10/26/2011 6:48:12 AM |
well-mannered-income3 | $50.00 | 10/26/2011 11:41:37 AM |
CASSHMAN | $75.00 | 10/26/2011 3:04:18 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:16 PM |
Something-Corporate | $50.00 | 10/26/2011 3:36:05 PM |
CASSHMAN | $100.00 | 10/26/2011 3:03:30 PM |
Leshan | $25.00 | 10/26/2011 4:26:57 PM |
1willray | $25.00 | 10/26/2011 4:27:46 PM |
capital-renewal | $25.00 | 10/26/2011 4:29:50 PM |
bowler252 | $25.00 | 10/26/2011 5:20:38 PM |
karpman3 | $50.00 | 10/26/2011 6:39:02 PM |
benefit-awakening9 | $50.00 | 10/26/2011 7:35:15 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
533697
This series of Notes was issued and sold upon the funding of the borrower loan #54881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,811 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| leverage-tomahawk5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
God is Good
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/18/2011 5:01:59 PM |
sjlender | $100.00 | 10/18/2011 5:19:29 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:04 PM |
elvisloans | $25.00 | 10/19/2011 4:37:30 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:34 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:03 PM |
favorite-commerce | $25.00 | 10/19/2011 1:35:13 PM |
charming-exchange7 | $25.00 | 10/19/2011 4:23:04 PM |
fervent-repayment | $25.00 | 10/19/2011 6:17:11 PM |
valiant-money | $30.00 | 10/20/2011 9:48:15 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:39 AM |
whitegold24k | $100.00 | 10/21/2011 5:12:50 PM |
whitegold24k | $400.00 | 10/21/2011 5:36:12 PM |
green28 | $150.00 | 10/22/2011 8:23:57 AM |
Leshan | $25.00 | 10/22/2011 9:17:31 AM |
steven3333 | $25.00 | 10/22/2011 8:55:29 AM |
pound-mushroom3 | $25.00 | 10/18/2011 5:21:30 PM |
Interloper | $25.00 | 10/18/2011 6:12:14 PM |
kulender | $50.00 | 10/19/2011 5:41:47 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:38 PM |
goodhearted-basis4 | $25.00 | 10/19/2011 1:29:46 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:05 PM |
wild-orange | $50.00 | 10/20/2011 12:56:15 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:14 PM |
SkinnyFish | $25.00 | 10/20/2011 1:51:33 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:02 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:24 AM |
organized-payment6 | $50.00 | 10/21/2011 5:33:18 AM |
first-euro-rapture | $25.00 | 10/21/2011 7:04:18 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:45 PM |
wise-deal-panda | $100.00 | 10/21/2011 5:15:23 PM |
exact-gold2 | $25.00 | 10/21/2011 5:53:23 PM |
sushi537 | $25.00 | 10/22/2011 4:10:06 AM |
PalmerTheEmbalmer | $30.00 | 10/22/2011 7:30:43 AM |
Wittlich | $40.00 | 10/22/2011 9:47:48 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
533707
This series of Notes was issued and sold upon the funding of the borrower loan #54814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-19-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,915 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loyalty-haven4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
john doe1
Purpose of loan: utilities
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/18/2011 9:27:13 AM |
well-rounded-payout0 | $50.00 | 10/18/2011 9:14:40 AM |
leverage-monger | $25.00 | 10/18/2011 9:34:02 AM |
genuine-dime | $100.00 | 10/18/2011 10:37:04 AM |
gokart83 | $25.00 | 10/18/2011 2:38:04 PM |
Bill88 | $25.00 | 10/18/2011 3:25:55 PM |
scarlet-velvet | $25.08 | 10/18/2011 4:58:37 PM |
loss-of-control | $100.00 | 10/18/2011 6:59:07 PM |
MrDance123 | $50.00 | 10/18/2011 10:57:22 PM |
wkeboarder21 | $50.00 | 10/19/2011 5:58:02 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:31 AM |
octoberfresh | $25.00 | 10/19/2011 1:27:28 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:28 PM |
favorite-commerce | $25.00 | 10/19/2011 1:35:38 PM |
Bob450 | $25.00 | 10/19/2011 4:42:23 PM |
entertaining-greenback2 | $26.98 | 10/19/2011 5:28:07 PM |
onesunca | $87.47 | 10/19/2011 10:33:00 PM |
finance-solo | $25.00 | 10/18/2011 9:15:43 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:49 AM |
goodhearted-generosity511 | $25.00 | 10/18/2011 9:39:45 AM |
Nojukbong | $50.00 | 10/18/2011 2:46:13 PM |
first-cash-producer | $25.00 | 10/18/2011 2:07:29 PM |
valiant-money | $30.00 | 10/18/2011 5:05:18 PM |
jmvingeorgia | $25.00 | 10/18/2011 4:37:37 PM |
shrewd-income | $25.00 | 10/18/2011 5:39:06 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:58 PM |
ready-interest9 | $25.00 | 10/18/2011 5:32:51 PM |
kulender | $50.00 | 10/19/2011 5:41:43 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:35 PM |
reflective-rupee | $25.00 | 10/19/2011 4:17:34 PM |
scoobiedoo | $25.00 | 10/19/2011 4:46:38 PM |
transaction-circuit | $50.00 | 10/19/2011 5:16:41 PM |
wlm3012 | $30.00 | 10/19/2011 5:37:08 PM |
daekpon | $50.00 | 10/19/2011 7:27:22 PM |
erowis | $85.00 | 10/19/2011 8:21:30 PM |
well-mannered-income3 | $40.00 | 10/19/2011 7:53:06 PM |
credit-coach118 | $25.47 | 10/19/2011 8:41:03 PM |
digitaldan | $25.00 | 10/19/2011 10:01:12 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
533719
This series of Notes was issued and sold upon the funding of the borrower loan #55079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-20-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $189.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 7% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,355 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| cannon0 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Auto Loan
Purpose of loan:
This loan will be used to purchase a used car. I've saved up a portion and need help with the rest.
My financial situation:
I am a good candidate for this loan because I am very responsible for my personal finance. I take care of the bills on time and have been doing a spreadsheet of my revenues and expenses since college graduation. I have a stable job for 1.5 years and recently received a promotion with bigger pay.
Thank you for your consideration and have a great day.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $25.00 | 10/18/2011 5:01:10 PM |
worthy-bid8 | $50.00 | 10/18/2011 5:06:13 PM |
Aberdeen | $250.00 | 10/18/2011 5:23:53 PM |
sjlender | $100.00 | 10/18/2011 5:19:29 PM |
velocity-solo | $25.00 | 10/18/2011 5:20:57 PM |
transparency-river1 | $1,000.00 | 10/18/2011 5:24:33 PM |
blot44 | $100.00 | 10/18/2011 6:10:10 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:04 PM |
penny-finder | $28.00 | 10/18/2011 6:20:02 PM |
indomitable-coin | $25.00 | 10/18/2011 7:26:42 PM |
john0720 | $50.00 | 10/19/2011 7:07:27 AM |
radforj22 | $25.00 | 10/19/2011 6:26:26 AM |
invest-in-ed | $400.00 | 10/19/2011 7:13:47 AM |
tbrnet | $50.00 | 10/19/2011 8:42:00 AM |
traghip6 | $25.00 | 10/19/2011 9:09:55 AM |
MadHun | $200.00 | 10/19/2011 9:09:09 AM |
fcrick | $25.00 | 10/19/2011 9:25:32 AM |
Trapman13 | $50.00 | 10/19/2011 10:16:49 AM |
transparency-atmosphere6 | $100.00 | 10/19/2011 12:04:41 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:18:40 PM |
rajs | $500.00 | 10/19/2011 4:58:35 PM |
top-epic-community | $100.00 | 10/19/2011 5:05:31 PM |
durability-ruler | $50.00 | 10/19/2011 5:29:35 PM |
valiant-liberty4 | $25.00 | 10/19/2011 5:17:42 PM |
IIP77 | $25.00 | 10/19/2011 5:24:43 PM |
worthy-value1 | $50.00 | 10/19/2011 8:20:23 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:24 PM |
Preteur | $25.00 | 10/20/2011 4:20:10 AM |
baseballfan111 | $25.00 | 10/19/2011 11:40:24 PM |
blue-dollar-viking | $60.00 | 10/20/2011 6:02:38 AM |
shellstar | $25.00 | 10/20/2011 7:01:46 AM |
bvtvdave | $25.00 | 10/20/2011 7:46:44 AM |
credit-coach118 | $25.00 | 10/20/2011 8:44:07 AM |
corphippie | $25.00 | 10/20/2011 8:09:37 AM |
personal-lender | $25.00 | 10/20/2011 9:09:52 AM |
drluong | $25.00 | 10/20/2011 9:41:04 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:19 AM |
scojo | $25.02 | 10/20/2011 10:24:55 AM |
Money_Working | $50.00 | 10/20/2011 10:53:14 AM |
nri22 | $100.00 | 10/20/2011 10:23:39 AM |
engaging-worth | $25.00 | 10/18/2011 8:21:56 PM |
goodhearted-basis4 | $25.00 | 10/18/2011 11:03:34 PM |
cwegert | $50.00 | 10/19/2011 7:09:56 AM |
nosualcneas | $25.00 | 10/19/2011 6:28:53 AM |
blue-useful-auction | $25.00 | 10/19/2011 6:38:35 AM |
ericgassercom | $25.00 | 10/19/2011 7:27:38 AM |
gentle-gain235 | $100.00 | 10/19/2011 8:42:49 AM |
green-interest-web | $50.00 | 10/19/2011 9:11:04 AM |
scholarly-benefit5 | $50.00 | 10/19/2011 9:19:37 AM |
Reinadog9 | $50.00 | 10/19/2011 11:14:53 AM |
kenji4861 | $50.00 | 10/19/2011 1:18:35 PM |
octoberfresh | $25.00 | 10/19/2011 1:34:01 PM |
riskadverse44 | $25.00 | 10/19/2011 4:02:35 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:06 PM |
shellstar | $25.00 | 10/19/2011 6:47:26 PM |
RiskManiac | $25.00 | 10/19/2011 8:46:22 PM |
SkonkeyGongo | $25.00 | 10/19/2011 8:21:11 PM |
first-favorite-bonus9 | $25.00 | 10/20/2011 6:12:58 AM |
ImaPutz | $25.00 | 10/20/2011 6:58:04 AM |
Pickmar | $25.00 | 10/20/2011 7:33:04 AM |
realestateinvestor37 | $500.00 | 10/20/2011 8:36:43 AM |
kyomoon | $50.00 | 10/20/2011 8:05:34 AM |
nickel-ferret | $50.00 | 10/20/2011 9:09:13 AM |
the-inspired-justice | $25.00 | 10/20/2011 9:50:03 AM |
108lender | $250.00 | 10/20/2011 10:18:36 AM |
oxnard | $25.00 | 10/20/2011 11:11:26 AM |
Rider | $200.63 | 10/20/2011 10:23:12 AM |
houli123 | $11.35 | 10/20/2011 11:21:56 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
533741
This series of Notes was issued and sold upon the funding of the borrower loan #54928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $496.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 28% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,367 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Betterfuture1000 |
Borrower's state:
| Utah |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 80 ( 98% )
| 740-759 (Latest)
|
Principal borrowed:
| $25,500.00 | < 31 days late:
| 2
( 2% )
| 800-819
(Mar-2011)
800-819
(Jul-2010)
600-619
(Feb-2008)
600-619
(Jan-2008)
|
Principal balance:
| $6,066.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 82 | | |
Description
Family Business (5th Prosper Loan)
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $100.00 | 10/19/2011 9:02:04 AM |
whitegold24k | $100.00 | 10/19/2011 9:18:39 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:40 AM |
thankful-nickel2 | $50.00 | 10/19/2011 9:22:15 AM |
SLN-10 | $25.00 | 10/19/2011 9:35:07 AM |
wise-deal-panda | $200.00 | 10/19/2011 9:21:13 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:44:59 AM |
janeybooboo | $50.00 | 10/19/2011 10:07:56 AM |
whitegold24k | $400.00 | 10/19/2011 10:51:32 AM |
RoZu_Lending | $100.00 | 10/19/2011 10:52:11 AM |
atlas-shrugged | $200.00 | 10/19/2011 12:36:41 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:48 PM |
sweety075 | $25.00 | 10/19/2011 4:33:28 PM |
reflective-rupee | $25.00 | 10/19/2011 4:19:27 PM |
well-mannered-income3 | $80.00 | 10/19/2011 7:57:52 PM |
loan-master1 | $25.00 | 10/19/2011 7:17:47 PM |
colorfulgardener | $25.00 | 10/19/2011 7:31:39 PM |
larslfe | $50.00 | 10/19/2011 8:19:47 PM |
autonomous-truth | $100.00 | 10/19/2011 8:27:36 PM |
frooogal | $50.00 | 10/19/2011 8:56:54 PM |
rate-mogul | $50.00 | 10/19/2011 8:48:10 PM |
credit-coach118 | $55.37 | 10/19/2011 8:58:24 PM |
treasure-bliss | $25.00 | 10/20/2011 5:15:24 AM |
chererat | $100.00 | 10/20/2011 7:58:25 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:21 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:46 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:53 PM |
Kaj | $25.00 | 10/20/2011 6:34:30 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:40 PM |
proud-gold9 | $25.00 | 10/20/2011 9:29:05 PM |
Imaginos1892 | $100.00 | 10/20/2011 9:30:10 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:31:01 PM |
Katburg | $25.00 | 10/21/2011 7:23:55 AM |
worthy-bid8 | $50.00 | 10/21/2011 9:06:38 AM |
social-cocktail1 | $200.00 | 10/21/2011 9:17:32 AM |
nimble-revenue5 | $50.00 | 10/21/2011 9:18:49 AM |
handshake5 | $100.00 | 10/21/2011 9:09:12 AM |
Comoparklender | $25.00 | 10/21/2011 9:22:33 AM |
FinanceEngine | $60.00 | 10/21/2011 11:17:57 AM |
life-is-great | $25.00 | 10/21/2011 12:12:47 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:48 PM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:45 PM |
finance-prescription | $100.00 | 10/21/2011 5:07:22 PM |
shmb6508 | $50.00 | 10/21/2011 5:19:00 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:06 PM |
IIP77 | $25.00 | 10/21/2011 7:30:33 PM |
cunning-truth6 | $75.00 | 10/21/2011 7:43:06 PM |
momoney2lend | $25.00 | 10/21/2011 9:56:16 PM |
LittleMingo | $25.00 | 10/22/2011 2:55:34 AM |
tntmojave | $50.00 | 10/22/2011 7:23:21 AM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:37 AM |
Miklot | $25.00 | 10/22/2011 6:32:26 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:01:50 AM |
desertoasis | $25.00 | 10/22/2011 10:09:44 AM |
blackfur | $25.00 | 10/22/2011 5:12:35 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:27 PM |
Whatssofunnybout | $52.00 | 10/22/2011 10:07:57 PM |
soulblest | $29.77 | 10/22/2011 7:51:43 PM |
magnitude787 | $50.00 | 10/23/2011 10:37:50 AM |
ommcd | $25.00 | 10/23/2011 2:34:10 PM |
Queueball1 | $25.00 | 10/23/2011 4:54:54 PM |
giftgold | $25.00 | 10/23/2011 4:34:30 PM |
community-seahorse0 | $25.00 | 10/23/2011 4:28:02 PM |
scojo | $25.02 | 10/23/2011 11:16:11 PM |
ttnk62918 | $25.00 | 10/24/2011 9:42:35 AM |
yield-trader | $25.00 | 10/24/2011 10:00:24 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 10:53:09 AM |
interest-pudding4 | $25.00 | 10/24/2011 11:20:53 AM |
GCInvestments | $25.00 | 10/24/2011 12:41:01 PM |
secureincome | $1,750.00 | 10/24/2011 12:24:46 PM |
suave-dime6 | $25.00 | 10/24/2011 12:30:21 PM |
social-zebra | $30.00 | 10/24/2011 2:31:32 PM |
radforj22 | $25.00 | 10/24/2011 3:46:11 PM |
HedgeFund | $50.00 | 10/24/2011 7:24:39 PM |
payout-bridge | $250.00 | 10/19/2011 3:35:42 PM |
Moe87 | $25.00 | 10/19/2011 4:36:09 PM |
return-grizzly | $100.00 | 10/20/2011 6:41:24 AM |
rolltide09 | $25.00 | 10/19/2011 9:02:41 AM |
AndChicksforFree | $25.00 | 10/19/2011 9:03:41 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:10 AM |
MoneyForNothing | $192.37 | 10/19/2011 9:18:07 AM |
enticing-capital6 | $50.00 | 10/19/2011 9:25:57 AM |
LittleMingo | $40.00 | 10/19/2011 9:49:40 AM |
NekHoldings | $25.00 | 10/19/2011 9:50:36 AM |
RoZu_Lending | $25.00 | 10/19/2011 10:55:10 AM |
vigorous-market5 | $200.00 | 10/19/2011 12:51:03 PM |
smurf163 | $25.00 | 10/19/2011 12:42:04 PM |
the-respectful-transaction | $25.00 | 10/19/2011 1:47:04 PM |
Mikale360 | $50.00 | 10/19/2011 1:50:52 PM |
Banker2OO7 | $100.00 | 10/19/2011 2:29:15 PM |
dime-sapling | $25.00 | 10/19/2011 4:19:41 PM |
Feyenoord | $30.00 | 10/19/2011 9:13:57 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:18 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:26 PM |
wkeboarder21 | $50.00 | 10/20/2011 4:57:21 AM |
orange-preeminant-bill | $25.00 | 10/20/2011 5:31:42 AM |
kulender | $50.00 | 10/20/2011 6:31:06 AM |
Borinkano | $56.44 | 10/20/2011 8:41:32 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:54 AM |
InvestinginU | $25.00 | 10/20/2011 10:09:20 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:06 PM |
fireferd | $52.05 | 10/20/2011 12:04:30 PM |
iolaire | $25.00 | 10/20/2011 3:23:05 PM |
rcm87 | $25.00 | 10/20/2011 12:53:21 PM |
Tscheddar | $25.00 | 10/20/2011 3:33:59 PM |
listing-vista | $100.00 | 10/20/2011 8:03:27 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:08 PM |
Investoman | $75.00 | 10/21/2011 9:11:20 AM |
amlu1988 | $25.00 | 10/21/2011 11:52:52 AM |
loanman2007 | $100.00 | 10/21/2011 11:36:36 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:31 PM |
real-return | $25.00 | 10/21/2011 5:08:25 PM |
wwwUniversal | $25.00 | 10/21/2011 5:12:38 PM |
riskadverse44 | $25.00 | 10/21/2011 7:09:29 PM |
marwadi-62 | $50.00 | 10/22/2011 8:30:25 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:34 AM |
ChoiceInvestments | $25.00 | 10/22/2011 11:38:17 AM |
TeaHouseFinance | $25.00 | 10/22/2011 2:26:06 PM |
loyalist1 | $250.00 | 10/22/2011 7:51:35 PM |
investment-comet | $25.00 | 10/23/2011 8:22:00 AM |
wizard750 | $30.00 | 10/23/2011 7:12:44 AM |
10jwbajore | $26.92 | 10/23/2011 9:16:00 AM |
Land_on_your_feet | $25.00 | 10/23/2011 8:13:13 AM |
6moonbeams | $25.00 | 10/23/2011 12:41:06 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:52 PM |
integrity-trumpet | $50.00 | 10/23/2011 9:23:36 PM |
AEH_Now | $30.41 | 10/24/2011 4:42:04 AM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:40 AM |
transparency-river1 | $1,000.00 | 10/24/2011 9:21:18 AM |
pposFUNDing | $30.47 | 10/24/2011 9:49:05 AM |
mrreynol | $30.00 | 10/24/2011 9:50:13 AM |
Princehaha | $29.92 | 10/24/2011 3:47:53 PM |
Skeptical-one | $50.00 | 10/24/2011 4:41:41 PM |
purposeful-pound5 | $29.26 | 10/24/2011 6:37:32 PM |
loss-of-control | $125.00 | 10/24/2011 7:03:47 PM |
intelligent-repayment8 | $1,950.00 | 10/24/2011 10:06:47 PM |
revenue-associate | $25.00 | 10/25/2011 6:21:05 AM |
five-star-justice | $25.00 | 10/25/2011 5:46:50 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:05:42 AM |
whitegold24k | $39.99 | 10/25/2011 8:22:01 AM |
icon7 | $50.00 | 10/25/2011 7:41:53 AM |
141 Investments
|
Borrower Payment Dependent Notes Series
533751
This series of Notes was issued and sold upon the funding of the borrower loan #55196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
13 | Length of status: | 7y 2m |
Amount delinquent:
| $18,375 |
Total credit lines:
| 45 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,868 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| aurora123 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Case Manager Help
Purpose of loan:
This loan will be used to...get mortgage current
My financial situation:
I am a good candidate for this loan because...I work two jobs and job is secure in healthcare field.
Monthly net income: $ 6800
Monthly expenses: $
Housing: $ 2732.00
Insurance: $ 432/ quartleryl
Car expenses: $ 475.0
Utilities: $300
Phone, cable, internet: $ 82.00
Food, entertainment: $ 300.00
Clothing, household expenses: $
Credit cards and other loans: $ 279.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,400.00 | 10/27/2011 8:37:38 AM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:29 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:11 AM |
micrograin | $100.00 | 10/25/2011 11:10:33 AM |
tech310 | $50.00 | 10/25/2011 11:48:47 PM |
platinum-scientist9 | $25.00 | 10/26/2011 5:02:49 PM |
exchange-dreams | $33.25 | 10/26/2011 8:40:06 PM |
Jack55304 | $200.00 | 10/27/2011 2:13:12 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:35 AM |
frogperson | $100.00 | 10/27/2011 8:25:10 AM |
Princehaha | $25.00 | 10/27/2011 8:39:37 AM |
barefootpaul | $25.00 | 10/27/2011 6:21:03 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:26 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:17 PM |
SolarMoonshine | $25.00 | 10/26/2011 5:09:00 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:57:48 PM |
4mydaughterseducation | $30.00 | 10/26/2011 8:34:15 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:08 AM |
finance-prescription | $36.75 | 10/27/2011 9:03:01 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
533773
This series of Notes was issued and sold upon the funding of the borrower loan #54877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 83% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 | Stated income: | $1-$24,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,651 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| point-association7 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,700.00 | 10/24/2011 10:54:58 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:07 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:18 PM |
PrincessGrace33 | $25.00 | 10/24/2011 11:17:36 AM |
papaloha | $25.00 | 10/23/2011 8:20:56 PM |
reinforced-durability1 | $32.72 | 10/24/2011 11:17:36 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
533777
This series of Notes was issued and sold upon the funding of the borrower loan #55043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $160.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
2 | Length of status: | 10y 7m |
Amount delinquent:
| $1,944 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,043 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| jpl2820 |
Borrower's state:
| Virginia |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 11% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 25
( 69% )
| 600-619
(May-2008)
540-559
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 7
( 19% )
|
Total payments billed:
| 36 | | |
Description
New transmission & payoff debt
Purpose of loan: new transmission & pay off credit card debt
This loan will be used to...put a new transmission in my car and pay off a credit card
My financial situation:
I am a good candidate for this loan because...I recently paid off a proper loan early. I have been working on my credit for a few years now trying to increase my credit score
Monthly net income: $2090.00
Monthly expenses: $
Housing: $200.00
Insurance: $104.00
Car expenses: $250.00
Utilities: $40.00
Phone, cable, internet: $60.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $120.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sweety075 | $25.00 | 10/18/2011 5:05:48 PM |
SolarMoonshine | $25.00 | 10/18/2011 5:43:05 PM |
Mikale360 | $25.00 | 10/18/2011 11:30:38 PM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:37 AM |
Jack55304 | $186.00 | 10/19/2011 9:25:36 AM |
fusbarro | $88.00 | 10/19/2011 11:40:59 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:42 PM |
rmpedi33 | $50.00 | 10/19/2011 7:05:58 PM |
amlu1988 | $25.00 | 10/19/2011 7:51:42 PM |
HamachiMan | $50.00 | 10/20/2011 9:57:51 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:42 AM |
silver-buckeye | $25.00 | 10/22/2011 8:58:20 AM |
money-baron-Roth401k | $29.04 | 10/22/2011 1:31:44 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:06:54 AM |
ivy-league-MBA | $25.00 | 10/25/2011 2:19:30 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:11 PM |
312-Lender | $50.00 | 10/18/2011 5:14:11 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:07 PM |
kulender | $50.00 | 10/19/2011 5:41:51 AM |
Feyenoord | $30.00 | 10/19/2011 9:15:06 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:04 PM |
cnovak | $25.00 | 10/21/2011 9:53:25 AM |
momoney2lend | $25.00 | 10/21/2011 9:55:26 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:19 PM |
kind-bill-supporter | $25.00 | 10/24/2011 2:34:15 PM |
diplomatic-wealth7 | $25.00 | 10/24/2011 5:14:01 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:01 PM |
Only_Money | $25.00 | 10/25/2011 5:44:05 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:16 PM |
larrybird | $291.96 | 10/25/2011 7:55:33 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
533791
This series of Notes was issued and sold upon the funding of the borrower loan #55050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 61% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 22
/
20 | Length of status: | 25y 6m |
Amount delinquent:
| $25 |
Total credit lines:
| 59 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,981 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thksyoujes |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2010)
740-759
(Apr-2010)
720-739
(Sep-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
ThankYouLord
Purpose of loan:
This loan will be used to...
My financial situation: Getting My Finance under control
I am a good candidate for this loan because...
Monthly net income: $ 4370
Monthly expenses: $
Housing: $ 583
Insurance: $ 194
Car expenses: $150
Utilities: $ 265
Phone, cable, internet: $145
Food, entertainment: $180
Clothing, household expenses: $ 200
Credit cards and other loans: $25,500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $30.00 | 10/18/2011 9:03:59 AM |
transparency-river1 | $1,000.00 | 10/18/2011 9:22:49 AM |
Jack55304 | $200.00 | 10/18/2011 9:22:55 AM |
AndChicksforFree | $27.00 | 10/18/2011 9:29:21 AM |
SecondChanceLendingSERV | $25.00 | 10/18/2011 12:06:14 PM |
alexgalt | $25.00 | 10/18/2011 12:00:43 PM |
credit-missile | $75.00 | 10/18/2011 5:03:46 PM |
fabulous-community4 | $40.00 | 10/18/2011 5:26:05 PM |
shrewd-income | $25.00 | 10/18/2011 5:38:23 PM |
chameleon125 | $25.00 | 10/18/2011 5:43:09 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:58 PM |
zone6 | $100.00 | 10/19/2011 12:10:15 AM |
SolarMoonshine | $25.00 | 10/19/2011 3:37:46 AM |
EngineersAlliance | $100.00 | 10/19/2011 9:10:23 AM |
money-fort | $25.00 | 10/19/2011 10:44:25 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:18 PM |
realtormoises | $25.00 | 10/20/2011 12:25:08 PM |
the-discrete-income | $25.00 | 10/20/2011 5:01:09 PM |
168RichCapital | $25.10 | 10/21/2011 10:33:23 AM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:26 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:26 PM |
economy-coup | $50.00 | 10/26/2011 12:59:31 AM |
market-pudding | $25.00 | 10/26/2011 2:07:43 AM |
head | $25.00 | 10/18/2011 9:31:56 AM |
reflective-rupee | $25.00 | 10/18/2011 11:09:18 AM |
Mikale360 | $25.00 | 10/18/2011 2:26:09 PM |
well-mannered-income3 | $50.00 | 10/18/2011 2:46:34 PM |
sweety075 | $25.00 | 10/18/2011 4:44:09 PM |
sensible-fund | $25.00 | 10/18/2011 5:09:57 PM |
RLaumeyer | $30.00 | 10/18/2011 5:53:34 PM |
Rogelio48 | $25.00 | 10/18/2011 7:55:33 PM |
credit-coach118 | $25.56 | 10/18/2011 9:32:05 PM |
money-baron | $27.62 | 10/19/2011 7:03:20 AM |
yield-lion2 | $25.00 | 10/19/2011 9:10:23 AM |
unforgettable-market3 | $100.00 | 10/19/2011 5:40:27 PM |
mighty-payout1 | $25.00 | 10/20/2011 3:15:27 PM |
ommcd | $25.00 | 10/21/2011 2:33:51 PM |
AF-Chief | $25.00 | 10/21/2011 8:15:23 PM |
papaloha | $25.00 | 10/23/2011 8:20:55 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:17 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:14 PM |
tech310 | $50.00 | 10/25/2011 11:44:59 PM |
american-investor | $50.00 | 10/26/2011 4:27:17 AM |
skubwa | $25.00 | 10/26/2011 4:59:57 AM |
goodhearted-generosity511 | $25.00 | 10/26/2011 6:56:03 AM |
intelligent-repayment8 | $444.72 | 10/26/2011 10:38:46 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
533803
This series of Notes was issued and sold upon the funding of the borrower loan #55190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1975 |
Debt/Income ratio:
| 12% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 14 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $77,364 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| direct-hope1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off funeral expenss
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $22,000
Monthly expenses: $12,000
Housing: $6000
Insurance: $250
Car expenses: $700
Utilities: $350
Phone, cable, internet: $199
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ready-interest9 | $25.00 | 10/18/2011 5:32:31 PM |
top-courteous-peso | $100.00 | 10/20/2011 6:22:53 PM |
papaloha | $25.00 | 10/23/2011 8:20:55 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:17 PM |
thomas16882004 | $25.00 | 10/25/2011 7:53:04 PM |
tech310 | $50.00 | 10/25/2011 11:44:59 PM |
realtormoises | $25.00 | 10/26/2011 6:48:28 AM |
octoberfresh | $25.00 | 10/26/2011 10:18:32 AM |
first-friendly-listing | $25.00 | 10/26/2011 4:27:03 PM |
bowler252 | $25.00 | 10/26/2011 5:22:35 PM |
blue-dollar-viking | $50.00 | 10/26/2011 5:49:48 PM |
treasure-hunter270 | $25.00 | 10/26/2011 5:58:36 PM |
Bob450 | $30.02 | 10/26/2011 6:24:03 PM |
commerce-financier4 | $100.00 | 10/26/2011 7:30:18 PM |
money-fort | $25.00 | 10/26/2011 7:47:32 PM |
intelligent-benefit657 | $38.60 | 10/26/2011 8:05:43 PM |
cash-surge | $50.00 | 10/27/2011 12:34:59 AM |
thrilling-wealth556 | $25.00 | 10/27/2011 12:49:27 AM |
Jack55304 | $200.00 | 10/27/2011 2:13:11 AM |
spsavage | $25.00 | 10/27/2011 2:21:25 AM |
SolarMoonshine | $75.00 | 10/27/2011 3:39:02 AM |
income-buffalo1 | $100.00 | 10/27/2011 4:46:07 AM |
wealth-tremolo7 | $35.98 | 10/27/2011 5:44:09 AM |
responsibility-butterfly | $25.00 | 10/18/2011 6:01:59 PM |
Megaton | $25.00 | 10/21/2011 4:31:46 PM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:26 PM |
economy-coup | $50.00 | 10/26/2011 12:59:31 AM |
loan-fate | $100.00 | 10/26/2011 7:21:40 AM |
new-gold-wrangler | $2,000.00 | 10/26/2011 4:46:39 PM |
bellaquito | $2,000.00 | 10/26/2011 4:26:11 PM |
capital-renewal | $25.00 | 10/26/2011 4:29:50 PM |
loss-of-control | $100.00 | 10/26/2011 5:20:45 PM |
vutah | $25.00 | 10/26/2011 6:03:05 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:54:06 PM |
associate36 | $25.00 | 10/26/2011 6:16:38 PM |
CatbirdBanking | $25.00 | 10/26/2011 7:36:53 PM |
FL-Lender | $33.00 | 10/26/2011 7:03:48 PM |
supreme-p2p9 | $25.00 | 10/26/2011 7:56:55 PM |
COtheBeast | $25.00 | 10/26/2011 8:58:24 PM |
larrybird | $1,000.00 | 10/26/2011 9:18:54 PM |
goodhearted-generosity511 | $25.00 | 10/26/2011 9:52:38 PM |
S-Master | $100.00 | 10/26/2011 10:17:44 PM |
diversification-maple1 | $25.00 | 10/26/2011 10:26:48 PM |
ideal-velocity7 | $100.00 | 10/26/2011 9:56:53 PM |
JPMorrisLegacyFund | $35.13 | 10/26/2011 9:48:50 PM |
let_me_retire | $100.00 | 10/27/2011 3:33:46 AM |
Maximum_Investment | $25.00 | 10/27/2011 3:39:19 AM |
bigdees | $44.95 | 10/27/2011 3:59:48 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:29 AM |
suave-dime6 | $25.00 | 10/27/2011 5:44:32 AM |
periko | $41.31 | 10/27/2011 5:51:09 AM |
supreme-hope | $25.00 | 10/27/2011 5:51:37 AM |
bonus-poplar2 | $25.00 | 10/27/2011 5:58:37 AM |
irrelevant | $25.00 | 10/27/2011 6:05:13 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
533833
This series of Notes was issued and sold upon the funding of the borrower loan #54981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $177.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,618 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| tb972 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $29,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Sep-2009)
800-819
(Aug-2009)
760-779
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Life a Little Easier
Purpose of loan:
Pay Home Depot and to pay our property taxes
I pay my debt. Other outstanding credit card balances were used to start my business, but the business is paying these. With few expenses any cash left over is used toward improving my home as I can. Home Depot has been used for ordinary needs to live in a home. Home Depot interest is high, and my property tax will be coming due. I would feel more comfortable paying those debts now. The property tax is associated with a home my son lives in that I purchased for him to live. He is a young man (22) who has cerebral palsy. I would feel better knowing that there is no reason anyone would ever be able to take his home away.
Monthly net income: $3,800
Housing: $0
Insurance: $200
Car expenses: $100
Utilities: $100
Phone, cable, internet: $30
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $27.00 | 10/18/2011 5:01:48 PM |
janeybooboo | $50.00 | 10/18/2011 5:21:24 PM |
atlas-shrugged | $200.00 | 10/18/2011 5:24:11 PM |
thankful-nickel2 | $25.00 | 10/18/2011 5:48:19 PM |
penny-finder | $25.00 | 10/18/2011 6:15:09 PM |
worldly-investment333 | $28.00 | 10/19/2011 8:18:44 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:38 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:04 PM |
favorite-commerce | $25.00 | 10/19/2011 1:34:39 PM |
colorfulgardener | $25.00 | 10/19/2011 7:31:03 PM |
Horse-Lender | $25.00 | 10/20/2011 6:01:33 AM |
GElender | $50.00 | 10/20/2011 6:01:14 AM |
Bill88 | $40.00 | 10/20/2011 10:30:14 AM |
cashhelp | $30.00 | 10/20/2011 6:03:19 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:05 PM |
organized-payment6 | $50.00 | 10/21/2011 5:33:20 AM |
northphoto | $25.00 | 10/21/2011 6:49:12 AM |
first-serene-credit | $25.00 | 10/21/2011 8:19:14 AM |
one-midas | $35.00 | 10/21/2011 9:09:05 AM |
kinetic-social | $25.00 | 10/21/2011 10:11:31 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:11 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:46 PM |
wwwUniversal | $25.00 | 10/22/2011 12:15:44 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:26 PM |
Brisket_Bob | $50.00 | 10/22/2011 4:00:24 PM |
the-discrete-income | $25.00 | 10/24/2011 9:01:49 AM |
simplelender80 | $300.00 | 10/24/2011 1:24:58 PM |
scojo | $25.02 | 10/25/2011 12:18:10 AM |
Josphine | $25.00 | 10/25/2011 6:20:23 AM |
revenue-associate | $25.00 | 10/25/2011 6:18:21 AM |
djh47a | $25.00 | 10/25/2011 7:37:35 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:16:46 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:06:55 AM |
Beechturner | $40.00 | 10/25/2011 9:57:31 AM |
Zoramite | $25.00 | 10/25/2011 12:09:47 PM |
wkeboarder21 | $50.00 | 10/25/2011 1:24:55 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:01 PM |
tranquil-revenue | $33.52 | 10/25/2011 4:12:09 PM |
maldok1 | $25.00 | 10/25/2011 5:06:13 PM |
clenh2o | $25.00 | 10/25/2011 5:21:32 PM |
elvisloans | $25.00 | 10/25/2011 6:00:21 PM |
new-gold-wrangler | $23.60 | 10/25/2011 7:41:16 PM |
golffish2 | $25.00 | 10/19/2011 3:02:41 AM |
DHolly | $25.00 | 10/18/2011 5:18:18 PM |
MarvintheMartian | $25.00 | 10/18/2011 5:19:42 PM |
pound-mushroom3 | $25.00 | 10/18/2011 5:21:31 PM |
responsibility-butterfly | $25.00 | 10/18/2011 6:02:09 PM |
kulender | $50.00 | 10/19/2011 5:41:52 AM |
equitable-p2ploan8 | $25.66 | 10/19/2011 7:28:28 AM |
fusbarro | $88.00 | 10/19/2011 11:41:00 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:43 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:08 PM |
freefly67 | $29.19 | 10/19/2011 6:14:08 PM |
valiant-money | $40.00 | 10/20/2011 8:08:57 AM |
neorunner | $25.00 | 10/20/2011 8:53:43 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:51 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:17 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:43 AM |
amlu1988 | $25.00 | 10/21/2011 11:55:43 AM |
AustinAmerica | $25.00 | 10/22/2011 8:33:04 AM |
happy-yield | $25.00 | 10/23/2011 6:08:12 AM |
investment-comet | $25.00 | 10/23/2011 8:21:11 AM |
Tkhalaska | $25.00 | 10/23/2011 10:04:58 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:24 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:49 PM |
orange-spiritual-contract | $50.00 | 10/24/2011 10:52:30 AM |
intelligent-repayment8 | $500.00 | 10/24/2011 10:04:17 PM |
social-zebra | $30.00 | 10/25/2011 8:25:43 AM |
hopeful-truth5 | $50.00 | 10/25/2011 10:58:40 AM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:41 PM |
kegs | $300.00 | 10/25/2011 1:51:22 PM |
grabtakeout | $30.00 | 10/25/2011 4:15:41 PM |
drcoop | $25.00 | 10/25/2011 4:31:46 PM |
keichi03 | $50.00 | 10/25/2011 5:16:57 PM |
tkr2 | $25.00 | 10/25/2011 5:58:51 PM |
FoosMaster | $25.00 | 10/25/2011 6:17:07 PM |
mystss | $75.00 | 10/25/2011 6:36:36 PM |
moneyhelp4u | $50.00 | 10/25/2011 7:01:07 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
533855
This series of Notes was issued and sold upon the funding of the borrower loan #55067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 31% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $932 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| intuitive-diversification897 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500.00
Monthly expenses: $600
Housing: $290
Insurance: $85
Car expenses: $408
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/26/2011 6:25:59 AM |
pound-mushroom3 | $25.00 | 10/19/2011 9:22:09 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:29:19 PM |
sfmf | $25.02 | 10/20/2011 9:26:35 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:11 PM |
alexgalt | $25.00 | 10/24/2011 9:47:01 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:02 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:28 PM |
hitsman | $50.00 | 10/25/2011 11:18:17 PM |
Jack55304 | $200.00 | 10/26/2011 1:49:34 AM |
loanman2007 | $25.00 | 10/26/2011 4:53:48 AM |
melodious-openness | $50.00 | 10/26/2011 4:42:13 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:43:18 AM |
suave-dime6 | $25.00 | 10/26/2011 6:03:57 AM |
high_flyer | $50.00 | 10/26/2011 6:30:00 AM |
Canidae | $20.57 | 10/26/2011 7:13:11 AM |
best-listing-toro | $25.00 | 10/26/2011 7:02:50 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:01 AM |
Something-Corporate | $50.00 | 10/20/2011 9:07:15 PM |
frogperson | $44.11 | 10/22/2011 11:09:12 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:22 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:38 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:48:57 PM |
dariop | $30.01 | 10/26/2011 1:06:23 AM |
SolarMoonshine | $25.00 | 10/26/2011 3:36:37 AM |
palace2 | $160.96 | 10/26/2011 5:15:27 AM |
silver-enlightenment0 | $100.00 | 10/26/2011 6:15:20 AM |
RSB-VA | $43.45 | 10/26/2011 5:53:32 AM |
realestateinvestor37 | $120.88 | 10/26/2011 6:54:55 AM |
realtormoises | $25.00 | 10/26/2011 6:49:38 AM |
renaissance168 | $30.00 | 10/26/2011 6:58:15 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
533897
This series of Notes was issued and sold upon the funding of the borrower loan #54853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-20-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 29% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,911 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mjohnson0930 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 44 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $23,910.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
680-699
(Mar-2010)
680-699
(Nov-2007)
620-639
(Feb-2007)
|
Principal balance:
| $5,947.32 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
Winter clean up...
Purpose of loan:
This loan will be used to...
Pay off exisitng Prosper Loan, Gator's vet bill and AMEX.
My financial situation: I'm employee and my mortgage is up to date
I am a good candidate for this loan because... I have had Prosper loans in the past and have always been on time and paid off loans early
Monthly net income: $ 2800.00
Monthly expenses: $
Housing: $ 1100.00
Insurance: $ 100.00
Car expenses: $ 0.00 Car is paid off
Utilities: $60
Phone, cable, internet: $ 75
Food, entertainment: $ 100
Clothing, household expenses: $25
Credit cards and other loans: $650.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-daydream | $75.00 | 10/19/2011 12:14:56 PM |
payout-bridge | $50.00 | 10/19/2011 9:34:45 PM |
icanhasloanz | $300.00 | 10/19/2011 8:59:18 PM |
fascinating-generosity3 | $160.26 | 10/19/2011 9:09:29 AM |
fascinating-generosity3 | $200.00 | 10/19/2011 9:03:06 AM |
Kash2010lu | $40.00 | 10/19/2011 9:10:05 AM |
MoneyForNothing | $68.07 | 10/19/2011 9:12:45 AM |
loanman2007 | $25.00 | 10/19/2011 9:19:51 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:03 AM |
credit-missile | $110.00 | 10/19/2011 9:45:40 AM |
SLN-10 | $50.00 | 10/19/2011 9:30:37 AM |
LittleMingo | $30.00 | 10/19/2011 9:47:43 AM |
RoZu_Lending | $100.00 | 10/19/2011 10:52:17 AM |
the-respectful-transaction | $25.00 | 10/19/2011 1:43:52 PM |
Banker2OO7 | $63.89 | 10/19/2011 2:17:36 PM |
seabassx | $25.00 | 10/19/2011 1:58:45 PM |
ronin4sale | $30.00 | 10/19/2011 3:45:02 PM |
reflective-rupee | $25.00 | 10/19/2011 4:14:30 PM |
Bob450 | $30.00 | 10/19/2011 4:50:18 PM |
innovator10 | $31.00 | 10/19/2011 5:00:39 PM |
compassion-artisan9 | $50.00 | 10/19/2011 5:58:39 PM |
myutmost | $40.00 | 10/19/2011 6:17:17 PM |
sensible-fund | $25.00 | 10/19/2011 6:38:41 PM |
well-mannered-income3 | $60.00 | 10/19/2011 8:00:30 PM |
frooogal | $50.00 | 10/19/2011 9:08:28 PM |
unassuming-market7 | $25.00 | 10/19/2011 9:57:16 PM |
SolarMoonshine | $25.00 | 10/20/2011 3:40:29 AM |
corporatejim | $25.00 | 10/20/2011 4:04:41 AM |
Champion_Lending | $25.00 | 10/20/2011 7:56:55 AM |
chameleon125 | $50.00 | 10/20/2011 6:50:18 AM |
chererat | $100.00 | 10/20/2011 8:00:08 AM |
168RichCapital | $25.10 | 10/20/2011 7:17:56 AM |
gothampark | $25.00 | 10/20/2011 10:13:45 AM |
fireferd | $40.00 | 10/20/2011 12:02:28 PM |
SecondChanceLendingSERV | $26.64 | 10/20/2011 11:56:07 AM |
ProsprousLender | $25.00 | 10/20/2011 3:40:07 PM |
trumpeter5 | $25.00 | 10/20/2011 2:14:19 PM |
brightest-organized-balance | $100.00 | 10/20/2011 3:00:47 PM |
Dusigrosz | $100.00 | 10/20/2011 4:59:56 PM |
shrewd-income | $89.75 | 10/20/2011 5:58:55 PM |
JauaFlash | $25.00 | 10/20/2011 5:42:26 PM |
wlm3012 | $50.00 | 10/20/2011 6:48:34 PM |
impala6464 | $70.00 | 10/20/2011 7:50:14 PM |
lendstats_com | $200.00 | 10/19/2011 9:15:54 AM |
113121 | $500.00 | 10/19/2011 9:21:47 AM |
Moe87 | $29.94 | 10/19/2011 4:34:31 PM |
AndChicksforFree | $100.00 | 10/19/2011 9:12:32 AM |
312-Lender | $50.00 | 10/19/2011 9:13:59 AM |
thankful-nickel2 | $25.00 | 10/19/2011 9:11:23 AM |
wise-deal-panda | $200.00 | 10/19/2011 9:21:14 AM |
whitegold24k | $100.00 | 10/19/2011 9:18:40 AM |
enticing-capital6 | $50.00 | 10/19/2011 9:25:58 AM |
servnyou | $30.00 | 10/19/2011 10:05:35 AM |
janeybooboo | $100.00 | 10/19/2011 9:31:24 AM |
dcm6276 | $75.00 | 10/19/2011 10:40:11 AM |
NekHoldings | $25.00 | 10/19/2011 9:49:46 AM |
money-fort | $25.00 | 10/19/2011 10:42:00 AM |
whitegold24k | $400.00 | 10/19/2011 10:49:56 AM |
RoZu_Lending | $37.44 | 10/19/2011 10:54:48 AM |
blitzen40 | $25.00 | 10/19/2011 10:07:36 AM |
heavenly-interest9 | $400.00 | 10/19/2011 10:53:14 AM |
hillerod | $25.19 | 10/19/2011 11:51:22 AM |
jhouman | $50.00 | 10/19/2011 12:04:28 PM |
Mikale360 | $50.00 | 10/19/2011 1:24:26 PM |
DiligentiaLLC | $57.63 | 10/19/2011 3:16:13 PM |
wisconsinvestor | $50.00 | 10/19/2011 4:19:51 PM |
sweety075 | $25.00 | 10/19/2011 4:30:04 PM |
Philman | $25.00 | 10/19/2011 5:54:58 PM |
Jack55304 | $200.00 | 10/19/2011 5:21:17 PM |
loss-of-control | $125.00 | 10/19/2011 6:31:21 PM |
loan-master1 | $25.00 | 10/19/2011 7:14:15 PM |
alexgalt | $25.00 | 10/19/2011 9:00:44 PM |
alexgalt | $25.00 | 10/19/2011 9:48:07 PM |
Feyenoord | $30.00 | 10/19/2011 9:01:25 PM |
first-dinero-paladin | $35.00 | 10/19/2011 10:05:05 PM |
ohmarkybaby | $25.00 | 10/19/2011 9:52:42 PM |
heaven75 | $600.00 | 10/20/2011 12:47:46 AM |
EEasyMoney | $25.00 | 10/20/2011 6:34:38 AM |
GElender | $40.00 | 10/20/2011 6:05:09 AM |
FarmersBank | $48.92 | 10/20/2011 7:11:42 AM |
shawnw2 | $75.00 | 10/20/2011 6:27:07 AM |
high_flyer | $200.00 | 10/20/2011 7:37:36 AM |
fascinating-generosity3 | $128.53 | 10/20/2011 9:10:41 AM |
papaloha | $150.00 | 10/20/2011 9:46:34 AM |
drluong | $44.46 | 10/20/2011 9:43:42 AM |
the-inspired-justice | $25.00 | 10/20/2011 9:53:27 AM |
bluehen00 | $25.00 | 10/20/2011 11:36:19 AM |
Making_Money | $200.00 | 10/20/2011 5:56:22 PM |
double22 | $185.30 | 10/20/2011 5:23:47 PM |
Howaboutsomemoney | $25.00 | 10/20/2011 5:45:04 PM |
MoneyForNothing | $2.32 | 10/20/2011 8:27:40 PM |
credit-coach118 | $40.56 | 10/20/2011 8:27:03 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
533929
This series of Notes was issued and sold upon the funding of the borrower loan #55135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1962 |
Debt/Income ratio:
| 64% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,207 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| youthful-fairness2 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dutchy
Purpose of loan:
This loan will be used to..pay off debts..
My financial situation:
I am a good candidate for this loan because..of my good credit scores..
Monthly expenses: $ monthly income $ 2322.
Housing: $ 1000.
Insurance: $ 100.
Car expenses: $150.
Utilities: $ 150.
Phone, cable, internet: $ 100.
Food, entertainment: $ 200.
Clothing, household expenses: $100.
Credit cards and other loans: $ 500.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/18/2011 6:02:11 PM |
kulender | $50.00 | 10/19/2011 5:41:52 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:38 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:43 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:28:28 PM |
top-courteous-peso | $100.00 | 10/20/2011 6:22:53 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:05 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:19 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:09 PM |
diplomatic-wealth7 | $25.00 | 10/24/2011 5:14:02 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:06:56 AM |
fervent-repayment | $25.00 | 10/25/2011 7:06:41 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:34 PM |
mercuriant | $25.00 | 10/25/2011 10:26:22 PM |
mlj0671 | $25.00 | 10/26/2011 6:03:33 AM |
handy-justice | $50.00 | 10/26/2011 10:50:54 AM |
CreditBuilder2 | $25.00 | 10/26/2011 12:25:55 PM |
merciful-return164 | $200.00 | 10/26/2011 2:56:15 PM |
the-unequivocal-pound | $250.00 | 10/26/2011 2:35:49 PM |
the-payout-enclave | $30.00 | 10/26/2011 4:13:42 PM |
Leshan | $25.00 | 10/26/2011 4:23:22 PM |
Something-Corporate | $25.00 | 10/26/2011 3:34:58 PM |
transparency-universe8 | $25.00 | 10/26/2011 3:41:08 PM |
capital-renewal | $25.00 | 10/26/2011 4:29:51 PM |
Scoote2912 | $25.00 | 10/26/2011 3:50:59 PM |
stock106 | $25.00 | 10/26/2011 4:45:49 PM |
shaneaj | $249.40 | 10/26/2011 4:46:26 PM |
larrybird | $2,000.00 | 10/26/2011 4:37:37 PM |
barefootpaul | $25.00 | 10/26/2011 9:13:25 AM |
capital-majesty7 | $26.00 | 10/21/2011 10:26:43 AM |
papaloha | $25.00 | 10/23/2011 8:20:57 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:12 PM |
Webpreneur | $50.00 | 10/25/2011 8:55:57 PM |
loan-fate | $69.00 | 10/26/2011 7:21:41 AM |
MM1207 | $25.00 | 10/26/2011 7:47:17 AM |
youngster50 | $25.00 | 10/26/2011 9:16:44 AM |
one2sojourn | $25.00 | 10/26/2011 9:26:19 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:39:10 AM |
profit-powerplant | $25.00 | 10/26/2011 10:28:57 AM |
octoberfresh | $25.00 | 10/26/2011 10:03:45 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:46:11 AM |
S-Master | $100.00 | 10/26/2011 10:28:27 AM |
investment-comet | $25.00 | 10/26/2011 11:31:15 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:50:42 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:22 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:16 PM |
quest0 | $34.82 | 10/26/2011 1:18:42 PM |
orbital-dollar2 | $25.00 | 10/26/2011 3:04:20 PM |
awe-inspiring-payment | $28.92 | 10/26/2011 4:29:44 PM |
Kaj | $25.00 | 10/26/2011 4:30:36 PM |
new-gold-wrangler | $911.86 | 10/26/2011 4:47:12 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
533933
This series of Notes was issued and sold upon the funding of the borrower loan #54790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $289.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 26% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 14y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,398 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Runegeld |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 37 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,850.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2010)
660-679
(Nov-2009)
620-639
(Feb-2008)
600-619
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 37 | | |
Description
Bathroom Remodel
Purpose of loan:
This loan will be used to remodel our 1960s era bathroom.
My financial situation:
I am a good candidate for this loan because I have been employed in the same department for over 14 years. I have paid off 2 previous Prosper loans and am never delinquent with my payments
Monthly net income: $2850
Monthly expenses: $2185
Housing: $450 (wife pays half)
Insurance: $70
Car expenses: none (my vehicle is paid off)
Utilities: $175
Phone, cable, internet: $190
Food, entertainment: $50
Clothing, household expenses: $250
Credit cards and other loans: $650
Other expenses: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $26.00 | 10/20/2011 9:09:10 AM |
return-grizzly | $100.00 | 10/20/2011 9:53:53 AM |
Kash2010lu | $40.00 | 10/20/2011 9:00:57 AM |
LittleMingo | $30.00 | 10/20/2011 9:02:13 AM |
MoneyForNothing | $42.87 | 10/20/2011 9:04:33 AM |
fabulous-community4 | $40.00 | 10/20/2011 9:01:51 AM |
Jack55304 | $200.00 | 10/20/2011 9:20:22 AM |
enticing-capital6 | $50.00 | 10/20/2011 9:20:45 AM |
RoZu_Lending | $100.00 | 10/20/2011 9:33:29 AM |
investment-artist | $27.00 | 10/20/2011 9:42:54 AM |
mikeandcat | $50.00 | 10/20/2011 9:51:59 AM |
green-trade-dolphin | $25.00 | 10/20/2011 9:52:50 AM |
janeybooboo | $100.00 | 10/20/2011 10:43:47 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:07 PM |
genuine-dime | $100.00 | 10/20/2011 1:24:02 PM |
jpaulnyc | $25.00 | 10/20/2011 2:39:36 PM |
sensible-fund | $27.09 | 10/20/2011 4:24:59 PM |
MilitaryLending | $59.01 | 10/20/2011 5:05:31 PM |
bullish2bearish | $30.00 | 10/20/2011 4:42:15 PM |
AndChicksforFree | $200.00 | 10/20/2011 5:48:03 PM |
cashhelp | $30.00 | 10/20/2011 5:57:00 PM |
Mikale360 | $25.00 | 10/20/2011 7:59:23 PM |
The_Phantom | $25.00 | 10/20/2011 9:00:42 PM |
investmentgroup | $50.00 | 10/21/2011 3:46:17 AM |
luv4cycling | $25.00 | 10/21/2011 6:52:50 AM |
bluestarman08 | $46.00 | 10/21/2011 6:46:35 AM |
312-Lender | $25.00 | 10/21/2011 7:46:01 AM |
payment-halo | $25.00 | 10/21/2011 8:59:58 AM |
cnovak | $25.00 | 10/21/2011 9:53:26 AM |
loanman2007 | $350.00 | 10/21/2011 11:22:54 AM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:46 PM |
worth-blanket2 | $1,600.00 | 10/21/2011 4:49:08 PM |
real-return | $25.00 | 10/21/2011 5:14:35 PM |
whatreality | $25.00 | 10/21/2011 5:56:34 PM |
coin-flower1 | $25.00 | 10/21/2011 6:45:41 PM |
corporatejim | $28.72 | 10/21/2011 6:13:00 PM |
Wilhan | $25.00 | 10/21/2011 7:09:03 PM |
gpuck | $50.00 | 10/21/2011 6:16:03 PM |
ethicalhumanist | $50.00 | 10/21/2011 6:08:35 PM |
beakerfish | $50.00 | 10/21/2011 6:51:34 PM |
investment-daydream | $25.00 | 10/20/2011 10:37:10 AM |
113121 | $200.00 | 10/20/2011 6:48:22 PM |
lendstats_com | $843.36 | 10/21/2011 6:56:08 AM |
green-trade-dolphin | $35.50 | 10/20/2011 9:01:12 AM |
whitegold24k | $100.00 | 10/20/2011 9:14:21 AM |
Dusigrosz | $100.00 | 10/20/2011 9:16:46 AM |
currency-excellency0 | $75.00 | 10/20/2011 9:01:57 AM |
atlas-shrugged | $200.00 | 10/20/2011 9:15:24 AM |
wise-deal-panda | $200.00 | 10/20/2011 9:16:22 AM |
NekHoldings | $25.00 | 10/20/2011 9:16:34 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:57 AM |
SolarMoonshine | $25.00 | 10/20/2011 9:53:46 AM |
fireferd | $100.00 | 10/20/2011 11:56:47 AM |
Feyenoord | $30.00 | 10/20/2011 10:35:56 AM |
trumpeter5 | $32.00 | 10/20/2011 2:15:19 PM |
thankful-nickel2 | $25.00 | 10/20/2011 12:57:29 PM |
rolltide09 | $25.00 | 10/20/2011 5:02:23 PM |
radforj22 | $25.00 | 10/20/2011 4:28:53 PM |
loan-master1 | $25.00 | 10/20/2011 4:40:46 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:36 PM |
tnjohnso | $25.00 | 10/20/2011 5:29:43 PM |
shrewd-income | $150.00 | 10/20/2011 5:51:14 PM |
sweety075 | $25.00 | 10/20/2011 6:02:22 PM |
credit-coach118 | $45.56 | 10/20/2011 8:28:01 PM |
mrxtravis | $25.00 | 10/20/2011 8:29:10 PM |
heaven75 | $100.00 | 10/20/2011 11:54:04 PM |
SecondChanceLendingSERV | $25.00 | 10/21/2011 5:57:23 AM |
tntmojave | $50.00 | 10/21/2011 4:12:32 AM |
vtrentster | $26.00 | 10/21/2011 7:01:00 AM |
Bob450 | $30.00 | 10/21/2011 7:16:58 AM |
Christophe | $50.00 | 10/21/2011 7:23:47 AM |
worldly-investment333 | $25.00 | 10/21/2011 7:32:26 AM |
FinanceEngine | $45.00 | 10/21/2011 11:06:03 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:34 AM |
amlu1988 | $25.00 | 10/21/2011 11:46:28 AM |
dcshobby | $25.00 | 10/21/2011 3:28:42 PM |
JGuide | $26.99 | 10/21/2011 5:15:50 PM |
ag-ventures | $25.00 | 10/21/2011 5:44:15 PM |
taetrade | $25.00 | 10/21/2011 7:25:44 PM |
gpuck | $50.00 | 10/21/2011 6:29:29 PM |
MoneyForNothing | $8.90 | 10/21/2011 7:25:58 PM |
81 Investments
|
Borrower Payment Dependent Notes Series
533935
This series of Notes was issued and sold upon the funding of the borrower loan #54796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 40% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,168 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| SwimMom2Boys |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 50 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2008)
620-639
(Mar-2007)
600-619
(Feb-2007)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 50 | | |
Description
Pay off High Interest Credit 35%+
Purpose of loan: Is to pay off large interest credit accounts 35%+
I have been at my job 10+years . Immediately following my last Prosper loan, we received 2 day and then 3 day Furloughs per month. The late payments that may show on my credit report are due to trial payments that were given to me to assist with a home loan modification. I never missed a payment, trial payments were $350 less than actual payment until the modification was implemented. I pay all my bills on payday the first of the month. I am a good candidate for this loan because. I have not ever missed a Prosper Loan payment nor any payments in last 5 years.
Monthly net income: $4255 - Monthly expenses: $3859
Housing: $1520 Insurance: $ 150 car and life Car expenses: $ 220
Utilities: $ 150 Phone, cable, internet: $ 220 Credit cards and other loans: $ 1100
Food, entertainment: $ 350 Clothing, household expenses: $100
Child support/taxes/college fund: $285
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
grnii78 | $100.00 | 10/19/2011 9:25:21 AM |
worth-blanket2 | $6,700.00 | 10/21/2011 4:49:39 PM |
MoneyForNothing | $72.85 | 10/19/2011 9:04:47 AM |
AndChicksforFree | $25.00 | 10/19/2011 9:08:58 AM |
thankful-nickel2 | $50.00 | 10/19/2011 9:23:08 AM |
wise-deal-panda | $200.00 | 10/19/2011 9:21:14 AM |
cashhelp | $30.00 | 10/19/2011 9:57:17 AM |
enticing-capital6 | $50.00 | 10/19/2011 9:25:58 AM |
goodhearted-generosity511 | $25.00 | 10/19/2011 10:58:43 AM |
whitegold24k | $400.00 | 10/19/2011 10:49:18 AM |
investment-artist | $27.00 | 10/19/2011 12:35:28 PM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:32 PM |
the-respectful-transaction | $25.00 | 10/19/2011 1:47:29 PM |
MilitaryLending | $38.01 | 10/19/2011 2:36:11 PM |
reflective-rupee | $25.00 | 10/19/2011 4:14:04 PM |
loan-master1 | $25.00 | 10/19/2011 7:36:50 PM |
well-mannered-income3 | $70.00 | 10/19/2011 8:02:10 PM |
hard-working-rate3 | $100.00 | 10/19/2011 10:57:26 PM |
tntmojave | $50.00 | 10/20/2011 4:24:26 AM |
heaven75 | $400.00 | 10/20/2011 12:46:59 AM |
4est | $25.00 | 10/20/2011 4:32:08 AM |
orange-preeminant-bill | $25.00 | 10/20/2011 5:31:43 AM |
GElender | $50.00 | 10/20/2011 6:01:16 AM |
proud-gold9 | $25.00 | 10/20/2011 6:28:08 AM |
kulender | $50.00 | 10/20/2011 6:31:11 AM |
treasure-bliss | $25.00 | 10/20/2011 5:15:24 AM |
nimble-affluence4 | $25.00 | 10/20/2011 8:18:37 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:55 AM |
Bill88 | $25.00 | 10/20/2011 10:31:14 AM |
fireferd | $100.00 | 10/20/2011 12:01:40 PM |
rcm87 | $25.00 | 10/20/2011 12:53:21 PM |
loan-wasp | $50.00 | 10/20/2011 3:54:46 PM |
omegamon1 | $30.00 | 10/20/2011 7:12:44 PM |
feiandasun | $25.00 | 10/20/2011 7:43:05 PM |
asset-cougar0 | $25.00 | 10/20/2011 7:54:56 PM |
credit-coach118 | $25.37 | 10/20/2011 8:32:22 PM |
investmentgroup | $50.00 | 10/21/2011 3:46:16 AM |
gotjack | $25.00 | 10/21/2011 5:32:47 AM |
Comoparklender | $25.00 | 10/21/2011 9:22:33 AM |
fervent-repayment | $25.00 | 10/21/2011 11:04:52 AM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:45 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:49 PM |
erowis | $75.00 | 10/21/2011 4:01:52 PM |
worthy-bid8 | $50.00 | 10/21/2011 5:05:18 PM |
social-cocktail1 | $200.00 | 10/21/2011 5:13:29 PM |
real-return | $25.00 | 10/21/2011 5:06:29 PM |
momoney2lend | $25.00 | 10/21/2011 9:56:40 PM |
commerce-jujitsu7 | $32.02 | 10/21/2011 8:02:36 PM |
RebuildingAmerica | $45.50 | 10/22/2011 2:26:39 AM |
sweety075 | $25.00 | 10/21/2011 10:03:50 PM |
p2ploan-sensation211 | $25.00 | 10/22/2011 5:37:31 AM |
loanman2007 | $50.00 | 10/22/2011 5:39:16 AM |
Miklot | $25.00 | 10/22/2011 6:32:27 AM |
payout-bridge | $375.00 | 10/19/2011 3:34:46 PM |
Moe87 | $25.00 | 10/19/2011 4:35:41 PM |
icanhasloanz | $150.00 | 10/19/2011 8:46:31 PM |
rolltide09 | $25.00 | 10/19/2011 9:02:42 AM |
Bank_Of_XL | $25.00 | 10/19/2011 9:15:47 AM |
miamibeachloaner | $25.00 | 10/19/2011 9:07:11 AM |
whitegold24k | $100.00 | 10/19/2011 9:18:41 AM |
Whipster | $60.00 | 10/19/2011 9:12:55 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:43 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:05 AM |
LittleMingo | $26.79 | 10/19/2011 9:45:38 AM |
RoZu_Lending | $100.00 | 10/19/2011 10:52:23 AM |
janeybooboo | $100.00 | 10/19/2011 10:10:19 AM |
impeccable-ore3 | $25.00 | 10/19/2011 10:27:34 AM |
RoZu_Lending | $25.00 | 10/19/2011 10:55:16 AM |
wonder3 | $30.00 | 10/19/2011 10:57:39 AM |
Ubiquinone | $59.00 | 10/19/2011 12:07:45 PM |
vigorous-market5 | $200.00 | 10/19/2011 12:51:12 PM |
dtana | $25.00 | 10/19/2011 11:55:35 AM |
smurf163 | $25.00 | 10/19/2011 12:42:04 PM |
kenji4861 | $25.00 | 10/19/2011 1:22:54 PM |
Mikale360 | $25.00 | 10/19/2011 1:53:19 PM |
amlu1988 | $25.00 | 10/19/2011 8:16:01 PM |
Feyenoord | $30.00 | 10/19/2011 9:16:08 PM |
mrxtravis | $50.00 | 10/19/2011 10:26:14 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:18 PM |
myidear | $25.00 | 10/20/2011 3:17:52 AM |
Scotcha | $100.00 | 10/20/2011 4:07:36 AM |
robgw | $25.00 | 10/20/2011 6:19:33 AM |
durability-halibut | $30.00 | 10/20/2011 6:15:07 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:23 PM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:06 PM |
iolaire | $25.00 | 10/20/2011 3:23:05 PM |
mighty-payout1 | $50.00 | 10/20/2011 3:25:35 PM |
bullish2bearish | $26.37 | 10/20/2011 4:43:31 PM |
phersjm | $25.00 | 10/20/2011 5:08:54 PM |
lagnisiruk | $25.00 | 10/20/2011 5:14:54 PM |
Kaj | $25.00 | 10/20/2011 6:34:30 PM |
dime-sapling | $25.00 | 10/20/2011 6:45:32 PM |
listing-vista | $100.00 | 10/20/2011 8:03:27 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:40 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:09 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:31:01 PM |
economy-popcorn | $25.00 | 10/21/2011 6:57:07 AM |
Christophe | $25.00 | 10/21/2011 7:22:32 AM |
Katburg | $25.00 | 10/21/2011 7:23:56 AM |
Investoman | $75.00 | 10/21/2011 9:11:20 AM |
FinanceEngine | $50.00 | 10/21/2011 11:20:01 AM |
loanman2007 | $100.00 | 10/21/2011 11:34:28 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:31 PM |
larslfe | $25.00 | 10/21/2011 3:31:11 PM |
nimble-revenue5 | $50.00 | 10/21/2011 5:14:55 PM |
ag-ventures | $25.00 | 10/21/2011 5:48:03 PM |
integrity-starter | $25.00 | 10/21/2011 6:14:30 PM |
Rip128 | $45.00 | 10/21/2011 6:54:33 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:06 PM |
rockhound84 | $35.00 | 10/22/2011 3:08:11 AM |
let_me_retire | $1,000.00 | 10/22/2011 1:36:08 AM |
community-oracle | $38.00 | 10/22/2011 2:11:08 AM |
scottssm | $63.00 | 10/22/2011 6:01:30 AM |
enchanted-note | $25.00 | 10/22/2011 6:05:08 AM |
MoneyForNothing | $11.09 | 10/22/2011 6:32:41 AM |
115 Investments
|
Borrower Payment Dependent Notes Series
533939
This series of Notes was issued and sold upon the funding of the borrower loan #55051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 13y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,520 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-cluster5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate debt
Purpose of loan:
Looking to pay off all credit cards into one loan and eliminate revolving debt. Have never missed a payment on anything ever and have successfully payed off 2 loans with lending club totaling 28k. Have had the same job 14 years with great job security as a new York civil servant.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/26/2011 9:13:26 AM |
first-cash-producer | $25.00 | 10/19/2011 7:57:38 PM |
finance-solo | $25.00 | 10/20/2011 5:24:33 AM |
kulender | $50.00 | 10/20/2011 6:31:15 AM |
papaloha | $25.00 | 10/23/2011 8:21:02 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:12 AM |
diplomatic-wealth7 | $25.00 | 10/25/2011 5:18:44 PM |
fervent-repayment | $25.00 | 10/25/2011 7:06:41 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:30 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:35 PM |
Webpreneur | $50.00 | 10/25/2011 8:56:01 PM |
cerebral-dollar773 | $50.00 | 10/25/2011 9:29:56 PM |
income-buffalo1 | $200.00 | 10/25/2011 9:24:03 PM |
1willray | $25.00 | 10/25/2011 9:54:46 PM |
market-trooper3 | $30.00 | 10/25/2011 9:51:28 PM |
a-resplendent-commitment | $50.00 | 10/25/2011 10:05:30 PM |
hitsman | $50.00 | 10/25/2011 11:18:17 PM |
Jack55304 | $200.00 | 10/26/2011 1:49:35 AM |
wkeboarder21 | $50.00 | 10/26/2011 3:59:49 AM |
market-pudding | $25.00 | 10/26/2011 2:01:11 AM |
robgw | $25.00 | 10/26/2011 6:05:33 AM |
basis-wizard8 | $50.00 | 10/26/2011 5:49:29 AM |
green-safe-wampum | $50.00 | 10/26/2011 7:00:46 AM |
mad-scientist418 | $25.00 | 10/26/2011 6:50:27 AM |
Christophe | $25.00 | 10/26/2011 7:07:32 AM |
MM1207 | $25.00 | 10/26/2011 7:47:24 AM |
red-power-pecan | $50.00 | 10/26/2011 8:44:05 AM |
ethicalhumanist | $50.00 | 10/26/2011 8:54:46 AM |
durable-auction0 | $50.00 | 10/26/2011 7:59:19 AM |
mpatrick | $40.00 | 10/26/2011 9:03:58 AM |
yield-blanket | $25.00 | 10/26/2011 9:07:26 AM |
LuckyDuck49 | $25.00 | 10/26/2011 9:28:59 AM |
one2sojourn | $25.00 | 10/26/2011 9:20:12 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:39:53 AM |
Kyileo | $25.00 | 10/26/2011 9:32:15 AM |
S-Master | $100.00 | 10/26/2011 10:26:32 AM |
profit-powerplant | $25.00 | 10/26/2011 10:28:59 AM |
Iwillhuntyoudown | $25.00 | 10/26/2011 9:58:26 AM |
mennleo | $50.00 | 10/26/2011 10:08:23 AM |
greenback-loyalist8 | $59.45 | 10/26/2011 10:10:09 AM |
Planecourage | $37.48 | 10/26/2011 10:18:48 AM |
social-zebra | $30.00 | 10/26/2011 10:20:31 AM |
green-benefit-control | $14.11 | 10/26/2011 10:32:59 AM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:31 PM |
AlternativeCashFlow | $25.00 | 10/20/2011 3:27:25 PM |
jjswanso | $25.00 | 10/23/2011 2:59:49 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:26 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:51:19 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:16:54 PM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:16 PM |
leball | $25.00 | 10/25/2011 7:27:45 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:38 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 9:56:04 PM |
power-secret-agent | $25.00 | 10/26/2011 3:31:04 AM |
dariop | $30.01 | 10/26/2011 1:05:27 AM |
trustworthy-finance6 | $100.00 | 10/26/2011 4:06:04 AM |
GElender | $25.00 | 10/26/2011 5:47:15 AM |
rockhound84 | $29.00 | 10/26/2011 5:29:14 AM |
Bob450 | $27.00 | 10/26/2011 6:43:11 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:07 AM |
john0720 | $25.00 | 10/26/2011 6:06:08 AM |
foofightee | $25.00 | 10/26/2011 7:27:31 AM |
buffalobills | $25.00 | 10/26/2011 7:26:55 AM |
stanthecaddy | $27.41 | 10/26/2011 7:41:18 AM |
zippy-market5 | $25.00 | 10/26/2011 8:09:37 AM |
CA-Lender | $50.00 | 10/26/2011 8:13:52 AM |
return-enthusiast1 | $40.00 | 10/26/2011 7:51:11 AM |
refined-return922 | $25.00 | 10/26/2011 7:58:10 AM |
sweetlan | $25.00 | 10/26/2011 8:17:59 AM |
UCSBGAUCHOS | $25.00 | 10/26/2011 8:37:36 AM |
pure-cash9 | $25.00 | 10/26/2011 8:42:04 AM |
ochardlender | $25.00 | 10/26/2011 8:32:47 AM |
radiobuda | $50.00 | 10/26/2011 8:48:24 AM |
courteous-integrity661 | $47.66 | 10/26/2011 8:59:58 AM |
2grindstones | $100.00 | 10/26/2011 9:03:05 AM |
youngster50 | $25.00 | 10/26/2011 9:07:13 AM |
invest1006 | $37.19 | 10/26/2011 9:38:19 AM |
brian4571 | $25.00 | 10/26/2011 9:42:04 AM |
bold-shrewd-duty | $25.00 | 10/26/2011 9:20:51 AM |
leverage-monger | $25.69 | 10/26/2011 10:16:29 AM |
fairness-carrier | $100.00 | 10/26/2011 9:35:52 AM |
octoberfresh | $25.00 | 10/26/2011 9:57:46 AM |
forthright-trade | $25.00 | 10/26/2011 10:31:31 AM |
83 Investments
|
Borrower Payment Dependent Notes Series
533943
This series of Notes was issued and sold upon the funding of the borrower loan #55088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $267.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
12 | Length of status: | 8y 3m |
Amount delinquent:
| $1,323 |
Total credit lines:
| 60 | Stated income: | $50,000-$74,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,002 | |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| power-bopper8 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
|
Principal balance:
| $2,714.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to payoff 4 loans to lower my monthly payment and to consolidate in to 1 payment
My financial situation: Great
I am a good candidate for this loan because I always pay my loans back. I have missed a payment or 2 in the past, but I never default on a loan.
Monthly net income: $ 4875
Monthly expenses: $ 2850
Housing: $ 1300
Insurance: $ 25
Car expenses: $ 200
Utilities: $ 350
Phone, cable, internet: $ included in utilities
Food, entertainment: $ 200
Clothing, household expenses: $ 150
Credit cards and other loans: $ 525
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
miamibeachloaner | $25.00 | 10/19/2011 9:07:11 AM |
treasure-bliss | $25.00 | 10/20/2011 5:15:25 AM |
impeccable-ore3 | $25.00 | 10/20/2011 8:16:09 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:55 AM |
rcm87 | $25.00 | 10/20/2011 12:53:22 PM |
orange-preeminant-bill | $25.00 | 10/21/2011 4:13:21 AM |
Comoparklender | $25.00 | 10/21/2011 9:22:34 AM |
larslfe | $25.00 | 10/21/2011 3:31:11 PM |
social-cocktail1 | $200.00 | 10/21/2011 5:13:29 PM |
transparency-giant | $50.00 | 10/22/2011 10:40:34 AM |
handshake5 | $100.00 | 10/22/2011 12:09:20 PM |
finance-prescription | $100.00 | 10/22/2011 12:09:47 PM |
shmb6508 | $50.00 | 10/22/2011 12:24:06 PM |
riskadverse44 | $25.00 | 10/22/2011 3:38:39 PM |
IIP77 | $25.00 | 10/22/2011 4:11:19 PM |
magnitude787 | $50.00 | 10/23/2011 10:37:51 AM |
desertoasis | $25.00 | 10/23/2011 11:07:35 AM |
wwwUniversal | $25.00 | 10/23/2011 12:13:46 PM |
giftgold | $25.00 | 10/23/2011 4:34:30 PM |
radiant-return | $25.00 | 10/23/2011 8:20:48 PM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:40 AM |
intelligent-repayment8 | $1,050.00 | 10/24/2011 10:05:25 PM |
ILoveBearHats | $50.00 | 10/25/2011 8:21:01 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:24:22 AM |
tender-commerce8 | $50.00 | 10/25/2011 10:17:46 AM |
BxRealtor | $25.00 | 10/25/2011 9:55:24 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:07 AM |
agreement-network | $25.00 | 10/25/2011 10:36:29 AM |
dajen1 | $40.00 | 10/25/2011 10:52:40 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:49 AM |
rogue_monster | $25.00 | 10/25/2011 12:31:00 PM |
delivery | $25.00 | 10/25/2011 11:33:30 AM |
helpful-listing | $50.00 | 10/25/2011 12:31:24 PM |
bazaar-hyperdrive3 | $50.00 | 10/25/2011 11:49:29 AM |
williemc44 | $25.00 | 10/25/2011 12:00:24 PM |
bold-basis-supernova | $30.00 | 10/25/2011 2:25:37 PM |
da-da-daddio | $36.00 | 10/25/2011 3:38:40 PM |
Weaverville | $25.00 | 10/25/2011 3:50:01 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:02 PM |
point-oyster5 | $25.00 | 10/25/2011 3:41:27 PM |
hayhelp | $25.00 | 10/25/2011 4:34:38 PM |
ore-den9 | $50.00 | 10/25/2011 4:52:13 PM |
rupee-sequoia | $25.00 | 10/25/2011 4:43:41 PM |
economics2011 | $25.00 | 10/25/2011 4:46:17 PM |
cagcrash | $100.00 | 10/25/2011 5:52:26 PM |
loss-of-control | $75.00 | 10/25/2011 5:58:32 PM |
MissionMicroFinance | $25.00 | 10/25/2011 6:07:44 PM |
BarginSellerdotcom | $25.00 | 10/25/2011 6:26:01 PM |
vmh20035 | $25.00 | 10/25/2011 8:44:07 PM |
unrivaled-silver | $25.00 | 10/25/2011 9:10:25 PM |
smart-leverage7 | $27.00 | 10/25/2011 11:28:31 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:47 AM |
fair-hope | $25.00 | 10/26/2011 6:22:08 AM |
somebody32 | $25.00 | 10/26/2011 6:36:56 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:17 AM |
87Marc | $25.00 | 10/26/2011 8:08:06 AM |
caesark | $25.00 | 10/26/2011 8:49:15 AM |
helpinghand63 | $25.00 | 10/26/2011 9:12:11 AM |
genius520 | $50.00 | 10/26/2011 9:08:19 AM |
intelligent-repayment8 | $193.97 | 10/26/2011 10:02:42 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:43 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:05 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:54 PM |
amlu1988 | $25.00 | 10/19/2011 8:19:23 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:19 PM |
kulender | $50.00 | 10/20/2011 6:31:11 AM |
finance-solo | $50.00 | 10/20/2011 9:02:24 AM |
scojo | $25.02 | 10/20/2011 10:31:32 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:23 PM |
fireferd | $40.00 | 10/20/2011 12:01:06 PM |
iolaire | $25.00 | 10/20/2011 3:23:06 PM |
loan-wasp | $48.00 | 10/20/2011 3:54:46 PM |
shrewd-income | $25.00 | 10/20/2011 5:56:10 PM |
Kaj | $25.00 | 10/20/2011 6:34:30 PM |
listing-vista | $100.00 | 10/20/2011 8:03:27 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:09 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:40 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:31:01 PM |
wilmajean | $50.00 | 10/21/2011 12:13:33 AM |
Katburg | $25.00 | 10/21/2011 7:23:56 AM |
social-zebra | $30.00 | 10/21/2011 11:19:39 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:32 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:49 PM |
Investoman | $75.00 | 10/21/2011 5:09:07 PM |
nimble-revenue5 | $50.00 | 10/21/2011 5:14:55 PM |
melodious-fairness | $25.00 | 10/21/2011 7:16:06 PM |
momoney2lend | $25.00 | 10/21/2011 9:56:49 PM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:37 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:01:51 AM |
worthy-bid8 | $50.00 | 10/22/2011 12:05:59 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:27 PM |
wizard750 | $30.00 | 10/23/2011 7:12:44 AM |
happy-yield | $25.00 | 10/23/2011 6:08:14 AM |
6moonbeams | $25.00 | 10/23/2011 12:41:06 PM |
life-is-great | $25.00 | 10/23/2011 1:06:04 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:52 PM |
oskizzle | $50.00 | 10/24/2011 6:26:03 AM |
yield-trader | $25.00 | 10/24/2011 10:00:24 AM |
orange-spiritual-contract | $75.00 | 10/24/2011 10:53:38 AM |
GCInvestments | $25.00 | 10/24/2011 12:41:01 PM |
Plee-Spaymebak | $25.00 | 10/24/2011 2:32:44 PM |
HedgeFund | $50.00 | 10/24/2011 7:24:39 PM |
Josphine | $25.00 | 10/25/2011 6:22:31 AM |
djh47a | $25.00 | 10/25/2011 7:37:36 AM |
svjeller | $75.00 | 10/25/2011 7:51:07 AM |
ILoveBearHats | $25.00 | 10/25/2011 8:23:05 AM |
blue-nourishing-principal | $50.00 | 10/25/2011 10:24:44 AM |
zeelender | $25.00 | 10/25/2011 11:09:53 AM |
haidoken | $50.00 | 10/25/2011 11:23:43 AM |
hopethisworks | $25.00 | 10/25/2011 11:40:12 AM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:42 PM |
palmetto933 | $25.00 | 10/25/2011 1:22:47 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:07 PM |
WBB21 | $50.00 | 10/25/2011 4:52:04 PM |
ursus | $50.00 | 10/25/2011 5:08:39 PM |
best-unbeatable-transaction | $25.00 | 10/25/2011 5:31:33 PM |
asset-professor | $25.00 | 10/25/2011 7:17:11 PM |
currency-kangaroo9 | $25.00 | 10/25/2011 8:32:06 PM |
ideal-platinum1 | $25.00 | 10/25/2011 10:35:50 PM |
independent-diversification7 | $25.00 | 10/25/2011 10:22:50 PM |
finance-magma7 | $25.00 | 10/25/2011 10:54:40 PM |
Rick21 | $25.00 | 10/25/2011 11:09:02 PM |
bold-riveting-social | $25.00 | 10/26/2011 2:57:42 AM |
tech310 | $50.00 | 10/25/2011 11:51:55 PM |
reaction5 | $25.00 | 10/26/2011 5:49:28 AM |
rzlender | $25.00 | 10/26/2011 6:22:06 AM |
mespeedy36 | $25.00 | 10/26/2011 6:25:10 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:49 AM |
Mark0135 | $75.00 | 10/26/2011 7:29:25 AM |
GatorBux | $25.00 | 10/26/2011 7:16:27 AM |
MM1207 | $25.00 | 10/26/2011 7:44:08 AM |
131 Investments
|
Borrower Payment Dependent Notes Series
533951
This series of Notes was issued and sold upon the funding of the borrower loan #55064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,040 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| 123prosperity |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2009)
700-719
(Jul-2008)
620-639
(Apr-2007)
620-639
(Mar-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Funds To Expand My Business
Purpose of loan: Build a profitable division for my business
These funds will be used to expand my existing business. $7,700 will be used to purchase and develop website properties. My company has an advertising agreement with Google and several small advertisers to provide the base for the initial profits for this project.
The remaining $7,300 will be used as working capital. My developer and I believe this project should be profitable within 45 days of funding, with revenue stabilizing at between $6,000 and $8,000 monthly within 3-4 months and profits stabilizing at roughly $5,000 - $7,000 at this time.
My financial situation: Stable
I am a good candidate for this loan because...
You have already helped me out once before and I have been a profitable investment for you. Also, I have income to repay the loan should something go wrong.
Monthly net income: $3,800
Total Monthly expenses: $2,400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $75.00 | 10/19/2011 5:06:02 PM |
return-grizzly | $100.00 | 10/20/2011 6:51:58 AM |
rolltide09 | $25.00 | 10/19/2011 5:02:56 PM |
whitegold24k | $100.00 | 10/19/2011 5:14:35 PM |
pound-mushroom3 | $25.00 | 10/19/2011 5:17:54 PM |
enticing-capital6 | $50.00 | 10/19/2011 5:21:31 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:57 PM |
wise-deal-panda | $200.00 | 10/19/2011 5:17:00 PM |
colorfulgardener | $25.00 | 10/19/2011 7:32:03 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:31 PM |
a-unflappable-finance | $100.00 | 10/19/2011 9:48:20 PM |
Feyenoord | $30.00 | 10/19/2011 9:22:30 PM |
atlas100 | $25.00 | 10/20/2011 8:41:08 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:39:27 AM |
iolaire | $25.00 | 10/20/2011 3:23:07 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:41 PM |
investmentgroup | $50.00 | 10/21/2011 3:46:16 AM |
orange-preeminant-bill | $25.00 | 10/21/2011 4:13:22 AM |
careful-vigilance4 | $100.00 | 10/21/2011 1:49:32 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:51 PM |
real-return | $25.00 | 10/21/2011 5:12:04 PM |
marwadi-62 | $50.00 | 10/22/2011 8:30:25 AM |
the-profit-oracle | $25.00 | 10/22/2011 7:37:38 AM |
worthy-bid8 | $50.00 | 10/22/2011 12:05:59 PM |
nimble-revenue5 | $50.00 | 10/22/2011 12:19:43 PM |
Investoman | $75.00 | 10/22/2011 12:11:54 PM |
social-cocktail1 | $200.00 | 10/22/2011 12:18:05 PM |
radforj22 | $50.00 | 10/22/2011 3:18:59 PM |
Whatssofunnybout | $25.00 | 10/22/2011 10:10:30 PM |
wizard750 | $30.00 | 10/23/2011 7:12:44 AM |
6moonbeams | $25.00 | 10/23/2011 12:41:07 PM |
life-is-great | $25.00 | 10/23/2011 1:06:04 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:52 PM |
yield-trader | $25.00 | 10/24/2011 10:00:25 AM |
janus_god | $25.00 | 10/24/2011 1:12:35 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:13 PM |
riskadverse44 | $25.00 | 10/24/2011 2:44:55 PM |
wwwUniversal | $25.00 | 10/24/2011 5:14:50 PM |
HedgeFund | $50.00 | 10/24/2011 7:24:40 PM |
intelligent-repayment8 | $1,950.00 | 10/24/2011 10:06:47 PM |
mcilwaaj12 | $50.00 | 10/25/2011 8:29:51 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:35:54 AM |
FinanceEngine | $30.00 | 10/25/2011 8:52:02 AM |
transparency-river1 | $1,000.00 | 10/25/2011 9:20:25 AM |
cognizant-rupee7 | $25.00 | 10/25/2011 11:45:27 AM |
AF-Chief | $25.00 | 10/25/2011 3:19:03 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:07 PM |
lamsabuy | $100.00 | 10/25/2011 5:00:37 PM |
loss-of-control | $100.00 | 10/25/2011 6:07:48 PM |
asset-professor | $25.00 | 10/25/2011 7:17:12 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:39 PM |
currency-kangaroo9 | $25.00 | 10/25/2011 8:32:06 PM |
finance-magma7 | $25.00 | 10/25/2011 10:54:41 PM |
bold-riveting-social | $25.00 | 10/26/2011 2:57:42 AM |
Tscheddar | $25.00 | 10/26/2011 3:39:40 AM |
irrelevant | $25.00 | 10/26/2011 6:05:11 AM |
realestateinvestor37 | $245.61 | 10/26/2011 6:06:28 AM |
worth-blanket2 | $2,000.00 | 10/21/2011 4:50:18 PM |
MoneyForNothing | $25.00 | 10/19/2011 5:03:47 PM |
amlu1988 | $25.00 | 10/19/2011 7:58:27 PM |
mrxtravis | $25.00 | 10/19/2011 10:26:14 PM |
treasure-bliss | $25.00 | 10/20/2011 5:15:25 AM |
kulender | $50.00 | 10/20/2011 6:31:16 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:56 AM |
Bill88 | $25.00 | 10/20/2011 10:27:32 AM |
fireferd | $40.00 | 10/20/2011 11:59:23 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:26 PM |
mighty-payout1 | $25.00 | 10/20/2011 3:28:30 PM |
Kaj | $25.00 | 10/20/2011 6:34:31 PM |
listing-vista | $100.00 | 10/20/2011 8:03:28 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:10 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:31:02 PM |
Katburg | $25.00 | 10/21/2011 7:23:58 AM |
larslfe | $25.00 | 10/21/2011 3:31:12 PM |
Comoparklender | $25.00 | 10/21/2011 5:19:13 PM |
compassion-bauble4 | $25.00 | 10/22/2011 9:01:51 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:34 AM |
handshake5 | $100.00 | 10/22/2011 12:09:20 PM |
finance-prescription | $100.00 | 10/22/2011 12:09:48 PM |
IIP77 | $25.00 | 10/22/2011 4:11:20 PM |
DiligentiaLLC | $47.38 | 10/22/2011 7:34:56 PM |
cashhelp | $25.00 | 10/23/2011 4:41:53 AM |
magnitude787 | $50.00 | 10/23/2011 10:37:51 AM |
shmb6508 | $50.00 | 10/23/2011 12:19:52 PM |
giftgold | $25.00 | 10/23/2011 4:34:30 PM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:40 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 10:55:42 AM |
desertoasis | $25.00 | 10/24/2011 3:22:54 PM |
svjeller | $50.00 | 10/25/2011 7:50:41 AM |
BxRealtor | $25.00 | 10/25/2011 9:55:24 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:07 AM |
funds-rascal | $100.00 | 10/25/2011 10:32:53 AM |
greenback-seagull2 | $25.00 | 10/25/2011 10:45:50 AM |
zeelender | $25.00 | 10/25/2011 11:09:53 AM |
delivery | $25.00 | 10/25/2011 11:33:31 AM |
helpful-listing | $50.00 | 10/25/2011 12:31:24 PM |
hopethisworks | $25.00 | 10/25/2011 11:40:12 AM |
williemc44 | $25.00 | 10/25/2011 12:00:24 PM |
rogue_monster | $25.00 | 10/25/2011 12:31:00 PM |
palmetto933 | $25.00 | 10/25/2011 1:22:47 PM |
bold-basis-supernova | $50.00 | 10/25/2011 2:26:25 PM |
Weaverville | $25.00 | 10/25/2011 3:50:01 PM |
economics2011 | $25.00 | 10/25/2011 4:46:17 PM |
cagcrash | $100.00 | 10/25/2011 5:52:26 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:30 PM |
ingenious-truth0 | $100.00 | 10/25/2011 8:30:38 PM |
Rick21 | $25.00 | 10/25/2011 11:09:02 PM |
smart-leverage7 | $27.00 | 10/25/2011 11:28:32 PM |
KLCRAY | $25.00 | 10/26/2011 4:36:48 AM |
109 Investments
|
Borrower Payment Dependent Notes Series
534021
This series of Notes was issued and sold upon the funding of the borrower loan #55102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $515.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 37% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,854 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| invincible-fund8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2011)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
High Interest Credit Cards
Purpose of loan:
This loan will be used to take care of High Interest Rate Cards, that are above 30% .....and to better my financial position.
My financial situation:
I am a good candidate for this loan because like the last time I borrowed from you I paid it off in a very short time & will do the same. I make good money, but with my wife losing her job in June of this year it's just a little more difficult to get rid of the high interest cards!!!!
Monthly net income: $5000
Monthly expenses: $2500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/20/2011 9:15:25 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:57 AM |
Bill88 | $30.00 | 10/20/2011 10:26:46 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:30 PM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:09 PM |
Kaj | $25.00 | 10/20/2011 6:34:31 PM |
Rob717171 | $25.00 | 10/20/2011 8:36:41 PM |
treasure-bliss | $25.00 | 10/21/2011 3:59:34 AM |
Scotcha | $50.00 | 10/21/2011 6:55:56 AM |
listing-vista | $50.00 | 10/21/2011 6:15:38 PM |
orange-preeminant-bill | $25.00 | 10/22/2011 5:24:54 AM |
nimble-revenue5 | $50.00 | 10/22/2011 12:19:44 PM |
life-is-great | $25.00 | 10/23/2011 1:06:05 PM |
giftgold | $25.00 | 10/23/2011 4:34:30 PM |
yield-trader | $25.00 | 10/24/2011 10:00:25 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 10:56:30 AM |
janus_god | $25.00 | 10/24/2011 1:12:35 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:39 PM |
HedgeFund | $50.00 | 10/24/2011 7:24:40 PM |
scojo | $25.02 | 10/24/2011 11:22:40 PM |
BxRealtor | $25.00 | 10/25/2011 9:55:25 AM |
desertoasis | $25.00 | 10/25/2011 9:58:35 AM |
Toby1montana | $50.00 | 10/25/2011 10:31:07 AM |
transparency-river1 | $1,000.00 | 10/25/2011 5:27:22 PM |
asset-professor | $25.00 | 10/25/2011 7:17:12 PM |
fair-hope | $25.00 | 10/26/2011 6:22:08 AM |
DiligentiaLLC | $25.00 | 10/26/2011 7:40:32 AM |
MM1207 | $25.00 | 10/26/2011 7:44:10 AM |
GatorBux | $25.00 | 10/26/2011 7:16:27 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:17 AM |
caesark | $25.00 | 10/26/2011 8:49:16 AM |
ursus | $42.00 | 10/26/2011 9:08:02 AM |
KileNSmyth4 | $50.00 | 10/26/2011 9:57:16 AM |
intelligent-repayment8 | $340.16 | 10/26/2011 10:42:34 AM |
the-kinetic-listing | $50.00 | 10/26/2011 10:52:50 AM |
prohelper | $25.00 | 10/26/2011 1:00:13 PM |
chestnut4 | $25.00 | 10/26/2011 12:35:42 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 1:36:32 PM |
pound-mushroom3 | $25.00 | 10/20/2011 9:17:10 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:39:27 AM |
iolaire | $25.00 | 10/20/2011 3:23:07 PM |
jamiee73 | $25.00 | 10/20/2011 8:32:10 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:31:02 PM |
Katburg | $25.00 | 10/21/2011 7:23:58 AM |
thankful-nickel2 | $25.00 | 10/21/2011 10:04:55 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:52 PM |
compassion-bauble4 | $25.00 | 10/22/2011 9:01:51 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:35 AM |
Investoman | $75.00 | 10/22/2011 12:11:54 PM |
handshake5 | $57.00 | 10/22/2011 12:09:21 PM |
social-cocktail1 | $200.00 | 10/22/2011 12:18:05 PM |
Comoparklender | $25.00 | 10/22/2011 12:24:20 PM |
wizard750 | $30.00 | 10/23/2011 7:12:44 AM |
magnitude787 | $50.00 | 10/23/2011 10:37:51 AM |
finance-prescription | $100.00 | 10/23/2011 12:08:32 PM |
worthy-bid8 | $50.00 | 10/23/2011 12:05:55 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:07 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:52 PM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:40 AM |
shmb6508 | $50.00 | 10/24/2011 9:20:42 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:15 PM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:49 PM |
IIP77 | $25.00 | 10/24/2011 5:13:06 PM |
intelligent-repayment8 | $1,950.00 | 10/24/2011 10:06:47 PM |
delivery | $25.00 | 10/25/2011 11:33:32 AM |
zeelender | $25.00 | 10/25/2011 11:09:54 AM |
helpful-listing | $50.00 | 10/25/2011 12:31:25 PM |
rogue_monster | $25.00 | 10/25/2011 12:31:00 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:04 PM |
bold-basis-supernova | $50.00 | 10/25/2011 2:26:25 PM |
riskadverse44 | $25.00 | 10/25/2011 4:13:11 PM |
Weaverville | $25.00 | 10/25/2011 3:50:01 PM |
bonus-tent | $25.00 | 10/25/2011 4:41:07 PM |
economics2011 | $25.00 | 10/25/2011 4:46:17 PM |
wwwUniversal | $25.00 | 10/25/2011 5:19:37 PM |
palmetto933 | $25.00 | 10/25/2011 5:44:46 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:44 PM |
currency-kangaroo9 | $25.00 | 10/25/2011 8:32:06 PM |
market-pudding | $25.00 | 10/26/2011 2:17:28 AM |
KLCRAY | $25.00 | 10/26/2011 4:36:48 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:52 AM |
somebody32 | $25.00 | 10/26/2011 6:36:57 AM |
mespeedy36 | $25.00 | 10/26/2011 6:25:10 AM |
ethicalhumanist | $100.00 | 10/26/2011 9:29:47 AM |
intelligent-repayment8 | $50.00 | 10/26/2011 9:56:51 AM |
extraordinary-velocity6 | $50.00 | 10/26/2011 10:11:08 AM |
ideal-velocity7 | $50.00 | 10/26/2011 10:23:27 AM |
camaraderi-catapult | $50.00 | 10/26/2011 10:33:20 AM |
sentry256 | $25.00 | 10/26/2011 12:58:49 PM |
dood2112 | $25.00 | 10/26/2011 11:36:31 AM |
galenisme | $25.00 | 10/26/2011 11:29:25 AM |
Crystalprop | $25.00 | 10/26/2011 1:22:29 PM |
wdove511 | $30.00 | 10/26/2011 1:35:01 PM |
bellaquito | $1,620.82 | 10/26/2011 2:21:18 PM |
94 Investments
|
Borrower Payment Dependent Notes Series
534033
This series of Notes was issued and sold upon the funding of the borrower loan #54888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-20-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 18y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,644 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| priceless-exchange9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan 2011
Purpose of loan:
This loan will be used to pay off a small debt.
My financial situation:
I am a good candidate for this loan because I have a good credit rating and pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/19/2011 5:12:52 PM |
natural-worth9 | $1,000.00 | 10/19/2011 5:17:28 PM |
rolltide09 | $25.00 | 10/19/2011 5:02:46 PM |
sjlender | $100.00 | 10/19/2011 5:16:21 PM |
1traveler | $25.00 | 10/19/2011 6:01:49 PM |
cwegert | $50.00 | 10/19/2011 7:16:42 PM |
SkonkeyGongo | $25.00 | 10/19/2011 8:22:38 PM |
ChoiceInvestments | $30.16 | 10/19/2011 10:35:12 PM |
organized-dough5 | $28.04 | 10/20/2011 1:47:43 AM |
MarvintheMartian | $25.00 | 10/20/2011 5:35:58 AM |
Pickmar | $25.00 | 10/20/2011 7:31:34 AM |
investment-artist | $27.00 | 10/20/2011 8:18:27 AM |
rajs | $500.00 | 10/20/2011 8:58:55 AM |
SOP_Bank | $25.00 | 10/20/2011 8:30:37 AM |
sweet-social2 | $55.00 | 10/20/2011 8:33:32 AM |
SolarMoonshine | $25.00 | 10/20/2011 9:55:30 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:27 PM |
SkinnyFish | $25.00 | 10/20/2011 1:46:33 PM |
El_Maestro | $25.00 | 10/20/2011 1:46:35 PM |
credit-rocket4 | $25.00 | 10/20/2011 12:24:41 PM |
natural-trade7 | $31.55 | 10/20/2011 7:43:51 PM |
scholarly-benefit5 | $30.00 | 10/20/2011 7:45:36 PM |
progressive-economy261 | $400.00 | 10/19/2011 5:15:57 PM |
green-trade-dolphin2 | $34.75 | 10/19/2011 5:01:07 PM |
Aberdeen | $500.00 | 10/19/2011 5:19:54 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:34 PM |
lalene01 | $25.00 | 10/19/2011 8:22:03 PM |
bill-booster5 | $25.00 | 10/19/2011 8:55:45 PM |
best-listing-toro | $25.00 | 10/19/2011 9:11:37 PM |
DannyPhantom | $25.00 | 10/19/2011 10:12:37 PM |
goodhearted-basis4 | $25.00 | 10/20/2011 2:10:10 AM |
gentle-transparency7 | $250.00 | 10/20/2011 3:30:15 AM |
radforj22 | $25.00 | 10/20/2011 2:59:02 AM |
blot44 | $25.00 | 10/20/2011 4:56:08 AM |
wkeboarder21 | $50.00 | 10/20/2011 4:56:01 AM |
BankOfBjoltus | $50.00 | 10/20/2011 7:08:54 AM |
credit-coach118 | $85.17 | 10/20/2011 8:44:47 AM |
fcrick | $25.00 | 10/20/2011 9:42:47 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:36:50 AM |
scojo | $25.02 | 10/20/2011 10:25:44 AM |
108lender | $250.00 | 10/20/2011 10:18:37 AM |
favorite-commerce | $25.00 | 10/20/2011 11:58:46 AM |
JustOneVoice | $25.00 | 10/20/2011 11:35:43 AM |
pietro_torna_indietro | $25.00 | 10/20/2011 1:21:13 PM |
best-ingenious-funds | $25.00 | 10/20/2011 12:26:04 PM |
spaceboy033 | $50.00 | 10/20/2011 12:32:55 PM |
merciful-yield | $51.31 | 10/20/2011 2:14:37 PM |
feiandasun | $25.00 | 10/20/2011 3:16:31 PM |
starry2001 | $25.00 | 10/20/2011 6:10:53 PM |
rokman | $200.00 | 10/20/2011 6:05:04 PM |
court329 | $50.00 | 10/20/2011 6:21:28 PM |
principal-star | $25.00 | 10/20/2011 6:56:18 PM |
dough-hammock | $25.00 | 10/20/2011 6:48:57 PM |
OnePoorDude | $47.00 | 10/20/2011 6:28:14 PM |
wlm3012 | $30.00 | 10/20/2011 6:53:46 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
534035
This series of Notes was issued and sold upon the funding of the borrower loan #55185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1977 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
5 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
Public records last 12m / 10y:
| 2/ 2 |
Revolving credit balance:
| $8,074 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| safe-reward886 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $14,547
Monthly expenses: $
Housing: $ 2090
Insurance: $270
Car expenses: $175
Utilities: $ 315
Phone, cable, internet: $265
Food, entertainment: $1700
Clothing, household expenses: $1200
Credit cards and other loans: $1800
Other expenses: $1200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/27/2011 6:21:04 AM |
SweatyBalls | $25.00 | 10/27/2011 6:38:49 AM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:34 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:28 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:16 AM |
larrybird | $2,000.00 | 10/26/2011 4:37:48 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 4:47:43 PM |
bellaquito | $2,000.00 | 10/26/2011 4:26:48 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:32 PM |
DreDub | $50.00 | 10/26/2011 5:45:05 PM |
benjamins-britches | $25.00 | 10/26/2011 6:59:22 PM |
trade-beeper4 | $25.00 | 10/26/2011 8:12:02 PM |
srspank24 | $26.47 | 10/26/2011 9:00:55 PM |
Gibbyland | $100.00 | 10/26/2011 10:15:18 PM |
Jack55304 | $200.00 | 10/27/2011 2:13:12 AM |
spsavage | $25.00 | 10/27/2011 2:22:30 AM |
SolarMoonshine | $25.00 | 10/27/2011 3:44:39 AM |
charming-exchange7 | $25.00 | 10/27/2011 5:58:38 AM |
Frenchynh | $25.00 | 10/27/2011 6:09:10 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:08 AM |
emosspot | $25.00 | 10/27/2011 7:00:06 AM |
on_your_side | $63.80 | 10/27/2011 7:15:43 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:49 AM |
greatwhiteninja | $45.00 | 10/27/2011 7:27:59 AM |
CapitanVald | $100.00 | 10/27/2011 7:56:39 AM |
roman2008 | $25.00 | 10/27/2011 7:42:15 AM |
citytreker | $25.00 | 10/27/2011 8:13:52 AM |
worth-blanket2 | $1,100.00 | 10/27/2011 8:36:28 AM |
a-unflappable-finance | $50.00 | 10/25/2011 4:43:17 PM |
Webpreneur | $50.00 | 10/25/2011 8:56:02 PM |
MM1207 | $25.00 | 10/26/2011 7:47:25 AM |
diplomatic-wealth7 | $25.00 | 10/26/2011 9:17:27 AM |
Kaj | $25.00 | 10/26/2011 4:30:40 PM |
capital-renewal | $25.00 | 10/26/2011 4:29:51 PM |
lovely-greenback4 | $25.00 | 10/26/2011 5:37:20 PM |
Nojukbong | $50.00 | 10/26/2011 6:25:48 PM |
associate36 | $27.21 | 10/26/2011 6:18:49 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:52:54 PM |
GobiCharm | $299.63 | 10/26/2011 7:11:14 PM |
duty-windmill | $25.00 | 10/26/2011 7:33:20 PM |
arsisi | $50.00 | 10/26/2011 7:39:48 PM |
thankful-generosity5 | $47.66 | 10/26/2011 9:51:36 PM |
return-investor6 | $25.00 | 10/26/2011 10:14:42 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:37 AM |
suave-dime6 | $25.00 | 10/27/2011 5:45:10 AM |
supreme-hope | $25.00 | 10/27/2011 5:52:41 AM |
jga516 | $25.00 | 10/27/2011 5:52:24 AM |
irrelevant | $25.00 | 10/27/2011 6:05:29 AM |
cake7 | $25.00 | 10/27/2011 6:30:19 AM |
VeteranLender | $25.00 | 10/27/2011 6:50:16 AM |
JSCharter | $25.00 | 10/27/2011 6:53:31 AM |
cberthiaume | $25.00 | 10/27/2011 6:55:16 AM |
rapid-wealth614 | $50.97 | 10/27/2011 7:07:06 AM |
leverage-monger | $25.00 | 10/27/2011 8:12:54 AM |
GoodLuckLender | $25.00 | 10/27/2011 8:00:21 AM |
palmetto933 | $25.00 | 10/27/2011 8:05:35 AM |
cozy-gain023 | $100.00 | 10/27/2011 8:24:17 AM |
frogperson | $100.00 | 10/27/2011 8:22:05 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
534043
This series of Notes was issued and sold upon the funding of the borrower loan #54973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $160.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 20% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,008 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| cincyla |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
|
Principal balance:
| $1,148.88 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Medical Expenses unplanned
Purpose of loan:
This loan will be used to pay for urgent medical care costs that have just come up.
My financial situation:
I am a good candidate for this loan because I always make my loan payments on time. I have been continuously employed for over 5 years. I am still in the process of paying down debts but have been making good steady progress and have a cash reserve in case.
Monthly net income: $ 4115
Monthly total expenses: $
Housing: $ 920 (rent payment)
Insurance: $ 125 (auto + renter's insurance)
Car expenses: $ 500 (auto loan, fuel, oil, maintenance)
Utilities: $ 120 (g&e)
Phone, cable, internet: $ 150 (work cell, internet)
Food, entertainment: $ 450 (groceries)
Clothing, household expenses $ 300 (cleaning and maintenance)
Credit cards and other loans: $ 500 (cc debt and student loan payments)
Other expenses: $310 (=expenses(monthly total - other and savings) *10%)
Savings: $ 740
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/19/2011 5:15:58 PM |
green-trade-dolphin | $25.00 | 10/19/2011 5:01:07 PM |
fabulous-community4 | $25.00 | 10/19/2011 5:01:49 PM |
rmpedi33 | $50.00 | 10/19/2011 7:06:35 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:34 PM |
corporatejim | $25.00 | 10/20/2011 4:05:14 AM |
GElender | $50.00 | 10/20/2011 6:01:17 AM |
chameleon125 | $25.00 | 10/20/2011 6:55:05 AM |
LittleMingo | $30.00 | 10/20/2011 9:08:43 AM |
finance-solo | $25.00 | 10/20/2011 9:02:35 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:40:39 AM |
ryan6853 | $25.00 | 10/20/2011 10:01:54 AM |
Plee-Spaymebak | $25.00 | 10/20/2011 12:30:07 PM |
worldly-investment333 | $25.00 | 10/21/2011 7:31:59 AM |
babybrother | $50.00 | 10/22/2011 8:56:00 AM |
CoolPlexer | $25.00 | 10/22/2011 3:52:26 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:28 PM |
Whatssofunnybout | $25.00 | 10/22/2011 10:11:17 PM |
papaloha | $25.00 | 10/23/2011 8:21:04 PM |
the-discrete-income | $25.00 | 10/24/2011 9:01:49 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:13 PM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:38:40 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:17 AM |
Bob450 | $25.00 | 10/25/2011 12:26:48 PM |
peaceful-basis6 | $50.00 | 10/25/2011 12:41:42 PM |
1willray | $29.78 | 10/25/2011 2:56:47 PM |
Iago88 | $25.00 | 10/25/2011 5:18:12 PM |
loss-of-control | $100.00 | 10/25/2011 6:10:40 PM |
us957165 | $25.00 | 10/25/2011 6:40:24 PM |
golffish2 | $25.00 | 10/25/2011 9:29:26 AM |
sweety075 | $25.00 | 10/19/2011 5:19:00 PM |
Jack55304 | $200.00 | 10/19/2011 5:21:17 PM |
durability-ruler | $25.00 | 10/19/2011 5:23:25 PM |
amlu1988 | $25.00 | 10/19/2011 7:48:29 PM |
genuine-dime | $100.00 | 10/20/2011 4:48:43 AM |
SLN-10 | $50.00 | 10/20/2011 8:12:33 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:56 AM |
fireferd | $25.00 | 10/20/2011 11:59:01 AM |
Something-Corporate | $25.00 | 10/20/2011 9:08:04 PM |
cnovak | $25.00 | 10/21/2011 9:53:25 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:34 AM |
momoney2lend | $45.73 | 10/23/2011 9:04:37 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:29 PM |
investment-comet | $25.00 | 10/24/2011 9:11:09 PM |
Galdis | $25.00 | 10/25/2011 5:22:35 AM |
EL_Papin | $25.00 | 10/25/2011 10:23:00 AM |
jmeasn | $25.00 | 10/25/2011 12:15:11 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:03 PM |
drcoop | $25.00 | 10/25/2011 4:31:47 PM |
a-unflappable-finance | $42.00 | 10/25/2011 4:43:17 PM |
new-gold-wrangler | $1,252.48 | 10/25/2011 7:41:30 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
534051
This series of Notes was issued and sold upon the funding of the borrower loan #55145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1974 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Religious |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,882 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-receptive-commitment |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Church Development
Purpose of loan:
This loan will be used to develop new churches. The community needs more hi-tech churches.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bellaquito | $2,000.00 | 10/26/2011 2:21:18 PM |
new-gold-wrangler | $1,975.00 | 10/26/2011 4:47:58 PM |
Leshan | $25.00 | 10/26/2011 4:27:18 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
534063
This series of Notes was issued and sold upon the funding of the borrower loan #55117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $381.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,179 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loot-hunter |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2010)
660-679
(Sep-2008)
|
Principal balance:
| $1,275.69 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Consolidating Debt
Purpose of loan: To pay off some high interest credit cards
I currently have 4 credit cards which I am paying off on time each month and am looking to consolidate these
My financial situation: I am currently employed in insurance.
Monthly net income: ~ $ 3000
Monthly expenses: ~ $ 1775
Housing: $ 925
Insurance: $ 200
Car expenses: $ 0 (car is paid off, insurance is included above)
Utilities: $ 0 (live with fiancee included in housing above)
Phone, cable, internet: $ 0 (included in housing above)
Food, entertainment: $ 200
Clothing, household expenses: $ (included in entertainment above)
Credit cards and other loans: $ 450
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $100.00 | 10/20/2011 9:15:59 AM |
whitegold24k | $100.00 | 10/20/2011 9:14:21 AM |
sfmf | $25.02 | 10/20/2011 9:27:03 AM |
mikeandcat | $100.00 | 10/20/2011 9:51:01 AM |
fireferd | $30.00 | 10/20/2011 11:55:48 AM |
RecoveryLender | $25.00 | 10/20/2011 10:39:00 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:09 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:37 PM |
cnovak | $25.00 | 10/21/2011 9:53:26 AM |
graceful-investment | $50.00 | 10/21/2011 11:24:06 AM |
chameleon125 | $25.00 | 10/22/2011 7:35:44 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:16 PM |
silvercertificate | $25.00 | 10/24/2011 7:34:45 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:26 AM |
money-baron-roth-IRA | $50.00 | 10/25/2011 1:41:09 PM |
robgw | $25.00 | 10/25/2011 1:50:43 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:05 PM |
reflective-rupee | $25.00 | 10/25/2011 5:20:59 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:35 PM |
market-pudding | $25.00 | 10/26/2011 2:15:14 AM |
GElender | $35.00 | 10/26/2011 5:52:55 AM |
high_flyer | $300.00 | 10/26/2011 6:31:49 AM |
momoney2lend | $25.00 | 10/26/2011 7:36:55 AM |
MM1207 | $25.00 | 10/26/2011 7:47:28 AM |
Plee-Spaymebak | $25.00 | 10/26/2011 11:02:07 AM |
investment-comet | $25.00 | 10/26/2011 11:33:52 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:23 PM |
icanhasloanz | $50.00 | 10/22/2011 12:28:20 AM |
lendstats_com | $200.00 | 10/23/2011 4:43:49 AM |
green-trade-dolphin | $39.00 | 10/20/2011 9:01:10 AM |
Jack55304 | $33.00 | 10/20/2011 9:20:23 AM |
pound-mushroom3 | $25.00 | 10/20/2011 9:17:10 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:58 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:40:41 AM |
green-trade-dolphin | $25.00 | 10/20/2011 9:52:22 AM |
Feyenoord | $30.00 | 10/20/2011 10:38:28 AM |
sweety075 | $25.00 | 10/20/2011 6:02:54 PM |
AndChicksforFree | $25.00 | 10/20/2011 5:38:39 PM |
Brown98 | $25.00 | 10/21/2011 10:38:10 AM |
RoZu_Lending | $124.66 | 10/21/2011 5:21:32 PM |
Kash2010lu | $25.00 | 10/22/2011 8:16:20 AM |
OldManP | $25.00 | 10/22/2011 8:45:57 PM |
Whatssofunnybout | $25.00 | 10/22/2011 10:12:18 PM |
CoolPlexer | $25.00 | 10/23/2011 9:12:33 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:32 PM |
DoctorJoe | $25.00 | 10/24/2011 5:11:12 AM |
the-discrete-income | $25.00 | 10/24/2011 9:01:50 AM |
papaloha | $25.00 | 10/24/2011 6:05:48 PM |
jmeasn | $25.00 | 10/25/2011 12:14:16 PM |
1willray | $25.00 | 10/25/2011 3:12:01 PM |
drcoop | $25.00 | 10/25/2011 4:31:47 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:45 PM |
loanman2007 | $125.00 | 10/26/2011 5:06:08 AM |
houli123 | $25.00 | 10/26/2011 9:00:27 AM |
well-mannered-income3 | $60.00 | 10/26/2011 11:42:22 AM |
TennSquire | $50.00 | 10/26/2011 11:10:05 AM |
Nojukbong | $50.00 | 10/26/2011 12:47:45 PM |
InvestorPartners | $25.00 | 10/26/2011 1:03:40 PM |
platinum-boss2 | $25.00 | 10/26/2011 1:10:32 PM |
social-zebra | $23.32 | 10/26/2011 2:26:42 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
534073
This series of Notes was issued and sold upon the funding of the borrower loan #54850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 28y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,658 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| income-hero |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Segment One Consolidation
Purpose of loan:
This loan will be used to pay off high interest rate cards
My financial situation:
I am a good candidate for this loan because I am making higher payments to those cards already
Monthly net income: $4800
Monthly expenses: $
Housing: $300
Insurance: $250
Car expenses: $n/a
Utilities: $250
Phone, cable, internet: $70
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $2100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/20/2011 7:16:27 AM |
Bank_Of_XL | $25.00 | 10/19/2011 9:15:25 AM |
sjlender | $100.00 | 10/19/2011 9:20:47 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:08 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:55 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:12 PM |
EngineersAlliance | $100.00 | 10/19/2011 5:09:09 PM |
1traveler | $25.00 | 10/19/2011 6:04:24 PM |
C2Banking | $25.00 | 10/19/2011 7:32:07 PM |
DannyPhantom | $30.58 | 10/19/2011 10:04:27 PM |
Chrishu | $25.00 | 10/20/2011 7:16:59 AM |
credit-coach118 | $45.26 | 10/20/2011 8:45:41 AM |
SkinnyFish | $25.00 | 10/20/2011 1:52:44 PM |
revenue-associate | $25.00 | 10/20/2011 4:00:09 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:10 PM |
Ven58 | $35.00 | 10/21/2011 6:36:40 AM |
shellstar | $25.00 | 10/21/2011 7:14:45 AM |
economy-caper9 | $25.00 | 10/21/2011 7:28:53 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:11 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:44:05 PM |
gentle-gain235 | $50.00 | 10/21/2011 2:08:18 PM |
p2ploan-sensation211 | $25.00 | 10/22/2011 5:41:37 AM |
enchanted-note | $25.00 | 10/22/2011 6:25:02 AM |
wlm3012 | $30.00 | 10/22/2011 11:41:21 AM |
newest-funds-powerplant | $25.00 | 10/22/2011 9:56:56 PM |
houli123 | $50.00 | 10/23/2011 6:13:15 AM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:16:53 PM |
luminous-payout6 | $25.01 | 10/23/2011 8:41:44 PM |
cr55595 | $25.00 | 10/24/2011 7:36:45 AM |
taal1 | $50.00 | 10/24/2011 8:19:11 AM |
rautility | $18.39 | 10/24/2011 9:26:51 AM |
progressive-economy261 | $400.00 | 10/19/2011 9:20:44 AM |
SolarMoonshine | $25.00 | 10/19/2011 10:00:36 AM |
one-midas | $25.00 | 10/19/2011 11:15:30 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:05 PM |
favorite-commerce | $25.00 | 10/19/2011 1:33:25 PM |
radforj22 | $25.00 | 10/20/2011 3:01:57 AM |
lijah10 | $25.00 | 10/20/2011 8:38:23 AM |
benefit-catalyst | $200.00 | 10/20/2011 9:39:13 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:23 PM |
feiandasun | $25.00 | 10/20/2011 3:38:35 PM |
tigercat | $50.00 | 10/20/2011 7:25:05 PM |
TomDalonajay | $25.00 | 10/21/2011 9:11:39 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:46 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:49 PM |
Princehaha | $25.00 | 10/21/2011 5:15:22 PM |
fascinating-benefit279 | $50.00 | 10/22/2011 2:08:45 AM |
bullwink27 | $25.00 | 10/22/2011 4:17:59 AM |
seineil | $50.00 | 10/22/2011 2:05:10 AM |
friendinmoney | $25.00 | 10/22/2011 7:23:15 AM |
trustworthy-hope189 | $100.00 | 10/22/2011 8:45:55 AM |
pure-cash9 | $25.00 | 10/22/2011 11:40:12 AM |
wwwUniversal | $25.00 | 10/22/2011 12:15:46 PM |
credit-kahuna | $75.51 | 10/22/2011 1:36:56 PM |
Brisket_Bob | $50.00 | 10/22/2011 3:14:52 PM |
gentle-transparency7 | $250.00 | 10/23/2011 6:03:07 AM |
investment-comet | $25.00 | 10/23/2011 8:13:16 AM |
MonkeyHero | $25.00 | 10/23/2011 8:36:19 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:27 PM |
sushi537 | $25.00 | 10/23/2011 2:44:06 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:52 PM |
Gobsek | $25.00 | 10/23/2011 5:37:22 PM |
nick456sd | $25.00 | 10/23/2011 9:19:29 PM |
commitment-orbiter5 | $25.00 | 10/23/2011 9:21:21 PM |
elevated-finance | $32.48 | 10/24/2011 1:24:47 AM |
oskizzle | $25.00 | 10/24/2011 6:28:58 AM |
UD3230 | $27.77 | 10/24/2011 6:10:27 AM |
Flreap | $25.00 | 10/24/2011 7:38:36 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
534095
This series of Notes was issued and sold upon the funding of the borrower loan #54905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,789 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| roi-nexus |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Money for debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt on some high interest credit cards.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and have a solid job in my long standing career. I have good credit and would like to pay off my high interest credit card.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/21/2011 12:27:44 AM |
rolltide09 | $25.00 | 10/20/2011 9:02:10 AM |
sjlender | $100.00 | 10/20/2011 9:15:46 AM |
green-trade-dolphin2 | $34.75 | 10/20/2011 9:01:11 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:36:51 AM |
fcrick | $25.00 | 10/20/2011 9:42:48 AM |
D911ave | $50.00 | 10/20/2011 9:12:33 AM |
napoleon1168 | $25.00 | 10/20/2011 9:56:17 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:30 PM |
cwegert | $50.00 | 10/20/2011 2:46:23 PM |
principal-bull | $25.00 | 10/20/2011 4:55:32 PM |
AndChicksforFree | $25.00 | 10/20/2011 5:39:36 PM |
scholarly-benefit5 | $50.00 | 10/20/2011 7:45:37 PM |
blot44 | $25.00 | 10/20/2011 7:43:52 PM |
natural-trade7 | $40.25 | 10/20/2011 7:47:52 PM |
SudianX | $25.00 | 10/21/2011 5:03:08 AM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:26 AM |
chris-heretoinvest | $25.00 | 10/21/2011 5:28:56 AM |
northphoto | $25.00 | 10/21/2011 6:48:30 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:12 AM |
benefit-catalyst | $102.86 | 10/21/2011 12:53:33 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:52 PM |
mcabery | $200.00 | 10/21/2011 4:35:45 PM |
jazz619 | $25.00 | 10/21/2011 6:03:18 PM |
Princehaha | $25.00 | 10/21/2011 5:15:57 PM |
persistent-value3 | $28.43 | 10/21/2011 8:00:28 PM |
BankOfBjoltus | $50.00 | 10/21/2011 7:27:03 PM |
timtheman1 | $50.00 | 10/21/2011 10:39:46 PM |
bullwink27 | $25.00 | 10/22/2011 4:17:59 AM |
saraven01 | $44.06 | 10/22/2011 5:53:13 AM |
ncg1983 | $50.00 | 10/22/2011 8:02:11 AM |
PalmerTheEmbalmer | $37.51 | 10/22/2011 7:33:07 AM |
vutah | $25.00 | 10/22/2011 8:20:47 AM |
the-truth-hercules | $100.00 | 10/22/2011 10:06:18 AM |
truth-umbrella3 | $25.00 | 10/22/2011 11:13:44 AM |
wlm3012 | $30.00 | 10/22/2011 11:15:13 AM |
agile-loan0 | $25.00 | 10/22/2011 12:52:16 PM |
cordial-affluence2 | $25.00 | 10/22/2011 3:26:02 PM |
DDS84 | $27.88 | 10/22/2011 3:27:43 PM |
best-generosity-financier | $25.00 | 10/22/2011 3:09:50 PM |
Marietta | $22.12 | 10/22/2011 5:50:38 PM |
SolarMoonshine | $25.00 | 10/20/2011 9:51:34 AM |
favorite-commerce | $25.00 | 10/20/2011 11:59:09 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:09 PM |
excellent-nickel | $25.00 | 10/20/2011 5:11:35 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:37 PM |
bill-booster5 | $25.00 | 10/20/2011 6:35:46 PM |
tigercat | $50.00 | 10/20/2011 7:24:20 PM |
spiff666 | $25.00 | 10/20/2011 9:25:47 PM |
neorunner | $25.00 | 10/21/2011 8:29:23 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:50 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:46:37 PM |
rokman | $100.00 | 10/21/2011 12:55:09 PM |
Hogan55 | $57.14 | 10/21/2011 7:35:41 PM |
availableloan | $25.00 | 10/21/2011 9:18:09 PM |
pathcrx | $25.00 | 10/22/2011 4:44:34 AM |
caring-hope2 | $100.00 | 10/22/2011 8:01:22 AM |
friendinmoney | $25.00 | 10/22/2011 7:19:11 AM |
leverage-monger | $25.00 | 10/22/2011 8:33:07 AM |
Guiren | $100.00 | 10/22/2011 9:47:00 AM |
listing-reformation8 | $25.00 | 10/22/2011 10:37:54 AM |
pure-cash9 | $25.00 | 10/22/2011 11:07:07 AM |
silver-plum8 | $100.00 | 10/22/2011 1:45:54 PM |
auctionator1 | $25.00 | 10/22/2011 1:48:40 PM |
Brisket_Bob | $50.00 | 10/22/2011 3:19:39 PM |
djmjkelso | $25.00 | 10/22/2011 3:21:04 PM |
sushi537 | $25.00 | 10/22/2011 3:28:35 PM |
p2ploan-sensation211 | $25.00 | 10/22/2011 4:02:25 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
534123
This series of Notes was issued and sold upon the funding of the borrower loan #54911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-20-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $173 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| thrilling-investment377 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dreams come true Cosmetic Surgery
Purpose of loan:
This loan will be used to get a cosmetic procedue done that I have though about my whold life I am now ready to do it ;-)
My financial situation:
I am a good candidate for this loan because I have steady income and I am expecting a setelment for an insurance claim, so I may be able to pay off the loan even sooner and with out stress for sure.
Monthly net income: $2,500
Monthly expenses: $1,750
Housing: $515
Insurance: $175 a year
Car expenses: $0
Utilities: $120
Phone, cable, internet: $30
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/20/2011 9:15:46 AM |
pound-mushroom3 | $25.00 | 10/20/2011 9:17:11 AM |
Aberdeen | $1,000.00 | 10/20/2011 9:18:50 AM |
DHolly | $25.00 | 10/20/2011 9:09:40 AM |
SolarMoonshine | $25.00 | 10/20/2011 9:49:17 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:49 AM |
yurison | $25.00 | 10/20/2011 11:18:20 AM |
favorite-commerce | $25.00 | 10/20/2011 11:57:34 AM |
Iwillhuntyoudown | $25.00 | 10/20/2011 9:22:57 AM |
thrifty-note2 | $29.12 | 10/20/2011 10:06:35 AM |
108lender | $250.00 | 10/20/2011 10:18:38 AM |
rdav | $50.00 | 10/20/2011 11:39:55 AM |
jpac1066 | $50.00 | 10/20/2011 10:16:15 AM |
Money_Working | $32.74 | 10/20/2011 11:01:09 AM |
Bank_Of_XL | $25.00 | 10/20/2011 10:26:43 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:11 PM |
figs4u2 | $38.14 | 10/20/2011 12:21:31 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
534135
This series of Notes was issued and sold upon the funding of the borrower loan #55023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $196.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
24 | Length of status: | 20y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,617 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| MRSMLC66 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
700-719
(Aug-2008)
|
Principal balance:
| $4,308.15 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
IN GREAT STANDING!!!
MSW Bound daughter!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $28.29 | 10/20/2011 9:01:13 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:58 AM |
fcrick | $25.00 | 10/20/2011 9:42:49 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:11 PM |
susurrus | $50.00 | 10/20/2011 2:51:32 PM |
chris-heretoinvest | $25.00 | 10/20/2011 9:17:37 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:53 PM |
availableloan | $25.00 | 10/21/2011 9:18:09 PM |
skillful-finance | $25.00 | 10/22/2011 8:06:41 AM |
jgar_O | $25.00 | 10/22/2011 1:06:03 PM |
gentle-transparency7 | $250.00 | 10/23/2011 6:16:20 AM |
jamiee73 | $25.00 | 10/23/2011 1:23:56 PM |
john0720 | $25.00 | 10/23/2011 6:17:23 PM |
cimbaman | $40.00 | 10/24/2011 5:35:03 PM |
awwaww | $25.00 | 10/25/2011 7:19:14 AM |
djh47a | $25.00 | 10/25/2011 7:37:38 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:27 AM |
patriot897 | $25.00 | 10/25/2011 10:36:50 AM |
delivery | $25.00 | 10/25/2011 11:33:33 AM |
best-ingenious-funds | $25.00 | 10/25/2011 1:24:08 PM |
tough-revenue1 | $100.00 | 10/25/2011 4:16:53 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:38 PM |
dollars4loan | $50.00 | 10/25/2011 5:51:18 PM |
dexstjames | $25.00 | 10/25/2011 7:49:34 PM |
scratch4you | $25.00 | 10/25/2011 8:19:15 PM |
credit-coach118 | $25.17 | 10/25/2011 9:24:24 PM |
paul_allen | $25.32 | 10/25/2011 10:40:54 PM |
market-pudding | $25.00 | 10/26/2011 2:05:52 AM |
dermit | $25.00 | 10/26/2011 2:30:16 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:36:52 AM |
sjlender | $100.00 | 10/20/2011 9:15:46 AM |
napoleon1168 | $25.00 | 10/20/2011 9:56:17 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:31 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:38 PM |
scholarly-benefit5 | $50.00 | 10/20/2011 7:45:37 PM |
tntmojave | $50.00 | 10/21/2011 4:12:33 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:51 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:12 AM |
wampum-chorus3 | $38.67 | 10/23/2011 4:52:53 AM |
happy-yield | $25.00 | 10/23/2011 6:08:14 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:30 PM |
heerzaquestion | $25.00 | 10/23/2011 3:40:49 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:02 PM |
investment-comet | $25.00 | 10/24/2011 8:48:37 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:47 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:45:15 AM |
leeball | $100.00 | 10/25/2011 10:23:19 AM |
rajs | $232.38 | 10/25/2011 4:34:04 PM |
maldok1 | $25.00 | 10/25/2011 5:06:19 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:48 PM |
goal-benefit2 | $30.00 | 10/25/2011 7:54:14 PM |
commerce-broker3 | $350.00 | 10/25/2011 8:46:44 PM |
MoneyForNothing | $5.16 | 10/26/2011 2:30:27 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
534143
This series of Notes was issued and sold upon the funding of the borrower loan #55074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $234.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 9% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 15y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,107 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| friendly-credit4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate
Purpose of loan:
This loan will be used to...pay off 401 k loan
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6500
Monthly expenses: $
Housing: $2150
Insurance: $0
Car expenses: $0
Utilities: $250
Phone, cable, internet: $300
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/20/2011 9:02:11 AM |
sjlender | $100.00 | 10/20/2011 9:15:47 AM |
benefit-catalyst | $200.00 | 10/20/2011 9:42:53 AM |
truth-igniter4 | $25.00 | 10/20/2011 10:29:37 AM |
Bank_Of_XL | $25.00 | 10/20/2011 10:26:56 AM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:26 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:43:04 PM |
cttarheel | $27.00 | 10/22/2011 5:08:06 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:18:58 PM |
Brisket_Bob | $50.00 | 10/22/2011 4:17:37 PM |
charming-exchange7 | $25.00 | 10/22/2011 4:59:06 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:56 PM |
john0720 | $25.00 | 10/23/2011 6:17:23 PM |
JustMee | $25.00 | 10/24/2011 6:19:55 AM |
rdrloan | $50.00 | 10/24/2011 8:10:46 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:49:42 PM |
RedCentre | $205.93 | 10/24/2011 12:51:57 PM |
intelligent-repayment8 | $500.00 | 10/24/2011 10:04:18 PM |
Mrgiggleswic | $38.97 | 10/25/2011 5:00:50 AM |
djh47a | $25.00 | 10/25/2011 7:37:39 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:28 AM |
Watersports | $50.00 | 10/25/2011 10:55:06 AM |
shrewd-deal | $75.00 | 10/25/2011 4:11:43 PM |
LendingSingularity | $100.00 | 10/25/2011 4:23:50 PM |
wonder3 | $30.00 | 10/25/2011 5:43:08 PM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:53 AM |
PAPAT | $25.00 | 10/26/2011 7:11:55 AM |
MM1207 | $25.00 | 10/26/2011 7:47:28 AM |
Iwillhuntyoudown | $25.00 | 10/26/2011 10:09:43 AM |
larrybird | $906.10 | 10/26/2011 1:02:13 PM |
golffish2 | $25.00 | 10/25/2011 10:22:01 AM |
pound-mushroom3 | $25.00 | 10/20/2011 9:17:12 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:12 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:32 PM |
vutah | $25.00 | 10/20/2011 10:17:13 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:35 AM |
Uylsses | $87.00 | 10/21/2011 9:15:16 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:51 AM |
FinDoc | $25.00 | 10/22/2011 6:26:35 AM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:40 PM |
newest-funds-powerplant | $25.00 | 10/22/2011 9:55:03 PM |
marwadi-62 | $50.00 | 10/22/2011 8:23:22 PM |
valiant-money | $30.00 | 10/23/2011 10:23:05 PM |
orange-spiritual-contract | $75.00 | 10/24/2011 10:56:45 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:03 PM |
pythia | $25.00 | 10/24/2011 4:08:23 PM |
social-zebra | $25.00 | 10/25/2011 8:42:46 AM |
Ven58 | $25.00 | 10/25/2011 9:32:41 AM |
patriot897 | $25.00 | 10/25/2011 10:36:50 AM |
friendinmoney | $25.00 | 10/25/2011 1:57:39 PM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:51:58 PM |
wise-deal-panda | $100.00 | 10/25/2011 5:22:50 PM |
daekpon | $50.00 | 10/25/2011 5:45:22 PM |
tech310 | $50.00 | 10/25/2011 11:50:11 PM |
Josphine | $25.00 | 10/26/2011 7:03:08 AM |
octoberfresh | $25.00 | 10/26/2011 10:07:38 AM |
intelligent-repayment8 | $1,500.00 | 10/26/2011 10:05:35 AM |
SolarMoonshine | $25.00 | 10/26/2011 10:24:51 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:27 AM |
Gyroman | $50.00 | 10/26/2011 11:33:57 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
534145
This series of Notes was issued and sold upon the funding of the borrower loan #55094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $281.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 81% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $91,110 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| vigilance-mammal0 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
700-719
(May-2010)
|
Principal balance:
| $4,511.79 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
helping a son
Purpose of loan:
This loan will be used to...I am letting my son borrow it for a legal retainer for a custody battle
My financial situation:
I am a good candidate for this loan because...I have strong net worth, income and always pay my bills on time. I have borrowed twice on Prosper and paid the first loan off early and the second one, which was to help a relative, is current. I prefer to borrow the money when somebody needs to borrow it from me. If the person I am lending it to doesn't make the payment it is my responsibility to make it.
Monthly net income: $22301.58
Monthly expenses: $4241.00
Housing: $1702.00
Insurance: $349.00
Car expenses: $-0-
Utilities: $180.00
Phone, cable, internet: $160.00
Food, entertainment: $1050.00
Clothing, household expenses: $200.00
Credit cards and other loans: $600.00
Other expenses: $-0-
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $37.00 | 10/19/2011 5:01:08 PM |
pembull | $50.00 | 10/19/2011 5:02:10 PM |
atlas-shrugged | $200.00 | 10/19/2011 5:15:51 PM |
unforgettable-market3 | $100.00 | 10/19/2011 5:30:14 PM |
Jack55304 | $200.00 | 10/19/2011 5:21:17 PM |
Mikale360 | $25.00 | 10/19/2011 8:03:51 PM |
balanced-balance6 | $25.00 | 10/20/2011 5:40:23 AM |
GElender | $50.00 | 10/20/2011 6:01:18 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:41:19 AM |
papaloha | $25.00 | 10/20/2011 9:48:23 AM |
five-star-note | $250.00 | 10/22/2011 7:23:37 AM |
social-hunter5 | $25.00 | 10/23/2011 11:05:52 AM |
dtana | $25.00 | 10/23/2011 4:12:30 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:29 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:18 AM |
jmeasn | $25.00 | 10/25/2011 12:18:36 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:04 PM |
realtormoises | $25.00 | 10/26/2011 6:44:29 AM |
green-safe-wampum | $50.00 | 10/26/2011 7:06:49 AM |
intelligent-repayment8 | $380.51 | 10/26/2011 10:38:28 AM |
Moe87 | $32.49 | 10/20/2011 3:21:02 AM |
Kash2010lu | $40.00 | 10/19/2011 6:19:38 PM |
312-Lender | $25.00 | 10/19/2011 8:24:25 PM |
responsibility-butterfly | $25.00 | 10/19/2011 8:10:35 PM |
shawnw2 | $25.00 | 10/20/2011 6:27:30 AM |
SLN-10 | $50.00 | 10/20/2011 8:13:39 AM |
sweety075 | $25.00 | 10/20/2011 5:58:21 PM |
zone6 | $100.00 | 10/21/2011 9:26:29 AM |
amlu1988 | $25.00 | 10/21/2011 11:48:30 AM |
the-discrete-income | $35.00 | 10/24/2011 9:01:50 AM |
drcoop | $25.00 | 10/25/2011 4:31:47 PM |
us957165 | $25.00 | 10/25/2011 6:43:07 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:37 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:43 PM |
Frover | $25.00 | 10/26/2011 6:57:02 AM |
DiligentiaLLC | $25.00 | 10/26/2011 7:42:03 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
534167
This series of Notes was issued and sold upon the funding of the borrower loan #55046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $212.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 33% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,487 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| laudable-order5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to... Home repair, much need furniture
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3900
Monthly expenses:
Housing: $873
Insurance: $250
Car expenses: 200
Utilities: $300
Phone, cable, internet: $114
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: 600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/20/2011 9:02:11 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:59 AM |
fireferd | $50.00 | 10/20/2011 11:54:08 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:12 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:39 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:26 AM |
penny-finder | $25.34 | 10/21/2011 2:26:19 AM |
worldly-investment333 | $25.00 | 10/21/2011 7:33:12 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:12 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:53 PM |
marwadi-62 | $25.00 | 10/22/2011 8:31:49 AM |
silvercertificate | $25.00 | 10/22/2011 4:32:26 PM |
commerce-yeller | $25.00 | 10/23/2011 8:04:13 AM |
ommcd | $25.00 | 10/23/2011 2:34:10 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:57 PM |
the-discrete-income | $25.00 | 10/24/2011 9:01:51 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 10:58:26 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:04 PM |
intelligent-repayment8 | $500.00 | 10/24/2011 10:04:18 PM |
scojo | $25.02 | 10/25/2011 12:23:11 AM |
social-zebra | $30.00 | 10/25/2011 8:36:59 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:40:00 AM |
patriot897 | $25.00 | 10/25/2011 10:36:51 AM |
best-ingenious-funds | $25.00 | 10/25/2011 1:18:21 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:05 PM |
LittleMingo | $25.00 | 10/25/2011 3:24:49 PM |
FinanceEngine | $45.00 | 10/25/2011 5:45:55 PM |
larrybird | $115.63 | 10/25/2011 7:55:45 PM |
pound-mushroom3 | $25.00 | 10/20/2011 9:17:12 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:50 AM |
Bank_Of_XL | $25.00 | 10/20/2011 10:23:53 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:33 PM |
thankful-nickel2 | $25.00 | 10/20/2011 8:48:46 PM |
p2p-eagle9 | $25.00 | 10/21/2011 4:07:25 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:52 AM |
knowledgeable-payment7 | $25.00 | 10/22/2011 3:00:12 AM |
valiant-money | $40.00 | 10/22/2011 3:17:31 PM |
john0720 | $25.00 | 10/23/2011 6:17:24 PM |
economy-popcorn | $25.00 | 10/23/2011 8:44:00 PM |
108lender | $184.00 | 10/24/2011 10:38:16 AM |
StarshineXL | $300.00 | 10/25/2011 6:11:54 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:30 AM |
wise-deal-panda | $100.00 | 10/25/2011 9:17:02 AM |
leeball | $100.00 | 10/25/2011 10:23:20 AM |
drcoop | $25.00 | 10/25/2011 4:31:48 PM |
us957165 | $35.00 | 10/25/2011 6:41:04 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:49 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
534179
This series of Notes was issued and sold upon the funding of the borrower loan #55058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 8m |
Amount delinquent:
| $3,594 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,034 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| joeguar |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
STABLE GREAT RISK!
Purpose of loan: Debto Consolidation
This loan will be used to...Pay off credit cards and recent medical expenses and perform car maintenance.
My financial situation: Successfully rebuilding my credit. Purchased my own home in 2009.
I am a good candidate for this loan because...I have been employed in my industry for over 20 years and my current employer for nearly 3 years. I was recently promoted and received a $10K raise. I am very responsible and have been working diligently to rebuild my credit after the loss of my business after 9/11 and resulting unstable employment opportunities through 2005.
Monthly net income: $4375
Monthly expenses: $3775 - Total
Housing: $1770 - Mortgage
Insurance: $85 - Auto
Car expenses: $0 payment $250 gas
Utilities: $180 electric/water
Phone, cable, internet: $95
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $350
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/20/2011 5:31:44 PM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:11 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:04 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:51 PM |
LiveNow | $25.00 | 10/25/2011 8:16:10 PM |
KarmaBum77 | $46.29 | 10/25/2011 8:31:31 PM |
NolockHolmes | $103.71 | 10/25/2011 8:27:33 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:35 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:33 AM |
larrybird | $2,000.00 | 10/25/2011 7:55:56 PM |
BrandonW | $25.00 | 10/25/2011 8:15:06 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:23:43 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
534183
This series of Notes was issued and sold upon the funding of the borrower loan #55189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,624 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-hyperdrive6 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
capital
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I always pay my debts. Just one example is the recent car loan that I had with Chase.
Monthly net income: $8800.00
Monthly expenses: $6275 (Total)
Housing: $1200
Insurance: $350
Car expenses: $125
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $250
Credit cards and other loans: $3300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,700.00 | 10/27/2011 8:36:49 AM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:12 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:09:09 PM |
beakerfish | $50.00 | 10/21/2011 6:48:41 PM |
papaloha | $25.00 | 10/23/2011 8:21:07 PM |
alexgalt | $25.00 | 10/24/2011 9:36:20 PM |
tech310 | $50.00 | 10/25/2011 11:48:48 PM |
Leshan | $25.00 | 10/26/2011 4:30:20 PM |
SolarMoonshine | $25.00 | 10/26/2011 5:08:30 PM |
money-fort | $25.00 | 10/26/2011 7:50:01 PM |
CatbirdBanking | $25.00 | 10/26/2011 7:58:53 PM |
ogmanny | $50.00 | 10/26/2011 10:26:37 PM |
spsavage | $25.00 | 10/27/2011 2:24:53 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:41 AM |
supreme-hope | $25.00 | 10/27/2011 5:54:08 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:10 AM |
Bob450 | $25.00 | 10/27/2011 7:00:28 AM |
frogperson | $100.00 | 10/27/2011 8:23:22 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:35 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:18 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:34 AM |
realtormoises | $25.00 | 10/26/2011 7:56:22 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:34 PM |
platinum-scientist9 | $25.00 | 10/26/2011 5:01:36 PM |
loss-of-control | $100.00 | 10/26/2011 5:39:06 PM |
vutah | $25.00 | 10/26/2011 6:05:25 PM |
S-Master | $100.00 | 10/26/2011 10:20:19 PM |
let_me_retire | $100.00 | 10/27/2011 3:36:06 AM |
suave-dime6 | $25.00 | 10/27/2011 5:45:45 AM |
cake7 | $25.00 | 10/27/2011 6:41:50 AM |
green-trade-dolphin | $25.00 | 10/27/2011 7:04:29 AM |
citytreker | $25.00 | 10/27/2011 8:25:34 AM |
lethalvb01 | $30.82 | 10/27/2011 8:25:02 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
534215
This series of Notes was issued and sold upon the funding of the borrower loan #54912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $200.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,913 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Rodneywa2002 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 22 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $17,600.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
700-719
(Apr-2009)
740-759
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Home Fix up
Purpose of loan:
This loan will be used to tile my dinening room and kitchen floor. need money now. bad timing. paid to have house painted, gave relative money to help with down payment on house, car broke, bought new one. Perfect storm :)
My financial situation:
I am a good candidate for this loan because steady job, no car payment. paid off several prosper loans
Monthly net income: $4000
Monthly expenses: $
Housing: $1090
Insurance: $
Car expenses: $ low, van pool to work
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 10/23/2011 4:38:28 PM |
Dusigrosz | $131.00 | 10/23/2011 12:01:20 PM |
fabulous-community4 | $50.00 | 10/23/2011 12:03:46 PM |
yield-lion2 | $25.00 | 10/23/2011 12:06:35 PM |
money-baron-roth-IRA | $50.00 | 10/23/2011 12:10:05 PM |
wise-deal-panda | $200.00 | 10/23/2011 12:16:47 PM |
Jack55304 | $200.00 | 10/23/2011 12:20:34 PM |
vutah | $25.00 | 10/23/2011 12:31:32 PM |
AndChicksforFree | $26.12 | 10/23/2011 12:42:45 PM |
loanman2007 | $150.00 | 10/23/2011 1:15:54 PM |
enticing-capital6 | $50.00 | 10/23/2011 12:20:48 PM |
atlas-shrugged | $200.00 | 10/23/2011 12:34:22 PM |
MoneyForNothing | $43.88 | 10/23/2011 1:11:05 PM |
Christophe | $25.00 | 10/23/2011 1:34:52 PM |
thorough-yield1 | $42.20 | 10/23/2011 4:04:54 PM |
shrewd-income | $25.00 | 10/23/2011 6:40:15 PM |
credit-missile | $110.00 | 10/23/2011 7:41:43 PM |
thankful-nickel2 | $25.00 | 10/23/2011 8:32:08 PM |
Feyenoord | $30.00 | 10/23/2011 8:35:59 PM |
goodhearted-generosity511 | $25.00 | 10/23/2011 9:23:32 PM |
the-discrete-income | $25.00 | 10/24/2011 9:01:55 AM |
first-dinero-paladin | $50.00 | 10/24/2011 11:07:08 AM |
bspar | $25.00 | 10/24/2011 11:21:41 AM |
handy-justice | $50.00 | 10/24/2011 11:33:14 AM |
truth-umbrella3 | $25.00 | 10/24/2011 1:53:21 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:25 PM |
Land_on_your_feet | $75.00 | 10/24/2011 2:02:10 PM |
favorite-commerce | $25.00 | 10/24/2011 3:13:32 PM |
real-return | $25.00 | 10/24/2011 3:35:37 PM |
Bob450 | $30.00 | 10/24/2011 4:46:38 PM |
cilynx | $27.24 | 10/24/2011 6:16:52 PM |
loss-of-control | $125.00 | 10/24/2011 6:58:26 PM |
Rogelio48 | $30.00 | 10/24/2011 8:16:19 PM |
scarlet-velvet | $25.08 | 10/24/2011 7:38:15 PM |
sushi537 | $25.00 | 10/25/2011 2:25:36 AM |
duty-monger | $50.00 | 10/25/2011 4:21:49 AM |
credit-missile | $25.00 | 10/25/2011 7:35:09 AM |
pious-benjamins1 | $26.00 | 10/25/2011 7:57:28 AM |
investment-daydream | $100.00 | 10/23/2011 3:37:20 PM |
golffish2 | $25.00 | 10/24/2011 3:49:01 AM |
lendstats_com | $200.00 | 10/24/2011 8:08:06 AM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:26 PM |
currency-excellency0 | $75.00 | 10/23/2011 12:01:37 PM |
vutah | $30.00 | 10/23/2011 12:30:22 PM |
Kash2010lu | $40.00 | 10/23/2011 1:05:49 PM |
pound-mushroom3 | $25.00 | 10/23/2011 12:21:12 PM |
DHolly | $31.00 | 10/23/2011 12:27:40 PM |
green-trade-dolphin | $40.02 | 10/23/2011 1:06:10 PM |
poisson17 | $55.00 | 10/23/2011 1:49:10 PM |
careful-return0 | $25.00 | 10/23/2011 3:14:23 PM |
Mikale360 | $25.00 | 10/23/2011 3:16:50 PM |
SecondChanceLendingSERV | $29.17 | 10/23/2011 2:11:36 PM |
amlu1988 | $25.00 | 10/23/2011 2:23:39 PM |
Beechturner | $40.00 | 10/23/2011 2:46:40 PM |
SolarMoonshine | $50.00 | 10/23/2011 3:07:00 PM |
dtana | $25.00 | 10/23/2011 4:10:10 PM |
OldManP | $30.00 | 10/23/2011 9:16:35 PM |
Frover | $30.00 | 10/23/2011 11:03:51 PM |
RLaumeyer | $30.00 | 10/23/2011 11:48:24 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:51 PM |
worldly-investment333 | $30.00 | 10/24/2011 6:10:06 AM |
mikeandcat | $300.00 | 10/24/2011 5:40:28 AM |
wise-intelligent-duty | $25.00 | 10/24/2011 7:03:26 AM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:23 AM |
Rip128 | $100.00 | 10/24/2011 8:31:37 AM |
revenue-driver8 | $37.73 | 10/24/2011 9:23:45 AM |
compassion-artisan9 | $50.00 | 10/24/2011 11:07:02 AM |
penny-sergeant | $25.00 | 10/24/2011 10:23:58 AM |
courteous-note1 | $50.00 | 10/24/2011 12:08:17 PM |
Nojukbong | $50.00 | 10/24/2011 12:55:11 PM |
Paxman84 | $25.00 | 10/24/2011 12:42:44 PM |
secureincome | $50.00 | 10/24/2011 12:21:50 PM |
suave-dime6 | $25.00 | 10/24/2011 12:30:58 PM |
malomar66 | $60.00 | 10/24/2011 3:29:11 PM |
social-zebra | $30.00 | 10/24/2011 2:27:52 PM |
rolltide09 | $25.00 | 10/24/2011 5:02:32 PM |
omegamon1 | $30.00 | 10/24/2011 5:39:18 PM |
papaloha | $25.00 | 10/24/2011 6:07:30 PM |
investment-comet | $25.00 | 10/24/2011 9:08:01 PM |
kendigme | $25.00 | 10/25/2011 1:53:49 AM |
reflective-rupee | $25.00 | 10/24/2011 9:48:36 PM |
witty-openness | $25.00 | 10/25/2011 4:33:20 AM |
MoneyForNothing | $10.56 | 10/25/2011 8:02:33 AM |
83 Investments
|
Borrower Payment Dependent Notes Series
534225
This series of Notes was issued and sold upon the funding of the borrower loan #55063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,040 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agreement-equator7 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan: Home Improvements
This loan will be used to perform minor home improvements. I recently purchased a new home and did not notice some of the minor things that need to be fixed. I would also like to makes some improvements to my daughters bedroom and bathroom!
I am a good candidate for this loan because...
I have a steady income and always make payments on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/21/2011 12:27:45 AM |
well-rounded-payout0 | $50.00 | 10/20/2011 5:13:53 PM |
SolarMoonshine | $25.00 | 10/20/2011 5:30:00 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:40 PM |
pound-mushroom3 | $25.00 | 10/20/2011 5:19:34 PM |
finance-solo | $25.00 | 10/20/2011 7:05:03 PM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:14 PM |
mrxtravis | $25.00 | 10/20/2011 8:29:56 PM |
dudebrah | $25.00 | 10/20/2011 8:40:12 PM |
dsgfl1 | $60.00 | 10/21/2011 10:34:54 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:34 AM |
SOP_Bank | $25.00 | 10/21/2011 3:17:52 PM |
sharp-return7 | $25.00 | 10/21/2011 3:12:00 PM |
favorite-commerce | $25.00 | 10/21/2011 4:48:16 PM |
beakerfish | $50.00 | 10/21/2011 6:49:21 PM |
gain-dolphin | $25.00 | 10/21/2011 7:26:50 PM |
bluebouyz | $25.00 | 10/21/2011 10:12:33 PM |
taltman | $25.00 | 10/22/2011 10:51:02 AM |
carrinel | $48.07 | 10/22/2011 4:20:36 PM |
Bob450 | $25.00 | 10/22/2011 6:00:38 PM |
back-scratchers | $50.00 | 10/22/2011 6:36:53 PM |
Iwillhuntyoudown | $25.00 | 10/22/2011 7:20:24 PM |
Interloper | $30.00 | 10/23/2011 8:09:26 AM |
foothillender | $25.00 | 10/23/2011 9:55:10 AM |
sushi537 | $25.00 | 10/23/2011 2:48:16 PM |
CreditBuilder2 | $25.02 | 10/23/2011 3:06:37 PM |
easybreezy | $30.59 | 10/23/2011 3:39:31 PM |
marinbb | $50.00 | 10/21/2011 5:42:28 PM |
shrewd-income | $25.00 | 10/20/2011 5:48:51 PM |
newest-generous-income | $25.00 | 10/21/2011 3:08:59 AM |
neorunner | $25.00 | 10/21/2011 8:31:28 AM |
first-dinero-paladin | $50.00 | 10/21/2011 1:45:11 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:08:05 PM |
Mombo-5 | $50.00 | 10/22/2011 7:31:52 AM |
wlm3012 | $30.00 | 10/22/2011 11:51:28 AM |
Zipcut | $25.00 | 10/22/2011 10:01:13 PM |
houli123 | $75.00 | 10/23/2011 6:14:14 AM |
investment-comet | $25.00 | 10/23/2011 8:14:21 AM |
blue-dollar-viking | $50.00 | 10/23/2011 8:20:07 AM |
integrity-electron9 | $50.00 | 10/23/2011 10:16:40 AM |
revenue-associate | $25.00 | 10/23/2011 11:23:53 AM |
the-credit-bauble | $25.00 | 10/23/2011 12:35:14 PM |
Brisket_Bob | $25.00 | 10/23/2011 2:48:09 PM |
SV-AZ | $1.32 | 10/23/2011 5:34:43 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
534229
This series of Notes was issued and sold upon the funding of the borrower loan #55152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 3m |
Amount delinquent:
| $551 |
Total credit lines:
| 15 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $350 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generator750 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Putting Down That New Floor
Purpose of loan:
This loan will be used to...Tear up that old carpeting and put in tile flooring throughout the house, also consolidate some credit card debt.
My financial situation:
I am a good candidate for this loan because...I am gainly employed (30 years in the same industry), own my own home and have limited finanicial obligations beyond myself.
Monthly net income: $3,830
Monthly expenses: $2,900 (The below items are included)
Housing: $
Insurance: $ Car Insurance Company Paid
Car expenses: $ Company Paid
Utilities: $
Phone, cable, internet:$ Company Paid
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $6,600.00 | 10/26/2011 7:55:46 PM |
DHolly | $25.00 | 10/21/2011 9:36:32 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:55 AM |
vutah | $25.00 | 10/21/2011 11:02:33 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:18:59 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:05 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:16:55 PM |
cagcrash | $100.00 | 10/25/2011 5:46:26 PM |
intelligent-repayment8 | $1,000.00 | 10/26/2011 10:03:44 AM |
SolarMoonshine | $25.00 | 10/26/2011 5:09:16 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:56:19 PM |
Techne_Funds_LLC | $50.00 | 10/26/2011 6:57:57 PM |
moola-accelerator6 | $50.00 | 10/26/2011 7:18:03 PM |
larrybird | $70.00 | 10/26/2011 8:54:01 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:36 AM |
jamiee73 | $25.00 | 10/23/2011 1:24:00 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:05:37 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:48 AM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:06 AM |
MM1207 | $25.00 | 10/26/2011 7:47:30 AM |
orbital-dollar2 | $25.00 | 10/26/2011 3:01:58 PM |
GCInvestments | $35.00 | 10/26/2011 1:58:08 PM |
AndChicksforFree | $25.00 | 10/26/2011 3:07:47 PM |
Kaj | $25.00 | 10/26/2011 4:30:43 PM |
F-A1Grant | $45.00 | 10/26/2011 6:49:47 PM |
Oak-Parker | $25.00 | 10/26/2011 8:10:35 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
534241
This series of Notes was issued and sold upon the funding of the borrower loan #55186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 14y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,538 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-sensible-generosity |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Mar-2011)
|
Principal balance:
| $6,101.55 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Finished fixing up my house!
Purpose of loan: Debt consolidation
This loan will be used to... consolidate debt I have accumulated after fixing up my home.
My financial situation: Good and very stable.
I am a good candidate for this loan because...I have worked for the same company (in the home security field) for more than 15 years. Our company is weathering the recession and is actually growing. I am paid well, by the hour, and can always work overtime if I need to. I made some mistakes more than 7 years ago but my credit has been spotless since then. The credit card debt I have accumulated in the past year has been for essential home repairs (driveway, furnace, etc... ) not nonsense.
Monthly net income:$ 4000-4400 depending on how many hours I choose to work.
Housing: $1150
Insurance:$180
Car expenses:$275
Utilities:$350
Phone:$70
Food, entertainment:$400
Household expenses:$150
Credit cards and other loans:$650 (most of this payment is credit card debt which will be paid off by this loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/20/2011 9:04:41 AM |
HamachiMan | $50.00 | 10/20/2011 9:57:59 AM |
responsibility-butterfly | $25.00 | 10/20/2011 12:10:13 PM |
figs4u2 | $100.00 | 10/20/2011 12:21:34 PM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:39 PM |
credit-coach118 | $25.27 | 10/20/2011 8:33:23 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:53 PM |
blackfur | $25.00 | 10/22/2011 5:34:56 PM |
orange-spiritual-contract | $75.00 | 10/24/2011 10:58:34 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:04 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:31 AM |
AF-Chief | $25.00 | 10/25/2011 3:19:05 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:49 PM |
tech310 | $50.00 | 10/25/2011 11:50:11 PM |
GElender | $35.00 | 10/26/2011 5:52:56 AM |
MM1207 | $25.00 | 10/26/2011 7:47:29 AM |
intelligent-repayment8 | $700.00 | 10/26/2011 10:01:50 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:21 PM |
fairness-hammock | $25.00 | 10/26/2011 11:52:59 AM |
bellaquito | $2,000.00 | 10/26/2011 4:27:15 PM |
Reddy_Capital | $36.00 | 10/26/2011 8:58:02 PM |
frooogal | $25.00 | 10/26/2011 9:06:57 PM |
worth-blanket2 | $4,400.00 | 10/26/2011 7:56:04 PM |
sjlender | $100.00 | 10/20/2011 9:15:48 AM |
blazing-capital2 | $250.00 | 10/20/2011 9:38:50 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:52 AM |
jamiee73 | $25.00 | 10/23/2011 1:23:58 PM |
the-discrete-income | $25.00 | 10/24/2011 9:01:51 AM |
intelligent-repayment8 | $1,300.00 | 10/24/2011 10:06:43 PM |
leeball | $100.00 | 10/25/2011 10:23:20 AM |
ommcd | $25.00 | 10/25/2011 1:38:11 PM |
drcoop | $25.00 | 10/25/2011 4:31:48 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:50 PM |
brainy-greenback481 | $50.00 | 10/26/2011 1:49:25 PM |
Kaj | $25.00 | 10/26/2011 4:30:42 PM |
moola-accelerator6 | $50.00 | 10/26/2011 7:24:17 PM |
kenji4861 | $3.73 | 10/27/2011 4:47:43 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
534255
This series of Notes was issued and sold upon the funding of the borrower loan #55086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $238.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 840-859 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $373 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adorable-loyalty2 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MCS Loan 2011-11
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/20/2011 5:17:41 PM |
green-trade-dolphin2 | $34.75 | 10/20/2011 5:01:10 PM |
cashhelp | $50.00 | 10/20/2011 5:56:07 PM |
blot44 | $25.00 | 10/20/2011 7:44:25 PM |
credit-coach118 | $45.18 | 10/20/2011 8:24:54 PM |
goodhearted-basis4 | $25.00 | 10/21/2011 1:08:44 AM |
Bank_Of_XL | $25.00 | 10/21/2011 7:26:37 AM |
rajs | $500.00 | 10/21/2011 7:41:47 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:54 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:54 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:05:14 PM |
QsDad | $25.00 | 10/21/2011 4:11:35 PM |
TexasLender2007 | $25.00 | 10/22/2011 4:24:10 AM |
vine99 | $125.00 | 10/22/2011 4:30:23 PM |
The_Lendor | $25.00 | 10/23/2011 8:01:33 AM |
TrustPlus | $50.00 | 10/23/2011 1:18:31 PM |
john0720 | $25.00 | 10/23/2011 6:17:24 PM |
Rivervale_Westwood | $30.59 | 10/24/2011 5:27:19 AM |
oskizzle | $25.00 | 10/24/2011 6:33:06 AM |
investment-comet | $25.00 | 10/24/2011 8:45:02 PM |
djh47a | $25.00 | 10/25/2011 7:37:39 AM |
delivery | $25.00 | 10/25/2011 11:33:34 AM |
jmeasn | $50.00 | 10/25/2011 12:31:35 PM |
best-ingenious-funds | $25.00 | 10/25/2011 1:25:05 PM |
tough-revenue1 | $100.00 | 10/25/2011 4:11:44 PM |
khamen | $25.00 | 10/25/2011 4:45:11 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:39 PM |
LiveNow | $25.00 | 10/25/2011 8:25:47 PM |
MM1207 | $25.00 | 10/26/2011 7:44:11 AM |
Sneezie | $100.00 | 10/26/2011 8:58:59 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:28 AM |
SkinnyFish | $25.00 | 10/26/2011 1:45:53 PM |
sjlender | $100.00 | 10/20/2011 5:17:58 PM |
Aberdeen | $500.00 | 10/20/2011 5:21:41 PM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:15 PM |
scholarly-benefit5 | $50.00 | 10/20/2011 7:45:38 PM |
B-rad_the_Coug | $25.00 | 10/21/2011 1:21:27 AM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:35 AM |
chris-heretoinvest | $25.00 | 10/21/2011 5:28:57 AM |
fcrick | $25.00 | 10/21/2011 9:41:50 AM |
sflawya | $25.00 | 10/21/2011 9:54:35 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:21:34 AM |
availableloan | $25.00 | 10/21/2011 9:18:10 PM |
caring-hope2 | $100.00 | 10/22/2011 8:14:55 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:03 PM |
Brisket_Bob | $75.00 | 10/22/2011 4:10:22 PM |
gentle-transparency7 | $250.00 | 10/23/2011 6:11:39 AM |
jamiee73 | $25.00 | 10/23/2011 1:23:59 PM |
NYBIZ | $25.00 | 10/23/2011 7:34:07 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:05 PM |
lucrative-rate2 | $50.00 | 10/24/2011 4:40:35 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:38 AM |
patriot897 | $25.00 | 10/25/2011 10:36:51 AM |
loyalty-czar | $68.48 | 10/25/2011 7:37:41 PM |
bicyclist2270 | $25.00 | 10/25/2011 8:08:33 PM |
blindtaxidriver | $25.00 | 10/25/2011 9:57:51 PM |
organized-payment6 | $50.00 | 10/26/2011 5:40:48 AM |
gentle-gain235 | $50.00 | 10/26/2011 8:36:18 AM |
goal-benefit2 | $30.00 | 10/26/2011 9:58:26 AM |
social-zebra | $30.00 | 10/26/2011 1:12:44 PM |
blooming-market | $25.00 | 10/26/2011 12:39:19 PM |
larrybird | $2,000.00 | 10/26/2011 1:02:33 PM |
safe-kindness5 | $25.00 | 10/26/2011 1:22:50 PM |
benjamin67 | $36.00 | 10/26/2011 2:08:21 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
534263
This series of Notes was issued and sold upon the funding of the borrower loan #55191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $362.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,109 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-student |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Profitable Startup
Purpose of loan:
This loan will be used for a business I started 2 months ago and have already incorporated. We will be using the money for Equipment and advertising costs. We make about $1,000-$2000 in profit after all expenses every 2-3 weeks.
My financial situation:
I have excellent credit history. I always pay on time and I have plenty of space in my discretionary income. I have a low cost of living and currently rent my home out to three close friends who all are locked in to rental agreement contracts for a year. I can pay my house expenses easily without them with my income.
Monthly net income: $ 3000
Monthly expenses: $ 1495
Housing: $ 230
Insurance: $ 200
Car expenses: $ 200
Utilities: $ 40
Phone, cable, internet: $100
Food, entertainment: $ 80
Clothing, household expenses: $ 40
Credit cards and other loans: $ 505
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,300.00 | 10/27/2011 8:36:25 AM |
leverage-monger | $25.00 | 10/21/2011 10:31:24 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:40 PM |
heavy_ax | $50.00 | 10/27/2011 12:01:34 AM |
income-buffalo1 | $200.00 | 10/27/2011 4:45:05 AM |
rf7949 | $25.00 | 10/27/2011 5:31:58 AM |
green-trade-dolphin | $25.00 | 10/27/2011 7:02:04 AM |
JTRADER056 | $47.41 | 10/27/2011 7:55:49 AM |
draggon77 | $25.00 | 10/27/2011 8:42:34 AM |
Tscheddar | $25.00 | 10/27/2011 8:45:27 AM |
SweatyBalls | $25.00 | 10/27/2011 6:38:50 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:36 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:49 AM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:40 PM |
jjswanso | $25.00 | 10/26/2011 6:05:00 AM |
diplomatic-wealth7 | $25.00 | 10/26/2011 5:16:17 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:47 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:44 AM |
jga516 | $25.00 | 10/27/2011 5:52:25 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:12 AM |
cake7 | $25.00 | 10/27/2011 6:46:10 AM |
emosspot | $25.00 | 10/27/2011 7:00:44 AM |
goodhearted-generosity511 | $25.00 | 10/27/2011 7:14:57 AM |
rate-mogul | $50.00 | 10/27/2011 7:20:57 AM |
octoberfresh | $25.00 | 10/27/2011 7:45:42 AM |
wise-transaction-grizzly | $25.00 | 10/27/2011 8:18:10 AM |
impeccable-note0 | $25.00 | 10/27/2011 8:33:14 AM |
onecooldrink | $25.00 | 10/27/2011 8:39:35 AM |
baker31 | $40.00 | 10/27/2011 8:53:40 AM |
thelovebug | $100.00 | 10/27/2011 9:00:31 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
534271
This series of Notes was issued and sold upon the funding of the borrower loan #55237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 0m |
Amount delinquent:
| $996 |
Total credit lines:
| 15 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,955 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rate-axis8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Applicant
This loan will be used to supplement my income while my wife attends nursing school. She is a full time student, so all 3 kids are either in aftercare or daycare. Once my wife finishes nursing school, we will be in a better place financially.
I am a good candidate for this loan because my Wife and I have a plan to better our situation in the future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/20/2011 7:16:16 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:38 AM |
tech310 | $50.00 | 10/25/2011 11:48:49 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:34 PM |
Leshan | $25.00 | 10/26/2011 4:25:21 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:58:15 PM |
associate36 | $25.00 | 10/26/2011 6:17:20 PM |
dariop | $30.01 | 10/26/2011 6:08:14 PM |
red-favorable-basis | $25.00 | 10/27/2011 4:44:15 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:42 AM |
suave-dime6 | $25.00 | 10/27/2011 5:45:27 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:11 AM |
green-trade-dolphin | $25.00 | 10/27/2011 7:05:57 AM |
GoodLuckLender | $25.00 | 10/27/2011 8:02:37 AM |
frogperson | $100.00 | 10/27/2011 8:22:40 AM |
terrific-peace8 | $25.00 | 10/27/2011 8:57:40 AM |
js44043 | $25.00 | 10/27/2011 9:07:17 AM |
kind-credit-bear | $25.00 | 10/27/2011 9:17:10 AM |
innocent-commerce9 | $300.00 | 10/27/2011 10:46:11 AM |
Elefunt | $27.16 | 10/27/2011 10:17:45 AM |
awe-inspiring-economy9 | $50.00 | 10/27/2011 11:19:30 AM |
168RichCapital | $25.10 | 10/27/2011 11:45:04 AM |
ds5184 | $25.00 | 10/27/2011 12:30:33 PM |
new-gold-wrangler | $850.89 | 10/27/2011 12:31:43 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:37 PM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:07:07 AM |
orbital-dollar2 | $25.00 | 10/26/2011 3:12:15 PM |
EngineersAlliance | $100.00 | 10/26/2011 5:09:04 PM |
money-fort | $25.00 | 10/26/2011 7:48:31 PM |
S-Master | $100.00 | 10/26/2011 10:19:05 PM |
payout-mongoose | $250.00 | 10/27/2011 5:18:09 AM |
cake7 | $25.00 | 10/27/2011 6:39:25 AM |
Bob450 | $25.02 | 10/27/2011 7:03:13 AM |
palmetto933 | $25.00 | 10/27/2011 8:07:04 AM |
capital-halo1 | $556.00 | 10/27/2011 9:27:47 AM |
deal-pinnacle7 | $31.82 | 10/27/2011 10:01:03 AM |
broc78 | $50.00 | 10/27/2011 10:18:58 AM |
brondero | $53.00 | 10/27/2011 10:54:27 AM |
340 | $25.00 | 10/27/2011 11:24:13 AM |
active-note7 | $25.00 | 10/27/2011 12:17:26 PM |
finance-mangrove4 | $51.00 | 10/27/2011 11:59:17 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
534273
This series of Notes was issued and sold upon the funding of the borrower loan #55013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $180.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,777 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-forceful-dough |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to payoff debt on my credit card with the highest interest rate at 29.99%. Most of my other credit cards were 0% interest cash advances used to finance buying an house, which I plan to rent out to other tenants to generate income.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time. I'm strict about money and I'm not extravagant with purchases. My money is devoted toward projects that generate income outside of my current employment.
Monthly net income: $4,800
Monthly expenses: $1340 - broken down below
Housing: $500
Insurance: $90
Car expenses: $0
Utilities: $85
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $200
Other expenses: $140/subway and gym
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/21/2011 5:14:06 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:16:33 PM |
rate-tower1 | $100.61 | 10/21/2011 9:20:37 PM |
TikPmp1 | $25.00 | 10/22/2011 4:29:30 AM |
elvisloans | $25.00 | 10/22/2011 10:21:03 AM |
currency-excellency0 | $100.00 | 10/22/2011 12:00:48 PM |
spiff666 | $25.00 | 10/22/2011 11:28:05 AM |
wise-deal-panda | $100.00 | 10/23/2011 12:16:59 PM |
scottysidewinder | $33.68 | 10/23/2011 12:26:06 PM |
secureincome | $200.00 | 10/24/2011 12:07:10 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:49:44 PM |
MicroLender357 | $25.00 | 10/22/2011 7:01:47 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:45 AM |
appcoder | $40.00 | 10/22/2011 9:56:37 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:11 PM |
Brisket_Bob | $50.00 | 10/22/2011 4:09:03 PM |
CollinsCrew | $43.18 | 10/23/2011 8:00:28 AM |
Mav26 | $40.01 | 10/23/2011 11:47:39 AM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:41 PM |
auction-seeker | $25.00 | 10/23/2011 2:56:44 PM |
john0720 | $25.00 | 10/23/2011 6:17:25 PM |
top-note-jamboree | $25.00 | 10/23/2011 6:35:06 PM |
pinnacle10 | $25.00 | 10/23/2011 10:30:28 PM |
imdave4me | $40.00 | 10/24/2011 1:02:28 AM |
felicity-daydream | $25.00 | 10/24/2011 9:25:41 AM |
addlending | $50.00 | 10/24/2011 9:48:36 AM |
contributor897 | $25.00 | 10/24/2011 10:59:02 AM |
simplelender80 | $52.52 | 10/24/2011 1:25:08 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
534289
This series of Notes was issued and sold upon the funding of the borrower loan #54949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 9% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,611 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| spry-bazaar8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
freebird
Purpose of loan:
This loan will be used to pay for air fare for my wife and son to return from the Philippines where they are stranded as a result of a medical emergency.
My financial situation:
I am a good candidate for this loan because I am a relaible employee, plus receive social security retirement benefits. In addition, I own have lived on my 17 acre farm for 18 years. I am trustworthy and responsible.
Monthly net income: $ $2900
Monthly expenses: $ 1820
Housing: $ 1100
Insurance: $ 70
Car expenses: $ 50
Utilities: $ 200
Phone, cable, internet: $ 120
Food, entertainment: $ 200
Clothing, household expenses: $ 30
Credit cards and other loans: $ 250
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/20/2011 5:13:54 PM |
pound-mushroom3 | $25.00 | 10/20/2011 5:19:35 PM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:17 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:08:05 PM |
mrxtravis | $25.00 | 10/21/2011 7:14:20 PM |
Zipcut | $25.00 | 10/22/2011 10:02:33 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:38 PM |
Evolver | $25.00 | 10/24/2011 1:46:40 PM |
wise-deal-panda | $100.00 | 10/24/2011 5:18:08 PM |
superb-funds335 | $25.00 | 10/24/2011 10:12:52 PM |
LendingPimp | $25.00 | 10/24/2011 11:44:38 PM |
suave-dime6 | $25.00 | 10/25/2011 7:10:30 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:40 AM |
funds-rascal | $100.00 | 10/25/2011 10:29:55 AM |
Bob450 | $25.00 | 10/25/2011 12:22:29 PM |
green-benefit-control | $65.00 | 10/25/2011 2:17:37 PM |
economics2011 | $25.00 | 10/25/2011 3:37:45 PM |
sevenbridges | $25.00 | 10/25/2011 2:39:46 PM |
thrifty-capital | $35.00 | 10/25/2011 4:02:40 PM |
best-ingenious-funds | $25.00 | 10/25/2011 3:45:39 PM |
carrinel | $50.00 | 10/25/2011 3:53:57 PM |
llequire1 | $37.03 | 10/25/2011 3:58:55 PM |
mammalian4 | $25.00 | 10/25/2011 4:10:47 PM |
power-master | $25.00 | 10/25/2011 4:23:46 PM |
exchange-squirrel | $25.00 | 10/21/2011 12:27:46 AM |
progressive-economy261 | $400.00 | 10/20/2011 5:17:41 PM |
dudebrah | $25.00 | 10/20/2011 8:41:09 PM |
a-finance-nirvana | $25.00 | 10/21/2011 2:54:36 AM |
bluebouyz | $25.00 | 10/21/2011 10:14:54 PM |
foothillender | $25.00 | 10/22/2011 6:17:59 AM |
babybrother | $75.00 | 10/22/2011 8:53:58 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:19 PM |
revenue-associate | $25.00 | 10/25/2011 6:15:38 AM |
social-zebra | $30.00 | 10/25/2011 8:33:12 AM |
patriot897 | $25.00 | 10/25/2011 10:36:51 AM |
jhernand17 | $25.00 | 10/25/2011 2:29:34 PM |
gilbrear | $25.00 | 10/25/2011 2:45:29 PM |
CatbirdBanking | $25.00 | 10/25/2011 2:15:24 PM |
mtquan | $25.00 | 10/25/2011 3:21:44 PM |
kind-scholarly-peace | $25.25 | 10/25/2011 2:35:03 PM |
lovely-greenback4 | $50.00 | 10/25/2011 2:21:59 PM |
orange-spiritual-contract | $50.00 | 10/25/2011 3:02:29 PM |
transparency-universe8 | $25.00 | 10/25/2011 2:46:22 PM |
treasure-generator | $25.00 | 10/25/2011 4:12:47 PM |
orgy63 | $25.00 | 10/25/2011 4:18:43 PM |
coin-sphinx4 | $57.50 | 10/25/2011 4:23:43 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
534363
This series of Notes was issued and sold upon the funding of the borrower loan #54875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,785.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.70% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 19.84% |
Monthly payment:
| $250.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $123 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| MilitaryLending |
Borrower's state:
| Florida |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 38 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $37,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
720-739
(Dec-2010)
720-739
(Apr-2010)
680-699
(Sep-2008)
|
Principal balance:
| $9,891.86 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
Prior Borrower / Active Lender
Purpose of loan:
This loan takes advantage of the current Prosper promotion to cover the second loan payment. I believe the interest rate is a bit steep, although when figuring in the promotional offer it is more than acceptable. Loan proceeds will be reinvested.
My financial situation:
Prior borrower with 0 late payments.
Active lender with over $23,000 invested.
I have no problems with taking on an additional $250 in monthly debt. Additionally, lenders should expect this loan to be paid off quickly.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$100.00.
"Best investment on Prosper!"
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $2,000.00 | 10/21/2011 9:04:11 AM |
one-midas | $25.00 | 10/21/2011 9:06:49 AM |
svandgts | $25.00 | 10/21/2011 9:06:59 AM |
Lender404 | $25.00 | 10/21/2011 9:10:11 AM |
interest88 | $200.00 | 10/21/2011 9:10:40 AM |
currency-excellency0 | $150.00 | 10/21/2011 9:01:30 AM |
JGuide | $100.00 | 10/21/2011 9:07:08 AM |
janeybooboo | $31.72 | 10/21/2011 9:05:15 AM |
MoneyForNothing | $208.81 | 10/21/2011 9:02:27 AM |
yf99yz | $19.47 | 10/21/2011 9:12:33 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
534365
This series of Notes was issued and sold upon the funding of the borrower loan #54920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $120.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 31% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
9 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,064 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| visionary-durability0 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
|
Principal balance:
| $1,247.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.52 | 10/22/2011 12:02:07 PM |
currency-excellency0 | $75.00 | 10/22/2011 12:01:46 PM |
loanman2007 | $25.00 | 10/22/2011 12:22:17 PM |
Jack55304 | $200.00 | 10/22/2011 12:24:57 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:25:42 PM |
mikeandcat | $100.00 | 10/22/2011 3:51:16 PM |
silvercertificate | $25.00 | 10/22/2011 4:30:24 PM |
EretzCapital | $35.00 | 10/22/2011 8:35:54 PM |
omegamon1 | $25.00 | 10/22/2011 8:45:24 PM |
ronin4sale | $25.00 | 10/23/2011 6:40:40 AM |
investment-comet | $25.00 | 10/23/2011 8:15:46 AM |
blue-dollar-viking | $50.00 | 10/23/2011 8:25:02 AM |
Kash2010lu | $25.00 | 10/23/2011 8:30:26 AM |
revenue-associate | $25.00 | 10/23/2011 11:24:28 AM |
careful-return0 | $25.00 | 10/23/2011 2:47:12 PM |
sushi537 | $25.00 | 10/23/2011 3:02:39 PM |
dtana | $25.00 | 10/23/2011 4:11:29 PM |
loss-of-control | $100.00 | 10/23/2011 5:59:35 PM |
shrewd-income | $25.00 | 10/23/2011 6:36:13 PM |
itsmaj | $31.48 | 10/23/2011 8:31:17 PM |
exchange-squirrel | $25.00 | 10/23/2011 1:53:38 PM |
investment-daydream | $50.00 | 10/23/2011 3:37:55 PM |
RoZu_Lending | $100.00 | 10/22/2011 12:12:33 PM |
well-rounded-payout0 | $50.00 | 10/22/2011 12:14:04 PM |
DHolly | $31.00 | 10/22/2011 12:16:36 PM |
credit-missile | $110.00 | 10/22/2011 12:03:29 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:20 PM |
credit-missile | $25.00 | 10/22/2011 12:25:47 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:42 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:56 PM |
Champion_Lending | $25.00 | 10/22/2011 12:20:52 PM |
fabulous-community4 | $25.00 | 10/22/2011 2:09:17 PM |
SolarMoonshine | $25.00 | 10/22/2011 2:35:02 PM |
thankful-nickel2 | $25.00 | 10/22/2011 1:39:52 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:05 PM |
sweety075 | $25.00 | 10/22/2011 4:08:59 PM |
AndChicksforFree | $400.00 | 10/22/2011 6:46:05 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:31 PM |
Feyenoord | $30.00 | 10/22/2011 6:15:44 PM |
Bob450 | $30.00 | 10/22/2011 6:04:55 PM |
sensible-fund | $25.00 | 10/22/2011 7:39:45 PM |
marwadi-62 | $50.00 | 10/22/2011 8:21:47 PM |
first-dinero-paladin | $50.00 | 10/22/2011 8:44:11 PM |
Frover | $25.00 | 10/22/2011 10:24:14 PM |
jcw3rd | $25.00 | 10/23/2011 7:19:25 AM |
SLN-10 | $75.00 | 10/23/2011 5:24:15 AM |
gold-virtuoso | $29.00 | 10/23/2011 9:00:50 AM |
OldManP | $25.00 | 10/23/2011 11:46:56 AM |
irrelevant | $25.00 | 10/23/2011 10:05:39 AM |
handy-point5 | $25.00 | 10/23/2011 5:04:38 PM |
papaloha | $53.00 | 10/23/2011 8:15:02 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
534371
This series of Notes was issued and sold upon the funding of the borrower loan #54837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,854.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $249.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 10% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,408 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| ToddN |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 16 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
760-779
(Apr-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Cash management
I've had previous successful loans with Prosper and I'd like to do it again. Repayment of this loan, like my previous loans, won't be a problem.
Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/21/2011 9:18:28 AM |
D911ave | $50.00 | 10/21/2011 9:14:26 AM |
enticing-capital6 | $50.00 | 10/21/2011 9:23:32 AM |
Tscheddar | $25.00 | 10/21/2011 9:36:38 AM |
TomDalonajay | $25.00 | 10/21/2011 9:17:17 AM |
Beechturner | $50.00 | 10/21/2011 9:49:55 AM |
cwegert | $100.00 | 10/21/2011 9:38:21 AM |
kinetic-social | $25.00 | 10/21/2011 10:08:11 AM |
fcrick | $25.00 | 10/21/2011 9:41:53 AM |
jedi8 | $25.00 | 10/21/2011 10:07:20 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:56 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:50:38 PM |
coin-cooker8 | $25.00 | 10/21/2011 12:05:11 PM |
optionscashflow | $25.00 | 10/21/2011 12:53:36 PM |
cashhelp | $50.00 | 10/21/2011 1:43:51 PM |
cwegert | $101.67 | 10/21/2011 9:37:07 AM |
kinetic-social | $25.00 | 10/21/2011 9:44:31 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:08 AM |
Danylostefan | $100.00 | 10/21/2011 10:26:09 AM |
vutah | $25.00 | 10/21/2011 10:54:06 AM |
nisim5 | $50.00 | 10/21/2011 11:43:40 AM |
blue-useful-auction | $25.00 | 10/21/2011 10:48:11 AM |
maniac3 | $1,318.56 | 10/21/2011 1:53:25 PM |
mymoneyblog | $33.77 | 10/21/2011 1:46:04 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
534375
This series of Notes was issued and sold upon the funding of the borrower loan #54859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.65% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 17.49% |
Borrower rate/APR:
| 18.49% / 27.46% |
Monthly payment:
| $183.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.09% | | |
| |
Estimated return*:
| 9.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 24% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,228 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| STOCKBROKER1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2010)
700-719
(Dec-2009)
660-679
(Sep-2009)
680-699
(Aug-2009)
|
Principal balance:
| $917.94 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Christmas gift
Purpose of loan: Toy Christmas gift and trip to Mall of America
This loan will be used to...For toy for christmas and trip to mall of america
My financial situation: 2700 after taxes take home
I am a good candidate for this loan because...
I can pay this back fast. I all need the loan for one year. I have loan with prosper now and have balance is $990. The monthly payment are $125.00 I am 6 head of the payment plan.
Monthly net income: $ 6500
Monthly expenses: $ 1200
Housing: $ 1235
Insurance: $ 125
Car expenses: $ 360
Utilities: $ 200
Phone, cable, internet: $ 104
Food, entertainment: $ 200
Clothing, household expenses: $ 150
Credit cards and other loans: $ 450
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $25.00 | 10/21/2011 9:01:27 AM |
rolltide09 | $25.00 | 10/21/2011 9:02:28 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:09 AM |
currency-excellency0 | $100.00 | 10/21/2011 9:01:41 AM |
MoneyForNothing | $25.00 | 10/21/2011 9:18:52 AM |
wise-deal-panda | $200.00 | 10/21/2011 9:19:01 AM |
enticing-capital6 | $50.00 | 10/21/2011 9:23:33 AM |
pound-mushroom3 | $25.00 | 10/21/2011 9:19:55 AM |
sharpey | $50.00 | 10/21/2011 9:57:10 AM |
social-zebra | $30.00 | 10/21/2011 11:19:40 AM |
vutah | $25.00 | 10/21/2011 10:27:13 AM |
loanman2007 | $75.00 | 10/21/2011 11:45:06 AM |
optionscashflow | $31.05 | 10/21/2011 12:54:53 PM |
wigglesworth4 | $498.95 | 10/21/2011 2:18:56 PM |
Milonguero | $100.00 | 10/21/2011 9:16:58 AM |
wealth-prodigy1 | $135.00 | 10/21/2011 9:43:41 AM |
Danylostefan | $75.00 | 10/21/2011 10:24:57 AM |
FinanceEngine | $55.00 | 10/21/2011 11:07:18 AM |
nisim5 | $50.00 | 10/21/2011 11:43:40 AM |
smallbizrule | $25.00 | 10/21/2011 1:02:10 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
534379
This series of Notes was issued and sold upon the funding of the borrower loan #54940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $129.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 40% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
20 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,276 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| spiritual-income5 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
offshore
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 10/20/2011 5:02:36 PM |
payout-hammock1 | $40.00 | 10/21/2011 9:28:57 AM |
EngineersAlliance | $100.00 | 10/22/2011 12:10:23 PM |
AlternativeCashFlow | $25.00 | 10/22/2011 8:40:57 PM |
vine99 | $50.00 | 10/22/2011 5:28:50 PM |
green-inspiring-peace | $25.00 | 10/23/2011 9:20:06 AM |
transformer855 | $25.00 | 10/24/2011 9:29:36 AM |
wonder3 | $30.00 | 10/24/2011 10:56:42 AM |
tzvie | $25.00 | 10/24/2011 11:50:01 AM |
rupee-universe | $25.00 | 10/24/2011 6:30:09 PM |
loss-of-control | $100.00 | 10/24/2011 7:11:13 PM |
alexgalt | $25.00 | 10/24/2011 9:36:26 PM |
calimanusa | $30.00 | 10/25/2011 12:22:05 AM |
StarshineXL | $150.00 | 10/25/2011 6:00:56 AM |
sushi537 | $25.00 | 10/25/2011 2:20:28 AM |
revenue-associate | $25.00 | 10/25/2011 6:13:55 AM |
social-zebra | $30.00 | 10/25/2011 8:22:05 AM |
evergreen16 | $55.00 | 10/25/2011 9:46:16 AM |
kegs | $320.00 | 10/25/2011 9:54:57 AM |
well-rounded-payout0 | $50.00 | 10/20/2011 5:13:54 PM |
responsibility-butterfly | $25.00 | 10/20/2011 7:16:18 PM |
dudebrah | $25.00 | 10/20/2011 8:41:45 PM |
gotjack | $25.00 | 10/21/2011 2:35:52 PM |
SolarMoonshine | $25.00 | 10/21/2011 3:20:37 PM |
CashFlow13 | $500.00 | 10/21/2011 5:16:30 PM |
transaction-circuit | $50.00 | 10/22/2011 7:10:51 AM |
Bob450 | $25.00 | 10/22/2011 6:06:09 PM |
Whipster | $90.00 | 10/23/2011 5:25:46 AM |
ZOOOM | $25.00 | 10/23/2011 9:28:01 AM |
valiant-money | $25.00 | 10/23/2011 10:23:36 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:39 PM |
nfx | $30.00 | 10/24/2011 7:41:23 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:52:20 PM |
Evolver | $25.00 | 10/24/2011 1:46:41 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:20 PM |
suave-dime6 | $25.00 | 10/24/2011 3:55:42 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:42 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
534397
This series of Notes was issued and sold upon the funding of the borrower loan #55132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $451.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,900 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| diligent-commitment171 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
diligentcommitment171
Purpose of loan:
This loan will be used to...help family member with debt
My financial situation:
I am a good candidate for this loan because...I am dependable and trustworthy with stable employment
Monthly net income: $ 5000
Monthly expenses: $ 500
Housing: $700
Insurance: $100
Car expenses: $none
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sjlender | $100.00 | 10/21/2011 9:18:29 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:57 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:49:43 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:06 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:05:38 PM |
yield-trader | $25.00 | 10/25/2011 8:11:57 AM |
RRLender | $500.00 | 10/25/2011 9:40:02 AM |
Soxxes | $50.00 | 10/25/2011 9:51:54 AM |
jazzlender | $50.00 | 10/25/2011 10:36:39 AM |
friendly-market5 | $25.00 | 10/25/2011 1:37:40 PM |
Mali1 | $25.00 | 10/25/2011 2:02:49 PM |
wildanne | $25.00 | 10/25/2011 5:42:40 PM |
cbllender | $25.00 | 10/25/2011 5:39:45 PM |
georgedorn | $50.00 | 10/25/2011 5:49:36 PM |
RB_Double-A_Bravo | $25.00 | 10/25/2011 6:06:27 PM |
larrybird | $2,000.00 | 10/25/2011 7:55:58 PM |
goal-benefit2 | $25.00 | 10/25/2011 8:00:46 PM |
tech310 | $50.00 | 10/25/2011 11:50:13 PM |
youngster50 | $25.00 | 10/26/2011 9:23:05 AM |
one2sojourn | $40.00 | 10/26/2011 9:35:50 AM |
Kyileo | $25.00 | 10/26/2011 9:43:40 AM |
currency-persimmon | $25.00 | 10/26/2011 10:29:11 AM |
octoberfresh | $25.00 | 10/26/2011 10:02:54 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:46 AM |
midnight24 | $27.77 | 10/26/2011 10:57:12 AM |
bnl42 | $37.50 | 10/26/2011 12:17:48 PM |
AndChicksforFree | $25.00 | 10/26/2011 3:22:47 PM |
merciful-return164 | $400.00 | 10/26/2011 3:02:49 PM |
justice-cub5 | $100.00 | 10/26/2011 3:41:15 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 3:42:07 PM |
merkutio | $25.00 | 10/26/2011 3:45:58 PM |
natural-trade7 | $34.73 | 10/26/2011 4:03:12 PM |
Bank_Of_XL | $25.00 | 10/21/2011 6:29:52 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:39 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:07 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:40 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:16:55 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:53 AM |
dime-vista2 | $25.00 | 10/25/2011 11:52:43 AM |
investment-comet | $25.00 | 10/25/2011 7:43:49 PM |
MM1207 | $25.00 | 10/26/2011 7:47:31 AM |
red-power-pecan | $50.00 | 10/26/2011 8:53:23 AM |
ethicalhumanist | $100.00 | 10/26/2011 9:14:51 AM |
janeybooboo | $75.00 | 10/26/2011 9:08:23 AM |
2grindstones | $100.00 | 10/26/2011 9:15:30 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:40:23 AM |
brian4571 | $25.00 | 10/26/2011 9:43:41 AM |
intelligent-repayment8 | $1,000.00 | 10/26/2011 10:03:56 AM |
mennleo | $100.00 | 10/26/2011 10:23:14 AM |
samseth | $50.00 | 10/26/2011 11:44:07 AM |
msw_engr | $50.00 | 10/26/2011 12:21:17 PM |
agalt | $75.00 | 10/26/2011 11:18:16 AM |
GCInvestments | $30.00 | 10/26/2011 1:58:55 PM |
One-ninety-three | $25.00 | 10/26/2011 3:27:30 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:35 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:54:44 PM |
JoePaNation | $75.00 | 10/26/2011 3:12:18 PM |
SolarMoonshine | $25.00 | 10/26/2011 3:33:31 PM |
capital-majesty7 | $300.00 | 10/26/2011 3:47:33 PM |
sentimental-cash0 | $25.00 | 10/26/2011 3:54:51 PM |
rajs | $130.00 | 10/26/2011 4:09:23 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
534403
This series of Notes was issued and sold upon the funding of the borrower loan #54862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 40% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,655 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| 2ndChanceDoinItRight |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
640-659
(Feb-2010)
620-639
(Nov-2009)
620-639
(Jun-2008)
|
Principal balance:
| $2,558.87 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 49 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to...put all of my high interest rate credit cards into one payments
I am a good candidate for this loan because...
Monthly net income: $9800
Monthly expenses: $6121
Housing: $1209
Insurance: $201
Car payments: $876
Gas: $250
Utilities: $247
Phone, cable, internet: $380
Food, entertainment: $1000
Clothing, household expenses: $1000
Credit cards current prosper loan&student loans: $711
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $100.00 | 10/21/2011 9:18:38 AM |
worth-blanket2 | $6,000.00 | 10/21/2011 4:49:21 PM |
janeybooboo | $100.00 | 10/21/2011 9:04:21 AM |
MoneyForNothing | $54.65 | 10/21/2011 9:12:07 AM |
rolltide09 | $25.00 | 10/21/2011 9:02:29 AM |
enticing-capital6 | $50.00 | 10/21/2011 9:23:33 AM |
Whipster | $90.00 | 10/21/2011 9:45:45 AM |
RoZu_Lending | $100.00 | 10/21/2011 9:21:45 AM |
cnovak | $25.00 | 10/21/2011 9:53:27 AM |
atlas-shrugged | $200.00 | 10/21/2011 9:31:37 AM |
amlu1988 | $25.00 | 10/21/2011 11:47:48 AM |
finance-solo | $25.00 | 10/21/2011 11:54:13 AM |
bullish2bearish | $25.00 | 10/21/2011 11:43:35 AM |
loanman2007 | $100.00 | 10/21/2011 11:43:21 AM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:47 PM |
first-dinero-paladin | $75.00 | 10/21/2011 1:36:54 PM |
RLaumeyer | $30.00 | 10/21/2011 2:24:29 PM |
Feyenoord | $30.00 | 10/21/2011 3:44:13 PM |
Jack55304 | $200.00 | 10/21/2011 5:19:42 PM |
113121 | $100.00 | 10/21/2011 12:13:34 PM |
113121 | $1,485.97 | 10/21/2011 6:33:37 PM |
Kash2010lu | $40.00 | 10/21/2011 9:10:22 AM |
312-Lender | $50.00 | 10/21/2011 9:14:06 AM |
DHolly | $31.00 | 10/21/2011 9:26:28 AM |
credit-missile | $110.00 | 10/21/2011 9:37:11 AM |
green-trade-dolphin | $40.00 | 10/21/2011 9:50:04 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:09 AM |
wise-deal-panda | $200.00 | 10/21/2011 9:19:01 AM |
AndChicksforFree | $54.00 | 10/21/2011 9:21:02 AM |
thankful-nickel2 | $50.00 | 10/21/2011 10:00:37 AM |
impeccable-ore3 | $25.00 | 10/21/2011 10:23:05 AM |
loan-master1 | $25.00 | 10/21/2011 10:03:39 AM |
NekHoldings | $25.00 | 10/21/2011 10:04:09 AM |
dime-sapling | $25.00 | 10/21/2011 2:08:05 PM |
LittleMingo | $30.00 | 10/21/2011 4:26:45 PM |
professional-integrity | $29.38 | 10/21/2011 6:07:07 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
534411
This series of Notes was issued and sold upon the funding of the borrower loan #54870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $68.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 2% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $504 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mcmaryland |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fix up older home
Purpose of loan:
This loan will be used to finance improvements to an older home (plumbing, carpet).
My financial situation:
I am a good candidate for this loan because I have a solid steady income and mortgage debt only. The payment structure is well within my budget. Thanks for considering my request.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/21/2011 9:14:27 AM |
elvisloans | $25.00 | 10/21/2011 10:00:07 AM |
DRJWAW | $25.00 | 10/21/2011 4:45:03 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:31 PM |
availableloan | $25.00 | 10/21/2011 9:18:10 PM |
Theodon | $25.00 | 10/22/2011 4:08:24 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:40 AM |
the-truth-hercules | $100.00 | 10/22/2011 10:10:21 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:07 PM |
Brisket_Bob | $100.00 | 10/22/2011 3:21:52 PM |
payment-friendship | $25.00 | 10/22/2011 5:40:23 PM |
exchange-squirrel | $25.00 | 10/21/2011 9:30:31 AM |
sjlender | $100.00 | 10/21/2011 9:18:29 AM |
fcrick | $25.00 | 10/21/2011 9:41:54 AM |
green-trade-dolphin2 | $25.00 | 10/21/2011 9:47:53 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:57 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:13 AM |
bluebird5 | $25.00 | 10/21/2011 1:43:40 PM |
SolarMoonshine | $25.00 | 10/21/2011 3:19:00 PM |
Hogan55 | $250.00 | 10/21/2011 7:39:32 PM |
timtheman1 | $50.00 | 10/21/2011 10:39:47 PM |
blot44 | $25.00 | 10/21/2011 11:27:45 PM |
weiyinsan | $25.00 | 10/22/2011 2:09:15 AM |
PalmerTheEmbalmer | $50.00 | 10/22/2011 7:41:22 AM |
lucrative-rate2 | $40.00 | 10/22/2011 10:45:10 AM |
kinetic-social | $50.00 | 10/22/2011 11:24:20 AM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:40 PM |
sushi537 | $25.00 | 10/22/2011 3:37:11 PM |
goodhearted-basis4 | $25.00 | 10/22/2011 4:39:19 PM |
myduck | $40.00 | 10/22/2011 4:21:02 PM |
rajs | $70.00 | 10/22/2011 6:07:30 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
534429
This series of Notes was issued and sold upon the funding of the borrower loan #55060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $124.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,527 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| nicoles |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2011)
640-659
(May-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
I got my degree! And a great job!
I graduated with a bachelor's degree in nursing last December and have been working as a Public Health Nurse ever since.
This loan will be used to consolidate and pay off the portion of my student loan debt that isn't being paid by the Dept Of Health, as well as some medical bills from care my son received whole I was uninsured. I qualified for loan repayment because I work as an RN in a critical shortage facility. Unfortunately some of my debt doesn't qualify. This loan will help me lower the monthly payment on this debt for the next three years.
I am a good candidate for this loan because in addiion to working full time for a decent wage, I also receive $ 900 a month from the federal government that is applied to the bulk of my student loans. This prosper loan will consolidate all of my remaining debt, turning $300 a month in payments into $125, simplifying the payment and giving me a guaranteed end date for all of my debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/21/2011 5:01:53 PM |
MoneyForNothing | $33.27 | 10/21/2011 5:04:10 PM |
jpblan11 | $25.00 | 10/21/2011 5:12:35 PM |
wise-deal-panda | $200.00 | 10/21/2011 5:15:11 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:07 PM |
clemclan | $50.00 | 10/21/2011 6:45:49 PM |
DHolly | $25.00 | 10/21/2011 6:11:04 PM |
NekHoldings | $25.00 | 10/21/2011 6:43:40 PM |
Feyenoord | $30.00 | 10/21/2011 9:44:15 PM |
Christophe | $25.00 | 10/21/2011 8:17:35 PM |
1stBankAndHal | $50.07 | 10/21/2011 9:03:45 PM |
Beechturner | $40.00 | 10/22/2011 3:52:06 AM |
atlas100 | $50.00 | 10/22/2011 7:38:13 AM |
grammaspurse | $25.00 | 10/22/2011 8:06:01 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:47 AM |
AustinAmerica | $25.00 | 10/22/2011 8:34:14 AM |
ChoiceInvestments | $35.00 | 10/22/2011 11:33:56 AM |
pure-cash9 | $25.00 | 10/22/2011 11:50:44 AM |
CashFlow13 | $1,000.00 | 10/22/2011 12:57:38 PM |
jgar_O | $25.00 | 10/22/2011 1:06:03 PM |
ChoiceInvestments | $8.76 | 10/22/2011 2:12:09 PM |
Dusigrosz | $52.00 | 10/21/2011 5:06:01 PM |
Whipster | $45.00 | 10/21/2011 5:07:37 PM |
currency-excellency0 | $150.00 | 10/21/2011 5:01:06 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:16:33 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:07 PM |
loan-master1 | $25.00 | 10/21/2011 5:43:02 PM |
AndChicksforFree | $30.12 | 10/21/2011 5:35:42 PM |
green-trade-dolphin2 | $60.00 | 10/21/2011 5:25:40 PM |
RecoveryLender | $25.00 | 10/21/2011 5:35:09 PM |
SolarMoonshine | $25.00 | 10/21/2011 6:00:01 PM |
farblest | $74.85 | 10/21/2011 10:32:21 PM |
FinDoc | $25.00 | 10/22/2011 6:24:14 AM |
MarvintheMartian | $30.00 | 10/22/2011 4:20:11 AM |
loanman2007 | $100.00 | 10/22/2011 5:26:23 AM |
sweety075 | $25.00 | 10/22/2011 7:48:35 AM |
cashhelp | $50.00 | 10/22/2011 7:21:15 AM |
babybrother | $150.00 | 10/22/2011 8:52:17 AM |
spiff666 | $25.00 | 10/22/2011 11:26:51 AM |
LittleMingo | $30.00 | 10/22/2011 11:58:22 AM |
famous-bill | $50.00 | 10/22/2011 12:34:36 PM |
i3urtonair | $50.00 | 10/22/2011 1:40:15 PM |
promise2 | $155.93 | 10/22/2011 1:36:53 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:12 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
534433
This series of Notes was issued and sold upon the funding of the borrower loan #55268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 37% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $4,919 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 108% | | |
| |
Homeownership:
| No | | |
Screen name:
| glowing-note5 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Renewing Life.
Purpose of loan:
This loan will be used to combine payments of current monthly debt obligations to one payment that is expected to be paid off in the near short term.
My financial situation:
I am a good candidate for this loan because I have made excellent strides in cleaning up my outstanding debt and have never missed a monthly payment on anything in my credit history. I am looking to consolidate a few outstanding credit items into a single monthly payment. All I want to do is start over with a clean slate, and will use this money to pay off my debts which will allow my credit score to continue to improve.
Monthly net income: $ 3,000.00
Monthly expenses: $ 2,400.00
Housing: $ 500.00
Insurance: $ 112.00
Car expenses: $ 632.00
Utilities: $ 85.00
Phone, cable, internet: $ 120.00
Food, entertainment: $ 0
Clothing, household expenses: $ 0
Credit cards and other loans: $ 4,900.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/21/2011 5:59:32 PM |
let_me_retire | $50.00 | 10/25/2011 11:09:10 AM |
unconquerable-dedication | $25.00 | 10/27/2011 9:24:38 AM |
robgw | $25.00 | 10/27/2011 11:59:18 AM |
CreditBuilder2 | $50.00 | 10/27/2011 11:47:49 AM |
thrifty-capital | $25.00 | 10/27/2011 1:25:20 PM |
return-tycoon3 | $50.00 | 10/27/2011 1:47:42 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:10:43 PM |
Elefunt | $25.00 | 10/27/2011 2:23:28 PM |
Starfin-Capital-Management | $392.36 | 10/27/2011 2:15:37 PM |
green-trade-dolphin | $25.00 | 10/21/2011 7:04:20 PM |
knowledgeable-payment7 | $25.00 | 10/26/2011 12:03:25 AM |
leverage-ectasy | $35.00 | 10/26/2011 4:51:25 AM |
glroark | $50.00 | 10/27/2011 9:55:04 AM |
a-restless-dollar | $25.00 | 10/27/2011 10:05:33 AM |
2grindstones | $25.00 | 10/27/2011 11:06:50 AM |
cardminger | $25.00 | 10/27/2011 1:32:41 PM |
money-yeller | $30.00 | 10/27/2011 1:35:06 PM |
Grandmahoneybee | $45.00 | 10/27/2011 1:36:11 PM |
cti11 | $25.00 | 10/27/2011 1:45:14 PM |
financelover | $50.00 | 10/27/2011 2:02:24 PM |
West_End_Local | $25.00 | 10/27/2011 2:20:11 PM |
lopati | $25.00 | 10/27/2011 2:23:25 PM |
new-gold-wrangler | $922.64 | 10/27/2011 2:57:13 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
534435
This series of Notes was issued and sold upon the funding of the borrower loan #54861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $261.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 64% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,891 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bountiful-currency720 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
I need to pay off another loan which has an interest rate of 39%. This loan will reduce my monthly payment and free up some monthly cash. Any assistance that you can provide will be appreciated.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,700.00 | 10/21/2011 4:49:19 PM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:10 AM |
Princehaha | $25.00 | 10/21/2011 5:18:24 PM |
leverage-monger | $25.00 | 10/22/2011 8:35:38 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:40 AM |
loss-of-control | $100.00 | 10/22/2011 8:28:10 AM |
wlm3012 | $30.00 | 10/22/2011 11:17:30 AM |
valiant-money | $30.00 | 10/22/2011 3:18:44 PM |
AlternativeCashFlow | $25.00 | 10/22/2011 8:42:37 PM |
irrelevant | $25.00 | 10/23/2011 10:05:25 AM |
Brisket_Bob | $25.00 | 10/23/2011 2:50:17 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:42 PM |
bid-stockpiler1 | $50.00 | 10/24/2011 7:28:52 AM |
Flreap | $25.00 | 10/24/2011 7:41:11 AM |
worth-blanket2 | $300.00 | 10/24/2011 10:54:19 AM |
compassion-artisan9 | $35.00 | 10/24/2011 11:11:51 AM |
AndChicksforFree | $25.00 | 10/21/2011 9:20:22 AM |
enchanted-note | $25.00 | 10/22/2011 6:21:32 AM |
loanman2007 | $50.00 | 10/22/2011 5:36:39 AM |
Bob450 | $30.00 | 10/22/2011 7:47:36 AM |
bluehen00 | $25.00 | 10/22/2011 9:38:50 AM |
shrewd-income | $150.00 | 10/22/2011 9:09:20 AM |
listing-reformation8 | $25.00 | 10/22/2011 10:39:01 AM |
goodhearted-generosity511 | $25.00 | 10/22/2011 11:34:43 AM |
sensible-fund | $25.00 | 10/22/2011 7:43:13 PM |
Zipcut | $25.00 | 10/22/2011 9:48:11 PM |
investment-comet | $25.00 | 10/23/2011 8:12:47 AM |
houli123 | $25.00 | 10/23/2011 6:06:33 AM |
credit-coach118 | $25.00 | 10/23/2011 5:19:06 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
534441
This series of Notes was issued and sold upon the funding of the borrower loan #54945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $126.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,050 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| engrossing-leverage2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SP122001
Purpose of loan: Debt consolidation
This loan will be used to... Consolidate debt
My financial situation: Don't have high debt. Have been working to clean up credit reports. Many discrepancies cleaned up by credit bureau during past month, which would improve score moving forward.
I am a good candidate for this loan because... My debt ratio is below 40%. I have no auto loans. The loan amount is small and the payments are very manageable. Using the funds to consolidate debt and monthly payments will allow me to easily meet my financial responsibilities.
Monthly net income: $75000
Monthly expenses:
Housing: $900
Insurance: $500
Car expenses: $0
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/21/2011 9:26:18 AM |
exchange-squirrel | $25.00 | 10/21/2011 9:30:31 AM |
payout-bridge | $37.50 | 10/23/2011 9:36:51 PM |
TomDalonajay | $25.00 | 10/21/2011 9:10:30 AM |
DHolly | $25.00 | 10/21/2011 9:32:19 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:13 AM |
vutah | $25.00 | 10/21/2011 11:01:50 AM |
benefit-catalyst | $200.00 | 10/21/2011 12:52:16 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:57 PM |
SolarMoonshine | $25.00 | 10/21/2011 3:17:24 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:05:47 PM |
favorite-commerce | $25.00 | 10/21/2011 4:47:46 PM |
Bank_Of_XL | $25.00 | 10/21/2011 6:30:15 PM |
fascinating-benefit279 | $50.00 | 10/22/2011 2:08:46 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:40 AM |
rajs | $311.04 | 10/22/2011 6:11:40 PM |
C2Banking | $25.00 | 10/22/2011 8:54:31 PM |
newest-funds-powerplant | $25.00 | 10/22/2011 9:42:00 PM |
investment-comet | $25.00 | 10/23/2011 8:17:31 AM |
cr55595 | $25.00 | 10/24/2011 9:55:53 AM |
felicity-daydream | $25.00 | 10/24/2011 9:24:43 AM |
secureincome | $350.00 | 10/24/2011 12:21:05 PM |
Nojukbong | $50.00 | 10/24/2011 12:48:22 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:07 PM |
social-zebra | $24.46 | 10/24/2011 2:19:35 PM |
sjlender | $100.00 | 10/21/2011 9:18:30 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:10 AM |
AndChicksforFree | $27.00 | 10/21/2011 9:19:26 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:57 AM |
first-finance-multiplier | $100.00 | 10/21/2011 12:43:17 PM |
marwadi-62 | $25.00 | 10/22/2011 8:31:49 AM |
spiff666 | $25.00 | 10/22/2011 11:25:49 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:08 PM |
syounker | $25.00 | 10/22/2011 6:33:41 PM |
houli123 | $25.00 | 10/23/2011 6:18:37 AM |
blue-dollar-viking | $100.00 | 10/23/2011 8:33:59 AM |
Iwillhuntyoudown | $25.00 | 10/23/2011 9:09:35 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
534455
This series of Notes was issued and sold upon the funding of the borrower loan #54958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $171.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $76,058 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balance-warrior |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 31 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
740-759
(Oct-2009)
|
Principal balance:
| $2,931.72 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
payoff several smaller loans
Purpose of loan:
This loan will be used to...payoff debt
My financial situation:
I am a good candidate for this loan because... I have already paid one Prosper loan and will continue to
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/21/2011 9:02:29 AM |
MoneyForNothing | $36.10 | 10/21/2011 9:08:53 AM |
wise-deal-panda | $200.00 | 10/21/2011 9:19:02 AM |
SLN-10 | $75.00 | 10/21/2011 10:10:46 AM |
thankful-nickel2 | $25.00 | 10/21/2011 10:02:37 AM |
sweety075 | $25.00 | 10/21/2011 10:13:45 AM |
FinanceEngine | $35.00 | 10/21/2011 11:25:10 AM |
amlu1988 | $25.00 | 10/21/2011 11:53:32 AM |
pound-mushroom3 | $25.00 | 10/21/2011 1:32:48 PM |
gotjack | $25.00 | 10/21/2011 2:36:14 PM |
Feyenoord | $30.00 | 10/21/2011 3:40:42 PM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:57 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:06:45 PM |
LittleMingo | $30.00 | 10/21/2011 4:40:30 PM |
twjh | $25.00 | 10/21/2011 5:47:50 PM |
listing-vista | $50.00 | 10/21/2011 6:15:39 PM |
treasure-bliss | $25.00 | 10/22/2011 5:08:54 AM |
orange-preeminant-bill | $25.00 | 10/22/2011 5:24:54 AM |
wwwUniversal | $25.00 | 10/22/2011 12:15:46 PM |
Comoparklender | $25.00 | 10/22/2011 12:24:21 PM |
hellasow | $50.00 | 10/22/2011 1:53:40 PM |
blackfur | $25.00 | 10/22/2011 5:07:35 PM |
well-mannered-income3 | $40.00 | 10/22/2011 3:41:16 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:29 PM |
DiligentiaLLC | $47.38 | 10/22/2011 7:34:45 PM |
OldManP | $35.00 | 10/22/2011 8:44:35 PM |
happy-yield | $25.00 | 10/23/2011 6:08:14 AM |
nimble-revenue5 | $50.00 | 10/23/2011 12:16:37 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:30 PM |
dtana | $25.00 | 10/23/2011 4:14:09 PM |
loss-of-control | $125.00 | 10/23/2011 6:05:46 PM |
Hambone1111 | $25.00 | 10/23/2011 6:59:53 PM |
oskizzle | $25.00 | 10/24/2011 6:25:22 AM |
leball | $30.07 | 10/24/2011 6:05:17 AM |
dime-sprout | $25.00 | 10/24/2011 7:02:55 AM |
yield-trader | $25.00 | 10/24/2011 10:00:25 AM |
CA-Lender | $50.00 | 10/24/2011 9:59:29 AM |
orange-spiritual-contract | $100.00 | 10/24/2011 10:59:58 AM |
suave-dime6 | $25.00 | 10/24/2011 12:26:12 PM |
Nojukbong | $33.45 | 10/24/2011 12:46:32 PM |
lendstats_com | $200.00 | 10/23/2011 4:42:18 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:10 AM |
enticing-capital6 | $50.00 | 10/21/2011 9:23:34 AM |
Kash2010lu | $25.00 | 10/21/2011 9:16:43 AM |
AndChicksforFree | $36.00 | 10/21/2011 9:17:15 AM |
charming-exchange7 | $25.00 | 10/21/2011 11:19:13 AM |
real-return | $25.00 | 10/21/2011 5:09:02 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:42 AM |
compassion-bauble4 | $25.00 | 10/22/2011 9:01:51 AM |
BankofRon | $25.00 | 10/22/2011 9:19:05 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:36 AM |
Investoman | $75.00 | 10/22/2011 12:11:54 PM |
social-cocktail1 | $62.00 | 10/22/2011 12:18:05 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:08 PM |
Bob450 | $30.00 | 10/22/2011 5:54:33 PM |
Whatssofunnybout | $50.00 | 10/22/2011 10:13:50 PM |
revenue-statesperson4 | $100.00 | 10/23/2011 8:21:42 AM |
wizard750 | $30.00 | 10/23/2011 7:12:45 AM |
magnitude787 | $50.00 | 10/23/2011 10:37:52 AM |
investment-comet | $25.00 | 10/23/2011 8:19:21 AM |
finance-prescription | $100.00 | 10/23/2011 12:08:32 PM |
worthy-bid8 | $50.00 | 10/23/2011 12:05:55 PM |
handshake5 | $100.00 | 10/23/2011 12:08:04 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:08 PM |
life-is-great | $25.00 | 10/23/2011 1:06:05 PM |
shrewd-income | $125.00 | 10/23/2011 6:46:35 PM |
nick456sd | $25.00 | 10/23/2011 9:19:29 PM |
papaloha | $25.00 | 10/23/2011 8:21:08 PM |
commitment-orbiter5 | $25.00 | 10/23/2011 9:21:21 PM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:41 AM |
the-discrete-income | $25.00 | 10/24/2011 9:01:52 AM |
bspar | $25.00 | 10/24/2011 11:16:26 AM |
secureincome | $225.00 | 10/24/2011 12:14:05 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
534477
This series of Notes was issued and sold upon the funding of the borrower loan #54986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 820-839 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,804 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-boomerang5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lower debt
Purpose of loan:
This loan will be used to...
Consolidate debt
My financial situation:
I am a good candidate for this loan because...
I currently own (5) homes. (4) of those homes are rent homes which are completely paid off - no notes at all. My personal home has a small mortgage. I am never late on any payments. I am just looking to lower my debt after purchasing my last investment home which I did in cash. It is a beach home which will start making income in the spring/summer. Until then I am looking to lower my CC bills which are higher than normal because of furnishing the beach home and preparing it for rental.
Monthly net income: $8100.00
Monthly expenses: $7400.00 total p/m including everything listed below.
Housing: $1111.34
Insurance: $250.00
Car expenses: $865.00
Utilities: $400.
Phone, cable, internet: $300.
Food, entertainment: $500.
Clothing, household expenses: $500.
Credit cards and other loans: $3500.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/21/2011 5:16:34 PM |
cashhelp | $30.00 | 10/22/2011 7:20:29 AM |
principal-star | $25.00 | 10/22/2011 11:04:37 AM |
vine99 | $100.00 | 10/22/2011 4:35:17 PM |
credit-coach118 | $35.58 | 10/23/2011 5:13:29 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:44 PM |
CA-Lender | $25.00 | 10/24/2011 10:02:21 AM |
golffish2 | $25.00 | 10/24/2011 3:56:02 AM |
InChicago | $100.00 | 10/24/2011 5:15:33 AM |
worth-blanket2 | $6,800.00 | 10/24/2011 10:54:26 AM |
SLN-10 | $25.00 | 10/21/2011 6:28:19 PM |
green-trade-dolphin | $25.00 | 10/21/2011 6:57:22 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:48 AM |
compassion-artisan9 | $59.42 | 10/24/2011 11:10:08 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
534481
This series of Notes was issued and sold upon the funding of the borrower loan #55101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $327.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 15% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,865 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| DaddyBill |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
720-739
(May-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Repair Plumbing, electricity
Purpose of loan: 50 yo home needs re-wiring and plumbing repair. Balance used to pay off credit card.
My financial situation:
I am a good candidate for this loan because I have paid off a previous Prosper loan early. Raise & Bonus at year end should help pay this one off early also.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/21/2011 9:02:15 AM |
fcrick | $25.00 | 10/21/2011 9:41:56 AM |
green-trade-dolphin2 | $25.00 | 10/21/2011 9:46:43 AM |
vutah | $25.00 | 10/21/2011 11:01:33 AM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:58 AM |
Feyenoord | $30.00 | 10/21/2011 3:55:09 PM |
Bank_Of_XL | $25.00 | 10/21/2011 6:30:48 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:43 AM |
blackfur | $25.00 | 10/22/2011 5:53:02 PM |
Pebbles-Lending | $25.00 | 10/22/2011 7:24:29 PM |
OldManP | $25.00 | 10/22/2011 8:45:58 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:16 AM |
jamiee73 | $25.00 | 10/23/2011 1:24:01 PM |
taal1 | $25.00 | 10/24/2011 8:46:45 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:07 PM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 9:05:08 AM |
friendinmoney | $25.00 | 10/25/2011 1:57:01 PM |
tough-revenue1 | $100.00 | 10/25/2011 4:06:32 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:41 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:02 PM |
market-pudding | $25.00 | 10/26/2011 2:16:04 AM |
dermit | $25.00 | 10/26/2011 2:32:08 AM |
GElender | $35.00 | 10/26/2011 5:52:56 AM |
MM1207 | $25.00 | 10/26/2011 7:44:14 AM |
RecoveryLender | $25.00 | 10/26/2011 7:11:00 AM |
truth-umbrella3 | $25.00 | 10/26/2011 10:23:16 AM |
CapitolHill | $25.00 | 10/26/2011 11:11:43 AM |
p40thawk | $25.00 | 10/26/2011 10:33:18 AM |
wlm3012 | $30.00 | 10/26/2011 11:55:22 AM |
progressive-economy261 | $400.00 | 10/21/2011 9:18:11 AM |
sjlender | $100.00 | 10/21/2011 9:18:30 AM |
1stBankAndHal | $25.08 | 10/21/2011 9:57:22 AM |
sflawya | $25.00 | 10/21/2011 9:54:36 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:58 PM |
jpblan11 | $25.00 | 10/21/2011 5:02:01 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:05:14 PM |
chris-heretoinvest | $25.00 | 10/21/2011 8:52:39 PM |
blot44 | $25.00 | 10/21/2011 11:28:34 PM |
caring-hope2 | $100.00 | 10/22/2011 8:19:33 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:09 PM |
michiganwolverine | $25.00 | 10/23/2011 10:52:47 AM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:25:22 PM |
Rivervale_Westwood | $50.00 | 10/24/2011 5:23:52 AM |
tntmojave | $50.00 | 10/24/2011 6:30:06 AM |
investment-comet | $25.00 | 10/24/2011 8:53:36 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:55 AM |
Pickmar | $25.00 | 10/25/2011 10:07:26 AM |
leeball | $100.00 | 10/25/2011 10:23:21 AM |
best-ingenious-funds | $75.00 | 10/25/2011 1:27:25 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:56 PM |
MarvintheMartian | $25.00 | 10/26/2011 5:07:14 AM |
Sneezie | $100.00 | 10/26/2011 8:59:00 AM |
octoberfresh | $25.00 | 10/26/2011 10:06:58 AM |
ethicalhumanist | $100.00 | 10/26/2011 9:31:01 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:07:33 AM |
Money_Working | $34.74 | 10/26/2011 11:38:29 AM |
Kerrysbay | $50.00 | 10/26/2011 2:15:47 PM |
bellaquito | $495.17 | 10/26/2011 2:21:36 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
534491
This series of Notes was issued and sold upon the funding of the borrower loan #55115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $344.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 41% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $90,914 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tg3wam |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
|
Principal balance:
| $6,457.93 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Loan
Purpose of loan:
Debt Consolidation
My financial situation:
I am a good candidate for this loan because I value paying my debt and paying on time. I have a proven track record.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/21/2011 5:14:08 PM |
green-trade-dolphin2 | $39.03 | 10/21/2011 5:02:14 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:49 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:00 PM |
OldManP | $25.00 | 10/22/2011 8:45:59 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:02 PM |
imlosttoo | $25.00 | 10/24/2011 7:29:11 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:42 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:57 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:11 PM |
GElender | $40.00 | 10/26/2011 5:51:21 AM |
benefit-trident | $25.00 | 10/26/2011 6:23:19 AM |
income-buffalo1 | $153.00 | 10/26/2011 5:40:41 AM |
john0720 | $25.00 | 10/26/2011 6:08:40 AM |
saysana | $25.00 | 10/26/2011 7:29:12 AM |
buffalobills | $25.00 | 10/26/2011 7:34:49 AM |
Leopoldine | $47.67 | 10/26/2011 8:36:14 AM |
red-power-pecan | $50.00 | 10/26/2011 8:58:13 AM |
orange-influential-credit | $50.00 | 10/26/2011 8:06:25 AM |
novice-speculator | $25.00 | 10/26/2011 9:12:49 AM |
youngster50 | $25.00 | 10/26/2011 9:15:55 AM |
Kyileo | $25.00 | 10/26/2011 9:39:23 AM |
ILoveBearHats | $75.00 | 10/26/2011 9:26:13 AM |
mennleo | $100.00 | 10/26/2011 10:13:45 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:49:27 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:09 AM |
encouraging-bazaar3 | $50.00 | 10/26/2011 10:59:53 AM |
KClender | $25.00 | 10/26/2011 11:13:37 AM |
Lender0010 | $50.00 | 10/26/2011 12:55:44 PM |
bellaquito | $90.55 | 10/26/2011 2:21:40 PM |
SkinnyFish | $25.00 | 10/26/2011 1:46:52 PM |
Ballybay | $200.00 | 10/26/2011 1:52:15 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:07 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:14 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:17 AM |
director877 | $100.00 | 10/23/2011 12:30:40 PM |
fcrick | $25.00 | 10/23/2011 8:24:41 PM |
tntmojave | $50.00 | 10/24/2011 6:30:07 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:49 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:59 AM |
ivy-league-MBA | $25.00 | 10/25/2011 2:19:31 PM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:08 AM |
dollar-missile3 | $25.00 | 10/26/2011 5:40:07 AM |
competent-p2p | $25.00 | 10/26/2011 7:06:43 AM |
umfan123 | $25.00 | 10/26/2011 6:38:34 AM |
floridahelper | $25.00 | 10/26/2011 7:09:44 AM |
debtfreenow-82 | $75.00 | 10/26/2011 7:35:01 AM |
MM1207 | $25.00 | 10/26/2011 7:44:15 AM |
revenue-appraiser | $34.60 | 10/26/2011 8:21:04 AM |
first-serene-credit | $25.00 | 10/26/2011 8:22:34 AM |
georgedorn | $54.11 | 10/26/2011 9:19:50 AM |
RRLender | $500.00 | 10/26/2011 9:33:42 AM |
lawyervon | $25.00 | 10/26/2011 9:30:41 AM |
Lo0se_mo0se | $25.00 | 10/26/2011 9:42:33 AM |
Ilyav | $386.01 | 10/26/2011 9:36:00 AM |
goal-benefit2 | $25.00 | 10/26/2011 9:56:43 AM |
unconquerable-dedication | $25.00 | 10/26/2011 10:29:37 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:07:48 AM |
macotra4 | $62.52 | 10/26/2011 10:20:11 AM |
currency-persimmon | $35.00 | 10/26/2011 10:24:56 AM |
investment-comet | $25.00 | 10/26/2011 11:28:06 AM |
C_Mark | $75.00 | 10/26/2011 11:15:52 AM |
wacko82 | $147.51 | 10/26/2011 12:27:08 PM |
Feyenoord | $30.00 | 10/26/2011 12:48:55 PM |
wlm3012 | $30.00 | 10/26/2011 11:57:20 AM |
CreditBuilder2 | $50.00 | 10/26/2011 12:18:19 PM |
CSAworker | $25.00 | 10/26/2011 12:20:27 PM |
scholarly-benefit5 | $50.00 | 10/26/2011 1:39:41 PM |
dmitriy2 | $25.00 | 10/26/2011 12:36:07 PM |
spursdog | $50.00 | 10/26/2011 1:58:44 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
534497
This series of Notes was issued and sold upon the funding of the borrower loan #54876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,674 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dotman |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...payoff existing debt and gain control over expenses.
My financial situation:
I am a good candidate for this loan because...I have been regularly employed for the last 20 years and I always pay my debt. My daughters have recently graduated from college so I will now be able to focus on debt repayment.
Monthly net income: $6200
Monthly expenses: $6150
Housing: $2500
Insurance: $225
Car expenses: $500
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $875
Other expenses: $570
Emergency Savings $130
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/22/2011 12:14:05 PM |
SolarMoonshine | $25.00 | 10/22/2011 2:33:57 PM |
vutah | $25.00 | 10/22/2011 11:04:19 PM |
heavenly-interest9 | $400.00 | 10/23/2011 12:02:10 PM |
leverage-monger | $36.00 | 10/24/2011 9:43:17 AM |
suave-dime6 | $25.00 | 10/24/2011 12:32:00 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:51:20 PM |
secureincome | $200.00 | 10/24/2011 12:23:57 PM |
simplelender80 | $89.00 | 10/24/2011 1:26:23 PM |
golffish2 | $50.00 | 10/24/2011 4:01:37 AM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:43 PM |
loanman2007 | $50.00 | 10/22/2011 12:33:46 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:06 PM |
Bob450 | $25.00 | 10/22/2011 6:04:10 PM |
first-dinero-paladin | $25.00 | 10/22/2011 8:44:56 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:48 PM |
compassion-artisan9 | $50.00 | 10/24/2011 11:08:27 AM |
handy-justice | $25.00 | 10/24/2011 11:36:13 AM |
Nojukbong | $50.00 | 10/24/2011 12:54:26 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
534501
This series of Notes was issued and sold upon the funding of the borrower loan #55222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $267.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 36% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
24 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $94,770 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| 4hgirl |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2010)
600-619
(Sep-2009)
640-659
(Feb-2008)
600-619
(Jan-2008)
|
Principal balance:
| $1,518.38 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
Pay off loan and credit cards.
Purpose of loan:
This loan will be used to consolidate 4 small loans and credits cards. This will save me $300 per month.
My financial situation:
I am a good candidate for this loan because I have faithfully paid off 4 loans this year.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $100.00 | 10/21/2011 5:35:00 PM |
grnii78 | $100.00 | 10/22/2011 12:24:42 PM |
Dusigrosz | $150.00 | 10/21/2011 5:03:40 PM |
MoneyForNothing | $55.56 | 10/21/2011 5:05:55 PM |
real-return | $25.00 | 10/21/2011 5:10:03 PM |
rolltide09 | $25.00 | 10/21/2011 5:02:04 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:20:33 PM |
AndChicksforFree | $57.00 | 10/21/2011 5:31:31 PM |
wise-deal-panda | $200.00 | 10/21/2011 5:15:12 PM |
Pebbles-Lending | $25.00 | 10/21/2011 6:03:49 PM |
orange-preeminant-bill | $25.00 | 10/22/2011 5:24:54 AM |
loanman2007 | $100.00 | 10/22/2011 5:29:41 AM |
janeybooboo | $100.00 | 10/22/2011 6:20:52 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:37 AM |
Comoparklender | $25.00 | 10/22/2011 12:24:21 PM |
fervent-repayment | $25.00 | 10/22/2011 12:29:15 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:14 PM |
gotjack | $100.00 | 10/22/2011 5:19:10 PM |
OldManP | $40.00 | 10/22/2011 8:44:01 PM |
social-cocktail1 | $200.00 | 10/23/2011 12:14:50 PM |
genuine-integrity0 | $25.00 | 10/23/2011 12:29:36 PM |
sushi537 | $25.00 | 10/23/2011 3:08:27 PM |
dtana | $25.00 | 10/23/2011 4:15:27 PM |
life-is-great | $25.00 | 10/23/2011 6:31:39 PM |
papaloha | $25.00 | 10/23/2011 8:21:08 PM |
tntmojave | $50.00 | 10/24/2011 6:30:07 AM |
the-discrete-income | $25.00 | 10/24/2011 9:01:53 AM |
wwwUniversal | $25.00 | 10/24/2011 9:13:58 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:50:25 PM |
ISLA-VISTA | $25.00 | 10/24/2011 1:26:39 PM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:50 PM |
listing-vista | $50.00 | 10/24/2011 4:55:22 PM |
worthy-bid8 | $50.00 | 10/24/2011 5:06:29 PM |
finance-prescription | $100.00 | 10/24/2011 5:08:59 PM |
loss-of-control | $125.00 | 10/24/2011 7:12:28 PM |
mykeystoy | $25.00 | 10/24/2011 8:35:48 PM |
ChoiceInvestments | $30.99 | 10/24/2011 10:00:36 PM |
scojo | $25.02 | 10/24/2011 11:25:33 PM |
investment-comet | $25.00 | 10/24/2011 9:08:33 PM |
Easystreet | $25.00 | 10/25/2011 3:12:38 AM |
Galdis | $25.00 | 10/25/2011 5:28:47 AM |
Frover | $25.00 | 10/25/2011 7:20:09 AM |
djh47a | $25.00 | 10/25/2011 7:37:40 AM |
Land_on_your_feet | $25.00 | 10/25/2011 9:35:59 AM |
iolaire | $25.00 | 10/25/2011 10:22:06 AM |
BxRealtor | $25.00 | 10/25/2011 9:56:37 AM |
JCM_MN | $25.00 | 10/25/2011 10:17:33 AM |
kind-durability-battalion | $50.00 | 10/25/2011 10:35:55 AM |
zmaurides | $25.00 | 10/25/2011 11:08:15 AM |
jmeasn | $200.00 | 10/25/2011 12:12:02 PM |
rogue_monster | $25.00 | 10/25/2011 12:31:01 PM |
MoneyForNothing | $5.59 | 10/25/2011 1:25:10 PM |
icanhasloanz | $100.00 | 10/22/2011 12:26:44 AM |
LittleMingo | $30.00 | 10/21/2011 5:10:04 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:08 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:08 PM |
loan-master1 | $25.00 | 10/21/2011 5:30:36 PM |
SLN-10 | $75.00 | 10/21/2011 5:36:13 PM |
Bank_Of_XL | $25.00 | 10/21/2011 6:32:40 PM |
Mikale360 | $25.00 | 10/21/2011 7:39:35 PM |
amlu1988 | $25.00 | 10/21/2011 9:43:41 PM |
Feyenoord | $30.00 | 10/21/2011 9:46:23 PM |
sweety075 | $25.00 | 10/21/2011 10:00:50 PM |
treasure-bliss | $25.00 | 10/22/2011 5:08:55 AM |
interest88 | $25.00 | 10/22/2011 3:26:06 AM |
kendigme | $25.27 | 10/22/2011 6:01:05 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:49 AM |
brondero | $57.00 | 10/22/2011 10:46:15 AM |
vutah | $25.00 | 10/22/2011 11:29:32 AM |
thankful-nickel2 | $25.00 | 10/22/2011 1:33:32 PM |
jgar_O | $25.00 | 10/22/2011 1:06:03 PM |
CoolPlexer | $25.00 | 10/22/2011 3:52:26 PM |
DiligentiaLLC | $47.38 | 10/22/2011 7:35:07 PM |
new-marketplace-lyrics | $25.00 | 10/22/2011 9:06:48 PM |
Whatssofunnybout | $50.00 | 10/22/2011 10:16:40 PM |
wizard750 | $30.00 | 10/23/2011 7:12:45 AM |
mighty-payout1 | $25.00 | 10/23/2011 8:12:05 AM |
Hambone1111 | $25.00 | 10/23/2011 6:59:53 PM |
currency-stockpiler8 | $25.00 | 10/24/2011 6:29:41 AM |
Investoman | $75.00 | 10/24/2011 9:10:30 AM |
nimble-revenue5 | $50.00 | 10/24/2011 9:16:57 AM |
CA-Lender | $75.00 | 10/24/2011 10:02:39 AM |
yield-trader | $25.00 | 10/24/2011 10:00:26 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 11:03:08 AM |
wigglesworth4 | $500.00 | 10/24/2011 2:44:58 PM |
Skeptical-one | $75.00 | 10/24/2011 4:41:19 PM |
handshake5 | $100.00 | 10/24/2011 5:08:32 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:39 PM |
beaker | $25.02 | 10/24/2011 6:04:19 PM |
goodhearted-generosity511 | $25.00 | 10/24/2011 8:56:57 PM |
intelligent-repayment8 | $1,050.00 | 10/24/2011 10:05:25 PM |
clean-fund | $50.00 | 10/25/2011 12:47:43 AM |
kendigme | $50.00 | 10/25/2011 1:51:50 AM |
FinanceEngine | $50.00 | 10/25/2011 8:49:39 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:13:53 AM |
social-zebra | $30.00 | 10/25/2011 8:20:49 AM |
soccer_nut | $36.16 | 10/25/2011 9:32:39 AM |
irrelevant | $25.00 | 10/25/2011 10:05:12 AM |
kjsfld | $25.00 | 10/25/2011 10:27:47 AM |
hopeful-truth5 | $100.00 | 10/25/2011 10:46:26 AM |
dejnik | $25.00 | 10/25/2011 11:10:31 AM |
zeelender | $25.00 | 10/25/2011 11:09:54 AM |
MoneyMover | $25.00 | 10/25/2011 12:28:37 PM |
delivery | $25.00 | 10/25/2011 11:33:34 AM |
helpful-listing | $50.00 | 10/25/2011 12:31:25 PM |
best-camaraderi-hyperdrive | $25.00 | 10/25/2011 12:50:31 PM |
ILoveBearHats | $25.00 | 10/25/2011 1:24:54 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
534509
This series of Notes was issued and sold upon the funding of the borrower loan #55011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $196.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,404 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| urbanamericana |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 31% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 23
( 66% )
| 680-699
(Jul-2009)
720-739
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 3% )
|
Total payments billed:
| 35 | | |
Description
Pay off credit card with lower rate
Purpose of loan:
This loan will be used to consolidate debt and pay off my 2 credit cards at a lower rate :)
My financial situation:
I am a good candidate for this loan because my credit standing is great. I've borrowed and paid off a loan from Prosper in the past. The monthly payment on this Prosper loan is less than what I am paying now on my 2 monthly credit card statements. The monthly payment is no problem, and will be paid off in 3 short years :)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $25.02 | 10/21/2011 5:02:15 PM |
BankOfBjoltus | $25.00 | 10/21/2011 7:28:39 PM |
Feyenoord | $30.00 | 10/21/2011 9:54:32 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:50 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:01 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:15 PM |
fcrick | $25.00 | 10/23/2011 8:24:42 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:49 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:10 PM |
investment-comet | $25.00 | 10/24/2011 8:52:53 PM |
oskizzle | $25.00 | 10/25/2011 6:51:49 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:00 AM |
charming-exchange7 | $25.00 | 10/25/2011 5:54:19 PM |
innocent-loot | $26.00 | 10/25/2011 6:55:25 PM |
friendly-market5 | $25.00 | 10/25/2011 7:05:34 PM |
income-awakening6 | $25.00 | 10/25/2011 7:02:04 PM |
Attract | $25.00 | 10/25/2011 7:37:56 PM |
saga9 | $25.00 | 10/25/2011 7:22:13 PM |
sjlender | $100.00 | 10/21/2011 5:14:36 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:09 PM |
sweety075 | $25.00 | 10/22/2011 7:50:30 AM |
vutah | $30.00 | 10/22/2011 8:17:59 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:18 AM |
jamiee73 | $25.00 | 10/23/2011 1:24:02 PM |
Cherrypicker | $35.00 | 10/24/2011 2:24:59 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:42 PM |
revenue-den | $75.00 | 10/25/2011 7:07:03 PM |
asset-professor | $25.00 | 10/25/2011 7:07:45 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:41:57 PM |
goal-benefit2 | $35.00 | 10/25/2011 7:56:11 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:11 PM |
thestartuplender | $78.98 | 10/25/2011 8:03:03 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
534519
This series of Notes was issued and sold upon the funding of the borrower loan #55038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,850.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 9.70% |
Borrower rate/APR:
| 10.70% / 16.51% |
Monthly payment:
| $251.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.67% | | |
| |
Estimated return*:
| 5.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 6% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,640 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| exchange-warp-speed |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to reduce the interest rate on some student loans.
My financial situation:
I am a good candidate for this loan because I have a high and steady income from a good job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/22/2011 12:18:43 PM |
D911ave | $50.00 | 10/22/2011 12:13:52 PM |
Bank42 | $25.00 | 10/22/2011 1:41:13 PM |
cashhelp | $25.00 | 10/22/2011 1:15:49 PM |
vutah | $25.00 | 10/23/2011 9:17:34 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:22 AM |
currency-excellency0 | $100.00 | 10/23/2011 12:00:39 PM |
spiff666 | $25.00 | 10/23/2011 6:37:43 PM |
secureincome | $420.00 | 10/24/2011 12:09:11 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:19 PM |
kukubird | $40.00 | 10/24/2011 12:27:05 PM |
authentic-kindness1 | $25.00 | 10/24/2011 2:15:55 PM |
yield-quest | $200.00 | 10/24/2011 3:09:18 PM |
favorite-commerce | $25.00 | 10/24/2011 3:14:42 PM |
blot44 | $25.00 | 10/24/2011 3:26:08 PM |
important-diversification620 | $25.00 | 10/24/2011 4:20:09 PM |
entertaining-greenback2 | $26.00 | 10/24/2011 5:01:36 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:04 PM |
sjlender | $100.00 | 10/22/2011 12:19:08 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:07 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:24 PM |
FAsAreDUMB | $30.00 | 10/22/2011 7:18:44 PM |
roux | $25.00 | 10/23/2011 11:32:44 AM |
jamiee73 | $25.00 | 10/23/2011 1:24:05 PM |
fcrick | $25.00 | 10/23/2011 8:24:50 PM |
pinnacle10 | $25.00 | 10/23/2011 10:32:49 PM |
Rivervale_Westwood | $50.00 | 10/24/2011 5:31:26 AM |
twilightloan | $50.00 | 10/24/2011 10:46:59 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:52 PM |
bonus-demon | $25.00 | 10/24/2011 1:59:01 PM |
lucrative-rate2 | $50.00 | 10/24/2011 4:54:40 PM |
RyanTH9893 | $25.00 | 10/24/2011 5:07:30 PM |
Ols744 | $130.29 | 10/24/2011 6:00:12 PM |
market-aficionado3 | $28.71 | 10/24/2011 5:42:13 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
534521
This series of Notes was issued and sold upon the funding of the borrower loan #54831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,860.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $250.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 4% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $212 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| XYGAMER |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $3,600.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Second payment on Prosper
Purpose of loan:
This loan will be used to get the second payment free from prosper.
My financial situation:
I am a good candidate for this loan because I have a solid job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/21/2011 5:11:21 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:09 PM |
nisim5 | $50.00 | 10/21/2011 6:46:18 PM |
ansky127 | $25.00 | 10/21/2011 11:43:44 PM |
optionscashflow | $25.00 | 10/21/2011 10:56:48 PM |
TikPmp1 | $25.00 | 10/22/2011 4:29:30 AM |
exchange-squirrel | $25.00 | 10/21/2011 11:49:50 PM |
sjlender | $100.00 | 10/21/2011 5:14:36 PM |
jazz619 | $25.00 | 10/21/2011 6:03:18 PM |
JedClampett | $125.00 | 10/21/2011 8:46:25 PM |
BankOfBjoltus | $25.00 | 10/21/2011 7:32:02 PM |
availableloan | $25.00 | 10/21/2011 9:18:12 PM |
Beechturner | $50.00 | 10/22/2011 3:40:09 AM |
r48 | $1,860.00 | 10/22/2011 6:58:49 AM |
Bank42 | $50.00 | 10/22/2011 5:06:40 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
534535
This series of Notes was issued and sold upon the funding of the borrower loan #54858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $125.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,717 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loopy007 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 11 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2009)
740-759
(Jul-2008)
720-739
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Credit cards
Purpose of loan:
This loan will be used to...pay of a few small credit card bills.
My financial situation:
I am a good candidate for this loan because...I am just trying to get a better intrest rate. I have great credit and I am a home owner.
I have also had 2 prior loans through Prosper that I paid off early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/21/2011 5:11:21 PM |
green-trade-dolphin2 | $29.39 | 10/21/2011 5:02:21 PM |
sjlender | $100.00 | 10/21/2011 5:14:37 PM |
jazz619 | $25.00 | 10/21/2011 6:03:19 PM |
chris-heretoinvest | $25.00 | 10/21/2011 8:52:40 PM |
blot44 | $100.00 | 10/21/2011 11:25:32 PM |
fascinating-benefit279 | $50.00 | 10/22/2011 2:08:47 AM |
emphatic-responsibility | $50.00 | 10/22/2011 5:38:26 AM |
useful-currency | $25.00 | 10/22/2011 5:50:49 AM |
cashhelp | $40.00 | 10/22/2011 7:22:05 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:51 AM |
cingular | $25.00 | 10/22/2011 12:58:26 PM |
nuclearmoose | $25.00 | 10/22/2011 1:46:02 PM |
vine99 | $100.00 | 10/22/2011 4:36:46 PM |
syounker | $25.00 | 10/22/2011 6:35:44 PM |
Palmetto | $100.00 | 10/23/2011 7:42:46 AM |
wampum-chorus3 | $25.00 | 10/23/2011 4:54:30 AM |
myworld701 | $25.00 | 10/23/2011 6:05:30 AM |
bannybucks | $25.00 | 10/23/2011 7:46:09 AM |
gentle-gain235 | $100.00 | 10/23/2011 11:00:23 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:18 AM |
MadHun | $200.00 | 10/23/2011 12:07:50 PM |
indomitable-coin | $25.00 | 10/23/2011 12:44:39 PM |
ivy-league-MBA | $25.00 | 10/23/2011 1:16:11 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:31 PM |
BigMac1953 | $50.00 | 10/23/2011 6:29:05 PM |
cash-merry-maker | $25.00 | 10/23/2011 6:27:54 PM |
economy-popcorn | $25.00 | 10/23/2011 8:47:26 PM |
fcrick | $25.00 | 10/23/2011 8:24:42 PM |
luminous-payout6 | $44.00 | 10/23/2011 8:56:43 PM |
Hey_Joe | $25.00 | 10/23/2011 9:05:33 PM |
justinology | $30.00 | 10/24/2011 12:33:10 AM |
Beechturner | $50.00 | 10/24/2011 3:40:14 AM |
scojo | $25.02 | 10/23/2011 11:22:23 PM |
retiresecure | $25.00 | 10/24/2011 6:39:00 AM |
first-favorite-bonus9 | $25.00 | 10/24/2011 4:20:57 AM |
Captain88 | $25.00 | 10/24/2011 6:06:05 AM |
Rivervale_Westwood | $25.00 | 10/24/2011 5:32:09 AM |
oskizzle | $50.00 | 10/24/2011 6:28:41 AM |
tntmojave | $50.00 | 10/24/2011 6:30:08 AM |
Vacs4u | $26.60 | 10/24/2011 7:53:55 AM |
truth-silo | $100.00 | 10/24/2011 8:22:29 AM |
taal1 | $50.00 | 10/24/2011 8:20:31 AM |
transparency-river1 | $13.96 | 10/24/2011 9:21:19 AM |
exchange-squirrel | $25.00 | 10/21/2011 11:49:50 PM |
wigglesworth4 | $100.00 | 10/21/2011 5:14:33 PM |
BankOfBjoltus | $100.00 | 10/21/2011 7:21:15 PM |
loyalty-edifice997 | $50.00 | 10/21/2011 10:09:56 PM |
sweety075 | $25.00 | 10/22/2011 7:49:17 AM |
a2190b | $36.00 | 10/22/2011 10:25:37 AM |
transparency-giant | $50.00 | 10/22/2011 10:40:37 AM |
worthy-bid8 | $50.00 | 10/22/2011 12:06:01 PM |
kinetic-social | $50.00 | 10/22/2011 11:05:29 AM |
spiff666 | $25.00 | 10/22/2011 11:29:27 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:16 PM |
Pebbles-Lending | $25.00 | 10/22/2011 7:25:32 PM |
Aaron_Oz | $25.00 | 10/22/2011 11:30:43 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:28 PM |
happy-yield | $25.00 | 10/23/2011 6:08:15 AM |
gentle-transparency7 | $250.00 | 10/23/2011 6:14:58 AM |
investment-comet | $25.00 | 10/23/2011 8:23:01 AM |
phenomenal-gain5 | $100.00 | 10/23/2011 12:04:28 PM |
engaging-worth | $25.00 | 10/23/2011 10:36:54 AM |
BlessedEveryDay | $30.02 | 10/23/2011 10:50:04 AM |
Mav26 | $200.00 | 10/23/2011 11:51:10 AM |
velocity-solo | $25.00 | 10/23/2011 12:17:18 PM |
Ripsaw4U | $50.00 | 10/23/2011 1:09:26 PM |
6moonbeams | $25.00 | 10/23/2011 12:41:09 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:33 PM |
neighborly-hope6 | $100.00 | 10/23/2011 4:00:25 PM |
agile-loan0 | $25.00 | 10/23/2011 5:23:28 PM |
Munnie | $25.00 | 10/23/2011 5:34:17 PM |
alpinaut | $25.00 | 10/23/2011 6:07:37 PM |
john0720 | $25.00 | 10/23/2011 6:17:25 PM |
miboymat | $25.00 | 10/23/2011 7:12:15 PM |
swissbanker | $25.00 | 10/23/2011 7:21:48 PM |
freetolive | $25.00 | 10/23/2011 8:45:41 PM |
Hanalei712 | $50.00 | 10/23/2011 10:06:59 PM |
blue-useful-auction | $25.00 | 10/24/2011 6:43:14 AM |
Supernick | $50.00 | 10/24/2011 6:44:10 AM |
compoundinterest | $50.00 | 10/24/2011 9:06:04 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
534537
This series of Notes was issued and sold upon the funding of the borrower loan #54978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $213.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,252 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| 68skylark |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2010)
|
Principal balance:
| $1,804.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Pay off credit cards
Purpose of loan:
This loan will be used to...
Pay off credit cards
My financial situation:
I am a good candidate for this loan because...
My wife and I just refinanced our house to lower the interest rate from 8% fixed to a 3.75% fixed rate. Makes sense to lower interest rates if you can. I'd like to do the same with my credit cards, lower the 18-20% rate balances down to 13% or better. Thasnk you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $200.00 | 10/22/2011 12:00:59 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:43 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:21 PM |
blackfur | $25.00 | 10/22/2011 5:47:31 PM |
myworld701 | $25.00 | 10/23/2011 6:08:48 AM |
gentle-gain235 | $50.00 | 10/23/2011 11:00:58 AM |
phenomenal-gain5 | $50.00 | 10/23/2011 12:07:03 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:05 PM |
fcrick | $25.00 | 10/23/2011 8:24:50 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:19 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:52 PM |
Cherrypicker | $50.00 | 10/24/2011 2:28:30 PM |
LindaRicci | $25.00 | 10/25/2011 3:44:53 PM |
currency-persimmon | $25.00 | 10/25/2011 3:20:13 PM |
mammalian4 | $25.00 | 10/25/2011 4:13:42 PM |
unconquerable-dedication | $25.00 | 10/25/2011 3:30:52 PM |
LendingSingularity | $39.31 | 10/25/2011 4:27:20 PM |
economics2011 | $25.00 | 10/25/2011 3:41:13 PM |
dr_bob1500 | $39.58 | 10/25/2011 4:06:07 PM |
bigdoggie | $75.00 | 10/25/2011 4:38:30 PM |
economics2011 | $25.00 | 10/25/2011 4:36:25 PM |
AFairDeal | $25.00 | 10/25/2011 4:41:19 PM |
elasermd | $79.78 | 10/25/2011 5:01:40 PM |
economy-mulberry7 | $50.00 | 10/25/2011 4:47:15 PM |
SolarMoonshine | $25.00 | 10/25/2011 5:00:27 PM |
tender-fund1 | $150.00 | 10/25/2011 4:54:37 PM |
gr8_r8 | $25.00 | 10/25/2011 4:58:38 PM |
ddog0224 | $50.00 | 10/25/2011 5:14:05 PM |
social-colonel | $50.00 | 10/25/2011 5:11:51 PM |
CreditBuilder2 | $100.00 | 10/25/2011 5:15:05 PM |
first-economy-orbiter | $25.00 | 10/25/2011 5:17:48 PM |
novice-speculator | $25.00 | 10/25/2011 5:18:25 PM |
social-colonel | $125.00 | 10/25/2011 5:23:07 PM |
mgking007 | $35.77 | 10/25/2011 5:26:48 PM |
Mad_Scientist | $100.00 | 10/25/2011 5:28:54 PM |
nbah123 | $50.00 | 10/25/2011 5:45:01 PM |
LendGuy | $50.00 | 10/25/2011 6:09:46 PM |
jct_enterprises | $50.00 | 10/25/2011 6:13:47 PM |
Bank_of_E-Ville | $25.00 | 10/25/2011 6:17:27 PM |
Corky1234 | $100.00 | 10/25/2011 6:25:52 PM |
onegr8papa | $200.00 | 10/25/2011 6:11:59 PM |
pimienta | $25.00 | 10/25/2011 6:18:29 PM |
mrladybug101 | $37.93 | 10/25/2011 6:43:37 PM |
MoneyForNothing | $2.68 | 10/25/2011 6:47:19 PM |
gold-gazelle | $100.00 | 10/25/2011 6:36:37 PM |
dealmaster | $100.00 | 10/25/2011 6:30:23 PM |
integrity-reformer | $34.39 | 10/25/2011 6:43:25 PM |
brittany | $100.00 | 10/25/2011 6:46:35 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:04 PM |
green-trade-dolphin2 | $33.49 | 10/22/2011 12:02:15 PM |
Aberdeen | $1,000.00 | 10/22/2011 12:04:17 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:07 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:24 PM |
caring-hope2 | $100.00 | 10/23/2011 6:17:15 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:23 AM |
OldManP | $25.00 | 10/23/2011 11:46:57 AM |
taal1 | $25.00 | 10/24/2011 8:43:21 AM |
investment-comet | $25.00 | 10/24/2011 8:48:13 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:14 AM |
leeball | $100.00 | 10/25/2011 10:23:24 AM |
istanbullu | $25.00 | 10/25/2011 4:17:45 PM |
Scott0007 | $49.47 | 10/25/2011 4:35:14 PM |
platinum-czar | $25.00 | 10/25/2011 4:39:27 PM |
0403 | $25.00 | 10/25/2011 4:41:49 PM |
lucrative-coin | $67.20 | 10/25/2011 4:55:15 PM |
return-beaker3 | $35.55 | 10/25/2011 5:01:58 PM |
agalt | $100.00 | 10/25/2011 4:43:25 PM |
BankOfBob | $25.00 | 10/25/2011 5:11:31 PM |
worth-buddy0 | $57.48 | 10/25/2011 5:20:48 PM |
social-colonel | $200.00 | 10/25/2011 5:19:51 PM |
reinforced-reward | $25.00 | 10/25/2011 5:31:49 PM |
best-unbeatable-transaction | $50.00 | 10/25/2011 5:32:37 PM |
transparency-universe8 | $50.00 | 10/25/2011 5:38:55 PM |
industrious-currency | $25.00 | 10/25/2011 5:44:36 PM |
wildanne | $100.00 | 10/25/2011 5:35:09 PM |
market-genome7 | $25.00 | 10/25/2011 5:44:50 PM |
Solid-Platinum | $30.00 | 10/25/2011 5:53:45 PM |
contract-oyster1 | $50.00 | 10/25/2011 5:58:55 PM |
RB_Double-A_Bravo | $27.37 | 10/25/2011 6:00:13 PM |
vutah | $25.00 | 10/25/2011 6:20:09 PM |
Sixmil | $100.00 | 10/25/2011 6:15:28 PM |
FoosMaster | $25.00 | 10/25/2011 6:16:29 PM |
market-trooper3 | $30.00 | 10/25/2011 6:25:18 PM |
paladin510 | $75.00 | 10/25/2011 6:40:02 PM |
Steveoo1 | $100.00 | 10/25/2011 6:32:56 PM |
cmg891 | $25.00 | 10/25/2011 6:36:28 PM |
86 Investments
|
Borrower Payment Dependent Notes Series
534553
This series of Notes was issued and sold upon the funding of the borrower loan #54934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,400.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $111.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 24% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,754 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benefit-sage |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $4,250.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2010)
|
Principal balance:
| $2,271.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Need a car
To get a car for work
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/21/2011 5:01:54 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:09 PM |
sjlender | $100.00 | 10/21/2011 5:14:37 PM |
Feyenoord | $30.00 | 10/21/2011 9:53:38 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:52 AM |
caring-hope2 | $100.00 | 10/22/2011 8:28:49 AM |
the-truth-hercules | $100.00 | 10/22/2011 10:14:33 AM |
currency-excellency0 | $200.00 | 10/22/2011 12:00:59 PM |
jgar_O | $25.00 | 10/22/2011 1:06:04 PM |
LiveNow | $25.00 | 10/22/2011 12:31:10 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:30 PM |
Pebbles-Lending | $25.00 | 10/22/2011 7:24:29 PM |
wampum-chorus3 | $25.00 | 10/23/2011 4:56:29 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:19 AM |
OldManP | $25.00 | 10/23/2011 11:46:56 AM |
alpinaut | $25.00 | 10/23/2011 6:25:20 PM |
tntmojave | $50.00 | 10/24/2011 6:30:08 AM |
investment-comet | $25.00 | 10/24/2011 8:44:05 PM |
bill-booster5 | $25.00 | 10/24/2011 7:54:42 PM |
Approved | $100.00 | 10/24/2011 8:05:13 PM |
rich266 | $100.00 | 10/25/2011 1:56:34 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:16:12 AM |
intelligent-repayment8 | $639.97 | 10/25/2011 9:16:14 AM |
exchange-squirrel | $25.00 | 10/21/2011 11:49:50 PM |
D911ave | $50.00 | 10/21/2011 5:11:21 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:08 PM |
green-trade-dolphin2 | $25.00 | 10/21/2011 5:16:11 PM |
charming-exchange7 | $25.00 | 10/22/2011 5:45:25 AM |
sweety075 | $25.00 | 10/22/2011 7:48:26 AM |
principal-star | $25.00 | 10/22/2011 10:59:45 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:01 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:16 PM |
Brisket_Bob | $50.00 | 10/22/2011 4:13:25 PM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:07:53 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:03 PM |
fcrick | $25.00 | 10/23/2011 8:24:43 PM |
optionscashflow | $25.00 | 10/23/2011 10:45:00 PM |
scojo | $25.02 | 10/23/2011 11:21:15 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:10 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:49 PM |
sushi537 | $25.00 | 10/25/2011 2:18:22 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:05 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
534565
This series of Notes was issued and sold upon the funding of the borrower loan #55119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $245.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 4% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 16y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,106 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| trade-musician |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
|
Principal balance:
| $3,717.28 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Photography Business Improvements
Purpose of loan:
I initially took a loan out with Prosper to establish my photography "part time" business. I'm very greatful for the success I'm having and would like to increase my business opportunities by purchasing additional equipment such as high quality lenses and lighting equipment.
My financial situation:
I am a good candidate for this loan because I have established already a positive track record with Prosper and I'm very appreciative and commited to those who financed my first loan. I'm fortunate to be full time employed with the same company for over 15 yrs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ALANGREANSPAN | $30.00 | 10/26/2011 2:23:53 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:10 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:52 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:17 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:50 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:11 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:06 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:43 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:12 PM |
Zach842 | $106.43 | 10/25/2011 8:08:23 PM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:08 AM |
dedicated-hope640 | $25.00 | 10/26/2011 7:34:04 AM |
red-power-pecan | $50.00 | 10/26/2011 9:00:46 AM |
youngster50 | $25.00 | 10/26/2011 9:25:30 AM |
one2sojourn | $40.00 | 10/26/2011 9:25:16 AM |
transparency-baton | $50.00 | 10/26/2011 9:45:16 AM |
currency-saguaro9 | $165.82 | 10/26/2011 10:59:02 AM |
CreditBuilder2 | $50.00 | 10/26/2011 12:22:35 PM |
cool_kubera | $100.00 | 10/26/2011 2:42:38 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:54:28 PM |
CatbirdBanking | $25.00 | 10/26/2011 3:08:21 PM |
kster | $50.00 | 10/26/2011 3:24:22 PM |
Elefunt | $25.00 | 10/26/2011 3:55:24 PM |
runbix7 | $25.00 | 10/26/2011 4:01:16 PM |
merkutio | $25.00 | 10/26/2011 3:42:05 PM |
gilbrear | $25.00 | 10/26/2011 3:53:33 PM |
pdxtech | $50.00 | 10/26/2011 4:30:47 PM |
LendGuy | $45.00 | 10/26/2011 4:08:35 PM |
sentimental-responsibility0 | $25.00 | 10/26/2011 4:09:38 PM |
youthful-yield2 | $50.00 | 10/26/2011 4:18:21 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:01 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:19 AM |
jamiee73 | $25.00 | 10/23/2011 1:24:03 PM |
fcrick | $25.00 | 10/23/2011 8:24:45 PM |
MM1207 | $25.00 | 10/26/2011 7:44:17 AM |
first-serene-credit | $25.00 | 10/26/2011 8:24:17 AM |
Sneezie | $100.00 | 10/26/2011 8:59:00 AM |
jrhinomo | $41.70 | 10/26/2011 9:38:12 AM |
durability-ruler | $78.75 | 10/26/2011 10:43:20 AM |
KileNSmyth4 | $25.00 | 10/26/2011 10:08:52 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:12 AM |
mennleo | $100.00 | 10/26/2011 10:17:31 AM |
currency-persimmon | $35.00 | 10/26/2011 10:25:45 AM |
C_Mark | $75.00 | 10/26/2011 11:20:18 AM |
Lender0010 | $50.00 | 10/26/2011 1:01:09 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:45 PM |
Stozer | $35.00 | 10/26/2011 1:07:14 PM |
YellowJacket | $25.00 | 10/26/2011 4:22:14 PM |
irishcocacola | $25.00 | 10/26/2011 4:06:27 PM |
Leshan | $25.00 | 10/26/2011 4:34:30 PM |
new-gold-wrangler | $422.30 | 10/26/2011 4:45:38 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
534569
This series of Notes was issued and sold upon the funding of the borrower loan #54866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,540.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $249.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 12y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $689 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| CA-Lender |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
sweetlan has invested a total of
$41.99.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $2,733.32 | 10/21/2011 6:06:37 PM |
investment-daydream | $300.00 | 10/21/2011 6:11:28 PM |
credit-missile | $125.00 | 10/21/2011 5:10:35 PM |
JGuide | $101.99 | 10/21/2011 5:06:54 PM |
AndChicksforFree | $25.00 | 10/21/2011 5:29:31 PM |
SLN-10 | $200.00 | 10/21/2011 5:41:11 PM |
whatreality | $25.00 | 10/21/2011 5:55:25 PM |
RecoveryLender | $25.00 | 10/21/2011 5:59:00 PM |
vennp | $75.00 | 10/21/2011 6:02:24 PM |
gpuck | $50.00 | 10/21/2011 6:23:17 PM |
corporatejim | $28.72 | 10/21/2011 6:12:11 PM |
gpuck | $50.00 | 10/21/2011 6:17:47 PM |
Madmigel | $33.86 | 10/21/2011 6:48:31 PM |
GCLRWLoans | $100.00 | 10/21/2011 9:11:20 PM |
Tkhalaska | $25.00 | 10/21/2011 7:30:39 PM |
WZ3190 | $25.00 | 10/21/2011 9:04:28 PM |
tacologic | $75.00 | 10/21/2011 10:15:07 PM |
asset-control2 | $100.00 | 10/21/2011 10:42:27 PM |
note-pursuit | $25.00 | 10/21/2011 11:11:41 PM |
113121 | $700.00 | 10/21/2011 5:39:39 PM |
InChicago | $250.00 | 10/21/2011 9:36:12 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:16:35 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:10 PM |
credit-missile | $40.00 | 10/21/2011 5:19:38 PM |
sweetlan | $41.99 | 10/21/2011 5:15:39 PM |
vutah | $25.00 | 10/21/2011 6:08:17 PM |
five-star-note | $300.00 | 10/21/2011 6:26:15 PM |
SolarMoonshine | $25.00 | 10/21/2011 5:57:10 PM |
NekHoldings | $25.00 | 10/21/2011 6:47:50 PM |
ethicalhumanist | $100.00 | 10/21/2011 6:05:41 PM |
unger | $89.11 | 10/21/2011 7:50:43 PM |
green-trade-dolphin | $25.00 | 10/21/2011 6:54:56 PM |
Wilhan | $100.00 | 10/21/2011 7:10:21 PM |
justasoldier | $125.00 | 10/21/2011 7:06:13 PM |
peace-cell2 | $25.00 | 10/21/2011 7:08:38 PM |
WonByOne | $50.00 | 10/21/2011 9:34:48 PM |
calimanusa | $30.25 | 10/21/2011 9:55:18 PM |
cognizant-rupee7 | $35.00 | 10/21/2011 10:19:07 PM |
safe-kindness5 | $5.76 | 10/21/2011 11:20:26 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
534577
This series of Notes was issued and sold upon the funding of the borrower loan #54915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 36% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 13y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $100 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-microscope5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: consolidate bills.
This loan will be used to...Pay off bills.
My financial situation: will be better soon.
I am a good candidate for this loan because...I am responsible for my debt and my income is stable.
Monthly net income: $2,008.00
Monthly expenses: $1695.00
Housing: $750.00
Insurance: $100.00
Car expenses: $150.00
Utilities: $120.00
Phone, cable, internet: $125.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $400.00
Other expenses: $
I have a pastor's salary of $1,200.00 monthly in addition of income above.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CashFlow13 | $2,000.00 | 10/21/2011 5:19:32 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
534587
This series of Notes was issued and sold upon the funding of the borrower loan #55146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 54% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
25 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,867 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| WF2645 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan: Consolidate
This loan will be used to...payoff some credit card debt
My financial situation: is real solid
I am a good candidate for this loan because...I have A1 credit which shows my credit worthiness
Monthly net income: $5500.00
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $6,500.00 | 10/26/2011 7:55:53 PM |
green-trade-dolphin | $25.00 | 10/21/2011 6:59:41 PM |
Something-Corporate | $25.00 | 10/22/2011 3:52:27 PM |
gotjack | $25.00 | 10/22/2011 5:19:40 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:45 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:07 AM |
benefit-catalyst | $100.00 | 10/26/2011 8:46:36 PM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:53 AM |
greencat | $50.00 | 10/26/2011 9:07:13 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
534599
This series of Notes was issued and sold upon the funding of the borrower loan #55165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $425.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 18y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,683 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| superb-peso2 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
|
Principal balance:
| $3,698.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Ky Fan
Purpose of loan:
This loan will be used to... Consolidate
My financial situation:
I am a good candidate for this loan because... I always pay my bills and this loan will free up alot of debt
Monthly net income: $ 4400.00
Monthly expenses: $ 2010.00
Housing: $ 811.00
Insurance: $ 102.00
Car expenses: $ 577.00
Utilities: $ 120.00
Phone, cable, internet: $ 120.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/24/2011 3:45:46 AM |
rolltide09 | $25.00 | 10/21/2011 5:01:54 PM |
Whipster | $45.00 | 10/21/2011 5:08:13 PM |
green-trade-dolphin2 | $30.00 | 10/21/2011 5:24:37 PM |
janeybooboo | $100.00 | 10/22/2011 6:32:44 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:54 AM |
CashFlow13 | $500.00 | 10/22/2011 12:59:12 PM |
FinDoc | $25.00 | 10/23/2011 7:45:57 AM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:11:30 PM |
xcap | $25.00 | 10/23/2011 2:42:46 PM |
tntmojave | $50.00 | 10/24/2011 6:30:09 AM |
rdrloan | $50.00 | 10/24/2011 8:10:47 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:08 AM |
drcoop | $25.00 | 10/25/2011 4:31:49 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:06 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:13 PM |
EA_Pokerking | $25.00 | 10/26/2011 7:36:56 AM |
MM1207 | $25.00 | 10/26/2011 7:47:32 AM |
wise-deal-panda | $100.00 | 10/26/2011 9:21:28 AM |
goal-benefit2 | $35.00 | 10/26/2011 9:59:01 AM |
KileNSmyth4 | $25.00 | 10/26/2011 10:07:17 AM |
courteous-peso4 | $50.00 | 10/26/2011 1:04:02 PM |
bellaquito | $2,000.00 | 10/26/2011 3:44:16 PM |
Kaj | $25.00 | 10/26/2011 4:30:45 PM |
finance-scout2 | $25.00 | 10/26/2011 5:14:28 PM |
sushi537 | $25.00 | 10/26/2011 6:56:16 PM |
Wilhan | $27.70 | 10/26/2011 5:53:44 PM |
payment-chief9 | $26.60 | 10/26/2011 6:48:55 PM |
icon7 | $35.00 | 10/26/2011 7:24:19 PM |
LoanerPrincipal | $25.00 | 10/26/2011 7:59:48 PM |
worth-blanket2 | $600.00 | 10/26/2011 7:55:02 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:11 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:16:35 PM |
DHolly | $25.00 | 10/21/2011 6:07:34 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:19 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:43 PM |
orange-spiritual-contract | $75.00 | 10/24/2011 11:04:01 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:12 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:49:44 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:05:38 PM |
leeball | $100.00 | 10/25/2011 10:23:22 AM |
valiant-money | $40.00 | 10/25/2011 12:37:48 PM |
HappyToLoan | $25.00 | 10/25/2011 2:36:42 PM |
tech310 | $50.00 | 10/25/2011 11:50:15 PM |
market-pudding | $25.00 | 10/26/2011 2:17:56 AM |
wkeboarder21 | $50.00 | 10/26/2011 4:00:30 AM |
ILoveBearHats | $25.00 | 10/26/2011 8:47:38 AM |
credit-coach118 | $35.27 | 10/26/2011 8:45:35 AM |
intelligent-repayment8 | $1,000.00 | 10/26/2011 10:04:10 AM |
bryant05 | $100.00 | 10/26/2011 11:31:18 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:23 PM |
merkutio | $25.00 | 10/26/2011 3:46:28 PM |
rajs | $120.00 | 10/26/2011 4:10:50 PM |
lovely-greenback4 | $25.00 | 10/26/2011 5:30:21 PM |
moola-accelerator6 | $40.00 | 10/26/2011 7:29:47 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
534613
This series of Notes was issued and sold upon the funding of the borrower loan #55215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,206 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| dignified-return5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $4,411.74 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Business Improvements and Inventory
Purpose of loan: Business improvements and Inventory
This loan will be used to...make improvements to my growing dance studio and also stock much needed inventory. It will be used to pay for sprung dance flooring to prevent injuries of my dancers and add more mirrors to maximize dance area. Also I plan to use a portion of the loan to purchase dance supplies (shoes, apparel, bags, etc) to sell in house. Currently our students have to travel 40 minutes either east or west to purchase these items. This will allow me to serve my clients better and also bring in extra revenue for the business.
My financial situation: Good
I am a good candidate for this loan because...I am a hardworking business owner (who also holds a full-time job) that has started my business off the ground without taking any loans up until this point. This money will help us expand and continue to grow our business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.02 | 10/22/2011 12:02:05 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:44 PM |
Jack55304 | $200.00 | 10/22/2011 12:24:57 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:09 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:48 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:17 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:16 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:46 PM |
supreme-greenback6 | $50.00 | 10/26/2011 4:22:23 PM |
lovely-greenback4 | $25.00 | 10/26/2011 5:31:17 PM |
sushi537 | $25.00 | 10/26/2011 6:58:21 PM |
loaningmoneybyme | $25.00 | 10/26/2011 10:20:33 PM |
top-tolerant-loyalty | $25.00 | 10/26/2011 11:38:19 PM |
jga516 | $25.00 | 10/27/2011 5:52:27 AM |
irrelevant | $25.00 | 10/27/2011 6:05:23 AM |
diplomatic-wealth7 | $25.00 | 10/27/2011 9:14:20 AM |
kind-credit-bear | $25.00 | 10/27/2011 9:17:10 AM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:13 PM |
important-openness1 | $56.48 | 10/27/2011 1:04:49 PM |
SweatyBalls | $25.00 | 10/27/2011 6:38:50 AM |
larrybird | $2,000.00 | 10/25/2011 7:56:14 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:36 PM |
chameleon125 | $25.00 | 10/25/2011 9:30:56 PM |
Leshan | $75.07 | 10/26/2011 4:36:09 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:47 AM |
Live-Free-or-Die | $241.43 | 10/27/2011 5:39:49 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:12 AM |
duty-monger | $50.00 | 10/27/2011 6:40:01 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:05 AM |
thelovebug | $27.00 | 10/27/2011 9:00:35 AM |
mover486 | $25.00 | 10/27/2011 9:13:01 AM |
money-bauble | $100.00 | 10/27/2011 11:33:26 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
534623
This series of Notes was issued and sold upon the funding of the borrower loan #54932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,855.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $250.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,388 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| S-Master |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2010)
|
Principal balance:
| $1,663.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
A Loan to Grow My Prosper Portfolio
Purpose of loan:
This loan will be used to reinvest in Prosper. This will be my second loan for this purpose (you can see previous loan details below).
My financial situation:
I am a good candidate for this loan because I live well below my means and save 40% of my income. I have used Prosper to accelerate my savings over the past two years.
I can easily afford the payment on this loan. I plan to use my employment income to make payments. If my employment situation changes (not expected), I can use payments recieved from my prosper investments (about $500 per month) to make payments owed on this loan and the remainder of my other prosper loan.
Please feel free to ask any questions!
Thank You!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/21/2011 5:01:55 PM |
D911ave | $50.00 | 10/21/2011 5:11:22 PM |
whitegold24k | $100.00 | 10/21/2011 5:13:02 PM |
sharp-bill2 | $50.00 | 10/21/2011 9:57:33 PM |
MicroLender357 | $25.00 | 10/22/2011 7:01:48 AM |
currency-excellency0 | $100.00 | 10/22/2011 12:00:49 PM |
ToddN | $100.00 | 10/22/2011 12:09:21 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:02 PM |
LiveNow | $25.00 | 10/22/2011 12:29:36 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:20 PM |
wise-benjamins-fortress | $25.00 | 10/22/2011 4:46:40 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:30 PM |
blackfur | $25.00 | 10/22/2011 5:43:34 PM |
CollinsCrew | $25.00 | 10/23/2011 8:06:51 AM |
investment-comet | $25.00 | 10/23/2011 8:20:22 AM |
dproxima | $25.00 | 10/23/2011 10:28:57 AM |
OldManP | $25.00 | 10/23/2011 11:46:56 AM |
jamiee73 | $25.00 | 10/23/2011 1:24:04 PM |
auction-seeker | $25.00 | 10/23/2011 2:57:56 PM |
alpinaut | $25.00 | 10/23/2011 6:29:36 PM |
fcrick | $25.00 | 10/23/2011 8:24:47 PM |
scojo | $25.02 | 10/23/2011 11:19:57 PM |
optionscashflow | $25.00 | 10/23/2011 10:42:38 PM |
blue-useful-auction | $25.00 | 10/24/2011 6:41:19 AM |
id26709 | $25.00 | 10/24/2011 12:41:11 PM |
simplelender80 | $244.98 | 10/24/2011 1:25:12 PM |
progressive-economy261 | $400.00 | 10/21/2011 5:14:12 PM |
green-trade-dolphin2 | $35.00 | 10/21/2011 5:24:07 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:09 PM |
nisim5 | $50.00 | 10/21/2011 6:46:19 PM |
TikPmp1 | $25.00 | 10/22/2011 4:29:31 AM |
TechieLender | $50.00 | 10/22/2011 6:31:40 AM |
fallentimbers | $25.00 | 10/22/2011 7:39:20 AM |
sweety075 | $25.00 | 10/22/2011 7:46:43 AM |
r48 | $300.00 | 10/22/2011 6:52:46 AM |
PalmerTheEmbalmer | $25.00 | 10/22/2011 7:43:10 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:55 AM |
blue-dollar-viking | $100.00 | 10/23/2011 8:42:10 AM |
Tkhalaska | $25.00 | 10/23/2011 10:05:37 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:20 AM |
Brisket_Bob | $50.00 | 10/23/2011 2:28:21 PM |
kinetic-social | $25.00 | 10/23/2011 2:33:19 PM |
credit-coach118 | $25.00 | 10/24/2011 8:46:27 AM |
cr55595 | $25.00 | 10/24/2011 9:31:28 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:50 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
534631
This series of Notes was issued and sold upon the funding of the borrower loan #54950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $180.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $136,837 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| manofthewest |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
KBROOK LOAN 10-2011
Purpose of loan:
This loan will be used to...
Improve short-term cash flow issue.
My financial situation:
I am a good candidate for this loan because...I my employment is solid and I have worked in the IT field for 15+ years. I get an annual pay increase and my annual bonus is coming in a couple of months.
Monthly net income: $6,640
Housing: $1,600
Insurance: $400
Car expenses: $600
Utilities: $200
Phone, cable, internet: $400
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $2,000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/21/2011 5:14:12 PM |
GTog | $25.00 | 10/21/2011 5:29:26 PM |
sharp-bill2 | $50.00 | 10/21/2011 10:03:50 PM |
newest-generous-income | $30.00 | 10/22/2011 10:30:28 AM |
jc33148 | $75.00 | 10/22/2011 12:24:49 PM |
Bank42 | $25.00 | 10/22/2011 1:42:46 PM |
Ven58 | $35.00 | 10/22/2011 3:31:53 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:43 PM |
auction-seeker | $25.00 | 10/23/2011 2:58:37 PM |
tzvie | $25.00 | 10/24/2011 11:48:43 AM |
social-zebra | $30.00 | 10/24/2011 2:26:21 PM |
exchange-squirrel | $25.00 | 10/21/2011 11:49:51 PM |
sjlender | $100.00 | 10/21/2011 5:14:39 PM |
TikPmp1 | $25.00 | 10/22/2011 4:29:31 AM |
MicroLender357 | $25.00 | 10/22/2011 7:01:49 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:56 AM |
elvisloans | $25.00 | 10/22/2011 10:22:16 AM |
currency-excellency0 | $100.00 | 10/22/2011 12:00:50 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:20 PM |
SDD123 | $25.00 | 10/23/2011 8:13:52 AM |
investment-comet | $25.00 | 10/23/2011 8:21:26 AM |
DRJWAW | $25.00 | 10/23/2011 8:18:58 AM |
kinetic-social | $25.00 | 10/23/2011 3:00:46 PM |
imdave4me | $25.00 | 10/24/2011 1:05:14 AM |
prudent-economy5 | $200.00 | 10/24/2011 7:36:08 AM |
secureincome | $25.00 | 10/24/2011 12:08:54 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:49:45 PM |
Schwamie | $155.00 | 10/24/2011 2:27:09 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
534641
This series of Notes was issued and sold upon the funding of the borrower loan #54823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,700.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $103.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 49% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,111 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| shiny-hope |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,600.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
800-819
(Aug-2009)
|
Principal balance:
| $847.97 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
reducing debt
Purpose of loan: reduce current rates
This loan will be used to...payoff current prosper loan, and a credit card.
My financial situation:my bills are always paid
I am a good candidate for this loan because...I have steady income, and pay my bills on time.
Monthly net income: $2500
Monthly expenses: $
Housing: $1950. shared
Insurance: $200
Car expenses: $
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $450
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/21/2011 5:14:13 PM |
rolltide09 | $25.00 | 10/21/2011 5:02:05 PM |
fabulous-community4 | $25.00 | 10/21/2011 5:12:44 PM |
enticing-capital6 | $50.00 | 10/21/2011 5:20:09 PM |
pound-mushroom3 | $25.00 | 10/21/2011 5:20:33 PM |
SLN-10 | $75.00 | 10/21/2011 5:34:53 PM |
wise-deal-panda | $200.00 | 10/21/2011 5:15:13 PM |
MoneyForNothing | $25.00 | 10/21/2011 5:32:15 PM |
Mikale360 | $25.00 | 10/21/2011 7:34:39 PM |
shrewd-income | $100.00 | 10/21/2011 6:31:18 PM |
moneybags16 | $25.00 | 10/21/2011 7:46:04 PM |
Feyenoord | $30.00 | 10/21/2011 9:43:40 PM |
Beechturner | $40.00 | 10/22/2011 3:43:53 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:57 AM |
courteous-note1 | $25.24 | 10/22/2011 9:57:28 AM |
wlm3012 | $30.00 | 10/22/2011 11:31:10 AM |
Elefunt | $25.00 | 10/22/2011 11:43:27 AM |
wwwUniversal | $25.00 | 10/22/2011 12:15:47 PM |
Jerrys1951 | $33.86 | 10/22/2011 11:14:46 AM |
thankful-nickel2 | $25.00 | 10/22/2011 1:33:59 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:21 PM |
1willray | $35.00 | 10/22/2011 3:24:26 PM |
green28 | $63.84 | 10/22/2011 3:26:11 PM |
113121 | $50.00 | 10/21/2011 5:57:10 PM |
exchange-squirrel | $25.00 | 10/21/2011 11:49:52 PM |
icanhasloanz | $100.00 | 10/22/2011 12:19:58 AM |
atlas-shrugged | $200.00 | 10/21/2011 5:10:48 PM |
real-return | $25.00 | 10/21/2011 5:12:43 PM |
loan-master1 | $25.00 | 10/21/2011 5:39:01 PM |
AndChicksforFree | $57.00 | 10/21/2011 5:30:29 PM |
Bank_Of_XL | $25.00 | 10/21/2011 6:28:01 PM |
NekHoldings | $25.00 | 10/21/2011 6:39:33 PM |
1stBankAndHal | $50.06 | 10/21/2011 9:03:09 PM |
sweety075 | $25.00 | 10/21/2011 9:26:34 PM |
amlu1988 | $25.00 | 10/21/2011 9:43:14 PM |
loanman2007 | $50.00 | 10/22/2011 5:23:33 AM |
treasure-bliss | $25.00 | 10/22/2011 5:08:56 AM |
orange-preeminant-bill | $25.00 | 10/22/2011 5:24:55 AM |
enchanted-note | $25.00 | 10/22/2011 6:26:28 AM |
marwadi-62 | $50.00 | 10/22/2011 8:30:28 AM |
BankofRon | $25.00 | 10/22/2011 9:19:05 AM |
credit-missile | $25.00 | 10/22/2011 12:05:58 PM |
transparency-giant | $50.00 | 10/22/2011 10:40:38 AM |
brondero | $100.00 | 10/22/2011 10:41:41 AM |
pure-cash9 | $25.00 | 10/22/2011 11:30:39 AM |
credit-missile | $75.00 | 10/22/2011 12:05:11 PM |
credit-missile | $35.00 | 10/22/2011 12:24:05 PM |
rautility | $25.00 | 10/22/2011 12:36:07 PM |
Nojukbong | $100.00 | 10/22/2011 2:26:58 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
534647
This series of Notes was issued and sold upon the funding of the borrower loan #55150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $113,931 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| pragmatic-camaraderi2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rehab Home Loan
Purpose of loan:
This loan will be used to rehab a 1800 sq ft home I bought for 15,000 - needs aprox 10,000 in upgrades (4-5K to make it livable)
My financial situation:
I am a good candidate for this loan because I always pay my bills on time
and have always kept good credit / I try to pay most off early.
Monthly net income: $5500
Monthly expenses: $4100
Housing: $1500
Insurance: $250
Car expenses: $600
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/22/2011 12:18:44 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:09 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:49 PM |
roux | $25.00 | 10/25/2011 6:58:41 AM |
tech310 | $50.00 | 10/25/2011 11:47:03 PM |
Ballybay | $100.00 | 10/26/2011 1:49:58 PM |
blissful-gain | $53.26 | 10/26/2011 1:54:29 PM |
bellaquito | $2,000.00 | 10/26/2011 2:21:47 PM |
graceful-investment | $25.00 | 10/26/2011 2:45:53 PM |
orbital-dollar2 | $25.00 | 10/26/2011 3:11:43 PM |
Something-Corporate | $25.00 | 10/26/2011 3:35:25 PM |
moneyman369 | $56.02 | 10/26/2011 4:54:00 PM |
supreme-greenback6 | $50.00 | 10/26/2011 4:25:57 PM |
lucrative-dollar | $125.62 | 10/26/2011 4:46:47 PM |
SpoonerPhan | $50.00 | 10/26/2011 4:56:31 PM |
cerbear9 | $25.00 | 10/26/2011 4:55:13 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:51:20 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:18 AM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:36 PM |
valiant-pound8 | $135.62 | 10/26/2011 2:31:55 PM |
glroark | $50.00 | 10/26/2011 2:57:06 PM |
merciful-return164 | $500.00 | 10/26/2011 2:58:04 PM |
CatbirdBanking | $25.00 | 10/26/2011 3:26:16 PM |
Madmigel | $36.44 | 10/26/2011 4:38:03 PM |
Leshan | $25.00 | 10/26/2011 4:24:22 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 4:49:57 PM |
larrybird | $1,693.04 | 10/26/2011 5:09:20 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
534649
This series of Notes was issued and sold upon the funding of the borrower loan #55167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,920 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| spiritual-income0 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate high interest credit cards.
My financial situation:
I am a good candidate for this loan because I have great credit history. The only reason my score is below 700 is because of the credit cards. I always pay all my bills on time. I accumulated the cards when I was in college as a single parent. I now have 2 secure, full-time incomes in my household and am looking to get rid of my credit cards as fast as possible while paying the lowest possible interest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $31.00 | 10/22/2011 12:14:08 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:10 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:49 PM |
genuine-dime | $100.00 | 10/25/2011 4:44:43 AM |
roux | $25.00 | 10/25/2011 6:58:42 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:18 AM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:40 PM |
merciful-return164 | $213.90 | 10/26/2011 2:54:51 PM |
orbital-dollar2 | $25.00 | 10/26/2011 3:10:32 PM |
JoePaNation | $100.00 | 10/26/2011 3:14:09 PM |
Something-Corporate | $25.00 | 10/26/2011 3:35:48 PM |
impressive-fund0 | $30.99 | 10/26/2011 5:04:55 PM |
treasure-hunter270 | $25.00 | 10/26/2011 5:59:21 PM |
loss-of-control | $100.00 | 10/26/2011 5:28:52 PM |
bowler252 | $25.00 | 10/26/2011 5:24:57 PM |
indomitable-dedication | $25.00 | 10/26/2011 6:57:09 PM |
moola-accelerator6 | $50.00 | 10/26/2011 7:13:29 PM |
feiandasun | $25.00 | 10/26/2011 7:24:34 PM |
benjamins-britches | $25.00 | 10/26/2011 7:03:54 PM |
duty-windmill | $50.00 | 10/26/2011 7:34:38 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:00 PM |
justasoldier | $100.00 | 10/26/2011 7:43:09 PM |
coin-architect2 | $100.00 | 10/26/2011 7:41:31 PM |
first-finance-multiplier | $100.00 | 10/26/2011 8:52:19 PM |
srspank24 | $100.00 | 10/26/2011 9:06:16 PM |
back-scratchers | $50.00 | 10/26/2011 9:03:29 PM |
bellaquito | $1,083.82 | 10/26/2011 9:09:56 PM |
green-trade-dolphin | $25.00 | 10/22/2011 1:52:40 PM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:20:24 PM |
Whipster | $90.00 | 10/25/2011 12:39:03 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:36 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 1:37:38 PM |
Leshan | $25.00 | 10/26/2011 4:26:28 PM |
SolarMoonshine | $25.00 | 10/26/2011 3:35:52 PM |
contract-student2 | $50.00 | 10/26/2011 4:37:52 PM |
1willray | $50.00 | 10/26/2011 4:24:47 PM |
income-buffalo1 | $200.00 | 10/26/2011 5:14:41 PM |
setUup | $27.25 | 10/26/2011 5:07:36 PM |
blue-dollar-viking | $100.00 | 10/26/2011 5:58:18 PM |
Nojukbong | $50.00 | 10/26/2011 6:26:40 PM |
Rogelio48 | $30.00 | 10/26/2011 6:45:50 PM |
bnl42 | $25.00 | 10/26/2011 7:34:54 PM |
benefit-catalyst | $115.50 | 10/26/2011 8:47:38 PM |
mingthemink | $27.54 | 10/26/2011 8:40:48 PM |
economy-popcorn | $25.00 | 10/26/2011 8:54:00 PM |
larrybird | $2,000.00 | 10/26/2011 9:00:14 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
534657
This series of Notes was issued and sold upon the funding of the borrower loan #55097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $173.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 29% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 11
/
8 | Length of status: | 18y 0m |
Amount delinquent:
| $21,691 |
Total credit lines:
| 36 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,722 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-openness-lyrics |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
|
Principal balance:
| $789.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Help me complete home sale
Purpose of loan:
This loan will be used to pay negative equity off in closing of home sale.
My financial situation:
I am a good candidate for this loan because have a prove A+ history of prosper loans!!
Monthly net income: $ 7200
Monthly expenses: $ 6500
Housing: $ 3500 (1794 less once closed on sale of home)
Insurance: $ 115
Car expenses: $ 120
Utilities: $ 175
Phone, cable, internet: $ 120
Food, entertainment: $ 800
Clothing, household expenses: $ 200
Credit cards and other loans: $ 590
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/21/2011 11:49:53 PM |
green-trade-dolphin | $25.02 | 10/21/2011 5:02:11 PM |
SolarMoonshine | $25.00 | 10/21/2011 5:55:15 PM |
312-Lender | $50.00 | 10/22/2011 6:56:46 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:58 AM |
Jack55304 | $200.00 | 10/22/2011 12:24:56 PM |
papaloha | $25.00 | 10/23/2011 8:12:02 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:46 PM |
PrincessGrace33 | $25.00 | 10/24/2011 11:22:43 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:11 AM |
beachliving29 | $27.90 | 10/25/2011 12:55:07 PM |
AF-Chief | $25.00 | 10/25/2011 3:19:08 PM |
MilitaryLending | $100.02 | 10/25/2011 7:47:07 PM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:08:00 AM |
social-zebra | $30.00 | 10/26/2011 10:21:46 AM |
fairness-hammock | $41.47 | 10/26/2011 11:56:34 AM |
accruer216 | $27.71 | 10/26/2011 11:01:28 AM |
McDeeter | $50.00 | 10/26/2011 11:43:07 AM |
chameleon125 | $25.00 | 10/22/2011 7:34:59 AM |
lotuss4 | $57.56 | 10/22/2011 8:51:51 AM |
mad-scientist0 | $50.00 | 10/23/2011 12:51:45 PM |
Military-2-Military | $460.32 | 10/24/2011 4:10:14 AM |
loanman2007 | $150.00 | 10/24/2011 4:56:32 AM |
LendingPimp | $50.00 | 10/24/2011 11:40:42 PM |
revenue-associate | $25.00 | 10/25/2011 6:23:27 AM |
jmeasn | $25.00 | 10/25/2011 12:22:06 PM |
money-baron-roth-IRA | $50.00 | 10/25/2011 1:40:14 PM |
tech310 | $50.00 | 10/25/2011 11:48:52 PM |
ILoveBearHats | $25.00 | 10/26/2011 8:47:38 AM |
fairness-hammock | $25.00 | 10/26/2011 11:18:54 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:53:26 AM |
wlm3012 | $30.00 | 10/26/2011 11:46:44 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
534665
This series of Notes was issued and sold upon the funding of the borrower loan #55068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,900.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $249.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 8% |
Credit score:
| 840-859 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,642 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-palm1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consosidation
Purpose of loan:
This loan will be used to...consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...I have excellent credit because I never miss a payment. I prefer the people on prosper earn some interest from me instead of the credit card company.
Information in the Description is not verified.
Friends And Family Investments
repaymeplease has invested a total of
$7,650.00.
"Only refer to your friend by their screen name return-palm1."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.02 | 10/22/2011 12:02:13 PM |
sjlender | $100.00 | 10/22/2011 12:19:09 PM |
repaymeplease | $7,650.00 | 10/22/2011 12:52:40 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:05 PM |
cingular | $19.98 | 10/22/2011 12:58:27 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
534687
This series of Notes was issued and sold upon the funding of the borrower loan #55210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 38% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Student - College J... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,315 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| twentynine |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 760-779 (Latest)
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 2
( 6% )
| 680-699
(Jan-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Ged rid of high interest creditcard
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,500.
Monthly expenses: $300.00
Housing: $575.
Insurance: $99.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $135.00
Food, entertainment: $400.00
Clothing, household expenses: $250.00
Credit cards and other loans: $800.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $8,600.00 | 10/27/2011 8:36:53 AM |
rolltide09 | $25.00 | 10/22/2011 12:01:59 PM |
LittleMingo | $25.00 | 10/22/2011 12:02:45 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:22 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:58 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:28 PM |
AndChicksforFree | $37.00 | 10/22/2011 7:06:59 PM |
tntmojave | $29.00 | 10/24/2011 6:30:10 AM |
orange-spiritual-contract | $75.00 | 10/24/2011 11:07:41 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:22 PM |
ivy-league-MBA | $25.00 | 10/25/2011 2:19:31 PM |
Christophe | $25.00 | 10/25/2011 6:59:22 PM |
marwadi-62 | $50.00 | 10/25/2011 7:15:50 PM |
MM1207 | $25.00 | 10/26/2011 7:47:36 AM |
intelligent-repayment8 | $700.00 | 10/26/2011 10:02:15 AM |
Kaj | $25.00 | 10/26/2011 4:30:46 PM |
bellaquito | $2,000.00 | 10/26/2011 9:10:20 PM |
jga516 | $25.00 | 10/27/2011 5:52:27 AM |
organized-payment6 | $50.00 | 10/27/2011 5:53:27 AM |
einvest1 | $50.00 | 10/27/2011 6:00:39 AM |
BxRealtor | $25.00 | 10/27/2011 6:31:27 AM |
Investor_DP | $100.00 | 10/27/2011 9:10:04 AM |
steven3333 | $25.00 | 10/27/2011 9:20:19 AM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:46 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:25:42 PM |
Whipster | $45.00 | 10/22/2011 3:33:49 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:12 PM |
Pebbles-Lending | $25.00 | 10/22/2011 7:24:29 PM |
omegamon1 | $25.00 | 10/22/2011 8:47:47 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:46 PM |
GoGalt | $50.00 | 10/24/2011 10:33:42 PM |
intelligent-repayment8 | $1,300.00 | 10/24/2011 10:06:44 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:20 AM |
us957165 | $35.00 | 10/25/2011 6:47:29 PM |
tech310 | $50.00 | 10/25/2011 11:50:17 PM |
InvestorPartners | $25.00 | 10/26/2011 1:06:24 PM |
valiant-money | $40.00 | 10/26/2011 8:12:36 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:54 AM |
randsenterprise | $25.00 | 10/27/2011 5:33:33 AM |
green-trade-dolphin2 | $25.00 | 10/27/2011 7:16:30 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:06 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:27 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:30:51 AM |
43 Investments
|
Borrower Payment Dependent Notes Series
534695
This series of Notes was issued and sold upon the funding of the borrower loan #55157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,600.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $347.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,557 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| virtuous-bid5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lowering My Interest/Payback Faster
Purpose of loan: Refinance Credit Card Debt to Lower Interest & Shorter Term
I am a good candidate for this loan because I am already making payment of this amount. I just paid off my Franklin Visa (with a royalty check). Between the payment of $70 on Franklin Visa I had and the $261 on the Discovercard I will pay off with this loan, my monthly will be abt the same. Really what I am doing is letting that monthly payment work harder by using it to pay the Discover off faster, but again I am already paying this amount, so I am an excellent candidate for this loan. I am also ending a less in the next few days that will free up an additional $250 per month.
Monthly Income $9,800 ($8,500 salary, $1,300 bonus/royalties)
Mortgage $1450
No kids, spouse
No car payment (as of 10/24)
I do a lot of giving with disposable income, so that can be adjusted to accommodate my monthly obligations should they fluctuate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/24/2011 5:17:16 PM |
sjlender | $100.00 | 10/24/2011 5:17:24 PM |
Bank_Of_XL | $25.00 | 10/24/2011 6:21:40 PM |
axl163 | $25.00 | 10/25/2011 1:52:54 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:57 AM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:41 PM |
tech310 | $50.00 | 10/25/2011 11:50:22 PM |
social-zebra | $30.00 | 10/26/2011 10:51:23 AM |
SolarMoonshine | $25.00 | 10/26/2011 3:39:22 PM |
gothampark | $25.00 | 10/26/2011 3:42:46 PM |
bellaquito | $2,000.00 | 10/26/2011 2:56:33 PM |
orbital-dollar2 | $25.00 | 10/26/2011 3:03:05 PM |
shrewd-dedication2 | $50.00 | 10/26/2011 3:29:34 PM |
capital-majesty7 | $300.00 | 10/26/2011 3:48:21 PM |
income-awakening6 | $25.00 | 10/26/2011 5:01:35 PM |
contract-student2 | $50.00 | 10/26/2011 4:34:05 PM |
sensational-dollar | $25.00 | 10/26/2011 4:36:51 PM |
triumphant-point5 | $50.00 | 10/26/2011 4:37:14 PM |
northern_paddler | $25.00 | 10/26/2011 4:49:48 PM |
RJN | $25.00 | 10/26/2011 5:05:23 PM |
payout-bridge | $125.00 | 10/26/2011 4:30:13 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:27 PM |
vutah | $35.00 | 10/24/2011 6:32:41 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:37 PM |
merciful-return164 | $500.00 | 10/26/2011 2:59:44 PM |
AndChicksforFree | $25.00 | 10/26/2011 3:06:49 PM |
CatbirdBanking | $25.00 | 10/26/2011 3:32:10 PM |
ILoveBearHats | $25.00 | 10/26/2011 2:37:07 PM |
sentimental-cash0 | $25.00 | 10/26/2011 4:00:15 PM |
20mule | $400.00 | 10/26/2011 3:30:50 PM |
doublediamond | $25.00 | 10/26/2011 3:37:25 PM |
Leshan | $25.00 | 10/26/2011 4:30:53 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 5:02:54 PM |
pdxtech | $51.00 | 10/26/2011 4:32:27 PM |
larrybird | $574.05 | 10/26/2011 5:09:01 PM |
spaceboy033 | $25.70 | 10/26/2011 4:51:24 PM |
rajs | $250.00 | 10/26/2011 5:01:07 PM |
setUup | $29.25 | 10/26/2011 5:04:03 PM |
GCInvestments | $30.00 | 10/26/2011 5:07:28 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
534697
This series of Notes was issued and sold upon the funding of the borrower loan #55140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $289.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $117 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| peso-machine8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Greek Family Connection
Purpose of loan:
This loan will be used towards the production of Greek Family Connection, a niche based social networking website.
My financial situation:
I am a good candidate for this loan because I have low overhead, high income and a strong credit score.
Monthly net income: $3,750
Monthly expenses:
Housing: $ 750
Insurance: $
Car expenses: $
Utilities: $50
Phone, cable, internet: $40
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,700.00 | 10/26/2011 7:55:13 PM |
sjlender | $100.00 | 10/25/2011 9:16:13 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:38 AM |
tech310 | $50.00 | 10/25/2011 11:50:24 PM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:13 AM |
engaging-worth | $25.00 | 10/26/2011 7:23:22 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:14 PM |
wise-deal-panda | $59.38 | 10/26/2011 8:13:57 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:18 AM |
wigglesworth4 | $100.00 | 10/25/2011 9:15:59 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:46 AM |
pound-mushroom3 | $25.00 | 10/25/2011 9:17:35 AM |
cagcrash | $300.00 | 10/25/2011 5:50:20 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 4:50:09 PM |
indomitable-dedication | $50.00 | 10/26/2011 6:55:11 PM |
jdtrip03 | $35.62 | 10/26/2011 6:38:06 PM |
valiant-money | $30.00 | 10/26/2011 8:13:22 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
534699
This series of Notes was issued and sold upon the funding of the borrower loan #54943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,860.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-22-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $250.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 7% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
22 | Length of status: | 21y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 100 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,604 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| JGuide |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $3,480.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
760-779
(Jan-2010)
760-779
(Jul-2009)
720-739
(Oct-2008)
|
Principal balance:
| $1,157.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 53 | | |
Description
Wild Gambling Spree to Vegas!
Ok - so not really headed to Vegas - I am having the house repainted and hardwood floors redone. (Stupid dogs)....
My financial situation:
My Prosper income alone can easily pay for this loan. If you have questions feel free to drop me a line here on Prosper or join our Lenders only group and get on our email distro list!
Cheers,
JGuide
Information in the Description is not verified.
Friends And Family Investments
MilitaryLending has invested a total of
$100.06.
"Only refer to your friend by their screen name JGuide."
Integrity1st has invested a total of
$126.44.
"I would fund JGuide's entire request if I could. This is like lending to my family, the only difference is that JGuide will definitely pay me back. :)"
Oak-Parker has invested a total of
$333.23.
"Safe Investment!"
Indio92203 has invested a total of
$25.00.
"Only refer to your friend by their screen name JGuide."
rakey has invested a total of
$34.37.
"Only refer to your friend by their screen name JGuide."
WallysWonderland has invested a total of
$68.17.
"Only refer to your friend by their screen name JGuide."
dammage has invested a total of
$250.00.
"The safest bet on Prosper!"
loanermn has invested a total of
$34.08.
"JGuide has came through for me on multiple listings. Time for me to give back."
Military-2-Military has invested a total of
$100.00.
"A sure thing."
9 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 10/22/2011 12:13:53 PM |
Military-2-Military | $100.00 | 10/22/2011 12:11:42 PM |
Oak-Parker | $250.00 | 10/22/2011 1:15:01 PM |
Oak-Parker | $83.23 | 10/22/2011 1:18:08 PM |
hellasow | $200.00 | 10/22/2011 12:22:13 PM |
nisim5 | $50.00 | 10/22/2011 12:55:40 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:22 PM |
MilitaryLending | $100.06 | 10/22/2011 1:42:02 PM |
rakey | $34.37 | 10/22/2011 2:50:42 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:28 PM |
smart-platinum7 | $113.20 | 10/22/2011 3:52:02 PM |
Bank42 | $30.00 | 10/22/2011 1:45:24 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:31 PM |
sushi537 | $25.00 | 10/22/2011 3:44:42 PM |
sweety075 | $25.00 | 10/22/2011 4:09:48 PM |
myduck | $50.00 | 10/22/2011 4:04:34 PM |
sjlender | $100.00 | 10/22/2011 12:19:10 PM |
MoneyForNothing | $25.56 | 10/22/2011 12:02:36 PM |
proton346 | $25.00 | 10/22/2011 12:11:00 PM |
LiveNow | $25.00 | 10/22/2011 12:32:09 PM |
WallysWonderland | $68.17 | 10/22/2011 12:38:56 PM |
dammage | $250.00 | 10/22/2011 12:56:18 PM |
jgar_O | $25.00 | 10/22/2011 1:06:06 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:47 PM |
Wilhan | $100.00 | 10/22/2011 1:39:47 PM |
BigBag | $25.00 | 10/22/2011 1:04:42 PM |
Beechturner | $50.00 | 10/22/2011 1:32:54 PM |
Indio92203 | $25.00 | 10/22/2011 2:34:44 PM |
jeffe43 | $30.00 | 10/22/2011 3:15:32 PM |
loanermn | $34.08 | 10/22/2011 1:56:04 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:13 PM |
gpuck | $250.00 | 10/22/2011 3:35:40 PM |
Integrity1st | $126.44 | 10/22/2011 3:46:41 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
534711
This series of Notes was issued and sold upon the funding of the borrower loan #54910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,770.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $250.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,983 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| hard-working-bill9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
my loan for home improvement
Purpose of loan: This loan will be used to.home improvement
..
My financial situation:
I am a good candidate for this loan because.I am fully employed and have regualr monthly income.
I am a responsible person and highly value my credit score.
I had a higher credit score and I have no record of debt at all
Monthly net income: $3300
Monthly expenses: $1500
Housing: $600
Insurance: $100
Car expenses: $80
Utilities: $40
Phone, cable, internet: $60
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/22/2011 12:21:18 PM |
progressive-economy261 | $400.00 | 10/22/2011 12:18:47 PM |
sjlender | $100.00 | 10/22/2011 12:19:11 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:29 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:14 PM |
currency-excellency0 | $100.00 | 10/23/2011 12:00:40 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:47 PM |
CreditBuilder2 | $25.02 | 10/23/2011 3:06:39 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:22 PM |
coin-architect2 | $100.00 | 10/24/2011 6:44:23 PM |
sharp-bill2 | $50.00 | 10/24/2011 6:54:06 PM |
Bank42 | $25.00 | 10/22/2011 1:46:03 PM |
britches613 | $25.00 | 10/22/2011 5:16:50 PM |
newest-funds-powerplant | $25.00 | 10/22/2011 9:53:30 PM |
MarvintheMartian | $30.00 | 10/23/2011 5:31:58 AM |
Tkhalaska | $25.00 | 10/23/2011 10:06:31 AM |
top-note-jamboree | $25.00 | 10/23/2011 6:46:19 PM |
valiant-money | $30.00 | 10/23/2011 10:23:16 PM |
addlending | $50.00 | 10/24/2011 9:50:44 AM |
secureincome | $500.00 | 10/24/2011 12:10:21 PM |
authentic-kindness1 | $25.00 | 10/24/2011 2:23:38 PM |
whitegold24k | $100.00 | 10/24/2011 5:15:00 PM |
wise-deal-panda | $100.00 | 10/24/2011 5:18:08 PM |
whitegold24k | $400.00 | 10/24/2011 5:46:40 PM |
myduck | $40.00 | 10/24/2011 6:46:43 PM |
Littlepeng | $25.00 | 10/24/2011 7:04:01 PM |
mex_invests | $19.98 | 10/24/2011 7:31:35 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
534723
This series of Notes was issued and sold upon the funding of the borrower loan #55120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 18% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,946 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| CJC9 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2008)
660-679
(Aug-2008)
660-679
(Feb-2008)
640-659
(Jul-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Home improvements
Purpose of loan: Window Upgrades to high efficiency
This loan will be used to...replace 36 yr old single pane windows to triple pane gas filled high efficiency windows to block 99% of UV and 87% of Thermal heat making my home much more energy efficient saving on heating and cooling costs. I will also qualify for energy rebates on my tax returns.
My financial situation: Successful executive manager in the same line of work for over 20 years.
I am a good candidate for this loan because...I have been steadily employed since I was 16 years old and have grown my career into a steady income. I pay my bills on time and have previously been a Proper.com loan customer..
Monthly net income: $ 5300
Monthly expenses: $ 100
Housing: $ 1500
Insurance: $ 65
Car expenses: $ 550
Utilities: $ 115
Phone, cable, internet: $ 170
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 350
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-daydream | $48.08 | 10/24/2011 5:03:07 PM |
return-grizzly | $100.00 | 10/25/2011 4:29:57 AM |
InChicago | $150.00 | 10/25/2011 10:10:03 AM |
green-trade-dolphin | $25.02 | 10/24/2011 5:02:08 PM |
credit-missile | $110.00 | 10/24/2011 5:03:49 PM |
SolarMoonshine | $50.00 | 10/24/2011 5:08:02 PM |
DHolly | $31.00 | 10/24/2011 5:09:24 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:12 PM |
wise-deal-panda | $200.00 | 10/24/2011 5:17:55 PM |
pound-mushroom3 | $25.00 | 10/24/2011 5:22:58 PM |
Rogelio48 | $30.00 | 10/24/2011 8:10:41 PM |
ProsprousLender | $25.00 | 10/25/2011 9:01:05 AM |
money-baron-roth-IRA | $87.64 | 10/25/2011 1:41:54 PM |
neorunner | $25.00 | 10/25/2011 4:13:07 PM |
Bob450 | $30.00 | 10/25/2011 6:47:12 PM |
chameleon125 | $25.00 | 10/25/2011 9:23:35 PM |
poisson17 | $25.00 | 10/26/2011 5:56:45 AM |
ILoveBearHats | $25.00 | 10/26/2011 9:48:59 AM |
McDeeter | $50.00 | 10/26/2011 11:44:06 AM |
independent-leverage6 | $25.00 | 10/26/2011 2:23:42 PM |
marinbb | $100.00 | 10/24/2011 5:03:21 PM |
Kash2010lu | $50.00 | 10/24/2011 5:05:54 PM |
fabulous-community4 | $25.00 | 10/24/2011 5:01:28 PM |
Jack55304 | $200.00 | 10/24/2011 5:22:08 PM |
enticing-capital6 | $50.00 | 10/24/2011 5:22:36 PM |
innovator2 | $75.00 | 10/24/2011 6:26:06 PM |
Mikale360 | $25.00 | 10/24/2011 5:41:34 PM |
ore-leather | $25.00 | 10/24/2011 6:36:50 PM |
papaloha | $50.00 | 10/24/2011 6:04:19 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:27 PM |
zone6 | $100.00 | 10/24/2011 6:11:46 PM |
Feyenoord | $30.00 | 10/24/2011 9:45:36 PM |
312-Lender | $25.00 | 10/24/2011 11:18:03 PM |
Christophe | $25.00 | 10/25/2011 6:24:53 AM |
USFoundation | $25.00 | 10/25/2011 8:30:56 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:57 AM |
Dusigrosz | $100.00 | 10/25/2011 10:00:40 AM |
ronin4sale | $25.00 | 10/25/2011 10:20:47 AM |
SecondChanceLendingSERV | $32.62 | 10/25/2011 11:17:35 AM |
social-zebra | $30.00 | 10/25/2011 12:34:26 PM |
thankful-nickel2 | $25.00 | 10/25/2011 1:55:56 PM |
myutmost | $25.00 | 10/25/2011 3:11:27 PM |
deal-marauder6 | $36.81 | 10/25/2011 6:11:45 PM |
marwadi-62 | $50.00 | 10/25/2011 7:15:51 PM |
MilitaryLending | $100.02 | 10/25/2011 7:50:29 PM |
jhouman | $50.00 | 10/25/2011 8:52:29 PM |
tech310 | $50.00 | 10/25/2011 11:48:56 PM |
leverage-ectasy | $55.00 | 10/26/2011 4:50:25 AM |
loanman2007 | $100.00 | 10/26/2011 7:55:30 AM |
heaven75 | $300.00 | 10/26/2011 12:01:27 PM |
atlas-shrugged | $200.00 | 10/26/2011 12:28:37 PM |
brainy-greenback481 | $50.00 | 10/26/2011 1:53:23 PM |
graceful-investment | $50.00 | 10/26/2011 2:11:58 PM |
bellaquito | $1,553.81 | 10/26/2011 2:55:03 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
534725
This series of Notes was issued and sold upon the funding of the borrower loan #54874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.85% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-23-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 8% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,616 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| kindness-pro |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
740-759
(Jun-2010)
600-619
(Sep-2008)
|
Principal balance:
| $1,026.98 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 48 | | |
Description
Pay off Moving Expense for Daughter
This will be my third Prosper loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/22/2011 12:19:05 PM |
cingular | $25.00 | 10/22/2011 12:58:28 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:14 PM |
ChrisProsper | $500.00 | 10/22/2011 3:24:54 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:30 PM |
sushi537 | $25.00 | 10/22/2011 3:55:08 PM |
Kerrysbay | $50.00 | 10/22/2011 4:33:19 PM |
syounker | $25.00 | 10/22/2011 6:29:44 PM |
FAsAreDUMB | $25.00 | 10/22/2011 7:12:30 PM |
agbullet55443 | $200.00 | 10/22/2011 9:44:12 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:30 PM |
Aberdeen | $500.00 | 10/22/2011 12:04:28 PM |
D911ave | $50.00 | 10/22/2011 12:13:54 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:22 PM |
sjlender | $100.00 | 10/22/2011 12:19:11 PM |
nisim5 | $50.00 | 10/22/2011 12:55:40 PM |
nuclearmoose | $25.00 | 10/22/2011 1:46:02 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:32 PM |
wise-benjamins-fortress | $50.00 | 10/22/2011 4:31:31 PM |
NoCal | $25.00 | 10/22/2011 8:17:25 PM |
Beechturner | $24.99 | 10/23/2011 3:36:04 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
534733
This series of Notes was issued and sold upon the funding of the borrower loan #55053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1972 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $302,980 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-maracas5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Th07
Purpose of loan:
This loan will be used for my daughter's wedding.
My financial situation:
I am a good candidate for this loan because in early January of each year, we receive between $20,000 and $30,000 from bank stock dividends and a family trust. We plan to pay this back at that time.
Monthly net income: $11,500
Monthly expenses: $9,500
Housing: $3905
Insurance: $700
Car expenses: $300
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $800
Clothing, household expenses: $400
Credit cards and other loans: $2500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
barefootpaul | $25.00 | 10/26/2011 6:26:00 AM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:15 PM |
greencat | $50.00 | 10/24/2011 9:05:47 AM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:17 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:18 PM |
CatbirdBanking | $25.00 | 10/25/2011 8:41:05 PM |
hitsman | $50.00 | 10/25/2011 11:18:19 PM |
JPMorrisLegacyFund | $37.28 | 10/25/2011 11:11:04 PM |
Zingaro | $25.00 | 10/26/2011 1:43:00 AM |
Jack55304 | $200.00 | 10/26/2011 1:49:36 AM |
loanman2007 | $100.00 | 10/26/2011 5:00:45 AM |
melodious-openness | $50.00 | 10/26/2011 4:45:15 AM |
Bob450 | $25.00 | 10/26/2011 6:46:52 AM |
high_flyer | $300.00 | 10/26/2011 6:31:30 AM |
revenue-appraiser | $30.00 | 10/26/2011 8:02:53 AM |
kind-scholarly-peace | $25.25 | 10/26/2011 8:05:11 AM |
lotus6 | $26.00 | 10/26/2011 7:55:54 AM |
ochardlender | $25.00 | 10/26/2011 8:33:46 AM |
jono9999 | $26.81 | 10/26/2011 8:51:27 AM |
2grindstones | $30.33 | 10/26/2011 9:06:43 AM |
youngster50 | $25.00 | 10/26/2011 9:09:55 AM |
fairness-carrier | $50.00 | 10/26/2011 9:37:04 AM |
Kyileo | $25.00 | 10/26/2011 9:34:40 AM |
transparency-baton | $25.00 | 10/26/2011 9:43:22 AM |
octoberfresh | $25.00 | 10/26/2011 9:58:27 AM |
S-Master | $100.00 | 10/26/2011 10:26:01 AM |
intelligent-repayment8 | $558.88 | 10/26/2011 10:39:46 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:49 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:21 AM |
income-buffalo1 | $200.00 | 10/25/2011 8:42:14 PM |
blue-lucrative-rate | $50.00 | 10/25/2011 10:00:47 PM |
tech310 | $50.00 | 10/25/2011 11:45:06 PM |
triumph246 | $26.00 | 10/26/2011 5:42:59 AM |
basis-wizard8 | $40.93 | 10/26/2011 5:50:46 AM |
Tikibarman | $83.10 | 10/26/2011 7:29:03 AM |
buffalobills | $25.00 | 10/26/2011 7:25:17 AM |
ILoveBearHats | $25.00 | 10/26/2011 8:05:57 AM |
CA-Lender | $25.00 | 10/26/2011 8:15:04 AM |
sweetlan | $25.00 | 10/26/2011 8:18:09 AM |
wise-careful-greenback | $25.00 | 10/26/2011 9:21:27 AM |
reward-harp | $82.42 | 10/26/2011 9:11:01 AM |
one2sojourn | $25.00 | 10/26/2011 9:19:23 AM |
Hummer-Guy | $28.00 | 10/26/2011 9:48:48 AM |
real-return | $25.00 | 10/26/2011 9:31:03 AM |
leverage-monger | $25.00 | 10/26/2011 10:22:04 AM |
Lanewest | $25.00 | 10/26/2011 10:39:18 AM |
social-zebra | $30.00 | 10/26/2011 10:14:08 AM |
top-visionary-truth | $50.00 | 10/26/2011 10:34:38 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
534741
This series of Notes was issued and sold upon the funding of the borrower loan #54953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.65% |
Listing Start date:
| Oct-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 17.49% |
Borrower rate/APR:
| 18.49% / 27.46% |
Monthly payment:
| $183.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.09% | | |
| |
Estimated return*:
| 9.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 43% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
13 | Length of status: | 15y 2m |
Amount delinquent:
| $2,853 |
Total credit lines:
| 48 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,531 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| elegant-repayment |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
680-699
(May-2010)
700-719
(Oct-2009)
|
Principal balance:
| $616.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Newborn on it's way....
Purpose of loan: Diapers and formula
This loan will be used to...
My financial situation:
I am good for this loan because...I'm a hard working American
Monthly net income: $2000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/22/2011 12:18:48 PM |
wise-deal-panda | $200.00 | 10/22/2011 12:19:58 PM |
pound-mushroom3 | $25.00 | 10/22/2011 12:25:43 PM |
enticing-capital6 | $50.00 | 10/22/2011 12:25:23 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:15 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:31 PM |
Feyenoord | $30.00 | 10/22/2011 6:17:03 PM |
fmanjoo | $25.00 | 10/22/2011 4:12:32 PM |
sharp-bill2 | $50.00 | 10/22/2011 10:26:01 PM |
proud-gold9 | $25.00 | 10/23/2011 5:51:00 AM |
currency-excellency0 | $100.00 | 10/23/2011 12:00:41 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:50 PM |
scojo | $25.02 | 10/24/2011 12:25:42 AM |
imdave4me | $25.00 | 10/24/2011 1:01:17 AM |
orange-spiritual-contract | $50.00 | 10/24/2011 11:08:57 AM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:50 PM |
nisim5 | $50.00 | 10/22/2011 12:55:41 PM |
marauder763 | $50.00 | 10/22/2011 7:13:31 PM |
One_Lolo | $25.00 | 10/24/2011 2:32:37 AM |
Comoparklender | $25.00 | 10/24/2011 9:20:57 AM |
secureincome | $400.00 | 10/24/2011 12:10:43 PM |
wigglesworth4 | $69.98 | 10/24/2011 2:44:59 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
534759
This series of Notes was issued and sold upon the funding of the borrower loan #55127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $250.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 3% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,764 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jrock12 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
computer equipment for business
Purpose of loan:
This loan will be used to...buy computer equipment for my next consulting gig.
My financial situation:
I am a good candidate for this loan because... I have never missed or been late on any payment. I can easily afford this loan monthly payment with 100+k salary and now other no debt except low $950/month mortgage payment on my house. I paid off my previous prosper loan early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $25.02 | 10/22/2011 12:02:18 PM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:06 PM |
cingular | $25.00 | 10/22/2011 12:58:29 PM |
wampum-chorus3 | $25.00 | 10/23/2011 4:58:40 AM |
commerce-yeller | $25.00 | 10/23/2011 8:11:06 AM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:26 AM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:08:20 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:35 PM |
neighborly-hope6 | $100.00 | 10/23/2011 3:55:33 PM |
blot44 | $25.00 | 10/23/2011 6:03:35 PM |
Rivervale_Westwood | $50.00 | 10/24/2011 5:35:40 AM |
truth-silo | $100.00 | 10/24/2011 8:22:31 AM |
wise-exchange-chooser | $50.00 | 10/24/2011 7:50:14 PM |
indomitable-coin | $25.00 | 10/25/2011 10:16:31 AM |
murren | $25.00 | 10/25/2011 11:58:20 AM |
xstreamin | $100.00 | 10/25/2011 2:44:05 PM |
a-exponential-hope | $25.00 | 10/25/2011 6:08:30 PM |
the-commerce-legend | $56.44 | 10/25/2011 6:43:14 PM |
paladin510 | $50.00 | 10/25/2011 6:59:13 PM |
investment-comet | $25.00 | 10/25/2011 7:45:06 PM |
Tscheddar | $25.00 | 10/26/2011 3:37:05 AM |
Sneezie | $100.00 | 10/26/2011 8:59:01 AM |
turbostar666 | $25.00 | 10/26/2011 9:05:51 AM |
shrewd-dedication2 | $100.00 | 10/26/2011 11:02:37 AM |
rmachi | $50.00 | 10/26/2011 2:19:40 PM |
TMBank | $26.79 | 10/26/2011 3:23:52 PM |
sjlender | $100.00 | 10/22/2011 12:19:12 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:32 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:16 PM |
CIC | $25.00 | 10/22/2011 2:14:29 PM |
CreditBuilder2 | $25.01 | 10/22/2011 11:06:30 PM |
ingenious-order783 | $35.00 | 10/23/2011 8:28:15 AM |
neighborly-hope6 | $100.00 | 10/23/2011 4:14:29 PM |
Munnie | $25.00 | 10/23/2011 5:34:21 PM |
alpinaut | $25.00 | 10/23/2011 6:10:23 PM |
fcrick | $25.00 | 10/23/2011 8:24:51 PM |
oskizzle | $25.00 | 10/24/2011 6:34:17 AM |
AmericanCredit | $50.00 | 10/24/2011 10:49:58 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:23 PM |
blazing-capital2 | $250.00 | 10/24/2011 12:47:02 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:03:43 PM |
studious-peso | $25.00 | 10/25/2011 5:45:24 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:23 AM |
leeball | $100.00 | 10/25/2011 10:23:25 AM |
HappyToLoan | $25.00 | 10/25/2011 2:36:43 PM |
AFairDeal | $25.00 | 10/25/2011 4:42:46 PM |
economics2011 | $25.00 | 10/25/2011 4:48:43 PM |
maldok1 | $25.00 | 10/25/2011 5:06:23 PM |
bb575 | $25.00 | 10/25/2011 7:42:30 PM |
MM1207 | $25.00 | 10/26/2011 7:44:20 AM |
velocity-solo | $25.00 | 10/26/2011 9:21:47 AM |
Weaverville | $50.00 | 10/26/2011 10:23:32 AM |
blooming-market | $50.00 | 10/26/2011 12:36:03 PM |
bellaquito | $2,000.00 | 10/26/2011 2:56:07 PM |
repaymeplease | $1,706.74 | 10/26/2011 3:24:29 PM |
the-unequivocal-pound | $250.00 | 10/26/2011 2:33:20 PM |
cool_kubera | $100.00 | 10/26/2011 2:43:05 PM |
agreement-merry-maker | $100.00 | 10/26/2011 3:10:59 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
534767
This series of Notes was issued and sold upon the funding of the borrower loan #55010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,217 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| balance-wildcat |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
emergency personal loan
Purpose of loan: Emergency personal loan
This loan will be used to... Pay off a couple bills before they become a problem
My financial situation: I'm currently in the Army so my financial situation is tipically very stable, but i had to help out some family members in need and it has made me a little short on funds the last couple of months.
I am a good candidate for this loan because... I have ten years in the Army and plan to serve another 10 years and retire. There will be no problem with making the payments on this loan.
Monthly net income: $ 4,323.00
Monthly expenses: $ 3,000.00
Housing: $ 1000.00
Insurance: $ 240.00
Car expenses: $ 270.00
Utilities: $ 0
Phone, cable, internet: $ 200.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 300.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/23/2011 12:15:50 PM |
pound-mushroom3 | $25.00 | 10/23/2011 12:17:35 PM |
pine643 | $75.00 | 10/23/2011 1:48:36 PM |
spiff666 | $25.00 | 10/23/2011 6:35:32 PM |
wise-deal-panda | $100.00 | 10/24/2011 9:17:21 AM |
felicity-daydream | $25.00 | 10/24/2011 9:26:28 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:25 PM |
MarvintheMartian | $25.00 | 10/24/2011 6:46:16 PM |
aerobat | $51.92 | 10/25/2011 5:34:30 AM |
StarshineXL | $217.82 | 10/25/2011 5:57:40 AM |
golffish2 | $25.00 | 10/24/2011 4:08:10 AM |
phenomenal-gain5 | $25.00 | 10/23/2011 12:16:20 PM |
rolltide09 | $25.00 | 10/23/2011 12:01:48 PM |
ultimate-peace | $150.00 | 10/23/2011 12:02:53 PM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:26 PM |
sjlender | $100.00 | 10/23/2011 12:15:57 PM |
credit-coach118 | $25.26 | 10/23/2011 5:23:03 PM |
Bank_Of_XL | $25.00 | 10/23/2011 8:27:51 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:25 AM |
Kessler | $25.00 | 10/24/2011 8:34:25 AM |
QsDad | $25.00 | 10/24/2011 3:16:04 PM |
social-zebra | $30.00 | 10/24/2011 2:35:29 PM |
favorite-commerce | $25.00 | 10/24/2011 3:13:17 PM |
FinDoc | $25.00 | 10/24/2011 5:14:33 PM |
loss-of-control | $100.00 | 10/24/2011 7:10:27 PM |
investment-comet | $25.00 | 10/24/2011 9:07:50 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
534771
This series of Notes was issued and sold upon the funding of the borrower loan #55136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1965 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,091 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| progressive-finance845 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to pay for car repairs and expenses incurred...
My financial situation:
I am a good candidate for this loan because I am a responsible person who has recently run into finanacial difficulties assisting my son who is in school (no health insurance) and has cancer...
Monthly net income: $7950
Monthly expenses: $
Housing: $1723
Insurance: $
Car expenses: $923
Utilities: $124
Phone, cable, internet: $230
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/24/2011 5:17:06 PM |
sanych | $25.00 | 10/25/2011 8:59:14 PM |
leverage-monger | $59.00 | 10/26/2011 10:54:40 AM |
golffish2 | $25.00 | 10/25/2011 4:00:42 AM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:12 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:28 PM |
vutah | $25.00 | 10/24/2011 8:19:33 PM |
roux | $25.00 | 10/25/2011 6:58:44 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:58 AM |
AlternativeCashFlow | $25.00 | 10/25/2011 12:56:57 PM |
kind-bid-genome | $25.00 | 10/26/2011 11:49:08 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:59 PM |
larrybird | $1,116.00 | 10/26/2011 3:38:12 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
534791
This series of Notes was issued and sold upon the funding of the borrower loan #55109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $151.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 10m |
Amount delinquent:
| $3,073 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,298 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| mrwildman |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Coolman
Purpose of loan: payoff credit cards and invest in business.
This loan will be used to...payoff credit cards and invest in business.
My financial situation: Stable
I am a good candidate for this loan because... I will have this loan payoff before 3 years.
Monthly net income: $2428
Monthly expenses: $748
Housing: $
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/23/2011 9:44:52 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:25 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:29 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:08:29 AM |
C_Mark | $50.00 | 10/26/2011 11:19:11 AM |
new-gold-wrangler | $1,175.00 | 10/26/2011 1:40:57 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
534795
This series of Notes was issued and sold upon the funding of the borrower loan #55015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $307.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,000 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| intrepid-compassion0 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan: BDR Consulting
Purpose of loan:
This loan will be used to invest in office expansion, equipment, and telemarketing to grow my existing successful internet marketing business to Industrial Companies.
My financial situation:
Note: Additional income from Action Communications - sent Paystub
I am a good candidate for this loan because of my consistent performance as the top sales producer in the Pacific Northwest territory for ThomasNet.com. I also own vehicles and high resale equipment that would easily pay off the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/22/2011 12:18:48 PM |
sjlender | $100.00 | 10/22/2011 12:19:13 PM |
responsibility-butterfly | $25.00 | 10/22/2011 1:45:17 PM |
Bank_Of_XL | $25.00 | 10/23/2011 8:05:22 AM |
orange-impartial-asset | $450.00 | 10/24/2011 12:46:08 PM |
orange-impartial-asset | $50.00 | 10/24/2011 12:49:11 PM |
intelligent-repayment8 | $700.00 | 10/24/2011 10:05:13 PM |
slgilligan | $50.00 | 10/25/2011 2:33:13 PM |
cjames84 | $25.00 | 10/25/2011 2:51:40 PM |
enlighter | $35.88 | 10/25/2011 3:00:44 PM |
mcs86d | $25.00 | 10/25/2011 4:58:06 PM |
elasermd | $50.00 | 10/25/2011 5:03:57 PM |
AJ6 | $28.52 | 10/25/2011 5:20:07 PM |
social-colonel | $100.00 | 10/25/2011 5:18:15 PM |
cagcrash | $200.00 | 10/25/2011 5:40:47 PM |
return-enforcer5 | $25.00 | 10/25/2011 5:59:40 PM |
pnace | $40.00 | 10/25/2011 6:48:24 PM |
ijspence | $25.00 | 10/25/2011 7:08:04 PM |
colorfulgardener | $25.00 | 10/25/2011 7:33:02 PM |
ultimatepaintball | $25.00 | 10/25/2011 7:38:26 PM |
BrandonW | $25.00 | 10/25/2011 8:13:40 PM |
LiveNow | $25.00 | 10/25/2011 8:18:29 PM |
income-buffalo1 | $100.00 | 10/25/2011 8:26:36 PM |
ingenious-truth0 | $50.00 | 10/25/2011 8:35:28 PM |
marcopolo10 | $25.00 | 10/25/2011 9:26:29 PM |
figs4u2 | $100.00 | 10/22/2011 1:44:32 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:49 PM |
orange-spiritual-contract | $75.00 | 10/24/2011 11:09:29 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:23 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:24 AM |
CatbirdBanking | $25.00 | 10/25/2011 2:24:33 PM |
platinum-czar | $25.00 | 10/25/2011 4:42:50 PM |
1randyp | $61.66 | 10/25/2011 4:53:53 PM |
ddog0224 | $50.00 | 10/25/2011 5:17:08 PM |
CreditBuilder2 | $50.00 | 10/25/2011 5:21:43 PM |
mgking007 | $25.00 | 10/25/2011 5:30:11 PM |
smart-kindness8 | $100.00 | 10/25/2011 6:03:51 PM |
jct_enterprises | $25.00 | 10/25/2011 6:15:33 PM |
kind-efficient-credit | $50.00 | 10/25/2011 6:02:57 PM |
LendGuy | $25.00 | 10/25/2011 6:11:38 PM |
Sierrahh | $25.00 | 10/25/2011 6:54:11 PM |
shrewd-peace7 | $25.00 | 10/25/2011 6:30:12 PM |
Christophe | $25.00 | 10/25/2011 6:55:04 PM |
asset-professor | $25.00 | 10/25/2011 7:09:12 PM |
friendly-market5 | $25.00 | 10/25/2011 7:03:58 PM |
diligent-bid3 | $36.00 | 10/25/2011 7:04:52 PM |
orbital-gain | $50.00 | 10/25/2011 7:07:52 PM |
silver-pumpkin8 | $25.00 | 10/25/2011 7:36:22 PM |
saga9 | $25.00 | 10/25/2011 7:21:53 PM |
investment-comet | $25.00 | 10/25/2011 7:42:46 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:18 PM |
balance-force | $26.00 | 10/25/2011 7:50:32 PM |
gristle_mcthornbody | $25.00 | 10/25/2011 8:08:34 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:19 PM |
Bieling | $25.00 | 10/25/2011 8:22:45 PM |
the-silver-blaster | $75.00 | 10/25/2011 8:15:32 PM |
gjm6d | $25.00 | 10/25/2011 8:40:04 PM |
dough-hammock | $25.00 | 10/25/2011 8:19:08 PM |
commerce-renewal | $100.00 | 10/25/2011 8:30:25 PM |
mex_invests | $25.00 | 10/25/2011 8:42:53 PM |
credit-coach118 | $30.27 | 10/25/2011 9:23:42 PM |
chris-heretoinvest | $25.00 | 10/25/2011 8:47:19 PM |
TommyTucker | $73.00 | 10/25/2011 8:54:05 PM |
umfan123 | $25.00 | 10/25/2011 9:14:44 PM |
cerebral-dollar773 | $43.67 | 10/25/2011 9:27:33 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
534815
This series of Notes was issued and sold upon the funding of the borrower loan #55006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,571 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wampum-fort |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DallasCowboys34
Purpose of loan:
This loan will be used to...Home upgrades for Appliances and out door fence.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6036
Monthly expenses: $
Housing: $2167
Insurance: $80
Car expenses: $873
Utilities: $150
Phone, cable, internet: $210
Food, entertainment: $250
Clothing, household expenses: $120
Credit cards and other loans: $250
Other expenses: $35
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $31.00 | 10/23/2011 12:29:53 PM |
heavenly-interest9 | $500.00 | 10/23/2011 6:07:42 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:53 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:26 AM |
first-cash-producer | $25.00 | 10/24/2011 3:24:37 PM |
bizlending | $250.00 | 10/24/2011 3:29:41 PM |
EngineersAlliance | $100.00 | 10/24/2011 5:09:36 PM |
CA-Lender | $38.71 | 10/25/2011 9:18:34 AM |
social-zebra | $30.00 | 10/25/2011 12:42:35 PM |
loss-of-control | $100.00 | 10/25/2011 6:18:45 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:18 PM |
golffish2 | $50.00 | 10/24/2011 4:08:56 AM |
InChicago | $100.00 | 10/24/2011 5:16:24 AM |
golffish2 | $50.00 | 10/25/2011 10:17:12 AM |
SolarMoonshine | $25.00 | 10/23/2011 3:04:45 PM |
finance-solo | $25.00 | 10/23/2011 6:51:14 PM |
goodhearted-generosity511 | $25.00 | 10/23/2011 9:21:53 PM |
leverage-monger | $111.00 | 10/24/2011 9:53:26 AM |
progressive-economy261 | $400.00 | 10/24/2011 5:16:56 PM |
Whipster | $90.00 | 10/24/2011 6:25:21 PM |
LendingPimp | $100.00 | 10/24/2011 11:42:46 PM |
roux | $25.00 | 10/25/2011 6:58:43 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:30 AM |
CA-Lender | $61.29 | 10/25/2011 10:12:40 AM |
kain11286 | $50.00 | 10/25/2011 10:36:16 AM |
wonder3 | $50.00 | 10/25/2011 10:45:27 AM |
first-dinero-paladin | $25.00 | 10/25/2011 3:08:53 PM |
Interloper | $30.00 | 10/25/2011 4:31:13 PM |
favorite-commerce | $35.00 | 10/25/2011 5:31:58 PM |
famous-bill | $50.00 | 10/25/2011 5:32:22 PM |
Bob450 | $25.00 | 10/25/2011 6:45:19 PM |
leball | $25.00 | 10/25/2011 7:30:08 PM |
larrybird | $298.00 | 10/25/2011 7:56:19 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
534841
This series of Notes was issued and sold upon the funding of the borrower loan #55197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,023 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-peace-visionary |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
This loan will be used to... coillsnsolidate b
My financial situation:
I am a good candidate for this loan because... my bills are up to date but would like to have just one monthly payment
Monthly net income: $2800-3200
Monthly expenses: $1700
Housing: $675
Insurance: $121
Car expenses: $ truck paid off
Utilities: $200
Phone, cable, internet: no bill work for company
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $16000
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 9:15:12 AM |
progressive-economy261 | $400.00 | 10/24/2011 9:15:53 AM |
Whipster | $90.00 | 10/24/2011 9:39:09 AM |
genuine-dime | $100.00 | 10/25/2011 4:41:40 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:41 AM |
ibndalight | $25.00 | 10/25/2011 4:37:33 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:11 PM |
bellaquito | $85.00 | 10/26/2011 9:15:46 PM |
worth-blanket2 | $7,900.00 | 10/26/2011 7:56:48 PM |
finance-solo | $25.00 | 10/24/2011 9:05:05 AM |
rolltide09 | $25.00 | 10/24/2011 9:02:08 AM |
bizlending | $400.00 | 10/24/2011 9:29:02 AM |
leverage-monger | $25.00 | 10/24/2011 9:57:58 AM |
wonder3 | $50.00 | 10/24/2011 10:51:53 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:26 PM |
one-midas | $50.00 | 10/24/2011 3:21:16 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:15 PM |
roux | $25.00 | 10/25/2011 6:58:44 AM |
CashFlow13 | $250.00 | 10/26/2011 5:37:38 PM |
back-scratchers | $50.00 | 10/26/2011 8:54:11 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
534879
This series of Notes was issued and sold upon the funding of the borrower loan #54930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,900.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $102.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $726 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| gators_17 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...
New furniture for my new place
My financial situation:
I am a good candidate for this loan because...
I am responsible with my bills and pay them on time
Monthly net income: $2400
Monthly expenses: $
Housing: $400
Insurance: $100
Car expenses: $400
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $25.00 | 10/23/2011 12:01:49 PM |
whitegold24k | $100.00 | 10/23/2011 12:14:19 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:53 PM |
currency-excellency0 | $150.00 | 10/23/2011 12:01:15 PM |
wise-deal-panda | $200.00 | 10/23/2011 12:16:48 PM |
enticing-capital6 | $50.00 | 10/23/2011 12:20:48 PM |
Christophe | $25.00 | 10/23/2011 1:35:25 PM |
SolarMoonshine | $25.00 | 10/23/2011 3:01:30 PM |
LittleMingo | $25.00 | 10/23/2011 3:44:27 PM |
bannybucks | $25.00 | 10/23/2011 7:19:46 PM |
Feyenoord | $30.00 | 10/23/2011 8:36:35 PM |
orange-spiritual-contract | $75.00 | 10/24/2011 11:09:48 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:26 PM |
Eric_Gagne | $37.14 | 10/24/2011 4:59:05 PM |
revenue-associate | $25.00 | 10/25/2011 6:16:45 AM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:19:26 AM |
ILoveBearHats | $50.00 | 10/25/2011 8:22:28 AM |
social-zebra | $30.00 | 10/25/2011 8:29:37 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:35 AM |
golffish2 | $25.00 | 10/24/2011 3:50:12 AM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:28 PM |
pound-mushroom3 | $25.00 | 10/23/2011 12:17:37 PM |
MoneyForNothing | $25.00 | 10/23/2011 1:07:16 PM |
loanman2007 | $75.00 | 10/23/2011 1:17:38 PM |
rpd1211 | $25.00 | 10/23/2011 5:00:21 PM |
davez0r | $25.00 | 10/23/2011 9:49:19 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:30 AM |
atlas100 | $100.00 | 10/24/2011 12:37:48 PM |
intelligent-repayment8 | $200.00 | 10/24/2011 10:03:54 PM |
FinanceEngine | $35.00 | 10/25/2011 8:50:38 AM |
intelligent-repayment8 | $592.85 | 10/25/2011 9:16:55 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
534901
This series of Notes was issued and sold upon the funding of the borrower loan #55044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $106.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1974 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,195 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-soulful-power6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
|
Principal balance:
| $1,703.16 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Cushion
Purpose of loan:
This loan will be used to build up a cushion for some expected expenses coming in the next couple of months
My financial situation:
I am a good candidate for this loan because there are two of us and we both have steady income.
Monthly net income: $6000
Monthly expenses: $750
Housing: $1100
Insurance: $650
Car expenses: $900
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/24/2011 3:51:04 AM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:29 PM |
pound-mushroom3 | $25.00 | 10/23/2011 12:17:37 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:32 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:26 PM |
intelligent-repayment8 | $200.00 | 10/24/2011 10:03:54 PM |
leeball | $100.00 | 10/25/2011 10:23:25 AM |
friendinmoney | $25.00 | 10/25/2011 1:54:38 PM |
wise-deal-panda | $100.00 | 10/25/2011 5:22:51 PM |
tech310 | $50.00 | 10/25/2011 11:50:20 PM |
intelligent-repayment8 | $1,094.26 | 10/26/2011 10:05:16 AM |
exchange-squirrel | $25.00 | 10/25/2011 10:05:12 AM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:54 PM |
sjlender | $100.00 | 10/23/2011 12:15:59 PM |
orange-spiritual-contract | $50.00 | 10/24/2011 11:10:31 AM |
FinDoc | $25.00 | 10/24/2011 5:12:47 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:37 AM |
Ven58 | $30.00 | 10/25/2011 9:32:08 AM |
social-zebra | $30.00 | 10/25/2011 12:40:50 PM |
best-ingenious-funds | $25.00 | 10/25/2011 3:56:58 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:44 PM |
us957165 | $25.00 | 10/25/2011 6:46:41 PM |
carrinel | $40.47 | 10/26/2011 7:20:16 AM |
credit-coach118 | $55.27 | 10/26/2011 8:46:30 AM |
goal-benefit2 | $25.00 | 10/26/2011 9:59:25 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
534903
This series of Notes was issued and sold upon the funding of the borrower loan #55244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-24-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 16.90% |
Borrower rate/APR:
| 17.90% / 19.33% |
Monthly payment:
| $253.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.83% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 4m |
Amount delinquent:
| $977 |
Total credit lines:
| 27 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $499 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| basis-attraction4 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
I would like to apply for a sum of $10000 to consolidate my outstanding revolving debts.
This loan will be used to pay off the balance on my revolving accounts, credit union and credit cards.
My financial situation:
I currently earn $81800 as a structural mechanical engineer with pratt and whitney, as well as proceeds i receive from my rental property.
My monthly expenditure is as follows:
Rent - $950
Electricity - $70
Cable - $121
Cell phones - $153 (mine and my fiance's)
Vehicle insurance - $48
Food and entertainment - $250
Revolving accounts, credit unions and creditcards - $567
I am a good candidate for this loan because investors would not be dissapointed over the period of repayment i am agreeing to. I would diligently make timely monthly payments as my career job has provided me a means to conviniently do this.
Thank you in advance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 10/24/2011 5:05:25 PM |
DHolly | $25.00 | 10/24/2011 5:06:31 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:17 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:00 AM |
MM1207 | $25.00 | 10/26/2011 7:44:26 AM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:46 PM |
bellaquito | $2,000.00 | 10/26/2011 9:10:33 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 1:13:04 AM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 3:05:40 AM |
SolarMoonshine | $25.00 | 10/27/2011 3:40:20 AM |
smart-kindness8 | $50.00 | 10/27/2011 4:26:03 AM |
red-favorable-basis | $25.00 | 10/27/2011 4:48:20 AM |
gold-pudding6 | $32.82 | 10/27/2011 5:31:56 AM |
houli123 | $50.00 | 10/27/2011 5:49:58 AM |
charming-exchange7 | $25.00 | 10/27/2011 5:57:26 AM |
euro-broadcaster | $58.90 | 10/27/2011 6:33:48 AM |
a-reasonable-return | $25.00 | 10/27/2011 6:51:30 AM |
truth-umbrella3 | $25.00 | 10/27/2011 7:02:53 AM |
Digs | $25.00 | 10/27/2011 6:59:47 AM |
coin-amigo | $26.56 | 10/27/2011 7:15:49 AM |
tender-ore | $25.00 | 10/27/2011 7:15:24 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:14 AM |
loan-fluffy-bunny5 | $50.00 | 10/27/2011 7:26:49 AM |
asset-beeper8 | $200.00 | 10/27/2011 7:30:36 AM |
note-mad-scientist | $25.00 | 10/27/2011 7:41:30 AM |
apple757 | $31.62 | 10/27/2011 8:15:05 AM |
ILoveBearHats | $25.00 | 10/27/2011 8:17:02 AM |
impeccable-note0 | $25.00 | 10/27/2011 8:30:53 AM |
currency-persimmon | $35.00 | 10/27/2011 8:35:09 AM |
spursdog | $25.00 | 10/27/2011 8:48:14 AM |
YellowJacket | $25.00 | 10/27/2011 9:21:29 AM |
durability-exchanger | $27.02 | 10/27/2011 9:34:59 AM |
db0973 | $25.00 | 10/27/2011 10:07:05 AM |
Bup | $50.00 | 10/27/2011 10:03:12 AM |
MrMoneyBags | $25.00 | 10/27/2011 10:28:19 AM |
credit-banker6 | $300.00 | 10/27/2011 10:33:25 AM |
fcrick | $25.00 | 10/27/2011 10:57:50 AM |
thestartuplender | $137.00 | 10/27/2011 10:34:57 AM |
Xarach | $25.00 | 10/27/2011 11:33:50 AM |
velocity-motivator6 | $25.00 | 10/27/2011 11:38:47 AM |
bonus-seahorse | $50.00 | 10/27/2011 12:11:14 PM |
prominence8 | $30.00 | 10/27/2011 12:30:03 PM |
extraordinary-silver5 | $25.00 | 10/27/2011 12:14:48 PM |
transparency-defender | $150.00 | 10/27/2011 12:31:35 PM |
responsive-wampum8 | $25.00 | 10/27/2011 12:37:31 PM |
authoritative-capital | $25.00 | 10/27/2011 12:43:08 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:29 PM |
scojo | $25.02 | 10/25/2011 12:03:51 AM |
please-repay | $150.00 | 10/25/2011 3:53:15 AM |
cclady | $500.00 | 10/26/2011 11:51:14 AM |
important-ore | $150.00 | 10/26/2011 9:33:33 PM |
income-buffalo1 | $100.00 | 10/27/2011 4:44:15 AM |
kenji4861 | $50.00 | 10/27/2011 4:46:28 AM |
cake7 | $25.00 | 10/27/2011 6:32:14 AM |
BAJMP | $25.00 | 10/27/2011 6:37:29 AM |
doomsday18 | $25.00 | 10/27/2011 6:47:26 AM |
dedicated-diversification5 | $71.81 | 10/27/2011 6:57:26 AM |
Bob450 | $30.02 | 10/27/2011 7:03:52 AM |
CatbirdBanking | $25.00 | 10/27/2011 7:02:42 AM |
token34 | $25.00 | 10/27/2011 7:22:04 AM |
MNJ | $25.00 | 10/27/2011 7:25:57 AM |
Realty24 | $60.00 | 10/27/2011 7:43:09 AM |
transparency-universe8 | $50.00 | 10/27/2011 7:33:50 AM |
citytreker | $25.00 | 10/27/2011 8:14:35 AM |
terrific-return | $26.47 | 10/27/2011 8:08:09 AM |
cjames84 | $25.00 | 10/27/2011 8:21:11 AM |
leverage-monger | $25.00 | 10/27/2011 8:17:44 AM |
leverage-monger | $25.00 | 10/27/2011 8:32:27 AM |
cash-daisy | $31.64 | 10/27/2011 8:37:22 AM |
rokman | $50.00 | 10/27/2011 9:14:05 AM |
unconquerable-dedication | $25.00 | 10/27/2011 9:20:29 AM |
dsnybnd | $25.00 | 10/27/2011 9:26:44 AM |
EngineersAlliance | $75.00 | 10/27/2011 9:26:08 AM |
shellstar | $25.00 | 10/27/2011 9:55:34 AM |
reward-dynamo | $40.00 | 10/27/2011 9:58:37 AM |
ore-frontier | $33.76 | 10/27/2011 10:09:19 AM |
Chrishu | $25.00 | 10/27/2011 10:20:13 AM |
fund-tom-tom6 | $32.02 | 10/27/2011 10:21:01 AM |
friendly-market5 | $25.00 | 10/27/2011 10:05:46 AM |
NoCal | $25.00 | 10/27/2011 10:39:18 AM |
Peacepower | $29.71 | 10/27/2011 10:47:54 AM |
real-return | $25.00 | 10/27/2011 10:47:22 AM |
broc78 | $50.00 | 10/27/2011 10:22:50 AM |
gain-expert | $26.33 | 10/27/2011 10:54:40 AM |
wirebutterfly | $75.00 | 10/27/2011 11:01:28 AM |
julijask | $25.00 | 10/27/2011 11:16:29 AM |
awe-inspiring-economy9 | $50.00 | 10/27/2011 11:17:19 AM |
moola-monger9 | $50.00 | 10/27/2011 11:12:39 AM |
thoughtful-contract984 | $50.00 | 10/27/2011 11:31:12 AM |
CreditBuilder2 | $100.00 | 10/27/2011 11:43:40 AM |
capital-majesty7 | $300.00 | 10/27/2011 11:52:49 AM |
High-flyer | $25.00 | 10/27/2011 12:03:08 PM |
finance-mangrove4 | $25.39 | 10/27/2011 12:02:02 PM |
active-note7 | $25.00 | 10/27/2011 12:21:08 PM |
nimble-nickel | $50.00 | 10/27/2011 12:26:38 PM |
jmeasn | $25.00 | 10/27/2011 12:30:37 PM |
loan-keeper9 | $100.00 | 10/27/2011 12:34:47 PM |
loan-keeper9 | $100.00 | 10/27/2011 12:36:59 PM |
Ven58 | $30.00 | 10/27/2011 12:43:39 PM |
larrybird | $383.91 | 10/27/2011 12:50:12 PM |
100 Investments
|
Borrower Payment Dependent Notes Series
534905
This series of Notes was issued and sold upon the funding of the borrower loan #55129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-23-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 14.10% |
Borrower rate/APR:
| 15.10% / 16.49% |
Monthly payment:
| $238.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.05% | | |
| |
Estimated return*:
| 12.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 38% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,602 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peace-hawk |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Mar-2010)
|
Principal balance:
| $809.83 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Please Help Me Consolidate my Debt
Purpose of loan:
This loan will be used to pay off all my credit cards.
My financial situation:
I am a good candidate for this loan because I have a great track record with Prosper! I have always maintained a great credit rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $25.00 | 10/23/2011 12:11:30 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:54 PM |
enticing-capital6 | $50.00 | 10/23/2011 12:20:50 PM |
green-trade-dolphin2 | $25.00 | 10/23/2011 1:08:41 PM |
simplelender80 | $300.00 | 10/24/2011 1:25:27 PM |
scojo | $25.02 | 10/24/2011 11:46:37 PM |
please-repay | $50.00 | 10/25/2011 4:10:09 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:37 AM |
jpblan11 | $25.00 | 10/25/2011 10:11:17 AM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:56:58 PM |
imlosttoo | $25.00 | 10/25/2011 7:07:36 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:23 PM |
credit-coach118 | $50.17 | 10/26/2011 8:49:48 AM |
Guiren | $116.48 | 10/26/2011 2:30:36 PM |
rolltide09 | $25.00 | 10/23/2011 12:01:49 PM |
progressive-economy261 | $400.00 | 10/23/2011 12:15:29 PM |
YellowJacket | $25.00 | 10/23/2011 2:03:56 PM |
OldManP | $25.00 | 10/23/2011 9:18:17 PM |
Bank_Of_XL | $25.00 | 10/23/2011 8:29:57 PM |
Feyenoord | $30.00 | 10/23/2011 8:38:46 PM |
sri59 | $100.00 | 10/24/2011 3:44:03 AM |
MonopolyDred | $25.00 | 10/24/2011 6:04:02 AM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:32 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:48:53 PM |
graceful-investment | $45.38 | 10/25/2011 7:53:05 AM |
leeball | $100.00 | 10/25/2011 10:23:26 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:46 PM |
calbertrand | $25.00 | 10/25/2011 5:12:41 PM |
MM1207 | $25.00 | 10/26/2011 7:44:22 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:09:07 AM |
octoberfresh | $25.00 | 10/26/2011 10:13:23 AM |
bellaquito | $2,000.00 | 10/26/2011 2:21:51 PM |
new-gold-wrangler | $1,957.95 | 10/26/2011 3:41:34 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
534921
This series of Notes was issued and sold upon the funding of the borrower loan #55108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $415.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,135 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| order-ballet514 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bowman38
Purpose of loan: Debt consolidation
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...
Monthly net income: $ 7992
Monthly expenses: $ 300
Housing: $ 924
Insurance: $ 440
Car expenses: $ 960
Utilities: $ 250
Phone, cable, internet: $ 60
Food, entertainment: $ 800
Clothing, household expenses: $ 500
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/23/2011 12:01:49 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:54 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:16:56 PM |
Whipster | $45.00 | 10/24/2011 6:26:45 PM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:55:41 PM |
intelligent-repayment8 | $1,000.00 | 10/25/2011 5:30:52 PM |
cagcrash | $75.00 | 10/25/2011 5:49:40 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:18 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:23 PM |
objective-investor | $300.00 | 10/26/2011 5:00:39 AM |
income-buffalo1 | $100.00 | 10/26/2011 5:20:26 AM |
john0720 | $25.00 | 10/26/2011 6:08:27 AM |
GElender | $40.00 | 10/26/2011 5:49:58 AM |
equitable-penny0 | $50.00 | 10/26/2011 6:20:08 AM |
p2p-mogul | $45.00 | 10/26/2011 7:01:54 AM |
lotus6 | $26.27 | 10/26/2011 8:00:56 AM |
fund-tom-tom6 | $25.00 | 10/26/2011 8:35:43 AM |
Dowanhill | $25.00 | 10/26/2011 8:44:51 AM |
first-serene-credit | $25.00 | 10/26/2011 8:26:42 AM |
PXM-Financial | $50.00 | 10/26/2011 8:31:10 AM |
youngster50 | $25.00 | 10/26/2011 9:13:53 AM |
Kyileo | $25.00 | 10/26/2011 9:38:55 AM |
intelligent-repayment8 | $1,000.00 | 10/26/2011 10:04:34 AM |
lawyervon | $25.00 | 10/26/2011 9:34:21 AM |
SolarMoonshine | $25.00 | 10/26/2011 9:48:49 AM |
transparency-baton | $25.00 | 10/26/2011 9:44:45 AM |
mennleo | $100.00 | 10/26/2011 10:12:53 AM |
a-cerebral-deal | $25.00 | 10/26/2011 10:52:05 AM |
Ballybay | $100.00 | 10/26/2011 1:53:33 PM |
GCInvestments | $26.00 | 10/26/2011 1:56:53 PM |
capital-relief4 | $45.00 | 10/26/2011 1:59:36 PM |
director877 | $150.00 | 10/23/2011 12:49:21 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:33 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:38 AM |
felicity-daydream | $25.00 | 10/25/2011 9:46:07 PM |
cerebral-dollar773 | $39.27 | 10/26/2011 6:00:59 AM |
dollar-missile3 | $25.00 | 10/26/2011 5:40:07 AM |
simeonthewhale | $25.00 | 10/26/2011 6:09:16 AM |
Gordon_Gekko1 | $25.00 | 10/26/2011 7:18:15 AM |
umfan123 | $25.00 | 10/26/2011 6:38:07 AM |
best-listing-toro | $25.00 | 10/26/2011 7:04:25 AM |
debtfreenow-82 | $100.00 | 10/26/2011 7:32:46 AM |
red-power-pecan | $50.00 | 10/26/2011 8:51:45 AM |
derec | $25.00 | 10/26/2011 8:15:32 AM |
upbeat-investment9 | $25.00 | 10/26/2011 8:21:43 AM |
revenue-spa8 | $25.00 | 10/26/2011 8:45:38 AM |
ethicalhumanist | $100.00 | 10/26/2011 9:08:06 AM |
RRLender | $800.00 | 10/26/2011 9:33:26 AM |
UBOtto186 | $75.00 | 10/26/2011 9:49:09 AM |
KileNSmyth4 | $25.00 | 10/26/2011 9:38:43 AM |
currency-persimmon | $25.00 | 10/26/2011 10:27:35 AM |
green28 | $150.00 | 10/26/2011 10:07:31 AM |
social-zebra | $30.00 | 10/26/2011 10:10:34 AM |
KClender | $25.00 | 10/26/2011 11:10:49 AM |
CreditBuilder2 | $50.00 | 10/26/2011 12:19:02 PM |
C_Mark | $50.00 | 10/26/2011 11:16:30 AM |
Gyroman | $65.00 | 10/26/2011 11:35:54 AM |
famous-bill | $50.00 | 10/26/2011 1:52:38 PM |
bellaquito | $1,613.46 | 10/26/2011 2:21:51 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
534955
This series of Notes was issued and sold upon the funding of the borrower loan #55155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 3% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $329 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| jsak74 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New computer for work
Purpose of loan:
This loan will be used to purchase a Mac Book Pro so that I can work from home and not commute as often saving me $$ in gas and maintenance costs.
My financial situation:
I am a good candidate for this loan because I am relatively debt free, have a stable job with a good company and have recently received my 5th promotion in 8 years. The only debts I have are my home and a small student loan. I've escaped the credit card trap after years of struggling and have re-established my credit well enough to purchase a new home recently. I pay the mortgage and utilities and my spouse covers food and other incidentals.
Monthly net income: $3000
Monthly expenses: $2050
Housing: $1200
Insurance: $
Car expenses: $300
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $200.00 | 10/25/2011 8:01:19 AM |
InChicago | $200.00 | 10/25/2011 10:14:05 AM |
SolarMoonshine | $25.00 | 10/24/2011 5:04:45 PM |
well-rounded-payout0 | $50.00 | 10/24/2011 5:13:33 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:13 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:30 PM |
balanced-balance6 | $35.00 | 10/25/2011 5:40:13 AM |
reflective-rupee | $25.00 | 10/25/2011 5:21:46 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:41 PM |
Bob450 | $25.00 | 10/25/2011 6:44:46 PM |
Kash2010lu | $30.00 | 10/25/2011 6:38:56 PM |
alaskanbearcub | $25.00 | 10/25/2011 7:15:05 PM |
MilitaryLending | $100.06 | 10/25/2011 7:54:48 PM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:12 AM |
jmvingeorgia | $25.00 | 10/26/2011 6:33:16 AM |
social-zebra | $30.00 | 10/26/2011 10:47:43 AM |
graceful-investment | $50.00 | 10/26/2011 2:32:20 PM |
sushi537 | $25.00 | 10/26/2011 7:01:28 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:00 AM |
leverage-monger | $25.00 | 10/25/2011 11:35:44 AM |
loss-of-control | $100.00 | 10/25/2011 6:20:57 PM |
lobstahlender | $25.00 | 10/26/2011 4:48:18 AM |
sweetlan | $25.00 | 10/26/2011 8:18:42 AM |
well-mannered-income3 | $40.00 | 10/26/2011 11:46:51 AM |
changger | $50.00 | 10/26/2011 1:16:30 PM |
cashhelp | $25.00 | 10/26/2011 5:31:21 PM |
enchanted-diversification496 | $25.00 | 10/26/2011 7:53:07 PM |
larrybird | $639.94 | 10/26/2011 8:55:48 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
534991
This series of Notes was issued and sold upon the funding of the borrower loan #55217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,792 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-seahorse |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2010)
620-639
(Oct-2008)
|
Principal balance:
| $1,962.20 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 52 | | |
Description
Debt consolidation
Purpose of loan: Consolidate debt
This loan will be used to...consolidate existing bills into one lower payment.
My financial situation: fair to good
I am a good candidate for this loan because...i am trying to get my credit rating back up to where it was. I had some trouble in the past but i have been working real hard the past couple of years to pay my bills on time and to lower my overall debt as to regain my financial strength
Monthly net income: $2800.00
Monthly expenses: $
Housing: $400.00
Insurance: $110.00
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $ 1100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $200.00 | 10/25/2011 4:45:06 PM |
return-grizzly | $100.00 | 10/27/2011 1:05:27 AM |
SweatyBalls | $25.00 | 10/27/2011 6:38:50 AM |
worth-blanket2 | $6,000.00 | 10/27/2011 8:37:50 AM |
currency-excellency0 | $75.00 | 10/24/2011 9:01:56 AM |
green-trade-dolphin | $35.02 | 10/24/2011 9:02:10 AM |
wise-deal-panda | $200.00 | 10/24/2011 9:17:08 AM |
LittleMingo | $40.00 | 10/24/2011 9:03:14 AM |
MoneyForNothing | $59.16 | 10/24/2011 9:05:51 AM |
Jack55304 | $200.00 | 10/24/2011 9:21:30 AM |
sweety075 | $25.00 | 10/24/2011 10:09:32 AM |
atlas-shrugged | $200.00 | 10/24/2011 10:20:45 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:27 PM |
SolarMoonshine | $25.00 | 10/24/2011 5:12:12 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:19 PM |
bluestarman08 | $36.00 | 10/25/2011 3:04:43 PM |
Dusigrosz | $150.00 | 10/25/2011 5:11:58 PM |
reflective-rupee | $25.00 | 10/25/2011 5:27:34 PM |
marwadi-62 | $50.00 | 10/25/2011 7:15:50 PM |
chameleon125 | $50.00 | 10/25/2011 9:29:39 PM |
myutmost | $25.00 | 10/26/2011 6:55:08 AM |
well-mannered-income3 | $50.00 | 10/26/2011 11:43:23 AM |
wampum-library4 | $25.00 | 10/26/2011 1:14:04 PM |
twjh | $25.00 | 10/26/2011 3:44:18 PM |
contract-student2 | $50.00 | 10/26/2011 4:42:03 PM |
loss-of-control | $68.00 | 10/26/2011 6:21:11 PM |
papaloha | $150.00 | 10/26/2011 6:25:11 PM |
moola-accelerator6 | $42.53 | 10/26/2011 7:32:18 PM |
sensible-fund | $25.54 | 10/26/2011 8:05:45 PM |
social-comet7 | $50.62 | 10/26/2011 9:11:21 PM |
mighty-payout1 | $25.00 | 10/26/2011 10:05:56 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:51 AM |
geophreigh | $59.09 | 10/27/2011 5:21:36 AM |
jga516 | $25.00 | 10/27/2011 5:52:29 AM |
loanman2007 | $125.00 | 10/27/2011 5:48:45 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:13 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:11 AM |
top-tolerant-loyalty | $25.00 | 10/27/2011 9:01:27 AM |
diplomatic-wealth7 | $25.00 | 10/27/2011 9:14:20 AM |
real-return | $25.00 | 10/27/2011 9:55:22 AM |
SLN-10 | $25.00 | 10/24/2011 9:04:42 AM |
Kash2010lu | $40.00 | 10/24/2011 9:03:09 AM |
pound-mushroom3 | $25.00 | 10/24/2011 9:22:11 AM |
social-cocktail1 | $200.00 | 10/24/2011 9:15:15 AM |
progressive-economy261 | $400.00 | 10/24/2011 9:15:54 AM |
enticing-capital6 | $50.00 | 10/24/2011 9:21:47 AM |
312-Lender | $25.00 | 10/24/2011 10:16:24 AM |
rolltide09 | $25.00 | 10/24/2011 5:02:32 PM |
econgineer | $75.00 | 10/24/2011 4:35:42 PM |
thankful-nickel2 | $25.00 | 10/24/2011 9:17:38 PM |
amlu1988 | $25.00 | 10/24/2011 8:42:16 PM |
Feyenoord | $30.00 | 10/24/2011 9:50:31 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:46 AM |
shawnw2 | $75.00 | 10/25/2011 11:47:44 AM |
Something-Corporate | $25.00 | 10/25/2011 5:10:44 PM |
Rogelio48 | $30.00 | 10/26/2011 6:56:37 AM |
platinum-boss2 | $25.00 | 10/26/2011 1:19:10 PM |
randsenterprise | $25.00 | 10/27/2011 5:33:33 AM |
mover486 | $25.00 | 10/27/2011 9:13:02 AM |
martymaniaman | $25.00 | 10/27/2011 9:47:58 AM |
forthright-trade | $34.04 | 10/27/2011 11:24:33 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
534997
This series of Notes was issued and sold upon the funding of the borrower loan #54971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-24-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $76.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,129 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-reliable-balance |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
moving on
Purpose of loan:
This loan will be used to help with expenses untill i get paid with a new job i am starting 10/24/2011
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200.00
Monthly expenses: $
Housing: $460.00
Insurance: $100.00
Car expenses: $260.00
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 10/24/2011 9:03:04 AM |
SolarMoonshine | $25.00 | 10/24/2011 9:56:14 AM |
blazing-capital2 | $250.00 | 10/24/2011 12:50:25 PM |
wigglesworth4 | $500.00 | 10/24/2011 2:45:07 PM |
careful-vigilance4 | $50.00 | 10/24/2011 4:45:40 PM |
social-cocktail1 | $200.00 | 10/24/2011 9:15:15 AM |
a-unflappable-finance | $50.00 | 10/24/2011 2:29:51 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:28 PM |
EretzCapital | $50.00 | 10/24/2011 4:25:53 PM |
listing-vista | $50.00 | 10/24/2011 4:55:23 PM |
Eric_Gagne | $25.00 | 10/24/2011 4:58:23 PM |
progressive-economy261 | $350.00 | 10/24/2011 5:16:57 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
534999
This series of Notes was issued and sold upon the funding of the borrower loan #55036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $130.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 31% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 18
/
15 | Length of status: | 16y 4m |
Amount delinquent:
| $9,482 |
Total credit lines:
| 66 |
Occupation: | Landscaping |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,314 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mowerfixer1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2008)
740-759
(Jun-2008)
740-759
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
My personal loan for my business
Purpose of loan: Replace worn out two cycle units.
This loan will be used to...Replace my weed eater, stick edger and back back pack blower to prepare myself for spring. Many local businesses are having year end model sales and are motivated to move product since this tends to be a slower season. Many times there are great incentives such as free oil mix or maybe extra parts.
My financial situation:is steady, I have had my business for over 15 years and have had many customers since day one
I am a good candidate for this loan because...unlike many businesses hit by this economy, the service industry has remained due to the fact that people still need services provided that they cannot perform.
Monthly net income: $4150
Monthly expenses: $1100
Housing: $
Insurance: $125
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $325
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 10/25/2011 10:05:12 AM |
Moe87 | $28.53 | 10/25/2011 3:33:21 PM |
green-trade-dolphin | $34.52 | 10/24/2011 9:02:08 AM |
mikeandcat | $200.00 | 10/24/2011 9:23:33 AM |
blitzen40 | $25.00 | 10/24/2011 9:05:43 AM |
Milonguero | $100.00 | 10/24/2011 9:43:48 AM |
wise-deal-panda | $200.00 | 10/24/2011 9:17:08 AM |
enticing-capital6 | $50.00 | 10/24/2011 9:21:47 AM |
pound-mushroom3 | $25.00 | 10/24/2011 9:22:11 AM |
SolarMoonshine | $25.00 | 10/24/2011 9:55:33 AM |
312-Lender | $25.00 | 10/24/2011 10:16:33 AM |
courteous-note1 | $33.00 | 10/24/2011 12:06:29 PM |
Evolver | $25.00 | 10/24/2011 1:46:42 PM |
Eric_Gagne | $25.00 | 10/24/2011 4:58:36 PM |
Mikale360 | $25.00 | 10/24/2011 5:37:39 PM |
papaloha | $50.00 | 10/24/2011 6:03:17 PM |
eod_man | $50.00 | 10/24/2011 6:15:16 PM |
Feyenoord | $30.00 | 10/24/2011 9:44:40 PM |
Socorro_Capital_Partners | $25.01 | 10/25/2011 8:28:40 AM |
suave-dime6 | $25.00 | 10/25/2011 10:50:12 AM |
social-zebra | $30.00 | 10/25/2011 12:36:56 PM |
myutmost | $25.00 | 10/25/2011 3:10:05 PM |
lamsabuy | $100.00 | 10/25/2011 5:00:37 PM |
new-gold-wrangler | $598.94 | 10/25/2011 7:42:22 PM |
return-grizzly | $100.00 | 10/25/2011 4:29:17 AM |
social-cocktail1 | $200.00 | 10/24/2011 9:15:16 AM |
ultimate-peace | $25.00 | 10/24/2011 9:03:12 AM |
MoneyForNothing | $25.00 | 10/24/2011 9:03:15 AM |
well-rounded-payout0 | $50.00 | 10/24/2011 9:12:48 AM |
ProsprousLender | $25.00 | 10/24/2011 9:07:13 AM |
Jack55304 | $200.00 | 10/24/2011 9:21:30 AM |
handy-justice | $50.00 | 10/24/2011 11:31:51 AM |
Paxman84 | $25.00 | 10/24/2011 12:40:24 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:20 PM |
innovator2 | $100.00 | 10/24/2011 6:28:34 PM |
witty-openness | $25.00 | 10/25/2011 4:32:41 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:47 AM |
FarmersBank | $25.00 | 10/25/2011 9:48:10 AM |
money-baron-roth-IRA | $50.00 | 10/25/2011 1:39:57 PM |
money-baron-Roth401k | $90.00 | 10/25/2011 1:42:39 PM |
neorunner | $25.00 | 10/25/2011 4:04:45 PM |
SouthernRemarketing | $27.00 | 10/25/2011 4:04:51 PM |
reflective-rupee | $25.00 | 10/25/2011 5:22:58 PM |
Bob450 | $28.00 | 10/25/2011 6:48:59 PM |
marwadi-62 | $50.00 | 10/25/2011 7:15:50 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
535035
This series of Notes was issued and sold upon the funding of the borrower loan #55246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1974 |
Debt/Income ratio:
| 205% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 20y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $634 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| profitable-wampum9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
walkingtall
Purpose of loan:
This loan will be used to... to do car/home repairs
My financial situation: good
I am a good candidate for this loan because... because i have the means to pay this loan back on a monthly basis
Monthly net income: $ 1100
Monthly expenses: $ 390.00
Housing: $ 0
Insurance: $ 0
Car expenses: $ 40.00
Utilities: $ 300.00
Phone, cable, internet: $ 10.00
Food, entertainment: $ 40.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blitzen40 | $25.00 | 10/24/2011 9:03:57 AM |
pound-mushroom3 | $25.00 | 10/24/2011 9:18:03 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:28 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:21 PM |
alexgalt | $25.00 | 10/24/2011 9:48:14 PM |
thomas16882004 | $25.00 | 10/25/2011 7:49:59 PM |
foothillender | $25.00 | 10/26/2011 8:10:04 AM |
transaction-circuit | $25.00 | 10/26/2011 9:19:38 AM |
cash-architect | $25.00 | 10/26/2011 9:20:04 PM |
thrilling-wealth556 | $25.00 | 10/27/2011 12:59:57 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:13 AM |
dublin063 | $25.00 | 10/27/2011 7:24:53 AM |
Leshan | $25.00 | 10/27/2011 8:36:27 AM |
impala6464 | $25.00 | 10/27/2011 9:39:21 AM |
let_me_retire | $35.49 | 10/27/2011 9:55:46 AM |
a-restless-dollar | $50.00 | 10/27/2011 10:11:21 AM |
broc78 | $50.00 | 10/27/2011 10:20:38 AM |
Peacepower | $25.00 | 10/27/2011 10:49:21 AM |
moola-monger9 | $50.00 | 10/27/2011 11:13:04 AM |
CreditBuilder2 | $25.00 | 10/27/2011 11:45:34 AM |
transaction-magnitude6 | $125.00 | 10/27/2011 12:26:41 PM |
sturdy-responsibility7 | $25.00 | 10/27/2011 12:47:51 PM |
social-cocktail1 | $200.00 | 10/24/2011 9:15:17 AM |
power-grid134 | $25.00 | 10/24/2011 11:29:37 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:49 AM |
S-Master | $200.00 | 10/26/2011 10:22:23 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:52 AM |
balanced-balance6 | $25.00 | 10/27/2011 6:51:22 AM |
octoberfresh | $25.00 | 10/27/2011 7:44:44 AM |
balance-warrior | $25.25 | 10/27/2011 8:58:19 AM |
winmals | $25.00 | 10/27/2011 8:57:26 AM |
js44043 | $25.00 | 10/27/2011 9:08:33 AM |
income-buffalo1 | $100.00 | 10/27/2011 9:57:49 AM |
2grindstones | $25.00 | 10/27/2011 11:00:00 AM |
finance-mangrove4 | $26.00 | 10/27/2011 12:00:15 PM |
investment-comet | $25.00 | 10/27/2011 12:21:25 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:36:24 PM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:13 PM |
prominence8 | $30.00 | 10/27/2011 12:34:21 PM |
agalt | $75.00 | 10/27/2011 12:41:19 PM |
coin-architect2 | $58.26 | 10/27/2011 12:55:06 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
535049
This series of Notes was issued and sold upon the funding of the borrower loan #55212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,396 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| mindful-agreement891 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
first sergeant
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 5900
Monthly expenses: $ 3537
Housing: $ 1687
Insurance: $ 200
Car expenses: $650
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $ 350
Clothing, household expenses: $ 50
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 5:16:14 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:31 PM |
contributor897 | $25.00 | 10/27/2011 1:54:47 AM |
supreme-hope | $25.00 | 10/27/2011 5:55:06 AM |
truth-umbrella3 | $25.00 | 10/27/2011 7:05:24 AM |
octoberfresh | $25.00 | 10/27/2011 7:44:02 AM |
ILoveBearHats | $50.00 | 10/27/2011 8:16:32 AM |
Leshan | $25.00 | 10/27/2011 8:35:06 AM |
glroark | $50.00 | 10/27/2011 9:52:44 AM |
a-restless-dollar | $50.00 | 10/27/2011 10:04:20 AM |
CA-Lender | $25.00 | 10/27/2011 10:09:46 AM |
happylender999 | $54.15 | 10/27/2011 10:11:43 AM |
jebber007 | $30.55 | 10/27/2011 12:04:03 PM |
bonus-seahorse | $50.00 | 10/27/2011 12:15:09 PM |
investment-comet | $25.00 | 10/27/2011 12:20:26 PM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:35:58 PM |
larrybird | $1,290.19 | 10/27/2011 12:55:53 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:02 AM |
bellaquito | $2,000.00 | 10/26/2011 9:10:46 PM |
S-Master | $100.00 | 10/26/2011 10:21:21 PM |
SolarMoonshine | $25.00 | 10/27/2011 3:41:42 AM |
let_me_retire | $100.00 | 10/27/2011 3:37:11 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:56 AM |
charming-exchange7 | $25.00 | 10/27/2011 6:03:11 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:15 AM |
principal-laser | $52.00 | 10/27/2011 6:50:33 AM |
sparkling-basis0 | $73.11 | 10/27/2011 7:20:29 AM |
dublin063 | $25.00 | 10/27/2011 7:22:33 AM |
frogperson | $100.00 | 10/27/2011 8:23:45 AM |
js44043 | $25.00 | 10/27/2011 9:08:14 AM |
credit-bank-usa611 | $25.00 | 10/27/2011 9:52:45 AM |
income-buffalo1 | $50.00 | 10/27/2011 10:01:34 AM |
broc78 | $50.00 | 10/27/2011 10:19:56 AM |
2grindstones | $50.00 | 10/27/2011 10:58:54 AM |
julijask | $25.00 | 10/27/2011 11:16:47 AM |
benevolent-commitment3 | $25.00 | 10/27/2011 11:46:01 AM |
robgw | $25.00 | 10/27/2011 11:57:17 AM |
Newfoundcash | $25.00 | 10/27/2011 12:04:39 PM |
authoritative-capital | $25.00 | 10/27/2011 12:44:07 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
535053
This series of Notes was issued and sold upon the funding of the borrower loan #55163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $360.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $727 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-cash-matrix |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Aug-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Spreading the Wealth
Purpose of loan:
This loan will be used to alleviate my own debt, while also being utilized to bring expedient relief to the burdens of my loved ones, including my parents and goddaughter. The remaining balance, which will be substantial, will be placed in an interest-bearing account.
My financial situation:
I am a good candidate for a number of reasons. One, I have job security and a steady income. I work for the county in which I reside in a senior management position and have done so for more than eight years. Secondly, my credit history is long-established and flawless, while I am also a previous borrower through Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $32.54 | 10/24/2011 9:02:11 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:30 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:49 AM |
AFairDeal | $25.00 | 10/25/2011 4:42:48 PM |
shrewd-dedication2 | $50.00 | 10/26/2011 11:01:32 AM |
larrybird | $2,000.00 | 10/26/2011 1:03:11 PM |
transparency-universe8 | $25.00 | 10/26/2011 2:48:14 PM |
jdrez | $25.00 | 10/26/2011 3:30:40 PM |
doublediamond | $25.00 | 10/26/2011 3:35:39 PM |
Ballybay | $100.00 | 10/26/2011 2:28:12 PM |
the-unequivocal-pound | $250.00 | 10/26/2011 2:39:01 PM |
orbital-dollar2 | $25.00 | 10/26/2011 2:53:18 PM |
SolarMoonshine | $25.00 | 10/26/2011 3:33:57 PM |
jrhinomo | $40.00 | 10/26/2011 4:29:16 PM |
bellaquito | $2,000.00 | 10/26/2011 3:44:03 PM |
RecoveryLender | $25.00 | 10/26/2011 4:16:15 PM |
dospapalotes | $25.00 | 10/26/2011 4:25:24 PM |
setUup | $36.25 | 10/26/2011 4:50:05 PM |
finance-scout2 | $25.00 | 10/26/2011 5:11:01 PM |
brightest-dynamic-peace | $30.00 | 10/26/2011 4:57:55 PM |
elasermd | $100.00 | 10/26/2011 5:10:05 PM |
lovely-greenback4 | $25.00 | 10/26/2011 5:29:11 PM |
wigglesworth4 | $100.00 | 10/24/2011 9:16:07 AM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:02 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:22 PM |
scholarly-benefit5 | $50.00 | 10/25/2011 9:02:56 AM |
caring-hope2 | $100.00 | 10/25/2011 6:42:32 PM |
MM1207 | $25.00 | 10/26/2011 7:44:24 AM |
intelligent-repayment8 | $2,000.00 | 10/26/2011 10:09:42 AM |
new-gold-wrangler | $2,000.00 | 10/26/2011 1:35:40 PM |
CatbirdBanking | $25.00 | 10/26/2011 2:59:18 PM |
20mule | $400.00 | 10/26/2011 3:26:35 PM |
cool_kubera | $100.00 | 10/26/2011 2:42:15 PM |
trustworthy-hope189 | $100.00 | 10/26/2011 3:16:34 PM |
new-affluence-piledriver | $100.00 | 10/26/2011 4:33:00 PM |
tomdooley12520 | $25.00 | 10/26/2011 4:28:15 PM |
Leshan | $25.00 | 10/26/2011 4:31:46 PM |
GCInvestments | $30.00 | 10/26/2011 5:07:00 PM |
new-reward-sequoia | $25.00 | 10/26/2011 5:13:33 PM |
spiritual-compassion3-16 | $25.00 | 10/26/2011 5:24:37 PM |
dblaz5 | $173.84 | 10/26/2011 5:30:04 PM |
justice-hawk | $7.37 | 10/26/2011 5:34:42 PM |
msh345 | $25.00 | 10/26/2011 5:20:50 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
535059
This series of Notes was issued and sold upon the funding of the borrower loan #55214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-24-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 23.48% |
Monthly payment:
| $276.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.62% | | |
| |
Estimated return*:
| 14.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 9% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,674 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-mystical-basis9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A Good Risk Debt Conslidation
Purpose of loan: Consolidate Loans
This loan will be used to... Pay off really high interest credit cards.
My financial situation: Stable finances. I've worked with the same company for over 10 years.
I am a good candidate for this loan because... I pay my debts, I have never declared bankruptcy. I have gone thru debt counseling. I'm involved with my local church.
Monthly net income: $3033
Monthly expenses: $3026
Housing: $1067
Insurance: $90
Car expenses: $200
Utilities: $170
Phone, cable, internet: $170
Food, entertainment: $450
Clothing, household expenses: $135
Credit cards and other loans: $555
Other expenses: $189
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wigglesworth4 | $100.00 | 10/24/2011 9:16:08 AM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:02 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:22 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:50 AM |
kenji4861 | $25.00 | 10/27/2011 4:47:59 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:12 AM |
worth-blanket2 | $7,800.00 | 10/27/2011 8:38:14 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:30 PM |
intelligent-repayment8 | $1,000.00 | 10/24/2011 10:05:39 PM |
roux | $25.00 | 10/25/2011 6:57:48 AM |
jga516 | $25.00 | 10/27/2011 5:52:29 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:28 AM |
credit-banker6 | $175.00 | 10/27/2011 10:30:24 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
535065
This series of Notes was issued and sold upon the funding of the borrower loan #55195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $108.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,267 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| reliable-return0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start small business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/24/2011 9:18:04 AM |
well-rounded-payout0 | $50.00 | 10/24/2011 9:12:48 AM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:22 PM |
alexgalt | $25.00 | 10/24/2011 9:37:56 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:50 AM |
tzvie | $25.00 | 10/27/2011 6:33:25 AM |
citytreker | $25.00 | 10/27/2011 8:23:09 AM |
worth-blanket2 | $1,600.00 | 10/27/2011 8:37:26 AM |
social-cocktail1 | $200.00 | 10/24/2011 9:15:17 AM |
handy-justice | $50.00 | 10/24/2011 11:30:39 AM |
simplelender80 | $200.00 | 10/24/2011 1:26:29 PM |
Evolver | $25.00 | 10/24/2011 1:46:42 PM |
S-Master | $25.00 | 10/26/2011 10:21:53 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:52 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:14 AM |
FG9YTR | $50.00 | 10/27/2011 7:39:43 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
535091
This series of Notes was issued and sold upon the funding of the borrower loan #54951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $70.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 25% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,864 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| CookieDL |
Borrower's state:
| NewMexico |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2009)
660-679
(Sep-2008)
600-619
(Jul-2007)
|
Principal balance:
| $905.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 59 | | |
Description
Family Support
Purpose of loan: Assist family member
This loan will be used to help my daughter and her family. I have used two Prosper Loans and one is paid off. With the help of Prosper, I was able to buy a home, pay bills and raise my credit score. I would like to be able to help my daughter and her family through a tough time.
My personal financial situation is very healthy.
I am a good candidate for this loan because history will show that I am reliable and can be trusted to make my payments.
Monthly net income: $3800.
Monthly expenses: $ 2200.
Housing: $959.
Insurance: $99.
Car expenses: $460.
Utilities: $60.
Phone, cable, internet: $200.
Food, entertainment: $200
Clothing, household expenses: $100.
Credit cards and other loans: $150.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $100.00 | 10/25/2011 10:08:03 AM |
MoneyForNothing | $138.44 | 10/25/2011 9:01:57 AM |
Whipster | $45.00 | 10/25/2011 9:05:04 AM |
currency-excellency0 | $150.00 | 10/25/2011 9:01:16 AM |
pound-mushroom3 | $25.00 | 10/25/2011 9:17:36 AM |
enticing-capital6 | $50.00 | 10/25/2011 9:20:58 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:47 AM |
SolarMoonshine | $25.00 | 10/25/2011 9:51:16 AM |
one-midas | $35.00 | 10/25/2011 9:34:36 AM |
Pickmar | $25.00 | 10/25/2011 9:51:30 AM |
kinetic-social | $30.00 | 10/25/2011 9:47:23 AM |
smart-gold | $25.00 | 10/25/2011 10:04:09 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:41 AM |
dammage | $32.70 | 10/25/2011 10:21:19 AM |
leeball | $100.00 | 10/25/2011 10:23:27 AM |
golffish2 | $25.00 | 10/25/2011 9:30:28 AM |
rolltide09 | $25.00 | 10/25/2011 9:02:14 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:19 AM |
wigglesworth4 | $100.00 | 10/25/2011 9:16:00 AM |
sjlender | $100.00 | 10/25/2011 9:16:14 AM |
wise-deal-panda | $200.00 | 10/25/2011 9:16:50 AM |
1stBankAndHal | $50.07 | 10/25/2011 9:24:16 AM |
Beechturner | $40.00 | 10/25/2011 9:51:36 AM |
janeybooboo | $100.00 | 10/25/2011 9:58:17 AM |
Kennfusion | $95.00 | 10/25/2011 10:12:34 AM |
grammaspurse | $25.00 | 10/25/2011 10:20:28 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
535103
This series of Notes was issued and sold upon the funding of the borrower loan #55008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 46% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| interest-snowdome |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2010)
740-759
(Nov-2009)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
K. Consolidation
Purpose of loan:
This loan will be used to...
Consolidate other debt from several sources.
My financial situation:
Is currently OK, I would just like to combine items into one payment.
I am a good candidate for this loan because...
As my credit report shows, I have never defaulted on anything, and my husband pays all of the household bills.
Monthly net income: $ 1099.90
Monthly expenses: $515.00
Housing: $0.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $0.00
Clothing, household expenses: $0.00
Credit cards and other loans: $515.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $100.00 | 10/25/2011 9:16:24 AM |
green-trade-dolphin | $35.02 | 10/25/2011 9:02:14 AM |
capitalelstiltskin2 | $25.00 | 10/25/2011 9:15:43 AM |
Jack55304 | $200.00 | 10/25/2011 9:20:44 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:20 AM |
pound-mushroom3 | $25.00 | 10/25/2011 9:17:36 AM |
mikeandcat | $97.59 | 10/25/2011 10:07:37 AM |
enticing-capital6 | $50.00 | 10/25/2011 9:20:58 AM |
Kash2010lu | $25.00 | 10/25/2011 9:23:31 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:41 AM |
grammaspurse | $25.00 | 10/25/2011 10:23:34 AM |
OldManP | $25.00 | 10/25/2011 11:04:46 AM |
atlas-shrugged | $200.00 | 10/25/2011 11:02:26 AM |
The-Helper | $25.00 | 10/25/2011 11:41:25 AM |
RLaumeyer | $30.00 | 10/25/2011 12:55:56 PM |
brondero | $36.00 | 10/25/2011 1:32:35 PM |
investment-artist | $27.01 | 10/25/2011 12:47:25 PM |
AndChicksforFree | $100.00 | 10/25/2011 12:53:28 PM |
thankful-nickel2 | $25.00 | 10/25/2011 1:53:17 PM |
first-dinero-paladin | $35.00 | 10/25/2011 3:06:29 PM |
TackingWindward | $25.00 | 10/25/2011 2:26:25 PM |
compassion-artisan9 | $25.00 | 10/25/2011 3:42:37 PM |
credit-missile | $110.00 | 10/25/2011 2:53:06 PM |
1willray | $62.50 | 10/25/2011 3:08:03 PM |
drcoop | $25.00 | 10/25/2011 4:31:51 PM |
FinanceEngine | $40.00 | 10/25/2011 5:48:11 PM |
Christophe | $25.00 | 10/25/2011 7:02:46 PM |
leball | $25.00 | 10/25/2011 7:36:59 PM |
amlu1988 | $25.00 | 10/25/2011 7:46:32 PM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:47 AM |
social-cocktail1 | $200.00 | 10/25/2011 9:15:08 AM |
wise-deal-panda | $200.00 | 10/25/2011 9:16:51 AM |
DHolly | $31.00 | 10/25/2011 9:59:56 AM |
shawnw2 | $50.00 | 10/25/2011 11:48:08 AM |
jmeasn | $500.00 | 10/25/2011 12:35:12 PM |
atlas100 | $25.00 | 10/25/2011 12:16:42 PM |
bid-stockpiler1 | $25.00 | 10/25/2011 4:07:37 PM |
Ganadai | $36.31 | 10/25/2011 4:19:18 PM |
rolltide09 | $25.00 | 10/25/2011 5:02:47 PM |
shrewd-income | $25.00 | 10/25/2011 5:43:29 PM |
loss-of-control | $75.00 | 10/25/2011 6:27:36 PM |
new-gold-wrangler | $2,000.00 | 10/25/2011 7:42:24 PM |
larrybird | $1,884.57 | 10/25/2011 7:56:32 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
535121
This series of Notes was issued and sold upon the funding of the borrower loan #55202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 21y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $100,160 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mighty-bid6 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
direct care staff
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3800
Monthly expenses: $2500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,300.00 | 10/27/2011 8:38:27 AM |
ultimate-peace | $25.00 | 10/24/2011 5:02:39 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:16 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:57 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:15 AM |
investment-artist | $25.02 | 10/27/2011 9:13:40 AM |
penny-champ5 | $25.00 | 10/27/2011 9:27:24 AM |
impala6464 | $25.00 | 10/27/2011 9:35:55 AM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:35 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:06 AM |
tech310 | $50.00 | 10/25/2011 11:45:08 PM |
cake7 | $25.00 | 10/27/2011 6:48:39 AM |
CatbirdBanking | $25.00 | 10/27/2011 7:16:46 AM |
caddy5662 | $74.98 | 10/27/2011 9:39:10 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
535149
This series of Notes was issued and sold upon the funding of the borrower loan #55247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 29% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 14y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,642 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-foxy-agreement |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan:
This loan will be used to...payoff small loans and credit cards in order to save over $600 monthly.
My financial situation: I had a baby 6 months ago and have had a hard time adjusting to the extra daycare expenses and medical bills.
I am a good candidate for this loan because...if I receive this loan, I will be able to pay off others and save myself (including this payment) $600 or more monthly, which would help balance out my newly accomodated expenses. I work in finance and I realize how important credit is; therefore I want to keep mine in good standing.
Monthly net income: $2600
Monthly expenses: $2200
Housing: $1050
Insurance: $95
Car expenses: $100
Utilities: $350
Phone, cable, internet: $95
Food, entertainment: $100
Clothing, household expenses: $250
Credit cards and other loans: $700
Other expenses: $
600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 10/25/2011 9:02:15 AM |
Whipster | $90.00 | 10/25/2011 9:04:26 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:48 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:43 AM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:00 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:21 AM |
finance-solo | $25.00 | 10/27/2011 9:27:25 AM |
larrybird | $690.00 | 10/27/2011 1:00:04 PM |
worth-blanket2 | $4,300.00 | 10/27/2011 12:47:06 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:21 AM |
green-trade-dolphin | $25.00 | 10/25/2011 9:21:17 AM |
wonder3 | $45.00 | 10/25/2011 10:36:37 AM |
AndChicksforFree | $25.00 | 10/25/2011 12:57:25 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:14 PM |
CA-Lender | $25.00 | 10/27/2011 10:00:09 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
535151
This series of Notes was issued and sold upon the funding of the borrower loan #55282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $381.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 27% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 2y 9m |
Amount delinquent:
| $3,114 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,698 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Loanerdude |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2008)
720-739
(May-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... pay off all bills except for house.
My financial situation: I have have good credit and I am paying my bills on time. I have an old medical collection that is included in this payoff.
I am a good candidate for this loan because...I am a full-time student and working 2 jobs. I will pay this off as promised.
Household Monthly net income: $ 4166
Monthly expenses: $ 3000
Housing: $ 615
Insurance: $ 150
Car expenses: $ 150
Utilities: $ 50
Phone, cable, internet: $ 200
Food, entertainment: $ 500
Clothing, household expenses: $ 300
Credit cards and other loans: $ 500
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 10/27/2011 1:05:51 AM |
DHolly | $31.00 | 10/25/2011 5:04:38 PM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:02 PM |
green-trade-dolphin | $29.02 | 10/25/2011 5:02:06 PM |
currency-excellency0 | $75.00 | 10/25/2011 5:02:12 PM |
rolltide09 | $25.00 | 10/25/2011 5:02:47 PM |
graceful-investment | $100.00 | 10/25/2011 5:06:32 PM |
wise-deal-panda | $200.00 | 10/25/2011 5:22:38 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:42 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:28:14 PM |
Kash2010lu | $40.00 | 10/25/2011 5:24:58 PM |
enticing-capital6 | $50.00 | 10/25/2011 5:27:51 PM |
Feyenoord | $30.00 | 10/25/2011 10:36:28 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:04 AM |
income-buddy7 | $100.00 | 10/27/2011 6:11:20 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:25 AM |
leverage-monger | $25.00 | 10/27/2011 8:40:21 AM |
real-return | $25.00 | 10/27/2011 9:59:06 AM |
loanman2007 | $100.00 | 10/27/2011 10:48:49 AM |
money-bauble | $100.00 | 10/27/2011 11:33:32 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:35:30 PM |
larrybird | $2,000.00 | 10/27/2011 12:55:00 PM |
Georgetastic | $25.00 | 10/27/2011 1:23:12 PM |
richboy56 | $25.00 | 10/27/2011 1:33:40 PM |
MarxBoo | $25.00 | 10/27/2011 1:45:16 PM |
lendstats_com | $200.00 | 10/26/2011 7:56:02 AM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:03 PM |
Jack55304 | $200.00 | 10/25/2011 5:27:36 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:42 AM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:14 PM |
Peacepower | $25.00 | 10/27/2011 10:56:57 AM |
important-openness1 | $100.00 | 10/27/2011 1:04:59 PM |
Frover | $25.00 | 10/27/2011 1:26:40 PM |
triumphant-community | $25.00 | 10/27/2011 1:38:00 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:46:52 PM |
JohnSmallberries | $25.00 | 10/27/2011 1:46:59 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 2:09:10 PM |
managedfund | $944.98 | 10/27/2011 2:47:07 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
535167
This series of Notes was issued and sold upon the funding of the borrower loan #55087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 19% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
11 | Length of status: | 8y 5m |
Amount delinquent:
| $3,441 |
Total credit lines:
| 23 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,813 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-commitment-position |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $5,292.63 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
bill consolidation
Purpose of loan:
This loan will be used to...consolidate bills. This will pay off credit card bills that climbed while being on bedrest secondary to complications with pregnancy, and medical bills from the birth of my daughter 6 months ago. My goal is to wipe debt clean and into one payment each month.
My financial situation:
I am a good candidate for this loan because.... I had maintained a very good credit score until my recent pregnancy complications prevented me from working for 5 months. I am now back to work full time and am attempting to restore my credit.
Monthly net income: $4,100 minimum
Monthly expenses: $varies
Housing: $ 1,115
Insurance: $220 (for car, home is escrowed)
Car expenses: $420
Utilities: $ 125
Phone, cable, internet: $250
Food, entertainment: $ 250
Clothing, household expenses: $ 150
Credit cards and other loans: $ 220 (if this loan is approved)
Other expenses: $ varies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/25/2011 3:55:07 AM |
green-trade-dolphin | $25.02 | 10/24/2011 5:02:06 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:11 PM |
Jack55304 | $200.00 | 10/24/2011 5:22:10 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:38 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:10 AM |
shrewd-deal | $75.00 | 10/25/2011 4:11:45 PM |
real-return | $25.00 | 10/26/2011 9:42:15 AM |
SolarMoonshine | $25.00 | 10/26/2011 10:24:28 AM |
social-zebra | $30.00 | 10/26/2011 10:45:39 AM |
wlm3012 | $30.00 | 10/26/2011 11:59:20 AM |
Nojukbong | $50.00 | 10/26/2011 12:46:11 PM |
golffish2 | $25.00 | 10/25/2011 10:09:12 AM |
SLN-10 | $25.00 | 10/24/2011 5:32:11 PM |
social-cocktail1 | $200.00 | 10/24/2011 5:16:18 PM |
silvercertificate | $25.00 | 10/24/2011 7:39:57 PM |
Rogelio48 | $25.00 | 10/25/2011 7:40:16 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:32 PM |
intelligent-repayment8 | $2,000.00 | 10/25/2011 8:42:37 PM |
vmh20035 | $50.00 | 10/25/2011 8:52:21 PM |
hamster | $25.68 | 10/26/2011 6:13:02 AM |
high_flyer | $300.00 | 10/26/2011 6:30:58 AM |
InvestorPartners | $25.00 | 10/26/2011 1:03:40 PM |
safe-kindness5 | $25.28 | 10/26/2011 1:26:35 PM |
new-gold-wrangler | $314.02 | 10/26/2011 1:39:09 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
535197
This series of Notes was issued and sold upon the funding of the borrower loan #55170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1979 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,014 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trade-ectasy0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consol
Purpose of loan:
This loan will be used to...consolidate/pay-down credit card liability
My financial situation:
I am a good candidate for this loan because my income can sustain pay-off, I have substantial deferred income to be received in February, 2012 and February, 2013, and, have proceeds expected from a vacation home sale.
Monthly net income: $45,000 (after-tax)
Monthly expenses: $
Housing: $14,000 (includes vacation home, for sale)
Insurance: $1,000
Car expenses: $2,200
Utilities: $3,000
Phone, cable, internet: $600
Food, entertainment: $2500
Clothing, household expenses: $2000
Credit cards and other loans: $5000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,800.00 | 10/26/2011 7:55:21 PM |
wigglesworth4 | $100.00 | 10/24/2011 5:17:20 PM |
Bank_Of_XL | $25.00 | 10/24/2011 6:22:44 PM |
vutah | $30.00 | 10/24/2011 8:18:44 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:11 AM |
Whipster | $45.00 | 10/25/2011 4:34:32 PM |
Rivervale_Westwood | $25.00 | 10/25/2011 4:56:21 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:41 PM |
reflective-rupee | $25.00 | 10/25/2011 5:26:58 PM |
intelligent-repayment8 | $1,300.00 | 10/25/2011 5:31:30 PM |
intelligent-repayment8 | $700.00 | 10/26/2011 10:02:28 AM |
larrybird | $2,000.00 | 10/26/2011 12:10:07 PM |
well-mannered-income3 | $60.00 | 10/26/2011 11:49:03 AM |
courteous-peso4 | $50.00 | 10/26/2011 1:04:02 PM |
wampum-library4 | $25.00 | 10/26/2011 1:16:03 PM |
sjlender | $100.00 | 10/24/2011 5:17:25 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:39 PM |
tech310 | $50.00 | 10/25/2011 11:50:24 PM |
bellaquito | $2,000.00 | 10/26/2011 2:22:00 PM |
wonder3 | $30.00 | 10/26/2011 5:04:50 PM |
valiant-money | $30.00 | 10/26/2011 8:12:59 PM |
new-gold-wrangler | $130.00 | 10/26/2011 9:20:56 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
535241
This series of Notes was issued and sold upon the funding of the borrower loan #55241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $363.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 6m |
Amount delinquent:
| $7,093 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,737 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| lcbroadn |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
Debt Consoldation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $25.00 | 10/26/2011 4:46:59 PM |
rolltide09 | $25.00 | 10/25/2011 5:02:48 PM |
wise-deal-panda | $200.00 | 10/25/2011 5:22:39 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:28:15 PM |
life-is-great | $25.00 | 10/25/2011 5:38:16 PM |
asset-professor | $25.00 | 10/25/2011 7:17:14 PM |
giftgold | $25.00 | 10/25/2011 8:26:34 PM |
compassion-bauble4 | $25.00 | 10/25/2011 10:28:12 PM |
Feyenoord | $30.00 | 10/25/2011 10:37:51 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:43 AM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:54 AM |
basis-mate7 | $50.00 | 10/26/2011 7:56:18 AM |
MM1207 | $25.00 | 10/26/2011 7:44:32 AM |
Investoman | $53.00 | 10/26/2011 9:12:00 AM |
larrybird | $2,000.00 | 10/26/2011 1:03:29 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 1:36:59 PM |
bellaquito | $2,000.00 | 10/26/2011 2:22:01 PM |
falcon88dp | $25.00 | 10/26/2011 3:38:19 PM |
Kaj | $25.00 | 10/26/2011 4:30:48 PM |
handshake5 | $100.00 | 10/26/2011 5:08:04 PM |
wwwUniversal | $25.00 | 10/26/2011 5:17:00 PM |
wigglesworth4 | $500.00 | 10/26/2011 5:24:45 PM |
listing-vista | $50.00 | 10/26/2011 5:59:44 PM |
irrelevant | $25.00 | 10/26/2011 7:05:07 PM |
market-assembler | $50.00 | 10/26/2011 10:00:19 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:06 AM |
tomoe | $25.00 | 10/27/2011 5:38:39 AM |
jazzmanian | $25.00 | 10/27/2011 5:30:42 AM |
bughead | $25.00 | 10/27/2011 6:28:44 AM |
JSCharter | $25.00 | 10/27/2011 6:53:32 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:25 AM |
TheCount | $25.00 | 10/27/2011 8:17:46 AM |
inspired-contract9 | $50.00 | 10/27/2011 8:42:19 AM |
ijspence | $25.00 | 10/27/2011 9:27:41 AM |
desertoasis | $25.00 | 10/27/2011 9:41:39 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:40 PM |
MoneyForNothing | $4.47 | 10/27/2011 12:38:22 PM |
first-friendly-listing | $25.00 | 10/27/2011 12:38:14 PM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:03 PM |
MoneyForNothing | $25.00 | 10/25/2011 5:06:04 PM |
nimble-revenue5 | $50.00 | 10/25/2011 5:22:28 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:04 PM |
Comoparklender | $25.00 | 10/25/2011 5:27:10 PM |
marwadi-62 | $50.00 | 10/25/2011 7:15:52 PM |
mikeandcat | $64.85 | 10/26/2011 4:37:28 AM |
KLCRAY | $25.00 | 10/26/2011 4:36:49 AM |
ivy-league-MBA | $25.00 | 10/26/2011 5:10:10 AM |
GatorBux | $25.00 | 10/26/2011 7:16:29 AM |
treasure-bliss | $25.00 | 10/26/2011 6:57:35 AM |
orange-preeminant-bill | $25.00 | 10/26/2011 7:05:54 AM |
ideal-velocity7 | $50.00 | 10/26/2011 10:23:28 AM |
yield-trader | $25.00 | 10/26/2011 1:08:34 PM |
BxRealtor | $25.00 | 10/26/2011 1:09:31 PM |
trustworthy-hope189 | $50.00 | 10/26/2011 3:23:10 PM |
SolarMoonshine | $25.00 | 10/26/2011 5:10:27 PM |
shrewd-income | $25.00 | 10/26/2011 5:20:56 PM |
finance-prescription | $100.00 | 10/26/2011 5:08:30 PM |
progressive-economy261 | $400.00 | 10/26/2011 5:18:47 PM |
cash-reaction2 | $25.00 | 10/26/2011 6:18:11 PM |
ecstatic-money064 | $25.00 | 10/26/2011 6:17:05 PM |
randsenterprise | $25.00 | 10/27/2011 5:33:35 AM |
mikeandcat | $92.68 | 10/27/2011 7:57:29 AM |
social-zebra | $30.00 | 10/27/2011 8:33:48 AM |
andyb9 | $25.00 | 10/27/2011 9:01:42 AM |
real-return | $25.00 | 10/27/2011 10:01:03 AM |
rmpedi33 | $50.00 | 10/27/2011 11:27:09 AM |
money-bauble | $100.00 | 10/27/2011 11:33:33 AM |
revenue-associate | $25.00 | 10/27/2011 11:34:36 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
535243
This series of Notes was issued and sold upon the funding of the borrower loan #55111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 60 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $299.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 727% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 40y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,576 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Directmarketing |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
720-739
(Dec-2007)
660-679
(Oct-2007)
660-679
(Sep-2007)
|
Principal balance:
| $1,374.62 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 43 | | |
Description
Pay Down Debts
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
graceful-investment | $100.00 | 10/26/2011 9:06:08 AM |
finance-prescription | $100.00 | 10/26/2011 9:09:53 AM |
MoneyForNothing | $25.00 | 10/26/2011 9:03:05 AM |
Kash2010lu | $25.00 | 10/26/2011 9:05:49 AM |
pound-mushroom3 | $25.00 | 10/26/2011 9:22:13 AM |
nimble-revenue5 | $50.00 | 10/26/2011 9:21:04 AM |
social-zebra | $30.00 | 10/26/2011 10:38:14 AM |
worldly-investment333 | $25.00 | 10/26/2011 10:24:28 AM |
TennSquire | $50.00 | 10/26/2011 11:10:07 AM |
Feyenoord | $30.00 | 10/26/2011 12:44:30 PM |
new-gold-wrangler | $2,000.00 | 10/26/2011 1:37:10 PM |
BxRealtor | $25.00 | 10/26/2011 1:21:12 PM |
rolltide09 | $25.00 | 10/26/2011 9:02:43 AM |
worthy-bid8 | $50.00 | 10/26/2011 9:06:39 AM |
SLN-10 | $75.00 | 10/26/2011 9:06:56 AM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:09 AM |
wise-deal-panda | $200.00 | 10/26/2011 9:21:16 AM |
LittleMingo | $35.21 | 10/26/2011 9:09:04 AM |
intelligent-repayment8 | $1,500.00 | 10/26/2011 9:29:32 AM |
social-cocktail1 | $200.00 | 10/26/2011 9:19:30 AM |
AndChicksforFree | $25.00 | 10/26/2011 9:21:37 AM |
moola-buddy | $26.00 | 10/26/2011 9:37:55 AM |
intelligent-repayment8 | $1,500.00 | 10/26/2011 10:39:23 AM |
OldManP | $43.00 | 10/26/2011 10:18:29 AM |
larrybird | $2,000.00 | 10/26/2011 12:21:01 PM |
bellaquito | $1,435.79 | 10/26/2011 2:22:01 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
535283
This series of Notes was issued and sold upon the funding of the borrower loan #55223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 50% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,548 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| dkscplh |
Borrower's state:
| NewJersey |
Borrower's group:
| Brighter Financial Future |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 98% )
| 620-639 (Latest)
|
Principal borrowed:
| $10,800.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Aug-2010)
600-619
(Apr-2008)
600-619
(Sep-2007)
600-619
(Jul-2007)
|
Principal balance:
| $2,098.18 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate debt from 2 credit cards with high interest rates. I've called to try and reduce the rates from 29.99% but they will not budge even though I have been on time with my payments. It makes it difficult to pay anymore than the minimum each month.
Bank of America - 29.99% - $6,000
Chase - 29.99% - $4,000
My financial situation:
I am a good candidate for this loan because...
I have finished paying off 1 Prosper loan and have not been late on a payment. I currently have a 2nd loan and have not missed payment there.
Monthly net income: $ 2,400
Monthly expenses: $ 2,000
Housing: $ 0
Insurance: $ 110
Car expenses: $ 850 - Including gas ( I'm a consultant, I travel a lot so the gas on top of the monthly car payments of $670)
Utilities: $ 0 - with family
Phone, cable, internet: $ 130
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,300.00 | 10/27/2011 8:36:46 AM |
green-trade-dolphin | $35.02 | 10/25/2011 5:02:10 PM |
LittleMingo | $30.00 | 10/25/2011 5:01:24 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:05 PM |
wise-deal-panda | $200.00 | 10/25/2011 5:22:39 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:28:15 PM |
atlas-shrugged | $200.00 | 10/25/2011 5:37:16 PM |
Mikale360 | $25.00 | 10/25/2011 6:30:24 PM |
vmh20035 | $60.00 | 10/25/2011 8:54:39 PM |
kendigme | $36.89 | 10/26/2011 3:02:09 AM |
thankful-nickel2 | $25.00 | 10/26/2011 11:33:08 AM |
tntmojave | $50.00 | 10/26/2011 11:20:58 AM |
contract-student2 | $50.00 | 10/26/2011 4:47:10 PM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:15 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:07 AM |
loanman2007 | $25.00 | 10/27/2011 5:38:28 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:25 AM |
investment-artist | $27.01 | 10/27/2011 9:09:37 AM |
enriched-truth | $32.53 | 10/27/2011 9:58:42 AM |
SpoonerPhan | $50.00 | 10/27/2011 10:56:16 AM |
Beechturner | $25.68 | 10/27/2011 11:31:55 AM |
SLN-10 | $100.00 | 10/25/2011 5:22:15 PM |
rolltide09 | $25.00 | 10/25/2011 5:02:48 PM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:04 PM |
finance-solo | $50.00 | 10/25/2011 5:10:11 PM |
DHolly | $31.00 | 10/25/2011 5:08:49 PM |
MoneyForNothing | $30.31 | 10/25/2011 5:07:17 PM |
green-trade-dolphin | $50.00 | 10/25/2011 5:11:39 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:42 PM |
Kash2010lu | $30.00 | 10/25/2011 5:21:52 PM |
Jack55304 | $200.00 | 10/25/2011 5:27:37 PM |
Feyenoord | $30.00 | 10/25/2011 10:34:46 PM |
tech310 | $50.00 | 10/25/2011 11:47:06 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:43 AM |
ILoveBearHats | $25.00 | 10/26/2011 9:06:11 AM |
platinum-boss2 | $25.00 | 10/26/2011 1:23:21 PM |
glroark | $50.00 | 10/26/2011 2:59:28 PM |
Banker2OO7 | $56.56 | 10/26/2011 4:20:52 PM |
amlu1988 | $25.00 | 10/26/2011 4:42:39 PM |
mighty-payout1 | $25.00 | 10/26/2011 10:11:05 PM |
marketplace-meridian | $25.00 | 10/26/2011 9:30:24 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:20 AM |
SolarMoonshine | $25.00 | 10/27/2011 9:53:39 AM |
real-return | $25.00 | 10/27/2011 9:54:49 AM |
sweetlan | $25.00 | 10/27/2011 10:13:09 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
535287
This series of Notes was issued and sold upon the funding of the borrower loan #54948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $141.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,244 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| worlds-best-market1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2010)
|
Principal balance:
| $1,709.50 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
NO KINDRED
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $2,000.00 | 10/25/2011 9:04:27 AM |
pound-mushroom3 | $25.00 | 10/25/2011 9:21:21 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:30 AM |
wigglesworth4 | $100.00 | 10/25/2011 9:16:04 AM |
wise-deal-panda | $200.00 | 10/25/2011 9:16:51 AM |
grammaspurse | $25.00 | 10/25/2011 10:51:37 AM |
atlas100 | $25.00 | 10/25/2011 12:17:39 PM |
social-zebra | $30.00 | 10/25/2011 12:27:46 PM |
Happyhourcomics | $25.00 | 10/25/2011 2:09:15 PM |
Beechturner | $40.00 | 10/25/2011 2:48:13 PM |
MoneyForNothing | $17.60 | 10/25/2011 3:26:48 PM |
golffish2 | $50.00 | 10/25/2011 9:11:32 AM |
enticing-capital6 | $50.00 | 10/25/2011 9:20:58 AM |
SolarMoonshine | $25.00 | 10/25/2011 9:47:00 AM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:49 AM |
leeball | $100.00 | 10/25/2011 10:23:28 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:49 AM |
kind-durability-battalion | $25.00 | 10/25/2011 10:27:49 AM |
kind-durability-battalion | $37.40 | 10/25/2011 10:28:36 AM |
jmeasn | $50.00 | 10/25/2011 12:33:50 PM |
AndChicksforFree | $25.00 | 10/25/2011 1:01:33 PM |
rajs | $500.00 | 10/25/2011 12:57:33 PM |
thankful-nickel2 | $25.00 | 10/25/2011 1:58:56 PM |
jayk63 | $25.00 | 10/25/2011 2:30:14 PM |
FinDoc | $25.00 | 10/25/2011 3:26:29 PM |
dfrankdt | $100.00 | 10/25/2011 3:01:38 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
535307
This series of Notes was issued and sold upon the funding of the borrower loan #55047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $618 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 154% | | |
| |
Homeownership:
| No | | |
Screen name:
| meema660 |
Borrower's state:
| Missouri |
Borrower's group:
| Credit Card Consolidation |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2006)
720-739
(May-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Workshop Advertisment and Materials
Purpose of loan: To purchase advertising and course materials.
This loan will be used to...
My financial situation: I am also semi-retired and receive Social Security of $685 per month.
I am a good candidate for this loan because...
I have paid off my loans previously and with enough people enrolling in the course I teach, I will be able to pay off the loan quicker.
Monthly net income: $1000
Monthly expenses:
Housing: $0
Insurance: $0
Car expenses: $60
Utilities: $0
Phone, cable, internet: $45
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $100.00 | 10/26/2011 7:13:48 AM |
fabulous-community4 | $25.00 | 10/25/2011 5:00:59 PM |
SolarMoonshine | $25.00 | 10/25/2011 5:09:36 PM |
wise-deal-panda | $200.00 | 10/25/2011 5:22:40 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:28:16 PM |
LuvToLend | $25.00 | 10/25/2011 6:32:30 PM |
cashhelp | $25.00 | 10/25/2011 7:17:53 PM |
chameleon125 | $25.00 | 10/25/2011 9:23:52 PM |
AndChicksforFree | $25.00 | 10/25/2011 11:04:02 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:45 AM |
tzvie | $25.00 | 10/26/2011 6:33:53 AM |
EEasyMoney | $25.00 | 10/26/2011 7:29:45 AM |
Milonguero | $100.00 | 10/26/2011 9:06:48 AM |
intelligent-repayment8 | $317.96 | 10/26/2011 10:38:01 AM |
Moe87 | $30.84 | 10/26/2011 2:59:21 AM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:06 PM |
green-trade-dolphin | $35.02 | 10/25/2011 5:02:08 PM |
MoneyForNothing | $30.42 | 10/25/2011 5:11:09 PM |
Kash2010lu | $25.00 | 10/25/2011 5:17:15 PM |
well-rounded-payout0 | $50.00 | 10/25/2011 5:18:24 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:06 PM |
Jack55304 | $200.00 | 10/25/2011 5:27:37 PM |
enticing-capital6 | $50.00 | 10/25/2011 5:27:52 PM |
Mikale360 | $25.00 | 10/25/2011 6:28:51 PM |
brondero | $75.00 | 10/25/2011 9:19:18 PM |
Feyenoord | $30.00 | 10/25/2011 10:28:32 PM |
glenium | $25.00 | 10/26/2011 3:17:05 AM |
shawnw2 | $100.00 | 10/26/2011 5:25:28 AM |
SecondChanceLendingSERV | $30.76 | 10/26/2011 5:54:03 AM |
myutmost | $25.00 | 10/26/2011 6:54:08 AM |
ColoradoLender82 | $25.00 | 10/26/2011 7:53:04 AM |
realtormoises | $25.00 | 10/26/2011 10:29:25 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
535311
This series of Notes was issued and sold upon the funding of the borrower loan #55017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-25-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,425 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| sleepingbeaver |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to start up my saltwater coral business. I have a direct supplier in Vietnam. I have been in the saltwater hobby for the past 7 years and it is my passion.
My financial situation:
I am a good candidate for this loan because I have a steady job with good income. I have been in the IT field for over 14 years. My brother pays $500 a month rent and half the utilities. We have been living together for the past 6 years. My credit report has no collections or delinquencies on it. The reason my credit report score is low is because I applied for 12 credit cards to build my credit up about 6 months ago. The inquiries and new credit has reduced my score.
Monthly net income: $4100
Monthly expenses: $100
Housing: $1617
Insurance: $112
Car expenses: $100
Utilities: $160
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 9:09:33 AM |
favorite-commerce | $25.00 | 10/25/2011 9:10:14 AM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:51 AM |
AndChicksforFree | $25.00 | 10/25/2011 1:02:35 PM |
shrewd-deal | $75.00 | 10/25/2011 4:11:46 PM |
-PokerNut | $109.94 | 10/25/2011 7:13:47 PM |
larrybird | $2,000.00 | 10/25/2011 7:56:37 PM |
LiveNow | $25.00 | 10/25/2011 8:21:07 PM |
progressive-economy261 | $400.00 | 10/25/2011 9:15:51 AM |
SolarMoonshine | $25.00 | 10/25/2011 9:46:03 AM |
first-dinero-paladin | $25.00 | 10/25/2011 3:05:34 PM |
Fabiolous | $100.00 | 10/25/2011 5:14:51 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:02 PM |
intelligent-repayment8 | $915.06 | 10/25/2011 8:42:38 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
535349
This series of Notes was issued and sold upon the funding of the borrower loan #55273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $108.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,913 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| moneyapult0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SPECIALTY PRODUCT COORDINATOR
Purpose of loan: CONSOLIDATE
This loan will be used to...PAY OFF BILLS TO REDUCE INTEREST AND HELP CREDIT SCORE
My financial situation:
I am a good candidate for this loan because...I'M TRYING TO MAKE BETTER FINANCIAL DECISIONS...WILL SEND PROOF OF WHAT WAS PAID OFF, PLEASE.
Monthly net income: $2788
Monthly expenses: $1699
Housing: $519
Insurance: $160
Car expenses: $320
Utilities: $100
Phone, cable, internet: $40
Food, entertainment: $210
Clothing, household expenses: $80
Credit cards and other loans: $270
Other expenses: $850 trying to may a 3 loans in full $552 and $350 not included in total monthly abve also one for $1500 which $125 monthly is included in monthly expenses.
Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 10/26/2011 9:17:00 AM |
SolarMoonshine | $25.00 | 10/26/2011 9:58:50 AM |
a-cerebral-deal | $25.00 | 10/27/2011 1:25:04 PM |
engaging-leverage823 | $25.00 | 10/27/2011 1:42:14 PM |
romi12345 | $50.00 | 10/27/2011 2:02:12 PM |
worthy-bid8 | $50.00 | 10/26/2011 9:06:40 AM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:21 PM |
cash-architect | $25.00 | 10/26/2011 9:15:51 PM |
Calif-smo | $25.00 | 10/27/2011 1:26:09 PM |
bill-expert | $25.00 | 10/27/2011 1:46:48 PM |
LuvToLend | $25.00 | 10/27/2011 1:48:27 PM |
sincere-marketplace9 | $100.00 | 10/27/2011 2:08:33 PM |
reinforced-gain7 | $1,875.00 | 10/27/2011 2:10:23 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
535365
This series of Notes was issued and sold upon the funding of the borrower loan #55065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 33% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,707 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-bull443 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2009)
640-659
(Sep-2008)
|
Principal balance:
| $823.97 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 59 | | |
Description
3rd Prosper Loan
Purpose of loan: Debt Consolidation
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-daydream | $67.90 | 10/25/2011 5:06:07 PM |
SLN-10 | $100.00 | 10/25/2011 5:22:15 PM |
green-trade-dolphin | $35.02 | 10/25/2011 5:02:11 PM |
fabulous-community4 | $25.00 | 10/25/2011 5:01:23 PM |
LittleMingo | $45.64 | 10/25/2011 5:02:17 PM |
MoneyForNothing | $93.31 | 10/25/2011 5:03:01 PM |
Dusigrosz | $250.00 | 10/25/2011 5:01:56 PM |
currency-excellency0 | $75.00 | 10/25/2011 5:02:12 PM |
finance-solo | $25.00 | 10/25/2011 5:09:26 PM |
OldManP | $50.00 | 10/25/2011 5:09:52 PM |
Kash2010lu | $40.00 | 10/25/2011 5:18:37 PM |
wise-deal-panda | $200.00 | 10/25/2011 5:22:40 PM |
social-cocktail1 | $41.00 | 10/25/2011 5:21:07 PM |
reflective-rupee | $25.00 | 10/25/2011 5:25:34 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:28:16 PM |
atlas-shrugged | $200.00 | 10/25/2011 5:33:29 PM |
credit-missile | $135.00 | 10/25/2011 5:48:33 PM |
mikeandcat | $207.08 | 10/25/2011 5:50:54 PM |
888GoldIngots | $28.86 | 10/25/2011 6:20:00 PM |
beaker | $25.02 | 10/25/2011 6:20:37 PM |
Banker2OO7 | $34.53 | 10/25/2011 6:35:04 PM |
mighty-payout1 | $25.00 | 10/25/2011 7:38:17 PM |
MilitaryLending | $100.01 | 10/25/2011 7:42:21 PM |
janeybooboo | $75.00 | 10/25/2011 7:57:29 PM |
RLaumeyer | $30.00 | 10/25/2011 10:51:54 PM |
Feyenoord | $30.00 | 10/25/2011 10:30:17 PM |
AndChicksforFree | $57.00 | 10/25/2011 11:04:44 PM |
tech310 | $50.00 | 10/25/2011 11:47:07 PM |
SolarMoonshine | $200.00 | 10/26/2011 3:42:55 AM |
Ubiquinone | $40.00 | 10/26/2011 4:07:43 AM |
shawnw2 | $276.60 | 10/26/2011 5:25:55 AM |
Land_on_your_feet | $39.00 | 10/26/2011 5:46:21 AM |
dammage | $25.00 | 10/26/2011 7:47:48 AM |
TackingWindward | $25.00 | 10/26/2011 9:31:56 AM |
genuine-dime | $100.00 | 10/26/2011 9:50:59 AM |
RoZu_Lending | $200.00 | 10/26/2011 10:39:31 AM |
RoZu_Lending | $300.00 | 10/26/2011 10:45:59 AM |
worldly-investment333 | $25.00 | 10/26/2011 10:24:05 AM |
RoZu_Lending | $505.37 | 10/26/2011 10:46:31 AM |
thankful-nickel2 | $25.00 | 10/26/2011 11:33:29 AM |
well-mannered-income3 | $90.00 | 10/26/2011 11:49:58 AM |
radforj22 | $51.94 | 10/26/2011 12:09:03 PM |
investment-comet | $25.00 | 10/26/2011 11:33:34 AM |
GoGalt | $50.00 | 10/26/2011 11:56:07 AM |
golffish2 | $100.00 | 10/26/2011 4:49:59 AM |
golffish2 | $100.00 | 10/26/2011 6:04:40 AM |
InChicago | $250.00 | 10/26/2011 7:11:48 AM |
rolltide09 | $25.00 | 10/25/2011 5:02:49 PM |
312-Lender | $25.00 | 10/25/2011 5:05:10 PM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:08 PM |
DHolly | $31.00 | 10/25/2011 5:11:13 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:43 PM |
Jack55304 | $200.00 | 10/25/2011 5:27:37 PM |
shrewd-income | $25.00 | 10/25/2011 5:40:50 PM |
vutah | $25.00 | 10/25/2011 6:22:28 PM |
RainMakers | $25.00 | 10/25/2011 6:56:05 PM |
Christophe | $25.00 | 10/25/2011 7:01:03 PM |
amlu1988 | $25.00 | 10/25/2011 7:45:57 PM |
Mikale360 | $25.00 | 10/25/2011 11:56:55 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:46 AM |
leverage-ectasy | $55.00 | 10/26/2011 4:48:05 AM |
marwadi-62 | $100.00 | 10/26/2011 6:15:21 AM |
jmvingeorgia | $25.00 | 10/26/2011 6:35:55 AM |
Frover | $30.00 | 10/26/2011 6:50:44 AM |
DiligentiaLLC | $25.00 | 10/26/2011 7:38:38 AM |
loanman2007 | $250.00 | 10/26/2011 7:46:33 AM |
ILoveBearHats | $50.00 | 10/26/2011 9:16:07 AM |
goodhearted-generosity511 | $25.00 | 10/26/2011 9:58:34 AM |
finagler | $25.00 | 10/26/2011 10:24:14 AM |
social-zebra | $30.00 | 10/26/2011 10:39:31 AM |
duty-monger | $50.00 | 10/26/2011 10:56:52 AM |
Beechturner | $25.00 | 10/26/2011 11:32:26 AM |
larrybird | $880.72 | 10/26/2011 12:09:15 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
535389
This series of Notes was issued and sold upon the funding of the borrower loan #55243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $108.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 17y 10m |
Amount delinquent:
| $1,087 |
Total credit lines:
| 22 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $351 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| off2run26-2 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,913.00 | < 31 days late:
| 0
( 0% )
| 560-579
(May-2008)
580-599
(Nov-2007)
600-619
(Aug-2007)
600-619
(Jul-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Consolidate Title Loan & Check Loan
Purpose of loan: Consolidate Title Loan & Check Loan
This loan will be used to..Consolidate Title Loan & Check Loan.
My financial situation:
I am a good candidate for this loan because...I have worked for the same place for 13 years with a 4 year break in between. My husband as worked at the same place for 25 years.
Monthly net income: $ 1500.00
Monthly expenses:
Housing: $ Husband pays
Insurance: $ 110.00 for health and car
Car expenses: $ 0 no car payments husband pays
Utilities: $ 140.00
Phone, cable, internet: $ 126
Food, entertainment: $ husband pays
Clothing, household expenses: $
Credit cards and other loans: $350
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ILoveBearHats | $25.00 | 10/26/2011 9:02:09 AM |
worthy-bid8 | $50.00 | 10/26/2011 9:06:41 AM |
thankful-nickel2 | $25.00 | 10/26/2011 11:35:47 AM |
Mikale360 | $25.00 | 10/26/2011 11:51:26 AM |
papaloha | $25.00 | 10/26/2011 2:53:50 PM |
social-cocktail1 | $200.00 | 10/26/2011 5:18:21 PM |
Kash2010lu | $40.00 | 10/26/2011 5:06:38 PM |
shrewd-income | $25.00 | 10/26/2011 5:33:02 PM |
vutah | $25.00 | 10/26/2011 6:06:43 PM |
reward-adventure | $50.00 | 10/27/2011 4:45:11 AM |
SecondChanceLendingSERV | $37.16 | 10/27/2011 5:23:44 AM |
neorunner | $25.00 | 10/27/2011 6:30:34 AM |
frogperson | $50.00 | 10/27/2011 8:26:43 AM |
exchange-squirrel | $25.00 | 10/26/2011 10:23:46 PM |
AndChicksforFree | $57.00 | 10/26/2011 9:12:56 AM |
well-rounded-payout0 | $50.00 | 10/26/2011 9:17:00 AM |
Jack55304 | $200.00 | 10/26/2011 9:25:41 AM |
DHolly | $31.00 | 10/26/2011 9:51:06 AM |
SolarMoonshine | $25.00 | 10/26/2011 9:58:18 AM |
ProsprousLender | $25.00 | 10/26/2011 11:13:58 AM |
Rogelio48 | $30.00 | 10/26/2011 6:39:43 PM |
money-fort | $25.00 | 10/26/2011 7:55:30 PM |
sweety075 | $25.00 | 10/26/2011 9:04:12 PM |
income-buddy7 | $100.00 | 10/27/2011 6:11:23 AM |
cake7 | $25.00 | 10/27/2011 6:57:17 AM |
green-trade-dolphin | $25.00 | 10/27/2011 7:20:18 AM |
Peacepower | $25.00 | 10/27/2011 10:55:45 AM |
rmpedi33 | $25.00 | 10/27/2011 11:27:48 AM |
new-gold-wrangler | $1,204.84 | 10/27/2011 12:38:00 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
535419
This series of Notes was issued and sold upon the funding of the borrower loan #55206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $98 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| commerce-investor6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Before Twins...
Purpose of loan: To Consolidate debt that was aquired by my wife before our marriage and establish a more comftorble situation finacially for our family before our twins are born.
This loan will be used to: Consolidate Debt
My financial situation: Stable and Consistant
www.elitefitnessconsultants.com
I am a good candidate for this loan because I have an excellent repayment history and will not ever miss a payment.
Monthly net income: $3460
Monthly expenses: $
Housing: $750
Insurance: $120
Car expenses: $0
Utilities: $120
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $35
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/26/2011 9:57:08 AM |
bellaquito | $2,000.00 | 10/26/2011 2:22:04 PM |
wise-deal-panda | $100.00 | 10/26/2011 5:19:55 PM |
shrewd-income | $25.00 | 10/26/2011 5:30:07 PM |
Rulea72 | $25.00 | 10/27/2011 7:04:36 AM |
SpoonerPhan | $50.00 | 10/27/2011 10:38:15 AM |
new-gold-wrangler | $1,625.00 | 10/27/2011 12:32:03 PM |
supreme-p2p9 | $25.00 | 10/26/2011 8:04:25 PM |
loanman2007 | $25.00 | 10/27/2011 5:54:20 AM |
green-trade-dolphin | $25.00 | 10/27/2011 7:06:50 AM |
Valley-of-the-Dollar | $25.00 | 10/27/2011 8:38:04 AM |
MrMoneyBags | $25.00 | 10/27/2011 10:25:27 AM |
2grindstones | $25.00 | 10/27/2011 10:54:33 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
535425
This series of Notes was issued and sold upon the funding of the borrower loan #55159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $177.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 12y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $85,296 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Prickly_Pete |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,900.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2010)
760-779
(Feb-2008)
|
Principal balance:
| $4,750.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Loan for theater equipment
Purpose of loan:
I plan to use this loan to purchase equipment for a 3 screen movie theater that I'm reopening.
3 used Christie Xeon consoles with automation - $2,250
2 Ready Theater Systems POS selling stations & receipt printers - $2,200
My financial situation:
Monthly net income: $ 5,900
Monthly expenses:
Housing: $ 2,100
Insurance: $ 41.00
Car expenses: $ 500.00
Utilities: $ 65.00 ( I have a fully paid for solar system which is why utilities are so cheap)
Phone, cable, internet: $ 200.00
Food, entertainment: $ 250.00
Clothing, household expenses $ 250
Credit cards and other loans: $ 1,600 (includes payment on current prosper loan)
I am a good candidate for this loan because...
I have a secure job, I pay my bills on time, and have no late payments on my credit. This would be my third loan with prosper and have never been late or missed a payment.
I have a good salary and can afford to repay the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $1,700.00 | 10/26/2011 7:55:43 PM |
OldManP | $25.00 | 10/25/2011 5:10:26 PM |
worthy-bid8 | $50.00 | 10/25/2011 5:07:08 PM |
wise-deal-panda | $200.00 | 10/25/2011 5:22:40 PM |
JustMee | $25.00 | 10/25/2011 8:32:43 PM |
Feyenoord | $30.00 | 10/25/2011 10:32:32 PM |
tech310 | $50.00 | 10/25/2011 11:50:29 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:47 AM |
favorite-commerce | $25.00 | 10/26/2011 10:47:18 AM |
thankful-nickel2 | $25.00 | 10/26/2011 11:33:55 AM |
golffish2 | $25.00 | 10/26/2011 4:50:36 AM |
MoneyForNothing | $25.00 | 10/25/2011 5:20:21 PM |
progressive-economy261 | $400.00 | 10/25/2011 5:21:43 PM |
wigglesworth4 | $100.00 | 10/25/2011 5:21:52 PM |
enticing-capital6 | $50.00 | 10/25/2011 5:27:52 PM |
pound-mushroom3 | $25.00 | 10/25/2011 5:28:17 PM |
jsnryn | $25.00 | 10/26/2011 7:59:12 AM |
AndChicksforFree | $25.00 | 10/26/2011 3:33:26 PM |
radforj22 | $25.00 | 10/26/2011 4:10:58 PM |
amlu1988 | $25.00 | 10/26/2011 5:08:27 PM |
larrybird | $2,000.00 | 10/26/2011 4:37:22 PM |
lovely-greenback4 | $100.00 | 10/26/2011 5:39:30 PM |
Christophe | $25.00 | 10/26/2011 6:14:11 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
535533
This series of Notes was issued and sold upon the funding of the borrower loan #55158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $62.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1974 |
Debt/Income ratio:
| 15% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | $1-$24,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $242 | |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| AdamsWay |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 50 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
760-779
(May-2008)
800-819
(Apr-2007)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 50 | | |
Description
Reinvest in Prosper
Purpose of loan:
This loan will be used to...
Reinvest in Prosper at higher rate of return.
My financial situation:
I am a good candidate for this loan because...
This will be my 3rd loan for this type of investment.
Two previous loans were paid off early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $25.00 | 10/26/2011 9:02:43 AM |
Aberdeen | $500.00 | 10/26/2011 9:05:14 AM |
D911ave | $50.00 | 10/26/2011 9:16:48 AM |
wigglesworth4 | $100.00 | 10/26/2011 9:20:21 AM |
ryan6853 | $25.00 | 10/26/2011 9:54:19 AM |
entertaining-credit5 | $25.00 | 10/26/2011 10:27:11 AM |
fcrick | $25.00 | 10/26/2011 11:01:22 AM |
radforj22 | $50.00 | 10/26/2011 12:07:15 PM |
investment-artist | $27.01 | 10/26/2011 12:08:35 PM |
zwx1997 | $25.00 | 10/26/2011 5:09:31 PM |
a2190b | $36.00 | 10/26/2011 5:11:06 PM |
alliancecapital1 | $25.00 | 10/26/2011 8:15:34 PM |
larrybird | $693.89 | 10/26/2011 8:56:11 PM |
worthy-bid8 | $50.00 | 10/26/2011 9:06:46 AM |
MoneyForNothing | $25.00 | 10/26/2011 9:10:37 AM |
enticing-capital6 | $50.00 | 10/26/2011 9:26:04 AM |
kinetic-social | $34.00 | 10/26/2011 10:08:28 AM |
CIC | $25.00 | 10/26/2011 10:40:45 AM |
tntmojave | $50.00 | 10/26/2011 11:20:58 AM |
Chesterite | $34.10 | 10/26/2011 1:29:20 PM |
blooming-market | $50.00 | 10/26/2011 12:36:04 PM |
blue-useful-auction | $25.00 | 10/26/2011 1:47:39 PM |
Kerrysbay | $25.00 | 10/26/2011 2:18:52 PM |
engaging-worth | $25.00 | 10/26/2011 7:33:00 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
535551
This series of Notes was issued and sold upon the funding of the borrower loan #55131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,662 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tolerant-marketplace3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A new heater just in time for winte
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $60000
Monthly expenses: $
Housing: $2400
Insurance: $158
Car expenses: $104
Utilities: $250
Phone, cable, internet: $200
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/26/2011 9:54:41 AM |
freedom3 | $1,975.00 | 10/26/2011 6:01:24 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
535617
This series of Notes was issued and sold upon the funding of the borrower loan #55240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $180.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,025 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| TheSpecialOne |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 79 ( 95% )
| 680-699 (Latest)
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 4
( 5% )
| 700-719
(Jul-2010)
700-719
(Oct-2007)
700-719
(Feb-2007)
700-719
(Jan-2007)
|
Principal balance:
| $1,043.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 83 | | |
Description
Loan request to purchase a used car
Purpose of loan:
This loan will be used to purchase a 2005 Pontiac Vibe as a second car for my family.
My financial situation:
I have full time employment doing technology support for a Big Ten university and am also pursuing a graduate degree to further my career options.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $40.02 | 10/27/2011 9:02:05 AM |
scholarly-benefit5 | $50.00 | 10/27/2011 9:12:23 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:45 AM |
progressive-economy261 | $400.00 | 10/27/2011 9:15:56 AM |
currency-excellency0 | $200.00 | 10/27/2011 9:29:10 AM |
fcrick | $25.00 | 10/27/2011 10:57:57 AM |
tbrnet | $50.00 | 10/27/2011 11:47:27 AM |
new-gold-wrangler | $2,000.00 | 10/27/2011 12:33:06 PM |
investment-artist | $27.01 | 10/27/2011 9:07:29 AM |
MoneyForNothing | $51.01 | 10/27/2011 9:20:26 AM |
wigglesworth4 | $500.00 | 10/27/2011 9:28:47 AM |
influential-benjamins0 | $100.00 | 10/27/2011 9:31:04 AM |
green-trade-dolphin2 | $60.00 | 10/27/2011 9:31:23 AM |
larrybird | $1,946.96 | 10/27/2011 12:51:12 PM |
14 Investments
|